id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
epaa-133	Hutton, Patricia A. ; Holmes, James M. 	Savings education: Learning the value of self-control.	2005	20	.pdf	application/pdf	9738	424	52	Voluntary school savings programs have existed in the U.S. off and on since the 1870s but have not persisted on a widespread basis since the 1950s. For example, the Rand Institution has considered four years of cash and other incentives, expected to cost almost $13,000 per student, to induce disadvantaged high school students to graduate.11 One would expect that the cost of a savings program would be less because the younger a student is when s/he begins the program, the smaller the required economic incentive to influence time orientation.	cache/epaa-133.pdf	txt/epaa-133.txt