id	sid	tid	token	lemma	pos
easat-9347	1	1	edelweiss	edelweiss	PROPN
easat-9347	1	2	applied	apply	VERB
easat-9347	1	3	science	science	NOUN
easat-9347	1	4	and	and	CCONJ
easat-9347	1	5	technology	technology	NOUN
easat-9347	1	6	issn	issn	PROPN
easat-9347	1	7	:	:	PUNCT
easat-9347	1	8	2576	2576	NUM
easat-9347	1	9	-	-	SYM
easat-9347	1	10	8484	8484	NUM
easat-9347	1	11	vol	vol	NOUN
easat-9347	1	12	.	.	PROPN
easat-9347	2	1	9	9	NUM
easat-9347	2	2	,	,	PUNCT
easat-9347	2	3	no	no	INTJ
easat-9347	2	4	.	.	NOUN
easat-9347	2	5	8	8	NUM
easat-9347	2	6	,	,	PUNCT
easat-9347	2	7	550	550	NUM
easat-9347	2	8	-	-	SYM
easat-9347	2	9	564	564	NUM
easat-9347	2	10	2025	2025	NUM
easat-9347	2	11	publisher	publisher	NOUN
easat-9347	2	12	:	:	PUNCT
easat-9347	2	13	learning	learn	VERB
easat-9347	2	14	gate	gate	NOUN
easat-9347	2	15	doi	doi	PROPN
easat-9347	2	16	:	:	PUNCT
easat-9347	2	17	10.55214/2576	10.55214/2576	NUM
easat-9347	2	18	-	-	PUNCT
easat-9347	2	19	8484.v9i8.9347	8484.v9i8.9347	NOUN
easat-9347	3	1	©	©	PROPN
easat-9347	3	2	2025	2025	NUM
easat-9347	3	3	by	by	ADP
easat-9347	3	4	the	the	DET
easat-9347	3	5	authors	author	NOUN
easat-9347	3	6	;	;	PUNCT
easat-9347	3	7	licensee	licensee	PROPN
easat-9347	3	8	learning	learning	NOUN
easat-9347	3	9	gate	gate	NOUN
easat-9347	3	10	©	©	PROPN
easat-9347	3	11	2025	2025	NUM
easat-9347	3	12	by	by	ADP
easat-9347	3	13	the	the	DET
easat-9347	3	14	authors	author	NOUN
easat-9347	3	15	;	;	PUNCT
easat-9347	3	16	licensee	licensee	PROPN
easat-9347	3	17	learning	learning	NOUN
easat-9347	3	18	gate	gate	NOUN
easat-9347	3	19	history	history	NOUN
easat-9347	3	20	:	:	PUNCT
easat-9347	3	21	received	receive	VERB
easat-9347	3	22	:	:	PUNCT
easat-9347	3	23	13	13	NUM
easat-9347	3	24	may	may	PROPN
easat-9347	3	25	2025	2025	NUM
easat-9347	3	26	;	;	PUNCT
easat-9347	3	27	revised	revise	VERB
easat-9347	3	28	:	:	PUNCT
easat-9347	3	29	18	18	NUM
easat-9347	3	30	june	june	PROPN
easat-9347	3	31	2025	2025	NUM
easat-9347	3	32	;	;	PUNCT
easat-9347	3	33	accepted	accept	VERB
easat-9347	3	34	:	:	PUNCT
easat-9347	3	35	23	23	NUM
easat-9347	3	36	june	june	PROPN
easat-9347	3	37	2025	2025	NUM
easat-9347	3	38	;	;	PUNCT
easat-9347	3	39	published	publish	VERB
easat-9347	3	40	:	:	PUNCT
easat-9347	3	41	8	8	NUM
easat-9347	3	42	august	august	PROPN
easat-9347	3	43	2025	2025	NUM
easat-9347	3	44	*	*	PUNCT
easat-9347	3	45	correspondence	correspondence	NOUN
easat-9347	3	46	:	:	PUNCT
easat-9347	3	47	noppawan.t@dru.ac.th	noppawan.t@dru.ac.th	NOUN
easat-9347	3	48	the	the	DET
easat-9347	3	49	factors	factor	NOUN
easat-9347	3	50	in	in	ADP
easat-9347	3	51	shaping	shape	VERB
easat-9347	3	52	credit	credit	NOUN
easat-9347	3	53	risk	risk	NOUN
easat-9347	3	54	of	of	ADP
easat-9347	3	55	commercial	commercial	ADJ
easat-9347	3	56	acceptance	acceptance	NOUN
easat-9347	3	57	bills	bill	NOUN
easat-9347	3	58	in	in	ADP
easat-9347	3	59	supply	supply	NOUN
easat-9347	3	60	chain	chain	NOUN
easat-9347	3	61	finance	finance	NOUN
easat-9347	3	62	in	in	ADP
easat-9347	3	63	the	the	DET
easat-9347	3	64	chinese	chinese	ADJ
easat-9347	3	65	real	real	ADJ
easat-9347	3	66	estate	estate	NOUN
easat-9347	3	67	industry	industry	NOUN
easat-9347	3	68	zhu	zhu	PROPN
easat-9347	3	69	hongwei1	hongwei1	PROPN
easat-9347	3	70	,	,	PUNCT
easat-9347	3	71	noppawan	noppawan	PROPN
easat-9347	3	72	wisedsind2	wisedsind2	NOUN
easat-9347	3	73	*	*	PUNCT
easat-9347	3	74	,	,	PUNCT
easat-9347	3	75	sakchai	sakchai	VERB
easat-9347	3	76	naknok3	naknok3	NOUN
easat-9347	3	77	1doctoral	1doctoral	NUM
easat-9347	3	78	student	student	NOUN
easat-9347	3	79	in	in	ADP
easat-9347	3	80	business	business	NOUN
easat-9347	3	81	administration	administration	NOUN
easat-9347	3	82	,	,	PUNCT
easat-9347	3	83	dhonburi	dhonburi	PROPN
easat-9347	3	84	rajabhat	rajabhat	PROPN
easat-9347	3	85	university	university	PROPN
easat-9347	3	86	,	,	PUNCT
easat-9347	3	87	thailand	thailand	PROPN
easat-9347	3	88	;	;	PUNCT
easat-9347	3	89	6523093011@dru.ac.th	6523093011@dru.ac.th	NUM
easat-9347	3	90	(	(	PUNCT
easat-9347	3	91	z.h	z.h	NOUN
easat-9347	3	92	.	.	PROPN
easat-9347	3	93	)	)	PUNCT
easat-9347	4	1	2faculty	2faculty	NUM
easat-9347	4	2	of	of	ADP
easat-9347	4	3	management	management	NOUN
easat-9347	4	4	science	science	NOUN
easat-9347	4	5	,	,	PUNCT
easat-9347	4	6	dhonburi	dhonburi	PROPN
easat-9347	4	7	rajabhat	rajabhat	PROPN
easat-9347	4	8	university	university	PROPN
easat-9347	4	9	,	,	PUNCT
easat-9347	4	10	thailand	thailand	PROPN
easat-9347	4	11	;	;	PUNCT
easat-9347	4	12	noppawan.t@dru.ac.th	noppawan.t@dru.ac.th	PRON
easat-9347	4	13	(	(	PUNCT
easat-9347	4	14	n.w	n.w	PROPN
easat-9347	4	15	.	.	PROPN
easat-9347	4	16	)	)	PUNCT
easat-9347	5	1	3valaya	3valaya	NUM
easat-9347	5	2	alongkorn	alongkorn	PROPN
easat-9347	5	3	rajabhat	rajabhat	PROPN
easat-9347	5	4	university	university	NOUN
easat-9347	5	5	under	under	ADP
easat-9347	5	6	the	the	DET
easat-9347	5	7	royal	royal	ADJ
easat-9347	5	8	patronage	patronage	NOUN
easat-9347	5	9	pathum	pathum	NOUN
easat-9347	5	10	thani	thani	PROPN
easat-9347	5	11	province	province	PROPN
easat-9347	5	12	,	,	PUNCT
easat-9347	5	13	thailand	thailand	PROPN
easat-9347	5	14	;	;	PUNCT
easat-9347	5	15	sakchai@vru.ac.th	sakchai@vru.ac.th	NOUN
easat-9347	5	16	(	(	PUNCT
easat-9347	5	17	s.n	s.n	PROPN
easat-9347	5	18	.	.	PROPN
easat-9347	5	19	)	)	PUNCT
easat-9347	5	20	.	.	PUNCT
easat-9347	6	1	abstract	abstract	ADV
easat-9347	6	2	:	:	PUNCT
easat-9347	6	3	this	this	DET
easat-9347	6	4	study	study	NOUN
easat-9347	6	5	investigates	investigate	VERB
easat-9347	6	6	the	the	DET
easat-9347	6	7	credit	credit	NOUN
easat-9347	6	8	risk	risk	NOUN
easat-9347	6	9	associated	associate	VERB
easat-9347	6	10	with	with	ADP
easat-9347	6	11	commercial	commercial	ADJ
easat-9347	6	12	acceptance	acceptance	NOUN
easat-9347	6	13	bills	bill	NOUN
easat-9347	6	14	(	(	PUNCT
easat-9347	6	15	cabs	cab	NOUN
easat-9347	6	16	)	)	PUNCT
easat-9347	6	17	within	within	ADP
easat-9347	6	18	the	the	DET
easat-9347	6	19	supply	supply	NOUN
easat-9347	6	20	chain	chain	NOUN
easat-9347	6	21	finance	finance	NOUN
easat-9347	6	22	ecosystem	ecosystem	PROPN
easat-9347	6	23	of	of	ADP
easat-9347	6	24	china	china	PROPN
easat-9347	6	25	's	's	PART
easat-9347	6	26	real	real	ADJ
easat-9347	6	27	estate	estate	NOUN
easat-9347	6	28	industry	industry	NOUN
easat-9347	6	29	.	.	PUNCT
easat-9347	7	1	as	as	SCONJ
easat-9347	7	2	cabs	cab	NOUN
easat-9347	7	3	gain	gain	VERB
easat-9347	7	4	prominence	prominence	NOUN
easat-9347	7	5	in	in	ADP
easat-9347	7	6	facilitating	facilitate	VERB
easat-9347	7	7	liquidity	liquidity	NOUN
easat-9347	7	8	,	,	PUNCT
easat-9347	7	9	especially	especially	ADV
easat-9347	7	10	for	for	ADP
easat-9347	7	11	smalland	smalland	NOUN
easat-9347	7	12	medium	medium	ADJ
easat-9347	7	13	-	-	PUNCT
easat-9347	7	14	sized	sized	ADJ
easat-9347	7	15	enterprises	enterprise	NOUN
easat-9347	7	16	,	,	PUNCT
easat-9347	7	17	concerns	concern	NOUN
easat-9347	7	18	about	about	ADP
easat-9347	7	19	their	their	PRON
easat-9347	7	20	default	default	NOUN
easat-9347	7	21	risk	risk	NOUN
easat-9347	7	22	,	,	PUNCT
easat-9347	7	23	regulatory	regulatory	ADJ
easat-9347	7	24	gaps	gap	NOUN
easat-9347	7	25	,	,	PUNCT
easat-9347	7	26	and	and	CCONJ
easat-9347	7	27	cascading	cascade	VERB
easat-9347	7	28	financial	financial	ADJ
easat-9347	7	29	repercussions	repercussion	NOUN
easat-9347	7	30	have	have	AUX
easat-9347	7	31	grown	grow	VERB
easat-9347	7	32	.	.	PUNCT
easat-9347	8	1	adopting	adopt	VERB
easat-9347	8	2	a	a	DET
easat-9347	8	3	qualitative	qualitative	ADJ
easat-9347	8	4	research	research	NOUN
easat-9347	8	5	design	design	NOUN
easat-9347	8	6	,	,	PUNCT
easat-9347	8	7	this	this	DET
easat-9347	8	8	study	study	NOUN
easat-9347	8	9	captures	capture	VERB
easat-9347	8	10	the	the	DET
easat-9347	8	11	lived	live	VERB
easat-9347	8	12	experiences	experience	NOUN
easat-9347	8	13	and	and	CCONJ
easat-9347	8	14	expert	expert	ADJ
easat-9347	8	15	insights	insight	NOUN
easat-9347	8	16	of	of	ADP
easat-9347	8	17	15	15	NUM
easat-9347	8	18	finance	finance	NOUN
easat-9347	8	19	and	and	CCONJ
easat-9347	8	20	legal	legal	ADJ
easat-9347	8	21	professionals	professional	NOUN
easat-9347	8	22	directly	directly	ADV
easat-9347	8	23	engaged	engage	VERB
easat-9347	8	24	with	with	ADP
easat-9347	8	25	cab	cab	NOUN
easat-9347	8	26	issuance	issuance	NOUN
easat-9347	8	27	and	and	CCONJ
easat-9347	8	28	risk	risk	NOUN
easat-9347	8	29	management	management	NOUN
easat-9347	8	30	.	.	PUNCT
easat-9347	9	1	through	through	ADP
easat-9347	9	2	thematic	thematic	ADJ
easat-9347	9	3	analysis	analysis	NOUN
easat-9347	9	4	,	,	PUNCT
easat-9347	9	5	key	key	ADJ
easat-9347	9	6	risk	risk	NOUN
easat-9347	9	7	determinants	determinant	NOUN
easat-9347	9	8	were	be	AUX
easat-9347	9	9	identified	identify	VERB
easat-9347	9	10	across	across	ADP
easat-9347	9	11	internal	internal	ADJ
easat-9347	9	12	,	,	PUNCT
easat-9347	9	13	external	external	ADJ
easat-9347	9	14	,	,	PUNCT
easat-9347	9	15	and	and	CCONJ
easat-9347	9	16	reputational	reputational	ADJ
easat-9347	9	17	dimensions	dimension	NOUN
easat-9347	9	18	.	.	PUNCT
easat-9347	10	1	findings	finding	NOUN
easat-9347	10	2	reveal	reveal	VERB
easat-9347	10	3	that	that	SCONJ
easat-9347	10	4	poor	poor	ADJ
easat-9347	10	5	liquidity	liquidity	NOUN
easat-9347	10	6	management	management	NOUN
easat-9347	10	7	,	,	PUNCT
easat-9347	10	8	high	high	ADJ
easat-9347	10	9	leverage	leverage	NOUN
easat-9347	10	10	,	,	PUNCT
easat-9347	10	11	and	and	CCONJ
easat-9347	10	12	ineffective	ineffective	ADJ
easat-9347	10	13	governance	governance	NOUN
easat-9347	10	14	significantly	significantly	ADV
easat-9347	10	15	elevate	elevate	VERB
easat-9347	10	16	cab	cab	NOUN
easat-9347	10	17	default	default	NOUN
easat-9347	10	18	risks	risk	NOUN
easat-9347	10	19	.	.	PUNCT
easat-9347	11	1	furthermore	furthermore	ADV
easat-9347	11	2	,	,	PUNCT
easat-9347	11	3	policy	policy	NOUN
easat-9347	11	4	volatility	volatility	NOUN
easat-9347	11	5	,	,	PUNCT
easat-9347	11	6	market	market	NOUN
easat-9347	11	7	fluctuations	fluctuation	NOUN
easat-9347	11	8	,	,	PUNCT
easat-9347	11	9	and	and	CCONJ
easat-9347	11	10	regulatory	regulatory	ADJ
easat-9347	11	11	opacity	opacity	NOUN
easat-9347	11	12	intensify	intensify	VERB
easat-9347	11	13	these	these	DET
easat-9347	11	14	vulnerabilities	vulnerability	NOUN
easat-9347	11	15	.	.	PUNCT
easat-9347	12	1	organizational	organizational	ADJ
easat-9347	12	2	reputation	reputation	NOUN
easat-9347	12	3	,	,	PUNCT
easat-9347	12	4	meanwhile	meanwhile	ADV
easat-9347	12	5	,	,	PUNCT
easat-9347	12	6	emerged	emerge	VERB
easat-9347	12	7	as	as	ADP
easat-9347	12	8	a	a	DET
easat-9347	12	9	vital	vital	ADJ
easat-9347	12	10	intangible	intangible	ADJ
easat-9347	12	11	asset	asset	NOUN
easat-9347	12	12	that	that	PRON
easat-9347	12	13	mediates	mediate	VERB
easat-9347	12	14	trust	trust	NOUN
easat-9347	12	15	and	and	CCONJ
easat-9347	12	16	financial	financial	ADJ
easat-9347	12	17	credibility	credibility	NOUN
easat-9347	12	18	in	in	ADP
easat-9347	12	19	cab	cab	NOUN
easat-9347	12	20	transactions	transaction	NOUN
easat-9347	12	21	.	.	PUNCT
easat-9347	13	1	the	the	DET
easat-9347	13	2	study	study	NOUN
easat-9347	13	3	contributes	contribute	VERB
easat-9347	13	4	to	to	ADP
easat-9347	13	5	both	both	DET
easat-9347	13	6	theory	theory	NOUN
easat-9347	13	7	and	and	CCONJ
easat-9347	13	8	practice	practice	NOUN
easat-9347	13	9	by	by	ADP
easat-9347	13	10	proposing	propose	VERB
easat-9347	13	11	a	a	DET
easat-9347	13	12	multi	multi	ADJ
easat-9347	13	13	-	-	ADJ
easat-9347	13	14	dimensional	dimensional	ADJ
easat-9347	13	15	framework	framework	NOUN
easat-9347	13	16	for	for	ADP
easat-9347	13	17	cab	cab	NOUN
easat-9347	13	18	risk	risk	NOUN
easat-9347	13	19	governance	governance	NOUN
easat-9347	13	20	and	and	CCONJ
easat-9347	13	21	calls	call	VERB
easat-9347	13	22	for	for	ADP
easat-9347	13	23	integrated	integrated	ADJ
easat-9347	13	24	strategies	strategy	NOUN
easat-9347	13	25	to	to	PART
easat-9347	13	26	enhance	enhance	VERB
easat-9347	13	27	transparency	transparency	NOUN
easat-9347	13	28	,	,	PUNCT
easat-9347	13	29	resilience	resilience	NOUN
easat-9347	13	30	,	,	PUNCT
easat-9347	13	31	and	and	CCONJ
easat-9347	13	32	financial	financial	ADJ
easat-9347	13	33	discipline	discipline	NOUN
easat-9347	13	34	in	in	ADP
easat-9347	13	35	supply	supply	NOUN
easat-9347	13	36	chain	chain	NOUN
easat-9347	13	37	finance	finance	NOUN
easat-9347	13	38	.	.	PUNCT
easat-9347	14	1	keywords	keyword	NOUN
easat-9347	14	2	:	:	PUNCT
easat-9347	14	3	commercial	commercial	ADJ
easat-9347	14	4	acceptance	acceptance	NOUN
easat-9347	14	5	bills	bill	NOUN
easat-9347	14	6	,	,	PUNCT
easat-9347	14	7	credit	credit	NOUN
easat-9347	14	8	risk	risk	NOUN
easat-9347	14	9	,	,	PUNCT
easat-9347	14	10	organizational	organizational	ADJ
easat-9347	14	11	reputation	reputation	NOUN
easat-9347	14	12	,	,	PUNCT
easat-9347	14	13	real	real	ADJ
easat-9347	14	14	estate	estate	NOUN
easat-9347	14	15	industry	industry	NOUN
easat-9347	14	16	,	,	PUNCT
easat-9347	14	17	risk	risk	NOUN
easat-9347	14	18	management	management	NOUN
easat-9347	14	19	,	,	PUNCT
easat-9347	14	20	supply	supply	NOUN
easat-9347	14	21	chain	chain	NOUN
easat-9347	14	22	finance	finance	NOUN
easat-9347	14	23	.	.	PUNCT
easat-9347	15	1	1	1	X
easat-9347	15	2	.	.	X
easat-9347	15	3	introduction	introduction	NOUN
easat-9347	15	4	in	in	ADP
easat-9347	15	5	recent	recent	ADJ
easat-9347	15	6	years	year	NOUN
easat-9347	15	7	,	,	PUNCT
easat-9347	15	8	the	the	DET
easat-9347	15	9	complexity	complexity	NOUN
easat-9347	15	10	and	and	CCONJ
easat-9347	15	11	interdependence	interdependence	NOUN
easat-9347	15	12	of	of	ADP
easat-9347	15	13	global	global	ADJ
easat-9347	15	14	supply	supply	NOUN
easat-9347	15	15	chains	chain	NOUN
easat-9347	15	16	have	have	AUX
easat-9347	15	17	elevated	elevate	VERB
easat-9347	15	18	the	the	DET
easat-9347	15	19	importance	importance	NOUN
easat-9347	15	20	of	of	ADP
easat-9347	15	21	innovative	innovative	ADJ
easat-9347	15	22	financing	financing	NOUN
easat-9347	15	23	tools	tool	NOUN
easat-9347	15	24	such	such	ADJ
easat-9347	15	25	as	as	ADP
easat-9347	15	26	commercial	commercial	ADJ
easat-9347	15	27	acceptance	acceptance	NOUN
easat-9347	15	28	bills	bill	NOUN
easat-9347	15	29	(	(	PUNCT
easat-9347	15	30	cabs	cab	NOUN
easat-9347	15	31	)	)	PUNCT
easat-9347	15	32	,	,	PUNCT
easat-9347	15	33	particularly	particularly	ADV
easat-9347	15	34	in	in	ADP
easat-9347	15	35	capital	capital	NOUN
easat-9347	15	36	-	-	PUNCT
easat-9347	15	37	intensive	intensive	ADJ
easat-9347	15	38	industries	industry	NOUN
easat-9347	15	39	like	like	ADP
easat-9347	15	40	real	real	ADJ
easat-9347	15	41	estate	estate	NOUN
easat-9347	15	42	[	[	X
easat-9347	15	43	1	1	NUM
easat-9347	15	44	]	]	PUNCT
easat-9347	15	45	.	.	PUNCT
easat-9347	16	1	in	in	ADP
easat-9347	16	2	china	china	PROPN
easat-9347	16	3	,	,	PUNCT
easat-9347	16	4	cabs	cab	NOUN
easat-9347	16	5	have	have	AUX
easat-9347	16	6	become	become	VERB
easat-9347	16	7	a	a	DET
easat-9347	16	8	widespread	widespread	ADJ
easat-9347	16	9	financial	financial	ADJ
easat-9347	16	10	instrument	instrument	NOUN
easat-9347	16	11	,	,	PUNCT
easat-9347	16	12	enabling	enable	VERB
easat-9347	16	13	enterprises	enterprise	NOUN
easat-9347	16	14	—	—	PUNCT
easat-9347	16	15	especially	especially	ADV
easat-9347	16	16	small	small	ADJ
easat-9347	16	17	and	and	CCONJ
easat-9347	16	18	medium	medium	ADJ
easat-9347	16	19	-	-	PUNCT
easat-9347	16	20	sized	sized	ADJ
easat-9347	16	21	firms	firm	NOUN
easat-9347	16	22	within	within	ADP
easat-9347	16	23	the	the	DET
easat-9347	16	24	supply	supply	NOUN
easat-9347	16	25	chain	chain	NOUN
easat-9347	16	26	—	—	PUNCT
easat-9347	16	27	to	to	PART
easat-9347	16	28	access	access	VERB
easat-9347	16	29	working	work	VERB
easat-9347	16	30	capital	capital	NOUN
easat-9347	16	31	by	by	ADP
easat-9347	16	32	leveraging	leverage	VERB
easat-9347	16	33	the	the	DET
easat-9347	16	34	creditworthiness	creditworthiness	NOUN
easat-9347	16	35	of	of	ADP
easat-9347	16	36	core	core	NOUN
easat-9347	16	37	enterprises	enterprise	NOUN
easat-9347	16	38	.	.	PUNCT
easat-9347	17	1	however	however	ADV
easat-9347	17	2	,	,	PUNCT
easat-9347	17	3	while	while	SCONJ
easat-9347	17	4	cabs	cab	NOUN
easat-9347	17	5	are	be	AUX
easat-9347	17	6	critical	critical	ADJ
easat-9347	17	7	in	in	ADP
easat-9347	17	8	improving	improve	VERB
easat-9347	17	9	liquidity	liquidity	NOUN
easat-9347	17	10	and	and	CCONJ
easat-9347	17	11	sustaining	sustain	VERB
easat-9347	17	12	supply	supply	NOUN
easat-9347	17	13	chain	chain	NOUN
easat-9347	17	14	continuity	continuity	NOUN
easat-9347	17	15	,	,	PUNCT
easat-9347	17	16	they	they	PRON
easat-9347	17	17	also	also	ADV
easat-9347	17	18	carry	carry	VERB
easat-9347	17	19	inherent	inherent	ADJ
easat-9347	17	20	credit	credit	NOUN
easat-9347	17	21	risks	risk	NOUN
easat-9347	17	22	,	,	PUNCT
easat-9347	17	23	especially	especially	ADV
easat-9347	17	24	in	in	ADP
easat-9347	17	25	financial	financial	ADJ
easat-9347	17	26	instability	instability	NOUN
easat-9347	17	27	and	and	CCONJ
easat-9347	17	28	regulatory	regulatory	ADJ
easat-9347	17	29	opacity	opacity	NOUN
easat-9347	17	30	sectors	sector	NOUN
easat-9347	17	31	.	.	PUNCT
easat-9347	18	1	the	the	DET
easat-9347	18	2	real	real	ADJ
easat-9347	18	3	estate	estate	NOUN
easat-9347	18	4	sector	sector	NOUN
easat-9347	18	5	in	in	ADP
easat-9347	18	6	china	china	PROPN
easat-9347	18	7	,	,	PUNCT
easat-9347	18	8	a	a	DET
easat-9347	18	9	major	major	ADJ
easat-9347	18	10	driver	driver	NOUN
easat-9347	18	11	of	of	ADP
easat-9347	18	12	the	the	DET
easat-9347	18	13	national	national	ADJ
easat-9347	18	14	economy	economy	NOUN
easat-9347	18	15	,	,	PUNCT
easat-9347	18	16	has	have	AUX
easat-9347	18	17	experienced	experience	VERB
easat-9347	18	18	unprecedented	unprecedented	ADJ
easat-9347	18	19	growth	growth	NOUN
easat-9347	18	20	and	and	CCONJ
easat-9347	18	21	volatility	volatility	NOUN
easat-9347	18	22	.	.	PUNCT
easat-9347	19	1	this	this	DET
easat-9347	19	2	duality	duality	NOUN
easat-9347	19	3	has	have	AUX
easat-9347	19	4	placed	place	VERB
easat-9347	19	5	mounting	mount	VERB
easat-9347	19	6	pressure	pressure	NOUN
easat-9347	19	7	on	on	ADP
easat-9347	19	8	the	the	DET
easat-9347	19	9	financial	financial	ADJ
easat-9347	19	10	mechanisms	mechanism	NOUN
easat-9347	19	11	underpinning	underpin	VERB
easat-9347	19	12	it	it	PRON
easat-9347	19	13	,	,	PUNCT
easat-9347	19	14	especially	especially	ADV
easat-9347	19	15	supply	supply	VERB
easat-9347	19	16	chain	chain	NOUN
easat-9347	19	17	finance	finance	NOUN
easat-9347	19	18	(	(	PUNCT
easat-9347	19	19	scf	scf	PROPN
easat-9347	19	20	)	)	PUNCT
easat-9347	19	21	.	.	PUNCT
easat-9347	20	1	the	the	DET
easat-9347	20	2	proliferation	proliferation	NOUN
easat-9347	20	3	of	of	ADP
easat-9347	20	4	commercial	commercial	ADJ
easat-9347	20	5	acceptance	acceptance	NOUN
easat-9347	20	6	bills	bill	NOUN
easat-9347	20	7	within	within	ADP
easat-9347	20	8	this	this	DET
easat-9347	20	9	context	context	NOUN
easat-9347	20	10	has	have	AUX
easat-9347	20	11	amplified	amplify	VERB
easat-9347	20	12	concerns	concern	NOUN
easat-9347	20	13	over	over	ADP
easat-9347	20	14	credit	credit	NOUN
easat-9347	20	15	defaults	default	NOUN
easat-9347	20	16	,	,	PUNCT
easat-9347	20	17	reputational	reputational	ADJ
easat-9347	20	18	damage	damage	NOUN
easat-9347	20	19	,	,	PUNCT
easat-9347	20	20	and	and	CCONJ
easat-9347	20	21	cascading	cascade	VERB
easat-9347	20	22	financial	financial	ADJ
easat-9347	20	23	disruptions	disruption	NOUN
easat-9347	20	24	across	across	ADP
easat-9347	20	25	the	the	DET
easat-9347	20	26	supply	supply	NOUN
easat-9347	20	27	chain	chain	NOUN
easat-9347	20	28	[	[	X
easat-9347	20	29	2	2	NUM
easat-9347	20	30	]	]	PUNCT
easat-9347	20	31	.	.	PUNCT
easat-9347	21	1	weak	weak	ADJ
easat-9347	21	2	credit	credit	NOUN
easat-9347	21	3	investigation	investigation	NOUN
easat-9347	21	4	systems	system	NOUN
easat-9347	21	5	,	,	PUNCT
easat-9347	21	6	a	a	DET
easat-9347	21	7	lack	lack	NOUN
easat-9347	21	8	of	of	ADP
easat-9347	21	9	centralized	centralized	ADJ
easat-9347	21	10	oversight	oversight	NOUN
easat-9347	21	11	,	,	PUNCT
easat-9347	21	12	and	and	CCONJ
easat-9347	21	13	asymmetric	asymmetric	ADJ
easat-9347	21	14	information	information	NOUN
easat-9347	21	15	flows	flow	NOUN
easat-9347	21	16	have	have	AUX
easat-9347	21	17	further	far	ADV
easat-9347	21	18	exacerbated	exacerbate	VERB
easat-9347	21	19	these	these	DET
easat-9347	21	20	risks	risk	NOUN
easat-9347	21	21	,	,	PUNCT
easat-9347	21	22	undermining	undermine	VERB
easat-9347	21	23	the	the	DET
easat-9347	21	24	reliability	reliability	NOUN
easat-9347	21	25	of	of	ADP
easat-9347	21	26	cabs	cab	NOUN
easat-9347	21	27	as	as	ADP
easat-9347	21	28	a	a	DET
easat-9347	21	29	stable	stable	ADJ
easat-9347	21	30	financing	financing	NOUN
easat-9347	21	31	instrument	instrument	NOUN
easat-9347	21	32	.	.	PUNCT
easat-9347	22	1	the	the	DET
easat-9347	22	2	recent	recent	ADJ
easat-9347	22	3	wave	wave	NOUN
easat-9347	22	4	of	of	ADP
easat-9347	22	5	defaults	default	NOUN
easat-9347	22	6	by	by	ADP
easat-9347	22	7	major	major	ADJ
easat-9347	22	8	real	real	ADJ
easat-9347	22	9	estate	estate	NOUN
easat-9347	22	10	firms	firm	NOUN
easat-9347	22	11	such	such	ADJ
easat-9347	22	12	as	as	ADP
easat-9347	22	13	china	china	PROPN
easat-9347	22	14	evergrande	evergrande	NOUN
easat-9347	22	15	has	have	AUX
easat-9347	22	16	highlighted	highlight	VERB
easat-9347	22	17	the	the	DET
easat-9347	22	18	systemic	systemic	ADJ
easat-9347	22	19	vulnerabilities	vulnerability	NOUN
easat-9347	22	20	embedded	embed	VERB
easat-9347	22	21	in	in	ADP
easat-9347	22	22	the	the	DET
easat-9347	22	23	overuse	overuse	NOUN
easat-9347	22	24	and	and	CCONJ
easat-9347	22	25	mismanagement	mismanagement	NOUN
easat-9347	22	26	of	of	ADP
easat-9347	22	27	cabs	cab	NOUN
easat-9347	22	28	.	.	PUNCT
easat-9347	23	1	many	many	ADJ
easat-9347	23	2	suppliers	supplier	NOUN
easat-9347	23	3	and	and	CCONJ
easat-9347	23	4	subcontractors	subcontractor	NOUN
easat-9347	23	5	,	,	PUNCT
easat-9347	23	6	who	who	PRON
easat-9347	23	7	rely	rely	VERB
easat-9347	23	8	heavily	heavily	ADV
easat-9347	23	9	on	on	ADP
easat-9347	23	10	these	these	DET
easat-9347	23	11	bills	bill	NOUN
easat-9347	23	12	for	for	ADP
easat-9347	23	13	payment	payment	NOUN
easat-9347	23	14	,	,	PUNCT
easat-9347	23	15	have	have	AUX
easat-9347	23	16	been	be	AUX
easat-9347	23	17	exposed	expose	VERB
easat-9347	23	18	to	to	ADP
easat-9347	23	19	delayed	delay	VERB
easat-9347	23	20	payments	payment	NOUN
easat-9347	23	21	or	or	CCONJ
easat-9347	23	22	551	551	NUM
easat-9347	23	23	edelweiss	edelweiss	PROPN
easat-9347	23	24	applied	apply	VERB
easat-9347	23	25	science	science	NOUN
easat-9347	23	26	and	and	CCONJ
easat-9347	23	27	technology	technology	NOUN
easat-9347	23	28	issn	issn	PROPN
easat-9347	23	29	:	:	PUNCT
easat-9347	23	30	2576	2576	NUM
easat-9347	23	31	-	-	SYM
easat-9347	23	32	8484	8484	NUM
easat-9347	23	33	vol	vol	NOUN
easat-9347	23	34	.	.	PROPN
easat-9347	24	1	9	9	NUM
easat-9347	24	2	,	,	PUNCT
easat-9347	24	3	no	no	INTJ
easat-9347	24	4	.	.	NOUN
easat-9347	24	5	8	8	NUM
easat-9347	24	6	:	:	SYM
easat-9347	24	7	550	550	NUM
easat-9347	24	8	-	-	SYM
easat-9347	24	9	564	564	NUM
easat-9347	24	10	,	,	PUNCT
easat-9347	24	11	2025	2025	NUM
easat-9347	24	12	doi	doi	NOUN
easat-9347	24	13	:	:	PUNCT
easat-9347	24	14	10.55214/2576	10.55214/2576	NUM
easat-9347	24	15	-	-	PUNCT
easat-9347	24	16	8484.v9i8.9347	8484.v9i8.9347	NOUN
easat-9347	25	1	©	©	PROPN
easat-9347	25	2	2025	2025	NUM
easat-9347	25	3	by	by	ADP
easat-9347	25	4	the	the	DET
easat-9347	25	5	authors	author	NOUN
easat-9347	25	6	;	;	PUNCT
easat-9347	25	7	licensee	licensee	PROPN
easat-9347	25	8	learning	learning	NOUN
easat-9347	25	9	gate	gate	VERB
easat-9347	25	10	outright	outright	ADJ
easat-9347	25	11	defaults	default	NOUN
easat-9347	25	12	,	,	PUNCT
easat-9347	25	13	leading	lead	VERB
easat-9347	25	14	to	to	ADP
easat-9347	25	15	financial	financial	ADJ
easat-9347	25	16	stress	stress	NOUN
easat-9347	25	17	and	and	CCONJ
easat-9347	25	18	disruptions	disruption	NOUN
easat-9347	25	19	across	across	ADP
easat-9347	25	20	the	the	DET
easat-9347	25	21	value	value	NOUN
easat-9347	25	22	chain	chain	NOUN
easat-9347	25	23	.	.	PUNCT
easat-9347	26	1	despite	despite	SCONJ
easat-9347	26	2	their	their	PRON
easat-9347	26	3	initial	initial	ADJ
easat-9347	26	4	intent	intent	NOUN
easat-9347	26	5	to	to	PART
easat-9347	26	6	enhance	enhance	VERB
easat-9347	26	7	liquidity	liquidity	NOUN
easat-9347	26	8	,	,	PUNCT
easat-9347	26	9	cabs	cab	NOUN
easat-9347	26	10	—	—	PUNCT
easat-9347	26	11	when	when	SCONJ
easat-9347	26	12	poorly	poorly	ADV
easat-9347	26	13	regulated	regulate	VERB
easat-9347	26	14	—	—	PUNCT
easat-9347	26	15	can	can	AUX
easat-9347	26	16	become	become	VERB
easat-9347	26	17	a	a	DET
easat-9347	26	18	source	source	NOUN
easat-9347	26	19	of	of	ADP
easat-9347	26	20	financial	financial	ADJ
easat-9347	26	21	contagion	contagion	NOUN
easat-9347	26	22	,	,	PUNCT
easat-9347	26	23	intensifying	intensify	VERB
easat-9347	26	24	rather	rather	ADV
easat-9347	26	25	than	than	ADP
easat-9347	26	26	alleviating	alleviate	VERB
easat-9347	26	27	credit	credit	NOUN
easat-9347	26	28	risks	risk	NOUN
easat-9347	26	29	.	.	PUNCT
easat-9347	27	1	this	this	DET
easat-9347	27	2	research	research	NOUN
easat-9347	27	3	examines	examine	VERB
easat-9347	27	4	the	the	DET
easat-9347	27	5	multi	multi	ADJ
easat-9347	27	6	-	-	ADJ
easat-9347	27	7	dimensional	dimensional	ADJ
easat-9347	27	8	risk	risk	NOUN
easat-9347	27	9	factors	factor	NOUN
easat-9347	27	10	that	that	PRON
easat-9347	27	11	affect	affect	VERB
easat-9347	27	12	the	the	DET
easat-9347	27	13	creditworthiness	creditworthiness	NOUN
easat-9347	27	14	of	of	ADP
easat-9347	27	15	commercial	commercial	ADJ
easat-9347	27	16	acceptance	acceptance	NOUN
easat-9347	27	17	bills	bill	NOUN
easat-9347	27	18	in	in	ADP
easat-9347	27	19	the	the	DET
easat-9347	27	20	real	real	ADJ
easat-9347	27	21	estate	estate	NOUN
easat-9347	27	22	supply	supply	NOUN
easat-9347	27	23	chain	chain	NOUN
easat-9347	27	24	.	.	PUNCT
easat-9347	28	1	in	in	ADP
easat-9347	28	2	particular	particular	ADJ
easat-9347	28	3	,	,	PUNCT
easat-9347	28	4	it	it	PRON
easat-9347	28	5	explores	explore	VERB
easat-9347	28	6	how	how	SCONJ
easat-9347	28	7	internal	internal	ADJ
easat-9347	28	8	factors	factor	NOUN
easat-9347	28	9	(	(	PUNCT
easat-9347	28	10	such	such	ADJ
easat-9347	28	11	as	as	ADP
easat-9347	28	12	enterprise	enterprise	NOUN
easat-9347	28	13	size	size	NOUN
easat-9347	28	14	,	,	PUNCT
easat-9347	28	15	managerial	managerial	ADJ
easat-9347	28	16	capability	capability	NOUN
easat-9347	28	17	,	,	PUNCT
easat-9347	28	18	and	and	CCONJ
easat-9347	28	19	solvency	solvency	NOUN
easat-9347	28	20	)	)	PUNCT
easat-9347	28	21	,	,	PUNCT
easat-9347	28	22	external	external	ADJ
easat-9347	28	23	factors	factor	NOUN
easat-9347	28	24	(	(	PUNCT
easat-9347	28	25	such	such	ADJ
easat-9347	28	26	as	as	ADP
easat-9347	28	27	macroeconomic	macroeconomic	ADJ
easat-9347	28	28	instability	instability	NOUN
easat-9347	28	29	and	and	CCONJ
easat-9347	28	30	political	political	ADJ
easat-9347	28	31	risk	risk	NOUN
easat-9347	28	32	)	)	PUNCT
easat-9347	28	33	,	,	PUNCT
easat-9347	28	34	and	and	CCONJ
easat-9347	28	35	organizational	organizational	ADJ
easat-9347	28	36	reputation	reputation	NOUN
easat-9347	28	37	jointly	jointly	ADV
easat-9347	28	38	influence	influence	VERB
easat-9347	28	39	the	the	DET
easat-9347	28	40	level	level	NOUN
easat-9347	28	41	of	of	ADP
easat-9347	28	42	supply	supply	NOUN
easat-9347	28	43	chain	chain	NOUN
easat-9347	28	44	finance	finance	NOUN
easat-9347	28	45	risk	risk	NOUN
easat-9347	28	46	,	,	PUNCT
easat-9347	28	47	which	which	PRON
easat-9347	28	48	in	in	ADP
easat-9347	28	49	turn	turn	NOUN
easat-9347	28	50	affects	affect	VERB
easat-9347	28	51	the	the	DET
easat-9347	28	52	probability	probability	NOUN
easat-9347	28	53	of	of	ADP
easat-9347	28	54	cab	cab	NOUN
easat-9347	28	55	default	default	NOUN
easat-9347	29	1	[	[	X
easat-9347	29	2	3	3	NUM
easat-9347	29	3	]	]	PUNCT
easat-9347	29	4	.	.	PUNCT
easat-9347	30	1	by	by	ADP
easat-9347	30	2	developing	develop	VERB
easat-9347	30	3	an	an	DET
easat-9347	30	4	integrated	integrate	VERB
easat-9347	30	5	risk	risk	NOUN
easat-9347	30	6	assessment	assessment	NOUN
easat-9347	30	7	framework	framework	NOUN
easat-9347	30	8	,	,	PUNCT
easat-9347	30	9	this	this	DET
easat-9347	30	10	study	study	NOUN
easat-9347	30	11	contributes	contribute	VERB
easat-9347	30	12	to	to	ADP
easat-9347	30	13	both	both	CCONJ
easat-9347	30	14	theoretical	theoretical	ADJ
easat-9347	30	15	understanding	understanding	NOUN
easat-9347	30	16	and	and	CCONJ
easat-9347	30	17	practical	practical	ADJ
easat-9347	30	18	strategies	strategy	NOUN
easat-9347	30	19	for	for	ADP
easat-9347	30	20	managing	manage	VERB
easat-9347	30	21	credit	credit	NOUN
easat-9347	30	22	risk	risk	NOUN
easat-9347	30	23	in	in	ADP
easat-9347	30	24	cab	cab	NOUN
easat-9347	30	25	-	-	PUNCT
easat-9347	30	26	centered	center	VERB
easat-9347	30	27	financing	financing	NOUN
easat-9347	30	28	systems	system	NOUN
easat-9347	30	29	.	.	PUNCT
easat-9347	31	1	the	the	DET
easat-9347	31	2	findings	finding	NOUN
easat-9347	31	3	highlight	highlight	VERB
easat-9347	31	4	the	the	DET
easat-9347	31	5	key	key	ADJ
easat-9347	31	6	determinants	determinant	NOUN
easat-9347	31	7	of	of	ADP
easat-9347	31	8	cab	cab	NOUN
easat-9347	31	9	risk	risk	NOUN
easat-9347	31	10	and	and	CCONJ
easat-9347	31	11	offer	offer	VERB
easat-9347	31	12	actionable	actionable	ADJ
easat-9347	31	13	insights	insight	NOUN
easat-9347	31	14	for	for	ADP
easat-9347	31	15	policymakers	policymaker	NOUN
easat-9347	31	16	,	,	PUNCT
easat-9347	31	17	financial	financial	ADJ
easat-9347	31	18	institutions	institution	NOUN
easat-9347	31	19	,	,	PUNCT
easat-9347	31	20	and	and	CCONJ
easat-9347	31	21	real	real	ADJ
easat-9347	31	22	estate	estate	NOUN
easat-9347	31	23	enterprises	enterprise	NOUN
easat-9347	31	24	seeking	seek	VERB
easat-9347	31	25	to	to	PART
easat-9347	31	26	stabilize	stabilize	VERB
easat-9347	31	27	and	and	CCONJ
easat-9347	31	28	professionalize	professionalize	VERB
easat-9347	31	29	their	their	PRON
easat-9347	31	30	supply	supply	NOUN
easat-9347	31	31	chain	chain	NOUN
easat-9347	31	32	finance	finance	NOUN
easat-9347	31	33	practices	practice	NOUN
easat-9347	31	34	.	.	PUNCT
easat-9347	32	1	ultimately	ultimately	ADV
easat-9347	32	2	,	,	PUNCT
easat-9347	32	3	this	this	DET
easat-9347	32	4	research	research	NOUN
easat-9347	32	5	advocates	advocate	VERB
easat-9347	32	6	for	for	ADP
easat-9347	32	7	a	a	DET
easat-9347	32	8	more	more	ADV
easat-9347	32	9	robust	robust	ADJ
easat-9347	32	10	and	and	CCONJ
easat-9347	32	11	transparent	transparent	ADJ
easat-9347	32	12	financial	financial	ADJ
easat-9347	32	13	ecosystem	ecosystem	NOUN
easat-9347	32	14	that	that	PRON
easat-9347	32	15	can	can	AUX
easat-9347	32	16	safeguard	safeguard	VERB
easat-9347	32	17	the	the	DET
easat-9347	32	18	long	long	ADJ
easat-9347	32	19	-	-	PUNCT
easat-9347	32	20	term	term	NOUN
easat-9347	32	21	sustainability	sustainability	NOUN
easat-9347	32	22	of	of	ADP
easat-9347	32	23	supply	supply	NOUN
easat-9347	32	24	chain	chain	NOUN
easat-9347	32	25	operations	operation	NOUN
easat-9347	32	26	in	in	ADP
easat-9347	32	27	china	china	PROPN
easat-9347	32	28	's	's	PART
easat-9347	32	29	real	real	ADJ
easat-9347	32	30	estate	estate	NOUN
easat-9347	32	31	industry	industry	NOUN
easat-9347	32	32	.	.	PUNCT
easat-9347	33	1	2	2	X
easat-9347	33	2	.	.	X
easat-9347	33	3	literature	literature	NOUN
easat-9347	33	4	review	review	VERB
easat-9347	33	5	2.1	2.1	NUM
easat-9347	33	6	.	.	PUNCT
easat-9347	34	1	supply	supply	NOUN
easat-9347	34	2	chain	chain	NOUN
easat-9347	34	3	finance	finance	NOUN
easat-9347	34	4	risk	risk	NOUN
easat-9347	34	5	supply	supply	NOUN
easat-9347	34	6	chain	chain	NOUN
easat-9347	34	7	finance	finance	NOUN
easat-9347	34	8	(	(	PUNCT
easat-9347	34	9	scf	scf	PROPN
easat-9347	34	10	)	)	PUNCT
easat-9347	34	11	has	have	AUX
easat-9347	34	12	gained	gain	VERB
easat-9347	34	13	significant	significant	ADJ
easat-9347	34	14	attention	attention	NOUN
easat-9347	34	15	from	from	ADP
easat-9347	34	16	academic	academic	ADJ
easat-9347	34	17	and	and	CCONJ
easat-9347	34	18	industrial	industrial	ADJ
easat-9347	34	19	groups	group	NOUN
easat-9347	34	20	,	,	PUNCT
easat-9347	34	21	as	as	SCONJ
easat-9347	34	22	evidenced	evidence	VERB
easat-9347	34	23	by	by	ADP
easat-9347	34	24	the	the	DET
easat-9347	34	25	growing	grow	VERB
easat-9347	34	26	interest	interest	NOUN
easat-9347	34	27	in	in	ADP
easat-9347	34	28	this	this	DET
easat-9347	34	29	field	field	NOUN
easat-9347	34	30	[	[	X
easat-9347	34	31	4	4	NUM
easat-9347	34	32	]	]	PUNCT
easat-9347	34	33	.	.	PUNCT
easat-9347	35	1	despite	despite	SCONJ
easat-9347	35	2	being	be	AUX
easat-9347	35	3	studied	study	VERB
easat-9347	35	4	for	for	ADP
easat-9347	35	5	approximately	approximately	ADV
easat-9347	35	6	50	50	NUM
easat-9347	35	7	years	year	NOUN
easat-9347	35	8	,	,	PUNCT
easat-9347	35	9	no	no	DET
easat-9347	35	10	universally	universally	ADV
easat-9347	35	11	agreed	agree	VERB
easat-9347	35	12	-	-	PUNCT
easat-9347	35	13	upon	upon	ADP
easat-9347	35	14	definition	definition	NOUN
easat-9347	35	15	of	of	ADP
easat-9347	35	16	scf	scf	PROPN
easat-9347	35	17	exists	exist	VERB
easat-9347	35	18	within	within	ADP
easat-9347	35	19	these	these	DET
easat-9347	35	20	groups	group	NOUN
easat-9347	35	21	.	.	PUNCT
easat-9347	36	1	generally	generally	ADV
easat-9347	36	2	,	,	PUNCT
easat-9347	36	3	the	the	DET
easat-9347	36	4	concept	concept	NOUN
easat-9347	36	5	of	of	ADP
easat-9347	36	6	scf	scf	PROPN
easat-9347	36	7	can	can	AUX
easat-9347	36	8	be	be	AUX
easat-9347	36	9	classified	classify	VERB
easat-9347	36	10	into	into	ADP
easat-9347	36	11	two	two	NUM
easat-9347	36	12	distinct	distinct	ADJ
easat-9347	36	13	groups	group	NOUN
easat-9347	36	14	based	base	VERB
easat-9347	36	15	on	on	ADP
easat-9347	36	16	its	its	PRON
easat-9347	36	17	primary	primary	ADJ
easat-9347	36	18	functions	function	NOUN
easat-9347	36	19	:	:	PUNCT
easat-9347	36	20	finance	finance	NOUN
easat-9347	36	21	-	-	PUNCT
easat-9347	36	22	oriented	orient	VERB
easat-9347	36	23	and	and	CCONJ
easat-9347	36	24	supply	supply	NOUN
easat-9347	36	25	chainoriented	chainoriente	VERB
easat-9347	36	26	.	.	PUNCT
easat-9347	37	1	scf	scf	PROPN
easat-9347	37	2	is	be	AUX
easat-9347	37	3	a	a	DET
easat-9347	37	4	financing	financing	NOUN
easat-9347	37	5	solution	solution	NOUN
easat-9347	37	6	that	that	PRON
easat-9347	37	7	aims	aim	VERB
easat-9347	37	8	to	to	PART
easat-9347	37	9	expedite	expedite	VERB
easat-9347	37	10	working	work	VERB
easat-9347	37	11	capital	capital	NOUN
easat-9347	37	12	turnover	turnover	NOUN
easat-9347	37	13	by	by	ADP
easat-9347	37	14	managing	manage	VERB
easat-9347	37	15	and	and	CCONJ
easat-9347	37	16	overseeing	oversee	VERB
easat-9347	37	17	the	the	DET
easat-9347	37	18	cash	cash	NOUN
easat-9347	37	19	flow	flow	NOUN
easat-9347	37	20	of	of	ADP
easat-9347	37	21	all	all	DET
easat-9347	37	22	scf	scf	PROPN
easat-9347	37	23	participants	participant	NOUN
easat-9347	37	24	'	'	PART
easat-9347	37	25	transaction	transaction	NOUN
easat-9347	37	26	activities	activity	NOUN
easat-9347	37	27	and	and	CCONJ
easat-9347	37	28	procedures	procedure	NOUN
easat-9347	37	29	[	[	X
easat-9347	37	30	2	2	NUM
easat-9347	37	31	]	]	PUNCT
easat-9347	37	32	.	.	PUNCT
easat-9347	38	1	scf	scf	PROPN
easat-9347	38	2	is	be	AUX
easat-9347	38	3	a	a	DET
easat-9347	38	4	method	method	NOUN
easat-9347	38	5	that	that	PRON
easat-9347	38	6	involves	involve	VERB
easat-9347	38	7	turning	turn	VERB
easat-9347	38	8	non	non	ADJ
easat-9347	38	9	-	-	ADJ
easat-9347	38	10	liquid	liquid	ADJ
easat-9347	38	11	assets	asset	NOUN
easat-9347	38	12	,	,	PUNCT
easat-9347	38	13	such	such	ADJ
easat-9347	38	14	as	as	ADP
easat-9347	38	15	raw	raw	ADJ
easat-9347	38	16	materials	material	NOUN
easat-9347	38	17	,	,	PUNCT
easat-9347	38	18	inventory	inventory	NOUN
easat-9347	38	19	,	,	PUNCT
easat-9347	38	20	and	and	CCONJ
easat-9347	38	21	accounts	account	VERB
easat-9347	38	22	receivable	receivable	ADJ
easat-9347	38	23	,	,	PUNCT
easat-9347	38	24	into	into	ADP
easat-9347	38	25	cash	cash	NOUN
easat-9347	38	26	in	in	ADP
easat-9347	38	27	order	order	NOUN
easat-9347	38	28	to	to	PART
easat-9347	38	29	provide	provide	VERB
easat-9347	38	30	credit	credit	NOUN
easat-9347	38	31	and	and	CCONJ
easat-9347	38	32	services	service	NOUN
easat-9347	38	33	to	to	ADP
easat-9347	38	34	smes	sme	NOUN
easat-9347	38	35	collaboratively	collaboratively	ADV
easat-9347	38	36	and	and	CCONJ
easat-9347	38	37	innovatively	innovatively	ADV
easat-9347	38	38	.	.	PUNCT
easat-9347	39	1	scf	scf	PROPN
easat-9347	39	2	is	be	AUX
easat-9347	39	3	a	a	DET
easat-9347	39	4	crucial	crucial	ADJ
easat-9347	39	5	component	component	NOUN
easat-9347	39	6	of	of	ADP
easat-9347	39	7	scm	scm	PROPN
easat-9347	39	8	that	that	PRON
easat-9347	39	9	focuses	focus	VERB
easat-9347	39	10	on	on	ADP
easat-9347	39	11	the	the	DET
easat-9347	39	12	supply	supply	NOUN
easat-9347	39	13	chain	chain	NOUN
easat-9347	39	14	.	.	PUNCT
easat-9347	40	1	its	its	PRON
easat-9347	40	2	main	main	ADJ
easat-9347	40	3	feature	feature	NOUN
easat-9347	40	4	is	be	AUX
easat-9347	40	5	integrating	integrate	VERB
easat-9347	40	6	financial	financial	ADJ
easat-9347	40	7	resources	resource	NOUN
easat-9347	40	8	into	into	ADP
easat-9347	40	9	the	the	DET
easat-9347	40	10	physical	physical	ADJ
easat-9347	40	11	supply	supply	NOUN
easat-9347	40	12	chain	chain	NOUN
easat-9347	40	13	.	.	PUNCT
easat-9347	41	1	supply	supply	NOUN
easat-9347	41	2	chain	chain	NOUN
easat-9347	41	3	finance	finance	NOUN
easat-9347	41	4	(	(	PUNCT
easat-9347	41	5	scf	scf	PROPN
easat-9347	41	6	)	)	PUNCT
easat-9347	41	7	is	be	AUX
easat-9347	41	8	a	a	DET
easat-9347	41	9	strategy	strategy	NOUN
easat-9347	41	10	that	that	PRON
easat-9347	41	11	enables	enable	VERB
easat-9347	41	12	players	player	NOUN
easat-9347	41	13	in	in	ADP
easat-9347	41	14	the	the	DET
easat-9347	41	15	supply	supply	NOUN
easat-9347	41	16	chain	chain	NOUN
easat-9347	41	17	to	to	PART
easat-9347	41	18	collaboratively	collaboratively	ADV
easat-9347	41	19	generate	generate	VERB
easat-9347	41	20	value	value	NOUN
easat-9347	41	21	by	by	ADP
easat-9347	41	22	combining	combine	VERB
easat-9347	41	23	financing	financing	NOUN
easat-9347	41	24	,	,	PUNCT
easat-9347	41	25	logistics	logistic	NOUN
easat-9347	41	26	management	management	NOUN
easat-9347	41	27	,	,	PUNCT
easat-9347	41	28	and	and	CCONJ
easat-9347	41	29	supply	supply	NOUN
easat-9347	41	30	chain	chain	NOUN
easat-9347	41	31	management	management	NOUN
easat-9347	41	32	(	(	PUNCT
easat-9347	41	33	scm	scm	PROPN
easat-9347	41	34	)	)	PUNCT
easat-9347	41	35	while	while	SCONJ
easat-9347	41	36	offering	offer	VERB
easat-9347	41	37	them	they	PRON
easat-9347	41	38	the	the	DET
easat-9347	41	39	flexibility	flexibility	NOUN
easat-9347	41	40	to	to	PART
easat-9347	41	41	repay	repay	VERB
easat-9347	41	42	their	their	PRON
easat-9347	41	43	debts	debt	NOUN
easat-9347	41	44	[	[	X
easat-9347	41	45	5	5	NUM
easat-9347	41	46	]	]	PUNCT
easat-9347	41	47	.	.	PUNCT
easat-9347	42	1	2.2	2.2	NUM
easat-9347	42	2	.	.	PUNCT
easat-9347	43	1	internal	internal	ADJ
easat-9347	43	2	risk	risk	NOUN
easat-9347	43	3	decision	decision	NOUN
easat-9347	43	4	-	-	PUNCT
easat-9347	43	5	making	making	NOUN
easat-9347	43	6	occurs	occur	VERB
easat-9347	43	7	within	within	ADP
easat-9347	43	8	certainty	certainty	NOUN
easat-9347	43	9	,	,	PUNCT
easat-9347	43	10	uncertainty	uncertainty	NOUN
easat-9347	43	11	,	,	PUNCT
easat-9347	43	12	and	and	CCONJ
easat-9347	43	13	risk	risk	NOUN
easat-9347	43	14	[	[	X
easat-9347	43	15	6	6	NUM
easat-9347	43	16	]	]	PUNCT
easat-9347	43	17	.	.	PUNCT
easat-9347	44	1	certainty	certainty	PROPN
easat-9347	44	2	can	can	AUX
easat-9347	44	3	be	be	AUX
easat-9347	44	4	defined	define	VERB
easat-9347	44	5	as	as	ADP
easat-9347	44	6	a	a	DET
easat-9347	44	7	state	state	NOUN
easat-9347	44	8	where	where	SCONJ
easat-9347	44	9	a	a	DET
easat-9347	44	10	decision	decision	NOUN
easat-9347	44	11	-	-	PUNCT
easat-9347	44	12	maker	maker	NOUN
easat-9347	44	13	precisely	precisely	ADV
easat-9347	44	14	identifies	identify	VERB
easat-9347	44	15	and	and	CCONJ
easat-9347	44	16	knows	know	VERB
easat-9347	44	17	all	all	DET
easat-9347	44	18	the	the	DET
easat-9347	44	19	circumstances	circumstance	NOUN
easat-9347	44	20	that	that	PRON
easat-9347	44	21	contribute	contribute	VERB
easat-9347	44	22	to	to	ADP
easat-9347	44	23	a	a	DET
easat-9347	44	24	potential	potential	ADJ
easat-9347	44	25	event	event	NOUN
easat-9347	44	26	.	.	PUNCT
easat-9347	45	1	on	on	ADP
easat-9347	45	2	the	the	DET
easat-9347	45	3	other	other	ADJ
easat-9347	45	4	hand	hand	NOUN
easat-9347	45	5	,	,	PUNCT
easat-9347	45	6	uncertainty	uncertainty	NOUN
easat-9347	45	7	is	be	AUX
easat-9347	45	8	the	the	DET
easat-9347	45	9	complete	complete	ADJ
easat-9347	45	10	opposite	opposite	NOUN
easat-9347	45	11	,	,	PUNCT
easat-9347	45	12	as	as	SCONJ
easat-9347	45	13	it	it	PRON
easat-9347	45	14	refers	refer	VERB
easat-9347	45	15	to	to	ADP
easat-9347	45	16	a	a	DET
easat-9347	45	17	scenario	scenario	NOUN
easat-9347	45	18	that	that	PRON
easat-9347	45	19	can	can	AUX
easat-9347	45	20	not	not	PART
easat-9347	45	21	be	be	AUX
easat-9347	45	22	described	describe	VERB
easat-9347	45	23	in	in	ADP
easat-9347	45	24	terms	term	NOUN
easat-9347	45	25	of	of	ADP
easat-9347	45	26	its	its	PRON
easat-9347	45	27	likelihood	likelihood	NOUN
easat-9347	45	28	of	of	ADP
easat-9347	45	29	happening	happen	VERB
easat-9347	45	30	.	.	PUNCT
easat-9347	46	1	risk	risk	NOUN
easat-9347	46	2	arises	arise	VERB
easat-9347	46	3	when	when	SCONJ
easat-9347	46	4	decisions	decision	NOUN
easat-9347	46	5	are	be	AUX
easat-9347	46	6	made	make	VERB
easat-9347	46	7	knowing	know	VERB
easat-9347	46	8	the	the	DET
easat-9347	46	9	likelihood	likelihood	NOUN
easat-9347	46	10	of	of	ADP
easat-9347	46	11	a	a	DET
easat-9347	46	12	risky	risky	ADJ
easat-9347	46	13	event	event	NOUN
easat-9347	46	14	,	,	PUNCT
easat-9347	46	15	indicating	indicate	VERB
easat-9347	46	16	that	that	SCONJ
easat-9347	46	17	the	the	DET
easat-9347	46	18	decision	decision	NOUN
easat-9347	46	19	-	-	PUNCT
easat-9347	46	20	maker	maker	NOUN
easat-9347	46	21	possesses	possess	VERB
easat-9347	46	22	more	more	ADJ
easat-9347	46	23	information	information	NOUN
easat-9347	46	24	than	than	ADP
easat-9347	46	25	not	not	PART
easat-9347	46	26	[	[	X
easat-9347	46	27	7	7	NUM
easat-9347	46	28	]	]	PUNCT
easat-9347	46	29	.	.	PUNCT
easat-9347	47	1	risk	risk	NOUN
easat-9347	47	2	may	may	AUX
easat-9347	47	3	be	be	AUX
easat-9347	47	4	measured	measure	VERB
easat-9347	47	5	and	and	CCONJ
easat-9347	47	6	defined	define	VERB
easat-9347	47	7	as	as	ADP
easat-9347	47	8	the	the	DET
easat-9347	47	9	difference	difference	NOUN
easat-9347	47	10	between	between	ADP
easat-9347	47	11	the	the	DET
easat-9347	47	12	actual	actual	ADJ
easat-9347	47	13	outcome	outcome	NOUN
easat-9347	47	14	of	of	ADP
easat-9347	47	15	an	an	DET
easat-9347	47	16	action	action	NOUN
easat-9347	47	17	and	and	CCONJ
easat-9347	47	18	its	its	PRON
easat-9347	47	19	estimated	estimate	VERB
easat-9347	47	20	or	or	CCONJ
easat-9347	47	21	forecasted	forecast	VERB
easat-9347	47	22	value	value	NOUN
easat-9347	47	23	.	.	PUNCT
easat-9347	48	1	risk	risk	NOUN
easat-9347	48	2	can	can	AUX
easat-9347	48	3	be	be	AUX
easat-9347	48	4	defined	define	VERB
easat-9347	48	5	as	as	ADP
easat-9347	48	6	the	the	DET
easat-9347	48	7	potential	potential	NOUN
easat-9347	48	8	for	for	ADP
easat-9347	48	9	experiencing	experience	VERB
easat-9347	48	10	both	both	CCONJ
easat-9347	48	11	financial	financial	ADJ
easat-9347	48	12	loss	loss	NOUN
easat-9347	48	13	and	and	CCONJ
easat-9347	48	14	gain	gain	VERB
easat-9347	48	15	[	[	X
easat-9347	48	16	8	8	NUM
easat-9347	48	17	]	]	PUNCT
easat-9347	48	18	.	.	PUNCT
easat-9347	49	1	the	the	DET
easat-9347	49	2	distinctions	distinction	NOUN
easat-9347	49	3	between	between	ADP
easat-9347	49	4	risk	risk	NOUN
easat-9347	49	5	and	and	CCONJ
easat-9347	49	6	uncertainty	uncertainty	NOUN
easat-9347	49	7	events	event	NOUN
easat-9347	49	8	are	be	AUX
easat-9347	49	9	based	base	VERB
easat-9347	49	10	on	on	ADP
easat-9347	49	11	the	the	DET
easat-9347	49	12	extent	extent	NOUN
easat-9347	49	13	to	to	PART
easat-9347	49	14	which	which	PRON
easat-9347	49	15	their	their	PRON
easat-9347	49	16	probabilities	probability	NOUN
easat-9347	49	17	can	can	AUX
easat-9347	49	18	be	be	AUX
easat-9347	49	19	known	know	VERB
easat-9347	49	20	and	and	CCONJ
easat-9347	49	21	their	their	PRON
easat-9347	49	22	qualities	quality	NOUN
easat-9347	49	23	can	can	AUX
easat-9347	49	24	be	be	AUX
easat-9347	49	25	quantified	quantify	VERB
easat-9347	49	26	.	.	PUNCT
easat-9347	50	1	the	the	DET
easat-9347	50	2	key	key	NOUN
easat-9347	50	3	to	to	ADP
easat-9347	50	4	effectively	effectively	ADV
easat-9347	50	5	managing	manage	VERB
easat-9347	50	6	risk	risk	NOUN
easat-9347	50	7	is	be	AUX
easat-9347	50	8	to	to	PART
easat-9347	50	9	grasp	grasp	VERB
easat-9347	50	10	the	the	DET
easat-9347	50	11	likelihood	likelihood	NOUN
easat-9347	50	12	of	of	ADP
easat-9347	50	13	a	a	DET
easat-9347	50	14	risk	risk	NOUN
easat-9347	50	15	occurring	occur	VERB
easat-9347	50	16	and	and	CCONJ
easat-9347	50	17	the	the	DET
easat-9347	50	18	potential	potential	ADJ
easat-9347	50	19	severity	severity	NOUN
easat-9347	50	20	of	of	ADP
easat-9347	50	21	its	its	PRON
easat-9347	50	22	negative	negative	ADJ
easat-9347	50	23	impact	impact	NOUN
easat-9347	50	24	[	[	X
easat-9347	50	25	9	9	NUM
easat-9347	50	26	]	]	PUNCT
easat-9347	50	27	.	.	PUNCT
easat-9347	51	1	risk	risk	NOUN
easat-9347	51	2	can	can	AUX
easat-9347	51	3	be	be	AUX
easat-9347	51	4	reduced	reduce	VERB
easat-9347	51	5	,	,	PUNCT
easat-9347	51	6	acknowledged	acknowledge	VERB
easat-9347	51	7	,	,	PUNCT
easat-9347	51	8	evaded	evade	VERB
easat-9347	51	9	,	,	PUNCT
easat-9347	51	10	or	or	CCONJ
easat-9347	51	11	shifted	shift	VERB
easat-9347	51	12	within	within	ADP
easat-9347	51	13	these	these	DET
easat-9347	51	14	two	two	NUM
easat-9347	51	15	areas	area	NOUN
easat-9347	51	16	.	.	PUNCT
easat-9347	52	1	within	within	ADP
easat-9347	52	2	the	the	DET
easat-9347	52	3	building	building	NOUN
easat-9347	52	4	realm	realm	NOUN
easat-9347	52	5	,	,	PUNCT
easat-9347	52	6	several	several	ADJ
easat-9347	52	7	hazards	hazard	NOUN
easat-9347	52	8	can	can	AUX
easat-9347	52	9	impact	impact	VERB
easat-9347	52	10	factors	factor	NOUN
easat-9347	52	11	such	such	ADJ
easat-9347	52	12	as	as	ADP
easat-9347	52	13	expenses	expense	NOUN
easat-9347	52	14	,	,	PUNCT
easat-9347	52	15	excellence	excellence	NOUN
easat-9347	52	16	,	,	PUNCT
easat-9347	52	17	security	security	NOUN
easat-9347	52	18	,	,	PUNCT
easat-9347	52	19	the	the	DET
easat-9347	52	20	ecosystem	ecosystem	NOUN
easat-9347	52	21	,	,	PUNCT
easat-9347	52	22	and	and	CCONJ
easat-9347	52	23	scheduling	scheduling	NOUN
easat-9347	52	24	,	,	PUNCT
easat-9347	52	25	among	among	ADP
easat-9347	52	26	other	other	ADJ
easat-9347	52	27	aspects	aspect	NOUN
easat-9347	52	28	[	[	X
easat-9347	52	29	10	10	NUM
easat-9347	52	30	]	]	PUNCT
easat-9347	52	31	.	.	PUNCT
easat-9347	53	1	2.3	2.3	NUM
easat-9347	53	2	.	.	PUNCT
easat-9347	54	1	external	external	ADJ
easat-9347	54	2	risk	risk	NOUN
easat-9347	54	3	the	the	DET
easat-9347	54	4	global	global	ADJ
easat-9347	54	5	community	community	NOUN
easat-9347	54	6	is	be	AUX
easat-9347	54	7	undergoing	undergo	VERB
easat-9347	54	8	a	a	DET
easat-9347	54	9	significant	significant	ADJ
easat-9347	54	10	transformation	transformation	NOUN
easat-9347	54	11	towards	towards	ADP
easat-9347	54	12	intelligence	intelligence	NOUN
easat-9347	54	13	and	and	CCONJ
easat-9347	54	14	efficiency	efficiency	NOUN
easat-9347	54	15	in	in	ADP
easat-9347	54	16	various	various	ADJ
easat-9347	54	17	aspects	aspect	NOUN
easat-9347	54	18	such	such	ADJ
easat-9347	54	19	as	as	ADP
easat-9347	54	20	materials	material	NOUN
easat-9347	54	21	,	,	PUNCT
easat-9347	54	22	urban	urban	ADJ
easat-9347	54	23	areas	area	NOUN
easat-9347	54	24	,	,	PUNCT
easat-9347	54	25	administration	administration	NOUN
easat-9347	54	26	,	,	PUNCT
easat-9347	54	27	and	and	CCONJ
easat-9347	54	28	environmental	environmental	ADJ
easat-9347	54	29	552	552	NUM
easat-9347	54	30	edelweiss	edelweiss	PROPN
easat-9347	54	31	applied	apply	VERB
easat-9347	54	32	science	science	NOUN
easat-9347	54	33	and	and	CCONJ
easat-9347	54	34	technology	technology	NOUN
easat-9347	54	35	issn	issn	PROPN
easat-9347	54	36	:	:	PUNCT
easat-9347	54	37	2576	2576	NUM
easat-9347	54	38	-	-	SYM
easat-9347	54	39	8484	8484	NUM
easat-9347	54	40	vol	vol	NOUN
easat-9347	54	41	.	.	PROPN
easat-9347	55	1	9	9	NUM
easat-9347	55	2	,	,	PUNCT
easat-9347	55	3	no	no	INTJ
easat-9347	55	4	.	.	NOUN
easat-9347	55	5	8	8	NUM
easat-9347	55	6	:	:	SYM
easat-9347	55	7	550	550	NUM
easat-9347	55	8	-	-	SYM
easat-9347	55	9	564	564	NUM
easat-9347	55	10	,	,	PUNCT
easat-9347	55	11	2025	2025	NUM
easat-9347	55	12	doi	doi	NOUN
easat-9347	55	13	:	:	PUNCT
easat-9347	55	14	10.55214/2576	10.55214/2576	NUM
easat-9347	55	15	-	-	PUNCT
easat-9347	55	16	8484.v9i8.9347	8484.v9i8.9347	NOUN
easat-9347	56	1	©	©	PROPN
easat-9347	56	2	2025	2025	NUM
easat-9347	56	3	by	by	ADP
easat-9347	56	4	the	the	DET
easat-9347	56	5	authors	author	NOUN
easat-9347	56	6	;	;	PUNCT
easat-9347	56	7	licensee	licensee	PROPN
easat-9347	56	8	learning	learn	VERB
easat-9347	56	9	gate	gate	NOUN
easat-9347	56	10	responsibility	responsibility	NOUN
easat-9347	56	11	[	[	X
easat-9347	56	12	7	7	NUM
easat-9347	56	13	]	]	PUNCT
easat-9347	56	14	.	.	PUNCT
easat-9347	57	1	a	a	DET
easat-9347	57	2	smart	smart	ADJ
easat-9347	57	3	city	city	NOUN
easat-9347	57	4	is	be	AUX
easat-9347	57	5	defined	define	VERB
easat-9347	57	6	by	by	ADP
easat-9347	57	7	its	its	PRON
easat-9347	57	8	ability	ability	NOUN
easat-9347	57	9	to	to	PART
easat-9347	57	10	intelligently	intelligently	ADV
easat-9347	57	11	address	address	VERB
easat-9347	57	12	several	several	ADJ
easat-9347	57	13	requirements	requirement	NOUN
easat-9347	57	14	,	,	PUNCT
easat-9347	57	15	including	include	VERB
easat-9347	57	16	industrial	industrial	ADJ
easat-9347	57	17	and	and	CCONJ
easat-9347	57	18	commercial	commercial	ADJ
easat-9347	57	19	operations	operation	NOUN
easat-9347	57	20	,	,	PUNCT
easat-9347	57	21	daily	daily	ADJ
easat-9347	57	22	interactions	interaction	NOUN
easat-9347	57	23	among	among	ADP
easat-9347	57	24	citizens	citizen	NOUN
easat-9347	57	25	and	and	CCONJ
easat-9347	57	26	resources	resource	NOUN
easat-9347	57	27	,	,	PUNCT
easat-9347	57	28	livelihood	livelihood	NOUN
easat-9347	57	29	,	,	PUNCT
easat-9347	57	30	public	public	ADJ
easat-9347	57	31	safety	safety	NOUN
easat-9347	57	32	,	,	PUNCT
easat-9347	57	33	environmental	environmental	ADJ
easat-9347	57	34	preservation	preservation	NOUN
easat-9347	57	35	,	,	PUNCT
easat-9347	57	36	and	and	CCONJ
easat-9347	57	37	urban	urban	ADJ
easat-9347	57	38	services	service	NOUN
easat-9347	57	39	[	[	X
easat-9347	57	40	11	11	NUM
easat-9347	57	41	]	]	PUNCT
easat-9347	57	42	.	.	PUNCT
easat-9347	58	1	a	a	DET
easat-9347	58	2	smart	smart	ADJ
easat-9347	58	3	city	city	NOUN
easat-9347	58	4	encompasses	encompass	VERB
easat-9347	58	5	intelligent	intelligent	ADJ
easat-9347	58	6	citizens	citizen	NOUN
easat-9347	58	7	,	,	PUNCT
easat-9347	58	8	advanced	advanced	ADJ
easat-9347	58	9	technologies	technology	NOUN
easat-9347	58	10	,	,	PUNCT
easat-9347	58	11	efficient	efficient	ADJ
easat-9347	58	12	governance	governance	NOUN
easat-9347	58	13	,	,	PUNCT
easat-9347	58	14	optimized	optimize	VERB
easat-9347	58	15	transit	transit	NOUN
easat-9347	58	16	systems	system	NOUN
easat-9347	58	17	,	,	PUNCT
easat-9347	58	18	and	and	CCONJ
easat-9347	58	19	adequate	adequate	ADJ
easat-9347	58	20	infrastructure	infrastructure	NOUN
easat-9347	58	21	management	management	NOUN
easat-9347	58	22	,	,	PUNCT
easat-9347	58	23	among	among	ADP
easat-9347	58	24	other	other	ADJ
easat-9347	58	25	intelligent	intelligent	ADJ
easat-9347	58	26	components	component	NOUN
easat-9347	58	27	,	,	PUNCT
easat-9347	58	28	to	to	PART
easat-9347	58	29	facilitate	facilitate	VERB
easat-9347	58	30	comprehensive	comprehensive	ADJ
easat-9347	58	31	city	city	NOUN
easat-9347	58	32	administration	administration	NOUN
easat-9347	58	33	[	[	X
easat-9347	58	34	10	10	NUM
easat-9347	58	35	]	]	PUNCT
easat-9347	58	36	.	.	PUNCT
easat-9347	59	1	the	the	DET
easat-9347	59	2	application	application	NOUN
easat-9347	59	3	,	,	PUNCT
easat-9347	59	4	network	network	NOUN
easat-9347	59	5	,	,	PUNCT
easat-9347	59	6	and	and	CCONJ
easat-9347	59	7	perception	perception	NOUN
easat-9347	59	8	are	be	AUX
easat-9347	59	9	three	three	NUM
easat-9347	59	10	prevalent	prevalent	ADJ
easat-9347	59	11	technology	technology	NOUN
easat-9347	59	12	layers	layer	NOUN
easat-9347	59	13	in	in	ADP
easat-9347	59	14	smart	smart	ADJ
easat-9347	59	15	cities	city	NOUN
easat-9347	59	16	.	.	PUNCT
easat-9347	60	1	the	the	DET
easat-9347	60	2	presence	presence	NOUN
easat-9347	60	3	of	of	ADP
easat-9347	60	4	these	these	DET
easat-9347	60	5	layers	layer	NOUN
easat-9347	60	6	enhances	enhance	VERB
easat-9347	60	7	the	the	DET
easat-9347	60	8	value	value	NOUN
easat-9347	60	9	,	,	PUNCT
easat-9347	60	10	quantifiability	quantifiability	NOUN
easat-9347	60	11	,	,	PUNCT
easat-9347	60	12	and	and	CCONJ
easat-9347	60	13	interconnectedness	interconnectedness	NOUN
easat-9347	60	14	of	of	ADP
easat-9347	60	15	smart	smart	ADJ
easat-9347	60	16	cities	city	NOUN
easat-9347	60	17	through	through	ADP
easat-9347	60	18	the	the	DET
easat-9347	60	19	use	use	NOUN
easat-9347	60	20	of	of	ADP
easat-9347	60	21	interoperability	interoperability	NOUN
easat-9347	60	22	and	and	CCONJ
easat-9347	60	23	intelligence	intelligence	NOUN
easat-9347	60	24	.	.	PUNCT
easat-9347	61	1	smart	smart	ADJ
easat-9347	61	2	cities	city	NOUN
easat-9347	61	3	encompass	encompass	VERB
easat-9347	61	4	various	various	ADJ
easat-9347	61	5	interconnected	interconnected	ADJ
easat-9347	61	6	elements	element	NOUN
easat-9347	61	7	such	such	ADJ
easat-9347	61	8	as	as	ADP
easat-9347	61	9	wireless	wireless	ADJ
easat-9347	61	10	connectivity	connectivity	NOUN
easat-9347	61	11	,	,	PUNCT
easat-9347	61	12	intelligent	intelligent	ADJ
easat-9347	61	13	homes	home	NOUN
easat-9347	61	14	,	,	PUNCT
easat-9347	61	15	efficient	efficient	ADJ
easat-9347	61	16	transportation	transportation	NOUN
easat-9347	61	17	,	,	PUNCT
easat-9347	61	18	advanced	advanced	ADJ
easat-9347	61	19	public	public	ADJ
easat-9347	61	20	services	service	NOUN
easat-9347	61	21	,	,	PUNCT
easat-9347	61	22	social	social	ADJ
easat-9347	61	23	management	management	NOUN
easat-9347	61	24	,	,	PUNCT
easat-9347	61	25	effective	effective	ADJ
easat-9347	61	26	urban	urban	ADJ
easat-9347	61	27	management	management	NOUN
easat-9347	61	28	,	,	PUNCT
easat-9347	61	29	healthcare	healthcare	NOUN
easat-9347	61	30	systems	system	NOUN
easat-9347	61	31	,	,	PUNCT
easat-9347	61	32	environmentally	environmentally	ADV
easat-9347	61	33	friendly	friendly	ADJ
easat-9347	61	34	initiatives	initiative	NOUN
easat-9347	61	35	,	,	PUNCT
easat-9347	61	36	tourism	tourism	NOUN
easat-9347	61	37	innovations	innovation	NOUN
easat-9347	61	38	,	,	PUNCT
easat-9347	61	39	modern	modern	ADJ
easat-9347	61	40	infrastructure	infrastructure	NOUN
easat-9347	61	41	,	,	PUNCT
easat-9347	61	42	efficient	efficient	ADJ
easat-9347	61	43	governance	governance	NOUN
easat-9347	61	44	,	,	PUNCT
easat-9347	61	45	intelligent	intelligent	ADJ
easat-9347	61	46	policies	policy	NOUN
easat-9347	61	47	,	,	PUNCT
easat-9347	61	48	agricultural	agricultural	ADJ
easat-9347	61	49	advancements	advancement	NOUN
easat-9347	61	50	,	,	PUNCT
easat-9347	61	51	education	education	NOUN
easat-9347	61	52	enhancements	enhancement	NOUN
easat-9347	61	53	,	,	PUNCT
easat-9347	61	54	economic	economic	ADJ
easat-9347	61	55	advancements	advancement	NOUN
easat-9347	61	56	,	,	PUNCT
easat-9347	61	57	environmental	environmental	ADJ
easat-9347	61	58	sustainability	sustainability	NOUN
easat-9347	61	59	,	,	PUNCT
easat-9347	61	60	industrial	industrial	ADJ
easat-9347	61	61	advancements	advancement	NOUN
easat-9347	61	62	,	,	PUNCT
easat-9347	61	63	energy	energy	NOUN
easat-9347	61	64	efficiency	efficiency	NOUN
easat-9347	61	65	,	,	PUNCT
easat-9347	61	66	feedback	feedback	NOUN
easat-9347	61	67	systems	system	NOUN
easat-9347	61	68	,	,	PUNCT
easat-9347	61	69	and	and	CCONJ
easat-9347	61	70	other	other	ADJ
easat-9347	61	71	important	important	ADJ
easat-9347	61	72	innovative	innovative	ADJ
easat-9347	61	73	functions	function	NOUN
easat-9347	61	74	[	[	X
easat-9347	61	75	12	12	NUM
easat-9347	61	76	]	]	PUNCT
easat-9347	61	77	.	.	PUNCT
easat-9347	62	1	therefore	therefore	ADV
easat-9347	62	2	,	,	PUNCT
easat-9347	62	3	mitigating	mitigate	VERB
easat-9347	62	4	risks	risk	NOUN
easat-9347	62	5	by	by	ADP
easat-9347	62	6	decreasing	decrease	VERB
easat-9347	62	7	the	the	DET
easat-9347	62	8	likelihood	likelihood	NOUN
easat-9347	62	9	and	and	CCONJ
easat-9347	62	10	consequences	consequence	NOUN
easat-9347	62	11	of	of	ADP
easat-9347	62	12	adverse	adverse	ADJ
easat-9347	62	13	risks	risk	NOUN
easat-9347	62	14	or	or	CCONJ
easat-9347	62	15	threats	threat	NOUN
easat-9347	62	16	is	be	AUX
easat-9347	62	17	imperative	imperative	ADJ
easat-9347	62	18	while	while	SCONJ
easat-9347	62	19	enhancing	enhance	VERB
easat-9347	62	20	the	the	DET
easat-9347	62	21	likelihood	likelihood	NOUN
easat-9347	62	22	and	and	CCONJ
easat-9347	62	23	consequences	consequence	NOUN
easat-9347	62	24	of	of	ADP
easat-9347	62	25	favorable	favorable	ADJ
easat-9347	62	26	risks	risk	NOUN
easat-9347	62	27	or	or	CCONJ
easat-9347	62	28	opportunities	opportunity	NOUN
easat-9347	62	29	.	.	PUNCT
easat-9347	63	1	2.4	2.4	NUM
easat-9347	63	2	.	.	PUNCT
easat-9347	64	1	organization	organization	NOUN
easat-9347	64	2	reputation	reputation	NOUN
easat-9347	64	3	establishing	establish	VERB
easat-9347	64	4	an	an	DET
easat-9347	64	5	organizational	organizational	ADJ
easat-9347	64	6	reputation	reputation	NOUN
easat-9347	64	7	is	be	AUX
easat-9347	64	8	widely	widely	ADV
easat-9347	64	9	recognized	recognize	VERB
easat-9347	64	10	as	as	ADP
easat-9347	64	11	a	a	DET
easat-9347	64	12	crucial	crucial	ADJ
easat-9347	64	13	intangible	intangible	ADJ
easat-9347	64	14	asset	asset	NOUN
easat-9347	64	15	.	.	PUNCT
easat-9347	65	1	however	however	ADV
easat-9347	65	2	,	,	PUNCT
easat-9347	65	3	a	a	DET
easat-9347	65	4	comprehensive	comprehensive	ADJ
easat-9347	65	5	understanding	understanding	NOUN
easat-9347	65	6	of	of	ADP
easat-9347	65	7	its	its	PRON
easat-9347	65	8	development	development	NOUN
easat-9347	65	9	is	be	AUX
easat-9347	65	10	currently	currently	ADV
easat-9347	65	11	lacking	lack	VERB
easat-9347	65	12	.	.	PUNCT
easat-9347	66	1	studies	study	NOUN
easat-9347	66	2	have	have	AUX
easat-9347	66	3	consistently	consistently	ADV
easat-9347	66	4	found	find	VERB
easat-9347	66	5	that	that	SCONJ
easat-9347	66	6	a	a	DET
easat-9347	66	7	positive	positive	ADJ
easat-9347	66	8	reputation	reputation	NOUN
easat-9347	66	9	positively	positively	ADV
easat-9347	66	10	impacts	impact	VERB
easat-9347	66	11	customer	customer	NOUN
easat-9347	66	12	satisfaction	satisfaction	NOUN
easat-9347	66	13	and	and	CCONJ
easat-9347	66	14	loyalty	loyalty	NOUN
easat-9347	66	15	[	[	X
easat-9347	66	16	13	13	NUM
easat-9347	66	17	]	]	PUNCT
easat-9347	66	18	.	.	PUNCT
easat-9347	67	1	however	however	ADV
easat-9347	67	2	,	,	PUNCT
easat-9347	67	3	the	the	DET
easat-9347	67	4	literature	literature	NOUN
easat-9347	67	5	has	have	VERB
easat-9347	67	6	various	various	ADJ
easat-9347	67	7	synonyms	synonym	NOUN
easat-9347	67	8	for	for	ADP
easat-9347	67	9	reputation	reputation	NOUN
easat-9347	67	10	,	,	PUNCT
easat-9347	67	11	indicating	indicate	VERB
easat-9347	67	12	that	that	SCONJ
easat-9347	67	13	academics	academic	NOUN
easat-9347	67	14	have	have	AUX
easat-9347	67	15	tried	try	VERB
easat-9347	67	16	to	to	PART
easat-9347	67	17	comprehend	comprehend	VERB
easat-9347	67	18	this	this	DET
easat-9347	67	19	element	element	NOUN
easat-9347	67	20	.	.	PUNCT
easat-9347	68	1	according	accord	VERB
easat-9347	68	2	to	to	ADP
easat-9347	68	3	resource	resource	NOUN
easat-9347	68	4	-	-	PUNCT
easat-9347	68	5	based	base	VERB
easat-9347	68	6	theory	theory	NOUN
easat-9347	68	7	,	,	PUNCT
easat-9347	68	8	firms	firm	NOUN
easat-9347	68	9	can	can	AUX
easat-9347	68	10	achieve	achieve	VERB
easat-9347	68	11	a	a	DET
easat-9347	68	12	competitive	competitive	ADJ
easat-9347	68	13	edge	edge	NOUN
easat-9347	68	14	by	by	ADP
easat-9347	68	15	possessing	possess	VERB
easat-9347	68	16	tangible	tangible	ADJ
easat-9347	68	17	and	and	CCONJ
easat-9347	68	18	intangible	intangible	ADJ
easat-9347	68	19	resources	resource	NOUN
easat-9347	68	20	.	.	PUNCT
easat-9347	69	1	these	these	DET
easat-9347	69	2	resources	resource	NOUN
easat-9347	69	3	transform	transform	VERB
easat-9347	69	4	into	into	ADP
easat-9347	69	5	distinctive	distinctive	ADJ
easat-9347	69	6	organizational	organizational	ADJ
easat-9347	69	7	competencies	competency	NOUN
easat-9347	69	8	,	,	PUNCT
easat-9347	69	9	challenging	challenge	VERB
easat-9347	69	10	competitors	competitor	NOUN
easat-9347	69	11	to	to	PART
easat-9347	69	12	replicate	replicate	VERB
easat-9347	69	13	rapidly	rapidly	ADV
easat-9347	69	14	.	.	PUNCT
easat-9347	70	1	a	a	DET
easat-9347	70	2	positive	positive	ADJ
easat-9347	70	3	reputation	reputation	NOUN
easat-9347	70	4	is	be	AUX
easat-9347	70	5	a	a	DET
easat-9347	70	6	form	form	NOUN
easat-9347	70	7	of	of	ADP
easat-9347	70	8	intangible	intangible	ADJ
easat-9347	70	9	asset	asset	NOUN
easat-9347	70	10	that	that	PRON
easat-9347	70	11	can	can	AUX
easat-9347	70	12	give	give	VERB
easat-9347	70	13	a	a	DET
easat-9347	70	14	business	business	NOUN
easat-9347	70	15	a	a	DET
easat-9347	70	16	competitive	competitive	ADJ
easat-9347	70	17	edge	edge	NOUN
easat-9347	70	18	.	.	PUNCT
easat-9347	71	1	organizations	organization	NOUN
easat-9347	71	2	can	can	AUX
easat-9347	71	3	engage	engage	VERB
easat-9347	71	4	with	with	ADP
easat-9347	71	5	consumers	consumer	NOUN
easat-9347	71	6	immediately	immediately	ADV
easat-9347	71	7	by	by	ADP
easat-9347	71	8	offering	offer	VERB
easat-9347	71	9	a	a	DET
easat-9347	71	10	variety	variety	NOUN
easat-9347	71	11	of	of	ADP
easat-9347	71	12	mobile	mobile	ADJ
easat-9347	71	13	commerce	commerce	PROPN
easat-9347	71	14	(	(	PUNCT
easat-9347	71	15	m	m	NOUN
easat-9347	71	16	-	-	PUNCT
easat-9347	71	17	commerce	commerce	NOUN
easat-9347	71	18	)	)	PUNCT
easat-9347	71	19	service	service	NOUN
easat-9347	71	20	applications	application	NOUN
easat-9347	71	21	in	in	ADP
easat-9347	71	22	the	the	DET
easat-9347	71	23	current	current	ADJ
easat-9347	71	24	era	era	NOUN
easat-9347	71	25	of	of	ADP
easat-9347	71	26	m	m	PROPN
easat-9347	71	27	-	-	PUNCT
easat-9347	71	28	commerce	commerce	NOUN
easat-9347	71	29	,	,	PUNCT
easat-9347	71	30	which	which	PRON
easat-9347	71	31	is	be	AUX
easat-9347	71	32	an	an	DET
easat-9347	71	33	improvement	improvement	NOUN
easat-9347	71	34	over	over	ADP
easat-9347	71	35	the	the	DET
easat-9347	71	36	previous	previous	ADJ
easat-9347	71	37	period	period	NOUN
easat-9347	71	38	of	of	ADP
easat-9347	71	39	e	e	NOUN
easat-9347	71	40	-	-	NOUN
easat-9347	71	41	commerce	commerce	NOUN
easat-9347	71	42	[	[	X
easat-9347	71	43	6	6	NUM
easat-9347	71	44	]	]	PUNCT
easat-9347	71	45	.	.	PUNCT
easat-9347	72	1	organizations	organization	NOUN
easat-9347	72	2	can	can	AUX
easat-9347	72	3	now	now	ADV
easat-9347	72	4	conveniently	conveniently	ADV
easat-9347	72	5	reach	reach	VERB
easat-9347	72	6	out	out	ADP
easat-9347	72	7	to	to	PART
easat-9347	72	8	previously	previously	ADV
easat-9347	72	9	challenging	challenge	VERB
easat-9347	72	10	to	to	PART
easat-9347	72	11	engage	engage	VERB
easat-9347	72	12	during	during	ADP
easat-9347	72	13	the	the	DET
easat-9347	72	14	ecommerce	ecommerce	NOUN
easat-9347	72	15	era	era	NOUN
easat-9347	72	16	.	.	PUNCT
easat-9347	73	1	customers	customer	NOUN
easat-9347	73	2	can	can	AUX
easat-9347	73	3	conveniently	conveniently	ADV
easat-9347	73	4	interact	interact	VERB
easat-9347	73	5	with	with	ADP
easat-9347	73	6	enterprises	enterprise	NOUN
easat-9347	73	7	using	use	VERB
easat-9347	73	8	a	a	DET
easat-9347	73	9	variety	variety	NOUN
easat-9347	73	10	of	of	ADP
easat-9347	73	11	mobile	mobile	PROPN
easat-9347	73	12	commerce	commerce	PROPN
easat-9347	73	13	service	service	NOUN
easat-9347	73	14	applications	application	NOUN
easat-9347	73	15	.	.	PUNCT
easat-9347	74	1	organizations	organization	NOUN
easat-9347	74	2	may	may	AUX
easat-9347	74	3	enhance	enhance	VERB
easat-9347	74	4	their	their	PRON
easat-9347	74	5	reputation	reputation	NOUN
easat-9347	74	6	and	and	CCONJ
easat-9347	74	7	achieve	achieve	VERB
easat-9347	74	8	a	a	DET
easat-9347	74	9	competitive	competitive	ADJ
easat-9347	74	10	edge	edge	NOUN
easat-9347	74	11	by	by	ADP
easat-9347	74	12	ensuring	ensure	VERB
easat-9347	74	13	the	the	DET
easat-9347	74	14	effectiveness	effectiveness	NOUN
easat-9347	74	15	of	of	ADP
easat-9347	74	16	their	their	PRON
easat-9347	74	17	m	m	NOUN
easat-9347	74	18	-	-	PUNCT
easat-9347	74	19	commerce	commerce	NOUN
easat-9347	74	20	service	service	NOUN
easat-9347	74	21	apps	app	NOUN
easat-9347	74	22	and	and	CCONJ
easat-9347	74	23	delivering	deliver	VERB
easat-9347	74	24	exceptional	exceptional	ADJ
easat-9347	74	25	consumer	consumer	NOUN
easat-9347	74	26	shopping	shopping	NOUN
easat-9347	74	27	experiences	experience	NOUN
easat-9347	74	28	.	.	PUNCT
easat-9347	75	1	hence	hence	ADV
easat-9347	75	2	,	,	PUNCT
easat-9347	75	3	it	it	PRON
easat-9347	75	4	is	be	AUX
easat-9347	75	5	imperative	imperative	ADJ
easat-9347	75	6	to	to	PART
easat-9347	75	7	investigate	investigate	VERB
easat-9347	75	8	the	the	DET
easat-9347	75	9	impact	impact	NOUN
easat-9347	75	10	of	of	ADP
easat-9347	75	11	organizational	organizational	ADJ
easat-9347	75	12	endeavors	endeavor	NOUN
easat-9347	75	13	in	in	ADP
easat-9347	75	14	m	m	PROPN
easat-9347	75	15	-	-	PUNCT
easat-9347	75	16	commerce	commerce	NOUN
easat-9347	75	17	service	service	NOUN
easat-9347	75	18	applications	application	NOUN
easat-9347	75	19	on	on	ADP
easat-9347	75	20	organizations	organization	NOUN
easat-9347	75	21	[	[	X
easat-9347	75	22	14	14	NUM
easat-9347	75	23	]	]	PUNCT
easat-9347	75	24	.	.	PUNCT
easat-9347	76	1	additionally	additionally	ADV
easat-9347	76	2	,	,	PUNCT
easat-9347	76	3	examining	examine	VERB
easat-9347	76	4	how	how	SCONJ
easat-9347	76	5	these	these	DET
easat-9347	76	6	efforts	effort	NOUN
easat-9347	76	7	create	create	VERB
easat-9347	76	8	a	a	DET
easat-9347	76	9	barrier	barrier	NOUN
easat-9347	76	10	to	to	ADP
easat-9347	76	11	entry	entry	NOUN
easat-9347	76	12	that	that	PRON
easat-9347	76	13	is	be	AUX
easat-9347	76	14	difficult	difficult	ADJ
easat-9347	76	15	for	for	SCONJ
easat-9347	76	16	competitors	competitor	NOUN
easat-9347	76	17	to	to	PART
easat-9347	76	18	replicate	replicate	VERB
easat-9347	76	19	is	be	AUX
easat-9347	76	20	crucial	crucial	ADJ
easat-9347	76	21	.	.	PUNCT
easat-9347	77	1	this	this	DET
easat-9347	77	2	study	study	NOUN
easat-9347	77	3	utilized	utilize	VERB
easat-9347	77	4	the	the	DET
easat-9347	77	5	cues	cue	NOUN
easat-9347	77	6	-	-	PUNCT
easat-9347	77	7	images	image	NOUN
easat-9347	77	8	-	-	PUNCT
easat-9347	77	9	impressions	impression	NOUN
easat-9347	77	10	model	model	NOUN
easat-9347	77	11	to	to	PART
easat-9347	77	12	investigate	investigate	VERB
easat-9347	77	13	the	the	DET
easat-9347	77	14	process	process	NOUN
easat-9347	77	15	of	of	ADP
easat-9347	77	16	organizational	organizational	ADJ
easat-9347	77	17	reputation	reputation	NOUN
easat-9347	77	18	development	development	NOUN
easat-9347	77	19	in	in	ADP
easat-9347	77	20	e	e	PROPN
easat-9347	77	21	-	-	NOUN
easat-9347	77	22	commerce	commerce	NOUN
easat-9347	77	23	.	.	PUNCT
easat-9347	78	1	based	base	VERB
easat-9347	78	2	on	on	ADP
easat-9347	78	3	our	our	PRON
easat-9347	78	4	research	research	NOUN
easat-9347	78	5	findings	finding	NOUN
easat-9347	78	6	,	,	PUNCT
easat-9347	78	7	the	the	DET
easat-9347	78	8	aim	aim	NOUN
easat-9347	78	9	is	be	AUX
easat-9347	78	10	to	to	PART
easat-9347	78	11	assist	assist	VERB
easat-9347	78	12	firms	firm	NOUN
easat-9347	78	13	in	in	ADP
easat-9347	78	14	comprehending	comprehend	VERB
easat-9347	78	15	how	how	SCONJ
easat-9347	78	16	to	to	PART
easat-9347	78	17	establish	establish	VERB
easat-9347	78	18	a	a	DET
easat-9347	78	19	difficult	difficult	ADJ
easat-9347	78	20	-	-	PUNCT
easat-9347	78	21	to	to	AUX
easat-9347	78	22	-	-	PUNCT
easat-9347	78	23	replicate	replicate	VERB
easat-9347	78	24	entry	entry	NOUN
easat-9347	78	25	barrier	barrier	NOUN
easat-9347	78	26	.	.	PUNCT
easat-9347	79	1	2.5	2.5	NUM
easat-9347	79	2	.	.	PUNCT
easat-9347	80	1	credit	credit	NOUN
easat-9347	80	2	risk	risk	NOUN
easat-9347	80	3	of	of	ADP
easat-9347	80	4	commercial	commercial	ADJ
easat-9347	80	5	acceptance	acceptance	NOUN
easat-9347	80	6	bill	bill	NOUN
easat-9347	80	7	strategic	strategic	ADJ
easat-9347	80	8	and	and	CCONJ
easat-9347	80	9	financial	financial	ADJ
easat-9347	80	10	risks	risk	NOUN
easat-9347	80	11	are	be	AUX
easat-9347	80	12	associated	associate	VERB
easat-9347	80	13	with	with	ADP
easat-9347	80	14	real	real	ADJ
easat-9347	80	15	estate	estate	NOUN
easat-9347	80	16	,	,	PUNCT
easat-9347	80	17	particularly	particularly	ADV
easat-9347	80	18	corporate	corporate	ADJ
easat-9347	80	19	real	real	ADJ
easat-9347	80	20	estate	estate	NOUN
easat-9347	80	21	[	[	X
easat-9347	80	22	15	15	NUM
easat-9347	80	23	]	]	PUNCT
easat-9347	80	24	.	.	PUNCT
easat-9347	81	1	as	as	SCONJ
easat-9347	81	2	identified	identify	VERB
easat-9347	81	3	by	by	ADP
easat-9347	81	4	various	various	ADJ
easat-9347	81	5	researchers	researcher	NOUN
easat-9347	81	6	,	,	PUNCT
easat-9347	81	7	these	these	DET
easat-9347	81	8	risks	risk	NOUN
easat-9347	81	9	can	can	AUX
easat-9347	81	10	significantly	significantly	ADV
easat-9347	81	11	impact	impact	VERB
easat-9347	81	12	value	value	NOUN
easat-9347	81	13	creation	creation	NOUN
easat-9347	81	14	.	.	PUNCT
easat-9347	82	1	risks	risk	NOUN
easat-9347	82	2	are	be	AUX
easat-9347	82	3	a	a	DET
easat-9347	82	4	crucial	crucial	ADJ
easat-9347	82	5	aspect	aspect	NOUN
easat-9347	82	6	to	to	PART
easat-9347	82	7	consider	consider	VERB
easat-9347	82	8	when	when	SCONJ
easat-9347	82	9	aiming	aim	VERB
easat-9347	82	10	to	to	PART
easat-9347	82	11	optimize	optimize	VERB
easat-9347	82	12	the	the	DET
easat-9347	82	13	performance	performance	NOUN
easat-9347	82	14	of	of	ADP
easat-9347	82	15	any	any	DET
easat-9347	82	16	organization	organization	NOUN
easat-9347	82	17	.	.	PUNCT
easat-9347	83	1	they	they	PRON
easat-9347	83	2	also	also	ADV
easat-9347	83	3	play	play	VERB
easat-9347	83	4	a	a	DET
easat-9347	83	5	crucial	crucial	ADJ
easat-9347	83	6	role	role	NOUN
easat-9347	83	7	in	in	ADP
easat-9347	83	8	the	the	DET
easat-9347	83	9	real	real	ADJ
easat-9347	83	10	estate	estate	NOUN
easat-9347	83	11	industry	industry	NOUN
easat-9347	83	12	,	,	PUNCT
easat-9347	83	13	especially	especially	ADV
easat-9347	83	14	considering	consider	VERB
easat-9347	83	15	the	the	DET
easat-9347	83	16	volatility	volatility	NOUN
easat-9347	83	17	and	and	CCONJ
easat-9347	83	18	unpredictability	unpredictability	NOUN
easat-9347	83	19	that	that	PRON
easat-9347	83	20	usually	usually	ADV
easat-9347	83	21	define	define	VERB
easat-9347	83	22	this	this	DET
easat-9347	83	23	sector	sector	NOUN
easat-9347	83	24	.	.	PUNCT
easat-9347	84	1	risk	risk	NOUN
easat-9347	84	2	is	be	AUX
easat-9347	84	3	a	a	DET
easat-9347	84	4	fundamental	fundamental	ADJ
easat-9347	84	5	aspect	aspect	NOUN
easat-9347	84	6	to	to	PART
easat-9347	84	7	consider	consider	VERB
easat-9347	84	8	when	when	SCONJ
easat-9347	84	9	investing	invest	VERB
easat-9347	84	10	in	in	ADP
easat-9347	84	11	real	real	ADJ
easat-9347	84	12	estate	estate	NOUN
easat-9347	84	13	.	.	PUNCT
easat-9347	85	1	moreover	moreover	ADV
easat-9347	85	2	,	,	PUNCT
easat-9347	85	3	it	it	PRON
easat-9347	85	4	can	can	AUX
easat-9347	85	5	manifest	manifest	VERB
easat-9347	85	6	in	in	ADP
easat-9347	85	7	several	several	ADJ
easat-9347	85	8	ways	way	NOUN
easat-9347	85	9	,	,	PUNCT
easat-9347	85	10	possibly	possibly	ADV
easat-9347	85	11	complicating	complicate	VERB
easat-9347	85	12	its	its	PRON
easat-9347	85	13	identification	identification	NOUN
easat-9347	85	14	.	.	PUNCT
easat-9347	86	1	several	several	ADJ
easat-9347	86	2	risks	risk	NOUN
easat-9347	86	3	are	be	AUX
easat-9347	86	4	inherent	inherent	ADJ
easat-9347	86	5	in	in	ADP
easat-9347	86	6	all	all	DET
easat-9347	86	7	processes	process	NOUN
easat-9347	86	8	,	,	PUNCT
easat-9347	86	9	such	such	ADJ
easat-9347	86	10	as	as	ADP
easat-9347	86	11	market	market	NOUN
easat-9347	86	12	,	,	PUNCT
easat-9347	86	13	counterparty	counterparty	NOUN
easat-9347	86	14	,	,	PUNCT
easat-9347	86	15	and	and	CCONJ
easat-9347	86	16	compliance	compliance	NOUN
easat-9347	86	17	[	[	X
easat-9347	86	18	16	16	NUM
easat-9347	86	19	]	]	PUNCT
easat-9347	86	20	.	.	PUNCT
easat-9347	87	1	additionally	additionally	ADV
easat-9347	87	2	,	,	PUNCT
easat-9347	87	3	there	there	PRON
easat-9347	87	4	are	be	VERB
easat-9347	87	5	risks	risk	NOUN
easat-9347	87	6	specific	specific	ADJ
easat-9347	87	7	to	to	ADP
easat-9347	87	8	real	real	ADJ
easat-9347	87	9	estate	estate	NOUN
easat-9347	87	10	investments	investment	NOUN
easat-9347	87	11	,	,	PUNCT
easat-9347	87	12	management	management	NOUN
easat-9347	87	13	,	,	PUNCT
easat-9347	87	14	and	and	CCONJ
easat-9347	87	15	disinvestment	disinvestment	NOUN
easat-9347	87	16	.	.	PUNCT
easat-9347	88	1	it	it	PRON
easat-9347	88	2	is	be	AUX
easat-9347	88	3	necessary	necessary	ADJ
easat-9347	88	4	to	to	PART
easat-9347	88	5	effectively	effectively	ADV
easat-9347	88	6	manage	manage	VERB
easat-9347	88	7	all	all	DET
easat-9347	88	8	potential	potential	ADJ
easat-9347	88	9	risks	risk	NOUN
easat-9347	88	10	to	to	PART
easat-9347	88	11	ensure	ensure	VERB
easat-9347	88	12	that	that	SCONJ
easat-9347	88	13	an	an	DET
easat-9347	88	14	appropriate	appropriate	ADJ
easat-9347	88	15	level	level	NOUN
easat-9347	88	16	of	of	ADP
easat-9347	88	17	return	return	NOUN
easat-9347	88	18	553	553	NUM
easat-9347	88	19	edelweiss	edelweiss	PROPN
easat-9347	88	20	applied	apply	VERB
easat-9347	88	21	science	science	NOUN
easat-9347	88	22	and	and	CCONJ
easat-9347	88	23	technology	technology	NOUN
easat-9347	88	24	issn	issn	PROPN
easat-9347	88	25	:	:	PUNCT
easat-9347	88	26	2576	2576	NUM
easat-9347	88	27	-	-	SYM
easat-9347	88	28	8484	8484	NUM
easat-9347	88	29	vol	vol	NOUN
easat-9347	88	30	.	.	PROPN
easat-9347	89	1	9	9	NUM
easat-9347	89	2	,	,	PUNCT
easat-9347	89	3	no	no	INTJ
easat-9347	89	4	.	.	NOUN
easat-9347	89	5	8	8	NUM
easat-9347	89	6	:	:	SYM
easat-9347	89	7	550	550	NUM
easat-9347	89	8	-	-	SYM
easat-9347	89	9	564	564	NUM
easat-9347	89	10	,	,	PUNCT
easat-9347	89	11	2025	2025	NUM
easat-9347	89	12	doi	doi	NOUN
easat-9347	89	13	:	:	PUNCT
easat-9347	89	14	10.55214/2576	10.55214/2576	NUM
easat-9347	89	15	-	-	PUNCT
easat-9347	89	16	8484.v9i8.9347	8484.v9i8.9347	NOUN
easat-9347	90	1	©	©	PROPN
easat-9347	90	2	2025	2025	NUM
easat-9347	90	3	by	by	ADP
easat-9347	90	4	the	the	DET
easat-9347	90	5	authors	author	NOUN
easat-9347	90	6	;	;	PUNCT
easat-9347	90	7	licensee	licensee	PROPN
easat-9347	90	8	learning	learning	NOUN
easat-9347	90	9	gate	gate	NOUN
easat-9347	90	10	adequately	adequately	ADV
easat-9347	90	11	offsets	offset	VERB
easat-9347	90	12	them	they	PRON
easat-9347	90	13	.	.	PUNCT
easat-9347	91	1	risk	risk	NOUN
easat-9347	91	2	management	management	NOUN
easat-9347	91	3	systematically	systematically	ADV
easat-9347	91	4	identifies	identify	VERB
easat-9347	91	5	,	,	PUNCT
easat-9347	91	6	analyzes	analyze	NOUN
easat-9347	91	7	,	,	PUNCT
easat-9347	91	8	treats	treat	NOUN
easat-9347	91	9	,	,	PUNCT
easat-9347	91	10	and	and	CCONJ
easat-9347	91	11	monitors	monitor	VERB
easat-9347	91	12	risks	risk	NOUN
easat-9347	91	13	using	use	VERB
easat-9347	91	14	appropriate	appropriate	ADJ
easat-9347	91	15	processes	process	NOUN
easat-9347	91	16	,	,	PUNCT
easat-9347	91	17	methods	method	NOUN
easat-9347	91	18	,	,	PUNCT
easat-9347	91	19	and	and	CCONJ
easat-9347	91	20	instruments	instrument	NOUN
easat-9347	91	21	[	[	X
easat-9347	91	22	17	17	NUM
easat-9347	91	23	]	]	PUNCT
easat-9347	91	24	.	.	PUNCT
easat-9347	92	1	3	3	X
easat-9347	92	2	.	.	X
easat-9347	92	3	methodology	methodology	NOUN
easat-9347	92	4	this	this	DET
easat-9347	92	5	study	study	NOUN
easat-9347	92	6	employs	employ	VERB
easat-9347	92	7	a	a	DET
easat-9347	92	8	qualitative	qualitative	ADJ
easat-9347	92	9	approach	approach	NOUN
easat-9347	92	10	to	to	PART
easat-9347	92	11	comprehensively	comprehensively	ADV
easat-9347	92	12	investigate	investigate	VERB
easat-9347	92	13	the	the	DET
easat-9347	92	14	factors	factor	NOUN
easat-9347	92	15	influencing	influence	VERB
easat-9347	92	16	credit	credit	NOUN
easat-9347	92	17	risk	risk	NOUN
easat-9347	92	18	in	in	ADP
easat-9347	92	19	commercial	commercial	ADJ
easat-9347	92	20	acceptance	acceptance	NOUN
easat-9347	92	21	bills	bill	NOUN
easat-9347	92	22	(	(	PUNCT
easat-9347	92	23	cabs	cab	NOUN
easat-9347	92	24	)	)	PUNCT
easat-9347	92	25	within	within	ADP
easat-9347	92	26	the	the	DET
easat-9347	92	27	context	context	NOUN
easat-9347	92	28	of	of	ADP
easat-9347	92	29	supply	supply	NOUN
easat-9347	92	30	chain	chain	NOUN
easat-9347	92	31	finance	finance	NOUN
easat-9347	92	32	in	in	ADP
easat-9347	92	33	china	china	PROPN
easat-9347	92	34	's	's	PART
easat-9347	92	35	real	real	ADJ
easat-9347	92	36	estate	estate	NOUN
easat-9347	92	37	industry	industry	NOUN
easat-9347	92	38	.	.	PUNCT
easat-9347	93	1	the	the	DET
easat-9347	93	2	rationale	rationale	NOUN
easat-9347	93	3	for	for	ADP
easat-9347	93	4	this	this	DET
easat-9347	93	5	methodological	methodological	ADJ
easat-9347	93	6	choice	choice	NOUN
easat-9347	93	7	lies	lie	VERB
easat-9347	93	8	in	in	ADP
easat-9347	93	9	the	the	DET
easat-9347	93	10	complex	complex	ADJ
easat-9347	93	11	,	,	PUNCT
easat-9347	93	12	multifactorial	multifactorial	ADJ
easat-9347	93	13	nature	nature	NOUN
easat-9347	93	14	of	of	ADP
easat-9347	93	15	credit	credit	NOUN
easat-9347	93	16	risk	risk	NOUN
easat-9347	93	17	,	,	PUNCT
easat-9347	93	18	which	which	PRON
easat-9347	93	19	requires	require	VERB
easat-9347	93	20	both	both	PRON
easat-9347	93	21	statistical	statistical	ADJ
easat-9347	93	22	validation	validation	NOUN
easat-9347	93	23	and	and	CCONJ
easat-9347	93	24	contextual	contextual	ADJ
easat-9347	93	25	insight	insight	NOUN
easat-9347	93	26	.	.	PUNCT
easat-9347	94	1	3.1	3.1	NUM
easat-9347	94	2	.	.	PUNCT
easat-9347	94	3	research	research	NOUN
easat-9347	94	4	design	design	NOUN
easat-9347	94	5	this	this	DET
easat-9347	94	6	research	research	NOUN
easat-9347	94	7	adopts	adopt	VERB
easat-9347	94	8	a	a	DET
easat-9347	94	9	qualitative	qualitative	ADJ
easat-9347	94	10	research	research	NOUN
easat-9347	94	11	design	design	NOUN
easat-9347	94	12	to	to	PART
easat-9347	94	13	explore	explore	VERB
easat-9347	94	14	the	the	DET
easat-9347	94	15	underlying	underlie	VERB
easat-9347	94	16	factors	factor	NOUN
easat-9347	94	17	contributing	contribute	VERB
easat-9347	94	18	to	to	ADP
easat-9347	94	19	credit	credit	NOUN
easat-9347	94	20	risk	risk	NOUN
easat-9347	94	21	in	in	ADP
easat-9347	94	22	using	use	VERB
easat-9347	94	23	commercial	commercial	ADJ
easat-9347	94	24	acceptance	acceptance	NOUN
easat-9347	94	25	bills	bill	NOUN
easat-9347	94	26	(	(	PUNCT
easat-9347	94	27	cabs	cab	NOUN
easat-9347	94	28	)	)	PUNCT
easat-9347	94	29	within	within	ADP
easat-9347	94	30	the	the	DET
easat-9347	94	31	supply	supply	NOUN
easat-9347	94	32	chain	chain	NOUN
easat-9347	94	33	finance	finance	NOUN
easat-9347	94	34	framework	framework	NOUN
easat-9347	94	35	of	of	ADP
easat-9347	94	36	china	china	PROPN
easat-9347	94	37	's	's	PART
easat-9347	94	38	real	real	ADJ
easat-9347	94	39	estate	estate	NOUN
easat-9347	94	40	industry	industry	NOUN
easat-9347	94	41	.	.	PUNCT
easat-9347	95	1	given	give	VERB
easat-9347	95	2	the	the	DET
easat-9347	95	3	complex	complex	ADJ
easat-9347	95	4	,	,	PUNCT
easat-9347	95	5	dynamic	dynamic	ADJ
easat-9347	95	6	,	,	PUNCT
easat-9347	95	7	and	and	CCONJ
easat-9347	95	8	context	context	NOUN
easat-9347	95	9	-	-	PUNCT
easat-9347	95	10	sensitive	sensitive	ADJ
easat-9347	95	11	nature	nature	NOUN
easat-9347	95	12	of	of	ADP
easat-9347	95	13	financial	financial	ADJ
easat-9347	95	14	risk	risk	NOUN
easat-9347	95	15	,	,	PUNCT
easat-9347	95	16	particularly	particularly	ADV
easat-9347	95	17	in	in	ADP
easat-9347	95	18	a	a	DET
easat-9347	95	19	sector	sector	NOUN
easat-9347	95	20	marked	mark	VERB
easat-9347	95	21	by	by	ADP
easat-9347	95	22	regulatory	regulatory	ADJ
easat-9347	95	23	flux	flux	NOUN
easat-9347	95	24	and	and	CCONJ
easat-9347	95	25	organizational	organizational	ADJ
easat-9347	95	26	opacity	opacity	NOUN
easat-9347	95	27	,	,	PUNCT
easat-9347	95	28	a	a	DET
easat-9347	95	29	qualitative	qualitative	ADJ
easat-9347	95	30	approach	approach	NOUN
easat-9347	95	31	offers	offer	VERB
easat-9347	95	32	the	the	DET
easat-9347	95	33	flexibility	flexibility	NOUN
easat-9347	95	34	and	and	CCONJ
easat-9347	95	35	depth	depth	NOUN
easat-9347	95	36	necessary	necessary	ADJ
easat-9347	95	37	to	to	PART
easat-9347	95	38	capture	capture	VERB
easat-9347	95	39	real	real	ADJ
easat-9347	95	40	-	-	PUNCT
easat-9347	95	41	world	world	NOUN
easat-9347	95	42	managerial	managerial	ADJ
easat-9347	95	43	perspectives	perspective	NOUN
easat-9347	95	44	and	and	CCONJ
easat-9347	95	45	practices	practice	NOUN
easat-9347	95	46	that	that	PRON
easat-9347	95	47	quantitative	quantitative	ADJ
easat-9347	95	48	metrics	metric	NOUN
easat-9347	95	49	alone	alone	ADV
easat-9347	95	50	may	may	AUX
easat-9347	95	51	fail	fail	VERB
easat-9347	95	52	to	to	PART
easat-9347	95	53	illuminate	illuminate	VERB
easat-9347	95	54	.	.	PUNCT
easat-9347	96	1	the	the	DET
easat-9347	96	2	study	study	NOUN
easat-9347	96	3	is	be	AUX
easat-9347	96	4	grounded	ground	VERB
easat-9347	96	5	in	in	ADP
easat-9347	96	6	an	an	DET
easat-9347	96	7	interpretivist	interpretivist	NOUN
easat-9347	96	8	paradigm	paradigm	NOUN
easat-9347	96	9	,	,	PUNCT
easat-9347	96	10	which	which	PRON
easat-9347	96	11	values	value	VERB
easat-9347	96	12	subjective	subjective	ADJ
easat-9347	96	13	meanings	meaning	NOUN
easat-9347	96	14	and	and	CCONJ
easat-9347	96	15	lived	live	VERB
easat-9347	96	16	experiences	experience	NOUN
easat-9347	96	17	.	.	PUNCT
easat-9347	97	1	this	this	DET
easat-9347	97	2	lens	lens	NOUN
easat-9347	97	3	is	be	AUX
easat-9347	97	4	particularly	particularly	ADV
easat-9347	97	5	appropriate	appropriate	ADJ
easat-9347	97	6	for	for	ADP
easat-9347	97	7	understanding	understand	VERB
easat-9347	97	8	how	how	SCONJ
easat-9347	97	9	professionals	professional	NOUN
easat-9347	97	10	perceive	perceive	VERB
easat-9347	97	11	and	and	CCONJ
easat-9347	97	12	manage	manage	VERB
easat-9347	97	13	cab	cab	NOUN
easat-9347	97	14	-	-	PUNCT
easat-9347	97	15	related	relate	VERB
easat-9347	97	16	credit	credit	NOUN
easat-9347	97	17	risks	risk	NOUN
easat-9347	97	18	,	,	PUNCT
easat-9347	97	19	how	how	SCONJ
easat-9347	97	20	institutional	institutional	ADJ
easat-9347	97	21	reputation	reputation	NOUN
easat-9347	97	22	shapes	shape	VERB
easat-9347	97	23	financial	financial	ADJ
easat-9347	97	24	interactions	interaction	NOUN
easat-9347	97	25	,	,	PUNCT
easat-9347	97	26	and	and	CCONJ
easat-9347	97	27	how	how	SCONJ
easat-9347	97	28	external	external	ADJ
easat-9347	97	29	macroeconomic	macroeconomic	ADJ
easat-9347	97	30	uncertainties	uncertainty	NOUN
easat-9347	97	31	influence	influence	VERB
easat-9347	97	32	day	day	NOUN
easat-9347	97	33	-	-	PUNCT
easat-9347	97	34	to	to	ADP
easat-9347	97	35	-	-	PUNCT
easat-9347	97	36	day	day	NOUN
easat-9347	97	37	operational	operational	ADJ
easat-9347	97	38	decisions	decision	NOUN
easat-9347	97	39	.	.	PUNCT
easat-9347	98	1	rather	rather	ADV
easat-9347	98	2	than	than	ADP
easat-9347	98	3	strictly	strictly	ADV
easat-9347	98	4	testing	test	VERB
easat-9347	98	5	hypotheses	hypothesis	NOUN
easat-9347	98	6	empirically	empirically	ADV
easat-9347	98	7	,	,	PUNCT
easat-9347	98	8	this	this	DET
easat-9347	98	9	design	design	NOUN
easat-9347	98	10	seeks	seek	VERB
easat-9347	98	11	to	to	PART
easat-9347	98	12	generate	generate	VERB
easat-9347	98	13	nuanced	nuanced	ADJ
easat-9347	98	14	insights	insight	NOUN
easat-9347	98	15	that	that	PRON
easat-9347	98	16	deepen	deepen	VERB
easat-9347	98	17	conceptual	conceptual	ADJ
easat-9347	98	18	understanding	understanding	NOUN
easat-9347	98	19	and	and	CCONJ
easat-9347	98	20	inform	inform	VERB
easat-9347	98	21	practical	practical	ADJ
easat-9347	98	22	strategies	strategy	NOUN
easat-9347	98	23	.	.	PUNCT
easat-9347	99	1	participants	participant	NOUN
easat-9347	99	2	are	be	AUX
easat-9347	99	3	to	to	PART
easat-9347	99	4	elaborate	elaborate	VERB
easat-9347	99	5	on	on	ADP
easat-9347	99	6	emergent	emergent	ADJ
easat-9347	99	7	topics	topic	NOUN
easat-9347	99	8	and	and	CCONJ
easat-9347	99	9	contextual	contextual	ADJ
easat-9347	99	10	subtleties	subtlety	NOUN
easat-9347	99	11	.	.	PUNCT
easat-9347	100	1	participants	participant	NOUN
easat-9347	100	2	were	be	AUX
easat-9347	100	3	purposefully	purposefully	ADV
easat-9347	100	4	selected	select	VERB
easat-9347	100	5	based	base	VERB
easat-9347	100	6	on	on	ADP
easat-9347	100	7	their	their	PRON
easat-9347	100	8	direct	direct	ADJ
easat-9347	100	9	involvement	involvement	NOUN
easat-9347	100	10	with	with	ADP
easat-9347	100	11	cabs	cab	NOUN
easat-9347	100	12	in	in	ADP
easat-9347	100	13	various	various	ADJ
easat-9347	100	14	capacities	capacity	NOUN
easat-9347	100	15	—	—	PUNCT
easat-9347	100	16	including	include	VERB
easat-9347	100	17	issuance	issuance	NOUN
easat-9347	100	18	,	,	PUNCT
easat-9347	100	19	evaluation	evaluation	NOUN
easat-9347	100	20	,	,	PUNCT
easat-9347	100	21	regulation	regulation	NOUN
easat-9347	100	22	,	,	PUNCT
easat-9347	100	23	and	and	CCONJ
easat-9347	100	24	risk	risk	NOUN
easat-9347	100	25	mitigation	mitigation	NOUN
easat-9347	100	26	—	—	PUNCT
easat-9347	100	27	ensuring	ensure	VERB
easat-9347	100	28	the	the	DET
easat-9347	100	29	sample	sample	NOUN
easat-9347	100	30	reflects	reflect	VERB
easat-9347	100	31	a	a	DET
easat-9347	100	32	diverse	diverse	ADJ
easat-9347	100	33	and	and	CCONJ
easat-9347	100	34	experienced	experience	VERB
easat-9347	100	35	cross	cross	NOUN
easat-9347	100	36	-	-	NOUN
easat-9347	100	37	section	section	NOUN
easat-9347	100	38	of	of	ADP
easat-9347	100	39	industry	industry	NOUN
easat-9347	100	40	practitioners	practitioner	NOUN
easat-9347	100	41	.	.	PUNCT
easat-9347	101	1	the	the	DET
easat-9347	101	2	qualitative	qualitative	ADJ
easat-9347	101	3	design	design	NOUN
easat-9347	101	4	further	far	ADV
easat-9347	101	5	integrates	integrate	VERB
easat-9347	101	6	a	a	DET
easat-9347	101	7	thematic	thematic	ADJ
easat-9347	101	8	analysis	analysis	NOUN
easat-9347	101	9	strategy	strategy	NOUN
easat-9347	101	10	to	to	PART
easat-9347	101	11	interpret	interpret	VERB
easat-9347	101	12	the	the	DET
easat-9347	101	13	rich	rich	ADJ
easat-9347	101	14	narrative	narrative	NOUN
easat-9347	101	15	data	datum	NOUN
easat-9347	101	16	from	from	ADP
easat-9347	101	17	interviews	interview	NOUN
easat-9347	101	18	.	.	PUNCT
easat-9347	102	1	the	the	DET
easat-9347	102	2	software	software	NOUN
easat-9347	102	3	for	for	ADP
easat-9347	102	4	qualitative	qualitative	ADJ
easat-9347	102	5	data	datum	NOUN
easat-9347	102	6	analysis	analysis	NOUN
easat-9347	102	7	were	be	AUX
easat-9347	102	8	coded	code	VERB
easat-9347	102	9	inductively	inductively	ADV
easat-9347	102	10	,	,	PUNCT
easat-9347	102	11	allowing	allow	VERB
easat-9347	102	12	themes	theme	NOUN
easat-9347	102	13	to	to	PART
easat-9347	102	14	emerge	emerge	VERB
easat-9347	102	15	organically	organically	ADV
easat-9347	102	16	rather	rather	ADV
easat-9347	102	17	than	than	ADP
easat-9347	102	18	imposing	impose	VERB
easat-9347	102	19	a	a	DET
easat-9347	102	20	predetermined	predetermine	VERB
easat-9347	102	21	framework	framework	NOUN
easat-9347	102	22	.	.	PUNCT
easat-9347	103	1	this	this	PRON
easat-9347	103	2	aligns	align	VERB
easat-9347	103	3	with	with	ADP
easat-9347	103	4	the	the	DET
easat-9347	103	5	research	research	NOUN
easat-9347	103	6	objective	objective	NOUN
easat-9347	103	7	of	of	ADP
easat-9347	103	8	understanding	understand	VERB
easat-9347	103	9	how	how	SCONJ
easat-9347	103	10	internal	internal	ADJ
easat-9347	103	11	risks	risk	NOUN
easat-9347	103	12	(	(	PUNCT
easat-9347	103	13	such	such	ADJ
easat-9347	103	14	as	as	ADP
easat-9347	103	15	managerial	managerial	ADJ
easat-9347	103	16	capabilities	capability	NOUN
easat-9347	103	17	and	and	CCONJ
easat-9347	103	18	solvency	solvency	NOUN
easat-9347	103	19	)	)	PUNCT
easat-9347	103	20	,	,	PUNCT
easat-9347	103	21	external	external	ADJ
easat-9347	103	22	factors	factor	NOUN
easat-9347	103	23	(	(	PUNCT
easat-9347	103	24	such	such	ADJ
easat-9347	103	25	as	as	ADP
easat-9347	103	26	policy	policy	NOUN
easat-9347	103	27	changes	change	NOUN
easat-9347	103	28	and	and	CCONJ
easat-9347	103	29	market	market	NOUN
easat-9347	103	30	instability	instability	NOUN
easat-9347	103	31	)	)	PUNCT
easat-9347	103	32	,	,	PUNCT
easat-9347	103	33	and	and	CCONJ
easat-9347	103	34	organizational	organizational	ADJ
easat-9347	103	35	reputation	reputation	NOUN
easat-9347	103	36	converge	converge	VERB
easat-9347	103	37	to	to	ADP
easat-9347	103	38	influence	influence	VERB
easat-9347	103	39	credit	credit	NOUN
easat-9347	103	40	outcomes	outcome	NOUN
easat-9347	103	41	in	in	ADP
easat-9347	103	42	cab	cab	NOUN
easat-9347	103	43	practices	practice	NOUN
easat-9347	103	44	.	.	PUNCT
easat-9347	104	1	importantly	importantly	ADV
easat-9347	104	2	,	,	PUNCT
easat-9347	104	3	the	the	DET
easat-9347	104	4	qualitative	qualitative	ADJ
easat-9347	104	5	design	design	NOUN
easat-9347	104	6	does	do	AUX
easat-9347	104	7	not	not	PART
easat-9347	104	8	function	function	VERB
easat-9347	104	9	in	in	ADP
easat-9347	104	10	isolation	isolation	NOUN
easat-9347	104	11	but	but	CCONJ
easat-9347	104	12	complements	complement	VERB
easat-9347	104	13	the	the	DET
easat-9347	104	14	broader	broad	ADJ
easat-9347	104	15	mixed	mixed	ADJ
easat-9347	104	16	-	-	PUNCT
easat-9347	104	17	methods	method	NOUN
easat-9347	104	18	structure	structure	NOUN
easat-9347	104	19	of	of	ADP
easat-9347	104	20	the	the	DET
easat-9347	104	21	study	study	NOUN
easat-9347	104	22	,	,	PUNCT
easat-9347	104	23	validating	validate	VERB
easat-9347	104	24	and	and	CCONJ
easat-9347	104	25	contextualizing	contextualize	VERB
easat-9347	104	26	quantitative	quantitative	ADJ
easat-9347	104	27	findings	finding	NOUN
easat-9347	104	28	through	through	ADP
easat-9347	104	29	real	real	ADJ
easat-9347	104	30	-	-	PUNCT
easat-9347	104	31	world	world	NOUN
easat-9347	104	32	testimony	testimony	NOUN
easat-9347	104	33	.	.	PUNCT
easat-9347	105	1	ultimately	ultimately	ADV
easat-9347	105	2	,	,	PUNCT
easat-9347	105	3	this	this	DET
easat-9347	105	4	research	research	NOUN
easat-9347	105	5	design	design	NOUN
easat-9347	105	6	reflects	reflect	VERB
easat-9347	105	7	a	a	DET
easat-9347	105	8	deliberate	deliberate	ADJ
easat-9347	105	9	commitment	commitment	NOUN
easat-9347	105	10	to	to	ADP
easat-9347	105	11	capturing	capture	VERB
easat-9347	105	12	the	the	DET
easat-9347	105	13	complexity	complexity	NOUN
easat-9347	105	14	of	of	ADP
easat-9347	105	15	cab	cab	NOUN
easat-9347	105	16	-	-	PUNCT
easat-9347	105	17	related	relate	VERB
easat-9347	105	18	credit	credit	NOUN
easat-9347	105	19	risk	risk	NOUN
easat-9347	105	20	from	from	ADP
easat-9347	105	21	an	an	DET
easat-9347	105	22	insider	insider	NOUN
easat-9347	105	23	's	's	PART
easat-9347	105	24	perspective	perspective	NOUN
easat-9347	105	25	.	.	PUNCT
easat-9347	106	1	it	it	PRON
easat-9347	106	2	acknowledges	acknowledge	VERB
easat-9347	106	3	the	the	DET
easat-9347	106	4	social	social	ADJ
easat-9347	106	5	,	,	PUNCT
easat-9347	106	6	organizational	organizational	ADJ
easat-9347	106	7	,	,	PUNCT
easat-9347	106	8	and	and	CCONJ
easat-9347	106	9	regulatory	regulatory	ADJ
easat-9347	106	10	forces	force	NOUN
easat-9347	106	11	at	at	ADP
easat-9347	106	12	play	play	NOUN
easat-9347	106	13	and	and	CCONJ
easat-9347	106	14	foregrounds	foreground	VERB
easat-9347	106	15	the	the	DET
easat-9347	106	16	voices	voice	NOUN
easat-9347	106	17	of	of	ADP
easat-9347	106	18	those	those	PRON
easat-9347	106	19	who	who	PRON
easat-9347	106	20	navigate	navigate	VERB
easat-9347	106	21	these	these	DET
easat-9347	106	22	challenges	challenge	NOUN
easat-9347	106	23	daily	daily	ADV
easat-9347	106	24	,	,	PUNCT
easat-9347	106	25	thus	thus	ADV
easat-9347	106	26	contributing	contribute	VERB
easat-9347	106	27	both	both	CCONJ
easat-9347	106	28	empirically	empirically	ADV
easat-9347	106	29	and	and	CCONJ
easat-9347	106	30	conceptually	conceptually	ADV
easat-9347	106	31	to	to	ADP
easat-9347	106	32	the	the	DET
easat-9347	106	33	discourse	discourse	NOUN
easat-9347	106	34	on	on	ADP
easat-9347	106	35	risk	risk	NOUN
easat-9347	106	36	in	in	ADP
easat-9347	106	37	supply	supply	NOUN
easat-9347	106	38	chain	chain	NOUN
easat-9347	106	39	finance	finance	NOUN
easat-9347	106	40	.	.	PUNCT
easat-9347	107	1	3.2	3.2	NUM
easat-9347	107	2	.	.	PUNCT
easat-9347	107	3	purpose	purpose	NOUN
easat-9347	107	4	and	and	CCONJ
easat-9347	107	5	rationale	rationale	NOUN
easat-9347	107	6	to	to	PART
easat-9347	107	7	deepen	deepen	VERB
easat-9347	107	8	the	the	DET
easat-9347	107	9	understanding	understanding	NOUN
easat-9347	107	10	of	of	ADP
easat-9347	107	11	managerial	managerial	ADJ
easat-9347	107	12	perspectives	perspective	NOUN
easat-9347	107	13	on	on	ADP
easat-9347	107	14	cab	cab	NOUN
easat-9347	107	15	credit	credit	NOUN
easat-9347	107	16	risk	risk	NOUN
easat-9347	107	17	,	,	PUNCT
easat-9347	107	18	semi	semi	ADJ
easat-9347	107	19	-	-	ADJ
easat-9347	107	20	structured	structured	ADJ
easat-9347	107	21	interviews	interview	NOUN
easat-9347	107	22	were	be	AUX
easat-9347	107	23	conducted	conduct	VERB
easat-9347	107	24	with	with	ADP
easat-9347	107	25	experienced	experienced	ADJ
easat-9347	107	26	real	real	ADJ
easat-9347	107	27	estate	estate	NOUN
easat-9347	107	28	and	and	CCONJ
easat-9347	107	29	finance	finance	NOUN
easat-9347	107	30	professionals	professional	NOUN
easat-9347	107	31	.	.	PUNCT
easat-9347	108	1	the	the	DET
easat-9347	108	2	qualitative	qualitative	ADJ
easat-9347	108	3	phase	phase	NOUN
easat-9347	108	4	explored	explore	VERB
easat-9347	108	5	real	real	ADJ
easat-9347	108	6	-	-	PUNCT
easat-9347	108	7	world	world	NOUN
easat-9347	108	8	experiences	experience	NOUN
easat-9347	108	9	,	,	PUNCT
easat-9347	108	10	perceived	perceive	VERB
easat-9347	108	11	challenges	challenge	NOUN
easat-9347	108	12	,	,	PUNCT
easat-9347	108	13	and	and	CCONJ
easat-9347	108	14	strategic	strategic	ADJ
easat-9347	108	15	responses	response	NOUN
easat-9347	108	16	to	to	PART
easat-9347	108	17	risk	risk	VERB
easat-9347	108	18	management	management	NOUN
easat-9347	108	19	in	in	ADP
easat-9347	108	20	commercial	commercial	ADJ
easat-9347	108	21	acceptance	acceptance	NOUN
easat-9347	108	22	bills	bill	NOUN
easat-9347	108	23	.	.	PUNCT
easat-9347	109	1	3.2.1	3.2.1	X
easat-9347	109	2	.	.	PUNCT
easat-9347	110	1	participants	participant	NOUN
easat-9347	110	2	and	and	CCONJ
easat-9347	110	3	sampling	sample	VERB
easat-9347	110	4	a	a	DET
easat-9347	110	5	purposive	purposive	ADJ
easat-9347	110	6	sampling	sampling	NOUN
easat-9347	110	7	was	be	AUX
easat-9347	110	8	employed	employ	VERB
easat-9347	110	9	to	to	PART
easat-9347	110	10	recruit	recruit	VERB
easat-9347	110	11	15	15	NUM
easat-9347	110	12	industry	industry	NOUN
easat-9347	110	13	experts	expert	NOUN
easat-9347	110	14	,	,	PUNCT
easat-9347	110	15	including	include	VERB
easat-9347	110	16	cfos	cfos	NOUN
easat-9347	110	17	,	,	PUNCT
easat-9347	110	18	finance	finance	NOUN
easat-9347	110	19	managers	manager	NOUN
easat-9347	110	20	,	,	PUNCT
easat-9347	110	21	legal	legal	ADJ
easat-9347	110	22	advisors	advisor	NOUN
easat-9347	110	23	,	,	PUNCT
easat-9347	110	24	and	and	CCONJ
easat-9347	110	25	supply	supply	NOUN
easat-9347	110	26	chain	chain	NOUN
easat-9347	110	27	directors	director	NOUN
easat-9347	110	28	from	from	ADP
easat-9347	110	29	major	major	ADJ
easat-9347	110	30	real	real	ADJ
easat-9347	110	31	estate	estate	NOUN
easat-9347	110	32	development	development	NOUN
easat-9347	110	33	firms	firm	NOUN
easat-9347	110	34	and	and	CCONJ
easat-9347	110	35	financial	financial	ADJ
easat-9347	110	36	institutions	institution	NOUN
easat-9347	110	37	.	.	PUNCT
easat-9347	111	1	participants	participant	NOUN
easat-9347	111	2	were	be	AUX
easat-9347	111	3	selected	select	VERB
easat-9347	111	4	based	base	VERB
easat-9347	111	5	on	on	ADP
easat-9347	111	6	their	their	PRON
easat-9347	111	7	direct	direct	ADJ
easat-9347	111	8	involvement	involvement	NOUN
easat-9347	111	9	in	in	ADP
easat-9347	111	10	issuing	issue	VERB
easat-9347	111	11	,	,	PUNCT
easat-9347	111	12	managing	managing	NOUN
easat-9347	111	13	,	,	PUNCT
easat-9347	111	14	or	or	CCONJ
easat-9347	111	15	evaluating	evaluate	VERB
easat-9347	111	16	commercial	commercial	ADJ
easat-9347	111	17	bills	bill	NOUN
easat-9347	111	18	within	within	ADP
easat-9347	111	19	supply	supply	NOUN
easat-9347	111	20	chain	chain	NOUN
easat-9347	111	21	finance	finance	NOUN
easat-9347	111	22	.	.	PUNCT
easat-9347	112	1	554	554	NUM
easat-9347	112	2	edelweiss	edelweiss	PROPN
easat-9347	112	3	applied	apply	VERB
easat-9347	112	4	science	science	NOUN
easat-9347	112	5	and	and	CCONJ
easat-9347	112	6	technology	technology	NOUN
easat-9347	112	7	issn	issn	PROPN
easat-9347	112	8	:	:	PUNCT
easat-9347	112	9	2576	2576	NUM
easat-9347	112	10	-	-	SYM
easat-9347	112	11	8484	8484	NUM
easat-9347	112	12	vol	vol	NOUN
easat-9347	112	13	.	.	PROPN
easat-9347	113	1	9	9	NUM
easat-9347	113	2	,	,	PUNCT
easat-9347	113	3	no	no	INTJ
easat-9347	113	4	.	.	NOUN
easat-9347	113	5	8	8	NUM
easat-9347	113	6	:	:	SYM
easat-9347	113	7	550	550	NUM
easat-9347	113	8	-	-	SYM
easat-9347	113	9	564	564	NUM
easat-9347	113	10	,	,	PUNCT
easat-9347	113	11	2025	2025	NUM
easat-9347	113	12	doi	doi	NOUN
easat-9347	113	13	:	:	PUNCT
easat-9347	113	14	10.55214/2576	10.55214/2576	NUM
easat-9347	113	15	-	-	PUNCT
easat-9347	113	16	8484.v9i8.9347	8484.v9i8.9347	NOUN
easat-9347	114	1	©	©	PROPN
easat-9347	114	2	2025	2025	NUM
easat-9347	114	3	by	by	ADP
easat-9347	114	4	the	the	DET
easat-9347	114	5	authors	author	NOUN
easat-9347	114	6	;	;	PUNCT
easat-9347	114	7	licensee	licensee	PROPN
easat-9347	114	8	learning	learn	VERB
easat-9347	114	9	gate	gate	NOUN
easat-9347	114	10	3.2.2	3.2.2	NUM
easat-9347	114	11	.	.	PUNCT
easat-9347	115	1	data	data	NOUN
easat-9347	115	2	collection	collection	NOUN
easat-9347	115	3	procedure	procedure	NOUN
easat-9347	115	4	interviews	interview	NOUN
easat-9347	115	5	were	be	AUX
easat-9347	115	6	conducted	conduct	VERB
easat-9347	115	7	face	face	NOUN
easat-9347	115	8	-	-	PUNCT
easat-9347	115	9	to	to	ADP
easat-9347	115	10	-	-	PUNCT
easat-9347	115	11	face	face	NOUN
easat-9347	115	12	or	or	CCONJ
easat-9347	115	13	via	via	ADP
easat-9347	115	14	online	online	ADJ
easat-9347	115	15	video	video	NOUN
easat-9347	115	16	conferencing	conferencing	NOUN
easat-9347	115	17	platforms	platform	NOUN
easat-9347	115	18	.	.	PUNCT
easat-9347	116	1	each	each	DET
easat-9347	116	2	interview	interview	NOUN
easat-9347	116	3	lasted	last	VERB
easat-9347	116	4	approximately	approximately	ADV
easat-9347	116	5	45–60	45–60	NUM
easat-9347	116	6	minutes	minute	NOUN
easat-9347	116	7	and	and	CCONJ
easat-9347	116	8	followed	follow	VERB
easat-9347	116	9	a	a	DET
easat-9347	116	10	semi	semi	ADJ
easat-9347	116	11	-	-	ADJ
easat-9347	116	12	structured	structured	ADJ
easat-9347	116	13	interview	interview	NOUN
easat-9347	116	14	guide	guide	NOUN
easat-9347	116	15	.	.	PUNCT
easat-9347	117	1	key	key	ADJ
easat-9347	117	2	areas	area	NOUN
easat-9347	117	3	of	of	ADP
easat-9347	117	4	inquiry	inquiry	NOUN
easat-9347	117	5	included	include	VERB
easat-9347	117	6	:	:	PUNCT
easat-9347	117	7	perceptions	perception	NOUN
easat-9347	117	8	of	of	ADP
easat-9347	117	9	cab	cab	NOUN
easat-9347	117	10	credit	credit	NOUN
easat-9347	117	11	risk	risk	NOUN
easat-9347	117	12	and	and	CCONJ
easat-9347	117	13	its	its	PRON
easat-9347	117	14	sources	source	NOUN
easat-9347	117	15	;	;	PUNCT
easat-9347	117	16	risk	risk	NOUN
easat-9347	117	17	evaluation	evaluation	NOUN
easat-9347	117	18	and	and	CCONJ
easat-9347	117	19	due	due	ADJ
easat-9347	117	20	diligence	diligence	NOUN
easat-9347	117	21	practices	practice	NOUN
easat-9347	117	22	;	;	PUNCT
easat-9347	117	23	effectiveness	effectiveness	NOUN
easat-9347	117	24	of	of	ADP
easat-9347	117	25	regulatory	regulatory	ADJ
easat-9347	117	26	and	and	CCONJ
easat-9347	117	27	internal	internal	ADJ
easat-9347	117	28	controls	control	NOUN
easat-9347	117	29	;	;	PUNCT
easat-9347	117	30	case	case	NOUN
easat-9347	117	31	examples	example	NOUN
easat-9347	117	32	of	of	ADP
easat-9347	117	33	bill	bill	NOUN
easat-9347	117	34	defaults	default	NOUN
easat-9347	117	35	and	and	CCONJ
easat-9347	117	36	their	their	PRON
easat-9347	117	37	consequences	consequence	NOUN
easat-9347	117	38	;	;	PUNCT
easat-9347	117	39	recommendations	recommendation	NOUN
easat-9347	117	40	for	for	ADP
easat-9347	117	41	improving	improve	VERB
easat-9347	117	42	cab	cab	NOUN
easat-9347	117	43	risk	risk	NOUN
easat-9347	117	44	governance	governance	NOUN
easat-9347	117	45	.	.	PUNCT
easat-9347	118	1	all	all	DET
easat-9347	118	2	interviews	interview	NOUN
easat-9347	118	3	were	be	AUX
easat-9347	118	4	audiorecorded	audiorecorde	VERB
easat-9347	118	5	with	with	ADP
easat-9347	118	6	participant	participant	ADJ
easat-9347	118	7	consent	consent	NOUN
easat-9347	118	8	and	and	CCONJ
easat-9347	118	9	transcribed	transcribe	VERB
easat-9347	118	10	verbatim	verbatim	ADJ
easat-9347	118	11	for	for	ADP
easat-9347	118	12	analysis	analysis	NOUN
easat-9347	118	13	.	.	PUNCT
easat-9347	119	1	3.2.3	3.2.3	X
easat-9347	119	2	.	.	PUNCT
easat-9347	119	3	data	datum	NOUN
easat-9347	119	4	analysis	analysis	NOUN
easat-9347	119	5	thematic	thematic	ADJ
easat-9347	119	6	analysis	analysis	NOUN
easat-9347	119	7	was	be	AUX
easat-9347	119	8	employed	employ	VERB
easat-9347	119	9	to	to	PART
easat-9347	119	10	analyze	analyze	VERB
easat-9347	119	11	qualitative	qualitative	ADJ
easat-9347	119	12	data	datum	NOUN
easat-9347	119	13	.	.	PUNCT
easat-9347	120	1	coding	code	VERB
easat-9347	120	2	was	be	AUX
easat-9347	120	3	conducted	conduct	VERB
easat-9347	120	4	using	use	VERB
easat-9347	120	5	qualitative	qualitative	ADJ
easat-9347	120	6	data	datum	NOUN
easat-9347	120	7	analysis	analysis	NOUN
easat-9347	120	8	software	software	NOUN
easat-9347	120	9	.	.	PUNCT
easat-9347	121	1	an	an	DET
easat-9347	121	2	inductive	inductive	ADJ
easat-9347	121	3	approach	approach	NOUN
easat-9347	121	4	was	be	AUX
easat-9347	121	5	used	use	VERB
easat-9347	121	6	to	to	PART
easat-9347	121	7	identify	identify	VERB
easat-9347	121	8	emergent	emergent	ADJ
easat-9347	121	9	themes	theme	NOUN
easat-9347	121	10	,	,	PUNCT
easat-9347	121	11	which	which	PRON
easat-9347	121	12	were	be	AUX
easat-9347	121	13	then	then	ADV
easat-9347	121	14	categorized	categorize	VERB
easat-9347	121	15	into	into	ADP
easat-9347	121	16	broader	broad	ADJ
easat-9347	121	17	dimensions	dimension	NOUN
easat-9347	121	18	aligned	align	VERB
easat-9347	121	19	with	with	ADP
easat-9347	121	20	the	the	DET
easat-9347	121	21	conceptual	conceptual	ADJ
easat-9347	121	22	model	model	NOUN
easat-9347	121	23	.	.	PUNCT
easat-9347	122	1	patterns	pattern	NOUN
easat-9347	122	2	were	be	AUX
easat-9347	122	3	examined	examine	VERB
easat-9347	122	4	across	across	ADP
easat-9347	122	5	participants	participant	NOUN
easat-9347	122	6	to	to	PART
easat-9347	122	7	validate	validate	VERB
easat-9347	122	8	and	and	CCONJ
easat-9347	122	9	expand	expand	VERB
easat-9347	122	10	upon	upon	SCONJ
easat-9347	122	11	the	the	DET
easat-9347	122	12	findings	finding	NOUN
easat-9347	122	13	.	.	PUNCT
easat-9347	123	1	3.3	3.3	NUM
easat-9347	123	2	.	.	PUNCT
easat-9347	124	1	ethical	ethical	ADJ
easat-9347	124	2	considerations	consideration	NOUN
easat-9347	124	3	the	the	DET
easat-9347	124	4	ethics	ethic	NOUN
easat-9347	124	5	committee	committee	PROPN
easat-9347	124	6	of	of	ADP
easat-9347	124	7	the	the	DET
easat-9347	124	8	graduate	graduate	NOUN
easat-9347	124	9	school	school	NOUN
easat-9347	124	10	reviewed	review	VERB
easat-9347	124	11	and	and	CCONJ
easat-9347	124	12	approved	approve	VERB
easat-9347	124	13	the	the	DET
easat-9347	124	14	research	research	NOUN
easat-9347	124	15	protocol	protocol	NOUN
easat-9347	124	16	.	.	PUNCT
easat-9347	125	1	participation	participation	NOUN
easat-9347	125	2	in	in	ADP
easat-9347	125	3	both	both	CCONJ
easat-9347	125	4	the	the	DET
easat-9347	125	5	survey	survey	NOUN
easat-9347	125	6	and	and	CCONJ
easat-9347	125	7	interviews	interview	NOUN
easat-9347	125	8	was	be	AUX
easat-9347	125	9	voluntary	voluntary	ADJ
easat-9347	125	10	,	,	PUNCT
easat-9347	125	11	and	and	CCONJ
easat-9347	125	12	informed	informed	ADJ
easat-9347	125	13	consent	consent	NOUN
easat-9347	125	14	was	be	AUX
easat-9347	125	15	obtained	obtain	VERB
easat-9347	125	16	from	from	ADP
easat-9347	125	17	all	all	DET
easat-9347	125	18	respondents	respondent	NOUN
easat-9347	125	19	.	.	PUNCT
easat-9347	126	1	anonymity	anonymity	NOUN
easat-9347	126	2	and	and	CCONJ
easat-9347	126	3	confidentiality	confidentiality	NOUN
easat-9347	126	4	were	be	AUX
easat-9347	126	5	ensured	ensure	VERB
easat-9347	126	6	throughout	throughout	ADP
easat-9347	126	7	the	the	DET
easat-9347	126	8	research	research	NOUN
easat-9347	126	9	process	process	NOUN
easat-9347	126	10	.	.	PUNCT
easat-9347	127	1	data	datum	NOUN
easat-9347	127	2	were	be	AUX
easat-9347	127	3	stored	store	VERB
easat-9347	127	4	securely	securely	ADV
easat-9347	127	5	,	,	PUNCT
easat-9347	127	6	and	and	CCONJ
easat-9347	127	7	participants	participant	NOUN
easat-9347	127	8	were	be	AUX
easat-9347	127	9	informed	inform	VERB
easat-9347	127	10	of	of	ADP
easat-9347	127	11	their	their	PRON
easat-9347	127	12	right	right	NOUN
easat-9347	127	13	to	to	PART
easat-9347	127	14	withdraw	withdraw	VERB
easat-9347	127	15	at	at	ADP
easat-9347	127	16	any	any	DET
easat-9347	127	17	stage	stage	NOUN
easat-9347	127	18	without	without	ADP
easat-9347	127	19	consequence	consequence	NOUN
easat-9347	127	20	.	.	PUNCT
easat-9347	128	1	4	4	X
easat-9347	128	2	.	.	X
easat-9347	128	3	research	research	NOUN
easat-9347	128	4	result	result	VERB
easat-9347	128	5	4.1	4.1	NUM
easat-9347	128	6	.	.	PUNCT
easat-9347	129	1	descriptive	descriptive	ADJ
easat-9347	129	2	analysis	analysis	NOUN
easat-9347	129	3	the	the	DET
easat-9347	129	4	study	study	NOUN
easat-9347	129	5	conducted	conduct	VERB
easat-9347	129	6	a	a	DET
easat-9347	129	7	qualitative	qualitative	ADJ
easat-9347	129	8	analysis	analysis	NOUN
easat-9347	129	9	based	base	VERB
easat-9347	129	10	on	on	ADP
easat-9347	129	11	semi	semi	ADJ
easat-9347	129	12	-	-	ADJ
easat-9347	129	13	structured	structured	ADJ
easat-9347	129	14	interviews	interview	NOUN
easat-9347	129	15	with	with	ADP
easat-9347	129	16	senior	senior	ADJ
easat-9347	129	17	professionals	professional	NOUN
easat-9347	129	18	in	in	ADP
easat-9347	129	19	china	china	PROPN
easat-9347	129	20	's	's	PART
easat-9347	129	21	real	real	ADJ
easat-9347	129	22	estate	estate	NOUN
easat-9347	129	23	and	and	CCONJ
easat-9347	129	24	financial	financial	ADJ
easat-9347	129	25	sectors	sector	NOUN
easat-9347	129	26	.	.	PUNCT
easat-9347	130	1	this	this	DET
easat-9347	130	2	phase	phase	NOUN
easat-9347	130	3	explored	explore	VERB
easat-9347	130	4	managerial	managerial	ADJ
easat-9347	130	5	insights	insight	NOUN
easat-9347	130	6	,	,	PUNCT
easat-9347	130	7	realworld	realworld	PROPN
easat-9347	130	8	experiences	experience	NOUN
easat-9347	130	9	,	,	PUNCT
easat-9347	130	10	and	and	CCONJ
easat-9347	130	11	contextual	contextual	ADJ
easat-9347	130	12	factors	factor	NOUN
easat-9347	130	13	influencing	influence	VERB
easat-9347	130	14	credit	credit	NOUN
easat-9347	130	15	risk	risk	NOUN
easat-9347	130	16	management	management	NOUN
easat-9347	130	17	in	in	ADP
easat-9347	130	18	commercial	commercial	ADJ
easat-9347	130	19	acceptance	acceptance	NOUN
easat-9347	130	20	bills	bill	NOUN
easat-9347	130	21	(	(	PUNCT
easat-9347	130	22	cabs	cab	NOUN
easat-9347	130	23	)	)	PUNCT
easat-9347	130	24	within	within	ADP
easat-9347	130	25	supply	supply	NOUN
easat-9347	130	26	chain	chain	NOUN
easat-9347	130	27	finance	finance	NOUN
easat-9347	130	28	.	.	PUNCT
easat-9347	131	1	by	by	ADP
easat-9347	131	2	engaging	engage	VERB
easat-9347	131	3	practitioners	practitioner	NOUN
easat-9347	131	4	directly	directly	ADV
easat-9347	131	5	involved	involve	VERB
easat-9347	131	6	in	in	ADP
easat-9347	131	7	bill	bill	NOUN
easat-9347	131	8	issuance	issuance	NOUN
easat-9347	131	9	,	,	PUNCT
easat-9347	131	10	discounting	discount	VERB
easat-9347	131	11	,	,	PUNCT
easat-9347	131	12	and	and	CCONJ
easat-9347	131	13	risk	risk	NOUN
easat-9347	131	14	assessment	assessment	NOUN
easat-9347	131	15	,	,	PUNCT
easat-9347	131	16	the	the	DET
easat-9347	131	17	research	research	NOUN
easat-9347	131	18	obtained	obtain	VERB
easat-9347	131	19	a	a	DET
easat-9347	131	20	deeper	deep	ADJ
easat-9347	131	21	understanding	understanding	NOUN
easat-9347	131	22	of	of	ADP
easat-9347	131	23	how	how	SCONJ
easat-9347	131	24	risk	risk	NOUN
easat-9347	131	25	is	be	AUX
easat-9347	131	26	perceived	perceive	VERB
easat-9347	131	27	,	,	PUNCT
easat-9347	131	28	managed	manage	VERB
easat-9347	131	29	,	,	PUNCT
easat-9347	131	30	and	and	CCONJ
easat-9347	131	31	mitigated	mitigate	VERB
easat-9347	131	32	at	at	ADP
easat-9347	131	33	the	the	DET
easat-9347	131	34	operational	operational	ADJ
easat-9347	131	35	level	level	NOUN
easat-9347	131	36	.	.	PUNCT
easat-9347	132	1	the	the	DET
easat-9347	132	2	analysis	analysis	NOUN
easat-9347	132	3	of	of	ADP
easat-9347	132	4	the	the	DET
easat-9347	132	5	interview	interview	NOUN
easat-9347	132	6	transcripts	transcript	NOUN
easat-9347	132	7	followed	follow	VERB
easat-9347	132	8	a	a	DET
easat-9347	132	9	thematic	thematic	ADJ
easat-9347	132	10	approach	approach	NOUN
easat-9347	132	11	,	,	PUNCT
easat-9347	132	12	in	in	ADP
easat-9347	132	13	which	which	PRON
easat-9347	132	14	common	common	ADJ
easat-9347	132	15	patterns	pattern	NOUN
easat-9347	132	16	and	and	CCONJ
easat-9347	132	17	recurring	recur	VERB
easat-9347	132	18	ideas	idea	NOUN
easat-9347	132	19	were	be	AUX
easat-9347	132	20	identified	identify	VERB
easat-9347	132	21	,	,	PUNCT
easat-9347	132	22	coded	code	VERB
easat-9347	132	23	,	,	PUNCT
easat-9347	132	24	and	and	CCONJ
easat-9347	132	25	grouped	group	VERB
easat-9347	132	26	under	under	ADP
easat-9347	132	27	broader	broad	ADJ
easat-9347	132	28	categories	category	NOUN
easat-9347	132	29	aligned	align	VERB
easat-9347	132	30	with	with	ADP
easat-9347	132	31	the	the	DET
easat-9347	132	32	conceptual	conceptual	ADJ
easat-9347	132	33	framework	framework	NOUN
easat-9347	132	34	.	.	PUNCT
easat-9347	133	1	the	the	DET
easat-9347	133	2	data	datum	NOUN
easat-9347	133	3	were	be	AUX
easat-9347	133	4	examined	examine	VERB
easat-9347	133	5	for	for	ADP
easat-9347	133	6	coherence	coherence	NOUN
easat-9347	133	7	with	with	ADP
easat-9347	133	8	the	the	DET
easat-9347	133	9	quantitative	quantitative	ADJ
easat-9347	133	10	model	model	NOUN
easat-9347	133	11	and	and	CCONJ
easat-9347	133	12	for	for	ADP
easat-9347	133	13	emerging	emerge	VERB
easat-9347	133	14	insights	insight	NOUN
easat-9347	133	15	that	that	PRON
easat-9347	133	16	could	could	AUX
easat-9347	133	17	refine	refine	VERB
easat-9347	133	18	or	or	CCONJ
easat-9347	133	19	expand	expand	VERB
easat-9347	133	20	upon	upon	SCONJ
easat-9347	133	21	the	the	DET
easat-9347	133	22	statistical	statistical	ADJ
easat-9347	133	23	results	result	NOUN
easat-9347	133	24	.	.	PUNCT
easat-9347	134	1	555	555	NUM
easat-9347	134	2	edelweiss	edelweiss	PROPN
easat-9347	134	3	applied	apply	VERB
easat-9347	134	4	science	science	NOUN
easat-9347	134	5	and	and	CCONJ
easat-9347	134	6	technology	technology	NOUN
easat-9347	134	7	issn	issn	PROPN
easat-9347	134	8	:	:	PUNCT
easat-9347	134	9	2576	2576	NUM
easat-9347	134	10	-	-	SYM
easat-9347	134	11	8484	8484	NUM
easat-9347	134	12	vol	vol	NOUN
easat-9347	134	13	.	.	PROPN
easat-9347	135	1	9	9	NUM
easat-9347	135	2	,	,	PUNCT
easat-9347	135	3	no	no	INTJ
easat-9347	135	4	.	.	NOUN
easat-9347	135	5	8	8	NUM
easat-9347	135	6	:	:	SYM
easat-9347	135	7	550	550	NUM
easat-9347	135	8	-	-	SYM
easat-9347	135	9	564	564	NUM
easat-9347	135	10	,	,	PUNCT
easat-9347	135	11	2025	2025	NUM
easat-9347	135	12	doi	doi	NOUN
easat-9347	135	13	:	:	PUNCT
easat-9347	135	14	10.55214/2576	10.55214/2576	NUM
easat-9347	135	15	-	-	PUNCT
easat-9347	135	16	8484.v9i8.9347	8484.v9i8.9347	NOUN
easat-9347	136	1	©	©	PROPN
easat-9347	136	2	2025	2025	NUM
easat-9347	136	3	by	by	ADP
easat-9347	136	4	the	the	DET
easat-9347	136	5	authors	author	NOUN
easat-9347	136	6	;	;	PUNCT
easat-9347	136	7	licensee	licensee	PROPN
easat-9347	136	8	learning	learn	VERB
easat-9347	136	9	gate	gate	NOUN
easat-9347	136	10	table	table	NOUN
easat-9347	136	11	1	1	NUM
easat-9347	136	12	.	.	PUNCT
easat-9347	136	13	information	information	NOUN
easat-9347	136	14	on	on	ADP
easat-9347	136	15	commercial	commercial	ADJ
easat-9347	136	16	acceptance	acceptance	NOUN
easat-9347	136	17	bills	bill	NOUN
easat-9347	136	18	.	.	PUNCT
easat-9347	137	1	no	no	INTJ
easat-9347	137	2	.	.	PUNCT
easat-9347	138	1	informant	informant	NOUN
easat-9347	138	2	job	job	NOUN
easat-9347	138	3	title	title	NOUN
easat-9347	138	4	age	age	NOUN
easat-9347	138	5	gender	gender	NOUN
easat-9347	138	6	1	1	NUM
easat-9347	138	7	informant	informant	NOUN
easat-9347	138	8	1	1	NUM
easat-9347	138	9	chief	chief	ADJ
easat-9347	138	10	financial	financial	ADJ
easat-9347	138	11	officer	officer	NOUN
easat-9347	138	12	52	52	NUM
easat-9347	138	13	male	male	NOUN
easat-9347	138	14	2	2	NUM
easat-9347	138	15	informant	informant	NOUN
easat-9347	138	16	2	2	NUM
easat-9347	138	17	supply	supply	NOUN
easat-9347	138	18	chain	chain	NOUN
easat-9347	138	19	finance	finance	NOUN
easat-9347	138	20	manager	manager	NOUN
easat-9347	138	21	39	39	NUM
easat-9347	138	22	female	female	ADJ
easat-9347	138	23	3	3	NUM
easat-9347	138	24	informant	informant	NOUN
easat-9347	138	25	3	3	NUM
easat-9347	138	26	credit	credit	NOUN
easat-9347	138	27	risk	risk	NOUN
easat-9347	138	28	analyst	analyst	NOUN
easat-9347	138	29	31	31	NUM
easat-9347	138	30	male	male	NOUN
easat-9347	138	31	4	4	NUM
easat-9347	138	32	informant	informant	NOUN
easat-9347	138	33	4	4	NUM
easat-9347	138	34	legal	legal	ADJ
easat-9347	138	35	advisor	advisor	NOUN
easat-9347	138	36	45	45	NUM
easat-9347	138	37	female	female	ADJ
easat-9347	138	38	5	5	NUM
easat-9347	138	39	informant	informant	NOUN
easat-9347	138	40	5	5	NUM
easat-9347	138	41	deputy	deputy	NOUN
easat-9347	138	42	finance	finance	NOUN
easat-9347	138	43	director	director	NOUN
easat-9347	138	44	47	47	NUM
easat-9347	138	45	male	male	NOUN
easat-9347	138	46	6	6	NUM
easat-9347	138	47	informant	informant	NOUN
easat-9347	138	48	6	6	NUM
easat-9347	138	49	procurement	procurement	NOUN
easat-9347	138	50	head	head	NOUN
easat-9347	138	51	36	36	NUM
easat-9347	138	52	female	female	ADJ
easat-9347	138	53	7	7	NUM
easat-9347	138	54	informant	informant	NOUN
easat-9347	138	55	7	7	NUM
easat-9347	138	56	risk	risk	NOUN
easat-9347	138	57	control	control	NOUN
easat-9347	138	58	manager	manager	NOUN
easat-9347	138	59	42	42	NUM
easat-9347	138	60	male	male	ADJ
easat-9347	138	61	8	8	NUM
easat-9347	138	62	informant	informant	NOUN
easat-9347	138	63	8	8	NUM
easat-9347	138	64	credit	credit	NOUN
easat-9347	138	65	officer	officer	NOUN
easat-9347	138	66	29	29	NUM
easat-9347	138	67	female	female	ADJ
easat-9347	138	68	9	9	NUM
easat-9347	138	69	informant	informant	NOUN
easat-9347	138	70	9	9	NUM
easat-9347	138	71	senior	senior	ADJ
easat-9347	138	72	treasury	treasury	NOUN
easat-9347	138	73	analyst	analyst	NOUN
easat-9347	138	74	34	34	NUM
easat-9347	138	75	male	male	NOUN
easat-9347	138	76	10	10	NUM
easat-9347	138	77	informant	informant	NOUN
easat-9347	138	78	10	10	NUM
easat-9347	138	79	financial	financial	ADJ
easat-9347	138	80	compliance	compliance	NOUN
easat-9347	138	81	officer	officer	NOUN
easat-9347	138	82	40	40	NUM
easat-9347	138	83	female	female	ADJ
easat-9347	138	84	11	11	NUM
easat-9347	138	85	informant	informant	NOUN
easat-9347	138	86	11	11	NUM
easat-9347	138	87	strategic	strategic	ADJ
easat-9347	138	88	sourcing	sourcing	NOUN
easat-9347	138	89	manager	manager	NOUN
easat-9347	138	90	38	38	NUM
easat-9347	138	91	male	male	NOUN
easat-9347	138	92	12	12	NUM
easat-9347	138	93	informant	informant	NOUN
easat-9347	138	94	12	12	NUM
easat-9347	138	95	internal	internal	ADJ
easat-9347	138	96	auditor	auditor	NOUN
easat-9347	138	97	33	33	NUM
easat-9347	138	98	female	female	ADJ
easat-9347	138	99	13	13	NUM
easat-9347	138	100	informant	informant	NOUN
easat-9347	138	101	13	13	NUM
easat-9347	138	102	risk	risk	NOUN
easat-9347	138	103	and	and	CCONJ
easat-9347	138	104	compliance	compliance	NOUN
easat-9347	138	105	director	director	NOUN
easat-9347	138	106	50	50	NUM
easat-9347	138	107	male	male	NOUN
easat-9347	138	108	14	14	NUM
easat-9347	138	109	informant	informant	NOUN
easat-9347	138	110	14	14	NUM
easat-9347	138	111	project	project	NOUN
easat-9347	138	112	finance	finance	NOUN
easat-9347	138	113	specialist	specialist	NOUN
easat-9347	138	114	41	41	NUM
easat-9347	138	115	female	female	ADJ
easat-9347	138	116	15	15	NUM
easat-9347	138	117	informant	informant	NOUN
easat-9347	138	118	15	15	NUM
easat-9347	138	119	head	head	NOUN
easat-9347	138	120	of	of	ADP
easat-9347	138	121	legal	legal	ADJ
easat-9347	138	122	risk	risk	NOUN
easat-9347	138	123	management	management	NOUN
easat-9347	138	124	46	46	NUM
easat-9347	138	125	male	male	NOUN
easat-9347	138	126	based	base	VERB
easat-9347	138	127	on	on	ADP
easat-9347	138	128	the	the	DET
easat-9347	138	129	profile	profile	NOUN
easat-9347	138	130	of	of	ADP
easat-9347	138	131	the	the	DET
easat-9347	138	132	15	15	NUM
easat-9347	138	133	informants	informant	NOUN
easat-9347	138	134	in	in	ADP
easat-9347	138	135	table	table	NOUN
easat-9347	138	136	1	1	NUM
easat-9347	138	137	,	,	PUNCT
easat-9347	138	138	several	several	ADJ
easat-9347	138	139	patterns	pattern	NOUN
easat-9347	138	140	emerge	emerge	VERB
easat-9347	138	141	that	that	PRON
easat-9347	138	142	offer	offer	VERB
easat-9347	138	143	insight	insight	NOUN
easat-9347	138	144	into	into	ADP
easat-9347	138	145	the	the	DET
easat-9347	138	146	diversity	diversity	NOUN
easat-9347	138	147	and	and	CCONJ
easat-9347	138	148	relevance	relevance	NOUN
easat-9347	138	149	of	of	ADP
easat-9347	138	150	the	the	DET
easat-9347	138	151	sample	sample	NOUN
easat-9347	138	152	for	for	ADP
easat-9347	138	153	a	a	DET
easat-9347	138	154	qualitative	qualitative	ADJ
easat-9347	138	155	study	study	NOUN
easat-9347	138	156	on	on	ADP
easat-9347	138	157	credit	credit	NOUN
easat-9347	138	158	risk	risk	NOUN
easat-9347	138	159	in	in	ADP
easat-9347	138	160	commercial	commercial	ADJ
easat-9347	138	161	acceptance	acceptance	NOUN
easat-9347	138	162	bills	bill	NOUN
easat-9347	138	163	(	(	PUNCT
easat-9347	138	164	cabs	cab	NOUN
easat-9347	138	165	)	)	PUNCT
easat-9347	138	166	within	within	ADP
easat-9347	138	167	china	china	PROPN
easat-9347	138	168	's	's	PART
easat-9347	138	169	real	real	ADJ
easat-9347	138	170	estate	estate	NOUN
easat-9347	138	171	and	and	CCONJ
easat-9347	138	172	financial	financial	ADJ
easat-9347	138	173	sectors	sector	NOUN
easat-9347	138	174	.	.	PUNCT
easat-9347	139	1	first	first	ADV
easat-9347	139	2	,	,	PUNCT
easat-9347	139	3	the	the	DET
easat-9347	139	4	sample	sample	NOUN
easat-9347	139	5	reflects	reflect	VERB
easat-9347	139	6	a	a	DET
easat-9347	139	7	balanced	balanced	ADJ
easat-9347	139	8	representation	representation	NOUN
easat-9347	139	9	across	across	ADP
easat-9347	139	10	functional	functional	ADJ
easat-9347	139	11	roles	role	NOUN
easat-9347	139	12	critical	critical	ADJ
easat-9347	139	13	to	to	ADP
easat-9347	139	14	cab	cab	NOUN
easat-9347	139	15	issuance	issuance	NOUN
easat-9347	139	16	and	and	CCONJ
easat-9347	139	17	management	management	NOUN
easat-9347	139	18	.	.	PUNCT
easat-9347	140	1	key	key	ADJ
easat-9347	140	2	positions	position	NOUN
easat-9347	140	3	such	such	ADJ
easat-9347	140	4	as	as	ADP
easat-9347	140	5	chief	chief	ADJ
easat-9347	140	6	financial	financial	ADJ
easat-9347	140	7	officer	officer	NOUN
easat-9347	140	8	,	,	PUNCT
easat-9347	140	9	risk	risk	NOUN
easat-9347	140	10	control	control	NOUN
easat-9347	140	11	manager	manager	NOUN
easat-9347	140	12	,	,	PUNCT
easat-9347	140	13	legal	legal	ADJ
easat-9347	140	14	advisor	advisor	NOUN
easat-9347	140	15	,	,	PUNCT
easat-9347	140	16	credit	credit	NOUN
easat-9347	140	17	officer	officer	NOUN
easat-9347	140	18	,	,	PUNCT
easat-9347	140	19	and	and	CCONJ
easat-9347	140	20	internal	internal	ADJ
easat-9347	140	21	auditor	auditor	NOUN
easat-9347	140	22	are	be	AUX
easat-9347	140	23	well	well	ADV
easat-9347	140	24	represented	represent	VERB
easat-9347	140	25	.	.	PUNCT
easat-9347	141	1	this	this	PRON
easat-9347	141	2	ensures	ensure	VERB
easat-9347	141	3	a	a	DET
easat-9347	141	4	comprehensive	comprehensive	ADJ
easat-9347	141	5	perspective	perspective	NOUN
easat-9347	141	6	from	from	ADP
easat-9347	141	7	both	both	CCONJ
easat-9347	141	8	strategic	strategic	ADJ
easat-9347	141	9	and	and	CCONJ
easat-9347	141	10	operational	operational	ADJ
easat-9347	141	11	levels	level	NOUN
easat-9347	141	12	—	—	PUNCT
easat-9347	141	13	from	from	ADP
easat-9347	141	14	high	high	ADJ
easat-9347	141	15	-	-	PUNCT
easat-9347	141	16	level	level	NOUN
easat-9347	141	17	financial	financial	ADJ
easat-9347	141	18	decision	decision	NOUN
easat-9347	141	19	-	-	PUNCT
easat-9347	141	20	making	making	NOUN
easat-9347	141	21	to	to	ADP
easat-9347	141	22	day	day	NOUN
easat-9347	141	23	-	-	PUNCT
easat-9347	141	24	to	to	ADP
easat-9347	141	25	-	-	PUNCT
easat-9347	141	26	day	day	NOUN
easat-9347	141	27	risk	risk	NOUN
easat-9347	141	28	and	and	CCONJ
easat-9347	141	29	compliance	compliance	NOUN
easat-9347	141	30	practices	practice	NOUN
easat-9347	141	31	monitoring	monitor	VERB
easat-9347	141	32	.	.	PUNCT
easat-9347	142	1	such	such	ADJ
easat-9347	142	2	diversity	diversity	NOUN
easat-9347	142	3	supports	support	VERB
easat-9347	142	4	a	a	DET
easat-9347	142	5	multi	multi	ADJ
easat-9347	142	6	-	-	ADJ
easat-9347	142	7	dimensional	dimensional	ADJ
easat-9347	142	8	exploration	exploration	NOUN
easat-9347	142	9	of	of	ADP
easat-9347	142	10	credit	credit	NOUN
easat-9347	142	11	risk	risk	NOUN
easat-9347	142	12	,	,	PUNCT
easat-9347	142	13	where	where	SCONJ
easat-9347	142	14	informants	informant	NOUN
easat-9347	142	15	can	can	AUX
easat-9347	142	16	offer	offer	VERB
easat-9347	142	17	insights	insight	NOUN
easat-9347	142	18	from	from	ADP
easat-9347	142	19	both	both	CCONJ
easat-9347	142	20	the	the	DET
easat-9347	142	21	issuing	issuing	NOUN
easat-9347	142	22	and	and	CCONJ
easat-9347	142	23	evaluating	evaluating	NOUN
easat-9347	142	24	ends	end	NOUN
easat-9347	142	25	of	of	ADP
easat-9347	142	26	the	the	DET
easat-9347	142	27	cab	cab	NOUN
easat-9347	142	28	process	process	NOUN
easat-9347	142	29	.	.	PUNCT
easat-9347	143	1	the	the	DET
easat-9347	143	2	age	age	NOUN
easat-9347	143	3	distribution	distribution	NOUN
easat-9347	143	4	of	of	ADP
easat-9347	143	5	participants	participant	NOUN
easat-9347	143	6	—	—	PUNCT
easat-9347	143	7	ranging	range	VERB
easat-9347	143	8	from	from	ADP
easat-9347	143	9	29	29	NUM
easat-9347	143	10	to	to	PART
easat-9347	143	11	52	52	NUM
easat-9347	143	12	years	year	NOUN
easat-9347	143	13	old	old	ADJ
easat-9347	143	14	—	—	PUNCT
easat-9347	143	15	adds	add	VERB
easat-9347	143	16	depth	depth	NOUN
easat-9347	143	17	to	to	ADP
easat-9347	143	18	the	the	DET
easat-9347	143	19	analysis	analysis	NOUN
easat-9347	143	20	by	by	ADP
easat-9347	143	21	combining	combine	VERB
easat-9347	143	22	experienced	experience	VERB
easat-9347	143	23	senior	senior	ADJ
easat-9347	143	24	managers	manager	NOUN
easat-9347	143	25	with	with	ADP
easat-9347	143	26	younger	young	ADJ
easat-9347	143	27	professionals	professional	NOUN
easat-9347	143	28	more	more	ADV
easat-9347	143	29	attuned	attuned	ADJ
easat-9347	143	30	to	to	ADP
easat-9347	143	31	recent	recent	ADJ
easat-9347	143	32	regulatory	regulatory	ADJ
easat-9347	143	33	and	and	CCONJ
easat-9347	143	34	technological	technological	ADJ
easat-9347	143	35	changes	change	NOUN
easat-9347	143	36	.	.	PUNCT
easat-9347	144	1	notably	notably	ADV
easat-9347	144	2	,	,	PUNCT
easat-9347	144	3	many	many	ADJ
easat-9347	144	4	informants	informant	NOUN
easat-9347	144	5	fall	fall	VERB
easat-9347	144	6	within	within	ADP
easat-9347	144	7	the	the	DET
easat-9347	144	8	35–45	35–45	NUM
easat-9347	144	9	age	age	NOUN
easat-9347	144	10	range	range	NOUN
easat-9347	144	11	,	,	PUNCT
easat-9347	144	12	a	a	DET
easat-9347	144	13	demographic	demographic	ADJ
easat-9347	144	14	likely	likely	ADJ
easat-9347	144	15	to	to	PART
easat-9347	144	16	possess	possess	VERB
easat-9347	144	17	managerial	managerial	ADJ
easat-9347	144	18	experience	experience	NOUN
easat-9347	144	19	and	and	CCONJ
easat-9347	144	20	active	active	ADJ
easat-9347	144	21	involvement	involvement	NOUN
easat-9347	144	22	in	in	ADP
easat-9347	144	23	financial	financial	ADJ
easat-9347	144	24	innovation	innovation	NOUN
easat-9347	144	25	and	and	CCONJ
easat-9347	144	26	digital	digital	ADJ
easat-9347	144	27	risk	risk	NOUN
easat-9347	144	28	management	management	NOUN
easat-9347	144	29	systems	system	NOUN
easat-9347	144	30	.	.	PUNCT
easat-9347	145	1	gender	gender	NOUN
easat-9347	145	2	representation	representation	NOUN
easat-9347	145	3	in	in	ADP
easat-9347	145	4	the	the	DET
easat-9347	145	5	sample	sample	NOUN
easat-9347	145	6	is	be	AUX
easat-9347	145	7	reasonably	reasonably	ADV
easat-9347	145	8	balanced	balanced	ADJ
easat-9347	145	9	,	,	PUNCT
easat-9347	145	10	with	with	ADP
easat-9347	145	11	7	7	NUM
easat-9347	145	12	female	female	ADJ
easat-9347	145	13	and	and	CCONJ
easat-9347	145	14	8	8	NUM
easat-9347	145	15	male	male	ADJ
easat-9347	145	16	participants	participant	NOUN
easat-9347	145	17	.	.	PUNCT
easat-9347	146	1	this	this	PRON
easat-9347	146	2	contributes	contribute	VERB
easat-9347	146	3	to	to	ADP
easat-9347	146	4	a	a	DET
easat-9347	146	5	broader	broad	ADJ
easat-9347	146	6	understanding	understanding	NOUN
easat-9347	146	7	of	of	ADP
easat-9347	146	8	perspectives	perspective	NOUN
easat-9347	146	9	and	and	CCONJ
easat-9347	146	10	risk	risk	NOUN
easat-9347	146	11	management	management	NOUN
easat-9347	146	12	styles	style	NOUN
easat-9347	146	13	that	that	PRON
easat-9347	146	14	might	might	AUX
easat-9347	146	15	differ	differ	VERB
easat-9347	146	16	subtly	subtly	ADV
easat-9347	146	17	across	across	ADP
easat-9347	146	18	gender	gender	NOUN
easat-9347	146	19	lines	line	NOUN
easat-9347	146	20	,	,	PUNCT
easat-9347	146	21	although	although	SCONJ
easat-9347	146	22	that	that	PRON
easat-9347	146	23	is	be	AUX
easat-9347	146	24	not	not	PART
easat-9347	146	25	the	the	DET
easat-9347	146	26	focus	focus	NOUN
easat-9347	146	27	of	of	ADP
easat-9347	146	28	this	this	DET
easat-9347	146	29	study	study	NOUN
easat-9347	146	30	.	.	PUNCT
easat-9347	147	1	overall	overall	ADV
easat-9347	147	2	,	,	PUNCT
easat-9347	147	3	the	the	DET
easat-9347	147	4	composition	composition	NOUN
easat-9347	147	5	of	of	ADP
easat-9347	147	6	informants	informant	NOUN
easat-9347	147	7	ensures	ensure	VERB
easat-9347	147	8	credibility	credibility	NOUN
easat-9347	147	9	and	and	CCONJ
easat-9347	147	10	richness	richness	NOUN
easat-9347	147	11	in	in	ADP
easat-9347	147	12	data	datum	NOUN
easat-9347	147	13	collection	collection	NOUN
easat-9347	147	14	,	,	PUNCT
easat-9347	147	15	enabling	enable	VERB
easat-9347	147	16	the	the	DET
easat-9347	147	17	research	research	NOUN
easat-9347	147	18	to	to	PART
easat-9347	147	19	capture	capture	VERB
easat-9347	147	20	institutional	institutional	ADJ
easat-9347	147	21	-	-	PUNCT
easat-9347	147	22	level	level	NOUN
easat-9347	147	23	strategies	strategy	NOUN
easat-9347	147	24	and	and	CCONJ
easat-9347	147	25	individual	individual	ADJ
easat-9347	147	26	professional	professional	ADJ
easat-9347	147	27	experiences	experience	NOUN
easat-9347	147	28	regarding	regard	VERB
easat-9347	147	29	credit	credit	NOUN
easat-9347	147	30	risk	risk	NOUN
easat-9347	147	31	assessment	assessment	NOUN
easat-9347	147	32	and	and	CCONJ
easat-9347	147	33	governance	governance	NOUN
easat-9347	147	34	in	in	ADP
easat-9347	147	35	cabs	cab	NOUN
easat-9347	147	36	.	.	PUNCT
easat-9347	148	1	this	this	DET
easat-9347	148	2	variety	variety	NOUN
easat-9347	148	3	enhances	enhance	VERB
easat-9347	148	4	the	the	DET
easat-9347	148	5	trustworthiness	trustworthiness	NOUN
easat-9347	148	6	of	of	ADP
easat-9347	148	7	the	the	DET
easat-9347	148	8	findings	finding	NOUN
easat-9347	148	9	and	and	CCONJ
easat-9347	148	10	reinforces	reinforce	VERB
easat-9347	148	11	the	the	DET
easat-9347	148	12	relevance	relevance	NOUN
easat-9347	148	13	of	of	ADP
easat-9347	148	14	the	the	DET
easat-9347	148	15	qualitative	qualitative	ADJ
easat-9347	148	16	insights	insight	NOUN
easat-9347	148	17	drawn	draw	VERB
easat-9347	148	18	from	from	ADP
easat-9347	148	19	their	their	PRON
easat-9347	148	20	narratives	narrative	NOUN
easat-9347	148	21	.	.	PUNCT
easat-9347	149	1	4.2	4.2	NUM
easat-9347	149	2	.	.	PUNCT
easat-9347	150	1	thematic	thematic	ADJ
easat-9347	150	2	analysis	analysis	NOUN
easat-9347	150	3	theme	theme	NOUN
easat-9347	150	4	1	1	NUM
easat-9347	150	5	:	:	PUNCT
easat-9347	150	6	the	the	DET
easat-9347	150	7	internal	internal	ADJ
easat-9347	150	8	risk	risk	NOUN
easat-9347	150	9	of	of	ADP
easat-9347	150	10	enterprises	enterprise	NOUN
easat-9347	150	11	with	with	ADP
easat-9347	150	12	the	the	DET
easat-9347	150	13	risk	risk	NOUN
easat-9347	150	14	of	of	ADP
easat-9347	150	15	supply	supply	NOUN
easat-9347	150	16	chain	chain	NOUN
easat-9347	150	17	finance	finance	NOUN
easat-9347	150	18	the	the	DET
easat-9347	150	19	debt	debt	NOUN
easat-9347	150	20	-	-	PUNCT
easat-9347	150	21	to	to	ADP
easat-9347	150	22	-	-	PUNCT
easat-9347	150	23	asset	asset	NOUN
easat-9347	150	24	ratio	ratio	NOUN
easat-9347	150	25	was	be	AUX
easat-9347	150	26	frequently	frequently	ADV
easat-9347	150	27	cited	cite	VERB
easat-9347	150	28	as	as	ADP
easat-9347	150	29	a	a	DET
easat-9347	150	30	critical	critical	ADJ
easat-9347	150	31	internal	internal	ADJ
easat-9347	150	32	risk	risk	NOUN
easat-9347	150	33	factor	factor	NOUN
easat-9347	150	34	affecting	affect	VERB
easat-9347	150	35	supply	supply	NOUN
easat-9347	150	36	chain	chain	NOUN
easat-9347	150	37	finance	finance	NOUN
easat-9347	150	38	.	.	PUNCT
easat-9347	151	1	a	a	DET
easat-9347	151	2	high	high	ADJ
easat-9347	151	3	debt	debt	NOUN
easat-9347	151	4	-	-	PUNCT
easat-9347	151	5	to	to	ADP
easat-9347	151	6	-	-	PUNCT
easat-9347	151	7	asset	asset	NOUN
easat-9347	151	8	ratio	ratio	NOUN
easat-9347	151	9	,	,	PUNCT
easat-9347	151	10	indicative	indicative	ADJ
easat-9347	151	11	of	of	ADP
easat-9347	151	12	excessive	excessive	ADJ
easat-9347	151	13	leverage	leverage	NOUN
easat-9347	151	14	,	,	PUNCT
easat-9347	151	15	was	be	AUX
easat-9347	151	16	identified	identify	VERB
easat-9347	151	17	as	as	ADP
easat-9347	151	18	a	a	DET
easat-9347	151	19	key	key	ADJ
easat-9347	151	20	contributor	contributor	NOUN
easat-9347	151	21	to	to	ADP
easat-9347	151	22	financial	financial	ADJ
easat-9347	151	23	strain	strain	NOUN
easat-9347	151	24	and	and	CCONJ
easat-9347	151	25	subsequent	subsequent	ADJ
easat-9347	151	26	disruptions	disruption	NOUN
easat-9347	151	27	in	in	ADP
easat-9347	151	28	supply	supply	NOUN
easat-9347	151	29	chain	chain	NOUN
easat-9347	151	30	operations	operation	NOUN
easat-9347	151	31	.	.	PUNCT
easat-9347	152	1	another	another	DET
easat-9347	152	2	interviewee	interviewee	NOUN
easat-9347	152	3	explained	explain	VERB
easat-9347	152	4	,	,	PUNCT
easat-9347	152	5	"	"	PUNCT
easat-9347	152	6	when	when	SCONJ
easat-9347	152	7	an	an	DET
easat-9347	152	8	enterprise	enterprise	NOUN
easat-9347	152	9	's	's	PART
easat-9347	152	10	liabilities	liability	NOUN
easat-9347	152	11	far	far	ADV
easat-9347	152	12	outweigh	outweigh	VERB
easat-9347	152	13	its	its	PRON
easat-9347	152	14	assets	asset	NOUN
easat-9347	152	15	,	,	PUNCT
easat-9347	152	16	it	it	PRON
easat-9347	152	17	reduces	reduce	VERB
easat-9347	152	18	financial	financial	ADJ
easat-9347	152	19	flexibility	flexibility	NOUN
easat-9347	152	20	and	and	CCONJ
easat-9347	152	21	undermines	undermine	VERB
easat-9347	152	22	the	the	DET
easat-9347	152	23	confidence	confidence	NOUN
easat-9347	152	24	of	of	ADP
easat-9347	152	25	supply	supply	NOUN
easat-9347	152	26	chain	chain	NOUN
easat-9347	152	27	partners	partner	NOUN
easat-9347	152	28	.	.	PUNCT
easat-9347	152	29	"	"	PUNCT
easat-9347	153	1	managerial	managerial	ADJ
easat-9347	153	2	decision	decision	NOUN
easat-9347	153	3	-	-	PUNCT
easat-9347	153	4	making	make	VERB
easat-9347	153	5	and	and	CCONJ
easat-9347	153	6	leadership	leadership	NOUN
easat-9347	153	7	quality	quality	NOUN
easat-9347	153	8	emerged	emerge	VERB
easat-9347	153	9	as	as	ADP
easat-9347	153	10	significant	significant	ADJ
easat-9347	153	11	determinants	determinant	NOUN
easat-9347	153	12	of	of	ADP
easat-9347	153	13	internal	internal	ADJ
easat-9347	153	14	risk	risk	NOUN
easat-9347	153	15	.	.	PUNCT
easat-9347	154	1	managers	manager	NOUN
easat-9347	154	2	with	with	ADP
easat-9347	154	3	foresight	foresight	NOUN
easat-9347	154	4	and	and	CCONJ
easat-9347	154	5	robust	robust	ADJ
easat-9347	154	6	risk	risk	NOUN
easat-9347	154	7	management	management	NOUN
easat-9347	154	8	strategies	strategy	NOUN
easat-9347	154	9	were	be	AUX
easat-9347	154	10	able	able	ADJ
easat-9347	154	11	to	to	PART
easat-9347	154	12	mitigate	mitigate	VERB
easat-9347	154	13	supply	supply	NOUN
easat-9347	154	14	chain	chain	NOUN
easat-9347	154	15	finance	finance	NOUN
easat-9347	154	16	risks	risk	NOUN
easat-9347	154	17	more	more	ADV
easat-9347	154	18	effectively	effectively	ADV
easat-9347	154	19	.	.	PUNCT
easat-9347	155	1	for	for	ADP
easat-9347	155	2	example	example	NOUN
easat-9347	155	3	,	,	PUNCT
easat-9347	155	4	a	a	DET
easat-9347	155	5	participant	participant	NOUN
easat-9347	155	6	remarked	remark	VERB
easat-9347	155	7	,	,	PUNCT
easat-9347	155	8	"	"	PUNCT
easat-9347	155	9	our	our	PRON
easat-9347	155	10	management	management	NOUN
easat-9347	155	11	's	's	PART
easat-9347	155	12	proactive	proactive	ADJ
easat-9347	155	13	556	556	NUM
easat-9347	155	14	edelweiss	edelweiss	PROPN
easat-9347	155	15	applied	apply	VERB
easat-9347	155	16	science	science	NOUN
easat-9347	155	17	and	and	CCONJ
easat-9347	155	18	technology	technology	NOUN
easat-9347	155	19	issn	issn	PROPN
easat-9347	155	20	:	:	PUNCT
easat-9347	155	21	2576	2576	NUM
easat-9347	155	22	-	-	SYM
easat-9347	155	23	8484	8484	NUM
easat-9347	155	24	vol	vol	NOUN
easat-9347	155	25	.	.	PROPN
easat-9347	156	1	9	9	NUM
easat-9347	156	2	,	,	PUNCT
easat-9347	156	3	no	no	INTJ
easat-9347	156	4	.	.	NOUN
easat-9347	156	5	8	8	NUM
easat-9347	156	6	:	:	SYM
easat-9347	156	7	550	550	NUM
easat-9347	156	8	-	-	SYM
easat-9347	156	9	564	564	NUM
easat-9347	156	10	,	,	PUNCT
easat-9347	156	11	2025	2025	NUM
easat-9347	156	12	doi	doi	NOUN
easat-9347	156	13	:	:	PUNCT
easat-9347	156	14	10.55214/2576	10.55214/2576	NUM
easat-9347	156	15	-	-	PUNCT
easat-9347	156	16	8484.v9i8.9347	8484.v9i8.9347	NOUN
easat-9347	157	1	©	©	PROPN
easat-9347	157	2	2025	2025	NUM
easat-9347	157	3	by	by	ADP
easat-9347	157	4	the	the	DET
easat-9347	157	5	authors	author	NOUN
easat-9347	157	6	;	;	PUNCT
easat-9347	157	7	licensee	licensee	PROPN
easat-9347	157	8	learning	learning	NOUN
easat-9347	157	9	gate	gate	NOUN
easat-9347	157	10	approach	approach	NOUN
easat-9347	157	11	in	in	ADP
easat-9347	157	12	reducing	reduce	VERB
easat-9347	157	13	debt	debt	NOUN
easat-9347	157	14	exposure	exposure	NOUN
easat-9347	157	15	and	and	CCONJ
easat-9347	157	16	aligning	align	VERB
easat-9347	157	17	short	short	ADJ
easat-9347	157	18	-	-	PUNCT
easat-9347	157	19	term	term	NOUN
easat-9347	157	20	liabilities	liability	NOUN
easat-9347	157	21	with	with	ADP
easat-9347	157	22	revenue	revenue	NOUN
easat-9347	157	23	cycles	cycle	NOUN
easat-9347	157	24	has	have	AUX
easat-9347	157	25	been	be	AUX
easat-9347	157	26	instrumental	instrumental	ADJ
easat-9347	157	27	in	in	ADP
easat-9347	157	28	maintaining	maintain	VERB
easat-9347	157	29	stability	stability	NOUN
easat-9347	157	30	in	in	ADP
easat-9347	157	31	our	our	PRON
easat-9347	157	32	supply	supply	NOUN
easat-9347	157	33	chain	chain	NOUN
easat-9347	157	34	.	.	PUNCT
easat-9347	157	35	"	"	PUNCT
easat-9347	158	1	one	one	NUM
easat-9347	158	2	of	of	ADP
easat-9347	158	3	the	the	DET
easat-9347	158	4	most	most	ADV
easat-9347	158	5	compelling	compelling	ADJ
easat-9347	158	6	findings	finding	NOUN
easat-9347	158	7	was	be	AUX
easat-9347	158	8	the	the	DET
easat-9347	158	9	consistent	consistent	ADJ
easat-9347	158	10	acknowledgment	acknowledgment	NOUN
easat-9347	158	11	of	of	ADP
easat-9347	158	12	financial	financial	ADJ
easat-9347	158	13	mismanagement	mismanagement	NOUN
easat-9347	158	14	as	as	ADP
easat-9347	158	15	a	a	DET
easat-9347	158	16	supply	supply	NOUN
easat-9347	158	17	chain	chain	NOUN
easat-9347	158	18	finance	finance	NOUN
easat-9347	158	19	risk	risk	NOUN
easat-9347	158	20	driver	driver	NOUN
easat-9347	158	21	.	.	PUNCT
easat-9347	159	1	interviewee	interviewee	PROPN
easat-9347	159	2	1	1	NUM
easat-9347	159	3	highlighted	highlight	VERB
easat-9347	159	4	,	,	PUNCT
easat-9347	159	5	"	"	PUNCT
easat-9347	159	6	a	a	DET
easat-9347	159	7	lack	lack	NOUN
easat-9347	159	8	of	of	ADP
easat-9347	159	9	synchronization	synchronization	NOUN
easat-9347	159	10	between	between	ADP
easat-9347	159	11	cash	cash	NOUN
easat-9347	159	12	inflows	inflow	NOUN
easat-9347	159	13	and	and	CCONJ
easat-9347	159	14	outflows	outflow	NOUN
easat-9347	159	15	has	have	AUX
easat-9347	159	16	led	lead	VERB
easat-9347	159	17	to	to	ADP
easat-9347	159	18	significant	significant	ADJ
easat-9347	159	19	delays	delay	NOUN
easat-9347	159	20	in	in	ADP
easat-9347	159	21	supplier	supplier	NOUN
easat-9347	159	22	payments	payment	NOUN
easat-9347	159	23	.	.	PUNCT
easat-9347	160	1	this	this	PRON
easat-9347	160	2	creates	create	VERB
easat-9347	160	3	a	a	DET
easat-9347	160	4	ripple	ripple	ADJ
easat-9347	160	5	effect	effect	NOUN
easat-9347	160	6	,	,	PUNCT
easat-9347	160	7	as	as	SCONJ
easat-9347	160	8	suppliers	supplier	NOUN
easat-9347	160	9	lose	lose	VERB
easat-9347	160	10	confidence	confidence	NOUN
easat-9347	160	11	and	and	CCONJ
easat-9347	160	12	either	either	CCONJ
easat-9347	160	13	withdraw	withdraw	VERB
easat-9347	160	14	credit	credit	NOUN
easat-9347	160	15	terms	term	NOUN
easat-9347	160	16	or	or	CCONJ
easat-9347	160	17	charge	charge	VERB
easat-9347	160	18	higher	high	ADJ
easat-9347	160	19	rates	rate	NOUN
easat-9347	160	20	,	,	PUNCT
easat-9347	160	21	further	far	ADV
easat-9347	160	22	straining	strain	VERB
easat-9347	160	23	the	the	DET
easat-9347	160	24	system	system	NOUN
easat-9347	160	25	.	.	PUNCT
easat-9347	160	26	"	"	PUNCT
easat-9347	161	1	this	this	DET
easat-9347	161	2	evidence	evidence	NOUN
easat-9347	161	3	points	point	VERB
easat-9347	161	4	to	to	ADP
easat-9347	161	5	the	the	DET
easat-9347	161	6	direct	direct	ADJ
easat-9347	161	7	impact	impact	NOUN
easat-9347	161	8	of	of	ADP
easat-9347	161	9	internal	internal	ADJ
easat-9347	161	10	financial	financial	ADJ
easat-9347	161	11	practices	practice	NOUN
easat-9347	161	12	on	on	ADP
easat-9347	161	13	the	the	DET
easat-9347	161	14	broader	broad	ADJ
easat-9347	161	15	supply	supply	NOUN
easat-9347	161	16	chain	chain	NOUN
easat-9347	161	17	.	.	PUNCT
easat-9347	162	1	high	high	ADJ
easat-9347	162	2	levels	level	NOUN
easat-9347	162	3	of	of	ADP
easat-9347	162	4	leverage	leverage	NOUN
easat-9347	162	5	were	be	AUX
easat-9347	162	6	frequently	frequently	ADV
easat-9347	162	7	linked	link	VERB
easat-9347	162	8	to	to	ADP
easat-9347	162	9	elevated	elevated	ADJ
easat-9347	162	10	supply	supply	NOUN
easat-9347	162	11	chain	chain	NOUN
easat-9347	162	12	finance	finance	NOUN
easat-9347	162	13	risks	risk	NOUN
easat-9347	162	14	.	.	PUNCT
easat-9347	163	1	a	a	DET
easat-9347	163	2	manager	manager	NOUN
easat-9347	163	3	mentioned	mention	VERB
easat-9347	163	4	,	,	PUNCT
easat-9347	163	5	"	"	PUNCT
easat-9347	163	6	the	the	DET
easat-9347	163	7	debt	debt	NOUN
easat-9347	163	8	-	-	PUNCT
easat-9347	163	9	to	to	ADP
easat-9347	163	10	-	-	PUNCT
easat-9347	163	11	asset	asset	NOUN
easat-9347	163	12	ratio	ratio	NOUN
easat-9347	163	13	indicates	indicate	VERB
easat-9347	163	14	an	an	DET
easat-9347	163	15	enterprise	enterprise	NOUN
easat-9347	163	16	's	's	PART
easat-9347	163	17	financial	financial	ADJ
easat-9347	163	18	health	health	NOUN
easat-9347	163	19	.	.	PUNCT
easat-9347	164	1	when	when	SCONJ
easat-9347	164	2	this	this	DET
easat-9347	164	3	ratio	ratio	NOUN
easat-9347	164	4	crosses	cross	VERB
easat-9347	164	5	a	a	DET
easat-9347	164	6	certain	certain	ADJ
easat-9347	164	7	threshold	threshold	NOUN
easat-9347	164	8	,	,	PUNCT
easat-9347	164	9	it	it	PRON
easat-9347	164	10	compromises	compromise	VERB
easat-9347	164	11	the	the	DET
easat-9347	164	12	company	company	NOUN
easat-9347	164	13	's	's	PART
easat-9347	164	14	ability	ability	NOUN
easat-9347	164	15	to	to	PART
easat-9347	164	16	meet	meet	VERB
easat-9347	164	17	its	its	PRON
easat-9347	164	18	obligations	obligation	NOUN
easat-9347	164	19	,	,	PUNCT
easat-9347	164	20	destabilizing	destabilize	VERB
easat-9347	164	21	the	the	DET
easat-9347	164	22	supply	supply	NOUN
easat-9347	164	23	chain	chain	NOUN
easat-9347	164	24	.	.	PUNCT
easat-9347	164	25	"	"	PUNCT
easat-9347	165	1	this	this	DET
easat-9347	165	2	observation	observation	NOUN
easat-9347	165	3	is	be	AUX
easat-9347	165	4	consistent	consistent	ADJ
easat-9347	165	5	with	with	ADP
easat-9347	165	6	prior	prior	ADJ
easat-9347	165	7	research	research	NOUN
easat-9347	165	8	emphasizing	emphasize	VERB
easat-9347	165	9	the	the	DET
easat-9347	165	10	importance	importance	NOUN
easat-9347	165	11	of	of	ADP
easat-9347	165	12	maintaining	maintain	VERB
easat-9347	165	13	optimal	optimal	ADJ
easat-9347	165	14	leverage	leverage	NOUN
easat-9347	165	15	levels	level	NOUN
easat-9347	165	16	to	to	PART
easat-9347	165	17	ensure	ensure	VERB
easat-9347	165	18	financial	financial	ADJ
easat-9347	165	19	stability	stability	NOUN
easat-9347	165	20	.	.	PUNCT
easat-9347	166	1	several	several	ADJ
easat-9347	166	2	participants	participant	NOUN
easat-9347	166	3	credited	credit	VERB
easat-9347	166	4	effective	effective	ADJ
easat-9347	166	5	managerial	managerial	ADJ
easat-9347	166	6	oversight	oversight	NOUN
easat-9347	166	7	with	with	ADP
easat-9347	166	8	reducing	reduce	VERB
easat-9347	166	9	supply	supply	NOUN
easat-9347	166	10	chain	chain	NOUN
easat-9347	166	11	risks	risk	NOUN
easat-9347	166	12	.	.	PUNCT
easat-9347	167	1	interviewee	interviewee	PROPN
easat-9347	167	2	6	6	NUM
easat-9347	167	3	remarked	remark	VERB
easat-9347	167	4	,	,	PUNCT
easat-9347	167	5	"	"	PUNCT
easat-9347	167	6	our	our	PRON
easat-9347	167	7	leadership	leadership	NOUN
easat-9347	167	8	's	's	PART
easat-9347	167	9	focus	focus	NOUN
easat-9347	167	10	on	on	ADP
easat-9347	167	11	liquidity	liquidity	NOUN
easat-9347	167	12	management	management	NOUN
easat-9347	167	13	and	and	CCONJ
easat-9347	167	14	maintaining	maintain	VERB
easat-9347	167	15	a	a	DET
easat-9347	167	16	conservative	conservative	ADJ
easat-9347	167	17	debt	debt	NOUN
easat-9347	167	18	profile	profile	NOUN
easat-9347	167	19	has	have	AUX
easat-9347	167	20	allowed	allow	VERB
easat-9347	167	21	us	we	PRON
easat-9347	167	22	to	to	PART
easat-9347	167	23	weather	weather	VERB
easat-9347	167	24	external	external	ADJ
easat-9347	167	25	shocks	shock	NOUN
easat-9347	167	26	and	and	CCONJ
easat-9347	167	27	sustain	sustain	VERB
easat-9347	167	28	operations	operation	NOUN
easat-9347	167	29	seamlessly	seamlessly	ADV
easat-9347	167	30	.	.	PUNCT
easat-9347	167	31	"	"	PUNCT
easat-9347	168	1	this	this	PRON
easat-9347	168	2	underscores	underscore	VERB
easat-9347	168	3	the	the	DET
easat-9347	168	4	role	role	NOUN
easat-9347	168	5	of	of	ADP
easat-9347	168	6	managerial	managerial	ADJ
easat-9347	168	7	quality	quality	NOUN
easat-9347	168	8	in	in	ADP
easat-9347	168	9	influencing	influence	VERB
easat-9347	168	10	internal	internal	ADJ
easat-9347	168	11	risk	risk	NOUN
easat-9347	168	12	factors	factor	NOUN
easat-9347	168	13	and	and	CCONJ
easat-9347	168	14	,	,	PUNCT
easat-9347	168	15	by	by	ADP
easat-9347	168	16	extension	extension	NOUN
easat-9347	168	17	,	,	PUNCT
easat-9347	168	18	supply	supply	NOUN
easat-9347	168	19	chain	chain	NOUN
easat-9347	168	20	finance	finance	NOUN
easat-9347	168	21	risk	risk	NOUN
easat-9347	168	22	.	.	PUNCT
easat-9347	169	1	while	while	SCONJ
easat-9347	169	2	most	most	ADJ
easat-9347	169	3	participants	participant	NOUN
easat-9347	169	4	acknowledged	acknowledge	VERB
easat-9347	169	5	the	the	DET
easat-9347	169	6	significance	significance	NOUN
easat-9347	169	7	of	of	ADP
easat-9347	169	8	internal	internal	ADJ
easat-9347	169	9	risks	risk	NOUN
easat-9347	169	10	,	,	PUNCT
easat-9347	169	11	some	some	DET
easat-9347	169	12	highlighted	highlight	VERB
easat-9347	169	13	external	external	ADJ
easat-9347	169	14	factors	factor	NOUN
easat-9347	169	15	as	as	ADP
easat-9347	169	16	more	more	ADV
easat-9347	169	17	influential	influential	ADJ
easat-9347	169	18	.	.	PUNCT
easat-9347	170	1	for	for	ADP
easat-9347	170	2	instance	instance	NOUN
easat-9347	170	3	,	,	PUNCT
easat-9347	170	4	interviewee	interviewee	PROPN
easat-9347	170	5	5	5	NUM
easat-9347	170	6	argued	argue	VERB
easat-9347	170	7	,	,	PUNCT
easat-9347	170	8	"	"	PUNCT
easat-9347	170	9	external	external	ADJ
easat-9347	170	10	risks	risk	NOUN
easat-9347	170	11	such	such	ADJ
easat-9347	170	12	as	as	ADP
easat-9347	170	13	fluctuating	fluctuate	VERB
easat-9347	170	14	interest	interest	NOUN
easat-9347	170	15	rates	rate	NOUN
easat-9347	170	16	and	and	CCONJ
easat-9347	170	17	policy	policy	NOUN
easat-9347	170	18	changes	change	NOUN
easat-9347	170	19	have	have	VERB
easat-9347	170	20	a	a	DET
easat-9347	170	21	far	far	ADV
easat-9347	170	22	greater	great	ADJ
easat-9347	170	23	impact	impact	NOUN
easat-9347	170	24	on	on	ADP
easat-9347	170	25	supply	supply	NOUN
easat-9347	170	26	chain	chain	NOUN
easat-9347	170	27	finance	finance	NOUN
easat-9347	170	28	than	than	ADP
easat-9347	170	29	internal	internal	ADJ
easat-9347	170	30	issues	issue	NOUN
easat-9347	170	31	.	.	PUNCT
easat-9347	171	1	even	even	ADV
easat-9347	171	2	with	with	ADP
easat-9347	171	3	robust	robust	ADJ
easat-9347	171	4	internal	internal	ADJ
easat-9347	171	5	controls	control	NOUN
easat-9347	171	6	,	,	PUNCT
easat-9347	171	7	these	these	DET
easat-9347	171	8	external	external	ADJ
easat-9347	171	9	shocks	shock	NOUN
easat-9347	171	10	can	can	AUX
easat-9347	171	11	destabilize	destabilize	VERB
easat-9347	171	12	operations	operation	NOUN
easat-9347	171	13	.	.	PUNCT
easat-9347	171	14	"	"	PUNCT
easat-9347	172	1	this	this	DET
easat-9347	172	2	perspective	perspective	NOUN
easat-9347	172	3	suggests	suggest	VERB
easat-9347	172	4	that	that	SCONJ
easat-9347	172	5	internal	internal	ADJ
easat-9347	172	6	risks	risk	NOUN
easat-9347	172	7	can	can	AUX
easat-9347	172	8	not	not	PART
easat-9347	172	9	be	be	AUX
easat-9347	172	10	analyzed	analyze	VERB
easat-9347	172	11	in	in	ADP
easat-9347	172	12	isolation	isolation	NOUN
easat-9347	172	13	but	but	CCONJ
easat-9347	172	14	must	must	AUX
easat-9347	172	15	be	be	AUX
easat-9347	172	16	considered	consider	VERB
easat-9347	172	17	alongside	alongside	ADP
easat-9347	172	18	external	external	ADJ
easat-9347	172	19	dynamics	dynamic	NOUN
easat-9347	172	20	.	.	PUNCT
easat-9347	173	1	however	however	ADV
easat-9347	173	2	,	,	PUNCT
easat-9347	173	3	the	the	DET
easat-9347	173	4	interplay	interplay	NOUN
easat-9347	173	5	between	between	ADP
easat-9347	173	6	internal	internal	ADJ
easat-9347	173	7	and	and	CCONJ
easat-9347	173	8	external	external	ADJ
easat-9347	173	9	risks	risk	NOUN
easat-9347	173	10	warrants	warrant	NOUN
easat-9347	173	11	further	further	ADJ
easat-9347	173	12	consideration	consideration	NOUN
easat-9347	173	13	.	.	PUNCT
easat-9347	174	1	while	while	SCONJ
easat-9347	174	2	internal	internal	ADJ
easat-9347	174	3	risks	risk	NOUN
easat-9347	174	4	are	be	AUX
easat-9347	174	5	controllable	controllable	ADJ
easat-9347	174	6	to	to	ADP
easat-9347	174	7	a	a	DET
easat-9347	174	8	large	large	ADJ
easat-9347	174	9	extent	extent	NOUN
easat-9347	174	10	,	,	PUNCT
easat-9347	174	11	external	external	ADJ
easat-9347	174	12	factors	factor	NOUN
easat-9347	174	13	such	such	ADJ
easat-9347	174	14	as	as	ADP
easat-9347	174	15	market	market	NOUN
easat-9347	174	16	volatility	volatility	NOUN
easat-9347	174	17	and	and	CCONJ
easat-9347	174	18	regulatory	regulatory	ADJ
easat-9347	174	19	changes	change	NOUN
easat-9347	174	20	often	often	ADV
easat-9347	174	21	amplify	amplify	VERB
easat-9347	174	22	these	these	DET
easat-9347	174	23	risks	risk	NOUN
easat-9347	174	24	.	.	PUNCT
easat-9347	175	1	for	for	ADP
easat-9347	175	2	instance	instance	NOUN
easat-9347	175	3	,	,	PUNCT
easat-9347	175	4	enterprises	enterprise	NOUN
easat-9347	175	5	with	with	ADP
easat-9347	175	6	high	high	ADJ
easat-9347	175	7	leverage	leverage	NOUN
easat-9347	175	8	are	be	AUX
easat-9347	175	9	more	more	ADV
easat-9347	175	10	vulnerable	vulnerable	ADJ
easat-9347	175	11	to	to	ADP
easat-9347	175	12	interest	interest	NOUN
easat-9347	175	13	rate	rate	NOUN
easat-9347	175	14	hikes	hike	NOUN
easat-9347	175	15	,	,	PUNCT
easat-9347	175	16	which	which	PRON
easat-9347	175	17	can	can	AUX
easat-9347	175	18	exacerbate	exacerbate	VERB
easat-9347	175	19	supply	supply	NOUN
easat-9347	175	20	chain	chain	NOUN
easat-9347	175	21	disruptions	disruption	NOUN
easat-9347	175	22	.	.	PUNCT
easat-9347	176	1	this	this	DET
easat-9347	176	2	highlights	highlight	VERB
easat-9347	176	3	the	the	DET
easat-9347	176	4	need	need	NOUN
easat-9347	176	5	for	for	ADP
easat-9347	176	6	an	an	DET
easat-9347	176	7	integrated	integrate	VERB
easat-9347	176	8	risk	risk	NOUN
easat-9347	176	9	management	management	NOUN
easat-9347	176	10	approach	approach	NOUN
easat-9347	176	11	that	that	PRON
easat-9347	176	12	addresses	address	VERB
easat-9347	176	13	internal	internal	ADJ
easat-9347	176	14	vulnerabilities	vulnerability	NOUN
easat-9347	176	15	and	and	CCONJ
easat-9347	176	16	external	external	ADJ
easat-9347	176	17	uncertainties	uncertainty	NOUN
easat-9347	176	18	.	.	PUNCT
easat-9347	177	1	the	the	DET
easat-9347	177	2	findings	finding	NOUN
easat-9347	177	3	also	also	ADV
easat-9347	177	4	underscore	underscore	VERB
easat-9347	177	5	the	the	DET
easat-9347	177	6	importance	importance	NOUN
easat-9347	177	7	of	of	ADP
easat-9347	177	8	managerial	managerial	ADJ
easat-9347	177	9	quality	quality	NOUN
easat-9347	177	10	in	in	ADP
easat-9347	177	11	mitigating	mitigate	VERB
easat-9347	177	12	risks	risk	NOUN
easat-9347	177	13	.	.	PUNCT
easat-9347	178	1	effective	effective	ADJ
easat-9347	178	2	leadership	leadership	NOUN
easat-9347	178	3	ensures	ensure	VERB
easat-9347	178	4	sound	sound	ADJ
easat-9347	178	5	financial	financial	ADJ
easat-9347	178	6	practices	practice	NOUN
easat-9347	178	7	and	and	CCONJ
easat-9347	178	8	fosters	foster	VERB
easat-9347	178	9	a	a	DET
easat-9347	178	10	culture	culture	NOUN
easat-9347	178	11	of	of	ADP
easat-9347	178	12	accountability	accountability	NOUN
easat-9347	178	13	and	and	CCONJ
easat-9347	178	14	strategic	strategic	ADJ
easat-9347	178	15	planning	planning	NOUN
easat-9347	178	16	.	.	PUNCT
easat-9347	179	1	by	by	ADP
easat-9347	179	2	prioritizing	prioritize	VERB
easat-9347	179	3	liquidity	liquidity	NOUN
easat-9347	179	4	management	management	NOUN
easat-9347	179	5	and	and	CCONJ
easat-9347	179	6	maintaining	maintain	VERB
easat-9347	179	7	a	a	DET
easat-9347	179	8	balanced	balanced	ADJ
easat-9347	179	9	debt	debt	NOUN
easat-9347	179	10	profile	profile	NOUN
easat-9347	179	11	,	,	PUNCT
easat-9347	179	12	managers	manager	NOUN
easat-9347	179	13	can	can	AUX
easat-9347	179	14	enhance	enhance	VERB
easat-9347	179	15	the	the	DET
easat-9347	179	16	resilience	resilience	NOUN
easat-9347	179	17	of	of	ADP
easat-9347	179	18	supply	supply	NOUN
easat-9347	179	19	chain	chain	NOUN
easat-9347	179	20	finance	finance	NOUN
easat-9347	179	21	systems	system	NOUN
easat-9347	179	22	.	.	PUNCT
easat-9347	180	1	theme	theme	NOUN
easat-9347	180	2	2	2	NUM
easat-9347	180	3	:	:	PUNCT
easat-9347	180	4	the	the	DET
easat-9347	180	5	external	external	ADJ
easat-9347	180	6	risk	risk	NOUN
easat-9347	180	7	of	of	ADP
easat-9347	180	8	enterprises	enterprise	NOUN
easat-9347	180	9	,	,	PUNCT
easat-9347	180	10	with	with	ADP
easat-9347	180	11	the	the	DET
easat-9347	180	12	risk	risk	NOUN
easat-9347	180	13	of	of	ADP
easat-9347	180	14	supply	supply	NOUN
easat-9347	180	15	chain	chain	NOUN
easat-9347	180	16	finance	finance	NOUN
easat-9347	180	17	one	one	NUM
easat-9347	180	18	interviewee	interviewee	NOUN
easat-9347	180	19	remarked	remark	VERB
easat-9347	180	20	,	,	PUNCT
easat-9347	180	21	"	"	PUNCT
easat-9347	180	22	the	the	DET
easat-9347	180	23	government	government	NOUN
easat-9347	180	24	's	's	PART
easat-9347	180	25	sudden	sudden	ADJ
easat-9347	180	26	restrictions	restriction	NOUN
easat-9347	180	27	on	on	ADP
easat-9347	180	28	real	real	ADJ
easat-9347	180	29	estate	estate	NOUN
easat-9347	180	30	financing	financing	NOUN
easat-9347	180	31	severely	severely	ADV
easat-9347	180	32	affected	affect	VERB
easat-9347	180	33	our	our	PRON
easat-9347	180	34	supply	supply	NOUN
easat-9347	180	35	chain	chain	NOUN
easat-9347	180	36	.	.	PUNCT
easat-9347	181	1	suppliers	supplier	NOUN
easat-9347	181	2	struggled	struggle	VERB
easat-9347	181	3	to	to	PART
easat-9347	181	4	adjust	adjust	VERB
easat-9347	181	5	,	,	PUNCT
easat-9347	181	6	and	and	CCONJ
easat-9347	181	7	it	it	PRON
easat-9347	181	8	became	become	VERB
easat-9347	181	9	challenging	challenging	ADJ
easat-9347	181	10	to	to	PART
easat-9347	181	11	maintain	maintain	VERB
easat-9347	181	12	liquidity	liquidity	NOUN
easat-9347	181	13	.	.	PUNCT
easat-9347	181	14	"	"	PUNCT
easat-9347	182	1	this	this	PRON
easat-9347	182	2	underscores	underscore	VERB
easat-9347	182	3	the	the	DET
easat-9347	182	4	ripple	ripple	ADJ
easat-9347	182	5	effect	effect	NOUN
easat-9347	182	6	of	of	ADP
easat-9347	182	7	policy	policy	NOUN
easat-9347	182	8	changes	change	NOUN
easat-9347	182	9	on	on	ADP
easat-9347	182	10	supply	supply	NOUN
easat-9347	182	11	chain	chain	NOUN
easat-9347	182	12	finance	finance	NOUN
easat-9347	182	13	systems	system	NOUN
easat-9347	182	14	.	.	PUNCT
easat-9347	183	1	market	market	NOUN
easat-9347	183	2	risks	risk	NOUN
easat-9347	183	3	,	,	PUNCT
easat-9347	183	4	including	include	VERB
easat-9347	183	5	fluctuations	fluctuation	NOUN
easat-9347	183	6	in	in	ADP
easat-9347	183	7	demand	demand	NOUN
easat-9347	183	8	and	and	CCONJ
easat-9347	183	9	supply	supply	NOUN
easat-9347	183	10	,	,	PUNCT
easat-9347	183	11	price	price	NOUN
easat-9347	183	12	volatility	volatility	NOUN
easat-9347	183	13	,	,	PUNCT
easat-9347	183	14	and	and	CCONJ
easat-9347	183	15	competitive	competitive	ADJ
easat-9347	183	16	pressures	pressure	NOUN
easat-9347	183	17	,	,	PUNCT
easat-9347	183	18	were	be	AUX
easat-9347	183	19	highlighted	highlight	VERB
easat-9347	183	20	as	as	ADP
easat-9347	183	21	significant	significant	ADJ
easat-9347	183	22	external	external	ADJ
easat-9347	183	23	risks	risk	NOUN
easat-9347	183	24	.	.	PUNCT
easat-9347	184	1	managers	manager	NOUN
easat-9347	184	2	noted	note	VERB
easat-9347	184	3	that	that	SCONJ
easat-9347	184	4	market	market	NOUN
easat-9347	184	5	instability	instability	NOUN
easat-9347	184	6	impacts	impact	VERB
easat-9347	184	7	operational	operational	ADJ
easat-9347	184	8	decisions	decision	NOUN
easat-9347	184	9	and	and	CCONJ
easat-9347	184	10	increases	increase	VERB
easat-9347	184	11	financial	financial	ADJ
easat-9347	184	12	uncertainty	uncertainty	NOUN
easat-9347	184	13	across	across	ADP
easat-9347	184	14	the	the	DET
easat-9347	184	15	supply	supply	NOUN
easat-9347	184	16	chain	chain	NOUN
easat-9347	184	17	.	.	PUNCT
easat-9347	185	1	one	one	NUM
easat-9347	185	2	of	of	ADP
easat-9347	185	3	the	the	DET
easat-9347	185	4	interviewees	interviewee	NOUN
easat-9347	185	5	commented	comment	VERB
easat-9347	185	6	,	,	PUNCT
easat-9347	185	7	"	"	PUNCT
easat-9347	185	8	unlike	unlike	ADP
easat-9347	185	9	other	other	ADJ
easat-9347	185	10	industries	industry	NOUN
easat-9347	185	11	,	,	PUNCT
easat-9347	185	12	real	real	ADJ
easat-9347	185	13	estate	estate	NOUN
easat-9347	185	14	is	be	AUX
easat-9347	185	15	heavily	heavily	ADV
easat-9347	185	16	influenced	influence	VERB
easat-9347	185	17	by	by	ADP
easat-9347	185	18	interest	interest	NOUN
easat-9347	185	19	rates	rate	NOUN
easat-9347	185	20	and	and	CCONJ
easat-9347	185	21	government	government	NOUN
easat-9347	185	22	policies	policy	NOUN
easat-9347	185	23	.	.	PUNCT
easat-9347	186	1	even	even	ADV
easat-9347	186	2	a	a	DET
easat-9347	186	3	minor	minor	ADJ
easat-9347	186	4	policy	policy	NOUN
easat-9347	186	5	change	change	NOUN
easat-9347	186	6	can	can	AUX
easat-9347	186	7	significantly	significantly	ADV
easat-9347	186	8	impact	impact	VERB
easat-9347	186	9	our	our	PRON
easat-9347	186	10	cash	cash	NOUN
easat-9347	186	11	flows	flow	NOUN
easat-9347	186	12	and	and	CCONJ
easat-9347	186	13	,	,	PUNCT
easat-9347	186	14	in	in	ADP
easat-9347	186	15	turn	turn	NOUN
easat-9347	186	16	,	,	PUNCT
easat-9347	186	17	our	our	PRON
easat-9347	186	18	supply	supply	NOUN
easat-9347	186	19	chain	chain	NOUN
easat-9347	186	20	operations	operation	NOUN
easat-9347	186	21	.	.	PUNCT
easat-9347	186	22	"	"	PUNCT
easat-9347	187	1	regulatory	regulatory	ADJ
easat-9347	187	2	uncertainty	uncertainty	NOUN
easat-9347	187	3	was	be	AUX
easat-9347	187	4	one	one	NUM
easat-9347	187	5	of	of	ADP
easat-9347	187	6	the	the	DET
easat-9347	187	7	most	most	ADV
easat-9347	187	8	frequently	frequently	ADV
easat-9347	187	9	cited	cite	VERB
easat-9347	187	10	external	external	ADJ
easat-9347	187	11	risks	risk	NOUN
easat-9347	187	12	.	.	PUNCT
easat-9347	188	1	another	another	DET
easat-9347	188	2	interviewee	interviewee	NOUN
easat-9347	188	3	explained	explain	VERB
easat-9347	188	4	,	,	PUNCT
easat-9347	188	5	"	"	PUNCT
easat-9347	188	6	the	the	DET
easat-9347	188	7	frequent	frequent	ADJ
easat-9347	188	8	changes	change	NOUN
easat-9347	188	9	in	in	ADP
easat-9347	188	10	land	land	NOUN
easat-9347	188	11	acquisition	acquisition	NOUN
easat-9347	188	12	policies	policy	NOUN
easat-9347	188	13	and	and	CCONJ
easat-9347	188	14	financing	financing	NOUN
easat-9347	188	15	restrictions	restriction	NOUN
easat-9347	188	16	create	create	VERB
easat-9347	188	17	significant	significant	ADJ
easat-9347	188	18	challenges	challenge	NOUN
easat-9347	188	19	.	.	PUNCT
easat-9347	189	1	suppliers	supplier	NOUN
easat-9347	189	2	hesitate	hesitate	VERB
easat-9347	189	3	to	to	PART
easat-9347	189	4	commit	commit	VERB
easat-9347	189	5	resources	resource	NOUN
easat-9347	189	6	without	without	ADP
easat-9347	189	7	clarity	clarity	NOUN
easat-9347	189	8	,	,	PUNCT
easat-9347	189	9	disrupting	disrupt	VERB
easat-9347	189	10	the	the	DET
easat-9347	189	11	entire	entire	ADJ
easat-9347	189	12	supply	supply	NOUN
easat-9347	189	13	chain	chain	NOUN
easat-9347	189	14	.	.	PUNCT
easat-9347	189	15	"	"	PUNCT
easat-9347	190	1	this	this	PRON
easat-9347	190	2	illustrates	illustrate	VERB
easat-9347	190	3	how	how	SCONJ
easat-9347	190	4	policy	policy	NOUN
easat-9347	190	5	shifts	shift	NOUN
easat-9347	190	6	create	create	VERB
easat-9347	190	7	an	an	DET
easat-9347	190	8	environment	environment	NOUN
easat-9347	190	9	of	of	ADP
easat-9347	190	10	unpredictability	unpredictability	NOUN
easat-9347	190	11	,	,	PUNCT
easat-9347	190	12	straining	strain	VERB
easat-9347	190	13	financial	financial	ADJ
easat-9347	190	14	arrangements	arrangement	NOUN
easat-9347	190	15	.	.	PUNCT
easat-9347	191	1	economic	economic	ADJ
easat-9347	191	2	downturns	downturn	NOUN
easat-9347	191	3	exacerbate	exacerbate	VERB
easat-9347	191	4	supply	supply	NOUN
easat-9347	191	5	chain	chain	NOUN
easat-9347	191	6	finance	finance	NOUN
easat-9347	191	7	risks	risk	NOUN
easat-9347	191	8	by	by	ADP
easat-9347	191	9	reducing	reduce	VERB
easat-9347	191	10	liquidity	liquidity	NOUN
easat-9347	191	11	and	and	CCONJ
easat-9347	191	12	increasing	increase	VERB
easat-9347	191	13	borrowing	borrowing	NOUN
easat-9347	191	14	costs	cost	NOUN
easat-9347	191	15	.	.	PUNCT
easat-9347	192	1	interviewee	interviewee	PROPN
easat-9347	192	2	12	12	NUM
easat-9347	192	3	shared	share	VERB
easat-9347	192	4	,	,	PUNCT
easat-9347	192	5	"	"	PUNCT
easat-9347	192	6	during	during	ADP
easat-9347	192	7	economic	economic	ADJ
easat-9347	192	8	slowdowns	slowdown	NOUN
easat-9347	192	9	,	,	PUNCT
easat-9347	192	10	access	access	NOUN
easat-9347	192	11	to	to	ADP
easat-9347	192	12	credit	credit	NOUN
easat-9347	192	13	becomes	become	VERB
easat-9347	192	14	more	more	ADJ
easat-9347	192	15	557	557	NUM
easat-9347	192	16	edelweiss	edelweiss	PROPN
easat-9347	192	17	applied	apply	VERB
easat-9347	192	18	science	science	NOUN
easat-9347	192	19	and	and	CCONJ
easat-9347	192	20	technology	technology	NOUN
easat-9347	192	21	issn	issn	PROPN
easat-9347	192	22	:	:	PUNCT
easat-9347	192	23	2576	2576	NUM
easat-9347	192	24	-	-	SYM
easat-9347	192	25	8484	8484	NUM
easat-9347	192	26	vol	vol	NOUN
easat-9347	192	27	.	.	PROPN
easat-9347	193	1	9	9	NUM
easat-9347	193	2	,	,	PUNCT
easat-9347	193	3	no	no	INTJ
easat-9347	193	4	.	.	NOUN
easat-9347	193	5	8	8	NUM
easat-9347	193	6	:	:	SYM
easat-9347	193	7	550	550	NUM
easat-9347	193	8	-	-	SYM
easat-9347	193	9	564	564	NUM
easat-9347	193	10	,	,	PUNCT
easat-9347	193	11	2025	2025	NUM
easat-9347	193	12	doi	doi	NOUN
easat-9347	193	13	:	:	PUNCT
easat-9347	193	14	10.55214/2576	10.55214/2576	NUM
easat-9347	193	15	-	-	PUNCT
easat-9347	193	16	8484.v9i8.9347	8484.v9i8.9347	NOUN
easat-9347	194	1	©	©	PROPN
easat-9347	194	2	2025	2025	NUM
easat-9347	194	3	by	by	ADP
easat-9347	194	4	the	the	DET
easat-9347	194	5	authors	author	NOUN
easat-9347	194	6	;	;	PUNCT
easat-9347	194	7	licensee	licensee	PROPN
easat-9347	194	8	learning	learn	VERB
easat-9347	194	9	gate	gate	NOUN
easat-9347	194	10	expensive	expensive	ADJ
easat-9347	194	11	,	,	PUNCT
easat-9347	194	12	and	and	CCONJ
easat-9347	194	13	suppliers	supplier	NOUN
easat-9347	194	14	face	face	VERB
easat-9347	194	15	delayed	delay	VERB
easat-9347	194	16	payments	payment	NOUN
easat-9347	194	17	.	.	PUNCT
easat-9347	195	1	this	this	PRON
easat-9347	195	2	forces	force	VERB
easat-9347	195	3	them	they	PRON
easat-9347	195	4	to	to	PART
easat-9347	195	5	reduce	reduce	VERB
easat-9347	195	6	operations	operation	NOUN
easat-9347	195	7	or	or	CCONJ
easat-9347	195	8	seek	seek	VERB
easat-9347	195	9	alternative	alternative	ADJ
easat-9347	195	10	financing	financing	NOUN
easat-9347	195	11	,	,	PUNCT
easat-9347	195	12	increasing	increase	VERB
easat-9347	195	13	risks	risk	NOUN
easat-9347	195	14	.	.	PUNCT
easat-9347	195	15	"	"	PUNCT
easat-9347	196	1	market	market	NOUN
easat-9347	196	2	dynamics	dynamic	NOUN
easat-9347	196	3	,	,	PUNCT
easat-9347	196	4	such	such	ADJ
easat-9347	196	5	as	as	ADP
easat-9347	196	6	price	price	NOUN
easat-9347	196	7	volatility	volatility	NOUN
easat-9347	196	8	and	and	CCONJ
easat-9347	196	9	demand	demand	NOUN
easat-9347	196	10	fluctuations	fluctuation	NOUN
easat-9347	196	11	,	,	PUNCT
easat-9347	196	12	further	far	ADV
easat-9347	196	13	intensify	intensify	VERB
easat-9347	196	14	risks	risk	NOUN
easat-9347	196	15	.	.	PUNCT
easat-9347	197	1	interviewee	interviewee	NOUN
easat-9347	197	2	8	8	NUM
easat-9347	197	3	observed	observe	VERB
easat-9347	197	4	,	,	PUNCT
easat-9347	197	5	"	"	PUNCT
easat-9347	197	6	when	when	SCONJ
easat-9347	197	7	market	market	NOUN
easat-9347	197	8	demand	demand	NOUN
easat-9347	197	9	drops	drop	VERB
easat-9347	197	10	,	,	PUNCT
easat-9347	197	11	it	it	PRON
easat-9347	197	12	creates	create	VERB
easat-9347	197	13	a	a	DET
easat-9347	197	14	chain	chain	NOUN
easat-9347	197	15	reaction	reaction	NOUN
easat-9347	197	16	.	.	PUNCT
easat-9347	198	1	cash	cash	NOUN
easat-9347	198	2	inflows	inflow	NOUN
easat-9347	198	3	slow	slow	VERB
easat-9347	198	4	down	down	ADP
easat-9347	198	5	,	,	PUNCT
easat-9347	198	6	affecting	affect	VERB
easat-9347	198	7	payments	payment	NOUN
easat-9347	198	8	to	to	ADP
easat-9347	198	9	suppliers	supplier	NOUN
easat-9347	198	10	,	,	PUNCT
easat-9347	198	11	who	who	PRON
easat-9347	198	12	then	then	ADV
easat-9347	198	13	struggle	struggle	VERB
easat-9347	198	14	to	to	PART
easat-9347	198	15	maintain	maintain	VERB
easat-9347	198	16	their	their	PRON
easat-9347	198	17	financial	financial	ADJ
easat-9347	198	18	commitments	commitment	NOUN
easat-9347	198	19	.	.	PUNCT
easat-9347	198	20	"	"	PUNCT
easat-9347	199	1	while	while	SCONJ
easat-9347	199	2	most	most	ADJ
easat-9347	199	3	participants	participant	NOUN
easat-9347	199	4	emphasized	emphasize	VERB
easat-9347	199	5	the	the	DET
easat-9347	199	6	importance	importance	NOUN
easat-9347	199	7	of	of	ADP
easat-9347	199	8	external	external	ADJ
easat-9347	199	9	risks	risk	NOUN
easat-9347	199	10	,	,	PUNCT
easat-9347	199	11	a	a	DET
easat-9347	199	12	few	few	ADJ
easat-9347	199	13	argued	argue	VERB
easat-9347	199	14	that	that	SCONJ
easat-9347	199	15	internal	internal	ADJ
easat-9347	199	16	risk	risk	NOUN
easat-9347	199	17	factors	factor	NOUN
easat-9347	199	18	are	be	AUX
easat-9347	199	19	more	more	ADV
easat-9347	199	20	critical	critical	ADJ
easat-9347	199	21	in	in	ADP
easat-9347	199	22	shaping	shape	VERB
easat-9347	199	23	supply	supply	NOUN
easat-9347	199	24	chain	chain	NOUN
easat-9347	199	25	finance	finance	NOUN
easat-9347	199	26	risk	risk	NOUN
easat-9347	199	27	.	.	PUNCT
easat-9347	200	1	one	one	NUM
easat-9347	200	2	interviewee	interviewee	NOUN
easat-9347	200	3	stated	state	VERB
easat-9347	200	4	,	,	PUNCT
easat-9347	200	5	"	"	PUNCT
easat-9347	200	6	external	external	ADJ
easat-9347	200	7	risks	risk	NOUN
easat-9347	200	8	are	be	AUX
easat-9347	200	9	beyond	beyond	ADP
easat-9347	200	10	our	our	PRON
easat-9347	200	11	control	control	NOUN
easat-9347	200	12	,	,	PUNCT
easat-9347	200	13	but	but	CCONJ
easat-9347	200	14	internal	internal	ADJ
easat-9347	200	15	financial	financial	ADJ
easat-9347	200	16	mismanagement	mismanagement	NOUN
easat-9347	200	17	often	often	ADV
easat-9347	200	18	worsens	worsen	VERB
easat-9347	200	19	the	the	DET
easat-9347	200	20	situation	situation	NOUN
easat-9347	200	21	.	.	PUNCT
easat-9347	201	1	a	a	DET
easat-9347	201	2	wellmanaged	wellmanage	VERB
easat-9347	201	3	enterprise	enterprise	NOUN
easat-9347	201	4	can	can	AUX
easat-9347	201	5	weather	weather	VERB
easat-9347	201	6	external	external	ADJ
easat-9347	201	7	shocks	shock	NOUN
easat-9347	201	8	better	well	ADV
easat-9347	201	9	.	.	PUNCT
easat-9347	201	10	"	"	PUNCT
easat-9347	202	1	this	this	DET
easat-9347	202	2	perspective	perspective	NOUN
easat-9347	202	3	highlights	highlight	VERB
easat-9347	202	4	the	the	DET
easat-9347	202	5	interdependence	interdependence	NOUN
easat-9347	202	6	between	between	ADP
easat-9347	202	7	internal	internal	ADJ
easat-9347	202	8	and	and	CCONJ
easat-9347	202	9	external	external	ADJ
easat-9347	202	10	risks	risk	NOUN
easat-9347	202	11	,	,	PUNCT
easat-9347	202	12	suggesting	suggest	VERB
easat-9347	202	13	that	that	SCONJ
easat-9347	202	14	robust	robust	ADJ
easat-9347	202	15	internal	internal	ADJ
easat-9347	202	16	controls	control	NOUN
easat-9347	202	17	can	can	AUX
easat-9347	202	18	mitigate	mitigate	VERB
easat-9347	202	19	some	some	DET
easat-9347	202	20	external	external	ADJ
easat-9347	202	21	vulnerabilities	vulnerability	NOUN
easat-9347	202	22	.	.	PUNCT
easat-9347	203	1	moreover	moreover	ADV
easat-9347	203	2	,	,	PUNCT
easat-9347	203	3	the	the	DET
easat-9347	203	4	industry	industry	NOUN
easat-9347	203	5	-	-	PUNCT
easat-9347	203	6	specific	specific	ADJ
easat-9347	203	7	nature	nature	NOUN
easat-9347	203	8	of	of	ADP
easat-9347	203	9	external	external	ADJ
easat-9347	203	10	risks	risk	NOUN
easat-9347	203	11	in	in	ADP
easat-9347	203	12	real	real	ADJ
easat-9347	203	13	estate	estate	NOUN
easat-9347	203	14	highlights	highlight	NOUN
easat-9347	203	15	the	the	DET
easat-9347	203	16	need	need	NOUN
easat-9347	203	17	for	for	ADP
easat-9347	203	18	targeted	target	VERB
easat-9347	203	19	strategies	strategy	NOUN
easat-9347	203	20	.	.	PUNCT
easat-9347	204	1	the	the	DET
easat-9347	204	2	sector	sector	NOUN
easat-9347	204	3	's	's	PART
easat-9347	204	4	dependency	dependency	NOUN
easat-9347	204	5	on	on	ADP
easat-9347	204	6	long	long	ADJ
easat-9347	204	7	-	-	PUNCT
easat-9347	204	8	term	term	NOUN
easat-9347	204	9	financing	financing	NOUN
easat-9347	204	10	and	and	CCONJ
easat-9347	204	11	susceptibility	susceptibility	NOUN
easat-9347	204	12	to	to	ADP
easat-9347	204	13	policy	policy	NOUN
easat-9347	204	14	changes	change	NOUN
easat-9347	204	15	require	require	VERB
easat-9347	204	16	enterprises	enterprise	NOUN
easat-9347	204	17	to	to	PART
easat-9347	204	18	monitor	monitor	VERB
easat-9347	204	19	external	external	ADJ
easat-9347	204	20	factors	factor	NOUN
easat-9347	204	21	and	and	CCONJ
easat-9347	204	22	proactively	proactively	ADV
easat-9347	204	23	build	build	VERB
easat-9347	204	24	resilience	resilience	NOUN
easat-9347	204	25	through	through	ADP
easat-9347	204	26	strategic	strategic	ADJ
easat-9347	204	27	planning	planning	NOUN
easat-9347	204	28	.	.	PUNCT
easat-9347	205	1	theme	theme	NOUN
easat-9347	205	2	3	3	NUM
easat-9347	205	3	:	:	PUNCT
easat-9347	205	4	the	the	DET
easat-9347	205	5	reputation	reputation	NOUN
easat-9347	205	6	of	of	ADP
easat-9347	205	7	enterprises	enterprise	NOUN
easat-9347	205	8	with	with	ADP
easat-9347	205	9	the	the	DET
easat-9347	205	10	risk	risk	NOUN
easat-9347	205	11	of	of	ADP
easat-9347	205	12	supply	supply	NOUN
easat-9347	205	13	chain	chain	NOUN
easat-9347	205	14	finance	finance	NOUN
easat-9347	205	15	one	one	NUM
easat-9347	205	16	interviewee	interviewee	NOUN
easat-9347	205	17	explained	explain	VERB
easat-9347	205	18	,	,	PUNCT
easat-9347	205	19	"	"	PUNCT
easat-9347	205	20	our	our	PRON
easat-9347	205	21	high	high	ADJ
easat-9347	205	22	credit	credit	NOUN
easat-9347	205	23	rating	rating	NOUN
easat-9347	205	24	has	have	AUX
easat-9347	205	25	enabled	enable	VERB
easat-9347	205	26	us	we	PRON
easat-9347	205	27	to	to	PART
easat-9347	205	28	secure	secure	VERB
easat-9347	205	29	better	well	ADJ
easat-9347	205	30	terms	term	NOUN
easat-9347	205	31	with	with	ADP
easat-9347	205	32	suppliers	supplier	NOUN
easat-9347	205	33	and	and	CCONJ
easat-9347	205	34	financiers	financier	NOUN
easat-9347	205	35	.	.	PUNCT
easat-9347	206	1	this	this	PRON
easat-9347	206	2	reduces	reduce	VERB
easat-9347	206	3	risks	risk	NOUN
easat-9347	206	4	and	and	CCONJ
easat-9347	206	5	ensures	ensure	VERB
easat-9347	206	6	a	a	DET
easat-9347	206	7	more	more	ADV
easat-9347	206	8	stable	stable	ADJ
easat-9347	206	9	supply	supply	NOUN
easat-9347	206	10	chain	chain	NOUN
easat-9347	206	11	.	.	PUNCT
easat-9347	206	12	"	"	PUNCT
easat-9347	207	1	conversely	conversely	ADV
easat-9347	207	2	,	,	PUNCT
easat-9347	207	3	organizations	organization	NOUN
easat-9347	207	4	with	with	ADP
easat-9347	207	5	poor	poor	ADJ
easat-9347	207	6	credit	credit	NOUN
easat-9347	207	7	ratings	rating	NOUN
easat-9347	207	8	were	be	AUX
easat-9347	207	9	reported	report	VERB
easat-9347	207	10	to	to	PART
easat-9347	207	11	face	face	VERB
easat-9347	207	12	higher	high	ADJ
easat-9347	207	13	borrowing	borrowing	NOUN
easat-9347	207	14	costs	cost	NOUN
easat-9347	207	15	and	and	CCONJ
easat-9347	207	16	strained	strained	ADJ
easat-9347	207	17	supplier	supplier	NOUN
easat-9347	207	18	relationships	relationship	NOUN
easat-9347	207	19	,	,	PUNCT
easat-9347	207	20	increasing	increase	VERB
easat-9347	207	21	financial	financial	ADJ
easat-9347	207	22	risks	risk	NOUN
easat-9347	207	23	.	.	PUNCT
easat-9347	208	1	a	a	DET
easat-9347	208	2	recurring	recur	VERB
easat-9347	208	3	theme	theme	NOUN
easat-9347	208	4	across	across	ADP
easat-9347	208	5	interviews	interview	NOUN
easat-9347	208	6	was	be	AUX
easat-9347	208	7	the	the	DET
easat-9347	208	8	role	role	NOUN
easat-9347	208	9	of	of	ADP
easat-9347	208	10	reputation	reputation	NOUN
easat-9347	208	11	in	in	ADP
easat-9347	208	12	mitigating	mitigate	VERB
easat-9347	208	13	supply	supply	NOUN
easat-9347	208	14	chain	chain	NOUN
easat-9347	208	15	finance	finance	NOUN
easat-9347	208	16	risk	risk	NOUN
easat-9347	208	17	.	.	PUNCT
easat-9347	209	1	another	another	DET
easat-9347	209	2	interviewee	interviewee	NOUN
easat-9347	209	3	stated	state	VERB
easat-9347	209	4	,	,	PUNCT
easat-9347	209	5	"	"	PUNCT
easat-9347	209	6	suppliers	supplier	NOUN
easat-9347	209	7	are	be	AUX
easat-9347	209	8	more	more	ADV
easat-9347	209	9	willing	willing	ADJ
easat-9347	209	10	to	to	PART
easat-9347	209	11	extend	extend	VERB
easat-9347	209	12	credit	credit	NOUN
easat-9347	209	13	to	to	ADP
easat-9347	209	14	companies	company	NOUN
easat-9347	209	15	with	with	ADP
easat-9347	209	16	a	a	DET
easat-9347	209	17	strong	strong	ADJ
easat-9347	209	18	reputation	reputation	NOUN
easat-9347	209	19	because	because	SCONJ
easat-9347	209	20	they	they	PRON
easat-9347	209	21	trust	trust	VERB
easat-9347	209	22	that	that	SCONJ
easat-9347	209	23	payments	payment	NOUN
easat-9347	209	24	will	will	AUX
easat-9347	209	25	be	be	AUX
easat-9347	209	26	made	make	VERB
easat-9347	209	27	on	on	ADP
easat-9347	209	28	time	time	NOUN
easat-9347	209	29	.	.	PUNCT
easat-9347	209	30	"	"	PUNCT
easat-9347	210	1	this	this	DET
easat-9347	210	2	trust	trust	NOUN
easat-9347	210	3	reduces	reduce	VERB
easat-9347	210	4	the	the	DET
easat-9347	210	5	need	need	NOUN
easat-9347	210	6	for	for	ADP
easat-9347	210	7	stringent	stringent	ADJ
easat-9347	210	8	financial	financial	ADJ
easat-9347	210	9	controls	control	NOUN
easat-9347	210	10	,	,	PUNCT
easat-9347	210	11	lowering	lower	VERB
easat-9347	210	12	transaction	transaction	NOUN
easat-9347	210	13	costs	cost	NOUN
easat-9347	210	14	and	and	CCONJ
easat-9347	210	15	risks	risk	NOUN
easat-9347	210	16	.	.	PUNCT
easat-9347	211	1	social	social	ADJ
easat-9347	211	2	responsibility	responsibility	NOUN
easat-9347	211	3	was	be	AUX
easat-9347	211	4	frequently	frequently	ADV
easat-9347	211	5	cited	cite	VERB
easat-9347	211	6	as	as	ADP
easat-9347	211	7	a	a	DET
easat-9347	211	8	factor	factor	NOUN
easat-9347	211	9	that	that	PRON
easat-9347	211	10	stabilizes	stabilize	VERB
easat-9347	211	11	financial	financial	ADJ
easat-9347	211	12	interactions	interaction	NOUN
easat-9347	211	13	.	.	PUNCT
easat-9347	212	1	for	for	ADP
easat-9347	212	2	example	example	NOUN
easat-9347	212	3	,	,	PUNCT
easat-9347	212	4	one	one	NUM
easat-9347	212	5	interviewee	interviewee	NOUN
easat-9347	212	6	highlighted	highlight	VERB
easat-9347	212	7	,	,	PUNCT
easat-9347	212	8	"	"	PUNCT
easat-9347	212	9	our	our	PRON
easat-9347	212	10	investments	investment	NOUN
easat-9347	212	11	in	in	ADP
easat-9347	212	12	environmentally	environmentally	ADV
easat-9347	212	13	friendly	friendly	ADJ
easat-9347	212	14	projects	project	NOUN
easat-9347	212	15	have	have	AUX
easat-9347	212	16	not	not	PART
easat-9347	212	17	only	only	ADV
easat-9347	212	18	improved	improve	VERB
easat-9347	212	19	our	our	PRON
easat-9347	212	20	reputation	reputation	NOUN
easat-9347	212	21	but	but	CCONJ
easat-9347	212	22	also	also	ADV
easat-9347	212	23	attracted	attract	VERB
easat-9347	212	24	favorable	favorable	ADJ
easat-9347	212	25	terms	term	NOUN
easat-9347	212	26	from	from	ADP
easat-9347	212	27	financial	financial	ADJ
easat-9347	212	28	institutions	institution	NOUN
easat-9347	212	29	.	.	PUNCT
easat-9347	213	1	they	they	PRON
easat-9347	213	2	view	view	VERB
easat-9347	213	3	us	we	PRON
easat-9347	213	4	as	as	ADP
easat-9347	213	5	a	a	DET
easat-9347	213	6	low	low	ADJ
easat-9347	213	7	-	-	PUNCT
easat-9347	213	8	risk	risk	NOUN
easat-9347	213	9	partner	partner	NOUN
easat-9347	213	10	.	.	PUNCT
easat-9347	213	11	"	"	PUNCT
easat-9347	214	1	this	this	PRON
easat-9347	214	2	underscores	underscore	VERB
easat-9347	214	3	how	how	SCONJ
easat-9347	214	4	ethical	ethical	ADJ
easat-9347	214	5	practices	practice	NOUN
easat-9347	214	6	enhance	enhance	VERB
easat-9347	214	7	financial	financial	ADJ
easat-9347	214	8	stability	stability	NOUN
easat-9347	214	9	within	within	ADP
easat-9347	214	10	the	the	DET
easat-9347	214	11	supply	supply	NOUN
easat-9347	214	12	chain	chain	NOUN
easat-9347	214	13	.	.	PUNCT
easat-9347	215	1	several	several	ADJ
easat-9347	215	2	managers	manager	NOUN
easat-9347	215	3	noted	note	VERB
easat-9347	215	4	that	that	SCONJ
easat-9347	215	5	a	a	DET
easat-9347	215	6	strong	strong	ADJ
easat-9347	215	7	reputation	reputation	NOUN
easat-9347	215	8	creates	create	VERB
easat-9347	215	9	positive	positive	ADJ
easat-9347	215	10	spillover	spillover	NOUN
easat-9347	215	11	effects	effect	NOUN
easat-9347	215	12	,	,	PUNCT
easat-9347	215	13	influencing	influence	VERB
easat-9347	215	14	stakeholders	stakeholder	NOUN
easat-9347	215	15	beyond	beyond	ADP
easat-9347	215	16	the	the	DET
easat-9347	215	17	immediate	immediate	ADJ
easat-9347	215	18	supply	supply	NOUN
easat-9347	215	19	chain	chain	NOUN
easat-9347	215	20	.	.	PUNCT
easat-9347	216	1	one	one	NUM
easat-9347	216	2	interviewee	interviewee	NOUN
easat-9347	216	3	remarked	remark	VERB
easat-9347	216	4	,	,	PUNCT
easat-9347	216	5	"	"	PUNCT
easat-9347	216	6	our	our	PRON
easat-9347	216	7	reputation	reputation	NOUN
easat-9347	216	8	has	have	AUX
easat-9347	216	9	helped	help	VERB
easat-9347	216	10	us	we	PRON
easat-9347	216	11	build	build	VERB
easat-9347	216	12	strong	strong	ADJ
easat-9347	216	13	relationships	relationship	NOUN
easat-9347	216	14	with	with	ADP
easat-9347	216	15	regulators	regulator	NOUN
easat-9347	216	16	and	and	CCONJ
easat-9347	216	17	financial	financial	ADJ
easat-9347	216	18	institutions	institution	NOUN
easat-9347	216	19	,	,	PUNCT
easat-9347	216	20	further	far	ADV
easat-9347	216	21	reducing	reduce	VERB
easat-9347	216	22	risks	risk	NOUN
easat-9347	216	23	in	in	ADP
easat-9347	216	24	supply	supply	NOUN
easat-9347	216	25	chain	chain	NOUN
easat-9347	216	26	finance	finance	NOUN
easat-9347	216	27	.	.	PUNCT
easat-9347	216	28	"	"	PUNCT
easat-9347	217	1	while	while	SCONJ
easat-9347	217	2	most	most	ADJ
easat-9347	217	3	participants	participant	NOUN
easat-9347	217	4	supported	support	VERB
easat-9347	217	5	the	the	DET
easat-9347	217	6	link	link	NOUN
easat-9347	217	7	between	between	ADP
easat-9347	217	8	organizational	organizational	ADJ
easat-9347	217	9	reputation	reputation	NOUN
easat-9347	217	10	and	and	CCONJ
easat-9347	217	11	supply	supply	NOUN
easat-9347	217	12	chain	chain	NOUN
easat-9347	217	13	finance	finance	NOUN
easat-9347	217	14	risk	risk	NOUN
easat-9347	217	15	,	,	PUNCT
easat-9347	217	16	a	a	DET
easat-9347	217	17	few	few	ADJ
easat-9347	217	18	highlighted	highlight	VERB
easat-9347	217	19	its	its	PRON
easat-9347	217	20	limitations	limitation	NOUN
easat-9347	217	21	.	.	PUNCT
easat-9347	218	1	one	one	NUM
easat-9347	218	2	interviewee	interviewee	NOUN
easat-9347	218	3	argued	argue	VERB
easat-9347	218	4	,	,	PUNCT
easat-9347	218	5	"	"	PUNCT
easat-9347	218	6	reputation	reputation	NOUN
easat-9347	218	7	matters	matter	VERB
easat-9347	218	8	,	,	PUNCT
easat-9347	218	9	but	but	CCONJ
easat-9347	218	10	it	it	PRON
easat-9347	218	11	can	can	AUX
easat-9347	218	12	not	not	PART
easat-9347	218	13	fully	fully	ADV
easat-9347	218	14	insulate	insulate	VERB
easat-9347	218	15	us	we	PRON
easat-9347	218	16	from	from	ADP
easat-9347	218	17	external	external	ADJ
easat-9347	218	18	shocks	shock	NOUN
easat-9347	218	19	like	like	ADP
easat-9347	218	20	market	market	NOUN
easat-9347	218	21	downturns	downturn	NOUN
easat-9347	218	22	or	or	CCONJ
easat-9347	218	23	regulatory	regulatory	ADJ
easat-9347	218	24	changes	change	NOUN
easat-9347	218	25	.	.	PUNCT
easat-9347	218	26	"	"	PUNCT
easat-9347	219	1	this	this	DET
easat-9347	219	2	perspective	perspective	NOUN
easat-9347	219	3	suggests	suggest	VERB
easat-9347	219	4	that	that	SCONJ
easat-9347	219	5	while	while	SCONJ
easat-9347	219	6	reputation	reputation	NOUN
easat-9347	219	7	mitigates	mitigate	VERB
easat-9347	219	8	risks	risk	NOUN
easat-9347	219	9	,	,	PUNCT
easat-9347	219	10	it	it	PRON
easat-9347	219	11	is	be	AUX
easat-9347	219	12	not	not	PART
easat-9347	219	13	a	a	DET
easat-9347	219	14	standalone	standalone	ADJ
easat-9347	219	15	solution	solution	NOUN
easat-9347	219	16	and	and	CCONJ
easat-9347	219	17	must	must	AUX
easat-9347	219	18	be	be	AUX
easat-9347	219	19	complemented	complement	VERB
easat-9347	219	20	by	by	ADP
easat-9347	219	21	robust	robust	ADJ
easat-9347	219	22	internal	internal	ADJ
easat-9347	219	23	controls	control	NOUN
easat-9347	219	24	and	and	CCONJ
easat-9347	219	25	external	external	ADJ
easat-9347	219	26	risk	risk	NOUN
easat-9347	219	27	management	management	NOUN
easat-9347	219	28	strategies	strategy	NOUN
easat-9347	219	29	.	.	PUNCT
easat-9347	220	1	additionally	additionally	ADV
easat-9347	220	2	,	,	PUNCT
easat-9347	220	3	some	some	DET
easat-9347	220	4	participants	participant	NOUN
easat-9347	220	5	noted	note	VERB
easat-9347	220	6	that	that	SCONJ
easat-9347	220	7	building	build	VERB
easat-9347	220	8	and	and	CCONJ
easat-9347	220	9	maintaining	maintain	VERB
easat-9347	220	10	a	a	DET
easat-9347	220	11	strong	strong	ADJ
easat-9347	220	12	reputation	reputation	NOUN
easat-9347	220	13	requires	require	VERB
easat-9347	220	14	significant	significant	ADJ
easat-9347	220	15	investment	investment	NOUN
easat-9347	220	16	,	,	PUNCT
easat-9347	220	17	which	which	PRON
easat-9347	220	18	may	may	AUX
easat-9347	220	19	strain	strain	VERB
easat-9347	220	20	resources	resource	NOUN
easat-9347	220	21	in	in	ADP
easat-9347	220	22	the	the	DET
easat-9347	220	23	short	short	ADJ
easat-9347	220	24	term	term	NOUN
easat-9347	220	25	.	.	PUNCT
easat-9347	221	1	another	another	DET
easat-9347	221	2	interviewee	interviewee	NOUN
easat-9347	221	3	explained	explain	VERB
easat-9347	221	4	,	,	PUNCT
easat-9347	221	5	"	"	PUNCT
easat-9347	221	6	while	while	SCONJ
easat-9347	221	7	reputation	reputation	NOUN
easat-9347	221	8	is	be	AUX
easat-9347	221	9	valuable	valuable	ADJ
easat-9347	221	10	,	,	PUNCT
easat-9347	221	11	the	the	DET
easat-9347	221	12	costs	cost	NOUN
easat-9347	221	13	associated	associate	VERB
easat-9347	221	14	with	with	ADP
easat-9347	221	15	social	social	ADJ
easat-9347	221	16	responsibility	responsibility	NOUN
easat-9347	221	17	initiatives	initiative	NOUN
easat-9347	221	18	and	and	CCONJ
easat-9347	221	19	imagebuilding	imagebuilde	VERB
easat-9347	221	20	campaigns	campaign	NOUN
easat-9347	221	21	can	can	AUX
easat-9347	221	22	increase	increase	VERB
easat-9347	221	23	financial	financial	ADJ
easat-9347	221	24	pressure	pressure	NOUN
easat-9347	221	25	,	,	PUNCT
easat-9347	221	26	especially	especially	ADV
easat-9347	221	27	for	for	ADP
easat-9347	221	28	smaller	small	ADJ
easat-9347	221	29	enterprises	enterprise	NOUN
easat-9347	221	30	.	.	PUNCT
easat-9347	221	31	"	"	PUNCT
easat-9347	222	1	these	these	DET
easat-9347	222	2	insights	insight	NOUN
easat-9347	222	3	underscore	underscore	VERB
easat-9347	222	4	the	the	DET
easat-9347	222	5	need	need	NOUN
easat-9347	222	6	for	for	ADP
easat-9347	222	7	a	a	DET
easat-9347	222	8	balanced	balanced	ADJ
easat-9347	222	9	approach	approach	NOUN
easat-9347	222	10	integrating	integrate	VERB
easat-9347	222	11	reputation	reputation	NOUN
easat-9347	222	12	management	management	NOUN
easat-9347	222	13	with	with	ADP
easat-9347	222	14	other	other	ADJ
easat-9347	222	15	risk	risk	NOUN
easat-9347	222	16	mitigation	mitigation	NOUN
easat-9347	222	17	strategies	strategy	NOUN
easat-9347	222	18	.	.	PUNCT
easat-9347	223	1	organizations	organization	NOUN
easat-9347	223	2	should	should	AUX
easat-9347	223	3	leverage	leverage	VERB
easat-9347	223	4	their	their	PRON
easat-9347	223	5	reputation	reputation	NOUN
easat-9347	223	6	to	to	PART
easat-9347	223	7	enhance	enhance	VERB
easat-9347	223	8	financial	financial	ADJ
easat-9347	223	9	stability	stability	NOUN
easat-9347	223	10	while	while	SCONJ
easat-9347	223	11	investing	invest	VERB
easat-9347	223	12	in	in	ADP
easat-9347	223	13	robust	robust	ADJ
easat-9347	223	14	internal	internal	ADJ
easat-9347	223	15	controls	control	NOUN
easat-9347	223	16	and	and	CCONJ
easat-9347	223	17	proactive	proactive	ADJ
easat-9347	223	18	external	external	ADJ
easat-9347	223	19	risk	risk	NOUN
easat-9347	223	20	management	management	NOUN
easat-9347	223	21	.	.	PUNCT
easat-9347	224	1	theme	theme	NOUN
easat-9347	224	2	4	4	NUM
easat-9347	224	3	:	:	PUNCT
easat-9347	224	4	the	the	DET
easat-9347	224	5	enterprises	enterprise	NOUN
easat-9347	224	6	'	'	PART
easat-9347	224	7	internal	internal	ADJ
easat-9347	224	8	risk	risk	NOUN
easat-9347	224	9	significantly	significantly	ADV
easat-9347	224	10	influenced	influence	VERB
easat-9347	224	11	the	the	DET
easat-9347	224	12	commercial	commercial	ADJ
easat-9347	224	13	acceptance	acceptance	NOUN
easat-9347	224	14	bill	bill	NOUN
easat-9347	224	15	's	's	PART
easat-9347	224	16	credit	credit	NOUN
easat-9347	224	17	risk	risk	NOUN
easat-9347	224	18	the	the	DET
easat-9347	224	19	debt	debt	NOUN
easat-9347	224	20	-	-	PUNCT
easat-9347	224	21	to	to	ADP
easat-9347	224	22	-	-	PUNCT
easat-9347	224	23	asset	asset	NOUN
easat-9347	224	24	ratio	ratio	NOUN
easat-9347	224	25	was	be	AUX
easat-9347	224	26	identified	identify	VERB
easat-9347	224	27	as	as	ADP
easat-9347	224	28	a	a	DET
easat-9347	224	29	critical	critical	ADJ
easat-9347	224	30	internal	internal	ADJ
easat-9347	224	31	risk	risk	NOUN
easat-9347	224	32	indicator	indicator	NOUN
easat-9347	224	33	.	.	PUNCT
easat-9347	225	1	high	high	ADJ
easat-9347	225	2	leverage	leverage	NOUN
easat-9347	225	3	reduces	reduce	VERB
easat-9347	225	4	financial	financial	ADJ
easat-9347	225	5	flexibility	flexibility	NOUN
easat-9347	225	6	and	and	CCONJ
easat-9347	225	7	increases	increase	VERB
easat-9347	225	8	the	the	DET
easat-9347	225	9	likelihood	likelihood	NOUN
easat-9347	225	10	of	of	ADP
easat-9347	225	11	default	default	NOUN
easat-9347	225	12	on	on	ADP
easat-9347	225	13	commercial	commercial	ADJ
easat-9347	225	14	acceptance	acceptance	NOUN
easat-9347	225	15	bills	bill	NOUN
easat-9347	225	16	.	.	PUNCT
easat-9347	226	1	one	one	NUM
easat-9347	226	2	interviewee	interviewee	NOUN
easat-9347	226	3	explained	explain	VERB
easat-9347	226	4	,	,	PUNCT
easat-9347	226	5	"	"	PUNCT
easat-9347	226	6	when	when	SCONJ
easat-9347	226	7	the	the	DET
easat-9347	226	8	debt	debt	NOUN
easat-9347	226	9	-	-	PUNCT
easat-9347	226	10	to	to	ADP
easat-9347	226	11	-	-	PUNCT
easat-9347	226	12	asset	asset	NOUN
easat-9347	226	13	ratio	ratio	NOUN
easat-9347	226	14	is	be	AUX
easat-9347	226	15	high	high	ADJ
easat-9347	226	16	,	,	PUNCT
easat-9347	226	17	enterprises	enterprise	NOUN
easat-9347	226	18	struggle	struggle	VERB
easat-9347	226	19	to	to	PART
easat-9347	226	20	meet	meet	VERB
easat-9347	226	21	their	their	PRON
easat-9347	226	22	financial	financial	ADJ
easat-9347	226	23	558	558	NUM
easat-9347	226	24	edelweiss	edelweiss	PROPN
easat-9347	226	25	applied	apply	VERB
easat-9347	226	26	science	science	NOUN
easat-9347	226	27	and	and	CCONJ
easat-9347	226	28	technology	technology	NOUN
easat-9347	226	29	issn	issn	PROPN
easat-9347	226	30	:	:	PUNCT
easat-9347	226	31	2576	2576	NUM
easat-9347	226	32	-	-	SYM
easat-9347	226	33	8484	8484	NUM
easat-9347	226	34	vol	vol	NOUN
easat-9347	226	35	.	.	PROPN
easat-9347	227	1	9	9	NUM
easat-9347	227	2	,	,	PUNCT
easat-9347	227	3	no	no	INTJ
easat-9347	227	4	.	.	NOUN
easat-9347	227	5	8	8	NUM
easat-9347	227	6	:	:	SYM
easat-9347	227	7	550	550	NUM
easat-9347	227	8	-	-	SYM
easat-9347	227	9	564	564	NUM
easat-9347	227	10	,	,	PUNCT
easat-9347	227	11	2025	2025	NUM
easat-9347	227	12	doi	doi	NOUN
easat-9347	227	13	:	:	PUNCT
easat-9347	227	14	10.55214/2576	10.55214/2576	NUM
easat-9347	227	15	-	-	PUNCT
easat-9347	227	16	8484.v9i8.9347	8484.v9i8.9347	NOUN
easat-9347	228	1	©	©	PROPN
easat-9347	228	2	2025	2025	NUM
easat-9347	228	3	by	by	ADP
easat-9347	228	4	the	the	DET
easat-9347	228	5	authors	author	NOUN
easat-9347	228	6	;	;	PUNCT
easat-9347	228	7	licensee	licensee	PROPN
easat-9347	228	8	learning	learn	VERB
easat-9347	228	9	gate	gate	NOUN
easat-9347	228	10	commitments	commitment	NOUN
easat-9347	228	11	,	,	PUNCT
easat-9347	228	12	including	include	VERB
easat-9347	228	13	commercial	commercial	ADJ
easat-9347	228	14	bills	bill	NOUN
easat-9347	228	15	.	.	PUNCT
easat-9347	229	1	this	this	PRON
easat-9347	229	2	often	often	ADV
easat-9347	229	3	leads	lead	VERB
easat-9347	229	4	to	to	ADP
easat-9347	229	5	renegotiations	renegotiation	NOUN
easat-9347	229	6	or	or	CCONJ
easat-9347	229	7	outright	outright	ADJ
easat-9347	229	8	defaults	default	NOUN
easat-9347	229	9	.	.	PUNCT
easat-9347	229	10	"	"	PUNCT
easat-9347	230	1	this	this	PRON
easat-9347	230	2	highlights	highlight	VERB
easat-9347	230	3	the	the	DET
easat-9347	230	4	direct	direct	ADJ
easat-9347	230	5	correlation	correlation	NOUN
easat-9347	230	6	between	between	ADP
easat-9347	230	7	high	high	ADJ
easat-9347	230	8	leverage	leverage	NOUN
easat-9347	230	9	and	and	CCONJ
easat-9347	230	10	increased	increase	VERB
easat-9347	230	11	credit	credit	NOUN
easat-9347	230	12	risk	risk	NOUN
easat-9347	230	13	.	.	PUNCT
easat-9347	231	1	operational	operational	ADJ
easat-9347	231	2	efficiency	efficiency	NOUN
easat-9347	231	3	and	and	CCONJ
easat-9347	231	4	managerial	managerial	ADJ
easat-9347	231	5	practices	practice	NOUN
easat-9347	231	6	emerged	emerge	VERB
easat-9347	231	7	as	as	ADP
easat-9347	231	8	significant	significant	ADJ
easat-9347	231	9	factors	factor	NOUN
easat-9347	231	10	influencing	influence	VERB
easat-9347	231	11	the	the	DET
easat-9347	231	12	credit	credit	NOUN
easat-9347	231	13	risk	risk	NOUN
easat-9347	231	14	of	of	ADP
easat-9347	231	15	commercial	commercial	ADJ
easat-9347	231	16	acceptance	acceptance	NOUN
easat-9347	231	17	bills	bill	NOUN
easat-9347	231	18	.	.	PUNCT
easat-9347	232	1	inefficient	inefficient	ADJ
easat-9347	232	2	operations	operation	NOUN
easat-9347	232	3	and	and	CCONJ
easat-9347	232	4	poor	poor	ADJ
easat-9347	232	5	management	management	NOUN
easat-9347	232	6	were	be	AUX
easat-9347	232	7	frequently	frequently	ADV
easat-9347	232	8	cited	cite	VERB
easat-9347	232	9	contributors	contributor	NOUN
easat-9347	232	10	to	to	ADP
easat-9347	232	11	financial	financial	ADJ
easat-9347	232	12	instability	instability	NOUN
easat-9347	232	13	,	,	PUNCT
easat-9347	232	14	affecting	affect	VERB
easat-9347	232	15	bill	bill	NOUN
easat-9347	232	16	payments	payment	NOUN
easat-9347	232	17	.	.	PUNCT
easat-9347	233	1	one	one	NUM
easat-9347	233	2	interviewee	interviewee	NOUN
easat-9347	233	3	remarked	remark	VERB
easat-9347	233	4	,	,	PUNCT
easat-9347	233	5	"	"	PUNCT
easat-9347	233	6	inadequate	inadequate	ADJ
easat-9347	233	7	oversight	oversight	NOUN
easat-9347	233	8	of	of	ADP
easat-9347	233	9	operational	operational	ADJ
easat-9347	233	10	costs	cost	NOUN
easat-9347	233	11	and	and	CCONJ
easat-9347	233	12	delays	delay	NOUN
easat-9347	233	13	in	in	ADP
easat-9347	233	14	project	project	NOUN
easat-9347	233	15	execution	execution	NOUN
easat-9347	233	16	create	create	VERB
easat-9347	233	17	financial	financial	ADJ
easat-9347	233	18	strain	strain	NOUN
easat-9347	233	19	,	,	PUNCT
easat-9347	233	20	making	make	VERB
easat-9347	233	21	it	it	PRON
easat-9347	233	22	difficult	difficult	ADJ
easat-9347	233	23	to	to	PART
easat-9347	233	24	honor	honor	VERB
easat-9347	233	25	commercial	commercial	ADJ
easat-9347	233	26	bills	bill	NOUN
easat-9347	233	27	on	on	ADP
easat-9347	233	28	time	time	NOUN
easat-9347	233	29	.	.	PUNCT
easat-9347	233	30	"	"	PUNCT
easat-9347	234	1	effective	effective	ADJ
easat-9347	234	2	management	management	NOUN
easat-9347	234	3	practices	practice	NOUN
easat-9347	234	4	were	be	AUX
easat-9347	234	5	essential	essential	ADJ
easat-9347	234	6	to	to	ADP
easat-9347	234	7	maintaining	maintain	VERB
easat-9347	234	8	financial	financial	ADJ
easat-9347	234	9	discipline	discipline	NOUN
easat-9347	234	10	and	and	CCONJ
easat-9347	234	11	reducing	reduce	VERB
easat-9347	234	12	credit	credit	NOUN
easat-9347	234	13	risk	risk	NOUN
easat-9347	234	14	.	.	PUNCT
easat-9347	235	1	multiple	multiple	ADJ
easat-9347	235	2	participants	participant	NOUN
easat-9347	235	3	emphasized	emphasize	VERB
easat-9347	235	4	the	the	DET
easat-9347	235	5	role	role	NOUN
easat-9347	235	6	of	of	ADP
easat-9347	235	7	cash	cash	NOUN
easat-9347	235	8	flow	flow	NOUN
easat-9347	235	9	planning	planning	NOUN
easat-9347	235	10	in	in	ADP
easat-9347	235	11	minimizing	minimize	VERB
easat-9347	235	12	credit	credit	NOUN
easat-9347	235	13	risk	risk	NOUN
easat-9347	235	14	.	.	PUNCT
easat-9347	236	1	another	another	DET
easat-9347	236	2	interviewee	interviewee	NOUN
easat-9347	236	3	noted	note	VERB
easat-9347	236	4	,	,	PUNCT
easat-9347	236	5	"	"	PUNCT
easat-9347	236	6	our	our	PRON
easat-9347	236	7	company	company	NOUN
easat-9347	236	8	has	have	VERB
easat-9347	236	9	a	a	DET
easat-9347	236	10	strict	strict	ADJ
easat-9347	236	11	policy	policy	NOUN
easat-9347	236	12	of	of	ADP
easat-9347	236	13	aligning	align	VERB
easat-9347	236	14	cash	cash	NOUN
easat-9347	236	15	inflows	inflow	NOUN
easat-9347	236	16	with	with	ADP
easat-9347	236	17	payment	payment	NOUN
easat-9347	236	18	obligations	obligation	NOUN
easat-9347	236	19	,	,	PUNCT
easat-9347	236	20	especially	especially	ADV
easat-9347	236	21	for	for	ADP
easat-9347	236	22	commercial	commercial	ADJ
easat-9347	236	23	acceptance	acceptance	NOUN
easat-9347	236	24	bills	bill	NOUN
easat-9347	236	25	.	.	PUNCT
easat-9347	237	1	this	this	DET
easat-9347	237	2	proactive	proactive	ADJ
easat-9347	237	3	approach	approach	NOUN
easat-9347	237	4	has	have	AUX
easat-9347	237	5	helped	help	VERB
easat-9347	237	6	us	we	PRON
easat-9347	237	7	avoid	avoid	VERB
easat-9347	237	8	defaults	default	NOUN
easat-9347	237	9	.	.	PUNCT
easat-9347	237	10	"	"	PUNCT
easat-9347	238	1	this	this	DET
easat-9347	238	2	statement	statement	NOUN
easat-9347	238	3	illustrates	illustrate	VERB
easat-9347	238	4	how	how	SCONJ
easat-9347	238	5	disciplined	disciplined	ADJ
easat-9347	238	6	financial	financial	ADJ
easat-9347	238	7	planning	planning	NOUN
easat-9347	238	8	mitigates	mitigate	VERB
easat-9347	238	9	credit	credit	NOUN
easat-9347	238	10	risk	risk	NOUN
easat-9347	238	11	.	.	PUNCT
easat-9347	239	1	effective	effective	ADJ
easat-9347	239	2	managerial	managerial	ADJ
easat-9347	239	3	oversight	oversight	NOUN
easat-9347	239	4	was	be	AUX
easat-9347	239	5	frequently	frequently	ADV
easat-9347	239	6	cited	cite	VERB
easat-9347	239	7	as	as	ADP
easat-9347	239	8	a	a	DET
easat-9347	239	9	mitigating	mitigating	NOUN
easat-9347	239	10	factor	factor	NOUN
easat-9347	239	11	.	.	PUNCT
easat-9347	240	1	another	another	DET
easat-9347	240	2	interviewee	interviewee	NOUN
easat-9347	240	3	explained	explain	VERB
easat-9347	240	4	,	,	PUNCT
easat-9347	240	5	"	"	PUNCT
easat-9347	240	6	strong	strong	ADJ
easat-9347	240	7	leadership	leadership	NOUN
easat-9347	240	8	ensures	ensure	VERB
easat-9347	240	9	that	that	SCONJ
easat-9347	240	10	financial	financial	ADJ
easat-9347	240	11	commitments	commitment	NOUN
easat-9347	240	12	,	,	PUNCT
easat-9347	240	13	including	include	VERB
easat-9347	240	14	commercial	commercial	ADJ
easat-9347	240	15	acceptance	acceptance	NOUN
easat-9347	240	16	bills	bill	NOUN
easat-9347	240	17	,	,	PUNCT
easat-9347	240	18	are	be	AUX
easat-9347	240	19	prioritized	prioritize	VERB
easat-9347	240	20	.	.	PUNCT
easat-9347	241	1	this	this	PRON
easat-9347	241	2	reduces	reduce	VERB
easat-9347	241	3	the	the	DET
easat-9347	241	4	likelihood	likelihood	NOUN
easat-9347	241	5	of	of	ADP
easat-9347	241	6	defaults	default	NOUN
easat-9347	241	7	,	,	PUNCT
easat-9347	241	8	even	even	ADV
easat-9347	241	9	during	during	ADP
easat-9347	241	10	periods	period	NOUN
easat-9347	241	11	of	of	ADP
easat-9347	241	12	financial	financial	ADJ
easat-9347	241	13	strain	strain	NOUN
easat-9347	241	14	.	.	PUNCT
easat-9347	241	15	"	"	PUNCT
easat-9347	242	1	this	this	PRON
easat-9347	242	2	highlights	highlight	VERB
easat-9347	242	3	the	the	DET
easat-9347	242	4	role	role	NOUN
easat-9347	242	5	of	of	ADP
easat-9347	242	6	management	management	NOUN
easat-9347	242	7	in	in	ADP
easat-9347	242	8	maintaining	maintain	VERB
easat-9347	242	9	financial	financial	ADJ
easat-9347	242	10	discipline	discipline	NOUN
easat-9347	242	11	and	and	CCONJ
easat-9347	242	12	minimizing	minimize	VERB
easat-9347	242	13	credit	credit	NOUN
easat-9347	242	14	risk	risk	NOUN
easat-9347	242	15	.	.	PUNCT
easat-9347	243	1	while	while	SCONJ
easat-9347	243	2	most	most	ADJ
easat-9347	243	3	participants	participant	NOUN
easat-9347	243	4	supported	support	VERB
easat-9347	243	5	the	the	DET
easat-9347	243	6	link	link	NOUN
easat-9347	243	7	between	between	ADP
easat-9347	243	8	internal	internal	ADJ
easat-9347	243	9	risks	risk	NOUN
easat-9347	243	10	and	and	CCONJ
easat-9347	243	11	the	the	DET
easat-9347	243	12	credit	credit	NOUN
easat-9347	243	13	risk	risk	NOUN
easat-9347	243	14	of	of	ADP
easat-9347	243	15	commercial	commercial	ADJ
easat-9347	243	16	acceptance	acceptance	NOUN
easat-9347	243	17	bills	bill	NOUN
easat-9347	243	18	,	,	PUNCT
easat-9347	243	19	a	a	DET
easat-9347	243	20	few	few	ADJ
easat-9347	243	21	highlighted	highlight	VERB
easat-9347	243	22	external	external	ADJ
easat-9347	243	23	factors	factor	NOUN
easat-9347	243	24	as	as	ADP
easat-9347	243	25	more	more	ADV
easat-9347	243	26	influential	influential	ADJ
easat-9347	243	27	.	.	PUNCT
easat-9347	244	1	one	one	NUM
easat-9347	244	2	interviewee	interviewee	NOUN
easat-9347	244	3	argued	argue	VERB
easat-9347	244	4	,	,	PUNCT
easat-9347	244	5	"	"	PUNCT
easat-9347	244	6	market	market	NOUN
easat-9347	244	7	fluctuations	fluctuation	NOUN
easat-9347	244	8	and	and	CCONJ
easat-9347	244	9	policy	policy	NOUN
easat-9347	244	10	changes	change	NOUN
easat-9347	244	11	have	have	VERB
easat-9347	244	12	a	a	DET
easat-9347	244	13	more	more	ADV
easat-9347	244	14	significant	significant	ADJ
easat-9347	244	15	impact	impact	NOUN
easat-9347	244	16	on	on	ADP
easat-9347	244	17	credit	credit	NOUN
easat-9347	244	18	risk	risk	NOUN
easat-9347	244	19	than	than	ADP
easat-9347	244	20	internal	internal	ADJ
easat-9347	244	21	factors	factor	NOUN
easat-9347	244	22	.	.	PUNCT
easat-9347	245	1	even	even	ADV
easat-9347	245	2	well	well	ADV
easat-9347	245	3	-	-	PUNCT
easat-9347	245	4	managed	manage	VERB
easat-9347	245	5	enterprises	enterprise	NOUN
easat-9347	245	6	can	can	AUX
easat-9347	245	7	default	default	VERB
easat-9347	245	8	if	if	SCONJ
easat-9347	245	9	external	external	ADJ
easat-9347	245	10	conditions	condition	NOUN
easat-9347	245	11	deteriorate	deteriorate	VERB
easat-9347	245	12	.	.	PUNCT
easat-9347	245	13	"	"	PUNCT
easat-9347	246	1	this	this	DET
easat-9347	246	2	perspective	perspective	NOUN
easat-9347	246	3	suggests	suggest	VERB
easat-9347	246	4	that	that	SCONJ
easat-9347	246	5	internal	internal	ADJ
easat-9347	246	6	risks	risk	NOUN
easat-9347	246	7	are	be	AUX
easat-9347	246	8	not	not	PART
easat-9347	246	9	the	the	DET
easat-9347	246	10	sole	sole	ADJ
easat-9347	246	11	determinant	determinant	NOUN
easat-9347	246	12	of	of	ADP
easat-9347	246	13	credit	credit	NOUN
easat-9347	246	14	risk	risk	NOUN
easat-9347	246	15	and	and	CCONJ
easat-9347	246	16	must	must	AUX
easat-9347	246	17	be	be	AUX
easat-9347	246	18	analyzed	analyze	VERB
easat-9347	246	19	alongside	alongside	ADP
easat-9347	246	20	external	external	ADJ
easat-9347	246	21	influences	influence	NOUN
easat-9347	246	22	.	.	PUNCT
easat-9347	247	1	additionally	additionally	ADV
easat-9347	247	2	,	,	PUNCT
easat-9347	247	3	some	some	DET
easat-9347	247	4	managers	manager	NOUN
easat-9347	247	5	noted	note	VERB
easat-9347	247	6	that	that	SCONJ
easat-9347	247	7	credit	credit	NOUN
easat-9347	247	8	risk	risk	NOUN
easat-9347	247	9	is	be	AUX
easat-9347	247	10	often	often	ADV
easat-9347	247	11	a	a	DET
easat-9347	247	12	systemic	systemic	ADJ
easat-9347	247	13	rather	rather	ADV
easat-9347	247	14	than	than	ADP
easat-9347	247	15	an	an	DET
easat-9347	247	16	individual	individual	ADJ
easat-9347	247	17	enterprise	enterprise	NOUN
easat-9347	247	18	problem	problem	NOUN
easat-9347	247	19	.	.	PUNCT
easat-9347	248	1	one	one	NUM
easat-9347	248	2	interviewee	interviewee	NOUN
easat-9347	248	3	remarked	remark	VERB
easat-9347	248	4	,	,	PUNCT
easat-9347	248	5	"	"	PUNCT
easat-9347	248	6	when	when	SCONJ
easat-9347	248	7	an	an	DET
easat-9347	248	8	entire	entire	ADJ
easat-9347	248	9	industry	industry	NOUN
easat-9347	248	10	faces	face	VERB
easat-9347	248	11	liquidity	liquidity	NOUN
easat-9347	248	12	challenges	challenge	NOUN
easat-9347	248	13	,	,	PUNCT
easat-9347	248	14	even	even	ADV
easat-9347	248	15	financially	financially	ADV
easat-9347	248	16	healthy	healthy	ADJ
easat-9347	248	17	companies	company	NOUN
easat-9347	248	18	struggle	struggle	VERB
easat-9347	248	19	to	to	PART
easat-9347	248	20	meet	meet	VERB
easat-9347	248	21	their	their	PRON
easat-9347	248	22	obligations	obligation	NOUN
easat-9347	248	23	.	.	PUNCT
easat-9347	248	24	"	"	PUNCT
easat-9347	249	1	operational	operational	ADJ
easat-9347	249	2	efficiency	efficiency	NOUN
easat-9347	249	3	and	and	CCONJ
easat-9347	249	4	managerial	managerial	ADJ
easat-9347	249	5	practices	practice	NOUN
easat-9347	249	6	further	further	ADJ
easat-9347	249	7	influence	influence	NOUN
easat-9347	249	8	credit	credit	NOUN
easat-9347	249	9	risk	risk	NOUN
easat-9347	249	10	by	by	ADP
easat-9347	249	11	shaping	shape	VERB
easat-9347	249	12	the	the	DET
easat-9347	249	13	enterprise	enterprise	NOUN
easat-9347	249	14	's	's	PART
easat-9347	249	15	financial	financial	ADJ
easat-9347	249	16	discipline	discipline	NOUN
easat-9347	249	17	.	.	PUNCT
easat-9347	250	1	effective	effective	ADJ
easat-9347	250	2	leadership	leadership	NOUN
easat-9347	250	3	and	and	CCONJ
easat-9347	250	4	oversight	oversight	NOUN
easat-9347	250	5	enhance	enhance	VERB
easat-9347	250	6	financial	financial	ADJ
easat-9347	250	7	stability	stability	NOUN
easat-9347	250	8	and	and	CCONJ
easat-9347	250	9	foster	foster	ADJ
easat-9347	250	10	trust	trust	NOUN
easat-9347	250	11	among	among	ADP
easat-9347	250	12	stakeholders	stakeholder	NOUN
easat-9347	250	13	,	,	PUNCT
easat-9347	250	14	reducing	reduce	VERB
easat-9347	250	15	the	the	DET
easat-9347	250	16	likelihood	likelihood	NOUN
easat-9347	250	17	of	of	ADP
easat-9347	250	18	defaults	default	NOUN
easat-9347	250	19	on	on	ADP
easat-9347	250	20	commercial	commercial	ADJ
easat-9347	250	21	acceptance	acceptance	NOUN
easat-9347	250	22	bills	bill	NOUN
easat-9347	250	23	.	.	PUNCT
easat-9347	251	1	however	however	ADV
easat-9347	251	2	,	,	PUNCT
easat-9347	251	3	the	the	DET
easat-9347	251	4	findings	finding	NOUN
easat-9347	251	5	also	also	ADV
easat-9347	251	6	highlight	highlight	VERB
easat-9347	251	7	the	the	DET
easat-9347	251	8	interplay	interplay	NOUN
easat-9347	251	9	between	between	ADP
easat-9347	251	10	internal	internal	ADJ
easat-9347	251	11	and	and	CCONJ
easat-9347	251	12	external	external	ADJ
easat-9347	251	13	risks	risk	NOUN
easat-9347	251	14	.	.	PUNCT
easat-9347	252	1	while	while	SCONJ
easat-9347	252	2	internal	internal	ADJ
easat-9347	252	3	factors	factor	NOUN
easat-9347	252	4	are	be	AUX
easat-9347	252	5	critical	critical	ADJ
easat-9347	252	6	,	,	PUNCT
easat-9347	252	7	external	external	ADJ
easat-9347	252	8	market	market	NOUN
easat-9347	252	9	volatility	volatility	NOUN
easat-9347	252	10	and	and	CCONJ
easat-9347	252	11	regulatory	regulatory	ADJ
easat-9347	252	12	changes	change	NOUN
easat-9347	252	13	can	can	AUX
easat-9347	252	14	exacerbate	exacerbate	VERB
easat-9347	252	15	credit	credit	NOUN
easat-9347	252	16	risks	risk	NOUN
easat-9347	252	17	.	.	PUNCT
easat-9347	253	1	this	this	PRON
easat-9347	253	2	underscores	underscore	VERB
easat-9347	253	3	the	the	DET
easat-9347	253	4	need	need	NOUN
easat-9347	253	5	for	for	ADP
easat-9347	253	6	a	a	DET
easat-9347	253	7	holistic	holistic	ADJ
easat-9347	253	8	risk	risk	NOUN
easat-9347	253	9	management	management	NOUN
easat-9347	253	10	approach	approach	NOUN
easat-9347	253	11	that	that	PRON
easat-9347	253	12	addresses	address	VERB
easat-9347	253	13	internal	internal	ADJ
easat-9347	253	14	vulnerabilities	vulnerability	NOUN
easat-9347	253	15	and	and	CCONJ
easat-9347	253	16	external	external	ADJ
easat-9347	253	17	uncertainties	uncertainty	NOUN
easat-9347	253	18	.	.	PUNCT
easat-9347	254	1	theme	theme	NOUN
easat-9347	254	2	5	5	NUM
easat-9347	254	3	:	:	PUNCT
easat-9347	254	4	the	the	DET
easat-9347	254	5	supply	supply	NOUN
easat-9347	254	6	chain	chain	NOUN
easat-9347	254	7	finance	finance	NOUN
easat-9347	254	8	risk	risk	NOUN
easat-9347	254	9	with	with	ADP
easat-9347	254	10	the	the	DET
easat-9347	254	11	credit	credit	NOUN
easat-9347	254	12	risk	risk	NOUN
easat-9347	254	13	of	of	ADP
easat-9347	254	14	the	the	DET
easat-9347	254	15	commercial	commercial	ADJ
easat-9347	254	16	acceptance	acceptance	NOUN
easat-9347	254	17	bill	bill	PROPN
easat-9347	254	18	liquidity	liquidity	NOUN
easat-9347	254	19	constraints	constraint	NOUN
easat-9347	254	20	were	be	AUX
easat-9347	254	21	consistently	consistently	ADV
easat-9347	254	22	identified	identify	VERB
easat-9347	254	23	as	as	ADP
easat-9347	254	24	a	a	DET
easat-9347	254	25	critical	critical	ADJ
easat-9347	254	26	driver	driver	NOUN
easat-9347	254	27	of	of	ADP
easat-9347	254	28	scf	scf	PROPN
easat-9347	254	29	risk	risk	NOUN
easat-9347	254	30	,	,	PUNCT
easat-9347	254	31	particularly	particularly	ADV
easat-9347	254	32	when	when	SCONJ
easat-9347	254	33	enterprises	enterprise	NOUN
easat-9347	254	34	rely	rely	VERB
easat-9347	254	35	heavily	heavily	ADV
easat-9347	254	36	on	on	ADP
easat-9347	254	37	short	short	ADJ
easat-9347	254	38	-	-	PUNCT
easat-9347	254	39	term	term	NOUN
easat-9347	254	40	financing	financing	NOUN
easat-9347	254	41	to	to	PART
easat-9347	254	42	manage	manage	VERB
easat-9347	254	43	cash	cash	NOUN
easat-9347	254	44	flows	flow	NOUN
easat-9347	254	45	.	.	PUNCT
easat-9347	255	1	several	several	ADJ
easat-9347	255	2	participants	participant	NOUN
easat-9347	255	3	noted	note	VERB
easat-9347	255	4	that	that	SCONJ
easat-9347	255	5	increased	increase	VERB
easat-9347	255	6	financing	financing	NOUN
easat-9347	255	7	costs	cost	NOUN
easat-9347	255	8	during	during	ADP
easat-9347	255	9	periods	period	NOUN
easat-9347	255	10	of	of	ADP
easat-9347	255	11	financial	financial	ADJ
easat-9347	255	12	stress	stress	NOUN
easat-9347	255	13	significantly	significantly	ADV
easat-9347	255	14	elevate	elevate	VERB
easat-9347	255	15	the	the	DET
easat-9347	255	16	credit	credit	NOUN
easat-9347	255	17	risk	risk	NOUN
easat-9347	255	18	of	of	ADP
easat-9347	255	19	commercial	commercial	ADJ
easat-9347	255	20	acceptance	acceptance	NOUN
easat-9347	255	21	bills	bill	NOUN
easat-9347	255	22	.	.	PUNCT
easat-9347	256	1	another	another	DET
easat-9347	256	2	interviewee	interviewee	NOUN
easat-9347	256	3	remarked	remark	VERB
easat-9347	256	4	,	,	PUNCT
easat-9347	256	5	"	"	PUNCT
easat-9347	256	6	when	when	SCONJ
easat-9347	256	7	liquidity	liquidity	NOUN
easat-9347	256	8	dries	dry	NOUN
easat-9347	256	9	,	,	PUNCT
easat-9347	256	10	enterprises	enterprise	NOUN
easat-9347	256	11	resort	resort	VERB
easat-9347	256	12	to	to	ADP
easat-9347	256	13	expensive	expensive	ADJ
easat-9347	256	14	financing	financing	NOUN
easat-9347	256	15	options	option	NOUN
easat-9347	256	16	.	.	PUNCT
easat-9347	257	1	this	this	PRON
easat-9347	257	2	increases	increase	VERB
easat-9347	257	3	the	the	DET
easat-9347	257	4	financial	financial	ADJ
easat-9347	257	5	burden	burden	NOUN
easat-9347	257	6	and	and	CCONJ
easat-9347	257	7	the	the	DET
easat-9347	257	8	risk	risk	NOUN
easat-9347	257	9	of	of	ADP
easat-9347	257	10	defaulting	default	VERB
easat-9347	257	11	on	on	ADP
easat-9347	257	12	commercial	commercial	ADJ
easat-9347	257	13	bills	bill	NOUN
easat-9347	257	14	.	.	PUNCT
easat-9347	257	15	"	"	PUNCT
easat-9347	258	1	this	this	PRON
easat-9347	258	2	underscores	underscore	VERB
easat-9347	258	3	the	the	DET
easat-9347	258	4	direct	direct	ADJ
easat-9347	258	5	link	link	NOUN
easat-9347	258	6	between	between	ADP
easat-9347	258	7	liquidity	liquidity	NOUN
easat-9347	258	8	challenges	challenge	NOUN
easat-9347	258	9	and	and	CCONJ
easat-9347	258	10	credit	credit	NOUN
easat-9347	258	11	risk	risk	NOUN
easat-9347	258	12	.	.	PUNCT
easat-9347	259	1	several	several	ADJ
easat-9347	259	2	managers	manager	NOUN
easat-9347	259	3	highlighted	highlight	VERB
easat-9347	259	4	the	the	DET
easat-9347	259	5	interconnected	interconnected	ADJ
easat-9347	259	6	nature	nature	NOUN
easat-9347	259	7	of	of	ADP
easat-9347	259	8	supply	supply	NOUN
easat-9347	259	9	chain	chain	NOUN
easat-9347	259	10	finance	finance	NOUN
easat-9347	259	11	and	and	CCONJ
easat-9347	259	12	its	its	PRON
easat-9347	259	13	impact	impact	NOUN
easat-9347	259	14	on	on	ADP
easat-9347	259	15	commercial	commercial	ADJ
easat-9347	259	16	bill	bill	NOUN
easat-9347	259	17	credit	credit	NOUN
easat-9347	259	18	risk	risk	NOUN
easat-9347	259	19	.	.	PUNCT
easat-9347	260	1	interviewee	interviewee	PROPN
easat-9347	260	2	6	6	NUM
easat-9347	260	3	stated	state	VERB
easat-9347	260	4	,	,	PUNCT
easat-9347	260	5	"	"	PUNCT
easat-9347	260	6	the	the	DET
easat-9347	260	7	credit	credit	NOUN
easat-9347	260	8	risk	risk	NOUN
easat-9347	260	9	of	of	ADP
easat-9347	260	10	commercial	commercial	ADJ
easat-9347	260	11	bills	bill	NOUN
easat-9347	260	12	is	be	AUX
easat-9347	260	13	not	not	PART
easat-9347	260	14	just	just	ADV
easat-9347	260	15	about	about	ADP
easat-9347	260	16	our	our	PRON
easat-9347	260	17	company	company	NOUN
easat-9347	260	18	;	;	PUNCT
easat-9347	260	19	it	it	PRON
easat-9347	260	20	depends	depend	VERB
easat-9347	260	21	on	on	ADP
easat-9347	260	22	the	the	DET
easat-9347	260	23	financial	financial	ADJ
easat-9347	260	24	health	health	NOUN
easat-9347	260	25	of	of	ADP
easat-9347	260	26	our	our	PRON
easat-9347	260	27	entire	entire	ADJ
easat-9347	260	28	supply	supply	NOUN
easat-9347	260	29	chain	chain	NOUN
easat-9347	260	30	.	.	PUNCT
easat-9347	261	1	one	one	NUM
easat-9347	261	2	weak	weak	ADJ
easat-9347	261	3	link	link	NOUN
easat-9347	261	4	can	can	AUX
easat-9347	261	5	destabilize	destabilize	VERB
easat-9347	261	6	the	the	DET
easat-9347	261	7	whole	whole	ADJ
easat-9347	261	8	system	system	NOUN
easat-9347	261	9	.	.	PUNCT
easat-9347	261	10	"	"	PUNCT
easat-9347	262	1	this	this	DET
easat-9347	262	2	evidence	evidence	NOUN
easat-9347	262	3	underscores	underscore	VERB
easat-9347	262	4	the	the	DET
easat-9347	262	5	systemic	systemic	ADJ
easat-9347	262	6	nature	nature	NOUN
easat-9347	262	7	of	of	ADP
easat-9347	262	8	scf	scf	PROPN
easat-9347	262	9	risks	risk	NOUN
easat-9347	262	10	.	.	PUNCT
easat-9347	263	1	liquidity	liquidity	NOUN
easat-9347	263	2	shortfalls	shortfall	NOUN
easat-9347	263	3	were	be	AUX
easat-9347	263	4	frequently	frequently	ADV
easat-9347	263	5	cited	cite	VERB
easat-9347	263	6	as	as	ADP
easat-9347	263	7	a	a	DET
easat-9347	263	8	driver	driver	NOUN
easat-9347	263	9	of	of	ADP
easat-9347	263	10	default	default	NOUN
easat-9347	263	11	on	on	ADP
easat-9347	263	12	commercial	commercial	ADJ
easat-9347	263	13	bills	bill	NOUN
easat-9347	263	14	.	.	PUNCT
easat-9347	264	1	one	one	NUM
easat-9347	264	2	interviewee	interviewee	NOUN
easat-9347	264	3	noted	note	VERB
easat-9347	264	4	,	,	PUNCT
easat-9347	264	5	"	"	PUNCT
easat-9347	264	6	when	when	SCONJ
easat-9347	264	7	upstream	upstream	ADJ
easat-9347	264	8	suppliers	supplier	NOUN
easat-9347	264	9	delay	delay	VERB
easat-9347	264	10	payments	payment	NOUN
easat-9347	264	11	,	,	PUNCT
easat-9347	264	12	it	it	PRON
easat-9347	264	13	creates	create	VERB
easat-9347	264	14	a	a	DET
easat-9347	264	15	domino	domino	NOUN
easat-9347	264	16	effect	effect	NOUN
easat-9347	264	17	.	.	PUNCT
easat-9347	265	1	the	the	DET
easat-9347	265	2	lack	lack	NOUN
easat-9347	265	3	of	of	ADP
easat-9347	265	4	liquidity	liquidity	NOUN
easat-9347	265	5	forces	force	NOUN
easat-9347	265	6	us	we	PRON
easat-9347	265	7	to	to	PART
easat-9347	265	8	delay	delay	VERB
easat-9347	265	9	our	our	PRON
easat-9347	265	10	payments	payment	NOUN
easat-9347	265	11	,	,	PUNCT
easat-9347	265	12	including	include	VERB
easat-9347	265	13	commercial	commercial	ADJ
easat-9347	265	14	acceptance	acceptance	NOUN
easat-9347	265	15	bills	bill	NOUN
easat-9347	265	16	,	,	PUNCT
easat-9347	265	17	which	which	PRON
easat-9347	265	18	damages	damage	VERB
easat-9347	265	19	our	our	PRON
easat-9347	265	20	creditworthiness	creditworthiness	NOUN
easat-9347	265	21	.	.	PUNCT
easat-9347	265	22	"	"	PUNCT
easat-9347	266	1	this	this	DET
easat-9347	266	2	highlights	highlight	VERB
easat-9347	266	3	how	how	SCONJ
easat-9347	266	4	scf	scf	PROPN
easat-9347	266	5	risks	risk	NOUN
easat-9347	266	6	translate	translate	VERB
easat-9347	266	7	into	into	ADP
easat-9347	266	8	heightened	heighten	VERB
easat-9347	266	9	credit	credit	NOUN
easat-9347	266	10	risk	risk	NOUN
easat-9347	266	11	.	.	PUNCT
easat-9347	267	1	participants	participant	NOUN
easat-9347	267	2	frequently	frequently	ADV
easat-9347	267	3	mentioned	mention	VERB
easat-9347	267	4	the	the	DET
easat-9347	267	5	rising	rise	VERB
easat-9347	267	6	cost	cost	NOUN
easat-9347	267	7	of	of	ADP
easat-9347	267	8	borrowing	borrowing	NOUN
easat-9347	267	9	during	during	ADP
easat-9347	267	10	financial	financial	ADJ
easat-9347	267	11	distress	distress	NOUN
easat-9347	267	12	as	as	ADP
easat-9347	267	13	a	a	DET
easat-9347	267	14	factor	factor	NOUN
easat-9347	267	15	exacerbating	exacerbate	VERB
easat-9347	267	16	credit	credit	NOUN
easat-9347	267	17	risk	risk	NOUN
easat-9347	267	18	.	.	PUNCT
easat-9347	268	1	interviewee	interviewee	PROPN
easat-9347	268	2	8	8	NUM
easat-9347	268	3	explained	explain	VERB
easat-9347	268	4	,	,	PUNCT
easat-9347	268	5	"	"	PUNCT
easat-9347	268	6	high	high	ADJ
easat-9347	268	7	-	-	PUNCT
easat-9347	268	8	interest	interest	NOUN
easat-9347	268	9	short	short	ADJ
easat-9347	268	10	-	-	PUNCT
easat-9347	268	11	term	term	NOUN
easat-9347	268	12	loans	loan	NOUN
easat-9347	268	13	used	use	VERB
easat-9347	268	14	to	to	PART
easat-9347	268	15	bridge	bridge	VERB
easat-9347	268	16	559	559	NUM
easat-9347	268	17	edelweiss	edelweiss	PROPN
easat-9347	268	18	applied	apply	VERB
easat-9347	268	19	science	science	NOUN
easat-9347	268	20	and	and	CCONJ
easat-9347	268	21	technology	technology	NOUN
easat-9347	268	22	issn	issn	PROPN
easat-9347	268	23	:	:	PUNCT
easat-9347	268	24	2576	2576	NUM
easat-9347	268	25	-	-	SYM
easat-9347	268	26	8484	8484	NUM
easat-9347	268	27	vol	vol	NOUN
easat-9347	268	28	.	.	PROPN
easat-9347	269	1	9	9	NUM
easat-9347	269	2	,	,	PUNCT
easat-9347	269	3	no	no	INTJ
easat-9347	269	4	.	.	NOUN
easat-9347	269	5	8	8	NUM
easat-9347	269	6	:	:	SYM
easat-9347	269	7	550	550	NUM
easat-9347	269	8	-	-	SYM
easat-9347	269	9	564	564	NUM
easat-9347	269	10	,	,	PUNCT
easat-9347	269	11	2025	2025	NUM
easat-9347	269	12	doi	doi	NOUN
easat-9347	269	13	:	:	PUNCT
easat-9347	269	14	10.55214/2576	10.55214/2576	NUM
easat-9347	269	15	-	-	PUNCT
easat-9347	269	16	8484.v9i8.9347	8484.v9i8.9347	NOUN
easat-9347	270	1	©	©	PROPN
easat-9347	270	2	2025	2025	NUM
easat-9347	270	3	by	by	ADP
easat-9347	270	4	the	the	DET
easat-9347	270	5	authors	author	NOUN
easat-9347	270	6	;	;	PUNCT
easat-9347	270	7	licensee	licensee	PROPN
easat-9347	270	8	learning	learn	VERB
easat-9347	270	9	gate	gate	PROPN
easat-9347	270	10	liquidity	liquidity	NOUN
easat-9347	270	11	gaps	gap	NOUN
easat-9347	270	12	increase	increase	VERB
easat-9347	270	13	our	our	PRON
easat-9347	270	14	financial	financial	ADJ
easat-9347	270	15	burden	burden	NOUN
easat-9347	270	16	,	,	PUNCT
easat-9347	270	17	making	make	VERB
easat-9347	270	18	it	it	PRON
easat-9347	270	19	harder	hard	ADJ
easat-9347	270	20	to	to	PART
easat-9347	270	21	honor	honor	VERB
easat-9347	270	22	commercial	commercial	ADJ
easat-9347	270	23	bills	bill	NOUN
easat-9347	270	24	.	.	PUNCT
easat-9347	270	25	"	"	PUNCT
easat-9347	271	1	this	this	PRON
easat-9347	271	2	illustrates	illustrate	VERB
easat-9347	271	3	how	how	SCONJ
easat-9347	271	4	scf	scf	PROPN
easat-9347	271	5	risks	risk	NOUN
easat-9347	271	6	can	can	AUX
easat-9347	271	7	intensify	intensify	VERB
easat-9347	271	8	credit	credit	NOUN
easat-9347	271	9	challenges	challenge	NOUN
easat-9347	271	10	.	.	PUNCT
easat-9347	272	1	while	while	SCONJ
easat-9347	272	2	most	most	ADJ
easat-9347	272	3	participants	participant	NOUN
easat-9347	272	4	supported	support	VERB
easat-9347	272	5	the	the	DET
easat-9347	272	6	link	link	NOUN
easat-9347	272	7	between	between	ADP
easat-9347	272	8	scf	scf	PROPN
easat-9347	272	9	risk	risk	NOUN
easat-9347	272	10	and	and	CCONJ
easat-9347	272	11	the	the	DET
easat-9347	272	12	credit	credit	NOUN
easat-9347	272	13	risk	risk	NOUN
easat-9347	272	14	of	of	ADP
easat-9347	272	15	commercial	commercial	ADJ
easat-9347	272	16	acceptance	acceptance	NOUN
easat-9347	272	17	bills	bill	NOUN
easat-9347	272	18	,	,	PUNCT
easat-9347	272	19	a	a	DET
easat-9347	272	20	few	few	ADJ
easat-9347	272	21	highlighted	highlight	VERB
easat-9347	272	22	the	the	DET
easat-9347	272	23	role	role	NOUN
easat-9347	272	24	of	of	ADP
easat-9347	272	25	internal	internal	ADJ
easat-9347	272	26	and	and	CCONJ
easat-9347	272	27	external	external	ADJ
easat-9347	272	28	factors	factor	NOUN
easat-9347	272	29	in	in	ADP
easat-9347	272	30	mediating	mediate	VERB
easat-9347	272	31	this	this	DET
easat-9347	272	32	relationship	relationship	NOUN
easat-9347	272	33	.	.	PUNCT
easat-9347	273	1	one	one	NUM
easat-9347	273	2	interviewee	interviewee	NOUN
easat-9347	273	3	argued	argue	VERB
easat-9347	273	4	,	,	PUNCT
easat-9347	273	5	"	"	PUNCT
easat-9347	273	6	while	while	SCONJ
easat-9347	273	7	scf	scf	PROPN
easat-9347	273	8	risks	risk	NOUN
easat-9347	273	9	are	be	AUX
easat-9347	273	10	important	important	ADJ
easat-9347	273	11	,	,	PUNCT
easat-9347	273	12	they	they	PRON
easat-9347	273	13	are	be	AUX
easat-9347	273	14	often	often	ADV
easat-9347	273	15	a	a	DET
easat-9347	273	16	symptom	symptom	NOUN
easat-9347	273	17	of	of	ADP
easat-9347	273	18	deeper	deep	ADJ
easat-9347	273	19	issues	issue	NOUN
easat-9347	273	20	,	,	PUNCT
easat-9347	273	21	such	such	ADJ
easat-9347	273	22	as	as	ADP
easat-9347	273	23	poor	poor	ADJ
easat-9347	273	24	internal	internal	ADJ
easat-9347	273	25	financial	financial	ADJ
easat-9347	273	26	management	management	NOUN
easat-9347	273	27	or	or	CCONJ
easat-9347	273	28	external	external	ADJ
easat-9347	273	29	market	market	NOUN
easat-9347	273	30	volatility	volatility	NOUN
easat-9347	273	31	.	.	PUNCT
easat-9347	273	32	"	"	PUNCT
easat-9347	274	1	this	this	PRON
easat-9347	274	2	suggests	suggest	VERB
easat-9347	274	3	that	that	SCONJ
easat-9347	274	4	scf	scf	PROPN
easat-9347	274	5	risk	risk	NOUN
easat-9347	274	6	may	may	AUX
easat-9347	274	7	not	not	PART
easat-9347	274	8	always	always	ADV
easat-9347	274	9	be	be	AUX
easat-9347	274	10	the	the	DET
easat-9347	274	11	root	root	NOUN
easat-9347	274	12	cause	cause	NOUN
easat-9347	274	13	of	of	ADP
easat-9347	274	14	credit	credit	NOUN
easat-9347	274	15	challenges	challenge	NOUN
easat-9347	274	16	.	.	PUNCT
easat-9347	275	1	theme	theme	NOUN
easat-9347	275	2	6	6	NUM
easat-9347	275	3	:	:	PUNCT
easat-9347	275	4	the	the	DET
easat-9347	275	5	reputation	reputation	NOUN
easat-9347	275	6	of	of	ADP
easat-9347	275	7	enterprises	enterprise	NOUN
easat-9347	275	8	with	with	ADP
easat-9347	275	9	the	the	DET
easat-9347	275	10	credit	credit	NOUN
easat-9347	275	11	risk	risk	NOUN
easat-9347	275	12	of	of	ADP
easat-9347	275	13	commercial	commercial	ADJ
easat-9347	275	14	acceptance	acceptance	NOUN
easat-9347	275	15	bills	bill	NOUN
easat-9347	275	16	social	social	ADJ
easat-9347	275	17	responsibility	responsibility	NOUN
easat-9347	275	18	,	,	PUNCT
easat-9347	275	19	reflected	reflect	VERB
easat-9347	275	20	in	in	ADP
easat-9347	275	21	ethical	ethical	ADJ
easat-9347	275	22	business	business	NOUN
easat-9347	275	23	practices	practice	NOUN
easat-9347	275	24	and	and	CCONJ
easat-9347	275	25	community	community	NOUN
easat-9347	275	26	engagement	engagement	NOUN
easat-9347	275	27	,	,	PUNCT
easat-9347	275	28	was	be	AUX
easat-9347	275	29	another	another	DET
easat-9347	275	30	key	key	ADJ
easat-9347	275	31	aspect	aspect	NOUN
easat-9347	275	32	of	of	ADP
easat-9347	275	33	reputation	reputation	NOUN
easat-9347	275	34	that	that	PRON
easat-9347	275	35	emerged	emerge	VERB
easat-9347	275	36	from	from	ADP
easat-9347	275	37	the	the	DET
easat-9347	275	38	interviews	interview	NOUN
easat-9347	275	39	.	.	PUNCT
easat-9347	276	1	participants	participant	NOUN
easat-9347	276	2	noted	note	VERB
easat-9347	276	3	that	that	SCONJ
easat-9347	276	4	socially	socially	ADV
easat-9347	276	5	responsible	responsible	ADJ
easat-9347	276	6	enterprises	enterprise	NOUN
easat-9347	276	7	are	be	AUX
easat-9347	276	8	perceived	perceive	VERB
easat-9347	276	9	as	as	ADP
easat-9347	276	10	more	more	ADV
easat-9347	276	11	stable	stable	ADJ
easat-9347	276	12	and	and	CCONJ
easat-9347	276	13	reliable	reliable	ADJ
easat-9347	276	14	,	,	PUNCT
easat-9347	276	15	which	which	PRON
easat-9347	276	16	enhances	enhance	VERB
easat-9347	276	17	their	their	PRON
easat-9347	276	18	financial	financial	ADJ
easat-9347	276	19	relationships	relationship	NOUN
easat-9347	276	20	.	.	PUNCT
easat-9347	277	1	one	one	NUM
easat-9347	277	2	interviewee	interviewee	NOUN
easat-9347	277	3	explained	explain	VERB
easat-9347	277	4	,	,	PUNCT
easat-9347	277	5	"	"	PUNCT
easat-9347	277	6	our	our	PRON
easat-9347	277	7	commitment	commitment	NOUN
easat-9347	277	8	to	to	ADP
easat-9347	277	9	sustainability	sustainability	NOUN
easat-9347	277	10	and	and	CCONJ
easat-9347	277	11	transparency	transparency	NOUN
easat-9347	277	12	has	have	AUX
easat-9347	277	13	strengthened	strengthen	VERB
easat-9347	277	14	our	our	PRON
easat-9347	277	15	reputation	reputation	NOUN
easat-9347	277	16	,	,	PUNCT
easat-9347	277	17	making	make	VERB
easat-9347	277	18	negotiating	negotiate	VERB
easat-9347	277	19	favorable	favorable	ADJ
easat-9347	277	20	terms	term	NOUN
easat-9347	277	21	with	with	ADP
easat-9347	277	22	suppliers	supplier	NOUN
easat-9347	277	23	and	and	CCONJ
easat-9347	277	24	financial	financial	ADJ
easat-9347	277	25	institutions	institution	NOUN
easat-9347	277	26	easier	easy	ADJ
easat-9347	277	27	.	.	PUNCT
easat-9347	278	1	this	this	PRON
easat-9347	278	2	significantly	significantly	ADV
easat-9347	278	3	lowers	lower	VERB
easat-9347	278	4	the	the	DET
easat-9347	278	5	risk	risk	NOUN
easat-9347	278	6	associated	associate	VERB
easat-9347	278	7	with	with	ADP
easat-9347	278	8	our	our	PRON
easat-9347	278	9	commercial	commercial	ADJ
easat-9347	278	10	bills	bill	NOUN
easat-9347	278	11	.	.	PUNCT
easat-9347	278	12	"	"	PUNCT
easat-9347	279	1	this	this	PRON
easat-9347	279	2	illustrates	illustrate	VERB
easat-9347	279	3	how	how	SCONJ
easat-9347	279	4	social	social	ADJ
easat-9347	279	5	responsibility	responsibility	NOUN
easat-9347	279	6	reinforces	reinforce	VERB
easat-9347	279	7	trust	trust	NOUN
easat-9347	279	8	and	and	CCONJ
easat-9347	279	9	reduces	reduce	VERB
easat-9347	279	10	credit	credit	NOUN
easat-9347	279	11	risk	risk	NOUN
easat-9347	279	12	.	.	PUNCT
easat-9347	280	1	the	the	DET
easat-9347	280	2	historical	historical	ADJ
easat-9347	280	3	credit	credit	NOUN
easat-9347	280	4	performance	performance	NOUN
easat-9347	280	5	of	of	ADP
easat-9347	280	6	an	an	DET
easat-9347	280	7	enterprise	enterprise	NOUN
easat-9347	280	8	was	be	AUX
easat-9347	280	9	consistently	consistently	ADV
easat-9347	280	10	linked	link	VERB
easat-9347	280	11	to	to	ADP
easat-9347	280	12	its	its	PRON
easat-9347	280	13	reputation	reputation	NOUN
easat-9347	280	14	and	and	CCONJ
easat-9347	280	15	,	,	PUNCT
easat-9347	280	16	by	by	ADP
easat-9347	280	17	extension	extension	NOUN
easat-9347	280	18	,	,	PUNCT
easat-9347	280	19	the	the	DET
easat-9347	280	20	credit	credit	NOUN
easat-9347	280	21	risk	risk	NOUN
easat-9347	280	22	of	of	ADP
easat-9347	280	23	its	its	PRON
easat-9347	280	24	commercial	commercial	ADJ
easat-9347	280	25	bills	bill	NOUN
easat-9347	280	26	.	.	PUNCT
easat-9347	281	1	a	a	DET
easat-9347	281	2	strong	strong	ADJ
easat-9347	281	3	track	track	NOUN
easat-9347	281	4	record	record	NOUN
easat-9347	281	5	of	of	ADP
easat-9347	281	6	timely	timely	ADJ
easat-9347	281	7	payments	payment	NOUN
easat-9347	281	8	builds	build	VERB
easat-9347	281	9	credibility	credibility	NOUN
easat-9347	281	10	,	,	PUNCT
easat-9347	281	11	while	while	SCONJ
easat-9347	281	12	defaults	default	NOUN
easat-9347	281	13	or	or	CCONJ
easat-9347	281	14	delays	delay	NOUN
easat-9347	281	15	tarnish	tarnish	VERB
easat-9347	281	16	reputation	reputation	NOUN
easat-9347	281	17	and	and	CCONJ
easat-9347	281	18	elevate	elevate	VERB
easat-9347	281	19	credit	credit	NOUN
easat-9347	281	20	risk	risk	NOUN
easat-9347	281	21	.	.	PUNCT
easat-9347	282	1	one	one	NUM
easat-9347	282	2	interviewee	interviewee	NOUN
easat-9347	282	3	remarked	remark	VERB
easat-9347	282	4	,	,	PUNCT
easat-9347	282	5	"	"	PUNCT
easat-9347	282	6	maintaining	maintain	VERB
easat-9347	282	7	a	a	DET
easat-9347	282	8	flawless	flawless	ADJ
easat-9347	282	9	payment	payment	NOUN
easat-9347	282	10	history	history	NOUN
easat-9347	282	11	has	have	AUX
easat-9347	282	12	been	be	AUX
easat-9347	282	13	critical	critical	ADJ
easat-9347	282	14	in	in	ADP
easat-9347	282	15	establishing	establish	VERB
easat-9347	282	16	our	our	PRON
easat-9347	282	17	reputation	reputation	NOUN
easat-9347	282	18	.	.	PUNCT
easat-9347	283	1	it	it	PRON
easat-9347	283	2	reassures	reassure	VERB
easat-9347	283	3	our	our	PRON
easat-9347	283	4	partners	partner	NOUN
easat-9347	283	5	that	that	SCONJ
easat-9347	283	6	we	we	PRON
easat-9347	283	7	will	will	AUX
easat-9347	283	8	honor	honor	VERB
easat-9347	283	9	our	our	PRON
easat-9347	283	10	commitments	commitment	NOUN
easat-9347	283	11	,	,	PUNCT
easat-9347	283	12	even	even	ADV
easat-9347	283	13	in	in	ADP
easat-9347	283	14	challenging	challenging	ADJ
easat-9347	283	15	times	time	NOUN
easat-9347	283	16	.	.	PUNCT
easat-9347	283	17	"	"	PUNCT
easat-9347	284	1	this	this	PRON
easat-9347	284	2	highlights	highlight	VERB
easat-9347	284	3	the	the	DET
easat-9347	284	4	direct	direct	ADJ
easat-9347	284	5	relationship	relationship	NOUN
easat-9347	284	6	between	between	ADP
easat-9347	284	7	past	past	ADJ
easat-9347	284	8	performance	performance	NOUN
easat-9347	284	9	and	and	CCONJ
easat-9347	284	10	perceived	perceive	VERB
easat-9347	284	11	credit	credit	NOUN
easat-9347	284	12	risk	risk	NOUN
easat-9347	284	13	.	.	PUNCT
easat-9347	285	1	participants	participant	NOUN
easat-9347	285	2	frequently	frequently	ADV
easat-9347	285	3	emphasized	emphasize	VERB
easat-9347	285	4	that	that	SCONJ
easat-9347	285	5	reputation	reputation	NOUN
easat-9347	285	6	is	be	AUX
easat-9347	285	7	a	a	DET
easat-9347	285	8	trust	trust	NOUN
easat-9347	285	9	-	-	PUNCT
easat-9347	285	10	building	building	NOUN
easat-9347	285	11	mechanism	mechanism	NOUN
easat-9347	285	12	,	,	PUNCT
easat-9347	285	13	reducing	reduce	VERB
easat-9347	285	14	perceived	perceive	VERB
easat-9347	285	15	credit	credit	NOUN
easat-9347	285	16	risk	risk	NOUN
easat-9347	285	17	.	.	PUNCT
easat-9347	286	1	one	one	NUM
easat-9347	286	2	interviewee	interviewee	NOUN
easat-9347	286	3	noted	note	VERB
easat-9347	286	4	,	,	PUNCT
easat-9347	286	5	"	"	PUNCT
easat-9347	286	6	suppliers	supplier	NOUN
easat-9347	286	7	and	and	CCONJ
easat-9347	286	8	banks	bank	NOUN
easat-9347	286	9	are	be	AUX
easat-9347	286	10	more	more	ADV
easat-9347	286	11	willing	willing	ADJ
easat-9347	286	12	to	to	PART
easat-9347	286	13	extend	extend	VERB
easat-9347	286	14	favorable	favorable	ADJ
easat-9347	286	15	terms	term	NOUN
easat-9347	286	16	to	to	ADP
easat-9347	286	17	companies	company	NOUN
easat-9347	286	18	with	with	ADP
easat-9347	286	19	a	a	DET
easat-9347	286	20	strong	strong	ADJ
easat-9347	286	21	reputation	reputation	NOUN
easat-9347	286	22	because	because	SCONJ
easat-9347	286	23	they	they	PRON
easat-9347	286	24	trust	trust	VERB
easat-9347	286	25	that	that	SCONJ
easat-9347	286	26	payments	payment	NOUN
easat-9347	286	27	will	will	AUX
easat-9347	286	28	be	be	AUX
easat-9347	286	29	made	make	VERB
easat-9347	286	30	on	on	ADP
easat-9347	286	31	time	time	NOUN
easat-9347	286	32	.	.	PUNCT
easat-9347	286	33	"	"	PUNCT
easat-9347	287	1	this	this	DET
easat-9347	287	2	trust	trust	NOUN
easat-9347	287	3	directly	directly	ADV
easat-9347	287	4	reduces	reduce	VERB
easat-9347	287	5	the	the	DET
easat-9347	287	6	financial	financial	ADJ
easat-9347	287	7	uncertainty	uncertainty	NOUN
easat-9347	287	8	associated	associate	VERB
easat-9347	287	9	with	with	ADP
easat-9347	287	10	commercial	commercial	ADJ
easat-9347	287	11	bills	bill	NOUN
easat-9347	287	12	.	.	PUNCT
easat-9347	288	1	socially	socially	ADV
easat-9347	288	2	responsible	responsible	ADJ
easat-9347	288	3	initiatives	initiative	NOUN
easat-9347	288	4	were	be	AUX
easat-9347	288	5	frequently	frequently	ADV
easat-9347	288	6	linked	link	VERB
easat-9347	288	7	to	to	ADP
easat-9347	288	8	reduced	reduce	VERB
easat-9347	288	9	credit	credit	NOUN
easat-9347	288	10	risk	risk	NOUN
easat-9347	288	11	.	.	PUNCT
easat-9347	289	1	for	for	ADP
easat-9347	289	2	example	example	NOUN
easat-9347	289	3	,	,	PUNCT
easat-9347	289	4	one	one	NUM
easat-9347	289	5	interviewee	interviewee	NOUN
easat-9347	289	6	shared	share	VERB
easat-9347	289	7	,	,	PUNCT
easat-9347	289	8	"	"	PUNCT
easat-9347	289	9	our	our	PRON
easat-9347	289	10	investments	investment	NOUN
easat-9347	289	11	in	in	ADP
easat-9347	289	12	green	green	ADJ
easat-9347	289	13	building	building	NOUN
easat-9347	289	14	projects	project	NOUN
easat-9347	289	15	have	have	AUX
easat-9347	289	16	enhanced	enhance	VERB
easat-9347	289	17	our	our	PRON
easat-9347	289	18	reputation	reputation	NOUN
easat-9347	289	19	and	and	CCONJ
easat-9347	289	20	attracted	attract	VERB
easat-9347	289	21	better	well	ADJ
easat-9347	289	22	financing	financing	NOUN
easat-9347	289	23	options	option	NOUN
easat-9347	289	24	for	for	ADP
easat-9347	289	25	our	our	PRON
easat-9347	289	26	commercial	commercial	ADJ
easat-9347	289	27	bills	bill	NOUN
easat-9347	289	28	.	.	PUNCT
easat-9347	290	1	financial	financial	ADJ
easat-9347	290	2	institutions	institution	NOUN
easat-9347	290	3	view	view	VERB
easat-9347	290	4	us	we	PRON
easat-9347	290	5	as	as	ADP
easat-9347	290	6	a	a	DET
easat-9347	290	7	low	low	ADJ
easat-9347	290	8	-	-	PUNCT
easat-9347	290	9	risk	risk	NOUN
easat-9347	290	10	partner	partner	NOUN
easat-9347	290	11	.	.	PUNCT
easat-9347	290	12	"	"	PUNCT
easat-9347	291	1	this	this	PRON
easat-9347	291	2	demonstrates	demonstrate	VERB
easat-9347	291	3	how	how	SCONJ
easat-9347	291	4	ethical	ethical	ADJ
easat-9347	291	5	practices	practice	NOUN
easat-9347	291	6	positively	positively	ADV
easat-9347	291	7	influence	influence	VERB
easat-9347	291	8	credit	credit	NOUN
easat-9347	291	9	risk	risk	NOUN
easat-9347	291	10	perceptions	perception	NOUN
easat-9347	291	11	.	.	PUNCT
easat-9347	292	1	several	several	ADJ
easat-9347	292	2	participants	participant	NOUN
easat-9347	292	3	highlighted	highlight	VERB
easat-9347	292	4	the	the	DET
easat-9347	292	5	importance	importance	NOUN
easat-9347	292	6	of	of	ADP
easat-9347	292	7	maintaining	maintain	VERB
easat-9347	292	8	a	a	DET
easat-9347	292	9	strong	strong	ADJ
easat-9347	292	10	payment	payment	NOUN
easat-9347	292	11	history	history	NOUN
easat-9347	292	12	.	.	PUNCT
easat-9347	293	1	one	one	NUM
easat-9347	293	2	interviewee	interviewee	NOUN
easat-9347	293	3	explained	explain	VERB
easat-9347	293	4	,	,	PUNCT
easat-9347	293	5	"	"	PUNCT
easat-9347	293	6	commercial	commercial	ADJ
easat-9347	293	7	acceptance	acceptance	NOUN
easat-9347	293	8	bills	bill	NOUN
easat-9347	293	9	heavily	heavily	ADV
easat-9347	293	10	rely	rely	VERB
easat-9347	293	11	on	on	ADP
easat-9347	293	12	the	the	DET
easat-9347	293	13	drawer	drawer	NOUN
easat-9347	293	14	's	's	PART
easat-9347	293	15	reputation	reputation	NOUN
easat-9347	293	16	.	.	PUNCT
easat-9347	294	1	a	a	DET
easat-9347	294	2	single	single	ADJ
easat-9347	294	3	instance	instance	NOUN
easat-9347	294	4	of	of	ADP
easat-9347	294	5	default	default	NOUN
easat-9347	294	6	can	can	AUX
easat-9347	294	7	tarnish	tarnish	VERB
easat-9347	294	8	that	that	DET
easat-9347	294	9	reputation	reputation	NOUN
easat-9347	294	10	and	and	CCONJ
easat-9347	294	11	make	make	VERB
easat-9347	294	12	it	it	PRON
easat-9347	294	13	difficult	difficult	ADJ
easat-9347	294	14	to	to	PART
easat-9347	294	15	negotiate	negotiate	VERB
easat-9347	294	16	terms	term	NOUN
easat-9347	294	17	in	in	ADP
easat-9347	294	18	the	the	DET
easat-9347	294	19	future	future	NOUN
easat-9347	294	20	.	.	PUNCT
easat-9347	294	21	"	"	PUNCT
easat-9347	295	1	additionally	additionally	ADV
easat-9347	295	2	,	,	PUNCT
easat-9347	295	3	some	some	DET
easat-9347	295	4	managers	manager	NOUN
easat-9347	295	5	noted	note	VERB
easat-9347	295	6	that	that	SCONJ
easat-9347	295	7	building	build	VERB
easat-9347	295	8	a	a	DET
easat-9347	295	9	strong	strong	ADJ
easat-9347	295	10	reputation	reputation	NOUN
easat-9347	295	11	requires	require	VERB
easat-9347	295	12	significant	significant	ADJ
easat-9347	295	13	investment	investment	NOUN
easat-9347	295	14	,	,	PUNCT
easat-9347	295	15	which	which	PRON
easat-9347	295	16	may	may	AUX
easat-9347	295	17	increase	increase	VERB
easat-9347	295	18	financial	financial	ADJ
easat-9347	295	19	strain	strain	NOUN
easat-9347	295	20	in	in	ADP
easat-9347	295	21	the	the	DET
easat-9347	295	22	short	short	ADJ
easat-9347	295	23	term	term	NOUN
easat-9347	295	24	.	.	PUNCT
easat-9347	296	1	one	one	NUM
easat-9347	296	2	interviewee	interviewee	NOUN
easat-9347	296	3	observed	observe	VERB
easat-9347	296	4	,	,	PUNCT
easat-9347	296	5	"	"	PUNCT
easat-9347	296	6	reputation	reputation	NOUN
easat-9347	296	7	-	-	PUNCT
easat-9347	296	8	building	building	NOUN
easat-9347	296	9	initiatives	initiative	NOUN
easat-9347	296	10	,	,	PUNCT
easat-9347	296	11	such	such	ADJ
easat-9347	296	12	as	as	ADP
easat-9347	296	13	social	social	ADJ
easat-9347	296	14	responsibility	responsibility	NOUN
easat-9347	296	15	projects	project	NOUN
easat-9347	296	16	,	,	PUNCT
easat-9347	296	17	are	be	AUX
easat-9347	296	18	resource	resource	NOUN
easat-9347	296	19	-	-	PUNCT
easat-9347	296	20	intensive	intensive	ADJ
easat-9347	296	21	.	.	PUNCT
easat-9347	297	1	for	for	ADP
easat-9347	297	2	smaller	small	ADJ
easat-9347	297	3	companies	company	NOUN
easat-9347	297	4	,	,	PUNCT
easat-9347	297	5	this	this	PRON
easat-9347	297	6	can	can	AUX
easat-9347	297	7	create	create	VERB
easat-9347	297	8	financial	financial	ADJ
easat-9347	297	9	pressure	pressure	NOUN
easat-9347	297	10	that	that	PRON
easat-9347	297	11	increases	increase	VERB
easat-9347	297	12	credit	credit	NOUN
easat-9347	297	13	risk	risk	NOUN
easat-9347	297	14	.	.	PUNCT
easat-9347	297	15	"	"	PUNCT
easat-9347	298	1	theme	theme	NOUN
easat-9347	298	2	7	7	NUM
easat-9347	298	3	:	:	PUNCT
easat-9347	298	4	the	the	DET
easat-9347	298	5	internal	internal	ADJ
easat-9347	298	6	risk	risk	NOUN
easat-9347	298	7	of	of	ADP
easat-9347	298	8	enterprises	enterprise	NOUN
easat-9347	298	9	significantly	significantly	ADV
easat-9347	298	10	influenced	influence	VERB
easat-9347	298	11	their	their	PRON
easat-9347	298	12	reputation	reputation	NOUN
easat-9347	298	13	operational	operational	ADJ
easat-9347	298	14	efficiency	efficiency	NOUN
easat-9347	298	15	,	,	PUNCT
easat-9347	298	16	including	include	VERB
easat-9347	298	17	timely	timely	ADJ
easat-9347	298	18	project	project	NOUN
easat-9347	298	19	delivery	delivery	NOUN
easat-9347	298	20	and	and	CCONJ
easat-9347	298	21	cost	cost	NOUN
easat-9347	298	22	control	control	NOUN
easat-9347	298	23	,	,	PUNCT
easat-9347	298	24	was	be	AUX
easat-9347	298	25	consistently	consistently	ADV
easat-9347	298	26	linked	link	VERB
easat-9347	298	27	to	to	ADP
easat-9347	298	28	reputation	reputation	NOUN
easat-9347	298	29	.	.	PUNCT
easat-9347	299	1	inefficient	inefficient	ADJ
easat-9347	299	2	operations	operation	NOUN
easat-9347	299	3	often	often	ADV
easat-9347	299	4	lead	lead	VERB
easat-9347	299	5	to	to	ADP
easat-9347	299	6	delays	delay	NOUN
easat-9347	299	7	,	,	PUNCT
easat-9347	299	8	cost	cost	NOUN
easat-9347	299	9	overruns	overrun	NOUN
easat-9347	299	10	,	,	PUNCT
easat-9347	299	11	and	and	CCONJ
easat-9347	299	12	unmet	unmet	NOUN
easat-9347	299	13	expectations	expectation	NOUN
easat-9347	299	14	,	,	PUNCT
easat-9347	299	15	which	which	PRON
easat-9347	299	16	tarnish	tarnish	VERB
easat-9347	299	17	an	an	DET
easat-9347	299	18	organization	organization	NOUN
easat-9347	299	19	's	's	PART
easat-9347	299	20	image	image	NOUN
easat-9347	299	21	.	.	PUNCT
easat-9347	300	1	one	one	NUM
easat-9347	300	2	interviewee	interviewee	NOUN
easat-9347	300	3	remarked	remark	VERB
easat-9347	300	4	,	,	PUNCT
easat-9347	300	5	"	"	PUNCT
easat-9347	300	6	delays	delay	NOUN
easat-9347	300	7	in	in	ADP
easat-9347	300	8	project	project	NOUN
easat-9347	300	9	completion	completion	NOUN
easat-9347	300	10	strain	strain	NOUN
easat-9347	300	11	finances	finance	NOUN
easat-9347	300	12	and	and	CCONJ
easat-9347	300	13	affect	affect	VERB
easat-9347	300	14	how	how	SCONJ
easat-9347	300	15	stakeholders	stakeholder	NOUN
easat-9347	300	16	perceive	perceive	VERB
easat-9347	300	17	us	we	PRON
easat-9347	300	18	.	.	PUNCT
easat-9347	301	1	consistent	consistent	ADJ
easat-9347	301	2	inefficiencies	inefficiency	NOUN
easat-9347	301	3	lead	lead	VERB
easat-9347	301	4	to	to	ADP
easat-9347	301	5	a	a	DET
easat-9347	301	6	reputation	reputation	NOUN
easat-9347	301	7	for	for	ADP
easat-9347	301	8	unreliability	unreliability	NOUN
easat-9347	301	9	,	,	PUNCT
easat-9347	301	10	which	which	PRON
easat-9347	301	11	is	be	AUX
easat-9347	301	12	hard	hard	ADJ
easat-9347	301	13	to	to	PART
easat-9347	301	14	recover	recover	VERB
easat-9347	301	15	from	from	ADP
easat-9347	301	16	.	.	PUNCT
easat-9347	301	17	"	"	PUNCT
easat-9347	302	1	this	this	DET
easat-9347	302	2	highlights	highlight	VERB
easat-9347	302	3	how	how	SCONJ
easat-9347	302	4	operational	operational	ADJ
easat-9347	302	5	lapses	lapse	NOUN
easat-9347	302	6	contribute	contribute	VERB
easat-9347	302	7	to	to	ADP
easat-9347	302	8	reputational	reputational	ADJ
easat-9347	302	9	risks	risk	NOUN
easat-9347	302	10	.	.	PUNCT
easat-9347	303	1	leadership	leadership	NOUN
easat-9347	303	2	quality	quality	NOUN
easat-9347	303	3	and	and	CCONJ
easat-9347	303	4	adherence	adherence	NOUN
easat-9347	303	5	to	to	ADP
easat-9347	303	6	ethical	ethical	ADJ
easat-9347	303	7	practices	practice	NOUN
easat-9347	303	8	emerged	emerge	VERB
easat-9347	303	9	as	as	ADP
easat-9347	303	10	significant	significant	ADJ
easat-9347	303	11	internal	internal	ADJ
easat-9347	303	12	factors	factor	NOUN
easat-9347	303	13	influencing	influence	VERB
easat-9347	303	14	reputation	reputation	NOUN
easat-9347	303	15	.	.	PUNCT
easat-9347	304	1	strong	strong	ADJ
easat-9347	304	2	,	,	PUNCT
easat-9347	304	3	transparent	transparent	ADJ
easat-9347	304	4	leadership	leadership	NOUN
easat-9347	304	5	fosters	foster	VERB
easat-9347	304	6	stakeholder	stakeholder	NOUN
easat-9347	304	7	trust	trust	PROPN
easat-9347	304	8	,	,	PUNCT
easat-9347	304	9	while	while	SCONJ
easat-9347	304	10	unethical	unethical	ADJ
easat-9347	304	11	behavior	behavior	NOUN
easat-9347	304	12	or	or	CCONJ
easat-9347	304	13	poor	poor	ADJ
easat-9347	304	14	decision	decision	NOUN
easat-9347	304	15	-	-	PUNCT
easat-9347	304	16	making	making	NOUN
easat-9347	304	17	can	can	AUX
easat-9347	304	18	quickly	quickly	ADV
easat-9347	304	19	erode	erode	VERB
easat-9347	304	20	credibility	credibility	NOUN
easat-9347	304	21	.	.	PUNCT
easat-9347	305	1	another	another	DET
easat-9347	305	2	interviewee	interviewee	NOUN
easat-9347	305	3	observed	observe	VERB
easat-9347	305	4	,	,	PUNCT
easat-9347	305	5	"	"	PUNCT
easat-9347	305	6	good	good	ADJ
easat-9347	305	7	leadership	leadership	NOUN
easat-9347	305	8	sets	set	VERB
easat-9347	305	9	the	the	DET
easat-9347	305	10	tone	tone	NOUN
easat-9347	305	11	for	for	ADP
easat-9347	305	12	how	how	SCONJ
easat-9347	305	13	the	the	DET
easat-9347	305	14	organization	organization	NOUN
easat-9347	305	15	is	be	AUX
easat-9347	305	16	perceived	perceive	VERB
easat-9347	305	17	.	.	PUNCT
easat-9347	306	1	when	when	SCONJ
easat-9347	306	2	leaders	leader	NOUN
easat-9347	306	3	prioritize	prioritize	VERB
easat-9347	306	4	transparency	transparency	NOUN
easat-9347	306	5	and	and	CCONJ
easat-9347	306	6	ethical	ethical	ADJ
easat-9347	306	7	practices	practice	NOUN
easat-9347	306	8	,	,	PUNCT
easat-9347	306	9	it	it	PRON
easat-9347	306	10	builds	build	VERB
easat-9347	306	11	a	a	DET
easat-9347	306	12	positive	positive	ADJ
easat-9347	306	13	reputation	reputation	NOUN
easat-9347	306	14	.	.	PUNCT
easat-9347	307	1	conversely	conversely	ADV
easat-9347	307	2	,	,	PUNCT
easat-9347	307	3	scandals	scandal	NOUN
easat-9347	307	4	or	or	CCONJ
easat-9347	307	5	mismanagement	mismanagement	NOUN
easat-9347	307	6	at	at	ADP
easat-9347	307	7	the	the	DET
easat-9347	307	8	top	top	NOUN
easat-9347	307	9	can	can	AUX
easat-9347	307	10	irreparably	irreparably	ADV
easat-9347	307	11	damage	damage	VERB
easat-9347	307	12	our	our	PRON
easat-9347	307	13	image	image	NOUN
easat-9347	307	14	.	.	PUNCT
easat-9347	307	15	"	"	PUNCT
easat-9347	308	1	560	560	NUM
easat-9347	308	2	edelweiss	edelweiss	PROPN
easat-9347	308	3	applied	apply	VERB
easat-9347	308	4	science	science	NOUN
easat-9347	308	5	and	and	CCONJ
easat-9347	308	6	technology	technology	NOUN
easat-9347	308	7	issn	issn	PROPN
easat-9347	308	8	:	:	PUNCT
easat-9347	308	9	2576	2576	NUM
easat-9347	308	10	-	-	SYM
easat-9347	308	11	8484	8484	NUM
easat-9347	308	12	vol	vol	NOUN
easat-9347	308	13	.	.	PROPN
easat-9347	309	1	9	9	NUM
easat-9347	309	2	,	,	PUNCT
easat-9347	309	3	no	no	INTJ
easat-9347	309	4	.	.	NOUN
easat-9347	309	5	8	8	NUM
easat-9347	309	6	:	:	SYM
easat-9347	309	7	550	550	NUM
easat-9347	309	8	-	-	SYM
easat-9347	309	9	564	564	NUM
easat-9347	309	10	,	,	PUNCT
easat-9347	309	11	2025	2025	NUM
easat-9347	309	12	doi	doi	NOUN
easat-9347	309	13	:	:	PUNCT
easat-9347	309	14	10.55214/2576	10.55214/2576	NUM
easat-9347	309	15	-	-	PUNCT
easat-9347	309	16	8484.v9i8.9347	8484.v9i8.9347	NOUN
easat-9347	310	1	©	©	PROPN
easat-9347	310	2	2025	2025	NUM
easat-9347	310	3	by	by	ADP
easat-9347	310	4	the	the	DET
easat-9347	310	5	authors	author	NOUN
easat-9347	310	6	;	;	PUNCT
easat-9347	310	7	licensee	licensee	PROPN
easat-9347	310	8	learning	learning	NOUN
easat-9347	310	9	gate	gate	VERB
easat-9347	310	10	several	several	ADJ
easat-9347	310	11	participants	participant	NOUN
easat-9347	310	12	highlighted	highlight	VERB
easat-9347	310	13	instances	instance	NOUN
easat-9347	310	14	where	where	SCONJ
easat-9347	310	15	financial	financial	ADJ
easat-9347	310	16	mismanagement	mismanagement	NOUN
easat-9347	310	17	negatively	negatively	ADV
easat-9347	310	18	affected	affect	VERB
easat-9347	310	19	reputation	reputation	NOUN
easat-9347	310	20	.	.	PUNCT
easat-9347	311	1	one	one	NUM
easat-9347	311	2	interviewee	interviewee	NOUN
easat-9347	311	3	noted	note	VERB
easat-9347	311	4	,	,	PUNCT
easat-9347	311	5	"	"	PUNCT
easat-9347	311	6	when	when	SCONJ
easat-9347	311	7	our	our	PRON
easat-9347	311	8	cash	cash	NOUN
easat-9347	311	9	flow	flow	NOUN
easat-9347	311	10	issues	issue	NOUN
easat-9347	311	11	became	become	VERB
easat-9347	311	12	public	public	ADJ
easat-9347	311	13	,	,	PUNCT
easat-9347	311	14	it	it	PRON
easat-9347	311	15	led	lead	VERB
easat-9347	311	16	to	to	ADP
easat-9347	311	17	a	a	DET
easat-9347	311	18	significant	significant	ADJ
easat-9347	311	19	loss	loss	NOUN
easat-9347	311	20	of	of	ADP
easat-9347	311	21	confidence	confidence	NOUN
easat-9347	311	22	among	among	ADP
easat-9347	311	23	suppliers	supplier	NOUN
easat-9347	311	24	and	and	CCONJ
easat-9347	311	25	investors	investor	NOUN
easat-9347	311	26	.	.	PUNCT
easat-9347	312	1	rebuilding	rebuild	VERB
easat-9347	312	2	that	that	DET
easat-9347	312	3	trust	trust	NOUN
easat-9347	312	4	took	take	VERB
easat-9347	312	5	years	year	NOUN
easat-9347	312	6	.	.	PUNCT
easat-9347	312	7	"	"	PUNCT
easat-9347	313	1	this	this	PRON
easat-9347	313	2	illustrates	illustrate	VERB
easat-9347	313	3	the	the	DET
easat-9347	313	4	direct	direct	ADJ
easat-9347	313	5	impact	impact	NOUN
easat-9347	313	6	of	of	ADP
easat-9347	313	7	financial	financial	ADJ
easat-9347	313	8	instability	instability	NOUN
easat-9347	313	9	on	on	ADP
easat-9347	313	10	stakeholder	stakeholder	NOUN
easat-9347	313	11	perceptions	perception	NOUN
easat-9347	313	12	.	.	PUNCT
easat-9347	314	1	operational	operational	ADJ
easat-9347	314	2	failures	failure	NOUN
easat-9347	314	3	,	,	PUNCT
easat-9347	314	4	such	such	ADJ
easat-9347	314	5	as	as	ADP
easat-9347	314	6	project	project	NOUN
easat-9347	314	7	delays	delay	NOUN
easat-9347	314	8	,	,	PUNCT
easat-9347	314	9	were	be	AUX
easat-9347	314	10	frequently	frequently	ADV
easat-9347	314	11	cited	cite	VERB
easat-9347	314	12	as	as	ADP
easat-9347	314	13	sources	source	NOUN
easat-9347	314	14	of	of	ADP
easat-9347	314	15	reputational	reputational	ADJ
easat-9347	314	16	harm	harm	NOUN
easat-9347	314	17	.	.	PUNCT
easat-9347	315	1	one	one	NUM
easat-9347	315	2	interviewee	interviewee	NOUN
easat-9347	315	3	shared	share	VERB
easat-9347	315	4	,	,	PUNCT
easat-9347	315	5	"	"	PUNCT
easat-9347	315	6	a	a	DET
easat-9347	315	7	high	high	ADJ
easat-9347	315	8	-	-	PUNCT
easat-9347	315	9	profile	profile	NOUN
easat-9347	315	10	project	project	NOUN
easat-9347	315	11	delay	delay	NOUN
easat-9347	315	12	due	due	ADP
easat-9347	315	13	to	to	ADP
easat-9347	315	14	mismanagement	mismanagement	NOUN
easat-9347	315	15	not	not	PART
easat-9347	315	16	only	only	ADV
easat-9347	315	17	caused	cause	VERB
easat-9347	315	18	financial	financial	ADJ
easat-9347	315	19	losses	loss	NOUN
easat-9347	315	20	but	but	CCONJ
easat-9347	315	21	also	also	ADV
easat-9347	315	22	led	lead	VERB
easat-9347	315	23	to	to	ADP
easat-9347	315	24	negative	negative	ADJ
easat-9347	315	25	media	medium	NOUN
easat-9347	315	26	coverage	coverage	NOUN
easat-9347	315	27	,	,	PUNCT
easat-9347	315	28	which	which	PRON
easat-9347	315	29	tarnished	tarnish	VERB
easat-9347	315	30	our	our	PRON
easat-9347	315	31	reputation	reputation	NOUN
easat-9347	315	32	in	in	ADP
easat-9347	315	33	the	the	DET
easat-9347	315	34	industry	industry	NOUN
easat-9347	315	35	.	.	PUNCT
easat-9347	315	36	"	"	PUNCT
easat-9347	316	1	leadership	leadership	NOUN
easat-9347	316	2	integrity	integrity	NOUN
easat-9347	316	3	was	be	AUX
easat-9347	316	4	consistently	consistently	ADV
easat-9347	316	5	linked	link	VERB
easat-9347	316	6	to	to	ADP
easat-9347	316	7	reputation	reputation	NOUN
easat-9347	316	8	.	.	PUNCT
easat-9347	317	1	one	one	NUM
easat-9347	317	2	interviewee	interviewee	NOUN
easat-9347	317	3	explained	explain	VERB
easat-9347	317	4	,	,	PUNCT
easat-9347	317	5	"	"	PUNCT
easat-9347	317	6	when	when	SCONJ
easat-9347	317	7	leaders	leader	NOUN
easat-9347	317	8	act	act	VERB
easat-9347	317	9	with	with	ADP
easat-9347	317	10	integrity	integrity	NOUN
easat-9347	317	11	and	and	CCONJ
easat-9347	317	12	prioritize	prioritize	VERB
easat-9347	317	13	ethical	ethical	ADJ
easat-9347	317	14	practices	practice	NOUN
easat-9347	317	15	,	,	PUNCT
easat-9347	317	16	it	it	PRON
easat-9347	317	17	creates	create	VERB
easat-9347	317	18	a	a	DET
easat-9347	317	19	positive	positive	ADJ
easat-9347	317	20	image	image	NOUN
easat-9347	317	21	of	of	ADP
easat-9347	317	22	the	the	DET
easat-9347	317	23	organization	organization	NOUN
easat-9347	317	24	.	.	PUNCT
easat-9347	318	1	on	on	ADP
easat-9347	318	2	the	the	DET
easat-9347	318	3	other	other	ADJ
easat-9347	318	4	hand	hand	NOUN
easat-9347	318	5	,	,	PUNCT
easat-9347	318	6	even	even	ADV
easat-9347	318	7	minor	minor	ADJ
easat-9347	318	8	lapses	lapse	NOUN
easat-9347	318	9	in	in	ADP
easat-9347	318	10	judgment	judgment	NOUN
easat-9347	318	11	by	by	ADP
easat-9347	318	12	leadership	leadership	NOUN
easat-9347	318	13	can	can	AUX
easat-9347	318	14	lead	lead	VERB
easat-9347	318	15	to	to	ADP
easat-9347	318	16	widespread	widespread	ADJ
easat-9347	318	17	reputational	reputational	ADJ
easat-9347	318	18	damage	damage	NOUN
easat-9347	318	19	.	.	PUNCT
easat-9347	318	20	"	"	PUNCT
easat-9347	319	1	while	while	SCONJ
easat-9347	319	2	most	most	ADJ
easat-9347	319	3	participants	participant	NOUN
easat-9347	319	4	emphasized	emphasize	VERB
easat-9347	319	5	the	the	DET
easat-9347	319	6	impact	impact	NOUN
easat-9347	319	7	of	of	ADP
easat-9347	319	8	internal	internal	ADJ
easat-9347	319	9	risks	risk	NOUN
easat-9347	319	10	on	on	ADP
easat-9347	319	11	reputation	reputation	NOUN
easat-9347	319	12	,	,	PUNCT
easat-9347	319	13	a	a	DET
easat-9347	319	14	few	few	ADJ
easat-9347	319	15	highlighted	highlight	VERB
easat-9347	319	16	external	external	ADJ
easat-9347	319	17	factors	factor	NOUN
easat-9347	319	18	as	as	ADP
easat-9347	319	19	equally	equally	ADV
easat-9347	319	20	,	,	PUNCT
easat-9347	319	21	if	if	SCONJ
easat-9347	319	22	not	not	PART
easat-9347	319	23	more	more	ADJ
easat-9347	319	24	,	,	PUNCT
easat-9347	319	25	influential	influential	ADJ
easat-9347	319	26	;	;	PUNCT
easat-9347	319	27	one	one	NUM
easat-9347	319	28	interviewee	interviewee	NOUN
easat-9347	319	29	argued	argue	VERB
easat-9347	319	30	,	,	PUNCT
easat-9347	319	31	"	"	PUNCT
easat-9347	319	32	reputation	reputation	NOUN
easat-9347	319	33	is	be	AUX
easat-9347	319	34	not	not	PART
easat-9347	319	35	just	just	ADV
easat-9347	319	36	about	about	ADP
easat-9347	319	37	what	what	PRON
easat-9347	319	38	happens	happen	VERB
easat-9347	319	39	internally	internally	ADV
easat-9347	319	40	;	;	PUNCT
easat-9347	319	41	external	external	ADJ
easat-9347	319	42	events	event	NOUN
easat-9347	319	43	,	,	PUNCT
easat-9347	319	44	such	such	ADJ
easat-9347	319	45	as	as	ADP
easat-9347	319	46	market	market	NOUN
easat-9347	319	47	downturns	downturn	NOUN
easat-9347	319	48	or	or	CCONJ
easat-9347	319	49	regulatory	regulatory	ADJ
easat-9347	319	50	changes	change	NOUN
easat-9347	319	51	,	,	PUNCT
easat-9347	319	52	also	also	ADV
easat-9347	319	53	shape	shape	VERB
easat-9347	319	54	how	how	SCONJ
easat-9347	319	55	we	we	PRON
easat-9347	319	56	are	be	AUX
easat-9347	319	57	perceived	perceive	VERB
easat-9347	319	58	.	.	PUNCT
easat-9347	319	59	"	"	PUNCT
easat-9347	320	1	this	this	PRON
easat-9347	320	2	suggests	suggest	VERB
easat-9347	320	3	that	that	SCONJ
easat-9347	320	4	while	while	SCONJ
easat-9347	320	5	internal	internal	ADJ
easat-9347	320	6	risks	risk	NOUN
easat-9347	320	7	play	play	VERB
easat-9347	320	8	a	a	DET
easat-9347	320	9	significant	significant	ADJ
easat-9347	320	10	role	role	NOUN
easat-9347	320	11	,	,	PUNCT
easat-9347	320	12	external	external	ADJ
easat-9347	320	13	dynamics	dynamic	NOUN
easat-9347	320	14	must	must	AUX
easat-9347	320	15	also	also	ADV
easat-9347	320	16	be	be	AUX
easat-9347	320	17	considered	consider	VERB
easat-9347	320	18	.	.	PUNCT
easat-9347	321	1	additionally	additionally	ADV
easat-9347	321	2	,	,	PUNCT
easat-9347	321	3	some	some	DET
easat-9347	321	4	participants	participant	NOUN
easat-9347	321	5	noted	note	VERB
easat-9347	321	6	that	that	SCONJ
easat-9347	321	7	a	a	DET
easat-9347	321	8	strong	strong	ADJ
easat-9347	321	9	reputation	reputation	NOUN
easat-9347	321	10	can	can	AUX
easat-9347	321	11	act	act	VERB
easat-9347	321	12	as	as	ADP
easat-9347	321	13	a	a	DET
easat-9347	321	14	buffer	buffer	NOUN
easat-9347	321	15	against	against	ADP
easat-9347	321	16	internal	internal	ADJ
easat-9347	321	17	lapses	lapse	NOUN
easat-9347	321	18	.	.	PUNCT
easat-9347	322	1	one	one	NUM
easat-9347	322	2	interviewee	interviewee	NOUN
easat-9347	322	3	remarked	remark	VERB
easat-9347	322	4	,	,	PUNCT
easat-9347	322	5	"	"	PUNCT
easat-9347	322	6	our	our	PRON
easat-9347	322	7	long	long	ADV
easat-9347	322	8	-	-	PUNCT
easat-9347	322	9	standing	stand	VERB
easat-9347	322	10	reputation	reputation	NOUN
easat-9347	322	11	for	for	ADP
easat-9347	322	12	reliability	reliability	NOUN
easat-9347	322	13	has	have	AUX
easat-9347	322	14	helped	help	VERB
easat-9347	322	15	us	we	PRON
easat-9347	322	16	weather	weather	VERB
easat-9347	322	17	internal	internal	ADJ
easat-9347	322	18	challenges	challenge	NOUN
easat-9347	322	19	.	.	PUNCT
easat-9347	323	1	while	while	SCONJ
easat-9347	323	2	internal	internal	ADJ
easat-9347	323	3	risks	risk	NOUN
easat-9347	323	4	matter	matter	VERB
easat-9347	323	5	,	,	PUNCT
easat-9347	323	6	a	a	DET
easat-9347	323	7	strong	strong	ADJ
easat-9347	323	8	foundation	foundation	NOUN
easat-9347	323	9	of	of	ADP
easat-9347	323	10	trust	trust	NOUN
easat-9347	323	11	can	can	AUX
easat-9347	323	12	somewhat	somewhat	ADV
easat-9347	323	13	mitigate	mitigate	VERB
easat-9347	323	14	their	their	PRON
easat-9347	323	15	impact	impact	NOUN
easat-9347	323	16	.	.	PUNCT
easat-9347	323	17	"	"	PUNCT
easat-9347	324	1	figure	figure	VERB
easat-9347	324	2	1	1	NUM
easat-9347	324	3	summarizes	summarize	NOUN
easat-9347	324	4	the	the	DET
easat-9347	324	5	need	need	NOUN
easat-9347	324	6	,	,	PUNCT
easat-9347	324	7	barriers	barrier	NOUN
easat-9347	324	8	,	,	PUNCT
easat-9347	324	9	facilitators	facilitator	NOUN
easat-9347	324	10	,	,	PUNCT
easat-9347	324	11	and	and	CCONJ
easat-9347	324	12	benefits	benefit	NOUN
easat-9347	324	13	of	of	ADP
easat-9347	324	14	commercial	commercial	ADJ
easat-9347	324	15	acceptance	acceptance	NOUN
easat-9347	324	16	bills	bill	NOUN
easat-9347	324	17	.	.	PUNCT
easat-9347	325	1	561	561	NUM
easat-9347	325	2	edelweiss	edelweiss	PROPN
easat-9347	325	3	applied	apply	VERB
easat-9347	325	4	science	science	NOUN
easat-9347	325	5	and	and	CCONJ
easat-9347	325	6	technology	technology	NOUN
easat-9347	325	7	issn	issn	PROPN
easat-9347	325	8	:	:	PUNCT
easat-9347	325	9	2576	2576	NUM
easat-9347	325	10	-	-	SYM
easat-9347	325	11	8484	8484	NUM
easat-9347	325	12	vol	vol	NOUN
easat-9347	325	13	.	.	PROPN
easat-9347	326	1	9	9	NUM
easat-9347	326	2	,	,	PUNCT
easat-9347	326	3	no	no	INTJ
easat-9347	326	4	.	.	NOUN
easat-9347	326	5	8	8	NUM
easat-9347	326	6	:	:	SYM
easat-9347	326	7	550	550	NUM
easat-9347	326	8	-	-	SYM
easat-9347	326	9	564	564	NUM
easat-9347	326	10	,	,	PUNCT
easat-9347	326	11	2025	2025	NUM
easat-9347	326	12	doi	doi	NOUN
easat-9347	326	13	:	:	PUNCT
easat-9347	326	14	10.55214/2576	10.55214/2576	NUM
easat-9347	326	15	-	-	PUNCT
easat-9347	326	16	8484.v9i8.9347	8484.v9i8.9347	NOUN
easat-9347	327	1	©	©	PROPN
easat-9347	327	2	2025	2025	NUM
easat-9347	327	3	by	by	ADP
easat-9347	327	4	the	the	DET
easat-9347	327	5	authors	author	NOUN
easat-9347	327	6	;	;	PUNCT
easat-9347	327	7	licensee	licensee	PROPN
easat-9347	327	8	learning	learn	VERB
easat-9347	327	9	gate	gate	NOUN
easat-9347	327	10	figure	figure	NOUN
easat-9347	327	11	1	1	NUM
easat-9347	327	12	.	.	PUNCT
easat-9347	328	1	the	the	DET
easat-9347	328	2	summary	summary	NOUN
easat-9347	328	3	of	of	ADP
easat-9347	328	4	the	the	DET
easat-9347	328	5	findings	finding	NOUN
easat-9347	328	6	.	.	PUNCT
easat-9347	329	1	5	5	X
easat-9347	329	2	.	.	X
easat-9347	329	3	discussions	discussion	NOUN
easat-9347	329	4	this	this	DET
easat-9347	329	5	study	study	NOUN
easat-9347	329	6	focuses	focus	VERB
easat-9347	329	7	on	on	ADP
easat-9347	329	8	the	the	DET
easat-9347	329	9	complex	complex	ADJ
easat-9347	329	10	interplay	interplay	NOUN
easat-9347	329	11	between	between	ADP
easat-9347	329	12	internal	internal	ADJ
easat-9347	329	13	risks	risk	NOUN
easat-9347	329	14	,	,	PUNCT
easat-9347	329	15	external	external	ADJ
easat-9347	329	16	factors	factor	NOUN
easat-9347	329	17	,	,	PUNCT
easat-9347	329	18	organizational	organizational	ADJ
easat-9347	329	19	reputation	reputation	NOUN
easat-9347	329	20	,	,	PUNCT
easat-9347	329	21	and	and	CCONJ
easat-9347	329	22	supply	supply	NOUN
easat-9347	329	23	chain	chain	NOUN
easat-9347	329	24	finance	finance	NOUN
easat-9347	329	25	in	in	ADP
easat-9347	329	26	shaping	shape	VERB
easat-9347	329	27	the	the	DET
easat-9347	329	28	credit	credit	NOUN
easat-9347	329	29	risk	risk	NOUN
easat-9347	329	30	of	of	ADP
easat-9347	329	31	commercial	commercial	ADJ
easat-9347	329	32	acceptance	acceptance	NOUN
easat-9347	329	33	bills	bill	NOUN
easat-9347	329	34	(	(	PUNCT
easat-9347	329	35	cabs	cab	NOUN
easat-9347	329	36	)	)	PUNCT
easat-9347	329	37	within	within	ADP
easat-9347	329	38	china	china	PROPN
easat-9347	329	39	's	's	PART
easat-9347	329	40	real	real	ADJ
easat-9347	329	41	estate	estate	NOUN
easat-9347	329	42	industry	industry	NOUN
easat-9347	329	43	.	.	PUNCT
easat-9347	330	1	the	the	DET
easat-9347	330	2	findings	finding	NOUN
easat-9347	330	3	from	from	ADP
easat-9347	330	4	qualitative	qualitative	ADJ
easat-9347	330	5	interviews	interview	NOUN
easat-9347	330	6	underscore	underscore	VERB
easat-9347	330	7	the	the	DET
easat-9347	330	8	multifaceted	multifaceted	ADJ
easat-9347	330	9	nature	nature	NOUN
easat-9347	330	10	of	of	ADP
easat-9347	330	11	credit	credit	NOUN
easat-9347	330	12	risk	risk	NOUN
easat-9347	330	13	and	and	CCONJ
easat-9347	330	14	reaffirm	reaffirm	VERB
easat-9347	330	15	the	the	DET
easat-9347	330	16	proposed	propose	VERB
easat-9347	330	17	conceptual	conceptual	ADJ
easat-9347	330	18	framework	framework	NOUN
easat-9347	330	19	,	,	PUNCT
easat-9347	330	20	while	while	SCONJ
easat-9347	330	21	offering	offer	VERB
easat-9347	330	22	new	new	ADJ
easat-9347	330	23	insights	insight	NOUN
easat-9347	330	24	into	into	ADP
easat-9347	330	25	the	the	DET
easat-9347	330	26	operational	operational	ADJ
easat-9347	330	27	realities	reality	NOUN
easat-9347	330	28	that	that	PRON
easat-9347	330	29	influence	influence	VERB
easat-9347	330	30	financial	financial	ADJ
easat-9347	330	31	behavior	behavior	NOUN
easat-9347	330	32	and	and	CCONJ
easat-9347	330	33	stability	stability	NOUN
easat-9347	330	34	.	.	PUNCT
easat-9347	331	1	one	one	NUM
easat-9347	331	2	of	of	ADP
easat-9347	331	3	the	the	DET
easat-9347	331	4	most	most	ADV
easat-9347	331	5	salient	salient	ADJ
easat-9347	331	6	themes	theme	NOUN
easat-9347	331	7	to	to	PART
easat-9347	331	8	emerge	emerge	VERB
easat-9347	331	9	from	from	ADP
easat-9347	331	10	the	the	DET
easat-9347	331	11	data	data	NOUN
easat-9347	331	12	is	be	AUX
easat-9347	331	13	the	the	DET
easat-9347	331	14	critical	critical	ADJ
easat-9347	331	15	role	role	NOUN
easat-9347	331	16	of	of	ADP
easat-9347	331	17	internal	internal	ADJ
easat-9347	331	18	risk	risk	NOUN
easat-9347	331	19	factors	factor	NOUN
easat-9347	331	20	—	—	PUNCT
easat-9347	331	21	particularly	particularly	ADV
easat-9347	331	22	liquidity	liquidity	NOUN
easat-9347	331	23	management	management	NOUN
easat-9347	331	24	,	,	PUNCT
easat-9347	331	25	financial	financial	ADJ
easat-9347	331	26	structure	structure	NOUN
easat-9347	331	27	,	,	PUNCT
easat-9347	331	28	and	and	CCONJ
easat-9347	331	29	managerial	managerial	ADJ
easat-9347	331	30	decision	decision	NOUN
easat-9347	331	31	-	-	PUNCT
easat-9347	331	32	making	making	NOUN
easat-9347	331	33	—	—	PUNCT
easat-9347	331	34	in	in	ADP
easat-9347	331	35	determining	determine	VERB
easat-9347	331	36	the	the	DET
easat-9347	331	37	creditworthiness	creditworthiness	NOUN
easat-9347	331	38	of	of	ADP
easat-9347	331	39	cabs	cab	NOUN
easat-9347	331	40	.	.	PUNCT
easat-9347	332	1	informants	informant	NOUN
easat-9347	332	2	consistently	consistently	ADV
easat-9347	332	3	pointed	point	VERB
easat-9347	332	4	to	to	ADP
easat-9347	332	5	poor	poor	ADJ
easat-9347	332	6	internal	internal	ADJ
easat-9347	332	7	562	562	NUM
easat-9347	332	8	edelweiss	edelweiss	NOUN
easat-9347	332	9	applied	apply	VERB
easat-9347	332	10	science	science	NOUN
easat-9347	332	11	and	and	CCONJ
easat-9347	332	12	technology	technology	NOUN
easat-9347	332	13	issn	issn	PROPN
easat-9347	332	14	:	:	PUNCT
easat-9347	332	15	2576	2576	NUM
easat-9347	332	16	-	-	SYM
easat-9347	332	17	8484	8484	NUM
easat-9347	332	18	vol	vol	NOUN
easat-9347	332	19	.	.	PROPN
easat-9347	333	1	9	9	NUM
easat-9347	333	2	,	,	PUNCT
easat-9347	333	3	no	no	INTJ
easat-9347	333	4	.	.	NOUN
easat-9347	333	5	8	8	NUM
easat-9347	333	6	:	:	SYM
easat-9347	333	7	550	550	NUM
easat-9347	333	8	-	-	SYM
easat-9347	333	9	564	564	NUM
easat-9347	333	10	,	,	PUNCT
easat-9347	333	11	2025	2025	NUM
easat-9347	333	12	doi	doi	NOUN
easat-9347	333	13	:	:	PUNCT
easat-9347	333	14	10.55214/2576	10.55214/2576	NUM
easat-9347	333	15	-	-	PUNCT
easat-9347	333	16	8484.v9i8.9347	8484.v9i8.9347	NOUN
easat-9347	334	1	©	©	PROPN
easat-9347	334	2	2025	2025	NUM
easat-9347	334	3	by	by	ADP
easat-9347	334	4	the	the	DET
easat-9347	334	5	authors	author	NOUN
easat-9347	334	6	;	;	PUNCT
easat-9347	334	7	licensee	licensee	PROPN
easat-9347	334	8	learning	learning	PROPN
easat-9347	334	9	gate	gate	PROPN
easat-9347	334	10	governance	governance	NOUN
easat-9347	334	11	,	,	PUNCT
easat-9347	334	12	excessive	excessive	ADJ
easat-9347	334	13	leverage	leverage	NOUN
easat-9347	334	14	,	,	PUNCT
easat-9347	334	15	and	and	CCONJ
easat-9347	334	16	a	a	DET
easat-9347	334	17	lack	lack	NOUN
easat-9347	334	18	of	of	ADP
easat-9347	334	19	foresight	foresight	NOUN
easat-9347	334	20	in	in	ADP
easat-9347	334	21	aligning	align	VERB
easat-9347	334	22	cash	cash	NOUN
easat-9347	334	23	flows	flow	NOUN
easat-9347	334	24	with	with	ADP
easat-9347	334	25	financial	financial	ADJ
easat-9347	334	26	obligations	obligation	NOUN
easat-9347	334	27	as	as	ADP
easat-9347	334	28	key	key	ADJ
easat-9347	334	29	contributors	contributor	NOUN
easat-9347	334	30	to	to	ADP
easat-9347	334	31	payment	payment	NOUN
easat-9347	334	32	delays	delay	NOUN
easat-9347	334	33	and	and	CCONJ
easat-9347	334	34	defaults	default	NOUN
easat-9347	334	35	[	[	X
easat-9347	334	36	18	18	NUM
easat-9347	334	37	]	]	PUNCT
easat-9347	334	38	.	.	PUNCT
easat-9347	335	1	this	this	PRON
easat-9347	335	2	echoes	echo	VERB
easat-9347	335	3	existing	exist	VERB
easat-9347	335	4	literature	literature	NOUN
easat-9347	335	5	that	that	PRON
easat-9347	335	6	links	link	VERB
easat-9347	335	7	internal	internal	ADJ
easat-9347	335	8	financial	financial	ADJ
easat-9347	335	9	health	health	NOUN
easat-9347	335	10	to	to	ADP
easat-9347	335	11	operational	operational	ADJ
easat-9347	335	12	resilience	resilience	NOUN
easat-9347	335	13	.	.	PUNCT
easat-9347	336	1	enterprises	enterprise	NOUN
easat-9347	336	2	that	that	PRON
easat-9347	336	3	implemented	implement	VERB
easat-9347	336	4	strong	strong	ADJ
easat-9347	336	5	internal	internal	ADJ
easat-9347	336	6	controls	control	NOUN
easat-9347	336	7	and	and	CCONJ
easat-9347	336	8	prioritized	prioritize	VERB
easat-9347	336	9	risk	risk	NOUN
easat-9347	336	10	assessment	assessment	NOUN
easat-9347	336	11	exhibited	exhibit	VERB
easat-9347	336	12	higher	high	ADJ
easat-9347	336	13	levels	level	NOUN
easat-9347	336	14	of	of	ADP
easat-9347	336	15	financial	financial	ADJ
easat-9347	336	16	discipline	discipline	NOUN
easat-9347	336	17	,	,	PUNCT
easat-9347	336	18	leading	lead	VERB
easat-9347	336	19	to	to	ADP
easat-9347	336	20	better	well	ADJ
easat-9347	336	21	repayment	repayment	NOUN
easat-9347	336	22	performance	performance	NOUN
easat-9347	336	23	and	and	CCONJ
easat-9347	336	24	lower	low	ADJ
easat-9347	336	25	exposure	exposure	NOUN
easat-9347	336	26	to	to	PART
easat-9347	336	27	supply	supply	VERB
easat-9347	336	28	chain	chain	NOUN
easat-9347	336	29	disruptions	disruption	NOUN
easat-9347	336	30	.	.	PUNCT
easat-9347	337	1	external	external	ADJ
easat-9347	337	2	risk	risk	NOUN
easat-9347	337	3	factors	factor	NOUN
easat-9347	337	4	also	also	ADV
easat-9347	337	5	exerted	exert	VERB
easat-9347	337	6	a	a	DET
easat-9347	337	7	strong	strong	ADJ
easat-9347	337	8	influence	influence	NOUN
easat-9347	337	9	on	on	ADP
easat-9347	337	10	cab	cab	NOUN
easat-9347	337	11	stability	stability	NOUN
easat-9347	337	12	,	,	PUNCT
easat-9347	337	13	particularly	particularly	ADV
easat-9347	337	14	in	in	ADP
easat-9347	337	15	the	the	DET
easat-9347	337	16	context	context	NOUN
easat-9347	337	17	of	of	ADP
easat-9347	337	18	policy	policy	NOUN
easat-9347	337	19	volatility	volatility	NOUN
easat-9347	337	20	,	,	PUNCT
easat-9347	337	21	macroeconomic	macroeconomic	ADJ
easat-9347	337	22	fluctuations	fluctuation	NOUN
easat-9347	337	23	,	,	PUNCT
easat-9347	337	24	and	and	CCONJ
easat-9347	337	25	market	market	NOUN
easat-9347	337	26	uncertainty	uncertainty	NOUN
easat-9347	337	27	.	.	PUNCT
easat-9347	338	1	several	several	ADJ
easat-9347	338	2	participants	participant	NOUN
easat-9347	338	3	described	describe	VERB
easat-9347	338	4	how	how	SCONJ
easat-9347	338	5	abrupt	abrupt	ADJ
easat-9347	338	6	regulatory	regulatory	ADJ
easat-9347	338	7	changes	change	NOUN
easat-9347	338	8	—	—	PUNCT
easat-9347	338	9	such	such	ADJ
easat-9347	338	10	as	as	ADP
easat-9347	338	11	financing	financing	NOUN
easat-9347	338	12	restrictions	restriction	NOUN
easat-9347	338	13	or	or	CCONJ
easat-9347	338	14	policy	policy	NOUN
easat-9347	338	15	shifts	shift	NOUN
easat-9347	338	16	in	in	ADP
easat-9347	338	17	real	real	ADJ
easat-9347	338	18	estate	estate	NOUN
easat-9347	338	19	investment	investment	NOUN
easat-9347	338	20	—	—	PUNCT
easat-9347	338	21	exacerbated	exacerbate	VERB
easat-9347	338	22	liquidity	liquidity	NOUN
easat-9347	338	23	crises	crisis	NOUN
easat-9347	338	24	,	,	PUNCT
easat-9347	338	25	forcing	force	VERB
easat-9347	338	26	firms	firm	NOUN
easat-9347	338	27	to	to	PART
easat-9347	338	28	redirect	redirect	VERB
easat-9347	338	29	funds	fund	NOUN
easat-9347	338	30	away	away	ADV
easat-9347	338	31	from	from	ADP
easat-9347	338	32	cab	cab	NOUN
easat-9347	338	33	settlements	settlement	NOUN
easat-9347	338	34	to	to	ADP
easat-9347	338	35	more	more	ADV
easat-9347	338	36	urgent	urgent	ADJ
easat-9347	338	37	obligations	obligation	NOUN
easat-9347	338	38	.	.	PUNCT
easat-9347	339	1	this	this	PRON
easat-9347	339	2	suggests	suggest	VERB
easat-9347	339	3	that	that	SCONJ
easat-9347	339	4	even	even	ADV
easat-9347	339	5	well	well	ADV
easat-9347	339	6	-	-	PUNCT
easat-9347	339	7	managed	manage	VERB
easat-9347	339	8	firms	firm	NOUN
easat-9347	339	9	may	may	AUX
easat-9347	339	10	become	become	VERB
easat-9347	339	11	vulnerable	vulnerable	ADJ
easat-9347	339	12	in	in	ADP
easat-9347	339	13	volatile	volatile	ADJ
easat-9347	339	14	policy	policy	NOUN
easat-9347	339	15	environments	environment	NOUN
easat-9347	339	16	,	,	PUNCT
easat-9347	339	17	revealing	reveal	VERB
easat-9347	339	18	the	the	DET
easat-9347	339	19	importance	importance	NOUN
easat-9347	339	20	of	of	ADP
easat-9347	339	21	regulatory	regulatory	ADJ
easat-9347	339	22	predictability	predictability	NOUN
easat-9347	339	23	and	and	CCONJ
easat-9347	339	24	market	market	NOUN
easat-9347	339	25	transparency	transparency	NOUN
easat-9347	339	26	in	in	ADP
easat-9347	339	27	reducing	reduce	VERB
easat-9347	339	28	systemic	systemic	ADJ
easat-9347	339	29	risk	risk	NOUN
easat-9347	339	30	.	.	PUNCT
easat-9347	340	1	the	the	DET
easat-9347	340	2	data	datum	NOUN
easat-9347	340	3	also	also	ADV
easat-9347	340	4	emphasized	emphasize	VERB
easat-9347	340	5	the	the	DET
easat-9347	340	6	sector	sector	NOUN
easat-9347	340	7	-	-	PUNCT
easat-9347	340	8	specific	specific	ADJ
easat-9347	340	9	sensitivity	sensitivity	NOUN
easat-9347	340	10	of	of	ADP
easat-9347	340	11	real	real	ADJ
easat-9347	340	12	estate	estate	NOUN
easat-9347	340	13	to	to	ADP
easat-9347	340	14	economic	economic	ADJ
easat-9347	340	15	cycles	cycle	NOUN
easat-9347	340	16	and	and	CCONJ
easat-9347	340	17	interest	interest	NOUN
easat-9347	340	18	rate	rate	NOUN
easat-9347	340	19	shifts	shift	NOUN
easat-9347	340	20	,	,	PUNCT
easat-9347	340	21	which	which	PRON
easat-9347	340	22	makes	make	VERB
easat-9347	340	23	it	it	PRON
easat-9347	340	24	especially	especially	ADV
easat-9347	340	25	prone	prone	ADJ
easat-9347	340	26	to	to	ADP
easat-9347	340	27	cascading	cascade	VERB
easat-9347	340	28	supply	supply	NOUN
easat-9347	340	29	chain	chain	NOUN
easat-9347	340	30	effects	effect	NOUN
easat-9347	340	31	during	during	ADP
easat-9347	340	32	downturns	downturn	NOUN
easat-9347	340	33	.	.	PUNCT
easat-9347	341	1	organizational	organizational	ADJ
easat-9347	341	2	reputation	reputation	NOUN
easat-9347	341	3	emerged	emerge	VERB
easat-9347	341	4	as	as	ADP
easat-9347	341	5	both	both	CCONJ
easat-9347	341	6	a	a	DET
easat-9347	341	7	mitigator	mitigator	NOUN
easat-9347	341	8	of	of	ADP
easat-9347	341	9	credit	credit	NOUN
easat-9347	341	10	risk	risk	NOUN
easat-9347	341	11	and	and	CCONJ
easat-9347	341	12	a	a	DET
easat-9347	341	13	facilitator	facilitator	NOUN
easat-9347	341	14	of	of	ADP
easat-9347	341	15	favorable	favorable	ADJ
easat-9347	341	16	financial	financial	ADJ
easat-9347	341	17	interactions	interaction	NOUN
easat-9347	341	18	.	.	PUNCT
easat-9347	342	1	firms	firm	NOUN
easat-9347	342	2	with	with	ADP
easat-9347	342	3	established	establish	VERB
easat-9347	342	4	reputations	reputation	NOUN
easat-9347	342	5	for	for	ADP
easat-9347	342	6	reliability	reliability	NOUN
easat-9347	342	7	and	and	CCONJ
easat-9347	342	8	timely	timely	ADJ
easat-9347	342	9	payments	payment	NOUN
easat-9347	342	10	were	be	AUX
easat-9347	342	11	more	more	ADV
easat-9347	342	12	likely	likely	ADJ
easat-9347	342	13	to	to	PART
easat-9347	342	14	maintain	maintain	VERB
easat-9347	342	15	stable	stable	ADJ
easat-9347	342	16	supplier	supplier	NOUN
easat-9347	342	17	relationships	relationship	NOUN
easat-9347	342	18	and	and	CCONJ
easat-9347	342	19	gain	gain	VERB
easat-9347	342	20	access	access	NOUN
easat-9347	342	21	to	to	ADP
easat-9347	342	22	lower	low	ADJ
easat-9347	342	23	-	-	PUNCT
easat-9347	342	24	cost	cost	NOUN
easat-9347	342	25	financing	financing	NOUN
easat-9347	342	26	.	.	PUNCT
easat-9347	343	1	participants	participant	NOUN
easat-9347	343	2	indicated	indicate	VERB
easat-9347	343	3	that	that	SCONJ
easat-9347	343	4	stakeholders	stakeholder	NOUN
easat-9347	343	5	—	—	PUNCT
easat-9347	343	6	particularly	particularly	ADV
easat-9347	343	7	subcontractors	subcontractor	NOUN
easat-9347	343	8	and	and	CCONJ
easat-9347	343	9	financial	financial	ADJ
easat-9347	343	10	institutions	institution	NOUN
easat-9347	343	11	—	—	PUNCT
easat-9347	343	12	rely	rely	VERB
easat-9347	343	13	heavily	heavily	ADV
easat-9347	343	14	on	on	ADP
easat-9347	343	15	reputational	reputational	ADJ
easat-9347	343	16	cues	cue	NOUN
easat-9347	343	17	when	when	SCONJ
easat-9347	343	18	evaluating	evaluate	VERB
easat-9347	343	19	the	the	DET
easat-9347	343	20	credibility	credibility	NOUN
easat-9347	343	21	of	of	ADP
easat-9347	343	22	commercial	commercial	ADJ
easat-9347	343	23	bills	bill	NOUN
easat-9347	343	24	.	.	PUNCT
easat-9347	344	1	this	this	DET
easat-9347	344	2	finding	finding	NOUN
easat-9347	344	3	aligns	align	VERB
easat-9347	344	4	with	with	ADP
easat-9347	344	5	resourcebased	resourcebased	ADJ
easat-9347	344	6	theory	theory	NOUN
easat-9347	344	7	,	,	PUNCT
easat-9347	344	8	which	which	PRON
easat-9347	344	9	posits	posit	VERB
easat-9347	344	10	that	that	SCONJ
easat-9347	344	11	intangible	intangible	ADJ
easat-9347	344	12	assets	asset	NOUN
easat-9347	344	13	like	like	ADP
easat-9347	344	14	reputation	reputation	NOUN
easat-9347	344	15	can	can	AUX
easat-9347	344	16	serve	serve	VERB
easat-9347	344	17	as	as	ADP
easat-9347	344	18	durable	durable	ADJ
easat-9347	344	19	sources	source	NOUN
easat-9347	344	20	of	of	ADP
easat-9347	344	21	competitive	competitive	ADJ
easat-9347	344	22	advantage	advantage	NOUN
easat-9347	344	23	.	.	PUNCT
easat-9347	345	1	however	however	ADV
easat-9347	345	2	,	,	PUNCT
easat-9347	345	3	maintaining	maintain	VERB
easat-9347	345	4	a	a	DET
easat-9347	345	5	strong	strong	ADJ
easat-9347	345	6	reputation	reputation	NOUN
easat-9347	345	7	was	be	AUX
easat-9347	345	8	reported	report	VERB
easat-9347	345	9	to	to	PART
easat-9347	345	10	require	require	VERB
easat-9347	345	11	significant	significant	ADJ
easat-9347	345	12	investment	investment	NOUN
easat-9347	345	13	in	in	ADP
easat-9347	345	14	ethical	ethical	ADJ
easat-9347	345	15	practices	practice	NOUN
easat-9347	345	16	,	,	PUNCT
easat-9347	345	17	transparency	transparency	NOUN
easat-9347	345	18	,	,	PUNCT
easat-9347	345	19	and	and	CCONJ
easat-9347	345	20	public	public	ADJ
easat-9347	345	21	communication	communication	NOUN
easat-9347	345	22	,	,	PUNCT
easat-9347	345	23	highlighting	highlight	VERB
easat-9347	345	24	a	a	DET
easat-9347	345	25	potential	potential	ADJ
easat-9347	345	26	tradeoff	tradeoff	NOUN
easat-9347	345	27	between	between	ADP
easat-9347	345	28	short	short	ADJ
easat-9347	345	29	-	-	PUNCT
easat-9347	345	30	term	term	NOUN
easat-9347	345	31	financial	financial	ADJ
easat-9347	345	32	pressure	pressure	NOUN
easat-9347	345	33	and	and	CCONJ
easat-9347	345	34	long	long	ADJ
easat-9347	345	35	-	-	PUNCT
easat-9347	345	36	term	term	NOUN
easat-9347	345	37	trust	trust	NOUN
easat-9347	345	38	-	-	PUNCT
easat-9347	345	39	building	building	NOUN
easat-9347	345	40	.	.	PUNCT
easat-9347	346	1	the	the	DET
easat-9347	346	2	discussion	discussion	NOUN
easat-9347	346	3	also	also	ADV
easat-9347	346	4	highlights	highlight	VERB
easat-9347	346	5	the	the	DET
easat-9347	346	6	systemic	systemic	ADJ
easat-9347	346	7	nature	nature	NOUN
easat-9347	346	8	of	of	ADP
easat-9347	346	9	supply	supply	NOUN
easat-9347	346	10	chain	chain	NOUN
easat-9347	346	11	finance	finance	NOUN
easat-9347	346	12	(	(	PUNCT
easat-9347	346	13	scf	scf	PROPN
easat-9347	346	14	)	)	PUNCT
easat-9347	346	15	risks	risk	NOUN
easat-9347	346	16	.	.	PUNCT
easat-9347	347	1	informants	informant	NOUN
easat-9347	347	2	provided	provide	VERB
easat-9347	347	3	numerous	numerous	ADJ
easat-9347	347	4	examples	example	NOUN
easat-9347	347	5	of	of	ADP
easat-9347	347	6	how	how	SCONJ
easat-9347	347	7	financial	financial	ADJ
easat-9347	347	8	strain	strain	NOUN
easat-9347	347	9	at	at	ADP
easat-9347	347	10	one	one	NUM
easat-9347	347	11	node	node	NOUN
easat-9347	347	12	in	in	ADP
easat-9347	347	13	the	the	DET
easat-9347	347	14	chain	chain	NOUN
easat-9347	347	15	can	can	AUX
easat-9347	347	16	rapidly	rapidly	ADV
easat-9347	347	17	propagate	propagate	VERB
easat-9347	347	18	throughout	throughout	ADP
easat-9347	347	19	the	the	DET
easat-9347	347	20	network	network	NOUN
easat-9347	347	21	,	,	PUNCT
easat-9347	347	22	increasing	increase	VERB
easat-9347	347	23	the	the	DET
easat-9347	347	24	credit	credit	NOUN
easat-9347	347	25	risk	risk	NOUN
easat-9347	347	26	of	of	ADP
easat-9347	347	27	cabs	cab	NOUN
easat-9347	347	28	issued	issue	VERB
easat-9347	347	29	at	at	ADP
easat-9347	347	30	multiple	multiple	ADJ
easat-9347	347	31	levels	level	NOUN
easat-9347	347	32	[	[	X
easat-9347	347	33	4	4	NUM
easat-9347	347	34	]	]	PUNCT
easat-9347	347	35	.	.	PUNCT
easat-9347	348	1	this	this	DET
easat-9347	348	2	cascading	cascade	VERB
easat-9347	348	3	effect	effect	NOUN
easat-9347	348	4	points	point	NOUN
easat-9347	348	5	to	to	ADP
easat-9347	348	6	the	the	DET
easat-9347	348	7	need	need	NOUN
easat-9347	348	8	for	for	ADP
easat-9347	348	9	coordinated	coordinated	ADJ
easat-9347	348	10	oversight	oversight	NOUN
easat-9347	348	11	,	,	PUNCT
easat-9347	348	12	digital	digital	ADJ
easat-9347	348	13	monitoring	monitoring	NOUN
easat-9347	348	14	tools	tool	NOUN
easat-9347	348	15	,	,	PUNCT
easat-9347	348	16	and	and	CCONJ
easat-9347	348	17	real	real	ADJ
easat-9347	348	18	-	-	PUNCT
easat-9347	348	19	time	time	NOUN
easat-9347	348	20	risk	risk	NOUN
easat-9347	348	21	evaluation	evaluation	NOUN
easat-9347	348	22	frameworks	framework	NOUN
easat-9347	348	23	that	that	PRON
easat-9347	348	24	can	can	AUX
easat-9347	348	25	detect	detect	VERB
easat-9347	348	26	and	and	CCONJ
easat-9347	348	27	contain	contain	VERB
easat-9347	348	28	disruptions	disruption	NOUN
easat-9347	348	29	before	before	SCONJ
easat-9347	348	30	they	they	PRON
easat-9347	348	31	spread	spread	VERB
easat-9347	348	32	.	.	PUNCT
easat-9347	349	1	furthermore	furthermore	ADV
easat-9347	349	2	,	,	PUNCT
easat-9347	349	3	while	while	SCONJ
easat-9347	349	4	cabs	cab	NOUN
easat-9347	349	5	were	be	AUX
easat-9347	349	6	introduced	introduce	VERB
easat-9347	349	7	to	to	PART
easat-9347	349	8	improve	improve	VERB
easat-9347	349	9	liquidity	liquidity	NOUN
easat-9347	349	10	,	,	PUNCT
easat-9347	349	11	they	they	PRON
easat-9347	349	12	have	have	AUX
easat-9347	349	13	become	become	VERB
easat-9347	349	14	vehicles	vehicle	NOUN
easat-9347	349	15	for	for	ADP
easat-9347	349	16	credit	credit	NOUN
easat-9347	349	17	contagion	contagion	NOUN
easat-9347	349	18	when	when	SCONJ
easat-9347	349	19	mismanaged	mismanage	VERB
easat-9347	349	20	.	.	PUNCT
easat-9347	350	1	overall	overall	ADV
easat-9347	350	2	,	,	PUNCT
easat-9347	350	3	the	the	DET
easat-9347	350	4	study	study	NOUN
easat-9347	350	5	highlights	highlight	VERB
easat-9347	350	6	the	the	DET
easat-9347	350	7	necessity	necessity	NOUN
easat-9347	350	8	of	of	ADP
easat-9347	350	9	adopting	adopt	VERB
easat-9347	350	10	an	an	DET
easat-9347	350	11	integrated	integrated	ADJ
easat-9347	350	12	approach	approach	NOUN
easat-9347	350	13	to	to	ADP
easat-9347	350	14	risk	risk	NOUN
easat-9347	350	15	management	management	NOUN
easat-9347	350	16	that	that	PRON
easat-9347	350	17	addresses	address	VERB
easat-9347	350	18	internal	internal	ADJ
easat-9347	350	19	and	and	CCONJ
easat-9347	350	20	external	external	ADJ
easat-9347	350	21	vulnerabilities	vulnerability	NOUN
easat-9347	350	22	,	,	PUNCT
easat-9347	350	23	leverages	leverage	VERB
easat-9347	350	24	reputational	reputational	ADJ
easat-9347	350	25	capital	capital	NOUN
easat-9347	350	26	,	,	PUNCT
easat-9347	350	27	and	and	CCONJ
easat-9347	350	28	ensures	ensure	VERB
easat-9347	350	29	transparency	transparency	NOUN
easat-9347	350	30	throughout	throughout	ADP
easat-9347	350	31	the	the	DET
easat-9347	350	32	supply	supply	NOUN
easat-9347	350	33	chain	chain	NOUN
easat-9347	350	34	.	.	PUNCT
easat-9347	351	1	these	these	DET
easat-9347	351	2	insights	insight	NOUN
easat-9347	351	3	validate	validate	VERB
easat-9347	351	4	the	the	DET
easat-9347	351	5	conceptual	conceptual	ADJ
easat-9347	351	6	model	model	NOUN
easat-9347	351	7	and	and	CCONJ
easat-9347	351	8	offer	offer	VERB
easat-9347	351	9	practical	practical	ADJ
easat-9347	351	10	guidance	guidance	NOUN
easat-9347	351	11	for	for	ADP
easat-9347	351	12	firms	firm	NOUN
easat-9347	351	13	and	and	CCONJ
easat-9347	351	14	policymakers	policymaker	NOUN
easat-9347	351	15	seeking	seek	VERB
easat-9347	351	16	to	to	PART
easat-9347	351	17	professionalize	professionalize	VERB
easat-9347	351	18	cab	cab	NOUN
easat-9347	351	19	practices	practice	NOUN
easat-9347	351	20	and	and	CCONJ
easat-9347	351	21	safeguard	safeguard	VERB
easat-9347	351	22	financial	financial	ADJ
easat-9347	351	23	sustainability	sustainability	NOUN
easat-9347	351	24	in	in	ADP
easat-9347	351	25	china	china	PROPN
easat-9347	351	26	's	's	PART
easat-9347	351	27	real	real	ADJ
easat-9347	351	28	estate	estate	NOUN
easat-9347	351	29	ecosystem	ecosystem	NOUN
easat-9347	351	30	.	.	PUNCT
easat-9347	352	1	6	6	NUM
easat-9347	352	2	.	.	PUNCT
easat-9347	352	3	conclusions	conclusion	NOUN
easat-9347	352	4	this	this	DET
easat-9347	352	5	study	study	NOUN
easat-9347	352	6	concludes	conclude	VERB
easat-9347	352	7	that	that	SCONJ
easat-9347	352	8	the	the	DET
easat-9347	352	9	credit	credit	NOUN
easat-9347	352	10	risk	risk	NOUN
easat-9347	352	11	associated	associate	VERB
easat-9347	352	12	with	with	ADP
easat-9347	352	13	commercial	commercial	ADJ
easat-9347	352	14	acceptance	acceptance	NOUN
easat-9347	352	15	bills	bill	NOUN
easat-9347	352	16	(	(	PUNCT
easat-9347	352	17	cabs	cab	NOUN
easat-9347	352	18	)	)	PUNCT
easat-9347	352	19	in	in	ADP
easat-9347	352	20	the	the	DET
easat-9347	352	21	chinese	chinese	ADJ
easat-9347	352	22	real	real	ADJ
easat-9347	352	23	estate	estate	NOUN
easat-9347	352	24	supply	supply	NOUN
easat-9347	352	25	chain	chain	NOUN
easat-9347	352	26	finance	finance	NOUN
easat-9347	352	27	system	system	NOUN
easat-9347	352	28	is	be	AUX
easat-9347	352	29	shaped	shape	VERB
easat-9347	352	30	by	by	ADP
easat-9347	352	31	a	a	DET
easat-9347	352	32	dynamic	dynamic	ADJ
easat-9347	352	33	interplay	interplay	NOUN
easat-9347	352	34	of	of	ADP
easat-9347	352	35	internal	internal	ADJ
easat-9347	352	36	financial	financial	ADJ
easat-9347	352	37	conditions	condition	NOUN
easat-9347	352	38	,	,	PUNCT
easat-9347	352	39	external	external	ADJ
easat-9347	352	40	market	market	NOUN
easat-9347	352	41	forces	force	NOUN
easat-9347	352	42	,	,	PUNCT
easat-9347	352	43	and	and	CCONJ
easat-9347	352	44	organizational	organizational	ADJ
easat-9347	352	45	reputation	reputation	NOUN
easat-9347	352	46	.	.	PUNCT
easat-9347	353	1	the	the	DET
easat-9347	353	2	findings	finding	NOUN
easat-9347	353	3	confirm	confirm	VERB
easat-9347	353	4	that	that	SCONJ
easat-9347	353	5	cabs	cab	NOUN
easat-9347	353	6	,	,	PUNCT
easat-9347	353	7	while	while	SCONJ
easat-9347	353	8	intended	intend	VERB
easat-9347	353	9	to	to	PART
easat-9347	353	10	enhance	enhance	VERB
easat-9347	353	11	liquidity	liquidity	NOUN
easat-9347	353	12	and	and	CCONJ
easat-9347	353	13	support	support	NOUN
easat-9347	353	14	supply	supply	NOUN
easat-9347	353	15	chain	chain	NOUN
easat-9347	353	16	continuity	continuity	NOUN
easat-9347	353	17	,	,	PUNCT
easat-9347	353	18	can	can	AUX
easat-9347	353	19	become	become	VERB
easat-9347	353	20	sources	source	NOUN
easat-9347	353	21	of	of	ADP
easat-9347	353	22	financial	financial	ADJ
easat-9347	353	23	vulnerability	vulnerability	NOUN
easat-9347	353	24	when	when	SCONJ
easat-9347	353	25	deployed	deploy	VERB
easat-9347	353	26	without	without	ADP
easat-9347	353	27	robust	robust	ADJ
easat-9347	353	28	internal	internal	ADJ
easat-9347	353	29	controls	control	NOUN
easat-9347	353	30	or	or	CCONJ
easat-9347	353	31	under	under	ADP
easat-9347	353	32	conditions	condition	NOUN
easat-9347	353	33	of	of	ADP
easat-9347	353	34	macroeconomic	macroeconomic	ADJ
easat-9347	353	35	instability	instability	NOUN
easat-9347	353	36	.	.	PUNCT
easat-9347	354	1	internal	internal	ADJ
easat-9347	354	2	risk	risk	NOUN
easat-9347	354	3	factors	factor	NOUN
easat-9347	354	4	—	—	PUNCT
easat-9347	354	5	liquidity	liquidity	NOUN
easat-9347	354	6	management	management	NOUN
easat-9347	354	7	,	,	PUNCT
easat-9347	354	8	debt	debt	NOUN
easat-9347	354	9	-	-	PUNCT
easat-9347	354	10	to	to	ADP
easat-9347	354	11	-	-	PUNCT
easat-9347	354	12	asset	asset	NOUN
easat-9347	354	13	ratios	ratio	NOUN
easat-9347	354	14	,	,	PUNCT
easat-9347	354	15	and	and	CCONJ
easat-9347	354	16	managerial	managerial	ADJ
easat-9347	354	17	effectiveness	effectiveness	NOUN
easat-9347	354	18	—	—	PUNCT
easat-9347	354	19	emerged	emerge	VERB
easat-9347	354	20	as	as	ADP
easat-9347	354	21	primary	primary	ADJ
easat-9347	354	22	determinants	determinant	NOUN
easat-9347	354	23	of	of	ADP
easat-9347	354	24	whether	whether	SCONJ
easat-9347	354	25	enterprises	enterprise	NOUN
easat-9347	354	26	could	could	AUX
easat-9347	354	27	meet	meet	VERB
easat-9347	354	28	cab	cab	NOUN
easat-9347	354	29	obligations	obligation	NOUN
easat-9347	354	30	on	on	ADP
easat-9347	354	31	time	time	NOUN
easat-9347	354	32	.	.	PUNCT
easat-9347	355	1	enterprises	enterprise	NOUN
easat-9347	355	2	with	with	ADP
easat-9347	355	3	proactive	proactive	ADJ
easat-9347	355	4	financial	financial	ADJ
easat-9347	355	5	planning	planning	NOUN
easat-9347	355	6	and	and	CCONJ
easat-9347	355	7	conservative	conservative	ADJ
easat-9347	355	8	debt	debt	NOUN
easat-9347	355	9	structures	structure	NOUN
easat-9347	355	10	were	be	AUX
easat-9347	355	11	more	more	ADV
easat-9347	355	12	likely	likely	ADJ
easat-9347	355	13	to	to	PART
easat-9347	355	14	maintain	maintain	VERB
easat-9347	355	15	operational	operational	ADJ
easat-9347	355	16	stability	stability	NOUN
easat-9347	355	17	,	,	PUNCT
easat-9347	355	18	whereas	whereas	SCONJ
easat-9347	355	19	those	those	PRON
easat-9347	355	20	with	with	ADP
easat-9347	355	21	high	high	ADJ
easat-9347	355	22	leverage	leverage	NOUN
easat-9347	355	23	or	or	CCONJ
easat-9347	355	24	poor	poor	ADJ
easat-9347	355	25	governance	governance	NOUN
easat-9347	355	26	faced	face	VERB
easat-9347	355	27	heightened	heighten	VERB
easat-9347	355	28	credit	credit	NOUN
easat-9347	355	29	risk	risk	NOUN
easat-9347	355	30	.	.	PUNCT
easat-9347	356	1	this	this	DET
easat-9347	356	2	highlights	highlight	VERB
easat-9347	356	3	the	the	DET
easat-9347	356	4	need	need	NOUN
easat-9347	356	5	for	for	SCONJ
easat-9347	356	6	enterprises	enterprise	NOUN
easat-9347	356	7	to	to	PART
easat-9347	356	8	strengthen	strengthen	VERB
easat-9347	356	9	internal	internal	ADJ
easat-9347	356	10	risk	risk	NOUN
easat-9347	356	11	governance	governance	NOUN
easat-9347	356	12	frameworks	framework	NOUN
easat-9347	356	13	and	and	CCONJ
easat-9347	356	14	embed	embed	VERB
easat-9347	356	15	financial	financial	ADJ
easat-9347	356	16	discipline	discipline	NOUN
easat-9347	356	17	into	into	ADP
easat-9347	356	18	their	their	PRON
easat-9347	356	19	decision	decision	NOUN
easat-9347	356	20	-	-	PUNCT
easat-9347	356	21	making	make	VERB
easat-9347	356	22	processes	process	NOUN
easat-9347	356	23	.	.	PUNCT
easat-9347	357	1	563	563	NUM
easat-9347	357	2	edelweiss	edelweiss	PROPN
easat-9347	357	3	applied	apply	VERB
easat-9347	357	4	science	science	NOUN
easat-9347	357	5	and	and	CCONJ
easat-9347	357	6	technology	technology	NOUN
easat-9347	357	7	issn	issn	PROPN
easat-9347	357	8	:	:	PUNCT
easat-9347	357	9	2576	2576	NUM
easat-9347	357	10	-	-	SYM
easat-9347	357	11	8484	8484	NUM
easat-9347	357	12	vol	vol	NOUN
easat-9347	357	13	.	.	PROPN
easat-9347	358	1	9	9	NUM
easat-9347	358	2	,	,	PUNCT
easat-9347	358	3	no	no	INTJ
easat-9347	358	4	.	.	NOUN
easat-9347	358	5	8	8	NUM
easat-9347	358	6	:	:	SYM
easat-9347	358	7	550	550	NUM
easat-9347	358	8	-	-	SYM
easat-9347	358	9	564	564	NUM
easat-9347	358	10	,	,	PUNCT
easat-9347	358	11	2025	2025	NUM
easat-9347	358	12	doi	doi	NOUN
easat-9347	358	13	:	:	PUNCT
easat-9347	358	14	10.55214/2576	10.55214/2576	NUM
easat-9347	358	15	-	-	PUNCT
easat-9347	358	16	8484.v9i8.9347	8484.v9i8.9347	NOUN
easat-9347	359	1	©	©	PROPN
easat-9347	359	2	2025	2025	NUM
easat-9347	359	3	by	by	ADP
easat-9347	359	4	the	the	DET
easat-9347	359	5	authors	author	NOUN
easat-9347	359	6	;	;	PUNCT
easat-9347	359	7	licensee	licensee	PROPN
easat-9347	359	8	learning	learning	NOUN
easat-9347	359	9	gate	gate	NOUN
easat-9347	359	10	externally	externally	ADV
easat-9347	359	11	,	,	PUNCT
easat-9347	359	12	fluctuating	fluctuate	VERB
easat-9347	359	13	market	market	NOUN
easat-9347	359	14	conditions	condition	NOUN
easat-9347	359	15	,	,	PUNCT
easat-9347	359	16	regulatory	regulatory	ADJ
easat-9347	359	17	uncertainty	uncertainty	NOUN
easat-9347	359	18	,	,	PUNCT
easat-9347	359	19	and	and	CCONJ
easat-9347	359	20	policy	policy	NOUN
easat-9347	359	21	shifts	shift	NOUN
easat-9347	359	22	significantly	significantly	ADV
easat-9347	359	23	affected	affect	VERB
easat-9347	359	24	the	the	DET
easat-9347	359	25	reliability	reliability	NOUN
easat-9347	359	26	of	of	ADP
easat-9347	359	27	cabs	cab	NOUN
easat-9347	359	28	as	as	ADP
easat-9347	359	29	a	a	DET
easat-9347	359	30	financial	financial	ADJ
easat-9347	359	31	instrument	instrument	NOUN
easat-9347	359	32	.	.	PUNCT
easat-9347	360	1	even	even	ADV
easat-9347	360	2	enterprises	enterprise	NOUN
easat-9347	360	3	with	with	ADP
easat-9347	360	4	sound	sound	ADJ
easat-9347	360	5	internal	internal	ADJ
easat-9347	360	6	controls	control	NOUN
easat-9347	360	7	were	be	AUX
easat-9347	360	8	not	not	PART
easat-9347	360	9	immune	immune	ADJ
easat-9347	360	10	to	to	ADP
easat-9347	360	11	disruptions	disruption	NOUN
easat-9347	360	12	triggered	trigger	VERB
easat-9347	360	13	by	by	ADP
easat-9347	360	14	sudden	sudden	ADJ
easat-9347	360	15	economic	economic	ADJ
easat-9347	360	16	downturns	downturn	NOUN
easat-9347	360	17	or	or	CCONJ
easat-9347	360	18	changes	change	NOUN
easat-9347	360	19	in	in	ADP
easat-9347	360	20	regulatory	regulatory	ADJ
easat-9347	360	21	policy	policy	NOUN
easat-9347	360	22	.	.	PUNCT
easat-9347	361	1	this	this	PRON
easat-9347	361	2	underlines	underline	VERB
easat-9347	361	3	the	the	DET
easat-9347	361	4	importance	importance	NOUN
easat-9347	361	5	of	of	ADP
easat-9347	361	6	policy	policy	NOUN
easat-9347	361	7	consistency	consistency	NOUN
easat-9347	361	8	and	and	CCONJ
easat-9347	361	9	macroprudential	macroprudential	ADJ
easat-9347	361	10	oversight	oversight	NOUN
easat-9347	361	11	in	in	ADP
easat-9347	361	12	stabilizing	stabilize	VERB
easat-9347	361	13	the	the	DET
easat-9347	361	14	broader	broad	ADJ
easat-9347	361	15	financial	financial	ADJ
easat-9347	361	16	ecosystem	ecosystem	NOUN
easat-9347	361	17	in	in	ADP
easat-9347	361	18	which	which	PRON
easat-9347	361	19	cabs	cab	NOUN
easat-9347	361	20	operate	operate	VERB
easat-9347	361	21	.	.	PUNCT
easat-9347	362	1	the	the	DET
easat-9347	362	2	research	research	NOUN
easat-9347	362	3	also	also	ADV
easat-9347	362	4	emphasizes	emphasize	VERB
easat-9347	362	5	the	the	DET
easat-9347	362	6	critical	critical	ADJ
easat-9347	362	7	role	role	NOUN
easat-9347	362	8	of	of	ADP
easat-9347	362	9	organizational	organizational	ADJ
easat-9347	362	10	reputation	reputation	NOUN
easat-9347	362	11	in	in	ADP
easat-9347	362	12	reducing	reduce	VERB
easat-9347	362	13	perceived	perceive	VERB
easat-9347	362	14	credit	credit	NOUN
easat-9347	362	15	risk	risk	NOUN
easat-9347	362	16	.	.	PUNCT
easat-9347	363	1	a	a	DET
easat-9347	363	2	positive	positive	ADJ
easat-9347	363	3	reputation	reputation	NOUN
easat-9347	363	4	fosters	foster	VERB
easat-9347	363	5	trust	trust	NOUN
easat-9347	363	6	among	among	ADP
easat-9347	363	7	suppliers	supplier	NOUN
easat-9347	363	8	and	and	CCONJ
easat-9347	363	9	financial	financial	ADJ
easat-9347	363	10	institutions	institution	NOUN
easat-9347	363	11	,	,	PUNCT
easat-9347	363	12	facilitates	facilitate	VERB
easat-9347	363	13	access	access	NOUN
easat-9347	363	14	to	to	ADP
easat-9347	363	15	better	well	ADJ
easat-9347	363	16	financing	financing	NOUN
easat-9347	363	17	terms	term	NOUN
easat-9347	363	18	,	,	PUNCT
easat-9347	363	19	and	and	CCONJ
easat-9347	363	20	enhances	enhance	VERB
easat-9347	363	21	the	the	DET
easat-9347	363	22	credibility	credibility	NOUN
easat-9347	363	23	of	of	ADP
easat-9347	363	24	issued	issue	VERB
easat-9347	363	25	bills	bill	NOUN
easat-9347	363	26	.	.	PUNCT
easat-9347	364	1	however	however	ADV
easat-9347	364	2	,	,	PUNCT
easat-9347	364	3	reputational	reputational	ADJ
easat-9347	364	4	capital	capital	NOUN
easat-9347	364	5	must	must	AUX
easat-9347	364	6	be	be	AUX
easat-9347	364	7	actively	actively	ADV
easat-9347	364	8	managed	manage	VERB
easat-9347	364	9	and	and	CCONJ
easat-9347	364	10	maintained	maintain	VERB
easat-9347	364	11	through	through	ADP
easat-9347	364	12	ethical	ethical	ADJ
easat-9347	364	13	practices	practice	NOUN
easat-9347	364	14	,	,	PUNCT
easat-9347	364	15	transparency	transparency	NOUN
easat-9347	364	16	,	,	PUNCT
easat-9347	364	17	and	and	CCONJ
easat-9347	364	18	performance	performance	NOUN
easat-9347	364	19	reliability	reliability	NOUN
easat-9347	364	20	.	.	PUNCT
easat-9347	365	1	thus	thus	ADV
easat-9347	365	2	,	,	PUNCT
easat-9347	365	3	the	the	DET
easat-9347	365	4	study	study	NOUN
easat-9347	365	5	advocates	advocate	VERB
easat-9347	365	6	for	for	ADP
easat-9347	365	7	a	a	DET
easat-9347	365	8	more	more	ADV
easat-9347	365	9	integrated	integrated	ADJ
easat-9347	365	10	and	and	CCONJ
easat-9347	365	11	transparent	transparent	ADJ
easat-9347	365	12	approach	approach	NOUN
easat-9347	365	13	to	to	ADP
easat-9347	365	14	cab	cab	NOUN
easat-9347	365	15	governance	governance	NOUN
easat-9347	365	16	that	that	PRON
easat-9347	365	17	combines	combine	VERB
easat-9347	365	18	internal	internal	ADJ
easat-9347	365	19	control	control	NOUN
easat-9347	365	20	,	,	PUNCT
easat-9347	365	21	external	external	ADJ
easat-9347	365	22	adaptability	adaptability	NOUN
easat-9347	365	23	,	,	PUNCT
easat-9347	365	24	and	and	CCONJ
easat-9347	365	25	reputational	reputational	ADJ
easat-9347	365	26	stewardship	stewardship	NOUN
easat-9347	365	27	.	.	PUNCT
easat-9347	366	1	such	such	DET
easat-9347	366	2	a	a	DET
easat-9347	366	3	comprehensive	comprehensive	ADJ
easat-9347	366	4	framework	framework	NOUN
easat-9347	366	5	is	be	AUX
easat-9347	366	6	essential	essential	ADJ
easat-9347	366	7	for	for	ADP
easat-9347	366	8	sustaining	sustain	VERB
easat-9347	366	9	trust	trust	NOUN
easat-9347	366	10	,	,	PUNCT
easat-9347	366	11	preventing	prevent	VERB
easat-9347	366	12	systemic	systemic	ADJ
easat-9347	366	13	defaults	default	NOUN
easat-9347	366	14	,	,	PUNCT
easat-9347	366	15	and	and	CCONJ
easat-9347	366	16	ensuring	ensure	VERB
easat-9347	366	17	the	the	DET
easat-9347	366	18	long	long	ADJ
easat-9347	366	19	-	-	PUNCT
easat-9347	366	20	term	term	NOUN
easat-9347	366	21	viability	viability	NOUN
easat-9347	366	22	of	of	ADP
easat-9347	366	23	supply	supply	NOUN
easat-9347	366	24	chain	chain	NOUN
easat-9347	366	25	finance	finance	NOUN
easat-9347	366	26	in	in	ADP
easat-9347	366	27	china	china	PROPN
easat-9347	366	28	's	's	PART
easat-9347	366	29	volatile	volatile	ADJ
easat-9347	366	30	real	real	ADJ
easat-9347	366	31	estate	estate	NOUN
easat-9347	366	32	industry	industry	NOUN
easat-9347	366	33	.	.	PUNCT
easat-9347	367	1	7	7	X
easat-9347	367	2	.	.	X
easat-9347	367	3	future	future	ADJ
easat-9347	367	4	study	study	NOUN
easat-9347	367	5	future	future	ADJ
easat-9347	367	6	research	research	NOUN
easat-9347	367	7	should	should	AUX
easat-9347	367	8	explore	explore	VERB
easat-9347	367	9	the	the	DET
easat-9347	367	10	impact	impact	NOUN
easat-9347	367	11	of	of	ADP
easat-9347	367	12	digital	digital	ADJ
easat-9347	367	13	technologies	technology	NOUN
easat-9347	367	14	,	,	PUNCT
easat-9347	367	15	such	such	ADJ
easat-9347	367	16	as	as	ADP
easat-9347	367	17	blockchain	blockchain	PROPN
easat-9347	367	18	and	and	CCONJ
easat-9347	367	19	ai	ai	ADJ
easat-9347	367	20	-	-	PUNCT
easat-9347	367	21	driven	drive	VERB
easat-9347	367	22	risk	risk	NOUN
easat-9347	367	23	analytics	analytic	NOUN
easat-9347	367	24	,	,	PUNCT
easat-9347	367	25	on	on	ADP
easat-9347	367	26	enhancing	enhance	VERB
easat-9347	367	27	the	the	DET
easat-9347	367	28	transparency	transparency	NOUN
easat-9347	367	29	and	and	CCONJ
easat-9347	367	30	traceability	traceability	NOUN
easat-9347	367	31	of	of	ADP
easat-9347	367	32	commercial	commercial	ADJ
easat-9347	367	33	acceptance	acceptance	NOUN
easat-9347	367	34	bills	bill	NOUN
easat-9347	367	35	(	(	PUNCT
easat-9347	367	36	cabs	cab	NOUN
easat-9347	367	37	)	)	PUNCT
easat-9347	367	38	.	.	PUNCT
easat-9347	368	1	longitudinal	longitudinal	ADJ
easat-9347	368	2	studies	study	NOUN
easat-9347	368	3	examining	examine	VERB
easat-9347	368	4	the	the	DET
easat-9347	368	5	evolution	evolution	NOUN
easat-9347	368	6	of	of	ADP
easat-9347	368	7	credit	credit	NOUN
easat-9347	368	8	risk	risk	NOUN
easat-9347	368	9	over	over	ADP
easat-9347	368	10	time	time	NOUN
easat-9347	368	11	would	would	AUX
easat-9347	368	12	offer	offer	VERB
easat-9347	368	13	deeper	deep	ADJ
easat-9347	368	14	insights	insight	NOUN
easat-9347	368	15	into	into	ADP
easat-9347	368	16	cyclical	cyclical	ADJ
easat-9347	368	17	patterns	pattern	NOUN
easat-9347	368	18	in	in	ADP
easat-9347	368	19	the	the	DET
easat-9347	368	20	real	real	ADJ
easat-9347	368	21	estate	estate	NOUN
easat-9347	368	22	finance	finance	NOUN
easat-9347	368	23	system	system	NOUN
easat-9347	368	24	.	.	PUNCT
easat-9347	369	1	comparative	comparative	ADJ
easat-9347	369	2	studies	study	NOUN
easat-9347	369	3	across	across	ADP
easat-9347	369	4	different	different	ADJ
easat-9347	369	5	industries	industry	NOUN
easat-9347	369	6	or	or	CCONJ
easat-9347	369	7	regions	region	NOUN
easat-9347	369	8	could	could	AUX
easat-9347	369	9	also	also	ADV
easat-9347	369	10	reveal	reveal	VERB
easat-9347	369	11	how	how	SCONJ
easat-9347	369	12	contextual	contextual	ADJ
easat-9347	369	13	variables	variable	NOUN
easat-9347	369	14	influence	influence	VERB
easat-9347	369	15	cab	cab	NOUN
easat-9347	369	16	risk	risk	NOUN
easat-9347	369	17	profiles	profile	NOUN
easat-9347	369	18	.	.	PUNCT
easat-9347	370	1	expanding	expand	VERB
easat-9347	370	2	the	the	DET
easat-9347	370	3	sample	sample	NOUN
easat-9347	370	4	size	size	NOUN
easat-9347	370	5	and	and	CCONJ
easat-9347	370	6	including	include	VERB
easat-9347	370	7	perspectives	perspective	NOUN
easat-9347	370	8	from	from	ADP
easat-9347	370	9	regulators	regulator	NOUN
easat-9347	370	10	,	,	PUNCT
easat-9347	370	11	investors	investor	NOUN
easat-9347	370	12	,	,	PUNCT
easat-9347	370	13	and	and	CCONJ
easat-9347	370	14	smaller	small	ADJ
easat-9347	370	15	subcontractors	subcontractor	NOUN
easat-9347	370	16	would	would	AUX
easat-9347	370	17	also	also	ADV
easat-9347	370	18	enrich	enrich	VERB
easat-9347	370	19	the	the	DET
easat-9347	370	20	understanding	understanding	NOUN
easat-9347	370	21	of	of	ADP
easat-9347	370	22	systemic	systemic	ADJ
easat-9347	370	23	vulnerabilities	vulnerability	NOUN
easat-9347	370	24	and	and	CCONJ
easat-9347	370	25	support	support	VERB
easat-9347	370	26	the	the	DET
easat-9347	370	27	development	development	NOUN
easat-9347	370	28	of	of	ADP
easat-9347	370	29	more	more	ADJ
easat-9347	370	30	inclusive	inclusive	ADJ
easat-9347	370	31	and	and	CCONJ
easat-9347	370	32	adaptive	adaptive	ADJ
easat-9347	370	33	risk	risk	NOUN
easat-9347	370	34	management	management	NOUN
easat-9347	370	35	frameworks	framework	NOUN
easat-9347	370	36	.	.	PUNCT
easat-9347	371	1	institutional	institutional	ADJ
easat-9347	371	2	review	review	PROPN
easat-9347	371	3	board	board	NOUN
easat-9347	371	4	statement	statement	NOUN
easat-9347	371	5	:	:	PUNCT
easat-9347	371	6	the	the	DET
easat-9347	371	7	study	study	NOUN
easat-9347	371	8	was	be	AUX
easat-9347	371	9	conducted	conduct	VERB
easat-9347	371	10	following	follow	VERB
easat-9347	371	11	the	the	DET
easat-9347	371	12	declaration	declaration	NOUN
easat-9347	371	13	of	of	ADP
easat-9347	371	14	helsinki	helsinki	PROPN
easat-9347	371	15	and	and	CCONJ
easat-9347	371	16	approved	approve	VERB
easat-9347	371	17	by	by	ADP
easat-9347	371	18	the	the	DET
easat-9347	371	19	institutional	institutional	PROPN
easat-9347	371	20	review	review	PROPN
easat-9347	371	21	board	board	NOUN
easat-9347	371	22	of	of	ADP
easat-9347	371	23	dhonburi	dhonburi	PROPN
easat-9347	371	24	rajabhat	rajabhat	PROPN
easat-9347	371	25	university	university	NOUN
easat-9347	371	26	transparency	transparency	NOUN
easat-9347	371	27	:	:	PUNCT
easat-9347	371	28	the	the	DET
easat-9347	371	29	authors	author	NOUN
easat-9347	371	30	confirm	confirm	VERB
easat-9347	371	31	that	that	SCONJ
easat-9347	371	32	the	the	DET
easat-9347	371	33	manuscript	manuscript	NOUN
easat-9347	371	34	is	be	AUX
easat-9347	371	35	an	an	DET
easat-9347	371	36	honest	honest	ADJ
easat-9347	371	37	,	,	PUNCT
easat-9347	371	38	accurate	accurate	ADJ
easat-9347	371	39	,	,	PUNCT
easat-9347	371	40	and	and	CCONJ
easat-9347	371	41	transparent	transparent	ADJ
easat-9347	371	42	account	account	NOUN
easat-9347	371	43	of	of	ADP
easat-9347	371	44	the	the	DET
easat-9347	371	45	study	study	NOUN
easat-9347	371	46	;	;	PUNCT
easat-9347	371	47	that	that	SCONJ
easat-9347	371	48	no	no	DET
easat-9347	371	49	vital	vital	ADJ
easat-9347	371	50	features	feature	NOUN
easat-9347	371	51	of	of	ADP
easat-9347	371	52	the	the	DET
easat-9347	371	53	study	study	NOUN
easat-9347	371	54	have	have	AUX
easat-9347	371	55	been	be	AUX
easat-9347	371	56	omitted	omit	VERB
easat-9347	371	57	;	;	PUNCT
easat-9347	371	58	and	and	CCONJ
easat-9347	371	59	that	that	SCONJ
easat-9347	371	60	any	any	DET
easat-9347	371	61	discrepancies	discrepancy	NOUN
easat-9347	371	62	from	from	ADP
easat-9347	371	63	the	the	DET
easat-9347	371	64	study	study	NOUN
easat-9347	371	65	as	as	SCONJ
easat-9347	371	66	planned	plan	VERB
easat-9347	371	67	have	have	AUX
easat-9347	371	68	been	be	AUX
easat-9347	371	69	explained	explain	VERB
easat-9347	371	70	.	.	PUNCT
easat-9347	372	1	this	this	DET
easat-9347	372	2	study	study	NOUN
easat-9347	372	3	followed	follow	VERB
easat-9347	372	4	all	all	DET
easat-9347	372	5	ethical	ethical	ADJ
easat-9347	372	6	practices	practice	NOUN
easat-9347	372	7	during	during	ADP
easat-9347	372	8	writing	writing	NOUN
easat-9347	372	9	.	.	PUNCT
easat-9347	373	1	copyright	copyright	NOUN
easat-9347	373	2	:	:	PUNCT
easat-9347	373	3	©	©	PROPN
easat-9347	373	4	2025	2025	NUM
easat-9347	373	5	by	by	ADP
easat-9347	373	6	the	the	DET
easat-9347	373	7	authors	author	NOUN
easat-9347	373	8	.	.	PUNCT
easat-9347	374	1	this	this	DET
easat-9347	374	2	open	open	ADJ
easat-9347	374	3	-	-	PUNCT
easat-9347	374	4	access	access	NOUN
easat-9347	374	5	article	article	NOUN
easat-9347	374	6	is	be	AUX
easat-9347	374	7	distributed	distribute	VERB
easat-9347	374	8	under	under	ADP
easat-9347	374	9	the	the	DET
easat-9347	374	10	terms	term	NOUN
easat-9347	374	11	and	and	CCONJ
easat-9347	374	12	conditions	condition	NOUN
easat-9347	374	13	of	of	ADP
easat-9347	374	14	the	the	DET
easat-9347	374	15	creative	creative	ADJ
easat-9347	374	16	commons	common	NOUN
easat-9347	374	17	attribution	attribution	NOUN
easat-9347	374	18	(	(	PUNCT
easat-9347	374	19	cc	cc	NOUN
easat-9347	374	20	by	by	ADP
easat-9347	374	21	)	)	PUNCT
easat-9347	374	22	license	license	NOUN
easat-9347	374	23	(	(	PUNCT
easat-9347	374	24	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-9347	374	25	)	)	PUNCT
easat-9347	374	26	.	.	PUNCT
easat-9347	375	1	references	reference	NOUN
easat-9347	375	2	[	[	X
easat-9347	375	3	1	1	X
easat-9347	375	4	]	]	PUNCT
easat-9347	375	5	s.	s.	PROPN
easat-9347	375	6	polizzi	polizzi	PROPN
easat-9347	375	7	and	and	CCONJ
easat-9347	375	8	e.	e.	PROPN
easat-9347	375	9	scannella	scannella	PROPN
easat-9347	375	10	,	,	PUNCT
easat-9347	375	11	"	"	PUNCT
easat-9347	375	12	an	an	DET
easat-9347	375	13	empirical	empirical	ADJ
easat-9347	375	14	investigation	investigation	NOUN
easat-9347	375	15	into	into	ADP
easat-9347	375	16	market	market	NOUN
easat-9347	375	17	risk	risk	NOUN
easat-9347	375	18	disclosure	disclosure	NOUN
easat-9347	375	19	:	:	PUNCT
easat-9347	375	20	is	be	AUX
easat-9347	375	21	there	there	PRON
easat-9347	375	22	room	room	NOUN
easat-9347	375	23	to	to	PART
easat-9347	375	24	improve	improve	VERB
easat-9347	375	25	for	for	ADP
easat-9347	375	26	italian	italian	ADJ
easat-9347	375	27	banks	bank	NOUN
easat-9347	375	28	?	?	PUNCT
easat-9347	375	29	,	,	PUNCT
easat-9347	375	30	"	"	PUNCT
easat-9347	375	31	journal	journal	NOUN
easat-9347	375	32	of	of	ADP
easat-9347	375	33	financial	financial	ADJ
easat-9347	375	34	regulation	regulation	NOUN
easat-9347	375	35	and	and	CCONJ
easat-9347	375	36	compliance	compliance	NOUN
easat-9347	375	37	,	,	PUNCT
easat-9347	375	38	vol	vol	NOUN
easat-9347	375	39	.	.	PROPN
easat-9347	375	40	28	28	NUM
easat-9347	375	41	,	,	PUNCT
easat-9347	375	42	no	no	INTJ
easat-9347	375	43	.	.	NOUN
easat-9347	375	44	3	3	NUM
easat-9347	375	45	,	,	PUNCT
easat-9347	375	46	pp	pp	ADJ
easat-9347	375	47	.	.	PUNCT
easat-9347	376	1	465	465	NUM
easat-9347	376	2	-	-	SYM
easat-9347	376	3	483	483	NUM
easat-9347	376	4	,	,	PUNCT
easat-9347	376	5	2020	2020	NUM
easat-9347	376	6	.	.	PUNCT
easat-9347	377	1	https://doi.org/10.1108/jfrc-05-2019-0060	https://doi.org/10.1108/jfrc-05-2019-0060	NOUN
easat-9347	377	2	[	[	X
easat-9347	377	3	2	2	NUM
easat-9347	377	4	]	]	PUNCT
easat-9347	377	5	m.	m.	NOUN
easat-9347	377	6	t.	t.	PROPN
easat-9347	377	7	frohlich	frohlich	PROPN
easat-9347	377	8	and	and	CCONJ
easat-9347	377	9	r.	r.	PROPN
easat-9347	377	10	westbrook	westbrook	PROPN
easat-9347	377	11	,	,	PUNCT
easat-9347	377	12	"	"	PUNCT
easat-9347	377	13	arcs	arcs	NOUN
easat-9347	377	14	of	of	ADP
easat-9347	377	15	integration	integration	NOUN
easat-9347	377	16	:	:	PUNCT
easat-9347	377	17	an	an	DET
easat-9347	377	18	international	international	ADJ
easat-9347	377	19	study	study	NOUN
easat-9347	377	20	of	of	ADP
easat-9347	377	21	supply	supply	NOUN
easat-9347	377	22	chain	chain	NOUN
easat-9347	377	23	strategies	strategy	NOUN
easat-9347	377	24	,	,	PUNCT
easat-9347	377	25	"	"	PUNCT
easat-9347	377	26	journal	journal	NOUN
easat-9347	377	27	of	of	ADP
easat-9347	377	28	operations	operation	NOUN
easat-9347	377	29	management	management	NOUN
easat-9347	377	30	,	,	PUNCT
easat-9347	377	31	vol	vol	NOUN
easat-9347	377	32	.	.	PROPN
easat-9347	377	33	19	19	NUM
easat-9347	377	34	,	,	PUNCT
easat-9347	377	35	no	no	INTJ
easat-9347	377	36	.	.	NOUN
easat-9347	377	37	2	2	NUM
easat-9347	377	38	,	,	PUNCT
easat-9347	377	39	pp	pp	ADJ
easat-9347	377	40	.	.	PUNCT
easat-9347	378	1	185	185	NUM
easat-9347	378	2	-	-	SYM
easat-9347	378	3	200	200	NUM
easat-9347	378	4	,	,	PUNCT
easat-9347	378	5	2001	2001	NUM
easat-9347	378	6	.	.	PUNCT
easat-9347	379	1	https://doi.org/10.1016/s0272-6963(00)00055-3	https://doi.org/10.1016/s0272-6963(00)00055-3	X
easat-9347	380	1	[	[	X
easat-9347	380	2	3	3	X
easat-9347	380	3	]	]	PUNCT
easat-9347	380	4	j.	j.	PROPN
easat-9347	380	5	v.	v.	PROPN
easat-9347	380	6	barraza	barraza	PROPN
easat-9347	380	7	de	de	PROPN
easat-9347	380	8	la	la	PROPN
easat-9347	380	9	paz	paz	PROPN
easat-9347	380	10	,	,	PUNCT
easat-9347	380	11	l.	l.	PROPN
easat-9347	380	12	a.	a.	PROPN
easat-9347	380	13	rodríguez	rodríguez	PROPN
easat-9347	380	14	-	-	PUNCT
easat-9347	380	15	picón	picón	NOUN
easat-9347	380	16	,	,	PUNCT
easat-9347	380	17	v.	v.	ADP
easat-9347	380	18	morales	morales	PROPN
easat-9347	380	19	-	-	PUNCT
easat-9347	380	20	rocha	rocha	PROPN
easat-9347	380	21	,	,	PUNCT
easat-9347	380	22	and	and	CCONJ
easat-9347	380	23	s.	s.	PROPN
easat-9347	380	24	v.	v.	PROPN
easat-9347	380	25	torres	torre	NOUN
easat-9347	380	26	-	-	PUNCT
easat-9347	380	27	argüelles	argüelle	NOUN
easat-9347	380	28	,	,	PUNCT
easat-9347	380	29	"	"	PUNCT
easat-9347	380	30	a	a	DET
easat-9347	380	31	systematic	systematic	ADJ
easat-9347	380	32	review	review	NOUN
easat-9347	380	33	of	of	ADP
easat-9347	380	34	risk	risk	NOUN
easat-9347	380	35	management	management	NOUN
easat-9347	380	36	methodologies	methodology	NOUN
easat-9347	380	37	for	for	ADP
easat-9347	380	38	complex	complex	ADJ
easat-9347	380	39	organizations	organization	NOUN
easat-9347	380	40	in	in	ADP
easat-9347	380	41	industry	industry	NOUN
easat-9347	380	42	4.0	4.0	NUM
easat-9347	380	43	and	and	CCONJ
easat-9347	380	44	5.0	5.0	NUM
easat-9347	380	45	,	,	PUNCT
easat-9347	380	46	"	"	PUNCT
easat-9347	380	47	systems	system	NOUN
easat-9347	380	48	,	,	PUNCT
easat-9347	380	49	vol	vol	NOUN
easat-9347	380	50	.	.	PROPN
easat-9347	380	51	11	11	NUM
easat-9347	380	52	,	,	PUNCT
easat-9347	380	53	no	no	INTJ
easat-9347	380	54	.	.	NOUN
easat-9347	380	55	5	5	NUM
easat-9347	380	56	,	,	PUNCT
easat-9347	380	57	p.	p.	NOUN
easat-9347	380	58	218	218	NUM
easat-9347	380	59	,	,	PUNCT
easat-9347	380	60	2023	2023	NUM
easat-9347	380	61	.	.	PUNCT
easat-9347	381	1	https://doi.org/10.3390/systems11050218	https://doi.org/10.3390/systems11050218	NOUN
easat-9347	382	1	[	[	X
easat-9347	382	2	4	4	NUM
easat-9347	382	3	]	]	X
easat-9347	382	4	b.	b.	PROPN
easat-9347	382	5	manganelli	manganelli	PROPN
easat-9347	382	6	,	,	PUNCT
easat-9347	382	7	s.	s.	PROPN
easat-9347	382	8	tataranna	tataranna	PROPN
easat-9347	382	9	,	,	PUNCT
easat-9347	382	10	m.	m.	NOUN
easat-9347	382	11	vona	vona	PROPN
easat-9347	382	12	,	,	PUNCT
easat-9347	382	13	and	and	CCONJ
easat-9347	382	14	f.	f.	PROPN
easat-9347	382	15	p.	p.	PROPN
easat-9347	382	16	del	del	PROPN
easat-9347	382	17	giudice	giudice	PROPN
easat-9347	382	18	,	,	PUNCT
easat-9347	382	19	"	"	PUNCT
easat-9347	382	20	an	an	DET
easat-9347	382	21	innovative	innovative	ADJ
easat-9347	382	22	approach	approach	NOUN
easat-9347	382	23	for	for	ADP
easat-9347	382	24	the	the	DET
easat-9347	382	25	enhancement	enhancement	NOUN
easat-9347	382	26	of	of	ADP
easat-9347	382	27	public	public	ADJ
easat-9347	382	28	real	real	ADJ
easat-9347	382	29	estate	estate	NOUN
easat-9347	382	30	assets	asset	NOUN
easat-9347	382	31	,	,	PUNCT
easat-9347	382	32	"	"	PUNCT
easat-9347	382	33	sustainability	sustainability	NOUN
easat-9347	382	34	,	,	PUNCT
easat-9347	382	35	vol	vol	NOUN
easat-9347	382	36	.	.	PROPN
easat-9347	382	37	14	14	NUM
easat-9347	382	38	,	,	PUNCT
easat-9347	382	39	no	no	INTJ
easat-9347	382	40	.	.	NOUN
easat-9347	382	41	14	14	NUM
easat-9347	382	42	,	,	PUNCT
easat-9347	382	43	p.	p.	NOUN
easat-9347	382	44	8309	8309	NUM
easat-9347	382	45	,	,	PUNCT
easat-9347	382	46	2022	2022	NUM
easat-9347	382	47	.	.	PUNCT
easat-9347	382	48	https://doi.org/10.3390/su14148309	https://doi.org/10.3390/su14148309	ADJ
easat-9347	383	1	[	[	X
easat-9347	383	2	5	5	NUM
easat-9347	383	3	]	]	PUNCT
easat-9347	383	4	a.	a.	NOUN
easat-9347	383	5	pochakaparipan	pochakaparipan	PROPN
easat-9347	383	6	and	and	CCONJ
easat-9347	383	7	c.	c.	PROPN
easat-9347	383	8	lamaiwong	lamaiwong	PROPN
easat-9347	383	9	,	,	PUNCT
easat-9347	383	10	"	"	PUNCT
easat-9347	383	11	innovative	innovative	ADJ
easat-9347	383	12	design	design	NOUN
easat-9347	383	13	in	in	ADP
easat-9347	383	14	real	real	ADJ
easat-9347	383	15	estate	estate	NOUN
easat-9347	383	16	for	for	ADP
easat-9347	383	17	the	the	DET
easat-9347	383	18	elderly	elderly	ADJ
easat-9347	383	19	person	person	NOUN
easat-9347	383	20	,	,	PUNCT
easat-9347	383	21	"	"	PUNCT
easat-9347	383	22	international	international	ADJ
easat-9347	383	23	journal	journal	NOUN
easat-9347	383	24	of	of	ADP
easat-9347	383	25	development	development	PROPN
easat-9347	383	26	administration	administration	PROPN
easat-9347	383	27	research	research	NOUN
easat-9347	383	28	,	,	PUNCT
easat-9347	383	29	vol	vol	NOUN
easat-9347	383	30	.	.	PROPN
easat-9347	383	31	6	6	NUM
easat-9347	383	32	,	,	PUNCT
easat-9347	383	33	no	no	INTJ
easat-9347	383	34	.	.	NOUN
easat-9347	383	35	2	2	NUM
easat-9347	383	36	,	,	PUNCT
easat-9347	383	37	pp	pp	ADJ
easat-9347	383	38	.	.	PUNCT
easat-9347	384	1	166	166	NUM
easat-9347	384	2	-	-	SYM
easat-9347	384	3	177	177	NUM
easat-9347	384	4	,	,	PUNCT
easat-9347	384	5	2023	2023	NUM
easat-9347	384	6	.	.	PUNCT
easat-9347	385	1	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
easat-9347	385	2	https://doi.org/10.1108/jfrc-05-2019-0060	https://doi.org/10.1108/jfrc-05-2019-0060	PROPN
easat-9347	385	3	https://doi.org/10.1016/s0272-6963(00)00055-3	https://doi.org/10.1016/s0272-6963(00)00055-3	PROPN
easat-9347	385	4	https://doi.org/10.3390/systems11050218	https://doi.org/10.3390/systems11050218	PROPN
easat-9347	385	5	https://doi.org/10.3390/su14148309	https://doi.org/10.3390/su14148309	PROPN
easat-9347	385	6	564	564	NUM
easat-9347	385	7	edelweiss	edelweiss	PROPN
easat-9347	385	8	applied	apply	VERB
easat-9347	385	9	science	science	NOUN
easat-9347	385	10	and	and	CCONJ
easat-9347	385	11	technology	technology	NOUN
easat-9347	385	12	issn	issn	PROPN
easat-9347	385	13	:	:	PUNCT
easat-9347	385	14	2576	2576	NUM
easat-9347	385	15	-	-	SYM
easat-9347	385	16	8484	8484	NUM
easat-9347	385	17	vol	vol	NOUN
easat-9347	385	18	.	.	PROPN
easat-9347	386	1	9	9	NUM
easat-9347	386	2	,	,	PUNCT
easat-9347	386	3	no	no	INTJ
easat-9347	386	4	.	.	NOUN
easat-9347	386	5	8	8	NUM
easat-9347	386	6	:	:	SYM
easat-9347	386	7	550	550	NUM
easat-9347	386	8	-	-	SYM
easat-9347	386	9	564	564	NUM
easat-9347	386	10	,	,	PUNCT
easat-9347	386	11	2025	2025	NUM
easat-9347	386	12	doi	doi	NOUN
easat-9347	386	13	:	:	PUNCT
easat-9347	386	14	10.55214/2576	10.55214/2576	NUM
easat-9347	386	15	-	-	PUNCT
easat-9347	386	16	8484.v9i8.9347	8484.v9i8.9347	NOUN
easat-9347	387	1	©	©	PROPN
easat-9347	387	2	2025	2025	NUM
easat-9347	387	3	by	by	ADP
easat-9347	387	4	the	the	DET
easat-9347	387	5	authors	author	NOUN
easat-9347	387	6	;	;	PUNCT
easat-9347	387	7	licensee	licensee	PROPN
easat-9347	387	8	learning	learning	NOUN
easat-9347	387	9	gate	gate	NOUN
easat-9347	388	1	[	[	X
easat-9347	388	2	6	6	NUM
easat-9347	388	3	]	]	PUNCT
easat-9347	388	4	z.	z.	PROPN
easat-9347	388	5	xia	xia	PROPN
easat-9347	388	6	and	and	CCONJ
easat-9347	388	7	s.	s.	PROPN
easat-9347	388	8	chaipoopirutana	chaipoopirutana	PROPN
easat-9347	388	9	,	,	PUNCT
easat-9347	388	10	"	"	PUNCT
easat-9347	388	11	an	an	DET
easat-9347	388	12	integrated	integrated	ADJ
easat-9347	388	13	model	model	NOUN
easat-9347	388	14	of	of	ADP
easat-9347	388	15	factors	factor	NOUN
easat-9347	388	16	affecting	affect	VERB
easat-9347	388	17	website	website	NOUN
easat-9347	388	18	adoption	adoption	NOUN
easat-9347	388	19	,	,	PUNCT
easat-9347	388	20	perceived	perceive	VERB
easat-9347	388	21	risk	risk	NOUN
easat-9347	388	22	and	and	CCONJ
easat-9347	388	23	trust	trust	NOUN
easat-9347	388	24	on	on	ADP
easat-9347	388	25	online	online	ADJ
easat-9347	388	26	shopping	shopping	NOUN
easat-9347	388	27	intention	intention	NOUN
easat-9347	388	28	in	in	ADP
easat-9347	388	29	china	china	PROPN
easat-9347	388	30	,	,	PUNCT
easat-9347	388	31	"	"	PUNCT
easat-9347	388	32	presented	present	VERB
easat-9347	388	33	at	at	ADP
easat-9347	388	34	the	the	DET
easat-9347	388	35	au	au	X
easat-9347	388	36	hybrid	hybrid	ADJ
easat-9347	388	37	international	international	ADJ
easat-9347	388	38	conference	conference	NOUN
easat-9347	388	39	2024	2024	NUM
easat-9347	388	40	on	on	ADP
easat-9347	388	41	"	"	PUNCT
easat-9347	388	42	entrepreneurship	entrepreneurship	NOUN
easat-9347	388	43	&	&	CCONJ
easat-9347	388	44	sustainability	sustainability	NOUN
easat-9347	388	45	in	in	ADP
easat-9347	388	46	the	the	DET
easat-9347	388	47	digital	digital	ADJ
easat-9347	388	48	era	era	NOUN
easat-9347	388	49	"	"	PUNCT
easat-9347	388	50	under	under	ADP
easat-9347	388	51	the	the	DET
easat-9347	388	52	theme	theme	NOUN
easat-9347	388	53	of	of	ADP
easat-9347	388	54	"	"	PUNCT
easat-9347	388	55	people	people	NOUN
easat-9347	388	56	centric	centric	ADJ
easat-9347	388	57	knowledge	knowledge	NOUN
easat-9347	388	58	in	in	ADP
easat-9347	388	59	intelligence	intelligence	NOUN
easat-9347	388	60	world	world	NOUN
easat-9347	388	61	"	"	PUNCT
easat-9347	388	62	,	,	PUNCT
easat-9347	388	63	2020	2020	NUM
easat-9347	388	64	.	.	PUNCT
easat-9347	389	1	[	[	X
easat-9347	389	2	7	7	X
easat-9347	389	3	]	]	X
easat-9347	389	4	l.	l.	PROPN
easat-9347	389	5	moussawi	moussawi	PROPN
easat-9347	389	6	-	-	PUNCT
easat-9347	389	7	haidar	haidar	PROPN
easat-9347	389	8	,	,	PUNCT
easat-9347	389	9	w.	w.	PROPN
easat-9347	389	10	dbouk	dbouk	PROPN
easat-9347	389	11	,	,	PUNCT
easat-9347	389	12	m.	m.	PROPN
easat-9347	389	13	y.	y.	PROPN
easat-9347	389	14	jaber	jaber	PROPN
easat-9347	389	15	,	,	PUNCT
easat-9347	389	16	and	and	CCONJ
easat-9347	389	17	i.	i.	PROPN
easat-9347	389	18	h.	h.	PROPN
easat-9347	389	19	osman	osman	PROPN
easat-9347	389	20	,	,	PUNCT
easat-9347	389	21	"	"	PUNCT
easat-9347	389	22	coordinating	coordinate	VERB
easat-9347	389	23	a	a	DET
easat-9347	389	24	three	three	NUM
easat-9347	389	25	-	-	PUNCT
easat-9347	389	26	level	level	NOUN
easat-9347	389	27	supply	supply	NOUN
easat-9347	389	28	chain	chain	NOUN
easat-9347	389	29	with	with	ADP
easat-9347	389	30	delay	delay	NOUN
easat-9347	389	31	in	in	ADP
easat-9347	389	32	payments	payment	NOUN
easat-9347	389	33	and	and	CCONJ
easat-9347	389	34	a	a	DET
easat-9347	389	35	discounted	discount	VERB
easat-9347	389	36	interest	interest	NOUN
easat-9347	389	37	rate	rate	NOUN
easat-9347	389	38	,	,	PUNCT
easat-9347	389	39	"	"	PUNCT
easat-9347	389	40	computers	computer	NOUN
easat-9347	389	41	&	&	CCONJ
easat-9347	389	42	industrial	industrial	ADJ
easat-9347	389	43	engineering	engineering	NOUN
easat-9347	389	44	,	,	PUNCT
easat-9347	389	45	vol	vol	NOUN
easat-9347	389	46	.	.	PROPN
easat-9347	389	47	69	69	NUM
easat-9347	389	48	,	,	PUNCT
easat-9347	389	49	pp	pp	ADJ
easat-9347	389	50	.	.	PUNCT
easat-9347	390	1	29	29	NUM
easat-9347	390	2	-	-	SYM
easat-9347	390	3	42	42	NUM
easat-9347	390	4	,	,	PUNCT
easat-9347	390	5	2014	2014	NUM
easat-9347	390	6	.	.	PUNCT
easat-9347	391	1	https://doi.org/10.1016/j.cie.2013.12.007	https://doi.org/10.1016/j.cie.2013.12.007	VERB
easat-9347	391	2	[	[	X
easat-9347	391	3	8	8	NUM
easat-9347	391	4	]	]	PUNCT
easat-9347	391	5	k.	k.	NOUN
easat-9347	391	6	zhanda	zhanda	PROPN
easat-9347	391	7	,	,	PUNCT
easat-9347	391	8	"	"	PUNCT
easat-9347	391	9	beyond	beyond	ADP
easat-9347	391	10	recovery	recovery	NOUN
easat-9347	391	11	?	?	PUNCT
easat-9347	392	1	downturns	downturn	NOUN
easat-9347	392	2	,	,	PUNCT
easat-9347	392	3	implications	implication	NOUN
easat-9347	392	4	and	and	CCONJ
easat-9347	392	5	prospects	prospect	NOUN
easat-9347	392	6	of	of	ADP
easat-9347	392	7	covid-19	covid-19	PROPN
easat-9347	392	8	pandemic	pandemic	ADJ
easat-9347	392	9	to	to	ADP
easat-9347	392	10	real	real	ADJ
easat-9347	392	11	estate	estate	NOUN
easat-9347	392	12	development	development	NOUN
easat-9347	392	13	in	in	ADP
easat-9347	392	14	zimbabwe	zimbabwe	NOUN
easat-9347	392	15	,	,	PUNCT
easat-9347	392	16	"	"	PUNCT
easat-9347	392	17	international	international	ADJ
easat-9347	392	18	journal	journal	NOUN
easat-9347	392	19	of	of	ADP
easat-9347	392	20	real	real	ADJ
easat-9347	392	21	estate	estate	NOUN
easat-9347	392	22	studies	study	NOUN
easat-9347	392	23	,	,	PUNCT
easat-9347	392	24	vol	vol	NOUN
easat-9347	392	25	.	.	PROPN
easat-9347	392	26	14	14	NUM
easat-9347	392	27	,	,	PUNCT
easat-9347	392	28	no	no	INTJ
easat-9347	392	29	.	.	PUNCT
easat-9347	393	1	s1	s1	NOUN
easat-9347	393	2	,	,	PUNCT
easat-9347	393	3	pp	pp	ADJ
easat-9347	393	4	.	.	PUNCT
easat-9347	394	1	31	31	NUM
easat-9347	394	2	-	-	SYM
easat-9347	394	3	40	40	NUM
easat-9347	394	4	,	,	PUNCT
easat-9347	394	5	2020	2020	NUM
easat-9347	394	6	.	.	PUNCT
easat-9347	395	1	https://doi.org/10.11113/intrest.v14ns1.61	https://doi.org/10.11113/intrest.v14ns1.61	NOUN
easat-9347	395	2	[	[	X
easat-9347	395	3	9	9	X
easat-9347	395	4	]	]	PUNCT
easat-9347	395	5	s.	s.	PROPN
easat-9347	395	6	chakuu	chakuu	PROPN
easat-9347	395	7	,	,	PUNCT
easat-9347	395	8	d.	d.	PROPN
easat-9347	395	9	masi	masi	PROPN
easat-9347	395	10	,	,	PUNCT
easat-9347	395	11	and	and	CCONJ
easat-9347	395	12	j.	j.	PROPN
easat-9347	395	13	godsell	godsell	PROPN
easat-9347	395	14	,	,	PUNCT
easat-9347	395	15	"	"	PUNCT
easat-9347	395	16	exploring	explore	VERB
easat-9347	395	17	the	the	DET
easat-9347	395	18	relationship	relationship	NOUN
easat-9347	395	19	between	between	ADP
easat-9347	395	20	mechanisms	mechanism	NOUN
easat-9347	395	21	,	,	PUNCT
easat-9347	395	22	actors	actor	NOUN
easat-9347	395	23	and	and	CCONJ
easat-9347	395	24	instruments	instrument	NOUN
easat-9347	395	25	in	in	ADP
easat-9347	395	26	supply	supply	NOUN
easat-9347	395	27	chain	chain	NOUN
easat-9347	395	28	finance	finance	NOUN
easat-9347	395	29	:	:	PUNCT
easat-9347	395	30	a	a	DET
easat-9347	395	31	systematic	systematic	ADJ
easat-9347	395	32	literature	literature	NOUN
easat-9347	395	33	review	review	NOUN
easat-9347	395	34	,	,	PUNCT
easat-9347	395	35	"	"	PUNCT
easat-9347	395	36	international	international	ADJ
easat-9347	395	37	journal	journal	NOUN
easat-9347	395	38	of	of	ADP
easat-9347	395	39	production	production	NOUN
easat-9347	395	40	economics	economic	NOUN
easat-9347	395	41	,	,	PUNCT
easat-9347	395	42	vol	vol	NOUN
easat-9347	395	43	.	.	PROPN
easat-9347	395	44	216	216	NUM
easat-9347	395	45	,	,	PUNCT
easat-9347	395	46	pp	pp	ADJ
easat-9347	395	47	.	.	PUNCT
easat-9347	396	1	35	35	NUM
easat-9347	396	2	-	-	SYM
easat-9347	396	3	53	53	NUM
easat-9347	396	4	,	,	PUNCT
easat-9347	396	5	2019	2019	NUM
easat-9347	396	6	.	.	PUNCT
easat-9347	397	1	https://doi.org/10.1016/j.ijpe.2019.04.013	https://doi.org/10.1016/j.ijpe.2019.04.013	PROPN
easat-9347	397	2	[	[	X
easat-9347	397	3	10	10	NUM
easat-9347	397	4	]	]	PUNCT
easat-9347	397	5	m.	m.	NOUN
easat-9347	397	6	t.	t.	PROPN
easat-9347	397	7	flanagan	flanagan	PROPN
easat-9347	397	8	,	,	PUNCT
easat-9347	397	9	"	"	PUNCT
easat-9347	397	10	anglo	anglo	ADJ
easat-9347	397	11	–	–	PUNCT
easat-9347	397	12	norman	norman	NOUN
easat-9347	397	13	change	change	NOUN
easat-9347	397	14	and	and	CCONJ
easat-9347	397	15	continuity	continuity	NOUN
easat-9347	397	16	:	:	PUNCT
easat-9347	397	17	the	the	DET
easat-9347	397	18	castle	castle	NOUN
easat-9347	397	19	of	of	ADP
easat-9347	397	20	telach	telach	PROPN
easat-9347	397	21	cail	cail	PROPN
easat-9347	397	22	in	in	ADP
easat-9347	397	23	delbna	delbna	NOUN
easat-9347	397	24	,	,	PUNCT
easat-9347	397	25	"	"	PUNCT
easat-9347	397	26	irish	irish	ADJ
easat-9347	397	27	historical	historical	ADJ
easat-9347	397	28	studies	study	NOUN
easat-9347	397	29	,	,	PUNCT
easat-9347	397	30	vol	vol	NOUN
easat-9347	397	31	.	.	PROPN
easat-9347	397	32	28	28	NUM
easat-9347	397	33	,	,	PUNCT
easat-9347	397	34	no	no	INTJ
easat-9347	397	35	.	.	NOUN
easat-9347	397	36	112	112	NUM
easat-9347	397	37	,	,	PUNCT
easat-9347	397	38	pp	pp	ADJ
easat-9347	397	39	.	.	PUNCT
easat-9347	398	1	385	385	NUM
easat-9347	398	2	-	-	SYM
easat-9347	398	3	389	389	NUM
easat-9347	398	4	,	,	PUNCT
easat-9347	398	5	1993	1993	NUM
easat-9347	398	6	.	.	PUNCT
easat-9347	399	1	https://doi.org/10.1017/s0021121400011342	https://doi.org/10.1017/s0021121400011342	NUM
easat-9347	399	2	[	[	X
easat-9347	399	3	11	11	NUM
easat-9347	399	4	]	]	PUNCT
easat-9347	399	5	l.	l.	PROPN
easat-9347	399	6	wang	wang	PROPN
easat-9347	399	7	,	,	PUNCT
easat-9347	399	8	f.	f.	PROPN
easat-9347	399	9	jia	jia	PROPN
easat-9347	399	10	,	,	PUNCT
easat-9347	399	11	l.	l.	PROPN
easat-9347	399	12	chen	chen	PROPN
easat-9347	399	13	,	,	PUNCT
easat-9347	399	14	and	and	CCONJ
easat-9347	399	15	q.	q.	PROPN
easat-9347	399	16	xu	xu	PROPN
easat-9347	399	17	,	,	PUNCT
easat-9347	399	18	"	"	PUNCT
easat-9347	399	19	forecasting	forecasting	NOUN
easat-9347	399	20	smes	sme	NOUN
easat-9347	399	21	’	'	PUNCT
easat-9347	399	22	credit	credit	NOUN
easat-9347	399	23	risk	risk	NOUN
easat-9347	399	24	in	in	ADP
easat-9347	399	25	supply	supply	NOUN
easat-9347	399	26	chain	chain	NOUN
easat-9347	399	27	finance	finance	NOUN
easat-9347	399	28	with	with	ADP
easat-9347	399	29	a	a	DET
easat-9347	399	30	sampling	sample	VERB
easat-9347	399	31	strategy	strategy	NOUN
easat-9347	399	32	based	base	VERB
easat-9347	399	33	on	on	ADP
easat-9347	399	34	machine	machine	NOUN
easat-9347	399	35	learning	learn	VERB
easat-9347	399	36	techniques	technique	NOUN
easat-9347	399	37	,	,	PUNCT
easat-9347	399	38	"	"	PUNCT
easat-9347	399	39	annals	annal	NOUN
easat-9347	399	40	of	of	ADP
easat-9347	399	41	operations	operation	NOUN
easat-9347	399	42	research	research	NOUN
easat-9347	399	43	,	,	PUNCT
easat-9347	399	44	vol	vol	NOUN
easat-9347	399	45	.	.	PROPN
easat-9347	400	1	331	331	NUM
easat-9347	400	2	,	,	PUNCT
easat-9347	400	3	no	no	INTJ
easat-9347	400	4	.	.	NOUN
easat-9347	400	5	1	1	NUM
easat-9347	400	6	,	,	PUNCT
easat-9347	400	7	pp	pp	ADJ
easat-9347	400	8	.	.	PUNCT
easat-9347	401	1	1	1	NUM
easat-9347	401	2	-	-	SYM
easat-9347	401	3	33	33	NUM
easat-9347	401	4	,	,	PUNCT
easat-9347	401	5	2023	2023	NUM
easat-9347	401	6	.	.	PUNCT
easat-9347	401	7	https://doi.org/10.1007/s10479-022-04518-5	https://doi.org/10.1007/s10479-022-04518-5	PUNCT
easat-9347	402	1	[	[	X
easat-9347	402	2	12	12	NUM
easat-9347	402	3	]	]	PUNCT
easat-9347	402	4	z.	z.	PROPN
easat-9347	402	5	lou	lou	PROPN
easat-9347	402	6	,	,	PUNCT
easat-9347	402	7	q.	q.	PROPN
easat-9347	402	8	xie	xie	PROPN
easat-9347	402	9	,	,	PUNCT
easat-9347	402	10	j.	j.	PROPN
easat-9347	402	11	h.	h.	PROPN
easat-9347	402	12	shen	shen	PROPN
easat-9347	402	13	,	,	PUNCT
easat-9347	402	14	and	and	CCONJ
easat-9347	402	15	c.-c	c.-c	PROPN
easat-9347	402	16	.	.	PUNCT
easat-9347	403	1	lee	lee	PROPN
easat-9347	403	2	,	,	PUNCT
easat-9347	403	3	"	"	PUNCT
easat-9347	403	4	does	do	AUX
easat-9347	403	5	supply	supply	VERB
easat-9347	403	6	chain	chain	NOUN
easat-9347	403	7	finance	finance	NOUN
easat-9347	403	8	(	(	PUNCT
easat-9347	403	9	scf	scf	PROPN
easat-9347	403	10	)	)	PUNCT
easat-9347	403	11	alleviate	alleviate	VERB
easat-9347	403	12	funding	funding	NOUN
easat-9347	403	13	constraints	constraint	NOUN
easat-9347	403	14	of	of	ADP
easat-9347	403	15	smes	sme	NOUN
easat-9347	403	16	?	?	PUNCT
easat-9347	404	1	evidence	evidence	NOUN
easat-9347	404	2	from	from	ADP
easat-9347	404	3	china	china	PROPN
easat-9347	404	4	,	,	PUNCT
easat-9347	404	5	"	"	PUNCT
easat-9347	404	6	research	research	NOUN
easat-9347	404	7	in	in	ADP
easat-9347	404	8	international	international	ADJ
easat-9347	404	9	business	business	NOUN
easat-9347	404	10	and	and	CCONJ
easat-9347	404	11	finance	finance	NOUN
easat-9347	404	12	,	,	PUNCT
easat-9347	404	13	vol	vol	NOUN
easat-9347	404	14	.	.	PROPN
easat-9347	404	15	67	67	NUM
easat-9347	404	16	,	,	PUNCT
easat-9347	404	17	p.	p.	NOUN
easat-9347	404	18	102157	102157	NUM
easat-9347	404	19	,	,	PUNCT
easat-9347	404	20	2024	2024	NUM
easat-9347	404	21	.	.	PUNCT
easat-9347	405	1	https://doi.org/10.1016/j.ribaf.2023.102157	https://doi.org/10.1016/j.ribaf.2023.102157	NOUN
easat-9347	405	2	[	[	X
easat-9347	405	3	13	13	NUM
easat-9347	405	4	]	]	PUNCT
easat-9347	405	5	z.	z.	PROPN
easat-9347	405	6	xia	xia	PROPN
easat-9347	405	7	and	and	CCONJ
easat-9347	405	8	r.	r.	PROPN
easat-9347	405	9	shannon	shannon	PROPN
easat-9347	405	10	,	,	PUNCT
easat-9347	405	11	"	"	PUNCT
easat-9347	405	12	navigating	navigate	VERB
easat-9347	405	13	the	the	DET
easat-9347	405	14	digital	digital	ADJ
easat-9347	405	15	frontier	frontier	NOUN
easat-9347	405	16	:	:	PUNCT
easat-9347	405	17	exploring	explore	VERB
easat-9347	405	18	the	the	DET
easat-9347	405	19	dynamics	dynamic	NOUN
easat-9347	405	20	of	of	ADP
easat-9347	405	21	customer	customer	NOUN
easat-9347	405	22	–	–	PUNCT
easat-9347	405	23	brand	brand	NOUN
easat-9347	405	24	relationships	relationship	NOUN
easat-9347	405	25	through	through	ADP
easat-9347	405	26	ai	ai	ADJ
easat-9347	405	27	chatbots	chatbot	NOUN
easat-9347	405	28	,	,	PUNCT
easat-9347	405	29	"	"	PUNCT
easat-9347	405	30	sustainability	sustainability	NOUN
easat-9347	405	31	,	,	PUNCT
easat-9347	405	32	vol	vol	NOUN
easat-9347	405	33	.	.	PROPN
easat-9347	405	34	17	17	NUM
easat-9347	405	35	,	,	PUNCT
easat-9347	405	36	no	no	INTJ
easat-9347	405	37	.	.	NOUN
easat-9347	405	38	5	5	NUM
easat-9347	405	39	,	,	PUNCT
easat-9347	405	40	p.	p.	NOUN
easat-9347	405	41	2173	2173	NUM
easat-9347	405	42	,	,	PUNCT
easat-9347	405	43	2025	2025	NUM
easat-9347	405	44	.	.	PUNCT
easat-9347	406	1	https://doi.org/10.3390/su17052173	https://doi.org/10.3390/su17052173	X
easat-9347	407	1	[	[	X
easat-9347	407	2	14	14	NUM
easat-9347	407	3	]	]	PUNCT
easat-9347	407	4	z.	z.	PROPN
easat-9347	407	5	xia	xia	PROPN
easat-9347	407	6	and	and	CCONJ
easat-9347	407	7	r.	r.	PROPN
easat-9347	407	8	shannon	shannon	PROPN
easat-9347	407	9	,	,	PUNCT
easat-9347	407	10	"	"	PUNCT
easat-9347	407	11	conceptualizing	conceptualize	VERB
easat-9347	407	12	ai	ai	NOUN
easat-9347	407	13	-	-	PUNCT
easat-9347	407	14	chatbot	chatbot	NOUN
easat-9347	407	15	application	application	NOUN
easat-9347	407	16	as	as	ADP
easat-9347	407	17	an	an	DET
easat-9347	407	18	e	e	NOUN
easat-9347	407	19	-	-	NOUN
easat-9347	407	20	service	service	ADJ
easat-9347	407	21	agent	agent	NOUN
easat-9347	407	22	to	to	PART
easat-9347	407	23	develop	develop	VERB
easat-9347	407	24	a	a	DET
easat-9347	407	25	customer	customer	NOUN
easat-9347	407	26	-	-	PUNCT
easat-9347	407	27	brand	brand	NOUN
easat-9347	407	28	relationship	relationship	NOUN
easat-9347	407	29	,	,	PUNCT
easat-9347	407	30	"	"	PUNCT
easat-9347	407	31	operational	operational	ADJ
easat-9347	407	32	research	research	NOUN
easat-9347	407	33	in	in	ADP
easat-9347	407	34	engineering	engineering	NOUN
easat-9347	407	35	sciences	science	NOUN
easat-9347	407	36	:	:	PUNCT
easat-9347	407	37	theory	theory	NOUN
easat-9347	407	38	and	and	CCONJ
easat-9347	407	39	applications	application	NOUN
easat-9347	407	40	,	,	PUNCT
easat-9347	407	41	vol	vol	NOUN
easat-9347	407	42	.	.	PROPN
easat-9347	407	43	7	7	NUM
easat-9347	407	44	,	,	PUNCT
easat-9347	407	45	no	no	INTJ
easat-9347	407	46	.	.	NOUN
easat-9347	407	47	1	1	NUM
easat-9347	407	48	,	,	PUNCT
easat-9347	407	49	pp	pp	ADJ
easat-9347	407	50	.	.	PUNCT
easat-9347	408	1	1	1	NUM
easat-9347	408	2	-	-	SYM
easat-9347	408	3	25	25	NUM
easat-9347	408	4	,	,	PUNCT
easat-9347	408	5	2024	2024	NUM
easat-9347	408	6	.	.	PUNCT
easat-9347	409	1	[	[	X
easat-9347	409	2	15	15	NUM
easat-9347	409	3	]	]	X
easat-9347	409	4	n.	n.	NOUN
easat-9347	409	5	tien	tien	PROPN
easat-9347	409	6	,	,	PUNCT
easat-9347	409	7	"	"	PUNCT
easat-9347	409	8	business	business	NOUN
easat-9347	409	9	analysis	analysis	NOUN
easat-9347	409	10	for	for	ADP
easat-9347	409	11	dat	dat	ADJ
easat-9347	409	12	xanh	xanh	PROPN
easat-9347	409	13	real	real	PROPN
easat-9347	409	14	estate	estate	NOUN
easat-9347	409	15	group	group	NOUN
easat-9347	409	16	based	base	VERB
easat-9347	409	17	on	on	ADP
easat-9347	409	18	bcg	bcg	PROPN
easat-9347	409	19	matrix	matrix	NOUN
easat-9347	409	20	,	,	PUNCT
easat-9347	409	21	"	"	PUNCT
easat-9347	409	22	international	international	ADJ
easat-9347	409	23	journal	journal	NOUN
easat-9347	409	24	of	of	ADP
easat-9347	409	25	multidisciplinary	multidisciplinary	ADJ
easat-9347	409	26	research	research	NOUN
easat-9347	409	27	and	and	CCONJ
easat-9347	409	28	growth	growth	NOUN
easat-9347	409	29	evaluation	evaluation	NOUN
easat-9347	409	30	,	,	PUNCT
easat-9347	409	31	vol	vol	NOUN
easat-9347	409	32	.	.	PROPN
easat-9347	409	33	3	3	NUM
easat-9347	409	34	,	,	PUNCT
easat-9347	409	35	no	no	INTJ
easat-9347	409	36	.	.	NOUN
easat-9347	409	37	02	02	NUM
easat-9347	409	38	,	,	PUNCT
easat-9347	409	39	pp	pp	ADJ
easat-9347	409	40	.	.	PUNCT
easat-9347	409	41	344	344	NUM
easat-9347	409	42	-	-	SYM
easat-9347	409	43	351	351	NUM
easat-9347	409	44	,	,	PUNCT
easat-9347	409	45	2022	2022	NUM
easat-9347	409	46	.	.	PUNCT
easat-9347	410	1	[	[	X
easat-9347	410	2	16	16	NUM
easat-9347	410	3	]	]	X
easat-9347	410	4	h.	h.	PROPN
easat-9347	410	5	gruenwald	gruenwald	PROPN
easat-9347	410	6	,	,	PUNCT
easat-9347	410	7	"	"	PUNCT
easat-9347	410	8	covid-19	covid-19	PROPN
easat-9347	410	9	and	and	CCONJ
easat-9347	410	10	real	real	ADJ
easat-9347	410	11	-	-	PUNCT
easat-9347	410	12	estate	estate	NOUN
easat-9347	410	13	economics	economic	NOUN
easat-9347	410	14	,	,	PUNCT
easat-9347	410	15	"	"	PUNCT
easat-9347	410	16	2020	2020	NUM
easat-9347	410	17	.	.	PUNCT
easat-9347	411	1	[	[	X
easat-9347	411	2	17	17	NUM
easat-9347	411	3	]	]	PUNCT
easat-9347	411	4	x.	x.	NOUN
easat-9347	411	5	xu	xu	PROPN
easat-9347	411	6	and	and	CCONJ
easat-9347	411	7	z.	z.	PROPN
easat-9347	411	8	xia	xia	PROPN
easat-9347	411	9	,	,	PUNCT
easat-9347	411	10	"	"	PUNCT
easat-9347	411	11	bibliometric	bibliometric	ADJ
easat-9347	411	12	analysis	analysis	NOUN
easat-9347	411	13	on	on	ADP
easat-9347	411	14	organizational	organizational	ADJ
easat-9347	411	15	innovation	innovation	NOUN
easat-9347	411	16	research	research	NOUN
easat-9347	411	17	based	base	VERB
easat-9347	411	18	on	on	ADP
easat-9347	411	19	scopus	scopus	PROPN
easat-9347	411	20	from	from	ADP
easat-9347	411	21	2012	2012	NUM
easat-9347	411	22	to	to	ADP
easat-9347	411	23	2024	2024	NUM
easat-9347	411	24	,	,	PUNCT
easat-9347	411	25	"	"	PUNCT
easat-9347	411	26	iberoamerican	iberoamerican	PROPN
easat-9347	411	27	journal	journal	PROPN
easat-9347	411	28	of	of	ADP
easat-9347	411	29	science	science	PROPN
easat-9347	411	30	measurement	measurement	NOUN
easat-9347	411	31	and	and	CCONJ
easat-9347	411	32	communication	communication	NOUN
easat-9347	411	33	,	,	PUNCT
easat-9347	411	34	vol	vol	NOUN
easat-9347	411	35	.	.	PROPN
easat-9347	412	1	5	5	NUM
easat-9347	412	2	,	,	PUNCT
easat-9347	412	3	no	no	INTJ
easat-9347	412	4	.	.	NOUN
easat-9347	412	5	1	1	NUM
easat-9347	412	6	,	,	PUNCT
easat-9347	412	7	pp	pp	ADJ
easat-9347	412	8	.	.	PUNCT
easat-9347	413	1	1	1	NUM
easat-9347	413	2	-	-	SYM
easat-9347	413	3	19	19	NUM
easat-9347	413	4	,	,	PUNCT
easat-9347	413	5	2025	2025	NUM
easat-9347	413	6	.	.	PUNCT
easat-9347	414	1	https://doi.org/10.47909/ijsmc.164	https://doi.org/10.47909/ijsmc.164	NOUN
easat-9347	415	1	[	[	X
easat-9347	415	2	18	18	NUM
easat-9347	415	3	]	]	X
easat-9347	415	4	g.	g.	NOUN
easat-9347	415	5	mcguinness	mcguinness	PROPN
easat-9347	415	6	and	and	CCONJ
easat-9347	415	7	t.	t.	PROPN
easat-9347	415	8	hogan	hogan	PROPN
easat-9347	415	9	,	,	PUNCT
easat-9347	415	10	"	"	PUNCT
easat-9347	415	11	bank	bank	NOUN
easat-9347	415	12	credit	credit	NOUN
easat-9347	415	13	and	and	CCONJ
easat-9347	415	14	trade	trade	NOUN
easat-9347	415	15	credit	credit	NOUN
easat-9347	415	16	:	:	PUNCT
easat-9347	415	17	evidence	evidence	NOUN
easat-9347	415	18	from	from	ADP
easat-9347	415	19	smes	sme	NOUN
easat-9347	415	20	over	over	ADP
easat-9347	415	21	the	the	DET
easat-9347	415	22	financial	financial	ADJ
easat-9347	415	23	crisis	crisis	NOUN
easat-9347	415	24	,	,	PUNCT
easat-9347	415	25	"	"	PUNCT
easat-9347	415	26	international	international	ADJ
easat-9347	415	27	small	small	ADJ
easat-9347	415	28	business	business	NOUN
easat-9347	415	29	journal	journal	NOUN
easat-9347	415	30	,	,	PUNCT
easat-9347	415	31	vol	vol	NOUN
easat-9347	415	32	.	.	PROPN
easat-9347	416	1	34	34	NUM
easat-9347	416	2	,	,	PUNCT
easat-9347	416	3	no	no	INTJ
easat-9347	416	4	.	.	NOUN
easat-9347	416	5	4	4	NUM
easat-9347	416	6	,	,	PUNCT
easat-9347	416	7	pp	pp	ADJ
easat-9347	416	8	.	.	PUNCT
easat-9347	417	1	412	412	NUM
easat-9347	417	2	-	-	SYM
easat-9347	417	3	445	445	NUM
easat-9347	417	4	,	,	PUNCT
easat-9347	417	5	2016	2016	NUM
easat-9347	417	6	.	.	PUNCT
easat-9347	418	1	https://doi.org/10.1177/0266242614558314	https://doi.org/10.1177/0266242614558314	PROPN
easat-9347	418	2	https://doi.org/10.1016/j.cie.2013.12.007	https://doi.org/10.1016/j.cie.2013.12.007	ADJ
easat-9347	418	3	https://doi.org/10.11113/intrest.v14ns1.61	https://doi.org/10.11113/intrest.v14ns1.61	NOUN
easat-9347	418	4	https://doi.org/10.1016/j.ijpe.2019.04.013	https://doi.org/10.1016/j.ijpe.2019.04.013	NOUN
easat-9347	418	5	https://doi.org/10.1017/s0021121400011342	https://doi.org/10.1017/s0021121400011342	NUM
easat-9347	418	6	https://doi.org/10.1007/s10479-022-04518-5	https://doi.org/10.1007/s10479-022-04518-5	NUM
easat-9347	419	1	https://doi.org/10.1016/j.ribaf.2023.102157	https://doi.org/10.1016/j.ribaf.2023.102157	NOUN
easat-9347	419	2	https://doi.org/10.3390/su17052173	https://doi.org/10.3390/su17052173	PART
easat-9347	419	3	https://doi.org/10.47909/ijsmc.164	https://doi.org/10.47909/ijsmc.164	NOUN
easat-9347	419	4	https://doi.org/10.1177/0266242614558314	https://doi.org/10.1177/0266242614558314	NOUN