id	sid	tid	token	lemma	pos
easat-7035	1	1	edelweiss	edelweiss	PROPN
easat-7035	1	2	applied	apply	VERB
easat-7035	1	3	science	science	NOUN
easat-7035	1	4	and	and	CCONJ
easat-7035	1	5	technology	technology	NOUN
easat-7035	1	6	issn	issn	PROPN
easat-7035	1	7	:	:	PUNCT
easat-7035	1	8	2576	2576	NUM
easat-7035	1	9	-	-	SYM
easat-7035	1	10	8484	8484	NUM
easat-7035	1	11	vol	vol	NOUN
easat-7035	1	12	.	.	PROPN
easat-7035	2	1	9	9	NUM
easat-7035	2	2	,	,	PUNCT
easat-7035	2	3	no	no	INTJ
easat-7035	2	4	.	.	NOUN
easat-7035	2	5	5	5	NUM
easat-7035	2	6	,	,	PUNCT
easat-7035	2	7	851	851	NUM
easat-7035	2	8	-	-	SYM
easat-7035	2	9	858	858	NUM
easat-7035	2	10	2025	2025	NUM
easat-7035	2	11	publisher	publisher	NOUN
easat-7035	2	12	:	:	PUNCT
easat-7035	2	13	learning	learn	VERB
easat-7035	2	14	gate	gate	NOUN
easat-7035	2	15	doi	doi	PROPN
easat-7035	2	16	:	:	PUNCT
easat-7035	2	17	10.55214/25768484.v9i5.7035	10.55214/25768484.v9i5.7035	NUM
easat-7035	2	18	©	©	PROPN
easat-7035	2	19	2025	2025	NUM
easat-7035	2	20	by	by	ADP
easat-7035	2	21	the	the	DET
easat-7035	2	22	authors	author	NOUN
easat-7035	2	23	;	;	PUNCT
easat-7035	2	24	licensee	licensee	PROPN
easat-7035	2	25	learning	learning	NOUN
easat-7035	2	26	gate	gate	NOUN
easat-7035	3	1	©	©	PROPN
easat-7035	3	2	2025	2025	NUM
easat-7035	3	3	by	by	ADP
easat-7035	3	4	the	the	DET
easat-7035	3	5	authors	author	NOUN
easat-7035	3	6	;	;	PUNCT
easat-7035	3	7	licensee	licensee	PROPN
easat-7035	3	8	learning	learning	NOUN
easat-7035	3	9	gate	gate	NOUN
easat-7035	3	10	history	history	NOUN
easat-7035	3	11	:	:	PUNCT
easat-7035	3	12	received	receive	VERB
easat-7035	3	13	:	:	PUNCT
easat-7035	3	14	11	11	NUM
easat-7035	3	15	february	february	NOUN
easat-7035	3	16	2025	2025	NUM
easat-7035	3	17	;	;	PUNCT
easat-7035	3	18	revised	revise	VERB
easat-7035	3	19	:	:	PUNCT
easat-7035	3	20	23	23	NUM
easat-7035	3	21	april	april	PROPN
easat-7035	3	22	2025	2025	NUM
easat-7035	3	23	;	;	PUNCT
easat-7035	3	24	accepted	accept	VERB
easat-7035	3	25	:	:	PUNCT
easat-7035	3	26	25	25	NUM
easat-7035	3	27	april	april	PROPN
easat-7035	3	28	2025	2025	NUM
easat-7035	3	29	;	;	PUNCT
easat-7035	3	30	published	publish	VERB
easat-7035	3	31	:	:	PUNCT
easat-7035	4	1	10	10	NUM
easat-7035	4	2	may	may	PROPN
easat-7035	4	3	2025	2025	NUM
easat-7035	4	4	*	*	PUNCT
easat-7035	4	5	correspondence	correspondence	NOUN
easat-7035	4	6	:	:	PUNCT
easat-7035	4	7	dadanrahadian@telkomuniversity.ac.id	dadanrahadian@telkomuniversity.ac.id	NOUN
easat-7035	4	8	how	how	SCONJ
easat-7035	4	9	fintech	fintech	NOUN
easat-7035	4	10	companies	company	NOUN
easat-7035	4	11	'	'	PART
easat-7035	4	12	capital	capital	NOUN
easat-7035	4	13	structure	structure	NOUN
easat-7035	4	14	influences	influence	VERB
easat-7035	4	15	their	their	PRON
easat-7035	4	16	financial	financial	ADJ
easat-7035	4	17	performance	performance	NOUN
easat-7035	4	18	lana	lana	PROPN
easat-7035	4	19	milatul	milatul	PROPN
easat-7035	4	20	khusna1	khusna1	PROPN
easat-7035	4	21	,	,	PUNCT
easat-7035	4	22	dadan	dadan	PROPN
easat-7035	4	23	rahadian2	rahadian2	PROPN
easat-7035	4	24	*	*	SYM
easat-7035	4	25	1,2faculty	1,2faculty	NUM
easat-7035	4	26	of	of	ADP
easat-7035	4	27	economics	economic	NOUN
easat-7035	4	28	and	and	CCONJ
easat-7035	4	29	business	business	NOUN
easat-7035	4	30	,	,	PUNCT
easat-7035	4	31	telkom	telkom	PROPN
easat-7035	4	32	university	university	PROPN
easat-7035	4	33	,	,	PUNCT
easat-7035	4	34	bandung	bandung	PROPN
easat-7035	4	35	,	,	PUNCT
easat-7035	4	36	indonesia	indonesia	PROPN
easat-7035	4	37	;	;	PUNCT
easat-7035	4	38	lanamilatulk@gmail.com	lanamilatulk@gmail.com	X
easat-7035	4	39	(	(	PUNCT
easat-7035	4	40	l.m.k	l.m.k	PROPN
easat-7035	4	41	.	.	PUNCT
easat-7035	4	42	)	)	PUNCT
easat-7035	5	1	dadanrahadian@telkomuniversity.ac.id	dadanrahadian@telkomuniversity.ac.id	NOUN
easat-7035	5	2	(	(	PUNCT
easat-7035	5	3	d.r	d.r	PROPN
easat-7035	5	4	.	.	PROPN
easat-7035	5	5	)	)	PUNCT
easat-7035	6	1	abstract	abstract	NOUN
easat-7035	6	2	:	:	PUNCT
easat-7035	6	3	this	this	DET
easat-7035	6	4	research	research	NOUN
easat-7035	6	5	examines	examine	VERB
easat-7035	6	6	the	the	DET
easat-7035	6	7	impact	impact	NOUN
easat-7035	6	8	of	of	ADP
easat-7035	6	9	leverage	leverage	NOUN
easat-7035	6	10	,	,	PUNCT
easat-7035	6	11	the	the	DET
easat-7035	6	12	debt	debt	NOUN
easat-7035	6	13	to	to	ADP
easat-7035	6	14	equity	equity	NOUN
easat-7035	6	15	ratio	ratio	NOUN
easat-7035	6	16	(	(	PUNCT
easat-7035	6	17	der	der	NOUN
easat-7035	6	18	)	)	PUNCT
easat-7035	6	19	,	,	PUNCT
easat-7035	6	20	long	long	ADJ
easat-7035	6	21	-	-	PUNCT
easat-7035	6	22	term	term	NOUN
easat-7035	6	23	debt	debt	NOUN
easat-7035	6	24	,	,	PUNCT
easat-7035	6	25	and	and	CCONJ
easat-7035	6	26	short	short	ADJ
easat-7035	6	27	-	-	PUNCT
easat-7035	6	28	term	term	NOUN
easat-7035	6	29	debt	debt	NOUN
easat-7035	6	30	on	on	ADP
easat-7035	6	31	the	the	DET
easat-7035	6	32	return	return	NOUN
easat-7035	6	33	on	on	ADP
easat-7035	6	34	assets	asset	NOUN
easat-7035	6	35	(	(	PUNCT
easat-7035	6	36	roa	roa	NOUN
easat-7035	6	37	)	)	PUNCT
easat-7035	6	38	of	of	ADP
easat-7035	6	39	financial	financial	ADJ
easat-7035	6	40	technology	technology	NOUN
easat-7035	6	41	(	(	PUNCT
easat-7035	6	42	fintech	fintech	NOUN
easat-7035	6	43	)	)	PUNCT
easat-7035	6	44	companies	company	NOUN
easat-7035	6	45	.	.	PUNCT
easat-7035	7	1	a	a	DET
easat-7035	7	2	quantitative	quantitative	ADJ
easat-7035	7	3	approach	approach	NOUN
easat-7035	7	4	with	with	ADP
easat-7035	7	5	a	a	DET
easat-7035	7	6	descriptive	descriptive	ADJ
easat-7035	7	7	method	method	NOUN
easat-7035	7	8	was	be	AUX
easat-7035	7	9	employed	employ	VERB
easat-7035	7	10	,	,	PUNCT
easat-7035	7	11	involving	involve	VERB
easat-7035	7	12	12	12	NUM
easat-7035	7	13	fintech	fintech	NOUN
easat-7035	7	14	companies	company	NOUN
easat-7035	7	15	selected	select	VERB
easat-7035	7	16	through	through	ADP
easat-7035	7	17	purposive	purposive	ADJ
easat-7035	7	18	sampling	sampling	NOUN
easat-7035	7	19	,	,	PUNCT
easat-7035	7	20	observed	observe	VERB
easat-7035	7	21	from	from	ADP
easat-7035	7	22	q1	q1	PROPN
easat-7035	7	23	2020	2020	NUM
easat-7035	7	24	to	to	ADP
easat-7035	7	25	q4	q4	PROPN
easat-7035	7	26	2023	2023	NUM
easat-7035	7	27	.	.	PUNCT
easat-7035	8	1	the	the	DET
easat-7035	8	2	analysis	analysis	NOUN
easat-7035	8	3	was	be	AUX
easat-7035	8	4	carried	carry	VERB
easat-7035	8	5	out	out	ADP
easat-7035	8	6	using	use	VERB
easat-7035	8	7	multiple	multiple	ADJ
easat-7035	8	8	linear	linear	ADJ
easat-7035	8	9	regression	regression	NOUN
easat-7035	8	10	,	,	PUNCT
easat-7035	8	11	classical	classical	ADJ
easat-7035	8	12	assumption	assumption	NOUN
easat-7035	8	13	tests	test	NOUN
easat-7035	8	14	,	,	PUNCT
easat-7035	8	15	and	and	CCONJ
easat-7035	8	16	hypothesis	hypothesis	NOUN
easat-7035	8	17	tests	test	NOUN
easat-7035	8	18	.	.	PUNCT
easat-7035	9	1	the	the	DET
easat-7035	9	2	results	result	NOUN
easat-7035	9	3	of	of	ADP
easat-7035	9	4	the	the	DET
easat-7035	9	5	study	study	NOUN
easat-7035	9	6	show	show	VERB
easat-7035	9	7	that	that	SCONJ
easat-7035	9	8	leverage	leverage	NOUN
easat-7035	9	9	and	and	CCONJ
easat-7035	9	10	der	der	NOUN
easat-7035	9	11	have	have	VERB
easat-7035	9	12	a	a	DET
easat-7035	9	13	positive	positive	ADJ
easat-7035	9	14	effect	effect	NOUN
easat-7035	9	15	on	on	ADP
easat-7035	9	16	roa	roa	PROPN
easat-7035	9	17	,	,	PUNCT
easat-7035	9	18	which	which	PRON
easat-7035	9	19	means	mean	VERB
easat-7035	9	20	that	that	SCONJ
easat-7035	9	21	the	the	DET
easat-7035	9	22	use	use	NOUN
easat-7035	9	23	of	of	ADP
easat-7035	9	24	debt	debt	NOUN
easat-7035	9	25	can	can	AUX
easat-7035	9	26	increase	increase	VERB
easat-7035	9	27	profitability	profitability	NOUN
easat-7035	9	28	if	if	SCONJ
easat-7035	9	29	managed	manage	VERB
easat-7035	9	30	properly	properly	ADV
easat-7035	9	31	.	.	PUNCT
easat-7035	10	1	conversely	conversely	ADV
easat-7035	10	2	,	,	PUNCT
easat-7035	10	3	long	long	ADJ
easat-7035	10	4	-	-	PUNCT
easat-7035	10	5	term	term	NOUN
easat-7035	10	6	debt	debt	NOUN
easat-7035	10	7	has	have	VERB
easat-7035	10	8	a	a	DET
easat-7035	10	9	negative	negative	ADJ
easat-7035	10	10	effect	effect	NOUN
easat-7035	10	11	on	on	ADP
easat-7035	10	12	roa	roa	PROPN
easat-7035	10	13	,	,	PUNCT
easat-7035	10	14	indicating	indicate	VERB
easat-7035	10	15	that	that	SCONJ
easat-7035	10	16	long	long	ADJ
easat-7035	10	17	-	-	PUNCT
easat-7035	10	18	term	term	NOUN
easat-7035	10	19	debt	debt	NOUN
easat-7035	10	20	burdens	burden	NOUN
easat-7035	10	21	can	can	AUX
easat-7035	10	22	reduce	reduce	VERB
easat-7035	10	23	profitability	profitability	NOUN
easat-7035	10	24	due	due	ADP
easat-7035	10	25	to	to	ADP
easat-7035	10	26	high	high	ADJ
easat-7035	10	27	interest	interest	NOUN
easat-7035	10	28	costs	cost	NOUN
easat-7035	10	29	.	.	PUNCT
easat-7035	11	1	meanwhile	meanwhile	ADV
easat-7035	11	2	,	,	PUNCT
easat-7035	11	3	short	short	ADJ
easat-7035	11	4	-	-	PUNCT
easat-7035	11	5	term	term	NOUN
easat-7035	11	6	debt	debt	NOUN
easat-7035	11	7	has	have	VERB
easat-7035	11	8	no	no	DET
easat-7035	11	9	effect	effect	NOUN
easat-7035	11	10	on	on	ADP
easat-7035	11	11	roa	roa	PROPN
easat-7035	11	12	,	,	PUNCT
easat-7035	11	13	indicating	indicate	VERB
easat-7035	11	14	that	that	SCONJ
easat-7035	11	15	short	short	ADJ
easat-7035	11	16	-	-	PUNCT
easat-7035	11	17	term	term	NOUN
easat-7035	11	18	debt	debt	NOUN
easat-7035	11	19	is	be	AUX
easat-7035	11	20	used	use	VERB
easat-7035	11	21	more	more	ADJ
easat-7035	11	22	for	for	ADP
easat-7035	11	23	operational	operational	ADJ
easat-7035	11	24	needs	need	NOUN
easat-7035	11	25	without	without	ADP
easat-7035	11	26	a	a	DET
easat-7035	11	27	significant	significant	ADJ
easat-7035	11	28	impact	impact	NOUN
easat-7035	11	29	on	on	ADP
easat-7035	11	30	profitability	profitability	NOUN
easat-7035	11	31	.	.	PUNCT
easat-7035	12	1	the	the	DET
easat-7035	12	2	conclusion	conclusion	NOUN
easat-7035	12	3	highlights	highlight	VERB
easat-7035	12	4	the	the	DET
easat-7035	12	5	importance	importance	NOUN
easat-7035	12	6	of	of	ADP
easat-7035	12	7	optimizing	optimize	VERB
easat-7035	12	8	leverage	leverage	NOUN
easat-7035	12	9	and	and	CCONJ
easat-7035	12	10	der	der	NOUN
easat-7035	12	11	to	to	PART
easat-7035	12	12	enhance	enhance	VERB
easat-7035	12	13	profitability	profitability	NOUN
easat-7035	12	14	while	while	SCONJ
easat-7035	12	15	cautioning	caution	VERB
easat-7035	12	16	against	against	ADP
easat-7035	12	17	excessive	excessive	ADJ
easat-7035	12	18	long	long	ADJ
easat-7035	12	19	-	-	PUNCT
easat-7035	12	20	term	term	NOUN
easat-7035	12	21	debt	debt	NOUN
easat-7035	12	22	.	.	PUNCT
easat-7035	13	1	practical	practical	ADJ
easat-7035	13	2	implications	implication	NOUN
easat-7035	13	3	include	include	VERB
easat-7035	13	4	providing	provide	VERB
easat-7035	13	5	insights	insight	NOUN
easat-7035	13	6	for	for	ADP
easat-7035	13	7	fintech	fintech	NOUN
easat-7035	13	8	management	management	NOUN
easat-7035	13	9	to	to	PART
easat-7035	13	10	optimize	optimize	VERB
easat-7035	13	11	capital	capital	NOUN
easat-7035	13	12	structure	structure	NOUN
easat-7035	13	13	,	,	PUNCT
easat-7035	13	14	aiding	aid	VERB
easat-7035	13	15	investors	investor	NOUN
easat-7035	13	16	in	in	ADP
easat-7035	13	17	making	make	VERB
easat-7035	13	18	informed	informed	ADJ
easat-7035	13	19	decisions	decision	NOUN
easat-7035	13	20	,	,	PUNCT
easat-7035	13	21	and	and	CCONJ
easat-7035	13	22	guiding	guide	VERB
easat-7035	13	23	regulators	regulator	NOUN
easat-7035	13	24	in	in	ADP
easat-7035	13	25	promoting	promote	VERB
easat-7035	13	26	healthy	healthy	ADJ
easat-7035	13	27	financial	financial	ADJ
easat-7035	13	28	practices	practice	NOUN
easat-7035	13	29	within	within	ADP
easat-7035	13	30	the	the	DET
easat-7035	13	31	industry	industry	NOUN
easat-7035	13	32	.	.	PUNCT
easat-7035	14	1	keywords	keyword	NOUN
easat-7035	14	2	:	:	PUNCT
easat-7035	14	3	capital	capital	NOUN
easat-7035	14	4	structure	structure	NOUN
easat-7035	14	5	,	,	PUNCT
easat-7035	14	6	fintech	fintech	NOUN
easat-7035	14	7	,	,	PUNCT
easat-7035	14	8	return	return	VERB
easat-7035	14	9	on	on	ADP
easat-7035	14	10	assets	asset	NOUN
easat-7035	14	11	.	.	PUNCT
easat-7035	15	1	1	1	X
easat-7035	15	2	.	.	X
easat-7035	15	3	introduction	introduction	NOUN
easat-7035	15	4	financial	financial	ADJ
easat-7035	15	5	technology	technology	NOUN
easat-7035	15	6	(	(	PUNCT
easat-7035	15	7	fintech	fintech	NOUN
easat-7035	15	8	)	)	PUNCT
easat-7035	15	9	is	be	AUX
easat-7035	15	10	an	an	DET
easat-7035	15	11	sector	sector	NOUN
easat-7035	15	12	that	that	PRON
easat-7035	15	13	blends	blend	VERB
easat-7035	15	14	financial	financial	ADJ
easat-7035	15	15	services	service	NOUN
easat-7035	15	16	and	and	CCONJ
easat-7035	15	17	technology	technology	NOUN
easat-7035	15	18	sector	sector	NOUN
easat-7035	15	19	to	to	PART
easat-7035	15	20	create	create	VERB
easat-7035	15	21	service	service	NOUN
easat-7035	15	22	innovations	innovation	NOUN
easat-7035	15	23	outside	outside	ADP
easat-7035	15	24	of	of	ADP
easat-7035	15	25	traditional	traditional	ADJ
easat-7035	15	26	financial	financial	ADJ
easat-7035	15	27	institutions	institution	NOUN
easat-7035	15	28	[	[	X
easat-7035	15	29	1	1	NUM
easat-7035	15	30	]	]	PUNCT
easat-7035	15	31	.	.	PUNCT
easat-7035	16	1	fintech	fintech	NOUN
easat-7035	16	2	has	have	AUX
easat-7035	16	3	grown	grow	VERB
easat-7035	16	4	rapidly	rapidly	ADV
easat-7035	16	5	globally	globally	ADV
easat-7035	16	6	,	,	PUNCT
easat-7035	16	7	supported	support	VERB
easat-7035	16	8	by	by	ADP
easat-7035	16	9	technological	technological	ADJ
easat-7035	16	10	advances	advance	NOUN
easat-7035	16	11	and	and	CCONJ
easat-7035	16	12	changes	change	NOUN
easat-7035	16	13	in	in	ADP
easat-7035	16	14	consumer	consumer	NOUN
easat-7035	16	15	behavior	behavior	NOUN
easat-7035	16	16	[	[	X
easat-7035	16	17	2	2	NUM
easat-7035	16	18	]	]	PUNCT
easat-7035	16	19	.	.	PUNCT
easat-7035	17	1	global	global	ADJ
easat-7035	17	2	investment	investment	NOUN
easat-7035	17	3	in	in	ADP
easat-7035	17	4	this	this	DET
easat-7035	17	5	sector	sector	NOUN
easat-7035	17	6	has	have	AUX
easat-7035	17	7	increased	increase	VERB
easat-7035	17	8	significantly	significantly	ADV
easat-7035	17	9	from	from	ADP
easat-7035	17	10	$	$	SYM
easat-7035	17	11	9	9	NUM
easat-7035	17	12	billion	billion	NUM
easat-7035	17	13	in	in	ADP
easat-7035	17	14	2010	2010	NUM
easat-7035	17	15	to	to	ADP
easat-7035	17	16	$	$	SYM
easat-7035	17	17	25	25	NUM
easat-7035	17	18	billion	billion	NUM
easat-7035	17	19	in	in	ADP
easat-7035	17	20	2016	2016	NUM
easat-7035	17	21	[	[	X
easat-7035	17	22	3	3	NUM
easat-7035	17	23	]	]	PUNCT
easat-7035	17	24	,	,	PUNCT
easat-7035	17	25	even	even	ADV
easat-7035	17	26	reaching	reach	VERB
easat-7035	17	27	usd	usd	NOUN
easat-7035	17	28	111.8	111.8	NUM
easat-7035	17	29	billion	billion	NUM
easat-7035	17	30	in	in	ADP
easat-7035	17	31	2018	2018	NUM
easat-7035	17	32	[	[	X
easat-7035	17	33	4	4	NUM
easat-7035	17	34	]	]	PUNCT
easat-7035	17	35	.	.	PUNCT
easat-7035	18	1	in	in	ADP
easat-7035	18	2	the	the	DET
easat-7035	18	3	mena	mena	PROPN
easat-7035	18	4	region	region	PROPN
easat-7035	18	5	,	,	PUNCT
easat-7035	18	6	there	there	PRON
easat-7035	18	7	are	be	VERB
easat-7035	18	8	more	more	ADJ
easat-7035	18	9	than	than	ADP
easat-7035	18	10	310	310	NUM
easat-7035	18	11	fintech	fintech	NOUN
easat-7035	18	12	startups	startup	NOUN
easat-7035	18	13	,	,	PUNCT
easat-7035	18	14	with	with	ADP
easat-7035	18	15	the	the	DET
easat-7035	18	16	majority	majority	NOUN
easat-7035	18	17	in	in	ADP
easat-7035	18	18	the	the	DET
easat-7035	18	19	united	united	PROPN
easat-7035	18	20	arab	arab	PROPN
easat-7035	18	21	emirates	emirates	PROPN
easat-7035	19	1	[	[	X
easat-7035	19	2	5	5	NUM
easat-7035	19	3	]	]	PUNCT
easat-7035	19	4	.	.	PUNCT
easat-7035	20	1	fintech	fintech	NOUN
easat-7035	20	2	is	be	AUX
easat-7035	20	3	rapidly	rapidly	ADV
easat-7035	20	4	transforming	transform	VERB
easat-7035	20	5	the	the	DET
easat-7035	20	6	financial	financial	ADJ
easat-7035	20	7	services	service	NOUN
easat-7035	20	8	industry	industry	NOUN
easat-7035	20	9	,	,	PUNCT
easat-7035	20	10	powered	power	VERB
easat-7035	20	11	by	by	ADP
easat-7035	20	12	cutting	cut	VERB
easat-7035	20	13	-	-	PUNCT
easat-7035	20	14	edge	edge	NOUN
easat-7035	20	15	technology	technology	NOUN
easat-7035	20	16	[	[	X
easat-7035	20	17	6	6	NUM
easat-7035	20	18	,	,	PUNCT
easat-7035	20	19	7	7	NUM
easat-7035	20	20	]	]	PUNCT
easat-7035	20	21	.	.	PUNCT
easat-7035	21	1	global	global	ADJ
easat-7035	21	2	interest	interest	NOUN
easat-7035	21	3	in	in	ADP
easat-7035	21	4	the	the	DET
easat-7035	21	5	term	term	NOUN
easat-7035	21	6	“	"	PUNCT
easat-7035	21	7	fintech	fintech	NOUN
easat-7035	21	8	”	"	PUNCT
easat-7035	21	9	has	have	AUX
easat-7035	21	10	increased	increase	VERB
easat-7035	21	11	rapidly	rapidly	ADV
easat-7035	21	12	since	since	SCONJ
easat-7035	21	13	2015	2015	NUM
easat-7035	21	14	,	,	PUNCT
easat-7035	21	15	as	as	SCONJ
easat-7035	21	16	shown	show	VERB
easat-7035	21	17	in	in	ADP
easat-7035	21	18	google	google	PROPN
easat-7035	21	19	trends	trend	NOUN
easat-7035	21	20	data	datum	NOUN
easat-7035	21	21	[	[	X
easat-7035	21	22	8	8	NUM
easat-7035	21	23	]	]	PUNCT
easat-7035	21	24	.	.	PUNCT
easat-7035	22	1	however	however	ADV
easat-7035	22	2	,	,	PUNCT
easat-7035	22	3	the	the	DET
easat-7035	22	4	industry	industry	NOUN
easat-7035	22	5	faces	face	VERB
easat-7035	22	6	major	major	ADJ
easat-7035	22	7	challenges	challenge	NOUN
easat-7035	22	8	,	,	PUNCT
easat-7035	22	9	especially	especially	ADV
easat-7035	22	10	related	relate	VERB
easat-7035	22	11	to	to	ADP
easat-7035	22	12	capital	capital	NOUN
easat-7035	22	13	structure	structure	NOUN
easat-7035	22	14	and	and	CCONJ
easat-7035	22	15	stringent	stringent	ADJ
easat-7035	22	16	regulations	regulation	NOUN
easat-7035	22	17	[	[	X
easat-7035	22	18	9	9	NUM
easat-7035	22	19	,	,	PUNCT
easat-7035	22	20	10	10	NUM
easat-7035	22	21	]	]	PUNCT
easat-7035	22	22	.	.	PUNCT
easat-7035	23	1	around	around	ADP
easat-7035	23	2	75	75	NUM
easat-7035	23	3	%	%	NOUN
easat-7035	23	4	of	of	ADP
easat-7035	23	5	fintech	fintech	NOUN
easat-7035	23	6	companies	company	NOUN
easat-7035	23	7	fail	fail	VERB
easat-7035	23	8	due	due	ADJ
easat-7035	23	9	to	to	ADP
easat-7035	23	10	high	high	ADJ
easat-7035	23	11	-	-	PUNCT
easat-7035	23	12	risk	risk	NOUN
easat-7035	23	13	capital	capital	NOUN
easat-7035	23	14	structures	structure	NOUN
easat-7035	23	15	[	[	X
easat-7035	23	16	11	11	NUM
easat-7035	23	17	]	]	PUNCT
easat-7035	23	18	making	make	VERB
easat-7035	23	19	research	research	NOUN
easat-7035	23	20	on	on	ADP
easat-7035	23	21	capital	capital	NOUN
easat-7035	23	22	structure	structure	NOUN
easat-7035	23	23	in	in	ADP
easat-7035	23	24	this	this	DET
easat-7035	23	25	industry	industry	NOUN
easat-7035	23	26	interesting	interesting	ADJ
easat-7035	23	27	[	[	X
easat-7035	23	28	12	12	NUM
easat-7035	23	29	,	,	PUNCT
easat-7035	23	30	13	13	NUM
easat-7035	23	31	]	]	PUNCT
easat-7035	23	32	.	.	PUNCT
easat-7035	24	1	the	the	DET
easat-7035	24	2	capital	capital	NOUN
easat-7035	24	3	structure	structure	NOUN
easat-7035	24	4	is	be	AUX
easat-7035	24	5	a	a	DET
easat-7035	24	6	crucial	crucial	ADJ
easat-7035	24	7	component	component	NOUN
easat-7035	24	8	of	of	ADP
easat-7035	24	9	a	a	DET
easat-7035	24	10	firm	firm	NOUN
easat-7035	24	11	's	's	PART
easat-7035	24	12	financial	financial	ADJ
easat-7035	24	13	framework	framework	NOUN
easat-7035	24	14	,	,	PUNCT
easat-7035	24	15	serving	serve	VERB
easat-7035	24	16	as	as	ADP
easat-7035	24	17	an	an	DET
easat-7035	24	18	indicator	indicator	NOUN
easat-7035	24	19	to	to	ADP
easat-7035	24	20	the	the	DET
easat-7035	24	21	market	market	NOUN
easat-7035	24	22	regarding	regard	VERB
easat-7035	24	23	the	the	DET
easat-7035	24	24	firm	firm	NOUN
easat-7035	24	25	's	's	PART
easat-7035	24	26	management	management	NOUN
easat-7035	24	27	and	and	CCONJ
easat-7035	24	28	financial	financial	ADJ
easat-7035	24	29	outlook	outlook	NOUN
easat-7035	25	1	[	[	X
easat-7035	25	2	14	14	NUM
easat-7035	25	3	]	]	PUNCT
easat-7035	25	4	.	.	PUNCT
easat-7035	26	1	capital	capital	NOUN
easat-7035	26	2	structure	structure	NOUN
easat-7035	26	3	is	be	AUX
easat-7035	26	4	a	a	DET
easat-7035	26	5	crucial	crucial	ADJ
easat-7035	26	6	factor	factor	NOUN
easat-7035	26	7	in	in	ADP
easat-7035	26	8	business	business	NOUN
easat-7035	26	9	because	because	SCONJ
easat-7035	26	10	it	it	PRON
easat-7035	26	11	affects	affect	VERB
easat-7035	26	12	company	company	NOUN
easat-7035	26	13	performance	performance	NOUN
easat-7035	26	14	,	,	PUNCT
easat-7035	26	15	profit	profit	NOUN
easat-7035	26	16	,	,	PUNCT
easat-7035	26	17	and	and	CCONJ
easat-7035	26	18	company	company	NOUN
easat-7035	26	19	value	value	NOUN
easat-7035	26	20	[	[	X
easat-7035	26	21	15	15	NUM
easat-7035	26	22	]	]	PUNCT
easat-7035	26	23	.	.	PUNCT
easat-7035	27	1	profitability	profitability	NOUN
easat-7035	27	2	substantially	substantially	ADV
easat-7035	27	3	impact	impact	VERB
easat-7035	27	4	capital	capital	NOUN
easat-7035	27	5	structure	structure	NOUN
easat-7035	27	6	[	[	X
easat-7035	27	7	16	16	NUM
easat-7035	27	8	]	]	PUNCT
easat-7035	27	9	.	.	PUNCT
easat-7035	28	1	this	this	PRON
easat-7035	28	2	underscores	underscore	VERB
easat-7035	28	3	the	the	DET
easat-7035	28	4	importance	importance	NOUN
easat-7035	28	5	of	of	ADP
easat-7035	28	6	capital	capital	NOUN
easat-7035	28	7	structure	structure	NOUN
easat-7035	28	8	in	in	ADP
easat-7035	28	9	corporate	corporate	ADJ
easat-7035	28	10	finance	finance	NOUN
easat-7035	28	11	[	[	X
easat-7035	28	12	17	17	NUM
easat-7035	28	13	]	]	PUNCT
easat-7035	28	14	.	.	PUNCT
easat-7035	29	1	capital	capital	NOUN
easat-7035	29	2	structure	structure	NOUN
easat-7035	29	3	is	be	AUX
easat-7035	29	4	measured	measure	VERB
easat-7035	29	5	through	through	ADP
easat-7035	29	6	the	the	DET
easat-7035	29	7	leverage	leverage	NOUN
easat-7035	29	8	ratio	ratio	NOUN
easat-7035	29	9	,	,	PUNCT
easat-7035	29	10	debt	debt	NOUN
easat-7035	29	11	to	to	ADP
easat-7035	29	12	equity	equity	NOUN
easat-7035	29	13	ratio	ratio	NOUN
easat-7035	29	14	(	(	PUNCT
easat-7035	29	15	der	der	NOUN
easat-7035	29	16	)	)	PUNCT
easat-7035	29	17	,	,	PUNCT
easat-7035	29	18	long	long	ADJ
easat-7035	29	19	-	-	PUNCT
easat-7035	29	20	term	term	NOUN
easat-7035	29	21	debt	debt	NOUN
easat-7035	29	22	,	,	PUNCT
easat-7035	29	23	and	and	CCONJ
easat-7035	29	24	short	short	ADJ
easat-7035	29	25	-	-	PUNCT
easat-7035	29	26	term	term	NOUN
easat-7035	29	27	debt	debt	NOUN
easat-7035	29	28	[	[	X
easat-7035	29	29	18	18	NUM
easat-7035	29	30	-	-	SYM
easat-7035	29	31	21	21	NUM
easat-7035	29	32	]	]	PUNCT
easat-7035	29	33	.	.	PUNCT
easat-7035	30	1	the	the	DET
easat-7035	30	2	capital	capital	NOUN
easat-7035	30	3	structure	structure	NOUN
easat-7035	30	4	and	and	CCONJ
easat-7035	30	5	size	size	NOUN
easat-7035	30	6	of	of	ADP
easat-7035	30	7	a	a	DET
easat-7035	30	8	business	business	NOUN
easat-7035	30	9	significantly	significantly	ADV
easat-7035	30	10	influence	influence	VERB
easat-7035	30	11	enterprise	enterprise	NOUN
easat-7035	30	12	value	value	NOUN
easat-7035	30	13	,	,	PUNCT
easat-7035	30	14	with	with	ADP
easat-7035	30	15	larger	large	ADJ
easat-7035	30	16	companies	company	NOUN
easat-7035	30	17	and	and	CCONJ
easat-7035	30	18	increased	increase	VERB
easat-7035	30	19	debt	debt	NOUN
easat-7035	30	20	financing	financing	NOUN
easat-7035	30	21	correlated	correlate	VERB
easat-7035	30	22	with	with	ADP
easat-7035	30	23	elevated	elevated	ADJ
easat-7035	30	24	enterprise	enterprise	NOUN
easat-7035	30	25	value	value	NOUN
easat-7035	30	26	[	[	X
easat-7035	30	27	22	22	NUM
easat-7035	30	28	]	]	PUNCT
easat-7035	30	29	.	.	PUNCT
easat-7035	31	1	capital	capital	NOUN
easat-7035	31	2	structure	structure	NOUN
easat-7035	31	3	policy	policy	NOUN
easat-7035	31	4	is	be	AUX
easat-7035	31	5	very	very	ADV
easat-7035	31	6	important	important	ADJ
easat-7035	31	7	because	because	SCONJ
easat-7035	31	8	it	it	PRON
easat-7035	31	9	has	have	VERB
easat-7035	31	10	a	a	DET
easat-7035	31	11	direct	direct	ADJ
easat-7035	31	12	852	852	NUM
easat-7035	31	13	edelweiss	edelweiss	NOUN
easat-7035	31	14	applied	apply	VERB
easat-7035	31	15	science	science	NOUN
easat-7035	31	16	and	and	CCONJ
easat-7035	31	17	technology	technology	NOUN
easat-7035	31	18	issn	issn	PROPN
easat-7035	31	19	:	:	PUNCT
easat-7035	31	20	2576	2576	NUM
easat-7035	31	21	-	-	SYM
easat-7035	31	22	8484	8484	NUM
easat-7035	31	23	vol	vol	NOUN
easat-7035	31	24	.	.	PROPN
easat-7035	32	1	9	9	NUM
easat-7035	32	2	,	,	PUNCT
easat-7035	32	3	no	no	INTJ
easat-7035	32	4	.	.	NOUN
easat-7035	32	5	5	5	NUM
easat-7035	32	6	:	:	SYM
easat-7035	32	7	851	851	NUM
easat-7035	32	8	-	-	SYM
easat-7035	32	9	858	858	NUM
easat-7035	32	10	,	,	PUNCT
easat-7035	32	11	2025	2025	NUM
easat-7035	32	12	doi	doi	NOUN
easat-7035	32	13	:	:	PUNCT
easat-7035	32	14	10.55214/25768484.v9i5.7035	10.55214/25768484.v9i5.7035	NUM
easat-7035	32	15	©	©	PROPN
easat-7035	32	16	2025	2025	NUM
easat-7035	32	17	by	by	ADP
easat-7035	32	18	the	the	DET
easat-7035	32	19	authors	author	NOUN
easat-7035	32	20	;	;	PUNCT
easat-7035	33	1	licensee	licensee	PROPN
easat-7035	33	2	learning	learn	VERB
easat-7035	33	3	gate	gate	NOUN
easat-7035	33	4	impact	impact	NOUN
easat-7035	33	5	on	on	ADP
easat-7035	33	6	the	the	DET
easat-7035	33	7	company	company	NOUN
easat-7035	33	8	's	's	PART
easat-7035	33	9	cost	cost	NOUN
easat-7035	33	10	of	of	ADP
easat-7035	33	11	capital	capital	NOUN
easat-7035	33	12	,	,	PUNCT
easat-7035	33	13	thereby	thereby	ADV
easat-7035	33	14	affecting	affect	VERB
easat-7035	33	15	the	the	DET
easat-7035	33	16	company	company	NOUN
easat-7035	33	17	's	's	PART
easat-7035	33	18	overall	overall	ADJ
easat-7035	33	19	performance	performance	NOUN
easat-7035	33	20	and	and	CCONJ
easat-7035	33	21	value	value	NOUN
easat-7035	33	22	[	[	X
easat-7035	33	23	23	23	NUM
easat-7035	33	24	]	]	PUNCT
easat-7035	33	25	.	.	PUNCT
easat-7035	34	1	previous	previous	ADJ
easat-7035	34	2	studies	study	NOUN
easat-7035	34	3	have	have	AUX
easat-7035	34	4	shown	show	VERB
easat-7035	34	5	varying	vary	VERB
easat-7035	34	6	results	result	NOUN
easat-7035	34	7	regarding	regard	VERB
easat-7035	34	8	the	the	DET
easat-7035	34	9	relationship	relationship	NOUN
easat-7035	34	10	between	between	ADP
easat-7035	34	11	financial	financial	ADJ
easat-7035	34	12	performance	performance	NOUN
easat-7035	34	13	and	and	CCONJ
easat-7035	34	14	capital	capital	NOUN
easat-7035	34	15	structure	structure	NOUN
easat-7035	34	16	.	.	PUNCT
easat-7035	35	1	duguleană	duguleană	AUX
easat-7035	35	2	et	et	PROPN
easat-7035	35	3	al	al	PROPN
easat-7035	35	4	.	.	PROPN
easat-7035	35	5	found	find	VERB
easat-7035	35	6	that	that	SCONJ
easat-7035	35	7	leverage	leverage	NOUN
easat-7035	35	8	had	have	VERB
easat-7035	35	9	a	a	DET
easat-7035	35	10	significant	significant	ADJ
easat-7035	35	11	negative	negative	ADJ
easat-7035	35	12	impact	impact	NOUN
easat-7035	35	13	on	on	ADP
easat-7035	35	14	roa	roa	PROPN
easat-7035	35	15	,	,	PUNCT
easat-7035	35	16	roe	roe	NOUN
easat-7035	35	17	,	,	PUNCT
easat-7035	35	18	and	and	CCONJ
easat-7035	36	1	net	net	ADJ
easat-7035	36	2	profit	profit	NOUN
easat-7035	36	3	margin	margin	NOUN
easat-7035	36	4	[	[	X
easat-7035	36	5	24	24	NUM
easat-7035	36	6	]	]	PUNCT
easat-7035	36	7	.	.	PUNCT
easat-7035	37	1	spitsin	spitsin	PROPN
easat-7035	37	2	et	et	PROPN
easat-7035	37	3	al	al	PROPN
easat-7035	37	4	.	.	PROPN
easat-7035	37	5	stated	state	VERB
easat-7035	37	6	that	that	SCONJ
easat-7035	37	7	leverage	leverage	NOUN
easat-7035	37	8	increases	increase	VERB
easat-7035	37	9	roa	roa	NOUN
easat-7035	37	10	to	to	ADP
easat-7035	37	11	an	an	DET
easat-7035	37	12	optimal	optimal	ADJ
easat-7035	37	13	point	point	NOUN
easat-7035	37	14	,	,	PUNCT
easat-7035	37	15	but	but	CCONJ
easat-7035	37	16	then	then	ADV
easat-7035	37	17	has	have	VERB
easat-7035	37	18	a	a	DET
easat-7035	37	19	negative	negative	ADJ
easat-7035	37	20	impact	impact	NOUN
easat-7035	37	21	[	[	X
easat-7035	37	22	25	25	NUM
easat-7035	37	23	]	]	PUNCT
easat-7035	37	24	.	.	PUNCT
easat-7035	38	1	kim	kim	PROPN
easat-7035	38	2	&	&	CCONJ
easat-7035	38	3	kim	kim	PROPN
easat-7035	38	4	found	find	VERB
easat-7035	38	5	that	that	SCONJ
easat-7035	38	6	der	der	NOUN
easat-7035	38	7	and	and	CCONJ
easat-7035	38	8	current	current	ADJ
easat-7035	38	9	ratio	ratio	NOUN
easat-7035	38	10	have	have	VERB
easat-7035	38	11	a	a	DET
easat-7035	38	12	positive	positive	ADJ
easat-7035	38	13	impact	impact	NOUN
easat-7035	38	14	on	on	ADP
easat-7035	38	15	roa	roa	PROPN
easat-7035	38	16	,	,	PUNCT
easat-7035	38	17	roe	roe	NOUN
easat-7035	38	18	,	,	PUNCT
easat-7035	38	19	and	and	CCONJ
easat-7035	38	20	eps	eps	X
easat-7035	39	1	[	[	X
easat-7035	39	2	26	26	NUM
easat-7035	39	3	]	]	PUNCT
easat-7035	39	4	.	.	PUNCT
easat-7035	40	1	dodoo	dodoo	NOUN
easat-7035	40	2	et	et	PROPN
easat-7035	40	3	al	al	PROPN
easat-7035	40	4	.	.	PROPN
easat-7035	40	5	reported	report	VERB
easat-7035	40	6	that	that	SCONJ
easat-7035	40	7	long	long	ADJ
easat-7035	40	8	-	-	PUNCT
easat-7035	40	9	term	term	NOUN
easat-7035	40	10	debt	debt	NOUN
easat-7035	40	11	and	and	CCONJ
easat-7035	40	12	short	short	ADJ
easat-7035	40	13	-	-	PUNCT
easat-7035	40	14	term	term	NOUN
easat-7035	40	15	debt	debt	NOUN
easat-7035	40	16	have	have	VERB
easat-7035	40	17	a	a	DET
easat-7035	40	18	negative	negative	ADJ
easat-7035	40	19	impact	impact	NOUN
easat-7035	40	20	on	on	ADP
easat-7035	40	21	roa	roa	PROPN
easat-7035	41	1	[	[	X
easat-7035	41	2	27	27	NUM
easat-7035	41	3	]	]	PUNCT
easat-7035	41	4	.	.	PUNCT
easat-7035	42	1	tesema	tesema	PROPN
easat-7035	42	2	et	et	PROPN
easat-7035	42	3	al	al	PROPN
easat-7035	42	4	.	.	PROPN
easat-7035	42	5	findings	finding	NOUN
easat-7035	42	6	indicated	indicate	VERB
easat-7035	42	7	that	that	SCONJ
easat-7035	42	8	both	both	CCONJ
easat-7035	42	9	the	the	DET
easat-7035	42	10	total	total	ADJ
easat-7035	42	11	debt	debt	NOUN
easat-7035	42	12	ratio	ratio	NOUN
easat-7035	42	13	and	and	CCONJ
easat-7035	42	14	long	long	ADJ
easat-7035	42	15	-	-	PUNCT
easat-7035	42	16	term	term	NOUN
easat-7035	42	17	debt	debt	NOUN
easat-7035	42	18	ratio	ratio	NOUN
easat-7035	42	19	exert	exert	VERB
easat-7035	42	20	negative	negative	ADJ
easat-7035	42	21	and	and	CCONJ
easat-7035	42	22	significant	significant	ADJ
easat-7035	42	23	influences	influence	NOUN
easat-7035	42	24	return	return	VERB
easat-7035	42	25	on	on	ADP
easat-7035	42	26	assets	asset	NOUN
easat-7035	42	27	(	(	PUNCT
easat-7035	42	28	roa	roa	NOUN
easat-7035	42	29	)	)	PUNCT
easat-7035	42	30	,	,	PUNCT
easat-7035	42	31	thereby	thereby	ADV
easat-7035	42	32	corroborating	corroborate	VERB
easat-7035	42	33	the	the	DET
easat-7035	42	34	pecking	pecking	NOUN
easat-7035	42	35	order	order	NOUN
easat-7035	42	36	theory	theory	NOUN
easat-7035	42	37	[	[	X
easat-7035	42	38	28	28	NUM
easat-7035	42	39	]	]	PUNCT
easat-7035	42	40	.	.	PUNCT
easat-7035	43	1	the	the	DET
easat-7035	43	2	formulation	formulation	NOUN
easat-7035	43	3	of	of	ADP
easat-7035	43	4	the	the	DET
easat-7035	43	5	problem	problem	NOUN
easat-7035	43	6	in	in	ADP
easat-7035	43	7	this	this	DET
easat-7035	43	8	study	study	NOUN
easat-7035	43	9	includes	include	VERB
easat-7035	43	10	how	how	SCONJ
easat-7035	43	11	leverage	leverage	NOUN
easat-7035	43	12	,	,	PUNCT
easat-7035	43	13	debt	debt	NOUN
easat-7035	43	14	to	to	ADP
easat-7035	43	15	equity	equity	NOUN
easat-7035	43	16	ratio	ratio	NOUN
easat-7035	43	17	,	,	PUNCT
easat-7035	43	18	long	long	ADJ
easat-7035	43	19	-	-	PUNCT
easat-7035	43	20	term	term	NOUN
easat-7035	43	21	debt	debt	NOUN
easat-7035	43	22	,	,	PUNCT
easat-7035	43	23	and	and	CCONJ
easat-7035	43	24	short	short	ADJ
easat-7035	43	25	-	-	PUNCT
easat-7035	43	26	term	term	NOUN
easat-7035	43	27	debt	debt	NOUN
easat-7035	43	28	affect	affect	VERB
easat-7035	43	29	the	the	DET
easat-7035	43	30	financial	financial	ADJ
easat-7035	43	31	performance	performance	NOUN
easat-7035	43	32	of	of	ADP
easat-7035	43	33	fintech	fintech	NOUN
easat-7035	43	34	companies	company	NOUN
easat-7035	43	35	'	'	PART
easat-7035	43	36	roa	roa	NOUN
easat-7035	43	37	,	,	PUNCT
easat-7035	43	38	both	both	PRON
easat-7035	43	39	partially	partially	ADV
easat-7035	43	40	and	and	CCONJ
easat-7035	43	41	simultaneously	simultaneously	ADV
easat-7035	43	42	.	.	PUNCT
easat-7035	44	1	in	in	ADP
easat-7035	44	2	line	line	NOUN
easat-7035	44	3	with	with	ADP
easat-7035	44	4	that	that	PRON
easat-7035	44	5	,	,	PUNCT
easat-7035	44	6	the	the	DET
easat-7035	44	7	purpose	purpose	NOUN
easat-7035	44	8	of	of	ADP
easat-7035	44	9	this	this	DET
easat-7035	44	10	study	study	NOUN
easat-7035	44	11	is	be	AUX
easat-7035	44	12	to	to	PART
easat-7035	44	13	examine	examine	VERB
easat-7035	44	14	the	the	DET
easat-7035	44	15	connection	connection	NOUN
easat-7035	44	16	between	between	ADP
easat-7035	44	17	fintech	fintech	NOUN
easat-7035	44	18	companies	company	NOUN
easat-7035	44	19	'	'	PART
easat-7035	44	20	capital	capital	NOUN
easat-7035	44	21	structure	structure	NOUN
easat-7035	44	22	and	and	CCONJ
easat-7035	44	23	financial	financial	ADJ
easat-7035	44	24	success	success	NOUN
easat-7035	44	25	by	by	ADP
easat-7035	44	26	measuring	measure	VERB
easat-7035	44	27	the	the	DET
easat-7035	44	28	influence	influence	NOUN
easat-7035	44	29	of	of	ADP
easat-7035	44	30	each	each	PRON
easat-7035	44	31	of	of	ADP
easat-7035	44	32	these	these	DET
easat-7035	44	33	variables	variable	NOUN
easat-7035	44	34	on	on	ADP
easat-7035	44	35	roa	roa	PROPN
easat-7035	44	36	.	.	PUNCT
easat-7035	45	1	the	the	DET
easat-7035	45	2	findings	finding	NOUN
easat-7035	45	3	of	of	ADP
easat-7035	45	4	this	this	DET
easat-7035	45	5	investigation	investigation	NOUN
easat-7035	45	6	should	should	AUX
easat-7035	45	7	yield	yield	VERB
easat-7035	45	8	academic	academic	ADJ
easat-7035	45	9	benefits	benefit	NOUN
easat-7035	45	10	,	,	PUNCT
easat-7035	45	11	such	such	ADJ
easat-7035	45	12	as	as	ADP
easat-7035	45	13	contributions	contribution	NOUN
easat-7035	45	14	to	to	ADP
easat-7035	45	15	capital	capital	NOUN
easat-7035	45	16	structure	structure	NOUN
easat-7035	45	17	theory	theory	NOUN
easat-7035	45	18	and	and	CCONJ
easat-7035	45	19	references	reference	NOUN
easat-7035	45	20	for	for	ADP
easat-7035	45	21	further	further	ADJ
easat-7035	45	22	research	research	NOUN
easat-7035	45	23	,	,	PUNCT
easat-7035	45	24	as	as	ADV
easat-7035	45	25	well	well	ADV
easat-7035	45	26	as	as	ADP
easat-7035	45	27	practical	practical	ADJ
easat-7035	45	28	benefits	benefit	NOUN
easat-7035	45	29	for	for	ADP
easat-7035	45	30	company	company	NOUN
easat-7035	45	31	management	management	NOUN
easat-7035	45	32	in	in	ADP
easat-7035	45	33	optimizing	optimize	VERB
easat-7035	45	34	capital	capital	NOUN
easat-7035	45	35	structure	structure	NOUN
easat-7035	45	36	,	,	PUNCT
easat-7035	45	37	for	for	ADP
easat-7035	45	38	investors	investor	NOUN
easat-7035	45	39	in	in	ADP
easat-7035	45	40	choosing	choose	VERB
easat-7035	45	41	investments	investment	NOUN
easat-7035	45	42	,	,	PUNCT
easat-7035	45	43	and	and	CCONJ
easat-7035	45	44	for	for	ADP
easat-7035	45	45	the	the	DET
easat-7035	45	46	public	public	NOUN
easat-7035	45	47	in	in	ADP
easat-7035	45	48	understanding	understand	VERB
easat-7035	45	49	the	the	DET
easat-7035	45	50	financial	financial	ADJ
easat-7035	45	51	characteristics	characteristic	NOUN
easat-7035	45	52	of	of	ADP
easat-7035	45	53	fintech	fintech	NOUN
easat-7035	45	54	companies	company	NOUN
easat-7035	45	55	listed	list	VERB
easat-7035	45	56	on	on	ADP
easat-7035	45	57	international	international	ADJ
easat-7035	45	58	stock	stock	NOUN
easat-7035	45	59	exchanges	exchange	NOUN
easat-7035	45	60	.	.	PUNCT
easat-7035	46	1	2	2	X
easat-7035	46	2	.	.	X
easat-7035	46	3	literature	literature	NOUN
easat-7035	46	4	review	review	VERB
easat-7035	46	5	this	this	DET
easat-7035	46	6	study	study	NOUN
easat-7035	46	7	explores	explore	VERB
easat-7035	46	8	several	several	ADJ
easat-7035	46	9	capital	capital	NOUN
easat-7035	46	10	structure	structure	NOUN
easat-7035	46	11	theories	theory	NOUN
easat-7035	46	12	,	,	PUNCT
easat-7035	46	13	starting	start	VERB
easat-7035	46	14	with	with	ADP
easat-7035	46	15	the	the	DET
easat-7035	46	16	modigliani	modigliani	PROPN
easat-7035	46	17	-	-	PUNCT
easat-7035	46	18	miller	miller	PROPN
easat-7035	46	19	model	model	NOUN
easat-7035	46	20	without	without	ADP
easat-7035	46	21	taxes	taxis	NOUN
easat-7035	46	22	[	[	X
easat-7035	46	23	29	29	NUM
easat-7035	46	24	]	]	PUNCT
easat-7035	46	25	which	which	PRON
easat-7035	46	26	posits	posit	VERB
easat-7035	46	27	that	that	SCONJ
easat-7035	46	28	a	a	DET
easat-7035	46	29	firm	firm	NOUN
easat-7035	46	30	's	's	PART
easat-7035	46	31	value	value	NOUN
easat-7035	46	32	is	be	AUX
easat-7035	46	33	unaffected	unaffected	ADJ
easat-7035	46	34	by	by	ADP
easat-7035	46	35	its	its	PRON
easat-7035	46	36	capital	capital	NOUN
easat-7035	46	37	structure	structure	NOUN
easat-7035	46	38	.	.	PUNCT
easat-7035	47	1	however	however	ADV
easat-7035	47	2	,	,	PUNCT
easat-7035	47	3	this	this	DET
easat-7035	47	4	view	view	NOUN
easat-7035	47	5	was	be	AUX
easat-7035	47	6	later	later	ADV
easat-7035	47	7	revised	revise	VERB
easat-7035	47	8	in	in	ADP
easat-7035	47	9	the	the	DET
easat-7035	47	10	model	model	NOUN
easat-7035	47	11	that	that	PRON
easat-7035	47	12	includes	include	VERB
easat-7035	47	13	taxes	taxis	NOUN
easat-7035	47	14	,	,	PUNCT
easat-7035	47	15	demonstrating	demonstrate	VERB
easat-7035	47	16	that	that	SCONJ
easat-7035	47	17	debt	debt	NOUN
easat-7035	47	18	can	can	AUX
easat-7035	47	19	enhance	enhance	VERB
easat-7035	47	20	firm	firm	ADJ
easat-7035	47	21	value	value	NOUN
easat-7035	47	22	through	through	ADP
easat-7035	47	23	tax	tax	NOUN
easat-7035	47	24	benefits	benefit	NOUN
easat-7035	47	25	known	know	VERB
easat-7035	47	26	as	as	ADP
easat-7035	47	27	the	the	DET
easat-7035	47	28	tax	tax	NOUN
easat-7035	47	29	shield	shield	NOUN
easat-7035	47	30	[	[	X
easat-7035	47	31	29	29	NUM
easat-7035	47	32	]	]	PUNCT
easat-7035	47	33	.	.	PUNCT
easat-7035	48	1	the	the	DET
easat-7035	48	2	trade	trade	NOUN
easat-7035	48	3	-	-	PUNCT
easat-7035	48	4	off	off	ADP
easat-7035	48	5	theory	theory	NOUN
easat-7035	48	6	highlights	highlight	NOUN
easat-7035	48	7	that	that	PRON
easat-7035	48	8	firms	firm	NOUN
easat-7035	48	9	seek	seek	VERB
easat-7035	48	10	to	to	PART
easat-7035	48	11	balance	balance	VERB
easat-7035	48	12	the	the	DET
easat-7035	48	13	tax	tax	NOUN
easat-7035	48	14	benefits	benefit	NOUN
easat-7035	48	15	of	of	ADP
easat-7035	48	16	debt	debt	NOUN
easat-7035	48	17	with	with	ADP
easat-7035	48	18	agency	agency	NOUN
easat-7035	48	19	costs	cost	NOUN
easat-7035	48	20	and	and	CCONJ
easat-7035	48	21	the	the	DET
easat-7035	48	22	potential	potential	ADJ
easat-7035	48	23	risk	risk	NOUN
easat-7035	48	24	of	of	ADP
easat-7035	48	25	financial	financial	ADJ
easat-7035	48	26	distress	distress	NOUN
easat-7035	48	27	to	to	PART
easat-7035	48	28	achieve	achieve	VERB
easat-7035	48	29	an	an	DET
easat-7035	48	30	optimal	optimal	ADJ
easat-7035	48	31	capital	capital	NOUN
easat-7035	48	32	structure	structure	NOUN
easat-7035	48	33	[	[	X
easat-7035	48	34	30	30	NUM
easat-7035	48	35	]	]	PUNCT
easat-7035	48	36	.	.	PUNCT
easat-7035	49	1	meanwhile	meanwhile	ADV
easat-7035	49	2	,	,	PUNCT
easat-7035	49	3	the	the	DET
easat-7035	49	4	pecking	pecking	NOUN
easat-7035	49	5	order	order	NOUN
easat-7035	49	6	theory	theory	NOUN
easat-7035	49	7	suggests	suggest	VERB
easat-7035	49	8	that	that	SCONJ
easat-7035	49	9	firms	firm	NOUN
easat-7035	49	10	prefer	prefer	VERB
easat-7035	49	11	to	to	PART
easat-7035	49	12	use	use	VERB
easat-7035	49	13	internal	internal	ADJ
easat-7035	49	14	financing	financing	NOUN
easat-7035	49	15	first	first	ADV
easat-7035	49	16	before	before	ADP
easat-7035	49	17	resorting	resort	VERB
easat-7035	49	18	to	to	ADP
easat-7035	49	19	external	external	ADJ
easat-7035	49	20	debt	debt	NOUN
easat-7035	49	21	or	or	CCONJ
easat-7035	49	22	equity	equity	NOUN
easat-7035	49	23	[	[	X
easat-7035	49	24	31	31	NUM
easat-7035	49	25	]	]	PUNCT
easat-7035	49	26	.	.	PUNCT
easat-7035	50	1	leverage	leverage	NOUN
easat-7035	50	2	serves	serve	VERB
easat-7035	50	3	as	as	ADP
easat-7035	50	4	a	a	DET
easat-7035	50	5	key	key	ADJ
easat-7035	50	6	indicator	indicator	NOUN
easat-7035	50	7	of	of	ADP
easat-7035	50	8	capital	capital	NOUN
easat-7035	50	9	structure	structure	NOUN
easat-7035	50	10	,	,	PUNCT
easat-7035	50	11	indicating	indicate	VERB
easat-7035	50	12	the	the	DET
easat-7035	50	13	extent	extent	NOUN
easat-7035	50	14	to	to	PART
easat-7035	50	15	which	which	PRON
easat-7035	50	16	a	a	DET
easat-7035	50	17	company	company	NOUN
easat-7035	50	18	relies	rely	VERB
easat-7035	50	19	on	on	ADP
easat-7035	50	20	debt	debt	NOUN
easat-7035	50	21	financing	financing	NOUN
easat-7035	50	22	.	.	PUNCT
easat-7035	51	1	highly	highly	ADV
easat-7035	51	2	leveraged	leveraged	ADJ
easat-7035	51	3	firms	firm	NOUN
easat-7035	51	4	are	be	AUX
easat-7035	51	5	more	more	ADV
easat-7035	51	6	vulnerable	vulnerable	ADJ
easat-7035	51	7	to	to	ADP
easat-7035	51	8	insolvency	insolvency	NOUN
easat-7035	51	9	due	due	ADP
easat-7035	51	10	to	to	ADP
easat-7035	51	11	higher	high	ADJ
easat-7035	51	12	debtrelated	debtrelate	VERB
easat-7035	51	13	costs	cost	NOUN
easat-7035	51	14	,	,	PUNCT
easat-7035	51	15	which	which	PRON
easat-7035	51	16	are	be	AUX
easat-7035	51	17	exacerbated	exacerbate	VERB
easat-7035	51	18	by	by	ADP
easat-7035	51	19	macroeconomic	macroeconomic	ADJ
easat-7035	51	20	instability	instability	NOUN
easat-7035	51	21	,	,	PUNCT
easat-7035	51	22	increasing	increase	VERB
easat-7035	51	23	the	the	DET
easat-7035	51	24	economy	economy	NOUN
easat-7035	51	25	’s	’s	PART
easat-7035	51	26	sensitivity	sensitivity	NOUN
easat-7035	51	27	to	to	ADP
easat-7035	51	28	shocks	shock	NOUN
easat-7035	51	29	[	[	X
easat-7035	51	30	32	32	NUM
easat-7035	51	31	]	]	PUNCT
easat-7035	51	32	.	.	PUNCT
easat-7035	52	1	this	this	DET
easat-7035	52	2	study	study	NOUN
easat-7035	52	3	uses	use	VERB
easat-7035	52	4	several	several	ADJ
easat-7035	52	5	ratios	ratio	NOUN
easat-7035	52	6	to	to	PART
easat-7035	52	7	assess	assess	VERB
easat-7035	52	8	leverage	leverage	NOUN
easat-7035	52	9	,	,	PUNCT
easat-7035	52	10	including	include	VERB
easat-7035	52	11	the	the	DET
easat-7035	52	12	debt	debt	NOUN
easat-7035	52	13	to	to	ADP
easat-7035	52	14	equity	equity	NOUN
easat-7035	52	15	ratio	ratio	NOUN
easat-7035	52	16	(	(	PUNCT
easat-7035	52	17	der	der	NOUN
easat-7035	52	18	)	)	PUNCT
easat-7035	52	19	,	,	PUNCT
easat-7035	52	20	which	which	PRON
easat-7035	52	21	compares	compare	VERB
easat-7035	52	22	total	total	ADJ
easat-7035	52	23	debt	debt	NOUN
easat-7035	52	24	to	to	ADP
easat-7035	52	25	equity	equity	NOUN
easat-7035	52	26	[	[	X
easat-7035	52	27	33	33	NUM
easat-7035	52	28	]	]	X
easat-7035	52	29	long	long	ADJ
easat-7035	52	30	-	-	PUNCT
easat-7035	52	31	term	term	NOUN
easat-7035	52	32	debt	debt	NOUN
easat-7035	52	33	(	(	PUNCT
easat-7035	52	34	ltd	ltd	PROPN
easat-7035	52	35	)	)	PUNCT
easat-7035	52	36	,	,	PUNCT
easat-7035	52	37	indicating	indicate	VERB
easat-7035	52	38	the	the	DET
easat-7035	52	39	proportion	proportion	NOUN
easat-7035	52	40	of	of	ADP
easat-7035	52	41	long	long	ADJ
easat-7035	52	42	-	-	PUNCT
easat-7035	52	43	term	term	NOUN
easat-7035	52	44	debt	debt	NOUN
easat-7035	52	45	relative	relative	ADJ
easat-7035	52	46	to	to	ADP
easat-7035	52	47	total	total	ADJ
easat-7035	52	48	assets	asset	NOUN
easat-7035	52	49	[	[	X
easat-7035	52	50	34	34	NUM
easat-7035	52	51	]	]	PUNCT
easat-7035	52	52	and	and	CCONJ
easat-7035	52	53	short	short	ADJ
easat-7035	52	54	-	-	PUNCT
easat-7035	52	55	term	term	NOUN
easat-7035	52	56	debt	debt	NOUN
easat-7035	52	57	(	(	PUNCT
easat-7035	52	58	std	std	NOUN
easat-7035	52	59	)	)	PUNCT
easat-7035	52	60	,	,	PUNCT
easat-7035	52	61	which	which	PRON
easat-7035	52	62	reflects	reflect	VERB
easat-7035	52	63	the	the	DET
easat-7035	52	64	company	company	NOUN
easat-7035	52	65	's	's	PART
easat-7035	52	66	short	short	ADJ
easat-7035	52	67	-	-	PUNCT
easat-7035	52	68	term	term	NOUN
easat-7035	52	69	liabilities	liability	NOUN
easat-7035	52	70	[	[	X
easat-7035	52	71	21	21	NUM
easat-7035	52	72	]	]	PUNCT
easat-7035	52	73	.	.	PUNCT
easat-7035	53	1	financial	financial	ADJ
easat-7035	53	2	performance	performance	NOUN
easat-7035	53	3	involves	involve	VERB
easat-7035	53	4	evaluating	evaluate	VERB
easat-7035	53	5	specific	specific	ADJ
easat-7035	53	6	indicators	indicator	NOUN
easat-7035	53	7	that	that	PRON
easat-7035	53	8	measure	measure	VERB
easat-7035	53	9	a	a	DET
easat-7035	53	10	company	company	NOUN
easat-7035	53	11	’s	’s	PART
easat-7035	53	12	ability	ability	NOUN
easat-7035	53	13	to	to	PART
easat-7035	53	14	generate	generate	VERB
easat-7035	53	15	profits	profit	NOUN
easat-7035	53	16	[	[	X
easat-7035	53	17	35	35	NUM
easat-7035	53	18	,	,	PUNCT
easat-7035	53	19	36	36	NUM
easat-7035	53	20	]	]	PUNCT
easat-7035	53	21	.	.	PUNCT
easat-7035	54	1	in	in	ADP
easat-7035	54	2	this	this	DET
easat-7035	54	3	research	research	NOUN
easat-7035	54	4	,	,	PUNCT
easat-7035	54	5	return	return	VERB
easat-7035	54	6	on	on	ADP
easat-7035	54	7	assets	asset	NOUN
easat-7035	54	8	(	(	PUNCT
easat-7035	54	9	roa	roa	NOUN
easat-7035	54	10	)	)	PUNCT
easat-7035	54	11	is	be	AUX
easat-7035	54	12	used	use	VERB
easat-7035	54	13	as	as	ADP
easat-7035	54	14	the	the	DET
easat-7035	54	15	primary	primary	ADJ
easat-7035	54	16	measure	measure	NOUN
easat-7035	54	17	of	of	ADP
easat-7035	54	18	financial	financial	ADJ
easat-7035	54	19	performance	performance	NOUN
easat-7035	54	20	,	,	PUNCT
easat-7035	54	21	indicating	indicate	VERB
easat-7035	54	22	how	how	SCONJ
easat-7035	54	23	efficiently	efficiently	ADV
easat-7035	54	24	a	a	DET
easat-7035	54	25	business	business	NOUN
easat-7035	54	26	generates	generate	VERB
easat-7035	54	27	profit	profit	NOUN
easat-7035	54	28	from	from	ADP
easat-7035	54	29	its	its	PRON
easat-7035	54	30	total	total	ADJ
easat-7035	54	31	assets	asset	NOUN
easat-7035	55	1	[	[	X
easat-7035	55	2	37	37	NUM
easat-7035	55	3	]	]	PUNCT
easat-7035	55	4	.	.	PUNCT
easat-7035	56	1	roa	roa	PROPN
easat-7035	56	2	is	be	AUX
easat-7035	56	3	selected	select	VERB
easat-7035	56	4	as	as	ADP
easat-7035	56	5	the	the	DET
easat-7035	56	6	main	main	ADJ
easat-7035	56	7	indicator	indicator	NOUN
easat-7035	56	8	to	to	PART
easat-7035	56	9	evaluate	evaluate	VERB
easat-7035	56	10	the	the	DET
easat-7035	56	11	financial	financial	ADJ
easat-7035	56	12	health	health	NOUN
easat-7035	56	13	of	of	ADP
easat-7035	56	14	fintech	fintech	NOUN
easat-7035	56	15	companies	company	NOUN
easat-7035	56	16	,	,	PUNCT
easat-7035	56	17	aiming	aim	VERB
easat-7035	56	18	to	to	PART
easat-7035	56	19	provide	provide	VERB
easat-7035	56	20	valuable	valuable	ADJ
easat-7035	56	21	insights	insight	NOUN
easat-7035	56	22	for	for	ADP
easat-7035	56	23	management	management	NOUN
easat-7035	56	24	and	and	CCONJ
easat-7035	56	25	investors	investor	NOUN
easat-7035	56	26	in	in	ADP
easat-7035	56	27	making	make	VERB
easat-7035	56	28	informed	inform	VERB
easat-7035	56	29	strategic	strategic	ADJ
easat-7035	56	30	decisions	decision	NOUN
easat-7035	56	31	.	.	PUNCT
easat-7035	57	1	3	3	X
easat-7035	57	2	.	.	X
easat-7035	57	3	methodology	methodology	NOUN
easat-7035	57	4	this	this	DET
easat-7035	57	5	reseacrh	reseacrh	PROPN
easat-7035	57	6	uses	use	VERB
easat-7035	57	7	a	a	DET
easat-7035	57	8	quantitative	quantitative	ADJ
easat-7035	57	9	approach	approach	NOUN
easat-7035	57	10	with	with	ADP
easat-7035	57	11	a	a	DET
easat-7035	57	12	descriptive	descriptive	ADJ
easat-7035	57	13	purpose	purpose	NOUN
easat-7035	57	14	to	to	PART
easat-7035	57	15	analyze	analyze	VERB
easat-7035	57	16	the	the	DET
easat-7035	57	17	relationship	relationship	NOUN
easat-7035	57	18	between	between	ADP
easat-7035	57	19	capital	capital	NOUN
easat-7035	57	20	arrangement	arrangement	NOUN
easat-7035	57	21	and	and	CCONJ
easat-7035	57	22	corporate	corporate	ADJ
easat-7035	57	23	financial	financial	ADJ
easat-7035	57	24	performance	performance	NOUN
easat-7035	57	25	.	.	PUNCT
easat-7035	58	1	the	the	DET
easat-7035	58	2	paradigm	paradigm	NOUN
easat-7035	58	3	used	use	VERB
easat-7035	58	4	is	be	AUX
easat-7035	58	5	pragmatism	pragmatism	NOUN
easat-7035	58	6	,	,	PUNCT
easat-7035	58	7	which	which	PRON
easat-7035	58	8	allows	allow	VERB
easat-7035	58	9	flexibility	flexibility	NOUN
easat-7035	58	10	in	in	ADP
easat-7035	58	11	the	the	DET
easat-7035	58	12	research	research	NOUN
easat-7035	58	13	approach.this	approach.this	DET
easat-7035	58	14	study	study	NOUN
easat-7035	58	15	's	's	PART
easat-7035	58	16	unit	unit	NOUN
easat-7035	58	17	of	of	ADP
easat-7035	58	18	analysis	analysis	NOUN
easat-7035	58	19	is	be	AUX
easat-7035	58	20	the	the	DET
easat-7035	58	21	organization	organization	NOUN
easat-7035	58	22	,	,	PUNCT
easat-7035	58	23	with	with	ADP
easat-7035	58	24	minimal	minimal	ADJ
easat-7035	58	25	involvement	involvement	NOUN
easat-7035	58	26	of	of	ADP
easat-7035	58	27	researchers	researcher	NOUN
easat-7035	58	28	,	,	PUNCT
easat-7035	58	29	namely	namely	ADV
easat-7035	58	30	only	only	ADV
easat-7035	58	31	conducting	conduct	VERB
easat-7035	58	32	observations	observation	NOUN
easat-7035	58	33	without	without	ADP
easat-7035	58	34	intervention	intervention	NOUN
easat-7035	58	35	on	on	ADP
easat-7035	58	36	the	the	DET
easat-7035	58	37	object	object	NOUN
easat-7035	58	38	of	of	ADP
easat-7035	58	39	research	research	NOUN
easat-7035	58	40	.	.	PUNCT
easat-7035	59	1	data	datum	NOUN
easat-7035	59	2	were	be	AUX
easat-7035	59	3	collected	collect	VERB
easat-7035	59	4	in	in	ADP
easat-7035	59	5	a	a	DET
easat-7035	59	6	longitudinal	longitudinal	ADJ
easat-7035	59	7	period	period	NOUN
easat-7035	59	8	,	,	PUNCT
easat-7035	59	9	which	which	PRON
easat-7035	59	10	allows	allow	VERB
easat-7035	59	11	analysis	analysis	NOUN
easat-7035	59	12	of	of	ADP
easat-7035	59	13	changes	change	NOUN
easat-7035	59	14	in	in	ADP
easat-7035	59	15	variables	variable	NOUN
easat-7035	59	16	over	over	ADP
easat-7035	59	17	time	time	NOUN
easat-7035	59	18	.	.	PUNCT
easat-7035	60	1	the	the	DET
easat-7035	60	2	dependent	dependent	ADJ
easat-7035	60	3	variable	variable	NOUN
easat-7035	60	4	in	in	ADP
easat-7035	60	5	this	this	DET
easat-7035	60	6	research	research	NOUN
easat-7035	60	7	is	be	AUX
easat-7035	60	8	financial	financial	ADJ
easat-7035	60	9	performance	performance	NOUN
easat-7035	60	10	,	,	PUNCT
easat-7035	60	11	which	which	PRON
easat-7035	60	12	is	be	AUX
easat-7035	60	13	quantified	quantify	VERB
easat-7035	60	14	using	use	VERB
easat-7035	60	15	roa	roa	PROPN
easat-7035	60	16	,	,	PUNCT
easat-7035	60	17	while	while	SCONJ
easat-7035	60	18	the	the	DET
easat-7035	60	19	independent	independent	ADJ
easat-7035	60	20	variable	variable	NOUN
easat-7035	60	21	is	be	AUX
easat-7035	60	22	capital	capital	NOUN
easat-7035	60	23	arrangement	arrangement	NOUN
easat-7035	60	24	,	,	PUNCT
easat-7035	60	25	which	which	PRON
easat-7035	60	26	is	be	AUX
easat-7035	60	27	quantified	quantify	VERB
easat-7035	60	28	through	through	ADP
easat-7035	60	29	the	the	DET
easat-7035	60	30	leverage	leverage	NOUN
easat-7035	60	31	ratio	ratio	NOUN
easat-7035	60	32	and	and	CCONJ
easat-7035	60	33	der	der	NOUN
easat-7035	60	34	.	.	PROPN
easat-7035	60	35	853	853	NUM
easat-7035	60	36	edelweiss	edelweiss	PROPN
easat-7035	60	37	applied	apply	VERB
easat-7035	60	38	science	science	NOUN
easat-7035	60	39	and	and	CCONJ
easat-7035	60	40	technology	technology	NOUN
easat-7035	60	41	issn	issn	PROPN
easat-7035	60	42	:	:	PUNCT
easat-7035	60	43	2576	2576	NUM
easat-7035	60	44	-	-	SYM
easat-7035	60	45	8484	8484	NUM
easat-7035	60	46	vol	vol	NOUN
easat-7035	60	47	.	.	PROPN
easat-7035	61	1	9	9	NUM
easat-7035	61	2	,	,	PUNCT
easat-7035	61	3	no	no	INTJ
easat-7035	61	4	.	.	NOUN
easat-7035	61	5	5	5	NUM
easat-7035	61	6	:	:	SYM
easat-7035	61	7	851	851	NUM
easat-7035	61	8	-	-	SYM
easat-7035	61	9	858	858	NUM
easat-7035	61	10	,	,	PUNCT
easat-7035	61	11	2025	2025	NUM
easat-7035	61	12	doi	doi	NOUN
easat-7035	61	13	:	:	PUNCT
easat-7035	61	14	10.55214/25768484.v9i5.7035	10.55214/25768484.v9i5.7035	NUM
easat-7035	61	15	©	©	PROPN
easat-7035	61	16	2025	2025	NUM
easat-7035	61	17	by	by	ADP
easat-7035	61	18	the	the	DET
easat-7035	61	19	authors	author	NOUN
easat-7035	61	20	;	;	PUNCT
easat-7035	61	21	licensee	licensee	PROPN
easat-7035	61	22	learning	learn	VERB
easat-7035	61	23	gate	gate	NOUN
easat-7035	61	24	table	table	NOUN
easat-7035	61	25	1	1	NUM
easat-7035	61	26	.	.	PUNCT
easat-7035	61	27	variable	variable	ADJ
easat-7035	61	28	description	description	NOUN
easat-7035	61	29	.	.	PUNCT
easat-7035	62	1	no	no	DET
easat-7035	62	2	variables	variable	NOUN
easat-7035	62	3	indicator	indicator	NOUN
easat-7035	62	4	measurement	measurement	NOUN
easat-7035	62	5	scale	scale	NOUN
easat-7035	62	6	1	1	NUM
easat-7035	62	7	financial	financial	ADJ
easat-7035	62	8	performance	performance	NOUN
easat-7035	62	9	(	(	PUNCT
easat-7035	62	10	y	y	NOUN
easat-7035	62	11	)	)	PUNCT
easat-7035	62	12	roa	roa	NOUN
easat-7035	63	1	[	[	X
easat-7035	63	2	24	24	NUM
easat-7035	63	3	-	-	SYM
easat-7035	63	4	26	26	NUM
easat-7035	63	5	]	]	PUNCT
easat-7035	63	6	roa	roa	NOUN
easat-7035	63	7	=	=	SYM
easat-7035	63	8	(	(	PUNCT
easat-7035	63	9	net	net	ADJ
easat-7035	63	10	income	income	NOUN
easat-7035	63	11	total	total	NOUN
easat-7035	63	12	assets	asset	NOUN
easat-7035	63	13	)	)	PUNCT
easat-7035	63	14	×	×	NOUN
easat-7035	63	15	100	100	NUM
easat-7035	63	16	%	%	NOUN
easat-7035	63	17	(	(	PUNCT
easat-7035	63	18	1	1	NUM
easat-7035	63	19	)	)	PUNCT
easat-7035	63	20	ratio	ratio	NOUN
easat-7035	63	21	2	2	NUM
easat-7035	63	22	capital	capital	NOUN
easat-7035	63	23	structure	structure	NOUN
easat-7035	63	24	(	(	PUNCT
easat-7035	63	25	x	x	NOUN
easat-7035	63	26	)	)	PUNCT
easat-7035	63	27	leverage	leverage	NOUN
easat-7035	63	28	[	[	X
easat-7035	63	29	24	24	NUM
easat-7035	63	30	,	,	PUNCT
easat-7035	63	31	25	25	NUM
easat-7035	63	32	,	,	PUNCT
easat-7035	63	33	38	38	NUM
easat-7035	63	34	]	]	PUNCT
easat-7035	63	35	leverage	leverage	NOUN
easat-7035	63	36	=	=	SYM
easat-7035	63	37	total	total	ADJ
easat-7035	63	38	debt	debt	NOUN
easat-7035	63	39	total	total	NOUN
easat-7035	63	40	assets	asset	NOUN
easat-7035	63	41	(	(	PUNCT
easat-7035	63	42	2	2	X
easat-7035	63	43	)	)	PUNCT
easat-7035	63	44	ratio	ratio	NOUN
easat-7035	63	45	debt	debt	NOUN
easat-7035	63	46	to	to	ADP
easat-7035	63	47	equity	equity	NOUN
easat-7035	63	48	ratio	ratio	NOUN
easat-7035	63	49	[	[	X
easat-7035	63	50	26	26	NUM
easat-7035	63	51	]	]	X
easat-7035	63	52	der	der	NOUN
easat-7035	63	53	=	=	NOUN
easat-7035	63	54	total	total	ADJ
easat-7035	63	55	debt	debt	NOUN
easat-7035	63	56	total	total	NOUN
easat-7035	63	57	equity	equity	NOUN
easat-7035	63	58	(	(	PUNCT
easat-7035	63	59	3	3	X
easat-7035	63	60	)	)	PUNCT
easat-7035	63	61	ratio	ratio	NOUN
easat-7035	63	62	long	long	ADJ
easat-7035	63	63	-	-	PUNCT
easat-7035	63	64	term	term	NOUN
easat-7035	63	65	debt	debt	NOUN
easat-7035	63	66	[	[	X
easat-7035	63	67	39	39	NUM
easat-7035	63	68	]	]	X
easat-7035	63	69	ltd	ltd	NOUN
easat-7035	63	70	=	=	NOUN
easat-7035	63	71	long−term	long−term	NOUN
easat-7035	63	72	debt	debt	NOUN
easat-7035	63	73	total	total	NOUN
easat-7035	63	74	assets	asset	NOUN
easat-7035	63	75	(	(	PUNCT
easat-7035	63	76	4	4	X
easat-7035	63	77	)	)	PUNCT
easat-7035	63	78	ratio	ratio	NOUN
easat-7035	63	79	short	short	ADJ
easat-7035	63	80	-	-	PUNCT
easat-7035	63	81	term	term	NOUN
easat-7035	63	82	debt	debt	NOUN
easat-7035	63	83	[	[	X
easat-7035	63	84	39	39	NUM
easat-7035	63	85	]	]	PUNCT
easat-7035	63	86	std	std	X
easat-7035	63	87	=	=	SYM
easat-7035	63	88	short−term	short−term	NOUN
easat-7035	63	89	debt	debt	NOUN
easat-7035	63	90	total	total	NOUN
easat-7035	63	91	assets	asset	NOUN
easat-7035	63	92	(	(	PUNCT
easat-7035	63	93	5	5	X
easat-7035	63	94	)	)	PUNCT
easat-7035	63	95	ratio	ratio	NOUN
easat-7035	63	96	this	this	DET
easat-7035	63	97	study	study	NOUN
easat-7035	63	98	uses	use	VERB
easat-7035	63	99	a	a	DET
easat-7035	63	100	purposive	purposive	ADJ
easat-7035	63	101	sampling	sampling	NOUN
easat-7035	63	102	technique	technique	NOUN
easat-7035	63	103	with	with	ADP
easat-7035	63	104	an	an	DET
easat-7035	63	105	initial	initial	ADJ
easat-7035	63	106	population	population	NOUN
easat-7035	63	107	of	of	ADP
easat-7035	63	108	111	111	NUM
easat-7035	63	109	fintech	fintech	NOUN
easat-7035	63	110	business	business	NOUN
easat-7035	63	111	,	,	PUNCT
easat-7035	63	112	which	which	PRON
easat-7035	63	113	were	be	AUX
easat-7035	63	114	then	then	ADV
easat-7035	63	115	selected	select	VERB
easat-7035	63	116	into	into	ADP
easat-7035	63	117	12	12	NUM
easat-7035	63	118	companies	company	NOUN
easat-7035	63	119	that	that	PRON
easat-7035	63	120	met	meet	VERB
easat-7035	63	121	the	the	DET
easat-7035	63	122	criteria	criterion	NOUN
easat-7035	63	123	for	for	ADP
easat-7035	63	124	complete	complete	ADJ
easat-7035	63	125	financial	financial	ADJ
easat-7035	63	126	reporting	reporting	NOUN
easat-7035	63	127	from	from	ADP
easat-7035	63	128	q1	q1	PROPN
easat-7035	63	129	2020	2020	NUM
easat-7035	63	130	to	to	ADP
easat-7035	63	131	q4	q4	PROPN
easat-7035	63	132	2023	2023	NUM
easat-7035	63	133	.	.	PUNCT
easat-7035	64	1	the	the	DET
easat-7035	64	2	research	research	NOUN
easat-7035	64	3	data	data	NOUN
easat-7035	64	4	comes	come	VERB
easat-7035	64	5	from	from	ADP
easat-7035	64	6	the	the	DET
easat-7035	64	7	company	company	NOUN
easat-7035	64	8	's	's	PART
easat-7035	64	9	financial	financial	ADJ
easat-7035	64	10	reports	report	NOUN
easat-7035	64	11	obtained	obtain	VERB
easat-7035	64	12	through	through	ADP
easat-7035	64	13	official	official	ADJ
easat-7035	64	14	websites	website	NOUN
easat-7035	64	15	and	and	CCONJ
easat-7035	64	16	yahoo	yahoo	PROPN
easat-7035	64	17	finance	finance	NOUN
easat-7035	64	18	.	.	PUNCT
easat-7035	65	1	data	datum	NOUN
easat-7035	65	2	analysis	analysis	NOUN
easat-7035	65	3	was	be	AUX
easat-7035	65	4	carried	carry	VERB
easat-7035	65	5	out	out	ADP
easat-7035	65	6	to	to	PART
easat-7035	65	7	verify	verify	VERB
easat-7035	65	8	the	the	DET
easat-7035	65	9	validity	validity	NOUN
easat-7035	65	10	of	of	ADP
easat-7035	65	11	the	the	DET
easat-7035	65	12	regression	regression	NOUN
easat-7035	65	13	model	model	NOUN
easat-7035	65	14	,	,	PUNCT
easat-7035	65	15	conventional	conventional	ADJ
easat-7035	65	16	assumption	assumption	NOUN
easat-7035	65	17	tests	test	NOUN
easat-7035	65	18	including	include	VERB
easat-7035	65	19	multicollinearity	multicollinearity	NOUN
easat-7035	65	20	,	,	PUNCT
easat-7035	65	21	normality	normality	NOUN
easat-7035	65	22	,	,	PUNCT
easat-7035	65	23	autocorrelation	autocorrelation	NOUN
easat-7035	65	24	,	,	PUNCT
easat-7035	65	25	and	and	CCONJ
easat-7035	65	26	heteroscedasticity	heteroscedasticity	NOUN
easat-7035	65	27	tests	test	NOUN
easat-7035	65	28	are	be	AUX
easat-7035	65	29	used	use	VERB
easat-7035	65	30	..	..	PUNCT
easat-7035	65	31	the	the	DET
easat-7035	65	32	normality	normality	NOUN
easat-7035	65	33	test	test	NOUN
easat-7035	65	34	determines	determine	VERB
easat-7035	65	35	whether	whether	SCONJ
easat-7035	65	36	the	the	DET
easat-7035	65	37	data	datum	NOUN
easat-7035	65	38	is	be	AUX
easat-7035	65	39	normally	normally	ADV
easat-7035	65	40	distributed	distribute	VERB
easat-7035	65	41	,	,	PUNCT
easat-7035	65	42	while	while	SCONJ
easat-7035	65	43	the	the	DET
easat-7035	65	44	multicollinearity	multicollinearity	NOUN
easat-7035	65	45	test	test	NOUN
easat-7035	65	46	identifies	identify	VERB
easat-7035	65	47	a	a	DET
easat-7035	65	48	high	high	ADJ
easat-7035	65	49	relationship	relationship	NOUN
easat-7035	65	50	between	between	ADP
easat-7035	65	51	independent	independent	ADJ
easat-7035	65	52	variables	variable	NOUN
easat-7035	65	53	using	use	VERB
easat-7035	65	54	vif	vif	NOUN
easat-7035	65	55	and	and	CCONJ
easat-7035	65	56	tol	tol	NOUN
easat-7035	65	57	.	.	PUNCT
easat-7035	66	1	the	the	DET
easat-7035	66	2	autocorrelation	autocorrelation	NOUN
easat-7035	66	3	test	test	NOUN
easat-7035	66	4	with	with	ADP
easat-7035	66	5	the	the	DET
easat-7035	66	6	durbin	durbin	ADJ
easat-7035	66	7	-	-	PUNCT
easat-7035	66	8	watson	watson	NOUN
easat-7035	66	9	method	method	NOUN
easat-7035	66	10	is	be	AUX
easat-7035	66	11	used	use	VERB
easat-7035	66	12	to	to	PART
easat-7035	66	13	detect	detect	VERB
easat-7035	66	14	residual	residual	ADJ
easat-7035	66	15	correlation	correlation	NOUN
easat-7035	66	16	,	,	PUNCT
easat-7035	66	17	while	while	SCONJ
easat-7035	66	18	the	the	DET
easat-7035	66	19	heteroscedasticity	heteroscedasticity	NOUN
easat-7035	66	20	test	test	NOUN
easat-7035	66	21	uses	use	VERB
easat-7035	66	22	spearman	spearman	NOUN
easat-7035	66	23	correlation	correlation	NOUN
easat-7035	66	24	to	to	PART
easat-7035	66	25	ensure	ensure	VERB
easat-7035	66	26	that	that	SCONJ
easat-7035	66	27	the	the	DET
easat-7035	66	28	residual	residual	ADJ
easat-7035	66	29	variance	variance	NOUN
easat-7035	66	30	remains	remain	VERB
easat-7035	66	31	constant	constant	ADJ
easat-7035	66	32	.	.	PUNCT
easat-7035	67	1	furthermore	furthermore	ADV
easat-7035	67	2	,	,	PUNCT
easat-7035	67	3	multiple	multiple	ADJ
easat-7035	67	4	linear	linear	ADJ
easat-7035	67	5	regression	regression	NOUN
easat-7035	67	6	analysis	analysis	NOUN
easat-7035	67	7	is	be	AUX
easat-7035	67	8	used	use	VERB
easat-7035	67	9	in	in	ADP
easat-7035	67	10	this	this	DET
easat-7035	67	11	study	study	NOUN
easat-7035	67	12	to	to	PART
easat-7035	67	13	assess	assess	VERB
easat-7035	67	14	the	the	DET
easat-7035	67	15	connection	connection	NOUN
easat-7035	67	16	between	between	ADP
easat-7035	67	17	financial	financial	ADJ
easat-7035	67	18	performance	performance	NOUN
easat-7035	67	19	and	and	CCONJ
easat-7035	67	20	capital	capital	NOUN
easat-7035	67	21	structure	structure	NOUN
easat-7035	67	22	,	,	PUNCT
easat-7035	67	23	with	with	ADP
easat-7035	67	24	a	a	DET
easat-7035	67	25	regression	regression	NOUN
easat-7035	67	26	equation	equation	NOUN
easat-7035	67	27	that	that	PRON
easat-7035	67	28	describes	describe	VERB
easat-7035	67	29	the	the	DET
easat-7035	67	30	relationship	relationship	NOUN
easat-7035	67	31	between	between	ADP
easat-7035	67	32	independent	independent	ADJ
easat-7035	67	33	and	and	CCONJ
easat-7035	67	34	dependent	dependent	ADJ
easat-7035	67	35	variable	variable	NOUN
easat-7035	67	36	.	.	PUNCT
easat-7035	68	1	4	4	X
easat-7035	68	2	.	.	X
easat-7035	68	3	result	result	VERB
easat-7035	68	4	this	this	DET
easat-7035	68	5	study	study	NOUN
easat-7035	68	6	aims	aim	VERB
easat-7035	68	7	to	to	PART
easat-7035	68	8	assess	assess	VERB
easat-7035	68	9	the	the	DET
easat-7035	68	10	influence	influence	NOUN
easat-7035	68	11	of	of	ADP
easat-7035	68	12	leverage	leverage	NOUN
easat-7035	68	13	,	,	PUNCT
easat-7035	68	14	debt	debt	NOUN
easat-7035	68	15	-	-	PUNCT
easat-7035	68	16	to	to	ADP
easat-7035	68	17	-	-	PUNCT
easat-7035	68	18	equity	equity	NOUN
easat-7035	68	19	ratio	ratio	NOUN
easat-7035	68	20	,	,	PUNCT
easat-7035	68	21	long	long	ADJ
easat-7035	68	22	-	-	PUNCT
easat-7035	68	23	term	term	NOUN
easat-7035	68	24	debt	debt	NOUN
easat-7035	68	25	,	,	PUNCT
easat-7035	68	26	and	and	CCONJ
easat-7035	68	27	shortterm	shortterm	VERB
easat-7035	68	28	debt	debt	NOUN
easat-7035	68	29	on	on	ADP
easat-7035	68	30	the	the	DET
easat-7035	68	31	financial	financial	ADJ
easat-7035	68	32	performance	performance	NOUN
easat-7035	68	33	measured	measure	VERB
easat-7035	68	34	by	by	ADP
easat-7035	68	35	roa	roa	PROPN
easat-7035	68	36	in	in	ADP
easat-7035	68	37	fintech	fintech	NOUN
easat-7035	68	38	companies	company	NOUN
easat-7035	68	39	.	.	PUNCT
easat-7035	69	1	the	the	DET
easat-7035	69	2	findings	finding	NOUN
easat-7035	69	3	are	be	AUX
easat-7035	69	4	presented	present	VERB
easat-7035	69	5	through	through	ADP
easat-7035	69	6	descriptive	descriptive	ADJ
easat-7035	69	7	statistics	statistic	NOUN
easat-7035	69	8	and	and	CCONJ
easat-7035	69	9	multiple	multiple	ADJ
easat-7035	69	10	linear	linear	ADJ
easat-7035	69	11	regression	regression	NOUN
easat-7035	69	12	analysis	analysis	NOUN
easat-7035	69	13	,	,	PUNCT
easat-7035	69	14	offering	offer	VERB
easat-7035	69	15	a	a	DET
easat-7035	69	16	detailed	detailed	ADJ
easat-7035	69	17	overview	overview	NOUN
easat-7035	69	18	of	of	ADP
easat-7035	69	19	the	the	DET
easat-7035	69	20	factors	factor	NOUN
easat-7035	69	21	affecting	affect	VERB
easat-7035	69	22	roa	roa	PROPN
easat-7035	69	23	.	.	PUNCT
easat-7035	70	1	the	the	DET
easat-7035	70	2	data	datum	NOUN
easat-7035	70	3	gathered	gather	VERB
easat-7035	70	4	have	have	AUX
easat-7035	70	5	been	be	AUX
easat-7035	70	6	methodically	methodically	ADV
easat-7035	70	7	analyzed	analyze	VERB
easat-7035	70	8	to	to	PART
easat-7035	70	9	address	address	VERB
easat-7035	70	10	the	the	DET
easat-7035	70	11	research	research	NOUN
easat-7035	70	12	goals	goal	NOUN
easat-7035	70	13	and	and	CCONJ
easat-7035	70	14	provide	provide	VERB
easat-7035	70	15	an	an	DET
easat-7035	70	16	in	in	ADP
easat-7035	70	17	-	-	PUNCT
easat-7035	70	18	depth	depth	NOUN
easat-7035	70	19	understanding	understanding	NOUN
easat-7035	70	20	of	of	ADP
easat-7035	70	21	how	how	SCONJ
easat-7035	70	22	the	the	DET
easat-7035	70	23	examined	examine	VERB
easat-7035	70	24	variables	variable	NOUN
easat-7035	70	25	impact	impact	VERB
easat-7035	70	26	financial	financial	ADJ
easat-7035	70	27	performance	performance	NOUN
easat-7035	70	28	.	.	PUNCT
easat-7035	71	1	4.1	4.1	NUM
easat-7035	71	2	.	.	PUNCT
easat-7035	72	1	descriptive	descriptive	ADJ
easat-7035	72	2	analysis	analysis	NOUN
easat-7035	72	3	descriptive	descriptive	ADJ
easat-7035	72	4	analysis	analysis	NOUN
easat-7035	72	5	is	be	AUX
easat-7035	72	6	used	use	VERB
easat-7035	72	7	to	to	PART
easat-7035	72	8	understand	understand	VERB
easat-7035	72	9	the	the	DET
easat-7035	72	10	characteristics	characteristic	NOUN
easat-7035	72	11	of	of	ADP
easat-7035	72	12	data	datum	NOUN
easat-7035	72	13	on	on	ADP
easat-7035	72	14	research	research	NOUN
easat-7035	72	15	variables	variable	NOUN
easat-7035	72	16	,	,	PUNCT
easat-7035	72	17	including	include	VERB
easat-7035	72	18	roa	roa	NOUN
easat-7035	72	19	,	,	PUNCT
easat-7035	72	20	leverage	leverage	NOUN
easat-7035	72	21	,	,	PUNCT
easat-7035	72	22	der	der	NOUN
easat-7035	72	23	,	,	PUNCT
easat-7035	72	24	ltd	ltd	PROPN
easat-7035	72	25	,	,	PUNCT
easat-7035	72	26	and	and	CCONJ
easat-7035	72	27	std	std	NOUN
easat-7035	72	28	.	.	NOUN
easat-7035	73	1	descriptive	descriptive	ADJ
easat-7035	73	2	statistics	statistic	NOUN
easat-7035	73	3	presented	present	VERB
easat-7035	73	4	include	include	VERB
easat-7035	73	5	the	the	DET
easat-7035	73	6	number	number	NOUN
easat-7035	73	7	of	of	ADP
easat-7035	73	8	samples	sample	NOUN
easat-7035	73	9	(	(	PUNCT
easat-7035	73	10	n	n	CCONJ
easat-7035	73	11	)	)	PUNCT
easat-7035	73	12	,	,	PUNCT
easat-7035	73	13	minimum	minimum	ADJ
easat-7035	73	14	and	and	CCONJ
easat-7035	73	15	maximum	maximum	ADJ
easat-7035	73	16	values	value	NOUN
easat-7035	73	17	,	,	PUNCT
easat-7035	73	18	average	average	ADJ
easat-7035	73	19	(	(	PUNCT
easat-7035	73	20	mean	mean	ADJ
easat-7035	73	21	)	)	PUNCT
easat-7035	73	22	,	,	PUNCT
easat-7035	73	23	and	and	CCONJ
easat-7035	73	24	standard	standard	ADJ
easat-7035	73	25	deviation	deviation	NOUN
easat-7035	73	26	for	for	ADP
easat-7035	73	27	each	each	DET
easat-7035	73	28	variable	variable	NOUN
easat-7035	73	29	.	.	PUNCT
easat-7035	74	1	table	table	NOUN
easat-7035	74	2	2	2	NUM
easat-7035	74	3	.	.	PUNCT
easat-7035	74	4	descriptive	descriptive	ADJ
easat-7035	74	5	analysis	analysis	NOUN
easat-7035	74	6	of	of	ADP
easat-7035	74	7	variables	variable	NOUN
easat-7035	74	8	.	.	PUNCT
easat-7035	75	1	n	n	PRON
easat-7035	75	2	minimum	minimum	ADJ
easat-7035	75	3	maximum	maximum	ADJ
easat-7035	75	4	mean	mean	ADJ
easat-7035	75	5	std	std	NOUN
easat-7035	75	6	.	.	PUNCT
easat-7035	76	1	deviation	deviation	NOUN
easat-7035	76	2	roa	roa	PROPN
easat-7035	76	3	192	192	NUM
easat-7035	76	4	-0.09	-0.09	NUM
easat-7035	76	5	0.05	0.05	NUM
easat-7035	76	6	-0.0152	-0.0152	NOUN
easat-7035	76	7	0.02958	0.02958	NUM
easat-7035	76	8	leverage	leverage	NOUN
easat-7035	76	9	192	192	NUM
easat-7035	76	10	0.00	0.00	NUM
easat-7035	76	11	0.70	0.70	NUM
easat-7035	76	12	0.2147	0.2147	NUM
easat-7035	76	13	0.20751	0.20751	NUM
easat-7035	76	14	der	der	NOUN
easat-7035	76	15	192	192	NUM
easat-7035	76	16	-1.91	-1.91	NUM
easat-7035	76	17	3.25	3.25	NUM
easat-7035	76	18	0.6980	0.6980	NUM
easat-7035	76	19	0.86181	0.86181	NUM
easat-7035	76	20	ltd	ltd	NOUN
easat-7035	76	21	192	192	NUM
easat-7035	76	22	0.00	0.00	NUM
easat-7035	76	23	0.99	0.99	NUM
easat-7035	76	24	0.2009	0.2009	NUM
easat-7035	76	25	0.21347	0.21347	NUM
easat-7035	76	26	std	std	NOUN
easat-7035	76	27	192	192	NUM
easat-7035	76	28	0.00	0.00	NUM
easat-7035	76	29	0.24	0.24	NUM
easat-7035	76	30	0.0423	0.0423	NUM
easat-7035	76	31	0.05501	0.05501	NUM
easat-7035	76	32	valid	valid	ADJ
easat-7035	76	33	n	n	CCONJ
easat-7035	76	34	(	(	PUNCT
easat-7035	76	35	listwise	listwise	PROPN
easat-7035	76	36	)	)	PUNCT
easat-7035	76	37	192	192	NUM
easat-7035	76	38	the	the	DET
easat-7035	76	39	results	result	NOUN
easat-7035	76	40	of	of	ADP
easat-7035	76	41	the	the	DET
easat-7035	76	42	descriptive	descriptive	ADJ
easat-7035	76	43	analysis	analysis	NOUN
easat-7035	76	44	show	show	VERB
easat-7035	76	45	that	that	SCONJ
easat-7035	76	46	roa	roa	NOUN
easat-7035	76	47	in	in	ADP
easat-7035	76	48	192	192	NUM
easat-7035	76	49	observations	observation	NOUN
easat-7035	76	50	ranges	range	VERB
easat-7035	76	51	from	from	ADP
easat-7035	76	52	-0.09	-0.09	NUM
easat-7035	76	53	to	to	ADP
easat-7035	76	54	0.05	0.05	NUM
easat-7035	76	55	,	,	PUNCT
easat-7035	76	56	with	with	ADP
easat-7035	76	57	an	an	DET
easat-7035	76	58	average	average	NOUN
easat-7035	76	59	of	of	ADP
easat-7035	76	60	-0.0152	-0.0152	NOUN
easat-7035	76	61	and	and	CCONJ
easat-7035	76	62	a	a	DET
easat-7035	76	63	standard	standard	ADJ
easat-7035	76	64	deviation	deviation	NOUN
easat-7035	76	65	of	of	ADP
easat-7035	76	66	0.02958	0.02958	NUM
easat-7035	76	67	,	,	PUNCT
easat-7035	76	68	indicating	indicate	VERB
easat-7035	76	69	less	less	ADJ
easat-7035	76	70	than	than	ADP
easat-7035	76	71	optimal	optimal	ADJ
easat-7035	76	72	financial	financial	ADJ
easat-7035	76	73	performance	performance	NOUN
easat-7035	76	74	of	of	ADP
easat-7035	76	75	fintech	fintech	NOUN
easat-7035	76	76	companies	company	NOUN
easat-7035	76	77	.	.	PUNCT
easat-7035	77	1	leverage	leverage	NOUN
easat-7035	77	2	has	have	VERB
easat-7035	77	3	an	an	DET
easat-7035	77	4	average	average	NOUN
easat-7035	77	5	of	of	ADP
easat-7035	77	6	0.2147	0.2147	NUM
easat-7035	77	7	with	with	ADP
easat-7035	77	8	a	a	DET
easat-7035	77	9	standard	standard	ADJ
easat-7035	77	10	deviation	deviation	NOUN
easat-7035	77	11	of	of	ADP
easat-7035	77	12	0.20751	0.20751	NUM
easat-7035	77	13	,	,	PUNCT
easat-7035	77	14	indicating	indicate	VERB
easat-7035	77	15	a	a	DET
easat-7035	77	16	relatively	relatively	ADV
easat-7035	77	17	low	low	ADJ
easat-7035	77	18	level	level	NOUN
easat-7035	77	19	of	of	ADP
easat-7035	77	20	leverage	leverage	NOUN
easat-7035	77	21	with	with	ADP
easat-7035	77	22	quite	quite	ADV
easat-7035	77	23	large	large	ADJ
easat-7035	77	24	variations	variation	NOUN
easat-7035	77	25	.	.	PUNCT
easat-7035	78	1	der	der	NOUN
easat-7035	78	2	varies	vary	VERB
easat-7035	78	3	854	854	NUM
easat-7035	78	4	edelweiss	edelweiss	PROPN
easat-7035	78	5	applied	apply	VERB
easat-7035	78	6	science	science	NOUN
easat-7035	78	7	and	and	CCONJ
easat-7035	78	8	technology	technology	NOUN
easat-7035	78	9	issn	issn	PROPN
easat-7035	78	10	:	:	PUNCT
easat-7035	78	11	2576	2576	NUM
easat-7035	78	12	-	-	SYM
easat-7035	78	13	8484	8484	NUM
easat-7035	78	14	vol	vol	NOUN
easat-7035	78	15	.	.	PROPN
easat-7035	79	1	9	9	NUM
easat-7035	79	2	,	,	PUNCT
easat-7035	79	3	no	no	INTJ
easat-7035	79	4	.	.	NOUN
easat-7035	79	5	5	5	NUM
easat-7035	79	6	:	:	SYM
easat-7035	79	7	851	851	NUM
easat-7035	79	8	-	-	SYM
easat-7035	79	9	858	858	NUM
easat-7035	79	10	,	,	PUNCT
easat-7035	79	11	2025	2025	NUM
easat-7035	79	12	doi	doi	NOUN
easat-7035	79	13	:	:	PUNCT
easat-7035	79	14	10.55214/25768484.v9i5.7035	10.55214/25768484.v9i5.7035	NUM
easat-7035	79	15	©	©	PROPN
easat-7035	79	16	2025	2025	NUM
easat-7035	79	17	by	by	ADP
easat-7035	79	18	the	the	DET
easat-7035	79	19	authors	author	NOUN
easat-7035	79	20	;	;	PUNCT
easat-7035	79	21	licensee	licensee	PROPN
easat-7035	79	22	learning	learning	NOUN
easat-7035	79	23	gate	gate	NOUN
easat-7035	79	24	from	from	ADP
easat-7035	79	25	-1.91	-1.91	NUM
easat-7035	79	26	to	to	ADP
easat-7035	79	27	3.25	3.25	NUM
easat-7035	79	28	,	,	PUNCT
easat-7035	79	29	with	with	ADP
easat-7035	79	30	an	an	DET
easat-7035	79	31	average	average	NOUN
easat-7035	79	32	of	of	ADP
easat-7035	79	33	0.6980	0.6980	NUM
easat-7035	79	34	and	and	CCONJ
easat-7035	79	35	a	a	DET
easat-7035	79	36	standard	standard	ADJ
easat-7035	79	37	deviation	deviation	NOUN
easat-7035	79	38	of	of	ADP
easat-7035	79	39	0.86181	0.86181	NUM
easat-7035	79	40	,	,	PUNCT
easat-7035	79	41	reflecting	reflect	VERB
easat-7035	79	42	significant	significant	ADJ
easat-7035	79	43	differences	difference	NOUN
easat-7035	79	44	in	in	ADP
easat-7035	79	45	funding	funding	NOUN
easat-7035	79	46	structures	structure	NOUN
easat-7035	79	47	.	.	PUNCT
easat-7035	80	1	ltd	ltd	PROPN
easat-7035	80	2	has	have	VERB
easat-7035	80	3	a	a	DET
easat-7035	80	4	mean	mean	NOUN
easat-7035	80	5	of	of	ADP
easat-7035	80	6	0.2009	0.2009	NUM
easat-7035	80	7	and	and	CCONJ
easat-7035	80	8	a	a	DET
easat-7035	80	9	standard	standard	ADJ
easat-7035	80	10	deviation	deviation	NOUN
easat-7035	80	11	of	of	ADP
easat-7035	80	12	0.21347	0.21347	NUM
easat-7035	80	13	,	,	PUNCT
easat-7035	80	14	while	while	SCONJ
easat-7035	80	15	std	std	NOUN
easat-7035	80	16	has	have	VERB
easat-7035	80	17	a	a	DET
easat-7035	80	18	mean	mean	NOUN
easat-7035	80	19	of	of	ADP
easat-7035	80	20	0.0423	0.0423	NUM
easat-7035	80	21	and	and	CCONJ
easat-7035	80	22	a	a	DET
easat-7035	80	23	standard	standard	ADJ
easat-7035	80	24	deviation	deviation	NOUN
easat-7035	80	25	of	of	ADP
easat-7035	80	26	0.05501	0.05501	NUM
easat-7035	80	27	,	,	PUNCT
easat-7035	80	28	indicating	indicate	VERB
easat-7035	80	29	that	that	SCONJ
easat-7035	80	30	most	most	ADJ
easat-7035	80	31	fintech	fintech	NOUN
easat-7035	80	32	firms	firm	NOUN
easat-7035	80	33	tend	tend	VERB
easat-7035	80	34	to	to	PART
easat-7035	80	35	use	use	VERB
easat-7035	80	36	less	less	ADJ
easat-7035	80	37	short	short	ADJ
easat-7035	80	38	-	-	PUNCT
easat-7035	80	39	term	term	NOUN
easat-7035	80	40	debt	debt	NOUN
easat-7035	80	41	in	in	ADP
easat-7035	80	42	their	their	PRON
easat-7035	80	43	funding	funding	NOUN
easat-7035	80	44	.	.	PUNCT
easat-7035	81	1	4.2	4.2	NUM
easat-7035	81	2	.	.	PUNCT
easat-7035	82	1	classical	classical	ADJ
easat-7035	82	2	assumptions	assumption	NOUN
easat-7035	82	3	the	the	DET
easat-7035	82	4	author	author	NOUN
easat-7035	82	5	conducted	conduct	VERB
easat-7035	82	6	a	a	DET
easat-7035	82	7	multicollinearity	multicollinearity	NOUN
easat-7035	82	8	,	,	PUNCT
easat-7035	82	9	heteroscedasticity	heteroscedasticity	NOUN
easat-7035	82	10	,	,	PUNCT
easat-7035	82	11	and	and	CCONJ
easat-7035	82	12	normalcy	normalcy	NOUN
easat-7035	82	13	tests	test	VERB
easat-7035	82	14	combined	combine	VERB
easat-7035	82	15	with	with	ADP
easat-7035	82	16	a	a	DET
easat-7035	82	17	traditional	traditional	ADJ
easat-7035	82	18	assumption	assumption	NOUN
easat-7035	82	19	test	test	NOUN
easat-7035	82	20	to	to	PART
easat-7035	82	21	see	see	VERB
easat-7035	82	22	whether	whether	SCONJ
easat-7035	82	23	the	the	DET
easat-7035	82	24	multiple	multiple	ADJ
easat-7035	82	25	linear	linear	ADJ
easat-7035	82	26	regression	regression	NOUN
easat-7035	82	27	model	model	NOUN
easat-7035	82	28	(	(	PUNCT
easat-7035	82	29	multiple	multiple	ADJ
easat-7035	82	30	regression	regression	NOUN
easat-7035	82	31	)	)	PUNCT
easat-7035	82	32	met	meet	VERB
easat-7035	82	33	good	good	ADJ
easat-7035	82	34	criteria	criterion	NOUN
easat-7035	82	35	.	.	PUNCT
easat-7035	83	1	table	table	NOUN
easat-7035	83	2	3	3	NUM
easat-7035	83	3	.	.	PUNCT
easat-7035	84	1	classical	classical	ADJ
easat-7035	84	2	assumptions	assumption	NOUN
easat-7035	84	3	.	.	PUNCT
easat-7035	85	1	classical	classical	ADJ
easat-7035	85	2	assumption	assumption	NOUN
easat-7035	85	3	test	test	NOUN
easat-7035	85	4	test	test	NOUN
easat-7035	85	5	method	method	NOUN
easat-7035	85	6	criteria	criterion	NOUN
easat-7035	85	7	results	result	VERB
easat-7035	85	8	conclusion	conclusion	VERB
easat-7035	85	9	normality	normality	NOUN
easat-7035	85	10	kolmogorovsmirnov	kolmogorovsmirnov	X
easat-7035	85	11	sig	sig	PROPN
easat-7035	85	12	.	.	PUNCT
easat-7035	85	13	>	>	X
easat-7035	86	1	0,05	0,05	NOUN
easat-7035	86	2	0,200	0,200	NUM
easat-7035	86	3	data	datum	NOUN
easat-7035	86	4	is	be	AUX
easat-7035	86	5	normally	normally	ADV
easat-7035	86	6	distributed	distribute	VERB
easat-7035	86	7	multicollinearity	multicollinearity	NOUN
easat-7035	86	8	vif	vif	NOUN
easat-7035	86	9	&	&	CCONJ
easat-7035	86	10	tolerance	tolerance	NOUN
easat-7035	86	11	vif	vif	X
easat-7035	86	12	<	<	X
easat-7035	86	13	10	10	NUM
easat-7035	86	14	,	,	PUNCT
easat-7035	86	15	tolerance	tolerance	NOUN
easat-7035	86	16	>	>	X
easat-7035	86	17	0,10	0,10	NUM
easat-7035	87	1	vif	vif	NOUN
easat-7035	87	2	:	:	PUNCT
easat-7035	87	3	1,062	1,062	NUM
easat-7035	87	4	3,010	3,010	NUM
easat-7035	87	5	no	no	DET
easat-7035	87	6	multicollinearity	multicollinearity	NOUN
easat-7035	87	7	tolerance	tolerance	NOUN
easat-7035	87	8	:	:	PUNCT
easat-7035	87	9	0,332	0,332	NUM
easat-7035	87	10	0,941	0,941	NUM
easat-7035	87	11	heteroscedasticity	heteroscedasticity	NOUN
easat-7035	87	12	rho	rho	PROPN
easat-7035	87	13	spearman	spearman	PROPN
easat-7035	87	14	sig	sig	PROPN
easat-7035	87	15	.	.	PUNCT
easat-7035	87	16	>	>	X
easat-7035	87	17	0,05	0,05	PROPN
easat-7035	87	18	leverage	leverage	NOUN
easat-7035	87	19	:	:	PUNCT
easat-7035	87	20	0,062	0,062	NUM
easat-7035	87	21	no	no	DET
easat-7035	87	22	heteroscedasticity	heteroscedasticity	NOUN
easat-7035	87	23	der	der	NOUN
easat-7035	87	24	:	:	PUNCT
easat-7035	87	25	0,984	0,984	NUM
easat-7035	87	26	ltd	ltd	PROPN
easat-7035	87	27	:	:	PUNCT
easat-7035	87	28	0,638	0,638	NUM
easat-7035	87	29	std	std	NOUN
easat-7035	87	30	:	:	PUNCT
easat-7035	87	31	0,251	0,251	NUM
easat-7035	87	32	autocorrelation	autocorrelation	NOUN
easat-7035	87	33	durbin	durbin	ADJ
easat-7035	87	34	-	-	PUNCT
easat-7035	87	35	watson	watson	NOUN
easat-7035	87	36	du	du	X
easat-7035	87	37	<	<	X
easat-7035	87	38	dw	dw	X
easat-7035	87	39	<	<	X
easat-7035	87	40	4	4	NUM
easat-7035	87	41	-	-	SYM
easat-7035	87	42	du	du	NOUN
easat-7035	87	43	1,8064	1,8064	NUM
easat-7035	87	44	<	<	X
easat-7035	87	45	1,869	1,869	NUM
easat-7035	87	46	<	<	X
easat-7035	87	47	2,131	2,131	NUM
easat-7035	87	48	no	no	DET
easat-7035	87	49	autocorrelation	autocorrelation	NOUN
easat-7035	87	50	based	base	VERB
easat-7035	87	51	on	on	ADP
easat-7035	87	52	the	the	DET
easat-7035	87	53	results	result	NOUN
easat-7035	87	54	of	of	ADP
easat-7035	87	55	the	the	DET
easat-7035	87	56	classical	classical	ADJ
easat-7035	87	57	assumption	assumption	NOUN
easat-7035	87	58	tests	test	NOUN
easat-7035	87	59	,	,	PUNCT
easat-7035	87	60	the	the	DET
easat-7035	87	61	regression	regression	NOUN
easat-7035	87	62	model	model	NOUN
easat-7035	87	63	satisfies	satisfy	VERB
easat-7035	87	64	all	all	DET
easat-7035	87	65	necessary	necessary	ADJ
easat-7035	87	66	conditions	condition	NOUN
easat-7035	87	67	.	.	PUNCT
easat-7035	88	1	the	the	DET
easat-7035	88	2	normality	normality	NOUN
easat-7035	88	3	test	test	NOUN
easat-7035	88	4	confirms	confirm	VERB
easat-7035	88	5	that	that	SCONJ
easat-7035	88	6	the	the	DET
easat-7035	88	7	residuals	residual	NOUN
easat-7035	88	8	follow	follow	VERB
easat-7035	88	9	a	a	DET
easat-7035	88	10	normal	normal	ADJ
easat-7035	88	11	distribution	distribution	NOUN
easat-7035	88	12	,	,	PUNCT
easat-7035	88	13	the	the	DET
easat-7035	88	14	multicollinearity	multicollinearity	NOUN
easat-7035	88	15	test	test	NOUN
easat-7035	88	16	reveals	reveal	VERB
easat-7035	88	17	no	no	DET
easat-7035	88	18	correlations	correlation	NOUN
easat-7035	88	19	among	among	ADP
easat-7035	88	20	the	the	DET
easat-7035	88	21	independent	independent	ADJ
easat-7035	88	22	variables	variable	NOUN
easat-7035	88	23	,	,	PUNCT
easat-7035	88	24	the	the	DET
easat-7035	88	25	heteroscedasticity	heteroscedasticity	NOUN
easat-7035	88	26	test	test	NOUN
easat-7035	88	27	indicates	indicate	VERB
easat-7035	88	28	that	that	SCONJ
easat-7035	88	29	the	the	DET
easat-7035	88	30	residuals	residual	NOUN
easat-7035	88	31	have	have	VERB
easat-7035	88	32	constant	constant	ADJ
easat-7035	88	33	variance	variance	NOUN
easat-7035	88	34	,	,	PUNCT
easat-7035	88	35	and	and	CCONJ
easat-7035	88	36	the	the	DET
easat-7035	88	37	autocorrelation	autocorrelation	NOUN
easat-7035	88	38	test	test	NOUN
easat-7035	88	39	shows	show	VERB
easat-7035	88	40	the	the	DET
easat-7035	88	41	absence	absence	NOUN
easat-7035	88	42	of	of	ADP
easat-7035	88	43	autocorrelation	autocorrelation	NOUN
easat-7035	88	44	in	in	ADP
easat-7035	88	45	the	the	DET
easat-7035	88	46	residuals	residual	NOUN
easat-7035	88	47	.	.	PUNCT
easat-7035	89	1	therefore	therefore	ADV
easat-7035	89	2	,	,	PUNCT
easat-7035	89	3	the	the	DET
easat-7035	89	4	regression	regression	NOUN
easat-7035	89	5	model	model	NOUN
easat-7035	89	6	is	be	AUX
easat-7035	89	7	deemed	deem	VERB
easat-7035	89	8	suitable	suitable	ADJ
easat-7035	89	9	for	for	ADP
easat-7035	89	10	use	use	NOUN
easat-7035	89	11	in	in	ADP
easat-7035	89	12	this	this	DET
easat-7035	89	13	study	study	NOUN
easat-7035	89	14	.	.	PUNCT
easat-7035	90	1	4.3	4.3	NUM
easat-7035	90	2	.	.	PUNCT
easat-7035	90	3	hypothesis	hypothesis	NOUN
easat-7035	90	4	test	test	NOUN
easat-7035	90	5	hypothesis	hypothesis	NOUN
easat-7035	90	6	testing	testing	NOUN
easat-7035	90	7	is	be	AUX
easat-7035	90	8	conducted	conduct	VERB
easat-7035	90	9	to	to	PART
easat-7035	90	10	ascertain	ascertain	VERB
easat-7035	90	11	the	the	DET
easat-7035	90	12	impact	impact	NOUN
easat-7035	90	13	of	of	ADP
easat-7035	90	14	leverage	leverage	NOUN
easat-7035	90	15	,	,	PUNCT
easat-7035	90	16	der	der	NOUN
easat-7035	90	17	,	,	PUNCT
easat-7035	90	18	ltd	ltd	PROPN
easat-7035	90	19	,	,	PUNCT
easat-7035	90	20	and	and	CCONJ
easat-7035	90	21	std	std	NOUN
easat-7035	90	22	on	on	ADP
easat-7035	90	23	financial	financial	ADJ
easat-7035	90	24	performance	performance	NOUN
easat-7035	90	25	as	as	SCONJ
easat-7035	90	26	measured	measure	VERB
easat-7035	90	27	by	by	ADP
easat-7035	90	28	roa	roa	PROPN
easat-7035	90	29	.	.	PUNCT
easat-7035	91	1	testing	testing	NOUN
easat-7035	91	2	is	be	AUX
easat-7035	91	3	conducted	conduct	VERB
easat-7035	91	4	simultaneously	simultaneously	ADV
easat-7035	91	5	using	use	VERB
easat-7035	91	6	the	the	DET
easat-7035	91	7	f	f	PROPN
easat-7035	91	8	test	test	NOUN
easat-7035	91	9	and	and	CCONJ
easat-7035	91	10	partially	partially	ADV
easat-7035	91	11	using	use	VERB
easat-7035	91	12	the	the	DET
easat-7035	91	13	t	t	PROPN
easat-7035	91	14	test	test	NOUN
easat-7035	91	15	.	.	PUNCT
easat-7035	92	1	in	in	ADP
easat-7035	92	2	addition	addition	NOUN
easat-7035	92	3	,	,	PUNCT
easat-7035	92	4	a	a	DET
easat-7035	92	5	determination	determination	NOUN
easat-7035	92	6	correlation	correlation	NOUN
easat-7035	92	7	test	test	NOUN
easat-7035	92	8	(	(	PUNCT
easat-7035	92	9	r²	r²	PROPN
easat-7035	92	10	)	)	PUNCT
easat-7035	92	11	is	be	AUX
easat-7035	92	12	also	also	ADV
easat-7035	92	13	conducted	conduct	VERB
easat-7035	92	14	to	to	PART
easat-7035	92	15	see	see	VERB
easat-7035	92	16	to	to	ADP
easat-7035	92	17	what	what	DET
easat-7035	92	18	degree	degree	NOUN
easat-7035	92	19	the	the	DET
easat-7035	92	20	independent	independent	ADJ
easat-7035	92	21	variables	variable	NOUN
easat-7035	92	22	can	can	AUX
easat-7035	92	23	explain	explain	VERB
easat-7035	92	24	the	the	DET
easat-7035	92	25	variability	variability	NOUN
easat-7035	92	26	of	of	ADP
easat-7035	92	27	roa	roa	PROPN
easat-7035	92	28	.	.	PUNCT
easat-7035	92	29	table	table	NOUN
easat-7035	92	30	4	4	NUM
easat-7035	92	31	.	.	PUNCT
easat-7035	92	32	simultaneous	simultaneous	ADJ
easat-7035	92	33	test	test	NOUN
easat-7035	92	34	results	result	NOUN
easat-7035	92	35	.	.	PUNCT
easat-7035	93	1	hypothesis	hypothesis	NOUN
easat-7035	93	2	test	test	NOUN
easat-7035	93	3	analysis	analysis	NOUN
easat-7035	93	4	result	result	NOUN
easat-7035	93	5	conclusion	conclusion	NOUN
easat-7035	93	6	f	f	PROPN
easat-7035	93	7	test	test	NOUN
easat-7035	93	8	(	(	PUNCT
easat-7035	93	9	simultaneous	simultaneous	ADJ
easat-7035	93	10	)	)	PUNCT
easat-7035	93	11	sig	sig	NOUN
easat-7035	93	12	.	.	PUNCT
easat-7035	94	1	=	=	SYM
easat-7035	94	2	0,000	0,000	NUM
easat-7035	94	3	(	(	PUNCT
easat-7035	94	4	<	<	NOUN
easat-7035	94	5	0,05	0,05	NOUN
easat-7035	94	6	)	)	PUNCT
easat-7035	94	7	leverage	leverage	NOUN
easat-7035	94	8	,	,	PUNCT
easat-7035	94	9	der	der	NOUN
easat-7035	94	10	,	,	PUNCT
easat-7035	94	11	ltd	ltd	PROPN
easat-7035	94	12	,	,	PUNCT
easat-7035	94	13	and	and	CCONJ
easat-7035	94	14	std	std	NOUN
easat-7035	94	15	simultaneously	simultaneously	ADV
easat-7035	94	16	affect	affect	VERB
easat-7035	94	17	roa	roa	PROPN
easat-7035	94	18	t	t	PROPN
easat-7035	94	19	test	test	NOUN
easat-7035	94	20	(	(	PUNCT
easat-7035	94	21	partial	partial	ADJ
easat-7035	94	22	)	)	PUNCT
easat-7035	94	23	leverage	leverage	NOUN
easat-7035	94	24	:	:	PUNCT
easat-7035	94	25	b	b	X
easat-7035	94	26	=	=	SYM
easat-7035	94	27	0,055	0,055	NUM
easat-7035	94	28	,	,	PUNCT
easat-7035	94	29	sig	sig	NOUN
easat-7035	94	30	.	.	PUNCT
easat-7035	95	1	=	=	SYM
easat-7035	95	2	0,001	0,001	NUM
easat-7035	95	3	(	(	PUNCT
easat-7035	95	4	<	<	NOUN
easat-7035	95	5	0,05	0,05	NOUN
easat-7035	95	6	)	)	PUNCT
easat-7035	95	7	leverage	leverage	NOUN
easat-7035	95	8	has	have	VERB
easat-7035	95	9	a	a	DET
easat-7035	95	10	significant	significant	ADJ
easat-7035	95	11	positive	positive	ADJ
easat-7035	95	12	impact	impact	NOUN
easat-7035	95	13	on	on	ADP
easat-7035	95	14	roa	roa	PROPN
easat-7035	95	15	der	der	PROPN
easat-7035	95	16	:	:	PUNCT
easat-7035	95	17	b	b	X
easat-7035	95	18	=	=	SYM
easat-7035	95	19	0,008	0,008	PROPN
easat-7035	95	20	,	,	PUNCT
easat-7035	95	21	sig	sig	NOUN
easat-7035	95	22	.	.	PUNCT
easat-7035	96	1	=	=	SYM
easat-7035	96	2	0,015	0,015	NUM
easat-7035	96	3	(	(	PUNCT
easat-7035	96	4	<	<	NOUN
easat-7035	96	5	0,05	0,05	NOUN
easat-7035	96	6	)	)	PUNCT
easat-7035	96	7	der	der	NOUN
easat-7035	96	8	has	have	VERB
easat-7035	96	9	a	a	DET
easat-7035	96	10	significant	significant	ADJ
easat-7035	96	11	positive	positive	ADJ
easat-7035	96	12	impact	impact	NOUN
easat-7035	96	13	on	on	ADP
easat-7035	96	14	roa	roa	PROPN
easat-7035	96	15	ltd	ltd	PROPN
easat-7035	96	16	:	:	PUNCT
easat-7035	96	17	b	b	X
easat-7035	96	18	=	=	SYM
easat-7035	96	19	-0,027	-0,027	PROPN
easat-7035	96	20	,	,	PUNCT
easat-7035	96	21	sig	sig	NOUN
easat-7035	96	22	.	.	PUNCT
easat-7035	97	1	=	=	SYM
easat-7035	97	2	0,041	0,041	NUM
easat-7035	97	3	(	(	PUNCT
easat-7035	97	4	<	<	X
easat-7035	97	5	0,05	0,05	PROPN
easat-7035	97	6	)	)	PUNCT
easat-7035	97	7	ltd	ltd	PROPN
easat-7035	97	8	has	have	VERB
easat-7035	97	9	a	a	DET
easat-7035	97	10	significant	significant	ADJ
easat-7035	97	11	negative	negative	ADJ
easat-7035	97	12	impact	impact	NOUN
easat-7035	97	13	on	on	ADP
easat-7035	97	14	roa	roa	PROPN
easat-7035	97	15	std	std	NOUN
easat-7035	97	16	:	:	PUNCT
easat-7035	97	17	b	b	X
easat-7035	97	18	=	=	SYM
easat-7035	97	19	-0,010	-0,010	ADJ
easat-7035	97	20	,	,	PUNCT
easat-7035	97	21	sig	sig	NOUN
easat-7035	97	22	.	.	PUNCT
easat-7035	98	1	=	=	PUNCT
easat-7035	98	2	0,785	0,785	NUM
easat-7035	98	3	(	(	PUNCT
easat-7035	98	4	>	>	X
easat-7035	98	5	0,05	0,05	NOUN
easat-7035	98	6	)	)	PUNCT
easat-7035	98	7	std	std	NOUN
easat-7035	98	8	has	have	VERB
easat-7035	98	9	no	no	DET
easat-7035	98	10	effect	effect	NOUN
easat-7035	98	11	on	on	ADP
easat-7035	98	12	roa	roa	PROPN
easat-7035	98	13	determination	determination	NOUN
easat-7035	98	14	correlation	correlation	NOUN
easat-7035	98	15	test	test	NOUN
easat-7035	98	16	r²	r²	NOUN
easat-7035	98	17	=	=	PUNCT
easat-7035	98	18	0,213	0,213	NUM
easat-7035	98	19	21.3	21.3	NUM
easat-7035	98	20	%	%	NOUN
easat-7035	98	21	of	of	ADP
easat-7035	98	22	roa	roa	PROPN
easat-7035	98	23	variation	variation	NOUN
easat-7035	98	24	is	be	AUX
easat-7035	98	25	explained	explain	VERB
easat-7035	98	26	by	by	ADP
easat-7035	98	27	the	the	DET
easat-7035	98	28	independent	independent	ADJ
easat-7035	98	29	variables	variable	NOUN
easat-7035	98	30	,	,	PUNCT
easat-7035	98	31	the	the	DET
easat-7035	98	32	rest	rest	NOUN
easat-7035	98	33	by	by	ADP
easat-7035	98	34	other	other	ADJ
easat-7035	98	35	variables	variable	NOUN
easat-7035	98	36	855	855	NUM
easat-7035	98	37	edelweiss	edelweiss	PROPN
easat-7035	98	38	applied	apply	VERB
easat-7035	98	39	science	science	NOUN
easat-7035	98	40	and	and	CCONJ
easat-7035	98	41	technology	technology	NOUN
easat-7035	98	42	issn	issn	PROPN
easat-7035	98	43	:	:	PUNCT
easat-7035	98	44	2576	2576	NUM
easat-7035	98	45	-	-	SYM
easat-7035	98	46	8484	8484	NUM
easat-7035	98	47	vol	vol	NOUN
easat-7035	98	48	.	.	PROPN
easat-7035	99	1	9	9	NUM
easat-7035	99	2	,	,	PUNCT
easat-7035	99	3	no	no	INTJ
easat-7035	99	4	.	.	NOUN
easat-7035	99	5	5	5	NUM
easat-7035	99	6	:	:	SYM
easat-7035	99	7	851	851	NUM
easat-7035	99	8	-	-	SYM
easat-7035	99	9	858	858	NUM
easat-7035	99	10	,	,	PUNCT
easat-7035	99	11	2025	2025	NUM
easat-7035	99	12	doi	doi	NOUN
easat-7035	99	13	:	:	PUNCT
easat-7035	99	14	10.55214/25768484.v9i5.7035	10.55214/25768484.v9i5.7035	NUM
easat-7035	99	15	©	©	PROPN
easat-7035	99	16	2025	2025	NUM
easat-7035	99	17	by	by	ADP
easat-7035	99	18	the	the	DET
easat-7035	99	19	authors	author	NOUN
easat-7035	99	20	;	;	PUNCT
easat-7035	99	21	licensee	licensee	PROPN
easat-7035	99	22	learning	learning	NOUN
easat-7035	99	23	gate	gate	VERB
easat-7035	99	24	the	the	DET
easat-7035	99	25	outcome	outcome	NOUN
easat-7035	99	26	of	of	ADP
easat-7035	99	27	the	the	DET
easat-7035	99	28	hypothesis	hypothesis	NOUN
easat-7035	99	29	test	test	NOUN
easat-7035	99	30	display	display	NOUN
easat-7035	99	31	that	that	SCONJ
easat-7035	99	32	leverage	leverage	NOUN
easat-7035	99	33	and	and	CCONJ
easat-7035	99	34	der	der	NOUN
easat-7035	99	35	have	have	AUX
easat-7035	99	36	a	a	DET
easat-7035	99	37	positive	positive	ADJ
easat-7035	99	38	impact	impact	NOUN
easat-7035	99	39	on	on	ADP
easat-7035	99	40	roa	roa	PROPN
easat-7035	99	41	,	,	PUNCT
easat-7035	99	42	while	while	SCONJ
easat-7035	99	43	ltd	ltd	PROPN
easat-7035	99	44	has	have	VERB
easat-7035	99	45	a	a	DET
easat-7035	99	46	negative	negative	ADJ
easat-7035	99	47	effect	effect	NOUN
easat-7035	99	48	.	.	PUNCT
easat-7035	100	1	std	std	NOUN
easat-7035	100	2	has	have	VERB
easat-7035	100	3	no	no	DET
easat-7035	100	4	effect	effect	NOUN
easat-7035	100	5	on	on	ADP
easat-7035	100	6	roa	roa	PROPN
easat-7035	100	7	.	.	PUNCT
easat-7035	101	1	simultaneously	simultaneously	ADV
easat-7035	101	2	,	,	PUNCT
easat-7035	101	3	all	all	DET
easat-7035	101	4	independent	independent	ADJ
easat-7035	101	5	variables	variable	NOUN
easat-7035	101	6	affect	affect	VERB
easat-7035	101	7	roa	roa	PROPN
easat-7035	101	8	.	.	PUNCT
easat-7035	102	1	the	the	DET
easat-7035	102	2	r²	r²	NOUN
easat-7035	102	3	value	value	NOUN
easat-7035	102	4	of	of	ADP
easat-7035	102	5	21.3	21.3	NUM
easat-7035	102	6	%	%	NOUN
easat-7035	102	7	indicates	indicate	VERB
easat-7035	102	8	that	that	SCONJ
easat-7035	102	9	this	this	DET
easat-7035	102	10	model	model	NOUN
easat-7035	102	11	still	still	ADV
easat-7035	102	12	has	have	VERB
easat-7035	102	13	limitations	limitation	NOUN
easat-7035	102	14	in	in	ADP
easat-7035	102	15	explaining	explain	VERB
easat-7035	102	16	variations	variation	NOUN
easat-7035	102	17	in	in	ADP
easat-7035	102	18	roa	roa	PROPN
easat-7035	102	19	,	,	PUNCT
easat-7035	102	20	so	so	SCONJ
easat-7035	102	21	there	there	PRON
easat-7035	102	22	are	be	VERB
easat-7035	102	23	other	other	ADJ
easat-7035	102	24	factors	factor	NOUN
easat-7035	102	25	that	that	PRON
easat-7035	102	26	influence	influence	VERB
easat-7035	102	27	it	it	PRON
easat-7035	102	28	.	.	PUNCT
easat-7035	103	1	based	base	VERB
easat-7035	103	2	on	on	ADP
easat-7035	103	3	table	table	NOUN
easat-7035	103	4	4.7	4.7	NUM
easat-7035	103	5	,	,	PUNCT
easat-7035	103	6	the	the	DET
easat-7035	103	7	results	result	NOUN
easat-7035	103	8	of	of	ADP
easat-7035	103	9	the	the	DET
easat-7035	103	10	multiple	multiple	ADJ
easat-7035	103	11	linear	linear	PROPN
easat-7035	103	12	regression	regression	NOUN
easat-7035	103	13	equation	equation	NOUN
easat-7035	103	14	model	model	NOUN
easat-7035	103	15	are	be	AUX
easat-7035	103	16	:	:	PUNCT
easat-7035	104	1	y	y	PROPN
easat-7035	104	2	=	=	PUNCT
easat-7035	104	3	-0,027	-0,027	PROPN
easat-7035	105	1	+	+	NUM
easat-7035	105	2	0,055x1	0,055x1	NOUN
easat-7035	106	1	+	+	CCONJ
easat-7035	106	2	0,008x2	0,008x2	NUM
easat-7035	106	3	–	–	PUNCT
easat-7035	106	4	0,027x3	0,027x3	NUM
easat-7035	106	5	–	–	PUNCT
easat-7035	106	6	0,010x4	0,010x4	NUM
easat-7035	107	1	+	+	PUNCT
easat-7035	107	2	e	e	X
easat-7035	107	3	(	(	PUNCT
easat-7035	107	4	6	6	NUM
easat-7035	107	5	)	)	PUNCT
easat-7035	107	6	where	where	SCONJ
easat-7035	107	7	y	y	PROPN
easat-7035	107	8	=	=	SYM
easat-7035	107	9	roa	roa	PROPN
easat-7035	107	10	,	,	PUNCT
easat-7035	107	11	x1	x1	NOUN
easat-7035	107	12	=	=	PUNCT
easat-7035	107	13	leverage	leverage	NOUN
easat-7035	107	14	,	,	PUNCT
easat-7035	107	15	x2	x2	NOUN
easat-7035	107	16	=	=	NOUN
easat-7035	107	17	debt	debt	NOUN
easat-7035	107	18	to	to	ADP
easat-7035	107	19	equity	equity	NOUN
easat-7035	107	20	ratio	ratio	NOUN
easat-7035	107	21	,	,	PUNCT
easat-7035	107	22	x3	x3	NOUN
easat-7035	107	23	=	=	SYM
easat-7035	107	24	long	long	ADJ
easat-7035	107	25	-	-	PUNCT
easat-7035	107	26	term	term	NOUN
easat-7035	107	27	debt	debt	NOUN
easat-7035	107	28	,	,	PUNCT
easat-7035	107	29	x4	x4	PROPN
easat-7035	107	30	=	=	PUNCT
easat-7035	107	31	shortterm	shortterm	PROPN
easat-7035	107	32	debt	debt	NOUN
easat-7035	107	33	,	,	PUNCT
easat-7035	107	34	e	e	NOUN
easat-7035	107	35	=	=	NOUN
easat-7035	107	36	error	error	NOUN
easat-7035	107	37	.	.	PUNCT
easat-7035	108	1	based	base	VERB
easat-7035	108	2	on	on	ADP
easat-7035	108	3	the	the	DET
easat-7035	108	4	regression	regression	NOUN
easat-7035	108	5	equation	equation	NOUN
easat-7035	108	6	,	,	PUNCT
easat-7035	108	7	leverage	leverage	NOUN
easat-7035	108	8	(	(	PUNCT
easat-7035	108	9	x1	x1	PROPN
easat-7035	108	10	)	)	PUNCT
easat-7035	108	11	and	and	CCONJ
easat-7035	108	12	debt	debt	NOUN
easat-7035	108	13	to	to	ADP
easat-7035	108	14	equity	equity	NOUN
easat-7035	108	15	ratio	ratio	NOUN
easat-7035	108	16	(	(	PUNCT
easat-7035	108	17	x2	x2	ADJ
easat-7035	108	18	)	)	PUNCT
easat-7035	108	19	contribute	contribute	VERB
easat-7035	108	20	positively	positively	ADV
easat-7035	108	21	to	to	ADP
easat-7035	108	22	roa	roa	PROPN
easat-7035	108	23	,	,	PUNCT
easat-7035	108	24	with	with	ADP
easat-7035	108	25	leverage	leverage	NOUN
easat-7035	108	26	having	have	VERB
easat-7035	108	27	a	a	DET
easat-7035	108	28	greater	great	ADJ
easat-7035	108	29	influence	influence	NOUN
easat-7035	108	30	.	.	PUNCT
easat-7035	109	1	conversely	conversely	ADV
easat-7035	109	2	,	,	PUNCT
easat-7035	109	3	long	long	ADJ
easat-7035	109	4	-	-	PUNCT
easat-7035	109	5	term	term	NOUN
easat-7035	109	6	debt	debt	NOUN
easat-7035	109	7	(	(	PUNCT
easat-7035	109	8	x3	x3	ADJ
easat-7035	109	9	)	)	PUNCT
easat-7035	109	10	and	and	CCONJ
easat-7035	109	11	short	short	ADJ
easat-7035	109	12	-	-	PUNCT
easat-7035	109	13	term	term	NOUN
easat-7035	109	14	debt	debt	NOUN
easat-7035	109	15	(	(	PUNCT
easat-7035	109	16	x4	x4	PROPN
easat-7035	109	17	)	)	PUNCT
easat-7035	109	18	have	have	VERB
easat-7035	109	19	a	a	DET
easat-7035	109	20	negative	negative	ADJ
easat-7035	109	21	impact	impact	NOUN
easat-7035	109	22	,	,	PUNCT
easat-7035	109	23	indicating	indicate	VERB
easat-7035	109	24	that	that	SCONJ
easat-7035	109	25	an	an	DET
easat-7035	109	26	increase	increase	NOUN
easat-7035	109	27	in	in	ADP
easat-7035	109	28	both	both	PRON
easat-7035	109	29	long	long	ADJ
easat-7035	109	30	-	-	PUNCT
easat-7035	109	31	term	term	NOUN
easat-7035	109	32	and	and	CCONJ
easat-7035	109	33	short	short	ADJ
easat-7035	109	34	-	-	PUNCT
easat-7035	109	35	term	term	NOUN
easat-7035	109	36	debt	debt	NOUN
easat-7035	109	37	tends	tend	VERB
easat-7035	109	38	to	to	PART
easat-7035	109	39	decrease	decrease	VERB
easat-7035	109	40	roa	roa	PROPN
easat-7035	109	41	.	.	PUNCT
easat-7035	110	1	leverage	leverage	NOUN
easat-7035	110	2	has	have	VERB
easat-7035	110	3	a	a	DET
easat-7035	110	4	positive	positive	ADJ
easat-7035	110	5	effect	effect	NOUN
easat-7035	110	6	on	on	ADP
easat-7035	110	7	roa	roa	PROPN
easat-7035	110	8	in	in	ADP
easat-7035	110	9	fintech	fintech	NOUN
easat-7035	110	10	companies	company	NOUN
easat-7035	110	11	,	,	PUNCT
easat-7035	110	12	in	in	ADP
easat-7035	110	13	line	line	NOUN
easat-7035	110	14	with	with	ADP
easat-7035	110	15	the	the	DET
easat-7035	110	16	research	research	NOUN
easat-7035	110	17	of	of	ADP
easat-7035	110	18	aiman	aiman	PROPN
easat-7035	110	19	&	&	CCONJ
easat-7035	110	20	rahayu	rahayu	PROPN
easat-7035	110	21	,	,	PUNCT
easat-7035	110	22	which	which	PRON
easat-7035	110	23	shows	show	VERB
easat-7035	110	24	that	that	SCONJ
easat-7035	110	25	leverage	leverage	NOUN
easat-7035	110	26	improves	improve	VERB
easat-7035	110	27	banking	bank	VERB
easat-7035	110	28	financial	financial	ADJ
easat-7035	110	29	performance	performance	NOUN
easat-7035	110	30	[	[	X
easat-7035	110	31	40	40	NUM
easat-7035	110	32	]	]	PUNCT
easat-7035	110	33	.	.	PUNCT
easat-7035	111	1	this	this	PRON
easat-7035	111	2	supports	support	VERB
easat-7035	111	3	the	the	DET
easat-7035	111	4	notion	notion	NOUN
easat-7035	111	5	that	that	SCONJ
easat-7035	111	6	the	the	DET
easat-7035	111	7	capital	capital	NOUN
easat-7035	111	8	structure	structure	NOUN
easat-7035	111	9	exerts	exert	VERB
easat-7035	111	10	a	a	DET
easat-7035	111	11	substantial	substantial	ADJ
easat-7035	111	12	positive	positive	ADJ
easat-7035	111	13	influence	influence	NOUN
easat-7035	111	14	on	on	ADP
easat-7035	111	15	profitability	profitability	NOUN
easat-7035	111	16	and	and	CCONJ
easat-7035	111	17	dividend	dividend	NOUN
easat-7035	111	18	policy	policy	NOUN
easat-7035	111	19	[	[	X
easat-7035	111	20	41	41	NUM
easat-7035	111	21	]	]	PUNCT
easat-7035	111	22	.	.	PUNCT
easat-7035	112	1	fintech	fintech	NOUN
easat-7035	112	2	companies	company	NOUN
easat-7035	112	3	use	use	VERB
easat-7035	112	4	debt	debt	NOUN
easat-7035	112	5	for	for	ADP
easat-7035	112	6	expansion	expansion	NOUN
easat-7035	112	7	,	,	PUNCT
easat-7035	112	8	technological	technological	ADJ
easat-7035	112	9	innovation	innovation	NOUN
easat-7035	112	10	,	,	PUNCT
easat-7035	112	11	and	and	CCONJ
easat-7035	112	12	operations	operation	NOUN
easat-7035	112	13	to	to	PART
easat-7035	112	14	increase	increase	VERB
easat-7035	112	15	profitability	profitability	NOUN
easat-7035	112	16	.	.	PUNCT
easat-7035	113	1	however	however	ADV
easat-7035	113	2	,	,	PUNCT
easat-7035	113	3	the	the	DET
easat-7035	113	4	effectiveness	effectiveness	NOUN
easat-7035	113	5	of	of	ADP
easat-7035	113	6	leverage	leverage	NOUN
easat-7035	113	7	depends	depend	VERB
easat-7035	113	8	on	on	ADP
easat-7035	113	9	optimal	optimal	ADJ
easat-7035	113	10	debt	debt	NOUN
easat-7035	113	11	management	management	NOUN
easat-7035	113	12	so	so	SCONJ
easat-7035	113	13	that	that	SCONJ
easat-7035	113	14	interest	interest	NOUN
easat-7035	113	15	costs	cost	NOUN
easat-7035	113	16	do	do	AUX
easat-7035	113	17	not	not	PART
easat-7035	113	18	reduce	reduce	VERB
easat-7035	113	19	profits	profit	NOUN
easat-7035	113	20	.	.	PUNCT
easat-7035	114	1	this	this	DET
easat-7035	114	2	result	result	NOUN
easat-7035	114	3	is	be	AUX
easat-7035	114	4	different	different	ADJ
easat-7035	114	5	from	from	ADP
easat-7035	114	6	the	the	DET
easat-7035	114	7	findings	finding	NOUN
easat-7035	114	8	of	of	ADP
easat-7035	114	9	aini	aini	NOUN
easat-7035	114	10	,	,	PUNCT
easat-7035	114	11	who	who	PRON
easat-7035	114	12	found	find	VERB
easat-7035	114	13	that	that	SCONJ
easat-7035	114	14	leverage	leverage	NOUN
easat-7035	114	15	has	have	VERB
easat-7035	114	16	a	a	DET
easat-7035	114	17	negative	negative	ADJ
easat-7035	114	18	impact	impact	NOUN
easat-7035	114	19	on	on	ADP
easat-7035	114	20	financial	financial	ADJ
easat-7035	114	21	performance	performance	NOUN
easat-7035	114	22	[	[	X
easat-7035	114	23	42	42	NUM
easat-7035	114	24	]	]	PUNCT
easat-7035	114	25	.	.	PUNCT
easat-7035	115	1	der	der	PROPN
easat-7035	115	2	has	have	VERB
easat-7035	115	3	a	a	DET
easat-7035	115	4	positive	positive	ADJ
easat-7035	115	5	impact	impact	NOUN
easat-7035	115	6	on	on	ADP
easat-7035	115	7	roa	roa	PROPN
easat-7035	115	8	,	,	PUNCT
easat-7035	115	9	as	as	SCONJ
easat-7035	115	10	found	find	VERB
easat-7035	115	11	by	by	ADP
easat-7035	115	12	lisdayani	lisdayani	PROPN
easat-7035	115	13	et	et	PROPN
easat-7035	115	14	al	al	PROPN
easat-7035	115	15	.	.	PROPN
easat-7035	115	16	,	,	PUNCT
easat-7035	115	17	who	who	PRON
easat-7035	115	18	found	find	VERB
easat-7035	115	19	that	that	DET
easat-7035	115	20	return	return	NOUN
easat-7035	115	21	on	on	ADP
easat-7035	115	22	equity	equity	NOUN
easat-7035	115	23	is	be	AUX
easat-7035	115	24	significantly	significantly	ADV
easat-7035	115	25	impacted	impact	VERB
easat-7035	115	26	by	by	ADP
easat-7035	115	27	the	the	DET
easat-7035	115	28	debt	debt	NOUN
easat-7035	115	29	to	to	ADP
easat-7035	115	30	asset	asset	NOUN
easat-7035	115	31	ratio	ratio	NOUN
easat-7035	115	32	in	in	ADP
easat-7035	115	33	insurance	insurance	NOUN
easat-7035	115	34	companies	company	NOUN
easat-7035	115	35	[	[	X
easat-7035	115	36	43	43	NUM
easat-7035	115	37	]	]	PUNCT
easat-7035	115	38	.	.	PUNCT
easat-7035	116	1	high	high	ADJ
easat-7035	116	2	der	der	NOUN
easat-7035	116	3	allows	allow	VERB
easat-7035	116	4	fintech	fintech	NOUN
easat-7035	116	5	companies	company	NOUN
easat-7035	116	6	to	to	PART
easat-7035	116	7	fund	fund	VERB
easat-7035	116	8	business	business	NOUN
easat-7035	116	9	expansion	expansion	NOUN
easat-7035	116	10	and	and	CCONJ
easat-7035	116	11	technological	technological	ADJ
easat-7035	116	12	innovation	innovation	NOUN
easat-7035	116	13	.	.	PUNCT
easat-7035	117	1	however	however	ADV
easat-7035	117	2	,	,	PUNCT
easat-7035	117	3	high	high	ADJ
easat-7035	117	4	interest	interest	NOUN
easat-7035	117	5	rates	rate	NOUN
easat-7035	117	6	can	can	AUX
easat-7035	117	7	be	be	AUX
easat-7035	117	8	an	an	DET
easat-7035	117	9	obstacle	obstacle	NOUN
easat-7035	117	10	if	if	SCONJ
easat-7035	117	11	debt	debt	NOUN
easat-7035	117	12	is	be	AUX
easat-7035	117	13	not	not	PART
easat-7035	117	14	managed	manage	VERB
easat-7035	117	15	properly	properly	ADV
easat-7035	117	16	.	.	PUNCT
easat-7035	118	1	in	in	ADP
easat-7035	118	2	contrast	contrast	NOUN
easat-7035	118	3	to	to	ADP
easat-7035	118	4	the	the	DET
easat-7035	118	5	findings	finding	NOUN
easat-7035	118	6	of	of	ADP
easat-7035	118	7	hatami	hatami	PROPN
easat-7035	118	8	&	&	CCONJ
easat-7035	118	9	hendratno	hendratno	PROPN
easat-7035	118	10	,	,	PUNCT
easat-7035	118	11	which	which	PRON
easat-7035	118	12	stated	state	VERB
easat-7035	118	13	that	that	SCONJ
easat-7035	118	14	der	der	NOUN
easat-7035	118	15	had	have	VERB
easat-7035	118	16	no	no	DET
easat-7035	118	17	effect	effect	NOUN
easat-7035	118	18	on	on	ADP
easat-7035	118	19	roa	roa	PROPN
easat-7035	118	20	,	,	PUNCT
easat-7035	118	21	this	this	DET
easat-7035	118	22	difference	difference	NOUN
easat-7035	118	23	may	may	AUX
easat-7035	118	24	be	be	AUX
easat-7035	118	25	caused	cause	VERB
easat-7035	118	26	by	by	ADP
easat-7035	118	27	different	different	ADJ
easat-7035	118	28	industrial	industrial	ADJ
easat-7035	118	29	sectors	sector	NOUN
easat-7035	118	30	and	and	CCONJ
easat-7035	118	31	debt	debt	NOUN
easat-7035	118	32	management	management	NOUN
easat-7035	118	33	strategies	strategy	NOUN
easat-7035	118	34	[	[	X
easat-7035	118	35	44	44	NUM
easat-7035	118	36	]	]	PUNCT
easat-7035	118	37	.	.	PUNCT
easat-7035	119	1	a	a	DET
easat-7035	119	2	greater	great	ADJ
easat-7035	119	3	long	long	ADJ
easat-7035	119	4	-	-	PUNCT
easat-7035	119	5	term	term	NOUN
easat-7035	119	6	debt	debt	NOUN
easat-7035	119	7	ratio	ratio	NOUN
easat-7035	119	8	correlates	correlate	VERB
easat-7035	119	9	with	with	ADP
easat-7035	119	10	increased	increase	VERB
easat-7035	119	11	returns	return	NOUN
easat-7035	119	12	on	on	ADP
easat-7035	119	13	assets	asset	NOUN
easat-7035	119	14	[	[	X
easat-7035	119	15	45	45	NUM
easat-7035	119	16	]	]	PUNCT
easat-7035	119	17	.	.	PUNCT
easat-7035	120	1	however	however	ADV
easat-7035	120	2	,	,	PUNCT
easat-7035	120	3	ltd	ltd	PROPN
easat-7035	120	4	has	have	VERB
easat-7035	120	5	a	a	DET
easat-7035	120	6	negative	negative	ADJ
easat-7035	120	7	impact	impact	NOUN
easat-7035	120	8	on	on	ADP
easat-7035	120	9	roa	roa	PROPN
easat-7035	120	10	,	,	PUNCT
easat-7035	120	11	as	as	ADP
easat-7035	120	12	research	research	NOUN
easat-7035	120	13	by	by	ADP
easat-7035	120	14	yanti	yanti	PROPN
easat-7035	120	15	et	et	PROPN
easat-7035	120	16	al	al	PROPN
easat-7035	120	17	.	.	PROPN
easat-7035	120	18	,	,	PUNCT
easat-7035	120	19	which	which	PRON
easat-7035	120	20	found	find	VERB
easat-7035	120	21	that	that	SCONJ
easat-7035	120	22	ltd	ltd	PROPN
easat-7035	120	23	has	have	VERB
easat-7035	120	24	a	a	DET
easat-7035	120	25	significant	significant	ADJ
easat-7035	120	26	impact	impact	NOUN
easat-7035	120	27	on	on	ADP
easat-7035	120	28	return	return	NOUN
easat-7035	120	29	on	on	ADP
easat-7035	120	30	equity	equity	NOUN
easat-7035	120	31	.	.	PUNCT
easat-7035	121	1	ltd	ltd	PROPN
easat-7035	121	2	increases	increase	VERB
easat-7035	121	3	interest	interest	NOUN
easat-7035	121	4	expenses	expense	NOUN
easat-7035	121	5	and	and	CCONJ
easat-7035	121	6	reduces	reduce	VERB
easat-7035	121	7	the	the	DET
easat-7035	121	8	company	company	NOUN
easat-7035	121	9	's	's	PART
easat-7035	121	10	financial	financial	ADJ
easat-7035	121	11	flexibility	flexibility	NOUN
easat-7035	121	12	,	,	PUNCT
easat-7035	121	13	which	which	PRON
easat-7035	121	14	can	can	AUX
easat-7035	121	15	reduce	reduce	VERB
easat-7035	121	16	profitability	profitability	NOUN
easat-7035	121	17	.	.	PUNCT
easat-7035	122	1	if	if	SCONJ
easat-7035	122	2	not	not	PART
easat-7035	122	3	managed	manage	VERB
easat-7035	122	4	properly	properly	ADV
easat-7035	122	5	,	,	PUNCT
easat-7035	122	6	the	the	DET
easat-7035	122	7	company	company	NOUN
easat-7035	122	8	will	will	AUX
easat-7035	122	9	have	have	VERB
easat-7035	122	10	difficulty	difficulty	NOUN
easat-7035	122	11	allocating	allocate	VERB
easat-7035	122	12	funds	fund	NOUN
easat-7035	122	13	for	for	ADP
easat-7035	122	14	innovation	innovation	NOUN
easat-7035	122	15	and	and	CCONJ
easat-7035	122	16	expansion	expansion	NOUN
easat-7035	123	1	[	[	X
easat-7035	123	2	46	46	NUM
easat-7035	123	3	]	]	PUNCT
easat-7035	123	4	.	.	PUNCT
easat-7035	124	1	managers	manager	NOUN
easat-7035	124	2	must	must	AUX
easat-7035	124	3	exercise	exercise	VERB
easat-7035	124	4	significant	significant	ADJ
easat-7035	124	5	caution	caution	NOUN
easat-7035	124	6	when	when	SCONJ
easat-7035	124	7	determining	determine	VERB
easat-7035	124	8	the	the	DET
easat-7035	124	9	ideal	ideal	ADJ
easat-7035	124	10	amount	amount	NOUN
easat-7035	124	11	of	of	ADP
easat-7035	124	12	long	long	ADJ
easat-7035	124	13	-	-	PUNCT
easat-7035	124	14	term	term	NOUN
easat-7035	124	15	debt	debt	NOUN
easat-7035	124	16	to	to	PART
easat-7035	124	17	incorporate	incorporate	VERB
easat-7035	124	18	into	into	ADP
easat-7035	124	19	their	their	PRON
easat-7035	124	20	company	company	NOUN
easat-7035	124	21	's	's	PART
easat-7035	124	22	capital	capital	NOUN
easat-7035	124	23	structure	structure	NOUN
easat-7035	124	24	[	[	X
easat-7035	124	25	47	47	NUM
easat-7035	124	26	]	]	PUNCT
easat-7035	124	27	.	.	PUNCT
easat-7035	125	1	std	std	NOUN
easat-7035	125	2	has	have	VERB
easat-7035	125	3	no	no	DET
easat-7035	125	4	impact	impact	NOUN
easat-7035	125	5	on	on	ADP
easat-7035	125	6	roa	roa	PROPN
easat-7035	125	7	,	,	PUNCT
easat-7035	125	8	in	in	ADP
easat-7035	125	9	line	line	NOUN
easat-7035	125	10	with	with	ADP
easat-7035	125	11	yanti	yanti	PROPN
easat-7035	125	12	's	's	PART
easat-7035	125	13	research	research	NOUN
easat-7035	125	14	yanti	yanti	NOUN
easat-7035	125	15	and	and	CCONJ
easat-7035	125	16	sisdianto	sisdianto	ADP
easat-7035	125	17	[	[	X
easat-7035	125	18	46	46	NUM
easat-7035	125	19	]	]	PUNCT
easat-7035	125	20	which	which	PRON
easat-7035	125	21	shows	show	VERB
easat-7035	125	22	that	that	SCONJ
easat-7035	125	23	short	short	ADJ
easat-7035	125	24	-	-	PUNCT
easat-7035	125	25	term	term	NOUN
easat-7035	125	26	debt	debt	NOUN
easat-7035	125	27	has	have	VERB
easat-7035	125	28	no	no	DET
easat-7035	125	29	significant	significant	ADJ
easat-7035	125	30	impact	impact	NOUN
easat-7035	125	31	on	on	ADP
easat-7035	125	32	return	return	NOUN
easat-7035	125	33	on	on	ADP
easat-7035	125	34	equity	equity	NOUN
easat-7035	125	35	.	.	PUNCT
easat-7035	126	1	std	std	NOUN
easat-7035	126	2	in	in	ADP
easat-7035	126	3	fintech	fintech	NOUN
easat-7035	126	4	companies	company	NOUN
easat-7035	126	5	is	be	AUX
easat-7035	126	6	generally	generally	ADV
easat-7035	126	7	used	use	VERB
easat-7035	126	8	for	for	ADP
easat-7035	126	9	routine	routine	ADJ
easat-7035	126	10	operations	operation	NOUN
easat-7035	126	11	and	and	CCONJ
easat-7035	126	12	does	do	AUX
easat-7035	126	13	not	not	PART
easat-7035	126	14	have	have	VERB
easat-7035	126	15	a	a	DET
easat-7035	126	16	direct	direct	ADJ
easat-7035	126	17	impact	impact	NOUN
easat-7035	126	18	on	on	ADP
easat-7035	126	19	profitability	profitability	NOUN
easat-7035	126	20	.	.	PUNCT
easat-7035	127	1	good	good	ADJ
easat-7035	127	2	cash	cash	NOUN
easat-7035	127	3	management	management	NOUN
easat-7035	127	4	allows	allow	VERB
easat-7035	127	5	companies	company	NOUN
easat-7035	127	6	to	to	PART
easat-7035	127	7	manage	manage	VERB
easat-7035	127	8	this	this	DET
easat-7035	127	9	debt	debt	NOUN
easat-7035	127	10	without	without	ADP
easat-7035	127	11	causing	cause	VERB
easat-7035	127	12	significant	significant	ADJ
easat-7035	127	13	financial	financial	ADJ
easat-7035	127	14	stress	stress	NOUN
easat-7035	127	15	.	.	PUNCT
easat-7035	128	1	leverage	leverage	NOUN
easat-7035	128	2	,	,	PUNCT
easat-7035	128	3	der	der	NOUN
easat-7035	128	4	,	,	PUNCT
easat-7035	128	5	ltd	ltd	PROPN
easat-7035	128	6	,	,	PUNCT
easat-7035	128	7	and	and	CCONJ
easat-7035	128	8	std	std	NOUN
easat-7035	128	9	simultaneously	simultaneously	ADV
easat-7035	128	10	affect	affect	VERB
easat-7035	128	11	roa	roa	PROPN
easat-7035	128	12	.	.	PUNCT
easat-7035	129	1	these	these	DET
easat-7035	129	2	factors	factor	NOUN
easat-7035	129	3	shape	shape	VERB
easat-7035	129	4	the	the	DET
easat-7035	129	5	company	company	NOUN
easat-7035	129	6	's	's	PART
easat-7035	129	7	funding	funding	NOUN
easat-7035	129	8	structure	structure	NOUN
easat-7035	129	9	and	and	CCONJ
easat-7035	129	10	determine	determine	VERB
easat-7035	129	11	the	the	DET
easat-7035	129	12	level	level	NOUN
easat-7035	129	13	of	of	ADP
easat-7035	129	14	profitability	profitability	NOUN
easat-7035	129	15	.	.	PUNCT
easat-7035	130	1	if	if	SCONJ
easat-7035	130	2	managed	manage	VERB
easat-7035	130	3	optimally	optimally	ADV
easat-7035	130	4	,	,	PUNCT
easat-7035	130	5	companies	company	NOUN
easat-7035	130	6	can	can	AUX
easat-7035	130	7	use	use	VERB
easat-7035	130	8	debt	debt	NOUN
easat-7035	130	9	for	for	ADP
easat-7035	130	10	growth	growth	NOUN
easat-7035	130	11	and	and	CCONJ
easat-7035	130	12	innovation	innovation	NOUN
easat-7035	130	13	without	without	ADP
easat-7035	130	14	increasing	increase	VERB
easat-7035	130	15	financial	financial	ADJ
easat-7035	130	16	risk	risk	NOUN
easat-7035	130	17	excessively	excessively	ADV
easat-7035	130	18	.	.	PUNCT
easat-7035	131	1	however	however	ADV
easat-7035	131	2	,	,	PUNCT
easat-7035	131	3	an	an	DET
easat-7035	131	4	imbalance	imbalance	NOUN
easat-7035	131	5	in	in	ADP
easat-7035	131	6	debt	debt	NOUN
easat-7035	131	7	management	management	NOUN
easat-7035	131	8	can	can	AUX
easat-7035	131	9	reduce	reduce	VERB
easat-7035	131	10	profitability	profitability	NOUN
easat-7035	131	11	and	and	CCONJ
easat-7035	131	12	increase	increase	VERB
easat-7035	131	13	the	the	DET
easat-7035	131	14	company	company	NOUN
easat-7035	131	15	's	's	PART
easat-7035	131	16	financial	financial	ADJ
easat-7035	131	17	burden	burden	NOUN
easat-7035	131	18	.	.	PUNCT
easat-7035	132	1	according	accord	VERB
easat-7035	132	2	to	to	ADP
easat-7035	132	3	alhaddad	alhaddad	PROPN
easat-7035	132	4	et	et	PROPN
easat-7035	132	5	,	,	PUNCT
easat-7035	132	6	corporate	corporate	ADJ
easat-7035	132	7	managers	manager	NOUN
easat-7035	132	8	ought	ought	AUX
easat-7035	132	9	to	to	PART
easat-7035	132	10	diversify	diversify	VERB
easat-7035	132	11	their	their	PRON
easat-7035	132	12	financing	financing	NOUN
easat-7035	132	13	strategies	strategy	NOUN
easat-7035	132	14	to	to	PART
easat-7035	132	15	improve	improve	VERB
easat-7035	132	16	both	both	DET
easat-7035	132	17	their	their	PRON
easat-7035	132	18	historical	historical	ADJ
easat-7035	132	19	and	and	CCONJ
easat-7035	132	20	prospective	prospective	ADJ
easat-7035	132	21	financial	financial	ADJ
easat-7035	132	22	performance	performance	NOUN
easat-7035	132	23	metrics	metric	NOUN
easat-7035	132	24	in	in	ADP
easat-7035	132	25	the	the	DET
easat-7035	132	26	short	short	ADJ
easat-7035	132	27	and	and	CCONJ
easat-7035	132	28	long	long	ADJ
easat-7035	132	29	term	term	NOUN
easat-7035	132	30	[	[	X
easat-7035	132	31	48	48	NUM
easat-7035	132	32	]	]	SYM
easat-7035	132	33	.	.	PUNCT
easat-7035	133	1	5	5	X
easat-7035	133	2	.	.	X
easat-7035	133	3	conclusion	conclusion	NOUN
easat-7035	133	4	and	and	CCONJ
easat-7035	133	5	policy	policy	NOUN
easat-7035	133	6	implications	implication	NOUN
easat-7035	133	7	this	this	DET
easat-7035	133	8	study	study	NOUN
easat-7035	133	9	shows	show	VERB
easat-7035	133	10	that	that	SCONJ
easat-7035	133	11	leverage	leverage	NOUN
easat-7035	133	12	and	and	CCONJ
easat-7035	133	13	der	der	NOUN
easat-7035	133	14	have	have	VERB
easat-7035	133	15	a	a	DET
easat-7035	133	16	positive	positive	ADJ
easat-7035	133	17	effect	effect	NOUN
easat-7035	133	18	on	on	ADP
easat-7035	133	19	roa	roa	PROPN
easat-7035	133	20	of	of	ADP
easat-7035	133	21	fintech	fintech	NOUN
easat-7035	133	22	companies	company	NOUN
easat-7035	133	23	,	,	PUNCT
easat-7035	133	24	while	while	SCONJ
easat-7035	133	25	ltd	ltd	PROPN
easat-7035	133	26	has	have	VERB
easat-7035	133	27	a	a	DET
easat-7035	133	28	negative	negative	ADJ
easat-7035	133	29	impact	impact	NOUN
easat-7035	133	30	,	,	PUNCT
easat-7035	133	31	and	and	CCONJ
easat-7035	133	32	std	std	NOUN
easat-7035	133	33	has	have	VERB
easat-7035	133	34	no	no	DET
easat-7035	133	35	significant	significant	ADJ
easat-7035	133	36	impact	impact	NOUN
easat-7035	133	37	.	.	PUNCT
easat-7035	134	1	with	with	ADP
easat-7035	134	2	an	an	DET
easat-7035	134	3	r	r	NOUN
easat-7035	134	4	-	-	PUNCT
easat-7035	134	5	square	square	ADJ
easat-7035	134	6	value	value	NOUN
easat-7035	134	7	of	of	ADP
easat-7035	134	8	21.3	21.3	NUM
easat-7035	134	9	%	%	NOUN
easat-7035	134	10	,	,	PUNCT
easat-7035	134	11	this	this	DET
easat-7035	134	12	model	model	NOUN
easat-7035	134	13	explains	explain	VERB
easat-7035	134	14	that	that	SCONJ
easat-7035	134	15	capital	capital	NOUN
easat-7035	134	16	structure	structure	NOUN
easat-7035	134	17	plays	play	VERB
easat-7035	134	18	a	a	DET
easat-7035	134	19	role	role	NOUN
easat-7035	134	20	in	in	ADP
easat-7035	134	21	determining	determine	VERB
easat-7035	134	22	profitability	profitability	NOUN
easat-7035	134	23	,	,	PUNCT
easat-7035	134	24	although	although	SCONJ
easat-7035	134	25	there	there	PRON
easat-7035	134	26	are	be	VERB
easat-7035	134	27	other	other	ADJ
easat-7035	134	28	factors	factor	NOUN
easat-7035	134	29	that	that	PRON
easat-7035	134	30	also	also	ADV
easat-7035	134	31	influence	influence	VERB
easat-7035	134	32	it	it	PRON
easat-7035	134	33	.	.	PUNCT
easat-7035	135	1	the	the	DET
easat-7035	135	2	policy	policy	NOUN
easat-7035	135	3	implications	implication	NOUN
easat-7035	135	4	that	that	PRON
easat-7035	135	5	can	can	AUX
easat-7035	135	6	be	be	AUX
easat-7035	135	7	taken	take	VERB
easat-7035	135	8	are	be	AUX
easat-7035	135	9	that	that	SCONJ
easat-7035	135	10	fintech	fintech	NOUN
easat-7035	135	11	companies	company	NOUN
easat-7035	135	12	need	need	VERB
easat-7035	135	13	to	to	PART
easat-7035	135	14	optimize	optimize	VERB
easat-7035	135	15	the	the	DET
easat-7035	135	16	use	use	NOUN
easat-7035	135	17	of	of	ADP
easat-7035	135	18	leverage	leverage	NOUN
easat-7035	135	19	and	and	CCONJ
easat-7035	135	20	der	der	NOUN
easat-7035	135	21	in	in	ADP
easat-7035	135	22	financing	financing	NOUN
easat-7035	135	23	operations	operation	NOUN
easat-7035	135	24	and	and	CCONJ
easat-7035	135	25	expansion	expansion	NOUN
easat-7035	135	26	,	,	PUNCT
easat-7035	135	27	by	by	ADP
easat-7035	135	28	ensuring	ensure	VERB
easat-7035	135	29	that	that	SCONJ
easat-7035	135	30	long	long	ADJ
easat-7035	135	31	-	-	PUNCT
easat-7035	135	32	term	term	NOUN
easat-7035	135	33	debt	debt	NOUN
easat-7035	135	34	is	be	AUX
easat-7035	135	35	not	not	PART
easat-7035	135	36	excessive	excessive	ADJ
easat-7035	135	37	so	so	SCONJ
easat-7035	135	38	as	as	SCONJ
easat-7035	135	39	not	not	PART
easat-7035	135	40	to	to	PART
easat-7035	135	41	burden	burden	VERB
easat-7035	135	42	the	the	DET
easat-7035	135	43	company	company	NOUN
easat-7035	135	44	's	's	PART
easat-7035	135	45	finances	finance	NOUN
easat-7035	135	46	.	.	PUNCT
easat-7035	136	1	financial	financial	ADJ
easat-7035	136	2	856	856	NUM
easat-7035	136	3	edelweiss	edelweiss	PROPN
easat-7035	136	4	applied	apply	VERB
easat-7035	136	5	science	science	NOUN
easat-7035	136	6	and	and	CCONJ
easat-7035	136	7	technology	technology	NOUN
easat-7035	136	8	issn	issn	PROPN
easat-7035	136	9	:	:	PUNCT
easat-7035	136	10	2576	2576	NUM
easat-7035	136	11	-	-	SYM
easat-7035	136	12	8484	8484	NUM
easat-7035	136	13	vol	vol	NOUN
easat-7035	136	14	.	.	PROPN
easat-7035	137	1	9	9	NUM
easat-7035	137	2	,	,	PUNCT
easat-7035	137	3	no	no	INTJ
easat-7035	137	4	.	.	NOUN
easat-7035	137	5	5	5	NUM
easat-7035	137	6	:	:	SYM
easat-7035	137	7	851	851	NUM
easat-7035	137	8	-	-	SYM
easat-7035	137	9	858	858	NUM
easat-7035	137	10	,	,	PUNCT
easat-7035	137	11	2025	2025	NUM
easat-7035	137	12	doi	doi	NOUN
easat-7035	137	13	:	:	PUNCT
easat-7035	137	14	10.55214/25768484.v9i5.7035	10.55214/25768484.v9i5.7035	NUM
easat-7035	137	15	©	©	PROPN
easat-7035	137	16	2025	2025	NUM
easat-7035	137	17	by	by	ADP
easat-7035	137	18	the	the	DET
easat-7035	137	19	authors	author	NOUN
easat-7035	137	20	;	;	PUNCT
easat-7035	137	21	licensee	licensee	PROPN
easat-7035	137	22	learning	learn	VERB
easat-7035	137	23	gate	gate	NOUN
easat-7035	137	24	authorities	authority	NOUN
easat-7035	137	25	and	and	CCONJ
easat-7035	137	26	regulators	regulator	NOUN
easat-7035	137	27	can	can	AUX
easat-7035	137	28	consider	consider	VERB
easat-7035	137	29	supervisory	supervisory	ADJ
easat-7035	137	30	policies	policy	NOUN
easat-7035	137	31	on	on	ADP
easat-7035	137	32	fintech	fintech	NOUN
easat-7035	137	33	capital	capital	NOUN
easat-7035	137	34	structures	structure	NOUN
easat-7035	137	35	to	to	PART
easat-7035	137	36	encourage	encourage	VERB
easat-7035	137	37	healthier	healthy	ADJ
easat-7035	137	38	financial	financial	ADJ
easat-7035	137	39	management	management	NOUN
easat-7035	137	40	practices	practice	NOUN
easat-7035	137	41	,	,	PUNCT
easat-7035	137	42	thereby	thereby	ADV
easat-7035	137	43	increasing	increase	VERB
easat-7035	137	44	the	the	DET
easat-7035	137	45	stability	stability	NOUN
easat-7035	137	46	of	of	ADP
easat-7035	137	47	the	the	DET
easat-7035	137	48	fintech	fintech	NOUN
easat-7035	137	49	industry	industry	NOUN
easat-7035	137	50	.	.	PUNCT
easat-7035	138	1	transparency	transparency	NOUN
easat-7035	138	2	:	:	PUNCT
easat-7035	138	3	the	the	DET
easat-7035	138	4	authors	author	NOUN
easat-7035	138	5	confirm	confirm	VERB
easat-7035	138	6	that	that	SCONJ
easat-7035	138	7	the	the	DET
easat-7035	138	8	manuscript	manuscript	NOUN
easat-7035	138	9	is	be	AUX
easat-7035	138	10	an	an	DET
easat-7035	138	11	honest	honest	ADJ
easat-7035	138	12	,	,	PUNCT
easat-7035	138	13	accurate	accurate	ADJ
easat-7035	138	14	,	,	PUNCT
easat-7035	138	15	and	and	CCONJ
easat-7035	138	16	transparent	transparent	ADJ
easat-7035	138	17	account	account	NOUN
easat-7035	138	18	of	of	ADP
easat-7035	138	19	the	the	DET
easat-7035	138	20	study	study	NOUN
easat-7035	138	21	;	;	PUNCT
easat-7035	138	22	that	that	SCONJ
easat-7035	138	23	no	no	DET
easat-7035	138	24	vital	vital	ADJ
easat-7035	138	25	features	feature	NOUN
easat-7035	138	26	of	of	ADP
easat-7035	138	27	the	the	DET
easat-7035	138	28	study	study	NOUN
easat-7035	138	29	have	have	AUX
easat-7035	138	30	been	be	AUX
easat-7035	138	31	omitted	omit	VERB
easat-7035	138	32	;	;	PUNCT
easat-7035	138	33	and	and	CCONJ
easat-7035	138	34	that	that	SCONJ
easat-7035	138	35	any	any	DET
easat-7035	138	36	discrepancies	discrepancy	NOUN
easat-7035	138	37	from	from	ADP
easat-7035	138	38	the	the	DET
easat-7035	138	39	study	study	NOUN
easat-7035	138	40	as	as	SCONJ
easat-7035	138	41	planned	plan	VERB
easat-7035	138	42	have	have	AUX
easat-7035	138	43	been	be	AUX
easat-7035	138	44	explained	explain	VERB
easat-7035	138	45	.	.	PUNCT
easat-7035	139	1	this	this	DET
easat-7035	139	2	study	study	NOUN
easat-7035	139	3	followed	follow	VERB
easat-7035	139	4	all	all	DET
easat-7035	139	5	ethical	ethical	ADJ
easat-7035	139	6	practices	practice	NOUN
easat-7035	139	7	during	during	ADP
easat-7035	139	8	writing	writing	NOUN
easat-7035	139	9	.	.	PUNCT
easat-7035	140	1	acknowledgements	acknowledgement	NOUN
easat-7035	140	2	:	:	PUNCT
easat-7035	140	3	the	the	DET
easat-7035	140	4	researchers	researcher	NOUN
easat-7035	140	5	formally	formally	ADV
easat-7035	140	6	declare	declare	VERB
easat-7035	140	7	that	that	SCONJ
easat-7035	140	8	this	this	DET
easat-7035	140	9	academic	academic	ADJ
easat-7035	140	10	work	work	NOUN
easat-7035	140	11	constitutes	constitute	VERB
easat-7035	140	12	an	an	DET
easat-7035	140	13	authentic	authentic	ADJ
easat-7035	140	14	,	,	PUNCT
easat-7035	140	15	methodologically	methodologically	ADV
easat-7035	140	16	rigorous	rigorous	ADJ
easat-7035	140	17	,	,	PUNCT
easat-7035	140	18	and	and	CCONJ
easat-7035	140	19	fully	fully	ADV
easat-7035	140	20	disclosed	disclose	VERB
easat-7035	140	21	account	account	NOUN
easat-7035	140	22	of	of	ADP
easat-7035	140	23	investigative	investigative	ADJ
easat-7035	140	24	activities	activity	NOUN
easat-7035	140	25	.	.	PUNCT
easat-7035	141	1	all	all	DET
easat-7035	141	2	essential	essential	ADJ
easat-7035	141	3	components	component	NOUN
easat-7035	141	4	of	of	ADP
easat-7035	141	5	the	the	DET
easat-7035	141	6	study	study	NOUN
easat-7035	141	7	design	design	NOUN
easat-7035	141	8	,	,	PUNCT
easat-7035	141	9	implementation	implementation	NOUN
easat-7035	141	10	,	,	PUNCT
easat-7035	141	11	and	and	CCONJ
easat-7035	141	12	analysis	analysis	NOUN
easat-7035	141	13	have	have	AUX
easat-7035	141	14	been	be	AUX
easat-7035	141	15	inclusively	inclusively	ADV
easat-7035	141	16	documented	document	VERB
easat-7035	141	17	,	,	PUNCT
easat-7035	141	18	with	with	ADP
easat-7035	141	19	substantive	substantive	ADJ
easat-7035	141	20	explanations	explanation	NOUN
easat-7035	141	21	provided	provide	VERB
easat-7035	141	22	for	for	ADP
easat-7035	141	23	any	any	DET
easat-7035	141	24	modifications	modification	NOUN
easat-7035	141	25	to	to	PART
easat-7035	141	26	predetermined	predetermine	VERB
easat-7035	141	27	research	research	NOUN
easat-7035	141	28	protocols	protocol	NOUN
easat-7035	141	29	.	.	PUNCT
easat-7035	142	1	the	the	DET
easat-7035	142	2	scholarly	scholarly	ADJ
easat-7035	142	3	endeavor	endeavor	NOUN
easat-7035	142	4	maintains	maintain	VERB
easat-7035	142	5	unwavering	unwavere	VERB
easat-7035	142	6	compliance	compliance	NOUN
easat-7035	142	7	with	with	ADP
easat-7035	142	8	international	international	ADJ
easat-7035	142	9	ethical	ethical	ADJ
easat-7035	142	10	standards	standard	NOUN
easat-7035	142	11	governing	govern	VERB
easat-7035	142	12	scientific	scientific	ADJ
easat-7035	142	13	inquiry	inquiry	NOUN
easat-7035	142	14	,	,	PUNCT
easat-7035	142	15	encompassing	encompass	VERB
easat-7035	142	16	experimental	experimental	ADJ
easat-7035	142	17	procedures	procedure	NOUN
easat-7035	142	18	,	,	PUNCT
easat-7035	142	19	data	datum	NOUN
easat-7035	142	20	handling	handle	VERB
easat-7035	142	21	protocols	protocol	NOUN
easat-7035	142	22	,	,	PUNCT
easat-7035	142	23	and	and	CCONJ
easat-7035	142	24	scholarly	scholarly	ADJ
easat-7035	142	25	communication	communication	NOUN
easat-7035	142	26	practices	practice	NOUN
easat-7035	142	27	.	.	PUNCT
easat-7035	143	1	copyright	copyright	NOUN
easat-7035	143	2	:	:	PUNCT
easat-7035	143	3	©	©	PROPN
easat-7035	143	4	2025	2025	NUM
easat-7035	143	5	by	by	ADP
easat-7035	143	6	the	the	DET
easat-7035	143	7	authors	author	NOUN
easat-7035	143	8	.	.	PUNCT
easat-7035	144	1	this	this	DET
easat-7035	144	2	open	open	ADJ
easat-7035	144	3	-	-	PUNCT
easat-7035	144	4	access	access	NOUN
easat-7035	144	5	article	article	NOUN
easat-7035	144	6	is	be	AUX
easat-7035	144	7	distributed	distribute	VERB
easat-7035	144	8	under	under	ADP
easat-7035	144	9	the	the	DET
easat-7035	144	10	terms	term	NOUN
easat-7035	144	11	and	and	CCONJ
easat-7035	144	12	conditions	condition	NOUN
easat-7035	144	13	of	of	ADP
easat-7035	144	14	the	the	DET
easat-7035	144	15	creative	creative	ADJ
easat-7035	144	16	commons	common	NOUN
easat-7035	144	17	attribution	attribution	NOUN
easat-7035	144	18	(	(	PUNCT
easat-7035	144	19	cc	cc	NOUN
easat-7035	144	20	by	by	ADP
easat-7035	144	21	)	)	PUNCT
easat-7035	144	22	license	license	NOUN
easat-7035	144	23	(	(	PUNCT
easat-7035	144	24	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-7035	144	25	)	)	PUNCT
easat-7035	144	26	.	.	PUNCT
easat-7035	145	1	references	reference	NOUN
easat-7035	145	2	[	[	X
easat-7035	145	3	1	1	NUM
easat-7035	145	4	]	]	X
easat-7035	145	5	n.	n.	PROPN
easat-7035	145	6	l.	l.	PROPN
easat-7035	145	7	w.	w.	PROPN
easat-7035	145	8	s.	s.	PROPN
easat-7035	145	9	r.	r.	PROPN
easat-7035	145	10	ginatara	ginatara	PROPN
easat-7035	145	11	,	,	PUNCT
easat-7035	145	12	financial	financial	ADJ
easat-7035	145	13	technology	technology	NOUN
easat-7035	145	14	,	,	PUNCT
easat-7035	145	15	technology	technology	NOUN
easat-7035	145	16	-	-	PUNCT
easat-7035	145	17	based	base	VERB
easat-7035	145	18	financial	financial	ADJ
easat-7035	145	19	systems	system	NOUN
easat-7035	145	20	in	in	ADP
easat-7035	145	21	the	the	DET
easat-7035	145	22	digital	digital	ADJ
easat-7035	145	23	era	era	NOUN
easat-7035	145	24	.	.	PUNCT
easat-7035	146	1	jakarta	jakarta	PROPN
easat-7035	146	2	:	:	PUNCT
easat-7035	146	3	yayasan	yayasan	PROPN
easat-7035	146	4	kita	kita	PROPN
easat-7035	146	5	menulis	menulis	PROPN
easat-7035	146	6	,	,	PUNCT
easat-7035	146	7	2020	2020	NUM
easat-7035	146	8	.	.	PUNCT
easat-7035	147	1	[	[	X
easat-7035	147	2	2	2	NUM
easat-7035	147	3	]	]	PUNCT
easat-7035	147	4	b.	b.	PROPN
easat-7035	147	5	a.	a.	PROPN
easat-7035	147	6	harahap	harahap	PROPN
easat-7035	147	7	,	,	PUNCT
easat-7035	147	8	p.	p.	PROPN
easat-7035	147	9	b.	b.	PROPN
easat-7035	148	1	idham	idham	PROPN
easat-7035	148	2	,	,	PUNCT
easat-7035	148	3	a.	a.	PROPN
easat-7035	148	4	c.	c.	PROPN
easat-7035	148	5	m.	m.	PROPN
easat-7035	148	6	kusuma	kusuma	PROPN
easat-7035	148	7	,	,	PUNCT
easat-7035	148	8	and	and	CCONJ
easat-7035	148	9	r.	r.	PROPN
easat-7035	148	10	n.	n.	PROPN
easat-7035	148	11	rakhman	rakhman	PROPN
easat-7035	148	12	,	,	PUNCT
easat-7035	148	13	"	"	PUNCT
easat-7035	148	14	the	the	DET
easat-7035	148	15	development	development	NOUN
easat-7035	148	16	of	of	ADP
easat-7035	148	17	financial	financial	ADJ
easat-7035	148	18	technology	technology	NOUN
easat-7035	148	19	related	relate	VERB
easat-7035	148	20	to	to	ADP
easat-7035	148	21	central	central	ADJ
easat-7035	148	22	bank	bank	NOUN
easat-7035	148	23	digital	digital	ADJ
easat-7035	148	24	currency	currency	NOUN
easat-7035	148	25	(	(	PUNCT
easat-7035	148	26	cbdc	cbdc	NOUN
easat-7035	148	27	)	)	PUNCT
easat-7035	148	28	on	on	ADP
easat-7035	148	29	the	the	DET
easat-7035	148	30	transmission	transmission	NOUN
easat-7035	148	31	of	of	ADP
easat-7035	148	32	monetary	monetary	ADJ
easat-7035	148	33	and	and	CCONJ
easat-7035	148	34	macroeconomic	macroeconomic	ADJ
easat-7035	148	35	policies	policy	NOUN
easat-7035	148	36	,	,	PUNCT
easat-7035	148	37	"	"	PUNCT
easat-7035	148	38	bank	bank	PROPN
easat-7035	148	39	indonesia	indonesia	PROPN
easat-7035	148	40	,	,	PUNCT
easat-7035	148	41	vol	vol	NOUN
easat-7035	148	42	.	.	PROPN
easat-7035	148	43	2	2	NUM
easat-7035	148	44	,	,	PUNCT
easat-7035	148	45	no	no	INTJ
easat-7035	148	46	.	.	NOUN
easat-7035	148	47	1	1	NUM
easat-7035	148	48	,	,	PUNCT
easat-7035	148	49	pp	pp	ADJ
easat-7035	148	50	.	.	PUNCT
easat-7035	149	1	1	1	NUM
easat-7035	149	2	-	-	SYM
easat-7035	149	3	80	80	NUM
easat-7035	149	4	,	,	PUNCT
easat-7035	149	5	2017	2017	NUM
easat-7035	149	6	.	.	PUNCT
easat-7035	150	1	[	[	X
easat-7035	150	2	3	3	X
easat-7035	150	3	]	]	X
easat-7035	150	4	r.	r.	PROPN
easat-7035	150	5	agrawal	agrawal	PROPN
easat-7035	150	6	and	and	CCONJ
easat-7035	150	7	m.	m.	PROPN
easat-7035	150	8	kimball	kimball	PROPN
easat-7035	150	9	,	,	PUNCT
easat-7035	150	10	"	"	PUNCT
easat-7035	150	11	breaking	break	VERB
easat-7035	150	12	through	through	ADP
easat-7035	150	13	the	the	DET
easat-7035	150	14	zero	zero	NUM
easat-7035	150	15	lower	lower	ADV
easat-7035	150	16	bound	bind	VERB
easat-7035	150	17	,	,	PUNCT
easat-7035	150	18	"	"	PUNCT
easat-7035	150	19	imf	imf	PROPN
easat-7035	150	20	working	working	PROPN
easat-7035	150	21	paper	paper	NOUN
easat-7035	150	22	no	no	INTJ
easat-7035	150	23	.	.	PUNCT
easat-7035	151	1	15/224	15/224	NUM
easat-7035	151	2	.	.	PUNCT
easat-7035	152	1	international	international	ADJ
easat-7035	152	2	monetary	monetary	ADJ
easat-7035	152	3	fund	fund	NOUN
easat-7035	152	4	.	.	PUNCT
easat-7035	153	1	https://doi.org/10.5089/9781513567327.001	https://doi.org/10.5089/9781513567327.001	PROPN
easat-7035	153	2	,	,	PUNCT
easat-7035	153	3	2015	2015	NUM
easat-7035	153	4	.	.	PUNCT
easat-7035	154	1	[	[	X
easat-7035	154	2	4	4	NUM
easat-7035	154	3	]	]	X
easat-7035	154	4	kpmg	kpmg	PROPN
easat-7035	154	5	,	,	PUNCT
easat-7035	154	6	the	the	DET
easat-7035	154	7	pulse	pulse	NOUN
easat-7035	154	8	of	of	ADP
easat-7035	154	9	fintech	fintech	NOUN
easat-7035	154	10	2018	2018	NUM
easat-7035	154	11	.	.	PUNCT
easat-7035	155	1	london	london	PROPN
easat-7035	155	2	,	,	PUNCT
easat-7035	155	3	uk	uk	PROPN
easat-7035	155	4	:	:	PUNCT
easat-7035	155	5	kpmg	kpmg	PROPN
easat-7035	155	6	,	,	PUNCT
easat-7035	155	7	2018	2018	NUM
easat-7035	155	8	.	.	PUNCT
easat-7035	156	1	[	[	X
easat-7035	156	2	5	5	NUM
easat-7035	156	3	]	]	PUNCT
easat-7035	156	4	ab	ab	PROPN
easat-7035	156	5	accelerator	accelerator	NOUN
easat-7035	156	6	,	,	PUNCT
easat-7035	156	7	the	the	DET
easat-7035	156	8	rise	rise	NOUN
easat-7035	156	9	of	of	ADP
easat-7035	156	10	fintech	fintech	NOUN
easat-7035	156	11	in	in	ADP
easat-7035	156	12	mena	mena	PROPN
easat-7035	156	13	:	:	PUNCT
easat-7035	156	14	jordan	jordan	PROPN
easat-7035	156	15	edition	edition	PROPN
easat-7035	156	16	.	.	PUNCT
easat-7035	157	1	amman	amman	PROPN
easat-7035	157	2	,	,	PUNCT
easat-7035	157	3	jordan	jordan	PROPN
easat-7035	157	4	:	:	PUNCT
easat-7035	157	5	arab	arab	PROPN
easat-7035	157	6	bank	bank	PROPN
easat-7035	157	7	(	(	PUNCT
easat-7035	157	8	abx	abx	PROPN
easat-7035	157	9	)	)	PUNCT
easat-7035	157	10	,	,	PUNCT
easat-7035	157	11	2020	2020	NUM
easat-7035	157	12	.	.	PUNCT
easat-7035	158	1	[	[	X
easat-7035	158	2	6	6	NUM
easat-7035	158	3	]	]	PUNCT
easat-7035	158	4	p.	p.	NOUN
easat-7035	158	5	giudici	giudici	NOUN
easat-7035	158	6	,	,	PUNCT
easat-7035	158	7	"	"	PUNCT
easat-7035	158	8	fintech	fintech	NOUN
easat-7035	158	9	risk	risk	NOUN
easat-7035	158	10	management	management	NOUN
easat-7035	158	11	:	:	PUNCT
easat-7035	158	12	a	a	DET
easat-7035	158	13	research	research	NOUN
easat-7035	158	14	challenge	challenge	NOUN
easat-7035	158	15	for	for	ADP
easat-7035	158	16	artificial	artificial	ADJ
easat-7035	158	17	intelligence	intelligence	NOUN
easat-7035	158	18	in	in	ADP
easat-7035	158	19	finance	finance	NOUN
easat-7035	158	20	,	,	PUNCT
easat-7035	158	21	"	"	PUNCT
easat-7035	158	22	frontiers	frontier	NOUN
easat-7035	158	23	in	in	ADP
easat-7035	158	24	artificial	artificial	ADJ
easat-7035	158	25	intelligence	intelligence	NOUN
easat-7035	158	26	,	,	PUNCT
easat-7035	158	27	vol	vol	NOUN
easat-7035	158	28	.	.	PROPN
easat-7035	158	29	1	1	NUM
easat-7035	158	30	,	,	PUNCT
easat-7035	158	31	pp	pp	ADJ
easat-7035	158	32	.	.	PUNCT
easat-7035	159	1	1	1	NUM
easat-7035	159	2	-	-	SYM
easat-7035	159	3	6	6	NUM
easat-7035	159	4	,	,	PUNCT
easat-7035	159	5	2018	2018	NUM
easat-7035	159	6	.	.	PUNCT
easat-7035	160	1	https://doi.org/10.3389/frai.2018.00001	https://doi.org/10.3389/frai.2018.00001	PROPN
easat-7035	161	1	[	[	X
easat-7035	161	2	7	7	NUM
easat-7035	161	3	]	]	X
easat-7035	161	4	c.	c.	PROPN
easat-7035	161	5	b.	b.	PROPN
easat-7035	161	6	lontchi	lontchi	PROPN
easat-7035	161	7	,	,	PUNCT
easat-7035	161	8	b.	b.	PROPN
easat-7035	161	9	yang	yang	PROPN
easat-7035	161	10	,	,	PUNCT
easat-7035	161	11	and	and	CCONJ
easat-7035	161	12	k.	k.	PROPN
easat-7035	161	13	m.	m.	PROPN
easat-7035	161	14	shuaib	shuaib	PROPN
easat-7035	161	15	,	,	PUNCT
easat-7035	161	16	"	"	PUNCT
easat-7035	161	17	effect	effect	NOUN
easat-7035	161	18	of	of	ADP
easat-7035	161	19	financial	financial	ADJ
easat-7035	161	20	technology	technology	NOUN
easat-7035	161	21	on	on	ADP
easat-7035	161	22	smes	sme	NOUN
easat-7035	161	23	performance	performance	NOUN
easat-7035	161	24	in	in	ADP
easat-7035	161	25	cameroon	cameroon	NOUN
easat-7035	161	26	amid	amid	ADP
easat-7035	161	27	covid-19	covid-19	PROPN
easat-7035	161	28	recovery	recovery	NOUN
easat-7035	161	29	:	:	PUNCT
easat-7035	161	30	the	the	DET
easat-7035	161	31	mediating	mediate	VERB
easat-7035	161	32	effect	effect	NOUN
easat-7035	161	33	of	of	ADP
easat-7035	161	34	financial	financial	ADJ
easat-7035	161	35	literacy	literacy	NOUN
easat-7035	161	36	,	,	PUNCT
easat-7035	161	37	"	"	PUNCT
easat-7035	161	38	sustainability	sustainability	NOUN
easat-7035	161	39	,	,	PUNCT
easat-7035	161	40	vol	vol	NOUN
easat-7035	161	41	.	.	PROPN
easat-7035	161	42	15	15	NUM
easat-7035	161	43	,	,	PUNCT
easat-7035	161	44	no	no	INTJ
easat-7035	161	45	.	.	NOUN
easat-7035	161	46	3	3	NUM
easat-7035	161	47	,	,	PUNCT
easat-7035	161	48	p.	p.	NOUN
easat-7035	161	49	2171	2171	NUM
easat-7035	161	50	,	,	PUNCT
easat-7035	161	51	2023	2023	NUM
easat-7035	161	52	.	.	PUNCT
easat-7035	161	53	https://doi.org/10.3390/su15032171	https://doi.org/10.3390/su15032171	X
easat-7035	162	1	[	[	X
easat-7035	162	2	8	8	NUM
easat-7035	162	3	]	]	X
easat-7035	162	4	google	google	NOUN
easat-7035	162	5	,	,	PUNCT
easat-7035	162	6	"	"	PUNCT
easat-7035	162	7	google	google	NOUN
easat-7035	162	8	trends	trend	NOUN
easat-7035	162	9	,	,	PUNCT
easat-7035	162	10	"	"	PUNCT
easat-7035	162	11	retrieved	retrieve	VERB
easat-7035	162	12	:	:	PUNCT
easat-7035	162	13	https://trends.google.co.id/trends/explore?date=2009-01-01%202024-1009&q=fintech&hl=id	https://trends.google.co.id/trends/explore?date=2009-01-01%202024-1009&q=fintech&hl=id	NOUN
easat-7035	162	14	,	,	PUNCT
easat-7035	162	15	2024	2024	NUM
easat-7035	162	16	.	.	PUNCT
easat-7035	163	1	[	[	X
easat-7035	163	2	9	9	NUM
easat-7035	163	3	]	]	PUNCT
easat-7035	163	4	j.	j.	PROPN
easat-7035	163	5	cfi	cfi	PROPN
easat-7035	163	6	team	team	PROPN
easat-7035	163	7	&	&	CCONJ
easat-7035	163	8	schmidt	schmidt	PROPN
easat-7035	163	9	,	,	PUNCT
easat-7035	163	10	understanding	understand	VERB
easat-7035	163	11	the	the	DET
easat-7035	163	12	fintech	fintech	NOUN
easat-7035	163	13	industry	industry	NOUN
easat-7035	163	14	.	.	PUNCT
easat-7035	164	1	toronto	toronto	PROPN
easat-7035	164	2	,	,	PUNCT
easat-7035	164	3	canada	canada	PROPN
easat-7035	164	4	:	:	PUNCT
easat-7035	164	5	corporate	corporate	ADJ
easat-7035	164	6	finance	finance	PROPN
easat-7035	164	7	institute	institute	PROPN
easat-7035	164	8	(	(	PUNCT
easat-7035	164	9	cfi	cfi	PROPN
easat-7035	164	10	)	)	PUNCT
easat-7035	164	11	,	,	PUNCT
easat-7035	164	12	2021	2021	NUM
easat-7035	164	13	.	.	PUNCT
easat-7035	165	1	[	[	X
easat-7035	165	2	10	10	NUM
easat-7035	165	3	]	]	X
easat-7035	165	4	j.	j.	PROPN
easat-7035	165	5	kagan	kagan	PROPN
easat-7035	165	6	,	,	PUNCT
easat-7035	165	7	e.	e.	PROPN
easat-7035	165	8	estevez	estevez	PROPN
easat-7035	165	9	,	,	PUNCT
easat-7035	165	10	and	and	CCONJ
easat-7035	165	11	s.	s.	PROPN
easat-7035	165	12	kvilhaug	kvilhaug	PROPN
easat-7035	165	13	,	,	PUNCT
easat-7035	165	14	"	"	PUNCT
easat-7035	165	15	financial	financial	ADJ
easat-7035	165	16	technology	technology	NOUN
easat-7035	165	17	(	(	PUNCT
easat-7035	165	18	fintech	fintech	NOUN
easat-7035	165	19	):	):	PUNCT
easat-7035	165	20	its	its	PRON
easat-7035	165	21	uses	use	NOUN
easat-7035	165	22	and	and	CCONJ
easat-7035	165	23	impact	impact	NOUN
easat-7035	165	24	on	on	ADP
easat-7035	165	25	our	our	PRON
easat-7035	165	26	lives	life	NOUN
easat-7035	165	27	.	.	PUNCT
easat-7035	166	1	investopedia	investopedia	PROPN
easat-7035	166	2	,	,	PUNCT
easat-7035	166	3	"	"	PUNCT
easat-7035	166	4	retrieved	retrieve	VERB
easat-7035	166	5	:	:	PUNCT
easat-7035	166	6	https://www.investopedia.com/terms/f/fintech.asp	https://www.investopedia.com/terms/f/fintech.asp	NOUN
easat-7035	166	7	,	,	PUNCT
easat-7035	166	8	2024	2024	NUM
easat-7035	166	9	.	.	PUNCT
easat-7035	167	1	[	[	X
easat-7035	167	2	11	11	NUM
easat-7035	167	3	]	]	PUNCT
easat-7035	167	4	t.	t.	PROPN
easat-7035	167	5	simons	simon	NOUN
easat-7035	167	6	,	,	PUNCT
easat-7035	167	7	"	"	PUNCT
easat-7035	167	8	a	a	DET
easat-7035	167	9	brighter	bright	ADJ
easat-7035	167	10	future	future	NOUN
easat-7035	167	11	for	for	ADP
easat-7035	167	12	fintechs	fintech	NOUN
easat-7035	167	13	in	in	ADP
easat-7035	167	14	2024	2024	NUM
easat-7035	167	15	?	?	PUNCT
easat-7035	168	1	thomson	thomson	PROPN
easat-7035	168	2	reuters	reuters	PROPN
easat-7035	168	3	,	,	PUNCT
easat-7035	168	4	"	"	PUNCT
easat-7035	168	5	retrieved	retrieve	VERB
easat-7035	168	6	:	:	PUNCT
easat-7035	168	7	https://www.thomsonreuters.com/en-us/posts/corporates/fintechs-future-2024/	https://www.thomsonreuters.com/en-us/posts/corporates/fintechs-future-2024/	NOUN
easat-7035	168	8	,	,	PUNCT
easat-7035	168	9	2024	2024	NUM
easat-7035	168	10	.	.	PUNCT
easat-7035	169	1	[	[	X
easat-7035	169	2	12	12	NUM
easat-7035	169	3	]	]	PUNCT
easat-7035	169	4	a.	a.	NOUN
easat-7035	169	5	sahbani	sahbani	NOUN
easat-7035	169	6	,	,	PUNCT
easat-7035	169	7	"	"	PUNCT
easat-7035	169	8	ojk	ojk	NOUN
easat-7035	169	9	emphasizes	emphasize	VERB
easat-7035	169	10	transparency	transparency	NOUN
easat-7035	169	11	principle	principle	NOUN
easat-7035	169	12	in	in	ADP
easat-7035	169	13	fintech	fintech	NOUN
easat-7035	169	14	industry	industry	NOUN
easat-7035	169	15	.	.	PUNCT
easat-7035	170	1	online	online	ADJ
easat-7035	170	2	law	law	NOUN
easat-7035	170	3	,	,	PUNCT
easat-7035	170	4	"	"	PUNCT
easat-7035	170	5	retrieved	retrieve	VERB
easat-7035	170	6	:	:	PUNCT
easat-7035	170	7	https://www.hukumonline.com/berita/a/ojk-tekankan-prinsip-transparansi-pada-industri-fintech-lt5aa63d5da2668	https://www.hukumonline.com/berita/a/ojk-tekankan-prinsip-transparansi-pada-industri-fintech-lt5aa63d5da2668	NOUN
easat-7035	170	8	,	,	PUNCT
easat-7035	170	9	2025	2025	NUM
easat-7035	170	10	.	.	PUNCT
easat-7035	171	1	[	[	X
easat-7035	171	2	13	13	NUM
easat-7035	171	3	]	]	PUNCT
easat-7035	171	4	sinarmas	sinarmas	NOUN
easat-7035	171	5	land	land	NOUN
easat-7035	171	6	,	,	PUNCT
easat-7035	171	7	"	"	PUNCT
easat-7035	171	8	industri	industri	PROPN
easat-7035	171	9	fintech	fintech	NOUN
easat-7035	171	10	bangkrut	bangkrut	NOUN
easat-7035	171	11	,	,	PUNCT
easat-7035	171	12	ini	ini	PROPN
easat-7035	171	13	penyebabnya	penyebabnya	PROPN
easat-7035	171	14	.	.	PUNCT
easat-7035	172	1	sinarmas	sinarmas	PROPN
easat-7035	172	2	land	land	NOUN
easat-7035	172	3	,	,	PUNCT
easat-7035	172	4	"	"	PUNCT
easat-7035	172	5	retrieved	retrieve	VERB
easat-7035	172	6	:	:	PUNCT
easat-7035	172	7	https://ecatalog.sinarmasland.com/article/keuangan-investasi/penyebab-industri-fintechbangkrut#3._masalah_permodalan_dan_keuangan	https://ecatalog.sinarmasland.com/article/keuangan-investasi/penyebab-industri-fintechbangkrut#3._masalah_permodalan_dan_keuangan	ADJ
easat-7035	172	8	,	,	PUNCT
easat-7035	172	9	2025	2025	NUM
easat-7035	172	10	.	.	PUNCT
easat-7035	173	1	[	[	X
easat-7035	173	2	14	14	NUM
easat-7035	173	3	]	]	PUNCT
easat-7035	173	4	t.	t.	PROPN
easat-7035	173	5	i.	i.	PROPN
easat-7035	173	6	susilowati	susilowati	PROPN
easat-7035	173	7	and	and	CCONJ
easat-7035	173	8	w.	w.	PROPN
easat-7035	173	9	mawardi	mawardi	PROPN
easat-7035	173	10	,	,	PUNCT
easat-7035	173	11	"	"	PUNCT
easat-7035	173	12	the	the	DET
easat-7035	173	13	role	role	NOUN
easat-7035	173	14	of	of	ADP
easat-7035	173	15	capital	capital	NOUN
easat-7035	173	16	structure	structure	NOUN
easat-7035	173	17	as	as	ADP
easat-7035	173	18	a	a	DET
easat-7035	173	19	mediator	mediator	NOUN
easat-7035	173	20	of	of	ADP
easat-7035	173	21	profitability	profitability	NOUN
easat-7035	173	22	,	,	PUNCT
easat-7035	173	23	company	company	NOUN
easat-7035	173	24	size	size	NOUN
easat-7035	173	25	,	,	PUNCT
easat-7035	173	26	and	and	CCONJ
easat-7035	173	27	business	business	NOUN
easat-7035	173	28	risk	risk	NOUN
easat-7035	173	29	on	on	ADP
easat-7035	173	30	company	company	NOUN
easat-7035	173	31	value	value	NOUN
easat-7035	173	32	(	(	PUNCT
easat-7035	173	33	study	study	NOUN
easat-7035	173	34	on	on	ADP
easat-7035	173	35	exporters	exporter	NOUN
easat-7035	173	36	listed	list	VERB
easat-7035	173	37	on	on	ADP
easat-7035	173	38	the	the	DET
easat-7035	173	39	indonesia	indonesia	PROPN
easat-7035	173	40	stock	stock	PROPN
easat-7035	173	41	exchange	exchange	PROPN
easat-7035	173	42	2019	2019	NUM
easat-7035	173	43	-	-	SYM
easat-7035	173	44	2023	2023	NUM
easat-7035	173	45	)	)	PUNCT
easat-7035	173	46	,	,	PUNCT
easat-7035	173	47	"	"	PUNCT
easat-7035	173	48	indonesian	indonesian	ADJ
easat-7035	173	49	interdisciplinary	interdisciplinary	ADJ
easat-7035	173	50	journal	journal	NOUN
easat-7035	173	51	of	of	ADP
easat-7035	173	52	sharia	sharia	PROPN
easat-7035	173	53	economics	economics	PROPN
easat-7035	173	54	,	,	PUNCT
easat-7035	173	55	vol	vol	NOUN
easat-7035	173	56	.	.	PROPN
easat-7035	173	57	8	8	NUM
easat-7035	173	58	,	,	PUNCT
easat-7035	173	59	no	no	INTJ
easat-7035	173	60	.	.	NOUN
easat-7035	173	61	1	1	NUM
easat-7035	173	62	,	,	PUNCT
easat-7035	173	63	pp	pp	ADJ
easat-7035	173	64	.	.	PUNCT
easat-7035	173	65	2326	2326	NUM
easat-7035	173	66	-	-	SYM
easat-7035	173	67	2343	2343	NUM
easat-7035	173	68	,	,	PUNCT
easat-7035	173	69	2025	2025	NUM
easat-7035	173	70	.	.	PUNCT
easat-7035	174	1	https://doi.org/10.31538/iijse.v8i1.5968	https://doi.org/10.31538/iijse.v8i1.5968	NOUN
easat-7035	175	1	[	[	X
easat-7035	175	2	15	15	NUM
easat-7035	175	3	]	]	PUNCT
easat-7035	175	4	a.	a.	NOUN
easat-7035	175	5	k.	k.	PROPN
easat-7035	175	6	wardani	wardani	PROPN
easat-7035	175	7	and	and	CCONJ
easat-7035	175	8	f.	f.	PROPN
easat-7035	175	9	r.	r.	PROPN
easat-7035	175	10	dewi	dewi	PROPN
easat-7035	175	11	,	,	PUNCT
easat-7035	175	12	"	"	PUNCT
easat-7035	175	13	capital	capital	NOUN
easat-7035	175	14	structure	structure	NOUN
easat-7035	175	15	analysis	analysis	NOUN
easat-7035	175	16	of	of	ADP
easat-7035	175	17	the	the	DET
easat-7035	175	18	financial	financial	ADJ
easat-7035	175	19	performance	performance	NOUN
easat-7035	175	20	of	of	ADP
easat-7035	175	21	major	major	ADJ
easat-7035	175	22	sector	sector	NOUN
easat-7035	175	23	companies	company	NOUN
easat-7035	175	24	listed	list	VERB
easat-7035	175	25	on	on	ADP
easat-7035	175	26	the	the	DET
easat-7035	175	27	lq45	lq45	PROPN
easat-7035	175	28	index	index	NOUN
easat-7035	175	29	of	of	ADP
easat-7035	175	30	the	the	DET
easat-7035	175	31	indonesia	indonesia	PROPN
easat-7035	175	32	stock	stock	PROPN
easat-7035	175	33	exchange	exchange	PROPN
easat-7035	175	34	,	,	PUNCT
easat-7035	175	35	"	"	PUNCT
easat-7035	175	36	jurnal	jurnal	ADJ
easat-7035	175	37	manajemen	manajeman	NOUN
easat-7035	175	38	dan	dan	PROPN
easat-7035	175	39	organisasi	organisasi	PROPN
easat-7035	175	40	,	,	PUNCT
easat-7035	175	41	vol	vol	NOUN
easat-7035	175	42	.	.	PROPN
easat-7035	175	43	6	6	NUM
easat-7035	175	44	,	,	PUNCT
easat-7035	175	45	no	no	INTJ
easat-7035	175	46	.	.	NOUN
easat-7035	175	47	2	2	NUM
easat-7035	175	48	,	,	PUNCT
easat-7035	175	49	pp	pp	ADJ
easat-7035	175	50	.	.	PUNCT
easat-7035	175	51	134148	134148	NUM
easat-7035	175	52	,	,	PUNCT
easat-7035	175	53	2015	2015	NUM
easat-7035	175	54	.	.	PUNCT
easat-7035	176	1	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-7035	176	2	https://doi.org/10.5089/9781513567327.001	https://doi.org/10.5089/9781513567327.001	PROPN
easat-7035	177	1	https://doi.org/10.3389/frai.2018.00001	https://doi.org/10.3389/frai.2018.00001	PROPN
easat-7035	177	2	https://doi.org/10.3390/su15032171	https://doi.org/10.3390/su15032171	PUNCT
easat-7035	177	3	https://trends.google.co.id/trends/explore?date=2009-01-01%202024-10-09&q=fintech&hl=id	https://trends.google.co.id/trends/explore?date=2009-01-01%202024-10-09&q=fintech&hl=id	PROPN
easat-7035	177	4	https://trends.google.co.id/trends/explore?date=2009-01-01%202024-10-09&q=fintech&hl=id	https://trends.google.co.id/trends/explore?date=2009-01-01%202024-10-09&q=fintech&hl=id	PROPN
easat-7035	177	5	https://www.investopedia.com/terms/f/fintech.asp	https://www.investopedia.com/terms/f/fintech.asp	PROPN
easat-7035	177	6	https://www.thomsonreuters.com/en-us/posts/corporates/fintechs-future-2024/	https://www.thomsonreuters.com/en-us/posts/corporates/fintechs-future-2024/	NOUN
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easat-7035	177	8	https://ecatalog.sinarmasland.com/article/keuangan-investasi/penyebab-industri-fintech-bangkrut#3._masalah_permodalan_dan_keuangan	https://ecatalog.sinarmasland.com/article/keuangan-investasi/penyebab-industri-fintech-bangkrut#3._masalah_permodalan_dan_keuangan	ADJ
easat-7035	177	9	https://ecatalog.sinarmasland.com/article/keuangan-investasi/penyebab-industri-fintech-bangkrut#3._masalah_permodalan_dan_keuangan	https://ecatalog.sinarmasland.com/article/keuangan-investasi/penyebab-industri-fintech-bangkrut#3._masalah_permodalan_dan_keuangan	ADJ
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easat-7035	177	20	-	-	SYM
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easat-7035	177	22	vol	vol	NOUN
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easat-7035	178	2	,	,	PUNCT
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easat-7035	178	6	:	:	SYM
easat-7035	178	7	851	851	NUM
easat-7035	178	8	-	-	SYM
easat-7035	178	9	858	858	NUM
easat-7035	178	10	,	,	PUNCT
easat-7035	178	11	2025	2025	NUM
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easat-7035	179	2	16	16	NUM
easat-7035	179	3	]	]	X
easat-7035	179	4	d.	d.	PROPN
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easat-7035	179	7	f.	f.	PROPN
easat-7035	179	8	fauzan	fauzan	PROPN
easat-7035	179	9	,	,	PUNCT
easat-7035	179	10	"	"	PUNCT
easat-7035	179	11	the	the	DET
easat-7035	179	12	influence	influence	NOUN
easat-7035	179	13	of	of	ADP
easat-7035	179	14	profitability	profitability	NOUN
easat-7035	179	15	,	,	PUNCT
easat-7035	179	16	sales	sale	NOUN
easat-7035	179	17	growth	growth	NOUN
easat-7035	179	18	,	,	PUNCT
easat-7035	179	19	asset	asset	NOUN
easat-7035	179	20	structure	structure	NOUN
easat-7035	179	21	,	,	PUNCT
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easat-7035	179	32	-	-	ADJ
easat-7035	179	33	sector	sector	ADJ
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easat-7035	179	42	,	,	PUNCT
easat-7035	179	43	"	"	PUNCT
easat-7035	179	44	indonesian	indonesian	ADJ
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easat-7035	179	50	,	,	PUNCT
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easat-7035	179	54	,	,	PUNCT
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easat-7035	179	58	,	,	PUNCT
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easat-7035	179	61	4118	4118	NUM
easat-7035	179	62	-	-	SYM
easat-7035	179	63	4136	4136	NUM
easat-7035	179	64	,	,	PUNCT
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easat-7035	179	66	.	.	PUNCT
easat-7035	180	1	https://doi.org/10.31538/iijse.v8i2.6498	https://doi.org/10.31538/iijse.v8i2.6498	PROPN
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easat-7035	181	2	17	17	NUM
easat-7035	181	3	]	]	PUNCT
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easat-7035	181	10	,	,	PUNCT
easat-7035	181	11	and	and	CCONJ
easat-7035	181	12	f.	f.	PROPN
easat-7035	181	13	pribadi	pribadi	PROPN
easat-7035	181	14	,	,	PUNCT
easat-7035	181	15	"	"	PUNCT
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easat-7035	181	19	trends	trend	NOUN
easat-7035	181	20	and	and	CCONJ
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easat-7035	181	23	capital	capital	NOUN
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easat-7035	181	34	-	-	SYM
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easat-7035	181	41	,	,	PUNCT
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easat-7035	182	2	,	,	PUNCT
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easat-7035	182	7	pp	pp	ADJ
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easat-7035	183	1	2024025	2024025	NUM
easat-7035	183	2	-	-	SYM
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easat-7035	183	4	,	,	PUNCT
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easat-7035	183	6	.	.	PUNCT
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easat-7035	185	30	,	,	PUNCT
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easat-7035	185	34	,	,	PUNCT
easat-7035	185	35	pp	pp	ADJ
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easat-7035	185	37	1011	1011	NUM
easat-7035	185	38	-	-	SYM
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easat-7035	188	2	19	19	NUM
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easat-7035	188	16	,	,	PUNCT
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easat-7035	188	19	.	.	PUNCT
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easat-7035	189	4	-	-	PUNCT
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easat-7035	190	2	20	20	NUM
easat-7035	190	3	]	]	PUNCT
easat-7035	190	4	j.	j.	PROPN
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easat-7035	190	35	4	4	NUM
easat-7035	190	36	,	,	PUNCT
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easat-7035	190	42	.	.	PUNCT
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easat-7035	191	2	21	21	NUM
easat-7035	191	3	]	]	PUNCT
easat-7035	191	4	a.	a.	NOUN
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easat-7035	191	14	,	,	PUNCT
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easat-7035	191	16	jurnal	jurnal	ADJ
easat-7035	191	17	ilmiah	ilmiah	PROPN
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easat-7035	191	19	,	,	PUNCT
easat-7035	191	20	ekonomi	ekonomi	PROPN
easat-7035	191	21	,	,	PUNCT
easat-7035	191	22	&	&	CCONJ
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easat-7035	191	24	,	,	PUNCT
easat-7035	191	25	vol	vol	NOUN
easat-7035	191	26	.	.	PROPN
easat-7035	192	1	3	3	NUM
easat-7035	192	2	,	,	PUNCT
easat-7035	192	3	no	no	INTJ
easat-7035	192	4	.	.	NOUN
easat-7035	192	5	2	2	NUM
easat-7035	192	6	,	,	PUNCT
easat-7035	192	7	pp	pp	ADJ
easat-7035	192	8	.	.	PUNCT
easat-7035	193	1	16	16	NUM
easat-7035	193	2	-	-	SYM
easat-7035	193	3	27	27	NUM
easat-7035	193	4	,	,	PUNCT
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easat-7035	193	6	.	.	PUNCT
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easat-7035	194	1	[	[	X
easat-7035	194	2	22	22	NUM
easat-7035	194	3	]	]	PUNCT
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easat-7035	194	9	,	,	PUNCT
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easat-7035	194	12	,	,	PUNCT
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easat-7035	194	42	,	,	PUNCT
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easat-7035	194	45	36	36	NUM
easat-7035	194	46	,	,	PUNCT
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easat-7035	194	50	,	,	PUNCT
easat-7035	194	51	pp	pp	ADJ
easat-7035	194	52	.	.	PUNCT
easat-7035	195	1	157	157	NUM
easat-7035	195	2	-	-	SYM
easat-7035	195	3	168	168	NUM
easat-7035	195	4	,	,	PUNCT
easat-7035	195	5	2025	2025	NUM
easat-7035	195	6	.	.	PUNCT
easat-7035	196	1	https://doi.org/10.1002/jcaf.22761	https://doi.org/10.1002/jcaf.22761	NOUN
easat-7035	196	2	[	[	X
easat-7035	196	3	23	23	NUM
easat-7035	196	4	]	]	X
easat-7035	196	5	i.	i.	NOUN
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easat-7035	196	7	,	,	PUNCT
easat-7035	196	8	"	"	PUNCT
easat-7035	196	9	the	the	DET
easat-7035	196	10	impact	impact	NOUN
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easat-7035	196	16	,	,	PUNCT
easat-7035	196	17	and	and	CCONJ
easat-7035	196	18	dividend	dividend	NOUN
easat-7035	196	19	payment	payment	NOUN
easat-7035	196	20	on	on	ADP
easat-7035	196	21	firm	firm	ADJ
easat-7035	196	22	value	value	NOUN
easat-7035	196	23	:	:	PUNCT
easat-7035	196	24	evidence	evidence	NOUN
easat-7035	196	25	from	from	ADP
easat-7035	196	26	indonesian	indonesian	ADJ
easat-7035	196	27	banking	banking	NOUN
easat-7035	196	28	,	,	PUNCT
easat-7035	196	29	"	"	PUNCT
easat-7035	196	30	in	in	ADP
easat-7035	196	31	proceedings	proceeding	NOUN
easat-7035	196	32	of	of	ADP
easat-7035	196	33	the	the	DET
easat-7035	196	34	4th	4th	PROPN
easat-7035	196	35	asia	asia	PROPN
easat-7035	196	36	pacific	pacific	PROPN
easat-7035	196	37	conference	conference	PROPN
easat-7035	196	38	on	on	ADP
easat-7035	196	39	industrial	industrial	ADJ
easat-7035	196	40	engineering	engineering	NOUN
easat-7035	196	41	and	and	CCONJ
easat-7035	196	42	operations	operation	NOUN
easat-7035	196	43	management	management	NOUN
easat-7035	196	44	,	,	PUNCT
easat-7035	196	45	ho	ho	PROPN
easat-7035	196	46	chi	chi	PROPN
easat-7035	196	47	minh	minh	PROPN
easat-7035	196	48	city	city	PROPN
easat-7035	196	49	,	,	PUNCT
easat-7035	196	50	vietnam	vietnam	PROPN
easat-7035	196	51	,	,	PUNCT
easat-7035	196	52	2023	2023	NUM
easat-7035	196	53	,	,	PUNCT
easat-7035	196	54	doi	doi	NOUN
easat-7035	196	55	:	:	PUNCT
easat-7035	196	56	https://doi.org/10.46254/ap04.20230250	https://doi.org/10.46254/ap04.20230250	NOUN
easat-7035	196	57	.	.	PUNCT
easat-7035	197	1	[	[	X
easat-7035	197	2	24	24	NUM
easat-7035	197	3	]	]	X
easat-7035	197	4	c.	c.	PROPN
easat-7035	197	5	duguleană	duguleană	PROPN
easat-7035	197	6	,	,	PUNCT
easat-7035	197	7	l.	l.	PROPN
easat-7035	197	8	duguleană	duguleană	PROPN
easat-7035	197	9	,	,	PUNCT
easat-7035	197	10	and	and	CCONJ
easat-7035	197	11	k.-d	k.-d	PROPN
easat-7035	197	12	.	.	PUNCT
easat-7035	198	1	deszke	deszke	NOUN
easat-7035	198	2	,	,	PUNCT
easat-7035	198	3	"	"	PUNCT
easat-7035	198	4	financial	financial	ADJ
easat-7035	198	5	performance	performance	NOUN
easat-7035	198	6	and	and	CCONJ
easat-7035	198	7	capital	capital	NOUN
easat-7035	198	8	structure	structure	NOUN
easat-7035	198	9	–	–	PUNCT
easat-7035	198	10	an	an	DET
easat-7035	198	11	econometric	econometric	ADJ
easat-7035	198	12	approach	approach	NOUN
easat-7035	198	13	for	for	ADP
easat-7035	198	14	romanian	romanian	ADJ
easat-7035	198	15	e	e	PROPN
easat-7035	198	16	-	-	NOUN
easat-7035	198	17	commerce	commerce	NOUN
easat-7035	198	18	companies	company	NOUN
easat-7035	198	19	during	during	ADP
easat-7035	198	20	the	the	DET
easat-7035	198	21	covid-19	covid-19	PROPN
easat-7035	198	22	pandemic	pandemic	NOUN
easat-7035	198	23	,	,	PUNCT
easat-7035	198	24	"	"	PUNCT
easat-7035	198	25	economic	economic	ADJ
easat-7035	198	26	analysis	analysis	NOUN
easat-7035	198	27	and	and	CCONJ
easat-7035	198	28	policy	policy	NOUN
easat-7035	198	29	,	,	PUNCT
easat-7035	198	30	vol	vol	NOUN
easat-7035	198	31	.	.	PROPN
easat-7035	198	32	83	83	NUM
easat-7035	198	33	,	,	PUNCT
easat-7035	198	34	pp	pp	ADJ
easat-7035	198	35	.	.	PUNCT
easat-7035	199	1	786	786	NUM
easat-7035	199	2	-	-	SYM
easat-7035	199	3	812	812	NUM
easat-7035	199	4	,	,	PUNCT
easat-7035	199	5	2024	2024	NUM
easat-7035	199	6	.	.	PUNCT
easat-7035	200	1	https://doi.org/10.1016/j.eap.2024.05.024	https://doi.org/10.1016/j.eap.2024.05.024	NOUN
easat-7035	201	1	[	[	X
easat-7035	201	2	25	25	NUM
easat-7035	201	3	]	]	PUNCT
easat-7035	201	4	v.	v.	ADP
easat-7035	201	5	spitsin	spitsin	PROPN
easat-7035	201	6	,	,	PUNCT
easat-7035	201	7	d.	d.	PROPN
easat-7035	201	8	vukovic	vukovic	NOUN
easat-7035	201	9	,	,	PUNCT
easat-7035	201	10	s.	s.	PROPN
easat-7035	201	11	anokhin	anokhin	PROPN
easat-7035	201	12	,	,	PUNCT
easat-7035	201	13	and	and	CCONJ
easat-7035	201	14	l.	l.	PROPN
easat-7035	201	15	spitsina	spitsina	PROPN
easat-7035	201	16	,	,	PUNCT
easat-7035	201	17	"	"	PUNCT
easat-7035	201	18	company	company	NOUN
easat-7035	201	19	performance	performance	NOUN
easat-7035	201	20	and	and	CCONJ
easat-7035	201	21	optimal	optimal	ADJ
easat-7035	201	22	capital	capital	NOUN
easat-7035	201	23	structure	structure	NOUN
easat-7035	201	24	:	:	PUNCT
easat-7035	201	25	evidence	evidence	NOUN
easat-7035	201	26	of	of	ADP
easat-7035	201	27	transition	transition	NOUN
easat-7035	201	28	economy	economy	NOUN
easat-7035	201	29	(	(	PUNCT
easat-7035	201	30	russia	russia	PROPN
easat-7035	201	31	)	)	PUNCT
easat-7035	201	32	,	,	PUNCT
easat-7035	201	33	"	"	PUNCT
easat-7035	201	34	journal	journal	NOUN
easat-7035	201	35	of	of	ADP
easat-7035	201	36	economic	economic	ADJ
easat-7035	201	37	studies	study	NOUN
easat-7035	201	38	,	,	PUNCT
easat-7035	201	39	vol	vol	NOUN
easat-7035	201	40	.	.	PROPN
easat-7035	202	1	48	48	NUM
easat-7035	202	2	,	,	PUNCT
easat-7035	202	3	no	no	INTJ
easat-7035	202	4	.	.	NOUN
easat-7035	202	5	2	2	NUM
easat-7035	202	6	,	,	PUNCT
easat-7035	202	7	pp	pp	ADJ
easat-7035	202	8	.	.	PUNCT
easat-7035	203	1	313	313	NUM
easat-7035	203	2	-	-	SYM
easat-7035	203	3	332	332	NUM
easat-7035	203	4	,	,	PUNCT
easat-7035	203	5	2021	2021	NUM
easat-7035	203	6	.	.	PUNCT
easat-7035	204	1	https://doi.org/10.1108/jes-09-2019-0444	https://doi.org/10.1108/jes-09-2019-0444	ADJ
easat-7035	205	1	[	[	X
easat-7035	205	2	26	26	NUM
easat-7035	205	3	]	]	X
easat-7035	205	4	y.	y.	PROPN
easat-7035	205	5	j.	j.	PROPN
easat-7035	205	6	kim	kim	PROPN
easat-7035	205	7	and	and	CCONJ
easat-7035	205	8	h.	h.	PROPN
easat-7035	205	9	c.	c.	PROPN
easat-7035	205	10	kim	kim	PROPN
easat-7035	205	11	,	,	PUNCT
easat-7035	205	12	"	"	PUNCT
easat-7035	205	13	the	the	DET
easat-7035	205	14	impact	impact	NOUN
easat-7035	205	15	of	of	ADP
easat-7035	205	16	capital	capital	NOUN
easat-7035	205	17	structure	structure	NOUN
easat-7035	205	18	on	on	ADP
easat-7035	205	19	the	the	DET
easat-7035	205	20	profitability	profitability	NOUN
easat-7035	205	21	efficiency	efficiency	NOUN
easat-7035	205	22	of	of	ADP
easat-7035	205	23	ict	ict	NOUN
easat-7035	205	24	firms	firm	NOUN
easat-7035	205	25	,	,	PUNCT
easat-7035	205	26	"	"	PUNCT
easat-7035	205	27	in	in	ADP
easat-7035	205	28	2021	2021	NUM
easat-7035	205	29	21st	21st	ADJ
easat-7035	205	30	acis	acis	PROPN
easat-7035	205	31	international	international	PROPN
easat-7035	205	32	winter	winter	PROPN
easat-7035	205	33	conference	conference	NOUN
easat-7035	205	34	on	on	ADP
easat-7035	205	35	software	software	NOUN
easat-7035	205	36	engineering	engineering	NOUN
easat-7035	205	37	,	,	PUNCT
easat-7035	205	38	artificial	artificial	ADJ
easat-7035	205	39	intelligence	intelligence	NOUN
easat-7035	205	40	,	,	PUNCT
easat-7035	205	41	networking	networking	NOUN
easat-7035	205	42	and	and	CCONJ
easat-7035	205	43	parallel	parallel	ADJ
easat-7035	205	44	/	/	SYM
easat-7035	205	45	distributed	distribute	VERB
easat-7035	205	46	computing	computing	NOUN
easat-7035	205	47	(	(	PUNCT
easat-7035	205	48	snpd	snpd	NOUN
easat-7035	205	49	-	-	PUNCT
easat-7035	205	50	winter	winter	NOUN
easat-7035	205	51	)	)	PUNCT
easat-7035	205	52	,	,	PUNCT
easat-7035	205	53	2021	2021	NUM
easat-7035	205	54	:	:	PUNCT
easat-7035	205	55	ieee	ieee	NOUN
easat-7035	205	56	,	,	PUNCT
easat-7035	205	57	pp	pp	ADJ
easat-7035	205	58	.	.	PUNCT
easat-7035	206	1	127	127	NUM
easat-7035	206	2	-	-	SYM
easat-7035	206	3	135	135	NUM
easat-7035	206	4	.	.	PUNCT
easat-7035	207	1	[	[	X
easat-7035	207	2	27	27	NUM
easat-7035	207	3	]	]	X
easat-7035	207	4	r.	r.	PROPN
easat-7035	207	5	n.	n.	PROPN
easat-7035	207	6	a.	a.	PROPN
easat-7035	207	7	dodoo	dodoo	PROPN
easat-7035	207	8	,	,	PUNCT
easat-7035	207	9	m.	m.	PROPN
easat-7035	207	10	kumi	kumi	PROPN
easat-7035	207	11	,	,	PUNCT
easat-7035	207	12	and	and	CCONJ
easat-7035	207	13	t.	t.	PROPN
easat-7035	207	14	mangudhla	mangudhla	NOUN
easat-7035	207	15	,	,	PUNCT
easat-7035	207	16	"	"	PUNCT
easat-7035	207	17	the	the	DET
easat-7035	207	18	effect	effect	NOUN
easat-7035	207	19	of	of	ADP
easat-7035	207	20	capital	capital	NOUN
easat-7035	207	21	structure	structure	NOUN
easat-7035	207	22	on	on	ADP
easat-7035	207	23	firm	firm	ADJ
easat-7035	207	24	performance	performance	NOUN
easat-7035	207	25	:	:	PUNCT
easat-7035	207	26	empirical	empirical	ADJ
easat-7035	207	27	evidence	evidence	NOUN
easat-7035	207	28	from	from	ADP
easat-7035	207	29	emerging	emerge	VERB
easat-7035	207	30	economy	economy	NOUN
easat-7035	207	31	,	,	PUNCT
easat-7035	207	32	"	"	PUNCT
easat-7035	207	33	euromed	eurome	VERB
easat-7035	207	34	journal	journal	NOUN
easat-7035	207	35	of	of	ADP
easat-7035	207	36	management	management	NOUN
easat-7035	207	37	,	,	PUNCT
easat-7035	207	38	vol	vol	NOUN
easat-7035	207	39	.	.	PROPN
easat-7035	207	40	5	5	NUM
easat-7035	207	41	,	,	PUNCT
easat-7035	207	42	no	no	INTJ
easat-7035	207	43	.	.	NOUN
easat-7035	207	44	1	1	NUM
easat-7035	207	45	,	,	PUNCT
easat-7035	207	46	pp	pp	ADJ
easat-7035	207	47	.	.	PUNCT
easat-7035	208	1	83	83	NUM
easat-7035	208	2	-	-	SYM
easat-7035	208	3	99	99	NUM
easat-7035	208	4	,	,	PUNCT
easat-7035	208	5	2023	2023	NUM
easat-7035	208	6	.	.	PUNCT
easat-7035	209	1	https://doi.org/10.1504/emjm.2023.10052497	https://doi.org/10.1504/emjm.2023.10052497	PROPN
easat-7035	210	1	[	[	X
easat-7035	210	2	28	28	NUM
easat-7035	210	3	]	]	X
easat-7035	210	4	t.	t.	PROPN
easat-7035	210	5	n.	n.	PROPN
easat-7035	210	6	tesema	tesema	PROPN
easat-7035	210	7	,	,	PUNCT
easat-7035	210	8	"	"	PUNCT
easat-7035	210	9	the	the	DET
easat-7035	210	10	effect	effect	NOUN
easat-7035	210	11	of	of	ADP
easat-7035	210	12	capital	capital	NOUN
easat-7035	210	13	structure	structure	NOUN
easat-7035	210	14	on	on	ADP
easat-7035	210	15	performance	performance	NOUN
easat-7035	210	16	:	:	PUNCT
easat-7035	210	17	empirical	empirical	ADJ
easat-7035	210	18	evidence	evidence	NOUN
easat-7035	210	19	from	from	ADP
easat-7035	210	20	manufacturing	manufacture	VERB
easat-7035	210	21	companies	company	NOUN
easat-7035	210	22	in	in	ADP
easat-7035	210	23	ethiopia	ethiopia	PROPN
easat-7035	210	24	,	,	PUNCT
easat-7035	210	25	"	"	PUNCT
easat-7035	210	26	cogent	cogent	NOUN
easat-7035	210	27	economics	economic	NOUN
easat-7035	210	28	&	&	CCONJ
easat-7035	210	29	finance	finance	PROPN
easat-7035	210	30	,	,	PUNCT
easat-7035	210	31	vol	vol	NOUN
easat-7035	210	32	.	.	PROPN
easat-7035	210	33	12	12	NUM
easat-7035	210	34	,	,	PUNCT
easat-7035	210	35	no	no	INTJ
easat-7035	210	36	.	.	NOUN
easat-7035	210	37	1	1	NUM
easat-7035	210	38	,	,	PUNCT
easat-7035	210	39	p.	p.	NOUN
easat-7035	210	40	2300926	2300926	NUM
easat-7035	210	41	,	,	PUNCT
easat-7035	210	42	2024	2024	NUM
easat-7035	210	43	.	.	PUNCT
easat-7035	211	1	https://doi.org/10.1080/23322039.2023.2300926	https://doi.org/10.1080/23322039.2023.2300926	NOUN
easat-7035	212	1	[	[	X
easat-7035	212	2	29	29	NUM
easat-7035	212	3	]	]	X
easat-7035	212	4	f.	f.	PROPN
easat-7035	212	5	modigliani	modigliani	PROPN
easat-7035	212	6	and	and	CCONJ
easat-7035	212	7	m.	m.	PROPN
easat-7035	212	8	h.	h.	PROPN
easat-7035	212	9	miller	miller	PROPN
easat-7035	212	10	,	,	PUNCT
easat-7035	212	11	"	"	PUNCT
easat-7035	212	12	the	the	DET
easat-7035	212	13	cost	cost	NOUN
easat-7035	212	14	of	of	ADP
easat-7035	212	15	capital	capital	NOUN
easat-7035	212	16	,	,	PUNCT
easat-7035	212	17	corporation	corporation	NOUN
easat-7035	212	18	finance	finance	NOUN
easat-7035	212	19	and	and	CCONJ
easat-7035	212	20	the	the	DET
easat-7035	212	21	theory	theory	NOUN
easat-7035	212	22	of	of	ADP
easat-7035	212	23	investment	investment	NOUN
easat-7035	212	24	,	,	PUNCT
easat-7035	212	25	"	"	PUNCT
easat-7035	212	26	the	the	DET
easat-7035	212	27	american	american	PROPN
easat-7035	212	28	economic	economic	PROPN
easat-7035	212	29	review	review	PROPN
easat-7035	212	30	,	,	PUNCT
easat-7035	212	31	vol	vol	NOUN
easat-7035	212	32	.	.	PROPN
easat-7035	212	33	48	48	NUM
easat-7035	212	34	,	,	PUNCT
easat-7035	212	35	no	no	INTJ
easat-7035	212	36	.	.	NOUN
easat-7035	212	37	3	3	NUM
easat-7035	212	38	,	,	PUNCT
easat-7035	212	39	pp	pp	ADJ
easat-7035	212	40	.	.	PUNCT
easat-7035	213	1	261	261	NUM
easat-7035	213	2	-	-	SYM
easat-7035	213	3	297	297	NUM
easat-7035	213	4	,	,	PUNCT
easat-7035	213	5	1958	1958	NUM
easat-7035	213	6	.	.	PUNCT
easat-7035	214	1	[	[	X
easat-7035	214	2	30	30	NUM
easat-7035	214	3	]	]	X
easat-7035	214	4	s.	s.	PROPN
easat-7035	214	5	c.	c.	PROPN
easat-7035	214	6	myers	myers	PROPN
easat-7035	214	7	,	,	PUNCT
easat-7035	214	8	"	"	PUNCT
easat-7035	214	9	capital	capital	NOUN
easat-7035	214	10	structure	structure	NOUN
easat-7035	214	11	puzzle	puzzle	NOUN
easat-7035	214	12	,	,	PUNCT
easat-7035	214	13	"	"	PUNCT
easat-7035	214	14	journal	journal	NOUN
easat-7035	214	15	of	of	ADP
easat-7035	214	16	finance	finance	NOUN
easat-7035	214	17	,	,	PUNCT
easat-7035	214	18	vol	vol	NOUN
easat-7035	214	19	.	.	PROPN
easat-7035	214	20	39	39	NUM
easat-7035	214	21	,	,	PUNCT
easat-7035	214	22	no	no	INTJ
easat-7035	214	23	.	.	NOUN
easat-7035	214	24	3	3	NUM
easat-7035	214	25	,	,	PUNCT
easat-7035	214	26	pp	pp	ADJ
easat-7035	214	27	.	.	PUNCT
easat-7035	215	1	575–592	575–592	NUM
easat-7035	215	2	,	,	PUNCT
easat-7035	215	3	1984	1984	NUM
easat-7035	215	4	.	.	PUNCT
easat-7035	216	1	[	[	X
easat-7035	216	2	31	31	NUM
easat-7035	216	3	]	]	PUNCT
easat-7035	216	4	r.	r.	PROPN
easat-7035	216	5	brealey	brealey	PROPN
easat-7035	216	6	,	,	PUNCT
easat-7035	216	7	s.	s.	PROPN
easat-7035	216	8	myers	myers	PROPN
easat-7035	216	9	,	,	PUNCT
easat-7035	216	10	and	and	CCONJ
easat-7035	216	11	f.	f.	PROPN
easat-7035	216	12	allen	allen	PROPN
easat-7035	216	13	,	,	PUNCT
easat-7035	216	14	principles	principle	NOUN
easat-7035	216	15	of	of	ADP
easat-7035	216	16	corporate	corporate	ADJ
easat-7035	216	17	finance	finance	NOUN
easat-7035	216	18	,	,	PUNCT
easat-7035	216	19	10th	10th	ADJ
easat-7035	216	20	ed	ed	NOUN
easat-7035	216	21	.	.	PUNCT
easat-7035	217	1	new	new	PROPN
easat-7035	217	2	york	york	PROPN
easat-7035	217	3	:	:	PUNCT
easat-7035	217	4	douglas	douglas	PROPN
easat-7035	217	5	reiner	reiner	PROPN
easat-7035	217	6	,	,	PUNCT
easat-7035	217	7	2011	2011	NUM
easat-7035	217	8	.	.	PUNCT
easat-7035	218	1	[	[	X
easat-7035	218	2	32	32	NUM
easat-7035	218	3	]	]	PUNCT
easat-7035	218	4	r.	r.	PROPN
easat-7035	218	5	e.	e.	PROPN
easat-7035	218	6	essel	essel	PROPN
easat-7035	218	7	,	,	PUNCT
easat-7035	218	8	"	"	PUNCT
easat-7035	218	9	the	the	DET
easat-7035	218	10	effect	effect	NOUN
easat-7035	218	11	of	of	ADP
easat-7035	218	12	capital	capital	NOUN
easat-7035	218	13	structure	structure	NOUN
easat-7035	218	14	on	on	ADP
easat-7035	218	15	corporate	corporate	ADJ
easat-7035	218	16	performance	performance	NOUN
easat-7035	218	17	:	:	PUNCT
easat-7035	218	18	panel	panel	NOUN
easat-7035	218	19	empirical	empirical	ADJ
easat-7035	218	20	evidence	evidence	NOUN
easat-7035	218	21	of	of	ADP
easat-7035	218	22	an	an	DET
easat-7035	218	23	emerging	emerge	VERB
easat-7035	218	24	capital	capital	NOUN
easat-7035	218	25	market	market	NOUN
easat-7035	218	26	,	,	PUNCT
easat-7035	218	27	"	"	PUNCT
easat-7035	218	28	journal	journal	NOUN
easat-7035	218	29	of	of	ADP
easat-7035	218	30	african	african	ADJ
easat-7035	218	31	business	business	NOUN
easat-7035	218	32	,	,	PUNCT
easat-7035	218	33	vol	vol	NOUN
easat-7035	218	34	.	.	PROPN
easat-7035	218	35	25	25	NUM
easat-7035	218	36	,	,	PUNCT
easat-7035	218	37	no	no	INTJ
easat-7035	218	38	.	.	NOUN
easat-7035	218	39	2	2	NUM
easat-7035	218	40	,	,	PUNCT
easat-7035	218	41	pp	pp	ADJ
easat-7035	218	42	.	.	PUNCT
easat-7035	219	1	224	224	NUM
easat-7035	219	2	-	-	SYM
easat-7035	219	3	263	263	NUM
easat-7035	219	4	,	,	PUNCT
easat-7035	219	5	2024	2024	NUM
easat-7035	219	6	.	.	PUNCT
easat-7035	220	1	https://doi.org/10.1080/15228916.2023.2170856	https://doi.org/10.1080/15228916.2023.2170856	PROPN
easat-7035	221	1	[	[	X
easat-7035	221	2	33	33	NUM
easat-7035	221	3	]	]	X
easat-7035	221	4	kasmir	kasmir	PROPN
easat-7035	221	5	,	,	PUNCT
easat-7035	221	6	financial	financial	ADJ
easat-7035	221	7	report	report	NOUN
easat-7035	221	8	analysis	analysis	NOUN
easat-7035	221	9	.	.	PUNCT
easat-7035	222	1	jakarta	jakarta	PROPN
easat-7035	222	2	:	:	PUNCT
easat-7035	222	3	rajawali	rajawali	PROPN
easat-7035	222	4	perss	perss	PROPN
easat-7035	222	5	,	,	PUNCT
easat-7035	222	6	2012	2012	NUM
easat-7035	222	7	.	.	PUNCT
easat-7035	223	1	[	[	X
easat-7035	223	2	34	34	NUM
easat-7035	223	3	]	]	PUNCT
easat-7035	223	4	i.	i.	NOUN
easat-7035	223	5	meshack	meshack	PROPN
easat-7035	223	6	,	,	PUNCT
easat-7035	223	7	f.	f.	PROPN
easat-7035	223	8	owa	owa	PROPN
easat-7035	223	9	,	,	PUNCT
easat-7035	223	10	e.	e.	PROPN
easat-7035	223	11	nwadialor	nwadialor	PROPN
easat-7035	223	12	,	,	PUNCT
easat-7035	223	13	and	and	CCONJ
easat-7035	223	14	c.	c.	PROPN
easat-7035	223	15	chiedu	chiedu	PROPN
easat-7035	223	16	,	,	PUNCT
easat-7035	223	17	"	"	PUNCT
easat-7035	223	18	long	long	ADJ
easat-7035	223	19	term	term	NOUN
easat-7035	223	20	debt	debt	NOUN
easat-7035	223	21	financing	financing	NOUN
easat-7035	223	22	and	and	CCONJ
easat-7035	223	23	firm	firm	ADJ
easat-7035	223	24	financial	financial	ADJ
easat-7035	223	25	performance	performance	NOUN
easat-7035	223	26	in	in	ADP
easat-7035	223	27	nigerian	nigerian	ADJ
easat-7035	223	28	listed	list	VERB
easat-7035	223	29	firms	firm	NOUN
easat-7035	223	30	,	,	PUNCT
easat-7035	223	31	"	"	PUNCT
easat-7035	223	32	european	european	ADJ
easat-7035	223	33	journal	journal	PROPN
easat-7035	223	34	of	of	ADP
easat-7035	223	35	accounting	accounting	NOUN
easat-7035	223	36	,	,	PUNCT
easat-7035	223	37	auditing	auditing	NOUN
easat-7035	223	38	and	and	CCONJ
easat-7035	223	39	finance	finance	NOUN
easat-7035	223	40	research	research	NOUN
easat-7035	223	41	,	,	PUNCT
easat-7035	223	42	vol	vol	NOUN
easat-7035	223	43	.	.	PROPN
easat-7035	223	44	10	10	NUM
easat-7035	223	45	,	,	PUNCT
easat-7035	223	46	no	no	INTJ
easat-7035	223	47	.	.	NOUN
easat-7035	223	48	4	4	NUM
easat-7035	223	49	,	,	PUNCT
easat-7035	223	50	pp	pp	ADJ
easat-7035	223	51	.	.	PUNCT
easat-7035	224	1	52	52	NUM
easat-7035	224	2	-	-	SYM
easat-7035	224	3	62	62	NUM
easat-7035	224	4	,	,	PUNCT
easat-7035	224	5	2022	2022	NUM
easat-7035	224	6	.	.	PUNCT
easat-7035	225	1	https://doi.org/10.37745/ejaafr.2013/vol10no4pp.52-62	https://doi.org/10.37745/ejaafr.2013/vol10no4pp.52-62	X
easat-7035	226	1	[	[	X
easat-7035	226	2	35	35	NUM
easat-7035	226	3	]	]	X
easat-7035	226	4	l.	l.	PROPN
easat-7035	226	5	diana	diana	PROPN
easat-7035	226	6	and	and	CCONJ
easat-7035	226	7	m.	m.	PROPN
easat-7035	226	8	s.	s.	PROPN
easat-7035	226	9	osesoga	osesoga	PROPN
easat-7035	226	10	,	,	PUNCT
easat-7035	226	11	"	"	PUNCT
easat-7035	226	12	the	the	DET
easat-7035	226	13	influence	influence	NOUN
easat-7035	226	14	of	of	ADP
easat-7035	226	15	liquidity	liquidity	NOUN
easat-7035	226	16	,	,	PUNCT
easat-7035	226	17	solvency	solvency	NOUN
easat-7035	226	18	,	,	PUNCT
easat-7035	226	19	asset	asset	NOUN
easat-7035	226	20	management	management	NOUN
easat-7035	226	21	and	and	CCONJ
easat-7035	226	22	company	company	NOUN
easat-7035	226	23	size	size	NOUN
easat-7035	226	24	on	on	ADP
easat-7035	226	25	financial	financial	ADJ
easat-7035	226	26	performance	performance	NOUN
easat-7035	226	27	,	,	PUNCT
easat-7035	226	28	"	"	PUNCT
easat-7035	226	29	jurnal	jurnal	ADJ
easat-7035	226	30	akuntansi	akuntansi	PROPN
easat-7035	226	31	kontemporer	kontemporer	PROPN
easat-7035	226	32	,	,	PUNCT
easat-7035	226	33	vol	vol	NOUN
easat-7035	226	34	.	.	PROPN
easat-7035	227	1	12	12	NUM
easat-7035	227	2	,	,	PUNCT
easat-7035	227	3	no	no	INTJ
easat-7035	227	4	.	.	NOUN
easat-7035	227	5	1	1	NUM
easat-7035	227	6	,	,	PUNCT
easat-7035	227	7	pp	pp	ADJ
easat-7035	227	8	.	.	PUNCT
easat-7035	228	1	20	20	NUM
easat-7035	228	2	-	-	SYM
easat-7035	228	3	34	34	NUM
easat-7035	228	4	,	,	PUNCT
easat-7035	228	5	2020	2020	NUM
easat-7035	228	6	.	.	PUNCT
easat-7035	229	1	[	[	X
easat-7035	229	2	36	36	NUM
easat-7035	229	3	]	]	X
easat-7035	229	4	l.	l.	PROPN
easat-7035	229	5	suzan	suzan	PROPN
easat-7035	229	6	and	and	CCONJ
easat-7035	229	7	a.	a.	NOUN
easat-7035	229	8	ramadhanti	ramadhanti	PROPN
easat-7035	229	9	,	,	PUNCT
easat-7035	229	10	"	"	PUNCT
easat-7035	229	11	business	business	NOUN
easat-7035	229	12	strategy	strategy	NOUN
easat-7035	229	13	,	,	PUNCT
easat-7035	229	14	asset	asset	NOUN
easat-7035	229	15	management	management	NOUN
easat-7035	229	16	,	,	PUNCT
easat-7035	229	17	capital	capital	NOUN
easat-7035	229	18	structure	structure	NOUN
easat-7035	229	19	and	and	CCONJ
easat-7035	229	20	financial	financial	ADJ
easat-7035	229	21	performance	performance	NOUN
easat-7035	229	22	of	of	ADP
easat-7035	229	23	food	food	NOUN
easat-7035	229	24	and	and	CCONJ
easat-7035	229	25	beverage	beverage	NOUN
easat-7035	229	26	industry	industry	NOUN
easat-7035	229	27	in	in	ADP
easat-7035	229	28	indonesia	indonesia	PROPN
easat-7035	229	29	,	,	PUNCT
easat-7035	229	30	"	"	PUNCT
easat-7035	229	31	in	in	ADP
easat-7035	229	32	proceedings	proceeding	NOUN
easat-7035	229	33	of	of	ADP
easat-7035	229	34	the	the	DET
easat-7035	229	35	international	international	ADJ
easat-7035	229	36	conference	conference	NOUN
easat-7035	229	37	on	on	ADP
easat-7035	229	38	industrial	industrial	ADJ
easat-7035	229	39	engineering	engineering	NOUN
easat-7035	229	40	and	and	CCONJ
easat-7035	229	41	operations	operation	NOUN
easat-7035	229	42	management	management	NOUN
easat-7035	229	43	,	,	PUNCT
easat-7035	229	44	2022	2022	NUM
easat-7035	229	45	,	,	PUNCT
easat-7035	229	46	pp	pp	ADJ
easat-7035	229	47	.	.	PUNCT
easat-7035	229	48	2415	2415	NUM
easat-7035	229	49	-	-	SYM
easat-7035	229	50	2424	2424	NUM
easat-7035	229	51	.	.	PUNCT
easat-7035	230	1	[	[	X
easat-7035	230	2	37	37	NUM
easat-7035	230	3	]	]	PUNCT
easat-7035	230	4	a.	a.	NOUN
easat-7035	230	5	sartono	sartono	PROPN
easat-7035	230	6	,	,	PUNCT
easat-7035	230	7	financial	financial	ADJ
easat-7035	230	8	management	management	NOUN
easat-7035	230	9	theory	theory	NOUN
easat-7035	230	10	and	and	CCONJ
easat-7035	230	11	application	application	NOUN
easat-7035	230	12	.	.	PUNCT
easat-7035	231	1	yogyakarta	yogyakarta	PROPN
easat-7035	231	2	:	:	PUNCT
easat-7035	231	3	bpfe	bpfe	ADV
easat-7035	231	4	,	,	PUNCT
easat-7035	231	5	2010	2010	NUM
easat-7035	231	6	.	.	PUNCT
easat-7035	232	1	[	[	X
easat-7035	232	2	38	38	NUM
easat-7035	232	3	]	]	PUNCT
easat-7035	232	4	h.	h.	PROPN
easat-7035	232	5	fitriyani	fitriyani	PROPN
easat-7035	232	6	and	and	CCONJ
easat-7035	232	7	f.	f.	PROPN
easat-7035	232	8	t.	t.	PROPN
easat-7035	232	9	kristanti	kristanti	PROPN
easat-7035	232	10	,	,	PUNCT
easat-7035	232	11	"	"	PUNCT
easat-7035	232	12	corporate	corporate	ADJ
easat-7035	232	13	governance	governance	NOUN
easat-7035	232	14	and	and	CCONJ
easat-7035	232	15	capital	capital	NOUN
easat-7035	232	16	structure	structure	NOUN
easat-7035	232	17	:	:	PUNCT
easat-7035	232	18	evidence	evidence	NOUN
easat-7035	232	19	from	from	ADP
easat-7035	232	20	indonesian	indonesian	ADJ
easat-7035	232	21	banking	banking	NOUN
easat-7035	232	22	,	,	PUNCT
easat-7035	232	23	"	"	PUNCT
easat-7035	232	24	in	in	ADP
easat-7035	232	25	proceedings	proceeding	NOUN
easat-7035	232	26	of	of	ADP
easat-7035	232	27	the	the	DET
easat-7035	232	28	4th	4th	PROPN
easat-7035	232	29	asia	asia	PROPN
easat-7035	232	30	pacific	pacific	PROPN
easat-7035	232	31	conference	conference	PROPN
easat-7035	232	32	on	on	ADP
easat-7035	232	33	industrial	industrial	ADJ
easat-7035	232	34	engineering	engineering	NOUN
easat-7035	232	35	and	and	CCONJ
easat-7035	232	36	operations	operation	NOUN
easat-7035	232	37	management	management	NOUN
easat-7035	232	38	.	.	PUNCT
easat-7035	233	1	ho	ho	PROPN
easat-7035	233	2	chi	chi	PROPN
easat-7035	233	3	minh	minh	PROPN
easat-7035	233	4	city	city	PROPN
easat-7035	233	5	,	,	PUNCT
easat-7035	233	6	vietnam	vietnam	PROPN
easat-7035	233	7	,	,	PUNCT
easat-7035	233	8	2023	2023	NUM
easat-7035	233	9	,	,	PUNCT
easat-7035	233	10	pp	pp	ADJ
easat-7035	233	11	.	.	PUNCT
easat-7035	234	1	832–841	832–841	NUM
easat-7035	234	2	.	.	PUNCT
easat-7035	235	1	[	[	X
easat-7035	235	2	39	39	NUM
easat-7035	235	3	]	]	PUNCT
easat-7035	235	4	v.	v.	ADP
easat-7035	235	5	prenaj	prenaj	NOUN
easat-7035	235	6	,	,	PUNCT
easat-7035	235	7	i.	i.	NOUN
easat-7035	235	8	miftari	miftari	PROPN
easat-7035	235	9	,	,	PUNCT
easat-7035	235	10	and	and	CCONJ
easat-7035	235	11	l.	l.	PROPN
easat-7035	235	12	pula	pula	PROPN
easat-7035	235	13	,	,	PUNCT
easat-7035	235	14	"	"	PUNCT
easat-7035	235	15	the	the	DET
easat-7035	235	16	impact	impact	NOUN
easat-7035	235	17	of	of	ADP
easat-7035	235	18	capital	capital	NOUN
easat-7035	235	19	structure	structure	NOUN
easat-7035	235	20	on	on	ADP
easat-7035	235	21	company	company	NOUN
easat-7035	235	22	performance	performance	NOUN
easat-7035	235	23	:	:	PUNCT
easat-7035	235	24	empirical	empirical	ADJ
easat-7035	235	25	evidence	evidence	NOUN
easat-7035	235	26	from	from	ADP
easat-7035	235	27	kosovo	kosovo	PROPN
easat-7035	235	28	,	,	PUNCT
easat-7035	235	29	"	"	PUNCT
easat-7035	235	30	romanian	romanian	ADJ
easat-7035	235	31	journal	journal	NOUN
easat-7035	235	32	of	of	ADP
easat-7035	235	33	economic	economic	ADJ
easat-7035	235	34	forecasting	forecasting	NOUN
easat-7035	235	35	,	,	PUNCT
easat-7035	235	36	vol	vol	NOUN
easat-7035	235	37	.	.	PROPN
easat-7035	235	38	27	27	NUM
easat-7035	235	39	,	,	PUNCT
easat-7035	235	40	no	no	INTJ
easat-7035	235	41	.	.	NOUN
easat-7035	235	42	1	1	NUM
easat-7035	235	43	,	,	PUNCT
easat-7035	235	44	pp	pp	ADJ
easat-7035	235	45	.	.	PUNCT
easat-7035	236	1	87–102	87–102	NUM
easat-7035	236	2	,	,	PUNCT
easat-7035	236	3	2024	2024	NUM
easat-7035	236	4	.	.	PUNCT
easat-7035	237	1	https://doi.org/10.31538/iijse.v8i2.6498	https://doi.org/10.31538/iijse.v8i2.6498	PROPN
easat-7035	237	2	https://doi.org/10.33736/mr.2024025	https://doi.org/10.33736/mr.2024025	X
easat-7035	237	3	https://doi.org/10.26740/jim.v8n3.p1011-1025	https://doi.org/10.26740/jim.v8n3.p1011-1025	ADJ
easat-7035	237	4	https://doi.org/10.26740/jim.v8n3.p1011-1025	https://doi.org/10.26740/jim.v8n3.p1011-1025	PROPN
easat-7035	237	5	https://doi.org/10.31955/mea.vol3.iss2.pp	https://doi.org/10.31955/mea.vol3.iss2.pp	NOUN
easat-7035	237	6	https://doi.org/10.1002/jcaf.22761	https://doi.org/10.1002/jcaf.22761	ADJ
easat-7035	237	7	https://doi.org/10.46254/ap04.20230250	https://doi.org/10.46254/ap04.20230250	PROPN
easat-7035	237	8	https://doi.org/10.1016/j.eap.2024.05.024	https://doi.org/10.1016/j.eap.2024.05.024	VERB
easat-7035	237	9	https://doi.org/10.1108/jes-09-2019-0444	https://doi.org/10.1108/jes-09-2019-0444	PROPN
easat-7035	237	10	https://doi.org/10.1504/emjm.2023.10052497	https://doi.org/10.1504/emjm.2023.10052497	PROPN
easat-7035	237	11	https://doi.org/10.1080/23322039.2023.2300926	https://doi.org/10.1080/23322039.2023.2300926	NOUN
easat-7035	237	12	https://doi.org/10.1080/15228916.2023.2170856	https://doi.org/10.1080/15228916.2023.2170856	PROPN
easat-7035	238	1	https://doi.org/10.37745/ejaafr.2013/vol10no4pp.52-62	https://doi.org/10.37745/ejaafr.2013/vol10no4pp.52-62	VERB
easat-7035	238	2	858	858	NUM
easat-7035	238	3	edelweiss	edelweiss	PROPN
easat-7035	238	4	applied	apply	VERB
easat-7035	238	5	science	science	NOUN
easat-7035	238	6	and	and	CCONJ
easat-7035	238	7	technology	technology	NOUN
easat-7035	238	8	issn	issn	PROPN
easat-7035	238	9	:	:	PUNCT
easat-7035	238	10	2576	2576	NUM
easat-7035	238	11	-	-	SYM
easat-7035	238	12	8484	8484	NUM
easat-7035	238	13	vol	vol	NOUN
easat-7035	238	14	.	.	PROPN
easat-7035	239	1	9	9	NUM
easat-7035	239	2	,	,	PUNCT
easat-7035	239	3	no	no	INTJ
easat-7035	239	4	.	.	NOUN
easat-7035	239	5	5	5	NUM
easat-7035	239	6	:	:	SYM
easat-7035	239	7	851	851	NUM
easat-7035	239	8	-	-	SYM
easat-7035	239	9	858	858	NUM
easat-7035	239	10	,	,	PUNCT
easat-7035	239	11	2025	2025	NUM
easat-7035	239	12	doi	doi	NOUN
easat-7035	239	13	:	:	PUNCT
easat-7035	239	14	10.55214/25768484.v9i5.7035	10.55214/25768484.v9i5.7035	NUM
easat-7035	239	15	©	©	PROPN
easat-7035	239	16	2025	2025	NUM
easat-7035	239	17	by	by	ADP
easat-7035	239	18	the	the	DET
easat-7035	239	19	authors	author	NOUN
easat-7035	239	20	;	;	PUNCT
easat-7035	239	21	licensee	licensee	PROPN
easat-7035	239	22	learning	learning	NOUN
easat-7035	239	23	gate	gate	NOUN
easat-7035	240	1	[	[	X
easat-7035	240	2	40	40	NUM
easat-7035	240	3	]	]	PUNCT
easat-7035	240	4	r.	r.	PROPN
easat-7035	240	5	aiman	aiman	PROPN
easat-7035	240	6	and	and	CCONJ
easat-7035	240	7	s.	s.	PROPN
easat-7035	240	8	rahayu	rahayu	PROPN
easat-7035	240	9	,	,	PUNCT
easat-7035	240	10	"	"	PUNCT
easat-7035	240	11	the	the	DET
easat-7035	240	12	influence	influence	NOUN
easat-7035	240	13	of	of	ADP
easat-7035	240	14	good	good	ADJ
easat-7035	240	15	corporate	corporate	ADJ
easat-7035	240	16	governance	governance	NOUN
easat-7035	240	17	,	,	PUNCT
easat-7035	240	18	leverage	leverage	NOUN
easat-7035	240	19	on	on	ADP
easat-7035	240	20	financial	financial	ADJ
easat-7035	240	21	performance	performance	NOUN
easat-7035	240	22	(	(	PUNCT
easat-7035	240	23	case	case	NOUN
easat-7035	240	24	study	study	NOUN
easat-7035	240	25	on	on	ADP
easat-7035	240	26	national	national	ADJ
easat-7035	240	27	private	private	ADJ
easat-7035	240	28	commercial	commercial	ADJ
easat-7035	240	29	banks	bank	NOUN
easat-7035	240	30	and	and	CCONJ
easat-7035	240	31	state	state	NOUN
easat-7035	240	32	-	-	PUNCT
easat-7035	240	33	owned	own	VERB
easat-7035	240	34	commercial	commercial	ADJ
easat-7035	240	35	banks	bank	NOUN
easat-7035	240	36	listed	list	VERB
easat-7035	240	37	on	on	ADP
easat-7035	240	38	the	the	DET
easat-7035	240	39	indonesia	indonesia	PROPN
easat-7035	240	40	stock	stock	PROPN
easat-7035	240	41	exchange	exchange	NOUN
easat-7035	240	42	in	in	ADP
easat-7035	240	43	2014	2014	NUM
easat-7035	240	44	-	-	SYM
easat-7035	240	45	2017	2017	NUM
easat-7035	240	46	)	)	PUNCT
easat-7035	240	47	,	,	PUNCT
easat-7035	240	48	"	"	PUNCT
easat-7035	240	49	eproceedings	eproceeding	NOUN
easat-7035	240	50	of	of	ADP
easat-7035	240	51	management	management	NOUN
easat-7035	240	52	,	,	PUNCT
easat-7035	240	53	vol	vol	NOUN
easat-7035	240	54	.	.	PROPN
easat-7035	240	55	6	6	NUM
easat-7035	240	56	,	,	PUNCT
easat-7035	240	57	no	no	INTJ
easat-7035	240	58	.	.	NOUN
easat-7035	240	59	2	2	NUM
easat-7035	240	60	,	,	PUNCT
easat-7035	240	61	pp	pp	ADJ
easat-7035	240	62	.	.	PUNCT
easat-7035	240	63	3190–3199	3190–3199	NUM
easat-7035	240	64	,	,	PUNCT
easat-7035	240	65	2019	2019	NUM
easat-7035	240	66	.	.	PUNCT
easat-7035	241	1	[	[	X
easat-7035	241	2	41	41	NUM
easat-7035	241	3	]	]	PUNCT
easat-7035	241	4	a.	a.	NOUN
easat-7035	241	5	a.	a.	NOUN
easat-7035	241	6	tirtamara	tirtamara	PROPN
easat-7035	241	7	and	and	CCONJ
easat-7035	241	8	l.	l.	PROPN
easat-7035	241	9	g.	g.	PROPN
easat-7035	241	10	s.	s.	PROPN
easat-7035	241	11	artini	artini	PROPN
easat-7035	241	12	,	,	PUNCT
easat-7035	241	13	"	"	PUNCT
easat-7035	241	14	the	the	DET
easat-7035	241	15	effect	effect	NOUN
easat-7035	241	16	of	of	ADP
easat-7035	241	17	capital	capital	NOUN
easat-7035	241	18	structure	structure	NOUN
easat-7035	241	19	on	on	ADP
easat-7035	241	20	company	company	NOUN
easat-7035	241	21	value	value	NOUN
easat-7035	241	22	with	with	ADP
easat-7035	241	23	profitability	profitability	NOUN
easat-7035	241	24	and	and	CCONJ
easat-7035	241	25	dividend	dividend	NOUN
easat-7035	241	26	policy	policy	NOUN
easat-7035	241	27	as	as	ADP
easat-7035	241	28	a	a	DET
easat-7035	241	29	mediating	mediate	VERB
easat-7035	241	30	variable	variable	NOUN
easat-7035	241	31	,	,	PUNCT
easat-7035	241	32	"	"	PUNCT
easat-7035	241	33	return	return	NOUN
easat-7035	241	34	:	:	PUNCT
easat-7035	241	35	study	study	NOUN
easat-7035	241	36	of	of	ADP
easat-7035	241	37	management	management	NOUN
easat-7035	241	38	,	,	PUNCT
easat-7035	241	39	economic	economic	ADJ
easat-7035	241	40	and	and	CCONJ
easat-7035	241	41	bussines	bussine	NOUN
easat-7035	241	42	,	,	PUNCT
easat-7035	241	43	vol	vol	NOUN
easat-7035	241	44	.	.	PROPN
easat-7035	242	1	3	3	NUM
easat-7035	242	2	,	,	PUNCT
easat-7035	242	3	no	no	INTJ
easat-7035	242	4	.	.	NOUN
easat-7035	242	5	7	7	NUM
easat-7035	242	6	,	,	PUNCT
easat-7035	242	7	pp	pp	ADJ
easat-7035	242	8	.	.	PUNCT
easat-7035	243	1	440	440	NUM
easat-7035	243	2	-	-	SYM
easat-7035	243	3	454	454	NUM
easat-7035	243	4	,	,	PUNCT
easat-7035	243	5	2024	2024	NUM
easat-7035	243	6	.	.	PUNCT
easat-7035	244	1	https://doi.org/10.37745/return.2024.3.7.440-454	https://doi.org/10.37745/return.2024.3.7.440-454	NOUN
easat-7035	245	1	[	[	X
easat-7035	245	2	42	42	NUM
easat-7035	245	3	]	]	X
easat-7035	245	4	h.	h.	PROPN
easat-7035	245	5	n.	n.	PROPN
easat-7035	245	6	aini	aini	PROPN
easat-7035	245	7	and	and	CCONJ
easat-7035	245	8	l.	l.	PROPN
easat-7035	245	9	suzan	suzan	PROPN
easat-7035	245	10	,	,	PUNCT
easat-7035	245	11	"	"	PUNCT
easat-7035	245	12	the	the	DET
easat-7035	245	13	influence	influence	NOUN
easat-7035	245	14	of	of	ADP
easat-7035	245	15	intellectual	intellectual	ADJ
easat-7035	245	16	capital	capital	NOUN
easat-7035	245	17	,	,	PUNCT
easat-7035	245	18	company	company	NOUN
easat-7035	245	19	size	size	NOUN
easat-7035	245	20	,	,	PUNCT
easat-7035	245	21	and	and	CCONJ
easat-7035	245	22	leverage	leverage	NOUN
easat-7035	245	23	on	on	ADP
easat-7035	245	24	financial	financial	ADJ
easat-7035	245	25	performance	performance	NOUN
easat-7035	245	26	,	,	PUNCT
easat-7035	245	27	"	"	PUNCT
easat-7035	245	28	jurnal	jurnal	ADJ
easat-7035	245	29	ilmiah	ilmiah	PROPN
easat-7035	245	30	akuntansi	akuntansi	PROPN
easat-7035	245	31	peradaban	peradaban	PROPN
easat-7035	245	32	,	,	PUNCT
easat-7035	245	33	vol	vol	NOUN
easat-7035	245	34	.	.	PROPN
easat-7035	245	35	9	9	NUM
easat-7035	245	36	,	,	PUNCT
easat-7035	245	37	no	no	INTJ
easat-7035	245	38	.	.	NOUN
easat-7035	245	39	2	2	NUM
easat-7035	245	40	,	,	PUNCT
easat-7035	245	41	pp	pp	ADJ
easat-7035	245	42	.	.	PUNCT
easat-7035	246	1	199	199	NUM
easat-7035	246	2	-	-	SYM
easat-7035	246	3	209	209	NUM
easat-7035	246	4	,	,	PUNCT
easat-7035	246	5	2023	2023	NUM
easat-7035	246	6	.	.	PUNCT
easat-7035	247	1	[	[	X
easat-7035	247	2	43	43	NUM
easat-7035	247	3	]	]	X
easat-7035	247	4	f.	f.	PROPN
easat-7035	247	5	lisdayani	lisdayani	PROPN
easat-7035	247	6	,	,	PUNCT
easat-7035	247	7	t.	t.	PROPN
easat-7035	247	8	mandaraira	mandaraira	PROPN
easat-7035	247	9	,	,	PUNCT
easat-7035	247	10	m.	m.	NOUN
easat-7035	247	11	devilishanti	devilishanti	PROPN
easat-7035	247	12	,	,	PUNCT
easat-7035	247	13	mardaleta	mardaleta	NOUN
easat-7035	247	14	,	,	PUNCT
easat-7035	247	15	and	and	CCONJ
easat-7035	247	16	m.	m.	NOUN
easat-7035	247	17	a.	a.	PROPN
easat-7035	247	18	afni	afni	PROPN
easat-7035	247	19	,	,	PUNCT
easat-7035	247	20	"	"	PUNCT
easat-7035	247	21	the	the	DET
easat-7035	247	22	effect	effect	NOUN
easat-7035	247	23	of	of	ADP
easat-7035	247	24	debt	debt	NOUN
easat-7035	247	25	to	to	ADP
easat-7035	247	26	equity	equity	NOUN
easat-7035	247	27	ratio	ratio	NOUN
easat-7035	247	28	and	and	CCONJ
easat-7035	247	29	debt	debt	NOUN
easat-7035	247	30	to	to	ADP
easat-7035	247	31	asset	asset	NOUN
easat-7035	247	32	ratio	ratio	NOUN
easat-7035	247	33	on	on	ADP
easat-7035	247	34	return	return	NOUN
easat-7035	247	35	on	on	ADP
easat-7035	247	36	equity	equity	NOUN
easat-7035	247	37	in	in	ADP
easat-7035	247	38	the	the	DET
easat-7035	247	39	insurance	insurance	NOUN
easat-7035	247	40	company	company	NOUN
easat-7035	247	41	sector	sector	NOUN
easat-7035	247	42	on	on	ADP
easat-7035	247	43	the	the	DET
easat-7035	247	44	idx	idx	NOUN
easat-7035	247	45	in	in	ADP
easat-7035	247	46	2018	2018	NUM
easat-7035	247	47	-	-	SYM
easat-7035	247	48	2023	2023	NUM
easat-7035	247	49	the	the	DET
easat-7035	247	50	insurance	insurance	NOUN
easat-7035	247	51	sector	sector	NOUN
easat-7035	247	52	in	in	ADP
easat-7035	247	53	indonesia	indonesia	PROPN
easat-7035	247	54	shows	show	VERB
easat-7035	247	55	significant	significant	ADJ
easat-7035	247	56	growth	growth	NOUN
easat-7035	247	57	(	(	PUNCT
easat-7035	247	58	service	service	NOUN
easat-7035	247	59	authority	authority	NOUN
easat-7035	247	60	decrease	decrease	NOUN
easat-7035	247	61	in	in	ADP
easat-7035	247	62	return	return	NOUN
easat-7035	247	63	on	on	ADP
easat-7035	247	64	equity	equity	NOUN
easat-7035	247	65	and	and	CCONJ
easat-7035	247	66	efficiency	efficiency	NOUN
easat-7035	247	67	)	)	PUNCT
easat-7035	247	68	,	,	PUNCT
easat-7035	247	69	"	"	PUNCT
easat-7035	247	70	manuhara	manuhara	PROPN
easat-7035	247	71	journal	journal	NOUN
easat-7035	247	72	of	of	ADP
easat-7035	247	73	management	management	NOUN
easat-7035	247	74	and	and	CCONJ
easat-7035	247	75	business	business	NOUN
easat-7035	247	76	science	science	NOUN
easat-7035	247	77	research	research	NOUN
easat-7035	247	78	center	center	NOUN
easat-7035	247	79	,	,	PUNCT
easat-7035	247	80	vol	vol	NOUN
easat-7035	247	81	.	.	PROPN
easat-7035	248	1	3	3	NUM
easat-7035	248	2	,	,	PUNCT
easat-7035	248	3	no	no	INTJ
easat-7035	248	4	.	.	NOUN
easat-7035	248	5	1	1	NUM
easat-7035	248	6	,	,	PUNCT
easat-7035	248	7	pp	pp	ADJ
easat-7035	248	8	.	.	PUNCT
easat-7035	249	1	199–217	199–217	NUM
easat-7035	249	2	,	,	PUNCT
easat-7035	249	3	2025	2025	NUM
easat-7035	249	4	.	.	PUNCT
easat-7035	250	1	https://doi.org/10.61132/manuhara.v3i1.1520	https://doi.org/10.61132/manuhara.v3i1.1520	X
easat-7035	251	1	[	[	X
easat-7035	251	2	44	44	NUM
easat-7035	251	3	]	]	PUNCT
easat-7035	251	4	m.	m.	PROPN
easat-7035	251	5	r.	r.	PROPN
easat-7035	251	6	hatami	hatami	PROPN
easat-7035	251	7	and	and	CCONJ
easat-7035	251	8	hendratno	hendratno	PROPN
easat-7035	251	9	,	,	PUNCT
easat-7035	251	10	"	"	PUNCT
easat-7035	251	11	the	the	DET
easat-7035	251	12	effect	effect	NOUN
easat-7035	251	13	of	of	ADP
easat-7035	251	14	current	current	ADJ
easat-7035	251	15	ratio	ratio	NOUN
easat-7035	251	16	,	,	PUNCT
easat-7035	251	17	debt	debt	NOUN
easat-7035	251	18	to	to	ADP
easat-7035	251	19	equity	equity	NOUN
easat-7035	251	20	ratio	ratio	NOUN
easat-7035	251	21	and	and	CCONJ
easat-7035	251	22	total	total	ADJ
easat-7035	251	23	asset	asset	NOUN
easat-7035	251	24	turnover	turnover	NOUN
easat-7035	251	25	on	on	ADP
easat-7035	251	26	return	return	NOUN
easat-7035	251	27	on	on	ADP
easat-7035	251	28	assets	asset	NOUN
easat-7035	251	29	in	in	ADP
easat-7035	251	30	construction	construction	NOUN
easat-7035	251	31	companies	company	NOUN
easat-7035	251	32	listed	list	VERB
easat-7035	251	33	on	on	ADP
easat-7035	251	34	the	the	DET
easat-7035	251	35	indonesia	indonesia	PROPN
easat-7035	251	36	stock	stock	PROPN
easat-7035	251	37	exchange	exchange	PROPN
easat-7035	251	38	.	.	PUNCT
easat-7035	251	39	,	,	PUNCT
easat-7035	251	40	"	"	PUNCT
easat-7035	251	41	e	e	X
easat-7035	251	42	-	-	ADJ
easat-7035	251	43	proceeding	proceeding	ADJ
easat-7035	251	44	manajemen	manajeman	NOUN
easat-7035	251	45	,	,	PUNCT
easat-7035	251	46	vol	vol	NOUN
easat-7035	251	47	.	.	PROPN
easat-7035	251	48	7	7	NUM
easat-7035	251	49	,	,	PUNCT
easat-7035	251	50	no	no	INTJ
easat-7035	251	51	.	.	NOUN
easat-7035	251	52	1	1	NUM
easat-7035	251	53	,	,	PUNCT
easat-7035	251	54	pp	pp	ADJ
easat-7035	251	55	.	.	PUNCT
easat-7035	252	1	696–701	696–701	NUM
easat-7035	252	2	,	,	PUNCT
easat-7035	252	3	2020	2020	NUM
easat-7035	252	4	.	.	PUNCT
easat-7035	253	1	[	[	X
easat-7035	253	2	45	45	NUM
easat-7035	253	3	]	]	PUNCT
easat-7035	253	4	a.	a.	NOUN
easat-7035	253	5	olawale	olawale	PROPN
easat-7035	253	6	and	and	CCONJ
easat-7035	253	7	e.	e.	PROPN
easat-7035	253	8	obinna	obinna	PROPN
easat-7035	253	9	,	,	PUNCT
easat-7035	253	10	"	"	PUNCT
easat-7035	253	11	an	an	DET
easat-7035	253	12	empirical	empirical	ADJ
easat-7035	253	13	analysis	analysis	NOUN
easat-7035	253	14	of	of	ADP
easat-7035	253	15	capital	capital	NOUN
easat-7035	253	16	structure	structure	NOUN
easat-7035	253	17	,	,	PUNCT
easat-7035	253	18	liquidity	liquidity	NOUN
easat-7035	253	19	and	and	CCONJ
easat-7035	253	20	banking	banking	NOUN
easat-7035	253	21	sector	sector	NOUN
easat-7035	253	22	performance	performance	NOUN
easat-7035	253	23	in	in	ADP
easat-7035	253	24	nigeria	nigeria	PROPN
easat-7035	253	25	(	(	PUNCT
easat-7035	253	26	2011–2021	2011–2021	NUM
easat-7035	253	27	)	)	PUNCT
easat-7035	253	28	,	,	PUNCT
easat-7035	253	29	"	"	PUNCT
easat-7035	253	30	journal	journal	NOUN
easat-7035	253	31	of	of	ADP
easat-7035	253	32	finance	finance	NOUN
easat-7035	253	33	and	and	CCONJ
easat-7035	253	34	economics	economic	NOUN
easat-7035	253	35	,	,	PUNCT
easat-7035	253	36	vol	vol	NOUN
easat-7035	253	37	.	.	PROPN
easat-7035	253	38	11	11	NUM
easat-7035	253	39	,	,	PUNCT
easat-7035	253	40	no	no	INTJ
easat-7035	253	41	.	.	NOUN
easat-7035	253	42	3	3	NUM
easat-7035	253	43	,	,	PUNCT
easat-7035	253	44	pp	pp	ADJ
easat-7035	253	45	.	.	PUNCT
easat-7035	254	1	149	149	NUM
easat-7035	254	2	-	-	SYM
easat-7035	254	3	159	159	NUM
easat-7035	254	4	,	,	PUNCT
easat-7035	254	5	2023	2023	NUM
easat-7035	254	6	.	.	PUNCT
easat-7035	255	1	https://doi.org/10.12691/jfe-11-3-3	https://doi.org/10.12691/jfe-11-3-3	NOUN
easat-7035	255	2	[	[	X
easat-7035	255	3	46	46	NUM
easat-7035	255	4	]	]	X
easat-7035	255	5	o.	o.	PROPN
easat-7035	255	6	d.	d.	PROPN
easat-7035	255	7	yanti	yanti	PROPN
easat-7035	255	8	and	and	CCONJ
easat-7035	255	9	e.	e.	PROPN
easat-7035	255	10	sisdianto	sisdianto	PROPN
easat-7035	255	11	,	,	PUNCT
easat-7035	255	12	"	"	PUNCT
easat-7035	255	13	analysis	analysis	NOUN
easat-7035	255	14	of	of	ADP
easat-7035	255	15	the	the	DET
easat-7035	255	16	influence	influence	NOUN
easat-7035	255	17	of	of	ADP
easat-7035	255	18	debt	debt	NOUN
easat-7035	255	19	policy	policy	NOUN
easat-7035	255	20	on	on	ADP
easat-7035	255	21	company	company	NOUN
easat-7035	255	22	financial	financial	ADJ
easat-7035	255	23	performance	performance	NOUN
easat-7035	255	24	,	,	PUNCT
easat-7035	255	25	"	"	PUNCT
easat-7035	255	26	budget	budget	NOUN
easat-7035	255	27	:	:	PUNCT
easat-7035	255	28	journal	journal	NOUN
easat-7035	255	29	of	of	ADP
easat-7035	255	30	economic	economic	ADJ
easat-7035	255	31	and	and	CCONJ
easat-7035	255	32	accounting	accounting	NOUN
easat-7035	255	33	publication	publication	NOUN
easat-7035	255	34	,	,	PUNCT
easat-7035	255	35	vol	vol	NOUN
easat-7035	255	36	.	.	PROPN
easat-7035	255	37	2	2	NUM
easat-7035	255	38	,	,	PUNCT
easat-7035	255	39	no	no	INTJ
easat-7035	255	40	.	.	NOUN
easat-7035	255	41	2	2	NUM
easat-7035	255	42	,	,	PUNCT
easat-7035	255	43	pp	pp	ADJ
easat-7035	255	44	.	.	PUNCT
easat-7035	256	1	221–238	221–238	NUM
easat-7035	256	2	,	,	PUNCT
easat-7035	256	3	2024	2024	NUM
easat-7035	256	4	.	.	PUNCT
easat-7035	257	1	https://doi.org/10.61132/anggaran.v2i2.581	https://doi.org/10.61132/anggaran.v2i2.581	NOUN
easat-7035	257	2	[	[	X
easat-7035	257	3	47	47	NUM
easat-7035	257	4	]	]	PUNCT
easat-7035	257	5	f.	f.	PROPN
easat-7035	257	6	ahmed	ahmed	PROPN
easat-7035	257	7	,	,	PUNCT
easat-7035	257	8	m.	m.	PROPN
easat-7035	257	9	u.	u.	PROPN
easat-7035	257	10	rahman	rahman	PROPN
easat-7035	257	11	,	,	PUNCT
easat-7035	257	12	h.	h.	PROPN
easat-7035	257	13	m.	m.	PROPN
easat-7035	257	14	rehman	rehman	PROPN
easat-7035	257	15	,	,	PUNCT
easat-7035	257	16	m.	m.	NOUN
easat-7035	257	17	imran	imran	PROPN
easat-7035	257	18	,	,	PUNCT
easat-7035	257	19	a.	a.	NOUN
easat-7035	257	20	dunay	dunay	NOUN
easat-7035	257	21	,	,	PUNCT
easat-7035	257	22	and	and	CCONJ
easat-7035	257	23	m.	m.	PROPN
easat-7035	257	24	b.	b.	PROPN
easat-7035	257	25	hossain	hossain	PROPN
easat-7035	257	26	,	,	PUNCT
easat-7035	257	27	"	"	PUNCT
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easat-7035	257	29	capital	capital	NOUN
easat-7035	257	30	structure	structure	NOUN
easat-7035	257	31	effects	effect	NOUN
easat-7035	257	32	on	on	ADP
easat-7035	257	33	corporate	corporate	ADJ
easat-7035	257	34	performance	performance	NOUN
easat-7035	257	35	pursuing	pursue	VERB
easat-7035	257	36	a	a	DET
easat-7035	257	37	strategy	strategy	NOUN
easat-7035	257	38	of	of	ADP
easat-7035	257	39	innovation	innovation	NOUN
easat-7035	257	40	in	in	ADP
easat-7035	257	41	manufacturing	manufacturing	NOUN
easat-7035	257	42	companies	company	NOUN
easat-7035	257	43	,	,	PUNCT
easat-7035	257	44	"	"	PUNCT
easat-7035	257	45	heliyon	heliyon	NOUN
easat-7035	257	46	,	,	PUNCT
easat-7035	257	47	vol	vol	NOUN
easat-7035	257	48	.	.	PROPN
easat-7035	258	1	10	10	NUM
easat-7035	258	2	,	,	PUNCT
easat-7035	258	3	no	no	INTJ
easat-7035	258	4	.	.	NOUN
easat-7035	258	5	3	3	NUM
easat-7035	258	6	,	,	PUNCT
easat-7035	258	7	p.	p.	PROPN
easat-7035	258	8	e02408	e02408	PROPN
easat-7035	258	9	,	,	PUNCT
easat-7035	258	10	2024	2024	NUM
easat-7035	258	11	.	.	PUNCT
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easat-7035	260	1	[	[	X
easat-7035	260	2	48	48	NUM
easat-7035	260	3	]	]	PUNCT
easat-7035	260	4	l.	l.	PROPN
easat-7035	260	5	m.	m.	PROPN
easat-7035	260	6	al	al	PROPN
easat-7035	260	7	-	-	PUNCT
easat-7035	260	8	haddad	haddad	PROPN
easat-7035	260	9	,	,	PUNCT
easat-7035	260	10	z.	z.	PROPN
easat-7035	260	11	saidat	saidat	PROPN
easat-7035	260	12	,	,	PUNCT
easat-7035	260	13	c.	c.	PROPN
easat-7035	260	14	seaman	seaman	NOUN
easat-7035	260	15	,	,	PUNCT
easat-7035	260	16	and	and	CCONJ
easat-7035	260	17	a.	a.	NOUN
easat-7035	260	18	m.	m.	NOUN
easat-7035	260	19	gerged	gerge	VERB
easat-7035	260	20	,	,	PUNCT
easat-7035	260	21	"	"	PUNCT
easat-7035	260	22	does	do	VERB
easat-7035	260	23	capital	capital	NOUN
easat-7035	260	24	structure	structure	NOUN
easat-7035	260	25	matter	matter	NOUN
easat-7035	260	26	?	?	PUNCT
easat-7035	261	1	evidence	evidence	NOUN
easat-7035	261	2	from	from	ADP
easat-7035	261	3	familyowned	familyowne	VERB
easat-7035	261	4	firms	firm	NOUN
easat-7035	261	5	in	in	ADP
easat-7035	261	6	jordan	jordan	PROPN
easat-7035	261	7	,	,	PUNCT
easat-7035	261	8	"	"	PUNCT
easat-7035	261	9	journal	journal	NOUN
easat-7035	261	10	of	of	ADP
easat-7035	261	11	family	family	NOUN
easat-7035	261	12	business	business	NOUN
easat-7035	261	13	management	management	NOUN
easat-7035	261	14	,	,	PUNCT
easat-7035	261	15	vol	vol	NOUN
easat-7035	261	16	.	.	PROPN
easat-7035	261	17	14	14	NUM
easat-7035	261	18	,	,	PUNCT
easat-7035	261	19	no	no	INTJ
easat-7035	261	20	.	.	NOUN
easat-7035	261	21	1	1	NUM
easat-7035	261	22	,	,	PUNCT
easat-7035	261	23	pp	pp	ADJ
easat-7035	261	24	.	.	PUNCT
easat-7035	262	1	64	64	NUM
easat-7035	262	2	-	-	SYM
easat-7035	262	3	76	76	NUM
easat-7035	262	4	,	,	PUNCT
easat-7035	262	5	2024	2024	NUM
easat-7035	262	6	.	.	PUNCT
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easat-7035	263	7	https://doi.org/10.1108/jfbm-09-2022-0115	https://doi.org/10.1108/jfbm-09-2022-0115	PROPN