id	sid	tid	token	lemma	pos
emaj-186	1	1	volume	volume	NOUN
emaj-186	1	2	7	7	NUM
emaj-186	1	3	no	no	DET
emaj-186	1	4	2	2	NUM
emaj-186	1	5	(	(	PUNCT
emaj-186	1	6	2018	2018	NUM
emaj-186	1	7	)	)	PUNCT
emaj-186	2	1	|	|	ADV
emaj-186	2	2	issn	issn	VERB
emaj-186	2	3	2158	2158	NUM
emaj-186	2	4	-	-	SYM
emaj-186	2	5	8708	8708	NUM
emaj-186	2	6	(	(	PUNCT
emaj-186	2	7	online	online	NOUN
emaj-186	2	8	)	)	PUNCT
emaj-186	2	9	|	|	ADV
emaj-186	2	10	doi	doi	X
emaj-186	2	11	10.5195	10.5195	NUM
emaj-186	2	12	/	/	SYM
emaj-186	2	13	emaj.2018.134	emaj.2018.134	PROPN
emaj-186	2	14	|	|	ADV
emaj-186	2	15	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-186	2	16	the	the	DET
emaj-186	2	17	perception	perception	NOUN
emaj-186	2	18	of	of	ADP
emaj-186	2	19	teachers	teacher	NOUN
emaj-186	2	20	about	about	ADP
emaj-186	2	21	financial	financial	ADJ
emaj-186	2	22	markets	market	NOUN
emaj-186	2	23	and	and	CCONJ
emaj-186	2	24	instruments	instrument	VERB
emaj-186	2	25	information	information	NOUN
emaj-186	2	26	ferhat	ferhat	PROPN
emaj-186	2	27	sayım	sayım	PROPN
emaj-186	2	28	yalova	yalova	PROPN
emaj-186	2	29	university	university	PROPN
emaj-186	2	30	,	,	PUNCT
emaj-186	2	31	turkey	turkey	PROPN
emaj-186	3	1	|	|	NOUN
emaj-186	3	2	f_sayim@hotmail.com	f_sayim@hotmail.com	PROPN
emaj-186	3	3	nurdan	nurdan	PROPN
emaj-186	3	4	serdar	serdar	PROPN
emaj-186	3	5	yalova	yalova	PROPN
emaj-186	4	1	university	university	PROPN
emaj-186	4	2	,	,	PUNCT
emaj-186	4	3	turkey	turkey	PROPN
emaj-186	5	1	|	|	NOUN
emaj-186	5	2	nurdanserdar4@gmail.com	nurdanserdar4@gmail.com	X
emaj-186	5	3	abstract	abstract	NOUN
emaj-186	5	4	in	in	ADP
emaj-186	5	5	recent	recent	ADJ
emaj-186	5	6	years	year	NOUN
emaj-186	5	7	,	,	PUNCT
emaj-186	5	8	online	online	ADJ
emaj-186	5	9	shopping	shopping	NOUN
emaj-186	5	10	,	,	PUNCT
emaj-186	5	11	online	online	ADJ
emaj-186	5	12	financial	financial	ADJ
emaj-186	5	13	transactions	transaction	NOUN
emaj-186	5	14	and	and	CCONJ
emaj-186	5	15	social	social	ADJ
emaj-186	5	16	media	medium	NOUN
emaj-186	5	17	have	have	AUX
emaj-186	5	18	become	become	VERB
emaj-186	5	19	a	a	DET
emaj-186	5	20	subject	subject	NOUN
emaj-186	5	21	of	of	ADP
emaj-186	5	22	interest	interest	NOUN
emaj-186	5	23	to	to	ADP
emaj-186	5	24	everyone	everyone	PRON
emaj-186	5	25	.	.	PUNCT
emaj-186	6	1	current	current	ADJ
emaj-186	6	2	economic	economic	ADJ
emaj-186	6	3	news	news	NOUN
emaj-186	6	4	and	and	CCONJ
emaj-186	6	5	economic	economic	ADJ
emaj-186	6	6	developments	development	NOUN
emaj-186	6	7	are	be	AUX
emaj-186	6	8	being	be	AUX
emaj-186	6	9	interpreted	interpret	VERB
emaj-186	6	10	by	by	ADP
emaj-186	6	11	all	all	PRON
emaj-186	6	12	.	.	PUNCT
emaj-186	7	1	in	in	ADP
emaj-186	7	2	addition	addition	NOUN
emaj-186	7	3	,	,	PUNCT
emaj-186	7	4	individuals	individual	NOUN
emaj-186	7	5	constitute	constitute	VERB
emaj-186	7	6	the	the	DET
emaj-186	7	7	class	class	NOUN
emaj-186	7	8	of	of	ADP
emaj-186	7	9	consumers	consumer	NOUN
emaj-186	7	10	as	as	ADP
emaj-186	7	11	the	the	DET
emaj-186	7	12	most	most	ADV
emaj-186	7	13	important	important	ADJ
emaj-186	7	14	element	element	NOUN
emaj-186	7	15	of	of	ADP
emaj-186	7	16	microeconomics	microeconomic	NOUN
emaj-186	7	17	.	.	PUNCT
emaj-186	8	1	also	also	ADV
emaj-186	8	2	regardless	regardless	ADV
emaj-186	8	3	of	of	ADP
emaj-186	8	4	profession	profession	NOUN
emaj-186	8	5	,	,	PUNCT
emaj-186	8	6	individuals	individual	NOUN
emaj-186	8	7	carry	carry	VERB
emaj-186	8	8	out	out	ADP
emaj-186	8	9	entrepreneurial	entrepreneurial	ADJ
emaj-186	8	10	activities	activity	NOUN
emaj-186	8	11	and	and	CCONJ
emaj-186	8	12	constitute	constitute	VERB
emaj-186	8	13	economic	economic	ADJ
emaj-186	8	14	units	unit	NOUN
emaj-186	8	15	such	such	ADJ
emaj-186	8	16	as	as	ADP
emaj-186	8	17	firms	firm	NOUN
emaj-186	8	18	and	and	CCONJ
emaj-186	8	19	so	so	ADV
emaj-186	8	20	on	on	ADV
emaj-186	8	21	.	.	PUNCT
emaj-186	9	1	the	the	DET
emaj-186	9	2	public	public	NOUN
emaj-186	9	3	's	's	PART
emaj-186	9	4	so	so	ADV
emaj-186	9	5	much	much	ADJ
emaj-186	9	6	interconnectedness	interconnectedness	NOUN
emaj-186	9	7	with	with	ADP
emaj-186	9	8	the	the	DET
emaj-186	9	9	economy	economy	NOUN
emaj-186	9	10	is	be	AUX
emaj-186	9	11	normal	normal	ADJ
emaj-186	9	12	,	,	PUNCT
emaj-186	9	13	and	and	CCONJ
emaj-186	9	14	this	this	DET
emaj-186	9	15	interest	interest	NOUN
emaj-186	9	16	has	have	AUX
emaj-186	9	17	been	be	AUX
emaj-186	9	18	the	the	DET
emaj-186	9	19	subject	subject	NOUN
emaj-186	9	20	of	of	ADP
emaj-186	9	21	more	more	ADJ
emaj-186	9	22	research	research	NOUN
emaj-186	9	23	in	in	ADP
emaj-186	9	24	academic	academic	ADJ
emaj-186	9	25	circles	circle	NOUN
emaj-186	9	26	in	in	ADP
emaj-186	9	27	recent	recent	ADJ
emaj-186	9	28	years	year	NOUN
emaj-186	9	29	.	.	PUNCT
emaj-186	10	1	many	many	ADJ
emaj-186	10	2	researches	research	NOUN
emaj-186	10	3	have	have	AUX
emaj-186	10	4	been	be	AUX
emaj-186	10	5	done	do	VERB
emaj-186	10	6	on	on	ADP
emaj-186	10	7	measuring	measure	VERB
emaj-186	10	8	the	the	DET
emaj-186	10	9	financial	financial	ADJ
emaj-186	10	10	literacy	literacy	NOUN
emaj-186	10	11	of	of	ADP
emaj-186	10	12	various	various	ADJ
emaj-186	10	13	public	public	ADJ
emaj-186	10	14	sectors	sector	NOUN
emaj-186	10	15	.	.	PUNCT
emaj-186	11	1	various	various	ADJ
emaj-186	11	2	scales	scale	NOUN
emaj-186	11	3	have	have	AUX
emaj-186	11	4	been	be	AUX
emaj-186	11	5	prepared	prepare	VERB
emaj-186	11	6	.	.	PUNCT
emaj-186	12	1	the	the	DET
emaj-186	12	2	financial	financial	ADJ
emaj-186	12	3	literacy	literacy	NOUN
emaj-186	12	4	of	of	ADP
emaj-186	12	5	teachers	teacher	NOUN
emaj-186	12	6	,	,	PUNCT
emaj-186	12	7	who	who	PRON
emaj-186	12	8	are	be	AUX
emaj-186	12	9	the	the	DET
emaj-186	12	10	main	main	ADJ
emaj-186	12	11	component	component	NOUN
emaj-186	12	12	of	of	ADP
emaj-186	12	13	education	education	NOUN
emaj-186	12	14	system	system	NOUN
emaj-186	12	15	,	,	PUNCT
emaj-186	12	16	is	be	AUX
emaj-186	12	17	very	very	ADV
emaj-186	12	18	important	important	ADJ
emaj-186	12	19	both	both	PRON
emaj-186	12	20	in	in	ADP
emaj-186	12	21	terms	term	NOUN
emaj-186	12	22	of	of	ADP
emaj-186	12	23	the	the	DET
emaj-186	12	24	large	large	ADJ
emaj-186	12	25	professional	professional	ADJ
emaj-186	12	26	community	community	NOUN
emaj-186	12	27	they	they	PRON
emaj-186	12	28	represent	represent	VERB
emaj-186	12	29	and	and	CCONJ
emaj-186	12	30	in	in	ADP
emaj-186	12	31	terms	term	NOUN
emaj-186	12	32	of	of	ADP
emaj-186	12	33	the	the	DET
emaj-186	12	34	student	student	NOUN
emaj-186	12	35	population	population	NOUN
emaj-186	12	36	they	they	PRON
emaj-186	12	37	train	train	VERB
emaj-186	12	38	.	.	PUNCT
emaj-186	13	1	in	in	ADP
emaj-186	13	2	this	this	DET
emaj-186	13	3	aspect	aspect	NOUN
emaj-186	13	4	,	,	PUNCT
emaj-186	13	5	teachers	teacher	NOUN
emaj-186	13	6	'	'	PART
emaj-186	13	7	familiarity	familiarity	NOUN
emaj-186	13	8	with	with	ADP
emaj-186	13	9	financial	financial	ADJ
emaj-186	13	10	systems	system	NOUN
emaj-186	13	11	and	and	CCONJ
emaj-186	13	12	concepts	concept	NOUN
emaj-186	13	13	,	,	PUNCT
emaj-186	13	14	how	how	SCONJ
emaj-186	13	15	they	they	PRON
emaj-186	13	16	make	make	VERB
emaj-186	13	17	sense	sense	NOUN
emaj-186	13	18	of	of	ADP
emaj-186	13	19	them	they	PRON
emaj-186	13	20	in	in	ADP
emaj-186	13	21	their	their	PRON
emaj-186	13	22	daily	daily	ADJ
emaj-186	13	23	lives	life	NOUN
emaj-186	13	24	have	have	AUX
emaj-186	13	25	been	be	AUX
emaj-186	13	26	seen	see	VERB
emaj-186	13	27	as	as	ADP
emaj-186	13	28	a	a	DET
emaj-186	13	29	subject	subject	NOUN
emaj-186	13	30	worth	worth	ADJ
emaj-186	13	31	investigating	investigate	VERB
emaj-186	13	32	.	.	PUNCT
emaj-186	14	1	the	the	DET
emaj-186	14	2	scales	scale	NOUN
emaj-186	14	3	of	of	ADP
emaj-186	14	4	financial	financial	ADJ
emaj-186	14	5	literacy	literacy	NOUN
emaj-186	14	6	studies	study	NOUN
emaj-186	14	7	are	be	AUX
emaj-186	14	8	examined	examine	VERB
emaj-186	14	9	in	in	ADP
emaj-186	14	10	the	the	DET
emaj-186	14	11	literature	literature	NOUN
emaj-186	14	12	.	.	PUNCT
emaj-186	15	1	also	also	ADV
emaj-186	15	2	,	,	PUNCT
emaj-186	15	3	the	the	DET
emaj-186	15	4	scale	scale	NOUN
emaj-186	15	5	of	of	ADP
emaj-186	15	6	the	the	DET
emaj-186	15	7	measurement	measurement	NOUN
emaj-186	15	8	of	of	ADP
emaj-186	15	9	the	the	DET
emaj-186	15	10	level	level	NOUN
emaj-186	15	11	of	of	ADP
emaj-186	15	12	financial	financial	ADJ
emaj-186	15	13	knowledge	knowledge	NOUN
emaj-186	15	14	felt	feel	VERB
emaj-186	15	15	towards	towards	ADP
emaj-186	15	16	the	the	DET
emaj-186	15	17	business	business	NOUN
emaj-186	15	18	environment	environment	NOUN
emaj-186	15	19	other	other	ADJ
emaj-186	15	20	than	than	ADP
emaj-186	15	21	financial	financial	ADJ
emaj-186	15	22	literacy	literacy	NOUN
emaj-186	15	23	has	have	AUX
emaj-186	15	24	been	be	AUX
emaj-186	15	25	examined	examine	VERB
emaj-186	15	26	.	.	PUNCT
emaj-186	16	1	a	a	DET
emaj-186	16	2	new	new	ADJ
emaj-186	16	3	scale	scale	NOUN
emaj-186	16	4	has	have	AUX
emaj-186	16	5	been	be	AUX
emaj-186	16	6	prepared	prepare	VERB
emaj-186	16	7	that	that	PRON
emaj-186	16	8	includes	include	VERB
emaj-186	16	9	the	the	DET
emaj-186	16	10	main	main	ADJ
emaj-186	16	11	elements	element	NOUN
emaj-186	16	12	of	of	ADP
emaj-186	16	13	these	these	DET
emaj-186	16	14	two	two	NUM
emaj-186	16	15	basic	basic	ADJ
emaj-186	16	16	scales	scale	NOUN
emaj-186	16	17	.	.	PUNCT
emaj-186	17	1	a	a	DET
emaj-186	17	2	survey	survey	NOUN
emaj-186	17	3	has	have	AUX
emaj-186	17	4	been	be	AUX
emaj-186	17	5	conducted	conduct	VERB
emaj-186	17	6	in	in	ADP
emaj-186	17	7	various	various	ADJ
emaj-186	17	8	subtitles	subtitle	NOUN
emaj-186	17	9	that	that	PRON
emaj-186	17	10	do	do	AUX
emaj-186	17	11	not	not	PART
emaj-186	17	12	exceed	exceed	VERB
emaj-186	17	13	one	one	NUM
emaj-186	17	14	page	page	NOUN
emaj-186	17	15	.	.	PUNCT
emaj-186	18	1	the	the	DET
emaj-186	18	2	questionnaire	questionnaire	NOUN
emaj-186	18	3	was	be	AUX
emaj-186	18	4	applied	apply	VERB
emaj-186	18	5	to	to	ADP
emaj-186	18	6	teachers	teacher	NOUN
emaj-186	18	7	in	in	ADP
emaj-186	18	8	schools	school	NOUN
emaj-186	18	9	.	.	PUNCT
emaj-186	19	1	it	it	PRON
emaj-186	19	2	is	be	AUX
emaj-186	19	3	given	give	VERB
emaj-186	19	4	high	high	ADJ
emaj-186	19	5	importance	importance	NOUN
emaj-186	19	6	that	that	PRON
emaj-186	19	7	they	they	PRON
emaj-186	19	8	fill	fill	VERB
emaj-186	19	9	the	the	DET
emaj-186	19	10	questionnaire	questionnaire	NOUN
emaj-186	19	11	with	with	ADP
emaj-186	19	12	the	the	DET
emaj-186	19	13	researcher	researcher	NOUN
emaj-186	19	14	.	.	PUNCT
emaj-186	20	1	data	datum	NOUN
emaj-186	20	2	which	which	PRON
emaj-186	20	3	transmitted	transmit	VERB
emaj-186	20	4	in	in	ADP
emaj-186	20	5	excel	excel	NOUN
emaj-186	20	6	are	be	AUX
emaj-186	20	7	tried	try	VERB
emaj-186	20	8	to	to	PART
emaj-186	20	9	be	be	AUX
emaj-186	20	10	interpreted	interpret	VERB
emaj-186	20	11	through	through	ADP
emaj-186	20	12	the	the	DET
emaj-186	20	13	spss	spss	PROPN
emaj-186	20	14	program	program	NOUN
emaj-186	20	15	.	.	PUNCT
emaj-186	21	1	the	the	DET
emaj-186	21	2	survey	survey	NOUN
emaj-186	21	3	contains	contain	VERB
emaj-186	21	4	sub	sub	NOUN
emaj-186	21	5	-	-	NOUN
emaj-186	21	6	headings	heading	NOUN
emaj-186	21	7	and	and	CCONJ
emaj-186	21	8	will	will	AUX
emaj-186	21	9	serve	serve	VERB
emaj-186	21	10	as	as	ADP
emaj-186	21	11	the	the	DET
emaj-186	21	12	basis	basis	NOUN
emaj-186	21	13	for	for	ADP
emaj-186	21	14	more	more	ADJ
emaj-186	21	15	than	than	ADP
emaj-186	21	16	one	one	NUM
emaj-186	21	17	study	study	NOUN
emaj-186	21	18	.	.	PUNCT
emaj-186	22	1	teachers	teacher	NOUN
emaj-186	22	2	'	'	PART
emaj-186	22	3	knowledge	knowledge	NOUN
emaj-186	22	4	of	of	ADP
emaj-186	22	5	the	the	DET
emaj-186	22	6	financial	financial	ADJ
emaj-186	22	7	system	system	NOUN
emaj-186	22	8	is	be	AUX
emaj-186	22	9	as	as	ADV
emaj-186	22	10	low	low	ADJ
emaj-186	22	11	as	as	SCONJ
emaj-186	22	12	expected	expect	VERB
emaj-186	22	13	.	.	PUNCT
emaj-186	23	1	when	when	SCONJ
emaj-186	23	2	applying	apply	VERB
emaj-186	23	3	the	the	DET
emaj-186	23	4	questionnaire	questionnaire	NOUN
emaj-186	23	5	,	,	PUNCT
emaj-186	23	6	teachers	teacher	NOUN
emaj-186	23	7	talk	talk	VERB
emaj-186	23	8	about	about	ADP
emaj-186	23	9	realizing	realize	VERB
emaj-186	23	10	that	that	SCONJ
emaj-186	23	11	they	they	PRON
emaj-186	23	12	do	do	AUX
emaj-186	23	13	n't	not	PART
emaj-186	23	14	really	really	ADV
emaj-186	23	15	know	know	VERB
emaj-186	23	16	some	some	PRON
emaj-186	23	17	of	of	ADP
emaj-186	23	18	the	the	DET
emaj-186	23	19	concepts	concept	NOUN
emaj-186	23	20	they	they	PRON
emaj-186	23	21	use	use	VERB
emaj-186	23	22	in	in	ADP
emaj-186	23	23	everyday	everyday	ADJ
emaj-186	23	24	life	life	NOUN
emaj-186	23	25	.	.	PUNCT
emaj-186	24	1	however	however	ADV
emaj-186	24	2	,	,	PUNCT
emaj-186	24	3	it	it	PRON
emaj-186	24	4	is	be	AUX
emaj-186	24	5	observed	observe	VERB
emaj-186	24	6	that	that	SCONJ
emaj-186	24	7	the	the	DET
emaj-186	24	8	information	information	NOUN
emaj-186	24	9	levels	level	NOUN
emaj-186	24	10	are	be	AUX
emaj-186	24	11	increasing	increase	VERB
emaj-186	24	12	about	about	ADP
emaj-186	24	13	some	some	DET
emaj-186	24	14	focus	focus	NOUN
emaj-186	24	15	issues	issue	NOUN
emaj-186	24	16	.	.	PUNCT
emaj-186	25	1	data	datum	NOUN
emaj-186	25	2	related	relate	VERB
emaj-186	25	3	teachers	teacher	NOUN
emaj-186	25	4	'	'	PART
emaj-186	25	5	financial	financial	ADJ
emaj-186	25	6	literacy	literacy	NOUN
emaj-186	25	7	,	,	PUNCT
emaj-186	25	8	such	such	ADJ
emaj-186	25	9	as	as	ADP
emaj-186	25	10	the	the	DET
emaj-186	25	11	functioning	functioning	NOUN
emaj-186	25	12	of	of	ADP
emaj-186	25	13	the	the	DET
emaj-186	25	14	financial	financial	ADJ
emaj-186	25	15	system	system	NOUN
emaj-186	25	16	,	,	PUNCT
emaj-186	25	17	recognizing	recognize	VERB
emaj-186	25	18	financial	financial	ADJ
emaj-186	25	19	institutions	institution	NOUN
emaj-186	25	20	,	,	PUNCT
emaj-186	25	21	recognizing	recognize	VERB
emaj-186	25	22	financial	financial	ADJ
emaj-186	25	23	instruments	instrument	NOUN
emaj-186	25	24	,	,	PUNCT
emaj-186	25	25	recognizing	recognize	VERB
emaj-186	25	26	and	and	CCONJ
emaj-186	25	27	making	make	VERB
emaj-186	25	28	financial	financial	ADJ
emaj-186	25	29	transactions	transaction	NOUN
emaj-186	25	30	are	be	AUX
emaj-186	25	31	gathered	gather	VERB
emaj-186	25	32	.	.	PUNCT
emaj-186	26	1	summary	summary	NOUN
emaj-186	26	2	tables	table	NOUN
emaj-186	26	3	have	have	AUX
emaj-186	26	4	been	be	AUX
emaj-186	26	5	created	create	VERB
emaj-186	26	6	.	.	PUNCT
emaj-186	27	1	in	in	ADP
emaj-186	27	2	this	this	DET
emaj-186	27	3	study	study	NOUN
emaj-186	27	4	,	,	PUNCT
emaj-186	27	5	teachers	teacher	NOUN
emaj-186	27	6	'	'	PART
emaj-186	27	7	familiarity	familiarity	NOUN
emaj-186	27	8	with	with	ADP
emaj-186	27	9	financial	financial	ADJ
emaj-186	27	10	concepts	concept	NOUN
emaj-186	27	11	is	be	AUX
emaj-186	27	12	explained	explain	VERB
emaj-186	27	13	.	.	PUNCT
emaj-186	28	1	keywords	keyword	NOUN
emaj-186	28	2	:	:	PUNCT
emaj-186	28	3	financial	financial	ADJ
emaj-186	28	4	market	market	NOUN
emaj-186	28	5	,	,	PUNCT
emaj-186	28	6	financial	financial	ADJ
emaj-186	28	7	literacy	literacy	NOUN
emaj-186	28	8	,	,	PUNCT
emaj-186	28	9	teachers	teacher	NOUN
emaj-186	28	10	new	new	ADJ
emaj-186	28	11	articles	article	NOUN
emaj-186	28	12	in	in	ADP
emaj-186	28	13	this	this	DET
emaj-186	28	14	journal	journal	NOUN
emaj-186	28	15	are	be	AUX
emaj-186	28	16	licensed	license	VERB
emaj-186	28	17	under	under	ADP
emaj-186	28	18	a	a	DET
emaj-186	28	19	creative	creative	ADJ
emaj-186	28	20	commons	common	NOUN
emaj-186	28	21	attribution	attribution	NOUN
emaj-186	28	22	3.0	3.0	NUM
emaj-186	28	23	united	unite	VERB
emaj-186	28	24	states	states	PROPN
emaj-186	28	25	license	license	NOUN
emaj-186	28	26	.	.	PUNCT
emaj-186	29	1	this	this	DET
emaj-186	29	2	journal	journal	NOUN
emaj-186	29	3	is	be	AUX
emaj-186	29	4	published	publish	VERB
emaj-186	29	5	by	by	ADP
emaj-186	29	6	the	the	DET
emaj-186	29	7	university	university	NOUN
emaj-186	29	8	library	library	NOUN
emaj-186	29	9	system	system	NOUN
emaj-186	29	10	of	of	ADP
emaj-186	29	11	the	the	DET
emaj-186	29	12	university	university	PROPN
emaj-186	29	13	of	of	ADP
emaj-186	29	14	pittsburgh	pittsburgh	PROPN
emaj-186	29	15	as	as	ADP
emaj-186	29	16	part	part	NOUN
emaj-186	29	17	of	of	ADP
emaj-186	29	18	its	its	PRON
emaj-186	29	19	d	d	NOUN
emaj-186	29	20	-	-	PUNCT
emaj-186	29	21	scribe	scribe	VERB
emaj-186	29	22	digital	digital	ADJ
emaj-186	29	23	publishing	publishing	NOUN
emaj-186	29	24	program	program	NOUN
emaj-186	29	25	,	,	PUNCT
emaj-186	29	26	and	and	CCONJ
emaj-186	29	27	is	be	AUX
emaj-186	29	28	cosponsored	cosponsor	VERB
emaj-186	29	29	by	by	ADP
emaj-186	29	30	the	the	DET
emaj-186	29	31	university	university	PROPN
emaj-186	29	32	of	of	ADP
emaj-186	29	33	pittsburgh	pittsburgh	PROPN
emaj-186	29	34	press	press	NOUN
emaj-186	29	35	.	.	PUNCT
emaj-186	30	1	volume	volume	NOUN
emaj-186	30	2	9	9	NUM
emaj-186	30	3	no	no	DET
emaj-186	30	4	2	2	NUM
emaj-186	30	5	(	(	PUNCT
emaj-186	30	6	2019	2019	NUM
emaj-186	30	7	)	)	PUNCT
emaj-186	30	8	|	|	ADV
emaj-186	30	9	issn	issn	VERB
emaj-186	30	10	2158	2158	NUM
emaj-186	30	11	-	-	SYM
emaj-186	30	12	8708	8708	NUM
emaj-186	30	13	(	(	PUNCT
emaj-186	30	14	online	online	NOUN
emaj-186	30	15	)	)	PUNCT
emaj-186	30	16	|	|	ADV
emaj-186	30	17	doi	doi	X
emaj-186	30	18	10.5195	10.5195	NUM
emaj-186	30	19	/	/	SYM
emaj-186	30	20	emaj.2019.186	emaj.2019.186	NOUN
emaj-186	30	21	|	|	NOUN
emaj-186	30	22	http://emaj.pitt.edu	http://emaj.pitt.edu	NOUN
emaj-186	31	1	|	|	ADV
emaj-186	31	2	mailto:f_sayim@hotmail.com	mailto:f_sayim@hotmail.com	PROPN
emaj-186	31	3	mailto:nurdanserdar4@gmail.com	mailto:nurdanserdar4@gmail.com	PROPN
emaj-186	31	4	http://www.library.pitt.edu/	http://www.library.pitt.edu/	PROPN
emaj-186	31	5	http://www.pitt.edu/	http://www.pitt.edu/	NOUN
emaj-186	31	6	http://www.library.pitt.edu/articles/digpubtype/index.html	http://www.library.pitt.edu/articles/digpubtype/index.html	X
emaj-186	31	7	http://www.upress.pitt.edu/upressindex.aspx	http://www.upress.pitt.edu/upressindex.aspx	NUM
emaj-186	31	8	http://creativecommons.org/licenses/by/3.0/us/	http://creativecommons.org/licenses/by/3.0/us/	NOUN
emaj-186	31	9	volume	volume	NOUN
emaj-186	31	10	9	9	NUM
emaj-186	31	11	no	no	DET
emaj-186	31	12	2	2	NUM
emaj-186	31	13	(	(	PUNCT
emaj-186	31	14	2019	2019	NUM
emaj-186	31	15	)	)	PUNCT
emaj-186	31	16	|	|	ADV
emaj-186	31	17	issn	issn	VERB
emaj-186	31	18	2158	2158	NUM
emaj-186	31	19	-	-	SYM
emaj-186	31	20	8708	8708	NUM
emaj-186	31	21	(	(	PUNCT
emaj-186	31	22	online	online	NOUN
emaj-186	31	23	)	)	PUNCT
emaj-186	31	24	|	|	ADV
emaj-186	31	25	doi	doi	X
emaj-186	31	26	10.5195	10.5195	NUM
emaj-186	31	27	/	/	SYM
emaj-186	31	28	emaj.2019.186	emaj.2019.186	NOUN
emaj-186	31	29	|	|	ADV
emaj-186	31	30	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-186	31	31	the	the	DET
emaj-186	31	32	perception	perception	NOUN
emaj-186	31	33	of	of	ADP
emaj-186	31	34	teachers	teacher	NOUN
emaj-186	31	35	about	about	ADP
emaj-186	31	36	financial	financial	ADJ
emaj-186	31	37	markets	market	NOUN
emaj-186	31	38	and	and	CCONJ
emaj-186	31	39	instruments	instrument	VERB
emaj-186	31	40	information	information	NOUN
emaj-186	31	41	page	page	NOUN
emaj-186	31	42	|2|	|2|	ADJ
emaj-186	31	43	emerging	emerge	VERB
emaj-186	31	44	markets	market	NOUN
emaj-186	31	45	journal	journal	VERB
emaj-186	31	46	the	the	DET
emaj-186	31	47	perception	perception	NOUN
emaj-186	31	48	of	of	ADP
emaj-186	31	49	teachers	teacher	NOUN
emaj-186	31	50	about	about	ADP
emaj-186	31	51	financial	financial	ADJ
emaj-186	31	52	markets	market	NOUN
emaj-186	31	53	and	and	CCONJ
emaj-186	31	54	instruments	instrument	VERB
emaj-186	31	55	information	information	NOUN
emaj-186	31	56	*	*	PUNCT
emaj-186	31	57	ferhat	ferhat	PROPN
emaj-186	31	58	sayım	sayım	PROPN
emaj-186	31	59	nurdan	nurdan	PROPN
emaj-186	31	60	serdar	serdar	PROPN
emaj-186	31	61	i.	i.	PROPN
emaj-186	31	62	introduction	introduction	NOUN
emaj-186	31	63	in	in	ADP
emaj-186	31	64	recent	recent	ADJ
emaj-186	31	65	years	year	NOUN
emaj-186	31	66	,	,	PUNCT
emaj-186	31	67	online	online	ADJ
emaj-186	31	68	shopping	shopping	NOUN
emaj-186	31	69	,	,	PUNCT
emaj-186	31	70	online	online	ADJ
emaj-186	31	71	financial	financial	ADJ
emaj-186	31	72	transactions	transaction	NOUN
emaj-186	31	73	and	and	CCONJ
emaj-186	31	74	social	social	ADJ
emaj-186	31	75	media	medium	NOUN
emaj-186	31	76	are	be	AUX
emaj-186	31	77	becoming	become	VERB
emaj-186	31	78	more	more	ADV
emaj-186	31	79	common	common	ADJ
emaj-186	31	80	.	.	PUNCT
emaj-186	32	1	thus	thus	ADV
emaj-186	32	2	,	,	PUNCT
emaj-186	32	3	these	these	DET
emaj-186	32	4	subjects	subject	NOUN
emaj-186	32	5	have	have	AUX
emaj-186	32	6	become	become	VERB
emaj-186	32	7	a	a	DET
emaj-186	32	8	subject	subject	NOUN
emaj-186	32	9	of	of	ADP
emaj-186	32	10	interest	interest	NOUN
emaj-186	32	11	to	to	ADP
emaj-186	32	12	everyone	everyone	PRON
emaj-186	32	13	.	.	PUNCT
emaj-186	33	1	current	current	ADJ
emaj-186	33	2	economic	economic	ADJ
emaj-186	33	3	news	news	NOUN
emaj-186	33	4	and	and	CCONJ
emaj-186	33	5	economic	economic	ADJ
emaj-186	33	6	developments	development	NOUN
emaj-186	33	7	are	be	AUX
emaj-186	33	8	being	be	AUX
emaj-186	33	9	interpreted	interpret	VERB
emaj-186	33	10	by	by	ADP
emaj-186	33	11	all	all	PRON
emaj-186	33	12	.	.	PUNCT
emaj-186	34	1	in	in	ADP
emaj-186	34	2	addition	addition	NOUN
emaj-186	34	3	,	,	PUNCT
emaj-186	34	4	individuals	individual	NOUN
emaj-186	34	5	constitute	constitute	VERB
emaj-186	34	6	the	the	DET
emaj-186	34	7	class	class	NOUN
emaj-186	34	8	of	of	ADP
emaj-186	34	9	consumers	consumer	NOUN
emaj-186	34	10	as	as	ADP
emaj-186	34	11	the	the	DET
emaj-186	34	12	most	most	ADV
emaj-186	34	13	important	important	ADJ
emaj-186	34	14	element	element	NOUN
emaj-186	34	15	of	of	ADP
emaj-186	34	16	microeconomics	microeconomic	NOUN
emaj-186	34	17	.	.	PUNCT
emaj-186	35	1	besides	besides	SCONJ
emaj-186	35	2	that	that	PRON
emaj-186	35	3	,	,	PUNCT
emaj-186	35	4	the	the	DET
emaj-186	35	5	dominance	dominance	NOUN
emaj-186	35	6	of	of	ADP
emaj-186	35	7	teachers	teacher	NOUN
emaj-186	35	8	,	,	PUNCT
emaj-186	35	9	who	who	PRON
emaj-186	35	10	take	take	VERB
emaj-186	35	11	the	the	DET
emaj-186	35	12	task	task	NOUN
emaj-186	35	13	of	of	ADP
emaj-186	35	14	training	training	NOUN
emaj-186	35	15	people	people	NOUN
emaj-186	35	16	,	,	PUNCT
emaj-186	35	17	about	about	ADP
emaj-186	35	18	existing	exist	VERB
emaj-186	35	19	knowledge	knowledge	NOUN
emaj-186	35	20	,	,	PUNCT
emaj-186	35	21	capabilities	capability	NOUN
emaj-186	35	22	and	and	CCONJ
emaj-186	35	23	the	the	DET
emaj-186	35	24	opinions	opinion	NOUN
emaj-186	35	25	they	they	PRON
emaj-186	35	26	convey	convey	VERB
emaj-186	35	27	to	to	ADP
emaj-186	35	28	the	the	DET
emaj-186	35	29	students	student	NOUN
emaj-186	35	30	have	have	VERB
emaj-186	35	31	a	a	DET
emaj-186	35	32	great	great	ADJ
emaj-186	35	33	importance	importance	NOUN
emaj-186	35	34	.	.	PUNCT
emaj-186	36	1	measuring	measure	VERB
emaj-186	36	2	teachers	teacher	NOUN
emaj-186	36	3	’	'	PUNCT
emaj-186	36	4	level	level	NOUN
emaj-186	36	5	of	of	ADP
emaj-186	36	6	knowledge	knowledge	NOUN
emaj-186	36	7	of	of	ADP
emaj-186	36	8	financial	financial	ADJ
emaj-186	36	9	concepts	concept	NOUN
emaj-186	36	10	which	which	PRON
emaj-186	36	11	is	be	AUX
emaj-186	36	12	related	relate	VERB
emaj-186	36	13	with	with	ADP
emaj-186	36	14	everyone	everyone	PRON
emaj-186	36	15	even	even	ADV
emaj-186	36	16	in	in	ADP
emaj-186	36	17	different	different	ADJ
emaj-186	36	18	levels	level	NOUN
emaj-186	36	19	is	be	AUX
emaj-186	36	20	accepted	accept	VERB
emaj-186	36	21	as	as	ADP
emaj-186	36	22	valuable	valuable	ADJ
emaj-186	36	23	for	for	ADP
emaj-186	36	24	themselves	themselves	PRON
emaj-186	36	25	and	and	CCONJ
emaj-186	36	26	for	for	ADP
emaj-186	36	27	the	the	DET
emaj-186	36	28	potential	potential	ADJ
emaj-186	36	29	achievements	achievement	NOUN
emaj-186	36	30	of	of	ADP
emaj-186	36	31	students	student	NOUN
emaj-186	36	32	with	with	ADP
emaj-186	36	33	whom	whom	PRON
emaj-186	36	34	they	they	PRON
emaj-186	36	35	are	be	AUX
emaj-186	36	36	in	in	ADP
emaj-186	36	37	continuous	continuous	ADJ
emaj-186	36	38	communication	communication	NOUN
emaj-186	36	39	.	.	PUNCT
emaj-186	37	1	the	the	DET
emaj-186	37	2	perception	perception	NOUN
emaj-186	37	3	of	of	ADP
emaj-186	37	4	information	information	NOUN
emaj-186	37	5	that	that	PRON
emaj-186	37	6	teachers	teacher	NOUN
emaj-186	37	7	feel	feel	VERB
emaj-186	37	8	about	about	ADP
emaj-186	37	9	financial	financial	ADJ
emaj-186	37	10	concepts	concept	NOUN
emaj-186	37	11	is	be	AUX
emaj-186	37	12	the	the	DET
emaj-186	37	13	subject	subject	NOUN
emaj-186	37	14	of	of	ADP
emaj-186	37	15	research	research	NOUN
emaj-186	37	16	.	.	PUNCT
emaj-186	38	1	the	the	DET
emaj-186	38	2	studies	study	NOUN
emaj-186	38	3	in	in	ADP
emaj-186	38	4	the	the	DET
emaj-186	38	5	literature	literature	NOUN
emaj-186	38	6	are	be	AUX
emaj-186	38	7	more	more	ADV
emaj-186	38	8	focused	focused	ADJ
emaj-186	38	9	on	on	ADP
emaj-186	38	10	financial	financial	ADJ
emaj-186	38	11	literacy	literacy	NOUN
emaj-186	38	12	and	and	CCONJ
emaj-186	38	13	many	many	ADJ
emaj-186	38	14	are	be	AUX
emaj-186	38	15	applied	apply	VERB
emaj-186	38	16	to	to	ADP
emaj-186	38	17	students	student	NOUN
emaj-186	38	18	.	.	PUNCT
emaj-186	39	1	another	another	DET
emaj-186	39	2	study	study	NOUN
emaj-186	39	3	topic	topic	NOUN
emaj-186	39	4	consists	consist	VERB
emaj-186	39	5	of	of	ADP
emaj-186	39	6	financial	financial	ADJ
emaj-186	39	7	behavior	behavior	NOUN
emaj-186	39	8	and	and	CCONJ
emaj-186	39	9	attitudes	attitude	NOUN
emaj-186	39	10	.	.	PUNCT
emaj-186	40	1	ii	ii	PROPN
emaj-186	40	2	.	.	PUNCT
emaj-186	41	1	literature	literature	PROPN
emaj-186	41	2	similar	similar	ADJ
emaj-186	41	3	research	research	NOUN
emaj-186	41	4	have	have	AUX
emaj-186	41	5	been	be	AUX
emaj-186	41	6	examined	examine	VERB
emaj-186	41	7	in	in	ADP
emaj-186	41	8	the	the	DET
emaj-186	41	9	literature	literature	NOUN
emaj-186	41	10	.	.	PUNCT
emaj-186	42	1	in	in	ADP
emaj-186	42	2	the	the	DET
emaj-186	42	3	examination	examination	NOUN
emaj-186	42	4	,	,	PUNCT
emaj-186	42	5	the	the	DET
emaj-186	42	6	level	level	NOUN
emaj-186	42	7	of	of	ADP
emaj-186	42	8	financial	financial	ADJ
emaj-186	42	9	literacy	literacy	NOUN
emaj-186	42	10	,	,	PUNCT
emaj-186	42	11	determination	determination	NOUN
emaj-186	42	12	of	of	ADP
emaj-186	42	13	financial	financial	ADJ
emaj-186	42	14	behavior	behavior	NOUN
emaj-186	42	15	,	,	PUNCT
emaj-186	42	16	attitudes	attitude	NOUN
emaj-186	42	17	and	and	CCONJ
emaj-186	42	18	the	the	DET
emaj-186	42	19	importance	importance	NOUN
emaj-186	42	20	of	of	ADP
emaj-186	42	21	financial	financial	ADJ
emaj-186	42	22	education	education	NOUN
emaj-186	42	23	studies	study	NOUN
emaj-186	42	24	were	be	AUX
emaj-186	42	25	found	find	VERB
emaj-186	42	26	.	.	PUNCT
emaj-186	43	1	while	while	SCONJ
emaj-186	43	2	financial	financial	ADJ
emaj-186	43	3	literacy	literacy	NOUN
emaj-186	43	4	studies	study	NOUN
emaj-186	43	5	on	on	ADP
emaj-186	43	6	students	student	NOUN
emaj-186	43	7	are	be	AUX
emaj-186	43	8	at	at	ADP
emaj-186	43	9	the	the	DET
emaj-186	43	10	forefront	forefront	NOUN
emaj-186	43	11	of	of	ADP
emaj-186	43	12	research	research	NOUN
emaj-186	43	13	estimating	estimate	VERB
emaj-186	43	14	a	a	DET
emaj-186	43	15	particular	particular	ADJ
emaj-186	43	16	segment	segment	NOUN
emaj-186	43	17	,	,	PUNCT
emaj-186	43	18	there	there	PRON
emaj-186	43	19	are	be	VERB
emaj-186	43	20	also	also	ADV
emaj-186	43	21	studies	study	NOUN
emaj-186	43	22	on	on	ADP
emaj-186	43	23	the	the	DET
emaj-186	43	24	financial	financial	ADJ
emaj-186	43	25	skills	skill	NOUN
emaj-186	43	26	and	and	CCONJ
emaj-186	43	27	education	education	NOUN
emaj-186	43	28	of	of	ADP
emaj-186	43	29	women	woman	NOUN
emaj-186	43	30	.	.	PUNCT
emaj-186	44	1	no	no	DET
emaj-186	44	2	study	study	NOUN
emaj-186	44	3	that	that	SCONJ
emaj-186	44	4	measures	measure	VERB
emaj-186	44	5	teachers	teacher	NOUN
emaj-186	44	6	'	'	PART
emaj-186	44	7	relationships	relationship	NOUN
emaj-186	44	8	with	with	ADP
emaj-186	44	9	financial	financial	ADJ
emaj-186	44	10	concepts	concept	NOUN
emaj-186	44	11	or	or	CCONJ
emaj-186	44	12	the	the	DET
emaj-186	44	13	financial	financial	ADJ
emaj-186	44	14	sector	sector	NOUN
emaj-186	44	15	was	be	AUX
emaj-186	44	16	found	find	VERB
emaj-186	44	17	in	in	ADP
emaj-186	44	18	the	the	DET
emaj-186	44	19	research	research	NOUN
emaj-186	44	20	.	.	PUNCT
emaj-186	45	1	a	a	DET
emaj-186	45	2	close	close	ADJ
emaj-186	45	3	and	and	CCONJ
emaj-186	45	4	common	common	ADJ
emaj-186	45	5	research	research	NOUN
emaj-186	45	6	topic	topic	NOUN
emaj-186	45	7	as	as	ADP
emaj-186	45	8	a	a	DET
emaj-186	45	9	subject	subject	NOUN
emaj-186	45	10	is	be	AUX
emaj-186	45	11	the	the	DET
emaj-186	45	12	research	research	NOUN
emaj-186	45	13	about	about	ADP
emaj-186	45	14	financial	financial	ADJ
emaj-186	45	15	literacy	literacy	NOUN
emaj-186	45	16	.	.	PUNCT
emaj-186	46	1	these	these	DET
emaj-186	46	2	research	research	NOUN
emaj-186	46	3	and	and	CCONJ
emaj-186	46	4	their	their	PRON
emaj-186	46	5	results	result	NOUN
emaj-186	46	6	have	have	AUX
emaj-186	46	7	been	be	AUX
emaj-186	46	8	examined	examine	VERB
emaj-186	46	9	,	,	PUNCT
emaj-186	46	10	but	but	CCONJ
emaj-186	46	11	it	it	PRON
emaj-186	46	12	has	have	AUX
emaj-186	46	13	been	be	AUX
emaj-186	46	14	observed	observe	VERB
emaj-186	46	15	that	that	SCONJ
emaj-186	46	16	the	the	DET
emaj-186	46	17	population	population	NOUN
emaj-186	46	18	is	be	AUX
emaj-186	46	19	usually	usually	ADV
emaj-186	46	20	the	the	DET
emaj-186	46	21	segments	segment	NOUN
emaj-186	46	22	of	of	ADP
emaj-186	46	23	students	student	NOUN
emaj-186	46	24	,	,	PUNCT
emaj-186	46	25	public	public	ADJ
emaj-186	46	26	sector	sector	NOUN
emaj-186	46	27	etc	etc	X
emaj-186	46	28	.	.	X
emaj-186	47	1	their	their	PRON
emaj-186	47	2	interest	interest	NOUN
emaj-186	47	3	in	in	ADP
emaj-186	47	4	financial	financial	ADJ
emaj-186	47	5	information	information	NOUN
emaj-186	47	6	,	,	PUNCT
emaj-186	47	7	financial	financial	ADJ
emaj-186	47	8	attitudes	attitude	NOUN
emaj-186	47	9	and	and	CCONJ
emaj-186	47	10	financial	financial	ADJ
emaj-186	47	11	behavior	behavior	NOUN
emaj-186	47	12	have	have	AUX
emaj-186	47	13	been	be	AUX
emaj-186	47	14	investigated	investigate	VERB
emaj-186	47	15	(	(	PUNCT
emaj-186	47	16	coşkun	coşkun	NOUN
emaj-186	47	17	,	,	PUNCT
emaj-186	47	18	2016	2016	NUM
emaj-186	47	19	,	,	PUNCT
emaj-186	47	20	2247	2247	NUM
emaj-186	47	21	-	-	SYM
emaj-186	47	22	2258	2258	NUM
emaj-186	47	23	)	)	PUNCT
emaj-186	47	24	(	(	PUNCT
emaj-186	47	25	bayram	bayram	PROPN
emaj-186	47	26	,	,	PUNCT
emaj-186	47	27	2014	2014	NUM
emaj-186	47	28	,	,	PUNCT
emaj-186	47	29	pp	pp	ADJ
emaj-186	47	30	.	.	PUNCT
emaj-186	48	1	105	105	NUM
emaj-186	48	2	-	-	SYM
emaj-186	48	3	135	135	NUM
emaj-186	48	4	)	)	PUNCT
emaj-186	48	5	(	(	PUNCT
emaj-186	48	6	alkaya	alkaya	NOUN
emaj-186	48	7	&	&	CCONJ
emaj-186	48	8	yağlı	yağlı	NOUN
emaj-186	48	9	,	,	PUNCT
emaj-186	48	10	2015	2015	NUM
emaj-186	48	11	)	)	PUNCT
emaj-186	48	12	.	.	PUNCT
emaj-186	49	1	*	*	PUNCT
emaj-186	49	2	this	this	DET
emaj-186	49	3	study	study	NOUN
emaj-186	49	4	was	be	AUX
emaj-186	49	5	previously	previously	ADV
emaj-186	49	6	presented	present	VERB
emaj-186	49	7	in	in	ADP
emaj-186	49	8	the	the	DET
emaj-186	49	9	international	international	ADJ
emaj-186	49	10	conference	conference	NOUN
emaj-186	49	11	of	of	ADP
emaj-186	49	12	business	business	NOUN
emaj-186	49	13	students	student	NOUN
emaj-186	49	14	(	(	PUNCT
emaj-186	49	15	icobs-2019	icobs-2019	NOUN
emaj-186	49	16	)	)	PUNCT
emaj-186	49	17	as	as	ADP
emaj-186	49	18	a	a	DET
emaj-186	49	19	paper	paper	NOUN
emaj-186	49	20	in	in	ADP
emaj-186	49	21	a	a	DET
emaj-186	49	22	different	different	ADJ
emaj-186	49	23	language	language	NOUN
emaj-186	49	24	.	.	PUNCT
emaj-186	50	1	the	the	DET
emaj-186	50	2	financial	financial	ADJ
emaj-186	50	3	literacy	literacy	NOUN
emaj-186	50	4	and	and	CCONJ
emaj-186	50	5	access	access	NOUN
emaj-186	50	6	association	association	NOUN
emaj-186	50	7	and	and	CCONJ
emaj-186	50	8	visa	visa	NOUN
emaj-186	50	9	conducted	conduct	VERB
emaj-186	50	10	the	the	DET
emaj-186	50	11	turkish	turkish	ADJ
emaj-186	50	12	financial	financial	ADJ
emaj-186	50	13	literacy	literacy	NOUN
emaj-186	50	14	survey	survey	NOUN
emaj-186	50	15	to	to	PART
emaj-186	50	16	determine	determine	VERB
emaj-186	50	17	the	the	DET
emaj-186	50	18	level	level	NOUN
emaj-186	50	19	of	of	ADP
emaj-186	50	20	financial	financial	ADJ
emaj-186	50	21	literacy	literacy	NOUN
emaj-186	50	22	of	of	ADP
emaj-186	50	23	the	the	DET
emaj-186	50	24	general	general	ADJ
emaj-186	50	25	public	public	NOUN
emaj-186	50	26	and	and	CCONJ
emaj-186	50	27	to	to	PART
emaj-186	50	28	understand	understand	VERB
emaj-186	50	29	attitudes	attitude	NOUN
emaj-186	50	30	and	and	CCONJ
emaj-186	50	31	behaviors	behavior	NOUN
emaj-186	50	32	towards	towards	ADP
emaj-186	50	33	financial	financial	ADJ
emaj-186	50	34	products	product	NOUN
emaj-186	50	35	and	and	CCONJ
emaj-186	50	36	services	service	NOUN
emaj-186	50	37	.	.	PUNCT
emaj-186	51	1	the	the	DET
emaj-186	51	2	research	research	NOUN
emaj-186	51	3	was	be	AUX
emaj-186	51	4	carried	carry	VERB
emaj-186	51	5	out	out	ADP
emaj-186	51	6	face	face	NOUN
emaj-186	51	7	-	-	PUNCT
emaj-186	51	8	to	to	ADP
emaj-186	51	9	-	-	PUNCT
emaj-186	51	10	face	face	NOUN
emaj-186	51	11	with	with	ADP
emaj-186	51	12	2,000	2,000	NUM
emaj-186	51	13	people	people	NOUN
emaj-186	51	14	in	in	ADP
emaj-186	51	15	26	26	NUM
emaj-186	51	16	provinces	province	NOUN
emaj-186	51	17	in	in	ADP
emaj-186	51	18	turkey	turkey	NOUN
emaj-186	51	19	between	between	ADP
emaj-186	51	20	january	january	PROPN
emaj-186	51	21	and	and	CCONJ
emaj-186	51	22	february	february	PROPN
emaj-186	51	23	2019	2019	NUM
emaj-186	51	24	.	.	PUNCT
emaj-186	52	1	participants	participant	NOUN
emaj-186	52	2	were	be	AUX
emaj-186	52	3	asked	ask	VERB
emaj-186	52	4	10	10	NUM
emaj-186	52	5	questions	question	NOUN
emaj-186	52	6	about	about	ADP
emaj-186	52	7	the	the	DET
emaj-186	52	8	level	level	NOUN
emaj-186	52	9	of	of	ADP
emaj-186	52	10	financial	financial	ADJ
emaj-186	52	11	literacy	literacy	NOUN
emaj-186	52	12	,	,	PUNCT
emaj-186	52	13	including	include	VERB
emaj-186	52	14	both	both	DET
emaj-186	52	15	math	math	NOUN
emaj-186	52	16	transaction	transaction	NOUN
emaj-186	52	17	information	information	NOUN
emaj-186	52	18	and	and	CCONJ
emaj-186	52	19	inflation	inflation	NOUN
emaj-186	52	20	and	and	CCONJ
emaj-186	52	21	risk	risk	NOUN
emaj-186	52	22	perception	perception	NOUN
emaj-186	52	23	,	,	PUNCT
emaj-186	52	24	and	and	CCONJ
emaj-186	52	25	those	those	PRON
emaj-186	52	26	who	who	PRON
emaj-186	52	27	answered	answer	VERB
emaj-186	52	28	at	at	ADP
emaj-186	52	29	least	least	ADV
emaj-186	52	30	7	7	NUM
emaj-186	52	31	of	of	ADP
emaj-186	52	32	these	these	DET
emaj-186	52	33	10	10	NUM
emaj-186	52	34	questions	question	NOUN
emaj-186	52	35	correctly	correctly	ADV
emaj-186	52	36	were	be	AUX
emaj-186	52	37	identified	identify	VERB
emaj-186	52	38	as	as	ADP
emaj-186	52	39	financial	financial	ADJ
emaj-186	52	40	literacy	literacy	NOUN
emaj-186	52	41	.	.	PUNCT
emaj-186	53	1	according	accord	VERB
emaj-186	53	2	to	to	ADP
emaj-186	53	3	the	the	DET
emaj-186	53	4	research	research	NOUN
emaj-186	53	5	results	result	NOUN
emaj-186	53	6	,	,	PUNCT
emaj-186	53	7	the	the	DET
emaj-186	53	8	financial	financial	ADJ
emaj-186	53	9	information	information	NOUN
emaj-186	53	10	score	score	NOUN
emaj-186	53	11	increased	increase	VERB
emaj-186	53	12	from	from	ADP
emaj-186	53	13	70	70	NUM
emaj-186	53	14	percent	percent	NOUN
emaj-186	53	15	in	in	ADP
emaj-186	53	16	2017	2017	NUM
emaj-186	53	17	to	to	PART
emaj-186	53	18	75	75	NUM
emaj-186	53	19	percent	percent	NOUN
emaj-186	53	20	in	in	ADP
emaj-186	53	21	2019	2019	NUM
emaj-186	53	22	,	,	PUNCT
emaj-186	53	23	meaning	mean	VERB
emaj-186	53	24	that	that	SCONJ
emaj-186	53	25	the	the	DET
emaj-186	53	26	correct	correct	ADJ
emaj-186	53	27	response	response	NOUN
emaj-186	53	28	to	to	ADP
emaj-186	53	29	a	a	DET
emaj-186	53	30	minimum	minimum	NOUN
emaj-186	53	31	of	of	ADP
emaj-186	53	32	7	7	NUM
emaj-186	53	33	.	.	PUNCT
emaj-186	54	1	according	accord	VERB
emaj-186	54	2	to	to	ADP
emaj-186	54	3	the	the	DET
emaj-186	54	4	results	result	NOUN
emaj-186	54	5	,	,	PUNCT
emaj-186	54	6	the	the	DET
emaj-186	54	7	level	level	NOUN
emaj-186	54	8	of	of	ADP
emaj-186	54	9	financial	financial	ADJ
emaj-186	54	10	literacy	literacy	NOUN
emaj-186	54	11	has	have	VERB
emaj-186	54	12	increased.(financial	increased.(financial	ADJ
emaj-186	54	13	literacy	literacy	NOUN
emaj-186	54	14	and	and	CCONJ
emaj-186	54	15	access	access	NOUN
emaj-186	54	16	association	association	PROPN
emaj-186	54	17	)	)	PUNCT
emaj-186	54	18	another	another	DET
emaj-186	54	19	research	research	NOUN
emaj-186	54	20	,	,	PUNCT
emaj-186	54	21	"	"	PUNCT
emaj-186	54	22	finansal	finansal	PROPN
emaj-186	54	23	okuryazarlık	okuryazarlık	PROPN
emaj-186	54	24	:	:	PUNCT
emaj-186	54	25	harran	harran	ADJ
emaj-186	54	26	üniversitesi	üniversitesi	PROPN
emaj-186	54	27	suruç	suruç	PROPN
emaj-186	54	28	meslek	meslek	PROPN
emaj-186	54	29	yüksekokulu	yüksekokulu	PROPN
emaj-186	54	30	öğrencilerine	öğrencilerine	PROPN
emaj-186	54	31	yönelik	yönelik	PROPN
emaj-186	54	32	bir	bir	PROPN
emaj-186	54	33	araştırma	araştırma	PROPN
emaj-186	54	34	"	"	PUNCT
emaj-186	54	35	,	,	PUNCT
emaj-186	54	36	is	be	AUX
emaj-186	54	37	a	a	DET
emaj-186	54	38	study	study	NOUN
emaj-186	54	39	of	of	ADP
emaj-186	54	40	students	student	NOUN
emaj-186	54	41	studying	study	VERB
emaj-186	54	42	at	at	ADP
emaj-186	54	43	harran	harran	ADJ
emaj-186	54	44	university	university	NOUN
emaj-186	54	45	suruc	suruc	NOUN
emaj-186	54	46	vocational	vocational	ADJ
emaj-186	54	47	school	school	NOUN
emaj-186	54	48	in	in	ADP
emaj-186	54	49	2017	2017	NUM
emaj-186	54	50	-	-	SYM
emaj-186	54	51	2018	2018	NUM
emaj-186	54	52	.	.	PUNCT
emaj-186	55	1	literacy	literacy	NOUN
emaj-186	55	2	levels	level	NOUN
emaj-186	55	3	,	,	PUNCT
emaj-186	55	4	basic	basic	ADJ
emaj-186	55	5	and	and	CCONJ
emaj-186	55	6	current	current	ADJ
emaj-186	55	7	financial	financial	ADJ
emaj-186	55	8	indicators	indicator	NOUN
emaj-186	55	9	and	and	CCONJ
emaj-186	55	10	simple	simple	ADJ
emaj-186	55	11	interest	interest	NOUN
emaj-186	55	12	calculations	calculation	NOUN
emaj-186	55	13	have	have	AUX
emaj-186	55	14	been	be	AUX
emaj-186	55	15	tried	try	VERB
emaj-186	55	16	to	to	PART
emaj-186	55	17	be	be	AUX
emaj-186	55	18	examined	examine	VERB
emaj-186	55	19	(	(	PUNCT
emaj-186	55	20	aba	aba	PROPN
emaj-186	55	21	şenbayram	şenbayram	PROPN
emaj-186	55	22	,	,	PUNCT
emaj-186	55	23	2019	2019	NUM
emaj-186	55	24	,	,	PUNCT
emaj-186	55	25	p.	p.	NOUN
emaj-186	55	26	3	3	NUM
emaj-186	55	27	)	)	PUNCT
emaj-186	55	28	.	.	PUNCT
emaj-186	56	1	"	"	PUNCT
emaj-186	56	2	finansal	finansal	PROPN
emaj-186	56	3	eğitimin	eğitimin	PROPN
emaj-186	56	4	finansal	finansal	PROPN
emaj-186	56	5	okur	okur	PROPN
emaj-186	56	6	-	-	PUNCT
emaj-186	56	7	yazarlık	yazarlık	NOUN
emaj-186	56	8	üzerindeki	üzerindeki	PROPN
emaj-186	56	9	etkisi	etkisi	VERB
emaj-186	56	10	:	:	PUNCT
emaj-186	56	11	muğla	muğla	NOUN
emaj-186	56	12	i̇linde	i̇linde	NOUN
emaj-186	56	13	kadınlara	kadınlara	VERB
emaj-186	56	14	yönelik	yönelik	PROPN
emaj-186	56	15	bir	bir	PROPN
emaj-186	56	16	araştırma	araştırma	PROPN
emaj-186	56	17	"	"	PUNCT
emaj-186	56	18	tried	try	VERB
emaj-186	56	19	to	to	PART
emaj-186	56	20	demonstrate	demonstrate	VERB
emaj-186	56	21	the	the	DET
emaj-186	56	22	impact	impact	NOUN
emaj-186	56	23	of	of	ADP
emaj-186	56	24	education	education	NOUN
emaj-186	56	25	on	on	ADP
emaj-186	56	26	financial	financial	ADJ
emaj-186	56	27	literacy	literacy	NOUN
emaj-186	56	28	in	in	ADP
emaj-186	56	29	investments	investment	NOUN
emaj-186	56	30	by	by	ADP
emaj-186	56	31	comparing	compare	VERB
emaj-186	56	32	women	woman	NOUN
emaj-186	56	33	's	's	PART
emaj-186	56	34	financial	financial	ADJ
emaj-186	56	35	literacy	literacy	NOUN
emaj-186	56	36	levels	level	NOUN
emaj-186	56	37	with	with	ADP
emaj-186	56	38	financial	financial	ADJ
emaj-186	56	39	education	education	NOUN
emaj-186	56	40	(	(	PUNCT
emaj-186	56	41	bayrakdaroğlu	bayrakdaroğlu	NOUN
emaj-186	56	42	&	&	CCONJ
emaj-186	56	43	bilge	bilge	NOUN
emaj-186	56	44	,	,	PUNCT
emaj-186	56	45	2018	2018	NUM
emaj-186	56	46	,	,	PUNCT
emaj-186	56	47	p.	p.	NOUN
emaj-186	56	48	114	114	NUM
emaj-186	56	49	)	)	PUNCT
emaj-186	56	50	.	.	PUNCT
emaj-186	57	1	the	the	DET
emaj-186	57	2	article	article	NOUN
emaj-186	57	3	titled	title	VERB
emaj-186	57	4	"	"	PUNCT
emaj-186	57	5	üniversite	üniversite	ADJ
emaj-186	57	6	öğrencilerinin	öğrencilerinin	NOUN
emaj-186	57	7	finansal	finansal	PROPN
emaj-186	57	8	okuryazarlık	okuryazarlık	PROPN
emaj-186	57	9	düzeylerinin	düzeylerinin	PROPN
emaj-186	57	10	bazı	bazı	PROPN
emaj-186	57	11	demografik	demografik	PROPN
emaj-186	57	12	değişkenler	değişkenler	PROPN
emaj-186	57	13	açısından	açısından	PROPN
emaj-186	57	14	i̇ncelenmesi	i̇ncelenmesi	NOUN
emaj-186	57	15	”	"	PUNCT
emaj-186	57	16	is	be	AUX
emaj-186	57	17	one	one	NUM
emaj-186	57	18	of	of	ADP
emaj-186	57	19	the	the	DET
emaj-186	57	20	studies	study	NOUN
emaj-186	57	21	in	in	ADP
emaj-186	57	22	the	the	DET
emaj-186	57	23	literature	literature	NOUN
emaj-186	57	24	.	.	PUNCT
emaj-186	58	1	it	it	PRON
emaj-186	58	2	is	be	AUX
emaj-186	58	3	seen	see	VERB
emaj-186	58	4	as	as	ADP
emaj-186	58	5	a	a	DET
emaj-186	58	6	goal	goal	NOUN
emaj-186	58	7	to	to	PART
emaj-186	58	8	educate	educate	VERB
emaj-186	58	9	young	young	ADJ
emaj-186	58	10	people	people	NOUN
emaj-186	58	11	who	who	PRON
emaj-186	58	12	are	be	AUX
emaj-186	58	13	capable	capable	ADJ
emaj-186	58	14	of	of	ADP
emaj-186	58	15	making	make	VERB
emaj-186	58	16	financial	financial	ADJ
emaj-186	58	17	decisions	decision	NOUN
emaj-186	58	18	in	in	ADP
emaj-186	58	19	a	a	DET
emaj-186	58	20	healthy	healthy	ADJ
emaj-186	58	21	way	way	NOUN
emaj-186	58	22	,	,	PUNCT
emaj-186	58	23	are	be	AUX
emaj-186	58	24	conscious	conscious	ADJ
emaj-186	58	25	of	of	ADP
emaj-186	58	26	credit	credit	NOUN
emaj-186	58	27	card	card	NOUN
emaj-186	58	28	use	use	NOUN
emaj-186	58	29	and	and	CCONJ
emaj-186	58	30	can	can	AUX
emaj-186	58	31	manage	manage	VERB
emaj-186	58	32	their	their	PRON
emaj-186	58	33	budget	budget	NOUN
emaj-186	58	34	.	.	PUNCT
emaj-186	59	1	in	in	ADP
emaj-186	59	2	this	this	DET
emaj-186	59	3	context	context	NOUN
emaj-186	59	4	,	,	PUNCT
emaj-186	59	5	it	it	PRON
emaj-186	59	6	is	be	AUX
emaj-186	59	7	stated	state	VERB
emaj-186	59	8	that	that	SCONJ
emaj-186	59	9	education	education	NOUN
emaj-186	59	10	in	in	ADP
emaj-186	59	11	financial	financial	ADJ
emaj-186	59	12	subjects	subject	NOUN
emaj-186	59	13	in	in	ADP
emaj-186	59	14	turkey	turkey	NOUN
emaj-186	59	15	should	should	AUX
emaj-186	59	16	be	be	AUX
emaj-186	59	17	added	add	VERB
emaj-186	59	18	to	to	ADP
emaj-186	59	19	the	the	DET
emaj-186	59	20	curriculum	curriculum	NOUN
emaj-186	59	21	in	in	ADP
emaj-186	59	22	the	the	DET
emaj-186	59	23	years	year	NOUN
emaj-186	59	24	of	of	ADP
emaj-186	59	25	compulsory	compulsory	ADJ
emaj-186	59	26	education	education	NOUN
emaj-186	59	27	and	and	CCONJ
emaj-186	59	28	in	in	ADP
emaj-186	59	29	higher	high	ADJ
emaj-186	59	30	education	education	NOUN
emaj-186	59	31	institutions	institution	NOUN
emaj-186	59	32	as	as	ADP
emaj-186	59	33	compulsory	compulsory	ADJ
emaj-186	59	34	courses	course	NOUN
emaj-186	59	35	in	in	ADP
emaj-186	59	36	faculties	faculty	NOUN
emaj-186	59	37	other	other	ADJ
emaj-186	59	38	than	than	ADP
emaj-186	59	39	the	the	DET
emaj-186	59	40	faculty	faculty	NOUN
emaj-186	59	41	of	of	ADP
emaj-186	59	42	administrative	administrative	ADJ
emaj-186	59	43	sciences	sciences	PROPN
emaj-186	59	44	and	and	CCONJ
emaj-186	59	45	economics	economic	NOUN
emaj-186	59	46	.	.	PUNCT
emaj-186	60	1	(	(	PUNCT
emaj-186	60	2	yücel	yücel	PROPN
emaj-186	60	3	&	&	CCONJ
emaj-186	60	4	çiftçi	çiftçi	PROPN
emaj-186	60	5	,	,	PUNCT
emaj-186	60	6	2018	2018	NUM
emaj-186	60	7	,	,	PUNCT
emaj-186	60	8	p.	p.	NOUN
emaj-186	60	9	159	159	NUM
emaj-186	60	10	)	)	PUNCT
emaj-186	60	11	iii	iii	PROPN
emaj-186	60	12	.	.	PROPN
emaj-186	60	13	methodolgy	methodolgy	VERB
emaj-186	60	14	the	the	DET
emaj-186	60	15	importance	importance	NOUN
emaj-186	60	16	of	of	ADP
emaj-186	60	17	research	research	NOUN
emaj-186	60	18	-	-	PUNCT
emaj-186	60	19	method	method	NOUN
emaj-186	60	20	even	even	ADV
emaj-186	60	21	though	though	SCONJ
emaj-186	60	22	they	they	PRON
emaj-186	60	23	are	be	AUX
emaj-186	60	24	in	in	ADP
emaj-186	60	25	different	different	ADJ
emaj-186	60	26	levels	level	NOUN
emaj-186	60	27	doing	do	VERB
emaj-186	60	28	individual	individual	ADJ
emaj-186	60	29	entrepreneurial	entrepreneurial	ADJ
emaj-186	60	30	activities	activity	NOUN
emaj-186	60	31	,	,	PUNCT
emaj-186	60	32	creating	create	VERB
emaj-186	60	33	economic	economic	ADJ
emaj-186	60	34	units	unit	NOUN
emaj-186	60	35	such	such	ADJ
emaj-186	60	36	as	as	ADP
emaj-186	60	37	firm	firm	ADJ
emaj-186	60	38	etc	etc	X
emaj-186	60	39	.	.	X
emaj-186	60	40	are	be	AUX
emaj-186	60	41	in	in	ADP
emaj-186	60	42	financial	financial	ADJ
emaj-186	60	43	system	system	NOUN
emaj-186	60	44	.	.	PUNCT
emaj-186	61	1	teachers	teacher	NOUN
emaj-186	61	2	are	be	AUX
emaj-186	61	3	not	not	PART
emaj-186	61	4	only	only	ADV
emaj-186	61	5	individuals	individual	NOUN
emaj-186	61	6	,	,	PUNCT
emaj-186	61	7	but	but	CCONJ
emaj-186	61	8	teachers	teacher	NOUN
emaj-186	61	9	are	be	AUX
emaj-186	61	10	also	also	ADV
emaj-186	61	11	a	a	DET
emaj-186	61	12	key	key	ADJ
emaj-186	61	13	element	element	NOUN
emaj-186	61	14	of	of	ADP
emaj-186	61	15	the	the	DET
emaj-186	61	16	education	education	NOUN
emaj-186	61	17	system	system	NOUN
emaj-186	61	18	.	.	PUNCT
emaj-186	62	1	their	their	PRON
emaj-186	62	2	financial	financial	ADJ
emaj-186	62	3	situation	situation	NOUN
emaj-186	62	4	affects	affect	VERB
emaj-186	62	5	a	a	DET
emaj-186	62	6	large	large	ADJ
emaj-186	62	7	number	number	NOUN
emaj-186	62	8	of	of	ADP
emaj-186	62	9	other	other	ADJ
emaj-186	62	10	individuals	individual	NOUN
emaj-186	62	11	,	,	PUNCT
emaj-186	62	12	considering	consider	VERB
emaj-186	62	13	the	the	DET
emaj-186	62	14	students	student	NOUN
emaj-186	62	15	they	they	PRON
emaj-186	62	16	educate	educate	VERB
emaj-186	62	17	and	and	CCONJ
emaj-186	62	18	benefit	benefit	VERB
emaj-186	62	19	society	society	NOUN
emaj-186	62	20	.	.	PUNCT
emaj-186	63	1	for	for	ADP
emaj-186	63	2	these	these	DET
emaj-186	63	3	reasons	reason	NOUN
emaj-186	63	4	,	,	PUNCT
emaj-186	63	5	measuring	measure	VERB
emaj-186	63	6	the	the	DET
emaj-186	63	7	perception	perception	NOUN
emaj-186	63	8	of	of	ADP
emaj-186	63	9	information	information	NOUN
emaj-186	63	10	about	about	ADP
emaj-186	63	11	the	the	DET
emaj-186	63	12	financial	financial	ADJ
emaj-186	63	13	market	market	NOUN
emaj-186	63	14	and	and	CCONJ
emaj-186	63	15	instruments	instrument	NOUN
emaj-186	63	16	of	of	ADP
emaj-186	63	17	teachers	teacher	NOUN
emaj-186	63	18	is	be	AUX
emaj-186	63	19	a	a	DET
emaj-186	63	20	subject	subject	ADJ
emaj-186	63	21	worth	worth	NOUN
emaj-186	63	22	for	for	ADP
emaj-186	63	23	investigating	investigate	VERB
emaj-186	63	24	.	.	PUNCT
emaj-186	64	1	volume	volume	NOUN
emaj-186	64	2	9	9	NUM
emaj-186	64	3	no	no	DET
emaj-186	64	4	2	2	NUM
emaj-186	64	5	(	(	PUNCT
emaj-186	64	6	2019	2019	NUM
emaj-186	64	7	)	)	PUNCT
emaj-186	64	8	|	|	ADV
emaj-186	64	9	issn	issn	VERB
emaj-186	64	10	2158	2158	NUM
emaj-186	64	11	-	-	SYM
emaj-186	64	12	8708	8708	NUM
emaj-186	64	13	(	(	PUNCT
emaj-186	64	14	online	online	NOUN
emaj-186	64	15	)	)	PUNCT
emaj-186	64	16	|	|	ADV
emaj-186	64	17	doi	doi	X
emaj-186	64	18	10.5195	10.5195	NUM
emaj-186	64	19	/	/	SYM
emaj-186	64	20	emaj.2019.186	emaj.2019.186	NOUN
emaj-186	64	21	|	|	NOUN
emaj-186	64	22	http://emaj.pitt.edu	http://emaj.pitt.edu	NOUN
emaj-186	64	23	ferhat	ferhat	PROPN
emaj-186	64	24	sayım	sayım	NOUN
emaj-186	64	25	,	,	PUNCT
emaj-186	64	26	nurdan	nurdan	PROPN
emaj-186	64	27	serdar	serdar	PROPN
emaj-186	64	28	emerging	emerge	VERB
emaj-186	64	29	markets	market	NOUN
emaj-186	64	30	journal	journal	NOUN
emaj-186	65	1	|	|	ADV
emaj-186	65	2	p	p	NOUN
emaj-186	65	3	a	a	DET
emaj-186	65	4	g	g	NOUN
emaj-186	65	5	e	e	NOUN
emaj-186	65	6	3	3	NUM
emaj-186	65	7	in	in	ADP
emaj-186	65	8	this	this	DET
emaj-186	65	9	study	study	NOUN
emaj-186	65	10	,	,	PUNCT
emaj-186	65	11	the	the	DET
emaj-186	65	12	level	level	NOUN
emaj-186	65	13	of	of	ADP
emaj-186	65	14	knowledge	knowledge	NOUN
emaj-186	65	15	that	that	PRON
emaj-186	65	16	teachers	teacher	NOUN
emaj-186	65	17	define	define	VERB
emaj-186	65	18	for	for	ADP
emaj-186	65	19	themselves	themselves	PRON
emaj-186	65	20	about	about	ADP
emaj-186	65	21	the	the	DET
emaj-186	65	22	financial	financial	ADJ
emaj-186	65	23	system	system	NOUN
emaj-186	65	24	and	and	CCONJ
emaj-186	65	25	concepts	concept	NOUN
emaj-186	65	26	is	be	AUX
emaj-186	65	27	investigated	investigate	VERB
emaj-186	65	28	with	with	ADP
emaj-186	65	29	questionnaires	questionnaire	NOUN
emaj-186	65	30	that	that	PRON
emaj-186	65	31	do	do	AUX
emaj-186	65	32	not	not	PART
emaj-186	65	33	exceed	exceed	VERB
emaj-186	65	34	one	one	NUM
emaj-186	65	35	page	page	NOUN
emaj-186	65	36	.	.	PUNCT
emaj-186	66	1	this	this	DET
emaj-186	66	2	level	level	NOUN
emaj-186	66	3	of	of	ADP
emaj-186	66	4	knowledge	knowledge	NOUN
emaj-186	66	5	is	be	AUX
emaj-186	66	6	not	not	PART
emaj-186	66	7	a	a	DET
emaj-186	66	8	measurement	measurement	NOUN
emaj-186	66	9	of	of	ADP
emaj-186	66	10	information	information	NOUN
emaj-186	66	11	that	that	PRON
emaj-186	66	12	can	can	AUX
emaj-186	66	13	be	be	AUX
emaj-186	66	14	measured	measure	VERB
emaj-186	66	15	parametrically	parametrically	ADV
emaj-186	66	16	.	.	PUNCT
emaj-186	67	1	how	how	SCONJ
emaj-186	67	2	the	the	DET
emaj-186	67	3	surveyed	survey	VERB
emaj-186	67	4	audience	audience	NOUN
emaj-186	67	5	defines	define	VERB
emaj-186	67	6	their	their	PRON
emaj-186	67	7	level	level	NOUN
emaj-186	67	8	of	of	ADP
emaj-186	67	9	knowledge	knowledge	NOUN
emaj-186	67	10	about	about	ADP
emaj-186	67	11	the	the	DET
emaj-186	67	12	financial	financial	ADJ
emaj-186	67	13	concept	concept	NOUN
emaj-186	67	14	is	be	AUX
emaj-186	67	15	investigated	investigate	VERB
emaj-186	67	16	.	.	PUNCT
emaj-186	68	1	they	they	PRON
emaj-186	68	2	are	be	AUX
emaj-186	68	3	given	give	VERB
emaj-186	68	4	three	three	NUM
emaj-186	68	5	options	option	NOUN
emaj-186	68	6	.	.	PUNCT
emaj-186	68	7	0	0	PUNCT
emaj-186	69	1	=	=	X
emaj-186	69	2	i	i	PRON
emaj-186	69	3	do	do	AUX
emaj-186	69	4	n't	not	PART
emaj-186	69	5	know	know	VERB
emaj-186	69	6	anything	anything	PRON
emaj-186	69	7	about	about	ADP
emaj-186	69	8	that	that	PRON
emaj-186	69	9	.	.	PUNCT
emaj-186	70	1	1	1	NUM
emaj-186	70	2	=	=	X
emaj-186	70	3	i	i	PRON
emaj-186	70	4	have	have	VERB
emaj-186	70	5	general	general	ADJ
emaj-186	70	6	knowledge	knowledge	NOUN
emaj-186	70	7	of	of	ADP
emaj-186	70	8	this	this	DET
emaj-186	70	9	subject	subject	NOUN
emaj-186	70	10	2=	2=	NUM
emaj-186	70	11	i	i	PRON
emaj-186	70	12	have	have	VERB
emaj-186	70	13	more	more	ADV
emaj-186	70	14	detailed	detailed	ADJ
emaj-186	70	15	knowledge	knowledge	NOUN
emaj-186	70	16	such	such	ADJ
emaj-186	70	17	as	as	ADP
emaj-186	70	18	risk	risk	NOUN
emaj-186	70	19	,	,	PUNCT
emaj-186	70	20	cost	cost	NOUN
emaj-186	70	21	and	and	CCONJ
emaj-186	70	22	returns	return	NOUN
emaj-186	70	23	.	.	PUNCT
emaj-186	71	1	the	the	DET
emaj-186	71	2	data	datum	NOUN
emaj-186	71	3	obtained	obtain	VERB
emaj-186	71	4	were	be	AUX
emaj-186	71	5	evaluated	evaluate	VERB
emaj-186	71	6	in	in	ADP
emaj-186	71	7	the	the	DET
emaj-186	71	8	statistics	statistic	NOUN
emaj-186	71	9	program	program	NOUN
emaj-186	71	10	and	and	CCONJ
emaj-186	71	11	were	be	AUX
emaj-186	71	12	tested	test	VERB
emaj-186	71	13	with	with	ADP
emaj-186	71	14	reliability	reliability	NOUN
emaj-186	71	15	test	test	NOUN
emaj-186	71	16	for	for	ADP
emaj-186	71	17	non	non	ADJ
emaj-186	71	18	-	-	ADJ
emaj-186	71	19	parametric	parametric	ADJ
emaj-186	71	20	data	datum	NOUN
emaj-186	71	21	.	.	PUNCT
emaj-186	72	1	in	in	ADP
emaj-186	72	2	the	the	DET
emaj-186	72	3	analysis	analysis	NOUN
emaj-186	72	4	,	,	PUNCT
emaj-186	72	5	the	the	DET
emaj-186	72	6	outputs	output	NOUN
emaj-186	72	7	which	which	PRON
emaj-186	72	8	are	be	AUX
emaj-186	72	9	processed	process	VERB
emaj-186	72	10	in	in	ADP
emaj-186	72	11	excel	excel	NOUN
emaj-186	72	12	and	and	CCONJ
emaj-186	72	13	obtained	obtain	VERB
emaj-186	72	14	by	by	ADP
emaj-186	72	15	tabulating	tabulate	VERB
emaj-186	72	16	the	the	DET
emaj-186	72	17	data	datum	NOUN
emaj-186	72	18	in	in	ADP
emaj-186	72	19	the	the	DET
emaj-186	72	20	spss	spss	PROPN
emaj-186	72	21	program	program	NOUN
emaj-186	72	22	were	be	AUX
emaj-186	72	23	used	use	VERB
emaj-186	72	24	.	.	PUNCT
emaj-186	73	1	universe	universe	NOUN
emaj-186	73	2	and	and	CCONJ
emaj-186	73	3	sampling	sample	VERB
emaj-186	73	4	(	(	PUNCT
emaj-186	73	5	scope	scope	NOUN
emaj-186	73	6	)	)	PUNCT
emaj-186	73	7	sectoral	sectoral	ADJ
emaj-186	73	8	distribution	distribution	NOUN
emaj-186	73	9	it	it	PRON
emaj-186	73	10	can	can	AUX
emaj-186	73	11	be	be	AUX
emaj-186	73	12	said	say	VERB
emaj-186	73	13	that	that	SCONJ
emaj-186	73	14	the	the	DET
emaj-186	73	15	sample	sample	NOUN
emaj-186	73	16	has	have	VERB
emaj-186	73	17	a	a	DET
emaj-186	73	18	balanced	balanced	ADJ
emaj-186	73	19	distribution	distribution	NOUN
emaj-186	73	20	for	for	ADP
emaj-186	73	21	the	the	DET
emaj-186	73	22	public	public	ADJ
emaj-186	73	23	and	and	CCONJ
emaj-186	73	24	private	private	ADJ
emaj-186	73	25	sectors	sector	NOUN
emaj-186	73	26	.	.	PUNCT
emaj-186	74	1	this	this	DET
emaj-186	74	2	independent	independent	ADJ
emaj-186	74	3	variable	variable	NOUN
emaj-186	74	4	is	be	AUX
emaj-186	74	5	divided	divide	VERB
emaj-186	74	6	into	into	ADP
emaj-186	74	7	two	two	NUM
emaj-186	74	8	sub	sub	NOUN
emaj-186	74	9	-	-	NOUN
emaj-186	74	10	groups	group	NOUN
emaj-186	74	11	.	.	PUNCT
emaj-186	75	1	table	table	NOUN
emaj-186	75	2	1	1	NUM
emaj-186	75	3	.	.	PUNCT
emaj-186	75	4	public	public	ADJ
emaj-186	75	5	and	and	CCONJ
emaj-186	75	6	private	private	ADJ
emaj-186	75	7	sector	sector	NOUN
emaj-186	75	8	distribution	distribution	NOUN
emaj-186	75	9	frequency	frequency	NOUN
emaj-186	75	10	percent	percent	NOUN
emaj-186	75	11	valid	valid	ADJ
emaj-186	75	12	percent	percent	NOUN
emaj-186	75	13	cumulative	cumulative	ADJ
emaj-186	75	14	percent	percent	NOUN
emaj-186	75	15	valid	valid	ADJ
emaj-186	75	16	public	public	ADJ
emaj-186	75	17	24	24	NUM
emaj-186	76	1	48,0	48,0	NUM
emaj-186	77	1	48,0	48,0	ADV
emaj-186	78	1	48,0	48,0	ADV
emaj-186	78	2	private	private	ADJ
emaj-186	78	3	26	26	NUM
emaj-186	79	1	52,0	52,0	NUM
emaj-186	79	2	52,0	52,0	NUM
emaj-186	79	3	100,0	100,0	NUM
emaj-186	79	4	total	total	ADJ
emaj-186	79	5	50	50	NUM
emaj-186	79	6	100,0	100,0	NUM
emaj-186	79	7	100,0	100,0	NUM
emaj-186	79	8	age	age	NOUN
emaj-186	79	9	distribution	distribution	NOUN
emaj-186	79	10	the	the	DET
emaj-186	79	11	distribution	distribution	NOUN
emaj-186	79	12	based	base	VERB
emaj-186	79	13	on	on	ADP
emaj-186	79	14	age	age	NOUN
emaj-186	79	15	was	be	AUX
emaj-186	79	16	divided	divide	VERB
emaj-186	79	17	into	into	ADP
emaj-186	79	18	four	four	NUM
emaj-186	79	19	sub	sub	NOUN
emaj-186	79	20	-	-	NOUN
emaj-186	79	21	groups	group	NOUN
emaj-186	79	22	.	.	PUNCT
emaj-186	80	1	while	while	SCONJ
emaj-186	80	2	participants	participant	NOUN
emaj-186	80	3	under	under	ADP
emaj-186	80	4	30	30	NUM
emaj-186	80	5	and	and	CCONJ
emaj-186	80	6	31	31	NUM
emaj-186	80	7	-	-	SYM
emaj-186	80	8	40	40	NUM
emaj-186	80	9	years	year	NOUN
emaj-186	80	10	are	be	AUX
emaj-186	80	11	in	in	ADP
emaj-186	80	12	majority	majority	NOUN
emaj-186	80	13	,	,	PUNCT
emaj-186	80	14	the	the	DET
emaj-186	80	15	proportions	proportion	NOUN
emaj-186	80	16	of	of	ADP
emaj-186	80	17	groups	group	NOUN
emaj-186	80	18	aged	age	VERB
emaj-186	80	19	4150	4150	NUM
emaj-186	80	20	and	and	CCONJ
emaj-186	80	21	over	over	ADP
emaj-186	80	22	50	50	NUM
emaj-186	80	23	are	be	AUX
emaj-186	80	24	close	close	ADJ
emaj-186	80	25	to	to	ADP
emaj-186	80	26	each	each	DET
emaj-186	80	27	other	other	ADJ
emaj-186	80	28	.	.	PUNCT
emaj-186	81	1	table	table	NOUN
emaj-186	81	2	2	2	NUM
emaj-186	81	3	.	.	PUNCT
emaj-186	81	4	distribution	distribution	NOUN
emaj-186	81	5	by	by	ADP
emaj-186	81	6	age	age	NOUN
emaj-186	81	7	frequency	frequency	NOUN
emaj-186	81	8	percent	percent	NOUN
emaj-186	81	9	valid	valid	ADJ
emaj-186	81	10	percent	percent	NOUN
emaj-186	81	11	cumulative	cumulative	ADJ
emaj-186	81	12	percent	percent	NOUN
emaj-186	81	13	valid	valid	ADJ
emaj-186	81	14	under	under	ADP
emaj-186	81	15	30	30	NUM
emaj-186	81	16	16	16	NUM
emaj-186	81	17	32,0	32,0	NUM
emaj-186	81	18	32,0	32,0	NUM
emaj-186	81	19	32,0	32,0	NUM
emaj-186	81	20	31	31	NUM
emaj-186	81	21	-	-	SYM
emaj-186	81	22	40	40	NUM
emaj-186	81	23	17	17	NUM
emaj-186	81	24	34,0	34,0	NUM
emaj-186	82	1	34,0	34,0	NUM
emaj-186	83	1	66,0	66,0	NUM
emaj-186	83	2	41	41	NUM
emaj-186	83	3	-	-	SYM
emaj-186	83	4	50	50	NUM
emaj-186	83	5	9	9	NUM
emaj-186	83	6	18,0	18,0	NUM
emaj-186	83	7	18,0	18,0	NUM
emaj-186	83	8	84,0	84,0	NUM
emaj-186	83	9	over	over	ADP
emaj-186	83	10	50	50	NUM
emaj-186	83	11	8	8	NUM
emaj-186	83	12	16,0	16,0	NUM
emaj-186	83	13	16,0	16,0	NUM
emaj-186	83	14	100,0	100,0	NUM
emaj-186	83	15	total	total	ADJ
emaj-186	83	16	50	50	NUM
emaj-186	83	17	100,0	100,0	NUM
emaj-186	83	18	100,0	100,0	NOUN
emaj-186	83	19	gender	gender	NOUN
emaj-186	83	20	distribution	distribution	NOUN
emaj-186	83	21	when	when	SCONJ
emaj-186	83	22	the	the	DET
emaj-186	83	23	distribution	distribution	NOUN
emaj-186	83	24	of	of	ADP
emaj-186	83	25	the	the	DET
emaj-186	83	26	participants	participant	NOUN
emaj-186	83	27	by	by	ADP
emaj-186	83	28	gender	gender	NOUN
emaj-186	83	29	is	be	AUX
emaj-186	83	30	examined	examine	VERB
emaj-186	83	31	,	,	PUNCT
emaj-186	83	32	women	woman	NOUN
emaj-186	83	33	are	be	AUX
emaj-186	83	34	in	in	ADP
emaj-186	83	35	majority	majority	NOUN
emaj-186	83	36	with	with	ADP
emaj-186	83	37	a	a	DET
emaj-186	83	38	difference	difference	NOUN
emaj-186	83	39	that	that	PRON
emaj-186	83	40	does	do	AUX
emaj-186	83	41	not	not	PART
emaj-186	83	42	pose	pose	VERB
emaj-186	83	43	a	a	DET
emaj-186	83	44	problem	problem	NOUN
emaj-186	83	45	in	in	ADP
emaj-186	83	46	terms	term	NOUN
emaj-186	83	47	of	of	ADP
emaj-186	83	48	feasibility	feasibility	NOUN
emaj-186	83	49	analysis	analysis	NOUN
emaj-186	83	50	.	.	PUNCT
emaj-186	84	1	table	table	NOUN
emaj-186	84	2	3	3	NUM
emaj-186	84	3	.	.	PUNCT
emaj-186	85	1	distribution	distribution	NOUN
emaj-186	85	2	by	by	ADP
emaj-186	85	3	gender	gender	NOUN
emaj-186	85	4	frequency	frequency	NOUN
emaj-186	85	5	percent	percent	NOUN
emaj-186	85	6	valid	valid	ADJ
emaj-186	85	7	percent	percent	NOUN
emaj-186	85	8	cumulative	cumulative	ADJ
emaj-186	85	9	percent	percent	NOUN
emaj-186	85	10	valid	valid	ADJ
emaj-186	85	11	men	man	NOUN
emaj-186	85	12	21	21	NUM
emaj-186	85	13	42,0	42,0	NUM
emaj-186	86	1	42,0	42,0	VERB
emaj-186	87	1	42,0	42,0	INTJ
emaj-186	87	2	woman	woman	NOUN
emaj-186	87	3	29	29	NUM
emaj-186	88	1	58,0	58,0	NUM
emaj-186	88	2	58,0	58,0	NUM
emaj-186	88	3	100,0	100,0	NUM
emaj-186	88	4	total	total	ADJ
emaj-186	88	5	50	50	NUM
emaj-186	88	6	100,0	100,0	NUM
emaj-186	88	7	100,0	100,0	NUM
emaj-186	88	8	reliability	reliability	NOUN
emaj-186	88	9	test	test	NOUN
emaj-186	88	10	cronbach	cronbach	NOUN
emaj-186	88	11	alpha	alpha	NOUN
emaj-186	88	12	is	be	AUX
emaj-186	88	13	0.910	0.910	NUM
emaj-186	88	14	for	for	ADP
emaj-186	88	15	the	the	DET
emaj-186	88	16	questionnaire	questionnaire	NOUN
emaj-186	88	17	,	,	PUNCT
emaj-186	88	18	which	which	PRON
emaj-186	88	19	seeks	seek	VERB
emaj-186	88	20	to	to	PART
emaj-186	88	21	measure	measure	VERB
emaj-186	88	22	the	the	DET
emaj-186	88	23	perception	perception	NOUN
emaj-186	88	24	of	of	ADP
emaj-186	88	25	information	information	NOUN
emaj-186	88	26	that	that	PRON
emaj-186	88	27	teachers	teacher	NOUN
emaj-186	88	28	feel	feel	VERB
emaj-186	88	29	about	about	ADP
emaj-186	88	30	financial	financial	ADJ
emaj-186	88	31	instruments	instrument	NOUN
emaj-186	88	32	and	and	CCONJ
emaj-186	88	33	concepts	concept	NOUN
emaj-186	88	34	.	.	PUNCT
emaj-186	89	1	this	this	DET
emaj-186	89	2	coefficient	coefficient	NOUN
emaj-186	89	3	is	be	AUX
emaj-186	89	4	sufficient	sufficient	ADJ
emaj-186	89	5	for	for	SCONJ
emaj-186	89	6	the	the	DET
emaj-186	89	7	study	study	NOUN
emaj-186	89	8	to	to	PART
emaj-186	89	9	be	be	AUX
emaj-186	89	10	analyzed	analyze	VERB
emaj-186	89	11	.	.	PUNCT
emaj-186	90	1	table	table	NOUN
emaj-186	90	2	4	4	NUM
emaj-186	90	3	.	.	PUNCT
emaj-186	91	1	reliability	reliability	NOUN
emaj-186	91	2	test	test	NOUN
emaj-186	91	3	cronbach	cronbach	NOUN
emaj-186	91	4	's	's	PART
emaj-186	91	5	alpha	alpha	NOUN
emaj-186	91	6	n	n	PROPN
emaj-186	91	7	of	of	ADP
emaj-186	91	8	items	item	NOUN
emaj-186	91	9	,	,	PUNCT
emaj-186	91	10	910	910	NUM
emaj-186	91	11	17	17	NUM
emaj-186	91	12	scale	scale	NOUN
emaj-186	91	13	mean	mean	VERB
emaj-186	91	14	if	if	SCONJ
emaj-186	91	15	item	item	NOUN
emaj-186	91	16	delet	delet	NOUN
emaj-186	91	17	ed	ed	NOUN
emaj-186	91	18	scale	scale	NOUN
emaj-186	91	19	varia	varia	NOUN
emaj-186	91	20	nce	nce	NOUN
emaj-186	91	21	if	if	SCONJ
emaj-186	91	22	item	item	NOUN
emaj-186	91	23	delet	delet	PROPN
emaj-186	91	24	ed	ed	PROPN
emaj-186	91	25	correct	correct	ADJ
emaj-186	91	26	ed	ed	PROPN
emaj-186	91	27	itemtotal	itemtotal	PROPN
emaj-186	91	28	correla	correla	PROPN
emaj-186	91	29	tion	tion	PROPN
emaj-186	91	30	cronba	cronba	PROPN
emaj-186	91	31	ch	ch	PROPN
emaj-186	91	32	's	's	PART
emaj-186	91	33	alpha	alpha	NOUN
emaj-186	91	34	if	if	SCONJ
emaj-186	91	35	item	item	NOUN
emaj-186	91	36	deleted	delete	VERB
emaj-186	91	37	financial	financial	ADJ
emaj-186	91	38	system	system	NOUN
emaj-186	91	39	and	and	CCONJ
emaj-186	91	40	market	market	NOUN
emaj-186	91	41	operation	operation	NOUN
emaj-186	91	42	7,82	7,82	PROPN
emaj-186	91	43	29,66	29,66	NOUN
emaj-186	91	44	,	,	PUNCT
emaj-186	91	45	647	647	NUM
emaj-186	91	46	,	,	PUNCT
emaj-186	91	47	903	903	NUM
emaj-186	91	48	investment	investment	NOUN
emaj-186	91	49	budgeting	budget	VERB
emaj-186	91	50	7,88	7,88	NUM
emaj-186	91	51	29,33	29,33	NUM
emaj-186	91	52	,	,	PUNCT
emaj-186	91	53	746	746	NUM
emaj-186	91	54	,	,	PUNCT
emaj-186	91	55	899	899	NUM
emaj-186	91	56	financial	financial	ADJ
emaj-186	91	57	risks	risk	NOUN
emaj-186	91	58	7,96	7,96	ADV
emaj-186	91	59	30,49	30,49	NUM
emaj-186	91	60	,	,	PUNCT
emaj-186	91	61	607	607	NUM
emaj-186	91	62	,	,	PUNCT
emaj-186	91	63	904	904	NUM
emaj-186	91	64	common	common	ADJ
emaj-186	91	65	/	/	SYM
emaj-186	91	66	compound	compound	NOUN
emaj-186	91	67	/	/	SYM
emaj-186	91	68	no	no	DET
emaj-186	91	69	minal	minal	ADJ
emaj-186	91	70	/	/	SYM
emaj-186	91	71	real	real	ADJ
emaj-186	91	72	interest	interest	NOUN
emaj-186	91	73	8,08	8,08	NUM
emaj-186	91	74	31,01	31,01	NUM
emaj-186	91	75	,	,	PUNCT
emaj-186	91	76	621	621	NUM
emaj-186	91	77	,	,	PUNCT
emaj-186	91	78	904	904	NUM
emaj-186	91	79	participation	participation	NOUN
emaj-186	91	80	(	(	PUNCT
emaj-186	91	81	interestfree)bank	interestfree)bank	ADJ
emaj-186	91	82	differences	difference	NOUN
emaj-186	91	83	7,84	7,84	NUM
emaj-186	91	84	30,50	30,50	NUM
emaj-186	91	85	,	,	PUNCT
emaj-186	91	86	592	592	NUM
emaj-186	91	87	,	,	PUNCT
emaj-186	91	88	904	904	NUM
emaj-186	91	89	offshore	offshore	ADJ
emaj-186	91	90	banking	banking	NOUN
emaj-186	91	91	8,26	8,26	NUM
emaj-186	91	92	33,75	33,75	NOUN
emaj-186	91	93	,	,	PUNCT
emaj-186	91	94	147	147	NUM
emaj-186	91	95	,	,	PUNCT
emaj-186	91	96	914	914	NUM
emaj-186	91	97	bond	bond	NOUN
emaj-186	91	98	-	-	PUNCT
emaj-186	91	99	bond	bond	NOUN
emaj-186	91	100	types	type	NOUN
emaj-186	91	101	/	/	SYM
emaj-186	91	102	repo	repo	NOUN
emaj-186	91	103	7,84	7,84	NOUN
emaj-186	91	104	28,91	28,91	NUM
emaj-186	91	105	,	,	PUNCT
emaj-186	91	106	723	723	NUM
emaj-186	91	107	,	,	PUNCT
emaj-186	91	108	900	900	NUM
emaj-186	91	109	interest	interest	NOUN
emaj-186	91	110	/	/	SYM
emaj-186	91	111	exchange	exchange	NOUN
emaj-186	91	112	/	/	SYM
emaj-186	91	113	matur	matur	PROPN
emaj-186	91	114	ity	ity	NOUN
emaj-186	91	115	/	/	SYM
emaj-186	91	116	risk	risk	NOUN
emaj-186	91	117	and	and	CCONJ
emaj-186	91	118	management	management	NOUN
emaj-186	92	1	7,74	7,74	NOUN
emaj-186	92	2	29,01	29,01	NUM
emaj-186	92	3	,	,	PUNCT
emaj-186	92	4	722	722	NUM
emaj-186	92	5	,	,	PUNCT
emaj-186	92	6	900	900	NUM
emaj-186	92	7	futures	future	NOUN
emaj-186	92	8	(	(	PUNCT
emaj-186	92	9	forward)markets	forward)market	NOUN
emaj-186	92	10	7,90	7,90	NUM
emaj-186	92	11	29,89	29,89	NUM
emaj-186	92	12	,	,	PUNCT
emaj-186	92	13	611	611	NUM
emaj-186	92	14	,	,	PUNCT
emaj-186	92	15	904	904	NUM
emaj-186	92	16	consumer	consumer	NOUN
emaj-186	92	17	credit	credit	NOUN
emaj-186	92	18	,	,	PUNCT
emaj-186	92	19	housing	housing	NOUN
emaj-186	92	20	credit	credit	NOUN
emaj-186	92	21	7,16	7,16	NOUN
emaj-186	92	22	30,02	30,02	NUM
emaj-186	92	23	,	,	PUNCT
emaj-186	92	24	562	562	NUM
emaj-186	92	25	,	,	PUNCT
emaj-186	92	26	906	906	NUM
emaj-186	92	27	central	central	ADJ
emaj-186	92	28	bank	bank	NOUN
emaj-186	92	29	transactions	transaction	NOUN
emaj-186	92	30	7,76	7,76	NOUN
emaj-186	92	31	30,72	30,72	NUM
emaj-186	92	32	,	,	PUNCT
emaj-186	92	33	523	523	NUM
emaj-186	92	34	,	,	PUNCT
emaj-186	92	35	907	907	NUM
emaj-186	92	36	company	company	NOUN
emaj-186	92	37	's	's	PART
emaj-186	92	38	public	public	ADJ
emaj-186	92	39	offering	offering	NOUN
emaj-186	92	40	7,80	7,80	PROPN
emaj-186	92	41	29,88	29,88	NOUN
emaj-186	92	42	,	,	PUNCT
emaj-186	92	43	657	657	NUM
emaj-186	92	44	,	,	PUNCT
emaj-186	92	45	902	902	NUM
emaj-186	92	46	stock	stock	NOUN
emaj-186	92	47	exchanges	exchange	NOUN
emaj-186	92	48	7,72	7,72	PROPN
emaj-186	92	49	30,00	30,00	NUM
emaj-186	92	50	,	,	PUNCT
emaj-186	92	51	655	655	NUM
emaj-186	92	52	,	,	PUNCT
emaj-186	92	53	902	902	NUM
emaj-186	92	54	forex	forex	ADJ
emaj-186	92	55	markets	market	NOUN
emaj-186	92	56	8,16	8,16	NOUN
emaj-186	92	57	31,40	31,40	NUM
emaj-186	92	58	,	,	PUNCT
emaj-186	92	59	543	543	NUM
emaj-186	92	60	,	,	PUNCT
emaj-186	92	61	906	906	NUM
emaj-186	92	62	leasing	lease	VERB
emaj-186	92	63	8,16	8,16	NUM
emaj-186	92	64	31,93	31,93	NUM
emaj-186	92	65	,	,	PUNCT
emaj-186	92	66	495	495	NUM
emaj-186	92	67	,	,	PUNCT
emaj-186	92	68	907	907	NUM
emaj-186	92	69	credit	credit	NOUN
emaj-186	92	70	note	note	NOUN
emaj-186	92	71	7,42	7,42	NOUN
emaj-186	92	72	30,90	30,90	NUM
emaj-186	92	73	,	,	PUNCT
emaj-186	92	74	516	516	NUM
emaj-186	92	75	,	,	PUNCT
emaj-186	92	76	907	907	NUM
emaj-186	92	77	derivative	derivative	ADJ
emaj-186	92	78	products	product	NOUN
emaj-186	92	79	8,26	8,26	NOUN
emaj-186	92	80	32,89	32,89	NOUN
emaj-186	92	81	,	,	PUNCT
emaj-186	92	82	396	396	NUM
emaj-186	92	83	,	,	PUNCT
emaj-186	92	84	910	910	NUM
emaj-186	92	85	volume	volume	NOUN
emaj-186	92	86	9	9	NUM
emaj-186	92	87	no	no	DET
emaj-186	92	88	2	2	NUM
emaj-186	92	89	(	(	PUNCT
emaj-186	92	90	2019	2019	NUM
emaj-186	92	91	)	)	PUNCT
emaj-186	92	92	|	|	ADV
emaj-186	92	93	issn	issn	VERB
emaj-186	92	94	2158	2158	NUM
emaj-186	92	95	-	-	SYM
emaj-186	92	96	8708	8708	NUM
emaj-186	92	97	(	(	PUNCT
emaj-186	92	98	online	online	NOUN
emaj-186	92	99	)	)	PUNCT
emaj-186	92	100	|	|	ADV
emaj-186	92	101	doi	doi	X
emaj-186	92	102	10.5195	10.5195	NUM
emaj-186	92	103	/	/	SYM
emaj-186	92	104	emaj.2019.186	emaj.2019.186	NOUN
emaj-186	92	105	|	|	ADV
emaj-186	92	106	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-186	92	107	the	the	DET
emaj-186	92	108	perception	perception	NOUN
emaj-186	92	109	of	of	ADP
emaj-186	92	110	teachers	teacher	NOUN
emaj-186	92	111	about	about	ADP
emaj-186	92	112	financial	financial	ADJ
emaj-186	92	113	markets	market	NOUN
emaj-186	92	114	and	and	CCONJ
emaj-186	92	115	instruments	instrument	VERB
emaj-186	92	116	information	information	NOUN
emaj-186	92	117	page	page	NOUN
emaj-186	92	118	|4|	|4|	PROPN
emaj-186	92	119	emerging	emerge	VERB
emaj-186	92	120	markets	market	NOUN
emaj-186	92	121	journal	journal	NOUN
emaj-186	92	122	iv	iv	NOUN
emaj-186	92	123	.	.	PUNCT
emaj-186	92	124	analysis	analysis	NOUN
emaj-186	92	125	and	and	CCONJ
emaj-186	92	126	findings	finding	VERB
emaj-186	92	127	the	the	DET
emaj-186	92	128	level	level	NOUN
emaj-186	92	129	of	of	ADP
emaj-186	92	130	knowledge	knowledge	NOUN
emaj-186	92	131	felt	feel	VERB
emaj-186	92	132	about	about	ADP
emaj-186	92	133	financial	financial	ADJ
emaj-186	92	134	concepts	concept	NOUN
emaj-186	92	135	and	and	CCONJ
emaj-186	92	136	instruments	instrument	NOUN
emaj-186	92	137	table	table	VERB
emaj-186	92	138	5	5	NUM
emaj-186	92	139	.	.	PUNCT
emaj-186	92	140	average	average	ADJ
emaj-186	92	141	knowledge	knowledge	NOUN
emaj-186	92	142	level	level	NOUN
emaj-186	92	143	that	that	PRON
emaj-186	92	144	teachers	teacher	NOUN
emaj-186	92	145	feel	feel	VERB
emaj-186	92	146	aver	aver	NOUN
emaj-186	92	147	age	age	NOUN
emaj-186	92	148	50	50	NUM
emaj-186	92	149	peop	peop	PROPN
emaj-186	92	150	le	le	X
emaj-186	92	151	deviation	deviation	NOUN
emaj-186	92	152	from	from	ADP
emaj-186	92	153	the	the	DET
emaj-186	92	154	general	general	ADJ
emaj-186	92	155	average	average	ADJ
emaj-186	92	156	nominal	nominal	ADJ
emaj-186	92	157	deviation	deviation	NOUN
emaj-186	92	158	from	from	ADP
emaj-186	92	159	general	general	ADJ
emaj-186	92	160	average	average	ADJ
emaj-186	92	161	percentage	percentage	NOUN
emaj-186	92	162	the	the	DET
emaj-186	92	163	functioning	functioning	NOUN
emaj-186	92	164	of	of	ADP
emaj-186	92	165	the	the	DET
emaj-186	92	166	financial	financial	ADJ
emaj-186	92	167	system	system	NOUN
emaj-186	92	168	and	and	CCONJ
emaj-186	92	169	the	the	DET
emaj-186	92	170	market	market	NOUN
emaj-186	92	171	0,54	0,54	NOUN
emaj-186	93	1	0,048	0,048	NUM
emaj-186	93	2	9	9	NUM
emaj-186	93	3	%	%	NOUN
emaj-186	93	4	investment	investment	NOUN
emaj-186	93	5	budgeting	budgeting	NOUN
emaj-186	93	6	0,48	0,48	NUM
emaj-186	93	7	-0,012	-0,012	NUM
emaj-186	93	8	-3	-3	ADJ
emaj-186	93	9	%	%	NOUN
emaj-186	93	10	financial	financial	ADJ
emaj-186	93	11	risks	risk	NOUN
emaj-186	93	12	0,4	0,4	NUM
emaj-186	93	13	-0,092	-0,092	PUNCT
emaj-186	93	14	-23	-23	NUM
emaj-186	93	15	%	%	NOUN
emaj-186	93	16	common	common	ADJ
emaj-186	93	17	/	/	SYM
emaj-186	93	18	comp	comp	NOUN
emaj-186	93	19	ound	ound	ADJ
emaj-186	93	20	/	/	SYM
emaj-186	93	21	nominal	nominal	ADJ
emaj-186	93	22	/	/	SYM
emaj-186	93	23	r	r	NOUN
emaj-186	93	24	eal	eal	NOUN
emaj-186	93	25	interest	interest	NOUN
emaj-186	93	26	0,28	0,28	PUNCT
emaj-186	94	1	-0,212	-0,212	ADJ
emaj-186	94	2	-76	-76	NUM
emaj-186	94	3	%	%	NOUN
emaj-186	94	4	participation	participation	NOUN
emaj-186	94	5	(	(	PUNCT
emaj-186	94	6	interest	interest	NOUN
emaj-186	94	7	-	-	PUNCT
emaj-186	94	8	free	free	ADJ
emaj-186	94	9	)	)	PUNCT
emaj-186	94	10	bank	bank	NOUN
emaj-186	94	11	differences	difference	NOUN
emaj-186	94	12	0,52	0,52	NOUN
emaj-186	94	13	0,028	0,028	NUM
emaj-186	94	14	5	5	NUM
emaj-186	94	15	%	%	NOUN
emaj-186	94	16	offshore	offshore	ADJ
emaj-186	94	17	banking	banking	NOUN
emaj-186	94	18	0,1	0,1	NUM
emaj-186	94	19	-0,392	-0,392	NUM
emaj-186	94	20	-392	-392	PROPN
emaj-186	94	21	%	%	NOUN
emaj-186	94	22	bond	bond	NOUN
emaj-186	94	23	-	-	PUNCT
emaj-186	94	24	bond	bond	NOUN
emaj-186	94	25	types	type	NOUN
emaj-186	94	26	/	/	SYM
emaj-186	94	27	repo	repo	VERB
emaj-186	94	28	0,52	0,52	NOUN
emaj-186	94	29	0,028	0,028	NUM
emaj-186	94	30	5	5	NUM
emaj-186	94	31	%	%	NOUN
emaj-186	94	32	interest	interest	NOUN
emaj-186	94	33	/	/	SYM
emaj-186	94	34	exchang	exchang	PROPN
emaj-186	94	35	e	e	NOUN
emaj-186	94	36	/	/	SYM
emaj-186	94	37	maturity	maturity	NOUN
emaj-186	94	38	/	/	SYM
emaj-186	94	39	risk	risk	NOUN
emaj-186	94	40	and	and	CCONJ
emaj-186	94	41	management	management	NOUN
emaj-186	94	42	0,62	0,62	ADV
emaj-186	94	43	0,128	0,128	NUM
emaj-186	94	44	21	21	NUM
emaj-186	94	45	%	%	NOUN
emaj-186	94	46	futures	future	NOUN
emaj-186	94	47	(	(	PUNCT
emaj-186	94	48	forward	forward	ADV
emaj-186	94	49	)	)	PUNCT
emaj-186	94	50	markets	market	NOUN
emaj-186	94	51	0,46	0,46	NOUN
emaj-186	95	1	-0,032	-0,032	CCONJ
emaj-186	96	1	-7	-7	NUM
emaj-186	96	2	%	%	NOUN
emaj-186	96	3	consumer	consumer	NOUN
emaj-186	96	4	credit	credit	NOUN
emaj-186	96	5	,	,	PUNCT
emaj-186	96	6	housing	housing	NOUN
emaj-186	96	7	credit	credit	NOUN
emaj-186	96	8	1,2	1,2	NUM
emaj-186	96	9	0,708	0,708	NUM
emaj-186	96	10	59	59	NUM
emaj-186	96	11	%	%	NOUN
emaj-186	96	12	central	central	PROPN
emaj-186	96	13	bank	bank	NOUN
emaj-186	96	14	transactions	transaction	NOUN
emaj-186	96	15	0,6	0,6	NUM
emaj-186	96	16	0,108	0,108	NUM
emaj-186	96	17	18	18	NUM
emaj-186	96	18	%	%	NOUN
emaj-186	96	19	company	company	NOUN
emaj-186	96	20	's	's	PART
emaj-186	96	21	public	public	ADJ
emaj-186	96	22	offering	offering	NOUN
emaj-186	96	23	0,56	0,56	NOUN
emaj-186	96	24	0,068	0,068	NUM
emaj-186	96	25	12	12	NUM
emaj-186	96	26	%	%	NOUN
emaj-186	96	27	exchanges	exchange	NOUN
emaj-186	96	28	0,64	0,64	NUM
emaj-186	97	1	0,148	0,148	NUM
emaj-186	97	2	23	23	NUM
emaj-186	97	3	%	%	NOUN
emaj-186	97	4	forex	forex	ADJ
emaj-186	97	5	markets	market	NOUN
emaj-186	97	6	0,2	0,2	NUM
emaj-186	97	7	-0,292	-0,292	ADJ
emaj-186	97	8	-146	-146	PROPN
emaj-186	97	9	%	%	NOUN
emaj-186	97	10	leasing	leasing	NOUN
emaj-186	97	11	0,2	0,2	NUM
emaj-186	97	12	-0,292	-0,292	ADJ
emaj-186	97	13	-146	-146	PROPN
emaj-186	97	14	%	%	NOUN
emaj-186	97	15	credit	credit	NOUN
emaj-186	97	16	note	note	NOUN
emaj-186	97	17	0,94	0,94	NOUN
emaj-186	97	18	0,448	0,448	NUM
emaj-186	97	19	48	48	NUM
emaj-186	97	20	%	%	NOUN
emaj-186	97	21	derivatives	derivative	NOUN
emaj-186	97	22	products	product	NOUN
emaj-186	97	23	0,1	0,1	NUM
emaj-186	97	24	-0,392	-0,392	NUM
emaj-186	97	25	-392	-392	PROPN
emaj-186	97	26	%	%	NOUN
emaj-186	97	27	overall	overall	ADJ
emaj-186	97	28	average	average	NOUN
emaj-186	97	29	0,49	0,49	NUM
emaj-186	97	30	2	2	NUM
emaj-186	97	31	0	0	NUM
emaj-186	97	32	0	0	NUM
emaj-186	97	33	%	%	NOUN
emaj-186	97	34	when	when	SCONJ
emaj-186	97	35	expressing	express	VERB
emaj-186	97	36	the	the	DET
emaj-186	97	37	perception	perception	NOUN
emaj-186	97	38	of	of	ADP
emaj-186	97	39	information	information	NOUN
emaj-186	97	40	that	that	PRON
emaj-186	97	41	teachers	teacher	NOUN
emaj-186	97	42	feel	feel	VERB
emaj-186	97	43	about	about	ADP
emaj-186	97	44	financial	financial	ADJ
emaj-186	97	45	concepts	concept	NOUN
emaj-186	97	46	and	and	CCONJ
emaj-186	97	47	instruments	instrument	NOUN
emaj-186	97	48	;	;	PUNCT
emaj-186	97	49	they	they	PRON
emaj-186	97	50	have	have	AUX
emaj-186	97	51	been	be	AUX
emaj-186	97	52	asked	ask	VERB
emaj-186	97	53	to	to	PART
emaj-186	97	54	give	give	VERB
emaj-186	97	55	values	value	NOUN
emaj-186	97	56	that	that	PRON
emaj-186	97	57	mean	mean	VERB
emaj-186	97	58	0	0	PUNCT
emaj-186	98	1	=	=	NOUN
emaj-186	98	2	i	i	PRON
emaj-186	98	3	do	do	AUX
emaj-186	98	4	n't	not	PART
emaj-186	98	5	know	know	VERB
emaj-186	98	6	about	about	ADP
emaj-186	98	7	this	this	DET
emaj-186	98	8	1	1	NUM
emaj-186	98	9	=	=	NOUN
emaj-186	98	10	i	i	PRON
emaj-186	98	11	have	have	VERB
emaj-186	98	12	general	general	ADJ
emaj-186	98	13	knowledge	knowledge	NOUN
emaj-186	98	14	of	of	ADP
emaj-186	98	15	this	this	DET
emaj-186	98	16	subject	subject	NOUN
emaj-186	98	17	2=	2=	NUM
emaj-186	98	18	i	i	PRON
emaj-186	98	19	have	have	VERB
emaj-186	98	20	more	more	ADV
emaj-186	98	21	detailed	detailed	ADJ
emaj-186	98	22	information	information	NOUN
emaj-186	98	23	such	such	ADJ
emaj-186	98	24	as	as	ADP
emaj-186	98	25	risk	risk	NOUN
emaj-186	98	26	,	,	PUNCT
emaj-186	98	27	cost	cost	NOUN
emaj-186	98	28	and	and	CCONJ
emaj-186	98	29	returns	return	NOUN
emaj-186	98	30	.	.	PUNCT
emaj-186	99	1	as	as	SCONJ
emaj-186	99	2	it	it	PRON
emaj-186	99	3	can	can	AUX
emaj-186	99	4	be	be	AUX
emaj-186	99	5	seen	see	VERB
emaj-186	99	6	from	from	ADP
emaj-186	99	7	the	the	DET
emaj-186	99	8	table	table	NOUN
emaj-186	99	9	,	,	PUNCT
emaj-186	99	10	perception	perception	NOUN
emaj-186	99	11	of	of	ADP
emaj-186	99	12	information	information	NOUN
emaj-186	99	13	that	that	PRON
emaj-186	99	14	teachers	teacher	NOUN
emaj-186	99	15	feel	feel	VERB
emaj-186	99	16	about	about	ADP
emaj-186	99	17	financial	financial	ADJ
emaj-186	99	18	concepts	concept	NOUN
emaj-186	99	19	is	be	AUX
emaj-186	99	20	low	low	ADJ
emaj-186	99	21	.	.	PUNCT
emaj-186	100	1	the	the	DET
emaj-186	100	2	lowest	low	ADJ
emaj-186	100	3	knowledge	knowledge	NOUN
emaj-186	100	4	level	level	NOUN
emaj-186	100	5	averages	average	NOUN
emaj-186	100	6	felt	feel	VERB
emaj-186	100	7	are	be	AUX
emaj-186	100	8	respectively	respectively	ADV
emaj-186	100	9	"	"	PUNCT
emaj-186	100	10	coastal	coastal	ADJ
emaj-186	100	11	banking	banking	NOUN
emaj-186	100	12	(	(	PUNCT
emaj-186	100	13	off	off	ADP
emaj-186	100	14	shore	shore	NOUN
emaj-186	100	15	)	)	PUNCT
emaj-186	100	16	and	and	CCONJ
emaj-186	100	17	derivatives	derivative	NOUN
emaj-186	100	18	"	"	PUNCT
emaj-186	100	19	with	with	ADP
emaj-186	100	20	0.1	0.1	NUM
emaj-186	100	21	,	,	PUNCT
emaj-186	100	22	"	"	PUNCT
emaj-186	100	23	forex	forex	ADJ
emaj-186	100	24	markets	market	NOUN
emaj-186	100	25	and	and	CCONJ
emaj-186	100	26	leasing	leasing	NOUN
emaj-186	100	27	"	"	PUNCT
emaj-186	100	28	with	with	ADP
emaj-186	100	29	0.2	0.2	NUM
emaj-186	100	30	and	and	CCONJ
emaj-186	100	31	"	"	PUNCT
emaj-186	100	32	name	name	NOUN
emaj-186	100	33	/	/	SYM
emaj-186	100	34	compound	compound	NOUN
emaj-186	100	35	/	/	SYM
emaj-186	100	36	nominal	nominal	ADJ
emaj-186	100	37	/	/	SYM
emaj-186	100	38	real	real	ADJ
emaj-186	100	39	interest	interest	NOUN
emaj-186	100	40	types	type	NOUN
emaj-186	100	41	"	"	PUNCT
emaj-186	100	42	with	with	ADP
emaj-186	100	43	0.28	0.28	NUM
emaj-186	100	44	.	.	PUNCT
emaj-186	101	1	the	the	DET
emaj-186	101	2	concepts	concept	NOUN
emaj-186	101	3	and	and	CCONJ
emaj-186	101	4	tools	tool	NOUN
emaj-186	101	5	that	that	PRON
emaj-186	101	6	participants	participant	NOUN
emaj-186	101	7	felt	feel	VERB
emaj-186	101	8	were	be	AUX
emaj-186	101	9	most	most	ADV
emaj-186	101	10	knowledgeable	knowledgeable	ADJ
emaj-186	101	11	are	be	AUX
emaj-186	101	12	"	"	PUNCT
emaj-186	101	13	consumer	consumer	NOUN
emaj-186	101	14	credit	credit	NOUN
emaj-186	101	15	,	,	PUNCT
emaj-186	101	16	housing	housing	NOUN
emaj-186	101	17	credit	credit	NOUN
emaj-186	101	18	"	"	PUNCT
emaj-186	101	19	with	with	ADP
emaj-186	101	20	a	a	DET
emaj-186	101	21	value	value	NOUN
emaj-186	101	22	of	of	ADP
emaj-186	101	23	1.2	1.2	NUM
emaj-186	101	24	and	and	CCONJ
emaj-186	101	25	"	"	PUNCT
emaj-186	101	26	credit	credit	NOUN
emaj-186	101	27	note	note	NOUN
emaj-186	101	28	"	"	PUNCT
emaj-186	101	29	with	with	ADP
emaj-186	101	30	0.94	0.94	NUM
emaj-186	101	31	.	.	PUNCT
emaj-186	102	1	the	the	DET
emaj-186	102	2	higher	high	ADJ
emaj-186	102	3	awareness	awareness	NOUN
emaj-186	102	4	of	of	ADP
emaj-186	102	5	these	these	DET
emaj-186	102	6	concepts	concept	NOUN
emaj-186	102	7	can	can	AUX
emaj-186	102	8	be	be	AUX
emaj-186	102	9	explained	explain	VERB
emaj-186	102	10	by	by	ADP
emaj-186	102	11	the	the	DET
emaj-186	102	12	use	use	NOUN
emaj-186	102	13	of	of	ADP
emaj-186	102	14	more	more	ADJ
emaj-186	102	15	by	by	ADP
emaj-186	102	16	individuals	individual	NOUN
emaj-186	102	17	in	in	ADP
emaj-186	102	18	daily	daily	ADJ
emaj-186	102	19	life	life	NOUN
emaj-186	102	20	.	.	PUNCT
emaj-186	103	1	according	accord	VERB
emaj-186	103	2	to	to	ADP
emaj-186	103	3	the	the	DET
emaj-186	103	4	results	result	NOUN
emaj-186	103	5	of	of	ADP
emaj-186	103	6	the	the	DET
emaj-186	103	7	analysis	analysis	NOUN
emaj-186	103	8	,	,	PUNCT
emaj-186	103	9	these	these	DET
emaj-186	103	10	concepts	concept	NOUN
emaj-186	103	11	and	and	CCONJ
emaj-186	103	12	instruments	instrument	NOUN
emaj-186	103	13	are	be	AUX
emaj-186	103	14	followed	follow	VERB
emaj-186	103	15	by	by	ADP
emaj-186	103	16	the	the	DET
emaj-186	103	17	"	"	PUNCT
emaj-186	103	18	stock	stock	NOUN
emaj-186	103	19	exchanges	exchange	NOUN
emaj-186	103	20	”	"	PUNCT
emaj-186	103	21	,	,	PUNCT
emaj-186	103	22	“	"	PUNCT
emaj-186	103	23	interest	interest	NOUN
emaj-186	103	24	/	/	SYM
emaj-186	103	25	exchange	exchange	NOUN
emaj-186	103	26	/	/	SYM
emaj-186	103	27	maturity	maturity	NOUN
emaj-186	103	28	risk	risk	NOUN
emaj-186	103	29	and	and	CCONJ
emaj-186	103	30	management	management	NOUN
emaj-186	103	31	"	"	PUNCT
emaj-186	103	32	,	,	PUNCT
emaj-186	103	33	"	"	PUNCT
emaj-186	103	34	the	the	DET
emaj-186	103	35	company	company	NOUN
emaj-186	103	36	's	's	PART
emaj-186	103	37	public	public	ADJ
emaj-186	103	38	offering	offering	NOUN
emaj-186	103	39	and	and	CCONJ
emaj-186	103	40	financial	financial	ADJ
emaj-186	103	41	system	system	NOUN
emaj-186	103	42	"	"	PUNCT
emaj-186	103	43	and	and	CCONJ
emaj-186	103	44	"	"	PUNCT
emaj-186	103	45	the	the	DET
emaj-186	103	46	functioning	functioning	NOUN
emaj-186	103	47	of	of	ADP
emaj-186	103	48	the	the	DET
emaj-186	103	49	market	market	NOUN
emaj-186	103	50	"	"	PUNCT
emaj-186	103	51	.	.	PUNCT
emaj-186	104	1	looking	look	VERB
emaj-186	104	2	at	at	ADP
emaj-186	104	3	the	the	DET
emaj-186	104	4	general	general	ADJ
emaj-186	104	5	assessment	assessment	NOUN
emaj-186	104	6	of	of	ADP
emaj-186	104	7	the	the	DET
emaj-186	104	8	information	information	NOUN
emaj-186	104	9	felt	feel	VERB
emaj-186	104	10	for	for	ADP
emaj-186	104	11	financial	financial	ADJ
emaj-186	104	12	concepts	concept	NOUN
emaj-186	104	13	and	and	CCONJ
emaj-186	104	14	instruments	instrument	NOUN
emaj-186	104	15	,	,	PUNCT
emaj-186	104	16	there	there	PRON
emaj-186	104	17	is	be	VERB
emaj-186	104	18	an	an	DET
emaj-186	104	19	average	average	NOUN
emaj-186	104	20	of	of	ADP
emaj-186	104	21	0.49	0.49	NUM
emaj-186	104	22	corresponding	correspond	VERB
emaj-186	104	23	to	to	ADP
emaj-186	104	24	almost	almost	ADV
emaj-186	104	25	the	the	DET
emaj-186	104	26	middle	middle	NOUN
emaj-186	104	27	of	of	ADP
emaj-186	104	28	two	two	NUM
emaj-186	104	29	comments	comment	NOUN
emaj-186	104	30	which	which	PRON
emaj-186	104	31	are	be	AUX
emaj-186	104	32	“	"	PUNCT
emaj-186	104	33	i	i	PRON
emaj-186	104	34	have	have	VERB
emaj-186	104	35	no	no	DET
emaj-186	104	36	knowledge	knowledge	NOUN
emaj-186	104	37	of	of	ADP
emaj-186	104	38	this	this	DET
emaj-186	104	39	issue	issue	NOUN
emaj-186	104	40	”	"	PUNCT
emaj-186	104	41	and	and	CCONJ
emaj-186	104	42	“	"	PUNCT
emaj-186	104	43	i	i	PRON
emaj-186	104	44	have	have	VERB
emaj-186	104	45	knowledge	knowledge	NOUN
emaj-186	104	46	on	on	ADP
emaj-186	104	47	the	the	DET
emaj-186	104	48	general	general	ADJ
emaj-186	104	49	level	level	NOUN
emaj-186	104	50	”	"	PUNCT
emaj-186	104	51	.	.	PUNCT
emaj-186	105	1	table	table	NOUN
emaj-186	105	2	6	6	NUM
emaj-186	105	3	.	.	PUNCT
emaj-186	106	1	average	average	ADJ
emaj-186	106	2	knowledge	knowledge	NOUN
emaj-186	106	3	level	level	NOUN
emaj-186	106	4	felt	feel	VERB
emaj-186	106	5	by	by	ADP
emaj-186	106	6	teachers	teacher	NOUN
emaj-186	106	7	by	by	ADP
emaj-186	106	8	sectoral	sectoral	ADJ
emaj-186	106	9	distinction	distinction	NOUN
emaj-186	106	10	publi	publi	PROPN
emaj-186	106	11	c	c	PROPN
emaj-186	106	12	secto	secto	PROPN
emaj-186	106	13	r	r	NOUN
emaj-186	106	14	teac	teac	NOUN
emaj-186	106	15	hers	hers	NOUN
emaj-186	106	16	aver	aver	NOUN
emaj-186	106	17	age	age	NOUN
emaj-186	106	18	24	24	NUM
emaj-186	106	19	peop	peop	PROPN
emaj-186	106	20	le	le	X
emaj-186	106	21	private	private	ADJ
emaj-186	106	22	sector	sector	NOUN
emaj-186	106	23	teachers	teacher	NOUN
emaj-186	106	24	average	average	VERB
emaj-186	106	25	26	26	NUM
emaj-186	106	26	people	people	NOUN
emaj-186	106	27	public	public	ADJ
emaj-186	106	28	private	private	ADJ
emaj-186	106	29	differen	differen	PROPN
emaj-186	106	30	ce	ce	PROPN
emaj-186	106	31	nomina	nomina	PROPN
emaj-186	106	32	l	l	PROPN
emaj-186	106	33	public	public	PROPN
emaj-186	106	34	private	private	ADJ
emaj-186	106	35	differen	differen	PROPN
emaj-186	106	36	ce	ce	PROPN
emaj-186	106	37	percenta	percenta	PROPN
emaj-186	106	38	ge	ge	PROPN
emaj-186	106	39	the	the	DET
emaj-186	106	40	functioning	functioning	NOUN
emaj-186	106	41	of	of	ADP
emaj-186	106	42	the	the	DET
emaj-186	106	43	financial	financial	ADJ
emaj-186	106	44	system	system	NOUN
emaj-186	106	45	and	and	CCONJ
emaj-186	106	46	the	the	DET
emaj-186	106	47	market	market	NOUN
emaj-186	106	48	0,54	0,54	PUNCT
emaj-186	106	49	0,54	0,54	VERB
emaj-186	107	1	0,00	0,00	NUM
emaj-186	107	2	1	1	NUM
emaj-186	107	3	%	%	NOUN
emaj-186	107	4	investment	investment	NOUN
emaj-186	107	5	budgeting	budgeting	NOUN
emaj-186	107	6	0,46	0,46	NOUN
emaj-186	108	1	0,50	0,50	X
emaj-186	109	1	-0,04	-0,04	ADJ
emaj-186	109	2	-8	-8	NUM
emaj-186	109	3	%	%	NOUN
emaj-186	109	4	financial	financial	ADJ
emaj-186	109	5	risks	risk	NOUN
emaj-186	109	6	0,46	0,46	NOUN
emaj-186	110	1	0,35	0,35	NOUN
emaj-186	110	2	0,11	0,11	NUM
emaj-186	110	3	32	32	NUM
emaj-186	110	4	%	%	NOUN
emaj-186	110	5	common	common	ADJ
emaj-186	110	6	/	/	SYM
emaj-186	110	7	co	co	NOUN
emaj-186	110	8	mpound	mpound	PROPN
emaj-186	110	9	/	/	SYM
emaj-186	110	10	nom	nom	NOUN
emaj-186	110	11	inal	inal	ADJ
emaj-186	110	12	/	/	SYM
emaj-186	110	13	real	real	ADJ
emaj-186	110	14	interest	interest	NOUN
emaj-186	110	15	0,29	0,29	X
emaj-186	110	16	0,27	0,27	NUM
emaj-186	111	1	0,02	0,02	NUM
emaj-186	111	2	8	8	NUM
emaj-186	111	3	%	%	NOUN
emaj-186	111	4	participation	participation	NOUN
emaj-186	111	5	(	(	PUNCT
emaj-186	111	6	interestfree	interestfree	NOUN
emaj-186	111	7	)	)	PUNCT
emaj-186	111	8	bank	bank	NOUN
emaj-186	111	9	differences	difference	NOUN
emaj-186	111	10	0,71	0,71	NUM
emaj-186	112	1	0,35	0,35	NOUN
emaj-186	112	2	0,36	0,36	NUM
emaj-186	112	3	105	105	NUM
emaj-186	112	4	%	%	NOUN
emaj-186	112	5	offshore	offshore	ADJ
emaj-186	112	6	banking	banking	NOUN
emaj-186	112	7	0,04	0,04	PROPN
emaj-186	112	8	0,15	0,15	PROPN
emaj-186	112	9	-0,11	-0,11	PUNCT
emaj-186	112	10	-73	-73	NUM
emaj-186	112	11	%	%	NOUN
emaj-186	112	12	bond	bond	NOUN
emaj-186	112	13	-	-	PUNCT
emaj-186	112	14	bond	bond	NOUN
emaj-186	112	15	types	type	NOUN
emaj-186	112	16	/	/	SYM
emaj-186	112	17	repo	repo	NOUN
emaj-186	112	18	0,58	0,58	X
emaj-186	113	1	0,46	0,46	NOUN
emaj-186	114	1	0,12	0,12	NUM
emaj-186	115	1	26	26	NUM
emaj-186	115	2	%	%	NOUN
emaj-186	115	3	interest	interest	NOUN
emaj-186	115	4	/	/	SYM
emaj-186	115	5	exch	exch	NOUN
emaj-186	115	6	ange	ange	NOUN
emaj-186	115	7	/	/	SYM
emaj-186	115	8	maturity	maturity	NOUN
emaj-186	115	9	/risk	/risk	NOUN
emaj-186	115	10	and	and	CCONJ
emaj-186	115	11	management	management	NOUN
emaj-186	115	12	0,54	0,54	NUM
emaj-186	115	13	0,69	0,69	PUNCT
emaj-186	116	1	-0,15	-0,15	PUNCT
emaj-186	116	2	-22	-22	SYM
emaj-186	116	3	%	%	NOUN
emaj-186	116	4	futures	future	NOUN
emaj-186	116	5	(	(	PUNCT
emaj-186	116	6	forward	forward	ADV
emaj-186	116	7	)	)	PUNCT
emaj-186	116	8	markets	market	NOUN
emaj-186	116	9	0,46	0,46	NOUN
emaj-186	116	10	0,46	0,46	NOUN
emaj-186	117	1	0,00	0,00	NUM
emaj-186	117	2	-1	-1	CCONJ
emaj-186	117	3	%	%	NOUN
emaj-186	117	4	consumer	consumer	NOUN
emaj-186	117	5	credit	credit	NOUN
emaj-186	117	6	,	,	PUNCT
emaj-186	117	7	housing	housing	NOUN
emaj-186	117	8	credit	credit	NOUN
emaj-186	117	9	1,38	1,38	NOUN
emaj-186	118	1	1,04	1,04	NUM
emaj-186	118	2	0,34	0,34	NUM
emaj-186	118	3	32	32	NUM
emaj-186	118	4	%	%	NOUN
emaj-186	118	5	volume	volume	NOUN
emaj-186	118	6	9	9	NUM
emaj-186	118	7	no	no	DET
emaj-186	118	8	2	2	NUM
emaj-186	118	9	(	(	PUNCT
emaj-186	118	10	2019	2019	NUM
emaj-186	118	11	)	)	PUNCT
emaj-186	118	12	|	|	ADV
emaj-186	118	13	issn	issn	VERB
emaj-186	118	14	2158	2158	NUM
emaj-186	118	15	-	-	SYM
emaj-186	118	16	8708	8708	NUM
emaj-186	118	17	(	(	PUNCT
emaj-186	118	18	online	online	NOUN
emaj-186	118	19	)	)	PUNCT
emaj-186	118	20	|	|	ADV
emaj-186	118	21	doi	doi	X
emaj-186	118	22	10.5195	10.5195	NUM
emaj-186	118	23	/	/	SYM
emaj-186	118	24	emaj.2019.186	emaj.2019.186	NOUN
emaj-186	118	25	|	|	NOUN
emaj-186	118	26	http://emaj.pitt.edu	http://emaj.pitt.edu	NOUN
emaj-186	118	27	ferhat	ferhat	PROPN
emaj-186	118	28	sayım	sayım	NOUN
emaj-186	118	29	,	,	PUNCT
emaj-186	118	30	nurdan	nurdan	PROPN
emaj-186	118	31	serdar	serdar	PROPN
emaj-186	118	32	emerging	emerge	VERB
emaj-186	118	33	markets	market	NOUN
emaj-186	118	34	journal	journal	NOUN
emaj-186	118	35	|	|	ADV
emaj-186	118	36	p	p	NOUN
emaj-186	118	37	a	a	DET
emaj-186	118	38	g	g	NOUN
emaj-186	118	39	e	e	PROPN
emaj-186	118	40	5	5	NUM
emaj-186	118	41	central	central	ADJ
emaj-186	118	42	bank	bank	NOUN
emaj-186	118	43	transactions	transaction	NOUN
emaj-186	118	44	0,67	0,67	X
emaj-186	118	45	0,54	0,54	SYM
emaj-186	119	1	0,13	0,13	NUM
emaj-186	119	2	24	24	NUM
emaj-186	119	3	%	%	NOUN
emaj-186	119	4	company	company	NOUN
emaj-186	119	5	's	's	PART
emaj-186	119	6	public	public	ADJ
emaj-186	119	7	offering	offering	NOUN
emaj-186	119	8	0,63	0,63	PROPN
emaj-186	119	9	0,50	0,50	X
emaj-186	120	1	0,13	0,13	NUM
emaj-186	120	2	25	25	NUM
emaj-186	120	3	%	%	NOUN
emaj-186	120	4	exchanges	exchange	NOUN
emaj-186	120	5	0,75	0,75	NOUN
emaj-186	120	6	0,54	0,54	NUM
emaj-186	120	7	0,21	0,21	NUM
emaj-186	120	8	39	39	NUM
emaj-186	120	9	%	%	NOUN
emaj-186	120	10	forex	forex	ADJ
emaj-186	120	11	markets	market	NOUN
emaj-186	120	12	0,25	0,25	NOUN
emaj-186	121	1	0,15	0,15	NUM
emaj-186	121	2	0,10	0,10	NUM
emaj-186	121	3	63	63	NUM
emaj-186	121	4	%	%	NOUN
emaj-186	121	5	leasing	leasing	NOUN
emaj-186	121	6	0,21	0,21	NUM
emaj-186	121	7	0,19	0,19	PUNCT
emaj-186	122	1	0,02	0,02	NUM
emaj-186	122	2	8	8	NUM
emaj-186	122	3	%	%	NOUN
emaj-186	122	4	credit	credit	NOUN
emaj-186	122	5	note	note	NOUN
emaj-186	122	6	1,04	1,04	NUM
emaj-186	122	7	0,85	0,85	ADP
emaj-186	122	8	0,20	0,20	NUM
emaj-186	122	9	23	23	NUM
emaj-186	122	10	%	%	NOUN
emaj-186	122	11	derivatives	derivative	NOUN
emaj-186	122	12	products	product	NOUN
emaj-186	122	13	0,08	0,08	X
emaj-186	122	14	0,12	0,12	X
emaj-186	122	15	-0,03	-0,03	PUNCT
emaj-186	122	16	-28	-28	NUM
emaj-186	122	17	%	%	NOUN
emaj-186	122	18	overall	overall	ADJ
emaj-186	122	19	average	average	ADJ
emaj-186	122	20	0,53	0,53	NOUN
emaj-186	122	21	0,45	0,45	NUM
emaj-186	122	22	0,08	0,08	NUM
emaj-186	123	1	%	%	NOUN
emaj-186	123	2	14,94	14,94	ADJ
emaj-186	123	3	in	in	ADP
emaj-186	123	4	this	this	DET
emaj-186	123	5	section	section	NOUN
emaj-186	123	6	,	,	PUNCT
emaj-186	123	7	the	the	DET
emaj-186	123	8	perception	perception	NOUN
emaj-186	123	9	of	of	ADP
emaj-186	123	10	information	information	NOUN
emaj-186	123	11	felt	feel	VERB
emaj-186	123	12	is	be	AUX
emaj-186	123	13	examined	examine	VERB
emaj-186	123	14	in	in	ADP
emaj-186	123	15	the	the	DET
emaj-186	123	16	distinction	distinction	NOUN
emaj-186	123	17	between	between	ADP
emaj-186	123	18	public	public	ADJ
emaj-186	123	19	and	and	CCONJ
emaj-186	123	20	private	private	ADJ
emaj-186	123	21	sectors	sector	NOUN
emaj-186	123	22	.	.	PUNCT
emaj-186	124	1	it	it	PRON
emaj-186	124	2	has	have	AUX
emaj-186	124	3	been	be	AUX
emaj-186	124	4	observed	observe	VERB
emaj-186	124	5	that	that	SCONJ
emaj-186	124	6	there	there	PRON
emaj-186	124	7	is	be	VERB
emaj-186	124	8	no	no	DET
emaj-186	124	9	significant	significant	ADJ
emaj-186	124	10	difference	difference	NOUN
emaj-186	124	11	in	in	ADP
emaj-186	124	12	the	the	DET
emaj-186	124	13	concepts	concept	NOUN
emaj-186	124	14	and	and	CCONJ
emaj-186	124	15	instruments	instrument	NOUN
emaj-186	124	16	of	of	ADP
emaj-186	124	17	"	"	PUNCT
emaj-186	124	18	financial	financial	ADJ
emaj-186	124	19	system	system	NOUN
emaj-186	124	20	and	and	CCONJ
emaj-186	124	21	market	market	NOUN
emaj-186	124	22	functioning	function	VERB
emaj-186	124	23	"	"	PUNCT
emaj-186	124	24	,	,	PUNCT
emaj-186	124	25	"	"	PUNCT
emaj-186	124	26	forward	forward	ADJ
emaj-186	124	27	markets	market	NOUN
emaj-186	124	28	"	"	PUNCT
emaj-186	124	29	,	,	PUNCT
emaj-186	124	30	"	"	PUNCT
emaj-186	124	31	common	common	ADJ
emaj-186	124	32	/	/	SYM
emaj-186	124	33	compound	compound	NOUN
emaj-186	124	34	/	/	SYM
emaj-186	124	35	nominal	nominal	ADJ
emaj-186	124	36	/	/	SYM
emaj-186	124	37	real	real	ADJ
emaj-186	124	38	interest	interest	NOUN
emaj-186	124	39	types	type	NOUN
emaj-186	124	40	"	"	PUNCT
emaj-186	124	41	and	and	CCONJ
emaj-186	124	42	"	"	PUNCT
emaj-186	124	43	investment	investment	NOUN
emaj-186	124	44	budgeting	budgeting	NOUN
emaj-186	124	45	"	"	PUNCT
emaj-186	124	46	,	,	PUNCT
emaj-186	124	47	respectively	respectively	ADV
emaj-186	124	48	.	.	PUNCT
emaj-186	125	1	in	in	ADP
emaj-186	125	2	contrast	contrast	NOUN
emaj-186	125	3	,	,	PUNCT
emaj-186	125	4	the	the	DET
emaj-186	125	5	most	most	ADV
emaj-186	125	6	obvious	obvious	ADJ
emaj-186	125	7	difference	difference	NOUN
emaj-186	125	8	was	be	AUX
emaj-186	125	9	realized	realize	VERB
emaj-186	125	10	in	in	ADP
emaj-186	125	11	the	the	DET
emaj-186	125	12	question	question	NOUN
emaj-186	125	13	of	of	ADP
emaj-186	125	14	"	"	PUNCT
emaj-186	125	15	participation	participation	NOUN
emaj-186	125	16	(	(	PUNCT
emaj-186	125	17	interest	interest	NOUN
emaj-186	125	18	-	-	PUNCT
emaj-186	125	19	free	free	ADJ
emaj-186	125	20	)	)	PUNCT
emaj-186	125	21	bank	bank	NOUN
emaj-186	125	22	differences	difference	NOUN
emaj-186	125	23	"	"	PUNCT
emaj-186	125	24	.	.	PUNCT
emaj-186	126	1	the	the	DET
emaj-186	126	2	average	average	ADJ
emaj-186	126	3	level	level	NOUN
emaj-186	126	4	of	of	ADP
emaj-186	126	5	knowledge	knowledge	NOUN
emaj-186	126	6	declared	declare	VERB
emaj-186	126	7	by	by	ADP
emaj-186	126	8	teachers	teacher	NOUN
emaj-186	126	9	working	work	VERB
emaj-186	126	10	in	in	ADP
emaj-186	126	11	the	the	DET
emaj-186	126	12	private	private	ADJ
emaj-186	126	13	sector	sector	NOUN
emaj-186	126	14	is	be	AUX
emaj-186	126	15	0.35	0.35	NUM
emaj-186	126	16	,	,	PUNCT
emaj-186	126	17	while	while	SCONJ
emaj-186	126	18	the	the	DET
emaj-186	126	19	average	average	ADJ
emaj-186	126	20	knowledge	knowledge	NOUN
emaj-186	126	21	level	level	NOUN
emaj-186	126	22	declared	declare	VERB
emaj-186	126	23	in	in	ADP
emaj-186	126	24	the	the	DET
emaj-186	126	25	public	public	ADJ
emaj-186	126	26	sector	sector	NOUN
emaj-186	126	27	is	be	AUX
emaj-186	126	28	0.71	0.71	NUM
emaj-186	126	29	%	%	NOUN
emaj-186	126	30	which	which	PRON
emaj-186	126	31	corresponds	correspond	VERB
emaj-186	126	32	105	105	NUM
emaj-186	126	33	%	%	NOUN
emaj-186	126	34	more	more	ADJ
emaj-186	126	35	.	.	PUNCT
emaj-186	127	1	it	it	PRON
emaj-186	127	2	was	be	AUX
emaj-186	127	3	followed	follow	VERB
emaj-186	127	4	by	by	ADP
emaj-186	127	5	concepts	concept	NOUN
emaj-186	127	6	and	and	CCONJ
emaj-186	127	7	instruments	instrument	NOUN
emaj-186	127	8	63	63	NUM
emaj-186	127	9	%	%	NOUN
emaj-186	127	10	"	"	PUNCT
emaj-186	127	11	forex	forex	ADJ
emaj-186	127	12	markets	market	NOUN
emaj-186	127	13	"	"	PUNCT
emaj-186	127	14	,	,	PUNCT
emaj-186	127	15	39	39	NUM
emaj-186	127	16	%	%	NOUN
emaj-186	127	17	"	"	PUNCT
emaj-186	127	18	stock	stock	NOUN
emaj-186	127	19	exchanges	exchange	NOUN
emaj-186	127	20	"	"	PUNCT
emaj-186	127	21	and	and	CCONJ
emaj-186	127	22	"	"	PUNCT
emaj-186	127	23	financial	financial	ADJ
emaj-186	127	24	risks	risk	NOUN
emaj-186	127	25	"	"	PUNCT
emaj-186	127	26	and	and	CCONJ
emaj-186	127	27	"	"	PUNCT
emaj-186	127	28	consumer	consumer	NOUN
emaj-186	127	29	/	/	SYM
emaj-186	127	30	housing	housing	NOUN
emaj-186	127	31	loans	loan	NOUN
emaj-186	127	32	"	"	PUNCT
emaj-186	127	33	with	with	ADP
emaj-186	127	34	a	a	DET
emaj-186	127	35	difference	difference	NOUN
emaj-186	127	36	32	32	NUM
emaj-186	127	37	%	%	NOUN
emaj-186	127	38	,	,	PUNCT
emaj-186	127	39	in	in	ADP
emaj-186	127	40	terms	term	NOUN
emaj-186	127	41	of	of	ADP
emaj-186	127	42	the	the	DET
emaj-186	127	43	proportional	proportional	ADJ
emaj-186	127	44	difference	difference	NOUN
emaj-186	127	45	between	between	ADP
emaj-186	127	46	the	the	DET
emaj-186	127	47	coefficients	coefficient	NOUN
emaj-186	127	48	of	of	ADP
emaj-186	127	49	the	the	DET
emaj-186	127	50	two	two	NUM
emaj-186	127	51	sectors	sector	NOUN
emaj-186	127	52	.	.	PUNCT
emaj-186	128	1	the	the	DET
emaj-186	128	2	private	private	ADJ
emaj-186	128	3	sector	sector	NOUN
emaj-186	128	4	thought	think	VERB
emaj-186	128	5	it	it	PRON
emaj-186	128	6	was	be	AUX
emaj-186	128	7	more	more	ADV
emaj-186	128	8	knowledgeable	knowledgeable	ADJ
emaj-186	128	9	about	about	ADP
emaj-186	128	10	off	off	ADP
emaj-186	128	11	shore	shore	NOUN
emaj-186	128	12	banking	banking	NOUN
emaj-186	128	13	by	by	ADP
emaj-186	128	14	73	73	NUM
emaj-186	128	15	%	%	NOUN
emaj-186	128	16	,	,	PUNCT
emaj-186	128	17	followed	follow	VERB
emaj-186	128	18	by	by	ADP
emaj-186	128	19	derivatives	derivative	NOUN
emaj-186	128	20	with	with	ADP
emaj-186	128	21	a	a	DET
emaj-186	128	22	margin	margin	NOUN
emaj-186	128	23	of	of	ADP
emaj-186	128	24	28	28	NUM
emaj-186	128	25	%	%	NOUN
emaj-186	128	26	and	and	CCONJ
emaj-186	128	27	interest	interest	NOUN
emaj-186	128	28	/	/	SYM
emaj-186	128	29	exchange	exchange	NOUN
emaj-186	128	30	rate	rate	NOUN
emaj-186	128	31	/	/	SYM
emaj-186	128	32	maturity	maturity	NOUN
emaj-186	128	33	/	/	SYM
emaj-186	128	34	risk	risk	NOUN
emaj-186	128	35	management	management	NOUN
emaj-186	128	36	with	with	ADP
emaj-186	128	37	22	22	NUM
emaj-186	128	38	%	%	NOUN
emaj-186	128	39	.	.	PUNCT
emaj-186	129	1	when	when	SCONJ
emaj-186	129	2	we	we	PRON
emaj-186	129	3	look	look	VERB
emaj-186	129	4	at	at	ADP
emaj-186	129	5	the	the	DET
emaj-186	129	6	general	general	ADJ
emaj-186	129	7	average	average	NOUN
emaj-186	129	8	,	,	PUNCT
emaj-186	129	9	the	the	DET
emaj-186	129	10	average	average	ADJ
emaj-186	129	11	level	level	NOUN
emaj-186	129	12	of	of	ADP
emaj-186	129	13	knowledge	knowledge	NOUN
emaj-186	129	14	declared	declare	VERB
emaj-186	129	15	by	by	ADP
emaj-186	129	16	teachers	teacher	NOUN
emaj-186	129	17	working	work	VERB
emaj-186	129	18	in	in	ADP
emaj-186	129	19	the	the	DET
emaj-186	129	20	public	public	ADJ
emaj-186	129	21	sector	sector	NOUN
emaj-186	129	22	is	be	AUX
emaj-186	129	23	0.53	0.53	NUM
emaj-186	129	24	,	,	PUNCT
emaj-186	129	25	while	while	SCONJ
emaj-186	129	26	it	it	PRON
emaj-186	129	27	is	be	AUX
emaj-186	129	28	0.45	0.45	NUM
emaj-186	129	29	for	for	ADP
emaj-186	129	30	the	the	DET
emaj-186	129	31	teachers	teacher	NOUN
emaj-186	129	32	who	who	PRON
emaj-186	129	33	are	be	AUX
emaj-186	129	34	working	work	VERB
emaj-186	129	35	in	in	ADP
emaj-186	129	36	private	private	ADJ
emaj-186	129	37	sector	sector	NOUN
emaj-186	129	38	.	.	PUNCT
emaj-186	130	1	table	table	NOUN
emaj-186	130	2	7	7	NUM
emaj-186	130	3	.	.	PUNCT
emaj-186	130	4	average	average	ADJ
emaj-186	130	5	knowledge	knowledge	NOUN
emaj-186	130	6	level	level	NOUN
emaj-186	130	7	that	that	PRON
emaj-186	130	8	teachers	teacher	NOUN
emaj-186	130	9	feel	feel	VERB
emaj-186	130	10	by	by	ADP
emaj-186	130	11	age	age	NOUN
emaj-186	130	12	factor	factor	NOUN
emaj-186	130	13	avera	avera	PROPN
emaj-186	130	14	ge	ge	PROPN
emaj-186	130	15	under	under	ADP
emaj-186	130	16	30	30	NUM
emaj-186	130	17	aver	aver	NOUN
emaj-186	130	18	age	age	NOUN
emaj-186	130	19	3140	3140	NUM
emaj-186	130	20	aver	aver	NOUN
emaj-186	130	21	age	age	NOUN
emaj-186	130	22	4150	4150	NUM
emaj-186	130	23	avera	avera	NOUN
emaj-186	130	24	ge	ge	PROPN
emaj-186	130	25	over	over	ADP
emaj-186	130	26	50	50	NUM
emaj-186	130	27	the	the	DET
emaj-186	130	28	functioning	functioning	NOUN
emaj-186	130	29	of	of	ADP
emaj-186	130	30	the	the	DET
emaj-186	130	31	financial	financial	ADJ
emaj-186	130	32	system	system	NOUN
emaj-186	130	33	and	and	CCONJ
emaj-186	130	34	the	the	DET
emaj-186	130	35	market	market	NOUN
emaj-186	130	36	0,38	0,38	NOUN
emaj-186	130	37	0,53	0,53	NOUN
emaj-186	131	1	0,33	0,33	PROPN
emaj-186	131	2	1,13	1,13	PROPN
emaj-186	131	3	investment	investment	NOUN
emaj-186	131	4	budgeting	budgeting	NOUN
emaj-186	131	5	0,31	0,31	PUNCT
emaj-186	131	6	0,41	0,41	PUNCT
emaj-186	132	1	0,33	0,33	PROPN
emaj-186	132	2	1,13	1,13	NUM
emaj-186	132	3	financial	financial	ADJ
emaj-186	132	4	risks	risk	NOUN
emaj-186	132	5	0,31	0,31	PUNCT
emaj-186	132	6	0,41	0,41	PUNCT
emaj-186	133	1	0,33	0,33	PROPN
emaj-186	133	2	0,63	0,63	X
emaj-186	134	1	common	common	ADJ
emaj-186	134	2	/	/	SYM
emaj-186	134	3	compound/	compound/	NUM
emaj-186	134	4	nominal	nominal	ADJ
emaj-186	134	5	/	/	SYM
emaj-186	134	6	real	real	ADJ
emaj-186	134	7	interest	interest	NOUN
emaj-186	134	8	0,25	0,25	NUM
emaj-186	134	9	0,18	0,18	PUNCT
emaj-186	135	1	0,33	0,33	PROPN
emaj-186	135	2	0,50	0,50	X
emaj-186	135	3	participation	participation	NOUN
emaj-186	135	4	(	(	PUNCT
emaj-186	135	5	interestfree	interestfree	NOUN
emaj-186	135	6	)	)	PUNCT
emaj-186	135	7	bank	bank	NOUN
emaj-186	135	8	differences	difference	NOUN
emaj-186	135	9	0,50	0,50	NUM
emaj-186	135	10	0,41	0,41	SYM
emaj-186	135	11	0,56	0,56	NOUN
emaj-186	135	12	0,75	0,75	NUM
emaj-186	135	13	offshore	offshore	ADJ
emaj-186	135	14	banking	bank	VERB
emaj-186	135	15	0,06	0,06	PROPN
emaj-186	135	16	0,12	0,12	NUM
emaj-186	135	17	0,11	0,11	NOUN
emaj-186	136	1	0,13	0,13	VERB
emaj-186	136	2	bond	bond	NOUN
emaj-186	136	3	-	-	PUNCT
emaj-186	136	4	bond	bond	NOUN
emaj-186	136	5	types	type	NOUN
emaj-186	136	6	/	/	SYM
emaj-186	136	7	repo	repo	NOUN
emaj-186	136	8	0,38	0,38	NOUN
emaj-186	136	9	0,29	0,29	PROPN
emaj-186	137	1	0,33	0,33	PROPN
emaj-186	137	2	1,50	1,50	NUM
emaj-186	137	3	interest	interest	NOUN
emaj-186	137	4	/	/	SYM
emaj-186	137	5	exchange	exchange	PROPN
emaj-186	137	6	/	/	SYM
emaj-186	137	7	ma	ma	PROPN
emaj-186	137	8	turity	turity	NOUN
emaj-186	137	9	/	/	SYM
emaj-186	137	10	risk	risk	NOUN
emaj-186	137	11	and	and	CCONJ
emaj-186	137	12	management	management	NOUN
emaj-186	137	13	0,44	0,44	NOUN
emaj-186	138	1	0,47	0,47	NUM
emaj-186	138	2	0,44	0,44	NOUN
emaj-186	139	1	1,50	1,50	NUM
emaj-186	139	2	futures	future	NOUN
emaj-186	139	3	(	(	PUNCT
emaj-186	139	4	forward	forward	ADV
emaj-186	139	5	)	)	PUNCT
emaj-186	139	6	markets	market	NOUN
emaj-186	139	7	0,25	0,25	NOUN
emaj-186	139	8	0,29	0,29	PROPN
emaj-186	140	1	0,33	0,33	PROPN
emaj-186	140	2	1,38	1,38	NUM
emaj-186	140	3	consumer	consumer	NOUN
emaj-186	140	4	credit	credit	NOUN
emaj-186	140	5	,	,	PUNCT
emaj-186	140	6	housing	housing	NOUN
emaj-186	140	7	credit	credit	NOUN
emaj-186	140	8	1,13	1,13	NUM
emaj-186	140	9	1,12	1,12	NUM
emaj-186	140	10	1,00	1,00	NUM
emaj-186	140	11	1,75	1,75	NUM
emaj-186	140	12	central	central	PROPN
emaj-186	140	13	bank	bank	NOUN
emaj-186	140	14	transactions	transaction	NOUN
emaj-186	140	15	0,63	0,63	PUNCT
emaj-186	141	1	0,59	0,59	NUM
emaj-186	141	2	0,44	0,44	PUNCT
emaj-186	142	1	0,75	0,75	NUM
emaj-186	142	2	company	company	NOUN
emaj-186	142	3	's	's	PART
emaj-186	142	4	public	public	ADJ
emaj-186	142	5	offering	offering	NOUN
emaj-186	142	6	0,50	0,50	PUNCT
emaj-186	142	7	0,53	0,53	NOUN
emaj-186	142	8	0,44	0,44	PUNCT
emaj-186	142	9	0,88	0,88	NOUN
emaj-186	142	10	exchanges	exchange	NOUN
emaj-186	142	11	0,56	0,56	VERB
emaj-186	143	1	0,65	0,65	NUM
emaj-186	144	1	0,56	0,56	NOUN
emaj-186	144	2	0,88	0,88	PUNCT
emaj-186	145	1	forex	forex	ADJ
emaj-186	145	2	markets	market	NOUN
emaj-186	145	3	0,06	0,06	PROPN
emaj-186	145	4	0,18	0,18	PUNCT
emaj-186	146	1	0,33	0,33	PROPN
emaj-186	146	2	0,38	0,38	NUM
emaj-186	147	1	leasing	lease	VERB
emaj-186	147	2	0,19	0,19	NUM
emaj-186	148	1	0,00	0,00	PROPN
emaj-186	148	2	0,33	0,33	PROPN
emaj-186	148	3	0,50	0,50	PROPN
emaj-186	148	4	credit	credit	NOUN
emaj-186	148	5	note	note	NOUN
emaj-186	148	6	1,00	1,00	X
emaj-186	148	7	0,94	0,94	NUM
emaj-186	148	8	0,56	0,56	NOUN
emaj-186	149	1	1,25	1,25	NUM
emaj-186	149	2	derivatives	derivative	NOUN
emaj-186	149	3	products	product	NOUN
emaj-186	149	4	0,13	0,13	PUNCT
emaj-186	149	5	0,00	0,00	PROPN
emaj-186	149	6	0,22	0,22	NOUN
emaj-186	149	7	0,13	0,13	DET
emaj-186	149	8	overall	overall	ADJ
emaj-186	149	9	average	average	ADJ
emaj-186	149	10	0,42	0,42	X
emaj-186	149	11	0,42	0,42	NOUN
emaj-186	149	12	0,41	0,41	PUNCT
emaj-186	149	13	0,89	0,89	NOUN
emaj-186	149	14	in	in	ADP
emaj-186	149	15	the	the	DET
emaj-186	149	16	examination	examination	NOUN
emaj-186	149	17	according	accord	VERB
emaj-186	149	18	to	to	ADP
emaj-186	149	19	age	age	NOUN
emaj-186	149	20	factor	factor	NOUN
emaj-186	149	21	,	,	PUNCT
emaj-186	149	22	according	accord	VERB
emaj-186	149	23	to	to	ADP
emaj-186	149	24	general	general	ADJ
emaj-186	149	25	average	average	VERB
emaj-186	149	26	the	the	DET
emaj-186	149	27	age	age	NOUN
emaj-186	149	28	group	group	NOUN
emaj-186	149	29	over	over	ADP
emaj-186	149	30	50	50	NUM
emaj-186	149	31	is	be	AUX
emaj-186	149	32	the	the	DET
emaj-186	149	33	leader	leader	NOUN
emaj-186	149	34	with	with	ADP
emaj-186	149	35	0,89	0,89	NOUN
emaj-186	149	36	.	.	PUNCT
emaj-186	150	1	the	the	DET
emaj-186	150	2	average	average	NOUN
emaj-186	150	3	of	of	ADP
emaj-186	150	4	teachers	teacher	NOUN
emaj-186	150	5	over	over	ADP
emaj-186	150	6	the	the	DET
emaj-186	150	7	age	age	NOUN
emaj-186	150	8	of	of	ADP
emaj-186	150	9	50	50	NUM
emaj-186	150	10	is	be	AUX
emaj-186	150	11	more	more	ADV
emaj-186	150	12	than	than	ADP
emaj-186	150	13	double	double	DET
emaj-186	150	14	the	the	DET
emaj-186	150	15	average	average	NOUN
emaj-186	150	16	that	that	PRON
emaj-186	150	17	occurs	occur	VERB
emaj-186	150	18	when	when	SCONJ
emaj-186	150	19	this	this	DET
emaj-186	150	20	group	group	NOUN
emaj-186	150	21	is	be	AUX
emaj-186	150	22	excluded	exclude	VERB
emaj-186	150	23	.	.	PUNCT
emaj-186	151	1	the	the	DET
emaj-186	151	2	main	main	ADJ
emaj-186	151	3	financial	financial	ADJ
emaj-186	151	4	concepts	concept	NOUN
emaj-186	151	5	and	and	CCONJ
emaj-186	151	6	instruments	instrument	NOUN
emaj-186	151	7	that	that	PRON
emaj-186	151	8	increase	increase	VERB
emaj-186	151	9	the	the	DET
emaj-186	151	10	average	average	NOUN
emaj-186	151	11	of	of	ADP
emaj-186	151	12	teachers	teacher	NOUN
emaj-186	151	13	over	over	ADP
emaj-186	151	14	the	the	DET
emaj-186	151	15	age	age	NOUN
emaj-186	151	16	of	of	ADP
emaj-186	151	17	50	50	NUM
emaj-186	151	18	are	be	AUX
emaj-186	151	19	"	"	PUNCT
emaj-186	151	20	financial	financial	ADJ
emaj-186	151	21	system	system	NOUN
emaj-186	151	22	and	and	CCONJ
emaj-186	151	23	market	market	NOUN
emaj-186	151	24	functioning	function	VERB
emaj-186	151	25	"	"	PUNCT
emaj-186	151	26	,	,	PUNCT
emaj-186	151	27	"	"	PUNCT
emaj-186	151	28	investment	investment	NOUN
emaj-186	151	29	budgeting	budgeting	NOUN
emaj-186	151	30	"	"	PUNCT
emaj-186	151	31	,	,	PUNCT
emaj-186	151	32	"	"	PUNCT
emaj-186	151	33	bond	bond	NOUN
emaj-186	151	34	-	-	PUNCT
emaj-186	151	35	bond	bond	NOUN
emaj-186	151	36	types	type	NOUN
emaj-186	151	37	/	/	SYM
emaj-186	151	38	repo	repo	NOUN
emaj-186	151	39	"	"	PUNCT
emaj-186	151	40	,	,	PUNCT
emaj-186	151	41	"	"	PUNCT
emaj-186	151	42	interest	interest	NOUN
emaj-186	151	43	/	/	SYM
emaj-186	151	44	exchange	exchange	NOUN
emaj-186	151	45	/	/	SYM
emaj-186	151	46	maturity	maturity	NOUN
emaj-186	151	47	risk	risk	NOUN
emaj-186	151	48	and	and	CCONJ
emaj-186	151	49	management	management	NOUN
emaj-186	151	50	"	"	PUNCT
emaj-186	151	51	,	,	PUNCT
emaj-186	151	52	"	"	PUNCT
emaj-186	151	53	company	company	NOUN
emaj-186	151	54	's	's	PART
emaj-186	151	55	public	public	ADJ
emaj-186	151	56	offering	offering	NOUN
emaj-186	151	57	"	"	PUNCT
emaj-186	151	58	,	,	PUNCT
emaj-186	151	59	"	"	PUNCT
emaj-186	151	60	stock	stock	NOUN
emaj-186	151	61	exchanges	exchange	NOUN
emaj-186	151	62	"	"	PUNCT
emaj-186	151	63	,	,	PUNCT
emaj-186	151	64	"	"	PUNCT
emaj-186	151	65	participation	participation	NOUN
emaj-186	151	66	(	(	PUNCT
emaj-186	151	67	interest	interest	NOUN
emaj-186	151	68	-	-	PUNCT
emaj-186	151	69	free	free	ADJ
emaj-186	151	70	)	)	PUNCT
emaj-186	151	71	bank	bank	NOUN
emaj-186	151	72	differences	difference	NOUN
emaj-186	151	73	"	"	PUNCT
emaj-186	151	74	.	.	PUNCT
emaj-186	152	1	this	this	DET
emaj-186	152	2	result	result	NOUN
emaj-186	152	3	with	with	ADP
emaj-186	152	4	direct	direct	ADJ
emaj-186	152	5	proportion	proportion	NOUN
emaj-186	152	6	to	to	ADP
emaj-186	152	7	life	life	NOUN
emaj-186	152	8	can	can	AUX
emaj-186	152	9	be	be	AUX
emaj-186	152	10	attributed	attribute	VERB
emaj-186	152	11	to	to	ADP
emaj-186	152	12	the	the	DET
emaj-186	152	13	participants	participant	NOUN
emaj-186	152	14	'	'	PART
emaj-186	152	15	experience	experience	NOUN
emaj-186	152	16	,	,	PUNCT
emaj-186	152	17	level	level	NOUN
emaj-186	152	18	of	of	ADP
emaj-186	152	19	knowledge	knowledge	NOUN
emaj-186	152	20	and	and	CCONJ
emaj-186	152	21	their	their	PRON
emaj-186	152	22	use	use	NOUN
emaj-186	152	23	and	and	CCONJ
emaj-186	152	24	being	be	AUX
emaj-186	152	25	more	more	ADV
emaj-186	152	26	familiar	familiar	ADJ
emaj-186	152	27	with	with	ADP
emaj-186	152	28	these	these	DET
emaj-186	152	29	concepts	concept	NOUN
emaj-186	152	30	and	and	CCONJ
emaj-186	152	31	tools	tool	NOUN
emaj-186	152	32	.	.	PUNCT
emaj-186	153	1	the	the	DET
emaj-186	153	2	level	level	NOUN
emaj-186	153	3	of	of	ADP
emaj-186	153	4	knowledge	knowledge	NOUN
emaj-186	153	5	felt	feel	VERB
emaj-186	153	6	by	by	ADP
emaj-186	153	7	groups	group	NOUN
emaj-186	153	8	under	under	ADP
emaj-186	153	9	30	30	NUM
emaj-186	153	10	and	and	CCONJ
emaj-186	153	11	31	31	NUM
emaj-186	153	12	-	-	SYM
emaj-186	153	13	40	40	NUM
emaj-186	153	14	were	be	AUX
emaj-186	153	15	similar	similar	ADJ
emaj-186	153	16	and	and	CCONJ
emaj-186	153	17	this	this	PRON
emaj-186	153	18	was	be	AUX
emaj-186	153	19	0.42	0.42	NUM
emaj-186	153	20	,	,	PUNCT
emaj-186	153	21	closely	closely	ADV
emaj-186	153	22	followed	follow	VERB
emaj-186	153	23	by	by	ADP
emaj-186	153	24	the	the	DET
emaj-186	153	25	41	41	NUM
emaj-186	153	26	-	-	SYM
emaj-186	153	27	50	50	NUM
emaj-186	153	28	age	age	NOUN
emaj-186	153	29	group	group	NOUN
emaj-186	153	30	with	with	ADP
emaj-186	153	31	a	a	DET
emaj-186	153	32	level	level	NOUN
emaj-186	153	33	0.41	0.41	NUM
emaj-186	153	34	.	.	PUNCT
emaj-186	153	35	table	table	NOUN
emaj-186	153	36	8	8	NUM
emaj-186	153	37	.	.	PUNCT
emaj-186	154	1	average	average	ADJ
emaj-186	154	2	knowledge	knowledge	NOUN
emaj-186	154	3	level	level	NOUN
emaj-186	154	4	that	that	PRON
emaj-186	154	5	teachers	teacher	NOUN
emaj-186	154	6	feel	feel	VERB
emaj-186	154	7	according	accord	VERB
emaj-186	154	8	to	to	ADP
emaj-186	154	9	gender	gender	PROPN
emaj-186	154	10	avera	avera	PROPN
emaj-186	154	11	ge	ge	PROPN
emaj-186	154	12	man	man	PROPN
emaj-186	154	13	aver	aver	PROPN
emaj-186	154	14	age	age	NOUN
emaj-186	154	15	wom	wom	NOUN
emaj-186	154	16	an	an	DET
emaj-186	154	17	man	man	NOUN
emaj-186	154	18	/	/	SYM
emaj-186	154	19	woma	woma	PROPN
emaj-186	154	20	n	n	CCONJ
emaj-186	154	21	differe	differe	X
emaj-186	154	22	nce	nce	NOUN
emaj-186	154	23	nomin	nomin	NOUN
emaj-186	154	24	al	al	PROPN
emaj-186	154	25	man	man	PROPN
emaj-186	154	26	/	/	SYM
emaj-186	154	27	woman	woman	NOUN
emaj-186	154	28	difference	difference	NOUN
emaj-186	154	29	percentage	percentage	NOUN
emaj-186	154	30	the	the	DET
emaj-186	154	31	functioning	functioning	NOUN
emaj-186	154	32	of	of	ADP
emaj-186	154	33	the	the	DET
emaj-186	154	34	financial	financial	ADJ
emaj-186	154	35	system	system	NOUN
emaj-186	154	36	and	and	CCONJ
emaj-186	154	37	the	the	DET
emaj-186	154	38	market	market	NOUN
emaj-186	154	39	0,76	0,76	PUNCT
emaj-186	155	1	0,38	0,38	PUNCT
emaj-186	156	1	0,38	0,38	PUNCT
emaj-186	156	2	101	101	NUM
emaj-186	156	3	%	%	NOUN
emaj-186	156	4	investment	investment	NOUN
emaj-186	156	5	budgeting	budget	VERB
emaj-186	156	6	0,71	0,71	NUM
emaj-186	157	1	0,31	0,31	NOUN
emaj-186	157	2	0,40	0,40	NUM
emaj-186	158	1	130	130	NUM
emaj-186	158	2	%	%	NOUN
emaj-186	158	3	financial	financial	ADJ
emaj-186	158	4	risks	risk	NOUN
emaj-186	158	5	0,52	0,52	X
emaj-186	159	1	0,31	0,31	NUM
emaj-186	159	2	0,21	0,21	NUM
emaj-186	160	1	69	69	NUM
emaj-186	160	2	%	%	NOUN
emaj-186	160	3	common	common	ADJ
emaj-186	160	4	/	/	SYM
emaj-186	160	5	comp	comp	NOUN
emaj-186	160	6	ound	ound	ADJ
emaj-186	160	7	/	/	SYM
emaj-186	160	8	nominal	nominal	ADJ
emaj-186	160	9	/	/	SYM
emaj-186	160	10	r	r	NOUN
emaj-186	160	11	eal	eal	NOUN
emaj-186	160	12	interest	interest	NOUN
emaj-186	160	13	0,48	0,48	NOUN
emaj-186	160	14	0,14	0,14	ADP
emaj-186	160	15	0,34	0,34	NUM
emaj-186	160	16	245	245	NUM
emaj-186	160	17	%	%	NOUN
emaj-186	160	18	participation	participation	NOUN
emaj-186	160	19	(	(	PUNCT
emaj-186	160	20	interest	interest	NOUN
emaj-186	160	21	-	-	PUNCT
emaj-186	160	22	free	free	ADJ
emaj-186	160	23	)	)	PUNCT
emaj-186	160	24	bank	bank	NOUN
emaj-186	160	25	differences	difference	NOUN
emaj-186	160	26	0,57	0,57	NOUN
emaj-186	160	27	0,48	0,48	NUM
emaj-186	160	28	0,09	0,09	NOUN
emaj-186	160	29	18	18	NUM
emaj-186	160	30	%	%	NOUN
emaj-186	160	31	volume	volume	NOUN
emaj-186	160	32	9	9	NUM
emaj-186	160	33	no	no	DET
emaj-186	160	34	2	2	NUM
emaj-186	160	35	(	(	PUNCT
emaj-186	160	36	2019	2019	NUM
emaj-186	160	37	)	)	PUNCT
emaj-186	160	38	|	|	ADV
emaj-186	160	39	issn	issn	VERB
emaj-186	160	40	2158	2158	NUM
emaj-186	160	41	-	-	SYM
emaj-186	160	42	8708	8708	NUM
emaj-186	160	43	(	(	PUNCT
emaj-186	160	44	online	online	NOUN
emaj-186	160	45	)	)	PUNCT
emaj-186	160	46	|	|	ADV
emaj-186	160	47	doi	doi	X
emaj-186	160	48	10.5195	10.5195	NUM
emaj-186	160	49	/	/	SYM
emaj-186	160	50	emaj.2019.186	emaj.2019.186	NOUN
emaj-186	160	51	|	|	ADV
emaj-186	160	52	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-186	160	53	the	the	DET
emaj-186	160	54	perception	perception	NOUN
emaj-186	160	55	of	of	ADP
emaj-186	160	56	teachers	teacher	NOUN
emaj-186	160	57	about	about	ADP
emaj-186	160	58	financial	financial	ADJ
emaj-186	160	59	markets	market	NOUN
emaj-186	160	60	and	and	CCONJ
emaj-186	160	61	instruments	instrument	VERB
emaj-186	160	62	information	information	NOUN
emaj-186	160	63	page	page	NOUN
emaj-186	160	64	|6|	|6|	NOUN
emaj-186	160	65	emerging	emerge	VERB
emaj-186	160	66	markets	market	NOUN
emaj-186	160	67	journal	journal	VERB
emaj-186	160	68	offshore	offshore	ADJ
emaj-186	160	69	banking	banking	NOUN
emaj-186	160	70	0,19	0,19	PROPN
emaj-186	161	1	0,03	0,03	NUM
emaj-186	161	2	0,16	0,16	NUM
emaj-186	161	3	452	452	NUM
emaj-186	161	4	%	%	NOUN
emaj-186	161	5	bond	bond	NOUN
emaj-186	161	6	-	-	PUNCT
emaj-186	161	7	bond	bond	NOUN
emaj-186	161	8	types	type	NOUN
emaj-186	161	9	/	/	SYM
emaj-186	161	10	repo	repo	ADP
emaj-186	161	11	0,57	0,57	NOUN
emaj-186	161	12	0,48	0,48	NUM
emaj-186	161	13	0,09	0,09	NOUN
emaj-186	161	14	18	18	NUM
emaj-186	161	15	%	%	NOUN
emaj-186	161	16	interest	interest	NOUN
emaj-186	161	17	/	/	SYM
emaj-186	161	18	exchang	exchang	PROPN
emaj-186	161	19	e	e	NOUN
emaj-186	161	20	/	/	SYM
emaj-186	161	21	maturity	maturity	NOUN
emaj-186	161	22	/	/	SYM
emaj-186	161	23	risk	risk	NOUN
emaj-186	161	24	and	and	CCONJ
emaj-186	161	25	management	management	NOUN
emaj-186	161	26	0,86	0,86	PROPN
emaj-186	162	1	0,45	0,45	NUM
emaj-186	162	2	0,41	0,41	NUM
emaj-186	162	3	91	91	NUM
emaj-186	162	4	%	%	NOUN
emaj-186	162	5	futures	future	NOUN
emaj-186	162	6	(	(	PUNCT
emaj-186	162	7	forward	forward	ADV
emaj-186	162	8	)	)	PUNCT
emaj-186	162	9	markets	market	VERB
emaj-186	162	10	0,62	0,62	NUM
emaj-186	162	11	0,34	0,34	PUNCT
emaj-186	163	1	0,27	0,27	NUM
emaj-186	163	2	80	80	NUM
emaj-186	163	3	%	%	NOUN
emaj-186	163	4	consumer	consumer	NOUN
emaj-186	163	5	credit	credit	NOUN
emaj-186	163	6	,	,	PUNCT
emaj-186	163	7	housing	housing	NOUN
emaj-186	163	8	credit	credit	NOUN
emaj-186	163	9	1,24	1,24	NUM
emaj-186	163	10	1,17	1,17	NUM
emaj-186	163	11	0,07	0,07	NUM
emaj-186	163	12	6	6	NUM
emaj-186	163	13	%	%	NOUN
emaj-186	163	14	central	central	PROPN
emaj-186	163	15	bank	bank	NOUN
emaj-186	163	16	transactions	transaction	NOUN
emaj-186	163	17	0,67	0,67	PUNCT
emaj-186	163	18	0,55	0,55	PUNCT
emaj-186	164	1	0,11	0,11	NUM
emaj-186	164	2	21	21	NUM
emaj-186	164	3	%	%	NOUN
emaj-186	164	4	company	company	NOUN
emaj-186	164	5	's	's	PART
emaj-186	164	6	public	public	ADJ
emaj-186	164	7	offering	offering	NOUN
emaj-186	164	8	0,71	0,71	PROPN
emaj-186	164	9	0,45	0,45	NUM
emaj-186	164	10	0,27	0,27	NUM
emaj-186	164	11	59	59	NUM
emaj-186	164	12	%	%	NOUN
emaj-186	164	13	exchanges	exchange	NOUN
emaj-186	164	14	0,76	0,76	PUNCT
emaj-186	165	1	0,55	0,55	PUNCT
emaj-186	166	1	0,21	0,21	NUM
emaj-186	167	1	38	38	NUM
emaj-186	167	2	%	%	NOUN
emaj-186	167	3	forex	forex	ADJ
emaj-186	167	4	markets	market	NOUN
emaj-186	167	5	0,43	0,43	X
emaj-186	168	1	0,03	0,03	NUM
emaj-186	168	2	0,39	0,39	NUM
emaj-186	168	3	1143	1143	NUM
emaj-186	168	4	%	%	NOUN
emaj-186	168	5	leasing	leasing	NOUN
emaj-186	168	6	0,29	0,29	NOUN
emaj-186	169	1	0,14	0,14	ADP
emaj-186	169	2	0,15	0,15	NUM
emaj-186	169	3	107	107	NUM
emaj-186	169	4	%	%	NOUN
emaj-186	169	5	credit	credit	NOUN
emaj-186	169	6	note	note	NOUN
emaj-186	169	7	1,00	1,00	X
emaj-186	169	8	0,90	0,90	X
emaj-186	169	9	0,10	0,10	NOUN
emaj-186	169	10	12	12	NUM
emaj-186	169	11	%	%	NOUN
emaj-186	169	12	derivatives	derivative	NOUN
emaj-186	169	13	products	product	NOUN
emaj-186	169	14	0,14	0,14	ADP
emaj-186	169	15	0,07	0,07	NUM
emaj-186	169	16	0,07	0,07	NUM
emaj-186	170	1	107	107	NUM
emaj-186	170	2	%	%	NOUN
emaj-186	170	3	overall	overall	ADJ
emaj-186	170	4	average	average	ADJ
emaj-186	170	5	0,62	0,62	ADJ
emaj-186	170	6	0,40	0,40	NUM
emaj-186	170	7	0,22	0,22	NOUN
emaj-186	170	8	55	55	NUM
emaj-186	170	9	%	%	NOUN
emaj-186	170	10	according	accord	VERB
emaj-186	170	11	to	to	ADP
emaj-186	170	12	general	general	ADJ
emaj-186	170	13	assessment	assessment	NOUN
emaj-186	170	14	,	,	PUNCT
emaj-186	170	15	the	the	DET
emaj-186	170	16	difference	difference	NOUN
emaj-186	170	17	between	between	ADP
emaj-186	170	18	men	man	NOUN
emaj-186	170	19	and	and	CCONJ
emaj-186	170	20	women	woman	NOUN
emaj-186	170	21	is	be	AUX
emaj-186	170	22	in	in	ADP
emaj-186	170	23	favor	favor	NOUN
emaj-186	170	24	of	of	ADP
emaj-186	170	25	men	man	NOUN
emaj-186	170	26	.	.	PUNCT
emaj-186	171	1	when	when	SCONJ
emaj-186	171	2	the	the	DET
emaj-186	171	3	average	average	NOUN
emaj-186	171	4	of	of	ADP
emaj-186	171	5	men	man	NOUN
emaj-186	171	6	is	be	AUX
emaj-186	171	7	taken	take	VERB
emaj-186	171	8	,	,	PUNCT
emaj-186	171	9	the	the	DET
emaj-186	171	10	perception	perception	NOUN
emaj-186	171	11	of	of	ADP
emaj-186	171	12	information	information	NOUN
emaj-186	171	13	about	about	ADP
emaj-186	171	14	these	these	DET
emaj-186	171	15	tools	tool	NOUN
emaj-186	171	16	and	and	CCONJ
emaj-186	171	17	concepts	concept	NOUN
emaj-186	171	18	is	be	AUX
emaj-186	171	19	0.62	0.62	NUM
emaj-186	171	20	.	.	PUNCT
emaj-186	172	1	for	for	ADP
emaj-186	172	2	women	woman	NOUN
emaj-186	172	3	,	,	PUNCT
emaj-186	172	4	the	the	DET
emaj-186	172	5	value	value	NOUN
emaj-186	172	6	of	of	ADP
emaj-186	172	7	0.40	0.40	NUM
emaj-186	172	8	was	be	AUX
emaj-186	172	9	calculated	calculate	VERB
emaj-186	172	10	.	.	PUNCT
emaj-186	173	1	although	although	SCONJ
emaj-186	173	2	the	the	DET
emaj-186	173	3	average	average	ADJ
emaj-186	173	4	results	result	NOUN
emaj-186	173	5	are	be	AUX
emaj-186	173	6	considered	consider	VERB
emaj-186	173	7	low	low	ADJ
emaj-186	173	8	for	for	ADP
emaj-186	173	9	both	both	DET
emaj-186	173	10	groups	group	NOUN
emaj-186	173	11	,	,	PUNCT
emaj-186	173	12	the	the	DET
emaj-186	173	13	average	average	NOUN
emaj-186	173	14	of	of	ADP
emaj-186	173	15	men	man	NOUN
emaj-186	173	16	is	be	AUX
emaj-186	173	17	55	55	NUM
emaj-186	173	18	%	%	NOUN
emaj-186	173	19	which	which	PRON
emaj-186	173	20	is	be	AUX
emaj-186	173	21	higher	high	ADJ
emaj-186	173	22	than	than	ADP
emaj-186	173	23	the	the	DET
emaj-186	173	24	average	average	NOUN
emaj-186	173	25	of	of	ADP
emaj-186	173	26	women	woman	NOUN
emaj-186	173	27	.	.	PUNCT
emaj-186	174	1	the	the	DET
emaj-186	174	2	fact	fact	NOUN
emaj-186	174	3	that	that	SCONJ
emaj-186	174	4	men	man	NOUN
emaj-186	174	5	are	be	AUX
emaj-186	174	6	more	more	ADV
emaj-186	174	7	interested	interested	ADJ
emaj-186	174	8	in	in	ADP
emaj-186	174	9	financial	financial	ADJ
emaj-186	174	10	instruments	instrument	NOUN
emaj-186	174	11	and	and	CCONJ
emaj-186	174	12	concepts	concept	NOUN
emaj-186	174	13	and	and	CCONJ
emaj-186	174	14	tend	tend	VERB
emaj-186	174	15	to	to	PART
emaj-186	174	16	follow	follow	VERB
emaj-186	174	17	financial	financial	ADJ
emaj-186	174	18	markets	market	NOUN
emaj-186	174	19	more	more	ADJ
emaj-186	174	20	in	in	ADP
emaj-186	174	21	their	their	PRON
emaj-186	174	22	daily	daily	ADJ
emaj-186	174	23	lives	life	NOUN
emaj-186	174	24	supports	support	VERB
emaj-186	174	25	the	the	DET
emaj-186	174	26	results	result	NOUN
emaj-186	174	27	of	of	ADP
emaj-186	174	28	this	this	DET
emaj-186	174	29	analysis	analysis	NOUN
emaj-186	174	30	.	.	PUNCT
emaj-186	175	1	concerning	concern	VERB
emaj-186	175	2	teachers	teacher	NOUN
emaj-186	175	3	,	,	PUNCT
emaj-186	175	4	it	it	PRON
emaj-186	175	5	was	be	AUX
emaj-186	175	6	observed	observe	VERB
emaj-186	175	7	that	that	SCONJ
emaj-186	175	8	men	man	NOUN
emaj-186	175	9	feel	feel	VERB
emaj-186	175	10	more	more	ADV
emaj-186	175	11	knowledgeable	knowledgeable	ADJ
emaj-186	175	12	about	about	ADP
emaj-186	175	13	every	every	DET
emaj-186	175	14	concept	concept	NOUN
emaj-186	175	15	and	and	CCONJ
emaj-186	175	16	tool	tool	NOUN
emaj-186	175	17	than	than	ADP
emaj-186	175	18	women	woman	NOUN
emaj-186	175	19	.	.	PUNCT
emaj-186	176	1	when	when	SCONJ
emaj-186	176	2	the	the	DET
emaj-186	176	3	average	average	ADJ
emaj-186	176	4	difference	difference	NOUN
emaj-186	176	5	of	of	ADP
emaj-186	176	6	the	the	DET
emaj-186	176	7	two	two	NUM
emaj-186	176	8	genders	gender	NOUN
emaj-186	176	9	on	on	ADP
emaj-186	176	10	each	each	DET
emaj-186	176	11	concept	concept	NOUN
emaj-186	176	12	is	be	AUX
emaj-186	176	13	expressed	express	VERB
emaj-186	176	14	as	as	ADP
emaj-186	176	15	a	a	DET
emaj-186	176	16	percentage	percentage	NOUN
emaj-186	176	17	;	;	PUNCT
emaj-186	176	18	they	they	PRON
emaj-186	176	19	were	be	AUX
emaj-186	176	20	calculated	calculate	VERB
emaj-186	176	21	as	as	ADP
emaj-186	176	22	1143	1143	NUM
emaj-186	176	23	%	%	NOUN
emaj-186	176	24	"	"	PUNCT
emaj-186	176	25	forex	forex	ADJ
emaj-186	176	26	markets	market	NOUN
emaj-186	176	27	"	"	PUNCT
emaj-186	176	28	,	,	PUNCT
emaj-186	176	29	452	452	NUM
emaj-186	176	30	%	%	NOUN
emaj-186	176	31	"	"	PUNCT
emaj-186	176	32	off	off	ADP
emaj-186	176	33	shore	shore	NOUN
emaj-186	176	34	banking	banking	NOUN
emaj-186	176	35	"	"	PUNCT
emaj-186	176	36	,	,	PUNCT
emaj-186	176	37	245	245	NUM
emaj-186	176	38	%	%	NOUN
emaj-186	176	39	"	"	PUNCT
emaj-186	176	40	name	name	NOUN
emaj-186	176	41	/	/	SYM
emaj-186	176	42	compound	compound	NOUN
emaj-186	176	43	/	/	SYM
emaj-186	176	44	nominal	nominal	ADJ
emaj-186	176	45	/	/	SYM
emaj-186	176	46	real	real	ADJ
emaj-186	176	47	interest	interest	NOUN
emaj-186	176	48	types	type	NOUN
emaj-186	176	49	"	"	PUNCT
emaj-186	176	50	,	,	PUNCT
emaj-186	176	51	130	130	NUM
emaj-186	176	52	%	%	NOUN
emaj-186	176	53	"	"	PUNCT
emaj-186	176	54	financial	financial	ADJ
emaj-186	176	55	risks	risk	NOUN
emaj-186	176	56	"	"	PUNCT
emaj-186	176	57	which	which	PRON
emaj-186	176	58	are	be	AUX
emaj-186	176	59	noteworthy	noteworthy	ADJ
emaj-186	176	60	.	.	PUNCT
emaj-186	177	1	the	the	DET
emaj-186	177	2	closest	close	ADJ
emaj-186	177	3	level	level	NOUN
emaj-186	177	4	of	of	ADP
emaj-186	177	5	knowledge	knowledge	NOUN
emaj-186	177	6	felt	feel	VERB
emaj-186	177	7	by	by	ADP
emaj-186	177	8	men	man	NOUN
emaj-186	177	9	and	and	CCONJ
emaj-186	177	10	women	woman	NOUN
emaj-186	177	11	was	be	AUX
emaj-186	177	12	"	"	PUNCT
emaj-186	177	13	consumer	consumer	NOUN
emaj-186	177	14	/	/	SYM
emaj-186	177	15	home	home	NOUN
emaj-186	177	16	loan	loan	NOUN
emaj-186	177	17	"	"	PUNCT
emaj-186	177	18	where	where	SCONJ
emaj-186	177	19	the	the	DET
emaj-186	177	20	difference	difference	NOUN
emaj-186	177	21	was	be	AUX
emaj-186	177	22	6	6	NUM
emaj-186	177	23	%	%	NOUN
emaj-186	177	24	,	,	PUNCT
emaj-186	177	25	"	"	PUNCT
emaj-186	177	26	credit	credit	NOUN
emaj-186	177	27	rating	rating	NOUN
emaj-186	177	28	"	"	PUNCT
emaj-186	177	29	where	where	SCONJ
emaj-186	177	30	the	the	DET
emaj-186	177	31	difference	difference	NOUN
emaj-186	177	32	was	be	AUX
emaj-186	177	33	12	12	NUM
emaj-186	177	34	%	%	NOUN
emaj-186	177	35	and	and	CCONJ
emaj-186	177	36	"	"	PUNCT
emaj-186	177	37	bond	bond	NOUN
emaj-186	177	38	-	-	PUNCT
emaj-186	177	39	bond	bond	NOUN
emaj-186	177	40	types	type	NOUN
emaj-186	177	41	/	/	SYM
emaj-186	177	42	repo	repo	NOUN
emaj-186	177	43	and	and	CCONJ
emaj-186	177	44	participation	participation	NOUN
emaj-186	177	45	(	(	PUNCT
emaj-186	177	46	interest	interest	NOUN
emaj-186	177	47	-	-	PUNCT
emaj-186	177	48	free	free	ADJ
emaj-186	177	49	)	)	PUNCT
emaj-186	177	50	bank	bank	NOUN
emaj-186	177	51	differences	difference	NOUN
emaj-186	177	52	"	"	PUNCT
emaj-186	177	53	where	where	SCONJ
emaj-186	177	54	the	the	DET
emaj-186	177	55	difference	difference	NOUN
emaj-186	177	56	was	be	AUX
emaj-186	177	57	18	18	NUM
emaj-186	177	58	%	%	NOUN
emaj-186	177	59	.	.	PUNCT
emaj-186	178	1	v.	v.	ADP
emaj-186	178	2	conclusion	conclusion	NOUN
emaj-186	178	3	and	and	CCONJ
emaj-186	178	4	discussion	discussion	NOUN
emaj-186	178	5	when	when	SCONJ
emaj-186	178	6	the	the	DET
emaj-186	178	7	surveys	survey	NOUN
emaj-186	178	8	about	about	ADP
emaj-186	178	9	perception	perception	NOUN
emaj-186	178	10	of	of	ADP
emaj-186	178	11	knowledge	knowledge	NOUN
emaj-186	178	12	of	of	ADP
emaj-186	178	13	teachers	teacher	NOUN
emaj-186	178	14	about	about	ADP
emaj-186	178	15	financial	financial	ADJ
emaj-186	178	16	instruments	instrument	NOUN
emaj-186	178	17	and	and	CCONJ
emaj-186	178	18	concepts	concept	NOUN
emaj-186	178	19	were	be	AUX
emaj-186	178	20	evaluated	evaluate	VERB
emaj-186	178	21	,	,	PUNCT
emaj-186	178	22	generally	generally	ADV
emaj-186	178	23	low	low	ADJ
emaj-186	178	24	level	level	NOUN
emaj-186	178	25	results	result	NOUN
emaj-186	178	26	were	be	AUX
emaj-186	178	27	found	find	VERB
emaj-186	178	28	.	.	PUNCT
emaj-186	179	1	particularly	particularly	ADV
emaj-186	179	2	in	in	ADP
emaj-186	179	3	derivative	derivative	ADJ
emaj-186	179	4	products	product	NOUN
emaj-186	179	5	,	,	PUNCT
emaj-186	179	6	off	off	ADP
emaj-186	179	7	shore	shore	NOUN
emaj-186	179	8	banking	banking	NOUN
emaj-186	179	9	,	,	PUNCT
emaj-186	179	10	forex	forex	ADJ
emaj-186	179	11	markets	market	NOUN
emaj-186	179	12	and	and	CCONJ
emaj-186	179	13	leasing	leasing	NOUN
emaj-186	179	14	issues	issue	NOUN
emaj-186	179	15	,	,	PUNCT
emaj-186	179	16	the	the	DET
emaj-186	179	17	results	result	NOUN
emaj-186	179	18	achieved	achieve	VERB
emaj-186	179	19	were	be	AUX
emaj-186	179	20	0.1	0.1	NUM
emaj-186	179	21	,	,	PUNCT
emaj-186	179	22	0.2	0.2	NUM
emaj-186	179	23	and	and	CCONJ
emaj-186	179	24	they	they	PRON
emaj-186	179	25	were	be	AUX
emaj-186	179	26	very	very	ADV
emaj-186	179	27	low	low	ADJ
emaj-186	179	28	.	.	PUNCT
emaj-186	180	1	the	the	DET
emaj-186	180	2	reasons	reason	NOUN
emaj-186	180	3	for	for	ADP
emaj-186	180	4	this	this	PRON
emaj-186	180	5	can	can	AUX
emaj-186	180	6	be	be	AUX
emaj-186	180	7	considered	consider	VERB
emaj-186	180	8	to	to	PART
emaj-186	180	9	be	be	AUX
emaj-186	180	10	subjects	subject	NOUN
emaj-186	180	11	that	that	SCONJ
emaj-186	180	12	they	they	PRON
emaj-186	180	13	are	be	AUX
emaj-186	180	14	not	not	PART
emaj-186	180	15	used	use	VERB
emaj-186	180	16	in	in	ADP
emaj-186	180	17	daily	daily	ADJ
emaj-186	180	18	life	life	NOUN
emaj-186	180	19	,	,	PUNCT
emaj-186	180	20	rarely	rarely	ADV
emaj-186	180	21	encountered	encounter	VERB
emaj-186	180	22	or	or	CCONJ
emaj-186	180	23	never	never	ADV
emaj-186	180	24	countered	counter	VERB
emaj-186	180	25	,	,	PUNCT
emaj-186	180	26	uninterested	uninterested	ADJ
emaj-186	180	27	,	,	PUNCT
emaj-186	180	28	or	or	CCONJ
emaj-186	180	29	it	it	PRON
emaj-186	180	30	can	can	AUX
emaj-186	180	31	be	be	AUX
emaj-186	180	32	thought	think	VERB
emaj-186	180	33	that	that	SCONJ
emaj-186	180	34	they	they	PRON
emaj-186	180	35	are	be	AUX
emaj-186	180	36	subjects	subject	NOUN
emaj-186	180	37	that	that	PRON
emaj-186	180	38	have	have	AUX
emaj-186	180	39	not	not	PART
emaj-186	180	40	been	be	AUX
emaj-186	180	41	involved	involve	VERB
emaj-186	180	42	in	in	ADP
emaj-186	180	43	the	the	DET
emaj-186	180	44	education	education	NOUN
emaj-186	180	45	life	life	NOUN
emaj-186	180	46	of	of	ADP
emaj-186	180	47	teachers	teacher	NOUN
emaj-186	180	48	.	.	PUNCT
emaj-186	181	1	consumer	consumer	NOUN
emaj-186	181	2	/	/	SYM
emaj-186	181	3	housing	housing	NOUN
emaj-186	181	4	credits	credit	NOUN
emaj-186	181	5	with	with	ADP
emaj-186	181	6	1.2	1.2	NUM
emaj-186	181	7	and	and	CCONJ
emaj-186	181	8	credit	credit	NOUN
emaj-186	181	9	notes	note	NOUN
emaj-186	181	10	with	with	ADP
emaj-186	181	11	0.94	0.94	NUM
emaj-186	181	12	were	be	AUX
emaj-186	181	13	the	the	DET
emaj-186	181	14	subjects	subject	NOUN
emaj-186	181	15	with	with	ADP
emaj-186	181	16	the	the	DET
emaj-186	181	17	most	most	ADV
emaj-186	181	18	felt	feel	VERB
emaj-186	181	19	highest	high	ADJ
emaj-186	181	20	level	level	NOUN
emaj-186	181	21	of	of	ADP
emaj-186	181	22	information	information	NOUN
emaj-186	181	23	.	.	PUNCT
emaj-186	182	1	this	this	PRON
emaj-186	182	2	is	be	AUX
emaj-186	182	3	because	because	SCONJ
emaj-186	182	4	they	they	PRON
emaj-186	182	5	have	have	VERB
emaj-186	182	6	concepts	concept	NOUN
emaj-186	182	7	and	and	CCONJ
emaj-186	182	8	tools	tool	NOUN
emaj-186	182	9	that	that	PRON
emaj-186	182	10	they	they	PRON
emaj-186	182	11	use	use	VERB
emaj-186	182	12	in	in	ADP
emaj-186	182	13	their	their	PRON
emaj-186	182	14	daily	daily	ADJ
emaj-186	182	15	lives	life	NOUN
emaj-186	182	16	or	or	CCONJ
emaj-186	182	17	that	that	SCONJ
emaj-186	182	18	they	they	PRON
emaj-186	182	19	have	have	AUX
emaj-186	182	20	witnessed	witness	VERB
emaj-186	182	21	a	a	DET
emaj-186	182	22	lot	lot	NOUN
emaj-186	182	23	.	.	PUNCT
emaj-186	183	1	when	when	SCONJ
emaj-186	183	2	examination	examination	NOUN
emaj-186	183	3	done	do	VERB
emaj-186	183	4	under	under	ADP
emaj-186	183	5	the	the	DET
emaj-186	183	6	headings	heading	NOUN
emaj-186	183	7	of	of	ADP
emaj-186	183	8	public	public	ADJ
emaj-186	183	9	and	and	CCONJ
emaj-186	183	10	private	private	ADJ
emaj-186	183	11	sectors	sector	NOUN
emaj-186	183	12	,	,	PUNCT
emaj-186	183	13	teachers	teacher	NOUN
emaj-186	183	14	working	work	VERB
emaj-186	183	15	in	in	ADP
emaj-186	183	16	the	the	DET
emaj-186	183	17	public	public	ADJ
emaj-186	183	18	sector	sector	NOUN
emaj-186	183	19	with	with	ADP
emaj-186	183	20	a	a	DET
emaj-186	183	21	value	value	NOUN
emaj-186	183	22	of	of	ADP
emaj-186	183	23	0.53	0.53	NUM
emaj-186	183	24	feel	feel	VERB
emaj-186	183	25	more	more	ADV
emaj-186	183	26	knowledgeable	knowledgeable	ADJ
emaj-186	183	27	,	,	PUNCT
emaj-186	183	28	while	while	SCONJ
emaj-186	183	29	in	in	ADP
emaj-186	183	30	the	the	DET
emaj-186	183	31	private	private	ADJ
emaj-186	183	32	sector	sector	NOUN
emaj-186	183	33	this	this	DET
emaj-186	183	34	figure	figure	NOUN
emaj-186	183	35	is	be	AUX
emaj-186	183	36	calculated	calculate	VERB
emaj-186	183	37	as	as	ADP
emaj-186	183	38	0.45	0.45	NUM
emaj-186	183	39	.	.	PUNCT
emaj-186	184	1	although	although	SCONJ
emaj-186	184	2	the	the	DET
emaj-186	184	3	public	public	ADJ
emaj-186	184	4	sector	sector	NOUN
emaj-186	184	5	feels	feel	VERB
emaj-186	184	6	more	more	ADV
emaj-186	184	7	knowledgeable	knowledgeable	ADJ
emaj-186	184	8	,	,	PUNCT
emaj-186	184	9	both	both	DET
emaj-186	184	10	values	value	NOUN
emaj-186	184	11	are	be	AUX
emaj-186	184	12	low	low	ADJ
emaj-186	184	13	.	.	PUNCT
emaj-186	185	1	no	no	ADV
emaj-186	185	2	matter	matter	ADV
emaj-186	185	3	which	which	PRON
emaj-186	185	4	sector	sector	NOUN
emaj-186	185	5	the	the	DET
emaj-186	185	6	participants	participant	NOUN
emaj-186	185	7	work	work	VERB
emaj-186	185	8	in	in	ADP
emaj-186	185	9	,	,	PUNCT
emaj-186	185	10	the	the	DET
emaj-186	185	11	information	information	NOUN
emaj-186	185	12	levels	level	NOUN
emaj-186	185	13	that	that	SCONJ
emaj-186	185	14	the	the	DET
emaj-186	185	15	participants	participant	NOUN
emaj-186	185	16	feel	feel	VERB
emaj-186	185	17	take	take	VERB
emaj-186	185	18	place	place	NOUN
emaj-186	185	19	in	in	ADP
emaj-186	185	20	the	the	DET
emaj-186	185	21	middle	middle	NOUN
emaj-186	185	22	of	of	ADP
emaj-186	185	23	these	these	DET
emaj-186	185	24	options	option	NOUN
emaj-186	185	25	:	:	PUNCT
emaj-186	185	26	“	"	PUNCT
emaj-186	185	27	i	i	PRON
emaj-186	185	28	have	have	VERB
emaj-186	185	29	general	general	ADJ
emaj-186	185	30	knowledge	knowledge	NOUN
emaj-186	185	31	of	of	ADP
emaj-186	185	32	this	this	DET
emaj-186	185	33	subject	subject	NOUN
emaj-186	185	34	”	"	PUNCT
emaj-186	185	35	and	and	CCONJ
emaj-186	185	36	“	"	PUNCT
emaj-186	185	37	i	i	PRON
emaj-186	185	38	do	do	AUX
emaj-186	185	39	n't	not	PART
emaj-186	185	40	know	know	VERB
emaj-186	185	41	anything	anything	PRON
emaj-186	185	42	about	about	ADP
emaj-186	185	43	that	that	PRON
emaj-186	185	44	”	"	PUNCT
emaj-186	185	45	.	.	PUNCT
emaj-186	186	1	in	in	ADP
emaj-186	186	2	terms	term	NOUN
emaj-186	186	3	of	of	ADP
emaj-186	186	4	the	the	DET
emaj-186	186	5	level	level	NOUN
emaj-186	186	6	of	of	ADP
emaj-186	186	7	knowledge	knowledge	NOUN
emaj-186	186	8	felt	feel	VERB
emaj-186	186	9	,	,	PUNCT
emaj-186	186	10	the	the	DET
emaj-186	186	11	closest	close	ADJ
emaj-186	186	12	result	result	NOUN
emaj-186	186	13	to	to	ADP
emaj-186	186	14	the	the	DET
emaj-186	186	15	expression	expression	NOUN
emaj-186	186	16	"	"	PUNCT
emaj-186	186	17	2risk	2risk	NUM
emaj-186	186	18	,	,	PUNCT
emaj-186	186	19	i	i	PRON
emaj-186	186	20	have	have	VERB
emaj-186	186	21	more	more	ADV
emaj-186	186	22	detailed	detailed	ADJ
emaj-186	186	23	information	information	NOUN
emaj-186	186	24	such	such	ADJ
emaj-186	186	25	as	as	ADP
emaj-186	186	26	costs	cost	NOUN
emaj-186	186	27	and	and	CCONJ
emaj-186	186	28	returns	return	NOUN
emaj-186	186	29	"	"	PUNCT
emaj-186	186	30	was	be	AUX
emaj-186	186	31	observed	observe	VERB
emaj-186	186	32	in	in	ADP
emaj-186	186	33	the	the	DET
emaj-186	186	34	field	field	NOUN
emaj-186	186	35	of	of	ADP
emaj-186	186	36	consumer	consumer	NOUN
emaj-186	186	37	/	/	SYM
emaj-186	186	38	home	home	NOUN
emaj-186	186	39	credit	credit	NOUN
emaj-186	186	40	with	with	ADP
emaj-186	186	41	1.38	1.38	NUM
emaj-186	186	42	in	in	ADP
emaj-186	186	43	the	the	DET
emaj-186	186	44	public	public	ADJ
emaj-186	186	45	sector	sector	NOUN
emaj-186	186	46	and	and	CCONJ
emaj-186	186	47	1.04	1.04	NUM
emaj-186	186	48	in	in	ADP
emaj-186	186	49	the	the	DET
emaj-186	186	50	private	private	ADJ
emaj-186	186	51	sector	sector	NOUN
emaj-186	186	52	.	.	PUNCT
emaj-186	187	1	this	this	PRON
emaj-186	187	2	is	be	AUX
emaj-186	187	3	followed	follow	VERB
emaj-186	187	4	by	by	ADP
emaj-186	187	5	the	the	DET
emaj-186	187	6	concept	concept	NOUN
emaj-186	187	7	of	of	ADP
emaj-186	187	8	a	a	DET
emaj-186	187	9	credit	credit	NOUN
emaj-186	187	10	note	note	NOUN
emaj-186	187	11	.	.	PUNCT
emaj-186	188	1	when	when	SCONJ
emaj-186	188	2	the	the	DET
emaj-186	188	3	results	result	NOUN
emaj-186	188	4	of	of	ADP
emaj-186	188	5	the	the	DET
emaj-186	188	6	research	research	NOUN
emaj-186	188	7	are	be	AUX
emaj-186	188	8	evaluated	evaluate	VERB
emaj-186	188	9	in	in	ADP
emaj-186	188	10	terms	term	NOUN
emaj-186	188	11	of	of	ADP
emaj-186	188	12	age	age	NOUN
emaj-186	188	13	groups	group	NOUN
emaj-186	188	14	,	,	PUNCT
emaj-186	188	15	the	the	DET
emaj-186	188	16	level	level	NOUN
emaj-186	188	17	of	of	ADP
emaj-186	188	18	knowledge	knowledge	NOUN
emaj-186	188	19	about	about	ADP
emaj-186	188	20	financial	financial	ADJ
emaj-186	188	21	instruments	instrument	NOUN
emaj-186	188	22	and	and	CCONJ
emaj-186	188	23	concepts	concept	NOUN
emaj-186	188	24	of	of	ADP
emaj-186	188	25	the	the	DET
emaj-186	188	26	group	group	NOUN
emaj-186	188	27	over	over	ADP
emaj-186	188	28	50	50	NUM
emaj-186	188	29	is	be	AUX
emaj-186	188	30	at	at	ADP
emaj-186	188	31	the	the	DET
emaj-186	188	32	top	top	NOUN
emaj-186	188	33	with	with	ADP
emaj-186	188	34	0.89	0.89	NUM
emaj-186	188	35	.	.	PUNCT
emaj-186	189	1	this	this	DET
emaj-186	189	2	result	result	NOUN
emaj-186	189	3	can	can	AUX
emaj-186	189	4	be	be	AUX
emaj-186	189	5	based	base	VERB
emaj-186	189	6	on	on	ADP
emaj-186	189	7	the	the	DET
emaj-186	189	8	participants	participant	NOUN
emaj-186	189	9	'	'	PART
emaj-186	189	10	level	level	NOUN
emaj-186	189	11	of	of	ADP
emaj-186	189	12	knowledge	knowledge	NOUN
emaj-186	189	13	and	and	CCONJ
emaj-186	189	14	financial	financial	ADJ
emaj-186	189	15	experience	experience	NOUN
emaj-186	189	16	,	,	PUNCT
emaj-186	189	17	which	which	PRON
emaj-186	189	18	is	be	AUX
emaj-186	189	19	directly	directly	ADV
emaj-186	189	20	proportional	proportional	ADJ
emaj-186	189	21	to	to	ADP
emaj-186	189	22	their	their	PRON
emaj-186	189	23	age	age	NOUN
emaj-186	189	24	.	.	PUNCT
emaj-186	190	1	0.42	0.42	NUM
emaj-186	190	2	in	in	ADP
emaj-186	190	3	the	the	DET
emaj-186	190	4	age	age	NOUN
emaj-186	190	5	group	group	NOUN
emaj-186	190	6	below	below	ADP
emaj-186	190	7	30	30	NUM
emaj-186	190	8	and	and	CCONJ
emaj-186	190	9	31	31	NUM
emaj-186	190	10	-	-	SYM
emaj-186	190	11	40	40	NUM
emaj-186	190	12	,	,	PUNCT
emaj-186	190	13	in	in	ADP
emaj-186	190	14	the	the	DET
emaj-186	190	15	41	41	NUM
emaj-186	190	16	-	-	SYM
emaj-186	190	17	50	50	NUM
emaj-186	190	18	age	age	NOUN
emaj-186	190	19	group	group	NOUN
emaj-186	190	20	,	,	PUNCT
emaj-186	190	21	a	a	DET
emaj-186	190	22	mean	mean	NOUN
emaj-186	190	23	of	of	ADP
emaj-186	190	24	0.41	0.41	NUM
emaj-186	190	25	similarly	similarly	ADV
emaj-186	190	26	is	be	AUX
emaj-186	190	27	reached	reach	VERB
emaj-186	190	28	.	.	PUNCT
emaj-186	191	1	although	although	SCONJ
emaj-186	191	2	values	value	NOUN
emaj-186	191	3	of	of	ADP
emaj-186	191	4	1	1	NUM
emaj-186	191	5	or	or	CCONJ
emaj-186	191	6	more	more	ADJ
emaj-186	191	7	are	be	AUX
emaj-186	191	8	found	find	VERB
emaj-186	191	9	in	in	ADP
emaj-186	191	10	areas	area	NOUN
emaj-186	191	11	such	such	ADJ
emaj-186	191	12	as	as	ADP
emaj-186	191	13	consumer	consumer	NOUN
emaj-186	191	14	/	/	SYM
emaj-186	191	15	home	home	NOUN
emaj-186	191	16	loan	loan	NOUN
emaj-186	191	17	and	and	CCONJ
emaj-186	191	18	credit	credit	NOUN
emaj-186	191	19	rating	rating	NOUN
emaj-186	191	20	,	,	PUNCT
emaj-186	191	21	the	the	DET
emaj-186	191	22	level	level	NOUN
emaj-186	191	23	of	of	ADP
emaj-186	191	24	knowledge	knowledge	NOUN
emaj-186	191	25	felt	feel	VERB
emaj-186	191	26	especially	especially	ADV
emaj-186	191	27	in	in	ADP
emaj-186	191	28	groups	group	NOUN
emaj-186	191	29	under	under	ADP
emaj-186	191	30	50	50	NUM
emaj-186	191	31	years	year	NOUN
emaj-186	191	32	of	of	ADP
emaj-186	191	33	age	age	NOUN
emaj-186	191	34	is	be	AUX
emaj-186	191	35	very	very	ADV
emaj-186	191	36	low	low	ADJ
emaj-186	191	37	.	.	PUNCT
emaj-186	192	1	when	when	SCONJ
emaj-186	192	2	the	the	DET
emaj-186	192	3	level	level	NOUN
emaj-186	192	4	of	of	ADP
emaj-186	192	5	knowledge	knowledge	NOUN
emaj-186	192	6	about	about	ADP
emaj-186	192	7	financial	financial	ADJ
emaj-186	192	8	instruments	instrument	NOUN
emaj-186	192	9	and	and	CCONJ
emaj-186	192	10	concepts	concept	NOUN
emaj-186	192	11	is	be	AUX
emaj-186	192	12	evaluated	evaluate	VERB
emaj-186	192	13	by	by	ADP
emaj-186	192	14	gender	gender	NOUN
emaj-186	192	15	,	,	PUNCT
emaj-186	192	16	men	man	NOUN
emaj-186	192	17	feel	feel	VERB
emaj-186	192	18	more	more	ADV
emaj-186	192	19	knowledgeable	knowledgeable	ADJ
emaj-186	192	20	with	with	ADP
emaj-186	192	21	0.62	0.62	NUM
emaj-186	192	22	.	.	PUNCT
emaj-186	193	1	in	in	ADP
emaj-186	193	2	women	woman	NOUN
emaj-186	193	3	,	,	PUNCT
emaj-186	193	4	this	this	DET
emaj-186	193	5	value	value	NOUN
emaj-186	193	6	was	be	AUX
emaj-186	193	7	measured	measure	VERB
emaj-186	193	8	as	as	ADP
emaj-186	193	9	0.40	0.40	NUM
emaj-186	193	10	.	.	PUNCT
emaj-186	194	1	the	the	DET
emaj-186	194	2	reasons	reason	NOUN
emaj-186	194	3	for	for	ADP
emaj-186	194	4	this	this	DET
emaj-186	194	5	difference	difference	NOUN
emaj-186	194	6	include	include	VERB
emaj-186	194	7	that	that	SCONJ
emaj-186	194	8	men	man	NOUN
emaj-186	194	9	are	be	AUX
emaj-186	194	10	more	more	ADV
emaj-186	194	11	interested	interested	ADJ
emaj-186	194	12	in	in	ADP
emaj-186	194	13	finance	finance	NOUN
emaj-186	194	14	and	and	CCONJ
emaj-186	194	15	more	more	ADV
emaj-186	194	16	likely	likely	ADJ
emaj-186	194	17	to	to	PART
emaj-186	194	18	follow	follow	VERB
emaj-186	194	19	the	the	DET
emaj-186	194	20	financial	financial	ADJ
emaj-186	194	21	agenda	agenda	NOUN
emaj-186	194	22	,	,	PUNCT
emaj-186	194	23	and	and	CCONJ
emaj-186	194	24	to	to	PART
emaj-186	194	25	be	be	AUX
emaj-186	194	26	more	more	ADV
emaj-186	194	27	involved	involved	ADJ
emaj-186	194	28	in	in	ADP
emaj-186	194	29	economic	economic	ADJ
emaj-186	194	30	activities	activity	NOUN
emaj-186	194	31	compared	compare	VERB
emaj-186	194	32	to	to	ADP
emaj-186	194	33	the	the	DET
emaj-186	194	34	general	general	ADJ
emaj-186	194	35	public	public	NOUN
emaj-186	194	36	.	.	PUNCT
emaj-186	195	1	the	the	DET
emaj-186	195	2	issues	issue	NOUN
emaj-186	195	3	where	where	SCONJ
emaj-186	195	4	the	the	DET
emaj-186	195	5	difference	difference	NOUN
emaj-186	195	6	is	be	AUX
emaj-186	195	7	most	most	ADV
emaj-186	195	8	and	and	CCONJ
emaj-186	195	9	least	least	ADJ
emaj-186	195	10	are	be	AUX
emaj-186	195	11	explained	explain	VERB
emaj-186	195	12	in	in	ADP
emaj-186	195	13	the	the	DET
emaj-186	195	14	related	relate	VERB
emaj-186	195	15	section	section	NOUN
emaj-186	195	16	.	.	PUNCT
emaj-186	196	1	in	in	ADP
emaj-186	196	2	general	general	ADJ
emaj-186	196	3	,	,	PUNCT
emaj-186	196	4	teachers	teacher	NOUN
emaj-186	196	5	’	'	PUNCT
emaj-186	196	6	level	level	NOUN
emaj-186	196	7	of	of	ADP
emaj-186	196	8	knowledge	knowledge	NOUN
emaj-186	196	9	feeling	feel	VERB
emaj-186	196	10	about	about	ADP
emaj-186	196	11	financial	financial	ADJ
emaj-186	196	12	concepts	concept	NOUN
emaj-186	196	13	and	and	CCONJ
emaj-186	196	14	instruments	instrument	NOUN
emaj-186	196	15	is	be	AUX
emaj-186	196	16	low	low	ADJ
emaj-186	196	17	.	.	PUNCT
emaj-186	197	1	this	this	PRON
emaj-186	197	2	is	be	AUX
emaj-186	197	3	not	not	PART
emaj-186	197	4	a	a	DET
emaj-186	197	5	criterion	criterion	NOUN
emaj-186	197	6	for	for	ADP
emaj-186	197	7	evaluating	evaluate	VERB
emaj-186	197	8	the	the	DET
emaj-186	197	9	professional	professional	ADJ
emaj-186	197	10	success	success	NOUN
emaj-186	197	11	or	or	CCONJ
emaj-186	197	12	competence	competence	NOUN
emaj-186	197	13	of	of	ADP
emaj-186	197	14	teachers	teacher	NOUN
emaj-186	197	15	.	.	PUNCT
emaj-186	198	1	however	however	ADV
emaj-186	198	2	,	,	PUNCT
emaj-186	198	3	it	it	PRON
emaj-186	198	4	can	can	AUX
emaj-186	198	5	be	be	AUX
emaj-186	198	6	considered	consider	VERB
emaj-186	198	7	that	that	SCONJ
emaj-186	198	8	strengthening	strengthen	VERB
emaj-186	198	9	teachers	teacher	NOUN
emaj-186	198	10	on	on	ADP
emaj-186	198	11	issues	issue	NOUN
emaj-186	198	12	such	such	ADJ
emaj-186	198	13	as	as	ADP
emaj-186	198	14	financial	financial	ADJ
emaj-186	198	15	literacy	literacy	NOUN
emaj-186	198	16	will	will	AUX
emaj-186	198	17	have	have	VERB
emaj-186	198	18	a	a	DET
emaj-186	198	19	multiplier	multipli	ADJ
emaj-186	198	20	effect	effect	NOUN
emaj-186	198	21	on	on	ADP
emaj-186	198	22	society	society	NOUN
emaj-186	198	23	.	.	PUNCT
emaj-186	199	1	this	this	DET
emaj-186	199	2	situation	situation	NOUN
emaj-186	199	3	is	be	AUX
emaj-186	199	4	related	relate	VERB
emaj-186	199	5	to	to	ADP
emaj-186	199	6	both	both	DET
emaj-186	199	7	the	the	DET
emaj-186	199	8	fact	fact	NOUN
emaj-186	199	9	that	that	SCONJ
emaj-186	199	10	teachers	teacher	NOUN
emaj-186	199	11	are	be	AUX
emaj-186	199	12	a	a	DET
emaj-186	199	13	big	big	ADJ
emaj-186	199	14	occupational	occupational	ADJ
emaj-186	199	15	group	group	NOUN
emaj-186	199	16	and	and	CCONJ
emaj-186	199	17	that	that	SCONJ
emaj-186	199	18	their	their	PRON
emaj-186	199	19	impact	impact	NOUN
emaj-186	199	20	areas	area	NOUN
emaj-186	199	21	such	such	ADJ
emaj-186	199	22	as	as	ADP
emaj-186	199	23	the	the	DET
emaj-186	199	24	number	number	NOUN
emaj-186	199	25	of	of	ADP
emaj-186	199	26	students	student	NOUN
emaj-186	199	27	they	they	PRON
emaj-186	199	28	train	train	VERB
emaj-186	199	29	are	be	AUX
emaj-186	199	30	very	very	ADV
emaj-186	199	31	wide	wide	ADJ
emaj-186	199	32	.	.	PUNCT
emaj-186	200	1	more	more	ADV
emaj-186	200	2	comprehensive	comprehensive	ADJ
emaj-186	200	3	and	and	CCONJ
emaj-186	200	4	increased	increase	VERB
emaj-186	200	5	number	number	NOUN
emaj-186	200	6	of	of	ADP
emaj-186	200	7	samples	sample	NOUN
emaj-186	200	8	can	can	AUX
emaj-186	200	9	be	be	AUX
emaj-186	200	10	carried	carry	VERB
emaj-186	200	11	out	out	ADP
emaj-186	200	12	within	within	ADP
emaj-186	200	13	the	the	DET
emaj-186	200	14	framework	framework	NOUN
emaj-186	200	15	of	of	ADP
emaj-186	200	16	the	the	DET
emaj-186	200	17	results	result	NOUN
emaj-186	200	18	of	of	ADP
emaj-186	200	19	this	this	DET
emaj-186	200	20	research	research	NOUN
emaj-186	200	21	and	and	CCONJ
emaj-186	200	22	different	different	ADJ
emaj-186	200	23	publications	publication	NOUN
emaj-186	200	24	can	can	AUX
emaj-186	200	25	be	be	AUX
emaj-186	200	26	carried	carry	VERB
emaj-186	200	27	out	out	ADP
emaj-186	200	28	.	.	PUNCT
emaj-186	201	1	the	the	DET
emaj-186	201	2	teachers	teacher	NOUN
emaj-186	201	3	'	'	PART
emaj-186	201	4	professional	professional	ADJ
emaj-186	201	5	group	group	NOUN
emaj-186	201	6	should	should	AUX
emaj-186	201	7	be	be	AUX
emaj-186	201	8	addressed	address	VERB
emaj-186	201	9	separately	separately	ADV
emaj-186	201	10	in	in	ADP
emaj-186	201	11	terms	term	NOUN
emaj-186	201	12	of	of	ADP
emaj-186	201	13	targets	target	NOUN
emaj-186	201	14	such	such	ADJ
emaj-186	201	15	as	as	ADP
emaj-186	201	16	increasing	increase	VERB
emaj-186	201	17	the	the	DET
emaj-186	201	18	level	level	NOUN
emaj-186	201	19	of	of	ADP
emaj-186	201	20	knowledge	knowledge	NOUN
emaj-186	201	21	about	about	ADP
emaj-186	201	22	financial	financial	ADJ
emaj-186	201	23	concepts	concept	NOUN
emaj-186	201	24	and	and	CCONJ
emaj-186	201	25	instruments	instrument	NOUN
emaj-186	201	26	in	in	ADP
emaj-186	201	27	society	society	NOUN
emaj-186	201	28	,	,	PUNCT
emaj-186	201	29	increasing	increase	VERB
emaj-186	201	30	financial	financial	ADJ
emaj-186	201	31	literacy	literacy	NOUN
emaj-186	201	32	levels	level	NOUN
emaj-186	201	33	,	,	PUNCT
emaj-186	201	34	creating	create	VERB
emaj-186	201	35	conscious	conscious	ADJ
emaj-186	201	36	consumer	consumer	NOUN
emaj-186	201	37	masses	masse	NOUN
emaj-186	201	38	that	that	PRON
emaj-186	201	39	can	can	AUX
emaj-186	201	40	better	well	ADV
emaj-186	201	41	interpret	interpret	VERB
emaj-186	201	42	economic	economic	ADJ
emaj-186	201	43	plane	plane	NOUN
emaj-186	201	44	and	and	CCONJ
emaj-186	201	45	events	event	NOUN
emaj-186	201	46	.	.	PUNCT
emaj-186	202	1	references	reference	NOUN
emaj-186	202	2	aba	aba	PROPN
emaj-186	202	3	şenbayram	şenbayram	PROPN
emaj-186	202	4	,	,	PUNCT
emaj-186	202	5	e.	e.	PROPN
emaj-186	202	6	(	(	PUNCT
emaj-186	202	7	2019	2019	NUM
emaj-186	202	8	)	)	PUNCT
emaj-186	202	9	.	.	PUNCT
emaj-186	203	1	finansal	finansal	PROPN
emaj-186	203	2	okuryazarlık	okuryazarlık	PROPN
emaj-186	203	3	:	:	PUNCT
emaj-186	203	4	harran	harran	ADJ
emaj-186	203	5	üniversitesi	üniversitesi	PROPN
emaj-186	203	6	suruç	suruç	PROPN
emaj-186	203	7	meslek	meslek	PROPN
emaj-186	203	8	yüksekokulu	yüksekokulu	PROPN
emaj-186	203	9	öğrencilerine	öğrencilerine	PROPN
emaj-186	203	10	yönelik	yönelik	PROPN
emaj-186	203	11	bir	bir	PROPN
emaj-186	203	12	araştırma	araştırma	PROPN
emaj-186	203	13	.	.	PUNCT
emaj-186	204	1	econharran	econharran	PROPN
emaj-186	204	2	harran	harran	PROPN
emaj-186	204	3	üniversitesi	üniversitesi	PROPN
emaj-186	204	4	i̇i̇bf	i̇i̇bf	PROPN
emaj-186	204	5	dergisi	dergisi	ADJ
emaj-186	204	6	,	,	PUNCT
emaj-186	204	7	3	3	X
emaj-186	204	8	.	.	X
emaj-186	205	1	volume	volume	NOUN
emaj-186	205	2	9	9	NUM
emaj-186	205	3	no	no	DET
emaj-186	205	4	2	2	NUM
emaj-186	205	5	(	(	PUNCT
emaj-186	205	6	2019	2019	NUM
emaj-186	205	7	)	)	PUNCT
emaj-186	205	8	|	|	ADV
emaj-186	205	9	issn	issn	VERB
emaj-186	205	10	2158	2158	NUM
emaj-186	205	11	-	-	SYM
emaj-186	205	12	8708	8708	NUM
emaj-186	205	13	(	(	PUNCT
emaj-186	205	14	online	online	NOUN
emaj-186	205	15	)	)	PUNCT
emaj-186	205	16	|	|	ADV
emaj-186	205	17	doi	doi	X
emaj-186	205	18	10.5195	10.5195	NUM
emaj-186	205	19	/	/	SYM
emaj-186	205	20	emaj.2019.186	emaj.2019.186	NOUN
emaj-186	205	21	|	|	NOUN
emaj-186	205	22	http://emaj.pitt.edu	http://emaj.pitt.edu	NOUN
emaj-186	205	23	ferhat	ferhat	PROPN
emaj-186	205	24	sayım	sayım	NOUN
emaj-186	205	25	,	,	PUNCT
emaj-186	205	26	nurdan	nurdan	PROPN
emaj-186	205	27	serdar	serdar	PROPN
emaj-186	205	28	emerging	emerge	VERB
emaj-186	205	29	markets	market	NOUN
emaj-186	205	30	journal	journal	NOUN
emaj-186	205	31	|	|	ADV
emaj-186	205	32	p	p	NOUN
emaj-186	205	33	a	a	DET
emaj-186	205	34	g	g	NOUN
emaj-186	205	35	e	e	PROPN
emaj-186	205	36	7	7	NUM
emaj-186	205	37	alkaya	alkaya	PROPN
emaj-186	205	38	,	,	PUNCT
emaj-186	205	39	a.	a.	PROPN
emaj-186	205	40	,	,	PUNCT
emaj-186	205	41	&	&	CCONJ
emaj-186	205	42	yağlı	yağlı	NOUN
emaj-186	205	43	,	,	PUNCT
emaj-186	205	44	i̇.	i̇.	PROPN
emaj-186	205	45	(	(	PUNCT
emaj-186	205	46	2015	2015	NUM
emaj-186	205	47	)	)	PUNCT
emaj-186	205	48	.	.	PUNCT
emaj-186	206	1	finansal	finansal	PROPN
emaj-186	206	2	okuryazarlık	okuryazarlık	PROPN
emaj-186	206	3	finansal	finansal	PROPN
emaj-186	206	4	bilgi	bilgi	PROPN
emaj-186	206	5	,	,	PUNCT
emaj-186	206	6	davranış	davranış	NOUN
emaj-186	206	7	ve	ve	NOUN
emaj-186	206	8	tutum	tutum	NOUN
emaj-186	206	9	:	:	PUNCT
emaj-186	206	10	nevşehir	nevşehir	PROPN
emaj-186	206	11	hacı	hacı	NOUN
emaj-186	206	12	bektaş	bektaş	PROPN
emaj-186	206	13	veli	veli	PROPN
emaj-186	206	14	üniversitesi	üniversitesi	PROPN
emaj-186	206	15	i̇i̇bf	i̇i̇bf	PROPN
emaj-186	206	16	öğrencileri	öğrencileri	PROPN
emaj-186	206	17	üzerine	üzerine	PROPN
emaj-186	206	18	bir	bir	PROPN
emaj-186	206	19	uygulama	uygulama	PROPN
emaj-186	206	20	.	.	PUNCT
emaj-186	207	1	uluslararası	uluslararası	NOUN
emaj-186	207	2	sosyal	sosyal	PROPN
emaj-186	207	3	araştırmalar	araştırmalar	PROPN
emaj-186	208	1	dergisi	dergisi	ADJ
emaj-186	208	2	,	,	PUNCT
emaj-186	208	3	8	8	NUM
emaj-186	208	4	(	(	PUNCT
emaj-186	208	5	40	40	NUM
emaj-186	208	6	)	)	PUNCT
emaj-186	208	7	,	,	PUNCT
emaj-186	208	8	585	585	NUM
emaj-186	208	9	-	-	SYM
emaj-186	208	10	599	599	NUM
emaj-186	208	11	.	.	PUNCT
emaj-186	209	1	bayrakdaroğlu	bayrakdaroğlu	NOUN
emaj-186	209	2	,	,	PUNCT
emaj-186	209	3	a.	a.	NOUN
emaj-186	209	4	,	,	PUNCT
emaj-186	209	5	&	&	CCONJ
emaj-186	209	6	bilge	bilge	PROPN
emaj-186	209	7	,	,	PUNCT
emaj-186	209	8	s.	s.	PROPN
emaj-186	209	9	(	(	PUNCT
emaj-186	209	10	2018	2018	NUM
emaj-186	209	11	)	)	PUNCT
emaj-186	209	12	.	.	PUNCT
emaj-186	210	1	finansal	finansal	PROPN
emaj-186	210	2	eğitimin	eğitimin	PROPN
emaj-186	210	3	finansal	finansal	PROPN
emaj-186	210	4	okur	okur	PROPN
emaj-186	210	5	-	-	PUNCT
emaj-186	210	6	yazarlık	yazarlık	NOUN
emaj-186	210	7	üzerindeki	üzerindeki	PROPN
emaj-186	210	8	etkisi	etkisi	VERB
emaj-186	210	9	:	:	PUNCT
emaj-186	210	10	muğla	muğla	NOUN
emaj-186	210	11	i̇linde	i̇linde	NOUN
emaj-186	210	12	kadınlara	kadınlara	VERB
emaj-186	210	13	yönelik	yönelik	PROPN
emaj-186	210	14	bir	bir	PROPN
emaj-186	210	15	araştırma	araştırma	PROPN
emaj-186	210	16	.	.	PUNCT
emaj-186	211	1	sosyal	sosyal	PROPN
emaj-186	211	2	ve	ve	PROPN
emaj-186	211	3	beşeri	beşeri	PROPN
emaj-186	211	4	bilimler	bilimler	PROPN
emaj-186	211	5	araştırmaları	araştırmaları	ADV
emaj-186	211	6	dergisi	dergisi	ADJ
emaj-186	211	7	,	,	PUNCT
emaj-186	211	8	114	114	NUM
emaj-186	211	9	.	.	PUNCT
emaj-186	212	1	bayram	bayram	PROPN
emaj-186	212	2	,	,	PUNCT
emaj-186	212	3	s.	s.	PROPN
emaj-186	212	4	s.	s.	PROPN
emaj-186	212	5	(	(	PUNCT
emaj-186	212	6	2014	2014	NUM
emaj-186	212	7	)	)	PUNCT
emaj-186	212	8	.	.	PUNCT
emaj-186	213	1	finansal	finansal	PROPN
emaj-186	213	2	okuryazarlık	okuryazarlık	PROPN
emaj-186	213	3	ve	ve	AUX
emaj-186	213	4	para	para	VERB
emaj-186	213	5	yönetimi	yönetimi	PROPN
emaj-186	213	6	davranışları	davranışları	PROPN
emaj-186	213	7	:	:	PUNCT
emaj-186	213	8	anadolu	anadolu	PROPN
emaj-186	213	9	üniversitesi	üniversitesi	PROPN
emaj-186	213	10	öğrencileri	öğrencileri	PROPN
emaj-186	213	11	üzerine	üzerine	PROPN
emaj-186	213	12	uygulama	uygulama	PROPN
emaj-186	213	13	.	.	PUNCT
emaj-186	214	1	business	business	PROPN
emaj-186	214	2	&	&	CCONJ
emaj-186	214	3	management	management	PROPN
emaj-186	214	4	studies	study	NOUN
emaj-186	214	5	:	:	PUNCT
emaj-186	214	6	an	an	DET
emaj-186	214	7	international	international	ADJ
emaj-186	214	8	journal	journal	NOUN
emaj-186	214	9	,	,	PUNCT
emaj-186	214	10	2	2	NUM
emaj-186	214	11	(	(	PUNCT
emaj-186	214	12	2	2	NUM
emaj-186	214	13	)	)	PUNCT
emaj-186	214	14	,	,	PUNCT
emaj-186	214	15	105	105	NUM
emaj-186	214	16	-	-	SYM
emaj-186	214	17	135	135	NUM
emaj-186	214	18	.	.	PUNCT
emaj-186	215	1	coşkun	coşkun	PROPN
emaj-186	215	2	,	,	PUNCT
emaj-186	215	3	s.	s.	PROPN
emaj-186	215	4	(	(	PUNCT
emaj-186	215	5	2016	2016	NUM
emaj-186	215	6	)	)	PUNCT
emaj-186	215	7	.	.	PUNCT
emaj-186	216	1	üniversite	üniversite	ADJ
emaj-186	216	2	öğrencilerinin	öğrencilerinin	PROPN
emaj-186	216	3	finansal	finansal	PROPN
emaj-186	216	4	davranış	davranış	NOUN
emaj-186	216	5	ve	ve	PROPN
emaj-186	216	6	tutumlarının	tutumlarının	NOUN
emaj-186	216	7	belirlenmesi	belirlenmesi	NOUN
emaj-186	216	8	:	:	PUNCT
emaj-186	216	9	finansal	finansal	PROPN
emaj-186	216	10	okuryazarlık	okuryazarlık	PROPN
emaj-186	216	11	algıları	algıları	PROPN
emaj-186	216	12	üzerine	üzerine	PROPN
emaj-186	216	13	bir	bir	PROPN
emaj-186	216	14	araştırma	araştırma	PROPN
emaj-186	216	15	.	.	PUNCT
emaj-186	217	1	i̇nsan	i̇nsan	PROPN
emaj-186	217	2	ve	ve	VERB
emaj-186	217	3	toplum	toplum	NOUN
emaj-186	217	4	bilimleri	bilimleri	NOUN
emaj-186	217	5	araştırmaları	araştırmaları	ADV
emaj-186	217	6	dergisi	dergisi	ADJ
emaj-186	217	7	,	,	PUNCT
emaj-186	217	8	5	5	NUM
emaj-186	217	9	(	(	PUNCT
emaj-186	217	10	7	7	NUM
emaj-186	217	11	)	)	PUNCT
emaj-186	217	12	,	,	PUNCT
emaj-186	217	13	2247	2247	NUM
emaj-186	217	14	-	-	SYM
emaj-186	217	15	2258	2258	NUM
emaj-186	217	16	.	.	PUNCT
emaj-186	218	1	finansal	finansal	PROPN
emaj-186	218	2	okuryazarlık	okuryazarlık	PROPN
emaj-186	218	3	ve	ve	AUX
emaj-186	218	4	erişim	erişim	VERB
emaj-186	218	5	derneği	derneği	NOUN
emaj-186	218	6	.	.	PUNCT
emaj-186	219	1	(	(	PUNCT
emaj-186	219	2	tarih	tarih	NOUN
emaj-186	219	3	yok	yok	PROPN
emaj-186	219	4	)	)	PUNCT
emaj-186	219	5	.	.	PUNCT
emaj-186	220	1	para	para	PROPN
emaj-186	220	2	durumu	durumu	PROPN
emaj-186	220	3	.	.	PROPN
emaj-186	221	1	5	5	NUM
emaj-186	221	2	14	14	NUM
emaj-186	221	3	,	,	PUNCT
emaj-186	221	4	2019	2019	NUM
emaj-186	221	5	tarihinde	tarihinde	NOUN
emaj-186	221	6	para	para	PROPN
emaj-186	221	7	durumu	durumu	NOUN
emaj-186	221	8	:	:	PUNCT
emaj-186	221	9	https://www.paradurumu.com/yonetilsinbutceler/turkiyede-finansal-bilgiye-sahip-olanbireylerin-orani-artti-haberi-4459	https://www.paradurumu.com/yonetilsinbutceler/turkiyede-finansal-bilgiye-sahip-olanbireylerin-orani-artti-haberi-4459	X
emaj-186	221	10	taken	take	VERB
emaj-186	221	11	from	from	ADP
emaj-186	221	12	this	this	DET
emaj-186	221	13	adress	adress	NOUN
emaj-186	221	14	yücel	yücel	VERB
emaj-186	221	15	,	,	PUNCT
emaj-186	221	16	s.	s.	PROPN
emaj-186	221	17	,	,	PUNCT
emaj-186	221	18	&	&	CCONJ
emaj-186	221	19	çiftçi	çiftçi	PROPN
emaj-186	221	20	,	,	PUNCT
emaj-186	221	21	n.	n.	NOUN
emaj-186	221	22	(	(	PUNCT
emaj-186	221	23	2018	2018	NUM
emaj-186	221	24	)	)	PUNCT
emaj-186	221	25	.	.	PUNCT
emaj-186	222	1	üniversite	üniversite	ADJ
emaj-186	222	2	öğrencilerinin	öğrencilerinin	PROPN
emaj-186	222	3	finansal	finansal	PROPN
emaj-186	222	4	okuryazarlık	okuryazarlık	PROPN
emaj-186	222	5	düzeylerinin	düzeylerinin	PROPN
emaj-186	222	6	bazı	bazı	PROPN
emaj-186	222	7	demografik	demografik	PROPN
emaj-186	222	8	değişkenler	değişkenler	PROPN
emaj-186	222	9	açısından	açısından	PROPN
emaj-186	222	10	i̇ncelenmesi	i̇ncelenmesi	NOUN
emaj-186	222	11	.	.	PUNCT
emaj-186	223	1	i̇nönü	i̇nönü	ADJ
emaj-186	223	2	üniversitesi	üniversitesi	ADJ
emaj-186	223	3	uluslararası	uluslararası	PROPN
emaj-186	223	4	sosyal	sosyal	PROPN
emaj-186	223	5	bilimler	bilimler	PROPN
emaj-186	223	6	dergisi	dergisi	VERB
emaj-186	223	7	,	,	PUNCT
emaj-186	223	8	159	159	NUM
emaj-186	223	9	.	.	PUNCT