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easat-10134	doi.org	https://doi.org/10.1016/j.jbankfin.2006.05.009
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easat-10134	doi.org	https://doi.org/10.5465/amr.1996.9602161568
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easat-10134	creativecommons.org	https://creativecommons.org/licenses/by/4.0
easat-10134	doi.org	https://doi.org/10.1016/j.jbankfin.2006.05.009
easat-10134	doi.org	https://doi.org/10.1186/s40497-018-0140-4
easat-10134	doi.org	https://doi.org/10.5465/amr.1996.9602161568
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easat-10134	doi.org	https://doi.org/10.37366/akubis.v7i01.431
easat-10134	doi.org	https://doi.org/10.29210/020243356
easat-10134	doi.org	https://doi.org/10.31603/ce.4244
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easat-10134	doi.org	https://doi.org/10.32815/jpro.v3i2.1463
easat-10134	doi.org	https://doi.org/10.18488/11.v12i1.3270
easat-10134	doi.org	https://doi.org/10.3390/su15032171
easat-10134	doi.org	https://doi.org/10.37366/akubis.v7i01.431
easat-10134	doi.org	https://doi.org/10.29210/020243356
easat-10134	doi.org	https://doi.org/10.31603/ce.4244
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easat-10134	doi.org	https://doi.org/10.18488/11.v12i1.3270
easat-10134	doi.org	https://doi.org/10.3390/su15032171
easat-10134	doi.org	https://doi.org/10.24198/jbm.v22i2.882
easat-10134	doi.org	https://doi.org/10.24127/edunomia.v4i1.4879
easat-10134	doi.org	https://doi.org/10.1108/ajar-09-2020-0086
easat-10134	doi.org	https://doi.org/10.37502/ijsmr.2022.51203
easat-10134	doi.org	https://doi.org/10.24198/jbm.v22i2.882
easat-10134	doi.org	https://doi.org/10.24127/edunomia.v4i1.4879
easat-10134	doi.org	https://doi.org/10.1108/ajar-09-2020-0086
easat-10134	doi.org	https://doi.org/10.37502/ijsmr.2022.51203