id	keyword
easat-10344	risk
easat-10344	credit
easat-10344	bayesian
easat-10344	model
easat-10344	learning
easat-10344	default
easat-10344	vol
easat-10344	data
easat-10344	authors
easat-10344	ratios
easat-10344	doi
easat-10344	figure
easat-10344	issn