id	sid	eid	entity	type
emaj-245	1	1	7	CARDINAL
emaj-245	2	1	issn 2158-8708	PERSON
emaj-245	3	1	girish karunakaran nair al rayyan international university college	PERSON
emaj-245	3	2	university of derby	ORG
emaj-245	3	3	qatar	GPE
emaj-245	3	4	qatar	GPE
emaj-245	3	5	2008	DATE
emaj-245	3	6	about 10 percent	PERCENT
emaj-245	3	7	annually	DATE
emaj-245	4	1	qatari	NORP
emaj-245	7	1	204	CARDINAL
emaj-245	7	2	five	CARDINAL
emaj-245	7	3	seven	CARDINAL
emaj-245	9	1	3.0	CARDINAL
emaj-245	9	2	united states	GPE
emaj-245	10	1	the university of pittsburgh	ORG
emaj-245	10	2	the university of pittsburgh	ORG
emaj-245	11	1	12	CARDINAL
emaj-245	11	2	2022	CARDINAL
emaj-245	11	3	issn 2158-8708	PERSON
emaj-245	13	1	12	CARDINAL
emaj-245	13	2	2022	CARDINAL
emaj-245	13	3	issn 2158-8708	PERSON
emaj-245	14	1	girish karunakaran	PERSON
emaj-245	14	2	nair emerging markets journal	ORG
emaj-245	14	3	|59	GPE
emaj-245	14	4	girish karunakaran nair i.	PERSON
emaj-245	14	5	2010	DATE
emaj-245	19	1	qatar	GPE
emaj-245	20	1	qatar	GPE
emaj-245	20	2	qatar	GPE
emaj-245	20	3	2015	DATE
emaj-245	21	1	united states	GPE
emaj-245	21	2	australia	GPE
emaj-245	21	3	qatar	GPE
emaj-245	22	1	2015-2017	DATE
emaj-245	22	2	between 5.9% and 6.1%	PERCENT
emaj-245	22	3	2016	DATE
emaj-245	22	4	2017	DATE
emaj-245	22	5	qatar	GPE
emaj-245	22	6	2015	DATE
emaj-245	23	1	qatar	GPE
emaj-245	23	2	7.3	CARDINAL
emaj-245	23	3	2010-14	DATE
emaj-245	23	4	7.4	CARDINAL
emaj-245	23	5	2015-19	CARDINAL
emaj-245	23	6	2015	DATE
emaj-245	25	1	tamim	PERSON
emaj-245	28	1	one	CARDINAL
emaj-245	29	1	zakaria et al.	PERSON
emaj-245	29	2	2012	DATE
emaj-245	34	1	qatar	GPE
emaj-245	36	1	zakaria et al.	PERSON
emaj-245	36	2	2012	DATE
emaj-245	37	1	qatar	GPE
emaj-245	38	1	five	CARDINAL
emaj-245	39	1	1	CARDINAL
emaj-245	39	2	1	CARDINAL
emaj-245	41	1	loc	ORG
emaj-245	42	1	fnb	GPE
emaj-245	43	1	loc	PERSON
emaj-245	43	2	control inc	ORG
emaj-245	43	3	fnp	ORG
emaj-245	43	4	h7	PRODUCT
emaj-245	43	5	12	CARDINAL
emaj-245	43	6	2022	CARDINAL
emaj-245	43	7	issn 2158-8708	PERSON
emaj-245	43	8	h4: inc	ORG
emaj-245	44	1	fnb	GPE
emaj-245	45	1	h6	ORG
emaj-245	45	2	fnb	ORG
emaj-245	46	1	fnp	NORP
emaj-245	48	1	qatari	NORP
emaj-245	49	1	2010	DATE
emaj-245	50	1	2010	DATE
emaj-245	51	1	lea et al.	PERSON
emaj-245	51	2	1995	DATE
emaj-245	51	3	joo	ORG
emaj-245	51	4	grable	PERSON
emaj-245	51	5	2004	DATE
emaj-245	51	6	dowling et al.	PERSON
emaj-245	51	7	2009	DATE
emaj-245	52	1	two	CARDINAL
emaj-245	52	2	j.l.	GPE
emaj-245	52	3	johnson	PERSON
emaj-245	52	4	1998	DATE
emaj-245	52	5	zakaria et al.	PERSON
emaj-245	52	6	2012	DATE
emaj-245	53	1	lea et al.	PERSON
emaj-245	53	2	1995	DATE
emaj-245	53	3	joo	ORG
emaj-245	53	4	grable	PERSON
emaj-245	53	5	2004	DATE
emaj-245	53	6	dowling et al.	PERSON
emaj-245	53	7	2009	DATE
emaj-245	57	1	first	ORDINAL
emaj-245	57	2	hogarth	PERSON
emaj-245	57	3	2002	DATE
emaj-245	57	4	hilgert et al.	PERSON
emaj-245	57	5	2004	DATE
emaj-245	57	6	perry et al.	PERSON
emaj-245	57	7	2005	DATE
emaj-245	58	1	zakaria et al.	PERSON
emaj-245	58	2	2012	DATE
emaj-245	60	1	zakaria et al.	PERSON
emaj-245	60	2	2012	DATE
emaj-245	61	1	lusardi	PERSON
emaj-245	61	2	2008	DATE
emaj-245	62	1	hayhoe et al	PERSON
emaj-245	62	2	2005	DATE
emaj-245	62	3	xiao et al.	PERSON
emaj-245	62	4	2006	DATE
emaj-245	63	1	one	CARDINAL
emaj-245	68	1	zakaria et al.	PERSON
emaj-245	68	2	2012	DATE
emaj-245	71	1	grable et al	PERSON
emaj-245	72	1	2009	DATE
emaj-245	72	2	two	CARDINAL
emaj-245	74	1	grable et al.	PERSON
emaj-245	74	2	2009	DATE
emaj-245	76	1	west.	GPE
emaj-245	77	1	one	CARDINAL
emaj-245	77	2	lunt	ORG
emaj-245	77	3	livingstone, 1991	ORG
emaj-245	77	4	cosma et al.	ORG
emaj-245	77	5	2010	DATE
emaj-245	77	6	al.	GPE
emaj-245	77	7	2001	DATE
emaj-245	77	8	wang	ORG
emaj-245	77	9	2011	DATE
emaj-245	78	1	12	CARDINAL
emaj-245	78	2	2022	CARDINAL
emaj-245	78	3	issn 2158-8708	PERSON
emaj-245	79	1	girish karunakaran	PERSON
emaj-245	79	2	nair emerging markets journal	ORG
emaj-245	79	3	perry et al.	PERSON
emaj-245	79	4	2005	DATE
emaj-245	80	1	2	CARDINAL
emaj-245	81	1	2	CARDINAL
emaj-245	83	1	creswell, 2008	ORG
emaj-245	83	2	qatar	GPE
emaj-245	84	1	5	CARDINAL
emaj-245	85	1	5	CARDINAL
emaj-245	85	2	1	CARDINAL
emaj-245	85	3	two	CARDINAL
emaj-245	90	1	four	CARDINAL
emaj-245	90	2	qatar	GPE
emaj-245	91	1	qatar	GPE
emaj-245	94	1	1	CARDINAL
emaj-245	96	1	1	CARDINAL
emaj-245	96	2	2014	DATE
emaj-245	96	3	2015	CARDINAL
emaj-245	98	1	2004	DATE
emaj-245	98	2	perry et al	PERSON
emaj-245	99	1	2005	DATE
emaj-245	99	2	zakaria	PERSON
emaj-245	99	3	2012	DATE
emaj-245	101	1	20,00030,000	CARDINAL
emaj-245	101	2	2005	DATE
emaj-245	101	3	robb	PERSON
emaj-245	101	4	woodyard	PERSON
emaj-245	101	5	2011	DATE
emaj-245	101	6	2012	DATE
emaj-245	102	1	3	CARDINAL
emaj-245	103	1	joo et al.	PERSON
emaj-245	103	2	2004	DATE
emaj-245	103	3	2010	DATE
emaj-245	103	4	zakaria	PERSON
emaj-245	103	5	2012	DATE
emaj-245	106	1	12	CARDINAL
emaj-245	106	2	2022	CARDINAL
emaj-245	106	3	issn 2158-8708	PERSON
emaj-245	107	1	1998	DATE
emaj-245	107	2	hilgert et al.	PERSON
emaj-245	107	3	2003	DATE
emaj-245	107	4	dowling et al.	PERSON
emaj-245	107	5	2009	DATE
emaj-245	110	1	qatar	GPE
emaj-245	111	1	qatar	GPE
emaj-245	113	1	187	CARDINAL
emaj-245	113	2	204	CARDINAL
emaj-245	117	1	70.1%	PERCENT
emaj-245	117	2	25-35 years	DATE
emaj-245	117	3	36.3%	PERCENT
emaj-245	117	4	35-45 years	DATE
emaj-245	117	5	30.9%	PERCENT
emaj-245	117	6	2	CARDINAL
emaj-245	118	1	47.1%	PERCENT
emaj-245	118	2	20.6%	PERCENT
emaj-245	119	1	30,000-40,000	CARDINAL
emaj-245	119	2	41.21%	PERCENT
emaj-245	119	3	20,00030,000	CARDINAL
emaj-245	119	4	25.5%	PERCENT
emaj-245	120	1	five to ten years	DATE
emaj-245	120	2	46.1%	PERCENT
emaj-245	120	3	more than 10 years	DATE
emaj-245	120	4	32.4%	PERCENT
emaj-245	122	1	2	CARDINAL
emaj-245	122	2	204	CARDINAL
emaj-245	122	3	143	CARDINAL
emaj-245	122	4	70.1	PRODUCT
emaj-245	122	5	61	CARDINAL
emaj-245	122	6	12.7 25	TIME
emaj-245	122	7	35 years	DATE
emaj-245	122	8	36.3 35 –	TIME
emaj-245	122	9	45 years 63	DATE
emaj-245	122	10	30.9 45 –	TIME
emaj-245	122	11	55 years	DATE
emaj-245	122	12	12.7 55 years	DATE
emaj-245	122	13	15 7.4	CARDINAL
emaj-245	122	14	42 20.6	CARDINAL
emaj-245	122	15	32 15.7	CARDINAL
emaj-245	122	16	96	CARDINAL
emaj-245	122	17	47.1	CARDINAL
emaj-245	122	18	16 7.8	CARDINAL
emaj-245	122	19	18 8.8	CARDINAL
emaj-245	122	20	less than 10,000	CARDINAL
emaj-245	122	21	20,000 18 8.8 20,000	QUANTITY
emaj-245	122	22	30,000	CARDINAL
emaj-245	122	23	41.2 40,000	CARDINAL
emaj-245	122	24	34 16.7	CARDINAL
emaj-245	122	25	less than two years	DATE
emaj-245	122	26	5 years	DATE
emaj-245	122	27	10 years 94	DATE
emaj-245	122	28	46.1	CARDINAL
emaj-245	122	29	more than 10 years	DATE
emaj-245	122	30	66	CARDINAL
emaj-245	122	31	32.4	CARDINAL
emaj-245	122	32	-1.00	PRODUCT
emaj-245	122	33	3	CARDINAL
emaj-245	124	1	3.0	CARDINAL
emaj-245	125	1	12	CARDINAL
emaj-245	125	2	2022	CARDINAL
emaj-245	125	3	issn 2158-8708	PERSON
emaj-245	126	1	girish karunakaran	PERSON
emaj-245	126	2	nair emerging markets journal	ORG
emaj-245	126	3	3	CARDINAL
emaj-245	126	4	35	CARDINAL
emaj-245	127	1	25	CARDINAL
emaj-245	127	2	15	CARDINAL
emaj-245	127	3	204	CARDINAL
emaj-245	129	1	4	CARDINAL
emaj-245	130	1	0.7 to 0.9	CARDINAL
emaj-245	131	1	0.8	CARDINAL
emaj-245	131	2	0.9	CARDINAL
emaj-245	131	3	5	CARDINAL
emaj-245	132	1	0.7	CARDINAL
emaj-245	132	2	0.9	CARDINAL
emaj-245	134	1	6	CARDINAL
emaj-245	136	1	4	CARDINAL
emaj-245	136	2	5	CARDINAL
emaj-245	136	3	fnb	GPE
emaj-245	136	4	fnp inc loc	ORG
emaj-245	137	1	0.9019 0	MONEY
emaj-245	137	2	0	CARDINAL
emaj-245	137	3	0	CARDINAL
emaj-245	138	1	0	CARDINAL
emaj-245	140	1	fnp2	ORG
emaj-245	140	2	0	CARDINAL
emaj-245	142	1	0	CARDINAL
emaj-245	143	1	0.9047	CARDINAL
emaj-245	143	2	0.9152	CARDINAL
emaj-245	143	3	0.9132	CARDINAL
emaj-245	143	4	6	CARDINAL
emaj-245	143	5	fnp inc loc	ORG
emaj-245	144	1	0.7238	CARDINAL
emaj-245	144	2	loc	ORG
emaj-245	144	3	0.5811 0.5242	MONEY
emaj-245	144	4	12	CARDINAL
emaj-245	144	5	2022	CARDINAL
emaj-245	144	6	issn 2158-8708	PERSON
emaj-245	144	7	seven	CARDINAL
emaj-245	144	8	loc, inc	ORG
emaj-245	144	9	fnb	GPE
emaj-245	144	10	fnp	PERSON
emaj-245	145	1	3	CARDINAL
emaj-245	146	1	two	CARDINAL
emaj-245	146	2	4	CARDINAL
emaj-245	146	3	7	CARDINAL
emaj-245	147	1	r2	LOC
emaj-245	147	2	0.1	CARDINAL
emaj-245	147	3	0.5	CARDINAL
emaj-245	147	4	0.1	CARDINAL
emaj-245	147	5	up to 50%	PERCENT
emaj-245	148	1	0.5	CARDINAL
emaj-245	149	1	7	CARDINAL
emaj-245	150	1	loc	ORG
emaj-245	151	1	fnb	GPE
emaj-245	152	1	h6	ORG
emaj-245	152	2	fnb	ORG
emaj-245	153	1	fnp	NORP
emaj-245	155	1	h4: inc	ORG
emaj-245	156	1	3	CARDINAL
emaj-245	156	2	4	CARDINAL
emaj-245	156	3	qatar	GPE
emaj-245	158	1	1.	CARDINAL
emaj-245	158	2	first	ORDINAL
emaj-245	158	3	30,000-40,000	CARDINAL
emaj-245	158	4	qatar	GPE
emaj-245	159	1	2	CARDINAL
emaj-245	160	1	zakaria et al.	PERSON
emaj-245	160	2	2012	DATE
emaj-245	162	1	12	CARDINAL
emaj-245	162	2	2022	CARDINAL
emaj-245	162	3	issn 2158-8708	PERSON
emaj-245	163	1	girish karunakaran	PERSON
emaj-245	163	2	nair emerging markets journal	ORG
emaj-245	165	1	perry et al.	PERSON
emaj-245	165	2	2005	DATE
emaj-245	165	3	grable et al.	PERSON
emaj-245	165	4	2009	DATE
emaj-245	166	1	lunt	ORG
emaj-245	166	2	livingstone, 1991 and	ORG
emaj-245	166	3	cosma & pattarin	ORG
emaj-245	166	4	2010	DATE
emaj-245	167	1	4.	CARDINAL
emaj-245	168	1	hogarth	PERSON
emaj-245	168	2	2002	DATE
emaj-245	168	3	hilgert et al.	PERSON
emaj-245	168	4	2004	DATE
emaj-245	168	5	perry et al.	PERSON
emaj-245	168	6	2005	DATE
emaj-245	169	1	qatar	GPE
emaj-245	171	1	5	CARDINAL
emaj-245	172	1	hogarth	PERSON
emaj-245	172	2	2002	DATE
emaj-245	172	3	hilgert et al.	PERSON
emaj-245	172	4	2003	DATE
emaj-245	172	5	grable et al.	PERSON
emaj-245	172	6	2009	DATE
emaj-245	174	1	6	CARDINAL
emaj-245	175	1	lea et al.	PERSON
emaj-245	175	2	1995	DATE
emaj-245	175	3	joo et al.	PERSON
emaj-245	175	4	2004	DATE
emaj-245	175	5	dowling et al.	PERSON
emaj-245	175	6	2009	DATE
emaj-245	175	7	1998	DATE
emaj-245	175	8	joo et al.	PERSON
emaj-245	175	9	2004	DATE
emaj-245	176	1	qatari	NORP
emaj-245	177	1	7	CARDINAL
emaj-245	178	1	qatar	GPE
emaj-245	181	1	the past several years	DATE
emaj-245	182	1	vi	PERSON
emaj-245	182	2	qatar	GPE
emaj-245	185	1	qatar	GPE
emaj-245	187	1	qatar	GPE
emaj-245	194	1	s.k.	GPE
emaj-245	194	2	s.k.	GPE
emaj-245	194	3	jacob	PERSON
emaj-245	194	4	j., varma	PERSON
emaj-245	194	5	j.	PERSON
emaj-245	194	6	2012	DATE
emaj-245	195	1	india	GPE
emaj-245	196	1	ahmadabad	GPE
emaj-245	196	2	india	GPE
emaj-245	196	3	avard	GPE
emaj-245	196	4	s.	GPE
emaj-245	196	5	manton	PERSON
emaj-245	196	6	english	LANGUAGE
emaj-245	196	7	d.	NORP
emaj-245	196	8	j. (	PERSON
emaj-245	196	9	2005	DATE
emaj-245	198	1	college student journal	ORG
emaj-245	198	2	39(2	CARDINAL
emaj-245	198	3	321	CARDINAL
emaj-245	199	1	cobb-clark	PERSON
emaj-245	199	2	d.a.	PERSON
emaj-245	199	3	2015	CARDINAL
emaj-245	201	1	journal of labor economics	ORG
emaj-245	202	1	4(3	CARDINAL
emaj-245	202	2	119	CARDINAL
emaj-245	202	3	cosma	ORG
emaj-245	202	4	s.	PERSON
emaj-245	202	5	f.	PERSON
emaj-245	202	6	2010	DATE
emaj-245	204	1	12th november, 2015	DATE
emaj-245	204	2	http://ssrn.com/abstract=1685765 creswell	PERSON
emaj-245	204	3	j. w.	PERSON
emaj-245	204	4	2008	DATE
emaj-245	206	1	ny	ORG
emaj-245	207	1	12	CARDINAL
emaj-245	207	2	2022	CARDINAL
emaj-245	207	3	issn 2158-8708	PERSON
emaj-245	208	1	dowling	GPE
emaj-245	208	2	n.a.	GPE
emaj-245	208	3	2009	DATE
emaj-245	209	1	australian	NORP
emaj-245	212	1	20	CARDINAL
emaj-245	212	2	5	CARDINAL
emaj-245	213	1	gohari	ORG
emaj-245	213	2	m.e.	GPE
emaj-245	213	3	f.	PERSON
emaj-245	213	4	2014	DATE
emaj-245	214	1	five	CARDINAL
emaj-245	214	2	tehran	GPE
emaj-245	215	1	env.	ORG
emaj-245	217	1	sci.	GPE
emaj-245	217	2	3	CARDINAL
emaj-245	217	3	spl issue ii	ORG
emaj-245	217	4	216220	DATE
emaj-245	218	1	grable	PERSON
emaj-245	218	2	j.e.	PERSON
emaj-245	218	3	park	GPE
emaj-245	218	4	j.y.	GPE
emaj-245	218	5	joo	ORG
emaj-245	218	6	s.h. 2009	PERSON
emaj-245	218	7	koreans	NORP
emaj-245	218	8	the united states	GPE
emaj-245	219	1	43	CARDINAL
emaj-245	219	2	80	CARDINAL
emaj-245	220	1	hayhoe	ORG
emaj-245	220	2	c.r..	PERSON
emaj-245	220	3	allen	PERSON
emaj-245	220	4	m.w.	GPE
emaj-245	220	5	edwards	GPE
emaj-245	220	6	r. (	PERSON
emaj-245	220	7	2005	DATE
emaj-245	223	1	16(1	CARDINAL
emaj-245	223	2	110	CARDINAL
emaj-245	224	1	hilgert	PERSON
emaj-245	224	2	m.a.	PERSON
emaj-245	224	3	hogarth	PERSON
emaj-245	224	4	j.m.	GPE
emaj-245	224	5	beverly	GPE
emaj-245	224	6	s.g.	GPE
emaj-245	224	7	2003	DATE
emaj-245	225	1	federal reserve bulletin	ORG
emaj-245	225	2	89	CARDINAL
emaj-245	225	3	309	CARDINAL
emaj-245	226	1	2010	DATE
emaj-245	228	1	hogarth	PERSON
emaj-245	228	2	j.m.	GPE
emaj-245	228	3	hilgert	GPE
emaj-245	228	4	m.a.	PERSON
emaj-245	228	5	schuchardt	ORG
emaj-245	228	6	j. (	PERSON
emaj-245	228	7	2002	DATE
emaj-245	229	1	the association of financial counselling	ORG
emaj-245	229	2	12	CARDINAL
emaj-245	230	1	joo	ORG
emaj-245	230	2	s.	PERSON
emaj-245	230	3	grable	PERSON
emaj-245	230	4	2004	DATE
emaj-245	231	1	25	CARDINAL
emaj-245	231	2	2550	DATE
emaj-245	232	1	lea	PERSON
emaj-245	232	2	s.e.g.	GPE
emaj-245	232	3	webley	GPE
emaj-245	232	4	c.m.	PERSON
emaj-245	232	5	1995	DATE
emaj-245	233	1	681	CARDINAL
emaj-245	234	1	lunt	ORG
emaj-245	234	2	p.k.	GPE
emaj-245	234	3	livingstone, s.m.	ORG
emaj-245	234	4	1991	DATE
emaj-245	236	1	12	CARDINAL
emaj-245	236	2	621-641	CARDINAL
emaj-245	237	1	lusardi	PERSON
emaj-245	237	2	a. (	PERSON
emaj-245	237	3	2008	DATE
emaj-245	239	1	nber working paper	ORG
emaj-245	239	2	13824	DATE
emaj-245	240	1	nyhus	ORG
emaj-245	240	2	e.k.	GPE
emaj-245	240	3	webley	GPE
emaj-245	240	4	2001	DATE
emaj-245	242	1	european	NORP
emaj-245	242	2	15	CARDINAL
emaj-245	242	3	85	CARDINAL
emaj-245	243	1	parrotta	ORG
emaj-245	243	2	j.l.	GPE
emaj-245	243	3	johnson	GPE
emaj-245	243	4	p.j.	GPE
emaj-245	243	5	1998	DATE
emaj-245	244	1	9	CARDINAL
emaj-245	244	2	59	CARDINAL
emaj-245	245	1	perry	PERSON
emaj-245	245	2	v.g.	GPE
emaj-245	245	3	morris	PERSON
emaj-245	245	4	m.d.	PERSON
emaj-245	245	5	2005	DATE
emaj-245	248	1	39(2	CARDINAL
emaj-245	248	2	299	CARDINAL
emaj-245	249	1	qatar	GPE
emaj-245	250	1	2015	CARDINAL
emaj-245	251	1	qatar	GPE
emaj-245	251	2	22nd october,	DATE
emaj-245	251	3	2015	DATE
emaj-245	252	1	2015	CARDINAL
emaj-245	253	1	1st december, 2015	DATE
emaj-245	254	1	robb	PERSON
emaj-245	254	2	c.a.	GPE
emaj-245	254	3	woodyard	PERSON
emaj-245	254	4	a.s.	GPE
emaj-245	254	5	2011	DATE
emaj-245	257	1	2015	CARDINAL
emaj-245	258	1	qatar	GPE
emaj-245	258	2	5th	ORDINAL
emaj-245	258	3	october	DATE
emaj-245	258	4	2015	DATE
emaj-245	259	1	wang	PERSON
emaj-245	259	2	l.	PERSON
emaj-245	259	3	w. lu	PERSON
emaj-245	259	4	malhotra	PERSON
emaj-245	259	5	n.k.	GPE
emaj-245	259	6	2011	DATE
emaj-245	260	1	china	GPE
emaj-245	261	1	179	CARDINAL
emaj-245	262	1	xiao	PERSON
emaj-245	262	2	j.j.	PERSON
emaj-245	262	3	b.	PERSON
emaj-245	262	4	garman	PERSON
emaj-245	262	5	e.t.	PERSON
emaj-245	262	6	2006	DATE
emaj-245	265	1	108121	DATE
emaj-245	266	1	zakaria	PERSON
emaj-245	266	2	r.h.	GPE
emaj-245	266	3	jaafar	ORG
emaj-245	266	4	matican	NORP
emaj-245	266	5	s.	PERSON
emaj-245	266	6	2012	DATE
emaj-245	267	1	middle-east journal of scientific research	ORG
emaj-245	267	2	1396-1402	DATE