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easat-8176	doi.org	https://doi.org/10.21511/im.20(4).2024.08
easat-8176	doi.org	https://doi.org/10.1016/j.jbusres.2016.01.013
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easat-8176	doi.org	https://doi.org/10.21511/im.20(4).2024.08
easat-8176	doi.org	https://doi.org/10.1016/j.jbusres.2016.01.013
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easat-8176	doi.org	https://doi.org/10.48550/arxiv.1904.10623
easat-8176	doi.org	https://doi.org/10.1108/ijqrm-05-2022-0151
easat-8176	doi.org	https://doi.org/10.3390/su12135443
easat-8176	doi.org	https://doi.org/10.1108/ijbm-08-2018-0229
easat-8176	doi.org	https://doi.org/10.1016/j.jretconser.2023.103641
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easat-8176	doi.org	https://doi.org/10.3389/fpsyg.2022.873708
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easat-8176	kinhtedothi.vn	https://kinhtedothi.vn/vietcombank-chinh-thuc-trien-khai-giai-phap-thanh-toan-vcb-tap-to-phone
easat-8176	doi.org	https://doi.org/10.2307/249008
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easat-8176	doi.org	https://doi.org/10.1016/j.ijinfomgt.2018.09.002
easat-8176	doi.org	https://doi.org/10.1038/s41578-021-00299-8
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easat-8176	doi.org	https://doi.org/10.1108/ijqrm-05-2022-0151
easat-8176	doi.org	https://doi.org/10.3390/su12135443
easat-8176	doi.org	https://doi.org/10.1108/ijbm-08-2018-0229
easat-8176	doi.org	https://doi.org/10.1016/j.jretconser.2023.103641
easat-8176	www.sbv.gov.vn	https://www.sbv.gov.vn
easat-8176	doi.org	https://doi.org/10.3389/fpsyg.2022.873708
easat-8176	www.linkedin.com	https://www.linkedin.com/posts/decision-lab_decisionlab-connectedconsumer-cc-activity-7186269649909514240-eehk
easat-8176	www.linkedin.com	https://www.linkedin.com/posts/decision-lab_decisionlab-connectedconsumer-cc-activity-7186269649909514240-eehk
easat-8176	kinhtedothi.vn	https://kinhtedothi.vn/vietcombank-chinh-thuc-trien-khai-giai-phap-thanh-toan-vcb-tap-to-phone
easat-8176	doi.org	https://doi.org/10.2307/249008
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easat-8176	doi.org	https://doi.org/10.3390/su151813961
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easat-8176	doi.org	https://doi.org/10.1016/s0305-0483(00)00021-9
easat-8176	doi.org	https://doi.org/10.15722/jds.23.02.202502.39
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easat-8176	doi.org	https://doi.org/10.24815/jaroe.v4i1.19644
easat-8176	doi.org	https://doi.org/10.3390/su14127150
easat-8176	doi.org	https://doi.org/10.1177/109467050024001
easat-8176	mpra.ub.uni-muenchen.de	https://mpra.ub.uni-muenchen.de/120556
easat-8176	mpra.ub.uni-muenchen.de	https://mpra.ub.uni-muenchen.de/120556
easat-8176	doi.org	https://doi.org/10.1016/j.ijinfomgt.2018.09.002