id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
elements-9617	Baranko, Kyle	Behavioral Economics at Point of Payment and its Implications in Buenos Aires, Hanoi, and Cape Town	2017	7	.pdf	application/pdf	3592	142	43	Residents of Buenos Aires, Hanoi, and Cape Town en- gaged in informal commercial transactions have done so out of necessity, not by choice; their plight to make ends meet through personal relationships and informal net- works is not a sign of empowerment but rather marginal- ization by globalization’s potent market and political forc- es. Lack of security services is the defining concern among merchants and consumers conducting commercial trans- actions in the former South African townships.	cache/elements-9617.pdf	txt/elements-9617.txt