id	sid	eid	entity	type
emaj-329	1	1	7	CARDINAL
emaj-329	2	1	issn 2158-8708	PERSON
emaj-329	2	2	nigeria	GPE
emaj-329	2	3	adeshola olunuga university of lagos	ORG
emaj-329	2	4	nigeria	GPE
emaj-329	3	1	mustapha babatunde ademola	PERSON
emaj-329	3	2	university of science and technology	ORG
emaj-329	3	3	nigeria	GPE
emaj-329	6	1	nigeria	GPE
emaj-329	11	1	secondary	ORDINAL
emaj-329	12	1	nigeria	GPE
emaj-329	16	1	3.0	CARDINAL
emaj-329	16	2	united states	GPE
emaj-329	17	1	the university of pittsburgh	ORG
emaj-329	17	2	the university of pittsburgh	ORG
emaj-329	17	3	14	CARDINAL
emaj-329	17	4	2024	CARDINAL
emaj-329	17	5	issn 2158-8708	PERSON
emaj-329	19	1	14	CARDINAL
emaj-329	19	2	2024	CARDINAL
emaj-329	19	3	issn 2158-8708	PERSON
emaj-329	19	4	adeshola olunuga	ORG
emaj-329	19	5	mustapha babatunde ademola	PERSON
emaj-329	19	6	nigeria	GPE
emaj-329	19	7	adeshola olunuga mustapha babatunde ademola	ORG
emaj-329	19	8	i. introduction financial innovations	PERSON
emaj-329	20	1	nigeria	GPE
emaj-329	20	2	2023	CARDINAL
emaj-329	23	1	rosalina & sari	ORG
emaj-329	23	2	2023	CARDINAL
emaj-329	25	1	nigeria	GPE
emaj-329	25	2	2023	CARDINAL
emaj-329	26	1	nigerian	NORP
emaj-329	26	2	2022	CARDINAL
emaj-329	27	1	nigerian	NORP
emaj-329	27	2	dmbs	ORG
emaj-329	27	3	2023	CARDINAL
emaj-329	28	1	nigerian	NORP
emaj-329	28	2	2019	DATE
emaj-329	31	1	al.	PERSON
emaj-329	31	2	2019	DATE
emaj-329	32	1	samuel-hope	PERSON
emaj-329	32	2	2022	CARDINAL
emaj-329	33	1	ahmed et	PERSON
emaj-329	34	1	al.	PERSON
emaj-329	34	2	2021	CARDINAL
emaj-329	35	1	nigeria	GPE
emaj-329	37	1	wang & tan	ORG
emaj-329	37	2	2021	CARDINAL
emaj-329	38	1	dmbs	ORG
emaj-329	38	2	ahassan	ORG
emaj-329	38	3	blokhina, & kouadio	ORG
emaj-329	38	4	2021	CARDINAL
emaj-329	40	1	al.	PERSON
emaj-329	40	2	2022	CARDINAL
emaj-329	43	1	qamruzzaman & jianguo	ORG
emaj-329	43	2	2018	DATE
emaj-329	44	1	ambala & amewu	ORG
emaj-329	44	2	2023	CARDINAL
emaj-329	47	1	nguena	ORG
emaj-329	47	2	2019	DATE
emaj-329	48	1	nigerian	NORP
emaj-329	48	2	ten	CARDINAL
emaj-329	49	1	nigeria	GPE
emaj-329	49	2	2022	CARDINAL
emaj-329	50	1	nigeria	GPE
emaj-329	50	2	anthony-orji et	PERSON
emaj-329	51	1	al.	PERSON
emaj-329	51	2	2023	CARDINAL
emaj-329	52	1	nigeria	GPE
emaj-329	53	1	2012	DATE
emaj-329	55	1	chijindu & anyalechi	ORG
emaj-329	55	2	2017	DATE
emaj-329	56	1	14	CARDINAL
emaj-329	57	1	2024	CARDINAL
emaj-329	57	2	issn 2158-8708	PERSON
emaj-329	57	3	nigeria	GPE
emaj-329	57	4	2016	DATE
emaj-329	61	1	akinwunmi, muturi & ngumi	ORG
emaj-329	61	2	2016	DATE
emaj-329	62	1	2023	CARDINAL
emaj-329	62	2	nigeria	GPE
emaj-329	62	3	2023	CARDINAL
emaj-329	63	1	nigerian	NORP
emaj-329	64	1	nigeria	GPE
emaj-329	65	1	al.	PERSON
emaj-329	68	1	1983	DATE
emaj-329	71	1	lavrinenko & ignatjeva	ORG
emaj-329	71	2	2020	DATE
emaj-329	72	1	romer	PERSON
emaj-329	72	2	1986	DATE
emaj-329	72	3	1988	DATE
emaj-329	74	1	romer	PERSON
emaj-329	77	1	pece simona & saliseanu	ORG
emaj-329	77	2	2015	DATE
emaj-329	81	1	adesete	PERSON
emaj-329	81	2	2021	CARDINAL
emaj-329	81	3	nigerian	NORP
emaj-329	83	1	nigerian	NORP
emaj-329	84	1	2022	CARDINAL
emaj-329	84	2	nigeria	GPE
emaj-329	86	1	nigeria	GPE
emaj-329	87	1	2019	DATE
emaj-329	87	2	nigerian	NORP
emaj-329	90	1	ubi	ORG
emaj-329	90	2	2019	DATE
emaj-329	90	3	nigeria	GPE
emaj-329	91	1	granger	PERSON
emaj-329	92	1	nigeria	GPE
emaj-329	94	1	kamalu et	ORG
emaj-329	95	1	al	PERSON
emaj-329	96	1	2019	DATE
emaj-329	96	2	nigeria	GPE
emaj-329	100	1	nigeria	GPE
emaj-329	100	2	nigeria	GPE
emaj-329	101	1	nigeria	GPE
emaj-329	103	1	2013	DATE
emaj-329	103	2	2023	CARDINAL
emaj-329	103	3	cbn	ORG
emaj-329	103	4	nigeria bureau of statistics	ORG
emaj-329	105	1	two	CARDINAL
emaj-329	109	1	14	CARDINAL
emaj-329	109	2	2024	CARDINAL
emaj-329	109	3	issn 2158-8708	PERSON
emaj-329	109	4	adeshola olunuga	ORG
emaj-329	109	5	mustapha babatunde ademola	PERSON
emaj-329	110	1	1	CARDINAL
emaj-329	112	1	βo +	DATE
emaj-329	113	1	vi	PERSON
emaj-329	117	1	1	CARDINAL
emaj-329	118	1	1	CARDINAL
emaj-329	119	1	1	CARDINAL
emaj-329	119	2	i(1	PERSON
emaj-329	119	3	1	CARDINAL
emaj-329	120	1	zero	CARDINAL
emaj-329	121	1	2	CARDINAL
emaj-329	121	2	2	CARDINAL
emaj-329	124	1	5.275022	MONEY
emaj-329	124	2	the 5 percent	PERCENT
emaj-329	124	3	2	CARDINAL
emaj-329	125	1	5%	PERCENT
emaj-329	126	1	5%	PERCENT
emaj-329	127	1	3	CARDINAL
emaj-329	127	2	3	CARDINAL
emaj-329	127	3	0.0010	CARDINAL
emaj-329	127	4	5 percent	PERCENT
emaj-329	127	5	nigeria	GPE
emaj-329	129	1	1.855827	CARDINAL
emaj-329	129	2	4.885119	CARDINAL
emaj-329	129	3	0.0000	CARDINAL
emaj-329	129	4	5 percent	PERCENT
emaj-329	129	5	14	CARDINAL
emaj-329	130	1	2024	CARDINAL
emaj-329	130	2	issn 2158-8708	PERSON
emaj-329	130	3	nigeria	GPE
emaj-329	133	1	2.165376	CARDINAL
emaj-329	133	2	5.280732	CARDINAL
emaj-329	133	3	0.0000	CARDINAL
emaj-329	133	4	5 percent	PERCENT
emaj-329	133	5	nigeria	GPE
emaj-329	136	1	nibss	GPE
emaj-329	136	2	2.619884	MONEY
emaj-329	136	3	3.129109	CARDINAL
emaj-329	136	4	0.0034	CARDINAL
emaj-329	136	5	5 percent	PERCENT
emaj-329	136	6	nigeria	GPE
emaj-329	139	1	0.508200	CARDINAL
emaj-329	139	2	about 50.8 %	PERCENT
emaj-329	140	1	vii	PERSON
emaj-329	140	2	nigeria	GPE
emaj-329	141	1	nigeria	GPE
emaj-329	142	1	nigeria	GPE
emaj-329	148	1	cbn	ORG
emaj-329	151	1	m. w.	PERSON
emaj-329	151	2	ağa	GPE
emaj-329	151	3	2023	CARDINAL
emaj-329	152	1	african	NORP
emaj-329	153	1	international journal of finance & economics	ORG
emaj-329	153	2	28	CARDINAL
emaj-329	153	3	3	CARDINAL
emaj-329	153	4	2712-2728	CARDINAL
emaj-329	154	1	oyinlola	GPE
emaj-329	154	2	omisakin	PERSON
emaj-329	154	3	f. o.	PERSON
emaj-329	154	4	2015	CARDINAL
emaj-329	155	1	nigeria	GPE
emaj-329	156	1	11	CARDINAL
emaj-329	157	1	adesete	PERSON
emaj-329	157	2	a.	GPE
emaj-329	157	3	mohammed, a. a.	PERSON
emaj-329	157	4	2021	CARDINAL
emaj-329	158	1	nigeria	GPE
emaj-329	159	1	economica	GPE
emaj-329	159	2	40	DATE
emaj-329	159	3	1	CARDINAL
emaj-329	159	4	56	CARDINAL
emaj-329	160	1	ahassan	ORG
emaj-329	160	2	k t. f.	PERSON
emaj-329	160	3	blokhina	GPE
emaj-329	160	4	t.	GPE
emaj-329	160	5	j. a.	PERSON
emaj-329	160	6	2021	CARDINAL
emaj-329	162	1	october 2020	DATE
emaj-329	162	2	eastern federal university	ORG
emaj-329	162	3	27	CARDINAL
emaj-329	163	1	singapore	GPE
emaj-329	164	1	ahmed, a. z.	PERSON
emaj-329	164	2	chen	PERSON
emaj-329	164	3	s.	PERSON
emaj-329	164	4	adebayo	PERSON
emaj-329	164	5	t. s.	PERSON
emaj-329	164	6	kirikkaleli	GPE
emaj-329	164	7	2021	CARDINAL
emaj-329	166	1	28(43	CARDINAL
emaj-329	166	2	61235-61245	DATE
emaj-329	167	1	f. m.	PERSON
emaj-329	167	2	2016	DATE
emaj-329	168	1	west africa	GPE
emaj-329	168	2	85	CARDINAL
emaj-329	169	1	akinwunmi	GPE
emaj-329	169	2	l.a.	GPE
emaj-329	169	3	2016	CARDINAL
emaj-329	170	1	nigeria	GPE
emaj-329	170	2	pyrex journal of business and finance management research	ORG
emaj-329	170	3	2(4	CARDINAL
emaj-329	170	4	25	CARDINAL
emaj-329	171	1	alawi	PERSON
emaj-329	171	2	s. m.	PERSON
emaj-329	171	3	abbassi	PERSON
emaj-329	171	4	w.	PERSON
emaj-329	171	5	r.	NORP
emaj-329	171	6	sharif	ORG
emaj-329	171	7	m.	PERSON
emaj-329	171	8	2022	CARDINAL
emaj-329	173	1	15(3	CARDINAL
emaj-329	173	2	115	CARDINAL
emaj-329	174	1	amarachi, a. c.	ORG
emaj-329	174	2	2023	CARDINAL
emaj-329	175	1	nigeria	GPE
emaj-329	175	2	1981-2021	DATE
emaj-329	176	1	ulysses international journal of humanities	ORG
emaj-329	176	2	4(1	CARDINAL
emaj-329	176	3	60-88	DATE
emaj-329	177	1	14	CARDINAL
emaj-329	178	1	2024	CARDINAL
emaj-329	178	2	issn 2158-8708	PERSON
emaj-329	179	1	adeshola olunuga	ORG
emaj-329	179	2	mustapha babatunde ademola	PERSON
emaj-329	179	3	ambala	GPE
emaj-329	179	4	r.	NORP
emaj-329	179	5	amewu	PERSON
emaj-329	179	6	2023	CARDINAL
emaj-329	180	1	linear	ORG
emaj-329	180	2	non-linear	ORG
emaj-329	180	3	ghana	GPE
emaj-329	180	4	3	CARDINAL
emaj-329	180	5	1	CARDINAL
emaj-329	180	6	36	CARDINAL
emaj-329	181	1	anthony-orji	PERSON
emaj-329	181	2	o. i.	PERSON
emaj-329	181	3	a.	PERSON
emaj-329	181	4	j. e.	PERSON
emaj-329	181	5	uka	ORG
emaj-329	181	6	l. c.	PERSON
emaj-329	181	7	2023	CARDINAL
emaj-329	182	1	nigeria	GPE
emaj-329	183	1	international journal of economic policy	ORG
emaj-329	183	2	17(1	CARDINAL
emaj-329	183	3	100-117	CARDINAL
emaj-329	184	1	biswas	ORG
emaj-329	184	2	g. k.	PERSON
emaj-329	184	3	2023	CARDINAL
emaj-329	185	1	south asian	NORP
emaj-329	186	1	european journal of business and management research	ORG
emaj-329	186	2	8(4	CARDINAL
emaj-329	186	3	163	CARDINAL
emaj-329	187	1	j. i.	PERSON
emaj-329	187	2	2019	DATE
emaj-329	188	1	nigerian	NORP
emaj-329	189	1	6(5	CARDINAL
emaj-329	189	2	15	CARDINAL
emaj-329	190	1	e.	PERSON
emaj-329	190	2	lavrinenko	PERSON
emaj-329	190	3	ignatjeva	GPE
emaj-329	190	4	s.	PERSON
emaj-329	190	5	2020	DATE
emaj-329	190	6	eu	ORG
emaj-329	191	1	2(3	CARDINAL
emaj-329	191	2	645660	DATE
emaj-329	192	1	s. e.	PERSON
emaj-329	192	2	2022	CARDINAL
emaj-329	193	1	nigeria	GPE
emaj-329	194	1	journal of small business & entrepreneurship	ORG
emaj-329	194	2	141	CARDINAL
emaj-329	195	1	c. p.	PERSON
emaj-329	195	2	c. i.	PERSON
emaj-329	195	3	2019	DATE
emaj-329	196	1	nigeria	GPE
emaj-329	197	1	international journal of business and management	ORG
emaj-329	197	2	50-63	CARDINAL
emaj-329	198	1	kamalu, k.	ORG
emaj-329	198	2	wan ibrahim	PERSON
emaj-329	198	3	w. h.	PERSON
emaj-329	198	4	ahmad	PERSON
emaj-329	198	5	a. u.	PERSON
emaj-329	199	1	2019	DATE
emaj-329	200	1	nigeria	GPE
emaj-329	201	1	international journal of scientific	ORG
emaj-329	201	2	8(12	CARDINAL
emaj-329	201	3	2757	CARDINAL
emaj-329	202	1	nguena	ORG
emaj-329	202	2	2019	DATE
emaj-329	203	1	29(2	CARDINAL
emaj-329	203	2	69	CARDINAL
emaj-329	204	1	okafor	ORG
emaj-329	204	2	i. g.	PERSON
emaj-329	204	3	chijindu	ORG
emaj-329	204	4	e. h.	PERSON
emaj-329	204	5	anyalechi	ORG
emaj-329	204	6	k. c.	PERSON
emaj-329	204	7	2017	CARDINAL
emaj-329	206	1	nigerian	NORP
emaj-329	206	2	british journal of economics	ORG
emaj-329	206	3	16(3	CARDINAL
emaj-329	206	4	1-10	CARDINAL
emaj-329	207	1	l. a.	PERSON
emaj-329	207	2	m. a.	PERSON
emaj-329	207	3	f. v.	PERSON
emaj-329	208	1	2022	CARDINAL
emaj-329	209	1	fdi	ORG
emaj-329	209	2	nigeria	GPE
emaj-329	210	1	journal of public affairs	ORG
emaj-329	210	2	22(3	CARDINAL
emaj-329	210	3	25	CARDINAL
emaj-329	211	1	a. e.	PERSON
emaj-329	211	2	samuel-hope	PERSON
emaj-329	211	3	d. c.	PERSON
emaj-329	211	4	2022	CARDINAL
emaj-329	212	1	nigeria	GPE
emaj-329	213	1	21(4	CARDINAL
emaj-329	213	2	1-13	DATE
emaj-329	214	1	osuigwe	LOC
emaj-329	214	2	o. c.	PERSON
emaj-329	214	3	2022	CARDINAL
emaj-329	215	1	nigeria	GPE
emaj-329	216	1	international journal of innovative social sciences & humanities	ORG
emaj-329	216	2	10(2	DATE
emaj-329	216	3	36	CARDINAL
emaj-329	216	4	2023	CARDINAL
emaj-329	217	1	nigeria	GPE
emaj-329	218	1	130	CARDINAL
emaj-329	219	1	pece	PERSON
emaj-329	219	2	simona	PERSON
emaj-329	219	3	o. e	PERSON
emaj-329	219	4	salisteanu	GPE
emaj-329	219	5	f.	PERSON
emaj-329	219	6	2015	CARDINAL
emaj-329	220	1	procedia economics	ORG
emaj-329	220	2	9(26	CARDINAL
emaj-329	220	3	461	CARDINAL
emaj-329	220	4	qamruzzaman	NORP
emaj-329	220	5	m.	PERSON
emaj-329	220	6	jianguo	PERSON
emaj-329	220	7	w.	PERSON
emaj-329	220	8	2018	DATE
emaj-329	221	1	south asia	LOC
emaj-329	221	2	nonlinear ardl	ORG
emaj-329	222	1	4(1	CARDINAL
emaj-329	222	2	20	CARDINAL
emaj-329	222	3	sirait	ORG
emaj-329	222	4	rosalina	ORG
emaj-329	222	5	s. s.	PERSON
emaj-329	222	6	2023	CARDINAL
emaj-329	224	1	8	CARDINAL
emaj-329	224	2	6	CARDINAL
emaj-329	224	3	12	CARDINAL
emaj-329	225	1	ubi	ORG
emaj-329	225	2	2019	CARDINAL
emaj-329	226	1	nigeria	GPE
emaj-329	226	2	nigerian journal of economic and social studies	ORG
emaj-329	226	3	61(2	CARDINAL
emaj-329	227	1	wang	PERSON
emaj-329	227	2	r.	NORP
emaj-329	227	3	j.	PERSON
emaj-329	227	4	2021	CARDINAL
emaj-329	229	1	16(3)12	CARDINAL