id	sid	tid	token	lemma	pos
easat-7475	1	1	edelweiss	edelweiss	PROPN
easat-7475	1	2	applied	apply	VERB
easat-7475	1	3	science	science	NOUN
easat-7475	1	4	and	and	CCONJ
easat-7475	1	5	technology	technology	NOUN
easat-7475	1	6	issn	issn	PROPN
easat-7475	1	7	:	:	PUNCT
easat-7475	1	8	2576	2576	NUM
easat-7475	1	9	-	-	SYM
easat-7475	1	10	8484	8484	NUM
easat-7475	1	11	vol	vol	NOUN
easat-7475	1	12	.	.	PROPN
easat-7475	2	1	9	9	NUM
easat-7475	2	2	,	,	PUNCT
easat-7475	2	3	no	no	INTJ
easat-7475	2	4	.	.	NOUN
easat-7475	2	5	5	5	NUM
easat-7475	2	6	,	,	PUNCT
easat-7475	2	7	2355	2355	NUM
easat-7475	2	8	-	-	SYM
easat-7475	2	9	2371	2371	NUM
easat-7475	2	10	2025	2025	NUM
easat-7475	2	11	publisher	publisher	NOUN
easat-7475	2	12	:	:	PUNCT
easat-7475	2	13	learning	learn	VERB
easat-7475	2	14	gate	gate	NOUN
easat-7475	2	15	doi	doi	PROPN
easat-7475	2	16	:	:	PUNCT
easat-7475	2	17	10.55214/25768484.v9i5.7475	10.55214/25768484.v9i5.7475	NUM
easat-7475	2	18	©	©	PROPN
easat-7475	2	19	2025	2025	NUM
easat-7475	2	20	by	by	ADP
easat-7475	2	21	the	the	DET
easat-7475	2	22	authors	author	NOUN
easat-7475	2	23	;	;	PUNCT
easat-7475	2	24	licensee	licensee	PROPN
easat-7475	2	25	learning	learning	NOUN
easat-7475	2	26	gate	gate	NOUN
easat-7475	3	1	©	©	PROPN
easat-7475	3	2	2025	2025	NUM
easat-7475	3	3	by	by	ADP
easat-7475	3	4	the	the	DET
easat-7475	3	5	authors	author	NOUN
easat-7475	3	6	;	;	PUNCT
easat-7475	3	7	licensee	licensee	PROPN
easat-7475	3	8	learning	learning	NOUN
easat-7475	3	9	gate	gate	NOUN
easat-7475	3	10	history	history	NOUN
easat-7475	3	11	:	:	PUNCT
easat-7475	3	12	received	receive	VERB
easat-7475	3	13	:	:	PUNCT
easat-7475	3	14	10	10	NUM
easat-7475	3	15	march	march	NOUN
easat-7475	3	16	2025	2025	NUM
easat-7475	3	17	;	;	PUNCT
easat-7475	3	18	revised	revise	VERB
easat-7475	3	19	:	:	PUNCT
easat-7475	3	20	23	23	NUM
easat-7475	3	21	april	april	PROPN
easat-7475	3	22	2025	2025	NUM
easat-7475	3	23	;	;	PUNCT
easat-7475	3	24	accepted	accept	VERB
easat-7475	3	25	:	:	PUNCT
easat-7475	3	26	28	28	NUM
easat-7475	3	27	april	april	PROPN
easat-7475	3	28	2025	2025	NUM
easat-7475	3	29	;	;	PUNCT
easat-7475	3	30	published	publish	VERB
easat-7475	3	31	:	:	PUNCT
easat-7475	4	1	23	23	NUM
easat-7475	4	2	may	may	AUX
easat-7475	4	3	2025	2025	NUM
easat-7475	4	4	*	*	PUNCT
easat-7475	4	5	correspondence	correspondence	NOUN
easat-7475	4	6	:	:	PUNCT
easat-7475	4	7	prasanna.mba@crescent.education	prasanna.mba@crescent.education	NOUN
easat-7475	4	8	performance	performance	NOUN
easat-7475	4	9	analysis	analysis	NOUN
easat-7475	4	10	of	of	ADP
easat-7475	4	11	indian	indian	ADJ
easat-7475	4	12	private	private	ADJ
easat-7475	4	13	sector	sector	NOUN
easat-7475	4	14	banks	bank	NOUN
easat-7475	4	15	:	:	PUNCT
easat-7475	4	16	insights	insight	NOUN
easat-7475	4	17	from	from	ADP
easat-7475	4	18	camels	camel	NOUN
easat-7475	4	19	and	and	CCONJ
easat-7475	4	20	statistical	statistical	ADJ
easat-7475	4	21	technique	technique	NOUN
easat-7475	4	22	sunil	sunil	NOUN
easat-7475	4	23	sharma1	sharma1	PROPN
easat-7475	4	24	,	,	PUNCT
easat-7475	4	25	s	s	PART
easat-7475	4	26	prasanna1	prasanna1	PROPN
easat-7475	4	27	*	*	PROPN
easat-7475	4	28	,	,	PUNCT
easat-7475	4	29	amir	amir	PROPN
easat-7475	4	30	ahmad	ahmad	PROPN
easat-7475	4	31	dar2	dar2	PROPN
easat-7475	4	32	1department	1department	NUM
easat-7475	4	33	of	of	ADP
easat-7475	4	34	management	management	NOUN
easat-7475	4	35	studies	study	NOUN
easat-7475	4	36	,	,	PUNCT
easat-7475	4	37	b	b	PROPN
easat-7475	4	38	s	s	PROPN
easat-7475	4	39	abdur	abdur	PROPN
easat-7475	4	40	rahman	rahman	PROPN
easat-7475	4	41	crescent	crescent	PROPN
easat-7475	4	42	institute	institute	PROPN
easat-7475	4	43	of	of	ADP
easat-7475	4	44	science	science	NOUN
easat-7475	4	45	and	and	CCONJ
easat-7475	4	46	technology	technology	NOUN
easat-7475	4	47	,	,	PUNCT
easat-7475	4	48	chennai	chennai	PROPN
easat-7475	4	49	,	,	PUNCT
easat-7475	4	50	india	india	PROPN
easat-7475	4	51	;	;	PUNCT
easat-7475	4	52	prasanna.mba@crescent.education	prasanna.mba@crescent.education	PROPN
easat-7475	4	53	(	(	PUNCT
easat-7475	4	54	s.s	s.s	PROPN
easat-7475	4	55	.	.	PROPN
easat-7475	4	56	)	)	PUNCT
easat-7475	4	57	.	.	PUNCT
easat-7475	5	1	2department	2department	NUM
easat-7475	5	2	of	of	ADP
easat-7475	5	3	statistics	statistic	NOUN
easat-7475	5	4	,	,	PUNCT
easat-7475	5	5	lovely	lovely	ADJ
easat-7475	5	6	professional	professional	ADJ
easat-7475	5	7	university	university	NOUN
easat-7475	5	8	,	,	PUNCT
easat-7475	5	9	punjab	punjab	PROPN
easat-7475	5	10	,	,	PUNCT
easat-7475	5	11	india	india	PROPN
easat-7475	5	12	.	.	PUNCT
easat-7475	6	1	abstract	abstract	PROPN
easat-7475	6	2	:	:	PUNCT
easat-7475	6	3	the	the	DET
easat-7475	6	4	performance	performance	NOUN
easat-7475	6	5	of	of	ADP
easat-7475	6	6	banks	bank	NOUN
easat-7475	6	7	is	be	AUX
easat-7475	6	8	crucial	crucial	ADJ
easat-7475	6	9	for	for	ADP
easat-7475	6	10	a	a	DET
easat-7475	6	11	country	country	NOUN
easat-7475	6	12	’s	’s	PART
easat-7475	6	13	economic	economic	ADJ
easat-7475	6	14	development	development	NOUN
easat-7475	6	15	as	as	SCONJ
easat-7475	6	16	they	they	PRON
easat-7475	6	17	serve	serve	VERB
easat-7475	6	18	as	as	ADP
easat-7475	6	19	important	important	ADJ
easat-7475	6	20	financial	financial	ADJ
easat-7475	6	21	intermediaries	intermediary	NOUN
easat-7475	6	22	.	.	PUNCT
easat-7475	7	1	this	this	DET
easat-7475	7	2	study	study	NOUN
easat-7475	7	3	aims	aim	VERB
easat-7475	7	4	to	to	PART
easat-7475	7	5	evaluate	evaluate	VERB
easat-7475	7	6	the	the	DET
easat-7475	7	7	performance	performance	NOUN
easat-7475	7	8	of	of	ADP
easat-7475	7	9	private	private	ADJ
easat-7475	7	10	sector	sector	NOUN
easat-7475	7	11	banks	bank	NOUN
easat-7475	7	12	in	in	ADP
easat-7475	7	13	india	india	PROPN
easat-7475	7	14	using	use	VERB
easat-7475	7	15	the	the	DET
easat-7475	7	16	camels	camel	NOUN
easat-7475	7	17	model	model	NOUN
easat-7475	7	18	.	.	PUNCT
easat-7475	8	1	the	the	DET
easat-7475	8	2	camels	camel	NOUN
easat-7475	8	3	model	model	NOUN
easat-7475	8	4	evaluates	evaluate	VERB
easat-7475	8	5	bank	bank	NOUN
easat-7475	8	6	performance	performance	NOUN
easat-7475	8	7	based	base	VERB
easat-7475	8	8	on	on	ADP
easat-7475	8	9	six	six	NUM
easat-7475	8	10	parameters	parameter	NOUN
easat-7475	8	11	:	:	PUNCT
easat-7475	8	12	capital	capital	NOUN
easat-7475	8	13	adequacy	adequacy	NOUN
easat-7475	8	14	,	,	PUNCT
easat-7475	8	15	asset	asset	NOUN
easat-7475	8	16	quality	quality	NOUN
easat-7475	8	17	,	,	PUNCT
easat-7475	8	18	management	management	NOUN
easat-7475	8	19	quality	quality	NOUN
easat-7475	8	20	,	,	PUNCT
easat-7475	8	21	earnings	earning	NOUN
easat-7475	8	22	,	,	PUNCT
easat-7475	8	23	liquidity	liquidity	NOUN
easat-7475	8	24	,	,	PUNCT
easat-7475	8	25	and	and	CCONJ
easat-7475	8	26	sensitivity	sensitivity	NOUN
easat-7475	8	27	to	to	ADP
easat-7475	8	28	market	market	NOUN
easat-7475	8	29	risk	risk	NOUN
easat-7475	8	30	.	.	PUNCT
easat-7475	9	1	regression	regression	VERB
easat-7475	9	2	analysis	analysis	NOUN
easat-7475	9	3	and	and	CCONJ
easat-7475	9	4	anova	anova	PROPN
easat-7475	9	5	are	be	AUX
easat-7475	9	6	employed	employ	VERB
easat-7475	9	7	to	to	PART
easat-7475	9	8	examine	examine	VERB
easat-7475	9	9	the	the	DET
easat-7475	9	10	influence	influence	NOUN
easat-7475	9	11	of	of	ADP
easat-7475	9	12	these	these	DET
easat-7475	9	13	camels	camel	NOUN
easat-7475	9	14	parameters	parameter	NOUN
easat-7475	9	15	on	on	ADP
easat-7475	9	16	banks	bank	NOUN
easat-7475	9	17	'	'	PART
easat-7475	9	18	return	return	NOUN
easat-7475	9	19	on	on	ADP
easat-7475	9	20	assets	asset	NOUN
easat-7475	9	21	(	(	PUNCT
easat-7475	9	22	roa	roa	NOUN
easat-7475	9	23	)	)	PUNCT
easat-7475	9	24	.	.	PUNCT
easat-7475	10	1	additionally	additionally	ADV
easat-7475	10	2	,	,	PUNCT
easat-7475	10	3	a	a	DET
easat-7475	10	4	weighted	weight	VERB
easat-7475	10	5	average	average	ADJ
easat-7475	10	6	rating	rating	NOUN
easat-7475	10	7	technique	technique	NOUN
easat-7475	10	8	is	be	AUX
easat-7475	10	9	used	use	VERB
easat-7475	10	10	to	to	PART
easat-7475	10	11	rank	rank	VERB
easat-7475	10	12	each	each	DET
easat-7475	10	13	bank	bank	NOUN
easat-7475	10	14	according	accord	VERB
easat-7475	10	15	to	to	ADP
easat-7475	10	16	the	the	DET
easat-7475	10	17	camels	camel	NOUN
easat-7475	10	18	parameters	parameter	NOUN
easat-7475	10	19	.	.	PUNCT
easat-7475	11	1	the	the	DET
easat-7475	11	2	study	study	NOUN
easat-7475	11	3	utilizes	utilize	VERB
easat-7475	11	4	data	datum	NOUN
easat-7475	11	5	from	from	ADP
easat-7475	11	6	20	20	NUM
easat-7475	11	7	banks	bank	NOUN
easat-7475	11	8	in	in	ADP
easat-7475	11	9	the	the	DET
easat-7475	11	10	private	private	ADJ
easat-7475	11	11	sector	sector	NOUN
easat-7475	11	12	over	over	ADP
easat-7475	11	13	24	24	NUM
easat-7475	11	14	years	year	NOUN
easat-7475	11	15	from	from	ADP
easat-7475	11	16	2000	2000	NUM
easat-7475	11	17	to	to	ADP
easat-7475	11	18	2024	2024	NUM
easat-7475	11	19	to	to	PART
easat-7475	11	20	evaluate	evaluate	VERB
easat-7475	11	21	these	these	DET
easat-7475	11	22	ratios	ratio	NOUN
easat-7475	11	23	.	.	PUNCT
easat-7475	12	1	the	the	DET
easat-7475	12	2	study	study	NOUN
easat-7475	12	3	provides	provide	VERB
easat-7475	12	4	insights	insight	NOUN
easat-7475	12	5	into	into	ADP
easat-7475	12	6	the	the	DET
easat-7475	12	7	financial	financial	ADJ
easat-7475	12	8	health	health	NOUN
easat-7475	12	9	of	of	ADP
easat-7475	12	10	india	india	PROPN
easat-7475	12	11	’s	’s	PART
easat-7475	12	12	private	private	ADJ
easat-7475	12	13	sector	sector	NOUN
easat-7475	12	14	banks	bank	NOUN
easat-7475	12	15	,	,	PUNCT
easat-7475	12	16	highlighting	highlight	VERB
easat-7475	12	17	the	the	DET
easat-7475	12	18	significance	significance	NOUN
easat-7475	12	19	of	of	ADP
easat-7475	12	20	camels	camel	NOUN
easat-7475	12	21	parameters	parameter	NOUN
easat-7475	12	22	in	in	ADP
easat-7475	12	23	determining	determine	VERB
easat-7475	12	24	bank	bank	NOUN
easat-7475	12	25	performance	performance	NOUN
easat-7475	12	26	.	.	PUNCT
easat-7475	13	1	the	the	DET
easat-7475	13	2	results	result	NOUN
easat-7475	13	3	indicate	indicate	VERB
easat-7475	13	4	which	which	DET
easat-7475	13	5	factors	factor	NOUN
easat-7475	13	6	most	most	ADV
easat-7475	13	7	strongly	strongly	ADV
easat-7475	13	8	influence	influence	VERB
easat-7475	13	9	roa	roa	NOUN
easat-7475	13	10	and	and	CCONJ
easat-7475	13	11	how	how	SCONJ
easat-7475	13	12	banks	bank	NOUN
easat-7475	13	13	rank	rank	VERB
easat-7475	13	14	based	base	VERB
easat-7475	13	15	on	on	ADP
easat-7475	13	16	their	their	PRON
easat-7475	13	17	overall	overall	ADJ
easat-7475	13	18	financial	financial	ADJ
easat-7475	13	19	stability	stability	NOUN
easat-7475	13	20	.	.	PUNCT
easat-7475	14	1	the	the	DET
easat-7475	14	2	research	research	NOUN
easat-7475	14	3	underscores	underscore	VERB
easat-7475	14	4	the	the	DET
easat-7475	14	5	importance	importance	NOUN
easat-7475	14	6	of	of	ADP
easat-7475	14	7	continuous	continuous	ADJ
easat-7475	14	8	monitoring	monitoring	NOUN
easat-7475	14	9	of	of	ADP
easat-7475	14	10	camels	camel	NOUN
easat-7475	14	11	parameters	parameter	NOUN
easat-7475	14	12	to	to	PART
easat-7475	14	13	ensure	ensure	VERB
easat-7475	14	14	the	the	DET
easat-7475	14	15	sustainable	sustainable	ADJ
easat-7475	14	16	performance	performance	NOUN
easat-7475	14	17	of	of	ADP
easat-7475	14	18	banks	bank	NOUN
easat-7475	14	19	.	.	PUNCT
easat-7475	15	1	the	the	DET
easat-7475	15	2	findings	finding	NOUN
easat-7475	15	3	serve	serve	VERB
easat-7475	15	4	as	as	ADP
easat-7475	15	5	a	a	DET
easat-7475	15	6	valuable	valuable	ADJ
easat-7475	15	7	tool	tool	NOUN
easat-7475	15	8	for	for	ADP
easat-7475	15	9	stakeholders	stakeholder	NOUN
easat-7475	15	10	,	,	PUNCT
easat-7475	15	11	including	include	VERB
easat-7475	15	12	investors	investor	NOUN
easat-7475	15	13	,	,	PUNCT
easat-7475	15	14	policymakers	policymaker	NOUN
easat-7475	15	15	,	,	PUNCT
easat-7475	15	16	and	and	CCONJ
easat-7475	15	17	regulators	regulator	NOUN
easat-7475	15	18	,	,	PUNCT
easat-7475	15	19	by	by	ADP
easat-7475	15	20	enabling	enable	VERB
easat-7475	15	21	informed	informed	ADJ
easat-7475	15	22	decision	decision	NOUN
easat-7475	15	23	-	-	PUNCT
easat-7475	15	24	making	making	NOUN
easat-7475	15	25	regarding	regard	VERB
easat-7475	15	26	bank	bank	NOUN
easat-7475	15	27	performance	performance	NOUN
easat-7475	15	28	and	and	CCONJ
easat-7475	15	29	stability	stability	NOUN
easat-7475	15	30	.	.	PUNCT
easat-7475	16	1	keywords	keyword	NOUN
easat-7475	16	2	:	:	PUNCT
easat-7475	16	3	anova	anova	PROPN
easat-7475	16	4	,	,	PUNCT
easat-7475	16	5	bank	bank	NOUN
easat-7475	16	6	performance	performance	NOUN
easat-7475	16	7	,	,	PUNCT
easat-7475	16	8	camels	camel	NOUN
easat-7475	16	9	parameters	parameter	NOUN
easat-7475	16	10	,	,	PUNCT
easat-7475	16	11	economic	economic	ADJ
easat-7475	16	12	development	development	NOUN
easat-7475	16	13	,	,	PUNCT
easat-7475	16	14	regression	regression	NOUN
easat-7475	16	15	,	,	PUNCT
easat-7475	16	16	roa	roa	PROPN
easat-7475	16	17	.	.	PROPN
easat-7475	16	18	1	1	X
easat-7475	16	19	.	.	X
easat-7475	17	1	introduction	introduction	NOUN
easat-7475	17	2	banks	bank	NOUN
easat-7475	17	3	hold	hold	VERB
easat-7475	17	4	a	a	DET
easat-7475	17	5	prominent	prominent	ADJ
easat-7475	17	6	position	position	NOUN
easat-7475	17	7	within	within	ADP
easat-7475	17	8	the	the	DET
easat-7475	17	9	financial	financial	ADJ
easat-7475	17	10	system	system	NOUN
easat-7475	17	11	due	due	ADP
easat-7475	17	12	to	to	ADP
easat-7475	17	13	their	their	PRON
easat-7475	17	14	crucial	crucial	ADJ
easat-7475	17	15	role	role	NOUN
easat-7475	17	16	in	in	ADP
easat-7475	17	17	promoting	promote	VERB
easat-7475	17	18	economic	economic	ADJ
easat-7475	17	19	growth	growth	NOUN
easat-7475	17	20	.	.	PUNCT
easat-7475	18	1	they	they	PRON
easat-7475	18	2	fulfil	fulfil	VERB
easat-7475	18	3	important	important	ADJ
easat-7475	18	4	functions	function	NOUN
easat-7475	18	5	such	such	ADJ
easat-7475	18	6	as	as	ADP
easat-7475	18	7	maturity	maturity	NOUN
easat-7475	18	8	transformation	transformation	NOUN
easat-7475	18	9	and	and	CCONJ
easat-7475	18	10	providing	provide	VERB
easat-7475	18	11	essential	essential	ADJ
easat-7475	18	12	support	support	NOUN
easat-7475	18	13	for	for	ADP
easat-7475	18	14	payments	payment	NOUN
easat-7475	18	15	and	and	CCONJ
easat-7475	18	16	deposits	deposit	NOUN
easat-7475	18	17	[	[	X
easat-7475	18	18	1	1	NUM
easat-7475	18	19	]	]	PUNCT
easat-7475	18	20	.	.	PUNCT
easat-7475	19	1	however	however	ADV
easat-7475	19	2	,	,	PUNCT
easat-7475	19	3	various	various	ADJ
easat-7475	19	4	factors	factor	NOUN
easat-7475	19	5	have	have	AUX
easat-7475	19	6	exposed	expose	VERB
easat-7475	19	7	banks	bank	NOUN
easat-7475	19	8	to	to	ADP
easat-7475	19	9	a	a	DET
easat-7475	19	10	range	range	NOUN
easat-7475	19	11	of	of	ADP
easat-7475	19	12	risks	risk	NOUN
easat-7475	19	13	,	,	PUNCT
easat-7475	19	14	including	include	VERB
easat-7475	19	15	increased	increase	VERB
easat-7475	19	16	market	market	NOUN
easat-7475	19	17	volatility	volatility	NOUN
easat-7475	19	18	,	,	PUNCT
easat-7475	19	19	heightened	heightened	ADJ
easat-7475	19	20	competition	competition	NOUN
easat-7475	19	21	,	,	PUNCT
easat-7475	19	22	diversification	diversification	NOUN
easat-7475	19	23	,	,	PUNCT
easat-7475	19	24	global	global	ADJ
easat-7475	19	25	integration	integration	NOUN
easat-7475	19	26	of	of	ADP
easat-7475	19	27	financial	financial	ADJ
easat-7475	19	28	markets	market	NOUN
easat-7475	19	29	,	,	PUNCT
easat-7475	19	30	along	along	ADP
easat-7475	19	31	with	with	ADP
easat-7475	19	32	cross	cross	ADJ
easat-7475	19	33	-	-	ADJ
easat-7475	19	34	border	border	ADJ
easat-7475	19	35	activities	activity	NOUN
easat-7475	19	36	,	,	PUNCT
easat-7475	19	37	and	and	CCONJ
easat-7475	19	38	expansion	expansion	NOUN
easat-7475	19	39	into	into	ADP
easat-7475	19	40	various	various	ADJ
easat-7475	19	41	other	other	ADJ
easat-7475	19	42	financial	financial	ADJ
easat-7475	19	43	parts	part	NOUN
easat-7475	19	44	.	.	PUNCT
easat-7475	20	1	furthermore	furthermore	ADV
easat-7475	20	2	,	,	PUNCT
easat-7475	20	3	the	the	DET
easat-7475	20	4	advent	advent	NOUN
easat-7475	20	5	of	of	ADP
easat-7475	20	6	complex	complex	ADJ
easat-7475	20	7	products	product	NOUN
easat-7475	20	8	,	,	PUNCT
easat-7475	20	9	processes	process	NOUN
easat-7475	20	10	,	,	PUNCT
easat-7475	20	11	and	and	CCONJ
easat-7475	20	12	digitalization	digitalization	NOUN
easat-7475	20	13	has	have	AUX
easat-7475	20	14	introduced	introduce	VERB
easat-7475	20	15	new	new	ADJ
easat-7475	20	16	risks	risk	NOUN
easat-7475	20	17	and	and	CCONJ
easat-7475	20	18	challenges	challenge	NOUN
easat-7475	20	19	for	for	ADP
easat-7475	20	20	banks	bank	NOUN
easat-7475	20	21	.	.	PUNCT
easat-7475	21	1	to	to	PART
easat-7475	21	2	address	address	VERB
easat-7475	21	3	these	these	DET
easat-7475	21	4	risks	risk	NOUN
easat-7475	21	5	and	and	CCONJ
easat-7475	21	6	challenges	challenge	NOUN
easat-7475	21	7	,	,	PUNCT
easat-7475	21	8	close	close	ADJ
easat-7475	21	9	bank	bank	NOUN
easat-7475	21	10	supervision	supervision	NOUN
easat-7475	21	11	is	be	AUX
easat-7475	21	12	essential	essential	ADJ
easat-7475	21	13	,	,	PUNCT
easat-7475	21	14	driven	drive	VERB
easat-7475	21	15	primarily	primarily	ADV
easat-7475	21	16	by	by	ADP
easat-7475	21	17	the	the	DET
easat-7475	21	18	need	need	NOUN
easat-7475	21	19	to	to	PART
easat-7475	21	20	safeguard	safeguard	VERB
easat-7475	21	21	depositors	depositor	NOUN
easat-7475	21	22	'	'	PART
easat-7475	21	23	interests	interest	NOUN
easat-7475	21	24	and	and	CCONJ
easat-7475	21	25	ensure	ensure	VERB
easat-7475	21	26	overall	overall	ADJ
easat-7475	21	27	financial	financial	ADJ
easat-7475	21	28	stability	stability	NOUN
easat-7475	21	29	.	.	PUNCT
easat-7475	22	1	the	the	DET
easat-7475	22	2	occurrence	occurrence	NOUN
easat-7475	22	3	of	of	ADP
easat-7475	22	4	recurring	recur	VERB
easat-7475	22	5	bank	bank	NOUN
easat-7475	22	6	failures	failure	NOUN
easat-7475	22	7	,	,	PUNCT
easat-7475	22	8	mergers	merger	NOUN
easat-7475	22	9	,	,	PUNCT
easat-7475	22	10	and	and	CCONJ
easat-7475	22	11	the	the	DET
easat-7475	22	12	recent	recent	ADJ
easat-7475	22	13	impact	impact	NOUN
easat-7475	22	14	of	of	ADP
easat-7475	22	15	the	the	DET
easat-7475	22	16	covid-19	covid-19	PROPN
easat-7475	22	17	pandemic	pandemic	NOUN
easat-7475	22	18	has	have	AUX
easat-7475	22	19	resulted	result	VERB
easat-7475	22	20	in	in	ADP
easat-7475	22	21	a	a	DET
easat-7475	22	22	rise	rise	NOUN
easat-7475	22	23	in	in	ADP
easat-7475	22	24	nonperforming	nonperforme	VERB
easat-7475	22	25	assets	asset	NOUN
easat-7475	22	26	(	(	PUNCT
easat-7475	22	27	npas	npas	PROPN
easat-7475	22	28	)	)	PUNCT
easat-7475	22	29	globally	globally	ADV
easat-7475	22	30	over	over	ADP
easat-7475	22	31	the	the	DET
easat-7475	22	32	past	past	ADJ
easat-7475	22	33	decade	decade	NOUN
easat-7475	22	34	.	.	PUNCT
easat-7475	23	1	consequently	consequently	ADV
easat-7475	23	2	,	,	PUNCT
easat-7475	23	3	bank	bank	NOUN
easat-7475	23	4	supervisors	supervisor	NOUN
easat-7475	23	5	worldwide	worldwide	ADV
easat-7475	23	6	have	have	AUX
easat-7475	23	7	made	make	VERB
easat-7475	23	8	determined	determined	ADJ
easat-7475	23	9	efforts	effort	NOUN
easat-7475	23	10	to	to	PART
easat-7475	23	11	mitigate	mitigate	VERB
easat-7475	23	12	the	the	DET
easat-7475	23	13	effects	effect	NOUN
easat-7475	23	14	of	of	ADP
easat-7475	23	15	bank	bank	NOUN
easat-7475	23	16	failures	failure	NOUN
easat-7475	23	17	and	and	CCONJ
easat-7475	23	18	contagion	contagion	NOUN
easat-7475	23	19	through	through	ADP
easat-7475	23	20	the	the	DET
easat-7475	23	21	implementation	implementation	NOUN
easat-7475	23	22	of	of	ADP
easat-7475	23	23	"	"	PUNCT
easat-7475	23	24	safety	safety	NOUN
easat-7475	23	25	nets	net	NOUN
easat-7475	23	26	"	"	PUNCT
easat-7475	23	27	such	such	ADJ
easat-7475	23	28	as	as	ADP
easat-7475	23	29	deposit	deposit	NOUN
easat-7475	23	30	insurance	insurance	NOUN
easat-7475	23	31	and	and	CCONJ
easat-7475	23	32	liquidity	liquidity	NOUN
easat-7475	23	33	support	support	NOUN
easat-7475	23	34	or	or	CCONJ
easat-7475	23	35	capital	capital	NOUN
easat-7475	23	36	injections	injection	NOUN
easat-7475	23	37	provided	provide	VERB
easat-7475	23	38	by	by	ADP
easat-7475	23	39	central	central	ADJ
easat-7475	23	40	banks	bank	NOUN
easat-7475	23	41	and	and	CCONJ
easat-7475	23	42	governments	government	NOUN
easat-7475	23	43	.	.	PUNCT
easat-7475	24	1	the	the	DET
easat-7475	24	2	financial	financial	ADJ
easat-7475	24	3	performance	performance	NOUN
easat-7475	24	4	of	of	ADP
easat-7475	24	5	banks	bank	NOUN
easat-7475	24	6	and	and	CCONJ
easat-7475	24	7	other	other	ADJ
easat-7475	24	8	financial	financial	ADJ
easat-7475	24	9	institutions	institution	NOUN
easat-7475	24	10	is	be	AUX
easat-7475	24	11	commonly	commonly	ADV
easat-7475	24	12	assessed	assess	VERB
easat-7475	24	13	through	through	ADP
easat-7475	24	14	a	a	DET
easat-7475	24	15	combination	combination	NOUN
easat-7475	24	16	of	of	ADP
easat-7475	24	17	methods	method	NOUN
easat-7475	24	18	,	,	PUNCT
easat-7475	24	19	including	include	VERB
easat-7475	24	20	financial	financial	ADJ
easat-7475	24	21	ratio	ratio	NOUN
easat-7475	24	22	analysis	analysis	NOUN
easat-7475	24	23	,	,	PUNCT
easat-7475	24	24	benchmarking	benchmarking	NOUN
easat-7475	24	25	,	,	PUNCT
easat-7475	24	26	and	and	CCONJ
easat-7475	24	27	comparing	compare	VERB
easat-7475	24	28	performance	performance	NOUN
easat-7475	24	29	against	against	ADP
easat-7475	24	30	budgetary	budgetary	ADJ
easat-7475	24	31	targets	target	NOUN
easat-7475	24	32	[	[	X
easat-7475	24	33	2	2	NUM
easat-7475	24	34	]	]	PUNCT
easat-7475	24	35	.	.	PUNCT
easat-7475	25	1	these	these	DET
easat-7475	25	2	methodologies	methodology	NOUN
easat-7475	25	3	,	,	PUNCT
easat-7475	25	4	as	as	SCONJ
easat-7475	25	5	stated	state	VERB
easat-7475	25	6	by	by	ADP
easat-7475	25	7	avkiran	avkiran	NOUN
easat-7475	25	8	[	[	X
easat-7475	25	9	3	3	NUM
easat-7475	25	10	]	]	PUNCT
easat-7475	25	11	are	be	AUX
easat-7475	25	12	utilized	utilize	VERB
easat-7475	25	13	to	to	PART
easat-7475	25	14	measure	measure	VERB
easat-7475	25	15	2356	2356	NUM
easat-7475	25	16	edelweiss	edelweiss	PROPN
easat-7475	25	17	applied	apply	VERB
easat-7475	25	18	science	science	NOUN
easat-7475	25	19	and	and	CCONJ
easat-7475	25	20	technology	technology	NOUN
easat-7475	25	21	issn	issn	PROPN
easat-7475	25	22	:	:	PUNCT
easat-7475	25	23	2576	2576	NUM
easat-7475	25	24	-	-	SYM
easat-7475	25	25	8484	8484	NUM
easat-7475	25	26	vol	vol	NOUN
easat-7475	25	27	.	.	PROPN
easat-7475	26	1	9	9	NUM
easat-7475	26	2	,	,	PUNCT
easat-7475	26	3	no	no	INTJ
easat-7475	26	4	.	.	NOUN
easat-7475	26	5	5	5	NUM
easat-7475	26	6	:	:	PUNCT
easat-7475	26	7	2355	2355	NUM
easat-7475	26	8	-	-	SYM
easat-7475	26	9	2371	2371	NUM
easat-7475	26	10	,	,	PUNCT
easat-7475	26	11	2025	2025	NUM
easat-7475	26	12	doi	doi	NOUN
easat-7475	26	13	:	:	PUNCT
easat-7475	26	14	10.55214/25768484.v9i5.7475	10.55214/25768484.v9i5.7475	NUM
easat-7475	26	15	©	©	PROPN
easat-7475	26	16	2025	2025	NUM
easat-7475	26	17	by	by	ADP
easat-7475	26	18	the	the	DET
easat-7475	26	19	authors	author	NOUN
easat-7475	26	20	;	;	PUNCT
easat-7475	26	21	licensee	licensee	PROPN
easat-7475	26	22	learning	learning	NOUN
easat-7475	26	23	gate	gate	NOUN
easat-7475	26	24	and	and	CCONJ
easat-7475	26	25	evaluate	evaluate	VERB
easat-7475	26	26	the	the	DET
easat-7475	26	27	performance	performance	NOUN
easat-7475	26	28	of	of	ADP
easat-7475	26	29	these	these	DET
easat-7475	26	30	institutions	institution	NOUN
easat-7475	26	31	.	.	PUNCT
easat-7475	27	1	in	in	ADP
easat-7475	27	2	simpler	simple	ADJ
easat-7475	27	3	accounting	accounting	NOUN
easat-7475	27	4	terms	term	NOUN
easat-7475	27	5	,	,	PUNCT
easat-7475	27	6	the	the	DET
easat-7475	27	7	performance	performance	NOUN
easat-7475	27	8	of	of	ADP
easat-7475	27	9	banks	bank	NOUN
easat-7475	27	10	is	be	AUX
easat-7475	27	11	determined	determine	VERB
easat-7475	27	12	by	by	ADP
easat-7475	27	13	their	their	PRON
easat-7475	27	14	ability	ability	NOUN
easat-7475	27	15	to	to	PART
easat-7475	27	16	generate	generate	VERB
easat-7475	27	17	sustainable	sustainable	ADJ
easat-7475	27	18	profitability	profitability	NOUN
easat-7475	27	19	[	[	X
easat-7475	27	20	4	4	NUM
easat-7475	27	21	]	]	PUNCT
easat-7475	27	22	.	.	PUNCT
easat-7475	28	1	to	to	PART
easat-7475	28	2	evaluate	evaluate	VERB
easat-7475	28	3	their	their	PRON
easat-7475	28	4	performance	performance	NOUN
easat-7475	28	5	and	and	CCONJ
easat-7475	28	6	identify	identify	VERB
easat-7475	28	7	strengths	strength	NOUN
easat-7475	28	8	and	and	CCONJ
easat-7475	28	9	weaknesses	weakness	NOUN
easat-7475	28	10	,	,	PUNCT
easat-7475	28	11	banks	bank	NOUN
easat-7475	28	12	rely	rely	VERB
easat-7475	28	13	on	on	ADP
easat-7475	28	14	various	various	ADJ
easat-7475	28	15	financial	financial	ADJ
easat-7475	28	16	ratios	ratio	NOUN
easat-7475	28	17	.	.	PUNCT
easat-7475	29	1	the	the	DET
easat-7475	29	2	traditional	traditional	ADJ
easat-7475	29	3	approach	approach	NOUN
easat-7475	29	4	of	of	ADP
easat-7475	29	5	utilizing	utilize	VERB
easat-7475	29	6	financial	financial	ADJ
easat-7475	29	7	ratios	ratio	NOUN
easat-7475	29	8	to	to	PART
easat-7475	29	9	assess	assess	VERB
easat-7475	29	10	the	the	DET
easat-7475	29	11	performance	performance	NOUN
easat-7475	29	12	of	of	ADP
easat-7475	29	13	banks	bank	NOUN
easat-7475	29	14	has	have	AUX
easat-7475	29	15	been	be	AUX
easat-7475	29	16	widely	widely	ADV
easat-7475	29	17	practised	practise	VERB
easat-7475	29	18	,	,	PUNCT
easat-7475	29	19	with	with	ADP
easat-7475	29	20	practitioners	practitioner	NOUN
easat-7475	29	21	employing	employ	VERB
easat-7475	29	22	camels	camel	NOUN
easat-7475	29	23	ratings	rating	NOUN
easat-7475	29	24	to	to	PART
easat-7475	29	25	gauge	gauge	VERB
easat-7475	29	26	the	the	DET
easat-7475	29	27	financial	financial	ADJ
easat-7475	29	28	health	health	NOUN
easat-7475	29	29	and	and	CCONJ
easat-7475	29	30	performance	performance	NOUN
easat-7475	29	31	of	of	ADP
easat-7475	29	32	their	their	PRON
easat-7475	29	33	institutions	institution	NOUN
easat-7475	29	34	.	.	PUNCT
easat-7475	30	1	the	the	DET
easat-7475	30	2	camels	camel	NOUN
easat-7475	30	3	rating	rating	NOUN
easat-7475	30	4	system	system	NOUN
easat-7475	30	5	serves	serve	VERB
easat-7475	30	6	as	as	ADP
easat-7475	30	7	a	a	DET
easat-7475	30	8	tool	tool	NOUN
easat-7475	30	9	for	for	SCONJ
easat-7475	30	10	bank	bank	NOUN
easat-7475	30	11	management	management	NOUN
easat-7475	30	12	to	to	PART
easat-7475	30	13	evaluate	evaluate	VERB
easat-7475	30	14	their	their	PRON
easat-7475	30	15	institution	institution	NOUN
easat-7475	30	16	's	's	PART
easat-7475	30	17	performance	performance	NOUN
easat-7475	30	18	[	[	X
easat-7475	30	19	4	4	NUM
easat-7475	30	20	,	,	PUNCT
easat-7475	30	21	5	5	NUM
easat-7475	30	22	]	]	PUNCT
easat-7475	30	23	.	.	PUNCT
easat-7475	31	1	during	during	ADP
easat-7475	31	2	the	the	DET
easat-7475	31	3	1990s	1990s	NUM
easat-7475	31	4	,	,	PUNCT
easat-7475	31	5	a	a	DET
easat-7475	31	6	specialised	specialised	ADJ
easat-7475	31	7	group	group	NOUN
easat-7475	31	8	led	lead	VERB
easat-7475	31	9	by	by	ADP
easat-7475	31	10	shri	shri	PROPN
easat-7475	31	11	s.	s.	PROPN
easat-7475	31	12	padmanabhan	padmanabhan	PROPN
easat-7475	31	13	carried	carry	VERB
easat-7475	31	14	out	out	ADP
easat-7475	31	15	comprehensive	comprehensive	ADJ
easat-7475	31	16	assessments	assessment	NOUN
easat-7475	31	17	of	of	ADP
easat-7475	31	18	reserve	reserve	PROPN
easat-7475	31	19	bank	bank	PROPN
easat-7475	31	20	of	of	ADP
easat-7475	31	21	india	india	PROPN
easat-7475	31	22	’s	’s	PART
easat-7475	31	23	(	(	PUNCT
easat-7475	31	24	rbi	rbi	PROPN
easat-7475	31	25	’s	’s	PART
easat-7475	31	26	)	)	PUNCT
easat-7475	31	27	supervisory	supervisory	ADJ
easat-7475	31	28	processes	process	NOUN
easat-7475	31	29	.	.	PUNCT
easat-7475	32	1	the	the	DET
easat-7475	32	2	group	group	NOUN
easat-7475	32	3	specifically	specifically	ADV
easat-7475	32	4	focused	focus	VERB
easat-7475	32	5	on	on	ADP
easat-7475	32	6	evaluating	evaluate	VERB
easat-7475	32	7	the	the	DET
easat-7475	32	8	systems	system	NOUN
easat-7475	32	9	and	and	CCONJ
easat-7475	32	10	procedures	procedure	NOUN
easat-7475	32	11	pertaining	pertain	VERB
easat-7475	32	12	to	to	ADP
easat-7475	32	13	statutory	statutory	ADJ
easat-7475	32	14	inspections	inspection	NOUN
easat-7475	32	15	.	.	PUNCT
easat-7475	33	1	their	their	PRON
easat-7475	33	2	objective	objective	NOUN
easat-7475	33	3	was	be	AUX
easat-7475	33	4	to	to	PART
easat-7475	33	5	identify	identify	VERB
easat-7475	33	6	areas	area	NOUN
easat-7475	33	7	for	for	ADP
easat-7475	33	8	improvement	improvement	NOUN
easat-7475	33	9	and	and	CCONJ
easat-7475	33	10	propose	propose	VERB
easat-7475	33	11	measures	measure	NOUN
easat-7475	33	12	to	to	PART
easat-7475	33	13	enhance	enhance	VERB
easat-7475	33	14	the	the	DET
easat-7475	33	15	efficacy	efficacy	NOUN
easat-7475	33	16	and	and	CCONJ
easat-7475	33	17	efficiency	efficiency	NOUN
easat-7475	33	18	of	of	ADP
easat-7475	33	19	the	the	DET
easat-7475	33	20	rbi	rbi	NOUN
easat-7475	33	21	's	's	PART
easat-7475	33	22	method	method	NOUN
easat-7475	33	23	to	to	ADP
easat-7475	33	24	supervising	supervise	VERB
easat-7475	33	25	banks	bank	NOUN
easat-7475	33	26	[	[	X
easat-7475	33	27	6	6	NUM
easat-7475	33	28	]	]	PUNCT
easat-7475	33	29	.	.	PUNCT
easat-7475	34	1	1.1	1.1	NUM
easat-7475	34	2	.	.	PUNCT
easat-7475	34	3	supervision	supervision	NOUN
easat-7475	34	4	of	of	ADP
easat-7475	34	5	banks	bank	NOUN
easat-7475	34	6	by	by	ADP
easat-7475	34	7	maintaining	maintain	VERB
easat-7475	34	8	banks	bank	NOUN
easat-7475	34	9	'	'	PART
easat-7475	34	10	stability	stability	NOUN
easat-7475	34	11	and	and	CCONJ
easat-7475	34	12	security	security	NOUN
easat-7475	34	13	,	,	PUNCT
easat-7475	34	14	an	an	DET
easat-7475	34	15	efficient	efficient	ADJ
easat-7475	34	16	supervisory	supervisory	ADJ
easat-7475	34	17	system	system	NOUN
easat-7475	34	18	is	be	AUX
easat-7475	34	19	crucial	crucial	ADJ
easat-7475	34	20	in	in	ADP
easat-7475	34	21	reducing	reduce	VERB
easat-7475	34	22	the	the	DET
easat-7475	34	23	likelihood	likelihood	NOUN
easat-7475	34	24	of	of	ADP
easat-7475	34	25	bank	bank	NOUN
easat-7475	34	26	collapses	collapse	VERB
easat-7475	34	27	.	.	PUNCT
easat-7475	35	1	there	there	PRON
easat-7475	35	2	are	be	VERB
easat-7475	35	3	mainly	mainly	ADV
easat-7475	35	4	two	two	NUM
easat-7475	35	5	types	type	NOUN
easat-7475	35	6	of	of	ADP
easat-7475	35	7	supervision	supervision	NOUN
easat-7475	35	8	methods	method	NOUN
easat-7475	35	9	available	available	ADJ
easat-7475	35	10	,	,	PUNCT
easat-7475	35	11	and	and	CCONJ
easat-7475	35	12	these	these	PRON
easat-7475	35	13	are	be	AUX
easat-7475	35	14	shown	show	VERB
easat-7475	35	15	in	in	ADP
easat-7475	35	16	figure	figure	NOUN
easat-7475	35	17	1	1	NUM
easat-7475	35	18	:	:	PUNCT
easat-7475	35	19	figure	figure	NOUN
easat-7475	35	20	1	1	NUM
easat-7475	35	21	.	.	PUNCT
easat-7475	35	22	supervision	supervision	NOUN
easat-7475	35	23	method	method	NOUN
easat-7475	35	24	.	.	PUNCT
easat-7475	36	1	the	the	DET
easat-7475	36	2	rbi	rbi	NOUN
easat-7475	36	3	conducts	conduct	NOUN
easat-7475	36	4	on	on	ADP
easat-7475	36	5	-	-	PUNCT
easat-7475	36	6	site	site	NOUN
easat-7475	36	7	bank	bank	NOUN
easat-7475	36	8	examinations	examination	NOUN
easat-7475	36	9	as	as	ADP
easat-7475	36	10	a	a	DET
easat-7475	36	11	fundamental	fundamental	ADJ
easat-7475	36	12	part	part	NOUN
easat-7475	36	13	of	of	ADP
easat-7475	36	14	its	its	PRON
easat-7475	36	15	supervisory	supervisory	ADJ
easat-7475	36	16	process	process	NOUN
easat-7475	36	17	.	.	PUNCT
easat-7475	37	1	these	these	DET
easat-7475	37	2	examinations	examination	NOUN
easat-7475	37	3	involve	involve	VERB
easat-7475	37	4	regular	regular	ADJ
easat-7475	37	5	visits	visit	NOUN
easat-7475	37	6	to	to	ADP
easat-7475	37	7	banks	bank	NOUN
easat-7475	37	8	,	,	PUNCT
easat-7475	37	9	interviews	interview	NOUN
easat-7475	37	10	with	with	ADP
easat-7475	37	11	management	management	NOUN
easat-7475	37	12	,	,	PUNCT
easat-7475	37	13	and	and	CCONJ
easat-7475	37	14	assessments	assessment	NOUN
easat-7475	37	15	of	of	ADP
easat-7475	37	16	financial	financial	ADJ
easat-7475	37	17	statements	statement	NOUN
easat-7475	37	18	,	,	PUNCT
easat-7475	37	19	along	along	ADP
easat-7475	37	20	with	with	ADP
easat-7475	37	21	accounting	accounting	NOUN
easat-7475	37	22	records	record	NOUN
easat-7475	37	23	,	,	PUNCT
easat-7475	37	24	internal	internal	ADJ
easat-7475	37	25	controls	control	NOUN
easat-7475	37	26	,	,	PUNCT
easat-7475	37	27	and	and	CCONJ
easat-7475	37	28	also	also	ADV
easat-7475	37	29	banking	banking	NOUN
easat-7475	37	30	regulation	regulation	NOUN
easat-7475	37	31	compliance	compliance	NOUN
easat-7475	37	32	.	.	PUNCT
easat-7475	38	1	based	base	VERB
easat-7475	38	2	on	on	ADP
easat-7475	38	3	the	the	DET
easat-7475	38	4	findings	finding	NOUN
easat-7475	38	5	,	,	PUNCT
easat-7475	38	6	bank	bank	NOUN
easat-7475	38	7	supervisors	supervisor	NOUN
easat-7475	38	8	assign	assign	VERB
easat-7475	38	9	composite	composite	ADJ
easat-7475	38	10	ratings	rating	NOUN
easat-7475	38	11	to	to	ADP
easat-7475	38	12	the	the	DET
easat-7475	38	13	banks	bank	NOUN
easat-7475	38	14	using	use	VERB
easat-7475	38	15	the	the	DET
easat-7475	38	16	camel	camel	NOUN
easat-7475	38	17	rating	rating	NOUN
easat-7475	38	18	system	system	NOUN
easat-7475	38	19	.	.	PUNCT
easat-7475	39	1	off	off	ADP
easat-7475	39	2	-	-	PUNCT
easat-7475	39	3	site	site	NOUN
easat-7475	39	4	surveillance	surveillance	NOUN
easat-7475	39	5	relies	rely	VERB
easat-7475	39	6	on	on	ADP
easat-7475	39	7	call	call	NOUN
easat-7475	39	8	reports	report	NOUN
easat-7475	39	9	filed	file	VERB
easat-7475	39	10	by	by	ADP
easat-7475	39	11	banks	bank	NOUN
easat-7475	39	12	,	,	PUNCT
easat-7475	39	13	providing	provide	VERB
easat-7475	39	14	information	information	NOUN
easat-7475	39	15	on	on	ADP
easat-7475	39	16	their	their	PRON
easat-7475	39	17	condition	condition	NOUN
easat-7475	39	18	and	and	CCONJ
easat-7475	39	19	income	income	NOUN
easat-7475	39	20	between	between	ADP
easat-7475	39	21	on	on	ADP
easat-7475	39	22	-	-	PUNCT
easat-7475	39	23	site	site	NOUN
easat-7475	39	24	examinations	examination	NOUN
easat-7475	39	25	.	.	PUNCT
easat-7475	40	1	supervisors	supervisor	NOUN
easat-7475	40	2	use	use	VERB
easat-7475	40	3	supervisory	supervisory	ADJ
easat-7475	40	4	screens	screen	NOUN
easat-7475	40	5	and	and	CCONJ
easat-7475	40	6	econometric	econometric	ADJ
easat-7475	40	7	models	model	NOUN
easat-7475	40	8	,	,	PUNCT
easat-7475	40	9	which	which	PRON
easat-7475	40	10	analyse	analyse	VERB
easat-7475	40	11	financial	financial	ADJ
easat-7475	40	12	ratios	ratio	NOUN
easat-7475	40	13	and	and	CCONJ
easat-7475	40	14	statistical	statistical	ADJ
easat-7475	40	15	tests	test	NOUN
easat-7475	40	16	to	to	PART
easat-7475	40	17	assess	assess	VERB
easat-7475	40	18	the	the	DET
easat-7475	40	19	bank	bank	NOUN
easat-7475	40	20	's	's	PART
easat-7475	40	21	overall	overall	ADJ
easat-7475	40	22	condition	condition	NOUN
easat-7475	40	23	during	during	ADP
easat-7475	40	24	off	off	ADP
easat-7475	40	25	-	-	PUNCT
easat-7475	40	26	site	site	NOUN
easat-7475	40	27	monitoring	monitoring	NOUN
easat-7475	40	28	.	.	PUNCT
easat-7475	41	1	these	these	DET
easat-7475	41	2	tools	tool	NOUN
easat-7475	41	3	allow	allow	VERB
easat-7475	41	4	for	for	ADP
easat-7475	41	5	ongoing	ongoing	ADJ
easat-7475	41	6	monitoring	monitoring	NOUN
easat-7475	41	7	and	and	CCONJ
easat-7475	41	8	comparison	comparison	NOUN
easat-7475	41	9	of	of	ADP
easat-7475	41	10	a	a	DET
easat-7475	41	11	bank	bank	NOUN
easat-7475	41	12	's	's	PART
easat-7475	41	13	performance	performance	NOUN
easat-7475	41	14	with	with	ADP
easat-7475	41	15	industry	industry	NOUN
easat-7475	41	16	peers	peer	NOUN
easat-7475	41	17	.	.	PUNCT
easat-7475	42	1	the	the	DET
easat-7475	42	2	acronym	acronym	NOUN
easat-7475	42	3	camels	camel	NOUN
easat-7475	42	4	represents	represent	VERB
easat-7475	42	5	the	the	DET
easat-7475	42	6	following	follow	VERB
easat-7475	42	7	factors	factor	NOUN
easat-7475	42	8	in	in	ADP
easat-7475	42	9	the	the	DET
easat-7475	42	10	context	context	NOUN
easat-7475	42	11	of	of	ADP
easat-7475	42	12	bank	bank	NOUN
easat-7475	42	13	assessment	assessment	NOUN
easat-7475	42	14	:	:	PUNCT
easat-7475	42	15	•	•	ADP
easat-7475	42	16	c	c	NOUN
easat-7475	42	17	capital	capital	NOUN
easat-7475	42	18	adequacy	adequacy	NOUN
easat-7475	42	19	•	•	ADP
easat-7475	42	20	a	a	DET
easat-7475	42	21	asset	asset	NOUN
easat-7475	42	22	quality	quality	NOUN
easat-7475	42	23	•	•	PROPN
easat-7475	42	24	m	m	NOUN
easat-7475	42	25	management	management	NOUN
easat-7475	42	26	competency	competency	NOUN
easat-7475	42	27	•	•	NOUN
easat-7475	42	28	e	e	NOUN
easat-7475	42	29	earning	earn	VERB
easat-7475	42	30	•	•	NUM
easat-7475	42	31	l	l	NOUN
easat-7475	42	32	liquidity	liquidity	NOUN
easat-7475	42	33	•	•	PROPN
easat-7475	42	34	s	s	NOUN
easat-7475	42	35	–	–	PUNCT
easat-7475	42	36	sensitivity	sensitivity	NOUN
easat-7475	42	37	2357	2357	NUM
easat-7475	42	38	edelweiss	edelweiss	PROPN
easat-7475	42	39	applied	apply	VERB
easat-7475	42	40	science	science	NOUN
easat-7475	42	41	and	and	CCONJ
easat-7475	42	42	technology	technology	NOUN
easat-7475	42	43	issn	issn	PROPN
easat-7475	42	44	:	:	PUNCT
easat-7475	42	45	2576	2576	NUM
easat-7475	42	46	-	-	SYM
easat-7475	42	47	8484	8484	NUM
easat-7475	42	48	vol	vol	NOUN
easat-7475	42	49	.	.	PROPN
easat-7475	43	1	9	9	NUM
easat-7475	43	2	,	,	PUNCT
easat-7475	43	3	no	no	INTJ
easat-7475	43	4	.	.	NOUN
easat-7475	43	5	5	5	NUM
easat-7475	43	6	:	:	PUNCT
easat-7475	43	7	2355	2355	NUM
easat-7475	43	8	-	-	SYM
easat-7475	43	9	2371	2371	NUM
easat-7475	43	10	,	,	PUNCT
easat-7475	43	11	2025	2025	NUM
easat-7475	43	12	doi	doi	NOUN
easat-7475	43	13	:	:	PUNCT
easat-7475	43	14	10.55214/25768484.v9i5.7475	10.55214/25768484.v9i5.7475	NUM
easat-7475	43	15	©	©	PROPN
easat-7475	43	16	2025	2025	NUM
easat-7475	43	17	by	by	ADP
easat-7475	43	18	the	the	DET
easat-7475	43	19	authors	author	NOUN
easat-7475	43	20	;	;	PUNCT
easat-7475	43	21	licensee	licensee	PROPN
easat-7475	43	22	learning	learning	NOUN
easat-7475	43	23	gate	gate	NOUN
easat-7475	43	24	globally	globally	ADV
easat-7475	43	25	,	,	PUNCT
easat-7475	43	26	the	the	DET
easat-7475	43	27	camels	camel	NOUN
easat-7475	43	28	rating	rating	NOUN
easat-7475	43	29	system	system	NOUN
easat-7475	43	30	is	be	AUX
easat-7475	43	31	utilised	utilise	VERB
easat-7475	43	32	to	to	PART
easat-7475	43	33	evaluate	evaluate	VERB
easat-7475	43	34	financial	financial	ADJ
easat-7475	43	35	firms	firm	NOUN
easat-7475	43	36	by	by	ADP
easat-7475	43	37	regulatory	regulatory	ADJ
easat-7475	43	38	agencies	agency	NOUN
easat-7475	43	39	[	[	X
easat-7475	43	40	7	7	NUM
easat-7475	43	41	]	]	PUNCT
easat-7475	43	42	.	.	PUNCT
easat-7475	44	1	these	these	DET
easat-7475	44	2	factors	factor	NOUN
easat-7475	44	3	include	include	VERB
easat-7475	44	4	capital	capital	NOUN
easat-7475	44	5	adequacy	adequacy	NOUN
easat-7475	44	6	along	along	ADP
easat-7475	44	7	with	with	ADP
easat-7475	44	8	asset	asset	NOUN
easat-7475	44	9	quality	quality	NOUN
easat-7475	44	10	,	,	PUNCT
easat-7475	44	11	and	and	CCONJ
easat-7475	44	12	also	also	ADV
easat-7475	44	13	management	management	NOUN
easat-7475	44	14	soundness	soundness	NOUN
easat-7475	44	15	,	,	PUNCT
easat-7475	44	16	along	along	ADP
easat-7475	44	17	with	with	ADP
easat-7475	44	18	earnings	earning	NOUN
easat-7475	44	19	and	and	CCONJ
easat-7475	44	20	profitability	profitability	NOUN
easat-7475	44	21	,	,	PUNCT
easat-7475	44	22	and	and	CCONJ
easat-7475	44	23	also	also	ADV
easat-7475	44	24	liquidity	liquidity	NOUN
easat-7475	44	25	,	,	PUNCT
easat-7475	44	26	and	and	CCONJ
easat-7475	44	27	sensitivity	sensitivity	NOUN
easat-7475	44	28	.	.	PUNCT
easat-7475	45	1	over	over	ADP
easat-7475	45	2	time	time	NOUN
easat-7475	45	3	,	,	PUNCT
easat-7475	45	4	the	the	DET
easat-7475	45	5	framework	framework	NOUN
easat-7475	45	6	was	be	AUX
easat-7475	45	7	further	far	ADV
easat-7475	45	8	enhanced	enhance	VERB
easat-7475	45	9	with	with	ADP
easat-7475	45	10	the	the	DET
easat-7475	45	11	inclusion	inclusion	NOUN
easat-7475	45	12	of	of	ADP
easat-7475	45	13	the	the	DET
easat-7475	45	14	sixth	sixth	ADJ
easat-7475	45	15	component	component	NOUN
easat-7475	45	16	,	,	PUNCT
easat-7475	45	17	sensitivity	sensitivity	NOUN
easat-7475	45	18	to	to	ADP
easat-7475	45	19	market	market	NOUN
easat-7475	45	20	risk	risk	NOUN
easat-7475	45	21	;	;	PUNCT
easat-7475	45	22	1997	1997	NUM
easat-7475	45	23	[	[	X
easat-7475	45	24	8	8	NUM
easat-7475	45	25	,	,	PUNCT
easat-7475	45	26	9	9	NUM
easat-7475	45	27	]	]	PUNCT
easat-7475	45	28	.	.	PUNCT
easat-7475	46	1	in	in	ADP
easat-7475	46	2	the	the	DET
easat-7475	46	3	context	context	NOUN
easat-7475	46	4	of	of	ADP
easat-7475	46	5	indian	indian	ADJ
easat-7475	46	6	banks	bank	NOUN
easat-7475	46	7	,	,	PUNCT
easat-7475	46	8	the	the	DET
easat-7475	46	9	supervisors	supervisor	NOUN
easat-7475	46	10	explored	explore	VERB
easat-7475	46	11	various	various	ADJ
easat-7475	46	12	methodologies	methodology	NOUN
easat-7475	46	13	for	for	ADP
easat-7475	46	14	bank	bank	NOUN
easat-7475	46	15	supervision	supervision	NOUN
easat-7475	46	16	.	.	PUNCT
easat-7475	47	1	in	in	ADP
easat-7475	47	2	1995	1995	NUM
easat-7475	47	3	,	,	PUNCT
easat-7475	47	4	they	they	PRON
easat-7475	47	5	identified	identify	VERB
easat-7475	47	6	the	the	DET
easat-7475	47	7	camels	camel	NOUN
easat-7475	47	8	model	model	NOUN
easat-7475	47	9	as	as	ADP
easat-7475	47	10	a	a	DET
easat-7475	47	11	suitable	suitable	ADJ
easat-7475	47	12	approach	approach	NOUN
easat-7475	47	13	for	for	ADP
easat-7475	47	14	indian	indian	PROPN
easat-7475	47	15	banking	banking	NOUN
easat-7475	47	16	supervision	supervision	NOUN
easat-7475	47	17	.	.	PUNCT
easat-7475	48	1	the	the	DET
easat-7475	48	2	adoption	adoption	NOUN
easat-7475	48	3	of	of	ADP
easat-7475	48	4	this	this	DET
easat-7475	48	5	model	model	NOUN
easat-7475	48	6	was	be	AUX
easat-7475	48	7	driven	drive	VERB
easat-7475	48	8	by	by	ADP
easat-7475	48	9	several	several	ADJ
easat-7475	48	10	factors	factor	NOUN
easat-7475	48	11	:	:	PUNCT
easat-7475	48	12	•	•	ADP
easat-7475	48	13	alignment	alignment	NOUN
easat-7475	48	14	with	with	ADP
easat-7475	48	15	global	global	ADJ
easat-7475	48	16	banking	banking	NOUN
easat-7475	48	17	standards	standard	NOUN
easat-7475	48	18	and	and	CCONJ
easat-7475	48	19	norms	norm	NOUN
easat-7475	48	20	.	.	PUNCT
easat-7475	49	1	•	•	PUNCT
easat-7475	49	2	facilitating	facilitate	VERB
easat-7475	49	3	the	the	DET
easat-7475	49	4	adoption	adoption	NOUN
easat-7475	49	5	of	of	ADP
easat-7475	49	6	best	good	ADJ
easat-7475	49	7	practices	practice	NOUN
easat-7475	49	8	followed	follow	VERB
easat-7475	49	9	by	by	ADP
easat-7475	49	10	global	global	ADJ
easat-7475	49	11	counterparts	counterpart	NOUN
easat-7475	49	12	in	in	ADP
easat-7475	49	13	the	the	DET
easat-7475	49	14	future	future	NOUN
easat-7475	49	15	.	.	PUNCT
easat-7475	50	1	•	•	NUM
easat-7475	50	2	eliminating	eliminate	VERB
easat-7475	50	3	resistance	resistance	NOUN
easat-7475	50	4	and	and	CCONJ
easat-7475	50	5	facilitating	facilitate	VERB
easat-7475	50	6	the	the	DET
easat-7475	50	7	establishment	establishment	NOUN
easat-7475	50	8	and	and	CCONJ
easat-7475	50	9	ease	ease	NOUN
easat-7475	50	10	of	of	ADP
easat-7475	50	11	doing	do	VERB
easat-7475	50	12	business	business	NOUN
easat-7475	50	13	for	for	ADP
easat-7475	50	14	foreign	foreign	ADJ
easat-7475	50	15	banks	bank	NOUN
easat-7475	50	16	and	and	CCONJ
easat-7475	50	17	private	private	ADJ
easat-7475	50	18	banks	bank	NOUN
easat-7475	50	19	alike	alike	ADV
easat-7475	50	20	.	.	PUNCT
easat-7475	51	1	etc	etc	X
easat-7475	51	2	.	.	X
easat-7475	52	1	in	in	ADP
easat-7475	52	2	this	this	DET
easat-7475	52	3	study	study	NOUN
easat-7475	52	4	,	,	PUNCT
easat-7475	52	5	the	the	DET
easat-7475	52	6	camels	camel	NOUN
easat-7475	52	7	rating	rating	NOUN
easat-7475	52	8	system	system	NOUN
easat-7475	52	9	is	be	AUX
easat-7475	52	10	a	a	DET
easat-7475	52	11	widely	widely	ADV
easat-7475	52	12	used	use	VERB
easat-7475	52	13	framework	framework	NOUN
easat-7475	52	14	for	for	ADP
easat-7475	52	15	assessing	assess	VERB
easat-7475	52	16	the	the	DET
easat-7475	52	17	performance	performance	NOUN
easat-7475	52	18	and	and	CCONJ
easat-7475	52	19	stability	stability	NOUN
easat-7475	52	20	of	of	ADP
easat-7475	52	21	banks	bank	NOUN
easat-7475	52	22	,	,	PUNCT
easat-7475	52	23	focusing	focus	VERB
easat-7475	52	24	on	on	ADP
easat-7475	52	25	six	six	NUM
easat-7475	52	26	critical	critical	ADJ
easat-7475	52	27	parameters	parameter	NOUN
easat-7475	52	28	:	:	PUNCT
easat-7475	52	29	capital	capital	NOUN
easat-7475	52	30	adequacy	adequacy	NOUN
easat-7475	52	31	,	,	PUNCT
easat-7475	52	32	asset	asset	NOUN
easat-7475	52	33	quality	quality	NOUN
easat-7475	52	34	,	,	PUNCT
easat-7475	52	35	management	management	NOUN
easat-7475	52	36	quality	quality	NOUN
easat-7475	52	37	,	,	PUNCT
easat-7475	52	38	earnings	earning	NOUN
easat-7475	52	39	,	,	PUNCT
easat-7475	52	40	liquidity	liquidity	NOUN
easat-7475	52	41	,	,	PUNCT
easat-7475	52	42	and	and	CCONJ
easat-7475	52	43	sensitivity	sensitivity	NOUN
easat-7475	52	44	to	to	ADP
easat-7475	52	45	market	market	NOUN
easat-7475	52	46	risk	risk	NOUN
easat-7475	52	47	.	.	PUNCT
easat-7475	53	1	each	each	DET
easat-7475	53	2	bank	bank	NOUN
easat-7475	53	3	is	be	AUX
easat-7475	53	4	rated	rate	VERB
easat-7475	53	5	on	on	ADP
easat-7475	53	6	a	a	DET
easat-7475	53	7	scale	scale	NOUN
easat-7475	53	8	of	of	ADP
easat-7475	53	9	1	1	NUM
easat-7475	53	10	(	(	PUNCT
easat-7475	53	11	best	good	ADJ
easat-7475	53	12	)	)	PUNCT
easat-7475	53	13	to	to	ADP
easat-7475	53	14	5	5	NUM
easat-7475	53	15	(	(	PUNCT
easat-7475	53	16	worst	bad	ADJ
easat-7475	53	17	)	)	PUNCT
easat-7475	53	18	for	for	ADP
easat-7475	53	19	these	these	DET
easat-7475	53	20	factors	factor	NOUN
easat-7475	53	21	,	,	PUNCT
easat-7475	53	22	reflecting	reflect	VERB
easat-7475	53	23	their	their	PRON
easat-7475	53	24	financial	financial	ADJ
easat-7475	53	25	health	health	NOUN
easat-7475	53	26	and	and	CCONJ
easat-7475	53	27	operational	operational	ADJ
easat-7475	53	28	efficiency	efficiency	NOUN
easat-7475	53	29	.	.	PUNCT
easat-7475	54	1	this	this	DET
easat-7475	54	2	study	study	NOUN
easat-7475	54	3	utilizes	utilize	VERB
easat-7475	54	4	the	the	DET
easat-7475	54	5	camels	camel	NOUN
easat-7475	54	6	framework	framework	NOUN
easat-7475	54	7	to	to	PART
easat-7475	54	8	evaluate	evaluate	VERB
easat-7475	54	9	the	the	DET
easat-7475	54	10	performance	performance	NOUN
easat-7475	54	11	of	of	ADP
easat-7475	54	12	selected	select	VERB
easat-7475	54	13	banks	bank	NOUN
easat-7475	54	14	and	and	CCONJ
easat-7475	54	15	employs	employ	VERB
easat-7475	54	16	statistical	statistical	ADJ
easat-7475	54	17	techniques	technique	NOUN
easat-7475	54	18	such	such	ADJ
easat-7475	54	19	as	as	ADP
easat-7475	54	20	regression	regression	NOUN
easat-7475	54	21	analysis	analysis	NOUN
easat-7475	54	22	and	and	CCONJ
easat-7475	54	23	anova	anova	X
easat-7475	54	24	to	to	PART
easat-7475	54	25	determine	determine	VERB
easat-7475	54	26	which	which	DET
easat-7475	54	27	parameters	parameter	NOUN
easat-7475	54	28	most	most	ADV
easat-7475	54	29	significantly	significantly	ADV
easat-7475	54	30	impact	impact	VERB
easat-7475	54	31	overall	overall	ADJ
easat-7475	54	32	performance	performance	NOUN
easat-7475	54	33	,	,	PUNCT
easat-7475	54	34	providing	provide	VERB
easat-7475	54	35	actionable	actionable	ADJ
easat-7475	54	36	insights	insight	NOUN
easat-7475	54	37	for	for	ADP
easat-7475	54	38	improving	improve	VERB
easat-7475	54	39	banking	banking	NOUN
easat-7475	54	40	operations	operation	NOUN
easat-7475	54	41	and	and	CCONJ
easat-7475	54	42	stability	stability	NOUN
easat-7475	54	43	.	.	PUNCT
easat-7475	55	1	2	2	X
easat-7475	55	2	.	.	X
easat-7475	55	3	literature	literature	NOUN
easat-7475	55	4	review	review	VERB
easat-7475	55	5	the	the	DET
easat-7475	55	6	camels	camel	NOUN
easat-7475	55	7	model	model	NOUN
easat-7475	55	8	was	be	AUX
easat-7475	55	9	utilized	utilize	VERB
easat-7475	55	10	in	in	ADP
easat-7475	55	11	this	this	DET
easat-7475	55	12	study	study	NOUN
easat-7475	55	13	to	to	PART
easat-7475	55	14	assess	assess	VERB
easat-7475	55	15	and	and	CCONJ
easat-7475	55	16	analyze	analyze	VERB
easat-7475	55	17	banks	bank	NOUN
easat-7475	55	18	'	'	PART
easat-7475	55	19	financial	financial	ADJ
easat-7475	55	20	performance	performance	NOUN
easat-7475	55	21	.	.	PUNCT
easat-7475	56	1	according	accord	VERB
easat-7475	56	2	to	to	ADP
easat-7475	56	3	sarker	sarker	NOUN
easat-7475	56	4	[	[	X
easat-7475	56	5	10	10	NUM
easat-7475	56	6	]	]	PUNCT
easat-7475	56	7	camels	camel	NOUN
easat-7475	56	8	ratings	rating	NOUN
easat-7475	56	9	offer	offer	VERB
easat-7475	56	10	insights	insight	NOUN
easat-7475	56	11	into	into	ADP
easat-7475	56	12	a	a	DET
easat-7475	56	13	bank	bank	NOUN
easat-7475	56	14	's	's	PART
easat-7475	56	15	overall	overall	ADJ
easat-7475	56	16	stability	stability	NOUN
easat-7475	56	17	and	and	CCONJ
easat-7475	56	18	assist	assist	VERB
easat-7475	56	19	in	in	ADP
easat-7475	56	20	identifying	identify	VERB
easat-7475	56	21	or	or	CCONJ
easat-7475	56	22	forecasting	forecast	VERB
easat-7475	56	23	various	various	ADJ
easat-7475	56	24	risk	risk	NOUN
easat-7475	56	25	factors	factor	NOUN
easat-7475	56	26	that	that	PRON
easat-7475	56	27	could	could	AUX
easat-7475	56	28	lead	lead	VERB
easat-7475	56	29	to	to	ADP
easat-7475	56	30	potential	potential	ADJ
easat-7475	56	31	issues	issue	NOUN
easat-7475	56	32	or	or	CCONJ
easat-7475	56	33	even	even	ADV
easat-7475	56	34	bank	bank	NOUN
easat-7475	56	35	failure	failure	NOUN
easat-7475	56	36	.	.	PUNCT
easat-7475	57	1	athanasoglou	athanasoglou	PROPN
easat-7475	57	2	,	,	PUNCT
easat-7475	57	3	et	et	PROPN
easat-7475	57	4	al	al	PROPN
easat-7475	57	5	.	.	PUNCT
easat-7475	58	1	[	[	X
easat-7475	58	2	11	11	NUM
easat-7475	58	3	]	]	PUNCT
easat-7475	58	4	;	;	PUNCT
easat-7475	58	5	dang	dang	X
easat-7475	58	6	[	[	X
easat-7475	58	7	12	12	NUM
easat-7475	58	8	]	]	PUNCT
easat-7475	58	9	;	;	PUNCT
easat-7475	58	10	ilhomovich	ilhomovich	VERB
easat-7475	59	1	[	[	PUNCT
easat-7475	59	2	13	13	NUM
easat-7475	59	3	]	]	PUNCT
easat-7475	59	4	;	;	PUNCT
easat-7475	59	5	ong	ong	PROPN
easat-7475	59	6	and	and	CCONJ
easat-7475	59	7	heng	heng	PROPN
easat-7475	60	1	[	[	X
easat-7475	60	2	14	14	NUM
easat-7475	60	3	]	]	X
easat-7475	60	4	;	;	PUNCT
easat-7475	60	5	nazir	nazir	PROPN
easat-7475	60	6	[	[	X
easat-7475	60	7	15	15	NUM
easat-7475	60	8	]	]	PUNCT
easat-7475	60	9	and	and	CCONJ
easat-7475	60	10	sarker	sarker	NOUN
easat-7475	60	11	[	[	X
easat-7475	60	12	10	10	NUM
easat-7475	60	13	]	]	PUNCT
easat-7475	60	14	provide	provide	VERB
easat-7475	60	15	further	further	ADJ
easat-7475	60	16	elaboration	elaboration	NOUN
easat-7475	60	17	on	on	ADP
easat-7475	60	18	several	several	ADJ
easat-7475	60	19	components	component	NOUN
easat-7475	60	20	of	of	ADP
easat-7475	60	21	the	the	DET
easat-7475	60	22	camels	camel	NOUN
easat-7475	60	23	framework	framework	NOUN
easat-7475	60	24	.	.	PUNCT
easat-7475	61	1	the	the	DET
easat-7475	61	2	figure	figure	NOUN
easat-7475	61	3	2	2	NUM
easat-7475	61	4	shows	show	VERB
easat-7475	61	5	the	the	DET
easat-7475	61	6	factors	factor	NOUN
easat-7475	61	7	of	of	ADP
easat-7475	61	8	the	the	DET
easat-7475	61	9	camels	camel	NOUN
easat-7475	61	10	,	,	PUNCT
easat-7475	61	11	that	that	PRON
easat-7475	61	12	effects	effect	VERB
easat-7475	61	13	the	the	DET
easat-7475	61	14	roa	roa	NOUN
easat-7475	61	15	.	.	PUNCT
easat-7475	62	1	it	it	PRON
easat-7475	62	2	is	be	AUX
easat-7475	62	3	a	a	DET
easat-7475	62	4	key	key	ADJ
easat-7475	62	5	financial	financial	ADJ
easat-7475	62	6	metric	metric	NOUN
easat-7475	62	7	that	that	PRON
easat-7475	62	8	can	can	AUX
easat-7475	62	9	be	be	AUX
easat-7475	62	10	integrated	integrate	VERB
easat-7475	62	11	into	into	ADP
easat-7475	62	12	camels	camel	NOUN
easat-7475	62	13	(	(	PUNCT
easat-7475	62	14	capital	capital	NOUN
easat-7475	62	15	adequacy	adequacy	NOUN
easat-7475	62	16	,	,	PUNCT
easat-7475	62	17	asset	asset	NOUN
easat-7475	62	18	quality	quality	NOUN
easat-7475	62	19	,	,	PUNCT
easat-7475	62	20	management	management	NOUN
easat-7475	62	21	quality	quality	NOUN
easat-7475	62	22	,	,	PUNCT
easat-7475	62	23	earnings	earning	NOUN
easat-7475	62	24	,	,	PUNCT
easat-7475	62	25	liquidity	liquidity	NOUN
easat-7475	62	26	,	,	PUNCT
easat-7475	62	27	and	and	CCONJ
easat-7475	62	28	sensitivity	sensitivity	NOUN
easat-7475	62	29	to	to	ADP
easat-7475	62	30	market	market	NOUN
easat-7475	62	31	risk	risk	NOUN
easat-7475	62	32	)	)	PUNCT
easat-7475	62	33	studies	study	NOUN
easat-7475	62	34	,	,	PUNCT
easat-7475	62	35	particularly	particularly	ADV
easat-7475	62	36	in	in	ADP
easat-7475	62	37	the	the	DET
easat-7475	62	38	analysis	analysis	NOUN
easat-7475	62	39	of	of	ADP
easat-7475	62	40	financial	financial	ADJ
easat-7475	62	41	institutions	institution	NOUN
easat-7475	62	42	'	'	PART
easat-7475	62	43	efficiency	efficiency	NOUN
easat-7475	62	44	and	and	CCONJ
easat-7475	62	45	valuation	valuation	NOUN
easat-7475	62	46	.	.	PUNCT
easat-7475	63	1	2358	2358	NUM
easat-7475	63	2	edelweiss	edelweiss	PROPN
easat-7475	63	3	applied	apply	VERB
easat-7475	63	4	science	science	NOUN
easat-7475	63	5	and	and	CCONJ
easat-7475	63	6	technology	technology	NOUN
easat-7475	63	7	issn	issn	PROPN
easat-7475	63	8	:	:	PUNCT
easat-7475	63	9	2576	2576	NUM
easat-7475	63	10	-	-	SYM
easat-7475	63	11	8484	8484	NUM
easat-7475	63	12	vol	vol	NOUN
easat-7475	63	13	.	.	PROPN
easat-7475	64	1	9	9	NUM
easat-7475	64	2	,	,	PUNCT
easat-7475	64	3	no	no	INTJ
easat-7475	64	4	.	.	NOUN
easat-7475	64	5	5	5	NUM
easat-7475	64	6	:	:	PUNCT
easat-7475	64	7	2355	2355	NUM
easat-7475	64	8	-	-	SYM
easat-7475	64	9	2371	2371	NUM
easat-7475	64	10	,	,	PUNCT
easat-7475	64	11	2025	2025	NUM
easat-7475	64	12	doi	doi	NOUN
easat-7475	64	13	:	:	PUNCT
easat-7475	64	14	10.55214/25768484.v9i5.7475	10.55214/25768484.v9i5.7475	NUM
easat-7475	64	15	©	©	PROPN
easat-7475	64	16	2025	2025	NUM
easat-7475	64	17	by	by	ADP
easat-7475	64	18	the	the	DET
easat-7475	64	19	authors	author	NOUN
easat-7475	64	20	;	;	PUNCT
easat-7475	64	21	licensee	licensee	PROPN
easat-7475	64	22	learning	learn	VERB
easat-7475	64	23	gate	gate	NOUN
easat-7475	64	24	figure	figure	NOUN
easat-7475	64	25	2	2	NUM
easat-7475	64	26	.	.	PUNCT
easat-7475	64	27	camels	camel	NOUN
easat-7475	64	28	factors	factor	NOUN
easat-7475	64	29	.	.	PUNCT
easat-7475	65	1	capital	capital	NOUN
easat-7475	65	2	adequacy	adequacy	NOUN
easat-7475	65	3	(	(	PUNCT
easat-7475	65	4	c	c	NOUN
easat-7475	65	5	):	):	PUNCT
easat-7475	65	6	banks	bank	NOUN
easat-7475	65	7	with	with	ADP
easat-7475	65	8	higher	high	ADJ
easat-7475	65	9	ranks	rank	NOUN
easat-7475	65	10	have	have	VERB
easat-7475	65	11	a	a	DET
easat-7475	65	12	healthier	healthy	ADJ
easat-7475	65	13	capital	capital	NOUN
easat-7475	65	14	adequacy	adequacy	NOUN
easat-7475	65	15	position	position	NOUN
easat-7475	65	16	,	,	PUNCT
easat-7475	65	17	indicating	indicate	VERB
easat-7475	65	18	a	a	DET
easat-7475	65	19	stronger	strong	ADJ
easat-7475	65	20	ability	ability	NOUN
easat-7475	65	21	to	to	PART
easat-7475	65	22	withstand	withstand	VERB
easat-7475	65	23	financial	financial	ADJ
easat-7475	65	24	risks	risk	NOUN
easat-7475	65	25	.	.	PUNCT
easat-7475	66	1	asset	asset	NOUN
easat-7475	66	2	quality	quality	NOUN
easat-7475	66	3	(	(	PUNCT
easat-7475	66	4	a	a	X
easat-7475	66	5	):	):	PUNCT
easat-7475	66	6	lower	low	ADJ
easat-7475	66	7	ranks	rank	NOUN
easat-7475	66	8	indicate	indicate	VERB
easat-7475	66	9	better	well	ADJ
easat-7475	66	10	asset	asset	NOUN
easat-7475	66	11	quality	quality	NOUN
easat-7475	66	12	,	,	PUNCT
easat-7475	66	13	with	with	ADP
easat-7475	66	14	lower	low	ADJ
easat-7475	66	15	debt	debt	NOUN
easat-7475	66	16	in	in	ADP
easat-7475	66	17	relation	relation	NOUN
easat-7475	66	18	to	to	ADP
easat-7475	66	19	owner	owner	NOUN
easat-7475	66	20	's	's	PART
easat-7475	66	21	funds	fund	NOUN
easat-7475	66	22	.	.	PUNCT
easat-7475	67	1	higher	high	ADJ
easat-7475	67	2	ranks	rank	NOUN
easat-7475	67	3	signify	signify	VERB
easat-7475	67	4	better	well	ADJ
easat-7475	67	5	financial	financial	ADJ
easat-7475	67	6	charge	charge	NOUN
easat-7475	67	7	coverage	coverage	NOUN
easat-7475	67	8	and	and	CCONJ
easat-7475	67	9	a	a	DET
easat-7475	67	10	higher	high	ADJ
easat-7475	67	11	proportion	proportion	NOUN
easat-7475	67	12	of	of	ADP
easat-7475	67	13	advances	advance	NOUN
easat-7475	67	14	or	or	CCONJ
easat-7475	67	15	loans	loan	NOUN
easat-7475	67	16	to	to	ADP
easat-7475	67	17	available	available	ADJ
easat-7475	67	18	funds	fund	NOUN
easat-7475	67	19	.	.	PUNCT
easat-7475	68	1	management	management	NOUN
easat-7475	68	2	quality	quality	NOUN
easat-7475	68	3	(	(	PUNCT
easat-7475	68	4	m	m	NOUN
easat-7475	68	5	):	):	PUNCT
easat-7475	68	6	higher	high	ADJ
easat-7475	68	7	ranks	rank	NOUN
easat-7475	68	8	suggest	suggest	VERB
easat-7475	68	9	higher	high	ADJ
easat-7475	68	10	interest	interest	NOUN
easat-7475	68	11	income	income	NOUN
easat-7475	68	12	,	,	PUNCT
easat-7475	68	13	net	net	ADJ
easat-7475	68	14	interest	interest	NOUN
easat-7475	68	15	income	income	NOUN
easat-7475	68	16	,	,	PUNCT
easat-7475	68	17	and	and	CCONJ
easat-7475	68	18	better	well	ADJ
easat-7475	68	19	coverage	coverage	NOUN
easat-7475	68	20	of	of	ADP
easat-7475	68	21	interest	interest	NOUN
easat-7475	68	22	expenses	expense	NOUN
easat-7475	68	23	.	.	PUNCT
easat-7475	69	1	banks	bank	NOUN
easat-7475	69	2	with	with	ADP
easat-7475	69	3	higher	high	ADJ
easat-7475	69	4	ranks	rank	NOUN
easat-7475	69	5	also	also	ADV
easat-7475	69	6	generate	generate	VERB
easat-7475	69	7	higher	high	ADJ
easat-7475	69	8	profits	profit	NOUN
easat-7475	69	9	per	per	ADP
easat-7475	69	10	employee	employee	NOUN
easat-7475	69	11	and	and	CCONJ
easat-7475	69	12	per	per	ADP
easat-7475	69	13	branch	branch	NOUN
easat-7475	69	14	,	,	PUNCT
easat-7475	69	15	as	as	ADV
easat-7475	69	16	well	well	ADV
easat-7475	69	17	as	as	ADP
easat-7475	69	18	higher	high	ADJ
easat-7475	69	19	business	business	NOUN
easat-7475	69	20	revenue	revenue	NOUN
easat-7475	69	21	per	per	ADP
easat-7475	69	22	employee	employee	NOUN
easat-7475	69	23	and	and	CCONJ
easat-7475	69	24	per	per	ADP
easat-7475	69	25	branch	branch	NOUN
easat-7475	69	26	.	.	PUNCT
easat-7475	70	1	earnings	earning	NOUN
easat-7475	70	2	capability	capability	NOUN
easat-7475	70	3	(	(	PUNCT
easat-7475	70	4	e	e	NOUN
easat-7475	70	5	):	):	PUNCT
easat-7475	70	6	banks	bank	NOUN
easat-7475	70	7	with	with	ADP
easat-7475	70	8	higher	high	ADJ
easat-7475	70	9	ranks	rank	NOUN
easat-7475	70	10	have	have	VERB
easat-7475	70	11	a	a	DET
easat-7475	70	12	higher	high	ADJ
easat-7475	70	13	net	net	ADJ
easat-7475	70	14	interest	interest	NOUN
easat-7475	70	15	margin	margin	NOUN
easat-7475	70	16	,	,	PUNCT
easat-7475	70	17	a	a	DET
easat-7475	70	18	higher	high	ADJ
easat-7475	70	19	ratio	ratio	NOUN
easat-7475	70	20	of	of	ADP
easat-7475	70	21	interest	interest	NOUN
easat-7475	70	22	income	income	NOUN
easat-7475	70	23	to	to	ADP
easat-7475	70	24	total	total	ADJ
easat-7475	70	25	assets	asset	NOUN
easat-7475	70	26	,	,	PUNCT
easat-7475	70	27	and	and	CCONJ
easat-7475	70	28	a	a	DET
easat-7475	70	29	lower	low	ADJ
easat-7475	70	30	ratio	ratio	NOUN
easat-7475	70	31	of	of	ADP
easat-7475	70	32	interest	interest	NOUN
easat-7475	70	33	expenses	expense	NOUN
easat-7475	70	34	to	to	ADP
easat-7475	70	35	total	total	ADJ
easat-7475	70	36	assets	asset	NOUN
easat-7475	70	37	.	.	PUNCT
easat-7475	71	1	these	these	DET
easat-7475	71	2	factors	factor	NOUN
easat-7475	71	3	indicate	indicate	VERB
easat-7475	71	4	better	well	ADJ
easat-7475	71	5	profitability	profitability	NOUN
easat-7475	71	6	and	and	CCONJ
easat-7475	71	7	earnings	earning	NOUN
easat-7475	71	8	capacity	capacity	NOUN
easat-7475	71	9	.	.	PUNCT
easat-7475	72	1	liquidity	liquidity	NOUN
easat-7475	72	2	position	position	NOUN
easat-7475	72	3	(	(	PUNCT
easat-7475	72	4	l	l	NOUN
easat-7475	72	5	):	):	PUNCT
easat-7475	72	6	higher	high	ADJ
easat-7475	72	7	ranks	rank	NOUN
easat-7475	72	8	reflect	reflect	VERB
easat-7475	72	9	a	a	DET
easat-7475	72	10	stronger	strong	ADJ
easat-7475	72	11	liquidity	liquidity	NOUN
easat-7475	72	12	position	position	NOUN
easat-7475	72	13	,	,	PUNCT
easat-7475	72	14	with	with	ADP
easat-7475	72	15	a	a	DET
easat-7475	72	16	higher	high	ADJ
easat-7475	72	17	cash	cash	NOUN
easat-7475	72	18	deposit	deposit	NOUN
easat-7475	72	19	ratio	ratio	NOUN
easat-7475	72	20	,	,	PUNCT
easat-7475	72	21	better	well	ADJ
easat-7475	72	22	current	current	ADJ
easat-7475	72	23	ratio	ratio	NOUN
easat-7475	72	24	,	,	PUNCT
easat-7475	72	25	and	and	CCONJ
easat-7475	72	26	higher	high	ADJ
easat-7475	72	27	quick	quick	ADJ
easat-7475	72	28	ratio	ratio	NOUN
easat-7475	72	29	.	.	PUNCT
easat-7475	73	1	these	these	PRON
easat-7475	73	2	indicate	indicate	VERB
easat-7475	73	3	a	a	DET
easat-7475	73	4	bank	bank	NOUN
easat-7475	73	5	's	's	PART
easat-7475	73	6	ability	ability	NOUN
easat-7475	73	7	to	to	PART
easat-7475	73	8	meet	meet	VERB
easat-7475	73	9	short	short	ADJ
easat-7475	73	10	-	-	PUNCT
easat-7475	73	11	term	term	NOUN
easat-7475	73	12	obligations	obligation	NOUN
easat-7475	73	13	and	and	CCONJ
easat-7475	73	14	manage	manage	VERB
easat-7475	73	15	liquidity	liquidity	NOUN
easat-7475	73	16	effectively	effectively	ADV
easat-7475	73	17	.	.	PUNCT
easat-7475	74	1	sensitivity	sensitivity	NOUN
easat-7475	74	2	to	to	AUX
easat-7475	74	3	market	market	NOUN
easat-7475	74	4	risk	risk	NOUN
easat-7475	74	5	(	(	PUNCT
easat-7475	74	6	s	s	X
easat-7475	74	7	):	):	PUNCT
easat-7475	74	8	higher	high	ADJ
easat-7475	74	9	ranks	rank	NOUN
easat-7475	74	10	represent	represent	VERB
easat-7475	74	11	higher	high	ADJ
easat-7475	74	12	earnings	earning	NOUN
easat-7475	74	13	per	per	ADP
easat-7475	74	14	share	share	NOUN
easat-7475	74	15	,	,	PUNCT
easat-7475	74	16	a	a	DET
easat-7475	74	17	higher	high	ADJ
easat-7475	74	18	price	price	NOUN
easat-7475	74	19	-	-	PUNCT
easat-7475	74	20	tobook	tobook	NOUN
easat-7475	74	21	value	value	NOUN
easat-7475	74	22	ratio	ratio	NOUN
easat-7475	74	23	(	(	PUNCT
easat-7475	74	24	indicating	indicate	VERB
easat-7475	74	25	a	a	DET
easat-7475	74	26	higher	high	ADJ
easat-7475	74	27	market	market	NOUN
easat-7475	74	28	valuation	valuation	NOUN
easat-7475	74	29	)	)	PUNCT
easat-7475	74	30	,	,	PUNCT
easat-7475	74	31	and	and	CCONJ
easat-7475	74	32	a	a	DET
easat-7475	74	33	lower	low	ADJ
easat-7475	74	34	ratio	ratio	NOUN
easat-7475	74	35	of	of	ADP
easat-7475	74	36	earnings	earning	NOUN
easat-7475	74	37	per	per	ADP
easat-7475	74	38	share	share	NOUN
easat-7475	74	39	to	to	ADP
easat-7475	74	40	market	market	NOUN
easat-7475	74	41	price	price	NOUN
easat-7475	74	42	-	-	PUNCT
easat-7475	74	43	earnings	earning	NOUN
easat-7475	74	44	yield	yield	NOUN
easat-7475	74	45	(	(	PUNCT
easat-7475	74	46	indicating	indicate	VERB
easat-7475	74	47	better	well	ADJ
easat-7475	74	48	valuation	valuation	NOUN
easat-7475	74	49	)	)	PUNCT
easat-7475	74	50	.	.	PUNCT
easat-7475	75	1	this	this	DET
easat-7475	75	2	section	section	NOUN
easat-7475	75	3	presents	present	VERB
easat-7475	75	4	the	the	DET
easat-7475	75	5	empirical	empirical	ADJ
easat-7475	75	6	data	datum	NOUN
easat-7475	75	7	that	that	PRON
easat-7475	75	8	are	be	AUX
easat-7475	75	9	pertinent	pertinent	ADJ
easat-7475	75	10	to	to	ADP
easat-7475	75	11	the	the	DET
easat-7475	75	12	camel	camel	NOUN
easat-7475	75	13	rating	rating	NOUN
easat-7475	75	14	,	,	PUNCT
easat-7475	75	15	which	which	PRON
easat-7475	75	16	is	be	AUX
easat-7475	75	17	used	use	VERB
easat-7475	75	18	to	to	PART
easat-7475	75	19	measure	measure	VERB
easat-7475	75	20	a	a	DET
easat-7475	75	21	bank	bank	NOUN
easat-7475	75	22	's	's	PART
easat-7475	75	23	financial	financial	ADJ
easat-7475	75	24	performance	performance	NOUN
easat-7475	75	25	.	.	PUNCT
easat-7475	76	1	dang	dang	INTJ
easat-7475	77	1	[	[	X
easat-7475	77	2	12	12	NUM
easat-7475	77	3	]	]	PUNCT
easat-7475	77	4	found	find	VERB
easat-7475	77	5	that	that	SCONJ
easat-7475	77	6	a	a	DET
easat-7475	77	7	uniform	uniform	ADJ
easat-7475	77	8	financial	financial	ADJ
easat-7475	77	9	institutions	institution	NOUN
easat-7475	77	10	rating	rating	NOUN
easat-7475	77	11	system	system	NOUN
easat-7475	77	12	is	be	AUX
easat-7475	77	13	called	call	VERB
easat-7475	77	14	the	the	DET
easat-7475	77	15	camel	camel	NOUN
easat-7475	77	16	rating	rating	NOUN
easat-7475	77	17	,	,	PUNCT
easat-7475	77	18	which	which	PRON
easat-7475	77	19	was	be	AUX
easat-7475	77	20	the	the	DET
easat-7475	77	21	federal	federal	ADJ
easat-7475	77	22	financial	financial	ADJ
easat-7475	77	23	institution	institution	NOUN
easat-7475	77	24	examination	examination	NOUN
easat-7475	77	25	council	council	NOUN
easat-7475	77	26	officially	officially	ADV
easat-7475	77	27	adopted	adopt	VERB
easat-7475	77	28	on	on	ADP
easat-7475	77	29	november	november	PROPN
easat-7475	77	30	13	13	NUM
easat-7475	77	31	,	,	PUNCT
easat-7475	77	32	1979	1979	NUM
easat-7475	77	33	.	.	PUNCT
easat-7475	78	1	subsequently	subsequently	ADV
easat-7475	78	2	,	,	PUNCT
easat-7475	78	3	in	in	ADP
easat-7475	78	4	october	october	PROPN
easat-7475	78	5	1987	1987	NUM
easat-7475	78	6	,	,	PUNCT
easat-7475	78	7	it	it	PRON
easat-7475	78	8	was	be	AUX
easat-7475	78	9	also	also	ADV
easat-7475	78	10	adopted	adopt	VERB
easat-7475	78	11	by	by	ADP
easat-7475	78	12	ncua	ncua	VERB
easat-7475	78	13	.	.	PUNCT
easat-7475	79	1	the	the	DET
easat-7475	79	2	camel	camel	NOUN
easat-7475	79	3	rating	rating	NOUN
easat-7475	79	4	has	have	AUX
easat-7475	79	5	proven	prove	VERB
easat-7475	79	6	to	to	PART
easat-7475	79	7	be	be	AUX
easat-7475	79	8	a	a	DET
easat-7475	79	9	highly	highly	ADV
easat-7475	79	10	effective	effective	ADJ
easat-7475	79	11	internal	internal	ADJ
easat-7475	79	12	supervisory	supervisory	ADJ
easat-7475	79	13	tool	tool	NOUN
easat-7475	79	14	for	for	ADP
easat-7475	79	15	assessing	assess	VERB
easat-7475	79	16	the	the	DET
easat-7475	79	17	financial	financial	ADJ
easat-7475	79	18	soundness	soundness	NOUN
easat-7475	79	19	of	of	ADP
easat-7475	79	20	a	a	DET
easat-7475	79	21	firm	firm	NOUN
easat-7475	79	22	.	.	PUNCT
easat-7475	80	1	its	its	PRON
easat-7475	80	2	purpose	purpose	NOUN
easat-7475	80	3	is	be	AUX
easat-7475	80	4	to	to	PART
easat-7475	80	5	identify	identify	VERB
easat-7475	80	6	institutions	institution	NOUN
easat-7475	80	7	that	that	PRON
easat-7475	80	8	may	may	AUX
easat-7475	80	9	require	require	VERB
easat-7475	80	10	special	special	ADJ
easat-7475	80	11	attention	attention	NOUN
easat-7475	80	12	or	or	CCONJ
easat-7475	80	13	raise	raise	VERB
easat-7475	80	14	concerns	concern	NOUN
easat-7475	80	15	within	within	ADP
easat-7475	80	16	the	the	DET
easat-7475	80	17	regulatory	regulatory	ADJ
easat-7475	80	18	framework	framework	NOUN
easat-7475	80	19	.	.	PUNCT
easat-7475	81	1	2359	2359	NUM
easat-7475	81	2	edelweiss	edelweiss	PROPN
easat-7475	81	3	applied	apply	VERB
easat-7475	81	4	science	science	NOUN
easat-7475	81	5	and	and	CCONJ
easat-7475	81	6	technology	technology	NOUN
easat-7475	81	7	issn	issn	PROPN
easat-7475	81	8	:	:	PUNCT
easat-7475	81	9	2576	2576	NUM
easat-7475	81	10	-	-	SYM
easat-7475	81	11	8484	8484	NUM
easat-7475	81	12	vol	vol	NOUN
easat-7475	81	13	.	.	PROPN
easat-7475	82	1	9	9	NUM
easat-7475	82	2	,	,	PUNCT
easat-7475	82	3	no	no	INTJ
easat-7475	82	4	.	.	NOUN
easat-7475	82	5	5	5	NUM
easat-7475	82	6	:	:	PUNCT
easat-7475	82	7	2355	2355	NUM
easat-7475	82	8	-	-	SYM
easat-7475	82	9	2371	2371	NUM
easat-7475	82	10	,	,	PUNCT
easat-7475	82	11	2025	2025	NUM
easat-7475	82	12	doi	doi	NOUN
easat-7475	82	13	:	:	PUNCT
easat-7475	82	14	10.55214/25768484.v9i5.7475	10.55214/25768484.v9i5.7475	NUM
easat-7475	82	15	©	©	PROPN
easat-7475	82	16	2025	2025	NUM
easat-7475	82	17	by	by	ADP
easat-7475	82	18	the	the	DET
easat-7475	82	19	authors	author	NOUN
easat-7475	82	20	;	;	PUNCT
easat-7475	82	21	licensee	licensee	PROPN
easat-7475	82	22	learning	learn	VERB
easat-7475	82	23	gate	gate	NOUN
easat-7475	82	24	examiners	examiner	NOUN
easat-7475	82	25	,	,	PUNCT
easat-7475	82	26	along	along	ADP
easat-7475	82	27	with	with	ADP
easat-7475	82	28	regulators	regulator	NOUN
easat-7475	82	29	have	have	AUX
easat-7475	82	30	found	find	VERB
easat-7475	82	31	camel	camel	NOUN
easat-7475	82	32	rating	rating	NOUN
easat-7475	82	33	to	to	PART
easat-7475	82	34	be	be	AUX
easat-7475	82	35	a	a	DET
easat-7475	82	36	vital	vital	ADJ
easat-7475	82	37	tool	tool	NOUN
easat-7475	82	38	,	,	PUNCT
easat-7475	82	39	as	as	SCONJ
easat-7475	82	40	determined	determine	VERB
easat-7475	82	41	by	by	ADP
easat-7475	82	42	barr	barr	PROPN
easat-7475	82	43	,	,	PUNCT
easat-7475	82	44	et	et	PROPN
easat-7475	82	45	al	al	PROPN
easat-7475	82	46	.	.	PUNCT
easat-7475	83	1	[	[	X
easat-7475	83	2	16	16	NUM
easat-7475	83	3	]	]	PUNCT
easat-7475	83	4	.	.	PUNCT
easat-7475	84	1	financial	financial	ADJ
easat-7475	84	2	statements	statement	NOUN
easat-7475	84	3	,	,	PUNCT
easat-7475	84	4	financing	financing	NOUN
easat-7475	84	5	sources	source	NOUN
easat-7475	84	6	,	,	PUNCT
easat-7475	84	7	macroeconomic	macroeconomic	ADJ
easat-7475	84	8	statistics	statistic	NOUN
easat-7475	84	9	,	,	PUNCT
easat-7475	84	10	along	along	ADP
easat-7475	84	11	with	with	ADP
easat-7475	84	12	budget	budget	NOUN
easat-7475	84	13	,	,	PUNCT
easat-7475	84	14	and	and	CCONJ
easat-7475	84	15	also	also	ADV
easat-7475	84	16	cash	cash	NOUN
easat-7475	84	17	flow	flow	NOUN
easat-7475	84	18	are	be	AUX
easat-7475	84	19	only	only	ADV
easat-7475	84	20	some	some	DET
easat-7475	84	21	variables	variable	NOUN
easat-7475	84	22	that	that	PRON
easat-7475	84	23	go	go	VERB
easat-7475	84	24	into	into	ADP
easat-7475	84	25	this	this	DET
easat-7475	84	26	grade	grade	NOUN
easat-7475	84	27	,	,	PUNCT
easat-7475	84	28	which	which	PRON
easat-7475	84	29	plays	play	VERB
easat-7475	84	30	a	a	DET
easat-7475	84	31	significant	significant	ADJ
easat-7475	84	32	part	part	NOUN
easat-7475	84	33	in	in	ADP
easat-7475	84	34	determining	determine	VERB
easat-7475	84	35	a	a	DET
easat-7475	84	36	bank	bank	NOUN
easat-7475	84	37	's	's	PART
easat-7475	84	38	overall	overall	ADJ
easat-7475	84	39	health	health	NOUN
easat-7475	84	40	.	.	PUNCT
easat-7475	85	1	hirtle	hirtle	NOUN
easat-7475	85	2	and	and	CCONJ
easat-7475	85	3	lopez	lopez	NOUN
easat-7475	86	1	[	[	X
easat-7475	86	2	17	17	NUM
easat-7475	86	3	]	]	PUNCT
easat-7475	86	4	stressed	stress	VERB
easat-7475	86	5	the	the	DET
easat-7475	86	6	need	need	NOUN
easat-7475	86	7	of	of	ADP
easat-7475	86	8	maintaining	maintain	VERB
easat-7475	86	9	the	the	DET
easat-7475	86	10	privacy	privacy	NOUN
easat-7475	86	11	of	of	ADP
easat-7475	86	12	a	a	DET
easat-7475	86	13	bank	bank	NOUN
easat-7475	86	14	's	's	PART
easat-7475	86	15	camel	camel	NOUN
easat-7475	86	16	rating	rating	NOUN
easat-7475	86	17	.	.	PUNCT
easat-7475	87	1	the	the	DET
easat-7475	87	2	bank	bank	NOUN
easat-7475	87	3	's	's	PART
easat-7475	87	4	upper	upper	ADJ
easat-7475	87	5	management	management	NOUN
easat-7475	87	6	and	and	CCONJ
easat-7475	87	7	the	the	DET
easat-7475	87	8	appropriate	appropriate	ADJ
easat-7475	87	9	supervisory	supervisory	ADJ
easat-7475	87	10	personnel	personnel	NOUN
easat-7475	87	11	are	be	AUX
easat-7475	87	12	the	the	DET
easat-7475	87	13	only	only	ADJ
easat-7475	87	14	people	people	NOUN
easat-7475	87	15	with	with	ADP
easat-7475	87	16	access	access	NOUN
easat-7475	87	17	to	to	ADP
easat-7475	87	18	this	this	DET
easat-7475	87	19	data	datum	NOUN
easat-7475	87	20	.	.	PUNCT
easat-7475	88	1	even	even	ADV
easat-7475	88	2	on	on	ADP
easat-7475	88	3	a	a	DET
easat-7475	88	4	delayed	delay	VERB
easat-7475	88	5	basis	basis	NOUN
easat-7475	88	6	,	,	PUNCT
easat-7475	88	7	the	the	DET
easat-7475	88	8	rating	rating	NOUN
easat-7475	88	9	is	be	AUX
easat-7475	88	10	not	not	PART
easat-7475	88	11	shared	share	VERB
easat-7475	88	12	with	with	ADP
easat-7475	88	13	the	the	DET
easat-7475	88	14	general	general	ADJ
easat-7475	88	15	public	public	NOUN
easat-7475	88	16	.	.	PUNCT
easat-7475	89	1	its	its	PRON
easat-7475	89	2	confidentiality	confidentiality	NOUN
easat-7475	89	3	is	be	AUX
easat-7475	89	4	maintained	maintain	VERB
easat-7475	89	5	to	to	PART
easat-7475	89	6	enable	enable	VERB
easat-7475	89	7	the	the	DET
easat-7475	89	8	bank	bank	NOUN
easat-7475	89	9	's	's	PART
easat-7475	89	10	senior	senior	ADJ
easat-7475	89	11	management	management	NOUN
easat-7475	89	12	to	to	PART
easat-7475	89	13	devise	devise	VERB
easat-7475	89	14	appropriate	appropriate	ADJ
easat-7475	89	15	business	business	NOUN
easat-7475	89	16	strategies	strategy	NOUN
easat-7475	89	17	and	and	CCONJ
easat-7475	89	18	for	for	ADP
easat-7475	89	19	the	the	DET
easat-7475	89	20	benefit	benefit	NOUN
easat-7475	89	21	of	of	ADP
easat-7475	89	22	supervisory	supervisory	ADJ
easat-7475	89	23	staff	staff	NOUN
easat-7475	89	24	in	in	ADP
easat-7475	89	25	carrying	carry	VERB
easat-7475	89	26	out	out	ADP
easat-7475	89	27	their	their	PRON
easat-7475	89	28	duties	duty	NOUN
easat-7475	89	29	effectively	effectively	ADV
easat-7475	89	30	.	.	PUNCT
easat-7475	90	1	in	in	ADP
easat-7475	90	2	contrast	contrast	NOUN
easat-7475	90	3	to	to	ADP
easat-7475	90	4	babar	babar	NOUN
easat-7475	90	5	and	and	CCONJ
easat-7475	90	6	zeb	zeb	PROPN
easat-7475	91	1	[	[	X
easat-7475	91	2	18	18	NUM
easat-7475	91	3	]	]	PUNCT
easat-7475	91	4	and	and	CCONJ
easat-7475	91	5	sarwar	sarwar	NOUN
easat-7475	91	6	and	and	CCONJ
easat-7475	91	7	asif	asif	NOUN
easat-7475	91	8	[	[	X
easat-7475	91	9	19	19	NUM
easat-7475	91	10	]	]	PUNCT
easat-7475	91	11	who	who	PRON
easat-7475	91	12	found	find	VERB
easat-7475	91	13	that	that	SCONJ
easat-7475	91	14	capital	capital	NOUN
easat-7475	91	15	adequacy	adequacy	NOUN
easat-7475	91	16	received	receive	VERB
easat-7475	91	17	the	the	DET
easat-7475	91	18	highest	high	ADJ
easat-7475	91	19	rating	rating	NOUN
easat-7475	91	20	in	in	ADP
easat-7475	91	21	pakistan	pakistan	PROPN
easat-7475	91	22	,	,	PUNCT
easat-7475	91	23	rozzani	rozzani	PROPN
easat-7475	91	24	and	and	CCONJ
easat-7475	91	25	rahman	rahman	PROPN
easat-7475	91	26	[	[	X
easat-7475	91	27	4	4	X
easat-7475	91	28	]	]	PUNCT
easat-7475	91	29	observed	observe	VERB
easat-7475	91	30	that	that	SCONJ
easat-7475	91	31	management	management	NOUN
easat-7475	91	32	quality	quality	NOUN
easat-7475	91	33	achieved	achieve	VERB
easat-7475	91	34	the	the	DET
easat-7475	91	35	highest	high	ADJ
easat-7475	91	36	overall	overall	ADJ
easat-7475	91	37	rating	rating	NOUN
easat-7475	91	38	.	.	PUNCT
easat-7475	92	1	furthermore	furthermore	ADV
easat-7475	92	2	,	,	PUNCT
easat-7475	92	3	christopoulos	christopoulo	NOUN
easat-7475	92	4	,	,	PUNCT
easat-7475	92	5	et	et	PROPN
easat-7475	92	6	al	al	PROPN
easat-7475	92	7	.	.	PUNCT
easat-7475	93	1	[	[	X
easat-7475	93	2	20	20	NUM
easat-7475	93	3	]	]	PUNCT
easat-7475	93	4	reported	report	VERB
easat-7475	93	5	a	a	DET
easat-7475	93	6	consistent	consistent	ADJ
easat-7475	93	7	decline	decline	NOUN
easat-7475	93	8	in	in	ADP
easat-7475	93	9	capital	capital	NOUN
easat-7475	93	10	ratios	ratio	NOUN
easat-7475	93	11	over	over	ADP
easat-7475	93	12	time	time	NOUN
easat-7475	93	13	,	,	PUNCT
easat-7475	93	14	indicating	indicate	VERB
easat-7475	93	15	a	a	DET
easat-7475	93	16	worsening	worsen	VERB
easat-7475	93	17	financial	financial	ADJ
easat-7475	93	18	condition	condition	NOUN
easat-7475	93	19	.	.	PUNCT
easat-7475	94	1	as	as	SCONJ
easat-7475	94	2	illustrated	illustrate	VERB
easat-7475	94	3	by	by	ADP
easat-7475	94	4	the	the	DET
easat-7475	94	5	lehman	lehman	PROPN
easat-7475	94	6	brothers	brother	NOUN
easat-7475	94	7	case	case	NOUN
easat-7475	94	8	,	,	PUNCT
easat-7475	94	9	this	this	DET
easat-7475	94	10	trend	trend	NOUN
easat-7475	94	11	suggested	suggest	VERB
easat-7475	94	12	an	an	DET
easat-7475	94	13	increase	increase	NOUN
easat-7475	94	14	in	in	ADP
easat-7475	94	15	false	false	ADJ
easat-7475	94	16	and	and	CCONJ
easat-7475	94	17	questionable	questionable	ADJ
easat-7475	94	18	claims	claim	NOUN
easat-7475	94	19	,	,	PUNCT
easat-7475	94	20	as	as	ADV
easat-7475	94	21	well	well	ADV
easat-7475	94	22	as	as	ADP
easat-7475	94	23	limited	limited	ADJ
easat-7475	94	24	access	access	NOUN
easat-7475	94	25	to	to	ADP
easat-7475	94	26	the	the	DET
easat-7475	94	27	capital	capital	NOUN
easat-7475	94	28	market	market	NOUN
easat-7475	94	29	.	.	PUNCT
easat-7475	95	1	according	accord	VERB
easat-7475	95	2	to	to	ADP
easat-7475	95	3	christopoulos	christopoulo	NOUN
easat-7475	95	4	,	,	PUNCT
easat-7475	95	5	et	et	PROPN
easat-7475	95	6	al	al	PROPN
easat-7475	95	7	.	.	PUNCT
easat-7475	96	1	[	[	X
easat-7475	96	2	20	20	NUM
easat-7475	96	3	]	]	PUNCT
easat-7475	96	4	the	the	DET
easat-7475	96	5	asset	asset	NOUN
easat-7475	96	6	quality	quality	NOUN
easat-7475	96	7	ratio	ratio	NOUN
easat-7475	96	8	improved	improve	VERB
easat-7475	96	9	over	over	ADP
easat-7475	96	10	time	time	NOUN
easat-7475	96	11	,	,	PUNCT
easat-7475	96	12	indicating	indicate	VERB
easat-7475	96	13	a	a	DET
easat-7475	96	14	diminished	diminished	ADJ
easat-7475	96	15	capacity	capacity	NOUN
easat-7475	96	16	to	to	PART
easat-7475	96	17	recognize	recognize	VERB
easat-7475	96	18	,	,	PUNCT
easat-7475	96	19	evaluate	evaluate	VERB
easat-7475	96	20	,	,	PUNCT
easat-7475	96	21	track	track	NOUN
easat-7475	96	22	,	,	PUNCT
easat-7475	96	23	and	and	CCONJ
easat-7475	96	24	manage	manage	VERB
easat-7475	96	25	credit	credit	NOUN
easat-7475	96	26	risks	risk	NOUN
easat-7475	96	27	.	.	PUNCT
easat-7475	97	1	this	this	PRON
easat-7475	97	2	was	be	AUX
easat-7475	97	3	evidenced	evidence	VERB
easat-7475	97	4	by	by	ADP
easat-7475	97	5	the	the	DET
easat-7475	97	6	rise	rise	NOUN
easat-7475	97	7	in	in	ADP
easat-7475	97	8	negative	negative	ADJ
easat-7475	97	9	and	and	CCONJ
easat-7475	97	10	questionable	questionable	ADJ
easat-7475	97	11	assertions	assertion	NOUN
easat-7475	97	12	made	make	VERB
easat-7475	97	13	by	by	ADP
easat-7475	97	14	lehman	lehman	PROPN
easat-7475	97	15	brothers	brother	NOUN
easat-7475	97	16	.	.	PUNCT
easat-7475	98	1	the	the	DET
easat-7475	98	2	bank	bank	NOUN
easat-7475	98	3	's	's	PART
easat-7475	98	4	lending	lending	NOUN
easat-7475	98	5	practices	practice	NOUN
easat-7475	98	6	,	,	PUNCT
easat-7475	98	7	which	which	PRON
easat-7475	98	8	involved	involve	VERB
easat-7475	98	9	extending	extend	VERB
easat-7475	98	10	credit	credit	NOUN
easat-7475	98	11	to	to	ADP
easat-7475	98	12	high	high	ADJ
easat-7475	98	13	-	-	PUNCT
easat-7475	98	14	risk	risk	NOUN
easat-7475	98	15	and	and	CCONJ
easat-7475	98	16	insolvent	insolvent	ADJ
easat-7475	98	17	clients	client	NOUN
easat-7475	98	18	,	,	PUNCT
easat-7475	98	19	resulted	result	VERB
easat-7475	98	20	in	in	ADP
easat-7475	98	21	an	an	DET
easat-7475	98	22	annual	annual	ADJ
easat-7475	98	23	increase	increase	NOUN
easat-7475	98	24	in	in	ADP
easat-7475	98	25	non	non	ADJ
easat-7475	98	26	-	-	ADJ
easat-7475	98	27	performing	performing	ADJ
easat-7475	98	28	loans	loan	NOUN
easat-7475	98	29	,	,	PUNCT
easat-7475	98	30	reflecting	reflect	VERB
easat-7475	98	31	the	the	DET
easat-7475	98	32	bank	bank	NOUN
easat-7475	98	33	's	's	PART
easat-7475	98	34	growing	grow	VERB
easat-7475	98	35	volume	volume	NOUN
easat-7475	98	36	of	of	ADP
easat-7475	98	37	poor	poor	ADJ
easat-7475	98	38	and	and	CCONJ
easat-7475	98	39	doubtful	doubtful	ADJ
easat-7475	98	40	loans	loan	NOUN
easat-7475	98	41	.	.	PUNCT
easat-7475	99	1	according	accord	VERB
easat-7475	99	2	to	to	ADP
easat-7475	99	3	majithiya	majithiya	NOUN
easat-7475	99	4	and	and	CCONJ
easat-7475	99	5	pattani	pattani	NOUN
easat-7475	99	6	[	[	X
easat-7475	99	7	21	21	NUM
easat-7475	99	8	]	]	X
easat-7475	99	9	a	a	DET
easat-7475	99	10	high	high	ADJ
easat-7475	99	11	management	management	NOUN
easat-7475	99	12	quality	quality	NOUN
easat-7475	99	13	rating	rating	NOUN
easat-7475	99	14	indicates	indicate	VERB
easat-7475	99	15	that	that	SCONJ
easat-7475	99	16	these	these	DET
easat-7475	99	17	banks	bank	NOUN
easat-7475	99	18	have	have	AUX
easat-7475	99	19	experienced	experience	VERB
easat-7475	99	20	rapid	rapid	ADJ
easat-7475	99	21	growth	growth	NOUN
easat-7475	99	22	and	and	CCONJ
easat-7475	99	23	that	that	SCONJ
easat-7475	99	24	their	their	PRON
easat-7475	99	25	employees	employee	NOUN
easat-7475	99	26	are	be	AUX
easat-7475	99	27	highly	highly	ADV
easat-7475	99	28	skilled	skilled	ADJ
easat-7475	99	29	,	,	PUNCT
easat-7475	99	30	both	both	PRON
easat-7475	99	31	of	of	ADP
easat-7475	99	32	which	which	PRON
easat-7475	99	33	are	be	AUX
easat-7475	99	34	expected	expect	VERB
easat-7475	99	35	to	to	PART
easat-7475	99	36	drive	drive	VERB
easat-7475	99	37	future	future	ADJ
easat-7475	99	38	expansion	expansion	NOUN
easat-7475	99	39	.	.	PUNCT
easat-7475	100	1	conversely	conversely	ADV
easat-7475	100	2	,	,	PUNCT
easat-7475	100	3	christopoulos	christopoulo	NOUN
easat-7475	100	4	,	,	PUNCT
easat-7475	100	5	et	et	PROPN
easat-7475	100	6	al	al	PROPN
easat-7475	100	7	.	.	PUNCT
easat-7475	101	1	[	[	X
easat-7475	101	2	20	20	NUM
easat-7475	101	3	]	]	PUNCT
easat-7475	101	4	observed	observe	VERB
easat-7475	101	5	a	a	DET
easat-7475	101	6	steady	steady	ADJ
easat-7475	101	7	decline	decline	NOUN
easat-7475	101	8	in	in	ADP
easat-7475	101	9	the	the	DET
easat-7475	101	10	management	management	NOUN
easat-7475	101	11	ratio	ratio	NOUN
easat-7475	101	12	over	over	ADP
easat-7475	101	13	time	time	NOUN
easat-7475	101	14	,	,	PUNCT
easat-7475	101	15	suggesting	suggest	VERB
easat-7475	101	16	that	that	SCONJ
easat-7475	101	17	a	a	DET
easat-7475	101	18	significant	significant	ADJ
easat-7475	101	19	number	number	NOUN
easat-7475	101	20	of	of	ADP
easat-7475	101	21	loans	loan	NOUN
easat-7475	101	22	were	be	AUX
easat-7475	101	23	non	non	ADJ
easat-7475	101	24	-	-	ADJ
easat-7475	101	25	performing	perform	VERB
easat-7475	101	26	due	due	ADJ
easat-7475	101	27	to	to	ADP
easat-7475	101	28	inadequate	inadequate	ADJ
easat-7475	101	29	borrower	borrower	NOUN
easat-7475	101	30	evaluation	evaluation	NOUN
easat-7475	101	31	,	,	PUNCT
easat-7475	101	32	a	a	DET
easat-7475	101	33	responsibility	responsibility	NOUN
easat-7475	101	34	overseen	oversee	VERB
easat-7475	101	35	by	by	ADP
easat-7475	101	36	lehman	lehman	PROPN
easat-7475	101	37	brothers	brother	NOUN
easat-7475	101	38	'	'	PART
easat-7475	101	39	executives	executive	NOUN
easat-7475	101	40	.	.	PUNCT
easat-7475	102	1	according	accord	VERB
easat-7475	102	2	to	to	ADP
easat-7475	102	3	hasbi	hasbi	NOUN
easat-7475	102	4	and	and	CCONJ
easat-7475	102	5	haruman	haruman	VERB
easat-7475	102	6	[	[	X
easat-7475	102	7	22	22	NUM
easat-7475	102	8	]	]	PUNCT
easat-7475	102	9	roa	roa	PROPN
easat-7475	102	10	declined	decline	VERB
easat-7475	102	11	despite	despite	SCONJ
easat-7475	102	12	increases	increase	NOUN
easat-7475	102	13	in	in	ADP
easat-7475	102	14	the	the	DET
easat-7475	102	15	capital	capital	NOUN
easat-7475	102	16	adequacy	adequacy	NOUN
easat-7475	102	17	ratio	ratio	NOUN
easat-7475	102	18	(	(	PUNCT
easat-7475	102	19	car	car	NOUN
easat-7475	102	20	)	)	PUNCT
easat-7475	102	21	,	,	PUNCT
easat-7475	102	22	non	non	ADJ
easat-7475	102	23	-	-	ADJ
easat-7475	102	24	performing	performing	ADJ
easat-7475	102	25	financing	financing	NOUN
easat-7475	102	26	(	(	PUNCT
easat-7475	102	27	npf	npf	PROPN
easat-7475	102	28	)	)	PUNCT
easat-7475	102	29	,	,	PUNCT
easat-7475	102	30	operational	operational	ADJ
easat-7475	102	31	efficiency	efficiency	NOUN
easat-7475	102	32	(	(	PUNCT
easat-7475	102	33	oeoi	oeoi	NOUN
easat-7475	102	34	)	)	PUNCT
easat-7475	102	35	,	,	PUNCT
easat-7475	102	36	and	and	CCONJ
easat-7475	102	37	financing	financing	NOUN
easat-7475	102	38	-	-	PUNCT
easat-7475	102	39	to	to	ADP
easat-7475	102	40	-	-	PUNCT
easat-7475	102	41	deposit	deposit	NOUN
easat-7475	102	42	ratio	ratio	NOUN
easat-7475	102	43	(	(	PUNCT
easat-7475	102	44	fdr	fdr	PROPN
easat-7475	102	45	)	)	PUNCT
easat-7475	102	46	.	.	PUNCT
easat-7475	103	1	by	by	ADP
easat-7475	103	2	providing	provide	VERB
easat-7475	103	3	substantial	substantial	ADJ
easat-7475	103	4	financing	financing	NOUN
easat-7475	103	5	,	,	PUNCT
easat-7475	103	6	particularly	particularly	ADV
easat-7475	103	7	to	to	ADP
easat-7475	103	8	large	large	ADJ
easat-7475	103	9	enterprises	enterprise	NOUN
easat-7475	103	10	,	,	PUNCT
easat-7475	103	11	the	the	DET
easat-7475	103	12	islamic	islamic	PROPN
easat-7475	103	13	bank	bank	PROPN
easat-7475	103	14	focused	focus	VERB
easat-7475	103	15	on	on	ADP
easat-7475	103	16	enhancing	enhance	VERB
easat-7475	103	17	profit	profit	NOUN
easat-7475	103	18	-	-	PUNCT
easat-7475	103	19	sharing	sharing	NOUN
easat-7475	103	20	to	to	PART
easat-7475	103	21	attract	attract	VERB
easat-7475	103	22	clients	client	NOUN
easat-7475	103	23	from	from	ADP
easat-7475	103	24	traditional	traditional	ADJ
easat-7475	103	25	banks	bank	NOUN
easat-7475	103	26	.	.	PUNCT
easat-7475	104	1	additionally	additionally	ADV
easat-7475	104	2	,	,	PUNCT
easat-7475	104	3	the	the	DET
easat-7475	104	4	bank	bank	NOUN
easat-7475	104	5	utilized	utilize	VERB
easat-7475	104	6	all	all	DET
easat-7475	104	7	deposited	deposit	VERB
easat-7475	104	8	funds	fund	NOUN
easat-7475	104	9	alongside	alongside	ADP
easat-7475	104	10	internal	internal	ADJ
easat-7475	104	11	equity	equity	NOUN
easat-7475	104	12	to	to	PART
easat-7475	104	13	maximize	maximize	VERB
easat-7475	104	14	profit	profit	NOUN
easat-7475	104	15	-	-	PUNCT
easat-7475	104	16	sharing	sharing	NOUN
easat-7475	104	17	or	or	CCONJ
easat-7475	104	18	achieve	achieve	VERB
easat-7475	104	19	greater	great	ADJ
easat-7475	104	20	spread	spread	ADJ
easat-7475	104	21	margins	margin	NOUN
easat-7475	104	22	,	,	PUNCT
easat-7475	104	23	rather	rather	ADV
easat-7475	104	24	than	than	ADP
easat-7475	104	25	prioritizing	prioritize	VERB
easat-7475	104	26	responsible	responsible	ADJ
easat-7475	104	27	credit	credit	NOUN
easat-7475	104	28	and	and	CCONJ
easat-7475	104	29	risk	risk	NOUN
easat-7475	104	30	management	management	NOUN
easat-7475	104	31	.	.	PUNCT
easat-7475	105	1	ongore	ongore	NOUN
easat-7475	105	2	and	and	CCONJ
easat-7475	105	3	kusa	kusa	PROPN
easat-7475	106	1	[	[	X
easat-7475	106	2	23	23	NUM
easat-7475	106	3	]	]	PUNCT
easat-7475	106	4	found	find	VERB
easat-7475	106	5	that	that	SCONJ
easat-7475	106	6	both	both	PRON
easat-7475	106	7	roa	roa	NOUN
easat-7475	106	8	and	and	CCONJ
easat-7475	106	9	net	net	ADJ
easat-7475	106	10	interest	interest	NOUN
easat-7475	106	11	margin	margin	NOUN
easat-7475	106	12	(	(	PUNCT
easat-7475	106	13	nim	nim	NOUN
easat-7475	106	14	)	)	PUNCT
easat-7475	106	15	are	be	AUX
easat-7475	106	16	significantly	significantly	ADV
easat-7475	106	17	positively	positively	ADV
easat-7475	106	18	influenced	influence	VERB
easat-7475	106	19	by	by	ADP
easat-7475	106	20	capital	capital	NOUN
easat-7475	106	21	sufficiency	sufficiency	NOUN
easat-7475	106	22	(	(	PUNCT
easat-7475	106	23	measured	measure	VERB
easat-7475	106	24	by	by	ADP
easat-7475	106	25	the	the	DET
easat-7475	106	26	ratio	ratio	NOUN
easat-7475	106	27	of	of	ADP
easat-7475	106	28	total	total	ADJ
easat-7475	106	29	capital	capital	NOUN
easat-7475	106	30	to	to	ADP
easat-7475	106	31	total	total	ADJ
easat-7475	106	32	assets	asset	NOUN
easat-7475	106	33	)	)	PUNCT
easat-7475	106	34	and	and	CCONJ
easat-7475	106	35	managerial	managerial	ADJ
easat-7475	106	36	efficiency	efficiency	NOUN
easat-7475	106	37	(	(	PUNCT
easat-7475	106	38	measured	measure	VERB
easat-7475	106	39	by	by	ADP
easat-7475	106	40	the	the	DET
easat-7475	106	41	ratio	ratio	NOUN
easat-7475	106	42	of	of	ADP
easat-7475	106	43	total	total	ADJ
easat-7475	106	44	operating	operating	NOUN
easat-7475	106	45	revenue	revenue	NOUN
easat-7475	106	46	to	to	ADP
easat-7475	106	47	total	total	ADJ
easat-7475	106	48	profit	profit	NOUN
easat-7475	106	49	)	)	PUNCT
easat-7475	106	50	in	in	ADP
easat-7475	106	51	their	their	PRON
easat-7475	106	52	study	study	NOUN
easat-7475	106	53	of	of	ADP
easat-7475	106	54	kenyan	kenyan	ADJ
easat-7475	106	55	commercial	commercial	ADJ
easat-7475	106	56	banks	bank	NOUN
easat-7475	106	57	.	.	PUNCT
easat-7475	107	1	conversely	conversely	ADV
easat-7475	107	2	,	,	PUNCT
easat-7475	107	3	roe	roe	PROPN
easat-7475	107	4	is	be	AUX
easat-7475	107	5	negatively	negatively	ADV
easat-7475	107	6	affected	affect	VERB
easat-7475	107	7	by	by	ADP
easat-7475	107	8	capital	capital	NOUN
easat-7475	107	9	adequacy	adequacy	NOUN
easat-7475	107	10	,	,	PUNCT
easat-7475	107	11	while	while	SCONJ
easat-7475	107	12	roa	roa	PROPN
easat-7475	107	13	,	,	PUNCT
easat-7475	107	14	roe	roe	NOUN
easat-7475	107	15	,	,	PUNCT
easat-7475	107	16	and	and	CCONJ
easat-7475	107	17	nim	nim	PROPN
easat-7475	107	18	are	be	AUX
easat-7475	107	19	negatively	negatively	ADV
easat-7475	107	20	impacted	impact	VERB
easat-7475	107	21	by	by	ADP
easat-7475	107	22	asset	asset	NOUN
easat-7475	107	23	quality	quality	NOUN
easat-7475	107	24	,	,	PUNCT
easat-7475	107	25	which	which	PRON
easat-7475	107	26	is	be	AUX
easat-7475	107	27	assessed	assess	VERB
easat-7475	107	28	by	by	ADP
easat-7475	107	29	the	the	DET
easat-7475	107	30	ratio	ratio	NOUN
easat-7475	107	31	of	of	ADP
easat-7475	107	32	nonperforming	nonperforme	VERB
easat-7475	107	33	loans	loan	NOUN
easat-7475	107	34	to	to	ADP
easat-7475	107	35	total	total	ADJ
easat-7475	107	36	loans	loan	NOUN
easat-7475	107	37	.	.	PUNCT
easat-7475	108	1	the	the	DET
easat-7475	108	2	ratio	ratio	NOUN
easat-7475	108	3	of	of	ADP
easat-7475	108	4	total	total	ADJ
easat-7475	108	5	loans	loan	NOUN
easat-7475	108	6	to	to	ADP
easat-7475	108	7	total	total	ADJ
easat-7475	108	8	client	client	NOUN
easat-7475	108	9	deposits	deposit	NOUN
easat-7475	108	10	,	,	PUNCT
easat-7475	108	11	which	which	PRON
easat-7475	108	12	gauges	gauge	VERB
easat-7475	108	13	liquidity	liquidity	NOUN
easat-7475	108	14	,	,	PUNCT
easat-7475	108	15	does	do	AUX
easat-7475	108	16	not	not	PART
easat-7475	108	17	show	show	VERB
easat-7475	108	18	significant	significant	ADJ
easat-7475	108	19	changes	change	NOUN
easat-7475	108	20	.	.	PUNCT
easat-7475	109	1	the	the	DET
easat-7475	109	2	findings	finding	NOUN
easat-7475	109	3	indicate	indicate	VERB
easat-7475	109	4	that	that	SCONJ
easat-7475	109	5	capital	capital	NOUN
easat-7475	109	6	sufficiency	sufficiency	NOUN
easat-7475	109	7	has	have	VERB
easat-7475	109	8	a	a	DET
easat-7475	109	9	mixed	mixed	ADJ
easat-7475	109	10	effect	effect	NOUN
easat-7475	109	11	on	on	ADP
easat-7475	109	12	bank	bank	NOUN
easat-7475	109	13	performance	performance	NOUN
easat-7475	109	14	,	,	PUNCT
easat-7475	109	15	negatively	negatively	ADV
easat-7475	109	16	impacting	impact	VERB
easat-7475	109	17	roe	roe	NOUN
easat-7475	109	18	but	but	CCONJ
easat-7475	109	19	positively	positively	ADV
easat-7475	109	20	influencing	influence	VERB
easat-7475	109	21	roa	roa	PROPN
easat-7475	109	22	and	and	CCONJ
easat-7475	109	23	nim	nim	PROPN
easat-7475	110	1	.	.	PROPN
easat-7475	110	2	frederick	frederick	PROPN
easat-7475	111	1	[	[	X
easat-7475	111	2	24	24	NUM
easat-7475	111	3	]	]	PUNCT
easat-7475	111	4	found	find	VERB
easat-7475	111	5	that	that	SCONJ
easat-7475	111	6	while	while	SCONJ
easat-7475	111	7	earnings	earning	NOUN
easat-7475	111	8	ability	ability	NOUN
easat-7475	111	9	(	(	PUNCT
easat-7475	111	10	measured	measure	VERB
easat-7475	111	11	by	by	ADP
easat-7475	111	12	net	net	ADJ
easat-7475	111	13	interest	interest	NOUN
easat-7475	111	14	margin	margin	NOUN
easat-7475	111	15	to	to	ADP
easat-7475	111	16	total	total	ADJ
easat-7475	111	17	assets	asset	NOUN
easat-7475	111	18	)	)	PUNCT
easat-7475	111	19	had	have	VERB
easat-7475	111	20	a	a	DET
easat-7475	111	21	statistically	statistically	ADV
easat-7475	111	22	significant	significant	ADJ
easat-7475	111	23	positive	positive	ADJ
easat-7475	111	24	impact	impact	NOUN
easat-7475	111	25	on	on	ADP
easat-7475	111	26	roa	roa	PROPN
easat-7475	111	27	,	,	PUNCT
easat-7475	111	28	management	management	NOUN
easat-7475	111	29	efficiency	efficiency	NOUN
easat-7475	111	30	(	(	PUNCT
easat-7475	111	31	measured	measure	VERB
easat-7475	111	32	by	by	ADP
easat-7475	111	33	the	the	DET
easat-7475	111	34	ratio	ratio	NOUN
easat-7475	111	35	of	of	ADP
easat-7475	111	36	operating	operating	NOUN
easat-7475	111	37	costs	cost	NOUN
easat-7475	111	38	to	to	ADP
easat-7475	111	39	total	total	ADJ
easat-7475	111	40	income	income	NOUN
easat-7475	111	41	)	)	PUNCT
easat-7475	111	42	and	and	CCONJ
easat-7475	111	43	asset	asset	NOUN
easat-7475	111	44	quality	quality	NOUN
easat-7475	111	45	(	(	PUNCT
easat-7475	111	46	measured	measure	VERB
easat-7475	111	47	by	by	ADP
easat-7475	111	48	loan	loan	NOUN
easat-7475	111	49	loss	loss	NOUN
easat-7475	111	50	provisions	provision	NOUN
easat-7475	111	51	to	to	ADP
easat-7475	111	52	total	total	ADJ
easat-7475	111	53	loans	loan	NOUN
easat-7475	111	54	)	)	PUNCT
easat-7475	111	55	had	have	VERB
easat-7475	111	56	a	a	DET
easat-7475	111	57	statistically	statistically	ADV
easat-7475	111	58	significant	significant	ADJ
easat-7475	111	59	negative	negative	ADJ
easat-7475	111	60	impact	impact	NOUN
easat-7475	111	61	.	.	PUNCT
easat-7475	112	1	frederick	frederick	PROPN
easat-7475	112	2	's	's	PART
easat-7475	112	3	study	study	NOUN
easat-7475	112	4	focused	focus	VERB
easat-7475	112	5	on	on	ADP
easat-7475	112	6	ugandan	ugandan	ADJ
easat-7475	112	7	commercial	commercial	ADJ
easat-7475	112	8	banks	bank	NOUN
easat-7475	112	9	.	.	PUNCT
easat-7475	113	1	roa	roa	PROPN
easat-7475	113	2	was	be	AUX
easat-7475	113	3	not	not	PART
easat-7475	113	4	statistically	statistically	ADV
easat-7475	113	5	affected	affect	VERB
easat-7475	113	6	by	by	ADP
easat-7475	113	7	capital	capital	NOUN
easat-7475	113	8	sufficiency	sufficiency	PROPN
easat-7475	113	9	,	,	PUNCT
easat-7475	113	10	as	as	SCONJ
easat-7475	113	11	determined	determine	VERB
easat-7475	113	12	by	by	ADP
easat-7475	113	13	the	the	DET
easat-7475	113	14	ratio	ratio	NOUN
easat-7475	113	15	of	of	ADP
easat-7475	113	16	equity	equity	NOUN
easat-7475	113	17	capital	capital	NOUN
easat-7475	113	18	to	to	ADP
easat-7475	113	19	total	total	ADJ
easat-7475	113	20	assets	asset	NOUN
easat-7475	113	21	.	.	PUNCT
easat-7475	114	1	however	however	ADV
easat-7475	114	2	,	,	PUNCT
easat-7475	114	3	earnings	earning	NOUN
easat-7475	114	4	ability	ability	NOUN
easat-7475	114	5	had	have	VERB
easat-7475	114	6	a	a	DET
easat-7475	114	7	substantial	substantial	ADJ
easat-7475	114	8	positive	positive	ADJ
easat-7475	114	9	impact	impact	NOUN
easat-7475	114	10	when	when	SCONJ
easat-7475	114	11	performance	performance	NOUN
easat-7475	114	12	was	be	AUX
easat-7475	114	13	assessed	assess	VERB
easat-7475	114	14	by	by	ADP
easat-7475	114	15	roe	roe	PROPN
easat-7475	114	16	,	,	PUNCT
easat-7475	114	17	while	while	SCONJ
easat-7475	114	18	capital	capital	NOUN
easat-7475	114	19	adequacy	adequacy	NOUN
easat-7475	114	20	,	,	PUNCT
easat-7475	114	21	asset	asset	NOUN
easat-7475	114	22	quality	quality	NOUN
easat-7475	114	23	,	,	PUNCT
easat-7475	114	24	and	and	CCONJ
easat-7475	114	25	management	management	NOUN
easat-7475	114	26	efficiency	efficiency	NOUN
easat-7475	114	27	all	all	PRON
easat-7475	114	28	exhibited	exhibit	VERB
easat-7475	114	29	significant	significant	ADJ
easat-7475	114	30	negative	negative	ADJ
easat-7475	114	31	effects	effect	NOUN
easat-7475	114	32	.	.	PUNCT
easat-7475	115	1	the	the	DET
easat-7475	115	2	study	study	NOUN
easat-7475	115	3	underscores	underscore	VERB
easat-7475	115	4	that	that	SCONJ
easat-7475	115	5	the	the	DET
easat-7475	115	6	influence	influence	NOUN
easat-7475	115	7	of	of	ADP
easat-7475	115	8	these	these	DET
easat-7475	115	9	factors	factor	NOUN
easat-7475	115	10	varies	vary	VERB
easat-7475	115	11	depending	depend	VERB
easat-7475	115	12	on	on	ADP
easat-7475	115	13	the	the	DET
easat-7475	115	14	performance	performance	NOUN
easat-7475	115	15	measure	measure	NOUN
easat-7475	115	16	,	,	PUNCT
easat-7475	115	17	as	as	SCONJ
easat-7475	115	18	capital	capital	NOUN
easat-7475	115	19	adequacy	adequacy	NOUN
easat-7475	115	20	,	,	PUNCT
easat-7475	115	21	for	for	ADP
easat-7475	115	22	instance	instance	NOUN
easat-7475	115	23	,	,	PUNCT
easat-7475	115	24	negatively	negatively	ADV
easat-7475	115	25	impacts	impact	VERB
easat-7475	115	26	roe	roe	NOUN
easat-7475	115	27	but	but	CCONJ
easat-7475	115	28	not	not	PART
easat-7475	115	29	roa	roa	PROPN
easat-7475	115	30	.	.	PROPN
easat-7475	115	31	2360	2360	NUM
easat-7475	115	32	edelweiss	edelweiss	PROPN
easat-7475	115	33	applied	apply	VERB
easat-7475	115	34	science	science	NOUN
easat-7475	115	35	and	and	CCONJ
easat-7475	115	36	technology	technology	NOUN
easat-7475	115	37	issn	issn	PROPN
easat-7475	115	38	:	:	PUNCT
easat-7475	115	39	2576	2576	NUM
easat-7475	115	40	-	-	SYM
easat-7475	115	41	8484	8484	NUM
easat-7475	115	42	vol	vol	NOUN
easat-7475	115	43	.	.	PROPN
easat-7475	116	1	9	9	NUM
easat-7475	116	2	,	,	PUNCT
easat-7475	116	3	no	no	INTJ
easat-7475	116	4	.	.	NOUN
easat-7475	116	5	5	5	NUM
easat-7475	116	6	:	:	PUNCT
easat-7475	116	7	2355	2355	NUM
easat-7475	116	8	-	-	SYM
easat-7475	116	9	2371	2371	NUM
easat-7475	116	10	,	,	PUNCT
easat-7475	116	11	2025	2025	NUM
easat-7475	116	12	doi	doi	NOUN
easat-7475	116	13	:	:	PUNCT
easat-7475	116	14	10.55214/25768484.v9i5.7475	10.55214/25768484.v9i5.7475	NUM
easat-7475	116	15	©	©	PROPN
easat-7475	116	16	2025	2025	NUM
easat-7475	116	17	by	by	ADP
easat-7475	116	18	the	the	DET
easat-7475	116	19	authors	author	NOUN
easat-7475	116	20	;	;	PUNCT
easat-7475	116	21	licensee	licensee	PROPN
easat-7475	116	22	learning	learning	NOUN
easat-7475	116	23	gate	gate	PROPN
easat-7475	116	24	according	accord	VERB
easat-7475	116	25	to	to	ADP
easat-7475	116	26	cekrezi	cekrezi	PROPN
easat-7475	116	27	[	[	X
easat-7475	116	28	25	25	NUM
easat-7475	116	29	]	]	PUNCT
easat-7475	116	30	the	the	DET
easat-7475	116	31	roa	roa	NOUN
easat-7475	116	32	of	of	ADP
easat-7475	116	33	albanian	albanian	ADJ
easat-7475	116	34	commercial	commercial	ADJ
easat-7475	116	35	banks	bank	NOUN
easat-7475	116	36	was	be	AUX
easat-7475	116	37	statistically	statistically	ADV
easat-7475	116	38	and	and	CCONJ
easat-7475	116	39	significantly	significantly	ADV
easat-7475	116	40	negatively	negatively	ADV
easat-7475	116	41	impacted	impact	VERB
easat-7475	116	42	by	by	ADP
easat-7475	116	43	both	both	DET
easat-7475	116	44	capital	capital	NOUN
easat-7475	116	45	adequacy	adequacy	NOUN
easat-7475	116	46	(	(	PUNCT
easat-7475	116	47	measured	measure	VERB
easat-7475	116	48	by	by	ADP
easat-7475	116	49	the	the	DET
easat-7475	116	50	ratio	ratio	NOUN
easat-7475	116	51	of	of	ADP
easat-7475	116	52	total	total	ADJ
easat-7475	116	53	equity	equity	NOUN
easat-7475	116	54	to	to	ADP
easat-7475	116	55	total	total	ADJ
easat-7475	116	56	assets	asset	NOUN
easat-7475	116	57	)	)	PUNCT
easat-7475	116	58	and	and	CCONJ
easat-7475	116	59	liquidity	liquidity	NOUN
easat-7475	116	60	(	(	PUNCT
easat-7475	116	61	measured	measure	VERB
easat-7475	116	62	by	by	ADP
easat-7475	116	63	the	the	DET
easat-7475	116	64	ratio	ratio	NOUN
easat-7475	116	65	of	of	ADP
easat-7475	116	66	total	total	ADJ
easat-7475	116	67	loans	loan	NOUN
easat-7475	116	68	to	to	ADP
easat-7475	116	69	total	total	ADJ
easat-7475	116	70	assets	asset	NOUN
easat-7475	116	71	)	)	PUNCT
easat-7475	116	72	.	.	PUNCT
easat-7475	117	1	getahun	getahun	PROPN
easat-7475	118	1	[	[	X
easat-7475	118	2	26	26	NUM
easat-7475	118	3	]	]	PUNCT
easat-7475	118	4	examined	examine	VERB
easat-7475	118	5	the	the	DET
easat-7475	118	6	financial	financial	ADJ
easat-7475	118	7	performance	performance	NOUN
easat-7475	118	8	of	of	ADP
easat-7475	118	9	ethiopian	ethiopian	ADJ
easat-7475	118	10	commercial	commercial	ADJ
easat-7475	118	11	banks	bank	NOUN
easat-7475	118	12	and	and	CCONJ
easat-7475	118	13	discovered	discover	VERB
easat-7475	118	14	that	that	SCONJ
easat-7475	118	15	(	(	PUNCT
easat-7475	118	16	1	1	X
easat-7475	118	17	)	)	PUNCT
easat-7475	118	18	management	management	NOUN
easat-7475	118	19	efficiency	efficiency	NOUN
easat-7475	118	20	(	(	PUNCT
easat-7475	118	21	measured	measure	VERB
easat-7475	118	22	by	by	ADP
easat-7475	118	23	non	non	ADJ
easat-7475	118	24	-	-	ADJ
easat-7475	118	25	interest	interest	ADJ
easat-7475	118	26	expense	expense	NOUN
easat-7475	118	27	relative	relative	ADJ
easat-7475	118	28	to	to	ADP
easat-7475	118	29	net	net	ADJ
easat-7475	118	30	interest	interest	NOUN
easat-7475	118	31	income	income	NOUN
easat-7475	118	32	plus	plus	CCONJ
easat-7475	118	33	non	non	ADJ
easat-7475	118	34	-	-	ADJ
easat-7475	118	35	interest	interest	ADJ
easat-7475	118	36	income	income	NOUN
easat-7475	118	37	)	)	PUNCT
easat-7475	118	38	and	and	CCONJ
easat-7475	118	39	asset	asset	NOUN
easat-7475	118	40	quality	quality	NOUN
easat-7475	118	41	(	(	PUNCT
easat-7475	118	42	measured	measure	VERB
easat-7475	118	43	by	by	ADP
easat-7475	118	44	loan	loan	NOUN
easat-7475	118	45	provision	provision	NOUN
easat-7475	118	46	to	to	ADP
easat-7475	118	47	total	total	ADJ
easat-7475	118	48	loans	loan	NOUN
easat-7475	118	49	)	)	PUNCT
easat-7475	118	50	had	have	VERB
easat-7475	118	51	a	a	DET
easat-7475	118	52	statistically	statistically	ADV
easat-7475	118	53	significant	significant	ADJ
easat-7475	118	54	negative	negative	ADJ
easat-7475	118	55	impact	impact	NOUN
easat-7475	118	56	on	on	ADP
easat-7475	118	57	roa	roa	PROPN
easat-7475	118	58	,	,	PUNCT
easat-7475	118	59	while	while	SCONJ
easat-7475	118	60	earnings	earning	NOUN
easat-7475	118	61	ability	ability	NOUN
easat-7475	118	62	(	(	PUNCT
easat-7475	118	63	measured	measure	VERB
easat-7475	118	64	by	by	ADP
easat-7475	118	65	net	net	ADJ
easat-7475	118	66	interest	interest	NOUN
easat-7475	118	67	income	income	NOUN
easat-7475	118	68	to	to	ADP
easat-7475	118	69	total	total	ADJ
easat-7475	118	70	interest	interest	NOUN
easat-7475	118	71	income	income	NOUN
easat-7475	118	72	)	)	PUNCT
easat-7475	118	73	and	and	CCONJ
easat-7475	118	74	liquidity	liquidity	NOUN
easat-7475	118	75	(	(	PUNCT
easat-7475	118	76	measured	measure	VERB
easat-7475	118	77	by	by	ADP
easat-7475	118	78	total	total	ADJ
easat-7475	118	79	loans	loan	NOUN
easat-7475	118	80	to	to	ADP
easat-7475	118	81	total	total	ADJ
easat-7475	118	82	deposits	deposit	NOUN
easat-7475	118	83	)	)	PUNCT
easat-7475	118	84	had	have	VERB
easat-7475	118	85	a	a	DET
easat-7475	118	86	significant	significant	ADJ
easat-7475	118	87	positive	positive	ADJ
easat-7475	118	88	impact	impact	NOUN
easat-7475	118	89	.	.	PUNCT
easat-7475	119	1	capital	capital	NOUN
easat-7475	119	2	adequacy	adequacy	NOUN
easat-7475	119	3	(	(	PUNCT
easat-7475	119	4	measured	measure	VERB
easat-7475	119	5	by	by	ADP
easat-7475	119	6	gross	gross	ADJ
easat-7475	119	7	capital	capital	NOUN
easat-7475	119	8	to	to	ADP
easat-7475	119	9	total	total	ADJ
easat-7475	119	10	assets	asset	NOUN
easat-7475	119	11	)	)	PUNCT
easat-7475	119	12	had	have	VERB
easat-7475	119	13	no	no	DET
easat-7475	119	14	discernible	discernible	ADJ
easat-7475	119	15	effect	effect	NOUN
easat-7475	119	16	on	on	ADP
easat-7475	119	17	roa	roa	PROPN
easat-7475	119	18	.	.	PUNCT
easat-7475	120	1	(	(	PUNCT
easat-7475	120	2	2	2	X
easat-7475	120	3	)	)	PUNCT
easat-7475	120	4	when	when	SCONJ
easat-7475	120	5	looking	look	VERB
easat-7475	120	6	at	at	ADP
easat-7475	120	7	roe	roe	NOUN
easat-7475	120	8	,	,	PUNCT
easat-7475	120	9	asset	asset	NOUN
easat-7475	120	10	quality	quality	NOUN
easat-7475	120	11	had	have	VERB
easat-7475	120	12	no	no	DET
easat-7475	120	13	significant	significant	ADJ
easat-7475	120	14	impact	impact	NOUN
easat-7475	120	15	,	,	PUNCT
easat-7475	120	16	earnings	earning	NOUN
easat-7475	120	17	ability	ability	NOUN
easat-7475	120	18	and	and	CCONJ
easat-7475	120	19	liquidity	liquidity	NOUN
easat-7475	120	20	had	have	VERB
easat-7475	120	21	substantial	substantial	ADJ
easat-7475	120	22	positive	positive	ADJ
easat-7475	120	23	benefits	benefit	NOUN
easat-7475	120	24	,	,	PUNCT
easat-7475	120	25	while	while	SCONJ
easat-7475	120	26	capital	capital	NOUN
easat-7475	120	27	sufficiency	sufficiency	NOUN
easat-7475	120	28	and	and	CCONJ
easat-7475	120	29	management	management	NOUN
easat-7475	120	30	efficiency	efficiency	NOUN
easat-7475	120	31	had	have	VERB
easat-7475	120	32	considerable	considerable	ADJ
easat-7475	120	33	negative	negative	ADJ
easat-7475	120	34	effects	effect	NOUN
easat-7475	120	35	.	.	PUNCT
easat-7475	121	1	this	this	DET
easat-7475	121	2	study	study	NOUN
easat-7475	121	3	illustrates	illustrate	VERB
easat-7475	121	4	that	that	SCONJ
easat-7475	121	5	the	the	DET
easat-7475	121	6	camel	camel	NOUN
easat-7475	121	7	model	model	NOUN
easat-7475	121	8	aids	aids	PROPN
easat-7475	121	9	in	in	ADP
easat-7475	121	10	evaluating	evaluate	VERB
easat-7475	121	11	banks	bank	NOUN
easat-7475	121	12	’	'	PUNCT
easat-7475	121	13	financial	financial	ADJ
easat-7475	121	14	performance	performance	NOUN
easat-7475	121	15	,	,	PUNCT
easat-7475	121	16	yet	yet	CCONJ
easat-7475	121	17	it	it	PRON
easat-7475	121	18	yields	yield	VERB
easat-7475	121	19	varying	vary	VERB
easat-7475	121	20	results	result	NOUN
easat-7475	121	21	for	for	ADP
easat-7475	121	22	roa	roa	NOUN
easat-7475	121	23	and	and	CCONJ
easat-7475	121	24	roe	roe	PROPN
easat-7475	121	25	.	.	PUNCT
easat-7475	122	1	for	for	ADP
easat-7475	122	2	instance	instance	NOUN
easat-7475	122	3	,	,	PUNCT
easat-7475	122	4	asset	asset	NOUN
easat-7475	122	5	quality	quality	NOUN
easat-7475	122	6	significantly	significantly	ADV
easat-7475	122	7	influences	influence	VERB
easat-7475	122	8	roa	roa	NOUN
easat-7475	122	9	but	but	CCONJ
easat-7475	122	10	not	not	PART
easat-7475	122	11	roe	roe	NOUN
easat-7475	122	12	,	,	PUNCT
easat-7475	122	13	whereas	whereas	SCONJ
easat-7475	122	14	capital	capital	NOUN
easat-7475	122	15	adequacy	adequacy	NOUN
easat-7475	122	16	significantly	significantly	ADV
easat-7475	122	17	affects	affect	VERB
easat-7475	122	18	roe	roe	NOUN
easat-7475	122	19	but	but	CCONJ
easat-7475	122	20	not	not	PART
easat-7475	122	21	roa	roa	PROPN
easat-7475	122	22	.	.	PUNCT
easat-7475	123	1	specifically	specifically	ADV
easat-7475	123	2	,	,	PUNCT
easat-7475	123	3	veni	veni	PROPN
easat-7475	123	4	[	[	X
easat-7475	123	5	27	27	NUM
easat-7475	123	6	]	]	PUNCT
easat-7475	123	7	examined	examine	VERB
easat-7475	123	8	banks	bank	NOUN
easat-7475	123	9	'	'	PART
easat-7475	123	10	capital	capital	NOUN
easat-7475	123	11	adequacy	adequacy	NOUN
easat-7475	123	12	standards	standard	NOUN
easat-7475	123	13	and	and	CCONJ
easat-7475	123	14	the	the	DET
easat-7475	123	15	methods	method	NOUN
easat-7475	123	16	they	they	PRON
easat-7475	123	17	utilise	utilise	VERB
easat-7475	123	18	to	to	PART
easat-7475	123	19	increase	increase	VERB
easat-7475	123	20	their	their	PRON
easat-7475	123	21	capital	capital	NOUN
easat-7475	123	22	ratios	ratio	NOUN
easat-7475	123	23	.	.	PUNCT
easat-7475	124	1	also	also	ADV
easat-7475	124	2	,	,	PUNCT
easat-7475	124	3	the	the	DET
easat-7475	124	4	author	author	NOUN
easat-7475	124	5	emphasised	emphasise	VERB
easat-7475	124	6	that	that	SCONJ
easat-7475	124	7	rating	rating	NOUN
easat-7475	124	8	agencies	agency	NOUN
easat-7475	124	9	utilise	utilise	VERB
easat-7475	124	10	the	the	DET
easat-7475	124	11	camel	camel	NOUN
easat-7475	124	12	model	model	NOUN
easat-7475	124	13	to	to	PART
easat-7475	124	14	evaluate	evaluate	VERB
easat-7475	124	15	the	the	DET
easat-7475	124	16	bank	bank	NOUN
easat-7475	124	17	's	's	PART
easat-7475	124	18	cds	cd	NOUN
easat-7475	124	19	,	,	PUNCT
easat-7475	124	20	fdic	fdic	ADJ
easat-7475	124	21	insurance	insurance	NOUN
easat-7475	124	22	,	,	PUNCT
easat-7475	124	23	and	and	CCONJ
easat-7475	124	24	bonds	bond	NOUN
easat-7475	124	25	.	.	PUNCT
easat-7475	125	1	within	within	ADP
easat-7475	125	2	this	this	DET
easat-7475	125	3	model	model	NOUN
easat-7475	125	4	,	,	PUNCT
easat-7475	125	5	particular	particular	ADJ
easat-7475	125	6	emphasis	emphasis	NOUN
easat-7475	125	7	is	be	AUX
easat-7475	125	8	placed	place	VERB
easat-7475	125	9	on	on	ADP
easat-7475	125	10	the	the	DET
easat-7475	125	11	capital	capital	NOUN
easat-7475	125	12	ratios	ratio	NOUN
easat-7475	125	13	of	of	ADP
easat-7475	125	14	banks	bank	NOUN
easat-7475	125	15	when	when	SCONJ
easat-7475	125	16	assigning	assign	VERB
easat-7475	125	17	ratings	rating	NOUN
easat-7475	125	18	.	.	PUNCT
easat-7475	126	1	baral	baral	ADJ
easat-7475	126	2	[	[	X
easat-7475	126	3	28	28	NUM
easat-7475	126	4	]	]	PUNCT
easat-7475	126	5	identified	identify	VERB
easat-7475	126	6	that	that	SCONJ
easat-7475	126	7	the	the	DET
easat-7475	126	8	financial	financial	ADJ
easat-7475	126	9	health	health	NOUN
easat-7475	126	10	of	of	ADP
easat-7475	126	11	joint	joint	ADJ
easat-7475	126	12	ventures	venture	NOUN
easat-7475	126	13	was	be	AUX
easat-7475	126	14	found	find	VERB
easat-7475	126	15	to	to	PART
easat-7475	126	16	be	be	AUX
easat-7475	126	17	more	more	ADV
easat-7475	126	18	effective	effective	ADJ
easat-7475	126	19	than	than	ADP
easat-7475	126	20	that	that	PRON
easat-7475	126	21	of	of	ADP
easat-7475	126	22	commercial	commercial	ADJ
easat-7475	126	23	banks	bank	NOUN
easat-7475	126	24	.	.	PUNCT
easat-7475	127	1	the	the	DET
easat-7475	127	2	camel	camel	NOUN
easat-7475	127	3	model	model	NOUN
easat-7475	127	4	demonstrated	demonstrate	VERB
easat-7475	127	5	that	that	SCONJ
easat-7475	127	6	managing	manage	VERB
easat-7475	127	7	the	the	DET
easat-7475	127	8	potential	potential	ADJ
easat-7475	127	9	impact	impact	NOUN
easat-7475	127	10	on	on	ADP
easat-7475	127	11	their	their	PRON
easat-7475	127	12	balance	balance	NOUN
easat-7475	127	13	sheets	sheet	NOUN
easat-7475	127	14	was	be	AUX
easat-7475	127	15	not	not	PART
easat-7475	127	16	challenging	challenge	VERB
easat-7475	127	17	for	for	ADP
easat-7475	127	18	joint	joint	ADJ
easat-7475	127	19	venture	venture	NOUN
easat-7475	127	20	banks	bank	NOUN
easat-7475	127	21	.	.	PUNCT
easat-7475	128	1	wirnkar	wirnkar	NOUN
easat-7475	128	2	and	and	CCONJ
easat-7475	128	3	tanko	tanko	PROPN
easat-7475	129	1	[	[	X
easat-7475	129	2	29	29	NUM
easat-7475	129	3	]	]	PUNCT
easat-7475	129	4	conducted	conduct	VERB
easat-7475	129	5	an	an	DET
easat-7475	129	6	analysis	analysis	NOUN
easat-7475	129	7	of	of	ADP
easat-7475	129	8	the	the	DET
easat-7475	129	9	camel	camel	NOUN
easat-7475	129	10	model	model	NOUN
easat-7475	129	11	's	's	PART
easat-7475	129	12	adequacy	adequacy	NOUN
easat-7475	129	13	in	in	ADP
easat-7475	129	14	assessing	assess	VERB
easat-7475	129	15	the	the	DET
easat-7475	129	16	overall	overall	ADJ
easat-7475	129	17	performance	performance	NOUN
easat-7475	129	18	of	of	ADP
easat-7475	129	19	nigerian	nigerian	ADJ
easat-7475	129	20	banks	bank	NOUN
easat-7475	129	21	from	from	ADP
easat-7475	129	22	1997	1997	NUM
easat-7475	129	23	to	to	ADP
easat-7475	129	24	2005	2005	NUM
easat-7475	129	25	.	.	PUNCT
easat-7475	130	1	the	the	DET
easat-7475	130	2	findings	finding	NOUN
easat-7475	130	3	revealed	reveal	VERB
easat-7475	130	4	that	that	SCONJ
easat-7475	130	5	each	each	DET
easat-7475	130	6	component	component	NOUN
easat-7475	130	7	of	of	ADP
easat-7475	130	8	camel	camel	NOUN
easat-7475	130	9	alone	alone	ADV
easat-7475	130	10	was	be	AUX
easat-7475	130	11	insufficient	insufficient	ADJ
easat-7475	130	12	to	to	PART
easat-7475	130	13	capture	capture	VERB
easat-7475	130	14	the	the	DET
easat-7475	130	15	complete	complete	ADJ
easat-7475	130	16	performance	performance	NOUN
easat-7475	130	17	of	of	ADP
easat-7475	130	18	a	a	DET
easat-7475	130	19	bank	bank	NOUN
easat-7475	130	20	.	.	PUNCT
easat-7475	131	1	based	base	VERB
easat-7475	131	2	on	on	ADP
easat-7475	131	3	his	his	PRON
easat-7475	131	4	research	research	NOUN
easat-7475	131	5	,	,	PUNCT
easat-7475	131	6	al	al	PROPN
easat-7475	131	7	-	-	PUNCT
easat-7475	131	8	tamimi	tamimi	PROPN
easat-7475	132	1	[	[	X
easat-7475	132	2	30	30	NUM
easat-7475	132	3	]	]	PUNCT
easat-7475	132	4	concluded	conclude	VERB
easat-7475	132	5	that	that	SCONJ
easat-7475	132	6	liquidity	liquidity	NOUN
easat-7475	132	7	and	and	CCONJ
easat-7475	132	8	concentration	concentration	NOUN
easat-7475	132	9	were	be	AUX
easat-7475	132	10	important	important	ADJ
easat-7475	132	11	indicators	indicator	NOUN
easat-7475	132	12	of	of	ADP
easat-7475	132	13	conventional	conventional	ADJ
easat-7475	132	14	banks	bank	NOUN
easat-7475	132	15	'	'	PART
easat-7475	132	16	performance	performance	NOUN
easat-7475	132	17	in	in	ADP
easat-7475	132	18	the	the	DET
easat-7475	132	19	uae	uae	PROPN
easat-7475	132	20	between	between	ADP
easat-7475	132	21	1996	1996	NUM
easat-7475	132	22	and	and	CCONJ
easat-7475	132	23	2008	2008	NUM
easat-7475	132	24	,	,	PUNCT
easat-7475	132	25	while	while	SCONJ
easat-7475	132	26	cost	cost	VERB
easat-7475	132	27	along	along	ADP
easat-7475	132	28	with	with	ADP
easat-7475	132	29	the	the	DET
easat-7475	132	30	number	number	NOUN
easat-7475	132	31	of	of	ADP
easat-7475	132	32	branches	branch	NOUN
easat-7475	132	33	were	be	AUX
easat-7475	132	34	important	important	ADJ
easat-7475	132	35	indicators	indicator	NOUN
easat-7475	132	36	of	of	ADP
easat-7475	132	37	islamic	islamic	ADJ
easat-7475	132	38	banks	bank	NOUN
easat-7475	132	39	'	'	PART
easat-7475	132	40	performance	performance	NOUN
easat-7475	132	41	during	during	ADP
easat-7475	132	42	the	the	DET
easat-7475	132	43	same	same	ADJ
easat-7475	132	44	time	time	NOUN
easat-7475	132	45	period	period	NOUN
easat-7475	132	46	.	.	PUNCT
easat-7475	133	1	according	accord	VERB
easat-7475	133	2	to	to	ADP
easat-7475	133	3	the	the	DET
easat-7475	133	4	reviewed	review	VERB
easat-7475	133	5	literature	literature	NOUN
easat-7475	133	6	,	,	PUNCT
easat-7475	133	7	the	the	DET
easat-7475	133	8	camel	camel	NOUN
easat-7475	133	9	model	model	NOUN
easat-7475	133	10	serves	serve	VERB
easat-7475	133	11	as	as	ADP
easat-7475	133	12	a	a	DET
easat-7475	133	13	practical	practical	ADJ
easat-7475	133	14	tool	tool	NOUN
easat-7475	133	15	for	for	ADP
easat-7475	133	16	analyzing	analyze	VERB
easat-7475	133	17	components	component	NOUN
easat-7475	133	18	to	to	ADP
easat-7475	133	19	metrics	metric	NOUN
easat-7475	133	20	such	such	ADJ
easat-7475	133	21	as	as	ADP
easat-7475	133	22	roa	roa	PROPN
easat-7475	133	23	,	,	PUNCT
easat-7475	133	24	roe	roe	NOUN
easat-7475	133	25	,	,	PUNCT
easat-7475	133	26	and	and	CCONJ
easat-7475	133	27	nim	nim	PROPN
easat-7475	133	28	has	have	AUX
easat-7475	133	29	yielded	yield	VERB
easat-7475	133	30	inconsistent	inconsistent	ADJ
easat-7475	133	31	results	result	NOUN
easat-7475	133	32	.	.	PUNCT
easat-7475	134	1	furthermore	furthermore	ADV
easat-7475	134	2	,	,	PUNCT
easat-7475	134	3	various	various	ADJ
easat-7475	134	4	measures	measure	NOUN
easat-7475	134	5	were	be	AUX
easat-7475	134	6	selected	select	VERB
easat-7475	134	7	to	to	PART
easat-7475	134	8	represent	represent	VERB
easat-7475	134	9	aspects	aspect	NOUN
easat-7475	134	10	like	like	ADP
easat-7475	134	11	liquidity	liquidity	NOUN
easat-7475	134	12	,	,	PUNCT
easat-7475	134	13	leading	lead	VERB
easat-7475	134	14	different	different	ADJ
easat-7475	134	15	researchers	researcher	NOUN
easat-7475	134	16	to	to	PART
easat-7475	134	17	utilize	utilize	VERB
easat-7475	134	18	distinct	distinct	ADJ
easat-7475	134	19	ratios	ratio	NOUN
easat-7475	134	20	for	for	ADP
easat-7475	134	21	calculating	calculate	VERB
easat-7475	134	22	camel	camel	NOUN
easat-7475	134	23	components	component	NOUN
easat-7475	134	24	.	.	PUNCT
easat-7475	135	1	for	for	ADP
easat-7475	135	2	instance	instance	NOUN
easat-7475	135	3	,	,	PUNCT
easat-7475	135	4	some	some	DET
easat-7475	135	5	researchers	researcher	NOUN
easat-7475	135	6	employed	employ	VERB
easat-7475	135	7	total	total	ADJ
easat-7475	135	8	loans	loan	NOUN
easat-7475	135	9	to	to	ADP
easat-7475	135	10	total	total	ADJ
easat-7475	135	11	assets	asset	NOUN
easat-7475	135	12	,	,	PUNCT
easat-7475	135	13	total	total	ADJ
easat-7475	135	14	loans	loan	NOUN
easat-7475	135	15	to	to	ADP
easat-7475	135	16	total	total	ADJ
easat-7475	135	17	deposits	deposit	NOUN
easat-7475	135	18	,	,	PUNCT
easat-7475	135	19	or	or	CCONJ
easat-7475	135	20	total	total	ADJ
easat-7475	135	21	loans	loan	NOUN
easat-7475	135	22	to	to	ADP
easat-7475	135	23	total	total	ADJ
easat-7475	135	24	customer	customer	NOUN
easat-7475	135	25	deposits	deposit	NOUN
easat-7475	135	26	.	.	PUNCT
easat-7475	136	1	this	this	DET
easat-7475	136	2	methodological	methodological	ADJ
easat-7475	136	3	variation	variation	NOUN
easat-7475	136	4	indicates	indicate	VERB
easat-7475	136	5	that	that	SCONJ
easat-7475	136	6	the	the	DET
easat-7475	136	7	application	application	NOUN
easat-7475	136	8	of	of	ADP
easat-7475	136	9	camel	camel	NOUN
easat-7475	136	10	components	component	NOUN
easat-7475	136	11	to	to	ADP
easat-7475	136	12	roa	roa	PROPN
easat-7475	136	13	,	,	PUNCT
easat-7475	136	14	roe	roe	NOUN
easat-7475	136	15	,	,	PUNCT
easat-7475	136	16	and	and	CCONJ
easat-7475	136	17	nim	nim	PROPN
easat-7475	136	18	may	may	AUX
easat-7475	136	19	influence	influence	VERB
easat-7475	136	20	the	the	DET
easat-7475	136	21	ratings	rating	NOUN
easat-7475	136	22	that	that	PRON
easat-7475	136	23	commercial	commercial	ADJ
easat-7475	136	24	banks	bank	NOUN
easat-7475	136	25	receive	receive	VERB
easat-7475	136	26	.	.	PUNCT
easat-7475	137	1	and	and	CCONJ
easat-7475	137	2	evaluating	evaluate	VERB
easat-7475	137	3	the	the	DET
easat-7475	137	4	financial	financial	ADJ
easat-7475	137	5	performance	performance	NOUN
easat-7475	137	6	of	of	ADP
easat-7475	137	7	commercial	commercial	ADJ
easat-7475	137	8	banks	bank	NOUN
easat-7475	137	9	.	.	PUNCT
easat-7475	138	1	however	however	ADV
easat-7475	138	2	,	,	PUNCT
easat-7475	138	3	applying	apply	VERB
easat-7475	138	4	camel	camel	NOUN
easat-7475	138	5	3	3	NUM
easat-7475	138	6	.	.	PUNCT
easat-7475	138	7	research	research	NOUN
easat-7475	138	8	methodology	methodology	NOUN
easat-7475	138	9	3.1	3.1	NUM
easat-7475	138	10	.	.	PUNCT
easat-7475	138	11	data	datum	NOUN
easat-7475	138	12	collection	collection	NOUN
easat-7475	138	13	and	and	CCONJ
easat-7475	138	14	sampling	sample	VERB
easat-7475	138	15	the	the	DET
easat-7475	138	16	researcher	researcher	NOUN
easat-7475	138	17	regularly	regularly	ADV
easat-7475	138	18	analyses	analyse	VERB
easat-7475	138	19	data	datum	NOUN
easat-7475	138	20	spanning	span	VERB
easat-7475	138	21	from	from	ADP
easat-7475	138	22	2000	2000	NUM
easat-7475	138	23	to	to	ADP
easat-7475	138	24	2024	2024	NUM
easat-7475	138	25	.	.	PUNCT
easat-7475	139	1	the	the	DET
easat-7475	139	2	researcher	researcher	NOUN
easat-7475	139	3	includes	include	VERB
easat-7475	139	4	20	20	NUM
easat-7475	139	5	private	private	ADJ
easat-7475	139	6	banks	bank	NOUN
easat-7475	139	7	in	in	ADP
easat-7475	139	8	india	india	PROPN
easat-7475	139	9	as	as	ADP
easat-7475	139	10	its	its	PRON
easat-7475	139	11	sample	sample	NOUN
easat-7475	139	12	,	,	PUNCT
easat-7475	139	13	selected	select	VERB
easat-7475	139	14	based	base	VERB
easat-7475	139	15	on	on	ADP
easat-7475	139	16	their	their	PRON
easat-7475	139	17	classification	classification	NOUN
easat-7475	139	18	and	and	CCONJ
easat-7475	139	19	the	the	DET
easat-7475	139	20	availability	availability	NOUN
easat-7475	139	21	of	of	ADP
easat-7475	139	22	comprehensive	comprehensive	ADJ
easat-7475	139	23	data	datum	NOUN
easat-7475	139	24	from	from	ADP
easat-7475	139	25	2000	2000	NUM
easat-7475	139	26	to	to	ADP
easat-7475	139	27	2024	2024	NUM
easat-7475	139	28	.	.	PUNCT
easat-7475	140	1	the	the	DET
easat-7475	140	2	total	total	ADJ
easat-7475	140	3	observations	observation	NOUN
easat-7475	140	4	were	be	AUX
easat-7475	140	5	determined	determine	VERB
easat-7475	140	6	by	by	ADP
easat-7475	140	7	multiplying	multiply	VERB
easat-7475	140	8	the	the	DET
easat-7475	140	9	number	number	NOUN
easat-7475	140	10	of	of	ADP
easat-7475	140	11	banks	bank	NOUN
easat-7475	140	12	(	(	PUNCT
easat-7475	140	13	20	20	NUM
easat-7475	140	14	)	)	PUNCT
easat-7475	140	15	with	with	ADP
easat-7475	140	16	31	31	NUM
easat-7475	140	17	variables	variable	NOUN
easat-7475	140	18	and	and	CCONJ
easat-7475	140	19	the	the	DET
easat-7475	140	20	number	number	NOUN
easat-7475	140	21	of	of	ADP
easat-7475	140	22	years	year	NOUN
easat-7475	140	23	(	(	PUNCT
easat-7475	140	24	24	24	NUM
easat-7475	140	25	)	)	PUNCT
easat-7475	140	26	.	.	PUNCT
easat-7475	141	1	the	the	DET
easat-7475	141	2	data	data	NOUN
easat-7475	141	3	collection	collection	NOUN
easat-7475	141	4	process	process	NOUN
easat-7475	141	5	involved	involve	VERB
easat-7475	141	6	accessing	access	VERB
easat-7475	141	7	the	the	DET
easat-7475	141	8	annual	annual	ADJ
easat-7475	141	9	reports	report	NOUN
easat-7475	141	10	and	and	CCONJ
easat-7475	141	11	auditor	auditor	NOUN
easat-7475	141	12	reports	report	NOUN
easat-7475	141	13	of	of	ADP
easat-7475	141	14	each	each	DET
easat-7475	141	15	bank	bank	NOUN
easat-7475	141	16	for	for	ADP
easat-7475	141	17	the	the	DET
easat-7475	141	18	specified	specified	ADJ
easat-7475	141	19	period	period	NOUN
easat-7475	141	20	.	.	PUNCT
easat-7475	142	1	from	from	ADP
easat-7475	142	2	these	these	DET
easat-7475	142	3	reports	report	NOUN
easat-7475	142	4	,	,	PUNCT
easat-7475	142	5	financial	financial	ADJ
easat-7475	142	6	statements	statement	NOUN
easat-7475	142	7	,	,	PUNCT
easat-7475	142	8	key	key	ADJ
easat-7475	142	9	performance	performance	NOUN
easat-7475	142	10	indicators	indicator	NOUN
easat-7475	142	11	,	,	PUNCT
easat-7475	142	12	and	and	CCONJ
easat-7475	142	13	other	other	ADJ
easat-7475	142	14	relevant	relevant	ADJ
easat-7475	142	15	information	information	NOUN
easat-7475	142	16	were	be	AUX
easat-7475	142	17	collected	collect	VERB
easat-7475	142	18	,	,	PUNCT
easat-7475	142	19	which	which	PRON
easat-7475	142	20	were	be	AUX
easat-7475	142	21	crucial	crucial	ADJ
easat-7475	142	22	for	for	ADP
easat-7475	142	23	calculating	calculate	VERB
easat-7475	142	24	the	the	DET
easat-7475	142	25	predetermined	predetermine	VERB
easat-7475	142	26	ratios	ratio	NOUN
easat-7475	142	27	used	use	VERB
easat-7475	142	28	in	in	ADP
easat-7475	142	29	analysing	analyse	VERB
easat-7475	142	30	bank	bank	NOUN
easat-7475	142	31	performance	performance	NOUN
easat-7475	142	32	.	.	PUNCT
easat-7475	143	1	data	datum	NOUN
easat-7475	143	2	sourced	source	VERB
easat-7475	143	3	cmie	cmie	PROPN
easat-7475	143	4	-centre	-centre	PROPN
easat-7475	143	5	for	for	ADP
easat-7475	143	6	monitoring	monitor	VERB
easat-7475	143	7	indian	indian	ADJ
easat-7475	143	8	economy	economy	NOUN
easat-7475	143	9	2361	2361	NUM
easat-7475	143	10	edelweiss	edelweiss	PROPN
easat-7475	143	11	applied	apply	VERB
easat-7475	143	12	science	science	NOUN
easat-7475	143	13	and	and	CCONJ
easat-7475	143	14	technology	technology	NOUN
easat-7475	143	15	issn	issn	PROPN
easat-7475	143	16	:	:	PUNCT
easat-7475	143	17	2576	2576	NUM
easat-7475	143	18	-	-	SYM
easat-7475	143	19	8484	8484	NUM
easat-7475	143	20	vol	vol	NOUN
easat-7475	143	21	.	.	PROPN
easat-7475	144	1	9	9	NUM
easat-7475	144	2	,	,	PUNCT
easat-7475	144	3	no	no	INTJ
easat-7475	144	4	.	.	NOUN
easat-7475	144	5	5	5	NUM
easat-7475	144	6	:	:	PUNCT
easat-7475	144	7	2355	2355	NUM
easat-7475	144	8	-	-	SYM
easat-7475	144	9	2371	2371	NUM
easat-7475	144	10	,	,	PUNCT
easat-7475	144	11	2025	2025	NUM
easat-7475	144	12	doi	doi	NOUN
easat-7475	144	13	:	:	PUNCT
easat-7475	144	14	10.55214/25768484.v9i5.7475	10.55214/25768484.v9i5.7475	NUM
easat-7475	144	15	©	©	PROPN
easat-7475	144	16	2025	2025	NUM
easat-7475	144	17	by	by	ADP
easat-7475	144	18	the	the	DET
easat-7475	144	19	authors	author	NOUN
easat-7475	144	20	;	;	PUNCT
easat-7475	144	21	licensee	licensee	PROPN
easat-7475	144	22	learning	learning	NOUN
easat-7475	144	23	gate	gate	PROPN
easat-7475	144	24	3.2	3.2	NUM
easat-7475	144	25	.	.	PUNCT
easat-7475	145	1	proposed	propose	VERB
easat-7475	145	2	model	model	NOUN
easat-7475	145	3	the	the	DET
easat-7475	145	4	proposed	propose	VERB
easat-7475	145	5	model	model	NOUN
easat-7475	145	6	incorporates	incorporate	VERB
easat-7475	145	7	the	the	DET
easat-7475	145	8	concept	concept	NOUN
easat-7475	145	9	of	of	ADP
easat-7475	145	10	heterogeneous	heterogeneous	ADJ
easat-7475	145	11	groups	group	NOUN
easat-7475	145	12	within	within	ADP
easat-7475	145	13	the	the	DET
easat-7475	145	14	camels	camel	NOUN
easat-7475	145	15	six	six	NUM
easat-7475	145	16	components	component	NOUN
easat-7475	145	17	to	to	PART
easat-7475	145	18	assess	assess	VERB
easat-7475	145	19	the	the	DET
easat-7475	145	20	indicators	indicator	NOUN
easat-7475	145	21	of	of	ADP
easat-7475	145	22	bank	bank	NOUN
easat-7475	145	23	performance	performance	NOUN
easat-7475	145	24	in	in	ADP
easat-7475	145	25	indian	indian	ADJ
easat-7475	145	26	commercial	commercial	ADJ
easat-7475	145	27	banks	bank	NOUN
easat-7475	145	28	using	use	VERB
easat-7475	145	29	the	the	DET
easat-7475	145	30	camel	camel	NOUN
easat-7475	145	31	model	model	NOUN
easat-7475	145	32	.	.	PUNCT
easat-7475	146	1	following	follow	VERB
easat-7475	146	2	is	be	AUX
easat-7475	146	3	the	the	DET
easat-7475	146	4	table	table	NOUN
easat-7475	146	5	1	1	NUM
easat-7475	146	6	for	for	ADP
easat-7475	146	7	a	a	DET
easat-7475	146	8	clear	clear	ADJ
easat-7475	146	9	understanding	understanding	NOUN
easat-7475	146	10	of	of	ADP
easat-7475	146	11	the	the	DET
easat-7475	146	12	variables	variable	NOUN
easat-7475	146	13	:	:	PUNCT
easat-7475	146	14	table	table	NOUN
easat-7475	146	15	1	1	NUM
easat-7475	146	16	.	.	PUNCT
easat-7475	147	1	variables	variable	NOUN
easat-7475	147	2	in	in	ADP
easat-7475	147	3	model	model	NOUN
easat-7475	147	4	.	.	PUNCT
easat-7475	148	1	acronym	acronym	NOUN
easat-7475	148	2	figures	figure	NOUN
easat-7475	148	3	in	in	ADP
easat-7475	148	4	rs	rs	NOUN
easat-7475	148	5	.	.	PUNCT
easat-7475	149	1	million/	million/	NUM
easat-7475	149	2	%	%	NOUN
easat-7475	149	3	ratio	ratio	NOUN
easat-7475	149	4	name	name	NOUN
easat-7475	149	5	dependent	dependent	ADJ
easat-7475	149	6	variable	variable	ADJ
easat-7475	149	7	tobin	tobin	NOUN
easat-7475	149	8	q	q	PROPN
easat-7475	149	9	(	(	PUNCT
easat-7475	149	10	%	%	INTJ
easat-7475	149	11	)	)	PUNCT
easat-7475	149	12	tobin	tobin	PROPN
easat-7475	150	1	q	q	PROPN
easat-7475	150	2	(	(	PUNCT
easat-7475	150	3	%	%	INTJ
easat-7475	150	4	)	)	PUNCT
easat-7475	150	5	return	return	NOUN
easat-7475	150	6	on	on	ADP
easat-7475	150	7	net	net	ADJ
easat-7475	150	8	worth	worth	NOUN
easat-7475	150	9	(	(	PUNCT
easat-7475	150	10	%	%	INTJ
easat-7475	150	11	)	)	PUNCT
easat-7475	150	12	return	return	NOUN
easat-7475	150	13	on	on	ADP
easat-7475	150	14	total	total	ADJ
easat-7475	150	15	assets	asset	NOUN
easat-7475	150	16	(	(	PUNCT
easat-7475	150	17	%	%	INTJ
easat-7475	150	18	)	)	PUNCT
easat-7475	150	19	return	return	NOUN
easat-7475	150	20	on	on	ADP
easat-7475	150	21	assets	asset	NOUN
easat-7475	150	22	capital	capital	NOUN
easat-7475	150	23	rs	rs	NOUN
easat-7475	150	24	.	.	PUNCT
easat-7475	151	1	million	million	NUM
easat-7475	151	2	capital	capital	NOUN
easat-7475	151	3	employed	employ	VERB
easat-7475	151	4	(	(	PUNCT
easat-7475	151	5	%	%	INTJ
easat-7475	151	6	)	)	PUNCT
easat-7475	151	7	capital	capital	NOUN
easat-7475	151	8	adequacy	adequacy	NOUN
easat-7475	151	9	ratio	ratio	NOUN
easat-7475	151	10	(	(	PUNCT
easat-7475	151	11	in	in	ADP
easat-7475	151	12	per	per	ADP
easat-7475	151	13	cent	cent	NOUN
easat-7475	151	14	)	)	PUNCT
easat-7475	151	15	(	(	PUNCT
easat-7475	151	16	time	time	NOUN
easat-7475	151	17	series	series	PROPN
easat-7475	151	18	)	)	PUNCT
easat-7475	151	19	asset	asset	NOUN
easat-7475	151	20	rs	rs	NOUN
easat-7475	151	21	.	.	PUNCT
easat-7475	151	22	million	million	NUM
easat-7475	151	23	average	average	ADJ
easat-7475	151	24	total	total	ADJ
easat-7475	151	25	assets	asset	NOUN
easat-7475	151	26	rs	rs	NOUN
easat-7475	151	27	.	.	PUNCT
easat-7475	151	28	million	million	NUM
easat-7475	151	29	average	average	ADJ
easat-7475	151	30	loan	loan	NOUN
easat-7475	151	31	and	and	CCONJ
easat-7475	151	32	advances	advance	NOUN
easat-7475	151	33	(	(	PUNCT
easat-7475	151	34	%	%	INTJ
easat-7475	151	35	)	)	PUNCT
easat-7475	151	36	net	net	ADJ
easat-7475	151	37	non	non	ADJ
easat-7475	151	38	-	-	ADJ
easat-7475	151	39	performing	perform	VERB
easat-7475	151	40	assets	asset	NOUN
easat-7475	151	41	(	(	PUNCT
easat-7475	151	42	nnpa	nnpa	NOUN
easat-7475	151	43	)	)	PUNCT
easat-7475	151	44	to	to	ADP
easat-7475	151	45	net	net	ADJ
easat-7475	151	46	advances	advance	NOUN
easat-7475	151	47	(	(	PUNCT
easat-7475	151	48	in	in	ADP
easat-7475	151	49	per	per	ADP
easat-7475	151	50	cent	cent	NOUN
easat-7475	151	51	)	)	PUNCT
easat-7475	151	52	rs	rs	NOUN
easat-7475	151	53	.	.	NOUN
easat-7475	151	54	million	million	NUM
easat-7475	151	55	total	total	ADJ
easat-7475	151	56	assets	asset	NOUN
easat-7475	151	57	rs	rs	NOUN
easat-7475	151	58	.	.	PUNCT
easat-7475	151	59	million	million	NUM
easat-7475	151	60	current	current	ADJ
easat-7475	151	61	assets	asset	NOUN
easat-7475	151	62	incl	incl	NOUN
easat-7475	151	63	long	long	ADJ
easat-7475	151	64	term	term	NOUN
easat-7475	151	65	portion	portion	NOUN
easat-7475	151	66	management	management	NOUN
easat-7475	151	67	rs	rs	NOUN
easat-7475	151	68	.	.	PUNCT
easat-7475	151	69	million	million	NUM
easat-7475	151	70	profit	profit	NOUN
easat-7475	151	71	/	/	SYM
easat-7475	151	72	loss	loss	NOUN
easat-7475	151	73	per	per	ADP
easat-7475	151	74	employee	employee	NOUN
easat-7475	151	75	(	(	PUNCT
easat-7475	151	76	%	%	INTJ
easat-7475	151	77	)	)	PUNCT
easat-7475	151	78	pbt	pbt	PROPN
easat-7475	151	79	as	as	ADP
easat-7475	151	80	%	%	NOUN
easat-7475	151	81	of	of	ADP
easat-7475	151	82	total	total	ADJ
easat-7475	151	83	income	income	NOUN
easat-7475	151	84	(	(	PUNCT
easat-7475	151	85	%	%	NOUN
easat-7475	151	86	)	)	PUNCT
easat-7475	151	87	pat	pat	NOUN
easat-7475	151	88	as	as	ADP
easat-7475	151	89	%	%	NOUN
easat-7475	151	90	of	of	ADP
easat-7475	151	91	total	total	ADJ
easat-7475	151	92	income	income	NOUN
easat-7475	151	93	(	(	PUNCT
easat-7475	151	94	%	%	NOUN
easat-7475	151	95	)	)	PUNCT
easat-7475	151	96	net	net	ADJ
easat-7475	151	97	profit	profit	NOUN
easat-7475	151	98	margin	margin	NOUN
easat-7475	151	99	(	(	PUNCT
easat-7475	151	100	%	%	INTJ
easat-7475	151	101	)	)	PUNCT
easat-7475	151	102	contingent	contingent	ADJ
easat-7475	151	103	liabilities	liability	NOUN
easat-7475	151	104	/	/	SYM
easat-7475	151	105	net	net	ADJ
easat-7475	151	106	worth	worth	NOUN
easat-7475	151	107	(	(	PUNCT
easat-7475	151	108	%	%	INTJ
easat-7475	151	109	)	)	PUNCT
easat-7475	151	110	times	time	NOUN
easat-7475	151	111	employees	employee	NOUN
easat-7475	151	112	utilisation	utilisation	NOUN
easat-7475	151	113	ratio(times	ratio(time	NOUN
easat-7475	151	114	)	)	PUNCT
easat-7475	151	115	earning	earn	VERB
easat-7475	151	116	nos	nos	NOUN
easat-7475	151	117	.	.	PUNCT
easat-7475	152	1	no	no	INTJ
easat-7475	152	2	.	.	PUNCT
easat-7475	153	1	of	of	ADP
easat-7475	153	2	branches	branch	NOUN
easat-7475	153	3	nos	nos	PROPN
easat-7475	153	4	.	.	PUNCT
easat-7475	154	1	no	no	INTJ
easat-7475	154	2	.	.	PUNCT
easat-7475	155	1	of	of	ADP
easat-7475	155	2	employees	employee	NOUN
easat-7475	155	3	rs	r	VERB
easat-7475	155	4	.	.	PUNCT
easat-7475	155	5	million	million	NUM
easat-7475	155	6	other	other	ADJ
easat-7475	155	7	income	income	NOUN
easat-7475	155	8	(	(	PUNCT
easat-7475	155	9	%	%	NOUN
easat-7475	155	10	)	)	PUNCT
easat-7475	155	11	interest	interest	NOUN
easat-7475	155	12	income	income	NOUN
easat-7475	155	13	as	as	ADP
easat-7475	155	14	a	a	DET
easat-7475	155	15	percentage	percentage	NOUN
easat-7475	155	16	to	to	ADP
easat-7475	155	17	working	working	NOUN
easat-7475	155	18	funds	fund	NOUN
easat-7475	155	19	rs	rs	NOUN
easat-7475	155	20	.	.	PUNCT
easat-7475	155	21	million	million	NUM
easat-7475	155	22	interest	interest	NOUN
easat-7475	155	23	income	income	NOUN
easat-7475	155	24	(	(	PUNCT
easat-7475	155	25	%	%	INTJ
easat-7475	155	26	)	)	PUNCT
easat-7475	155	27	pat	pat	NOUN
easat-7475	155	28	as	as	ADP
easat-7475	155	29	%	%	NOUN
easat-7475	155	30	of	of	ADP
easat-7475	155	31	capital	capital	NOUN
easat-7475	155	32	employed	employ	VERB
easat-7475	155	33	liquidty	liquidty	NOUN
easat-7475	155	34	rs	rs	NOUN
easat-7475	155	35	.	.	PUNCT
easat-7475	156	1	million	million	NUM
easat-7475	156	2	current	current	ADJ
easat-7475	156	3	liabilities	liability	NOUN
easat-7475	156	4	times	time	VERB
easat-7475	156	5	debt	debt	NOUN
easat-7475	156	6	to	to	ADP
easat-7475	156	7	equity	equity	NOUN
easat-7475	156	8	ratio	ratio	NOUN
easat-7475	156	9	(	(	PUNCT
easat-7475	156	10	times	time	NOUN
easat-7475	156	11	)	)	PUNCT
easat-7475	156	12	times	times	PROPN
easat-7475	156	13	quick	quick	ADJ
easat-7475	156	14	ratio	ratio	NOUN
easat-7475	156	15	(	(	PUNCT
easat-7475	156	16	times	time	NOUN
easat-7475	156	17	)	)	PUNCT
easat-7475	156	18	times	times	PROPN
easat-7475	156	19	quick	quick	ADJ
easat-7475	156	20	ratio	ratio	NOUN
easat-7475	156	21	(	(	PUNCT
easat-7475	156	22	times	time	NOUN
easat-7475	156	23	)	)	PUNCT
easat-7475	156	24	rs	rs	NOUN
easat-7475	156	25	.	.	NOUN
easat-7475	156	26	million	million	NUM
easat-7475	156	27	decrease	decrease	NOUN
easat-7475	156	28	increase	increase	VERB
easat-7475	156	29	in	in	ADP
easat-7475	156	30	working	work	VERB
easat-7475	156	31	capital	capital	NOUN
easat-7475	156	32	sensitvity	sensitvity	NOUN
easat-7475	156	33	indian	indian	ADJ
easat-7475	156	34	rupee	rupee	PROPN
easat-7475	156	35	eps	eps	PROPN
easat-7475	156	36	basic	basic	NOUN
easat-7475	156	37	,	,	PUNCT
easat-7475	156	38	as	as	ADP
easat-7475	156	39	20	20	NUM
easat-7475	156	40	(	(	PUNCT
easat-7475	156	41	%	%	NOUN
easat-7475	156	42	)	)	PUNCT
easat-7475	156	43	return	return	NOUN
easat-7475	156	44	on	on	ADP
easat-7475	156	45	net	net	ADJ
easat-7475	156	46	worth	worth	ADJ
easat-7475	156	47	rs	rs	NOUN
easat-7475	156	48	.	.	PUNCT
easat-7475	157	1	million	million	NUM
easat-7475	157	2	total	total	ADJ
easat-7475	157	3	term	term	NOUN
easat-7475	157	4	liabilities	liability	NOUN
easat-7475	157	5	profit	profit	NOUN
easat-7475	157	6	/	/	SYM
easat-7475	157	7	gdp	gdp	NOUN
easat-7475	157	8	profit	profit	NOUN
easat-7475	157	9	/	/	SYM
easat-7475	157	10	gdp	gdp	NOUN
easat-7475	157	11	the	the	DET
easat-7475	157	12	camels	camel	NOUN
easat-7475	157	13	rating	rating	NOUN
easat-7475	157	14	system	system	NOUN
easat-7475	157	15	evaluates	evaluate	VERB
easat-7475	157	16	a	a	DET
easat-7475	157	17	bank	bank	NOUN
easat-7475	157	18	's	's	PART
easat-7475	157	19	performance	performance	NOUN
easat-7475	157	20	based	base	VERB
easat-7475	157	21	on	on	ADP
easat-7475	157	22	six	six	NUM
easat-7475	157	23	key	key	ADJ
easat-7475	157	24	parameters	parameter	NOUN
easat-7475	157	25	:	:	PUNCT
easat-7475	157	26	capital	capital	NOUN
easat-7475	157	27	adequacy	adequacy	NOUN
easat-7475	157	28	,	,	PUNCT
easat-7475	157	29	asset	asset	NOUN
easat-7475	157	30	quality	quality	NOUN
easat-7475	157	31	,	,	PUNCT
easat-7475	157	32	management	management	NOUN
easat-7475	157	33	quality	quality	NOUN
easat-7475	157	34	,	,	PUNCT
easat-7475	157	35	earnings	earning	NOUN
easat-7475	157	36	,	,	PUNCT
easat-7475	157	37	liquidity	liquidity	NOUN
easat-7475	157	38	,	,	PUNCT
easat-7475	157	39	and	and	CCONJ
easat-7475	157	40	sensitivity	sensitivity	NOUN
easat-7475	157	41	to	to	ADP
easat-7475	157	42	market	market	NOUN
easat-7475	157	43	risk	risk	NOUN
easat-7475	157	44	.	.	PUNCT
easat-7475	158	1	each	each	DET
easat-7475	158	2	bank	bank	NOUN
easat-7475	158	3	is	be	AUX
easat-7475	158	4	assigned	assign	VERB
easat-7475	158	5	a	a	DET
easat-7475	158	6	rating	rating	NOUN
easat-7475	158	7	from	from	ADP
easat-7475	158	8	1	1	NUM
easat-7475	158	9	(	(	PUNCT
easat-7475	158	10	best	good	ADJ
easat-7475	158	11	)	)	PUNCT
easat-7475	158	12	to	to	ADP
easat-7475	158	13	5	5	NUM
easat-7475	158	14	(	(	PUNCT
easat-7475	158	15	worst	bad	ADJ
easat-7475	158	16	)	)	PUNCT
easat-7475	158	17	for	for	ADP
easat-7475	158	18	these	these	DET
easat-7475	158	19	factors	factor	NOUN
easat-7475	158	20	,	,	PUNCT
easat-7475	158	21	indicating	indicate	VERB
easat-7475	158	22	their	their	PRON
easat-7475	158	23	financial	financial	ADJ
easat-7475	158	24	health	health	NOUN
easat-7475	158	25	and	and	CCONJ
easat-7475	158	26	operational	operational	ADJ
easat-7475	158	27	stability	stability	NOUN
easat-7475	158	28	.	.	PUNCT
easat-7475	159	1	the	the	DET
easat-7475	159	2	methodology	methodology	NOUN
easat-7475	159	3	involves	involve	VERB
easat-7475	159	4	analyzing	analyze	VERB
easat-7475	159	5	financial	financial	ADJ
easat-7475	159	6	statements	statement	NOUN
easat-7475	159	7	,	,	PUNCT
easat-7475	159	8	risk	risk	NOUN
easat-7475	159	9	profiles	profile	NOUN
easat-7475	159	10	,	,	PUNCT
easat-7475	159	11	and	and	CCONJ
easat-7475	159	12	compliance	compliance	NOUN
easat-7475	159	13	with	with	ADP
easat-7475	159	14	regulatory	regulatory	ADJ
easat-7475	159	15	norms	norm	NOUN
easat-7475	159	16	to	to	PART
easat-7475	159	17	identify	identify	VERB
easat-7475	159	18	well	well	ADV
easat-7475	159	19	-	-	PUNCT
easat-7475	159	20	performing	perform	VERB
easat-7475	159	21	and	and	CCONJ
easat-7475	159	22	underperforming	underperform	VERB
easat-7475	159	23	banks	bank	NOUN
easat-7475	159	24	.	.	PUNCT
easat-7475	160	1	the	the	DET
easat-7475	160	2	objective	objective	NOUN
easat-7475	160	3	of	of	ADP
easat-7475	160	4	this	this	DET
easat-7475	160	5	study	study	NOUN
easat-7475	160	6	is	be	AUX
easat-7475	160	7	also	also	ADV
easat-7475	160	8	to	to	PART
easat-7475	160	9	develop	develop	VERB
easat-7475	160	10	a	a	DET
easat-7475	160	11	regression	regression	NOUN
easat-7475	160	12	model	model	NOUN
easat-7475	160	13	to	to	PART
easat-7475	160	14	predict	predict	VERB
easat-7475	160	15	roa	roa	PROPN
easat-7475	160	16	using	use	VERB
easat-7475	160	17	26	26	NUM
easat-7475	160	18	factors	factor	NOUN
easat-7475	160	19	from	from	ADP
easat-7475	160	20	a	a	DET
easat-7475	160	21	camel	camel	NOUN
easat-7475	160	22	analysis	analysis	NOUN
easat-7475	160	23	framework	framework	NOUN
easat-7475	160	24	as	as	SCONJ
easat-7475	160	25	shown	show	VERB
easat-7475	160	26	in	in	ADP
easat-7475	160	27	figure	figure	NOUN
easat-7475	160	28	2	2	NUM
easat-7475	160	29	and	and	CCONJ
easat-7475	160	30	table	table	NOUN
easat-7475	160	31	1	1	NUM
easat-7475	160	32	.	.	PUNCT
easat-7475	160	33	initially	initially	ADV
easat-7475	160	34	,	,	PUNCT
easat-7475	160	35	all	all	DET
easat-7475	160	36	28	28	NUM
easat-7475	160	37	factors	factor	NOUN
easat-7475	160	38	were	be	AUX
easat-7475	160	39	included	include	VERB
easat-7475	160	40	in	in	ADP
easat-7475	160	41	the	the	DET
easat-7475	160	42	regression	regression	NOUN
easat-7475	160	43	model	model	NOUN
easat-7475	160	44	,	,	PUNCT
easat-7475	160	45	and	and	CCONJ
easat-7475	160	46	a	a	DET
easat-7475	160	47	regression	regression	NOUN
easat-7475	160	48	line	line	NOUN
easat-7475	160	49	was	be	AUX
easat-7475	160	50	drawn	draw	VERB
easat-7475	160	51	to	to	PART
easat-7475	160	52	examine	examine	VERB
easat-7475	160	53	their	their	PRON
easat-7475	160	54	impact	impact	NOUN
easat-7475	160	55	on	on	ADP
easat-7475	160	56	roa	roa	PROPN
easat-7475	160	57	.	.	PUNCT
easat-7475	161	1	however	however	ADV
easat-7475	161	2	,	,	PUNCT
easat-7475	161	3	it	it	PRON
easat-7475	161	4	was	be	AUX
easat-7475	161	5	observed	observe	VERB
easat-7475	161	6	that	that	SCONJ
easat-7475	161	7	several	several	ADJ
easat-7475	161	8	factors	factor	NOUN
easat-7475	161	9	had	have	VERB
easat-7475	161	10	negligible	negligible	ADJ
easat-7475	161	11	effects	effect	NOUN
easat-7475	161	12	,	,	PUNCT
easat-7475	161	13	as	as	SCONJ
easat-7475	161	14	indicated	indicate	VERB
easat-7475	161	15	by	by	ADP
easat-7475	161	16	coefficients	coefficient	NOUN
easat-7475	161	17	approximately	approximately	ADV
easat-7475	161	18	equal	equal	ADJ
easat-7475	161	19	to	to	ADP
easat-7475	161	20	zero	zero	NUM
easat-7475	161	21	.	.	PUNCT
easat-7475	162	1	these	these	DET
easat-7475	162	2	insignificant	insignificant	ADJ
easat-7475	162	3	factors	factor	NOUN
easat-7475	162	4	were	be	AUX
easat-7475	162	5	systematically	systematically	ADV
easat-7475	162	6	removed	remove	VERB
easat-7475	162	7	to	to	PART
easat-7475	162	8	refine	refine	VERB
easat-7475	162	9	the	the	DET
easat-7475	162	10	model	model	NOUN
easat-7475	162	11	,	,	PUNCT
easat-7475	162	12	and	and	CCONJ
easat-7475	162	13	a	a	DET
easat-7475	162	14	new	new	ADJ
easat-7475	162	15	regression	regression	NOUN
easat-7475	162	16	line	line	NOUN
easat-7475	162	17	was	be	AUX
easat-7475	162	18	generated	generate	VERB
easat-7475	162	19	.	.	PUNCT
easat-7475	163	1	the	the	DET
easat-7475	163	2	refined	refined	ADJ
easat-7475	163	3	model	model	NOUN
easat-7475	163	4	showed	show	VERB
easat-7475	163	5	an	an	DET
easat-7475	163	6	improved	improved	ADJ
easat-7475	163	7	fit	fit	NOUN
easat-7475	163	8	,	,	PUNCT
easat-7475	163	9	with	with	ADP
easat-7475	163	10	an	an	DET
easat-7475	163	11	r	r	NOUN
easat-7475	163	12	-	-	PUNCT
easat-7475	163	13	squared	square	VERB
easat-7475	163	14	value	value	NOUN
easat-7475	163	15	of	of	ADP
easat-7475	163	16	97	97	NUM
easat-7475	163	17	%	%	NOUN
easat-7475	163	18	,	,	PUNCT
easat-7475	163	19	indicating	indicate	VERB
easat-7475	163	20	that	that	SCONJ
easat-7475	163	21	the	the	DET
easat-7475	163	22	selected	select	VERB
easat-7475	163	23	factors	factor	NOUN
easat-7475	163	24	explained	explain	VERB
easat-7475	163	25	a	a	DET
easat-7475	163	26	substantial	substantial	ADJ
easat-7475	163	27	proportion	proportion	NOUN
easat-7475	163	28	of	of	ADP
easat-7475	163	29	the	the	DET
easat-7475	163	30	variability	variability	NOUN
easat-7475	163	31	in	in	ADP
easat-7475	163	32	roa	roa	PROPN
easat-7475	163	33	.	.	PUNCT
easat-7475	164	1	to	to	PART
easat-7475	164	2	further	far	ADV
easat-7475	164	3	validate	validate	VERB
easat-7475	164	4	the	the	DET
easat-7475	164	5	model	model	NOUN
easat-7475	164	6	,	,	PUNCT
easat-7475	164	7	the	the	DET
easat-7475	164	8	percentage	percentage	NOUN
easat-7475	164	9	contribution	contribution	NOUN
easat-7475	164	10	of	of	ADP
easat-7475	164	11	each	each	DET
easat-7475	164	12	factor	factor	NOUN
easat-7475	164	13	was	be	AUX
easat-7475	164	14	calculated	calculate	VERB
easat-7475	164	15	to	to	PART
easat-7475	164	16	identify	identify	VERB
easat-7475	164	17	the	the	DET
easat-7475	164	18	most	most	ADV
easat-7475	164	19	influential	influential	ADJ
easat-7475	164	20	2362	2362	NUM
easat-7475	164	21	edelweiss	edelweiss	PROPN
easat-7475	164	22	applied	apply	VERB
easat-7475	164	23	science	science	NOUN
easat-7475	164	24	and	and	CCONJ
easat-7475	164	25	technology	technology	NOUN
easat-7475	164	26	issn	issn	PROPN
easat-7475	164	27	:	:	PUNCT
easat-7475	164	28	2576	2576	NUM
easat-7475	164	29	-	-	SYM
easat-7475	164	30	8484	8484	NUM
easat-7475	164	31	vol	vol	NOUN
easat-7475	164	32	.	.	PROPN
easat-7475	165	1	9	9	NUM
easat-7475	165	2	,	,	PUNCT
easat-7475	165	3	no	no	INTJ
easat-7475	165	4	.	.	NOUN
easat-7475	165	5	5	5	NUM
easat-7475	165	6	:	:	PUNCT
easat-7475	165	7	2355	2355	NUM
easat-7475	165	8	-	-	SYM
easat-7475	165	9	2371	2371	NUM
easat-7475	165	10	,	,	PUNCT
easat-7475	165	11	2025	2025	NUM
easat-7475	165	12	doi	doi	NOUN
easat-7475	165	13	:	:	PUNCT
easat-7475	165	14	10.55214/25768484.v9i5.7475	10.55214/25768484.v9i5.7475	NUM
easat-7475	165	15	©	©	PROPN
easat-7475	165	16	2025	2025	NUM
easat-7475	165	17	by	by	ADP
easat-7475	165	18	the	the	DET
easat-7475	165	19	authors	author	NOUN
easat-7475	165	20	;	;	PUNCT
easat-7475	166	1	licensee	licensee	PROPN
easat-7475	166	2	learning	learn	VERB
easat-7475	166	3	gate	gate	NOUN
easat-7475	166	4	variables	variable	NOUN
easat-7475	166	5	affecting	affect	VERB
easat-7475	166	6	roe	roe	NOUN
easat-7475	166	7	.	.	PUNCT
easat-7475	167	1	this	this	DET
easat-7475	167	2	analysis	analysis	NOUN
easat-7475	167	3	highlighted	highlight	VERB
easat-7475	167	4	key	key	ADJ
easat-7475	167	5	factors	factor	NOUN
easat-7475	167	6	with	with	ADP
easat-7475	167	7	significant	significant	ADJ
easat-7475	167	8	contributions	contribution	NOUN
easat-7475	167	9	while	while	SCONJ
easat-7475	167	10	confirming	confirm	VERB
easat-7475	167	11	the	the	DET
easat-7475	167	12	minimal	minimal	ADJ
easat-7475	167	13	impact	impact	NOUN
easat-7475	167	14	of	of	ADP
easat-7475	167	15	others	other	NOUN
easat-7475	167	16	.	.	PUNCT
easat-7475	168	1	additionally	additionally	ADV
easat-7475	168	2	,	,	PUNCT
easat-7475	168	3	diagnostic	diagnostic	ADJ
easat-7475	168	4	checks	check	NOUN
easat-7475	168	5	were	be	AUX
easat-7475	168	6	performed	perform	VERB
easat-7475	168	7	to	to	PART
easat-7475	168	8	ensure	ensure	VERB
easat-7475	168	9	the	the	DET
easat-7475	168	10	validity	validity	NOUN
easat-7475	168	11	of	of	ADP
easat-7475	168	12	the	the	DET
easat-7475	168	13	regression	regression	NOUN
easat-7475	168	14	assumptions	assumption	NOUN
easat-7475	168	15	.	.	PUNCT
easat-7475	169	1	residual	residual	ADJ
easat-7475	169	2	analysis	analysis	NOUN
easat-7475	169	3	confirmed	confirm	VERB
easat-7475	169	4	that	that	SCONJ
easat-7475	169	5	the	the	DET
easat-7475	169	6	residuals	residual	NOUN
easat-7475	169	7	followed	follow	VERB
easat-7475	169	8	a	a	DET
easat-7475	169	9	normal	normal	ADJ
easat-7475	169	10	distribution	distribution	NOUN
easat-7475	169	11	,	,	PUNCT
easat-7475	169	12	supporting	support	VERB
easat-7475	169	13	the	the	DET
easat-7475	169	14	appropriateness	appropriateness	NOUN
easat-7475	169	15	of	of	ADP
easat-7475	169	16	the	the	DET
easat-7475	169	17	model	model	NOUN
easat-7475	169	18	.	.	PUNCT
easat-7475	170	1	overall	overall	ADV
easat-7475	170	2	,	,	PUNCT
easat-7475	170	3	this	this	DET
easat-7475	170	4	methodology	methodology	NOUN
easat-7475	170	5	ensured	ensure	VERB
easat-7475	170	6	a	a	DET
easat-7475	170	7	robust	robust	ADJ
easat-7475	170	8	and	and	CCONJ
easat-7475	170	9	interpretable	interpretable	ADJ
easat-7475	170	10	regression	regression	NOUN
easat-7475	170	11	equation	equation	NOUN
easat-7475	170	12	for	for	ADP
easat-7475	170	13	predicting	predict	VERB
easat-7475	170	14	roa	roa	PROPN
easat-7475	170	15	,	,	PUNCT
easat-7475	170	16	based	base	VERB
easat-7475	170	17	on	on	ADP
easat-7475	170	18	a	a	DET
easat-7475	170	19	streamlined	streamlined	ADJ
easat-7475	170	20	set	set	NOUN
easat-7475	170	21	of	of	ADP
easat-7475	170	22	impactful	impactful	ADJ
easat-7475	170	23	factors	factor	NOUN
easat-7475	170	24	.	.	PUNCT
easat-7475	171	1	4	4	X
easat-7475	171	2	.	.	NOUN
easat-7475	171	3	model	model	NOUN
easat-7475	171	4	analysis	analysis	NOUN
easat-7475	171	5	and	and	CCONJ
easat-7475	171	6	discussion	discussion	NOUN
easat-7475	171	7	the	the	DET
easat-7475	171	8	model	model	NOUN
easat-7475	171	9	evaluates	evaluate	VERB
easat-7475	171	10	the	the	DET
easat-7475	171	11	capital	capital	NOUN
easat-7475	171	12	adequacy	adequacy	NOUN
easat-7475	171	13	ratio	ratio	NOUN
easat-7475	171	14	to	to	PART
easat-7475	171	15	determine	determine	VERB
easat-7475	171	16	if	if	SCONJ
easat-7475	171	17	the	the	DET
easat-7475	171	18	bank	bank	NOUN
easat-7475	171	19	possesses	possess	VERB
easat-7475	171	20	sufficient	sufficient	ADJ
easat-7475	171	21	capital	capital	NOUN
easat-7475	171	22	to	to	PART
easat-7475	171	23	absorb	absorb	VERB
easat-7475	171	24	potential	potential	ADJ
easat-7475	171	25	losses	loss	NOUN
easat-7475	171	26	.	.	PUNCT
easat-7475	172	1	additionally	additionally	ADV
easat-7475	172	2	,	,	PUNCT
easat-7475	172	3	it	it	PRON
easat-7475	172	4	assesses	assess	VERB
easat-7475	172	5	asset	asset	NOUN
easat-7475	172	6	quality	quality	NOUN
easat-7475	172	7	by	by	ADP
easat-7475	172	8	examining	examine	VERB
easat-7475	172	9	credit	credit	NOUN
easat-7475	172	10	quality	quality	NOUN
easat-7475	172	11	and	and	CCONJ
easat-7475	172	12	diversification	diversification	NOUN
easat-7475	172	13	.	.	PUNCT
easat-7475	173	1	management	management	NOUN
easat-7475	173	2	capabilities	capability	NOUN
easat-7475	173	3	are	be	AUX
easat-7475	173	4	analysed	analyse	VERB
easat-7475	173	5	to	to	PART
easat-7475	173	6	assess	assess	VERB
easat-7475	173	7	the	the	DET
easat-7475	173	8	ability	ability	NOUN
easat-7475	173	9	to	to	PART
easat-7475	173	10	identify	identify	VERB
easat-7475	173	11	profitable	profitable	ADJ
easat-7475	173	12	opportunities	opportunity	NOUN
easat-7475	173	13	while	while	SCONJ
easat-7475	173	14	effectively	effectively	ADV
easat-7475	173	15	managing	manage	VERB
easat-7475	173	16	risk	risk	NOUN
easat-7475	173	17	.	.	PUNCT
easat-7475	174	1	earnings	earning	NOUN
easat-7475	174	2	are	be	AUX
easat-7475	174	3	considered	consider	VERB
easat-7475	174	4	to	to	PART
easat-7475	174	5	gauge	gauge	VERB
easat-7475	174	6	the	the	DET
easat-7475	174	7	return	return	NOUN
easat-7475	174	8	on	on	ADP
easat-7475	174	9	capital	capital	NOUN
easat-7475	174	10	and	and	CCONJ
easat-7475	174	11	the	the	DET
easat-7475	174	12	quality	quality	NOUN
easat-7475	174	13	of	of	ADP
easat-7475	174	14	earnings	earning	NOUN
easat-7475	174	15	.	.	PUNCT
easat-7475	175	1	liquidity	liquidity	NOUN
easat-7475	175	2	is	be	AUX
easat-7475	175	3	evaluated	evaluate	VERB
easat-7475	175	4	to	to	PART
easat-7475	175	5	determine	determine	VERB
easat-7475	175	6	the	the	DET
easat-7475	175	7	ability	ability	NOUN
easat-7475	175	8	to	to	PART
easat-7475	175	9	meet	meet	VERB
easat-7475	175	10	current	current	ADJ
easat-7475	175	11	liabilities	liability	NOUN
easat-7475	175	12	.	.	PUNCT
easat-7475	176	1	lastly	lastly	ADV
easat-7475	176	2	,	,	PUNCT
easat-7475	176	3	sensitivity	sensitivity	NOUN
easat-7475	176	4	is	be	AUX
easat-7475	176	5	taken	take	VERB
easat-7475	176	6	into	into	ADP
easat-7475	176	7	account	account	NOUN
easat-7475	176	8	,	,	PUNCT
easat-7475	176	9	which	which	PRON
easat-7475	176	10	measures	measure	VERB
easat-7475	176	11	exposure	exposure	NOUN
easat-7475	176	12	to	to	ADP
easat-7475	176	13	changes	change	NOUN
easat-7475	176	14	in	in	ADP
easat-7475	176	15	interest	interest	NOUN
easat-7475	176	16	rates	rate	NOUN
easat-7475	176	17	,	,	PUNCT
easat-7475	176	18	foreign	foreign	ADJ
easat-7475	176	19	exchange	exchange	NOUN
easat-7475	176	20	rates	rate	NOUN
easat-7475	176	21	,	,	PUNCT
easat-7475	176	22	market	market	NOUN
easat-7475	176	23	risk	risk	NOUN
easat-7475	176	24	,	,	PUNCT
easat-7475	176	25	security	security	NOUN
easat-7475	176	26	prices	price	NOUN
easat-7475	176	27	,	,	PUNCT
easat-7475	176	28	commodity	commodity	NOUN
easat-7475	176	29	prices	price	NOUN
easat-7475	176	30	,	,	PUNCT
easat-7475	176	31	and	and	CCONJ
easat-7475	176	32	other	other	ADJ
easat-7475	176	33	factors	factor	NOUN
easat-7475	176	34	.	.	PUNCT
easat-7475	177	1	4.1	4.1	NUM
easat-7475	177	2	.	.	PUNCT
easat-7475	177	3	model	model	NOUN
easat-7475	177	4	analysis	analysis	NOUN
easat-7475	177	5	to	to	PART
easat-7475	177	6	generate	generate	VERB
easat-7475	177	7	the	the	DET
easat-7475	177	8	camels	camel	NOUN
easat-7475	177	9	rating	rating	NOUN
easat-7475	177	10	,	,	PUNCT
easat-7475	177	11	each	each	PRON
easat-7475	177	12	of	of	ADP
easat-7475	177	13	the	the	DET
easat-7475	177	14	six	six	NUM
easat-7475	177	15	components	component	NOUN
easat-7475	177	16	is	be	AUX
easat-7475	177	17	individually	individually	ADV
easat-7475	177	18	rated	rate	VERB
easat-7475	177	19	on	on	ADP
easat-7475	177	20	a	a	DET
easat-7475	177	21	scale	scale	NOUN
easat-7475	177	22	of	of	ADP
easat-7475	177	23	1	1	NUM
easat-7475	177	24	to	to	PART
easat-7475	177	25	5	5	NUM
easat-7475	177	26	,	,	PUNCT
easat-7475	177	27	1	1	NUM
easat-7475	177	28	being	be	AUX
easat-7475	177	29	the	the	DET
easat-7475	177	30	best	good	ADJ
easat-7475	177	31	and	and	CCONJ
easat-7475	177	32	5	5	NUM
easat-7475	177	33	being	be	AUX
easat-7475	177	34	the	the	DET
easat-7475	177	35	worst	bad	ADJ
easat-7475	177	36	.	.	PUNCT
easat-7475	178	1	a	a	DET
easat-7475	178	2	weighted	weight	VERB
easat-7475	178	3	rating	rating	NOUN
easat-7475	178	4	is	be	AUX
easat-7475	178	5	then	then	ADV
easat-7475	178	6	calculated	calculate	VERB
easat-7475	178	7	by	by	ADP
easat-7475	178	8	assigning	assign	VERB
easat-7475	178	9	weights	weight	NOUN
easat-7475	178	10	to	to	ADP
easat-7475	178	11	each	each	DET
easat-7475	178	12	component	component	NOUN
easat-7475	178	13	.	.	PUNCT
easat-7475	179	1	in	in	ADP
easat-7475	179	2	table	table	NOUN
easat-7475	179	3	3	3	NUM
easat-7475	179	4	,	,	PUNCT
easat-7475	179	5	the	the	DET
easat-7475	179	6	camel	camel	NOUN
easat-7475	179	7	rating	rating	NOUN
easat-7475	179	8	is	be	AUX
easat-7475	179	9	assigned	assign	VERB
easat-7475	179	10	,	,	PUNCT
easat-7475	179	11	with	with	ADP
easat-7475	179	12	a	a	DET
easat-7475	179	13	score	score	NOUN
easat-7475	179	14	of	of	ADP
easat-7475	179	15	1	1	NUM
easat-7475	179	16	indicating	indicate	VERB
easat-7475	179	17	a	a	DET
easat-7475	179	18	very	very	ADV
easat-7475	179	19	healthy	healthy	ADJ
easat-7475	179	20	bank	bank	NOUN
easat-7475	179	21	,	,	PUNCT
easat-7475	179	22	2	2	NUM
easat-7475	179	23	denoting	denote	VERB
easat-7475	179	24	a	a	DET
easat-7475	179	25	healthy	healthy	ADJ
easat-7475	179	26	bank	bank	NOUN
easat-7475	179	27	,	,	PUNCT
easat-7475	179	28	3	3	NUM
easat-7475	179	29	representing	represent	VERB
easat-7475	179	30	an	an	DET
easat-7475	179	31	average	average	ADJ
easat-7475	179	32	bank	bank	NOUN
easat-7475	179	33	,	,	PUNCT
easat-7475	179	34	4	4	NUM
easat-7475	179	35	indicating	indicate	VERB
easat-7475	179	36	an	an	DET
easat-7475	179	37	unhealthy	unhealthy	ADJ
easat-7475	179	38	bank	bank	NOUN
easat-7475	179	39	,	,	PUNCT
easat-7475	179	40	and	and	CCONJ
easat-7475	179	41	5	5	NUM
easat-7475	179	42	signifying	signify	VERB
easat-7475	179	43	a	a	DET
easat-7475	179	44	weak	weak	ADJ
easat-7475	179	45	bank	bank	NOUN
easat-7475	179	46	.	.	PUNCT
easat-7475	180	1	2363	2363	NUM
easat-7475	180	2	edelweiss	edelweiss	PROPN
easat-7475	180	3	applied	apply	VERB
easat-7475	180	4	science	science	NOUN
easat-7475	180	5	and	and	CCONJ
easat-7475	180	6	technology	technology	NOUN
easat-7475	180	7	issn	issn	PROPN
easat-7475	180	8	:	:	PUNCT
easat-7475	180	9	2576	2576	NUM
easat-7475	180	10	-	-	SYM
easat-7475	180	11	8484	8484	NUM
easat-7475	180	12	vol	vol	NOUN
easat-7475	180	13	.	.	PROPN
easat-7475	181	1	9	9	NUM
easat-7475	181	2	,	,	PUNCT
easat-7475	181	3	no	no	INTJ
easat-7475	181	4	.	.	NOUN
easat-7475	181	5	5	5	NUM
easat-7475	181	6	:	:	PUNCT
easat-7475	181	7	2355	2355	NUM
easat-7475	181	8	-	-	SYM
easat-7475	181	9	2371	2371	NUM
easat-7475	181	10	,	,	PUNCT
easat-7475	181	11	2025	2025	NUM
easat-7475	181	12	doi	doi	NOUN
easat-7475	181	13	:	:	PUNCT
easat-7475	181	14	10.55214/25768484.v9i5.7475	10.55214/25768484.v9i5.7475	NUM
easat-7475	181	15	©	©	PROPN
easat-7475	181	16	2025	2025	NUM
easat-7475	181	17	by	by	ADP
easat-7475	181	18	the	the	DET
easat-7475	181	19	authors	author	NOUN
easat-7475	181	20	;	;	PUNCT
easat-7475	181	21	licensee	licensee	PROPN
easat-7475	181	22	learning	learn	VERB
easat-7475	181	23	gate	gate	NOUN
easat-7475	181	24	table	table	NOUN
easat-7475	181	25	2	2	NUM
easat-7475	181	26	.	.	PUNCT
easat-7475	182	1	camels	camel	NOUN
easat-7475	182	2	ranking	rank	VERB
easat-7475	182	3	law	law	NOUN
easat-7475	182	4	.	.	PUNCT
easat-7475	183	1	acronym	acronym	NOUN
easat-7475	183	2	figures	figure	NOUN
easat-7475	183	3	in	in	ADP
easat-7475	183	4	rs	rs	NOUN
easat-7475	183	5	.	.	PUNCT
easat-7475	184	1	million/	million/	NUM
easat-7475	184	2	%	%	NOUN
easat-7475	184	3	ratio	ratio	NOUN
easat-7475	184	4	name	name	NOUN
easat-7475	184	5	rank	rank	PROPN
easat-7475	184	6	1	1	NUM
easat-7475	184	7	rank	rank	NOUN
easat-7475	184	8	2	2	NUM
easat-7475	184	9	rank	rank	NOUN
easat-7475	184	10	3	3	NUM
easat-7475	184	11	rank	rank	NOUN
easat-7475	184	12	4	4	NUM
easat-7475	184	13	rank	rank	NOUN
easat-7475	184	14	5	5	NUM
easat-7475	184	15	remarks	remark	NOUN
easat-7475	184	16	dependent	dependent	ADJ
easat-7475	184	17	variable	variable	ADJ
easat-7475	184	18	tobin	tobin	NOUN
easat-7475	184	19	q	q	PROPN
easat-7475	185	1	(	(	PUNCT
easat-7475	185	2	%	%	INTJ
easat-7475	185	3	)	)	PUNCT
easat-7475	185	4	tobin	tobin	PROPN
easat-7475	185	5	q	q	PROPN
easat-7475	186	1	>	>	PROPN
easat-7475	186	2	1	1	NUM
easat-7475	186	3	>	>	SYM
easat-7475	186	4	.50	.50	NUM
easat-7475	186	5	>	>	PUNCT
easat-7475	186	6	0.10	0.10	NUM
easat-7475	186	7	>	>	PUNCT
easat-7475	186	8	.50	.50	NUM
easat-7475	186	9	<	<	X
easat-7475	186	10	.49	.49	NUM
easat-7475	186	11	higher	high	ADJ
easat-7475	186	12	is	be	AUX
easat-7475	186	13	better	well	ADJ
easat-7475	186	14	(	(	PUNCT
easat-7475	186	15	%	%	INTJ
easat-7475	186	16	)	)	PUNCT
easat-7475	186	17	return	return	NOUN
easat-7475	186	18	on	on	ADP
easat-7475	186	19	net	net	ADJ
easat-7475	186	20	worth	worth	NOUN
easat-7475	186	21	>	>	X
easat-7475	186	22	15	15	NUM
easat-7475	186	23	>	>	SYM
easat-7475	186	24	10	10	NUM
easat-7475	186	25	>	>	SYM
easat-7475	186	26	5	5	NUM
easat-7475	186	27	>	>	PUNCT
easat-7475	186	28	=	=	SYM
easat-7475	186	29	1	1	NUM
easat-7475	186	30	<	<	SYM
easat-7475	186	31	1	1	NUM
easat-7475	186	32	higher	high	ADJ
easat-7475	186	33	is	be	AUX
easat-7475	186	34	better	well	ADJ
easat-7475	186	35	(	(	PUNCT
easat-7475	186	36	%	%	INTJ
easat-7475	186	37	)	)	PUNCT
easat-7475	186	38	return	return	NOUN
easat-7475	186	39	on	on	ADP
easat-7475	186	40	total	total	ADJ
easat-7475	186	41	assets	asset	NOUN
easat-7475	186	42	>	>	PUNCT
easat-7475	186	43	3.5	3.5	NUM
easat-7475	186	44	>	>	SYM
easat-7475	186	45	1	1	NUM
easat-7475	186	46	>	>	SYM
easat-7475	186	47	0.50	0.50	NUM
easat-7475	186	48	>	>	PUNCT
easat-7475	186	49	.10	.10	NUM
easat-7475	186	50	<	<	X
easat-7475	186	51	.09	.09	NUM
easat-7475	186	52	higher	high	ADJ
easat-7475	186	53	is	be	AUX
easat-7475	186	54	better	well	ADJ
easat-7475	186	55	(	(	PUNCT
easat-7475	186	56	%	%	INTJ
easat-7475	186	57	)	)	PUNCT
easat-7475	186	58	return	return	NOUN
easat-7475	186	59	on	on	ADP
easat-7475	186	60	assets	asset	NOUN
easat-7475	186	61	>	>	PUNCT
easat-7475	186	62	4	4	NUM
easat-7475	186	63	>	>	SYM
easat-7475	186	64	2	2	NUM
easat-7475	186	65	>	>	SYM
easat-7475	186	66	0.85	0.85	NUM
easat-7475	186	67	>	>	PUNCT
easat-7475	186	68	.10	.10	NUM
easat-7475	186	69	<	<	X
easat-7475	186	70	.09	.09	NUM
easat-7475	186	71	higher	high	ADJ
easat-7475	186	72	is	be	AUX
easat-7475	186	73	better	well	ADJ
easat-7475	186	74	capital	capital	NOUN
easat-7475	186	75	rs	rs	NOUN
easat-7475	186	76	.	.	PUNCT
easat-7475	186	77	million	million	NUM
easat-7475	186	78	capital	capital	NOUN
easat-7475	186	79	employed	employ	VERB
easat-7475	186	80	>	>	PUNCT
easat-7475	186	81	5000000	5000000	NUM
easat-7475	186	82	>	>	SYM
easat-7475	186	83	2500000	2500000	NUM
easat-7475	186	84	>	>	SYM
easat-7475	186	85	1000000	1000000	NUM
easat-7475	186	86	>	>	SYM
easat-7475	186	87	500000	500000	NUM
easat-7475	186	88	<	<	X
easat-7475	186	89	499999	499999	NUM
easat-7475	186	90	higher	high	ADJ
easat-7475	186	91	is	be	AUX
easat-7475	186	92	better	well	ADJ
easat-7475	186	93	(	(	PUNCT
easat-7475	186	94	%	%	INTJ
easat-7475	186	95	)	)	PUNCT
easat-7475	186	96	capital	capital	NOUN
easat-7475	186	97	adequacy	adequacy	NOUN
easat-7475	186	98	ratio	ratio	NOUN
easat-7475	186	99	(	(	PUNCT
easat-7475	186	100	in	in	ADP
easat-7475	186	101	per	per	ADP
easat-7475	186	102	cent	cent	NOUN
easat-7475	186	103	)	)	PUNCT
easat-7475	186	104	(	(	PUNCT
easat-7475	186	105	time	time	NOUN
easat-7475	186	106	series	series	PROPN
easat-7475	186	107	)	)	PUNCT
easat-7475	186	108	>	>	PUNCT
easat-7475	186	109	15	15	NUM
easat-7475	186	110	>	>	SYM
easat-7475	186	111	13	13	NUM
easat-7475	186	112	>	>	X
easat-7475	186	113	10.16	10.16	NUM
easat-7475	186	114	>	>	X
easat-7475	186	115	8.3	8.3	NUM
easat-7475	186	116	<	<	NOUN
easat-7475	186	117	8.2	8.2	NUM
easat-7475	186	118	higher	high	ADJ
easat-7475	186	119	is	be	AUX
easat-7475	186	120	better	well	ADJ
easat-7475	186	121	asset	asset	NOUN
easat-7475	186	122	rs	rs	NOUN
easat-7475	186	123	.	.	PUNCT
easat-7475	186	124	million	million	NUM
easat-7475	186	125	average	average	ADJ
easat-7475	186	126	total	total	ADJ
easat-7475	186	127	assets	asset	NOUN
easat-7475	186	128	>	>	PUNCT
easat-7475	186	129	7500000	7500000	NUM
easat-7475	186	130	>	>	SYM
easat-7475	186	131	2000000	2000000	NUM
easat-7475	186	132	>	>	SYM
easat-7475	186	133	1000000	1000000	NUM
easat-7475	186	134	>	>	SYM
easat-7475	186	135	500000	500000	NUM
easat-7475	186	136	<	<	X
easat-7475	186	137	499999	499999	NUM
easat-7475	186	138	higher	high	ADJ
easat-7475	186	139	is	be	AUX
easat-7475	186	140	better	well	ADJ
easat-7475	186	141	rs	r	NOUN
easat-7475	186	142	.	.	NOUN
easat-7475	186	143	million	million	NUM
easat-7475	186	144	average	average	ADJ
easat-7475	186	145	loan	loan	NOUN
easat-7475	186	146	and	and	CCONJ
easat-7475	186	147	advances	advance	NOUN
easat-7475	186	148	>	>	ADP
easat-7475	186	149	5000000	5000000	NUM
easat-7475	186	150	>	>	SYM
easat-7475	186	151	1000000	1000000	NUM
easat-7475	186	152	>	>	SYM
easat-7475	186	153	500000	500000	NUM
easat-7475	186	154	>	>	SYM
easat-7475	186	155	100000	100000	NUM
easat-7475	186	156	<	<	NOUN
easat-7475	186	157	99999	99999	NUM
easat-7475	186	158	higher	high	ADJ
easat-7475	186	159	is	be	AUX
easat-7475	186	160	better	well	ADJ
easat-7475	186	161	(	(	PUNCT
easat-7475	186	162	%	%	INTJ
easat-7475	186	163	)	)	PUNCT
easat-7475	186	164	net	net	ADJ
easat-7475	186	165	non	non	ADJ
easat-7475	186	166	-	-	ADJ
easat-7475	186	167	performing	perform	VERB
easat-7475	186	168	assets	asset	NOUN
easat-7475	186	169	(	(	PUNCT
easat-7475	186	170	nnpa	nnpa	NOUN
easat-7475	186	171	)	)	PUNCT
easat-7475	186	172	to	to	ADP
easat-7475	186	173	net	net	ADJ
easat-7475	186	174	advances	advance	NOUN
easat-7475	186	175	(	(	PUNCT
easat-7475	186	176	in	in	ADP
easat-7475	186	177	per	per	ADP
easat-7475	186	178	cent	cent	NOUN
easat-7475	186	179	)	)	PUNCT
easat-7475	187	1	<	<	X
easat-7475	187	2	.99	.99	NUM
easat-7475	187	3	<	<	X
easat-7475	187	4	1.5	1.5	NUM
easat-7475	187	5	<	<	NOUN
easat-7475	187	6	2.5	2.5	NUM
easat-7475	187	7	>	>	SYM
easat-7475	187	8	2.6	2.6	NUM
easat-7475	187	9	>	>	SYM
easat-7475	187	10	3	3	NUM
easat-7475	187	11	lesser	less	ADJ
easat-7475	187	12	is	be	AUX
easat-7475	187	13	better	well	ADJ
easat-7475	187	14	rs	rs	ADJ
easat-7475	187	15	.	.	PUNCT
easat-7475	187	16	million	million	NUM
easat-7475	187	17	total	total	ADJ
easat-7475	187	18	assets	asset	NOUN
easat-7475	187	19	>	>	PUNCT
easat-7475	187	20	15000000	15000000	NUM
easat-7475	187	21	>	>	SYM
easat-7475	187	22	5000000	5000000	NUM
easat-7475	187	23	>	>	SYM
easat-7475	187	24	1000000	1000000	NUM
easat-7475	187	25	<	<	X
easat-7475	187	26	1000000	1000000	NUM
easat-7475	187	27	<	<	X
easat-7475	187	28	499999	499999	NUM
easat-7475	187	29	higher	high	ADJ
easat-7475	187	30	is	be	AUX
easat-7475	187	31	better	well	ADJ
easat-7475	187	32	rs	r	NOUN
easat-7475	187	33	.	.	PUNCT
easat-7475	187	34	million	million	NUM
easat-7475	187	35	current	current	ADJ
easat-7475	187	36	assets	asset	NOUN
easat-7475	187	37	incl	incl	NOUN
easat-7475	187	38	long	long	ADJ
easat-7475	187	39	term	term	NOUN
easat-7475	187	40	portion	portion	NOUN
easat-7475	187	41	>	>	X
easat-7475	187	42	1000000	1000000	NUM
easat-7475	187	43	>	>	SYM
easat-7475	187	44	500000	500000	NUM
easat-7475	187	45	>	>	SYM
easat-7475	187	46	250000	250000	NUM
easat-7475	187	47	<	<	X
easat-7475	187	48	249999	249999	NUM
easat-7475	187	49	<	<	X
easat-7475	187	50	100000	100000	NUM
easat-7475	187	51	higher	high	ADJ
easat-7475	187	52	is	be	AUX
easat-7475	187	53	better	well	ADJ
easat-7475	187	54	management	management	NOUN
easat-7475	187	55	rs	rs	NOUN
easat-7475	187	56	.	.	PUNCT
easat-7475	188	1	million	million	NUM
easat-7475	188	2	profit	profit	NOUN
easat-7475	188	3	/	/	SYM
easat-7475	188	4	loss	loss	NOUN
easat-7475	188	5	per	per	ADP
easat-7475	188	6	employee	employee	NOUN
easat-7475	188	7	>	>	X
easat-7475	188	8	2	2	NUM
easat-7475	188	9	>	>	SYM
easat-7475	188	10	1	1	NUM
easat-7475	188	11	>	>	SYM
easat-7475	188	12	.5	.5	NUM
easat-7475	189	1	>	>	PUNCT
easat-7475	189	2	.25	.25	NUM
easat-7475	189	3	<	<	X
easat-7475	189	4	.25	.25	NUM
easat-7475	189	5	higher	high	ADJ
easat-7475	189	6	is	be	AUX
easat-7475	189	7	better	well	ADJ
easat-7475	189	8	(	(	PUNCT
easat-7475	189	9	%	%	INTJ
easat-7475	189	10	)	)	PUNCT
easat-7475	189	11	pbt	pbt	PROPN
easat-7475	189	12	as	as	ADP
easat-7475	189	13	%	%	NOUN
easat-7475	189	14	of	of	ADP
easat-7475	189	15	total	total	ADJ
easat-7475	189	16	income	income	NOUN
easat-7475	189	17	>	>	X
easat-7475	189	18	30	30	NUM
easat-7475	189	19	>	>	SYM
easat-7475	189	20	15	15	NUM
easat-7475	189	21	>	>	SYM
easat-7475	189	22	11	11	NUM
easat-7475	189	23	>	>	SYM
easat-7475	189	24	1	1	NUM
easat-7475	189	25	<	<	NOUN
easat-7475	189	26	.99	.99	NUM
easat-7475	189	27	higher	high	ADJ
easat-7475	189	28	is	be	AUX
easat-7475	189	29	better	well	ADJ
easat-7475	189	30	(	(	PUNCT
easat-7475	189	31	%	%	INTJ
easat-7475	189	32	)	)	PUNCT
easat-7475	189	33	pat	pat	NOUN
easat-7475	189	34	as	as	ADP
easat-7475	189	35	%	%	NOUN
easat-7475	189	36	of	of	ADP
easat-7475	189	37	total	total	ADJ
easat-7475	189	38	income	income	NOUN
easat-7475	189	39	>	>	X
easat-7475	189	40	20	20	NUM
easat-7475	189	41	>	>	SYM
easat-7475	189	42	15	15	NUM
easat-7475	189	43	>	>	SYM
easat-7475	189	44	8	8	NUM
easat-7475	189	45	>	>	SYM
easat-7475	189	46	1	1	NUM
easat-7475	189	47	<	<	NOUN
easat-7475	189	48	.99	.99	NUM
easat-7475	189	49	higher	high	ADJ
easat-7475	189	50	is	be	AUX
easat-7475	189	51	better	well	ADJ
easat-7475	189	52	(	(	PUNCT
easat-7475	189	53	%	%	INTJ
easat-7475	189	54	)	)	PUNCT
easat-7475	189	55	net	net	ADJ
easat-7475	189	56	profit	profit	NOUN
easat-7475	189	57	margin	margin	NOUN
easat-7475	189	58	>	>	X
easat-7475	189	59	20	20	NUM
easat-7475	189	60	>	>	SYM
easat-7475	189	61	15	15	NUM
easat-7475	189	62	>	>	SYM
easat-7475	189	63	7	7	NUM
easat-7475	189	64	>	>	SYM
easat-7475	189	65	1	1	NUM
easat-7475	189	66	<	<	NOUN
easat-7475	189	67	.99	.99	NUM
easat-7475	189	68	higher	high	ADJ
easat-7475	189	69	is	be	AUX
easat-7475	189	70	better	well	ADJ
easat-7475	189	71	(	(	PUNCT
easat-7475	189	72	%	%	INTJ
easat-7475	189	73	)	)	PUNCT
easat-7475	189	74	contingent	contingent	ADJ
easat-7475	189	75	liabilities	liability	NOUN
easat-7475	189	76	/	/	SYM
easat-7475	189	77	net	net	ADJ
easat-7475	189	78	worth	worth	NOUN
easat-7475	189	79	(	(	PUNCT
easat-7475	189	80	%	%	INTJ
easat-7475	189	81	)	)	PUNCT
easat-7475	189	82	<	<	X
easat-7475	189	83	100	100	NUM
easat-7475	189	84	>	>	SYM
easat-7475	189	85	100	100	NUM
easat-7475	189	86	>	>	SYM
easat-7475	189	87	500	500	NUM
easat-7475	189	88	>	>	SYM
easat-7475	189	89	1000	1000	NUM
easat-7475	189	90	>	>	SYM
easat-7475	189	91	2000	2000	NUM
easat-7475	189	92	lesser	less	ADJ
easat-7475	189	93	is	be	AUX
easat-7475	189	94	betteer	betteer	PROPN
easat-7475	189	95	times	time	NOUN
easat-7475	189	96	employees	employee	NOUN
easat-7475	189	97	utilisation	utilisation	NOUN
easat-7475	189	98	ratio(times	ratio(time	NOUN
easat-7475	189	99	)	)	PUNCT
easat-7475	189	100	>	>	PUNCT
easat-7475	189	101	20	20	NUM
easat-7475	189	102	>	>	SYM
easat-7475	189	103	15	15	NUM
easat-7475	189	104	>	>	SYM
easat-7475	189	105	10	10	NUM
easat-7475	189	106	>	>	SYM
easat-7475	189	107	5	5	NUM
easat-7475	189	108	<	<	NOUN
easat-7475	189	109	4.99	4.99	NUM
easat-7475	189	110	higher	high	ADJ
easat-7475	189	111	is	be	AUX
easat-7475	189	112	better	well	ADV
easat-7475	189	113	earning	earn	VERB
easat-7475	189	114	nos	nos	NOUN
easat-7475	189	115	.	.	PUNCT
easat-7475	190	1	no	no	INTJ
easat-7475	190	2	.	.	PUNCT
easat-7475	191	1	of	of	ADP
easat-7475	191	2	branches	branch	NOUN
easat-7475	191	3	>	>	PUNCT
easat-7475	191	4	5000	5000	NUM
easat-7475	191	5	>	>	SYM
easat-7475	191	6	2500	2500	NUM
easat-7475	191	7	>	>	SYM
easat-7475	191	8	1500	1500	NUM
easat-7475	191	9	>	>	SYM
easat-7475	191	10	500	500	NUM
easat-7475	191	11	<	<	SYM
easat-7475	191	12	499	499	NUM
easat-7475	191	13	higher	high	ADJ
easat-7475	191	14	is	be	AUX
easat-7475	191	15	better	well	ADJ
easat-7475	191	16	nos	nos	X
easat-7475	191	17	.	.	PUNCT
easat-7475	192	1	no	no	INTJ
easat-7475	192	2	.	.	PUNCT
easat-7475	193	1	of	of	ADP
easat-7475	193	2	employees	employee	NOUN
easat-7475	193	3	>	>	X
easat-7475	193	4	125000	125000	NUM
easat-7475	193	5	>	>	PUNCT
easat-7475	193	6	75000	75000	NUM
easat-7475	193	7	>	>	SYM
easat-7475	193	8	15000	15000	NUM
easat-7475	193	9	>	>	SYM
easat-7475	193	10	5000	5000	NUM
easat-7475	193	11	<	<	NOUN
easat-7475	193	12	4999	4999	NUM
easat-7475	193	13	higher	high	ADJ
easat-7475	193	14	is	be	AUX
easat-7475	193	15	better	well	ADJ
easat-7475	193	16	rs	r	NOUN
easat-7475	193	17	.	.	PUNCT
easat-7475	193	18	million	million	NUM
easat-7475	193	19	other	other	ADJ
easat-7475	193	20	income	income	NOUN
easat-7475	193	21	>	>	X
easat-7475	193	22	25000	25000	NUM
easat-7475	193	23	>	>	SYM
easat-7475	193	24	10000	10000	NUM
easat-7475	193	25	>	>	SYM
easat-7475	193	26	1000	1000	NUM
easat-7475	193	27	>	>	SYM
easat-7475	193	28	500	500	NUM
easat-7475	193	29	<	<	SYM
easat-7475	193	30	499	499	NUM
easat-7475	193	31	higher	high	ADJ
easat-7475	193	32	is	be	AUX
easat-7475	193	33	better	well	ADJ
easat-7475	193	34	(	(	PUNCT
easat-7475	193	35	%	%	INTJ
easat-7475	193	36	)	)	PUNCT
easat-7475	193	37	interest	interest	NOUN
easat-7475	193	38	income	income	NOUN
easat-7475	193	39	as	as	ADP
easat-7475	193	40	a	a	DET
easat-7475	193	41	percentage	percentage	NOUN
easat-7475	193	42	to	to	ADP
easat-7475	193	43	working	work	VERB
easat-7475	193	44	funds	fund	NOUN
easat-7475	193	45	>	>	PUNCT
easat-7475	193	46	100	100	NUM
easat-7475	193	47	>	>	SYM
easat-7475	193	48	50	50	NUM
easat-7475	193	49	>	>	SYM
easat-7475	193	50	10	10	NUM
easat-7475	193	51	>	>	SYM
easat-7475	193	52	5	5	NUM
easat-7475	193	53	<	<	NOUN
easat-7475	193	54	4.99	4.99	NUM
easat-7475	193	55	higher	high	ADJ
easat-7475	193	56	is	be	AUX
easat-7475	193	57	better	well	ADJ
easat-7475	193	58	rs	r	NOUN
easat-7475	193	59	.	.	PUNCT
easat-7475	193	60	million	million	NUM
easat-7475	193	61	interest	interest	NOUN
easat-7475	193	62	income	income	NOUN
easat-7475	193	63	>	>	X
easat-7475	193	64	1000000	1000000	NUM
easat-7475	193	65	>	>	SYM
easat-7475	193	66	100000	100000	NUM
easat-7475	193	67	>	>	SYM
easat-7475	193	68	25000	25000	NUM
easat-7475	193	69	>	>	SYM
easat-7475	193	70	10000	10000	NUM
easat-7475	193	71	<	<	X
easat-7475	193	72	9999	9999	NUM
easat-7475	193	73	higher	high	ADJ
easat-7475	193	74	is	be	AUX
easat-7475	193	75	better	well	ADJ
easat-7475	193	76	(	(	PUNCT
easat-7475	193	77	%	%	INTJ
easat-7475	193	78	)	)	PUNCT
easat-7475	193	79	pat	pat	NOUN
easat-7475	193	80	as	as	ADP
easat-7475	193	81	%	%	NOUN
easat-7475	193	82	of	of	ADP
easat-7475	193	83	capital	capital	NOUN
easat-7475	193	84	employed	employ	VERB
easat-7475	193	85	>	>	ADP
easat-7475	193	86	15	15	NUM
easat-7475	193	87	>	>	SYM
easat-7475	193	88	10	10	NUM
easat-7475	193	89	>	>	SYM
easat-7475	193	90	5	5	NUM
easat-7475	193	91	>	>	SYM
easat-7475	193	92	1	1	NUM
easat-7475	193	93	<	<	NOUN
easat-7475	193	94	.99	.99	NUM
easat-7475	193	95	higher	high	ADJ
easat-7475	193	96	is	be	AUX
easat-7475	193	97	better	well	ADJ
easat-7475	193	98	liquidty	liquidty	VERB
easat-7475	193	99	rs	rs	ADJ
easat-7475	193	100	.	.	PUNCT
easat-7475	194	1	million	million	NUM
easat-7475	194	2	current	current	ADJ
easat-7475	194	3	liabilities	liability	NOUN
easat-7475	194	4	>	>	PUNCT
easat-7475	194	5	700000	700000	NUM
easat-7475	194	6	>	>	SYM
easat-7475	194	7	300000	300000	NUM
easat-7475	194	8	>	>	SYM
easat-7475	194	9	100000	100000	NUM
easat-7475	194	10	>	>	SYM
easat-7475	194	11	50000	50000	NUM
easat-7475	194	12	<	<	NOUN
easat-7475	194	13	49999	49999	NUM
easat-7475	194	14	higher	high	ADJ
easat-7475	194	15	is	be	AUX
easat-7475	194	16	better	well	ADJ
easat-7475	194	17	times	time	NOUN
easat-7475	194	18	debt	debt	NOUN
easat-7475	194	19	to	to	ADP
easat-7475	194	20	equity	equity	NOUN
easat-7475	194	21	ratio	ratio	NOUN
easat-7475	194	22	(	(	PUNCT
easat-7475	194	23	times	times	PROPN
easat-7475	194	24	)	)	PUNCT
easat-7475	194	25	>	>	PUNCT
easat-7475	194	26	5	5	NUM
easat-7475	194	27	>	>	SYM
easat-7475	194	28	2	2	NUM
easat-7475	194	29	>	>	SYM
easat-7475	194	30	1	1	NUM
easat-7475	194	31	>	>	SYM
easat-7475	194	32	.50	.50	NUM
easat-7475	194	33	<	<	X
easat-7475	194	34	.49	.49	NUM
easat-7475	194	35	higher	high	ADJ
easat-7475	194	36	is	be	AUX
easat-7475	194	37	better	well	ADJ
easat-7475	194	38	times	time	NOUN
easat-7475	194	39	quick	quick	ADJ
easat-7475	194	40	ratio	ratio	NOUN
easat-7475	194	41	(	(	PUNCT
easat-7475	194	42	times	times	PROPN
easat-7475	194	43	)	)	PUNCT
easat-7475	194	44	>	>	PUNCT
easat-7475	194	45	15	15	NUM
easat-7475	194	46	>	>	SYM
easat-7475	194	47	10	10	NUM
easat-7475	194	48	>	>	SYM
easat-7475	194	49	5	5	NUM
easat-7475	194	50	>	>	SYM
easat-7475	194	51	1	1	NUM
easat-7475	194	52	<	<	NOUN
easat-7475	194	53	.99	.99	NUM
easat-7475	194	54	higher	high	ADJ
easat-7475	194	55	is	be	AUX
easat-7475	194	56	better	well	ADJ
easat-7475	194	57	times	time	NOUN
easat-7475	194	58	quick	quick	ADJ
easat-7475	194	59	ratio	ratio	NOUN
easat-7475	194	60	(	(	PUNCT
easat-7475	194	61	times	times	PROPN
easat-7475	194	62	)	)	PUNCT
easat-7475	194	63	>	>	PUNCT
easat-7475	194	64	15	15	NUM
easat-7475	194	65	>	>	SYM
easat-7475	194	66	10	10	NUM
easat-7475	194	67	>	>	SYM
easat-7475	194	68	5	5	NUM
easat-7475	194	69	>	>	SYM
easat-7475	194	70	2	2	NUM
easat-7475	194	71	<	<	NOUN
easat-7475	194	72	1.99	1.99	NUM
easat-7475	194	73	higher	high	ADJ
easat-7475	194	74	is	be	AUX
easat-7475	194	75	better	well	ADJ
easat-7475	194	76	rs	r	NOUN
easat-7475	194	77	.	.	NOUN
easat-7475	194	78	million	million	NUM
easat-7475	194	79	decrease	decrease	NOUN
easat-7475	194	80	increase	increase	VERB
easat-7475	194	81	in	in	ADP
easat-7475	194	82	working	work	VERB
easat-7475	194	83	capital	capital	NOUN
easat-7475	194	84	>	>	PROPN
easat-7475	194	85	700000	700000	NUM
easat-7475	194	86	>	>	SYM
easat-7475	194	87	200000	200000	NUM
easat-7475	194	88	>	>	SYM
easat-7475	194	89	15000	15000	NUM
easat-7475	194	90	>	>	SYM
easat-7475	194	91	10000	10000	NUM
easat-7475	194	92	<	<	X
easat-7475	194	93	9999	9999	NUM
easat-7475	194	94	higher	high	ADJ
easat-7475	194	95	is	be	AUX
easat-7475	194	96	better	well	ADJ
easat-7475	194	97	sensitvity	sensitvity	NOUN
easat-7475	194	98	indian	indian	ADJ
easat-7475	194	99	rupee	rupee	PROPN
easat-7475	194	100	eps	eps	PROPN
easat-7475	194	101	basic	basic	NOUN
easat-7475	194	102	,	,	PUNCT
easat-7475	194	103	as	as	ADP
easat-7475	194	104	20	20	NUM
easat-7475	194	105	>	>	SYM
easat-7475	194	106	5000	5000	NUM
easat-7475	194	107	>	>	SYM
easat-7475	194	108	1000	1000	NUM
easat-7475	194	109	>	>	SYM
easat-7475	194	110	200	200	NUM
easat-7475	194	111	>	>	SYM
easat-7475	194	112	10	10	NUM
easat-7475	194	113	<	<	NOUN
easat-7475	194	114	9.99	9.99	NUM
easat-7475	194	115	higher	high	ADJ
easat-7475	194	116	is	be	AUX
easat-7475	194	117	better	well	ADJ
easat-7475	194	118	2364	2364	NUM
easat-7475	194	119	edelweiss	edelweiss	PROPN
easat-7475	194	120	applied	apply	VERB
easat-7475	194	121	science	science	NOUN
easat-7475	194	122	and	and	CCONJ
easat-7475	194	123	technology	technology	NOUN
easat-7475	194	124	issn	issn	PROPN
easat-7475	194	125	:	:	PUNCT
easat-7475	194	126	2576	2576	NUM
easat-7475	194	127	-	-	SYM
easat-7475	194	128	8484	8484	NUM
easat-7475	194	129	vol	vol	NOUN
easat-7475	194	130	.	.	PROPN
easat-7475	195	1	9	9	NUM
easat-7475	195	2	,	,	PUNCT
easat-7475	195	3	no	no	INTJ
easat-7475	195	4	.	.	NOUN
easat-7475	195	5	5	5	NUM
easat-7475	195	6	:	:	PUNCT
easat-7475	195	7	2355	2355	NUM
easat-7475	195	8	-	-	SYM
easat-7475	195	9	2371	2371	NUM
easat-7475	195	10	,	,	PUNCT
easat-7475	195	11	2025	2025	NUM
easat-7475	195	12	doi	doi	NOUN
easat-7475	195	13	:	:	PUNCT
easat-7475	195	14	10.55214/25768484.v9i5.7475	10.55214/25768484.v9i5.7475	NUM
easat-7475	195	15	©	©	PROPN
easat-7475	195	16	2025	2025	NUM
easat-7475	195	17	by	by	ADP
easat-7475	195	18	the	the	DET
easat-7475	195	19	authors	author	NOUN
easat-7475	195	20	;	;	PUNCT
easat-7475	195	21	licensee	licensee	PROPN
easat-7475	195	22	learning	learning	NOUN
easat-7475	195	23	gate	gate	NOUN
easat-7475	195	24	(	(	PUNCT
easat-7475	195	25	%	%	INTJ
easat-7475	195	26	)	)	PUNCT
easat-7475	195	27	return	return	NOUN
easat-7475	195	28	on	on	ADP
easat-7475	195	29	net	net	ADJ
easat-7475	195	30	worth	worth	NOUN
easat-7475	195	31	>	>	X
easat-7475	195	32	20	20	NUM
easat-7475	195	33	>	>	SYM
easat-7475	195	34	10	10	NUM
easat-7475	195	35	>	>	SYM
easat-7475	195	36	5	5	NUM
easat-7475	195	37	>	>	SYM
easat-7475	195	38	1	1	NUM
easat-7475	195	39	<	<	NOUN
easat-7475	195	40	.99	.99	NUM
easat-7475	195	41	higher	high	ADJ
easat-7475	195	42	is	be	AUX
easat-7475	195	43	better	well	ADJ
easat-7475	195	44	rs	r	NOUN
easat-7475	195	45	.	.	PUNCT
easat-7475	195	46	million	million	NUM
easat-7475	195	47	total	total	ADJ
easat-7475	195	48	term	term	NOUN
easat-7475	195	49	liabilities	liability	NOUN
easat-7475	195	50	>	>	PUNCT
easat-7475	195	51	100000	100000	NUM
easat-7475	195	52	>	>	SYM
easat-7475	195	53	100000	100000	NUM
easat-7475	195	54	>	>	SYM
easat-7475	195	55	50000	50000	NUM
easat-7475	195	56	>	>	SYM
easat-7475	195	57	10000	10000	NUM
easat-7475	195	58	<	<	X
easat-7475	195	59	9999	9999	NUM
easat-7475	195	60	higher	high	ADJ
easat-7475	195	61	is	be	AUX
easat-7475	195	62	better	well	ADJ
easat-7475	195	63	profit	profit	NOUN
easat-7475	195	64	/	/	SYM
easat-7475	195	65	gdp	gdp	NOUN
easat-7475	195	66	profit	profit	NOUN
easat-7475	195	67	/	/	SYM
easat-7475	195	68	gdp	gdp	NOUN
easat-7475	195	69	>	>	PROPN
easat-7475	195	70	600	600	NUM
easat-7475	195	71	>	>	SYM
easat-7475	195	72	300	300	NUM
easat-7475	195	73	>	>	SYM
easat-7475	195	74	100	100	NUM
easat-7475	195	75	>	>	SYM
easat-7475	195	76	50	50	NUM
easat-7475	195	77	<	<	NOUN
easat-7475	195	78	49.99	49.99	NUM
easat-7475	195	79	higher	high	ADJ
easat-7475	195	80	is	be	AUX
easat-7475	195	81	better	well	ADJ
easat-7475	195	82	table	table	NOUN
easat-7475	196	1	3	3	NUM
easat-7475	196	2	.	.	PUNCT
easat-7475	196	3	ranking	ranking	PROPN
easat-7475	196	4	.	.	PUNCT
easat-7475	197	1	bank	bank	NOUN
easat-7475	197	2	name	name	PROPN
easat-7475	197	3	axis	axis	PROPN
easat-7475	197	4	bank	bank	PROPN
easat-7475	197	5	ltd	ltd	PROPN
easat-7475	197	6	.	.	PROPN
easat-7475	197	7	bandhan	bandhan	PROPN
easat-7475	197	8	bank	bank	PROPN
easat-7475	197	9	ltd	ltd	PROPN
easat-7475	197	10	.	.	PUNCT
easat-7475	198	1	c	c	PROPN
easat-7475	198	2	s	s	PROPN
easat-7475	198	3	b	b	PROPN
easat-7475	198	4	bank	bank	PROPN
easat-7475	198	5	ltd	ltd	PROPN
easat-7475	198	6	.	.	PROPN
easat-7475	198	7	city	city	PROPN
easat-7475	198	8	union	union	PROPN
easat-7475	198	9	bank	bank	PROPN
easat-7475	198	10	ltd	ltd	PROPN
easat-7475	198	11	.	.	PUNCT
easat-7475	199	1	d	d	PROPN
easat-7475	199	2	c	c	PROPN
easat-7475	199	3	b	b	PROPN
easat-7475	199	4	bank	bank	PROPN
easat-7475	199	5	ltd	ltd	PROPN
easat-7475	199	6	.	.	PROPN
easat-7475	199	7	dhanlaxmi	dhanlaxmi	PROPN
easat-7475	199	8	bank	bank	PROPN
easat-7475	199	9	ltd	ltd	PROPN
easat-7475	199	10	.	.	PROPN
easat-7475	199	11	federal	federal	PROPN
easat-7475	199	12	bank	bank	PROPN
easat-7475	199	13	ltd	ltd	PROPN
easat-7475	199	14	.	.	PUNCT
easat-7475	199	15	h	h	PROPN
easat-7475	200	1	d	d	X
easat-7475	200	2	f	f	PROPN
easat-7475	200	3	c	c	PROPN
easat-7475	200	4	bank	bank	PROPN
easat-7475	200	5	ltd	ltd	PROPN
easat-7475	200	6	.	.	PUNCT
easat-7475	201	1	i	i	PRON
easat-7475	201	2	c	c	VERB
easat-7475	202	1	i	i	PRON
easat-7475	202	2	c	c	VERB
easat-7475	203	1	i	i	PROPN
easat-7475	203	2	bank	bank	PROPN
easat-7475	203	3	ltd	ltd	PROPN
easat-7475	203	4	.	.	PUNCT
easat-7475	204	1	i	i	PRON
easat-7475	205	1	d	d	X
easat-7475	205	2	f	f	PROPN
easat-7475	205	3	c	c	PROPN
easat-7475	205	4	first	first	PROPN
easat-7475	205	5	bank	bank	PROPN
easat-7475	205	6	ltd	ltd	PROPN
easat-7475	205	7	.	.	PROPN
easat-7475	205	8	ranking	rank	VERB
easat-7475	205	9	2.6	2.6	NUM
easat-7475	205	10	2.4	2.4	NUM
easat-7475	205	11	3.4	3.4	NUM
easat-7475	205	12	2.6	2.6	NUM
easat-7475	205	13	3.5	3.5	NUM
easat-7475	205	14	3.7	3.7	NUM
easat-7475	205	15	3.9	3.9	NUM
easat-7475	205	16	2.4	2.4	NUM
easat-7475	205	17	2.5	2.5	NUM
easat-7475	205	18	3.4	3.4	NUM
easat-7475	205	19	bank	bank	NOUN
easat-7475	205	20	name	name	PROPN
easat-7475	205	21	indusind	indusind	PROPN
easat-7475	205	22	bank	bank	PROPN
easat-7475	205	23	ltd	ltd	PROPN
easat-7475	205	24	.	.	PROPN
easat-7475	206	1	jammu	jammu	PROPN
easat-7475	206	2	&	&	CCONJ
easat-7475	206	3	kashmir	kashmir	PROPN
easat-7475	206	4	bank	bank	PROPN
easat-7475	206	5	ltd	ltd	PROPN
easat-7475	206	6	.	.	PROPN
easat-7475	206	7	karnataka	karnataka	PROPN
easat-7475	206	8	bank	bank	PROPN
easat-7475	206	9	ltd	ltd	PROPN
easat-7475	206	10	.	.	PROPN
easat-7475	207	1	karur	karur	PROPN
easat-7475	207	2	vysya	vysya	PROPN
easat-7475	207	3	bank	bank	PROPN
easat-7475	207	4	ltd	ltd	PROPN
easat-7475	207	5	.	.	PROPN
easat-7475	207	6	kotak	kotak	PROPN
easat-7475	207	7	mahindra	mahindra	PROPN
easat-7475	207	8	bank	bank	PROPN
easat-7475	207	9	ltd	ltd	PROPN
easat-7475	207	10	.	.	PROPN
easat-7475	208	1	nainital	nainital	PROPN
easat-7475	208	2	bank	bank	PROPN
easat-7475	208	3	ltd	ltd	PROPN
easat-7475	208	4	.	.	PUNCT
easat-7475	209	1	r	r	NOUN
easat-7475	209	2	b	b	PROPN
easat-7475	209	3	l	l	PROPN
easat-7475	209	4	bank	bank	PROPN
easat-7475	209	5	ltd	ltd	PROPN
easat-7475	209	6	.	.	PROPN
easat-7475	209	7	south	south	PROPN
easat-7475	209	8	indian	indian	PROPN
easat-7475	209	9	bank	bank	PROPN
easat-7475	209	10	ltd	ltd	PROPN
easat-7475	209	11	.	.	PROPN
easat-7475	209	12	tamilnad	tamilnad	PROPN
easat-7475	209	13	mercantile	mercantile	PROPN
easat-7475	209	14	bank	bank	PROPN
easat-7475	209	15	ltd	ltd	PROPN
easat-7475	209	16	.	.	PROPN
easat-7475	210	1	yes	yes	PROPN
easat-7475	210	2	bank	bank	PROPN
easat-7475	210	3	ltd	ltd	PROPN
easat-7475	210	4	.	.	PROPN
easat-7475	211	1	ranking	rank	VERB
easat-7475	211	2	3.7	3.7	NUM
easat-7475	211	3	3.6	3.6	NUM
easat-7475	211	4	3.8	3.8	NUM
easat-7475	211	5	3.9	3.9	NUM
easat-7475	211	6	2.5	2.5	NUM
easat-7475	211	7	3.2	3.2	NUM
easat-7475	211	8	3.8	3.8	NUM
easat-7475	211	9	3.8	3.8	NUM
easat-7475	211	10	2.6	2.6	NUM
easat-7475	211	11	3.7	3.7	NUM
easat-7475	211	12	2365	2365	NUM
easat-7475	211	13	edelweiss	edelweiss	PROPN
easat-7475	211	14	applied	apply	VERB
easat-7475	211	15	science	science	NOUN
easat-7475	211	16	and	and	CCONJ
easat-7475	211	17	technology	technology	NOUN
easat-7475	211	18	issn	issn	PROPN
easat-7475	211	19	:	:	PUNCT
easat-7475	211	20	2576	2576	NUM
easat-7475	211	21	-	-	SYM
easat-7475	211	22	8484	8484	NUM
easat-7475	211	23	vol	vol	NOUN
easat-7475	211	24	.	.	PROPN
easat-7475	212	1	9	9	NUM
easat-7475	212	2	,	,	PUNCT
easat-7475	212	3	no	no	INTJ
easat-7475	212	4	.	.	NOUN
easat-7475	212	5	5	5	NUM
easat-7475	212	6	:	:	PUNCT
easat-7475	212	7	2355	2355	NUM
easat-7475	212	8	-	-	SYM
easat-7475	212	9	2371	2371	NUM
easat-7475	212	10	,	,	PUNCT
easat-7475	212	11	2025	2025	NUM
easat-7475	212	12	doi	doi	NOUN
easat-7475	212	13	:	:	PUNCT
easat-7475	212	14	10.55214/25768484.v9i5.7475	10.55214/25768484.v9i5.7475	NUM
easat-7475	212	15	©	©	PROPN
easat-7475	212	16	2025	2025	NUM
easat-7475	212	17	by	by	ADP
easat-7475	212	18	the	the	DET
easat-7475	212	19	authors	author	NOUN
easat-7475	212	20	;	;	PUNCT
easat-7475	212	21	licensee	licensee	PROPN
easat-7475	212	22	learning	learn	VERB
easat-7475	212	23	gate	gate	PROPN
easat-7475	212	24	table	table	NOUN
easat-7475	212	25	2	2	NUM
easat-7475	212	26	provides	provide	VERB
easat-7475	212	27	rankings	ranking	NOUN
easat-7475	212	28	law	law	NOUN
easat-7475	212	29	as	as	ADP
easat-7475	212	30	per	per	ADP
easat-7475	212	31	the	the	DET
easat-7475	212	32	camel	camel	NOUN
easat-7475	212	33	rating	rating	NOUN
easat-7475	212	34	system	system	NOUN
easat-7475	212	35	,	,	PUNCT
easat-7475	212	36	which	which	PRON
easat-7475	212	37	assesses	assess	VERB
easat-7475	212	38	the	the	DET
easat-7475	212	39	financial	financial	ADJ
easat-7475	212	40	health	health	NOUN
easat-7475	212	41	and	and	CCONJ
easat-7475	212	42	performance	performance	NOUN
easat-7475	212	43	of	of	ADP
easat-7475	212	44	banks	bank	NOUN
easat-7475	212	45	across	across	ADP
easat-7475	212	46	various	various	ADJ
easat-7475	212	47	factors	factor	NOUN
easat-7475	212	48	.	.	PUNCT
easat-7475	213	1	here	here	ADV
easat-7475	213	2	are	be	AUX
easat-7475	213	3	the	the	DET
easat-7475	213	4	calculations	calculation	NOUN
easat-7475	213	5	and	and	CCONJ
easat-7475	213	6	interpretations	interpretation	NOUN
easat-7475	213	7	:	:	PUNCT
easat-7475	213	8	according	accord	VERB
easat-7475	213	9	to	to	ADP
easat-7475	213	10	the	the	DET
easat-7475	213	11	camels	camel	NOUN
easat-7475	213	12	rating	rating	NOUN
easat-7475	213	13	system	system	NOUN
easat-7475	213	14	,	,	PUNCT
easat-7475	213	15	a	a	DET
easat-7475	213	16	ranking	ranking	NOUN
easat-7475	213	17	of	of	ADP
easat-7475	213	18	1	1	NUM
easat-7475	213	19	indicates	indicate	VERB
easat-7475	213	20	the	the	DET
easat-7475	213	21	highest	high	ADJ
easat-7475	213	22	level	level	NOUN
easat-7475	213	23	of	of	ADP
easat-7475	213	24	performance	performance	NOUN
easat-7475	213	25	and	and	CCONJ
easat-7475	213	26	is	be	AUX
easat-7475	213	27	considered	consider	VERB
easat-7475	213	28	the	the	DET
easat-7475	213	29	best	good	ADJ
easat-7475	213	30	,	,	PUNCT
easat-7475	213	31	while	while	SCONJ
easat-7475	213	32	a	a	DET
easat-7475	213	33	ranking	ranking	NOUN
easat-7475	213	34	of	of	ADP
easat-7475	213	35	5	5	NUM
easat-7475	213	36	signifies	signifie	NOUN
easat-7475	213	37	the	the	DET
easat-7475	213	38	lowest	low	ADJ
easat-7475	213	39	level	level	NOUN
easat-7475	213	40	of	of	ADP
easat-7475	213	41	performance	performance	NOUN
easat-7475	213	42	and	and	CCONJ
easat-7475	213	43	is	be	AUX
easat-7475	213	44	considered	consider	VERB
easat-7475	213	45	the	the	DET
easat-7475	213	46	worst	bad	ADJ
easat-7475	213	47	.	.	PUNCT
easat-7475	214	1	in	in	ADP
easat-7475	214	2	our	our	PRON
easat-7475	214	3	calculation	calculation	NOUN
easat-7475	214	4	indian	indian	ADJ
easat-7475	214	5	banking	banking	NOUN
easat-7475	214	6	system	system	NOUN
easat-7475	214	7	is	be	AUX
easat-7475	214	8	well	well	ADV
easat-7475	214	9	placed	place	VERB
easat-7475	214	10	in	in	ADP
easat-7475	214	11	the	the	DET
easat-7475	214	12	range	range	NOUN
easat-7475	214	13	of	of	ADP
easat-7475	214	14	2.5	2.5	NUM
easat-7475	214	15	to	to	PART
easat-7475	214	16	4	4	NUM
easat-7475	214	17	.	.	PUNCT
easat-7475	215	1	rbi	rbi	VERB
easat-7475	215	2	regulatory	regulatory	ADJ
easat-7475	215	3	bodies	body	NOUN
easat-7475	215	4	is	be	AUX
easat-7475	215	5	doing	do	VERB
easat-7475	215	6	very	very	ADV
easat-7475	215	7	good	good	ADJ
easat-7475	215	8	job	job	NOUN
easat-7475	215	9	therefore	therefore	ADV
easat-7475	215	10	all	all	DET
easat-7475	215	11	regulatory	regulatory	ADJ
easat-7475	215	12	ratio	ratio	NOUN
easat-7475	215	13	are	be	AUX
easat-7475	215	14	well	well	ADV
easat-7475	215	15	placed	place	VERB
easat-7475	215	16	.	.	PUNCT
easat-7475	216	1	ibs	ibs	PROPN
easat-7475	216	2	have	have	AUX
easat-7475	216	3	need	nee	VERB
easat-7475	216	4	to	to	PART
easat-7475	216	5	improve	improve	VERB
easat-7475	216	6	their	their	PRON
easat-7475	216	7	camels	camel	NOUN
easat-7475	216	8	ratio	ratio	NOUN
easat-7475	216	9	and	and	CCONJ
easat-7475	216	10	we	we	PRON
easat-7475	216	11	can	can	AUX
easat-7475	216	12	move	move	VERB
easat-7475	216	13	from	from	ADP
easat-7475	216	14	2.5	2.5	NUM
easat-7475	216	15	ranking	rank	VERB
easat-7475	216	16	to	to	ADP
easat-7475	216	17	1.5	1.5	NUM
easat-7475	216	18	onwards	onward	NOUN
easat-7475	216	19	.	.	PUNCT
easat-7475	217	1	analysis	analysis	NOUN
easat-7475	217	2	shown	show	VERB
easat-7475	217	3	that	that	SCONJ
easat-7475	217	4	hdfc	hdfc	PROPN
easat-7475	217	5	bank	bank	PROPN
easat-7475	217	6	ltd	ltd	PROPN
easat-7475	217	7	.	.	PROPN
easat-7475	217	8	,	,	PUNCT
easat-7475	217	9	bandhan	bandhan	PROPN
easat-7475	217	10	bank	bank	PROPN
easat-7475	217	11	ltd	ltd	PROPN
easat-7475	217	12	.	.	PROPN
easat-7475	217	13	,	,	PUNCT
easat-7475	217	14	icici	icici	PROPN
easat-7475	217	15	bank	bank	PROPN
easat-7475	217	16	ltd	ltd	PROPN
easat-7475	217	17	.	.	PROPN
easat-7475	217	18	,	,	PUNCT
easat-7475	217	19	axis	axis	PROPN
easat-7475	217	20	bank	bank	PROPN
easat-7475	217	21	ltd	ltd	PROPN
easat-7475	217	22	.	.	PROPN
easat-7475	217	23	,	,	PUNCT
easat-7475	217	24	city	city	PROPN
easat-7475	217	25	union	union	PROPN
easat-7475	217	26	bank	bank	PROPN
easat-7475	217	27	ltd	ltd	PROPN
easat-7475	217	28	.	.	PROPN
easat-7475	217	29	is	be	AUX
easat-7475	217	30	having	have	VERB
easat-7475	217	31	rating	rating	NOUN
easat-7475	217	32	of	of	ADP
easat-7475	217	33	2.4	2.4	NUM
easat-7475	217	34	,	,	PUNCT
easat-7475	217	35	2.5	2.5	NUM
easat-7475	217	36	,	,	PUNCT
easat-7475	217	37	2.6	2.6	NUM
easat-7475	217	38	respectively	respectively	ADV
easat-7475	217	39	which	which	PRON
easat-7475	217	40	is	be	AUX
easat-7475	217	41	the	the	DET
easat-7475	217	42	best	well	ADV
easat-7475	217	43	ranking	ranking	NOUN
easat-7475	217	44	in	in	ADP
easat-7475	217	45	indian	indian	ADJ
easat-7475	217	46	banking	banking	NOUN
easat-7475	217	47	system	system	NOUN
easat-7475	217	48	.	.	PUNCT
easat-7475	218	1	bank	bank	NOUN
easat-7475	218	2	is	be	AUX
easat-7475	218	3	doing	do	VERB
easat-7475	218	4	good	good	ADJ
easat-7475	218	5	performance	performance	NOUN
easat-7475	218	6	lets	let	VERB
easat-7475	218	7	they	they	PRON
easat-7475	218	8	will	will	AUX
easat-7475	218	9	continue	continue	VERB
easat-7475	218	10	to	to	PART
easat-7475	218	11	do	do	VERB
easat-7475	218	12	the	the	DET
easat-7475	218	13	same	same	ADJ
easat-7475	218	14	and	and	CCONJ
easat-7475	218	15	work	work	VERB
easat-7475	218	16	on	on	ADP
easat-7475	218	17	improving	improve	VERB
easat-7475	218	18	the	the	DET
easat-7475	218	19	camels	camel	NOUN
easat-7475	218	20	ranking	rank	VERB
easat-7475	218	21	.	.	PUNCT
easat-7475	219	1	karur	karur	PROPN
easat-7475	219	2	vysya	vysya	PROPN
easat-7475	219	3	bank	bank	PROPN
easat-7475	219	4	ltd	ltd	PROPN
easat-7475	219	5	.	.	PROPN
easat-7475	219	6	,	,	PUNCT
easat-7475	219	7	karnataka	karnataka	PROPN
easat-7475	219	8	bank	bank	PROPN
easat-7475	219	9	ltd	ltd	PROPN
easat-7475	219	10	.	.	PROPN
easat-7475	219	11	,	,	PUNCT
easat-7475	219	12	south	south	PROPN
easat-7475	219	13	indian	indian	PROPN
easat-7475	219	14	bank	bank	PROPN
easat-7475	219	15	ltd	ltd	PROPN
easat-7475	219	16	.	.	PROPN
easat-7475	219	17	,	,	PUNCT
easat-7475	219	18	rbl	rbl	PROPN
easat-7475	219	19	bank	bank	PROPN
easat-7475	219	20	ltd	ltd	PROPN
easat-7475	219	21	.	.	PROPN
easat-7475	219	22	,	,	PUNCT
easat-7475	219	23	yes	yes	INTJ
easat-7475	219	24	bank	bank	PROPN
easat-7475	219	25	ltd	ltd	PROPN
easat-7475	219	26	.	.	PROPN
easat-7475	219	27	,	,	PUNCT
easat-7475	219	28	indusind	indusind	PROPN
easat-7475	219	29	bank	bank	PROPN
easat-7475	219	30	ltd	ltd	PROPN
easat-7475	219	31	.	.	PROPN
easat-7475	219	32	,	,	PUNCT
easat-7475	219	33	and	and	CCONJ
easat-7475	219	34	dhanlaxmi	dhanlaxmi	PROPN
easat-7475	219	35	bank	bank	PROPN
easat-7475	219	36	ltd	ltd	PROPN
easat-7475	219	37	.	.	PROPN
easat-7475	219	38	have	have	VERB
easat-7475	219	39	camels	camel	NOUN
easat-7475	219	40	ratings	rating	NOUN
easat-7475	219	41	of	of	ADP
easat-7475	219	42	3.9	3.9	NUM
easat-7475	219	43	,	,	PUNCT
easat-7475	219	44	3.8	3.8	NUM
easat-7475	219	45	,	,	PUNCT
easat-7475	219	46	3.8	3.8	NUM
easat-7475	219	47	,	,	PUNCT
easat-7475	219	48	3.8	3.8	NUM
easat-7475	219	49	,	,	PUNCT
easat-7475	219	50	3.7	3.7	NUM
easat-7475	219	51	and	and	CCONJ
easat-7475	219	52	3.7	3.7	NUM
easat-7475	219	53	,	,	PUNCT
easat-7475	219	54	respective	respective	ADJ
easat-7475	219	55	as	as	SCONJ
easat-7475	219	56	shown	show	VERB
easat-7475	219	57	in	in	ADP
easat-7475	219	58	table	table	NOUN
easat-7475	219	59	3	3	NUM
easat-7475	219	60	.	.	PUNCT
easat-7475	220	1	as	as	SCONJ
easat-7475	220	2	the	the	DET
easat-7475	220	3	highest	high	ADJ
easat-7475	220	4	ranking	ranking	NOUN
easat-7475	220	5	in	in	ADP
easat-7475	220	6	the	the	DET
easat-7475	220	7	banking	banking	NOUN
easat-7475	220	8	system	system	NOUN
easat-7475	220	9	corresponds	correspond	VERB
easat-7475	220	10	to	to	ADP
easat-7475	220	11	the	the	DET
easat-7475	220	12	lowest	low	ADJ
easat-7475	220	13	score	score	NOUN
easat-7475	220	14	,	,	PUNCT
easat-7475	220	15	it	it	PRON
easat-7475	220	16	is	be	AUX
easat-7475	220	17	recommended	recommend	VERB
easat-7475	220	18	that	that	SCONJ
easat-7475	220	19	these	these	DET
easat-7475	220	20	banks	bank	NOUN
easat-7475	220	21	take	take	VERB
easat-7475	220	22	corrective	corrective	ADJ
easat-7475	220	23	actions	action	NOUN
easat-7475	220	24	to	to	PART
easat-7475	220	25	improve	improve	VERB
easat-7475	220	26	their	their	PRON
easat-7475	220	27	camels	camel	NOUN
easat-7475	220	28	ratings	rating	NOUN
easat-7475	220	29	and	and	CCONJ
easat-7475	220	30	strengthen	strengthen	VERB
easat-7475	220	31	their	their	PRON
easat-7475	220	32	overall	overall	ADJ
easat-7475	220	33	performance	performance	NOUN
easat-7475	220	34	.	.	PUNCT
easat-7475	221	1	overall	overall	ADV
easat-7475	221	2	,	,	PUNCT
easat-7475	221	3	the	the	DET
easat-7475	221	4	rankings	ranking	NOUN
easat-7475	221	5	provide	provide	VERB
easat-7475	221	6	insights	insight	NOUN
easat-7475	221	7	into	into	ADP
easat-7475	221	8	the	the	DET
easat-7475	221	9	financial	financial	ADJ
easat-7475	221	10	strength	strength	NOUN
easat-7475	221	11	and	and	CCONJ
easat-7475	221	12	performance	performance	NOUN
easat-7475	221	13	of	of	ADP
easat-7475	221	14	banks	bank	NOUN
easat-7475	221	15	across	across	ADP
easat-7475	221	16	different	different	ADJ
easat-7475	221	17	dimensions	dimension	NOUN
easat-7475	221	18	,	,	PUNCT
easat-7475	221	19	enabling	enable	VERB
easat-7475	221	20	comparisons	comparison	NOUN
easat-7475	221	21	and	and	CCONJ
easat-7475	221	22	monitoring	monitoring	NOUN
easat-7475	221	23	of	of	ADP
easat-7475	221	24	changes	change	NOUN
easat-7475	221	25	over	over	ADP
easat-7475	221	26	time	time	NOUN
easat-7475	221	27	.	.	PUNCT
easat-7475	222	1	4.2	4.2	NUM
easat-7475	222	2	.	.	PUNCT
easat-7475	223	1	regression	regression	NOUN
easat-7475	223	2	equation	equation	NOUN
easat-7475	223	3	the	the	DET
easat-7475	223	4	regression	regression	NOUN
easat-7475	223	5	analysis	analysis	NOUN
easat-7475	223	6	examines	examine	VERB
easat-7475	223	7	the	the	DET
easat-7475	223	8	influence	influence	NOUN
easat-7475	223	9	of	of	ADP
easat-7475	223	10	various	various	ADJ
easat-7475	223	11	financial	financial	ADJ
easat-7475	223	12	variables	variable	NOUN
easat-7475	223	13	on	on	ADP
easat-7475	223	14	the	the	DET
easat-7475	223	15	rate	rate	NOUN
easat-7475	223	16	of	of	ADP
easat-7475	223	17	return	return	NOUN
easat-7475	223	18	,	,	PUNCT
easat-7475	223	19	revealing	reveal	VERB
easat-7475	223	20	key	key	ADJ
easat-7475	223	21	insights	insight	NOUN
easat-7475	223	22	[	[	X
easat-7475	223	23	31	31	NUM
easat-7475	223	24	]	]	PUNCT
easat-7475	223	25	.	.	PUNCT
easat-7475	224	1	significant	significant	ADJ
easat-7475	224	2	predictors	predictor	NOUN
easat-7475	224	3	include	include	VERB
easat-7475	224	4	pat	pat	NOUN
easat-7475	224	5	as	as	ADP
easat-7475	224	6	%	%	NOUN
easat-7475	224	7	of	of	ADP
easat-7475	224	8	total	total	ADJ
easat-7475	224	9	income	income	NOUN
easat-7475	224	10	,	,	PUNCT
easat-7475	224	11	interest	interest	NOUN
easat-7475	224	12	income	income	NOUN
easat-7475	224	13	as	as	ADP
easat-7475	224	14	a	a	DET
easat-7475	224	15	percentage	percentage	NOUN
easat-7475	224	16	,	,	PUNCT
easat-7475	224	17	employees	employee	NOUN
easat-7475	224	18	'	'	PART
easat-7475	224	19	utilization	utilization	NOUN
easat-7475	224	20	ratio	ratio	NOUN
easat-7475	224	21	,	,	PUNCT
easat-7475	224	22	and	and	CCONJ
easat-7475	224	23	quick	quick	ADJ
easat-7475	224	24	ratio	ratio	NOUN
easat-7475	224	25	,	,	PUNCT
easat-7475	224	26	all	all	ADV
easat-7475	224	27	with	with	ADP
easat-7475	224	28	p	p	NOUN
easat-7475	224	29	-	-	PUNCT
easat-7475	224	30	values	value	NOUN
easat-7475	224	31	below	below	ADP
easat-7475	224	32	0.05	0.05	NUM
easat-7475	224	33	,	,	PUNCT
easat-7475	224	34	indicating	indicate	VERB
easat-7475	224	35	a	a	DET
easat-7475	224	36	strong	strong	ADJ
easat-7475	224	37	impact	impact	NOUN
easat-7475	224	38	.	.	PUNCT
easat-7475	225	1	conversely	conversely	ADV
easat-7475	225	2	,	,	PUNCT
easat-7475	225	3	variables	variable	NOUN
easat-7475	225	4	like	like	ADP
easat-7475	225	5	net	net	ADJ
easat-7475	225	6	non	non	ADJ
easat-7475	225	7	-	-	ADJ
easat-7475	225	8	performing	perform	VERB
easat-7475	225	9	assets	asset	NOUN
easat-7475	225	10	,	,	PUNCT
easat-7475	225	11	profit	profit	NOUN
easat-7475	225	12	/	/	SYM
easat-7475	225	13	loss	loss	NOUN
easat-7475	225	14	per	per	ADP
easat-7475	225	15	employee	employee	NOUN
easat-7475	225	16	,	,	PUNCT
easat-7475	225	17	and	and	CCONJ
easat-7475	225	18	profit	profit	NOUN
easat-7475	225	19	/	/	SYM
easat-7475	225	20	gdp	gdp	NOUN
easat-7475	225	21	are	be	AUX
easat-7475	225	22	non	non	ADJ
easat-7475	225	23	-	-	ADJ
easat-7475	225	24	significant	significant	ADJ
easat-7475	225	25	,	,	PUNCT
easat-7475	225	26	showing	show	VERB
easat-7475	225	27	limited	limited	ADJ
easat-7475	225	28	influence	influence	NOUN
easat-7475	225	29	.	.	PUNCT
easat-7475	226	1	negative	negative	ADJ
easat-7475	226	2	coefficients	coefficient	NOUN
easat-7475	226	3	for	for	ADP
easat-7475	226	4	factors	factor	NOUN
easat-7475	226	5	such	such	ADJ
easat-7475	226	6	as	as	ADP
easat-7475	226	7	net	net	ADJ
easat-7475	226	8	profit	profit	NOUN
easat-7475	226	9	margin	margin	NOUN
easat-7475	226	10	,	,	PUNCT
easat-7475	226	11	quick	quick	ADJ
easat-7475	226	12	ratio	ratio	NOUN
easat-7475	226	13	,	,	PUNCT
easat-7475	226	14	and	and	CCONJ
easat-7475	226	15	debt	debt	NOUN
easat-7475	226	16	-	-	PUNCT
easat-7475	226	17	to	to	ADP
easat-7475	226	18	-	-	PUNCT
easat-7475	226	19	equity	equity	NOUN
easat-7475	226	20	ratio	ratio	NOUN
easat-7475	226	21	suggest	suggest	VERB
easat-7475	226	22	an	an	DET
easat-7475	226	23	inverse	inverse	NOUN
easat-7475	226	24	relationship	relationship	NOUN
easat-7475	226	25	with	with	ADP
easat-7475	226	26	the	the	DET
easat-7475	226	27	rate	rate	NOUN
easat-7475	226	28	of	of	ADP
easat-7475	226	29	return	return	NOUN
easat-7475	226	30	.	.	PUNCT
easat-7475	227	1	however	however	ADV
easat-7475	227	2	,	,	PUNCT
easat-7475	227	3	high	high	ADJ
easat-7475	227	4	variance	variance	NOUN
easat-7475	227	5	inflation	inflation	NOUN
easat-7475	227	6	factors	factor	NOUN
easat-7475	227	7	(	(	PUNCT
easat-7475	227	8	vif	vif	NOUN
easat-7475	227	9	)	)	PUNCT
easat-7475	227	10	for	for	ADP
easat-7475	227	11	pat	pat	NOUN
easat-7475	227	12	as	as	ADP
easat-7475	227	13	%	%	NOUN
easat-7475	227	14	of	of	ADP
easat-7475	227	15	total	total	ADJ
easat-7475	227	16	income	income	NOUN
easat-7475	227	17	(	(	PUNCT
easat-7475	227	18	57.08	57.08	NUM
easat-7475	227	19	)	)	PUNCT
easat-7475	227	20	,	,	PUNCT
easat-7475	227	21	net	net	ADJ
easat-7475	227	22	profit	profit	NOUN
easat-7475	227	23	margin	margin	NOUN
easat-7475	227	24	(	(	PUNCT
easat-7475	227	25	44.78	44.78	NUM
easat-7475	227	26	)	)	PUNCT
easat-7475	227	27	,	,	PUNCT
easat-7475	227	28	and	and	CCONJ
easat-7475	227	29	pbt	pbt	PROPN
easat-7475	227	30	as	as	ADP
easat-7475	227	31	%	%	NOUN
easat-7475	227	32	of	of	ADP
easat-7475	227	33	total	total	ADJ
easat-7475	227	34	income	income	NOUN
easat-7475	227	35	(	(	PUNCT
easat-7475	227	36	27.16	27.16	NUM
easat-7475	227	37	)	)	PUNCT
easat-7475	227	38	highlight	highlight	VERB
easat-7475	227	39	multicollinearity	multicollinearity	NOUN
easat-7475	227	40	issues	issue	NOUN
easat-7475	227	41	,	,	PUNCT
easat-7475	227	42	which	which	PRON
easat-7475	227	43	could	could	AUX
easat-7475	227	44	compromise	compromise	VERB
easat-7475	227	45	the	the	DET
easat-7475	227	46	reliability	reliability	NOUN
easat-7475	227	47	of	of	ADP
easat-7475	227	48	estimates	estimate	NOUN
easat-7475	227	49	as	as	SCONJ
easat-7475	227	50	shown	show	VERB
easat-7475	227	51	in	in	ADP
easat-7475	227	52	table	table	NOUN
easat-7475	227	53	4	4	NUM
easat-7475	227	54	.	.	PUNCT
easat-7475	228	1	this	this	DET
easat-7475	228	2	analysis	analysis	NOUN
easat-7475	228	3	underscores	underscore	VERB
easat-7475	228	4	critical	critical	ADJ
easat-7475	228	5	financial	financial	ADJ
easat-7475	228	6	metrics	metric	NOUN
easat-7475	228	7	affecting	affect	VERB
easat-7475	228	8	returns	return	NOUN
easat-7475	228	9	while	while	SCONJ
easat-7475	228	10	suggesting	suggest	VERB
easat-7475	228	11	the	the	DET
easat-7475	228	12	need	need	NOUN
easat-7475	228	13	for	for	ADP
easat-7475	228	14	addressing	address	VERB
easat-7475	228	15	multicollinearity	multicollinearity	NOUN
easat-7475	228	16	for	for	ADP
easat-7475	228	17	more	more	ADV
easat-7475	228	18	robust	robust	ADJ
easat-7475	228	19	conclusions	conclusion	NOUN
easat-7475	228	20	.	.	PUNCT
easat-7475	229	1	𝑹𝒆𝒕𝒖𝒓𝒏	𝑹𝒆𝒕𝒖𝒓𝒏	NOUN
easat-7475	229	2	𝒐𝒏	𝒐𝒏	ADP
easat-7475	229	3	𝒂𝒔𝒔𝒆𝒕𝒔	𝒂𝒔𝒔𝒆𝒕𝒔	NOUN
easat-7475	229	4	=	=	SYM
easat-7475	229	5	−0.7118	−0.7118	PROPN
easat-7475	229	6	+	+	CCONJ
easat-7475	229	7	0.00295	0.00295	NUM
easat-7475	229	8	𝐶𝑎𝑝𝑖𝑡𝑎𝑙	𝐶𝑎𝑝𝑖𝑡𝑎𝑙	ADJ
easat-7475	229	9	𝑎𝑑𝑒𝑞𝑢𝑎𝑐𝑦	𝑎𝑑𝑒𝑞𝑢𝑎𝑐𝑦	ADJ
easat-7475	229	10	𝑟𝑎𝑡𝑖𝑜	𝑟𝑎𝑡𝑖𝑜	NOUN
easat-7475	229	11	(	(	PUNCT
easat-7475	229	12	𝑖𝑛	𝑖𝑛	NOUN
easat-7475	229	13	𝑝𝑒𝑟	𝑝𝑒𝑟	PROPN
easat-7475	229	14	+	+	CCONJ
easat-7475	229	15	0.00302	0.00302	NUM
easat-7475	229	16	𝑁𝑒𝑡	𝑁𝑒𝑡	PROPN
easat-7475	229	17	𝑛𝑜𝑛	𝑛𝑜𝑛	PROPN
easat-7475	229	18	−	−	PROPN
easat-7475	229	19	𝑝𝑒𝑟𝑓𝑜𝑟𝑚𝑖𝑛𝑔	𝑝𝑒𝑟𝑓𝑜𝑟𝑚𝑖𝑛𝑔	ADJ
easat-7475	229	20	𝑎𝑠𝑠𝑒𝑡𝑠	𝑎𝑠𝑠𝑒𝑡𝑠	NOUN
easat-7475	229	21	(	(	PUNCT
easat-7475	229	22	𝑁𝑁𝑃𝐴	𝑁𝑁𝑃𝐴	PROPN
easat-7475	229	23	−	−	PROPN
easat-7475	229	24	0.00250	0.00250	NUM
easat-7475	229	25	𝑃𝑟𝑜𝑓𝑖𝑡/𝐿𝑜𝑠𝑠	𝑃𝑟𝑜𝑓𝑖𝑡/𝐿𝑜𝑠𝑠	PROPN
easat-7475	229	26	𝑝𝑒𝑟	𝑝𝑒𝑟	NOUN
easat-7475	229	27	𝑒𝑚𝑝𝑙𝑜𝑦𝑒𝑒	𝑒𝑚𝑝𝑙𝑜𝑦𝑒𝑒	NOUN
easat-7475	229	28	+	+	CCONJ
easat-7475	229	29	0.00812	0.00812	NUM
easat-7475	229	30	𝑃𝐵𝑇	𝑃𝐵𝑇	NOUN
easat-7475	229	31	𝑎𝑠	𝑎𝑠	ADP
easat-7475	229	32	%	%	NOUN
easat-7475	229	33	𝑜𝑓	𝑜𝑓	INTJ
easat-7475	229	34	𝑡𝑜𝑡𝑎𝑙	𝑡𝑜𝑡𝑎𝑙	NOUN
easat-7475	229	35	𝑖𝑛𝑐𝑜𝑚𝑒	𝑖𝑛𝑐𝑜𝑚𝑒	VERB
easat-7475	230	1	+	+	CCONJ
easat-7475	230	2	0.10231	0.10231	NUM
easat-7475	230	3	𝑃𝐴𝑇	𝑃𝐴𝑇	PROPN
easat-7475	230	4	𝑎𝑠	𝑎𝑠	NOUN
easat-7475	230	5	%	%	NOUN
easat-7475	230	6	𝑜𝑓	𝑜𝑓	INTJ
easat-7475	230	7	𝑡𝑜𝑡𝑎𝑙	𝑡𝑜𝑡𝑎𝑙	NOUN
easat-7475	230	8	𝑖𝑛𝑐𝑜𝑚𝑒	𝑖𝑛𝑐𝑜𝑚𝑒	VERB
easat-7475	231	1	−	−	PROPN
easat-7475	231	2	0.01510	0.01510	NUM
easat-7475	231	3	𝑁𝑒𝑡	𝑁𝑒𝑡	PROPN
easat-7475	231	4	𝑝𝑟𝑜𝑓𝑖𝑡	𝑝𝑟𝑜𝑓𝑖𝑡	NOUN
easat-7475	231	5	𝑚𝑎𝑟𝑔𝑖𝑛	𝑚𝑎𝑟𝑔𝑖𝑛	NOUN
easat-7475	231	6	−	−	PROPN
easat-7475	232	1	0.00541	0.00541	NUM
easat-7475	232	2	𝐸𝑚𝑝𝑙𝑜𝑦𝑒𝑒𝑠	𝐸𝑚𝑝𝑙𝑜𝑦𝑒𝑒𝑠	PROPN
easat-7475	232	3	𝑢𝑡𝑖𝑙𝑖𝑠𝑎𝑡𝑖𝑜𝑛	𝑢𝑡𝑖𝑙𝑖𝑠𝑎𝑡𝑖𝑜𝑛	NOUN
easat-7475	232	4	𝑟𝑎𝑡𝑖𝑜(𝑡𝑖𝑚	𝑟𝑎𝑡𝑖𝑜(𝑡𝑖𝑚	NOUN
easat-7475	232	5	+	+	CCONJ
easat-7475	232	6	0.09290	0.09290	NUM
easat-7475	232	7	𝐼𝑛𝑡𝑒𝑟𝑒𝑠𝑡	𝐼𝑛𝑡𝑒𝑟𝑒𝑠𝑡	PROPN
easat-7475	232	8	𝑖𝑛𝑐𝑜𝑚𝑒	𝑖𝑛𝑐𝑜𝑚𝑒	NOUN
easat-7475	232	9	𝑎𝑠	𝑎𝑠	NOUN
easat-7475	232	10	𝑎	𝑎	ADJ
easat-7475	232	11	𝑝𝑒𝑟𝑐𝑒𝑛𝑡𝑎𝑔𝑒	𝑝𝑒𝑟𝑐𝑒𝑛𝑡𝑎𝑔𝑒	NOUN
easat-7475	232	12	−	−	ADP
easat-7475	232	13	0.00792	0.00792	NUM
easat-7475	232	14	𝑃𝐴𝑇	𝑃𝐴𝑇	PROPN
easat-7475	232	15	𝑎𝑠	𝑎𝑠	NOUN
easat-7475	233	1	%	%	INTJ
easat-7475	233	2	𝑜𝑓	𝑜𝑓	INTJ
easat-7475	233	3	𝑐𝑎𝑝𝑖𝑡𝑎𝑙	𝑐𝑎𝑝𝑖𝑡𝑎𝑙	NOUN
easat-7475	233	4	𝑒𝑚𝑝𝑙𝑜𝑦𝑒𝑑	𝑒𝑚𝑝𝑙𝑜𝑦𝑒𝑑	ADJ
easat-7475	233	5	−	−	PRON
easat-7475	233	6	0.01766	0.01766	NUM
easat-7475	233	7	𝐷𝑒𝑏𝑡	𝐷𝑒𝑏𝑡	NOUN
easat-7475	233	8	𝑡𝑜	𝑡𝑜	PROPN
easat-7475	233	9	𝑒𝑞𝑢𝑖𝑡𝑦	𝑒𝑞𝑢𝑖𝑡𝑦	NOUN
easat-7475	233	10	𝑟𝑎𝑡𝑖𝑜	𝑟𝑎𝑡𝑖𝑜	NOUN
easat-7475	233	11	(	(	PUNCT
easat-7475	233	12	𝑡𝑖𝑚𝑒𝑠	𝑡𝑖𝑚𝑒𝑠	ADJ
easat-7475	233	13	)	)	PUNCT
easat-7475	233	14	−	−	PROPN
easat-7475	234	1	0.01101	0.01101	NUM
easat-7475	234	2	𝑄𝑢𝑖𝑐𝑘	𝑄𝑢𝑖𝑐𝑘	PROPN
easat-7475	234	3	𝑟𝑎𝑡𝑖𝑜	𝑟𝑎𝑡𝑖𝑜	NOUN
easat-7475	234	4	(	(	PUNCT
easat-7475	234	5	𝑡𝑖𝑚𝑒𝑠	𝑡𝑖𝑚𝑒𝑠	ADJ
easat-7475	234	6	)	)	PUNCT
easat-7475	234	7	+	+	CCONJ
easat-7475	234	8	0.00532	0.00532	NUM
easat-7475	234	9	𝑅𝑒𝑡𝑢𝑟𝑛	𝑅𝑒𝑡𝑢𝑟𝑛	PROPN
easat-7475	234	10	𝑜𝑛	𝑜𝑛	PROPN
easat-7475	234	11	𝑛𝑒𝑡	𝑛𝑒𝑡	NOUN
easat-7475	234	12	𝑤𝑜𝑟𝑡ℎ_1	𝑤𝑜𝑟𝑡ℎ_1	PROPN
easat-7475	234	13	+	+	CCONJ
easat-7475	234	14	0.000051	0.000051	NUM
easat-7475	234	15	𝑃𝑅𝑂𝐹𝐼𝑇/𝐺𝐷𝑃	𝑃𝑅𝑂𝐹𝐼𝑇/𝐺𝐷𝑃	PROPN
easat-7475	234	16	2366	2366	NUM
easat-7475	234	17	edelweiss	edelweiss	PROPN
easat-7475	234	18	applied	apply	VERB
easat-7475	234	19	science	science	NOUN
easat-7475	234	20	and	and	CCONJ
easat-7475	234	21	technology	technology	NOUN
easat-7475	234	22	issn	issn	PROPN
easat-7475	234	23	:	:	PUNCT
easat-7475	234	24	2576	2576	NUM
easat-7475	234	25	-	-	SYM
easat-7475	234	26	8484	8484	NUM
easat-7475	234	27	vol	vol	NOUN
easat-7475	234	28	.	.	PROPN
easat-7475	235	1	9	9	NUM
easat-7475	235	2	,	,	PUNCT
easat-7475	235	3	no	no	INTJ
easat-7475	235	4	.	.	NOUN
easat-7475	235	5	5	5	NUM
easat-7475	235	6	:	:	PUNCT
easat-7475	235	7	2355	2355	NUM
easat-7475	235	8	-	-	SYM
easat-7475	235	9	2371	2371	NUM
easat-7475	235	10	,	,	PUNCT
easat-7475	235	11	2025	2025	NUM
easat-7475	235	12	doi	doi	NOUN
easat-7475	235	13	:	:	PUNCT
easat-7475	235	14	10.55214/25768484.v9i5.7475	10.55214/25768484.v9i5.7475	NUM
easat-7475	235	15	©	©	PROPN
easat-7475	235	16	2025	2025	NUM
easat-7475	235	17	by	by	ADP
easat-7475	235	18	the	the	DET
easat-7475	235	19	authors	author	NOUN
easat-7475	235	20	;	;	PUNCT
easat-7475	235	21	licensee	licensee	PROPN
easat-7475	235	22	learning	learn	VERB
easat-7475	235	23	gate	gate	NOUN
easat-7475	235	24	table	table	NOUN
easat-7475	235	25	4	4	NUM
easat-7475	235	26	.	.	PUNCT
easat-7475	235	27	coefficients	coefficient	NOUN
easat-7475	235	28	.	.	PUNCT
easat-7475	236	1	term	term	PROPN
easat-7475	236	2	coef	coef	PROPN
easat-7475	236	3	se	se	PROPN
easat-7475	236	4	coef	coef	PROPN
easat-7475	236	5	t	t	PROPN
easat-7475	236	6	-	-	PUNCT
easat-7475	236	7	value	value	NOUN
easat-7475	236	8	p	p	NOUN
easat-7475	236	9	-	-	PUNCT
easat-7475	236	10	value	value	NOUN
easat-7475	236	11	vif	vif	NOUN
easat-7475	236	12	constant	constant	ADJ
easat-7475	236	13	-0.7118	-0.7118	NOUN
easat-7475	237	1	0.0649	0.0649	NUM
easat-7475	237	2	-10.96	-10.96	SYM
easat-7475	237	3	0.000	0.000	NUM
easat-7475	237	4	capital	capital	NOUN
easat-7475	237	5	adequacy	adequacy	NOUN
easat-7475	237	6	ratio	ratio	NOUN
easat-7475	237	7	(	(	PUNCT
easat-7475	237	8	in	in	ADP
easat-7475	237	9	per	per	ADP
easat-7475	237	10	0.00295	0.00295	NUM
easat-7475	237	11	0.00199	0.00199	NUM
easat-7475	237	12	1.48	1.48	NUM
easat-7475	237	13	0.139	0.139	NUM
easat-7475	237	14	1.64	1.64	NUM
easat-7475	237	15	net	net	ADJ
easat-7475	237	16	non	non	ADJ
easat-7475	237	17	-	-	ADJ
easat-7475	237	18	performing	perform	VERB
easat-7475	237	19	assets	asset	NOUN
easat-7475	237	20	(	(	PUNCT
easat-7475	237	21	nnpa	nnpa	NOUN
easat-7475	237	22	0.00302	0.00302	NUM
easat-7475	237	23	0.00356	0.00356	NUM
easat-7475	237	24	0.85	0.85	NUM
easat-7475	237	25	0.398	0.398	NUM
easat-7475	237	26	1.54	1.54	NUM
easat-7475	237	27	profit	profit	NOUN
easat-7475	237	28	/	/	SYM
easat-7475	237	29	loss	loss	NOUN
easat-7475	237	30	per	per	ADP
easat-7475	237	31	employee	employee	NOUN
easat-7475	237	32	-0.00250	-0.00250	PROPN
easat-7475	237	33	0.00291	0.00291	NUM
easat-7475	237	34	-0.86	-0.86	NUM
easat-7475	237	35	0.391	0.391	NUM
easat-7475	237	36	1.08	1.08	NUM
easat-7475	237	37	pbt	pbt	NOUN
easat-7475	237	38	as	as	ADP
easat-7475	237	39	%	%	NOUN
easat-7475	237	40	of	of	ADP
easat-7475	237	41	total	total	ADJ
easat-7475	237	42	income	income	NOUN
easat-7475	237	43	0.00812	0.00812	NUM
easat-7475	237	44	0.00386	0.00386	NUM
easat-7475	237	45	2.10	2.10	NUM
easat-7475	237	46	0.036	0.036	NUM
easat-7475	237	47	27.16	27.16	NUM
easat-7475	237	48	pat	pat	NOUN
easat-7475	237	49	as	as	ADP
easat-7475	237	50	%	%	NOUN
easat-7475	237	51	of	of	ADP
easat-7475	237	52	total	total	ADJ
easat-7475	237	53	income	income	NOUN
easat-7475	237	54	0.10231	0.10231	NUM
easat-7475	237	55	0.00762	0.00762	NUM
easat-7475	237	56	13.43	13.43	NUM
easat-7475	237	57	0.000	0.000	NUM
easat-7475	237	58	57.08	57.08	NUM
easat-7475	237	59	net	net	ADJ
easat-7475	237	60	profit	profit	NOUN
easat-7475	237	61	margin	margin	NOUN
easat-7475	237	62	-0.01510	-0.01510	PROPN
easat-7475	237	63	0.00646	0.00646	NUM
easat-7475	237	64	-2.34	-2.34	NUM
easat-7475	237	65	0.020	0.020	NUM
easat-7475	237	66	44.78	44.78	NUM
easat-7475	237	67	employees	employee	NOUN
easat-7475	237	68	utilisation	utilisation	VERB
easat-7475	237	69	ratio(tim	ratio(tim	ADJ
easat-7475	237	70	-0.00541	-0.00541	NOUN
easat-7475	237	71	0.00108	0.00108	NUM
easat-7475	237	72	-4.99	-4.99	NUM
easat-7475	237	73	0.000	0.000	NUM
easat-7475	237	74	1.10	1.10	NUM
easat-7475	237	75	interest	interest	NOUN
easat-7475	237	76	income	income	NOUN
easat-7475	237	77	as	as	ADP
easat-7475	237	78	a	a	DET
easat-7475	237	79	percentage	percentage	NOUN
easat-7475	237	80	0.09290	0.09290	NUM
easat-7475	237	81	0.00669	0.00669	NUM
easat-7475	237	82	13.89	13.89	NUM
easat-7475	237	83	0.000	0.000	NUM
easat-7475	237	84	1.43	1.43	NUM
easat-7475	237	85	pat	pat	NOUN
easat-7475	237	86	as	as	ADP
easat-7475	237	87	%	%	NOUN
easat-7475	237	88	of	of	ADP
easat-7475	237	89	capital	capital	NOUN
easat-7475	237	90	employed	employ	VERB
easat-7475	237	91	-0.00792	-0.00792	NOUN
easat-7475	237	92	0.00265	0.00265	NUM
easat-7475	237	93	-2.99	-2.99	NUM
easat-7475	237	94	0.003	0.003	NUM
easat-7475	237	95	6.49	6.49	NUM
easat-7475	237	96	debt	debt	NOUN
easat-7475	237	97	to	to	ADP
easat-7475	237	98	equity	equity	NOUN
easat-7475	237	99	ratio	ratio	NOUN
easat-7475	237	100	(	(	PUNCT
easat-7475	237	101	times	time	NOUN
easat-7475	237	102	)	)	PUNCT
easat-7475	237	103	-0.01766	-0.01766	NOUN
easat-7475	238	1	0.00970	0.00970	NUM
easat-7475	238	2	-1.82	-1.82	NUM
easat-7475	238	3	0.070	0.070	NUM
easat-7475	238	4	2.12	2.12	NUM
easat-7475	238	5	quick	quick	ADJ
easat-7475	238	6	ratio	ratio	NOUN
easat-7475	238	7	(	(	PUNCT
easat-7475	238	8	times	times	PROPN
easat-7475	238	9	)	)	PUNCT
easat-7475	238	10	-0.01101	-0.01101	PART
easat-7475	239	1	0.00310	0.00310	NUM
easat-7475	239	2	-3.56	-3.56	NOUN
easat-7475	239	3	0.000	0.000	NUM
easat-7475	239	4	1.42	1.42	NUM
easat-7475	239	5	return	return	NOUN
easat-7475	239	6	on	on	ADP
easat-7475	239	7	net	net	ADJ
easat-7475	239	8	worth_1	worth_1	NOUN
easat-7475	239	9	0.00532	0.00532	NUM
easat-7475	239	10	0.00221	0.00221	NUM
easat-7475	239	11	2.40	2.40	NUM
easat-7475	239	12	0.017	0.017	NUM
easat-7475	239	13	10.16	10.16	NUM
easat-7475	239	14	profit	profit	NOUN
easat-7475	239	15	/	/	SYM
easat-7475	239	16	gdp	gdp	NOUN
easat-7475	239	17	0.000051	0.000051	NUM
easat-7475	239	18	0.000070	0.000070	NUM
easat-7475	239	19	0.73	0.73	NUM
easat-7475	239	20	0.463	0.463	NUM
easat-7475	239	21	1.91	1.91	NUM
easat-7475	239	22	table	table	NOUN
easat-7475	239	23	5	5	NUM
easat-7475	239	24	.	.	PUNCT
easat-7475	239	25	model	model	NOUN
easat-7475	239	26	summary	summary	NOUN
easat-7475	239	27	.	.	PUNCT
easat-7475	240	1	s	s	AUX
easat-7475	240	2	r	r	NOUN
easat-7475	240	3	-	-	PUNCT
easat-7475	240	4	sq	sq	INTJ
easat-7475	240	5	r	r	PROPN
easat-7475	240	6	-	-	PUNCT
easat-7475	240	7	sq(adj	sq(adj	NOUN
easat-7475	240	8	)	)	PUNCT
easat-7475	240	9	r	r	NOUN
easat-7475	240	10	-	-	PUNCT
easat-7475	240	11	sq(pred	sq(pre	VERB
easat-7475	240	12	)	)	PUNCT
easat-7475	240	13	0.123925	0.123925	NUM
easat-7475	240	14	97.08	97.08	NUM
easat-7475	240	15	%	%	NOUN
easat-7475	240	16	96.96	96.96	NUM
easat-7475	240	17	%	%	NOUN
easat-7475	240	18	96.15	96.15	NUM
easat-7475	240	19	%	%	NOUN
easat-7475	240	20	the	the	DET
easat-7475	240	21	model	model	NOUN
easat-7475	240	22	summary	summary	NOUN
easat-7475	240	23	shown	show	VERB
easat-7475	240	24	in	in	ADP
easat-7475	240	25	table	table	NOUN
easat-7475	240	26	5	5	NUM
easat-7475	240	27	indicates	indicate	VERB
easat-7475	240	28	a	a	DET
easat-7475	240	29	strong	strong	ADJ
easat-7475	240	30	fit	fit	NOUN
easat-7475	240	31	,	,	PUNCT
easat-7475	240	32	with	with	ADP
easat-7475	240	33	an	an	DET
easat-7475	240	34	r	r	NOUN
easat-7475	240	35	-	-	PUNCT
easat-7475	240	36	squared	square	VERB
easat-7475	240	37	value	value	NOUN
easat-7475	240	38	of	of	ADP
easat-7475	240	39	97.08	97.08	NUM
easat-7475	240	40	%	%	NOUN
easat-7475	240	41	,	,	PUNCT
easat-7475	240	42	showing	show	VERB
easat-7475	240	43	that	that	SCONJ
easat-7475	240	44	97.08	97.08	NUM
easat-7475	240	45	%	%	NOUN
easat-7475	240	46	of	of	ADP
easat-7475	240	47	the	the	DET
easat-7475	240	48	variability	variability	NOUN
easat-7475	240	49	in	in	ADP
easat-7475	240	50	the	the	DET
easat-7475	240	51	response	response	NOUN
easat-7475	240	52	variable	variable	NOUN
easat-7475	240	53	is	be	AUX
easat-7475	240	54	explained	explain	VERB
easat-7475	240	55	by	by	ADP
easat-7475	240	56	the	the	DET
easat-7475	240	57	predictors	predictor	NOUN
easat-7475	240	58	.	.	PUNCT
easat-7475	241	1	the	the	DET
easat-7475	241	2	adjusted	adjusted	ADJ
easat-7475	241	3	r	r	NOUN
easat-7475	241	4	-	-	PUNCT
easat-7475	241	5	squared	square	VERB
easat-7475	241	6	(	(	PUNCT
easat-7475	241	7	96.96	96.96	NUM
easat-7475	241	8	%	%	NOUN
easat-7475	241	9	)	)	PUNCT
easat-7475	241	10	accounts	account	VERB
easat-7475	241	11	for	for	ADP
easat-7475	241	12	the	the	DET
easat-7475	241	13	number	number	NOUN
easat-7475	241	14	of	of	ADP
easat-7475	241	15	predictors	predictor	NOUN
easat-7475	241	16	,	,	PUNCT
easat-7475	241	17	suggesting	suggest	VERB
easat-7475	241	18	the	the	DET
easat-7475	241	19	model	model	NOUN
easat-7475	241	20	remains	remain	VERB
easat-7475	241	21	robust	robust	ADJ
easat-7475	241	22	even	even	ADV
easat-7475	241	23	after	after	ADP
easat-7475	241	24	adjusting	adjust	VERB
easat-7475	241	25	for	for	ADP
easat-7475	241	26	potential	potential	ADJ
easat-7475	241	27	overfitting	overfitting	NOUN
easat-7475	241	28	.	.	PUNCT
easat-7475	242	1	the	the	DET
easat-7475	242	2	predicted	predict	VERB
easat-7475	242	3	r	r	NOUN
easat-7475	242	4	-	-	PUNCT
easat-7475	242	5	squared	squared	ADJ
easat-7475	242	6	(	(	PUNCT
easat-7475	242	7	96.15	96.15	NUM
easat-7475	242	8	%	%	NOUN
easat-7475	242	9	)	)	PUNCT
easat-7475	242	10	reflects	reflect	VERB
easat-7475	242	11	the	the	DET
easat-7475	242	12	model	model	NOUN
easat-7475	242	13	's	's	PART
easat-7475	242	14	predictive	predictive	ADJ
easat-7475	242	15	accuracy	accuracy	NOUN
easat-7475	242	16	on	on	ADP
easat-7475	242	17	new	new	ADJ
easat-7475	242	18	data	datum	NOUN
easat-7475	242	19	,	,	PUNCT
easat-7475	242	20	confirming	confirm	VERB
easat-7475	242	21	its	its	PRON
easat-7475	242	22	reliability	reliability	NOUN
easat-7475	242	23	.	.	PUNCT
easat-7475	243	1	a	a	DET
easat-7475	243	2	standard	standard	ADJ
easat-7475	243	3	error	error	NOUN
easat-7475	243	4	of	of	ADP
easat-7475	243	5	0.123925	0.123925	NUM
easat-7475	243	6	implies	imply	VERB
easat-7475	243	7	that	that	SCONJ
easat-7475	243	8	the	the	DET
easat-7475	243	9	average	average	ADJ
easat-7475	243	10	deviation	deviation	NOUN
easat-7475	243	11	of	of	ADP
easat-7475	243	12	the	the	DET
easat-7475	243	13	observed	observe	VERB
easat-7475	243	14	values	value	NOUN
easat-7475	243	15	from	from	ADP
easat-7475	243	16	the	the	DET
easat-7475	243	17	fitted	fit	VERB
easat-7475	243	18	values	value	NOUN
easat-7475	243	19	is	be	AUX
easat-7475	243	20	relatively	relatively	ADV
easat-7475	243	21	small	small	ADJ
easat-7475	243	22	,	,	PUNCT
easat-7475	243	23	further	far	ADV
easat-7475	243	24	supporting	support	VERB
easat-7475	243	25	the	the	DET
easat-7475	243	26	model	model	NOUN
easat-7475	243	27	's	's	PART
easat-7475	243	28	effectiveness	effectiveness	NOUN
easat-7475	243	29	in	in	ADP
easat-7475	243	30	capturing	capture	VERB
easat-7475	243	31	the	the	DET
easat-7475	243	32	underlying	underlie	VERB
easat-7475	243	33	data	data	NOUN
easat-7475	243	34	patterns	pattern	NOUN
easat-7475	243	35	.	.	PUNCT
easat-7475	244	1	4.3	4.3	NUM
easat-7475	244	2	.	.	PUNCT
easat-7475	244	3	normality	normality	NOUN
easat-7475	244	4	the	the	DET
easat-7475	244	5	residual	residual	ADJ
easat-7475	244	6	plots	plot	NOUN
easat-7475	244	7	indicate	indicate	VERB
easat-7475	244	8	that	that	SCONJ
easat-7475	244	9	the	the	DET
easat-7475	244	10	regression	regression	NOUN
easat-7475	244	11	model	model	NOUN
easat-7475	244	12	for	for	ADP
easat-7475	244	13	"	"	PUNCT
easat-7475	244	14	roa	roa	NOUN
easat-7475	244	15	"	"	PUNCT
easat-7475	244	16	fits	fit	VERB
easat-7475	244	17	the	the	DET
easat-7475	244	18	data	datum	NOUN
easat-7475	244	19	well	well	ADV
easat-7475	244	20	,	,	PUNCT
easat-7475	244	21	with	with	ADP
easat-7475	244	22	no	no	DET
easat-7475	244	23	significant	significant	ADJ
easat-7475	244	24	violations	violation	NOUN
easat-7475	244	25	of	of	ADP
easat-7475	244	26	assumptions	assumption	NOUN
easat-7475	244	27	[	[	X
easat-7475	244	28	32	32	NUM
easat-7475	244	29	]	]	PUNCT
easat-7475	244	30	.	.	PUNCT
easat-7475	245	1	the	the	DET
easat-7475	245	2	normal	normal	ADJ
easat-7475	245	3	probability	probability	NOUN
easat-7475	245	4	plot	plot	NOUN
easat-7475	245	5	shows	show	VERB
easat-7475	245	6	that	that	SCONJ
easat-7475	245	7	residuals	residual	NOUN
easat-7475	245	8	are	be	AUX
easat-7475	245	9	approximately	approximately	ADV
easat-7475	245	10	normally	normally	ADV
easat-7475	245	11	distributed	distribute	VERB
easat-7475	245	12	,	,	PUNCT
easat-7475	245	13	with	with	ADP
easat-7475	245	14	only	only	ADJ
easat-7475	245	15	minor	minor	ADJ
easat-7475	245	16	deviations	deviation	NOUN
easat-7475	245	17	at	at	ADP
easat-7475	245	18	the	the	DET
easat-7475	245	19	extremes	extreme	NOUN
easat-7475	245	20	.	.	PUNCT
easat-7475	246	1	the	the	DET
easat-7475	246	2	versus	versus	ADP
easat-7475	246	3	fits	fit	VERB
easat-7475	246	4	plot	plot	NOUN
easat-7475	246	5	displays	display	NOUN
easat-7475	246	6	a	a	DET
easat-7475	246	7	random	random	ADJ
easat-7475	246	8	scatter	scatter	NOUN
easat-7475	246	9	of	of	ADP
easat-7475	246	10	residuals	residual	NOUN
easat-7475	246	11	around	around	ADP
easat-7475	246	12	zero	zero	NUM
easat-7475	246	13	,	,	PUNCT
easat-7475	246	14	supporting	support	VERB
easat-7475	246	15	linearity	linearity	NOUN
easat-7475	246	16	and	and	CCONJ
easat-7475	246	17	constant	constant	ADJ
easat-7475	246	18	variance	variance	NOUN
easat-7475	246	19	.	.	PUNCT
easat-7475	247	1	the	the	DET
easat-7475	247	2	histogram	histogram	NOUN
easat-7475	247	3	reveals	reveal	VERB
easat-7475	247	4	a	a	DET
easat-7475	247	5	roughly	roughly	ADV
easat-7475	247	6	symmetric	symmetric	ADJ
easat-7475	247	7	,	,	PUNCT
easat-7475	247	8	bell	bell	NOUN
easat-7475	247	9	-	-	PUNCT
easat-7475	247	10	shaped	shape	VERB
easat-7475	247	11	distribution	distribution	NOUN
easat-7475	247	12	centered	center	VERB
easat-7475	247	13	near	near	ADP
easat-7475	247	14	zero	zero	NUM
easat-7475	247	15	,	,	PUNCT
easat-7475	247	16	reinforcing	reinforce	VERB
easat-7475	247	17	the	the	DET
easat-7475	247	18	normality	normality	NOUN
easat-7475	247	19	assumption	assumption	NOUN
easat-7475	247	20	.	.	PUNCT
easat-7475	248	1	finally	finally	ADV
easat-7475	248	2	,	,	PUNCT
easat-7475	248	3	the	the	DET
easat-7475	248	4	versus	versus	ADP
easat-7475	248	5	order	order	NOUN
easat-7475	248	6	plot	plot	NOUN
easat-7475	248	7	shows	show	VERB
easat-7475	248	8	no	no	DET
easat-7475	248	9	systematic	systematic	ADJ
easat-7475	248	10	patterns	pattern	NOUN
easat-7475	248	11	,	,	PUNCT
easat-7475	248	12	indicating	indicate	VERB
easat-7475	248	13	that	that	SCONJ
easat-7475	248	14	the	the	DET
easat-7475	248	15	residuals	residual	NOUN
easat-7475	248	16	are	be	AUX
easat-7475	248	17	independent	independent	ADJ
easat-7475	248	18	.	.	PUNCT
easat-7475	249	1	overall	overall	ADJ
easat-7475	249	2	,	,	PUNCT
easat-7475	249	3	the	the	DET
easat-7475	249	4	model	model	NOUN
easat-7475	249	5	diagnostics	diagnostic	NOUN
easat-7475	249	6	confirm	confirm	VERB
easat-7475	249	7	its	its	PRON
easat-7475	249	8	validity	validity	NOUN
easat-7475	249	9	with	with	ADP
easat-7475	249	10	only	only	ADJ
easat-7475	249	11	minor	minor	ADJ
easat-7475	249	12	deviations	deviation	NOUN
easat-7475	249	13	as	as	SCONJ
easat-7475	249	14	shown	show	VERB
easat-7475	249	15	in	in	ADP
easat-7475	249	16	figure	figure	NOUN
easat-7475	249	17	3	3	NUM
easat-7475	249	18	.	.	PROPN
easat-7475	249	19	2367	2367	NUM
easat-7475	249	20	edelweiss	edelweiss	PROPN
easat-7475	249	21	applied	apply	VERB
easat-7475	249	22	science	science	NOUN
easat-7475	249	23	and	and	CCONJ
easat-7475	249	24	technology	technology	NOUN
easat-7475	249	25	issn	issn	PROPN
easat-7475	249	26	:	:	PUNCT
easat-7475	249	27	2576	2576	NUM
easat-7475	249	28	-	-	SYM
easat-7475	249	29	8484	8484	NUM
easat-7475	249	30	vol	vol	NOUN
easat-7475	249	31	.	.	PROPN
easat-7475	250	1	9	9	NUM
easat-7475	250	2	,	,	PUNCT
easat-7475	250	3	no	no	INTJ
easat-7475	250	4	.	.	NOUN
easat-7475	250	5	5	5	NUM
easat-7475	250	6	:	:	PUNCT
easat-7475	250	7	2355	2355	NUM
easat-7475	250	8	-	-	SYM
easat-7475	250	9	2371	2371	NUM
easat-7475	250	10	,	,	PUNCT
easat-7475	250	11	2025	2025	NUM
easat-7475	250	12	doi	doi	NOUN
easat-7475	250	13	:	:	PUNCT
easat-7475	250	14	10.55214/25768484.v9i5.7475	10.55214/25768484.v9i5.7475	NUM
easat-7475	250	15	©	©	PROPN
easat-7475	250	16	2025	2025	NUM
easat-7475	250	17	by	by	ADP
easat-7475	250	18	the	the	DET
easat-7475	250	19	authors	author	NOUN
easat-7475	250	20	;	;	PUNCT
easat-7475	250	21	licensee	licensee	PROPN
easat-7475	250	22	learning	learn	VERB
easat-7475	250	23	gate	gate	PROPN
easat-7475	250	24	figure	figure	NOUN
easat-7475	250	25	3	3	NUM
easat-7475	250	26	.	.	PUNCT
easat-7475	250	27	normality	normality	NOUN
easat-7475	250	28	plots	plot	NOUN
easat-7475	250	29	for	for	ADP
easat-7475	250	30	roa	roa	PROPN
easat-7475	250	31	.	.	PUNCT
easat-7475	251	1	4.4	4.4	NUM
easat-7475	251	2	.	.	PUNCT
easat-7475	252	1	anova	anova	PROPN
easat-7475	252	2	the	the	DET
easat-7475	252	3	anova	anova	PROPN
easat-7475	252	4	table	table	NOUN
easat-7475	252	5	provides	provide	VERB
easat-7475	252	6	insights	insight	NOUN
easat-7475	252	7	into	into	ADP
easat-7475	252	8	the	the	DET
easat-7475	252	9	variability	variability	NOUN
easat-7475	252	10	explained	explain	VERB
easat-7475	252	11	by	by	ADP
easat-7475	252	12	the	the	DET
easat-7475	252	13	regression	regression	NOUN
easat-7475	252	14	model	model	NOUN
easat-7475	252	15	and	and	CCONJ
easat-7475	252	16	its	its	PRON
easat-7475	252	17	individual	individual	ADJ
easat-7475	252	18	predictors	predictor	NOUN
easat-7475	252	19	[	[	X
easat-7475	252	20	33	33	NUM
easat-7475	252	21	]	]	PUNCT
easat-7475	252	22	.	.	PUNCT
easat-7475	253	1	the	the	DET
easat-7475	253	2	model	model	NOUN
easat-7475	253	3	explains	explain	VERB
easat-7475	253	4	a	a	DET
easat-7475	253	5	significant	significant	ADJ
easat-7475	253	6	proportion	proportion	NOUN
easat-7475	253	7	of	of	ADP
easat-7475	253	8	the	the	DET
easat-7475	253	9	variance	variance	NOUN
easat-7475	253	10	in	in	ADP
easat-7475	253	11	the	the	DET
easat-7475	253	12	response	response	NOUN
easat-7475	253	13	variable	variable	NOUN
easat-7475	253	14	,	,	PUNCT
easat-7475	253	15	as	as	SCONJ
easat-7475	253	16	indicated	indicate	VERB
easat-7475	253	17	by	by	ADP
easat-7475	253	18	the	the	DET
easat-7475	253	19	regression	regression	NOUN
easat-7475	253	20	f	f	NOUN
easat-7475	253	21	-	-	PUNCT
easat-7475	253	22	value	value	NOUN
easat-7475	253	23	of	of	ADP
easat-7475	253	24	804.60	804.60	NUM
easat-7475	253	25	(	(	PUNCT
easat-7475	253	26	p	p	X
easat-7475	253	27	<	<	X
easat-7475	253	28	0.001	0.001	NUM
easat-7475	253	29	)	)	PUNCT
easat-7475	253	30	.	.	PUNCT
easat-7475	254	1	this	this	PRON
easat-7475	254	2	confirms	confirm	VERB
easat-7475	254	3	the	the	DET
easat-7475	254	4	overall	overall	ADJ
easat-7475	254	5	significance	significance	NOUN
easat-7475	254	6	of	of	ADP
easat-7475	254	7	the	the	DET
easat-7475	254	8	model	model	NOUN
easat-7475	254	9	as	as	SCONJ
easat-7475	254	10	shown	show	VERB
easat-7475	254	11	in	in	ADP
easat-7475	254	12	table	table	NOUN
easat-7475	254	13	6	6	NUM
easat-7475	254	14	.	.	PUNCT
easat-7475	254	15	table	table	NOUN
easat-7475	254	16	6	6	NUM
easat-7475	254	17	.	.	PUNCT
easat-7475	254	18	analysis	analysis	NOUN
easat-7475	254	19	of	of	ADP
easat-7475	254	20	variance	variance	NOUN
easat-7475	254	21	.	.	PUNCT
easat-7475	255	1	source	source	NOUN
easat-7475	255	2	df	df	PROPN
easat-7475	255	3	adj	adj	PROPN
easat-7475	255	4	ss	ss	PROPN
easat-7475	255	5	adj	adj	PROPN
easat-7475	255	6	ms	ms	PROPN
easat-7475	255	7	f	f	PROPN
easat-7475	255	8	-	-	PUNCT
easat-7475	255	9	value	value	NOUN
easat-7475	255	10	p	p	NOUN
easat-7475	255	11	-	-	PUNCT
easat-7475	255	12	value	value	NOUN
easat-7475	255	13	regression	regression	NOUN
easat-7475	255	14	13	13	NUM
easat-7475	255	15	160.635	160.635	NUM
easat-7475	255	16	12.3565	12.3565	NUM
easat-7475	255	17	804.60	804.60	NUM
easat-7475	255	18	0.000	0.000	NUM
easat-7475	255	19	capital	capital	NOUN
easat-7475	255	20	adequacy	adequacy	NOUN
easat-7475	255	21	ratio	ratio	NOUN
easat-7475	255	22	(	(	PUNCT
easat-7475	255	23	in	in	ADP
easat-7475	255	24	per	per	ADP
easat-7475	255	25	1	1	NUM
easat-7475	255	26	0.034	0.034	NUM
easat-7475	255	27	0.0338	0.0338	NUM
easat-7475	255	28	2.20	2.20	NUM
easat-7475	255	29	0.139	0.139	NUM
easat-7475	255	30	net	net	ADJ
easat-7475	255	31	non	non	ADJ
easat-7475	255	32	-	-	ADJ
easat-7475	255	33	performing	perform	VERB
easat-7475	255	34	assets	asset	NOUN
easat-7475	255	35	(	(	PUNCT
easat-7475	255	36	nnpa	nnpa	NOUN
easat-7475	255	37	1	1	NUM
easat-7475	255	38	0.011	0.011	NUM
easat-7475	255	39	0.0110	0.0110	NUM
easat-7475	255	40	0.72	0.72	NUM
easat-7475	255	41	0.398	0.398	NUM
easat-7475	255	42	profit	profit	NOUN
easat-7475	255	43	/	/	SYM
easat-7475	255	44	loss	loss	NOUN
easat-7475	255	45	per	per	ADP
easat-7475	255	46	employee	employee	NOUN
easat-7475	255	47	1	1	NUM
easat-7475	255	48	0.011	0.011	NUM
easat-7475	255	49	0.0113	0.0113	NUM
easat-7475	255	50	0.74	0.74	NUM
easat-7475	255	51	0.391	0.391	NUM
easat-7475	255	52	pbt	pbt	NOUN
easat-7475	255	53	as	as	ADP
easat-7475	255	54	%	%	NOUN
easat-7475	255	55	of	of	ADP
easat-7475	255	56	total	total	ADJ
easat-7475	255	57	income	income	NOUN
easat-7475	255	58	1	1	NUM
easat-7475	255	59	0.068	0.068	NUM
easat-7475	255	60	0.0680	0.0680	NUM
easat-7475	255	61	4.43	4.43	NUM
easat-7475	255	62	0.036	0.036	NUM
easat-7475	255	63	pat	pat	NOUN
easat-7475	255	64	as	as	ADP
easat-7475	255	65	%	%	NOUN
easat-7475	255	66	of	of	ADP
easat-7475	255	67	total	total	ADJ
easat-7475	255	68	income	income	NOUN
easat-7475	255	69	1	1	NUM
easat-7475	255	70	2.771	2.771	NUM
easat-7475	255	71	2.7707	2.7707	NUM
easat-7475	255	72	180.41	180.41	NUM
easat-7475	255	73	0.000	0.000	NUM
easat-7475	255	74	net	net	ADJ
easat-7475	255	75	profit	profit	NOUN
easat-7475	255	76	margin	margin	NOUN
easat-7475	255	77	1	1	NUM
easat-7475	255	78	0.084	0.084	NUM
easat-7475	255	79	0.0838	0.0838	NUM
easat-7475	255	80	5.46	5.46	NUM
easat-7475	255	81	0.020	0.020	NUM
easat-7475	255	82	employees	employee	NOUN
easat-7475	255	83	utilisation	utilisation	VERB
easat-7475	255	84	ratio(tim	ratio(tim	ADJ
easat-7475	255	85	1	1	NUM
easat-7475	255	86	0.383	0.383	NUM
easat-7475	255	87	0.3828	0.3828	NUM
easat-7475	255	88	24.93	24.93	NUM
easat-7475	255	89	0.000	0.000	NUM
easat-7475	255	90	interest	interest	NOUN
easat-7475	255	91	income	income	NOUN
easat-7475	255	92	as	as	ADP
easat-7475	255	93	a	a	DET
easat-7475	255	94	percentage	percentage	NOUN
easat-7475	255	95	1	1	NUM
easat-7475	255	96	2.963	2.963	NUM
easat-7475	255	97	2.9626	2.9626	NUM
easat-7475	255	98	192.91	192.91	NUM
easat-7475	255	99	0.000	0.000	NUM
easat-7475	255	100	pat	pat	NOUN
easat-7475	255	101	as	as	ADP
easat-7475	255	102	%	%	NOUN
easat-7475	255	103	of	of	ADP
easat-7475	255	104	capital	capital	NOUN
easat-7475	255	105	employed	employ	VERB
easat-7475	255	106	1	1	NUM
easat-7475	255	107	0.137	0.137	NUM
easat-7475	255	108	0.1372	0.1372	NUM
easat-7475	255	109	8.94	8.94	NUM
easat-7475	255	110	0.003	0.003	NUM
easat-7475	255	111	debt	debt	NOUN
easat-7475	255	112	to	to	ADP
easat-7475	255	113	equity	equity	NOUN
easat-7475	255	114	ratio	ratio	NOUN
easat-7475	255	115	(	(	PUNCT
easat-7475	255	116	times	time	NOUN
easat-7475	255	117	)	)	PUNCT
easat-7475	255	118	1	1	NUM
easat-7475	255	119	0.051	0.051	NUM
easat-7475	255	120	0.0509	0.0509	NUM
easat-7475	255	121	3.31	3.31	NUM
easat-7475	255	122	0.070	0.070	NUM
easat-7475	255	123	quick	quick	ADJ
easat-7475	255	124	ratio	ratio	NOUN
easat-7475	255	125	(	(	PUNCT
easat-7475	255	126	times	time	NOUN
easat-7475	255	127	)	)	PUNCT
easat-7475	255	128	1	1	NUM
easat-7475	255	129	0.194	0.194	NUM
easat-7475	255	130	0.1943	0.1943	NUM
easat-7475	255	131	12.65	12.65	NUM
easat-7475	255	132	0.000	0.000	NUM
easat-7475	255	133	return	return	NOUN
easat-7475	255	134	on	on	ADP
easat-7475	255	135	net	net	ADJ
easat-7475	255	136	worth_1	worth_1	NOUN
easat-7475	255	137	1	1	NUM
easat-7475	255	138	0.089	0.089	NUM
easat-7475	255	139	0.0888	0.0888	NUM
easat-7475	255	140	5.78	5.78	NUM
easat-7475	255	141	0.017	0.017	NUM
easat-7475	255	142	profit	profit	NOUN
easat-7475	255	143	/	/	SYM
easat-7475	255	144	gdp	gdp	NOUN
easat-7475	255	145	1	1	NUM
easat-7475	255	146	0.008	0.008	NUM
easat-7475	255	147	0.0083	0.0083	NUM
easat-7475	255	148	0.54	0.54	NUM
easat-7475	255	149	0.463	0.463	NUM
easat-7475	255	150	error	error	NOUN
easat-7475	255	151	315	315	NUM
easat-7475	255	152	4.838	4.838	NUM
easat-7475	255	153	0.0154	0.0154	NUM
easat-7475	255	154	total	total	NOUN
easat-7475	255	155	328	328	NUM
easat-7475	255	156	165.473	165.473	NUM
easat-7475	255	157	2368	2368	NUM
easat-7475	255	158	edelweiss	edelweiss	PROPN
easat-7475	255	159	applied	apply	VERB
easat-7475	255	160	science	science	NOUN
easat-7475	255	161	and	and	CCONJ
easat-7475	255	162	technology	technology	NOUN
easat-7475	255	163	issn	issn	PROPN
easat-7475	255	164	:	:	PUNCT
easat-7475	255	165	2576	2576	NUM
easat-7475	255	166	-	-	SYM
easat-7475	255	167	8484	8484	NUM
easat-7475	255	168	vol	vol	NOUN
easat-7475	255	169	.	.	PROPN
easat-7475	256	1	9	9	NUM
easat-7475	256	2	,	,	PUNCT
easat-7475	256	3	no	no	INTJ
easat-7475	256	4	.	.	NOUN
easat-7475	256	5	5	5	NUM
easat-7475	256	6	:	:	PUNCT
easat-7475	256	7	2355	2355	NUM
easat-7475	256	8	-	-	SYM
easat-7475	256	9	2371	2371	NUM
easat-7475	256	10	,	,	PUNCT
easat-7475	256	11	2025	2025	NUM
easat-7475	256	12	doi	doi	NOUN
easat-7475	256	13	:	:	PUNCT
easat-7475	256	14	10.55214/25768484.v9i5.7475	10.55214/25768484.v9i5.7475	NUM
easat-7475	256	15	©	©	PROPN
easat-7475	256	16	2025	2025	NUM
easat-7475	256	17	by	by	ADP
easat-7475	256	18	the	the	DET
easat-7475	256	19	authors	author	NOUN
easat-7475	256	20	;	;	PUNCT
easat-7475	256	21	licensee	licensee	PROPN
easat-7475	256	22	learning	learning	NOUN
easat-7475	256	23	gate	gate	NOUN
easat-7475	256	24	among	among	ADP
easat-7475	256	25	the	the	DET
easat-7475	256	26	individual	individual	ADJ
easat-7475	256	27	predictors	predictor	NOUN
easat-7475	256	28	,	,	PUNCT
easat-7475	256	29	several	several	ADJ
easat-7475	256	30	stand	stand	VERB
easat-7475	256	31	out	out	ADP
easat-7475	256	32	as	as	ADP
easat-7475	256	33	significant	significant	ADJ
easat-7475	256	34	contributors	contributor	NOUN
easat-7475	256	35	to	to	ADP
easat-7475	256	36	the	the	DET
easat-7475	256	37	response	response	NOUN
easat-7475	256	38	variable	variable	NOUN
easat-7475	256	39	.	.	PUNCT
easat-7475	257	1	pat	pat	NOUN
easat-7475	257	2	as	as	ADP
easat-7475	257	3	%	%	NOUN
easat-7475	257	4	of	of	ADP
easat-7475	257	5	total	total	ADJ
easat-7475	257	6	income	income	NOUN
easat-7475	257	7	(	(	PUNCT
easat-7475	257	8	f	f	NOUN
easat-7475	257	9	=	=	SYM
easat-7475	257	10	180.41	180.41	NUM
easat-7475	257	11	,	,	PUNCT
easat-7475	257	12	p	p	X
easat-7475	257	13	<	<	X
easat-7475	257	14	0.001	0.001	NUM
easat-7475	257	15	)	)	PUNCT
easat-7475	257	16	and	and	CCONJ
easat-7475	257	17	interest	interest	NOUN
easat-7475	257	18	income	income	NOUN
easat-7475	257	19	as	as	ADP
easat-7475	257	20	a	a	DET
easat-7475	257	21	percentage	percentage	NOUN
easat-7475	257	22	(	(	PUNCT
easat-7475	257	23	f	f	NOUN
easat-7475	257	24	=	=	SYM
easat-7475	257	25	192.91	192.91	NUM
easat-7475	257	26	,	,	PUNCT
easat-7475	257	27	p	p	X
easat-7475	257	28	<	<	X
easat-7475	257	29	0.001	0.001	NUM
easat-7475	257	30	)	)	PUNCT
easat-7475	257	31	have	have	VERB
easat-7475	257	32	the	the	DET
easat-7475	257	33	highest	high	ADJ
easat-7475	257	34	contributions	contribution	NOUN
easat-7475	257	35	,	,	PUNCT
easat-7475	257	36	indicating	indicate	VERB
easat-7475	257	37	their	their	PRON
easat-7475	257	38	substantial	substantial	ADJ
easat-7475	257	39	influence	influence	NOUN
easat-7475	257	40	.	.	PUNCT
easat-7475	258	1	other	other	ADJ
easat-7475	258	2	significant	significant	ADJ
easat-7475	258	3	predictors	predictor	NOUN
easat-7475	258	4	include	include	VERB
easat-7475	258	5	employees	employee	NOUN
easat-7475	258	6	'	'	PART
easat-7475	258	7	utilization	utilization	NOUN
easat-7475	258	8	ratio	ratio	NOUN
easat-7475	258	9	(	(	PUNCT
easat-7475	258	10	f	f	PROPN
easat-7475	258	11	=	=	SYM
easat-7475	258	12	24.93	24.93	NUM
easat-7475	258	13	,	,	PUNCT
easat-7475	258	14	p	p	X
easat-7475	258	15	<	<	X
easat-7475	258	16	0.001	0.001	NUM
easat-7475	258	17	)	)	PUNCT
easat-7475	258	18	,	,	PUNCT
easat-7475	258	19	quick	quick	ADJ
easat-7475	258	20	ratio	ratio	NOUN
easat-7475	258	21	(	(	PUNCT
easat-7475	258	22	f	f	NOUN
easat-7475	258	23	=	=	SYM
easat-7475	258	24	12.65	12.65	NUM
easat-7475	258	25	,	,	PUNCT
easat-7475	258	26	p	p	X
easat-7475	258	27	<	<	X
easat-7475	258	28	0.001	0.001	NUM
easat-7475	258	29	)	)	PUNCT
easat-7475	258	30	,	,	PUNCT
easat-7475	258	31	pat	pat	NOUN
easat-7475	258	32	as	as	ADP
easat-7475	258	33	%	%	NOUN
easat-7475	258	34	of	of	ADP
easat-7475	258	35	capital	capital	NOUN
easat-7475	258	36	employed	employ	VERB
easat-7475	258	37	(	(	PUNCT
easat-7475	258	38	f	f	X
easat-7475	258	39	=	=	SYM
easat-7475	258	40	8.94	8.94	NUM
easat-7475	258	41	,	,	PUNCT
easat-7475	258	42	p	p	X
easat-7475	258	43	=	=	NOUN
easat-7475	258	44	0.003	0.003	NUM
easat-7475	258	45	)	)	PUNCT
easat-7475	258	46	,	,	PUNCT
easat-7475	258	47	and	and	CCONJ
easat-7475	258	48	return	return	VERB
easat-7475	258	49	on	on	ADP
easat-7475	258	50	net	net	ADJ
easat-7475	258	51	worth	worth	NOUN
easat-7475	258	52	(	(	PUNCT
easat-7475	258	53	f	f	NOUN
easat-7475	258	54	=	=	SYM
easat-7475	258	55	5.78	5.78	NUM
easat-7475	258	56	,	,	PUNCT
easat-7475	258	57	p	p	X
easat-7475	258	58	=	=	NOUN
easat-7475	258	59	0.017	0.017	NUM
easat-7475	258	60	)	)	PUNCT
easat-7475	258	61	as	as	SCONJ
easat-7475	258	62	shown	show	VERB
easat-7475	258	63	in	in	ADP
easat-7475	258	64	table	table	NOUN
easat-7475	258	65	6	6	NUM
easat-7475	258	66	.	.	PUNCT
easat-7475	259	1	in	in	ADP
easat-7475	259	2	contrast	contrast	NOUN
easat-7475	259	3	,	,	PUNCT
easat-7475	259	4	variables	variable	NOUN
easat-7475	259	5	like	like	ADP
easat-7475	259	6	capital	capital	NOUN
easat-7475	259	7	adequacy	adequacy	NOUN
easat-7475	259	8	ratio	ratio	NOUN
easat-7475	259	9	(	(	PUNCT
easat-7475	259	10	p	p	X
easat-7475	259	11	=	=	NOUN
easat-7475	259	12	0.139	0.139	NUM
easat-7475	259	13	)	)	PUNCT
easat-7475	259	14	,	,	PUNCT
easat-7475	259	15	net	net	ADJ
easat-7475	259	16	non	non	ADJ
easat-7475	259	17	-	-	ADJ
easat-7475	259	18	performing	perform	VERB
easat-7475	259	19	assets	asset	NOUN
easat-7475	259	20	(	(	PUNCT
easat-7475	259	21	p	p	X
easat-7475	259	22	=	=	NOUN
easat-7475	259	23	0.398	0.398	NUM
easat-7475	259	24	)	)	PUNCT
easat-7475	259	25	,	,	PUNCT
easat-7475	259	26	profit	profit	NOUN
easat-7475	259	27	/	/	SYM
easat-7475	259	28	loss	loss	NOUN
easat-7475	259	29	per	per	ADP
easat-7475	259	30	employee	employee	NOUN
easat-7475	259	31	(	(	PUNCT
easat-7475	259	32	p	p	X
easat-7475	259	33	=	=	NOUN
easat-7475	259	34	0.391	0.391	NUM
easat-7475	259	35	)	)	PUNCT
easat-7475	259	36	,	,	PUNCT
easat-7475	259	37	and	and	CCONJ
easat-7475	259	38	profit	profit	NOUN
easat-7475	259	39	/	/	SYM
easat-7475	259	40	gdp	gdp	NOUN
easat-7475	259	41	(	(	PUNCT
easat-7475	259	42	p	p	NOUN
easat-7475	259	43	=	=	NOUN
easat-7475	259	44	0.463	0.463	NUM
easat-7475	259	45	)	)	PUNCT
easat-7475	259	46	are	be	AUX
easat-7475	259	47	non	non	ADJ
easat-7475	259	48	-	-	ADJ
easat-7475	259	49	significant	significant	ADJ
easat-7475	259	50	,	,	PUNCT
easat-7475	259	51	suggesting	suggest	VERB
easat-7475	259	52	they	they	PRON
easat-7475	259	53	do	do	AUX
easat-7475	259	54	not	not	PART
easat-7475	259	55	significantly	significantly	ADV
easat-7475	259	56	affect	affect	VERB
easat-7475	259	57	the	the	DET
easat-7475	259	58	response	response	NOUN
easat-7475	259	59	variable	variable	NOUN
easat-7475	259	60	within	within	ADP
easat-7475	259	61	this	this	DET
easat-7475	259	62	model	model	NOUN
easat-7475	259	63	as	as	SCONJ
easat-7475	259	64	shown	show	VERB
easat-7475	259	65	in	in	ADP
easat-7475	259	66	table	table	NOUN
easat-7475	259	67	6	6	NUM
easat-7475	259	68	.	.	PUNCT
easat-7475	260	1	the	the	DET
easat-7475	260	2	error	error	NOUN
easat-7475	260	3	sum	sum	NOUN
easat-7475	260	4	of	of	ADP
easat-7475	260	5	squares	square	NOUN
easat-7475	260	6	(	(	PUNCT
easat-7475	260	7	4.838	4.838	NUM
easat-7475	260	8	)	)	PUNCT
easat-7475	260	9	and	and	CCONJ
easat-7475	260	10	mean	mean	VERB
easat-7475	260	11	square	square	ADJ
easat-7475	260	12	error	error	NOUN
easat-7475	260	13	(	(	PUNCT
easat-7475	260	14	0.0154	0.0154	NUM
easat-7475	260	15	)	)	PUNCT
easat-7475	260	16	highlight	highlight	VERB
easat-7475	260	17	the	the	DET
easat-7475	260	18	relatively	relatively	ADV
easat-7475	260	19	small	small	ADJ
easat-7475	260	20	unexplained	unexplained	ADJ
easat-7475	260	21	variability	variability	NOUN
easat-7475	260	22	,	,	PUNCT
easat-7475	260	23	emphasizing	emphasize	VERB
easat-7475	260	24	the	the	DET
easat-7475	260	25	model	model	NOUN
easat-7475	260	26	's	's	PART
easat-7475	260	27	effectiveness	effectiveness	NOUN
easat-7475	260	28	in	in	ADP
easat-7475	260	29	fitting	fit	VERB
easat-7475	260	30	the	the	DET
easat-7475	260	31	data	datum	NOUN
easat-7475	260	32	.	.	PUNCT
easat-7475	261	1	this	this	DET
easat-7475	261	2	analysis	analysis	NOUN
easat-7475	261	3	confirms	confirm	VERB
easat-7475	261	4	the	the	DET
easat-7475	261	5	importance	importance	NOUN
easat-7475	261	6	of	of	ADP
easat-7475	261	7	specific	specific	ADJ
easat-7475	261	8	financial	financial	ADJ
easat-7475	261	9	metrics	metric	NOUN
easat-7475	261	10	in	in	ADP
easat-7475	261	11	predicting	predict	VERB
easat-7475	261	12	the	the	DET
easat-7475	261	13	response	response	NOUN
easat-7475	261	14	variable	variable	ADJ
easat-7475	261	15	as	as	SCONJ
easat-7475	261	16	shown	show	VERB
easat-7475	261	17	in	in	ADP
easat-7475	261	18	table	table	NOUN
easat-7475	261	19	6	6	NUM
easat-7475	261	20	.	.	PUNCT
easat-7475	262	1	the	the	DET
easat-7475	262	2	percentage	percentage	NOUN
easat-7475	262	3	contribution	contribution	NOUN
easat-7475	262	4	of	of	ADP
easat-7475	262	5	each	each	DET
easat-7475	262	6	factors	factor	NOUN
easat-7475	262	7	is	be	AUX
easat-7475	262	8	measured	measure	VERB
easat-7475	262	9	by	by	ADP
easat-7475	262	10	the	the	DET
easat-7475	262	11	(	(	PUNCT
easat-7475	262	12	adj	adj	PROPN
easat-7475	262	13	ss)/(total	ss)/(total	PROPN
easat-7475	262	14	ss	ss	PROPN
easat-7475	262	15	)	)	PUNCT
easat-7475	262	16	*	*	PUNCT
easat-7475	262	17	100	100	NUM
easat-7475	263	1	[	[	X
easat-7475	263	2	34	34	NUM
easat-7475	263	3	]	]	PUNCT
easat-7475	263	4	.	.	PUNCT
easat-7475	264	1	table	table	NOUN
easat-7475	264	2	7	7	NUM
easat-7475	264	3	.	.	PUNCT
easat-7475	264	4	percentage	percentage	NOUN
easat-7475	264	5	contribution	contribution	NOUN
easat-7475	264	6	.	.	PUNCT
easat-7475	265	1	factor	factor	NOUN
easat-7475	265	2	percentage	percentage	NOUN
easat-7475	265	3	contribution	contribution	NOUN
easat-7475	265	4	capital	capital	NOUN
easat-7475	265	5	adequacy	adequacy	NOUN
easat-7475	265	6	ratio	ratio	NOUN
easat-7475	265	7	(	(	PUNCT
easat-7475	265	8	in	in	ADP
easat-7475	265	9	per	per	ADP
easat-7475	265	10	0.499706	0.499706	NUM
easat-7475	265	11	net	net	ADJ
easat-7475	265	12	non	non	ADJ
easat-7475	265	13	-	-	ADJ
easat-7475	265	14	performing	perform	VERB
easat-7475	265	15	assets	asset	NOUN
easat-7475	265	16	(	(	PUNCT
easat-7475	265	17	nnpa	nnpa	NOUN
easat-7475	265	18	0.16167	0.16167	NUM
easat-7475	265	19	profit	profit	NOUN
easat-7475	265	20	/	/	SYM
easat-7475	265	21	loss	loss	NOUN
easat-7475	265	22	per	per	ADP
easat-7475	265	23	employee	employee	NOUN
easat-7475	265	24	0.16167	0.16167	NUM
easat-7475	265	25	pbt	pbt	PROPN
easat-7475	265	26	as	as	ADP
easat-7475	265	27	%	%	NOUN
easat-7475	265	28	of	of	ADP
easat-7475	265	29	total	total	ADJ
easat-7475	265	30	income	income	NOUN
easat-7475	265	31	0.999412	0.999412	NUM
easat-7475	265	32	pat	pat	NOUN
easat-7475	265	33	as	as	ADP
easat-7475	265	34	%	%	NOUN
easat-7475	265	35	of	of	ADP
easat-7475	265	36	total	total	ADJ
easat-7475	265	37	income	income	NOUN
easat-7475	265	38	40.72604	40.72604	NUM
easat-7475	265	39	net	net	ADJ
easat-7475	265	40	profit	profit	NOUN
easat-7475	265	41	margin	margin	NOUN
easat-7475	265	42	1.234568	1.234568	NUM
easat-7475	265	43	employees	employee	NOUN
easat-7475	265	44	utilisation	utilisation	VERB
easat-7475	265	45	ratio(tim	ratio(tim	ADJ
easat-7475	265	46	5.629042	5.629042	NUM
easat-7475	265	47	interest	interest	NOUN
easat-7475	265	48	income	income	NOUN
easat-7475	265	49	as	as	ADP
easat-7475	265	50	a	a	DET
easat-7475	265	51	percentage	percentage	NOUN
easat-7475	265	52	43.54791	43.54791	NUM
easat-7475	265	53	pat	pat	NOUN
easat-7475	265	54	as	as	ADP
easat-7475	265	55	%	%	NOUN
easat-7475	265	56	of	of	ADP
easat-7475	265	57	capital	capital	NOUN
easat-7475	265	58	employed	employ	VERB
easat-7475	265	59	2.013521	2.013521	NUM
easat-7475	265	60	debt	debt	NOUN
easat-7475	265	61	to	to	ADP
easat-7475	265	62	equity	equity	NOUN
easat-7475	265	63	ratio	ratio	NOUN
easat-7475	265	64	(	(	PUNCT
easat-7475	265	65	times	times	PROPN
easat-7475	265	66	)	)	PUNCT
easat-7475	265	67	0.749559	0.749559	NUM
easat-7475	265	68	quick	quick	ADJ
easat-7475	265	69	ratio	ratio	NOUN
easat-7475	265	70	(	(	PUNCT
easat-7475	265	71	times	time	NOUN
easat-7475	265	72	)	)	PUNCT
easat-7475	265	73	2.851264	2.851264	NUM
easat-7475	265	74	return	return	NOUN
easat-7475	265	75	on	on	ADP
easat-7475	265	76	net	net	ADJ
easat-7475	265	77	worth_1	worth_1	PROPN
easat-7475	265	78	1.308054	1.308054	NUM
easat-7475	265	79	profit	profit	NOUN
easat-7475	265	80	/	/	SYM
easat-7475	265	81	gdp	gdp	NOUN
easat-7475	265	82	0.117578	0.117578	NUM
easat-7475	265	83	figure	figure	NOUN
easat-7475	265	84	4	4	NUM
easat-7475	265	85	.	.	PUNCT
easat-7475	265	86	percentage	percentage	NOUN
easat-7475	265	87	contribution	contribution	NOUN
easat-7475	265	88	.	.	PUNCT
easat-7475	266	1	0	0	NUM
easat-7475	266	2	%	%	NOUN
easat-7475	266	3	0	0	NUM
easat-7475	266	4	%	%	NOUN
easat-7475	266	5	0%1	0%1	NOUN
easat-7475	266	6	%	%	NOUN
easat-7475	266	7	41	41	NUM
easat-7475	266	8	%	%	NOUN
easat-7475	266	9	1%6	1%6	NUM
easat-7475	266	10	%	%	NOUN
easat-7475	266	11	44	44	NUM
easat-7475	266	12	%	%	NOUN
easat-7475	266	13	2	2	NUM
easat-7475	266	14	%	%	NOUN
easat-7475	266	15	1	1	NUM
easat-7475	266	16	%	%	NOUN
easat-7475	266	17	3	3	NUM
easat-7475	266	18	%	%	NOUN
easat-7475	266	19	1	1	NUM
easat-7475	266	20	%	%	NOUN
easat-7475	266	21	0	0	NUM
easat-7475	266	22	%	%	NOUN
easat-7475	266	23	  	  	SPACE
easat-7475	266	24	capital	capital	NOUN
easat-7475	266	25	adequacy	adequacy	NOUN
easat-7475	266	26	ratio	ratio	NOUN
easat-7475	266	27	(	(	PUNCT
easat-7475	266	28	in	in	ADP
easat-7475	266	29	per	per	ADP
easat-7475	266	30	  	  	SPACE
easat-7475	266	31	net	net	ADJ
easat-7475	266	32	non	non	ADJ
easat-7475	266	33	-	-	ADJ
easat-7475	266	34	performing	perform	VERB
easat-7475	266	35	assets	asset	NOUN
easat-7475	266	36	(	(	PUNCT
easat-7475	266	37	nnpa	nnpa	NOUN
easat-7475	266	38	  	  	SPACE
easat-7475	266	39	profit	profit	NOUN
easat-7475	266	40	/	/	SYM
easat-7475	266	41	loss	loss	NOUN
easat-7475	266	42	per	per	ADP
easat-7475	266	43	employee	employee	NOUN
easat-7475	266	44	  	  	SPACE
easat-7475	266	45	pbt	pbt	PROPN
easat-7475	266	46	as	as	ADP
easat-7475	266	47	%	%	NOUN
easat-7475	266	48	of	of	ADP
easat-7475	266	49	total	total	ADJ
easat-7475	266	50	income	income	NOUN
easat-7475	266	51	  	  	SPACE
easat-7475	266	52	pat	pat	NOUN
easat-7475	266	53	as	as	ADP
easat-7475	266	54	%	%	NOUN
easat-7475	266	55	of	of	ADP
easat-7475	266	56	total	total	ADJ
easat-7475	266	57	income	income	NOUN
easat-7475	266	58	  	  	SPACE
easat-7475	266	59	net	net	ADJ
easat-7475	266	60	profit	profit	NOUN
easat-7475	266	61	margin	margin	NOUN
easat-7475	266	62	  	  	SPACE
easat-7475	266	63	employees	employee	NOUN
easat-7475	266	64	utilisation	utilisation	VERB
easat-7475	266	65	ratio(tim	ratio(tim	ADJ
easat-7475	266	66	  	  	SPACE
easat-7475	266	67	interest	interest	NOUN
easat-7475	266	68	income	income	NOUN
easat-7475	266	69	as	as	ADP
easat-7475	266	70	a	a	DET
easat-7475	266	71	percentage	percentage	NOUN
easat-7475	266	72	  	  	SPACE
easat-7475	266	73	pat	pat	NOUN
easat-7475	266	74	as	as	ADP
easat-7475	266	75	%	%	NOUN
easat-7475	266	76	of	of	ADP
easat-7475	266	77	capital	capital	NOUN
easat-7475	266	78	employed	employ	VERB
easat-7475	266	79	  	  	SPACE
easat-7475	266	80	debt	debt	NOUN
easat-7475	266	81	to	to	ADP
easat-7475	266	82	equity	equity	NOUN
easat-7475	266	83	ratio	ratio	NOUN
easat-7475	266	84	(	(	PUNCT
easat-7475	266	85	times	time	NOUN
easat-7475	266	86	)	)	PUNCT
easat-7475	266	87	  	  	SPACE
easat-7475	266	88	quick	quick	ADJ
easat-7475	266	89	ratio	ratio	NOUN
easat-7475	266	90	(	(	PUNCT
easat-7475	266	91	times	time	NOUN
easat-7475	266	92	)	)	PUNCT
easat-7475	266	93	  	  	SPACE
easat-7475	266	94	return	return	VERB
easat-7475	266	95	on	on	ADP
easat-7475	266	96	net	net	ADJ
easat-7475	266	97	worth_1	worth_1	NOUN
easat-7475	266	98	  	  	SPACE
easat-7475	266	99	profit	profit	NOUN
easat-7475	266	100	/	/	SYM
easat-7475	266	101	gdp	gdp	NOUN
easat-7475	266	102	2369	2369	NUM
easat-7475	266	103	edelweiss	edelweiss	PROPN
easat-7475	266	104	applied	apply	VERB
easat-7475	266	105	science	science	NOUN
easat-7475	266	106	and	and	CCONJ
easat-7475	266	107	technology	technology	NOUN
easat-7475	266	108	issn	issn	PROPN
easat-7475	266	109	:	:	PUNCT
easat-7475	266	110	2576	2576	NUM
easat-7475	266	111	-	-	SYM
easat-7475	266	112	8484	8484	NUM
easat-7475	266	113	vol	vol	NOUN
easat-7475	266	114	.	.	PROPN
easat-7475	267	1	9	9	NUM
easat-7475	267	2	,	,	PUNCT
easat-7475	267	3	no	no	INTJ
easat-7475	267	4	.	.	NOUN
easat-7475	267	5	5	5	NUM
easat-7475	267	6	:	:	PUNCT
easat-7475	267	7	2355	2355	NUM
easat-7475	267	8	-	-	SYM
easat-7475	267	9	2371	2371	NUM
easat-7475	267	10	,	,	PUNCT
easat-7475	267	11	2025	2025	NUM
easat-7475	267	12	doi	doi	NOUN
easat-7475	267	13	:	:	PUNCT
easat-7475	267	14	10.55214/25768484.v9i5.7475	10.55214/25768484.v9i5.7475	NUM
easat-7475	267	15	©	©	PROPN
easat-7475	267	16	2025	2025	NUM
easat-7475	267	17	by	by	ADP
easat-7475	267	18	the	the	DET
easat-7475	267	19	authors	author	NOUN
easat-7475	267	20	;	;	PUNCT
easat-7475	267	21	licensee	licensee	PROPN
easat-7475	267	22	learning	learning	NOUN
easat-7475	267	23	gate	gate	VERB
easat-7475	267	24	the	the	DET
easat-7475	267	25	percentage	percentage	NOUN
easat-7475	267	26	contributions	contribution	NOUN
easat-7475	267	27	of	of	ADP
easat-7475	267	28	various	various	ADJ
easat-7475	267	29	factors	factor	NOUN
easat-7475	267	30	indicate	indicate	VERB
easat-7475	267	31	their	their	PRON
easat-7475	267	32	relative	relative	ADJ
easat-7475	267	33	importance	importance	NOUN
easat-7475	267	34	in	in	ADP
easat-7475	267	35	explaining	explain	VERB
easat-7475	267	36	the	the	DET
easat-7475	267	37	variability	variability	NOUN
easat-7475	267	38	in	in	ADP
easat-7475	267	39	the	the	DET
easat-7475	267	40	response	response	NOUN
easat-7475	267	41	variable	variable	NOUN
easat-7475	267	42	.	.	PUNCT
easat-7475	268	1	the	the	DET
easat-7475	268	2	most	most	ADV
easat-7475	268	3	influential	influential	ADJ
easat-7475	268	4	factors	factor	NOUN
easat-7475	268	5	are	be	AUX
easat-7475	268	6	interest	interest	NOUN
easat-7475	268	7	income	income	NOUN
easat-7475	268	8	as	as	ADP
easat-7475	268	9	a	a	DET
easat-7475	268	10	percentage	percentage	NOUN
easat-7475	268	11	(	(	PUNCT
easat-7475	268	12	43.55	43.55	NUM
easat-7475	268	13	%	%	NOUN
easat-7475	268	14	)	)	PUNCT
easat-7475	268	15	and	and	CCONJ
easat-7475	268	16	pat	pat	NOUN
easat-7475	268	17	as	as	ADP
easat-7475	268	18	%	%	NOUN
easat-7475	268	19	of	of	ADP
easat-7475	268	20	total	total	ADJ
easat-7475	268	21	income	income	NOUN
easat-7475	268	22	(	(	PUNCT
easat-7475	268	23	40.73	40.73	NUM
easat-7475	268	24	%	%	NOUN
easat-7475	268	25	)	)	PUNCT
easat-7475	268	26	,	,	PUNCT
easat-7475	268	27	highlighting	highlight	VERB
easat-7475	268	28	their	their	PRON
easat-7475	268	29	dominant	dominant	ADJ
easat-7475	268	30	roles	role	NOUN
easat-7475	268	31	in	in	ADP
easat-7475	268	32	determining	determine	VERB
easat-7475	268	33	the	the	DET
easat-7475	268	34	rate	rate	NOUN
easat-7475	268	35	of	of	ADP
easat-7475	268	36	return	return	NOUN
easat-7475	268	37	.	.	PUNCT
easat-7475	269	1	these	these	DET
easat-7475	269	2	two	two	NUM
easat-7475	269	3	factors	factor	NOUN
easat-7475	269	4	alone	alone	ADV
easat-7475	269	5	account	account	VERB
easat-7475	269	6	for	for	ADP
easat-7475	269	7	over	over	ADP
easat-7475	269	8	84	84	NUM
easat-7475	269	9	%	%	NOUN
easat-7475	269	10	of	of	ADP
easat-7475	269	11	the	the	DET
easat-7475	269	12	contribution	contribution	NOUN
easat-7475	269	13	,	,	PUNCT
easat-7475	269	14	emphasizing	emphasize	VERB
easat-7475	269	15	their	their	PRON
easat-7475	269	16	critical	critical	ADJ
easat-7475	269	17	impact	impact	NOUN
easat-7475	269	18	.	.	PUNCT
easat-7475	270	1	other	other	ADJ
easat-7475	270	2	significant	significant	ADJ
easat-7475	270	3	contributors	contributor	NOUN
easat-7475	270	4	include	include	VERB
easat-7475	270	5	employees	employee	NOUN
easat-7475	270	6	’	’	PART
easat-7475	270	7	utilization	utilization	NOUN
easat-7475	270	8	ratio	ratio	NOUN
easat-7475	270	9	(	(	PUNCT
easat-7475	270	10	5.63	5.63	NUM
easat-7475	270	11	%	%	NOUN
easat-7475	270	12	)	)	PUNCT
easat-7475	270	13	,	,	PUNCT
easat-7475	270	14	quick	quick	ADJ
easat-7475	270	15	ratio	ratio	NOUN
easat-7475	270	16	(	(	PUNCT
easat-7475	270	17	2.85	2.85	NUM
easat-7475	270	18	%	%	NOUN
easat-7475	270	19	)	)	PUNCT
easat-7475	270	20	,	,	PUNCT
easat-7475	270	21	and	and	CCONJ
easat-7475	270	22	pat	pat	NOUN
easat-7475	270	23	as	as	ADP
easat-7475	270	24	%	%	NOUN
easat-7475	270	25	of	of	ADP
easat-7475	270	26	capital	capital	NOUN
easat-7475	270	27	employed	employ	VERB
easat-7475	270	28	(	(	PUNCT
easat-7475	270	29	2.01	2.01	NUM
easat-7475	270	30	%	%	NOUN
easat-7475	270	31	)	)	PUNCT
easat-7475	270	32	,	,	PUNCT
easat-7475	270	33	suggesting	suggest	VERB
easat-7475	270	34	their	their	PRON
easat-7475	270	35	moderate	moderate	ADJ
easat-7475	270	36	influence	influence	NOUN
easat-7475	270	37	on	on	ADP
easat-7475	270	38	the	the	DET
easat-7475	270	39	response	response	NOUN
easat-7475	270	40	variable	variable	NOUN
easat-7475	270	41	.	.	PUNCT
easat-7475	271	1	in	in	ADP
easat-7475	271	2	contrast	contrast	NOUN
easat-7475	271	3	,	,	PUNCT
easat-7475	271	4	factors	factor	NOUN
easat-7475	271	5	such	such	ADJ
easat-7475	271	6	as	as	ADP
easat-7475	271	7	capital	capital	NOUN
easat-7475	271	8	adequacy	adequacy	NOUN
easat-7475	271	9	ratio	ratio	NOUN
easat-7475	271	10	(	(	PUNCT
easat-7475	271	11	0.50	0.50	NUM
easat-7475	271	12	%	%	NOUN
easat-7475	271	13	)	)	PUNCT
easat-7475	271	14	,	,	PUNCT
easat-7475	271	15	net	net	ADJ
easat-7475	271	16	non	non	ADJ
easat-7475	271	17	-	-	ADJ
easat-7475	271	18	performing	perform	VERB
easat-7475	271	19	assets	asset	NOUN
easat-7475	271	20	(	(	PUNCT
easat-7475	271	21	0.16	0.16	NUM
easat-7475	271	22	%	%	NOUN
easat-7475	271	23	)	)	PUNCT
easat-7475	271	24	,	,	PUNCT
easat-7475	271	25	profit	profit	NOUN
easat-7475	271	26	/	/	SYM
easat-7475	271	27	loss	loss	NOUN
easat-7475	271	28	per	per	ADP
easat-7475	271	29	employee	employee	NOUN
easat-7475	271	30	(	(	PUNCT
easat-7475	271	31	0.16	0.16	NUM
easat-7475	271	32	%	%	NOUN
easat-7475	271	33	)	)	PUNCT
easat-7475	271	34	,	,	PUNCT
easat-7475	271	35	and	and	CCONJ
easat-7475	271	36	profit	profit	NOUN
easat-7475	271	37	/	/	SYM
easat-7475	271	38	gdp	gdp	NOUN
easat-7475	271	39	(	(	PUNCT
easat-7475	271	40	0.12	0.12	NUM
easat-7475	271	41	%	%	NOUN
easat-7475	271	42	)	)	PUNCT
easat-7475	271	43	contribute	contribute	VERB
easat-7475	271	44	minimally	minimally	ADV
easat-7475	271	45	,	,	PUNCT
easat-7475	271	46	indicating	indicate	VERB
easat-7475	271	47	limited	limited	ADJ
easat-7475	271	48	impact	impact	NOUN
easat-7475	271	49	.	.	PUNCT
easat-7475	272	1	factors	factor	NOUN
easat-7475	272	2	like	like	ADP
easat-7475	272	3	pbt	pbt	PROPN
easat-7475	272	4	as	as	ADP
easat-7475	272	5	%	%	NOUN
easat-7475	272	6	of	of	ADP
easat-7475	272	7	total	total	ADJ
easat-7475	272	8	income	income	NOUN
easat-7475	272	9	(	(	PUNCT
easat-7475	272	10	1.00	1.00	NUM
easat-7475	272	11	%	%	NOUN
easat-7475	272	12	)	)	PUNCT
easat-7475	272	13	,	,	PUNCT
easat-7475	272	14	net	net	ADJ
easat-7475	272	15	profit	profit	NOUN
easat-7475	272	16	margin	margin	NOUN
easat-7475	272	17	(	(	PUNCT
easat-7475	272	18	1.23	1.23	NUM
easat-7475	272	19	%	%	NOUN
easat-7475	272	20	)	)	PUNCT
easat-7475	272	21	,	,	PUNCT
easat-7475	272	22	and	and	CCONJ
easat-7475	272	23	return	return	VERB
easat-7475	272	24	on	on	ADP
easat-7475	272	25	net	net	ADJ
easat-7475	272	26	worth	worth	NOUN
easat-7475	272	27	(	(	PUNCT
easat-7475	272	28	1.31	1.31	NUM
easat-7475	272	29	%	%	NOUN
easat-7475	272	30	)	)	PUNCT
easat-7475	272	31	show	show	VERB
easat-7475	272	32	a	a	DET
easat-7475	272	33	modest	modest	ADJ
easat-7475	272	34	effect	effect	NOUN
easat-7475	272	35	,	,	PUNCT
easat-7475	272	36	while	while	SCONJ
easat-7475	272	37	debt	debt	NOUN
easat-7475	272	38	-	-	PUNCT
easat-7475	272	39	to	to	ADP
easat-7475	272	40	-	-	PUNCT
easat-7475	272	41	equity	equity	NOUN
easat-7475	272	42	ratio	ratio	NOUN
easat-7475	272	43	(	(	PUNCT
easat-7475	272	44	0.75	0.75	NUM
easat-7475	272	45	%	%	NOUN
easat-7475	272	46	)	)	PUNCT
easat-7475	272	47	also	also	ADV
easat-7475	272	48	plays	play	VERB
easat-7475	272	49	a	a	DET
easat-7475	272	50	minor	minor	ADJ
easat-7475	272	51	role	role	NOUN
easat-7475	272	52	.	.	PUNCT
easat-7475	273	1	overall	overall	ADV
easat-7475	273	2	,	,	PUNCT
easat-7475	273	3	the	the	DET
easat-7475	273	4	analysis	analysis	NOUN
easat-7475	273	5	highlights	highlight	VERB
easat-7475	273	6	the	the	DET
easat-7475	273	7	disproportionate	disproportionate	ADJ
easat-7475	273	8	contribution	contribution	NOUN
easat-7475	273	9	of	of	ADP
easat-7475	273	10	specific	specific	ADJ
easat-7475	273	11	financial	financial	ADJ
easat-7475	273	12	metrics	metric	NOUN
easat-7475	273	13	,	,	PUNCT
easat-7475	273	14	with	with	ADP
easat-7475	273	15	interest	interest	NOUN
easat-7475	273	16	income	income	NOUN
easat-7475	273	17	and	and	CCONJ
easat-7475	273	18	pat	pat	NOUN
easat-7475	273	19	as	as	ADP
easat-7475	273	20	%	%	NOUN
easat-7475	273	21	of	of	ADP
easat-7475	273	22	total	total	ADJ
easat-7475	273	23	income	income	NOUN
easat-7475	273	24	being	be	AUX
easat-7475	273	25	the	the	DET
easat-7475	273	26	most	most	ADV
easat-7475	273	27	significant	significant	ADJ
easat-7475	273	28	,	,	PUNCT
easat-7475	273	29	while	while	SCONJ
easat-7475	273	30	others	other	NOUN
easat-7475	273	31	contribute	contribute	VERB
easat-7475	273	32	marginally	marginally	ADV
easat-7475	273	33	.	.	PUNCT
easat-7475	274	1	5	5	X
easat-7475	274	2	.	.	X
easat-7475	274	3	conclusion	conclusion	NOUN
easat-7475	274	4	and	and	CCONJ
easat-7475	274	5	recommendations	recommendation	NOUN
easat-7475	274	6	in	in	ADP
easat-7475	274	7	recent	recent	ADJ
easat-7475	274	8	years	year	NOUN
easat-7475	274	9	,	,	PUNCT
easat-7475	274	10	central	central	ADJ
easat-7475	274	11	banks	bank	NOUN
easat-7475	274	12	have	have	AUX
easat-7475	274	13	made	make	VERB
easat-7475	274	14	significant	significant	ADJ
easat-7475	274	15	improvements	improvement	NOUN
easat-7475	274	16	to	to	ADP
easat-7475	274	17	their	their	PRON
easat-7475	274	18	supervision	supervision	NOUN
easat-7475	274	19	techniques	technique	NOUN
easat-7475	274	20	and	and	CCONJ
easat-7475	274	21	quality	quality	NOUN
easat-7475	274	22	in	in	ADP
easat-7475	274	23	response	response	NOUN
easat-7475	274	24	to	to	ADP
easat-7475	274	25	changes	change	NOUN
easat-7475	274	26	in	in	ADP
easat-7475	274	27	the	the	DET
easat-7475	274	28	banking	banking	NOUN
easat-7475	274	29	sector	sector	NOUN
easat-7475	274	30	.	.	PUNCT
easat-7475	275	1	it	it	PRON
easat-7475	275	2	is	be	AUX
easat-7475	275	3	crucial	crucial	ADJ
easat-7475	275	4	to	to	PART
easat-7475	275	5	effectively	effectively	ADV
easat-7475	275	6	supervise	supervise	VERB
easat-7475	275	7	and	and	CCONJ
easat-7475	275	8	manage	manage	VERB
easat-7475	275	9	risks	risk	NOUN
easat-7475	275	10	as	as	SCONJ
easat-7475	275	11	they	they	PRON
easat-7475	275	12	can	can	AUX
easat-7475	275	13	both	both	CCONJ
easat-7475	275	14	present	present	ADJ
easat-7475	275	15	opportunities	opportunity	NOUN
easat-7475	275	16	and	and	CCONJ
easat-7475	275	17	pose	pose	VERB
easat-7475	275	18	threats	threat	NOUN
easat-7475	275	19	to	to	ADP
easat-7475	275	20	the	the	DET
easat-7475	275	21	profitability	profitability	NOUN
easat-7475	275	22	of	of	ADP
easat-7475	275	23	banks	bank	NOUN
easat-7475	275	24	.	.	PUNCT
easat-7475	276	1	the	the	DET
easat-7475	276	2	findings	finding	NOUN
easat-7475	276	3	of	of	ADP
easat-7475	276	4	this	this	DET
easat-7475	276	5	study	study	NOUN
easat-7475	276	6	indicate	indicate	VERB
easat-7475	276	7	that	that	SCONJ
easat-7475	276	8	private	private	ADJ
easat-7475	276	9	banks	bank	NOUN
easat-7475	276	10	in	in	ADP
easat-7475	276	11	india	india	PROPN
easat-7475	276	12	have	have	AUX
easat-7475	276	13	demonstrated	demonstrate	VERB
easat-7475	276	14	superior	superior	ADJ
easat-7475	276	15	performance	performance	NOUN
easat-7475	276	16	and	and	CCONJ
easat-7475	276	17	are	be	AUX
easat-7475	276	18	well	well	ADV
easat-7475	276	19	-	-	PUNCT
easat-7475	276	20	positioned	position	VERB
easat-7475	276	21	in	in	ADP
easat-7475	276	22	comparison	comparison	NOUN
easat-7475	276	23	to	to	ADP
easat-7475	276	24	other	other	ADJ
easat-7475	276	25	banks	bank	NOUN
easat-7475	276	26	.	.	PUNCT
easat-7475	277	1	however	however	ADV
easat-7475	277	2	,	,	PUNCT
easat-7475	277	3	further	further	ADJ
easat-7475	277	4	research	research	NOUN
easat-7475	277	5	is	be	AUX
easat-7475	277	6	recommended	recommend	VERB
easat-7475	277	7	to	to	PART
easat-7475	277	8	develop	develop	VERB
easat-7475	277	9	a	a	DET
easat-7475	277	10	model	model	NOUN
easat-7475	277	11	that	that	PRON
easat-7475	277	12	can	can	AUX
easat-7475	277	13	accurately	accurately	ADV
easat-7475	277	14	predict	predict	VERB
easat-7475	277	15	bank	bank	NOUN
easat-7475	277	16	performance	performance	NOUN
easat-7475	277	17	based	base	VERB
easat-7475	277	18	on	on	ADP
easat-7475	277	19	ratio	ratio	NOUN
easat-7475	277	20	analysis	analysis	NOUN
easat-7475	277	21	..	..	PUNCT
easat-7475	278	1	we	we	PRON
easat-7475	278	2	are	be	AUX
easat-7475	278	3	also	also	ADV
easat-7475	278	4	recommended	recommend	VERB
easat-7475	278	5	for	for	ADP
easat-7475	278	6	further	further	ADJ
easat-7475	278	7	study	study	NOUN
easat-7475	278	8	including	include	VERB
easat-7475	278	9	textual	textual	ADJ
easat-7475	278	10	index	index	NOUN
easat-7475	278	11	in	in	ADP
easat-7475	278	12	this	this	DET
easat-7475	278	13	models	model	NOUN
easat-7475	278	14	and	and	CCONJ
easat-7475	278	15	make	make	VERB
easat-7475	278	16	more	more	ADJ
easat-7475	278	17	advance	advance	ADJ
easat-7475	278	18	version	version	NOUN
easat-7475	278	19	of	of	ADP
easat-7475	278	20	prediction	prediction	NOUN
easat-7475	278	21	of	of	ADP
easat-7475	278	22	bank	bank	NOUN
easat-7475	278	23	failure	failure	NOUN
easat-7475	278	24	.	.	PUNCT
easat-7475	279	1	camels	camel	NOUN
easat-7475	279	2	ratio	ratio	VERB
easat-7475	279	3	constructing	construct	VERB
easat-7475	279	4	a	a	DET
easat-7475	279	5	model	model	NOUN
easat-7475	279	6	using	use	VERB
easat-7475	279	7	past	past	ADJ
easat-7475	279	8	data	datum	NOUN
easat-7475	279	9	and	and	CCONJ
easat-7475	279	10	applying	apply	VERB
easat-7475	279	11	linear	linear	NOUN
easat-7475	279	12	regression	regression	NOUN
easat-7475	279	13	analysis	analysis	NOUN
easat-7475	279	14	can	can	AUX
easat-7475	279	15	provide	provide	VERB
easat-7475	279	16	early	early	ADJ
easat-7475	279	17	warning	warning	NOUN
easat-7475	279	18	signals	signal	NOUN
easat-7475	279	19	for	for	ADP
easat-7475	279	20	potential	potential	ADJ
easat-7475	279	21	issues	issue	NOUN
easat-7475	279	22	.	.	PUNCT
easat-7475	280	1	additionally	additionally	ADV
easat-7475	280	2	,	,	PUNCT
easat-7475	280	3	it	it	PRON
easat-7475	280	4	is	be	AUX
easat-7475	280	5	essential	essential	ADJ
easat-7475	280	6	to	to	PART
easat-7475	280	7	examine	examine	VERB
easat-7475	280	8	the	the	DET
easat-7475	280	9	correlation	correlation	NOUN
easat-7475	280	10	among	among	ADP
easat-7475	280	11	various	various	ADJ
easat-7475	280	12	ratios	ratio	NOUN
easat-7475	280	13	to	to	PART
easat-7475	280	14	gain	gain	VERB
easat-7475	280	15	new	new	ADJ
easat-7475	280	16	insights	insight	NOUN
easat-7475	280	17	into	into	ADP
easat-7475	280	18	the	the	DET
easat-7475	280	19	current	current	ADJ
easat-7475	280	20	context	context	NOUN
easat-7475	280	21	.	.	PUNCT
easat-7475	281	1	while	while	SCONJ
easat-7475	281	2	previous	previous	ADJ
easat-7475	281	3	studies	study	NOUN
easat-7475	281	4	exist	exist	VERB
easat-7475	281	5	,	,	PUNCT
easat-7475	281	6	conducting	conduct	VERB
easat-7475	281	7	further	further	ADJ
easat-7475	281	8	analysis	analysis	NOUN
easat-7475	281	9	can	can	AUX
easat-7475	281	10	offer	offer	VERB
easat-7475	281	11	valuable	valuable	ADJ
easat-7475	281	12	insights	insight	NOUN
easat-7475	281	13	and	and	CCONJ
easat-7475	281	14	contribute	contribute	VERB
easat-7475	281	15	to	to	ADP
easat-7475	281	16	a	a	DET
easat-7475	281	17	deeper	deep	ADJ
easat-7475	281	18	understanding	understanding	NOUN
easat-7475	281	19	of	of	ADP
easat-7475	281	20	the	the	DET
easat-7475	281	21	subject	subject	NOUN
easat-7475	281	22	matter	matter	NOUN
easat-7475	281	23	.	.	PUNCT
easat-7475	282	1	the	the	DET
easat-7475	282	2	camels	camel	NOUN
easat-7475	282	3	analysis	analysis	NOUN
easat-7475	282	4	reveals	reveal	VERB
easat-7475	282	5	that	that	SCONJ
easat-7475	282	6	india	india	PROPN
easat-7475	282	7	's	's	PART
easat-7475	282	8	banking	banking	NOUN
easat-7475	282	9	system	system	NOUN
easat-7475	282	10	is	be	AUX
easat-7475	282	11	performing	perform	VERB
easat-7475	282	12	moderately	moderately	ADV
easat-7475	282	13	well	well	ADV
easat-7475	282	14	,	,	PUNCT
easat-7475	282	15	with	with	ADP
easat-7475	282	16	ratings	rating	NOUN
easat-7475	282	17	ranging	range	VERB
easat-7475	282	18	from	from	ADP
easat-7475	282	19	2.5	2.5	NUM
easat-7475	282	20	to	to	PART
easat-7475	282	21	4	4	NUM
easat-7475	282	22	,	,	PUNCT
easat-7475	282	23	indicating	indicate	VERB
easat-7475	282	24	room	room	NOUN
easat-7475	282	25	for	for	ADP
easat-7475	282	26	improvement	improvement	NOUN
easat-7475	282	27	.	.	PUNCT
easat-7475	283	1	banks	bank	NOUN
easat-7475	283	2	like	like	ADP
easat-7475	283	3	hdfc	hdfc	PROPN
easat-7475	283	4	bank	bank	PROPN
easat-7475	283	5	ltd	ltd	PROPN
easat-7475	283	6	.	.	PROPN
easat-7475	283	7	,	,	PUNCT
easat-7475	283	8	bandhan	bandhan	PROPN
easat-7475	283	9	bank	bank	PROPN
easat-7475	283	10	ltd	ltd	PROPN
easat-7475	283	11	.	.	PROPN
easat-7475	283	12	,	,	PUNCT
easat-7475	283	13	icici	icici	PROPN
easat-7475	283	14	bank	bank	PROPN
easat-7475	283	15	ltd	ltd	PROPN
easat-7475	283	16	.	.	PROPN
easat-7475	283	17	,	,	PUNCT
easat-7475	283	18	axis	axis	PROPN
easat-7475	283	19	bank	bank	PROPN
easat-7475	283	20	ltd	ltd	PROPN
easat-7475	283	21	.	.	PROPN
easat-7475	283	22	,	,	PUNCT
easat-7475	283	23	and	and	CCONJ
easat-7475	283	24	city	city	PROPN
easat-7475	283	25	union	union	PROPN
easat-7475	283	26	bank	bank	PROPN
easat-7475	283	27	ltd	ltd	PROPN
easat-7475	283	28	.	.	PROPN
easat-7475	283	29	have	have	AUX
easat-7475	283	30	achieved	achieve	VERB
easat-7475	283	31	the	the	DET
easat-7475	283	32	best	good	ADJ
easat-7475	283	33	ratings	rating	NOUN
easat-7475	283	34	of	of	ADP
easat-7475	283	35	2.4	2.4	NUM
easat-7475	283	36	to	to	PART
easat-7475	283	37	2.6	2.6	NUM
easat-7475	283	38	,	,	PUNCT
easat-7475	283	39	reflecting	reflect	VERB
easat-7475	283	40	strong	strong	ADJ
easat-7475	283	41	financial	financial	ADJ
easat-7475	283	42	stability	stability	NOUN
easat-7475	283	43	.	.	PUNCT
easat-7475	284	1	however	however	ADV
easat-7475	284	2	,	,	PUNCT
easat-7475	284	3	banks	bank	NOUN
easat-7475	284	4	such	such	ADJ
easat-7475	284	5	as	as	ADP
easat-7475	284	6	karur	karur	PROPN
easat-7475	284	7	vysya	vysya	PROPN
easat-7475	284	8	bank	bank	PROPN
easat-7475	284	9	ltd	ltd	PROPN
easat-7475	284	10	.	.	PROPN
easat-7475	284	11	,	,	PUNCT
easat-7475	284	12	karnataka	karnataka	PROPN
easat-7475	284	13	bank	bank	PROPN
easat-7475	284	14	ltd	ltd	PROPN
easat-7475	284	15	.	.	PROPN
easat-7475	284	16	,	,	PUNCT
easat-7475	284	17	and	and	CCONJ
easat-7475	284	18	yes	yes	INTJ
easat-7475	284	19	bank	bank	PROPN
easat-7475	284	20	ltd	ltd	PROPN
easat-7475	284	21	.	.	PROPN
easat-7475	284	22	,	,	PUNCT
easat-7475	284	23	with	with	ADP
easat-7475	284	24	ratings	rating	NOUN
easat-7475	284	25	above	above	ADP
easat-7475	284	26	3.7	3.7	NUM
easat-7475	284	27	,	,	PUNCT
easat-7475	284	28	need	need	VERB
easat-7475	284	29	to	to	PART
easat-7475	284	30	take	take	VERB
easat-7475	284	31	corrective	corrective	ADJ
easat-7475	284	32	measures	measure	NOUN
easat-7475	284	33	to	to	PART
easat-7475	284	34	enhance	enhance	VERB
easat-7475	284	35	their	their	PRON
easat-7475	284	36	performance	performance	NOUN
easat-7475	284	37	.	.	PUNCT
easat-7475	285	1	overall	overall	ADV
easat-7475	285	2	,	,	PUNCT
easat-7475	285	3	the	the	DET
easat-7475	285	4	study	study	NOUN
easat-7475	285	5	highlights	highlight	VERB
easat-7475	285	6	key	key	ADJ
easat-7475	285	7	strengths	strength	NOUN
easat-7475	285	8	and	and	CCONJ
easat-7475	285	9	areas	area	NOUN
easat-7475	285	10	for	for	ADP
easat-7475	285	11	improvement	improvement	NOUN
easat-7475	285	12	,	,	PUNCT
easat-7475	285	13	offering	offer	VERB
easat-7475	285	14	valuable	valuable	ADJ
easat-7475	285	15	insights	insight	NOUN
easat-7475	285	16	for	for	ADP
easat-7475	285	17	regulatory	regulatory	ADJ
easat-7475	285	18	bodies	body	NOUN
easat-7475	285	19	and	and	CCONJ
easat-7475	285	20	stakeholders	stakeholder	NOUN
easat-7475	285	21	.	.	PUNCT
easat-7475	286	1	the	the	DET
easat-7475	286	2	analysis	analysis	NOUN
easat-7475	286	3	reveals	reveal	VERB
easat-7475	286	4	that	that	SCONJ
easat-7475	286	5	interest	interest	NOUN
easat-7475	286	6	income	income	NOUN
easat-7475	286	7	as	as	ADP
easat-7475	286	8	a	a	DET
easat-7475	286	9	percentage	percentage	NOUN
easat-7475	286	10	(	(	PUNCT
easat-7475	286	11	43.55	43.55	NUM
easat-7475	286	12	%	%	NOUN
easat-7475	286	13	)	)	PUNCT
easat-7475	286	14	and	and	CCONJ
easat-7475	286	15	pat	pat	PROPN
easat-7475	286	16	as	as	ADP
easat-7475	286	17	a	a	DET
easat-7475	286	18	percentage	percentage	NOUN
easat-7475	286	19	of	of	ADP
easat-7475	286	20	total	total	ADJ
easat-7475	286	21	income	income	NOUN
easat-7475	286	22	(	(	PUNCT
easat-7475	286	23	40.73	40.73	NUM
easat-7475	286	24	%	%	NOUN
easat-7475	286	25	)	)	PUNCT
easat-7475	286	26	are	be	AUX
easat-7475	286	27	the	the	DET
easat-7475	286	28	most	most	ADV
easat-7475	286	29	influential	influential	ADJ
easat-7475	286	30	factors	factor	NOUN
easat-7475	286	31	,	,	PUNCT
easat-7475	286	32	collectively	collectively	ADV
easat-7475	286	33	accounting	account	VERB
easat-7475	286	34	for	for	ADP
easat-7475	286	35	over	over	ADP
easat-7475	286	36	84	84	NUM
easat-7475	286	37	%	%	NOUN
easat-7475	286	38	of	of	ADP
easat-7475	286	39	the	the	DET
easat-7475	286	40	contribution	contribution	NOUN
easat-7475	286	41	in	in	ADP
easat-7475	286	42	determining	determine	VERB
easat-7475	286	43	the	the	DET
easat-7475	286	44	rate	rate	NOUN
easat-7475	286	45	of	of	ADP
easat-7475	286	46	return	return	NOUN
easat-7475	286	47	.	.	PUNCT
easat-7475	287	1	this	this	PRON
easat-7475	287	2	underscores	underscore	VERB
easat-7475	287	3	their	their	PRON
easat-7475	287	4	critical	critical	ADJ
easat-7475	287	5	role	role	NOUN
easat-7475	287	6	in	in	ADP
easat-7475	287	7	bank	bank	NOUN
easat-7475	287	8	performance	performance	NOUN
easat-7475	287	9	.	.	PUNCT
easat-7475	288	1	moderate	moderate	ADJ
easat-7475	288	2	contributors	contributor	NOUN
easat-7475	288	3	include	include	VERB
easat-7475	288	4	employees	employee	NOUN
easat-7475	288	5	’	’	PART
easat-7475	288	6	utilization	utilization	NOUN
easat-7475	288	7	ratio	ratio	NOUN
easat-7475	288	8	(	(	PUNCT
easat-7475	288	9	5.63	5.63	NUM
easat-7475	288	10	%	%	NOUN
easat-7475	288	11	)	)	PUNCT
easat-7475	288	12	and	and	CCONJ
easat-7475	288	13	quick	quick	ADJ
easat-7475	288	14	ratio	ratio	NOUN
easat-7475	288	15	(	(	PUNCT
easat-7475	288	16	2.85	2.85	NUM
easat-7475	288	17	%	%	NOUN
easat-7475	288	18	)	)	PUNCT
easat-7475	288	19	,	,	PUNCT
easat-7475	288	20	while	while	SCONJ
easat-7475	288	21	factors	factor	NOUN
easat-7475	288	22	like	like	ADP
easat-7475	288	23	capital	capital	NOUN
easat-7475	288	24	adequacy	adequacy	NOUN
easat-7475	288	25	ratio	ratio	NOUN
easat-7475	288	26	(	(	PUNCT
easat-7475	288	27	0.50	0.50	NUM
easat-7475	288	28	%	%	NOUN
easat-7475	288	29	)	)	PUNCT
easat-7475	288	30	and	and	CCONJ
easat-7475	288	31	net	net	ADJ
easat-7475	288	32	non	non	ADJ
easat-7475	288	33	-	-	ADJ
easat-7475	288	34	performing	perform	VERB
easat-7475	288	35	assets	asset	NOUN
easat-7475	288	36	(	(	PUNCT
easat-7475	288	37	0.16	0.16	NUM
easat-7475	288	38	%	%	NOUN
easat-7475	288	39	)	)	PUNCT
easat-7475	288	40	have	have	VERB
easat-7475	288	41	minimal	minimal	ADJ
easat-7475	288	42	impact	impact	NOUN
easat-7475	288	43	.	.	PUNCT
easat-7475	289	1	the	the	DET
easat-7475	289	2	findings	finding	NOUN
easat-7475	289	3	highlight	highlight	VERB
easat-7475	289	4	the	the	DET
easat-7475	289	5	disproportionate	disproportionate	ADJ
easat-7475	289	6	influence	influence	NOUN
easat-7475	289	7	of	of	ADP
easat-7475	289	8	specific	specific	ADJ
easat-7475	289	9	financial	financial	ADJ
easat-7475	289	10	metrics	metric	NOUN
easat-7475	289	11	,	,	PUNCT
easat-7475	289	12	emphasizing	emphasize	VERB
easat-7475	289	13	the	the	DET
easat-7475	289	14	need	need	NOUN
easat-7475	289	15	for	for	SCONJ
easat-7475	289	16	banks	bank	NOUN
easat-7475	289	17	to	to	PART
easat-7475	289	18	focus	focus	VERB
easat-7475	289	19	on	on	ADP
easat-7475	289	20	key	key	ADJ
easat-7475	289	21	areas	area	NOUN
easat-7475	289	22	to	to	PART
easat-7475	289	23	optimize	optimize	VERB
easat-7475	289	24	performance	performance	NOUN
easat-7475	289	25	and	and	CCONJ
easat-7475	289	26	stakeholder	stakeholder	NOUN
easat-7475	289	27	value	value	NOUN
easat-7475	289	28	.	.	PUNCT
easat-7475	290	1	to	to	PART
easat-7475	290	2	enhance	enhance	VERB
easat-7475	290	3	performance	performance	NOUN
easat-7475	290	4	,	,	PUNCT
easat-7475	290	5	banks	bank	NOUN
easat-7475	290	6	should	should	AUX
easat-7475	290	7	focus	focus	VERB
easat-7475	290	8	on	on	ADP
easat-7475	290	9	key	key	ADJ
easat-7475	290	10	revenue	revenue	NOUN
easat-7475	290	11	drivers	driver	NOUN
easat-7475	290	12	like	like	ADP
easat-7475	290	13	increasing	increase	VERB
easat-7475	290	14	interest	interest	NOUN
easat-7475	290	15	income	income	NOUN
easat-7475	290	16	and	and	CCONJ
easat-7475	290	17	pat	pat	NOUN
easat-7475	290	18	as	as	ADP
easat-7475	290	19	a	a	DET
easat-7475	290	20	percentage	percentage	NOUN
easat-7475	290	21	of	of	ADP
easat-7475	290	22	total	total	ADJ
easat-7475	290	23	income	income	NOUN
easat-7475	290	24	,	,	PUNCT
easat-7475	290	25	which	which	PRON
easat-7475	290	26	significantly	significantly	ADV
easat-7475	290	27	impact	impact	VERB
easat-7475	290	28	overall	overall	ADJ
easat-7475	290	29	performance	performance	NOUN
easat-7475	290	30	.	.	PUNCT
easat-7475	291	1	strengthening	strengthen	VERB
easat-7475	291	2	employees	employee	NOUN
easat-7475	291	3	’	’	PART
easat-7475	291	4	utilization	utilization	NOUN
easat-7475	291	5	,	,	PUNCT
easat-7475	291	6	improving	improve	VERB
easat-7475	291	7	quick	quick	ADJ
easat-7475	291	8	ratios	ratio	NOUN
easat-7475	291	9	for	for	ADP
easat-7475	291	10	better	well	ADJ
easat-7475	291	11	liquidity	liquidity	NOUN
easat-7475	291	12	management	management	NOUN
easat-7475	291	13	,	,	PUNCT
easat-7475	291	14	and	and	CCONJ
easat-7475	291	15	maintaining	maintain	VERB
easat-7475	291	16	robust	robust	ADJ
easat-7475	291	17	capital	capital	NOUN
easat-7475	291	18	adequacy	adequacy	NOUN
easat-7475	291	19	are	be	AUX
easat-7475	291	20	critical	critical	ADJ
easat-7475	291	21	.	.	PUNCT
easat-7475	292	1	efforts	effort	NOUN
easat-7475	292	2	should	should	AUX
easat-7475	292	3	also	also	ADV
easat-7475	292	4	target	target	VERB
easat-7475	292	5	reducing	reduce	VERB
easat-7475	292	6	non	non	ADJ
easat-7475	292	7	-	-	ADJ
easat-7475	292	8	performing	perform	VERB
easat-7475	292	9	assets	asset	NOUN
easat-7475	292	10	through	through	ADP
easat-7475	292	11	effective	effective	ADJ
easat-7475	292	12	credit	credit	NOUN
easat-7475	292	13	risk	risk	NOUN
easat-7475	292	14	management	management	NOUN
easat-7475	292	15	and	and	CCONJ
easat-7475	292	16	improving	improve	VERB
easat-7475	292	17	profitability	profitability	NOUN
easat-7475	292	18	metrics	metric	NOUN
easat-7475	292	19	like	like	ADP
easat-7475	292	20	net	net	ADJ
easat-7475	292	21	profit	profit	NOUN
easat-7475	292	22	margin	margin	NOUN
easat-7475	292	23	and	and	CCONJ
easat-7475	292	24	return	return	VERB
easat-7475	292	25	on	on	ADP
easat-7475	292	26	net	net	ADJ
easat-7475	292	27	worth	worth	NOUN
easat-7475	292	28	.	.	PUNCT
easat-7475	293	1	regular	regular	ADJ
easat-7475	293	2	performance	performance	NOUN
easat-7475	293	3	monitoring	monitoring	NOUN
easat-7475	293	4	using	use	VERB
easat-7475	293	5	the	the	DET
easat-7475	293	6	camels	camel	NOUN
easat-7475	293	7	framework	framework	NOUN
easat-7475	293	8	,	,	PUNCT
easat-7475	293	9	leveraging	leverage	VERB
easat-7475	293	10	technology	technology	NOUN
easat-7475	293	11	for	for	ADP
easat-7475	293	12	operational	operational	ADJ
easat-7475	293	13	efficiency	efficiency	NOUN
easat-7475	293	14	,	,	PUNCT
easat-7475	293	15	adhering	adhere	VERB
easat-7475	293	16	to	to	ADP
easat-7475	293	17	regulatory	regulatory	ADJ
easat-7475	293	18	guidelines	guideline	NOUN
easat-7475	293	19	,	,	PUNCT
easat-7475	293	20	and	and	CCONJ
easat-7475	293	21	maintaining	maintain	VERB
easat-7475	293	22	transparent	transparent	ADJ
easat-7475	293	23	stakeholder	stakeholder	NOUN
easat-7475	293	24	2370	2370	NUM
easat-7475	293	25	edelweiss	edelweiss	PROPN
easat-7475	293	26	applied	apply	VERB
easat-7475	293	27	science	science	NOUN
easat-7475	293	28	and	and	CCONJ
easat-7475	293	29	technology	technology	NOUN
easat-7475	293	30	issn	issn	PROPN
easat-7475	293	31	:	:	PUNCT
easat-7475	293	32	2576	2576	NUM
easat-7475	293	33	-	-	SYM
easat-7475	293	34	8484	8484	NUM
easat-7475	293	35	vol	vol	NOUN
easat-7475	293	36	.	.	PROPN
easat-7475	294	1	9	9	NUM
easat-7475	294	2	,	,	PUNCT
easat-7475	294	3	no	no	INTJ
easat-7475	294	4	.	.	NOUN
easat-7475	294	5	5	5	NUM
easat-7475	294	6	:	:	PUNCT
easat-7475	294	7	2355	2355	NUM
easat-7475	294	8	-	-	SYM
easat-7475	294	9	2371	2371	NUM
easat-7475	294	10	,	,	PUNCT
easat-7475	294	11	2025	2025	NUM
easat-7475	294	12	doi	doi	NOUN
easat-7475	294	13	:	:	PUNCT
easat-7475	294	14	10.55214/25768484.v9i5.7475	10.55214/25768484.v9i5.7475	NUM
easat-7475	294	15	©	©	PROPN
easat-7475	294	16	2025	2025	NUM
easat-7475	294	17	by	by	ADP
easat-7475	294	18	the	the	DET
easat-7475	294	19	authors	author	NOUN
easat-7475	294	20	;	;	PUNCT
easat-7475	294	21	licensee	licensee	PROPN
easat-7475	294	22	learning	learn	VERB
easat-7475	294	23	gate	gate	PROPN
easat-7475	294	24	communication	communication	NOUN
easat-7475	294	25	are	be	AUX
easat-7475	294	26	essential	essential	ADJ
easat-7475	294	27	.	.	PUNCT
easat-7475	295	1	these	these	DET
easat-7475	295	2	measures	measure	NOUN
easat-7475	295	3	collectively	collectively	ADV
easat-7475	295	4	optimize	optimize	VERB
easat-7475	295	5	performance	performance	NOUN
easat-7475	295	6	and	and	CCONJ
easat-7475	295	7	ensure	ensure	VERB
easat-7475	295	8	long	long	ADJ
easat-7475	295	9	-	-	PUNCT
easat-7475	295	10	term	term	NOUN
easat-7475	295	11	stability	stability	NOUN
easat-7475	295	12	.	.	PUNCT
easat-7475	296	1	transparency	transparency	NOUN
easat-7475	296	2	:	:	PUNCT
easat-7475	296	3	the	the	DET
easat-7475	296	4	authors	author	NOUN
easat-7475	296	5	confirm	confirm	VERB
easat-7475	296	6	that	that	SCONJ
easat-7475	296	7	the	the	DET
easat-7475	296	8	manuscript	manuscript	NOUN
easat-7475	296	9	is	be	AUX
easat-7475	296	10	an	an	DET
easat-7475	296	11	honest	honest	ADJ
easat-7475	296	12	,	,	PUNCT
easat-7475	296	13	accurate	accurate	ADJ
easat-7475	296	14	,	,	PUNCT
easat-7475	296	15	and	and	CCONJ
easat-7475	296	16	transparent	transparent	ADJ
easat-7475	296	17	account	account	NOUN
easat-7475	296	18	of	of	ADP
easat-7475	296	19	the	the	DET
easat-7475	296	20	study	study	NOUN
easat-7475	296	21	;	;	PUNCT
easat-7475	296	22	that	that	SCONJ
easat-7475	296	23	no	no	DET
easat-7475	296	24	vital	vital	ADJ
easat-7475	296	25	features	feature	NOUN
easat-7475	296	26	of	of	ADP
easat-7475	296	27	the	the	DET
easat-7475	296	28	study	study	NOUN
easat-7475	296	29	have	have	AUX
easat-7475	296	30	been	be	AUX
easat-7475	296	31	omitted	omit	VERB
easat-7475	296	32	;	;	PUNCT
easat-7475	296	33	and	and	CCONJ
easat-7475	296	34	that	that	SCONJ
easat-7475	296	35	any	any	DET
easat-7475	296	36	discrepancies	discrepancy	NOUN
easat-7475	296	37	from	from	ADP
easat-7475	296	38	the	the	DET
easat-7475	296	39	study	study	NOUN
easat-7475	296	40	as	as	SCONJ
easat-7475	296	41	planned	plan	VERB
easat-7475	296	42	have	have	AUX
easat-7475	296	43	been	be	AUX
easat-7475	296	44	explained	explain	VERB
easat-7475	296	45	.	.	PUNCT
easat-7475	297	1	this	this	DET
easat-7475	297	2	study	study	NOUN
easat-7475	297	3	followed	follow	VERB
easat-7475	297	4	all	all	DET
easat-7475	297	5	ethical	ethical	ADJ
easat-7475	297	6	practices	practice	NOUN
easat-7475	297	7	during	during	ADP
easat-7475	297	8	writing	writing	NOUN
easat-7475	297	9	.	.	PUNCT
easat-7475	298	1	copyright	copyright	NOUN
easat-7475	298	2	:	:	PUNCT
easat-7475	298	3	©	©	PROPN
easat-7475	298	4	2025	2025	NUM
easat-7475	298	5	by	by	ADP
easat-7475	298	6	the	the	DET
easat-7475	298	7	authors	author	NOUN
easat-7475	298	8	.	.	PUNCT
easat-7475	299	1	this	this	DET
easat-7475	299	2	open	open	ADJ
easat-7475	299	3	-	-	PUNCT
easat-7475	299	4	access	access	NOUN
easat-7475	299	5	article	article	NOUN
easat-7475	299	6	is	be	AUX
easat-7475	299	7	distributed	distribute	VERB
easat-7475	299	8	under	under	ADP
easat-7475	299	9	the	the	DET
easat-7475	299	10	terms	term	NOUN
easat-7475	299	11	and	and	CCONJ
easat-7475	299	12	conditions	condition	NOUN
easat-7475	299	13	of	of	ADP
easat-7475	299	14	the	the	DET
easat-7475	299	15	creative	creative	ADJ
easat-7475	299	16	commons	common	NOUN
easat-7475	299	17	attribution	attribution	NOUN
easat-7475	299	18	(	(	PUNCT
easat-7475	299	19	cc	cc	NOUN
easat-7475	299	20	by	by	ADP
easat-7475	299	21	)	)	PUNCT
easat-7475	299	22	license	license	NOUN
easat-7475	299	23	(	(	PUNCT
easat-7475	299	24	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-7475	299	25	)	)	PUNCT
easat-7475	299	26	.	.	PUNCT
easat-7475	300	1	references	reference	NOUN
easat-7475	300	2	[	[	X
easat-7475	300	3	1	1	X
easat-7475	300	4	]	]	PUNCT
easat-7475	300	5	d.	d.	PROPN
easat-7475	300	6	m.	m.	PROPN
easat-7475	300	7	sadilloyevna	sadilloyevna	NOUN
easat-7475	300	8	,	,	PUNCT
easat-7475	300	9	"	"	PUNCT
easat-7475	300	10	role	role	NOUN
easat-7475	300	11	of	of	ADP
easat-7475	300	12	commercial	commercial	ADJ
easat-7475	300	13	banks	bank	NOUN
easat-7475	300	14	in	in	ADP
easat-7475	300	15	the	the	DET
easat-7475	300	16	development	development	NOUN
easat-7475	300	17	of	of	ADP
easat-7475	300	18	the	the	DET
easat-7475	300	19	modern	modern	ADJ
easat-7475	300	20	economic	economic	ADJ
easat-7475	300	21	system	system	NOUN
easat-7475	300	22	,	,	PUNCT
easat-7475	300	23	"	"	PUNCT
easat-7475	300	24	ethiopian	ethiopian	ADJ
easat-7475	300	25	international	international	ADJ
easat-7475	300	26	journal	journal	NOUN
easat-7475	300	27	of	of	ADP
easat-7475	300	28	multidisciplinary	multidisciplinary	ADJ
easat-7475	300	29	research	research	NOUN
easat-7475	300	30	,	,	PUNCT
easat-7475	300	31	vol	vol	NOUN
easat-7475	300	32	.	.	PROPN
easat-7475	300	33	11	11	NUM
easat-7475	300	34	,	,	PUNCT
easat-7475	300	35	no	no	INTJ
easat-7475	300	36	.	.	NOUN
easat-7475	300	37	11	11	NUM
easat-7475	300	38	,	,	PUNCT
easat-7475	300	39	pp	pp	ADJ
easat-7475	300	40	.	.	PUNCT
easat-7475	301	1	241	241	NUM
easat-7475	301	2	-	-	SYM
easat-7475	301	3	248	248	NUM
easat-7475	301	4	,	,	PUNCT
easat-7475	301	5	2024	2024	NUM
easat-7475	301	6	.	.	PUNCT
easat-7475	302	1	[	[	X
easat-7475	302	2	2	2	X
easat-7475	302	3	]	]	PUNCT
easat-7475	302	4	k.	k.	PROPN
easat-7475	302	5	a.	a.	PROPN
easat-7475	302	6	chrysafis	chrysafis	PROPN
easat-7475	302	7	,	,	PUNCT
easat-7475	302	8	g.	g.	PROPN
easat-7475	302	9	c.	c.	PROPN
easat-7475	302	10	papadopoulou	papadopoulou	PROPN
easat-7475	302	11	,	,	PUNCT
easat-7475	302	12	and	and	CCONJ
easat-7475	302	13	i.	i.	PROPN
easat-7475	302	14	n.	n.	PROPN
easat-7475	302	15	theotokas	theotokas	PROPN
easat-7475	302	16	,	,	PUNCT
easat-7475	302	17	"	"	PUNCT
easat-7475	302	18	measuring	measure	VERB
easat-7475	302	19	financial	financial	ADJ
easat-7475	302	20	performance	performance	NOUN
easat-7475	302	21	through	through	ADP
easat-7475	302	22	operating	operate	VERB
easat-7475	302	23	business	business	NOUN
easat-7475	302	24	efficiency	efficiency	NOUN
easat-7475	302	25	in	in	ADP
easat-7475	302	26	the	the	DET
easat-7475	302	27	global	global	ADJ
easat-7475	302	28	cruise	cruise	PROPN
easat-7475	302	29	industry	industry	NOUN
easat-7475	302	30	:	:	PUNCT
easat-7475	302	31	a	a	DET
easat-7475	302	32	fuzzy	fuzzy	ADJ
easat-7475	302	33	benchmarking	benchmarking	NOUN
easat-7475	302	34	study	study	NOUN
easat-7475	302	35	on	on	ADP
easat-7475	302	36	the	the	DET
easat-7475	302	37	“	"	PUNCT
easat-7475	302	38	big	big	ADJ
easat-7475	302	39	three	three	NUM
easat-7475	302	40	”	"	PUNCT
easat-7475	302	41	,	,	PUNCT
easat-7475	302	42	"	"	PUNCT
easat-7475	302	43	tourism	tourism	NOUN
easat-7475	302	44	management	management	NOUN
easat-7475	302	45	,	,	PUNCT
easat-7475	302	46	vol	vol	NOUN
easat-7475	302	47	.	.	PROPN
easat-7475	302	48	100	100	NUM
easat-7475	302	49	,	,	PUNCT
easat-7475	302	50	p.	p.	NOUN
easat-7475	302	51	104830	104830	NUM
easat-7475	302	52	,	,	PUNCT
easat-7475	302	53	2024	2024	NUM
easat-7475	302	54	.	.	PUNCT
easat-7475	303	1	https://doi.org/10.1016/j.tourman.2023.104830	https://doi.org/10.1016/j.tourman.2023.104830	NOUN
easat-7475	303	2	[	[	X
easat-7475	303	3	3	3	X
easat-7475	303	4	]	]	X
easat-7475	303	5	n.	n.	PROPN
easat-7475	303	6	k.	k.	PROPN
easat-7475	303	7	avkiran	avkiran	PROPN
easat-7475	303	8	,	,	PUNCT
easat-7475	303	9	"	"	PUNCT
easat-7475	303	10	developing	develop	VERB
easat-7475	303	11	an	an	DET
easat-7475	303	12	instrument	instrument	NOUN
easat-7475	303	13	to	to	PART
easat-7475	303	14	measure	measure	VERB
easat-7475	303	15	customer	customer	NOUN
easat-7475	303	16	service	service	NOUN
easat-7475	303	17	quality	quality	NOUN
easat-7475	303	18	in	in	ADP
easat-7475	303	19	branchbanking	branchbanking	NOUN
easat-7475	303	20	,	,	PUNCT
easat-7475	303	21	"	"	PUNCT
easat-7475	303	22	international	international	ADJ
easat-7475	303	23	journal	journal	NOUN
easat-7475	303	24	of	of	ADP
easat-7475	303	25	banks	bank	NOUN
easat-7475	303	26	marketing	marketing	NOUN
easat-7475	303	27	,	,	PUNCT
easat-7475	303	28	vol	vol	NOUN
easat-7475	303	29	.	.	PROPN
easat-7475	303	30	12	12	NUM
easat-7475	303	31	,	,	PUNCT
easat-7475	303	32	no	no	INTJ
easat-7475	303	33	.	.	NOUN
easat-7475	303	34	6	6	NUM
easat-7475	303	35	,	,	PUNCT
easat-7475	303	36	pp	pp	ADJ
easat-7475	303	37	.	.	PUNCT
easat-7475	304	1	10	10	NUM
easat-7475	304	2	-	-	SYM
easat-7475	304	3	18	18	NUM
easat-7475	304	4	,	,	PUNCT
easat-7475	304	5	1994	1994	NUM
easat-7475	304	6	.	.	PUNCT
easat-7475	305	1	[	[	X
easat-7475	305	2	4	4	NUM
easat-7475	305	3	]	]	X
easat-7475	305	4	n.	n.	NOUN
easat-7475	305	5	rozzani	rozzani	PROPN
easat-7475	305	6	and	and	CCONJ
easat-7475	305	7	r.	r.	PROPN
easat-7475	305	8	a.	a.	PROPN
easat-7475	305	9	rahman	rahman	PROPN
easat-7475	305	10	,	,	PUNCT
easat-7475	305	11	"	"	PUNCT
easat-7475	305	12	camels	camel	NOUN
easat-7475	305	13	and	and	CCONJ
easat-7475	305	14	performance	performance	NOUN
easat-7475	305	15	evaluation	evaluation	NOUN
easat-7475	305	16	of	of	ADP
easat-7475	305	17	banks	bank	NOUN
easat-7475	305	18	in	in	ADP
easat-7475	305	19	malaysia	malaysia	PROPN
easat-7475	305	20	:	:	PUNCT
easat-7475	305	21	conventional	conventional	ADJ
easat-7475	305	22	versus	versus	X
easat-7475	305	23	islamic	islamic	ADJ
easat-7475	305	24	,	,	PUNCT
easat-7475	305	25	"	"	PUNCT
easat-7475	305	26	journal	journal	NOUN
easat-7475	305	27	of	of	ADP
easat-7475	305	28	islamic	islamic	ADJ
easat-7475	305	29	finance	finance	PROPN
easat-7475	305	30	and	and	CCONJ
easat-7475	305	31	business	business	NOUN
easat-7475	305	32	research	research	NOUN
easat-7475	305	33	,	,	PUNCT
easat-7475	305	34	vol	vol	NOUN
easat-7475	305	35	.	.	PROPN
easat-7475	305	36	2	2	NUM
easat-7475	305	37	,	,	PUNCT
easat-7475	305	38	no	no	INTJ
easat-7475	305	39	.	.	NOUN
easat-7475	305	40	1	1	NUM
easat-7475	305	41	,	,	PUNCT
easat-7475	305	42	pp	pp	ADJ
easat-7475	305	43	.	.	PUNCT
easat-7475	306	1	36	36	NUM
easat-7475	306	2	-	-	SYM
easat-7475	306	3	45	45	NUM
easat-7475	306	4	,	,	PUNCT
easat-7475	306	5	2013	2013	NUM
easat-7475	306	6	.	.	PUNCT
easat-7475	307	1	[	[	X
easat-7475	307	2	5	5	X
easat-7475	307	3	]	]	PUNCT
easat-7475	307	4	k.	k.	PROPN
easat-7475	307	5	k.	k.	PROPN
easat-7475	307	6	gk	gk	PROPN
easat-7475	307	7	,	,	PUNCT
easat-7475	307	8	"	"	PUNCT
easat-7475	307	9	an	an	DET
easat-7475	307	10	analysis	analysis	NOUN
easat-7475	307	11	of	of	ADP
easat-7475	307	12	financial	financial	ADJ
easat-7475	307	13	performance	performance	NOUN
easat-7475	307	14	of	of	ADP
easat-7475	307	15	public	public	ADJ
easat-7475	307	16	sector	sector	NOUN
easat-7475	307	17	banks	bank	NOUN
easat-7475	307	18	in	in	ADP
easat-7475	307	19	india	india	PROPN
easat-7475	307	20	using	use	VERB
easat-7475	307	21	camels	camel	NOUN
easat-7475	307	22	rating	rating	NOUN
easat-7475	307	23	system	system	NOUN
easat-7475	307	24	(	(	PUNCT
easat-7475	307	25	2014	2014	NUM
easat-7475	307	26	–	–	PUNCT
easat-7475	307	27	2023	2023	NUM
easat-7475	307	28	)	)	PUNCT
easat-7475	307	29	,	,	PUNCT
easat-7475	307	30	"	"	PUNCT
easat-7475	307	31	kim	kim	PROPN
easat-7475	307	32	journal	journal	PROPN
easat-7475	307	33	of	of	ADP
easat-7475	307	34	business	business	PROPN
easat-7475	307	35	research	research	NOUN
easat-7475	307	36	,	,	PUNCT
easat-7475	307	37	vol	vol	NOUN
easat-7475	307	38	.	.	PROPN
easat-7475	307	39	10	10	NUM
easat-7475	307	40	,	,	PUNCT
easat-7475	307	41	pp	pp	ADJ
easat-7475	307	42	.	.	PUNCT
easat-7475	308	1	13	13	NUM
easat-7475	308	2	-	-	SYM
easat-7475	308	3	22	22	NUM
easat-7475	308	4	,	,	PUNCT
easat-7475	308	5	2024	2024	NUM
easat-7475	308	6	.	.	PUNCT
easat-7475	309	1	[	[	X
easat-7475	309	2	6	6	NUM
easat-7475	309	3	]	]	PUNCT
easat-7475	309	4	reserve	reserve	PROPN
easat-7475	309	5	bank	bank	PROPN
easat-7475	309	6	of	of	ADP
easat-7475	309	7	india	india	PROPN
easat-7475	309	8	,	,	PUNCT
easat-7475	309	9	"	"	PUNCT
easat-7475	309	10	report	report	NOUN
easat-7475	309	11	of	of	ADP
easat-7475	309	12	the	the	DET
easat-7475	309	13	committee	committee	NOUN
easat-7475	309	14	on	on	ADP
easat-7475	309	15	bank	bank	PROPN
easat-7475	309	16	supervision	supervision	PROPN
easat-7475	309	17	(	(	PUNCT
easat-7475	309	18	padmanabhan	padmanabhan	PROPN
easat-7475	309	19	committee	committee	PROPN
easat-7475	309	20	)	)	PUNCT
easat-7475	309	21	.	.	PUNCT
easat-7475	310	1	reserve	reserve	PROPN
easat-7475	310	2	bank	bank	PROPN
easat-7475	310	3	of	of	ADP
easat-7475	310	4	india	india	PROPN
easat-7475	310	5	,	,	PUNCT
easat-7475	310	6	"	"	PUNCT
easat-7475	310	7	retrieved	retrieve	VERB
easat-7475	310	8	:	:	PUNCT
easat-7475	310	9	https://rbidocs.rbi.org.in/rdocs/publicationreport/pdfs/75586.pdf	https://rbidocs.rbi.org.in/rdocs/publicationreport/pdfs/75586.pdf	NOUN
easat-7475	310	10	,	,	PUNCT
easat-7475	310	11	1997	1997	NUM
easat-7475	310	12	.	.	PUNCT
easat-7475	311	1	[	[	X
easat-7475	311	2	7	7	X
easat-7475	311	3	]	]	PUNCT
easat-7475	311	4	r.	r.	PROPN
easat-7475	311	5	k.	k.	PROPN
easat-7475	311	6	datta	datta	PROPN
easat-7475	311	7	,	,	PUNCT
easat-7475	311	8	"	"	PUNCT
easat-7475	311	9	camels	camel	NOUN
easat-7475	311	10	rating	rating	NOUN
easat-7475	311	11	system	system	NOUN
easat-7475	311	12	analysis	analysis	NOUN
easat-7475	311	13	of	of	ADP
easat-7475	311	14	bangladesh	bangladesh	PROPN
easat-7475	311	15	bank	bank	NOUN
easat-7475	311	16	in	in	ADP
easat-7475	311	17	accordance	accordance	NOUN
easat-7475	311	18	with	with	ADP
easat-7475	311	19	brac	brac	PROPN
easat-7475	311	20	bank	bank	PROPN
easat-7475	311	21	limited	limit	VERB
easat-7475	311	22	,	,	PUNCT
easat-7475	311	23	"	"	PUNCT
easat-7475	311	24	internship	internship	NOUN
easat-7475	311	25	report	report	NOUN
easat-7475	311	26	,	,	PUNCT
easat-7475	311	27	brac	brac	PROPN
easat-7475	311	28	business	business	PROPN
easat-7475	311	29	school	school	PROPN
easat-7475	311	30	,	,	PUNCT
easat-7475	311	31	brac	brac	PROPN
easat-7475	311	32	university	university	PROPN
easat-7475	311	33	,	,	PUNCT
easat-7475	311	34	2012	2012	NUM
easat-7475	311	35	.	.	PUNCT
easat-7475	312	1	[	[	X
easat-7475	312	2	8	8	NUM
easat-7475	312	3	]	]	X
easat-7475	312	4	m.	m.	NOUN
easat-7475	312	5	dash	dash	NOUN
easat-7475	312	6	and	and	CCONJ
easat-7475	312	7	a.	a.	NOUN
easat-7475	312	8	das	das	PROPN
easat-7475	312	9	,	,	PUNCT
easat-7475	312	10	"	"	PUNCT
easat-7475	312	11	a	a	DET
easat-7475	312	12	camels	camel	NOUN
easat-7475	312	13	analysis	analysis	NOUN
easat-7475	312	14	of	of	ADP
easat-7475	312	15	the	the	DET
easat-7475	312	16	indian	indian	ADJ
easat-7475	312	17	banking	banking	NOUN
easat-7475	312	18	industry	industry	NOUN
easat-7475	312	19	,	,	PUNCT
easat-7475	312	20	"	"	PUNCT
easat-7475	312	21	available	available	ADJ
easat-7475	312	22	at	at	ADP
easat-7475	312	23	ssrn	ssrn	NOUN
easat-7475	312	24	1666900	1666900	NUM
easat-7475	312	25	,	,	PUNCT
easat-7475	312	26	2009	2009	NUM
easat-7475	312	27	.	.	PUNCT
easat-7475	313	1	https://doi.org/10.2139/ssrn.1666900	https://doi.org/10.2139/ssrn.1666900	X
easat-7475	313	2	[	[	X
easat-7475	313	3	9	9	NUM
easat-7475	313	4	]	]	X
easat-7475	313	5	n.	n.	NOUN
easat-7475	313	6	gunsel	gunsel	PROPN
easat-7475	313	7	,	,	PUNCT
easat-7475	313	8	"	"	PUNCT
easat-7475	313	9	financial	financial	ADJ
easat-7475	313	10	ratios	ratio	NOUN
easat-7475	313	11	and	and	CCONJ
easat-7475	313	12	the	the	DET
easat-7475	313	13	probabilistic	probabilistic	ADJ
easat-7475	313	14	prediction	prediction	NOUN
easat-7475	313	15	of	of	ADP
easat-7475	313	16	bank	bank	NOUN
easat-7475	313	17	failure	failure	NOUN
easat-7475	313	18	in	in	ADP
easat-7475	313	19	north	north	PROPN
easat-7475	313	20	cyprus	cyprus	PROPN
easat-7475	313	21	,	,	PUNCT
easat-7475	313	22	"	"	PUNCT
easat-7475	313	23	editorial	editorial	ADJ
easat-7475	313	24	advisory	advisory	NOUN
easat-7475	313	25	board	board	NOUN
easat-7475	313	26	e	e	NOUN
easat-7475	313	27	,	,	PUNCT
easat-7475	313	28	vol	vol	NOUN
easat-7475	313	29	.	.	PROPN
easat-7475	313	30	18	18	NUM
easat-7475	313	31	,	,	PUNCT
easat-7475	313	32	no	no	INTJ
easat-7475	313	33	.	.	NOUN
easat-7475	313	34	2	2	NUM
easat-7475	313	35	,	,	PUNCT
easat-7475	313	36	pp	pp	ADJ
easat-7475	313	37	.	.	PUNCT
easat-7475	314	1	191	191	NUM
easat-7475	314	2	-	-	SYM
easat-7475	314	3	200	200	NUM
easat-7475	314	4	,	,	PUNCT
easat-7475	314	5	2005	2005	NUM
easat-7475	314	6	.	.	PUNCT
easat-7475	315	1	[	[	X
easat-7475	315	2	10	10	NUM
easat-7475	315	3	]	]	PUNCT
easat-7475	315	4	a.	a.	NOUN
easat-7475	315	5	sarker	sarker	NOUN
easat-7475	315	6	,	,	PUNCT
easat-7475	315	7	"	"	PUNCT
easat-7475	315	8	camels	camel	NOUN
easat-7475	315	9	rating	rating	NOUN
easat-7475	315	10	system	system	NOUN
easat-7475	315	11	in	in	ADP
easat-7475	315	12	the	the	DET
easat-7475	315	13	context	context	NOUN
easat-7475	315	14	of	of	ADP
easat-7475	315	15	islamic	islamic	ADJ
easat-7475	315	16	banking	banking	NOUN
easat-7475	315	17	:	:	PUNCT
easat-7475	315	18	a	a	DET
easat-7475	315	19	proposed	propose	VERB
easat-7475	315	20	‘	'	PUNCT
easat-7475	315	21	s’for	s’for	ADP
easat-7475	315	22	shariah	shariah	PROPN
easat-7475	315	23	framework	framework	NOUN
easat-7475	315	24	,	,	PUNCT
easat-7475	315	25	"	"	PUNCT
easat-7475	315	26	journal	journal	NOUN
easat-7475	315	27	of	of	ADP
easat-7475	315	28	islamic	islamic	ADJ
easat-7475	315	29	economics	economic	NOUN
easat-7475	315	30	and	and	CCONJ
easat-7475	315	31	finance	finance	NOUN
easat-7475	315	32	,	,	PUNCT
easat-7475	315	33	vol	vol	NOUN
easat-7475	315	34	.	.	PROPN
easat-7475	315	35	1	1	NUM
easat-7475	315	36	,	,	PUNCT
easat-7475	315	37	no	no	INTJ
easat-7475	315	38	.	.	NOUN
easat-7475	315	39	1	1	NUM
easat-7475	315	40	,	,	PUNCT
easat-7475	315	41	pp	pp	ADJ
easat-7475	315	42	.	.	PUNCT
easat-7475	316	1	78	78	NUM
easat-7475	316	2	-	-	SYM
easat-7475	316	3	84	84	NUM
easat-7475	316	4	,	,	PUNCT
easat-7475	316	5	2005	2005	NUM
easat-7475	316	6	.	.	PUNCT
easat-7475	317	1	[	[	X
easat-7475	317	2	11	11	NUM
easat-7475	317	3	]	]	PUNCT
easat-7475	317	4	p.	p.	PROPN
easat-7475	317	5	p.	p.	PROPN
easat-7475	317	6	athanasoglou	athanasoglou	PROPN
easat-7475	317	7	,	,	PUNCT
easat-7475	317	8	s.	s.	PROPN
easat-7475	317	9	n.	n.	PROPN
easat-7475	317	10	brissimis	brissimis	PROPN
easat-7475	317	11	,	,	PUNCT
easat-7475	317	12	and	and	CCONJ
easat-7475	317	13	m.	m.	PROPN
easat-7475	317	14	d.	d.	PROPN
easat-7475	317	15	delis	delis	PROPN
easat-7475	317	16	,	,	PUNCT
easat-7475	317	17	"	"	PUNCT
easat-7475	317	18	bank	bank	NOUN
easat-7475	317	19	-	-	PUNCT
easat-7475	317	20	specific	specific	ADJ
easat-7475	317	21	,	,	PUNCT
easat-7475	317	22	industry	industry	NOUN
easat-7475	317	23	-	-	PUNCT
easat-7475	317	24	specific	specific	ADJ
easat-7475	317	25	and	and	CCONJ
easat-7475	317	26	macroeconomic	macroeconomic	ADJ
easat-7475	317	27	determinants	determinant	NOUN
easat-7475	317	28	of	of	ADP
easat-7475	317	29	bank	bank	NOUN
easat-7475	317	30	profitability	profitability	NOUN
easat-7475	317	31	,	,	PUNCT
easat-7475	317	32	"	"	PUNCT
easat-7475	317	33	journal	journal	NOUN
easat-7475	317	34	of	of	ADP
easat-7475	317	35	international	international	ADJ
easat-7475	317	36	financial	financial	ADJ
easat-7475	317	37	markets	market	NOUN
easat-7475	317	38	,	,	PUNCT
easat-7475	317	39	institutions	institution	NOUN
easat-7475	317	40	and	and	CCONJ
easat-7475	317	41	money	money	NOUN
easat-7475	317	42	,	,	PUNCT
easat-7475	317	43	vol	vol	NOUN
easat-7475	317	44	.	.	PROPN
easat-7475	317	45	18	18	NUM
easat-7475	317	46	,	,	PUNCT
easat-7475	317	47	no	no	INTJ
easat-7475	317	48	.	.	NOUN
easat-7475	317	49	2	2	NUM
easat-7475	317	50	,	,	PUNCT
easat-7475	317	51	pp	pp	ADJ
easat-7475	317	52	.	.	PUNCT
easat-7475	318	1	121	121	NUM
easat-7475	318	2	-	-	SYM
easat-7475	318	3	136	136	NUM
easat-7475	318	4	,	,	PUNCT
easat-7475	318	5	2008	2008	NUM
easat-7475	318	6	.	.	PUNCT
easat-7475	319	1	https://doi.org/10.2139/ssrn.4162071	https://doi.org/10.2139/ssrn.4162071	PUNCT
easat-7475	320	1	[	[	X
easat-7475	320	2	12	12	NUM
easat-7475	320	3	]	]	X
easat-7475	320	4	u.	u.	PROPN
easat-7475	320	5	dang	dang	PROPN
easat-7475	320	6	,	,	PUNCT
easat-7475	320	7	the	the	DET
easat-7475	320	8	camel	camel	NOUN
easat-7475	320	9	rating	rating	NOUN
easat-7475	320	10	system	system	NOUN
easat-7475	320	11	in	in	ADP
easat-7475	320	12	banking	banking	NOUN
easat-7475	320	13	supervision	supervision	NOUN
easat-7475	320	14	:	:	PUNCT
easat-7475	320	15	a	a	DET
easat-7475	320	16	case	case	NOUN
easat-7475	320	17	study	study	NOUN
easat-7475	320	18	.	.	PUNCT
easat-7475	321	1	finland	finland	PROPN
easat-7475	321	2	:	:	PUNCT
easat-7475	321	3	arcada	arcada	PROPN
easat-7475	321	4	university	university	PROPN
easat-7475	321	5	of	of	ADP
easat-7475	321	6	applied	apply	VERB
easat-7475	321	7	sciences	science	NOUN
easat-7475	321	8	,	,	PUNCT
easat-7475	321	9	international	international	ADJ
easat-7475	321	10	business	business	NOUN
easat-7475	321	11	,	,	PUNCT
easat-7475	321	12	2011	2011	NUM
easat-7475	321	13	.	.	PUNCT
easat-7475	322	1	[	[	X
easat-7475	322	2	13	13	NUM
easat-7475	322	3	]	]	PUNCT
easat-7475	322	4	s.	s.	PROPN
easat-7475	322	5	e.	e.	PROPN
easat-7475	322	6	ilhomovich	ilhomovich	PROPN
easat-7475	322	7	,	,	PUNCT
easat-7475	322	8	"	"	PUNCT
easat-7475	322	9	factors	factor	NOUN
easat-7475	322	10	affecting	affect	VERB
easat-7475	322	11	the	the	DET
easat-7475	322	12	performance	performance	NOUN
easat-7475	322	13	of	of	ADP
easat-7475	322	14	foreign	foreign	ADJ
easat-7475	322	15	banks	bank	NOUN
easat-7475	322	16	in	in	ADP
easat-7475	322	17	malaysia	malaysia	PROPN
easat-7475	322	18	,	,	PUNCT
easat-7475	322	19	"	"	PUNCT
easat-7475	322	20	master	master	NOUN
easat-7475	322	21	thesis	thesis	NOUN
easat-7475	322	22	,	,	PUNCT
easat-7475	322	23	college	college	NOUN
easat-7475	322	24	of	of	ADP
easat-7475	322	25	business	business	NOUN
easat-7475	322	26	(	(	PUNCT
easat-7475	322	27	finance	finance	NOUN
easat-7475	322	28	and	and	CCONJ
easat-7475	322	29	banking	banking	NOUN
easat-7475	322	30	)	)	PUNCT
easat-7475	322	31	,	,	PUNCT
easat-7475	322	32	malaysia	malaysia	PROPN
easat-7475	322	33	,	,	PUNCT
easat-7475	322	34	2009	2009	NUM
easat-7475	322	35	.	.	PUNCT
easat-7475	323	1	[	[	X
easat-7475	323	2	14	14	NUM
easat-7475	323	3	]	]	PUNCT
easat-7475	323	4	s.	s.	PROPN
easat-7475	323	5	t.	t.	PROPN
easat-7475	323	6	ong	ong	PROPN
easat-7475	323	7	and	and	CCONJ
easat-7475	323	8	t.	t.	PROPN
easat-7475	323	9	b.	b.	PROPN
easat-7475	323	10	heng	heng	PROPN
easat-7475	323	11	,	,	PUNCT
easat-7475	323	12	"	"	PUNCT
easat-7475	323	13	factors	factor	NOUN
easat-7475	323	14	affecting	affect	VERB
easat-7475	323	15	the	the	DET
easat-7475	323	16	profitability	profitability	NOUN
easat-7475	323	17	of	of	ADP
easat-7475	323	18	malaysian	malaysian	ADJ
easat-7475	323	19	commercial	commercial	ADJ
easat-7475	323	20	banks	bank	NOUN
easat-7475	323	21	,	,	PUNCT
easat-7475	323	22	"	"	PUNCT
easat-7475	323	23	african	african	ADJ
easat-7475	323	24	journal	journal	NOUN
easat-7475	323	25	of	of	ADP
easat-7475	323	26	business	business	NOUN
easat-7475	323	27	management	management	NOUN
easat-7475	323	28	,	,	PUNCT
easat-7475	323	29	vol	vol	NOUN
easat-7475	323	30	.	.	PROPN
easat-7475	323	31	7	7	NUM
easat-7475	323	32	,	,	PUNCT
easat-7475	323	33	no	no	INTJ
easat-7475	323	34	.	.	NOUN
easat-7475	323	35	8	8	NUM
easat-7475	323	36	,	,	PUNCT
easat-7475	323	37	pp	pp	ADJ
easat-7475	323	38	.	.	PUNCT
easat-7475	324	1	649	649	NUM
easat-7475	324	2	-	-	SYM
easat-7475	324	3	660	660	NUM
easat-7475	324	4	,	,	PUNCT
easat-7475	324	5	2013	2013	NUM
easat-7475	324	6	.	.	PUNCT
easat-7475	325	1	[	[	X
easat-7475	325	2	15	15	NUM
easat-7475	325	3	]	]	X
easat-7475	325	4	t.	t.	PROPN
easat-7475	325	5	nazir	nazir	PROPN
easat-7475	325	6	,	,	PUNCT
easat-7475	325	7	"	"	PUNCT
easat-7475	325	8	financial	financial	ADJ
easat-7475	325	9	performance	performance	NOUN
easat-7475	325	10	of	of	ADP
easat-7475	325	11	commercial	commercial	ADJ
easat-7475	325	12	banks	bank	NOUN
easat-7475	325	13	in	in	ADP
easat-7475	325	14	india	india	PROPN
easat-7475	325	15	:	:	PUNCT
easat-7475	325	16	application	application	NOUN
easat-7475	325	17	of	of	ADP
easat-7475	325	18	camel	camel	NOUN
easat-7475	325	19	model	model	NOUN
easat-7475	325	20	,	,	PUNCT
easat-7475	325	21	"	"	PUNCT
easat-7475	325	22	pakistan	pakistan	PROPN
easat-7475	325	23	journal	journal	PROPN
easat-7475	325	24	of	of	ADP
easat-7475	325	25	commerce	commerce	PROPN
easat-7475	325	26	&	&	CCONJ
easat-7475	325	27	social	social	PROPN
easat-7475	325	28	sciences	sciences	PROPN
easat-7475	325	29	,	,	PUNCT
easat-7475	325	30	vol	vol	NOUN
easat-7475	325	31	.	.	PROPN
easat-7475	325	32	4	4	NUM
easat-7475	325	33	,	,	PUNCT
easat-7475	325	34	no	no	INTJ
easat-7475	325	35	.	.	NOUN
easat-7475	325	36	1	1	NUM
easat-7475	325	37	,	,	PUNCT
easat-7475	325	38	pp	pp	ADJ
easat-7475	325	39	.	.	PUNCT
easat-7475	326	1	40	40	NUM
easat-7475	326	2	-	-	SYM
easat-7475	326	3	55	55	NUM
easat-7475	326	4	,	,	PUNCT
easat-7475	326	5	2010	2010	NUM
easat-7475	326	6	.	.	PUNCT
easat-7475	327	1	[	[	X
easat-7475	327	2	16	16	NUM
easat-7475	327	3	]	]	PUNCT
easat-7475	327	4	r.	r.	PROPN
easat-7475	327	5	s.	s.	PROPN
easat-7475	327	6	barr	barr	PROPN
easat-7475	327	7	,	,	PUNCT
easat-7475	327	8	k.	k.	PROPN
easat-7475	327	9	a.	a.	PROPN
easat-7475	327	10	killgo	killgo	PROPN
easat-7475	327	11	,	,	PUNCT
easat-7475	327	12	t.	t.	PROPN
easat-7475	327	13	f.	f.	PROPN
easat-7475	327	14	siems	siems	PROPN
easat-7475	327	15	,	,	PUNCT
easat-7475	327	16	and	and	CCONJ
easat-7475	327	17	s.	s.	PROPN
easat-7475	327	18	zimmel	zimmel	PROPN
easat-7475	327	19	,	,	PUNCT
easat-7475	327	20	"	"	PUNCT
easat-7475	327	21	evaluating	evaluate	VERB
easat-7475	327	22	the	the	DET
easat-7475	327	23	productive	productive	ADJ
easat-7475	327	24	efficiency	efficiency	NOUN
easat-7475	327	25	and	and	CCONJ
easat-7475	327	26	performance	performance	NOUN
easat-7475	327	27	of	of	ADP
easat-7475	327	28	us	us	PROPN
easat-7475	327	29	commercial	commercial	ADJ
easat-7475	327	30	banks	bank	NOUN
easat-7475	327	31	,	,	PUNCT
easat-7475	327	32	"	"	PUNCT
easat-7475	327	33	managerial	managerial	ADJ
easat-7475	327	34	finance	finance	NOUN
easat-7475	327	35	,	,	PUNCT
easat-7475	327	36	vol	vol	NOUN
easat-7475	327	37	.	.	PROPN
easat-7475	327	38	28	28	NUM
easat-7475	327	39	,	,	PUNCT
easat-7475	327	40	no	no	INTJ
easat-7475	327	41	.	.	NOUN
easat-7475	327	42	8	8	NUM
easat-7475	327	43	,	,	PUNCT
easat-7475	327	44	pp	pp	ADJ
easat-7475	327	45	.	.	PUNCT
easat-7475	328	1	3	3	NUM
easat-7475	328	2	-	-	SYM
easat-7475	328	3	25	25	NUM
easat-7475	328	4	,	,	PUNCT
easat-7475	328	5	2002	2002	NUM
easat-7475	328	6	.	.	PUNCT
easat-7475	328	7	https://doi.org/10.1108/03074350210767988	https://doi.org/10.1108/03074350210767988	PART
easat-7475	329	1	[	[	X
easat-7475	329	2	17	17	NUM
easat-7475	329	3	]	]	X
easat-7475	329	4	b.	b.	NOUN
easat-7475	329	5	hirtle	hirtle	PROPN
easat-7475	329	6	and	and	CCONJ
easat-7475	329	7	j.	j.	PROPN
easat-7475	329	8	a.	a.	PROPN
easat-7475	329	9	lopez	lopez	PROPN
easat-7475	329	10	,	,	PUNCT
easat-7475	329	11	"	"	PUNCT
easat-7475	329	12	supervisory	supervisory	ADJ
easat-7475	329	13	information	information	NOUN
easat-7475	329	14	and	and	CCONJ
easat-7475	329	15	the	the	DET
easat-7475	329	16	frequency	frequency	NOUN
easat-7475	329	17	of	of	ADP
easat-7475	329	18	bank	bank	NOUN
easat-7475	329	19	examinations	examination	NOUN
easat-7475	329	20	,	,	PUNCT
easat-7475	329	21	"	"	PUNCT
easat-7475	329	22	economic	economic	ADJ
easat-7475	329	23	policy	policy	NOUN
easat-7475	329	24	review	review	NOUN
easat-7475	329	25	,	,	PUNCT
easat-7475	329	26	vol	vol	NOUN
easat-7475	329	27	.	.	PROPN
easat-7475	329	28	5	5	NUM
easat-7475	329	29	,	,	PUNCT
easat-7475	329	30	no	no	INTJ
easat-7475	329	31	.	.	NOUN
easat-7475	329	32	1	1	NUM
easat-7475	329	33	,	,	PUNCT
easat-7475	329	34	pp	pp	ADJ
easat-7475	329	35	.	.	PUNCT
easat-7475	330	1	1–20	1–20	NUM
easat-7475	330	2	,	,	PUNCT
easat-7475	330	3	1999	1999	NUM
easat-7475	330	4	.	.	PUNCT
easat-7475	331	1	[	[	X
easat-7475	331	2	18	18	NUM
easat-7475	331	3	]	]	PUNCT
easat-7475	331	4	h.	h.	PROPN
easat-7475	331	5	z.	z.	PROPN
easat-7475	331	6	babar	babar	PROPN
easat-7475	331	7	and	and	CCONJ
easat-7475	331	8	g.	g.	PROPN
easat-7475	331	9	zeb	zeb	PROPN
easat-7475	331	10	,	,	PUNCT
easat-7475	331	11	"	"	PUNCT
easat-7475	331	12	camels	camel	NOUN
easat-7475	331	13	rating	rating	NOUN
easat-7475	331	14	system	system	NOUN
easat-7475	331	15	for	for	ADP
easat-7475	331	16	banking	banking	NOUN
easat-7475	331	17	industry	industry	NOUN
easat-7475	331	18	in	in	ADP
easat-7475	331	19	pakistan	pakistan	PROPN
easat-7475	331	20	:	:	PUNCT
easat-7475	331	21	does	do	AUX
easat-7475	331	22	camels	camel	NOUN
easat-7475	331	23	system	system	NOUN
easat-7475	331	24	provide	provide	VERB
easat-7475	331	25	similar	similar	ADJ
easat-7475	331	26	rating	rating	NOUN
easat-7475	331	27	as	as	ADP
easat-7475	331	28	pacra	pacra	NOUN
easat-7475	331	29	system	system	NOUN
easat-7475	331	30	in	in	ADP
easat-7475	331	31	assessing	assess	VERB
easat-7475	331	32	the	the	DET
easat-7475	331	33	performance	performance	NOUN
easat-7475	331	34	of	of	ADP
easat-7475	331	35	banks	bank	NOUN
easat-7475	331	36	in	in	ADP
easat-7475	331	37	pakistan	pakistan	PROPN
easat-7475	331	38	?	?	PUNCT
easat-7475	331	39	,	,	PUNCT
easat-7475	331	40	"	"	PUNCT
easat-7475	331	41	master	master	NOUN
easat-7475	331	42	thesis	thesis	NOUN
easat-7475	331	43	,	,	PUNCT
easat-7475	331	44	umea	umea	ADJ
easat-7475	331	45	school	school	NOUN
easat-7475	331	46	of	of	ADP
easat-7475	331	47	business	business	NOUN
easat-7475	331	48	,	,	PUNCT
easat-7475	331	49	umea	umea	NOUN
easat-7475	331	50	universitet	universitet	NOUN
easat-7475	331	51	,	,	PUNCT
easat-7475	331	52	pakistan	pakistan	PROPN
easat-7475	331	53	,	,	PUNCT
easat-7475	331	54	2011	2011	NUM
easat-7475	331	55	.	.	PUNCT
easat-7475	332	1	[	[	X
easat-7475	332	2	19	19	NUM
easat-7475	332	3	]	]	PUNCT
easat-7475	332	4	a.	a.	NOUN
easat-7475	332	5	sarwar	sarwar	PROPN
easat-7475	332	6	and	and	CCONJ
easat-7475	332	7	s.	s.	PROPN
easat-7475	332	8	asif	asif	PROPN
easat-7475	332	9	,	,	PUNCT
easat-7475	332	10	"	"	PUNCT
easat-7475	332	11	safety	safety	NOUN
easat-7475	332	12	and	and	CCONJ
easat-7475	332	13	soundness	soundness	NOUN
easat-7475	332	14	of	of	ADP
easat-7475	332	15	financial	financial	ADJ
easat-7475	332	16	sector	sector	NOUN
easat-7475	332	17	of	of	ADP
easat-7475	332	18	pakistan	pakistan	PROPN
easat-7475	332	19	:	:	PUNCT
easat-7475	332	20	camel	camel	NOUN
easat-7475	332	21	rating	rating	NOUN
easat-7475	332	22	application	application	NOUN
easat-7475	332	23	,	,	PUNCT
easat-7475	332	24	"	"	PUNCT
easat-7475	332	25	interdisciplinary	interdisciplinary	ADJ
easat-7475	332	26	journal	journal	NOUN
easat-7475	332	27	of	of	ADP
easat-7475	332	28	contemporary	contemporary	ADJ
easat-7475	332	29	research	research	NOUN
easat-7475	332	30	in	in	ADP
easat-7475	332	31	business	business	NOUN
easat-7475	332	32	,	,	PUNCT
easat-7475	332	33	vol	vol	NOUN
easat-7475	332	34	.	.	PROPN
easat-7475	332	35	3	3	NUM
easat-7475	332	36	,	,	PUNCT
easat-7475	332	37	no	no	INTJ
easat-7475	332	38	.	.	NOUN
easat-7475	332	39	2	2	NUM
easat-7475	332	40	,	,	PUNCT
easat-7475	332	41	pp	pp	ADJ
easat-7475	332	42	.	.	PUNCT
easat-7475	333	1	624	624	NUM
easat-7475	333	2	-	-	SYM
easat-7475	333	3	630	630	NUM
easat-7475	333	4	,	,	PUNCT
easat-7475	333	5	2011	2011	NUM
easat-7475	333	6	.	.	PUNCT
easat-7475	334	1	[	[	X
easat-7475	334	2	20	20	NUM
easat-7475	334	3	]	]	PUNCT
easat-7475	334	4	a.	a.	NOUN
easat-7475	334	5	g.	g.	PROPN
easat-7475	334	6	christopoulos	christopoulos	PROPN
easat-7475	334	7	,	,	PUNCT
easat-7475	334	8	j.	j.	PROPN
easat-7475	334	9	mylonakis	mylonakis	PROPN
easat-7475	334	10	,	,	PUNCT
easat-7475	334	11	and	and	CCONJ
easat-7475	334	12	p.	p.	PROPN
easat-7475	334	13	diktapanidis	diktapanidis	PROPN
easat-7475	334	14	,	,	PUNCT
easat-7475	334	15	"	"	PUNCT
easat-7475	334	16	could	could	AUX
easat-7475	334	17	lehman	lehman	PROPN
easat-7475	334	18	brothers	brother	NOUN
easat-7475	334	19	'	'	PART
easat-7475	334	20	collapse	collapse	NOUN
easat-7475	334	21	be	be	AUX
easat-7475	334	22	anticipated	anticipate	VERB
easat-7475	334	23	?	?	PUNCT
easat-7475	335	1	an	an	DET
easat-7475	335	2	examination	examination	NOUN
easat-7475	335	3	using	use	VERB
easat-7475	335	4	camels	camel	NOUN
easat-7475	335	5	rating	rating	NOUN
easat-7475	335	6	system	system	NOUN
easat-7475	335	7	,	,	PUNCT
easat-7475	335	8	"	"	PUNCT
easat-7475	335	9	international	international	ADJ
easat-7475	335	10	business	business	NOUN
easat-7475	335	11	research	research	NOUN
easat-7475	335	12	,	,	PUNCT
easat-7475	335	13	vol	vol	NOUN
easat-7475	335	14	.	.	PROPN
easat-7475	336	1	4	4	NUM
easat-7475	336	2	,	,	PUNCT
easat-7475	336	3	no	no	INTJ
easat-7475	336	4	.	.	NOUN
easat-7475	336	5	2	2	NUM
easat-7475	336	6	,	,	PUNCT
easat-7475	336	7	pp	pp	ADJ
easat-7475	336	8	.	.	PUNCT
easat-7475	337	1	1	1	NUM
easat-7475	337	2	-	-	SYM
easat-7475	337	3	11	11	NUM
easat-7475	337	4	,	,	PUNCT
easat-7475	337	5	2011	2011	NUM
easat-7475	337	6	.	.	PUNCT
easat-7475	338	1	https://doi.org/10.5539/ibr.v4n2p11	https://doi.org/10.5539/ibr.v4n2p11	PROPN
easat-7475	338	2	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-7475	338	3	https://doi.org/10.1016/j.tourman.2023.104830	https://doi.org/10.1016/j.tourman.2023.104830	PROPN
easat-7475	338	4	https://rbidocs.rbi.org.in/rdocs/publicationreport/pdfs/75586.pdf	https://rbidocs.rbi.org.in/rdocs/publicationreport/pdfs/75586.pdf	NOUN
easat-7475	338	5	https://doi.org/10.2139/ssrn.1666900	https://doi.org/10.2139/ssrn.1666900	ADJ
easat-7475	338	6	https://doi.org/10.2139/ssrn.4162071	https://doi.org/10.2139/ssrn.4162071	NOUN
easat-7475	338	7	https://doi.org/10.1108/03074350210767988	https://doi.org/10.1108/03074350210767988	NOUN
easat-7475	338	8	https://doi.org/10.5539/ibr.v4n2p11	https://doi.org/10.5539/ibr.v4n2p11	PROPN
easat-7475	338	9	2371	2371	NUM
easat-7475	338	10	edelweiss	edelweiss	PROPN
easat-7475	338	11	applied	apply	VERB
easat-7475	338	12	science	science	NOUN
easat-7475	338	13	and	and	CCONJ
easat-7475	338	14	technology	technology	NOUN
easat-7475	338	15	issn	issn	PROPN
easat-7475	338	16	:	:	PUNCT
easat-7475	338	17	2576	2576	NUM
easat-7475	338	18	-	-	SYM
easat-7475	338	19	8484	8484	NUM
easat-7475	338	20	vol	vol	NOUN
easat-7475	338	21	.	.	PROPN
easat-7475	339	1	9	9	NUM
easat-7475	339	2	,	,	PUNCT
easat-7475	339	3	no	no	INTJ
easat-7475	339	4	.	.	NOUN
easat-7475	339	5	5	5	NUM
easat-7475	339	6	:	:	PUNCT
easat-7475	339	7	2355	2355	NUM
easat-7475	339	8	-	-	SYM
easat-7475	339	9	2371	2371	NUM
easat-7475	339	10	,	,	PUNCT
easat-7475	339	11	2025	2025	NUM
easat-7475	339	12	doi	doi	NOUN
easat-7475	339	13	:	:	PUNCT
easat-7475	339	14	10.55214/25768484.v9i5.7475	10.55214/25768484.v9i5.7475	NUM
easat-7475	339	15	©	©	PROPN
easat-7475	339	16	2025	2025	NUM
easat-7475	339	17	by	by	ADP
easat-7475	339	18	the	the	DET
easat-7475	339	19	authors	author	NOUN
easat-7475	339	20	;	;	PUNCT
easat-7475	339	21	licensee	licensee	PROPN
easat-7475	339	22	learning	learning	NOUN
easat-7475	339	23	gate	gate	NOUN
easat-7475	340	1	[	[	X
easat-7475	340	2	21	21	NUM
easat-7475	340	3	]	]	X
easat-7475	340	4	r.	r.	PROPN
easat-7475	340	5	majithiya	majithiya	PROPN
easat-7475	340	6	and	and	CCONJ
easat-7475	340	7	a.	a.	NOUN
easat-7475	340	8	pattani	pattani	NOUN
easat-7475	340	9	,	,	PUNCT
easat-7475	340	10	"	"	PUNCT
easat-7475	340	11	rating	rate	VERB
easat-7475	340	12	the	the	DET
easat-7475	340	13	performance	performance	NOUN
easat-7475	340	14	of	of	ADP
easat-7475	340	15	the	the	DET
easat-7475	340	16	bank	bank	NOUN
easat-7475	340	17	through	through	ADP
easat-7475	340	18	camels	camel	NOUN
easat-7475	340	19	model	model	NOUN
easat-7475	340	20	,	,	PUNCT
easat-7475	340	21	"	"	PUNCT
easat-7475	340	22	post	post	VERB
easat-7475	340	23	diploma	diploma	NOUN
easat-7475	340	24	thesis	thesis	NOUN
easat-7475	340	25	,	,	PUNCT
easat-7475	340	26	tolani	tolani	PROPN
easat-7475	340	27	institute	institute	PROPN
easat-7475	340	28	of	of	ADP
easat-7475	340	29	management	management	NOUN
easat-7475	340	30	studies	study	NOUN
easat-7475	340	31	,	,	PUNCT
easat-7475	340	32	india	india	PROPN
easat-7475	340	33	,	,	PUNCT
easat-7475	340	34	2010	2010	NUM
easat-7475	340	35	.	.	PUNCT
easat-7475	341	1	[	[	X
easat-7475	341	2	22	22	NUM
easat-7475	341	3	]	]	X
easat-7475	341	4	h.	h.	PROPN
easat-7475	341	5	hasbi	hasbi	PROPN
easat-7475	341	6	and	and	CCONJ
easat-7475	341	7	t.	t.	PROPN
easat-7475	341	8	haruman	haruman	NOUN
easat-7475	341	9	,	,	PUNCT
easat-7475	341	10	"	"	PUNCT
easat-7475	341	11	banking	banking	NOUN
easat-7475	341	12	;	;	PUNCT
easat-7475	341	13	according	accord	VERB
easat-7475	341	14	to	to	ADP
easat-7475	341	15	islamic	islamic	ADJ
easat-7475	341	16	syaria	syaria	PROPN
easat-7475	341	17	concepts	concept	NOUN
easat-7475	341	18	and	and	CCONJ
easat-7475	341	19	its	its	PRON
easat-7475	341	20	performance	performance	NOUN
easat-7475	341	21	in	in	ADP
easat-7475	341	22	indonesia	indonesia	PROPN
easat-7475	341	23	,	,	PUNCT
easat-7475	341	24	"	"	PUNCT
easat-7475	341	25	international	international	ADJ
easat-7475	341	26	review	review	NOUN
easat-7475	341	27	of	of	ADP
easat-7475	341	28	business	business	NOUN
easat-7475	341	29	research	research	NOUN
easat-7475	341	30	papers	paper	NOUN
easat-7475	341	31	,	,	PUNCT
easat-7475	341	32	vol	vol	NOUN
easat-7475	341	33	.	.	PROPN
easat-7475	341	34	7	7	NUM
easat-7475	341	35	,	,	PUNCT
easat-7475	341	36	no	no	INTJ
easat-7475	341	37	.	.	NOUN
easat-7475	341	38	1	1	NUM
easat-7475	341	39	,	,	PUNCT
easat-7475	341	40	pp	pp	ADJ
easat-7475	341	41	.	.	PUNCT
easat-7475	342	1	60	60	NUM
easat-7475	342	2	-	-	SYM
easat-7475	342	3	76	76	NUM
easat-7475	342	4	,	,	PUNCT
easat-7475	342	5	2010	2010	NUM
easat-7475	342	6	.	.	PUNCT
easat-7475	343	1	[	[	X
easat-7475	343	2	23	23	X
easat-7475	343	3	]	]	X
easat-7475	343	4	v.	v.	CCONJ
easat-7475	343	5	o.	o.	PROPN
easat-7475	343	6	ongore	ongore	PROPN
easat-7475	343	7	and	and	CCONJ
easat-7475	343	8	g.	g.	PROPN
easat-7475	343	9	b.	b.	PROPN
easat-7475	343	10	kusa	kusa	PROPN
easat-7475	343	11	,	,	PUNCT
easat-7475	343	12	"	"	PUNCT
easat-7475	343	13	determinants	determinant	NOUN
easat-7475	343	14	of	of	ADP
easat-7475	343	15	financial	financial	ADJ
easat-7475	343	16	performance	performance	NOUN
easat-7475	343	17	of	of	ADP
easat-7475	343	18	commercial	commercial	ADJ
easat-7475	343	19	banks	bank	NOUN
easat-7475	343	20	in	in	ADP
easat-7475	343	21	kenya	kenya	NOUN
easat-7475	343	22	,	,	PUNCT
easat-7475	343	23	"	"	PUNCT
easat-7475	343	24	international	international	ADJ
easat-7475	343	25	journal	journal	NOUN
easat-7475	343	26	of	of	ADP
easat-7475	343	27	economics	economic	NOUN
easat-7475	343	28	and	and	CCONJ
easat-7475	343	29	financial	financial	ADJ
easat-7475	343	30	issues	issue	NOUN
easat-7475	343	31	,	,	PUNCT
easat-7475	343	32	vol	vol	NOUN
easat-7475	343	33	.	.	PROPN
easat-7475	343	34	3	3	NUM
easat-7475	343	35	,	,	PUNCT
easat-7475	343	36	no	no	INTJ
easat-7475	343	37	.	.	NOUN
easat-7475	343	38	1	1	NUM
easat-7475	343	39	,	,	PUNCT
easat-7475	343	40	pp	pp	ADJ
easat-7475	343	41	.	.	PUNCT
easat-7475	343	42	237	237	NUM
easat-7475	343	43	-	-	SYM
easat-7475	343	44	252	252	NUM
easat-7475	343	45	,	,	PUNCT
easat-7475	343	46	2013	2013	NUM
easat-7475	343	47	.	.	PUNCT
easat-7475	344	1	[	[	X
easat-7475	344	2	24	24	NUM
easat-7475	344	3	]	]	X
easat-7475	344	4	n.	n.	PROPN
easat-7475	344	5	k.	k.	PROPN
easat-7475	344	6	frederick	frederick	PROPN
easat-7475	344	7	,	,	PUNCT
easat-7475	344	8	"	"	PUNCT
easat-7475	344	9	factors	factor	NOUN
easat-7475	344	10	affecting	affect	VERB
easat-7475	344	11	performance	performance	NOUN
easat-7475	344	12	of	of	ADP
easat-7475	344	13	commercial	commercial	ADJ
easat-7475	344	14	banks	bank	NOUN
easat-7475	344	15	in	in	ADP
easat-7475	344	16	uganda	uganda	PROPN
easat-7475	344	17	:	:	PUNCT
easat-7475	344	18	a	a	DET
easat-7475	344	19	case	case	NOUN
easat-7475	344	20	for	for	ADP
easat-7475	344	21	domestic	domestic	ADJ
easat-7475	344	22	commercial	commercial	ADJ
easat-7475	344	23	banks	bank	NOUN
easat-7475	344	24	,	,	PUNCT
easat-7475	344	25	"	"	PUNCT
easat-7475	344	26	in	in	ADP
easat-7475	344	27	proceedings	proceeding	NOUN
easat-7475	344	28	of	of	ADP
easat-7475	344	29	25th	25th	ADJ
easat-7475	344	30	international	international	ADJ
easat-7475	344	31	business	business	NOUN
easat-7475	344	32	research	research	NOUN
easat-7475	344	33	conference	conference	NOUN
easat-7475	344	34	,	,	PUNCT
easat-7475	344	35	13	13	NUM
easat-7475	344	36	-	-	SYM
easat-7475	344	37	14	14	NUM
easat-7475	344	38	january	january	NOUN
easat-7475	344	39	2014	2014	NUM
easat-7475	344	40	,	,	PUNCT
easat-7475	344	41	taj	taj	PROPN
easat-7475	344	42	hotel	hotel	PROPN
easat-7475	344	43	,	,	PUNCT
easat-7475	344	44	cape	cape	NOUN
easat-7475	344	45	town	town	NOUN
easat-7475	344	46	,	,	PUNCT
easat-7475	344	47	south	south	PROPN
easat-7475	344	48	africa	africa	PROPN
easat-7475	344	49	,	,	PUNCT
easat-7475	344	50	2014	2014	NUM
easat-7475	344	51	.	.	PUNCT
easat-7475	345	1	[	[	X
easat-7475	345	2	25	25	NUM
easat-7475	345	3	]	]	PUNCT
easat-7475	345	4	a.	a.	NOUN
easat-7475	345	5	cekrezi	cekrezi	PROPN
easat-7475	345	6	,	,	PUNCT
easat-7475	345	7	"	"	PUNCT
easat-7475	345	8	factors	factor	NOUN
easat-7475	345	9	affecting	affect	VERB
easat-7475	345	10	performance	performance	NOUN
easat-7475	345	11	of	of	ADP
easat-7475	345	12	commercial	commercial	ADJ
easat-7475	345	13	banks	bank	NOUN
easat-7475	345	14	in	in	ADP
easat-7475	345	15	albania	albania	PROPN
easat-7475	345	16	,	,	PUNCT
easat-7475	345	17	"	"	PUNCT
easat-7475	345	18	in	in	ADP
easat-7475	345	19	the	the	DET
easat-7475	345	20	european	european	ADJ
easat-7475	345	21	proceedings	proceeding	NOUN
easat-7475	345	22	of	of	ADP
easat-7475	345	23	social	social	ADJ
easat-7475	345	24	and	and	CCONJ
easat-7475	345	25	behavioral	behavioral	ADJ
easat-7475	345	26	sciences	science	NOUN
easat-7475	345	27	(	(	PUNCT
easat-7475	345	28	epsbs	epsbs	NOUN
easat-7475	345	29	)	)	PUNCT
easat-7475	345	30	,	,	PUNCT
easat-7475	345	31	be	be	AUX
easat-7475	345	32	-	-	PUNCT
easat-7475	345	33	ci	ci	NOUN
easat-7475	345	34	2015	2015	NUM
easat-7475	345	35	may	may	AUX
easat-7475	345	36	,	,	PUNCT
easat-7475	345	37	department	department	NOUN
easat-7475	345	38	of	of	ADP
easat-7475	345	39	finance	finance	NOUN
easat-7475	345	40	and	and	CCONJ
easat-7475	345	41	accounting	accounting	NOUN
easat-7475	345	42	,	,	PUNCT
easat-7475	345	43	university	university	NOUN
easat-7475	345	44	“	"	PUNCT
easat-7475	345	45	a.xhuvani	a.xhuvani	X
easat-7475	345	46	”	"	PUNCT
easat-7475	345	47	,	,	PUNCT
easat-7475	345	48	elbasan	elbasan	NOUN
easat-7475	345	49	,	,	PUNCT
easat-7475	345	50	albania	albania	PROPN
easat-7475	345	51	,	,	PUNCT
easat-7475	345	52	2015	2015	NUM
easat-7475	345	53	.	.	PUNCT
easat-7475	346	1	[	[	X
easat-7475	346	2	26	26	NUM
easat-7475	346	3	]	]	PUNCT
easat-7475	346	4	m.	m.	NOUN
easat-7475	346	5	getahun	getahun	PROPN
easat-7475	346	6	,	,	PUNCT
easat-7475	346	7	"	"	PUNCT
easat-7475	346	8	analyzing	analyze	VERB
easat-7475	346	9	financial	financial	ADJ
easat-7475	346	10	performance	performance	NOUN
easat-7475	346	11	of	of	ADP
easat-7475	346	12	commercial	commercial	ADJ
easat-7475	346	13	banks	bank	NOUN
easat-7475	346	14	in	in	ADP
easat-7475	346	15	ethiopia	ethiopia	PROPN
easat-7475	346	16	:	:	PUNCT
easat-7475	346	17	camel	camel	NOUN
easat-7475	346	18	approach	approach	NOUN
easat-7475	346	19	,	,	PUNCT
easat-7475	346	20	"	"	PUNCT
easat-7475	346	21	master	master	NOUN
easat-7475	346	22	thesis	thesis	NOUN
easat-7475	346	23	,	,	PUNCT
easat-7475	346	24	addis	addis	PROPN
easat-7475	346	25	ababa	ababa	PROPN
easat-7475	346	26	university	university	PROPN
easat-7475	346	27	,	,	PUNCT
easat-7475	346	28	addis	addis	PROPN
easat-7475	346	29	ababa	ababa	PROPN
easat-7475	346	30	,	,	PUNCT
easat-7475	346	31	ethiopia	ethiopia	PROPN
easat-7475	346	32	,	,	PUNCT
easat-7475	346	33	2015	2015	NUM
easat-7475	346	34	.	.	PUNCT
easat-7475	347	1	[	[	X
easat-7475	347	2	27	27	NUM
easat-7475	347	3	]	]	X
easat-7475	347	4	p.	p.	PROPN
easat-7475	347	5	veni	veni	PROPN
easat-7475	347	6	,	,	PUNCT
easat-7475	347	7	"	"	PUNCT
easat-7475	347	8	capital	capital	NOUN
easat-7475	347	9	adequacy	adequacy	NOUN
easat-7475	347	10	requirement	requirement	NOUN
easat-7475	347	11	of	of	ADP
easat-7475	347	12	commercial	commercial	ADJ
easat-7475	347	13	banks	bank	NOUN
easat-7475	347	14	:	:	PUNCT
easat-7475	347	15	a	a	DET
easat-7475	347	16	study	study	NOUN
easat-7475	347	17	in	in	ADP
easat-7475	347	18	indian	indian	ADJ
easat-7475	347	19	context	context	NOUN
easat-7475	347	20	,	,	PUNCT
easat-7475	347	21	"	"	PUNCT
easat-7475	347	22	gitam	gitam	NOUN
easat-7475	347	23	journal	journal	NOUN
easat-7475	347	24	of	of	ADP
easat-7475	347	25	management	management	NOUN
easat-7475	347	26	,	,	PUNCT
easat-7475	347	27	vol	vol	NOUN
easat-7475	347	28	.	.	PROPN
easat-7475	347	29	2	2	NUM
easat-7475	347	30	,	,	PUNCT
easat-7475	347	31	no	no	INTJ
easat-7475	347	32	.	.	NOUN
easat-7475	347	33	2	2	NUM
easat-7475	347	34	,	,	PUNCT
easat-7475	347	35	pp	pp	ADJ
easat-7475	347	36	.	.	PUNCT
easat-7475	348	1	99	99	NUM
easat-7475	348	2	-	-	SYM
easat-7475	348	3	107	107	NUM
easat-7475	348	4	,	,	PUNCT
easat-7475	348	5	2004	2004	NUM
easat-7475	348	6	.	.	PUNCT
easat-7475	349	1	[	[	X
easat-7475	349	2	28	28	NUM
easat-7475	349	3	]	]	X
easat-7475	349	4	k.	k.	PROPN
easat-7475	349	5	j.	j.	PROPN
easat-7475	349	6	baral	baral	PROPN
easat-7475	349	7	,	,	PUNCT
easat-7475	349	8	"	"	PUNCT
easat-7475	349	9	health	health	NOUN
easat-7475	349	10	check	check	NOUN
easat-7475	349	11	-	-	PUNCT
easat-7475	349	12	up	up	NOUN
easat-7475	349	13	of	of	ADP
easat-7475	349	14	commercial	commercial	ADJ
easat-7475	349	15	banks	bank	NOUN
easat-7475	349	16	in	in	ADP
easat-7475	349	17	the	the	DET
easat-7475	349	18	framework	framework	NOUN
easat-7475	349	19	of	of	ADP
easat-7475	349	20	camel	camel	NOUN
easat-7475	349	21	:	:	PUNCT
easat-7475	349	22	a	a	DET
easat-7475	349	23	case	case	NOUN
easat-7475	349	24	study	study	NOUN
easat-7475	349	25	of	of	ADP
easat-7475	349	26	joint	joint	ADJ
easat-7475	349	27	venture	venture	NOUN
easat-7475	349	28	banks	bank	NOUN
easat-7475	349	29	in	in	ADP
easat-7475	349	30	nepal	nepal	ADJ
easat-7475	349	31	,	,	PUNCT
easat-7475	349	32	"	"	PUNCT
easat-7475	349	33	journal	journal	NOUN
easat-7475	349	34	of	of	ADP
easat-7475	349	35	nepalese	nepalese	ADJ
easat-7475	349	36	business	business	NOUN
easat-7475	349	37	studies	study	NOUN
easat-7475	349	38	,	,	PUNCT
easat-7475	349	39	vol	vol	NOUN
easat-7475	349	40	.	.	PROPN
easat-7475	349	41	2	2	NUM
easat-7475	349	42	,	,	PUNCT
easat-7475	349	43	no	no	INTJ
easat-7475	349	44	.	.	NOUN
easat-7475	349	45	1	1	NUM
easat-7475	349	46	,	,	PUNCT
easat-7475	349	47	pp	pp	ADJ
easat-7475	349	48	.	.	PUNCT
easat-7475	350	1	41	41	NUM
easat-7475	350	2	-	-	SYM
easat-7475	350	3	55	55	NUM
easat-7475	350	4	,	,	PUNCT
easat-7475	350	5	2005	2005	NUM
easat-7475	350	6	.	.	PUNCT
easat-7475	351	1	https://doi.org/10.3126/jnbs.v2i1.55	https://doi.org/10.3126/jnbs.v2i1.55	NOUN
easat-7475	352	1	[	[	X
easat-7475	352	2	29	29	NUM
easat-7475	352	3	]	]	PUNCT
easat-7475	352	4	a.	a.	PROPN
easat-7475	352	5	d.	d.	PROPN
easat-7475	352	6	wirnkar	wirnkar	PROPN
easat-7475	352	7	and	and	CCONJ
easat-7475	352	8	m.	m.	PROPN
easat-7475	352	9	tanko	tanko	PROPN
easat-7475	352	10	,	,	PUNCT
easat-7475	352	11	"	"	PUNCT
easat-7475	352	12	camels	camel	NOUN
easat-7475	352	13	and	and	CCONJ
easat-7475	352	14	banks	bank	NOUN
easat-7475	352	15	performance	performance	NOUN
easat-7475	352	16	evaluation	evaluation	NOUN
easat-7475	352	17	:	:	PUNCT
easat-7475	352	18	the	the	DET
easat-7475	352	19	way	way	NOUN
easat-7475	352	20	forward	forward	ADV
easat-7475	352	21	,	,	PUNCT
easat-7475	352	22	"	"	PUNCT
easat-7475	352	23	srn	srn	VERB
easat-7475	352	24	electronic	electronic	ADJ
easat-7475	352	25	journal	journal	NOUN
easat-7475	352	26	,	,	PUNCT
easat-7475	352	27	vol	vol	NOUN
easat-7475	352	28	.	.	PROPN
easat-7475	352	29	24	24	NUM
easat-7475	352	30	,	,	PUNCT
easat-7475	352	31	2008	2008	NUM
easat-7475	352	32	.	.	PUNCT
easat-7475	353	1	https://doi.org/10.2139/ssrn.1150968	https://doi.org/10.2139/ssrn.1150968	ADJ
easat-7475	354	1	[	[	X
easat-7475	354	2	30	30	NUM
easat-7475	354	3	]	]	X
easat-7475	354	4	h.	h.	PROPN
easat-7475	354	5	h.	h.	PROPN
easat-7475	354	6	a.	a.	PROPN
easat-7475	354	7	al	al	PROPN
easat-7475	354	8	-	-	PUNCT
easat-7475	354	9	tamimi	tamimi	PROPN
easat-7475	354	10	,	,	PUNCT
easat-7475	354	11	"	"	PUNCT
easat-7475	354	12	factors	factor	NOUN
easat-7475	354	13	influencing	influence	VERB
easat-7475	354	14	performance	performance	NOUN
easat-7475	354	15	of	of	ADP
easat-7475	354	16	the	the	DET
easat-7475	354	17	uae	uae	PROPN
easat-7475	354	18	islamic	islamic	PROPN
easat-7475	354	19	and	and	CCONJ
easat-7475	354	20	conventional	conventional	ADJ
easat-7475	354	21	national	national	ADJ
easat-7475	354	22	banks	bank	NOUN
easat-7475	354	23	,	,	PUNCT
easat-7475	354	24	"	"	PUNCT
easat-7475	354	25	global	global	ADJ
easat-7475	354	26	journal	journal	NOUN
easat-7475	354	27	of	of	ADP
easat-7475	354	28	business	business	NOUN
easat-7475	354	29	research	research	NOUN
easat-7475	354	30	,	,	PUNCT
easat-7475	354	31	vol	vol	NOUN
easat-7475	354	32	.	.	PROPN
easat-7475	354	33	4	4	NUM
easat-7475	354	34	,	,	PUNCT
easat-7475	354	35	no	no	INTJ
easat-7475	354	36	.	.	NOUN
easat-7475	354	37	2	2	NUM
easat-7475	354	38	,	,	PUNCT
easat-7475	354	39	pp	pp	ADJ
easat-7475	354	40	.	.	PUNCT
easat-7475	355	1	1	1	NUM
easat-7475	355	2	-	-	SYM
easat-7475	355	3	9	9	NUM
easat-7475	355	4	,	,	PUNCT
easat-7475	355	5	2010	2010	NUM
easat-7475	355	6	.	.	PUNCT
easat-7475	356	1	[	[	X
easat-7475	356	2	31	31	NUM
easat-7475	356	3	]	]	PUNCT
easat-7475	356	4	s.	s.	PROPN
easat-7475	356	5	mohammed	mohammed	PROPN
easat-7475	356	6	,	,	PUNCT
easat-7475	356	7	a.	a.	PROPN
easat-7475	356	8	a.	a.	PROPN
easat-7475	356	9	dar	dar	PROPN
easat-7475	356	10	,	,	PUNCT
easat-7475	356	11	m.	m.	NOUN
easat-7475	356	12	s.	s.	PROPN
easat-7475	356	13	khan	khan	PROPN
easat-7475	356	14	,	,	PUNCT
easat-7475	356	15	i.	i.	PROPN
easat-7475	356	16	azad	azad	PROPN
easat-7475	356	17	,	,	PUNCT
easat-7475	356	18	g.	g.	PROPN
easat-7475	356	19	jayaraman	jayaraman	PROPN
easat-7475	356	20	,	,	PUNCT
easat-7475	356	21	and	and	CCONJ
easat-7475	356	22	o.	o.	PROPN
easat-7475	356	23	albalawi	albalawi	PROPN
easat-7475	356	24	,	,	PUNCT
easat-7475	356	25	"	"	PUNCT
easat-7475	356	26	goodwill	goodwill	NOUN
easat-7475	356	27	valuation	valuation	NOUN
easat-7475	356	28	enhancement	enhancement	NOUN
easat-7475	356	29	through	through	ADP
easat-7475	356	30	capitalization	capitalization	NOUN
easat-7475	356	31	method	method	NOUN
easat-7475	356	32	and	and	CCONJ
easat-7475	356	33	statistical	statistical	ADJ
easat-7475	356	34	impact	impact	NOUN
easat-7475	356	35	analysis	analysis	NOUN
easat-7475	356	36	,	,	PUNCT
easat-7475	356	37	"	"	PUNCT
easat-7475	356	38	journal	journal	NOUN
easat-7475	356	39	of	of	ADP
easat-7475	356	40	risk	risk	NOUN
easat-7475	356	41	and	and	CCONJ
easat-7475	356	42	financial	financial	ADJ
easat-7475	356	43	management	management	NOUN
easat-7475	356	44	,	,	PUNCT
easat-7475	356	45	vol	vol	NOUN
easat-7475	356	46	.	.	PROPN
easat-7475	356	47	17	17	NUM
easat-7475	356	48	,	,	PUNCT
easat-7475	356	49	no	no	INTJ
easat-7475	356	50	.	.	NOUN
easat-7475	356	51	6	6	NUM
easat-7475	356	52	,	,	PUNCT
easat-7475	356	53	p.	p.	NOUN
easat-7475	356	54	226	226	NUM
easat-7475	356	55	,	,	PUNCT
easat-7475	356	56	2024	2024	NUM
easat-7475	356	57	.	.	PUNCT
easat-7475	357	1	https://doi.org/10.3390/jrfm17060226	https://doi.org/10.3390/jrfm17060226	NOUN
easat-7475	357	2	[	[	X
easat-7475	357	3	32	32	NUM
easat-7475	357	4	]	]	PUNCT
easat-7475	357	5	a.	a.	NOUN
easat-7475	357	6	a.	a.	PROPN
easat-7475	357	7	dar	dar	PROPN
easat-7475	357	8	,	,	PUNCT
easat-7475	357	9	m.	m.	PROPN
easat-7475	357	10	malhotra	malhotra	PROPN
easat-7475	357	11	,	,	PUNCT
easat-7475	357	12	n.	n.	PROPN
easat-7475	357	13	alam	alam	PROPN
easat-7475	357	14	,	,	PUNCT
easat-7475	357	15	a.	a.	PROPN
easat-7475	357	16	r.	r.	PROPN
easat-7475	357	17	farooqi	farooqi	PROPN
easat-7475	357	18	,	,	PUNCT
easat-7475	357	19	and	and	CCONJ
easat-7475	357	20	m.	m.	PROPN
easat-7475	357	21	s.	s.	PROPN
easat-7475	357	22	khan	khan	PROPN
easat-7475	357	23	,	,	PUNCT
easat-7475	357	24	"	"	PUNCT
easat-7475	357	25	unveiling	unveil	VERB
easat-7475	357	26	influential	influential	ADJ
easat-7475	357	27	factors	factor	NOUN
easat-7475	357	28	in	in	ADP
easat-7475	357	29	the	the	DET
easat-7475	357	30	capital	capital	NOUN
easat-7475	357	31	asset	asset	NOUN
easat-7475	357	32	pricing	pricing	NOUN
easat-7475	357	33	model	model	NOUN
easat-7475	357	34	:	:	PUNCT
easat-7475	357	35	a	a	DET
easat-7475	357	36	novel	novel	ADJ
easat-7475	357	37	approach	approach	NOUN
easat-7475	357	38	utilizing	utilize	VERB
easat-7475	357	39	taguchi	taguchi	PROPN
easat-7475	357	40	method	method	NOUN
easat-7475	357	41	,	,	PUNCT
easat-7475	357	42	"	"	PUNCT
easat-7475	357	43	journal	journal	NOUN
easat-7475	357	44	of	of	ADP
easat-7475	357	45	asian	asian	ADJ
easat-7475	357	46	scientific	scientific	ADJ
easat-7475	357	47	research	research	NOUN
easat-7475	357	48	,	,	PUNCT
easat-7475	357	49	vol	vol	NOUN
easat-7475	357	50	.	.	PROPN
easat-7475	357	51	14	14	NUM
easat-7475	357	52	,	,	PUNCT
easat-7475	357	53	no	no	INTJ
easat-7475	357	54	.	.	NOUN
easat-7475	357	55	2	2	NUM
easat-7475	357	56	,	,	PUNCT
easat-7475	357	57	pp	pp	ADJ
easat-7475	357	58	.	.	PUNCT
easat-7475	357	59	266276	266276	NUM
easat-7475	357	60	,	,	PUNCT
easat-7475	357	61	2024	2024	NUM
easat-7475	357	62	.	.	PUNCT
easat-7475	358	1	[	[	X
easat-7475	358	2	33	33	NUM
easat-7475	358	3	]	]	PUNCT
easat-7475	358	4	a.	a.	NOUN
easat-7475	358	5	a.	a.	PROPN
easat-7475	358	6	dar	dar	PROPN
easat-7475	358	7	,	,	PUNCT
easat-7475	358	8	m.	m.	NOUN
easat-7475	358	9	s.	s.	PROPN
easat-7475	358	10	khan	khan	PROPN
easat-7475	358	11	,	,	PUNCT
easat-7475	358	12	i.	i.	PROPN
easat-7475	358	13	azad	azad	PROPN
easat-7475	358	14	,	,	PUNCT
easat-7475	358	15	g.	g.	PROPN
easat-7475	358	16	jayaraman	jayaraman	PROPN
easat-7475	358	17	,	,	PUNCT
easat-7475	358	18	and	and	CCONJ
easat-7475	358	19	a.	a.	PROPN
easat-7475	358	20	r.	r.	PROPN
easat-7475	358	21	farooqi	farooqi	PROPN
easat-7475	358	22	,	,	PUNCT
easat-7475	358	23	"	"	PUNCT
easat-7475	358	24	exploring	explore	VERB
easat-7475	358	25	the	the	DET
easat-7475	358	26	impact	impact	NOUN
easat-7475	358	27	of	of	ADP
easat-7475	358	28	input	input	NOUN
easat-7475	358	29	variables	variable	NOUN
easat-7475	358	30	on	on	ADP
easat-7475	358	31	option	option	NOUN
easat-7475	358	32	value	value	NOUN
easat-7475	358	33	:	:	PUNCT
easat-7475	358	34	a	a	DET
easat-7475	358	35	study	study	NOUN
easat-7475	358	36	using	use	VERB
easat-7475	358	37	experimental	experimental	ADJ
easat-7475	358	38	design	design	NOUN
easat-7475	358	39	and	and	CCONJ
easat-7475	358	40	analysis	analysis	NOUN
easat-7475	358	41	techniques	technique	NOUN
easat-7475	358	42	,	,	PUNCT
easat-7475	358	43	"	"	PUNCT
easat-7475	358	44	discover	discover	VERB
easat-7475	358	45	applied	apply	VERB
easat-7475	358	46	sciences	science	NOUN
easat-7475	358	47	,	,	PUNCT
easat-7475	358	48	vol	vol	NOUN
easat-7475	358	49	.	.	PROPN
easat-7475	359	1	6	6	NUM
easat-7475	359	2	,	,	PUNCT
easat-7475	359	3	no	no	INTJ
easat-7475	359	4	.	.	NOUN
easat-7475	359	5	1	1	NUM
easat-7475	359	6	,	,	PUNCT
easat-7475	359	7	pp	pp	ADJ
easat-7475	359	8	.	.	PUNCT
easat-7475	360	1	1	1	NUM
easat-7475	360	2	-	-	SYM
easat-7475	360	3	28	28	NUM
easat-7475	360	4	,	,	PUNCT
easat-7475	360	5	2024	2024	NUM
easat-7475	360	6	.	.	PUNCT
easat-7475	361	1	https://doi.org/10.1007/s42452-024-05676-w	https://doi.org/10.1007/s42452-024-05676-w	NOUN
easat-7475	362	1	[	[	X
easat-7475	362	2	34	34	NUM
easat-7475	362	3	]	]	PUNCT
easat-7475	362	4	m.	m.	PROPN
easat-7475	362	5	w.	w.	PROPN
easat-7475	362	6	hisam	hisam	PROPN
easat-7475	362	7	,	,	PUNCT
easat-7475	362	8	a.	a.	PROPN
easat-7475	362	9	a.	a.	PROPN
easat-7475	362	10	dar	dar	PROPN
easat-7475	362	11	,	,	PUNCT
easat-7475	362	12	m.	m.	NOUN
easat-7475	362	13	o.	o.	PROPN
easat-7475	362	14	elrasheed	elrasheed	PROPN
easat-7475	362	15	,	,	PUNCT
easat-7475	362	16	m.	m.	NOUN
easat-7475	362	17	s.	s.	PROPN
easat-7475	362	18	khan	khan	PROPN
easat-7475	362	19	,	,	PUNCT
easat-7475	362	20	r.	r.	PROPN
easat-7475	362	21	gera	gera	PROPN
easat-7475	362	22	,	,	PUNCT
easat-7475	362	23	and	and	CCONJ
easat-7475	362	24	i.	i.	PROPN
easat-7475	362	25	azad	azad	PROPN
easat-7475	362	26	,	,	PUNCT
easat-7475	362	27	"	"	PUNCT
easat-7475	362	28	the	the	DET
easat-7475	362	29	versatility	versatility	NOUN
easat-7475	362	30	of	of	ADP
easat-7475	362	31	the	the	DET
easat-7475	362	32	taguchi	taguchi	PROPN
easat-7475	362	33	method	method	NOUN
easat-7475	362	34	:	:	PUNCT
easat-7475	362	35	optimizing	optimize	VERB
easat-7475	362	36	experiments	experiment	NOUN
easat-7475	362	37	across	across	ADP
easat-7475	362	38	diverse	diverse	ADJ
easat-7475	362	39	disciplines	discipline	NOUN
easat-7475	362	40	,	,	PUNCT
easat-7475	362	41	"	"	PUNCT
easat-7475	362	42	journal	journal	NOUN
easat-7475	362	43	of	of	ADP
easat-7475	362	44	statistical	statistical	ADJ
easat-7475	362	45	theory	theory	NOUN
easat-7475	362	46	and	and	CCONJ
easat-7475	362	47	applications	application	NOUN
easat-7475	362	48	,	,	PUNCT
easat-7475	362	49	vol	vol	NOUN
easat-7475	362	50	.	.	PROPN
easat-7475	362	51	23	23	NUM
easat-7475	362	52	,	,	PUNCT
easat-7475	362	53	no	no	INTJ
easat-7475	362	54	.	.	NOUN
easat-7475	362	55	4	4	NUM
easat-7475	362	56	,	,	PUNCT
easat-7475	362	57	pp	pp	ADJ
easat-7475	362	58	.	.	PUNCT
easat-7475	363	1	365	365	NUM
easat-7475	363	2	-	-	SYM
easat-7475	363	3	389	389	NUM
easat-7475	363	4	,	,	PUNCT
easat-7475	363	5	2024	2024	NUM
easat-7475	363	6	.	.	PUNCT
easat-7475	364	1	https://doi.org/10.1007/s44199-024-00093-9	https://doi.org/10.1007/s44199-024-00093-9	NUM
easat-7475	364	2	https://doi.org/10.3126/jnbs.v2i1.55	https://doi.org/10.3126/jnbs.v2i1.55	NOUN
easat-7475	364	3	https://doi.org/10.2139/ssrn.1150968	https://doi.org/10.2139/ssrn.1150968	PRON
easat-7475	364	4	https://doi.org/10.3390/jrfm17060226	https://doi.org/10.3390/jrfm17060226	NOUN
easat-7475	364	5	https://doi.org/10.1007/s42452-024-05676-w	https://doi.org/10.1007/s42452-024-05676-w	PROPN
easat-7475	364	6	https://doi.org/10.1007/s44199-024-00093-9	https://doi.org/10.1007/s44199-024-00093-9	NUM