id	sid	tid	token	lemma	pos
easat-7169	1	1	edelweiss	edelweiss	PROPN
easat-7169	1	2	applied	apply	VERB
easat-7169	1	3	science	science	NOUN
easat-7169	1	4	and	and	CCONJ
easat-7169	1	5	technology	technology	NOUN
easat-7169	1	6	issn	issn	PROPN
easat-7169	1	7	:	:	PUNCT
easat-7169	1	8	2576	2576	NUM
easat-7169	1	9	-	-	SYM
easat-7169	1	10	8484	8484	NUM
easat-7169	1	11	vol	vol	NOUN
easat-7169	1	12	.	.	PROPN
easat-7169	2	1	9	9	NUM
easat-7169	2	2	,	,	PUNCT
easat-7169	2	3	no	no	INTJ
easat-7169	2	4	.	.	NOUN
easat-7169	2	5	5	5	NUM
easat-7169	2	6	,	,	PUNCT
easat-7169	2	7	1358	1358	NUM
easat-7169	2	8	-	-	SYM
easat-7169	2	9	1377	1377	NUM
easat-7169	2	10	2025	2025	NUM
easat-7169	2	11	publisher	publisher	NOUN
easat-7169	2	12	:	:	PUNCT
easat-7169	2	13	learning	learn	VERB
easat-7169	2	14	gate	gate	NOUN
easat-7169	2	15	doi	doi	PROPN
easat-7169	2	16	:	:	PUNCT
easat-7169	2	17	10.55214/25768484.v9i5.7169	10.55214/25768484.v9i5.7169	NUM
easat-7169	2	18	©	©	PROPN
easat-7169	2	19	2025	2025	NUM
easat-7169	2	20	by	by	ADP
easat-7169	2	21	the	the	DET
easat-7169	2	22	authors	author	NOUN
easat-7169	2	23	;	;	PUNCT
easat-7169	2	24	licensee	licensee	PROPN
easat-7169	2	25	learning	learning	NOUN
easat-7169	2	26	gate	gate	NOUN
easat-7169	3	1	©	©	PROPN
easat-7169	3	2	2025	2025	NUM
easat-7169	3	3	by	by	ADP
easat-7169	3	4	the	the	DET
easat-7169	3	5	authors	author	NOUN
easat-7169	3	6	;	;	PUNCT
easat-7169	3	7	licensee	licensee	PROPN
easat-7169	3	8	learning	learning	NOUN
easat-7169	3	9	gate	gate	NOUN
easat-7169	3	10	history	history	NOUN
easat-7169	3	11	:	:	PUNCT
easat-7169	3	12	received	receive	VERB
easat-7169	3	13	:	:	PUNCT
easat-7169	3	14	6	6	NUM
easat-7169	3	15	february	february	NOUN
easat-7169	3	16	2025	2025	NUM
easat-7169	3	17	;	;	PUNCT
easat-7169	3	18	revised	revise	VERB
easat-7169	3	19	:	:	PUNCT
easat-7169	3	20	25	25	NUM
easat-7169	3	21	april	april	PROPN
easat-7169	3	22	2025	2025	NUM
easat-7169	3	23	;	;	PUNCT
easat-7169	3	24	accepted	accept	VERB
easat-7169	3	25	:	:	PUNCT
easat-7169	3	26	1	1	NUM
easat-7169	3	27	may	may	PROPN
easat-7169	3	28	2025	2025	NUM
easat-7169	3	29	;	;	PUNCT
easat-7169	3	30	published	publish	VERB
easat-7169	3	31	:	:	PUNCT
easat-7169	4	1	14	14	NUM
easat-7169	4	2	may	may	PROPN
easat-7169	4	3	2025	2025	NUM
easat-7169	4	4	*	*	PUNCT
easat-7169	4	5	correspondence	correspondence	NOUN
easat-7169	4	6	:	:	PUNCT
easat-7169	4	7	khunanan_su@rmutto.ac.th	khunanan_su@rmutto.ac.th	PROPN
easat-7169	4	8	a	a	DET
easat-7169	4	9	mode	mode	NOUN
easat-7169	4	10	of	of	ADP
easat-7169	4	11	developing	develop	VERB
easat-7169	4	12	financial	financial	ADJ
easat-7169	4	13	service	service	NOUN
easat-7169	4	14	innovation	innovation	NOUN
easat-7169	4	15	management	management	NOUN
easat-7169	4	16	for	for	ADP
easat-7169	4	17	digital	digital	ADJ
easat-7169	4	18	finance	finance	NOUN
easat-7169	4	19	in	in	ADP
easat-7169	4	20	property	property	NOUN
easat-7169	4	21	insurance	insurance	NOUN
easat-7169	4	22	business	business	NOUN
easat-7169	4	23	data	datum	NOUN
easat-7169	4	24	from	from	ADP
easat-7169	4	25	insurance	insurance	NOUN
easat-7169	4	26	companies	company	NOUN
easat-7169	4	27	in	in	ADP
easat-7169	4	28	guangdong	guangdong	PROPN
easat-7169	4	29	province	province	PROPN
easat-7169	4	30	,	,	PUNCT
easat-7169	4	31	china	china	PROPN
easat-7169	4	32	jiali	jiali	PROPN
easat-7169	4	33	zhong1	zhong1	PROPN
easat-7169	4	34	,	,	PUNCT
easat-7169	4	35	khunanan	khunanan	PROPN
easat-7169	4	36	sukpasjaroen2	sukpasjaroen2	PROPN
easat-7169	4	37	*	*	PROPN
easat-7169	4	38	1,2	1,2	NUM
easat-7169	4	39	chakrabongse	chakrabongse	PROPN
easat-7169	4	40	bhuvanarth	bhuvanarth	PROPN
easat-7169	4	41	international	international	PROPN
easat-7169	4	42	institute	institute	PROPN
easat-7169	4	43	for	for	ADP
easat-7169	4	44	interdisciplinary	interdisciplinary	ADJ
easat-7169	4	45	studies	study	NOUN
easat-7169	4	46	,	,	PUNCT
easat-7169	4	47	rajamangala	rajamangala	PROPN
easat-7169	4	48	university	university	PROPN
easat-7169	4	49	of	of	ADP
easat-7169	4	50	technology	technology	NOUN
easat-7169	4	51	tawan	tawan	NOUN
easat-7169	4	52	-	-	PUNCT
easat-7169	4	53	ok	ok	ADJ
easat-7169	4	54	(	(	PUNCT
easat-7169	4	55	rmutto	rmutto	NOUN
easat-7169	4	56	)	)	PUNCT
easat-7169	4	57	,	,	PUNCT
easat-7169	4	58	bangkok	bangkok	PROPN
easat-7169	4	59	,	,	PUNCT
easat-7169	4	60	10400	10400	NUM
easat-7169	4	61	,	,	PUNCT
easat-7169	4	62	thailand	thailand	PROPN
easat-7169	4	63	;	;	PUNCT
easat-7169	4	64	khunanan_su@rmutto.ac.th	khunanan_su@rmutto.ac.th	PROPN
easat-7169	4	65	(	(	PUNCT
easat-7169	4	66	k.s	k.s	PROPN
easat-7169	4	67	.	.	PROPN
easat-7169	4	68	)	)	PUNCT
easat-7169	4	69	.	.	PUNCT
easat-7169	5	1	abstract	abstract	ADV
easat-7169	5	2	:	:	PUNCT
easat-7169	5	3	for	for	ADP
easat-7169	5	4	the	the	DET
easat-7169	5	5	insurance	insurance	NOUN
easat-7169	5	6	industry	industry	NOUN
easat-7169	5	7	with	with	ADP
easat-7169	5	8	strong	strong	ADJ
easat-7169	5	9	data	datum	NOUN
easat-7169	5	10	dependence	dependence	NOUN
easat-7169	5	11	,	,	PUNCT
easat-7169	5	12	insurance	insurance	NOUN
easat-7169	5	13	companies	company	NOUN
easat-7169	5	14	urgently	urgently	ADV
easat-7169	5	15	need	need	VERB
easat-7169	5	16	to	to	PART
easat-7169	5	17	accelerate	accelerate	VERB
easat-7169	5	18	the	the	DET
easat-7169	5	19	process	process	NOUN
easat-7169	5	20	of	of	ADP
easat-7169	5	21	digital	digital	ADJ
easat-7169	5	22	transformation	transformation	NOUN
easat-7169	5	23	and	and	CCONJ
easat-7169	5	24	improve	improve	VERB
easat-7169	5	25	the	the	DET
easat-7169	5	26	financial	financial	ADJ
easat-7169	5	27	service	service	NOUN
easat-7169	5	28	innovation	innovation	NOUN
easat-7169	5	29	management	management	NOUN
easat-7169	5	30	of	of	ADP
easat-7169	5	31	insurance	insurance	NOUN
easat-7169	5	32	companies	company	NOUN
easat-7169	5	33	through	through	ADP
easat-7169	5	34	digital	digital	ADJ
easat-7169	5	35	finance	finance	NOUN
easat-7169	5	36	and	and	CCONJ
easat-7169	5	37	precision	precision	NOUN
easat-7169	5	38	marketing	marketing	NOUN
easat-7169	5	39	.	.	PUNCT
easat-7169	6	1	therefore	therefore	ADV
easat-7169	6	2	,	,	PUNCT
easat-7169	6	3	the	the	DET
easat-7169	6	4	objectives	objective	NOUN
easat-7169	6	5	of	of	ADP
easat-7169	6	6	this	this	DET
easat-7169	6	7	research	research	NOUN
easat-7169	6	8	were	be	AUX
easat-7169	6	9	(	(	PUNCT
easat-7169	6	10	1	1	NUM
easat-7169	6	11	)	)	PUNCT
easat-7169	6	12	to	to	PART
easat-7169	6	13	study	study	VERB
easat-7169	6	14	the	the	DET
easat-7169	6	15	current	current	ADJ
easat-7169	6	16	situation	situation	NOUN
easat-7169	6	17	of	of	ADP
easat-7169	6	18	global	global	ADJ
easat-7169	6	19	and	and	CCONJ
easat-7169	6	20	chinese	chinese	ADJ
easat-7169	6	21	digital	digital	ADJ
easat-7169	6	22	financial	financial	ADJ
easat-7169	6	23	innovation	innovation	NOUN
easat-7169	6	24	service	service	NOUN
easat-7169	6	25	management	management	NOUN
easat-7169	6	26	;	;	PUNCT
easat-7169	6	27	(	(	PUNCT
easat-7169	6	28	2	2	X
easat-7169	6	29	)	)	PUNCT
easat-7169	6	30	to	to	PART
easat-7169	6	31	analyze	analyze	VERB
easat-7169	6	32	the	the	DET
easat-7169	6	33	factors	factor	NOUN
easat-7169	6	34	affecting	affect	VERB
easat-7169	6	35	the	the	DET
easat-7169	6	36	property	property	NOUN
easat-7169	6	37	insurance	insurance	NOUN
easat-7169	6	38	business	business	NOUN
easat-7169	6	39	in	in	ADP
easat-7169	6	40	guangdong	guangdong	PROPN
easat-7169	6	41	,	,	PUNCT
easat-7169	6	42	china	china	PROPN
easat-7169	6	43	;	;	PUNCT
easat-7169	6	44	(	(	PUNCT
easat-7169	6	45	3	3	X
easat-7169	6	46	)	)	PUNCT
easat-7169	6	47	to	to	PART
easat-7169	6	48	propose	propose	VERB
easat-7169	6	49	a	a	DET
easat-7169	6	50	management	management	NOUN
easat-7169	6	51	model	model	NOUN
easat-7169	6	52	for	for	ADP
easat-7169	6	53	financial	financial	ADJ
easat-7169	6	54	business	business	NOUN
easat-7169	6	55	service	service	NOUN
easat-7169	6	56	innovation	innovation	NOUN
easat-7169	6	57	.	.	PUNCT
easat-7169	7	1	guided	guide	VERB
easat-7169	7	2	by	by	ADP
easat-7169	7	3	constructivism	constructivism	NOUN
easat-7169	7	4	and	and	CCONJ
easat-7169	7	5	positivism	positivism	NOUN
easat-7169	7	6	methodology	methodology	NOUN
easat-7169	7	7	,	,	PUNCT
easat-7169	7	8	this	this	DET
easat-7169	7	9	study	study	NOUN
easat-7169	7	10	uses	use	VERB
easat-7169	7	11	qualitative	qualitative	ADJ
easat-7169	7	12	and	and	CCONJ
easat-7169	7	13	quantitative	quantitative	ADJ
easat-7169	7	14	analysis	analysis	NOUN
easat-7169	7	15	and	and	CCONJ
easat-7169	7	16	conducts	conduct	VERB
easat-7169	7	17	empirical	empirical	ADJ
easat-7169	7	18	research	research	NOUN
easat-7169	7	19	.	.	PUNCT
easat-7169	8	1	the	the	DET
easat-7169	8	2	first	first	ADJ
easat-7169	8	3	study	study	NOUN
easat-7169	8	4	recruited	recruit	VERB
easat-7169	8	5	30	30	NUM
easat-7169	8	6	participants	participant	NOUN
easat-7169	8	7	to	to	PART
easat-7169	8	8	conduct	conduct	VERB
easat-7169	8	9	in	in	ADP
easat-7169	8	10	-	-	PUNCT
easat-7169	8	11	depth	depth	NOUN
easat-7169	8	12	interviews	interview	NOUN
easat-7169	8	13	.	.	PUNCT
easat-7169	9	1	the	the	DET
easat-7169	9	2	second	second	ADJ
easat-7169	9	3	study	study	NOUN
easat-7169	9	4	used	use	VERB
easat-7169	9	5	questionnaires	questionnaire	NOUN
easat-7169	9	6	to	to	PART
easat-7169	9	7	obtain	obtain	VERB
easat-7169	9	8	833	833	NUM
easat-7169	9	9	valid	valid	ADJ
easat-7169	9	10	responses	response	NOUN
easat-7169	9	11	.	.	PUNCT
easat-7169	10	1	advanced	advanced	ADJ
easat-7169	10	2	statistical	statistical	ADJ
easat-7169	10	3	software	software	NOUN
easat-7169	10	4	was	be	AUX
easat-7169	10	5	used	use	VERB
easat-7169	10	6	for	for	ADP
easat-7169	10	7	the	the	DET
easat-7169	10	8	analysis	analysis	NOUN
easat-7169	10	9	of	of	ADP
easat-7169	10	10	the	the	DET
easat-7169	10	11	survey	survey	NOUN
easat-7169	10	12	data	datum	NOUN
easat-7169	10	13	.	.	PUNCT
easat-7169	11	1	this	this	DET
easat-7169	11	2	paper	paper	NOUN
easat-7169	11	3	draws	draw	VERB
easat-7169	11	4	the	the	DET
easat-7169	11	5	following	following	ADJ
easat-7169	11	6	conclusions	conclusion	NOUN
easat-7169	11	7	:	:	PUNCT
easat-7169	11	8	(	(	PUNCT
easat-7169	11	9	1	1	X
easat-7169	11	10	)	)	PUNCT
easat-7169	11	11	digital	digital	ADJ
easat-7169	11	12	finance	finance	NOUN
easat-7169	11	13	has	have	VERB
easat-7169	11	14	a	a	DET
easat-7169	11	15	role	role	NOUN
easat-7169	11	16	in	in	ADP
easat-7169	11	17	improving	improve	VERB
easat-7169	11	18	innovation	innovation	NOUN
easat-7169	11	19	management	management	NOUN
easat-7169	11	20	;	;	PUNCT
easat-7169	11	21	(	(	PUNCT
easat-7169	11	22	2	2	X
easat-7169	11	23	)	)	PUNCT
easat-7169	11	24	precision	precision	NOUN
easat-7169	11	25	marketing	marketing	NOUN
easat-7169	11	26	has	have	VERB
easat-7169	11	27	an	an	DET
easat-7169	11	28	improving	improve	VERB
easat-7169	11	29	effect	effect	NOUN
easat-7169	11	30	on	on	ADP
easat-7169	11	31	innovation	innovation	NOUN
easat-7169	11	32	management	management	NOUN
easat-7169	11	33	;	;	PUNCT
easat-7169	11	34	(	(	PUNCT
easat-7169	11	35	3	3	X
easat-7169	11	36	)	)	PUNCT
easat-7169	11	37	precision	precision	NOUN
easat-7169	11	38	marketing	marketing	NOUN
easat-7169	11	39	has	have	VERB
easat-7169	11	40	a	a	DET
easat-7169	11	41	partial	partial	ADJ
easat-7169	11	42	intermediary	intermediary	ADJ
easat-7169	11	43	role	role	NOUN
easat-7169	11	44	between	between	ADP
easat-7169	11	45	digital	digital	ADJ
easat-7169	11	46	finance	finance	NOUN
easat-7169	11	47	and	and	CCONJ
easat-7169	11	48	the	the	DET
easat-7169	11	49	innovation	innovation	NOUN
easat-7169	11	50	management	management	NOUN
easat-7169	11	51	of	of	ADP
easat-7169	11	52	property	property	NOUN
easat-7169	11	53	insurance	insurance	NOUN
easat-7169	11	54	companies	company	NOUN
easat-7169	11	55	.	.	PUNCT
easat-7169	12	1	based	base	VERB
easat-7169	12	2	on	on	ADP
easat-7169	12	3	these	these	DET
easat-7169	12	4	findings	finding	NOUN
easat-7169	12	5	,	,	PUNCT
easat-7169	12	6	this	this	DET
easat-7169	12	7	study	study	NOUN
easat-7169	12	8	proposes	propose	VERB
easat-7169	12	9	the	the	DET
easat-7169	12	10	theoretical	theoretical	ADJ
easat-7169	12	11	framework	framework	NOUN
easat-7169	12	12	of	of	ADP
easat-7169	12	13	digital	digital	ADJ
easat-7169	12	14	finance	finance	NOUN
easat-7169	12	15	,	,	PUNCT
easat-7169	12	16	precision	precision	NOUN
easat-7169	12	17	marketing	marketing	NOUN
easat-7169	12	18	,	,	PUNCT
easat-7169	12	19	and	and	CCONJ
easat-7169	12	20	financial	financial	ADJ
easat-7169	12	21	service	service	NOUN
easat-7169	12	22	innovation	innovation	NOUN
easat-7169	12	23	management	management	NOUN
easat-7169	12	24	.	.	PUNCT
easat-7169	13	1	this	this	DET
easat-7169	13	2	research	research	NOUN
easat-7169	13	3	provides	provide	VERB
easat-7169	13	4	decision	decision	NOUN
easat-7169	13	5	support	support	NOUN
easat-7169	13	6	to	to	ADP
easat-7169	13	7	the	the	DET
easat-7169	13	8	management	management	NOUN
easat-7169	13	9	of	of	ADP
easat-7169	13	10	insurance	insurance	NOUN
easat-7169	13	11	companies	company	NOUN
easat-7169	13	12	and	and	CCONJ
easat-7169	13	13	is	be	AUX
easat-7169	13	14	of	of	ADP
easat-7169	13	15	great	great	ADJ
easat-7169	13	16	significance	significance	NOUN
easat-7169	13	17	for	for	SCONJ
easat-7169	13	18	insurance	insurance	NOUN
easat-7169	13	19	companies	company	NOUN
easat-7169	13	20	to	to	PART
easat-7169	13	21	continuously	continuously	ADV
easat-7169	13	22	promote	promote	VERB
easat-7169	13	23	digital	digital	ADJ
easat-7169	13	24	finance	finance	NOUN
easat-7169	13	25	and	and	CCONJ
easat-7169	13	26	precision	precision	NOUN
easat-7169	13	27	marketing	marketing	NOUN
easat-7169	13	28	and	and	CCONJ
easat-7169	13	29	improve	improve	VERB
easat-7169	13	30	financial	financial	ADJ
easat-7169	13	31	service	service	NOUN
easat-7169	13	32	innovation	innovation	NOUN
easat-7169	13	33	management	management	NOUN
easat-7169	13	34	.	.	PUNCT
easat-7169	14	1	at	at	ADP
easat-7169	14	2	the	the	DET
easat-7169	14	3	same	same	ADJ
easat-7169	14	4	time	time	NOUN
easat-7169	14	5	,	,	PUNCT
easat-7169	14	6	it	it	PRON
easat-7169	14	7	also	also	ADV
easat-7169	14	8	provides	provide	VERB
easat-7169	14	9	a	a	DET
easat-7169	14	10	reference	reference	NOUN
easat-7169	14	11	for	for	ADP
easat-7169	14	12	the	the	DET
easat-7169	14	13	improvement	improvement	NOUN
easat-7169	14	14	and	and	CCONJ
easat-7169	14	15	sustainable	sustainable	ADJ
easat-7169	14	16	development	development	NOUN
easat-7169	14	17	of	of	ADP
easat-7169	14	18	financial	financial	ADJ
easat-7169	14	19	service	service	NOUN
easat-7169	14	20	innovation	innovation	NOUN
easat-7169	14	21	management	management	NOUN
easat-7169	14	22	of	of	ADP
easat-7169	14	23	similar	similar	ADJ
easat-7169	14	24	insurance	insurance	NOUN
easat-7169	14	25	companies	company	NOUN
easat-7169	14	26	.	.	PUNCT
easat-7169	15	1	keywords	keyword	NOUN
easat-7169	15	2	:	:	PUNCT
easat-7169	15	3	digital	digital	ADJ
easat-7169	15	4	finance	finance	NOUN
easat-7169	15	5	,	,	PUNCT
easat-7169	15	6	innovation	innovation	NOUN
easat-7169	15	7	management	management	NOUN
easat-7169	15	8	,	,	PUNCT
easat-7169	15	9	insurance	insurance	NOUN
easat-7169	15	10	companies	company	NOUN
easat-7169	15	11	,	,	PUNCT
easat-7169	15	12	precision	precision	NOUN
easat-7169	15	13	marketing	marketing	NOUN
easat-7169	15	14	.	.	PUNCT
easat-7169	16	1	1	1	X
easat-7169	16	2	.	.	X
easat-7169	16	3	introduction	introduction	NOUN
easat-7169	16	4	finance	finance	NOUN
easat-7169	16	5	is	be	AUX
easat-7169	16	6	a	a	DET
easat-7169	16	7	credit	credit	NOUN
easat-7169	16	8	-	-	PUNCT
easat-7169	16	9	based	base	VERB
easat-7169	16	10	transaction	transaction	NOUN
easat-7169	16	11	and	and	CCONJ
easat-7169	16	12	improvement	improvement	NOUN
easat-7169	16	13	of	of	ADP
easat-7169	16	14	the	the	DET
easat-7169	16	15	financial	financial	ADJ
easat-7169	16	16	industry	industry	NOUN
easat-7169	16	17	is	be	AUX
easat-7169	16	18	a	a	DET
easat-7169	16	19	process	process	NOUN
easat-7169	16	20	of	of	ADP
easat-7169	16	21	diversification	diversification	NOUN
easat-7169	16	22	and	and	CCONJ
easat-7169	16	23	deepening	deepening	NOUN
easat-7169	16	24	of	of	ADP
easat-7169	16	25	financial	financial	ADJ
easat-7169	16	26	services	service	NOUN
easat-7169	16	27	[	[	X
easat-7169	16	28	1	1	NUM
easat-7169	16	29	]	]	PUNCT
easat-7169	16	30	.	.	PUNCT
easat-7169	17	1	therefore	therefore	ADV
easat-7169	17	2	,	,	PUNCT
easat-7169	17	3	the	the	DET
easat-7169	17	4	innovation	innovation	NOUN
easat-7169	17	5	and	and	CCONJ
easat-7169	17	6	development	development	NOUN
easat-7169	17	7	of	of	ADP
easat-7169	17	8	financial	financial	ADJ
easat-7169	17	9	services	service	NOUN
easat-7169	17	10	is	be	AUX
easat-7169	17	11	important	important	ADJ
easat-7169	17	12	to	to	ADP
easat-7169	17	13	the	the	DET
easat-7169	17	14	development	development	NOUN
easat-7169	17	15	of	of	ADP
easat-7169	17	16	the	the	DET
easat-7169	17	17	financial	financial	ADJ
easat-7169	17	18	industry	industry	NOUN
easat-7169	17	19	in	in	ADP
easat-7169	17	20	various	various	ADJ
easat-7169	17	21	countries	country	NOUN
easat-7169	17	22	around	around	ADP
easat-7169	17	23	the	the	DET
easat-7169	17	24	world	world	NOUN
easat-7169	17	25	.	.	PUNCT
easat-7169	18	1	property	property	NOUN
easat-7169	18	2	insurance	insurance	NOUN
easat-7169	18	3	,	,	PUNCT
easat-7169	18	4	as	as	ADP
easat-7169	18	5	one	one	NUM
easat-7169	18	6	of	of	ADP
easat-7169	18	7	the	the	DET
easat-7169	18	8	indispensable	indispensable	ADJ
easat-7169	18	9	components	component	NOUN
easat-7169	18	10	of	of	ADP
easat-7169	18	11	the	the	DET
easat-7169	18	12	financial	financial	ADJ
easat-7169	18	13	industry	industry	NOUN
easat-7169	18	14	,	,	PUNCT
easat-7169	18	15	is	be	AUX
easat-7169	18	16	a	a	DET
easat-7169	18	17	socialized	socialized	ADJ
easat-7169	18	18	economic	economic	ADJ
easat-7169	18	19	compensation	compensation	NOUN
easat-7169	18	20	system	system	NOUN
easat-7169	18	21	with	with	ADP
easat-7169	18	22	various	various	ADJ
easat-7169	18	23	property	property	NOUN
easat-7169	18	24	materials	material	NOUN
easat-7169	18	25	and	and	CCONJ
easat-7169	18	26	the	the	DET
easat-7169	18	27	basic	basic	ADJ
easat-7169	18	28	purpose	purpose	NOUN
easat-7169	18	29	of	of	ADP
easat-7169	18	30	compensating	compensate	VERB
easat-7169	18	31	the	the	DET
easat-7169	18	32	economic	economic	ADJ
easat-7169	18	33	losses	loss	NOUN
easat-7169	18	34	of	of	ADP
easat-7169	18	35	the	the	DET
easat-7169	18	36	policyholder	policyholder	NOUN
easat-7169	18	37	or	or	CCONJ
easat-7169	18	38	the	the	DET
easat-7169	18	39	insured	insure	VERB
easat-7169	18	40	[	[	X
easat-7169	18	41	2	2	NUM
easat-7169	18	42	]	]	PUNCT
easat-7169	18	43	.	.	PUNCT
easat-7169	19	1	it	it	PRON
easat-7169	19	2	mainly	mainly	ADV
easat-7169	19	3	includes	include	VERB
easat-7169	19	4	property	property	NOUN
easat-7169	19	5	insurance	insurance	NOUN
easat-7169	19	6	,	,	PUNCT
easat-7169	19	7	agricultural	agricultural	ADJ
easat-7169	19	8	insurance	insurance	NOUN
easat-7169	19	9	,	,	PUNCT
easat-7169	19	10	auto	auto	NOUN
easat-7169	19	11	insurance	insurance	NOUN
easat-7169	19	12	and	and	CCONJ
easat-7169	19	13	the	the	DET
easat-7169	19	14	other	other	ADJ
easat-7169	19	15	kinds	kind	NOUN
easat-7169	19	16	of	of	ADP
easat-7169	19	17	insurance	insurance	NOUN
easat-7169	19	18	that	that	PRON
easat-7169	19	19	takes	take	VERB
easat-7169	19	20	property	property	NOUN
easat-7169	19	21	or	or	CCONJ
easat-7169	19	22	interests	interest	NOUN
easat-7169	19	23	as	as	ADP
easat-7169	19	24	the	the	DET
easat-7169	19	25	subject	subject	NOUN
easat-7169	19	26	matter	matter	NOUN
easat-7169	19	27	insured	insure	VERB
easat-7169	19	28	.	.	PUNCT
easat-7169	20	1	in	in	ADP
easat-7169	20	2	all	all	DET
easat-7169	20	3	types	type	NOUN
easat-7169	20	4	of	of	ADP
easat-7169	20	5	financial	financial	ADJ
easat-7169	20	6	services	service	NOUN
easat-7169	20	7	,	,	PUNCT
easat-7169	20	8	the	the	DET
easat-7169	20	9	financial	financial	ADJ
easat-7169	20	10	insurance	insurance	NOUN
easat-7169	20	11	service	service	NOUN
easat-7169	20	12	occupies	occupy	VERB
easat-7169	20	13	an	an	DET
easat-7169	20	14	important	important	ADJ
easat-7169	20	15	part	part	NOUN
easat-7169	20	16	,	,	PUNCT
easat-7169	20	17	so	so	CCONJ
easat-7169	20	18	the	the	DET
easat-7169	20	19	digital	digital	ADJ
easat-7169	20	20	finance	finance	NOUN
easat-7169	20	21	of	of	ADP
easat-7169	20	22	financial	financial	ADJ
easat-7169	20	23	insurance	insurance	NOUN
easat-7169	20	24	companies	company	NOUN
easat-7169	20	25	also	also	ADV
easat-7169	20	26	plays	play	VERB
easat-7169	20	27	a	a	DET
easat-7169	20	28	very	very	ADV
easat-7169	20	29	crucial	crucial	ADJ
easat-7169	20	30	role	role	NOUN
easat-7169	20	31	in	in	ADP
easat-7169	20	32	the	the	DET
easat-7169	20	33	innovation	innovation	NOUN
easat-7169	20	34	of	of	ADP
easat-7169	20	35	financial	financial	ADJ
easat-7169	20	36	services	service	NOUN
easat-7169	20	37	.	.	PUNCT
easat-7169	21	1	this	this	DET
easat-7169	21	2	section	section	NOUN
easat-7169	21	3	will	will	AUX
easat-7169	21	4	elaborate	elaborate	VERB
easat-7169	21	5	the	the	DET
easat-7169	21	6	research	research	NOUN
easat-7169	21	7	background	background	NOUN
easat-7169	21	8	of	of	ADP
easat-7169	21	9	this	this	DET
easat-7169	21	10	paper	paper	NOUN
easat-7169	21	11	from	from	ADP
easat-7169	21	12	three	three	NUM
easat-7169	21	13	perspectives	perspective	NOUN
easat-7169	21	14	:	:	PUNCT
easat-7169	21	15	global	global	ADJ
easat-7169	21	16	financial	financial	ADJ
easat-7169	21	17	service	service	NOUN
easat-7169	21	18	innovation	innovation	NOUN
easat-7169	21	19	and	and	CCONJ
easat-7169	21	20	development	development	NOUN
easat-7169	21	21	,	,	PUNCT
easat-7169	21	22	china	china	PROPN
easat-7169	21	23	's	's	PART
easat-7169	21	24	financial	financial	ADJ
easat-7169	21	25	service	service	NOUN
easat-7169	21	26	innovation	innovation	NOUN
easat-7169	21	27	and	and	CCONJ
easat-7169	21	28	development	development	NOUN
easat-7169	21	29	and	and	CCONJ
easat-7169	21	30	guangdong	guangdong	PROPN
easat-7169	21	31	's	's	PART
easat-7169	21	32	financial	financial	ADJ
easat-7169	21	33	service	service	NOUN
easat-7169	21	34	innovation	innovation	NOUN
easat-7169	21	35	and	and	CCONJ
easat-7169	21	36	development	development	NOUN
easat-7169	21	37	[	[	X
easat-7169	21	38	3	3	NUM
easat-7169	21	39	]	]	PUNCT
easat-7169	21	40	.	.	PUNCT
easat-7169	22	1	1359	1359	NUM
easat-7169	22	2	edelweiss	edelweiss	PROPN
easat-7169	22	3	applied	apply	VERB
easat-7169	22	4	science	science	NOUN
easat-7169	22	5	and	and	CCONJ
easat-7169	22	6	technology	technology	NOUN
easat-7169	22	7	issn	issn	PROPN
easat-7169	22	8	:	:	PUNCT
easat-7169	22	9	2576	2576	NUM
easat-7169	22	10	-	-	SYM
easat-7169	22	11	8484	8484	NUM
easat-7169	22	12	vol	vol	NOUN
easat-7169	22	13	.	.	PROPN
easat-7169	23	1	9	9	NUM
easat-7169	23	2	,	,	PUNCT
easat-7169	23	3	no	no	INTJ
easat-7169	23	4	.	.	NOUN
easat-7169	23	5	5	5	NUM
easat-7169	23	6	:	:	SYM
easat-7169	23	7	1358	1358	NUM
easat-7169	23	8	-	-	SYM
easat-7169	23	9	1377	1377	NUM
easat-7169	23	10	,	,	PUNCT
easat-7169	23	11	2025	2025	NUM
easat-7169	23	12	doi	doi	NOUN
easat-7169	23	13	:	:	PUNCT
easat-7169	23	14	10.55214/25768484.v9i5.7169	10.55214/25768484.v9i5.7169	NUM
easat-7169	23	15	©	©	PROPN
easat-7169	23	16	2025	2025	NUM
easat-7169	23	17	by	by	ADP
easat-7169	23	18	the	the	DET
easat-7169	23	19	authors	author	NOUN
easat-7169	23	20	;	;	PUNCT
easat-7169	23	21	licensee	licensee	PROPN
easat-7169	23	22	learning	learning	NOUN
easat-7169	23	23	gate	gate	NOUN
easat-7169	23	24	due	due	ADP
easat-7169	23	25	to	to	ADP
easat-7169	23	26	the	the	DET
easat-7169	23	27	continuous	continuous	ADJ
easat-7169	23	28	advancement	advancement	NOUN
easat-7169	23	29	of	of	ADP
easat-7169	23	30	global	global	ADJ
easat-7169	23	31	insurance	insurance	PROPN
easat-7169	23	32	digital	digital	ADJ
easat-7169	23	33	transformation	transformation	NOUN
easat-7169	23	34	,	,	PUNCT
easat-7169	23	35	the	the	DET
easat-7169	23	36	global	global	ADJ
easat-7169	23	37	average	average	ADJ
easat-7169	23	38	insurance	insurance	NOUN
easat-7169	23	39	density	density	NOUN
easat-7169	23	40	has	have	AUX
easat-7169	23	41	also	also	ADV
easat-7169	23	42	continued	continue	VERB
easat-7169	23	43	to	to	PART
easat-7169	23	44	rise	rise	VERB
easat-7169	23	45	,	,	PUNCT
easat-7169	23	46	as	as	SCONJ
easat-7169	23	47	shown	show	VERB
easat-7169	23	48	in	in	ADP
easat-7169	23	49	the	the	DET
easat-7169	23	50	figure	figure	NOUN
easat-7169	23	51	below	below	ADV
easat-7169	23	52	.	.	PUNCT
easat-7169	24	1	therefore	therefore	ADV
easat-7169	24	2	,	,	PUNCT
easat-7169	24	3	the	the	DET
easat-7169	24	4	realization	realization	NOUN
easat-7169	24	5	of	of	ADP
easat-7169	24	6	insurance	insurance	NOUN
easat-7169	24	7	digital	digital	ADJ
easat-7169	24	8	transformation	transformation	NOUN
easat-7169	24	9	is	be	AUX
easat-7169	24	10	not	not	PART
easat-7169	24	11	only	only	ADV
easat-7169	24	12	an	an	DET
easat-7169	24	13	important	important	ADJ
easat-7169	24	14	driving	driving	NOUN
easat-7169	24	15	force	force	NOUN
easat-7169	24	16	to	to	PART
easat-7169	24	17	enhance	enhance	VERB
easat-7169	24	18	insurance	insurance	NOUN
easat-7169	24	19	service	service	NOUN
easat-7169	24	20	innovation	innovation	NOUN
easat-7169	24	21	,	,	PUNCT
easat-7169	24	22	but	but	CCONJ
easat-7169	24	23	also	also	ADV
easat-7169	24	24	a	a	DET
easat-7169	24	25	driving	drive	VERB
easat-7169	24	26	force	force	NOUN
easat-7169	24	27	to	to	PART
easat-7169	24	28	promote	promote	VERB
easat-7169	24	29	the	the	DET
easat-7169	24	30	new	new	ADJ
easat-7169	24	31	development	development	NOUN
easat-7169	24	32	of	of	ADP
easat-7169	24	33	the	the	DET
easat-7169	24	34	insurance	insurance	NOUN
easat-7169	24	35	industry	industry	NOUN
easat-7169	24	36	.	.	PUNCT
easat-7169	25	1	from	from	ADP
easat-7169	25	2	the	the	DET
easat-7169	25	3	perspective	perspective	NOUN
easat-7169	25	4	of	of	ADP
easat-7169	25	5	global	global	ADJ
easat-7169	25	6	property	property	NOUN
easat-7169	25	7	insurance	insurance	NOUN
easat-7169	25	8	service	service	NOUN
easat-7169	25	9	innovation	innovation	NOUN
easat-7169	25	10	,	,	PUNCT
easat-7169	25	11	it	it	PRON
easat-7169	25	12	is	be	AUX
easat-7169	25	13	not	not	PART
easat-7169	25	14	difficult	difficult	ADJ
easat-7169	25	15	to	to	PART
easat-7169	25	16	find	find	VERB
easat-7169	25	17	that	that	SCONJ
easat-7169	25	18	most	most	ADJ
easat-7169	25	19	of	of	ADP
easat-7169	25	20	the	the	DET
easat-7169	25	21	successful	successful	ADJ
easat-7169	25	22	service	service	NOUN
easat-7169	25	23	innovations	innovation	NOUN
easat-7169	25	24	are	be	AUX
easat-7169	25	25	located	locate	VERB
easat-7169	25	26	in	in	ADP
easat-7169	25	27	developed	develop	VERB
easat-7169	25	28	countries	country	NOUN
easat-7169	25	29	in	in	ADP
easat-7169	25	30	europe	europe	PROPN
easat-7169	25	31	and	and	CCONJ
easat-7169	25	32	the	the	DET
easat-7169	25	33	united	united	PROPN
easat-7169	25	34	states	states	PROPN
easat-7169	25	35	.	.	PUNCT
easat-7169	26	1	for	for	ADP
easat-7169	26	2	asia	asia	PROPN
easat-7169	26	3	,	,	PUNCT
easat-7169	26	4	there	there	PRON
easat-7169	26	5	is	be	VERB
easat-7169	26	6	still	still	ADV
easat-7169	26	7	a	a	DET
easat-7169	26	8	lot	lot	NOUN
easat-7169	26	9	of	of	ADP
easat-7169	26	10	room	room	NOUN
easat-7169	26	11	for	for	ADP
easat-7169	26	12	development	development	NOUN
easat-7169	26	13	in	in	ADP
easat-7169	26	14	making	make	VERB
easat-7169	26	15	full	full	ADJ
easat-7169	26	16	use	use	NOUN
easat-7169	26	17	of	of	ADP
easat-7169	26	18	digital	digital	ADJ
easat-7169	26	19	technologies	technology	NOUN
easat-7169	26	20	and	and	CCONJ
easat-7169	26	21	cultivating	cultivate	VERB
easat-7169	26	22	high	high	ADJ
easat-7169	26	23	-	-	PUNCT
easat-7169	26	24	quality	quality	NOUN
easat-7169	26	25	digital	digital	ADJ
easat-7169	26	26	technical	technical	ADJ
easat-7169	26	27	talents	talent	NOUN
easat-7169	27	1	[	[	X
easat-7169	27	2	4	4	NUM
easat-7169	27	3	]	]	PUNCT
easat-7169	27	4	.	.	PUNCT
easat-7169	28	1	the	the	DET
easat-7169	28	2	state	state	PROPN
easat-7169	28	3	council	council	PROPN
easat-7169	28	4	issued	issue	VERB
easat-7169	28	5	the	the	DET
easat-7169	28	6	opinions	opinion	NOUN
easat-7169	28	7	of	of	ADP
easat-7169	28	8	“	"	PUNCT
easat-7169	28	9	the	the	DET
easat-7169	28	10	people	people	NOUN
easat-7169	28	11	's	's	PART
easat-7169	28	12	bank	bank	PROPN
easat-7169	28	13	of	of	ADP
easat-7169	28	14	china	china	PROPN
easat-7169	28	15	,	,	PUNCT
easat-7169	28	16	the	the	DET
easat-7169	28	17	banking	bank	VERB
easat-7169	28	18	regulatory	regulatory	ADJ
easat-7169	28	19	commission	commission	PROPN
easat-7169	28	20	,	,	PUNCT
easat-7169	28	21	the	the	DET
easat-7169	28	22	insurance	insurance	NOUN
easat-7169	28	23	regulatory	regulatory	ADJ
easat-7169	28	24	commission	commission	PROPN
easat-7169	28	25	intellectual	intellectual	ADJ
easat-7169	28	26	property	property	NOUN
easat-7169	28	27	office	office	NOUN
easat-7169	28	28	on	on	ADP
easat-7169	28	29	strongly	strongly	ADV
easat-7169	28	30	recommending	recommend	VERB
easat-7169	28	31	institutional	institutional	ADJ
easat-7169	28	32	and	and	CCONJ
easat-7169	28	33	mechanism	mechanism	NOUN
easat-7169	28	34	innovation	innovation	NOUN
easat-7169	28	35	to	to	PART
easat-7169	28	36	do	do	VERB
easat-7169	28	37	a	a	DET
easat-7169	28	38	solid	solid	ADJ
easat-7169	28	39	job	job	NOUN
easat-7169	28	40	in	in	ADP
easat-7169	28	41	fintech	fintech	NOUN
easat-7169	28	42	services	service	NOUN
easat-7169	28	43	”	"	PUNCT
easat-7169	28	44	,	,	PUNCT
easat-7169	28	45	proposing	propose	VERB
easat-7169	28	46	to	to	PART
easat-7169	28	47	strongly	strongly	ADV
easat-7169	28	48	support	support	VERB
easat-7169	28	49	the	the	DET
easat-7169	28	50	coverage	coverage	NOUN
easat-7169	28	51	of	of	ADP
easat-7169	28	52	financial	financial	ADJ
easat-7169	28	53	service	service	NOUN
easat-7169	28	54	innovation	innovation	NOUN
easat-7169	28	55	.	.	PUNCT
easat-7169	29	1	the	the	DET
easat-7169	29	2	document	document	NOUN
easat-7169	29	3	elaborates	elaborate	VERB
easat-7169	29	4	that	that	SCONJ
easat-7169	29	5	it	it	PRON
easat-7169	29	6	is	be	AUX
easat-7169	29	7	necessary	necessary	ADJ
easat-7169	29	8	to	to	PART
easat-7169	29	9	explore	explore	VERB
easat-7169	29	10	the	the	DET
easat-7169	29	11	construction	construction	NOUN
easat-7169	29	12	of	of	ADP
easat-7169	29	13	insurance	insurance	NOUN
easat-7169	29	14	products	product	NOUN
easat-7169	29	15	and	and	CCONJ
easat-7169	29	16	services	service	NOUN
easat-7169	29	17	that	that	PRON
easat-7169	29	18	meet	meet	VERB
easat-7169	29	19	the	the	DET
easat-7169	29	20	characteristics	characteristic	NOUN
easat-7169	29	21	of	of	ADP
easat-7169	29	22	scientific	scientific	ADJ
easat-7169	29	23	and	and	CCONJ
easat-7169	29	24	technological	technological	ADJ
easat-7169	29	25	innovation	innovation	NOUN
easat-7169	29	26	,	,	PUNCT
easat-7169	29	27	establish	establish	VERB
easat-7169	29	28	and	and	CCONJ
easat-7169	29	29	improve	improve	VERB
easat-7169	29	30	the	the	DET
easat-7169	29	31	scientific	scientific	ADJ
easat-7169	29	32	and	and	CCONJ
easat-7169	29	33	technological	technological	ADJ
easat-7169	29	34	insurance	insurance	NOUN
easat-7169	29	35	system	system	NOUN
easat-7169	29	36	,	,	PUNCT
easat-7169	29	37	accelerate	accelerate	VERB
easat-7169	29	38	the	the	DET
easat-7169	29	39	innovation	innovation	NOUN
easat-7169	29	40	of	of	ADP
easat-7169	29	41	its	its	PRON
easat-7169	29	42	insurance	insurance	NOUN
easat-7169	29	43	products	product	NOUN
easat-7169	29	44	and	and	CCONJ
easat-7169	29	45	the	the	DET
easat-7169	29	46	application	application	NOUN
easat-7169	29	47	of	of	ADP
easat-7169	29	48	innovative	innovative	ADJ
easat-7169	29	49	insurance	insurance	NOUN
easat-7169	29	50	funds	fund	NOUN
easat-7169	29	51	,	,	PUNCT
easat-7169	29	52	so	so	SCONJ
easat-7169	29	53	as	as	SCONJ
easat-7169	29	54	to	to	PART
easat-7169	29	55	ensure	ensure	VERB
easat-7169	29	56	the	the	DET
easat-7169	29	57	promotion	promotion	NOUN
easat-7169	29	58	of	of	ADP
easat-7169	29	59	financial	financial	ADJ
easat-7169	29	60	service	service	NOUN
easat-7169	29	61	innovation	innovation	NOUN
easat-7169	29	62	in	in	ADP
easat-7169	29	63	the	the	DET
easat-7169	29	64	insurance	insurance	NOUN
easat-7169	29	65	industry	industry	NOUN
easat-7169	30	1	[	[	X
easat-7169	30	2	5	5	NUM
easat-7169	30	3	]	]	PUNCT
easat-7169	30	4	.	.	PUNCT
easat-7169	31	1	the	the	DET
easat-7169	31	2	release	release	NOUN
easat-7169	31	3	of	of	ADP
easat-7169	31	4	the	the	DET
easat-7169	31	5	document	document	NOUN
easat-7169	31	6	has	have	AUX
easat-7169	31	7	greatly	greatly	ADV
easat-7169	31	8	promoted	promote	VERB
easat-7169	31	9	the	the	DET
easat-7169	31	10	further	further	ADJ
easat-7169	31	11	development	development	NOUN
easat-7169	31	12	of	of	ADP
easat-7169	31	13	financial	financial	ADJ
easat-7169	31	14	service	service	NOUN
easat-7169	31	15	innovation	innovation	NOUN
easat-7169	31	16	in	in	ADP
easat-7169	31	17	china	china	PROPN
easat-7169	31	18	.	.	PUNCT
easat-7169	32	1	over	over	ADP
easat-7169	32	2	the	the	DET
easat-7169	32	3	decades	decade	NOUN
easat-7169	32	4	,	,	PUNCT
easat-7169	32	5	the	the	DET
easat-7169	32	6	financial	financial	ADJ
easat-7169	32	7	industry	industry	NOUN
easat-7169	32	8	has	have	AUX
easat-7169	32	9	undergone	undergo	VERB
easat-7169	32	10	a	a	DET
easat-7169	32	11	constant	constant	ADJ
easat-7169	32	12	evolution	evolution	NOUN
easat-7169	32	13	in	in	ADP
easat-7169	32	14	terms	term	NOUN
easat-7169	32	15	of	of	ADP
easat-7169	32	16	service	service	NOUN
easat-7169	32	17	delivery	delivery	NOUN
easat-7169	32	18	due	due	ADP
easat-7169	32	19	to	to	ADP
easat-7169	32	20	digitization	digitization	NOUN
easat-7169	32	21	[	[	X
easat-7169	32	22	6	6	NUM
easat-7169	32	23	]	]	PUNCT
easat-7169	32	24	.	.	PUNCT
easat-7169	33	1	the	the	DET
easat-7169	33	2	digitalization	digitalization	NOUN
easat-7169	33	3	of	of	ADP
easat-7169	33	4	financial	financial	ADJ
easat-7169	33	5	services	service	NOUN
easat-7169	33	6	covers	cover	VERB
easat-7169	33	7	numerous	numerous	ADJ
easat-7169	33	8	new	new	ADJ
easat-7169	33	9	financial	financial	ADJ
easat-7169	33	10	products	product	NOUN
easat-7169	33	11	and	and	CCONJ
easat-7169	33	12	services	service	NOUN
easat-7169	33	13	provided	provide	VERB
easat-7169	33	14	by	by	ADP
easat-7169	33	15	fintech	fintech	NOUN
easat-7169	33	16	companies	company	NOUN
easat-7169	33	17	and	and	CCONJ
easat-7169	33	18	innovative	innovative	ADJ
easat-7169	33	19	financial	financial	ADJ
easat-7169	33	20	service	service	NOUN
easat-7169	33	21	providers	provider	NOUN
easat-7169	33	22	,	,	PUNCT
easat-7169	33	23	such	such	ADJ
easat-7169	33	24	as	as	ADP
easat-7169	33	25	the	the	DET
easat-7169	33	26	development	development	NOUN
easat-7169	33	27	of	of	ADP
easat-7169	33	28	application	application	NOUN
easat-7169	33	29	software	software	NOUN
easat-7169	33	30	,	,	PUNCT
easat-7169	33	31	which	which	PRON
easat-7169	33	32	enables	enable	VERB
easat-7169	33	33	customers	customer	NOUN
easat-7169	33	34	to	to	PART
easat-7169	33	35	enjoy	enjoy	VERB
easat-7169	33	36	financial	financial	ADJ
easat-7169	33	37	services	service	NOUN
easat-7169	33	38	directly	directly	ADV
easat-7169	33	39	through	through	ADP
easat-7169	33	40	the	the	DET
easat-7169	33	41	internet	internet	NOUN
easat-7169	33	42	and	and	CCONJ
easat-7169	33	43	creates	create	VERB
easat-7169	33	44	new	new	ADJ
easat-7169	33	45	user	user	NOUN
easat-7169	33	46	experiences	experience	NOUN
easat-7169	33	47	for	for	ADP
easat-7169	33	48	customers	customer	NOUN
easat-7169	33	49	[	[	X
easat-7169	33	50	7	7	NUM
easat-7169	33	51	]	]	PUNCT
easat-7169	33	52	.	.	PUNCT
easat-7169	34	1	meanwhile	meanwhile	ADV
easat-7169	34	2	,	,	PUNCT
easat-7169	34	3	the	the	DET
easat-7169	34	4	feasibility	feasibility	NOUN
easat-7169	34	5	of	of	ADP
easat-7169	34	6	such	such	ADJ
easat-7169	34	7	service	service	NOUN
easat-7169	34	8	innovation	innovation	NOUN
easat-7169	34	9	is	be	AUX
easat-7169	34	10	well	well	ADV
easat-7169	34	11	reflected	reflect	VERB
easat-7169	34	12	by	by	ADP
easat-7169	34	13	the	the	DET
easat-7169	34	14	number	number	NOUN
easat-7169	34	15	of	of	ADP
easat-7169	34	16	monthly	monthly	ADJ
easat-7169	34	17	active	active	ADJ
easat-7169	34	18	users	user	NOUN
easat-7169	34	19	of	of	ADP
easat-7169	34	20	the	the	DET
easat-7169	34	21	software	software	NOUN
easat-7169	34	22	.	.	PUNCT
easat-7169	35	1	as	as	ADP
easat-7169	35	2	a	a	DET
easat-7169	35	3	major	major	ADJ
easat-7169	35	4	financial	financial	ADJ
easat-7169	35	5	province	province	NOUN
easat-7169	35	6	,	,	PUNCT
easat-7169	35	7	the	the	DET
easat-7169	35	8	added	add	VERB
easat-7169	35	9	value	value	NOUN
easat-7169	35	10	of	of	ADP
easat-7169	35	11	the	the	DET
easat-7169	35	12	financial	financial	ADJ
easat-7169	35	13	industry	industry	NOUN
easat-7169	35	14	in	in	ADP
easat-7169	35	15	guangdong	guangdong	PROPN
easat-7169	35	16	province	province	PROPN
easat-7169	35	17	reached	reach	VERB
easat-7169	35	18	1.24	1.24	NUM
easat-7169	35	19	trillion	trillion	NUM
easat-7169	35	20	yuan	yuan	NOUN
easat-7169	35	21	in	in	ADP
easat-7169	35	22	2023	2023	NUM
easat-7169	35	23	,	,	PUNCT
easat-7169	35	24	an	an	DET
easat-7169	35	25	increase	increase	NOUN
easat-7169	35	26	of	of	ADP
easat-7169	35	27	7.1	7.1	NUM
easat-7169	35	28	%	%	NOUN
easat-7169	35	29	year	year	NOUN
easat-7169	35	30	on	on	ADP
easat-7169	35	31	year	year	NOUN
easat-7169	35	32	,	,	PUNCT
easat-7169	35	33	accounting	account	VERB
easat-7169	35	34	for	for	ADP
easat-7169	35	35	9.15	9.15	NUM
easat-7169	35	36	%	%	NOUN
easat-7169	35	37	of	of	ADP
easat-7169	35	38	gdp	gdp	NOUN
easat-7169	35	39	and	and	CCONJ
easat-7169	35	40	contributing	contribute	VERB
easat-7169	35	41	13.8	13.8	NUM
easat-7169	35	42	%	%	NOUN
easat-7169	35	43	to	to	ADP
easat-7169	35	44	economic	economic	ADJ
easat-7169	35	45	growth	growth	NOUN
easat-7169	35	46	.	.	PUNCT
easat-7169	36	1	the	the	DET
easat-7169	36	2	main	main	ADJ
easat-7169	36	3	financial	financial	ADJ
easat-7169	36	4	indicators	indicator	NOUN
easat-7169	36	5	of	of	ADP
easat-7169	36	6	guangdong	guangdong	PROPN
easat-7169	36	7	province	province	PROPN
easat-7169	36	8	also	also	ADV
easat-7169	36	9	continued	continue	VERB
easat-7169	36	10	to	to	PART
easat-7169	36	11	maintain	maintain	VERB
easat-7169	36	12	rapid	rapid	ADJ
easat-7169	36	13	growth	growth	NOUN
easat-7169	36	14	.	.	PUNCT
easat-7169	37	1	among	among	ADP
easat-7169	37	2	them	they	PRON
easat-7169	37	3	,	,	PUNCT
easat-7169	37	4	by	by	ADP
easat-7169	37	5	the	the	DET
easat-7169	37	6	end	end	NOUN
easat-7169	37	7	of	of	ADP
easat-7169	37	8	2023	2023	NUM
easat-7169	37	9	,	,	PUNCT
easat-7169	37	10	the	the	DET
easat-7169	37	11	balance	balance	NOUN
easat-7169	37	12	of	of	ADP
easat-7169	37	13	local	local	ADJ
easat-7169	37	14	and	and	CCONJ
easat-7169	37	15	foreign	foreign	ADJ
easat-7169	37	16	currency	currency	NOUN
easat-7169	37	17	deposits	deposit	NOUN
easat-7169	37	18	will	will	AUX
easat-7169	37	19	reach	reach	VERB
easat-7169	37	20	35.1	35.1	NUM
easat-7169	37	21	trillion	trillion	NUM
easat-7169	37	22	yuan	yuan	NOUN
easat-7169	37	23	,	,	PUNCT
easat-7169	37	24	up	up	ADV
easat-7169	37	25	8.9	8.9	NUM
easat-7169	37	26	%	%	NOUN
easat-7169	37	27	year	year	NOUN
easat-7169	37	28	-	-	PUNCT
easat-7169	37	29	on	on	ADP
easat-7169	37	30	-	-	PUNCT
easat-7169	37	31	year	year	NOUN
easat-7169	37	32	,	,	PUNCT
easat-7169	37	33	and	and	CCONJ
easat-7169	37	34	the	the	DET
easat-7169	37	35	balance	balance	NOUN
easat-7169	37	36	of	of	ADP
easat-7169	37	37	local	local	ADJ
easat-7169	37	38	and	and	CCONJ
easat-7169	37	39	foreign	foreign	ADJ
easat-7169	37	40	currency	currency	NOUN
easat-7169	37	41	loans	loan	NOUN
easat-7169	37	42	will	will	AUX
easat-7169	37	43	reach	reach	VERB
easat-7169	37	44	27.2	27.2	NUM
easat-7169	37	45	trillion	trillion	NUM
easat-7169	37	46	yuan	yuan	NOUN
easat-7169	37	47	,	,	PUNCT
easat-7169	37	48	up	up	ADV
easat-7169	37	49	9.6	9.6	NUM
easat-7169	37	50	%	%	NOUN
easat-7169	37	51	year	year	NOUN
easat-7169	37	52	-	-	PUNCT
easat-7169	37	53	on	on	ADP
easat-7169	37	54	-	-	PUNCT
easat-7169	37	55	year	year	NOUN
easat-7169	37	56	.	.	PUNCT
easat-7169	38	1	the	the	DET
easat-7169	38	2	province	province	NOUN
easat-7169	38	3	's	's	PART
easat-7169	38	4	securities	security	NOUN
easat-7169	38	5	trading	trading	NOUN
easat-7169	38	6	volume	volume	NOUN
easat-7169	38	7	reached	reach	VERB
easat-7169	38	8	300	300	NUM
easat-7169	38	9	trillion	trillion	NUM
easat-7169	38	10	yuan	yuan	NOUN
easat-7169	38	11	,	,	PUNCT
easat-7169	38	12	up	up	ADV
easat-7169	38	13	5	5	NUM
easat-7169	38	14	%	%	NOUN
easat-7169	38	15	year	year	NOUN
easat-7169	38	16	-	-	PUNCT
easat-7169	38	17	on	on	ADP
easat-7169	38	18	-	-	PUNCT
easat-7169	38	19	year	year	NOUN
easat-7169	38	20	,	,	PUNCT
easat-7169	38	21	accounting	account	VERB
easat-7169	38	22	for	for	ADP
easat-7169	38	23	40	40	NUM
easat-7169	38	24	%	%	NOUN
easat-7169	38	25	of	of	ADP
easat-7169	38	26	the	the	DET
easat-7169	38	27	country	country	NOUN
easat-7169	38	28	.	.	PUNCT
easat-7169	39	1	and	and	CCONJ
easat-7169	39	2	the	the	DET
easat-7169	39	3	annual	annual	ADJ
easat-7169	39	4	premium	premium	NOUN
easat-7169	39	5	income	income	NOUN
easat-7169	39	6	reached	reach	VERB
easat-7169	39	7	655.6	655.6	NUM
easat-7169	39	8	billion	billion	NUM
easat-7169	39	9	yuan	yuan	NOUN
easat-7169	39	10	,	,	PUNCT
easat-7169	39	11	up	up	ADV
easat-7169	39	12	11.2	11.2	NUM
easat-7169	39	13	%	%	NOUN
easat-7169	39	14	,	,	PUNCT
easat-7169	39	15	accounting	account	VERB
easat-7169	39	16	for	for	ADP
easat-7169	39	17	12.5	12.5	NUM
easat-7169	39	18	%	%	NOUN
easat-7169	39	19	of	of	ADP
easat-7169	39	20	the	the	DET
easat-7169	39	21	national	national	ADJ
easat-7169	39	22	total	total	NOUN
easat-7169	39	23	[	[	X
easat-7169	39	24	8	8	NUM
easat-7169	39	25	]	]	PUNCT
easat-7169	39	26	.	.	PUNCT
easat-7169	40	1	from	from	ADP
easat-7169	40	2	this	this	PRON
easat-7169	40	3	,	,	PUNCT
easat-7169	40	4	it	it	PRON
easat-7169	40	5	can	can	AUX
easat-7169	40	6	be	be	AUX
easat-7169	40	7	seen	see	VERB
easat-7169	40	8	that	that	SCONJ
easat-7169	40	9	the	the	DET
easat-7169	40	10	overall	overall	ADJ
easat-7169	40	11	development	development	NOUN
easat-7169	40	12	of	of	ADP
easat-7169	40	13	guangdong	guangdong	PROPN
easat-7169	40	14	's	's	PART
easat-7169	40	15	financial	financial	ADJ
easat-7169	40	16	industry	industry	NOUN
easat-7169	40	17	is	be	AUX
easat-7169	40	18	relatively	relatively	ADV
easat-7169	40	19	good	good	ADJ
easat-7169	40	20	,	,	PUNCT
easat-7169	40	21	and	and	CCONJ
easat-7169	40	22	the	the	DET
easat-7169	40	23	main	main	ADJ
easat-7169	40	24	reason	reason	NOUN
easat-7169	40	25	to	to	PART
easat-7169	40	26	promote	promote	VERB
easat-7169	40	27	its	its	PRON
easat-7169	40	28	development	development	NOUN
easat-7169	40	29	is	be	AUX
easat-7169	40	30	the	the	DET
easat-7169	40	31	innovative	innovative	ADJ
easat-7169	40	32	development	development	NOUN
easat-7169	40	33	of	of	ADP
easat-7169	40	34	financial	financial	ADJ
easat-7169	40	35	services	service	NOUN
easat-7169	40	36	.	.	PUNCT
easat-7169	41	1	2	2	X
easat-7169	41	2	.	.	X
easat-7169	41	3	theoretical	theoretical	ADJ
easat-7169	41	4	review	review	NOUN
easat-7169	41	5	and	and	CCONJ
easat-7169	41	6	prospect	prospect	VERB
easat-7169	41	7	2.1	2.1	NUM
easat-7169	41	8	.	.	PUNCT
easat-7169	42	1	literature	literature	NOUN
easat-7169	42	2	review	review	VERB
easat-7169	42	3	this	this	DET
easat-7169	42	4	paper	paper	NOUN
easat-7169	42	5	specifically	specifically	ADV
easat-7169	42	6	studies	study	VERB
easat-7169	42	7	the	the	DET
easat-7169	42	8	influencing	influence	VERB
easat-7169	42	9	factors	factor	NOUN
easat-7169	42	10	of	of	ADP
easat-7169	42	11	financial	financial	ADJ
easat-7169	42	12	service	service	NOUN
easat-7169	42	13	innovation	innovation	NOUN
easat-7169	42	14	management	management	NOUN
easat-7169	42	15	of	of	ADP
easat-7169	42	16	insurance	insurance	NOUN
easat-7169	42	17	companies	company	NOUN
easat-7169	42	18	and	and	CCONJ
easat-7169	42	19	the	the	DET
easat-7169	42	20	existing	exist	VERB
easat-7169	42	21	problems	problem	NOUN
easat-7169	42	22	and	and	CCONJ
easat-7169	42	23	motivations	motivation	NOUN
easat-7169	42	24	in	in	ADP
easat-7169	42	25	its	its	PRON
easat-7169	42	26	development	development	NOUN
easat-7169	42	27	process	process	NOUN
easat-7169	42	28	,	,	PUNCT
easat-7169	42	29	so	so	SCONJ
easat-7169	42	30	as	as	SCONJ
easat-7169	42	31	to	to	PART
easat-7169	42	32	support	support	VERB
easat-7169	42	33	the	the	DET
easat-7169	42	34	better	well	ADJ
easat-7169	42	35	development	development	NOUN
easat-7169	42	36	of	of	ADP
easat-7169	42	37	chinese	chinese	ADJ
easat-7169	42	38	insurance	insurance	NOUN
easat-7169	42	39	companies	company	NOUN
easat-7169	42	40	and	and	CCONJ
easat-7169	42	41	maximize	maximize	VERB
easat-7169	42	42	the	the	DET
easat-7169	42	43	comprehensive	comprehensive	ADJ
easat-7169	42	44	social	social	ADJ
easat-7169	42	45	benefits	benefit	NOUN
easat-7169	42	46	.	.	PUNCT
easat-7169	43	1	the	the	DET
easat-7169	43	2	concepts	concept	NOUN
easat-7169	43	3	involved	involve	VERB
easat-7169	43	4	in	in	ADP
easat-7169	43	5	this	this	DET
easat-7169	43	6	paper	paper	NOUN
easat-7169	43	7	are	be	AUX
easat-7169	43	8	:	:	PUNCT
easat-7169	43	9	innovation	innovation	NOUN
easat-7169	43	10	management	management	NOUN
easat-7169	43	11	,	,	PUNCT
easat-7169	43	12	digital	digital	ADJ
easat-7169	43	13	finance	finance	NOUN
easat-7169	43	14	and	and	CCONJ
easat-7169	43	15	precision	precision	NOUN
easat-7169	43	16	marketing	marketing	NOUN
easat-7169	43	17	.	.	PUNCT
easat-7169	44	1	the	the	DET
easat-7169	44	2	idea	idea	NOUN
easat-7169	44	3	of	of	ADP
easat-7169	44	4	innovation	innovation	NOUN
easat-7169	44	5	management	management	NOUN
easat-7169	44	6	is	be	AUX
easat-7169	44	7	closely	closely	ADV
easat-7169	44	8	accompanied	accompany	VERB
easat-7169	44	9	by	by	ADP
easat-7169	44	10	the	the	DET
easat-7169	44	11	development	development	NOUN
easat-7169	44	12	of	of	ADP
easat-7169	44	13	practice	practice	NOUN
easat-7169	44	14	.	.	PUNCT
easat-7169	45	1	the	the	DET
easat-7169	45	2	first	first	ADJ
easat-7169	45	3	and	and	CCONJ
easat-7169	45	4	the	the	DET
easat-7169	45	5	second	second	ADJ
easat-7169	45	6	industrial	industrial	ADJ
easat-7169	45	7	revolution	revolution	NOUN
easat-7169	45	8	saw	see	VERB
easat-7169	45	9	technological	technological	ADJ
easat-7169	45	10	innovations	innovation	NOUN
easat-7169	45	11	represented	represent	VERB
easat-7169	45	12	by	by	ADP
easat-7169	45	13	the	the	DET
easat-7169	45	14	large	large	ADJ
easat-7169	45	15	-	-	PUNCT
easat-7169	45	16	scale	scale	NOUN
easat-7169	45	17	application	application	NOUN
easat-7169	45	18	of	of	ADP
easat-7169	45	19	steam	steam	NOUN
easat-7169	45	20	engine	engine	NOUN
easat-7169	45	21	and	and	CCONJ
easat-7169	45	22	electricity	electricity	NOUN
easat-7169	45	23	respectively	respectively	ADV
easat-7169	45	24	.	.	PUNCT
easat-7169	46	1	in	in	ADP
easat-7169	46	2	this	this	DET
easat-7169	46	3	context	context	NOUN
easat-7169	46	4	,	,	PUNCT
easat-7169	46	5	relevant	relevant	ADJ
easat-7169	46	6	studies	study	NOUN
easat-7169	46	7	were	be	AUX
easat-7169	46	8	developed	develop	VERB
easat-7169	46	9	.	.	PUNCT
easat-7169	47	1	the	the	DET
easat-7169	47	2	innovation	innovation	NOUN
easat-7169	47	3	management	management	NOUN
easat-7169	47	4	of	of	ADP
easat-7169	47	5	companies	company	NOUN
easat-7169	47	6	is	be	AUX
easat-7169	47	7	the	the	DET
easat-7169	47	8	management	management	NOUN
easat-7169	47	9	process	process	NOUN
easat-7169	47	10	of	of	ADP
easat-7169	47	11	companies	company	NOUN
easat-7169	47	12	to	to	PART
easat-7169	47	13	achieve	achieve	VERB
easat-7169	47	14	development	development	NOUN
easat-7169	47	15	and	and	CCONJ
easat-7169	47	16	promote	promote	VERB
easat-7169	47	17	their	their	PRON
easat-7169	47	18	own	own	ADJ
easat-7169	47	19	value	value	NOUN
easat-7169	47	20	increase	increase	NOUN
easat-7169	47	21	.	.	PUNCT
easat-7169	48	1	scholars	scholar	NOUN
easat-7169	48	2	generally	generally	ADV
easat-7169	48	3	hold	hold	VERB
easat-7169	48	4	a	a	DET
easat-7169	48	5	positive	positive	ADJ
easat-7169	48	6	view	view	NOUN
easat-7169	48	7	on	on	ADP
easat-7169	48	8	innovation	innovation	NOUN
easat-7169	48	9	management	management	NOUN
easat-7169	48	10	and	and	CCONJ
easat-7169	48	11	believe	believe	VERB
easat-7169	48	12	that	that	SCONJ
easat-7169	48	13	innovation	innovation	NOUN
easat-7169	48	14	management	management	NOUN
easat-7169	48	15	is	be	AUX
easat-7169	48	16	beneficial	beneficial	ADJ
easat-7169	48	17	to	to	ADP
easat-7169	48	18	companies	company	NOUN
easat-7169	48	19	.	.	PUNCT
easat-7169	49	1	innovation	innovation	NOUN
easat-7169	49	2	management	management	NOUN
easat-7169	49	3	relies	rely	VERB
easat-7169	49	4	on	on	ADP
easat-7169	49	5	the	the	DET
easat-7169	49	6	external	external	ADJ
easat-7169	49	7	environment	environment	NOUN
easat-7169	49	8	of	of	ADP
easat-7169	49	9	a	a	DET
easat-7169	49	10	company	company	NOUN
easat-7169	49	11	[	[	X
easat-7169	49	12	9	9	NUM
easat-7169	49	13	]	]	PUNCT
easat-7169	49	14	.	.	PUNCT
easat-7169	50	1	in	in	ADP
easat-7169	50	2	a	a	DET
easat-7169	50	3	broad	broad	ADJ
easat-7169	50	4	sense	sense	NOUN
easat-7169	50	5	,	,	PUNCT
easat-7169	50	6	innovation	innovation	NOUN
easat-7169	50	7	management	management	NOUN
easat-7169	50	8	includes	include	VERB
easat-7169	50	9	the	the	DET
easat-7169	50	10	whole	whole	ADJ
easat-7169	50	11	process	process	NOUN
easat-7169	50	12	from	from	ADP
easat-7169	50	13	production	production	NOUN
easat-7169	50	14	to	to	ADP
easat-7169	50	15	research	research	NOUN
easat-7169	50	16	,	,	PUNCT
easat-7169	50	17	development	development	NOUN
easat-7169	50	18	,	,	PUNCT
easat-7169	50	19	trial	trial	NOUN
easat-7169	50	20	production	production	NOUN
easat-7169	50	21	and	and	CCONJ
easat-7169	50	22	manufacturing	manufacturing	NOUN
easat-7169	50	23	commercialization	commercialization	NOUN
easat-7169	50	24	.	.	PUNCT
easat-7169	51	1	in	in	ADP
easat-7169	51	2	a	a	DET
easat-7169	51	3	narrow	narrow	ADJ
easat-7169	51	4	sense	sense	NOUN
easat-7169	51	5	,	,	PUNCT
easat-7169	51	6	innovation	innovation	NOUN
easat-7169	51	7	management	management	NOUN
easat-7169	51	8	is	be	AUX
easat-7169	51	9	a	a	DET
easat-7169	51	10	theory	theory	NOUN
easat-7169	51	11	and	and	CCONJ
easat-7169	51	12	method	method	NOUN
easat-7169	51	13	that	that	PRON
easat-7169	51	14	integrates	integrate	VERB
easat-7169	51	15	1360	1360	NUM
easat-7169	51	16	edelweiss	edelweiss	PROPN
easat-7169	51	17	applied	apply	VERB
easat-7169	51	18	science	science	NOUN
easat-7169	51	19	and	and	CCONJ
easat-7169	51	20	technology	technology	NOUN
easat-7169	51	21	issn	issn	PROPN
easat-7169	51	22	:	:	PUNCT
easat-7169	51	23	2576	2576	NUM
easat-7169	51	24	-	-	SYM
easat-7169	51	25	8484	8484	NUM
easat-7169	51	26	vol	vol	NOUN
easat-7169	51	27	.	.	PROPN
easat-7169	52	1	9	9	NUM
easat-7169	52	2	,	,	PUNCT
easat-7169	52	3	no	no	INTJ
easat-7169	52	4	.	.	NOUN
easat-7169	52	5	5	5	NUM
easat-7169	52	6	:	:	SYM
easat-7169	52	7	1358	1358	NUM
easat-7169	52	8	-	-	SYM
easat-7169	52	9	1377	1377	NUM
easat-7169	52	10	,	,	PUNCT
easat-7169	52	11	2025	2025	NUM
easat-7169	52	12	doi	doi	NOUN
easat-7169	52	13	:	:	PUNCT
easat-7169	52	14	10.55214/25768484.v9i5.7169	10.55214/25768484.v9i5.7169	NUM
easat-7169	52	15	©	©	PROPN
easat-7169	52	16	2025	2025	NUM
easat-7169	52	17	by	by	ADP
easat-7169	52	18	the	the	DET
easat-7169	52	19	authors	author	NOUN
easat-7169	52	20	;	;	PUNCT
easat-7169	52	21	licensee	licensee	PROPN
easat-7169	52	22	learning	learning	NOUN
easat-7169	52	23	gate	gate	VERB
easat-7169	52	24	various	various	ADJ
easat-7169	52	25	management	management	NOUN
easat-7169	52	26	modes	mode	NOUN
easat-7169	52	27	and	and	CCONJ
easat-7169	52	28	disciplines	discipline	NOUN
easat-7169	52	29	and	and	CCONJ
easat-7169	52	30	is	be	AUX
easat-7169	52	31	applied	apply	VERB
easat-7169	52	32	to	to	ADP
easat-7169	52	33	company	company	NOUN
easat-7169	52	34	management	management	NOUN
easat-7169	52	35	.	.	PUNCT
easat-7169	53	1	it	it	PRON
easat-7169	53	2	can	can	AUX
easat-7169	53	3	be	be	AUX
easat-7169	53	4	said	say	VERB
easat-7169	53	5	that	that	SCONJ
easat-7169	53	6	innovation	innovation	NOUN
easat-7169	53	7	management	management	NOUN
easat-7169	53	8	is	be	AUX
easat-7169	53	9	an	an	DET
easat-7169	53	10	important	important	ADJ
easat-7169	53	11	activity	activity	NOUN
easat-7169	53	12	of	of	ADP
easat-7169	53	13	a	a	DET
easat-7169	53	14	company	company	NOUN
easat-7169	53	15	that	that	PRON
easat-7169	53	16	manages	manage	VERB
easat-7169	53	17	innovation	innovation	NOUN
easat-7169	53	18	[	[	X
easat-7169	53	19	10	10	NUM
easat-7169	53	20	]	]	PUNCT
easat-7169	53	21	.	.	PUNCT
easat-7169	54	1	to	to	PART
easat-7169	54	2	sum	sum	VERB
easat-7169	54	3	up	up	ADP
easat-7169	54	4	,	,	PUNCT
easat-7169	54	5	this	this	DET
easat-7169	54	6	study	study	NOUN
easat-7169	54	7	draws	draw	VERB
easat-7169	54	8	on	on	ADP
easat-7169	54	9	the	the	DET
easat-7169	54	10	definition	definition	NOUN
easat-7169	54	11	of	of	ADP
easat-7169	54	12	gong	gong	NOUN
easat-7169	55	1	[	[	X
easat-7169	55	2	11	11	NUM
easat-7169	55	3	]	]	PUNCT
easat-7169	55	4	and	and	CCONJ
easat-7169	55	5	zhuang	zhuang	PROPN
easat-7169	55	6	and	and	CCONJ
easat-7169	55	7	yu	yu	PRON
easat-7169	56	1	[	[	X
easat-7169	56	2	12	12	NUM
easat-7169	56	3	]	]	PUNCT
easat-7169	56	4	defines	define	VERB
easat-7169	56	5	innovation	innovation	NOUN
easat-7169	56	6	management	management	NOUN
easat-7169	56	7	as	as	ADP
easat-7169	56	8	a	a	DET
easat-7169	56	9	dynamic	dynamic	ADJ
easat-7169	56	10	process	process	NOUN
easat-7169	56	11	of	of	ADP
easat-7169	56	12	managing	manage	VERB
easat-7169	56	13	innovation	innovation	NOUN
easat-7169	56	14	activities	activity	NOUN
easat-7169	56	15	by	by	ADP
easat-7169	56	16	gathering	gather	VERB
easat-7169	56	17	multiple	multiple	ADJ
easat-7169	56	18	elements	element	NOUN
easat-7169	56	19	through	through	ADP
easat-7169	56	20	platform	platform	NOUN
easat-7169	56	21	support	support	NOUN
easat-7169	56	22	and	and	CCONJ
easat-7169	56	23	mechanism	mechanism	NOUN
easat-7169	56	24	coordination	coordination	NOUN
easat-7169	56	25	.	.	PUNCT
easat-7169	57	1	in	in	ADP
easat-7169	57	2	this	this	DET
easat-7169	57	3	paper	paper	NOUN
easat-7169	57	4	,	,	PUNCT
easat-7169	57	5	innovation	innovation	NOUN
easat-7169	57	6	management	management	NOUN
easat-7169	57	7	of	of	ADP
easat-7169	57	8	financial	financial	ADJ
easat-7169	57	9	services	service	NOUN
easat-7169	57	10	is	be	AUX
easat-7169	57	11	specifically	specifically	ADV
easat-7169	57	12	mentioned	mention	VERB
easat-7169	57	13	.	.	PUNCT
easat-7169	58	1	digital	digital	ADJ
easat-7169	58	2	finance	finance	NOUN
easat-7169	58	3	is	be	AUX
easat-7169	58	4	a	a	DET
easat-7169	58	5	revolutionary	revolutionary	ADJ
easat-7169	58	6	product	product	NOUN
easat-7169	58	7	which	which	PRON
easat-7169	58	8	has	have	VERB
easat-7169	58	9	a	a	DET
easat-7169	58	10	long	long	ADJ
easat-7169	58	11	history	history	NOUN
easat-7169	58	12	,	,	PUNCT
easat-7169	58	13	and	and	CCONJ
easat-7169	58	14	the	the	DET
easat-7169	58	15	concepts	concept	NOUN
easat-7169	58	16	of	of	ADP
easat-7169	58	17	"	"	PUNCT
easat-7169	58	18	fintech	fintech	NOUN
easat-7169	58	19	"	"	PUNCT
easat-7169	58	20	,	,	PUNCT
easat-7169	58	21	"	"	PUNCT
easat-7169	58	22	electronic	electronic	ADJ
easat-7169	58	23	finance	finance	NOUN
easat-7169	58	24	"	"	PUNCT
easat-7169	58	25	,	,	PUNCT
easat-7169	58	26	"	"	PUNCT
easat-7169	58	27	online	online	ADJ
easat-7169	58	28	finance	finance	NOUN
easat-7169	58	29	"	"	PUNCT
easat-7169	58	30	,	,	PUNCT
easat-7169	58	31	"	"	PUNCT
easat-7169	58	32	internet	internet	NOUN
easat-7169	58	33	finance	finance	NOUN
easat-7169	58	34	"	"	PUNCT
easat-7169	58	35	and	and	CCONJ
easat-7169	58	36	"	"	PUNCT
easat-7169	58	37	digital	digital	ADJ
easat-7169	58	38	finance	finance	NOUN
easat-7169	58	39	"	"	PUNCT
easat-7169	58	40	have	have	AUX
easat-7169	58	41	emerged	emerge	VERB
easat-7169	58	42	successively	successively	ADV
easat-7169	58	43	.	.	PUNCT
easat-7169	59	1	bettinger	bettinger	NOUN
easat-7169	60	1	[	[	X
easat-7169	60	2	13	13	NUM
easat-7169	60	3	]	]	PUNCT
easat-7169	60	4	first	first	ADV
easat-7169	60	5	put	put	VERB
easat-7169	60	6	forword	forword	NOUN
easat-7169	60	7	the	the	DET
easat-7169	60	8	concept	concept	NOUN
easat-7169	60	9	of	of	ADP
easat-7169	60	10	"	"	PUNCT
easat-7169	60	11	fintech	fintech	NOUN
easat-7169	60	12	"	"	PUNCT
easat-7169	60	13	,	,	PUNCT
easat-7169	60	14	pointed	point	VERB
easat-7169	60	15	out	out	ADP
easat-7169	60	16	that	that	SCONJ
easat-7169	60	17	fintech	fintech	NOUN
easat-7169	60	18	was	be	AUX
easat-7169	60	19	the	the	DET
easat-7169	60	20	combination	combination	NOUN
easat-7169	60	21	of	of	ADP
easat-7169	60	22	computer	computer	NOUN
easat-7169	60	23	technology	technology	NOUN
easat-7169	60	24	,	,	PUNCT
easat-7169	60	25	banking	banking	NOUN
easat-7169	60	26	expertise	expertise	NOUN
easat-7169	60	27	and	and	CCONJ
easat-7169	60	28	modern	modern	ADJ
easat-7169	60	29	management	management	NOUN
easat-7169	60	30	science	science	NOUN
easat-7169	60	31	.	.	PUNCT
easat-7169	61	1	in	in	ADP
easat-7169	61	2	the	the	DET
easat-7169	61	3	late	late	ADJ
easat-7169	61	4	20th	20th	ADJ
easat-7169	61	5	century	century	NOUN
easat-7169	61	6	,	,	PUNCT
easat-7169	61	7	the	the	DET
easat-7169	61	8	most	most	ADV
easat-7169	61	9	prominent	prominent	ADJ
easat-7169	61	10	performance	performance	NOUN
easat-7169	61	11	of	of	ADP
easat-7169	61	12	finance	finance	NOUN
easat-7169	61	13	and	and	CCONJ
easat-7169	61	14	technology	technology	NOUN
easat-7169	61	15	was	be	AUX
easat-7169	61	16	the	the	DET
easat-7169	61	17	use	use	NOUN
easat-7169	61	18	of	of	ADP
easat-7169	61	19	information	information	NOUN
easat-7169	61	20	technology	technology	NOUN
easat-7169	61	21	to	to	PART
easat-7169	61	22	promote	promote	VERB
easat-7169	61	23	the	the	DET
easat-7169	61	24	electronization	electronization	NOUN
easat-7169	61	25	of	of	ADP
easat-7169	61	26	traditional	traditional	ADJ
easat-7169	61	27	financial	financial	ADJ
easat-7169	61	28	business	business	NOUN
easat-7169	61	29	processes	process	NOUN
easat-7169	61	30	,	,	PUNCT
easat-7169	61	31	thus	thus	ADV
easat-7169	61	32	producing	produce	VERB
easat-7169	61	33	the	the	DET
easat-7169	61	34	concept	concept	NOUN
easat-7169	61	35	of	of	ADP
easat-7169	61	36	"	"	PUNCT
easat-7169	61	37	electronic	electronic	ADJ
easat-7169	61	38	finance	finance	NOUN
easat-7169	61	39	"	"	PUNCT
easat-7169	61	40	.	.	PUNCT
easat-7169	62	1	since	since	SCONJ
easat-7169	62	2	then	then	ADV
easat-7169	62	3	,	,	PUNCT
easat-7169	62	4	internet	internet	NOUN
easat-7169	62	5	technology	technology	NOUN
easat-7169	62	6	has	have	AUX
easat-7169	62	7	been	be	AUX
easat-7169	62	8	widely	widely	ADV
easat-7169	62	9	applied	apply	VERB
easat-7169	62	10	,	,	PUNCT
easat-7169	62	11	thus	thus	ADV
easat-7169	62	12	giving	give	VERB
easat-7169	62	13	birth	birth	NOUN
easat-7169	62	14	to	to	ADP
easat-7169	62	15	the	the	DET
easat-7169	62	16	concept	concept	NOUN
easat-7169	62	17	of	of	ADP
easat-7169	62	18	"	"	PUNCT
easat-7169	62	19	internet	internet	NOUN
easat-7169	62	20	finance	finance	NOUN
easat-7169	62	21	"	"	PUNCT
easat-7169	62	22	.	.	PUNCT
easat-7169	63	1	internet	internet	NOUN
easat-7169	63	2	finance	finance	NOUN
easat-7169	63	3	is	be	AUX
easat-7169	63	4	a	a	DET
easat-7169	63	5	new	new	ADJ
easat-7169	63	6	financial	financial	ADJ
easat-7169	63	7	model	model	NOUN
easat-7169	63	8	integrating	integrate	VERB
easat-7169	63	9	mobile	mobile	ADJ
easat-7169	63	10	payment	payment	NOUN
easat-7169	63	11	,	,	PUNCT
easat-7169	63	12	information	information	NOUN
easat-7169	63	13	processing	processing	NOUN
easat-7169	63	14	and	and	CCONJ
easat-7169	63	15	resource	resource	NOUN
easat-7169	63	16	allocation	allocation	NOUN
easat-7169	63	17	[	[	X
easat-7169	63	18	14	14	NUM
easat-7169	63	19	]	]	PUNCT
easat-7169	63	20	.	.	PUNCT
easat-7169	64	1	the	the	DET
easat-7169	64	2	united	united	PROPN
easat-7169	64	3	states	states	PROPN
easat-7169	64	4	trade	trade	PROPN
easat-7169	64	5	development	development	PROPN
easat-7169	64	6	council	council	PROPN
easat-7169	64	7	initially	initially	ADV
easat-7169	64	8	called	call	VERB
easat-7169	64	9	it	it	PRON
easat-7169	64	10	online	online	ADJ
easat-7169	64	11	finance	finance	NOUN
easat-7169	64	12	,	,	PUNCT
easat-7169	64	13	including	include	VERB
easat-7169	64	14	online	online	ADJ
easat-7169	64	15	banking	banking	NOUN
easat-7169	64	16	,	,	PUNCT
easat-7169	64	17	online	online	ADJ
easat-7169	64	18	broker	broker	PROPN
easat-7169	64	19	,	,	PUNCT
easat-7169	64	20	online	online	ADJ
easat-7169	64	21	insurance	insurance	NOUN
easat-7169	64	22	and	and	CCONJ
easat-7169	64	23	other	other	ADJ
easat-7169	64	24	online	online	ADJ
easat-7169	64	25	financial	financial	ADJ
easat-7169	64	26	services	service	NOUN
easat-7169	64	27	.	.	PUNCT
easat-7169	65	1	the	the	DET
easat-7169	65	2	further	further	ADJ
easat-7169	65	3	integration	integration	NOUN
easat-7169	65	4	of	of	ADP
easat-7169	65	5	finance	finance	NOUN
easat-7169	65	6	and	and	CCONJ
easat-7169	65	7	technology	technology	NOUN
easat-7169	65	8	not	not	PART
easat-7169	65	9	only	only	ADV
easat-7169	65	10	promotes	promote	VERB
easat-7169	65	11	financial	financial	ADJ
easat-7169	65	12	innovation	innovation	NOUN
easat-7169	65	13	,	,	PUNCT
easat-7169	65	14	but	but	CCONJ
easat-7169	65	15	also	also	ADV
easat-7169	65	16	subverts	subvert	VERB
easat-7169	65	17	traditional	traditional	ADJ
easat-7169	65	18	financial	financial	ADJ
easat-7169	65	19	services	service	NOUN
easat-7169	65	20	and	and	CCONJ
easat-7169	65	21	forms	form	VERB
easat-7169	65	22	digital	digital	ADJ
easat-7169	65	23	financial	financial	ADJ
easat-7169	65	24	formats	format	NOUN
easat-7169	65	25	[	[	X
easat-7169	65	26	15	15	NUM
easat-7169	65	27	]	]	PUNCT
easat-7169	65	28	.	.	PUNCT
easat-7169	66	1	however	however	ADV
easat-7169	66	2	,	,	PUNCT
easat-7169	66	3	because	because	SCONJ
easat-7169	66	4	of	of	ADP
easat-7169	66	5	the	the	DET
easat-7169	66	6	late	late	ADJ
easat-7169	66	7	appearance	appearance	NOUN
easat-7169	66	8	of	of	ADP
easat-7169	66	9	the	the	DET
easat-7169	66	10	concept	concept	NOUN
easat-7169	66	11	of	of	ADP
easat-7169	66	12	digital	digital	ADJ
easat-7169	66	13	finance	finance	NOUN
easat-7169	66	14	,	,	PUNCT
easat-7169	66	15	no	no	DET
easat-7169	66	16	unified	unified	ADJ
easat-7169	66	17	definition	definition	NOUN
easat-7169	66	18	has	have	AUX
easat-7169	66	19	been	be	AUX
easat-7169	66	20	formed	form	VERB
easat-7169	66	21	,	,	PUNCT
easat-7169	66	22	and	and	CCONJ
easat-7169	66	23	there	there	PRON
easat-7169	66	24	are	be	VERB
easat-7169	66	25	some	some	DET
easat-7169	66	26	differences	difference	NOUN
easat-7169	66	27	in	in	ADP
easat-7169	66	28	the	the	DET
easat-7169	66	29	definition	definition	NOUN
easat-7169	66	30	perspectives	perspective	NOUN
easat-7169	66	31	and	and	CCONJ
easat-7169	66	32	emphases	emphasis	NOUN
easat-7169	66	33	.	.	PUNCT
easat-7169	67	1	based	base	VERB
easat-7169	67	2	on	on	ADP
easat-7169	67	3	the	the	DET
easat-7169	67	4	dual	dual	ADJ
easat-7169	67	5	attributes	attribute	NOUN
easat-7169	67	6	of	of	ADP
easat-7169	67	7	"	"	PUNCT
easat-7169	67	8	finance	finance	NOUN
easat-7169	67	9	+	+	CCONJ
easat-7169	67	10	technology	technology	NOUN
easat-7169	67	11	"	"	PUNCT
easat-7169	67	12	,	,	PUNCT
easat-7169	67	13	the	the	DET
easat-7169	67	14	performance	performance	NOUN
easat-7169	67	15	of	of	ADP
easat-7169	67	16	digital	digital	ADJ
easat-7169	67	17	finance	finance	NOUN
easat-7169	67	18	,	,	PUNCT
easat-7169	67	19	including	include	VERB
easat-7169	67	20	mobile	mobile	ADJ
easat-7169	67	21	payment	payment	NOUN
easat-7169	67	22	,	,	PUNCT
easat-7169	67	23	mobile	mobile	ADJ
easat-7169	67	24	banking	banking	NOUN
easat-7169	67	25	,	,	PUNCT
easat-7169	67	26	electronic	electronic	ADJ
easat-7169	67	27	wallet	wallet	NOUN
easat-7169	67	28	,	,	PUNCT
easat-7169	67	29	online	online	ADJ
easat-7169	67	30	banking	banking	NOUN
easat-7169	67	31	,	,	PUNCT
easat-7169	67	32	online	online	ADJ
easat-7169	67	33	lending	lending	NOUN
easat-7169	67	34	etc	etc	X
easat-7169	67	35	.	.	X
easat-7169	67	36	,	,	PUNCT
easat-7169	67	37	the	the	DET
easat-7169	67	38	concept	concept	NOUN
easat-7169	67	39	of	of	ADP
easat-7169	67	40	"	"	PUNCT
easat-7169	67	41	digital	digital	ADJ
easat-7169	67	42	finance	finance	NOUN
easat-7169	67	43	"	"	PUNCT
easat-7169	67	44	is	be	AUX
easat-7169	67	45	a	a	DET
easat-7169	67	46	synonym	synonym	NOUN
easat-7169	67	47	of	of	ADP
easat-7169	67	48	"	"	PUNCT
easat-7169	67	49	technology	technology	NOUN
easat-7169	67	50	finance	finance	NOUN
easat-7169	67	51	"	"	PUNCT
easat-7169	67	52	,	,	PUNCT
easat-7169	67	53	"	"	PUNCT
easat-7169	67	54	finance	finance	NOUN
easat-7169	67	55	technology	technology	NOUN
easat-7169	67	56	"	"	PUNCT
easat-7169	67	57	and	and	CCONJ
easat-7169	67	58	"	"	PUNCT
easat-7169	67	59	internet	internet	NOUN
easat-7169	67	60	finance	finance	NOUN
easat-7169	67	61	"	"	PUNCT
easat-7169	67	62	.	.	PUNCT
easat-7169	68	1	but	but	CCONJ
easat-7169	68	2	in	in	ADP
easat-7169	68	3	the	the	DET
easat-7169	68	4	traditional	traditional	ADJ
easat-7169	68	5	sense	sense	NOUN
easat-7169	68	6	,	,	PUNCT
easat-7169	68	7	technology	technology	NOUN
easat-7169	68	8	finance	finance	NOUN
easat-7169	68	9	emphasizes	emphasize	VERB
easat-7169	68	10	the	the	DET
easat-7169	68	11	innovative	innovative	ADJ
easat-7169	68	12	financial	financial	ADJ
easat-7169	68	13	model	model	NOUN
easat-7169	68	14	influenced	influence	VERB
easat-7169	68	15	by	by	ADP
easat-7169	68	16	science	science	NOUN
easat-7169	68	17	and	and	CCONJ
easat-7169	68	18	technology	technology	NOUN
easat-7169	68	19	,	,	PUNCT
easat-7169	68	20	finance	finance	NOUN
easat-7169	68	21	technology	technology	NOUN
easat-7169	68	22	emphasizes	emphasize	VERB
easat-7169	68	23	the	the	DET
easat-7169	68	24	technicality	technicality	NOUN
easat-7169	68	25	[	[	X
easat-7169	68	26	16	16	NUM
easat-7169	68	27	]	]	PUNCT
easat-7169	68	28	.	.	PUNCT
easat-7169	69	1	while	while	SCONJ
easat-7169	69	2	internet	internet	NOUN
easat-7169	69	3	finance	finance	NOUN
easat-7169	69	4	refers	refer	VERB
easat-7169	69	5	to	to	ADP
easat-7169	69	6	internet	internet	NOUN
easat-7169	69	7	companies	company	NOUN
easat-7169	69	8	engaging	engage	VERB
easat-7169	69	9	in	in	ADP
easat-7169	69	10	relevant	relevant	ADJ
easat-7169	69	11	businesses	business	NOUN
easat-7169	69	12	within	within	ADP
easat-7169	69	13	the	the	DET
easat-7169	69	14	service	service	NOUN
easat-7169	69	15	scope	scope	NOUN
easat-7169	69	16	of	of	ADP
easat-7169	69	17	traditional	traditional	ADJ
easat-7169	69	18	financial	financial	ADJ
easat-7169	69	19	institutions	institution	NOUN
easat-7169	69	20	[	[	X
easat-7169	69	21	17	17	NUM
easat-7169	69	22	]	]	PUNCT
easat-7169	69	23	.	.	PUNCT
easat-7169	70	1	to	to	PART
easat-7169	70	2	sum	sum	VERB
easat-7169	70	3	up	up	ADP
easat-7169	70	4	,	,	PUNCT
easat-7169	70	5	digital	digital	ADJ
easat-7169	70	6	finance	finance	NOUN
easat-7169	70	7	is	be	AUX
easat-7169	70	8	a	a	DET
easat-7169	70	9	brand	brand	NOUN
easat-7169	70	10	-	-	PUNCT
easat-7169	70	11	new	new	ADJ
easat-7169	70	12	financial	financial	ADJ
easat-7169	70	13	service	service	NOUN
easat-7169	70	14	model	model	NOUN
easat-7169	70	15	and	and	CCONJ
easat-7169	70	16	an	an	DET
easat-7169	70	17	emerging	emerge	VERB
easat-7169	70	18	field	field	NOUN
easat-7169	70	19	closely	closely	ADV
easat-7169	70	20	linked	link	VERB
easat-7169	70	21	with	with	ADP
easat-7169	70	22	finance	finance	NOUN
easat-7169	70	23	and	and	CCONJ
easat-7169	70	24	technology	technology	NOUN
easat-7169	70	25	.	.	PUNCT
easat-7169	71	1	compared	compare	VERB
easat-7169	71	2	with	with	ADP
easat-7169	71	3	traditional	traditional	ADJ
easat-7169	71	4	financial	financial	ADJ
easat-7169	71	5	service	service	NOUN
easat-7169	71	6	models	model	NOUN
easat-7169	71	7	,	,	PUNCT
easat-7169	71	8	digital	digital	ADJ
easat-7169	71	9	finance	finance	NOUN
easat-7169	71	10	can	can	AUX
easat-7169	71	11	provide	provide	VERB
easat-7169	71	12	"	"	PUNCT
easat-7169	71	13	efficient	efficient	ADJ
easat-7169	71	14	,	,	PUNCT
easat-7169	71	15	responsible	responsible	ADJ
easat-7169	71	16	and	and	CCONJ
easat-7169	71	17	commercially	commercially	ADV
easat-7169	71	18	sustainable	sustainable	ADJ
easat-7169	71	19	"	"	PUNCT
easat-7169	71	20	financial	financial	ADJ
easat-7169	71	21	services	service	NOUN
easat-7169	71	22	to	to	ADP
easat-7169	71	23	more	more	ADJ
easat-7169	71	24	economic	economic	ADJ
easat-7169	71	25	entities	entity	NOUN
easat-7169	71	26	with	with	ADP
easat-7169	71	27	lower	low	ADJ
easat-7169	71	28	capital	capital	NOUN
easat-7169	71	29	cost	cost	NOUN
easat-7169	71	30	and	and	CCONJ
easat-7169	71	31	more	more	ADV
easat-7169	71	32	convenient	convenient	ADJ
easat-7169	71	33	service	service	NOUN
easat-7169	71	34	methods	method	NOUN
easat-7169	71	35	,	,	PUNCT
easat-7169	71	36	and	and	CCONJ
easat-7169	71	37	is	be	AUX
easat-7169	71	38	considered	consider	VERB
easat-7169	71	39	to	to	PART
easat-7169	71	40	be	be	AUX
easat-7169	71	41	an	an	DET
easat-7169	71	42	important	important	ADJ
easat-7169	71	43	support	support	NOUN
easat-7169	71	44	for	for	ADP
easat-7169	71	45	promoting	promote	VERB
easat-7169	71	46	high	high	ADJ
easat-7169	71	47	-	-	PUNCT
easat-7169	71	48	quality	quality	NOUN
easat-7169	71	49	economic	economic	ADJ
easat-7169	71	50	development	development	NOUN
easat-7169	72	1	[	[	X
easat-7169	72	2	18	18	NUM
easat-7169	72	3	]	]	PUNCT
easat-7169	72	4	.	.	PUNCT
easat-7169	73	1	as	as	SCONJ
easat-7169	73	2	the	the	DET
easat-7169	73	3	academic	academic	ADJ
easat-7169	73	4	circles	circle	NOUN
easat-7169	73	5	,	,	PUNCT
easat-7169	73	6	companies	company	NOUN
easat-7169	73	7	and	and	CCONJ
easat-7169	73	8	government	government	NOUN
easat-7169	73	9	agencies	agency	NOUN
easat-7169	73	10	pay	pay	VERB
easat-7169	73	11	more	more	ADJ
easat-7169	73	12	and	and	CCONJ
easat-7169	73	13	more	more	ADJ
easat-7169	73	14	attention	attention	NOUN
easat-7169	73	15	to	to	ADP
easat-7169	73	16	the	the	DET
easat-7169	73	17	function	function	NOUN
easat-7169	73	18	of	of	ADP
easat-7169	73	19	digital	digital	ADJ
easat-7169	73	20	finance	finance	NOUN
easat-7169	73	21	,	,	PUNCT
easat-7169	73	22	how	how	SCONJ
easat-7169	73	23	to	to	PART
easat-7169	73	24	effectively	effectively	ADV
easat-7169	73	25	release	release	VERB
easat-7169	73	26	the	the	DET
easat-7169	73	27	digital	digital	ADJ
easat-7169	73	28	finance	finance	NOUN
easat-7169	73	29	to	to	PART
easat-7169	73	30	improve	improve	VERB
easat-7169	73	31	the	the	DET
easat-7169	73	32	financial	financial	ADJ
easat-7169	73	33	service	service	NOUN
easat-7169	73	34	innovation	innovation	NOUN
easat-7169	73	35	management	management	NOUN
easat-7169	73	36	of	of	ADP
easat-7169	73	37	chinese	chinese	ADJ
easat-7169	73	38	insurance	insurance	NOUN
easat-7169	73	39	companies	company	NOUN
easat-7169	73	40	has	have	AUX
easat-7169	73	41	become	become	VERB
easat-7169	73	42	a	a	DET
easat-7169	73	43	hot	hot	ADJ
easat-7169	73	44	issue	issue	NOUN
easat-7169	73	45	of	of	ADP
easat-7169	73	46	current	current	ADJ
easat-7169	73	47	research	research	NOUN
easat-7169	73	48	.	.	PUNCT
easat-7169	74	1	with	with	ADP
easat-7169	74	2	the	the	DET
easat-7169	74	3	rapid	rapid	ADJ
easat-7169	74	4	development	development	NOUN
easat-7169	74	5	of	of	ADP
easat-7169	74	6	the	the	DET
easat-7169	74	7	internet	internet	NOUN
easat-7169	74	8	,	,	PUNCT
easat-7169	74	9	the	the	DET
easat-7169	74	10	network	network	NOUN
easat-7169	74	11	has	have	AUX
easat-7169	74	12	influenced	influence	VERB
easat-7169	74	13	all	all	DET
easat-7169	74	14	areas	area	NOUN
easat-7169	74	15	of	of	ADP
easat-7169	74	16	people	people	NOUN
easat-7169	74	17	's	's	PART
easat-7169	74	18	lives	life	NOUN
easat-7169	74	19	,	,	PUNCT
easat-7169	74	20	and	and	CCONJ
easat-7169	74	21	the	the	DET
easat-7169	74	22	resulting	result	VERB
easat-7169	74	23	massive	massive	ADJ
easat-7169	74	24	consumer	consumer	NOUN
easat-7169	74	25	data	datum	NOUN
easat-7169	74	26	plays	play	VERB
easat-7169	74	27	an	an	DET
easat-7169	74	28	increasingly	increasingly	ADV
easat-7169	74	29	important	important	ADJ
easat-7169	74	30	role	role	NOUN
easat-7169	74	31	in	in	ADP
easat-7169	74	32	the	the	DET
easat-7169	74	33	positioning	positioning	NOUN
easat-7169	74	34	of	of	ADP
easat-7169	74	35	target	target	NOUN
easat-7169	74	36	customers	customer	NOUN
easat-7169	74	37	,	,	PUNCT
easat-7169	74	38	the	the	DET
easat-7169	74	39	formulation	formulation	NOUN
easat-7169	74	40	of	of	ADP
easat-7169	74	41	marketing	marketing	NOUN
easat-7169	74	42	strategies	strategy	NOUN
easat-7169	74	43	and	and	CCONJ
easat-7169	74	44	the	the	DET
easat-7169	74	45	provision	provision	NOUN
easat-7169	74	46	of	of	ADP
easat-7169	74	47	precise	precise	ADJ
easat-7169	74	48	services	service	NOUN
easat-7169	74	49	.	.	PUNCT
easat-7169	75	1	in	in	ADP
easat-7169	75	2	this	this	DET
easat-7169	75	3	context	context	NOUN
easat-7169	75	4	,	,	PUNCT
easat-7169	75	5	kotler	kotler	PROPN
easat-7169	76	1	[	[	X
easat-7169	76	2	19	19	NUM
easat-7169	76	3	]	]	PUNCT
easat-7169	76	4	proposed	propose	VERB
easat-7169	76	5	the	the	DET
easat-7169	76	6	concept	concept	NOUN
easat-7169	76	7	of	of	ADP
easat-7169	76	8	precision	precision	NOUN
easat-7169	76	9	marketing	marketing	NOUN
easat-7169	76	10	in	in	ADP
easat-7169	76	11	theory	theory	NOUN
easat-7169	76	12	for	for	ADP
easat-7169	76	13	the	the	DET
easat-7169	76	14	first	first	ADJ
easat-7169	76	15	time	time	NOUN
easat-7169	76	16	in	in	ADP
easat-7169	76	17	2005	2005	NUM
easat-7169	76	18	,	,	PUNCT
easat-7169	76	19	and	and	CCONJ
easat-7169	76	20	proposed	propose	VERB
easat-7169	76	21	that	that	SCONJ
easat-7169	76	22	companies	company	NOUN
easat-7169	76	23	need	need	VERB
easat-7169	76	24	accurate	accurate	ADJ
easat-7169	76	25	,	,	PUNCT
easat-7169	76	26	measurable	measurable	ADJ
easat-7169	76	27	and	and	CCONJ
easat-7169	76	28	high	high	ADJ
easat-7169	76	29	return	return	NOUN
easat-7169	76	30	on	on	ADP
easat-7169	76	31	investment	investment	NOUN
easat-7169	76	32	marketing	marketing	NOUN
easat-7169	76	33	communication	communication	NOUN
easat-7169	76	34	.	.	PUNCT
easat-7169	77	1	precision	precision	NOUN
easat-7169	77	2	marketing	marketing	NOUN
easat-7169	77	3	is	be	AUX
easat-7169	77	4	a	a	DET
easat-7169	77	5	skill	skill	NOUN
easat-7169	77	6	that	that	PRON
easat-7169	77	7	needs	need	VERB
easat-7169	77	8	to	to	PART
easat-7169	77	9	be	be	AUX
easat-7169	77	10	mastered	master	VERB
easat-7169	77	11	by	by	ADP
easat-7169	77	12	companies	company	NOUN
easat-7169	77	13	that	that	PRON
easat-7169	77	14	want	want	VERB
easat-7169	77	15	to	to	PART
easat-7169	77	16	engage	engage	VERB
easat-7169	77	17	with	with	ADP
easat-7169	77	18	users	user	NOUN
easat-7169	77	19	,	,	PUNCT
easat-7169	77	20	and	and	CCONJ
easat-7169	77	21	it	it	PRON
easat-7169	77	22	has	have	VERB
easat-7169	77	23	high	high	ADJ
easat-7169	77	24	requirements	requirement	NOUN
easat-7169	77	25	for	for	ADP
easat-7169	77	26	companies	company	NOUN
easat-7169	77	27	.	.	PUNCT
easat-7169	78	1	precision	precision	NOUN
easat-7169	78	2	marketing	marketing	NOUN
easat-7169	78	3	requires	require	VERB
easat-7169	78	4	companies	company	NOUN
easat-7169	78	5	to	to	PART
easat-7169	78	6	accurately	accurately	ADV
easat-7169	78	7	identify	identify	VERB
easat-7169	78	8	customers	customer	NOUN
easat-7169	78	9	and	and	CCONJ
easat-7169	78	10	subdivide	subdivide	VERB
easat-7169	78	11	customers	customer	NOUN
easat-7169	78	12	,	,	PUNCT
easat-7169	78	13	that	that	ADV
easat-7169	78	14	is	is	ADV
easat-7169	78	15	,	,	PUNCT
easat-7169	78	16	to	to	PART
easat-7169	78	17	have	have	VERB
easat-7169	78	18	an	an	DET
easat-7169	78	19	accurate	accurate	ADJ
easat-7169	78	20	user	user	NOUN
easat-7169	78	21	portrait	portrait	NOUN
easat-7169	78	22	[	[	X
easat-7169	78	23	20	20	NUM
easat-7169	78	24	]	]	PUNCT
easat-7169	78	25	.	.	PUNCT
easat-7169	79	1	scholars	scholar	NOUN
easat-7169	79	2	generally	generally	ADV
easat-7169	79	3	believe	believe	VERB
easat-7169	79	4	that	that	SCONJ
easat-7169	79	5	it	it	PRON
easat-7169	79	6	is	be	AUX
easat-7169	79	7	necessary	necessary	ADJ
easat-7169	79	8	for	for	SCONJ
easat-7169	79	9	companies	company	NOUN
easat-7169	79	10	to	to	PART
easat-7169	79	11	carry	carry	VERB
easat-7169	79	12	out	out	ADP
easat-7169	79	13	precision	precision	NOUN
easat-7169	79	14	marketing	marketing	NOUN
easat-7169	79	15	.	.	PUNCT
easat-7169	80	1	to	to	PART
easat-7169	80	2	sum	sum	VERB
easat-7169	80	3	up	up	ADP
easat-7169	80	4	,	,	PUNCT
easat-7169	80	5	this	this	DET
easat-7169	80	6	study	study	NOUN
easat-7169	80	7	draws	draw	VERB
easat-7169	80	8	on	on	ADP
easat-7169	80	9	the	the	DET
easat-7169	80	10	definition	definition	NOUN
easat-7169	80	11	of	of	ADP
easat-7169	80	12	philip	philip	PROPN
easat-7169	80	13	kotler	kotler	PROPN
easat-7169	80	14	,	,	PUNCT
easat-7169	80	15	the	the	DET
easat-7169	80	16	father	father	NOUN
easat-7169	80	17	of	of	ADP
easat-7169	80	18	modern	modern	ADJ
easat-7169	80	19	marketing	marketing	NOUN
easat-7169	80	20	,	,	PUNCT
easat-7169	80	21	zhang	zhang	PROPN
easat-7169	81	1	[	[	X
easat-7169	81	2	21	21	NUM
easat-7169	81	3	]	]	PUNCT
easat-7169	81	4	and	and	CCONJ
easat-7169	81	5	other	other	ADJ
easat-7169	81	6	scholars	scholar	NOUN
easat-7169	81	7	,	,	PUNCT
easat-7169	81	8	and	and	CCONJ
easat-7169	81	9	defines	define	VERB
easat-7169	81	10	precision	precision	NOUN
easat-7169	81	11	marketing	marketing	NOUN
easat-7169	81	12	as	as	ADP
easat-7169	81	13	the	the	DET
easat-7169	81	14	use	use	NOUN
easat-7169	81	15	of	of	ADP
easat-7169	81	16	digital	digital	ADJ
easat-7169	81	17	technology	technology	NOUN
easat-7169	81	18	to	to	PART
easat-7169	81	19	track	track	VERB
easat-7169	81	20	the	the	DET
easat-7169	81	21	needs	need	NOUN
easat-7169	81	22	of	of	ADP
easat-7169	81	23	end	end	NOUN
easat-7169	81	24	users	user	NOUN
easat-7169	81	25	,	,	PUNCT
easat-7169	81	26	providing	provide	VERB
easat-7169	81	27	customers	customer	NOUN
easat-7169	81	28	with	with	ADP
easat-7169	81	29	precise	precise	ADJ
easat-7169	81	30	products	product	NOUN
easat-7169	81	31	through	through	ADP
easat-7169	81	32	accurate	accurate	ADJ
easat-7169	81	33	methods	method	NOUN
easat-7169	81	34	to	to	PART
easat-7169	81	35	achieve	achieve	VERB
easat-7169	81	36	sales	sale	NOUN
easat-7169	81	37	effectiveness	effectiveness	NOUN
easat-7169	81	38	[	[	X
easat-7169	81	39	22	22	NUM
easat-7169	81	40	]	]	PUNCT
easat-7169	81	41	.	.	PUNCT
easat-7169	82	1	the	the	DET
easat-7169	82	2	precision	precision	NOUN
easat-7169	82	3	marketing	marketing	NOUN
easat-7169	82	4	in	in	ADP
easat-7169	82	5	this	this	DET
easat-7169	82	6	paper	paper	NOUN
easat-7169	82	7	refers	refer	VERB
easat-7169	82	8	specifically	specifically	ADV
easat-7169	82	9	to	to	ADP
easat-7169	82	10	the	the	DET
easat-7169	82	11	precision	precision	NOUN
easat-7169	82	12	marketing	marketing	NOUN
easat-7169	82	13	.	.	PUNCT
easat-7169	83	1	1361	1361	NUM
easat-7169	83	2	edelweiss	edelweiss	PROPN
easat-7169	83	3	applied	apply	VERB
easat-7169	83	4	science	science	NOUN
easat-7169	83	5	and	and	CCONJ
easat-7169	83	6	technology	technology	NOUN
easat-7169	83	7	issn	issn	PROPN
easat-7169	83	8	:	:	PUNCT
easat-7169	83	9	2576	2576	NUM
easat-7169	83	10	-	-	SYM
easat-7169	83	11	8484	8484	NUM
easat-7169	83	12	vol	vol	NOUN
easat-7169	83	13	.	.	PROPN
easat-7169	84	1	9	9	NUM
easat-7169	84	2	,	,	PUNCT
easat-7169	84	3	no	no	INTJ
easat-7169	84	4	.	.	NOUN
easat-7169	84	5	5	5	NUM
easat-7169	84	6	:	:	SYM
easat-7169	84	7	1358	1358	NUM
easat-7169	84	8	-	-	SYM
easat-7169	84	9	1377	1377	NUM
easat-7169	84	10	,	,	PUNCT
easat-7169	84	11	2025	2025	NUM
easat-7169	84	12	doi	doi	NOUN
easat-7169	84	13	:	:	PUNCT
easat-7169	84	14	10.55214/25768484.v9i5.7169	10.55214/25768484.v9i5.7169	NUM
easat-7169	84	15	©	©	PROPN
easat-7169	84	16	2025	2025	NUM
easat-7169	84	17	by	by	ADP
easat-7169	84	18	the	the	DET
easat-7169	84	19	authors	author	NOUN
easat-7169	84	20	;	;	PUNCT
easat-7169	84	21	licensee	licensee	PROPN
easat-7169	84	22	learning	learning	NOUN
easat-7169	84	23	gate	gate	NOUN
easat-7169	84	24	2.2	2.2	NUM
easat-7169	84	25	.	.	PUNCT
easat-7169	85	1	theoretical	theoretical	ADJ
easat-7169	85	2	analysis	analysis	NOUN
easat-7169	85	3	and	and	CCONJ
easat-7169	85	4	hypothesis	hypothesis	NOUN
easat-7169	85	5	the	the	DET
easat-7169	85	6	existing	exist	VERB
easat-7169	85	7	literature	literature	NOUN
easat-7169	85	8	shows	show	VERB
easat-7169	85	9	that	that	SCONJ
easat-7169	85	10	digital	digital	ADJ
easat-7169	85	11	finance	finance	NOUN
easat-7169	85	12	can	can	AUX
easat-7169	85	13	be	be	AUX
easat-7169	85	14	conducive	conducive	ADJ
easat-7169	85	15	to	to	ADP
easat-7169	85	16	enterprise	enterprise	NOUN
easat-7169	85	17	innovation	innovation	NOUN
easat-7169	85	18	[	[	X
easat-7169	85	19	23	23	NUM
easat-7169	85	20	]	]	PUNCT
easat-7169	85	21	.	.	PUNCT
easat-7169	86	1	in	in	ADP
easat-7169	86	2	the	the	DET
easat-7169	86	3	research	research	NOUN
easat-7169	86	4	,	,	PUNCT
easat-7169	86	5	scholars	scholar	NOUN
easat-7169	86	6	directly	directly	ADV
easat-7169	86	7	or	or	CCONJ
easat-7169	86	8	indirectly	indirectly	ADV
easat-7169	86	9	prove	prove	VERB
easat-7169	86	10	the	the	DET
easat-7169	86	11	positive	positive	ADJ
easat-7169	86	12	relationship	relationship	NOUN
easat-7169	86	13	between	between	ADP
easat-7169	86	14	digital	digital	ADJ
easat-7169	86	15	finance	finance	NOUN
easat-7169	86	16	and	and	CCONJ
easat-7169	86	17	innovation	innovation	NOUN
easat-7169	86	18	management	management	NOUN
easat-7169	86	19	by	by	ADP
easat-7169	86	20	studying	study	VERB
easat-7169	86	21	the	the	DET
easat-7169	86	22	relationship	relationship	NOUN
easat-7169	86	23	between	between	ADP
easat-7169	86	24	digital	digital	ADJ
easat-7169	86	25	finance	finance	NOUN
easat-7169	86	26	and	and	CCONJ
easat-7169	86	27	regional	regional	ADJ
easat-7169	86	28	innovation	innovation	NOUN
easat-7169	86	29	ecology	ecology	NOUN
easat-7169	86	30	,	,	PUNCT
easat-7169	86	31	technological	technological	ADJ
easat-7169	86	32	innovation	innovation	NOUN
easat-7169	86	33	capability	capability	NOUN
easat-7169	86	34	,	,	PUNCT
easat-7169	86	35	innovation	innovation	NOUN
easat-7169	86	36	efficiency	efficiency	NOUN
easat-7169	86	37	,	,	PUNCT
easat-7169	86	38	etc	etc	X
easat-7169	86	39	.	.	X
easat-7169	87	1	in	in	ADP
easat-7169	87	2	other	other	ADJ
easat-7169	87	3	words	word	NOUN
easat-7169	87	4	,	,	PUNCT
easat-7169	87	5	the	the	DET
easat-7169	87	6	current	current	ADJ
easat-7169	87	7	research	research	NOUN
easat-7169	87	8	generally	generally	ADV
easat-7169	87	9	believes	believe	VERB
easat-7169	87	10	that	that	SCONJ
easat-7169	87	11	in	in	ADP
easat-7169	87	12	the	the	DET
easat-7169	87	13	process	process	NOUN
easat-7169	87	14	of	of	ADP
easat-7169	87	15	specific	specific	ADJ
easat-7169	87	16	analysis	analysis	NOUN
easat-7169	87	17	of	of	ADP
easat-7169	87	18	the	the	DET
easat-7169	87	19	research	research	NOUN
easat-7169	87	20	content	content	NOUN
easat-7169	87	21	,	,	PUNCT
easat-7169	87	22	at	at	ADV
easat-7169	87	23	least	least	ADV
easat-7169	87	24	one	one	NUM
easat-7169	87	25	aspect	aspect	NOUN
easat-7169	87	26	of	of	ADP
easat-7169	87	27	financial	financial	ADJ
easat-7169	87	28	intelligentization	intelligentization	NOUN
easat-7169	87	29	or	or	CCONJ
easat-7169	87	30	digital	digital	ADJ
easat-7169	87	31	capitalization	capitalization	NOUN
easat-7169	87	32	can	can	AUX
easat-7169	87	33	be	be	AUX
easat-7169	87	34	used	use	VERB
easat-7169	87	35	as	as	ADP
easat-7169	87	36	the	the	DET
easat-7169	87	37	suggested	suggested	ADJ
easat-7169	87	38	direction	direction	NOUN
easat-7169	87	39	for	for	ADP
easat-7169	87	40	improving	improve	VERB
easat-7169	87	41	innovation	innovation	NOUN
easat-7169	87	42	management	management	NOUN
easat-7169	87	43	by	by	ADP
easat-7169	87	44	the	the	DET
easat-7169	87	45	above	above	ADJ
easat-7169	87	46	scholars	scholar	NOUN
easat-7169	87	47	[	[	X
easat-7169	87	48	24	24	NUM
easat-7169	87	49	]	]	PUNCT
easat-7169	87	50	.	.	PUNCT
easat-7169	88	1	in	in	ADP
easat-7169	88	2	other	other	ADJ
easat-7169	88	3	words	word	NOUN
easat-7169	88	4	,	,	PUNCT
easat-7169	88	5	the	the	DET
easat-7169	88	6	promotion	promotion	NOUN
easat-7169	88	7	effect	effect	NOUN
easat-7169	88	8	of	of	ADP
easat-7169	88	9	digital	digital	ADJ
easat-7169	88	10	finance	finance	NOUN
easat-7169	88	11	on	on	ADP
easat-7169	88	12	innovation	innovation	NOUN
easat-7169	88	13	management	management	NOUN
easat-7169	88	14	is	be	AUX
easat-7169	88	15	manifested	manifest	VERB
easat-7169	88	16	through	through	ADP
easat-7169	88	17	financial	financial	ADJ
easat-7169	88	18	intelligentization	intelligentization	NOUN
easat-7169	88	19	and	and	CCONJ
easat-7169	88	20	digital	digital	ADJ
easat-7169	88	21	capitalization	capitalization	NOUN
easat-7169	88	22	.	.	PUNCT
easat-7169	89	1	this	this	DET
easat-7169	89	2	paper	paper	NOUN
easat-7169	89	3	assumes	assume	VERB
easat-7169	89	4	that	that	SCONJ
easat-7169	89	5	the	the	DET
easat-7169	89	6	influence	influence	NOUN
easat-7169	89	7	is	be	AUX
easat-7169	89	8	general	general	ADJ
easat-7169	89	9	,	,	PUNCT
easat-7169	89	10	that	that	ADV
easat-7169	89	11	is	is	ADV
easat-7169	89	12	,	,	PUNCT
easat-7169	89	13	digital	digital	ADJ
easat-7169	89	14	finance	finance	NOUN
easat-7169	89	15	has	have	VERB
easat-7169	89	16	a	a	DET
easat-7169	89	17	promoting	promote	VERB
easat-7169	89	18	effect	effect	NOUN
easat-7169	89	19	on	on	ADP
easat-7169	89	20	innovation	innovation	NOUN
easat-7169	89	21	management	management	NOUN
easat-7169	89	22	,	,	PUNCT
easat-7169	89	23	which	which	PRON
easat-7169	89	24	means	mean	VERB
easat-7169	89	25	that	that	SCONJ
easat-7169	89	26	digital	digital	ADJ
easat-7169	89	27	finance	finance	NOUN
easat-7169	89	28	has	have	VERB
easat-7169	89	29	a	a	DET
easat-7169	89	30	promoting	promote	VERB
easat-7169	89	31	effect	effect	NOUN
easat-7169	89	32	on	on	ADP
easat-7169	89	33	financial	financial	ADJ
easat-7169	89	34	service	service	NOUN
easat-7169	89	35	innovation	innovation	NOUN
easat-7169	89	36	management	management	NOUN
easat-7169	89	37	.	.	PUNCT
easat-7169	90	1	therefore	therefore	ADV
easat-7169	90	2	,	,	PUNCT
easat-7169	90	3	based	base	VERB
easat-7169	90	4	on	on	ADP
easat-7169	90	5	the	the	DET
easat-7169	90	6	resource	resource	NOUN
easat-7169	90	7	-	-	PUNCT
easat-7169	90	8	based	base	VERB
easat-7169	90	9	theory	theory	NOUN
easat-7169	90	10	and	and	CCONJ
easat-7169	90	11	innovation	innovation	NOUN
easat-7169	90	12	theory	theory	NOUN
easat-7169	90	13	,	,	PUNCT
easat-7169	90	14	this	this	DET
easat-7169	90	15	paper	paper	NOUN
easat-7169	90	16	puts	put	VERB
easat-7169	90	17	forward	forward	ADV
easat-7169	90	18	the	the	DET
easat-7169	90	19	following	follow	VERB
easat-7169	90	20	hypothesis	hypothesis	NOUN
easat-7169	90	21	:	:	PUNCT
easat-7169	90	22	hypothesis	hypothesis	NOUN
easat-7169	90	23	h1	h1	PROPN
easat-7169	90	24	:	:	PUNCT
easat-7169	90	25	digital	digital	ADJ
easat-7169	90	26	finance	finance	NOUN
easat-7169	90	27	has	have	VERB
easat-7169	90	28	a	a	DET
easat-7169	90	29	significant	significant	ADJ
easat-7169	90	30	positive	positive	ADJ
easat-7169	90	31	impact	impact	NOUN
easat-7169	90	32	on	on	ADP
easat-7169	90	33	financial	financial	ADJ
easat-7169	90	34	service	service	NOUN
easat-7169	90	35	innovation	innovation	NOUN
easat-7169	90	36	management	management	NOUN
easat-7169	90	37	.	.	PUNCT
easat-7169	91	1	hypothesis	hypothesis	NOUN
easat-7169	91	2	h1a	h1a	PROPN
easat-7169	91	3	:	:	PUNCT
easat-7169	91	4	digital	digital	ADJ
easat-7169	91	5	capitalization	capitalization	NOUN
easat-7169	91	6	has	have	VERB
easat-7169	91	7	a	a	DET
easat-7169	91	8	significant	significant	ADJ
easat-7169	91	9	positive	positive	ADJ
easat-7169	91	10	impact	impact	NOUN
easat-7169	91	11	on	on	ADP
easat-7169	91	12	financial	financial	ADJ
easat-7169	91	13	service	service	NOUN
easat-7169	91	14	innovation	innovation	NOUN
easat-7169	91	15	management	management	NOUN
easat-7169	91	16	.	.	PUNCT
easat-7169	92	1	hypothesis	hypothesis	NOUN
easat-7169	92	2	h1b	h1b	PROPN
easat-7169	92	3	:	:	PUNCT
easat-7169	92	4	financial	financial	ADJ
easat-7169	92	5	intellectualization	intellectualization	NOUN
easat-7169	92	6	has	have	VERB
easat-7169	92	7	a	a	DET
easat-7169	92	8	significant	significant	ADJ
easat-7169	92	9	positive	positive	ADJ
easat-7169	92	10	impact	impact	NOUN
easat-7169	92	11	on	on	ADP
easat-7169	92	12	financial	financial	ADJ
easat-7169	92	13	service	service	NOUN
easat-7169	92	14	innovation	innovation	NOUN
easat-7169	92	15	management	management	NOUN
easat-7169	92	16	.	.	PUNCT
easat-7169	93	1	through	through	ADP
easat-7169	93	2	combing	comb	VERB
easat-7169	93	3	,	,	PUNCT
easat-7169	93	4	it	it	PRON
easat-7169	93	5	is	be	AUX
easat-7169	93	6	found	find	VERB
easat-7169	93	7	that	that	SCONJ
easat-7169	93	8	few	few	ADJ
easat-7169	93	9	scholars	scholar	NOUN
easat-7169	93	10	directly	directly	ADV
easat-7169	93	11	link	link	VERB
easat-7169	93	12	digital	digital	ADJ
easat-7169	93	13	finance	finance	NOUN
easat-7169	93	14	with	with	ADP
easat-7169	93	15	precision	precision	NOUN
easat-7169	93	16	marketing	marketing	NOUN
easat-7169	93	17	to	to	PART
easat-7169	93	18	carry	carry	VERB
easat-7169	93	19	out	out	ADP
easat-7169	93	20	research	research	NOUN
easat-7169	93	21	,	,	PUNCT
easat-7169	93	22	but	but	CCONJ
easat-7169	93	23	scholars	scholar	NOUN
easat-7169	93	24	may	may	AUX
easat-7169	93	25	conduct	conduct	VERB
easat-7169	93	26	research	research	NOUN
easat-7169	93	27	on	on	ADP
easat-7169	93	28	digital	digital	ADJ
easat-7169	93	29	finance	finance	NOUN
easat-7169	93	30	from	from	ADP
easat-7169	93	31	the	the	DET
easat-7169	93	32	perspective	perspective	NOUN
easat-7169	93	33	of	of	ADP
easat-7169	93	34	users	user	NOUN
easat-7169	93	35	,	,	PUNCT
easat-7169	93	36	such	such	ADJ
easat-7169	93	37	as	as	ADP
easat-7169	93	38	consumer	consumer	NOUN
easat-7169	93	39	rights	right	NOUN
easat-7169	93	40	protection	protection	NOUN
easat-7169	93	41	,	,	PUNCT
easat-7169	93	42	optimization	optimization	NOUN
easat-7169	93	43	of	of	ADP
easat-7169	93	44	payment	payment	NOUN
easat-7169	93	45	environment	environment	NOUN
easat-7169	93	46	,	,	PUNCT
easat-7169	93	47	reduction	reduction	NOUN
easat-7169	93	48	of	of	ADP
easat-7169	93	49	payment	payment	NOUN
easat-7169	93	50	costs	cost	NOUN
easat-7169	93	51	,	,	PUNCT
easat-7169	93	52	etc	etc	X
easat-7169	93	53	.	.	X
easat-7169	93	54	,	,	PUNCT
easat-7169	93	55	or	or	CCONJ
easat-7169	93	56	consider	consider	VERB
easat-7169	93	57	marketing	marketing	NOUN
easat-7169	93	58	from	from	ADP
easat-7169	93	59	the	the	DET
easat-7169	93	60	perspective	perspective	NOUN
easat-7169	93	61	of	of	ADP
easat-7169	93	62	finance	finance	NOUN
easat-7169	93	63	.	.	PUNCT
easat-7169	94	1	scholars	scholar	NOUN
easat-7169	94	2	generally	generally	ADV
easat-7169	94	3	believe	believe	VERB
easat-7169	94	4	that	that	SCONJ
easat-7169	94	5	marketing	marketing	NOUN
easat-7169	94	6	is	be	AUX
easat-7169	94	7	very	very	ADV
easat-7169	94	8	important	important	ADJ
easat-7169	94	9	in	in	ADP
easat-7169	94	10	finance	finance	NOUN
easat-7169	94	11	,	,	PUNCT
easat-7169	94	12	and	and	CCONJ
easat-7169	94	13	the	the	DET
easat-7169	94	14	combination	combination	NOUN
easat-7169	94	15	of	of	ADP
easat-7169	94	16	marketing	marketing	NOUN
easat-7169	94	17	and	and	CCONJ
easat-7169	94	18	digital	digital	ADJ
easat-7169	94	19	finance	finance	NOUN
easat-7169	94	20	is	be	AUX
easat-7169	94	21	conducive	conducive	ADJ
easat-7169	94	22	to	to	ADP
easat-7169	94	23	economic	economic	ADJ
easat-7169	94	24	development	development	NOUN
easat-7169	95	1	[	[	X
easat-7169	95	2	25	25	NUM
easat-7169	95	3	]	]	PUNCT
easat-7169	95	4	.	.	PUNCT
easat-7169	96	1	it	it	PRON
easat-7169	96	2	can	can	AUX
easat-7169	96	3	be	be	AUX
easat-7169	96	4	concluded	conclude	VERB
easat-7169	96	5	from	from	ADP
easat-7169	96	6	the	the	DET
easat-7169	96	7	above	above	ADJ
easat-7169	96	8	literature	literature	NOUN
easat-7169	96	9	that	that	PRON
easat-7169	96	10	in	in	ADP
easat-7169	96	11	digital	digital	ADJ
easat-7169	96	12	finance	finance	NOUN
easat-7169	96	13	,	,	PUNCT
easat-7169	96	14	users	user	NOUN
easat-7169	96	15	can	can	AUX
easat-7169	96	16	be	be	AUX
easat-7169	96	17	contacted	contact	VERB
easat-7169	96	18	by	by	ADP
easat-7169	96	19	strengthening	strengthen	VERB
easat-7169	96	20	the	the	DET
easat-7169	96	21	establishment	establishment	NOUN
easat-7169	96	22	of	of	ADP
easat-7169	96	23	mechanisms	mechanism	NOUN
easat-7169	96	24	based	base	VERB
easat-7169	96	25	on	on	ADP
easat-7169	96	26	consumption	consumption	NOUN
easat-7169	96	27	scenarios	scenario	NOUN
easat-7169	96	28	,	,	PUNCT
easat-7169	96	29	building	build	VERB
easat-7169	96	30	outlets	outlet	NOUN
easat-7169	96	31	,	,	PUNCT
easat-7169	96	32	brand	brand	NOUN
easat-7169	96	33	marketing	marketing	NOUN
easat-7169	96	34	and	and	CCONJ
easat-7169	96	35	improving	improve	VERB
easat-7169	96	36	core	core	ADJ
easat-7169	96	37	financial	financial	ADJ
easat-7169	96	38	functions	function	NOUN
easat-7169	96	39	,	,	PUNCT
easat-7169	96	40	so	so	SCONJ
easat-7169	96	41	as	as	SCONJ
easat-7169	96	42	to	to	PART
easat-7169	96	43	achieve	achieve	VERB
easat-7169	96	44	precision	precision	NOUN
easat-7169	96	45	marketing	marketing	NOUN
easat-7169	96	46	.	.	PUNCT
easat-7169	97	1	generally	generally	ADV
easat-7169	97	2	speaking	speak	VERB
easat-7169	97	3	,	,	PUNCT
easat-7169	97	4	these	these	DET
easat-7169	97	5	means	mean	VERB
easat-7169	97	6	are	be	AUX
easat-7169	97	7	the	the	DET
easat-7169	97	8	embodiment	embodiment	NOUN
easat-7169	97	9	of	of	ADP
easat-7169	97	10	digital	digital	ADJ
easat-7169	97	11	capitalization	capitalization	NOUN
easat-7169	97	12	and	and	CCONJ
easat-7169	97	13	financial	financial	ADJ
easat-7169	97	14	intelligentization	intelligentization	NOUN
easat-7169	98	1	[	[	X
easat-7169	98	2	26	26	NUM
easat-7169	98	3	]	]	PUNCT
easat-7169	98	4	.	.	PUNCT
easat-7169	99	1	this	this	DET
easat-7169	99	2	paper	paper	NOUN
easat-7169	99	3	assumes	assume	VERB
easat-7169	99	4	that	that	SCONJ
easat-7169	99	5	digital	digital	ADJ
easat-7169	99	6	finance	finance	NOUN
easat-7169	99	7	has	have	VERB
easat-7169	99	8	a	a	DET
easat-7169	99	9	general	general	ADJ
easat-7169	99	10	effect	effect	NOUN
easat-7169	99	11	on	on	ADP
easat-7169	99	12	precision	precision	NOUN
easat-7169	99	13	marketing	marketing	NOUN
easat-7169	99	14	,	,	PUNCT
easat-7169	99	15	that	that	ADV
easat-7169	99	16	is	is	ADV
easat-7169	99	17	,	,	PUNCT
easat-7169	99	18	digital	digital	ADJ
easat-7169	99	19	finance	finance	NOUN
easat-7169	99	20	has	have	VERB
easat-7169	99	21	a	a	DET
easat-7169	99	22	promoting	promote	VERB
easat-7169	99	23	effect	effect	NOUN
easat-7169	99	24	on	on	ADP
easat-7169	99	25	precision	precision	NOUN
easat-7169	99	26	marketing	marketing	NOUN
easat-7169	99	27	,	,	PUNCT
easat-7169	99	28	then	then	ADV
easat-7169	99	29	digital	digital	ADJ
easat-7169	99	30	finance	finance	NOUN
easat-7169	99	31	has	have	VERB
easat-7169	99	32	a	a	DET
easat-7169	99	33	promoting	promote	VERB
easat-7169	99	34	effect	effect	NOUN
easat-7169	99	35	on	on	ADP
easat-7169	99	36	precision	precision	NOUN
easat-7169	99	37	marketing	marketing	NOUN
easat-7169	99	38	.	.	PUNCT
easat-7169	100	1	therefore	therefore	ADV
easat-7169	100	2	,	,	PUNCT
easat-7169	100	3	based	base	VERB
easat-7169	100	4	on	on	ADP
easat-7169	100	5	the	the	DET
easat-7169	100	6	resource	resource	NOUN
easat-7169	100	7	-	-	PUNCT
easat-7169	100	8	based	base	VERB
easat-7169	100	9	theory	theory	NOUN
easat-7169	100	10	,	,	PUNCT
easat-7169	100	11	innovation	innovation	NOUN
easat-7169	100	12	theory	theory	NOUN
easat-7169	100	13	and	and	CCONJ
easat-7169	100	14	long	long	ADJ
easat-7169	100	15	tail	tail	NOUN
easat-7169	100	16	theory	theory	NOUN
easat-7169	100	17	,	,	PUNCT
easat-7169	100	18	this	this	DET
easat-7169	100	19	paper	paper	NOUN
easat-7169	100	20	proposes	propose	VERB
easat-7169	100	21	the	the	DET
easat-7169	100	22	following	follow	VERB
easat-7169	100	23	hypotheses	hypothesis	NOUN
easat-7169	100	24	:	:	PUNCT
easat-7169	100	25	hypothesis	hypothesis	NOUN
easat-7169	100	26	h2	h2	NOUN
easat-7169	100	27	:	:	PUNCT
easat-7169	100	28	digital	digital	ADJ
easat-7169	100	29	finance	finance	NOUN
easat-7169	100	30	has	have	VERB
easat-7169	100	31	a	a	DET
easat-7169	100	32	significant	significant	ADJ
easat-7169	100	33	positive	positive	ADJ
easat-7169	100	34	impact	impact	NOUN
easat-7169	100	35	on	on	ADP
easat-7169	100	36	precision	precision	NOUN
easat-7169	100	37	marketing	marketing	NOUN
easat-7169	100	38	.	.	PUNCT
easat-7169	101	1	hypothesis	hypothesis	NOUN
easat-7169	101	2	h2a	h2a	PROPN
easat-7169	101	3	:	:	PUNCT
easat-7169	101	4	digital	digital	ADJ
easat-7169	101	5	capitalization	capitalization	NOUN
easat-7169	101	6	has	have	VERB
easat-7169	101	7	a	a	DET
easat-7169	101	8	significant	significant	ADJ
easat-7169	101	9	positive	positive	ADJ
easat-7169	101	10	impact	impact	NOUN
easat-7169	101	11	on	on	ADP
easat-7169	101	12	precision	precision	NOUN
easat-7169	101	13	marketing	marketing	NOUN
easat-7169	101	14	.	.	PUNCT
easat-7169	102	1	hypothesis	hypothesis	NOUN
easat-7169	102	2	h2b	h2b	PROPN
easat-7169	102	3	:	:	PUNCT
easat-7169	102	4	financial	financial	ADJ
easat-7169	102	5	intellectualization	intellectualization	NOUN
easat-7169	102	6	has	have	VERB
easat-7169	102	7	a	a	DET
easat-7169	102	8	significant	significant	ADJ
easat-7169	102	9	positive	positive	ADJ
easat-7169	102	10	impact	impact	NOUN
easat-7169	102	11	on	on	ADP
easat-7169	102	12	precision	precision	NOUN
easat-7169	102	13	marketing	marketing	NOUN
easat-7169	102	14	.	.	PUNCT
easat-7169	103	1	by	by	ADP
easat-7169	103	2	summarizing	summarize	VERB
easat-7169	103	3	the	the	DET
easat-7169	103	4	key	key	ADJ
easat-7169	103	5	words	word	NOUN
easat-7169	103	6	in	in	ADP
easat-7169	103	7	the	the	DET
easat-7169	103	8	literature	literature	NOUN
easat-7169	103	9	,	,	PUNCT
easat-7169	103	10	it	it	PRON
easat-7169	103	11	can	can	AUX
easat-7169	103	12	be	be	AUX
easat-7169	103	13	found	find	VERB
easat-7169	103	14	that	that	SCONJ
easat-7169	103	15	the	the	DET
easat-7169	103	16	relevant	relevant	ADJ
easat-7169	103	17	research	research	NOUN
easat-7169	103	18	focuses	focus	VERB
easat-7169	103	19	on	on	ADP
easat-7169	103	20	marketing	marketing	NOUN
easat-7169	103	21	innovation	innovation	NOUN
easat-7169	103	22	,	,	PUNCT
easat-7169	103	23	innovation	innovation	NOUN
easat-7169	103	24	management	management	NOUN
easat-7169	103	25	,	,	PUNCT
easat-7169	103	26	user	user	NOUN
easat-7169	103	27	demand	demand	NOUN
easat-7169	103	28	and	and	CCONJ
easat-7169	103	29	other	other	ADJ
easat-7169	103	30	aspects	aspect	NOUN
easat-7169	103	31	,	,	PUNCT
easat-7169	103	32	but	but	CCONJ
easat-7169	103	33	they	they	PRON
easat-7169	103	34	all	all	PRON
easat-7169	103	35	reveal	reveal	VERB
easat-7169	103	36	a	a	DET
easat-7169	103	37	consensus	consensus	NOUN
easat-7169	103	38	,	,	PUNCT
easat-7169	103	39	that	that	ADV
easat-7169	103	40	is	is	ADV
easat-7169	103	41	,	,	PUNCT
easat-7169	103	42	the	the	DET
easat-7169	103	43	design	design	NOUN
easat-7169	103	44	of	of	ADP
easat-7169	103	45	precision	precision	NOUN
easat-7169	103	46	marketing	marketing	NOUN
easat-7169	103	47	is	be	AUX
easat-7169	103	48	conducive	conducive	ADJ
easat-7169	103	49	to	to	ADP
easat-7169	103	50	improving	improve	VERB
easat-7169	103	51	the	the	DET
easat-7169	103	52	innovation	innovation	NOUN
easat-7169	103	53	ability	ability	NOUN
easat-7169	103	54	of	of	ADP
easat-7169	103	55	companies	company	NOUN
easat-7169	103	56	[	[	X
easat-7169	103	57	27	27	NUM
easat-7169	103	58	]	]	PUNCT
easat-7169	103	59	.	.	PUNCT
easat-7169	104	1	at	at	ADP
easat-7169	104	2	the	the	DET
easat-7169	104	3	same	same	ADJ
easat-7169	104	4	time	time	NOUN
easat-7169	104	5	,	,	PUNCT
easat-7169	104	6	precision	precision	NOUN
easat-7169	104	7	marketing	marketing	NOUN
easat-7169	104	8	also	also	ADV
easat-7169	104	9	puts	put	VERB
easat-7169	104	10	forward	forward	ADP
easat-7169	104	11	requirements	requirement	NOUN
easat-7169	104	12	for	for	ADP
easat-7169	104	13	companies	company	NOUN
easat-7169	104	14	'	'	PART
easat-7169	104	15	innovation	innovation	NOUN
easat-7169	104	16	management	management	NOUN
easat-7169	104	17	ability	ability	NOUN
easat-7169	104	18	.	.	PUNCT
easat-7169	105	1	therefore	therefore	ADV
easat-7169	105	2	,	,	PUNCT
easat-7169	105	3	it	it	PRON
easat-7169	105	4	can	can	AUX
easat-7169	105	5	be	be	AUX
easat-7169	105	6	considered	consider	VERB
easat-7169	105	7	that	that	SCONJ
easat-7169	105	8	precision	precision	NOUN
easat-7169	105	9	marketing	marketing	NOUN
easat-7169	105	10	has	have	VERB
easat-7169	105	11	a	a	DET
easat-7169	105	12	significant	significant	ADJ
easat-7169	105	13	positive	positive	ADJ
easat-7169	105	14	impact	impact	NOUN
easat-7169	105	15	on	on	ADP
easat-7169	105	16	company	company	NOUN
easat-7169	105	17	financial	financial	ADJ
easat-7169	105	18	service	service	NOUN
easat-7169	105	19	innovation	innovation	NOUN
easat-7169	105	20	management	management	NOUN
easat-7169	105	21	[	[	X
easat-7169	105	22	28	28	NUM
easat-7169	105	23	]	]	PUNCT
easat-7169	105	24	.	.	PUNCT
easat-7169	106	1	in	in	ADP
easat-7169	106	2	the	the	DET
easat-7169	106	3	process	process	NOUN
easat-7169	106	4	of	of	ADP
easat-7169	106	5	specific	specific	ADJ
easat-7169	106	6	analysis	analysis	NOUN
easat-7169	106	7	of	of	ADP
easat-7169	106	8	the	the	DET
easat-7169	106	9	research	research	NOUN
easat-7169	106	10	content	content	NOUN
easat-7169	106	11	,	,	PUNCT
easat-7169	106	12	it	it	PRON
easat-7169	106	13	is	be	AUX
easat-7169	106	14	found	find	VERB
easat-7169	106	15	that	that	SCONJ
easat-7169	106	16	at	at	ADV
easat-7169	106	17	least	least	ADJ
easat-7169	106	18	one	one	NUM
easat-7169	106	19	of	of	ADP
easat-7169	106	20	user	user	NOUN
easat-7169	106	21	portrait	portrait	NOUN
easat-7169	106	22	or	or	CCONJ
easat-7169	106	23	service	service	NOUN
easat-7169	106	24	differentiation	differentiation	NOUN
easat-7169	106	25	can	can	AUX
easat-7169	106	26	be	be	AUX
easat-7169	106	27	used	use	VERB
easat-7169	106	28	as	as	ADP
easat-7169	106	29	the	the	DET
easat-7169	106	30	suggested	suggested	ADJ
easat-7169	106	31	direction	direction	NOUN
easat-7169	106	32	for	for	ADP
easat-7169	106	33	improving	improve	VERB
easat-7169	106	34	financial	financial	ADJ
easat-7169	106	35	service	service	NOUN
easat-7169	106	36	innovation	innovation	NOUN
easat-7169	106	37	management	management	NOUN
easat-7169	106	38	obtained	obtain	VERB
easat-7169	106	39	by	by	ADP
easat-7169	106	40	the	the	DET
easat-7169	106	41	above	above	ADJ
easat-7169	106	42	scholars	scholar	NOUN
easat-7169	106	43	through	through	ADP
easat-7169	106	44	research	research	NOUN
easat-7169	106	45	.	.	PUNCT
easat-7169	107	1	it	it	PRON
easat-7169	107	2	can	can	AUX
easat-7169	107	3	be	be	AUX
easat-7169	107	4	concluded	conclude	VERB
easat-7169	107	5	that	that	SCONJ
easat-7169	107	6	the	the	DET
easat-7169	107	7	promotion	promotion	NOUN
easat-7169	107	8	effect	effect	NOUN
easat-7169	107	9	of	of	ADP
easat-7169	107	10	precision	precision	NOUN
easat-7169	107	11	marketing	marketing	NOUN
easat-7169	107	12	on	on	ADP
easat-7169	107	13	company	company	NOUN
easat-7169	107	14	financial	financial	ADJ
easat-7169	107	15	service	service	NOUN
easat-7169	107	16	innovation	innovation	NOUN
easat-7169	107	17	management	management	NOUN
easat-7169	107	18	is	be	AUX
easat-7169	107	19	manifested	manifest	VERB
easat-7169	107	20	through	through	ADP
easat-7169	107	21	user	user	NOUN
easat-7169	107	22	portrait	portrait	NOUN
easat-7169	107	23	and	and	CCONJ
easat-7169	107	24	service	service	NOUN
easat-7169	107	25	differentiation	differentiation	NOUN
easat-7169	107	26	.	.	PUNCT
easat-7169	108	1	therefore	therefore	ADV
easat-7169	108	2	,	,	PUNCT
easat-7169	108	3	this	this	DET
easat-7169	108	4	paper	paper	NOUN
easat-7169	108	5	applies	apply	VERB
easat-7169	108	6	the	the	DET
easat-7169	108	7	innovation	innovation	NOUN
easat-7169	108	8	theory	theory	NOUN
easat-7169	108	9	and	and	CCONJ
easat-7169	108	10	the	the	DET
easat-7169	108	11	long	long	ADJ
easat-7169	108	12	tail	tail	NOUN
easat-7169	108	13	theory	theory	NOUN
easat-7169	108	14	to	to	PART
easat-7169	108	15	propose	propose	VERB
easat-7169	108	16	the	the	DET
easat-7169	108	17	following	follow	VERB
easat-7169	108	18	hypothesis	hypothesis	NOUN
easat-7169	108	19	:	:	PUNCT
easat-7169	108	20	hypothesis	hypothesis	NOUN
easat-7169	108	21	h3	h3	NOUN
easat-7169	108	22	:	:	PUNCT
easat-7169	108	23	precision	precision	NOUN
easat-7169	108	24	marketing	marketing	NOUN
easat-7169	108	25	has	have	VERB
easat-7169	108	26	a	a	DET
easat-7169	108	27	positive	positive	ADJ
easat-7169	108	28	impact	impact	NOUN
easat-7169	108	29	on	on	ADP
easat-7169	108	30	the	the	DET
easat-7169	108	31	innovation	innovation	NOUN
easat-7169	108	32	management	management	NOUN
easat-7169	108	33	of	of	ADP
easat-7169	108	34	financial	financial	ADJ
easat-7169	108	35	services	service	NOUN
easat-7169	108	36	.	.	PUNCT
easat-7169	109	1	hypothesis	hypothesis	NOUN
easat-7169	109	2	h3a	h3a	NOUN
easat-7169	109	3	:	:	PUNCT
easat-7169	109	4	user	user	NOUN
easat-7169	109	5	portrait	portrait	NOUN
easat-7169	109	6	has	have	VERB
easat-7169	109	7	a	a	DET
easat-7169	109	8	positive	positive	ADJ
easat-7169	109	9	impact	impact	NOUN
easat-7169	109	10	on	on	ADP
easat-7169	109	11	financial	financial	ADJ
easat-7169	109	12	service	service	NOUN
easat-7169	109	13	innovation	innovation	NOUN
easat-7169	109	14	management	management	NOUN
easat-7169	109	15	.	.	PUNCT
easat-7169	110	1	hypothesis	hypothesis	NOUN
easat-7169	110	2	h3b	h3b	NOUN
easat-7169	110	3	:	:	PUNCT
easat-7169	110	4	service	service	NOUN
easat-7169	110	5	differentiation	differentiation	NOUN
easat-7169	110	6	has	have	VERB
easat-7169	110	7	a	a	DET
easat-7169	110	8	positive	positive	ADJ
easat-7169	110	9	impact	impact	NOUN
easat-7169	110	10	on	on	ADP
easat-7169	110	11	financial	financial	ADJ
easat-7169	110	12	service	service	NOUN
easat-7169	110	13	innovation	innovation	NOUN
easat-7169	110	14	management	management	NOUN
easat-7169	110	15	.	.	PUNCT
easat-7169	111	1	1362	1362	NUM
easat-7169	111	2	edelweiss	edelweiss	PROPN
easat-7169	111	3	applied	apply	VERB
easat-7169	111	4	science	science	NOUN
easat-7169	111	5	and	and	CCONJ
easat-7169	111	6	technology	technology	NOUN
easat-7169	111	7	issn	issn	PROPN
easat-7169	111	8	:	:	PUNCT
easat-7169	111	9	2576	2576	NUM
easat-7169	111	10	-	-	SYM
easat-7169	111	11	8484	8484	NUM
easat-7169	111	12	vol	vol	NOUN
easat-7169	111	13	.	.	PROPN
easat-7169	112	1	9	9	NUM
easat-7169	112	2	,	,	PUNCT
easat-7169	112	3	no	no	INTJ
easat-7169	112	4	.	.	NOUN
easat-7169	112	5	5	5	NUM
easat-7169	112	6	:	:	SYM
easat-7169	112	7	1358	1358	NUM
easat-7169	112	8	-	-	SYM
easat-7169	112	9	1377	1377	NUM
easat-7169	112	10	,	,	PUNCT
easat-7169	112	11	2025	2025	NUM
easat-7169	112	12	doi	doi	NOUN
easat-7169	112	13	:	:	PUNCT
easat-7169	112	14	10.55214/25768484.v9i5.7169	10.55214/25768484.v9i5.7169	NUM
easat-7169	112	15	©	©	PROPN
easat-7169	112	16	2025	2025	NUM
easat-7169	112	17	by	by	ADP
easat-7169	112	18	the	the	DET
easat-7169	112	19	authors	author	NOUN
easat-7169	112	20	;	;	PUNCT
easat-7169	112	21	licensee	licensee	PROPN
easat-7169	112	22	learning	learning	NOUN
easat-7169	112	23	gate	gate	NOUN
easat-7169	112	24	although	although	SCONJ
easat-7169	112	25	the	the	DET
easat-7169	112	26	existing	exist	VERB
easat-7169	112	27	research	research	NOUN
easat-7169	112	28	does	do	AUX
easat-7169	112	29	not	not	PART
easat-7169	112	30	directly	directly	ADV
easat-7169	112	31	mention	mention	VERB
easat-7169	112	32	whether	whether	SCONJ
easat-7169	112	33	precision	precision	NOUN
easat-7169	112	34	marketing	marketing	NOUN
easat-7169	112	35	can	can	AUX
easat-7169	112	36	play	play	VERB
easat-7169	112	37	an	an	DET
easat-7169	112	38	intermediary	intermediary	ADJ
easat-7169	112	39	role	role	NOUN
easat-7169	112	40	in	in	ADP
easat-7169	112	41	the	the	DET
easat-7169	112	42	impact	impact	NOUN
easat-7169	112	43	of	of	ADP
easat-7169	112	44	digital	digital	ADJ
easat-7169	112	45	finance	finance	NOUN
easat-7169	112	46	on	on	ADP
easat-7169	112	47	financial	financial	ADJ
easat-7169	112	48	service	service	NOUN
easat-7169	112	49	innovation	innovation	NOUN
easat-7169	112	50	management	management	NOUN
easat-7169	112	51	,	,	PUNCT
easat-7169	112	52	by	by	ADP
easat-7169	112	53	combing	comb	VERB
easat-7169	112	54	scholars	scholar	NOUN
easat-7169	112	55	'	'	PART
easat-7169	112	56	literature	literature	NOUN
easat-7169	112	57	on	on	ADP
easat-7169	112	58	finance	finance	NOUN
easat-7169	112	59	,	,	PUNCT
easat-7169	112	60	marketing	marketing	NOUN
easat-7169	112	61	and	and	CCONJ
easat-7169	112	62	innovation	innovation	NOUN
easat-7169	112	63	management	management	NOUN
easat-7169	112	64	[	[	X
easat-7169	112	65	29	29	NUM
easat-7169	112	66	]	]	PUNCT
easat-7169	112	67	.	.	PUNCT
easat-7169	113	1	firstly	firstly	ADV
easat-7169	113	2	,	,	PUNCT
easat-7169	113	3	we	we	PRON
easat-7169	113	4	can	can	AUX
easat-7169	113	5	know	know	VERB
easat-7169	113	6	that	that	SCONJ
easat-7169	113	7	digital	digital	ADJ
easat-7169	113	8	finance	finance	NOUN
easat-7169	113	9	,	,	PUNCT
easat-7169	113	10	precision	precision	NOUN
easat-7169	113	11	marketing	marketing	NOUN
easat-7169	113	12	and	and	CCONJ
easat-7169	113	13	innovation	innovation	NOUN
easat-7169	113	14	management	management	NOUN
easat-7169	113	15	are	be	AUX
easat-7169	113	16	closely	closely	ADV
easat-7169	113	17	related	relate	VERB
easat-7169	113	18	.	.	PUNCT
easat-7169	114	1	moreover	moreover	ADV
easat-7169	114	2	,	,	PUNCT
easat-7169	114	3	since	since	SCONJ
easat-7169	114	4	users	user	NOUN
easat-7169	114	5	are	be	AUX
easat-7169	114	6	very	very	ADV
easat-7169	114	7	important	important	ADJ
easat-7169	114	8	in	in	ADP
easat-7169	114	9	sales	sale	NOUN
easat-7169	114	10	,	,	PUNCT
easat-7169	114	11	external	external	ADJ
easat-7169	114	12	influences	influence	NOUN
easat-7169	114	13	,	,	PUNCT
easat-7169	114	14	including	include	VERB
easat-7169	114	15	the	the	DET
easat-7169	114	16	impact	impact	NOUN
easat-7169	114	17	of	of	ADP
easat-7169	114	18	the	the	DET
easat-7169	114	19	emergence	emergence	NOUN
easat-7169	114	20	of	of	ADP
easat-7169	114	21	digital	digital	ADJ
easat-7169	114	22	finance	finance	NOUN
easat-7169	114	23	on	on	ADP
easat-7169	114	24	companies	company	NOUN
easat-7169	114	25	,	,	PUNCT
easat-7169	114	26	will	will	AUX
easat-7169	114	27	inevitably	inevitably	ADV
easat-7169	114	28	directly	directly	ADV
easat-7169	114	29	or	or	CCONJ
easat-7169	114	30	indirectly	indirectly	ADV
easat-7169	114	31	affect	affect	VERB
easat-7169	114	32	the	the	DET
easat-7169	114	33	users	user	NOUN
easat-7169	114	34	of	of	ADP
easat-7169	114	35	companies	company	NOUN
easat-7169	114	36	[	[	X
easat-7169	114	37	30	30	NUM
easat-7169	114	38	]	]	PUNCT
easat-7169	114	39	.	.	PUNCT
easat-7169	115	1	it	it	PRON
easat-7169	115	2	can	can	AUX
easat-7169	115	3	be	be	AUX
easat-7169	115	4	inferred	infer	VERB
easat-7169	115	5	that	that	SCONJ
easat-7169	115	6	digital	digital	ADJ
easat-7169	115	7	finance	finance	NOUN
easat-7169	115	8	has	have	VERB
easat-7169	115	9	an	an	DET
easat-7169	115	10	impact	impact	NOUN
easat-7169	115	11	on	on	ADP
easat-7169	115	12	the	the	DET
easat-7169	115	13	innovation	innovation	NOUN
easat-7169	115	14	management	management	NOUN
easat-7169	115	15	of	of	ADP
easat-7169	115	16	financial	financial	ADJ
easat-7169	115	17	services	service	NOUN
easat-7169	115	18	through	through	ADP
easat-7169	115	19	precision	precision	NOUN
easat-7169	115	20	marketing	marketing	NOUN
easat-7169	115	21	.	.	PUNCT
easat-7169	116	1	therefore	therefore	ADV
easat-7169	116	2	,	,	PUNCT
easat-7169	116	3	on	on	ADP
easat-7169	116	4	account	account	NOUN
easat-7169	116	5	of	of	ADP
easat-7169	116	6	the	the	DET
easat-7169	116	7	resource	resource	NOUN
easat-7169	116	8	-	-	PUNCT
easat-7169	116	9	based	base	VERB
easat-7169	116	10	theory	theory	NOUN
easat-7169	116	11	,	,	PUNCT
easat-7169	116	12	innovation	innovation	NOUN
easat-7169	116	13	theory	theory	NOUN
easat-7169	116	14	and	and	CCONJ
easat-7169	116	15	long	long	ADJ
easat-7169	116	16	tail	tail	NOUN
easat-7169	116	17	theory	theory	NOUN
easat-7169	116	18	,	,	PUNCT
easat-7169	116	19	this	this	DET
easat-7169	116	20	paper	paper	NOUN
easat-7169	116	21	makes	make	VERB
easat-7169	116	22	the	the	DET
easat-7169	116	23	following	follow	VERB
easat-7169	116	24	assumptions	assumption	NOUN
easat-7169	116	25	:	:	PUNCT
easat-7169	116	26	hypothesis	hypothesis	NOUN
easat-7169	116	27	h4	h4	PROPN
easat-7169	116	28	:	:	PUNCT
easat-7169	116	29	digital	digital	ADJ
easat-7169	116	30	finance	finance	NOUN
easat-7169	116	31	has	have	VERB
easat-7169	116	32	a	a	DET
easat-7169	116	33	significant	significant	ADJ
easat-7169	116	34	positive	positive	ADJ
easat-7169	116	35	impact	impact	NOUN
easat-7169	116	36	on	on	ADP
easat-7169	116	37	financial	financial	ADJ
easat-7169	116	38	service	service	NOUN
easat-7169	116	39	innovation	innovation	NOUN
easat-7169	116	40	management	management	NOUN
easat-7169	116	41	through	through	ADP
easat-7169	116	42	precision	precision	NOUN
easat-7169	116	43	marketing	marketing	NOUN
easat-7169	116	44	.	.	PUNCT
easat-7169	117	1	3	3	X
easat-7169	117	2	.	.	X
easat-7169	117	3	research	research	NOUN
easat-7169	117	4	method	method	NOUN
easat-7169	117	5	and	and	CCONJ
easat-7169	117	6	design	design	NOUN
easat-7169	117	7	3.1	3.1	NUM
easat-7169	117	8	.	.	PUNCT
easat-7169	118	1	research	research	NOUN
easat-7169	118	2	methods	method	NOUN
easat-7169	118	3	through	through	ADP
easat-7169	118	4	the	the	DET
easat-7169	118	5	second	second	ADJ
easat-7169	118	6	part	part	NOUN
easat-7169	118	7	of	of	ADP
easat-7169	118	8	the	the	DET
easat-7169	118	9	relevant	relevant	ADJ
easat-7169	118	10	theories	theory	NOUN
easat-7169	118	11	and	and	CCONJ
easat-7169	118	12	digital	digital	ADJ
easat-7169	118	13	finance	finance	NOUN
easat-7169	118	14	,	,	PUNCT
easat-7169	118	15	precision	precision	NOUN
easat-7169	118	16	marketing	marketing	NOUN
easat-7169	118	17	,	,	PUNCT
easat-7169	118	18	innovation	innovation	NOUN
easat-7169	118	19	management	management	NOUN
easat-7169	118	20	and	and	CCONJ
easat-7169	118	21	other	other	ADJ
easat-7169	118	22	related	relate	VERB
easat-7169	118	23	research	research	NOUN
easat-7169	118	24	literature	literature	NOUN
easat-7169	118	25	review	review	PROPN
easat-7169	118	26	,	,	PUNCT
easat-7169	118	27	this	this	DET
easat-7169	118	28	part	part	NOUN
easat-7169	118	29	elaborates	elaborate	VERB
easat-7169	118	30	the	the	DET
easat-7169	118	31	research	research	NOUN
easat-7169	118	32	methodology	methodology	NOUN
easat-7169	118	33	.	.	PUNCT
easat-7169	119	1	literature	literature	NOUN
easat-7169	119	2	research	research	NOUN
easat-7169	119	3	method	method	NOUN
easat-7169	119	4	,	,	PUNCT
easat-7169	119	5	questionnaire	questionnaire	NOUN
easat-7169	119	6	survey	survey	NOUN
easat-7169	119	7	method	method	NOUN
easat-7169	119	8	,	,	PUNCT
easat-7169	119	9	empirical	empirical	ADJ
easat-7169	119	10	analysis	analysis	NOUN
easat-7169	119	11	method	method	NOUN
easat-7169	119	12	can	can	AUX
easat-7169	119	13	independently	independently	ADV
easat-7169	119	14	verify	verify	VERB
easat-7169	119	15	the	the	DET
easat-7169	119	16	relevant	relevant	ADJ
easat-7169	119	17	theoretical	theoretical	ADJ
easat-7169	119	18	hypotheses	hypothesis	NOUN
easat-7169	119	19	,	,	PUNCT
easat-7169	119	20	and	and	CCONJ
easat-7169	119	21	ensure	ensure	VERB
easat-7169	119	22	the	the	DET
easat-7169	119	23	accuracy	accuracy	NOUN
easat-7169	119	24	of	of	ADP
easat-7169	119	25	the	the	DET
easat-7169	119	26	research	research	NOUN
easat-7169	119	27	content	content	NOUN
easat-7169	119	28	based	base	VERB
easat-7169	119	29	on	on	ADP
easat-7169	119	30	different	different	ADJ
easat-7169	119	31	perspectives	perspective	NOUN
easat-7169	119	32	[	[	X
easat-7169	119	33	31	31	NUM
easat-7169	119	34	]	]	PUNCT
easat-7169	119	35	.	.	PUNCT
easat-7169	120	1	on	on	ADP
easat-7169	120	2	account	account	NOUN
easat-7169	120	3	of	of	ADP
easat-7169	120	4	the	the	DET
easat-7169	120	5	research	research	NOUN
easat-7169	120	6	objectives	objective	NOUN
easat-7169	120	7	conducted	conduct	VERB
easat-7169	120	8	in	in	ADP
easat-7169	120	9	this	this	DET
easat-7169	120	10	paper	paper	NOUN
easat-7169	120	11	,	,	PUNCT
easat-7169	120	12	the	the	DET
easat-7169	120	13	research	research	NOUN
easat-7169	120	14	methodologies	methodology	NOUN
easat-7169	120	15	include	include	VERB
easat-7169	120	16	literature	literature	NOUN
easat-7169	120	17	research	research	NOUN
easat-7169	120	18	method	method	NOUN
easat-7169	120	19	,	,	PUNCT
easat-7169	120	20	questionnaire	questionnaire	NOUN
easat-7169	120	21	method	method	NOUN
easat-7169	120	22	and	and	CCONJ
easat-7169	120	23	empirical	empirical	ADJ
easat-7169	120	24	analysis	analysis	NOUN
easat-7169	120	25	method	method	NOUN
easat-7169	120	26	.	.	PUNCT
easat-7169	121	1	3.1.1	3.1.1	X
easat-7169	121	2	.	.	PUNCT
easat-7169	122	1	literature	literature	NOUN
easat-7169	122	2	analysis	analysis	NOUN
easat-7169	122	3	method	method	NOUN
easat-7169	122	4	literature	literature	NOUN
easat-7169	122	5	research	research	NOUN
easat-7169	122	6	method	method	NOUN
easat-7169	122	7	refers	refer	VERB
easat-7169	122	8	to	to	ADP
easat-7169	122	9	having	have	VERB
easat-7169	122	10	a	a	DET
easat-7169	122	11	clear	clear	ADJ
easat-7169	122	12	understanding	understanding	NOUN
easat-7169	122	13	of	of	ADP
easat-7169	122	14	the	the	DET
easat-7169	122	15	latest	late	ADJ
easat-7169	122	16	progress	progress	NOUN
easat-7169	122	17	in	in	ADP
easat-7169	122	18	related	related	ADJ
easat-7169	122	19	fields	field	NOUN
easat-7169	122	20	through	through	ADP
easat-7169	122	21	careful	careful	ADJ
easat-7169	122	22	study	study	NOUN
easat-7169	122	23	of	of	ADP
easat-7169	122	24	existing	exist	VERB
easat-7169	122	25	literature	literature	NOUN
easat-7169	122	26	in	in	ADP
easat-7169	122	27	related	related	ADJ
easat-7169	122	28	research	research	NOUN
easat-7169	122	29	fields	field	NOUN
easat-7169	122	30	,	,	PUNCT
easat-7169	122	31	analysis	analysis	NOUN
easat-7169	122	32	and	and	CCONJ
easat-7169	122	33	summary	summary	NOUN
easat-7169	122	34	of	of	ADP
easat-7169	122	35	research	research	NOUN
easat-7169	122	36	content	content	NOUN
easat-7169	122	37	.	.	PUNCT
easat-7169	123	1	literature	literature	NOUN
easat-7169	123	2	research	research	NOUN
easat-7169	123	3	method	method	NOUN
easat-7169	123	4	is	be	AUX
easat-7169	123	5	the	the	DET
easat-7169	123	6	"	"	PUNCT
easat-7169	123	7	cornerstone	cornerstone	NOUN
easat-7169	123	8	"	"	PUNCT
easat-7169	123	9	of	of	ADP
easat-7169	123	10	academic	academic	ADJ
easat-7169	123	11	paper	paper	NOUN
easat-7169	123	12	writing	writing	NOUN
easat-7169	123	13	.	.	PUNCT
easat-7169	124	1	it	it	PRON
easat-7169	124	2	is	be	AUX
easat-7169	124	3	a	a	DET
easat-7169	124	4	method	method	NOUN
easat-7169	124	5	to	to	PART
easat-7169	124	6	screen	screen	VERB
easat-7169	124	7	,	,	PUNCT
easat-7169	124	8	sort	sort	ADV
easat-7169	124	9	out	out	ADV
easat-7169	124	10	and	and	CCONJ
easat-7169	124	11	summarize	summarize	VERB
easat-7169	124	12	existing	exist	VERB
easat-7169	124	13	research	research	NOUN
easat-7169	124	14	results	result	NOUN
easat-7169	124	15	in	in	ADP
easat-7169	124	16	related	related	ADJ
easat-7169	124	17	fields	field	NOUN
easat-7169	124	18	by	by	ADP
easat-7169	124	19	focusing	focus	VERB
easat-7169	124	20	on	on	ADP
easat-7169	124	21	keywords	keyword	NOUN
easat-7169	124	22	,	,	PUNCT
easat-7169	124	23	and	and	CCONJ
easat-7169	124	24	then	then	ADV
easat-7169	124	25	understand	understand	VERB
easat-7169	124	26	the	the	DET
easat-7169	124	27	research	research	NOUN
easat-7169	124	28	status	status	NOUN
easat-7169	124	29	and	and	CCONJ
easat-7169	124	30	frontier	frontier	NOUN
easat-7169	124	31	of	of	ADP
easat-7169	124	32	research	research	NOUN
easat-7169	124	33	issues	issue	NOUN
easat-7169	124	34	.	.	PUNCT
easat-7169	125	1	in	in	ADP
easat-7169	125	2	the	the	DET
easat-7169	125	3	process	process	NOUN
easat-7169	125	4	of	of	ADP
easat-7169	125	5	research	research	NOUN
easat-7169	125	6	,	,	PUNCT
easat-7169	125	7	this	this	DET
easat-7169	125	8	paper	paper	NOUN
easat-7169	125	9	searches	search	VERB
easat-7169	125	10	paper	paper	NOUN
easat-7169	125	11	and	and	CCONJ
easat-7169	125	12	electronic	electronic	ADJ
easat-7169	125	13	materials	material	NOUN
easat-7169	125	14	,	,	PUNCT
easat-7169	125	15	combs	comb	VERB
easat-7169	125	16	relevant	relevant	ADJ
easat-7169	125	17	literature	literature	NOUN
easat-7169	125	18	at	at	ADP
easat-7169	125	19	home	home	NOUN
easat-7169	125	20	and	and	CCONJ
easat-7169	125	21	abroad	abroad	ADV
easat-7169	125	22	,	,	PUNCT
easat-7169	125	23	and	and	CCONJ
easat-7169	125	24	conducts	conduct	VERB
easat-7169	125	25	a	a	DET
easat-7169	125	26	wide	wide	ADJ
easat-7169	125	27	range	range	NOUN
easat-7169	125	28	of	of	ADP
easat-7169	125	29	literature	literature	NOUN
easat-7169	125	30	search	search	NOUN
easat-7169	125	31	on	on	ADP
easat-7169	125	32	the	the	DET
easat-7169	125	33	theme	theme	NOUN
easat-7169	125	34	of	of	ADP
easat-7169	125	35	digital	digital	ADJ
easat-7169	125	36	economy	economy	NOUN
easat-7169	125	37	,	,	PUNCT
easat-7169	125	38	insurance	insurance	NOUN
easat-7169	125	39	companies	company	NOUN
easat-7169	125	40	,	,	PUNCT
easat-7169	125	41	innovation	innovation	NOUN
easat-7169	125	42	management	management	NOUN
easat-7169	125	43	and	and	CCONJ
easat-7169	125	44	other	other	ADJ
easat-7169	125	45	influencing	influence	VERB
easat-7169	125	46	factors	factor	NOUN
easat-7169	125	47	,	,	PUNCT
easat-7169	125	48	so	so	SCONJ
easat-7169	125	49	as	as	SCONJ
easat-7169	125	50	to	to	PART
easat-7169	125	51	understand	understand	VERB
easat-7169	125	52	the	the	DET
easat-7169	125	53	research	research	NOUN
easat-7169	125	54	status	status	NOUN
easat-7169	125	55	of	of	ADP
easat-7169	125	56	financial	financial	ADJ
easat-7169	125	57	service	service	NOUN
easat-7169	125	58	innovation	innovation	NOUN
easat-7169	125	59	management	management	NOUN
easat-7169	125	60	of	of	ADP
easat-7169	125	61	insurance	insurance	NOUN
easat-7169	125	62	companies	company	NOUN
easat-7169	125	63	under	under	ADP
easat-7169	125	64	the	the	DET
easat-7169	125	65	background	background	NOUN
easat-7169	125	66	of	of	ADP
easat-7169	125	67	digital	digital	ADJ
easat-7169	125	68	economy	economy	NOUN
easat-7169	125	69	.	.	PUNCT
easat-7169	126	1	collect	collect	VERB
easat-7169	126	2	relevant	relevant	ADJ
easat-7169	126	3	theoretical	theoretical	ADJ
easat-7169	126	4	evidence	evidence	NOUN
easat-7169	126	5	on	on	ADP
easat-7169	126	6	digital	digital	ADJ
easat-7169	126	7	finance	finance	NOUN
easat-7169	126	8	,	,	PUNCT
easat-7169	126	9	service	service	NOUN
easat-7169	126	10	innovation	innovation	NOUN
easat-7169	126	11	,	,	PUNCT
easat-7169	126	12	precision	precision	NOUN
easat-7169	126	13	marketing	marketing	NOUN
easat-7169	126	14	and	and	CCONJ
easat-7169	126	15	innovation	innovation	NOUN
easat-7169	126	16	management	management	NOUN
easat-7169	126	17	and	and	CCONJ
easat-7169	126	18	other	other	ADJ
easat-7169	126	19	aspects	aspect	NOUN
easat-7169	126	20	,	,	PUNCT
easat-7169	126	21	and	and	CCONJ
easat-7169	126	22	sort	sort	VERB
easat-7169	126	23	out	out	ADP
easat-7169	126	24	the	the	DET
easat-7169	126	25	obtained	obtain	VERB
easat-7169	126	26	data	datum	NOUN
easat-7169	126	27	in	in	ADP
easat-7169	126	28	detail	detail	NOUN
easat-7169	126	29	,	,	PUNCT
easat-7169	126	30	summarize	summarize	VERB
easat-7169	126	31	the	the	DET
easat-7169	126	32	viewpoints	viewpoint	NOUN
easat-7169	126	33	put	put	VERB
easat-7169	126	34	forward	forward	ADV
easat-7169	126	35	by	by	ADP
easat-7169	126	36	different	different	ADJ
easat-7169	126	37	scholars	scholar	NOUN
easat-7169	126	38	,	,	PUNCT
easat-7169	126	39	and	and	CCONJ
easat-7169	126	40	clarify	clarify	VERB
easat-7169	126	41	the	the	DET
easat-7169	126	42	development	development	NOUN
easat-7169	126	43	direction	direction	NOUN
easat-7169	126	44	of	of	ADP
easat-7169	126	45	relevant	relevant	ADJ
easat-7169	126	46	theories	theory	NOUN
easat-7169	126	47	,	,	PUNCT
easat-7169	126	48	so	so	SCONJ
easat-7169	126	49	as	as	SCONJ
easat-7169	126	50	to	to	PART
easat-7169	126	51	further	far	ADV
easat-7169	126	52	study	study	VERB
easat-7169	126	53	the	the	DET
easat-7169	126	54	impact	impact	NOUN
easat-7169	126	55	mechanism	mechanism	NOUN
easat-7169	126	56	of	of	ADP
easat-7169	126	57	digital	digital	ADJ
easat-7169	126	58	finance	finance	NOUN
easat-7169	126	59	,	,	PUNCT
easat-7169	126	60	service	service	NOUN
easat-7169	126	61	innovation	innovation	NOUN
easat-7169	126	62	and	and	CCONJ
easat-7169	126	63	precision	precision	NOUN
easat-7169	126	64	marketing	marketing	NOUN
easat-7169	126	65	on	on	ADP
easat-7169	126	66	innovation	innovation	NOUN
easat-7169	126	67	management	management	NOUN
easat-7169	126	68	driven	drive	VERB
easat-7169	126	69	by	by	ADP
easat-7169	126	70	digital	digital	ADJ
easat-7169	126	71	economy	economy	NOUN
easat-7169	126	72	.	.	PUNCT
easat-7169	127	1	to	to	PART
easat-7169	127	2	construct	construct	VERB
easat-7169	127	3	the	the	DET
easat-7169	127	4	theoretical	theoretical	ADJ
easat-7169	127	5	research	research	NOUN
easat-7169	127	6	framework	framework	NOUN
easat-7169	127	7	of	of	ADP
easat-7169	127	8	this	this	DET
easat-7169	127	9	paper	paper	NOUN
easat-7169	127	10	,	,	PUNCT
easat-7169	127	11	and	and	CCONJ
easat-7169	127	12	lay	lie	VERB
easat-7169	127	13	a	a	DET
easat-7169	127	14	solid	solid	ADJ
easat-7169	127	15	foundation	foundation	NOUN
easat-7169	127	16	for	for	ADP
easat-7169	127	17	the	the	DET
easat-7169	127	18	empirical	empirical	ADJ
easat-7169	127	19	research	research	NOUN
easat-7169	127	20	of	of	ADP
easat-7169	127	21	this	this	DET
easat-7169	127	22	paper	paper	NOUN
easat-7169	127	23	.	.	PUNCT
easat-7169	128	1	3.1.2	3.1.2	X
easat-7169	128	2	.	.	PUNCT
easat-7169	128	3	questionnaire	questionnaire	NOUN
easat-7169	128	4	survey	survey	NOUN
easat-7169	128	5	method	method	VERB
easat-7169	128	6	the	the	DET
easat-7169	128	7	purpose	purpose	NOUN
easat-7169	128	8	of	of	ADP
easat-7169	128	9	this	this	DET
easat-7169	128	10	paper	paper	NOUN
easat-7169	128	11	is	be	AUX
easat-7169	128	12	to	to	PART
easat-7169	128	13	explore	explore	VERB
easat-7169	128	14	the	the	DET
easat-7169	128	15	impact	impact	NOUN
easat-7169	128	16	of	of	ADP
easat-7169	128	17	digital	digital	ADJ
easat-7169	128	18	finance	finance	NOUN
easat-7169	128	19	and	and	CCONJ
easat-7169	128	20	service	service	NOUN
easat-7169	128	21	innovation	innovation	NOUN
easat-7169	128	22	on	on	ADP
easat-7169	128	23	the	the	DET
easat-7169	128	24	financial	financial	ADJ
easat-7169	128	25	service	service	NOUN
easat-7169	128	26	innovation	innovation	NOUN
easat-7169	128	27	management	management	NOUN
easat-7169	128	28	of	of	ADP
easat-7169	128	29	insurance	insurance	NOUN
easat-7169	128	30	companies	company	NOUN
easat-7169	128	31	under	under	ADP
easat-7169	128	32	the	the	DET
easat-7169	128	33	role	role	NOUN
easat-7169	128	34	of	of	ADP
easat-7169	128	35	precision	precision	NOUN
easat-7169	128	36	marketing	marketing	NOUN
easat-7169	128	37	intermediaries	intermediary	NOUN
easat-7169	128	38	.	.	PUNCT
easat-7169	129	1	the	the	DET
easat-7169	129	2	objective	objective	ADJ
easat-7169	129	3	data	datum	NOUN
easat-7169	129	4	of	of	ADP
easat-7169	129	5	property	property	NOUN
easat-7169	129	6	insurance	insurance	NOUN
easat-7169	129	7	companies	company	NOUN
easat-7169	129	8	in	in	ADP
easat-7169	129	9	guangdong	guangdong	PROPN
easat-7169	129	10	province	province	PROPN
easat-7169	129	11	of	of	ADP
easat-7169	129	12	china	china	PROPN
easat-7169	129	13	can	can	AUX
easat-7169	129	14	not	not	PART
easat-7169	129	15	fully	fully	ADV
easat-7169	129	16	meet	meet	VERB
easat-7169	129	17	the	the	DET
easat-7169	129	18	requirements	requirement	NOUN
easat-7169	129	19	of	of	ADP
easat-7169	129	20	this	this	DET
easat-7169	129	21	paper	paper	NOUN
easat-7169	129	22	.	.	PUNCT
easat-7169	130	1	therefore	therefore	ADV
easat-7169	130	2	,	,	PUNCT
easat-7169	130	3	this	this	DET
easat-7169	130	4	paper	paper	NOUN
easat-7169	130	5	adopts	adopt	VERB
easat-7169	130	6	the	the	DET
easat-7169	130	7	questionnaire	questionnaire	NOUN
easat-7169	130	8	survey	survey	NOUN
easat-7169	130	9	method	method	NOUN
easat-7169	130	10	to	to	PART
easat-7169	130	11	carry	carry	VERB
easat-7169	130	12	out	out	ADP
easat-7169	130	13	empirical	empirical	ADJ
easat-7169	130	14	research	research	NOUN
easat-7169	130	15	.	.	PUNCT
easat-7169	131	1	based	base	VERB
easat-7169	131	2	on	on	ADP
easat-7169	131	3	the	the	DET
easat-7169	131	4	literature	literature	NOUN
easat-7169	131	5	research	research	NOUN
easat-7169	131	6	method	method	NOUN
easat-7169	131	7	,	,	PUNCT
easat-7169	131	8	the	the	DET
easat-7169	131	9	dependent	dependent	ADJ
easat-7169	131	10	variable	variable	NOUN
easat-7169	131	11	(	(	PUNCT
easat-7169	131	12	financial	financial	ADJ
easat-7169	131	13	service	service	NOUN
easat-7169	131	14	innovation	innovation	NOUN
easat-7169	131	15	management	management	NOUN
easat-7169	131	16	)	)	PUNCT
easat-7169	131	17	,	,	PUNCT
easat-7169	131	18	independent	independent	ADJ
easat-7169	131	19	variable	variable	NOUN
easat-7169	131	20	(	(	PUNCT
easat-7169	131	21	digital	digital	ADJ
easat-7169	131	22	finance	finance	NOUN
easat-7169	131	23	)	)	PUNCT
easat-7169	131	24	and	and	CCONJ
easat-7169	131	25	intermediary	intermediary	ADJ
easat-7169	131	26	variable	variable	NOUN
easat-7169	131	27	(	(	PUNCT
easat-7169	131	28	precision	precision	NOUN
easat-7169	131	29	marketing	marketing	NOUN
easat-7169	131	30	)	)	PUNCT
easat-7169	131	31	designed	design	VERB
easat-7169	131	32	in	in	ADP
easat-7169	131	33	this	this	DET
easat-7169	131	34	paper	paper	NOUN
easat-7169	131	35	are	be	AUX
easat-7169	131	36	determined	determine	VERB
easat-7169	131	37	,	,	PUNCT
easat-7169	131	38	and	and	CCONJ
easat-7169	131	39	the	the	DET
easat-7169	131	40	measurement	measurement	NOUN
easat-7169	131	41	index	index	NOUN
easat-7169	131	42	of	of	ADP
easat-7169	131	43	influencing	influence	VERB
easat-7169	131	44	factors	factor	NOUN
easat-7169	131	45	of	of	ADP
easat-7169	131	46	enterprise	enterprise	NOUN
easat-7169	131	47	financial	financial	ADJ
easat-7169	131	48	service	service	NOUN
easat-7169	131	49	innovation	innovation	NOUN
easat-7169	131	50	management	management	NOUN
easat-7169	131	51	is	be	AUX
easat-7169	131	52	identified	identify	VERB
easat-7169	131	53	.	.	PUNCT
easat-7169	132	1	the	the	DET
easat-7169	132	2	steps	step	NOUN
easat-7169	132	3	of	of	ADP
easat-7169	132	4	developing	develop	VERB
easat-7169	132	5	the	the	DET
easat-7169	132	6	questionnaire	questionnaire	NOUN
easat-7169	132	7	are	be	AUX
easat-7169	132	8	as	as	SCONJ
easat-7169	132	9	follows	follow	VERB
easat-7169	132	10	:	:	PUNCT
easat-7169	132	11	first	first	ADV
easat-7169	132	12	,	,	PUNCT
easat-7169	132	13	study	study	VERB
easat-7169	132	14	the	the	DET
easat-7169	132	15	existing	exist	VERB
easat-7169	132	16	relevant	relevant	ADJ
easat-7169	132	17	literature	literature	NOUN
easat-7169	132	18	,	,	PUNCT
easat-7169	132	19	collect	collect	VERB
easat-7169	132	20	and	and	CCONJ
easat-7169	132	21	sort	sort	VERB
easat-7169	132	22	out	out	ADP
easat-7169	132	23	the	the	DET
easat-7169	132	24	mature	mature	ADJ
easat-7169	132	25	relevant	relevant	ADJ
easat-7169	132	26	variable	variable	ADJ
easat-7169	132	27	scale	scale	NOUN
easat-7169	132	28	at	at	ADP
easat-7169	132	29	home	home	NOUN
easat-7169	132	30	and	and	CCONJ
easat-7169	132	31	abroad	abroad	ADV
easat-7169	132	32	on	on	ADP
easat-7169	132	33	this	this	DET
easat-7169	132	34	basis	basis	NOUN
easat-7169	132	35	,	,	PUNCT
easat-7169	132	36	and	and	CCONJ
easat-7169	132	37	make	make	VERB
easat-7169	132	38	appropriate	appropriate	ADJ
easat-7169	132	39	adjustments	adjustment	NOUN
easat-7169	132	40	according	accord	VERB
easat-7169	132	41	to	to	ADP
easat-7169	132	42	the	the	DET
easat-7169	132	43	actual	actual	ADJ
easat-7169	132	44	content	content	NOUN
easat-7169	132	45	of	of	ADP
easat-7169	132	46	this	this	DET
easat-7169	132	47	paper	paper	NOUN
easat-7169	132	48	to	to	PART
easat-7169	132	49	develop	develop	VERB
easat-7169	132	50	the	the	DET
easat-7169	132	51	questionnaire	questionnaire	NOUN
easat-7169	132	52	suitable	suitable	ADJ
easat-7169	132	53	for	for	ADP
easat-7169	132	54	this	this	DET
easat-7169	132	55	paper	paper	NOUN
easat-7169	133	1	[	[	X
easat-7169	133	2	32	32	NUM
easat-7169	133	3	]	]	SYM
easat-7169	133	4	.	.	PUNCT
easat-7169	133	5	1363	1363	NUM
easat-7169	133	6	edelweiss	edelweiss	PROPN
easat-7169	133	7	applied	apply	VERB
easat-7169	133	8	science	science	NOUN
easat-7169	133	9	and	and	CCONJ
easat-7169	133	10	technology	technology	NOUN
easat-7169	133	11	issn	issn	PROPN
easat-7169	133	12	:	:	PUNCT
easat-7169	133	13	2576	2576	NUM
easat-7169	133	14	-	-	SYM
easat-7169	133	15	8484	8484	NUM
easat-7169	133	16	vol	vol	NOUN
easat-7169	133	17	.	.	PROPN
easat-7169	134	1	9	9	NUM
easat-7169	134	2	,	,	PUNCT
easat-7169	134	3	no	no	INTJ
easat-7169	134	4	.	.	NOUN
easat-7169	134	5	5	5	NUM
easat-7169	134	6	:	:	SYM
easat-7169	134	7	1358	1358	NUM
easat-7169	134	8	-	-	SYM
easat-7169	134	9	1377	1377	NUM
easat-7169	134	10	,	,	PUNCT
easat-7169	134	11	2025	2025	NUM
easat-7169	134	12	doi	doi	NOUN
easat-7169	134	13	:	:	PUNCT
easat-7169	134	14	10.55214/25768484.v9i5.7169	10.55214/25768484.v9i5.7169	NUM
easat-7169	134	15	©	©	PROPN
easat-7169	134	16	2025	2025	NUM
easat-7169	134	17	by	by	ADP
easat-7169	134	18	the	the	DET
easat-7169	134	19	authors	author	NOUN
easat-7169	134	20	;	;	PUNCT
easat-7169	134	21	licensee	licensee	PROPN
easat-7169	134	22	learning	learning	NOUN
easat-7169	134	23	gate	gate	NOUN
easat-7169	134	24	the	the	DET
easat-7169	134	25	second	second	ADJ
easat-7169	134	26	is	be	AUX
easat-7169	134	27	to	to	PART
easat-7169	134	28	conduct	conduct	VERB
easat-7169	134	29	a	a	DET
easat-7169	134	30	preliminary	preliminary	ADJ
easat-7169	134	31	survey	survey	NOUN
easat-7169	134	32	in	in	ADP
easat-7169	134	33	a	a	DET
easat-7169	134	34	small	small	ADJ
easat-7169	134	35	range	range	NOUN
easat-7169	134	36	and	and	CCONJ
easat-7169	134	37	adjust	adjust	VERB
easat-7169	134	38	the	the	DET
easat-7169	134	39	questionnaire	questionnaire	NOUN
easat-7169	134	40	according	accord	VERB
easat-7169	134	41	to	to	ADP
easat-7169	134	42	the	the	DET
easat-7169	134	43	survey	survey	NOUN
easat-7169	134	44	results	result	NOUN
easat-7169	134	45	;	;	PUNCT
easat-7169	134	46	the	the	DET
easat-7169	134	47	third	third	NOUN
easat-7169	134	48	is	be	AUX
easat-7169	134	49	to	to	PART
easat-7169	134	50	conduct	conduct	VERB
easat-7169	134	51	field	field	NOUN
easat-7169	134	52	survey	survey	NOUN
easat-7169	134	53	and	and	CCONJ
easat-7169	134	54	network	network	NOUN
easat-7169	134	55	survey	survey	NOUN
easat-7169	134	56	on	on	ADP
easat-7169	134	57	middle	middle	ADJ
easat-7169	134	58	and	and	CCONJ
easat-7169	134	59	senior	senior	ADJ
easat-7169	134	60	management	management	NOUN
easat-7169	134	61	personnel	personnel	NOUN
easat-7169	134	62	and	and	CCONJ
easat-7169	134	63	users	user	NOUN
easat-7169	134	64	of	of	ADP
easat-7169	134	65	property	property	NOUN
easat-7169	134	66	insurance	insurance	NOUN
easat-7169	134	67	companies	company	NOUN
easat-7169	134	68	with	with	ADP
easat-7169	134	69	successful	successful	ADJ
easat-7169	134	70	digital	digital	ADJ
easat-7169	134	71	transformation	transformation	NOUN
easat-7169	134	72	in	in	ADP
easat-7169	134	73	guangdong	guangdong	PROPN
easat-7169	134	74	province	province	PROPN
easat-7169	134	75	with	with	ADP
easat-7169	134	76	the	the	DET
easat-7169	134	77	revised	revise	VERB
easat-7169	134	78	questionnaire	questionnaire	NOUN
easat-7169	134	79	,	,	PUNCT
easat-7169	134	80	to	to	PART
easat-7169	134	81	obtain	obtain	VERB
easat-7169	134	82	first	first	ADJ
easat-7169	134	83	-	-	PUNCT
easat-7169	134	84	hand	hand	NOUN
easat-7169	134	85	data	datum	NOUN
easat-7169	134	86	and	and	CCONJ
easat-7169	134	87	provide	provide	VERB
easat-7169	134	88	scientific	scientific	ADJ
easat-7169	134	89	guarantee	guarantee	NOUN
easat-7169	134	90	for	for	ADP
easat-7169	134	91	subsequent	subsequent	ADJ
easat-7169	134	92	analysis	analysis	NOUN
easat-7169	134	93	and	and	CCONJ
easat-7169	134	94	verification	verification	NOUN
easat-7169	134	95	;	;	PUNCT
easat-7169	134	96	fourthly	fourthly	ADV
easat-7169	134	97	,	,	PUNCT
easat-7169	134	98	the	the	DET
easat-7169	134	99	data	datum	NOUN
easat-7169	134	100	collected	collect	VERB
easat-7169	134	101	by	by	ADP
easat-7169	134	102	the	the	DET
easat-7169	134	103	questionnaire	questionnaire	NOUN
easat-7169	134	104	were	be	AUX
easat-7169	134	105	sorted	sort	VERB
easat-7169	134	106	out	out	ADV
easat-7169	134	107	.	.	PUNCT
easat-7169	135	1	3.1.3	3.1.3	X
easat-7169	135	2	.	.	PUNCT
easat-7169	136	1	empirical	empirical	ADJ
easat-7169	136	2	analysis	analysis	NOUN
easat-7169	136	3	method	method	VERB
easat-7169	136	4	the	the	DET
easat-7169	136	5	empirical	empirical	ADJ
easat-7169	136	6	analysis	analysis	NOUN
easat-7169	136	7	method	method	NOUN
easat-7169	136	8	used	use	VERB
easat-7169	136	9	in	in	ADP
easat-7169	136	10	this	this	DET
easat-7169	136	11	paper	paper	NOUN
easat-7169	136	12	includes	include	VERB
easat-7169	136	13	the	the	DET
easat-7169	136	14	following	follow	VERB
easat-7169	136	15	seven	seven	NUM
easat-7169	136	16	aspects	aspect	NOUN
easat-7169	136	17	:	:	PUNCT
easat-7169	136	18	firstly	firstly	ADV
easat-7169	136	19	,	,	PUNCT
easat-7169	136	20	in	in	ADP
easat-7169	136	21	order	order	NOUN
easat-7169	136	22	to	to	PART
easat-7169	136	23	understand	understand	VERB
easat-7169	136	24	the	the	DET
easat-7169	136	25	general	general	ADJ
easat-7169	136	26	situation	situation	NOUN
easat-7169	136	27	of	of	ADP
easat-7169	136	28	the	the	DET
easat-7169	136	29	data	datum	NOUN
easat-7169	136	30	obtained	obtain	VERB
easat-7169	136	31	from	from	ADP
easat-7169	136	32	the	the	DET
easat-7169	136	33	questionnaire	questionnaire	NOUN
easat-7169	136	34	,	,	PUNCT
easat-7169	136	35	descriptive	descriptive	ADJ
easat-7169	136	36	statistical	statistical	ADJ
easat-7169	136	37	analysis	analysis	NOUN
easat-7169	136	38	of	of	ADP
easat-7169	136	39	the	the	DET
easat-7169	136	40	survey	survey	NOUN
easat-7169	136	41	data	datum	NOUN
easat-7169	136	42	.	.	PUNCT
easat-7169	137	1	secondly	secondly	ADV
easat-7169	137	2	,	,	PUNCT
easat-7169	137	3	in	in	ADP
easat-7169	137	4	order	order	NOUN
easat-7169	137	5	to	to	PART
easat-7169	137	6	ensure	ensure	VERB
easat-7169	137	7	the	the	DET
easat-7169	137	8	consistency	consistency	NOUN
easat-7169	137	9	and	and	CCONJ
easat-7169	137	10	stability	stability	NOUN
easat-7169	137	11	of	of	ADP
easat-7169	137	12	the	the	DET
easat-7169	137	13	survey	survey	NOUN
easat-7169	137	14	data	datum	NOUN
easat-7169	137	15	,	,	PUNCT
easat-7169	137	16	the	the	DET
easat-7169	137	17	reliability	reliability	NOUN
easat-7169	137	18	analysis	analysis	NOUN
easat-7169	137	19	of	of	ADP
easat-7169	137	20	the	the	DET
easat-7169	137	21	survey	survey	NOUN
easat-7169	137	22	data	datum	NOUN
easat-7169	137	23	.	.	PUNCT
easat-7169	138	1	thirdly	thirdly	ADV
easat-7169	138	2	,	,	PUNCT
easat-7169	138	3	in	in	ADP
easat-7169	138	4	order	order	NOUN
easat-7169	138	5	to	to	PART
easat-7169	138	6	ensure	ensure	VERB
easat-7169	138	7	the	the	DET
easat-7169	138	8	realization	realization	NOUN
easat-7169	138	9	of	of	ADP
easat-7169	138	10	the	the	DET
easat-7169	138	11	research	research	NOUN
easat-7169	138	12	purpose	purpose	NOUN
easat-7169	138	13	,	,	PUNCT
easat-7169	138	14	the	the	DET
easat-7169	138	15	validity	validity	NOUN
easat-7169	138	16	analysis	analysis	NOUN
easat-7169	138	17	of	of	ADP
easat-7169	138	18	the	the	DET
easat-7169	138	19	survey	survey	NOUN
easat-7169	138	20	data	datum	NOUN
easat-7169	138	21	.	.	PUNCT
easat-7169	139	1	fourthly	fourthly	ADV
easat-7169	139	2	,	,	PUNCT
easat-7169	139	3	in	in	ADP
easat-7169	139	4	order	order	NOUN
easat-7169	139	5	to	to	PART
easat-7169	139	6	study	study	VERB
easat-7169	139	7	the	the	DET
easat-7169	139	8	linear	linear	ADJ
easat-7169	139	9	relationship	relationship	NOUN
easat-7169	139	10	between	between	ADP
easat-7169	139	11	three	three	NUM
easat-7169	139	12	variables	variable	NOUN
easat-7169	139	13	of	of	ADP
easat-7169	139	14	digital	digital	ADJ
easat-7169	139	15	finance	finance	NOUN
easat-7169	139	16	,	,	PUNCT
easat-7169	139	17	precision	precision	NOUN
easat-7169	139	18	marketing	marketing	NOUN
easat-7169	139	19	and	and	CCONJ
easat-7169	139	20	innovation	innovation	NOUN
easat-7169	139	21	management	management	NOUN
easat-7169	139	22	,	,	PUNCT
easat-7169	139	23	this	this	DET
easat-7169	139	24	paper	paper	NOUN
easat-7169	139	25	uses	use	VERB
easat-7169	139	26	correlation	correlation	NOUN
easat-7169	139	27	analysis	analysis	NOUN
easat-7169	139	28	to	to	PART
easat-7169	139	29	study	study	VERB
easat-7169	139	30	the	the	DET
easat-7169	139	31	correlation	correlation	NOUN
easat-7169	139	32	relationship	relationship	NOUN
easat-7169	139	33	between	between	ADP
easat-7169	139	34	the	the	DET
easat-7169	139	35	variables	variable	NOUN
easat-7169	139	36	.	.	PUNCT
easat-7169	140	1	fifthly	fifthly	ADV
easat-7169	140	2	,	,	PUNCT
easat-7169	140	3	the	the	DET
easat-7169	140	4	multiple	multiple	ADJ
easat-7169	140	5	linear	linear	ADJ
easat-7169	140	6	regression	regression	NOUN
easat-7169	140	7	model	model	NOUN
easat-7169	140	8	is	be	AUX
easat-7169	140	9	used	use	VERB
easat-7169	140	10	to	to	PART
easat-7169	140	11	test	test	VERB
easat-7169	140	12	whether	whether	SCONJ
easat-7169	140	13	theoretical	theoretical	ADJ
easat-7169	140	14	hypothesis	hypothesis	NOUN
easat-7169	140	15	1	1	NUM
easat-7169	140	16	to	to	ADP
easat-7169	140	17	theoretical	theoretical	ADJ
easat-7169	140	18	hypothesis	hypothesis	NOUN
easat-7169	140	19	3	3	NUM
easat-7169	140	20	is	be	AUX
easat-7169	140	21	valid	valid	ADJ
easat-7169	140	22	.	.	PUNCT
easat-7169	141	1	sixthly	sixthly	ADV
easat-7169	141	2	,	,	PUNCT
easat-7169	141	3	the	the	DET
easat-7169	141	4	intermediate	intermediate	ADJ
easat-7169	141	5	effect	effect	NOUN
easat-7169	141	6	model	model	NOUN
easat-7169	141	7	is	be	AUX
easat-7169	141	8	used	use	VERB
easat-7169	141	9	to	to	PART
easat-7169	141	10	test	test	VERB
easat-7169	141	11	whether	whether	SCONJ
easat-7169	141	12	theoretical	theoretical	ADJ
easat-7169	141	13	hypothesis	hypothesis	NOUN
easat-7169	141	14	4	4	NUM
easat-7169	141	15	is	be	AUX
easat-7169	141	16	valid	valid	ADJ
easat-7169	141	17	.	.	PUNCT
easat-7169	142	1	seventh	seventh	ADJ
easat-7169	142	2	,	,	PUNCT
easat-7169	142	3	construct	construct	VERB
easat-7169	142	4	structural	structural	ADJ
easat-7169	142	5	equation	equation	NOUN
easat-7169	142	6	model	model	NOUN
easat-7169	142	7	[	[	X
easat-7169	142	8	33	33	NUM
easat-7169	142	9	]	]	PUNCT
easat-7169	142	10	.	.	PUNCT
easat-7169	143	1	3.2	3.2	NUM
easat-7169	143	2	.	.	PUNCT
easat-7169	143	3	questionnaire	questionnaire	NOUN
easat-7169	143	4	design	design	VERB
easat-7169	143	5	the	the	DET
easat-7169	143	6	respondents	respondent	NOUN
easat-7169	143	7	of	of	ADP
easat-7169	143	8	this	this	DET
easat-7169	143	9	questionnaire	questionnaire	NOUN
easat-7169	143	10	are	be	AUX
easat-7169	143	11	the	the	DET
easat-7169	143	12	users	user	NOUN
easat-7169	143	13	of	of	ADP
easat-7169	143	14	the	the	DET
easat-7169	143	15	property	property	NOUN
easat-7169	143	16	insurance	insurance	NOUN
easat-7169	143	17	companies	company	NOUN
easat-7169	143	18	in	in	ADP
easat-7169	143	19	guangdong	guangdong	PROPN
easat-7169	143	20	province	province	PROPN
easat-7169	143	21	,	,	PUNCT
easat-7169	143	22	china	china	PROPN
easat-7169	143	23	,	,	PUNCT
easat-7169	143	24	and	and	CCONJ
easat-7169	143	25	the	the	DET
easat-7169	143	26	background	background	NOUN
easat-7169	143	27	of	of	ADP
easat-7169	143	28	the	the	DET
easat-7169	143	29	investigated	investigate	VERB
easat-7169	143	30	property	property	NOUN
easat-7169	143	31	insurance	insurance	NOUN
easat-7169	143	32	companies	company	NOUN
easat-7169	143	33	,	,	PUNCT
easat-7169	143	34	such	such	ADJ
easat-7169	143	35	as	as	ADP
easat-7169	143	36	purchase	purchase	NOUN
easat-7169	143	37	years	year	NOUN
easat-7169	143	38	and	and	CCONJ
easat-7169	143	39	purchase	purchase	NOUN
easat-7169	143	40	channels	channel	NOUN
easat-7169	143	41	,	,	PUNCT
easat-7169	143	42	is	be	AUX
easat-7169	143	43	taken	take	VERB
easat-7169	143	44	as	as	ADP
easat-7169	143	45	the	the	DET
easat-7169	143	46	control	control	NOUN
easat-7169	143	47	variables	variable	NOUN
easat-7169	143	48	of	of	ADP
easat-7169	143	49	the	the	DET
easat-7169	143	50	empirical	empirical	ADJ
easat-7169	143	51	model	model	NOUN
easat-7169	143	52	.	.	PUNCT
easat-7169	144	1	in	in	ADP
easat-7169	144	2	the	the	DET
easat-7169	144	3	multiple	multiple	ADJ
easat-7169	144	4	linear	linear	ADJ
easat-7169	144	5	regression	regression	NOUN
easat-7169	144	6	analysis	analysis	NOUN
easat-7169	144	7	,	,	PUNCT
easat-7169	144	8	the	the	DET
easat-7169	144	9	control	control	NOUN
easat-7169	144	10	variables	variable	NOUN
easat-7169	144	11	can	can	AUX
easat-7169	144	12	improve	improve	VERB
easat-7169	144	13	the	the	DET
easat-7169	144	14	overall	overall	ADJ
easat-7169	144	15	goodness	goodness	NOUN
easat-7169	144	16	of	of	ADP
easat-7169	144	17	fit	fit	NOUN
easat-7169	144	18	of	of	ADP
easat-7169	144	19	the	the	DET
easat-7169	144	20	model	model	NOUN
easat-7169	144	21	.	.	PUNCT
easat-7169	145	1	the	the	DET
easat-7169	145	2	mature	mature	ADJ
easat-7169	145	3	advanced	advanced	ADJ
easat-7169	145	4	statistic	statistic	ADJ
easat-7169	145	5	software	software	NOUN
easat-7169	145	6	was	be	AUX
easat-7169	145	7	used	use	VERB
easat-7169	145	8	for	for	ADP
easat-7169	145	9	data	data	NOUN
easat-7169	145	10	processing	processing	NOUN
easat-7169	145	11	,	,	PUNCT
easat-7169	145	12	and	and	CCONJ
easat-7169	145	13	statistical	statistical	ADJ
easat-7169	145	14	analysis	analysis	NOUN
easat-7169	145	15	of	of	ADP
easat-7169	145	16	the	the	DET
easat-7169	145	17	survey	survey	NOUN
easat-7169	145	18	data	datum	NOUN
easat-7169	145	19	was	be	AUX
easat-7169	145	20	carried	carry	VERB
easat-7169	145	21	out	out	ADP
easat-7169	145	22	in	in	ADP
easat-7169	145	23	strict	strict	ADJ
easat-7169	145	24	accordance	accordance	NOUN
easat-7169	145	25	with	with	ADP
easat-7169	145	26	the	the	DET
easat-7169	145	27	process	process	NOUN
easat-7169	145	28	specifications	specification	NOUN
easat-7169	145	29	.	.	PUNCT
easat-7169	146	1	advanced	advanced	ADJ
easat-7169	146	2	statistic	statistic	ADJ
easat-7169	146	3	software	software	NOUN
easat-7169	146	4	was	be	AUX
easat-7169	146	5	used	use	VERB
easat-7169	146	6	for	for	ADP
easat-7169	146	7	descriptive	descriptive	ADJ
easat-7169	146	8	statistical	statistical	ADJ
easat-7169	146	9	analysis	analysis	NOUN
easat-7169	146	10	,	,	PUNCT
easat-7169	146	11	reliability	reliability	NOUN
easat-7169	146	12	analysis	analysis	NOUN
easat-7169	146	13	,	,	PUNCT
easat-7169	146	14	validity	validity	NOUN
easat-7169	146	15	analysis	analysis	NOUN
easat-7169	146	16	,	,	PUNCT
easat-7169	146	17	exploratory	exploratory	ADJ
easat-7169	146	18	factor	factor	NOUN
easat-7169	146	19	analysis	analysis	NOUN
easat-7169	146	20	,	,	PUNCT
easat-7169	146	21	typical	typical	ADJ
easat-7169	146	22	correlation	correlation	NOUN
easat-7169	146	23	analysis	analysis	NOUN
easat-7169	146	24	and	and	CCONJ
easat-7169	146	25	regression	regression	VERB
easat-7169	146	26	analysis	analysis	NOUN
easat-7169	146	27	of	of	ADP
easat-7169	146	28	the	the	DET
easat-7169	146	29	survey	survey	NOUN
easat-7169	146	30	data	datum	NOUN
easat-7169	146	31	.	.	PUNCT
easat-7169	147	1	advanced	advanced	ADJ
easat-7169	147	2	statistic	statistic	ADJ
easat-7169	147	3	software	software	NOUN
easat-7169	147	4	was	be	AUX
easat-7169	147	5	used	use	VERB
easat-7169	147	6	for	for	ADP
easat-7169	147	7	path	path	NOUN
easat-7169	147	8	analysis	analysis	NOUN
easat-7169	147	9	of	of	ADP
easat-7169	147	10	the	the	DET
easat-7169	147	11	survey	survey	NOUN
easat-7169	147	12	data	datum	NOUN
easat-7169	147	13	.	.	PUNCT
easat-7169	148	1	this	this	DET
easat-7169	148	2	paper	paper	NOUN
easat-7169	148	3	mainly	mainly	ADV
easat-7169	148	4	introduces	introduce	VERB
easat-7169	148	5	the	the	DET
easat-7169	148	6	process	process	NOUN
easat-7169	148	7	of	of	ADP
easat-7169	148	8	the	the	DET
easat-7169	148	9	survey	survey	NOUN
easat-7169	148	10	plan	plan	NOUN
easat-7169	148	11	design	design	NOUN
easat-7169	148	12	,	,	PUNCT
easat-7169	148	13	including	include	VERB
easat-7169	148	14	determining	determine	VERB
easat-7169	148	15	the	the	DET
easat-7169	148	16	survey	survey	NOUN
easat-7169	148	17	object	object	NOUN
easat-7169	148	18	and	and	CCONJ
easat-7169	148	19	purpose	purpose	NOUN
easat-7169	148	20	,	,	PUNCT
easat-7169	148	21	determining	determine	VERB
easat-7169	148	22	the	the	DET
easat-7169	148	23	sampling	sampling	NOUN
easat-7169	148	24	method	method	NOUN
easat-7169	148	25	and	and	CCONJ
easat-7169	148	26	sample	sample	NOUN
easat-7169	148	27	size	size	NOUN
easat-7169	148	28	,	,	PUNCT
easat-7169	148	29	questionnaire	questionnaire	NOUN
easat-7169	148	30	scale	scale	NOUN
easat-7169	148	31	development	development	NOUN
easat-7169	148	32	and	and	CCONJ
easat-7169	148	33	design	design	NOUN
easat-7169	148	34	,	,	PUNCT
easat-7169	148	35	questionnaire	questionnaire	NOUN
easat-7169	148	36	distribution	distribution	NOUN
easat-7169	148	37	and	and	CCONJ
easat-7169	148	38	recycling	recycling	NOUN
easat-7169	148	39	.	.	PUNCT
easat-7169	149	1	based	base	VERB
easat-7169	149	2	on	on	ADP
easat-7169	149	3	the	the	DET
easat-7169	149	4	available	available	ADJ
easat-7169	149	5	relevant	relevant	ADJ
easat-7169	149	6	channels	channel	NOUN
easat-7169	149	7	,	,	PUNCT
easat-7169	149	8	materials	material	NOUN
easat-7169	149	9	and	and	CCONJ
easat-7169	149	10	information	information	NOUN
easat-7169	149	11	,	,	PUNCT
easat-7169	149	12	the	the	DET
easat-7169	149	13	survey	survey	NOUN
easat-7169	149	14	objects	object	NOUN
easat-7169	149	15	of	of	ADP
easat-7169	149	16	this	this	DET
easat-7169	149	17	paper	paper	NOUN
easat-7169	149	18	are	be	AUX
easat-7169	149	19	mainly	mainly	ADV
easat-7169	149	20	users	user	NOUN
easat-7169	149	21	of	of	ADP
easat-7169	149	22	insurance	insurance	NOUN
easat-7169	149	23	companies	company	NOUN
easat-7169	149	24	in	in	ADP
easat-7169	149	25	guangdong	guangdong	PROPN
easat-7169	149	26	province	province	PROPN
easat-7169	149	27	,	,	PUNCT
easat-7169	149	28	from	from	ADP
easat-7169	149	29	whom	whom	PRON
easat-7169	149	30	we	we	PRON
easat-7169	149	31	can	can	AUX
easat-7169	149	32	learn	learn	VERB
easat-7169	149	33	about	about	ADP
easat-7169	149	34	the	the	DET
easat-7169	149	35	impact	impact	NOUN
easat-7169	149	36	of	of	ADP
easat-7169	149	37	digital	digital	ADJ
easat-7169	149	38	finance	finance	NOUN
easat-7169	149	39	on	on	ADP
easat-7169	149	40	the	the	DET
easat-7169	149	41	innovation	innovation	NOUN
easat-7169	149	42	management	management	NOUN
easat-7169	149	43	of	of	ADP
easat-7169	149	44	insurance	insurance	NOUN
easat-7169	149	45	companies	company	NOUN
easat-7169	149	46	under	under	ADP
easat-7169	149	47	the	the	DET
easat-7169	149	48	role	role	NOUN
easat-7169	149	49	of	of	ADP
easat-7169	149	50	precision	precision	NOUN
easat-7169	149	51	marketing	marketing	NOUN
easat-7169	149	52	intermediaries	intermediary	NOUN
easat-7169	149	53	and	and	CCONJ
easat-7169	149	54	related	related	ADJ
easat-7169	149	55	data	datum	NOUN
easat-7169	149	56	.	.	PUNCT
easat-7169	150	1	the	the	DET
easat-7169	150	2	purpose	purpose	NOUN
easat-7169	150	3	of	of	ADP
easat-7169	150	4	the	the	DET
easat-7169	150	5	survey	survey	NOUN
easat-7169	150	6	is	be	AUX
easat-7169	150	7	to	to	PART
easat-7169	150	8	understand	understand	VERB
easat-7169	150	9	the	the	DET
easat-7169	150	10	basic	basic	ADJ
easat-7169	150	11	information	information	NOUN
easat-7169	150	12	and	and	CCONJ
easat-7169	150	13	data	datum	NOUN
easat-7169	150	14	of	of	ADP
easat-7169	150	15	the	the	DET
easat-7169	150	16	relevant	relevant	ADJ
easat-7169	150	17	variables	variable	NOUN
easat-7169	150	18	.	.	PUNCT
easat-7169	151	1	firstly	firstly	ADV
easat-7169	151	2	,	,	PUNCT
easat-7169	151	3	from	from	ADP
easat-7169	151	4	the	the	DET
easat-7169	151	5	perspective	perspective	NOUN
easat-7169	151	6	of	of	ADP
easat-7169	151	7	property	property	NOUN
easat-7169	151	8	insurance	insurance	NOUN
easat-7169	151	9	company	company	NOUN
easat-7169	151	10	users	user	NOUN
easat-7169	151	11	,	,	PUNCT
easat-7169	151	12	to	to	PART
easat-7169	151	13	understand	understand	VERB
easat-7169	151	14	the	the	DET
easat-7169	151	15	basic	basic	ADJ
easat-7169	151	16	situation	situation	NOUN
easat-7169	151	17	of	of	ADP
easat-7169	151	18	the	the	DET
easat-7169	151	19	impact	impact	NOUN
easat-7169	151	20	of	of	ADP
easat-7169	151	21	variable	variable	ADJ
easat-7169	151	22	digital	digital	ADJ
easat-7169	151	23	finance	finance	NOUN
easat-7169	151	24	on	on	ADP
easat-7169	151	25	the	the	DET
easat-7169	151	26	innovation	innovation	NOUN
easat-7169	151	27	management	management	NOUN
easat-7169	151	28	of	of	ADP
easat-7169	151	29	property	property	NOUN
easat-7169	151	30	insurance	insurance	NOUN
easat-7169	151	31	companies	company	NOUN
easat-7169	151	32	and	and	CCONJ
easat-7169	151	33	collect	collect	VERB
easat-7169	151	34	relevant	relevant	ADJ
easat-7169	151	35	data	datum	NOUN
easat-7169	151	36	.	.	PUNCT
easat-7169	152	1	secondly	secondly	ADV
easat-7169	152	2	,	,	PUNCT
easat-7169	152	3	from	from	ADP
easat-7169	152	4	the	the	DET
easat-7169	152	5	perspective	perspective	NOUN
easat-7169	152	6	of	of	ADP
easat-7169	152	7	property	property	NOUN
easat-7169	152	8	insurance	insurance	NOUN
easat-7169	152	9	company	company	NOUN
easat-7169	152	10	users	user	NOUN
easat-7169	152	11	,	,	PUNCT
easat-7169	152	12	understand	understand	VERB
easat-7169	152	13	the	the	DET
easat-7169	152	14	basic	basic	ADJ
easat-7169	152	15	situation	situation	NOUN
easat-7169	152	16	of	of	ADP
easat-7169	152	17	the	the	DET
easat-7169	152	18	impact	impact	NOUN
easat-7169	152	19	of	of	ADP
easat-7169	152	20	variable	variable	ADJ
easat-7169	152	21	digital	digital	ADJ
easat-7169	152	22	finance	finance	NOUN
easat-7169	152	23	on	on	ADP
easat-7169	152	24	precision	precision	NOUN
easat-7169	152	25	marketing	marketing	NOUN
easat-7169	152	26	and	and	CCONJ
easat-7169	152	27	collect	collect	VERB
easat-7169	152	28	relevant	relevant	ADJ
easat-7169	152	29	data	datum	NOUN
easat-7169	152	30	.	.	PUNCT
easat-7169	153	1	thirdly	thirdly	ADV
easat-7169	153	2	,	,	PUNCT
easat-7169	153	3	from	from	ADP
easat-7169	153	4	the	the	DET
easat-7169	153	5	perspective	perspective	NOUN
easat-7169	153	6	of	of	ADP
easat-7169	153	7	property	property	NOUN
easat-7169	153	8	insurance	insurance	NOUN
easat-7169	153	9	company	company	NOUN
easat-7169	153	10	users	user	NOUN
easat-7169	153	11	,	,	PUNCT
easat-7169	153	12	understand	understand	VERB
easat-7169	153	13	the	the	DET
easat-7169	153	14	basic	basic	ADJ
easat-7169	153	15	situation	situation	NOUN
easat-7169	153	16	of	of	ADP
easat-7169	153	17	the	the	DET
easat-7169	153	18	impact	impact	NOUN
easat-7169	153	19	of	of	ADP
easat-7169	153	20	variable	variable	ADJ
easat-7169	153	21	precision	precision	NOUN
easat-7169	153	22	marketing	marketing	NOUN
easat-7169	153	23	on	on	ADP
easat-7169	153	24	the	the	DET
easat-7169	153	25	innovation	innovation	NOUN
easat-7169	153	26	management	management	NOUN
easat-7169	153	27	of	of	ADP
easat-7169	153	28	insurance	insurance	NOUN
easat-7169	153	29	companies	company	NOUN
easat-7169	153	30	and	and	CCONJ
easat-7169	153	31	collect	collect	VERB
easat-7169	153	32	relevant	relevant	ADJ
easat-7169	153	33	data	datum	NOUN
easat-7169	153	34	.	.	PUNCT
easat-7169	154	1	fourthly	fourthly	ADV
easat-7169	154	2	,	,	PUNCT
easat-7169	154	3	from	from	ADP
easat-7169	154	4	the	the	DET
easat-7169	154	5	perspective	perspective	NOUN
easat-7169	154	6	of	of	ADP
easat-7169	154	7	property	property	NOUN
easat-7169	154	8	insurance	insurance	NOUN
easat-7169	154	9	company	company	NOUN
easat-7169	154	10	users	user	NOUN
easat-7169	154	11	,	,	PUNCT
easat-7169	154	12	understand	understand	VERB
easat-7169	154	13	the	the	DET
easat-7169	154	14	basic	basic	ADJ
easat-7169	154	15	situation	situation	NOUN
easat-7169	154	16	of	of	ADP
easat-7169	154	17	variable	variable	ADJ
easat-7169	154	18	precision	precision	NOUN
easat-7169	154	19	marketing	marketing	NOUN
easat-7169	154	20	in	in	ADP
easat-7169	154	21	the	the	DET
easat-7169	154	22	process	process	NOUN
easat-7169	154	23	of	of	ADP
easat-7169	154	24	digital	digital	ADJ
easat-7169	154	25	finance	finance	NOUN
easat-7169	154	26	's	's	PART
easat-7169	154	27	impact	impact	NOUN
easat-7169	154	28	on	on	ADP
easat-7169	154	29	property	property	NOUN
easat-7169	154	30	insurance	insurance	NOUN
easat-7169	154	31	company	company	NOUN
easat-7169	154	32	innovation	innovation	NOUN
easat-7169	154	33	management	management	NOUN
easat-7169	154	34	and	and	CCONJ
easat-7169	154	35	collect	collect	VERB
easat-7169	154	36	relevant	relevant	ADJ
easat-7169	154	37	data	datum	NOUN
easat-7169	154	38	.	.	PUNCT
easat-7169	155	1	from	from	ADP
easat-7169	155	2	the	the	DET
easat-7169	155	3	perspective	perspective	NOUN
easat-7169	155	4	of	of	ADP
easat-7169	155	5	property	property	NOUN
easat-7169	155	6	insurance	insurance	NOUN
easat-7169	155	7	company	company	NOUN
easat-7169	155	8	users	user	NOUN
easat-7169	155	9	,	,	PUNCT
easat-7169	155	10	understand	understand	VERB
easat-7169	155	11	the	the	DET
easat-7169	155	12	basic	basic	ADJ
easat-7169	155	13	situation	situation	NOUN
easat-7169	155	14	of	of	ADP
easat-7169	155	15	variable	variable	ADJ
easat-7169	155	16	precision	precision	NOUN
easat-7169	155	17	marketing	marketing	NOUN
easat-7169	155	18	in	in	ADP
easat-7169	155	19	the	the	DET
easat-7169	155	20	process	process	NOUN
easat-7169	155	21	of	of	ADP
easat-7169	155	22	service	service	NOUN
easat-7169	155	23	innovation	innovation	NOUN
easat-7169	155	24	's	's	PART
easat-7169	155	25	impact	impact	NOUN
easat-7169	155	26	on	on	ADP
easat-7169	155	27	property	property	NOUN
easat-7169	155	28	insurance	insurance	NOUN
easat-7169	155	29	company	company	NOUN
easat-7169	155	30	innovation	innovation	NOUN
easat-7169	155	31	management	management	NOUN
easat-7169	155	32	and	and	CCONJ
easat-7169	155	33	collect	collect	VERB
easat-7169	155	34	relevant	relevant	ADJ
easat-7169	155	35	data	datum	NOUN
easat-7169	155	36	.	.	PUNCT
easat-7169	156	1	this	this	DET
easat-7169	156	2	section	section	NOUN
easat-7169	156	3	introduces	introduce	VERB
easat-7169	156	4	the	the	DET
easat-7169	156	5	sampling	sampling	NOUN
easat-7169	156	6	method	method	NOUN
easat-7169	156	7	and	and	CCONJ
easat-7169	156	8	the	the	DET
easat-7169	156	9	determination	determination	NOUN
easat-7169	156	10	of	of	ADP
easat-7169	156	11	sample	sample	NOUN
easat-7169	156	12	size	size	NOUN
easat-7169	156	13	to	to	PART
easat-7169	156	14	lay	lay	VERB
easat-7169	156	15	the	the	DET
easat-7169	156	16	foundation	foundation	NOUN
easat-7169	156	17	for	for	ADP
easat-7169	156	18	the	the	DET
easat-7169	156	19	investigation	investigation	NOUN
easat-7169	156	20	.	.	PUNCT
easat-7169	157	1	considering	consider	VERB
easat-7169	157	2	the	the	DET
easat-7169	157	3	constraints	constraint	NOUN
easat-7169	157	4	of	of	ADP
easat-7169	157	5	manpower	manpower	NOUN
easat-7169	157	6	,	,	PUNCT
easat-7169	157	7	time	time	NOUN
easat-7169	157	8	and	and	CCONJ
easat-7169	157	9	funds	fund	NOUN
easat-7169	157	10	,	,	PUNCT
easat-7169	157	11	stratified	stratify	VERB
easat-7169	157	12	sampling	sampling	NOUN
easat-7169	157	13	method	method	NOUN
easat-7169	157	14	was	be	AUX
easat-7169	157	15	adopted	adopt	VERB
easat-7169	157	16	in	in	ADP
easat-7169	157	17	this	this	DET
easat-7169	157	18	questionnaire	questionnaire	NOUN
easat-7169	157	19	.	.	PUNCT
easat-7169	158	1	according	accord	VERB
easat-7169	158	2	to	to	ADP
easat-7169	158	3	the	the	DET
easat-7169	158	4	expenditure	expenditure	NOUN
easat-7169	158	5	of	of	ADP
easat-7169	158	6	property	property	NOUN
easat-7169	158	7	insurance	insurance	NOUN
easat-7169	158	8	1364	1364	NUM
easat-7169	158	9	edelweiss	edelweiss	PROPN
easat-7169	158	10	applied	apply	VERB
easat-7169	158	11	science	science	NOUN
easat-7169	158	12	and	and	CCONJ
easat-7169	158	13	technology	technology	NOUN
easat-7169	158	14	issn	issn	PROPN
easat-7169	158	15	:	:	PUNCT
easat-7169	158	16	2576	2576	NUM
easat-7169	158	17	-	-	SYM
easat-7169	158	18	8484	8484	NUM
easat-7169	158	19	vol	vol	NOUN
easat-7169	158	20	.	.	PROPN
easat-7169	159	1	9	9	NUM
easat-7169	159	2	,	,	PUNCT
easat-7169	159	3	no	no	INTJ
easat-7169	159	4	.	.	NOUN
easat-7169	159	5	5	5	NUM
easat-7169	159	6	:	:	SYM
easat-7169	159	7	1358	1358	NUM
easat-7169	159	8	-	-	SYM
easat-7169	159	9	1377	1377	NUM
easat-7169	159	10	,	,	PUNCT
easat-7169	159	11	2025	2025	NUM
easat-7169	159	12	doi	doi	NOUN
easat-7169	159	13	:	:	PUNCT
easat-7169	159	14	10.55214/25768484.v9i5.7169	10.55214/25768484.v9i5.7169	NUM
easat-7169	159	15	©	©	PROPN
easat-7169	159	16	2025	2025	NUM
easat-7169	159	17	by	by	ADP
easat-7169	159	18	the	the	DET
easat-7169	159	19	authors	author	NOUN
easat-7169	159	20	;	;	PUNCT
easat-7169	159	21	licensee	licensee	PROPN
easat-7169	159	22	learning	learning	PROPN
easat-7169	159	23	gate	gate	PROPN
easat-7169	159	24	company	company	NOUN
easat-7169	159	25	users	user	NOUN
easat-7169	159	26	,	,	PUNCT
easat-7169	159	27	0	0	NUM
easat-7169	159	28	-	-	SYM
easat-7169	159	29	1000	1000	NUM
easat-7169	159	30	yuan	yuan	NOUN
easat-7169	159	31	:	:	PUNCT
easat-7169	159	32	1000	1000	NUM
easat-7169	159	33	-	-	SYM
easat-7169	159	34	3000	3000	NUM
easat-7169	159	35	yuan	yuan	NOUN
easat-7169	159	36	:	:	PUNCT
easat-7169	159	37	more	more	ADJ
easat-7169	159	38	than	than	ADP
easat-7169	159	39	3000	3000	NUM
easat-7169	159	40	yuan	yuan	NOUN
easat-7169	159	41	=	=	SYM
easat-7169	159	42	6:3:1	6:3:1	NOUN
easat-7169	159	43	,	,	PUNCT
easat-7169	159	44	stratified	stratify	VERB
easat-7169	159	45	sampling	sampling	NOUN
easat-7169	159	46	is	be	AUX
easat-7169	159	47	carried	carry	VERB
easat-7169	159	48	out	out	ADP
easat-7169	159	49	.	.	PUNCT
easat-7169	160	1	determine	determine	VERB
easat-7169	160	2	the	the	DET
easat-7169	160	3	sample	sample	NOUN
easat-7169	160	4	size	size	NOUN
easat-7169	160	5	of	of	ADP
easat-7169	160	6	the	the	DET
easat-7169	160	7	property	property	NOUN
easat-7169	160	8	insurance	insurance	NOUN
easat-7169	160	9	company	company	NOUN
easat-7169	160	10	user	user	NOUN
easat-7169	160	11	survey	survey	NOUN
easat-7169	160	12	questionnaire	questionnaire	NOUN
easat-7169	160	13	.	.	PUNCT
easat-7169	161	1	using	use	VERB
easat-7169	161	2	the	the	DET
easat-7169	161	3	yamane	yamane	NOUN
easat-7169	161	4	[	[	X
easat-7169	161	5	34	34	NUM
easat-7169	161	6	]	]	PUNCT
easat-7169	161	7	formula	formula	NOUN
easat-7169	161	8	n	n	CCONJ
easat-7169	161	9	=	=	NOUN
easat-7169	161	10	z²p(1	z²p(1	NOUN
easat-7169	161	11	-	-	PUNCT
easat-7169	161	12	p)/e²	p)/e²	PROPN
easat-7169	161	13	,	,	PUNCT
easat-7169	161	14	z	z	PROPN
easat-7169	161	15	=	=	NUM
easat-7169	161	16	1.96	1.96	NUM
easat-7169	161	17	,	,	PUNCT
easat-7169	161	18	p=	p=	NOUN
easat-7169	161	19	0.5	0.5	NUM
easat-7169	161	20	,	,	PUNCT
easat-7169	161	21	e=	e=	X
easat-7169	161	22	0.04	0.04	NUM
easat-7169	161	23	,	,	PUNCT
easat-7169	161	24	n=600.25	n=600.25	NOUN
easat-7169	161	25	,	,	PUNCT
easat-7169	161	26	the	the	DET
easat-7169	161	27	sample	sample	NOUN
easat-7169	161	28	size	size	NOUN
easat-7169	161	29	n≥601	n≥601	PROPN
easat-7169	161	30	.	.	PUNCT
easat-7169	162	1	the	the	DET
easat-7169	162	2	questionnaire	questionnaire	NOUN
easat-7169	162	3	for	for	ADP
easat-7169	162	4	users	user	NOUN
easat-7169	162	5	of	of	ADP
easat-7169	162	6	property	property	NOUN
easat-7169	162	7	insurance	insurance	NOUN
easat-7169	162	8	companies	company	NOUN
easat-7169	162	9	adopts	adopt	VERB
easat-7169	162	10	the	the	DET
easat-7169	162	11	form	form	NOUN
easat-7169	162	12	of	of	ADP
easat-7169	162	13	five	five	NUM
easat-7169	162	14	-	-	PUNCT
easat-7169	162	15	point	point	NOUN
easat-7169	162	16	likert	likert	ADJ
easat-7169	162	17	scale	scale	NOUN
easat-7169	162	18	,	,	PUNCT
easat-7169	162	19	that	that	ADV
easat-7169	162	20	is	is	ADV
easat-7169	162	21	,	,	PUNCT
easat-7169	162	22	the	the	DET
easat-7169	162	23	problem	problem	NOUN
easat-7169	162	24	description	description	NOUN
easat-7169	162	25	of	of	ADP
easat-7169	162	26	each	each	DET
easat-7169	162	27	variable	variable	NOUN
easat-7169	162	28	and	and	CCONJ
easat-7169	162	29	its	its	PRON
easat-7169	162	30	dimension	dimension	NOUN
easat-7169	162	31	is	be	AUX
easat-7169	162	32	scored	score	VERB
easat-7169	162	33	from	from	ADP
easat-7169	162	34	1	1	NUM
easat-7169	162	35	to	to	ADP
easat-7169	162	36	5	5	NUM
easat-7169	162	37	.	.	PUNCT
easat-7169	163	1	there	there	PRON
easat-7169	163	2	are	be	VERB
easat-7169	163	3	1	1	NUM
easat-7169	163	4	-	-	SYM
easat-7169	163	5	5	5	NUM
easat-7169	163	6	levels	level	NOUN
easat-7169	163	7	to	to	PART
easat-7169	163	8	choose	choose	VERB
easat-7169	163	9	from	from	ADP
easat-7169	163	10	in	in	ADP
easat-7169	163	11	the	the	DET
easat-7169	163	12	table	table	NOUN
easat-7169	163	13	,	,	PUNCT
easat-7169	163	14	where	where	SCONJ
easat-7169	163	15	1	1	NUM
easat-7169	163	16	is	be	AUX
easat-7169	163	17	strongly	strongly	ADV
easat-7169	163	18	disagree	disagree	VERB
easat-7169	163	19	,	,	PUNCT
easat-7169	163	20	2	2	NUM
easat-7169	163	21	is	be	AUX
easat-7169	163	22	somewhat	somewhat	ADV
easat-7169	163	23	disagree	disagree	VERB
easat-7169	163	24	,	,	PUNCT
easat-7169	163	25	3	3	NUM
easat-7169	163	26	is	be	AUX
easat-7169	163	27	fair	fair	ADJ
easat-7169	163	28	,	,	PUNCT
easat-7169	163	29	4	4	NUM
easat-7169	163	30	is	be	AUX
easat-7169	163	31	somewhat	somewhat	ADV
easat-7169	163	32	agree	agree	ADJ
easat-7169	163	33	,	,	PUNCT
easat-7169	163	34	5	5	NUM
easat-7169	163	35	is	be	AUX
easat-7169	163	36	very	very	ADV
easat-7169	163	37	agree	agree	ADJ
easat-7169	163	38	.	.	PUNCT
easat-7169	164	1	due	due	ADP
easat-7169	164	2	to	to	ADP
easat-7169	164	3	the	the	DET
easat-7169	164	4	relatively	relatively	ADV
easat-7169	164	5	professional	professional	ADJ
easat-7169	164	6	content	content	NOUN
easat-7169	164	7	of	of	ADP
easat-7169	164	8	the	the	DET
easat-7169	164	9	questionnaire	questionnaire	NOUN
easat-7169	164	10	,	,	PUNCT
easat-7169	164	11	in	in	ADP
easat-7169	164	12	order	order	NOUN
easat-7169	164	13	to	to	PART
easat-7169	164	14	ensure	ensure	VERB
easat-7169	164	15	the	the	DET
easat-7169	164	16	authenticity	authenticity	NOUN
easat-7169	164	17	of	of	ADP
easat-7169	164	18	the	the	DET
easat-7169	164	19	questionnaire	questionnaire	NOUN
easat-7169	164	20	data	datum	NOUN
easat-7169	164	21	and	and	CCONJ
easat-7169	164	22	the	the	DET
easat-7169	164	23	accuracy	accuracy	NOUN
easat-7169	164	24	of	of	ADP
easat-7169	164	25	the	the	DET
easat-7169	164	26	empirical	empirical	ADJ
easat-7169	164	27	analysis	analysis	NOUN
easat-7169	164	28	results	result	NOUN
easat-7169	164	29	,	,	PUNCT
easat-7169	164	30	the	the	DET
easat-7169	164	31	questionnaire	questionnaire	NOUN
easat-7169	164	32	and	and	CCONJ
easat-7169	164	33	data	datum	NOUN
easat-7169	164	34	collection	collection	NOUN
easat-7169	164	35	in	in	ADP
easat-7169	164	36	this	this	DET
easat-7169	164	37	paper	paper	NOUN
easat-7169	164	38	are	be	AUX
easat-7169	164	39	strictly	strictly	ADV
easat-7169	164	40	controlled	control	VERB
easat-7169	164	41	in	in	ADP
easat-7169	164	42	the	the	DET
easat-7169	164	43	selection	selection	NOUN
easat-7169	164	44	of	of	ADP
easat-7169	164	45	distribution	distribution	NOUN
easat-7169	164	46	objects	object	NOUN
easat-7169	164	47	and	and	CCONJ
easat-7169	164	48	distribution	distribution	NOUN
easat-7169	164	49	channels	channel	NOUN
easat-7169	164	50	,	,	PUNCT
easat-7169	164	51	and	and	CCONJ
easat-7169	164	52	follow	follow	VERB
easat-7169	164	53	the	the	DET
easat-7169	164	54	principle	principle	NOUN
easat-7169	164	55	of	of	ADP
easat-7169	164	56	objectivity	objectivity	NOUN
easat-7169	164	57	and	and	CCONJ
easat-7169	164	58	balance	balance	NOUN
easat-7169	164	59	,	,	PUNCT
easat-7169	164	60	so	so	SCONJ
easat-7169	164	61	as	as	SCONJ
easat-7169	164	62	to	to	PART
easat-7169	164	63	minimize	minimize	VERB
easat-7169	164	64	the	the	DET
easat-7169	164	65	interference	interference	NOUN
easat-7169	164	66	of	of	ADP
easat-7169	164	67	other	other	ADJ
easat-7169	164	68	factors	factor	NOUN
easat-7169	164	69	on	on	ADP
easat-7169	164	70	the	the	DET
easat-7169	164	71	questionnaire	questionnaire	NOUN
easat-7169	164	72	filling	fill	VERB
easat-7169	164	73	.	.	PUNCT
easat-7169	165	1	to	to	PART
easat-7169	165	2	improve	improve	VERB
easat-7169	165	3	the	the	DET
easat-7169	165	4	quality	quality	NOUN
easat-7169	165	5	of	of	ADP
easat-7169	165	6	questionnaire	questionnaire	NOUN
easat-7169	165	7	data	datum	NOUN
easat-7169	165	8	.	.	PUNCT
easat-7169	166	1	in	in	ADP
easat-7169	166	2	the	the	DET
easat-7169	166	3	design	design	NOUN
easat-7169	166	4	of	of	ADP
easat-7169	166	5	the	the	DET
easat-7169	166	6	survey	survey	NOUN
easat-7169	166	7	items	item	NOUN
easat-7169	166	8	,	,	PUNCT
easat-7169	166	9	try	try	VERB
easat-7169	166	10	to	to	PART
easat-7169	166	11	avoid	avoid	VERB
easat-7169	166	12	privacy	privacy	NOUN
easat-7169	166	13	issues	issue	NOUN
easat-7169	166	14	in	in	ADP
easat-7169	166	15	the	the	DET
easat-7169	166	16	questionnaire	questionnaire	NOUN
easat-7169	166	17	content	content	NOUN
easat-7169	166	18	,	,	PUNCT
easat-7169	166	19	and	and	CCONJ
easat-7169	166	20	promise	promise	VERB
easat-7169	166	21	that	that	SCONJ
easat-7169	166	22	the	the	DET
easat-7169	166	23	relevant	relevant	ADJ
easat-7169	166	24	data	data	NOUN
easat-7169	166	25	will	will	AUX
easat-7169	166	26	only	only	ADV
easat-7169	166	27	be	be	AUX
easat-7169	166	28	used	use	VERB
easat-7169	166	29	for	for	ADP
easat-7169	166	30	academic	academic	ADJ
easat-7169	166	31	research	research	NOUN
easat-7169	166	32	and	and	CCONJ
easat-7169	166	33	not	not	PART
easat-7169	166	34	for	for	ADP
easat-7169	166	35	commercial	commercial	ADJ
easat-7169	166	36	use	use	NOUN
easat-7169	166	37	,	,	PUNCT
easat-7169	166	38	and	and	CCONJ
easat-7169	166	39	promise	promise	VERB
easat-7169	166	40	to	to	PART
easat-7169	166	41	use	use	VERB
easat-7169	166	42	anonymous	anonymous	ADJ
easat-7169	166	43	method	method	NOUN
easat-7169	166	44	to	to	PART
easat-7169	166	45	recover	recover	VERB
easat-7169	166	46	data	datum	NOUN
easat-7169	166	47	.	.	PUNCT
easat-7169	167	1	there	there	PRON
easat-7169	167	2	are	be	VERB
easat-7169	167	3	three	three	NUM
easat-7169	167	4	main	main	ADJ
easat-7169	167	5	ways	way	NOUN
easat-7169	167	6	to	to	PART
easat-7169	167	7	issue	issue	VERB
easat-7169	167	8	and	and	CCONJ
easat-7169	167	9	retrieve	retrieve	VERB
easat-7169	167	10	questionnaires	questionnaire	NOUN
easat-7169	167	11	.	.	PUNCT
easat-7169	168	1	firstly	firstly	ADV
easat-7169	168	2	,	,	PUNCT
easat-7169	168	3	the	the	DET
easat-7169	168	4	questionnaire	questionnaire	NOUN
easat-7169	168	5	is	be	AUX
easat-7169	168	6	sent	send	VERB
easat-7169	168	7	to	to	ADP
easat-7169	168	8	the	the	DET
easat-7169	168	9	relevant	relevant	ADJ
easat-7169	168	10	personnel	personnel	NOUN
easat-7169	168	11	of	of	ADP
easat-7169	168	12	the	the	DET
easat-7169	168	13	company	company	NOUN
easat-7169	168	14	to	to	PART
easat-7169	168	15	fill	fill	VERB
easat-7169	168	16	in	in	ADP
easat-7169	168	17	and	and	CCONJ
easat-7169	168	18	recover	recover	VERB
easat-7169	168	19	through	through	ADP
easat-7169	168	20	wechat	wechat	NOUN
easat-7169	168	21	.	.	PUNCT
easat-7169	169	1	secondly	secondly	ADV
easat-7169	169	2	is	be	AUX
easat-7169	169	3	to	to	PART
easat-7169	169	4	send	send	VERB
easat-7169	169	5	the	the	DET
easat-7169	169	6	questionnaire	questionnaire	NOUN
easat-7169	169	7	star	star	NOUN
easat-7169	169	8	link	link	NOUN
easat-7169	169	9	to	to	ADP
easat-7169	169	10	the	the	DET
easat-7169	169	11	property	property	NOUN
easat-7169	169	12	insurance	insurance	NOUN
easat-7169	169	13	company	company	NOUN
easat-7169	169	14	users	user	NOUN
easat-7169	169	15	,	,	PUNCT
easat-7169	169	16	fill	fill	VERB
easat-7169	169	17	in	in	ADP
easat-7169	169	18	the	the	DET
easat-7169	169	19	questionnaire	questionnaire	NOUN
easat-7169	169	20	star	star	NOUN
easat-7169	169	21	directly	directly	ADV
easat-7169	169	22	,	,	PUNCT
easat-7169	169	23	and	and	CCONJ
easat-7169	169	24	save	save	VERB
easat-7169	169	25	the	the	DET
easat-7169	169	26	results	result	NOUN
easat-7169	169	27	directly	directly	ADV
easat-7169	169	28	in	in	ADP
easat-7169	169	29	the	the	DET
easat-7169	169	30	background	background	NOUN
easat-7169	169	31	of	of	ADP
easat-7169	169	32	the	the	DET
easat-7169	169	33	questionnaire	questionnaire	NOUN
easat-7169	169	34	star	star	NOUN
easat-7169	169	35	,	,	PUNCT
easat-7169	169	36	presented	present	VERB
easat-7169	169	37	in	in	ADP
easat-7169	169	38	excel	excel	NOUN
easat-7169	169	39	form	form	NOUN
easat-7169	169	40	.	.	PUNCT
easat-7169	170	1	thirdly	thirdly	ADV
easat-7169	170	2	is	be	AUX
easat-7169	170	3	to	to	PART
easat-7169	170	4	use	use	VERB
easat-7169	170	5	my	my	PRON
easat-7169	170	6	contacts	contact	NOUN
easat-7169	170	7	in	in	ADP
easat-7169	170	8	the	the	DET
easat-7169	170	9	insurance	insurance	NOUN
easat-7169	170	10	industry	industry	NOUN
easat-7169	170	11	to	to	PART
easat-7169	170	12	directly	directly	ADV
easat-7169	170	13	visit	visit	VERB
easat-7169	170	14	and	and	CCONJ
easat-7169	170	15	issue	issue	VERB
easat-7169	170	16	the	the	DET
easat-7169	170	17	questionnaire	questionnaire	NOUN
easat-7169	170	18	.	.	PUNCT
easat-7169	171	1	4	4	X
easat-7169	171	2	.	.	X
easat-7169	171	3	empirical	empirical	ADJ
easat-7169	171	4	analysis	analysis	NOUN
easat-7169	171	5	4.1	4.1	NUM
easat-7169	171	6	.	.	PUNCT
easat-7169	172	1	descriptive	descriptive	ADJ
easat-7169	172	2	statistics	statistic	NOUN
easat-7169	172	3	and	and	CCONJ
easat-7169	172	4	correlation	correlation	NOUN
easat-7169	172	5	analysis	analysis	NOUN
easat-7169	172	6	of	of	ADP
easat-7169	172	7	questionnaire	questionnaire	NOUN
easat-7169	172	8	4.1.1	4.1.1	NUM
easat-7169	172	9	.	.	PUNCT
easat-7169	173	1	description	description	NOUN
easat-7169	173	2	of	of	ADP
easat-7169	173	3	basic	basic	ADJ
easat-7169	173	4	information	information	NOUN
easat-7169	173	5	of	of	ADP
easat-7169	173	6	samples	sample	NOUN
easat-7169	173	7	the	the	DET
easat-7169	173	8	distribution	distribution	NOUN
easat-7169	173	9	frequency	frequency	NOUN
easat-7169	173	10	and	and	CCONJ
easat-7169	173	11	proportion	proportion	NOUN
easat-7169	173	12	of	of	ADP
easat-7169	173	13	gender	gender	NOUN
easat-7169	173	14	,	,	PUNCT
easat-7169	173	15	age	age	NOUN
easat-7169	173	16	and	and	CCONJ
easat-7169	173	17	educational	educational	ADJ
easat-7169	173	18	background	background	NOUN
easat-7169	173	19	of	of	ADP
easat-7169	173	20	the	the	DET
easat-7169	173	21	surveyed	survey	VERB
easat-7169	173	22	property	property	NOUN
easat-7169	173	23	insurance	insurance	NOUN
easat-7169	173	24	company	company	NOUN
easat-7169	173	25	users	user	NOUN
easat-7169	173	26	are	be	AUX
easat-7169	173	27	shown	show	VERB
easat-7169	173	28	in	in	ADP
easat-7169	173	29	table1	table1	PROPN
easat-7169	173	30	.	.	PUNCT
easat-7169	174	1	table	table	NOUN
easat-7169	174	2	1	1	NUM
easat-7169	174	3	.	.	PUNCT
easat-7169	175	1	the	the	DET
easat-7169	175	2	basic	basic	ADJ
easat-7169	175	3	information	information	NOUN
easat-7169	175	4	of	of	ADP
easat-7169	175	5	the	the	DET
easat-7169	175	6	samples	sample	NOUN
easat-7169	175	7	.	.	PUNCT
easat-7169	176	1	basic	basic	ADJ
easat-7169	176	2	characteristics	characteristic	NOUN
easat-7169	176	3	of	of	ADP
easat-7169	176	4	users	user	NOUN
easat-7169	176	5	items	item	NOUN
easat-7169	176	6	frequency	frequency	VERB
easat-7169	176	7	percentage	percentage	NOUN
easat-7169	176	8	gender	gender	NOUN
easat-7169	176	9	male	male	NOUN
easat-7169	176	10	442	442	NUM
easat-7169	176	11	53.06	53.06	NUM
easat-7169	176	12	%	%	NOUN
easat-7169	176	13	female	female	NOUN
easat-7169	176	14	391	391	NUM
easat-7169	176	15	46.94	46.94	NUM
easat-7169	176	16	%	%	NOUN
easat-7169	176	17	age	age	NOUN
easat-7169	176	18	18	18	NUM
easat-7169	176	19	-	-	SYM
easat-7169	176	20	30	30	NUM
easat-7169	176	21	years	year	NOUN
easat-7169	176	22	old	old	ADJ
easat-7169	176	23	143	143	NUM
easat-7169	176	24	17.17	17.17	NUM
easat-7169	176	25	%	%	NOUN
easat-7169	176	26	31	31	NUM
easat-7169	176	27	-	-	SYM
easat-7169	176	28	40	40	NUM
easat-7169	176	29	years	year	NOUN
easat-7169	176	30	old	old	ADJ
easat-7169	176	31	223	223	NUM
easat-7169	176	32	26.77	26.77	NUM
easat-7169	176	33	%	%	NOUN
easat-7169	176	34	41	41	NUM
easat-7169	176	35	-	-	SYM
easat-7169	176	36	50	50	NUM
easat-7169	176	37	years	year	NOUN
easat-7169	176	38	old	old	ADJ
easat-7169	176	39	343	343	NUM
easat-7169	176	40	41.18	41.18	NUM
easat-7169	176	41	%	%	NOUN
easat-7169	176	42	more	more	ADJ
easat-7169	176	43	than	than	ADP
easat-7169	176	44	50	50	NUM
easat-7169	176	45	years	year	NOUN
easat-7169	176	46	old	old	ADJ
easat-7169	176	47	124	124	NUM
easat-7169	176	48	14.89	14.89	NUM
easat-7169	176	49	%	%	NOUN
easat-7169	176	50	educational	educational	ADJ
easat-7169	176	51	background	background	NOUN
easat-7169	176	52	middle	middle	PROPN
easat-7169	176	53	school	school	NOUN
easat-7169	176	54	degree	degree	NOUN
easat-7169	176	55	or	or	CCONJ
easat-7169	176	56	under	under	ADP
easat-7169	176	57	39	39	NUM
easat-7169	176	58	4.68	4.68	NUM
easat-7169	176	59	%	%	NOUN
easat-7169	176	60	college	college	NOUN
easat-7169	176	61	degree	degree	NOUN
easat-7169	176	62	237	237	NUM
easat-7169	176	63	28.45	28.45	NUM
easat-7169	176	64	%	%	NOUN
easat-7169	176	65	bachelor	bachelor	NOUN
easat-7169	176	66	degree	degree	NOUN
easat-7169	176	67	470	470	NUM
easat-7169	176	68	56.42	56.42	NUM
easat-7169	176	69	%	%	NOUN
easat-7169	176	70	master	master	NOUN
easat-7169	176	71	degree	degree	NOUN
easat-7169	176	72	or	or	CCONJ
easat-7169	176	73	above	above	ADP
easat-7169	176	74	87	87	NUM
easat-7169	176	75	10.44	10.44	NUM
easat-7169	176	76	%	%	NOUN
easat-7169	176	77	4.1.2	4.1.2	NUM
easat-7169	176	78	.	.	PUNCT
easat-7169	176	79	descriptive	descriptive	ADJ
easat-7169	176	80	statistical	statistical	ADJ
easat-7169	176	81	analysis	analysis	NOUN
easat-7169	176	82	of	of	ADP
easat-7169	176	83	variables	variable	NOUN
easat-7169	176	84	based	base	VERB
easat-7169	176	85	on	on	ADP
easat-7169	176	86	the	the	DET
easat-7169	176	87	sample	sample	NOUN
easat-7169	176	88	data	datum	NOUN
easat-7169	176	89	of	of	ADP
easat-7169	176	90	833	833	NUM
easat-7169	176	91	valid	valid	ADJ
easat-7169	176	92	questionnaires	questionnaire	NOUN
easat-7169	176	93	from	from	ADP
easat-7169	176	94	users	user	NOUN
easat-7169	176	95	of	of	ADP
easat-7169	176	96	property	property	NOUN
easat-7169	176	97	insurance	insurance	NOUN
easat-7169	176	98	companies	company	NOUN
easat-7169	176	99	in	in	ADP
easat-7169	176	100	guangdong	guangdong	PROPN
easat-7169	176	101	province	province	PROPN
easat-7169	176	102	,	,	PUNCT
easat-7169	176	103	the	the	DET
easat-7169	176	104	descriptive	descriptive	ADJ
easat-7169	176	105	statistical	statistical	ADJ
easat-7169	176	106	analysis	analysis	NOUN
easat-7169	176	107	of	of	ADP
easat-7169	176	108	four	four	NUM
easat-7169	176	109	variables	variable	NOUN
easat-7169	176	110	,	,	PUNCT
easat-7169	176	111	namely	namely	ADV
easat-7169	176	112	digital	digital	ADJ
easat-7169	176	113	finance	finance	NOUN
easat-7169	176	114	,	,	PUNCT
easat-7169	176	115	precision	precision	NOUN
easat-7169	176	116	marketing	marketing	NOUN
easat-7169	176	117	and	and	CCONJ
easat-7169	176	118	innovation	innovation	NOUN
easat-7169	176	119	management	management	NOUN
easat-7169	176	120	,	,	PUNCT
easat-7169	176	121	is	be	AUX
easat-7169	176	122	shown	show	VERB
easat-7169	176	123	in	in	ADP
easat-7169	176	124	table	table	NOUN
easat-7169	176	125	2	2	NUM
easat-7169	176	126	.	.	NOUN
easat-7169	176	127	1365	1365	NUM
easat-7169	176	128	edelweiss	edelweiss	PROPN
easat-7169	176	129	applied	apply	VERB
easat-7169	176	130	science	science	NOUN
easat-7169	176	131	and	and	CCONJ
easat-7169	176	132	technology	technology	NOUN
easat-7169	176	133	issn	issn	PROPN
easat-7169	176	134	:	:	PUNCT
easat-7169	176	135	2576	2576	NUM
easat-7169	176	136	-	-	SYM
easat-7169	176	137	8484	8484	NUM
easat-7169	176	138	vol	vol	NOUN
easat-7169	176	139	.	.	PROPN
easat-7169	177	1	9	9	NUM
easat-7169	177	2	,	,	PUNCT
easat-7169	177	3	no	no	INTJ
easat-7169	177	4	.	.	NOUN
easat-7169	177	5	5	5	NUM
easat-7169	177	6	:	:	SYM
easat-7169	177	7	1358	1358	NUM
easat-7169	177	8	-	-	SYM
easat-7169	177	9	1377	1377	NUM
easat-7169	177	10	,	,	PUNCT
easat-7169	177	11	2025	2025	NUM
easat-7169	177	12	doi	doi	NOUN
easat-7169	177	13	:	:	PUNCT
easat-7169	177	14	10.55214/25768484.v9i5.7169	10.55214/25768484.v9i5.7169	NUM
easat-7169	177	15	©	©	PROPN
easat-7169	177	16	2025	2025	NUM
easat-7169	177	17	by	by	ADP
easat-7169	177	18	the	the	DET
easat-7169	177	19	authors	author	NOUN
easat-7169	177	20	;	;	PUNCT
easat-7169	177	21	licensee	licensee	PROPN
easat-7169	177	22	learning	learn	VERB
easat-7169	177	23	gate	gate	NOUN
easat-7169	177	24	table	table	NOUN
easat-7169	177	25	2	2	NUM
easat-7169	177	26	.	.	PUNCT
easat-7169	177	27	basic	basic	ADJ
easat-7169	177	28	description	description	NOUN
easat-7169	177	29	of	of	ADP
easat-7169	177	30	variables	variable	NOUN
easat-7169	177	31	.	.	PUNCT
easat-7169	178	1	variables	variable	NOUN
easat-7169	178	2	dimensions	dimension	NOUN
easat-7169	178	3	items	item	NOUN
easat-7169	178	4	number	number	NOUN
easat-7169	178	5	of	of	ADP
easat-7169	178	6	samples	sample	NOUN
easat-7169	178	7	mean	mean	VERB
easat-7169	178	8	value	value	NOUN
easat-7169	178	9	standard	standard	ADJ
easat-7169	178	10	deviation	deviation	NOUN
easat-7169	178	11	digital	digital	ADJ
easat-7169	178	12	finance	finance	NOUN
easat-7169	178	13	(	(	PUNCT
easat-7169	178	14	dfie	dfie	PROPN
easat-7169	178	15	)	)	PUNCT
easat-7169	178	16	digital	digital	ADJ
easat-7169	178	17	capitalization	capitalization	NOUN
easat-7169	178	18	(	(	PUNCT
easat-7169	178	19	dc	dc	PROPN
easat-7169	178	20	)	)	PUNCT
easat-7169	178	21	dc1	dc1	PROPN
easat-7169	178	22	833	833	NUM
easat-7169	178	23	3.54	3.54	NUM
easat-7169	178	24	0.85	0.85	NUM
easat-7169	178	25	dc2	dc2	PROPN
easat-7169	178	26	833	833	NUM
easat-7169	178	27	3.35	3.35	NUM
easat-7169	178	28	0.98	0.98	NUM
easat-7169	178	29	dc3	dc3	NOUN
easat-7169	178	30	833	833	NUM
easat-7169	178	31	3.65	3.65	NUM
easat-7169	178	32	0.91	0.91	NUM
easat-7169	178	33	dc4	dc4	NOUN
easat-7169	178	34	833	833	NUM
easat-7169	178	35	3.44	3.44	NUM
easat-7169	178	36	1.01	1.01	NUM
easat-7169	178	37	dc5	dc5	PROPN
easat-7169	178	38	833	833	NUM
easat-7169	178	39	3.96	3.96	NUM
easat-7169	178	40	0.83	0.83	NUM
easat-7169	178	41	dc6	dc6	NOUN
easat-7169	178	42	833	833	NUM
easat-7169	178	43	3.39	3.39	NUM
easat-7169	178	44	0.98	0.98	NUM
easat-7169	178	45	financial	financial	ADJ
easat-7169	178	46	intelligentization	intelligentization	NOUN
easat-7169	178	47	(	(	PUNCT
easat-7169	178	48	fi	fi	NOUN
easat-7169	178	49	)	)	PUNCT
easat-7169	178	50	fi1	fi1	ADJ
easat-7169	178	51	833	833	NUM
easat-7169	178	52	3.45	3.45	NUM
easat-7169	178	53	0.99	0.99	NUM
easat-7169	178	54	fi2	fi2	NOUN
easat-7169	178	55	833	833	NUM
easat-7169	178	56	3.41	3.41	NUM
easat-7169	178	57	0.93	0.93	NUM
easat-7169	178	58	fi3	fi3	NOUN
easat-7169	178	59	833	833	NUM
easat-7169	178	60	3.09	3.09	NUM
easat-7169	178	61	0.93	0.93	NUM
easat-7169	178	62	fi4	fi4	NOUN
easat-7169	178	63	833	833	NUM
easat-7169	178	64	2.97	2.97	NUM
easat-7169	178	65	0.81	0.81	NUM
easat-7169	178	66	fi5	fi5	NOUN
easat-7169	178	67	833	833	NUM
easat-7169	178	68	3.52	3.52	NUM
easat-7169	178	69	0.92	0.92	NUM
easat-7169	178	70	fi6	fi6	VERB
easat-7169	178	71	833	833	NUM
easat-7169	178	72	3.26	3.26	NUM
easat-7169	178	73	0.93	0.93	NUM
easat-7169	178	74	precision	precision	NOUN
easat-7169	178	75	marketing	marketing	NOUN
easat-7169	178	76	(	(	PUNCT
easat-7169	178	77	pmie	pmie	NOUN
easat-7169	178	78	)	)	PUNCT
easat-7169	178	79	user	user	NOUN
easat-7169	178	80	portrait	portrait	NOUN
easat-7169	178	81	(	(	PUNCT
easat-7169	178	82	up	up	ADP
easat-7169	178	83	)	)	PUNCT
easat-7169	178	84	up1	up1	NOUN
easat-7169	178	85	833	833	NUM
easat-7169	178	86	3.60	3.60	NUM
easat-7169	178	87	1.03	1.03	NUM
easat-7169	178	88	up2	up2	NOUN
easat-7169	178	89	833	833	NUM
easat-7169	178	90	3.37	3.37	NUM
easat-7169	178	91	0.98	0.98	NUM
easat-7169	178	92	up3	up3	PROPN
easat-7169	178	93	833	833	NUM
easat-7169	178	94	3.50	3.50	NUM
easat-7169	178	95	0.89	0.89	NUM
easat-7169	178	96	up4	up4	NOUN
easat-7169	178	97	833	833	NUM
easat-7169	178	98	3.21	3.21	NUM
easat-7169	178	99	0.93	0.93	NUM
easat-7169	178	100	up5	up5	NOUN
easat-7169	178	101	833	833	NUM
easat-7169	178	102	3.52	3.52	NUM
easat-7169	178	103	0.99	0.99	NUM
easat-7169	178	104	up6	up6	NOUN
easat-7169	178	105	833	833	NUM
easat-7169	178	106	3.58	3.58	NUM
easat-7169	178	107	1.00	1.00	NUM
easat-7169	178	108	service	service	NOUN
easat-7169	178	109	differentiation	differentiation	NOUN
easat-7169	178	110	(	(	PUNCT
easat-7169	178	111	sd	sd	NOUN
easat-7169	178	112	)	)	PUNCT
easat-7169	178	113	sd1	sd1	NOUN
easat-7169	178	114	833	833	NUM
easat-7169	178	115	3.77	3.77	NUM
easat-7169	178	116	0.95	0.95	NUM
easat-7169	178	117	sd2	sd2	PROPN
easat-7169	178	118	833	833	NUM
easat-7169	178	119	3.25	3.25	NUM
easat-7169	178	120	1.02	1.02	NUM
easat-7169	178	121	sd3	sd3	NOUN
easat-7169	178	122	833	833	NUM
easat-7169	178	123	3.53	3.53	NUM
easat-7169	178	124	1.04	1.04	NUM
easat-7169	178	125	sd4	sd4	NOUN
easat-7169	178	126	833	833	NUM
easat-7169	178	127	3.35	3.35	NUM
easat-7169	178	128	0.98	0.98	NUM
easat-7169	178	129	sd5	sd5	NOUN
easat-7169	178	130	833	833	NUM
easat-7169	178	131	3.49	3.49	NUM
easat-7169	178	132	0.88	0.88	NUM
easat-7169	178	133	sd6	sd6	NOUN
easat-7169	178	134	833	833	NUM
easat-7169	178	135	3.73	3.73	NUM
easat-7169	178	136	0.97	0.97	NUM
easat-7169	178	137	innovation	innovation	NOUN
easat-7169	178	138	management	management	NOUN
easat-7169	178	139	(	(	PUNCT
easat-7169	178	140	imie	imie	PROPN
easat-7169	178	141	)	)	PUNCT
easat-7169	178	142	value	value	NOUN
easat-7169	178	143	co	co	NOUN
easat-7169	178	144	-	-	NOUN
easat-7169	178	145	creation	creation	NOUN
easat-7169	178	146	(	(	PUNCT
easat-7169	178	147	vc	vc	NOUN
easat-7169	178	148	)	)	PUNCT
easat-7169	178	149	vc1	vc1	NOUN
easat-7169	178	150	833	833	NUM
easat-7169	178	151	3.15	3.15	NUM
easat-7169	178	152	1.00	1.00	NUM
easat-7169	178	153	vc2	vc2	PROPN
easat-7169	178	154	833	833	NUM
easat-7169	178	155	3.54	3.54	NUM
easat-7169	178	156	0.97	0.97	NUM
easat-7169	178	157	vc3	vc3	NOUN
easat-7169	178	158	833	833	NUM
easat-7169	178	159	3.60	3.60	NUM
easat-7169	178	160	0.93	0.93	NUM
easat-7169	178	161	vc4	vc4	NOUN
easat-7169	178	162	833	833	NUM
easat-7169	178	163	3.58	3.58	NUM
easat-7169	178	164	0.95	0.95	NUM
easat-7169	178	165	vc5	vc5	NOUN
easat-7169	178	166	833	833	NUM
easat-7169	178	167	3.71	3.71	NUM
easat-7169	178	168	0.92	0.92	NUM
easat-7169	178	169	vc6	vc6	NOUN
easat-7169	178	170	833	833	NUM
easat-7169	178	171	3.74	3.74	NUM
easat-7169	178	172	0.91	0.91	NUM
easat-7169	178	173	value	value	NOUN
easat-7169	178	174	innovation	innovation	NOUN
easat-7169	178	175	(	(	PUNCT
easat-7169	178	176	vi	vi	NOUN
easat-7169	178	177	)	)	PUNCT
easat-7169	178	178	vi1	vi1	NOUN
easat-7169	178	179	833	833	NUM
easat-7169	178	180	3.91	3.91	NUM
easat-7169	178	181	0.84	0.84	NUM
easat-7169	178	182	vi2	vi2	NOUN
easat-7169	178	183	833	833	NUM
easat-7169	178	184	3.52	3.52	NUM
easat-7169	178	185	0.85	0.85	NUM
easat-7169	178	186	vi3	vi3	NOUN
easat-7169	178	187	833	833	NUM
easat-7169	178	188	3.53	3.53	NUM
easat-7169	178	189	0.94	0.94	NUM
easat-7169	178	190	vi4	vi4	NOUN
easat-7169	178	191	833	833	NUM
easat-7169	178	192	3.77	3.77	NUM
easat-7169	178	193	0.84	0.84	NUM
easat-7169	178	194	vi5	vi5	NOUN
easat-7169	178	195	833	833	NUM
easat-7169	178	196	3.55	3.55	NUM
easat-7169	178	197	1.05	1.05	NUM
easat-7169	178	198	vi6	vi6	NOUN
easat-7169	178	199	833	833	NUM
easat-7169	178	200	3.59	3.59	NUM
easat-7169	178	201	1.01	1.01	NUM
easat-7169	178	202	business	business	NOUN
easat-7169	178	203	model	model	NOUN
easat-7169	178	204	transformation	transformation	NOUN
easat-7169	178	205	(	(	PUNCT
easat-7169	178	206	mt	mt	PROPN
easat-7169	178	207	)	)	PUNCT
easat-7169	178	208	mt1	mt1	PROPN
easat-7169	178	209	833	833	NUM
easat-7169	178	210	3.80	3.80	NUM
easat-7169	178	211	0.84	0.84	NUM
easat-7169	178	212	mt2	mt2	NOUN
easat-7169	178	213	833	833	NUM
easat-7169	178	214	3.38	3.38	NUM
easat-7169	178	215	0.95	0.95	NUM
easat-7169	178	216	mt3	mt3	NOUN
easat-7169	178	217	833	833	NUM
easat-7169	178	218	3.65	3.65	NUM
easat-7169	178	219	0.81	0.81	NUM
easat-7169	178	220	mt4	mt4	NOUN
easat-7169	178	221	833	833	NUM
easat-7169	178	222	3.26	3.26	NUM
easat-7169	178	223	1.07	1.07	NUM
easat-7169	178	224	mt5	mt5	NOUN
easat-7169	178	225	833	833	NUM
easat-7169	178	226	3.30	3.30	NUM
easat-7169	178	227	0.99	0.99	NUM
easat-7169	178	228	mt6	mt6	NOUN
easat-7169	178	229	833	833	NUM
easat-7169	178	230	3.59	3.59	NUM
easat-7169	178	231	0.88	0.88	NUM
easat-7169	178	232	dynamic	dynamic	ADJ
easat-7169	178	233	capacity	capacity	NOUN
easat-7169	178	234	building	building	NOUN
easat-7169	178	235	(	(	PUNCT
easat-7169	178	236	cb	cb	PROPN
easat-7169	178	237	)	)	PUNCT
easat-7169	178	238	cb1	cb1	PROPN
easat-7169	178	239	833	833	NUM
easat-7169	178	240	3.42	3.42	NUM
easat-7169	178	241	0.96	0.96	NUM
easat-7169	178	242	cb2	cb2	NOUN
easat-7169	178	243	833	833	NUM
easat-7169	178	244	3.32	3.32	NUM
easat-7169	178	245	1.03	1.03	NUM
easat-7169	178	246	cb3	cb3	NOUN
easat-7169	178	247	833	833	NUM
easat-7169	178	248	3.39	3.39	NUM
easat-7169	178	249	1.00	1.00	NUM
easat-7169	178	250	cb4	cb4	NOUN
easat-7169	178	251	833	833	NUM
easat-7169	178	252	3.59	3.59	NUM
easat-7169	178	253	0.88	0.88	NUM
easat-7169	178	254	cb5	cb5	NOUN
easat-7169	178	255	833	833	NUM
easat-7169	178	256	3.70	3.70	NUM
easat-7169	178	257	0.94	0.94	NUM
easat-7169	178	258	cb6	cb6	NOUN
easat-7169	178	259	833	833	NUM
easat-7169	178	260	3.72	3.72	NUM
easat-7169	178	261	0.90	0.90	NUM
easat-7169	178	262	4.1.3	4.1.3	NUM
easat-7169	178	263	.	.	PUNCT
easat-7169	179	1	correlation	correlation	NOUN
easat-7169	179	2	analysis	analysis	NOUN
easat-7169	179	3	in	in	ADP
easat-7169	179	4	order	order	NOUN
easat-7169	179	5	to	to	PART
easat-7169	179	6	verify	verify	VERB
easat-7169	179	7	the	the	DET
easat-7169	179	8	correlation	correlation	NOUN
easat-7169	179	9	degree	degree	NOUN
easat-7169	179	10	among	among	ADP
easat-7169	179	11	variables	variable	NOUN
easat-7169	179	12	digital	digital	ADJ
easat-7169	179	13	finance	finance	NOUN
easat-7169	179	14	,	,	PUNCT
easat-7169	179	15	precision	precision	NOUN
easat-7169	179	16	marketing	marketing	NOUN
easat-7169	179	17	and	and	CCONJ
easat-7169	179	18	innovation	innovation	NOUN
easat-7169	179	19	management	management	NOUN
easat-7169	180	1	,	,	PUNCT
easat-7169	180	2	this	this	DET
easat-7169	180	3	section	section	NOUN
easat-7169	180	4	applies	apply	VERB
easat-7169	180	5	the	the	DET
easat-7169	180	6	typical	typical	ADJ
easat-7169	180	7	correlation	correlation	NOUN
easat-7169	180	8	analysis	analysis	NOUN
easat-7169	180	9	model	model	NOUN
easat-7169	180	10	measurement	measurement	NOUN
easat-7169	180	11	and	and	CCONJ
easat-7169	180	12	1366	1366	NUM
easat-7169	180	13	edelweiss	edelweiss	PROPN
easat-7169	180	14	applied	apply	VERB
easat-7169	180	15	science	science	NOUN
easat-7169	180	16	and	and	CCONJ
easat-7169	180	17	technology	technology	NOUN
easat-7169	180	18	issn	issn	PROPN
easat-7169	180	19	:	:	PUNCT
easat-7169	180	20	2576	2576	NUM
easat-7169	180	21	-	-	SYM
easat-7169	180	22	8484	8484	NUM
easat-7169	180	23	vol	vol	NOUN
easat-7169	180	24	.	.	PROPN
easat-7169	181	1	9	9	NUM
easat-7169	181	2	,	,	PUNCT
easat-7169	181	3	no	no	INTJ
easat-7169	181	4	.	.	NOUN
easat-7169	181	5	5	5	NUM
easat-7169	181	6	:	:	SYM
easat-7169	181	7	1358	1358	NUM
easat-7169	181	8	-	-	SYM
easat-7169	181	9	1377	1377	NUM
easat-7169	181	10	,	,	PUNCT
easat-7169	181	11	2025	2025	NUM
easat-7169	181	12	doi	doi	NOUN
easat-7169	181	13	:	:	PUNCT
easat-7169	181	14	10.55214/25768484.v9i5.7169	10.55214/25768484.v9i5.7169	NUM
easat-7169	181	15	©	©	PROPN
easat-7169	181	16	2025	2025	NUM
easat-7169	181	17	by	by	ADP
easat-7169	181	18	the	the	DET
easat-7169	181	19	authors	author	NOUN
easat-7169	181	20	;	;	PUNCT
easat-7169	181	21	licensee	licensee	NOUN
easat-7169	181	22	learning	learn	VERB
easat-7169	181	23	gate	gate	PROPN
easat-7169	181	24	analyzes	analyze	VERB
easat-7169	181	25	the	the	DET
easat-7169	181	26	typical	typical	ADJ
easat-7169	181	27	correlation	correlation	NOUN
easat-7169	181	28	coefficient	coefficient	NOUN
easat-7169	181	29	among	among	ADP
easat-7169	181	30	digital	digital	ADJ
easat-7169	181	31	finance	finance	NOUN
easat-7169	181	32	,	,	PUNCT
easat-7169	181	33	precision	precision	NOUN
easat-7169	181	34	marketing	marketing	NOUN
easat-7169	181	35	and	and	CCONJ
easat-7169	181	36	innovation	innovation	NOUN
easat-7169	181	37	management	management	NOUN
easat-7169	181	38	by	by	ADP
easat-7169	181	39	using	use	VERB
easat-7169	181	40	the	the	DET
easat-7169	181	41	data	datum	NOUN
easat-7169	181	42	provided	provide	VERB
easat-7169	181	43	by	by	ADP
easat-7169	181	44	property	property	NOUN
easat-7169	181	45	insurance	insurance	NOUN
easat-7169	181	46	company	company	NOUN
easat-7169	181	47	users	user	NOUN
easat-7169	181	48	,	,	PUNCT
easat-7169	181	49	as	as	SCONJ
easat-7169	181	50	shown	show	VERB
easat-7169	181	51	in	in	ADP
easat-7169	181	52	table	table	NOUN
easat-7169	181	53	3	3	NUM
easat-7169	181	54	.	.	PUNCT
easat-7169	181	55	table	table	NOUN
easat-7169	181	56	3	3	NUM
easat-7169	181	57	.	.	PUNCT
easat-7169	181	58	correlation	correlation	NOUN
easat-7169	181	59	analysis	analysis	NOUN
easat-7169	181	60	of	of	ADP
easat-7169	181	61	each	each	DET
easat-7169	181	62	dimension	dimension	NOUN
easat-7169	181	63	.	.	PUNCT
easat-7169	182	1	digital	digital	ADJ
easat-7169	182	2	finance	finance	NOUN
easat-7169	182	3	precision	precision	NOUN
easat-7169	182	4	marketing	marketing	NOUN
easat-7169	182	5	innovation	innovation	NOUN
easat-7169	182	6	management	management	NOUN
easat-7169	182	7	digital	digital	ADJ
easat-7169	182	8	finance	finance	NOUN
easat-7169	182	9	1	1	NUM
easat-7169	182	10	precision	precision	NOUN
easat-7169	182	11	marketing	marketing	NOUN
easat-7169	182	12	0.662	0.662	NUM
easat-7169	182	13	*	*	NOUN
easat-7169	182	14	*	*	SYM
easat-7169	182	15	1	1	NUM
easat-7169	182	16	innovation	innovation	NOUN
easat-7169	182	17	management	management	NOUN
easat-7169	182	18	0.725	0.725	NUM
easat-7169	182	19	*	*	PUNCT
easat-7169	182	20	*	*	PUNCT
easat-7169	182	21	0.822	0.822	NUM
easat-7169	182	22	*	*	NOUN
easat-7169	182	23	*	*	SYM
easat-7169	182	24	1	1	NUM
easat-7169	182	25	note	note	NOUN
easat-7169	182	26	:	:	PUNCT
easat-7169	182	27	*	*	PUNCT
easat-7169	182	28	*	*	PUNCT
easat-7169	182	29	*	*	PUNCT
easat-7169	182	30	means	mean	VERB
easat-7169	182	31	p<0.01	p<0.01	PROPN
easat-7169	182	32	;	;	PUNCT
easat-7169	182	33	*	*	PUNCT
easat-7169	182	34	*	*	NOUN
easat-7169	182	35	means	mean	VERB
easat-7169	182	36	p<0.05	p<0.05	NOUN
easat-7169	182	37	;	;	PUNCT
easat-7169	182	38	*	*	PUNCT
easat-7169	182	39	means	mean	VERB
easat-7169	182	40	p<0.1	p<0.1	PROPN
easat-7169	182	41	.	.	PUNCT
easat-7169	183	1	it	it	PRON
easat-7169	183	2	is	be	AUX
easat-7169	183	3	demonstrated	demonstrate	VERB
easat-7169	183	4	that	that	SCONJ
easat-7169	183	5	in	in	ADP
easat-7169	183	6	table	table	NOUN
easat-7169	183	7	3	3	NUM
easat-7169	183	8	that	that	SCONJ
easat-7169	183	9	the	the	DET
easat-7169	183	10	significance	significance	NOUN
easat-7169	183	11	level	level	NOUN
easat-7169	183	12	of	of	ADP
easat-7169	183	13	the	the	DET
easat-7169	183	14	correlation	correlation	NOUN
easat-7169	183	15	coefficients	coefficient	NOUN
easat-7169	183	16	among	among	ADP
easat-7169	183	17	digital	digital	ADJ
easat-7169	183	18	finance	finance	NOUN
easat-7169	183	19	,	,	PUNCT
easat-7169	183	20	precision	precision	NOUN
easat-7169	183	21	marketing	marketing	NOUN
easat-7169	183	22	and	and	CCONJ
easat-7169	183	23	innovation	innovation	NOUN
easat-7169	183	24	management	management	NOUN
easat-7169	183	25	is	be	AUX
easat-7169	183	26	all	all	ADV
easat-7169	183	27	lower	low	ADJ
easat-7169	183	28	than	than	ADP
easat-7169	183	29	0.05	0.05	NUM
easat-7169	183	30	.	.	PUNCT
easat-7169	184	1	it	it	PRON
easat-7169	184	2	can	can	AUX
easat-7169	184	3	be	be	AUX
easat-7169	184	4	seen	see	VERB
easat-7169	184	5	that	that	SCONJ
easat-7169	184	6	the	the	DET
easat-7169	184	7	development	development	NOUN
easat-7169	184	8	trends	trend	NOUN
easat-7169	184	9	among	among	ADP
easat-7169	184	10	digital	digital	ADJ
easat-7169	184	11	finance	finance	NOUN
easat-7169	184	12	,	,	PUNCT
easat-7169	184	13	precision	precision	NOUN
easat-7169	184	14	marketing	marketing	NOUN
easat-7169	184	15	and	and	CCONJ
easat-7169	184	16	innovation	innovation	NOUN
easat-7169	184	17	management	management	NOUN
easat-7169	184	18	are	be	AUX
easat-7169	184	19	the	the	DET
easat-7169	184	20	same	same	ADJ
easat-7169	184	21	,	,	PUNCT
easat-7169	184	22	either	either	CCONJ
easat-7169	184	23	increasing	increase	VERB
easat-7169	184	24	or	or	CCONJ
easat-7169	184	25	decreasing	decrease	VERB
easat-7169	184	26	at	at	ADP
easat-7169	184	27	the	the	DET
easat-7169	184	28	same	same	ADJ
easat-7169	184	29	time	time	NOUN
easat-7169	184	30	.	.	PUNCT
easat-7169	185	1	4.1.4	4.1.4	X
easat-7169	185	2	.	.	PUNCT
easat-7169	186	1	regression	regression	VERB
easat-7169	186	2	analysis	analysis	NOUN
easat-7169	186	3	according	accord	VERB
easat-7169	186	4	to	to	ADP
easat-7169	186	5	the	the	DET
easat-7169	186	6	above	above	ADJ
easat-7169	186	7	analysis	analysis	NOUN
easat-7169	186	8	results	result	NOUN
easat-7169	186	9	,	,	PUNCT
easat-7169	186	10	digital	digital	ADJ
easat-7169	186	11	finance	finance	NOUN
easat-7169	186	12	,	,	PUNCT
easat-7169	186	13	precision	precision	NOUN
easat-7169	186	14	marketing	marketing	NOUN
easat-7169	186	15	and	and	CCONJ
easat-7169	186	16	innovation	innovation	NOUN
easat-7169	186	17	management	management	NOUN
easat-7169	186	18	have	have	VERB
easat-7169	186	19	a	a	DET
easat-7169	186	20	high	high	ADJ
easat-7169	186	21	degree	degree	NOUN
easat-7169	186	22	of	of	ADP
easat-7169	186	23	linear	linear	PROPN
easat-7169	186	24	relationship	relationship	NOUN
easat-7169	186	25	.	.	PUNCT
easat-7169	187	1	however	however	ADV
easat-7169	187	2	,	,	PUNCT
easat-7169	187	3	typical	typical	ADJ
easat-7169	187	4	correlation	correlation	NOUN
easat-7169	187	5	analysis	analysis	NOUN
easat-7169	187	6	can	can	AUX
easat-7169	187	7	only	only	ADV
easat-7169	187	8	study	study	VERB
easat-7169	187	9	the	the	DET
easat-7169	187	10	correlation	correlation	NOUN
easat-7169	187	11	between	between	ADP
easat-7169	187	12	variables	variable	NOUN
easat-7169	187	13	,	,	PUNCT
easat-7169	187	14	but	but	CCONJ
easat-7169	187	15	can	can	AUX
easat-7169	187	16	not	not	PART
easat-7169	187	17	study	study	VERB
easat-7169	187	18	the	the	DET
easat-7169	187	19	causal	causal	ADJ
easat-7169	187	20	relationship	relationship	NOUN
easat-7169	187	21	between	between	ADP
easat-7169	187	22	variables	variable	NOUN
easat-7169	187	23	.	.	PUNCT
easat-7169	188	1	therefore	therefore	ADV
easat-7169	188	2	,	,	PUNCT
easat-7169	188	3	for	for	ADP
easat-7169	188	4	the	the	DET
easat-7169	188	5	sake	sake	NOUN
easat-7169	188	6	of	of	ADP
easat-7169	188	7	verifying	verify	VERB
easat-7169	188	8	the	the	DET
easat-7169	188	9	causal	causal	ADJ
easat-7169	188	10	relationship	relationship	NOUN
easat-7169	188	11	between	between	ADP
easat-7169	188	12	digital	digital	ADJ
easat-7169	188	13	finance	finance	NOUN
easat-7169	188	14	,	,	PUNCT
easat-7169	188	15	precision	precision	NOUN
easat-7169	188	16	marketing	marketing	NOUN
easat-7169	188	17	and	and	CCONJ
easat-7169	188	18	innovation	innovation	NOUN
easat-7169	188	19	management	management	NOUN
easat-7169	188	20	,	,	PUNCT
easat-7169	188	21	this	this	DET
easat-7169	188	22	paper	paper	NOUN
easat-7169	188	23	adopts	adopt	VERB
easat-7169	188	24	the	the	DET
easat-7169	188	25	data	datum	NOUN
easat-7169	188	26	provided	provide	VERB
easat-7169	188	27	by	by	ADP
easat-7169	188	28	the	the	DET
easat-7169	188	29	users	user	NOUN
easat-7169	188	30	of	of	ADP
easat-7169	188	31	property	property	NOUN
easat-7169	188	32	insurance	insurance	NOUN
easat-7169	188	33	companies	company	NOUN
easat-7169	188	34	in	in	ADP
easat-7169	188	35	guangdong	guangdong	PROPN
easat-7169	188	36	province	province	PROPN
easat-7169	188	37	to	to	PART
easat-7169	188	38	further	far	ADV
easat-7169	188	39	conduct	conduct	VERB
easat-7169	188	40	multiple	multiple	ADJ
easat-7169	188	41	linear	linear	ADJ
easat-7169	188	42	regression	regression	NOUN
easat-7169	188	43	analysis	analysis	NOUN
easat-7169	188	44	.	.	PUNCT
easat-7169	189	1	1	1	X
easat-7169	189	2	.	.	X
easat-7169	189	3	the	the	DET
easat-7169	189	4	impact	impact	NOUN
easat-7169	189	5	of	of	ADP
easat-7169	189	6	digital	digital	ADJ
easat-7169	189	7	finance	finance	NOUN
easat-7169	189	8	on	on	ADP
easat-7169	189	9	innovation	innovation	NOUN
easat-7169	189	10	management	management	NOUN
easat-7169	189	11	in	in	ADP
easat-7169	189	12	order	order	NOUN
easat-7169	189	13	to	to	PART
easat-7169	189	14	explore	explore	VERB
easat-7169	189	15	the	the	DET
easat-7169	189	16	relationship	relationship	NOUN
easat-7169	189	17	between	between	ADP
easat-7169	189	18	digital	digital	ADJ
easat-7169	189	19	finance	finance	NOUN
easat-7169	189	20	(	(	PUNCT
easat-7169	189	21	dfie	dfie	PROPN
easat-7169	189	22	)	)	PUNCT
easat-7169	189	23	and	and	CCONJ
easat-7169	189	24	innovation	innovation	NOUN
easat-7169	189	25	management	management	NOUN
easat-7169	189	26	(	(	PUNCT
easat-7169	189	27	imie	imie	PROPN
easat-7169	189	28	)	)	PUNCT
easat-7169	189	29	from	from	ADP
easat-7169	189	30	the	the	DET
easat-7169	189	31	perspective	perspective	NOUN
easat-7169	189	32	of	of	ADP
easat-7169	189	33	users	user	NOUN
easat-7169	189	34	of	of	ADP
easat-7169	189	35	property	property	NOUN
easat-7169	189	36	insurance	insurance	NOUN
easat-7169	189	37	companies	company	NOUN
easat-7169	189	38	,	,	PUNCT
easat-7169	189	39	this	this	DET
easat-7169	189	40	paper	paper	NOUN
easat-7169	189	41	adopts	adopt	VERB
easat-7169	189	42	digital	digital	ADJ
easat-7169	189	43	capitalization	capitalization	NOUN
easat-7169	189	44	(	(	PUNCT
easat-7169	189	45	dc	dc	PROPN
easat-7169	189	46	)	)	PUNCT
easat-7169	189	47	and	and	CCONJ
easat-7169	189	48	financial	financial	ADJ
easat-7169	189	49	intelligentization	intelligentization	NOUN
easat-7169	189	50	(	(	PUNCT
easat-7169	189	51	fi	fi	NOUN
easat-7169	189	52	)	)	PUNCT
easat-7169	189	53	of	of	ADP
easat-7169	189	54	digital	digital	ADJ
easat-7169	189	55	finance	finance	NOUN
easat-7169	189	56	(	(	PUNCT
easat-7169	189	57	dfie	dfie	PROPN
easat-7169	189	58	)	)	PUNCT
easat-7169	189	59	as	as	ADP
easat-7169	189	60	independent	independent	ADJ
easat-7169	189	61	variables	variable	NOUN
easat-7169	189	62	,	,	PUNCT
easat-7169	189	63	and	and	CCONJ
easat-7169	189	64	innovation	innovation	NOUN
easat-7169	189	65	management	management	NOUN
easat-7169	189	66	(	(	PUNCT
easat-7169	189	67	imie	imie	PROPN
easat-7169	189	68	)	)	PUNCT
easat-7169	189	69	as	as	ADP
easat-7169	189	70	dependent	dependent	ADJ
easat-7169	189	71	variable	variable	NOUN
easat-7169	189	72	for	for	ADP
easat-7169	189	73	linear	linear	ADJ
easat-7169	189	74	regression	regression	NOUN
easat-7169	189	75	analysis	analysis	NOUN
easat-7169	189	76	.	.	PUNCT
easat-7169	190	1	see	see	VERB
easat-7169	190	2	table	table	NOUN
easat-7169	190	3	4	4	NUM
easat-7169	190	4	.	.	PUNCT
easat-7169	190	5	table	table	NOUN
easat-7169	190	6	4	4	NUM
easat-7169	190	7	.	.	PUNCT
easat-7169	191	1	linear	linear	ADJ
easat-7169	191	2	regression	regression	NOUN
easat-7169	191	3	between	between	ADP
easat-7169	191	4	digital	digital	ADJ
easat-7169	191	5	finance	finance	NOUN
easat-7169	191	6	and	and	CCONJ
easat-7169	191	7	innovation	innovation	NOUN
easat-7169	191	8	management	management	NOUN
easat-7169	191	9	(	(	PUNCT
easat-7169	191	10	n=833	n=833	PROPN
easat-7169	191	11	)	)	PUNCT
easat-7169	191	12	.	.	PUNCT
easat-7169	192	1	item	item	PROPN
easat-7169	192	2	unstandardized	unstandardized	ADJ
easat-7169	192	3	coefficient	coefficient	NOUN
easat-7169	192	4	standardized	standardize	VERB
easat-7169	192	5	coefficient	coefficient	NOUN
easat-7169	192	6	t	t	NOUN
easat-7169	192	7	significance	significance	NOUN
easat-7169	192	8	vif	vif	PROPN
easat-7169	192	9	r2	r2	PROPN
easat-7169	192	10	adjusted	adjust	VERB
easat-7169	192	11	r	r	PROPN
easat-7169	192	12	f	f	PROPN
easat-7169	192	13	b	b	PROPN
easat-7169	192	14	standar	standar	PROPN
easat-7169	192	15	d	d	X
easat-7169	192	16	error	error	NOUN
easat-7169	192	17	beta	beta	NOUN
easat-7169	192	18	(	(	PUNCT
easat-7169	192	19	constant	constant	ADJ
easat-7169	192	20	)	)	PUNCT
easat-7169	192	21	0.312	0.312	NUM
easat-7169	192	22	0.110	0.110	NUM
easat-7169	192	23	2.853	2.853	NUM
easat-7169	192	24	0.004	0.004	NUM
easat-7169	192	25	2.543	2.543	NUM
easat-7169	192	26	0.527	0.527	NUM
easat-7169	192	27	0.526	0.526	NUM
easat-7169	192	28	462.629	462.629	NUM
easat-7169	192	29	dc	dc	PROPN
easat-7169	192	30	0.390	0.390	NUM
easat-7169	192	31	0.047	0.047	NUM
easat-7169	192	32	0.316	0.316	NUM
easat-7169	192	33	8.310	8.310	NUM
easat-7169	192	34	0.000	0.000	NUM
easat-7169	192	35	fi	fi	NOUN
easat-7169	192	36	0.557	0.557	NUM
easat-7169	192	37	0.047	0.047	NUM
easat-7169	192	38	0.452	0.452	NUM
easat-7169	192	39	11.876	11.876	NUM
easat-7169	192	40	0.000	0.000	NUM
easat-7169	193	1	it	it	PRON
easat-7169	193	2	is	be	AUX
easat-7169	193	3	demonstrated	demonstrate	VERB
easat-7169	193	4	that	that	SCONJ
easat-7169	193	5	in	in	ADP
easat-7169	193	6	table	table	NOUN
easat-7169	193	7	4	4	NUM
easat-7169	193	8	,	,	PUNCT
easat-7169	193	9	the	the	DET
easat-7169	193	10	two	two	NUM
easat-7169	193	11	dimensions	dimension	NOUN
easat-7169	193	12	of	of	ADP
easat-7169	193	13	digital	digital	ADJ
easat-7169	193	14	finance	finance	NOUN
easat-7169	193	15	can	can	AUX
easat-7169	193	16	explain	explain	VERB
easat-7169	193	17	52.6	52.6	NUM
easat-7169	193	18	%	%	NOUN
easat-7169	193	19	of	of	ADP
easat-7169	193	20	the	the	DET
easat-7169	193	21	change	change	NOUN
easat-7169	193	22	in	in	ADP
easat-7169	193	23	innovation	innovation	NOUN
easat-7169	193	24	management	management	NOUN
easat-7169	193	25	(	(	PUNCT
easat-7169	193	26	model	model	NOUN
easat-7169	193	27	r2=0.526	r2=0.526	NOUN
easat-7169	193	28	)	)	PUNCT
easat-7169	193	29	.	.	PUNCT
easat-7169	194	1	p=0.000<0.05	p=0.000<0.05	PROPN
easat-7169	194	2	and	and	CCONJ
easat-7169	194	3	vif	vif	NOUN
easat-7169	194	4	values	value	NOUN
easat-7169	194	5	are	be	AUX
easat-7169	194	6	both	both	PRON
easat-7169	194	7	2.543<10	2.543<10	NUM
easat-7169	194	8	,	,	PUNCT
easat-7169	194	9	indicating	indicate	VERB
easat-7169	194	10	that	that	SCONJ
easat-7169	194	11	there	there	PRON
easat-7169	194	12	is	be	VERB
easat-7169	194	13	no	no	DET
easat-7169	194	14	multicollinearity	multicollinearity	NOUN
easat-7169	194	15	in	in	ADP
easat-7169	194	16	the	the	DET
easat-7169	194	17	model	model	NOUN
easat-7169	194	18	.	.	PUNCT
easat-7169	195	1	the	the	DET
easat-7169	195	2	model	model	NOUN
easat-7169	195	3	formula	formula	NOUN
easat-7169	195	4	for	for	ADP
easat-7169	195	5	the	the	DET
easat-7169	195	6	impact	impact	NOUN
easat-7169	195	7	of	of	ADP
easat-7169	195	8	two	two	NUM
easat-7169	195	9	dimensions	dimension	NOUN
easat-7169	195	10	of	of	ADP
easat-7169	195	11	digital	digital	ADJ
easat-7169	195	12	finance	finance	NOUN
easat-7169	195	13	on	on	ADP
easat-7169	195	14	innovation	innovation	NOUN
easat-7169	195	15	management	management	NOUN
easat-7169	195	16	is	be	AUX
easat-7169	195	17	:	:	PUNCT
easat-7169	195	18	imie=0.312	imie=0.312	X
easat-7169	195	19	+	+	NOUN
easat-7169	195	20	0.390*dc+0.557*fi	0.390*dc+0.557*fi	NOUN
easat-7169	195	21	.	.	PUNCT
easat-7169	196	1	from	from	ADP
easat-7169	196	2	this	this	PRON
easat-7169	196	3	,	,	PUNCT
easat-7169	196	4	we	we	PRON
easat-7169	196	5	can	can	AUX
easat-7169	196	6	see	see	VERB
easat-7169	196	7	:	:	PUNCT
easat-7169	196	8	firstly	firstly	ADV
easat-7169	196	9	,	,	PUNCT
easat-7169	196	10	the	the	DET
easat-7169	196	11	regression	regression	NOUN
easat-7169	196	12	of	of	ADP
easat-7169	196	13	digital	digital	ADJ
easat-7169	196	14	capital	capital	NOUN
easat-7169	196	15	(	(	PUNCT
easat-7169	196	16	dc	dc	PROPN
easat-7169	196	17	)	)	PUNCT
easat-7169	196	18	of	of	ADP
easat-7169	196	19	digital	digital	ADJ
easat-7169	196	20	finance	finance	NOUN
easat-7169	196	21	on	on	ADP
easat-7169	196	22	innovation	innovation	NOUN
easat-7169	196	23	management	management	NOUN
easat-7169	196	24	(	(	PUNCT
easat-7169	196	25	imie	imie	PROPN
easat-7169	196	26	)	)	PUNCT
easat-7169	196	27	is	be	AUX
easat-7169	196	28	significant	significant	ADJ
easat-7169	196	29	(	(	PUNCT
easat-7169	196	30	β=0.316	β=0.316	NOUN
easat-7169	196	31	,	,	PUNCT
easat-7169	196	32	p<0.05	p<0.05	NOUN
easat-7169	196	33	)	)	PUNCT
easat-7169	196	34	,	,	PUNCT
easat-7169	196	35	and	and	CCONJ
easat-7169	196	36	there	there	PRON
easat-7169	196	37	is	be	VERB
easat-7169	196	38	a	a	DET
easat-7169	196	39	significant	significant	ADJ
easat-7169	196	40	positive	positive	ADJ
easat-7169	196	41	relationship	relationship	NOUN
easat-7169	196	42	between	between	ADP
easat-7169	196	43	the	the	DET
easat-7169	196	44	two	two	NUM
easat-7169	196	45	.	.	PUNCT
easat-7169	197	1	hypothesis	hypothesis	NOUN
easat-7169	197	2	h1a	h1a	NOUN
easat-7169	197	3	is	be	AUX
easat-7169	197	4	verified	verify	VERB
easat-7169	197	5	.	.	PUNCT
easat-7169	198	1	secondly	secondly	ADV
easat-7169	198	2	,	,	PUNCT
easat-7169	198	3	financial	financial	ADJ
easat-7169	198	4	intelligentization	intelligentization	NOUN
easat-7169	198	5	(	(	PUNCT
easat-7169	198	6	fi	fi	NOUN
easat-7169	198	7	)	)	PUNCT
easat-7169	198	8	of	of	ADP
easat-7169	198	9	digital	digital	ADJ
easat-7169	198	10	finance	finance	NOUN
easat-7169	198	11	has	have	VERB
easat-7169	198	12	a	a	DET
easat-7169	198	13	significant	significant	ADJ
easat-7169	198	14	regression	regression	NOUN
easat-7169	198	15	on	on	ADP
easat-7169	198	16	innovation	innovation	NOUN
easat-7169	198	17	management	management	NOUN
easat-7169	198	18	(	(	PUNCT
easat-7169	198	19	imie	imie	PROPN
easat-7169	198	20	)	)	PUNCT
easat-7169	198	21	(	(	PUNCT
easat-7169	198	22	β=0.452	β=0.452	NOUN
easat-7169	198	23	,	,	PUNCT
easat-7169	198	24	p<0.05	p<0.05	NOUN
easat-7169	198	25	)	)	PUNCT
easat-7169	198	26	,	,	PUNCT
easat-7169	198	27	and	and	CCONJ
easat-7169	198	28	there	there	PRON
easat-7169	198	29	is	be	VERB
easat-7169	198	30	a	a	DET
easat-7169	198	31	significant	significant	ADJ
easat-7169	198	32	positive	positive	ADJ
easat-7169	198	33	relationship	relationship	NOUN
easat-7169	198	34	between	between	ADP
easat-7169	198	35	the	the	DET
easat-7169	198	36	two	two	NUM
easat-7169	198	37	.	.	PUNCT
easat-7169	199	1	hypothesis	hypothesis	NOUN
easat-7169	199	2	h1b	h1b	PROPN
easat-7169	199	3	is	be	AUX
easat-7169	199	4	verified	verify	VERB
easat-7169	199	5	.	.	PUNCT
easat-7169	200	1	2	2	X
easat-7169	200	2	.	.	X
easat-7169	200	3	the	the	DET
easat-7169	200	4	impact	impact	NOUN
easat-7169	200	5	of	of	ADP
easat-7169	200	6	digital	digital	ADJ
easat-7169	200	7	finance	finance	NOUN
easat-7169	200	8	on	on	ADP
easat-7169	200	9	precision	precision	NOUN
easat-7169	200	10	marketing	marketing	NOUN
easat-7169	200	11	for	for	ADP
easat-7169	200	12	the	the	DET
easat-7169	200	13	purpose	purpose	NOUN
easat-7169	200	14	of	of	ADP
easat-7169	200	15	exploring	explore	VERB
easat-7169	200	16	the	the	DET
easat-7169	200	17	relationship	relationship	NOUN
easat-7169	200	18	between	between	ADP
easat-7169	200	19	digital	digital	ADJ
easat-7169	200	20	finance	finance	NOUN
easat-7169	200	21	and	and	CCONJ
easat-7169	200	22	precision	precision	NOUN
easat-7169	200	23	marketing	marketing	NOUN
easat-7169	200	24	,	,	PUNCT
easat-7169	200	25	this	this	DET
easat-7169	200	26	1367	1367	NUM
easat-7169	200	27	edelweiss	edelweiss	PROPN
easat-7169	200	28	applied	apply	VERB
easat-7169	200	29	science	science	NOUN
easat-7169	200	30	and	and	CCONJ
easat-7169	200	31	technology	technology	NOUN
easat-7169	200	32	issn	issn	PROPN
easat-7169	200	33	:	:	PUNCT
easat-7169	200	34	2576	2576	NUM
easat-7169	200	35	-	-	SYM
easat-7169	200	36	8484	8484	NUM
easat-7169	200	37	vol	vol	NOUN
easat-7169	200	38	.	.	PROPN
easat-7169	201	1	9	9	NUM
easat-7169	201	2	,	,	PUNCT
easat-7169	201	3	no	no	INTJ
easat-7169	201	4	.	.	NOUN
easat-7169	201	5	5	5	NUM
easat-7169	201	6	:	:	SYM
easat-7169	201	7	1358	1358	NUM
easat-7169	201	8	-	-	SYM
easat-7169	201	9	1377	1377	NUM
easat-7169	201	10	,	,	PUNCT
easat-7169	201	11	2025	2025	NUM
easat-7169	201	12	doi	doi	NOUN
easat-7169	201	13	:	:	PUNCT
easat-7169	201	14	10.55214/25768484.v9i5.7169	10.55214/25768484.v9i5.7169	NUM
easat-7169	201	15	©	©	PROPN
easat-7169	201	16	2025	2025	NUM
easat-7169	201	17	by	by	ADP
easat-7169	201	18	the	the	DET
easat-7169	201	19	authors	author	NOUN
easat-7169	201	20	;	;	PUNCT
easat-7169	201	21	licensee	licensee	PROPN
easat-7169	201	22	learning	learn	VERB
easat-7169	201	23	gate	gate	PROPN
easat-7169	201	24	paper	paper	NOUN
easat-7169	201	25	takes	take	VERB
easat-7169	201	26	digital	digital	ADJ
easat-7169	201	27	capitalization	capitalization	NOUN
easat-7169	201	28	(	(	PUNCT
easat-7169	201	29	dc	dc	PROPN
easat-7169	201	30	)	)	PUNCT
easat-7169	201	31	and	and	CCONJ
easat-7169	201	32	financial	financial	ADJ
easat-7169	201	33	intelligentization	intelligentization	NOUN
easat-7169	201	34	(	(	PUNCT
easat-7169	201	35	fi	fi	NOUN
easat-7169	201	36	)	)	PUNCT
easat-7169	201	37	of	of	ADP
easat-7169	201	38	digital	digital	ADJ
easat-7169	201	39	finance	finance	NOUN
easat-7169	201	40	(	(	PUNCT
easat-7169	201	41	dfie	dfie	PROPN
easat-7169	201	42	)	)	PUNCT
easat-7169	201	43	as	as	ADP
easat-7169	201	44	independent	independent	ADJ
easat-7169	201	45	variables	variable	NOUN
easat-7169	201	46	,	,	PUNCT
easat-7169	201	47	and	and	CCONJ
easat-7169	201	48	precision	precision	NOUN
easat-7169	201	49	marketing	marketing	NOUN
easat-7169	201	50	(	(	PUNCT
easat-7169	201	51	pmie	pmie	ADV
easat-7169	201	52	)	)	PUNCT
easat-7169	201	53	as	as	ADP
easat-7169	201	54	dependent	dependent	ADJ
easat-7169	201	55	variable	variable	NOUN
easat-7169	201	56	for	for	ADP
easat-7169	201	57	linear	linear	ADJ
easat-7169	201	58	regression	regression	NOUN
easat-7169	201	59	analysis	analysis	NOUN
easat-7169	201	60	,	,	PUNCT
easat-7169	201	61	as	as	SCONJ
easat-7169	201	62	shown	show	VERB
easat-7169	201	63	in	in	ADP
easat-7169	201	64	table	table	NOUN
easat-7169	201	65	5	5	NUM
easat-7169	201	66	.	.	PUNCT
easat-7169	201	67	table	table	NOUN
easat-7169	201	68	5	5	NUM
easat-7169	201	69	.	.	PUNCT
easat-7169	202	1	linear	linear	ADJ
easat-7169	202	2	regression	regression	NOUN
easat-7169	202	3	between	between	ADP
easat-7169	202	4	digital	digital	ADJ
easat-7169	202	5	finance	finance	NOUN
easat-7169	202	6	and	and	CCONJ
easat-7169	202	7	precision	precision	NOUN
easat-7169	202	8	marketing	marketing	NOUN
easat-7169	202	9	(	(	PUNCT
easat-7169	202	10	n=833	n=833	NUM
easat-7169	202	11	)	)	PUNCT
easat-7169	202	12	.	.	PUNCT
easat-7169	203	1	item	item	PROPN
easat-7169	203	2	unstandardized	unstandardized	ADJ
easat-7169	203	3	coefficient	coefficient	NOUN
easat-7169	203	4	standardized	standardize	VERB
easat-7169	203	5	coefficient	coefficient	NOUN
easat-7169	203	6	t	t	NOUN
easat-7169	203	7	significance	significance	NOUN
easat-7169	203	8	vif	vif	PROPN
easat-7169	203	9	r2	r2	PROPN
easat-7169	203	10	adjusted	adjust	VERB
easat-7169	203	11	r	r	PROPN
easat-7169	203	12	f	f	PROPN
easat-7169	203	13	b	b	PROPN
easat-7169	203	14	standard	standard	ADJ
easat-7169	203	15	error	error	NOUN
easat-7169	203	16	beta	beta	NOUN
easat-7169	203	17	(	(	PUNCT
easat-7169	203	18	constant	constant	ADJ
easat-7169	203	19	)	)	PUNCT
easat-7169	204	1	0.767	0.767	NUM
easat-7169	204	2	0.110	0.110	NUM
easat-7169	204	3	6.990	6.990	NUM
easat-7169	204	4	0.000	0.000	NUM
easat-7169	204	5	2.543	2.543	NUM
easat-7169	204	6	0.438	0.438	NUM
easat-7169	204	7	0.437	0.437	NUM
easat-7169	204	8	323.441	323.441	NUM
easat-7169	204	9	dc	dc	NOUN
easat-7169	204	10	0.355	0.355	NUM
easat-7169	204	11	0.047	0.047	NUM
easat-7169	204	12	0.314	0.314	NUM
easat-7169	204	13	7.565	7.565	NUM
easat-7169	204	14	0.000	0.000	NUM
easat-7169	204	15	fi	fi	NOUN
easat-7169	204	16	0.438	0.438	NUM
easat-7169	204	17	0.047	0.047	NUM
easat-7169	204	18	0.387	0.387	NUM
easat-7169	204	19	9.334	9.334	NUM
easat-7169	204	20	0.000	0.000	NUM
easat-7169	204	21	table	table	NOUN
easat-7169	204	22	5	5	NUM
easat-7169	204	23	shows	show	VERB
easat-7169	204	24	that	that	SCONJ
easat-7169	204	25	the	the	DET
easat-7169	204	26	two	two	NUM
easat-7169	204	27	dimensions	dimension	NOUN
easat-7169	204	28	of	of	ADP
easat-7169	204	29	digital	digital	ADJ
easat-7169	204	30	finance	finance	NOUN
easat-7169	204	31	(	(	PUNCT
easat-7169	204	32	dfie	dfie	PROPN
easat-7169	204	33	)	)	PUNCT
easat-7169	204	34	can	can	AUX
easat-7169	204	35	explain	explain	VERB
easat-7169	204	36	43.7	43.7	NUM
easat-7169	204	37	%	%	NOUN
easat-7169	204	38	of	of	ADP
easat-7169	204	39	the	the	DET
easat-7169	204	40	variation	variation	NOUN
easat-7169	204	41	of	of	ADP
easat-7169	204	42	precision	precision	NOUN
easat-7169	204	43	marketing	marketing	NOUN
easat-7169	204	44	(	(	PUNCT
easat-7169	204	45	pmie	pmie	ADV
easat-7169	204	46	)	)	PUNCT
easat-7169	204	47	(	(	PUNCT
easat-7169	204	48	model	model	NOUN
easat-7169	204	49	r2=0.437	r2=0.437	NOUN
easat-7169	204	50	)	)	PUNCT
easat-7169	204	51	.	.	PUNCT
easat-7169	205	1	p=0.000<0.05	p=0.000<0.05	PROPN
easat-7169	205	2	and	and	CCONJ
easat-7169	205	3	vif	vif	NOUN
easat-7169	205	4	values	value	NOUN
easat-7169	205	5	were	be	AUX
easat-7169	205	6	both	both	PRON
easat-7169	205	7	2.543<10	2.543<10	NUM
easat-7169	205	8	,	,	PUNCT
easat-7169	205	9	indicating	indicate	VERB
easat-7169	205	10	that	that	SCONJ
easat-7169	205	11	there	there	PRON
easat-7169	205	12	was	be	VERB
easat-7169	205	13	no	no	DET
easat-7169	205	14	multicollinearity	multicollinearity	NOUN
easat-7169	205	15	in	in	ADP
easat-7169	205	16	the	the	DET
easat-7169	205	17	model	model	NOUN
easat-7169	205	18	.	.	PUNCT
easat-7169	206	1	the	the	DET
easat-7169	206	2	model	model	NOUN
easat-7169	206	3	formula	formula	NOUN
easat-7169	206	4	for	for	ADP
easat-7169	206	5	the	the	DET
easat-7169	206	6	impact	impact	NOUN
easat-7169	206	7	of	of	ADP
easat-7169	206	8	two	two	NUM
easat-7169	206	9	dimensions	dimension	NOUN
easat-7169	206	10	of	of	ADP
easat-7169	206	11	digital	digital	ADJ
easat-7169	206	12	finance	finance	NOUN
easat-7169	206	13	(	(	PUNCT
easat-7169	206	14	dfie	dfie	PROPN
easat-7169	206	15	)	)	PUNCT
easat-7169	206	16	on	on	ADP
easat-7169	206	17	precision	precision	NOUN
easat-7169	206	18	marketing	marketing	NOUN
easat-7169	206	19	(	(	PUNCT
easat-7169	206	20	pmie	pmie	ADV
easat-7169	206	21	)	)	PUNCT
easat-7169	206	22	is	be	AUX
easat-7169	206	23	:	:	PUNCT
easat-7169	206	24	pmie=0.767	pmie=0.767	X
easat-7169	206	25	+	+	NOUN
easat-7169	206	26	0.355*dc+0.438*fi	0.355*dc+0.438*fi	NOUN
easat-7169	206	27	.	.	PUNCT
easat-7169	207	1	from	from	ADP
easat-7169	207	2	this	this	PRON
easat-7169	207	3	,	,	PUNCT
easat-7169	207	4	we	we	PRON
easat-7169	207	5	can	can	AUX
easat-7169	207	6	see	see	VERB
easat-7169	207	7	:	:	PUNCT
easat-7169	207	8	firstly	firstly	ADV
easat-7169	207	9	,	,	PUNCT
easat-7169	207	10	the	the	DET
easat-7169	207	11	regression	regression	NOUN
easat-7169	207	12	of	of	ADP
easat-7169	207	13	digital	digital	ADJ
easat-7169	207	14	capitalization	capitalization	NOUN
easat-7169	207	15	(	(	PUNCT
easat-7169	207	16	dc	dc	PROPN
easat-7169	207	17	)	)	PUNCT
easat-7169	207	18	of	of	ADP
easat-7169	207	19	digital	digital	ADJ
easat-7169	207	20	finance	finance	NOUN
easat-7169	207	21	(	(	PUNCT
easat-7169	207	22	dfie	dfie	PROPN
easat-7169	207	23	)	)	PUNCT
easat-7169	207	24	to	to	PART
easat-7169	207	25	precision	precision	VERB
easat-7169	207	26	marketing	marketing	NOUN
easat-7169	207	27	(	(	PUNCT
easat-7169	207	28	pmie	pmie	ADV
easat-7169	207	29	)	)	PUNCT
easat-7169	207	30	is	be	AUX
easat-7169	207	31	significant	significant	ADJ
easat-7169	207	32	(	(	PUNCT
easat-7169	207	33	β=0.314	β=0.314	NOUN
easat-7169	207	34	,	,	PUNCT
easat-7169	207	35	p<0.05	p<0.05	NOUN
easat-7169	207	36	)	)	PUNCT
easat-7169	207	37	,	,	PUNCT
easat-7169	207	38	and	and	CCONJ
easat-7169	207	39	there	there	PRON
easat-7169	207	40	is	be	VERB
easat-7169	207	41	a	a	DET
easat-7169	207	42	significant	significant	ADJ
easat-7169	207	43	positive	positive	ADJ
easat-7169	207	44	relationship	relationship	NOUN
easat-7169	207	45	between	between	ADP
easat-7169	207	46	the	the	DET
easat-7169	207	47	two	two	NUM
easat-7169	207	48	.	.	PUNCT
easat-7169	208	1	hypothesis	hypothesis	NOUN
easat-7169	208	2	h2a	h2a	PUNCT
easat-7169	208	3	is	be	AUX
easat-7169	208	4	verified	verify	VERB
easat-7169	208	5	.	.	PUNCT
easat-7169	209	1	secondly	secondly	ADV
easat-7169	209	2	,	,	PUNCT
easat-7169	209	3	the	the	DET
easat-7169	209	4	financial	financial	ADJ
easat-7169	209	5	intelligentization	intelligentization	NOUN
easat-7169	209	6	(	(	PUNCT
easat-7169	209	7	fi	fi	NOUN
easat-7169	209	8	)	)	PUNCT
easat-7169	209	9	of	of	ADP
easat-7169	209	10	digital	digital	ADJ
easat-7169	209	11	finance	finance	NOUN
easat-7169	209	12	(	(	PUNCT
easat-7169	209	13	dfie	dfie	PROPN
easat-7169	209	14	)	)	PUNCT
easat-7169	209	15	has	have	VERB
easat-7169	209	16	a	a	DET
easat-7169	209	17	significant	significant	ADJ
easat-7169	209	18	regression	regression	NOUN
easat-7169	209	19	on	on	ADP
easat-7169	209	20	precision	precision	NOUN
easat-7169	209	21	marketing	marketing	NOUN
easat-7169	209	22	(	(	PUNCT
easat-7169	209	23	pmie	pmie	ADV
easat-7169	209	24	)	)	PUNCT
easat-7169	209	25	(	(	PUNCT
easat-7169	209	26	β=0.387	β=0.387	X
easat-7169	209	27	,	,	PUNCT
easat-7169	209	28	p<0.05	p<0.05	NOUN
easat-7169	209	29	)	)	PUNCT
easat-7169	209	30	,	,	PUNCT
easat-7169	209	31	and	and	CCONJ
easat-7169	209	32	there	there	PRON
easat-7169	209	33	is	be	VERB
easat-7169	209	34	a	a	DET
easat-7169	209	35	significant	significant	ADJ
easat-7169	209	36	positive	positive	ADJ
easat-7169	209	37	impact	impact	NOUN
easat-7169	209	38	relationship	relationship	NOUN
easat-7169	209	39	between	between	ADP
easat-7169	209	40	the	the	DET
easat-7169	209	41	two	two	NUM
easat-7169	209	42	.	.	PUNCT
easat-7169	210	1	hypothesis	hypothesis	NOUN
easat-7169	210	2	h2b	h2b	PROPN
easat-7169	210	3	is	be	AUX
easat-7169	210	4	verified	verify	VERB
easat-7169	210	5	.	.	PUNCT
easat-7169	211	1	3	3	X
easat-7169	211	2	.	.	X
easat-7169	211	3	the	the	DET
easat-7169	211	4	impact	impact	NOUN
easat-7169	211	5	of	of	ADP
easat-7169	211	6	precision	precision	NOUN
easat-7169	211	7	marketing	marketing	NOUN
easat-7169	211	8	on	on	ADP
easat-7169	211	9	innovation	innovation	NOUN
easat-7169	211	10	management	management	NOUN
easat-7169	211	11	in	in	ADP
easat-7169	211	12	order	order	NOUN
easat-7169	211	13	to	to	PART
easat-7169	211	14	explore	explore	VERB
easat-7169	211	15	the	the	DET
easat-7169	211	16	relationship	relationship	NOUN
easat-7169	211	17	between	between	ADP
easat-7169	211	18	precision	precision	NOUN
easat-7169	211	19	marketing	marketing	NOUN
easat-7169	211	20	and	and	CCONJ
easat-7169	211	21	innovation	innovation	NOUN
easat-7169	211	22	management	management	NOUN
easat-7169	211	23	,	,	PUNCT
easat-7169	211	24	this	this	DET
easat-7169	211	25	paper	paper	NOUN
easat-7169	211	26	takes	take	VERB
easat-7169	211	27	the	the	DET
easat-7169	211	28	two	two	NUM
easat-7169	211	29	dimensions	dimension	NOUN
easat-7169	211	30	of	of	ADP
easat-7169	211	31	user	user	NOUN
easat-7169	211	32	portrait	portrait	NOUN
easat-7169	211	33	(	(	PUNCT
easat-7169	211	34	up	up	ADP
easat-7169	211	35	)	)	PUNCT
easat-7169	211	36	and	and	CCONJ
easat-7169	211	37	service	service	NOUN
easat-7169	211	38	difference	difference	NOUN
easat-7169	211	39	(	(	PUNCT
easat-7169	211	40	sd	sd	NOUN
easat-7169	211	41	)	)	PUNCT
easat-7169	211	42	of	of	ADP
easat-7169	211	43	precision	precision	NOUN
easat-7169	211	44	marketing	marketing	NOUN
easat-7169	211	45	(	(	PUNCT
easat-7169	211	46	pmie	pmie	ADV
easat-7169	211	47	)	)	PUNCT
easat-7169	211	48	as	as	ADP
easat-7169	211	49	independent	independent	ADJ
easat-7169	211	50	variables	variable	NOUN
easat-7169	211	51	,	,	PUNCT
easat-7169	211	52	while	while	SCONJ
easat-7169	211	53	innovation	innovation	NOUN
easat-7169	211	54	management	management	NOUN
easat-7169	211	55	(	(	PUNCT
easat-7169	211	56	imie	imie	PROPN
easat-7169	211	57	)	)	PUNCT
easat-7169	211	58	as	as	ADP
easat-7169	211	59	dependent	dependent	ADJ
easat-7169	211	60	variable	variable	NOUN
easat-7169	211	61	for	for	ADP
easat-7169	211	62	linear	linear	ADJ
easat-7169	211	63	regression	regression	NOUN
easat-7169	211	64	analysis	analysis	NOUN
easat-7169	211	65	,	,	PUNCT
easat-7169	211	66	as	as	SCONJ
easat-7169	211	67	shown	show	VERB
easat-7169	211	68	in	in	ADP
easat-7169	211	69	table	table	NOUN
easat-7169	211	70	6	6	NUM
easat-7169	211	71	.	.	PUNCT
easat-7169	211	72	table	table	NOUN
easat-7169	211	73	6	6	NUM
easat-7169	211	74	.	.	PUNCT
easat-7169	212	1	linear	linear	ADJ
easat-7169	212	2	regression	regression	NOUN
easat-7169	212	3	between	between	ADP
easat-7169	212	4	precision	precision	NOUN
easat-7169	212	5	marketing	marketing	NOUN
easat-7169	212	6	and	and	CCONJ
easat-7169	212	7	innovation	innovation	NOUN
easat-7169	212	8	management	management	NOUN
easat-7169	212	9	(	(	PUNCT
easat-7169	212	10	n=833	n=833	PROPN
easat-7169	212	11	)	)	PUNCT
easat-7169	212	12	.	.	PUNCT
easat-7169	213	1	item	item	PROPN
easat-7169	213	2	unstandardized	unstandardized	ADJ
easat-7169	213	3	coefficient	coefficient	NOUN
easat-7169	213	4	standardized	standardize	VERB
easat-7169	213	5	coefficient	coefficient	NOUN
easat-7169	213	6	t	t	NOUN
easat-7169	213	7	significance	significance	NOUN
easat-7169	213	8	vif	vif	PROPN
easat-7169	213	9	r2	r2	PROPN
easat-7169	213	10	adjusted	adjust	VERB
easat-7169	213	11	r	r	PROPN
easat-7169	213	12	f	f	PROPN
easat-7169	213	13	b	b	PROPN
easat-7169	213	14	standard	standard	ADJ
easat-7169	213	15	error	error	NOUN
easat-7169	213	16	beta	beta	NOUN
easat-7169	213	17	(	(	PUNCT
easat-7169	213	18	constant	constant	ADJ
easat-7169	213	19	)	)	PUNCT
easat-7169	213	20	0.431	0.431	NUM
easat-7169	213	21	0.077	0.077	NUM
easat-7169	213	22	5.617	5.617	NUM
easat-7169	213	23	0.000	0.000	NUM
easat-7169	213	24	3.390	3.390	NUM
easat-7169	213	25	0.676	0.676	NUM
easat-7169	213	26	0.675	0.675	NUM
easat-7169	213	27	864.791	864.791	NUM
easat-7169	213	28	dc	dc	PROPN
easat-7169	213	29	0.472	0.472	NUM
easat-7169	213	30	0.038	0.038	NUM
easat-7169	213	31	0.452	0.452	NUM
easat-7169	213	32	12.406	12.406	NUM
easat-7169	213	33	0.000	0.000	NUM
easat-7169	213	34	fi	fi	NOUN
easat-7169	213	35	0.423	0.423	NUM
easat-7169	213	36	0.038	0.038	NUM
easat-7169	213	37	0.406	0.406	NUM
easat-7169	213	38	11.144	11.144	NUM
easat-7169	213	39	0.000	0.000	NUM
easat-7169	213	40	table	table	NOUN
easat-7169	213	41	6	6	NUM
easat-7169	213	42	shows	show	VERB
easat-7169	213	43	that	that	SCONJ
easat-7169	213	44	the	the	DET
easat-7169	213	45	two	two	NUM
easat-7169	213	46	dimensions	dimension	NOUN
easat-7169	213	47	of	of	ADP
easat-7169	213	48	precision	precision	NOUN
easat-7169	213	49	marketing	marketing	NOUN
easat-7169	213	50	(	(	PUNCT
easat-7169	213	51	pmie	pmie	VERB
easat-7169	213	52	)	)	PUNCT
easat-7169	213	53	can	can	AUX
easat-7169	213	54	explain	explain	VERB
easat-7169	213	55	67.5	67.5	NUM
easat-7169	213	56	%	%	NOUN
easat-7169	213	57	of	of	ADP
easat-7169	213	58	the	the	DET
easat-7169	213	59	change	change	NOUN
easat-7169	213	60	in	in	ADP
easat-7169	213	61	innovation	innovation	NOUN
easat-7169	213	62	management	management	NOUN
easat-7169	213	63	(	(	PUNCT
easat-7169	213	64	imie	imie	PROPN
easat-7169	213	65	)	)	PUNCT
easat-7169	213	66	(	(	PUNCT
easat-7169	213	67	model	model	NOUN
easat-7169	213	68	r2=0.675	r2=0.675	NOUN
easat-7169	213	69	)	)	PUNCT
easat-7169	213	70	.	.	PUNCT
easat-7169	214	1	p=0.000<0.05	p=0.000<0.05	PROPN
easat-7169	214	2	,	,	PUNCT
easat-7169	214	3	vif	vif	NOUN
easat-7169	214	4	values	value	NOUN
easat-7169	214	5	of	of	ADP
easat-7169	214	6	3.390	3.390	NUM
easat-7169	214	7	,	,	PUNCT
easat-7169	214	8	both	both	PRON
easat-7169	214	9	less	less	ADJ
easat-7169	214	10	than	than	ADP
easat-7169	214	11	10	10	NUM
easat-7169	214	12	,	,	PUNCT
easat-7169	214	13	indicating	indicate	VERB
easat-7169	214	14	that	that	SCONJ
easat-7169	214	15	there	there	PRON
easat-7169	214	16	is	be	VERB
easat-7169	214	17	no	no	DET
easat-7169	214	18	multicollinearity	multicollinearity	NOUN
easat-7169	214	19	in	in	ADP
easat-7169	214	20	the	the	DET
easat-7169	214	21	model	model	NOUN
easat-7169	214	22	.	.	PUNCT
easat-7169	215	1	the	the	DET
easat-7169	215	2	model	model	NOUN
easat-7169	215	3	formula	formula	NOUN
easat-7169	215	4	for	for	ADP
easat-7169	215	5	the	the	DET
easat-7169	215	6	influence	influence	NOUN
easat-7169	215	7	of	of	ADP
easat-7169	215	8	two	two	NUM
easat-7169	215	9	dimensions	dimension	NOUN
easat-7169	215	10	of	of	ADP
easat-7169	215	11	precision	precision	NOUN
easat-7169	215	12	marketing	marketing	NOUN
easat-7169	215	13	(	(	PUNCT
easat-7169	215	14	pmie	pmie	ADV
easat-7169	215	15	)	)	PUNCT
easat-7169	215	16	on	on	ADP
easat-7169	215	17	innovation	innovation	NOUN
easat-7169	215	18	management	management	NOUN
easat-7169	215	19	(	(	PUNCT
easat-7169	215	20	imie	imie	PROPN
easat-7169	215	21	)	)	PUNCT
easat-7169	215	22	is	be	AUX
easat-7169	215	23	:	:	PUNCT
easat-7169	215	24	imie=0.431	imie=0.431	NOUN
easat-7169	215	25	+	+	NOUN
easat-7169	215	26	0.472*up+0.423*sd	0.472*up+0.423*sd	NOUN
easat-7169	215	27	.	.	PUNCT
easat-7169	216	1	from	from	ADP
easat-7169	216	2	this	this	PRON
easat-7169	216	3	,	,	PUNCT
easat-7169	216	4	we	we	PRON
easat-7169	216	5	can	can	AUX
easat-7169	216	6	see	see	VERB
easat-7169	216	7	:	:	PUNCT
easat-7169	216	8	the	the	DET
easat-7169	216	9	regression	regression	NOUN
easat-7169	216	10	of	of	ADP
easat-7169	216	11	user	user	NOUN
easat-7169	216	12	profile	profile	NOUN
easat-7169	216	13	(	(	PUNCT
easat-7169	216	14	up	up	ADP
easat-7169	216	15	)	)	PUNCT
easat-7169	216	16	of	of	ADP
easat-7169	216	17	precision	precision	NOUN
easat-7169	216	18	marketing	marketing	NOUN
easat-7169	216	19	(	(	PUNCT
easat-7169	216	20	pmie	pmie	PROPN
easat-7169	216	21	)	)	PUNCT
easat-7169	216	22	to	to	ADP
easat-7169	216	23	innovation	innovation	NOUN
easat-7169	216	24	management	management	NOUN
easat-7169	216	25	(	(	PUNCT
easat-7169	216	26	imie	imie	PROPN
easat-7169	216	27	)	)	PUNCT
easat-7169	216	28	was	be	AUX
easat-7169	216	29	significant	significant	ADJ
easat-7169	216	30	(	(	PUNCT
easat-7169	216	31	β=0.452	β=0.452	NOUN
easat-7169	216	32	,	,	PUNCT
easat-7169	216	33	p<0.05	p<0.05	NOUN
easat-7169	216	34	)	)	PUNCT
easat-7169	216	35	,	,	PUNCT
easat-7169	216	36	and	and	CCONJ
easat-7169	216	37	there	there	PRON
easat-7169	216	38	was	be	VERB
easat-7169	216	39	a	a	DET
easat-7169	216	40	significant	significant	ADJ
easat-7169	216	41	positive	positive	ADJ
easat-7169	216	42	relationship	relationship	NOUN
easat-7169	216	43	between	between	ADP
easat-7169	216	44	the	the	DET
easat-7169	216	45	two	two	NUM
easat-7169	216	46	.	.	PUNCT
easat-7169	217	1	hypothesis	hypothesis	NOUN
easat-7169	217	2	h3a	h3a	NOUN
easat-7169	217	3	is	be	AUX
easat-7169	217	4	verified	verify	VERB
easat-7169	217	5	.	.	PUNCT
easat-7169	218	1	the	the	DET
easat-7169	218	2	service	service	NOUN
easat-7169	218	3	difference	difference	NOUN
easat-7169	218	4	(	(	PUNCT
easat-7169	218	5	sd	sd	NOUN
easat-7169	218	6	)	)	PUNCT
easat-7169	218	7	of	of	ADP
easat-7169	218	8	precision	precision	NOUN
easat-7169	218	9	marketing	marketing	NOUN
easat-7169	218	10	(	(	PUNCT
easat-7169	218	11	pmie	pmie	ADV
easat-7169	218	12	)	)	PUNCT
easat-7169	218	13	has	have	VERB
easat-7169	218	14	a	a	DET
easat-7169	218	15	significant	significant	ADJ
easat-7169	218	16	regression	regression	NOUN
easat-7169	218	17	on	on	ADP
easat-7169	218	18	innovation	innovation	NOUN
easat-7169	218	19	management	management	NOUN
easat-7169	218	20	(	(	PUNCT
easat-7169	218	21	imie	imie	PROPN
easat-7169	218	22	)	)	PUNCT
easat-7169	218	23	(	(	PUNCT
easat-7169	218	24	β=0.406	β=0.406	X
easat-7169	218	25	,	,	PUNCT
easat-7169	218	26	p<0.05	p<0.05	NOUN
easat-7169	218	27	)	)	PUNCT
easat-7169	218	28	,	,	PUNCT
easat-7169	218	29	and	and	CCONJ
easat-7169	218	30	there	there	PRON
easat-7169	218	31	is	be	VERB
easat-7169	218	32	a	a	DET
easat-7169	218	33	significant	significant	ADJ
easat-7169	218	34	positive	positive	ADJ
easat-7169	218	35	relationship	relationship	NOUN
easat-7169	218	36	between	between	ADP
easat-7169	218	37	the	the	DET
easat-7169	218	38	two	two	NUM
easat-7169	218	39	.	.	PUNCT
easat-7169	219	1	1368	1368	NUM
easat-7169	219	2	edelweiss	edelweiss	PROPN
easat-7169	219	3	applied	apply	VERB
easat-7169	219	4	science	science	NOUN
easat-7169	219	5	and	and	CCONJ
easat-7169	219	6	technology	technology	NOUN
easat-7169	219	7	issn	issn	PROPN
easat-7169	219	8	:	:	PUNCT
easat-7169	219	9	2576	2576	NUM
easat-7169	219	10	-	-	SYM
easat-7169	219	11	8484	8484	NUM
easat-7169	219	12	vol	vol	NOUN
easat-7169	219	13	.	.	PROPN
easat-7169	220	1	9	9	NUM
easat-7169	220	2	,	,	PUNCT
easat-7169	220	3	no	no	INTJ
easat-7169	220	4	.	.	NOUN
easat-7169	220	5	5	5	NUM
easat-7169	220	6	:	:	SYM
easat-7169	220	7	1358	1358	NUM
easat-7169	220	8	-	-	SYM
easat-7169	220	9	1377	1377	NUM
easat-7169	220	10	,	,	PUNCT
easat-7169	220	11	2025	2025	NUM
easat-7169	220	12	doi	doi	NOUN
easat-7169	220	13	:	:	PUNCT
easat-7169	220	14	10.55214/25768484.v9i5.7169	10.55214/25768484.v9i5.7169	NUM
easat-7169	220	15	©	©	PROPN
easat-7169	220	16	2025	2025	NUM
easat-7169	220	17	by	by	ADP
easat-7169	220	18	the	the	DET
easat-7169	220	19	authors	author	NOUN
easat-7169	220	20	;	;	PUNCT
easat-7169	220	21	licensee	licensee	PROPN
easat-7169	220	22	learning	learn	VERB
easat-7169	220	23	gate	gate	PROPN
easat-7169	220	24	hypothesis	hypothesis	NOUN
easat-7169	220	25	h3b	h3b	PROPN
easat-7169	220	26	is	be	AUX
easat-7169	220	27	verified	verify	VERB
easat-7169	220	28	.	.	PUNCT
easat-7169	221	1	4.1.5	4.1.5	X
easat-7169	221	2	.	.	PUNCT
easat-7169	222	1	mediating	mediate	VERB
easat-7169	222	2	effect	effect	NOUN
easat-7169	222	3	analysis	analysis	NOUN
easat-7169	222	4	from	from	ADP
easat-7169	222	5	the	the	DET
easat-7169	222	6	perspective	perspective	NOUN
easat-7169	222	7	of	of	ADP
easat-7169	222	8	users	user	NOUN
easat-7169	222	9	of	of	ADP
easat-7169	222	10	property	property	NOUN
easat-7169	222	11	insurance	insurance	NOUN
easat-7169	222	12	companies	company	NOUN
easat-7169	222	13	,	,	PUNCT
easat-7169	222	14	this	this	DET
easat-7169	222	15	section	section	NOUN
easat-7169	222	16	adopts	adopt	VERB
easat-7169	222	17	the	the	DET
easat-7169	222	18	three	three	NUM
easat-7169	222	19	-	-	PUNCT
easat-7169	222	20	step	step	NOUN
easat-7169	222	21	method	method	NOUN
easat-7169	222	22	of	of	ADP
easat-7169	222	23	intermediary	intermediary	ADJ
easat-7169	222	24	effect	effect	NOUN
easat-7169	222	25	to	to	PART
easat-7169	222	26	analyze	analyze	VERB
easat-7169	222	27	the	the	DET
easat-7169	222	28	intermediary	intermediary	ADJ
easat-7169	222	29	role	role	NOUN
easat-7169	222	30	of	of	ADP
easat-7169	222	31	precision	precision	NOUN
easat-7169	222	32	marketing	marketing	NOUN
easat-7169	222	33	(	(	PUNCT
easat-7169	222	34	pmie	pmie	ADV
easat-7169	222	35	)	)	PUNCT
easat-7169	222	36	,	,	PUNCT
easat-7169	222	37	and	and	CCONJ
easat-7169	222	38	verifies	verify	VERB
easat-7169	222	39	the	the	DET
easat-7169	222	40	direct	direct	ADJ
easat-7169	222	41	role	role	NOUN
easat-7169	222	42	of	of	ADP
easat-7169	222	43	digital	digital	ADJ
easat-7169	222	44	finance	finance	NOUN
easat-7169	222	45	(	(	PUNCT
easat-7169	222	46	dfie	dfie	PROPN
easat-7169	222	47	)	)	PUNCT
easat-7169	222	48	on	on	ADP
easat-7169	222	49	innovation	innovation	NOUN
easat-7169	222	50	management	management	NOUN
easat-7169	222	51	(	(	PUNCT
easat-7169	222	52	imie	imie	PROPN
easat-7169	222	53	)	)	PUNCT
easat-7169	222	54	,	,	PUNCT
easat-7169	222	55	digital	digital	ADJ
easat-7169	222	56	finance	finance	NOUN
easat-7169	222	57	(	(	PUNCT
easat-7169	222	58	dfie	dfie	PROPN
easat-7169	222	59	)	)	PUNCT
easat-7169	222	60	on	on	ADP
easat-7169	222	61	precision	precision	NOUN
easat-7169	222	62	marketing	marketing	NOUN
easat-7169	222	63	(	(	PUNCT
easat-7169	222	64	pmie	pmie	ADV
easat-7169	222	65	)	)	PUNCT
easat-7169	222	66	,	,	PUNCT
easat-7169	222	67	and	and	CCONJ
easat-7169	222	68	precision	precision	NOUN
easat-7169	222	69	marketing	marketing	NOUN
easat-7169	222	70	(	(	PUNCT
easat-7169	222	71	pmie	pmie	ADV
easat-7169	222	72	)	)	PUNCT
easat-7169	222	73	on	on	ADP
easat-7169	222	74	innovation	innovation	NOUN
easat-7169	222	75	management	management	NOUN
easat-7169	222	76	(	(	PUNCT
easat-7169	222	77	imie	imie	PROPN
easat-7169	222	78	)	)	PUNCT
easat-7169	222	79	.	.	PUNCT
easat-7169	223	1	the	the	DET
easat-7169	223	2	mediating	mediate	VERB
easat-7169	223	3	role	role	NOUN
easat-7169	223	4	of	of	ADP
easat-7169	223	5	precision	precision	NOUN
easat-7169	223	6	marketing	marketing	NOUN
easat-7169	223	7	between	between	ADP
easat-7169	223	8	digital	digital	ADJ
easat-7169	223	9	finance	finance	NOUN
easat-7169	223	10	and	and	CCONJ
easat-7169	223	11	innovation	innovation	NOUN
easat-7169	223	12	management	management	NOUN
easat-7169	223	13	in	in	ADP
easat-7169	223	14	order	order	NOUN
easat-7169	223	15	to	to	PART
easat-7169	223	16	explore	explore	VERB
easat-7169	223	17	the	the	DET
easat-7169	223	18	mediating	mediate	VERB
easat-7169	223	19	role	role	NOUN
easat-7169	223	20	of	of	ADP
easat-7169	223	21	precision	precision	NOUN
easat-7169	223	22	marketing	marketing	NOUN
easat-7169	223	23	(	(	PUNCT
easat-7169	223	24	pmie	pmie	ADV
easat-7169	223	25	)	)	PUNCT
easat-7169	223	26	in	in	ADP
easat-7169	223	27	the	the	DET
easat-7169	223	28	impact	impact	NOUN
easat-7169	223	29	of	of	ADP
easat-7169	223	30	digital	digital	ADJ
easat-7169	223	31	finance	finance	NOUN
easat-7169	223	32	(	(	PUNCT
easat-7169	223	33	dfie	dfie	PROPN
easat-7169	223	34	)	)	PUNCT
easat-7169	223	35	on	on	ADP
easat-7169	223	36	innovation	innovation	NOUN
easat-7169	223	37	management	management	NOUN
easat-7169	223	38	(	(	PUNCT
easat-7169	223	39	imie	imie	PROPN
easat-7169	223	40	)	)	PUNCT
easat-7169	223	41	,	,	PUNCT
easat-7169	223	42	this	this	DET
easat-7169	223	43	paper	paper	NOUN
easat-7169	223	44	constructs	construct	VERB
easat-7169	223	45	a	a	DET
easat-7169	223	46	relevant	relevant	ADJ
easat-7169	223	47	model	model	NOUN
easat-7169	223	48	and	and	CCONJ
easat-7169	223	49	analyzes	analyze	VERB
easat-7169	223	50	the	the	DET
easat-7169	223	51	model	model	NOUN
easat-7169	223	52	results	result	NOUN
easat-7169	223	53	.	.	PUNCT
easat-7169	224	1	description	description	NOUN
easat-7169	224	2	of	of	ADP
easat-7169	224	3	the	the	DET
easat-7169	224	4	research	research	NOUN
easat-7169	224	5	model	model	NOUN
easat-7169	224	6	:	:	PUNCT
easat-7169	224	7	model	model	NOUN
easat-7169	224	8	1	1	NUM
easat-7169	224	9	:	:	PUNCT
easat-7169	224	10	regression	regression	NOUN
easat-7169	224	11	test	test	NOUN
easat-7169	224	12	was	be	AUX
easat-7169	224	13	conducted	conduct	VERB
easat-7169	224	14	between	between	ADP
easat-7169	224	15	independent	independent	ADJ
easat-7169	224	16	variable	variable	ADJ
easat-7169	224	17	digital	digital	ADJ
easat-7169	224	18	finance	finance	NOUN
easat-7169	224	19	(	(	PUNCT
easat-7169	224	20	dfie	dfie	PROPN
easat-7169	224	21	)	)	PUNCT
easat-7169	224	22	and	and	CCONJ
easat-7169	224	23	dependent	dependent	ADJ
easat-7169	224	24	variable	variable	ADJ
easat-7169	224	25	innovation	innovation	NOUN
easat-7169	224	26	management	management	NOUN
easat-7169	224	27	(	(	PUNCT
easat-7169	224	28	imie	imie	PROPN
easat-7169	224	29	)	)	PUNCT
easat-7169	224	30	.	.	PUNCT
easat-7169	225	1	model	model	NOUN
easat-7169	225	2	2	2	NUM
easat-7169	225	3	:	:	PUNCT
easat-7169	225	4	regression	regression	NOUN
easat-7169	225	5	test	test	NOUN
easat-7169	225	6	of	of	ADP
easat-7169	225	7	independent	independent	ADJ
easat-7169	225	8	variable	variable	ADJ
easat-7169	225	9	digital	digital	ADJ
easat-7169	225	10	finance	finance	NOUN
easat-7169	225	11	(	(	PUNCT
easat-7169	225	12	dfie	dfie	PROPN
easat-7169	225	13	)	)	PUNCT
easat-7169	225	14	and	and	CCONJ
easat-7169	225	15	intermediate	intermediate	ADJ
easat-7169	225	16	variable	variable	ADJ
easat-7169	225	17	precision	precision	NOUN
easat-7169	225	18	marketing	marketing	NOUN
easat-7169	225	19	(	(	PUNCT
easat-7169	225	20	pmie	pmie	PROPN
easat-7169	225	21	)	)	PUNCT
easat-7169	225	22	.	.	PUNCT
easat-7169	226	1	model	model	NOUN
easat-7169	226	2	3	3	NUM
easat-7169	226	3	:	:	PUNCT
easat-7169	226	4	independent	independent	ADJ
easat-7169	226	5	variable	variable	ADJ
easat-7169	226	6	digital	digital	ADJ
easat-7169	226	7	finance	finance	NOUN
easat-7169	226	8	(	(	PUNCT
easat-7169	226	9	dfie	dfie	PROPN
easat-7169	226	10	)	)	PUNCT
easat-7169	226	11	,	,	PUNCT
easat-7169	226	12	intermediate	intermediate	ADJ
easat-7169	226	13	variable	variable	ADJ
easat-7169	226	14	precision	precision	NOUN
easat-7169	226	15	marketing	marketing	NOUN
easat-7169	226	16	(	(	PUNCT
easat-7169	226	17	pmie	pmie	ADV
easat-7169	226	18	)	)	PUNCT
easat-7169	226	19	and	and	CCONJ
easat-7169	226	20	dependent	dependent	ADJ
easat-7169	226	21	variable	variable	ADJ
easat-7169	226	22	innovation	innovation	NOUN
easat-7169	226	23	management	management	NOUN
easat-7169	226	24	(	(	PUNCT
easat-7169	226	25	imie	imie	PROPN
easat-7169	226	26	)	)	PUNCT
easat-7169	226	27	were	be	AUX
easat-7169	226	28	tested	test	VERB
easat-7169	226	29	simultaneously	simultaneously	ADV
easat-7169	226	30	.	.	PUNCT
easat-7169	227	1	multiple	multiple	ADJ
easat-7169	227	2	regression	regression	NOUN
easat-7169	227	3	analysis	analysis	NOUN
easat-7169	227	4	was	be	AUX
easat-7169	227	5	carried	carry	VERB
easat-7169	227	6	out	out	ADP
easat-7169	227	7	on	on	ADP
easat-7169	227	8	the	the	DET
easat-7169	227	9	above	above	ADJ
easat-7169	227	10	three	three	NUM
easat-7169	227	11	models	model	NOUN
easat-7169	227	12	,	,	PUNCT
easat-7169	227	13	and	and	CCONJ
easat-7169	227	14	the	the	DET
easat-7169	227	15	results	result	NOUN
easat-7169	227	16	were	be	AUX
easat-7169	227	17	shown	show	VERB
easat-7169	227	18	in	in	ADP
easat-7169	227	19	table	table	NOUN
easat-7169	227	20	4.24	4.24	NUM
easat-7169	228	1	.	.	PUNCT
easat-7169	228	2	table	table	NOUN
easat-7169	228	3	7	7	NUM
easat-7169	228	4	.	.	PUNCT
easat-7169	228	5	multiple	multiple	ADJ
easat-7169	228	6	regression	regression	NOUN
easat-7169	228	7	of	of	ADP
easat-7169	228	8	digital	digital	ADJ
easat-7169	228	9	finance	finance	NOUN
easat-7169	228	10	,	,	PUNCT
easat-7169	228	11	precision	precision	NOUN
easat-7169	228	12	marketing	marketing	NOUN
easat-7169	228	13	and	and	CCONJ
easat-7169	228	14	innovation	innovation	NOUN
easat-7169	228	15	management	management	NOUN
easat-7169	228	16	(	(	PUNCT
easat-7169	228	17	n=833	n=833	PROPN
easat-7169	228	18	)	)	PUNCT
easat-7169	228	19	.	.	PUNCT
easat-7169	229	1	variables	variable	NOUN
easat-7169	229	2	model	model	VERB
easat-7169	229	3	1	1	NUM
easat-7169	229	4	(	(	PUNCT
easat-7169	229	5	innovation	innovation	NOUN
easat-7169	229	6	management	management	NOUN
easat-7169	229	7	)	)	PUNCT
easat-7169	229	8	model	model	NOUN
easat-7169	229	9	2	2	NUM
easat-7169	229	10	(	(	PUNCT
easat-7169	229	11	precision	precision	NOUN
easat-7169	229	12	marketing	marketing	NOUN
easat-7169	229	13	)	)	PUNCT
easat-7169	229	14	model	model	NOUN
easat-7169	229	15	3	3	NUM
easat-7169	229	16	(	(	PUNCT
easat-7169	229	17	innovation	innovation	NOUN
easat-7169	229	18	management	management	NOUN
easat-7169	229	19	)	)	PUNCT
easat-7169	229	20	constant	constant	ADJ
easat-7169	229	21	0.294	0.294	NUM
easat-7169	229	22	*	*	PUNCT
easat-7169	229	23	*	*	PUNCT
easat-7169	229	24	*	*	PUNCT
easat-7169	229	25	0.754	0.754	NUM
easat-7169	229	26	*	*	PUNCT
easat-7169	229	27	*	*	PUNCT
easat-7169	229	28	*	*	PUNCT
easat-7169	229	29	-0.209	-0.209	NOUN
easat-7169	229	30	*	*	PUNCT
easat-7169	229	31	digital	digital	ADJ
easat-7169	229	32	finance	finance	NOUN
easat-7169	229	33	0.947	0.947	NOUN
easat-7169	229	34	*	*	PUNCT
easat-7169	229	35	*	*	PUNCT
easat-7169	229	36	*	*	PUNCT
easat-7169	229	37	0.794	0.794	NUM
easat-7169	229	38	*	*	PUNCT
easat-7169	229	39	*	*	PUNCT
easat-7169	229	40	*	*	PUNCT
easat-7169	229	41	0.420	0.420	NUM
easat-7169	229	42	*	*	PUNCT
easat-7169	229	43	*	*	PUNCT
easat-7169	229	44	*	*	PUNCT
easat-7169	229	45	precision	precision	NOUN
easat-7169	229	46	marketing	market	VERB
easat-7169	229	47	----0.663	----0.663	NOUN
easat-7169	229	48	*	*	PUNCT
easat-7169	229	49	*	*	PUNCT
easat-7169	229	50	*	*	PUNCT
easat-7169	229	51	r2	r2	PROPN
easat-7169	229	52	0.525	0.525	NUM
easat-7169	229	53	0.438	0.438	NUM
easat-7169	229	54	0.734	0.734	NUM
easat-7169	230	1	adjusted	adjust	VERB
easat-7169	230	2	r	r	NOUN
easat-7169	230	3	0.525	0.525	NUM
easat-7169	230	4	0.437	0.437	NUM
easat-7169	230	5	0.733	0.733	NUM
easat-7169	230	6	f	f	NOUN
easat-7169	230	7	value	value	NOUN
easat-7169	230	8	918.880	918.880	NUM
easat-7169	230	9	646.112	646.112	NUM
easat-7169	230	10	1144.117	1144.117	NUM
easat-7169	230	11	note	note	NOUN
easat-7169	230	12	:	:	PUNCT
easat-7169	230	13	*	*	PUNCT
easat-7169	230	14	*	*	PUNCT
easat-7169	230	15	*	*	PUNCT
easat-7169	230	16	means	mean	VERB
easat-7169	230	17	p<0.01	p<0.01	PROPN
easat-7169	230	18	;	;	PUNCT
easat-7169	230	19	*	*	PUNCT
easat-7169	230	20	*	*	NOUN
easat-7169	230	21	means	mean	VERB
easat-7169	230	22	p<0.05	p<0.05	NOUN
easat-7169	230	23	;	;	PUNCT
easat-7169	230	24	*	*	PUNCT
easat-7169	230	25	means	mean	VERB
easat-7169	230	26	p<0.1	p<0.1	PROPN
easat-7169	230	27	.	.	PUNCT
easat-7169	231	1	firstly	firstly	ADV
easat-7169	231	2	,	,	PUNCT
easat-7169	231	3	in	in	ADP
easat-7169	231	4	model	model	NOUN
easat-7169	231	5	1	1	NUM
easat-7169	231	6	,	,	PUNCT
easat-7169	231	7	digital	digital	ADJ
easat-7169	231	8	finance	finance	NOUN
easat-7169	231	9	(	(	PUNCT
easat-7169	231	10	dfie	dfie	PROPN
easat-7169	231	11	)	)	PUNCT
easat-7169	231	12	has	have	VERB
easat-7169	231	13	significant	significant	ADJ
easat-7169	231	14	regression	regression	NOUN
easat-7169	231	15	on	on	ADP
easat-7169	231	16	innovation	innovation	NOUN
easat-7169	231	17	management	management	NOUN
easat-7169	231	18	(	(	PUNCT
easat-7169	231	19	imie	imie	PROPN
easat-7169	231	20	)	)	PUNCT
easat-7169	231	21	,	,	PUNCT
easat-7169	231	22	with	with	ADP
easat-7169	231	23	r2=0.525	r2=0.525	NUM
easat-7169	231	24	of	of	ADP
easat-7169	231	25	the	the	DET
easat-7169	231	26	regression	regression	NOUN
easat-7169	231	27	model	model	NOUN
easat-7169	231	28	,	,	PUNCT
easat-7169	231	29	adjusted	adjust	VERB
easat-7169	231	30	r=0.525	r=0.525	NOUN
easat-7169	231	31	,	,	PUNCT
easat-7169	231	32	f=918.880	f=918.880	PROPN
easat-7169	231	33	,	,	PUNCT
easat-7169	231	34	and	and	CCONJ
easat-7169	231	35	regression	regression	NOUN
easat-7169	231	36	coefficient	coefficient	NOUN
easat-7169	231	37	β=0.947	β=0.947	X
easat-7169	231	38	(	(	PUNCT
easat-7169	231	39	p<0.01	p<0.01	PROPN
easat-7169	231	40	)	)	PUNCT
easat-7169	231	41	,	,	PUNCT
easat-7169	231	42	indicating	indicate	VERB
easat-7169	231	43	that	that	SCONJ
easat-7169	231	44	the	the	DET
easat-7169	231	45	regression	regression	NOUN
easat-7169	231	46	model	model	NOUN
easat-7169	231	47	fits	fit	VERB
easat-7169	231	48	well	well	ADV
easat-7169	231	49	.	.	PUNCT
easat-7169	232	1	hypothesis	hypothesis	NOUN
easat-7169	232	2	h1	h1	NOUN
easat-7169	232	3	is	be	AUX
easat-7169	232	4	verified	verify	VERB
easat-7169	232	5	.	.	PUNCT
easat-7169	233	1	secondly	secondly	ADV
easat-7169	233	2	,	,	PUNCT
easat-7169	233	3	in	in	ADP
easat-7169	233	4	model	model	NOUN
easat-7169	233	5	2	2	NUM
easat-7169	233	6	,	,	PUNCT
easat-7169	233	7	digital	digital	ADJ
easat-7169	233	8	finance	finance	NOUN
easat-7169	233	9	(	(	PUNCT
easat-7169	233	10	dfie	dfie	PROPN
easat-7169	233	11	)	)	PUNCT
easat-7169	233	12	has	have	VERB
easat-7169	233	13	significant	significant	ADJ
easat-7169	233	14	regression	regression	NOUN
easat-7169	233	15	to	to	PART
easat-7169	233	16	precision	precision	VERB
easat-7169	233	17	marketing	marketing	NOUN
easat-7169	233	18	(	(	PUNCT
easat-7169	233	19	pmie	pmie	ADV
easat-7169	233	20	)	)	PUNCT
easat-7169	233	21	,	,	PUNCT
easat-7169	233	22	with	with	ADP
easat-7169	233	23	r2=0.438	r2=0.438	PRON
easat-7169	233	24	of	of	ADP
easat-7169	233	25	the	the	DET
easat-7169	233	26	regression	regression	NOUN
easat-7169	233	27	model	model	NOUN
easat-7169	233	28	,	,	PUNCT
easat-7169	233	29	adjusted	adjusted	ADJ
easat-7169	233	30	r=0.437	r=0.437	NOUN
easat-7169	233	31	,	,	PUNCT
easat-7169	233	32	f=646.112	f=646.112	PROPN
easat-7169	233	33	,	,	PUNCT
easat-7169	233	34	indicating	indicate	VERB
easat-7169	233	35	that	that	SCONJ
easat-7169	233	36	the	the	DET
easat-7169	233	37	regression	regression	NOUN
easat-7169	233	38	model	model	NOUN
easat-7169	233	39	is	be	AUX
easat-7169	233	40	well	well	ADV
easat-7169	233	41	fitted	fit	VERB
easat-7169	233	42	,	,	PUNCT
easat-7169	233	43	and	and	CCONJ
easat-7169	233	44	the	the	DET
easat-7169	233	45	regression	regression	NOUN
easat-7169	233	46	coefficient	coefficient	NOUN
easat-7169	233	47	β=0.794	β=0.794	X
easat-7169	233	48	(	(	PUNCT
easat-7169	233	49	p<0.01	p<0.01	PROPN
easat-7169	233	50	)	)	PUNCT
easat-7169	233	51	.	.	PUNCT
easat-7169	234	1	hypothesis	hypothesis	NOUN
easat-7169	234	2	h3	h3	NOUN
easat-7169	234	3	is	be	AUX
easat-7169	234	4	verified	verify	VERB
easat-7169	234	5	.	.	PUNCT
easat-7169	235	1	thirdly	thirdly	ADV
easat-7169	235	2	,	,	PUNCT
easat-7169	235	3	in	in	ADP
easat-7169	235	4	model	model	NOUN
easat-7169	235	5	3	3	NUM
easat-7169	235	6	,	,	PUNCT
easat-7169	235	7	the	the	DET
easat-7169	235	8	regression	regression	NOUN
easat-7169	235	9	of	of	ADP
easat-7169	235	10	precision	precision	NOUN
easat-7169	235	11	marketing	marketing	NOUN
easat-7169	235	12	(	(	PUNCT
easat-7169	235	13	pmie	pmie	PROPN
easat-7169	235	14	)	)	PUNCT
easat-7169	235	15	to	to	ADP
easat-7169	235	16	innovation	innovation	NOUN
easat-7169	235	17	management	management	NOUN
easat-7169	235	18	(	(	PUNCT
easat-7169	235	19	imie	imie	PROPN
easat-7169	235	20	)	)	PUNCT
easat-7169	235	21	is	be	AUX
easat-7169	235	22	significant	significant	ADJ
easat-7169	235	23	,	,	PUNCT
easat-7169	235	24	the	the	DET
easat-7169	235	25	regression	regression	NOUN
easat-7169	235	26	model	model	NOUN
easat-7169	235	27	r2=0.734	r2=0.734	PRON
easat-7169	235	28	,	,	PUNCT
easat-7169	235	29	the	the	DET
easat-7169	235	30	adjusted	adjust	VERB
easat-7169	235	31	r=0.733	r=0.733	NOUN
easat-7169	235	32	,	,	PUNCT
easat-7169	235	33	f=1144.117	f=1144.117	NOUN
easat-7169	235	34	,	,	PUNCT
easat-7169	235	35	indicating	indicate	VERB
easat-7169	235	36	that	that	SCONJ
easat-7169	235	37	the	the	DET
easat-7169	235	38	regression	regression	NOUN
easat-7169	235	39	model	model	NOUN
easat-7169	235	40	is	be	AUX
easat-7169	235	41	well	well	ADV
easat-7169	235	42	fitted	fit	VERB
easat-7169	235	43	,	,	PUNCT
easat-7169	235	44	and	and	CCONJ
easat-7169	235	45	the	the	DET
easat-7169	235	46	regression	regression	NOUN
easat-7169	235	47	coefficient	coefficient	NOUN
easat-7169	235	48	β=0.420	β=0.420	PUNCT
easat-7169	235	49	(	(	PUNCT
easat-7169	235	50	p<0.01	p<0.01	PROPN
easat-7169	235	51	)	)	PUNCT
easat-7169	235	52	.	.	PUNCT
easat-7169	236	1	hypothesis	hypothesis	NOUN
easat-7169	236	2	h5	h5	PROPN
easat-7169	236	3	is	be	AUX
easat-7169	236	4	verified	verify	VERB
easat-7169	236	5	.	.	PUNCT
easat-7169	237	1	fourthly	fourthly	ADV
easat-7169	237	2	,	,	PUNCT
easat-7169	237	3	in	in	ADP
easat-7169	237	4	model	model	NOUN
easat-7169	237	5	3	3	NUM
easat-7169	237	6	,	,	PUNCT
easat-7169	237	7	after	after	SCONJ
easat-7169	237	8	precision	precision	NOUN
easat-7169	237	9	marketing	marketing	NOUN
easat-7169	237	10	(	(	PUNCT
easat-7169	237	11	pmie	pmie	ADV
easat-7169	237	12	)	)	PUNCT
easat-7169	237	13	is	be	AUX
easat-7169	237	14	added	add	VERB
easat-7169	237	15	as	as	ADP
easat-7169	237	16	an	an	DET
easat-7169	237	17	intermediary	intermediary	ADJ
easat-7169	237	18	variable	variable	NOUN
easat-7169	237	19	,	,	PUNCT
easat-7169	237	20	the	the	DET
easat-7169	237	21	influence	influence	NOUN
easat-7169	237	22	coefficient	coefficient	NOUN
easat-7169	237	23	of	of	ADP
easat-7169	237	24	digital	digital	ADJ
easat-7169	237	25	finance	finance	NOUN
easat-7169	237	26	(	(	PUNCT
easat-7169	237	27	dfie	dfie	PROPN
easat-7169	237	28	)	)	PUNCT
easat-7169	237	29	on	on	ADP
easat-7169	237	30	innovation	innovation	NOUN
easat-7169	237	31	management	management	NOUN
easat-7169	237	32	(	(	PUNCT
easat-7169	237	33	imie	imie	PROPN
easat-7169	237	34	)	)	PUNCT
easat-7169	237	35	decreases	decrease	NOUN
easat-7169	237	36	,	,	PUNCT
easat-7169	237	37	and	and	CCONJ
easat-7169	237	38	the	the	DET
easat-7169	237	39	regression	regression	NOUN
easat-7169	237	40	coefficient	coefficient	NOUN
easat-7169	237	41	decreases	decrease	VERB
easat-7169	237	42	from	from	ADP
easat-7169	237	43	β=0.947	β=0.947	X
easat-7169	237	44	(	(	PUNCT
easat-7169	237	45	p<0.01	p<0.01	PROPN
easat-7169	237	46	)	)	PUNCT
easat-7169	237	47	in	in	ADP
easat-7169	237	48	model	model	NOUN
easat-7169	237	49	1	1	NUM
easat-7169	237	50	to	to	ADP
easat-7169	237	51	β=0.420	β=0.420	NUM
easat-7169	237	52	(	(	PUNCT
easat-7169	237	53	p<0.01	p<0.01	PROPN
easat-7169	237	54	)	)	PUNCT
easat-7169	237	55	in	in	ADP
easat-7169	237	56	model	model	NOUN
easat-7169	237	57	3	3	NUM
easat-7169	237	58	.	.	PUNCT
easat-7169	238	1	this	this	PRON
easat-7169	238	2	indicates	indicate	VERB
easat-7169	238	3	that	that	SCONJ
easat-7169	238	4	precision	precision	NOUN
easat-7169	238	5	marketing	marketing	NOUN
easat-7169	238	6	(	(	PUNCT
easat-7169	238	7	pmie	pmie	ADV
easat-7169	238	8	)	)	PUNCT
easat-7169	238	9	plays	play	VERB
easat-7169	238	10	a	a	DET
easat-7169	238	11	partial	partial	ADJ
easat-7169	238	12	mediating	mediate	VERB
easat-7169	238	13	role	role	NOUN
easat-7169	238	14	in	in	ADP
easat-7169	238	15	the	the	DET
easat-7169	238	16	influence	influence	NOUN
easat-7169	238	17	of	of	ADP
easat-7169	238	18	digital	digital	ADJ
easat-7169	238	19	finance	finance	NOUN
easat-7169	238	20	(	(	PUNCT
easat-7169	238	21	dfie	dfie	PROPN
easat-7169	238	22	)	)	PUNCT
easat-7169	238	23	on	on	ADP
easat-7169	238	24	innovation	innovation	NOUN
easat-7169	238	25	management	management	NOUN
easat-7169	238	26	(	(	PUNCT
easat-7169	238	27	imie	imie	PROPN
easat-7169	238	28	)	)	PUNCT
easat-7169	238	29	,	,	PUNCT
easat-7169	238	30	and	and	CCONJ
easat-7169	238	31	the	the	DET
easat-7169	238	32	ratio	ratio	NOUN
easat-7169	238	33	of	of	ADP
easat-7169	238	34	the	the	DET
easat-7169	238	35	intermediary	intermediary	ADJ
easat-7169	238	36	effect	effect	NOUN
easat-7169	238	37	of	of	ADP
easat-7169	238	38	precision	precision	NOUN
easat-7169	238	39	marketing	marketing	NOUN
easat-7169	238	40	(	(	PUNCT
easat-7169	238	41	pmie	pmie	ADV
easat-7169	238	42	)	)	PUNCT
easat-7169	238	43	to	to	ADP
easat-7169	238	44	the	the	DET
easat-7169	238	45	total	total	ADJ
easat-7169	238	46	effect	effect	NOUN
easat-7169	238	47	is	be	AUX
easat-7169	238	48	0.794	0.794	NUM
easat-7169	238	49	*	*	NOUN
easat-7169	238	50	0.663/0.947	0.663/0.947	X
easat-7169	238	51	*	*	PROPN
easat-7169	238	52	100%=55.59	100%=55.59	NUM
easat-7169	238	53	%	%	NOUN
easat-7169	238	54	.	.	PUNCT
easat-7169	239	1	the	the	DET
easat-7169	239	2	ratio	ratio	NOUN
easat-7169	239	3	of	of	ADP
easat-7169	239	4	the	the	DET
easat-7169	239	5	direct	direct	ADJ
easat-7169	239	6	effect	effect	NOUN
easat-7169	239	7	of	of	ADP
easat-7169	239	8	precision	precision	NOUN
easat-7169	239	9	marketing	marketing	NOUN
easat-7169	239	10	(	(	PUNCT
easat-7169	239	11	pmie	pmie	ADV
easat-7169	239	12	)	)	PUNCT
easat-7169	239	13	on	on	ADP
easat-7169	239	14	innovation	innovation	NOUN
easat-7169	239	15	management	management	NOUN
easat-7169	239	16	(	(	PUNCT
easat-7169	239	17	imie	imie	PROPN
easat-7169	239	18	)	)	PUNCT
easat-7169	239	19	to	to	ADP
easat-7169	239	20	the	the	DET
easat-7169	239	21	total	total	ADJ
easat-7169	239	22	effect	effect	NOUN
easat-7169	239	23	is	be	AUX
easat-7169	239	24	44.41	44.41	NUM
easat-7169	239	25	%	%	NOUN
easat-7169	239	26	.	.	PUNCT
easat-7169	240	1	hypothesis	hypothesis	NOUN
easat-7169	240	2	h4	h4	PROPN
easat-7169	240	3	is	be	AUX
easat-7169	240	4	verified	verify	VERB
easat-7169	240	5	.	.	PUNCT
easat-7169	241	1	1369	1369	NUM
easat-7169	241	2	edelweiss	edelweiss	PROPN
easat-7169	241	3	applied	apply	VERB
easat-7169	241	4	science	science	NOUN
easat-7169	241	5	and	and	CCONJ
easat-7169	241	6	technology	technology	NOUN
easat-7169	241	7	issn	issn	PROPN
easat-7169	241	8	:	:	PUNCT
easat-7169	241	9	2576	2576	NUM
easat-7169	241	10	-	-	SYM
easat-7169	241	11	8484	8484	NUM
easat-7169	241	12	vol	vol	NOUN
easat-7169	241	13	.	.	PROPN
easat-7169	242	1	9	9	NUM
easat-7169	242	2	,	,	PUNCT
easat-7169	242	3	no	no	INTJ
easat-7169	242	4	.	.	NOUN
easat-7169	242	5	5	5	NUM
easat-7169	242	6	:	:	SYM
easat-7169	242	7	1358	1358	NUM
easat-7169	242	8	-	-	SYM
easat-7169	242	9	1377	1377	NUM
easat-7169	242	10	,	,	PUNCT
easat-7169	242	11	2025	2025	NUM
easat-7169	242	12	doi	doi	NOUN
easat-7169	242	13	:	:	PUNCT
easat-7169	242	14	10.55214/25768484.v9i5.7169	10.55214/25768484.v9i5.7169	NUM
easat-7169	242	15	©	©	PROPN
easat-7169	242	16	2025	2025	NUM
easat-7169	242	17	by	by	ADP
easat-7169	242	18	the	the	DET
easat-7169	242	19	authors	author	NOUN
easat-7169	242	20	;	;	PUNCT
easat-7169	242	21	licensee	licensee	PROPN
easat-7169	242	22	learning	learning	NOUN
easat-7169	242	23	gate	gate	NOUN
easat-7169	242	24	4.2	4.2	NUM
easat-7169	242	25	.	.	PUNCT
easat-7169	243	1	results	result	NOUN
easat-7169	243	2	based	base	VERB
easat-7169	243	3	on	on	ADP
easat-7169	243	4	the	the	DET
easat-7169	243	5	sample	sample	NOUN
easat-7169	243	6	data	datum	NOUN
easat-7169	243	7	that	that	PRON
easat-7169	243	8	have	have	AUX
easat-7169	243	9	passed	pass	VERB
easat-7169	243	10	the	the	DET
easat-7169	243	11	reliability	reliability	NOUN
easat-7169	243	12	and	and	CCONJ
easat-7169	243	13	validity	validity	NOUN
easat-7169	243	14	tests	test	NOUN
easat-7169	243	15	,	,	PUNCT
easat-7169	243	16	this	this	DET
easat-7169	243	17	chapter	chapter	NOUN
easat-7169	243	18	begins	begin	VERB
easat-7169	243	19	with	with	ADP
easat-7169	243	20	a	a	DET
easat-7169	243	21	brief	brief	ADJ
easat-7169	243	22	description	description	NOUN
easat-7169	243	23	of	of	ADP
easat-7169	243	24	the	the	DET
easat-7169	243	25	respondents	respondent	NOUN
easat-7169	243	26	.	.	PUNCT
easat-7169	244	1	secondly	secondly	ADV
easat-7169	244	2	,	,	PUNCT
easat-7169	244	3	we	we	PRON
easat-7169	244	4	carry	carry	VERB
easat-7169	244	5	out	out	ADP
easat-7169	244	6	typical	typical	ADJ
easat-7169	244	7	correlation	correlation	NOUN
easat-7169	244	8	analysis	analysis	NOUN
easat-7169	244	9	,	,	PUNCT
easat-7169	244	10	regression	regression	VERB
easat-7169	244	11	analysis	analysis	NOUN
easat-7169	244	12	,	,	PUNCT
easat-7169	244	13	mediation	mediation	NOUN
easat-7169	244	14	effect	effect	NOUN
easat-7169	244	15	analysis	analysis	NOUN
easat-7169	244	16	and	and	CCONJ
easat-7169	244	17	path	path	NOUN
easat-7169	244	18	analysis	analysis	NOUN
easat-7169	244	19	to	to	PART
easat-7169	244	20	verify	verify	VERB
easat-7169	244	21	whether	whether	SCONJ
easat-7169	244	22	the	the	DET
easat-7169	244	23	hypothesis	hypothesis	NOUN
easat-7169	244	24	is	be	AUX
easat-7169	244	25	valid	valid	ADJ
easat-7169	244	26	.	.	PUNCT
easat-7169	245	1	the	the	DET
easat-7169	245	2	hypotheses	hypothesis	NOUN
easat-7169	245	3	in	in	ADP
easat-7169	245	4	this	this	DET
easat-7169	245	5	paper	paper	NOUN
easat-7169	245	6	are	be	AUX
easat-7169	245	7	mainly	mainly	ADV
easat-7169	245	8	reflected	reflect	VERB
easat-7169	245	9	in	in	ADP
easat-7169	245	10	four	four	NUM
easat-7169	245	11	aspects	aspect	NOUN
easat-7169	245	12	:	:	PUNCT
easat-7169	245	13	the	the	DET
easat-7169	245	14	impact	impact	NOUN
easat-7169	245	15	of	of	ADP
easat-7169	245	16	digital	digital	ADJ
easat-7169	245	17	finance	finance	NOUN
easat-7169	245	18	on	on	ADP
easat-7169	245	19	the	the	DET
easat-7169	245	20	innovation	innovation	NOUN
easat-7169	245	21	management	management	NOUN
easat-7169	245	22	of	of	ADP
easat-7169	245	23	property	property	NOUN
easat-7169	245	24	insurance	insurance	NOUN
easat-7169	245	25	companies	company	NOUN
easat-7169	245	26	.	.	PUNCT
easat-7169	246	1	;	;	PUNCT
easat-7169	246	2	the	the	DET
easat-7169	246	3	impact	impact	NOUN
easat-7169	246	4	of	of	ADP
easat-7169	246	5	digital	digital	ADJ
easat-7169	246	6	finance	finance	NOUN
easat-7169	246	7	on	on	ADP
easat-7169	246	8	precision	precision	NOUN
easat-7169	246	9	marketing	marketing	NOUN
easat-7169	246	10	.	.	PUNCT
easat-7169	247	1	analysis	analysis	NOUN
easat-7169	247	2	of	of	ADP
easat-7169	247	3	the	the	DET
easat-7169	247	4	impact	impact	NOUN
easat-7169	247	5	of	of	ADP
easat-7169	247	6	precision	precision	NOUN
easat-7169	247	7	marketing	marketing	NOUN
easat-7169	247	8	on	on	ADP
easat-7169	247	9	the	the	DET
easat-7169	247	10	innovation	innovation	NOUN
easat-7169	247	11	management	management	NOUN
easat-7169	247	12	of	of	ADP
easat-7169	247	13	property	property	NOUN
easat-7169	247	14	insurance	insurance	NOUN
easat-7169	247	15	companies	company	NOUN
easat-7169	247	16	.	.	PUNCT
easat-7169	248	1	whether	whether	SCONJ
easat-7169	248	2	there	there	PRON
easat-7169	248	3	is	be	VERB
easat-7169	248	4	an	an	DET
easat-7169	248	5	intermediary	intermediary	ADJ
easat-7169	248	6	effect	effect	NOUN
easat-7169	248	7	and	and	CCONJ
easat-7169	248	8	the	the	DET
easat-7169	248	9	intensity	intensity	NOUN
easat-7169	248	10	of	of	ADP
easat-7169	248	11	the	the	DET
easat-7169	248	12	intermediary	intermediary	ADJ
easat-7169	248	13	effect	effect	NOUN
easat-7169	248	14	between	between	ADP
easat-7169	248	15	digital	digital	ADJ
easat-7169	248	16	finance	finance	NOUN
easat-7169	248	17	and	and	CCONJ
easat-7169	248	18	property	property	NOUN
easat-7169	248	19	insurance	insurance	NOUN
easat-7169	248	20	company	company	NOUN
easat-7169	248	21	innovation	innovation	NOUN
easat-7169	248	22	management	management	NOUN
easat-7169	248	23	are	be	AUX
easat-7169	248	24	discussed	discuss	VERB
easat-7169	248	25	,	,	PUNCT
easat-7169	248	26	and	and	CCONJ
easat-7169	248	27	the	the	DET
easat-7169	248	28	research	research	NOUN
easat-7169	248	29	results	result	NOUN
easat-7169	248	30	of	of	ADP
easat-7169	248	31	this	this	DET
easat-7169	248	32	paper	paper	NOUN
easat-7169	248	33	are	be	AUX
easat-7169	248	34	verified	verify	VERB
easat-7169	248	35	.	.	PUNCT
easat-7169	249	1	thirdly	thirdly	ADV
easat-7169	249	2	,	,	PUNCT
easat-7169	249	3	this	this	DET
easat-7169	249	4	paper	paper	NOUN
easat-7169	249	5	conducts	conduct	VERB
easat-7169	249	6	a	a	DET
easat-7169	249	7	stability	stability	NOUN
easat-7169	249	8	test	test	NOUN
easat-7169	249	9	on	on	ADP
easat-7169	249	10	the	the	DET
easat-7169	249	11	research	research	NOUN
easat-7169	249	12	hypotheses	hypothesis	NOUN
easat-7169	249	13	in	in	ADP
easat-7169	249	14	this	this	DET
easat-7169	249	15	paper	paper	NOUN
easat-7169	249	16	,	,	PUNCT
easat-7169	249	17	and	and	CCONJ
easat-7169	249	18	the	the	DET
easat-7169	249	19	test	test	NOUN
easat-7169	249	20	results	result	NOUN
easat-7169	249	21	show	show	VERB
easat-7169	249	22	that	that	SCONJ
easat-7169	249	23	there	there	PRON
easat-7169	249	24	are	be	VERB
easat-7169	249	25	4	4	NUM
easat-7169	249	26	hypotheses	hypothesis	NOUN
easat-7169	249	27	proposed	propose	VERB
easat-7169	249	28	in	in	ADP
easat-7169	249	29	this	this	DET
easat-7169	249	30	paper	paper	NOUN
easat-7169	249	31	,	,	PUNCT
easat-7169	249	32	4	4	NUM
easat-7169	249	33	of	of	ADP
easat-7169	249	34	which	which	PRON
easat-7169	249	35	are	be	AUX
easat-7169	249	36	stable	stable	ADJ
easat-7169	249	37	.	.	PUNCT
easat-7169	250	1	through	through	ADP
easat-7169	250	2	statistical	statistical	ADJ
easat-7169	250	3	analysis	analysis	NOUN
easat-7169	250	4	,	,	PUNCT
easat-7169	250	5	this	this	DET
easat-7169	250	6	paper	paper	NOUN
easat-7169	250	7	verifies	verifie	NOUN
easat-7169	250	8	that	that	PRON
easat-7169	250	9	digital	digital	ADJ
easat-7169	250	10	finance	finance	NOUN
easat-7169	250	11	not	not	PART
easat-7169	250	12	only	only	ADV
easat-7169	250	13	have	have	VERB
easat-7169	250	14	a	a	DET
easat-7169	250	15	significant	significant	ADJ
easat-7169	250	16	impact	impact	NOUN
easat-7169	250	17	on	on	ADP
easat-7169	250	18	precision	precision	NOUN
easat-7169	250	19	marketing	marketing	NOUN
easat-7169	250	20	,	,	PUNCT
easat-7169	250	21	but	but	CCONJ
easat-7169	250	22	also	also	ADV
easat-7169	250	23	have	have	VERB
easat-7169	250	24	a	a	DET
easat-7169	250	25	significant	significant	ADJ
easat-7169	250	26	impact	impact	NOUN
easat-7169	250	27	on	on	ADP
easat-7169	250	28	the	the	DET
easat-7169	250	29	innovation	innovation	NOUN
easat-7169	250	30	management	management	NOUN
easat-7169	250	31	of	of	ADP
easat-7169	250	32	property	property	NOUN
easat-7169	250	33	insurance	insurance	NOUN
easat-7169	250	34	companies	company	NOUN
easat-7169	250	35	,	,	PUNCT
easat-7169	250	36	and	and	CCONJ
easat-7169	250	37	precision	precision	NOUN
easat-7169	250	38	marketing	marketing	NOUN
easat-7169	250	39	plays	play	VERB
easat-7169	250	40	a	a	DET
easat-7169	250	41	part	part	NOUN
easat-7169	250	42	of	of	ADP
easat-7169	250	43	the	the	DET
easat-7169	250	44	intermediary	intermediary	ADJ
easat-7169	250	45	role	role	NOUN
easat-7169	250	46	between	between	ADP
easat-7169	250	47	digital	digital	ADJ
easat-7169	250	48	finance	finance	NOUN
easat-7169	250	49	and	and	CCONJ
easat-7169	250	50	innovation	innovation	NOUN
easat-7169	250	51	management	management	NOUN
easat-7169	250	52	of	of	ADP
easat-7169	250	53	property	property	NOUN
easat-7169	250	54	insurance	insurance	NOUN
easat-7169	250	55	companies	company	NOUN
easat-7169	250	56	.	.	PUNCT
easat-7169	251	1	5	5	X
easat-7169	251	2	.	.	X
easat-7169	251	3	conclusion	conclusion	NOUN
easat-7169	251	4	and	and	CCONJ
easat-7169	251	5	suggestions	suggestion	NOUN
easat-7169	251	6	5.1	5.1	NUM
easat-7169	251	7	.	.	PUNCT
easat-7169	252	1	conclusion	conclusion	NOUN
easat-7169	252	2	the	the	DET
easat-7169	252	3	initial	initial	ADJ
easat-7169	252	4	objective	objective	NOUN
easat-7169	252	5	is	be	AUX
easat-7169	252	6	to	to	PART
easat-7169	252	7	study	study	VERB
easat-7169	252	8	the	the	DET
easat-7169	252	9	current	current	ADJ
easat-7169	252	10	situation	situation	NOUN
easat-7169	252	11	of	of	ADP
easat-7169	252	12	global	global	ADJ
easat-7169	252	13	and	and	CCONJ
easat-7169	252	14	chinese	chinese	ADJ
easat-7169	252	15	digital	digital	ADJ
easat-7169	252	16	financial	financial	ADJ
easat-7169	252	17	innovation	innovation	NOUN
easat-7169	252	18	service	service	NOUN
easat-7169	252	19	management	management	NOUN
easat-7169	252	20	.	.	PUNCT
easat-7169	253	1	firstly	firstly	ADV
easat-7169	253	2	,	,	PUNCT
easat-7169	253	3	the	the	DET
easat-7169	253	4	global	global	ADJ
easat-7169	253	5	digital	digital	ADJ
easat-7169	253	6	financial	financial	ADJ
easat-7169	253	7	innovation	innovation	NOUN
easat-7169	253	8	service	service	NOUN
easat-7169	253	9	management	management	NOUN
easat-7169	253	10	is	be	AUX
easat-7169	253	11	developing	develop	VERB
easat-7169	253	12	in	in	ADP
easat-7169	253	13	the	the	DET
easat-7169	253	14	direction	direction	NOUN
easat-7169	253	15	of	of	ADP
easat-7169	253	16	digitalization	digitalization	NOUN
easat-7169	253	17	and	and	CCONJ
easat-7169	253	18	intelligentization	intelligentization	NOUN
easat-7169	253	19	,	,	PUNCT
easat-7169	253	20	and	and	CCONJ
easat-7169	253	21	technological	technological	ADJ
easat-7169	253	22	innovation	innovation	NOUN
easat-7169	253	23	and	and	CCONJ
easat-7169	253	24	regulatory	regulatory	ADJ
easat-7169	253	25	adaptability	adaptability	NOUN
easat-7169	253	26	have	have	AUX
easat-7169	253	27	become	become	VERB
easat-7169	253	28	the	the	DET
easat-7169	253	29	key	key	ADJ
easat-7169	253	30	factors	factor	NOUN
easat-7169	253	31	to	to	PART
easat-7169	253	32	promote	promote	VERB
easat-7169	253	33	the	the	DET
easat-7169	253	34	development	development	NOUN
easat-7169	253	35	of	of	ADP
easat-7169	253	36	the	the	DET
easat-7169	253	37	industry	industry	NOUN
easat-7169	253	38	.	.	PUNCT
easat-7169	254	1	china	china	PROPN
easat-7169	254	2	's	's	PART
easat-7169	254	3	digital	digital	ADJ
easat-7169	254	4	financial	financial	ADJ
easat-7169	254	5	innovation	innovation	NOUN
easat-7169	254	6	service	service	NOUN
easat-7169	254	7	management	management	NOUN
easat-7169	254	8	is	be	AUX
easat-7169	254	9	promoting	promote	VERB
easat-7169	254	10	the	the	DET
easat-7169	254	11	development	development	NOUN
easat-7169	254	12	of	of	ADP
easat-7169	254	13	financial	financial	ADJ
easat-7169	254	14	services	service	NOUN
easat-7169	254	15	to	to	ADP
easat-7169	254	16	precision	precision	NOUN
easat-7169	254	17	,	,	PUNCT
easat-7169	254	18	intelligence	intelligence	NOUN
easat-7169	254	19	,	,	PUNCT
easat-7169	254	20	security	security	NOUN
easat-7169	254	21	and	and	CCONJ
easat-7169	254	22	standardization	standardization	NOUN
easat-7169	254	23	.	.	PUNCT
easat-7169	255	1	the	the	DET
easat-7169	255	2	second	second	ADJ
easat-7169	255	3	research	research	NOUN
easat-7169	255	4	objective	objective	NOUN
easat-7169	255	5	is	be	AUX
easat-7169	255	6	to	to	PART
easat-7169	255	7	analyze	analyze	VERB
easat-7169	255	8	the	the	DET
easat-7169	255	9	factors	factor	NOUN
easat-7169	255	10	affecting	affect	VERB
easat-7169	255	11	the	the	DET
easat-7169	255	12	property	property	NOUN
easat-7169	255	13	insurance	insurance	NOUN
easat-7169	255	14	business	business	NOUN
easat-7169	255	15	in	in	ADP
easat-7169	255	16	guangdong	guangdong	PROPN
easat-7169	255	17	,	,	PUNCT
easat-7169	255	18	china	china	PROPN
easat-7169	255	19	.	.	PUNCT
easat-7169	256	1	the	the	DET
easat-7169	256	2	result	result	NOUN
easat-7169	256	3	of	of	ADP
easat-7169	256	4	correlation	correlation	NOUN
easat-7169	256	5	analysis	analysis	NOUN
easat-7169	256	6	demonstrates	demonstrate	VERB
easat-7169	256	7	that	that	SCONJ
easat-7169	256	8	the	the	DET
easat-7169	256	9	significance	significance	NOUN
easat-7169	256	10	level	level	NOUN
easat-7169	256	11	of	of	ADP
easat-7169	256	12	the	the	DET
easat-7169	256	13	correlation	correlation	NOUN
easat-7169	256	14	coefficients	coefficient	NOUN
easat-7169	256	15	among	among	ADP
easat-7169	256	16	digital	digital	ADJ
easat-7169	256	17	finance	finance	NOUN
easat-7169	256	18	,	,	PUNCT
easat-7169	256	19	precision	precision	NOUN
easat-7169	256	20	marketing	marketing	NOUN
easat-7169	256	21	and	and	CCONJ
easat-7169	256	22	innovation	innovation	NOUN
easat-7169	256	23	management	management	NOUN
easat-7169	256	24	is	be	AUX
easat-7169	256	25	all	all	ADV
easat-7169	256	26	lower	low	ADJ
easat-7169	256	27	than	than	ADP
easat-7169	256	28	0.05	0.05	NUM
easat-7169	256	29	.	.	PUNCT
easat-7169	257	1	it	it	PRON
easat-7169	257	2	can	can	AUX
easat-7169	257	3	be	be	AUX
easat-7169	257	4	seen	see	VERB
easat-7169	257	5	that	that	SCONJ
easat-7169	257	6	the	the	DET
easat-7169	257	7	development	development	NOUN
easat-7169	257	8	trends	trend	NOUN
easat-7169	257	9	among	among	ADP
easat-7169	257	10	digital	digital	ADJ
easat-7169	257	11	finance	finance	NOUN
easat-7169	257	12	,	,	PUNCT
easat-7169	257	13	precision	precision	NOUN
easat-7169	257	14	marketing	marketing	NOUN
easat-7169	257	15	and	and	CCONJ
easat-7169	257	16	innovation	innovation	NOUN
easat-7169	257	17	management	management	NOUN
easat-7169	257	18	are	be	AUX
easat-7169	257	19	the	the	DET
easat-7169	257	20	same	same	ADJ
easat-7169	257	21	,	,	PUNCT
easat-7169	257	22	either	either	CCONJ
easat-7169	257	23	increasing	increase	VERB
easat-7169	257	24	or	or	CCONJ
easat-7169	257	25	decreasing	decrease	VERB
easat-7169	257	26	at	at	ADP
easat-7169	257	27	the	the	DET
easat-7169	257	28	same	same	ADJ
easat-7169	257	29	time	time	NOUN
easat-7169	257	30	.	.	PUNCT
easat-7169	258	1	moreover	moreover	ADV
easat-7169	258	2	,	,	PUNCT
easat-7169	258	3	the	the	DET
easat-7169	258	4	significance	significance	NOUN
easat-7169	258	5	level	level	NOUN
easat-7169	258	6	of	of	ADP
easat-7169	258	7	correlation	correlation	NOUN
easat-7169	258	8	coefficients	coefficient	NOUN
easat-7169	258	9	among	among	ADP
easat-7169	258	10	digital	digital	ADJ
easat-7169	258	11	capitalization	capitalization	NOUN
easat-7169	258	12	,	,	PUNCT
easat-7169	258	13	financial	financial	ADJ
easat-7169	258	14	intelligentization	intelligentization	NOUN
easat-7169	258	15	,	,	PUNCT
easat-7169	258	16	financial	financial	ADJ
easat-7169	258	17	service	service	NOUN
easat-7169	258	18	content	content	NOUN
easat-7169	258	19	innovation	innovation	NOUN
easat-7169	258	20	,	,	PUNCT
easat-7169	258	21	financial	financial	ADJ
easat-7169	258	22	service	service	NOUN
easat-7169	258	23	process	process	NOUN
easat-7169	258	24	innovation	innovation	NOUN
easat-7169	258	25	,	,	PUNCT
easat-7169	258	26	user	user	NOUN
easat-7169	258	27	portrait	portrait	NOUN
easat-7169	258	28	,	,	PUNCT
easat-7169	258	29	service	service	NOUN
easat-7169	258	30	difference	difference	NOUN
easat-7169	258	31	,	,	PUNCT
easat-7169	258	32	value	value	VERB
easat-7169	258	33	joint	joint	ADJ
easat-7169	258	34	creation	creation	NOUN
easat-7169	258	35	,	,	PUNCT
easat-7169	258	36	value	value	NOUN
easat-7169	258	37	innovation	innovation	NOUN
easat-7169	258	38	,	,	PUNCT
easat-7169	258	39	business	business	NOUN
easat-7169	258	40	model	model	NOUN
easat-7169	258	41	transformation	transformation	NOUN
easat-7169	258	42	and	and	CCONJ
easat-7169	258	43	dynamic	dynamic	ADJ
easat-7169	258	44	capacity	capacity	NOUN
easat-7169	258	45	building	building	NOUN
easat-7169	258	46	is	be	AUX
easat-7169	258	47	all	all	ADV
easat-7169	258	48	lower	low	ADJ
easat-7169	258	49	than	than	ADP
easat-7169	258	50	0.05	0.05	NUM
easat-7169	258	51	.	.	PUNCT
easat-7169	259	1	it	it	PRON
easat-7169	259	2	can	can	AUX
easat-7169	259	3	be	be	AUX
easat-7169	259	4	seen	see	VERB
easat-7169	259	5	that	that	SCONJ
easat-7169	259	6	the	the	DET
easat-7169	259	7	development	development	NOUN
easat-7169	259	8	trends	trend	NOUN
easat-7169	259	9	of	of	ADP
easat-7169	259	10	digital	digital	ADJ
easat-7169	259	11	capitalization	capitalization	NOUN
easat-7169	259	12	,	,	PUNCT
easat-7169	259	13	financial	financial	ADJ
easat-7169	259	14	intelligentization	intelligentization	NOUN
easat-7169	259	15	,	,	PUNCT
easat-7169	259	16	financial	financial	ADJ
easat-7169	259	17	service	service	NOUN
easat-7169	259	18	content	content	NOUN
easat-7169	259	19	innovation	innovation	NOUN
easat-7169	259	20	,	,	PUNCT
easat-7169	259	21	financial	financial	ADJ
easat-7169	259	22	service	service	NOUN
easat-7169	259	23	process	process	NOUN
easat-7169	259	24	innovation	innovation	NOUN
easat-7169	259	25	,	,	PUNCT
easat-7169	259	26	user	user	NOUN
easat-7169	259	27	portrait	portrait	NOUN
easat-7169	259	28	,	,	PUNCT
easat-7169	259	29	service	service	NOUN
easat-7169	259	30	difference	difference	NOUN
easat-7169	259	31	,	,	PUNCT
easat-7169	259	32	value	value	NOUN
easat-7169	259	33	co	co	NOUN
easat-7169	259	34	-	-	NOUN
easat-7169	259	35	creation	creation	ADJ
easat-7169	259	36	,	,	PUNCT
easat-7169	259	37	value	value	NOUN
easat-7169	259	38	innovation	innovation	NOUN
easat-7169	259	39	,	,	PUNCT
easat-7169	259	40	business	business	NOUN
easat-7169	259	41	model	model	NOUN
easat-7169	259	42	transformation	transformation	NOUN
easat-7169	259	43	and	and	CCONJ
easat-7169	259	44	dynamic	dynamic	ADJ
easat-7169	259	45	capacity	capacity	NOUN
easat-7169	259	46	building	building	NOUN
easat-7169	259	47	are	be	AUX
easat-7169	259	48	the	the	DET
easat-7169	259	49	same	same	ADJ
easat-7169	259	50	,	,	PUNCT
easat-7169	259	51	either	either	CCONJ
easat-7169	259	52	increasing	increase	VERB
easat-7169	259	53	or	or	CCONJ
easat-7169	259	54	decreasing	decrease	VERB
easat-7169	259	55	at	at	ADP
easat-7169	259	56	the	the	DET
easat-7169	259	57	same	same	ADJ
easat-7169	259	58	time.therefore	time.therefore	NOUN
easat-7169	259	59	,	,	PUNCT
easat-7169	259	60	the	the	DET
easat-7169	259	61	combination	combination	NOUN
easat-7169	259	62	of	of	ADP
easat-7169	259	63	digital	digital	ADJ
easat-7169	259	64	finance	finance	NOUN
easat-7169	259	65	and	and	CCONJ
easat-7169	259	66	precision	precision	NOUN
easat-7169	259	67	marketing	marketing	NOUN
easat-7169	259	68	has	have	AUX
easat-7169	259	69	had	have	VERB
easat-7169	259	70	an	an	DET
easat-7169	259	71	important	important	ADJ
easat-7169	259	72	impact	impact	NOUN
easat-7169	259	73	on	on	ADP
easat-7169	259	74	the	the	DET
easat-7169	259	75	property	property	NOUN
easat-7169	259	76	insurance	insurance	NOUN
easat-7169	259	77	business	business	NOUN
easat-7169	259	78	in	in	ADP
easat-7169	259	79	guangdong	guangdong	PROPN
easat-7169	259	80	,	,	PUNCT
easat-7169	259	81	china	china	PROPN
easat-7169	259	82	.	.	PUNCT
easat-7169	260	1	the	the	DET
easat-7169	260	2	third	third	ADJ
easat-7169	260	3	objective	objective	NOUN
easat-7169	260	4	of	of	ADP
easat-7169	260	5	this	this	DET
easat-7169	260	6	paper	paper	NOUN
easat-7169	260	7	is	be	AUX
easat-7169	260	8	to	to	PART
easat-7169	260	9	propose	propose	VERB
easat-7169	260	10	a	a	DET
easat-7169	260	11	management	management	NOUN
easat-7169	260	12	model	model	NOUN
easat-7169	260	13	for	for	ADP
easat-7169	260	14	financial	financial	ADJ
easat-7169	260	15	business	business	NOUN
easat-7169	260	16	service	service	NOUN
easat-7169	260	17	innovation	innovation	NOUN
easat-7169	260	18	.	.	PUNCT
easat-7169	261	1	by	by	ADP
easat-7169	261	2	using	use	VERB
easat-7169	261	3	the	the	DET
easat-7169	261	4	result	result	NOUN
easat-7169	261	5	of	of	ADP
easat-7169	261	6	regression	regression	NOUN
easat-7169	261	7	analysis	analysis	NOUN
easat-7169	261	8	,	,	PUNCT
easat-7169	261	9	the	the	DET
easat-7169	261	10	regression	regression	NOUN
easat-7169	261	11	of	of	ADP
easat-7169	261	12	digital	digital	ADJ
easat-7169	261	13	capital	capital	NOUN
easat-7169	261	14	(	(	PUNCT
easat-7169	261	15	dc	dc	PROPN
easat-7169	261	16	)	)	PUNCT
easat-7169	261	17	of	of	ADP
easat-7169	261	18	digital	digital	ADJ
easat-7169	261	19	finance	finance	NOUN
easat-7169	261	20	on	on	ADP
easat-7169	261	21	innovation	innovation	NOUN
easat-7169	261	22	management	management	NOUN
easat-7169	261	23	(	(	PUNCT
easat-7169	261	24	imie	imie	PROPN
easat-7169	261	25	)	)	PUNCT
easat-7169	261	26	is	be	AUX
easat-7169	261	27	significant	significant	ADJ
easat-7169	261	28	(	(	PUNCT
easat-7169	261	29	β=0.316	β=0.316	NOUN
easat-7169	261	30	,	,	PUNCT
easat-7169	261	31	p<0.05	p<0.05	NOUN
easat-7169	261	32	)	)	PUNCT
easat-7169	261	33	,	,	PUNCT
easat-7169	261	34	and	and	CCONJ
easat-7169	261	35	there	there	PRON
easat-7169	261	36	is	be	VERB
easat-7169	261	37	a	a	DET
easat-7169	261	38	significant	significant	ADJ
easat-7169	261	39	positive	positive	ADJ
easat-7169	261	40	relationship	relationship	NOUN
easat-7169	261	41	between	between	ADP
easat-7169	261	42	the	the	DET
easat-7169	261	43	two	two	NUM
easat-7169	261	44	.	.	PUNCT
easat-7169	262	1	hypothesis	hypothesis	NOUN
easat-7169	262	2	h1a	h1a	NOUN
easat-7169	262	3	is	be	AUX
easat-7169	262	4	verified	verify	VERB
easat-7169	262	5	.	.	PUNCT
easat-7169	263	1	secondly	secondly	ADV
easat-7169	263	2	,	,	PUNCT
easat-7169	263	3	financial	financial	ADJ
easat-7169	263	4	intelligentization	intelligentization	NOUN
easat-7169	263	5	(	(	PUNCT
easat-7169	263	6	fi	fi	NOUN
easat-7169	263	7	)	)	PUNCT
easat-7169	263	8	of	of	ADP
easat-7169	263	9	digital	digital	ADJ
easat-7169	263	10	finance	finance	NOUN
easat-7169	263	11	has	have	VERB
easat-7169	263	12	a	a	DET
easat-7169	263	13	significant	significant	ADJ
easat-7169	263	14	regression	regression	NOUN
easat-7169	263	15	on	on	ADP
easat-7169	263	16	innovation	innovation	NOUN
easat-7169	263	17	management	management	NOUN
easat-7169	263	18	(	(	PUNCT
easat-7169	263	19	imie	imie	PROPN
easat-7169	263	20	)	)	PUNCT
easat-7169	263	21	(	(	PUNCT
easat-7169	263	22	β=0.452	β=0.452	NOUN
easat-7169	263	23	,	,	PUNCT
easat-7169	263	24	p<0.05	p<0.05	NOUN
easat-7169	263	25	)	)	PUNCT
easat-7169	263	26	,	,	PUNCT
easat-7169	263	27	and	and	CCONJ
easat-7169	263	28	there	there	PRON
easat-7169	263	29	is	be	VERB
easat-7169	263	30	a	a	DET
easat-7169	263	31	significant	significant	ADJ
easat-7169	263	32	positive	positive	ADJ
easat-7169	263	33	relationship	relationship	NOUN
easat-7169	263	34	between	between	ADP
easat-7169	263	35	the	the	DET
easat-7169	263	36	two	two	NUM
easat-7169	263	37	.	.	PUNCT
easat-7169	264	1	hypothesis	hypothesis	NOUN
easat-7169	264	2	h1b	h1b	PROPN
easat-7169	264	3	is	be	AUX
easat-7169	264	4	verified	verify	VERB
easat-7169	264	5	.	.	PUNCT
easat-7169	265	1	the	the	DET
easat-7169	265	2	regression	regression	NOUN
easat-7169	265	3	of	of	ADP
easat-7169	265	4	digital	digital	ADJ
easat-7169	265	5	capitalization	capitalization	NOUN
easat-7169	265	6	(	(	PUNCT
easat-7169	265	7	dc	dc	PROPN
easat-7169	265	8	)	)	PUNCT
easat-7169	265	9	of	of	ADP
easat-7169	265	10	digital	digital	ADJ
easat-7169	265	11	finance	finance	NOUN
easat-7169	265	12	(	(	PUNCT
easat-7169	265	13	dfie	dfie	PROPN
easat-7169	265	14	)	)	PUNCT
easat-7169	265	15	to	to	PART
easat-7169	265	16	precision	precision	VERB
easat-7169	265	17	marketing	marketing	NOUN
easat-7169	265	18	(	(	PUNCT
easat-7169	265	19	pmie	pmie	ADV
easat-7169	265	20	)	)	PUNCT
easat-7169	265	21	is	be	AUX
easat-7169	265	22	significant	significant	ADJ
easat-7169	265	23	(	(	PUNCT
easat-7169	265	24	β=0.314	β=0.314	NOUN
easat-7169	265	25	,	,	PUNCT
easat-7169	265	26	p<0.05	p<0.05	NOUN
easat-7169	265	27	)	)	PUNCT
easat-7169	265	28	,	,	PUNCT
easat-7169	265	29	and	and	CCONJ
easat-7169	265	30	there	there	PRON
easat-7169	265	31	is	be	VERB
easat-7169	265	32	a	a	DET
easat-7169	265	33	significant	significant	ADJ
easat-7169	265	34	positive	positive	ADJ
easat-7169	265	35	relationship	relationship	NOUN
easat-7169	265	36	between	between	ADP
easat-7169	265	37	the	the	DET
easat-7169	265	38	two	two	NUM
easat-7169	265	39	.	.	PUNCT
easat-7169	266	1	hypothesis	hypothesis	NOUN
easat-7169	266	2	h2a	h2a	PUNCT
easat-7169	266	3	is	be	AUX
easat-7169	266	4	verified	verify	VERB
easat-7169	266	5	.	.	PUNCT
easat-7169	267	1	secondly	secondly	ADV
easat-7169	267	2	,	,	PUNCT
easat-7169	267	3	the	the	DET
easat-7169	267	4	financial	financial	ADJ
easat-7169	267	5	intelligentization	intelligentization	NOUN
easat-7169	267	6	(	(	PUNCT
easat-7169	267	7	fi	fi	NOUN
easat-7169	267	8	)	)	PUNCT
easat-7169	267	9	of	of	ADP
easat-7169	267	10	digital	digital	ADJ
easat-7169	267	11	finance	finance	NOUN
easat-7169	267	12	(	(	PUNCT
easat-7169	267	13	dfie	dfie	PROPN
easat-7169	267	14	)	)	PUNCT
easat-7169	267	15	has	have	VERB
easat-7169	267	16	a	a	DET
easat-7169	267	17	significant	significant	ADJ
easat-7169	267	18	regression	regression	NOUN
easat-7169	267	19	on	on	ADP
easat-7169	267	20	precision	precision	NOUN
easat-7169	267	21	marketing	marketing	NOUN
easat-7169	267	22	(	(	PUNCT
easat-7169	267	23	pmie	pmie	ADV
easat-7169	267	24	)	)	PUNCT
easat-7169	267	25	(	(	PUNCT
easat-7169	267	26	β=0.387	β=0.387	X
easat-7169	267	27	,	,	PUNCT
easat-7169	267	28	p<0.05	p<0.05	NOUN
easat-7169	267	29	)	)	PUNCT
easat-7169	267	30	,	,	PUNCT
easat-7169	267	31	and	and	CCONJ
easat-7169	267	32	there	there	PRON
easat-7169	267	33	is	be	VERB
easat-7169	267	34	a	a	DET
easat-7169	267	35	significant	significant	ADJ
easat-7169	267	36	positive	positive	ADJ
easat-7169	267	37	impact	impact	NOUN
easat-7169	267	38	relationship	relationship	NOUN
easat-7169	267	39	between	between	ADP
easat-7169	267	40	the	the	DET
easat-7169	267	41	two	two	NUM
easat-7169	267	42	.	.	PUNCT
easat-7169	268	1	hypothesis	hypothesis	NOUN
easat-7169	268	2	h2b	h2b	PROPN
easat-7169	268	3	is	be	AUX
easat-7169	268	4	verified	verify	VERB
easat-7169	268	5	.	.	PUNCT
easat-7169	269	1	1370	1370	NUM
easat-7169	269	2	edelweiss	edelweiss	PROPN
easat-7169	269	3	applied	apply	VERB
easat-7169	269	4	science	science	NOUN
easat-7169	269	5	and	and	CCONJ
easat-7169	269	6	technology	technology	NOUN
easat-7169	269	7	issn	issn	PROPN
easat-7169	269	8	:	:	PUNCT
easat-7169	269	9	2576	2576	NUM
easat-7169	269	10	-	-	SYM
easat-7169	269	11	8484	8484	NUM
easat-7169	269	12	vol	vol	NOUN
easat-7169	269	13	.	.	PROPN
easat-7169	270	1	9	9	NUM
easat-7169	270	2	,	,	PUNCT
easat-7169	270	3	no	no	INTJ
easat-7169	270	4	.	.	NOUN
easat-7169	270	5	5	5	NUM
easat-7169	270	6	:	:	SYM
easat-7169	270	7	1358	1358	NUM
easat-7169	270	8	-	-	SYM
easat-7169	270	9	1377	1377	NUM
easat-7169	270	10	,	,	PUNCT
easat-7169	270	11	2025	2025	NUM
easat-7169	270	12	doi	doi	NOUN
easat-7169	270	13	:	:	PUNCT
easat-7169	270	14	10.55214/25768484.v9i5.7169	10.55214/25768484.v9i5.7169	NUM
easat-7169	270	15	©	©	PROPN
easat-7169	270	16	2025	2025	NUM
easat-7169	270	17	by	by	ADP
easat-7169	270	18	the	the	DET
easat-7169	270	19	authors	author	NOUN
easat-7169	270	20	;	;	PUNCT
easat-7169	270	21	licensee	licensee	PROPN
easat-7169	270	22	learning	learning	NOUN
easat-7169	270	23	gate	gate	VERB
easat-7169	270	24	the	the	DET
easat-7169	270	25	regression	regression	NOUN
easat-7169	270	26	of	of	ADP
easat-7169	270	27	user	user	NOUN
easat-7169	270	28	profile	profile	NOUN
easat-7169	270	29	(	(	PUNCT
easat-7169	270	30	up	up	ADP
easat-7169	270	31	)	)	PUNCT
easat-7169	270	32	of	of	ADP
easat-7169	270	33	precision	precision	NOUN
easat-7169	270	34	marketing	marketing	NOUN
easat-7169	270	35	(	(	PUNCT
easat-7169	270	36	pmie	pmie	PROPN
easat-7169	270	37	)	)	PUNCT
easat-7169	270	38	to	to	ADP
easat-7169	270	39	innovation	innovation	NOUN
easat-7169	270	40	management	management	NOUN
easat-7169	270	41	(	(	PUNCT
easat-7169	270	42	imie	imie	PROPN
easat-7169	270	43	)	)	PUNCT
easat-7169	270	44	was	be	AUX
easat-7169	270	45	significant	significant	ADJ
easat-7169	270	46	(	(	PUNCT
easat-7169	270	47	β=0.452	β=0.452	NOUN
easat-7169	270	48	,	,	PUNCT
easat-7169	270	49	p<0.05	p<0.05	NOUN
easat-7169	270	50	)	)	PUNCT
easat-7169	270	51	,	,	PUNCT
easat-7169	270	52	and	and	CCONJ
easat-7169	270	53	there	there	PRON
easat-7169	270	54	was	be	VERB
easat-7169	270	55	a	a	DET
easat-7169	270	56	significant	significant	ADJ
easat-7169	270	57	positive	positive	ADJ
easat-7169	270	58	relationship	relationship	NOUN
easat-7169	270	59	between	between	ADP
easat-7169	270	60	the	the	DET
easat-7169	270	61	two	two	NUM
easat-7169	270	62	.	.	PUNCT
easat-7169	271	1	hypothesis	hypothesis	NOUN
easat-7169	271	2	h3a	h3a	NOUN
easat-7169	271	3	is	be	AUX
easat-7169	271	4	verified	verify	VERB
easat-7169	271	5	.	.	PUNCT
easat-7169	272	1	the	the	DET
easat-7169	272	2	service	service	NOUN
easat-7169	272	3	difference	difference	NOUN
easat-7169	272	4	(	(	PUNCT
easat-7169	272	5	sd	sd	NOUN
easat-7169	272	6	)	)	PUNCT
easat-7169	272	7	of	of	ADP
easat-7169	272	8	precision	precision	NOUN
easat-7169	272	9	marketing	marketing	NOUN
easat-7169	272	10	(	(	PUNCT
easat-7169	272	11	pmie	pmie	ADV
easat-7169	272	12	)	)	PUNCT
easat-7169	272	13	has	have	VERB
easat-7169	272	14	a	a	DET
easat-7169	272	15	significant	significant	ADJ
easat-7169	272	16	regression	regression	NOUN
easat-7169	272	17	on	on	ADP
easat-7169	272	18	innovation	innovation	NOUN
easat-7169	272	19	management	management	NOUN
easat-7169	272	20	(	(	PUNCT
easat-7169	272	21	imie	imie	PROPN
easat-7169	272	22	)	)	PUNCT
easat-7169	272	23	(	(	PUNCT
easat-7169	272	24	β=0.406	β=0.406	X
easat-7169	272	25	,	,	PUNCT
easat-7169	272	26	p<0.05	p<0.05	NOUN
easat-7169	272	27	)	)	PUNCT
easat-7169	272	28	,	,	PUNCT
easat-7169	272	29	and	and	CCONJ
easat-7169	272	30	there	there	PRON
easat-7169	272	31	is	be	VERB
easat-7169	272	32	a	a	DET
easat-7169	272	33	significant	significant	ADJ
easat-7169	272	34	positive	positive	ADJ
easat-7169	272	35	relationship	relationship	NOUN
easat-7169	272	36	between	between	ADP
easat-7169	272	37	the	the	DET
easat-7169	272	38	two	two	NUM
easat-7169	272	39	.	.	PUNCT
easat-7169	273	1	hypothesis	hypothesis	NOUN
easat-7169	273	2	h3b	h3b	PROPN
easat-7169	273	3	is	be	AUX
easat-7169	273	4	verified	verify	VERB
easat-7169	273	5	.	.	PUNCT
easat-7169	274	1	therefore	therefore	ADV
easat-7169	274	2	,	,	PUNCT
easat-7169	274	3	under	under	ADP
easat-7169	274	4	the	the	DET
easat-7169	274	5	background	background	NOUN
easat-7169	274	6	of	of	ADP
easat-7169	274	7	digital	digital	ADJ
easat-7169	274	8	economy	economy	NOUN
easat-7169	274	9	,	,	PUNCT
easat-7169	274	10	the	the	DET
easat-7169	274	11	property	property	NOUN
easat-7169	274	12	insurance	insurance	NOUN
easat-7169	274	13	companies	company	NOUN
easat-7169	274	14	in	in	ADP
easat-7169	274	15	guangdong	guangdong	PROPN
easat-7169	274	16	province	province	PROPN
easat-7169	274	17	of	of	ADP
easat-7169	274	18	china	china	PROPN
easat-7169	274	19	can	can	AUX
easat-7169	274	20	promote	promote	VERB
easat-7169	274	21	the	the	DET
easat-7169	274	22	effective	effective	ADJ
easat-7169	274	23	path	path	NOUN
easat-7169	274	24	of	of	ADP
easat-7169	274	25	innovation	innovation	NOUN
easat-7169	274	26	management	management	NOUN
easat-7169	274	27	through	through	ADP
easat-7169	274	28	digital	digital	ADJ
easat-7169	274	29	finance	finance	NOUN
easat-7169	274	30	.	.	PUNCT
easat-7169	275	1	this	this	DET
easat-7169	275	2	study	study	NOUN
easat-7169	275	3	builds	build	VERB
easat-7169	275	4	an	an	DET
easat-7169	275	5	analytical	analytical	ADJ
easat-7169	275	6	framework	framework	NOUN
easat-7169	275	7	model	model	NOUN
easat-7169	275	8	of	of	ADP
easat-7169	275	9	digital	digital	ADJ
easat-7169	275	10	finance	finance	NOUN
easat-7169	275	11	and	and	CCONJ
easat-7169	275	12	innovation	innovation	NOUN
easat-7169	275	13	management	management	NOUN
easat-7169	275	14	,	,	PUNCT
easat-7169	275	15	and	and	CCONJ
easat-7169	275	16	establishes	establish	VERB
easat-7169	275	17	a	a	DET
easat-7169	275	18	relationship	relationship	NOUN
easat-7169	275	19	model	model	NOUN
easat-7169	275	20	and	and	CCONJ
easat-7169	275	21	action	action	NOUN
easat-7169	275	22	path	path	NOUN
easat-7169	275	23	between	between	ADP
easat-7169	275	24	digital	digital	ADJ
easat-7169	275	25	finance	finance	NOUN
easat-7169	275	26	(	(	PUNCT
easat-7169	275	27	independent	independent	ADJ
easat-7169	275	28	variable	variable	NOUN
easat-7169	275	29	)	)	PUNCT
easat-7169	275	30	-	-	PUNCT
easat-7169	275	31	precision	precision	NOUN
easat-7169	275	32	marketing	marketing	NOUN
easat-7169	275	33	(	(	PUNCT
easat-7169	275	34	intermediary	intermediary	ADJ
easat-7169	275	35	variable	variable	ADJ
easat-7169	275	36	)	)	PUNCT
easat-7169	275	37	-innovation	-innovation	NOUN
easat-7169	275	38	management	management	NOUN
easat-7169	275	39	(	(	PUNCT
easat-7169	275	40	dependent	dependent	ADJ
easat-7169	275	41	variable	variable	NOUN
easat-7169	275	42	)	)	PUNCT
easat-7169	275	43	based	base	VERB
easat-7169	275	44	on	on	ADP
easat-7169	275	45	the	the	DET
easat-7169	275	46	background	background	NOUN
easat-7169	275	47	of	of	ADP
easat-7169	275	48	digital	digital	ADJ
easat-7169	275	49	economy	economy	NOUN
easat-7169	275	50	.	.	PUNCT
easat-7169	276	1	on	on	ADP
easat-7169	276	2	the	the	DET
easat-7169	276	3	basis	basis	NOUN
easat-7169	276	4	of	of	ADP
easat-7169	276	5	the	the	DET
easat-7169	276	6	above	above	ADJ
easat-7169	276	7	research	research	NOUN
easat-7169	276	8	conclusions	conclusion	NOUN
easat-7169	276	9	,	,	PUNCT
easat-7169	276	10	there	there	PRON
easat-7169	276	11	are	be	VERB
easat-7169	276	12	four	four	NUM
easat-7169	276	13	effective	effective	ADJ
easat-7169	276	14	ways	way	NOUN
easat-7169	276	15	for	for	SCONJ
easat-7169	276	16	property	property	NOUN
easat-7169	276	17	insurance	insurance	NOUN
easat-7169	276	18	companies	company	NOUN
easat-7169	276	19	in	in	ADP
easat-7169	276	20	guangdong	guangdong	PROPN
easat-7169	276	21	province	province	PROPN
easat-7169	276	22	in	in	ADP
easat-7169	276	23	china	china	PROPN
easat-7169	276	24	to	to	PART
easat-7169	276	25	promote	promote	VERB
easat-7169	276	26	innovation	innovation	NOUN
easat-7169	276	27	management	management	NOUN
easat-7169	276	28	through	through	ADP
easat-7169	276	29	digital	digital	ADJ
easat-7169	276	30	finance	finance	NOUN
easat-7169	276	31	under	under	ADP
easat-7169	276	32	the	the	DET
easat-7169	276	33	background	background	NOUN
easat-7169	276	34	of	of	ADP
easat-7169	276	35	digital	digital	ADJ
easat-7169	276	36	economy	economy	NOUN
easat-7169	276	37	.	.	PUNCT
easat-7169	277	1	path	path	NOUN
easat-7169	277	2	1	1	NUM
easat-7169	277	3	:	:	PUNCT
easat-7169	278	1	digital	digital	ADJ
easat-7169	278	2	finance	finance	NOUN
easat-7169	278	3	directly	directly	ADV
easat-7169	278	4	promotes	promote	VERB
easat-7169	278	5	innovation	innovation	NOUN
easat-7169	278	6	management	management	NOUN
easat-7169	278	7	.	.	PUNCT
easat-7169	279	1	path	path	NOUN
easat-7169	279	2	2	2	NUM
easat-7169	279	3	:	:	PUNCT
easat-7169	279	4	digital	digital	ADJ
easat-7169	279	5	finance	finance	NOUN
easat-7169	279	6	drives	drive	VERB
easat-7169	279	7	precision	precision	NOUN
easat-7169	279	8	marketing	marketing	NOUN
easat-7169	279	9	,	,	PUNCT
easat-7169	279	10	and	and	CCONJ
easat-7169	279	11	then	then	ADV
easat-7169	279	12	indirectly	indirectly	ADV
easat-7169	279	13	improves	improve	VERB
easat-7169	279	14	innovation	innovation	NOUN
easat-7169	279	15	management	management	NOUN
easat-7169	279	16	through	through	ADP
easat-7169	279	17	precision	precision	NOUN
easat-7169	279	18	marketing	marketing	NOUN
easat-7169	279	19	.	.	PUNCT
easat-7169	280	1	5.2	5.2	NUM
easat-7169	280	2	.	.	PUNCT
easat-7169	281	1	proposal	proposal	NOUN
easat-7169	281	2	this	this	DET
easat-7169	281	3	paper	paper	NOUN
easat-7169	281	4	takes	take	VERB
easat-7169	281	5	the	the	DET
easat-7169	281	6	finance	finance	NOUN
easat-7169	281	7	and	and	CCONJ
easat-7169	281	8	insurance	insurance	NOUN
easat-7169	281	9	enterprises	enterprise	NOUN
easat-7169	281	10	in	in	ADP
easat-7169	281	11	guangdong	guangdong	PROPN
easat-7169	281	12	province	province	PROPN
easat-7169	281	13	of	of	ADP
easat-7169	281	14	china	china	PROPN
easat-7169	281	15	as	as	ADP
easat-7169	281	16	the	the	DET
easat-7169	281	17	research	research	NOUN
easat-7169	281	18	object	object	NOUN
easat-7169	281	19	and	and	CCONJ
easat-7169	281	20	discusses	discuss	VERB
easat-7169	281	21	the	the	DET
easat-7169	281	22	relationship	relationship	NOUN
easat-7169	281	23	between	between	ADP
easat-7169	281	24	digital	digital	ADJ
easat-7169	281	25	finance	finance	NOUN
easat-7169	281	26	,	,	PUNCT
easat-7169	281	27	precision	precision	NOUN
easat-7169	281	28	marketing	marketing	NOUN
easat-7169	281	29	and	and	CCONJ
easat-7169	281	30	innovation	innovation	NOUN
easat-7169	281	31	management	management	NOUN
easat-7169	281	32	,	,	PUNCT
easat-7169	281	33	which	which	PRON
easat-7169	281	34	not	not	PART
easat-7169	281	35	only	only	ADV
easat-7169	281	36	enriches	enrich	VERB
easat-7169	281	37	the	the	DET
easat-7169	281	38	research	research	NOUN
easat-7169	281	39	content	content	NOUN
easat-7169	281	40	in	in	ADP
easat-7169	281	41	this	this	DET
easat-7169	281	42	field	field	NOUN
easat-7169	281	43	,	,	PUNCT
easat-7169	281	44	but	but	CCONJ
easat-7169	281	45	also	also	ADV
easat-7169	281	46	provides	provide	VERB
easat-7169	281	47	reference	reference	NOUN
easat-7169	281	48	suggestions	suggestion	NOUN
easat-7169	281	49	for	for	ADP
easat-7169	281	50	the	the	DET
easat-7169	281	51	operation	operation	NOUN
easat-7169	281	52	of	of	ADP
easat-7169	281	53	insurance	insurance	NOUN
easat-7169	281	54	enterprises	enterprise	NOUN
easat-7169	281	55	.	.	PUNCT
easat-7169	282	1	according	accord	VERB
easat-7169	282	2	to	to	ADP
easat-7169	282	3	the	the	DET
easat-7169	282	4	relevant	relevant	ADJ
easat-7169	282	5	conclusions	conclusion	NOUN
easat-7169	282	6	of	of	ADP
easat-7169	282	7	theoretical	theoretical	ADJ
easat-7169	282	8	research	research	NOUN
easat-7169	282	9	and	and	CCONJ
easat-7169	282	10	empirical	empirical	ADJ
easat-7169	282	11	research	research	NOUN
easat-7169	282	12	,	,	PUNCT
easat-7169	282	13	this	this	DET
easat-7169	282	14	study	study	NOUN
easat-7169	282	15	explores	explore	VERB
easat-7169	282	16	the	the	DET
easat-7169	282	17	improvement	improvement	NOUN
easat-7169	282	18	path	path	NOUN
easat-7169	282	19	of	of	ADP
easat-7169	282	20	innovation	innovation	NOUN
easat-7169	282	21	management	management	NOUN
easat-7169	282	22	of	of	ADP
easat-7169	282	23	finance	finance	NOUN
easat-7169	282	24	and	and	CCONJ
easat-7169	282	25	insurance	insurance	NOUN
easat-7169	282	26	enterprises	enterprise	NOUN
easat-7169	282	27	from	from	ADP
easat-7169	282	28	the	the	DET
easat-7169	282	29	two	two	NUM
easat-7169	282	30	perspectives	perspective	NOUN
easat-7169	282	31	of	of	ADP
easat-7169	282	32	government	government	NOUN
easat-7169	282	33	and	and	CCONJ
easat-7169	282	34	enterprises	enterprise	NOUN
easat-7169	282	35	.	.	PUNCT
easat-7169	283	1	based	base	VERB
easat-7169	283	2	on	on	ADP
easat-7169	283	3	this	this	PRON
easat-7169	283	4	,	,	PUNCT
easat-7169	283	5	this	this	DET
easat-7169	283	6	section	section	NOUN
easat-7169	283	7	provides	provide	VERB
easat-7169	283	8	specific	specific	ADJ
easat-7169	283	9	implementation	implementation	NOUN
easat-7169	283	10	strategies	strategy	NOUN
easat-7169	283	11	and	and	CCONJ
easat-7169	283	12	suggestions	suggestion	NOUN
easat-7169	283	13	according	accord	VERB
easat-7169	283	14	to	to	ADP
easat-7169	283	15	the	the	DET
easat-7169	283	16	designed	design	VERB
easat-7169	283	17	scheme	scheme	NOUN
easat-7169	283	18	and	and	CCONJ
easat-7169	283	19	research	research	NOUN
easat-7169	283	20	conclusions	conclusion	NOUN
easat-7169	283	21	.	.	PUNCT
easat-7169	284	1	5.2.1	5.2.1	X
easat-7169	284	2	.	.	PUNCT
easat-7169	284	3	operational	operational	ADJ
easat-7169	284	4	recommendations	recommendation	NOUN
easat-7169	284	5	in	in	ADP
easat-7169	284	6	the	the	DET
easat-7169	284	7	process	process	NOUN
easat-7169	284	8	of	of	ADP
easat-7169	284	9	digital	digital	ADJ
easat-7169	284	10	finance	finance	NOUN
easat-7169	284	11	,	,	PUNCT
easat-7169	284	12	property	property	NOUN
easat-7169	284	13	insurance	insurance	NOUN
easat-7169	284	14	companies	company	NOUN
easat-7169	284	15	need	need	VERB
easat-7169	284	16	more	more	ADJ
easat-7169	284	17	cutting	cutting	NOUN
easat-7169	284	18	-	-	PUNCT
easat-7169	284	19	edge	edge	NOUN
easat-7169	284	20	and	and	CCONJ
easat-7169	284	21	difficult	difficult	ADJ
easat-7169	284	22	digital	digital	ADJ
easat-7169	284	23	technology	technology	NOUN
easat-7169	284	24	support	support	NOUN
easat-7169	284	25	when	when	SCONJ
easat-7169	284	26	they	they	PRON
easat-7169	284	27	extend	extend	VERB
easat-7169	284	28	the	the	DET
easat-7169	284	29	service	service	NOUN
easat-7169	284	30	model	model	NOUN
easat-7169	284	31	to	to	ADP
easat-7169	284	32	after	after	ADP
easat-7169	284	33	-	-	PUNCT
easat-7169	284	34	sales	sale	NOUN
easat-7169	284	35	management	management	NOUN
easat-7169	284	36	and	and	CCONJ
easat-7169	284	37	claim	claim	NOUN
easat-7169	284	38	settlement	settlement	NOUN
easat-7169	284	39	,	,	PUNCT
easat-7169	284	40	etc	etc	X
easat-7169	284	41	.	.	X
easat-7169	284	42	however	however	ADV
easat-7169	284	43	,	,	PUNCT
easat-7169	284	44	relatively	relatively	ADV
easat-7169	284	45	backward	backward	ADJ
easat-7169	284	46	digital	digital	ADJ
easat-7169	284	47	technology	technology	NOUN
easat-7169	284	48	is	be	AUX
easat-7169	284	49	the	the	DET
easat-7169	284	50	fundamental	fundamental	ADJ
easat-7169	284	51	reason	reason	NOUN
easat-7169	284	52	that	that	PRON
easat-7169	284	53	hinders	hinder	VERB
easat-7169	284	54	the	the	DET
easat-7169	284	55	service	service	NOUN
easat-7169	284	56	innovation	innovation	NOUN
easat-7169	284	57	of	of	ADP
easat-7169	284	58	chinese	chinese	ADJ
easat-7169	284	59	property	property	NOUN
easat-7169	284	60	insurance	insurance	NOUN
easat-7169	284	61	companies	company	NOUN
easat-7169	284	62	based	base	VERB
easat-7169	284	63	on	on	ADP
easat-7169	284	64	the	the	DET
easat-7169	284	65	digital	digital	ADJ
easat-7169	284	66	economy	economy	NOUN
easat-7169	284	67	.	.	PUNCT
easat-7169	285	1	when	when	SCONJ
easat-7169	285	2	property	property	NOUN
easat-7169	285	3	insurance	insurance	NOUN
easat-7169	285	4	companies	company	NOUN
easat-7169	285	5	actually	actually	ADV
easat-7169	285	6	carry	carry	VERB
easat-7169	285	7	out	out	ADP
easat-7169	285	8	service	service	NOUN
easat-7169	285	9	innovation	innovation	NOUN
easat-7169	285	10	,	,	PUNCT
easat-7169	285	11	they	they	PRON
easat-7169	285	12	must	must	AUX
easat-7169	285	13	attach	attach	VERB
easat-7169	285	14	great	great	ADJ
easat-7169	285	15	importance	importance	NOUN
easat-7169	285	16	to	to	ADP
easat-7169	285	17	human	human	ADJ
easat-7169	285	18	resource	resource	NOUN
easat-7169	285	19	management	management	NOUN
easat-7169	285	20	,	,	PUNCT
easat-7169	285	21	and	and	CCONJ
easat-7169	285	22	always	always	ADV
easat-7169	285	23	put	put	VERB
easat-7169	285	24	this	this	DET
easat-7169	285	25	work	work	NOUN
easat-7169	285	26	in	in	ADP
easat-7169	285	27	a	a	DET
easat-7169	285	28	crucial	crucial	ADJ
easat-7169	285	29	position	position	NOUN
easat-7169	285	30	.	.	PUNCT
easat-7169	286	1	insurance	insurance	NOUN
easat-7169	286	2	talents	talent	NOUN
easat-7169	286	3	in	in	ADP
easat-7169	286	4	the	the	DET
easat-7169	286	5	digital	digital	ADJ
easat-7169	286	6	economy	economy	NOUN
easat-7169	286	7	era	era	NOUN
easat-7169	286	8	must	must	AUX
easat-7169	286	9	understand	understand	VERB
easat-7169	286	10	not	not	PART
easat-7169	286	11	only	only	ADV
easat-7169	286	12	digital	digital	ADJ
easat-7169	286	13	technology	technology	NOUN
easat-7169	286	14	security	security	NOUN
easat-7169	286	15	precautions	precaution	NOUN
easat-7169	286	16	,	,	PUNCT
easat-7169	286	17	but	but	CCONJ
easat-7169	286	18	also	also	ADV
easat-7169	286	19	insurance	insurance	VERB
easat-7169	286	20	laws	law	NOUN
easat-7169	286	21	and	and	CCONJ
easat-7169	286	22	regulations	regulation	NOUN
easat-7169	286	23	and	and	CCONJ
easat-7169	286	24	operations	operation	NOUN
easat-7169	286	25	.	.	PUNCT
easat-7169	287	1	because	because	SCONJ
easat-7169	287	2	in	in	ADP
easat-7169	287	3	the	the	DET
easat-7169	287	4	process	process	NOUN
easat-7169	287	5	of	of	ADP
easat-7169	287	6	operation	operation	NOUN
easat-7169	287	7	and	and	CCONJ
easat-7169	287	8	development	development	NOUN
easat-7169	287	9	of	of	ADP
easat-7169	287	10	property	property	NOUN
easat-7169	287	11	insurance	insurance	NOUN
easat-7169	287	12	companies	company	NOUN
easat-7169	287	13	,	,	PUNCT
easat-7169	287	14	excellent	excellent	ADJ
easat-7169	287	15	insurers	insurer	NOUN
easat-7169	287	16	are	be	AUX
easat-7169	287	17	an	an	DET
easat-7169	287	18	important	important	ADJ
easat-7169	287	19	way	way	NOUN
easat-7169	287	20	for	for	SCONJ
easat-7169	287	21	companies	company	NOUN
easat-7169	287	22	to	to	PART
easat-7169	287	23	improve	improve	VERB
easat-7169	287	24	business	business	NOUN
easat-7169	287	25	performance	performance	NOUN
easat-7169	287	26	,	,	PUNCT
easat-7169	287	27	and	and	CCONJ
easat-7169	287	28	also	also	ADV
easat-7169	287	29	make	make	VERB
easat-7169	287	30	service	service	NOUN
easat-7169	287	31	innovation	innovation	NOUN
easat-7169	287	32	obtain	obtain	VERB
easat-7169	287	33	more	more	ADJ
easat-7169	287	34	support	support	NOUN
easat-7169	287	35	and	and	CCONJ
easat-7169	287	36	guarantee	guarantee	VERB
easat-7169	287	37	[	[	X
easat-7169	287	38	35	35	NUM
easat-7169	287	39	]	]	PUNCT
easat-7169	287	40	.	.	PUNCT
easat-7169	288	1	therefore	therefore	ADV
easat-7169	288	2	,	,	PUNCT
easat-7169	288	3	property	property	NOUN
easat-7169	288	4	insurance	insurance	NOUN
easat-7169	288	5	companies	company	NOUN
easat-7169	288	6	continue	continue	VERB
easat-7169	288	7	to	to	PART
easat-7169	288	8	introduce	introduce	VERB
easat-7169	288	9	professional	professional	ADJ
easat-7169	288	10	talents	talent	NOUN
easat-7169	288	11	,	,	PUNCT
easat-7169	288	12	strengthen	strengthen	VERB
easat-7169	288	13	the	the	DET
easat-7169	288	14	training	training	NOUN
easat-7169	288	15	of	of	ADP
easat-7169	288	16	employees	employee	NOUN
easat-7169	288	17	,	,	PUNCT
easat-7169	288	18	optimize	optimize	VERB
easat-7169	288	19	and	and	CCONJ
easat-7169	288	20	constantly	constantly	ADV
easat-7169	288	21	improve	improve	VERB
easat-7169	288	22	the	the	DET
easat-7169	288	23	existing	exist	VERB
easat-7169	288	24	human	human	ADJ
easat-7169	288	25	resources	resource	NOUN
easat-7169	288	26	system	system	NOUN
easat-7169	288	27	,	,	PUNCT
easat-7169	288	28	in	in	ADP
easat-7169	288	29	order	order	NOUN
easat-7169	288	30	to	to	PART
easat-7169	288	31	comprehensively	comprehensively	ADV
easat-7169	288	32	enhance	enhance	VERB
easat-7169	288	33	the	the	DET
easat-7169	288	34	core	core	NOUN
easat-7169	288	35	competitiveness	competitiveness	NOUN
easat-7169	288	36	of	of	ADP
easat-7169	288	37	companies	company	NOUN
easat-7169	288	38	.	.	PUNCT
easat-7169	289	1	for	for	ADP
easat-7169	289	2	insurance	insurance	NOUN
easat-7169	289	3	users	user	NOUN
easat-7169	289	4	,	,	PUNCT
easat-7169	289	5	one	one	NUM
easat-7169	289	6	of	of	ADP
easat-7169	289	7	the	the	DET
easat-7169	289	8	key	key	ADJ
easat-7169	289	9	concerns	concern	NOUN
easat-7169	289	10	is	be	AUX
easat-7169	289	11	insuring	insure	VERB
easat-7169	289	12	,	,	PUNCT
easat-7169	289	13	in	in	ADP
easat-7169	289	14	the	the	DET
easat-7169	289	15	process	process	NOUN
easat-7169	289	16	of	of	ADP
easat-7169	289	17	insurance	insurance	NOUN
easat-7169	289	18	will	will	AUX
easat-7169	289	19	inform	inform	VERB
easat-7169	289	20	the	the	DET
easat-7169	289	21	work	work	NOUN
easat-7169	289	22	to	to	PART
easat-7169	289	23	do	do	VERB
easat-7169	289	24	,	,	PUNCT
easat-7169	289	25	whether	whether	SCONJ
easat-7169	289	26	it	it	PRON
easat-7169	289	27	can	can	AUX
easat-7169	289	28	perfectly	perfectly	ADV
easat-7169	289	29	answer	answer	VERB
easat-7169	289	30	the	the	DET
easat-7169	289	31	user	user	NOUN
easat-7169	289	32	's	's	PART
easat-7169	289	33	questions	question	NOUN
easat-7169	289	34	.	.	PUNCT
easat-7169	290	1	therefore	therefore	ADV
easat-7169	290	2	,	,	PUNCT
easat-7169	290	3	insurance	insurance	NOUN
easat-7169	290	4	companies	company	NOUN
easat-7169	290	5	need	need	VERB
easat-7169	290	6	to	to	PART
easat-7169	290	7	continuously	continuously	ADV
easat-7169	290	8	break	break	VERB
easat-7169	290	9	through	through	ADP
easat-7169	290	10	the	the	DET
easat-7169	290	11	difficulties	difficulty	NOUN
easat-7169	290	12	in	in	ADP
easat-7169	290	13	realizing	realize	VERB
easat-7169	290	14	the	the	DET
easat-7169	290	15	automation	automation	NOUN
easat-7169	290	16	and	and	CCONJ
easat-7169	290	17	mobility	mobility	NOUN
easat-7169	290	18	of	of	ADP
easat-7169	290	19	insurance	insurance	NOUN
easat-7169	290	20	and	and	CCONJ
easat-7169	290	21	claim	claim	NOUN
easat-7169	290	22	services	service	NOUN
easat-7169	290	23	,	,	PUNCT
easat-7169	290	24	improve	improve	VERB
easat-7169	290	25	the	the	DET
easat-7169	290	26	degree	degree	NOUN
easat-7169	290	27	of	of	ADP
easat-7169	290	28	automation	automation	NOUN
easat-7169	290	29	application	application	NOUN
easat-7169	290	30	,	,	PUNCT
easat-7169	290	31	improve	improve	VERB
easat-7169	290	32	user	user	NOUN
easat-7169	290	33	experience	experience	NOUN
easat-7169	290	34	through	through	ADP
easat-7169	290	35	the	the	DET
easat-7169	290	36	application	application	NOUN
easat-7169	290	37	of	of	ADP
easat-7169	290	38	artificial	artificial	ADJ
easat-7169	290	39	intelligence	intelligence	NOUN
easat-7169	290	40	and	and	CCONJ
easat-7169	290	41	digital	digital	ADJ
easat-7169	290	42	technology	technology	NOUN
easat-7169	290	43	in	in	ADP
easat-7169	290	44	marketing	marketing	NOUN
easat-7169	290	45	,	,	PUNCT
easat-7169	290	46	customer	customer	NOUN
easat-7169	290	47	service	service	NOUN
easat-7169	290	48	and	and	CCONJ
easat-7169	290	49	other	other	ADJ
easat-7169	290	50	fields	field	NOUN
easat-7169	290	51	,	,	PUNCT
easat-7169	290	52	and	and	CCONJ
easat-7169	290	53	sort	sort	VERB
easat-7169	290	54	out	out	ADP
easat-7169	290	55	product	product	NOUN
easat-7169	290	56	rules	rule	NOUN
easat-7169	290	57	in	in	ADP
easat-7169	290	58	time	time	NOUN
easat-7169	290	59	to	to	PART
easat-7169	290	60	make	make	VERB
easat-7169	290	61	insurance	insurance	NOUN
easat-7169	290	62	products	product	NOUN
easat-7169	290	63	more	more	ADJ
easat-7169	290	64	user	user	NOUN
easat-7169	290	65	-	-	PUNCT
easat-7169	290	66	friendly	friendly	ADJ
easat-7169	290	67	and	and	CCONJ
easat-7169	290	68	easier	easy	ADJ
easat-7169	290	69	to	to	PART
easat-7169	290	70	understand	understand	VERB
easat-7169	290	71	;	;	PUNCT
easat-7169	290	72	improve	improve	VERB
easat-7169	290	73	the	the	DET
easat-7169	290	74	simplification	simplification	NOUN
easat-7169	290	75	of	of	ADP
easat-7169	290	76	business	business	NOUN
easat-7169	290	77	handling	handling	NOUN
easat-7169	290	78	process	process	NOUN
easat-7169	290	79	,	,	PUNCT
easat-7169	290	80	improve	improve	VERB
easat-7169	290	81	the	the	DET
easat-7169	290	82	efficiency	efficiency	NOUN
easat-7169	290	83	of	of	ADP
easat-7169	290	84	company	company	NOUN
easat-7169	290	85	operation	operation	NOUN
easat-7169	290	86	and	and	CCONJ
easat-7169	290	87	insurance	insurance	NOUN
easat-7169	290	88	timeliness	timeliness	NOUN
easat-7169	290	89	,	,	PUNCT
easat-7169	290	90	and	and	CCONJ
easat-7169	290	91	provide	provide	VERB
easat-7169	290	92	users	user	NOUN
easat-7169	290	93	with	with	ADP
easat-7169	290	94	faster	fast	ADJ
easat-7169	290	95	and	and	CCONJ
easat-7169	290	96	more	more	ADV
easat-7169	290	97	professional	professional	ADJ
easat-7169	290	98	services	service	NOUN
easat-7169	290	99	[	[	X
easat-7169	290	100	20	20	NUM
easat-7169	290	101	]	]	PUNCT
easat-7169	290	102	.	.	PUNCT
easat-7169	291	1	continuously	continuously	ADV
easat-7169	291	2	polish	polish	VERB
easat-7169	291	3	the	the	DET
easat-7169	291	4	purchase	purchase	NOUN
easat-7169	291	5	and	and	CCONJ
easat-7169	291	6	after	after	ADP
easat-7169	291	7	-	-	PUNCT
easat-7169	291	8	sales	sales	NOUN
easat-7169	291	9	service	service	NOUN
easat-7169	291	10	experience	experience	NOUN
easat-7169	291	11	,	,	PUNCT
easat-7169	291	12	reduce	reduce	VERB
easat-7169	291	13	the	the	DET
easat-7169	291	14	incidence	incidence	NOUN
easat-7169	291	15	of	of	ADP
easat-7169	291	16	complaints	complaint	NOUN
easat-7169	291	17	and	and	CCONJ
easat-7169	291	18	optimize	optimize	VERB
easat-7169	291	19	1371	1371	NUM
easat-7169	291	20	edelweiss	edelweiss	PROPN
easat-7169	291	21	applied	apply	VERB
easat-7169	291	22	science	science	NOUN
easat-7169	291	23	and	and	CCONJ
easat-7169	291	24	technology	technology	NOUN
easat-7169	291	25	issn	issn	PROPN
easat-7169	291	26	:	:	PUNCT
easat-7169	291	27	2576	2576	NUM
easat-7169	291	28	-	-	SYM
easat-7169	291	29	8484	8484	NUM
easat-7169	291	30	vol	vol	NOUN
easat-7169	291	31	.	.	PROPN
easat-7169	292	1	9	9	NUM
easat-7169	292	2	,	,	PUNCT
easat-7169	292	3	no	no	INTJ
easat-7169	292	4	.	.	NOUN
easat-7169	292	5	5	5	NUM
easat-7169	292	6	:	:	SYM
easat-7169	292	7	1358	1358	NUM
easat-7169	292	8	-	-	SYM
easat-7169	292	9	1377	1377	NUM
easat-7169	292	10	,	,	PUNCT
easat-7169	292	11	2025	2025	NUM
easat-7169	292	12	doi	doi	NOUN
easat-7169	292	13	:	:	PUNCT
easat-7169	292	14	10.55214/25768484.v9i5.7169	10.55214/25768484.v9i5.7169	NUM
easat-7169	292	15	©	©	PROPN
easat-7169	292	16	2025	2025	NUM
easat-7169	292	17	by	by	ADP
easat-7169	292	18	the	the	DET
easat-7169	292	19	authors	author	NOUN
easat-7169	292	20	;	;	PUNCT
easat-7169	292	21	licensee	licensee	PROPN
easat-7169	292	22	learning	learning	NOUN
easat-7169	292	23	gate	gate	VERB
easat-7169	292	24	the	the	DET
easat-7169	292	25	complaint	complaint	NOUN
easat-7169	292	26	handling	handling	NOUN
easat-7169	292	27	process	process	NOUN
easat-7169	292	28	of	of	ADP
easat-7169	292	29	the	the	DET
easat-7169	292	30	company	company	NOUN
easat-7169	292	31	,	,	PUNCT
easat-7169	292	32	and	and	CCONJ
easat-7169	292	33	continuously	continuously	ADV
easat-7169	292	34	improve	improve	VERB
easat-7169	292	35	service	service	NOUN
easat-7169	292	36	efficiency	efficiency	NOUN
easat-7169	292	37	and	and	CCONJ
easat-7169	292	38	user	user	NOUN
easat-7169	292	39	experience	experience	NOUN
easat-7169	292	40	,	,	PUNCT
easat-7169	292	41	so	so	SCONJ
easat-7169	292	42	as	as	SCONJ
easat-7169	292	43	to	to	PART
easat-7169	292	44	enhance	enhance	VERB
easat-7169	292	45	user	user	NOUN
easat-7169	292	46	stickiness	stickiness	NOUN
easat-7169	292	47	and	and	CCONJ
easat-7169	292	48	maximize	maximize	VERB
easat-7169	292	49	customer	customer	NOUN
easat-7169	292	50	retention	retention	NOUN
easat-7169	292	51	.	.	PUNCT
easat-7169	293	1	the	the	DET
easat-7169	293	2	purpose	purpose	NOUN
easat-7169	293	3	of	of	ADP
easat-7169	293	4	insurance	insurance	NOUN
easat-7169	293	5	is	be	AUX
easat-7169	293	6	to	to	PART
easat-7169	293	7	prevent	prevent	VERB
easat-7169	293	8	risks	risk	NOUN
easat-7169	293	9	,	,	PUNCT
easat-7169	293	10	so	so	ADV
easat-7169	293	11	for	for	ADP
easat-7169	293	12	insurance	insurance	NOUN
easat-7169	293	13	users	user	NOUN
easat-7169	293	14	,	,	PUNCT
easat-7169	293	15	another	another	DET
easat-7169	293	16	focus	focus	NOUN
easat-7169	293	17	is	be	AUX
easat-7169	293	18	to	to	PART
easat-7169	293	19	settle	settle	VERB
easat-7169	293	20	claims	claim	NOUN
easat-7169	293	21	,	,	PUNCT
easat-7169	293	22	and	and	CCONJ
easat-7169	293	23	whether	whether	SCONJ
easat-7169	293	24	they	they	PRON
easat-7169	293	25	can	can	AUX
easat-7169	293	26	get	get	VERB
easat-7169	293	27	efficient	efficient	ADJ
easat-7169	293	28	and	and	CCONJ
easat-7169	293	29	convenient	convenient	ADJ
easat-7169	293	30	claims	claim	NOUN
easat-7169	293	31	and	and	CCONJ
easat-7169	293	32	extended	extended	ADJ
easat-7169	293	33	services	service	NOUN
easat-7169	293	34	in	in	ADP
easat-7169	293	35	the	the	DET
easat-7169	293	36	process	process	NOUN
easat-7169	293	37	of	of	ADP
easat-7169	293	38	settling	settle	VERB
easat-7169	293	39	claims	claim	NOUN
easat-7169	293	40	.	.	PUNCT
easat-7169	294	1	how	how	SCONJ
easat-7169	294	2	to	to	PART
easat-7169	294	3	improve	improve	VERB
easat-7169	294	4	the	the	DET
easat-7169	294	5	efficiency	efficiency	NOUN
easat-7169	294	6	of	of	ADP
easat-7169	294	7	claims	claim	NOUN
easat-7169	294	8	service	service	NOUN
easat-7169	294	9	and	and	CCONJ
easat-7169	294	10	simplify	simplify	VERB
easat-7169	294	11	the	the	DET
easat-7169	294	12	claims	claim	NOUN
easat-7169	294	13	process	process	NOUN
easat-7169	294	14	is	be	AUX
easat-7169	294	15	the	the	DET
easat-7169	294	16	key	key	ADJ
easat-7169	294	17	focus	focus	NOUN
easat-7169	294	18	of	of	ADP
easat-7169	294	19	property	property	NOUN
easat-7169	294	20	insurance	insurance	NOUN
easat-7169	294	21	companies	company	NOUN
easat-7169	294	22	.	.	PUNCT
easat-7169	295	1	under	under	ADP
easat-7169	295	2	the	the	DET
easat-7169	295	3	guidance	guidance	NOUN
easat-7169	295	4	of	of	ADP
easat-7169	295	5	the	the	DET
easat-7169	295	6	user	user	NOUN
easat-7169	295	7	-	-	PUNCT
easat-7169	295	8	oriented	orient	VERB
easat-7169	295	9	"	"	PUNCT
easat-7169	295	10	insurance	insurance	NOUN
easat-7169	295	11	business	business	NOUN
easat-7169	295	12	development	development	NOUN
easat-7169	295	13	strategy	strategy	NOUN
easat-7169	295	14	,	,	PUNCT
easat-7169	295	15	insurance	insurance	NOUN
easat-7169	295	16	claims	claim	NOUN
easat-7169	295	17	user	user	NOUN
easat-7169	295	18	experience	experience	NOUN
easat-7169	295	19	has	have	AUX
easat-7169	295	20	become	become	VERB
easat-7169	295	21	the	the	DET
easat-7169	295	22	operational	operational	ADJ
easat-7169	295	23	focus	focus	NOUN
easat-7169	295	24	of	of	ADP
easat-7169	295	25	property	property	NOUN
easat-7169	295	26	insurance	insurance	NOUN
easat-7169	295	27	companies	company	NOUN
easat-7169	295	28	'	'	PART
easat-7169	295	29	insurance	insurance	NOUN
easat-7169	295	30	claims	claim	NOUN
easat-7169	295	31	work	work	NOUN
easat-7169	295	32	,	,	PUNCT
easat-7169	295	33	which	which	PRON
easat-7169	295	34	requires	require	VERB
easat-7169	295	35	a	a	DET
easat-7169	295	36	comprehensive	comprehensive	ADJ
easat-7169	295	37	and	and	CCONJ
easat-7169	295	38	objective	objective	ADJ
easat-7169	295	39	understanding	understanding	NOUN
easat-7169	295	40	of	of	ADP
easat-7169	295	41	users	user	NOUN
easat-7169	295	42	'	'	PART
easat-7169	295	43	actual	actual	ADJ
easat-7169	295	44	experience	experience	NOUN
easat-7169	295	45	of	of	ADP
easat-7169	295	46	insurance	insurance	NOUN
easat-7169	295	47	claims	claim	NOUN
easat-7169	295	48	services	service	NOUN
easat-7169	295	49	by	by	ADP
easat-7169	295	50	carrying	carry	VERB
easat-7169	295	51	out	out	ADP
easat-7169	295	52	corresponding	correspond	VERB
easat-7169	295	53	user	user	NOUN
easat-7169	295	54	research	research	NOUN
easat-7169	295	55	work	work	NOUN
easat-7169	295	56	.	.	PUNCT
easat-7169	296	1	property	property	NOUN
easat-7169	296	2	insurance	insurance	NOUN
easat-7169	296	3	companies	company	NOUN
easat-7169	296	4	need	need	VERB
easat-7169	296	5	to	to	PART
easat-7169	296	6	take	take	VERB
easat-7169	296	7	measures	measure	NOUN
easat-7169	296	8	to	to	PART
easat-7169	296	9	establish	establish	VERB
easat-7169	296	10	a	a	DET
easat-7169	296	11	positive	positive	ADJ
easat-7169	296	12	communication	communication	NOUN
easat-7169	296	13	relationship	relationship	NOUN
easat-7169	296	14	with	with	ADP
easat-7169	296	15	users	user	NOUN
easat-7169	296	16	in	in	ADP
easat-7169	296	17	insurance	insurance	NOUN
easat-7169	296	18	operations	operation	NOUN
easat-7169	296	19	,	,	PUNCT
easat-7169	296	20	and	and	CCONJ
easat-7169	296	21	use	use	VERB
easat-7169	296	22	appropriate	appropriate	ADJ
easat-7169	296	23	evaluation	evaluation	NOUN
easat-7169	296	24	methods	method	NOUN
easat-7169	296	25	to	to	PART
easat-7169	296	26	objectively	objectively	ADV
easat-7169	296	27	evaluate	evaluate	VERB
easat-7169	296	28	the	the	DET
easat-7169	296	29	user	user	NOUN
easat-7169	296	30	experience	experience	NOUN
easat-7169	296	31	of	of	ADP
easat-7169	296	32	their	their	PRON
easat-7169	296	33	own	own	ADJ
easat-7169	296	34	insurance	insurance	NOUN
easat-7169	296	35	claims	claim	NOUN
easat-7169	296	36	services	service	NOUN
easat-7169	296	37	.	.	PUNCT
easat-7169	297	1	in	in	ADP
easat-7169	297	2	the	the	DET
easat-7169	297	3	future	future	NOUN
easat-7169	297	4	,	,	PUNCT
easat-7169	297	5	property	property	NOUN
easat-7169	297	6	insurance	insurance	NOUN
easat-7169	297	7	companies	company	NOUN
easat-7169	297	8	will	will	AUX
easat-7169	297	9	provide	provide	VERB
easat-7169	297	10	more	more	ADJ
easat-7169	297	11	personalized	personalized	ADJ
easat-7169	297	12	value	value	NOUN
easat-7169	297	13	-	-	PUNCT
easat-7169	297	14	added	add	VERB
easat-7169	297	15	services	service	NOUN
easat-7169	297	16	related	relate	VERB
easat-7169	297	17	to	to	ADP
easat-7169	297	18	insurance	insurance	NOUN
easat-7169	297	19	[	[	X
easat-7169	297	20	36	36	NUM
easat-7169	297	21	]	]	PUNCT
easat-7169	297	22	.	.	PUNCT
easat-7169	298	1	take	take	VERB
easat-7169	298	2	auto	auto	NOUN
easat-7169	298	3	insurance	insurance	NOUN
easat-7169	298	4	as	as	ADP
easat-7169	298	5	an	an	DET
easat-7169	298	6	example	example	NOUN
easat-7169	298	7	,	,	PUNCT
easat-7169	298	8	insurance	insurance	NOUN
easat-7169	298	9	services	service	NOUN
easat-7169	298	10	will	will	AUX
easat-7169	298	11	provide	provide	VERB
easat-7169	298	12	exclusive	exclusive	ADJ
easat-7169	298	13	services	service	NOUN
easat-7169	298	14	for	for	ADP
easat-7169	298	15	car	car	NOUN
easat-7169	298	16	owners	owner	NOUN
easat-7169	298	17	,	,	PUNCT
easat-7169	298	18	short	short	ADJ
easat-7169	298	19	-	-	PUNCT
easat-7169	298	20	term	term	NOUN
easat-7169	298	21	health	health	NOUN
easat-7169	298	22	insurance	insurance	NOUN
easat-7169	298	23	will	will	AUX
easat-7169	298	24	provide	provide	VERB
easat-7169	298	25	value	value	NOUN
easat-7169	298	26	-	-	PUNCT
easat-7169	298	27	added	add	VERB
easat-7169	298	28	services	service	NOUN
easat-7169	298	29	in	in	ADP
easat-7169	298	30	health	health	NOUN
easat-7169	298	31	management	management	NOUN
easat-7169	298	32	,	,	PUNCT
easat-7169	298	33	and	and	CCONJ
easat-7169	298	34	so	so	ADV
easat-7169	298	35	on	on	ADV
easat-7169	298	36	.	.	PUNCT
easat-7169	299	1	through	through	ADP
easat-7169	299	2	digital	digital	ADJ
easat-7169	299	3	technology	technology	NOUN
easat-7169	299	4	to	to	PART
easat-7169	299	5	improve	improve	VERB
easat-7169	299	6	claims	claim	NOUN
easat-7169	299	7	ability	ability	NOUN
easat-7169	299	8	to	to	PART
easat-7169	299	9	quickly	quickly	ADV
easat-7169	299	10	settle	settle	VERB
easat-7169	299	11	claims	claim	NOUN
easat-7169	299	12	,	,	PUNCT
easat-7169	299	13	the	the	DET
easat-7169	299	14	use	use	NOUN
easat-7169	299	15	of	of	ADP
easat-7169	299	16	digital	digital	ADJ
easat-7169	299	17	technology	technology	NOUN
easat-7169	299	18	to	to	PART
easat-7169	299	19	further	far	ADV
easat-7169	299	20	reduce	reduce	VERB
easat-7169	299	21	the	the	DET
easat-7169	299	22	property	property	NOUN
easat-7169	299	23	insurance	insurance	NOUN
easat-7169	299	24	company	company	NOUN
easat-7169	299	25	's	's	PART
easat-7169	299	26	own	own	ADJ
easat-7169	299	27	operation	operation	NOUN
easat-7169	299	28	and	and	CCONJ
easat-7169	299	29	claims	claim	NOUN
easat-7169	299	30	costs	cost	NOUN
easat-7169	299	31	,	,	PUNCT
easat-7169	299	32	improve	improve	VERB
easat-7169	299	33	user	user	NOUN
easat-7169	299	34	experience	experience	NOUN
easat-7169	299	35	,	,	PUNCT
easat-7169	299	36	and	and	CCONJ
easat-7169	299	37	ultimately	ultimately	ADV
easat-7169	299	38	increase	increase	VERB
easat-7169	299	39	business	business	NOUN
easat-7169	299	40	performance	performance	NOUN
easat-7169	299	41	.	.	PUNCT
easat-7169	300	1	5.2.2	5.2.2	NUM
easat-7169	300	2	.	.	PUNCT
easat-7169	300	3	policy	policy	NOUN
easat-7169	300	4	recommendations	recommendation	NOUN
easat-7169	300	5	in	in	ADP
easat-7169	300	6	recent	recent	ADJ
easat-7169	300	7	years	year	NOUN
easat-7169	300	8	,	,	PUNCT
easat-7169	300	9	the	the	DET
easat-7169	300	10	chinese	chinese	ADJ
easat-7169	300	11	regulatory	regulatory	ADJ
easat-7169	300	12	authorities	authority	NOUN
easat-7169	300	13	have	have	AUX
easat-7169	300	14	frequently	frequently	ADV
easat-7169	300	15	released	release	VERB
easat-7169	300	16	a	a	DET
easat-7169	300	17	great	great	ADJ
easat-7169	300	18	deal	deal	NOUN
easat-7169	300	19	of	of	ADP
easat-7169	300	20	relevant	relevant	ADJ
easat-7169	300	21	documents	document	NOUN
easat-7169	300	22	to	to	PART
easat-7169	300	23	support	support	VERB
easat-7169	300	24	the	the	DET
easat-7169	300	25	digital	digital	ADJ
easat-7169	300	26	transformation	transformation	NOUN
easat-7169	300	27	of	of	ADP
easat-7169	300	28	the	the	DET
easat-7169	300	29	insurance	insurance	NOUN
easat-7169	300	30	industry	industry	NOUN
easat-7169	300	31	in	in	ADP
easat-7169	300	32	china	china	PROPN
easat-7169	300	33	,	,	PUNCT
easat-7169	300	34	which	which	PRON
easat-7169	300	35	involve	involve	VERB
easat-7169	300	36	multiple	multiple	ADJ
easat-7169	300	37	business	business	NOUN
easat-7169	300	38	areas	area	NOUN
easat-7169	300	39	.	.	PUNCT
easat-7169	301	1	they	they	PRON
easat-7169	301	2	emphasize	emphasize	VERB
easat-7169	301	3	the	the	DET
easat-7169	301	4	need	need	NOUN
easat-7169	301	5	to	to	PART
easat-7169	301	6	use	use	VERB
easat-7169	301	7	modern	modern	ADJ
easat-7169	301	8	technology	technology	NOUN
easat-7169	301	9	to	to	PART
easat-7169	301	10	transform	transform	VERB
easat-7169	301	11	and	and	CCONJ
easat-7169	301	12	optimize	optimize	VERB
easat-7169	301	13	the	the	DET
easat-7169	301	14	traditional	traditional	ADJ
easat-7169	301	15	insurance	insurance	NOUN
easat-7169	301	16	business	business	NOUN
easat-7169	301	17	,	,	PUNCT
easat-7169	301	18	that	that	ADV
easat-7169	301	19	is	is	ADV
easat-7169	301	20	,	,	PUNCT
easat-7169	301	21	they	they	PRON
easat-7169	301	22	require	require	VERB
easat-7169	301	23	the	the	DET
easat-7169	301	24	insurance	insurance	NOUN
easat-7169	301	25	enterprises	enterprise	NOUN
easat-7169	301	26	to	to	PART
easat-7169	301	27	improve	improve	VERB
easat-7169	301	28	the	the	DET
easat-7169	301	29	speed	speed	NOUN
easat-7169	301	30	of	of	ADP
easat-7169	301	31	transformation	transformation	NOUN
easat-7169	301	32	and	and	CCONJ
easat-7169	301	33	ensure	ensure	VERB
easat-7169	301	34	the	the	DET
easat-7169	301	35	quality	quality	NOUN
easat-7169	301	36	of	of	ADP
easat-7169	301	37	transformation	transformation	NOUN
easat-7169	301	38	.	.	PUNCT
easat-7169	302	1	at	at	ADP
easat-7169	302	2	the	the	DET
easat-7169	302	3	same	same	ADJ
easat-7169	302	4	time	time	NOUN
easat-7169	302	5	,	,	PUNCT
easat-7169	302	6	attention	attention	NOUN
easat-7169	302	7	should	should	AUX
easat-7169	302	8	be	be	AUX
easat-7169	302	9	paid	pay	VERB
easat-7169	302	10	to	to	ADP
easat-7169	302	11	standardizing	standardize	VERB
easat-7169	302	12	the	the	DET
easat-7169	302	13	business	business	NOUN
easat-7169	302	14	activities	activity	NOUN
easat-7169	302	15	after	after	ADP
easat-7169	302	16	the	the	DET
easat-7169	302	17	transformation	transformation	NOUN
easat-7169	302	18	.	.	PUNCT
easat-7169	303	1	in	in	ADP
easat-7169	303	2	june	june	PROPN
easat-7169	303	3	2018	2018	NUM
easat-7169	303	4	,	,	PUNCT
easat-7169	303	5	the	the	DET
easat-7169	303	6	former	former	ADJ
easat-7169	303	7	china	china	PROPN
easat-7169	303	8	insurance	insurance	PROPN
easat-7169	303	9	regulatory	regulatory	ADJ
easat-7169	303	10	commission	commission	NOUN
easat-7169	303	11	promulgated	promulgate	VERB
easat-7169	303	12	the	the	DET
easat-7169	303	13	regulatory	regulatory	ADJ
easat-7169	303	14	framework	framework	NOUN
easat-7169	303	15	of	of	ADP
easat-7169	303	16	china	china	PROPN
easat-7169	303	17	's	's	PART
easat-7169	303	18	insurance	insurance	NOUN
easat-7169	303	19	service	service	NOUN
easat-7169	303	20	standard	standard	ADJ
easat-7169	303	21	system	system	NOUN
easat-7169	303	22	(	(	PUNCT
easat-7169	303	23	draft	draft	VERB
easat-7169	303	24	for	for	ADP
easat-7169	303	25	comment	comment	NOUN
easat-7169	303	26	)	)	PUNCT
easat-7169	303	27	,	,	PUNCT
easat-7169	303	28	pointing	point	VERB
easat-7169	303	29	out	out	ADP
easat-7169	303	30	that	that	SCONJ
easat-7169	303	31	it	it	PRON
easat-7169	303	32	is	be	AUX
easat-7169	303	33	necessary	necessary	ADJ
easat-7169	303	34	to	to	PART
easat-7169	303	35	realize	realize	VERB
easat-7169	303	36	supply	supply	NOUN
easat-7169	303	37	-	-	PUNCT
easat-7169	303	38	side	side	NOUN
easat-7169	303	39	innovation	innovation	NOUN
easat-7169	303	40	of	of	ADP
easat-7169	303	41	insurance	insurance	NOUN
easat-7169	303	42	services	service	NOUN
easat-7169	303	43	,	,	PUNCT
easat-7169	303	44	build	build	VERB
easat-7169	303	45	an	an	DET
easat-7169	303	46	insurance	insurance	NOUN
easat-7169	303	47	industry	industry	NOUN
easat-7169	303	48	with	with	ADP
easat-7169	303	49	digitalization	digitalization	NOUN
easat-7169	303	50	as	as	ADP
easat-7169	303	51	the	the	DET
easat-7169	303	52	core	core	NOUN
easat-7169	303	53	,	,	PUNCT
easat-7169	303	54	use	use	VERB
easat-7169	303	55	digital	digital	ADJ
easat-7169	303	56	technology	technology	NOUN
easat-7169	303	57	to	to	PART
easat-7169	303	58	upgrade	upgrade	VERB
easat-7169	303	59	insurance	insurance	NOUN
easat-7169	303	60	services	service	NOUN
easat-7169	303	61	,	,	PUNCT
easat-7169	303	62	and	and	CCONJ
easat-7169	303	63	provide	provide	VERB
easat-7169	303	64	better	well	ADJ
easat-7169	303	65	insurance	insurance	NOUN
easat-7169	303	66	services	service	NOUN
easat-7169	303	67	for	for	ADP
easat-7169	303	68	economic	economic	ADJ
easat-7169	303	69	and	and	CCONJ
easat-7169	303	70	social	social	ADJ
easat-7169	303	71	development	development	NOUN
easat-7169	303	72	.	.	PUNCT
easat-7169	304	1	this	this	DET
easat-7169	304	2	institutional	institutional	ADJ
easat-7169	304	3	framework	framework	NOUN
easat-7169	304	4	aims	aim	VERB
easat-7169	304	5	to	to	PART
easat-7169	304	6	improve	improve	VERB
easat-7169	304	7	the	the	DET
easat-7169	304	8	quality	quality	NOUN
easat-7169	304	9	of	of	ADP
easat-7169	304	10	insurance	insurance	NOUN
easat-7169	304	11	services	service	NOUN
easat-7169	304	12	through	through	ADP
easat-7169	304	13	digital	digital	ADJ
easat-7169	304	14	transformation	transformation	NOUN
easat-7169	304	15	and	and	CCONJ
easat-7169	304	16	upgrading	upgrading	NOUN
easat-7169	304	17	while	while	SCONJ
easat-7169	304	18	innovating	innovate	VERB
easat-7169	304	19	the	the	DET
easat-7169	304	20	service	service	NOUN
easat-7169	304	21	supervision	supervision	NOUN
easat-7169	304	22	model	model	NOUN
easat-7169	304	23	.	.	PUNCT
easat-7169	305	1	in	in	ADP
easat-7169	305	2	order	order	NOUN
easat-7169	305	3	to	to	PART
easat-7169	305	4	ensure	ensure	VERB
easat-7169	305	5	the	the	DET
easat-7169	305	6	smooth	smooth	ADJ
easat-7169	305	7	operation	operation	NOUN
easat-7169	305	8	of	of	ADP
easat-7169	305	9	property	property	NOUN
easat-7169	305	10	insurance	insurance	NOUN
easat-7169	305	11	companies	company	NOUN
easat-7169	305	12	,	,	PUNCT
easat-7169	305	13	the	the	DET
easat-7169	305	14	regulatory	regulatory	ADJ
easat-7169	305	15	authorities	authority	NOUN
easat-7169	305	16	should	should	AUX
easat-7169	305	17	apply	apply	VERB
easat-7169	305	18	digital	digital	ADJ
easat-7169	305	19	technology	technology	NOUN
easat-7169	305	20	to	to	PART
easat-7169	305	21	strictly	strictly	ADV
easat-7169	305	22	supervise	supervise	VERB
easat-7169	305	23	property	property	NOUN
easat-7169	305	24	insurance	insurance	NOUN
easat-7169	305	25	companies	company	NOUN
easat-7169	305	26	.	.	PUNCT
easat-7169	306	1	for	for	ADP
easat-7169	306	2	example	example	NOUN
easat-7169	306	3	,	,	PUNCT
easat-7169	306	4	the	the	DET
easat-7169	306	5	cbrc	cbrc	NOUN
easat-7169	306	6	should	should	AUX
easat-7169	306	7	establish	establish	VERB
easat-7169	306	8	an	an	DET
easat-7169	306	9	online	online	ADJ
easat-7169	306	10	user	user	NOUN
easat-7169	306	11	complaint	complaint	NOUN
easat-7169	306	12	platform	platform	NOUN
easat-7169	306	13	,	,	PUNCT
easat-7169	306	14	establish	establish	VERB
easat-7169	306	15	a	a	DET
easat-7169	306	16	security	security	NOUN
easat-7169	306	17	risk	risk	NOUN
easat-7169	306	18	incident	incident	NOUN
easat-7169	306	19	reporting	reporting	NOUN
easat-7169	306	20	mechanism	mechanism	NOUN
easat-7169	306	21	,	,	PUNCT
easat-7169	306	22	establish	establish	VERB
easat-7169	306	23	a	a	DET
easat-7169	306	24	digital	digital	ADJ
easat-7169	306	25	security	security	NOUN
easat-7169	306	26	accountability	accountability	NOUN
easat-7169	306	27	system	system	NOUN
easat-7169	306	28	and	and	CCONJ
easat-7169	306	29	strengthen	strengthen	VERB
easat-7169	306	30	the	the	DET
easat-7169	306	31	management	management	NOUN
easat-7169	306	32	of	of	ADP
easat-7169	306	33	user	user	NOUN
easat-7169	306	34	privacy	privacy	NOUN
easat-7169	306	35	.	.	PUNCT
easat-7169	307	1	the	the	DET
easat-7169	307	2	banking	banking	NOUN
easat-7169	307	3	and	and	CCONJ
easat-7169	307	4	insurance	insurance	NOUN
easat-7169	307	5	regulatory	regulatory	ADJ
easat-7169	307	6	commission	commission	NOUN
easat-7169	307	7	can	can	AUX
easat-7169	307	8	establish	establish	VERB
easat-7169	307	9	an	an	DET
easat-7169	307	10	online	online	ADJ
easat-7169	307	11	user	user	NOUN
easat-7169	307	12	complaint	complaint	NOUN
easat-7169	307	13	reporting	report	VERB
easat-7169	307	14	platform	platform	NOUN
easat-7169	307	15	on	on	ADP
easat-7169	307	16	its	its	PRON
easat-7169	307	17	official	official	ADJ
easat-7169	307	18	website	website	NOUN
easat-7169	307	19	to	to	PART
easat-7169	307	20	accept	accept	VERB
easat-7169	307	21	complaints	complaint	NOUN
easat-7169	307	22	about	about	ADP
easat-7169	307	23	online	online	ADJ
easat-7169	307	24	insurance	insurance	NOUN
easat-7169	307	25	sales	sale	NOUN
easat-7169	307	26	.	.	PUNCT
easat-7169	308	1	the	the	DET
easat-7169	308	2	online	online	ADJ
easat-7169	308	3	complaint	complaint	NOUN
easat-7169	308	4	platform	platform	NOUN
easat-7169	308	5	can	can	AUX
easat-7169	308	6	automatically	automatically	ADV
easat-7169	308	7	classify	classify	VERB
easat-7169	308	8	complaint	complaint	NOUN
easat-7169	308	9	contents	content	NOUN
easat-7169	308	10	by	by	ADP
easat-7169	308	11	using	use	VERB
easat-7169	308	12	artificial	artificial	ADJ
easat-7169	308	13	intelligence	intelligence	NOUN
easat-7169	308	14	and	and	CCONJ
easat-7169	308	15	big	big	ADJ
easat-7169	308	16	data	datum	NOUN
easat-7169	308	17	,	,	PUNCT
easat-7169	308	18	locate	locate	ADJ
easat-7169	308	19	hot	hot	ADJ
easat-7169	308	20	issues	issue	NOUN
easat-7169	308	21	of	of	ADP
easat-7169	308	22	insurance	insurance	NOUN
easat-7169	308	23	complaints	complaint	NOUN
easat-7169	308	24	,	,	PUNCT
easat-7169	308	25	and	and	CCONJ
easat-7169	308	26	form	form	VERB
easat-7169	308	27	relevant	relevant	ADJ
easat-7169	308	28	data	datum	NOUN
easat-7169	308	29	images	image	NOUN
easat-7169	308	30	to	to	PART
easat-7169	308	31	facilitate	facilitate	VERB
easat-7169	308	32	regulatory	regulatory	ADJ
easat-7169	308	33	authorities	authority	NOUN
easat-7169	308	34	to	to	PART
easat-7169	308	35	understand	understand	VERB
easat-7169	308	36	real	real	ADJ
easat-7169	308	37	-	-	PUNCT
easat-7169	308	38	time	time	NOUN
easat-7169	308	39	online	online	ADJ
easat-7169	308	40	insurance	insurance	NOUN
easat-7169	308	41	sales	sale	NOUN
easat-7169	308	42	complaints	complaint	NOUN
easat-7169	308	43	.	.	PUNCT
easat-7169	309	1	to	to	PART
easat-7169	309	2	deal	deal	VERB
easat-7169	309	3	with	with	ADP
easat-7169	309	4	insurance	insurance	NOUN
easat-7169	309	5	sales	sale	NOUN
easat-7169	309	6	problems	problem	NOUN
easat-7169	309	7	in	in	ADP
easat-7169	309	8	a	a	DET
easat-7169	309	9	targeted	target	VERB
easat-7169	309	10	manner	manner	NOUN
easat-7169	309	11	,	,	PUNCT
easat-7169	309	12	and	and	CCONJ
easat-7169	309	13	punish	punish	VERB
easat-7169	309	14	the	the	DET
easat-7169	309	15	specific	specific	ADJ
easat-7169	309	16	sales	sale	NOUN
easat-7169	309	17	platform	platform	NOUN
easat-7169	309	18	for	for	ADP
easat-7169	309	19	user	user	NOUN
easat-7169	309	20	complaints	complaint	NOUN
easat-7169	309	21	.	.	PUNCT
easat-7169	310	1	for	for	ADP
easat-7169	310	2	example	example	NOUN
easat-7169	310	3	,	,	PUNCT
easat-7169	310	4	users	user	NOUN
easat-7169	310	5	reflect	reflect	VERB
easat-7169	310	6	that	that	SCONJ
easat-7169	310	7	they	they	PRON
easat-7169	310	8	do	do	AUX
easat-7169	310	9	not	not	PART
easat-7169	310	10	understand	understand	VERB
easat-7169	310	11	the	the	DET
easat-7169	310	12	insurance	insurance	NOUN
easat-7169	310	13	terms	term	NOUN
easat-7169	310	14	,	,	PUNCT
easat-7169	310	15	requiring	require	VERB
easat-7169	310	16	property	property	NOUN
easat-7169	310	17	insurance	insurance	NOUN
easat-7169	310	18	companies	company	NOUN
easat-7169	310	19	to	to	PART
easat-7169	310	20	clearly	clearly	ADV
easat-7169	310	21	display	display	VERB
easat-7169	310	22	precautions	precaution	NOUN
easat-7169	310	23	,	,	PUNCT
easat-7169	310	24	set	set	VERB
easat-7169	310	25	up	up	ADP
easat-7169	310	26	graphic	graphic	ADJ
easat-7169	310	27	,	,	PUNCT
easat-7169	310	28	audio	audio	NOUN
easat-7169	310	29	and	and	CCONJ
easat-7169	310	30	video	video	NOUN
easat-7169	310	31	content	content	NOUN
easat-7169	310	32	for	for	ADP
easat-7169	310	33	the	the	DET
easat-7169	310	34	interpretation	interpretation	NOUN
easat-7169	310	35	of	of	ADP
easat-7169	310	36	special	special	ADJ
easat-7169	310	37	terms	term	NOUN
easat-7169	310	38	,	,	PUNCT
easat-7169	310	39	and	and	CCONJ
easat-7169	310	40	strengthen	strengthen	VERB
easat-7169	310	41	user	user	NOUN
easat-7169	310	42	education	education	NOUN
easat-7169	310	43	;	;	PUNCT
easat-7169	310	44	for	for	ADP
easat-7169	310	45	the	the	DET
easat-7169	310	46	behavior	behavior	NOUN
easat-7169	310	47	of	of	ADP
easat-7169	310	48	misleading	mislead	VERB
easat-7169	310	49	users	user	NOUN
easat-7169	310	50	,	,	PUNCT
easat-7169	310	51	regulatory	regulatory	ADJ
easat-7169	310	52	penalties	penalty	NOUN
easat-7169	310	53	should	should	AUX
easat-7169	310	54	be	be	AUX
easat-7169	310	55	made	make	VERB
easat-7169	310	56	and	and	CCONJ
easat-7169	310	57	users	user	NOUN
easat-7169	310	58	should	should	AUX
easat-7169	310	59	be	be	AUX
easat-7169	310	60	asked	ask	VERB
easat-7169	310	61	to	to	PART
easat-7169	310	62	refund	refund	VERB
easat-7169	310	63	or	or	CCONJ
easat-7169	310	64	compensation	compensation	NOUN
easat-7169	311	1	[	[	X
easat-7169	311	2	37	37	NUM
easat-7169	311	3	]	]	PUNCT
easat-7169	311	4	.	.	PUNCT
easat-7169	312	1	when	when	SCONJ
easat-7169	312	2	property	property	NOUN
easat-7169	312	3	insurance	insurance	NOUN
easat-7169	312	4	companies	company	NOUN
easat-7169	312	5	encounter	encounter	VERB
easat-7169	312	6	cyber	cyber	NOUN
easat-7169	312	7	-	-	PUNCT
easat-7169	312	8	attacks	attack	NOUN
easat-7169	312	9	,	,	PUNCT
easat-7169	312	10	find	find	VERB
easat-7169	312	11	system	system	NOUN
easat-7169	312	12	vulnerabilities	vulnerability	NOUN
easat-7169	312	13	and	and	CCONJ
easat-7169	312	14	business	business	NOUN
easat-7169	312	15	interruptions	interruption	NOUN
easat-7169	312	16	,	,	PUNCT
easat-7169	312	17	they	they	PRON
easat-7169	312	18	should	should	AUX
easat-7169	312	19	report	report	VERB
easat-7169	312	20	to	to	ADP
easat-7169	312	21	the	the	DET
easat-7169	312	22	regulatory	regulatory	ADJ
easat-7169	312	23	authorities	authority	NOUN
easat-7169	312	24	in	in	ADP
easat-7169	312	25	a	a	DET
easat-7169	312	26	timely	timely	ADJ
easat-7169	312	27	manner	manner	NOUN
easat-7169	312	28	so	so	SCONJ
easat-7169	312	29	that	that	SCONJ
easat-7169	312	30	the	the	DET
easat-7169	312	31	regulatory	regulatory	ADJ
easat-7169	312	32	authorities	authority	NOUN
easat-7169	312	33	can	can	AUX
easat-7169	312	34	know	know	VERB
easat-7169	312	35	the	the	DET
easat-7169	312	36	immediate	immediate	ADJ
easat-7169	312	37	security	security	NOUN
easat-7169	312	38	situation	situation	NOUN
easat-7169	312	39	.	.	PUNCT
easat-7169	313	1	by	by	ADP
easat-7169	313	2	collecting	collect	VERB
easat-7169	313	3	and	and	CCONJ
easat-7169	313	4	sorting	sort	VERB
easat-7169	313	5	out	out	ADP
easat-7169	313	6	the	the	DET
easat-7169	313	7	digital	digital	ADJ
easat-7169	313	8	1372	1372	NUM
easat-7169	313	9	edelweiss	edelweiss	PROPN
easat-7169	313	10	applied	apply	VERB
easat-7169	313	11	science	science	NOUN
easat-7169	313	12	and	and	CCONJ
easat-7169	313	13	technology	technology	NOUN
easat-7169	313	14	issn	issn	PROPN
easat-7169	313	15	:	:	PUNCT
easat-7169	313	16	2576	2576	NUM
easat-7169	313	17	-	-	SYM
easat-7169	313	18	8484	8484	NUM
easat-7169	313	19	vol	vol	NOUN
easat-7169	313	20	.	.	PROPN
easat-7169	314	1	9	9	NUM
easat-7169	314	2	,	,	PUNCT
easat-7169	314	3	no	no	INTJ
easat-7169	314	4	.	.	NOUN
easat-7169	314	5	5	5	NUM
easat-7169	314	6	:	:	SYM
easat-7169	314	7	1358	1358	NUM
easat-7169	314	8	-	-	SYM
easat-7169	314	9	1377	1377	NUM
easat-7169	314	10	,	,	PUNCT
easat-7169	314	11	2025	2025	NUM
easat-7169	314	12	doi	doi	NOUN
easat-7169	314	13	:	:	PUNCT
easat-7169	314	14	10.55214/25768484.v9i5.7169	10.55214/25768484.v9i5.7169	NUM
easat-7169	314	15	©	©	PROPN
easat-7169	314	16	2025	2025	NUM
easat-7169	314	17	by	by	ADP
easat-7169	314	18	the	the	DET
easat-7169	314	19	authors	author	NOUN
easat-7169	314	20	;	;	PUNCT
easat-7169	314	21	licensee	licensee	PROPN
easat-7169	314	22	learning	learn	VERB
easat-7169	314	23	gate	gate	PROPN
easat-7169	314	24	security	security	NOUN
easat-7169	314	25	challenges	challenge	NOUN
easat-7169	314	26	faced	face	VERB
easat-7169	314	27	by	by	ADP
easat-7169	314	28	the	the	DET
easat-7169	314	29	insurance	insurance	NOUN
easat-7169	314	30	industry	industry	NOUN
easat-7169	314	31	,	,	PUNCT
easat-7169	314	32	the	the	DET
easat-7169	314	33	regulatory	regulatory	ADJ
easat-7169	314	34	authorities	authority	NOUN
easat-7169	314	35	can	can	AUX
easat-7169	314	36	put	put	VERB
easat-7169	314	37	forward	forward	ADV
easat-7169	314	38	targeted	target	VERB
easat-7169	314	39	digital	digital	ADJ
easat-7169	314	40	security	security	NOUN
easat-7169	314	41	opinions	opinion	NOUN
easat-7169	314	42	on	on	ADP
easat-7169	314	43	the	the	DET
easat-7169	314	44	insurance	insurance	NOUN
easat-7169	314	45	industry	industry	NOUN
easat-7169	314	46	,	,	PUNCT
easat-7169	314	47	especially	especially	ADV
easat-7169	314	48	security	security	NOUN
easat-7169	314	49	problems	problem	NOUN
easat-7169	314	50	with	with	ADP
easat-7169	314	51	common	common	ADJ
easat-7169	314	52	characteristics	characteristic	NOUN
easat-7169	314	53	and	and	CCONJ
easat-7169	314	54	easy	easy	ADJ
easat-7169	314	55	to	to	PART
easat-7169	314	56	be	be	AUX
easat-7169	314	57	attacked	attack	VERB
easat-7169	314	58	,	,	PUNCT
easat-7169	314	59	requiring	require	VERB
easat-7169	314	60	property	property	NOUN
easat-7169	314	61	insurance	insurance	NOUN
easat-7169	314	62	companies	company	NOUN
easat-7169	314	63	to	to	PART
easat-7169	314	64	rectify	rectify	VERB
easat-7169	314	65	within	within	ADP
easat-7169	314	66	a	a	DET
easat-7169	314	67	time	time	NOUN
easat-7169	314	68	limit	limit	NOUN
easat-7169	314	69	,	,	PUNCT
easat-7169	314	70	organizing	organize	VERB
easat-7169	314	71	the	the	DET
easat-7169	314	72	insurance	insurance	NOUN
easat-7169	314	73	industry	industry	NOUN
easat-7169	314	74	to	to	PART
easat-7169	314	75	jointly	jointly	ADV
easat-7169	314	76	increase	increase	VERB
easat-7169	314	77	research	research	NOUN
easat-7169	314	78	in	in	ADP
easat-7169	314	79	the	the	DET
easat-7169	314	80	field	field	NOUN
easat-7169	314	81	of	of	ADP
easat-7169	314	82	security	security	NOUN
easat-7169	314	83	and	and	CCONJ
easat-7169	314	84	defending	defend	VERB
easat-7169	314	85	against	against	ADP
easat-7169	314	86	digital	digital	ADJ
easat-7169	314	87	risks	risk	NOUN
easat-7169	314	88	and	and	CCONJ
easat-7169	314	89	maintain	maintain	VERB
easat-7169	314	90	digital	digital	ADJ
easat-7169	314	91	security	security	NOUN
easat-7169	314	92	[	[	X
easat-7169	314	93	38	38	NUM
easat-7169	314	94	]	]	PUNCT
easat-7169	314	95	.	.	PUNCT
easat-7169	315	1	insurance	insurance	NOUN
easat-7169	315	2	regulatory	regulatory	ADJ
easat-7169	315	3	authorities	authority	NOUN
easat-7169	315	4	should	should	AUX
easat-7169	315	5	designate	designate	VERB
easat-7169	315	6	the	the	DET
easat-7169	315	7	legal	legal	ADJ
easat-7169	315	8	representative	representative	NOUN
easat-7169	315	9	of	of	ADP
easat-7169	315	10	a	a	DET
easat-7169	315	11	property	property	NOUN
easat-7169	315	12	insurance	insurance	NOUN
easat-7169	315	13	company	company	NOUN
easat-7169	315	14	as	as	ADP
easat-7169	315	15	the	the	DET
easat-7169	315	16	highest	high	ADJ
easat-7169	315	17	person	person	NOUN
easat-7169	315	18	responsible	responsible	ADJ
easat-7169	315	19	for	for	ADP
easat-7169	315	20	digital	digital	ADJ
easat-7169	315	21	security	security	NOUN
easat-7169	315	22	of	of	ADP
easat-7169	315	23	the	the	DET
easat-7169	315	24	company	company	NOUN
easat-7169	315	25	,	,	PUNCT
easat-7169	315	26	and	and	CCONJ
easat-7169	315	27	require	require	VERB
easat-7169	315	28	the	the	DET
easat-7169	315	29	legal	legal	ADJ
easat-7169	315	30	representative	representative	NOUN
easat-7169	315	31	to	to	PART
easat-7169	315	32	appoint	appoint	VERB
easat-7169	315	33	a	a	DET
easat-7169	315	34	commissioner	commissioner	NOUN
easat-7169	315	35	responsible	responsible	ADJ
easat-7169	315	36	for	for	ADP
easat-7169	315	37	digital	digital	ADJ
easat-7169	315	38	security	security	NOUN
easat-7169	315	39	matters	matter	NOUN
easat-7169	315	40	,	,	PUNCT
easat-7169	315	41	and	and	CCONJ
easat-7169	315	42	the	the	DET
easat-7169	315	43	person	person	NOUN
easat-7169	315	44	in	in	ADP
easat-7169	315	45	charge	charge	NOUN
easat-7169	315	46	is	be	AUX
easat-7169	315	47	the	the	DET
easat-7169	315	48	company	company	NOUN
easat-7169	315	49	's	's	PART
easat-7169	315	50	senior	senior	ADJ
easat-7169	315	51	executive	executive	NOUN
easat-7169	315	52	.	.	PUNCT
easat-7169	316	1	the	the	DET
easat-7169	316	2	head	head	NOUN
easat-7169	316	3	of	of	ADP
easat-7169	316	4	digital	digital	ADJ
easat-7169	316	5	security	security	NOUN
easat-7169	316	6	shall	shall	AUX
easat-7169	316	7	annually	annually	ADV
easat-7169	316	8	disclose	disclose	VERB
easat-7169	316	9	a	a	DET
easat-7169	316	10	digital	digital	ADJ
easat-7169	316	11	security	security	NOUN
easat-7169	316	12	report	report	NOUN
easat-7169	316	13	,	,	PUNCT
easat-7169	316	14	which	which	PRON
easat-7169	316	15	includes	include	VERB
easat-7169	316	16	the	the	DET
easat-7169	316	17	property	property	NOUN
easat-7169	316	18	insurance	insurance	NOUN
easat-7169	316	19	company	company	NOUN
easat-7169	316	20	's	's	PART
easat-7169	316	21	digital	digital	ADJ
easat-7169	316	22	security	security	NOUN
easat-7169	316	23	actions	action	NOUN
easat-7169	316	24	during	during	ADP
easat-7169	316	25	the	the	DET
easat-7169	316	26	year	year	NOUN
easat-7169	316	27	,	,	PUNCT
easat-7169	316	28	the	the	DET
easat-7169	316	29	latest	late	ADJ
easat-7169	316	30	digital	digital	ADJ
easat-7169	316	31	security	security	NOUN
easat-7169	316	32	technologies	technology	NOUN
easat-7169	316	33	adopted	adopt	VERB
easat-7169	316	34	and	and	CCONJ
easat-7169	316	35	the	the	DET
easat-7169	316	36	implementation	implementation	NOUN
easat-7169	316	37	of	of	ADP
easat-7169	316	38	the	the	DET
easat-7169	316	39	digital	digital	ADJ
easat-7169	316	40	security	security	NOUN
easat-7169	316	41	requirements	requirement	NOUN
easat-7169	316	42	of	of	ADP
easat-7169	316	43	the	the	DET
easat-7169	316	44	regulatory	regulatory	ADJ
easat-7169	316	45	authority	authority	NOUN
easat-7169	316	46	[	[	X
easat-7169	316	47	39	39	NUM
easat-7169	316	48	]	]	PUNCT
easat-7169	316	49	.	.	PUNCT
easat-7169	317	1	in	in	ADP
easat-7169	317	2	the	the	DET
easat-7169	317	3	event	event	NOUN
easat-7169	317	4	of	of	ADP
easat-7169	317	5	a	a	DET
easat-7169	317	6	digital	digital	ADJ
easat-7169	317	7	security	security	NOUN
easat-7169	317	8	incident	incident	NOUN
easat-7169	317	9	,	,	PUNCT
easat-7169	317	10	the	the	DET
easat-7169	317	11	digital	digital	ADJ
easat-7169	317	12	security	security	NOUN
easat-7169	317	13	responsible	responsible	ADJ
easat-7169	317	14	person	person	NOUN
easat-7169	317	15	of	of	ADP
easat-7169	317	16	the	the	DET
easat-7169	317	17	property	property	NOUN
easat-7169	317	18	insurance	insurance	NOUN
easat-7169	317	19	company	company	NOUN
easat-7169	317	20	shall	shall	AUX
easat-7169	317	21	repair	repair	VERB
easat-7169	317	22	the	the	DET
easat-7169	317	23	system	system	NOUN
easat-7169	317	24	within	within	ADP
easat-7169	317	25	3	3	NUM
easat-7169	317	26	days	day	NOUN
easat-7169	317	27	and	and	CCONJ
easat-7169	317	28	punish	punish	VERB
easat-7169	317	29	the	the	DET
easat-7169	317	30	responsible	responsible	ADJ
easat-7169	317	31	person	person	NOUN
easat-7169	317	32	.	.	PUNCT
easat-7169	318	1	the	the	DET
easat-7169	318	2	legal	legal	ADJ
easat-7169	318	3	person	person	NOUN
easat-7169	318	4	of	of	ADP
easat-7169	318	5	the	the	DET
easat-7169	318	6	property	property	NOUN
easat-7169	318	7	insurance	insurance	NOUN
easat-7169	318	8	company	company	NOUN
easat-7169	318	9	shall	shall	AUX
easat-7169	318	10	have	have	VERB
easat-7169	318	11	the	the	DET
easat-7169	318	12	inescapable	inescapable	ADJ
easat-7169	318	13	responsibility	responsibility	NOUN
easat-7169	318	14	.	.	PUNCT
easat-7169	319	1	if	if	SCONJ
easat-7169	319	2	the	the	DET
easat-7169	319	3	digital	digital	ADJ
easat-7169	319	4	security	security	NOUN
easat-7169	319	5	caused	cause	VERB
easat-7169	319	6	by	by	ADP
easat-7169	319	7	the	the	DET
easat-7169	319	8	user	user	NOUN
easat-7169	319	9	's	's	PART
easat-7169	319	10	property	property	NOUN
easat-7169	319	11	loss	loss	NOUN
easat-7169	319	12	,	,	PUNCT
easat-7169	319	13	information	information	NOUN
easat-7169	319	14	leakage	leakage	NOUN
easat-7169	319	15	,	,	PUNCT
easat-7169	319	16	according	accord	VERB
easat-7169	319	17	to	to	ADP
easat-7169	319	18	the	the	DET
easat-7169	319	19	size	size	NOUN
easat-7169	319	20	of	of	ADP
easat-7169	319	21	the	the	DET
easat-7169	319	22	loss	loss	NOUN
easat-7169	319	23	to	to	PART
easat-7169	319	24	determine	determine	VERB
easat-7169	319	25	the	the	DET
easat-7169	319	26	size	size	NOUN
easat-7169	319	27	of	of	ADP
easat-7169	319	28	the	the	DET
easat-7169	319	29	property	property	NOUN
easat-7169	319	30	insurance	insurance	NOUN
easat-7169	319	31	company	company	NOUN
easat-7169	319	32	's	's	PART
easat-7169	319	33	digital	digital	ADJ
easat-7169	319	34	security	security	NOUN
easat-7169	319	35	responsible	responsible	ADJ
easat-7169	319	36	for	for	ADP
easat-7169	319	37	the	the	DET
easat-7169	319	38	accident	accident	NOUN
easat-7169	319	39	liability	liability	NOUN
easat-7169	319	40	,	,	PUNCT
easat-7169	319	41	the	the	DET
easat-7169	319	42	accident	accident	NOUN
easat-7169	319	43	responsibility	responsibility	NOUN
easat-7169	319	44	should	should	AUX
easat-7169	319	45	be	be	AUX
easat-7169	319	46	removed	remove	VERB
easat-7169	319	47	from	from	ADP
easat-7169	319	48	the	the	DET
easat-7169	319	49	digital	digital	ADJ
easat-7169	319	50	security	security	NOUN
easat-7169	319	51	responsible	responsible	ADJ
easat-7169	319	52	person	person	NOUN
easat-7169	319	53	in	in	ADP
easat-7169	319	54	the	the	DET
easat-7169	319	55	property	property	NOUN
easat-7169	319	56	insurance	insurance	NOUN
easat-7169	319	57	company	company	NOUN
easat-7169	319	58	,	,	PUNCT
easat-7169	319	59	and	and	CCONJ
easat-7169	319	60	bear	bear	VERB
easat-7169	319	61	the	the	DET
easat-7169	319	62	corresponding	corresponding	PROPN
easat-7169	319	63	compensation	compensation	NOUN
easat-7169	319	64	obligations	obligation	NOUN
easat-7169	319	65	.	.	PUNCT
easat-7169	320	1	relevant	relevant	ADJ
easat-7169	320	2	government	government	NOUN
easat-7169	320	3	departments	department	NOUN
easat-7169	320	4	should	should	AUX
easat-7169	320	5	promote	promote	VERB
easat-7169	320	6	legislation	legislation	NOUN
easat-7169	320	7	to	to	PART
easat-7169	320	8	clearly	clearly	ADV
easat-7169	320	9	require	require	VERB
easat-7169	320	10	property	property	NOUN
easat-7169	320	11	insurance	insurance	NOUN
easat-7169	320	12	companies	company	NOUN
easat-7169	320	13	to	to	PART
easat-7169	320	14	fulfill	fulfill	VERB
easat-7169	320	15	their	their	PRON
easat-7169	320	16	obligations	obligation	NOUN
easat-7169	320	17	to	to	PART
easat-7169	320	18	protect	protect	VERB
easat-7169	320	19	user	user	NOUN
easat-7169	320	20	privacy	privacy	NOUN
easat-7169	320	21	.	.	PUNCT
easat-7169	321	1	property	property	NOUN
easat-7169	321	2	insurance	insurance	NOUN
easat-7169	321	3	companies	company	NOUN
easat-7169	321	4	should	should	AUX
easat-7169	321	5	encrypt	encrypt	VERB
easat-7169	321	6	data	datum	NOUN
easat-7169	321	7	transmission	transmission	NOUN
easat-7169	321	8	from	from	ADP
easat-7169	321	9	terminal	terminal	ADJ
easat-7169	321	10	devices	device	NOUN
easat-7169	321	11	,	,	PUNCT
easat-7169	321	12	strictly	strictly	ADV
easat-7169	321	13	keep	keep	VERB
easat-7169	321	14	confidential	confidential	ADJ
easat-7169	321	15	sensitive	sensitive	ADJ
easat-7169	321	16	information	information	NOUN
easat-7169	321	17	involving	involve	VERB
easat-7169	321	18	users	user	NOUN
easat-7169	321	19	,	,	PUNCT
easat-7169	321	20	such	such	ADJ
easat-7169	321	21	as	as	ADP
easat-7169	321	22	identity	identity	NOUN
easat-7169	321	23	information	information	NOUN
easat-7169	321	24	,	,	PUNCT
easat-7169	321	25	communication	communication	NOUN
easat-7169	321	26	information	information	NOUN
easat-7169	321	27	,	,	PUNCT
easat-7169	321	28	personal	personal	ADJ
easat-7169	321	29	health	health	NOUN
easat-7169	321	30	and	and	CCONJ
easat-7169	321	31	personal	personal	ADJ
easat-7169	321	32	property	property	NOUN
easat-7169	321	33	data	datum	NOUN
easat-7169	321	34	,	,	PUNCT
easat-7169	321	35	and	and	CCONJ
easat-7169	321	36	shall	shall	AUX
easat-7169	321	37	not	not	PART
easat-7169	321	38	be	be	AUX
easat-7169	321	39	used	use	VERB
easat-7169	321	40	for	for	ADP
easat-7169	321	41	processing	processing	NOUN
easat-7169	321	42	without	without	ADP
easat-7169	321	43	user	user	NOUN
easat-7169	321	44	authorization	authorization	NOUN
easat-7169	322	1	[	[	X
easat-7169	322	2	40	40	NUM
easat-7169	322	3	]	]	PUNCT
easat-7169	322	4	.	.	PUNCT
easat-7169	323	1	at	at	ADP
easat-7169	323	2	the	the	DET
easat-7169	323	3	same	same	ADJ
easat-7169	323	4	time	time	NOUN
easat-7169	323	5	,	,	PUNCT
easat-7169	323	6	the	the	DET
easat-7169	323	7	user	user	NOUN
easat-7169	323	8	information	information	NOUN
easat-7169	323	9	protection	protection	NOUN
easat-7169	323	10	mechanism	mechanism	NOUN
easat-7169	323	11	and	and	CCONJ
easat-7169	323	12	technology	technology	NOUN
easat-7169	323	13	should	should	AUX
easat-7169	323	14	be	be	AUX
easat-7169	323	15	standardized	standardize	VERB
easat-7169	323	16	,	,	PUNCT
easat-7169	323	17	and	and	CCONJ
easat-7169	323	18	the	the	DET
easat-7169	323	19	scenarios	scenario	NOUN
easat-7169	323	20	,	,	PUNCT
easat-7169	323	21	purposes	purpose	NOUN
easat-7169	323	22	and	and	CCONJ
easat-7169	323	23	methods	method	NOUN
easat-7169	323	24	of	of	ADP
easat-7169	323	25	user	user	NOUN
easat-7169	323	26	data	datum	NOUN
easat-7169	323	27	analysis	analysis	NOUN
easat-7169	323	28	and	and	CCONJ
easat-7169	323	29	sharing	sharing	NOUN
easat-7169	323	30	by	by	ADP
easat-7169	323	31	property	property	NOUN
easat-7169	323	32	insurance	insurance	NOUN
easat-7169	323	33	companies	company	NOUN
easat-7169	323	34	should	should	AUX
easat-7169	323	35	be	be	AUX
easat-7169	323	36	clarified	clarify	VERB
easat-7169	323	37	,	,	PUNCT
easat-7169	323	38	as	as	ADV
easat-7169	323	39	well	well	ADV
easat-7169	323	40	as	as	ADP
easat-7169	323	41	the	the	DET
easat-7169	323	42	standards	standard	NOUN
easat-7169	323	43	for	for	ADP
easat-7169	323	44	anonymous	anonymous	ADJ
easat-7169	323	45	processing	processing	NOUN
easat-7169	323	46	of	of	ADP
easat-7169	323	47	user	user	NOUN
easat-7169	323	48	information	information	NOUN
easat-7169	323	49	and	and	CCONJ
easat-7169	323	50	data	datum	NOUN
easat-7169	323	51	desensitization	desensitization	NOUN
easat-7169	323	52	.	.	PUNCT
easat-7169	324	1	for	for	ADP
easat-7169	324	2	the	the	DET
easat-7169	324	3	civil	civil	ADJ
easat-7169	324	4	and	and	CCONJ
easat-7169	324	5	criminal	criminal	ADJ
easat-7169	324	6	infringement	infringement	NOUN
easat-7169	324	7	of	of	ADP
easat-7169	324	8	data	datum	NOUN
easat-7169	324	9	leakage	leakage	NOUN
easat-7169	324	10	caused	cause	VERB
easat-7169	324	11	by	by	ADP
easat-7169	324	12	illegal	illegal	ADJ
easat-7169	324	13	computer	computer	NOUN
easat-7169	324	14	equipment	equipment	NOUN
easat-7169	324	15	intrusion	intrusion	NOUN
easat-7169	324	16	,	,	PUNCT
easat-7169	324	17	property	property	NOUN
easat-7169	324	18	insurance	insurance	NOUN
easat-7169	324	19	companies	company	NOUN
easat-7169	324	20	shall	shall	AUX
easat-7169	324	21	inform	inform	VERB
easat-7169	324	22	users	user	NOUN
easat-7169	324	23	of	of	ADP
easat-7169	324	24	their	their	PRON
easat-7169	324	25	obligations	obligation	NOUN
easat-7169	324	26	,	,	PUNCT
easat-7169	324	27	and	and	CCONJ
easat-7169	324	28	investigate	investigate	VERB
easat-7169	324	29	the	the	DET
easat-7169	324	30	legal	legal	ADJ
easat-7169	324	31	liabilities	liability	NOUN
easat-7169	324	32	of	of	ADP
easat-7169	324	33	relevant	relevant	ADJ
easat-7169	324	34	responsible	responsible	ADJ
easat-7169	324	35	subjects	subject	NOUN
easat-7169	324	36	according	accord	VERB
easat-7169	324	37	to	to	ADP
easat-7169	324	38	law	law	NOUN
easat-7169	324	39	,	,	PUNCT
easat-7169	324	40	and	and	CCONJ
easat-7169	324	41	property	property	NOUN
easat-7169	324	42	insurance	insurance	NOUN
easat-7169	324	43	companies	company	NOUN
easat-7169	324	44	shall	shall	AUX
easat-7169	324	45	have	have	VERB
easat-7169	324	46	the	the	DET
easat-7169	324	47	obligation	obligation	NOUN
easat-7169	324	48	to	to	PART
easat-7169	324	49	recover	recover	VERB
easat-7169	324	50	users	user	NOUN
easat-7169	324	51	'	'	PART
easat-7169	324	52	infringement	infringement	NOUN
easat-7169	324	53	losses	loss	NOUN
easat-7169	324	54	.	.	PUNCT
easat-7169	325	1	the	the	DET
easat-7169	325	2	judicial	judicial	ADJ
easat-7169	325	3	organs	organ	NOUN
easat-7169	325	4	should	should	AUX
easat-7169	325	5	firmly	firmly	ADV
easat-7169	325	6	deal	deal	VERB
easat-7169	325	7	with	with	ADP
easat-7169	325	8	individuals	individual	NOUN
easat-7169	325	9	or	or	CCONJ
easat-7169	325	10	units	unit	NOUN
easat-7169	325	11	that	that	PRON
easat-7169	325	12	seek	seek	VERB
easat-7169	325	13	improper	improper	ADJ
easat-7169	325	14	benefits	benefit	NOUN
easat-7169	325	15	due	due	ADP
easat-7169	325	16	to	to	ADP
easat-7169	325	17	malicious	malicious	ADJ
easat-7169	325	18	disclosure	disclosure	NOUN
easat-7169	325	19	or	or	CCONJ
easat-7169	325	20	tampering	tamper	VERB
easat-7169	325	21	with	with	ADP
easat-7169	325	22	user	user	NOUN
easat-7169	325	23	information	information	NOUN
easat-7169	325	24	and	and	CCONJ
easat-7169	325	25	put	put	VERB
easat-7169	325	26	them	they	PRON
easat-7169	325	27	on	on	ADP
easat-7169	325	28	the	the	DET
easat-7169	325	29	blacklist	blacklist	NOUN
easat-7169	325	30	of	of	ADP
easat-7169	325	31	the	the	DET
easat-7169	325	32	industry	industry	NOUN
easat-7169	325	33	.	.	PUNCT
easat-7169	326	1	5.2.3	5.2.3	X
easat-7169	326	2	.	.	PUNCT
easat-7169	326	3	recommendations	recommendation	NOUN
easat-7169	326	4	for	for	ADP
easat-7169	326	5	future	future	ADJ
easat-7169	326	6	research	research	NOUN
easat-7169	326	7	this	this	DET
easat-7169	326	8	study	study	NOUN
easat-7169	326	9	provides	provide	VERB
easat-7169	326	10	theoretical	theoretical	ADJ
easat-7169	326	11	and	and	CCONJ
easat-7169	326	12	empirical	empirical	ADJ
easat-7169	326	13	research	research	NOUN
easat-7169	326	14	on	on	ADP
easat-7169	326	15	the	the	DET
easat-7169	326	16	relationship	relationship	NOUN
easat-7169	326	17	between	between	ADP
easat-7169	326	18	digital	digital	ADJ
easat-7169	326	19	finance	finance	NOUN
easat-7169	326	20	and	and	CCONJ
easat-7169	326	21	innovation	innovation	NOUN
easat-7169	326	22	management	management	NOUN
easat-7169	326	23	,	,	PUNCT
easat-7169	326	24	and	and	CCONJ
easat-7169	326	25	provides	provide	VERB
easat-7169	326	26	research	research	NOUN
easat-7169	326	27	support	support	NOUN
easat-7169	326	28	for	for	ADP
easat-7169	326	29	property	property	NOUN
easat-7169	326	30	insurance	insurance	NOUN
easat-7169	326	31	companies	company	NOUN
easat-7169	326	32	in	in	ADP
easat-7169	326	33	guangdong	guangdong	PROPN
easat-7169	326	34	province	province	PROPN
easat-7169	326	35	to	to	PART
easat-7169	326	36	improve	improve	VERB
easat-7169	326	37	innovation	innovation	NOUN
easat-7169	326	38	management	management	NOUN
easat-7169	326	39	through	through	ADP
easat-7169	326	40	digital	digital	ADJ
easat-7169	326	41	finance	finance	NOUN
easat-7169	326	42	.	.	PUNCT
easat-7169	327	1	although	although	SCONJ
easat-7169	327	2	this	this	DET
easat-7169	327	3	paper	paper	NOUN
easat-7169	327	4	can	can	AUX
easat-7169	327	5	provide	provide	VERB
easat-7169	327	6	a	a	DET
easat-7169	327	7	new	new	ADJ
easat-7169	327	8	perspective	perspective	NOUN
easat-7169	327	9	for	for	ADP
easat-7169	327	10	the	the	DET
easat-7169	327	11	improvement	improvement	NOUN
easat-7169	327	12	of	of	ADP
easat-7169	327	13	innovation	innovation	NOUN
easat-7169	327	14	management	management	NOUN
easat-7169	327	15	of	of	ADP
easat-7169	327	16	property	property	NOUN
easat-7169	327	17	insurance	insurance	NOUN
easat-7169	327	18	companies	company	NOUN
easat-7169	327	19	in	in	ADP
easat-7169	327	20	guangdong	guangdong	PROPN
easat-7169	327	21	province	province	PROPN
easat-7169	327	22	,	,	PUNCT
easat-7169	327	23	due	due	ADP
easat-7169	327	24	to	to	ADP
easat-7169	327	25	the	the	DET
easat-7169	327	26	influence	influence	NOUN
easat-7169	327	27	of	of	ADP
easat-7169	327	28	many	many	ADJ
easat-7169	327	29	aspects	aspect	NOUN
easat-7169	327	30	such	such	ADJ
easat-7169	327	31	as	as	ADP
easat-7169	327	32	scientific	scientific	ADJ
easat-7169	327	33	research	research	NOUN
easat-7169	327	34	conditions	condition	NOUN
easat-7169	327	35	and	and	CCONJ
easat-7169	327	36	data	datum	NOUN
easat-7169	327	37	availability	availability	NOUN
easat-7169	327	38	,	,	PUNCT
easat-7169	327	39	there	there	PRON
easat-7169	327	40	are	be	VERB
easat-7169	327	41	still	still	ADV
easat-7169	327	42	some	some	DET
easat-7169	327	43	research	research	NOUN
easat-7169	327	44	deficiencies	deficiency	NOUN
easat-7169	327	45	in	in	ADP
easat-7169	327	46	this	this	DET
easat-7169	327	47	paper	paper	NOUN
easat-7169	327	48	.	.	PUNCT
easat-7169	328	1	the	the	DET
easat-7169	328	2	following	follow	VERB
easat-7169	328	3	two	two	NUM
easat-7169	328	4	aspects	aspect	NOUN
easat-7169	328	5	need	need	VERB
easat-7169	328	6	to	to	PART
easat-7169	328	7	be	be	AUX
easat-7169	328	8	further	far	ADV
easat-7169	328	9	studied	study	VERB
easat-7169	328	10	and	and	CCONJ
easat-7169	328	11	discussed	discuss	VERB
easat-7169	328	12	.	.	PUNCT
easat-7169	329	1	firstly	firstly	ADV
easat-7169	329	2	,	,	PUNCT
easat-7169	329	3	suggestions	suggestion	NOUN
easat-7169	329	4	on	on	ADP
easat-7169	329	5	the	the	DET
easat-7169	329	6	selection	selection	NOUN
easat-7169	329	7	of	of	ADP
easat-7169	329	8	research	research	NOUN
easat-7169	329	9	samples	sample	NOUN
easat-7169	329	10	.	.	PUNCT
easat-7169	330	1	due	due	ADP
easat-7169	330	2	to	to	ADP
easat-7169	330	3	the	the	DET
easat-7169	330	4	limitation	limitation	NOUN
easat-7169	330	5	of	of	ADP
easat-7169	330	6	time	time	NOUN
easat-7169	330	7	and	and	CCONJ
easat-7169	330	8	energy	energy	NOUN
easat-7169	330	9	,	,	PUNCT
easat-7169	330	10	the	the	DET
easat-7169	330	11	research	research	NOUN
easat-7169	330	12	samples	sample	NOUN
easat-7169	330	13	in	in	ADP
easat-7169	330	14	this	this	DET
easat-7169	330	15	paper	paper	NOUN
easat-7169	330	16	are	be	AUX
easat-7169	330	17	mainly	mainly	ADV
easat-7169	330	18	from	from	ADP
easat-7169	330	19	guangdong	guangdong	PROPN
easat-7169	330	20	province	province	PROPN
easat-7169	330	21	,	,	PUNCT
easat-7169	330	22	which	which	PRON
easat-7169	330	23	can	can	AUX
easat-7169	330	24	not	not	PART
easat-7169	330	25	cover	cover	VERB
easat-7169	330	26	the	the	DET
easat-7169	330	27	regional	regional	ADJ
easat-7169	330	28	scope	scope	NOUN
easat-7169	330	29	of	of	ADP
easat-7169	330	30	china	china	PROPN
easat-7169	330	31	's	's	PART
easat-7169	330	32	digital	digital	ADJ
easat-7169	330	33	transformation	transformation	NOUN
easat-7169	330	34	property	property	NOUN
easat-7169	330	35	insurance	insurance	NOUN
easat-7169	330	36	companies	company	NOUN
easat-7169	330	37	,	,	PUNCT
easat-7169	330	38	and	and	CCONJ
easat-7169	330	39	the	the	DET
easat-7169	330	40	research	research	NOUN
easat-7169	330	41	conclusions	conclusion	NOUN
easat-7169	330	42	lack	lack	VERB
easat-7169	330	43	certain	certain	ADJ
easat-7169	330	44	universality	universality	NOUN
easat-7169	330	45	and	and	CCONJ
easat-7169	330	46	popularization	popularization	NOUN
easat-7169	330	47	.	.	PUNCT
easat-7169	331	1	therefore	therefore	ADV
easat-7169	331	2	,	,	PUNCT
easat-7169	331	3	the	the	DET
easat-7169	331	4	subsequent	subsequent	ADJ
easat-7169	331	5	research	research	NOUN
easat-7169	331	6	adopts	adopt	VERB
easat-7169	331	7	more	more	ADV
easat-7169	331	8	extensive	extensive	ADJ
easat-7169	331	9	samples	sample	NOUN
easat-7169	331	10	,	,	PUNCT
easat-7169	331	11	increases	increase	VERB
easat-7169	331	12	the	the	DET
easat-7169	331	13	number	number	NOUN
easat-7169	331	14	of	of	ADP
easat-7169	331	15	samples	sample	NOUN
easat-7169	331	16	,	,	PUNCT
easat-7169	331	17	expands	expand	VERB
easat-7169	331	18	the	the	DET
easat-7169	331	19	survey	survey	NOUN
easat-7169	331	20	objects	object	NOUN
easat-7169	331	21	to	to	ADP
easat-7169	331	22	foreign	foreign	NOUN
easat-7169	331	23	-	-	PUNCT
easat-7169	331	24	funded	fund	VERB
easat-7169	331	25	property	property	NOUN
easat-7169	331	26	insurance	insurance	NOUN
easat-7169	331	27	companies	company	NOUN
easat-7169	331	28	,	,	PUNCT
easat-7169	331	29	and	and	CCONJ
easat-7169	331	30	compares	compare	VERB
easat-7169	331	31	chinese	chinese	PROPN
easat-7169	331	32	-	-	PUNCT
easat-7169	331	33	funded	fund	VERB
easat-7169	331	34	property	property	NOUN
easat-7169	331	35	insurance	insurance	NOUN
easat-7169	331	36	companies	company	NOUN
easat-7169	331	37	with	with	ADP
easat-7169	331	38	foreign	foreign	NOUN
easat-7169	331	39	-	-	PUNCT
easat-7169	331	40	funded	fund	VERB
easat-7169	331	41	property	property	NOUN
easat-7169	331	42	insurance	insurance	NOUN
easat-7169	331	43	companies	company	NOUN
easat-7169	331	44	,	,	PUNCT
easat-7169	331	45	so	so	SCONJ
easat-7169	331	46	as	as	SCONJ
easat-7169	331	47	to	to	PART
easat-7169	331	48	make	make	VERB
easat-7169	331	49	the	the	DET
easat-7169	331	50	research	research	NOUN
easat-7169	331	51	results	result	VERB
easat-7169	331	52	more	more	ADV
easat-7169	331	53	universal	universal	ADJ
easat-7169	331	54	.	.	PUNCT
easat-7169	332	1	follow	follow	VERB
easat-7169	332	2	-	-	PUNCT
easat-7169	332	3	up	up	ADP
easat-7169	332	4	studies	study	NOUN
easat-7169	332	5	can	can	AUX
easat-7169	332	6	also	also	ADV
easat-7169	332	7	be	be	AUX
easat-7169	332	8	carried	carry	VERB
easat-7169	332	9	out	out	ADP
easat-7169	332	10	according	accord	VERB
easat-7169	332	11	to	to	ADP
easat-7169	332	12	regions	region	NOUN
easat-7169	332	13	or	or	CCONJ
easat-7169	332	14	consider	consider	VERB
easat-7169	332	15	conducting	conduct	VERB
easat-7169	332	16	comparative	comparative	ADJ
easat-7169	332	17	studies	study	NOUN
easat-7169	332	18	on	on	ADP
easat-7169	332	19	property	property	NOUN
easat-7169	332	20	insurance	insurance	NOUN
easat-7169	332	21	companies	company	NOUN
easat-7169	332	22	in	in	ADP
easat-7169	332	23	developed	develop	VERB
easat-7169	332	24	areas	area	NOUN
easat-7169	332	25	and	and	CCONJ
easat-7169	332	26	regions	region	NOUN
easat-7169	332	27	to	to	PART
easat-7169	332	28	be	be	AUX
easat-7169	332	29	developed	develop	VERB
easat-7169	332	30	.	.	PUNCT
easat-7169	333	1	from	from	ADP
easat-7169	333	2	the	the	DET
easat-7169	333	3	perspective	perspective	NOUN
easat-7169	333	4	of	of	ADP
easat-7169	333	5	company	company	NOUN
easat-7169	333	6	scale	scale	NOUN
easat-7169	333	7	and	and	CCONJ
easat-7169	333	8	1373	1373	NUM
easat-7169	333	9	edelweiss	edelweiss	PROPN
easat-7169	333	10	applied	apply	VERB
easat-7169	333	11	science	science	NOUN
easat-7169	333	12	and	and	CCONJ
easat-7169	333	13	technology	technology	NOUN
easat-7169	333	14	issn	issn	PROPN
easat-7169	333	15	:	:	PUNCT
easat-7169	333	16	2576	2576	NUM
easat-7169	333	17	-	-	SYM
easat-7169	333	18	8484	8484	NUM
easat-7169	333	19	vol	vol	NOUN
easat-7169	333	20	.	.	PROPN
easat-7169	334	1	9	9	NUM
easat-7169	334	2	,	,	PUNCT
easat-7169	334	3	no	no	INTJ
easat-7169	334	4	.	.	NOUN
easat-7169	334	5	5	5	NUM
easat-7169	334	6	:	:	SYM
easat-7169	334	7	1358	1358	NUM
easat-7169	334	8	-	-	SYM
easat-7169	334	9	1377	1377	NUM
easat-7169	334	10	,	,	PUNCT
easat-7169	334	11	2025	2025	NUM
easat-7169	334	12	doi	doi	NOUN
easat-7169	334	13	:	:	PUNCT
easat-7169	334	14	10.55214/25768484.v9i5.7169	10.55214/25768484.v9i5.7169	NUM
easat-7169	334	15	©	©	PROPN
easat-7169	334	16	2025	2025	NUM
easat-7169	334	17	by	by	ADP
easat-7169	334	18	the	the	DET
easat-7169	334	19	authors	author	NOUN
easat-7169	334	20	;	;	PUNCT
easat-7169	334	21	licensee	licensee	PROPN
easat-7169	334	22	learning	learn	VERB
easat-7169	334	23	gate	gate	NOUN
easat-7169	334	24	maturity	maturity	NOUN
easat-7169	334	25	,	,	PUNCT
easat-7169	334	26	different	different	ADJ
easat-7169	334	27	companies	company	NOUN
easat-7169	334	28	have	have	VERB
easat-7169	334	29	different	different	ADJ
easat-7169	334	30	resources	resource	NOUN
easat-7169	334	31	,	,	PUNCT
easat-7169	334	32	capabilities	capability	NOUN
easat-7169	334	33	and	and	CCONJ
easat-7169	334	34	challenges	challenge	NOUN
easat-7169	334	35	.	.	PUNCT
easat-7169	335	1	the	the	DET
easat-7169	335	2	research	research	NOUN
easat-7169	335	3	can	can	AUX
easat-7169	335	4	be	be	AUX
easat-7169	335	5	carried	carry	VERB
easat-7169	335	6	out	out	ADP
easat-7169	335	7	from	from	ADP
easat-7169	335	8	the	the	DET
easat-7169	335	9	dimensions	dimension	NOUN
easat-7169	335	10	of	of	ADP
easat-7169	335	11	large	large	ADJ
easat-7169	335	12	companies	company	NOUN
easat-7169	335	13	and	and	CCONJ
easat-7169	335	14	small	small	ADJ
easat-7169	335	15	companies	company	NOUN
easat-7169	335	16	,	,	PUNCT
easat-7169	335	17	mature	mature	ADJ
easat-7169	335	18	companies	company	NOUN
easat-7169	335	19	and	and	CCONJ
easat-7169	335	20	startups	startup	NOUN
easat-7169	335	21	.	.	PUNCT
easat-7169	336	1	secondly	secondly	ADV
easat-7169	336	2	,	,	PUNCT
easat-7169	336	3	suggestions	suggestion	NOUN
easat-7169	336	4	on	on	ADP
easat-7169	336	5	the	the	DET
easat-7169	336	6	research	research	NOUN
easat-7169	336	7	data	datum	NOUN
easat-7169	336	8	.	.	PUNCT
easat-7169	337	1	this	this	DET
easat-7169	337	2	paper	paper	NOUN
easat-7169	337	3	obtains	obtain	VERB
easat-7169	337	4	data	datum	NOUN
easat-7169	337	5	through	through	ADP
easat-7169	337	6	a	a	DET
easat-7169	337	7	relatively	relatively	ADV
easat-7169	337	8	subjective	subjective	ADJ
easat-7169	337	9	questionnaire	questionnaire	NOUN
easat-7169	337	10	form	form	NOUN
easat-7169	337	11	,	,	PUNCT
easat-7169	337	12	and	and	CCONJ
easat-7169	337	13	the	the	DET
easat-7169	337	14	collected	collect	VERB
easat-7169	337	15	sample	sample	NOUN
easat-7169	337	16	data	datum	NOUN
easat-7169	337	17	is	be	AUX
easat-7169	337	18	cross	cross	ADJ
easat-7169	337	19	-	-	ADJ
easat-7169	337	20	section	section	ADJ
easat-7169	337	21	data	datum	NOUN
easat-7169	337	22	.	.	PUNCT
easat-7169	338	1	the	the	DET
easat-7169	338	2	digital	digital	ADJ
easat-7169	338	3	finance	finance	NOUN
easat-7169	338	4	,	,	PUNCT
easat-7169	338	5	precision	precision	NOUN
easat-7169	338	6	marketing	marketing	NOUN
easat-7169	338	7	and	and	CCONJ
easat-7169	338	8	innovation	innovation	NOUN
easat-7169	338	9	management	management	NOUN
easat-7169	338	10	of	of	ADP
easat-7169	338	11	property	property	NOUN
easat-7169	338	12	insurance	insurance	NOUN
easat-7169	338	13	companies	company	NOUN
easat-7169	338	14	are	be	AUX
easat-7169	338	15	in	in	ADP
easat-7169	338	16	a	a	DET
easat-7169	338	17	dynamic	dynamic	ADJ
easat-7169	338	18	process	process	NOUN
easat-7169	338	19	,	,	PUNCT
easat-7169	338	20	and	and	CCONJ
easat-7169	338	21	the	the	DET
easat-7169	338	22	application	application	NOUN
easat-7169	338	23	of	of	ADP
easat-7169	338	24	digital	digital	ADJ
easat-7169	338	25	finance	finance	NOUN
easat-7169	338	26	and	and	CCONJ
easat-7169	338	27	precision	precision	NOUN
easat-7169	338	28	marketing	marketing	NOUN
easat-7169	338	29	in	in	ADP
easat-7169	338	30	the	the	DET
easat-7169	338	31	actual	actual	ADJ
easat-7169	338	32	operation	operation	NOUN
easat-7169	338	33	of	of	ADP
easat-7169	338	34	property	property	NOUN
easat-7169	338	35	insurance	insurance	NOUN
easat-7169	338	36	companies	company	NOUN
easat-7169	338	37	may	may	AUX
easat-7169	338	38	have	have	VERB
easat-7169	338	39	a	a	DET
easat-7169	338	40	certain	certain	ADJ
easat-7169	338	41	lag	lag	NOUN
easat-7169	338	42	period	period	NOUN
easat-7169	338	43	.	.	PUNCT
easat-7169	339	1	digital	digital	ADJ
easat-7169	339	2	finance	finance	NOUN
easat-7169	339	3	and	and	CCONJ
easat-7169	339	4	precision	precision	NOUN
easat-7169	339	5	marketing	marketing	NOUN
easat-7169	339	6	may	may	AUX
easat-7169	339	7	not	not	PART
easat-7169	339	8	produce	produce	VERB
easat-7169	339	9	results	result	NOUN
easat-7169	339	10	in	in	ADP
easat-7169	339	11	the	the	DET
easat-7169	339	12	current	current	ADJ
easat-7169	339	13	period	period	NOUN
easat-7169	339	14	,	,	PUNCT
easat-7169	339	15	and	and	CCONJ
easat-7169	339	16	it	it	PRON
easat-7169	339	17	will	will	AUX
easat-7169	339	18	take	take	VERB
easat-7169	339	19	a	a	DET
easat-7169	339	20	certain	certain	ADJ
easat-7169	339	21	amount	amount	NOUN
easat-7169	339	22	of	of	ADP
easat-7169	339	23	time	time	NOUN
easat-7169	339	24	to	to	PART
easat-7169	339	25	digest	digest	VERB
easat-7169	339	26	and	and	CCONJ
easat-7169	339	27	absorb	absorb	VERB
easat-7169	339	28	before	before	SCONJ
easat-7169	339	29	it	it	PRON
easat-7169	339	30	can	can	AUX
easat-7169	339	31	have	have	VERB
easat-7169	339	32	an	an	DET
easat-7169	339	33	effect	effect	NOUN
easat-7169	339	34	.	.	PUNCT
easat-7169	340	1	cross	cross	ADJ
easat-7169	340	2	-	-	ADJ
easat-7169	340	3	section	section	ADJ
easat-7169	340	4	data	datum	NOUN
easat-7169	340	5	may	may	AUX
easat-7169	340	6	not	not	PART
easat-7169	340	7	be	be	AUX
easat-7169	340	8	able	able	ADJ
easat-7169	340	9	to	to	PART
easat-7169	340	10	objectively	objectively	ADV
easat-7169	340	11	and	and	CCONJ
easat-7169	340	12	truly	truly	ADV
easat-7169	340	13	reflect	reflect	VERB
easat-7169	340	14	the	the	DET
easat-7169	340	15	real	real	ADJ
easat-7169	340	16	role	role	NOUN
easat-7169	340	17	of	of	ADP
easat-7169	340	18	insurance	insurance	NOUN
easat-7169	340	19	companies	company	NOUN
easat-7169	340	20	in	in	ADP
easat-7169	340	21	implementing	implement	VERB
easat-7169	340	22	digital	digital	ADJ
easat-7169	340	23	finance	finance	NOUN
easat-7169	340	24	.	.	PUNCT
easat-7169	341	1	we	we	PRON
easat-7169	341	2	hope	hope	VERB
easat-7169	341	3	to	to	PART
easat-7169	341	4	conduct	conduct	VERB
easat-7169	341	5	in	in	ADP
easat-7169	341	6	-	-	PUNCT
easat-7169	341	7	depth	depth	NOUN
easat-7169	341	8	research	research	NOUN
easat-7169	341	9	on	on	ADP
easat-7169	341	10	this	this	DET
easat-7169	341	11	topic	topic	NOUN
easat-7169	341	12	vertically	vertically	ADV
easat-7169	341	13	in	in	ADP
easat-7169	341	14	the	the	DET
easat-7169	341	15	future	future	NOUN
easat-7169	341	16	.	.	PUNCT
easat-7169	342	1	for	for	ADP
easat-7169	342	2	example	example	NOUN
easat-7169	342	3	,	,	PUNCT
easat-7169	342	4	we	we	PRON
easat-7169	342	5	can	can	AUX
easat-7169	342	6	consider	consider	VERB
easat-7169	342	7	a	a	DET
easat-7169	342	8	fixed	fix	VERB
easat-7169	342	9	time	time	NOUN
easat-7169	342	10	period	period	NOUN
easat-7169	342	11	,	,	PUNCT
easat-7169	342	12	such	such	ADJ
easat-7169	342	13	as	as	ADP
easat-7169	342	14	3	3	NUM
easat-7169	342	15	to	to	PART
easat-7169	342	16	5	5	NUM
easat-7169	342	17	years	year	NOUN
easat-7169	342	18	,	,	PUNCT
easat-7169	342	19	and	and	CCONJ
easat-7169	342	20	adopt	adopt	VERB
easat-7169	342	21	panel	panel	NOUN
easat-7169	342	22	data	datum	NOUN
easat-7169	342	23	in	in	ADP
easat-7169	342	24	the	the	DET
easat-7169	342	25	research	research	NOUN
easat-7169	342	26	to	to	PART
easat-7169	342	27	study	study	VERB
easat-7169	342	28	long	long	ADJ
easat-7169	342	29	-	-	PUNCT
easat-7169	342	30	term	term	NOUN
easat-7169	342	31	dynamic	dynamic	ADJ
easat-7169	342	32	relationship	relationship	NOUN
easat-7169	342	33	models	model	NOUN
easat-7169	342	34	,	,	PUNCT
easat-7169	342	35	so	so	SCONJ
easat-7169	342	36	as	as	SCONJ
easat-7169	342	37	to	to	PART
easat-7169	342	38	draw	draw	VERB
easat-7169	342	39	more	more	ADV
easat-7169	342	40	accurate	accurate	ADJ
easat-7169	342	41	conclusions	conclusion	NOUN
easat-7169	342	42	.	.	PUNCT
easat-7169	343	1	it	it	PRON
easat-7169	343	2	is	be	AUX
easat-7169	343	3	expected	expect	VERB
easat-7169	343	4	to	to	PART
easat-7169	343	5	conduct	conduct	VERB
easat-7169	343	6	more	more	ADJ
easat-7169	343	7	in	in	ADP
easat-7169	343	8	-	-	PUNCT
easat-7169	343	9	depth	depth	NOUN
easat-7169	343	10	research	research	NOUN
easat-7169	343	11	in	in	ADP
easat-7169	343	12	the	the	DET
easat-7169	343	13	future	future	NOUN
easat-7169	343	14	.	.	PUNCT
easat-7169	344	1	transparency	transparency	NOUN
easat-7169	344	2	:	:	PUNCT
easat-7169	344	3	the	the	DET
easat-7169	344	4	authors	author	NOUN
easat-7169	344	5	confirm	confirm	VERB
easat-7169	344	6	that	that	SCONJ
easat-7169	344	7	the	the	DET
easat-7169	344	8	manuscript	manuscript	NOUN
easat-7169	344	9	is	be	AUX
easat-7169	344	10	an	an	DET
easat-7169	344	11	honest	honest	ADJ
easat-7169	344	12	,	,	PUNCT
easat-7169	344	13	accurate	accurate	ADJ
easat-7169	344	14	,	,	PUNCT
easat-7169	344	15	and	and	CCONJ
easat-7169	344	16	transparent	transparent	ADJ
easat-7169	344	17	account	account	NOUN
easat-7169	344	18	of	of	ADP
easat-7169	344	19	the	the	DET
easat-7169	344	20	study	study	NOUN
easat-7169	344	21	;	;	PUNCT
easat-7169	344	22	that	that	SCONJ
easat-7169	344	23	no	no	DET
easat-7169	344	24	vital	vital	ADJ
easat-7169	344	25	features	feature	NOUN
easat-7169	344	26	of	of	ADP
easat-7169	344	27	the	the	DET
easat-7169	344	28	study	study	NOUN
easat-7169	344	29	have	have	AUX
easat-7169	344	30	been	be	AUX
easat-7169	344	31	omitted	omit	VERB
easat-7169	344	32	;	;	PUNCT
easat-7169	344	33	and	and	CCONJ
easat-7169	344	34	that	that	SCONJ
easat-7169	344	35	any	any	DET
easat-7169	344	36	discrepancies	discrepancy	NOUN
easat-7169	344	37	from	from	ADP
easat-7169	344	38	the	the	DET
easat-7169	344	39	study	study	NOUN
easat-7169	344	40	as	as	SCONJ
easat-7169	344	41	planned	plan	VERB
easat-7169	344	42	have	have	AUX
easat-7169	344	43	been	be	AUX
easat-7169	344	44	explained	explain	VERB
easat-7169	344	45	.	.	PUNCT
easat-7169	345	1	this	this	DET
easat-7169	345	2	study	study	NOUN
easat-7169	345	3	followed	follow	VERB
easat-7169	345	4	all	all	DET
easat-7169	345	5	ethical	ethical	ADJ
easat-7169	345	6	practices	practice	NOUN
easat-7169	345	7	during	during	ADP
easat-7169	345	8	writing	writing	NOUN
easat-7169	345	9	.	.	PUNCT
easat-7169	346	1	author	author	NOUN
easat-7169	346	2	contributions	contribution	NOUN
easat-7169	346	3	:	:	PUNCT
easat-7169	346	4	jiali	jiali	PROPN
easat-7169	346	5	zhong	zhong	PROPN
easat-7169	346	6	:	:	PUNCT
easat-7169	346	7	conceptualization	conceptualization	NOUN
easat-7169	346	8	,	,	PUNCT
easat-7169	346	9	data	data	NOUN
easat-7169	346	10	curation	curation	NOUN
easat-7169	346	11	,	,	PUNCT
easat-7169	346	12	investigation	investigation	NOUN
easat-7169	346	13	,	,	PUNCT
easat-7169	346	14	writing	write	VERB
easat-7169	346	15	original	original	ADJ
easat-7169	346	16	draft	draft	NOUN
easat-7169	346	17	,	,	PUNCT
easat-7169	346	18	validation	validation	NOUN
easat-7169	346	19	;	;	PUNCT
easat-7169	346	20	khunanan	khunanan	PROPN
easat-7169	346	21	sukpasjaroen	sukpasjaroen	PROPN
easat-7169	346	22	:	:	PUNCT
easat-7169	346	23	methodology	methodology	NOUN
easat-7169	346	24	,	,	PUNCT
easat-7169	346	25	supervision	supervision	NOUN
easat-7169	346	26	.	.	PUNCT
easat-7169	347	1	copyright	copyright	NOUN
easat-7169	347	2	:	:	PUNCT
easat-7169	347	3	©	©	PROPN
easat-7169	347	4	2025	2025	NUM
easat-7169	347	5	by	by	ADP
easat-7169	347	6	the	the	DET
easat-7169	347	7	authors	author	NOUN
easat-7169	347	8	.	.	PUNCT
easat-7169	348	1	this	this	DET
easat-7169	348	2	open	open	ADJ
easat-7169	348	3	-	-	PUNCT
easat-7169	348	4	access	access	NOUN
easat-7169	348	5	article	article	NOUN
easat-7169	348	6	is	be	AUX
easat-7169	348	7	distributed	distribute	VERB
easat-7169	348	8	under	under	ADP
easat-7169	348	9	the	the	DET
easat-7169	348	10	terms	term	NOUN
easat-7169	348	11	and	and	CCONJ
easat-7169	348	12	conditions	condition	NOUN
easat-7169	348	13	of	of	ADP
easat-7169	348	14	the	the	DET
easat-7169	348	15	creative	creative	ADJ
easat-7169	348	16	commons	common	NOUN
easat-7169	348	17	attribution	attribution	NOUN
easat-7169	348	18	(	(	PUNCT
easat-7169	348	19	cc	cc	NOUN
easat-7169	348	20	by	by	ADP
easat-7169	348	21	)	)	PUNCT
easat-7169	348	22	license	license	NOUN
easat-7169	348	23	(	(	PUNCT
easat-7169	348	24	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-7169	348	25	)	)	PUNCT
easat-7169	348	26	.	.	PUNCT
easat-7169	349	1	references	reference	NOUN
easat-7169	349	2	[	[	X
easat-7169	349	3	1	1	NUM
easat-7169	349	4	]	]	PUNCT
easat-7169	349	5	x.	x.	PROPN
easat-7169	349	6	jiang	jiang	PROPN
easat-7169	349	7	,	,	PUNCT
easat-7169	349	8	"	"	PUNCT
easat-7169	349	9	a	a	DET
easat-7169	349	10	tentative	tentative	ADJ
easat-7169	349	11	discussion	discussion	NOUN
easat-7169	349	12	of	of	ADP
easat-7169	349	13	financial	financial	ADJ
easat-7169	349	14	service	service	NOUN
easat-7169	349	15	improvement	improvement	NOUN
easat-7169	349	16	and	and	CCONJ
easat-7169	349	17	the	the	DET
easat-7169	349	18	hancement	hancement	NOUN
easat-7169	349	19	of	of	ADP
easat-7169	349	20	financial	financial	ADJ
easat-7169	349	21	supervision	supervision	NOUN
easat-7169	349	22	,	,	PUNCT
easat-7169	349	23	"	"	PUNCT
easat-7169	349	24	research	research	NOUN
easat-7169	349	25	on	on	ADP
easat-7169	349	26	financial	financial	ADJ
easat-7169	349	27	and	and	CCONJ
easat-7169	349	28	economic	economic	ADJ
easat-7169	349	29	issues	issue	NOUN
easat-7169	349	30	,	,	PUNCT
easat-7169	349	31	no	no	INTJ
easat-7169	349	32	.	.	PROPN
easat-7169	349	33	06	06	NUM
easat-7169	349	34	,	,	PUNCT
easat-7169	349	35	pp	pp	ADJ
easat-7169	349	36	.	.	PUNCT
easat-7169	350	1	33	33	NUM
easat-7169	350	2	-	-	SYM
easat-7169	350	3	36	36	NUM
easat-7169	350	4	,	,	PUNCT
easat-7169	350	5	2003	2003	NUM
easat-7169	350	6	.	.	PUNCT
easat-7169	351	1	[	[	X
easat-7169	351	2	2	2	X
easat-7169	351	3	]	]	PUNCT
easat-7169	351	4	t.	t.	PROPN
easat-7169	351	5	chen	chen	PROPN
easat-7169	351	6	and	and	CCONJ
easat-7169	351	7	j.	j.	PROPN
easat-7169	351	8	chen	chen	PROPN
easat-7169	351	9	,	,	PUNCT
easat-7169	351	10	"	"	PUNCT
easat-7169	351	11	analysis	analysis	NOUN
easat-7169	351	12	of	of	ADP
easat-7169	351	13	the	the	DET
easat-7169	351	14	regional	regional	ADJ
easat-7169	351	15	differences	difference	NOUN
easat-7169	351	16	of	of	ADP
easat-7169	351	17	yunnan	yunnan	NOUN
easat-7169	351	18	property	property	NOUN
easat-7169	351	19	insurance	insurance	NOUN
easat-7169	351	20	market	market	NOUN
easat-7169	351	21	,	,	PUNCT
easat-7169	351	22	"	"	PUNCT
easat-7169	351	23	journal	journal	NOUN
easat-7169	351	24	of	of	ADP
easat-7169	351	25	yunnan	yunnan	PROPN
easat-7169	351	26	minzu	minzu	PROPN
easat-7169	351	27	university	university	PROPN
easat-7169	351	28	(	(	PUNCT
easat-7169	351	29	philosophy	philosophy	NOUN
easat-7169	351	30	and	and	CCONJ
easat-7169	351	31	social	social	ADJ
easat-7169	351	32	sciences	science	NOUN
easat-7169	351	33	edition	edition	NOUN
easat-7169	351	34	)	)	PUNCT
easat-7169	351	35	,	,	PUNCT
easat-7169	351	36	vol	vol	NOUN
easat-7169	351	37	.	.	PROPN
easat-7169	351	38	25	25	NUM
easat-7169	351	39	,	,	PUNCT
easat-7169	351	40	no	no	INTJ
easat-7169	351	41	.	.	NOUN
easat-7169	351	42	03	03	NUM
easat-7169	351	43	,	,	PUNCT
easat-7169	351	44	pp	pp	ADJ
easat-7169	351	45	.	.	PUNCT
easat-7169	352	1	88	88	NUM
easat-7169	352	2	-	-	SYM
easat-7169	352	3	92	92	NUM
easat-7169	352	4	,	,	PUNCT
easat-7169	352	5	2008	2008	NUM
easat-7169	352	6	.	.	PUNCT
easat-7169	353	1	[	[	X
easat-7169	353	2	3	3	X
easat-7169	353	3	]	]	PUNCT
easat-7169	353	4	z.	z.	PROPN
easat-7169	353	5	chen	chen	PROPN
easat-7169	353	6	and	and	CCONJ
easat-7169	353	7	s.	s.	PROPN
easat-7169	353	8	chen	chen	PROPN
easat-7169	353	9	,	,	PUNCT
easat-7169	353	10	"	"	PUNCT
easat-7169	353	11	research	research	NOUN
easat-7169	353	12	on	on	ADP
easat-7169	353	13	sustainable	sustainable	ADJ
easat-7169	353	14	growth	growth	NOUN
easat-7169	353	15	ability	ability	NOUN
easat-7169	353	16	of	of	ADP
easat-7169	353	17	new	new	ADJ
easat-7169	353	18	consumer	consumer	NOUN
easat-7169	353	19	brands	brand	NOUN
easat-7169	353	20	from	from	ADP
easat-7169	353	21	the	the	DET
easat-7169	353	22	perspective	perspective	NOUN
easat-7169	353	23	of	of	ADP
easat-7169	353	24	resourcebased	resourcebased	ADJ
easat-7169	353	25	theory	theory	NOUN
easat-7169	353	26	,	,	PUNCT
easat-7169	353	27	"	"	PUNCT
easat-7169	353	28	journal	journal	NOUN
easat-7169	353	29	of	of	ADP
easat-7169	353	30	commercial	commercial	ADJ
easat-7169	353	31	economics	economic	NOUN
easat-7169	353	32	,	,	PUNCT
easat-7169	353	33	vol	vol	NOUN
easat-7169	353	34	.	.	PROPN
easat-7169	353	35	16	16	NUM
easat-7169	353	36	,	,	PUNCT
easat-7169	353	37	pp	pp	ADJ
easat-7169	353	38	.	.	PUNCT
easat-7169	354	1	136	136	NUM
easat-7169	354	2	-	-	SYM
easat-7169	354	3	139	139	NUM
easat-7169	354	4	,	,	PUNCT
easat-7169	354	5	2023	2023	NUM
easat-7169	354	6	.	.	PUNCT
easat-7169	355	1	[	[	X
easat-7169	355	2	4	4	X
easat-7169	355	3	]	]	X
easat-7169	355	4	s.	s.	PROPN
easat-7169	355	5	tang	tang	PROPN
easat-7169	355	6	,	,	PUNCT
easat-7169	355	7	x.	x.	PROPN
easat-7169	355	8	wu	wu	PROPN
easat-7169	355	9	,	,	PUNCT
easat-7169	355	10	and	and	CCONJ
easat-7169	355	11	j.	j.	PROPN
easat-7169	355	12	zhu	zhu	PROPN
easat-7169	355	13	,	,	PUNCT
easat-7169	355	14	"	"	PUNCT
easat-7169	355	15	digital	digital	ADJ
easat-7169	355	16	finance	finance	NOUN
easat-7169	355	17	and	and	CCONJ
easat-7169	355	18	enterprise	enterprise	NOUN
easat-7169	355	19	technology	technology	NOUN
easat-7169	355	20	innovation	innovation	NOUN
easat-7169	355	21	:	:	PUNCT
easat-7169	355	22	structural	structural	ADJ
easat-7169	355	23	feature	feature	NOUN
easat-7169	355	24	,	,	PUNCT
easat-7169	355	25	mechanism	mechanism	NOUN
easat-7169	355	26	identification	identification	NOUN
easat-7169	355	27	and	and	CCONJ
easat-7169	355	28	effect	effect	NOUN
easat-7169	355	29	difference	difference	NOUN
easat-7169	355	30	under	under	ADP
easat-7169	355	31	financial	financial	ADJ
easat-7169	355	32	supervision	supervision	NOUN
easat-7169	355	33	,	,	PUNCT
easat-7169	355	34	"	"	PUNCT
easat-7169	355	35	journal	journal	NOUN
easat-7169	355	36	of	of	ADP
easat-7169	355	37	management	management	NOUN
easat-7169	355	38	world	world	NOUN
easat-7169	355	39	,	,	PUNCT
easat-7169	355	40	vol	vol	NOUN
easat-7169	355	41	.	.	PROPN
easat-7169	356	1	36	36	NUM
easat-7169	356	2	,	,	PUNCT
easat-7169	356	3	no	no	INTJ
easat-7169	356	4	.	.	NOUN
easat-7169	357	1	05	05	NUM
easat-7169	357	2	,	,	PUNCT
easat-7169	358	1	pp	pp	ADJ
easat-7169	358	2	.	.	PUNCT
easat-7169	359	1	5266	5266	NUM
easat-7169	359	2	+	+	SYM
easat-7169	359	3	9	9	NUM
easat-7169	359	4	,	,	PUNCT
easat-7169	359	5	2020	2020	NUM
easat-7169	359	6	.	.	PUNCT
easat-7169	360	1	https://doi.org/10.19744/j.cnki.11-1235/f.2020.0069	https://doi.org/10.19744/j.cnki.11-1235/f.2020.0069	PUNCT
easat-7169	361	1	[	[	X
easat-7169	361	2	5	5	NUM
easat-7169	361	3	]	]	X
easat-7169	361	4	y.	y.	PROPN
easat-7169	361	5	huang	huang	PROPN
easat-7169	361	6	and	and	CCONJ
easat-7169	361	7	k.	k.	PROPN
easat-7169	361	8	tao	tao	PROPN
easat-7169	361	9	,	,	PUNCT
easat-7169	361	10	"	"	PUNCT
easat-7169	361	11	revolution	revolution	NOUN
easat-7169	361	12	of	of	ADP
easat-7169	361	13	digital	digital	ADJ
easat-7169	361	14	finance	finance	NOUN
easat-7169	361	15	in	in	ADP
easat-7169	361	16	china	china	PROPN
easat-7169	361	17	:	:	PUNCT
easat-7169	361	18	experience	experience	NOUN
easat-7169	361	19	,	,	PUNCT
easat-7169	361	20	impacts	impact	NOUN
easat-7169	361	21	and	and	CCONJ
easat-7169	361	22	implications	implication	NOUN
easat-7169	361	23	for	for	ADP
easat-7169	361	24	regulation	regulation	NOUN
easat-7169	361	25	,	,	PUNCT
easat-7169	361	26	"	"	PUNCT
easat-7169	361	27	international	international	ADJ
easat-7169	361	28	economic	economic	ADJ
easat-7169	361	29	review	review	NOUN
easat-7169	361	30	,	,	PUNCT
easat-7169	361	31	no	no	INTJ
easat-7169	361	32	.	.	NOUN
easat-7169	361	33	06	06	NUM
easat-7169	361	34	,	,	PUNCT
easat-7169	361	35	pp	pp	ADJ
easat-7169	361	36	.	.	PUNCT
easat-7169	362	1	24	24	NUM
easat-7169	362	2	-	-	SYM
easat-7169	362	3	35	35	NUM
easat-7169	362	4	+	+	NUM
easat-7169	362	5	5	5	NUM
easat-7169	362	6	,	,	PUNCT
easat-7169	362	7	2019	2019	NUM
easat-7169	362	8	.	.	PUNCT
easat-7169	363	1	[	[	X
easat-7169	363	2	6	6	NUM
easat-7169	363	3	]	]	PUNCT
easat-7169	363	4	w.	w.	PROPN
easat-7169	363	5	fan	fan	PROPN
easat-7169	363	6	,	,	PUNCT
easat-7169	363	7	"	"	PUNCT
easat-7169	363	8	the	the	DET
easat-7169	363	9	innovation	innovation	NOUN
easat-7169	363	10	and	and	CCONJ
easat-7169	363	11	trend	trend	NOUN
easat-7169	363	12	of	of	ADP
easat-7169	363	13	digital	digital	ADJ
easat-7169	363	14	finance	finance	NOUN
easat-7169	363	15	,	,	PUNCT
easat-7169	363	16	"	"	PUNCT
easat-7169	363	17	china	china	PROPN
easat-7169	363	18	finance	finance	PROPN
easat-7169	363	19	,	,	PUNCT
easat-7169	363	20	no	no	INTJ
easat-7169	363	21	.	.	NOUN
easat-7169	363	22	16	16	NUM
easat-7169	363	23	,	,	PUNCT
easat-7169	363	24	pp	pp	ADJ
easat-7169	363	25	.	.	PUNCT
easat-7169	364	1	16	16	NUM
easat-7169	364	2	-	-	SYM
easat-7169	364	3	18	18	NUM
easat-7169	364	4	,	,	PUNCT
easat-7169	364	5	2023	2023	NUM
easat-7169	364	6	.	.	PUNCT
easat-7169	365	1	[	[	X
easat-7169	365	2	7	7	X
easat-7169	365	3	]	]	PUNCT
easat-7169	365	4	t.	t.	PROPN
easat-7169	365	5	yang	yang	PROPN
easat-7169	365	6	,	,	PUNCT
easat-7169	365	7	f.	f.	PROPN
easat-7169	365	8	gao	gao	PROPN
easat-7169	365	9	,	,	PUNCT
easat-7169	365	10	z.	z.	PROPN
easat-7169	365	11	lv	lv	PROPN
easat-7169	365	12	,	,	PUNCT
easat-7169	365	13	and	and	CCONJ
easat-7169	365	14	y.	y.	PROPN
easat-7169	365	15	wang	wang	PROPN
easat-7169	365	16	,	,	PUNCT
easat-7169	365	17	"	"	PUNCT
easat-7169	365	18	development	development	NOUN
easat-7169	365	19	status	status	NOUN
easat-7169	365	20	and	and	CCONJ
easat-7169	365	21	prospect	prospect	NOUN
easat-7169	365	22	of	of	ADP
easat-7169	365	23	digital	digital	ADJ
easat-7169	365	24	finance	finance	NOUN
easat-7169	365	25	,	,	PUNCT
easat-7169	365	26	"	"	PUNCT
easat-7169	365	27	exploration	exploration	NOUN
easat-7169	365	28	of	of	ADP
easat-7169	365	29	financial	financial	ADJ
easat-7169	365	30	theory	theory	NOUN
easat-7169	365	31	,	,	PUNCT
easat-7169	365	32	no	no	INTJ
easat-7169	365	33	.	.	NOUN
easat-7169	365	34	01	01	NUM
easat-7169	365	35	,	,	PUNCT
easat-7169	365	36	pp	pp	ADJ
easat-7169	365	37	.	.	PUNCT
easat-7169	365	38	30	30	NUM
easat-7169	365	39	-	-	SYM
easat-7169	365	40	38	38	NUM
easat-7169	365	41	,	,	PUNCT
easat-7169	365	42	2022	2022	NUM
easat-7169	365	43	.	.	PUNCT
easat-7169	366	1	https://doi.org/10.16620/j.cnki.jrjy.2022.01.004	https://doi.org/10.16620/j.cnki.jrjy.2022.01.004	NOUN
easat-7169	366	2	[	[	X
easat-7169	366	3	8	8	NUM
easat-7169	366	4	]	]	X
easat-7169	366	5	c.	c.	PROPN
easat-7169	366	6	i.	i.	PROPN
easat-7169	366	7	jones	jones	PROPN
easat-7169	366	8	and	and	CCONJ
easat-7169	366	9	c.	c.	PROPN
easat-7169	366	10	tonetti	tonetti	PROPN
easat-7169	366	11	,	,	PUNCT
easat-7169	366	12	"	"	PUNCT
easat-7169	366	13	nonrivalry	nonrivalry	NOUN
easat-7169	366	14	and	and	CCONJ
easat-7169	366	15	the	the	DET
easat-7169	366	16	economics	economic	NOUN
easat-7169	366	17	of	of	ADP
easat-7169	366	18	data	datum	NOUN
easat-7169	366	19	,	,	PUNCT
easat-7169	366	20	"	"	PUNCT
easat-7169	366	21	american	american	PROPN
easat-7169	366	22	economic	economic	PROPN
easat-7169	366	23	review	review	PROPN
easat-7169	366	24	,	,	PUNCT
easat-7169	366	25	vol	vol	NOUN
easat-7169	366	26	.	.	PROPN
easat-7169	367	1	110	110	NUM
easat-7169	367	2	,	,	PUNCT
easat-7169	367	3	no	no	INTJ
easat-7169	367	4	.	.	NOUN
easat-7169	367	5	9	9	NUM
easat-7169	367	6	,	,	PUNCT
easat-7169	367	7	pp	pp	ADJ
easat-7169	367	8	.	.	PUNCT
easat-7169	368	1	28192858	28192858	NUM
easat-7169	368	2	,	,	PUNCT
easat-7169	368	3	2020	2020	NUM
easat-7169	368	4	.	.	PUNCT
easat-7169	369	1	[	[	X
easat-7169	369	2	9	9	NUM
easat-7169	369	3	]	]	PUNCT
easat-7169	369	4	p.	p.	PROPN
easat-7169	369	5	liu	liu	PROPN
easat-7169	369	6	,	,	PUNCT
easat-7169	369	7	y.	y.	PROPN
easat-7169	369	8	zhang	zhang	PROPN
easat-7169	369	9	,	,	PUNCT
easat-7169	369	10	and	and	CCONJ
easat-7169	369	11	j.	j.	PROPN
easat-7169	369	12	xu	xu	PROPN
easat-7169	369	13	,	,	PUNCT
easat-7169	369	14	"	"	PUNCT
easat-7169	369	15	on	on	ADP
easat-7169	369	16	digital	digital	ADJ
easat-7169	369	17	marketing	marketing	NOUN
easat-7169	369	18	of	of	ADP
easat-7169	369	19	academic	academic	ADJ
easat-7169	369	20	publishing	publishing	NOUN
easat-7169	369	21	—	—	PUNCT
easat-7169	369	22	based	base	VERB
easat-7169	369	23	on	on	ADP
easat-7169	369	24	elsevier	elsevier	PROPN
easat-7169	369	25	publishing	publishing	PROPN
easat-7169	369	26	group	group	NOUN
easat-7169	369	27	,	,	PUNCT
easat-7169	369	28	"	"	PUNCT
easat-7169	369	29	chinese	chinese	ADJ
easat-7169	369	30	editorials	editorial	NOUN
easat-7169	369	31	,	,	PUNCT
easat-7169	369	32	no	no	INTJ
easat-7169	369	33	.	.	NOUN
easat-7169	369	34	01	01	NUM
easat-7169	369	35	,	,	PUNCT
easat-7169	369	36	pp	pp	ADJ
easat-7169	369	37	.	.	PUNCT
easat-7169	370	1	62	62	NUM
easat-7169	370	2	-	-	SYM
easat-7169	370	3	65	65	NUM
easat-7169	370	4	,	,	PUNCT
easat-7169	370	5	2015	2015	NUM
easat-7169	370	6	.	.	PUNCT
easat-7169	371	1	[	[	X
easat-7169	371	2	10	10	NUM
easat-7169	371	3	]	]	X
easat-7169	371	4	y.	y.	PROPN
easat-7169	371	5	sun	sun	PROPN
easat-7169	371	6	and	and	CCONJ
easat-7169	371	7	l.	l.	PROPN
easat-7169	371	8	li	li	PROPN
easat-7169	371	9	,	,	PUNCT
easat-7169	371	10	"	"	PUNCT
easat-7169	371	11	analysis	analysis	NOUN
easat-7169	371	12	of	of	ADP
easat-7169	371	13	research	research	NOUN
easat-7169	371	14	fronts	front	NOUN
easat-7169	371	15	and	and	CCONJ
easat-7169	371	16	hotspots	hotspot	NOUN
easat-7169	371	17	in	in	ADP
easat-7169	371	18	the	the	DET
easat-7169	371	19	service	service	NOUN
easat-7169	371	20	innovation	innovation	NOUN
easat-7169	371	21	management	management	NOUN
easat-7169	371	22	based	base	VERB
easat-7169	371	23	on	on	ADP
easat-7169	371	24	knowledge	knowledge	NOUN
easat-7169	371	25	mapping	mapping	NOUN
easat-7169	371	26	,	,	PUNCT
easat-7169	371	27	"	"	PUNCT
easat-7169	371	28	science	science	NOUN
easat-7169	371	29	&	&	CCONJ
easat-7169	371	30	technology	technology	NOUN
easat-7169	371	31	progress	progress	NOUN
easat-7169	371	32	and	and	CCONJ
easat-7169	371	33	policy	policy	NOUN
easat-7169	371	34	,	,	PUNCT
easat-7169	371	35	vol	vol	NOUN
easat-7169	371	36	.	.	PROPN
easat-7169	371	37	32	32	NUM
easat-7169	371	38	,	,	PUNCT
easat-7169	371	39	no	no	INTJ
easat-7169	371	40	.	.	NOUN
easat-7169	371	41	23	23	NUM
easat-7169	371	42	,	,	PUNCT
easat-7169	371	43	pp	pp	ADJ
easat-7169	371	44	.	.	PUNCT
easat-7169	372	1	135	135	NUM
easat-7169	372	2	-	-	SYM
easat-7169	372	3	142	142	NUM
easat-7169	372	4	,	,	PUNCT
easat-7169	372	5	2015	2015	NUM
easat-7169	372	6	.	.	PUNCT
easat-7169	373	1	[	[	X
easat-7169	373	2	11	11	NUM
easat-7169	373	3	]	]	X
easat-7169	373	4	c.	c.	PROPN
easat-7169	373	5	gong	gong	PROPN
easat-7169	373	6	,	,	PUNCT
easat-7169	373	7	"	"	PUNCT
easat-7169	373	8	an	an	DET
easat-7169	373	9	analysis	analysis	NOUN
easat-7169	373	10	on	on	ADP
easat-7169	373	11	enterprise	enterprise	NOUN
easat-7169	373	12	innovation	innovation	NOUN
easat-7169	373	13	management	management	NOUN
easat-7169	373	14	process	process	NOUN
easat-7169	373	15	,	,	PUNCT
easat-7169	373	16	"	"	PUNCT
easat-7169	373	17	scientific	scientific	ADJ
easat-7169	373	18	management	management	NOUN
easat-7169	373	19	research	research	NOUN
easat-7169	373	20	,	,	PUNCT
easat-7169	373	21	no	no	INTJ
easat-7169	373	22	.	.	NOUN
easat-7169	373	23	02	02	NUM
easat-7169	373	24	,	,	PUNCT
easat-7169	373	25	pp	pp	ADJ
easat-7169	373	26	.	.	PUNCT
easat-7169	373	27	46	46	NUM
easat-7169	374	1	+	+	NOUN
easat-7169	374	2	56	56	NUM
easat-7169	374	3	,	,	PUNCT
easat-7169	374	4	2001	2001	NUM
easat-7169	374	5	.	.	PUNCT
easat-7169	375	1	https://doi.org/10.19445/j.cnki.15-1103/g3.2001.02.002	https://doi.org/10.19445/j.cnki.15-1103/g3.2001.02.002	NOUN
easat-7169	376	1	[	[	X
easat-7169	376	2	12	12	NUM
easat-7169	376	3	]	]	PUNCT
easat-7169	376	4	q.	q.	PROPN
easat-7169	376	5	zhuang	zhuang	PROPN
easat-7169	376	6	and	and	CCONJ
easat-7169	376	7	x.	x.	PROPN
easat-7169	376	8	yu	yu	PROPN
easat-7169	376	9	,	,	PUNCT
easat-7169	376	10	"	"	PUNCT
easat-7169	376	11	research	research	NOUN
easat-7169	376	12	on	on	ADP
easat-7169	376	13	innovation	innovation	NOUN
easat-7169	376	14	management	management	NOUN
easat-7169	376	15	in	in	ADP
easat-7169	376	16	china	china	PROPN
easat-7169	376	17	:	:	PUNCT
easat-7169	376	18	introduction	introduction	NOUN
easat-7169	376	19	,	,	PUNCT
easat-7169	376	20	localization	localization	NOUN
easat-7169	376	21	and	and	CCONJ
easat-7169	376	22	re	re	NOUN
easat-7169	376	23	-	-	NOUN
easat-7169	376	24	innovation	innovation	NOUN
easat-7169	376	25	,	,	PUNCT
easat-7169	376	26	"	"	PUNCT
easat-7169	376	27	reform	reform	NOUN
easat-7169	376	28	,	,	PUNCT
easat-7169	376	29	no	no	INTJ
easat-7169	376	30	.	.	PROPN
easat-7169	376	31	12	12	NUM
easat-7169	376	32	,	,	PUNCT
easat-7169	376	33	pp	pp	ADJ
easat-7169	376	34	.	.	PUNCT
easat-7169	377	1	44	44	NUM
easat-7169	377	2	-	-	SYM
easat-7169	377	3	55	55	NUM
easat-7169	377	4	,	,	PUNCT
easat-7169	377	5	2019	2019	NUM
easat-7169	377	6	.	.	PUNCT
easat-7169	378	1	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-7169	378	2	https://doi.org/10.19744/j.cnki.11-1235/f.2020.0069	https://doi.org/10.19744/j.cnki.11-1235/f.2020.0069	NOUN
easat-7169	378	3	https://doi.org/10.16620/j.cnki.jrjy.2022.01.004	https://doi.org/10.16620/j.cnki.jrjy.2022.01.004	PROPN
easat-7169	378	4	https://doi.org/10.19445/j.cnki.15-1103/g3.2001.02.002	https://doi.org/10.19445/j.cnki.15-1103/g3.2001.02.002	NOUN
easat-7169	378	5	1374	1374	NUM
easat-7169	378	6	edelweiss	edelweiss	PROPN
easat-7169	378	7	applied	apply	VERB
easat-7169	378	8	science	science	NOUN
easat-7169	378	9	and	and	CCONJ
easat-7169	378	10	technology	technology	NOUN
easat-7169	378	11	issn	issn	PROPN
easat-7169	378	12	:	:	PUNCT
easat-7169	378	13	2576	2576	NUM
easat-7169	378	14	-	-	SYM
easat-7169	378	15	8484	8484	NUM
easat-7169	378	16	vol	vol	NOUN
easat-7169	378	17	.	.	PROPN
easat-7169	379	1	9	9	NUM
easat-7169	379	2	,	,	PUNCT
easat-7169	379	3	no	no	INTJ
easat-7169	379	4	.	.	NOUN
easat-7169	379	5	5	5	NUM
easat-7169	379	6	:	:	SYM
easat-7169	379	7	1358	1358	NUM
easat-7169	379	8	-	-	SYM
easat-7169	379	9	1377	1377	NUM
easat-7169	379	10	,	,	PUNCT
easat-7169	379	11	2025	2025	NUM
easat-7169	379	12	doi	doi	NOUN
easat-7169	379	13	:	:	PUNCT
easat-7169	379	14	10.55214/25768484.v9i5.7169	10.55214/25768484.v9i5.7169	NUM
easat-7169	379	15	©	©	PROPN
easat-7169	379	16	2025	2025	NUM
easat-7169	379	17	by	by	ADP
easat-7169	379	18	the	the	DET
easat-7169	379	19	authors	author	NOUN
easat-7169	379	20	;	;	PUNCT
easat-7169	379	21	licensee	licensee	PROPN
easat-7169	379	22	learning	learning	NOUN
easat-7169	379	23	gate	gate	NOUN
easat-7169	380	1	[	[	X
easat-7169	380	2	13	13	NUM
easat-7169	380	3	]	]	PUNCT
easat-7169	380	4	a.	a.	NOUN
easat-7169	380	5	bettinger	bettinger	NOUN
easat-7169	380	6	,	,	PUNCT
easat-7169	380	7	"	"	PUNCT
easat-7169	380	8	fintech	fintech	NOUN
easat-7169	380	9	:	:	PUNCT
easat-7169	380	10	a	a	DET
easat-7169	380	11	series	series	NOUN
easat-7169	380	12	of	of	ADP
easat-7169	380	13	40	40	NUM
easat-7169	380	14	time	time	NOUN
easat-7169	380	15	shared	share	VERB
easat-7169	380	16	models	model	NOUN
easat-7169	380	17	used	use	VERB
easat-7169	380	18	at	at	ADP
easat-7169	380	19	manufacturers	manufacturers	PROPN
easat-7169	380	20	hanover	hanover	PROPN
easat-7169	380	21	trust	trust	PROPN
easat-7169	380	22	company	company	NOUN
easat-7169	380	23	,	,	PUNCT
easat-7169	380	24	"	"	PUNCT
easat-7169	380	25	interfaces	interface	NOUN
easat-7169	380	26	,	,	PUNCT
easat-7169	380	27	vol	vol	NOUN
easat-7169	380	28	.	.	PROPN
easat-7169	380	29	2	2	NUM
easat-7169	380	30	,	,	PUNCT
easat-7169	380	31	no	no	INTJ
easat-7169	380	32	.	.	NOUN
easat-7169	380	33	4	4	NUM
easat-7169	380	34	,	,	PUNCT
easat-7169	380	35	pp	pp	ADJ
easat-7169	380	36	.	.	PUNCT
easat-7169	381	1	62	62	NUM
easat-7169	381	2	-	-	SYM
easat-7169	381	3	63	63	NUM
easat-7169	381	4	,	,	PUNCT
easat-7169	381	5	1972	1972	NUM
easat-7169	381	6	.	.	PUNCT
easat-7169	382	1	[	[	X
easat-7169	382	2	14	14	NUM
easat-7169	382	3	]	]	X
easat-7169	382	4	d.	d.	PROPN
easat-7169	382	5	he	he	PRON
easat-7169	382	6	,	,	PUNCT
easat-7169	382	7	x.	x.	PROPN
easat-7169	382	8	zhao	zhao	PROPN
easat-7169	382	9	,	,	PUNCT
easat-7169	382	10	and	and	CCONJ
easat-7169	382	11	q.	q.	PROPN
easat-7169	382	12	qi	qi	PROPN
easat-7169	382	13	,	,	PUNCT
easat-7169	382	14	"	"	PUNCT
easat-7169	382	15	measurement	measurement	NOUN
easat-7169	382	16	,	,	PUNCT
easat-7169	382	17	spatial	spatial	ADJ
easat-7169	382	18	pattern	pattern	NOUN
easat-7169	382	19	and	and	CCONJ
easat-7169	382	20	regional	regional	ADJ
easat-7169	382	21	difference	difference	NOUN
easat-7169	382	22	of	of	ADP
easat-7169	382	23	digital	digital	ADJ
easat-7169	382	24	economy	economy	NOUN
easat-7169	382	25	development	development	NOUN
easat-7169	382	26	in	in	ADP
easat-7169	382	27	china	china	PROPN
easat-7169	382	28	,	,	PUNCT
easat-7169	382	29	"	"	PUNCT
easat-7169	382	30	journal	journal	NOUN
easat-7169	382	31	of	of	ADP
easat-7169	382	32	industrial	industrial	ADJ
easat-7169	382	33	technological	technological	ADJ
easat-7169	382	34	economics	economic	NOUN
easat-7169	382	35	,	,	PUNCT
easat-7169	382	36	vol	vol	NOUN
easat-7169	382	37	.	.	PROPN
easat-7169	382	38	42	42	NUM
easat-7169	382	39	,	,	PUNCT
easat-7169	382	40	no	no	INTJ
easat-7169	382	41	.	.	NOUN
easat-7169	382	42	03	03	NUM
easat-7169	382	43	,	,	PUNCT
easat-7169	382	44	pp	pp	ADJ
easat-7169	382	45	.	.	PUNCT
easat-7169	383	1	54	54	NUM
easat-7169	383	2	-	-	SYM
easat-7169	383	3	62	62	NUM
easat-7169	383	4	,	,	PUNCT
easat-7169	383	5	2023	2023	NUM
easat-7169	383	6	.	.	PUNCT
easat-7169	384	1	[	[	X
easat-7169	384	2	15	15	NUM
easat-7169	384	3	]	]	PUNCT
easat-7169	384	4	x.	x.	NOUN
easat-7169	384	5	zhang	zhang	PROPN
easat-7169	384	6	and	and	CCONJ
easat-7169	384	7	w.	w.	PROPN
easat-7169	384	8	song	song	PROPN
easat-7169	384	9	,	,	PUNCT
easat-7169	384	10	"	"	PUNCT
easat-7169	384	11	the	the	DET
easat-7169	384	12	structure	structure	NOUN
easat-7169	384	13	,	,	PUNCT
easat-7169	384	14	evolution	evolution	NOUN
easat-7169	384	15	and	and	CCONJ
easat-7169	384	16	hotspot	hotspot	NOUN
easat-7169	384	17	analysis	analysis	NOUN
easat-7169	384	18	of	of	ADP
easat-7169	384	19	knowledge	knowledge	NOUN
easat-7169	384	20	network	network	NOUN
easat-7169	384	21	in	in	ADP
easat-7169	384	22	innovation	innovation	NOUN
easat-7169	384	23	management	management	NOUN
easat-7169	384	24	——	——	PUNCT
easat-7169	384	25	bibliometric	bibliometric	ADJ
easat-7169	384	26	analysis	analysis	NOUN
easat-7169	384	27	of	of	ADP
easat-7169	384	28	sci	sci	PROPN
easat-7169	384	29	(	(	PUNCT
easat-7169	384	30	2000	2000	NUM
easat-7169	384	31	-	-	SYM
easat-7169	384	32	2013	2013	NUM
easat-7169	384	33	)	)	PUNCT
easat-7169	384	34	,	,	PUNCT
easat-7169	384	35	"	"	PUNCT
easat-7169	384	36	science	science	NOUN
easat-7169	384	37	&	&	CCONJ
easat-7169	384	38	technology	technology	NOUN
easat-7169	384	39	progress	progress	NOUN
easat-7169	384	40	and	and	CCONJ
easat-7169	384	41	policy	policy	NOUN
easat-7169	384	42	,	,	PUNCT
easat-7169	384	43	vol	vol	NOUN
easat-7169	384	44	.	.	PROPN
easat-7169	385	1	32	32	NUM
easat-7169	385	2	,	,	PUNCT
easat-7169	385	3	no	no	INTJ
easat-7169	385	4	.	.	NOUN
easat-7169	385	5	14	14	NUM
easat-7169	385	6	,	,	PUNCT
easat-7169	385	7	pp	pp	ADJ
easat-7169	385	8	.	.	PUNCT
easat-7169	386	1	114	114	NUM
easat-7169	386	2	-	-	SYM
easat-7169	386	3	121	121	NUM
easat-7169	386	4	,	,	PUNCT
easat-7169	386	5	2015	2015	NUM
easat-7169	386	6	.	.	PUNCT
easat-7169	387	1	[	[	X
easat-7169	387	2	16	16	NUM
easat-7169	387	3	]	]	X
easat-7169	387	4	financial	financial	ADJ
easat-7169	387	5	stability	stability	PROPN
easat-7169	387	6	board	board	NOUN
easat-7169	387	7	,	,	PUNCT
easat-7169	387	8	fintech	fintech	NOUN
easat-7169	387	9	:	:	PUNCT
easat-7169	387	10	describing	describe	VERB
easat-7169	387	11	the	the	DET
easat-7169	387	12	landscape	landscape	NOUN
easat-7169	387	13	and	and	CCONJ
easat-7169	387	14	a	a	DET
easat-7169	387	15	framework	framework	NOUN
easat-7169	387	16	for	for	ADP
easat-7169	387	17	analysis	analysis	NOUN
easat-7169	387	18	.	.	PUNCT
easat-7169	388	1	basel	basel	PROPN
easat-7169	388	2	,	,	PUNCT
easat-7169	388	3	switzerland	switzerland	PROPN
easat-7169	388	4	:	:	PUNCT
easat-7169	388	5	financial	financial	ADJ
easat-7169	388	6	stability	stability	PROPN
easat-7169	388	7	board	board	NOUN
easat-7169	388	8	,	,	PUNCT
easat-7169	388	9	2016	2016	NUM
easat-7169	388	10	.	.	PUNCT
easat-7169	389	1	[	[	X
easat-7169	389	2	17	17	NUM
easat-7169	389	3	]	]	PUNCT
easat-7169	389	4	j.	j.	PROPN
easat-7169	389	5	zhang	zhang	PROPN
easat-7169	389	6	,	,	PUNCT
easat-7169	389	7	"	"	PUNCT
easat-7169	389	8	exploring	explore	VERB
easat-7169	389	9	the	the	DET
easat-7169	389	10	impact	impact	NOUN
easat-7169	389	11	of	of	ADP
easat-7169	389	12	digital	digital	ADJ
easat-7169	389	13	finance	finance	NOUN
easat-7169	389	14	on	on	ADP
easat-7169	389	15	macroeconomy	macroeconomy	NOUN
easat-7169	389	16	,	,	PUNCT
easat-7169	389	17	"	"	PUNCT
easat-7169	389	18	industrial	industrial	ADJ
easat-7169	389	19	innovation	innovation	NOUN
easat-7169	389	20	,	,	PUNCT
easat-7169	389	21	no	no	INTJ
easat-7169	389	22	.	.	NOUN
easat-7169	389	23	05	05	NUM
easat-7169	389	24	,	,	PUNCT
easat-7169	389	25	p.	p.	NOUN
easat-7169	389	26	84	84	NUM
easat-7169	390	1	+	+	SYM
easat-7169	390	2	86	86	NUM
easat-7169	390	3	,	,	PUNCT
easat-7169	390	4	2020	2020	NUM
easat-7169	390	5	.	.	PUNCT
easat-7169	391	1	[	[	X
easat-7169	391	2	18	18	NUM
easat-7169	391	3	]	]	X
easat-7169	391	4	f.	f.	PROPN
easat-7169	391	5	guo	guo	PROPN
easat-7169	391	6	,	,	PUNCT
easat-7169	391	7	j.	j.	PROPN
easat-7169	391	8	wang	wang	PROPN
easat-7169	391	9	,	,	PUNCT
easat-7169	391	10	f.	f.	PROPN
easat-7169	391	11	wang	wang	PROPN
easat-7169	391	12	,	,	PUNCT
easat-7169	391	13	t.	t.	PROPN
easat-7169	391	14	kong	kong	PROPN
easat-7169	391	15	,	,	PUNCT
easat-7169	391	16	x.	x.	PROPN
easat-7169	391	17	zhang	zhang	PROPN
easat-7169	391	18	,	,	PUNCT
easat-7169	391	19	and	and	CCONJ
easat-7169	391	20	z.	z.	PROPN
easat-7169	391	21	cheng	cheng	PROPN
easat-7169	391	22	,	,	PUNCT
easat-7169	391	23	"	"	PUNCT
easat-7169	391	24	measuring	measure	VERB
easat-7169	391	25	china	china	PROPN
easat-7169	391	26	’s	’s	PART
easat-7169	391	27	digital	digital	ADJ
easat-7169	391	28	financial	financial	ADJ
easat-7169	391	29	inclusion	inclusion	NOUN
easat-7169	391	30	:	:	PUNCT
easat-7169	391	31	index	index	NOUN
easat-7169	391	32	compilation	compilation	NOUN
easat-7169	391	33	and	and	CCONJ
easat-7169	391	34	spatial	spatial	ADJ
easat-7169	391	35	characteristics	characteristic	NOUN
easat-7169	391	36	,	,	PUNCT
easat-7169	391	37	"	"	PUNCT
easat-7169	391	38	china	china	PROPN
easat-7169	391	39	economic	economic	PROPN
easat-7169	391	40	quarterly	quarterly	ADJ
easat-7169	391	41	,	,	PUNCT
easat-7169	391	42	vol	vol	NOUN
easat-7169	391	43	.	.	PROPN
easat-7169	391	44	19	19	NUM
easat-7169	391	45	,	,	PUNCT
easat-7169	391	46	no	no	INTJ
easat-7169	391	47	.	.	NOUN
easat-7169	391	48	04	04	NUM
easat-7169	391	49	,	,	PUNCT
easat-7169	391	50	pp	pp	ADJ
easat-7169	391	51	.	.	PUNCT
easat-7169	391	52	1401	1401	NUM
easat-7169	391	53	-	-	SYM
easat-7169	391	54	1418	1418	NUM
easat-7169	391	55	,	,	PUNCT
easat-7169	391	56	2020	2020	NUM
easat-7169	391	57	.	.	PUNCT
easat-7169	391	58	https://doi.org/10.13821/j.cnki.ceq.2020.03.12	https://doi.org/10.13821/j.cnki.ceq.2020.03.12	PROPN
easat-7169	392	1	[	[	X
easat-7169	392	2	19	19	NUM
easat-7169	392	3	]	]	PUNCT
easat-7169	392	4	p.	p.	NOUN
easat-7169	392	5	kotler	kotler	NOUN
easat-7169	392	6	,	,	PUNCT
easat-7169	392	7	"	"	PUNCT
easat-7169	392	8	the	the	DET
easat-7169	392	9	role	role	NOUN
easat-7169	392	10	played	play	VERB
easat-7169	392	11	by	by	ADP
easat-7169	392	12	the	the	DET
easat-7169	392	13	broadening	broadening	NOUN
easat-7169	392	14	of	of	ADP
easat-7169	392	15	marketing	marketing	NOUN
easat-7169	392	16	movement	movement	NOUN
easat-7169	392	17	in	in	ADP
easat-7169	392	18	the	the	DET
easat-7169	392	19	history	history	NOUN
easat-7169	392	20	of	of	ADP
easat-7169	392	21	marketing	marketing	NOUN
easat-7169	392	22	thought	thought	NOUN
easat-7169	392	23	,	,	PUNCT
easat-7169	392	24	"	"	PUNCT
easat-7169	392	25	journal	journal	NOUN
easat-7169	392	26	of	of	ADP
easat-7169	392	27	public	public	ADJ
easat-7169	392	28	policy	policy	NOUN
easat-7169	392	29	&	&	CCONJ
easat-7169	392	30	marketing	marketing	NOUN
easat-7169	392	31	,	,	PUNCT
easat-7169	392	32	vol	vol	NOUN
easat-7169	392	33	.	.	PROPN
easat-7169	392	34	24	24	NUM
easat-7169	392	35	,	,	PUNCT
easat-7169	392	36	no	no	INTJ
easat-7169	392	37	.	.	NOUN
easat-7169	392	38	1	1	NUM
easat-7169	392	39	,	,	PUNCT
easat-7169	392	40	pp	pp	ADJ
easat-7169	392	41	.	.	PUNCT
easat-7169	393	1	114	114	NUM
easat-7169	393	2	-	-	SYM
easat-7169	393	3	116	116	NUM
easat-7169	393	4	,	,	PUNCT
easat-7169	393	5	2005	2005	NUM
easat-7169	393	6	.	.	PUNCT
easat-7169	394	1	https://doi.org/10.1509/jppm.24.1.114.63903	https://doi.org/10.1509/jppm.24.1.114.63903	NOUN
easat-7169	395	1	[	[	X
easat-7169	395	2	20	20	NUM
easat-7169	395	3	]	]	PUNCT
easat-7169	395	4	x.	x.	NOUN
easat-7169	395	5	wang	wang	PROPN
easat-7169	395	6	,	,	PUNCT
easat-7169	395	7	s.	s.	PROPN
easat-7169	395	8	huang	huang	PROPN
easat-7169	395	9	,	,	PUNCT
easat-7169	395	10	and	and	CCONJ
easat-7169	395	11	y.	y.	PROPN
easat-7169	395	12	fu	fu	PROPN
easat-7169	395	13	,	,	PUNCT
easat-7169	395	14	"	"	PUNCT
easat-7169	395	15	influencing	influence	VERB
easat-7169	395	16	mechanisms	mechanism	NOUN
easat-7169	395	17	of	of	ADP
easat-7169	395	18	enterprise	enterprise	NOUN
easat-7169	395	19	digitalization	digitalization	NOUN
easat-7169	395	20	on	on	ADP
easat-7169	395	21	internationalization	internationalization	NOUN
easat-7169	395	22	—	—	PUNCT
easat-7169	395	23	an	an	DET
easat-7169	395	24	integrated	integrate	VERB
easat-7169	395	25	framework	framework	NOUN
easat-7169	395	26	,	,	PUNCT
easat-7169	395	27	"	"	PUNCT
easat-7169	395	28	research	research	NOUN
easat-7169	395	29	on	on	ADP
easat-7169	395	30	economics	economic	NOUN
easat-7169	395	31	and	and	CCONJ
easat-7169	395	32	management	management	NOUN
easat-7169	395	33	,	,	PUNCT
easat-7169	395	34	vol	vol	NOUN
easat-7169	395	35	.	.	PROPN
easat-7169	395	36	44	44	NUM
easat-7169	395	37	,	,	PUNCT
easat-7169	395	38	no	no	INTJ
easat-7169	395	39	.	.	NOUN
easat-7169	395	40	08	08	NUM
easat-7169	395	41	,	,	PUNCT
easat-7169	395	42	pp	pp	ADJ
easat-7169	395	43	.	.	PUNCT
easat-7169	396	1	109	109	NUM
easat-7169	396	2	-	-	SYM
easat-7169	396	3	125	125	NUM
easat-7169	396	4	,	,	PUNCT
easat-7169	396	5	2023	2023	NUM
easat-7169	396	6	.	.	PUNCT
easat-7169	397	1	https://doi.org/10.13502/j.cnki.issn1000-7636.2023.08.007	https://doi.org/10.13502/j.cnki.issn1000-7636.2023.08.007	VERB
easat-7169	397	2	[	[	X
easat-7169	397	3	21	21	NUM
easat-7169	397	4	]	]	PUNCT
easat-7169	397	5	z.	z.	PROPN
easat-7169	397	6	zhang	zhang	PROPN
easat-7169	397	7	,	,	PUNCT
easat-7169	397	8	"	"	PUNCT
easat-7169	397	9	influencing	influence	VERB
easat-7169	397	10	factors	factor	NOUN
easat-7169	397	11	and	and	CCONJ
easat-7169	397	12	process	process	NOUN
easat-7169	397	13	mechanism	mechanism	NOUN
easat-7169	397	14	of	of	ADP
easat-7169	397	15	enterprise	enterprise	NOUN
easat-7169	397	16	management	management	NOUN
easat-7169	397	17	innovation	innovation	NOUN
easat-7169	397	18	:	:	PUNCT
easat-7169	397	19	research	research	NOUN
easat-7169	397	20	review	review	NOUN
easat-7169	397	21	and	and	CCONJ
easat-7169	397	22	integration	integration	NOUN
easat-7169	397	23	model	model	NOUN
easat-7169	397	24	,	,	PUNCT
easat-7169	397	25	"	"	PUNCT
easat-7169	397	26	science	science	NOUN
easat-7169	397	27	&	&	CCONJ
easat-7169	397	28	technology	technology	NOUN
easat-7169	397	29	progress	progress	NOUN
easat-7169	397	30	and	and	CCONJ
easat-7169	397	31	policy	policy	NOUN
easat-7169	397	32	,	,	PUNCT
easat-7169	397	33	vol	vol	NOUN
easat-7169	397	34	.	.	PROPN
easat-7169	398	1	38	38	NUM
easat-7169	398	2	,	,	PUNCT
easat-7169	398	3	no	no	INTJ
easat-7169	398	4	.	.	NOUN
easat-7169	398	5	20	20	NUM
easat-7169	398	6	,	,	PUNCT
easat-7169	398	7	pp	pp	ADJ
easat-7169	398	8	.	.	PUNCT
easat-7169	399	1	154	154	NUM
easat-7169	399	2	-	-	SYM
easat-7169	399	3	160	160	NUM
easat-7169	399	4	,	,	PUNCT
easat-7169	399	5	2021	2021	NUM
easat-7169	399	6	.	.	PUNCT
easat-7169	400	1	[	[	X
easat-7169	400	2	22	22	NUM
easat-7169	400	3	]	]	PUNCT
easat-7169	400	4	x.	x.	NOUN
easat-7169	400	5	liu	liu	PROPN
easat-7169	400	6	,	,	PUNCT
easat-7169	400	7	"	"	PUNCT
easat-7169	400	8	cognitive	cognitive	ADJ
easat-7169	400	9	logic	logic	NOUN
easat-7169	400	10	and	and	CCONJ
easat-7169	400	11	technological	technological	ADJ
easat-7169	400	12	path	path	NOUN
easat-7169	400	13	of	of	ADP
easat-7169	400	14	artificial	artificial	ADJ
easat-7169	400	15	intelligence	intelligence	NOUN
easat-7169	400	16	reshaping	reshape	VERB
easat-7169	400	17	government	government	NOUN
easat-7169	400	18	service	service	NOUN
easat-7169	400	19	process	process	NOUN
easat-7169	400	20	,	,	PUNCT
easat-7169	400	21	"	"	PUNCT
easat-7169	400	22	egovernment	egovernment	NOUN
easat-7169	400	23	,	,	PUNCT
easat-7169	400	24	no	no	INTJ
easat-7169	400	25	.	.	NOUN
easat-7169	400	26	11	11	NUM
easat-7169	400	27	,	,	PUNCT
easat-7169	400	28	pp	pp	ADJ
easat-7169	400	29	.	.	PUNCT
easat-7169	401	1	104	104	NUM
easat-7169	401	2	-	-	SYM
easat-7169	401	3	111	111	NUM
easat-7169	401	4	,	,	PUNCT
easat-7169	401	5	2019	2019	NUM
easat-7169	401	6	.	.	PUNCT
easat-7169	402	1	https://doi.org/10.16582/j.cnki.dzzw.2019.11.011	https://doi.org/10.16582/j.cnki.dzzw.2019.11.011	X
easat-7169	402	2	[	[	X
easat-7169	402	3	23	23	NUM
easat-7169	402	4	]	]	PUNCT
easat-7169	402	5	m.	m.	NOUN
easat-7169	402	6	ji	ji	PROPN
easat-7169	402	7	,	,	PUNCT
easat-7169	402	8	"	"	PUNCT
easat-7169	402	9	digital	digital	ADJ
easat-7169	402	10	finance	finance	NOUN
easat-7169	402	11	,	,	PUNCT
easat-7169	402	12	intellectual	intellectual	ADJ
easat-7169	402	13	property	property	NOUN
easat-7169	402	14	protection	protection	NOUN
easat-7169	402	15	and	and	CCONJ
easat-7169	402	16	enterprise	enterprise	NOUN
easat-7169	402	17	technological	technological	ADJ
easat-7169	402	18	innovation	innovation	NOUN
easat-7169	402	19	capability	capability	NOUN
easat-7169	402	20	,	,	PUNCT
easat-7169	402	21	"	"	PUNCT
easat-7169	402	22	china	china	PROPN
easat-7169	402	23	soft	soft	ADJ
easat-7169	402	24	science	science	NOUN
easat-7169	402	25	,	,	PUNCT
easat-7169	402	26	no	no	INTJ
easat-7169	402	27	.	.	NOUN
easat-7169	402	28	07	07	NUM
easat-7169	402	29	,	,	PUNCT
easat-7169	402	30	pp	pp	ADJ
easat-7169	402	31	.	.	PUNCT
easat-7169	403	1	147	147	NUM
easat-7169	403	2	-	-	SYM
easat-7169	403	3	156	156	NUM
easat-7169	403	4	,	,	PUNCT
easat-7169	403	5	2024	2024	NUM
easat-7169	403	6	.	.	PUNCT
easat-7169	404	1	https://doi.org/10.16192/j.cnki.1002-9753.2024.07.014	https://doi.org/10.16192/j.cnki.1002-9753.2024.07.014	PRON
easat-7169	405	1	[	[	X
easat-7169	405	2	24	24	NUM
easat-7169	405	3	]	]	X
easat-7169	405	4	y.	y.	PROPN
easat-7169	405	5	wang	wang	PROPN
easat-7169	405	6	,	,	PUNCT
easat-7169	405	7	y.	y.	PROPN
easat-7169	405	8	cao	cao	PROPN
easat-7169	405	9	,	,	PUNCT
easat-7169	405	10	and	and	CCONJ
easat-7169	405	11	y.	y.	PROPN
easat-7169	405	12	li	li	PROPN
easat-7169	405	13	,	,	PUNCT
easat-7169	405	14	"	"	PUNCT
easat-7169	405	15	digital	digital	ADJ
easat-7169	405	16	finance	finance	NOUN
easat-7169	405	17	and	and	CCONJ
easat-7169	405	18	regional	regional	ADJ
easat-7169	405	19	innovation	innovation	NOUN
easat-7169	405	20	gap	gap	NOUN
easat-7169	405	21	,	,	PUNCT
easat-7169	405	22	"	"	PUNCT
easat-7169	405	23	journal	journal	NOUN
easat-7169	405	24	of	of	ADP
easat-7169	405	25	statistics	statistic	NOUN
easat-7169	405	26	and	and	CCONJ
easat-7169	405	27	information	information	NOUN
easat-7169	405	28	,	,	PUNCT
easat-7169	405	29	vol	vol	NOUN
easat-7169	405	30	.	.	PROPN
easat-7169	405	31	39	39	NUM
easat-7169	405	32	,	,	PUNCT
easat-7169	405	33	no	no	INTJ
easat-7169	405	34	.	.	NOUN
easat-7169	405	35	07	07	NUM
easat-7169	405	36	,	,	PUNCT
easat-7169	405	37	pp	pp	ADJ
easat-7169	405	38	.	.	PUNCT
easat-7169	406	1	69	69	NUM
easat-7169	406	2	-	-	SYM
easat-7169	406	3	81	81	NUM
easat-7169	406	4	,	,	PUNCT
easat-7169	406	5	2024	2024	NUM
easat-7169	406	6	.	.	PUNCT
easat-7169	407	1	[	[	X
easat-7169	407	2	25	25	NUM
easat-7169	407	3	]	]	X
easat-7169	407	4	y.	y.	PROPN
easat-7169	407	5	li	li	PROPN
easat-7169	407	6	,	,	PUNCT
easat-7169	407	7	q.	q.	PROPN
easat-7169	407	8	deng	deng	PROPN
easat-7169	407	9	,	,	PUNCT
easat-7169	407	10	t.	t.	PROPN
easat-7169	407	11	zhao	zhao	PROPN
easat-7169	407	12	,	,	PUNCT
easat-7169	407	13	and	and	CCONJ
easat-7169	407	14	z.	z.	PROPN
easat-7169	407	15	wang	wang	PROPN
easat-7169	407	16	,	,	PUNCT
easat-7169	407	17	"	"	PUNCT
easat-7169	407	18	research	research	NOUN
easat-7169	407	19	on	on	ADP
easat-7169	407	20	the	the	DET
easat-7169	407	21	improvement	improvement	NOUN
easat-7169	407	22	path	path	NOUN
easat-7169	407	23	of	of	ADP
easat-7169	407	24	enterprise	enterprise	NOUN
easat-7169	407	25	boundary	boundary	ADJ
easat-7169	407	26	management	management	NOUN
easat-7169	407	27	capability	capability	NOUN
easat-7169	407	28	from	from	ADP
easat-7169	407	29	the	the	DET
easat-7169	407	30	perspective	perspective	NOUN
easat-7169	407	31	of	of	ADP
easat-7169	407	32	innovation	innovation	NOUN
easat-7169	407	33	service	service	NOUN
easat-7169	407	34	organization	organization	NOUN
easat-7169	407	35	empowerment	empowerment	NOUN
easat-7169	407	36	,	,	PUNCT
easat-7169	407	37	"	"	PUNCT
easat-7169	407	38	nankai	nankai	NOUN
easat-7169	407	39	management	management	PROPN
easat-7169	407	40	review	review	PROPN
easat-7169	407	41	,	,	PUNCT
easat-7169	407	42	pp	pp	X
easat-7169	407	43	.	.	PUNCT
easat-7169	407	44	119	119	NUM
easat-7169	407	45	,	,	PUNCT
easat-7169	407	46	2023	2023	NUM
easat-7169	407	47	.	.	PUNCT
easat-7169	408	1	[	[	X
easat-7169	408	2	26	26	NUM
easat-7169	408	3	]	]	X
easat-7169	408	4	d.	d.	PROPN
easat-7169	408	5	qi	qi	PROPN
easat-7169	408	6	and	and	CCONJ
easat-7169	408	7	q.	q.	PROPN
easat-7169	408	8	xu	xu	PROPN
easat-7169	408	9	,	,	PUNCT
easat-7169	408	10	"	"	PUNCT
easat-7169	408	11	on	on	ADP
easat-7169	408	12	innovative	innovative	ADJ
easat-7169	408	13	management	management	NOUN
easat-7169	408	14	in	in	ADP
easat-7169	408	15	the	the	DET
easat-7169	408	16	process	process	NOUN
easat-7169	408	17	of	of	ADP
easat-7169	408	18	building	build	VERB
easat-7169	408	19	an	an	DET
easat-7169	408	20	international	international	ADJ
easat-7169	408	21	brand	brand	NOUN
easat-7169	408	22	of	of	ADP
easat-7169	408	23	books	book	NOUN
easat-7169	408	24	-	-	PUNCT
easat-7169	408	25	take	take	VERB
easat-7169	408	26	the	the	DET
easat-7169	408	27	international	international	ADJ
easat-7169	408	28	chinese	chinese	ADJ
easat-7169	408	29	textbook	textbook	NOUN
easat-7169	408	30	brand	brand	NOUN
easat-7169	408	31	“	"	PUNCT
easat-7169	408	32	chinese	chinese	ADJ
easat-7169	408	33	paradise	paradise	PROPN
easat-7169	408	34	”	"	PUNCT
easat-7169	408	35	as	as	ADP
easat-7169	408	36	an	an	DET
easat-7169	408	37	example	example	NOUN
easat-7169	408	38	,	,	PUNCT
easat-7169	408	39	"	"	PUNCT
easat-7169	408	40	publishing	publish	VERB
easat-7169	408	41	research	research	NOUN
easat-7169	408	42	,	,	PUNCT
easat-7169	408	43	no	no	INTJ
easat-7169	408	44	.	.	NOUN
easat-7169	408	45	05	05	NUM
easat-7169	408	46	,	,	PUNCT
easat-7169	408	47	pp	pp	ADJ
easat-7169	408	48	.	.	PUNCT
easat-7169	409	1	83	83	NUM
easat-7169	409	2	-	-	SYM
easat-7169	409	3	89	89	NUM
easat-7169	409	4	,	,	PUNCT
easat-7169	409	5	2020	2020	NUM
easat-7169	409	6	.	.	PUNCT
easat-7169	409	7	https://doi.org/10.19393/j.cnki.cn11-1537/g2.2020.05.014	https://doi.org/10.19393/j.cnki.cn11-1537/g2.2020.05.014	X
easat-7169	410	1	[	[	X
easat-7169	410	2	27	27	NUM
easat-7169	410	3	]	]	X
easat-7169	410	4	d.	d.	PROPN
easat-7169	410	5	wang	wang	PROPN
easat-7169	410	6	,	,	PUNCT
easat-7169	410	7	q.	q.	PROPN
easat-7169	410	8	huo	huo	PROPN
easat-7169	410	9	,	,	PUNCT
easat-7169	410	10	and	and	CCONJ
easat-7169	410	11	h.	h.	PROPN
easat-7169	410	12	xue	xue	PROPN
easat-7169	410	13	,	,	PUNCT
easat-7169	410	14	"	"	PUNCT
easat-7169	410	15	how	how	SCONJ
easat-7169	410	16	do“niche	do“niche	X
easat-7169	410	17	winners”improve	winners”improve	CCONJ
easat-7169	410	18	their	their	PRON
easat-7169	410	19	independent	independent	ADJ
easat-7169	410	20	innovation	innovation	NOUN
easat-7169	410	21	capability	capability	NOUN
easat-7169	410	22	through	through	ADP
easat-7169	410	23	r&d	r&d	NOUN
easat-7169	410	24	and	and	CCONJ
easat-7169	410	25	marketing	marketing	NOUN
easat-7169	410	26	collaboration?a	collaboration?a	PROPN
easat-7169	410	27	dual	dual	ADJ
easat-7169	410	28	-	-	PUNCT
easat-7169	410	29	case	case	NOUN
easat-7169	410	30	study	study	NOUN
easat-7169	410	31	based	base	VERB
easat-7169	410	32	on	on	ADP
easat-7169	410	33	national“little	national“little	PROPN
easat-7169	410	34	giant”enterprises	giant”enterprises	PROPN
easat-7169	410	35	,	,	PUNCT
easat-7169	410	36	"	"	PUNCT
easat-7169	410	37	foreign	foreign	ADJ
easat-7169	410	38	economics	economic	NOUN
easat-7169	410	39	&	&	CCONJ
easat-7169	410	40	management	management	NOUN
easat-7169	410	41	,	,	PUNCT
easat-7169	410	42	vol	vol	NOUN
easat-7169	410	43	.	.	PROPN
easat-7169	410	44	46	46	NUM
easat-7169	410	45	,	,	PUNCT
easat-7169	410	46	no	no	INTJ
easat-7169	410	47	.	.	NOUN
easat-7169	410	48	04	04	NUM
easat-7169	410	49	,	,	PUNCT
easat-7169	410	50	pp	pp	ADJ
easat-7169	410	51	.	.	PUNCT
easat-7169	411	1	84	84	NUM
easat-7169	411	2	-	-	SYM
easat-7169	411	3	101	101	NUM
easat-7169	411	4	,	,	PUNCT
easat-7169	411	5	2024	2024	NUM
easat-7169	411	6	.	.	PUNCT
easat-7169	412	1	https://doi.org/10.16538/j.cnki.fem.20240122.401	https://doi.org/10.16538/j.cnki.fem.20240122.401	NOUN
easat-7169	412	2	[	[	X
easat-7169	412	3	28	28	NUM
easat-7169	412	4	]	]	X
easat-7169	412	5	h.	h.	PROPN
easat-7169	412	6	deng	deng	PROPN
easat-7169	412	7	,	,	PUNCT
easat-7169	412	8	z.	z.	PROPN
easat-7169	412	9	zhao	zhao	PROPN
easat-7169	412	10	,	,	PUNCT
easat-7169	412	11	k.	k.	PROPN
easat-7169	412	12	yao	yao	PROPN
easat-7169	412	13	,	,	PUNCT
easat-7169	412	14	and	and	CCONJ
easat-7169	412	15	y.	y.	PROPN
easat-7169	412	16	ding	ding	PROPN
easat-7169	412	17	,	,	PUNCT
easat-7169	412	18	"	"	PUNCT
easat-7169	412	19	research	research	NOUN
easat-7169	412	20	on	on	ADP
easat-7169	412	21	marketing	marketing	NOUN
easat-7169	412	22	innovation	innovation	NOUN
easat-7169	412	23	of	of	ADP
easat-7169	412	24	group	group	NOUN
easat-7169	412	25	buying	buy	VERB
easat-7169	412	26	mini	mini	NOUN
easat-7169	412	27	programs	program	NOUN
easat-7169	412	28	,	,	PUNCT
easat-7169	412	29	"	"	PUNCT
easat-7169	412	30	nankai	nankai	PROPN
easat-7169	412	31	business	business	PROPN
easat-7169	412	32	review	review	PROPN
easat-7169	412	33	,	,	PUNCT
easat-7169	412	34	vol	vol	NOUN
easat-7169	412	35	.	.	PROPN
easat-7169	412	36	25	25	NUM
easat-7169	412	37	,	,	PUNCT
easat-7169	412	38	no	no	INTJ
easat-7169	412	39	.	.	NOUN
easat-7169	412	40	06	06	NUM
easat-7169	412	41	,	,	PUNCT
easat-7169	412	42	pp	pp	ADJ
easat-7169	412	43	.	.	PUNCT
easat-7169	413	1	108	108	NUM
easat-7169	413	2	-	-	SYM
easat-7169	413	3	119	119	NUM
easat-7169	413	4	,	,	PUNCT
easat-7169	413	5	2022	2022	NUM
easat-7169	413	6	.	.	PUNCT
easat-7169	414	1	[	[	X
easat-7169	414	2	29	29	NUM
easat-7169	414	3	]	]	PUNCT
easat-7169	415	1	z.	z.	PROPN
easat-7169	415	2	liu	liu	PROPN
easat-7169	415	3	,	,	PUNCT
easat-7169	415	4	"	"	PUNCT
easat-7169	415	5	regulatory	regulatory	ADJ
easat-7169	415	6	reform	reform	NOUN
easat-7169	415	7	of	of	ADP
easat-7169	415	8	selling	sell	VERB
easat-7169	415	9	financial	financial	ADJ
easat-7169	415	10	products	product	NOUN
easat-7169	415	11	on	on	ADP
easat-7169	415	12	non	non	ADJ
easat-7169	415	13	-	-	ADJ
easat-7169	415	14	self	self	NOUN
easat-7169	415	15	-	-	PUNCT
easat-7169	415	16	operated	operate	VERB
easat-7169	415	17	network	network	NOUN
easat-7169	415	18	platforms	platform	NOUN
easat-7169	415	19	,	,	PUNCT
easat-7169	415	20	"	"	PUNCT
easat-7169	415	21	journal	journal	NOUN
easat-7169	415	22	of	of	ADP
easat-7169	415	23	central	central	PROPN
easat-7169	415	24	south	south	PROPN
easat-7169	415	25	university	university	PROPN
easat-7169	415	26	(	(	PUNCT
easat-7169	415	27	social	social	ADJ
easat-7169	415	28	sciences	science	NOUN
easat-7169	415	29	)	)	PUNCT
easat-7169	415	30	,	,	PUNCT
easat-7169	415	31	vol	vol	NOUN
easat-7169	415	32	.	.	PROPN
easat-7169	415	33	29	29	NUM
easat-7169	415	34	,	,	PUNCT
easat-7169	415	35	no	no	INTJ
easat-7169	415	36	.	.	NOUN
easat-7169	415	37	02	02	NUM
easat-7169	415	38	,	,	PUNCT
easat-7169	415	39	pp	pp	ADJ
easat-7169	415	40	.	.	PUNCT
easat-7169	415	41	49	49	NUM
easat-7169	415	42	-	-	SYM
easat-7169	415	43	60	60	NUM
easat-7169	415	44	,	,	PUNCT
easat-7169	415	45	2023	2023	NUM
easat-7169	415	46	.	.	PUNCT
easat-7169	416	1	[	[	X
easat-7169	416	2	30	30	NUM
easat-7169	416	3	]	]	X
easat-7169	416	4	l.	l.	PROPN
easat-7169	416	5	han	han	PROPN
easat-7169	416	6	and	and	CCONJ
easat-7169	416	7	m.	m.	PROPN
easat-7169	416	8	tan	tan	PROPN
easat-7169	416	9	,	,	PUNCT
easat-7169	416	10	"	"	PUNCT
easat-7169	416	11	study	study	NOUN
easat-7169	416	12	on	on	ADP
easat-7169	416	13	behavior	behavior	NOUN
easat-7169	416	14	design	design	NOUN
easat-7169	416	15	-	-	PUNCT
easat-7169	416	16	driven	drive	VERB
easat-7169	416	17	experience	experience	NOUN
easat-7169	416	18	and	and	CCONJ
easat-7169	416	19	service	service	NOUN
easat-7169	416	20	design	design	NOUN
easat-7169	416	21	for	for	ADP
easat-7169	416	22	the	the	DET
easat-7169	416	23	elderly	elderly	ADJ
easat-7169	416	24	in	in	ADP
easat-7169	416	25	financial	financial	ADJ
easat-7169	416	26	science	science	NOUN
easat-7169	416	27	and	and	CCONJ
easat-7169	416	28	technology	technology	NOUN
easat-7169	416	29	,	,	PUNCT
easat-7169	416	30	"	"	PUNCT
easat-7169	416	31	journal	journal	NOUN
easat-7169	416	32	of	of	ADP
easat-7169	416	33	nanjing	nanjing	PROPN
easat-7169	416	34	arts	arts	PROPN
easat-7169	416	35	institute	institute	PROPN
easat-7169	416	36	(	(	PUNCT
easat-7169	416	37	fine	fine	ADJ
easat-7169	416	38	arts	art	NOUN
easat-7169	416	39	&	&	CCONJ
easat-7169	416	40	design	design	PROPN
easat-7169	416	41	)	)	PUNCT
easat-7169	416	42	,	,	PUNCT
easat-7169	416	43	no	no	INTJ
easat-7169	416	44	.	.	NOUN
easat-7169	416	45	03	03	NUM
easat-7169	416	46	,	,	PUNCT
easat-7169	416	47	pp	pp	ADJ
easat-7169	416	48	.	.	PUNCT
easat-7169	417	1	143	143	NUM
easat-7169	417	2	-	-	SYM
easat-7169	417	3	147	147	NUM
easat-7169	417	4	,	,	PUNCT
easat-7169	417	5	2020	2020	NUM
easat-7169	417	6	.	.	PUNCT
easat-7169	418	1	[	[	X
easat-7169	418	2	31	31	NUM
easat-7169	418	3	]	]	PUNCT
easat-7169	418	4	j.	j.	PROPN
easat-7169	418	5	w.	w.	PROPN
easat-7169	418	6	creswell	creswell	PROPN
easat-7169	418	7	and	and	CCONJ
easat-7169	418	8	v.	v.	PROPN
easat-7169	418	9	p.	p.	NOUN
easat-7169	418	10	clark	clark	PROPN
easat-7169	418	11	,	,	PUNCT
easat-7169	418	12	mixed	mixed	ADJ
easat-7169	418	13	methods	method	NOUN
easat-7169	418	14	research	research	NOUN
easat-7169	418	15	.	.	PUNCT
easat-7169	419	1	united	united	PROPN
easat-7169	419	2	states	states	PROPN
easat-7169	419	3	:	:	PUNCT
easat-7169	419	4	sage	sage	NOUN
easat-7169	419	5	publications	publication	NOUN
easat-7169	419	6	,	,	PUNCT
easat-7169	419	7	2011	2011	NUM
easat-7169	419	8	.	.	PUNCT
easat-7169	420	1	[	[	X
easat-7169	420	2	32	32	NUM
easat-7169	420	3	]	]	PUNCT
easat-7169	420	4	t.	t.	PROPN
easat-7169	420	5	rong	rong	PROPN
easat-7169	420	6	,	,	PUNCT
easat-7169	420	7	spss	spss	PROPN
easat-7169	420	8	and	and	CCONJ
easat-7169	420	9	research	research	NOUN
easat-7169	420	10	methods	method	NOUN
easat-7169	420	11	.	.	PUNCT
easat-7169	421	1	china	china	PROPN
easat-7169	421	2	:	:	PUNCT
easat-7169	421	3	dongbei	dongbei	PROPN
easat-7169	421	4	university	university	PROPN
easat-7169	421	5	of	of	ADP
easat-7169	421	6	finance	finance	NOUN
easat-7169	421	7	and	and	CCONJ
easat-7169	421	8	economics	economic	NOUN
easat-7169	421	9	press	press	NOUN
easat-7169	421	10	,	,	PUNCT
easat-7169	421	11	2012	2012	NUM
easat-7169	421	12	.	.	PUNCT
easat-7169	422	1	[	[	X
easat-7169	422	2	33	33	NUM
easat-7169	422	3	]	]	PUNCT
easat-7169	422	4	b.	b.	PROPN
easat-7169	422	5	ye	ye	PROPN
easat-7169	422	6	and	and	CCONJ
easat-7169	422	7	z.	z.	PROPN
easat-7169	422	8	wen	wen	PROPN
easat-7169	422	9	,	,	PUNCT
easat-7169	422	10	"	"	PUNCT
easat-7169	422	11	estimating	estimate	VERB
easat-7169	422	12	homogeneity	homogeneity	NOUN
easat-7169	422	13	coefficient	coefficient	NOUN
easat-7169	422	14	and	and	CCONJ
easat-7169	422	15	its	its	PRON
easat-7169	422	16	confidence	confidence	NOUN
easat-7169	422	17	interval	interval	NOUN
easat-7169	422	18	,	,	PUNCT
easat-7169	422	19	"	"	PUNCT
easat-7169	422	20	acta	acta	PROPN
easat-7169	422	21	psychologica	psychologica	PROPN
easat-7169	422	22	sinica	sinica	PROPN
easat-7169	422	23	,	,	PUNCT
easat-7169	422	24	vol	vol	NOUN
easat-7169	422	25	.	.	PROPN
easat-7169	422	26	44	44	NUM
easat-7169	422	27	,	,	PUNCT
easat-7169	422	28	no	no	INTJ
easat-7169	422	29	.	.	NOUN
easat-7169	422	30	12	12	NUM
easat-7169	422	31	,	,	PUNCT
easat-7169	422	32	pp	pp	ADJ
easat-7169	422	33	.	.	PUNCT
easat-7169	422	34	1687	1687	NUM
easat-7169	422	35	-	-	SYM
easat-7169	422	36	1694	1694	NUM
easat-7169	422	37	,	,	PUNCT
easat-7169	422	38	2012	2012	NUM
easat-7169	422	39	.	.	PUNCT
easat-7169	423	1	[	[	X
easat-7169	423	2	34	34	NUM
easat-7169	423	3	]	]	PUNCT
easat-7169	423	4	t.	t.	PROPN
easat-7169	423	5	yamane	yamane	PROPN
easat-7169	423	6	,	,	PUNCT
easat-7169	423	7	statistics	statistic	NOUN
easat-7169	423	8	:	:	PUNCT
easat-7169	423	9	an	an	DET
easat-7169	423	10	introductory	introductory	ADJ
easat-7169	423	11	analysis	analysis	NOUN
easat-7169	423	12	,	,	PUNCT
easat-7169	423	13	2nd	2nd	ADJ
easat-7169	423	14	ed	ed	NOUN
easat-7169	423	15	.	.	PUNCT
easat-7169	424	1	new	new	PROPN
easat-7169	424	2	york	york	PROPN
easat-7169	424	3	:	:	PUNCT
easat-7169	424	4	harper	harper	PROPN
easat-7169	424	5	&	&	CCONJ
easat-7169	424	6	row	row	PROPN
easat-7169	424	7	,	,	PUNCT
easat-7169	424	8	1967	1967	NUM
easat-7169	424	9	.	.	PUNCT
easat-7169	425	1	[	[	X
easat-7169	425	2	35	35	NUM
easat-7169	425	3	]	]	X
easat-7169	425	4	b.	b.	PROPN
easat-7169	425	5	nayak	nayak	PROPN
easat-7169	425	6	,	,	PUNCT
easat-7169	425	7	s.	s.	PROPN
easat-7169	425	8	s.	s.	PROPN
easat-7169	425	9	bhattacharyya	bhattacharyya	PROPN
easat-7169	425	10	,	,	PUNCT
easat-7169	425	11	and	and	CCONJ
easat-7169	425	12	b.	b.	PROPN
easat-7169	425	13	krishnamoorthy	krishnamoorthy	PROPN
easat-7169	425	14	,	,	PUNCT
easat-7169	425	15	"	"	PUNCT
easat-7169	425	16	explicating	explicate	VERB
easat-7169	425	17	the	the	DET
easat-7169	425	18	role	role	NOUN
easat-7169	425	19	of	of	ADP
easat-7169	425	20	emerging	emerge	VERB
easat-7169	425	21	technologies	technology	NOUN
easat-7169	425	22	and	and	CCONJ
easat-7169	425	23	firm	firm	ADJ
easat-7169	425	24	capabilities	capability	NOUN
easat-7169	425	25	towards	towards	ADP
easat-7169	425	26	attainment	attainment	NOUN
easat-7169	425	27	of	of	ADP
easat-7169	425	28	competitive	competitive	ADJ
easat-7169	425	29	advantage	advantage	NOUN
easat-7169	425	30	in	in	ADP
easat-7169	425	31	health	health	NOUN
easat-7169	425	32	insurance	insurance	NOUN
easat-7169	425	33	service	service	NOUN
easat-7169	425	34	firms	firm	NOUN
easat-7169	425	35	,	,	PUNCT
easat-7169	425	36	"	"	PUNCT
easat-7169	425	37	technological	technological	ADJ
easat-7169	425	38	forecasting	forecasting	NOUN
easat-7169	425	39	and	and	CCONJ
easat-7169	425	40	social	social	ADJ
easat-7169	425	41	change	change	NOUN
easat-7169	425	42	,	,	PUNCT
easat-7169	425	43	vol	vol	NOUN
easat-7169	425	44	.	.	PROPN
easat-7169	425	45	170	170	NUM
easat-7169	425	46	,	,	PUNCT
easat-7169	425	47	p.	p.	NOUN
easat-7169	425	48	120892	120892	NUM
easat-7169	425	49	,	,	PUNCT
easat-7169	425	50	2021	2021	NUM
easat-7169	425	51	.	.	PUNCT
easat-7169	426	1	https://doi.org/10.1016/j.techfore.2021.120892	https://doi.org/10.1016/j.techfore.2021.120892	NOUN
easat-7169	427	1	[	[	X
easat-7169	427	2	36	36	NUM
easat-7169	427	3	]	]	PUNCT
easat-7169	427	4	a.	a.	NOUN
easat-7169	427	5	h.	h.	PROPN
easat-7169	427	6	massoudi	massoudi	PROPN
easat-7169	427	7	and	and	CCONJ
easat-7169	427	8	s.	s.	PROPN
easat-7169	427	9	j.	j.	PROPN
easat-7169	427	10	fatah	fatah	PROPN
easat-7169	427	11	,	,	PUNCT
easat-7169	427	12	"	"	PUNCT
easat-7169	427	13	advancing	advance	VERB
easat-7169	427	14	small	small	ADJ
easat-7169	427	15	and	and	CCONJ
easat-7169	427	16	medium	medium	ADJ
easat-7169	427	17	-	-	PUNCT
easat-7169	427	18	size	size	NOUN
easat-7169	427	19	enterprises	enterprise	NOUN
easat-7169	427	20	'	'	PART
easat-7169	427	21	performance	performance	NOUN
easat-7169	427	22	by	by	ADP
easat-7169	427	23	adopting	adopt	VERB
easat-7169	427	24	marketing	marketing	NOUN
easat-7169	427	25	and	and	CCONJ
easat-7169	427	26	service	service	NOUN
easat-7169	427	27	innovation	innovation	NOUN
easat-7169	427	28	,	,	PUNCT
easat-7169	427	29	"	"	PUNCT
easat-7169	427	30	international	international	ADJ
easat-7169	427	31	journal	journal	NOUN
easat-7169	427	32	of	of	ADP
easat-7169	427	33	procurement	procurement	NOUN
easat-7169	427	34	management	management	NOUN
easat-7169	427	35	,	,	PUNCT
easat-7169	427	36	vol	vol	NOUN
easat-7169	427	37	.	.	PROPN
easat-7169	427	38	14	14	NUM
easat-7169	427	39	,	,	PUNCT
easat-7169	427	40	no	no	INTJ
easat-7169	427	41	.	.	NOUN
easat-7169	427	42	6	6	NUM
easat-7169	427	43	,	,	PUNCT
easat-7169	427	44	pp	pp	ADJ
easat-7169	427	45	.	.	PUNCT
easat-7169	428	1	742	742	NUM
easat-7169	428	2	-	-	SYM
easat-7169	428	3	758	758	NUM
easat-7169	428	4	,	,	PUNCT
easat-7169	428	5	2021	2021	NUM
easat-7169	428	6	.	.	PUNCT
easat-7169	429	1	https://doi.org/10.1504/ijpm.2021.117884	https://doi.org/10.1504/ijpm.2021.117884	PRON
easat-7169	430	1	[	[	X
easat-7169	430	2	37	37	NUM
easat-7169	430	3	]	]	PUNCT
easat-7169	430	4	m.	m.	NOUN
easat-7169	430	5	wang	wang	PROPN
easat-7169	430	6	and	and	CCONJ
easat-7169	430	7	x.	x.	PROPN
easat-7169	430	8	wang	wang	PROPN
easat-7169	430	9	,	,	PUNCT
easat-7169	430	10	"	"	PUNCT
easat-7169	430	11	"	"	PUNCT
easat-7169	430	12	star	star	ADJ
easat-7169	430	13	effect	effect	NOUN
easat-7169	430	14	"	"	PUNCT
easat-7169	430	15	and	and	CCONJ
easat-7169	430	16	"	"	PUNCT
easat-7169	430	17	long	long	ADJ
easat-7169	430	18	tail	tail	NOUN
easat-7169	430	19	effect	effect	NOUN
easat-7169	430	20	"	"	PUNCT
easat-7169	430	21	in	in	ADP
easat-7169	430	22	webcast	webcast	NOUN
easat-7169	430	23	delivery	delivery	NOUN
easat-7169	430	24	industry	industry	NOUN
easat-7169	430	25	:	:	PUNCT
easat-7169	430	26	an	an	DET
easat-7169	430	27	analysis	analysis	NOUN
easat-7169	430	28	from	from	ADP
easat-7169	430	29	the	the	DET
easat-7169	430	30	perspective	perspective	NOUN
easat-7169	430	31	of	of	ADP
easat-7169	430	32	"	"	PUNCT
easat-7169	430	33	separation	separation	NOUN
easat-7169	430	34	of	of	ADP
easat-7169	430	35	people	people	NOUN
easat-7169	430	36	and	and	CCONJ
easat-7169	430	37	goods	good	NOUN
easat-7169	430	38	,	,	PUNCT
easat-7169	430	39	"	"	PUNCT
easat-7169	430	40	economic	economic	ADJ
easat-7169	430	41	research	research	NOUN
easat-7169	430	42	guide	guide	NOUN
easat-7169	430	43	,	,	PUNCT
easat-7169	430	44	no	no	INTJ
easat-7169	430	45	.	.	PROPN
easat-7169	430	46	06	06	NUM
easat-7169	430	47	,	,	PUNCT
easat-7169	430	48	pp	pp	ADJ
easat-7169	430	49	.	.	PUNCT
easat-7169	431	1	44	44	NUM
easat-7169	431	2	-	-	SYM
easat-7169	431	3	46	46	NUM
easat-7169	431	4	,	,	PUNCT
easat-7169	431	5	2023	2023	NUM
easat-7169	431	6	.	.	PUNCT
easat-7169	432	1	[	[	X
easat-7169	432	2	38	38	NUM
easat-7169	432	3	]	]	PUNCT
easat-7169	432	4	s.	s.	PROPN
easat-7169	432	5	wang	wang	PROPN
easat-7169	432	6	and	and	CCONJ
easat-7169	432	7	x.	x.	PROPN
easat-7169	432	8	xie	xie	PROPN
easat-7169	432	9	,	,	PUNCT
easat-7169	432	10	"	"	PUNCT
easat-7169	432	11	economic	economic	ADJ
easat-7169	432	12	pressure	pressure	NOUN
easat-7169	432	13	or	or	CCONJ
easat-7169	432	14	social	social	ADJ
easat-7169	432	15	pressure	pressure	NOUN
easat-7169	432	16	:	:	PUNCT
easat-7169	432	17	the	the	DET
easat-7169	432	18	development	development	NOUN
easat-7169	432	19	of	of	ADP
easat-7169	432	20	digital	digital	ADJ
easat-7169	432	21	finance	finance	NOUN
easat-7169	432	22	and	and	CCONJ
easat-7169	432	23	digital	digital	ADJ
easat-7169	432	24	innovation	innovation	NOUN
easat-7169	432	25	of	of	ADP
easat-7169	432	26	commercial	commercial	ADJ
easat-7169	432	27	banks	bank	NOUN
easat-7169	432	28	,	,	PUNCT
easat-7169	432	29	"	"	PUNCT
easat-7169	432	30	economists	economist	NOUN
easat-7169	432	31	,	,	PUNCT
easat-7169	432	32	no	no	INTJ
easat-7169	432	33	.	.	NOUN
easat-7169	432	34	01	01	NUM
easat-7169	432	35	,	,	PUNCT
easat-7169	432	36	pp	pp	NOUN
easat-7169	432	37	.	.	PUNCT
easat-7169	432	38	100	100	NUM
easat-7169	432	39	-	-	SYM
easat-7169	432	40	108	108	NUM
easat-7169	432	41	,	,	PUNCT
easat-7169	432	42	2021	2021	NUM
easat-7169	432	43	.	.	PUNCT
easat-7169	433	1	https://doi.org/10.16158/j.cnki.51-1312/f.2021.01.011	https://doi.org/10.16158/j.cnki.51-1312/f.2021.01.011	NOUN
easat-7169	434	1	[	[	X
easat-7169	434	2	39	39	NUM
easat-7169	434	3	]	]	PUNCT
easat-7169	434	4	s.	s.	PROPN
easat-7169	434	5	hong	hong	PROPN
easat-7169	434	6	,	,	PUNCT
easat-7169	434	7	"	"	PUNCT
easat-7169	434	8	discussion	discussion	NOUN
easat-7169	434	9	on	on	ADP
easat-7169	434	10	the	the	DET
easat-7169	434	11	influence	influence	NOUN
easat-7169	434	12	of	of	ADP
easat-7169	434	13	e	e	NOUN
easat-7169	434	14	-	-	NOUN
easat-7169	434	15	commerce	commerce	ADJ
easat-7169	434	16	corporate	corporate	ADJ
easat-7169	434	17	social	social	ADJ
easat-7169	434	18	responsibility	responsibility	NOUN
easat-7169	434	19	on	on	ADP
easat-7169	434	20	consumers	consumer	NOUN
easat-7169	434	21	'	'	PART
easat-7169	434	22	purchase	purchase	NOUN
easat-7169	434	23	intention	intention	NOUN
easat-7169	434	24	based	base	VERB
easat-7169	434	25	on	on	ADP
easat-7169	434	26	sor	sor	NOUN
easat-7169	434	27	model	model	NOUN
easat-7169	434	28	—	—	PUNCT
easat-7169	434	29	a	a	DET
easat-7169	434	30	case	case	NOUN
easat-7169	434	31	study	study	NOUN
easat-7169	434	32	of	of	ADP
easat-7169	434	33	alibaba	alibaba	PROPN
easat-7169	434	34	,	,	PUNCT
easat-7169	434	35	"	"	PUNCT
easat-7169	434	36	modern	modern	ADJ
easat-7169	434	37	business	business	NOUN
easat-7169	434	38	,	,	PUNCT
easat-7169	434	39	no	no	INTJ
easat-7169	434	40	.	.	NOUN
easat-7169	434	41	26	26	NUM
easat-7169	434	42	,	,	PUNCT
easat-7169	434	43	pp	pp	ADJ
easat-7169	434	44	.	.	PUNCT
easat-7169	435	1	3	3	NUM
easat-7169	435	2	-	-	SYM
easat-7169	435	3	9	9	NUM
easat-7169	435	4	,	,	PUNCT
easat-7169	435	5	2021	2021	NUM
easat-7169	435	6	.	.	PUNCT
easat-7169	436	1	https://doi.org/10.14097/j.cnki.5392/2021.26.001	https://doi.org/10.14097/j.cnki.5392/2021.26.001	PROPN
easat-7169	436	2	https://doi.org/10.13821/j.cnki.ceq.2020.03.12	https://doi.org/10.13821/j.cnki.ceq.2020.03.12	PROPN
easat-7169	437	1	https://doi.org/10.1509/jppm.24.1.114.63903	https://doi.org/10.1509/jppm.24.1.114.63903	PROPN
easat-7169	437	2	https://doi.org/10.13502/j.cnki.issn1000-7636.2023.08.007	https://doi.org/10.13502/j.cnki.issn1000-7636.2023.08.007	VERB
easat-7169	437	3	https://doi.org/10.16582/j.cnki.dzzw.2019.11.011	https://doi.org/10.16582/j.cnki.dzzw.2019.11.011	X
easat-7169	437	4	https://doi.org/10.16192/j.cnki.1002-9753.2024.07.014	https://doi.org/10.16192/j.cnki.1002-9753.2024.07.014	PROPN
easat-7169	437	5	https://doi.org/10.19393/j.cnki.cn11-1537/g2.2020.05.014	https://doi.org/10.19393/j.cnki.cn11-1537/g2.2020.05.014	PROPN
easat-7169	437	6	https://doi.org/10.16538/j.cnki.fem.20240122.401	https://doi.org/10.16538/j.cnki.fem.20240122.401	PROPN
easat-7169	437	7	https://doi.org/10.1016/j.techfore.2021.120892	https://doi.org/10.1016/j.techfore.2021.120892	PROPN
easat-7169	437	8	https://doi.org/10.1504/ijpm.2021.117884	https://doi.org/10.1504/ijpm.2021.117884	PROPN
easat-7169	437	9	https://doi.org/10.16158/j.cnki.51-1312/f.2021.01.011	https://doi.org/10.16158/j.cnki.51-1312/f.2021.01.011	PROPN
easat-7169	437	10	https://doi.org/10.14097/j.cnki.5392/2021.26.001	https://doi.org/10.14097/j.cnki.5392/2021.26.001	PUNCT
easat-7169	437	11	1375	1375	NUM
easat-7169	437	12	edelweiss	edelweiss	PROPN
easat-7169	437	13	applied	apply	VERB
easat-7169	437	14	science	science	NOUN
easat-7169	437	15	and	and	CCONJ
easat-7169	437	16	technology	technology	NOUN
easat-7169	437	17	issn	issn	PROPN
easat-7169	437	18	:	:	PUNCT
easat-7169	437	19	2576	2576	NUM
easat-7169	437	20	-	-	SYM
easat-7169	437	21	8484	8484	NUM
easat-7169	437	22	vol	vol	NOUN
easat-7169	437	23	.	.	PROPN
easat-7169	438	1	9	9	NUM
easat-7169	438	2	,	,	PUNCT
easat-7169	438	3	no	no	INTJ
easat-7169	438	4	.	.	NOUN
easat-7169	438	5	5	5	NUM
easat-7169	438	6	:	:	SYM
easat-7169	438	7	1358	1358	NUM
easat-7169	438	8	-	-	SYM
easat-7169	438	9	1377	1377	NUM
easat-7169	438	10	,	,	PUNCT
easat-7169	438	11	2025	2025	NUM
easat-7169	438	12	doi	doi	NOUN
easat-7169	438	13	:	:	PUNCT
easat-7169	438	14	10.55214/25768484.v9i5.7169	10.55214/25768484.v9i5.7169	NUM
easat-7169	438	15	©	©	PROPN
easat-7169	438	16	2025	2025	NUM
easat-7169	438	17	by	by	ADP
easat-7169	438	18	the	the	DET
easat-7169	438	19	authors	author	NOUN
easat-7169	438	20	;	;	PUNCT
easat-7169	438	21	licensee	licensee	PROPN
easat-7169	438	22	learning	learning	NOUN
easat-7169	438	23	gate	gate	NOUN
easat-7169	439	1	[	[	X
easat-7169	439	2	40	40	NUM
easat-7169	439	3	]	]	PUNCT
easat-7169	439	4	j.	j.	PROPN
easat-7169	439	5	liu	liu	PROPN
easat-7169	439	6	,	,	PUNCT
easat-7169	439	7	j.	j.	PROPN
easat-7169	439	8	wei	wei	PROPN
easat-7169	439	9	,	,	PUNCT
easat-7169	439	10	and	and	CCONJ
easat-7169	439	11	x.	x.	PROPN
easat-7169	439	12	chen	chen	PROPN
easat-7169	439	13	,	,	PUNCT
easat-7169	439	14	"	"	PUNCT
easat-7169	439	15	the	the	DET
easat-7169	439	16	impact	impact	NOUN
easat-7169	439	17	of	of	ADP
easat-7169	439	18	online	online	ADJ
easat-7169	439	19	community	community	NOUN
easat-7169	439	20	on	on	ADP
easat-7169	439	21	enterprise	enterprise	NOUN
easat-7169	439	22	innovation	innovation	NOUN
easat-7169	439	23	management	management	NOUN
easat-7169	439	24	:	:	PUNCT
easat-7169	439	25	a	a	DET
easat-7169	439	26	literature	literature	NOUN
easat-7169	439	27	review	review	NOUN
easat-7169	439	28	and	and	CCONJ
easat-7169	439	29	prospect	prospect	VERB
easat-7169	439	30	,	,	PUNCT
easat-7169	439	31	"	"	PUNCT
easat-7169	439	32	chinese	chinese	ADJ
easat-7169	439	33	journal	journal	NOUN
easat-7169	439	34	of	of	ADP
easat-7169	439	35	management	management	NOUN
easat-7169	439	36	,	,	PUNCT
easat-7169	439	37	vol	vol	NOUN
easat-7169	439	38	.	.	PROPN
easat-7169	439	39	19	19	NUM
easat-7169	439	40	,	,	PUNCT
easat-7169	439	41	no	no	INTJ
easat-7169	439	42	.	.	NOUN
easat-7169	439	43	08	08	NUM
easat-7169	439	44	,	,	PUNCT
easat-7169	439	45	pp	pp	ADJ
easat-7169	439	46	.	.	PUNCT
easat-7169	440	1	1251	1251	NUM
easat-7169	440	2	-	-	SYM
easat-7169	440	3	1260	1260	NUM
easat-7169	440	4	,	,	PUNCT
easat-7169	440	5	2022	2022	NUM
easat-7169	440	6	.	.	PUNCT
easat-7169	441	1	appendix	appendix	VERB
easat-7169	441	2	questionnaire	questionnaire	NOUN
easat-7169	441	3	for	for	ADP
easat-7169	441	4	insurance	insurance	NOUN
easat-7169	441	5	company	company	NOUN
easat-7169	441	6	user	user	NOUN
easat-7169	441	7	dear	dear	ADJ
easat-7169	441	8	sir	sir	PROPN
easat-7169	441	9	/	/	SYM
easat-7169	441	10	madam	madam	PROPN
easat-7169	441	11	:	:	PUNCT
easat-7169	441	12	thank	thank	VERB
easat-7169	441	13	you	you	PRON
easat-7169	441	14	for	for	ADP
easat-7169	441	15	your	your	PRON
easat-7169	441	16	participation	participation	NOUN
easat-7169	441	17	in	in	ADP
easat-7169	441	18	this	this	DET
easat-7169	441	19	survey	survey	NOUN
easat-7169	441	20	!	!	PUNCT
easat-7169	442	1	the	the	DET
easat-7169	442	2	purpose	purpose	NOUN
easat-7169	442	3	of	of	ADP
easat-7169	442	4	this	this	DET
easat-7169	442	5	paper	paper	NOUN
easat-7169	442	6	is	be	AUX
easat-7169	442	7	to	to	PART
easat-7169	442	8	study	study	VERB
easat-7169	442	9	the	the	DET
easat-7169	442	10	impact	impact	NOUN
easat-7169	442	11	of	of	ADP
easat-7169	442	12	digital	digital	ADJ
easat-7169	442	13	finance	finance	NOUN
easat-7169	442	14	on	on	ADP
easat-7169	442	15	the	the	DET
easat-7169	442	16	financial	financial	ADJ
easat-7169	442	17	service	service	NOUN
easat-7169	442	18	innovation	innovation	NOUN
easat-7169	442	19	management	management	NOUN
easat-7169	442	20	of	of	ADP
easat-7169	442	21	insurance	insurance	NOUN
easat-7169	442	22	companies	company	NOUN
easat-7169	442	23	:	:	PUNCT
easat-7169	442	24	a	a	DET
easat-7169	442	25	case	case	NOUN
easat-7169	442	26	study	study	NOUN
easat-7169	442	27	of	of	ADP
easat-7169	442	28	insurance	insurance	NOUN
easat-7169	442	29	companies	company	NOUN
easat-7169	442	30	in	in	ADP
easat-7169	442	31	guangdong	guangdong	PROPN
easat-7169	442	32	province	province	PROPN
easat-7169	442	33	,	,	PUNCT
easat-7169	442	34	china	china	PROPN
easat-7169	442	35	.	.	PUNCT
easat-7169	443	1	your	your	PRON
easat-7169	443	2	answer	answer	NOUN
easat-7169	443	3	is	be	AUX
easat-7169	443	4	an	an	DET
easat-7169	443	5	important	important	ADJ
easat-7169	443	6	basis	basis	NOUN
easat-7169	443	7	for	for	ADP
easat-7169	443	8	this	this	DET
easat-7169	443	9	research	research	NOUN
easat-7169	443	10	.	.	PUNCT
easat-7169	444	1	please	please	INTJ
easat-7169	444	2	answer	answer	VERB
easat-7169	444	3	each	each	PRON
easat-7169	444	4	of	of	ADP
easat-7169	444	5	the	the	DET
easat-7169	444	6	following	follow	VERB
easat-7169	444	7	questions	question	NOUN
easat-7169	444	8	accurately	accurately	ADV
easat-7169	444	9	according	accord	VERB
easat-7169	444	10	to	to	ADP
easat-7169	444	11	the	the	DET
easat-7169	444	12	actual	actual	ADJ
easat-7169	444	13	situation	situation	NOUN
easat-7169	444	14	of	of	ADP
easat-7169	444	15	the	the	DET
easat-7169	444	16	property	property	NOUN
easat-7169	444	17	insurance	insurance	NOUN
easat-7169	444	18	company	company	NOUN
easat-7169	444	19	you	you	PRON
easat-7169	444	20	purchased	purchase	VERB
easat-7169	444	21	.	.	PUNCT
easat-7169	445	1	thank	thank	VERB
easat-7169	445	2	you	you	PRON
easat-7169	445	3	very	very	ADV
easat-7169	445	4	much	much	ADV
easat-7169	445	5	!	!	PUNCT
easat-7169	446	1	the	the	DET
easat-7169	446	2	data	datum	NOUN
easat-7169	446	3	collected	collect	VERB
easat-7169	446	4	in	in	ADP
easat-7169	446	5	this	this	DET
easat-7169	446	6	questionnaire	questionnaire	NOUN
easat-7169	446	7	is	be	AUX
easat-7169	446	8	only	only	ADV
easat-7169	446	9	for	for	ADP
easat-7169	446	10	academic	academic	ADJ
easat-7169	446	11	research	research	NOUN
easat-7169	446	12	and	and	CCONJ
easat-7169	446	13	will	will	AUX
easat-7169	446	14	not	not	PART
easat-7169	446	15	reveal	reveal	VERB
easat-7169	446	16	your	your	PRON
easat-7169	446	17	personal	personal	ADJ
easat-7169	446	18	privacy	privacy	NOUN
easat-7169	446	19	.	.	PUNCT
easat-7169	447	1	please	please	INTJ
easat-7169	447	2	try	try	VERB
easat-7169	447	3	your	your	PRON
easat-7169	447	4	best	good	ADJ
easat-7169	447	5	to	to	PART
easat-7169	447	6	answer	answer	VERB
easat-7169	447	7	objectively	objectively	ADV
easat-7169	447	8	and	and	CCONJ
easat-7169	447	9	accurately	accurately	ADV
easat-7169	447	10	!	!	PUNCT
easat-7169	448	1	5	5	NUM
easat-7169	448	2	stands	stand	VERB
easat-7169	448	3	for	for	ADP
easat-7169	448	4	strongly	strongly	ADV
easat-7169	448	5	agree	agree	VERB
easat-7169	448	6	,	,	PUNCT
easat-7169	448	7	4	4	NUM
easat-7169	448	8	stands	stand	VERB
easat-7169	448	9	for	for	ADP
easat-7169	448	10	somewhat	somewhat	ADV
easat-7169	448	11	agree	agree	ADJ
easat-7169	448	12	,	,	PUNCT
easat-7169	448	13	3	3	NUM
easat-7169	448	14	stands	stand	VERB
easat-7169	448	15	for	for	ADP
easat-7169	448	16	fair	fair	ADJ
easat-7169	448	17	,	,	PUNCT
easat-7169	448	18	2	2	NUM
easat-7169	448	19	stands	stand	VERB
easat-7169	448	20	for	for	ADP
easat-7169	448	21	somewhat	somewhat	ADV
easat-7169	448	22	disagree	disagree	NOUN
easat-7169	448	23	,	,	PUNCT
easat-7169	448	24	1	1	NUM
easat-7169	448	25	stands	stand	VERB
easat-7169	448	26	for	for	ADP
easat-7169	448	27	strongly	strongly	ADV
easat-7169	448	28	disagree	disagree	VERB
easat-7169	448	29	.	.	PUNCT
easat-7169	449	1	thank	thank	VERB
easat-7169	449	2	you	you	PRON
easat-7169	449	3	very	very	ADV
easat-7169	449	4	much	much	ADV
easat-7169	449	5	for	for	ADP
easat-7169	449	6	your	your	PRON
easat-7169	449	7	cooperation	cooperation	NOUN
easat-7169	449	8	and	and	CCONJ
easat-7169	449	9	support	support	NOUN
easat-7169	449	10	!	!	PUNCT
easat-7169	450	1	i	i	PRON
easat-7169	450	2	wish	wish	VERB
easat-7169	450	3	you	you	PRON
easat-7169	450	4	every	every	DET
easat-7169	450	5	success	success	NOUN
easat-7169	450	6	and	and	CCONJ
easat-7169	450	7	great	great	ADJ
easat-7169	450	8	success	success	NOUN
easat-7169	450	9	.	.	PUNCT
easat-7169	451	1	1	1	X
easat-7169	451	2	.	.	X
easat-7169	451	3	basic	basic	ADJ
easat-7169	451	4	personal	personal	ADJ
easat-7169	451	5	information	information	NOUN
easat-7169	451	6	this	this	DET
easat-7169	451	7	part	part	NOUN
easat-7169	451	8	is	be	AUX
easat-7169	451	9	your	your	PRON
easat-7169	451	10	basic	basic	ADJ
easat-7169	451	11	information	information	NOUN
easat-7169	451	12	,	,	PUNCT
easat-7169	451	13	mainly	mainly	ADV
easat-7169	451	14	to	to	PART
easat-7169	451	15	meet	meet	VERB
easat-7169	451	16	the	the	DET
easat-7169	451	17	needs	need	NOUN
easat-7169	451	18	of	of	ADP
easat-7169	451	19	academic	academic	ADJ
easat-7169	451	20	research	research	NOUN
easat-7169	451	21	,	,	PUNCT
easat-7169	451	22	please	please	INTJ
easat-7169	451	23	fill	fill	VERB
easat-7169	451	24	in	in	ADP
easat-7169	451	25	the	the	DET
easat-7169	451	26	true	true	ADJ
easat-7169	451	27	,	,	PUNCT
easat-7169	451	28	this	this	DET
easat-7169	451	29	data	datum	NOUN
easat-7169	451	30	will	will	AUX
easat-7169	451	31	not	not	PART
easat-7169	451	32	be	be	AUX
easat-7169	451	33	open	open	ADJ
easat-7169	451	34	to	to	ADP
easat-7169	451	35	the	the	DET
easat-7169	451	36	public	public	NOUN
easat-7169	451	37	.	.	PUNCT
easat-7169	452	1	please	please	INTJ
easat-7169	452	2	select	select	VERB
easat-7169	452	3	the	the	DET
easat-7169	452	4	options	option	NOUN
easat-7169	452	5	,	,	PUNCT
easat-7169	452	6	or	or	CCONJ
easat-7169	452	7	fill	fill	VERB
easat-7169	452	8	in	in	ADP
easat-7169	452	9	the	the	DET
easat-7169	452	10	corresponding	corresponding	ADJ
easat-7169	452	11	options	option	NOUN
easat-7169	452	12	.	.	PUNCT
easat-7169	453	1	1	1	X
easat-7169	453	2	.	.	X
easat-7169	453	3	your	your	PRON
easat-7169	453	4	gender	gender	NOUN
easat-7169	453	5	is	be	AUX
easat-7169	453	6	[	[	X
easat-7169	453	7	single	single	ADJ
easat-7169	453	8	choice	choice	NOUN
easat-7169	453	9	]	]	X
easat-7169	453	10	*	*	PUNCT
easat-7169	453	11	○	○	ADJ
easat-7169	453	12	male	male	ADJ
easat-7169	453	13	○	○	ADJ
easat-7169	453	14	female	female	ADJ
easat-7169	453	15	2	2	NUM
easat-7169	453	16	.	.	PUNCT
easat-7169	454	1	what	what	PRON
easat-7169	454	2	is	be	AUX
easat-7169	454	3	your	your	PRON
easat-7169	454	4	age	age	NOUN
easat-7169	454	5	?	?	PUNCT
easat-7169	455	1	[	[	X
easat-7169	455	2	single	single	ADJ
easat-7169	455	3	choice	choice	NOUN
easat-7169	455	4	]	]	PUNCT
easat-7169	455	5	*	*	PUNCT
easat-7169	455	6	○	○	PROPN
easat-7169	455	7	18	18	NUM
easat-7169	455	8	-	-	SYM
easat-7169	455	9	30	30	NUM
easat-7169	455	10	years	year	NOUN
easat-7169	455	11	old	old	ADJ
easat-7169	455	12	○	○	PROPN
easat-7169	455	13	31	31	NUM
easat-7169	455	14	-	-	SYM
easat-7169	455	15	40	40	NUM
easat-7169	455	16	years	year	NOUN
easat-7169	455	17	old	old	ADJ
easat-7169	455	18	○	○	PROPN
easat-7169	455	19	41	41	NUM
easat-7169	455	20	-	-	SYM
easat-7169	455	21	50	50	NUM
easat-7169	455	22	years	year	NOUN
easat-7169	455	23	old	old	ADJ
easat-7169	455	24	○	○	PROPN
easat-7169	455	25	over	over	ADP
easat-7169	455	26	50	50	NUM
easat-7169	455	27	years	year	NOUN
easat-7169	455	28	old	old	ADJ
easat-7169	455	29	3	3	X
easat-7169	455	30	.	.	PUNCT
easat-7169	456	1	what	what	PRON
easat-7169	456	2	is	be	AUX
easat-7169	456	3	your	your	PRON
easat-7169	456	4	education	education	NOUN
easat-7169	456	5	background	background	NOUN
easat-7169	456	6	?	?	PUNCT
easat-7169	457	1	[	[	X
easat-7169	457	2	single	single	ADJ
easat-7169	457	3	choice	choice	NOUN
easat-7169	457	4	]	]	X
easat-7169	457	5	*	*	PUNCT
easat-7169	457	6	○	○	ADJ
easat-7169	457	7	secondary	secondary	ADJ
easat-7169	457	8	school	school	NOUN
easat-7169	457	9	or	or	CCONJ
easat-7169	457	10	below	below	ADP
easat-7169	457	11	○	○	PROPN
easat-7169	457	12	junior	junior	PROPN
easat-7169	457	13	college	college	PROPN
easat-7169	457	14	○	○	PROPN
easat-7169	457	15	bachelor	bachelor	NOUN
easat-7169	457	16	degree	degree	NOUN
easat-7169	457	17	○	○	PROPN
easat-7169	457	18	master	master	NOUN
easat-7169	457	19	degree	degree	NOUN
easat-7169	457	20	or	or	CCONJ
easat-7169	457	21	above	above	ADP
easat-7169	457	22	4	4	NUM
easat-7169	457	23	.	.	PUNCT
easat-7169	458	1	how	how	SCONJ
easat-7169	458	2	many	many	ADJ
easat-7169	458	3	years	year	NOUN
easat-7169	458	4	have	have	AUX
easat-7169	458	5	you	you	PRON
easat-7169	458	6	bought	buy	VERB
easat-7169	458	7	property	property	NOUN
easat-7169	458	8	insurance	insurance	NOUN
easat-7169	458	9	?	?	PUNCT
easat-7169	459	1	[	[	X
easat-7169	459	2	single	single	ADJ
easat-7169	459	3	choice	choice	NOUN
easat-7169	459	4	]	]	X
easat-7169	459	5	*	*	PUNCT
easat-7169	459	6	○	○	ADJ
easat-7169	459	7	within	within	ADP
easat-7169	459	8	1	1	NUM
easat-7169	459	9	to	to	PART
easat-7169	459	10	3	3	NUM
easat-7169	459	11	years	year	NOUN
easat-7169	459	12	○	○	X
easat-7169	459	13	3	3	NUM
easat-7169	459	14	to	to	PART
easat-7169	459	15	5	5	NUM
easat-7169	459	16	years	year	NOUN
easat-7169	459	17	○	○	X
easat-7169	459	18	5	5	NUM
easat-7169	459	19	to	to	PART
easat-7169	459	20	10	10	NUM
easat-7169	459	21	years	year	NOUN
easat-7169	459	22	○	○	ADJ
easat-7169	459	23	10	10	NUM
easat-7169	459	24	to	to	PART
easat-7169	459	25	20	20	NUM
easat-7169	459	26	years	year	NOUN
easat-7169	459	27	○	○	ADJ
easat-7169	459	28	more	more	ADJ
easat-7169	459	29	than	than	ADP
easat-7169	459	30	20	20	NUM
easat-7169	459	31	years	year	NOUN
easat-7169	459	32	5	5	NUM
easat-7169	459	33	.	.	PUNCT
easat-7169	460	1	how	how	SCONJ
easat-7169	460	2	much	much	ADJ
easat-7169	460	3	you	you	PRON
easat-7169	460	4	spend	spend	VERB
easat-7169	460	5	on	on	ADP
easat-7169	460	6	property	property	NOUN
easat-7169	460	7	insurance	insurance	NOUN
easat-7169	460	8	?	?	PUNCT
easat-7169	461	1	[	[	X
easat-7169	461	2	single	single	ADJ
easat-7169	461	3	choice	choice	NOUN
easat-7169	461	4	]	]	PUNCT
easat-7169	461	5	*	*	PUNCT
easat-7169	461	6	○	○	X
easat-7169	461	7	0	0	NUM
easat-7169	461	8	-	-	SYM
easat-7169	461	9	1000	1000	NUM
easat-7169	461	10	yuan	yuan	NOUN
easat-7169	461	11	○	○	PROPN
easat-7169	461	12	1001	1001	NUM
easat-7169	461	13	-	-	SYM
easat-7169	461	14	3000	3000	NUM
easat-7169	461	15	yuan	yuan	NOUN
easat-7169	461	16	○	○	X
easat-7169	461	17	3001	3001	NUM
easat-7169	461	18	yuan	yuan	NOUN
easat-7169	461	19	or	or	CCONJ
easat-7169	461	20	more	more	ADJ
easat-7169	461	21	2	2	NUM
easat-7169	461	22	.	.	PUNCT
easat-7169	461	23	digital	digital	ADJ
easat-7169	461	24	finance	finance	NOUN
easat-7169	461	25	related	relate	VERB
easat-7169	461	26	questions	question	NOUN
easat-7169	461	27	please	please	INTJ
easat-7169	461	28	rate	rate	VERB
easat-7169	461	29	the	the	DET
easat-7169	461	30	following	follow	VERB
easat-7169	461	31	items	item	NOUN
easat-7169	461	32	:	:	PUNCT
easat-7169	461	33	5	5	NUM
easat-7169	461	34	is	be	AUX
easat-7169	461	35	strongly	strongly	ADV
easat-7169	461	36	agree	agree	VERB
easat-7169	461	37	,	,	PUNCT
easat-7169	461	38	4	4	NUM
easat-7169	461	39	is	be	AUX
easat-7169	461	40	agree	agree	ADJ
easat-7169	461	41	,	,	PUNCT
easat-7169	461	42	3	3	NUM
easat-7169	461	43	is	be	AUX
easat-7169	461	44	neutral	neutral	ADJ
easat-7169	461	45	,	,	PUNCT
easat-7169	461	46	2	2	NUM
easat-7169	461	47	is	be	AUX
easat-7169	461	48	disagree	disagree	ADJ
easat-7169	461	49	,	,	PUNCT
easat-7169	461	50	1	1	NUM
easat-7169	461	51	is	be	AUX
easat-7169	461	52	strongly	strongly	ADV
easat-7169	461	53	disagree	disagree	VERB
easat-7169	461	54	.	.	PUNCT
easat-7169	462	1	i	i	PRON
easat-7169	462	2	d	d	PROPN
easat-7169	462	3	measurement	measurement	NOUN
easat-7169	462	4	question	question	NOUN
easat-7169	462	5	item	item	NOUN
easat-7169	462	6	5	5	NUM
easat-7169	462	7	4	4	NUM
easat-7169	462	8	3	3	NUM
easat-7169	462	9	2	2	NUM
easat-7169	462	10	1	1	NUM
easat-7169	462	11	dc1	dc1	PROPN
easat-7169	462	12	digital	digital	PROPN
easat-7169	462	13	services	service	NOUN
easat-7169	462	14	meet	meet	VERB
easat-7169	462	15	customers	customer	NOUN
easat-7169	462	16	’	'	PUNCT
easat-7169	462	17	requirements	requirement	NOUN
easat-7169	462	18	.	.	PUNCT
easat-7169	463	1	dc2	dc2	PROPN
easat-7169	463	2	customers	customer	NOUN
easat-7169	463	3	trust	trust	VERB
easat-7169	463	4	companies	company	NOUN
easat-7169	463	5	to	to	PART
easat-7169	463	6	handle	handle	VERB
easat-7169	463	7	digital	digital	ADJ
easat-7169	463	8	assets	asset	NOUN
easat-7169	463	9	.	.	PUNCT
easat-7169	464	1	dc3	dc3	VERB
easat-7169	464	2	the	the	DET
easat-7169	464	3	good	good	ADJ
easat-7169	464	4	protection	protection	NOUN
easat-7169	464	5	of	of	ADP
easat-7169	464	6	customers	customer	NOUN
easat-7169	464	7	’	'	PUNCT
easat-7169	464	8	digital	digital	ADJ
easat-7169	464	9	assets	asset	NOUN
easat-7169	464	10	.	.	PUNCT
easat-7169	465	1	dc4	dc4	VERB
easat-7169	465	2	the	the	DET
easat-7169	465	3	expertise	expertise	NOUN
easat-7169	465	4	level	level	NOUN
easat-7169	465	5	of	of	ADP
easat-7169	465	6	property	property	NOUN
easat-7169	465	7	insurance	insurance	NOUN
easat-7169	465	8	in	in	ADP
easat-7169	465	9	digital	digital	ADJ
easat-7169	465	10	transformation	transformation	NOUN
easat-7169	465	11	of	of	ADP
easat-7169	465	12	the	the	DET
easat-7169	465	13	companies	company	NOUN
easat-7169	465	14	.	.	PUNCT
easat-7169	466	1	dc5	dc5	PROPN
easat-7169	466	2	the	the	DET
easat-7169	466	3	future	future	ADJ
easat-7169	466	4	strategy	strategy	NOUN
easat-7169	466	5	of	of	ADP
easat-7169	466	6	property	property	NOUN
easat-7169	466	7	insurance	insurance	NOUN
easat-7169	466	8	of	of	ADP
easat-7169	466	9	digital	digital	ADJ
easat-7169	466	10	asset	asset	NOUN
easat-7169	466	11	management	management	NOUN
easat-7169	466	12	.	.	PUNCT
easat-7169	467	1	dc6	dc6	VERB
easat-7169	467	2	the	the	DET
easat-7169	467	3	increasing	increase	VERB
easat-7169	467	4	products	product	NOUN
easat-7169	467	5	value	value	NOUN
easat-7169	467	6	of	of	ADP
easat-7169	467	7	property	property	NOUN
easat-7169	467	8	insurance	insurance	NOUN
easat-7169	467	9	.	.	PUNCT
easat-7169	468	1	fi1	fi1	ADJ
easat-7169	468	2	easier	easy	ADJ
easat-7169	468	3	to	to	PART
easat-7169	468	4	access	access	VERB
easat-7169	468	5	financial	financial	ADJ
easat-7169	468	6	services	service	NOUN
easat-7169	468	7	through	through	ADP
easat-7169	468	8	fintech	fintech	NOUN
easat-7169	468	9	.	.	PUNCT
easat-7169	469	1	fi2	fi2	PROPN
easat-7169	469	2	intelligence	intelligence	NOUN
easat-7169	469	3	technology	technology	NOUN
easat-7169	469	4	meets	meet	VERB
easat-7169	469	5	the	the	DET
easat-7169	469	6	requirements	requirement	NOUN
easat-7169	469	7	of	of	ADP
easat-7169	469	8	several	several	ADJ
easat-7169	469	9	personal	personal	ADJ
easat-7169	469	10	financial	financial	ADJ
easat-7169	469	11	needs	need	NOUN
easat-7169	469	12	.	.	PUNCT
easat-7169	470	1	fi3	fi3	VERB
easat-7169	470	2	intelligent	intelligent	ADJ
easat-7169	470	3	technology	technology	NOUN
easat-7169	470	4	improves	improve	VERB
easat-7169	470	5	service	service	NOUN
easat-7169	470	6	efficiency	efficiency	NOUN
easat-7169	470	7	.	.	PUNCT
easat-7169	471	1	fi4	fi4	ADJ
easat-7169	471	2	financial	financial	ADJ
easat-7169	471	3	platforms	platform	NOUN
easat-7169	471	4	help	help	VERB
easat-7169	471	5	companies	company	NOUN
easat-7169	471	6	to	to	PART
easat-7169	471	7	access	access	VERB
easat-7169	471	8	the	the	DET
easat-7169	471	9	financial	financial	ADJ
easat-7169	471	10	information	information	NOUN
easat-7169	471	11	of	of	ADP
easat-7169	471	12	property	property	NOUN
easat-7169	471	13	insurance	insurance	NOUN
easat-7169	471	14	.	.	PUNCT
easat-7169	472	1	fi5	fi5	ADJ
easat-7169	472	2	intelligent	intelligent	ADJ
easat-7169	472	3	technology	technology	NOUN
easat-7169	472	4	reduces	reduce	VERB
easat-7169	472	5	operating	operating	NOUN
easat-7169	472	6	costs	cost	NOUN
easat-7169	472	7	.	.	PUNCT
easat-7169	473	1	fi6	fi6	VERB
easat-7169	473	2	intelligent	intelligent	ADJ
easat-7169	473	3	technology	technology	NOUN
easat-7169	473	4	provides	provide	VERB
easat-7169	473	5	immediate	immediate	ADJ
easat-7169	473	6	financial	financial	ADJ
easat-7169	473	7	services	service	NOUN
easat-7169	473	8	.	.	PUNCT
easat-7169	474	1	1376	1376	NUM
easat-7169	474	2	edelweiss	edelweiss	PROPN
easat-7169	474	3	applied	apply	VERB
easat-7169	474	4	science	science	NOUN
easat-7169	474	5	and	and	CCONJ
easat-7169	474	6	technology	technology	NOUN
easat-7169	474	7	issn	issn	PROPN
easat-7169	474	8	:	:	PUNCT
easat-7169	474	9	2576	2576	NUM
easat-7169	474	10	-	-	SYM
easat-7169	474	11	8484	8484	NUM
easat-7169	474	12	vol	vol	NOUN
easat-7169	474	13	.	.	PROPN
easat-7169	475	1	9	9	NUM
easat-7169	475	2	,	,	PUNCT
easat-7169	475	3	no	no	INTJ
easat-7169	475	4	.	.	NOUN
easat-7169	475	5	5	5	NUM
easat-7169	475	6	:	:	SYM
easat-7169	475	7	1358	1358	NUM
easat-7169	475	8	-	-	SYM
easat-7169	475	9	1377	1377	NUM
easat-7169	475	10	,	,	PUNCT
easat-7169	475	11	2025	2025	NUM
easat-7169	475	12	doi	doi	NOUN
easat-7169	475	13	:	:	PUNCT
easat-7169	475	14	10.55214/25768484.v9i5.7169	10.55214/25768484.v9i5.7169	NUM
easat-7169	475	15	©	©	PROPN
easat-7169	475	16	2025	2025	NUM
easat-7169	475	17	by	by	ADP
easat-7169	475	18	the	the	DET
easat-7169	475	19	authors	author	NOUN
easat-7169	475	20	;	;	PUNCT
easat-7169	475	21	licensee	licensee	PROPN
easat-7169	475	22	learning	learning	NOUN
easat-7169	475	23	gate	gate	NOUN
easat-7169	475	24	3	3	NUM
easat-7169	475	25	.	.	PUNCT
easat-7169	475	26	precision	precision	NOUN
easat-7169	475	27	marketing	marketing	NOUN
easat-7169	475	28	related	relate	VERB
easat-7169	475	29	questions	question	NOUN
easat-7169	475	30	please	please	INTJ
easat-7169	475	31	rate	rate	VERB
easat-7169	475	32	the	the	DET
easat-7169	475	33	following	follow	VERB
easat-7169	475	34	items	item	NOUN
easat-7169	475	35	:	:	PUNCT
easat-7169	475	36	5	5	NUM
easat-7169	475	37	is	be	AUX
easat-7169	475	38	strongly	strongly	ADV
easat-7169	475	39	agree	agree	VERB
easat-7169	475	40	,	,	PUNCT
easat-7169	475	41	4	4	NUM
easat-7169	475	42	is	be	AUX
easat-7169	475	43	agree	agree	ADJ
easat-7169	475	44	,	,	PUNCT
easat-7169	475	45	3	3	NUM
easat-7169	475	46	is	be	AUX
easat-7169	475	47	neutral	neutral	ADJ
easat-7169	475	48	,	,	PUNCT
easat-7169	475	49	2	2	NUM
easat-7169	475	50	is	be	AUX
easat-7169	475	51	disagree	disagree	ADJ
easat-7169	475	52	,	,	PUNCT
easat-7169	475	53	1	1	NUM
easat-7169	475	54	is	be	AUX
easat-7169	475	55	strongly	strongly	ADV
easat-7169	475	56	disagree	disagree	VERB
easat-7169	475	57	.	.	PUNCT
easat-7169	476	1	i	i	PRON
easat-7169	476	2	d	d	PROPN
easat-7169	476	3	measurement	measurement	NOUN
easat-7169	476	4	question	question	NOUN
easat-7169	476	5	item	item	NOUN
easat-7169	476	6	5	5	NUM
easat-7169	476	7	4	4	NUM
easat-7169	476	8	3	3	NUM
easat-7169	476	9	2	2	NUM
easat-7169	476	10	1	1	NUM
easat-7169	476	11	up1	up1	NOUN
easat-7169	476	12	the	the	DET
easat-7169	476	13	services	service	NOUN
easat-7169	476	14	requirements	requirement	NOUN
easat-7169	476	15	match	match	VERB
easat-7169	476	16	the	the	DET
easat-7169	476	17	personal	personal	ADJ
easat-7169	476	18	preferences	preference	NOUN
easat-7169	476	19	of	of	ADP
easat-7169	476	20	the	the	DET
easat-7169	476	21	customers	customer	NOUN
easat-7169	476	22	.	.	PUNCT
easat-7169	477	1	up2	up2	VERB
easat-7169	477	2	the	the	DET
easat-7169	477	3	usage	usage	NOUN
easat-7169	477	4	of	of	ADP
easat-7169	477	5	portrait	portrait	NOUN
easat-7169	477	6	data	datum	NOUN
easat-7169	477	7	responses	response	NOUN
easat-7169	477	8	to	to	ADP
easat-7169	477	9	the	the	DET
easat-7169	477	10	personalized	personalize	VERB
easat-7169	477	11	needs	need	NOUN
easat-7169	477	12	of	of	ADP
easat-7169	477	13	customers	customer	NOUN
easat-7169	477	14	accurately	accurately	ADV
easat-7169	477	15	.	.	PUNCT
easat-7169	478	1	up3	up3	PROPN
easat-7169	478	2	the	the	DET
easat-7169	478	3	usage	usage	NOUN
easat-7169	478	4	of	of	ADP
easat-7169	478	5	portrait	portrait	NOUN
easat-7169	478	6	data	datum	NOUN
easat-7169	478	7	provides	provide	VERB
easat-7169	478	8	customers	customer	NOUN
easat-7169	478	9	with	with	ADP
easat-7169	478	10	highly	highly	ADV
easat-7169	478	11	personalized	personalized	ADJ
easat-7169	478	12	products	product	NOUN
easat-7169	478	13	.	.	PUNCT
easat-7169	479	1	up4	up4	PROPN
easat-7169	479	2	customizing	customizing	NOUN
easat-7169	479	3	services	service	NOUN
easat-7169	479	4	based	base	VERB
easat-7169	479	5	on	on	ADP
easat-7169	479	6	user	user	NOUN
easat-7169	479	7	profiles	profile	NOUN
easat-7169	479	8	improves	improve	VERB
easat-7169	479	9	the	the	DET
easat-7169	479	10	service	service	NOUN
easat-7169	479	11	system	system	NOUN
easat-7169	479	12	.	.	PUNCT
easat-7169	480	1	up5	up5	VERB
easat-7169	480	2	the	the	DET
easat-7169	480	3	products	product	NOUN
easat-7169	480	4	recommended	recommend	VERB
easat-7169	480	5	based	base	VERB
easat-7169	480	6	on	on	ADP
easat-7169	480	7	the	the	DET
easat-7169	480	8	user	user	NOUN
easat-7169	480	9	profile	profile	NOUN
easat-7169	480	10	inspires	inspire	VERB
easat-7169	480	11	the	the	DET
easat-7169	480	12	purchase	purchase	NOUN
easat-7169	480	13	intention	intention	NOUN
easat-7169	480	14	.	.	PUNCT
easat-7169	481	1	up6	up6	VERB
easat-7169	481	2	the	the	DET
easat-7169	481	3	analysis	analysis	NOUN
easat-7169	481	4	of	of	ADP
easat-7169	481	5	the	the	DET
easat-7169	481	6	user	user	NOUN
easat-7169	481	7	profile	profile	NOUN
easat-7169	481	8	offers	offer	VERB
easat-7169	481	9	more	more	ADV
easat-7169	481	10	reasonable	reasonable	ADJ
easat-7169	481	11	price	price	NOUN
easat-7169	481	12	to	to	ADP
easat-7169	481	13	customers	customer	NOUN
easat-7169	481	14	.	.	PUNCT
easat-7169	482	1	sd1	sd1	VERB
easat-7169	482	2	the	the	DET
easat-7169	482	3	classification	classification	NOUN
easat-7169	482	4	of	of	ADP
easat-7169	482	5	customers	customer	NOUN
easat-7169	482	6	’	'	PUNCT
easat-7169	482	7	requirements	requirement	NOUN
easat-7169	482	8	helps	help	VERB
easat-7169	482	9	companies	company	NOUN
easat-7169	482	10	to	to	PART
easat-7169	482	11	meet	meet	VERB
easat-7169	482	12	unique	unique	ADJ
easat-7169	482	13	needs	need	NOUN
easat-7169	482	14	.	.	PUNCT
easat-7169	483	1	sd2	sd2	PROPN
easat-7169	483	2	several	several	ADJ
easat-7169	483	3	service	service	NOUN
easat-7169	483	4	commitment	commitment	NOUN
easat-7169	483	5	for	for	ADP
easat-7169	483	6	different	different	ADJ
easat-7169	483	7	customer	customer	NOUN
easat-7169	483	8	groups	group	NOUN
easat-7169	483	9	makes	make	VERB
easat-7169	483	10	customers	customer	NOUN
easat-7169	483	11	happy	happy	ADJ
easat-7169	483	12	.	.	PUNCT
easat-7169	484	1	sd3	sd3	NOUN
easat-7169	484	2	several	several	ADJ
easat-7169	484	3	response	response	NOUN
easat-7169	484	4	to	to	ADP
easat-7169	484	5	different	different	ADJ
easat-7169	484	6	customers	customer	NOUN
easat-7169	484	7	reflects	reflect	VERB
easat-7169	484	8	difference	difference	NOUN
easat-7169	484	9	service	service	NOUN
easat-7169	484	10	attention	attention	NOUN
easat-7169	484	11	.	.	PUNCT
easat-7169	485	1	sd4	sd4	VERB
easat-7169	485	2	the	the	DET
easat-7169	485	3	characteristics	characteristic	NOUN
easat-7169	485	4	of	of	ADP
easat-7169	485	5	different	different	ADJ
easat-7169	485	6	customers	customer	NOUN
easat-7169	485	7	provide	provide	VERB
easat-7169	485	8	several	several	ADJ
easat-7169	485	9	service	service	NOUN
easat-7169	485	10	experience	experience	NOUN
easat-7169	485	11	.	.	PUNCT
easat-7169	486	1	sd5	sd5	PRON
easat-7169	486	2	different	different	ADJ
easat-7169	486	3	customers	customer	NOUN
easat-7169	486	4	need	need	VERB
easat-7169	486	5	different	different	ADJ
easat-7169	486	6	attractive	attractive	ADJ
easat-7169	486	7	customized	customize	VERB
easat-7169	486	8	products	product	NOUN
easat-7169	486	9	.	.	PUNCT
easat-7169	487	1	sd6	sd6	VERB
easat-7169	487	2	the	the	DET
easat-7169	487	3	individual	individual	ADJ
easat-7169	487	4	preferences	preference	NOUN
easat-7169	487	5	of	of	ADP
easat-7169	487	6	customers	customer	NOUN
easat-7169	487	7	recommend	recommend	VERB
easat-7169	487	8	several	several	ADJ
easat-7169	487	9	insurance	insurance	NOUN
easat-7169	487	10	products	product	NOUN
easat-7169	487	11	.	.	PUNCT
easat-7169	488	1	4	4	X
easat-7169	488	2	.	.	X
easat-7169	488	3	innovation	innovation	NOUN
easat-7169	488	4	management	management	NOUN
easat-7169	488	5	related	relate	VERB
easat-7169	488	6	questions	question	NOUN
easat-7169	488	7	please	please	INTJ
easat-7169	488	8	rate	rate	VERB
easat-7169	488	9	the	the	DET
easat-7169	488	10	following	follow	VERB
easat-7169	488	11	items	item	NOUN
easat-7169	488	12	:	:	PUNCT
easat-7169	488	13	5	5	NUM
easat-7169	488	14	is	be	AUX
easat-7169	488	15	strongly	strongly	ADV
easat-7169	488	16	agree	agree	VERB
easat-7169	488	17	,	,	PUNCT
easat-7169	488	18	4	4	NUM
easat-7169	488	19	is	be	AUX
easat-7169	488	20	agree	agree	ADJ
easat-7169	488	21	,	,	PUNCT
easat-7169	488	22	3	3	NUM
easat-7169	488	23	is	be	AUX
easat-7169	488	24	neutral	neutral	ADJ
easat-7169	488	25	,	,	PUNCT
easat-7169	488	26	2	2	NUM
easat-7169	488	27	is	be	AUX
easat-7169	488	28	disagree	disagree	ADJ
easat-7169	488	29	,	,	PUNCT
easat-7169	488	30	1	1	NUM
easat-7169	488	31	is	be	AUX
easat-7169	488	32	strongly	strongly	ADV
easat-7169	488	33	disagree	disagree	VERB
easat-7169	488	34	.	.	PUNCT
easat-7169	489	1	i	i	PRON
easat-7169	489	2	d	d	PROPN
easat-7169	489	3	measurement	measurement	NOUN
easat-7169	489	4	question	question	NOUN
easat-7169	489	5	item	item	NOUN
easat-7169	489	6	5	5	NUM
easat-7169	489	7	4	4	NUM
easat-7169	489	8	3	3	NUM
easat-7169	489	9	2	2	NUM
easat-7169	489	10	1	1	NUM
easat-7169	489	11	vc1	vc1	NOUN
easat-7169	489	12	financial	financial	ADJ
easat-7169	489	13	interaction	interaction	NOUN
easat-7169	489	14	with	with	ADP
easat-7169	489	15	customers	customer	NOUN
easat-7169	489	16	provide	provide	VERB
easat-7169	489	17	added	add	VERB
easat-7169	489	18	value	value	NOUN
easat-7169	489	19	services	service	NOUN
easat-7169	489	20	.	.	PUNCT
easat-7169	490	1	vc2	vc2	PROPN
easat-7169	490	2	business	business	NOUN
easat-7169	490	3	model	model	NOUN
easat-7169	490	4	realizes	realize	VERB
easat-7169	490	5	on	on	ADP
easat-7169	490	6	value	value	NOUN
easat-7169	490	7	co	co	NOUN
easat-7169	490	8	-	-	NOUN
easat-7169	490	9	creation	creation	NOUN
easat-7169	490	10	products	product	NOUN
easat-7169	490	11	.	.	PUNCT
easat-7169	491	1	vc3	vc3	VERB
easat-7169	491	2	the	the	DET
easat-7169	491	3	usage	usage	NOUN
easat-7169	491	4	of	of	ADP
easat-7169	491	5	resource	resource	NOUN
easat-7169	491	6	achieves	achieve	VERB
easat-7169	491	7	value	value	NOUN
easat-7169	491	8	co	co	NOUN
easat-7169	491	9	-	-	NOUN
easat-7169	491	10	creation	creation	NOUN
easat-7169	491	11	.	.	PUNCT
easat-7169	492	1	vc4	vc4	VERB
easat-7169	492	2	the	the	DET
easat-7169	492	3	protection	protection	NOUN
easat-7169	492	4	of	of	ADP
easat-7169	492	5	intellectual	intellectual	ADJ
easat-7169	492	6	property	property	NOUN
easat-7169	492	7	rights	right	NOUN
easat-7169	492	8	promotes	promote	VERB
easat-7169	492	9	the	the	DET
easat-7169	492	10	value	value	NOUN
easat-7169	492	11	co	co	NOUN
easat-7169	492	12	-	-	NOUN
easat-7169	492	13	creation	creation	NOUN
easat-7169	492	14	with	with	ADP
easat-7169	492	15	customers	customer	NOUN
easat-7169	492	16	.	.	PUNCT
easat-7169	493	1	vc5	vc5	NOUN
easat-7169	493	2	feedback	feedback	NOUN
easat-7169	493	3	plays	play	VERB
easat-7169	493	4	an	an	DET
easat-7169	493	5	important	important	ADJ
easat-7169	493	6	role	role	NOUN
easat-7169	493	7	in	in	ADP
easat-7169	493	8	the	the	DET
easat-7169	493	9	value	value	NOUN
easat-7169	493	10	co	co	NOUN
easat-7169	493	11	-	-	NOUN
easat-7169	493	12	creation	creation	NOUN
easat-7169	493	13	process	process	NOUN
easat-7169	493	14	.	.	PUNCT
easat-7169	494	1	vc6	vc6	NOUN
easat-7169	494	2	the	the	DET
easat-7169	494	3	cooperation	cooperation	NOUN
easat-7169	494	4	among	among	ADP
easat-7169	494	5	different	different	ADJ
easat-7169	494	6	parties	party	NOUN
easat-7169	494	7	promotes	promote	VERB
easat-7169	494	8	the	the	DET
easat-7169	494	9	value	value	NOUN
easat-7169	494	10	co	co	NOUN
easat-7169	494	11	-	-	NOUN
easat-7169	494	12	creation	creation	NOUN
easat-7169	494	13	.	.	PUNCT
easat-7169	495	1	vi1	vi1	PROPN
easat-7169	495	2	continuous	continuous	ADJ
easat-7169	495	3	knowledge	knowledge	NOUN
easat-7169	495	4	learning	learning	NOUN
easat-7169	495	5	creates	create	VERB
easat-7169	495	6	innovation	innovation	NOUN
easat-7169	495	7	ability	ability	NOUN
easat-7169	495	8	.	.	PUNCT
easat-7169	496	1	vi2	vi2	NOUN
easat-7169	496	2	value	value	NOUN
easat-7169	496	3	innovation	innovation	NOUN
easat-7169	496	4	ability	ability	NOUN
easat-7169	496	5	promotes	promote	VERB
easat-7169	496	6	precious	precious	ADJ
easat-7169	496	7	worker	worker	NOUN
easat-7169	496	8	relationships	relationship	NOUN
easat-7169	496	9	in	in	ADP
easat-7169	496	10	insurance	insurance	NOUN
easat-7169	496	11	companies	company	NOUN
easat-7169	496	12	.	.	PUNCT
easat-7169	497	1	vi3	vi3	VERB
easat-7169	497	2	the	the	DET
easat-7169	497	3	happiness	happiness	NOUN
easat-7169	497	4	of	of	ADP
easat-7169	497	5	the	the	DET
easat-7169	497	6	team	team	NOUN
easat-7169	497	7	of	of	ADP
easat-7169	497	8	workers	worker	NOUN
easat-7169	497	9	with	with	ADP
easat-7169	497	10	innovations	innovation	NOUN
easat-7169	497	11	service	service	NOUN
easat-7169	497	12	value	value	NOUN
easat-7169	497	13	.	.	PUNCT
easat-7169	498	1	vi4	vi4	NOUN
easat-7169	498	2	offering	offer	VERB
easat-7169	498	3	differentiated	differentiated	ADJ
easat-7169	498	4	products	product	NOUN
easat-7169	498	5	provide	provide	VERB
easat-7169	498	6	innovation	innovation	NOUN
easat-7169	498	7	value	value	NOUN
easat-7169	498	8	.	.	PUNCT
easat-7169	499	1	vi5	vi5	PROPN
easat-7169	499	2	innovative	innovative	ADJ
easat-7169	499	3	management	management	NOUN
easat-7169	499	4	creates	create	VERB
easat-7169	499	5	value	value	NOUN
easat-7169	499	6	.	.	PUNCT
easat-7169	500	1	vi6	vi6	NOUN
easat-7169	500	2	value	value	NOUN
easat-7169	500	3	innovation	innovation	NOUN
easat-7169	500	4	establish	establish	VERB
easat-7169	500	5	good	good	ADJ
easat-7169	500	6	brand	brand	NOUN
easat-7169	500	7	images	image	NOUN
easat-7169	500	8	.	.	PUNCT
easat-7169	501	1	mt1	mt1	PROPN
easat-7169	501	2	innovative	innovative	ADJ
easat-7169	501	3	market	market	NOUN
easat-7169	501	4	strategies	strategy	NOUN
easat-7169	501	5	promote	promote	VERB
easat-7169	501	6	business	business	NOUN
easat-7169	501	7	model	model	NOUN
easat-7169	501	8	transformation	transformation	NOUN
easat-7169	501	9	.	.	PUNCT
easat-7169	502	1	mt2	mt2	VERB
easat-7169	502	2	the	the	DET
easat-7169	502	3	application	application	NOUN
easat-7169	502	4	of	of	ADP
easat-7169	502	5	new	new	ADJ
easat-7169	502	6	technologies	technology	NOUN
easat-7169	502	7	transforms	transform	VERB
easat-7169	502	8	business	business	NOUN
easat-7169	502	9	models	model	NOUN
easat-7169	502	10	.	.	PUNCT
easat-7169	503	1	mt3	mt3	PROPN
easat-7169	504	1	the	the	DET
easat-7169	504	2	business	business	NOUN
easat-7169	504	3	model	model	NOUN
easat-7169	504	4	transformation	transformation	NOUN
easat-7169	504	5	provide	provide	VERB
easat-7169	504	6	increasing	increase	VERB
easat-7169	504	7	services	service	NOUN
easat-7169	504	8	value	value	NOUN
easat-7169	504	9	.	.	PUNCT
easat-7169	505	1	mt4	mt4	NOUN
easat-7169	505	2	business	business	NOUN
easat-7169	505	3	model	model	NOUN
easat-7169	505	4	transformation	transformation	NOUN
easat-7169	505	5	achieves	achieve	VERB
easat-7169	505	6	continuous	continuous	ADJ
easat-7169	505	7	development	development	NOUN
easat-7169	505	8	..	..	PUNCT
easat-7169	505	9	mt5	mt5	ADJ
easat-7169	505	10	business	business	NOUN
easat-7169	505	11	model	model	NOUN
easat-7169	505	12	transformation	transformation	NOUN
easat-7169	505	13	solves	solve	VERB
easat-7169	505	14	customers	customer	NOUN
easat-7169	505	15	’	’	PART
easat-7169	505	16	problems	problem	NOUN
easat-7169	505	17	effectively	effectively	ADV
easat-7169	505	18	.	.	PUNCT
easat-7169	506	1	mt6	mt6	NOUN
easat-7169	506	2	business	business	NOUN
easat-7169	506	3	model	model	NOUN
easat-7169	506	4	transformation	transformation	NOUN
easat-7169	506	5	establish	establish	VERB
easat-7169	506	6	sound	sound	ADJ
easat-7169	506	7	emergency	emergency	NOUN
easat-7169	506	8	systems	system	NOUN
easat-7169	506	9	.	.	PUNCT
easat-7169	507	1	cb1	cb1	PROPN
easat-7169	507	2	dynamic	dynamic	ADJ
easat-7169	507	3	abilities	ability	NOUN
easat-7169	507	4	encourage	encourage	VERB
easat-7169	507	5	response	response	NOUN
easat-7169	507	6	to	to	ADP
easat-7169	507	7	customers	customer	NOUN
easat-7169	507	8	timely	timely	ADV
easat-7169	507	9	.	.	PUNCT
easat-7169	508	1	cb2	cb2	PROPN
easat-7169	508	2	dynamic	dynamic	ADJ
easat-7169	508	3	capacity	capacity	NOUN
easat-7169	508	4	building	building	NOUN
easat-7169	508	5	ensure	ensure	VERB
easat-7169	508	6	the	the	DET
easat-7169	508	7	continuous	continuous	ADJ
easat-7169	508	8	guarantee	guarantee	NOUN
easat-7169	508	9	of	of	ADP
easat-7169	508	10	products	product	NOUN
easat-7169	508	11	.	.	PUNCT
easat-7169	509	1	cb3	cb3	PROPN
easat-7169	509	2	strong	strong	ADJ
easat-7169	509	3	dynamic	dynamic	ADJ
easat-7169	509	4	capacity	capacity	NOUN
easat-7169	509	5	of	of	ADP
easat-7169	509	6	resource	resource	NOUN
easat-7169	509	7	integration	integration	NOUN
easat-7169	509	8	allocates	allocate	VERB
easat-7169	509	9	resources	resource	NOUN
easat-7169	509	10	effectively	effectively	ADV
easat-7169	509	11	.	.	PUNCT
easat-7169	510	1	cb4	cb4	PROPN
easat-7169	510	2	cross	cross	ADJ
easat-7169	510	3	-	-	ADJ
easat-7169	510	4	functional	functional	ADJ
easat-7169	510	5	collaboration	collaboration	NOUN
easat-7169	510	6	supplies	supply	NOUN
easat-7169	510	7	integrated	integrate	VERB
easat-7169	510	8	services	service	NOUN
easat-7169	510	9	through	through	ADP
easat-7169	510	10	dynamic	dynamic	ADJ
easat-7169	510	11	capabilities	capability	NOUN
easat-7169	510	12	.	.	PUNCT
easat-7169	511	1	1377	1377	NUM
easat-7169	511	2	edelweiss	edelweiss	PROPN
easat-7169	511	3	applied	apply	VERB
easat-7169	511	4	science	science	NOUN
easat-7169	511	5	and	and	CCONJ
easat-7169	511	6	technology	technology	NOUN
easat-7169	511	7	issn	issn	PROPN
easat-7169	511	8	:	:	PUNCT
easat-7169	511	9	2576	2576	NUM
easat-7169	511	10	-	-	SYM
easat-7169	511	11	8484	8484	NUM
easat-7169	511	12	vol	vol	NOUN
easat-7169	511	13	.	.	PROPN
easat-7169	512	1	9	9	NUM
easat-7169	512	2	,	,	PUNCT
easat-7169	512	3	no	no	INTJ
easat-7169	512	4	.	.	NOUN
easat-7169	512	5	5	5	NUM
easat-7169	512	6	:	:	SYM
easat-7169	512	7	1358	1358	NUM
easat-7169	512	8	-	-	SYM
easat-7169	512	9	1377	1377	NUM
easat-7169	512	10	,	,	PUNCT
easat-7169	512	11	2025	2025	NUM
easat-7169	512	12	doi	doi	NOUN
easat-7169	512	13	:	:	PUNCT
easat-7169	512	14	10.55214/25768484.v9i5.7169	10.55214/25768484.v9i5.7169	NUM
easat-7169	512	15	©	©	PROPN
easat-7169	512	16	2025	2025	NUM
easat-7169	512	17	by	by	ADP
easat-7169	512	18	the	the	DET
easat-7169	512	19	authors	author	NOUN
easat-7169	512	20	;	;	PUNCT
easat-7169	512	21	licensee	licensee	PROPN
easat-7169	512	22	learning	learning	NOUN
easat-7169	512	23	gate	gate	NOUN
easat-7169	512	24	i	i	PROPN
easat-7169	512	25	d	d	PROPN
easat-7169	512	26	measurement	measurement	NOUN
easat-7169	512	27	question	question	NOUN
easat-7169	512	28	item	item	NOUN
easat-7169	512	29	5	5	NUM
easat-7169	512	30	4	4	NUM
easat-7169	512	31	3	3	NUM
easat-7169	512	32	2	2	NUM
easat-7169	512	33	1	1	NUM
easat-7169	512	34	cb5	cb5	VERB
easat-7169	512	35	the	the	DET
easat-7169	512	36	adjustment	adjustment	NOUN
easat-7169	512	37	of	of	ADP
easat-7169	512	38	insurance	insurance	NOUN
easat-7169	512	39	products	product	NOUN
easat-7169	512	40	response	response	NOUN
easat-7169	512	41	to	to	ADP
easat-7169	512	42	market	market	NOUN
easat-7169	512	43	changes	change	NOUN
easat-7169	512	44	flexibly	flexibly	ADV
easat-7169	512	45	through	through	ADP
easat-7169	512	46	dynamic	dynamic	ADJ
easat-7169	512	47	abilities	ability	NOUN
easat-7169	512	48	.	.	PUNCT
easat-7169	513	1	cb6	cb6	VERB
easat-7169	513	2	dynamic	dynamic	ADJ
easat-7169	513	3	ability	ability	NOUN
easat-7169	513	4	adapt	adapt	VERB
easat-7169	513	5	to	to	ADP
easat-7169	513	6	market	market	NOUN
easat-7169	513	7	changes	change	NOUN
easat-7169	513	8	continuously	continuously	ADV
easat-7169	513	9	.	.	PUNCT
easat-7169	514	1	5	5	X
easat-7169	514	2	.	.	X
easat-7169	514	3	suggestions	suggestion	NOUN
easat-7169	514	4	thank	thank	VERB
easat-7169	514	5	you	you	PRON
easat-7169	514	6	for	for	ADP
easat-7169	514	7	your	your	PRON
easat-7169	514	8	participation	participation	NOUN
easat-7169	514	9	!	!	PUNCT
easat-7169	515	1	highlight	highlight	VERB
easat-7169	515	2	1	1	NUM
easat-7169	515	3	.	.	PUNCT
easat-7169	515	4	to	to	PART
easat-7169	515	5	study	study	VERB
easat-7169	515	6	the	the	DET
easat-7169	515	7	current	current	ADJ
easat-7169	515	8	situation	situation	NOUN
easat-7169	515	9	of	of	ADP
easat-7169	515	10	global	global	ADJ
easat-7169	515	11	and	and	CCONJ
easat-7169	515	12	chinese	chinese	ADJ
easat-7169	515	13	digital	digital	ADJ
easat-7169	515	14	financial	financial	ADJ
easat-7169	515	15	innovation	innovation	NOUN
easat-7169	515	16	service	service	NOUN
easat-7169	515	17	management	management	NOUN
easat-7169	515	18	.	.	PUNCT
easat-7169	516	1	2	2	X
easat-7169	516	2	.	.	PUNCT
easat-7169	516	3	to	to	PART
easat-7169	516	4	analyze	analyze	VERB
easat-7169	516	5	the	the	DET
easat-7169	516	6	factors	factor	NOUN
easat-7169	516	7	affecting	affect	VERB
easat-7169	516	8	the	the	DET
easat-7169	516	9	property	property	NOUN
easat-7169	516	10	insurance	insurance	NOUN
easat-7169	516	11	business	business	NOUN
easat-7169	516	12	in	in	ADP
easat-7169	516	13	guangdong	guangdong	PROPN
easat-7169	516	14	,	,	PUNCT
easat-7169	516	15	china	china	PROPN
easat-7169	516	16	.	.	PUNCT
easat-7169	517	1	3	3	X
easat-7169	517	2	.	.	NOUN
easat-7169	517	3	precision	precision	NOUN
easat-7169	517	4	marketing	marketing	NOUN
easat-7169	517	5	has	have	VERB
easat-7169	517	6	a	a	DET
easat-7169	517	7	partial	partial	ADJ
easat-7169	517	8	intermediary	intermediary	ADJ
easat-7169	517	9	role	role	NOUN
easat-7169	517	10	between	between	ADP
easat-7169	517	11	digital	digital	ADJ
easat-7169	517	12	finance	finance	NOUN
easat-7169	517	13	and	and	CCONJ
easat-7169	517	14	the	the	DET
easat-7169	517	15	innovation	innovation	NOUN
easat-7169	517	16	management	management	NOUN
easat-7169	517	17	of	of	ADP
easat-7169	517	18	property	property	NOUN
easat-7169	517	19	insurance	insurance	NOUN
easat-7169	517	20	companies	company	NOUN
easat-7169	517	21	.	.	PUNCT