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easat-6885	doi.org	https://doi.org/10.21511/bbs.18(3).2023.17
easat-6885	doi.org	https://doi.org/10.1016/j.jbankfin.2022.106742
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easat-6885	doi.org	https://doi.org/10.21511/bbs.18(4).2023.10
easat-6885	doi.org	https://doi.org/10.47750/qas/23.190.31
easat-6885	doi.org	https://doi.org/10.1016/j.ecosys.2022.101022
easat-6885	doi.org	https://doi.org/10.1080/00036846.2014.962222
easat-6885	doi.org	https://doi.org/10.21511/ppm.21(4).2023.31
easat-6885	doi.org	https://doi.org/10.14254/2071-789x.2023/16-3/2
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easat-6885	doi.org	https://doi.org/10.47750/qas/23.190.31