id	sid	tid	token	lemma	pos
emaj-183	1	1	volume	volume	NOUN
emaj-183	1	2	7	7	NUM
emaj-183	1	3	no	no	DET
emaj-183	1	4	2	2	NUM
emaj-183	1	5	(	(	PUNCT
emaj-183	1	6	2018	2018	NUM
emaj-183	1	7	)	)	PUNCT
emaj-183	2	1	|	|	ADV
emaj-183	2	2	issn	issn	VERB
emaj-183	2	3	2158	2158	NUM
emaj-183	2	4	-	-	SYM
emaj-183	2	5	8708	8708	NUM
emaj-183	2	6	(	(	PUNCT
emaj-183	2	7	online	online	NOUN
emaj-183	2	8	)	)	PUNCT
emaj-183	2	9	|	|	ADV
emaj-183	2	10	doi	doi	X
emaj-183	2	11	10.5195	10.5195	NUM
emaj-183	2	12	/	/	SYM
emaj-183	2	13	emaj.2018.134	emaj.2018.134	PROPN
emaj-183	2	14	|	|	ADV
emaj-183	2	15	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-183	2	16	defining	define	VERB
emaj-183	2	17	influential	influential	ADJ
emaj-183	2	18	factors	factor	NOUN
emaj-183	2	19	of	of	ADP
emaj-183	2	20	capital	capital	NOUN
emaj-183	2	21	adequacy	adequacy	NOUN
emaj-183	2	22	ratio	ratio	NOUN
emaj-183	2	23	:	:	PUNCT
emaj-183	2	24	an	an	DET
emaj-183	2	25	examination	examination	NOUN
emaj-183	2	26	upon	upon	SCONJ
emaj-183	2	27	turkish	turkish	ADJ
emaj-183	2	28	banking	banking	NOUN
emaj-183	2	29	sector	sector	NOUN
emaj-183	2	30	(	(	PUNCT
emaj-183	2	31	2006	2006	NUM
emaj-183	2	32	/	/	SYM
emaj-183	2	33	q1	q1	PROPN
emaj-183	2	34	-	-	PUNCT
emaj-183	2	35	2019	2019	NUM
emaj-183	2	36	/	/	SYM
emaj-183	2	37	q1	q1	PROPN
emaj-183	2	38	)	)	PUNCT
emaj-183	2	39	mustafa	mustafa	PROPN
emaj-183	2	40	tevfik	tevfik	PROPN
emaj-183	2	41	kartal	kartal	PROPN
emaj-183	2	42	borsa	borsa	PROPN
emaj-183	2	43	istanbul	istanbul	PROPN
emaj-183	2	44	,	,	PUNCT
emaj-183	2	45	turkey	turkey	PROPN
emaj-183	3	1	|	|	PROPN
emaj-183	3	2	mustafatevfikkartal@gmail.com	mustafatevfikkartal@gmail.com	PROPN
emaj-183	3	3	abstract	abstract	ADJ
emaj-183	3	4	capital	capital	NOUN
emaj-183	3	5	adequacy	adequacy	NOUN
emaj-183	3	6	ratio	ratio	NOUN
emaj-183	3	7	(	(	PUNCT
emaj-183	3	8	car	car	NOUN
emaj-183	3	9	)	)	PUNCT
emaj-183	3	10	of	of	ADP
emaj-183	3	11	the	the	DET
emaj-183	3	12	turkish	turkish	ADJ
emaj-183	3	13	banking	banking	NOUN
emaj-183	3	14	sector	sector	NOUN
emaj-183	3	15	(	(	PUNCT
emaj-183	3	16	tbs	tbs	NOUN
emaj-183	3	17	)	)	PUNCT
emaj-183	3	18	decreased	decrease	VERB
emaj-183	3	19	dramatically	dramatically	ADV
emaj-183	3	20	from	from	ADP
emaj-183	3	21	30.9	30.9	NUM
emaj-183	3	22	%	%	NOUN
emaj-183	3	23	in	in	ADP
emaj-183	3	24	2003	2003	NUM
emaj-183	3	25	to	to	ADP
emaj-183	3	26	17.1	17.1	NUM
emaj-183	3	27	%	%	NOUN
emaj-183	3	28	as	as	ADP
emaj-183	3	29	of	of	ADP
emaj-183	3	30	may	may	PROPN
emaj-183	3	31	2019	2019	NUM
emaj-183	3	32	.	.	PUNCT
emaj-183	4	1	this	this	DET
emaj-183	4	2	figure	figure	NOUN
emaj-183	4	3	shows	show	VERB
emaj-183	4	4	that	that	SCONJ
emaj-183	4	5	although	although	SCONJ
emaj-183	4	6	tbs	tbs	NOUN
emaj-183	4	7	has	have	VERB
emaj-183	4	8	still	still	ADV
emaj-183	4	9	a	a	DET
emaj-183	4	10	relatively	relatively	ADV
emaj-183	4	11	high	high	ADJ
emaj-183	4	12	car	car	NOUN
emaj-183	4	13	compared	compare	VERB
emaj-183	4	14	to	to	ADP
emaj-183	4	15	many	many	ADJ
emaj-183	4	16	countries	country	NOUN
emaj-183	4	17	,	,	PUNCT
emaj-183	4	18	unfortunately	unfortunately	ADV
emaj-183	4	19	there	there	PRON
emaj-183	4	20	is	be	VERB
emaj-183	4	21	a	a	DET
emaj-183	4	22	decreasing	decrease	VERB
emaj-183	4	23	trend	trend	NOUN
emaj-183	4	24	.	.	PUNCT
emaj-183	5	1	a	a	DET
emaj-183	5	2	downward	downward	ADJ
emaj-183	5	3	trend	trend	NOUN
emaj-183	5	4	in	in	ADP
emaj-183	5	5	car	car	NOUN
emaj-183	5	6	constitutes	constitute	VERB
emaj-183	5	7	risks	risk	NOUN
emaj-183	5	8	due	due	ADP
emaj-183	5	9	to	to	ADP
emaj-183	5	10	the	the	DET
emaj-183	5	11	limit	limit	NOUN
emaj-183	5	12	of	of	ADP
emaj-183	5	13	providing	provide	VERB
emaj-183	5	14	credit	credit	NOUN
emaj-183	5	15	s.	s.	PROPN
emaj-183	5	16	therefore	therefore	ADV
emaj-183	5	17	,	,	PUNCT
emaj-183	5	18	the	the	DET
emaj-183	5	19	level	level	NOUN
emaj-183	5	20	of	of	ADP
emaj-183	5	21	car	car	NOUN
emaj-183	5	22	has	have	VERB
emaj-183	5	23	importance	importance	NOUN
emaj-183	5	24	for	for	ADP
emaj-183	5	25	making	make	VERB
emaj-183	5	26	a	a	DET
emaj-183	5	27	positive	positive	ADJ
emaj-183	5	28	contribution	contribution	NOUN
emaj-183	5	29	to	to	ADP
emaj-183	5	30	sustainable	sustainable	ADJ
emaj-183	5	31	economic	economic	ADJ
emaj-183	5	32	growth	growth	NOUN
emaj-183	5	33	.	.	PUNCT
emaj-183	6	1	so	so	ADV
emaj-183	6	2	,	,	PUNCT
emaj-183	6	3	influential	influential	ADJ
emaj-183	6	4	factors	factor	NOUN
emaj-183	6	5	of	of	ADP
emaj-183	6	6	car	car	NOUN
emaj-183	6	7	should	should	AUX
emaj-183	6	8	be	be	AUX
emaj-183	6	9	determined	determine	VERB
emaj-183	6	10	first	first	ADV
emaj-183	6	11	.	.	PUNCT
emaj-183	7	1	in	in	ADP
emaj-183	7	2	this	this	DET
emaj-183	7	3	context	context	NOUN
emaj-183	7	4	,	,	PUNCT
emaj-183	7	5	multivariate	multivariate	VERB
emaj-183	7	6	adaptive	adaptive	ADJ
emaj-183	7	7	regression	regression	NOUN
emaj-183	7	8	splines	spline	NOUN
emaj-183	7	9	(	(	PUNCT
emaj-183	7	10	mars	mar	NOUN
emaj-183	7	11	)	)	PUNCT
emaj-183	7	12	method	method	NOUN
emaj-183	7	13	,	,	PUNCT
emaj-183	7	14	14	14	NUM
emaj-183	7	15	explanatory	explanatory	ADJ
emaj-183	7	16	variables	variable	NOUN
emaj-183	7	17	,	,	PUNCT
emaj-183	7	18	and	and	CCONJ
emaj-183	7	19	quarterly	quarterly	ADJ
emaj-183	7	20	data	datum	NOUN
emaj-183	7	21	are	be	AUX
emaj-183	7	22	used	use	VERB
emaj-183	7	23	for	for	ADP
emaj-183	7	24	the	the	DET
emaj-183	7	25	period	period	NOUN
emaj-183	7	26	of	of	ADP
emaj-183	7	27	2006	2006	NUM
emaj-183	7	28	/	/	SYM
emaj-183	7	29	q1	q1	NOUN
emaj-183	7	30	-	-	PUNCT
emaj-183	7	31	2019	2019	NUM
emaj-183	7	32	/	/	SYM
emaj-183	7	33	q1	q1	PROPN
emaj-183	7	34	.	.	PUNCT
emaj-183	8	1	it	it	PRON
emaj-183	8	2	is	be	AUX
emaj-183	8	3	determined	determine	VERB
emaj-183	8	4	that	that	SCONJ
emaj-183	8	5	credits	credit	NOUN
emaj-183	8	6	/	/	SYM
emaj-183	8	7	total	total	ADJ
emaj-183	8	8	assets	asset	NOUN
emaj-183	8	9	ratio	ratio	NOUN
emaj-183	8	10	,	,	PUNCT
emaj-183	8	11	legal	legal	ADJ
emaj-183	8	12	equities	equity	NOUN
emaj-183	8	13	,	,	PUNCT
emaj-183	8	14	risk	risk	NOUN
emaj-183	8	15	weighted	weight	VERB
emaj-183	8	16	assets	asset	NOUN
emaj-183	8	17	,	,	PUNCT
emaj-183	8	18	nonperforming	nonperforme	VERB
emaj-183	8	19	loans	loan	NOUN
emaj-183	8	20	(	(	PUNCT
emaj-183	8	21	npl	npl	NOUN
emaj-183	8	22	)	)	PUNCT
emaj-183	8	23	,	,	PUNCT
emaj-183	8	24	npl	npl	PROPN
emaj-183	8	25	/	/	SYM
emaj-183	8	26	total	total	ADJ
emaj-183	8	27	credits	credit	NOUN
emaj-183	8	28	ratio	ratio	NOUN
emaj-183	8	29	,	,	PUNCT
emaj-183	8	30	and	and	CCONJ
emaj-183	8	31	credit	credit	NOUN
emaj-183	8	32	/	/	SYM
emaj-183	8	33	deposit	deposit	NOUN
emaj-183	8	34	ratio	ratio	NOUN
emaj-183	8	35	are	be	AUX
emaj-183	8	36	influential	influential	ADJ
emaj-183	8	37	factors	factor	NOUN
emaj-183	8	38	on	on	ADP
emaj-183	8	39	car	car	NOUN
emaj-183	8	40	in	in	ADP
emaj-183	8	41	turkey	turkey	NOUN
emaj-183	8	42	.	.	PUNCT
emaj-183	9	1	keywords	keyword	NOUN
emaj-183	9	2	:	:	PUNCT
emaj-183	9	3	banking	banking	NOUN
emaj-183	9	4	sector	sector	NOUN
emaj-183	9	5	,	,	PUNCT
emaj-183	9	6	car	car	NOUN
emaj-183	9	7	,	,	PUNCT
emaj-183	9	8	influential	influential	ADJ
emaj-183	9	9	factors	factor	NOUN
emaj-183	9	10	,	,	PUNCT
emaj-183	9	11	mars	mar	NOUN
emaj-183	9	12	,	,	PUNCT
emaj-183	9	13	turkey	turkey	NOUN
emaj-183	9	14	new	new	ADJ
emaj-183	9	15	articles	article	NOUN
emaj-183	9	16	in	in	ADP
emaj-183	9	17	this	this	DET
emaj-183	9	18	journal	journal	NOUN
emaj-183	9	19	are	be	AUX
emaj-183	9	20	licensed	license	VERB
emaj-183	9	21	under	under	ADP
emaj-183	9	22	a	a	DET
emaj-183	9	23	creative	creative	ADJ
emaj-183	9	24	commons	common	NOUN
emaj-183	9	25	attribution	attribution	NOUN
emaj-183	9	26	3.0	3.0	NUM
emaj-183	9	27	united	unite	VERB
emaj-183	9	28	states	states	PROPN
emaj-183	9	29	license	license	NOUN
emaj-183	9	30	.	.	PUNCT
emaj-183	10	1	this	this	DET
emaj-183	10	2	journal	journal	NOUN
emaj-183	10	3	is	be	AUX
emaj-183	10	4	published	publish	VERB
emaj-183	10	5	by	by	ADP
emaj-183	10	6	the	the	DET
emaj-183	10	7	university	university	NOUN
emaj-183	10	8	library	library	NOUN
emaj-183	10	9	system	system	NOUN
emaj-183	10	10	of	of	ADP
emaj-183	10	11	the	the	DET
emaj-183	10	12	university	university	PROPN
emaj-183	10	13	of	of	ADP
emaj-183	10	14	pittsburgh	pittsburgh	PROPN
emaj-183	10	15	as	as	ADP
emaj-183	10	16	part	part	NOUN
emaj-183	10	17	of	of	ADP
emaj-183	10	18	its	its	PRON
emaj-183	10	19	d	d	NOUN
emaj-183	10	20	-	-	PUNCT
emaj-183	10	21	scribe	scribe	VERB
emaj-183	10	22	digital	digital	ADJ
emaj-183	10	23	publishing	publishing	NOUN
emaj-183	10	24	program	program	NOUN
emaj-183	10	25	,	,	PUNCT
emaj-183	10	26	and	and	CCONJ
emaj-183	10	27	is	be	AUX
emaj-183	10	28	cosponsored	cosponsor	VERB
emaj-183	10	29	by	by	ADP
emaj-183	10	30	the	the	DET
emaj-183	10	31	university	university	PROPN
emaj-183	10	32	of	of	ADP
emaj-183	10	33	pittsburgh	pittsburgh	PROPN
emaj-183	10	34	press	press	NOUN
emaj-183	10	35	.	.	PUNCT
emaj-183	11	1	volume	volume	NOUN
emaj-183	11	2	9	9	NUM
emaj-183	11	3	no	no	DET
emaj-183	11	4	2	2	NUM
emaj-183	11	5	(	(	PUNCT
emaj-183	11	6	2019	2019	NUM
emaj-183	11	7	)	)	PUNCT
emaj-183	11	8	|	|	ADV
emaj-183	11	9	issn	issn	VERB
emaj-183	11	10	2158	2158	NUM
emaj-183	11	11	-	-	SYM
emaj-183	11	12	8708	8708	NUM
emaj-183	11	13	(	(	PUNCT
emaj-183	11	14	online	online	NOUN
emaj-183	11	15	)	)	PUNCT
emaj-183	11	16	|	|	ADV
emaj-183	11	17	doi	doi	X
emaj-183	11	18	10.5195	10.5195	NUM
emaj-183	11	19	/	/	SYM
emaj-183	11	20	emaj.2019.183	emaj.2019.183	NOUN
emaj-183	12	1	|	|	ADV
emaj-183	12	2	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-183	12	3	|	|	ADV
emaj-183	12	4	http://www.library.pitt.edu/	http://www.library.pitt.edu/	PROPN
emaj-183	12	5	http://www.pitt.edu/	http://www.pitt.edu/	NOUN
emaj-183	12	6	http://www.library.pitt.edu/articles/digpubtype/index.html	http://www.library.pitt.edu/articles/digpubtype/index.html	X
emaj-183	12	7	http://www.upress.pitt.edu/upressindex.aspx	http://www.upress.pitt.edu/upressindex.aspx	NUM
emaj-183	12	8	http://creativecommons.org/licenses/by/3.0/us/	http://creativecommons.org/licenses/by/3.0/us/	NOUN
emaj-183	12	9	volume	volume	NOUN
emaj-183	12	10	9	9	NUM
emaj-183	12	11	no	no	DET
emaj-183	12	12	2	2	NUM
emaj-183	12	13	(	(	PUNCT
emaj-183	12	14	2019	2019	NUM
emaj-183	12	15	)	)	PUNCT
emaj-183	12	16	|	|	ADV
emaj-183	12	17	issn	issn	VERB
emaj-183	12	18	2158	2158	NUM
emaj-183	12	19	-	-	SYM
emaj-183	12	20	8708	8708	NUM
emaj-183	12	21	(	(	PUNCT
emaj-183	12	22	online	online	NOUN
emaj-183	12	23	)	)	PUNCT
emaj-183	12	24	|	|	ADV
emaj-183	12	25	doi	doi	X
emaj-183	12	26	10.5195	10.5195	NUM
emaj-183	12	27	/	/	SYM
emaj-183	12	28	emaj.2019.183	emaj.2019.183	NOUN
emaj-183	13	1	|	|	ADV
emaj-183	13	2	http://emaj.pitt.edu	http://emaj.pitt.edu	PROPN
emaj-183	13	3	mustafa	mustafa	PROPN
emaj-183	13	4	tevfik	tevfik	PROPN
emaj-183	13	5	kartal	kartal	ADJ
emaj-183	13	6	emerging	emerge	VERB
emaj-183	13	7	markets	market	NOUN
emaj-183	13	8	journal	journal	NOUN
emaj-183	13	9	|	|	ADV
emaj-183	13	10	p	p	NOUN
emaj-183	13	11	a	a	DET
emaj-183	13	12	g	g	NOUN
emaj-183	13	13	e	e	NOUN
emaj-183	13	14	|17	|17	NOUN
emaj-183	13	15	defining	define	VERB
emaj-183	13	16	influential	influential	ADJ
emaj-183	13	17	factors	factor	NOUN
emaj-183	13	18	of	of	ADP
emaj-183	13	19	capital	capital	NOUN
emaj-183	13	20	adequacy	adequacy	NOUN
emaj-183	13	21	ratio	ratio	NOUN
emaj-183	13	22	:	:	PUNCT
emaj-183	13	23	an	an	DET
emaj-183	13	24	examination	examination	NOUN
emaj-183	13	25	upon	upon	SCONJ
emaj-183	13	26	turkish	turkish	ADJ
emaj-183	13	27	banking	banking	NOUN
emaj-183	13	28	sector	sector	NOUN
emaj-183	13	29	(	(	PUNCT
emaj-183	13	30	2006	2006	NUM
emaj-183	13	31	/	/	SYM
emaj-183	13	32	q12019	q12019	PROPN
emaj-183	13	33	/	/	SYM
emaj-183	13	34	q1	q1	PROPN
emaj-183	13	35	)	)	PUNCT
emaj-183	13	36	mustafa	mustafa	PROPN
emaj-183	13	37	tevfik	tevfik	PROPN
emaj-183	13	38	kartal	kartal	PROPN
emaj-183	13	39	i.	i.	PROPN
emaj-183	13	40	introduction	introduction	NOUN
emaj-183	13	41	countries	country	NOUN
emaj-183	13	42	have	have	VERB
emaj-183	13	43	different	different	ADJ
emaj-183	13	44	financial	financial	ADJ
emaj-183	13	45	systems	system	NOUN
emaj-183	13	46	from	from	ADP
emaj-183	13	47	each	each	DET
emaj-183	13	48	other	other	ADJ
emaj-183	13	49	.	.	PUNCT
emaj-183	14	1	as	as	ADP
emaj-183	14	2	general	general	ADJ
emaj-183	14	3	,	,	PUNCT
emaj-183	14	4	there	there	PRON
emaj-183	14	5	are	be	VERB
emaj-183	14	6	two	two	NUM
emaj-183	14	7	types	type	NOUN
emaj-183	14	8	of	of	ADP
emaj-183	14	9	financial	financial	ADJ
emaj-183	14	10	systems	system	NOUN
emaj-183	14	11	,	,	PUNCT
emaj-183	14	12	which	which	PRON
emaj-183	14	13	are	be	AUX
emaj-183	14	14	the	the	DET
emaj-183	14	15	bank	bank	NOUN
emaj-183	14	16	-	-	PUNCT
emaj-183	14	17	based	base	VERB
emaj-183	14	18	and	and	CCONJ
emaj-183	14	19	the	the	DET
emaj-183	14	20	market	market	NOUN
emaj-183	14	21	-	-	PUNCT
emaj-183	14	22	based	base	VERB
emaj-183	14	23	systems	system	NOUN
emaj-183	14	24	.	.	PUNCT
emaj-183	15	1	most	most	ADJ
emaj-183	15	2	of	of	ADP
emaj-183	15	3	the	the	DET
emaj-183	15	4	countries	country	NOUN
emaj-183	15	5	,	,	PUNCT
emaj-183	15	6	including	include	VERB
emaj-183	15	7	emerging	emerge	VERB
emaj-183	15	8	countries	country	NOUN
emaj-183	15	9	and	and	CCONJ
emaj-183	15	10	turkey	turkey	NOUN
emaj-183	15	11	,	,	PUNCT
emaj-183	15	12	has	have	VERB
emaj-183	15	13	a	a	DET
emaj-183	15	14	bank	bank	NOUN
emaj-183	15	15	-	-	PUNCT
emaj-183	15	16	based	base	VERB
emaj-183	15	17	financial	financial	ADJ
emaj-183	15	18	system	system	NOUN
emaj-183	15	19	which	which	PRON
emaj-183	15	20	means	mean	VERB
emaj-183	15	21	that	that	SCONJ
emaj-183	15	22	these	these	DET
emaj-183	15	23	countries	country	NOUN
emaj-183	15	24	provide	provide	VERB
emaj-183	15	25	most	most	ADJ
emaj-183	15	26	of	of	ADP
emaj-183	15	27	the	the	DET
emaj-183	15	28	needs	need	NOUN
emaj-183	15	29	of	of	ADP
emaj-183	15	30	funding	funding	NOUN
emaj-183	15	31	for	for	ADP
emaj-183	15	32	economic	economic	ADJ
emaj-183	15	33	activities	activity	NOUN
emaj-183	15	34	from	from	ADP
emaj-183	15	35	banks	bank	NOUN
emaj-183	15	36	(	(	PUNCT
emaj-183	15	37	kartal	kartal	X
emaj-183	15	38	et	et	PROPN
emaj-183	15	39	al	al	PROPN
emaj-183	15	40	.	.	PROPN
emaj-183	15	41	,	,	PUNCT
emaj-183	15	42	2018	2018	NUM
emaj-183	15	43	,	,	PUNCT
emaj-183	15	44	kartal	kartal	NOUN
emaj-183	15	45	,	,	PUNCT
emaj-183	15	46	2019	2019	NUM
emaj-183	15	47	)	)	PUNCT
emaj-183	15	48	.	.	PUNCT
emaj-183	16	1	for	for	ADP
emaj-183	16	2	this	this	DET
emaj-183	16	3	reason	reason	NOUN
emaj-183	16	4	,	,	PUNCT
emaj-183	16	5	banks	bank	NOUN
emaj-183	16	6	and	and	CCONJ
emaj-183	16	7	banking	banking	NOUN
emaj-183	16	8	are	be	AUX
emaj-183	16	9	important	important	ADJ
emaj-183	16	10	in	in	ADP
emaj-183	16	11	such	such	ADJ
emaj-183	16	12	countries	country	NOUN
emaj-183	16	13	(	(	PUNCT
emaj-183	16	14	dinçer	dinçer	NOUN
emaj-183	16	15	et	et	PROPN
emaj-183	16	16	al	al	PROPN
emaj-183	16	17	.	.	PROPN
emaj-183	16	18	,	,	PUNCT
emaj-183	16	19	2016	2016	NUM
emaj-183	16	20	)	)	PUNCT
emaj-183	16	21	.	.	PUNCT
emaj-183	17	1	there	there	PRON
emaj-183	17	2	is	be	VERB
emaj-183	17	3	too	too	ADV
emaj-183	17	4	much	much	ADJ
emaj-183	17	5	legislation	legislation	NOUN
emaj-183	17	6	regulating	regulate	VERB
emaj-183	17	7	banking	banking	NOUN
emaj-183	17	8	sectors	sector	NOUN
emaj-183	17	9	and	and	CCONJ
emaj-183	17	10	banks	bank	NOUN
emaj-183	17	11	due	due	ADP
emaj-183	17	12	to	to	ADP
emaj-183	17	13	the	the	DET
emaj-183	17	14	fact	fact	NOUN
emaj-183	17	15	that	that	SCONJ
emaj-183	17	16	they	they	PRON
emaj-183	17	17	are	be	AUX
emaj-183	17	18	so	so	ADV
emaj-183	17	19	much	much	ADV
emaj-183	17	20	important	important	ADJ
emaj-183	17	21	for	for	ADP
emaj-183	17	22	countries	country	NOUN
emaj-183	17	23	.	.	PUNCT
emaj-183	18	1	that	that	PRON
emaj-183	18	2	is	be	AUX
emaj-183	18	3	why	why	SCONJ
emaj-183	18	4	developments	development	NOUN
emaj-183	18	5	in	in	ADP
emaj-183	18	6	financial	financial	ADJ
emaj-183	18	7	systems	system	NOUN
emaj-183	18	8	and	and	CCONJ
emaj-183	18	9	banking	banking	NOUN
emaj-183	18	10	sectors	sector	NOUN
emaj-183	18	11	have	have	VERB
emaj-183	18	12	importance	importance	NOUN
emaj-183	18	13	for	for	ADP
emaj-183	18	14	the	the	DET
emaj-183	18	15	macroeconomics	macroeconomic	NOUN
emaj-183	18	16	of	of	ADP
emaj-183	18	17	countries	country	NOUN
emaj-183	18	18	(	(	PUNCT
emaj-183	18	19	kar	kar	INTJ
emaj-183	18	20	et	et	PROPN
emaj-183	18	21	al	al	PROPN
emaj-183	18	22	.	.	PROPN
emaj-183	18	23	,	,	PUNCT
emaj-183	18	24	2008	2008	NUM
emaj-183	18	25	)	)	PUNCT
emaj-183	18	26	.	.	PUNCT
emaj-183	19	1	similarly	similarly	ADV
emaj-183	19	2	,	,	PUNCT
emaj-183	19	3	banking	banking	NOUN
emaj-183	19	4	law	law	NOUN
emaj-183	19	5	(	(	PUNCT
emaj-183	19	6	bl	bl	NOUN
emaj-183	19	7	)	)	PUNCT
emaj-183	19	8	numbered	number	VERB
emaj-183	19	9	5411	5411	NUM
emaj-183	19	10	regulates	regulate	VERB
emaj-183	19	11	turkish	turkish	ADJ
emaj-183	19	12	banking	banking	NOUN
emaj-183	19	13	sector	sector	NOUN
emaj-183	19	14	(	(	PUNCT
emaj-183	19	15	tbs	tbs	NOUN
emaj-183	19	16	)	)	PUNCT
emaj-183	19	17	strictly	strictly	ADV
emaj-183	19	18	.	.	PUNCT
emaj-183	20	1	also	also	ADV
emaj-183	20	2	,	,	PUNCT
emaj-183	20	3	with	with	ADP
emaj-183	20	4	the	the	DET
emaj-183	20	5	authorization	authorization	NOUN
emaj-183	20	6	of	of	ADP
emaj-183	20	7	bl	bl	PROPN
emaj-183	20	8	,	,	PUNCT
emaj-183	20	9	banking	banking	NOUN
emaj-183	20	10	regulation	regulation	NOUN
emaj-183	20	11	and	and	CCONJ
emaj-183	20	12	supervision	supervision	NOUN
emaj-183	20	13	agency	agency	NOUN
emaj-183	20	14	(	(	PUNCT
emaj-183	20	15	brsa	brsa	NOUN
emaj-183	20	16	)	)	PUNCT
emaj-183	20	17	has	have	AUX
emaj-183	20	18	made	make	VERB
emaj-183	20	19	a	a	DET
emaj-183	20	20	variety	variety	NOUN
emaj-183	20	21	of	of	ADP
emaj-183	20	22	secondary	secondary	ADJ
emaj-183	20	23	regulation	regulation	NOUN
emaj-183	20	24	on	on	ADP
emaj-183	20	25	tbs	tbs	ADJ
emaj-183	20	26	(	(	PUNCT
emaj-183	20	27	kartal	kartal	X
emaj-183	20	28	&	&	CCONJ
emaj-183	20	29	çoban	çoban	PROPN
emaj-183	20	30	çelikdemir	çelikdemir	PROPN
emaj-183	20	31	,	,	PUNCT
emaj-183	20	32	2019	2019	NUM
emaj-183	20	33	)	)	PUNCT
emaj-183	20	34	.	.	PUNCT
emaj-183	21	1	in	in	ADP
emaj-183	21	2	addition	addition	NOUN
emaj-183	21	3	to	to	ADP
emaj-183	21	4	brsa	brsa	NOUN
emaj-183	21	5	,	,	PUNCT
emaj-183	21	6	also	also	ADV
emaj-183	21	7	other	other	ADJ
emaj-183	21	8	regulatory	regulatory	ADJ
emaj-183	21	9	bodies	body	NOUN
emaj-183	21	10	could	could	AUX
emaj-183	21	11	make	make	VERB
emaj-183	21	12	secondary	secondary	ADJ
emaj-183	21	13	regulation	regulation	NOUN
emaj-183	21	14	on	on	ADP
emaj-183	21	15	tbs	tbs	NOUN
emaj-183	21	16	.	.	PUNCT
emaj-183	22	1	although	although	SCONJ
emaj-183	22	2	all	all	DET
emaj-183	22	3	regulation	regulation	NOUN
emaj-183	22	4	,	,	PUNCT
emaj-183	22	5	unfortunately	unfortunately	ADV
emaj-183	22	6	,	,	PUNCT
emaj-183	22	7	there	there	PRON
emaj-183	22	8	have	have	AUX
emaj-183	22	9	been	be	AUX
emaj-183	22	10	crises	crisis	NOUN
emaj-183	22	11	because	because	SCONJ
emaj-183	22	12	of	of	ADP
emaj-183	22	13	the	the	DET
emaj-183	22	14	fact	fact	NOUN
emaj-183	22	15	that	that	SCONJ
emaj-183	22	16	regulation	regulation	NOUN
emaj-183	22	17	and	and	CCONJ
emaj-183	22	18	supervision	supervision	NOUN
emaj-183	22	19	system	system	NOUN
emaj-183	22	20	on	on	ADP
emaj-183	22	21	banking	banking	NOUN
emaj-183	22	22	sector	sector	NOUN
emaj-183	22	23	does	do	AUX
emaj-183	22	24	not	not	PART
emaj-183	22	25	function	function	VERB
emaj-183	22	26	(	(	PUNCT
emaj-183	22	27	mishkin	mishkin	NOUN
emaj-183	22	28	,	,	PUNCT
emaj-183	22	29	1999	1999	NUM
emaj-183	22	30	;	;	PUNCT
emaj-183	22	31	kılcı	kılcı	NOUN
emaj-183	22	32	,	,	PUNCT
emaj-183	22	33	2017	2017	NUM
emaj-183	22	34	;	;	PUNCT
emaj-183	22	35	çam	çam	NOUN
emaj-183	22	36	&	&	CCONJ
emaj-183	22	37	özer	özer	NOUN
emaj-183	22	38	,	,	PUNCT
emaj-183	22	39	2018	2018	NUM
emaj-183	22	40	)	)	PUNCT
emaj-183	22	41	.	.	PUNCT
emaj-183	23	1	depending	depend	VERB
emaj-183	23	2	on	on	ADP
emaj-183	23	3	the	the	DET
emaj-183	23	4	crisis	crisis	NOUN
emaj-183	23	5	like	like	ADP
emaj-183	23	6	2000	2000	NUM
emaj-183	23	7	and	and	CCONJ
emaj-183	23	8	2001	2001	NUM
emaj-183	23	9	crisis	crisis	NOUN
emaj-183	23	10	in	in	ADP
emaj-183	23	11	turkey	turkey	PROPN
emaj-183	23	12	and	and	CCONJ
emaj-183	23	13	2008	2008	NUM
emaj-183	23	14	global	global	ADJ
emaj-183	23	15	crisis	crisis	NOUN
emaj-183	23	16	which	which	PRON
emaj-183	23	17	started	start	VERB
emaj-183	23	18	in	in	ADP
emaj-183	23	19	the	the	DET
emaj-183	23	20	united	united	PROPN
emaj-183	23	21	states	states	PROPN
emaj-183	23	22	of	of	ADP
emaj-183	23	23	america	america	PROPN
emaj-183	23	24	,	,	PUNCT
emaj-183	23	25	national	national	ADJ
emaj-183	23	26	authorities	authority	NOUN
emaj-183	23	27	and	and	CCONJ
emaj-183	23	28	international	international	ADJ
emaj-183	23	29	institutions	institution	NOUN
emaj-183	23	30	have	have	AUX
emaj-183	23	31	intensified	intensify	VERB
emaj-183	23	32	their	their	PRON
emaj-183	23	33	efforts	effort	NOUN
emaj-183	23	34	and	and	CCONJ
emaj-183	23	35	published	publish	VERB
emaj-183	23	36	additional	additional	ADJ
emaj-183	23	37	principles	principle	NOUN
emaj-183	23	38	named	name	VERB
emaj-183	23	39	as	as	ADP
emaj-183	23	40	basel	basel	PROPN
emaj-183	23	41	iii	iii	PROPN
emaj-183	23	42	criteria	criterion	NOUN
emaj-183	23	43	which	which	PRON
emaj-183	23	44	regulate	regulate	VERB
emaj-183	23	45	the	the	DET
emaj-183	23	46	banking	banking	NOUN
emaj-183	23	47	sector	sector	NOUN
emaj-183	23	48	in	in	ADP
emaj-183	23	49	a	a	DET
emaj-183	23	50	much	much	ADV
emaj-183	23	51	more	more	ADV
emaj-183	23	52	efficient	efficient	ADJ
emaj-183	23	53	manner	manner	NOUN
emaj-183	23	54	.	.	PUNCT
emaj-183	24	1	the	the	DET
emaj-183	24	2	most	most	ADV
emaj-183	24	3	important	important	ADJ
emaj-183	24	4	issue	issue	NOUN
emaj-183	24	5	in	in	ADP
emaj-183	24	6	basel	basel	PROPN
emaj-183	24	7	iii	iii	PROPN
emaj-183	24	8	regulation	regulation	NOUN
emaj-183	24	9	is	be	AUX
emaj-183	24	10	how	how	SCONJ
emaj-183	24	11	to	to	PART
emaj-183	24	12	calculate	calculate	VERB
emaj-183	24	13	adequate	adequate	ADJ
emaj-183	24	14	capital	capital	NOUN
emaj-183	24	15	,	,	PUNCT
emaj-183	24	16	i.e.	i.e.	X
emaj-183	24	17	car	car	NOUN
emaj-183	24	18	.	.	PUNCT
emaj-183	25	1	basel	basel	PROPN
emaj-183	25	2	committee	committee	PROPN
emaj-183	25	3	on	on	ADP
emaj-183	25	4	banking	banking	NOUN
emaj-183	25	5	supervision	supervision	NOUN
emaj-183	25	6	would	would	AUX
emaj-183	25	7	increase	increase	VERB
emaj-183	25	8	tier	tier	NOUN
emaj-183	25	9	1	1	NUM
emaj-183	25	10	capital/	capital/	NUM
emaj-183	25	11	risk	risk	NOUN
emaj-183	25	12	weighted	weight	VERB
emaj-183	25	13	assets	asset	NOUN
emaj-183	25	14	(	(	PUNCT
emaj-183	25	15	rwa	rwa	PROPN
emaj-183	25	16	)	)	PUNCT
emaj-183	25	17	ratio	ratio	NOUN
emaj-183	25	18	to	to	ADP
emaj-183	25	19	4.5	4.5	NUM
emaj-183	25	20	%	%	NOUN
emaj-183	25	21	and	and	CCONJ
emaj-183	25	22	tier	tier	NOUN
emaj-183	25	23	2	2	NUM
emaj-183	25	24	capital	capital	NOUN
emaj-183	25	25	/	/	SYM
emaj-183	25	26	rwa	rwa	PROPN
emaj-183	25	27	to	to	ADP
emaj-183	25	28	7	7	NUM
emaj-183	25	29	%	%	NOUN
emaj-183	25	30	(	(	PUNCT
emaj-183	25	31	bis	bis	PROPN
emaj-183	25	32	,	,	PUNCT
emaj-183	25	33	2010	2010	NUM
emaj-183	25	34	)	)	PUNCT
emaj-183	25	35	.	.	PUNCT
emaj-183	26	1	this	this	PRON
emaj-183	26	2	is	be	AUX
emaj-183	26	3	a	a	DET
emaj-183	26	4	challenging	challenging	ADJ
emaj-183	26	5	process	process	NOUN
emaj-183	26	6	for	for	ADP
emaj-183	26	7	some	some	DET
emaj-183	26	8	countries	country	NOUN
emaj-183	26	9	,	,	PUNCT
emaj-183	26	10	because	because	SCONJ
emaj-183	26	11	of	of	ADP
emaj-183	26	12	increasing	increase	VERB
emaj-183	26	13	capital	capital	NOUN
emaj-183	26	14	or	or	CCONJ
emaj-183	26	15	decreasing	decrease	VERB
emaj-183	26	16	rwa	rwa	PROPN
emaj-183	26	17	requirement	requirement	NOUN
emaj-183	26	18	.	.	PUNCT
emaj-183	27	1	with	with	ADP
emaj-183	27	2	the	the	DET
emaj-183	27	3	varying	varying	NOUN
emaj-183	27	4	of	of	ADP
emaj-183	27	5	transition	transition	NOUN
emaj-183	27	6	period	period	NOUN
emaj-183	27	7	according	accord	VERB
emaj-183	27	8	to	to	ADP
emaj-183	27	9	countries	country	NOUN
emaj-183	27	10	,	,	PUNCT
emaj-183	27	11	basel	basel	PROPN
emaj-183	27	12	iii	iii	PROPN
emaj-183	27	13	process	process	NOUN
emaj-183	27	14	was	be	AUX
emaj-183	27	15	initiated	initiate	VERB
emaj-183	27	16	in	in	ADP
emaj-183	27	17	2013	2013	NUM
emaj-183	27	18	,	,	PUNCT
emaj-183	27	19	regulations	regulation	NOUN
emaj-183	27	20	have	have	AUX
emaj-183	27	21	been	be	AUX
emaj-183	27	22	made	make	VERB
emaj-183	27	23	in	in	ADP
emaj-183	27	24	time	time	NOUN
emaj-183	27	25	,	,	PUNCT
emaj-183	27	26	the	the	DET
emaj-183	27	27	transition	transition	NOUN
emaj-183	27	28	period	period	NOUN
emaj-183	27	29	has	have	AUX
emaj-183	27	30	been	be	AUX
emaj-183	27	31	completed	complete	VERB
emaj-183	27	32	,	,	PUNCT
emaj-183	27	33	and	and	CCONJ
emaj-183	27	34	basel	basel	PROPN
emaj-183	27	35	iii	iii	PROPN
emaj-183	27	36	has	have	AUX
emaj-183	27	37	gone	go	VERB
emaj-183	27	38	into	into	ADP
emaj-183	27	39	effect	effect	NOUN
emaj-183	27	40	in	in	ADP
emaj-183	27	41	2019	2019	NUM
emaj-183	27	42	fully	fully	ADV
emaj-183	27	43	in	in	ADP
emaj-183	27	44	turkey	turkey	NOUN
emaj-183	27	45	.	.	PUNCT
emaj-183	28	1	all	all	DET
emaj-183	28	2	countries	country	NOUN
emaj-183	28	3	have	have	AUX
emaj-183	28	4	been	be	AUX
emaj-183	28	5	in	in	ADP
emaj-183	28	6	stress	stress	NOUN
emaj-183	28	7	because	because	SCONJ
emaj-183	28	8	of	of	ADP
emaj-183	28	9	this	this	DET
emaj-183	28	10	hard	hard	ADJ
emaj-183	28	11	transition	transition	NOUN
emaj-183	28	12	period	period	NOUN
emaj-183	28	13	.	.	PUNCT
emaj-183	29	1	when	when	SCONJ
emaj-183	29	2	examining	examine	VERB
emaj-183	29	3	the	the	DET
emaj-183	29	4	development	development	NOUN
emaj-183	29	5	trend	trend	NOUN
emaj-183	29	6	of	of	ADP
emaj-183	29	7	car	car	NOUN
emaj-183	29	8	in	in	ADP
emaj-183	29	9	turkey	turkey	NOUN
emaj-183	29	10	,	,	PUNCT
emaj-183	29	11	it	it	PRON
emaj-183	29	12	can	can	AUX
emaj-183	29	13	be	be	AUX
emaj-183	29	14	seen	see	VERB
emaj-183	29	15	that	that	SCONJ
emaj-183	29	16	it	it	PRON
emaj-183	29	17	has	have	AUX
emaj-183	29	18	decreased	decrease	VERB
emaj-183	29	19	from	from	ADP
emaj-183	29	20	30.9	30.9	NUM
emaj-183	29	21	%	%	NOUN
emaj-183	29	22	in	in	ADP
emaj-183	29	23	2003	2003	NUM
emaj-183	29	24	to	to	ADP
emaj-183	29	25	17.1	17.1	NUM
emaj-183	29	26	%	%	NOUN
emaj-183	29	27	as	as	ADP
emaj-183	29	28	of	of	ADP
emaj-183	29	29	may	may	PROPN
emaj-183	29	30	2019	2019	NUM
emaj-183	29	31	(	(	PUNCT
emaj-183	29	32	brsa	brsa	NOUN
emaj-183	29	33	,	,	PUNCT
emaj-183	29	34	2019	2019	NUM
emaj-183	29	35	)	)	PUNCT
emaj-183	29	36	.	.	PUNCT
emaj-183	30	1	as	as	SCONJ
emaj-183	30	2	mentioned	mention	VERB
emaj-183	30	3	,	,	PUNCT
emaj-183	30	4	car	car	NOUN
emaj-183	30	5	is	be	AUX
emaj-183	30	6	important	important	ADJ
emaj-183	30	7	because	because	SCONJ
emaj-183	30	8	it	it	PRON
emaj-183	30	9	affects	affect	VERB
emaj-183	30	10	the	the	DET
emaj-183	30	11	capacity	capacity	NOUN
emaj-183	30	12	of	of	ADP
emaj-183	30	13	providing	provide	VERB
emaj-183	30	14	credits	credit	NOUN
emaj-183	30	15	of	of	ADP
emaj-183	30	16	banking	banking	NOUN
emaj-183	30	17	.	.	PUNCT
emaj-183	31	1	when	when	SCONJ
emaj-183	31	2	car	car	NOUN
emaj-183	31	3	is	be	AUX
emaj-183	31	4	decreasing	decrease	VERB
emaj-183	31	5	and	and	CCONJ
emaj-183	31	6	reaching	reach	VERB
emaj-183	31	7	the	the	DET
emaj-183	31	8	legal	legal	ADJ
emaj-183	31	9	limit	limit	NOUN
emaj-183	31	10	which	which	PRON
emaj-183	31	11	is	be	AUX
emaj-183	31	12	12	12	NUM
emaj-183	31	13	%	%	NOUN
emaj-183	31	14	in	in	ADP
emaj-183	31	15	turkey	turkey	NOUN
emaj-183	31	16	,	,	PUNCT
emaj-183	31	17	then	then	ADV
emaj-183	31	18	any	any	DET
emaj-183	31	19	bank	bank	NOUN
emaj-183	31	20	should	should	AUX
emaj-183	31	21	decrease	decrease	VERB
emaj-183	31	22	providing	provide	VERB
emaj-183	31	23	credits	credit	NOUN
emaj-183	31	24	if	if	SCONJ
emaj-183	31	25	the	the	DET
emaj-183	31	26	bank	bank	NOUN
emaj-183	31	27	can	can	AUX
emaj-183	31	28	not	not	PART
emaj-183	31	29	increase	increase	VERB
emaj-183	31	30	their	their	PRON
emaj-183	31	31	capital	capital	NOUN
emaj-183	31	32	.	.	PUNCT
emaj-183	32	1	for	for	ADP
emaj-183	32	2	this	this	DET
emaj-183	32	3	reason	reason	NOUN
emaj-183	32	4	,	,	PUNCT
emaj-183	32	5	having	have	VERB
emaj-183	32	6	a	a	DET
emaj-183	32	7	high	high	ADJ
emaj-183	32	8	car	car	NOUN
emaj-183	32	9	for	for	ADP
emaj-183	32	10	both	both	CCONJ
emaj-183	32	11	tbs	tbs	ADJ
emaj-183	32	12	and	and	CCONJ
emaj-183	32	13	turkish	turkish	ADJ
emaj-183	32	14	banks	bank	NOUN
emaj-183	32	15	is	be	AUX
emaj-183	32	16	crucial	crucial	ADJ
emaj-183	32	17	and	and	CCONJ
emaj-183	32	18	definitely	definitely	ADV
emaj-183	32	19	keeping	keep	VERB
emaj-183	32	20	the	the	DET
emaj-183	32	21	car	car	NOUN
emaj-183	32	22	high	high	ADV
emaj-183	32	23	is	be	AUX
emaj-183	32	24	very	very	ADV
emaj-183	32	25	important	important	ADJ
emaj-183	32	26	.	.	PUNCT
emaj-183	33	1	because	because	SCONJ
emaj-183	33	2	of	of	ADP
emaj-183	33	3	providing	provide	VERB
emaj-183	33	4	most	most	ADJ
emaj-183	33	5	of	of	ADP
emaj-183	33	6	the	the	DET
emaj-183	33	7	financing	financing	NOUN
emaj-183	33	8	source	source	NOUN
emaj-183	33	9	by	by	ADP
emaj-183	33	10	banks	bank	NOUN
emaj-183	33	11	in	in	ADP
emaj-183	33	12	turkey	turkey	NOUN
emaj-183	33	13	,	,	PUNCT
emaj-183	33	14	decreasing	decrease	VERB
emaj-183	33	15	trend	trend	NOUN
emaj-183	33	16	of	of	ADP
emaj-183	33	17	car	car	NOUN
emaj-183	33	18	has	have	VERB
emaj-183	33	19	a	a	DET
emaj-183	33	20	risk	risk	NOUN
emaj-183	33	21	.	.	PUNCT
emaj-183	34	1	to	to	PART
emaj-183	34	2	be	be	AUX
emaj-183	34	3	able	able	ADJ
emaj-183	34	4	to	to	PART
emaj-183	34	5	sustain	sustain	VERB
emaj-183	34	6	financing	financing	NOUN
emaj-183	34	7	support	support	NOUN
emaj-183	34	8	of	of	ADP
emaj-183	34	9	banks	bank	NOUN
emaj-183	34	10	to	to	ADP
emaj-183	34	11	the	the	DET
emaj-183	34	12	economy	economy	NOUN
emaj-183	34	13	,	,	PUNCT
emaj-183	34	14	stopping	stop	VERB
emaj-183	34	15	decreasing	decrease	VERB
emaj-183	34	16	in	in	ADP
emaj-183	34	17	car	car	NOUN
emaj-183	34	18	is	be	AUX
emaj-183	34	19	a	a	DET
emaj-183	34	20	requirement	requirement	NOUN
emaj-183	34	21	.	.	PUNCT
emaj-183	35	1	on	on	ADP
emaj-183	35	2	the	the	DET
emaj-183	35	3	other	other	ADJ
emaj-183	35	4	hand	hand	NOUN
emaj-183	35	5	,	,	PUNCT
emaj-183	35	6	increasing	increase	VERB
emaj-183	35	7	car	car	NOUN
emaj-183	35	8	is	be	AUX
emaj-183	35	9	very	very	ADV
emaj-183	35	10	important	important	ADJ
emaj-183	35	11	if	if	SCONJ
emaj-183	35	12	much	much	ADV
emaj-183	35	13	more	more	ADJ
emaj-183	35	14	credit	credit	NOUN
emaj-183	35	15	providing	providing	NOUN
emaj-183	35	16	by	by	ADP
emaj-183	35	17	banks	bank	NOUN
emaj-183	35	18	is	be	AUX
emaj-183	35	19	desired	desire	VERB
emaj-183	35	20	.	.	PUNCT
emaj-183	36	1	however	however	ADV
emaj-183	36	2	,	,	PUNCT
emaj-183	36	3	influential	influential	ADJ
emaj-183	36	4	factors	factor	NOUN
emaj-183	36	5	of	of	ADP
emaj-183	36	6	car	car	NOUN
emaj-183	36	7	should	should	AUX
emaj-183	36	8	be	be	AUX
emaj-183	36	9	determined	determine	VERB
emaj-183	36	10	firstly	firstly	ADV
emaj-183	36	11	.	.	PUNCT
emaj-183	37	1	for	for	ADP
emaj-183	37	2	this	this	DET
emaj-183	37	3	aim	aim	NOUN
emaj-183	37	4	,	,	PUNCT
emaj-183	37	5	mars	mars	NOUN
emaj-183	37	6	method	method	NOUN
emaj-183	37	7	,	,	PUNCT
emaj-183	37	8	14	14	NUM
emaj-183	37	9	explanatory	explanatory	ADJ
emaj-183	37	10	variables	variable	NOUN
emaj-183	37	11	,	,	PUNCT
emaj-183	37	12	and	and	CCONJ
emaj-183	37	13	quarterly	quarterly	ADJ
emaj-183	37	14	data	datum	NOUN
emaj-183	37	15	are	be	AUX
emaj-183	37	16	used	use	VERB
emaj-183	37	17	for	for	ADP
emaj-183	37	18	the	the	DET
emaj-183	37	19	period	period	NOUN
emaj-183	37	20	of	of	ADP
emaj-183	37	21	2006	2006	NUM
emaj-183	37	22	/	/	SYM
emaj-183	37	23	q1	q1	NOUN
emaj-183	37	24	-	-	PUNCT
emaj-183	37	25	2019	2019	NUM
emaj-183	37	26	/	/	SYM
emaj-183	37	27	q1	q1	NOUN
emaj-183	37	28	to	to	PART
emaj-183	37	29	determine	determine	VERB
emaj-183	37	30	influential	influential	ADJ
emaj-183	37	31	factors	factor	NOUN
emaj-183	37	32	on	on	ADP
emaj-183	37	33	car	car	NOUN
emaj-183	37	34	in	in	ADP
emaj-183	37	35	turkey	turkey	NOUN
emaj-183	37	36	.	.	PUNCT
emaj-183	38	1	as	as	ADV
emaj-183	38	2	far	far	ADV
emaj-183	38	3	as	as	SCONJ
emaj-183	38	4	it	it	PRON
emaj-183	38	5	is	be	AUX
emaj-183	38	6	known	know	VERB
emaj-183	38	7	,	,	PUNCT
emaj-183	38	8	mars	mar	NOUN
emaj-183	38	9	method	method	NOUN
emaj-183	38	10	is	be	AUX
emaj-183	38	11	used	use	VERB
emaj-183	38	12	first	first	ADJ
emaj-183	38	13	time	time	NOUN
emaj-183	38	14	in	in	ADP
emaj-183	38	15	defining	define	VERB
emaj-183	38	16	influential	influential	ADJ
emaj-183	38	17	factors	factor	NOUN
emaj-183	38	18	on	on	ADP
emaj-183	38	19	car	car	NOUN
emaj-183	38	20	.	.	PUNCT
emaj-183	39	1	so	so	ADV
emaj-183	39	2	,	,	PUNCT
emaj-183	39	3	it	it	PRON
emaj-183	39	4	is	be	AUX
emaj-183	39	5	thought	think	VERB
emaj-183	39	6	that	that	SCONJ
emaj-183	39	7	this	this	DET
emaj-183	39	8	study	study	NOUN
emaj-183	39	9	is	be	AUX
emaj-183	39	10	a	a	DET
emaj-183	39	11	pioneer	pioneer	NOUN
emaj-183	39	12	researc	researc	NOUN
emaj-183	39	13	in	in	ADP
emaj-183	39	14	terms	term	NOUN
emaj-183	39	15	of	of	ADP
emaj-183	39	16	this	this	DET
emaj-183	39	17	characteristic	characteristic	NOUN
emaj-183	39	18	.	.	PUNCT
emaj-183	40	1	this	this	DET
emaj-183	40	2	study	study	NOUN
emaj-183	40	3	consists	consist	VERB
emaj-183	40	4	of	of	ADP
emaj-183	40	5	four	four	NUM
emaj-183	40	6	parts	part	NOUN
emaj-183	40	7	.	.	PUNCT
emaj-183	41	1	after	after	ADP
emaj-183	41	2	the	the	DET
emaj-183	41	3	introduction	introduction	NOUN
emaj-183	41	4	,	,	PUNCT
emaj-183	41	5	part	part	NOUN
emaj-183	41	6	2	2	NUM
emaj-183	41	7	reviews	review	VERB
emaj-183	41	8	the	the	DET
emaj-183	41	9	related	relate	VERB
emaj-183	41	10	literature	literature	NOUN
emaj-183	41	11	upon	upon	SCONJ
emaj-183	41	12	capital	capital	NOUN
emaj-183	41	13	adequacy	adequacy	NOUN
emaj-183	41	14	ratio	ratio	NOUN
emaj-183	41	15	in	in	ADP
emaj-183	41	16	turkey	turkey	NOUN
emaj-183	41	17	and	and	CCONJ
emaj-183	41	18	some	some	DET
emaj-183	41	19	other	other	ADJ
emaj-183	41	20	selected	select	VERB
emaj-183	41	21	countries	country	NOUN
emaj-183	41	22	.	.	PUNCT
emaj-183	42	1	part	part	NOUN
emaj-183	42	2	3	3	NUM
emaj-183	42	3	includes	include	VERB
emaj-183	42	4	the	the	DET
emaj-183	42	5	data	datum	NOUN
emaj-183	42	6	,	,	PUNCT
emaj-183	42	7	methodology	methodology	NOUN
emaj-183	42	8	and	and	CCONJ
emaj-183	42	9	research	research	NOUN
emaj-183	42	10	results	result	NOUN
emaj-183	42	11	.	.	PUNCT
emaj-183	43	1	part	part	NOUN
emaj-183	43	2	4	4	NUM
emaj-183	43	3	summarizes	summarize	VERB
emaj-183	43	4	the	the	DET
emaj-183	43	5	results	result	NOUN
emaj-183	43	6	.	.	PUNCT
emaj-183	44	1	ii	ii	X
emaj-183	44	2	.	.	PUNCT
emaj-183	45	1	literature	literature	PROPN
emaj-183	45	2	review	review	VERB
emaj-183	45	3	there	there	PRON
emaj-183	45	4	are	be	VERB
emaj-183	45	5	studies	study	NOUN
emaj-183	45	6	in	in	ADP
emaj-183	45	7	the	the	DET
emaj-183	45	8	literature	literature	NOUN
emaj-183	45	9	handling	handle	VERB
emaj-183	45	10	car	car	NOUN
emaj-183	45	11	in	in	ADP
emaj-183	45	12	turkey	turkey	NOUN
emaj-183	45	13	and	and	CCONJ
emaj-183	45	14	other	other	ADJ
emaj-183	45	15	countries	country	NOUN
emaj-183	45	16	.	.	PUNCT
emaj-183	46	1	a	a	DET
emaj-183	46	2	variety	variety	NOUN
emaj-183	46	3	of	of	ADP
emaj-183	46	4	independent	independent	ADJ
emaj-183	46	5	variables	variable	NOUN
emaj-183	46	6	such	such	ADJ
emaj-183	46	7	as	as	ADP
emaj-183	46	8	asset	asset	NOUN
emaj-183	46	9	growth	growth	NOUN
emaj-183	46	10	,	,	PUNCT
emaj-183	46	11	asset	asset	NOUN
emaj-183	46	12	quality	quality	NOUN
emaj-183	46	13	,	,	PUNCT
emaj-183	46	14	bank	bank	NOUN
emaj-183	46	15	size	size	NOUN
emaj-183	46	16	,	,	PUNCT
emaj-183	46	17	credits	credit	NOUN
emaj-183	46	18	,	,	PUNCT
emaj-183	46	19	credits	credit	NOUN
emaj-183	46	20	/	/	SYM
emaj-183	46	21	total	total	ADJ
emaj-183	46	22	assets	asset	NOUN
emaj-183	46	23	,	,	PUNCT
emaj-183	46	24	foreign	foreign	ADJ
emaj-183	46	25	exchange	exchange	NOUN
emaj-183	46	26	rates	rate	NOUN
emaj-183	46	27	(	(	PUNCT
emaj-183	46	28	fer	fer	PROPN
emaj-183	46	29	)	)	PUNCT
emaj-183	46	30	,	,	PUNCT
emaj-183	46	31	inflation	inflation	NOUN
emaj-183	46	32	,	,	PUNCT
emaj-183	46	33	interest	interest	NOUN
emaj-183	46	34	rates	rate	NOUN
emaj-183	46	35	,	,	PUNCT
emaj-183	46	36	leverage	leverage	NOUN
emaj-183	46	37	,	,	PUNCT
emaj-183	46	38	liquidity	liquidity	NOUN
emaj-183	46	39	,	,	PUNCT
emaj-183	46	40	net	net	ADJ
emaj-183	46	41	interest	interest	NOUN
emaj-183	46	42	margin	margin	NOUN
emaj-183	46	43	(	(	PUNCT
emaj-183	46	44	nim	nim	PROPN
emaj-183	46	45	)	)	PUNCT
emaj-183	46	46	,	,	PUNCT
emaj-183	46	47	npl	npl	PROPN
emaj-183	46	48	,	,	PUNCT
emaj-183	46	49	provisions	provision	NOUN
emaj-183	46	50	,	,	PUNCT
emaj-183	46	51	provisions	provision	NOUN
emaj-183	46	52	/	/	SYM
emaj-183	46	53	total	total	NOUN
emaj-183	46	54	credits	credit	NOUN
emaj-183	46	55	,	,	PUNCT
emaj-183	46	56	return	return	VERB
emaj-183	46	57	on	on	ADP
emaj-183	46	58	assets	asset	NOUN
emaj-183	46	59	(	(	PUNCT
emaj-183	46	60	roa	roa	NOUN
emaj-183	46	61	)	)	PUNCT
emaj-183	46	62	,	,	PUNCT
emaj-183	46	63	return	return	VERB
emaj-183	46	64	on	on	ADP
emaj-183	46	65	equity	equity	NOUN
emaj-183	46	66	(	(	PUNCT
emaj-183	46	67	roe	roe	PROPN
emaj-183	46	68	)	)	PUNCT
emaj-183	46	69	,	,	PUNCT
emaj-183	46	70	rwa	rwa	PROPN
emaj-183	46	71	and	and	CCONJ
emaj-183	46	72	total	total	ADJ
emaj-183	46	73	assets	asset	NOUN
emaj-183	46	74	are	be	AUX
emaj-183	46	75	taken	take	VERB
emaj-183	46	76	into	into	ADP
emaj-183	46	77	consideration	consideration	NOUN
emaj-183	46	78	in	in	ADP
emaj-183	46	79	these	these	DET
emaj-183	46	80	studies	study	NOUN
emaj-183	46	81	.	.	PUNCT
emaj-183	47	1	some	some	DET
emaj-183	47	2	studies	study	NOUN
emaj-183	47	3	in	in	ADP
emaj-183	47	4	turkey	turkey	PROPN
emaj-183	47	5	examined	examine	VERB
emaj-183	47	6	the	the	DET
emaj-183	47	7	whole	whole	ADJ
emaj-183	47	8	banking	banking	NOUN
emaj-183	47	9	sector	sector	NOUN
emaj-183	47	10	while	while	SCONJ
emaj-183	47	11	some	some	PRON
emaj-183	47	12	of	of	ADP
emaj-183	47	13	the	the	DET
emaj-183	47	14	others	other	NOUN
emaj-183	47	15	analyzed	analyze	VERB
emaj-183	47	16	some	some	DET
emaj-183	47	17	selected	select	VERB
emaj-183	47	18	banks	bank	NOUN
emaj-183	47	19	.	.	PUNCT
emaj-183	48	1	sayılgan	sayılgan	PROPN
emaj-183	48	2	&	&	CCONJ
emaj-183	48	3	yıldırım	yıldırım	PROPN
emaj-183	48	4	(	(	PUNCT
emaj-183	48	5	2009	2009	NUM
emaj-183	48	6	)	)	PUNCT
emaj-183	48	7	examined	examine	VERB
emaj-183	48	8	tbs	tbs	NOUN
emaj-183	48	9	for	for	ADP
emaj-183	48	10	the	the	DET
emaj-183	48	11	period	period	NOUN
emaj-183	48	12	of	of	ADP
emaj-183	48	13	2002	2002	NUM
emaj-183	48	14	and	and	CCONJ
emaj-183	48	15	2007	2007	NUM
emaj-183	48	16	via	via	ADP
emaj-183	48	17	regression	regression	NOUN
emaj-183	48	18	and	and	CCONJ
emaj-183	48	19	concluded	conclude	VERB
emaj-183	48	20	that	that	SCONJ
emaj-183	48	21	car	car	NOUN
emaj-183	48	22	has	have	VERB
emaj-183	48	23	a	a	DET
emaj-183	48	24	positive	positive	ADJ
emaj-183	48	25	relationship	relationship	NOUN
emaj-183	48	26	with	with	ADP
emaj-183	48	27	profitability	profitability	NOUN
emaj-183	48	28	(	(	PUNCT
emaj-183	48	29	roa	roa	PROPN
emaj-183	48	30	,	,	PUNCT
emaj-183	48	31	roe	roe	PROPN
emaj-183	48	32	)	)	PUNCT
emaj-183	48	33	.	.	PUNCT
emaj-183	49	1	büyükşalvarcı	büyükşalvarcı	NOUN
emaj-183	49	2	&	&	CCONJ
emaj-183	49	3	abdioğlu	abdioğlu	PROPN
emaj-183	49	4	(	(	PUNCT
emaj-183	49	5	2011	2011	NUM
emaj-183	49	6	)	)	PUNCT
emaj-183	49	7	analyzed	analyze	VERB
emaj-183	49	8	tbs	tbs	NOUN
emaj-183	49	9	for	for	ADP
emaj-183	49	10	the	the	DET
emaj-183	49	11	period	period	NOUN
emaj-183	49	12	of	of	ADP
emaj-183	49	13	2006	2006	NUM
emaj-183	49	14	and	and	CCONJ
emaj-183	49	15	2010	2010	NUM
emaj-183	49	16	via	via	ADP
emaj-183	49	17	panel	panel	NOUN
emaj-183	49	18	data	datum	NOUN
emaj-183	49	19	analysis	analysis	NOUN
emaj-183	49	20	and	and	CCONJ
emaj-183	49	21	defined	define	VERB
emaj-183	49	22	that	that	SCONJ
emaj-183	49	23	provisions	provision	NOUN
emaj-183	49	24	and	and	CCONJ
emaj-183	49	25	roa	roa	NOUN
emaj-183	49	26	make	make	VERB
emaj-183	49	27	positive	positive	ADJ
emaj-183	49	28	effects	effect	NOUN
emaj-183	49	29	on	on	ADP
emaj-183	49	30	car	car	NOUN
emaj-183	49	31	while	while	SCONJ
emaj-183	49	32	credits	credit	NOUN
emaj-183	49	33	,	,	PUNCT
emaj-183	49	34	roe	roe	NOUN
emaj-183	49	35	and	and	CCONJ
emaj-183	49	36	leverage	leverage	NOUN
emaj-183	49	37	make	make	VERB
emaj-183	49	38	a	a	DET
emaj-183	49	39	negative	negative	ADJ
emaj-183	49	40	effect	effect	NOUN
emaj-183	49	41	.	.	PUNCT
emaj-183	50	1	reis	reis	NOUN
emaj-183	50	2	&	&	CCONJ
emaj-183	50	3	kötüoğlu	kötüoğlu	PROPN
emaj-183	50	4	(	(	PUNCT
emaj-183	50	5	2016	2016	NUM
emaj-183	50	6	)	)	PUNCT
emaj-183	50	7	observed	observe	VERB
emaj-183	50	8	tbs	tbs	NOUN
emaj-183	50	9	for	for	ADP
emaj-183	50	10	the	the	DET
emaj-183	50	11	period	period	NOUN
emaj-183	50	12	of	of	ADP
emaj-183	50	13	2009	2009	NUM
emaj-183	50	14	and	and	CCONJ
emaj-183	50	15	2015	2015	NUM
emaj-183	50	16	via	via	ADP
emaj-183	50	17	regression	regression	NOUN
emaj-183	50	18	and	and	CCONJ
emaj-183	50	19	stated	state	VERB
emaj-183	50	20	that	that	SCONJ
emaj-183	50	21	profitability	profitability	NOUN
emaj-183	50	22	(	(	PUNCT
emaj-183	50	23	roa	roa	PROPN
emaj-183	50	24	,	,	PUNCT
emaj-183	50	25	roe	roe	PROPN
emaj-183	50	26	)	)	PUNCT
emaj-183	50	27	,	,	PUNCT
emaj-183	50	28	liquidity	liquidity	NOUN
emaj-183	50	29	and	and	CCONJ
emaj-183	50	30	npl	npl	PROPN
emaj-183	50	31	have	have	VERB
emaj-183	50	32	a	a	DET
emaj-183	50	33	positive	positive	ADJ
emaj-183	50	34	effect	effect	NOUN
emaj-183	50	35	on	on	ADP
emaj-183	50	36	car	car	NOUN
emaj-183	50	37	.	.	PUNCT
emaj-183	51	1	koç	koç	PROPN
emaj-183	51	2	&	&	CCONJ
emaj-183	51	3	karahan	karahan	PROPN
emaj-183	51	4	(	(	PUNCT
emaj-183	51	5	2017	2017	NUM
emaj-183	51	6	)	)	PUNCT
emaj-183	51	7	studied	study	VERB
emaj-183	51	8	tbs	tbs	NOUN
emaj-183	51	9	for	for	ADP
emaj-183	51	10	the	the	DET
emaj-183	51	11	period	period	NOUN
emaj-183	51	12	of	of	ADP
emaj-183	51	13	2005	2005	NUM
emaj-183	51	14	and	and	CCONJ
emaj-183	51	15	2015	2015	NUM
emaj-183	51	16	via	via	ADP
emaj-183	51	17	panel	panel	NOUN
emaj-183	51	18	data	datum	NOUN
emaj-183	51	19	analysis	analysis	NOUN
emaj-183	51	20	and	and	CCONJ
emaj-183	51	21	stated	state	VERB
emaj-183	51	22	that	that	SCONJ
emaj-183	51	23	total	total	ADJ
emaj-183	51	24	assets	asset	NOUN
emaj-183	51	25	,	,	PUNCT
emaj-183	51	26	roa	roa	NOUN
emaj-183	51	27	and	and	CCONJ
emaj-183	51	28	liquidity	liquidity	NOUN
emaj-183	51	29	have	have	VERB
emaj-183	51	30	positive	positive	ADJ
emaj-183	51	31	effects	effect	NOUN
emaj-183	51	32	on	on	ADP
emaj-183	51	33	car	car	NOUN
emaj-183	51	34	.	.	PUNCT
emaj-183	52	1	in	in	ADP
emaj-183	52	2	addition	addition	NOUN
emaj-183	52	3	to	to	ADP
emaj-183	52	4	studies	study	NOUN
emaj-183	52	5	examining	examine	VERB
emaj-183	52	6	whole	whole	ADJ
emaj-183	52	7	tbs	tbs	NOUN
emaj-183	52	8	,	,	PUNCT
emaj-183	52	9	some	some	PRON
emaj-183	52	10	of	of	ADP
emaj-183	52	11	the	the	DET
emaj-183	52	12	studies	study	NOUN
emaj-183	52	13	examined	examine	VERB
emaj-183	52	14	a	a	DET
emaj-183	52	15	part	part	NOUN
emaj-183	52	16	of	of	ADP
emaj-183	52	17	the	the	DET
emaj-183	52	18	banks	bank	NOUN
emaj-183	52	19	volume	volume	VERB
emaj-183	52	20	9	9	NUM
emaj-183	52	21	no	no	DET
emaj-183	52	22	2	2	NUM
emaj-183	52	23	(	(	PUNCT
emaj-183	52	24	2019	2019	NUM
emaj-183	52	25	)	)	PUNCT
emaj-183	52	26	|	|	ADV
emaj-183	52	27	issn	issn	VERB
emaj-183	52	28	2158	2158	NUM
emaj-183	52	29	-	-	SYM
emaj-183	52	30	8708	8708	NUM
emaj-183	52	31	(	(	PUNCT
emaj-183	52	32	online	online	NOUN
emaj-183	52	33	)	)	PUNCT
emaj-183	52	34	|	|	ADV
emaj-183	52	35	doi	doi	X
emaj-183	52	36	10.5195	10.5195	NUM
emaj-183	52	37	/	/	SYM
emaj-183	52	38	emaj.2019.183	emaj.2019.183	NOUN
emaj-183	52	39	|	|	ADV
emaj-183	52	40	http://emaj.pitt.edu	http://emaj.pitt.edu	AUX
emaj-183	52	41	defining	define	VERB
emaj-183	52	42	influential	influential	ADJ
emaj-183	52	43	factors	factor	NOUN
emaj-183	52	44	of	of	ADP
emaj-183	52	45	capital	capital	NOUN
emaj-183	52	46	adequacy	adequacy	NOUN
emaj-183	52	47	ratio	ratio	NOUN
emaj-183	52	48	:	:	PUNCT
emaj-183	52	49	an	an	DET
emaj-183	52	50	examination	examination	NOUN
emaj-183	52	51	upon	upon	SCONJ
emaj-183	52	52	turkish	turkish	ADJ
emaj-183	52	53	banking	banking	NOUN
emaj-183	52	54	sector	sector	NOUN
emaj-183	52	55	(	(	PUNCT
emaj-183	52	56	2006	2006	NUM
emaj-183	52	57	/	/	SYM
emaj-183	52	58	q1	q1	PROPN
emaj-183	52	59	-	-	PUNCT
emaj-183	52	60	2019	2019	NUM
emaj-183	52	61	/	/	SYM
emaj-183	52	62	q1	q1	PROPN
emaj-183	52	63	)	)	PUNCT
emaj-183	52	64	page	page	NOUN
emaj-183	52	65	|18|	|18|	ADJ
emaj-183	52	66	emerging	emerge	VERB
emaj-183	52	67	markets	market	NOUN
emaj-183	52	68	journal	journal	NOUN
emaj-183	52	69	operating	operate	VERB
emaj-183	52	70	in	in	ADP
emaj-183	52	71	turkey	turkey	NOUN
emaj-183	52	72	in	in	ADP
emaj-183	52	73	terms	term	NOUN
emaj-183	52	74	of	of	ADP
emaj-183	52	75	car	car	NOUN
emaj-183	52	76	.	.	PUNCT
emaj-183	53	1	okuyan	okuyan	PROPN
emaj-183	53	2	(	(	PUNCT
emaj-183	53	3	2013	2013	NUM
emaj-183	53	4	)	)	PUNCT
emaj-183	53	5	examined	examine	VERB
emaj-183	53	6	23	23	NUM
emaj-183	53	7	banks	bank	NOUN
emaj-183	53	8	for	for	ADP
emaj-183	53	9	the	the	DET
emaj-183	53	10	period	period	NOUN
emaj-183	53	11	of	of	ADP
emaj-183	53	12	2002	2002	NUM
emaj-183	53	13	and	and	CCONJ
emaj-183	53	14	2012	2012	NUM
emaj-183	53	15	via	via	ADP
emaj-183	53	16	panel	panel	NOUN
emaj-183	53	17	data	datum	NOUN
emaj-183	53	18	analysis	analysis	NOUN
emaj-183	53	19	and	and	CCONJ
emaj-183	53	20	concluded	conclude	VERB
emaj-183	53	21	that	that	SCONJ
emaj-183	53	22	economic	economic	ADJ
emaj-183	53	23	growth	growth	NOUN
emaj-183	53	24	and	and	CCONJ
emaj-183	53	25	roa	roa	NOUN
emaj-183	53	26	have	have	VERB
emaj-183	53	27	positive	positive	ADJ
emaj-183	53	28	effects	effect	NOUN
emaj-183	53	29	.	.	PUNCT
emaj-183	54	1	on	on	ADP
emaj-183	54	2	the	the	DET
emaj-183	54	3	other	other	ADJ
emaj-183	54	4	hand	hand	NOUN
emaj-183	54	5	risk	risk	NOUN
emaj-183	54	6	,	,	PUNCT
emaj-183	54	7	size	size	NOUN
emaj-183	54	8	,	,	PUNCT
emaj-183	54	9	deposits	deposit	NOUN
emaj-183	54	10	/	/	SYM
emaj-183	54	11	total	total	ADJ
emaj-183	54	12	liabilities	liability	NOUN
emaj-183	54	13	and	and	CCONJ
emaj-183	54	14	credits	credit	NOUN
emaj-183	54	15	/	/	SYM
emaj-183	54	16	total	total	ADJ
emaj-183	54	17	assets	asset	NOUN
emaj-183	54	18	have	have	VERB
emaj-183	54	19	negative	negative	ADJ
emaj-183	54	20	effects	effect	NOUN
emaj-183	54	21	on	on	ADP
emaj-183	54	22	car	car	NOUN
emaj-183	54	23	.	.	PUNCT
emaj-183	55	1	işık	işık	NOUN
emaj-183	55	2	(	(	PUNCT
emaj-183	55	3	2017	2017	NUM
emaj-183	55	4	)	)	PUNCT
emaj-183	55	5	analyzed	analyze	VERB
emaj-183	55	6	tbs	tbs	NOUN
emaj-183	55	7	for	for	ADP
emaj-183	55	8	the	the	DET
emaj-183	55	9	period	period	NOUN
emaj-183	55	10	of	of	ADP
emaj-183	55	11	2009	2009	NUM
emaj-183	55	12	and	and	CCONJ
emaj-183	55	13	2016	2016	NUM
emaj-183	55	14	via	via	ADP
emaj-183	55	15	panel	panel	NOUN
emaj-183	55	16	data	datum	NOUN
emaj-183	55	17	analysis	analysis	NOUN
emaj-183	55	18	and	and	CCONJ
emaj-183	55	19	defined	define	VERB
emaj-183	55	20	that	that	DET
emaj-183	55	21	car	car	NOUN
emaj-183	55	22	does	do	AUX
emaj-183	55	23	not	not	PART
emaj-183	55	24	have	have	VERB
emaj-183	55	25	a	a	DET
emaj-183	55	26	meaningful	meaningful	ADJ
emaj-183	55	27	effect	effect	NOUN
emaj-183	55	28	on	on	ADP
emaj-183	55	29	roa	roa	PROPN
emaj-183	55	30	.	.	PUNCT
emaj-183	56	1	acar	acar	VERB
emaj-183	56	2	balaylar	balaylar	PROPN
emaj-183	56	3	&	&	CCONJ
emaj-183	56	4	özdemir	özdemir	PROPN
emaj-183	56	5	(	(	PUNCT
emaj-183	56	6	2018a	2018a	NUM
emaj-183	56	7	)	)	PUNCT
emaj-183	56	8	observed	observe	VERB
emaj-183	56	9	foreign	foreign	ADJ
emaj-183	56	10	deposit	deposit	NOUN
emaj-183	56	11	banks	bank	NOUN
emaj-183	56	12	for	for	ADP
emaj-183	56	13	the	the	DET
emaj-183	56	14	period	period	NOUN
emaj-183	56	15	of	of	ADP
emaj-183	56	16	2004	2004	NUM
emaj-183	56	17	and	and	CCONJ
emaj-183	56	18	2016	2016	NUM
emaj-183	56	19	via	via	ADP
emaj-183	56	20	ardl	ardl	NOUN
emaj-183	56	21	bounding	bounding	NOUN
emaj-183	56	22	test	test	NOUN
emaj-183	56	23	and	and	CCONJ
emaj-183	56	24	stated	state	VERB
emaj-183	56	25	that	that	SCONJ
emaj-183	56	26	roa	roa	PROPN
emaj-183	56	27	is	be	AUX
emaj-183	56	28	positively	positively	ADV
emaj-183	56	29	associated	associate	VERB
emaj-183	56	30	with	with	ADP
emaj-183	56	31	car	car	NOUN
emaj-183	56	32	.	.	PUNCT
emaj-183	57	1	similarly	similarly	ADV
emaj-183	57	2	,	,	PUNCT
emaj-183	57	3	they	they	PRON
emaj-183	57	4	(	(	PUNCT
emaj-183	57	5	2018b	2018b	NUM
emaj-183	57	6	)	)	PUNCT
emaj-183	57	7	found	find	VERB
emaj-183	57	8	parallel	parallel	ADJ
emaj-183	57	9	results	result	NOUN
emaj-183	57	10	for	for	ADP
emaj-183	57	11	national	national	ADJ
emaj-183	57	12	deposit	deposit	NOUN
emaj-183	57	13	banks	bank	NOUN
emaj-183	57	14	for	for	ADP
emaj-183	57	15	the	the	DET
emaj-183	57	16	period	period	NOUN
emaj-183	57	17	of	of	ADP
emaj-183	57	18	2004	2004	NUM
emaj-183	57	19	and	and	CCONJ
emaj-183	57	20	2016	2016	NUM
emaj-183	57	21	via	via	ADP
emaj-183	57	22	the	the	DET
emaj-183	57	23	ardl	ardl	NOUN
emaj-183	57	24	bounding	bounding	NOUN
emaj-183	57	25	test	test	NOUN
emaj-183	57	26	.	.	PUNCT
emaj-183	58	1	afşar	afşar	PROPN
emaj-183	58	2	&	&	CCONJ
emaj-183	58	3	karaçayır	karaçayır	PROPN
emaj-183	58	4	(	(	PUNCT
emaj-183	58	5	2018	2018	NUM
emaj-183	58	6	)	)	PUNCT
emaj-183	58	7	studied	study	VERB
emaj-183	58	8	9	9	NUM
emaj-183	58	9	banks	bank	NOUN
emaj-183	58	10	for	for	ADP
emaj-183	58	11	the	the	DET
emaj-183	58	12	period	period	NOUN
emaj-183	58	13	of	of	ADP
emaj-183	58	14	2002	2002	NUM
emaj-183	58	15	and	and	CCONJ
emaj-183	58	16	2017	2017	NUM
emaj-183	58	17	via	via	ADP
emaj-183	58	18	panel	panel	NOUN
emaj-183	58	19	data	datum	NOUN
emaj-183	58	20	analysis	analysis	NOUN
emaj-183	58	21	and	and	CCONJ
emaj-183	58	22	stated	state	VERB
emaj-183	58	23	that	that	SCONJ
emaj-183	58	24	,	,	PUNCT
emaj-183	58	25	roa	roa	PROPN
emaj-183	58	26	has	have	VERB
emaj-183	58	27	positive	positive	ADJ
emaj-183	58	28	effects	effect	NOUN
emaj-183	58	29	on	on	ADP
emaj-183	58	30	car	car	NOUN
emaj-183	58	31	while	while	SCONJ
emaj-183	58	32	credits	credit	NOUN
emaj-183	58	33	/	/	SYM
emaj-183	58	34	total	total	ADJ
emaj-183	58	35	assets	asset	NOUN
emaj-183	58	36	,	,	PUNCT
emaj-183	58	37	deposits	deposit	NOUN
emaj-183	58	38	and	and	CCONJ
emaj-183	58	39	total	total	ADJ
emaj-183	58	40	asset	asset	NOUN
emaj-183	58	41	size	size	NOUN
emaj-183	58	42	have	have	VERB
emaj-183	58	43	a	a	DET
emaj-183	58	44	negative	negative	ADJ
emaj-183	58	45	effect	effect	NOUN
emaj-183	58	46	.	.	PUNCT
emaj-183	59	1	aydın	aydın	NOUN
emaj-183	59	2	(	(	PUNCT
emaj-183	59	3	2019	2019	NUM
emaj-183	59	4	)	)	PUNCT
emaj-183	59	5	examined	examine	VERB
emaj-183	59	6	23	23	NUM
emaj-183	59	7	banks	bank	NOUN
emaj-183	59	8	for	for	ADP
emaj-183	59	9	the	the	DET
emaj-183	59	10	period	period	NOUN
emaj-183	59	11	of	of	ADP
emaj-183	59	12	2002	2002	NUM
emaj-183	59	13	and	and	CCONJ
emaj-183	59	14	2017	2017	NUM
emaj-183	59	15	via	via	ADP
emaj-183	59	16	panel	panel	NOUN
emaj-183	59	17	data	datum	NOUN
emaj-183	59	18	regression	regression	NOUN
emaj-183	59	19	and	and	CCONJ
emaj-183	59	20	concluded	conclude	VERB
emaj-183	59	21	that	that	SCONJ
emaj-183	59	22	car	car	NOUN
emaj-183	59	23	is	be	AUX
emaj-183	59	24	positively	positively	ADV
emaj-183	59	25	associated	associate	VERB
emaj-183	59	26	with	with	ADP
emaj-183	59	27	roa	roa	PROPN
emaj-183	59	28	until	until	ADP
emaj-183	59	29	a	a	DET
emaj-183	59	30	point	point	NOUN
emaj-183	59	31	.	.	PUNCT
emaj-183	60	1	after	after	ADP
emaj-183	60	2	this	this	DET
emaj-183	60	3	point	point	NOUN
emaj-183	60	4	,	,	PUNCT
emaj-183	60	5	it	it	PRON
emaj-183	60	6	leads	lead	VERB
emaj-183	60	7	to	to	ADP
emaj-183	60	8	negative	negative	ADJ
emaj-183	60	9	effects	effect	NOUN
emaj-183	60	10	.	.	PUNCT
emaj-183	61	1	in	in	ADP
emaj-183	61	2	other	other	ADJ
emaj-183	61	3	studies	study	NOUN
emaj-183	61	4	,	,	PUNCT
emaj-183	61	5	berger	berger	PROPN
emaj-183	61	6	(	(	PUNCT
emaj-183	61	7	1995	1995	NUM
emaj-183	61	8	)	)	PUNCT
emaj-183	61	9	examined	examine	VERB
emaj-183	61	10	the	the	DET
emaj-183	61	11	usa	usa	PROPN
emaj-183	61	12	for	for	ADP
emaj-183	61	13	the	the	DET
emaj-183	61	14	period	period	NOUN
emaj-183	61	15	of	of	ADP
emaj-183	61	16	1983	1983	NUM
emaj-183	61	17	and	and	CCONJ
emaj-183	61	18	1992	1992	NUM
emaj-183	61	19	via	via	ADP
emaj-183	61	20	granger	granger	PROPN
emaj-183	61	21	causality	causality	PROPN
emaj-183	61	22	test	test	NOUN
emaj-183	61	23	and	and	CCONJ
emaj-183	61	24	concluded	conclude	VERB
emaj-183	61	25	that	that	SCONJ
emaj-183	61	26	car	car	NOUN
emaj-183	61	27	is	be	AUX
emaj-183	61	28	positively	positively	ADV
emaj-183	61	29	related	relate	VERB
emaj-183	61	30	with	with	ADP
emaj-183	61	31	roe	roe	NOUN
emaj-183	61	32	between	between	ADP
emaj-183	61	33	1983	1983	NUM
emaj-183	61	34	and	and	CCONJ
emaj-183	61	35	1989	1989	NUM
emaj-183	61	36	,	,	PUNCT
emaj-183	61	37	whereas	whereas	SCONJ
emaj-183	61	38	it	it	PRON
emaj-183	61	39	is	be	AUX
emaj-183	61	40	negatively	negatively	ADV
emaj-183	61	41	related	relate	VERB
emaj-183	61	42	with	with	ADP
emaj-183	61	43	roe	roe	NOUN
emaj-183	61	44	between	between	ADP
emaj-183	61	45	1990	1990	NUM
emaj-183	61	46	and	and	CCONJ
emaj-183	61	47	1992	1992	NUM
emaj-183	61	48	.	.	PUNCT
emaj-183	62	1	iannotta	iannotta	NOUN
emaj-183	62	2	et	et	PROPN
emaj-183	62	3	al	al	PROPN
emaj-183	62	4	.	.	PROPN
emaj-183	63	1	(	(	PUNCT
emaj-183	63	2	2007	2007	NUM
emaj-183	63	3	)	)	PUNCT
emaj-183	63	4	analyzed	analyze	VERB
emaj-183	63	5	181	181	NUM
emaj-183	63	6	large	large	ADJ
emaj-183	63	7	banks	bank	NOUN
emaj-183	63	8	in	in	ADP
emaj-183	63	9	15	15	NUM
emaj-183	63	10	european	european	ADJ
emaj-183	63	11	countries	country	NOUN
emaj-183	63	12	for	for	ADP
emaj-183	63	13	the	the	DET
emaj-183	63	14	period	period	NOUN
emaj-183	63	15	of	of	ADP
emaj-183	63	16	1999	1999	NUM
emaj-183	63	17	and	and	CCONJ
emaj-183	63	18	2004	2004	NUM
emaj-183	63	19	via	via	ADP
emaj-183	63	20	regression	regression	NOUN
emaj-183	63	21	and	and	CCONJ
emaj-183	63	22	defined	define	VERB
emaj-183	63	23	that	that	SCONJ
emaj-183	63	24	profitability	profitability	NOUN
emaj-183	63	25	(	(	PUNCT
emaj-183	63	26	income	income	NOUN
emaj-183	63	27	-	-	PUNCT
emaj-183	63	28	costs	cost	NOUN
emaj-183	63	29	)	)	PUNCT
emaj-183	63	30	is	be	AUX
emaj-183	63	31	positively	positively	ADV
emaj-183	63	32	related	relate	VERB
emaj-183	63	33	to	to	ADP
emaj-183	63	34	car	car	NOUN
emaj-183	63	35	.	.	PUNCT
emaj-183	64	1	hoffmann	hoffmann	PROPN
emaj-183	64	2	(	(	PUNCT
emaj-183	64	3	2011	2011	NUM
emaj-183	64	4	)	)	PUNCT
emaj-183	64	5	analyzed	analyze	VERB
emaj-183	64	6	11,777	11,777	NUM
emaj-183	64	7	banks	bank	NOUN
emaj-183	64	8	in	in	ADP
emaj-183	64	9	usa	usa	PROPN
emaj-183	64	10	for	for	ADP
emaj-183	64	11	the	the	DET
emaj-183	64	12	period	period	NOUN
emaj-183	64	13	of	of	ADP
emaj-183	64	14	1995	1995	NUM
emaj-183	64	15	and	and	CCONJ
emaj-183	64	16	2007	2007	NUM
emaj-183	64	17	via	via	ADP
emaj-183	64	18	the	the	DET
emaj-183	64	19	generalized	generalized	ADJ
emaj-183	64	20	method	method	NOUN
emaj-183	64	21	of	of	ADP
emaj-183	64	22	moments	moment	NOUN
emaj-183	64	23	(	(	PUNCT
emaj-183	64	24	gmm	gmm	NOUN
emaj-183	64	25	)	)	PUNCT
emaj-183	64	26	and	and	CCONJ
emaj-183	64	27	stated	state	VERB
emaj-183	64	28	that	that	SCONJ
emaj-183	64	29	,	,	PUNCT
emaj-183	64	30	car	car	NOUN
emaj-183	64	31	is	be	AUX
emaj-183	64	32	positively	positively	ADV
emaj-183	64	33	associated	associate	VERB
emaj-183	64	34	with	with	ADP
emaj-183	64	35	roa	roa	PROPN
emaj-183	64	36	until	until	ADP
emaj-183	64	37	a	a	DET
emaj-183	64	38	point	point	NOUN
emaj-183	64	39	.	.	PUNCT
emaj-183	65	1	after	after	ADP
emaj-183	65	2	this	this	DET
emaj-183	65	3	point	point	NOUN
emaj-183	65	4	,	,	PUNCT
emaj-183	65	5	it	it	PRON
emaj-183	65	6	leads	lead	VERB
emaj-183	65	7	to	to	ADP
emaj-183	65	8	negative	negative	ADJ
emaj-183	65	9	effects	effect	NOUN
emaj-183	65	10	.	.	PUNCT
emaj-183	66	1	polat	polat	PROPN
emaj-183	66	2	&	&	CCONJ
emaj-183	66	3	al	al	PROPN
emaj-183	66	4	-	-	PROPN
emaj-183	66	5	khalaf	khalaf	PROPN
emaj-183	66	6	(	(	PUNCT
emaj-183	66	7	2014	2014	NUM
emaj-183	66	8	)	)	PUNCT
emaj-183	66	9	examined	examine	VERB
emaj-183	66	10	publicly	publicly	ADV
emaj-183	66	11	held	hold	VERB
emaj-183	66	12	banks	bank	NOUN
emaj-183	66	13	in	in	ADP
emaj-183	66	14	saudi	saudi	PROPN
emaj-183	66	15	arabia	arabia	PROPN
emaj-183	66	16	for	for	ADP
emaj-183	66	17	the	the	DET
emaj-183	66	18	period	period	NOUN
emaj-183	66	19	of	of	ADP
emaj-183	66	20	2008	2008	NUM
emaj-183	66	21	and	and	CCONJ
emaj-183	66	22	2012	2012	NUM
emaj-183	66	23	via	via	ADP
emaj-183	66	24	panel	panel	NOUN
emaj-183	66	25	regression	regression	NOUN
emaj-183	66	26	and	and	CCONJ
emaj-183	66	27	concluded	conclude	VERB
emaj-183	66	28	that	that	PRON
emaj-183	66	29	size	size	NOUN
emaj-183	66	30	,	,	PUNCT
emaj-183	66	31	leverage	leverage	NOUN
emaj-183	66	32	,	,	PUNCT
emaj-183	66	33	and	and	CCONJ
emaj-183	66	34	roa	roa	PROPN
emaj-183	66	35	have	have	VERB
emaj-183	66	36	positive	positive	ADJ
emaj-183	66	37	effects	effect	NOUN
emaj-183	66	38	on	on	ADP
emaj-183	66	39	car	car	NOUN
emaj-183	66	40	while	while	SCONJ
emaj-183	66	41	credit	credit	NOUN
emaj-183	66	42	/	/	SYM
emaj-183	66	43	total	total	ADJ
emaj-183	66	44	assets	asset	NOUN
emaj-183	66	45	have	have	VERB
emaj-183	66	46	negative	negative	ADJ
emaj-183	66	47	effects	effect	NOUN
emaj-183	66	48	.	.	PUNCT
emaj-183	67	1	aktaş	aktaş	PROPN
emaj-183	67	2	et	et	PROPN
emaj-183	67	3	al	al	PROPN
emaj-183	67	4	.	.	PROPN
emaj-183	68	1	(	(	PUNCT
emaj-183	68	2	2015	2015	NUM
emaj-183	68	3	)	)	PUNCT
emaj-183	68	4	examined	examine	VERB
emaj-183	68	5	71	71	NUM
emaj-183	68	6	commercial	commercial	ADJ
emaj-183	68	7	banks	bank	NOUN
emaj-183	68	8	in	in	ADP
emaj-183	68	9	10	10	NUM
emaj-183	68	10	countries	country	NOUN
emaj-183	68	11	for	for	ADP
emaj-183	68	12	the	the	DET
emaj-183	68	13	period	period	NOUN
emaj-183	68	14	of	of	ADP
emaj-183	68	15	2007	2007	NUM
emaj-183	68	16	and	and	CCONJ
emaj-183	68	17	2012	2012	NUM
emaj-183	68	18	via	via	ADP
emaj-183	68	19	regression	regression	NOUN
emaj-183	68	20	and	and	CCONJ
emaj-183	68	21	concluded	conclude	VERB
emaj-183	68	22	that	that	PRON
emaj-183	68	23	size	size	NOUN
emaj-183	68	24	,	,	PUNCT
emaj-183	68	25	roa	roa	PROPN
emaj-183	68	26	,	,	PUNCT
emaj-183	68	27	liquidity	liquidity	NOUN
emaj-183	68	28	,	,	PUNCT
emaj-183	68	29	nim	nim	NOUN
emaj-183	68	30	,	,	PUNCT
emaj-183	68	31	leverage	leverage	NOUN
emaj-183	68	32	,	,	PUNCT
emaj-183	68	33	and	and	CCONJ
emaj-183	68	34	economic	economic	ADJ
emaj-183	68	35	growth	growth	NOUN
emaj-183	68	36	are	be	AUX
emaj-183	68	37	determinants	determinant	NOUN
emaj-183	68	38	of	of	ADP
emaj-183	68	39	car	car	NOUN
emaj-183	68	40	.	.	PUNCT
emaj-183	69	1	el	el	PROPN
emaj-183	69	2	-	-	PUNCT
emaj-183	69	3	ansary	ansary	PROPN
emaj-183	69	4	&	&	CCONJ
emaj-183	69	5	hafez	hafez	PROPN
emaj-183	69	6	(	(	PUNCT
emaj-183	69	7	2015	2015	NUM
emaj-183	69	8	)	)	PUNCT
emaj-183	69	9	analyzed	analyze	VERB
emaj-183	69	10	36	36	NUM
emaj-183	69	11	banks	bank	NOUN
emaj-183	69	12	in	in	ADP
emaj-183	69	13	egypt	egypt	PROPN
emaj-183	69	14	for	for	ADP
emaj-183	69	15	the	the	DET
emaj-183	69	16	period	period	NOUN
emaj-183	69	17	of	of	ADP
emaj-183	69	18	2004	2004	NUM
emaj-183	69	19	and	and	CCONJ
emaj-183	69	20	2013	2013	NUM
emaj-183	69	21	via	via	ADP
emaj-183	69	22	regression	regression	NOUN
emaj-183	69	23	and	and	CCONJ
emaj-183	69	24	defined	define	VERB
emaj-183	69	25	that	that	SCONJ
emaj-183	69	26	liquidity	liquidity	NOUN
emaj-183	69	27	,	,	PUNCT
emaj-183	69	28	size	size	NOUN
emaj-183	69	29	,	,	PUNCT
emaj-183	69	30	and	and	CCONJ
emaj-183	69	31	management	management	NOUN
emaj-183	69	32	quality	quality	NOUN
emaj-183	69	33	are	be	AUX
emaj-183	69	34	the	the	DET
emaj-183	69	35	most	most	ADV
emaj-183	69	36	important	important	ADJ
emaj-183	69	37	variables	variable	NOUN
emaj-183	69	38	leading	lead	VERB
emaj-183	69	39	to	to	ADP
emaj-183	69	40	an	an	DET
emaj-183	69	41	effect	effect	NOUN
emaj-183	69	42	on	on	ADP
emaj-183	69	43	car	car	NOUN
emaj-183	69	44	for	for	ADP
emaj-183	69	45	the	the	DET
emaj-183	69	46	whole	whole	ADJ
emaj-183	69	47	period	period	NOUN
emaj-183	69	48	.	.	PUNCT
emaj-183	70	1	klepczarek	klepczarek	NOUN
emaj-183	70	2	(	(	PUNCT
emaj-183	70	3	2015	2015	NUM
emaj-183	70	4	)	)	PUNCT
emaj-183	70	5	analyzed	analyze	VERB
emaj-183	70	6	49	49	NUM
emaj-183	70	7	banks	bank	NOUN
emaj-183	70	8	in	in	ADP
emaj-183	70	9	22	22	NUM
emaj-183	70	10	european	european	ADJ
emaj-183	70	11	countries	country	NOUN
emaj-183	70	12	for	for	ADP
emaj-183	70	13	the	the	DET
emaj-183	70	14	period	period	NOUN
emaj-183	70	15	of	of	ADP
emaj-183	70	16	2013	2013	NUM
emaj-183	70	17	via	via	ADP
emaj-183	70	18	regression	regression	NOUN
emaj-183	70	19	and	and	CCONJ
emaj-183	70	20	stated	state	VERB
emaj-183	70	21	that	that	DET
emaj-183	70	22	size	size	NOUN
emaj-183	70	23	,	,	PUNCT
emaj-183	70	24	rwa	rwa	PROPN
emaj-183	70	25	/	/	SYM
emaj-183	70	26	total	total	ADJ
emaj-183	70	27	assets	asset	NOUN
emaj-183	70	28	and	and	CCONJ
emaj-183	70	29	credits	credit	NOUN
emaj-183	70	30	/	/	SYM
emaj-183	70	31	total	total	ADJ
emaj-183	70	32	assets	asset	NOUN
emaj-183	70	33	are	be	AUX
emaj-183	70	34	determinants	determinant	NOUN
emaj-183	70	35	of	of	ADP
emaj-183	70	36	tier	tier	NOUN
emaj-183	70	37	1	1	NUM
emaj-183	70	38	car	car	NOUN
emaj-183	70	39	.	.	PUNCT
emaj-183	71	1	yüksel	yüksel	PROPN
emaj-183	71	2	et	et	PROPN
emaj-183	71	3	al	al	PROPN
emaj-183	71	4	.	.	PROPN
emaj-183	72	1	(	(	PUNCT
emaj-183	72	2	2018	2018	NUM
emaj-183	72	3	)	)	PUNCT
emaj-183	72	4	studied	study	VERB
emaj-183	72	5	13	13	NUM
emaj-183	72	6	post	post	ADJ
emaj-183	72	7	-	-	ADJ
emaj-183	72	8	soviet	soviet	ADJ
emaj-183	72	9	countries	country	NOUN
emaj-183	72	10	for	for	ADP
emaj-183	72	11	the	the	DET
emaj-183	72	12	period	period	NOUN
emaj-183	72	13	of	of	ADP
emaj-183	72	14	1996	1996	NUM
emaj-183	72	15	and	and	CCONJ
emaj-183	72	16	2016	2016	NUM
emaj-183	72	17	via	via	ADP
emaj-183	72	18	panel	panel	NOUN
emaj-183	72	19	regression	regression	NOUN
emaj-183	72	20	and	and	CCONJ
emaj-183	72	21	gmm	gmm	NOUN
emaj-183	72	22	,	,	PUNCT
emaj-183	72	23	and	and	CCONJ
emaj-183	72	24	stated	state	VERB
emaj-183	72	25	that	that	SCONJ
emaj-183	72	26	there	there	PRON
emaj-183	72	27	is	be	VERB
emaj-183	72	28	a	a	DET
emaj-183	72	29	negative	negative	ADJ
emaj-183	72	30	but	but	CCONJ
emaj-183	72	31	meaningless	meaningless	ADJ
emaj-183	72	32	relationship	relationship	NOUN
emaj-183	72	33	between	between	ADP
emaj-183	72	34	roe	roe	NOUN
emaj-183	72	35	and	and	CCONJ
emaj-183	72	36	car	car	NOUN
emaj-183	72	37	.	.	PUNCT
emaj-183	73	1	when	when	SCONJ
emaj-183	73	2	evaluating	evaluate	VERB
emaj-183	73	3	studies	study	NOUN
emaj-183	73	4	taking	take	VERB
emaj-183	73	5	place	place	NOUN
emaj-183	73	6	in	in	ADP
emaj-183	73	7	the	the	DET
emaj-183	73	8	literature	literature	NOUN
emaj-183	73	9	and	and	CCONJ
emaj-183	73	10	summarized	summarize	VERB
emaj-183	73	11	above	above	ADV
emaj-183	73	12	,	,	PUNCT
emaj-183	73	13	it	it	PRON
emaj-183	73	14	is	be	AUX
emaj-183	73	15	defined	define	VERB
emaj-183	73	16	that	that	SCONJ
emaj-183	73	17	the	the	DET
emaj-183	73	18	effects	effect	NOUN
emaj-183	73	19	of	of	ADP
emaj-183	73	20	several	several	ADJ
emaj-183	73	21	independent	independent	ADJ
emaj-183	73	22	variables	variable	NOUN
emaj-183	73	23	on	on	ADP
emaj-183	73	24	car	car	NOUN
emaj-183	73	25	are	be	AUX
emaj-183	73	26	examined	examine	VERB
emaj-183	73	27	and	and	CCONJ
emaj-183	73	28	these	these	DET
emaj-183	73	29	variables	variable	NOUN
emaj-183	73	30	have	have	VERB
emaj-183	73	31	either	either	CCONJ
emaj-183	73	32	positive	positive	ADJ
emaj-183	73	33	or	or	CCONJ
emaj-183	73	34	negative	negative	ADJ
emaj-183	73	35	effects	effect	NOUN
emaj-183	73	36	.	.	PUNCT
emaj-183	74	1	on	on	ADP
emaj-183	74	2	the	the	DET
emaj-183	74	3	other	other	ADJ
emaj-183	74	4	hand	hand	NOUN
emaj-183	74	5	,	,	PUNCT
emaj-183	74	6	determinants	determinant	NOUN
emaj-183	74	7	of	of	ADP
emaj-183	74	8	car	car	NOUN
emaj-183	74	9	are	be	AUX
emaj-183	74	10	the	the	DET
emaj-183	74	11	focal	focal	ADJ
emaj-183	74	12	point	point	NOUN
emaj-183	74	13	of	of	ADP
emaj-183	74	14	a	a	DET
emaj-183	74	15	variety	variety	NOUN
emaj-183	74	16	of	of	ADP
emaj-183	74	17	different	different	ADJ
emaj-183	74	18	researchers	researcher	NOUN
emaj-183	74	19	.	.	PUNCT
emaj-183	75	1	furthermore	furthermore	ADV
emaj-183	75	2	,	,	PUNCT
emaj-183	75	3	it	it	PRON
emaj-183	75	4	is	be	AUX
emaj-183	75	5	also	also	ADV
emaj-183	75	6	identified	identify	VERB
emaj-183	75	7	that	that	SCONJ
emaj-183	75	8	various	various	ADJ
emaj-183	75	9	methodologies	methodology	NOUN
emaj-183	75	10	were	be	AUX
emaj-183	75	11	used	use	VERB
emaj-183	75	12	in	in	ADP
emaj-183	75	13	these	these	DET
emaj-183	75	14	studies	study	NOUN
emaj-183	75	15	such	such	ADJ
emaj-183	75	16	as	as	ADP
emaj-183	75	17	ardl	ardl	NOUN
emaj-183	75	18	bounding	bounding	NOUN
emaj-183	75	19	test	test	NOUN
emaj-183	75	20	,	,	PUNCT
emaj-183	75	21	fourier	fourier	NOUN
emaj-183	75	22	approach	approach	NOUN
emaj-183	75	23	,	,	PUNCT
emaj-183	75	24	granger	granger	PROPN
emaj-183	75	25	causality	causality	PROPN
emaj-183	75	26	test	test	NOUN
emaj-183	75	27	,	,	PUNCT
emaj-183	75	28	gmm	gmm	PROPN
emaj-183	75	29	,	,	PUNCT
emaj-183	75	30	regression	regression	NOUN
emaj-183	75	31	,	,	PUNCT
emaj-183	75	32	panel	panel	NOUN
emaj-183	75	33	data	datum	NOUN
emaj-183	75	34	regression	regression	NOUN
emaj-183	75	35	,	,	PUNCT
emaj-183	75	36	and	and	CCONJ
emaj-183	75	37	panel	panel	NOUN
emaj-183	75	38	data	datum	NOUN
emaj-183	75	39	analysis	analysis	NOUN
emaj-183	75	40	.	.	PUNCT
emaj-183	76	1	this	this	DET
emaj-183	76	2	situation	situation	NOUN
emaj-183	76	3	indicates	indicate	VERB
emaj-183	76	4	that	that	SCONJ
emaj-183	76	5	,	,	PUNCT
emaj-183	76	6	a	a	DET
emaj-183	76	7	new	new	ADJ
emaj-183	76	8	method	method	NOUN
emaj-183	76	9	could	could	AUX
emaj-183	76	10	be	be	AUX
emaj-183	76	11	used	use	VERB
emaj-183	76	12	to	to	PART
emaj-183	76	13	identify	identify	VERB
emaj-183	76	14	the	the	DET
emaj-183	76	15	determinants	determinant	NOUN
emaj-183	76	16	of	of	ADP
emaj-183	76	17	car	car	NOUN
emaj-183	76	18	.	.	PUNCT
emaj-183	77	1	with	with	ADP
emaj-183	77	2	the	the	DET
emaj-183	77	3	help	help	NOUN
emaj-183	77	4	of	of	ADP
emaj-183	77	5	this	this	DET
emaj-183	77	6	issue	issue	NOUN
emaj-183	77	7	,	,	PUNCT
emaj-183	77	8	it	it	PRON
emaj-183	77	9	can	can	AUX
emaj-183	77	10	be	be	AUX
emaj-183	77	11	possible	possible	ADJ
emaj-183	77	12	to	to	PART
emaj-183	77	13	contribute	contribute	VERB
emaj-183	77	14	to	to	ADP
emaj-183	77	15	the	the	DET
emaj-183	77	16	literature	literature	NOUN
emaj-183	77	17	.	.	PUNCT
emaj-183	78	1	so	so	ADV
emaj-183	78	2	,	,	PUNCT
emaj-183	78	3	mars	mar	NOUN
emaj-183	78	4	method	method	NOUN
emaj-183	78	5	is	be	AUX
emaj-183	78	6	preferred	prefer	VERB
emaj-183	78	7	in	in	ADP
emaj-183	78	8	this	this	DET
emaj-183	78	9	study	study	NOUN
emaj-183	78	10	.	.	PUNCT
emaj-183	79	1	iii	iii	X
emaj-183	79	2	.	.	PUNCT
emaj-183	79	3	defining	define	VERB
emaj-183	79	4	influential	influential	ADJ
emaj-183	79	5	factors	factor	NOUN
emaj-183	79	6	of	of	ADP
emaj-183	79	7	car	car	NOUN
emaj-183	79	8	in	in	ADP
emaj-183	79	9	turkey	turkey	PROPN
emaj-183	79	10	a.	a.	NOUN
emaj-183	79	11	data	data	PROPN
emaj-183	79	12	and	and	CCONJ
emaj-183	79	13	methodology	methodology	NOUN
emaj-183	79	14	to	to	PART
emaj-183	79	15	determine	determine	VERB
emaj-183	79	16	which	which	DET
emaj-183	79	17	factors	factor	NOUN
emaj-183	79	18	have	have	VERB
emaj-183	79	19	an	an	DET
emaj-183	79	20	influence	influence	NOUN
emaj-183	79	21	on	on	ADP
emaj-183	79	22	car	car	NOUN
emaj-183	79	23	in	in	ADP
emaj-183	79	24	turkey	turkey	NOUN
emaj-183	79	25	,	,	PUNCT
emaj-183	79	26	mars	mar	NOUN
emaj-183	79	27	method	method	NOUN
emaj-183	79	28	,	,	PUNCT
emaj-183	79	29	14	14	NUM
emaj-183	79	30	explanatory	explanatory	ADJ
emaj-183	79	31	variables	variable	NOUN
emaj-183	79	32	,	,	PUNCT
emaj-183	79	33	and	and	CCONJ
emaj-183	79	34	quarterly	quarterly	ADJ
emaj-183	79	35	data	datum	NOUN
emaj-183	79	36	are	be	AUX
emaj-183	79	37	used	use	VERB
emaj-183	79	38	for	for	ADP
emaj-183	79	39	the	the	DET
emaj-183	79	40	period	period	NOUN
emaj-183	79	41	of	of	ADP
emaj-183	79	42	2006	2006	NUM
emaj-183	79	43	/	/	SYM
emaj-183	79	44	q1	q1	NOUN
emaj-183	79	45	-	-	PUNCT
emaj-183	79	46	2019	2019	NUM
emaj-183	79	47	/	/	SYM
emaj-183	79	48	q1	q1	PROPN
emaj-183	79	49	.	.	PUNCT
emaj-183	80	1	this	this	DET
emaj-183	80	2	period	period	NOUN
emaj-183	80	3	is	be	AUX
emaj-183	80	4	selected	select	VERB
emaj-183	80	5	,	,	PUNCT
emaj-183	80	6	because	because	SCONJ
emaj-183	80	7	data	datum	NOUN
emaj-183	80	8	of	of	ADP
emaj-183	80	9	credit	credit	NOUN
emaj-183	80	10	/	/	SYM
emaj-183	80	11	deposit	deposit	NOUN
emaj-183	80	12	ratio	ratio	NOUN
emaj-183	80	13	are	be	AUX
emaj-183	80	14	not	not	PART
emaj-183	80	15	available	available	ADJ
emaj-183	80	16	before	before	ADP
emaj-183	80	17	2006	2006	NUM
emaj-183	80	18	,	,	PUNCT
emaj-183	80	19	which	which	PRON
emaj-183	80	20	is	be	AUX
emaj-183	80	21	evaluated	evaluate	VERB
emaj-183	80	22	as	as	ADP
emaj-183	80	23	an	an	DET
emaj-183	80	24	important	important	ADJ
emaj-183	80	25	independent	independent	ADJ
emaj-183	80	26	variable	variable	NOUN
emaj-183	80	27	in	in	ADP
emaj-183	80	28	the	the	DET
emaj-183	80	29	analysis	analysis	NOUN
emaj-183	80	30	.	.	PUNCT
emaj-183	81	1	data	datum	NOUN
emaj-183	81	2	regarding	regard	VERB
emaj-183	81	3	dependent	dependent	ADJ
emaj-183	81	4	and	and	CCONJ
emaj-183	81	5	independent	independent	ADJ
emaj-183	81	6	variables	variable	NOUN
emaj-183	81	7	are	be	AUX
emaj-183	81	8	gathered	gather	VERB
emaj-183	81	9	from	from	ADP
emaj-183	81	10	brsa	brsa	NOUN
emaj-183	81	11	(	(	PUNCT
emaj-183	81	12	2019	2019	NUM
emaj-183	81	13	)	)	PUNCT
emaj-183	81	14	and	and	CCONJ
emaj-183	81	15	central	central	ADJ
emaj-183	81	16	bank	bank	NOUN
emaj-183	81	17	of	of	ADP
emaj-183	81	18	the	the	DET
emaj-183	81	19	republic	republic	NOUN
emaj-183	81	20	of	of	ADP
emaj-183	81	21	turkey	turkey	PROPN
emaj-183	81	22	(	(	PUNCT
emaj-183	81	23	cbrt	cbrt	PROPN
emaj-183	81	24	)	)	PUNCT
emaj-183	81	25	(	(	PUNCT
emaj-183	81	26	2019	2019	NUM
emaj-183	81	27	)	)	PUNCT
emaj-183	81	28	.	.	PUNCT
emaj-183	82	1	b.	b.	PROPN
emaj-183	82	2	mars	mars	PROPN
emaj-183	82	3	method	method	PROPN
emaj-183	82	4	mars	mar	NOUN
emaj-183	82	5	method	method	NOUN
emaj-183	82	6	is	be	AUX
emaj-183	82	7	developed	develop	VERB
emaj-183	82	8	by	by	ADP
emaj-183	82	9	friedman	friedman	PROPN
emaj-183	82	10	in	in	ADP
emaj-183	82	11	1990s	1990s	NUM
emaj-183	82	12	.	.	PUNCT
emaj-183	83	1	mars	mar	NOUN
emaj-183	83	2	method	method	NOUN
emaj-183	83	3	is	be	AUX
emaj-183	83	4	a	a	DET
emaj-183	83	5	non	non	ADJ
emaj-183	83	6	-	-	ADJ
emaj-183	83	7	parametric	parametric	ADJ
emaj-183	83	8	method	method	NOUN
emaj-183	83	9	and	and	CCONJ
emaj-183	83	10	one	one	NUM
emaj-183	83	11	of	of	ADP
emaj-183	83	12	the	the	DET
emaj-183	83	13	machine	machine	NOUN
emaj-183	83	14	-	-	PUNCT
emaj-183	83	15	learning	learn	VERB
emaj-183	83	16	techniques	technique	NOUN
emaj-183	83	17	.	.	PUNCT
emaj-183	84	1	so	so	ADV
emaj-183	84	2	,	,	PUNCT
emaj-183	84	3	it	it	PRON
emaj-183	84	4	does	do	AUX
emaj-183	84	5	not	not	PART
emaj-183	84	6	include	include	VERB
emaj-183	84	7	any	any	DET
emaj-183	84	8	restrictive	restrictive	ADJ
emaj-183	84	9	assumptions	assumption	NOUN
emaj-183	84	10	(	(	PUNCT
emaj-183	84	11	friedman	friedman	NOUN
emaj-183	84	12	,	,	PUNCT
emaj-183	84	13	1991	1991	NUM
emaj-183	84	14	)	)	PUNCT
emaj-183	84	15	.	.	PUNCT
emaj-183	85	1	there	there	PRON
emaj-183	85	2	are	be	VERB
emaj-183	85	3	no	no	DET
emaj-183	85	4	assumptions	assumption	NOUN
emaj-183	85	5	among	among	ADP
emaj-183	85	6	dependent	dependent	ADJ
emaj-183	85	7	and	and	CCONJ
emaj-183	85	8	independent	independent	ADJ
emaj-183	85	9	variables	variable	NOUN
emaj-183	85	10	in	in	ADP
emaj-183	85	11	the	the	DET
emaj-183	85	12	mars	mars	NOUN
emaj-183	85	13	method	method	NOUN
emaj-183	85	14	.	.	PUNCT
emaj-183	86	1	in	in	ADP
emaj-183	86	2	searching	search	VERB
emaj-183	86	3	the	the	DET
emaj-183	86	4	effects	effect	NOUN
emaj-183	86	5	of	of	ADP
emaj-183	86	6	independent	independent	ADJ
emaj-183	86	7	variables	variable	NOUN
emaj-183	86	8	on	on	ADP
emaj-183	86	9	dependent	dependent	ADJ
emaj-183	86	10	variables	variable	NOUN
emaj-183	86	11	,	,	PUNCT
emaj-183	86	12	mars	mar	NOUN
emaj-183	86	13	also	also	ADV
emaj-183	86	14	uses	use	VERB
emaj-183	86	15	interactions	interaction	NOUN
emaj-183	86	16	between	between	ADP
emaj-183	86	17	variables	variable	NOUN
emaj-183	86	18	,	,	PUNCT
emaj-183	86	19	and	and	CCONJ
emaj-183	86	20	the	the	DET
emaj-183	86	21	effects	effect	NOUN
emaj-183	86	22	of	of	ADP
emaj-183	86	23	these	these	DET
emaj-183	86	24	interactions	interaction	NOUN
emaj-183	86	25	on	on	ADP
emaj-183	86	26	dependent	dependent	ADJ
emaj-183	86	27	variables	variable	NOUN
emaj-183	86	28	(	(	PUNCT
emaj-183	86	29	goh	goh	PROPN
emaj-183	86	30	et	et	PROPN
emaj-183	86	31	al	al	PROPN
emaj-183	86	32	.	.	PROPN
emaj-183	86	33	,	,	PUNCT
emaj-183	86	34	2017	2017	NUM
emaj-183	86	35	;	;	PUNCT
emaj-183	86	36	liu	liu	PROPN
emaj-183	86	37	,	,	PUNCT
emaj-183	86	38	2018	2018	NUM
emaj-183	86	39	)	)	PUNCT
emaj-183	86	40	.	.	PUNCT
emaj-183	87	1	mars	mars	PROPN
emaj-183	87	2	model	model	NOUN
emaj-183	87	3	is	be	AUX
emaj-183	87	4	formulated	formulate	VERB
emaj-183	87	5	below	below	ADV
emaj-183	87	6	:	:	PUNCT
emaj-183	87	7	in	in	ADP
emaj-183	87	8	equation	equation	NOUN
emaj-183	87	9	(	(	PUNCT
emaj-183	87	10	1	1	NUM
emaj-183	87	11	)	)	PUNCT
emaj-183	87	12	,	,	PUNCT
emaj-183	87	13	“	"	PUNCT
emaj-183	87	14	y	y	NOUN
emaj-183	87	15	”	"	PUNCT
emaj-183	87	16	represents	represent	VERB
emaj-183	87	17	the	the	DET
emaj-183	87	18	dependent	dependent	ADJ
emaj-183	87	19	variable	variable	NOUN
emaj-183	87	20	,	,	PUNCT
emaj-183	87	21	whereas	whereas	SCONJ
emaj-183	87	22	independent	independent	ADJ
emaj-183	87	23	variables	variable	NOUN
emaj-183	87	24	are	be	AUX
emaj-183	87	25	shown	show	VERB
emaj-183	87	26	as	as	ADP
emaj-183	87	27	x.	x.	NOUN
emaj-183	87	28	on	on	ADP
emaj-183	87	29	the	the	DET
emaj-183	87	30	other	other	ADJ
emaj-183	87	31	side	side	NOUN
emaj-183	87	32	,	,	PUNCT
emaj-183	87	33	𝐵0	𝐵0	PROPN
emaj-183	87	34	demonstrates	demonstrate	VERB
emaj-183	87	35	the	the	DET
emaj-183	87	36	constant	constant	ADJ
emaj-183	87	37	term	term	NOUN
emaj-183	87	38	and	and	CCONJ
emaj-183	87	39	𝐵𝑛(𝑋𝑡	𝐵𝑛(𝑋𝑡	NOUN
emaj-183	87	40	)	)	PUNCT
emaj-183	87	41	describes	describe	VERB
emaj-183	87	42	basis	basis	NOUN
emaj-183	87	43	function	function	NOUN
emaj-183	87	44	.	.	PUNCT
emaj-183	88	1	therefore	therefore	ADV
emaj-183	88	2	,	,	PUNCT
emaj-183	88	3	𝑎𝑛	𝑎𝑛	PRON
emaj-183	88	4	represents	represent	VERB
emaj-183	88	5	the	the	DET
emaj-183	88	6	coefficient	coefficient	NOUN
emaj-183	88	7	of	of	ADP
emaj-183	88	8	n.	n.	NOUN
emaj-183	88	9	basis	basis	NOUN
emaj-183	88	10	functions	function	NOUN
emaj-183	88	11	(	(	PUNCT
emaj-183	88	12	friedman	friedman	NOUN
emaj-183	88	13	,	,	PUNCT
emaj-183	88	14	1991	1991	NUM
emaj-183	88	15	)	)	PUNCT
emaj-183	88	16	.	.	PUNCT
emaj-183	89	1	mars	mars	PROPN
emaj-183	89	2	method	method	PROPN
emaj-183	89	3	consists	consist	VERB
emaj-183	89	4	of	of	ADP
emaj-183	89	5	two	two	NUM
emaj-183	89	6	steps	step	NOUN
emaj-183	89	7	.	.	PUNCT
emaj-183	90	1	in	in	ADP
emaj-183	90	2	the	the	DET
emaj-183	90	3	first	first	ADJ
emaj-183	90	4	step	step	NOUN
emaj-183	90	5	,	,	PUNCT
emaj-183	90	6	all	all	DET
emaj-183	90	7	possible	possible	ADJ
emaj-183	90	8	models	model	NOUN
emaj-183	90	9	are	be	AUX
emaj-183	90	10	produced	produce	VERB
emaj-183	90	11	by	by	ADP
emaj-183	90	12	using	use	VERB
emaj-183	90	13	independent	independent	ADJ
emaj-183	90	14	variables	variable	NOUN
emaj-183	90	15	until	until	ADP
emaj-183	90	16	reaching	reach	VERB
emaj-183	90	17	maximum	maximum	ADJ
emaj-183	90	18	basis	basis	NOUN
emaj-183	90	19	functions	function	NOUN
emaj-183	90	20	.	.	PUNCT
emaj-183	91	1	in	in	ADP
emaj-183	91	2	the	the	DET
emaj-183	91	3	second	second	ADJ
emaj-183	91	4	step	step	NOUN
emaj-183	91	5	,	,	PUNCT
emaj-183	91	6	the	the	DET
emaj-183	91	7	best	good	ADJ
emaj-183	91	8	model	model	NOUN
emaj-183	91	9	is	be	AUX
emaj-183	91	10	selected	select	VERB
emaj-183	91	11	by	by	ADP
emaj-183	91	12	eliminating	eliminate	VERB
emaj-183	91	13	some	some	DET
emaj-183	91	14	basis	basis	NOUN
emaj-183	91	15	functions	function	NOUN
emaj-183	91	16	from	from	ADP
emaj-183	91	17	the	the	DET
emaj-183	91	18	most	most	ADV
emaj-183	91	19	complex	complex	ADJ
emaj-183	91	20	model	model	NOUN
emaj-183	91	21	.	.	PUNCT
emaj-183	92	1	the	the	DET
emaj-183	92	2	best	good	ADJ
emaj-183	92	3	model	model	NOUN
emaj-183	92	4	is	be	AUX
emaj-183	92	5	the	the	DET
emaj-183	92	6	one	one	NOUN
emaj-183	92	7	that	that	PRON
emaj-183	92	8	has	have	VERB
emaj-183	92	9	the	the	DET
emaj-183	92	10	lowest	low	ADJ
emaj-183	92	11	generalized	generalize	VERB
emaj-183	92	12	cross	cross	NOUN
emaj-183	92	13	validation	validation	NOUN
emaj-183	92	14	(	(	PUNCT
emaj-183	92	15	gcv	gcv	NOUN
emaj-183	92	16	)	)	PUNCT
emaj-183	92	17	value	value	NOUN
emaj-183	92	18	and	and	CCONJ
emaj-183	92	19	the	the	DET
emaj-183	92	20	highest	high	ADJ
emaj-183	92	21	gcv	gcv	PROPN
emaj-183	92	22	r2	r2	PROPN
emaj-183	92	23	(	(	PUNCT
emaj-183	92	24	sephton	sephton	NOUN
emaj-183	92	25	,	,	PUNCT
emaj-183	92	26	2001	2001	NUM
emaj-183	92	27	)	)	PUNCT
emaj-183	92	28	.	.	PUNCT
emaj-183	93	1	volume	volume	NOUN
emaj-183	93	2	9	9	NUM
emaj-183	93	3	no	no	DET
emaj-183	93	4	2	2	NUM
emaj-183	93	5	(	(	PUNCT
emaj-183	93	6	2019	2019	NUM
emaj-183	93	7	)	)	PUNCT
emaj-183	93	8	|	|	ADV
emaj-183	93	9	issn	issn	VERB
emaj-183	93	10	2158	2158	NUM
emaj-183	93	11	-	-	SYM
emaj-183	93	12	8708	8708	NUM
emaj-183	93	13	(	(	PUNCT
emaj-183	93	14	online	online	NOUN
emaj-183	93	15	)	)	PUNCT
emaj-183	93	16	|	|	ADV
emaj-183	93	17	doi	doi	X
emaj-183	93	18	10.5195	10.5195	NUM
emaj-183	93	19	/	/	SYM
emaj-183	93	20	emaj.2019.183	emaj.2019.183	NOUN
emaj-183	94	1	|	|	ADV
emaj-183	94	2	http://emaj.pitt.edu	http://emaj.pitt.edu	PROPN
emaj-183	94	3	mustafa	mustafa	PROPN
emaj-183	94	4	tevfik	tevfik	PROPN
emaj-183	94	5	kartal	kartal	ADJ
emaj-183	94	6	emerging	emerge	VERB
emaj-183	94	7	markets	market	NOUN
emaj-183	94	8	journal	journal	NOUN
emaj-183	94	9	|	|	ADV
emaj-183	94	10	p	p	NOUN
emaj-183	94	11	a	a	DET
emaj-183	94	12	g	g	PROPN
emaj-183	94	13	e	e	PROPN
emaj-183	94	14	|19	|19	PROPN
emaj-183	94	15	c.	c.	PROPN
emaj-183	94	16	independent	independent	ADJ
emaj-183	94	17	variables	variable	NOUN
emaj-183	94	18	in	in	ADP
emaj-183	94	19	the	the	DET
emaj-183	94	20	literature	literature	NOUN
emaj-183	94	21	,	,	PUNCT
emaj-183	94	22	a	a	DET
emaj-183	94	23	variety	variety	NOUN
emaj-183	94	24	of	of	ADP
emaj-183	94	25	independent	independent	ADJ
emaj-183	94	26	variables	variable	NOUN
emaj-183	94	27	have	have	AUX
emaj-183	94	28	been	be	AUX
emaj-183	94	29	used	use	VERB
emaj-183	94	30	to	to	PART
emaj-183	94	31	determine	determine	VERB
emaj-183	94	32	which	which	DET
emaj-183	94	33	factors	factor	NOUN
emaj-183	94	34	affect	affect	VERB
emaj-183	94	35	car	car	NOUN
emaj-183	94	36	.	.	PUNCT
emaj-183	95	1	some	some	PRON
emaj-183	95	2	of	of	ADP
emaj-183	95	3	these	these	DET
emaj-183	95	4	variables	variable	NOUN
emaj-183	95	5	are	be	AUX
emaj-183	95	6	summarized	summarize	VERB
emaj-183	95	7	in	in	ADP
emaj-183	95	8	table	table	NOUN
emaj-183	95	9	1	1	NUM
emaj-183	95	10	.	.	PUNCT
emaj-183	95	11	table	table	NOUN
emaj-183	95	12	1	1	NUM
emaj-183	95	13	:	:	PUNCT
emaj-183	95	14	independent	independent	ADJ
emaj-183	95	15	variables	variable	NOUN
emaj-183	95	16	independent	independent	ADJ
emaj-183	95	17	variables	variable	NOUN
emaj-183	95	18	references	reference	NOUN
emaj-183	95	19	asset	asset	NOUN
emaj-183	95	20	quality	quality	PROPN
emaj-183	95	21	el	el	PROPN
emaj-183	95	22	-	-	PROPN
emaj-183	95	23	ansary	ansary	PROPN
emaj-183	95	24	&	&	CCONJ
emaj-183	95	25	hafez	hafez	PROPN
emaj-183	95	26	(	(	PUNCT
emaj-183	95	27	2015	2015	NUM
emaj-183	95	28	)	)	PUNCT
emaj-183	95	29	,	,	PUNCT
emaj-183	95	30	us	we	PRON
emaj-183	95	31	(	(	PUNCT
emaj-183	95	32	2015	2015	NUM
emaj-183	95	33	)	)	PUNCT
emaj-183	95	34	,	,	PUNCT
emaj-183	95	35	koç	koç	PROPN
emaj-183	95	36	&	&	CCONJ
emaj-183	95	37	karahan	karahan	PROPN
emaj-183	95	38	(	(	PUNCT
emaj-183	95	39	2017	2017	NUM
emaj-183	95	40	)	)	PUNCT
emaj-183	95	41	credits	credit	NOUN
emaj-183	95	42	büyükşalvarcı	büyükşalvarcı	NOUN
emaj-183	95	43	&	&	CCONJ
emaj-183	95	44	abdioğlu	abdioğlu	PROPN
emaj-183	95	45	(	(	PUNCT
emaj-183	95	46	2011	2011	NUM
emaj-183	95	47	)	)	PUNCT
emaj-183	95	48	,	,	PUNCT
emaj-183	95	49	hazar	hazar	PROPN
emaj-183	95	50	et	et	PROPN
emaj-183	95	51	al	al	PROPN
emaj-183	95	52	.	.	PROPN
emaj-183	96	1	(	(	PUNCT
emaj-183	96	2	2018	2018	NUM
emaj-183	96	3	)	)	PUNCT
emaj-183	96	4	credits	credit	NOUN
emaj-183	96	5	/	/	SYM
emaj-183	96	6	total	total	ADJ
emaj-183	96	7	assets	asset	NOUN
emaj-183	96	8	mpuga	mpuga	X
emaj-183	96	9	(	(	PUNCT
emaj-183	96	10	2002	2002	NUM
emaj-183	96	11	)	)	PUNCT
emaj-183	96	12	,	,	PUNCT
emaj-183	96	13	okuyan	okuyan	PROPN
emaj-183	96	14	(	(	PUNCT
emaj-183	96	15	2013	2013	NUM
emaj-183	96	16	)	)	PUNCT
emaj-183	96	17	,	,	PUNCT
emaj-183	96	18	polat	polat	NOUN
emaj-183	96	19	&	&	CCONJ
emaj-183	96	20	al	al	PROPN
emaj-183	96	21	-	-	PROPN
emaj-183	96	22	khalaf	khalaf	PROPN
emaj-183	96	23	(	(	PUNCT
emaj-183	96	24	2014	2014	NUM
emaj-183	96	25	)	)	PUNCT
emaj-183	96	26	,	,	PUNCT
emaj-183	96	27	klepczarek	klepczarek	NOUN
emaj-183	96	28	(	(	PUNCT
emaj-183	96	29	2015	2015	NUM
emaj-183	96	30	)	)	PUNCT
emaj-183	96	31	,	,	PUNCT
emaj-183	96	32	mili	mili	PROPN
emaj-183	96	33	et	et	PROPN
emaj-183	96	34	al	al	PROPN
emaj-183	96	35	.	.	PROPN
emaj-183	96	36	(	(	PUNCT
emaj-183	96	37	2015	2015	NUM
emaj-183	96	38	)	)	PUNCT
emaj-183	96	39	,	,	PUNCT
emaj-183	96	40	mili	mili	PROPN
emaj-183	96	41	et	et	PROPN
emaj-183	96	42	al	al	PROPN
emaj-183	96	43	.	.	PROPN
emaj-183	96	44	(	(	PUNCT
emaj-183	96	45	2017	2017	NUM
emaj-183	96	46	)	)	PUNCT
emaj-183	96	47	,	,	PUNCT
emaj-183	96	48	afşar	afşar	PROPN
emaj-183	96	49	&	&	CCONJ
emaj-183	96	50	karaçayır	karaçayır	PROPN
emaj-183	96	51	(	(	PUNCT
emaj-183	96	52	2018	2018	NUM
emaj-183	96	53	)	)	PUNCT
emaj-183	96	54	deposits	deposit	NOUN
emaj-183	96	55	büyükşalvarcı	büyükşalvarcı	NOUN
emaj-183	96	56	&	&	CCONJ
emaj-183	96	57	abdioğlu	abdioğlu	PROPN
emaj-183	96	58	(	(	PUNCT
emaj-183	96	59	2011	2011	NUM
emaj-183	96	60	)	)	PUNCT
emaj-183	96	61	deposits	deposit	NOUN
emaj-183	96	62	/	/	SYM
emaj-183	96	63	total	total	ADJ
emaj-183	96	64	liabilities	liability	NOUN
emaj-183	96	65	kleff	kleff	PROPN
emaj-183	96	66	&	&	CCONJ
emaj-183	96	67	weber	weber	PROPN
emaj-183	96	68	(	(	PUNCT
emaj-183	96	69	2008	2008	NUM
emaj-183	96	70	)	)	PUNCT
emaj-183	96	71	,	,	PUNCT
emaj-183	96	72	okuyan	okuyan	PROPN
emaj-183	96	73	(	(	PUNCT
emaj-183	96	74	2013	2013	NUM
emaj-183	96	75	)	)	PUNCT
emaj-183	96	76	,	,	PUNCT
emaj-183	96	77	klepczarek	klepczarek	NOUN
emaj-183	96	78	(	(	PUNCT
emaj-183	96	79	2015	2015	NUM
emaj-183	96	80	)	)	PUNCT
emaj-183	96	81	,	,	PUNCT
emaj-183	96	82	us	we	PRON
emaj-183	96	83	(	(	PUNCT
emaj-183	96	84	2015	2015	NUM
emaj-183	96	85	)	)	PUNCT
emaj-183	96	86	,	,	PUNCT
emaj-183	96	87	mili	mili	PROPN
emaj-183	96	88	et	et	PROPN
emaj-183	96	89	al	al	PROPN
emaj-183	96	90	.	.	PROPN
emaj-183	97	1	(	(	PUNCT
emaj-183	97	2	2017	2017	NUM
emaj-183	97	3	)	)	PUNCT
emaj-183	97	4	,	,	PUNCT
emaj-183	97	5	afşar	afşar	PROPN
emaj-183	97	6	&	&	CCONJ
emaj-183	97	7	karaçayır	karaçayır	PROPN
emaj-183	97	8	(	(	PUNCT
emaj-183	97	9	2018	2018	NUM
emaj-183	97	10	)	)	PUNCT
emaj-183	97	11	fer	fer	PROPN
emaj-183	97	12	williams	williams	PROPN
emaj-183	97	13	(	(	PUNCT
emaj-183	97	14	1998	1998	NUM
emaj-183	97	15	)	)	PUNCT
emaj-183	97	16	,	,	PUNCT
emaj-183	97	17	us	we	PRON
emaj-183	97	18	(	(	PUNCT
emaj-183	97	19	2015	2015	NUM
emaj-183	97	20	)	)	PUNCT
emaj-183	97	21	,	,	PUNCT
emaj-183	97	22	mili	mili	PROPN
emaj-183	97	23	et	et	PROPN
emaj-183	97	24	al	al	PROPN
emaj-183	97	25	.	.	PROPN
emaj-183	98	1	(	(	PUNCT
emaj-183	98	2	2017	2017	NUM
emaj-183	98	3	)	)	PUNCT
emaj-183	98	4	growth	growth	NOUN
emaj-183	98	5	ruckes	rucke	NOUN
emaj-183	98	6	(	(	PUNCT
emaj-183	98	7	2004	2004	NUM
emaj-183	98	8	)	)	PUNCT
emaj-183	98	9	,	,	PUNCT
emaj-183	98	10	asarkaya	asarkaya	NOUN
emaj-183	98	11	&	&	CCONJ
emaj-183	98	12	özcan	özcan	PROPN
emaj-183	98	13	(	(	PUNCT
emaj-183	98	14	2007	2007	NUM
emaj-183	98	15	)	)	PUNCT
emaj-183	98	16	,	,	PUNCT
emaj-183	98	17	okuyan	okuyan	PROPN
emaj-183	98	18	(	(	PUNCT
emaj-183	98	19	2013	2013	NUM
emaj-183	98	20	)	)	PUNCT
emaj-183	98	21	,	,	PUNCT
emaj-183	98	22	aktaş	aktaş	PROPN
emaj-183	98	23	et	et	PROPN
emaj-183	98	24	al	al	PROPN
emaj-183	98	25	.	.	PROPN
emaj-183	98	26	(	(	PUNCT
emaj-183	98	27	2015	2015	NUM
emaj-183	98	28	)	)	PUNCT
emaj-183	98	29	,	,	PUNCT
emaj-183	98	30	mili	mili	PROPN
emaj-183	98	31	et	et	PROPN
emaj-183	98	32	al	al	PROPN
emaj-183	98	33	.	.	PROPN
emaj-183	98	34	(	(	PUNCT
emaj-183	98	35	2017	2017	NUM
emaj-183	98	36	)	)	PUNCT
emaj-183	98	37	,	,	PUNCT
emaj-183	98	38	afşar	afşar	PROPN
emaj-183	98	39	&	&	CCONJ
emaj-183	98	40	karaçayır	karaçayır	PROPN
emaj-183	98	41	(	(	PUNCT
emaj-183	98	42	2018	2018	NUM
emaj-183	98	43	)	)	PUNCT
emaj-183	98	44	interest	interest	NOUN
emaj-183	98	45	rates	rate	NOUN
emaj-183	98	46	demirgüç	demirgüç	PROPN
emaj-183	98	47	-	-	PUNCT
emaj-183	98	48	kunt	kunt	PROPN
emaj-183	98	49	&	&	CCONJ
emaj-183	98	50	detragiache	detragiache	PROPN
emaj-183	98	51	(	(	PUNCT
emaj-183	98	52	1998	1998	NUM
emaj-183	98	53	)	)	PUNCT
emaj-183	98	54	,	,	PUNCT
emaj-183	98	55	mili	mili	PROPN
emaj-183	98	56	et	et	PROPN
emaj-183	98	57	al	al	PROPN
emaj-183	98	58	.	.	PROPN
emaj-183	99	1	(	(	PUNCT
emaj-183	99	2	2017	2017	NUM
emaj-183	99	3	)	)	PUNCT
emaj-183	99	4	leverage	leverage	NOUN
emaj-183	99	5	büyükşalvarcı	büyükşalvarcı	NOUN
emaj-183	99	6	&	&	CCONJ
emaj-183	99	7	abdioğlu	abdioğlu	PROPN
emaj-183	99	8	(	(	PUNCT
emaj-183	99	9	2011	2011	NUM
emaj-183	99	10	)	)	PUNCT
emaj-183	99	11	,	,	PUNCT
emaj-183	99	12	polat	polat	NOUN
emaj-183	99	13	&	&	CCONJ
emaj-183	99	14	al	al	PROPN
emaj-183	99	15	-	-	PROPN
emaj-183	99	16	khalaf	khalaf	PROPN
emaj-183	99	17	(	(	PUNCT
emaj-183	99	18	2014	2014	NUM
emaj-183	99	19	)	)	PUNCT
emaj-183	99	20	,	,	PUNCT
emaj-183	99	21	aktaş	aktaş	PROPN
emaj-183	99	22	et	et	PROPN
emaj-183	99	23	al	al	PROPN
emaj-183	99	24	.	.	PROPN
emaj-183	100	1	(	(	PUNCT
emaj-183	100	2	2015	2015	NUM
emaj-183	100	3	)	)	PUNCT
emaj-183	100	4	liquidity	liquidity	NOUN
emaj-183	100	5	büyükşalvarcı	büyükşalvarcı	NOUN
emaj-183	100	6	&	&	CCONJ
emaj-183	100	7	abdioğlu	abdioğlu	PROPN
emaj-183	100	8	(	(	PUNCT
emaj-183	100	9	2011	2011	NUM
emaj-183	100	10	)	)	PUNCT
emaj-183	100	11	,	,	PUNCT
emaj-183	100	12	aktaş	aktaş	PROPN
emaj-183	100	13	et	et	PROPN
emaj-183	100	14	al	al	PROPN
emaj-183	100	15	.	.	PROPN
emaj-183	101	1	(	(	PUNCT
emaj-183	101	2	2015	2015	NUM
emaj-183	101	3	)	)	PUNCT
emaj-183	101	4	,	,	PUNCT
emaj-183	101	5	el	el	PROPN
emaj-183	101	6	-	-	PUNCT
emaj-183	101	7	ansary	ansary	PROPN
emaj-183	101	8	&	&	CCONJ
emaj-183	101	9	hafez	hafez	PROPN
emaj-183	101	10	(	(	PUNCT
emaj-183	101	11	2015	2015	NUM
emaj-183	101	12	)	)	PUNCT
emaj-183	101	13	,	,	PUNCT
emaj-183	101	14	us	we	PRON
emaj-183	101	15	(	(	PUNCT
emaj-183	101	16	2015	2015	NUM
emaj-183	101	17	)	)	PUNCT
emaj-183	101	18	,	,	PUNCT
emaj-183	101	19	reis	reis	NOUN
emaj-183	101	20	&	&	CCONJ
emaj-183	101	21	kötüoğlu	kötüoğlu	PROPN
emaj-183	101	22	(	(	PUNCT
emaj-183	101	23	2016	2016	NUM
emaj-183	101	24	)	)	PUNCT
emaj-183	101	25	,	,	PUNCT
emaj-183	101	26	koç	koç	PROPN
emaj-183	101	27	&	&	CCONJ
emaj-183	101	28	karahan	karahan	PROPN
emaj-183	101	29	(	(	PUNCT
emaj-183	101	30	2017	2017	NUM
emaj-183	101	31	)	)	PUNCT
emaj-183	101	32	nim	nim	PROPN
emaj-183	101	33	demirgüç	demirgüç	PROPN
emaj-183	101	34	-	-	PUNCT
emaj-183	101	35	kunt	kunt	PROPN
emaj-183	101	36	&	&	CCONJ
emaj-183	101	37	detragiache	detragiache	PROPN
emaj-183	101	38	(	(	PUNCT
emaj-183	101	39	2002	2002	NUM
emaj-183	101	40	)	)	PUNCT
emaj-183	101	41	,	,	PUNCT
emaj-183	101	42	demirhan	demirhan	PROPN
emaj-183	101	43	(	(	PUNCT
emaj-183	101	44	2010	2010	NUM
emaj-183	101	45	)	)	PUNCT
emaj-183	101	46	,	,	PUNCT
emaj-183	101	47	büyükşalvarcı	büyükşalvarcı	NOUN
emaj-183	101	48	&	&	CCONJ
emaj-183	101	49	abdioğlu	abdioğlu	PROPN
emaj-183	101	50	(	(	PUNCT
emaj-183	101	51	2011	2011	NUM
emaj-183	101	52	)	)	PUNCT
emaj-183	101	53	,	,	PUNCT
emaj-183	101	54	aktaş	aktaş	PROPN
emaj-183	101	55	et	et	PROPN
emaj-183	101	56	al	al	PROPN
emaj-183	101	57	.	.	PROPN
emaj-183	101	58	(	(	PUNCT
emaj-183	101	59	2015	2015	NUM
emaj-183	101	60	)	)	PUNCT
emaj-183	101	61	,	,	PUNCT
emaj-183	101	62	mili	mili	PROPN
emaj-183	101	63	et	et	PROPN
emaj-183	101	64	al	al	PROPN
emaj-183	101	65	.	.	PROPN
emaj-183	102	1	(	(	PUNCT
emaj-183	102	2	2017	2017	NUM
emaj-183	102	3	)	)	PUNCT
emaj-183	102	4	,	,	PUNCT
emaj-183	102	5	kılcı	kılcı	NOUN
emaj-183	102	6	(	(	PUNCT
emaj-183	102	7	2019	2019	NUM
emaj-183	102	8	)	)	PUNCT
emaj-183	102	9	npl	npl	PROPN
emaj-183	102	10	reis	reis	NOUN
emaj-183	102	11	&	&	CCONJ
emaj-183	102	12	kötüoğlu	kötüoğlu	PROPN
emaj-183	102	13	(	(	PUNCT
emaj-183	102	14	2016	2016	NUM
emaj-183	102	15	)	)	PUNCT
emaj-183	102	16	,	,	PUNCT
emaj-183	102	17	silaban	silaban	NOUN
emaj-183	102	18	(	(	PUNCT
emaj-183	102	19	2017	2017	NUM
emaj-183	102	20	)	)	PUNCT
emaj-183	102	21	independent	independent	ADJ
emaj-183	102	22	variables	variable	NOUN
emaj-183	102	23	references	reference	NOUN
emaj-183	102	24	provisions	provision	NOUN
emaj-183	102	25	büyükşalvarcı	büyükşalvarcı	PROPN
emaj-183	102	26	&	&	CCONJ
emaj-183	102	27	abdioğlu	abdioğlu	PROPN
emaj-183	102	28	(	(	PUNCT
emaj-183	102	29	2011	2011	NUM
emaj-183	102	30	)	)	PUNCT
emaj-183	102	31	,	,	PUNCT
emaj-183	102	32	el	el	PROPN
emaj-183	102	33	-	-	PUNCT
emaj-183	102	34	ansary	ansary	PROPN
emaj-183	102	35	&	&	CCONJ
emaj-183	102	36	hafez	hafez	PROPN
emaj-183	102	37	(	(	PUNCT
emaj-183	102	38	2015	2015	NUM
emaj-183	102	39	)	)	PUNCT
emaj-183	102	40	roa	roa	PROPN
emaj-183	102	41	sayılgan	sayılgan	PROPN
emaj-183	102	42	&	&	CCONJ
emaj-183	102	43	yıldırım	yıldırım	PROPN
emaj-183	102	44	(	(	PUNCT
emaj-183	102	45	2009	2009	NUM
emaj-183	102	46	)	)	PUNCT
emaj-183	102	47	,	,	PUNCT
emaj-183	102	48	demirhan	demirhan	PROPN
emaj-183	102	49	(	(	PUNCT
emaj-183	102	50	2010	2010	NUM
emaj-183	102	51	)	)	PUNCT
emaj-183	102	52	,	,	PUNCT
emaj-183	102	53	büyükşalvarcı	büyükşalvarcı	NOUN
emaj-183	102	54	&	&	CCONJ
emaj-183	102	55	abdioğlu	abdioğlu	PROPN
emaj-183	102	56	(	(	PUNCT
emaj-183	102	57	2011	2011	NUM
emaj-183	102	58	)	)	PUNCT
emaj-183	102	59	,	,	PUNCT
emaj-183	102	60	hoffmann	hoffmann	PROPN
emaj-183	102	61	(	(	PUNCT
emaj-183	102	62	2011	2011	NUM
emaj-183	102	63	)	)	PUNCT
emaj-183	102	64	,	,	PUNCT
emaj-183	102	65	okuyan	okuyan	PROPN
emaj-183	102	66	(	(	PUNCT
emaj-183	102	67	2013	2013	NUM
emaj-183	102	68	)	)	PUNCT
emaj-183	102	69	,	,	PUNCT
emaj-183	102	70	jasevičienė	jasevičienė	PROPN
emaj-183	102	71	&	&	CCONJ
emaj-183	102	72	jurkšaitytė	jurkšaitytė	PROPN
emaj-183	102	73	(	(	PUNCT
emaj-183	102	74	2014	2014	NUM
emaj-183	102	75	)	)	PUNCT
emaj-183	102	76	,	,	PUNCT
emaj-183	102	77	aktaş	aktaş	PROPN
emaj-183	102	78	et	et	PROPN
emaj-183	102	79	al	al	PROPN
emaj-183	102	80	.	.	PROPN
emaj-183	103	1	(	(	PUNCT
emaj-183	103	2	2015	2015	NUM
emaj-183	103	3	)	)	PUNCT
emaj-183	103	4	,	,	PUNCT
emaj-183	103	5	reis	reis	NOUN
emaj-183	103	6	&	&	CCONJ
emaj-183	103	7	kötüoğlu	kötüoğlu	PROPN
emaj-183	103	8	(	(	PUNCT
emaj-183	103	9	2016	2016	NUM
emaj-183	103	10	)	)	PUNCT
emaj-183	103	11	,	,	PUNCT
emaj-183	103	12	belke	belke	NOUN
emaj-183	103	13	&	&	CCONJ
emaj-183	103	14	ünal	ünal	ADJ
emaj-183	103	15	(	(	PUNCT
emaj-183	103	16	2017	2017	NUM
emaj-183	103	17	)	)	PUNCT
emaj-183	103	18	,	,	PUNCT
emaj-183	103	19	işık	işık	NOUN
emaj-183	103	20	(	(	PUNCT
emaj-183	103	21	2017	2017	NUM
emaj-183	103	22	)	)	PUNCT
emaj-183	103	23	,	,	PUNCT
emaj-183	103	24	koç	koç	PROPN
emaj-183	103	25	&	&	CCONJ
emaj-183	103	26	karahan	karahan	PROPN
emaj-183	103	27	(	(	PUNCT
emaj-183	103	28	2017	2017	NUM
emaj-183	103	29	)	)	PUNCT
emaj-183	103	30	,	,	PUNCT
emaj-183	103	31	silaban	silaban	NOUN
emaj-183	103	32	(	(	PUNCT
emaj-183	103	33	2017	2017	NUM
emaj-183	103	34	)	)	PUNCT
emaj-183	103	35	,	,	PUNCT
emaj-183	103	36	afşar	afşar	PROPN
emaj-183	103	37	&	&	CCONJ
emaj-183	103	38	karaçayır	karaçayır	PROPN
emaj-183	103	39	(	(	PUNCT
emaj-183	103	40	2018	2018	NUM
emaj-183	103	41	)	)	PUNCT
emaj-183	103	42	,	,	PUNCT
emaj-183	103	43	aydın	aydın	X
emaj-183	103	44	(	(	PUNCT
emaj-183	103	45	2019	2019	NUM
emaj-183	103	46	)	)	PUNCT
emaj-183	103	47	roe	roe	PROPN
emaj-183	103	48	berger	berger	PROPN
emaj-183	103	49	(	(	PUNCT
emaj-183	103	50	1995	1995	NUM
emaj-183	103	51	)	)	PUNCT
emaj-183	103	52	,	,	PUNCT
emaj-183	103	53	asarkaya	asarkaya	NOUN
emaj-183	103	54	&	&	CCONJ
emaj-183	103	55	özcan	özcan	PROPN
emaj-183	103	56	(	(	PUNCT
emaj-183	103	57	2007	2007	NUM
emaj-183	103	58	)	)	PUNCT
emaj-183	103	59	,	,	PUNCT
emaj-183	103	60	sayılgan	sayılgan	PROPN
emaj-183	103	61	&	&	CCONJ
emaj-183	103	62	yıldırım	yıldırım	PROPN
emaj-183	103	63	(	(	PUNCT
emaj-183	103	64	2009	2009	NUM
emaj-183	103	65	)	)	PUNCT
emaj-183	103	66	,	,	PUNCT
emaj-183	103	67	demirhan	demirhan	PROPN
emaj-183	103	68	(	(	PUNCT
emaj-183	103	69	2010	2010	NUM
emaj-183	103	70	)	)	PUNCT
emaj-183	103	71	,	,	PUNCT
emaj-183	103	72	büyükşalvarcı	büyükşalvarcı	NOUN
emaj-183	103	73	&	&	CCONJ
emaj-183	103	74	abdioğlu	abdioğlu	PROPN
emaj-183	103	75	(	(	PUNCT
emaj-183	103	76	2011	2011	NUM
emaj-183	103	77	)	)	PUNCT
emaj-183	103	78	,	,	PUNCT
emaj-183	103	79	almazari	almazari	PROPN
emaj-183	103	80	(	(	PUNCT
emaj-183	103	81	2013	2013	NUM
emaj-183	103	82	)	)	PUNCT
emaj-183	103	83	,	,	PUNCT
emaj-183	103	84	okuyan	okuyan	PROPN
emaj-183	103	85	(	(	PUNCT
emaj-183	103	86	2013	2013	NUM
emaj-183	103	87	)	)	PUNCT
emaj-183	103	88	,	,	PUNCT
emaj-183	103	89	klepczarek	klepczarek	NOUN
emaj-183	103	90	(	(	PUNCT
emaj-183	103	91	2015	2015	NUM
emaj-183	103	92	)	)	PUNCT
emaj-183	103	93	,	,	PUNCT
emaj-183	103	94	reis	reis	NOUN
emaj-183	103	95	&	&	CCONJ
emaj-183	103	96	kötüoğlu	kötüoğlu	PROPN
emaj-183	103	97	(	(	PUNCT
emaj-183	103	98	2016	2016	NUM
emaj-183	103	99	)	)	PUNCT
emaj-183	103	100	,	,	PUNCT
emaj-183	103	101	afşar	afşar	PROPN
emaj-183	103	102	&	&	CCONJ
emaj-183	103	103	karaçayır	karaçayır	PROPN
emaj-183	103	104	(	(	PUNCT
emaj-183	103	105	2018	2018	NUM
emaj-183	103	106	)	)	PUNCT
emaj-183	103	107	,	,	PUNCT
emaj-183	103	108	yüksel	yüksel	PROPN
emaj-183	103	109	et	et	PROPN
emaj-183	103	110	al	al	PROPN
emaj-183	103	111	.	.	PROPN
emaj-183	104	1	(	(	PUNCT
emaj-183	104	2	2018	2018	NUM
emaj-183	104	3	)	)	PUNCT
emaj-183	104	4	,	,	PUNCT
emaj-183	104	5	kılcı	kılcı	NOUN
emaj-183	104	6	(	(	PUNCT
emaj-183	104	7	2019	2019	NUM
emaj-183	104	8	)	)	PUNCT
emaj-183	104	9	rwa	rwa	PROPN
emaj-183	104	10	/	/	SYM
emaj-183	104	11	total	total	ADJ
emaj-183	104	12	assets	asset	NOUN
emaj-183	104	13	abba	abba	X
emaj-183	104	14	et	et	PROPN
emaj-183	104	15	al	al	PROPN
emaj-183	104	16	.	.	PROPN
emaj-183	105	1	(	(	PUNCT
emaj-183	105	2	2013	2013	NUM
emaj-183	105	3	)	)	PUNCT
emaj-183	105	4	,	,	PUNCT
emaj-183	105	5	jasevičienė	jasevičienė	PROPN
emaj-183	105	6	&	&	CCONJ
emaj-183	105	7	jurkšaitytė	jurkšaitytė	PROPN
emaj-183	105	8	(	(	PUNCT
emaj-183	105	9	2014	2014	NUM
emaj-183	105	10	)	)	PUNCT
emaj-183	105	11	,	,	PUNCT
emaj-183	105	12	klepczarek	klepczarek	PROPN
emaj-183	105	13	(	(	PUNCT
emaj-183	105	14	2015	2015	NUM
emaj-183	105	15	)	)	PUNCT
emaj-183	105	16	total	total	ADJ
emaj-183	105	17	assets	asset	NOUN
emaj-183	105	18	asarkaya	asarkaya	NOUN
emaj-183	105	19	&	&	CCONJ
emaj-183	105	20	özcan	özcan	PROPN
emaj-183	105	21	(	(	PUNCT
emaj-183	105	22	2007	2007	NUM
emaj-183	105	23	)	)	PUNCT
emaj-183	105	24	,	,	PUNCT
emaj-183	105	25	okuyan	okuyan	PROPN
emaj-183	105	26	(	(	PUNCT
emaj-183	105	27	2013	2013	NUM
emaj-183	105	28	)	)	PUNCT
emaj-183	105	29	,	,	PUNCT
emaj-183	105	30	klepczarek	klepczarek	NOUN
emaj-183	105	31	(	(	PUNCT
emaj-183	105	32	2015	2015	NUM
emaj-183	105	33	)	)	PUNCT
emaj-183	105	34	,	,	PUNCT
emaj-183	105	35	shingjergji	shingjergji	NOUN
emaj-183	105	36	&	&	CCONJ
emaj-183	105	37	hyseni	hyseni	PROPN
emaj-183	105	38	(	(	PUNCT
emaj-183	105	39	2015	2015	NUM
emaj-183	105	40	)	)	PUNCT
emaj-183	105	41	,	,	PUNCT
emaj-183	105	42	reis	reis	NOUN
emaj-183	105	43	&	&	CCONJ
emaj-183	105	44	kötüoğlu	kötüoğlu	PROPN
emaj-183	105	45	(	(	PUNCT
emaj-183	105	46	2016	2016	NUM
emaj-183	105	47	)	)	PUNCT
emaj-183	105	48	,	,	PUNCT
emaj-183	105	49	koç	koç	PROPN
emaj-183	105	50	&	&	CCONJ
emaj-183	105	51	karahan	karahan	PROPN
emaj-183	105	52	(	(	PUNCT
emaj-183	105	53	2017	2017	NUM
emaj-183	105	54	)	)	PUNCT
emaj-183	105	55	,	,	PUNCT
emaj-183	105	56	afşar	afşar	PROPN
emaj-183	105	57	&	&	CCONJ
emaj-183	105	58	karaçayır	karaçayır	PROPN
emaj-183	105	59	(	(	PUNCT
emaj-183	105	60	2018	2018	NUM
emaj-183	105	61	)	)	PUNCT
emaj-183	105	62	taken	take	VERB
emaj-183	105	63	into	into	ADP
emaj-183	105	64	consideration	consideration	NOUN
emaj-183	105	65	data	datum	NOUN
emaj-183	105	66	availability	availability	NOUN
emaj-183	105	67	for	for	ADP
emaj-183	105	68	independent	independent	ADJ
emaj-183	105	69	variables	variable	NOUN
emaj-183	105	70	,	,	PUNCT
emaj-183	105	71	equity	equity	NOUN
emaj-183	105	72	;	;	PUNCT
emaj-183	105	73	rwa	rwa	PROPN
emaj-183	105	74	,	,	PUNCT
emaj-183	105	75	credits	credit	NOUN
emaj-183	105	76	,	,	PUNCT
emaj-183	105	77	npl	npl	INTJ
emaj-183	105	78	,	,	PUNCT
emaj-183	105	79	provisions	provision	NOUN
emaj-183	105	80	,	,	PUNCT
emaj-183	105	81	net	net	ADJ
emaj-183	105	82	profit	profit	NOUN
emaj-183	105	83	,	,	PUNCT
emaj-183	105	84	roa	roa	PROPN
emaj-183	105	85	,	,	PUNCT
emaj-183	105	86	roe	roe	PROPN
emaj-183	105	87	,	,	PUNCT
emaj-183	105	88	usdtl	usdtl	NOUN
emaj-183	105	89	,	,	PUNCT
emaj-183	105	90	interest	interest	NOUN
emaj-183	105	91	rate	rate	NOUN
emaj-183	105	92	,	,	PUNCT
emaj-183	105	93	npl	npl	PROPN
emaj-183	105	94	/	/	SYM
emaj-183	105	95	total	total	ADJ
emaj-183	105	96	credits	credit	NOUN
emaj-183	105	97	,	,	PUNCT
emaj-183	105	98	credits	credit	NOUN
emaj-183	105	99	/	/	SYM
emaj-183	105	100	total	total	NOUN
emaj-183	105	101	assets	asset	NOUN
emaj-183	105	102	,	,	PUNCT
emaj-183	105	103	rwa	rwa	PROPN
emaj-183	105	104	/	/	SYM
emaj-183	105	105	total	total	ADJ
emaj-183	105	106	assets	asset	NOUN
emaj-183	105	107	,	,	PUNCT
emaj-183	105	108	are	be	AUX
emaj-183	105	109	selected	select	VERB
emaj-183	105	110	as	as	ADP
emaj-183	105	111	independent	independent	ADJ
emaj-183	105	112	variables	variable	NOUN
emaj-183	105	113	.	.	PUNCT
emaj-183	106	1	also	also	ADV
emaj-183	106	2	,	,	PUNCT
emaj-183	106	3	with	with	ADP
emaj-183	106	4	the	the	DET
emaj-183	106	5	thought	thought	NOUN
emaj-183	106	6	that	that	SCONJ
emaj-183	106	7	credit	credit	NOUN
emaj-183	106	8	/	/	SYM
emaj-183	106	9	deposit	deposit	NOUN
emaj-183	106	10	ratio	ratio	NOUN
emaj-183	106	11	has	have	AUX
emaj-183	106	12	importance	importance	NOUN
emaj-183	106	13	for	for	ADP
emaj-183	106	14	tbs	tbs	NOUN
emaj-183	106	15	,	,	PUNCT
emaj-183	106	16	it	it	PRON
emaj-183	106	17	is	be	AUX
emaj-183	106	18	included	include	VERB
emaj-183	106	19	as	as	ADP
emaj-183	106	20	an	an	DET
emaj-183	106	21	independent	independent	ADJ
emaj-183	106	22	variable	variable	NOUN
emaj-183	106	23	.	.	PUNCT
emaj-183	107	1	hence	hence	ADV
emaj-183	107	2	,	,	PUNCT
emaj-183	107	3	a	a	DET
emaj-183	107	4	total	total	NOUN
emaj-183	107	5	of	of	ADP
emaj-183	107	6	14	14	NUM
emaj-183	107	7	variables	variable	NOUN
emaj-183	107	8	are	be	AUX
emaj-183	107	9	included	include	VERB
emaj-183	107	10	in	in	ADP
emaj-183	107	11	the	the	DET
emaj-183	107	12	study	study	NOUN
emaj-183	107	13	.	.	PUNCT
emaj-183	108	1	details	detail	NOUN
emaj-183	108	2	of	of	ADP
emaj-183	108	3	variables	variable	NOUN
emaj-183	108	4	are	be	AUX
emaj-183	108	5	included	include	VERB
emaj-183	108	6	in	in	ADP
emaj-183	108	7	table	table	NOUN
emaj-183	108	8	2	2	NUM
emaj-183	108	9	.	.	PUNCT
emaj-183	109	1	volume	volume	NOUN
emaj-183	109	2	9	9	NUM
emaj-183	109	3	no	no	DET
emaj-183	109	4	2	2	NUM
emaj-183	109	5	(	(	PUNCT
emaj-183	109	6	2019	2019	NUM
emaj-183	109	7	)	)	PUNCT
emaj-183	109	8	|	|	ADV
emaj-183	109	9	issn	issn	VERB
emaj-183	109	10	2158	2158	NUM
emaj-183	109	11	-	-	SYM
emaj-183	109	12	8708	8708	NUM
emaj-183	109	13	(	(	PUNCT
emaj-183	109	14	online	online	NOUN
emaj-183	109	15	)	)	PUNCT
emaj-183	109	16	|	|	ADV
emaj-183	109	17	doi	doi	X
emaj-183	109	18	10.5195	10.5195	NUM
emaj-183	109	19	/	/	SYM
emaj-183	109	20	emaj.2019.183	emaj.2019.183	NOUN
emaj-183	110	1	|	|	ADV
emaj-183	110	2	http://emaj.pitt.edu	http://emaj.pitt.edu	AUX
emaj-183	110	3	defining	define	VERB
emaj-183	110	4	influential	influential	ADJ
emaj-183	110	5	factors	factor	NOUN
emaj-183	110	6	of	of	ADP
emaj-183	110	7	capital	capital	NOUN
emaj-183	110	8	adequacy	adequacy	NOUN
emaj-183	110	9	ratio	ratio	NOUN
emaj-183	110	10	:	:	PUNCT
emaj-183	110	11	an	an	DET
emaj-183	110	12	examination	examination	NOUN
emaj-183	110	13	upon	upon	SCONJ
emaj-183	110	14	turkish	turkish	ADJ
emaj-183	110	15	banking	banking	NOUN
emaj-183	110	16	sector	sector	NOUN
emaj-183	110	17	(	(	PUNCT
emaj-183	110	18	2006	2006	NUM
emaj-183	110	19	/	/	SYM
emaj-183	110	20	q1	q1	PROPN
emaj-183	110	21	-	-	PUNCT
emaj-183	110	22	2019	2019	NUM
emaj-183	110	23	/	/	SYM
emaj-183	110	24	q1	q1	PROPN
emaj-183	110	25	)	)	PUNCT
emaj-183	110	26	page	page	NOUN
emaj-183	110	27	|20|	|20|	NOUN
emaj-183	110	28	emerging	emerge	VERB
emaj-183	110	29	markets	market	NOUN
emaj-183	110	30	journal	journal	NOUN
emaj-183	110	31	table	table	NOUN
emaj-183	110	32	2	2	NUM
emaj-183	110	33	:	:	PUNCT
emaj-183	110	34	details	detail	NOUN
emaj-183	110	35	of	of	ADP
emaj-183	110	36	independent	independent	ADJ
emaj-183	110	37	variables	variable	NOUN
emaj-183	110	38	variables	variable	VERB
emaj-183	110	39	abbreviation	abbreviation	NOUN
emaj-183	110	40	description	description	NOUN
emaj-183	110	41	exp	exp	NOUN
emaj-183	110	42	.	.	PUNCT
emaj-183	111	1	eff	eff	PROPN
emaj-183	111	2	.	.	PUNCT
emaj-183	111	3	data	datum	NOUN
emaj-183	111	4	source	source	NOUN
emaj-183	111	5	legal	legal	ADJ
emaj-183	111	6	equity	equity	NOUN
emaj-183	111	7	eqity	eqity	NOUN
emaj-183	111	8	legal	legal	ADJ
emaj-183	111	9	equity	equity	NOUN
emaj-183	111	10	(	(	PUNCT
emaj-183	111	11	tier	tier	NOUN
emaj-183	111	12	1	1	NUM
emaj-183	111	13	+	+	NUM
emaj-183	111	14	tier	tier	NOUN
emaj-183	111	15	2deductions	2deductions	NUM
emaj-183	111	16	)	)	PUNCT
emaj-183	112	1	+	+	CCONJ
emaj-183	112	2	brsa	brsa	PROPN
emaj-183	112	3	rwa	rwa	PROPN
emaj-183	112	4	rwa	rwa	PROPN
emaj-183	112	5	total	total	NOUN
emaj-183	112	6	rwa	rwa	PROPN
emaj-183	112	7	(	(	PUNCT
emaj-183	112	8	credit	credit	NOUN
emaj-183	112	9	risk	risk	NOUN
emaj-183	112	10	+	+	CCONJ
emaj-183	112	11	operational	operational	ADJ
emaj-183	112	12	risks	risk	NOUN
emaj-183	112	13	+	+	CCONJ
emaj-183	112	14	market	market	NOUN
emaj-183	112	15	risk	risk	NOUN
emaj-183	112	16	)	)	PUNCT
emaj-183	112	17	brsa	brsa	NOUN
emaj-183	112	18	credits	credit	NOUN
emaj-183	112	19	crdts	crdts	VERB
emaj-183	112	20	credit	credit	NOUN
emaj-183	112	21	volume	volume	NOUN
emaj-183	112	22	brsa	brsa	PROPN
emaj-183	112	23	npl	npl	PROPN
emaj-183	112	24	npl	npl	PROPN
emaj-183	112	25	gross	gross	PROPN
emaj-183	112	26	npl	npl	PROPN
emaj-183	112	27	(	(	PUNCT
emaj-183	112	28	not	not	PART
emaj-183	112	29	deducted	deduct	VERB
emaj-183	112	30	provisions	provision	NOUN
emaj-183	112	31	)	)	PUNCT
emaj-183	112	32	brsa	brsa	ADJ
emaj-183	112	33	general	general	ADJ
emaj-183	112	34	provisions	provision	NOUN
emaj-183	112	35	prvsn	prvsn	NOUN
emaj-183	112	36	general	general	ADJ
emaj-183	112	37	provisions	provision	NOUN
emaj-183	112	38	(	(	PUNCT
emaj-183	112	39	stage	stage	NOUN
emaj-183	112	40	1	1	NUM
emaj-183	112	41	+	+	NUM
emaj-183	112	42	stage	stage	NOUN
emaj-183	112	43	2	2	NUM
emaj-183	112	44	provisions	provision	NOUN
emaj-183	112	45	included	include	VERB
emaj-183	112	46	,	,	PUNCT
emaj-183	112	47	but	but	CCONJ
emaj-183	112	48	not	not	PART
emaj-183	112	49	stage	stage	VERB
emaj-183	112	50	3	3	NUM
emaj-183	112	51	)	)	PUNCT
emaj-183	112	52	brsa	brsa	NOUN
emaj-183	112	53	net	net	ADJ
emaj-183	112	54	profit	profit	NOUN
emaj-183	112	55	ntprft	ntprft	PROPN
emaj-183	112	56	net	net	ADJ
emaj-183	112	57	profit	profit	NOUN
emaj-183	112	58	+	+	CCONJ
emaj-183	112	59	brsa	brsa	PROPN
emaj-183	112	60	roa	roa	PROPN
emaj-183	112	61	roa	roa	PROPN
emaj-183	112	62	net	net	PROPN
emaj-183	112	63	profit	profit	NOUN
emaj-183	112	64	/	/	SYM
emaj-183	112	65	total	total	ADJ
emaj-183	112	66	assets	asset	NOUN
emaj-183	112	67	+	+	CCONJ
emaj-183	112	68	brsa	brsa	PROPN
emaj-183	112	69	roe	roe	PROPN
emaj-183	112	70	roe	roe	PROPN
emaj-183	112	71	net	net	PROPN
emaj-183	112	72	profit	profit	NOUN
emaj-183	112	73	/	/	SYM
emaj-183	112	74	total	total	ADJ
emaj-183	112	75	legal	legal	ADJ
emaj-183	112	76	equity	equity	NOUN
emaj-183	112	77	+	+	CCONJ
emaj-183	112	78	brsa	brsa	NOUN
emaj-183	112	79	credit/	credit/	NUM
emaj-183	112	80	deposit	deposit	NOUN
emaj-183	112	81	rate	rate	NOUN
emaj-183	112	82	cdr	cdr	PROPN
emaj-183	112	83	credit	credit	NOUN
emaj-183	112	84	volume	volume	NOUN
emaj-183	112	85	/	/	SYM
emaj-183	112	86	deposit	deposit	NOUN
emaj-183	112	87	volume	volume	NOUN
emaj-183	112	88	+	+	PROPN
emaj-183	112	89	,	,	PUNCT
emaj-183	112	90	brsa	brsa	NOUN
emaj-183	112	91	usdtl	usdtl	ADP
emaj-183	112	92	usdtl	usdtl	ADJ
emaj-183	112	93	usd	usd	PROPN
emaj-183	112	94	/	/	SYM
emaj-183	112	95	tl	tl	PROPN
emaj-183	112	96	fer	fer	PROPN
emaj-183	113	1	+	+	PROPN
emaj-183	113	2	,	,	PUNCT
emaj-183	113	3	cbrt	cbrt	PROPN
emaj-183	113	4	interest	interest	NOUN
emaj-183	113	5	rates	rate	NOUN
emaj-183	113	6	ir	ir	PROPN
emaj-183	113	7	weighted	weight	VERB
emaj-183	113	8	average	average	NOUN
emaj-183	113	9	of	of	ADP
emaj-183	113	10	commercial	commercial	ADJ
emaj-183	113	11	credit	credit	NOUN
emaj-183	113	12	interest	interest	NOUN
emaj-183	113	13	rates	rate	NOUN
emaj-183	113	14	+	+	PROPN
emaj-183	113	15	,	,	PUNCT
emaj-183	113	16	cbrt	cbrt	PROPN
emaj-183	113	17	npl	npl	PROPN
emaj-183	113	18	/	/	SYM
emaj-183	113	19	total	total	ADJ
emaj-183	113	20	credits	credit	NOUN
emaj-183	113	21	npltc	npltc	ADJ
emaj-183	113	22	gross	gross	ADJ
emaj-183	113	23	npl	npl	PROPN
emaj-183	113	24	/	/	SYM
emaj-183	113	25	total	total	ADJ
emaj-183	113	26	credit	credit	NOUN
emaj-183	113	27	volume	volume	NOUN
emaj-183	113	28	brsa	brsa	NOUN
emaj-183	113	29	credits	credit	NOUN
emaj-183	113	30	/	/	SYM
emaj-183	113	31	tota	tota	PROPN
emaj-183	113	32	l	l	NOUN
emaj-183	113	33	assets	asset	NOUN
emaj-183	113	34	crdsta	crdsta	NOUN
emaj-183	113	35	total	total	ADJ
emaj-183	113	36	credit	credit	NOUN
emaj-183	113	37	volume	volume	NOUN
emaj-183	113	38	/	/	SYM
emaj-183	113	39	total	total	ADJ
emaj-183	113	40	assets	asset	NOUN
emaj-183	113	41	brsa	brsa	NOUN
emaj-183	113	42	rwa	rwa	PROPN
emaj-183	113	43	/	/	SYM
emaj-183	113	44	total	total	ADJ
emaj-183	113	45	assets	asset	NOUN
emaj-183	113	46	rwata	rwata	VERB
emaj-183	113	47	rwa	rwa	PROPN
emaj-183	113	48	/total	/total	PUNCT
emaj-183	113	49	assets	asset	NOUN
emaj-183	113	50	brsa	brsa	PROPN
emaj-183	113	51	d.	d.	NOUN
emaj-183	113	52	analysis	analysis	NOUN
emaj-183	113	53	and	and	CCONJ
emaj-183	113	54	empirical	empirical	ADJ
emaj-183	113	55	results	result	NOUN
emaj-183	113	56	i.	i.	PROPN
emaj-183	113	57	descriptive	descriptive	ADJ
emaj-183	113	58	statistics	statistic	NOUN
emaj-183	113	59	in	in	ADP
emaj-183	113	60	this	this	DET
emaj-183	113	61	study	study	NOUN
emaj-183	113	62	,	,	PUNCT
emaj-183	113	63	quarterly	quarterly	ADJ
emaj-183	113	64	data	datum	NOUN
emaj-183	113	65	for	for	ADP
emaj-183	113	66	the	the	DET
emaj-183	113	67	period	period	NOUN
emaj-183	113	68	of	of	ADP
emaj-183	113	69	2006	2006	NUM
emaj-183	113	70	/	/	SYM
emaj-183	113	71	q1	q1	NOUN
emaj-183	113	72	-	-	PUNCT
emaj-183	113	73	2019	2019	NUM
emaj-183	113	74	/	/	SYM
emaj-183	113	75	q1	q1	NOUN
emaj-183	113	76	are	be	AUX
emaj-183	113	77	used	use	VERB
emaj-183	113	78	.	.	PUNCT
emaj-183	114	1	so	so	ADV
emaj-183	114	2	,	,	PUNCT
emaj-183	114	3	the	the	DET
emaj-183	114	4	number	number	NOUN
emaj-183	114	5	of	of	ADP
emaj-183	114	6	observations	observation	NOUN
emaj-183	114	7	is	be	AUX
emaj-183	114	8	53	53	NUM
emaj-183	114	9	and	and	CCONJ
emaj-183	114	10	descriptive	descriptive	ADJ
emaj-183	114	11	statistics	statistic	NOUN
emaj-183	114	12	are	be	AUX
emaj-183	114	13	included	include	VERB
emaj-183	114	14	in	in	ADP
emaj-183	114	15	table	table	NOUN
emaj-183	114	16	3	3	NUM
emaj-183	114	17	.	.	PUNCT
emaj-183	114	18	table	table	NOUN
emaj-183	114	19	3	3	NUM
emaj-183	114	20	:	:	PUNCT
emaj-183	115	1	descriptive	descriptive	ADJ
emaj-183	115	2	statistics	statistic	NOUN
emaj-183	115	3	variables	variable	NOUN
emaj-183	115	4	n	n	PRON
emaj-183	115	5	min	min	PROPN
emaj-183	115	6	max	max	PROPN
emaj-183	115	7	average	average	ADJ
emaj-183	115	8	standard	standard	ADJ
emaj-183	115	9	deviation	deviation	NOUN
emaj-183	115	10	car1,2	car1,2	PROPN
emaj-183	115	11	53	53	NUM
emaj-183	115	12	14.640	14.640	NUM
emaj-183	115	13	23.090	23.090	NUM
emaj-183	115	14	17.550	17.550	NUM
emaj-183	115	15	1.882	1.882	NUM
emaj-183	115	16	crdsta	crdsta	NOUN
emaj-183	115	17	3	3	NUM
emaj-183	115	18	53	53	NUM
emaj-183	115	19	40.560	40.560	NUM
emaj-183	115	20	65.290	65.290	NUM
emaj-183	115	21	55.983	55.983	NUM
emaj-183	115	22	7.100	7.100	NUM
emaj-183	115	23	eqity2	eqity2	NOUN
emaj-183	115	24	53	53	NUM
emaj-183	115	25	46.970	46.970	NUM
emaj-183	115	26	532.96	532.96	NUM
emaj-183	115	27	0	0	NUM
emaj-183	115	28	216.519	216.519	NUM
emaj-183	115	29	136.422	136.422	NUM
emaj-183	115	30	rwa2	rwa2	NOUN
emaj-183	116	1	53	53	NUM
emaj-183	116	2	1.000	1.000	NUM
emaj-183	116	3	993.40	993.40	NUM
emaj-183	116	4	0	0	NUM
emaj-183	116	5	260.327	260.327	NUM
emaj-183	116	6	316.008	316.008	NUM
emaj-183	116	7	npl2	npl2	ADJ
emaj-183	116	8	53	53	NUM
emaj-183	116	9	7.940	7.940	NUM
emaj-183	116	10	106.39	106.39	NUM
emaj-183	116	11	0	0	NUM
emaj-183	116	12	33.113	33.113	NUM
emaj-183	116	13	24.040	24.040	NUM
emaj-183	116	14	npltc3	npltc3	NOUN
emaj-183	116	15	53	53	NUM
emaj-183	116	16	2.730	2.730	NUM
emaj-183	116	17	5.640	5.640	NUM
emaj-183	116	18	3.522	3.522	NUM
emaj-183	116	19	0.743	0.743	NUM
emaj-183	116	20	cdr3	cdr3	ADJ
emaj-183	116	21	53	53	NUM
emaj-183	116	22	65.130	65.130	NUM
emaj-183	116	23	123.90	123.90	NUM
emaj-183	116	24	0	0	NUM
emaj-183	116	25	99.548	99.548	NUM
emaj-183	116	26	19.116	19.116	NUM
emaj-183	116	27	1	1	NUM
emaj-183	116	28	shows	show	VERB
emaj-183	116	29	the	the	DET
emaj-183	116	30	dependent	dependent	ADJ
emaj-183	116	31	variable	variable	NOUN
emaj-183	116	32	.	.	PUNCT
emaj-183	117	1	2	2	NUM
emaj-183	117	2	shows	show	VERB
emaj-183	117	3	percentage	percentage	NOUN
emaj-183	117	4	.	.	PUNCT
emaj-183	118	1	3	3	NUM
emaj-183	118	2	shows	show	VERB
emaj-183	118	3	billion	billion	NUM
emaj-183	118	4	tl	tl	PROPN
emaj-183	118	5	.	.	PUNCT
emaj-183	118	6	ii	ii	PROPN
emaj-183	118	7	.	.	PUNCT
emaj-183	118	8	car	car	NOUN
emaj-183	118	9	estimation	estimation	NOUN
emaj-183	118	10	model	model	NOUN
emaj-183	118	11	findings	finding	NOUN
emaj-183	118	12	in	in	ADP
emaj-183	118	13	the	the	DET
emaj-183	118	14	first	first	ADJ
emaj-183	118	15	step	step	NOUN
emaj-183	118	16	of	of	ADP
emaj-183	118	17	mars	mar	NOUN
emaj-183	118	18	analysis	analysis	NOUN
emaj-183	118	19	,	,	PUNCT
emaj-183	118	20	all	all	DET
emaj-183	118	21	possible	possible	ADJ
emaj-183	118	22	basis	basis	NOUN
emaj-183	118	23	functions	function	NOUN
emaj-183	118	24	are	be	AUX
emaj-183	118	25	produced	produce	VERB
emaj-183	118	26	by	by	ADP
emaj-183	118	27	using	use	VERB
emaj-183	118	28	6	6	NUM
emaj-183	118	29	independent	independent	ADJ
emaj-183	118	30	variables	variable	NOUN
emaj-183	118	31	which	which	PRON
emaj-183	118	32	affect	affect	VERB
emaj-183	118	33	car	car	NOUN
emaj-183	118	34	.	.	PUNCT
emaj-183	119	1	in	in	ADP
emaj-183	119	2	this	this	DET
emaj-183	119	3	process	process	NOUN
emaj-183	119	4	,	,	PUNCT
emaj-183	119	5	18	18	NUM
emaj-183	119	6	functions	function	NOUN
emaj-183	119	7	are	be	AUX
emaj-183	119	8	produced	produce	VERB
emaj-183	119	9	totally	totally	ADV
emaj-183	119	10	,	,	PUNCT
emaj-183	119	11	which	which	PRON
emaj-183	119	12	includes	include	VERB
emaj-183	119	13	the	the	DET
emaj-183	119	14	best	good	ADJ
emaj-183	119	15	complex	complex	ADJ
emaj-183	119	16	function	function	NOUN
emaj-183	119	17	.	.	PUNCT
emaj-183	120	1	details	detail	NOUN
emaj-183	120	2	of	of	ADP
emaj-183	120	3	produced	produce	VERB
emaj-183	120	4	18	18	NUM
emaj-183	120	5	functions	function	NOUN
emaj-183	120	6	are	be	AUX
emaj-183	120	7	included	include	VERB
emaj-183	120	8	in	in	ADP
emaj-183	120	9	annex	annex	NOUN
emaj-183	120	10	1	1	NUM
emaj-183	120	11	.	.	PUNCT
emaj-183	121	1	in	in	ADP
emaj-183	121	2	the	the	DET
emaj-183	121	3	second	second	ADJ
emaj-183	121	4	step	step	NOUN
emaj-183	121	5	of	of	ADP
emaj-183	121	6	mars	mar	NOUN
emaj-183	121	7	analysis	analysis	NOUN
emaj-183	121	8	,	,	PUNCT
emaj-183	121	9	12th	12th	ADJ
emaj-183	121	10	model	model	NOUN
emaj-183	121	11	is	be	AUX
emaj-183	121	12	determined	determine	VERB
emaj-183	121	13	as	as	ADP
emaj-183	121	14	the	the	DET
emaj-183	121	15	best	good	ADJ
emaj-183	121	16	one	one	NOUN
emaj-183	121	17	which	which	PRON
emaj-183	121	18	has	have	VERB
emaj-183	121	19	the	the	DET
emaj-183	121	20	lowest	low	ADJ
emaj-183	121	21	gcv	gcv	NOUN
emaj-183	121	22	value	value	NOUN
emaj-183	121	23	and	and	CCONJ
emaj-183	121	24	the	the	DET
emaj-183	121	25	highest	high	ADJ
emaj-183	121	26	gcv	gcv	PROPN
emaj-183	121	27	r2	r2	PROPN
emaj-183	121	28	value	value	NOUN
emaj-183	121	29	.	.	PUNCT
emaj-183	122	1	important	important	ADJ
emaj-183	122	2	splines	spline	NOUN
emaj-183	122	3	between	between	ADP
emaj-183	122	4	car	car	NOUN
emaj-183	122	5	and	and	CCONJ
emaj-183	122	6	independent	independent	ADJ
emaj-183	122	7	variables	variable	NOUN
emaj-183	122	8	are	be	AUX
emaj-183	122	9	included	include	VERB
emaj-183	122	10	in	in	ADP
emaj-183	122	11	annex	annex	NOUN
emaj-183	122	12	2	2	NUM
emaj-183	122	13	.	.	PUNCT
emaj-183	123	1	in	in	ADP
emaj-183	123	2	the	the	DET
emaj-183	123	3	best	good	ADJ
emaj-183	123	4	model	model	NOUN
emaj-183	123	5	,	,	PUNCT
emaj-183	123	6	there	there	PRON
emaj-183	123	7	are	be	VERB
emaj-183	123	8	14	14	NUM
emaj-183	123	9	basis	basis	NOUN
emaj-183	123	10	functions	function	NOUN
emaj-183	123	11	using	use	VERB
emaj-183	123	12	6	6	NUM
emaj-183	123	13	independent	independent	ADJ
emaj-183	123	14	variables	variable	NOUN
emaj-183	123	15	and	and	CCONJ
emaj-183	123	16	details	detail	NOUN
emaj-183	123	17	of	of	ADP
emaj-183	123	18	the	the	DET
emaj-183	123	19	best	good	ADJ
emaj-183	123	20	model	model	NOUN
emaj-183	123	21	are	be	AUX
emaj-183	123	22	included	include	VERB
emaj-183	123	23	in	in	ADP
emaj-183	123	24	table	table	NOUN
emaj-183	123	25	4	4	NUM
emaj-183	123	26	.	.	PUNCT
emaj-183	124	1	volume	volume	NOUN
emaj-183	124	2	9	9	NUM
emaj-183	124	3	no	no	DET
emaj-183	124	4	2	2	NUM
emaj-183	124	5	(	(	PUNCT
emaj-183	124	6	2019	2019	NUM
emaj-183	124	7	)	)	PUNCT
emaj-183	124	8	|	|	ADV
emaj-183	124	9	issn	issn	VERB
emaj-183	124	10	2158	2158	NUM
emaj-183	124	11	-	-	SYM
emaj-183	124	12	8708	8708	NUM
emaj-183	124	13	(	(	PUNCT
emaj-183	124	14	online	online	NOUN
emaj-183	124	15	)	)	PUNCT
emaj-183	124	16	|	|	ADV
emaj-183	124	17	doi	doi	X
emaj-183	124	18	10.5195	10.5195	NUM
emaj-183	124	19	/	/	SYM
emaj-183	124	20	emaj.2019.183	emaj.2019.183	NOUN
emaj-183	125	1	|	|	ADV
emaj-183	125	2	http://emaj.pitt.edu	http://emaj.pitt.edu	PROPN
emaj-183	125	3	mustafa	mustafa	PROPN
emaj-183	125	4	tevfik	tevfik	PROPN
emaj-183	125	5	kartal	kartal	ADJ
emaj-183	125	6	emerging	emerge	VERB
emaj-183	125	7	markets	market	NOUN
emaj-183	125	8	journal	journal	NOUN
emaj-183	125	9	|	|	ADV
emaj-183	125	10	p	p	NOUN
emaj-183	125	11	a	a	DET
emaj-183	125	12	g	g	NOUN
emaj-183	125	13	e	e	NOUN
emaj-183	125	14	|21	|21	NOUN
emaj-183	125	15	table	table	NOUN
emaj-183	125	16	4	4	NUM
emaj-183	125	17	:	:	PUNCT
emaj-183	125	18	car	car	NOUN
emaj-183	125	19	basis	basis	NOUN
emaj-183	125	20	functions	function	NOUN
emaj-183	125	21	basis	basis	NOUN
emaj-183	125	22	functions	function	NOUN
emaj-183	125	23	details	detail	NOUN
emaj-183	125	24	coefficient	coefficient	VERB
emaj-183	125	25	constant	constant	ADJ
emaj-183	125	26	23.551	23.551	NUM
emaj-183	125	27	bf2	bf2	NOUN
emaj-183	125	28	max(0	max(0	NOUN
emaj-183	125	29	,	,	PUNCT
emaj-183	125	30	54.490	54.490	NUM
emaj-183	125	31	crdsta	crdsta	NOUN
emaj-183	125	32	)	)	PUNCT
emaj-183	125	33	bf3	bf3	NOUN
emaj-183	125	34	max(0	max(0	NOUN
emaj-183	125	35	,	,	PUNCT
emaj-183	125	36	eqity	eqity	NOUN
emaj-183	125	37	129.880	129.880	NUM
emaj-183	125	38	)	)	PUNCT
emaj-183	125	39	0.072	0.072	NUM
emaj-183	125	40	bf4	bf4	NOUN
emaj-183	125	41	max(0	max(0	NOUN
emaj-183	125	42	,	,	PUNCT
emaj-183	125	43	129.880	129.880	NUM
emaj-183	125	44	eqity	eqity	NOUN
emaj-183	125	45	)	)	PUNCT
emaj-183	125	46	-0.065	-0.065	PUNCT
emaj-183	125	47	bf5	bf5	NOUN
emaj-183	125	48	max(0	max(0	NOUN
emaj-183	125	49	,	,	PUNCT
emaj-183	125	50	npl	npl	PROPN
emaj-183	125	51	18.650	18.650	NUM
emaj-183	125	52	)	)	PUNCT
emaj-183	125	53	-0.360	-0.360	ADJ
emaj-183	125	54	bf8	bf8	NOUN
emaj-183	125	55	max(0	max(0	NOUN
emaj-183	125	56	,	,	PUNCT
emaj-183	125	57	121.610	121.610	NUM
emaj-183	125	58	cdr	cdr	NOUN
emaj-183	125	59	)	)	PUNCT
emaj-183	125	60	bf9	bf9	NOUN
emaj-183	125	61	max(0	max(0	NOUN
emaj-183	125	62	,	,	PUNCT
emaj-183	125	63	eqity	eqity	NOUN
emaj-183	125	64	103.230	103.230	NUM
emaj-183	125	65	)	)	PUNCT
emaj-183	125	66	*	*	PUNCT
emaj-183	126	1	bf2	bf2	NOUN
emaj-183	126	2	0.032	0.032	NUM
emaj-183	126	3	bf10	bf10	PROPN
emaj-183	126	4	max(0	max(0	NOUN
emaj-183	126	5	,	,	PUNCT
emaj-183	126	6	103.230	103.230	NUM
emaj-183	126	7	eqity	eqity	NOUN
emaj-183	126	8	)	)	PUNCT
emaj-183	126	9	*	*	PUNCT
emaj-183	127	1	bf2	bf2	NOUN
emaj-183	127	2	-0.029	-0.029	NOUN
emaj-183	127	3	bf11	bf11	PROPN
emaj-183	127	4	max(0	max(0	NOUN
emaj-183	127	5	,	,	PUNCT
emaj-183	127	6	rwa	rwa	PROPN
emaj-183	127	7	559.080	559.080	NUM
emaj-183	127	8	)	)	PUNCT
emaj-183	127	9	*	*	PUNCT
emaj-183	128	1	bf2	bf2	NOUN
emaj-183	128	2	-0.004	-0.004	PUNCT
emaj-183	128	3	bf12	bf12	PROPN
emaj-183	128	4	max(0	max(0	NOUN
emaj-183	128	5	,	,	PUNCT
emaj-183	128	6	559.080	559.080	PROPN
emaj-183	128	7	rwa	rwa	X
emaj-183	128	8	)	)	PUNCT
emaj-183	128	9	*	*	PUNCT
emaj-183	129	1	bf2	bf2	NOUN
emaj-183	129	2	0.005	0.005	NUM
emaj-183	129	3	bf14	bf14	PROPN
emaj-183	129	4	max(0	max(0	NOUN
emaj-183	129	5	,	,	PUNCT
emaj-183	129	6	3.420	3.420	NUM
emaj-183	129	7	npltc	npltc	ADJ
emaj-183	129	8	)	)	PUNCT
emaj-183	129	9	*	*	PUNCT
emaj-183	129	10	bf3	bf3	NOUN
emaj-183	129	11	-0.028	-0.028	PUNCT
emaj-183	129	12	bf15	bf15	PROPN
emaj-183	129	13	max(0	max(0	NOUN
emaj-183	129	14	,	,	PUNCT
emaj-183	129	15	rwa	rwa	PROPN
emaj-183	129	16	259.530	259.530	NUM
emaj-183	129	17	)	)	PUNCT
emaj-183	129	18	-0.012	-0.012	PUNCT
emaj-183	130	1	bf16	bf16	PROPN
emaj-183	130	2	max(0	max(0	NOUN
emaj-183	130	3	,	,	PUNCT
emaj-183	130	4	259.530	259.530	NUM
emaj-183	130	5	rwa	rwa	NOUN
emaj-183	130	6	)	)	PUNCT
emaj-183	130	7	-0.032	-0.032	ADP
emaj-183	130	8	bf17	bf17	PROPN
emaj-183	130	9	max(0	max(0	NOUN
emaj-183	130	10	,	,	PUNCT
emaj-183	130	11	crdsta	crdsta	NOUN
emaj-183	130	12	60.060	60.060	NUM
emaj-183	130	13	)	)	PUNCT
emaj-183	130	14	*	*	PUNCT
emaj-183	131	1	bf8	bf8	ADJ
emaj-183	131	2	-0.119	-0.119	PUNCT
emaj-183	131	3	bf19	bf19	PROPN
emaj-183	131	4	max(0	max(0	NOUN
emaj-183	131	5	,	,	PUNCT
emaj-183	131	6	npltc	npltc	ADJ
emaj-183	131	7	3.430	3.430	NUM
emaj-183	131	8	)	)	PUNCT
emaj-183	131	9	*	*	PUNCT
emaj-183	132	1	bf16	bf16	PROPN
emaj-183	132	2	0.022	0.022	NUM
emaj-183	132	3	f	f	PROPN
emaj-183	132	4	test	test	NOUN
emaj-183	132	5	:	:	PUNCT
emaj-183	132	6	152,581	152,581	NUM
emaj-183	132	7	(	(	PUNCT
emaj-183	132	8	0.000	0.000	NUM
emaj-183	132	9	)	)	PUNCT
emaj-183	132	10	adjusted	adjusted	ADJ
emaj-183	132	11	r2	r2	NOUN
emaj-183	132	12	:	:	PUNCT
emaj-183	132	13	0.972	0.972	NUM
emaj-183	132	14	as	as	SCONJ
emaj-183	132	15	it	it	PRON
emaj-183	132	16	can	can	AUX
emaj-183	132	17	be	be	AUX
emaj-183	132	18	seen	see	VERB
emaj-183	132	19	from	from	ADP
emaj-183	132	20	table	table	NOUN
emaj-183	132	21	4	4	NUM
emaj-183	132	22	,	,	PUNCT
emaj-183	132	23	the	the	DET
emaj-183	132	24	probability	probability	NOUN
emaj-183	132	25	value	value	NOUN
emaj-183	132	26	of	of	ADP
emaj-183	132	27	the	the	DET
emaj-183	132	28	f	f	PROPN
emaj-183	132	29	test	test	NOUN
emaj-183	132	30	is	be	AUX
emaj-183	132	31	0.000	0.000	NUM
emaj-183	132	32	,	,	PUNCT
emaj-183	132	33	which	which	PRON
emaj-183	132	34	means	mean	VERB
emaj-183	132	35	that	that	SCONJ
emaj-183	132	36	the	the	DET
emaj-183	132	37	model	model	NOUN
emaj-183	132	38	is	be	AUX
emaj-183	132	39	statistically	statistically	ADV
emaj-183	132	40	significant	significant	ADJ
emaj-183	132	41	.	.	PUNCT
emaj-183	133	1	on	on	ADP
emaj-183	133	2	the	the	DET
emaj-183	133	3	other	other	ADJ
emaj-183	133	4	hand	hand	NOUN
emaj-183	133	5	,	,	PUNCT
emaj-183	133	6	the	the	DET
emaj-183	133	7	explanatory	explanatory	ADJ
emaj-183	133	8	value	value	NOUN
emaj-183	133	9	(	(	PUNCT
emaj-183	133	10	r2	r2	PROPN
emaj-183	133	11	)	)	PUNCT
emaj-183	133	12	of	of	ADP
emaj-183	133	13	the	the	DET
emaj-183	133	14	model	model	NOUN
emaj-183	133	15	is	be	AUX
emaj-183	133	16	well	well	ADV
emaj-183	133	17	above	above	ADP
emaj-183	133	18	the	the	DET
emaj-183	133	19	acceptable	acceptable	ADJ
emaj-183	133	20	limits	limit	NOUN
emaj-183	133	21	with	with	ADP
emaj-183	133	22	the	the	DET
emaj-183	133	23	value	value	NOUN
emaj-183	133	24	of	of	ADP
emaj-183	133	25	0.972	0.972	NUM
emaj-183	133	26	.	.	PUNCT
emaj-183	134	1	as	as	ADP
emaj-183	134	2	a	a	DET
emaj-183	134	3	result	result	NOUN
emaj-183	134	4	of	of	ADP
emaj-183	134	5	the	the	DET
emaj-183	134	6	analysis	analysis	NOUN
emaj-183	134	7	,	,	PUNCT
emaj-183	134	8	the	the	DET
emaj-183	134	9	importance	importance	NOUN
emaj-183	134	10	level	level	NOUN
emaj-183	134	11	of	of	ADP
emaj-183	134	12	independent	independent	ADJ
emaj-183	134	13	variables	variable	NOUN
emaj-183	134	14	in	in	ADP
emaj-183	134	15	terms	term	NOUN
emaj-183	134	16	of	of	ADP
emaj-183	134	17	explanation	explanation	NOUN
emaj-183	134	18	of	of	ADP
emaj-183	134	19	car	car	NOUN
emaj-183	134	20	change	change	NOUN
emaj-183	134	21	in	in	ADP
emaj-183	134	22	turkey	turkey	NOUN
emaj-183	134	23	as	as	SCONJ
emaj-183	134	24	included	include	VERB
emaj-183	134	25	in	in	ADP
emaj-183	134	26	table	table	NOUN
emaj-183	134	27	5	5	NUM
emaj-183	134	28	.	.	PUNCT
emaj-183	134	29	table	table	NOUN
emaj-183	134	30	5	5	NUM
emaj-183	134	31	:	:	PUNCT
emaj-183	134	32	importance	importance	NOUN
emaj-183	134	33	level	level	NOUN
emaj-183	134	34	of	of	ADP
emaj-183	134	35	independent	independent	ADJ
emaj-183	134	36	variables	variable	NOUN
emaj-183	134	37	variables	variable	VERB
emaj-183	134	38	importance	importance	NOUN
emaj-183	134	39	level	level	NOUN
emaj-183	134	40	gcv	gcv	PROPN
emaj-183	134	41	crdsta	crdsta	NOUN
emaj-183	134	42	100,000	100,000	NUM
emaj-183	134	43	1,930	1,930	NUM
emaj-183	134	44	eqity	eqity	NOUN
emaj-183	134	45	96,122	96,122	NUM
emaj-183	134	46	1,816	1,816	NUM
emaj-183	134	47	rwa	rwa	PROPN
emaj-183	134	48	92,329	92,329	NUM
emaj-183	134	49	1,709	1,709	NUM
emaj-183	134	50	npl	npl	PROPN
emaj-183	134	51	53,725	53,725	NUM
emaj-183	134	52	0,864	0,864	NUM
emaj-183	134	53	npltc	npltc	ADJ
emaj-183	134	54	50,156	50,156	NUM
emaj-183	134	55	0,808	0,808	NUM
emaj-183	134	56	cdr	cdr	NOUN
emaj-183	134	57	38,004	38,004	NUM
emaj-183	134	58	0,648	0,648	NUM
emaj-183	134	59	as	as	SCONJ
emaj-183	134	60	it	it	PRON
emaj-183	134	61	can	can	AUX
emaj-183	134	62	be	be	AUX
emaj-183	134	63	seen	see	VERB
emaj-183	134	64	from	from	ADP
emaj-183	134	65	table	table	NOUN
emaj-183	134	66	5	5	NUM
emaj-183	134	67	,	,	PUNCT
emaj-183	134	68	the	the	DET
emaj-183	134	69	most	most	ADV
emaj-183	134	70	important	important	ADJ
emaj-183	134	71	variable	variable	NOUN
emaj-183	134	72	in	in	ADP
emaj-183	134	73	terms	term	NOUN
emaj-183	134	74	of	of	ADP
emaj-183	134	75	car	car	NOUN
emaj-183	134	76	in	in	ADP
emaj-183	134	77	turkey	turkey	NOUN
emaj-183	134	78	is	be	AUX
emaj-183	134	79	credits	credit	NOUN
emaj-183	134	80	/	/	SYM
emaj-183	134	81	total	total	ADJ
emaj-183	134	82	assets	asset	NOUN
emaj-183	134	83	ratio	ratio	NOUN
emaj-183	134	84	.	.	PUNCT
emaj-183	135	1	other	other	ADJ
emaj-183	135	2	important	important	ADJ
emaj-183	135	3	variables	variable	NOUN
emaj-183	135	4	are	be	AUX
emaj-183	135	5	equity	equity	NOUN
emaj-183	135	6	,	,	PUNCT
emaj-183	135	7	rwa	rwa	PROPN
emaj-183	135	8	,	,	PUNCT
emaj-183	135	9	npl	npl	PROPN
emaj-183	135	10	,	,	PUNCT
emaj-183	135	11	npl	npl	PROPN
emaj-183	135	12	/	/	SYM
emaj-183	135	13	total	total	ADJ
emaj-183	135	14	credits	credit	NOUN
emaj-183	135	15	,	,	PUNCT
emaj-183	135	16	and	and	CCONJ
emaj-183	135	17	credits	credit	NOUN
emaj-183	135	18	/	/	SYM
emaj-183	135	19	deposit	deposit	NOUN
emaj-183	135	20	ratio	ratio	NOUN
emaj-183	135	21	respectively	respectively	ADV
emaj-183	135	22	.	.	PUNCT
emaj-183	136	1	on	on	ADP
emaj-183	136	2	the	the	DET
emaj-183	136	3	other	other	ADJ
emaj-183	136	4	hand	hand	NOUN
emaj-183	136	5	,	,	PUNCT
emaj-183	136	6	other	other	ADJ
emaj-183	136	7	variables	variable	NOUN
emaj-183	136	8	which	which	PRON
emaj-183	136	9	are	be	AUX
emaj-183	136	10	included	include	VERB
emaj-183	136	11	in	in	ADP
emaj-183	136	12	the	the	DET
emaj-183	136	13	analysis	analysis	NOUN
emaj-183	136	14	do	do	AUX
emaj-183	136	15	not	not	PART
emaj-183	136	16	have	have	VERB
emaj-183	136	17	an	an	DET
emaj-183	136	18	effect	effect	NOUN
emaj-183	136	19	on	on	ADP
emaj-183	136	20	car	car	NOUN
emaj-183	136	21	for	for	ADP
emaj-183	136	22	the	the	DET
emaj-183	136	23	period	period	NOUN
emaj-183	136	24	of	of	ADP
emaj-183	136	25	2006	2006	NUM
emaj-183	136	26	/	/	SYM
emaj-183	136	27	q12019	q12019	PROPN
emaj-183	136	28	/	/	SYM
emaj-183	136	29	q1	q1	NOUN
emaj-183	136	30	.	.	PUNCT
emaj-183	137	1	first	first	ADJ
emaj-183	137	2	explanatory	explanatory	ADJ
emaj-183	137	3	variable	variable	NOUN
emaj-183	137	4	on	on	ADP
emaj-183	137	5	the	the	DET
emaj-183	137	6	change	change	NOUN
emaj-183	137	7	of	of	ADP
emaj-183	137	8	car	car	NOUN
emaj-183	137	9	is	be	AUX
emaj-183	137	10	crdsta	crdsta	ADJ
emaj-183	137	11	.	.	PUNCT
emaj-183	138	1	the	the	DET
emaj-183	138	2	details	detail	NOUN
emaj-183	138	3	of	of	ADP
emaj-183	138	4	the	the	DET
emaj-183	138	5	basis	basis	NOUN
emaj-183	138	6	functions	function	NOUN
emaj-183	138	7	regarding	regard	VERB
emaj-183	138	8	crdsta	crdsta	NOUN
emaj-183	138	9	are	be	AUX
emaj-183	138	10	included	include	VERB
emaj-183	138	11	in	in	ADP
emaj-183	138	12	table	table	NOUN
emaj-183	138	13	6	6	NUM
emaj-183	138	14	.	.	PUNCT
emaj-183	138	15	table	table	NOUN
emaj-183	138	16	6	6	NUM
emaj-183	138	17	:	:	PUNCT
emaj-183	138	18	basis	basis	NOUN
emaj-183	138	19	functions	function	NOUN
emaj-183	138	20	of	of	ADP
emaj-183	138	21	crdsta	crdsta	ADJ
emaj-183	138	22	basis	basis	NOUN
emaj-183	138	23	functions	function	NOUN
emaj-183	138	24	details	detail	NOUN
emaj-183	138	25	coefficient	coefficient	VERB
emaj-183	138	26	bf2	bf2	NOUN
emaj-183	138	27	max(0	max(0	NOUN
emaj-183	138	28	,	,	PUNCT
emaj-183	138	29	54.490	54.490	NUM
emaj-183	138	30	crdsta	crdsta	NOUN
emaj-183	138	31	)	)	PUNCT
emaj-183	138	32	bf8	bf8	ADJ
emaj-183	138	33	max(0	max(0	NOUN
emaj-183	138	34	,	,	PUNCT
emaj-183	138	35	121.610	121.610	NUM
emaj-183	138	36	cdr	cdr	NOUN
emaj-183	138	37	)	)	PUNCT
emaj-183	139	1	bf17	bf17	PROPN
emaj-183	139	2	max(0	max(0	NOUN
emaj-183	139	3	,	,	PUNCT
emaj-183	139	4	crdsta	crdsta	NOUN
emaj-183	139	5	60.060	60.060	NUM
emaj-183	139	6	)	)	PUNCT
emaj-183	139	7	*	*	PUNCT
emaj-183	139	8	bf8	bf8	ADJ
emaj-183	139	9	-0.119	-0.119	SYM
emaj-183	139	10	table	table	NOUN
emaj-183	139	11	6	6	NUM
emaj-183	139	12	shows	show	VERB
emaj-183	139	13	that	that	SCONJ
emaj-183	139	14	,	,	PUNCT
emaj-183	139	15	the	the	DET
emaj-183	139	16	variable	variable	NOUN
emaj-183	139	17	takes	take	VERB
emaj-183	139	18	place	place	NOUN
emaj-183	139	19	in	in	ADP
emaj-183	139	20	3	3	NUM
emaj-183	139	21	basis	basis	NOUN
emaj-183	139	22	functions	function	NOUN
emaj-183	139	23	.	.	PUNCT
emaj-183	140	1	bf17	bf17	PROPN
emaj-183	140	2	has	have	VERB
emaj-183	140	3	a	a	DET
emaj-183	140	4	negative	negative	ADJ
emaj-183	140	5	coefficient	coefficient	NOUN
emaj-183	140	6	(	(	PUNCT
emaj-183	140	7	-0.119	-0.119	X
emaj-183	140	8	)	)	PUNCT
emaj-183	140	9	.	.	PUNCT
emaj-183	141	1	when	when	SCONJ
emaj-183	141	2	crdsta	crdsta	NOUN
emaj-183	141	3	is	be	AUX
emaj-183	141	4	above	above	ADP
emaj-183	141	5	60.06	60.06	NUM
emaj-183	141	6	%	%	NOUN
emaj-183	141	7	and	and	CCONJ
emaj-183	141	8	cdr	cdr	NOUN
emaj-183	141	9	is	be	AUX
emaj-183	141	10	below	below	ADP
emaj-183	141	11	121.61	121.61	NUM
emaj-183	141	12	%	%	NOUN
emaj-183	141	13	,	,	PUNCT
emaj-183	141	14	crdsta	crdsta	PROPN
emaj-183	141	15	has	have	VERB
emaj-183	141	16	a	a	DET
emaj-183	141	17	negative	negative	ADJ
emaj-183	141	18	effect	effect	NOUN
emaj-183	141	19	on	on	ADP
emaj-183	141	20	car	car	NOUN
emaj-183	141	21	.	.	PUNCT
emaj-183	142	1	on	on	ADP
emaj-183	142	2	the	the	DET
emaj-183	142	3	other	other	ADJ
emaj-183	142	4	,	,	PUNCT
emaj-183	142	5	when	when	SCONJ
emaj-183	142	6	crdsta	crdsta	NOUN
emaj-183	142	7	is	be	AUX
emaj-183	142	8	below	below	ADP
emaj-183	142	9	60.06	60.06	NUM
emaj-183	142	10	%	%	NOUN
emaj-183	142	11	,	,	PUNCT
emaj-183	142	12	crdsta	crdsta	NOUN
emaj-183	142	13	does	do	AUX
emaj-183	142	14	not	not	PART
emaj-183	142	15	affect	affect	VERB
emaj-183	142	16	car	car	NOUN
emaj-183	142	17	.	.	PUNCT
emaj-183	143	1	another	another	DET
emaj-183	143	2	independent	independent	ADJ
emaj-183	143	3	variable	variable	NOUN
emaj-183	143	4	that	that	PRON
emaj-183	143	5	affects	affect	VERB
emaj-183	143	6	car	car	NOUN
emaj-183	143	7	is	be	AUX
emaj-183	143	8	eqity	eqity	NOUN
emaj-183	143	9	.	.	PUNCT
emaj-183	144	1	the	the	DET
emaj-183	144	2	details	detail	NOUN
emaj-183	144	3	of	of	ADP
emaj-183	144	4	the	the	DET
emaj-183	144	5	basis	basis	NOUN
emaj-183	144	6	functions	function	NOUN
emaj-183	144	7	regarding	regard	VERB
emaj-183	144	8	eqity	eqity	NOUN
emaj-183	144	9	are	be	AUX
emaj-183	144	10	included	include	VERB
emaj-183	144	11	in	in	ADP
emaj-183	144	12	table	table	NOUN
emaj-183	144	13	7	7	NUM
emaj-183	144	14	.	.	PUNCT
emaj-183	144	15	table	table	NOUN
emaj-183	144	16	7	7	NUM
emaj-183	144	17	:	:	PUNCT
emaj-183	144	18	basis	basis	NOUN
emaj-183	144	19	functions	function	NOUN
emaj-183	144	20	of	of	ADP
emaj-183	144	21	eqity	eqity	NOUN
emaj-183	144	22	basis	basis	NOUN
emaj-183	144	23	functions	function	NOUN
emaj-183	144	24	details	detail	NOUN
emaj-183	144	25	coefficient	coefficient	VERB
emaj-183	144	26	bf2	bf2	NOUN
emaj-183	144	27	max(0	max(0	NOUN
emaj-183	144	28	,	,	PUNCT
emaj-183	144	29	54.490	54.490	NUM
emaj-183	144	30	crdsta	crdsta	NOUN
emaj-183	144	31	)	)	PUNCT
emaj-183	144	32	bf3	bf3	NOUN
emaj-183	144	33	max(0	max(0	NOUN
emaj-183	144	34	,	,	PUNCT
emaj-183	144	35	eqity	eqity	NOUN
emaj-183	144	36	129.880	129.880	NUM
emaj-183	144	37	)	)	PUNCT
emaj-183	144	38	0.072	0.072	NUM
emaj-183	144	39	bf4	bf4	NOUN
emaj-183	144	40	max(0	max(0	NOUN
emaj-183	144	41	,	,	PUNCT
emaj-183	144	42	129.880	129.880	NUM
emaj-183	144	43	eqity	eqity	NOUN
emaj-183	144	44	)	)	PUNCT
emaj-183	144	45	-0.065	-0.065	PUNCT
emaj-183	145	1	bf9	bf9	NOUN
emaj-183	145	2	max(0	max(0	NOUN
emaj-183	145	3	,	,	PUNCT
emaj-183	145	4	eqity	eqity	NOUN
emaj-183	145	5	103.230	103.230	NUM
emaj-183	145	6	)	)	PUNCT
emaj-183	145	7	*	*	PUNCT
emaj-183	146	1	bf2	bf2	NOUN
emaj-183	146	2	0.032	0.032	NUM
emaj-183	146	3	bf10	bf10	PROPN
emaj-183	146	4	max(0	max(0	NOUN
emaj-183	146	5	,	,	PUNCT
emaj-183	146	6	103.230	103.230	NUM
emaj-183	146	7	eqity	eqity	NOUN
emaj-183	146	8	)	)	PUNCT
emaj-183	146	9	*	*	PUNCT
emaj-183	147	1	bf2	bf2	NOUN
emaj-183	147	2	-0.029	-0.029	NOUN
emaj-183	147	3	table	table	NOUN
emaj-183	147	4	7	7	NUM
emaj-183	147	5	shows	show	VERB
emaj-183	147	6	that	that	SCONJ
emaj-183	147	7	,	,	PUNCT
emaj-183	147	8	the	the	DET
emaj-183	147	9	variable	variable	NOUN
emaj-183	147	10	takes	take	VERB
emaj-183	147	11	place	place	NOUN
emaj-183	147	12	in	in	ADP
emaj-183	147	13	5	5	NUM
emaj-183	147	14	basis	basis	NOUN
emaj-183	147	15	functions	function	NOUN
emaj-183	147	16	.	.	PUNCT
emaj-183	148	1	bf3	bf3	NOUN
emaj-183	148	2	has	have	VERB
emaj-183	148	3	a	a	DET
emaj-183	148	4	positive	positive	ADJ
emaj-183	148	5	effect	effect	NOUN
emaj-183	148	6	(	(	PUNCT
emaj-183	148	7	coefficient	coefficient	NOUN
emaj-183	148	8	:	:	PUNCT
emaj-183	148	9	0.072	0.072	NUM
emaj-183	148	10	)	)	PUNCT
emaj-183	148	11	if	if	SCONJ
emaj-183	148	12	eqity	eqity	NOUN
emaj-183	148	13	has	have	VERB
emaj-183	148	14	a	a	DET
emaj-183	148	15	value	value	NOUN
emaj-183	148	16	above	above	ADP
emaj-183	148	17	129.88	129.88	NUM
emaj-183	148	18	billion	billion	NUM
emaj-183	148	19	tl	tl	PROPN
emaj-183	148	20	.	.	PUNCT
emaj-183	149	1	on	on	ADP
emaj-183	149	2	the	the	DET
emaj-183	149	3	other	other	ADJ
emaj-183	149	4	side	side	NOUN
emaj-183	149	5	,	,	PUNCT
emaj-183	149	6	bf4	bf4	NOUN
emaj-183	149	7	provides	provide	VERB
emaj-183	149	8	information	information	NOUN
emaj-183	149	9	that	that	SCONJ
emaj-183	149	10	,	,	PUNCT
emaj-183	149	11	this	this	DET
emaj-183	149	12	effect	effect	NOUN
emaj-183	149	13	becomes	become	VERB
emaj-183	149	14	negative	negative	ADJ
emaj-183	149	15	when	when	SCONJ
emaj-183	149	16	eqity	eqity	NOUN
emaj-183	149	17	is	be	AUX
emaj-183	149	18	between	between	ADP
emaj-183	149	19	129.88	129.88	NUM
emaj-183	149	20	billion	billion	NUM
emaj-183	149	21	tl	tl	PROPN
emaj-183	149	22	and	and	CCONJ
emaj-183	149	23	103.23	103.23	NUM
emaj-183	149	24	billion	billion	NUM
emaj-183	149	25	tl	tl	PROPN
emaj-183	149	26	,	,	PUNCT
emaj-183	149	27	in	in	ADP
emaj-183	149	28	addition	addition	NOUN
emaj-183	149	29	to	to	ADP
emaj-183	149	30	crdsta	crdsta	NOUN
emaj-183	149	31	being	be	AUX
emaj-183	149	32	below	below	ADP
emaj-183	149	33	54.49	54.49	NUM
emaj-183	149	34	%	%	NOUN
emaj-183	149	35	.	.	PUNCT
emaj-183	150	1	also	also	ADV
emaj-183	150	2	,	,	PUNCT
emaj-183	150	3	according	accord	VERB
emaj-183	150	4	to	to	ADP
emaj-183	150	5	bf9	bf9	NOUN
emaj-183	150	6	,	,	PUNCT
emaj-183	150	7	the	the	DET
emaj-183	150	8	effect	effect	NOUN
emaj-183	150	9	of	of	ADP
emaj-183	150	10	eqity	eqity	NOUN
emaj-183	150	11	on	on	ADP
emaj-183	150	12	car	car	NOUN
emaj-183	150	13	is	be	AUX
emaj-183	150	14	positive	positive	ADJ
emaj-183	150	15	because	because	SCONJ
emaj-183	150	16	of	of	ADP
emaj-183	150	17	the	the	DET
emaj-183	150	18	positive	positive	ADJ
emaj-183	150	19	coefficient	coefficient	NOUN
emaj-183	150	20	(	(	PUNCT
emaj-183	150	21	0.032	0.032	NUM
emaj-183	150	22	)	)	PUNCT
emaj-183	150	23	.	.	PUNCT
emaj-183	151	1	however	however	ADV
emaj-183	151	2	,	,	PUNCT
emaj-183	151	3	if	if	SCONJ
emaj-183	151	4	eqity	eqity	NOUN
emaj-183	151	5	is	be	AUX
emaj-183	151	6	under	under	ADP
emaj-183	151	7	103.23	103.23	NUM
emaj-183	151	8	billion	billion	NUM
emaj-183	151	9	tl	tl	NOUN
emaj-183	151	10	and	and	CCONJ
emaj-183	151	11	crdsta	crdsta	NOUN
emaj-183	151	12	is	be	AUX
emaj-183	151	13	above	above	ADP
emaj-183	151	14	54.49	54.49	NUM
emaj-183	151	15	%	%	NOUN
emaj-183	151	16	,	,	PUNCT
emaj-183	151	17	eqity	eqity	NOUN
emaj-183	151	18	does	do	AUX
emaj-183	151	19	not	not	PART
emaj-183	151	20	affect	affect	VERB
emaj-183	151	21	car	car	NOUN
emaj-183	151	22	.	.	PUNCT
emaj-183	152	1	third	third	ADJ
emaj-183	152	2	independent	independent	ADJ
emaj-183	152	3	variable	variable	NOUN
emaj-183	152	4	that	that	PRON
emaj-183	152	5	affects	affect	VERB
emaj-183	152	6	car	car	NOUN
emaj-183	152	7	is	be	AUX
emaj-183	152	8	rwa	rwa	PROPN
emaj-183	152	9	.	.	PUNCT
emaj-183	153	1	the	the	DET
emaj-183	153	2	details	detail	NOUN
emaj-183	153	3	of	of	ADP
emaj-183	153	4	the	the	DET
emaj-183	153	5	basis	basis	NOUN
emaj-183	153	6	functions	function	NOUN
emaj-183	153	7	regarding	regard	VERB
emaj-183	153	8	rwa	rwa	PROPN
emaj-183	153	9	are	be	AUX
emaj-183	153	10	included	include	VERB
emaj-183	153	11	in	in	ADP
emaj-183	153	12	table	table	NOUN
emaj-183	153	13	8	8	NUM
emaj-183	153	14	.	.	PUNCT
emaj-183	154	1	volume	volume	NOUN
emaj-183	154	2	9	9	NUM
emaj-183	154	3	no	no	DET
emaj-183	154	4	2	2	NUM
emaj-183	154	5	(	(	PUNCT
emaj-183	154	6	2019	2019	NUM
emaj-183	154	7	)	)	PUNCT
emaj-183	154	8	|	|	ADV
emaj-183	154	9	issn	issn	VERB
emaj-183	154	10	2158	2158	NUM
emaj-183	154	11	-	-	SYM
emaj-183	154	12	8708	8708	NUM
emaj-183	154	13	(	(	PUNCT
emaj-183	154	14	online	online	NOUN
emaj-183	154	15	)	)	PUNCT
emaj-183	154	16	|	|	ADV
emaj-183	154	17	doi	doi	X
emaj-183	154	18	10.5195	10.5195	NUM
emaj-183	154	19	/	/	SYM
emaj-183	154	20	emaj.2019.183	emaj.2019.183	NOUN
emaj-183	155	1	|	|	ADV
emaj-183	155	2	http://emaj.pitt.edu	http://emaj.pitt.edu	AUX
emaj-183	155	3	defining	define	VERB
emaj-183	155	4	influential	influential	ADJ
emaj-183	155	5	factors	factor	NOUN
emaj-183	155	6	of	of	ADP
emaj-183	155	7	capital	capital	NOUN
emaj-183	155	8	adequacy	adequacy	NOUN
emaj-183	155	9	ratio	ratio	NOUN
emaj-183	155	10	:	:	PUNCT
emaj-183	155	11	an	an	DET
emaj-183	155	12	examination	examination	NOUN
emaj-183	155	13	upon	upon	SCONJ
emaj-183	155	14	turkish	turkish	ADJ
emaj-183	155	15	banking	banking	NOUN
emaj-183	155	16	sector	sector	NOUN
emaj-183	155	17	(	(	PUNCT
emaj-183	155	18	2006	2006	NUM
emaj-183	155	19	/	/	SYM
emaj-183	155	20	q1	q1	PROPN
emaj-183	155	21	-	-	PUNCT
emaj-183	155	22	2019	2019	NUM
emaj-183	155	23	/	/	SYM
emaj-183	155	24	q1	q1	PROPN
emaj-183	155	25	)	)	PUNCT
emaj-183	155	26	page	page	NOUN
emaj-183	155	27	|22|	|22|	ADJ
emaj-183	155	28	emerging	emerge	VERB
emaj-183	155	29	markets	market	NOUN
emaj-183	155	30	journal	journal	NOUN
emaj-183	155	31	table	table	NOUN
emaj-183	155	32	8	8	NUM
emaj-183	155	33	:	:	PUNCT
emaj-183	155	34	basis	basis	NOUN
emaj-183	155	35	functions	function	NOUN
emaj-183	155	36	of	of	ADP
emaj-183	155	37	rwa	rwa	PROPN
emaj-183	155	38	basis	basis	NOUN
emaj-183	155	39	functions	function	NOUN
emaj-183	155	40	details	detail	NOUN
emaj-183	155	41	coefficient	coefficient	VERB
emaj-183	155	42	bf2	bf2	NOUN
emaj-183	155	43	max(0	max(0	NOUN
emaj-183	155	44	,	,	PUNCT
emaj-183	155	45	54.490	54.490	NUM
emaj-183	155	46	crdsta	crdsta	NOUN
emaj-183	155	47	)	)	PUNCT
emaj-183	156	1	bf11	bf11	PROPN
emaj-183	156	2	max(0	max(0	NOUN
emaj-183	156	3	,	,	PUNCT
emaj-183	156	4	rwa	rwa	PROPN
emaj-183	156	5	559.080	559.080	NUM
emaj-183	156	6	)	)	PUNCT
emaj-183	156	7	*	*	PUNCT
emaj-183	157	1	bf2	bf2	NOUN
emaj-183	157	2	-0.004	-0.004	PUNCT
emaj-183	157	3	bf12	bf12	PROPN
emaj-183	157	4	max(0	max(0	NOUN
emaj-183	157	5	,	,	PUNCT
emaj-183	157	6	559.080	559.080	PROPN
emaj-183	157	7	rwa	rwa	X
emaj-183	157	8	)	)	PUNCT
emaj-183	157	9	*	*	PUNCT
emaj-183	158	1	bf2	bf2	NOUN
emaj-183	158	2	0.005	0.005	NUM
emaj-183	158	3	bf15	bf15	PROPN
emaj-183	158	4	max(0	max(0	NOUN
emaj-183	158	5	,	,	PUNCT
emaj-183	158	6	rwa	rwa	PROPN
emaj-183	158	7	259.530	259.530	NUM
emaj-183	158	8	)	)	PUNCT
emaj-183	158	9	-0.012	-0.012	PUNCT
emaj-183	159	1	bf16	bf16	PROPN
emaj-183	159	2	max(0	max(0	NOUN
emaj-183	159	3	,	,	PUNCT
emaj-183	159	4	259.530	259.530	NUM
emaj-183	159	5	rwa	rwa	X
emaj-183	159	6	)	)	PUNCT
emaj-183	159	7	-0.032	-0.032	ADP
emaj-183	159	8	table	table	NOUN
emaj-183	159	9	8	8	NUM
emaj-183	159	10	shows	show	VERB
emaj-183	159	11	that	that	SCONJ
emaj-183	159	12	,	,	PUNCT
emaj-183	159	13	the	the	DET
emaj-183	159	14	variable	variable	NOUN
emaj-183	159	15	takes	take	VERB
emaj-183	159	16	place	place	NOUN
emaj-183	159	17	in	in	ADP
emaj-183	159	18	5	5	NUM
emaj-183	159	19	basis	basis	NOUN
emaj-183	159	20	functions	function	NOUN
emaj-183	159	21	.	.	PUNCT
emaj-183	160	1	bf12	bf12	PROPN
emaj-183	160	2	has	have	VERB
emaj-183	160	3	a	a	DET
emaj-183	160	4	positive	positive	ADJ
emaj-183	160	5	effect	effect	NOUN
emaj-183	160	6	(	(	PUNCT
emaj-183	160	7	coefficient	coefficient	NOUN
emaj-183	160	8	:	:	PUNCT
emaj-183	160	9	0.005	0.005	NUM
emaj-183	160	10	)	)	PUNCT
emaj-183	160	11	if	if	SCONJ
emaj-183	160	12	eqity	eqity	NOUN
emaj-183	160	13	has	have	VERB
emaj-183	160	14	a	a	DET
emaj-183	160	15	value	value	NOUN
emaj-183	160	16	below	below	ADP
emaj-183	160	17	559.08	559.08	NUM
emaj-183	160	18	billion	billion	NUM
emaj-183	160	19	tl	tl	PROPN
emaj-183	160	20	and	and	CCONJ
emaj-183	160	21	crdst	crdst	NOUN
emaj-183	160	22	is	be	AUX
emaj-183	160	23	below	below	ADP
emaj-183	160	24	54.49	54.49	NUM
emaj-183	160	25	%	%	NOUN
emaj-183	160	26	.	.	PUNCT
emaj-183	161	1	on	on	ADP
emaj-183	161	2	the	the	DET
emaj-183	161	3	other	other	ADJ
emaj-183	161	4	side	side	NOUN
emaj-183	161	5	,	,	PUNCT
emaj-183	161	6	bf11	bf11	PROPN
emaj-183	161	7	provides	provide	VERB
emaj-183	161	8	information	information	NOUN
emaj-183	161	9	that	that	SCONJ
emaj-183	161	10	this	this	DET
emaj-183	161	11	effect	effect	NOUN
emaj-183	161	12	becomes	become	VERB
emaj-183	161	13	negative	negative	ADJ
emaj-183	161	14	when	when	SCONJ
emaj-183	161	15	rwa	rwa	PROPN
emaj-183	161	16	is	be	AUX
emaj-183	161	17	between	between	ADP
emaj-183	161	18	559.08	559.08	NUM
emaj-183	161	19	billion	billion	NUM
emaj-183	161	20	tl	tl	PROPN
emaj-183	161	21	and	and	CCONJ
emaj-183	161	22	259.53	259.53	NUM
emaj-183	161	23	billion	billion	NUM
emaj-183	161	24	tl	tl	PROPN
emaj-183	161	25	.	.	PUNCT
emaj-183	162	1	however	however	ADV
emaj-183	162	2	,	,	PUNCT
emaj-183	162	3	if	if	SCONJ
emaj-183	162	4	rwa	rwa	PROPN
emaj-183	162	5	is	be	AUX
emaj-183	162	6	under	under	ADP
emaj-183	162	7	259.53	259.53	NUM
emaj-183	162	8	billion	billion	NUM
emaj-183	162	9	tl	tl	PROPN
emaj-183	162	10	,	,	PUNCT
emaj-183	162	11	rwa	rwa	PROPN
emaj-183	162	12	does	do	AUX
emaj-183	162	13	not	not	PART
emaj-183	162	14	affect	affect	VERB
emaj-183	162	15	car	car	NOUN
emaj-183	162	16	.	.	PUNCT
emaj-183	163	1	fourth	fourth	ADJ
emaj-183	163	2	independent	independent	ADJ
emaj-183	163	3	variable	variable	NOUN
emaj-183	163	4	that	that	PRON
emaj-183	163	5	affects	affect	VERB
emaj-183	163	6	car	car	NOUN
emaj-183	163	7	is	be	AUX
emaj-183	163	8	npl	npl	NOUN
emaj-183	163	9	.	.	PUNCT
emaj-183	164	1	the	the	DET
emaj-183	164	2	details	detail	NOUN
emaj-183	164	3	of	of	ADP
emaj-183	164	4	the	the	DET
emaj-183	164	5	basis	basis	NOUN
emaj-183	164	6	functions	function	NOUN
emaj-183	164	7	regarding	regard	VERB
emaj-183	164	8	npl	npl	PROPN
emaj-183	164	9	are	be	AUX
emaj-183	164	10	included	include	VERB
emaj-183	164	11	in	in	ADP
emaj-183	164	12	table	table	NOUN
emaj-183	164	13	9	9	NUM
emaj-183	164	14	.	.	PUNCT
emaj-183	164	15	table	table	NOUN
emaj-183	164	16	9	9	NUM
emaj-183	164	17	:	:	PUNCT
emaj-183	164	18	basis	basis	NOUN
emaj-183	164	19	functions	function	NOUN
emaj-183	164	20	of	of	ADP
emaj-183	164	21	npl	npl	PROPN
emaj-183	164	22	basis	basis	NOUN
emaj-183	164	23	functions	function	NOUN
emaj-183	164	24	details	detail	NOUN
emaj-183	164	25	coefficient	coefficient	VERB
emaj-183	164	26	bf5	bf5	NOUN
emaj-183	164	27	max(0	max(0	NOUN
emaj-183	164	28	,	,	PUNCT
emaj-183	164	29	npl	npl	PROPN
emaj-183	164	30	18.650	18.650	NUM
emaj-183	164	31	)	)	PUNCT
emaj-183	164	32	-0.360	-0.360	ADJ
emaj-183	164	33	table	table	NOUN
emaj-183	164	34	9	9	NUM
emaj-183	164	35	shows	show	VERB
emaj-183	164	36	that	that	SCONJ
emaj-183	164	37	,	,	PUNCT
emaj-183	164	38	the	the	DET
emaj-183	164	39	variable	variable	NOUN
emaj-183	164	40	takes	take	VERB
emaj-183	164	41	place	place	NOUN
emaj-183	164	42	only	only	ADV
emaj-183	164	43	in	in	ADP
emaj-183	164	44	1	1	NUM
emaj-183	164	45	basis	basis	NOUN
emaj-183	164	46	function	function	NOUN
emaj-183	164	47	.	.	PUNCT
emaj-183	165	1	bf5	bf5	PROPN
emaj-183	165	2	has	have	VERB
emaj-183	165	3	a	a	DET
emaj-183	165	4	negative	negative	ADJ
emaj-183	165	5	effect	effect	NOUN
emaj-183	165	6	(	(	PUNCT
emaj-183	165	7	coefficient	coefficient	NOUN
emaj-183	165	8	:	:	PUNCT
emaj-183	165	9	-0.360	-0.360	X
emaj-183	165	10	)	)	PUNCT
emaj-183	165	11	if	if	SCONJ
emaj-183	165	12	npl	npl	PROPN
emaj-183	165	13	has	have	VERB
emaj-183	165	14	a	a	DET
emaj-183	165	15	value	value	NOUN
emaj-183	165	16	above	above	ADP
emaj-183	165	17	18.65	18.65	NUM
emaj-183	165	18	billion	billion	NUM
emaj-183	165	19	tl	tl	PROPN
emaj-183	165	20	.	.	PUNCT
emaj-183	166	1	however	however	ADV
emaj-183	166	2	,	,	PUNCT
emaj-183	166	3	if	if	SCONJ
emaj-183	166	4	npl	npl	PROPN
emaj-183	166	5	is	be	AUX
emaj-183	166	6	under	under	ADP
emaj-183	166	7	18.65	18.65	NUM
emaj-183	166	8	billion	billion	NUM
emaj-183	166	9	tl	tl	PROPN
emaj-183	166	10	,	,	PUNCT
emaj-183	166	11	npl	npl	PROPN
emaj-183	166	12	does	do	AUX
emaj-183	166	13	not	not	PART
emaj-183	166	14	affect	affect	VERB
emaj-183	166	15	car	car	NOUN
emaj-183	166	16	.	.	PUNCT
emaj-183	167	1	fifth	fifth	ADJ
emaj-183	167	2	independent	independent	ADJ
emaj-183	167	3	variable	variable	NOUN
emaj-183	167	4	that	that	PRON
emaj-183	167	5	affects	affect	VERB
emaj-183	167	6	car	car	NOUN
emaj-183	167	7	is	be	AUX
emaj-183	167	8	npltc	npltc	ADJ
emaj-183	167	9	.	.	PUNCT
emaj-183	168	1	the	the	DET
emaj-183	168	2	details	detail	NOUN
emaj-183	168	3	of	of	ADP
emaj-183	168	4	the	the	DET
emaj-183	168	5	basis	basis	NOUN
emaj-183	168	6	functions	function	NOUN
emaj-183	168	7	regarding	regard	VERB
emaj-183	168	8	npltc	npltc	ADJ
emaj-183	168	9	are	be	AUX
emaj-183	168	10	included	include	VERB
emaj-183	168	11	in	in	ADP
emaj-183	168	12	table	table	NOUN
emaj-183	168	13	10	10	NUM
emaj-183	168	14	.	.	PUNCT
emaj-183	169	1	table	table	NOUN
emaj-183	169	2	10	10	NUM
emaj-183	169	3	:	:	PUNCT
emaj-183	169	4	basis	basis	NOUN
emaj-183	169	5	functions	function	NOUN
emaj-183	169	6	of	of	ADP
emaj-183	169	7	npltc	npltc	ADJ
emaj-183	169	8	basis	basis	NOUN
emaj-183	169	9	functions	function	NOUN
emaj-183	169	10	details	detail	NOUN
emaj-183	169	11	coefficient	coefficient	VERB
emaj-183	169	12	bf3	bf3	NOUN
emaj-183	169	13	max(0	max(0	NOUN
emaj-183	169	14	,	,	PUNCT
emaj-183	169	15	eqity	eqity	NOUN
emaj-183	169	16	129.880	129.880	NUM
emaj-183	169	17	)	)	PUNCT
emaj-183	169	18	0.072	0.072	NUM
emaj-183	169	19	bf14	bf14	PROPN
emaj-183	169	20	max(0	max(0	NOUN
emaj-183	169	21	,	,	PUNCT
emaj-183	169	22	3.420	3.420	NUM
emaj-183	169	23	npltc	npltc	ADJ
emaj-183	169	24	)	)	PUNCT
emaj-183	169	25	*	*	PUNCT
emaj-183	169	26	bf3	bf3	NOUN
emaj-183	169	27	-0.028	-0.028	PUNCT
emaj-183	169	28	bf16	bf16	PROPN
emaj-183	169	29	max(0	max(0	NOUN
emaj-183	169	30	,	,	PUNCT
emaj-183	169	31	259.530	259.530	NUM
emaj-183	169	32	rwa	rwa	X
emaj-183	169	33	)	)	PUNCT
emaj-183	169	34	-0.032	-0.032	ADP
emaj-183	170	1	bf19	bf19	PROPN
emaj-183	170	2	max(0	max(0	NOUN
emaj-183	170	3	,	,	PUNCT
emaj-183	170	4	npltc	npltc	ADJ
emaj-183	170	5	3.430	3.430	NUM
emaj-183	170	6	)	)	PUNCT
emaj-183	170	7	*	*	PUNCT
emaj-183	171	1	bf16	bf16	PROPN
emaj-183	171	2	0.022	0.022	NUM
emaj-183	171	3	table	table	NOUN
emaj-183	171	4	10	10	NUM
emaj-183	171	5	shows	show	VERB
emaj-183	171	6	that	that	SCONJ
emaj-183	171	7	,	,	PUNCT
emaj-183	171	8	the	the	DET
emaj-183	171	9	variable	variable	NOUN
emaj-183	171	10	takes	take	VERB
emaj-183	171	11	place	place	NOUN
emaj-183	171	12	in	in	ADP
emaj-183	171	13	4	4	NUM
emaj-183	171	14	basis	basis	NOUN
emaj-183	171	15	functions	function	NOUN
emaj-183	171	16	.	.	PUNCT
emaj-183	172	1	bf14	bf14	PROPN
emaj-183	172	2	has	have	VERB
emaj-183	172	3	a	a	DET
emaj-183	172	4	negative	negative	ADJ
emaj-183	172	5	effect	effect	NOUN
emaj-183	172	6	(	(	PUNCT
emaj-183	172	7	coefficient	coefficient	NOUN
emaj-183	172	8	:	:	PUNCT
emaj-183	172	9	-0.028	-0.028	X
emaj-183	172	10	)	)	PUNCT
emaj-183	172	11	if	if	SCONJ
emaj-183	172	12	npltc	npltc	ADJ
emaj-183	172	13	has	have	VERB
emaj-183	172	14	a	a	DET
emaj-183	172	15	value	value	NOUN
emaj-183	172	16	below	below	ADP
emaj-183	172	17	3.42	3.42	NUM
emaj-183	172	18	%	%	NOUN
emaj-183	172	19	and	and	CCONJ
emaj-183	172	20	eqity	eqity	NOUN
emaj-183	172	21	is	be	AUX
emaj-183	172	22	above	above	ADP
emaj-183	172	23	129.88	129.88	NUM
emaj-183	172	24	billion	billion	NUM
emaj-183	172	25	tl	tl	PROPN
emaj-183	172	26	.	.	PUNCT
emaj-183	173	1	on	on	ADP
emaj-183	173	2	the	the	DET
emaj-183	173	3	other	other	ADJ
emaj-183	173	4	hand	hand	NOUN
emaj-183	173	5	,	,	PUNCT
emaj-183	173	6	bf19	bf19	PROPN
emaj-183	173	7	has	have	VERB
emaj-183	173	8	a	a	DET
emaj-183	173	9	positive	positive	ADJ
emaj-183	173	10	effect	effect	NOUN
emaj-183	173	11	(	(	PUNCT
emaj-183	173	12	coefficient	coefficient	NOUN
emaj-183	173	13	:	:	PUNCT
emaj-183	173	14	0.022	0.022	NUM
emaj-183	173	15	)	)	PUNCT
emaj-183	173	16	if	if	SCONJ
emaj-183	173	17	npltc	npltc	ADJ
emaj-183	173	18	has	have	VERB
emaj-183	173	19	a	a	DET
emaj-183	173	20	value	value	NOUN
emaj-183	173	21	above	above	ADP
emaj-183	173	22	3.43	3.43	NUM
emaj-183	173	23	%	%	NOUN
emaj-183	173	24	and	and	CCONJ
emaj-183	173	25	rwa	rwa	PROPN
emaj-183	173	26	is	be	AUX
emaj-183	173	27	below	below	ADP
emaj-183	173	28	259.53	259.53	NUM
emaj-183	173	29	billion	billion	NUM
emaj-183	173	30	tl	tl	PROPN
emaj-183	173	31	.	.	PUNCT
emaj-183	174	1	last	last	ADJ
emaj-183	174	2	independent	independent	ADJ
emaj-183	174	3	variable	variable	NOUN
emaj-183	174	4	that	that	PRON
emaj-183	174	5	affects	affect	VERB
emaj-183	174	6	car	car	NOUN
emaj-183	174	7	is	be	AUX
emaj-183	174	8	cdr	cdr	PROPN
emaj-183	174	9	.	.	PUNCT
emaj-183	175	1	the	the	DET
emaj-183	175	2	details	detail	NOUN
emaj-183	175	3	of	of	ADP
emaj-183	175	4	the	the	DET
emaj-183	175	5	basis	basis	NOUN
emaj-183	175	6	functions	function	NOUN
emaj-183	175	7	regarding	regard	VERB
emaj-183	175	8	cdr	cdr	NOUN
emaj-183	175	9	are	be	AUX
emaj-183	175	10	included	include	VERB
emaj-183	175	11	in	in	ADP
emaj-183	175	12	table	table	NOUN
emaj-183	175	13	11	11	NUM
emaj-183	175	14	.	.	PUNCT
emaj-183	176	1	table	table	NOUN
emaj-183	176	2	11	11	NUM
emaj-183	176	3	:	:	PUNCT
emaj-183	176	4	basis	basis	NOUN
emaj-183	176	5	functions	function	NOUN
emaj-183	176	6	of	of	ADP
emaj-183	176	7	cdr	cdr	PROPN
emaj-183	176	8	basis	basis	NOUN
emaj-183	176	9	functions	function	NOUN
emaj-183	176	10	details	detail	NOUN
emaj-183	176	11	coefficient	coefficient	VERB
emaj-183	176	12	bf8	bf8	ADJ
emaj-183	176	13	max(0	max(0	NOUN
emaj-183	176	14	,	,	PUNCT
emaj-183	176	15	121.610	121.610	NUM
emaj-183	176	16	cdr	cdr	NOUN
emaj-183	176	17	)	)	PUNCT
emaj-183	177	1	bf17	bf17	PROPN
emaj-183	177	2	max(0	max(0	NOUN
emaj-183	177	3	,	,	PUNCT
emaj-183	177	4	crdsta	crdsta	NOUN
emaj-183	177	5	60.060	60.060	NUM
emaj-183	177	6	)	)	PUNCT
emaj-183	177	7	*	*	PUNCT
emaj-183	177	8	bf8	bf8	ADJ
emaj-183	177	9	-0.119	-0.119	SYM
emaj-183	177	10	table	table	NOUN
emaj-183	177	11	11	11	NUM
emaj-183	177	12	shows	show	VERB
emaj-183	177	13	that	that	SCONJ
emaj-183	177	14	,	,	PUNCT
emaj-183	177	15	cdr	cdr	NOUN
emaj-183	177	16	takes	take	VERB
emaj-183	177	17	place	place	NOUN
emaj-183	177	18	in	in	ADP
emaj-183	177	19	1	1	NUM
emaj-183	177	20	basis	basis	NOUN
emaj-183	177	21	function	function	NOUN
emaj-183	177	22	.	.	PUNCT
emaj-183	178	1	however	however	ADV
emaj-183	178	2	,	,	PUNCT
emaj-183	178	3	bf8	bf8	NOUN
emaj-183	178	4	does	do	AUX
emaj-183	178	5	not	not	PART
emaj-183	178	6	have	have	VERB
emaj-183	178	7	a	a	DET
emaj-183	178	8	coefficient	coefficient	NOUN
emaj-183	178	9	.	.	PUNCT
emaj-183	179	1	on	on	ADP
emaj-183	179	2	the	the	DET
emaj-183	179	3	other	other	ADJ
emaj-183	179	4	hand	hand	NOUN
emaj-183	179	5	,	,	PUNCT
emaj-183	179	6	bf8	bf8	NOUN
emaj-183	179	7	interacts	interact	VERB
emaj-183	179	8	with	with	ADP
emaj-183	179	9	bf17	bf17	PROPN
emaj-183	179	10	,	,	PUNCT
emaj-183	179	11	meaning	mean	VERB
emaj-183	179	12	that	that	SCONJ
emaj-183	179	13	when	when	SCONJ
emaj-183	179	14	cdr	cdr	NOUN
emaj-183	179	15	is	be	AUX
emaj-183	179	16	below	below	ADP
emaj-183	179	17	121.61	121.61	NUM
emaj-183	179	18	%	%	NOUN
emaj-183	179	19	,	,	PUNCT
emaj-183	179	20	crdsta	crdsta	PROPN
emaj-183	179	21	has	have	VERB
emaj-183	179	22	a	a	DET
emaj-183	179	23	negative	negative	ADJ
emaj-183	179	24	effects	effect	NOUN
emaj-183	179	25	on	on	ADP
emaj-183	179	26	car	car	NOUN
emaj-183	179	27	.	.	PUNCT
emaj-183	180	1	otherwise	otherwise	ADV
emaj-183	180	2	,	,	PUNCT
emaj-183	180	3	crdsta	crdsta	NOUN
emaj-183	180	4	does	do	AUX
emaj-183	180	5	not	not	PART
emaj-183	180	6	affect	affect	VERB
emaj-183	180	7	car	car	NOUN
emaj-183	180	8	.	.	PUNCT
emaj-183	181	1	as	as	ADP
emaj-183	181	2	a	a	DET
emaj-183	181	3	result	result	NOUN
emaj-183	181	4	of	of	ADP
emaj-183	181	5	analysis	analysis	NOUN
emaj-183	181	6	,	,	PUNCT
emaj-183	181	7	the	the	DET
emaj-183	181	8	estimation	estimation	NOUN
emaj-183	181	9	model	model	NOUN
emaj-183	181	10	for	for	ADP
emaj-183	181	11	car	car	NOUN
emaj-183	181	12	is	be	AUX
emaj-183	181	13	formulated	formulate	VERB
emaj-183	181	14	below	below	ADV
emaj-183	181	15	:	:	PUNCT
emaj-183	182	1	𝐶𝐴𝑅	𝐶𝐴𝑅	PROPN
emaj-183	182	2	=	=	PUNCT
emaj-183	182	3	23.551	23.551	NUM
emaj-183	182	4	+	+	NUM
emaj-183	182	5	0.072	0.072	NUM
emaj-183	182	6	∗	∗	NOUN
emaj-183	182	7	𝐵𝐹3	𝐵𝐹3	PROPN
emaj-183	182	8	−	−	PROPN
emaj-183	182	9	0.065	0.065	NUM
emaj-183	182	10	∗	∗	NOUN
emaj-183	182	11	𝐵𝐹4	𝐵𝐹4	PROPN
emaj-183	182	12	−	−	ADP
emaj-183	182	13	0.360	0.360	NUM
emaj-183	182	14	∗	∗	NOUN
emaj-183	182	15	𝐵𝐹5	𝐵𝐹5	PROPN
emaj-183	182	16	+	+	CCONJ
emaj-183	182	17	0.032	0.032	NUM
emaj-183	182	18	∗	∗	NOUN
emaj-183	182	19	𝐵𝐹9	𝐵𝐹9	PROPN
emaj-183	182	20	−	−	PROPN
emaj-183	182	21	0.029	0.029	NUM
emaj-183	182	22	∗	∗	NOUN
emaj-183	182	23	𝐵𝐹10	𝐵𝐹10	PROPN
emaj-183	182	24	−	−	NOUN
emaj-183	182	25	0.004	0.004	NUM
emaj-183	182	26	∗	∗	NOUN
emaj-183	182	27	𝐵𝐹11	𝐵𝐹11	PROPN
emaj-183	182	28	+	+	CCONJ
emaj-183	182	29	0.005	0.005	NUM
emaj-183	182	30	∗	∗	NOUN
emaj-183	182	31	𝐵𝐹12	𝐵𝐹12	PROPN
emaj-183	183	1	−	−	PROPN
emaj-183	183	2	0.02	0.02	NUM
emaj-183	183	3	∗	∗	NOUN
emaj-183	183	4	𝐵𝐹14	𝐵𝐹14	PROPN
emaj-183	183	5	−	−	PROPN
emaj-183	183	6	0.012	0.012	NUM
emaj-183	183	7	∗	∗	NOUN
emaj-183	183	8	𝐵𝐹15	𝐵𝐹15	PROPN
emaj-183	183	9	−	−	PROPN
emaj-183	183	10	0.032	0.032	NUM
emaj-183	183	11	∗	∗	NOUN
emaj-183	183	12	𝐵𝐹16	𝐵𝐹16	PROPN
emaj-183	183	13	−	−	PROPN
emaj-183	183	14	0.119	0.119	NUM
emaj-183	183	15	∗	∗	NOUN
emaj-183	183	16	𝐵𝐹17	𝐵𝐹17	PROPN
emaj-183	183	17	+	+	ADP
emaj-183	183	18	0.022	0.022	NUM
emaj-183	183	19	∗	∗	NOUN
emaj-183	183	20	𝐵𝐹19	𝐵𝐹19	PROPN
emaj-183	184	1	(	(	PUNCT
emaj-183	184	2	(	(	PUNCT
emaj-183	184	3	2	2	X
emaj-183	184	4	)	)	PUNCT
emaj-183	184	5	iv	iv	NOUN
emaj-183	184	6	.	.	PUNCT
emaj-183	184	7	conclusion	conclusion	NOUN
emaj-183	184	8	determining	determine	VERB
emaj-183	184	9	influential	influential	ADJ
emaj-183	184	10	factors	factor	NOUN
emaj-183	184	11	of	of	ADP
emaj-183	184	12	capital	capital	NOUN
emaj-183	184	13	adequacy	adequacy	NOUN
emaj-183	184	14	ratio	ratio	NOUN
emaj-183	184	15	has	have	VERB
emaj-183	184	16	crucial	crucial	ADJ
emaj-183	184	17	importance	importance	NOUN
emaj-183	184	18	for	for	ADP
emaj-183	184	19	the	the	DET
emaj-183	184	20	security	security	NOUN
emaj-183	184	21	of	of	ADP
emaj-183	184	22	the	the	DET
emaj-183	184	23	banking	banking	NOUN
emaj-183	184	24	sector	sector	NOUN
emaj-183	184	25	and	and	CCONJ
emaj-183	184	26	financial	financial	ADJ
emaj-183	184	27	system	system	NOUN
emaj-183	184	28	,	,	PUNCT
emaj-183	184	29	and	and	CCONJ
emaj-183	184	30	also	also	ADV
emaj-183	184	31	for	for	ADP
emaj-183	184	32	sustainable	sustainable	ADJ
emaj-183	184	33	economic	economic	ADJ
emaj-183	184	34	growth	growth	NOUN
emaj-183	184	35	and	and	CCONJ
emaj-183	184	36	financial	financial	ADJ
emaj-183	184	37	stability	stability	NOUN
emaj-183	184	38	.	.	PUNCT
emaj-183	185	1	the	the	DET
emaj-183	185	2	main	main	ADJ
emaj-183	185	3	cause	cause	NOUN
emaj-183	185	4	underlying	underlie	VERB
emaj-183	185	5	these	these	PRON
emaj-183	185	6	is	be	AUX
emaj-183	185	7	that	that	SCONJ
emaj-183	185	8	,	,	PUNCT
emaj-183	185	9	banks	bank	NOUN
emaj-183	185	10	are	be	AUX
emaj-183	185	11	the	the	DET
emaj-183	185	12	main	main	ADJ
emaj-183	185	13	financing	financing	NOUN
emaj-183	185	14	source	source	NOUN
emaj-183	185	15	in	in	ADP
emaj-183	185	16	some	some	DET
emaj-183	185	17	countries	country	NOUN
emaj-183	185	18	which	which	PRON
emaj-183	185	19	have	have	VERB
emaj-183	185	20	a	a	DET
emaj-183	185	21	bankbased	bankbase	VERB
emaj-183	185	22	financial	financial	ADJ
emaj-183	185	23	system	system	NOUN
emaj-183	185	24	structure	structure	NOUN
emaj-183	185	25	.	.	PUNCT
emaj-183	186	1	so	so	ADV
emaj-183	186	2	,	,	PUNCT
emaj-183	186	3	countries	country	NOUN
emaj-183	186	4	try	try	VERB
emaj-183	186	5	to	to	PART
emaj-183	186	6	make	make	VERB
emaj-183	186	7	the	the	DET
emaj-183	186	8	banking	banking	NOUN
emaj-183	186	9	system	system	NOUN
emaj-183	186	10	stronger	strong	ADJ
emaj-183	186	11	so	so	SCONJ
emaj-183	186	12	that	that	SCONJ
emaj-183	186	13	they	they	PRON
emaj-183	186	14	can	can	AUX
emaj-183	186	15	continue	continue	VERB
emaj-183	186	16	to	to	PART
emaj-183	186	17	finance	finance	VERB
emaj-183	186	18	economic	economic	ADJ
emaj-183	186	19	activities	activity	NOUN
emaj-183	186	20	.	.	PUNCT
emaj-183	187	1	however	however	ADV
emaj-183	187	2	,	,	PUNCT
emaj-183	187	3	a	a	DET
emaj-183	187	4	downward	downward	ADJ
emaj-183	187	5	trend	trend	NOUN
emaj-183	187	6	in	in	ADP
emaj-183	187	7	car	car	NOUN
emaj-183	187	8	produces	produce	VERB
emaj-183	187	9	risks	risk	NOUN
emaj-183	187	10	due	due	ADJ
emaj-183	187	11	to	to	ADP
emaj-183	187	12	the	the	DET
emaj-183	187	13	limit	limit	NOUN
emaj-183	187	14	of	of	ADP
emaj-183	187	15	providing	provide	VERB
emaj-183	187	16	much	much	ADV
emaj-183	187	17	more	more	ADJ
emaj-183	187	18	credits	credit	NOUN
emaj-183	187	19	of	of	ADP
emaj-183	187	20	banks	bank	NOUN
emaj-183	187	21	.	.	PUNCT
emaj-183	188	1	therefore	therefore	ADV
emaj-183	188	2	,	,	PUNCT
emaj-183	188	3	countries	country	NOUN
emaj-183	188	4	should	should	AUX
emaj-183	188	5	determine	determine	VERB
emaj-183	188	6	influential	influential	ADJ
emaj-183	188	7	factors	factor	NOUN
emaj-183	188	8	on	on	ADP
emaj-183	188	9	car	car	NOUN
emaj-183	188	10	firstly	firstly	ADV
emaj-183	188	11	.	.	PUNCT
emaj-183	189	1	this	this	DET
emaj-183	189	2	study	study	NOUN
emaj-183	189	3	aimed	aim	VERB
emaj-183	189	4	at	at	ADP
emaj-183	189	5	defining	define	VERB
emaj-183	189	6	influential	influential	ADJ
emaj-183	189	7	factors	factor	NOUN
emaj-183	189	8	of	of	ADP
emaj-183	189	9	car	car	NOUN
emaj-183	189	10	in	in	ADP
emaj-183	189	11	turkey	turkey	NOUN
emaj-183	189	12	.	.	PUNCT
emaj-183	190	1	in	in	ADP
emaj-183	190	2	this	this	DET
emaj-183	190	3	context	context	NOUN
emaj-183	190	4	,	,	PUNCT
emaj-183	190	5	14	14	NUM
emaj-183	190	6	independent	independent	ADJ
emaj-183	190	7	variables	variable	NOUN
emaj-183	190	8	are	be	AUX
emaj-183	190	9	selected	select	VERB
emaj-183	190	10	by	by	ADP
emaj-183	190	11	benefitting	benefit	VERB
emaj-183	190	12	from	from	ADP
emaj-183	190	13	similar	similar	ADJ
emaj-183	190	14	studies	study	NOUN
emaj-183	190	15	taking	take	VERB
emaj-183	190	16	place	place	NOUN
emaj-183	190	17	in	in	ADP
emaj-183	190	18	the	the	DET
emaj-183	190	19	literature	literature	NOUN
emaj-183	190	20	.	.	PUNCT
emaj-183	191	1	also	also	ADV
emaj-183	191	2	,	,	PUNCT
emaj-183	191	3	quarterly	quarterly	ADJ
emaj-183	191	4	data	datum	NOUN
emaj-183	191	5	for	for	ADP
emaj-183	191	6	the	the	DET
emaj-183	191	7	period	period	NOUN
emaj-183	191	8	of	of	ADP
emaj-183	191	9	2006	2006	NUM
emaj-183	191	10	/	/	SYM
emaj-183	191	11	q1	q1	NOUN
emaj-183	191	12	-	-	PUNCT
emaj-183	191	13	2019	2019	NUM
emaj-183	191	14	/	/	SYM
emaj-183	191	15	q1	q1	PROPN
emaj-183	191	16	are	be	AUX
emaj-183	191	17	gathered	gather	VERB
emaj-183	191	18	and	and	CCONJ
emaj-183	191	19	analyzed	analyze	VERB
emaj-183	191	20	by	by	ADP
emaj-183	191	21	mars	mar	NOUN
emaj-183	191	22	method	method	NOUN
emaj-183	191	23	.	.	PUNCT
emaj-183	192	1	as	as	ADP
emaj-183	192	2	a	a	DET
emaj-183	192	3	result	result	NOUN
emaj-183	192	4	of	of	ADP
emaj-183	192	5	the	the	DET
emaj-183	192	6	analysis	analysis	NOUN
emaj-183	192	7	,	,	PUNCT
emaj-183	192	8	it	it	PRON
emaj-183	192	9	is	be	AUX
emaj-183	192	10	defined	define	VERB
emaj-183	192	11	that	that	SCONJ
emaj-183	192	12	credits	credit	NOUN
emaj-183	192	13	/	/	SYM
emaj-183	192	14	total	total	ADJ
emaj-183	192	15	assets	asset	NOUN
emaj-183	192	16	ratio	ratio	NOUN
emaj-183	192	17	,	,	PUNCT
emaj-183	192	18	legal	legal	ADJ
emaj-183	192	19	equities	equity	NOUN
emaj-183	192	20	,	,	PUNCT
emaj-183	192	21	risk	risk	NOUN
emaj-183	192	22	weighted	weight	VERB
emaj-183	192	23	assets	asset	NOUN
emaj-183	192	24	,	,	PUNCT
emaj-183	192	25	nonperforming	nonperforme	VERB
emaj-183	192	26	loans	loan	NOUN
emaj-183	192	27	(	(	PUNCT
emaj-183	192	28	npl	npl	NOUN
emaj-183	192	29	)	)	PUNCT
emaj-183	192	30	,	,	PUNCT
emaj-183	192	31	npl	npl	PROPN
emaj-183	192	32	/	/	SYM
emaj-183	192	33	total	total	ADJ
emaj-183	192	34	credits	credit	NOUN
emaj-183	192	35	ratio	ratio	NOUN
emaj-183	192	36	,	,	PUNCT
emaj-183	192	37	and	and	CCONJ
emaj-183	192	38	credit	credit	NOUN
emaj-183	192	39	/	/	SYM
emaj-183	192	40	deposit	deposit	NOUN
emaj-183	192	41	ratio	ratio	NOUN
emaj-183	192	42	have	have	VERB
emaj-183	192	43	an	an	DET
emaj-183	192	44	effect	effect	NOUN
emaj-183	192	45	on	on	ADP
emaj-183	192	46	car	car	NOUN
emaj-183	192	47	in	in	ADP
emaj-183	192	48	turkey	turkey	NOUN
emaj-183	192	49	.	.	PUNCT
emaj-183	193	1	according	accord	VERB
emaj-183	193	2	to	to	ADP
emaj-183	193	3	the	the	DET
emaj-183	193	4	analysis	analysis	NOUN
emaj-183	193	5	,	,	PUNCT
emaj-183	193	6	the	the	DET
emaj-183	193	7	most	most	ADV
emaj-183	193	8	important	important	ADJ
emaj-183	193	9	factor	factor	NOUN
emaj-183	193	10	is	be	AUX
emaj-183	193	11	the	the	DET
emaj-183	193	12	credits	credit	NOUN
emaj-183	193	13	/	/	SYM
emaj-183	193	14	total	total	ADJ
emaj-183	193	15	assets	asset	NOUN
emaj-183	193	16	ratio	ratio	NOUN
emaj-183	193	17	.	.	PUNCT
emaj-183	194	1	car	car	NOUN
emaj-183	194	2	decreases	decrease	NOUN
emaj-183	194	3	when	when	SCONJ
emaj-183	194	4	credits	credit	NOUN
emaj-183	194	5	increase	increase	VERB
emaj-183	194	6	much	much	ADV
emaj-183	194	7	faster	fast	ADV
emaj-183	194	8	than	than	ADP
emaj-183	194	9	legal	legal	ADJ
emaj-183	194	10	equities	equity	NOUN
emaj-183	194	11	.	.	PUNCT
emaj-183	195	1	volume	volume	NOUN
emaj-183	195	2	9	9	NUM
emaj-183	195	3	no	no	DET
emaj-183	195	4	2	2	NUM
emaj-183	195	5	(	(	PUNCT
emaj-183	195	6	2019	2019	NUM
emaj-183	195	7	)	)	PUNCT
emaj-183	195	8	|	|	ADV
emaj-183	195	9	issn	issn	VERB
emaj-183	195	10	2158	2158	NUM
emaj-183	195	11	-	-	SYM
emaj-183	195	12	8708	8708	NUM
emaj-183	195	13	(	(	PUNCT
emaj-183	195	14	online	online	NOUN
emaj-183	195	15	)	)	PUNCT
emaj-183	195	16	|	|	ADV
emaj-183	195	17	doi	doi	X
emaj-183	195	18	10.5195	10.5195	NUM
emaj-183	195	19	/	/	SYM
emaj-183	195	20	emaj.2019.183	emaj.2019.183	NOUN
emaj-183	196	1	|	|	ADV
emaj-183	196	2	http://emaj.pitt.edu	http://emaj.pitt.edu	PROPN
emaj-183	196	3	mustafa	mustafa	PROPN
emaj-183	196	4	tevfik	tevfik	PROPN
emaj-183	196	5	kartal	kartal	ADJ
emaj-183	196	6	emerging	emerge	VERB
emaj-183	196	7	markets	market	NOUN
emaj-183	196	8	journal	journal	NOUN
emaj-183	196	9	|	|	ADV
emaj-183	196	10	p	p	NOUN
emaj-183	196	11	a	a	DET
emaj-183	196	12	g	g	NOUN
emaj-183	196	13	e	e	X
emaj-183	196	14	|23	|23	X
emaj-183	196	15	also	also	ADV
emaj-183	196	16	,	,	PUNCT
emaj-183	196	17	there	there	PRON
emaj-183	196	18	is	be	VERB
emaj-183	196	19	a	a	DET
emaj-183	196	20	similar	similar	ADJ
emaj-183	196	21	relationship	relationship	NOUN
emaj-183	196	22	between	between	ADP
emaj-183	196	23	legal	legal	ADJ
emaj-183	196	24	equities	equity	NOUN
emaj-183	196	25	and	and	CCONJ
emaj-183	196	26	risk	risk	NOUN
emaj-183	196	27	weighted	weight	VERB
emaj-183	196	28	assets	asset	NOUN
emaj-183	196	29	.	.	PUNCT
emaj-183	197	1	another	another	DET
emaj-183	197	2	important	important	ADJ
emaj-183	197	3	variable	variable	NOUN
emaj-183	197	4	is	be	AUX
emaj-183	197	5	npl	npl	NOUN
emaj-183	197	6	.	.	PUNCT
emaj-183	198	1	it	it	PRON
emaj-183	198	2	can	can	AUX
emaj-183	198	3	be	be	AUX
emaj-183	198	4	said	say	VERB
emaj-183	198	5	that	that	SCONJ
emaj-183	198	6	,	,	PUNCT
emaj-183	198	7	car	car	NOUN
emaj-183	198	8	decreases	decrease	VERB
emaj-183	198	9	if	if	SCONJ
emaj-183	198	10	npl	npl	PROPN
emaj-183	198	11	exceeds	exceed	VERB
emaj-183	198	12	18.65	18.65	NUM
emaj-183	198	13	billion	billion	NUM
emaj-183	198	14	tl	tl	PROPN
emaj-183	198	15	.	.	PUNCT
emaj-183	199	1	however	however	ADV
emaj-183	199	2	,	,	PUNCT
emaj-183	199	3	the	the	DET
emaj-183	199	4	current	current	ADJ
emaj-183	199	5	npl	npl	NOUN
emaj-183	199	6	is	be	AUX
emaj-183	199	7	around	around	ADV
emaj-183	199	8	106	106	NUM
emaj-183	199	9	billion	billion	NUM
emaj-183	199	10	tl	tl	PROPN
emaj-183	199	11	in	in	ADP
emaj-183	199	12	turkey	turkey	NOUN
emaj-183	199	13	.	.	PUNCT
emaj-183	200	1	unfortunately	unfortunately	ADV
emaj-183	200	2	,	,	PUNCT
emaj-183	200	3	this	this	DET
emaj-183	200	4	condition	condition	NOUN
emaj-183	200	5	causes	cause	VERB
emaj-183	200	6	decreases	decrease	NOUN
emaj-183	200	7	in	in	ADP
emaj-183	200	8	car	car	NOUN
emaj-183	200	9	.	.	PUNCT
emaj-183	201	1	also	also	ADV
emaj-183	201	2	,	,	PUNCT
emaj-183	201	3	npl	npl	PROPN
emaj-183	201	4	/	/	SYM
emaj-183	201	5	total	total	NOUN
emaj-183	201	6	credits	credit	NOUN
emaj-183	201	7	ratio	ratio	NOUN
emaj-183	201	8	has	have	VERB
emaj-183	201	9	negative	negative	ADJ
emaj-183	201	10	effects	effect	NOUN
emaj-183	201	11	on	on	ADP
emaj-183	201	12	car	car	NOUN
emaj-183	201	13	.	.	PUNCT
emaj-183	202	1	on	on	ADP
emaj-183	202	2	the	the	DET
emaj-183	202	3	other	other	ADJ
emaj-183	202	4	hand	hand	NOUN
emaj-183	202	5	,	,	PUNCT
emaj-183	202	6	when	when	SCONJ
emaj-183	202	7	it	it	PRON
emaj-183	202	8	is	be	AUX
emaj-183	202	9	below	below	ADP
emaj-183	202	10	121.61	121.61	NUM
emaj-183	202	11	%	%	NOUN
emaj-183	202	12	,	,	PUNCT
emaj-183	202	13	credit	credit	NOUN
emaj-183	202	14	/	/	SYM
emaj-183	202	15	deposit	deposit	NOUN
emaj-183	202	16	ratio	ratio	NOUN
emaj-183	202	17	has	have	VERB
emaj-183	202	18	a	a	DET
emaj-183	202	19	negative	negative	ADJ
emaj-183	202	20	effect	effect	NOUN
emaj-183	202	21	on	on	ADP
emaj-183	202	22	car	car	NOUN
emaj-183	202	23	by	by	ADP
emaj-183	202	24	interacting	interact	VERB
emaj-183	202	25	with	with	ADP
emaj-183	202	26	credits	credit	NOUN
emaj-183	202	27	/	/	SYM
emaj-183	202	28	total	total	ADJ
emaj-183	202	29	assets	asset	NOUN
emaj-183	202	30	ratio	ratio	NOUN
emaj-183	202	31	.	.	PUNCT
emaj-183	203	1	with	with	ADP
emaj-183	203	2	the	the	DET
emaj-183	203	3	evaluation	evaluation	NOUN
emaj-183	203	4	of	of	ADP
emaj-183	203	5	analysis	analysis	NOUN
emaj-183	203	6	results	result	NOUN
emaj-183	203	7	,	,	PUNCT
emaj-183	203	8	it	it	PRON
emaj-183	203	9	can	can	AUX
emaj-183	203	10	be	be	AUX
emaj-183	203	11	concluded	conclude	VERB
emaj-183	203	12	that	that	SCONJ
emaj-183	203	13	some	some	DET
emaj-183	203	14	negative	negative	ADJ
emaj-183	203	15	developments	development	NOUN
emaj-183	203	16	in	in	ADP
emaj-183	203	17	analyzed	analyze	VERB
emaj-183	203	18	independent	independent	ADJ
emaj-183	203	19	variables	variable	NOUN
emaj-183	203	20	have	have	AUX
emaj-183	203	21	been	be	AUX
emaj-183	203	22	causing	cause	VERB
emaj-183	203	23	a	a	DET
emaj-183	203	24	negative	negative	ADJ
emaj-183	203	25	effect	effect	NOUN
emaj-183	203	26	on	on	ADP
emaj-183	203	27	car	car	NOUN
emaj-183	203	28	.	.	PUNCT
emaj-183	204	1	to	to	PART
emaj-183	204	2	prevent	prevent	VERB
emaj-183	204	3	car	car	NOUN
emaj-183	204	4	from	from	ADP
emaj-183	204	5	decreasing	decrease	VERB
emaj-183	204	6	much	much	ADV
emaj-183	204	7	more	more	ADJ
emaj-183	204	8	from	from	ADP
emaj-183	204	9	the	the	DET
emaj-183	204	10	current	current	ADJ
emaj-183	204	11	level	level	NOUN
emaj-183	204	12	,	,	PUNCT
emaj-183	204	13	which	which	PRON
emaj-183	204	14	is	be	AUX
emaj-183	204	15	17.1	17.1	NUM
emaj-183	204	16	%	%	NOUN
emaj-183	204	17	as	as	ADP
emaj-183	204	18	of	of	ADP
emaj-183	204	19	may	may	PROPN
emaj-183	204	20	2019	2019	NUM
emaj-183	204	21	,	,	PUNCT
emaj-183	204	22	negative	negative	ADJ
emaj-183	204	23	effects	effect	NOUN
emaj-183	204	24	should	should	AUX
emaj-183	204	25	be	be	AUX
emaj-183	204	26	prevented	prevent	VERB
emaj-183	204	27	in	in	ADP
emaj-183	204	28	the	the	DET
emaj-183	204	29	mentioned	mention	VERB
emaj-183	204	30	variables	variable	NOUN
emaj-183	204	31	.	.	PUNCT
emaj-183	205	1	for	for	ADP
emaj-183	205	2	instance	instance	NOUN
emaj-183	205	3	,	,	PUNCT
emaj-183	205	4	an	an	DET
emaj-183	205	5	increase	increase	NOUN
emaj-183	205	6	in	in	ADP
emaj-183	205	7	npl	npl	PROPN
emaj-183	205	8	should	should	AUX
emaj-183	205	9	be	be	AUX
emaj-183	205	10	stopped	stop	VERB
emaj-183	205	11	or	or	CCONJ
emaj-183	205	12	the	the	DET
emaj-183	205	13	sale	sale	NOUN
emaj-183	205	14	of	of	ADP
emaj-183	205	15	npls	npls	NOUN
emaj-183	205	16	by	by	ADP
emaj-183	205	17	banks	bank	NOUN
emaj-183	205	18	should	should	AUX
emaj-183	205	19	be	be	AUX
emaj-183	205	20	eased	ease	VERB
emaj-183	205	21	.	.	PUNCT
emaj-183	206	1	hence	hence	ADV
emaj-183	206	2	,	,	PUNCT
emaj-183	206	3	the	the	DET
emaj-183	206	4	negative	negative	ADJ
emaj-183	206	5	effects	effect	NOUN
emaj-183	206	6	of	of	ADP
emaj-183	206	7	npl	npl	NOUN
emaj-183	206	8	on	on	ADP
emaj-183	206	9	car	car	NOUN
emaj-183	206	10	could	could	AUX
emaj-183	206	11	be	be	AUX
emaj-183	206	12	prevented	prevent	VERB
emaj-183	206	13	.	.	PUNCT
emaj-183	207	1	also	also	ADV
emaj-183	207	2	,	,	PUNCT
emaj-183	207	3	the	the	DET
emaj-183	207	4	negative	negative	ADJ
emaj-183	207	5	effects	effect	NOUN
emaj-183	207	6	of	of	ADP
emaj-183	207	7	credit	credit	NOUN
emaj-183	207	8	/	/	SYM
emaj-183	207	9	deposit	deposit	NOUN
emaj-183	207	10	ratio	ratio	NOUN
emaj-183	207	11	on	on	ADP
emaj-183	207	12	car	car	NOUN
emaj-183	207	13	could	could	AUX
emaj-183	207	14	be	be	AUX
emaj-183	207	15	prevented	prevent	VERB
emaj-183	207	16	by	by	ADP
emaj-183	207	17	easing	ease	VERB
emaj-183	207	18	the	the	DET
emaj-183	207	19	collection	collection	NOUN
emaj-183	207	20	of	of	ADP
emaj-183	207	21	deposits	deposit	NOUN
emaj-183	207	22	of	of	ADP
emaj-183	207	23	banks	bank	NOUN
emaj-183	207	24	.	.	PUNCT
emaj-183	208	1	also	also	ADV
emaj-183	208	2	,	,	PUNCT
emaj-183	208	3	it	it	PRON
emaj-183	208	4	is	be	AUX
emaj-183	208	5	an	an	DET
emaj-183	208	6	important	important	ADJ
emaj-183	208	7	point	point	NOUN
emaj-183	208	8	to	to	PART
emaj-183	208	9	be	be	AUX
emaj-183	208	10	stated	state	VERB
emaj-183	208	11	that	that	SCONJ
emaj-183	208	12	the	the	DET
emaj-183	208	13	accumulation	accumulation	NOUN
emaj-183	208	14	of	of	ADP
emaj-183	208	15	legal	legal	ADJ
emaj-183	208	16	equities	equity	NOUN
emaj-183	208	17	should	should	AUX
emaj-183	208	18	be	be	AUX
emaj-183	208	19	sustained	sustain	VERB
emaj-183	208	20	so	so	SCONJ
emaj-183	208	21	that	that	SCONJ
emaj-183	208	22	the	the	DET
emaj-183	208	23	balance	balance	NOUN
emaj-183	208	24	between	between	ADP
emaj-183	208	25	legal	legal	ADJ
emaj-183	208	26	equities	equity	NOUN
emaj-183	208	27	and	and	CCONJ
emaj-183	208	28	risk	risk	NOUN
emaj-183	208	29	weighted	weight	VERB
emaj-183	208	30	assets	asset	NOUN
emaj-183	208	31	could	could	AUX
emaj-183	208	32	be	be	AUX
emaj-183	208	33	kept	keep	VERB
emaj-183	208	34	.	.	PUNCT
emaj-183	209	1	also	also	ADV
emaj-183	209	2	,	,	PUNCT
emaj-183	209	3	some	some	DET
emaj-183	209	4	new	new	ADJ
emaj-183	209	5	precautions	precaution	NOUN
emaj-183	209	6	could	could	AUX
emaj-183	209	7	be	be	AUX
emaj-183	209	8	developed	develop	VERB
emaj-183	209	9	by	by	ADP
emaj-183	209	10	banks	bank	NOUN
emaj-183	209	11	and	and	CCONJ
emaj-183	209	12	regulatory	regulatory	ADJ
emaj-183	209	13	authorities	authority	NOUN
emaj-183	209	14	.	.	PUNCT
emaj-183	210	1	of	of	ADP
emaj-183	210	2	course	course	ADV
emaj-183	210	3	,	,	PUNCT
emaj-183	210	4	those	those	DET
emaj-183	210	5	precautions	precaution	NOUN
emaj-183	210	6	should	should	AUX
emaj-183	210	7	be	be	AUX
emaj-183	210	8	deployed	deploy	VERB
emaj-183	210	9	in	in	ADP
emaj-183	210	10	time	time	NOUN
emaj-183	210	11	so	so	SCONJ
emaj-183	210	12	that	that	SCONJ
emaj-183	210	13	the	the	DET
emaj-183	210	14	turkish	turkish	ADJ
emaj-183	210	15	banking	banking	NOUN
emaj-183	210	16	sector	sector	NOUN
emaj-183	210	17	could	could	AUX
emaj-183	210	18	benefit	benefit	VERB
emaj-183	210	19	from	from	ADP
emaj-183	210	20	these	these	PRON
emaj-183	210	21	.	.	PUNCT
emaj-183	211	1	hence	hence	ADV
emaj-183	211	2	,	,	PUNCT
emaj-183	211	3	banks	bank	NOUN
emaj-183	211	4	could	could	AUX
emaj-183	211	5	provide	provide	VERB
emaj-183	211	6	more	more	ADJ
emaj-183	211	7	credits	credit	NOUN
emaj-183	211	8	for	for	ADP
emaj-183	211	9	financing	financing	NOUN
emaj-183	211	10	and	and	CCONJ
emaj-183	211	11	supporting	support	VERB
emaj-183	211	12	economic	economic	ADJ
emaj-183	211	13	growth	growth	NOUN
emaj-183	211	14	in	in	ADP
emaj-183	211	15	turkey	turkey	NOUN
emaj-183	211	16	.	.	PUNCT
emaj-183	212	1	besides	besides	SCONJ
emaj-183	212	2	this	this	DET
emaj-183	212	3	study	study	NOUN
emaj-183	212	4	,	,	PUNCT
emaj-183	212	5	new	new	ADJ
emaj-183	212	6	studies	study	NOUN
emaj-183	212	7	such	such	ADJ
emaj-183	212	8	as	as	ADP
emaj-183	212	9	examining	examine	VERB
emaj-183	212	10	why	why	SCONJ
emaj-183	212	11	npls	npls	NOUN
emaj-183	212	12	have	have	AUX
emaj-183	212	13	been	be	AUX
emaj-183	212	14	increasing	increase	VERB
emaj-183	212	15	so	so	ADV
emaj-183	212	16	much	much	ADV
emaj-183	212	17	in	in	ADP
emaj-183	212	18	recent	recent	ADJ
emaj-183	212	19	times	time	NOUN
emaj-183	212	20	in	in	ADP
emaj-183	212	21	turkey	turkey	NOUN
emaj-183	212	22	could	could	AUX
emaj-183	212	23	be	be	AUX
emaj-183	212	24	studied	study	VERB
emaj-183	212	25	and	and	CCONJ
emaj-183	212	26	it	it	PRON
emaj-183	212	27	is	be	AUX
emaj-183	212	28	thought	think	VERB
emaj-183	212	29	that	that	SCONJ
emaj-183	212	30	these	these	DET
emaj-183	212	31	studies	study	NOUN
emaj-183	212	32	could	could	AUX
emaj-183	212	33	be	be	AUX
emaj-183	212	34	beneficial	beneficial	ADJ
emaj-183	212	35	in	in	ADP
emaj-183	212	36	developing	develop	VERB
emaj-183	212	37	the	the	DET
emaj-183	212	38	literature	literature	NOUN
emaj-183	212	39	.	.	PUNCT
emaj-183	213	1	also	also	ADV
emaj-183	213	2	,	,	PUNCT
emaj-183	213	3	new	new	ADJ
emaj-183	213	4	statistical	statistical	ADJ
emaj-183	213	5	and	and	CCONJ
emaj-183	213	6	econometrical	econometrical	ADJ
emaj-183	213	7	methods	method	NOUN
emaj-183	213	8	could	could	AUX
emaj-183	213	9	be	be	AUX
emaj-183	213	10	used	use	VERB
emaj-183	213	11	in	in	ADP
emaj-183	213	12	these	these	DET
emaj-183	213	13	forthcoming	forthcoming	ADJ
emaj-183	213	14	studies	study	NOUN
emaj-183	213	15	.	.	PUNCT
emaj-183	214	1	references	reference	NOUN
emaj-183	214	2	abba	abba	PROPN
emaj-183	214	3	,	,	PUNCT
emaj-183	214	4	g.	g.	PROPN
emaj-183	214	5	o.	o.	PROPN
emaj-183	214	6	,	,	PUNCT
emaj-183	214	7	zachariah	zachariah	PROPN
emaj-183	214	8	,	,	PUNCT
emaj-183	214	9	p.	p.	PROPN
emaj-183	214	10	,	,	PUNCT
emaj-183	214	11	&	&	CCONJ
emaj-183	214	12	inyang	inyang	PROPN
emaj-183	214	13	,	,	PUNCT
emaj-183	214	14	e.	e.	PROPN
emaj-183	214	15	e.	e.	PROPN
emaj-183	214	16	(	(	PUNCT
emaj-183	214	17	2013	2013	NUM
emaj-183	214	18	)	)	PUNCT
emaj-183	214	19	.	.	PUNCT
emaj-183	215	1	capital	capital	NOUN
emaj-183	215	2	adequacy	adequacy	NOUN
emaj-183	215	3	ratio	ratio	NOUN
emaj-183	215	4	and	and	CCONJ
emaj-183	215	5	banking	banking	NOUN
emaj-183	215	6	risks	risk	NOUN
emaj-183	215	7	in	in	ADP
emaj-183	215	8	the	the	DET
emaj-183	215	9	nigeria	nigeria	PROPN
emaj-183	215	10	money	money	NOUN
emaj-183	215	11	deposit	deposit	NOUN
emaj-183	215	12	banks	bank	NOUN
emaj-183	215	13	.	.	PUNCT
emaj-183	216	1	research	research	NOUN
emaj-183	216	2	journal	journal	PROPN
emaj-183	216	3	of	of	ADP
emaj-183	216	4	finance	finance	NOUN
emaj-183	216	5	and	and	CCONJ
emaj-183	216	6	accounting	accounting	NOUN
emaj-183	216	7	,	,	PUNCT
emaj-183	216	8	4(17	4(17	NUM
emaj-183	216	9	)	)	PUNCT
emaj-183	216	10	,	,	PUNCT
emaj-183	216	11	17	17	NUM
emaj-183	216	12	-	-	SYM
emaj-183	216	13	25	25	NUM
emaj-183	216	14	.	.	PUNCT
emaj-183	217	1	acar	acar	ADJ
emaj-183	217	2	balaylar	balaylar	ADJ
emaj-183	217	3	,	,	PUNCT
emaj-183	217	4	n.	n.	NOUN
emaj-183	217	5	,	,	PUNCT
emaj-183	217	6	&	&	CCONJ
emaj-183	217	7	özdemir	özdemir	PROPN
emaj-183	217	8	,	,	PUNCT
emaj-183	217	9	m.	m.	NOUN
emaj-183	217	10	o.	o.	NOUN
emaj-183	217	11	(	(	PUNCT
emaj-183	217	12	2018a	2018a	NUM
emaj-183	217	13	)	)	PUNCT
emaj-183	217	14	.	.	PUNCT
emaj-183	218	1	capital	capital	NOUN
emaj-183	218	2	adequacy	adequacy	NOUN
emaj-183	218	3	and	and	CCONJ
emaj-183	218	4	profitability	profitability	NOUN
emaj-183	218	5	relationship	relationship	NOUN
emaj-183	218	6	for	for	ADP
emaj-183	218	7	foreign	foreign	ADJ
emaj-183	218	8	deposit	deposit	NOUN
emaj-183	218	9	banks	bank	NOUN
emaj-183	218	10	in	in	ADP
emaj-183	218	11	turkey	turkey	NOUN
emaj-183	218	12	.	.	PUNCT
emaj-183	219	1	sosyoekonomi	sosyoekonomi	PROPN
emaj-183	219	2	,	,	PUNCT
emaj-183	219	3	26(36	26(36	NUM
emaj-183	219	4	)	)	PUNCT
emaj-183	219	5	,	,	PUNCT
emaj-183	219	6	209	209	NUM
emaj-183	219	7	-	-	SYM
emaj-183	219	8	224	224	NUM
emaj-183	219	9	.	.	PUNCT
emaj-183	220	1	acar	acar	ADJ
emaj-183	220	2	balaylar	balaylar	ADJ
emaj-183	220	3	,	,	PUNCT
emaj-183	220	4	n.	n.	NOUN
emaj-183	220	5	,	,	PUNCT
emaj-183	220	6	&	&	CCONJ
emaj-183	220	7	özdemir	özdemir	PROPN
emaj-183	220	8	,	,	PUNCT
emaj-183	220	9	m.	m.	NOUN
emaj-183	220	10	o.	o.	PROPN
emaj-183	220	11	(	(	PUNCT
emaj-183	220	12	2018b	2018b	NUM
emaj-183	220	13	)	)	PUNCT
emaj-183	220	14	.	.	PUNCT
emaj-183	221	1	the	the	DET
emaj-183	221	2	relationship	relationship	NOUN
emaj-183	221	3	between	between	ADP
emaj-183	221	4	profitability	profitability	NOUN
emaj-183	221	5	and	and	CCONJ
emaj-183	221	6	capital	capital	NOUN
emaj-183	221	7	adequacy	adequacy	NOUN
emaj-183	221	8	of	of	ADP
emaj-183	221	9	domestic	domestic	ADJ
emaj-183	221	10	commercial	commercial	ADJ
emaj-183	221	11	banks	bank	NOUN
emaj-183	221	12	in	in	ADP
emaj-183	221	13	turkey	turkey	PROPN
emaj-183	221	14	.	.	PUNCT
emaj-183	222	1	accounting	accounting	PROPN
emaj-183	222	2	&	&	CCONJ
emaj-183	222	3	auditing	auditing	NOUN
emaj-183	222	4	review	review	PROPN
emaj-183	222	5	,	,	PUNCT
emaj-183	222	6	18(54	18(54	NUM
emaj-183	222	7	)	)	PUNCT
emaj-183	222	8	,	,	PUNCT
emaj-183	222	9	57	57	NUM
emaj-183	222	10	-	-	SYM
emaj-183	222	11	76	76	NUM
emaj-183	222	12	.	.	PUNCT
emaj-183	223	1	afşar	afşar	PROPN
emaj-183	223	2	,	,	PUNCT
emaj-183	223	3	a.	a.	PROPN
emaj-183	223	4	,	,	PUNCT
emaj-183	223	5	&	&	CCONJ
emaj-183	223	6	karaçayır	karaçayır	PROPN
emaj-183	223	7	,	,	PUNCT
emaj-183	223	8	e.	e.	PROPN
emaj-183	223	9	(	(	PUNCT
emaj-183	223	10	2018	2018	NUM
emaj-183	223	11	)	)	PUNCT
emaj-183	223	12	.	.	PUNCT
emaj-183	224	1	determinations	determination	NOUN
emaj-183	224	2	of	of	ADP
emaj-183	224	3	capital	capital	NOUN
emaj-183	224	4	adequacy	adequacy	NOUN
emaj-183	224	5	ratio	ratio	NOUN
emaj-183	224	6	in	in	ADP
emaj-183	224	7	turkish	turkish	ADJ
emaj-183	224	8	banking	banking	NOUN
emaj-183	224	9	sector	sector	NOUN
emaj-183	224	10	.	.	PUNCT
emaj-183	225	1	anadolu	anadolu	PROPN
emaj-183	225	2	university	university	PROPN
emaj-183	225	3	journal	journal	NOUN
emaj-183	225	4	of	of	ADP
emaj-183	225	5	social	social	ADJ
emaj-183	225	6	sciences	science	NOUN
emaj-183	225	7	,	,	PUNCT
emaj-183	225	8	18(2	18(2	NUM
emaj-183	225	9	)	)	PUNCT
emaj-183	225	10	,	,	PUNCT
emaj-183	225	11	149	149	NUM
emaj-183	225	12	-	-	SYM
emaj-183	225	13	160	160	NUM
emaj-183	225	14	.	.	PUNCT
emaj-183	226	1	aktaş	aktaş	PROPN
emaj-183	226	2	,	,	PUNCT
emaj-183	226	3	r.	r.	PROPN
emaj-183	226	4	,	,	PUNCT
emaj-183	226	5	açıkalın	açıkalın	NOUN
emaj-183	226	6	,	,	PUNCT
emaj-183	226	7	s.	s.	PROPN
emaj-183	226	8	,	,	PUNCT
emaj-183	226	9	bakın	bakın	PROPN
emaj-183	226	10	,	,	PUNCT
emaj-183	226	11	b.	b.	PROPN
emaj-183	226	12	,	,	PUNCT
emaj-183	226	13	&	&	CCONJ
emaj-183	226	14	çelik	çelik	PROPN
emaj-183	226	15	,	,	PUNCT
emaj-183	226	16	g.	g.	PROPN
emaj-183	226	17	(	(	PUNCT
emaj-183	226	18	2015	2015	NUM
emaj-183	226	19	)	)	PUNCT
emaj-183	226	20	.	.	PUNCT
emaj-183	227	1	the	the	DET
emaj-183	227	2	determinants	determinant	NOUN
emaj-183	227	3	of	of	ADP
emaj-183	227	4	banks	bank	NOUN
emaj-183	227	5	'	'	PART
emaj-183	227	6	capital	capital	NOUN
emaj-183	227	7	adequacy	adequacy	NOUN
emaj-183	227	8	ratio	ratio	NOUN
emaj-183	227	9	:	:	PUNCT
emaj-183	227	10	some	some	DET
emaj-183	227	11	evidence	evidence	NOUN
emaj-183	227	12	from	from	ADP
emaj-183	227	13	south	south	ADJ
emaj-183	227	14	eastern	eastern	ADJ
emaj-183	227	15	european	european	ADJ
emaj-183	227	16	countries	country	NOUN
emaj-183	227	17	.	.	PUNCT
emaj-183	228	1	journal	journal	PROPN
emaj-183	228	2	of	of	ADP
emaj-183	228	3	economics	economic	NOUN
emaj-183	228	4	and	and	CCONJ
emaj-183	228	5	behavioral	behavioral	ADJ
emaj-183	228	6	studies	study	NOUN
emaj-183	228	7	,	,	PUNCT
emaj-183	228	8	7(1	7(1	NUM
emaj-183	228	9	)	)	PUNCT
emaj-183	228	10	,	,	PUNCT
emaj-183	228	11	79	79	NUM
emaj-183	228	12	-	-	SYM
emaj-183	228	13	88	88	NUM
emaj-183	228	14	.	.	PUNCT
emaj-183	229	1	almazari	almazari	PROPN
emaj-183	229	2	,	,	PUNCT
emaj-183	229	3	a.	a.	NOUN
emaj-183	229	4	a.	a.	NOUN
emaj-183	229	5	(	(	PUNCT
emaj-183	229	6	2013	2013	NUM
emaj-183	229	7	)	)	PUNCT
emaj-183	229	8	.	.	PUNCT
emaj-183	230	1	capital	capital	NOUN
emaj-183	230	2	adequacy	adequacy	PROPN
emaj-183	230	3	,	,	PUNCT
emaj-183	230	4	cost	cost	NOUN
emaj-183	230	5	income	income	NOUN
emaj-183	230	6	ratio	ratio	NOUN
emaj-183	230	7	and	and	CCONJ
emaj-183	230	8	the	the	DET
emaj-183	230	9	performance	performance	NOUN
emaj-183	230	10	of	of	ADP
emaj-183	230	11	saudi	saudi	ADJ
emaj-183	230	12	banks	bank	NOUN
emaj-183	230	13	.	.	PUNCT
emaj-183	231	1	international	international	ADJ
emaj-183	231	2	journal	journal	PROPN
emaj-183	231	3	of	of	ADP
emaj-183	231	4	academic	academic	ADJ
emaj-183	231	5	research	research	NOUN
emaj-183	231	6	in	in	ADP
emaj-183	231	7	accounting	accounting	NOUN
emaj-183	231	8	,	,	PUNCT
emaj-183	231	9	finance	finance	NOUN
emaj-183	231	10	and	and	CCONJ
emaj-183	231	11	management	management	NOUN
emaj-183	231	12	sciences	science	NOUN
emaj-183	231	13	,	,	PUNCT
emaj-183	231	14	3(4	3(4	NUM
emaj-183	231	15	)	)	PUNCT
emaj-183	231	16	,	,	PUNCT
emaj-183	231	17	284	284	NUM
emaj-183	231	18	-	-	SYM
emaj-183	231	19	293	293	NUM
emaj-183	231	20	.	.	PUNCT
emaj-183	232	1	asarkaya	asarkaya	PROPN
emaj-183	232	2	,	,	PUNCT
emaj-183	232	3	y.	y.	PROPN
emaj-183	232	4	,	,	PUNCT
emaj-183	232	5	&	&	CCONJ
emaj-183	232	6	özcan	özcan	PROPN
emaj-183	232	7	,	,	PUNCT
emaj-183	232	8	s.	s.	PROPN
emaj-183	232	9	(	(	PUNCT
emaj-183	232	10	2007	2007	NUM
emaj-183	232	11	)	)	PUNCT
emaj-183	232	12	.	.	PUNCT
emaj-183	233	1	determinants	determinant	NOUN
emaj-183	233	2	of	of	ADP
emaj-183	233	3	capital	capital	NOUN
emaj-183	233	4	structure	structure	NOUN
emaj-183	233	5	in	in	ADP
emaj-183	233	6	financial	financial	ADJ
emaj-183	233	7	institutions	institution	NOUN
emaj-183	233	8	:	:	PUNCT
emaj-183	233	9	the	the	DET
emaj-183	233	10	case	case	NOUN
emaj-183	233	11	of	of	ADP
emaj-183	233	12	turkey	turkey	PROPN
emaj-183	233	13	.	.	PUNCT
emaj-183	234	1	journal	journal	PROPN
emaj-183	234	2	of	of	ADP
emaj-183	234	3	brsa	brsa	PROPN
emaj-183	234	4	banking	banking	NOUN
emaj-183	234	5	and	and	CCONJ
emaj-183	234	6	financial	financial	ADJ
emaj-183	234	7	markets	market	NOUN
emaj-183	234	8	,	,	PUNCT
emaj-183	234	9	1(1	1(1	NUM
emaj-183	234	10	)	)	PUNCT
emaj-183	234	11	,	,	PUNCT
emaj-183	234	12	91	91	NUM
emaj-183	234	13	-	-	SYM
emaj-183	234	14	109	109	NUM
emaj-183	234	15	.	.	PUNCT
emaj-183	235	1	aydın	aydın	PROPN
emaj-183	235	2	,	,	PUNCT
emaj-183	235	3	y.	y.	PROPN
emaj-183	235	4	(	(	PUNCT
emaj-183	235	5	2019	2019	NUM
emaj-183	235	6	)	)	PUNCT
emaj-183	235	7	.	.	PUNCT
emaj-183	236	1	the	the	DET
emaj-183	236	2	relationship	relationship	NOUN
emaj-183	236	3	between	between	ADP
emaj-183	236	4	bank	bank	NOUN
emaj-183	236	5	capital	capital	NOUN
emaj-183	236	6	and	and	CCONJ
emaj-183	236	7	profitability	profitability	NOUN
emaj-183	236	8	:	:	PUNCT
emaj-183	236	9	evidence	evidence	NOUN
emaj-183	236	10	from	from	ADP
emaj-183	236	11	turkish	turkish	ADJ
emaj-183	236	12	banking	banking	NOUN
emaj-183	236	13	sector	sector	NOUN
emaj-183	236	14	.	.	PUNCT
emaj-183	237	1	journal	journal	PROPN
emaj-183	237	2	of	of	ADP
emaj-183	237	3	international	international	ADJ
emaj-183	237	4	social	social	ADJ
emaj-183	237	5	research	research	NOUN
emaj-183	237	6	,	,	PUNCT
emaj-183	237	7	12(62	12(62	NUM
emaj-183	237	8	)	)	PUNCT
emaj-183	237	9	,	,	PUNCT
emaj-183	237	10	1174	1174	NUM
emaj-183	237	11	-	-	SYM
emaj-183	237	12	1181	1181	NUM
emaj-183	237	13	.	.	PUNCT
emaj-183	238	1	belke	belke	NOUN
emaj-183	238	2	,	,	PUNCT
emaj-183	238	3	m.	m.	NOUN
emaj-183	238	4	,	,	PUNCT
emaj-183	238	5	&	&	CCONJ
emaj-183	238	6	ünal	ünal	PROPN
emaj-183	238	7	,	,	PUNCT
emaj-183	238	8	e.	e.	PROPN
emaj-183	238	9	a.	a.	PROPN
emaj-183	238	10	(	(	PUNCT
emaj-183	238	11	2017	2017	NUM
emaj-183	238	12	)	)	PUNCT
emaj-183	238	13	.	.	PUNCT
emaj-183	239	1	determinants	determinant	NOUN
emaj-183	239	2	of	of	ADP
emaj-183	239	3	bank	bank	NOUN
emaj-183	239	4	profitability	profitability	NOUN
emaj-183	239	5	:	:	PUNCT
emaj-183	239	6	evidence	evidence	NOUN
emaj-183	239	7	from	from	ADP
emaj-183	239	8	listed	list	VERB
emaj-183	239	9	and	and	CCONJ
emaj-183	239	10	nonlisted	nonliste	VERB
emaj-183	239	11	banks	bank	NOUN
emaj-183	239	12	in	in	ADP
emaj-183	239	13	turkey	turkey	PROPN
emaj-183	239	14	.	.	PUNCT
emaj-183	240	1	journal	journal	PROPN
emaj-183	240	2	of	of	ADP
emaj-183	240	3	economics	economic	NOUN
emaj-183	240	4	finance	finance	NOUN
emaj-183	240	5	and	and	CCONJ
emaj-183	240	6	accounting	accounting	NOUN
emaj-183	240	7	,	,	PUNCT
emaj-183	240	8	4(4	4(4	NUM
emaj-183	240	9	)	)	PUNCT
emaj-183	240	10	,	,	PUNCT
emaj-183	240	11	404	404	NUM
emaj-183	240	12	-	-	SYM
emaj-183	240	13	416	416	NUM
emaj-183	240	14	.	.	PUNCT
emaj-183	241	1	berger	berger	PROPN
emaj-183	241	2	,	,	PUNCT
emaj-183	241	3	a.	a.	PROPN
emaj-183	241	4	n.	n.	PROPN
emaj-183	241	5	(	(	PUNCT
emaj-183	241	6	1995	1995	NUM
emaj-183	241	7	)	)	PUNCT
emaj-183	241	8	.	.	PUNCT
emaj-183	242	1	the	the	DET
emaj-183	242	2	relationship	relationship	NOUN
emaj-183	242	3	between	between	ADP
emaj-183	242	4	capital	capital	NOUN
emaj-183	242	5	and	and	CCONJ
emaj-183	242	6	earnings	earning	NOUN
emaj-183	242	7	in	in	ADP
emaj-183	242	8	banking	banking	NOUN
emaj-183	242	9	.	.	PUNCT
emaj-183	243	1	journal	journal	PROPN
emaj-183	243	2	of	of	ADP
emaj-183	243	3	money	money	NOUN
emaj-183	243	4	,	,	PUNCT
emaj-183	243	5	credit	credit	NOUN
emaj-183	243	6	and	and	CCONJ
emaj-183	243	7	banking	banking	NOUN
emaj-183	243	8	,	,	PUNCT
emaj-183	243	9	27(2	27(2	NUM
emaj-183	243	10	)	)	PUNCT
emaj-183	243	11	,	,	PUNCT
emaj-183	243	12	432–456	432–456	PROPN
emaj-183	243	13	.	.	PUNCT
emaj-183	244	1	bis	bis	PROPN
emaj-183	244	2	.	.	PUNCT
emaj-183	245	1	(	(	PUNCT
emaj-183	245	2	2010	2010	NUM
emaj-183	245	3	)	)	PUNCT
emaj-183	245	4	.	.	PUNCT
emaj-183	246	1	phase	phase	NOUN
emaj-183	246	2	-	-	PUNCT
emaj-183	246	3	in	in	ADP
emaj-183	246	4	arrangements	arrangement	NOUN
emaj-183	246	5	(	(	PUNCT
emaj-183	246	6	shading	shading	NOUN
emaj-183	246	7	indicates	indicate	VERB
emaj-183	246	8	transition	transition	NOUN
emaj-183	246	9	periods	period	NOUN
emaj-183	246	10	)	)	PUNCT
emaj-183	246	11	,	,	PUNCT
emaj-183	246	12	https://www.bis.org/press/p100912b.pdf	https://www.bis.org/press/p100912b.pdf	NOUN
emaj-183	246	13	,	,	PUNCT
emaj-183	246	14	25.07.2019	25.07.2019	NUM
emaj-183	246	15	.	.	PUNCT
emaj-183	247	1	brsa	brsa	NOUN
emaj-183	247	2	.	.	PUNCT
emaj-183	248	1	(	(	PUNCT
emaj-183	248	2	2019	2019	NUM
emaj-183	248	3	)	)	PUNCT
emaj-183	248	4	.	.	PUNCT
emaj-183	249	1	monthly	monthly	ADJ
emaj-183	249	2	bulletin	bulletin	NOUN
emaj-183	249	3	,	,	PUNCT
emaj-183	249	4	https://www.bddk.org.tr/bultenaylik/en	https://www.bddk.org.tr/bultenaylik/en	NOUN
emaj-183	249	5	,	,	PUNCT
emaj-183	249	6	25.07.2019	25.07.2019	NUM
emaj-183	249	7	.	.	PUNCT
emaj-183	249	8	büyükşalvarcı	büyükşalvarcı	PROPN
emaj-183	249	9	,	,	PUNCT
emaj-183	249	10	a.	a.	PROPN
emaj-183	249	11	&	&	CCONJ
emaj-183	249	12	abdioğlu	abdioğlu	PROPN
emaj-183	249	13	,	,	PUNCT
emaj-183	249	14	h.	h.	PROPN
emaj-183	249	15	(	(	PUNCT
emaj-183	249	16	2011	2011	NUM
emaj-183	249	17	)	)	PUNCT
emaj-183	249	18	.	.	PUNCT
emaj-183	250	1	determinants	determinant	NOUN
emaj-183	250	2	of	of	ADP
emaj-183	250	3	capital	capital	NOUN
emaj-183	250	4	adequacy	adequacy	NOUN
emaj-183	250	5	ratio	ratio	NOUN
emaj-183	250	6	in	in	ADP
emaj-183	250	7	turkish	turkish	ADJ
emaj-183	250	8	banks	bank	NOUN
emaj-183	250	9	:	:	PUNCT
emaj-183	250	10	a	a	DET
emaj-183	250	11	panel	panel	NOUN
emaj-183	250	12	data	data	VERB
emaj-183	250	13	analysis	analysis	NOUN
emaj-183	250	14	”	"	PUNCT
emaj-183	250	15	african	african	ADJ
emaj-183	250	16	journal	journal	NOUN
emaj-183	250	17	of	of	ADP
emaj-183	250	18	business	business	NOUN
emaj-183	250	19	management	management	NOUN
emaj-183	250	20	,	,	PUNCT
emaj-183	250	21	5(27):11199	5(27):11199	NUM
emaj-183	250	22	-	-	PUNCT
emaj-183	250	23	11209	11209	NUM
emaj-183	250	24	.	.	PUNCT
emaj-183	251	1	cbrt	cbrt	PROPN
emaj-183	251	2	.	.	PUNCT
emaj-183	252	1	(	(	PUNCT
emaj-183	252	2	2019	2019	NUM
emaj-183	252	3	)	)	PUNCT
emaj-183	252	4	.	.	PUNCT
emaj-183	253	1	evds	evds	PROPN
emaj-183	253	2	,	,	PUNCT
emaj-183	253	3	https://evds2.tcmb.gov.tr	https://evds2.tcmb.gov.tr	PROPN
emaj-183	253	4	,	,	PUNCT
emaj-183	253	5	25.07.2019	25.07.2019	NUM
emaj-183	253	6	.	.	PUNCT
emaj-183	253	7	çam	çam	PROPN
emaj-183	253	8	,	,	PUNCT
emaj-183	253	9	ü.	ü.	NOUN
emaj-183	253	10	,	,	PUNCT
emaj-183	253	11	&	&	CCONJ
emaj-183	253	12	özer	özer	NOUN
emaj-183	253	13	,	,	PUNCT
emaj-183	253	14	h.	h.	PROPN
emaj-183	253	15	(	(	PUNCT
emaj-183	253	16	2018	2018	NUM
emaj-183	253	17	)	)	PUNCT
emaj-183	253	18	.	.	PUNCT
emaj-183	254	1	analysis	analysis	NOUN
emaj-183	254	2	of	of	ADP
emaj-183	254	3	market	market	NOUN
emaj-183	254	4	structure	structure	NOUN
emaj-183	254	5	of	of	ADP
emaj-183	254	6	the	the	DET
emaj-183	254	7	turkish	turkish	ADJ
emaj-183	254	8	banking	banking	NOUN
emaj-183	254	9	sector	sector	NOUN
emaj-183	254	10	in	in	ADP
emaj-183	254	11	terms	term	NOUN
emaj-183	254	12	of	of	ADP
emaj-183	254	13	competition	competition	NOUN
emaj-183	254	14	and	and	CCONJ
emaj-183	254	15	contestability	contestability	NOUN
emaj-183	254	16	:	:	PUNCT
emaj-183	254	17	panzar	panzar	NOUN
emaj-183	254	18	-	-	PUNCT
emaj-183	254	19	rosse	rosse	PROPN
emaj-183	254	20	model	model	NOUN
emaj-183	254	21	.	.	PUNCT
emaj-183	255	1	cumhuriyet	cumhuriyet	PROPN
emaj-183	255	2	university	university	PROPN
emaj-183	255	3	journal	journal	NOUN
emaj-183	255	4	of	of	ADP
emaj-183	255	5	economics	economic	NOUN
emaj-183	255	6	and	and	CCONJ
emaj-183	255	7	administrative	administrative	ADJ
emaj-183	255	8	sciences	science	NOUN
emaj-183	255	9	,	,	PUNCT
emaj-183	255	10	19(1	19(1	NUM
emaj-183	255	11	)	)	PUNCT
emaj-183	255	12	,	,	PUNCT
emaj-183	255	13	336	336	NUM
emaj-183	255	14	-	-	SYM
emaj-183	255	15	360	360	NUM
emaj-183	255	16	.	.	PUNCT
emaj-183	256	1	demirhan	demirhan	PROPN
emaj-183	256	2	,	,	PUNCT
emaj-183	256	3	d.	d.	PROPN
emaj-183	256	4	(	(	PUNCT
emaj-183	256	5	2010	2010	NUM
emaj-183	256	6	)	)	PUNCT
emaj-183	256	7	.	.	PUNCT
emaj-183	257	1	the	the	DET
emaj-183	257	2	effects	effect	NOUN
emaj-183	257	3	of	of	ADP
emaj-183	257	4	capital	capital	NOUN
emaj-183	257	5	structure	structure	NOUN
emaj-183	257	6	decisions	decision	NOUN
emaj-183	257	7	on	on	ADP
emaj-183	257	8	the	the	DET
emaj-183	257	9	profitability	profitability	NOUN
emaj-183	257	10	of	of	ADP
emaj-183	257	11	deposit	deposit	NOUN
emaj-183	257	12	banks	bank	NOUN
emaj-183	257	13	in	in	ADP
emaj-183	257	14	turkey	turkey	NOUN
emaj-183	257	15	.	.	PUNCT
emaj-183	258	1	the	the	DET
emaj-183	258	2	journal	journal	NOUN
emaj-183	258	3	of	of	ADP
emaj-183	258	4	accounting	accounting	NOUN
emaj-183	258	5	and	and	CCONJ
emaj-183	258	6	finance	finance	NOUN
emaj-183	258	7	,	,	PUNCT
emaj-183	258	8	(	(	PUNCT
emaj-183	258	9	45	45	NUM
emaj-183	258	10	)	)	PUNCT
emaj-183	258	11	,	,	PUNCT
emaj-183	258	12	157	157	NUM
emaj-183	258	13	-	-	SYM
emaj-183	258	14	168	168	NUM
emaj-183	258	15	.	.	PUNCT
emaj-183	259	1	demirgüç	demirgüç	PROPN
emaj-183	259	2	-	-	PUNCT
emaj-183	259	3	kunt	kunt	PROPN
emaj-183	259	4	,	,	PUNCT
emaj-183	259	5	a.	a.	PROPN
emaj-183	259	6	,	,	PUNCT
emaj-183	259	7	&	&	CCONJ
emaj-183	259	8	detragiache	detragiache	PROPN
emaj-183	259	9	,	,	PUNCT
emaj-183	259	10	e.	e.	PROPN
emaj-183	259	11	(	(	PUNCT
emaj-183	259	12	1998	1998	NUM
emaj-183	259	13	)	)	PUNCT
emaj-183	259	14	.	.	PUNCT
emaj-183	260	1	the	the	DET
emaj-183	260	2	determinants	determinant	NOUN
emaj-183	260	3	of	of	ADP
emaj-183	260	4	banking	banking	NOUN
emaj-183	260	5	crises	crisis	NOUN
emaj-183	260	6	in	in	ADP
emaj-183	260	7	developing	develop	VERB
emaj-183	260	8	and	and	CCONJ
emaj-183	260	9	developed	developed	ADJ
emaj-183	260	10	countries	country	NOUN
emaj-183	260	11	.	.	PUNCT
emaj-183	261	1	staff	staff	NOUN
emaj-183	261	2	papers	paper	NOUN
emaj-183	261	3	,	,	PUNCT
emaj-183	261	4	45(1	45(1	NOUN
emaj-183	261	5	)	)	PUNCT
emaj-183	261	6	,	,	PUNCT
emaj-183	261	7	81	81	NUM
emaj-183	261	8	-	-	SYM
emaj-183	261	9	109	109	NUM
emaj-183	261	10	.	.	PUNCT
emaj-183	262	1	demirgüç	demirgüç	PROPN
emaj-183	262	2	-	-	PUNCT
emaj-183	262	3	kunt	kunt	PROPN
emaj-183	262	4	,	,	PUNCT
emaj-183	262	5	a.	a.	PROPN
emaj-183	262	6	,	,	PUNCT
emaj-183	262	7	&	&	CCONJ
emaj-183	262	8	detragiache	detragiache	PROPN
emaj-183	262	9	,	,	PUNCT
emaj-183	262	10	e.	e.	PROPN
emaj-183	262	11	(	(	PUNCT
emaj-183	262	12	2002	2002	NUM
emaj-183	262	13	)	)	PUNCT
emaj-183	262	14	.	.	PUNCT
emaj-183	263	1	does	do	AUX
emaj-183	263	2	deposit	deposit	VERB
emaj-183	263	3	insurance	insurance	NOUN
emaj-183	263	4	increase	increase	NOUN
emaj-183	263	5	banking	banking	NOUN
emaj-183	263	6	system	system	NOUN
emaj-183	263	7	stability	stability	NOUN
emaj-183	263	8	?	?	PUNCT
emaj-183	264	1	an	an	DET
emaj-183	264	2	empirical	empirical	ADJ
emaj-183	264	3	investigation	investigation	NOUN
emaj-183	264	4	.	.	PUNCT
emaj-183	265	1	journal	journal	NOUN
emaj-183	265	2	of	of	ADP
emaj-183	265	3	monetary	monetary	ADJ
emaj-183	265	4	economics	economic	NOUN
emaj-183	265	5	,	,	PUNCT
emaj-183	265	6	49(7	49(7	NUM
emaj-183	265	7	)	)	PUNCT
emaj-183	265	8	,	,	PUNCT
emaj-183	265	9	1373	1373	NUM
emaj-183	265	10	-	-	SYM
emaj-183	265	11	1406	1406	NUM
emaj-183	265	12	.	.	PUNCT
emaj-183	266	1	https://www.bddk.org.tr/bultenaylik/en	https://www.bddk.org.tr/bultenaylik/en	NOUN
emaj-183	266	2	https://evds2.tcmb.gov.tr/	https://evds2.tcmb.gov.tr/	ADV
emaj-183	266	3	volume	volume	NOUN
emaj-183	266	4	9	9	NUM
emaj-183	266	5	no	no	DET
emaj-183	266	6	2	2	NUM
emaj-183	266	7	(	(	PUNCT
emaj-183	266	8	2019	2019	NUM
emaj-183	266	9	)	)	PUNCT
emaj-183	266	10	|	|	ADV
emaj-183	266	11	issn	issn	VERB
emaj-183	266	12	2158	2158	NUM
emaj-183	266	13	-	-	SYM
emaj-183	266	14	8708	8708	NUM
emaj-183	266	15	(	(	PUNCT
emaj-183	266	16	online	online	NOUN
emaj-183	266	17	)	)	PUNCT
emaj-183	266	18	|	|	ADV
emaj-183	266	19	doi	doi	X
emaj-183	266	20	10.5195	10.5195	NUM
emaj-183	266	21	/	/	SYM
emaj-183	266	22	emaj.2019.183	emaj.2019.183	NOUN
emaj-183	267	1	|	|	ADV
emaj-183	267	2	http://emaj.pitt.edu	http://emaj.pitt.edu	AUX
emaj-183	267	3	defining	define	VERB
emaj-183	267	4	influential	influential	ADJ
emaj-183	267	5	factors	factor	NOUN
emaj-183	267	6	of	of	ADP
emaj-183	267	7	capital	capital	NOUN
emaj-183	267	8	adequacy	adequacy	NOUN
emaj-183	267	9	ratio	ratio	NOUN
emaj-183	267	10	:	:	PUNCT
emaj-183	267	11	an	an	DET
emaj-183	267	12	examination	examination	NOUN
emaj-183	267	13	upon	upon	SCONJ
emaj-183	267	14	turkish	turkish	ADJ
emaj-183	267	15	banking	banking	NOUN
emaj-183	267	16	sector	sector	NOUN
emaj-183	267	17	(	(	PUNCT
emaj-183	267	18	2006	2006	NUM
emaj-183	267	19	/	/	SYM
emaj-183	267	20	q1	q1	PROPN
emaj-183	267	21	-	-	PUNCT
emaj-183	267	22	2019	2019	NUM
emaj-183	267	23	/	/	SYM
emaj-183	267	24	q1	q1	PROPN
emaj-183	267	25	)	)	PUNCT
emaj-183	267	26	page	page	NOUN
emaj-183	267	27	|24|	|24|	ADJ
emaj-183	267	28	emerging	emerge	VERB
emaj-183	267	29	markets	market	NOUN
emaj-183	267	30	journal	journal	NOUN
emaj-183	267	31	dinçer	dinçer	PROPN
emaj-183	267	32	,	,	PUNCT
emaj-183	267	33	h.	h.	PROPN
emaj-183	267	34	,	,	PUNCT
emaj-183	267	35	hacıoğlu	hacıoğlu	NOUN
emaj-183	267	36	,	,	PUNCT
emaj-183	267	37	ü.	ü.	NOUN
emaj-183	267	38	,	,	PUNCT
emaj-183	267	39	&	&	CCONJ
emaj-183	267	40	yüksel	yüksel	PROPN
emaj-183	267	41	,	,	PUNCT
emaj-183	267	42	s.	s.	PROPN
emaj-183	267	43	(	(	PUNCT
emaj-183	267	44	2016	2016	NUM
emaj-183	267	45	)	)	PUNCT
emaj-183	267	46	.	.	PUNCT
emaj-183	268	1	performance	performance	NOUN
emaj-183	268	2	assessment	assessment	NOUN
emaj-183	268	3	of	of	ADP
emaj-183	268	4	deposit	deposit	NOUN
emaj-183	268	5	banks	bank	NOUN
emaj-183	268	6	with	with	ADP
emaj-183	268	7	camels	camel	NOUN
emaj-183	268	8	analysis	analysis	NOUN
emaj-183	268	9	using	use	VERB
emaj-183	268	10	fuzzy	fuzzy	ADJ
emaj-183	268	11	anp	anp	PROPN
emaj-183	268	12	-	-	PUNCT
emaj-183	268	13	moora	moora	NOUN
emaj-183	268	14	approaches	approach	NOUN
emaj-183	268	15	and	and	CCONJ
emaj-183	268	16	an	an	DET
emaj-183	268	17	application	application	NOUN
emaj-183	268	18	on	on	ADP
emaj-183	268	19	turkish	turkish	ADJ
emaj-183	268	20	banking	banking	NOUN
emaj-183	268	21	sector	sector	NOUN
emaj-183	268	22	.	.	PUNCT
emaj-183	269	1	asian	asian	ADJ
emaj-183	269	2	journal	journal	PROPN
emaj-183	269	3	of	of	ADP
emaj-183	269	4	research	research	NOUN
emaj-183	269	5	in	in	ADP
emaj-183	269	6	business	business	NOUN
emaj-183	269	7	economics	economic	NOUN
emaj-183	269	8	and	and	CCONJ
emaj-183	269	9	management	management	NOUN
emaj-183	269	10	,	,	PUNCT
emaj-183	269	11	6(2	6(2	NUM
emaj-183	269	12	)	)	PUNCT
emaj-183	269	13	,	,	PUNCT
emaj-183	269	14	3256	3256	NUM
emaj-183	269	15	.	.	PUNCT
emaj-183	270	1	el	el	NOUN
emaj-183	270	2	-	-	NOUN
emaj-183	270	3	ansary	ansary	ADJ
emaj-183	270	4	,	,	PUNCT
emaj-183	270	5	o.	o.	PROPN
emaj-183	270	6	,	,	PUNCT
emaj-183	270	7	&	&	CCONJ
emaj-183	270	8	hafez	hafez	PROPN
emaj-183	270	9	,	,	PUNCT
emaj-183	270	10	h.	h.	PROPN
emaj-183	270	11	m.	m.	PROPN
emaj-183	270	12	(	(	PUNCT
emaj-183	270	13	2015	2015	NUM
emaj-183	270	14	)	)	PUNCT
emaj-183	270	15	.	.	PUNCT
emaj-183	271	1	determinants	determinant	NOUN
emaj-183	271	2	of	of	ADP
emaj-183	271	3	capital	capital	NOUN
emaj-183	271	4	adequacy	adequacy	NOUN
emaj-183	271	5	ratio	ratio	NOUN
emaj-183	271	6	:	:	PUNCT
emaj-183	271	7	an	an	DET
emaj-183	271	8	empirical	empirical	ADJ
emaj-183	271	9	study	study	NOUN
emaj-183	271	10	on	on	ADP
emaj-183	271	11	egyptian	egyptian	ADJ
emaj-183	271	12	banks	bank	NOUN
emaj-183	271	13	.	.	PUNCT
emaj-183	272	1	corporate	corporate	ADJ
emaj-183	272	2	ownership	ownership	NOUN
emaj-183	272	3	&	&	CCONJ
emaj-183	272	4	control	control	PROPN
emaj-183	272	5	,	,	PUNCT
emaj-183	272	6	13(1	13(1	NUM
emaj-183	272	7	)	)	PUNCT
emaj-183	272	8	,	,	PUNCT
emaj-183	272	9	806	806	NUM
emaj-183	272	10	-	-	SYM
emaj-183	272	11	816	816	NUM
emaj-183	272	12	.	.	PUNCT
emaj-183	273	1	friedman	friedman	PROPN
emaj-183	273	2	,	,	PUNCT
emaj-183	273	3	j.	j.	PROPN
emaj-183	273	4	(	(	PUNCT
emaj-183	273	5	1991	1991	NUM
emaj-183	273	6	)	)	PUNCT
emaj-183	273	7	.	.	PUNCT
emaj-183	274	1	multivariate	multivariate	VERB
emaj-183	274	2	adaptive	adaptive	ADJ
emaj-183	274	3	regression	regression	NOUN
emaj-183	274	4	splines	spline	NOUN
emaj-183	274	5	.	.	PUNCT
emaj-183	275	1	the	the	DET
emaj-183	275	2	annals	annal	NOUN
emaj-183	275	3	of	of	ADP
emaj-183	275	4	statistics	statistic	NOUN
emaj-183	275	5	,	,	PUNCT
emaj-183	275	6	19	19	NUM
emaj-183	275	7	,	,	PUNCT
emaj-183	275	8	1	1	NUM
emaj-183	275	9	-	-	SYM
emaj-183	275	10	141	141	NUM
emaj-183	275	11	.	.	PUNCT
emaj-183	276	1	goh	goh	PROPN
emaj-183	276	2	,	,	PUNCT
emaj-183	276	3	a.	a.	PROPN
emaj-183	276	4	t.	t.	PROPN
emaj-183	276	5	c.	c.	PROPN
emaj-183	276	6	,	,	PUNCT
emaj-183	276	7	zhang	zhang	PROPN
emaj-183	276	8	,	,	PUNCT
emaj-183	276	9	y.	y.	PROPN
emaj-183	276	10	,	,	PUNCT
emaj-183	276	11	zhang	zhang	PROPN
emaj-183	276	12	,	,	PUNCT
emaj-183	276	13	r.	r.	PROPN
emaj-183	276	14	,	,	PUNCT
emaj-183	276	15	zhang	zhang	PROPN
emaj-183	276	16	,	,	PUNCT
emaj-183	276	17	w.	w.	PROPN
emaj-183	276	18	&	&	CCONJ
emaj-183	276	19	xiao	xiao	PROPN
emaj-183	276	20	,	,	PUNCT
emaj-183	276	21	y.	y.	PROPN
emaj-183	276	22	(	(	PUNCT
emaj-183	276	23	2017	2017	NUM
emaj-183	276	24	)	)	PUNCT
emaj-183	276	25	.	.	PUNCT
emaj-183	277	1	evaluating	evaluate	VERB
emaj-183	277	2	stability	stability	NOUN
emaj-183	277	3	of	of	ADP
emaj-183	277	4	underground	underground	ADJ
emaj-183	277	5	entry	entry	NOUN
emaj-183	277	6	-	-	PUNCT
emaj-183	277	7	type	type	NOUN
emaj-183	277	8	excavations	excavation	NOUN
emaj-183	277	9	using	use	VERB
emaj-183	277	10	multivariate	multivariate	NOUN
emaj-183	277	11	adaptive	adaptive	ADJ
emaj-183	277	12	regression	regression	NOUN
emaj-183	277	13	splines	spline	NOUN
emaj-183	277	14	and	and	CCONJ
emaj-183	277	15	logistic	logistic	ADJ
emaj-183	277	16	regression	regression	NOUN
emaj-183	277	17	.	.	PUNCT
emaj-183	278	1	tunnelling	tunnelling	NOUN
emaj-183	278	2	and	and	CCONJ
emaj-183	278	3	underground	underground	ADJ
emaj-183	278	4	space	space	NOUN
emaj-183	278	5	technology	technology	NOUN
emaj-183	278	6	,	,	PUNCT
emaj-183	278	7	70	70	NUM
emaj-183	278	8	,	,	PUNCT
emaj-183	278	9	148	148	NUM
emaj-183	278	10	-	-	SYM
emaj-183	278	11	154	154	NUM
emaj-183	278	12	.	.	PUNCT
emaj-183	279	1	hazar	hazar	PROPN
emaj-183	279	2	,	,	PUNCT
emaj-183	279	3	a.	a.	NOUN
emaj-183	279	4	,	,	PUNCT
emaj-183	279	5	babuşçu	babuşçu	NOUN
emaj-183	279	6	,	,	PUNCT
emaj-183	279	7	s.	s.	PROPN
emaj-183	279	8	,	,	PUNCT
emaj-183	279	9	tekindal	tekindal	NOUN
emaj-183	279	10	,	,	PUNCT
emaj-183	279	11	m.	m.	NOUN
emaj-183	279	12	a.	a.	PROPN
emaj-183	279	13	,	,	PUNCT
emaj-183	279	14	&	&	CCONJ
emaj-183	279	15	köksal	köksal	PROPN
emaj-183	279	16	,	,	PUNCT
emaj-183	279	17	m.	m.	NOUN
emaj-183	279	18	o.	o.	PROPN
emaj-183	279	19	(	(	PUNCT
emaj-183	279	20	2018	2018	NUM
emaj-183	279	21	)	)	PUNCT
emaj-183	279	22	the	the	DET
emaj-183	279	23	risk	risk	NOUN
emaj-183	279	24	analysis	analysis	NOUN
emaj-183	279	25	which	which	PRON
emaj-183	279	26	specify	specify	VERB
emaj-183	279	27	the	the	DET
emaj-183	279	28	capital	capital	NOUN
emaj-183	279	29	adequacy	adequacy	NOUN
emaj-183	279	30	ratio	ratio	NOUN
emaj-183	279	31	in	in	ADP
emaj-183	279	32	banking	banking	NOUN
emaj-183	279	33	sector	sector	NOUN
emaj-183	279	34	.	.	PUNCT
emaj-183	280	1	international	international	ADJ
emaj-183	280	2	journal	journal	PROPN
emaj-183	280	3	of	of	ADP
emaj-183	280	4	economic	economic	PROPN
emaj-183	280	5	&	&	CCONJ
emaj-183	280	6	administrative	administrative	ADJ
emaj-183	280	7	studies	study	NOUN
emaj-183	280	8	,	,	PUNCT
emaj-183	280	9	(	(	PUNCT
emaj-183	280	10	20	20	NUM
emaj-183	280	11	)	)	PUNCT
emaj-183	280	12	,	,	PUNCT
emaj-183	280	13	135	135	NUM
emaj-183	280	14	-	-	SYM
emaj-183	280	15	150	150	NUM
emaj-183	280	16	.	.	PUNCT
emaj-183	281	1	hoffmann	hoffmann	PROPN
emaj-183	281	2	,	,	PUNCT
emaj-183	281	3	p.	p.	NOUN
emaj-183	281	4	saona	saona	PROPN
emaj-183	281	5	(	(	PUNCT
emaj-183	281	6	2011	2011	NUM
emaj-183	281	7	)	)	PUNCT
emaj-183	281	8	.	.	PUNCT
emaj-183	282	1	determinants	determinant	NOUN
emaj-183	282	2	of	of	ADP
emaj-183	282	3	the	the	DET
emaj-183	282	4	profitability	profitability	NOUN
emaj-183	282	5	of	of	ADP
emaj-183	282	6	the	the	DET
emaj-183	282	7	us	us	PROPN
emaj-183	282	8	banking	banking	NOUN
emaj-183	282	9	industry	industry	NOUN
emaj-183	282	10	.	.	PUNCT
emaj-183	283	1	international	international	ADJ
emaj-183	283	2	journal	journal	PROPN
emaj-183	283	3	of	of	ADP
emaj-183	283	4	business	business	NOUN
emaj-183	283	5	and	and	CCONJ
emaj-183	283	6	social	social	ADJ
emaj-183	283	7	science	science	NOUN
emaj-183	283	8	,	,	PUNCT
emaj-183	283	9	2(22	2(22	NUM
emaj-183	283	10	)	)	PUNCT
emaj-183	283	11	,	,	PUNCT
emaj-183	283	12	255	255	NUM
emaj-183	283	13	-	-	SYM
emaj-183	283	14	269	269	NUM
emaj-183	283	15	.	.	PUNCT
emaj-183	284	1	iannotta	iannotta	NOUN
emaj-183	284	2	,	,	PUNCT
emaj-183	284	3	g.	g.	PROPN
emaj-183	284	4	,	,	PUNCT
emaj-183	284	5	nocera	nocera	PROPN
emaj-183	284	6	,	,	PUNCT
emaj-183	284	7	g.	g.	PROPN
emaj-183	284	8	,	,	PUNCT
emaj-183	284	9	&	&	CCONJ
emaj-183	284	10	sironi	sironi	PROPN
emaj-183	284	11	,	,	PUNCT
emaj-183	284	12	a.	a.	NOUN
emaj-183	284	13	(	(	PUNCT
emaj-183	284	14	2007	2007	NUM
emaj-183	284	15	)	)	PUNCT
emaj-183	284	16	.	.	PUNCT
emaj-183	285	1	ownership	ownership	NOUN
emaj-183	285	2	structure	structure	NOUN
emaj-183	285	3	,	,	PUNCT
emaj-183	285	4	risk	risk	NOUN
emaj-183	285	5	and	and	CCONJ
emaj-183	285	6	performance	performance	NOUN
emaj-183	285	7	in	in	ADP
emaj-183	285	8	the	the	DET
emaj-183	285	9	european	european	ADJ
emaj-183	285	10	banking	banking	NOUN
emaj-183	285	11	industry	industry	NOUN
emaj-183	285	12	.	.	PUNCT
emaj-183	286	1	journal	journal	PROPN
emaj-183	286	2	of	of	ADP
emaj-183	286	3	banking	banking	NOUN
emaj-183	286	4	&	&	CCONJ
emaj-183	286	5	finance	finance	NOUN
emaj-183	286	6	,	,	PUNCT
emaj-183	286	7	31(7	31(7	PROPN
emaj-183	286	8	)	)	PUNCT
emaj-183	286	9	,	,	PUNCT
emaj-183	286	10	2127	2127	NUM
emaj-183	286	11	-	-	SYM
emaj-183	286	12	2149	2149	NUM
emaj-183	286	13	.	.	PUNCT
emaj-183	287	1	işık	işık	NOUN
emaj-183	287	2	,	,	PUNCT
emaj-183	287	3	ö.	ö.	PROPN
emaj-183	287	4	(	(	PUNCT
emaj-183	287	5	2017	2017	NUM
emaj-183	287	6	)	)	PUNCT
emaj-183	287	7	.	.	PUNCT
emaj-183	288	1	internal	internal	ADJ
emaj-183	288	2	determinants	determinant	NOUN
emaj-183	288	3	of	of	ADP
emaj-183	288	4	profitability	profitability	NOUN
emaj-183	288	5	of	of	ADP
emaj-183	288	6	state	state	NOUN
emaj-183	288	7	,	,	PUNCT
emaj-183	288	8	private	private	ADJ
emaj-183	288	9	and	and	CCONJ
emaj-183	288	10	foreign	foreign	ADJ
emaj-183	288	11	owned	own	VERB
emaj-183	288	12	commercial	commercial	ADJ
emaj-183	288	13	banks	bank	NOUN
emaj-183	288	14	operating	operate	VERB
emaj-183	288	15	in	in	ADP
emaj-183	288	16	turkey	turkey	PROPN
emaj-183	288	17	.	.	PUNCT
emaj-183	289	1	journal	journal	PROPN
emaj-183	289	2	of	of	ADP
emaj-183	289	3	economics	economic	NOUN
emaj-183	289	4	,	,	PUNCT
emaj-183	289	5	finance	finance	NOUN
emaj-183	289	6	and	and	CCONJ
emaj-183	289	7	accounting	accounting	NOUN
emaj-183	289	8	,	,	PUNCT
emaj-183	289	9	4(3	4(3	NUM
emaj-183	289	10	)	)	PUNCT
emaj-183	289	11	,	,	PUNCT
emaj-183	289	12	342353	342353	NUM
emaj-183	289	13	.	.	PUNCT
emaj-183	290	1	jasevičienė	jasevičienė	PROPN
emaj-183	290	2	,	,	PUNCT
emaj-183	290	3	f.	f.	PROPN
emaj-183	290	4	,	,	PUNCT
emaj-183	290	5	&	&	CCONJ
emaj-183	290	6	jurkšaitytė	jurkšaitytė	PROPN
emaj-183	290	7	,	,	PUNCT
emaj-183	290	8	d.	d.	PROPN
emaj-183	290	9	(	(	PUNCT
emaj-183	290	10	2014	2014	NUM
emaj-183	290	11	)	)	PUNCT
emaj-183	290	12	.	.	PUNCT
emaj-183	291	1	the	the	DET
emaj-183	291	2	new	new	ADJ
emaj-183	291	3	capital	capital	NOUN
emaj-183	291	4	adequacy	adequacy	NOUN
emaj-183	291	5	framework	framework	NOUN
emaj-183	291	6	(	(	PUNCT
emaj-183	291	7	basel	basel	PROPN
emaj-183	291	8	iii	iii	PROPN
emaj-183	291	9	)	)	PUNCT
emaj-183	291	10	options	option	NOUN
emaj-183	291	11	and	and	CCONJ
emaj-183	291	12	issues	issue	NOUN
emaj-183	291	13	in	in	ADP
emaj-183	291	14	commercial	commercial	ADJ
emaj-183	291	15	banks	bank	NOUN
emaj-183	291	16	of	of	ADP
emaj-183	291	17	lithuania	lithuania	PROPN
emaj-183	291	18	.	.	PUNCT
emaj-183	292	1	ekonomika	ekonomika	PROPN
emaj-183	292	2	,	,	PUNCT
emaj-183	292	3	93(4	93(4	NOUN
emaj-183	292	4	)	)	PUNCT
emaj-183	292	5	,	,	PUNCT
emaj-183	292	6	119	119	NUM
emaj-183	292	7	-	-	SYM
emaj-183	292	8	134	134	NUM
emaj-183	292	9	.	.	PUNCT
emaj-183	293	1	kar	kar	PROPN
emaj-183	293	2	,	,	PUNCT
emaj-183	293	3	m.	m.	NOUN
emaj-183	293	4	,	,	PUNCT
emaj-183	293	5	taş	taş	NOUN
emaj-183	293	6	,	,	PUNCT
emaj-183	293	7	s.	s.	PROPN
emaj-183	293	8	,	,	PUNCT
emaj-183	293	9	&	&	CCONJ
emaj-183	293	10	ağır	ağır	PROPN
emaj-183	293	11	,	,	PUNCT
emaj-183	293	12	h.	h.	PROPN
emaj-183	293	13	(	(	PUNCT
emaj-183	293	14	2008	2008	NUM
emaj-183	293	15	)	)	PUNCT
emaj-183	293	16	.	.	PUNCT
emaj-183	294	1	financial	financial	ADJ
emaj-183	294	2	system	system	NOUN
emaj-183	294	3	and	and	CCONJ
emaj-183	294	4	development	development	NOUN
emaj-183	294	5	.	.	PUNCT
emaj-183	295	1	development	development	NOUN
emaj-183	295	2	economics	economic	NOUN
emaj-183	295	3	,	,	PUNCT
emaj-183	295	4	editors	editor	NOUN
emaj-183	295	5	:	:	PUNCT
emaj-183	295	6	sami	sami	PROPN
emaj-183	295	7	taban	taban	PROPN
emaj-183	295	8	,	,	PUNCT
emaj-183	295	9	muhsin	muhsin	PROPN
emaj-183	295	10	kar	kar	PROPN
emaj-183	295	11	,	,	PUNCT
emaj-183	295	12	2th	2th	PROPN
emaj-183	295	13	edition	edition	NOUN
emaj-183	295	14	,	,	PUNCT
emaj-183	295	15	ekin	ekin	NOUN
emaj-183	295	16	publications	publication	NOUN
emaj-183	295	17	,	,	PUNCT
emaj-183	295	18	bursa	bursa	NOUN
emaj-183	295	19	,	,	PUNCT
emaj-183	295	20	turkey	turkey	PROPN
emaj-183	295	21	.	.	PUNCT
emaj-183	296	1	kartal	kartal	PROPN
emaj-183	296	2	,	,	PUNCT
emaj-183	296	3	m.	m.	NOUN
emaj-183	296	4	t.	t.	PROPN
emaj-183	296	5	(	(	PUNCT
emaj-183	296	6	2019	2019	NUM
emaj-183	296	7	)	)	PUNCT
emaj-183	296	8	.	.	PUNCT
emaj-183	297	1	the	the	DET
emaj-183	297	2	importance	importance	NOUN
emaj-183	297	3	of	of	ADP
emaj-183	297	4	harmonious	harmonious	ADJ
emaj-183	297	5	monetary	monetary	ADJ
emaj-183	297	6	and	and	CCONJ
emaj-183	297	7	fiscal	fiscal	ADJ
emaj-183	297	8	policies	policy	NOUN
emaj-183	297	9	:	:	PUNCT
emaj-183	297	10	an	an	DET
emaj-183	297	11	examination	examination	NOUN
emaj-183	297	12	upon	upon	SCONJ
emaj-183	297	13	credit	credit	NOUN
emaj-183	297	14	interest	interest	NOUN
emaj-183	297	15	rate	rate	NOUN
emaj-183	297	16	in	in	ADP
emaj-183	297	17	turkey	turkey	PROPN
emaj-183	297	18	.	.	PUNCT
emaj-183	298	1	journal	journal	PROPN
emaj-183	298	2	of	of	ADP
emaj-183	298	3	economics	economics	PROPN
emaj-183	298	4	business	business	NOUN
emaj-183	298	5	and	and	CCONJ
emaj-183	298	6	finance	finance	NOUN
emaj-183	298	7	research	research	NOUN
emaj-183	298	8	,	,	PUNCT
emaj-183	298	9	1(2	1(2	NUM
emaj-183	298	10	)	)	PUNCT
emaj-183	298	11	,	,	PUNCT
emaj-183	298	12	88	88	NUM
emaj-183	298	13	-	-	SYM
emaj-183	298	14	102	102	NUM
emaj-183	298	15	.	.	PUNCT
emaj-183	299	1	kartal	kartal	PROPN
emaj-183	299	2	,	,	PUNCT
emaj-183	299	3	m.	m.	NOUN
emaj-183	299	4	t.	t.	PROPN
emaj-183	299	5	,	,	PUNCT
emaj-183	299	6	&	&	CCONJ
emaj-183	299	7	çelikdemir	çelikdemir	PROPN
emaj-183	299	8	,	,	PUNCT
emaj-183	299	9	n.	n.	PROPN
emaj-183	299	10	ç	ç	NOUN
emaj-183	299	11	.	.	PUNCT
emaj-183	299	12	(	(	PUNCT
emaj-183	299	13	2019	2019	NUM
emaj-183	299	14	)	)	PUNCT
emaj-183	299	15	.	.	PUNCT
emaj-183	300	1	coordination	coordination	NOUN
emaj-183	300	2	of	of	ADP
emaj-183	300	3	internal	internal	ADJ
emaj-183	300	4	control	control	NOUN
emaj-183	300	5	and	and	CCONJ
emaj-183	300	6	internal	internal	ADJ
emaj-183	300	7	audit	audit	NOUN
emaj-183	300	8	activities	activity	NOUN
emaj-183	300	9	in	in	ADP
emaj-183	300	10	banks	bank	NOUN
emaj-183	300	11	:	:	PUNCT
emaj-183	300	12	an	an	DET
emaj-183	300	13	examination	examination	NOUN
emaj-183	300	14	upon	upon	SCONJ
emaj-183	300	15	branch	branch	NOUN
emaj-183	300	16	audit	audit	NOUN
emaj-183	300	17	activities	activity	NOUN
emaj-183	300	18	.	.	PUNCT
emaj-183	301	1	tide	tide	PROPN
emaj-183	301	2	academia	academia	PROPN
emaj-183	301	3	research	research	PROPN
emaj-183	301	4	,	,	PUNCT
emaj-183	301	5	1(1	1(1	NUM
emaj-183	301	6	)	)	PUNCT
emaj-183	301	7	,	,	PUNCT
emaj-183	301	8	3353	3353	NUM
emaj-183	301	9	.	.	PUNCT
emaj-183	302	1	kartal	kartal	PROPN
emaj-183	302	2	,	,	PUNCT
emaj-183	302	3	m.	m.	NOUN
emaj-183	302	4	t.	t.	PROPN
emaj-183	302	5	,	,	PUNCT
emaj-183	302	6	i̇biş	i̇biş	PROPN
emaj-183	302	7	,	,	PUNCT
emaj-183	302	8	c.	c.	PROPN
emaj-183	302	9	,	,	PUNCT
emaj-183	302	10	&	&	CCONJ
emaj-183	302	11	çatıkkaş	çatıkkaş	PROPN
emaj-183	302	12	,	,	PUNCT
emaj-183	302	13	ö.	ö.	PROPN
emaj-183	302	14	(	(	PUNCT
emaj-183	302	15	2018	2018	NUM
emaj-183	302	16	)	)	PUNCT
emaj-183	302	17	.	.	PUNCT
emaj-183	303	1	adequacy	adequacy	NOUN
emaj-183	303	2	of	of	ADP
emaj-183	303	3	audit	audit	NOUN
emaj-183	303	4	committees	committee	NOUN
emaj-183	303	5	:	:	PUNCT
emaj-183	303	6	a	a	DET
emaj-183	303	7	study	study	NOUN
emaj-183	303	8	of	of	ADP
emaj-183	303	9	deposit	deposit	NOUN
emaj-183	303	10	banks	bank	NOUN
emaj-183	303	11	in	in	ADP
emaj-183	303	12	turkey	turkey	PROPN
emaj-183	303	13	.	.	PUNCT
emaj-183	304	1	borsa	borsa	PROPN
emaj-183	304	2	i̇stanbul	i̇stanbul	PROPN
emaj-183	304	3	review	review	PROPN
emaj-183	304	4	,	,	PUNCT
emaj-183	304	5	18(2	18(2	NUM
emaj-183	304	6	)	)	PUNCT
emaj-183	304	7	,	,	PUNCT
emaj-183	304	8	150165	150165	NUM
emaj-183	304	9	.	.	PUNCT
emaj-183	305	1	kılcı	kılcı	PROPN
emaj-183	305	2	,	,	PUNCT
emaj-183	305	3	esra	esra	PROPN
emaj-183	305	4	n.	n.	PROPN
emaj-183	305	5	(	(	PUNCT
emaj-183	305	6	2017	2017	NUM
emaj-183	305	7	)	)	PUNCT
emaj-183	305	8	.	.	PUNCT
emaj-183	306	1	an	an	DET
emaj-183	306	2	assessment	assessment	NOUN
emaj-183	306	3	of	of	ADP
emaj-183	306	4	the	the	DET
emaj-183	306	5	relationship	relationship	NOUN
emaj-183	306	6	between	between	ADP
emaj-183	306	7	balance	balance	NOUN
emaj-183	306	8	sheet	sheet	NOUN
emaj-183	306	9	deteriorations	deterioration	NOUN
emaj-183	306	10	and	and	CCONJ
emaj-183	306	11	financial	financial	ADJ
emaj-183	306	12	crises	crisis	NOUN
emaj-183	306	13	;	;	PUNCT
emaj-183	306	14	turkish	turkish	ADJ
emaj-183	306	15	case	case	NOUN
emaj-183	306	16	,	,	PUNCT
emaj-183	306	17	2000	2000	NUM
emaj-183	306	18	-	-	SYM
emaj-183	306	19	01	01	NUM
emaj-183	306	20	crises	crisis	NOUN
emaj-183	306	21	.	.	PUNCT
emaj-183	307	1	financial	financial	ADJ
emaj-183	307	2	,	,	PUNCT
emaj-183	307	3	political	political	ADJ
emaj-183	307	4	and	and	CCONJ
emaj-183	307	5	economic	economic	ADJ
emaj-183	307	6	comments	comment	NOUN
emaj-183	307	7	,	,	PUNCT
emaj-183	307	8	54(631	54(631	NUM
emaj-183	307	9	):	):	PUNCT
emaj-183	307	10	55	55	NUM
emaj-183	307	11	-	-	SYM
emaj-183	307	12	64	64	NUM
emaj-183	307	13	.	.	PUNCT
emaj-183	308	1	kılcı	kılcı	PROPN
emaj-183	308	2	,	,	PUNCT
emaj-183	308	3	esra	esra	PROPN
emaj-183	308	4	n.	n.	PROPN
emaj-183	308	5	(	(	PUNCT
emaj-183	308	6	2019	2019	NUM
emaj-183	308	7	)	)	PUNCT
emaj-183	308	8	.	.	PUNCT
emaj-183	309	1	analysis	analysis	NOUN
emaj-183	309	2	of	of	ADP
emaj-183	309	3	the	the	DET
emaj-183	309	4	relationship	relationship	NOUN
emaj-183	309	5	between	between	ADP
emaj-183	309	6	capital	capital	NOUN
emaj-183	309	7	adequacy	adequacy	NOUN
emaj-183	309	8	and	and	CCONJ
emaj-183	309	9	profitability	profitability	NOUN
emaj-183	309	10	in	in	ADP
emaj-183	309	11	turkish	turkish	ADJ
emaj-183	309	12	banking	banking	NOUN
emaj-183	309	13	sector	sector	NOUN
emaj-183	309	14	over	over	ADP
emaj-183	309	15	the	the	DET
emaj-183	309	16	period	period	NOUN
emaj-183	309	17	of	of	ADP
emaj-183	309	18	19802017	19802017	NUM
emaj-183	309	19	;	;	PUNCT
emaj-183	309	20	fourier	fouri	ADJ
emaj-183	309	21	approach	approach	NOUN
emaj-183	309	22	.	.	PUNCT
emaj-183	310	1	dumlupinar	dumlupinar	PROPN
emaj-183	310	2	university	university	PROPN
emaj-183	310	3	journal	journal	NOUN
emaj-183	310	4	of	of	ADP
emaj-183	310	5	social	social	ADJ
emaj-183	310	6	science	science	NOUN
emaj-183	310	7	,	,	PUNCT
emaj-183	310	8	(	(	PUNCT
emaj-183	310	9	59	59	NUM
emaj-183	310	10	)	)	PUNCT
emaj-183	310	11	,	,	PUNCT
emaj-183	310	12	61	61	NUM
emaj-183	310	13	-	-	SYM
emaj-183	310	14	73	73	NUM
emaj-183	310	15	.	.	PUNCT
emaj-183	311	1	kleff	kleff	PROPN
emaj-183	311	2	,	,	PUNCT
emaj-183	311	3	v.	v.	PROPN
emaj-183	311	4	,	,	PUNCT
emaj-183	311	5	&	&	CCONJ
emaj-183	311	6	weber	weber	PROPN
emaj-183	311	7	,	,	PUNCT
emaj-183	311	8	m.	m.	NOUN
emaj-183	311	9	(	(	PUNCT
emaj-183	311	10	2008	2008	NUM
emaj-183	311	11	)	)	PUNCT
emaj-183	311	12	.	.	PUNCT
emaj-183	312	1	how	how	SCONJ
emaj-183	312	2	do	do	AUX
emaj-183	312	3	banks	bank	NOUN
emaj-183	312	4	determine	determine	VERB
emaj-183	312	5	capital	capital	NOUN
emaj-183	312	6	?	?	PUNCT
emaj-183	313	1	evidence	evidence	NOUN
emaj-183	313	2	from	from	ADP
emaj-183	313	3	germany	germany	PROPN
emaj-183	313	4	.	.	PUNCT
emaj-183	314	1	german	german	ADJ
emaj-183	314	2	economic	economic	ADJ
emaj-183	314	3	review	review	PROPN
emaj-183	314	4	,	,	PUNCT
emaj-183	314	5	9(3	9(3	NUM
emaj-183	314	6	)	)	PUNCT
emaj-183	314	7	,	,	PUNCT
emaj-183	314	8	354	354	NUM
emaj-183	314	9	-	-	SYM
emaj-183	314	10	372	372	NUM
emaj-183	314	11	.	.	PUNCT
emaj-183	314	12	klepczarek	klepczarek	PROPN
emaj-183	314	13	,	,	PUNCT
emaj-183	314	14	e.	e.	PROPN
emaj-183	314	15	(	(	PUNCT
emaj-183	314	16	2015	2015	NUM
emaj-183	314	17	)	)	PUNCT
emaj-183	314	18	.	.	PUNCT
emaj-183	315	1	determinants	determinant	NOUN
emaj-183	315	2	of	of	ADP
emaj-183	315	3	european	european	ADJ
emaj-183	315	4	banks	bank	NOUN
emaj-183	315	5	'	'	PART
emaj-183	315	6	capital	capital	NOUN
emaj-183	315	7	adequacy	adequacy	NOUN
emaj-183	315	8	.	.	PUNCT
emaj-183	316	1	comparative	comparative	ADJ
emaj-183	316	2	economic	economic	ADJ
emaj-183	316	3	research	research	NOUN
emaj-183	316	4	,	,	PUNCT
emaj-183	316	5	18(4	18(4	NUM
emaj-183	316	6	)	)	PUNCT
emaj-183	316	7	,	,	PUNCT
emaj-183	316	8	81	81	NUM
emaj-183	316	9	-	-	SYM
emaj-183	316	10	98	98	NUM
emaj-183	316	11	.	.	PUNCT
emaj-183	317	1	koç	koç	PROPN
emaj-183	317	2	,	,	PUNCT
emaj-183	317	3	y.	y.	PROPN
emaj-183	317	4	d.	d.	PROPN
emaj-183	317	5	,	,	PUNCT
emaj-183	317	6	&	&	CCONJ
emaj-183	317	7	karahan	karahan	PROPN
emaj-183	317	8	,	,	PUNCT
emaj-183	317	9	f.	f.	PROPN
emaj-183	317	10	(	(	PUNCT
emaj-183	317	11	2017	2017	NUM
emaj-183	317	12	)	)	PUNCT
emaj-183	317	13	.	.	PUNCT
emaj-183	318	1	financial	financial	ADJ
emaj-183	318	2	stability	stability	NOUN
emaj-183	318	3	indicators	indicator	NOUN
emaj-183	318	4	of	of	ADP
emaj-183	318	5	turkish	turkish	ADJ
emaj-183	318	6	banking	banking	NOUN
emaj-183	318	7	sector	sector	NOUN
emaj-183	318	8	.	.	PUNCT
emaj-183	319	1	international	international	ADJ
emaj-183	319	2	journal	journal	PROPN
emaj-183	319	3	of	of	ADP
emaj-183	319	4	academic	academic	ADJ
emaj-183	319	5	value	value	NOUN
emaj-183	319	6	studies	study	NOUN
emaj-183	319	7	,	,	PUNCT
emaj-183	319	8	3(15	3(15	NUM
emaj-183	319	9	)	)	PUNCT
emaj-183	319	10	,	,	PUNCT
emaj-183	319	11	148	148	NUM
emaj-183	319	12	-	-	SYM
emaj-183	319	13	153	153	NUM
emaj-183	319	14	.	.	PUNCT
emaj-183	320	1	liu	liu	PROPN
emaj-183	320	2	,	,	PUNCT
emaj-183	320	3	t.	t.	PROPN
emaj-183	320	4	(	(	PUNCT
emaj-183	320	5	2018	2018	NUM
emaj-183	320	6	)	)	PUNCT
emaj-183	320	7	.	.	PUNCT
emaj-183	321	1	multivariate	multivariate	VERB
emaj-183	321	2	adaptive	adaptive	ADJ
emaj-183	321	3	regression	regression	NOUN
emaj-183	321	4	splines	spline	NOUN
emaj-183	321	5	in	in	ADP
emaj-183	321	6	standard	standard	ADJ
emaj-183	321	7	cell	cell	NOUN
emaj-183	321	8	characterization	characterization	NOUN
emaj-183	321	9	for	for	ADP
emaj-183	321	10	nanometer	nanometer	NOUN
emaj-183	321	11	technology	technology	NOUN
emaj-183	321	12	in	in	ADP
emaj-183	321	13	semiconductor	semiconductor	NOUN
emaj-183	321	14	.	.	PUNCT
emaj-183	322	1	chapter	chapter	NOUN
emaj-183	322	2	3	3	NUM
emaj-183	322	3	in	in	ADP
emaj-183	322	4	topics	topic	NOUN
emaj-183	322	5	in	in	ADP
emaj-183	322	6	splines	spline	NOUN
emaj-183	322	7	and	and	CCONJ
emaj-183	322	8	applications	application	NOUN
emaj-183	322	9	,	,	PUNCT
emaj-183	322	10	edited	edit	VERB
emaj-183	322	11	by	by	ADP
emaj-183	322	12	young	young	ADJ
emaj-183	322	13	kinh	kinh	PROPN
emaj-183	322	14	-	-	PUNCT
emaj-183	322	15	nhue	nhue	NOUN
emaj-183	322	16	truong	truong	PROPN
emaj-183	322	17	,	,	PUNCT
emaj-183	322	18	47	47	NUM
emaj-183	322	19	-	-	SYM
emaj-183	322	20	62	62	NUM
emaj-183	322	21	.	.	PUNCT
emaj-183	323	1	mili	mili	PROPN
emaj-183	323	2	,	,	PUNCT
emaj-183	323	3	m.	m.	NOUN
emaj-183	323	4	,	,	PUNCT
emaj-183	323	5	sahut	sahut	VERB
emaj-183	323	6	,	,	PUNCT
emaj-183	323	7	j.	j.	PROPN
emaj-183	323	8	m.	m.	PROPN
emaj-183	323	9	,	,	PUNCT
emaj-183	323	10	&	&	CCONJ
emaj-183	323	11	trimeche	trimeche	PROPN
emaj-183	323	12	,	,	PUNCT
emaj-183	323	13	e.	e.	PROPN
emaj-183	323	14	(	(	PUNCT
emaj-183	323	15	2015	2015	NUM
emaj-183	323	16	)	)	PUNCT
emaj-183	323	17	.	.	PUNCT
emaj-183	324	1	the	the	DET
emaj-183	324	2	role	role	NOUN
emaj-183	324	3	of	of	ADP
emaj-183	324	4	islamic	islamic	ADJ
emaj-183	324	5	banks	bank	NOUN
emaj-183	324	6	in	in	ADP
emaj-183	324	7	the	the	DET
emaj-183	324	8	transmission	transmission	NOUN
emaj-183	324	9	of	of	ADP
emaj-183	324	10	liquidity	liquidity	NOUN
emaj-183	324	11	shocks	shock	NOUN
emaj-183	324	12	across	across	ADP
emaj-183	324	13	countries	country	NOUN
emaj-183	324	14	.	.	PUNCT
emaj-183	325	1	journal	journal	NOUN
emaj-183	325	2	of	of	ADP
emaj-183	325	3	economic	economic	ADJ
emaj-183	325	4	issues	issue	NOUN
emaj-183	325	5	,	,	PUNCT
emaj-183	325	6	49(1	49(1	NOUN
emaj-183	325	7	)	)	PUNCT
emaj-183	325	8	,	,	PUNCT
emaj-183	325	9	197	197	NUM
emaj-183	325	10	-	-	SYM
emaj-183	325	11	225	225	NUM
emaj-183	325	12	.	.	PUNCT
emaj-183	326	1	mili	mili	NOUN
emaj-183	326	2	,	,	PUNCT
emaj-183	326	3	m.	m.	NOUN
emaj-183	326	4	,	,	PUNCT
emaj-183	326	5	sahut	sahut	VERB
emaj-183	326	6	,	,	PUNCT
emaj-183	326	7	j.	j.	PROPN
emaj-183	326	8	m.	m.	PROPN
emaj-183	326	9	,	,	PUNCT
emaj-183	326	10	trimeche	trimeche	NOUN
emaj-183	326	11	,	,	PUNCT
emaj-183	326	12	h.	h.	PROPN
emaj-183	326	13	,	,	PUNCT
emaj-183	326	14	&	&	CCONJ
emaj-183	326	15	teulon	teulon	PROPN
emaj-183	326	16	,	,	PUNCT
emaj-183	326	17	f.	f.	PROPN
emaj-183	326	18	(	(	PUNCT
emaj-183	326	19	2017	2017	NUM
emaj-183	326	20	)	)	PUNCT
emaj-183	326	21	.	.	PUNCT
emaj-183	327	1	determinants	determinant	NOUN
emaj-183	327	2	of	of	ADP
emaj-183	327	3	the	the	DET
emaj-183	327	4	capital	capital	NOUN
emaj-183	327	5	adequacy	adequacy	NOUN
emaj-183	327	6	ratio	ratio	NOUN
emaj-183	327	7	of	of	ADP
emaj-183	327	8	foreign	foreign	ADJ
emaj-183	327	9	banks	bank	NOUN
emaj-183	327	10	’	'	PUNCT
emaj-183	327	11	subsidiaries	subsidiary	NOUN
emaj-183	327	12	:	:	PUNCT
emaj-183	327	13	the	the	DET
emaj-183	327	14	role	role	NOUN
emaj-183	327	15	of	of	ADP
emaj-183	327	16	interbank	interbank	NOUN
emaj-183	327	17	market	market	NOUN
emaj-183	327	18	and	and	CCONJ
emaj-183	327	19	regulation	regulation	NOUN
emaj-183	327	20	.	.	PUNCT
emaj-183	328	1	research	research	NOUN
emaj-183	328	2	in	in	ADP
emaj-183	328	3	international	international	ADJ
emaj-183	328	4	business	business	NOUN
emaj-183	328	5	and	and	CCONJ
emaj-183	328	6	finance	finance	NOUN
emaj-183	328	7	,	,	PUNCT
emaj-183	328	8	(	(	PUNCT
emaj-183	328	9	42	42	NUM
emaj-183	328	10	)	)	PUNCT
emaj-183	328	11	,	,	PUNCT
emaj-183	328	12	442453	442453	NUM
emaj-183	328	13	.	.	PUNCT
emaj-183	329	1	mishkin	mishkin	PROPN
emaj-183	329	2	,	,	PUNCT
emaj-183	329	3	frederic	frederic	PROPN
emaj-183	329	4	s.	s.	PROPN
emaj-183	329	5	(	(	PUNCT
emaj-183	329	6	1999	1999	NUM
emaj-183	329	7	)	)	PUNCT
emaj-183	329	8	.	.	PUNCT
emaj-183	330	1	lessons	lesson	NOUN
emaj-183	330	2	from	from	ADP
emaj-183	330	3	the	the	DET
emaj-183	330	4	tequila	tequila	NOUN
emaj-183	330	5	crisis	crisis	NOUN
emaj-183	330	6	.	.	PUNCT
emaj-183	331	1	journal	journal	NOUN
emaj-183	331	2	of	of	ADP
emaj-183	331	3	banking	banking	NOUN
emaj-183	331	4	&	&	CCONJ
emaj-183	331	5	finance	finance	PROPN
emaj-183	331	6	,	,	PUNCT
emaj-183	331	7	(	(	PUNCT
emaj-183	331	8	23	23	NUM
emaj-183	331	9	)	)	PUNCT
emaj-183	331	10	,	,	PUNCT
emaj-183	331	11	1521	1521	NUM
emaj-183	331	12	-	-	SYM
emaj-183	331	13	1533	1533	NUM
emaj-183	331	14	.	.	PUNCT
emaj-183	332	1	mpuga	mpuga	PROPN
emaj-183	332	2	,	,	PUNCT
emaj-183	332	3	p.	p.	NOUN
emaj-183	332	4	(	(	PUNCT
emaj-183	332	5	2002	2002	NUM
emaj-183	332	6	)	)	PUNCT
emaj-183	332	7	.	.	PUNCT
emaj-183	333	1	the	the	DET
emaj-183	333	2	1998	1998	NUM
emaj-183	333	3	-	-	SYM
emaj-183	333	4	99	99	NUM
emaj-183	333	5	banking	banking	NOUN
emaj-183	333	6	crisis	crisis	NOUN
emaj-183	333	7	in	in	ADP
emaj-183	333	8	uganda	uganda	PROPN
emaj-183	333	9	:	:	PUNCT
emaj-183	333	10	what	what	PRON
emaj-183	333	11	was	be	AUX
emaj-183	333	12	the	the	DET
emaj-183	333	13	role	role	NOUN
emaj-183	333	14	of	of	ADP
emaj-183	333	15	the	the	DET
emaj-183	333	16	new	new	ADJ
emaj-183	333	17	capital	capital	NOUN
emaj-183	333	18	requirements	requirement	NOUN
emaj-183	333	19	?	?	PUNCT
emaj-183	334	1	journal	journal	NOUN
emaj-183	334	2	of	of	ADP
emaj-183	334	3	financial	financial	ADJ
emaj-183	334	4	regulation	regulation	NOUN
emaj-183	334	5	and	and	CCONJ
emaj-183	334	6	compliance	compliance	NOUN
emaj-183	334	7	,	,	PUNCT
emaj-183	334	8	10(3	10(3	NUM
emaj-183	334	9	)	)	PUNCT
emaj-183	334	10	,	,	PUNCT
emaj-183	334	11	224	224	NUM
emaj-183	334	12	-	-	SYM
emaj-183	334	13	242	242	NUM
emaj-183	334	14	.	.	PUNCT
emaj-183	335	1	okuyan	okuyan	ADJ
emaj-183	335	2	,	,	PUNCT
emaj-183	335	3	h.	h.	PROPN
emaj-183	335	4	a.	a.	PROPN
emaj-183	335	5	(	(	PUNCT
emaj-183	335	6	2013	2013	NUM
emaj-183	335	7	)	)	PUNCT
emaj-183	335	8	.	.	PUNCT
emaj-183	336	1	capital	capital	NOUN
emaj-183	336	2	structure	structure	NOUN
emaj-183	336	3	in	in	ADP
emaj-183	336	4	turkish	turkish	ADJ
emaj-183	336	5	banking	banking	NOUN
emaj-183	336	6	sector	sector	NOUN
emaj-183	336	7	.	.	PUNCT
emaj-183	337	1	ege	ege	PROPN
emaj-183	337	2	academic	academic	PROPN
emaj-183	337	3	review	review	PROPN
emaj-183	337	4	,	,	PUNCT
emaj-183	337	5	13(3	13(3	NUM
emaj-183	337	6	)	)	PUNCT
emaj-183	337	7	,	,	PUNCT
emaj-183	337	8	295	295	NUM
emaj-183	337	9	-	-	SYM
emaj-183	337	10	302	302	NUM
emaj-183	337	11	.	.	PUNCT
emaj-183	338	1	polat	polat	PROPN
emaj-183	338	2	,	,	PUNCT
emaj-183	338	3	a.	a.	PROPN
emaj-183	338	4	,	,	PUNCT
emaj-183	338	5	&	&	CCONJ
emaj-183	338	6	al	al	PROPN
emaj-183	338	7	-	-	PUNCT
emaj-183	338	8	khalaf	khalaf	PROPN
emaj-183	338	9	,	,	PUNCT
emaj-183	338	10	h.	h.	PROPN
emaj-183	338	11	(	(	PUNCT
emaj-183	338	12	2014	2014	NUM
emaj-183	338	13	)	)	PUNCT
emaj-183	338	14	.	.	PUNCT
emaj-183	339	1	what	what	PRON
emaj-183	339	2	determines	determine	VERB
emaj-183	339	3	capital	capital	NOUN
emaj-183	339	4	adequacy	adequacy	NOUN
emaj-183	339	5	in	in	ADP
emaj-183	339	6	the	the	DET
emaj-183	339	7	banking	banking	NOUN
emaj-183	339	8	system	system	NOUN
emaj-183	339	9	of	of	ADP
emaj-183	339	10	kingdom	kingdom	NOUN
emaj-183	339	11	of	of	ADP
emaj-183	339	12	saudi	saudi	PROPN
emaj-183	339	13	arabia	arabia	PROPN
emaj-183	339	14	?	?	PUNCT
emaj-183	340	1	a	a	DET
emaj-183	340	2	panel	panel	NOUN
emaj-183	340	3	data	data	VERB
emaj-183	340	4	analysis	analysis	NOUN
emaj-183	340	5	on	on	ADP
emaj-183	340	6	tadawul	tadawul	PROPN
emaj-183	340	7	banks	bank	NOUN
emaj-183	340	8	.	.	PUNCT
emaj-183	341	1	journal	journal	PROPN
emaj-183	341	2	of	of	ADP
emaj-183	341	3	applied	apply	VERB
emaj-183	341	4	finance	finance	NOUN
emaj-183	341	5	and	and	CCONJ
emaj-183	341	6	banking	banking	NOUN
emaj-183	341	7	,	,	PUNCT
emaj-183	341	8	4(5	4(5	PROPN
emaj-183	341	9	)	)	PUNCT
emaj-183	341	10	,	,	PUNCT
emaj-183	341	11	27	27	NUM
emaj-183	341	12	-	-	SYM
emaj-183	341	13	43	43	NUM
emaj-183	341	14	.	.	PUNCT
emaj-183	342	1	volume	volume	NOUN
emaj-183	342	2	9	9	NUM
emaj-183	342	3	no	no	DET
emaj-183	342	4	2	2	NUM
emaj-183	342	5	(	(	PUNCT
emaj-183	342	6	2019	2019	NUM
emaj-183	342	7	)	)	PUNCT
emaj-183	342	8	|	|	ADV
emaj-183	342	9	issn	issn	VERB
emaj-183	342	10	2158	2158	NUM
emaj-183	342	11	-	-	SYM
emaj-183	342	12	8708	8708	NUM
emaj-183	342	13	(	(	PUNCT
emaj-183	342	14	online	online	NOUN
emaj-183	342	15	)	)	PUNCT
emaj-183	342	16	|	|	ADV
emaj-183	342	17	doi	doi	X
emaj-183	342	18	10.5195	10.5195	NUM
emaj-183	342	19	/	/	SYM
emaj-183	342	20	emaj.2019.183	emaj.2019.183	NOUN
emaj-183	343	1	|	|	ADV
emaj-183	343	2	http://emaj.pitt.edu	http://emaj.pitt.edu	PROPN
emaj-183	343	3	mustafa	mustafa	PROPN
emaj-183	343	4	tevfik	tevfik	PROPN
emaj-183	343	5	kartal	kartal	ADJ
emaj-183	343	6	emerging	emerge	VERB
emaj-183	343	7	markets	market	NOUN
emaj-183	343	8	journal	journal	NOUN
emaj-183	343	9	|	|	ADV
emaj-183	343	10	p	p	NOUN
emaj-183	343	11	a	a	DET
emaj-183	343	12	g	g	NOUN
emaj-183	343	13	e	e	PROPN
emaj-183	343	14	|25	|25	PROPN
emaj-183	343	15	reis	reis	NOUN
emaj-183	343	16	,	,	PUNCT
emaj-183	343	17	g.	g.	PROPN
emaj-183	343	18	,	,	PUNCT
emaj-183	343	19	&	&	CCONJ
emaj-183	343	20	kötüoğlu	kötüoğlu	PROPN
emaj-183	343	21	,	,	PUNCT
emaj-183	343	22	r.	r.	PROPN
emaj-183	343	23	(	(	PUNCT
emaj-183	343	24	2016	2016	NUM
emaj-183	343	25	)	)	PUNCT
emaj-183	343	26	.	.	PUNCT
emaj-183	344	1	capital	capital	NOUN
emaj-183	344	2	adequacy	adequacy	NOUN
emaj-183	344	3	behavior	behavior	NOUN
emaj-183	344	4	of	of	ADP
emaj-183	344	5	turkish	turkish	ADJ
emaj-183	344	6	banking	banking	NOUN
emaj-183	344	7	sector	sector	NOUN
emaj-183	344	8	.	.	PUNCT
emaj-183	345	1	journal	journal	NOUN
emaj-183	345	2	of	of	ADP
emaj-183	345	3	management	management	NOUN
emaj-183	345	4	and	and	CCONJ
emaj-183	345	5	economics	economic	NOUN
emaj-183	345	6	research	research	NOUN
emaj-183	345	7	,	,	PUNCT
emaj-183	345	8	14(3	14(3	NUM
emaj-183	345	9	(	(	PUNCT
emaj-183	345	10	special	special	ADJ
emaj-183	345	11	issue	issue	NOUN
emaj-183	345	12	)	)	PUNCT
emaj-183	345	13	)	)	PUNCT
emaj-183	345	14	,	,	PUNCT
emaj-183	345	15	101	101	NUM
emaj-183	345	16	-	-	SYM
emaj-183	345	17	110	110	NUM
emaj-183	345	18	.	.	PUNCT
emaj-183	346	1	ruckes	rucke	NOUN
emaj-183	346	2	,	,	PUNCT
emaj-183	346	3	m.	m.	NOUN
emaj-183	346	4	(	(	PUNCT
emaj-183	346	5	2004	2004	NUM
emaj-183	346	6	)	)	PUNCT
emaj-183	346	7	.	.	PUNCT
emaj-183	347	1	bank	bank	NOUN
emaj-183	347	2	competition	competition	NOUN
emaj-183	347	3	and	and	CCONJ
emaj-183	347	4	credit	credit	NOUN
emaj-183	347	5	standards	standard	NOUN
emaj-183	347	6	.	.	PUNCT
emaj-183	348	1	review	review	NOUN
emaj-183	348	2	of	of	ADP
emaj-183	348	3	financial	financial	ADJ
emaj-183	348	4	studies	study	NOUN
emaj-183	348	5	,	,	PUNCT
emaj-183	348	6	17(4	17(4	NUM
emaj-183	348	7	)	)	PUNCT
emaj-183	348	8	,	,	PUNCT
emaj-183	348	9	1073	1073	NUM
emaj-183	348	10	-	-	SYM
emaj-183	348	11	1102	1102	NUM
emaj-183	348	12	.	.	PUNCT
emaj-183	349	1	sayılgan	sayılgan	PROPN
emaj-183	349	2	,	,	PUNCT
emaj-183	349	3	g.	g.	PROPN
emaj-183	349	4	,	,	PUNCT
emaj-183	349	5	&	&	CCONJ
emaj-183	349	6	yıldırım	yıldırım	PROPN
emaj-183	349	7	,	,	PUNCT
emaj-183	349	8	o.	o.	PROPN
emaj-183	349	9	(	(	PUNCT
emaj-183	349	10	2009	2009	NUM
emaj-183	349	11	)	)	PUNCT
emaj-183	349	12	.	.	PUNCT
emaj-183	350	1	determinants	determinant	NOUN
emaj-183	350	2	of	of	ADP
emaj-183	350	3	profitability	profitability	NOUN
emaj-183	350	4	in	in	ADP
emaj-183	350	5	turkish	turkish	ADJ
emaj-183	350	6	banking	banking	NOUN
emaj-183	350	7	sector	sector	NOUN
emaj-183	350	8	:	:	PUNCT
emaj-183	350	9	20022007	20022007	NUM
emaj-183	350	10	.	.	PUNCT
emaj-183	351	1	international	international	ADJ
emaj-183	351	2	research	research	PROPN
emaj-183	351	3	journal	journal	NOUN
emaj-183	351	4	of	of	ADP
emaj-183	351	5	finance	finance	NOUN
emaj-183	351	6	and	and	CCONJ
emaj-183	351	7	economics	economic	NOUN
emaj-183	351	8	,	,	PUNCT
emaj-183	351	9	28	28	NUM
emaj-183	351	10	,	,	PUNCT
emaj-183	351	11	207	207	NUM
emaj-183	351	12	-	-	SYM
emaj-183	351	13	214	214	NUM
emaj-183	351	14	.	.	PUNCT
emaj-183	352	1	sephton	sephton	PROPN
emaj-183	352	2	,	,	PUNCT
emaj-183	352	3	p.	p.	NOUN
emaj-183	352	4	(	(	PUNCT
emaj-183	352	5	2001	2001	NUM
emaj-183	352	6	)	)	PUNCT
emaj-183	352	7	.	.	PUNCT
emaj-183	353	1	forecasting	forecast	VERB
emaj-183	353	2	recessions	recession	NOUN
emaj-183	353	3	:	:	PUNCT
emaj-183	353	4	can	can	AUX
emaj-183	353	5	we	we	PRON
emaj-183	353	6	do	do	VERB
emaj-183	353	7	better	well	ADV
emaj-183	353	8	on	on	ADP
emaj-183	353	9	mars	mar	NOUN
emaj-183	353	10	?	?	PUNCT
emaj-183	354	1	review	review	VERB
emaj-183	354	2	federal	federal	PROPN
emaj-183	354	3	reserve	reserve	PROPN
emaj-183	354	4	bank	bank	PROPN
emaj-183	354	5	of	of	ADP
emaj-183	354	6	saint	saint	PROPN
emaj-183	354	7	louis	louis	PROPN
emaj-183	354	8	,	,	PUNCT
emaj-183	354	9	83(2	83(2	NUM
emaj-183	354	10	)	)	PUNCT
emaj-183	354	11	,	,	PUNCT
emaj-183	354	12	39	39	NUM
emaj-183	354	13	-	-	SYM
emaj-183	354	14	49	49	NUM
emaj-183	354	15	.	.	PUNCT
emaj-183	355	1	shingjergji	shingjergji	PROPN
emaj-183	355	2	,	,	PUNCT
emaj-183	355	3	a.	a.	NOUN
emaj-183	355	4	,	,	PUNCT
emaj-183	355	5	&	&	CCONJ
emaj-183	355	6	hyseni	hyseni	PROPN
emaj-183	355	7	,	,	PUNCT
emaj-183	355	8	m.	m.	NOUN
emaj-183	355	9	(	(	PUNCT
emaj-183	355	10	2015	2015	NUM
emaj-183	355	11	)	)	PUNCT
emaj-183	355	12	.	.	PUNCT
emaj-183	356	1	the	the	DET
emaj-183	356	2	determinants	determinant	NOUN
emaj-183	356	3	of	of	ADP
emaj-183	356	4	the	the	DET
emaj-183	356	5	capital	capital	NOUN
emaj-183	356	6	adequacy	adequacy	NOUN
emaj-183	356	7	ratio	ratio	NOUN
emaj-183	356	8	in	in	ADP
emaj-183	356	9	the	the	DET
emaj-183	356	10	albanian	albanian	ADJ
emaj-183	356	11	banking	banking	NOUN
emaj-183	356	12	system	system	NOUN
emaj-183	356	13	during	during	ADP
emaj-183	356	14	2007	2007	NUM
emaj-183	356	15	-	-	SYM
emaj-183	356	16	2014	2014	NUM
emaj-183	356	17	.	.	PUNCT
emaj-183	357	1	international	international	ADJ
emaj-183	357	2	journal	journal	PROPN
emaj-183	357	3	of	of	ADP
emaj-183	357	4	economics	economic	NOUN
emaj-183	357	5	,	,	PUNCT
emaj-183	357	6	commerce	commerce	NOUN
emaj-183	357	7	and	and	CCONJ
emaj-183	357	8	management	management	NOUN
emaj-183	357	9	,	,	PUNCT
emaj-183	357	10	3(1	3(1	NUM
emaj-183	357	11	)	)	PUNCT
emaj-183	357	12	,	,	PUNCT
emaj-183	357	13	1	1	NUM
emaj-183	357	14	-	-	SYM
emaj-183	357	15	10	10	NUM
emaj-183	357	16	.	.	PUNCT
emaj-183	358	1	silaban	silaban	NOUN
emaj-183	358	2	,	,	PUNCT
emaj-183	358	3	p.	p.	NOUN
emaj-183	358	4	(	(	PUNCT
emaj-183	358	5	2017	2017	NUM
emaj-183	358	6	)	)	PUNCT
emaj-183	358	7	.	.	PUNCT
emaj-183	359	1	the	the	DET
emaj-183	359	2	effect	effect	NOUN
emaj-183	359	3	of	of	ADP
emaj-183	359	4	capital	capital	NOUN
emaj-183	359	5	adequacy	adequacy	NOUN
emaj-183	359	6	ratio	ratio	NOUN
emaj-183	359	7	,	,	PUNCT
emaj-183	359	8	net	net	ADJ
emaj-183	359	9	interest	interest	NOUN
emaj-183	359	10	margin	margin	NOUN
emaj-183	359	11	and	and	CCONJ
emaj-183	359	12	non	non	ADJ
emaj-183	359	13	-	-	ADJ
emaj-183	359	14	performing	performing	ADJ
emaj-183	359	15	loans	loan	NOUN
emaj-183	359	16	on	on	ADP
emaj-183	359	17	bank	bank	NOUN
emaj-183	359	18	profitability	profitability	NOUN
emaj-183	359	19	:	:	PUNCT
emaj-183	359	20	the	the	DET
emaj-183	359	21	case	case	NOUN
emaj-183	359	22	of	of	ADP
emaj-183	359	23	indonesia	indonesia	PROPN
emaj-183	359	24	.	.	PUNCT
emaj-183	360	1	international	international	ADJ
emaj-183	360	2	journal	journal	PROPN
emaj-183	360	3	of	of	ADP
emaj-183	360	4	economics	economics	PROPN
emaj-183	360	5	&	&	CCONJ
emaj-183	360	6	business	business	PROPN
emaj-183	360	7	administration	administration	PROPN
emaj-183	360	8	(	(	PUNCT
emaj-183	360	9	3	3	NUM
emaj-183	360	10	)	)	PUNCT
emaj-183	360	11	,	,	PUNCT
emaj-183	360	12	58	58	NUM
emaj-183	360	13	-	-	SYM
emaj-183	360	14	69	69	NUM
emaj-183	360	15	.	.	PUNCT
emaj-183	361	1	us	we	PRON
emaj-183	361	2	,	,	PUNCT
emaj-183	361	3	v.	v.	PROPN
emaj-183	361	4	(	(	PUNCT
emaj-183	361	5	2015	2015	NUM
emaj-183	361	6	)	)	PUNCT
emaj-183	361	7	.	.	PUNCT
emaj-183	362	1	banking	banking	NOUN
emaj-183	362	2	sector	sector	NOUN
emaj-183	362	3	performance	performance	NOUN
emaj-183	362	4	in	in	ADP
emaj-183	362	5	turkey	turkey	NOUN
emaj-183	362	6	before	before	ADV
emaj-183	362	7	and	and	CCONJ
emaj-183	362	8	after	after	ADP
emaj-183	362	9	the	the	DET
emaj-183	362	10	global	global	ADJ
emaj-183	362	11	crisis	crisis	NOUN
emaj-183	362	12	.	.	PUNCT
emaj-183	363	1	the	the	DET
emaj-183	363	2	journal	journal	NOUN
emaj-183	363	3	of	of	ADP
emaj-183	363	4	economy	economy	NOUN
emaj-183	363	5	,	,	PUNCT
emaj-183	363	6	business	business	NOUN
emaj-183	363	7	and	and	CCONJ
emaj-183	363	8	finance	finance	NOUN
emaj-183	363	9	,	,	PUNCT
emaj-183	363	10	30(353	30(353	PROPN
emaj-183	363	11	)	)	PUNCT
emaj-183	363	12	,	,	PUNCT
emaj-183	363	13	4574	4574	NUM
emaj-183	363	14	.	.	PUNCT
emaj-183	364	1	williams	williams	PROPN
emaj-183	364	2	,	,	PUNCT
emaj-183	364	3	b.	b.	PROPN
emaj-183	364	4	(	(	PUNCT
emaj-183	364	5	1998	1998	NUM
emaj-183	364	6	)	)	PUNCT
emaj-183	364	7	.	.	PUNCT
emaj-183	365	1	a	a	DET
emaj-183	365	2	pooled	pool	VERB
emaj-183	365	3	study	study	NOUN
emaj-183	365	4	of	of	ADP
emaj-183	365	5	the	the	DET
emaj-183	365	6	profits	profit	NOUN
emaj-183	365	7	and	and	CCONJ
emaj-183	365	8	size	size	NOUN
emaj-183	365	9	of	of	ADP
emaj-183	365	10	foreign	foreign	ADJ
emaj-183	365	11	banks	bank	NOUN
emaj-183	365	12	in	in	ADP
emaj-183	365	13	australia	australia	PROPN
emaj-183	365	14	.	.	PUNCT
emaj-183	366	1	journal	journal	PROPN
emaj-183	366	2	of	of	ADP
emaj-183	366	3	multinational	multinational	ADJ
emaj-183	366	4	financial	financial	ADJ
emaj-183	366	5	management	management	NOUN
emaj-183	366	6	,	,	PUNCT
emaj-183	366	7	8(2	8(2	NUM
emaj-183	366	8	-	-	SYM
emaj-183	366	9	3	3	NUM
emaj-183	366	10	)	)	PUNCT
emaj-183	366	11	,	,	PUNCT
emaj-183	366	12	211	211	NUM
emaj-183	366	13	-	-	SYM
emaj-183	366	14	231	231	NUM
emaj-183	366	15	.	.	PUNCT
emaj-183	367	1	yüksel	yüksel	PROPN
emaj-183	367	2	,	,	PUNCT
emaj-183	367	3	s.	s.	PROPN
emaj-183	367	4	,	,	PUNCT
emaj-183	367	5	mukhtarov	mukhtarov	PROPN
emaj-183	367	6	,	,	PUNCT
emaj-183	367	7	s.	s.	PROPN
emaj-183	367	8	,	,	PUNCT
emaj-183	367	9	mammadov	mammadov	PROPN
emaj-183	367	10	,	,	PUNCT
emaj-183	367	11	e.	e.	PROPN
emaj-183	367	12	,	,	PUNCT
emaj-183	367	13	&	&	CCONJ
emaj-183	367	14	özsarı	özsarı	PROPN
emaj-183	367	15	,	,	PUNCT
emaj-183	367	16	m.	m.	NOUN
emaj-183	367	17	(	(	PUNCT
emaj-183	367	18	2018	2018	NUM
emaj-183	367	19	)	)	PUNCT
emaj-183	367	20	.	.	PUNCT
emaj-183	368	1	determinants	determinant	NOUN
emaj-183	368	2	of	of	ADP
emaj-183	368	3	profitability	profitability	NOUN
emaj-183	368	4	in	in	ADP
emaj-183	368	5	the	the	DET
emaj-183	368	6	banking	banking	NOUN
emaj-183	368	7	sector	sector	NOUN
emaj-183	368	8	:	:	PUNCT
emaj-183	368	9	an	an	DET
emaj-183	368	10	analysis	analysis	NOUN
emaj-183	368	11	of	of	ADP
emaj-183	368	12	post	post	ADJ
emaj-183	368	13	-	-	ADJ
emaj-183	368	14	soviet	soviet	ADJ
emaj-183	368	15	countries	country	NOUN
emaj-183	368	16	.	.	PUNCT
emaj-183	369	1	economies	economy	NOUN
emaj-183	369	2	,	,	PUNCT
emaj-183	369	3	6(3	6(3	NUM
emaj-183	369	4	)	)	PUNCT
emaj-183	369	5	,	,	PUNCT
emaj-183	369	6	41	41	NUM
emaj-183	369	7	.	.	PUNCT
emaj-183	370	1	annexes	annexe	NOUN
emaj-183	370	2	annex	annex	VERB
emaj-183	370	3	1	1	NUM
emaj-183	370	4	.	.	PUNCT
emaj-183	371	1	outputs	output	NOUN
emaj-183	371	2	of	of	ADP
emaj-183	371	3	car	car	NOUN
emaj-183	371	4	estimation	estimation	NOUN
emaj-183	371	5	model	model	NOUN
emaj-183	371	6	basis	basis	NOUN
emaj-183	371	7	functions	function	NOUN
emaj-183	371	8	number	number	NOUN
emaj-183	371	9	of	of	ADP
emaj-183	371	10	total	total	ADJ
emaj-183	371	11	variables	variable	NOUN
emaj-183	371	12	gcv	gcv	PROPN
emaj-183	371	13	gcv	gcv	PROPN
emaj-183	371	14	r2	r2	PROPN
emaj-183	371	15	18	18	NUM
emaj-183	371	16	6	6	NUM
emaj-183	371	17	3.012	3.012	NUM
emaj-183	371	18	0.166	0.166	NUM
emaj-183	371	19	17	17	NUM
emaj-183	371	20	6	6	NUM
emaj-183	371	21	1.690	1.690	NUM
emaj-183	371	22	0.532	0.532	NUM
emaj-183	371	23	16	16	NUM
emaj-183	371	24	6	6	NUM
emaj-183	371	25	1.110	1.110	NUM
emaj-183	371	26	0.693	0.693	NUM
emaj-183	371	27	15	15	NUM
emaj-183	371	28	6	6	NUM
emaj-183	371	29	0.789	0.789	NUM
emaj-183	371	30	0.782	0.782	NUM
emaj-183	371	31	14	14	NUM
emaj-183	371	32	6	6	NUM
emaj-183	371	33	0.615	0.615	NUM
emaj-183	371	34	0.830	0.830	NUM
emaj-183	371	35	13	13	NUM
emaj-183	371	36	6	6	NUM
emaj-183	371	37	0.518	0.518	NUM
emaj-183	371	38	0.857	0.857	NUM
emaj-183	371	39	12	12	NUM
emaj-183	371	40	*	*	SYM
emaj-183	371	41	6	6	NUM
emaj-183	371	42	0.431	0.431	NUM
emaj-183	371	43	0.881	0.881	NUM
emaj-183	371	44	11	11	NUM
emaj-183	371	45	6	6	NUM
emaj-183	371	46	0.450	0.450	NUM
emaj-183	371	47	0.875	0.875	NUM
emaj-183	371	48	10	10	NUM
emaj-183	371	49	6	6	NUM
emaj-183	371	50	0.454	0.454	NUM
emaj-183	371	51	0.874	0.874	NUM
emaj-183	371	52	9	9	NUM
emaj-183	371	53	5	5	NUM
emaj-183	371	54	0.611	0.611	NUM
emaj-183	371	55	0.831	0.831	NUM
emaj-183	371	56	8	8	NUM
emaj-183	371	57	5	5	NUM
emaj-183	371	58	0.881	0.881	NUM
emaj-183	371	59	0.756	0.756	NUM
emaj-183	371	60	7	7	NUM
emaj-183	371	61	4	4	NUM
emaj-183	371	62	0.867	0.867	NUM
emaj-183	371	63	0.760	0.760	NUM
emaj-183	371	64	6	6	NUM
emaj-183	371	65	3	3	NUM
emaj-183	371	66	0.785	0.785	NUM
emaj-183	371	67	0.783	0.783	NUM
emaj-183	371	68	5	5	NUM
emaj-183	371	69	3	3	NUM
emaj-183	371	70	0.717	0.717	NUM
emaj-183	371	71	0.802	0.802	NUM
emaj-183	371	72	4	4	NUM
emaj-183	371	73	3	3	NUM
emaj-183	371	74	0.855	0.855	NUM
emaj-183	371	75	0.763	0.763	NUM
emaj-183	371	76	3	3	NUM
emaj-183	371	77	3	3	NUM
emaj-183	371	78	1.108	1.108	NUM
emaj-183	371	79	0.693	0.693	NUM
emaj-183	371	80	2	2	NUM
emaj-183	371	81	3	3	NUM
emaj-183	371	82	1.264	1.264	NUM
emaj-183	371	83	0.650	0.650	NUM
emaj-183	371	84	1	1	NUM
emaj-183	371	85	2	2	NUM
emaj-183	371	86	2.149	2.149	NUM
emaj-183	371	87	0.405	0.405	NUM
emaj-183	371	88	*	*	PUNCT
emaj-183	371	89	shows	show	VERB
emaj-183	371	90	the	the	DET
emaj-183	371	91	best	good	ADJ
emaj-183	371	92	model	model	NOUN
emaj-183	371	93	.	.	PUNCT
emaj-183	372	1	volume	volume	NOUN
emaj-183	372	2	9	9	NUM
emaj-183	372	3	no	no	DET
emaj-183	372	4	2	2	NUM
emaj-183	372	5	(	(	PUNCT
emaj-183	372	6	2019	2019	NUM
emaj-183	372	7	)	)	PUNCT
emaj-183	372	8	|	|	ADV
emaj-183	372	9	issn	issn	VERB
emaj-183	372	10	2158	2158	NUM
emaj-183	372	11	-	-	SYM
emaj-183	372	12	8708	8708	NUM
emaj-183	372	13	(	(	PUNCT
emaj-183	372	14	online	online	NOUN
emaj-183	372	15	)	)	PUNCT
emaj-183	372	16	|	|	ADV
emaj-183	372	17	doi	doi	X
emaj-183	372	18	10.5195	10.5195	NUM
emaj-183	372	19	/	/	SYM
emaj-183	372	20	emaj.2019.183	emaj.2019.183	NOUN
emaj-183	373	1	|	|	ADV
emaj-183	373	2	http://emaj.pitt.edu	http://emaj.pitt.edu	AUX
emaj-183	373	3	defining	define	VERB
emaj-183	373	4	influential	influential	ADJ
emaj-183	373	5	factors	factor	NOUN
emaj-183	373	6	of	of	ADP
emaj-183	373	7	capital	capital	NOUN
emaj-183	373	8	adequacy	adequacy	NOUN
emaj-183	373	9	ratio	ratio	NOUN
emaj-183	373	10	:	:	PUNCT
emaj-183	373	11	an	an	DET
emaj-183	373	12	examination	examination	NOUN
emaj-183	373	13	upon	upon	SCONJ
emaj-183	373	14	turkish	turkish	ADJ
emaj-183	373	15	banking	banking	NOUN
emaj-183	373	16	sector	sector	NOUN
emaj-183	373	17	(	(	PUNCT
emaj-183	373	18	2006	2006	NUM
emaj-183	373	19	/	/	SYM
emaj-183	373	20	q1	q1	PROPN
emaj-183	373	21	-	-	PUNCT
emaj-183	373	22	2019	2019	NUM
emaj-183	373	23	/	/	SYM
emaj-183	373	24	q1	q1	PROPN
emaj-183	373	25	)	)	PUNCT
emaj-183	373	26	page	page	NOUN
emaj-183	373	27	|26|	|26|	NOUN
emaj-183	373	28	emerging	emerge	VERB
emaj-183	373	29	markets	market	NOUN
emaj-183	373	30	journal	journal	NOUN
emaj-183	373	31	annex	annex	VERB
emaj-183	373	32	2	2	NUM
emaj-183	373	33	.	.	PUNCT
emaj-183	373	34	important	important	ADJ
emaj-183	373	35	splines	spline	NOUN
emaj-183	373	36	between	between	ADP
emaj-183	373	37	car	car	NOUN
emaj-183	373	38	and	and	CCONJ
emaj-183	373	39	independent	independent	ADJ
emaj-183	373	40	variables	variable	NOUN