id	sid	tid	token	lemma	pos
emaj-221	1	1	volume	volume	NOUN
emaj-221	1	2	7	7	NUM
emaj-221	1	3	no	no	DET
emaj-221	1	4	2	2	NUM
emaj-221	1	5	(	(	PUNCT
emaj-221	1	6	2018	2018	NUM
emaj-221	1	7	)	)	PUNCT
emaj-221	2	1	|	|	ADV
emaj-221	2	2	issn	issn	VERB
emaj-221	2	3	2158	2158	NUM
emaj-221	2	4	-	-	SYM
emaj-221	2	5	8708	8708	NUM
emaj-221	2	6	(	(	PUNCT
emaj-221	2	7	online	online	NOUN
emaj-221	2	8	)	)	PUNCT
emaj-221	2	9	|	|	ADV
emaj-221	2	10	doi	doi	X
emaj-221	2	11	10.5195	10.5195	NUM
emaj-221	2	12	/	/	SYM
emaj-221	2	13	emaj.2018.134	emaj.2018.134	PROPN
emaj-221	2	14	|	|	ADV
emaj-221	2	15	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-221	2	16	the	the	DET
emaj-221	2	17	impact	impact	NOUN
emaj-221	2	18	of	of	ADP
emaj-221	2	19	liquidity	liquidity	NOUN
emaj-221	2	20	risk	risk	NOUN
emaj-221	2	21	management	management	NOUN
emaj-221	2	22	on	on	ADP
emaj-221	2	23	the	the	DET
emaj-221	2	24	financial	financial	ADJ
emaj-221	2	25	performance	performance	NOUN
emaj-221	2	26	of	of	ADP
emaj-221	2	27	saudi	saudi	ADJ
emaj-221	2	28	arabian	arabian	ADJ
emaj-221	2	29	banks	bank	NOUN
emaj-221	2	30	ishaq	ishaq	PROPN
emaj-221	2	31	hacini	hacini	PROPN
emaj-221	2	32	university	university	PROPN
emaj-221	2	33	of	of	ADP
emaj-221	2	34	mascara	mascara	PROPN
emaj-221	2	35	,	,	PUNCT
emaj-221	2	36	algeria	algeria	PROPN
emaj-221	2	37	|	|	ADV
emaj-221	2	38	e	e	NOUN
emaj-221	2	39	-	-	NOUN
emaj-221	2	40	mail	mail	NOUN
emaj-221	2	41	:	:	PUNCT
emaj-221	2	42	i.hacini@univ-mascara.dz	i.hacini@univ-mascara.dz	PROPN
emaj-221	2	43	abir	abir	PROPN
emaj-221	2	44	boulenfad	boulenfad	PROPN
emaj-221	2	45	university	university	PROPN
emaj-221	2	46	of	of	ADP
emaj-221	2	47	mascara	mascara	PROPN
emaj-221	2	48	,	,	PUNCT
emaj-221	2	49	algeria	algeria	PROPN
emaj-221	2	50	|	|	ADV
emaj-221	2	51	e	e	NOUN
emaj-221	2	52	-	-	NOUN
emaj-221	2	53	mail	mail	NOUN
emaj-221	2	54	:	:	PUNCT
emaj-221	2	55	abir.boulenfad@univ-mascara.dz	abir.boulenfad@univ-mascara.dz	PROPN
emaj-221	2	56	khadra	khadra	PROPN
emaj-221	2	57	dahou	dahou	PROPN
emaj-221	2	58	university	university	PROPN
emaj-221	2	59	of	of	ADP
emaj-221	2	60	mascara	mascara	PROPN
emaj-221	2	61	,	,	PUNCT
emaj-221	2	62	algeria	algeria	PROPN
emaj-221	2	63	|	|	ADV
emaj-221	2	64	e	e	NOUN
emaj-221	2	65	-	-	NOUN
emaj-221	2	66	mail	mail	NOUN
emaj-221	2	67	:	:	PUNCT
emaj-221	2	68	khadra.dahou@univ-mascara.dz	khadra.dahou@univ-mascara.dz	VERB
emaj-221	2	69	abstract	abstract	ADJ
emaj-221	2	70	this	this	DET
emaj-221	2	71	paper	paper	NOUN
emaj-221	2	72	aims	aim	VERB
emaj-221	2	73	to	to	PART
emaj-221	2	74	analyze	analyze	VERB
emaj-221	2	75	the	the	DET
emaj-221	2	76	impact	impact	NOUN
emaj-221	2	77	of	of	ADP
emaj-221	2	78	liquidity	liquidity	NOUN
emaj-221	2	79	risk	risk	NOUN
emaj-221	2	80	management	management	NOUN
emaj-221	2	81	on	on	ADP
emaj-221	2	82	the	the	DET
emaj-221	2	83	financial	financial	ADJ
emaj-221	2	84	performance	performance	NOUN
emaj-221	2	85	of	of	ADP
emaj-221	2	86	selected	select	VERB
emaj-221	2	87	conventional	conventional	ADJ
emaj-221	2	88	banks	bank	NOUN
emaj-221	2	89	in	in	ADP
emaj-221	2	90	saudi	saudi	PROPN
emaj-221	2	91	arabia	arabia	PROPN
emaj-221	2	92	for	for	ADP
emaj-221	2	93	the	the	DET
emaj-221	2	94	period	period	NOUN
emaj-221	2	95	of	of	ADP
emaj-221	2	96	2002	2002	NUM
emaj-221	2	97	-	-	SYM
emaj-221	2	98	2019	2019	NUM
emaj-221	2	99	.	.	PUNCT
emaj-221	3	1	liquidity	liquidity	NOUN
emaj-221	3	2	risk	risk	NOUN
emaj-221	3	3	is	be	AUX
emaj-221	3	4	measured	measure	VERB
emaj-221	3	5	with	with	ADP
emaj-221	3	6	the	the	DET
emaj-221	3	7	loan	loan	NOUN
emaj-221	3	8	to	to	PART
emaj-221	3	9	deposit	deposit	VERB
emaj-221	3	10	ratio	ratio	NOUN
emaj-221	3	11	(	(	PUNCT
emaj-221	3	12	ltd	ltd	ADJ
emaj-221	3	13	)	)	PUNCT
emaj-221	3	14	and	and	CCONJ
emaj-221	3	15	cash	cash	NOUN
emaj-221	3	16	to	to	PART
emaj-221	3	17	deposit	deposit	VERB
emaj-221	3	18	ratio	ratio	NOUN
emaj-221	3	19	(	(	PUNCT
emaj-221	3	20	ctd	ctd	NOUN
emaj-221	3	21	)	)	PUNCT
emaj-221	3	22	.	.	PUNCT
emaj-221	4	1	financial	financial	ADJ
emaj-221	4	2	performance	performance	NOUN
emaj-221	4	3	is	be	AUX
emaj-221	4	4	measured	measure	VERB
emaj-221	4	5	by	by	ADP
emaj-221	4	6	the	the	DET
emaj-221	4	7	return	return	NOUN
emaj-221	4	8	on	on	ADP
emaj-221	4	9	equity	equity	NOUN
emaj-221	4	10	(	(	PUNCT
emaj-221	4	11	roe	roe	PROPN
emaj-221	4	12	)	)	PUNCT
emaj-221	4	13	.	.	PUNCT
emaj-221	5	1	equity	equity	NOUN
emaj-221	5	2	to	to	AUX
emaj-221	5	3	total	total	VERB
emaj-221	5	4	asset	asset	NOUN
emaj-221	5	5	ratio	ratio	NOUN
emaj-221	5	6	(	(	PUNCT
emaj-221	5	7	eta	eta	PROPN
emaj-221	5	8	)	)	PUNCT
emaj-221	5	9	is	be	AUX
emaj-221	5	10	used	use	VERB
emaj-221	5	11	as	as	ADP
emaj-221	5	12	the	the	DET
emaj-221	5	13	control	control	NOUN
emaj-221	5	14	variable	variable	NOUN
emaj-221	5	15	.	.	PUNCT
emaj-221	6	1	the	the	DET
emaj-221	6	2	study	study	NOUN
emaj-221	6	3	uses	use	VERB
emaj-221	6	4	the	the	DET
emaj-221	6	5	panel	panel	NOUN
emaj-221	6	6	data	datum	NOUN
emaj-221	6	7	method	method	NOUN
emaj-221	6	8	(	(	PUNCT
emaj-221	6	9	pool	pool	NOUN
emaj-221	6	10	,	,	PUNCT
emaj-221	6	11	fixed	fix	VERB
emaj-221	6	12	-	-	PUNCT
emaj-221	6	13	effects	effect	NOUN
emaj-221	6	14	and	and	CCONJ
emaj-221	6	15	random	random	ADJ
emaj-221	6	16	-	-	PUNCT
emaj-221	6	17	effects	effect	NOUN
emaj-221	6	18	)	)	PUNCT
emaj-221	6	19	for	for	ADP
emaj-221	6	20	testing	test	VERB
emaj-221	6	21	the	the	DET
emaj-221	6	22	study	study	NOUN
emaj-221	6	23	hypothesis	hypothesis	NOUN
emaj-221	6	24	.	.	PUNCT
emaj-221	7	1	the	the	DET
emaj-221	7	2	results	result	NOUN
emaj-221	7	3	show	show	VERB
emaj-221	7	4	that	that	SCONJ
emaj-221	7	5	liquidity	liquidity	NOUN
emaj-221	7	6	risk	risk	NOUN
emaj-221	7	7	has	have	VERB
emaj-221	7	8	a	a	DET
emaj-221	7	9	significant	significant	ADJ
emaj-221	7	10	negative	negative	ADJ
emaj-221	7	11	impact	impact	NOUN
emaj-221	7	12	on	on	ADP
emaj-221	7	13	the	the	DET
emaj-221	7	14	financial	financial	ADJ
emaj-221	7	15	performance	performance	NOUN
emaj-221	7	16	measured	measure	VERB
emaj-221	7	17	by	by	ADP
emaj-221	7	18	saudi	saudi	ADJ
emaj-221	7	19	arabian	arabian	ADJ
emaj-221	7	20	banks	bank	NOUN
emaj-221	7	21	.	.	PUNCT
emaj-221	8	1	keywords	keyword	NOUN
emaj-221	8	2	:	:	PUNCT
emaj-221	8	3	liquidity	liquidity	NOUN
emaj-221	8	4	risk	risk	NOUN
emaj-221	8	5	,	,	PUNCT
emaj-221	8	6	liquidity	liquidity	NOUN
emaj-221	8	7	management	management	NOUN
emaj-221	8	8	,	,	PUNCT
emaj-221	8	9	financial	financial	ADJ
emaj-221	8	10	performance	performance	NOUN
emaj-221	8	11	,	,	PUNCT
emaj-221	8	12	banks	bank	NOUN
emaj-221	8	13	,	,	PUNCT
emaj-221	8	14	saudi	saudi	PROPN
emaj-221	8	15	arabia	arabia	PROPN
emaj-221	8	16	new	new	ADJ
emaj-221	8	17	articles	article	NOUN
emaj-221	8	18	in	in	ADP
emaj-221	8	19	this	this	DET
emaj-221	8	20	journal	journal	NOUN
emaj-221	8	21	are	be	AUX
emaj-221	8	22	licensed	license	VERB
emaj-221	8	23	under	under	ADP
emaj-221	8	24	a	a	DET
emaj-221	8	25	creative	creative	ADJ
emaj-221	8	26	commons	common	NOUN
emaj-221	8	27	attribution	attribution	NOUN
emaj-221	8	28	3.0	3.0	NUM
emaj-221	8	29	united	unite	VERB
emaj-221	8	30	states	states	PROPN
emaj-221	8	31	license	license	NOUN
emaj-221	8	32	.	.	PUNCT
emaj-221	9	1	this	this	DET
emaj-221	9	2	journal	journal	NOUN
emaj-221	9	3	is	be	AUX
emaj-221	9	4	published	publish	VERB
emaj-221	9	5	by	by	ADP
emaj-221	9	6	the	the	DET
emaj-221	9	7	university	university	NOUN
emaj-221	9	8	library	library	NOUN
emaj-221	9	9	system	system	NOUN
emaj-221	9	10	of	of	ADP
emaj-221	9	11	the	the	DET
emaj-221	9	12	university	university	PROPN
emaj-221	9	13	of	of	ADP
emaj-221	9	14	pittsburgh	pittsburgh	PROPN
emaj-221	9	15	as	as	ADP
emaj-221	9	16	part	part	NOUN
emaj-221	9	17	of	of	ADP
emaj-221	9	18	its	its	PRON
emaj-221	9	19	d	d	NOUN
emaj-221	9	20	-	-	PUNCT
emaj-221	9	21	scribe	scribe	VERB
emaj-221	9	22	digital	digital	ADJ
emaj-221	9	23	publishing	publishing	NOUN
emaj-221	9	24	program	program	NOUN
emaj-221	9	25	,	,	PUNCT
emaj-221	9	26	and	and	CCONJ
emaj-221	9	27	is	be	AUX
emaj-221	9	28	cosponsored	cosponsor	VERB
emaj-221	9	29	by	by	ADP
emaj-221	9	30	the	the	DET
emaj-221	9	31	university	university	PROPN
emaj-221	9	32	of	of	ADP
emaj-221	9	33	pittsburgh	pittsburgh	PROPN
emaj-221	9	34	press	press	NOUN
emaj-221	9	35	.	.	PUNCT
emaj-221	10	1	volume	volume	NOUN
emaj-221	10	2	11	11	NUM
emaj-221	10	3	no	no	DET
emaj-221	10	4	1	1	NUM
emaj-221	10	5	(	(	PUNCT
emaj-221	10	6	2021	2021	NUM
emaj-221	10	7	)	)	PUNCT
emaj-221	10	8	|	|	ADV
emaj-221	10	9	issn	issn	VERB
emaj-221	10	10	2158	2158	NUM
emaj-221	10	11	-	-	SYM
emaj-221	10	12	8708	8708	NUM
emaj-221	10	13	(	(	PUNCT
emaj-221	10	14	online	online	NOUN
emaj-221	10	15	)	)	PUNCT
emaj-221	11	1	|	|	ADV
emaj-221	11	2	doi	doi	X
emaj-221	11	3	10.5195	10.5195	NUM
emaj-221	11	4	/	/	SYM
emaj-221	11	5	emaj.2021.221	emaj.2021.221	PROPN
emaj-221	11	6	|	|	NOUN
emaj-221	11	7	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-221	11	8	|	|	ADV
emaj-221	11	9	mailto:i.hacini@univ-mascara.dz	mailto:i.hacini@univ-mascara.dz	VERB
emaj-221	11	10	mailto:abir.boulenfad@univ-mascara.dz	mailto:abir.boulenfad@univ-mascara.dz	PROPN
emaj-221	11	11	mailto:khadra.dahou@univ-mascara.dz	mailto:khadra.dahou@univ-mascara.dz	PROPN
emaj-221	11	12	http://www.library.pitt.edu/	http://www.library.pitt.edu/	PROPN
emaj-221	11	13	http://www.pitt.edu/	http://www.pitt.edu/	NOUN
emaj-221	11	14	http://www.library.pitt.edu/articles/digpubtype/index.html	http://www.library.pitt.edu/articles/digpubtype/index.html	X
emaj-221	12	1	http://www.upress.pitt.edu/upressindex.aspx	http://www.upress.pitt.edu/upressindex.aspx	NUM
emaj-221	12	2	http://creativecommons.org/licenses/by/3.0/us/	http://creativecommons.org/licenses/by/3.0/us/	NOUN
emaj-221	12	3	volume	volume	NOUN
emaj-221	12	4	11	11	NUM
emaj-221	12	5	no	no	DET
emaj-221	12	6	1	1	NUM
emaj-221	12	7	(	(	PUNCT
emaj-221	12	8	2021	2021	NUM
emaj-221	12	9	)	)	PUNCT
emaj-221	12	10	|	|	ADV
emaj-221	12	11	issn	issn	VERB
emaj-221	12	12	2158	2158	NUM
emaj-221	12	13	-	-	SYM
emaj-221	12	14	8708	8708	NUM
emaj-221	12	15	(	(	PUNCT
emaj-221	12	16	online	online	NOUN
emaj-221	12	17	)	)	PUNCT
emaj-221	13	1	|	|	ADV
emaj-221	13	2	doi	doi	X
emaj-221	13	3	10.5195	10.5195	NUM
emaj-221	13	4	/	/	SYM
emaj-221	13	5	emaj.2021.221	emaj.2021.221	PROPN
emaj-221	13	6	|	|	ADV
emaj-221	13	7	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-221	13	8	the	the	DET
emaj-221	13	9	impact	impact	NOUN
emaj-221	13	10	of	of	ADP
emaj-221	13	11	liquidity	liquidity	NOUN
emaj-221	13	12	risk	risk	NOUN
emaj-221	13	13	management	management	NOUN
emaj-221	13	14	on	on	ADP
emaj-221	13	15	the	the	DET
emaj-221	13	16	financial	financial	ADJ
emaj-221	13	17	performance	performance	NOUN
emaj-221	13	18	of	of	ADP
emaj-221	13	19	saudi	saudi	ADJ
emaj-221	13	20	arabian	arabian	ADJ
emaj-221	13	21	banks	bank	NOUN
emaj-221	13	22	page	page	NOUN
emaj-221	13	23	|68|	|68|	NOUN
emaj-221	13	24	emerging	emerge	VERB
emaj-221	13	25	markets	market	NOUN
emaj-221	13	26	journal	journal	VERB
emaj-221	13	27	the	the	DET
emaj-221	13	28	impact	impact	NOUN
emaj-221	13	29	of	of	ADP
emaj-221	13	30	liquidity	liquidity	NOUN
emaj-221	13	31	risk	risk	NOUN
emaj-221	13	32	management	management	NOUN
emaj-221	13	33	on	on	ADP
emaj-221	13	34	the	the	DET
emaj-221	13	35	financial	financial	ADJ
emaj-221	13	36	performance	performance	NOUN
emaj-221	13	37	of	of	ADP
emaj-221	13	38	saudi	saudi	ADJ
emaj-221	13	39	arabian	arabian	ADJ
emaj-221	13	40	banks	bank	NOUN
emaj-221	13	41	ishaq	ishaq	PROPN
emaj-221	13	42	hacini	hacini	PROPN
emaj-221	13	43	abir	abir	PROPN
emaj-221	13	44	boulenfad	boulenfad	PROPN
emaj-221	13	45	khadra	khadra	PROPN
emaj-221	13	46	dahou	dahou	PROPN
emaj-221	13	47	i.	i.	PROPN
emaj-221	13	48	introduction	introduction	NOUN
emaj-221	13	49	in	in	ADP
emaj-221	13	50	recent	recent	ADJ
emaj-221	13	51	years	year	NOUN
emaj-221	13	52	,	,	PUNCT
emaj-221	13	53	liquidity	liquidity	NOUN
emaj-221	13	54	risk	risk	NOUN
emaj-221	13	55	has	have	AUX
emaj-221	13	56	become	become	VERB
emaj-221	13	57	one	one	NUM
emaj-221	13	58	of	of	ADP
emaj-221	13	59	the	the	DET
emaj-221	13	60	most	most	ADV
emaj-221	13	61	important	important	ADJ
emaj-221	13	62	contemporary	contemporary	ADJ
emaj-221	13	63	challenges	challenge	NOUN
emaj-221	13	64	facing	face	VERB
emaj-221	13	65	the	the	DET
emaj-221	13	66	banking	banking	NOUN
emaj-221	13	67	system	system	NOUN
emaj-221	13	68	in	in	ADP
emaj-221	13	69	the	the	DET
emaj-221	13	70	world	world	NOUN
emaj-221	13	71	and	and	CCONJ
emaj-221	13	72	arab	arab	ADJ
emaj-221	13	73	banking	banking	NOUN
emaj-221	13	74	in	in	ADP
emaj-221	13	75	particular	particular	ADJ
emaj-221	13	76	.	.	PUNCT
emaj-221	14	1	liquidity	liquidity	NOUN
emaj-221	14	2	becomes	become	VERB
emaj-221	14	3	a	a	DET
emaj-221	14	4	major	major	ADJ
emaj-221	14	5	risk	risk	NOUN
emaj-221	14	6	in	in	ADP
emaj-221	14	7	banking	banking	NOUN
emaj-221	14	8	operations	operation	NOUN
emaj-221	14	9	and	and	CCONJ
emaj-221	14	10	liquidity	liquidity	NOUN
emaj-221	14	11	management	management	NOUN
emaj-221	14	12	has	have	AUX
emaj-221	14	13	received	receive	VERB
emaj-221	14	14	great	great	ADJ
emaj-221	14	15	intention	intention	NOUN
emaj-221	14	16	from	from	ADP
emaj-221	14	17	regulators	regulator	NOUN
emaj-221	14	18	and	and	CCONJ
emaj-221	14	19	policy	policy	NOUN
emaj-221	14	20	-	-	PUNCT
emaj-221	14	21	makers	maker	NOUN
emaj-221	14	22	.	.	PUNCT
emaj-221	15	1	in	in	ADP
emaj-221	15	2	the	the	DET
emaj-221	15	3	modern	modern	ADJ
emaj-221	15	4	theory	theory	NOUN
emaj-221	15	5	of	of	ADP
emaj-221	15	6	financial	financial	ADJ
emaj-221	15	7	intermediation	intermediation	NOUN
emaj-221	15	8	,	,	PUNCT
emaj-221	15	9	banks	bank	NOUN
emaj-221	15	10	exist	exist	VERB
emaj-221	15	11	in	in	ADP
emaj-221	15	12	the	the	DET
emaj-221	15	13	economy	economy	NOUN
emaj-221	15	14	for	for	ADP
emaj-221	15	15	their	their	PRON
emaj-221	15	16	roles	role	NOUN
emaj-221	15	17	in	in	ADP
emaj-221	15	18	providing	provide	VERB
emaj-221	15	19	liquidity	liquidity	NOUN
emaj-221	15	20	and	and	CCONJ
emaj-221	15	21	transferring	transfer	VERB
emaj-221	15	22	risk	risk	NOUN
emaj-221	15	23	(	(	PUNCT
emaj-221	15	24	azam	azam	PROPN
emaj-221	15	25	,	,	PUNCT
emaj-221	15	26	2017	2017	NUM
emaj-221	15	27	)	)	PUNCT
emaj-221	15	28	.	.	PUNCT
emaj-221	16	1	for	for	ADP
emaj-221	16	2	the	the	DET
emaj-221	16	3	liquidity	liquidity	NOUN
emaj-221	16	4	risk	risk	NOUN
emaj-221	16	5	,	,	PUNCT
emaj-221	16	6	two	two	NUM
emaj-221	16	7	explanations	explanation	NOUN
emaj-221	16	8	can	can	AUX
emaj-221	16	9	be	be	AUX
emaj-221	16	10	provided	provide	VERB
emaj-221	16	11	.	.	PUNCT
emaj-221	17	1	first	first	ADV
emaj-221	17	2	,	,	PUNCT
emaj-221	17	3	the	the	DET
emaj-221	17	4	deposits	deposit	NOUN
emaj-221	17	5	on	on	ADP
emaj-221	17	6	the	the	DET
emaj-221	17	7	liability	liability	NOUN
emaj-221	17	8	side	side	NOUN
emaj-221	17	9	of	of	ADP
emaj-221	17	10	the	the	DET
emaj-221	17	11	balance	balance	NOUN
emaj-221	17	12	sheet	sheet	NOUN
emaj-221	17	13	create	create	VERB
emaj-221	17	14	the	the	DET
emaj-221	17	15	instantaneous	instantaneous	ADJ
emaj-221	17	16	liabilities	liability	NOUN
emaj-221	17	17	irrespective	irrespective	ADV
emaj-221	17	18	of	of	ADP
emaj-221	17	19	the	the	DET
emaj-221	17	20	outcome	outcome	NOUN
emaj-221	17	21	of	of	ADP
emaj-221	17	22	the	the	DET
emaj-221	17	23	usage	usage	NOUN
emaj-221	17	24	of	of	ADP
emaj-221	17	25	funds	fund	NOUN
emaj-221	17	26	on	on	ADP
emaj-221	17	27	the	the	DET
emaj-221	17	28	asset	asset	NOUN
emaj-221	17	29	side	side	NOUN
emaj-221	17	30	.	.	PUNCT
emaj-221	18	1	thus	thus	ADV
emaj-221	18	2	,	,	PUNCT
emaj-221	18	3	if	if	SCONJ
emaj-221	18	4	the	the	DET
emaj-221	18	5	optimal	optimal	ADJ
emaj-221	18	6	employment	employment	NOUN
emaj-221	18	7	is	be	AUX
emaj-221	18	8	not	not	PART
emaj-221	18	9	made	make	VERB
emaj-221	18	10	,	,	PUNCT
emaj-221	18	11	a	a	DET
emaj-221	18	12	discord	discord	NOUN
emaj-221	18	13	on	on	ADP
emaj-221	18	14	the	the	DET
emaj-221	18	15	liability	liability	NOUN
emaj-221	18	16	and	and	CCONJ
emaj-221	18	17	asset	asset	NOUN
emaj-221	18	18	side	side	NOUN
emaj-221	18	19	will	will	AUX
emaj-221	18	20	be	be	AUX
emaj-221	18	21	observed	observe	VERB
emaj-221	18	22	.	.	PUNCT
emaj-221	19	1	secondly	secondly	ADV
emaj-221	19	2	,	,	PUNCT
emaj-221	19	3	the	the	DET
emaj-221	19	4	flow	flow	NOUN
emaj-221	19	5	of	of	ADP
emaj-221	19	6	short	short	ADJ
emaj-221	19	7	period	period	NOUN
emaj-221	19	8	liabilities	liability	NOUN
emaj-221	19	9	,	,	PUNCT
emaj-221	19	10	as	as	ADV
emaj-221	19	11	well	well	ADV
emaj-221	19	12	as	as	ADP
emaj-221	19	13	the	the	DET
emaj-221	19	14	dues	due	NOUN
emaj-221	19	15	of	of	ADP
emaj-221	19	16	other	other	ADJ
emaj-221	19	17	banks	bank	NOUN
emaj-221	19	18	fund	fund	VERB
emaj-221	19	19	the	the	DET
emaj-221	19	20	medium	medium	NOUN
emaj-221	19	21	to	to	ADP
emaj-221	19	22	small	small	ADJ
emaj-221	19	23	period	period	NOUN
emaj-221	19	24	assets	asset	NOUN
emaj-221	19	25	.	.	PUNCT
emaj-221	20	1	the	the	DET
emaj-221	20	2	liquidity	liquidity	NOUN
emaj-221	20	3	issue	issue	NOUN
emaj-221	20	4	also	also	ADV
emaj-221	20	5	emerges	emerge	VERB
emaj-221	20	6	for	for	ADP
emaj-221	20	7	the	the	DET
emaj-221	20	8	reason	reason	NOUN
emaj-221	20	9	that	that	SCONJ
emaj-221	20	10	,	,	PUNCT
emaj-221	20	11	the	the	DET
emaj-221	20	12	depositors	depositor	NOUN
emaj-221	20	13	set	set	VERB
emaj-221	20	14	to	to	PART
emaj-221	20	15	get	get	VERB
emaj-221	20	16	back	back	ADV
emaj-221	20	17	their	their	PRON
emaj-221	20	18	deposits	deposit	NOUN
emaj-221	20	19	,	,	PUNCT
emaj-221	20	20	but	but	CCONJ
emaj-221	20	21	the	the	DET
emaj-221	20	22	bank	bank	NOUN
emaj-221	20	23	does	do	AUX
emaj-221	20	24	not	not	PART
emaj-221	20	25	have	have	VERB
emaj-221	20	26	the	the	DET
emaj-221	20	27	necessary	necessary	ADJ
emaj-221	20	28	cash	cash	NOUN
emaj-221	20	29	in	in	ADP
emaj-221	20	30	hand	hand	NOUN
emaj-221	20	31	.	.	PUNCT
emaj-221	21	1	in	in	ADP
emaj-221	21	2	reality	reality	NOUN
emaj-221	21	3	,	,	PUNCT
emaj-221	21	4	banks	bank	NOUN
emaj-221	21	5	discover	discover	VERB
emaj-221	21	6	a	a	DET
emaj-221	21	7	variance	variance	NOUN
emaj-221	21	8	in	in	ADP
emaj-221	21	9	the	the	DET
emaj-221	21	10	asset	asset	NOUN
emaj-221	21	11	and	and	CCONJ
emaj-221	21	12	liability	liability	NOUN
emaj-221	21	13	side	side	NOUN
emaj-221	21	14	on	on	ADP
emaj-221	21	15	an	an	DET
emaj-221	21	16	orderly	orderly	ADJ
emaj-221	21	17	basis	basis	NOUN
emaj-221	21	18	and	and	CCONJ
emaj-221	21	19	have	have	VERB
emaj-221	21	20	to	to	PART
emaj-221	21	21	control	control	VERB
emaj-221	21	22	that	that	PRON
emaj-221	21	23	carefully	carefully	ADV
emaj-221	21	24	or	or	CCONJ
emaj-221	21	25	they	they	PRON
emaj-221	21	26	would	would	AUX
emaj-221	21	27	be	be	AUX
emaj-221	21	28	facing	face	VERB
emaj-221	21	29	solvency	solvency	NOUN
emaj-221	21	30	risks	risk	NOUN
emaj-221	21	31	(	(	PUNCT
emaj-221	21	32	anjum	anjum	NOUN
emaj-221	21	33	,	,	PUNCT
emaj-221	21	34	2012	2012	NUM
emaj-221	21	35	)	)	PUNCT
emaj-221	21	36	.	.	PUNCT
emaj-221	22	1	liquidity	liquidity	NOUN
emaj-221	22	2	risk	risk	NOUN
emaj-221	22	3	management	management	NOUN
emaj-221	22	4	is	be	AUX
emaj-221	22	5	highly	highly	ADV
emaj-221	22	6	important	important	ADJ
emaj-221	22	7	for	for	ADP
emaj-221	22	8	not	not	PART
emaj-221	22	9	only	only	ADV
emaj-221	22	10	banks	bank	NOUN
emaj-221	22	11	but	but	CCONJ
emaj-221	22	12	also	also	ADV
emaj-221	22	13	for	for	ADP
emaj-221	22	14	the	the	DET
emaj-221	22	15	total	total	ADJ
emaj-221	22	16	system	system	NOUN
emaj-221	22	17	since	since	SCONJ
emaj-221	22	18	the	the	DET
emaj-221	22	19	consequences	consequence	NOUN
emaj-221	22	20	of	of	ADP
emaj-221	22	21	liquidity	liquidity	NOUN
emaj-221	22	22	insufficiency	insufficiency	NOUN
emaj-221	22	23	can	can	AUX
emaj-221	22	24	be	be	AUX
emaj-221	22	25	extremely	extremely	ADV
emaj-221	22	26	felt	feel	VERB
emaj-221	22	27	on	on	ADP
emaj-221	22	28	both	both	DET
emaj-221	22	29	scales	scale	NOUN
emaj-221	22	30	from	from	ADP
emaj-221	22	31	the	the	DET
emaj-221	22	32	bank	bank	NOUN
emaj-221	22	33	to	to	ADP
emaj-221	22	34	the	the	DET
emaj-221	22	35	full	full	ADJ
emaj-221	22	36	system	system	NOUN
emaj-221	22	37	.	.	PUNCT
emaj-221	23	1	therefore	therefore	ADV
emaj-221	23	2	,	,	PUNCT
emaj-221	23	3	banks	bank	NOUN
emaj-221	23	4	are	be	AUX
emaj-221	23	5	responsible	responsible	ADJ
emaj-221	23	6	for	for	ADP
emaj-221	23	7	sound	sound	ADJ
emaj-221	23	8	management	management	NOUN
emaj-221	23	9	of	of	ADP
emaj-221	23	10	liquidity	liquidity	NOUN
emaj-221	23	11	risk	risk	NOUN
emaj-221	23	12	,	,	PUNCT
emaj-221	23	13	which	which	PRON
emaj-221	23	14	focuses	focus	VERB
emaj-221	23	15	on	on	ADP
emaj-221	23	16	conserving	conserve	VERB
emaj-221	23	17	enough	enough	ADJ
emaj-221	23	18	level	level	NOUN
emaj-221	23	19	of	of	ADP
emaj-221	23	20	liquidity	liquidity	NOUN
emaj-221	23	21	,	,	PUNCT
emaj-221	23	22	moreover	moreover	ADV
emaj-221	23	23	being	be	AUX
emaj-221	23	24	ready	ready	ADJ
emaj-221	23	25	to	to	PART
emaj-221	23	26	face	face	VERB
emaj-221	23	27	a	a	DET
emaj-221	23	28	range	range	NOUN
emaj-221	23	29	of	of	ADP
emaj-221	23	30	pressure	pressure	NOUN
emaj-221	23	31	situations	situation	NOUN
emaj-221	23	32	,	,	PUNCT
emaj-221	23	33	probable	probable	ADJ
emaj-221	23	34	losses	loss	NOUN
emaj-221	23	35	,	,	PUNCT
emaj-221	23	36	or	or	CCONJ
emaj-221	23	37	weakness	weakness	NOUN
emaj-221	23	38	of	of	ADP
emaj-221	23	39	funding	funding	NOUN
emaj-221	23	40	sources	source	NOUN
emaj-221	23	41	(	(	PUNCT
emaj-221	23	42	sviatlana	sviatlana	PROPN
emaj-221	23	43	&	&	CCONJ
emaj-221	23	44	lara	lara	PROPN
emaj-221	23	45	,	,	PUNCT
emaj-221	23	46	2017	2017	NUM
emaj-221	23	47	)	)	PUNCT
emaj-221	23	48	.	.	PUNCT
emaj-221	24	1	proper	proper	ADJ
emaj-221	24	2	and	and	CCONJ
emaj-221	24	3	efficient	efficient	ADJ
emaj-221	24	4	management	management	NOUN
emaj-221	24	5	of	of	ADP
emaj-221	24	6	liquidity	liquidity	NOUN
emaj-221	24	7	improves	improve	VERB
emaj-221	24	8	the	the	DET
emaj-221	24	9	financial	financial	ADJ
emaj-221	24	10	performance	performance	NOUN
emaj-221	24	11	,	,	PUNCT
emaj-221	24	12	which	which	PRON
emaj-221	24	13	occupies	occupy	VERB
emaj-221	24	14	a	a	DET
emaj-221	24	15	special	special	ADJ
emaj-221	24	16	position	position	NOUN
emaj-221	24	17	at	at	ADP
emaj-221	24	18	present	present	ADJ
emaj-221	24	19	.	.	PUNCT
emaj-221	25	1	the	the	DET
emaj-221	25	2	financial	financial	ADJ
emaj-221	25	3	performance	performance	NOUN
emaj-221	25	4	determines	determine	VERB
emaj-221	25	5	the	the	DET
emaj-221	25	6	bank	bank	NOUN
emaj-221	25	7	’s	’s	PART
emaj-221	25	8	efficiency	efficiency	NOUN
emaj-221	25	9	and	and	CCONJ
emaj-221	25	10	the	the	DET
emaj-221	25	11	extent	extent	NOUN
emaj-221	25	12	to	to	PART
emaj-221	25	13	which	which	PRON
emaj-221	25	14	it	it	PRON
emaj-221	25	15	achieves	achieve	VERB
emaj-221	25	16	its	its	PRON
emaj-221	25	17	objectives	objective	NOUN
emaj-221	25	18	.	.	PUNCT
emaj-221	26	1	moreover	moreover	ADV
emaj-221	26	2	,	,	PUNCT
emaj-221	26	3	through	through	ADP
emaj-221	26	4	it	it	PRON
emaj-221	26	5	,	,	PUNCT
emaj-221	26	6	it	it	PRON
emaj-221	26	7	reveals	reveal	VERB
emaj-221	26	8	the	the	DET
emaj-221	26	9	advantages	advantage	NOUN
emaj-221	26	10	and	and	CCONJ
emaj-221	26	11	disadvantages	disadvantage	NOUN
emaj-221	26	12	of	of	ADP
emaj-221	26	13	performance	performance	NOUN
emaj-221	26	14	during	during	ADP
emaj-221	26	15	a	a	DET
emaj-221	26	16	specific	specific	ADJ
emaj-221	26	17	period	period	NOUN
emaj-221	26	18	and	and	CCONJ
emaj-221	26	19	analyzes	analyze	VERB
emaj-221	26	20	its	its	PRON
emaj-221	26	21	causes	cause	NOUN
emaj-221	26	22	.	.	PUNCT
emaj-221	27	1	these	these	PRON
emaj-221	27	2	are	be	AUX
emaj-221	27	3	consolidating	consolidate	VERB
emaj-221	27	4	the	the	DET
emaj-221	27	5	positive	positive	ADJ
emaj-221	27	6	aspects	aspect	NOUN
emaj-221	27	7	and	and	CCONJ
emaj-221	27	8	overcoming	overcome	VERB
emaj-221	27	9	the	the	DET
emaj-221	27	10	negatives	negative	NOUN
emaj-221	27	11	.	.	PUNCT
emaj-221	28	1	also	also	ADV
emaj-221	28	2	,	,	PUNCT
emaj-221	28	3	contributing	contribute	VERB
emaj-221	28	4	to	to	ADP
emaj-221	28	5	raising	raise	VERB
emaj-221	28	6	the	the	DET
emaj-221	28	7	level	level	NOUN
emaj-221	28	8	of	of	ADP
emaj-221	28	9	performance	performance	NOUN
emaj-221	28	10	in	in	ADP
emaj-221	28	11	the	the	DET
emaj-221	28	12	future	future	NOUN
emaj-221	28	13	and	and	CCONJ
emaj-221	28	14	avoiding	avoid	VERB
emaj-221	28	15	risks	risk	NOUN
emaj-221	28	16	(	(	PUNCT
emaj-221	28	17	abbas	abbas	PROPN
emaj-221	28	18	&	&	CCONJ
emaj-221	28	19	mourouj	mourouj	PROPN
emaj-221	28	20	,	,	PUNCT
emaj-221	28	21	2015	2015	NUM
emaj-221	28	22	)	)	PUNCT
emaj-221	28	23	.	.	PUNCT
emaj-221	29	1	the	the	DET
emaj-221	29	2	study	study	NOUN
emaj-221	29	3	focuses	focus	VERB
emaj-221	29	4	on	on	ADP
emaj-221	29	5	the	the	DET
emaj-221	29	6	effect	effect	NOUN
emaj-221	29	7	of	of	ADP
emaj-221	29	8	liquidity	liquidity	NOUN
emaj-221	29	9	risk	risk	NOUN
emaj-221	29	10	management	management	NOUN
emaj-221	29	11	on	on	ADP
emaj-221	29	12	the	the	DET
emaj-221	29	13	financial	financial	ADJ
emaj-221	29	14	performance	performance	NOUN
emaj-221	29	15	of	of	ADP
emaj-221	29	16	saudi	saudi	ADJ
emaj-221	29	17	arabian	arabian	ADJ
emaj-221	29	18	banks	bank	NOUN
emaj-221	29	19	.	.	PUNCT
emaj-221	30	1	in	in	ADP
emaj-221	30	2	light	light	NOUN
emaj-221	30	3	of	of	ADP
emaj-221	30	4	the	the	DET
emaj-221	30	5	foregoing	foregoing	NOUN
emaj-221	30	6	,	,	PUNCT
emaj-221	30	7	the	the	DET
emaj-221	30	8	following	follow	VERB
emaj-221	30	9	problem	problem	NOUN
emaj-221	30	10	is	be	AUX
emaj-221	30	11	raised	raise	VERB
emaj-221	30	12	:	:	PUNCT
emaj-221	30	13	does	do	AUX
emaj-221	30	14	liquidity	liquidity	NOUN
emaj-221	30	15	risk	risk	NOUN
emaj-221	30	16	management	management	NOUN
emaj-221	30	17	affect	affect	VERB
emaj-221	30	18	the	the	DET
emaj-221	30	19	financial	financial	ADJ
emaj-221	30	20	performance	performance	NOUN
emaj-221	30	21	of	of	ADP
emaj-221	30	22	saudi	saudi	ADJ
emaj-221	30	23	arabian	arabian	ADJ
emaj-221	30	24	banks	bank	NOUN
emaj-221	30	25	?	?	PUNCT
emaj-221	31	1	ii	ii	PROPN
emaj-221	31	2	.	.	PUNCT
emaj-221	32	1	literature	literature	PROPN
emaj-221	32	2	review	review	VERB
emaj-221	32	3	the	the	DET
emaj-221	32	4	concept	concept	NOUN
emaj-221	32	5	of	of	ADP
emaj-221	32	6	liquidity	liquidity	NOUN
emaj-221	32	7	emerges	emerge	VERB
emaj-221	32	8	from	from	ADP
emaj-221	32	9	various	various	ADJ
emaj-221	32	10	economic	economic	ADJ
emaj-221	32	11	perspectives	perspective	NOUN
emaj-221	32	12	.	.	PUNCT
emaj-221	33	1	liquidity	liquidity	NOUN
emaj-221	33	2	can	can	AUX
emaj-221	33	3	be	be	AUX
emaj-221	33	4	defined	define	VERB
emaj-221	33	5	in	in	ADP
emaj-221	33	6	the	the	DET
emaj-221	33	7	sense	sense	NOUN
emaj-221	33	8	of	of	ADP
emaj-221	33	9	how	how	SCONJ
emaj-221	33	10	easy	easy	ADJ
emaj-221	33	11	to	to	PART
emaj-221	33	12	sell	sell	VERB
emaj-221	33	13	a	a	DET
emaj-221	33	14	security	security	NOUN
emaj-221	33	15	and	and	CCONJ
emaj-221	33	16	how	how	SCONJ
emaj-221	33	17	easy	easy	ADJ
emaj-221	33	18	to	to	PART
emaj-221	33	19	receive	receive	VERB
emaj-221	33	20	financing	financing	NOUN
emaj-221	33	21	to	to	PART
emaj-221	33	22	trade	trade	VERB
emaj-221	33	23	a	a	DET
emaj-221	33	24	security	security	NOUN
emaj-221	33	25	.	.	PUNCT
emaj-221	34	1	the	the	DET
emaj-221	34	2	first	first	ADJ
emaj-221	34	3	being	be	AUX
emaj-221	34	4	called	call	VERB
emaj-221	34	5	market	market	NOUN
emaj-221	34	6	liquidity	liquidity	NOUN
emaj-221	34	7	and	and	CCONJ
emaj-221	34	8	the	the	DET
emaj-221	34	9	latter	latter	ADJ
emaj-221	34	10	being	be	AUX
emaj-221	34	11	liquidity	liquidity	NOUN
emaj-221	34	12	financing	financing	NOUN
emaj-221	34	13	(	(	PUNCT
emaj-221	34	14	godfrey	godfrey	NOUN
emaj-221	34	15	,	,	PUNCT
emaj-221	34	16	2015	2015	NUM
emaj-221	34	17	)	)	PUNCT
emaj-221	34	18	.	.	PUNCT
emaj-221	35	1	bank	bank	PROPN
emaj-221	35	2	liquidity	liquidity	PROPN
emaj-221	35	3	stands	stand	VERB
emaj-221	35	4	for	for	ADP
emaj-221	35	5	the	the	DET
emaj-221	35	6	bank	bank	NOUN
emaj-221	35	7	's	's	PART
emaj-221	35	8	capacity	capacity	NOUN
emaj-221	35	9	to	to	PART
emaj-221	35	10	satisfy	satisfy	VERB
emaj-221	35	11	financial	financial	ADJ
emaj-221	35	12	commitments	commitment	NOUN
emaj-221	35	13	,	,	PUNCT
emaj-221	35	14	as	as	SCONJ
emaj-221	35	15	they	they	PRON
emaj-221	35	16	are	be	AUX
emaj-221	35	17	due	due	ADJ
emaj-221	35	18	.	.	PUNCT
emaj-221	36	1	liquidity	liquidity	NOUN
emaj-221	36	2	in	in	ADP
emaj-221	36	3	commercial	commercial	ADJ
emaj-221	36	4	banks	bank	NOUN
emaj-221	36	5	implies	imply	VERB
emaj-221	36	6	the	the	DET
emaj-221	36	7	capacity	capacity	NOUN
emaj-221	36	8	of	of	ADP
emaj-221	36	9	the	the	DET
emaj-221	36	10	bank	bank	NOUN
emaj-221	36	11	to	to	PART
emaj-221	36	12	fund	fund	PROPN
emaj-221	36	13	,	,	PUNCT
emaj-221	36	14	where	where	SCONJ
emaj-221	36	15	appropriate	appropriate	ADJ
emaj-221	36	16	,	,	PUNCT
emaj-221	36	17	all	all	DET
emaj-221	36	18	its	its	PRON
emaj-221	36	19	contractual	contractual	ADJ
emaj-221	36	20	obligations	obligation	NOUN
emaj-221	36	21	,	,	PUNCT
emaj-221	36	22	which	which	PRON
emaj-221	36	23	can	can	AUX
emaj-221	36	24	include	include	VERB
emaj-221	36	25	the	the	DET
emaj-221	36	26	lending	lending	NOUN
emaj-221	36	27	,	,	PUNCT
emaj-221	36	28	investment	investment	NOUN
emaj-221	36	29	and	and	CCONJ
emaj-221	36	30	withdrawal	withdrawal	NOUN
emaj-221	36	31	of	of	ADP
emaj-221	36	32	deposits	deposit	NOUN
emaj-221	36	33	and	and	CCONJ
emaj-221	36	34	the	the	DET
emaj-221	36	35	maturity	maturity	NOUN
emaj-221	36	36	of	of	ADP
emaj-221	36	37	liabilities	liability	NOUN
emaj-221	36	38	in	in	ADP
emaj-221	36	39	the	the	DET
emaj-221	36	40	normal	normal	ADJ
emaj-221	36	41	course	course	NOUN
emaj-221	36	42	of	of	ADP
emaj-221	36	43	banking	banking	NOUN
emaj-221	36	44	operations	operation	NOUN
emaj-221	36	45	(	(	PUNCT
emaj-221	36	46	md	md	PROPN
emaj-221	36	47	reaz	reaz	PROPN
emaj-221	36	48	,	,	PUNCT
emaj-221	36	49	syed	syed	PROPN
emaj-221	36	50	m	m	PROPN
emaj-221	36	51	,	,	PUNCT
emaj-221	36	52	&	&	CCONJ
emaj-221	36	53	saurav	saurav	PROPN
emaj-221	36	54	,	,	PUNCT
emaj-221	36	55	2016	2016	NUM
emaj-221	36	56	)	)	PUNCT
emaj-221	36	57	.	.	PUNCT
emaj-221	37	1	liquidity	liquidity	NOUN
emaj-221	37	2	risk	risk	NOUN
emaj-221	37	3	is	be	AUX
emaj-221	37	4	the	the	DET
emaj-221	37	5	actual	actual	ADJ
emaj-221	37	6	or	or	CCONJ
emaj-221	37	7	future	future	ADJ
emaj-221	37	8	risk	risk	NOUN
emaj-221	37	9	resulting	result	VERB
emaj-221	37	10	from	from	ADP
emaj-221	37	11	the	the	DET
emaj-221	37	12	failure	failure	NOUN
emaj-221	37	13	of	of	ADP
emaj-221	37	14	an	an	DET
emaj-221	37	15	entity	entity	NOUN
emaj-221	37	16	to	to	PART
emaj-221	37	17	fulfill	fulfill	VERB
emaj-221	37	18	its	its	PRON
emaj-221	37	19	liabilities	liability	NOUN
emaj-221	37	20	/	/	SYM
emaj-221	37	21	obligations	obligation	NOUN
emaj-221	37	22	when	when	SCONJ
emaj-221	37	23	they	they	PRON
emaj-221	37	24	are	be	AUX
emaj-221	37	25	due	due	ADJ
emaj-221	37	26	without	without	ADP
emaj-221	37	27	incurring	incur	VERB
emaj-221	37	28	unreasonable	unreasonable	ADJ
emaj-221	37	29	losses	loss	NOUN
emaj-221	37	30	.	.	PUNCT
emaj-221	38	1	this	this	PRON
emaj-221	38	2	is	be	AUX
emaj-221	38	3	commonly	commonly	ADV
emaj-221	38	4	called	call	VERB
emaj-221	38	5	the	the	DET
emaj-221	38	6	liquidity	liquidity	NOUN
emaj-221	38	7	risk	risk	NOUN
emaj-221	38	8	of	of	ADP
emaj-221	38	9	funding	funding	NOUN
emaj-221	38	10	.	.	PUNCT
emaj-221	39	1	there	there	PRON
emaj-221	39	2	is	be	VERB
emaj-221	39	3	a	a	DET
emaj-221	39	4	business	business	NOUN
emaj-221	39	5	dimension	dimension	NOUN
emaj-221	39	6	of	of	ADP
emaj-221	39	7	liquidity	liquidity	NOUN
emaj-221	39	8	risk	risk	NOUN
emaj-221	39	9	becoming	become	VERB
emaj-221	39	10	more	more	ADV
emaj-221	39	11	significant	significant	ADJ
emaj-221	39	12	in	in	ADP
emaj-221	39	13	recent	recent	ADJ
emaj-221	39	14	years	year	NOUN
emaj-221	39	15	,	,	PUNCT
emaj-221	39	16	where	where	SCONJ
emaj-221	39	17	a	a	DET
emaj-221	39	18	great	great	ADJ
emaj-221	39	19	dependence	dependence	NOUN
emaj-221	39	20	on	on	ADP
emaj-221	39	21	financing	financing	NOUN
emaj-221	39	22	institutions	institution	NOUN
emaj-221	39	23	exists	exist	VERB
emaj-221	39	24	(	(	PUNCT
emaj-221	39	25	aldo	aldo	PROPN
emaj-221	39	26	,	,	PUNCT
emaj-221	39	27	2015	2015	NUM
emaj-221	39	28	)	)	PUNCT
emaj-221	39	29	.	.	PUNCT
emaj-221	40	1	liquidity	liquidity	NOUN
emaj-221	40	2	risk	risk	NOUN
emaj-221	40	3	is	be	AUX
emaj-221	40	4	the	the	DET
emaj-221	40	5	one	one	NOUN
emaj-221	40	6	that	that	PRON
emaj-221	40	7	arises	arise	VERB
emaj-221	40	8	from	from	ADP
emaj-221	40	9	the	the	DET
emaj-221	40	10	inability	inability	NOUN
emaj-221	40	11	of	of	ADP
emaj-221	40	12	a	a	DET
emaj-221	40	13	bank	bank	NOUN
emaj-221	40	14	to	to	PART
emaj-221	40	15	fulfill	fulfill	VERB
emaj-221	40	16	its	its	PRON
emaj-221	40	17	obligations	obligation	NOUN
emaj-221	40	18	when	when	SCONJ
emaj-221	40	19	they	they	PRON
emaj-221	40	20	are	be	AUX
emaj-221	40	21	due	due	ADJ
emaj-221	40	22	without	without	ADP
emaj-221	40	23	incurring	incur	VERB
emaj-221	40	24	unacceptable	unacceptable	ADJ
emaj-221	40	25	losses	loss	NOUN
emaj-221	40	26	.	.	PUNCT
emaj-221	41	1	as	as	SCONJ
emaj-221	41	2	depositors	depositor	NOUN
emaj-221	41	3	may	may	AUX
emaj-221	41	4	call	call	VERB
emaj-221	41	5	their	their	PRON
emaj-221	41	6	funds	fund	NOUN
emaj-221	41	7	at	at	ADP
emaj-221	41	8	inappropriate	inappropriate	ADJ
emaj-221	41	9	times	time	NOUN
emaj-221	41	10	,	,	PUNCT
emaj-221	41	11	triggering	trigger	VERB
emaj-221	41	12	the	the	DET
emaj-221	41	13	selling	selling	NOUN
emaj-221	41	14	of	of	ADP
emaj-221	41	15	assets	asset	NOUN
emaj-221	41	16	by	by	ADP
emaj-221	41	17	fire	fire	NOUN
emaj-221	41	18	has	have	VERB
emaj-221	41	19	a	a	DET
emaj-221	41	20	negative	negative	ADJ
emaj-221	41	21	effect	effect	NOUN
emaj-221	41	22	on	on	ADP
emaj-221	41	23	the	the	DET
emaj-221	41	24	bank	bank	NOUN
emaj-221	41	25	's	's	PART
emaj-221	41	26	profitability	profitability	NOUN
emaj-221	41	27	(	(	PUNCT
emaj-221	41	28	erika	erika	NOUN
emaj-221	41	29	&	&	CCONJ
emaj-221	41	30	raimonda	raimonda	NOUN
emaj-221	41	31	,	,	PUNCT
emaj-221	41	32	2014	2014	NUM
emaj-221	41	33	)	)	PUNCT
emaj-221	41	34	.	.	PUNCT
emaj-221	42	1	liquidity	liquidity	NOUN
emaj-221	42	2	management	management	NOUN
emaj-221	42	3	refers	refer	VERB
emaj-221	42	4	to	to	ADP
emaj-221	42	5	the	the	DET
emaj-221	42	6	preparation	preparation	NOUN
emaj-221	42	7	and	and	CCONJ
emaj-221	42	8	control	control	NOUN
emaj-221	42	9	needed	need	VERB
emaj-221	42	10	to	to	PART
emaj-221	42	11	ensure	ensure	VERB
emaj-221	42	12	that	that	SCONJ
emaj-221	42	13	the	the	DET
emaj-221	42	14	company	company	NOUN
emaj-221	42	15	retains	retain	VERB
emaj-221	42	16	adequate	adequate	ADJ
emaj-221	42	17	liquid	liquid	ADJ
emaj-221	42	18	assets	asset	NOUN
emaj-221	42	19	either	either	CCONJ
emaj-221	42	20	as	as	ADP
emaj-221	42	21	an	an	DET
emaj-221	42	22	obligation	obligation	NOUN
emaj-221	42	23	to	to	PART
emaj-221	42	24	satisfy	satisfy	VERB
emaj-221	42	25	the	the	DET
emaj-221	42	26	incidental	incidental	ADJ
emaj-221	42	27	lenders	lender	NOUN
emaj-221	42	28	’	’	PART
emaj-221	42	29	demand	demand	NOUN
emaj-221	42	30	or	or	CCONJ
emaj-221	42	31	as	as	ADP
emaj-221	42	32	a	a	DET
emaj-221	42	33	measure	measure	NOUN
emaj-221	42	34	to	to	PART
emaj-221	42	35	apply	apply	VERB
emaj-221	42	36	the	the	DET
emaj-221	42	37	requirements	requirement	NOUN
emaj-221	42	38	of	of	ADP
emaj-221	42	39	the	the	DET
emaj-221	42	40	monetary	monetary	ADJ
emaj-221	42	41	authorities	authority	NOUN
emaj-221	42	42	(	(	PUNCT
emaj-221	42	43	olagunju	olagunju	PROPN
emaj-221	42	44	,	,	PUNCT
emaj-221	42	45	adeyanju	adeyanju	NOUN
emaj-221	42	46	,	,	PUNCT
emaj-221	42	47	&	&	CCONJ
emaj-221	42	48	olabode	olabode	PROPN
emaj-221	42	49	,	,	PUNCT
emaj-221	42	50	2011	2011	NUM
emaj-221	42	51	)	)	PUNCT
emaj-221	42	52	.	.	PUNCT
emaj-221	43	1	the	the	DET
emaj-221	43	2	key	key	ADJ
emaj-221	43	3	goal	goal	NOUN
emaj-221	43	4	of	of	ADP
emaj-221	43	5	liquidity	liquidity	NOUN
emaj-221	43	6	management	management	NOUN
emaj-221	43	7	is	be	AUX
emaj-221	43	8	to	to	PART
emaj-221	43	9	ensure	ensure	VERB
emaj-221	43	10	that	that	SCONJ
emaj-221	43	11	the	the	DET
emaj-221	43	12	cash	cash	NOUN
emaj-221	43	13	inflows	inflow	NOUN
emaj-221	43	14	of	of	ADP
emaj-221	43	15	a	a	DET
emaj-221	43	16	bank	bank	NOUN
emaj-221	43	17	are	be	AUX
emaj-221	43	18	matched	match	VERB
emaj-221	43	19	with	with	ADP
emaj-221	43	20	its	its	PRON
emaj-221	43	21	cash	cash	NOUN
emaj-221	43	22	outflows	outflow	NOUN
emaj-221	43	23	.	.	PUNCT
emaj-221	44	1	if	if	SCONJ
emaj-221	44	2	sustained	sustain	VERB
emaj-221	44	3	across	across	ADP
emaj-221	44	4	all	all	DET
emaj-221	44	5	banks	bank	NOUN
emaj-221	44	6	,	,	PUNCT
emaj-221	44	7	this	this	DET
emaj-221	44	8	equilibrium	equilibrium	NOUN
emaj-221	44	9	promotes	promote	VERB
emaj-221	44	10	the	the	DET
emaj-221	44	11	development	development	NOUN
emaj-221	44	12	of	of	ADP
emaj-221	44	13	a	a	DET
emaj-221	44	14	sound	sound	ADJ
emaj-221	44	15	and	and	CCONJ
emaj-221	44	16	stable	stable	ADJ
emaj-221	44	17	banking	banking	NOUN
emaj-221	44	18	sector	sector	NOUN
emaj-221	44	19	,	,	PUNCT
emaj-221	44	20	which	which	PRON
emaj-221	44	21	is	be	AUX
emaj-221	44	22	a	a	DET
emaj-221	44	23	necessary	necessary	ADJ
emaj-221	44	24	element	element	NOUN
emaj-221	44	25	in	in	ADP
emaj-221	44	26	the	the	DET
emaj-221	44	27	successful	successful	ADJ
emaj-221	44	28	execution	execution	NOUN
emaj-221	44	29	of	of	ADP
emaj-221	44	30	banking	banking	NOUN
emaj-221	44	31	intermediation	intermediation	NOUN
emaj-221	44	32	.	.	PUNCT
emaj-221	45	1	the	the	DET
emaj-221	45	2	objectives	objective	NOUN
emaj-221	45	3	of	of	ADP
emaj-221	45	4	bank	bank	NOUN
emaj-221	45	5	liquidity	liquidity	NOUN
emaj-221	45	6	management	management	NOUN
emaj-221	45	7	can	can	AUX
emaj-221	45	8	be	be	AUX
emaj-221	45	9	summarized	summarize	VERB
emaj-221	45	10	as	as	SCONJ
emaj-221	45	11	follows	follow	VERB
emaj-221	45	12	:	:	PUNCT
emaj-221	45	13	meeting	meet	VERB
emaj-221	45	14	all	all	DET
emaj-221	45	15	cash	cash	NOUN
emaj-221	45	16	outflow	outflow	NOUN
emaj-221	45	17	obligations	obligation	NOUN
emaj-221	45	18	constantly	constantly	ADV
emaj-221	45	19	on	on	ADP
emaj-221	45	20	a	a	DET
emaj-221	45	21	regular	regular	ADJ
emaj-221	45	22	basis	basis	NOUN
emaj-221	45	23	(	(	PUNCT
emaj-221	45	24	both	both	PRON
emaj-221	45	25	onand	onand	VERB
emaj-221	45	26	off	off	ADP
emaj-221	45	27	-	-	PUNCT
emaj-221	45	28	balance	balance	NOUN
emaj-221	45	29	sheet	sheet	NOUN
emaj-221	45	30	)	)	PUNCT
emaj-221	45	31	,	,	PUNCT
emaj-221	45	32	evading	evade	VERB
emaj-221	45	33	the	the	DET
emaj-221	45	34	obtaining	obtaining	NOUN
emaj-221	45	35	of	of	ADP
emaj-221	45	36	funds	fund	NOUN
emaj-221	45	37	at	at	ADP
emaj-221	45	38	market	market	NOUN
emaj-221	45	39	premiums	premium	NOUN
emaj-221	45	40	or	or	CCONJ
emaj-221	45	41	via	via	ADP
emaj-221	45	42	the	the	DET
emaj-221	45	43	involuntary	involuntary	ADJ
emaj-221	45	44	sale	sale	NOUN
emaj-221	45	45	of	of	ADP
emaj-221	45	46	assets	asset	NOUN
emaj-221	45	47	,	,	PUNCT
emaj-221	45	48	compliance	compliance	NOUN
emaj-221	45	49	with	with	ADP
emaj-221	45	50	stipulated	stipulate	VERB
emaj-221	45	51	liquidity	liquidity	NOUN
emaj-221	45	52	conditions	condition	NOUN
emaj-221	45	53	and	and	CCONJ
emaj-221	45	54	statutory	statutory	ADJ
emaj-221	45	55	reserve	reserve	NOUN
emaj-221	45	56	requirements	requirement	NOUN
emaj-221	45	57	(	(	PUNCT
emaj-221	45	58	farai	farai	NUM
emaj-221	45	59	,	,	PUNCT
emaj-221	45	60	2020	2020	NUM
emaj-221	45	61	)	)	PUNCT
emaj-221	45	62	.	.	PUNCT
emaj-221	46	1	many	many	ADJ
emaj-221	46	2	theories	theory	NOUN
emaj-221	46	3	emerged	emerge	VERB
emaj-221	46	4	to	to	PART
emaj-221	46	5	discuss	discuss	VERB
emaj-221	46	6	the	the	DET
emaj-221	46	7	liquidity	liquidity	NOUN
emaj-221	46	8	management	management	NOUN
emaj-221	46	9	.	.	PUNCT
emaj-221	47	1	anticipated	anticipate	VERB
emaj-221	47	2	income	income	NOUN
emaj-221	47	3	theory	theory	NOUN
emaj-221	47	4	states	state	VERB
emaj-221	47	5	that	that	SCONJ
emaj-221	47	6	,	,	PUNCT
emaj-221	47	7	the	the	DET
emaj-221	47	8	bank	bank	NOUN
emaj-221	47	9	can	can	AUX
emaj-221	47	10	control	control	VERB
emaj-221	47	11	its	its	PRON
emaj-221	47	12	liquidity	liquidity	NOUN
emaj-221	47	13	through	through	ADP
emaj-221	47	14	the	the	DET
emaj-221	47	15	careful	careful	ADJ
emaj-221	47	16	management	management	NOUN
emaj-221	47	17	of	of	ADP
emaj-221	47	18	loans	loan	NOUN
emaj-221	47	19	issued	issue	VERB
emaj-221	47	20	and	and	CCONJ
emaj-221	47	21	the	the	DET
emaj-221	47	22	ability	ability	NOUN
emaj-221	47	23	to	to	PART
emaj-221	47	24	receive	receive	VERB
emaj-221	47	25	these	these	DET
emaj-221	47	26	loans	loan	NOUN
emaj-221	47	27	on	on	ADP
emaj-221	47	28	time	time	NOUN
emaj-221	47	29	when	when	SCONJ
emaj-221	47	30	they	they	PRON
emaj-221	47	31	are	be	AUX
emaj-221	47	32	due	due	ADJ
emaj-221	47	33	which	which	PRON
emaj-221	47	34	helps	help	VERB
emaj-221	47	35	to	to	PART
emaj-221	47	36	minimize	minimize	VERB
emaj-221	47	37	the	the	DET
emaj-221	47	38	risk	risk	NOUN
emaj-221	47	39	of	of	ADP
emaj-221	47	40	repayment	repayment	NOUN
emaj-221	47	41	delays	delay	NOUN
emaj-221	47	42	at	at	ADP
emaj-221	47	43	maturity	maturity	NOUN
emaj-221	47	44	.	.	PUNCT
emaj-221	48	1	this	this	DET
emaj-221	48	2	theory	theory	NOUN
emaj-221	48	3	implies	imply	VERB
emaj-221	48	4	that	that	SCONJ
emaj-221	48	5	,	,	PUNCT
emaj-221	48	6	the	the	DET
emaj-221	48	7	bank	bank	NOUN
emaj-221	48	8	will	will	AUX
emaj-221	48	9	schedule	schedule	VERB
emaj-221	48	10	its	its	PRON
emaj-221	48	11	liquidity	liquidity	NOUN
emaj-221	48	12	based	base	VERB
emaj-221	48	13	on	on	ADP
emaj-221	48	14	the	the	DET
emaj-221	48	15	borrower	borrower	NOUN
emaj-221	48	16	's	's	PART
emaj-221	48	17	expected	expect	VERB
emaj-221	48	18	income	income	NOUN
emaj-221	48	19	.	.	PUNCT
emaj-221	49	1	this	this	DET
emaj-221	49	2	policy	policy	NOUN
emaj-221	49	3	allows	allow	VERB
emaj-221	49	4	the	the	DET
emaj-221	49	5	bank	bank	NOUN
emaj-221	49	6	to	to	PART
emaj-221	49	7	issue	issue	VERB
emaj-221	49	8	medium	medium	ADJ
emaj-221	49	9	and	and	CCONJ
emaj-221	49	10	long	long	ADJ
emaj-221	49	11	-	-	PUNCT
emaj-221	49	12	term	term	NOUN
emaj-221	49	13	loans	loan	NOUN
emaj-221	49	14	in	in	ADP
emaj-221	49	15	addition	addition	NOUN
emaj-221	49	16	to	to	ADP
emaj-221	49	17	short	short	ADJ
emaj-221	49	18	-	-	PUNCT
emaj-221	49	19	term	term	NOUN
emaj-221	49	20	loans	loan	NOUN
emaj-221	49	21	,	,	PUNCT
emaj-221	49	22	as	as	ADV
emaj-221	49	23	long	long	ADV
emaj-221	49	24	as	as	SCONJ
emaj-221	49	25	the	the	DET
emaj-221	49	26	repayment	repayment	NOUN
emaj-221	49	27	of	of	ADP
emaj-221	49	28	those	those	DET
emaj-221	49	29	loans	loan	NOUN
emaj-221	49	30	is	be	AUX
emaj-221	49	31	related	relate	VERB
emaj-221	49	32	to	to	ADP
emaj-221	49	33	the	the	DET
emaj-221	49	34	regularity	regularity	NOUN
emaj-221	49	35	of	of	ADP
emaj-221	49	36	the	the	DET
emaj-221	49	37	borrowers	borrower	NOUN
emaj-221	49	38	'	'	PART
emaj-221	49	39	expected	expect	VERB
emaj-221	49	40	income	income	NOUN
emaj-221	49	41	.	.	PUNCT
emaj-221	50	1	according	accord	VERB
emaj-221	50	2	to	to	ADP
emaj-221	50	3	this	this	DET
emaj-221	50	4	theory	theory	NOUN
emaj-221	50	5	,	,	PUNCT
emaj-221	50	6	this	this	DET
emaj-221	50	7	policy	policy	NOUN
emaj-221	50	8	enables	enable	VERB
emaj-221	50	9	the	the	DET
emaj-221	50	10	bank	bank	NOUN
emaj-221	50	11	to	to	PART
emaj-221	50	12	hold	hold	VERB
emaj-221	50	13	high	high	ADJ
emaj-221	50	14	liquidity	liquidity	NOUN
emaj-221	50	15	(	(	PUNCT
emaj-221	50	16	enekwe	enekwe	NOUN
emaj-221	50	17	,	,	PUNCT
emaj-221	50	18	eziedo	eziedo	PROPN
emaj-221	50	19	,	,	PUNCT
emaj-221	50	20	&	&	CCONJ
emaj-221	50	21	agu	agu	NOUN
emaj-221	50	22	,	,	PUNCT
emaj-221	50	23	2017	2017	NUM
emaj-221	50	24	)	)	PUNCT
emaj-221	50	25	.	.	PUNCT
emaj-221	51	1	commercial	commercial	ADJ
emaj-221	51	2	loan	loan	NOUN
emaj-221	51	3	theory	theory	NOUN
emaj-221	51	4	states	state	VERB
emaj-221	51	5	that	that	SCONJ
emaj-221	51	6	the	the	DET
emaj-221	51	7	selfliquidation	selfliquidation	NOUN
emaj-221	51	8	of	of	ADP
emaj-221	51	9	the	the	DET
emaj-221	51	10	short	short	ADJ
emaj-221	51	11	-	-	PUNCT
emaj-221	51	12	term	term	NOUN
emaj-221	51	13	debt	debt	NOUN
emaj-221	51	14	and	and	CCONJ
emaj-221	51	15	the	the	DET
emaj-221	51	16	funding	funding	NOUN
emaj-221	51	17	of	of	ADP
emaj-221	51	18	working	work	VERB
emaj-221	51	19	capital	capital	NOUN
emaj-221	51	20	achieve	achieve	VERB
emaj-221	51	21	the	the	DET
emaj-221	51	22	bank	bank	NOUN
emaj-221	51	23	’s	’s	PART
emaj-221	51	24	liquidity	liquidity	NOUN
emaj-221	51	25	automatically	automatically	ADV
emaj-221	51	26	.	.	PUNCT
emaj-221	52	1	creditors	creditor	NOUN
emaj-221	52	2	successfully	successfully	ADV
emaj-221	52	3	repay	repay	VERB
emaj-221	52	4	the	the	DET
emaj-221	52	5	borrowed	borrow	VERB
emaj-221	52	6	funds	fund	NOUN
emaj-221	52	7	after	after	ADP
emaj-221	52	8	the	the	DET
emaj-221	52	9	completion	completion	NOUN
emaj-221	52	10	of	of	ADP
emaj-221	52	11	their	their	PRON
emaj-221	52	12	business	business	NOUN
emaj-221	52	13	cycles	cycle	NOUN
emaj-221	52	14	.	.	PUNCT
emaj-221	53	1	volume	volume	NOUN
emaj-221	53	2	11	11	NUM
emaj-221	53	3	no	no	DET
emaj-221	53	4	1	1	NUM
emaj-221	53	5	(	(	PUNCT
emaj-221	53	6	2021	2021	NUM
emaj-221	53	7	)	)	PUNCT
emaj-221	53	8	|	|	ADV
emaj-221	53	9	issn	issn	VERB
emaj-221	53	10	2158	2158	NUM
emaj-221	53	11	-	-	SYM
emaj-221	53	12	8708	8708	NUM
emaj-221	53	13	(	(	PUNCT
emaj-221	53	14	online	online	NOUN
emaj-221	53	15	)	)	PUNCT
emaj-221	53	16	|	|	ADV
emaj-221	53	17	doi	doi	X
emaj-221	53	18	10.5195	10.5195	NUM
emaj-221	53	19	/	/	SYM
emaj-221	53	20	emaj.2021.221	emaj.2021.221	PROPN
emaj-221	53	21	|	|	ADV
emaj-221	53	22	http://emaj.pitt.edu	http://emaj.pitt.edu	PROPN
emaj-221	53	23	ishaq	ishaq	PROPN
emaj-221	53	24	hacini	hacini	PROPN
emaj-221	53	25	,	,	PUNCT
emaj-221	53	26	abir	abir	NOUN
emaj-221	53	27	boulenfad	boulenfad	PROPN
emaj-221	53	28	,	,	PUNCT
emaj-221	53	29	khadra	khadra	NOUN
emaj-221	53	30	dahou	dahou	VERB
emaj-221	53	31	emerging	emerge	VERB
emaj-221	53	32	markets	market	NOUN
emaj-221	53	33	journal	journal	NOUN
emaj-221	53	34	|	|	ADV
emaj-221	53	35	p	p	NOUN
emaj-221	53	36	a	a	DET
emaj-221	53	37	g	g	NOUN
emaj-221	53	38	e	e	NOUN
emaj-221	53	39	6	6	NUM
emaj-221	53	40	9	9	NUM
emaj-221	53	41	according	accord	VERB
emaj-221	53	42	to	to	ADP
emaj-221	53	43	this	this	DET
emaj-221	53	44	theory	theory	NOUN
emaj-221	53	45	,	,	PUNCT
emaj-221	53	46	the	the	DET
emaj-221	53	47	banks	bank	NOUN
emaj-221	53	48	do	do	AUX
emaj-221	53	49	not	not	PART
emaj-221	53	50	lend	lend	VERB
emaj-221	53	51	money	money	NOUN
emaj-221	53	52	to	to	PART
emaj-221	53	53	purchase	purchase	VERB
emaj-221	53	54	real	real	ADJ
emaj-221	53	55	estate	estate	NOUN
emaj-221	53	56	or	or	CCONJ
emaj-221	53	57	consumer	consumer	NOUN
emaj-221	53	58	goods	good	NOUN
emaj-221	53	59	or	or	CCONJ
emaj-221	53	60	for	for	ADP
emaj-221	53	61	investing	invest	VERB
emaj-221	53	62	in	in	ADP
emaj-221	53	63	stocks	stock	NOUN
emaj-221	53	64	and	and	CCONJ
emaj-221	53	65	bonds	bond	NOUN
emaj-221	53	66	,	,	PUNCT
emaj-221	53	67	due	due	ADP
emaj-221	53	68	to	to	ADP
emaj-221	53	69	the	the	DET
emaj-221	53	70	length	length	NOUN
emaj-221	53	71	of	of	ADP
emaj-221	53	72	the	the	DET
emaj-221	53	73	expected	expect	VERB
emaj-221	53	74	payback	payback	NOUN
emaj-221	53	75	period	period	NOUN
emaj-221	53	76	of	of	ADP
emaj-221	53	77	these	these	DET
emaj-221	53	78	investments	investment	NOUN
emaj-221	53	79	.	.	PUNCT
emaj-221	54	1	this	this	DET
emaj-221	54	2	theory	theory	NOUN
emaj-221	54	3	is	be	AUX
emaj-221	54	4	suitable	suitable	ADJ
emaj-221	54	5	for	for	ADP
emaj-221	54	6	traders	trader	NOUN
emaj-221	54	7	who	who	PRON
emaj-221	54	8	need	need	VERB
emaj-221	54	9	to	to	PART
emaj-221	54	10	fund	fund	VERB
emaj-221	54	11	their	their	PRON
emaj-221	54	12	particular	particular	ADJ
emaj-221	54	13	trading	trading	NOUN
emaj-221	54	14	transactions	transaction	NOUN
emaj-221	54	15	in	in	ADP
emaj-221	54	16	short	short	ADJ
emaj-221	54	17	periods	period	NOUN
emaj-221	54	18	(	(	PUNCT
emaj-221	54	19	ali	ali	PROPN
emaj-221	54	20	,	,	PUNCT
emaj-221	54	21	2015	2015	NUM
emaj-221	54	22	)	)	PUNCT
emaj-221	54	23	.	.	PUNCT
emaj-221	55	1	the	the	DET
emaj-221	55	2	trade	trade	NOUN
emaj-221	55	3	-	-	PUNCT
emaj-221	55	4	off	off	ADP
emaj-221	55	5	theory	theory	NOUN
emaj-221	55	6	states	state	VERB
emaj-221	55	7	that	that	SCONJ
emaj-221	55	8	,	,	PUNCT
emaj-221	55	9	holding	hold	VERB
emaj-221	55	10	cash	cash	NOUN
emaj-221	55	11	reserves	reserve	NOUN
emaj-221	55	12	under	under	ADP
emaj-221	55	13	ideal	ideal	ADJ
emaj-221	55	14	capital	capital	NOUN
emaj-221	55	15	market	market	NOUN
emaj-221	55	16	assumptions	assumption	NOUN
emaj-221	55	17	neither	neither	CCONJ
emaj-221	55	18	generates	generate	VERB
emaj-221	55	19	nor	nor	CCONJ
emaj-221	55	20	destroys	destroy	VERB
emaj-221	55	21	the	the	DET
emaj-221	55	22	corporate	corporate	ADJ
emaj-221	55	23	value	value	NOUN
emaj-221	55	24	.	.	PUNCT
emaj-221	56	1	when	when	SCONJ
emaj-221	56	2	the	the	DET
emaj-221	56	3	need	need	NOUN
emaj-221	56	4	occurs	occur	VERB
emaj-221	56	5	,	,	PUNCT
emaj-221	56	6	the	the	DET
emaj-221	56	7	bank	bank	NOUN
emaj-221	56	8	can	can	AUX
emaj-221	56	9	always	always	ADV
emaj-221	56	10	raise	raise	VERB
emaj-221	56	11	funds	fund	NOUN
emaj-221	56	12	from	from	ADP
emaj-221	56	13	capital	capital	NOUN
emaj-221	56	14	markets	market	NOUN
emaj-221	56	15	,	,	PUNCT
emaj-221	56	16	where	where	SCONJ
emaj-221	56	17	there	there	PRON
emaj-221	56	18	are	be	VERB
emaj-221	56	19	no	no	DET
emaj-221	56	20	transaction	transaction	NOUN
emaj-221	56	21	costs	cost	NOUN
emaj-221	56	22	in	in	ADP
emaj-221	56	23	raising	raise	VERB
emaj-221	56	24	these	these	DET
emaj-221	56	25	funds	fund	NOUN
emaj-221	56	26	.	.	PUNCT
emaj-221	57	1	funds	fund	NOUN
emaj-221	57	2	may	may	AUX
emaj-221	57	3	be	be	AUX
emaj-221	57	4	collected	collect	VERB
emaj-221	57	5	at	at	ADP
emaj-221	57	6	a	a	DET
emaj-221	57	7	fair	fair	ADJ
emaj-221	57	8	price	price	NOUN
emaj-221	57	9	,	,	PUNCT
emaj-221	57	10	since	since	SCONJ
emaj-221	57	11	it	it	PRON
emaj-221	57	12	is	be	AUX
emaj-221	57	13	believed	believe	VERB
emaj-221	57	14	that	that	SCONJ
emaj-221	57	15	the	the	DET
emaj-221	57	16	financial	financial	ADJ
emaj-221	57	17	markets	market	NOUN
emaj-221	57	18	are	be	AUX
emaj-221	57	19	completely	completely	ADV
emaj-221	57	20	informed	inform	VERB
emaj-221	57	21	about	about	ADP
emaj-221	57	22	the	the	DET
emaj-221	57	23	bank	bank	NOUN
emaj-221	57	24	's	's	PART
emaj-221	57	25	prospects	prospect	NOUN
emaj-221	57	26	.	.	PUNCT
emaj-221	58	1	according	accord	VERB
emaj-221	58	2	to	to	ADP
emaj-221	58	3	the	the	DET
emaj-221	58	4	tradeoff	tradeoff	NOUN
emaj-221	58	5	principle	principle	NOUN
emaj-221	58	6	,	,	PUNCT
emaj-221	58	7	banks	bank	NOUN
emaj-221	58	8	seek	seek	VERB
emaj-221	58	9	to	to	PART
emaj-221	58	10	balance	balance	VERB
emaj-221	58	11	between	between	ADP
emaj-221	58	12	the	the	DET
emaj-221	58	13	profit	profit	NOUN
emaj-221	58	14	and	and	CCONJ
emaj-221	58	15	costs	cost	NOUN
emaj-221	58	16	of	of	ADP
emaj-221	58	17	keeping	keep	VERB
emaj-221	58	18	cash	cash	NOUN
emaj-221	58	19	at	at	ADP
emaj-221	58	20	an	an	DET
emaj-221	58	21	acceptable	acceptable	ADJ
emaj-221	58	22	level	level	NOUN
emaj-221	58	23	.	.	PUNCT
emaj-221	59	1	due	due	ADP
emaj-221	59	2	to	to	ADP
emaj-221	59	3	liquidity	liquidity	NOUN
emaj-221	59	4	premiums	premium	NOUN
emaj-221	59	5	and	and	CCONJ
emaj-221	59	6	tax	tax	NOUN
emaj-221	59	7	drawbacks	drawback	NOUN
emaj-221	59	8	,	,	PUNCT
emaj-221	59	9	the	the	DET
emaj-221	59	10	cost	cost	NOUN
emaj-221	59	11	of	of	ADP
emaj-221	59	12	keeping	keep	VERB
emaj-221	59	13	cash	cash	NOUN
emaj-221	59	14	has	have	VERB
emaj-221	59	15	a	a	DET
emaj-221	59	16	low	low	ADJ
emaj-221	59	17	rate	rate	NOUN
emaj-221	59	18	of	of	ADP
emaj-221	59	19	return	return	NOUN
emaj-221	59	20	.	.	PUNCT
emaj-221	60	1	the	the	DET
emaj-221	60	2	advantages	advantage	NOUN
emaj-221	60	3	of	of	ADP
emaj-221	60	4	holding	hold	VERB
emaj-221	60	5	cash	cash	NOUN
emaj-221	60	6	are	be	AUX
emaj-221	60	7	saving	save	VERB
emaj-221	60	8	transaction	transaction	NOUN
emaj-221	60	9	costs	cost	NOUN
emaj-221	60	10	to	to	PART
emaj-221	60	11	collect	collect	VERB
emaj-221	60	12	funds	fund	NOUN
emaj-221	60	13	,	,	PUNCT
emaj-221	60	14	in	in	ADP
emaj-221	60	15	which	which	PRON
emaj-221	60	16	the	the	DET
emaj-221	60	17	assets	asset	NOUN
emaj-221	60	18	are	be	AUX
emaj-221	60	19	liquidated	liquidate	VERB
emaj-221	60	20	to	to	PART
emaj-221	60	21	make	make	VERB
emaj-221	60	22	payments	payment	NOUN
emaj-221	60	23	,	,	PUNCT
emaj-221	60	24	and	and	CCONJ
emaj-221	60	25	the	the	DET
emaj-221	60	26	use	use	NOUN
emaj-221	60	27	of	of	ADP
emaj-221	60	28	liquid	liquid	ADJ
emaj-221	60	29	assets	asset	NOUN
emaj-221	60	30	to	to	PART
emaj-221	60	31	finance	finance	VERB
emaj-221	60	32	their	their	PRON
emaj-221	60	33	operations	operation	NOUN
emaj-221	60	34	and	and	CCONJ
emaj-221	60	35	investments	investment	NOUN
emaj-221	60	36	,	,	PUNCT
emaj-221	60	37	where	where	SCONJ
emaj-221	60	38	there	there	PRON
emaj-221	60	39	are	be	VERB
emaj-221	60	40	no	no	DET
emaj-221	60	41	other	other	ADJ
emaj-221	60	42	sources	source	NOUN
emaj-221	60	43	of	of	ADP
emaj-221	60	44	financing	financing	NOUN
emaj-221	60	45	available	available	ADJ
emaj-221	60	46	(	(	PUNCT
emaj-221	60	47	daniel	daniel	PROPN
emaj-221	60	48	,	,	PUNCT
emaj-221	60	49	2017	2017	NUM
emaj-221	60	50	)	)	PUNCT
emaj-221	60	51	.	.	PUNCT
emaj-221	61	1	shiftability	shiftability	NOUN
emaj-221	61	2	theory	theory	NOUN
emaj-221	61	3	implies	imply	VERB
emaj-221	61	4	that	that	SCONJ
emaj-221	61	5	the	the	DET
emaj-221	61	6	liquidity	liquidity	NOUN
emaj-221	61	7	of	of	ADP
emaj-221	61	8	a	a	DET
emaj-221	61	9	bank	bank	NOUN
emaj-221	61	10	is	be	AUX
emaj-221	61	11	retained	retain	VERB
emaj-221	61	12	if	if	SCONJ
emaj-221	61	13	the	the	DET
emaj-221	61	14	bank	bank	NOUN
emaj-221	61	15	can	can	AUX
emaj-221	61	16	retain	retain	VERB
emaj-221	61	17	assets	asset	NOUN
emaj-221	61	18	that	that	PRON
emaj-221	61	19	could	could	AUX
emaj-221	61	20	be	be	AUX
emaj-221	61	21	transferred	transfer	VERB
emaj-221	61	22	or	or	CCONJ
emaj-221	61	23	sold	sell	VERB
emaj-221	61	24	to	to	PART
emaj-221	61	25	cash	cash	VERB
emaj-221	61	26	easily	easily	ADV
emaj-221	61	27	.	.	PUNCT
emaj-221	62	1	this	this	DET
emaj-221	62	2	point	point	NOUN
emaj-221	62	3	of	of	ADP
emaj-221	62	4	view	view	NOUN
emaj-221	62	5	argues	argue	VERB
emaj-221	62	6	that	that	SCONJ
emaj-221	62	7	the	the	DET
emaj-221	62	8	liquidity	liquidity	NOUN
emaj-221	62	9	of	of	ADP
emaj-221	62	10	a	a	DET
emaj-221	62	11	bank	bank	NOUN
emaj-221	62	12	will	will	AUX
emaj-221	62	13	be	be	AUX
emaj-221	62	14	increased	increase	VERB
emaj-221	62	15	if	if	SCONJ
emaj-221	62	16	it	it	PRON
emaj-221	62	17	has	have	VERB
emaj-221	62	18	assets	asset	NOUN
emaj-221	62	19	to	to	PART
emaj-221	62	20	sell	sell	VERB
emaj-221	62	21	which	which	PRON
emaj-221	62	22	can	can	AUX
emaj-221	62	23	be	be	AUX
emaj-221	62	24	shifted	shift	VERB
emaj-221	62	25	on	on	ADP
emaj-221	62	26	to	to	ADP
emaj-221	62	27	the	the	DET
emaj-221	62	28	central	central	ADJ
emaj-221	62	29	bank	bank	NOUN
emaj-221	62	30	,	,	PUNCT
emaj-221	62	31	which	which	PRON
emaj-221	62	32	is	be	AUX
emaj-221	62	33	the	the	DET
emaj-221	62	34	lender	lender	NOUN
emaj-221	62	35	of	of	ADP
emaj-221	62	36	the	the	DET
emaj-221	62	37	last	last	ADJ
emaj-221	62	38	resort	resort	NOUN
emaj-221	62	39	.	.	PUNCT
emaj-221	63	1	this	this	DET
emaj-221	63	2	theory	theory	NOUN
emaj-221	63	3	also	also	ADV
emaj-221	63	4	suggests	suggest	VERB
emaj-221	63	5	that	that	SCONJ
emaj-221	63	6	the	the	DET
emaj-221	63	7	shiftability	shiftability	NOUN
emaj-221	63	8	,	,	PUNCT
emaj-221	63	9	marketability	marketability	NOUN
emaj-221	63	10	,	,	PUNCT
emaj-221	63	11	or	or	CCONJ
emaj-221	63	12	transferability	transferability	NOUN
emaj-221	63	13	of	of	ADP
emaj-221	63	14	the	the	DET
emaj-221	63	15	assets	asset	NOUN
emaj-221	63	16	of	of	ADP
emaj-221	63	17	a	a	DET
emaj-221	63	18	bank	bank	NOUN
emaj-221	63	19	is	be	AUX
emaj-221	63	20	the	the	DET
emaj-221	63	21	foundation	foundation	NOUN
emaj-221	63	22	for	for	ADP
emaj-221	63	23	maintaining	maintain	VERB
emaj-221	63	24	liquidity	liquidity	NOUN
emaj-221	63	25	.	.	PUNCT
emaj-221	64	1	the	the	DET
emaj-221	64	2	liquidity	liquidity	NOUN
emaj-221	64	3	management	management	NOUN
emaj-221	64	4	theory	theory	NOUN
emaj-221	64	5	focuses	focus	VERB
emaj-221	64	6	on	on	ADP
emaj-221	64	7	the	the	DET
emaj-221	64	8	bank	bank	NOUN
emaj-221	64	9	balance	balance	NOUN
emaj-221	64	10	sheet	sheet	NOUN
emaj-221	64	11	's	's	PART
emaj-221	64	12	liability	liability	NOUN
emaj-221	64	13	hand	hand	NOUN
emaj-221	64	14	.	.	PUNCT
emaj-221	65	1	this	this	DET
emaj-221	65	2	theory	theory	NOUN
emaj-221	65	3	suggests	suggest	VERB
emaj-221	65	4	that	that	SCONJ
emaj-221	65	5	supplementary	supplementary	ADJ
emaj-221	65	6	liquidity	liquidity	NOUN
emaj-221	65	7	can	can	AUX
emaj-221	65	8	be	be	AUX
emaj-221	65	9	extracted	extract	VERB
emaj-221	65	10	from	from	ADP
emaj-221	65	11	a	a	DET
emaj-221	65	12	bank	bank	NOUN
emaj-221	65	13	's	's	PART
emaj-221	65	14	liabilities	liability	NOUN
emaj-221	65	15	(	(	PUNCT
emaj-221	65	16	moses	moses	PROPN
emaj-221	65	17	,	,	PUNCT
emaj-221	65	18	tobias	tobias	PROPN
emaj-221	65	19	,	,	PUNCT
emaj-221	65	20	&	&	CCONJ
emaj-221	65	21	margaret	margaret	PROPN
emaj-221	65	22	,	,	PUNCT
emaj-221	65	23	2018	2018	NUM
emaj-221	65	24	)	)	PUNCT
emaj-221	65	25	.	.	PUNCT
emaj-221	66	1	liquidity	liquidity	NOUN
emaj-221	66	2	risk	risk	NOUN
emaj-221	66	3	management	management	NOUN
emaj-221	66	4	for	for	ADP
emaj-221	66	5	banks	bank	NOUN
emaj-221	66	6	focuses	focus	VERB
emaj-221	66	7	on	on	ADP
emaj-221	66	8	the	the	DET
emaj-221	66	9	ability	ability	NOUN
emaj-221	66	10	of	of	ADP
emaj-221	66	11	the	the	DET
emaj-221	66	12	bank	bank	NOUN
emaj-221	66	13	to	to	PART
emaj-221	66	14	finance	finance	VERB
emaj-221	66	15	its	its	PRON
emaj-221	66	16	activities	activity	NOUN
emaj-221	66	17	and	and	CCONJ
emaj-221	66	18	fulfill	fulfill	VERB
emaj-221	66	19	its	its	PRON
emaj-221	66	20	obligations	obligation	NOUN
emaj-221	66	21	on	on	ADP
emaj-221	66	22	time	time	NOUN
emaj-221	66	23	and	and	CCONJ
emaj-221	66	24	at	at	ADP
emaj-221	66	25	a	a	DET
emaj-221	66	26	reasonable	reasonable	ADJ
emaj-221	66	27	cost	cost	NOUN
emaj-221	66	28	.	.	PUNCT
emaj-221	67	1	it	it	PRON
emaj-221	67	2	also	also	ADV
emaj-221	67	3	means	mean	VERB
emaj-221	67	4	the	the	DET
emaj-221	67	5	compatibility	compatibility	NOUN
emaj-221	67	6	between	between	ADP
emaj-221	67	7	financial	financial	ADJ
emaj-221	67	8	reserves	reserve	NOUN
emaj-221	67	9	and	and	CCONJ
emaj-221	67	10	employment	employment	NOUN
emaj-221	67	11	in	in	ADP
emaj-221	67	12	various	various	ADJ
emaj-221	67	13	assets	asset	NOUN
emaj-221	67	14	in	in	ADP
emaj-221	67	15	the	the	DET
emaj-221	67	16	medium	medium	ADJ
emaj-221	67	17	and	and	CCONJ
emaj-221	67	18	short	short	ADJ
emaj-221	67	19	term	term	NOUN
emaj-221	67	20	.	.	PUNCT
emaj-221	68	1	this	this	PRON
emaj-221	68	2	requires	require	VERB
emaj-221	68	3	studying	study	VERB
emaj-221	68	4	the	the	DET
emaj-221	68	5	nature	nature	NOUN
emaj-221	68	6	of	of	ADP
emaj-221	68	7	the	the	DET
emaj-221	68	8	bank	bank	NOUN
emaj-221	68	9	’s	’s	PART
emaj-221	68	10	deposits	deposit	NOUN
emaj-221	68	11	and	and	CCONJ
emaj-221	68	12	the	the	DET
emaj-221	68	13	pattern	pattern	NOUN
emaj-221	68	14	of	of	ADP
emaj-221	68	15	the	the	DET
emaj-221	68	16	cost	cost	NOUN
emaj-221	68	17	of	of	ADP
emaj-221	68	18	obtaining	obtain	VERB
emaj-221	68	19	these	these	DET
emaj-221	68	20	deposits	deposit	NOUN
emaj-221	68	21	,	,	PUNCT
emaj-221	68	22	the	the	DET
emaj-221	68	23	return	return	NOUN
emaj-221	68	24	realized	realize	VERB
emaj-221	68	25	from	from	ADP
emaj-221	68	26	the	the	DET
emaj-221	68	27	use	use	NOUN
emaj-221	68	28	of	of	ADP
emaj-221	68	29	these	these	DET
emaj-221	68	30	deposits	deposit	NOUN
emaj-221	68	31	in	in	ADP
emaj-221	68	32	other	other	ADJ
emaj-221	68	33	investments	investment	NOUN
emaj-221	68	34	,	,	PUNCT
emaj-221	68	35	and	and	CCONJ
emaj-221	68	36	the	the	DET
emaj-221	68	37	adequacy	adequacy	NOUN
emaj-221	68	38	of	of	ADP
emaj-221	68	39	this	this	DET
emaj-221	68	40	return	return	NOUN
emaj-221	68	41	to	to	PART
emaj-221	68	42	match	match	VERB
emaj-221	68	43	the	the	DET
emaj-221	68	44	cost	cost	NOUN
emaj-221	68	45	of	of	ADP
emaj-221	68	46	deposits	deposit	NOUN
emaj-221	68	47	on	on	ADP
emaj-221	68	48	the	the	DET
emaj-221	68	49	one	one	NUM
emaj-221	68	50	hand	hand	NOUN
emaj-221	68	51	(	(	PUNCT
emaj-221	68	52	ahlam	ahlam	PROPN
emaj-221	68	53	&	&	CCONJ
emaj-221	68	54	aicha	aicha	PROPN
emaj-221	68	55	,	,	PUNCT
emaj-221	68	56	2015	2015	NUM
emaj-221	68	57	)	)	PUNCT
emaj-221	68	58	.	.	PUNCT
emaj-221	69	1	there	there	PRON
emaj-221	69	2	are	be	VERB
emaj-221	69	3	three	three	NUM
emaj-221	69	4	facets	facet	NOUN
emaj-221	69	5	of	of	ADP
emaj-221	69	6	liquidity	liquidity	NOUN
emaj-221	69	7	risk	risk	NOUN
emaj-221	69	8	management	management	NOUN
emaj-221	69	9	:	:	PUNCT
emaj-221	69	10	assessment	assessment	NOUN
emaj-221	69	11	and	and	CCONJ
emaj-221	69	12	management	management	NOUN
emaj-221	69	13	of	of	ADP
emaj-221	69	14	net	net	ADJ
emaj-221	69	15	funding	funding	NOUN
emaj-221	69	16	needs	need	NOUN
emaj-221	69	17	,	,	PUNCT
emaj-221	69	18	market	market	NOUN
emaj-221	69	19	access	access	NOUN
emaj-221	69	20	,	,	PUNCT
emaj-221	69	21	and	and	CCONJ
emaj-221	69	22	contingency	contingency	NOUN
emaj-221	69	23	planning	planning	NOUN
emaj-221	69	24	.	.	PUNCT
emaj-221	70	1	a	a	DET
emaj-221	70	2	significant	significant	ADJ
emaj-221	70	3	part	part	NOUN
emaj-221	70	4	of	of	ADP
emaj-221	70	5	liquidity	liquidity	NOUN
emaj-221	70	6	risk	risk	NOUN
emaj-221	70	7	management	management	NOUN
emaj-221	70	8	is	be	AUX
emaj-221	70	9	the	the	DET
emaj-221	70	10	estimation	estimation	NOUN
emaj-221	70	11	of	of	ADP
emaj-221	70	12	potential	potential	ADJ
emaj-221	70	13	future	future	ADJ
emaj-221	70	14	events	event	NOUN
emaj-221	70	15	.	.	PUNCT
emaj-221	71	1	the	the	DET
emaj-221	71	2	analysis	analysis	NOUN
emaj-221	71	3	of	of	ADP
emaj-221	71	4	net	net	ADJ
emaj-221	71	5	subsidizing	subsidize	VERB
emaj-221	71	6	prerequisites	prerequisite	NOUN
emaj-221	71	7	involves	involve	VERB
emaj-221	71	8	the	the	DET
emaj-221	71	9	construction	construction	NOUN
emaj-221	71	10	of	of	ADP
emaj-221	71	11	a	a	DET
emaj-221	71	12	maturity	maturity	NOUN
emaj-221	71	13	ladder	ladder	NOUN
emaj-221	71	14	and	and	CCONJ
emaj-221	71	15	the	the	DET
emaj-221	71	16	calculation	calculation	NOUN
emaj-221	71	17	of	of	ADP
emaj-221	71	18	the	the	DET
emaj-221	71	19	cumulative	cumulative	ADJ
emaj-221	71	20	net	net	ADJ
emaj-221	71	21	excess	excess	NOUN
emaj-221	71	22	or	or	CCONJ
emaj-221	71	23	deficit	deficit	NOUN
emaj-221	71	24	of	of	ADP
emaj-221	71	25	funds	fund	NOUN
emaj-221	71	26	on	on	ADP
emaj-221	71	27	selected	select	VERB
emaj-221	71	28	dates	date	NOUN
emaj-221	71	29	.	.	PUNCT
emaj-221	72	1	banks	bank	NOUN
emaj-221	72	2	should	should	AUX
emaj-221	72	3	periodically	periodically	ADV
emaj-221	72	4	estimate	estimate	VERB
emaj-221	72	5	the	the	DET
emaj-221	72	6	potential	potential	ADJ
emaj-221	72	7	money	money	NOUN
emaj-221	72	8	projected	project	VERB
emaj-221	72	9	in	in	ADP
emaj-221	72	10	the	the	DET
emaj-221	72	11	future	future	NOUN
emaj-221	72	12	.	.	PUNCT
emaj-221	73	1	flows	flow	NOUN
emaj-221	73	2	instead	instead	ADV
emaj-221	73	3	of	of	ADP
emaj-221	73	4	concentrating	concentrate	VERB
emaj-221	73	5	solely	solely	ADV
emaj-221	73	6	on	on	ADP
emaj-221	73	7	written	write	VERB
emaj-221	73	8	agreements	agreement	NOUN
emaj-221	73	9	with	with	ADP
emaj-221	73	10	liquidity	liquidity	NOUN
emaj-221	73	11	within	within	ADP
emaj-221	73	12	which	which	PRON
emaj-221	73	13	forward	forward	ADV
emaj-221	73	14	or	or	CCONJ
emaj-221	73	15	backward	backward	ADJ
emaj-221	73	16	will	will	AUX
emaj-221	73	17	scroll	scroll	VERB
emaj-221	73	18	.	.	PUNCT
emaj-221	74	1	analyzing	analyze	VERB
emaj-221	74	2	whether	whether	SCONJ
emaj-221	74	3	a	a	DET
emaj-221	74	4	bank	bank	NOUN
emaj-221	74	5	is	be	AUX
emaj-221	74	6	liquid	liquid	ADJ
emaj-221	74	7	depends	depend	VERB
emaj-221	74	8	on	on	ADP
emaj-221	74	9	the	the	DET
emaj-221	74	10	conduct	conduct	NOUN
emaj-221	74	11	of	of	ADP
emaj-221	74	12	flows	flow	NOUN
emaj-221	74	13	under	under	ADP
emaj-221	74	14	different	different	ADJ
emaj-221	74	15	circumstances	circumstance	NOUN
emaj-221	74	16	.	.	PUNCT
emaj-221	75	1	liquidity	liquidity	NOUN
emaj-221	75	2	risk	risk	NOUN
emaj-221	75	3	control	control	NOUN
emaj-221	75	4	can	can	AUX
emaj-221	75	5	provide	provide	VERB
emaj-221	75	6	several	several	ADJ
emaj-221	75	7	possibilities	possibility	NOUN
emaj-221	75	8	.	.	PUNCT
emaj-221	76	1	the	the	DET
emaj-221	76	2	"	"	PUNCT
emaj-221	76	3	going	go	VERB
emaj-221	76	4	-	-	PUNCT
emaj-221	76	5	concern	concern	NOUN
emaj-221	76	6	"	"	PUNCT
emaj-221	76	7	scenario	scenario	NOUN
emaj-221	76	8	has	have	AUX
emaj-221	76	9	established	establish	VERB
emaj-221	76	10	a	a	DET
emaj-221	76	11	benchmark	benchmark	NOUN
emaj-221	76	12	for	for	ADP
emaj-221	76	13	balance	balance	NOUN
emaj-221	76	14	sheetrelated	sheetrelate	VERB
emaj-221	76	15	cash	cash	NOUN
emaj-221	76	16	flows	flow	NOUN
emaj-221	76	17	during	during	ADP
emaj-221	76	18	the	the	DET
emaj-221	76	19	normal	normal	ADJ
emaj-221	76	20	course	course	NOUN
emaj-221	76	21	of	of	ADP
emaj-221	76	22	business	business	NOUN
emaj-221	76	23	.	.	PUNCT
emaj-221	77	1	liquidity	liquidity	NOUN
emaj-221	77	2	risk	risk	NOUN
emaj-221	77	3	management	management	NOUN
emaj-221	77	4	must	must	AUX
emaj-221	77	5	therefore	therefore	ADV
emaj-221	77	6	involve	involve	VERB
emaj-221	77	7	various	various	ADJ
emaj-221	77	8	scenarios	scenario	NOUN
emaj-221	77	9	(	(	PUNCT
emaj-221	77	10	saleh	saleh	NOUN
emaj-221	77	11	,	,	PUNCT
emaj-221	77	12	2014	2014	NUM
emaj-221	77	13	)	)	PUNCT
emaj-221	77	14	.	.	PUNCT
emaj-221	78	1	in	in	ADP
emaj-221	78	2	general	general	ADJ
emaj-221	78	3	,	,	PUNCT
emaj-221	78	4	this	this	DET
emaj-221	78	5	scenario	scenario	NOUN
emaj-221	78	6	is	be	AUX
emaj-221	78	7	extended	extend	VERB
emaj-221	78	8	to	to	ADP
emaj-221	78	9	the	the	DET
emaj-221	78	10	management	management	NOUN
emaj-221	78	11	of	of	ADP
emaj-221	78	12	deposits	deposit	NOUN
emaj-221	78	13	by	by	ADP
emaj-221	78	14	the	the	DET
emaj-221	78	15	bank	bank	NOUN
emaj-221	78	16	.	.	PUNCT
emaj-221	79	1	the	the	DET
emaj-221	79	2	second	second	ADJ
emaj-221	79	3	state	state	NOUN
emaj-221	79	4	of	of	ADP
emaj-221	79	5	affairs	affair	NOUN
emaj-221	79	6	takes	take	VERB
emaj-221	79	7	into	into	ADP
emaj-221	79	8	account	account	NOUN
emaj-221	79	9	a	a	DET
emaj-221	79	10	bank	bank	NOUN
emaj-221	79	11	's	's	PART
emaj-221	79	12	liquidity	liquidity	NOUN
emaj-221	79	13	into	into	ADP
emaj-221	79	14	the	the	DET
emaj-221	79	15	crisis	crisis	NOUN
emaj-221	79	16	,	,	PUNCT
emaj-221	79	17	in	in	ADP
emaj-221	79	18	which	which	PRON
emaj-221	79	19	a	a	DET
emaj-221	79	20	large	large	ADJ
emaj-221	79	21	portion	portion	NOUN
emaj-221	79	22	of	of	ADP
emaj-221	79	23	its	its	PRON
emaj-221	79	24	liabilities	liability	NOUN
emaj-221	79	25	can	can	AUX
emaj-221	79	26	not	not	PART
emaj-221	79	27	be	be	AUX
emaj-221	79	28	repaid	repay	VERB
emaj-221	79	29	or	or	CCONJ
emaj-221	79	30	substituted	substitute	VERB
emaj-221	79	31	,	,	PUNCT
emaj-221	79	32	i.e.	i.e.	X
emaj-221	79	33	the	the	DET
emaj-221	79	34	contraction	contraction	NOUN
emaj-221	79	35	of	of	ADP
emaj-221	79	36	a	a	DET
emaj-221	79	37	bank	bank	NOUN
emaj-221	79	38	record	record	NOUN
emaj-221	79	39	.	.	PUNCT
emaj-221	80	1	this	this	DET
emaj-221	80	2	scenario	scenario	NOUN
emaj-221	80	3	relates	relate	VERB
emaj-221	80	4	to	to	ADP
emaj-221	80	5	many	many	ADJ
emaj-221	80	6	provisions	provision	NOUN
emaj-221	80	7	of	of	ADP
emaj-221	80	8	current	current	ADJ
emaj-221	80	9	management	management	NOUN
emaj-221	80	10	measures	measure	NOUN
emaj-221	80	11	of	of	ADP
emaj-221	80	12	cash	cash	NOUN
emaj-221	80	13	or	or	CCONJ
emaj-221	80	14	liquidity	liquidity	NOUN
emaj-221	80	15	.	.	PUNCT
emaj-221	81	1	a	a	DET
emaj-221	81	2	third	third	ADJ
emaj-221	81	3	scenario	scenario	NOUN
emaj-221	81	4	refers	refer	VERB
emaj-221	81	5	to	to	ADP
emaj-221	81	6	a	a	DET
emaj-221	81	7	general	general	ADJ
emaj-221	81	8	financial	financial	ADJ
emaj-221	81	9	crisis	crisis	NOUN
emaj-221	81	10	in	in	ADP
emaj-221	81	11	which	which	PRON
emaj-221	81	12	liquidity	liquidity	NOUN
emaj-221	81	13	is	be	AUX
emaj-221	81	14	affected	affect	VERB
emaj-221	81	15	.	.	PUNCT
emaj-221	82	1	during	during	ADP
emaj-221	82	2	this	this	DET
emaj-221	82	3	scenario	scenario	NOUN
emaj-221	82	4	,	,	PUNCT
emaj-221	82	5	liquidity	liquidity	NOUN
emaj-221	82	6	management	management	NOUN
emaj-221	82	7	relies	rely	VERB
emaj-221	82	8	on	on	ADP
emaj-221	82	9	credit	credit	NOUN
emaj-221	82	10	quality	quality	NOUN
emaj-221	82	11	,	,	PUNCT
emaj-221	82	12	with	with	ADP
emaj-221	82	13	crucial	crucial	ADJ
emaj-221	82	14	variations	variation	NOUN
emaj-221	82	15	in	in	ADP
emaj-221	82	16	financing	financing	NOUN
emaj-221	82	17	access	access	NOUN
emaj-221	82	18	between	between	ADP
emaj-221	82	19	banks	bank	NOUN
emaj-221	82	20	.	.	PUNCT
emaj-221	83	1	an	an	DET
emaj-221	83	2	implicit	implicit	ADJ
emaj-221	83	3	presumption	presumption	NOUN
emaj-221	83	4	would	would	AUX
emaj-221	83	5	be	be	AUX
emaj-221	83	6	generated	generate	VERB
emaj-221	83	7	for	for	ADP
emaj-221	83	8	liquidity	liquidity	NOUN
emaj-221	83	9	management	management	NOUN
emaj-221	83	10	that	that	PRON
emaj-221	83	11	the	the	DET
emaj-221	83	12	central	central	ADJ
emaj-221	83	13	bank	bank	NOUN
emaj-221	83	14	will	will	AUX
emaj-221	83	15	guarantee	guarantee	VERB
emaj-221	83	16	access	access	NOUN
emaj-221	83	17	to	to	ADP
emaj-221	83	18	some	some	DET
emaj-221	83	19	kind	kind	NOUN
emaj-221	83	20	of	of	ADP
emaj-221	83	21	finance	finance	NOUN
emaj-221	83	22	.	.	PUNCT
emaj-221	84	1	central	central	ADJ
emaj-221	84	2	banks	bank	NOUN
emaj-221	84	3	are	be	AUX
emaj-221	84	4	interested	interested	ADJ
emaj-221	84	5	in	in	ADP
emaj-221	84	6	learning	learn	VERB
emaj-221	84	7	this	this	DET
emaj-221	84	8	scenario	scenario	NOUN
emaj-221	84	9	because	because	SCONJ
emaj-221	84	10	of	of	ADP
emaj-221	84	11	the	the	DET
emaj-221	84	12	need	need	NOUN
emaj-221	84	13	to	to	PART
emaj-221	84	14	build	build	VERB
emaj-221	84	15	a	a	DET
emaj-221	84	16	buffer	buffer	NOUN
emaj-221	84	17	of	of	ADP
emaj-221	84	18	total	total	ADJ
emaj-221	84	19	liquidity	liquidity	NOUN
emaj-221	84	20	for	for	ADP
emaj-221	84	21	the	the	DET
emaj-221	84	22	banking	banking	NOUN
emaj-221	84	23	sector	sector	NOUN
emaj-221	84	24	and	and	CCONJ
emaj-221	84	25	to	to	PART
emaj-221	84	26	practically	practically	ADV
emaj-221	84	27	unfold	unfold	VERB
emaj-221	84	28	the	the	DET
emaj-221	84	29	liquidity	liquidity	NOUN
emaj-221	84	30	burden	burden	NOUN
emaj-221	84	31	among	among	ADP
emaj-221	84	32	key	key	ADJ
emaj-221	84	33	banks	bank	NOUN
emaj-221	84	34	(	(	PUNCT
emaj-221	84	35	azam	azam	PROPN
emaj-221	84	36	,	,	PUNCT
emaj-221	84	37	2017	2017	NUM
emaj-221	84	38	)	)	PUNCT
emaj-221	84	39	.	.	PUNCT
emaj-221	85	1	the	the	DET
emaj-221	85	2	liquidity	liquidity	NOUN
emaj-221	85	3	risk	risk	NOUN
emaj-221	85	4	is	be	AUX
emaj-221	85	5	usually	usually	ADV
emaj-221	85	6	measured	measure	VERB
emaj-221	85	7	by	by	ADP
emaj-221	85	8	the	the	DET
emaj-221	85	9	financial	financial	ADJ
emaj-221	85	10	ratios	ratio	NOUN
emaj-221	85	11	based	base	VERB
emaj-221	85	12	on	on	ADP
emaj-221	85	13	banks	bank	NOUN
emaj-221	85	14	’	'	PUNCT
emaj-221	85	15	financial	financial	ADJ
emaj-221	85	16	statements	statement	NOUN
emaj-221	85	17	.	.	PUNCT
emaj-221	86	1	the	the	DET
emaj-221	86	2	cash	cash	NOUN
emaj-221	86	3	to	to	ADP
emaj-221	86	4	total	total	ADJ
emaj-221	86	5	assets	asset	NOUN
emaj-221	86	6	ratio	ratio	NOUN
emaj-221	86	7	is	be	AUX
emaj-221	86	8	used	use	VERB
emaj-221	86	9	to	to	PART
emaj-221	86	10	measure	measure	VERB
emaj-221	86	11	the	the	DET
emaj-221	86	12	liquid	liquid	ADJ
emaj-221	86	13	assets	asset	NOUN
emaj-221	86	14	of	of	ADP
emaj-221	86	15	the	the	DET
emaj-221	86	16	bank	bank	NOUN
emaj-221	86	17	.	.	PUNCT
emaj-221	87	1	the	the	DET
emaj-221	87	2	increase	increase	NOUN
emaj-221	87	3	in	in	ADP
emaj-221	87	4	this	this	DET
emaj-221	87	5	ratio	ratio	NOUN
emaj-221	87	6	indicates	indicate	VERB
emaj-221	87	7	that	that	SCONJ
emaj-221	87	8	there	there	PRON
emaj-221	87	9	are	be	VERB
emaj-221	87	10	untapped	untapped	ADJ
emaj-221	87	11	cash	cash	NOUN
emaj-221	87	12	balances	balance	NOUN
emaj-221	87	13	,	,	PUNCT
emaj-221	87	14	which	which	PRON
emaj-221	87	15	reduces	reduce	VERB
emaj-221	87	16	the	the	DET
emaj-221	87	17	bank	bank	NOUN
emaj-221	87	18	’s	’s	PART
emaj-221	87	19	profitability	profitability	NOUN
emaj-221	87	20	.	.	PUNCT
emaj-221	88	1	the	the	DET
emaj-221	88	2	decrease	decrease	NOUN
emaj-221	88	3	in	in	ADP
emaj-221	88	4	this	this	DET
emaj-221	88	5	ratio	ratio	NOUN
emaj-221	88	6	from	from	ADP
emaj-221	88	7	its	its	PRON
emaj-221	88	8	standard	standard	ADJ
emaj-221	88	9	rates	rate	NOUN
emaj-221	88	10	means	mean	VERB
emaj-221	88	11	that	that	SCONJ
emaj-221	88	12	the	the	DET
emaj-221	88	13	bank	bank	NOUN
emaj-221	88	14	is	be	AUX
emaj-221	88	15	exposed	expose	VERB
emaj-221	88	16	to	to	ADP
emaj-221	88	17	many	many	ADJ
emaj-221	88	18	risks	risk	NOUN
emaj-221	88	19	,	,	PUNCT
emaj-221	88	20	and	and	CCONJ
emaj-221	88	21	the	the	DET
emaj-221	88	22	bank	bank	NOUN
emaj-221	88	23	will	will	AUX
emaj-221	88	24	enable	enable	VERB
emaj-221	88	25	to	to	PART
emaj-221	88	26	face	face	VERB
emaj-221	88	27	sudden	sudden	ADJ
emaj-221	88	28	withdrawal	withdrawal	NOUN
emaj-221	88	29	(	(	PUNCT
emaj-221	88	30	najla	najla	PROPN
emaj-221	88	31	&	&	CCONJ
emaj-221	88	32	tahani	tahani	PROPN
emaj-221	88	33	,	,	PUNCT
emaj-221	88	34	2020	2020	NUM
emaj-221	88	35	)	)	PUNCT
emaj-221	88	36	.	.	PUNCT
emaj-221	89	1	total	total	ADJ
emaj-221	89	2	cash	cash	NOUN
emaj-221	89	3	and	and	CCONJ
emaj-221	89	4	short	short	ADJ
emaj-221	89	5	-	-	PUNCT
emaj-221	89	6	term	term	NOUN
emaj-221	89	7	investments	investment	NOUN
emaj-221	89	8	to	to	PART
emaj-221	89	9	total	total	VERB
emaj-221	89	10	assets	asset	NOUN
emaj-221	89	11	ratio	ratio	NOUN
emaj-221	89	12	indicates	indicate	VERB
emaj-221	89	13	a	a	DET
emaj-221	89	14	decrease	decrease	NOUN
emaj-221	89	15	in	in	ADP
emaj-221	89	16	the	the	DET
emaj-221	89	17	bank	bank	NOUN
emaj-221	89	18	's	's	PART
emaj-221	89	19	liquidity	liquidity	NOUN
emaj-221	89	20	risk	risk	NOUN
emaj-221	89	21	,	,	PUNCT
emaj-221	89	22	due	due	ADP
emaj-221	89	23	to	to	ADP
emaj-221	89	24	the	the	DET
emaj-221	89	25	increase	increase	NOUN
emaj-221	89	26	in	in	ADP
emaj-221	89	27	cash	cash	NOUN
emaj-221	89	28	balances	balance	NOUN
emaj-221	89	29	and	and	CCONJ
emaj-221	89	30	investments	investment	NOUN
emaj-221	89	31	with	with	ADP
emaj-221	89	32	banks	bank	NOUN
emaj-221	89	33	and	and	CCONJ
emaj-221	89	34	the	the	DET
emaj-221	89	35	increase	increase	NOUN
emaj-221	89	36	in	in	ADP
emaj-221	89	37	their	their	PRON
emaj-221	89	38	ratio	ratio	NOUN
emaj-221	89	39	to	to	ADP
emaj-221	89	40	the	the	DET
emaj-221	89	41	ratio	ratio	NOUN
emaj-221	89	42	of	of	ADP
emaj-221	89	43	total	total	ADJ
emaj-221	89	44	assets	asset	NOUN
emaj-221	89	45	,	,	PUNCT
emaj-221	89	46	which	which	PRON
emaj-221	89	47	allows	allow	VERB
emaj-221	89	48	the	the	DET
emaj-221	89	49	bank	bank	NOUN
emaj-221	89	50	to	to	PART
emaj-221	89	51	face	face	VERB
emaj-221	89	52	its	its	PRON
emaj-221	89	53	various	various	ADJ
emaj-221	89	54	obligations	obligation	NOUN
emaj-221	89	55	(	(	PUNCT
emaj-221	89	56	lebbaz	lebbaz	NOUN
emaj-221	89	57	&	&	CCONJ
emaj-221	89	58	boukhari	boukhari	PROPN
emaj-221	89	59	,	,	PUNCT
emaj-221	89	60	2020	2020	NUM
emaj-221	89	61	)	)	PUNCT
emaj-221	89	62	.	.	PUNCT
emaj-221	90	1	loans	loan	NOUN
emaj-221	90	2	to	to	ADP
emaj-221	90	3	total	total	ADJ
emaj-221	90	4	deposits	deposit	NOUN
emaj-221	90	5	(	(	PUNCT
emaj-221	90	6	ltd	ltd	ADJ
emaj-221	90	7	)	)	PUNCT
emaj-221	90	8	ratio	ratio	NOUN
emaj-221	90	9	is	be	AUX
emaj-221	90	10	typically	typically	ADV
emaj-221	90	11	a	a	DET
emaj-221	90	12	utilized	utilize	VERB
emaj-221	90	13	measure	measure	NOUN
emaj-221	90	14	for	for	ADP
emaj-221	90	15	evaluating	evaluate	VERB
emaj-221	90	16	liquidity	liquidity	NOUN
emaj-221	90	17	and	and	CCONJ
emaj-221	90	18	credit	credit	NOUN
emaj-221	90	19	risk	risk	NOUN
emaj-221	90	20	,	,	PUNCT
emaj-221	90	21	which	which	PRON
emaj-221	90	22	is	be	AUX
emaj-221	90	23	estimated	estimate	VERB
emaj-221	90	24	by	by	ADP
emaj-221	90	25	separating	separate	VERB
emaj-221	90	26	the	the	DET
emaj-221	90	27	banks	bank	NOUN
emaj-221	90	28	’	’	PART
emaj-221	90	29	total	total	ADJ
emaj-221	90	30	loans	loan	NOUN
emaj-221	90	31	or	or	CCONJ
emaj-221	90	32	total	total	ADJ
emaj-221	90	33	financing	financing	NOUN
emaj-221	90	34	by	by	ADP
emaj-221	90	35	its	its	PRON
emaj-221	90	36	total	total	ADJ
emaj-221	90	37	deposits	deposit	NOUN
emaj-221	90	38	.	.	PUNCT
emaj-221	91	1	this	this	DET
emaj-221	91	2	ratio	ratio	NOUN
emaj-221	91	3	shows	show	VERB
emaj-221	91	4	,	,	PUNCT
emaj-221	91	5	in	in	ADP
emaj-221	91	6	any	any	DET
emaj-221	91	7	case	case	NOUN
emaj-221	91	8	,	,	PUNCT
emaj-221	91	9	the	the	DET
emaj-221	91	10	level	level	NOUN
emaj-221	91	11	of	of	ADP
emaj-221	91	12	a	a	DET
emaj-221	91	13	bank	bank	NOUN
emaj-221	91	14	's	's	PART
emaj-221	91	15	loans	loan	NOUN
emaj-221	91	16	funded	fund	VERB
emaj-221	91	17	through	through	ADP
emaj-221	91	18	deposits	deposit	NOUN
emaj-221	91	19	.	.	PUNCT
emaj-221	92	1	on	on	ADP
emaj-221	92	2	the	the	DET
emaj-221	92	3	opposite	opposite	ADJ
emaj-221	92	4	hand	hand	NOUN
emaj-221	92	5	,	,	PUNCT
emaj-221	92	6	a	a	DET
emaj-221	92	7	high	high	ADJ
emaj-221	92	8	ltd	ltd	PROPN
emaj-221	92	9	ratio	ratio	NOUN
emaj-221	92	10	may	may	AUX
emaj-221	92	11	show	show	VERB
emaj-221	92	12	a	a	DET
emaj-221	92	13	lot	lot	NOUN
emaj-221	92	14	of	of	ADP
emaj-221	92	15	things	thing	NOUN
emaj-221	92	16	,	,	PUNCT
emaj-221	92	17	but	but	CCONJ
emaj-221	92	18	from	from	ADP
emaj-221	92	19	a	a	DET
emaj-221	92	20	liquidity	liquidity	NOUN
emaj-221	92	21	standpoint	standpoint	NOUN
emaj-221	92	22	.	.	PUNCT
emaj-221	93	1	a	a	DET
emaj-221	93	2	high	high	ADJ
emaj-221	93	3	level	level	NOUN
emaj-221	93	4	of	of	ADP
emaj-221	93	5	this	this	DET
emaj-221	93	6	ratio	ratio	NOUN
emaj-221	93	7	indicates	indicate	VERB
emaj-221	93	8	a	a	DET
emaj-221	93	9	possibility	possibility	NOUN
emaj-221	93	10	of	of	ADP
emaj-221	93	11	no	no	DET
emaj-221	93	12	liquidity	liquidity	NOUN
emaj-221	93	13	and	and	CCONJ
emaj-221	93	14	failure	failure	NOUN
emaj-221	93	15	due	due	ADP
emaj-221	93	16	to	to	ADP
emaj-221	93	17	deposits	deposit	NOUN
emaj-221	93	18	because	because	SCONJ
emaj-221	93	19	they	they	PRON
emaj-221	93	20	are	be	AUX
emaj-221	93	21	a	a	DET
emaj-221	93	22	completely	completely	ADV
emaj-221	93	23	constant	constant	ADJ
emaj-221	93	24	source	source	NOUN
emaj-221	93	25	of	of	ADP
emaj-221	93	26	funding	funding	NOUN
emaj-221	93	27	for	for	ADP
emaj-221	93	28	a	a	DET
emaj-221	93	29	bank	bank	NOUN
emaj-221	93	30	.	.	PUNCT
emaj-221	94	1	that	that	PRON
emaj-221	94	2	’s	’	VERB
emaj-221	94	3	why	why	SCONJ
emaj-221	94	4	a	a	DET
emaj-221	94	5	higher	high	ADJ
emaj-221	94	6	loan	loan	NOUN
emaj-221	94	7	deposit	deposit	NOUN
emaj-221	94	8	ratio	ratio	NOUN
emaj-221	94	9	means	mean	VERB
emaj-221	94	10	supplementary	supplementary	ADJ
emaj-221	94	11	financial	financial	ADJ
emaj-221	94	12	pressure	pressure	NOUN
emaj-221	94	13	by	by	ADP
emaj-221	94	14	making	make	VERB
emaj-221	94	15	too	too	ADV
emaj-221	94	16	many	many	ADJ
emaj-221	94	17	loans	loan	NOUN
emaj-221	94	18	.	.	PUNCT
emaj-221	95	1	therefore	therefore	ADV
emaj-221	95	2	,	,	PUNCT
emaj-221	95	3	a	a	DET
emaj-221	95	4	lower	low	ADJ
emaj-221	95	5	mortgage	mortgage	NOUN
emaj-221	95	6	deposit	deposit	NOUN
emaj-221	95	7	ratio	ratio	NOUN
emaj-221	95	8	is	be	AUX
emaj-221	95	9	continually	continually	ADV
emaj-221	95	10	beneficial	beneficial	ADJ
emaj-221	95	11	to	to	ADP
emaj-221	95	12	the	the	DET
emaj-221	95	13	better	well	ADJ
emaj-221	95	14	one	one	NOUN
emaj-221	95	15	(	(	PUNCT
emaj-221	95	16	mustafa	mustafa	PROPN
emaj-221	95	17	,	,	PUNCT
emaj-221	95	18	2014	2014	NUM
emaj-221	95	19	)	)	PUNCT
emaj-221	95	20	.	.	PUNCT
emaj-221	96	1	financial	financial	ADJ
emaj-221	96	2	performance	performance	NOUN
emaj-221	96	3	refers	refer	VERB
emaj-221	96	4	to	to	ADP
emaj-221	96	5	the	the	DET
emaj-221	96	6	act	act	NOUN
emaj-221	96	7	of	of	ADP
emaj-221	96	8	conducting	conduct	VERB
emaj-221	96	9	the	the	DET
emaj-221	96	10	financial	financial	ADJ
emaj-221	96	11	activity	activity	NOUN
emaj-221	96	12	.	.	PUNCT
emaj-221	97	1	financial	financial	ADJ
emaj-221	97	2	efficiency	efficiency	NOUN
emaj-221	97	3	,	,	PUNCT
emaj-221	97	4	in	in	ADP
emaj-221	97	5	a	a	DET
emaj-221	97	6	wider	wide	ADJ
emaj-221	97	7	context	context	NOUN
emaj-221	97	8	,	,	PUNCT
emaj-221	97	9	refers	refer	VERB
emaj-221	97	10	to	to	ADP
emaj-221	97	11	the	the	DET
emaj-221	97	12	extent	extent	NOUN
emaj-221	97	13	to	to	PART
emaj-221	97	14	which	which	PRON
emaj-221	97	15	financial	financial	ADJ
emaj-221	97	16	targets	target	NOUN
emaj-221	97	17	have	have	AUX
emaj-221	97	18	been	be	AUX
emaj-221	97	19	achieved	achieve	VERB
emaj-221	97	20	.	.	PUNCT
emaj-221	98	1	it	it	PRON
emaj-221	98	2	is	be	AUX
emaj-221	98	3	used	use	VERB
emaj-221	98	4	over	over	ADP
emaj-221	98	5	a	a	DET
emaj-221	98	6	given	give	VERB
emaj-221	98	7	period	period	NOUN
emaj-221	98	8	to	to	PART
emaj-221	98	9	calculate	calculate	VERB
emaj-221	98	10	the	the	DET
emaj-221	98	11	total	total	ADJ
emaj-221	98	12	financial	financial	ADJ
emaj-221	98	13	health	health	NOUN
emaj-221	98	14	of	of	ADP
emaj-221	98	15	the	the	DET
emaj-221	98	16	bank	bank	NOUN
emaj-221	98	17	(	(	PUNCT
emaj-221	98	18	tahiri	tahiri	NOUN
emaj-221	98	19	,	,	PUNCT
emaj-221	98	20	2018	2018	NUM
emaj-221	98	21	)	)	PUNCT
emaj-221	98	22	.	.	PUNCT
emaj-221	99	1	financial	financial	ADJ
emaj-221	99	2	performance	performance	NOUN
emaj-221	99	3	refers	refer	VERB
emaj-221	99	4	to	to	ADP
emaj-221	99	5	the	the	DET
emaj-221	99	6	extent	extent	NOUN
emaj-221	99	7	to	to	PART
emaj-221	99	8	which	which	PRON
emaj-221	99	9	a	a	DET
emaj-221	99	10	bank	bank	NOUN
emaj-221	99	11	's	's	PART
emaj-221	99	12	financial	financial	ADJ
emaj-221	99	13	targets	target	NOUN
emaj-221	99	14	are	be	AUX
emaj-221	99	15	achieved	achieve	VERB
emaj-221	99	16	.	.	PUNCT
emaj-221	100	1	in	in	ADP
emaj-221	100	2	monetary	monetary	ADJ
emaj-221	100	3	terms	term	NOUN
emaj-221	100	4	,	,	PUNCT
emaj-221	100	5	financial	financial	ADJ
emaj-221	100	6	results	result	NOUN
emaj-221	100	7	would	would	AUX
emaj-221	100	8	calculate	calculate	VERB
emaj-221	100	9	a	a	DET
emaj-221	100	10	bank	bank	NOUN
emaj-221	100	11	's	's	PART
emaj-221	100	12	outcomes	outcome	NOUN
emaj-221	100	13	to	to	PART
emaj-221	100	14	get	get	VERB
emaj-221	100	15	a	a	DET
emaj-221	100	16	competitive	competitive	ADJ
emaj-221	100	17	edge	edge	NOUN
emaj-221	100	18	over	over	ADP
emaj-221	100	19	the	the	DET
emaj-221	100	20	rivals	rival	NOUN
emaj-221	100	21	.	.	PUNCT
emaj-221	101	1	banks	bank	NOUN
emaj-221	101	2	can	can	AUX
emaj-221	101	3	set	set	VERB
emaj-221	101	4	up	up	ADP
emaj-221	101	5	the	the	DET
emaj-221	101	6	best	good	ADJ
emaj-221	101	7	financial	financial	ADJ
emaj-221	101	8	and	and	CCONJ
emaj-221	101	9	non	non	ADJ
emaj-221	101	10	-	-	ADJ
emaj-221	101	11	financial	financial	ADJ
emaj-221	101	12	systems	system	NOUN
emaj-221	101	13	(	(	PUNCT
emaj-221	101	14	harrison	harrison	NOUN
emaj-221	101	15	,	,	PUNCT
emaj-221	101	16	2015	2015	NUM
emaj-221	101	17	)	)	PUNCT
emaj-221	101	18	.	.	PUNCT
emaj-221	102	1	the	the	DET
emaj-221	102	2	value	value	NOUN
emaj-221	102	3	of	of	ADP
emaj-221	102	4	banks	bank	NOUN
emaj-221	102	5	'	'	PART
emaj-221	102	6	financial	financial	ADJ
emaj-221	102	7	performance	performance	NOUN
emaj-221	102	8	stems	stem	VERB
emaj-221	102	9	from	from	ADP
emaj-221	102	10	the	the	DET
emaj-221	102	11	fact	fact	NOUN
emaj-221	102	12	that	that	SCONJ
emaj-221	102	13	it	it	PRON
emaj-221	102	14	seeks	seek	VERB
emaj-221	102	15	to	to	PART
emaj-221	102	16	assess	assess	VERB
emaj-221	102	17	the	the	DET
emaj-221	102	18	banks	bank	NOUN
emaj-221	102	19	'	'	PART
emaj-221	102	20	performance	performance	NOUN
emaj-221	102	21	by	by	ADP
emaj-221	102	22	determining	determine	VERB
emaj-221	102	23	the	the	DET
emaj-221	102	24	banks	bank	NOUN
emaj-221	102	25	'	'	PART
emaj-221	102	26	strengths	strength	NOUN
emaj-221	102	27	and	and	CCONJ
emaj-221	102	28	weaknesses	weakness	NOUN
emaj-221	102	29	.	.	PUNCT
emaj-221	103	1	the	the	DET
emaj-221	103	2	performance	performance	NOUN
emaj-221	103	3	evaluation	evaluation	NOUN
emaj-221	103	4	helps	help	VERB
emaj-221	103	5	the	the	DET
emaj-221	103	6	managers	manager	NOUN
emaj-221	103	7	to	to	PART
emaj-221	103	8	make	make	VERB
emaj-221	103	9	decisions	decision	NOUN
emaj-221	103	10	and	and	CCONJ
emaj-221	103	11	strategies	strategy	NOUN
emaj-221	103	12	.	.	PUNCT
emaj-221	104	1	the	the	DET
emaj-221	104	2	value	value	NOUN
emaj-221	104	3	of	of	ADP
emaj-221	104	4	financial	financial	ADJ
emaj-221	104	5	performance	performance	NOUN
emaj-221	104	6	also	also	ADV
emaj-221	104	7	stems	stem	VERB
emaj-221	104	8	from	from	ADP
emaj-221	104	9	the	the	DET
emaj-221	104	10	process	process	NOUN
emaj-221	104	11	of	of	ADP
emaj-221	104	12	monitoring	monitor	VERB
emaj-221	104	13	the	the	DET
emaj-221	104	14	conditions	condition	NOUN
emaj-221	104	15	of	of	ADP
emaj-221	104	16	the	the	DET
emaj-221	104	17	bank	bank	NOUN
emaj-221	104	18	,	,	PUNCT
emaj-221	104	19	evaluating	evaluate	VERB
emaj-221	104	20	its	its	PRON
emaj-221	104	21	actions	action	NOUN
emaj-221	104	22	,	,	PUNCT
emaj-221	104	23	directing	direct	VERB
emaj-221	104	24	performance	performance	NOUN
emaj-221	104	25	in	in	ADP
emaj-221	104	26	the	the	DET
emaj-221	104	27	right	right	ADJ
emaj-221	104	28	direction	direction	NOUN
emaj-221	104	29	and	and	CCONJ
emaj-221	104	30	leading	lead	VERB
emaj-221	104	31	to	to	ADP
emaj-221	104	32	sound	sound	ADJ
emaj-221	104	33	decision	decision	NOUN
emaj-221	104	34	-	-	PUNCT
emaj-221	104	35	making	making	NOUN
emaj-221	104	36	.	.	PUNCT
emaj-221	105	1	financial	financial	ADJ
emaj-221	105	2	performance	performance	NOUN
emaj-221	105	3	volume	volume	NOUN
emaj-221	105	4	11	11	NUM
emaj-221	105	5	no	no	DET
emaj-221	105	6	1	1	NUM
emaj-221	105	7	(	(	PUNCT
emaj-221	105	8	2021	2021	NUM
emaj-221	105	9	)	)	PUNCT
emaj-221	105	10	|	|	ADV
emaj-221	105	11	issn	issn	VERB
emaj-221	105	12	2158	2158	NUM
emaj-221	105	13	-	-	SYM
emaj-221	105	14	8708	8708	NUM
emaj-221	105	15	(	(	PUNCT
emaj-221	105	16	online	online	NOUN
emaj-221	105	17	)	)	PUNCT
emaj-221	106	1	|	|	ADV
emaj-221	106	2	doi	doi	X
emaj-221	106	3	10.5195	10.5195	NUM
emaj-221	106	4	/	/	SYM
emaj-221	106	5	emaj.2021.221	emaj.2021.221	PROPN
emaj-221	106	6	|	|	ADV
emaj-221	106	7	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-221	106	8	the	the	DET
emaj-221	106	9	impact	impact	NOUN
emaj-221	106	10	of	of	ADP
emaj-221	106	11	liquidity	liquidity	NOUN
emaj-221	106	12	risk	risk	NOUN
emaj-221	106	13	management	management	NOUN
emaj-221	106	14	on	on	ADP
emaj-221	106	15	the	the	DET
emaj-221	106	16	financial	financial	ADJ
emaj-221	106	17	performance	performance	NOUN
emaj-221	106	18	of	of	ADP
emaj-221	106	19	saudi	saudi	ADJ
emaj-221	106	20	arabian	arabian	ADJ
emaj-221	106	21	banks	bank	NOUN
emaj-221	106	22	page	page	VERB
emaj-221	106	23	|70|	|70|	ADJ
emaj-221	106	24	emerging	emerge	VERB
emaj-221	106	25	markets	market	NOUN
emaj-221	106	26	journal	journal	NOUN
emaj-221	106	27	is	be	AUX
emaj-221	106	28	also	also	ADV
emaj-221	106	29	important	important	ADJ
emaj-221	106	30	for	for	ADP
emaj-221	106	31	the	the	DET
emaj-221	106	32	external	external	ADJ
emaj-221	106	33	climate	climate	NOUN
emaj-221	106	34	,	,	PUNCT
emaj-221	106	35	as	as	SCONJ
emaj-221	106	36	a	a	DET
emaj-221	106	37	bank	bank	NOUN
emaj-221	106	38	with	with	ADP
emaj-221	106	39	high	high	ADJ
emaj-221	106	40	financial	financial	ADJ
emaj-221	106	41	performance	performance	NOUN
emaj-221	106	42	is	be	AUX
emaj-221	106	43	more	more	ADV
emaj-221	106	44	able	able	ADJ
emaj-221	106	45	to	to	PART
emaj-221	106	46	adapt	adapt	VERB
emaj-221	106	47	to	to	ADP
emaj-221	106	48	new	new	ADJ
emaj-221	106	49	environmental	environmental	ADJ
emaj-221	106	50	challenges	challenge	NOUN
emaj-221	106	51	and	and	CCONJ
emaj-221	106	52	opportunities	opportunity	NOUN
emaj-221	106	53	and	and	CCONJ
emaj-221	106	54	can	can	AUX
emaj-221	106	55	also	also	ADV
emaj-221	106	56	take	take	VERB
emaj-221	106	57	advantage	advantage	NOUN
emaj-221	106	58	of	of	ADP
emaj-221	106	59	different	different	ADJ
emaj-221	106	60	investment	investment	NOUN
emaj-221	106	61	opportunities	opportunity	NOUN
emaj-221	106	62	(	(	PUNCT
emaj-221	106	63	tahir	tahir	PROPN
emaj-221	106	64	&	&	CCONJ
emaj-221	106	65	wael	wael	PROPN
emaj-221	106	66	,	,	PUNCT
emaj-221	106	67	2007	2007	NUM
emaj-221	106	68	)	)	PUNCT
emaj-221	106	69	.	.	PUNCT
emaj-221	107	1	the	the	DET
emaj-221	107	2	value	value	NOUN
emaj-221	107	3	of	of	ADP
emaj-221	107	4	financial	financial	ADJ
emaj-221	107	5	performance	performance	NOUN
emaj-221	107	6	is	be	AUX
emaj-221	107	7	not	not	PART
emaj-221	107	8	limited	limit	VERB
emaj-221	107	9	exclusively	exclusively	ADV
emaj-221	107	10	to	to	ADP
emaj-221	107	11	the	the	DET
emaj-221	107	12	bank	bank	NOUN
emaj-221	107	13	,	,	PUNCT
emaj-221	107	14	but	but	CCONJ
emaj-221	107	15	also	also	ADV
emaj-221	107	16	to	to	ADP
emaj-221	107	17	the	the	DET
emaj-221	107	18	investor	investor	NOUN
emaj-221	107	19	.	.	PUNCT
emaj-221	108	1	where	where	SCONJ
emaj-221	108	2	,	,	PUNCT
emaj-221	108	3	the	the	DET
emaj-221	108	4	investor	investor	NOUN
emaj-221	108	5	can	can	AUX
emaj-221	108	6	follow	follow	VERB
emaj-221	108	7	up	up	ADP
emaj-221	108	8	and	and	CCONJ
emaj-221	108	9	learn	learn	VERB
emaj-221	108	10	about	about	ADP
emaj-221	108	11	the	the	DET
emaj-221	108	12	operations	operation	NOUN
emaj-221	108	13	of	of	ADP
emaj-221	108	14	the	the	DET
emaj-221	108	15	bank	bank	NOUN
emaj-221	108	16	,	,	PUNCT
emaj-221	108	17	track	track	VERB
emaj-221	108	18	the	the	DET
emaj-221	108	19	economic	economic	ADJ
emaj-221	108	20	and	and	CCONJ
emaj-221	108	21	financial	financial	ADJ
emaj-221	108	22	circumstances	circumstance	NOUN
emaj-221	108	23	surrounding	surround	VERB
emaj-221	108	24	it	it	PRON
emaj-221	108	25	,	,	PUNCT
emaj-221	108	26	and	and	CCONJ
emaj-221	108	27	determine	determine	VERB
emaj-221	108	28	the	the	DET
emaj-221	108	29	extent	extent	NOUN
emaj-221	108	30	of	of	ADP
emaj-221	108	31	the	the	DET
emaj-221	108	32	effect	effect	NOUN
emaj-221	108	33	of	of	ADP
emaj-221	108	34	financial	financial	ADJ
emaj-221	108	35	performance	performance	NOUN
emaj-221	108	36	instruments	instrument	NOUN
emaj-221	108	37	in	in	ADP
emaj-221	108	38	terms	term	NOUN
emaj-221	108	39	of	of	ADP
emaj-221	108	40	profitability	profitability	NOUN
emaj-221	108	41	,	,	PUNCT
emaj-221	108	42	liquidity	liquidity	NOUN
emaj-221	108	43	,	,	PUNCT
emaj-221	108	44	operation	operation	NOUN
emaj-221	108	45	,	,	PUNCT
emaj-221	108	46	and	and	CCONJ
emaj-221	108	47	other	other	ADJ
emaj-221	108	48	aspects	aspect	NOUN
emaj-221	108	49	.	.	PUNCT
emaj-221	109	1	moreover	moreover	ADV
emaj-221	109	2	,	,	PUNCT
emaj-221	109	3	the	the	DET
emaj-221	109	4	course	course	NOUN
emaj-221	109	5	of	of	ADP
emaj-221	109	6	reviewing	reviewing	NOUN
emaj-221	109	7	,	,	PUNCT
emaj-221	109	8	evaluating	evaluate	VERB
emaj-221	109	9	and	and	CCONJ
emaj-221	109	10	interpreting	interpret	VERB
emaj-221	109	11	the	the	DET
emaj-221	109	12	financial	financial	ADJ
emaj-221	109	13	statements	statement	NOUN
emaj-221	109	14	allows	allow	VERB
emaj-221	109	15	the	the	DET
emaj-221	109	16	financial	financial	ADJ
emaj-221	109	17	performance	performance	NOUN
emaj-221	109	18	of	of	ADP
emaj-221	109	19	the	the	DET
emaj-221	109	20	investor	investor	NOUN
emaj-221	109	21	to	to	PART
emaj-221	109	22	take	take	VERB
emaj-221	109	23	the	the	DET
emaj-221	109	24	appropriate	appropriate	ADJ
emaj-221	109	25	decision	decision	NOUN
emaj-221	109	26	according	accord	VERB
emaj-221	109	27	to	to	ADP
emaj-221	109	28	the	the	DET
emaj-221	109	29	banks	bank	NOUN
emaj-221	109	30	’	’	PART
emaj-221	109	31	conditions	condition	NOUN
emaj-221	109	32	(	(	PUNCT
emaj-221	109	33	mahmoud	mahmoud	NOUN
emaj-221	109	34	,	,	PUNCT
emaj-221	109	35	2010	2010	NUM
emaj-221	109	36	)	)	PUNCT
emaj-221	109	37	.	.	PUNCT
emaj-221	110	1	profitability	profitability	NOUN
emaj-221	110	2	is	be	AUX
emaj-221	110	3	the	the	DET
emaj-221	110	4	first	first	ADJ
emaj-221	110	5	line	line	NOUN
emaj-221	110	6	of	of	ADP
emaj-221	110	7	protection	protection	NOUN
emaj-221	110	8	for	for	ADP
emaj-221	110	9	a	a	DET
emaj-221	110	10	bank	bank	NOUN
emaj-221	110	11	against	against	ADP
emaj-221	110	12	unforeseen	unforeseen	ADJ
emaj-221	110	13	losses	loss	NOUN
emaj-221	110	14	.	.	PUNCT
emaj-221	111	1	it	it	PRON
emaj-221	111	2	reinforces	reinforce	VERB
emaj-221	111	3	its	its	PRON
emaj-221	111	4	capital	capital	NOUN
emaj-221	111	5	position	position	NOUN
emaj-221	111	6	and	and	CCONJ
emaj-221	111	7	increases	increase	VERB
emaj-221	111	8	potential	potential	ADJ
emaj-221	111	9	profitability	profitability	NOUN
emaj-221	111	10	through	through	ADP
emaj-221	111	11	retained	retain	VERB
emaj-221	111	12	earnings	earning	NOUN
emaj-221	111	13	investment	investment	NOUN
emaj-221	111	14	.	.	PUNCT
emaj-221	112	1	ultimately	ultimately	ADV
emaj-221	112	2	,	,	PUNCT
emaj-221	112	3	an	an	DET
emaj-221	112	4	entity	entity	NOUN
emaj-221	112	5	that	that	PRON
emaj-221	112	6	persistently	persistently	ADV
emaj-221	112	7	makes	make	VERB
emaj-221	112	8	a	a	DET
emaj-221	112	9	loss	loss	NOUN
emaj-221	112	10	will	will	AUX
emaj-221	112	11	deplete	deplete	VERB
emaj-221	112	12	its	its	PRON
emaj-221	112	13	capital	capital	NOUN
emaj-221	112	14	base	base	NOUN
emaj-221	112	15	,	,	PUNCT
emaj-221	112	16	placing	place	VERB
emaj-221	112	17	equity	equity	NOUN
emaj-221	112	18	and	and	CCONJ
emaj-221	112	19	debt	debt	NOUN
emaj-221	112	20	investors	investor	NOUN
emaj-221	112	21	at	at	ADP
emaj-221	112	22	risk	risk	NOUN
emaj-221	112	23	in	in	ADP
emaj-221	112	24	turn	turn	NOUN
emaj-221	112	25	.	.	PUNCT
emaj-221	113	1	all	all	PRON
emaj-221	113	2	of	of	ADP
emaj-221	113	3	the	the	DET
emaj-221	113	4	strategies	strategy	NOUN
emaj-221	113	5	and	and	CCONJ
emaj-221	113	6	activities	activity	NOUN
emaj-221	113	7	are	be	AUX
emaj-221	113	8	built	build	VERB
emaj-221	113	9	by	by	ADP
emaj-221	113	10	the	the	DET
emaj-221	113	11	bank	bank	NOUN
emaj-221	113	12	to	to	PART
emaj-221	113	13	optimize	optimize	VERB
emaj-221	113	14	the	the	DET
emaj-221	113	15	benefit	benefit	NOUN
emaj-221	113	16	of	of	ADP
emaj-221	113	17	the	the	DET
emaj-221	113	18	bank	bank	NOUN
emaj-221	113	19	to	to	PART
emaj-221	113	20	measure	measure	VERB
emaj-221	113	21	profitability	profitability	NOUN
emaj-221	113	22	(	(	PUNCT
emaj-221	113	23	zawadi	zawadi	PROPN
emaj-221	113	24	,	,	PUNCT
emaj-221	113	25	2013	2013	NUM
emaj-221	113	26	,	,	PUNCT
emaj-221	113	27	p.	p.	NOUN
emaj-221	113	28	136	136	NUM
emaj-221	113	29	)	)	PUNCT
emaj-221	113	30	.	.	PUNCT
emaj-221	114	1	profitability	profitability	NOUN
emaj-221	114	2	is	be	AUX
emaj-221	114	3	measured	measure	VERB
emaj-221	114	4	using	use	VERB
emaj-221	114	5	the	the	DET
emaj-221	114	6	return	return	NOUN
emaj-221	114	7	on	on	ADP
emaj-221	114	8	assets	asset	NOUN
emaj-221	114	9	(	(	PUNCT
emaj-221	114	10	roa	roa	NOUN
emaj-221	114	11	)	)	PUNCT
emaj-221	114	12	,	,	PUNCT
emaj-221	114	13	return	return	VERB
emaj-221	114	14	on	on	ADP
emaj-221	114	15	equity	equity	NOUN
emaj-221	114	16	(	(	PUNCT
emaj-221	114	17	roe	roe	PROPN
emaj-221	114	18	)	)	PUNCT
emaj-221	114	19	,	,	PUNCT
emaj-221	114	20	return	return	VERB
emaj-221	114	21	on	on	ADP
emaj-221	114	22	resources	resource	NOUN
emaj-221	114	23	(	(	PUNCT
emaj-221	114	24	ror	ror	NOUN
emaj-221	114	25	)	)	PUNCT
emaj-221	114	26	and	and	CCONJ
emaj-221	114	27	net	net	ADJ
emaj-221	114	28	interest	interest	NOUN
emaj-221	114	29	margin	margin	NOUN
emaj-221	114	30	(	(	PUNCT
emaj-221	114	31	nim	nim	NOUN
emaj-221	114	32	)	)	PUNCT
emaj-221	114	33	.	.	PUNCT
emaj-221	115	1	return	return	NOUN
emaj-221	115	2	on	on	ADP
emaj-221	115	3	assets	asset	NOUN
emaj-221	115	4	(	(	PUNCT
emaj-221	115	5	roa	roa	NOUN
emaj-221	115	6	)	)	PUNCT
emaj-221	115	7	is	be	AUX
emaj-221	115	8	the	the	DET
emaj-221	115	9	revenue	revenue	NOUN
emaj-221	115	10	earned	earn	VERB
emaj-221	115	11	by	by	ADP
emaj-221	115	12	the	the	DET
emaj-221	115	13	bank	bank	NOUN
emaj-221	115	14	related	relate	VERB
emaj-221	115	15	to	to	ADP
emaj-221	115	16	the	the	DET
emaj-221	115	17	assets	asset	NOUN
emaj-221	115	18	used	use	VERB
emaj-221	115	19	in	in	ADP
emaj-221	115	20	business	business	NOUN
emaj-221	115	21	operation	operation	NOUN
emaj-221	115	22	.	.	PUNCT
emaj-221	116	1	it	it	PRON
emaj-221	116	2	is	be	AUX
emaj-221	116	3	calculated	calculate	VERB
emaj-221	116	4	as	as	ADP
emaj-221	116	5	net	net	ADJ
emaj-221	116	6	income	income	NOUN
emaj-221	116	7	/	/	SYM
emaj-221	116	8	total	total	ADJ
emaj-221	116	9	assets	asset	NOUN
emaj-221	116	10	(	(	PUNCT
emaj-221	116	11	or	or	CCONJ
emaj-221	116	12	pre	pre	ADJ
emaj-221	116	13	-	-	ADJ
emaj-221	116	14	tax	tax	ADJ
emaj-221	116	15	profit	profit	NOUN
emaj-221	116	16	)	)	PUNCT
emaj-221	116	17	.	.	PUNCT
emaj-221	117	1	it	it	PRON
emaj-221	117	2	offers	offer	VERB
emaj-221	117	3	details	detail	NOUN
emaj-221	117	4	about	about	ADP
emaj-221	117	5	the	the	DET
emaj-221	117	6	success	success	NOUN
emaj-221	117	7	of	of	ADP
emaj-221	117	8	management	management	NOUN
emaj-221	117	9	in	in	ADP
emaj-221	117	10	using	use	VERB
emaj-221	117	11	the	the	DET
emaj-221	117	12	company	company	NOUN
emaj-221	117	13	's	's	PART
emaj-221	117	14	assets	asset	NOUN
emaj-221	117	15	to	to	PART
emaj-221	117	16	produce	produce	VERB
emaj-221	117	17	profits	profit	NOUN
emaj-221	117	18	(	(	PUNCT
emaj-221	117	19	mustafa	mustafa	PROPN
emaj-221	117	20	,	,	PUNCT
emaj-221	117	21	2014	2014	NUM
emaj-221	117	22	)	)	PUNCT
emaj-221	117	23	.	.	PUNCT
emaj-221	118	1	return	return	VERB
emaj-221	118	2	on	on	ADP
emaj-221	118	3	equity	equity	NOUN
emaj-221	118	4	(	(	PUNCT
emaj-221	118	5	roe	roe	NOUN
emaj-221	118	6	)	)	PUNCT
emaj-221	118	7	measures	measure	VERB
emaj-221	118	8	the	the	DET
emaj-221	118	9	profitability	profitability	NOUN
emaj-221	118	10	of	of	ADP
emaj-221	118	11	the	the	DET
emaj-221	118	12	equity	equity	NOUN
emaj-221	118	13	capital	capital	NOUN
emaj-221	118	14	of	of	ADP
emaj-221	118	15	a	a	DET
emaj-221	118	16	bank	bank	NOUN
emaj-221	118	17	.	.	PUNCT
emaj-221	119	1	its	its	PRON
emaj-221	119	2	value	value	NOUN
emaj-221	119	3	is	be	AUX
emaj-221	119	4	of	of	ADP
emaj-221	119	5	particular	particular	ADJ
emaj-221	119	6	interest	interest	NOUN
emaj-221	119	7	to	to	ADP
emaj-221	119	8	the	the	DET
emaj-221	119	9	bank	bank	NOUN
emaj-221	119	10	's	's	PART
emaj-221	119	11	shareholders	shareholder	NOUN
emaj-221	119	12	.	.	PUNCT
emaj-221	120	1	it	it	PRON
emaj-221	120	2	is	be	AUX
emaj-221	120	3	roughly	roughly	ADV
emaj-221	120	4	equal	equal	ADJ
emaj-221	120	5	to	to	ADP
emaj-221	120	6	the	the	DET
emaj-221	120	7	size	size	NOUN
emaj-221	120	8	of	of	ADP
emaj-221	120	9	net	net	ADJ
emaj-221	120	10	profit	profit	NOUN
emaj-221	120	11	to	to	PART
emaj-221	120	12	which	which	PRON
emaj-221	120	13	shareholders	shareholder	NOUN
emaj-221	120	14	are	be	AUX
emaj-221	120	15	obliged	oblige	VERB
emaj-221	120	16	to	to	PART
emaj-221	120	17	make	make	VERB
emaj-221	120	18	their	their	PRON
emaj-221	120	19	capital	capital	NOUN
emaj-221	120	20	investments	investment	NOUN
emaj-221	120	21	.	.	PUNCT
emaj-221	121	1	this	this	PRON
emaj-221	121	2	is	be	AUX
emaj-221	121	3	the	the	DET
emaj-221	121	4	risk	risk	NOUN
emaj-221	121	5	they	they	PRON
emaj-221	121	6	are	be	AUX
emaj-221	121	7	taking	take	VERB
emaj-221	121	8	by	by	ADP
emaj-221	121	9	spending	spend	VERB
emaj-221	121	10	their	their	PRON
emaj-221	121	11	funds	fund	NOUN
emaj-221	121	12	to	to	PART
emaj-221	121	13	ensure	ensure	VERB
emaj-221	121	14	an	an	DET
emaj-221	121	15	acceptable	acceptable	ADJ
emaj-221	121	16	amount	amount	NOUN
emaj-221	121	17	of	of	ADP
emaj-221	121	18	profit	profit	NOUN
emaj-221	121	19	(	(	PUNCT
emaj-221	121	20	havryliuk	havryliuk	NOUN
emaj-221	121	21	,	,	PUNCT
emaj-221	121	22	2017	2017	NUM
emaj-221	121	23	)	)	PUNCT
emaj-221	121	24	.	.	PUNCT
emaj-221	122	1	return	return	VERB
emaj-221	122	2	on	on	ADP
emaj-221	122	3	resources	resource	NOUN
emaj-221	122	4	(	(	PUNCT
emaj-221	122	5	ror	ror	NOUN
emaj-221	122	6	)	)	PUNCT
emaj-221	122	7	is	be	AUX
emaj-221	122	8	formulized	formulize	VERB
emaj-221	122	9	by	by	ADP
emaj-221	122	10	[	[	PUNCT
emaj-221	122	11	net	net	ADJ
emaj-221	122	12	profit	profit	NOUN
emaj-221	122	13	after	after	ADP
emaj-221	122	14	tax	tax	NOUN
emaj-221	122	15	/	/	SYM
emaj-221	122	16	(	(	PUNCT
emaj-221	122	17	total	total	ADJ
emaj-221	122	18	deposits	deposit	NOUN
emaj-221	122	19	+	+	X
emaj-221	122	20	equity	equity	NOUN
emaj-221	122	21	)	)	PUNCT
emaj-221	122	22	]	]	PUNCT
emaj-221	122	23	.	.	PUNCT
emaj-221	123	1	this	this	DET
emaj-221	123	2	rate	rate	NOUN
emaj-221	123	3	shows	show	VERB
emaj-221	123	4	the	the	DET
emaj-221	123	5	share	share	NOUN
emaj-221	123	6	of	of	ADP
emaj-221	123	7	each	each	DET
emaj-221	123	8	resource	resource	NOUN
emaj-221	123	9	unit	unit	NOUN
emaj-221	123	10	,	,	PUNCT
emaj-221	123	11	whether	whether	SCONJ
emaj-221	123	12	independent	independent	ADJ
emaj-221	123	13	or	or	CCONJ
emaj-221	123	14	external	external	ADJ
emaj-221	123	15	,	,	PUNCT
emaj-221	123	16	in	in	ADP
emaj-221	123	17	the	the	DET
emaj-221	123	18	net	net	ADJ
emaj-221	123	19	profit	profit	NOUN
emaj-221	123	20	achieved	achieve	VERB
emaj-221	123	21	.	.	PUNCT
emaj-221	124	1	this	this	PRON
emaj-221	124	2	shows	show	VERB
emaj-221	124	3	the	the	DET
emaj-221	124	4	efficiency	efficiency	NOUN
emaj-221	124	5	of	of	ADP
emaj-221	124	6	the	the	DET
emaj-221	124	7	bank	bank	NOUN
emaj-221	124	8	in	in	ADP
emaj-221	124	9	achieving	achieve	VERB
emaj-221	124	10	income	income	NOUN
emaj-221	124	11	from	from	ADP
emaj-221	124	12	the	the	DET
emaj-221	124	13	resources	resource	NOUN
emaj-221	124	14	available	available	ADJ
emaj-221	124	15	(	(	PUNCT
emaj-221	124	16	zaher	zaher	PROPN
emaj-221	124	17	,	,	PUNCT
emaj-221	124	18	2011	2011	NUM
emaj-221	124	19	)	)	PUNCT
emaj-221	124	20	.	.	PUNCT
emaj-221	125	1	net	net	ADJ
emaj-221	125	2	interest	interest	NOUN
emaj-221	125	3	margin	margin	NOUN
emaj-221	125	4	(	(	PUNCT
emaj-221	125	5	nim	nim	NOUN
emaj-221	125	6	)	)	PUNCT
emaj-221	125	7	is	be	AUX
emaj-221	125	8	a	a	DET
emaj-221	125	9	measure	measure	NOUN
emaj-221	125	10	of	of	ADP
emaj-221	125	11	the	the	DET
emaj-221	125	12	difference	difference	NOUN
emaj-221	125	13	between	between	ADP
emaj-221	125	14	the	the	DET
emaj-221	125	15	interest	interest	NOUN
emaj-221	125	16	income	income	NOUN
emaj-221	125	17	generated	generate	VERB
emaj-221	125	18	by	by	ADP
emaj-221	125	19	banks	bank	NOUN
emaj-221	125	20	and	and	CCONJ
emaj-221	125	21	the	the	DET
emaj-221	125	22	amount	amount	NOUN
emaj-221	125	23	of	of	ADP
emaj-221	125	24	interest	interest	NOUN
emaj-221	125	25	paid	pay	VERB
emaj-221	125	26	out	out	ADP
emaj-221	125	27	to	to	ADP
emaj-221	125	28	their	their	PRON
emaj-221	125	29	lenders	lender	NOUN
emaj-221	125	30	(	(	PUNCT
emaj-221	125	31	for	for	ADP
emaj-221	125	32	example	example	NOUN
emaj-221	125	33	,	,	PUNCT
emaj-221	125	34	deposits	deposit	NOUN
emaj-221	125	35	)	)	PUNCT
emaj-221	125	36	,	,	PUNCT
emaj-221	125	37	relative	relative	ADJ
emaj-221	125	38	to	to	ADP
emaj-221	125	39	the	the	DET
emaj-221	125	40	amount	amount	NOUN
emaj-221	125	41	of	of	ADP
emaj-221	125	42	their	their	PRON
emaj-221	125	43	(	(	PUNCT
emaj-221	125	44	interest	interest	NOUN
emaj-221	125	45	-	-	PUNCT
emaj-221	125	46	earning	earn	VERB
emaj-221	125	47	)	)	PUNCT
emaj-221	125	48	assets	asset	NOUN
emaj-221	125	49	.	.	PUNCT
emaj-221	126	1	the	the	DET
emaj-221	126	2	nim	nim	PROPN
emaj-221	126	3	variable	variable	NOUN
emaj-221	126	4	is	be	AUX
emaj-221	126	5	defined	define	VERB
emaj-221	126	6	as	as	ADP
emaj-221	126	7	the	the	DET
emaj-221	126	8	net	net	ADJ
emaj-221	126	9	interest	interest	NOUN
emaj-221	126	10	income	income	NOUN
emaj-221	126	11	divided	divide	VERB
emaj-221	126	12	by	by	ADP
emaj-221	126	13	total	total	ADJ
emaj-221	126	14	earnings	earning	NOUN
emaj-221	126	15	assets	asset	NOUN
emaj-221	126	16	(	(	PUNCT
emaj-221	126	17	vincent	vincent	PROPN
emaj-221	126	18	&	&	CCONJ
emaj-221	126	19	gemechu	gemechu	PROPN
emaj-221	126	20	,	,	PUNCT
emaj-221	126	21	2013	2013	NUM
emaj-221	126	22	)	)	PUNCT
emaj-221	126	23	.	.	PUNCT
emaj-221	127	1	the	the	DET
emaj-221	127	2	focus	focus	NOUN
emaj-221	127	3	of	of	ADP
emaj-221	127	4	this	this	DET
emaj-221	127	5	research	research	NOUN
emaj-221	127	6	is	be	AUX
emaj-221	127	7	to	to	PART
emaj-221	127	8	explore	explore	VERB
emaj-221	127	9	the	the	DET
emaj-221	127	10	impact	impact	NOUN
emaj-221	127	11	of	of	ADP
emaj-221	127	12	liquidity	liquidity	NOUN
emaj-221	127	13	risk	risk	NOUN
emaj-221	127	14	management	management	NOUN
emaj-221	127	15	on	on	ADP
emaj-221	127	16	financial	financial	ADJ
emaj-221	127	17	performance	performance	NOUN
emaj-221	127	18	.	.	PUNCT
emaj-221	128	1	eyob	eyob	NOUN
emaj-221	128	2	(	(	PUNCT
emaj-221	128	3	2019	2019	NUM
emaj-221	128	4	)	)	PUNCT
emaj-221	128	5	examined	examine	VERB
emaj-221	128	6	the	the	DET
emaj-221	128	7	effect	effect	NOUN
emaj-221	128	8	of	of	ADP
emaj-221	128	9	liquidity	liquidity	NOUN
emaj-221	128	10	risk	risk	NOUN
emaj-221	128	11	on	on	ADP
emaj-221	128	12	the	the	DET
emaj-221	128	13	financial	financial	ADJ
emaj-221	128	14	performance	performance	NOUN
emaj-221	128	15	of	of	ADP
emaj-221	128	16	ethiopian	ethiopian	ADJ
emaj-221	128	17	commercial	commercial	ADJ
emaj-221	128	18	banks	bank	NOUN
emaj-221	128	19	.	.	PUNCT
emaj-221	129	1	balanced	balanced	ADJ
emaj-221	129	2	data	datum	NOUN
emaj-221	129	3	of	of	ADP
emaj-221	129	4	nine	nine	NUM
emaj-221	129	5	commercial	commercial	ADJ
emaj-221	129	6	banks	bank	NOUN
emaj-221	129	7	were	be	AUX
emaj-221	129	8	collected	collect	VERB
emaj-221	129	9	from	from	ADP
emaj-221	129	10	2007	2007	NUM
emaj-221	129	11	to	to	ADP
emaj-221	129	12	2016	2016	NUM
emaj-221	129	13	.	.	PUNCT
emaj-221	130	1	eight	eight	NUM
emaj-221	130	2	factors	factor	NOUN
emaj-221	130	3	that	that	PRON
emaj-221	130	4	might	might	AUX
emaj-221	130	5	affect	affect	VERB
emaj-221	130	6	the	the	DET
emaj-221	130	7	financial	financial	ADJ
emaj-221	130	8	performance	performance	NOUN
emaj-221	130	9	of	of	ADP
emaj-221	130	10	ethiopian	ethiopian	ADJ
emaj-221	130	11	commercial	commercial	ADJ
emaj-221	130	12	banks	bank	NOUN
emaj-221	130	13	were	be	AUX
emaj-221	130	14	selected	select	VERB
emaj-221	130	15	and	and	CCONJ
emaj-221	130	16	analyzed	analyze	VERB
emaj-221	130	17	.	.	PUNCT
emaj-221	131	1	the	the	DET
emaj-221	131	2	result	result	NOUN
emaj-221	131	3	of	of	ADP
emaj-221	131	4	panel	panel	NOUN
emaj-221	131	5	data	datum	NOUN
emaj-221	131	6	analysis	analysis	NOUN
emaj-221	131	7	showed	show	VERB
emaj-221	131	8	that	that	SCONJ
emaj-221	131	9	liquidity	liquidity	NOUN
emaj-221	131	10	coverage	coverage	NOUN
emaj-221	131	11	ratio	ratio	NOUN
emaj-221	131	12	,	,	PUNCT
emaj-221	131	13	net	net	ADJ
emaj-221	131	14	stable	stable	ADJ
emaj-221	131	15	funding	funding	NOUN
emaj-221	131	16	ratio	ratio	NOUN
emaj-221	131	17	,	,	PUNCT
emaj-221	131	18	loan	loan	NOUN
emaj-221	131	19	to	to	PART
emaj-221	131	20	deposit	deposit	VERB
emaj-221	131	21	ratio	ratio	NOUN
emaj-221	131	22	and	and	CCONJ
emaj-221	131	23	liquidity	liquidity	NOUN
emaj-221	131	24	ratio	ratio	NOUN
emaj-221	131	25	have	have	VERB
emaj-221	131	26	negative	negative	ADJ
emaj-221	131	27	effects	effect	NOUN
emaj-221	131	28	on	on	ADP
emaj-221	131	29	ethiopian	ethiopian	ADJ
emaj-221	131	30	commercial	commercial	ADJ
emaj-221	131	31	banks	bank	NOUN
emaj-221	131	32	’	’	PART
emaj-221	131	33	financial	financial	ADJ
emaj-221	131	34	performance	performance	NOUN
emaj-221	131	35	.	.	PUNCT
emaj-221	132	1	saifullah	saifullah	PROPN
emaj-221	132	2	,	,	PUNCT
emaj-221	132	3	rashed	rashe	VERB
emaj-221	132	4	,	,	PUNCT
emaj-221	132	5	&	&	CCONJ
emaj-221	132	6	alamgir	alamgir	PROPN
emaj-221	132	7	(	(	PUNCT
emaj-221	132	8	2019	2019	NUM
emaj-221	132	9	)	)	PUNCT
emaj-221	132	10	studied	study	VERB
emaj-221	132	11	the	the	DET
emaj-221	132	12	relationship	relationship	NOUN
emaj-221	132	13	between	between	ADP
emaj-221	132	14	liquidity	liquidity	NOUN
emaj-221	132	15	and	and	CCONJ
emaj-221	132	16	financial	financial	ADJ
emaj-221	132	17	performance	performance	NOUN
emaj-221	132	18	of	of	ADP
emaj-221	132	19	commercial	commercial	ADJ
emaj-221	132	20	banks	bank	NOUN
emaj-221	132	21	in	in	ADP
emaj-221	132	22	bangladesh	bangladesh	NOUN
emaj-221	132	23	.	.	PUNCT
emaj-221	133	1	the	the	DET
emaj-221	133	2	investigation	investigation	NOUN
emaj-221	133	3	was	be	AUX
emaj-221	133	4	performed	perform	VERB
emaj-221	133	5	using	use	VERB
emaj-221	133	6	the	the	DET
emaj-221	133	7	panel	panel	NOUN
emaj-221	133	8	data	datum	NOUN
emaj-221	133	9	method	method	NOUN
emaj-221	133	10	for	for	ADP
emaj-221	133	11	a	a	DET
emaj-221	133	12	sample	sample	NOUN
emaj-221	133	13	of	of	ADP
emaj-221	133	14	31	31	NUM
emaj-221	133	15	commercial	commercial	ADJ
emaj-221	133	16	banks	bank	NOUN
emaj-221	133	17	listed	list	VERB
emaj-221	133	18	in	in	ADP
emaj-221	133	19	the	the	DET
emaj-221	133	20	dhaka	dhaka	PROPN
emaj-221	133	21	stock	stock	NOUN
emaj-221	133	22	market	market	NOUN
emaj-221	133	23	between	between	ADP
emaj-221	133	24	the	the	DET
emaj-221	133	25	years	year	NOUN
emaj-221	133	26	of	of	ADP
emaj-221	133	27	2010	2010	NUM
emaj-221	133	28	-	-	SYM
emaj-221	133	29	2017	2017	NUM
emaj-221	133	30	.	.	PUNCT
emaj-221	134	1	according	accord	VERB
emaj-221	134	2	to	to	ADP
emaj-221	134	3	the	the	DET
emaj-221	134	4	research	research	NOUN
emaj-221	134	5	,	,	PUNCT
emaj-221	134	6	liquidity	liquidity	NOUN
emaj-221	134	7	did	do	AUX
emaj-221	134	8	not	not	PART
emaj-221	134	9	have	have	VERB
emaj-221	134	10	an	an	DET
emaj-221	134	11	impact	impact	NOUN
emaj-221	134	12	on	on	ADP
emaj-221	134	13	return	return	NOUN
emaj-221	134	14	on	on	ADP
emaj-221	134	15	asset	asset	NOUN
emaj-221	134	16	(	(	PUNCT
emaj-221	134	17	roa	roa	PROPN
emaj-221	134	18	)	)	PUNCT
emaj-221	134	19	and	and	CCONJ
emaj-221	134	20	return	return	VERB
emaj-221	134	21	on	on	ADP
emaj-221	134	22	equity	equity	NOUN
emaj-221	134	23	(	(	PUNCT
emaj-221	134	24	roe	roe	PROPN
emaj-221	134	25	)	)	PUNCT
emaj-221	134	26	.	.	PUNCT
emaj-221	135	1	laminfoday	laminfoday	PROPN
emaj-221	135	2	(	(	PUNCT
emaj-221	135	3	2018	2018	NUM
emaj-221	135	4	)	)	PUNCT
emaj-221	135	5	tried	try	VERB
emaj-221	135	6	to	to	PART
emaj-221	135	7	understand	understand	VERB
emaj-221	135	8	the	the	DET
emaj-221	135	9	association	association	NOUN
emaj-221	135	10	between	between	ADP
emaj-221	135	11	liquidity	liquidity	NOUN
emaj-221	135	12	risk	risk	NOUN
emaj-221	135	13	management	management	NOUN
emaj-221	135	14	and	and	CCONJ
emaj-221	135	15	financial	financial	ADJ
emaj-221	135	16	performance	performance	NOUN
emaj-221	135	17	of	of	ADP
emaj-221	135	18	commercial	commercial	ADJ
emaj-221	135	19	banks	bank	NOUN
emaj-221	135	20	in	in	ADP
emaj-221	135	21	sierra	sierra	PROPN
emaj-221	135	22	leone	leone	PROPN
emaj-221	135	23	.	.	PUNCT
emaj-221	136	1	the	the	DET
emaj-221	136	2	study	study	NOUN
emaj-221	136	3	focused	focus	VERB
emaj-221	136	4	on	on	ADP
emaj-221	136	5	eight	eight	NUM
emaj-221	136	6	commercial	commercial	ADJ
emaj-221	136	7	banks	bank	NOUN
emaj-221	136	8	and	and	CCONJ
emaj-221	136	9	a	a	DET
emaj-221	136	10	descriptive	descriptive	ADJ
emaj-221	136	11	study	study	NOUN
emaj-221	136	12	design	design	NOUN
emaj-221	136	13	was	be	AUX
emaj-221	136	14	adopted	adopt	VERB
emaj-221	136	15	.	.	PUNCT
emaj-221	137	1	secondary	secondary	ADJ
emaj-221	137	2	data	datum	NOUN
emaj-221	137	3	were	be	AUX
emaj-221	137	4	collected	collect	VERB
emaj-221	137	5	covering	cover	VERB
emaj-221	137	6	five	five	NUM
emaj-221	137	7	years	year	NOUN
emaj-221	137	8	from	from	ADP
emaj-221	137	9	2013	2013	NUM
emaj-221	137	10	to	to	ADP
emaj-221	137	11	2017	2017	NUM
emaj-221	137	12	.	.	PUNCT
emaj-221	138	1	the	the	DET
emaj-221	138	2	result	result	NOUN
emaj-221	138	3	of	of	ADP
emaj-221	138	4	this	this	DET
emaj-221	138	5	research	research	NOUN
emaj-221	138	6	shows	show	VERB
emaj-221	138	7	a	a	DET
emaj-221	138	8	significant	significant	ADJ
emaj-221	138	9	negative	negative	ADJ
emaj-221	138	10	nexus	nexus	NOUN
emaj-221	138	11	between	between	ADP
emaj-221	138	12	liquidity	liquidity	NOUN
emaj-221	138	13	risk	risk	NOUN
emaj-221	138	14	management	management	NOUN
emaj-221	138	15	and	and	CCONJ
emaj-221	138	16	financial	financial	ADJ
emaj-221	138	17	performance	performance	NOUN
emaj-221	138	18	of	of	ADP
emaj-221	138	19	commercial	commercial	ADJ
emaj-221	138	20	banks	bank	NOUN
emaj-221	138	21	in	in	ADP
emaj-221	138	22	sierra	sierra	PROPN
emaj-221	138	23	leone	leone	PROPN
emaj-221	138	24	.	.	PUNCT
emaj-221	139	1	the	the	DET
emaj-221	139	2	study	study	NOUN
emaj-221	139	3	also	also	ADV
emaj-221	139	4	reveals	reveal	VERB
emaj-221	139	5	that	that	SCONJ
emaj-221	139	6	liquid	liquid	ADJ
emaj-221	139	7	assets	asset	NOUN
emaj-221	139	8	to	to	PART
emaj-221	139	9	total	total	ADJ
emaj-221	139	10	assets	asset	NOUN
emaj-221	139	11	had	have	VERB
emaj-221	139	12	the	the	DET
emaj-221	139	13	greatest	great	ADJ
emaj-221	139	14	impact	impact	NOUN
emaj-221	139	15	on	on	ADP
emaj-221	139	16	financial	financial	ADJ
emaj-221	139	17	performance	performance	NOUN
emaj-221	139	18	and	and	CCONJ
emaj-221	139	19	had	have	VERB
emaj-221	139	20	an	an	DET
emaj-221	139	21	inverse	inverse	NOUN
emaj-221	139	22	relationship	relationship	NOUN
emaj-221	139	23	.	.	PUNCT
emaj-221	140	1	abbas	abbas	PROPN
emaj-221	140	2	&	&	CCONJ
emaj-221	140	3	mourouj	mourouj	PROPN
emaj-221	140	4	(	(	PUNCT
emaj-221	140	5	2015	2015	NUM
emaj-221	140	6	)	)	PUNCT
emaj-221	140	7	examined	examine	VERB
emaj-221	140	8	the	the	DET
emaj-221	140	9	impact	impact	NOUN
emaj-221	140	10	of	of	ADP
emaj-221	140	11	the	the	DET
emaj-221	140	12	important	important	ADJ
emaj-221	140	13	banking	banking	NOUN
emaj-221	140	14	indicators	indicator	NOUN
emaj-221	140	15	,	,	PUNCT
emaj-221	140	16	such	such	ADJ
emaj-221	140	17	as	as	ADP
emaj-221	140	18	liquidity	liquidity	NOUN
emaj-221	140	19	risk	risk	NOUN
emaj-221	140	20	indicators	indicator	NOUN
emaj-221	140	21	on	on	ADP
emaj-221	140	22	financial	financial	ADJ
emaj-221	140	23	performance	performance	NOUN
emaj-221	140	24	.	.	PUNCT
emaj-221	141	1	the	the	DET
emaj-221	141	2	study	study	NOUN
emaj-221	141	3	selected	select	VERB
emaj-221	141	4	a	a	DET
emaj-221	141	5	sample	sample	NOUN
emaj-221	141	6	of	of	ADP
emaj-221	141	7	(	(	PUNCT
emaj-221	141	8	47	47	NUM
emaj-221	141	9	)	)	PUNCT
emaj-221	141	10	banks	bank	NOUN
emaj-221	141	11	in	in	ADP
emaj-221	141	12	iraq	iraq	PROPN
emaj-221	141	13	for	for	ADP
emaj-221	141	14	a	a	DET
emaj-221	141	15	period	period	NOUN
emaj-221	141	16	of	of	ADP
emaj-221	141	17	ten	ten	NUM
emaj-221	141	18	years	year	NOUN
emaj-221	141	19	from	from	ADP
emaj-221	141	20	2005	2005	NUM
emaj-221	141	21	to	to	ADP
emaj-221	141	22	2014	2014	NUM
emaj-221	141	23	.	.	PUNCT
emaj-221	142	1	they	they	PRON
emaj-221	142	2	started	start	VERB
emaj-221	142	3	from	from	ADP
emaj-221	142	4	the	the	DET
emaj-221	142	5	hypothesis	hypothesis	NOUN
emaj-221	142	6	that	that	PRON
emaj-221	142	7	,	,	PUNCT
emaj-221	142	8	the	the	DET
emaj-221	142	9	strongly	strongly	ADV
emaj-221	142	10	positive	positive	ADJ
emaj-221	142	11	relationship	relationship	NOUN
emaj-221	142	12	among	among	ADP
emaj-221	142	13	those	those	DET
emaj-221	142	14	indicators	indicator	NOUN
emaj-221	142	15	and	and	CCONJ
emaj-221	142	16	the	the	DET
emaj-221	142	17	banking	banking	NOUN
emaj-221	142	18	financial	financial	ADJ
emaj-221	142	19	performance	performance	NOUN
emaj-221	142	20	had	have	VERB
emaj-221	142	21	an	an	DET
emaj-221	142	22	important	important	ADJ
emaj-221	142	23	effect	effect	NOUN
emaj-221	142	24	in	in	ADP
emaj-221	142	25	realizing	realize	VERB
emaj-221	142	26	a	a	DET
emaj-221	142	27	sound	sound	ADJ
emaj-221	142	28	banking	bank	VERB
emaj-221	142	29	financial	financial	ADJ
emaj-221	142	30	performance	performance	NOUN
emaj-221	142	31	.	.	PUNCT
emaj-221	143	1	on	on	ADP
emaj-221	143	2	the	the	DET
emaj-221	143	3	other	other	ADJ
emaj-221	143	4	hand	hand	NOUN
emaj-221	143	5	,	,	PUNCT
emaj-221	143	6	a	a	DET
emaj-221	143	7	strong	strong	ADJ
emaj-221	143	8	banking	banking	NOUN
emaj-221	143	9	system	system	NOUN
emaj-221	143	10	sustained	sustain	VERB
emaj-221	143	11	economic	economic	ADJ
emaj-221	143	12	growth	growth	NOUN
emaj-221	143	13	and	and	CCONJ
emaj-221	143	14	protected	protect	VERB
emaj-221	143	15	the	the	DET
emaj-221	143	16	local	local	ADJ
emaj-221	143	17	economy	economy	NOUN
emaj-221	143	18	during	during	ADP
emaj-221	143	19	crises	crisis	NOUN
emaj-221	143	20	.	.	PUNCT
emaj-221	144	1	finally	finally	ADV
emaj-221	144	2	,	,	PUNCT
emaj-221	144	3	researchers	researcher	NOUN
emaj-221	144	4	reached	reach	VERB
emaj-221	144	5	a	a	DET
emaj-221	144	6	set	set	NOUN
emaj-221	144	7	of	of	ADP
emaj-221	144	8	conclusions	conclusion	NOUN
emaj-221	144	9	,	,	PUNCT
emaj-221	144	10	including	include	VERB
emaj-221	144	11	the	the	DET
emaj-221	144	12	high	high	ADJ
emaj-221	144	13	percentage	percentage	NOUN
emaj-221	144	14	of	of	ADP
emaj-221	144	15	cash	cash	NOUN
emaj-221	144	16	and	and	CCONJ
emaj-221	144	17	cash	cash	NOUN
emaj-221	144	18	assets	asset	NOUN
emaj-221	144	19	compared	compare	VERB
emaj-221	144	20	to	to	ADP
emaj-221	144	21	other	other	ADJ
emaj-221	144	22	assets	asset	NOUN
emaj-221	144	23	at	at	ADP
emaj-221	144	24	banks	bank	NOUN
emaj-221	144	25	.	.	PUNCT
emaj-221	145	1	this	this	PRON
emaj-221	145	2	indicates	indicate	VERB
emaj-221	145	3	the	the	DET
emaj-221	145	4	accumulation	accumulation	NOUN
emaj-221	145	5	of	of	ADP
emaj-221	145	6	non	non	ADJ
emaj-221	145	7	-	-	ADJ
emaj-221	145	8	profitable	profitable	ADJ
emaj-221	145	9	liquid	liquid	ADJ
emaj-221	145	10	funds	fund	NOUN
emaj-221	145	11	in	in	ADP
emaj-221	145	12	them	they	PRON
emaj-221	145	13	,	,	PUNCT
emaj-221	145	14	which	which	PRON
emaj-221	145	15	greatly	greatly	ADV
emaj-221	145	16	affected	affect	VERB
emaj-221	145	17	the	the	DET
emaj-221	145	18	various	various	ADJ
emaj-221	145	19	financial	financial	ADJ
emaj-221	145	20	performance	performance	NOUN
emaj-221	145	21	ratios	ratio	NOUN
emaj-221	145	22	they	they	PRON
emaj-221	145	23	have	have	VERB
emaj-221	145	24	,	,	PUNCT
emaj-221	145	25	and	and	CCONJ
emaj-221	145	26	this	this	PRON
emaj-221	145	27	may	may	AUX
emaj-221	145	28	reflect	reflect	VERB
emaj-221	145	29	the	the	DET
emaj-221	145	30	fear	fear	NOUN
emaj-221	145	31	of	of	ADP
emaj-221	145	32	bank	bank	NOUN
emaj-221	145	33	administrations	administration	NOUN
emaj-221	145	34	from	from	ADP
emaj-221	145	35	entering	enter	VERB
emaj-221	145	36	into	into	ADP
emaj-221	145	37	investment	investment	NOUN
emaj-221	145	38	fields	field	NOUN
emaj-221	145	39	involving	involve	VERB
emaj-221	145	40	some	some	DET
emaj-221	145	41	kind	kind	NOUN
emaj-221	145	42	of	of	ADP
emaj-221	145	43	risk	risk	NOUN
emaj-221	145	44	.	.	PUNCT
emaj-221	146	1	iii	iii	X
emaj-221	146	2	.	.	PROPN
emaj-221	146	3	methodology	methodology	NOUN
emaj-221	146	4	data	datum	NOUN
emaj-221	146	5	this	this	DET
emaj-221	146	6	study	study	NOUN
emaj-221	146	7	investigates	investigate	VERB
emaj-221	146	8	the	the	DET
emaj-221	146	9	impact	impact	NOUN
emaj-221	146	10	of	of	ADP
emaj-221	146	11	liquidity	liquidity	NOUN
emaj-221	146	12	management	management	NOUN
emaj-221	146	13	risk	risk	NOUN
emaj-221	146	14	on	on	ADP
emaj-221	146	15	the	the	DET
emaj-221	146	16	financial	financial	ADJ
emaj-221	146	17	performance	performance	NOUN
emaj-221	146	18	of	of	ADP
emaj-221	146	19	saudi	saudi	ADJ
emaj-221	146	20	arabian	arabian	ADJ
emaj-221	146	21	banks	bank	NOUN
emaj-221	146	22	for	for	ADP
emaj-221	146	23	the	the	DET
emaj-221	146	24	period	period	NOUN
emaj-221	146	25	of	of	ADP
emaj-221	146	26	2002	2002	NUM
emaj-221	146	27	-	-	SYM
emaj-221	146	28	2019	2019	NUM
emaj-221	146	29	.	.	PUNCT
emaj-221	147	1	the	the	DET
emaj-221	147	2	data	datum	NOUN
emaj-221	147	3	were	be	AUX
emaj-221	147	4	retrieved	retrieve	VERB
emaj-221	147	5	from	from	ADP
emaj-221	147	6	the	the	DET
emaj-221	147	7	banks	bank	NOUN
emaj-221	147	8	’	'	PUNCT
emaj-221	147	9	annual	annual	ADJ
emaj-221	147	10	financial	financial	ADJ
emaj-221	147	11	reports	report	NOUN
emaj-221	147	12	.	.	PUNCT
emaj-221	148	1	model	model	NOUN
emaj-221	148	2	specification	specification	NOUN
emaj-221	148	3	return	return	NOUN
emaj-221	148	4	on	on	ADP
emaj-221	148	5	equity	equity	NOUN
emaj-221	148	6	(	(	PUNCT
emaj-221	148	7	roe	roe	PROPN
emaj-221	148	8	)	)	PUNCT
emaj-221	148	9	was	be	AUX
emaj-221	148	10	selected	select	VERB
emaj-221	148	11	as	as	ADP
emaj-221	148	12	the	the	DET
emaj-221	148	13	main	main	ADJ
emaj-221	148	14	proxy	proxy	NOUN
emaj-221	148	15	for	for	ADP
emaj-221	148	16	bank	bank	NOUN
emaj-221	148	17	financial	financial	ADJ
emaj-221	148	18	performance	performance	NOUN
emaj-221	148	19	.	.	PUNCT
emaj-221	149	1	roe	roe	PROPN
emaj-221	149	2	reflects	reflect	VERB
emaj-221	149	3	how	how	SCONJ
emaj-221	149	4	effectively	effectively	ADV
emaj-221	149	5	a	a	DET
emaj-221	149	6	bank	bank	NOUN
emaj-221	149	7	manages	manage	VERB
emaj-221	149	8	the	the	DET
emaj-221	149	9	shareholders	shareholder	NOUN
emaj-221	149	10	’	'	PUNCT
emaj-221	149	11	equity	equity	NOUN
emaj-221	149	12	.	.	PUNCT
emaj-221	150	1	it	it	PRON
emaj-221	150	2	shows	show	VERB
emaj-221	150	3	how	how	SCONJ
emaj-221	150	4	much	much	ADJ
emaj-221	150	5	the	the	DET
emaj-221	150	6	bank	bank	NOUN
emaj-221	150	7	earns	earn	VERB
emaj-221	150	8	from	from	ADP
emaj-221	150	9	the	the	DET
emaj-221	150	10	shareholders	shareholder	NOUN
emaj-221	150	11	’	'	PUNCT
emaj-221	150	12	equity	equity	NOUN
emaj-221	150	13	(	(	PUNCT
emaj-221	150	14	berrani	berrani	PROPN
emaj-221	150	15	&	&	CCONJ
emaj-221	150	16	hacini	hacini	PROPN
emaj-221	150	17	,	,	PUNCT
emaj-221	150	18	2021	2021	NUM
emaj-221	150	19	)	)	PUNCT
emaj-221	150	20	.	.	PUNCT
emaj-221	151	1	roe	roe	NOUN
emaj-221	151	2	is	be	AUX
emaj-221	151	3	an	an	DET
emaj-221	151	4	important	important	ADJ
emaj-221	151	5	measure	measure	NOUN
emaj-221	151	6	of	of	ADP
emaj-221	151	7	banking	banking	NOUN
emaj-221	151	8	returns	return	NOUN
emaj-221	151	9	because	because	SCONJ
emaj-221	151	10	it	it	PRON
emaj-221	151	11	indicates	indicate	VERB
emaj-221	151	12	whether	whether	SCONJ
emaj-221	151	13	a	a	DET
emaj-221	151	14	bank	bank	NOUN
emaj-221	151	15	can	can	AUX
emaj-221	151	16	do	do	VERB
emaj-221	151	17	well	well	ADV
emaj-221	151	18	relying	rely	VERB
emaj-221	151	19	on	on	ADP
emaj-221	151	20	its	its	PRON
emaj-221	151	21	resources	resource	NOUN
emaj-221	151	22	(	(	PUNCT
emaj-221	151	23	farhi	farhi	NOUN
emaj-221	151	24	&	&	CCONJ
emaj-221	151	25	hacini	hacini	PROPN
emaj-221	151	26	,	,	PUNCT
emaj-221	151	27	2021	2021	NUM
emaj-221	151	28	)	)	PUNCT
emaj-221	151	29	.	.	PUNCT
emaj-221	152	1	roe	roe	PROPN
emaj-221	152	2	is	be	AUX
emaj-221	152	3	the	the	DET
emaj-221	152	4	net	net	ADJ
emaj-221	152	5	income	income	NOUN
emaj-221	152	6	divided	divide	VERB
emaj-221	152	7	by	by	ADP
emaj-221	152	8	average	average	ADJ
emaj-221	152	9	equity	equity	NOUN
emaj-221	152	10	(	(	PUNCT
emaj-221	152	11	noraini	noraini	PROPN
emaj-221	152	12	,	,	PUNCT
emaj-221	152	13	2012	2012	NUM
emaj-221	152	14	)	)	PUNCT
emaj-221	152	15	.	.	PUNCT
emaj-221	153	1	cash	cash	NOUN
emaj-221	153	2	to	to	PART
emaj-221	153	3	total	total	ADJ
emaj-221	153	4	deposit	deposit	NOUN
emaj-221	153	5	ratio	ratio	NOUN
emaj-221	153	6	(	(	PUNCT
emaj-221	153	7	ctd	ctd	NOUN
emaj-221	153	8	)	)	PUNCT
emaj-221	153	9	and	and	CCONJ
emaj-221	153	10	loan	loan	NOUN
emaj-221	153	11	to	to	PART
emaj-221	153	12	deposit	deposit	NOUN
emaj-221	153	13	ratio	ratio	NOUN
emaj-221	153	14	(	(	PUNCT
emaj-221	153	15	ltd	ltd	NOUN
emaj-221	153	16	)	)	PUNCT
emaj-221	153	17	measure	measure	VERB
emaj-221	153	18	the	the	DET
emaj-221	153	19	liquidity	liquidity	NOUN
emaj-221	153	20	management	management	NOUN
emaj-221	153	21	risk	risk	NOUN
emaj-221	153	22	.	.	PUNCT
emaj-221	154	1	ctd	ctd	PROPN
emaj-221	154	2	shows	show	VERB
emaj-221	154	3	how	how	SCONJ
emaj-221	154	4	much	much	ADJ
emaj-221	154	5	can	can	AUX
emaj-221	154	6	a	a	DET
emaj-221	154	7	bank	bank	NOUN
emaj-221	154	8	lend	lend	VERB
emaj-221	154	9	according	accord	VERB
emaj-221	154	10	to	to	ADP
emaj-221	154	11	the	the	DET
emaj-221	154	12	deposits	deposit	NOUN
emaj-221	154	13	that	that	PRON
emaj-221	154	14	were	be	AUX
emaj-221	154	15	mobilized	mobilize	VERB
emaj-221	154	16	.	.	PUNCT
emaj-221	155	1	it	it	PRON
emaj-221	155	2	also	also	ADV
emaj-221	155	3	measures	measure	VERB
emaj-221	155	4	the	the	DET
emaj-221	155	5	banking	banking	NOUN
emaj-221	155	6	main	main	ADJ
emaj-221	155	7	activity	activity	NOUN
emaj-221	155	8	(	(	PUNCT
emaj-221	155	9	suman	suman	NOUN
emaj-221	155	10	&	&	CCONJ
emaj-221	155	11	raj	raj	PROPN
emaj-221	155	12	,	,	PUNCT
emaj-221	155	13	2016	2016	NUM
emaj-221	155	14	)	)	PUNCT
emaj-221	155	15	.	.	PUNCT
emaj-221	156	1	ltd	ltd	PROPN
emaj-221	156	2	is	be	AUX
emaj-221	156	3	commonly	commonly	ADV
emaj-221	156	4	used	use	VERB
emaj-221	156	5	as	as	ADP
emaj-221	156	6	a	a	DET
emaj-221	156	7	statistic	statistic	NOUN
emaj-221	156	8	for	for	ADP
emaj-221	156	9	assessing	assess	VERB
emaj-221	156	10	the	the	DET
emaj-221	156	11	bank	bank	NOUN
emaj-221	156	12	's	's	PART
emaj-221	156	13	liquidity	liquidity	NOUN
emaj-221	156	14	.	.	PUNCT
emaj-221	157	1	it	it	PRON
emaj-221	157	2	is	be	AUX
emaj-221	157	3	calculated	calculate	VERB
emaj-221	157	4	by	by	ADP
emaj-221	157	5	dividing	divide	VERB
emaj-221	157	6	the	the	DET
emaj-221	157	7	bank	bank	NOUN
emaj-221	157	8	’s	’s	PART
emaj-221	157	9	total	total	ADJ
emaj-221	157	10	loans	loan	NOUN
emaj-221	157	11	by	by	ADP
emaj-221	157	12	the	the	DET
emaj-221	157	13	total	total	ADJ
emaj-221	157	14	deposits	deposit	NOUN
emaj-221	157	15	.	.	PUNCT
emaj-221	158	1	if	if	SCONJ
emaj-221	158	2	the	the	DET
emaj-221	158	3	ratio	ratio	NOUN
emaj-221	158	4	is	be	AUX
emaj-221	158	5	too	too	ADV
emaj-221	158	6	high	high	ADJ
emaj-221	158	7	,	,	PUNCT
emaj-221	158	8	it	it	PRON
emaj-221	158	9	means	mean	VERB
emaj-221	158	10	that	that	SCONJ
emaj-221	158	11	banks	bank	NOUN
emaj-221	158	12	might	might	AUX
emaj-221	158	13	not	not	PART
emaj-221	158	14	have	have	VERB
emaj-221	158	15	enough	enough	ADJ
emaj-221	158	16	liquidity	liquidity	NOUN
emaj-221	158	17	to	to	PART
emaj-221	158	18	cover	cover	VERB
emaj-221	158	19	any	any	DET
emaj-221	158	20	unforeseen	unforeseen	ADJ
emaj-221	158	21	fund	fund	NOUN
emaj-221	158	22	requirements	requirement	NOUN
emaj-221	158	23	.	.	PUNCT
emaj-221	159	1	if	if	SCONJ
emaj-221	159	2	the	the	DET
emaj-221	159	3	ratio	ratio	NOUN
emaj-221	159	4	is	be	AUX
emaj-221	159	5	volume	volume	NOUN
emaj-221	159	6	11	11	NUM
emaj-221	159	7	no	no	DET
emaj-221	159	8	1	1	NUM
emaj-221	159	9	(	(	PUNCT
emaj-221	159	10	2021	2021	NUM
emaj-221	159	11	)	)	PUNCT
emaj-221	159	12	|	|	ADV
emaj-221	159	13	issn	issn	VERB
emaj-221	159	14	2158	2158	NUM
emaj-221	159	15	-	-	SYM
emaj-221	159	16	8708	8708	NUM
emaj-221	159	17	(	(	PUNCT
emaj-221	159	18	online	online	NOUN
emaj-221	159	19	)	)	PUNCT
emaj-221	159	20	|	|	ADV
emaj-221	159	21	doi	doi	X
emaj-221	159	22	10.5195	10.5195	NUM
emaj-221	159	23	/	/	SYM
emaj-221	159	24	emaj.2021.221	emaj.2021.221	PROPN
emaj-221	159	25	|	|	ADV
emaj-221	159	26	http://emaj.pitt.edu	http://emaj.pitt.edu	PROPN
emaj-221	159	27	ishaq	ishaq	PROPN
emaj-221	159	28	hacini	hacini	PROPN
emaj-221	159	29	,	,	PUNCT
emaj-221	159	30	abir	abir	NOUN
emaj-221	159	31	boulenfad	boulenfad	PROPN
emaj-221	159	32	,	,	PUNCT
emaj-221	159	33	khadra	khadra	NOUN
emaj-221	159	34	dahou	dahou	VERB
emaj-221	159	35	emerging	emerge	VERB
emaj-221	159	36	markets	market	NOUN
emaj-221	159	37	journal	journal	NOUN
emaj-221	159	38	|	|	ADV
emaj-221	159	39	p	p	NOUN
emaj-221	159	40	a	a	DET
emaj-221	159	41	g	g	NOUN
emaj-221	159	42	e	e	NOUN
emaj-221	159	43	7	7	NUM
emaj-221	159	44	1	1	NUM
emaj-221	159	45	too	too	ADV
emaj-221	159	46	low	low	ADJ
emaj-221	159	47	,	,	PUNCT
emaj-221	159	48	the	the	DET
emaj-221	159	49	bank	bank	NOUN
emaj-221	159	50	profitability	profitability	NOUN
emaj-221	159	51	may	may	AUX
emaj-221	159	52	be	be	AUX
emaj-221	159	53	deteriorated	deteriorate	VERB
emaj-221	159	54	(	(	PUNCT
emaj-221	159	55	saleh	saleh	NOUN
emaj-221	159	56	,	,	PUNCT
emaj-221	159	57	2014	2014	NUM
emaj-221	159	58	)	)	PUNCT
emaj-221	159	59	.	.	PUNCT
emaj-221	160	1	equity	equity	NOUN
emaj-221	160	2	to	to	ADP
emaj-221	160	3	assets	asset	NOUN
emaj-221	160	4	ratio	ratio	NOUN
emaj-221	160	5	(	(	PUNCT
emaj-221	160	6	eta	eta	PROPN
emaj-221	160	7	)	)	PUNCT
emaj-221	160	8	is	be	AUX
emaj-221	160	9	a	a	DET
emaj-221	160	10	financial	financial	ADJ
emaj-221	160	11	indicator	indicator	NOUN
emaj-221	160	12	that	that	PRON
emaj-221	160	13	is	be	AUX
emaj-221	160	14	used	use	VERB
emaj-221	160	15	to	to	PART
emaj-221	160	16	measure	measure	VERB
emaj-221	160	17	the	the	DET
emaj-221	160	18	owner	owner	NOUN
emaj-221	160	19	’s	’s	PART
emaj-221	160	20	motivation	motivation	NOUN
emaj-221	160	21	to	to	PART
emaj-221	160	22	continue	continue	VERB
emaj-221	160	23	for	for	ADP
emaj-221	160	24	holding	hold	VERB
emaj-221	160	25	the	the	DET
emaj-221	160	26	bank	bank	NOUN
emaj-221	160	27	.	.	PUNCT
emaj-221	161	1	this	this	DET
emaj-221	161	2	ratio	ratio	NOUN
emaj-221	161	3	examines	examine	VERB
emaj-221	161	4	the	the	DET
emaj-221	161	5	ability	ability	NOUN
emaj-221	161	6	of	of	ADP
emaj-221	161	7	bank	bank	NOUN
emaj-221	161	8	’s	’s	PART
emaj-221	161	9	equity	equity	NOUN
emaj-221	161	10	to	to	PART
emaj-221	161	11	finance	finance	VERB
emaj-221	161	12	the	the	DET
emaj-221	161	13	bank	bank	NOUN
emaj-221	161	14	assets	asset	NOUN
emaj-221	161	15	(	(	PUNCT
emaj-221	161	16	fahrul	fahrul	NOUN
emaj-221	161	17	&	&	CCONJ
emaj-221	161	18	buyung	buyung	PROPN
emaj-221	161	19	,	,	PUNCT
emaj-221	161	20	2018	2018	NUM
emaj-221	161	21	)	)	PUNCT
emaj-221	161	22	.	.	PUNCT
emaj-221	162	1	the	the	DET
emaj-221	162	2	functional	functional	ADJ
emaj-221	162	3	relationship	relationship	NOUN
emaj-221	162	4	among	among	ADP
emaj-221	162	5	roe	roe	PROPN
emaj-221	162	6	,	,	PUNCT
emaj-221	162	7	liquidity	liquidity	NOUN
emaj-221	162	8	risk	risk	NOUN
emaj-221	162	9	and	and	CCONJ
emaj-221	162	10	the	the	DET
emaj-221	162	11	other	other	ADJ
emaj-221	162	12	factors	factor	NOUN
emaj-221	162	13	can	can	AUX
emaj-221	162	14	be	be	AUX
emaj-221	162	15	expressed	express	VERB
emaj-221	162	16	as	as	SCONJ
emaj-221	162	17	follows	follow	VERB
emaj-221	162	18	:	:	PUNCT
emaj-221	162	19	roe	roe	NOUN
emaj-221	162	20	it	it	PRON
emaj-221	162	21	=	=	PUNCT
emaj-221	162	22	β0it	β0it	PUNCT
emaj-221	163	1	+	+	CCONJ
emaj-221	163	2	β1(ctd	β1(ctd	NUM
emaj-221	163	3	it	it	PRON
emaj-221	163	4	)	)	PUNCT
emaj-221	164	1	+	+	CCONJ
emaj-221	164	2	β2(ltd	β2(ltd	NUM
emaj-221	164	3	it	it	PRON
emaj-221	164	4	)	)	PUNCT
emaj-221	165	1	+	+	CCONJ
emaj-221	165	2	β3(eta	β3(eta	NUM
emaj-221	165	3	it	it	PRON
emaj-221	165	4	)	)	PUNCT
emaj-221	166	1	+	+	CCONJ
emaj-221	166	2	εit	εit	NOUN
emaj-221	166	3	table	table	NOUN
emaj-221	166	4	1	1	NUM
emaj-221	166	5	shows	show	VERB
emaj-221	166	6	that	that	SCONJ
emaj-221	166	7	ltd	ltd	PROPN
emaj-221	166	8	has	have	VERB
emaj-221	166	9	the	the	DET
emaj-221	166	10	highest	high	ADJ
emaj-221	166	11	mean	mean	ADJ
emaj-221	166	12	value	value	NOUN
emaj-221	166	13	(	(	PUNCT
emaj-221	166	14	0.765	0.765	NUM
emaj-221	166	15	)	)	PUNCT
emaj-221	166	16	and	and	CCONJ
emaj-221	166	17	ctd	ctd	PROPN
emaj-221	166	18	has	have	VERB
emaj-221	166	19	the	the	DET
emaj-221	166	20	lowest	low	ADJ
emaj-221	166	21	mean	mean	ADJ
emaj-221	166	22	value	value	NOUN
emaj-221	166	23	(	(	PUNCT
emaj-221	166	24	0.126	0.126	NUM
emaj-221	166	25	)	)	PUNCT
emaj-221	166	26	.	.	PUNCT
emaj-221	167	1	average	average	ADJ
emaj-221	167	2	ctd	ctd	PROPN
emaj-221	167	3	and	and	CCONJ
emaj-221	167	4	ltd	ltd	PROPN
emaj-221	167	5	indicate	indicate	VERB
emaj-221	167	6	that	that	SCONJ
emaj-221	167	7	saudi	saudi	ADJ
emaj-221	167	8	arabian	arabian	ADJ
emaj-221	167	9	banks	bank	NOUN
emaj-221	167	10	are	be	AUX
emaj-221	167	11	lowly	lowly	ADV
emaj-221	167	12	liquidated	liquidate	VERB
emaj-221	167	13	to	to	PART
emaj-221	167	14	pay	pay	VERB
emaj-221	167	15	off	off	ADP
emaj-221	167	16	their	their	PRON
emaj-221	167	17	creditors	creditor	NOUN
emaj-221	167	18	and	and	CCONJ
emaj-221	167	19	their	their	PRON
emaj-221	167	20	loans	loan	NOUN
emaj-221	167	21	are	be	AUX
emaj-221	167	22	more	more	ADJ
emaj-221	167	23	than	than	ADP
emaj-221	167	24	their	their	PRON
emaj-221	167	25	deposits	deposit	NOUN
emaj-221	167	26	.	.	PUNCT
emaj-221	168	1	the	the	DET
emaj-221	168	2	standard	standard	ADJ
emaj-221	168	3	deviation	deviation	NOUN
emaj-221	168	4	indicates	indicate	VERB
emaj-221	168	5	that	that	SCONJ
emaj-221	168	6	the	the	DET
emaj-221	168	7	values	value	NOUN
emaj-221	168	8	were	be	AUX
emaj-221	168	9	widely	widely	ADV
emaj-221	168	10	dispersed	disperse	VERB
emaj-221	168	11	from	from	ADP
emaj-221	168	12	their	their	PRON
emaj-221	168	13	mean	mean	ADJ
emaj-221	168	14	values	value	NOUN
emaj-221	168	15	.	.	PUNCT
emaj-221	169	1	this	this	PRON
emaj-221	169	2	means	mean	VERB
emaj-221	169	3	that	that	SCONJ
emaj-221	169	4	as	as	ADP
emaj-221	169	5	the	the	DET
emaj-221	169	6	mean	mean	ADJ
emaj-221	169	7	value	value	NOUN
emaj-221	169	8	increases	increase	NOUN
emaj-221	169	9	,	,	PUNCT
emaj-221	169	10	the	the	DET
emaj-221	169	11	value	value	NOUN
emaj-221	169	12	of	of	ADP
emaj-221	169	13	standard	standard	ADJ
emaj-221	169	14	deviation	deviation	NOUN
emaj-221	169	15	will	will	AUX
emaj-221	169	16	also	also	ADV
emaj-221	169	17	increase	increase	VERB
emaj-221	169	18	and	and	CCONJ
emaj-221	169	19	vice	vice	ADV
emaj-221	169	20	versa	versa	ADV
emaj-221	169	21	.	.	PUNCT
emaj-221	170	1	the	the	DET
emaj-221	170	2	low	low	ADJ
emaj-221	170	3	standard	standard	ADJ
emaj-221	170	4	deviation	deviation	NOUN
emaj-221	170	5	of	of	ADP
emaj-221	170	6	eta	eta	PROPN
emaj-221	170	7	implies	imply	VERB
emaj-221	170	8	that	that	SCONJ
emaj-221	170	9	it	it	PRON
emaj-221	170	10	does	do	AUX
emaj-221	170	11	not	not	PART
emaj-221	170	12	deviate	deviate	VERB
emaj-221	170	13	more	more	ADJ
emaj-221	170	14	than	than	ADP
emaj-221	170	15	its	its	PRON
emaj-221	170	16	mean	mean	NOUN
emaj-221	170	17	.	.	PUNCT
emaj-221	171	1	table	table	NOUN
emaj-221	171	2	1	1	NUM
emaj-221	171	3	:	:	PUNCT
emaj-221	171	4	variables	variable	NOUN
emaj-221	171	5	’	'	PUNCT
emaj-221	171	6	descriptive	descriptive	ADJ
emaj-221	171	7	statistics	statistic	NOUN
emaj-221	171	8	source	source	NOUN
emaj-221	171	9	:	:	PUNCT
emaj-221	171	10	stata	stata	PROPN
emaj-221	171	11	software	software	PROPN
emaj-221	171	12	output	output	NOUN
emaj-221	171	13	iv	iv	PROPN
emaj-221	171	14	.	.	PUNCT
emaj-221	171	15	results	result	NOUN
emaj-221	171	16	and	and	CCONJ
emaj-221	171	17	discussion	discussion	NOUN
emaj-221	171	18	stationarity	stationarity	NOUN
emaj-221	171	19	test	test	NOUN
emaj-221	171	20	the	the	DET
emaj-221	171	21	stationarity	stationarity	NOUN
emaj-221	171	22	is	be	AUX
emaj-221	171	23	tested	test	VERB
emaj-221	171	24	using	use	VERB
emaj-221	171	25	the	the	DET
emaj-221	171	26	pesaran	pesaran	ADJ
emaj-221	171	27	test	test	NOUN
emaj-221	171	28	.	.	PUNCT
emaj-221	172	1	the	the	DET
emaj-221	172	2	test	test	NOUN
emaj-221	172	3	is	be	AUX
emaj-221	172	4	built	build	VERB
emaj-221	172	5	on	on	ADP
emaj-221	172	6	two	two	NUM
emaj-221	172	7	hypotheses	hypothesis	NOUN
emaj-221	172	8	.	.	PUNCT
emaj-221	173	1	h0	h0	NOUN
emaj-221	173	2	hypothesis	hypothesis	NOUN
emaj-221	173	3	states	state	VERB
emaj-221	173	4	that	that	SCONJ
emaj-221	173	5	the	the	DET
emaj-221	173	6	time	time	NOUN
emaj-221	173	7	series	series	PROPN
emaj-221	173	8	contains	contain	VERB
emaj-221	173	9	a	a	DET
emaj-221	173	10	unit	unit	NOUN
emaj-221	173	11	root	root	NOUN
emaj-221	173	12	indicating	indicate	VERB
emaj-221	173	13	that	that	SCONJ
emaj-221	173	14	they	they	PRON
emaj-221	173	15	are	be	AUX
emaj-221	173	16	not	not	PART
emaj-221	173	17	stable	stable	ADJ
emaj-221	173	18	over	over	ADP
emaj-221	173	19	time	time	NOUN
emaj-221	173	20	(	(	PUNCT
emaj-221	173	21	no	no	DET
emaj-221	173	22	stationary	stationary	NOUN
emaj-221	173	23	)	)	PUNCT
emaj-221	173	24	and	and	CCONJ
emaj-221	173	25	the	the	DET
emaj-221	173	26	alternative	alternative	ADJ
emaj-221	173	27	hypothesis	hypothesis	NOUN
emaj-221	173	28	h1	h1	NOUN
emaj-221	173	29	states	state	VERB
emaj-221	173	30	that	that	SCONJ
emaj-221	173	31	the	the	DET
emaj-221	173	32	time	time	NOUN
emaj-221	173	33	series	series	NOUN
emaj-221	173	34	does	do	AUX
emaj-221	173	35	not	not	PART
emaj-221	173	36	contain	contain	VERB
emaj-221	173	37	a	a	DET
emaj-221	173	38	unit	unit	NOUN
emaj-221	173	39	root	root	NOUN
emaj-221	173	40	meaning	mean	VERB
emaj-221	173	41	that	that	SCONJ
emaj-221	173	42	it	it	PRON
emaj-221	173	43	is	be	AUX
emaj-221	173	44	stable	stable	ADJ
emaj-221	173	45	(	(	PUNCT
emaj-221	173	46	stationary	stationary	NOUN
emaj-221	173	47	)	)	PUNCT
emaj-221	173	48	.	.	PUNCT
emaj-221	174	1	h0	h0	PROPN
emaj-221	174	2	:	:	PUNCT
emaj-221	174	3	there	there	PRON
emaj-221	174	4	is	be	VERB
emaj-221	174	5	a	a	DET
emaj-221	174	6	unit	unit	NOUN
emaj-221	174	7	root	root	NOUN
emaj-221	174	8	(	(	PUNCT
emaj-221	174	9	no	no	DET
emaj-221	174	10	stationary	stationary	ADJ
emaj-221	174	11	)	)	PUNCT
emaj-221	174	12	h1	h1	PROPN
emaj-221	174	13	:	:	PUNCT
emaj-221	174	14	there	there	PRON
emaj-221	174	15	is	be	VERB
emaj-221	174	16	no	no	DET
emaj-221	174	17	unit	unit	NOUN
emaj-221	174	18	root	root	NOUN
emaj-221	174	19	(	(	PUNCT
emaj-221	174	20	stationary	stationary	ADJ
emaj-221	174	21	)	)	PUNCT
emaj-221	174	22	table	table	NOUN
emaj-221	174	23	2	2	NUM
emaj-221	174	24	:	:	PUNCT
emaj-221	174	25	pesaran	pesaran	PROPN
emaj-221	174	26	s	s	PART
emaj-221	174	27	cadf	cadf	PROPN
emaj-221	174	28	test	test	NOUN
emaj-221	174	29	variables	variable	NOUN
emaj-221	174	30	z(t	z(t	NOUN
emaj-221	174	31	-	-	NOUN
emaj-221	174	32	bar	bar	NOUN
emaj-221	174	33	)	)	PUNCT
emaj-221	174	34	pvalue	pvalue	NOUN
emaj-221	174	35	roe	roe	NOUN
emaj-221	174	36	(	(	PUNCT
emaj-221	174	37	level	level	NOUN
emaj-221	174	38	)	)	PUNCT
emaj-221	174	39	-3.062	-3.062	PUNCT
emaj-221	175	1	0.001	0.001	NUM
emaj-221	175	2	*	*	NOUN
emaj-221	175	3	ctd	ctd	NOUN
emaj-221	175	4	(	(	PUNCT
emaj-221	175	5	level	level	NOUN
emaj-221	175	6	)	)	PUNCT
emaj-221	175	7	-1.801	-1.801	PUNCT
emaj-221	175	8	0.078	0.078	NUM
emaj-221	175	9	*	*	PUNCT
emaj-221	175	10	*	*	PROPN
emaj-221	175	11	ltd	ltd	ADJ
emaj-221	175	12	(	(	PUNCT
emaj-221	175	13	level	level	NOUN
emaj-221	175	14	)	)	PUNCT
emaj-221	175	15	-1.422	-1.422	ADP
emaj-221	175	16	0.078	0.078	NUM
emaj-221	175	17	*	*	PUNCT
emaj-221	175	18	*	*	PUNCT
emaj-221	175	19	eta	eta	INTJ
emaj-221	175	20	(	(	PUNCT
emaj-221	175	21	level	level	NOUN
emaj-221	175	22	)	)	PUNCT
emaj-221	175	23	0.337	0.337	NUM
emaj-221	175	24	0.632	0.632	NUM
emaj-221	175	25	eta	eta	PROPN
emaj-221	175	26	(	(	PUNCT
emaj-221	175	27	2ed	2ed	ADJ
emaj-221	175	28	difference	difference	NOUN
emaj-221	175	29	)	)	PUNCT
emaj-221	175	30	-3.736	-3.736	NOUN
emaj-221	176	1	0.000	0.000	NUM
emaj-221	176	2	*	*	PUNCT
emaj-221	177	1	*	*	PUNCT
emaj-221	177	2	=	=	PUNCT
emaj-221	177	3	significant	significant	ADJ
emaj-221	177	4	at	at	ADP
emaj-221	177	5	5	5	NUM
emaj-221	177	6	%	%	NOUN
emaj-221	177	7	,	,	PUNCT
emaj-221	177	8	*	*	PUNCT
emaj-221	177	9	*	*	PUNCT
emaj-221	177	10	=	=	VERB
emaj-221	177	11	significant	significant	ADJ
emaj-221	177	12	at	at	ADP
emaj-221	177	13	10	10	NUM
emaj-221	177	14	%	%	NOUN
emaj-221	177	15	.	.	PUNCT
emaj-221	178	1	source	source	NOUN
emaj-221	178	2	:	:	PUNCT
emaj-221	178	3	stata	stata	PROPN
emaj-221	178	4	software	software	NOUN
emaj-221	178	5	output	output	VERB
emaj-221	178	6	the	the	DET
emaj-221	178	7	results	result	NOUN
emaj-221	178	8	in	in	ADP
emaj-221	178	9	table	table	NOUN
emaj-221	178	10	2	2	NUM
emaj-221	178	11	indicate	indicate	VERB
emaj-221	178	12	that	that	DET
emaj-221	178	13	roe	roe	PROPN
emaj-221	178	14	has	have	VERB
emaj-221	178	15	pvalues	pvalue	NOUN
emaj-221	178	16	less	less	ADJ
emaj-221	178	17	than	than	ADP
emaj-221	178	18	5	5	NUM
emaj-221	178	19	%	%	NOUN
emaj-221	178	20	,	,	PUNCT
emaj-221	178	21	the	the	DET
emaj-221	178	22	null	null	ADJ
emaj-221	178	23	hypothesis	hypothesis	NOUN
emaj-221	178	24	is	be	AUX
emaj-221	178	25	rejected	reject	VERB
emaj-221	178	26	and	and	CCONJ
emaj-221	178	27	roe	roe	NOUN
emaj-221	178	28	is	be	AUX
emaj-221	178	29	stationary	stationary	ADJ
emaj-221	178	30	at	at	ADP
emaj-221	178	31	the	the	DET
emaj-221	178	32	level	level	NOUN
emaj-221	178	33	.	.	PUNCT
emaj-221	179	1	the	the	DET
emaj-221	179	2	results	result	NOUN
emaj-221	179	3	of	of	ADP
emaj-221	179	4	the	the	DET
emaj-221	179	5	test	test	NOUN
emaj-221	179	6	for	for	ADP
emaj-221	179	7	ctd	ctd	PROPN
emaj-221	179	8	and	and	CCONJ
emaj-221	179	9	ltd	ltd	PROPN
emaj-221	179	10	indicate	indicate	VERB
emaj-221	179	11	that	that	SCONJ
emaj-221	179	12	the	the	DET
emaj-221	179	13	p	p	NOUN
emaj-221	179	14	-	-	PUNCT
emaj-221	179	15	value	value	NOUN
emaj-221	179	16	is	be	AUX
emaj-221	179	17	less	less	ADJ
emaj-221	179	18	than	than	ADP
emaj-221	179	19	0.1	0.1	NUM
emaj-221	179	20	(	(	PUNCT
emaj-221	179	21	significant	significant	ADJ
emaj-221	179	22	at	at	ADP
emaj-221	179	23	10	10	NUM
emaj-221	179	24	%	%	NOUN
emaj-221	179	25	)	)	PUNCT
emaj-221	179	26	.	.	PUNCT
emaj-221	180	1	therefore	therefore	ADV
emaj-221	180	2	,	,	PUNCT
emaj-221	180	3	the	the	DET
emaj-221	180	4	null	null	ADJ
emaj-221	180	5	hypothesis	hypothesis	NOUN
emaj-221	180	6	is	be	AUX
emaj-221	180	7	rejected	reject	VERB
emaj-221	180	8	and	and	CCONJ
emaj-221	180	9	the	the	DET
emaj-221	180	10	two	two	NUM
emaj-221	180	11	variables	variable	NOUN
emaj-221	180	12	are	be	AUX
emaj-221	180	13	stationary	stationary	ADJ
emaj-221	180	14	at	at	ADP
emaj-221	180	15	the	the	DET
emaj-221	180	16	level	level	NOUN
emaj-221	180	17	.	.	PUNCT
emaj-221	181	1	equity	equity	NOUN
emaj-221	181	2	to	to	ADP
emaj-221	181	3	assets	asset	NOUN
emaj-221	181	4	ratio	ratio	NOUN
emaj-221	181	5	(	(	PUNCT
emaj-221	181	6	eta	eta	NOUN
emaj-221	181	7	)	)	PUNCT
emaj-221	181	8	variable	variable	NOUN
emaj-221	181	9	indicates	indicate	VERB
emaj-221	181	10	that	that	SCONJ
emaj-221	181	11	the	the	DET
emaj-221	181	12	pvalue	pvalue	NOUN
emaj-221	181	13	is	be	AUX
emaj-221	181	14	more	more	ADJ
emaj-221	181	15	than	than	ADP
emaj-221	181	16	5	5	NUM
emaj-221	181	17	%	%	NOUN
emaj-221	181	18	and	and	CCONJ
emaj-221	181	19	10	10	NUM
emaj-221	181	20	%	%	NOUN
emaj-221	181	21	,	,	PUNCT
emaj-221	181	22	which	which	PRON
emaj-221	181	23	means	mean	VERB
emaj-221	181	24	that	that	SCONJ
emaj-221	181	25	the	the	DET
emaj-221	181	26	null	null	ADJ
emaj-221	181	27	hypothesis	hypothesis	NOUN
emaj-221	181	28	can	can	AUX
emaj-221	181	29	not	not	PART
emaj-221	181	30	be	be	AUX
emaj-221	181	31	rejected	reject	VERB
emaj-221	181	32	.	.	PUNCT
emaj-221	182	1	this	this	PRON
emaj-221	182	2	means	mean	VERB
emaj-221	182	3	that	that	SCONJ
emaj-221	182	4	the	the	DET
emaj-221	182	5	variable	variable	NOUN
emaj-221	182	6	contains	contain	VERB
emaj-221	182	7	a	a	DET
emaj-221	182	8	unit	unit	NOUN
emaj-221	182	9	root	root	NOUN
emaj-221	182	10	and	and	CCONJ
emaj-221	182	11	it	it	PRON
emaj-221	182	12	is	be	AUX
emaj-221	182	13	not	not	PART
emaj-221	182	14	stationary	stationary	ADJ
emaj-221	182	15	.	.	PUNCT
emaj-221	183	1	the	the	DET
emaj-221	183	2	results	result	NOUN
emaj-221	183	3	also	also	ADV
emaj-221	183	4	show	show	VERB
emaj-221	183	5	that	that	SCONJ
emaj-221	183	6	eta	eta	PROPN
emaj-221	183	7	’s	’s	X
emaj-221	183	8	p	p	NOUN
emaj-221	183	9	-	-	PUNCT
emaj-221	183	10	value	value	NOUN
emaj-221	183	11	is	be	AUX
emaj-221	183	12	less	less	ADJ
emaj-221	183	13	than	than	ADP
emaj-221	183	14	5	5	NUM
emaj-221	183	15	%	%	NOUN
emaj-221	183	16	.	.	PUNCT
emaj-221	184	1	thus	thus	ADV
emaj-221	184	2	,	,	PUNCT
emaj-221	184	3	the	the	DET
emaj-221	184	4	null	null	ADJ
emaj-221	184	5	hypothesis	hypothesis	NOUN
emaj-221	184	6	is	be	AUX
emaj-221	184	7	rejected	reject	VERB
emaj-221	184	8	and	and	CCONJ
emaj-221	184	9	eta	eta	INTJ
emaj-221	184	10	at	at	ADP
emaj-221	184	11	the	the	DET
emaj-221	184	12	second	second	ADJ
emaj-221	184	13	difference	difference	NOUN
emaj-221	184	14	does	do	AUX
emaj-221	184	15	not	not	PART
emaj-221	184	16	contain	contain	VERB
emaj-221	184	17	a	a	DET
emaj-221	184	18	unit	unit	NOUN
emaj-221	184	19	root	root	NOUN
emaj-221	184	20	and	and	CCONJ
emaj-221	184	21	it	it	PRON
emaj-221	184	22	is	be	AUX
emaj-221	184	23	stationary	stationary	ADJ
emaj-221	184	24	.	.	PUNCT
emaj-221	185	1	model	model	PROPN
emaj-221	185	2	estimation	estimation	NOUN
emaj-221	185	3	the	the	DET
emaj-221	185	4	study	study	NOUN
emaj-221	185	5	’s	’s	PART
emaj-221	185	6	model	model	NOUN
emaj-221	185	7	is	be	AUX
emaj-221	185	8	estimated	estimate	VERB
emaj-221	185	9	according	accord	VERB
emaj-221	185	10	to	to	ADP
emaj-221	185	11	three	three	NUM
emaj-221	185	12	methods	method	NOUN
emaj-221	185	13	:	:	PUNCT
emaj-221	185	14	ordinary	ordinary	ADJ
emaj-221	185	15	least	least	ADJ
emaj-221	185	16	squire	squire	NOUN
emaj-221	185	17	(	(	PUNCT
emaj-221	185	18	ols	ols	PROPN
emaj-221	185	19	)	)	PUNCT
emaj-221	185	20	,	,	PUNCT
emaj-221	185	21	fixed	fix	VERB
emaj-221	185	22	effect	effect	NOUN
emaj-221	185	23	and	and	CCONJ
emaj-221	185	24	random	random	ADJ
emaj-221	185	25	effect	effect	NOUN
emaj-221	185	26	.	.	PUNCT
emaj-221	186	1	table	table	NOUN
emaj-221	186	2	3	3	NUM
emaj-221	186	3	:	:	PUNCT
emaj-221	186	4	ols	ol	NOUN
emaj-221	186	5	results	result	VERB
emaj-221	186	6	variable	variable	ADJ
emaj-221	186	7	coef	coef	PROPN
emaj-221	186	8	std	std	NOUN
emaj-221	186	9	t	t	PROPN
emaj-221	186	10	p	p	X
emaj-221	186	11	ctd	ctd	PROPN
emaj-221	186	12	-0.2544	-0.2544	PROPN
emaj-221	186	13	0.1216	0.1216	NUM
emaj-221	186	14	-2.09	-2.09	NUM
emaj-221	186	15	0.039	0.039	NUM
emaj-221	186	16	*	*	PUNCT
emaj-221	186	17	ltd	ltd	PROPN
emaj-221	186	18	-0.2328	-0.2328	PROPN
emaj-221	186	19	0.0766	0.0766	NUM
emaj-221	186	20	-3.04	-3.04	NOUN
emaj-221	186	21	0.003	0.003	NUM
emaj-221	186	22	*	*	PUNCT
emaj-221	186	23	eta	eta	PROPN
emaj-221	186	24	-0.1947	-0.1947	NOUN
emaj-221	186	25	0.2853	0.2853	NUM
emaj-221	186	26	-0.68	-0.68	NOUN
emaj-221	186	27	0.497	0.497	NUM
emaj-221	186	28	cons	con	NOUN
emaj-221	186	29	0.3781	0.3781	NUM
emaj-221	186	30	0.0657	0.0657	NUM
emaj-221	186	31	5.75	5.75	NUM
emaj-221	186	32	0.000	0.000	NUM
emaj-221	186	33	*	*	PUNCT
emaj-221	186	34	num	num	PROPN
emaj-221	186	35	obs	obs	PROPN
emaj-221	186	36	107	107	NUM
emaj-221	186	37	r2	r2	PROPN
emaj-221	186	38	0.1019	0.1019	NUM
emaj-221	186	39	adj	adj	NOUN
emaj-221	186	40	r2	r2	PROPN
emaj-221	186	41	0.0757	0.0757	NUM
emaj-221	186	42	prob	prob	NOUN
emaj-221	186	43	f	f	PROPN
emaj-221	186	44	0.0111	0.0111	NUM
emaj-221	186	45	*	*	PUNCT
emaj-221	186	46	=	=	PUNCT
emaj-221	186	47	significant	significant	ADJ
emaj-221	186	48	at	at	ADP
emaj-221	186	49	5	5	NUM
emaj-221	186	50	%	%	NOUN
emaj-221	186	51	,	,	PUNCT
emaj-221	186	52	*	*	PUNCT
emaj-221	186	53	*	*	PUNCT
emaj-221	187	1	=	=	VERB
emaj-221	187	2	significant	significant	ADJ
emaj-221	187	3	at	at	ADP
emaj-221	187	4	10	10	NUM
emaj-221	187	5	%	%	NOUN
emaj-221	187	6	.	.	PUNCT
emaj-221	188	1	source	source	NOUN
emaj-221	188	2	:	:	PUNCT
emaj-221	188	3	stata	stata	PROPN
emaj-221	188	4	software	software	NOUN
emaj-221	188	5	output	output	NOUN
emaj-221	188	6	table	table	NOUN
emaj-221	188	7	3	3	NUM
emaj-221	188	8	shows	show	VERB
emaj-221	188	9	that	that	SCONJ
emaj-221	188	10	ols	ol	NOUN
emaj-221	188	11	model	model	NOUN
emaj-221	188	12	fits	fit	VERB
emaj-221	188	13	well	well	ADV
emaj-221	188	14	the	the	DET
emaj-221	188	15	data	datum	NOUN
emaj-221	188	16	where	where	SCONJ
emaj-221	188	17	f	f	PROPN
emaj-221	188	18	(	(	PUNCT
emaj-221	188	19	pvalue	pvalue	NOUN
emaj-221	188	20	)	)	PUNCT
emaj-221	188	21	equals	equal	VERB
emaj-221	188	22	0.0111	0.0111	NUM
emaj-221	188	23	.	.	PUNCT
emaj-221	189	1	the	the	DET
emaj-221	189	2	variables	variable	NOUN
emaj-221	189	3	’	'	PUNCT
emaj-221	189	4	coefficients	coefficient	NOUN
emaj-221	189	5	analysis	analysis	NOUN
emaj-221	189	6	indicates	indicate	VERB
emaj-221	189	7	that	that	SCONJ
emaj-221	189	8	ctd	ctd	PROPN
emaj-221	189	9	(	(	PUNCT
emaj-221	189	10	p	p	PROPN
emaj-221	189	11	-	-	PUNCT
emaj-221	189	12	value=	value=	NUM
emaj-221	189	13	0.039	0.039	NUM
emaj-221	189	14	)	)	PUNCT
emaj-221	189	15	and	and	CCONJ
emaj-221	189	16	ltd	ltd	PROPN
emaj-221	189	17	(	(	PUNCT
emaj-221	189	18	p	p	PROPN
emaj-221	189	19	-	-	PUNCT
emaj-221	189	20	value=	value=	NUM
emaj-221	189	21	0.003	0.003	NUM
emaj-221	189	22	)	)	PUNCT
emaj-221	189	23	have	have	VERB
emaj-221	189	24	significant	significant	ADJ
emaj-221	189	25	negative	negative	ADJ
emaj-221	189	26	effects	effect	NOUN
emaj-221	189	27	on	on	ADP
emaj-221	189	28	roe	roe	NOUN
emaj-221	189	29	,	,	PUNCT
emaj-221	189	30	while	while	SCONJ
emaj-221	189	31	etr	etr	PROPN
emaj-221	189	32	(	(	PUNCT
emaj-221	189	33	p	p	PROPN
emaj-221	189	34	-	-	PUNCT
emaj-221	189	35	value=	value=	NUM
emaj-221	189	36	0.497	0.497	NUM
emaj-221	189	37	)	)	PUNCT
emaj-221	189	38	have	have	VERB
emaj-221	189	39	no	no	DET
emaj-221	189	40	significant	significant	ADJ
emaj-221	189	41	effect	effect	NOUN
emaj-221	189	42	on	on	ADP
emaj-221	189	43	roe	roe	PROPN
emaj-221	189	44	.	.	PUNCT
emaj-221	190	1	volume	volume	NOUN
emaj-221	190	2	11	11	NUM
emaj-221	190	3	no	no	DET
emaj-221	190	4	1	1	NUM
emaj-221	190	5	(	(	PUNCT
emaj-221	190	6	2021	2021	NUM
emaj-221	190	7	)	)	PUNCT
emaj-221	190	8	|	|	ADV
emaj-221	190	9	issn	issn	VERB
emaj-221	190	10	2158	2158	NUM
emaj-221	190	11	-	-	SYM
emaj-221	190	12	8708	8708	NUM
emaj-221	190	13	(	(	PUNCT
emaj-221	190	14	online	online	NOUN
emaj-221	190	15	)	)	PUNCT
emaj-221	191	1	|	|	ADV
emaj-221	191	2	doi	doi	X
emaj-221	191	3	10.5195	10.5195	NUM
emaj-221	191	4	/	/	SYM
emaj-221	191	5	emaj.2021.221	emaj.2021.221	PROPN
emaj-221	191	6	|	|	ADV
emaj-221	191	7	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-221	191	8	the	the	DET
emaj-221	191	9	impact	impact	NOUN
emaj-221	191	10	of	of	ADP
emaj-221	191	11	liquidity	liquidity	NOUN
emaj-221	191	12	risk	risk	NOUN
emaj-221	191	13	management	management	NOUN
emaj-221	191	14	on	on	ADP
emaj-221	191	15	the	the	DET
emaj-221	191	16	financial	financial	ADJ
emaj-221	191	17	performance	performance	NOUN
emaj-221	191	18	of	of	ADP
emaj-221	191	19	saudi	saudi	ADJ
emaj-221	191	20	arabian	arabian	ADJ
emaj-221	191	21	banks	bank	NOUN
emaj-221	191	22	page	page	VERB
emaj-221	191	23	|72|	|72|	VERB
emaj-221	191	24	emerging	emerge	VERB
emaj-221	191	25	markets	market	NOUN
emaj-221	191	26	journal	journal	NOUN
emaj-221	191	27	table	table	NOUN
emaj-221	191	28	4	4	NUM
emaj-221	191	29	:	:	PUNCT
emaj-221	191	30	fixed	fix	VERB
emaj-221	191	31	-	-	PUNCT
emaj-221	191	32	effects	effect	NOUN
emaj-221	191	33	results	result	VERB
emaj-221	191	34	variable	variable	ADJ
emaj-221	191	35	coef	coef	PROPN
emaj-221	191	36	std	std	NOUN
emaj-221	191	37	t	t	PROPN
emaj-221	191	38	p	p	X
emaj-221	191	39	ctd	ctd	PROPN
emaj-221	191	40	-0.3871	-0.3871	PROPN
emaj-221	191	41	0.1404	0.1404	NUM
emaj-221	191	42	-2.76	-2.76	NUM
emaj-221	191	43	0.007	0.007	NUM
emaj-221	191	44	*	*	PROPN
emaj-221	191	45	ltd	ltd	PROPN
emaj-221	191	46	-0.4085	-0.4085	NOUN
emaj-221	191	47	0.1041	0.1041	NUM
emaj-221	191	48	-3.92	-3.92	PUNCT
emaj-221	191	49	0.000	0.000	NUM
emaj-221	191	50	*	*	PUNCT
emaj-221	191	51	eta	eta	PROPN
emaj-221	191	52	-0.2378	-0.2378	PROPN
emaj-221	191	53	0.2705	0.2705	NUM
emaj-221	191	54	-0.88	-0.88	NUM
emaj-221	191	55	0.381	0.381	NUM
emaj-221	191	56	cons	con	NOUN
emaj-221	191	57	0.5336	0.5336	NUM
emaj-221	191	58	0.0917	0.0917	NUM
emaj-221	191	59	5.81	5.81	NUM
emaj-221	191	60	0.000	0.000	NUM
emaj-221	191	61	*	*	PUNCT
emaj-221	192	1	num	num	PROPN
emaj-221	192	2	obs	obs	PROPN
emaj-221	192	3	107	107	NUM
emaj-221	192	4	num	num	NOUN
emaj-221	192	5	of	of	ADP
emaj-221	192	6	groups	group	NOUN
emaj-221	192	7	07	07	NUM
emaj-221	192	8	f	f	PROPN
emaj-221	192	9	test	test	NOUN
emaj-221	192	10	u_i=	u_i=	NOUN
emaj-221	192	11	0	0	NUM
emaj-221	192	12	:	:	PUNCT
emaj-221	192	13	f(6	f(6	ADJ
emaj-221	192	14	,	,	PUNCT
emaj-221	192	15	97	97	NUM
emaj-221	192	16	)	)	PUNCT
emaj-221	192	17	=	=	SYM
emaj-221	192	18	3.08	3.08	NUM
emaj-221	192	19	prob	prob	NOUN
emaj-221	192	20	>	>	X
emaj-221	192	21	f	f	PROPN
emaj-221	192	22	0.0083	0.0083	NUM
emaj-221	192	23	*	*	PUNCT
emaj-221	192	24	=	=	NOUN
emaj-221	192	25	significant	significant	ADJ
emaj-221	192	26	at	at	ADP
emaj-221	192	27	5	5	NUM
emaj-221	192	28	%	%	NOUN
emaj-221	192	29	,	,	PUNCT
emaj-221	192	30	*	*	PUNCT
emaj-221	192	31	*	*	PUNCT
emaj-221	192	32	=	=	VERB
emaj-221	192	33	significant	significant	ADJ
emaj-221	192	34	at	at	ADP
emaj-221	192	35	10	10	NUM
emaj-221	192	36	%	%	NOUN
emaj-221	192	37	source	source	NOUN
emaj-221	192	38	:	:	PUNCT
emaj-221	192	39	stata	stata	PROPN
emaj-221	192	40	software	software	NOUN
emaj-221	192	41	output	output	NOUN
emaj-221	192	42	to	to	PART
emaj-221	192	43	test	test	VERB
emaj-221	192	44	the	the	DET
emaj-221	192	45	appropriateness	appropriateness	NOUN
emaj-221	192	46	of	of	ADP
emaj-221	192	47	the	the	DET
emaj-221	192	48	fixed	fix	VERB
emaj-221	192	49	effect	effect	NOUN
emaj-221	192	50	model	model	NOUN
emaj-221	192	51	,	,	PUNCT
emaj-221	192	52	we	we	PRON
emaj-221	192	53	check	check	VERB
emaj-221	192	54	the	the	DET
emaj-221	192	55	heterogeneity	heterogeneity	NOUN
emaj-221	192	56	between	between	ADP
emaj-221	192	57	the	the	DET
emaj-221	192	58	banks	bank	NOUN
emaj-221	192	59	(	(	PUNCT
emaj-221	192	60	i	i	NOUN
emaj-221	192	61	)	)	PUNCT
emaj-221	192	62	based	base	VERB
emaj-221	192	63	on	on	ADP
emaj-221	192	64	the	the	DET
emaj-221	192	65	following	follow	VERB
emaj-221	192	66	hypothesis	hypothesis	NOUN
emaj-221	192	67	:	:	PUNCT
emaj-221	192	68	h0	h0	NOUN
emaj-221	192	69	:	:	PUNCT
emaj-221	192	70	sigma(i)^2	sigma(i)^2	PROPN
emaj-221	192	71	=	=	SYM
emaj-221	192	72	sigma^2	sigma^2	PROPN
emaj-221	192	73	for	for	ADP
emaj-221	192	74	all	all	PRON
emaj-221	192	75	i	i	PRON
emaj-221	192	76	h1	h1	VERB
emaj-221	192	77	:	:	PUNCT
emaj-221	192	78	sigma(i)^2	sigma(i)^2	PROPN
emaj-221	192	79	≠	≠	PROPN
emaj-221	192	80	sigma^2	sigma^2	PROPN
emaj-221	192	81	for	for	ADP
emaj-221	192	82	all	all	DET
emaj-221	192	83	i	i	PRON
emaj-221	192	84	table	table	NOUN
emaj-221	192	85	4	4	NUM
emaj-221	192	86	shows	show	VERB
emaj-221	192	87	that	that	SCONJ
emaj-221	192	88	f(6	f(6	PROPN
emaj-221	192	89	,	,	PUNCT
emaj-221	192	90	97	97	NUM
emaj-221	192	91	)	)	PUNCT
emaj-221	192	92	=	=	NOUN
emaj-221	192	93	3.08	3.08	NUM
emaj-221	192	94	,	,	PUNCT
emaj-221	192	95	prob	prob	NOUN
emaj-221	192	96	>	>	X
emaj-221	192	97	f=	f=	PROPN
emaj-221	192	98	0.0083	0.0083	NUM
emaj-221	192	99	,	,	PUNCT
emaj-221	192	100	so	so	SCONJ
emaj-221	192	101	the	the	DET
emaj-221	192	102	h0	h0	PROPN
emaj-221	192	103	is	be	AUX
emaj-221	192	104	rejected	reject	VERB
emaj-221	192	105	and	and	CCONJ
emaj-221	192	106	the	the	DET
emaj-221	192	107	fixed	fix	VERB
emaj-221	192	108	effect	effect	NOUN
emaj-221	192	109	model	model	NOUN
emaj-221	192	110	is	be	AUX
emaj-221	192	111	appropriate	appropriate	ADJ
emaj-221	192	112	because	because	SCONJ
emaj-221	192	113	there	there	PRON
emaj-221	192	114	is	be	VERB
emaj-221	192	115	heterogeneity	heterogeneity	NOUN
emaj-221	192	116	between	between	ADP
emaj-221	192	117	the	the	DET
emaj-221	192	118	banks	bank	NOUN
emaj-221	192	119	.	.	PUNCT
emaj-221	193	1	ctd	ctd	PROPN
emaj-221	193	2	and	and	CCONJ
emaj-221	193	3	ltd	ltd	PROPN
emaj-221	193	4	have	have	VERB
emaj-221	193	5	negative	negative	ADJ
emaj-221	193	6	significant	significant	ADJ
emaj-221	193	7	effects	effect	NOUN
emaj-221	193	8	on	on	ADP
emaj-221	193	9	the	the	DET
emaj-221	193	10	roe	roe	NOUN
emaj-221	193	11	,	,	PUNCT
emaj-221	193	12	while	while	SCONJ
emaj-221	193	13	eta	eta	PROPN
emaj-221	193	14	has	have	VERB
emaj-221	193	15	no	no	DET
emaj-221	193	16	significant	significant	ADJ
emaj-221	193	17	effect	effect	NOUN
emaj-221	193	18	on	on	ADP
emaj-221	193	19	the	the	DET
emaj-221	193	20	roe	roe	NOUN
emaj-221	193	21	.	.	PUNCT
emaj-221	194	1	table	table	NOUN
emaj-221	194	2	5	5	NUM
emaj-221	194	3	:	:	PUNCT
emaj-221	194	4	random	random	ADJ
emaj-221	194	5	-	-	PUNCT
emaj-221	194	6	effects	effect	NOUN
emaj-221	194	7	gls	gls	NOUN
emaj-221	194	8	results	result	NOUN
emaj-221	194	9	*	*	PUNCT
emaj-221	194	10	=	=	NOUN
emaj-221	194	11	significant	significant	ADJ
emaj-221	194	12	at	at	ADP
emaj-221	194	13	5	5	NUM
emaj-221	194	14	%	%	NOUN
emaj-221	194	15	,	,	PUNCT
emaj-221	194	16	*	*	PUNCT
emaj-221	194	17	*	*	PUNCT
emaj-221	195	1	=	=	VERB
emaj-221	195	2	significant	significant	ADJ
emaj-221	195	3	at	at	ADP
emaj-221	195	4	10	10	NUM
emaj-221	195	5	%	%	NOUN
emaj-221	195	6	source	source	NOUN
emaj-221	195	7	:	:	PUNCT
emaj-221	195	8	stata	stata	PROPN
emaj-221	195	9	software	software	NOUN
emaj-221	195	10	output	output	NOUN
emaj-221	195	11	table	table	NOUN
emaj-221	195	12	5	5	NUM
emaj-221	195	13	indicates	indicate	VERB
emaj-221	195	14	that	that	DET
emaj-221	195	15	prob(chi2	prob(chi2	NOUN
emaj-221	195	16	)	)	PUNCT
emaj-221	195	17	of	of	ADP
emaj-221	195	18	the	the	DET
emaj-221	195	19	randomeffects	randomeffect	NOUN
emaj-221	195	20	model	model	NOUN
emaj-221	195	21	(	(	PUNCT
emaj-221	195	22	0.0035	0.0035	NUM
emaj-221	195	23	)	)	PUNCT
emaj-221	195	24	is	be	AUX
emaj-221	195	25	less	less	ADJ
emaj-221	195	26	than	than	ADP
emaj-221	195	27	5	5	NUM
emaj-221	195	28	%	%	NOUN
emaj-221	195	29	,	,	PUNCT
emaj-221	195	30	which	which	PRON
emaj-221	195	31	indicates	indicate	VERB
emaj-221	195	32	that	that	SCONJ
emaj-221	195	33	the	the	DET
emaj-221	195	34	model	model	NOUN
emaj-221	195	35	is	be	AUX
emaj-221	195	36	appropriate	appropriate	ADJ
emaj-221	195	37	.	.	PUNCT
emaj-221	196	1	to	to	PART
emaj-221	196	2	test	test	VERB
emaj-221	196	3	the	the	DET
emaj-221	196	4	appropriateness	appropriateness	NOUN
emaj-221	196	5	of	of	ADP
emaj-221	196	6	the	the	DET
emaj-221	196	7	random	random	ADJ
emaj-221	196	8	-	-	PUNCT
emaj-221	196	9	effects	effect	NOUN
emaj-221	196	10	model	model	NOUN
emaj-221	196	11	,	,	PUNCT
emaj-221	196	12	we	we	PRON
emaj-221	196	13	use	use	VERB
emaj-221	196	14	breusch	breusch	NOUN
emaj-221	196	15	and	and	CCONJ
emaj-221	196	16	pagan	pagan	VERB
emaj-221	196	17	lagrangian	lagrangian	ADJ
emaj-221	196	18	multiplier	multiplier	ADV
emaj-221	196	19	(	(	PUNCT
emaj-221	196	20	lm	lm	INTJ
emaj-221	196	21	)	)	PUNCT
emaj-221	196	22	test	test	NOUN
emaj-221	196	23	.	.	PUNCT
emaj-221	197	1	lm	lm	PROPN
emaj-221	197	2	test	test	NOUN
emaj-221	197	3	helps	help	VERB
emaj-221	197	4	to	to	PART
emaj-221	197	5	decide	decide	VERB
emaj-221	197	6	between	between	ADP
emaj-221	197	7	a	a	DET
emaj-221	197	8	random	random	ADJ
emaj-221	197	9	-	-	PUNCT
emaj-221	197	10	effects	effect	NOUN
emaj-221	197	11	regression	regression	NOUN
emaj-221	197	12	and	and	CCONJ
emaj-221	197	13	an	an	DET
emaj-221	197	14	ols	ol	NOUN
emaj-221	197	15	regression	regression	NOUN
emaj-221	197	16	is	be	AUX
emaj-221	197	17	based	base	VERB
emaj-221	197	18	on	on	ADP
emaj-221	197	19	the	the	DET
emaj-221	197	20	following	follow	VERB
emaj-221	197	21	hypotheses	hypothesis	NOUN
emaj-221	197	22	:	:	PUNCT
emaj-221	197	23	h0	h0	NOUN
emaj-221	197	24	:	:	PUNCT
emaj-221	197	25	no	no	DET
emaj-221	197	26	difference	difference	NOUN
emaj-221	197	27	across	across	ADP
emaj-221	197	28	units	unit	NOUN
emaj-221	197	29	.	.	PUNCT
emaj-221	198	1	h1	h1	NOUN
emaj-221	198	2	:	:	PUNCT
emaj-221	198	3	difference	difference	NOUN
emaj-221	198	4	across	across	ADP
emaj-221	198	5	units	unit	NOUN
emaj-221	198	6	table	table	VERB
emaj-221	198	7	6	6	NUM
emaj-221	198	8	:	:	PUNCT
emaj-221	198	9	breusch	breusch	PRON
emaj-221	198	10	test	test	NOUN
emaj-221	198	11	test	test	NOUN
emaj-221	198	12	:	:	PUNCT
emaj-221	198	13	var(u)=0	var(u)=0	VERB
emaj-221	198	14	chibar2(01)=	chibar2(01)=	PROPN
emaj-221	198	15	3.98	3.98	NUM
emaj-221	198	16	prob	prob	NOUN
emaj-221	198	17	>	>	X
emaj-221	198	18	chi2=	chi2=	VERB
emaj-221	198	19	0.0231	0.0231	NUM
emaj-221	198	20	*	*	PUNCT
emaj-221	198	21	=	=	PUNCT
emaj-221	198	22	significant	significant	ADJ
emaj-221	198	23	at	at	ADP
emaj-221	198	24	5	5	NUM
emaj-221	198	25	%	%	NOUN
emaj-221	198	26	source	source	NOUN
emaj-221	198	27	:	:	PUNCT
emaj-221	198	28	stata	stata	PROPN
emaj-221	198	29	software	software	NOUN
emaj-221	198	30	output	output	NOUN
emaj-221	198	31	table	table	NOUN
emaj-221	198	32	6	6	NUM
emaj-221	198	33	shows	show	VERB
emaj-221	198	34	that	that	SCONJ
emaj-221	198	35	the	the	DET
emaj-221	198	36	prob	prob	NOUN
emaj-221	198	37	(	(	PUNCT
emaj-221	198	38	chi2	chi2	PROPN
emaj-221	198	39	)	)	PUNCT
emaj-221	198	40	of	of	ADP
emaj-221	198	41	the	the	DET
emaj-221	198	42	breusch	breusch	ADJ
emaj-221	198	43	test	test	NOUN
emaj-221	198	44	is	be	AUX
emaj-221	198	45	0.0231	0.0231	NUM
emaj-221	198	46	,	,	PUNCT
emaj-221	198	47	which	which	PRON
emaj-221	198	48	is	be	AUX
emaj-221	198	49	less	less	ADJ
emaj-221	198	50	than	than	ADP
emaj-221	198	51	5	5	NUM
emaj-221	198	52	%	%	NOUN
emaj-221	198	53	.	.	PUNCT
emaj-221	199	1	this	this	PRON
emaj-221	199	2	indicates	indicate	VERB
emaj-221	199	3	that	that	SCONJ
emaj-221	199	4	the	the	DET
emaj-221	199	5	random	random	ADJ
emaj-221	199	6	-	-	PUNCT
emaj-221	199	7	effects	effect	NOUN
emaj-221	199	8	model	model	NOUN
emaj-221	199	9	is	be	AUX
emaj-221	199	10	appropriate	appropriate	ADJ
emaj-221	199	11	for	for	ADP
emaj-221	199	12	the	the	DET
emaj-221	199	13	data	datum	NOUN
emaj-221	199	14	.	.	PUNCT
emaj-221	200	1	the	the	DET
emaj-221	200	2	regression	regression	NOUN
emaj-221	200	3	results	result	VERB
emaj-221	200	4	for	for	ADP
emaj-221	200	5	the	the	DET
emaj-221	200	6	random	random	ADJ
emaj-221	200	7	effects	effect	NOUN
emaj-221	200	8	model	model	NOUN
emaj-221	200	9	reveal	reveal	VERB
emaj-221	200	10	that	that	SCONJ
emaj-221	200	11	ctd	ctd	PROPN
emaj-221	200	12	has	have	VERB
emaj-221	200	13	a	a	DET
emaj-221	200	14	significant	significant	ADJ
emaj-221	200	15	negative	negative	ADJ
emaj-221	200	16	effect	effect	NOUN
emaj-221	200	17	on	on	ADP
emaj-221	200	18	roe	roe	PROPN
emaj-221	200	19	,	,	PUNCT
emaj-221	200	20	which	which	PRON
emaj-221	200	21	means	mean	VERB
emaj-221	200	22	there	there	PRON
emaj-221	200	23	is	be	VERB
emaj-221	200	24	an	an	DET
emaj-221	200	25	inverse	inverse	NOUN
emaj-221	200	26	relationship	relationship	NOUN
emaj-221	200	27	between	between	ADP
emaj-221	200	28	the	the	DET
emaj-221	200	29	two	two	NUM
emaj-221	200	30	variables	variable	NOUN
emaj-221	200	31	=	=	PUNCT
emaj-221	200	32	-0.2936706	-0.2936706	PROPN
emaj-221	201	1	(	(	PUNCT
emaj-221	201	2	p	p	NOUN
emaj-221	201	3	-	-	PUNCT
emaj-221	201	4	value	value	NOUN
emaj-221	201	5	=	=	NOUN
emaj-221	201	6	0.021	0.021	NUM
emaj-221	201	7	)	)	PUNCT
emaj-221	201	8	.	.	PUNCT
emaj-221	202	1	there	there	PRON
emaj-221	202	2	is	be	VERB
emaj-221	202	3	a	a	DET
emaj-221	202	4	significant	significant	ADJ
emaj-221	202	5	negative	negative	ADJ
emaj-221	202	6	effect	effect	NOUN
emaj-221	202	7	of	of	ADP
emaj-221	202	8	loan	loan	NOUN
emaj-221	202	9	to	to	PART
emaj-221	202	10	deposit	deposit	VERB
emaj-221	202	11	ratio	ratio	PROPN
emaj-221	202	12	ltd	ltd	PROPN
emaj-221	202	13	on	on	ADP
emaj-221	202	14	roe	roe	PROPN
emaj-221	202	15	,	,	PUNCT
emaj-221	202	16	which	which	PRON
emaj-221	202	17	means	mean	VERB
emaj-221	202	18	there	there	PRON
emaj-221	202	19	is	be	VERB
emaj-221	202	20	an	an	DET
emaj-221	202	21	inverse	inverse	NOUN
emaj-221	202	22	relationship	relationship	NOUN
emaj-221	202	23	between	between	ADP
emaj-221	202	24	the	the	DET
emaj-221	202	25	two	two	NUM
emaj-221	202	26	variables	variable	NOUN
emaj-221	202	27	.	.	PUNCT
emaj-221	203	1	this	this	PRON
emaj-221	203	2	means	mean	VERB
emaj-221	203	3	that	that	SCONJ
emaj-221	203	4	the	the	PRON
emaj-221	203	5	higher	high	ADJ
emaj-221	203	6	the	the	DET
emaj-221	203	7	loan	loan	NOUN
emaj-221	203	8	-	-	PUNCT
emaj-221	203	9	to	to	ADP
emaj-221	203	10	-	-	PUNCT
emaj-221	203	11	deposit	deposit	NOUN
emaj-221	203	12	ratio	ratio	NOUN
emaj-221	203	13	,	,	PUNCT
emaj-221	203	14	the	the	PRON
emaj-221	203	15	lower	low	ADJ
emaj-221	203	16	the	the	DET
emaj-221	203	17	banks	bank	NOUN
emaj-221	203	18	'	'	PART
emaj-221	203	19	financial	financial	ADJ
emaj-221	203	20	performance	performance	NOUN
emaj-221	203	21	.	.	PUNCT
emaj-221	204	1	there	there	PRON
emaj-221	204	2	is	be	VERB
emaj-221	204	3	a	a	DET
emaj-221	204	4	significant	significant	ADJ
emaj-221	204	5	negative	negative	ADJ
emaj-221	204	6	effect	effect	NOUN
emaj-221	204	7	of	of	ADP
emaj-221	204	8	eta	eta	PROPN
emaj-221	204	9	on	on	ADP
emaj-221	204	10	roe	roe	PROPN
emaj-221	204	11	,	,	PUNCT
emaj-221	204	12	which	which	PRON
emaj-221	204	13	means	mean	VERB
emaj-221	204	14	there	there	PRON
emaj-221	204	15	is	be	VERB
emaj-221	204	16	an	an	DET
emaj-221	204	17	inverse	inverse	NOUN
emaj-221	204	18	relationship	relationship	NOUN
emaj-221	204	19	between	between	ADP
emaj-221	204	20	the	the	DET
emaj-221	204	21	two	two	NUM
emaj-221	204	22	variables	variable	NOUN
emaj-221	204	23	.	.	PUNCT
emaj-221	205	1	this	this	PRON
emaj-221	205	2	means	mean	VERB
emaj-221	205	3	that	that	SCONJ
emaj-221	205	4	the	the	PRON
emaj-221	205	5	higher	high	ADJ
emaj-221	205	6	the	the	DET
emaj-221	205	7	equity	equity	NOUN
emaj-221	205	8	to	to	ADP
emaj-221	205	9	assets	asset	NOUN
emaj-221	205	10	ratio	ratio	NOUN
emaj-221	205	11	,	,	PUNCT
emaj-221	205	12	the	the	PRON
emaj-221	205	13	lower	low	ADJ
emaj-221	205	14	the	the	DET
emaj-221	205	15	banks	bank	NOUN
emaj-221	205	16	'	'	PART
emaj-221	205	17	financial	financial	ADJ
emaj-221	205	18	performance	performance	NOUN
emaj-221	205	19	.	.	PUNCT
emaj-221	206	1	the	the	DET
emaj-221	206	2	tests	test	NOUN
emaj-221	206	3	revealed	reveal	VERB
emaj-221	206	4	that	that	SCONJ
emaj-221	206	5	random	random	ADJ
emaj-221	206	6	and	and	CCONJ
emaj-221	206	7	fixed	fix	VERB
emaj-221	206	8	effect	effect	NOUN
emaj-221	206	9	models	model	NOUN
emaj-221	206	10	are	be	AUX
emaj-221	206	11	appropriated	appropriate	VERB
emaj-221	206	12	compared	compare	VERB
emaj-221	206	13	to	to	ADP
emaj-221	206	14	ols	ols	PROPN
emaj-221	206	15	.	.	PUNCT
emaj-221	207	1	now	now	ADV
emaj-221	207	2	we	we	PRON
emaj-221	207	3	should	should	AUX
emaj-221	207	4	choose	choose	VERB
emaj-221	207	5	between	between	ADP
emaj-221	207	6	the	the	DET
emaj-221	207	7	random	random	ADJ
emaj-221	207	8	and	and	CCONJ
emaj-221	207	9	fixed	fix	VERB
emaj-221	207	10	effects	effect	NOUN
emaj-221	207	11	models	model	NOUN
emaj-221	207	12	by	by	ADP
emaj-221	207	13	applying	apply	VERB
emaj-221	207	14	the	the	DET
emaj-221	207	15	hausman	hausman	ADJ
emaj-221	207	16	test	test	NOUN
emaj-221	207	17	.	.	PUNCT
emaj-221	208	1	hausman	hausman	PROPN
emaj-221	208	2	test	test	NOUN
emaj-221	208	3	for	for	ADP
emaj-221	208	4	selecting	select	VERB
emaj-221	208	5	the	the	DET
emaj-221	208	6	best	good	ADJ
emaj-221	208	7	model	model	NOUN
emaj-221	208	8	of	of	ADP
emaj-221	208	9	this	this	DET
emaj-221	208	10	data	datum	NOUN
emaj-221	208	11	,	,	PUNCT
emaj-221	208	12	the	the	DET
emaj-221	208	13	hausman	hausman	ADJ
emaj-221	208	14	test	test	NOUN
emaj-221	208	15	was	be	AUX
emaj-221	208	16	used	use	VERB
emaj-221	208	17	to	to	PART
emaj-221	208	18	compare	compare	VERB
emaj-221	208	19	and	and	CCONJ
emaj-221	208	20	choose	choose	VERB
emaj-221	208	21	between	between	ADP
emaj-221	208	22	the	the	DET
emaj-221	208	23	results	result	NOUN
emaj-221	208	24	of	of	ADP
emaj-221	208	25	the	the	DET
emaj-221	208	26	random	random	ADJ
emaj-221	208	27	-	-	PUNCT
emaj-221	208	28	effects	effect	NOUN
emaj-221	208	29	and	and	CCONJ
emaj-221	208	30	fixed	fix	VERB
emaj-221	208	31	-	-	PUNCT
emaj-221	208	32	effects	effect	NOUN
emaj-221	208	33	,	,	PUNCT
emaj-221	208	34	by	by	ADP
emaj-221	208	35	testing	test	VERB
emaj-221	208	36	the	the	DET
emaj-221	208	37	following	follow	VERB
emaj-221	208	38	hypothesis	hypothesis	NOUN
emaj-221	208	39	:	:	PUNCT
emaj-221	208	40	h0	h0	NOUN
emaj-221	208	41	:	:	PUNCT
emaj-221	208	42	random	random	ADJ
emaj-221	208	43	effects	effect	NOUN
emaj-221	208	44	model	model	NOUN
emaj-221	208	45	is	be	AUX
emaj-221	208	46	the	the	DET
emaj-221	208	47	appropriate	appropriate	ADJ
emaj-221	208	48	model	model	NOUN
emaj-221	208	49	.	.	PUNCT
emaj-221	209	1	h1	h1	PROPN
emaj-221	209	2	:	:	PUNCT
emaj-221	209	3	the	the	DET
emaj-221	209	4	fixed	fix	VERB
emaj-221	209	5	effects	effect	NOUN
emaj-221	209	6	model	model	NOUN
emaj-221	209	7	is	be	AUX
emaj-221	209	8	the	the	DET
emaj-221	209	9	appropriate	appropriate	ADJ
emaj-221	209	10	model	model	NOUN
emaj-221	209	11	.	.	PUNCT
emaj-221	210	1	table	table	NOUN
emaj-221	210	2	7	7	NUM
emaj-221	210	3	:	:	PUNCT
emaj-221	210	4	hausman	hausman	ADJ
emaj-221	210	5	test	test	NOUN
emaj-221	210	6	chi2(3)=	chi2(3)=	PROPN
emaj-221	210	7	4.01	4.01	NUM
emaj-221	210	8	prob	prob	NOUN
emaj-221	210	9	>	>	X
emaj-221	210	10	chi2=	chi2=	VERB
emaj-221	210	11	0.2605	0.2605	NUM
emaj-221	210	12	source	source	NOUN
emaj-221	210	13	:	:	PUNCT
emaj-221	210	14	stata	stata	PROPN
emaj-221	210	15	software	software	NOUN
emaj-221	210	16	output	output	NOUN
emaj-221	210	17	table	table	NOUN
emaj-221	210	18	7	7	NUM
emaj-221	210	19	shows	show	VERB
emaj-221	210	20	that	that	SCONJ
emaj-221	210	21	prob	prob	PROPN
emaj-221	210	22	(	(	PUNCT
emaj-221	210	23	chi2	chi2	PROPN
emaj-221	210	24	)	)	PUNCT
emaj-221	210	25	of	of	ADP
emaj-221	210	26	the	the	DET
emaj-221	210	27	test	test	NOUN
emaj-221	210	28	is	be	AUX
emaj-221	210	29	more	more	ADJ
emaj-221	210	30	than	than	ADP
emaj-221	210	31	5	5	NUM
emaj-221	210	32	%	%	NOUN
emaj-221	210	33	(	(	PUNCT
emaj-221	210	34	0.260	0.260	NUM
emaj-221	210	35	)	)	PUNCT
emaj-221	210	36	.	.	PUNCT
emaj-221	211	1	therefore	therefore	ADV
emaj-221	211	2	,	,	PUNCT
emaj-221	211	3	we	we	PRON
emaj-221	211	4	can	can	AUX
emaj-221	211	5	not	not	PART
emaj-221	211	6	reject	reject	VERB
emaj-221	211	7	the	the	DET
emaj-221	211	8	null	null	ADJ
emaj-221	211	9	hypothesis	hypothesis	NOUN
emaj-221	211	10	and	and	CCONJ
emaj-221	211	11	the	the	DET
emaj-221	211	12	appropriate	appropriate	ADJ
emaj-221	211	13	model	model	NOUN
emaj-221	211	14	is	be	AUX
emaj-221	211	15	the	the	DET
emaj-221	211	16	randomeffects	randomeffect	NOUN
emaj-221	211	17	.	.	PUNCT
emaj-221	212	1	the	the	DET
emaj-221	212	2	random	random	ADJ
emaj-221	212	3	effect	effect	NOUN
emaj-221	212	4	model	model	NOUN
emaj-221	212	5	is	be	AUX
emaj-221	212	6	more	more	ADV
emaj-221	212	7	appropriate	appropriate	ADJ
emaj-221	212	8	for	for	ADP
emaj-221	212	9	explaining	explain	VERB
emaj-221	212	10	the	the	DET
emaj-221	212	11	effect	effect	NOUN
emaj-221	212	12	of	of	ADP
emaj-221	212	13	liquidity	liquidity	NOUN
emaj-221	212	14	risk	risk	NOUN
emaj-221	212	15	on	on	ADP
emaj-221	212	16	financial	financial	ADJ
emaj-221	212	17	performance	performance	NOUN
emaj-221	212	18	compared	compare	VERB
emaj-221	212	19	to	to	ADP
emaj-221	212	20	the	the	DET
emaj-221	212	21	fixed	fixed	ADJ
emaj-221	212	22	effect	effect	NOUN
emaj-221	212	23	model	model	NOUN
emaj-221	212	24	.	.	PUNCT
emaj-221	213	1	random	random	ADJ
emaj-221	213	2	-	-	PUNCT
emaj-221	213	3	effects	effect	NOUN
emaj-221	213	4	gls	gl	VERB
emaj-221	213	5	regression	regression	NOUN
emaj-221	213	6	(	(	PUNCT
emaj-221	213	7	robust	robust	ADJ
emaj-221	213	8	)	)	PUNCT
emaj-221	213	9	to	to	PART
emaj-221	213	10	solve	solve	VERB
emaj-221	213	11	the	the	DET
emaj-221	213	12	problem	problem	NOUN
emaj-221	213	13	of	of	ADP
emaj-221	213	14	heteroscedasticity	heteroscedasticity	NOUN
emaj-221	213	15	,	,	PUNCT
emaj-221	213	16	we	we	PRON
emaj-221	213	17	need	need	VERB
emaj-221	213	18	to	to	PART
emaj-221	213	19	apply	apply	VERB
emaj-221	213	20	robust	robust	ADJ
emaj-221	213	21	estimation	estimation	NOUN
emaj-221	213	22	for	for	ADP
emaj-221	213	23	the	the	DET
emaj-221	213	24	random	random	ADJ
emaj-221	213	25	effect	effect	NOUN
emaj-221	213	26	to	to	PART
emaj-221	213	27	obtain	obtain	VERB
emaj-221	213	28	heteroscedasticity	heteroscedasticity	NOUN
emaj-221	213	29	-	-	PUNCT
emaj-221	213	30	robust	robust	ADJ
emaj-221	213	31	standard	standard	ADJ
emaj-221	213	32	errors	error	NOUN
emaj-221	213	33	(	(	PUNCT
emaj-221	213	34	known	know	VERB
emaj-221	213	35	as	as	ADP
emaj-221	213	36	huber	huber	PROPN
emaj-221	213	37	/	/	SYM
emaj-221	213	38	white	white	ADJ
emaj-221	213	39	or	or	CCONJ
emaj-221	213	40	sandwich	sandwich	NOUN
emaj-221	213	41	estimators	estimator	NOUN
emaj-221	213	42	)	)	PUNCT
emaj-221	213	43	.	.	PUNCT
emaj-221	214	1	volume	volume	NOUN
emaj-221	214	2	11	11	NUM
emaj-221	214	3	no	no	PRON
emaj-221	214	4	1	1	NUM
emaj-221	214	5	(	(	PUNCT
emaj-221	214	6	2021	2021	NUM
emaj-221	214	7	)	)	PUNCT
emaj-221	214	8	|	|	ADV
emaj-221	214	9	issn	issn	VERB
emaj-221	214	10	2158	2158	NUM
emaj-221	214	11	-	-	SYM
emaj-221	214	12	8708	8708	NUM
emaj-221	214	13	(	(	PUNCT
emaj-221	214	14	online	online	NOUN
emaj-221	214	15	)	)	PUNCT
emaj-221	214	16	|	|	ADV
emaj-221	214	17	doi	doi	X
emaj-221	214	18	10.5195	10.5195	NUM
emaj-221	214	19	/	/	SYM
emaj-221	214	20	emaj.2021.221	emaj.2021.221	PROPN
emaj-221	214	21	|	|	ADV
emaj-221	214	22	http://emaj.pitt.edu	http://emaj.pitt.edu	PROPN
emaj-221	214	23	ishaq	ishaq	PROPN
emaj-221	214	24	hacini	hacini	PROPN
emaj-221	214	25	,	,	PUNCT
emaj-221	214	26	abir	abir	NOUN
emaj-221	214	27	boulenfad	boulenfad	PROPN
emaj-221	214	28	,	,	PUNCT
emaj-221	214	29	khadra	khadra	NOUN
emaj-221	214	30	dahou	dahou	VERB
emaj-221	214	31	emerging	emerge	VERB
emaj-221	214	32	markets	market	NOUN
emaj-221	214	33	journal	journal	NOUN
emaj-221	214	34	|	|	ADV
emaj-221	214	35	p	p	NOUN
emaj-221	214	36	a	a	DET
emaj-221	214	37	g	g	NOUN
emaj-221	214	38	e	e	NOUN
emaj-221	214	39	7	7	NUM
emaj-221	214	40	3	3	NUM
emaj-221	214	41	table	table	NOUN
emaj-221	214	42	8	8	NUM
emaj-221	214	43	:	:	PUNCT
emaj-221	214	44	random	random	ADJ
emaj-221	214	45	-	-	PUNCT
emaj-221	214	46	effects	effect	NOUN
emaj-221	214	47	gls	gl	VERB
emaj-221	214	48	robust	robust	ADJ
emaj-221	214	49	results	result	NOUN
emaj-221	215	1	variable	variable	ADJ
emaj-221	215	2	coef	coef	PROPN
emaj-221	215	3	std	std	NOUN
emaj-221	215	4	t	t	PROPN
emaj-221	215	5	p	p	PROPN
emaj-221	215	6	ctd	ctd	PROPN
emaj-221	215	7	-0.2936	-0.2936	PROPN
emaj-221	215	8	0.1285	0.1285	NUM
emaj-221	215	9	-2.29	-2.29	NUM
emaj-221	215	10	0.022	0.022	NUM
emaj-221	215	11	*	*	PUNCT
emaj-221	215	12	ltd	ltd	PROPN
emaj-221	215	13	-0.2954	-0.2954	PROPN
emaj-221	215	14	0.1279	0.1279	NUM
emaj-221	215	15	-2.31	-2.31	PRON
emaj-221	215	16	0.021	0.021	NUM
emaj-221	215	17	*	*	PUNCT
emaj-221	215	18	eta	eta	PROPN
emaj-221	215	19	-0.2124	-0.2124	NOUN
emaj-221	215	20	0.0835	0.0835	NUM
emaj-221	215	21	-2.54	-2.54	NUM
emaj-221	215	22	0.011	0.011	NUM
emaj-221	215	23	*	*	NOUN
emaj-221	215	24	cons	con	NOUN
emaj-221	215	25	0.4315	0.4315	NUM
emaj-221	215	26	0.1127	0.1127	NUM
emaj-221	215	27	3.83	3.83	NUM
emaj-221	215	28	0.000	0.000	NUM
emaj-221	215	29	*	*	PUNCT
emaj-221	215	30	num	num	PROPN
emaj-221	215	31	obs	obs	PROPN
emaj-221	215	32	107	107	NUM
emaj-221	215	33	wald	wald	X
emaj-221	215	34	chi2(3	chi2(3	PROPN
emaj-221	215	35	)	)	PUNCT
emaj-221	215	36	22.13	22.13	NUM
emaj-221	215	37	prob	prob	NOUN
emaj-221	215	38	>	>	X
emaj-221	215	39	chi2	chi2	NOUN
emaj-221	215	40	0.0001	0.0001	NUM
emaj-221	215	41	*	*	PUNCT
emaj-221	215	42	=	=	NOUN
emaj-221	215	43	significant	significant	ADJ
emaj-221	215	44	at	at	ADP
emaj-221	215	45	5	5	NUM
emaj-221	215	46	%	%	NOUN
emaj-221	215	47	source	source	NOUN
emaj-221	215	48	:	:	PUNCT
emaj-221	215	49	stata	stata	PROPN
emaj-221	215	50	software	software	NOUN
emaj-221	215	51	output	output	NOUN
emaj-221	215	52	table	table	NOUN
emaj-221	215	53	8	8	NUM
emaj-221	215	54	shows	show	VERB
emaj-221	215	55	that	that	SCONJ
emaj-221	215	56	prob	prob	PROPN
emaj-221	215	57	(	(	PUNCT
emaj-221	215	58	chi2	chi2	PROPN
emaj-221	215	59	)	)	PUNCT
emaj-221	215	60	of	of	ADP
emaj-221	215	61	the	the	DET
emaj-221	215	62	randomeffects	randomeffect	NOUN
emaj-221	215	63	model	model	NOUN
emaj-221	215	64	(	(	PUNCT
emaj-221	215	65	0.0001	0.0001	NUM
emaj-221	215	66	)	)	PUNCT
emaj-221	215	67	is	be	AUX
emaj-221	215	68	less	less	ADJ
emaj-221	215	69	than	than	ADP
emaj-221	215	70	5	5	NUM
emaj-221	215	71	%	%	NOUN
emaj-221	215	72	,	,	PUNCT
emaj-221	215	73	which	which	PRON
emaj-221	215	74	indicates	indicate	VERB
emaj-221	215	75	that	that	SCONJ
emaj-221	215	76	the	the	DET
emaj-221	215	77	model	model	NOUN
emaj-221	215	78	is	be	AUX
emaj-221	215	79	appropriate	appropriate	ADJ
emaj-221	215	80	.	.	PUNCT
emaj-221	216	1	all	all	DET
emaj-221	216	2	independent	independent	ADJ
emaj-221	216	3	variables	variable	NOUN
emaj-221	216	4	of	of	ADP
emaj-221	216	5	ctd	ctd	NOUN
emaj-221	216	6	,	,	PUNCT
emaj-221	216	7	it	it	PRON
emaj-221	216	8	d	d	PROPN
emaj-221	216	9	and	and	CCONJ
emaj-221	216	10	etr	etr	PROPN
emaj-221	216	11	have	have	VERB
emaj-221	216	12	significant	significant	ADJ
emaj-221	216	13	negative	negative	ADJ
emaj-221	216	14	effects	effect	NOUN
emaj-221	216	15	on	on	ADP
emaj-221	216	16	roe	roe	NOUN
emaj-221	216	17	.	.	PUNCT
emaj-221	217	1	discussion	discussion	NOUN
emaj-221	217	2	of	of	ADP
emaj-221	217	3	the	the	DET
emaj-221	217	4	results	result	NOUN
emaj-221	217	5	the	the	DET
emaj-221	217	6	ratio	ratio	NOUN
emaj-221	217	7	of	of	ADP
emaj-221	217	8	cash	cash	NOUN
emaj-221	217	9	to	to	ADP
emaj-221	217	10	deposits	deposit	NOUN
emaj-221	217	11	negatively	negatively	ADV
emaj-221	217	12	affects	affect	VERB
emaj-221	217	13	the	the	DET
emaj-221	217	14	banks	bank	NOUN
emaj-221	217	15	’	’	PART
emaj-221	217	16	financial	financial	ADJ
emaj-221	217	17	performance	performance	NOUN
emaj-221	217	18	.	.	PUNCT
emaj-221	218	1	ctd	ctd	PROPN
emaj-221	218	2	increases	increase	VERB
emaj-221	218	3	when	when	SCONJ
emaj-221	218	4	the	the	DET
emaj-221	218	5	banks	bank	NOUN
emaj-221	218	6	hold	hold	VERB
emaj-221	218	7	cash	cash	NOUN
emaj-221	218	8	more	more	ADJ
emaj-221	218	9	than	than	ADP
emaj-221	218	10	deposits	deposit	NOUN
emaj-221	218	11	.	.	PUNCT
emaj-221	219	1	the	the	DET
emaj-221	219	2	increase	increase	NOUN
emaj-221	219	3	of	of	ADP
emaj-221	219	4	ctd	ctd	PROPN
emaj-221	219	5	gives	give	VERB
emaj-221	219	6	the	the	DET
emaj-221	219	7	bank	bank	NOUN
emaj-221	219	8	’s	’s	PART
emaj-221	219	9	customers	customer	NOUN
emaj-221	219	10	the	the	DET
emaj-221	219	11	trust	trust	NOUN
emaj-221	219	12	that	that	SCONJ
emaj-221	219	13	the	the	DET
emaj-221	219	14	bank	bank	NOUN
emaj-221	219	15	will	will	AUX
emaj-221	219	16	be	be	AUX
emaj-221	219	17	able	able	ADJ
emaj-221	219	18	to	to	PART
emaj-221	219	19	provide	provide	VERB
emaj-221	219	20	the	the	DET
emaj-221	219	21	customers	customer	NOUN
emaj-221	219	22	’	’	PART
emaj-221	219	23	deposits	deposit	NOUN
emaj-221	219	24	when	when	SCONJ
emaj-221	219	25	they	they	PRON
emaj-221	219	26	request	request	VERB
emaj-221	219	27	them	they	PRON
emaj-221	219	28	.	.	PUNCT
emaj-221	220	1	on	on	ADP
emaj-221	220	2	the	the	DET
emaj-221	220	3	other	other	ADJ
emaj-221	220	4	hand	hand	NOUN
emaj-221	220	5	,	,	PUNCT
emaj-221	220	6	when	when	SCONJ
emaj-221	220	7	ctd	ctd	PROPN
emaj-221	220	8	increases	increase	VERB
emaj-221	220	9	above	above	ADP
emaj-221	220	10	a	a	DET
emaj-221	220	11	certain	certain	ADJ
emaj-221	220	12	level	level	NOUN
emaj-221	220	13	,	,	PUNCT
emaj-221	220	14	funds	fund	NOUN
emaj-221	220	15	will	will	AUX
emaj-221	220	16	be	be	AUX
emaj-221	220	17	idle	idle	ADJ
emaj-221	220	18	and	and	CCONJ
emaj-221	220	19	the	the	DET
emaj-221	220	20	bank	bank	NOUN
emaj-221	220	21	will	will	AUX
emaj-221	220	22	suffer	suffer	VERB
emaj-221	220	23	the	the	DET
emaj-221	220	24	opportunity	opportunity	NOUN
emaj-221	220	25	costs	cost	NOUN
emaj-221	220	26	and	and	CCONJ
emaj-221	220	27	the	the	DET
emaj-221	220	28	deposit	deposit	NOUN
emaj-221	220	29	interest	interest	NOUN
emaj-221	220	30	,	,	PUNCT
emaj-221	220	31	which	which	PRON
emaj-221	220	32	negatively	negatively	ADV
emaj-221	220	33	affects	affect	VERB
emaj-221	220	34	the	the	DET
emaj-221	220	35	bank	bank	NOUN
emaj-221	220	36	’s	’s	PART
emaj-221	220	37	performance	performance	NOUN
emaj-221	220	38	.	.	PUNCT
emaj-221	221	1	therefore	therefore	ADV
emaj-221	221	2	,	,	PUNCT
emaj-221	221	3	the	the	DET
emaj-221	221	4	saudi	saudi	ADJ
emaj-221	221	5	banks	bank	NOUN
emaj-221	221	6	maybe	maybe	ADV
emaj-221	221	7	hold	hold	VERB
emaj-221	221	8	a	a	DET
emaj-221	221	9	large	large	ADJ
emaj-221	221	10	percentage	percentage	NOUN
emaj-221	221	11	of	of	ADP
emaj-221	221	12	cash	cash	NOUN
emaj-221	221	13	(	(	PUNCT
emaj-221	221	14	surplus	surplus	NOUN
emaj-221	221	15	in	in	ADP
emaj-221	221	16	liquidity	liquidity	NOUN
emaj-221	221	17	)	)	PUNCT
emaj-221	221	18	to	to	PART
emaj-221	221	19	face	face	VERB
emaj-221	221	20	the	the	DET
emaj-221	221	21	demand	demand	NOUN
emaj-221	221	22	of	of	ADP
emaj-221	221	23	deposits	deposit	NOUN
emaj-221	221	24	’	'	PUNCT
emaj-221	221	25	withdraw	withdraw	NOUN
emaj-221	221	26	.	.	PUNCT
emaj-221	222	1	moreover	moreover	ADV
emaj-221	222	2	,	,	PUNCT
emaj-221	222	3	this	this	PRON
emaj-221	222	4	what	what	PRON
emaj-221	222	5	is	be	AUX
emaj-221	222	6	(	(	PUNCT
emaj-221	222	7	mishra	mishra	PROPN
emaj-221	222	8	&	&	CCONJ
emaj-221	222	9	pradhan	pradhan	PROPN
emaj-221	222	10	,	,	PUNCT
emaj-221	222	11	2019	2019	NUM
emaj-221	222	12	)	)	PUNCT
emaj-221	222	13	suggested	suggest	VERB
emaj-221	222	14	previously	previously	ADV
emaj-221	222	15	.	.	PUNCT
emaj-221	223	1	the	the	DET
emaj-221	223	2	ratio	ratio	NOUN
emaj-221	223	3	of	of	ADP
emaj-221	223	4	loan	loan	NOUN
emaj-221	223	5	to	to	ADP
emaj-221	223	6	deposits	deposit	NOUN
emaj-221	223	7	negatively	negatively	ADV
emaj-221	223	8	affects	affect	VERB
emaj-221	223	9	financial	financial	ADJ
emaj-221	223	10	performance	performance	NOUN
emaj-221	223	11	indicators	indicator	NOUN
emaj-221	223	12	,	,	PUNCT
emaj-221	223	13	because	because	SCONJ
emaj-221	223	14	the	the	DET
emaj-221	223	15	loan	loan	NOUN
emaj-221	223	16	-	-	PUNCT
emaj-221	223	17	todeposit	todeposit	NOUN
emaj-221	223	18	ratio	ratio	NOUN
emaj-221	223	19	contributes	contribute	VERB
emaj-221	223	20	to	to	ADP
emaj-221	223	21	assessing	assess	VERB
emaj-221	223	22	the	the	DET
emaj-221	223	23	bank	bank	NOUN
emaj-221	223	24	's	's	PART
emaj-221	223	25	liquidity	liquidity	NOUN
emaj-221	223	26	and	and	CCONJ
emaj-221	223	27	helps	help	VERB
emaj-221	223	28	investors	investor	NOUN
emaj-221	223	29	to	to	PART
emaj-221	223	30	determine	determine	VERB
emaj-221	223	31	whether	whether	SCONJ
emaj-221	223	32	the	the	DET
emaj-221	223	33	bank	bank	NOUN
emaj-221	223	34	is	be	AUX
emaj-221	223	35	properly	properly	ADV
emaj-221	223	36	managed	manage	VERB
emaj-221	223	37	its	its	PRON
emaj-221	223	38	liquidity	liquidity	NOUN
emaj-221	223	39	.	.	PUNCT
emaj-221	224	1	if	if	SCONJ
emaj-221	224	2	the	the	DET
emaj-221	224	3	ratio	ratio	NOUN
emaj-221	224	4	is	be	AUX
emaj-221	224	5	too	too	ADV
emaj-221	224	6	high	high	ADJ
emaj-221	224	7	,	,	PUNCT
emaj-221	224	8	this	this	PRON
emaj-221	224	9	means	mean	VERB
emaj-221	224	10	that	that	SCONJ
emaj-221	224	11	the	the	DET
emaj-221	224	12	bank	bank	NOUN
emaj-221	224	13	does	do	AUX
emaj-221	224	14	not	not	PART
emaj-221	224	15	have	have	VERB
emaj-221	224	16	sufficient	sufficient	ADJ
emaj-221	224	17	liquidity	liquidity	NOUN
emaj-221	224	18	to	to	PART
emaj-221	224	19	cover	cover	VERB
emaj-221	224	20	any	any	DET
emaj-221	224	21	financing	financing	NOUN
emaj-221	224	22	requirements	requirement	NOUN
emaj-221	224	23	such	such	ADJ
emaj-221	224	24	as	as	ADP
emaj-221	224	25	default	default	NOUN
emaj-221	224	26	on	on	ADP
emaj-221	224	27	loans	loan	NOUN
emaj-221	224	28	or	or	CCONJ
emaj-221	224	29	an	an	DET
emaj-221	224	30	economic	economic	ADJ
emaj-221	224	31	downturn	downturn	NOUN
emaj-221	224	32	,	,	PUNCT
emaj-221	224	33	which	which	PRON
emaj-221	224	34	in	in	ADP
emaj-221	224	35	turn	turn	NOUN
emaj-221	224	36	greatly	greatly	ADV
emaj-221	224	37	and	and	CCONJ
emaj-221	224	38	negatively	negatively	ADV
emaj-221	224	39	affects	affect	VERB
emaj-221	224	40	the	the	DET
emaj-221	224	41	bank	bank	NOUN
emaj-221	224	42	’s	’s	PART
emaj-221	224	43	performance	performance	NOUN
emaj-221	224	44	.	.	PUNCT
emaj-221	225	1	(	(	PUNCT
emaj-221	225	2	abbas	abbas	PROPN
emaj-221	225	3	&	&	CCONJ
emaj-221	225	4	mourouj	mourouj	PROPN
emaj-221	225	5	,	,	PUNCT
emaj-221	225	6	2015	2015	NUM
emaj-221	225	7	)	)	PUNCT
emaj-221	225	8	and	and	CCONJ
emaj-221	225	9	(	(	PUNCT
emaj-221	225	10	laminfoday	laminfoday	PROPN
emaj-221	225	11	,	,	PUNCT
emaj-221	225	12	2018	2018	NUM
emaj-221	225	13	)	)	PUNCT
emaj-221	225	14	found	find	VERB
emaj-221	225	15	that	that	SCONJ
emaj-221	225	16	the	the	DET
emaj-221	225	17	increase	increase	NOUN
emaj-221	225	18	of	of	ADP
emaj-221	225	19	this	this	DET
emaj-221	225	20	ratio	ratio	NOUN
emaj-221	225	21	indicates	indicate	VERB
emaj-221	225	22	an	an	DET
emaj-221	225	23	increase	increase	NOUN
emaj-221	225	24	in	in	ADP
emaj-221	225	25	the	the	DET
emaj-221	225	26	bank	bank	NOUN
emaj-221	225	27	’s	’s	PART
emaj-221	225	28	need	need	NOUN
emaj-221	225	29	for	for	SCONJ
emaj-221	225	30	new	new	ADJ
emaj-221	225	31	financing	financing	NOUN
emaj-221	225	32	sources	source	NOUN
emaj-221	225	33	to	to	PART
emaj-221	225	34	meet	meet	VERB
emaj-221	225	35	loan	loan	NOUN
emaj-221	225	36	requests	request	NOUN
emaj-221	225	37	.	.	PUNCT
emaj-221	226	1	either	either	CCONJ
emaj-221	226	2	borrowing	borrow	VERB
emaj-221	226	3	from	from	ADP
emaj-221	226	4	the	the	DET
emaj-221	226	5	money	money	NOUN
emaj-221	226	6	market	market	NOUN
emaj-221	226	7	or	or	CCONJ
emaj-221	226	8	selling	sell	VERB
emaj-221	226	9	some	some	DET
emaj-221	226	10	assets	asset	NOUN
emaj-221	226	11	and	and	CCONJ
emaj-221	226	12	this	this	DET
emaj-221	226	13	matter	matter	NOUN
emaj-221	226	14	is	be	AUX
emaj-221	226	15	followed	follow	VERB
emaj-221	226	16	by	by	ADP
emaj-221	226	17	higher	high	ADJ
emaj-221	226	18	financing	financing	NOUN
emaj-221	226	19	costs	cost	NOUN
emaj-221	226	20	,	,	PUNCT
emaj-221	226	21	which	which	PRON
emaj-221	226	22	leads	lead	VERB
emaj-221	226	23	to	to	ADP
emaj-221	226	24	lower	low	ADJ
emaj-221	226	25	profits	profit	NOUN
emaj-221	226	26	and	and	CCONJ
emaj-221	226	27	increased	increase	VERB
emaj-221	226	28	indebtedness	indebtedness	NOUN
emaj-221	226	29	.	.	PUNCT
emaj-221	227	1	it	it	PRON
emaj-221	227	2	was	be	AUX
emaj-221	227	3	found	find	VERB
emaj-221	227	4	that	that	SCONJ
emaj-221	227	5	banks	bank	NOUN
emaj-221	227	6	`	`	PUNCT
emaj-221	227	7	management	management	NOUN
emaj-221	227	8	should	should	AUX
emaj-221	227	9	pay	pay	VERB
emaj-221	227	10	more	more	ADJ
emaj-221	227	11	attention	attention	NOUN
emaj-221	227	12	to	to	PART
emaj-221	227	13	maintain	maintain	VERB
emaj-221	227	14	the	the	DET
emaj-221	227	15	optimal	optimal	ADJ
emaj-221	227	16	loans	loan	NOUN
emaj-221	227	17	/	/	SYM
emaj-221	227	18	total	total	NOUN
emaj-221	227	19	deposits	deposit	NOUN
emaj-221	227	20	ratio	ratio	NOUN
emaj-221	227	21	and	and	CCONJ
emaj-221	227	22	not	not	PART
emaj-221	227	23	over	over	ADV
emaj-221	227	24	lend	lend	VERB
emaj-221	227	25	to	to	PART
emaj-221	227	26	avoid	avoid	VERB
emaj-221	227	27	any	any	DET
emaj-221	227	28	source	source	NOUN
emaj-221	227	29	of	of	ADP
emaj-221	227	30	liquidity	liquidity	NOUN
emaj-221	227	31	deficit	deficit	NOUN
emaj-221	227	32	risk	risk	NOUN
emaj-221	227	33	(	(	PUNCT
emaj-221	227	34	thair	thair	NOUN
emaj-221	227	35	&	&	CCONJ
emaj-221	227	36	qais	qais	PROPN
emaj-221	227	37	,	,	PUNCT
emaj-221	227	38	2020	2020	NUM
emaj-221	227	39	)	)	PUNCT
emaj-221	227	40	.	.	PUNCT
emaj-221	228	1	this	this	PRON
emaj-221	228	2	is	be	AUX
emaj-221	228	3	because	because	SCONJ
emaj-221	228	4	more	more	ADJ
emaj-221	228	5	lending	lending	NOUN
emaj-221	228	6	will	will	AUX
emaj-221	228	7	expose	expose	VERB
emaj-221	228	8	the	the	DET
emaj-221	228	9	banking	banking	NOUN
emaj-221	228	10	sector	sector	NOUN
emaj-221	228	11	to	to	ADP
emaj-221	228	12	high	high	ADJ
emaj-221	228	13	default	default	NOUN
emaj-221	228	14	risk	risk	NOUN
emaj-221	228	15	which	which	PRON
emaj-221	228	16	will	will	AUX
emaj-221	228	17	adversely	adversely	ADV
emaj-221	228	18	affect	affect	VERB
emaj-221	228	19	the	the	DET
emaj-221	228	20	banking	banking	NOUN
emaj-221	228	21	sector	sector	NOUN
emaj-221	228	22	’s	’s	PART
emaj-221	228	23	returns	return	NOUN
emaj-221	228	24	and	and	CCONJ
emaj-221	228	25	ultimately	ultimately	ADV
emaj-221	228	26	its	its	PRON
emaj-221	228	27	eps	eps	PROPN
emaj-221	228	28	.	.	PROPN
emaj-221	229	1	this	this	PRON
emaj-221	229	2	also	also	ADV
emaj-221	229	3	means	mean	VERB
emaj-221	229	4	that	that	SCONJ
emaj-221	229	5	the	the	PRON
emaj-221	229	6	higher	high	ADJ
emaj-221	229	7	the	the	DET
emaj-221	229	8	loans	loan	NOUN
emaj-221	229	9	granted	grant	VERB
emaj-221	229	10	by	by	ADP
emaj-221	229	11	banks	bank	NOUN
emaj-221	229	12	,	,	PUNCT
emaj-221	229	13	the	the	DET
emaj-221	229	14	more	more	ADJ
emaj-221	229	15	liquidity	liquidity	NOUN
emaj-221	229	16	risk	risk	NOUN
emaj-221	229	17	faced	face	VERB
emaj-221	229	18	by	by	ADP
emaj-221	229	19	them	they	PRON
emaj-221	229	20	,	,	PUNCT
emaj-221	229	21	as	as	SCONJ
emaj-221	229	22	it	it	PRON
emaj-221	229	23	decreases	decrease	VERB
emaj-221	229	24	the	the	DET
emaj-221	229	25	operating	operate	VERB
emaj-221	229	26	cash	cash	NOUN
emaj-221	229	27	flow	flow	NOUN
emaj-221	229	28	per	per	ADP
emaj-221	229	29	share	share	NOUN
emaj-221	229	30	generated	generate	VERB
emaj-221	229	31	by	by	ADP
emaj-221	229	32	banks	bank	NOUN
emaj-221	229	33	due	due	ADJ
emaj-221	229	34	to	to	ADP
emaj-221	229	35	an	an	DET
emaj-221	229	36	increase	increase	NOUN
emaj-221	229	37	in	in	ADP
emaj-221	229	38	the	the	DET
emaj-221	229	39	amount	amount	NOUN
emaj-221	229	40	of	of	ADP
emaj-221	229	41	cash	cash	NOUN
emaj-221	229	42	outflow	outflow	NOUN
emaj-221	229	43	.	.	PUNCT
emaj-221	230	1	the	the	DET
emaj-221	230	2	ratio	ratio	NOUN
emaj-221	230	3	of	of	ADP
emaj-221	230	4	equity	equity	NOUN
emaj-221	230	5	to	to	ADP
emaj-221	230	6	assets	asset	NOUN
emaj-221	230	7	negatively	negatively	ADV
emaj-221	230	8	affects	affect	VERB
emaj-221	230	9	financial	financial	ADJ
emaj-221	230	10	performance	performance	NOUN
emaj-221	230	11	.	.	PUNCT
emaj-221	231	1	high	high	ADJ
emaj-221	231	2	eta	eta	PROPN
emaj-221	231	3	means	mean	VERB
emaj-221	231	4	that	that	SCONJ
emaj-221	231	5	the	the	DET
emaj-221	231	6	bank	bank	NOUN
emaj-221	231	7	has	have	VERB
emaj-221	231	8	less	less	ADJ
emaj-221	231	9	risk	risk	NOUN
emaj-221	231	10	.	.	PUNCT
emaj-221	232	1	at	at	ADP
emaj-221	232	2	the	the	DET
emaj-221	232	3	same	same	ADJ
emaj-221	232	4	time	time	NOUN
emaj-221	232	5	,	,	PUNCT
emaj-221	232	6	the	the	DET
emaj-221	232	7	bank	bank	NOUN
emaj-221	232	8	may	may	AUX
emaj-221	232	9	suffer	suffer	VERB
emaj-221	232	10	from	from	ADP
emaj-221	232	11	a	a	DET
emaj-221	232	12	shortage	shortage	NOUN
emaj-221	232	13	of	of	ADP
emaj-221	232	14	funds	fund	NOUN
emaj-221	232	15	to	to	PART
emaj-221	232	16	finance	finance	VERB
emaj-221	232	17	its	its	PRON
emaj-221	232	18	operations	operation	NOUN
emaj-221	232	19	and	and	CCONJ
emaj-221	232	20	investments	investment	NOUN
emaj-221	232	21	.	.	PUNCT
emaj-221	233	1	thus	thus	ADV
emaj-221	233	2	,	,	PUNCT
emaj-221	233	3	this	this	PRON
emaj-221	233	4	leads	lead	VERB
emaj-221	233	5	to	to	PART
emaj-221	233	6	deteriorate	deteriorate	VERB
emaj-221	233	7	the	the	DET
emaj-221	233	8	bank	bank	NOUN
emaj-221	233	9	profitability	profitability	NOUN
emaj-221	233	10	and	and	CCONJ
emaj-221	233	11	minimize	minimize	VERB
emaj-221	233	12	the	the	DET
emaj-221	233	13	investment	investment	NOUN
emaj-221	233	14	’s	’s	PART
emaj-221	233	15	returns	return	NOUN
emaj-221	233	16	.	.	PUNCT
emaj-221	234	1	if	if	SCONJ
emaj-221	234	2	possible	possible	ADJ
emaj-221	234	3	,	,	PUNCT
emaj-221	234	4	banks	bank	NOUN
emaj-221	234	5	should	should	AUX
emaj-221	234	6	balance	balance	VERB
emaj-221	234	7	between	between	ADP
emaj-221	234	8	risk	risk	NOUN
emaj-221	234	9	level	level	NOUN
emaj-221	234	10	and	and	CCONJ
emaj-221	234	11	profit	profit	NOUN
emaj-221	234	12	as	as	SCONJ
emaj-221	234	13	suggested	suggest	VERB
emaj-221	234	14	by	by	ADP
emaj-221	234	15	previous	previous	ADJ
emaj-221	234	16	research	research	NOUN
emaj-221	234	17	(	(	PUNCT
emaj-221	234	18	bassam	bassam	PROPN
emaj-221	234	19	,	,	PUNCT
emaj-221	234	20	2016	2016	NUM
emaj-221	234	21	)	)	PUNCT
emaj-221	234	22	.	.	PUNCT
emaj-221	235	1	v.	v.	ADP
emaj-221	235	2	conclusion	conclusion	NOUN
emaj-221	235	3	regarding	regard	VERB
emaj-221	235	4	the	the	DET
emaj-221	235	5	importance	importance	NOUN
emaj-221	235	6	of	of	ADP
emaj-221	235	7	liquidity	liquidity	NOUN
emaj-221	235	8	management	management	NOUN
emaj-221	235	9	risk	risk	NOUN
emaj-221	235	10	and	and	CCONJ
emaj-221	235	11	its	its	PRON
emaj-221	235	12	effect	effect	NOUN
emaj-221	235	13	on	on	ADP
emaj-221	235	14	the	the	DET
emaj-221	235	15	financial	financial	ADJ
emaj-221	235	16	performance	performance	NOUN
emaj-221	235	17	,	,	PUNCT
emaj-221	235	18	this	this	DET
emaj-221	235	19	study	study	NOUN
emaj-221	235	20	focuses	focus	VERB
emaj-221	235	21	on	on	ADP
emaj-221	235	22	studying	study	VERB
emaj-221	235	23	the	the	DET
emaj-221	235	24	subject	subject	NOUN
emaj-221	235	25	in	in	ADP
emaj-221	235	26	saudi	saudi	PROPN
emaj-221	235	27	arabia	arabia	PROPN
emaj-221	235	28	for	for	ADP
emaj-221	235	29	the	the	DET
emaj-221	235	30	period	period	NOUN
emaj-221	235	31	of	of	ADP
emaj-221	235	32	2002	2002	NUM
emaj-221	235	33	-	-	SYM
emaj-221	235	34	2019	2019	NUM
emaj-221	235	35	.	.	PUNCT
emaj-221	236	1	the	the	DET
emaj-221	236	2	financial	financial	ADJ
emaj-221	236	3	performance	performance	NOUN
emaj-221	236	4	is	be	AUX
emaj-221	236	5	measured	measure	VERB
emaj-221	236	6	by	by	ADP
emaj-221	236	7	the	the	DET
emaj-221	236	8	return	return	NOUN
emaj-221	236	9	on	on	ADP
emaj-221	236	10	equity	equity	NOUN
emaj-221	236	11	(	(	PUNCT
emaj-221	236	12	roe	roe	PROPN
emaj-221	236	13	)	)	PUNCT
emaj-221	236	14	and	and	CCONJ
emaj-221	236	15	liquidity	liquidity	NOUN
emaj-221	236	16	risk	risk	NOUN
emaj-221	236	17	is	be	AUX
emaj-221	236	18	measured	measure	VERB
emaj-221	236	19	by	by	ADP
emaj-221	236	20	the	the	DET
emaj-221	236	21	ratio	ratio	NOUN
emaj-221	236	22	of	of	ADP
emaj-221	236	23	loans	loan	NOUN
emaj-221	236	24	to	to	PART
emaj-221	236	25	deposit	deposit	VERB
emaj-221	236	26	and	and	CCONJ
emaj-221	236	27	cash	cash	VERB
emaj-221	236	28	to	to	PART
emaj-221	236	29	deposit	deposit	VERB
emaj-221	236	30	ratio	ratio	NOUN
emaj-221	236	31	.	.	PUNCT
emaj-221	237	1	this	this	DET
emaj-221	237	2	research	research	NOUN
emaj-221	237	3	presents	present	VERB
emaj-221	237	4	several	several	ADJ
emaj-221	237	5	findings	finding	NOUN
emaj-221	237	6	.	.	PUNCT
emaj-221	238	1	the	the	DET
emaj-221	238	2	results	result	NOUN
emaj-221	238	3	found	find	VERB
emaj-221	238	4	a	a	DET
emaj-221	238	5	negative	negative	ADJ
emaj-221	238	6	effect	effect	NOUN
emaj-221	238	7	of	of	ADP
emaj-221	238	8	liquidity	liquidity	NOUN
emaj-221	238	9	risk	risk	NOUN
emaj-221	238	10	on	on	ADP
emaj-221	238	11	the	the	DET
emaj-221	238	12	financial	financial	ADJ
emaj-221	238	13	performance	performance	NOUN
emaj-221	238	14	of	of	ADP
emaj-221	238	15	saudi	saudi	ADJ
emaj-221	238	16	arabian	arabian	ADJ
emaj-221	238	17	banks	bank	NOUN
emaj-221	238	18	.	.	PUNCT
emaj-221	239	1	the	the	DET
emaj-221	239	2	loan	loan	NOUN
emaj-221	239	3	to	to	PART
emaj-221	239	4	deposit	deposit	NOUN
emaj-221	239	5	ratio	ratio	NOUN
emaj-221	239	6	has	have	VERB
emaj-221	239	7	a	a	DET
emaj-221	239	8	negative	negative	ADJ
emaj-221	239	9	effect	effect	NOUN
emaj-221	239	10	on	on	ADP
emaj-221	239	11	the	the	DET
emaj-221	239	12	financial	financial	ADJ
emaj-221	239	13	performance	performance	NOUN
emaj-221	239	14	of	of	ADP
emaj-221	239	15	saudi	saudi	ADJ
emaj-221	239	16	arabian	arabian	ADJ
emaj-221	239	17	banks	bank	NOUN
emaj-221	239	18	.	.	PUNCT
emaj-221	240	1	the	the	DET
emaj-221	240	2	negative	negative	ADJ
emaj-221	240	3	effect	effect	NOUN
emaj-221	240	4	is	be	AUX
emaj-221	240	5	explained	explain	VERB
emaj-221	240	6	as	as	ADP
emaj-221	240	7	the	the	DET
emaj-221	240	8	banks	bank	NOUN
emaj-221	240	9	’	'	PUNCT
emaj-221	240	10	need	need	VERB
emaj-221	240	11	for	for	SCONJ
emaj-221	240	12	new	new	ADJ
emaj-221	240	13	financing	financing	NOUN
emaj-221	240	14	sources	source	NOUN
emaj-221	240	15	to	to	PART
emaj-221	240	16	meet	meet	VERB
emaj-221	240	17	loan	loan	NOUN
emaj-221	240	18	requests	request	NOUN
emaj-221	240	19	,	,	PUNCT
emaj-221	240	20	by	by	ADP
emaj-221	240	21	borrowing	borrow	VERB
emaj-221	240	22	from	from	ADP
emaj-221	240	23	the	the	DET
emaj-221	240	24	money	money	NOUN
emaj-221	240	25	market	market	NOUN
emaj-221	240	26	or	or	CCONJ
emaj-221	240	27	selling	sell	VERB
emaj-221	240	28	some	some	DET
emaj-221	240	29	assets	asset	NOUN
emaj-221	240	30	.	.	PUNCT
emaj-221	241	1	this	this	DET
emaj-221	241	2	policy	policy	NOUN
emaj-221	241	3	leads	lead	VERB
emaj-221	241	4	banks	bank	NOUN
emaj-221	241	5	to	to	PART
emaj-221	241	6	bear	bear	VERB
emaj-221	241	7	high	high	ADJ
emaj-221	241	8	financing	financing	NOUN
emaj-221	241	9	costs	cost	NOUN
emaj-221	241	10	,	,	PUNCT
emaj-221	241	11	which	which	PRON
emaj-221	241	12	results	result	VERB
emaj-221	241	13	in	in	ADP
emaj-221	241	14	lower	low	ADJ
emaj-221	241	15	profits	profit	NOUN
emaj-221	241	16	and	and	CCONJ
emaj-221	241	17	increasing	increase	VERB
emaj-221	241	18	indebtedness	indebtedness	NOUN
emaj-221	241	19	.	.	PUNCT
emaj-221	242	1	the	the	DET
emaj-221	242	2	results	result	NOUN
emaj-221	242	3	also	also	ADV
emaj-221	242	4	revealed	reveal	VERB
emaj-221	242	5	that	that	SCONJ
emaj-221	242	6	the	the	DET
emaj-221	242	7	cash	cash	NOUN
emaj-221	242	8	to	to	PART
emaj-221	242	9	deposit	deposit	VERB
emaj-221	242	10	ratio	ratio	NOUN
emaj-221	242	11	negatively	negatively	ADV
emaj-221	242	12	affects	affect	VERB
emaj-221	242	13	the	the	DET
emaj-221	242	14	banks	bank	NOUN
emaj-221	242	15	’	’	PART
emaj-221	242	16	financial	financial	ADJ
emaj-221	242	17	performance	performance	NOUN
emaj-221	242	18	.	.	PUNCT
emaj-221	243	1	this	this	PRON
emaj-221	243	2	is	be	AUX
emaj-221	243	3	due	due	ADJ
emaj-221	243	4	to	to	ADP
emaj-221	243	5	cash	cash	NOUN
emaj-221	243	6	increasing	increase	VERB
emaj-221	243	7	above	above	ADP
emaj-221	243	8	a	a	DET
emaj-221	243	9	certain	certain	ADJ
emaj-221	243	10	level	level	NOUN
emaj-221	243	11	makes	make	VERB
emaj-221	243	12	funds	fund	NOUN
emaj-221	243	13	idle	idle	ADJ
emaj-221	243	14	and	and	CCONJ
emaj-221	243	15	the	the	DET
emaj-221	243	16	bank	bank	NOUN
emaj-221	243	17	will	will	AUX
emaj-221	243	18	suffer	suffer	VERB
emaj-221	243	19	from	from	ADP
emaj-221	243	20	the	the	DET
emaj-221	243	21	opportunity	opportunity	NOUN
emaj-221	243	22	costs	cost	NOUN
emaj-221	243	23	and	and	CCONJ
emaj-221	243	24	the	the	DET
emaj-221	243	25	paid	pay	VERB
emaj-221	243	26	deposits	deposit	NOUN
emaj-221	243	27	interest	interest	NOUN
emaj-221	243	28	,	,	PUNCT
emaj-221	243	29	which	which	PRON
emaj-221	243	30	negatively	negatively	ADV
emaj-221	243	31	affects	affect	VERB
emaj-221	243	32	the	the	DET
emaj-221	243	33	bank	bank	NOUN
emaj-221	243	34	’s	’s	PART
emaj-221	243	35	performance	performance	NOUN
emaj-221	243	36	.	.	PUNCT
emaj-221	244	1	based	base	VERB
emaj-221	244	2	on	on	ADP
emaj-221	244	3	the	the	DET
emaj-221	244	4	results	result	NOUN
emaj-221	244	5	of	of	ADP
emaj-221	244	6	this	this	DET
emaj-221	244	7	study	study	NOUN
emaj-221	244	8	,	,	PUNCT
emaj-221	244	9	a	a	DET
emaj-221	244	10	set	set	NOUN
emaj-221	244	11	of	of	ADP
emaj-221	244	12	suggestions	suggestion	NOUN
emaj-221	244	13	can	can	AUX
emaj-221	244	14	be	be	AUX
emaj-221	244	15	presented	present	VERB
emaj-221	244	16	.	.	PUNCT
emaj-221	245	1	the	the	DET
emaj-221	245	2	necessity	necessity	NOUN
emaj-221	245	3	of	of	ADP
emaj-221	245	4	preserving	preserve	VERB
emaj-221	245	5	some	some	DET
emaj-221	245	6	semi	semi	ADJ
emaj-221	245	7	-	-	ADJ
emaj-221	245	8	liquid	liquid	ADJ
emaj-221	245	9	investments	investment	NOUN
emaj-221	245	10	to	to	PART
emaj-221	245	11	ensure	ensure	VERB
emaj-221	245	12	that	that	SCONJ
emaj-221	245	13	there	there	PRON
emaj-221	245	14	is	be	VERB
emaj-221	245	15	no	no	DET
emaj-221	245	16	exposure	exposure	NOUN
emaj-221	245	17	to	to	ADP
emaj-221	245	18	any	any	DET
emaj-221	245	19	liquidity	liquidity	NOUN
emaj-221	245	20	risk	risk	NOUN
emaj-221	245	21	in	in	ADP
emaj-221	245	22	the	the	DET
emaj-221	245	23	future	future	NOUN
emaj-221	245	24	is	be	AUX
emaj-221	245	25	evident	evident	ADJ
emaj-221	245	26	.	.	PUNCT
emaj-221	246	1	the	the	DET
emaj-221	246	2	bank	bank	NOUN
emaj-221	246	3	should	should	AUX
emaj-221	246	4	take	take	VERB
emaj-221	246	5	advantage	advantage	NOUN
emaj-221	246	6	of	of	ADP
emaj-221	246	7	the	the	DET
emaj-221	246	8	excess	excess	ADJ
emaj-221	246	9	liquidity	liquidity	NOUN
emaj-221	246	10	available	available	ADJ
emaj-221	246	11	during	during	ADP
emaj-221	246	12	granting	grant	VERB
emaj-221	246	13	loans	loan	NOUN
emaj-221	246	14	and	and	CCONJ
emaj-221	246	15	increase	increase	VERB
emaj-221	246	16	its	its	PRON
emaj-221	246	17	investment	investment	NOUN
emaj-221	246	18	.	.	PUNCT
emaj-221	247	1	saudi	saudi	ADJ
emaj-221	247	2	arabian	arabian	ADJ
emaj-221	247	3	banks	bank	NOUN
emaj-221	247	4	must	must	AUX
emaj-221	247	5	invest	invest	VERB
emaj-221	247	6	the	the	DET
emaj-221	247	7	excess	excess	ADJ
emaj-221	247	8	liquidity	liquidity	NOUN
emaj-221	247	9	to	to	PART
emaj-221	247	10	increase	increase	VERB
emaj-221	247	11	the	the	DET
emaj-221	247	12	banks	bank	NOUN
emaj-221	247	13	’	'	PUNCT
emaj-221	247	14	profitability	profitability	NOUN
emaj-221	247	15	.	.	PUNCT
emaj-221	248	1	saudi	saudi	ADJ
emaj-221	248	2	arabian	arabian	ADJ
emaj-221	248	3	banks	bank	NOUN
emaj-221	248	4	also	also	ADV
emaj-221	248	5	need	need	VERB
emaj-221	248	6	to	to	PART
emaj-221	248	7	adopt	adopt	VERB
emaj-221	248	8	creative	creative	ADJ
emaj-221	248	9	policies	policy	NOUN
emaj-221	248	10	to	to	PART
emaj-221	248	11	manage	manage	VERB
emaj-221	248	12	their	their	PRON
emaj-221	248	13	liquidity	liquidity	NOUN
emaj-221	248	14	efficiently	efficiently	ADV
emaj-221	248	15	for	for	ADP
emaj-221	248	16	avoiding	avoid	VERB
emaj-221	248	17	risks	risk	NOUN
emaj-221	248	18	.	.	PUNCT
emaj-221	249	1	references	reference	NOUN
emaj-221	249	2	abbas	abbas	PROPN
emaj-221	249	3	,	,	PUNCT
emaj-221	249	4	k.	k.	PROPN
emaj-221	249	5	a.-d	a.-d	PROPN
emaj-221	249	6	.	.	PUNCT
emaj-221	249	7	,	,	PUNCT
emaj-221	249	8	&	&	CCONJ
emaj-221	249	9	mourouj	mourouj	NOUN
emaj-221	249	10	,	,	PUNCT
emaj-221	249	11	t.	t.	PROPN
emaj-221	249	12	h.	h.	PROPN
emaj-221	249	13	(	(	PUNCT
emaj-221	249	14	2015	2015	NUM
emaj-221	249	15	)	)	PUNCT
emaj-221	249	16	.	.	PUNCT
emaj-221	250	1	the	the	DET
emaj-221	250	2	impact	impact	NOUN
emaj-221	250	3	of	of	ADP
emaj-221	250	4	bank	bank	NOUN
emaj-221	250	5	liquidity	liquidity	NOUN
emaj-221	250	6	risk	risk	NOUN
emaj-221	250	7	management	management	NOUN
emaj-221	250	8	on	on	ADP
emaj-221	250	9	banking	bank	VERB
emaj-221	250	10	financial	financial	ADJ
emaj-221	250	11	performance	performance	NOUN
emaj-221	250	12	an	an	DET
emaj-221	250	13	applied	apply	VERB
emaj-221	250	14	study	study	NOUN
emaj-221	250	15	in	in	ADP
emaj-221	250	16	a	a	DET
emaj-221	250	17	sample	sample	NOUN
emaj-221	250	18	of	of	ADP
emaj-221	250	19	private	private	ADJ
emaj-221	250	20	banks	bank	NOUN
emaj-221	250	21	.	.	PUNCT
emaj-221	251	1	journal	journal	PROPN
emaj-221	251	2	of	of	ADP
emaj-221	251	3	administration	administration	NOUN
emaj-221	251	4	and	and	CCONJ
emaj-221	251	5	economics	economic	NOUN
emaj-221	251	6	,	,	PUNCT
emaj-221	251	7	vol	vol	NOUN
emaj-221	251	8	.	.	PROPN
emaj-221	252	1	05	05	NUM
emaj-221	252	2	,	,	PUNCT
emaj-221	252	3	no	no	INTJ
emaj-221	252	4	.	.	NOUN
emaj-221	252	5	20	20	NUM
emaj-221	252	6	,	,	PUNCT
emaj-221	252	7	73	73	NUM
emaj-221	252	8	-	-	SYM
emaj-221	252	9	100	100	NUM
emaj-221	252	10	.	.	PUNCT
emaj-221	253	1	ahlam	ahlam	PROPN
emaj-221	253	2	,	,	PUNCT
emaj-221	253	3	b.	b.	PROPN
emaj-221	253	4	,	,	PUNCT
emaj-221	253	5	&	&	CCONJ
emaj-221	253	6	aicha	aicha	PROPN
emaj-221	253	7	,	,	PUNCT
emaj-221	253	8	t.	t.	PROPN
emaj-221	253	9	(	(	PUNCT
emaj-221	253	10	2015	2015	NUM
emaj-221	253	11	)	)	PUNCT
emaj-221	253	12	.	.	PUNCT
emaj-221	254	1	liquidity	liquidity	NOUN
emaj-221	254	2	risk	risk	NOUN
emaj-221	254	3	management	management	NOUN
emaj-221	254	4	in	in	ADP
emaj-221	254	5	conventional	conventional	ADJ
emaj-221	254	6	and	and	CCONJ
emaj-221	254	7	islamic	islamic	ADJ
emaj-221	254	8	banks	bank	NOUN
emaj-221	254	9	a	a	DET
emaj-221	254	10	comparative	comparative	ADJ
emaj-221	254	11	study	study	NOUN
emaj-221	254	12	to	to	ADP
emaj-221	254	13	banks	bank	NOUN
emaj-221	254	14	in	in	ADP
emaj-221	254	15	qatar	qatar	PROPN
emaj-221	254	16	for	for	ADP
emaj-221	254	17	the	the	DET
emaj-221	254	18	period	period	NOUN
emaj-221	254	19	2011	2011	NUM
emaj-221	254	20	-	-	SYM
emaj-221	254	21	2014	2014	NUM
emaj-221	254	22	.	.	PUNCT
emaj-221	255	1	economic	economic	ADJ
emaj-221	255	2	insights	insight	NOUN
emaj-221	255	3	journal	journal	NOUN
emaj-221	255	4	,	,	PUNCT
emaj-221	255	5	no	no	INTJ
emaj-221	255	6	.	.	NOUN
emaj-221	255	7	08	08	NUM
emaj-221	255	8	,	,	PUNCT
emaj-221	255	9	104	104	NUM
emaj-221	255	10	-	-	SYM
emaj-221	255	11	120	120	NUM
emaj-221	255	12	.	.	PUNCT
emaj-221	256	1	aldo	aldo	PROPN
emaj-221	256	2	,	,	PUNCT
emaj-221	256	3	s.	s.	PROPN
emaj-221	256	4	(	(	PUNCT
emaj-221	256	5	2015	2015	NUM
emaj-221	256	6	)	)	PUNCT
emaj-221	256	7	.	.	PUNCT
emaj-221	257	1	liquidity	liquidity	NOUN
emaj-221	257	2	management	management	NOUN
emaj-221	257	3	,	,	PUNCT
emaj-221	257	4	a	a	DET
emaj-221	257	5	funding	funding	NOUN
emaj-221	257	6	risk	risk	NOUN
emaj-221	257	7	handbook	handbook	NOUN
emaj-221	257	8	.	.	PUNCT
emaj-221	258	1	uk	uk	PROPN
emaj-221	258	2	:	:	PUNCT
emaj-221	258	3	the	the	DET
emaj-221	258	4	wiley	wiley	PROPN
emaj-221	258	5	finance	finance	PROPN
emaj-221	258	6	series	series	PROPN
emaj-221	258	7	products	product	NOUN
emaj-221	258	8	.	.	PUNCT
emaj-221	259	1	volume	volume	NOUN
emaj-221	259	2	11	11	NUM
emaj-221	259	3	no	no	DET
emaj-221	259	4	1	1	NUM
emaj-221	259	5	(	(	PUNCT
emaj-221	259	6	2021	2021	NUM
emaj-221	259	7	)	)	PUNCT
emaj-221	259	8	|	|	ADV
emaj-221	259	9	issn	issn	VERB
emaj-221	259	10	2158	2158	NUM
emaj-221	259	11	-	-	SYM
emaj-221	259	12	8708	8708	NUM
emaj-221	259	13	(	(	PUNCT
emaj-221	259	14	online	online	NOUN
emaj-221	259	15	)	)	PUNCT
emaj-221	260	1	|	|	ADV
emaj-221	260	2	doi	doi	X
emaj-221	260	3	10.5195	10.5195	NUM
emaj-221	260	4	/	/	SYM
emaj-221	260	5	emaj.2021.221	emaj.2021.221	PROPN
emaj-221	260	6	|	|	ADV
emaj-221	260	7	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-221	260	8	the	the	DET
emaj-221	260	9	impact	impact	NOUN
emaj-221	260	10	of	of	ADP
emaj-221	260	11	liquidity	liquidity	NOUN
emaj-221	260	12	risk	risk	NOUN
emaj-221	260	13	management	management	NOUN
emaj-221	260	14	on	on	ADP
emaj-221	260	15	the	the	DET
emaj-221	260	16	financial	financial	ADJ
emaj-221	260	17	performance	performance	NOUN
emaj-221	260	18	of	of	ADP
emaj-221	260	19	saudi	saudi	ADJ
emaj-221	260	20	arabian	arabian	ADJ
emaj-221	260	21	banks	bank	NOUN
emaj-221	260	22	page	page	VERB
emaj-221	260	23	|74|	|74|	NOUN
emaj-221	260	24	emerging	emerge	VERB
emaj-221	260	25	markets	market	NOUN
emaj-221	260	26	journal	journal	PROPN
emaj-221	260	27	ali	ali	PROPN
emaj-221	260	28	,	,	PUNCT
emaj-221	260	29	s.	s.	PROPN
emaj-221	260	30	a.	a.	PROPN
emaj-221	260	31	(	(	PUNCT
emaj-221	260	32	2015	2015	NUM
emaj-221	260	33	)	)	PUNCT
emaj-221	260	34	.	.	PUNCT
emaj-221	261	1	the	the	DET
emaj-221	261	2	effect	effect	NOUN
emaj-221	261	3	of	of	ADP
emaj-221	261	4	the	the	DET
emaj-221	261	5	liquidity	liquidity	NOUN
emaj-221	261	6	management	management	NOUN
emaj-221	261	7	on	on	ADP
emaj-221	261	8	profitability	profitability	NOUN
emaj-221	261	9	in	in	ADP
emaj-221	261	10	the	the	DET
emaj-221	261	11	jordanian	jordanian	ADJ
emaj-221	261	12	commercial	commercial	ADJ
emaj-221	261	13	banks	bank	NOUN
emaj-221	261	14	.	.	PUNCT
emaj-221	262	1	international	international	ADJ
emaj-221	262	2	journal	journal	PROPN
emaj-221	262	3	of	of	ADP
emaj-221	262	4	business	business	NOUN
emaj-221	262	5	and	and	CCONJ
emaj-221	262	6	management	management	NOUN
emaj-221	262	7	;	;	PUNCT
emaj-221	262	8	vol	vol	NOUN
emaj-221	262	9	.	.	PROPN
emaj-221	263	1	10	10	NUM
emaj-221	263	2	,	,	PUNCT
emaj-221	263	3	no	no	INTJ
emaj-221	263	4	.	.	NOUN
emaj-221	263	5	1	1	NUM
emaj-221	263	6	,	,	PUNCT
emaj-221	263	7	6271	6271	NUM
emaj-221	263	8	.	.	PUNCT
emaj-221	264	1	anjum	anjum	PROPN
emaj-221	264	2	,	,	PUNCT
emaj-221	264	3	i.	i.	PROPN
emaj-221	264	4	(	(	PUNCT
emaj-221	264	5	2012	2012	NUM
emaj-221	264	6	)	)	PUNCT
emaj-221	264	7	.	.	PUNCT
emaj-221	265	1	liquidity	liquidity	NOUN
emaj-221	265	2	risk	risk	NOUN
emaj-221	265	3	management	management	NOUN
emaj-221	265	4	:	:	PUNCT
emaj-221	265	5	a	a	DET
emaj-221	265	6	comparative	comparative	ADJ
emaj-221	265	7	study	study	NOUN
emaj-221	265	8	between	between	ADP
emaj-221	265	9	conventional	conventional	ADJ
emaj-221	265	10	and	and	CCONJ
emaj-221	265	11	islamic	islamic	ADJ
emaj-221	265	12	banks	bank	NOUN
emaj-221	265	13	of	of	ADP
emaj-221	265	14	pakistan	pakistan	PROPN
emaj-221	265	15	.	.	PUNCT
emaj-221	266	1	global	global	ADJ
emaj-221	266	2	journal	journal	PROPN
emaj-221	266	3	of	of	ADP
emaj-221	266	4	management	management	NOUN
emaj-221	266	5	and	and	CCONJ
emaj-221	266	6	business	business	NOUN
emaj-221	266	7	research	research	NOUN
emaj-221	266	8	,	,	PUNCT
emaj-221	266	9	vol	vol	NOUN
emaj-221	266	10	.	.	PROPN
emaj-221	266	11	12	12	NUM
emaj-221	266	12	,	,	PUNCT
emaj-221	266	13	no	no	INTJ
emaj-221	266	14	.	.	NOUN
emaj-221	266	15	5	5	NUM
emaj-221	266	16	,	,	PUNCT
emaj-221	266	17	54	54	NUM
emaj-221	266	18	-	-	SYM
emaj-221	266	19	64	64	NUM
emaj-221	266	20	.	.	PUNCT
emaj-221	267	1	azam	azam	PROPN
emaj-221	267	2	,	,	PUNCT
emaj-221	267	3	a.	a.	NOUN
emaj-221	267	4	(	(	PUNCT
emaj-221	267	5	2017	2017	NUM
emaj-221	267	6	)	)	PUNCT
emaj-221	267	7	.	.	PUNCT
emaj-221	268	1	measuring	measure	VERB
emaj-221	268	2	liquidity	liquidity	NOUN
emaj-221	268	3	risk	risk	NOUN
emaj-221	268	4	management	management	NOUN
emaj-221	268	5	and	and	CCONJ
emaj-221	268	6	impact	impact	NOUN
emaj-221	268	7	on	on	ADP
emaj-221	268	8	bank	bank	NOUN
emaj-221	268	9	performance	performance	NOUN
emaj-221	268	10	in	in	ADP
emaj-221	268	11	iran	iran	PROPN
emaj-221	268	12	.	.	PUNCT
emaj-221	269	1	journal	journal	PROPN
emaj-221	269	2	of	of	ADP
emaj-221	269	3	money	money	NOUN
emaj-221	269	4	and	and	CCONJ
emaj-221	269	5	economy	economy	NOUN
emaj-221	269	6	vol	vol	NOUN
emaj-221	269	7	.	.	PROPN
emaj-221	269	8	12	12	NUM
emaj-221	269	9	,	,	PUNCT
emaj-221	269	10	no	no	INTJ
emaj-221	269	11	.	.	NOUN
emaj-221	269	12	3	3	NUM
emaj-221	269	13	,	,	PUNCT
emaj-221	269	14	295	295	NUM
emaj-221	269	15	-	-	SYM
emaj-221	269	16	315	315	NUM
emaj-221	269	17	.	.	PUNCT
emaj-221	270	1	bassam	bassam	PROPN
emaj-221	270	2	,	,	PUNCT
emaj-221	270	3	h.	h.	PROPN
emaj-221	270	4	(	(	PUNCT
emaj-221	270	5	2016	2016	NUM
emaj-221	270	6	)	)	PUNCT
emaj-221	270	7	.	.	PUNCT
emaj-221	271	1	a	a	DET
emaj-221	271	2	study	study	NOUN
emaj-221	271	3	to	to	PART
emaj-221	271	4	define	define	VERB
emaj-221	271	5	the	the	DET
emaj-221	271	6	effect	effect	NOUN
emaj-221	271	7	of	of	ADP
emaj-221	271	8	financial	financial	ADJ
emaj-221	271	9	structure	structure	NOUN
emaj-221	271	10	on	on	ADP
emaj-221	271	11	the	the	DET
emaj-221	271	12	financial	financial	ADJ
emaj-221	271	13	performance	performance	NOUN
emaj-221	271	14	of	of	ADP
emaj-221	271	15	islamic	islamic	ADJ
emaj-221	271	16	banks	bank	NOUN
emaj-221	271	17	listed	list	VERB
emaj-221	271	18	in	in	ADP
emaj-221	271	19	damascus	damascus	PROPN
emaj-221	271	20	securities	security	NOUN
emaj-221	271	21	exchange	exchange	NOUN
emaj-221	271	22	.	.	PUNCT
emaj-221	272	1	research	research	NOUN
emaj-221	272	2	submitted	submit	VERB
emaj-221	272	3	for	for	ADP
emaj-221	272	4	obtaining	obtain	VERB
emaj-221	272	5	a	a	DET
emaj-221	272	6	magister	magister	NOUN
emaj-221	272	7	degree	degree	NOUN
emaj-221	272	8	in	in	ADP
emaj-221	272	9	business	business	NOUN
emaj-221	272	10	administration	administration	NOUN
emaj-221	272	11	.	.	PUNCT
emaj-221	273	1	damascus	damascus	PROPN
emaj-221	273	2	,	,	PUNCT
emaj-221	273	3	syrian	syrian	ADJ
emaj-221	273	4	virtual	virtual	ADJ
emaj-221	273	5	university	university	PROPN
emaj-221	273	6	,	,	PUNCT
emaj-221	273	7	syria	syria	PROPN
emaj-221	273	8	.	.	PUNCT
emaj-221	274	1	berrani	berrani	PROPN
emaj-221	274	2	,	,	PUNCT
emaj-221	274	3	m.	m.	NOUN
emaj-221	274	4	,	,	PUNCT
emaj-221	274	5	&	&	CCONJ
emaj-221	274	6	hacini	hacini	PROPN
emaj-221	274	7	,	,	PUNCT
emaj-221	274	8	i.	i.	NOUN
emaj-221	274	9	(	(	PUNCT
emaj-221	274	10	2021	2021	NUM
emaj-221	274	11	)	)	PUNCT
emaj-221	274	12	.	.	PUNCT
emaj-221	275	1	the	the	DET
emaj-221	275	2	role	role	NOUN
emaj-221	275	3	of	of	ADP
emaj-221	275	4	corporate	corporate	ADJ
emaj-221	275	5	governance	governance	NOUN
emaj-221	275	6	in	in	ADP
emaj-221	275	7	improving	improve	VERB
emaj-221	275	8	the	the	DET
emaj-221	275	9	banks	bank	NOUN
emaj-221	275	10	financial	financial	ADJ
emaj-221	275	11	performance	performance	NOUN
emaj-221	275	12	empirical	empirical	ADJ
emaj-221	275	13	evidence	evidence	NOUN
emaj-221	275	14	from	from	ADP
emaj-221	275	15	listed	list	VERB
emaj-221	275	16	banks	bank	NOUN
emaj-221	275	17	in	in	ADP
emaj-221	275	18	the	the	DET
emaj-221	275	19	saudi	saudi	ADJ
emaj-221	275	20	market	market	NOUN
emaj-221	275	21	,	,	PUNCT
emaj-221	275	22	journal	journal	NOUN
emaj-221	275	23	of	of	ADP
emaj-221	275	24	economic	economic	ADJ
emaj-221	275	25	integration	integration	NOUN
emaj-221	275	26	,	,	PUNCT
emaj-221	275	27	vol	vol	NOUN
emaj-221	275	28	.	.	PROPN
emaj-221	275	29	9	9	NUM
emaj-221	275	30	,	,	PUNCT
emaj-221	275	31	no	no	INTJ
emaj-221	275	32	.	.	NOUN
emaj-221	275	33	2	2	NUM
emaj-221	275	34	,	,	PUNCT
emaj-221	275	35	651	651	NUM
emaj-221	275	36	-	-	SYM
emaj-221	275	37	667	667	NUM
emaj-221	275	38	.	.	PUNCT
emaj-221	276	1	daniel	daniel	PROPN
emaj-221	276	2	,	,	PUNCT
emaj-221	276	3	b.	b.	PROPN
emaj-221	276	4	e.	e.	PROPN
emaj-221	276	5	(	(	PUNCT
emaj-221	276	6	2017	2017	NUM
emaj-221	276	7	)	)	PUNCT
emaj-221	276	8	.	.	PUNCT
emaj-221	277	1	liquidity	liquidity	NOUN
emaj-221	277	2	management	management	NOUN
emaj-221	277	3	and	and	CCONJ
emaj-221	277	4	performance	performance	NOUN
emaj-221	277	5	of	of	ADP
emaj-221	277	6	deposit	deposit	NOUN
emaj-221	277	7	money	money	NOUN
emaj-221	277	8	banks	bank	NOUN
emaj-221	277	9	in	in	ADP
emaj-221	277	10	nigeria	nigeria	PROPN
emaj-221	277	11	(	(	PUNCT
emaj-221	277	12	1986	1986	NUM
emaj-221	277	13	–	–	SYM
emaj-221	277	14	2011	2011	NUM
emaj-221	277	15	):	):	PUNCT
emaj-221	277	16	an	an	DET
emaj-221	277	17	investigation	investigation	NOUN
emaj-221	277	18	.	.	PUNCT
emaj-221	278	1	international	international	ADJ
emaj-221	278	2	journal	journal	PROPN
emaj-221	278	3	of	of	ADP
emaj-221	278	4	economics	economic	NOUN
emaj-221	278	5	,	,	PUNCT
emaj-221	278	6	finance	finance	NOUN
emaj-221	278	7	and	and	CCONJ
emaj-221	278	8	management	management	NOUN
emaj-221	278	9	sciences	science	NOUN
emaj-221	278	10	,	,	PUNCT
emaj-221	278	11	vol	vol	NOUN
emaj-221	278	12	.	.	PROPN
emaj-221	279	1	05	05	NUM
emaj-221	279	2	,	,	PUNCT
emaj-221	280	1	no	no	INTJ
emaj-221	280	2	.	.	NOUN
emaj-221	280	3	03	03	NUM
emaj-221	280	4	,	,	PUNCT
emaj-221	280	5	146	146	NUM
emaj-221	280	6	-	-	SYM
emaj-221	280	7	161	161	NUM
emaj-221	280	8	.	.	PUNCT
emaj-221	281	1	enekwe	enekwe	NOUN
emaj-221	281	2	,	,	PUNCT
emaj-221	281	3	c.	c.	PROPN
emaj-221	281	4	i.	i.	PROPN
emaj-221	281	5	,	,	PUNCT
emaj-221	281	6	eziedo	eziedo	PROPN
emaj-221	281	7	,	,	PUNCT
emaj-221	281	8	k.	k.	PROPN
emaj-221	281	9	n.	n.	PROPN
emaj-221	281	10	,	,	PUNCT
emaj-221	281	11	&	&	CCONJ
emaj-221	281	12	agu	agu	PROPN
emaj-221	281	13	,	,	PUNCT
emaj-221	281	14	c.	c.	PROPN
emaj-221	281	15	i.	i.	PROPN
emaj-221	281	16	(	(	PUNCT
emaj-221	281	17	2017	2017	NUM
emaj-221	281	18	)	)	PUNCT
emaj-221	281	19	.	.	PUNCT
emaj-221	282	1	effect	effect	NOUN
emaj-221	282	2	of	of	ADP
emaj-221	282	3	liquidity	liquidity	NOUN
emaj-221	282	4	risk	risk	NOUN
emaj-221	282	5	on	on	ADP
emaj-221	282	6	financial	financial	ADJ
emaj-221	282	7	performance	performance	NOUN
emaj-221	282	8	of	of	ADP
emaj-221	282	9	selected	select	VERB
emaj-221	282	10	quoted	quote	VERB
emaj-221	282	11	commercial	commercial	ADJ
emaj-221	282	12	banks	bank	NOUN
emaj-221	282	13	in	in	ADP
emaj-221	282	14	nigeria	nigeria	PROPN
emaj-221	282	15	.	.	PUNCT
emaj-221	283	1	journal	journal	PROPN
emaj-221	283	2	of	of	ADP
emaj-221	283	3	global	global	ADJ
emaj-221	283	4	accounting	accounting	NOUN
emaj-221	283	5	,	,	PUNCT
emaj-221	283	6	vol	vol	NOUN
emaj-221	283	7	.	.	PROPN
emaj-221	283	8	5	5	NUM
emaj-221	283	9	,	,	PUNCT
emaj-221	283	10	no	no	INTJ
emaj-221	283	11	.	.	NOUN
emaj-221	283	12	1	1	NUM
emaj-221	283	13	,	,	PUNCT
emaj-221	283	14	21	21	NUM
emaj-221	283	15	-	-	SYM
emaj-221	283	16	34	34	NUM
emaj-221	283	17	.	.	PUNCT
emaj-221	284	1	erika	erika	PROPN
emaj-221	284	2	,	,	PUNCT
emaj-221	284	3	b.	b.	PROPN
emaj-221	284	4	,	,	PUNCT
emaj-221	284	5	&	&	CCONJ
emaj-221	284	6	raimonda	raimonda	NOUN
emaj-221	284	7	,	,	PUNCT
emaj-221	284	8	m.-k	m.-k	PROPN
emaj-221	284	9	.	.	PUNCT
emaj-221	285	1	(	(	PUNCT
emaj-221	285	2	2014	2014	NUM
emaj-221	285	3	)	)	PUNCT
emaj-221	285	4	.	.	PUNCT
emaj-221	286	1	liquidity	liquidity	NOUN
emaj-221	286	2	risk	risk	NOUN
emaj-221	286	3	and	and	CCONJ
emaj-221	286	4	its	its	PRON
emaj-221	286	5	management	management	NOUN
emaj-221	286	6	in	in	ADP
emaj-221	286	7	lithuanian	lithuanian	ADJ
emaj-221	286	8	banking	banking	NOUN
emaj-221	286	9	system	system	NOUN
emaj-221	286	10	.	.	PUNCT
emaj-221	287	1	mokslas	moksla	NOUN
emaj-221	287	2	–	–	PUNCT
emaj-221	287	3	lietuvos	lietuvo	VERB
emaj-221	287	4	ateitis	ateitis	PROPN
emaj-221	287	5	/	/	SYM
emaj-221	287	6	science	science	NOUN
emaj-221	287	7	–	–	PUNCT
emaj-221	287	8	future	future	NOUN
emaj-221	287	9	of	of	ADP
emaj-221	287	10	lithuania	lithuania	PROPN
emaj-221	287	11	,	,	PUNCT
emaj-221	287	12	64	64	NUM
emaj-221	287	13	-	-	SYM
emaj-221	287	14	71	71	NUM
emaj-221	287	15	.	.	PUNCT
emaj-221	288	1	eyob	eyob	PROPN
emaj-221	288	2	,	,	PUNCT
emaj-221	288	3	k.	k.	PROPN
emaj-221	288	4	(	(	PUNCT
emaj-221	288	5	2019	2019	NUM
emaj-221	288	6	)	)	PUNCT
emaj-221	288	7	.	.	PUNCT
emaj-221	289	1	the	the	DET
emaj-221	289	2	impact	impact	NOUN
emaj-221	289	3	of	of	ADP
emaj-221	289	4	liquidity	liquidity	NOUN
emaj-221	289	5	risk	risk	NOUN
emaj-221	289	6	on	on	ADP
emaj-221	289	7	financial	financial	ADJ
emaj-221	289	8	performance	performance	NOUN
emaj-221	289	9	of	of	ADP
emaj-221	289	10	commercial	commercial	ADJ
emaj-221	289	11	banks	bank	NOUN
emaj-221	289	12	in	in	ADP
emaj-221	289	13	ethiopia	ethiopia	PROPN
emaj-221	289	14	.	.	PUNCT
emaj-221	290	1	a	a	DET
emaj-221	290	2	thesis	thesis	NOUN
emaj-221	290	3	submitted	submit	VERB
emaj-221	290	4	for	for	ADP
emaj-221	290	5	the	the	DET
emaj-221	290	6	requirements	requirement	NOUN
emaj-221	290	7	for	for	ADP
emaj-221	290	8	the	the	DET
emaj-221	290	9	degree	degree	NOUN
emaj-221	290	10	of	of	ADP
emaj-221	290	11	magister	magister	NOUN
emaj-221	290	12	of	of	ADP
emaj-221	290	13	science	science	NOUN
emaj-221	290	14	in	in	ADP
emaj-221	290	15	accounting	accounting	NOUN
emaj-221	290	16	and	and	CCONJ
emaj-221	290	17	finance	finance	NOUN
emaj-221	290	18	.	.	PUNCT
emaj-221	291	1	addis	addis	PROPN
emaj-221	291	2	ababa	ababa	PROPN
emaj-221	291	3	,	,	PUNCT
emaj-221	291	4	school	school	NOUN
emaj-221	291	5	of	of	ADP
emaj-221	291	6	graduate	graduate	NOUN
emaj-221	291	7	studies	study	NOUN
emaj-221	291	8	,	,	PUNCT
emaj-221	291	9	addis	addis	PROPN
emaj-221	291	10	ababa	ababa	PROPN
emaj-221	291	11	university	university	PROPN
emaj-221	291	12	,	,	PUNCT
emaj-221	291	13	ethiopia	ethiopia	PROPN
emaj-221	291	14	.	.	PUNCT
emaj-221	291	15	fahrul	fahrul	PROPN
emaj-221	291	16	,	,	PUNCT
emaj-221	291	17	p.	p.	PROPN
emaj-221	291	18	s.	s.	PROPN
emaj-221	291	19	,	,	PUNCT
emaj-221	291	20	&	&	CCONJ
emaj-221	291	21	buyung	buyung	PROPN
emaj-221	291	22	,	,	PUNCT
emaj-221	291	23	s.	s.	PROPN
emaj-221	291	24	(	(	PUNCT
emaj-221	291	25	2018	2018	NUM
emaj-221	291	26	)	)	PUNCT
emaj-221	291	27	.	.	PUNCT
emaj-221	292	1	effect	effect	NOUN
emaj-221	292	2	of	of	ADP
emaj-221	292	3	equity	equity	NOUN
emaj-221	292	4	to	to	ADP
emaj-221	292	5	assets	asset	NOUN
emaj-221	292	6	ratio	ratio	NOUN
emaj-221	292	7	(	(	PUNCT
emaj-221	292	8	ear	ear	NOUN
emaj-221	292	9	)	)	PUNCT
emaj-221	292	10	,	,	PUNCT
emaj-221	292	11	size	size	NOUN
emaj-221	292	12	,	,	PUNCT
emaj-221	292	13	and	and	CCONJ
emaj-221	292	14	loan	loan	NOUN
emaj-221	292	15	to	to	ADP
emaj-221	292	16	assets	asset	NOUN
emaj-221	292	17	ratio	ratio	NOUN
emaj-221	292	18	(	(	PUNCT
emaj-221	292	19	lar	lar	ADJ
emaj-221	292	20	)	)	PUNCT
emaj-221	292	21	on	on	ADP
emaj-221	292	22	bank	bank	NOUN
emaj-221	292	23	performance	performance	NOUN
emaj-221	292	24	.	.	PUNCT
emaj-221	293	1	iosr	iosr	ADJ
emaj-221	293	2	journal	journal	PROPN
emaj-221	293	3	of	of	ADP
emaj-221	293	4	economics	economic	NOUN
emaj-221	293	5	and	and	CCONJ
emaj-221	293	6	finance	finance	NOUN
emaj-221	293	7	,	,	PUNCT
emaj-221	293	8	vol	vol	NOUN
emaj-221	293	9	.	.	PROPN
emaj-221	293	10	9	9	NUM
emaj-221	293	11	,	,	PUNCT
emaj-221	293	12	no	no	INTJ
emaj-221	293	13	.	.	NOUN
emaj-221	293	14	4	4	NUM
emaj-221	293	15	,	,	PUNCT
emaj-221	293	16	1	1	NUM
emaj-221	293	17	-	-	SYM
emaj-221	293	18	6	6	NUM
emaj-221	293	19	.	.	X
emaj-221	293	20	farai	farai	NUM
emaj-221	293	21	,	,	PUNCT
emaj-221	293	22	d.	d.	PROPN
emaj-221	293	23	d.	d.	PROPN
emaj-221	293	24	(	(	PUNCT
emaj-221	293	25	2020	2020	NUM
emaj-221	293	26	)	)	PUNCT
emaj-221	293	27	.	.	PUNCT
emaj-221	294	1	the	the	DET
emaj-221	294	2	impact	impact	NOUN
emaj-221	294	3	of	of	ADP
emaj-221	294	4	liquidity	liquidity	NOUN
emaj-221	294	5	management	management	NOUN
emaj-221	294	6	on	on	ADP
emaj-221	294	7	bank	bank	NOUN
emaj-221	294	8	financial	financial	ADJ
emaj-221	294	9	performance	performance	NOUN
emaj-221	294	10	in	in	ADP
emaj-221	294	11	a	a	DET
emaj-221	294	12	subdued	subdue	VERB
emaj-221	294	13	economic	economic	ADJ
emaj-221	294	14	environment	environment	NOUN
emaj-221	294	15	:	:	PUNCT
emaj-221	294	16	a	a	DET
emaj-221	294	17	case	case	NOUN
emaj-221	294	18	of	of	ADP
emaj-221	294	19	the	the	DET
emaj-221	294	20	zimbabwean	zimbabwean	PROPN
emaj-221	294	21	banking	banking	NOUN
emaj-221	294	22	industry	industry	NOUN
emaj-221	294	23	.	.	PUNCT
emaj-221	295	1	pm	pm	PROPN
emaj-221	295	2	world	world	PROPN
emaj-221	295	3	journal	journal	PROPN
emaj-221	295	4	,	,	PUNCT
emaj-221	295	5	vol	vol	NOUN
emaj-221	295	6	.	.	PUNCT
emaj-221	296	1	ix	ix	INTJ
emaj-221	296	2	,	,	PUNCT
emaj-221	296	3	no	no	INTJ
emaj-221	296	4	.	.	PUNCT
emaj-221	297	1	i	i	PRON
emaj-221	297	2	,	,	PUNCT
emaj-221	297	3	01	01	NUM
emaj-221	297	4	-	-	SYM
emaj-221	297	5	20	20	NUM
emaj-221	297	6	.	.	PUNCT
emaj-221	298	1	farhi	farhi	PROPN
emaj-221	298	2	,	,	PUNCT
emaj-221	298	3	m	m	PROPN
emaj-221	298	4	,	,	PUNCT
emaj-221	298	5	&	&	CCONJ
emaj-221	298	6	hacini	hacini	PROPN
emaj-221	298	7	,	,	PUNCT
emaj-221	298	8	i.	i.	NOUN
emaj-221	298	9	(	(	PUNCT
emaj-221	298	10	2021	2021	NUM
emaj-221	298	11	)	)	PUNCT
emaj-221	298	12	.	.	PUNCT
emaj-221	299	1	the	the	DET
emaj-221	299	2	impact	impact	NOUN
emaj-221	299	3	of	of	ADP
emaj-221	299	4	the	the	DET
emaj-221	299	5	ownership	ownership	NOUN
emaj-221	299	6	diversification	diversification	NOUN
emaj-221	299	7	on	on	ADP
emaj-221	299	8	the	the	DET
emaj-221	299	9	financial	financial	ADJ
emaj-221	299	10	performance	performance	NOUN
emaj-221	299	11	an	an	DET
emaj-221	299	12	empirical	empirical	ADJ
emaj-221	299	13	study	study	NOUN
emaj-221	299	14	on	on	ADP
emaj-221	299	15	financial	financial	ADJ
emaj-221	299	16	companies	company	NOUN
emaj-221	299	17	in	in	ADP
emaj-221	299	18	qatar	qatar	NOUN
emaj-221	299	19	.	.	PUNCT
emaj-221	300	1	psychology	psychology	NOUN
emaj-221	300	2	and	and	CCONJ
emaj-221	300	3	education	education	NOUN
emaj-221	300	4	,	,	PUNCT
emaj-221	300	5	vol	vol	NOUN
emaj-221	300	6	.	.	PROPN
emaj-221	300	7	58	58	NUM
emaj-221	300	8	,	,	PUNCT
emaj-221	300	9	no	no	INTJ
emaj-221	300	10	.	.	NOUN
emaj-221	300	11	5	5	NUM
emaj-221	300	12	,	,	PUNCT
emaj-221	300	13	1553	1553	NUM
emaj-221	300	14	-	-	SYM
emaj-221	300	15	6939	6939	NUM
emaj-221	300	16	.	.	PUNCT
emaj-221	301	1	godfrey	godfrey	PROPN
emaj-221	301	2	,	,	PUNCT
emaj-221	301	3	m.	m.	NOUN
emaj-221	301	4	(	(	PUNCT
emaj-221	301	5	2015	2015	NUM
emaj-221	301	6	)	)	PUNCT
emaj-221	301	7	.	.	PUNCT
emaj-221	302	1	liquidity	liquidity	NOUN
emaj-221	302	2	and	and	CCONJ
emaj-221	302	3	bank	bank	NOUN
emaj-221	302	4	performance	performance	NOUN
emaj-221	302	5	.	.	PUNCT
emaj-221	303	1	international	international	ADJ
emaj-221	303	2	business	business	PROPN
emaj-221	303	3	&	&	CCONJ
emaj-221	303	4	economics	economics	PROPN
emaj-221	303	5	research	research	PROPN
emaj-221	303	6	journal	journal	PROPN
emaj-221	303	7	,	,	PUNCT
emaj-221	303	8	vol	vol	NOUN
emaj-221	303	9	.	.	PROPN
emaj-221	303	10	14	14	NUM
emaj-221	303	11	,	,	PUNCT
emaj-221	303	12	no	no	INTJ
emaj-221	303	13	.	.	NOUN
emaj-221	303	14	3	3	NUM
emaj-221	303	15	,	,	PUNCT
emaj-221	303	16	453	453	NUM
emaj-221	303	17	-	-	SYM
emaj-221	303	18	462	462	NUM
emaj-221	303	19	.	.	PUNCT
emaj-221	304	1	harrison	harrison	PROPN
emaj-221	304	2	,	,	PUNCT
emaj-221	304	3	k.	k.	PROPN
emaj-221	304	4	s.	s.	PROPN
emaj-221	304	5	(	(	PUNCT
emaj-221	304	6	2015	2015	NUM
emaj-221	304	7	)	)	PUNCT
emaj-221	304	8	.	.	PUNCT
emaj-221	305	1	the	the	DET
emaj-221	305	2	effect	effect	NOUN
emaj-221	305	3	of	of	ADP
emaj-221	305	4	liquidity	liquidity	NOUN
emaj-221	305	5	management	management	NOUN
emaj-221	305	6	on	on	ADP
emaj-221	305	7	the	the	DET
emaj-221	305	8	financial	financial	ADJ
emaj-221	305	9	performance	performance	NOUN
emaj-221	305	10	of	of	ADP
emaj-221	305	11	deposit	deposit	NOUN
emaj-221	305	12	taking	take	VERB
emaj-221	305	13	saccos	sacco	NOUN
emaj-221	305	14	in	in	ADP
emaj-221	305	15	nairobi	nairobi	PROPN
emaj-221	305	16	county	county	PROPN
emaj-221	305	17	.	.	PUNCT
emaj-221	306	1	doctoral	doctoral	ADJ
emaj-221	306	2	dissertation	dissertation	NOUN
emaj-221	306	3	,	,	PUNCT
emaj-221	306	4	university	university	NOUN
emaj-221	306	5	of	of	ADP
emaj-221	306	6	nairobi	nairobi	PROPN
emaj-221	306	7	.	.	PUNCT
emaj-221	307	1	havryliuk	havryliuk	PROPN
emaj-221	307	2	,	,	PUNCT
emaj-221	307	3	o.	o.	NOUN
emaj-221	307	4	(	(	PUNCT
emaj-221	307	5	2017	2017	NUM
emaj-221	307	6	)	)	PUNCT
emaj-221	307	7	.	.	PUNCT
emaj-221	308	1	indicators	indicator	NOUN
emaj-221	308	2	of	of	ADP
emaj-221	308	3	effective	effective	ADJ
emaj-221	308	4	bank	bank	NOUN
emaj-221	308	5	performance	performance	NOUN
emaj-221	308	6	.	.	PUNCT
emaj-221	309	1	technology	technology	NOUN
emaj-221	309	2	audit	audit	NOUN
emaj-221	309	3	and	and	CCONJ
emaj-221	309	4	production	production	NOUN
emaj-221	309	5	reserves	reserve	NOUN
emaj-221	309	6	,	,	PUNCT
emaj-221	309	7	no	no	INTJ
emaj-221	309	8	.	.	NOUN
emaj-221	310	1	5/5	5/5	NUM
emaj-221	310	2	,	,	PUNCT
emaj-221	310	3	39	39	NUM
emaj-221	310	4	-	-	SYM
emaj-221	310	5	43	43	NUM
emaj-221	310	6	.	.	PUNCT
emaj-221	311	1	laminfoday	laminfoday	PROPN
emaj-221	311	2	,	,	PUNCT
emaj-221	311	3	d.	d.	PROPN
emaj-221	311	4	(	(	PUNCT
emaj-221	311	5	2018	2018	NUM
emaj-221	311	6	,	,	PUNCT
emaj-221	311	7	december	december	PROPN
emaj-221	311	8	)	)	PUNCT
emaj-221	311	9	.	.	PUNCT
emaj-221	312	1	the	the	DET
emaj-221	312	2	effect	effect	NOUN
emaj-221	312	3	of	of	ADP
emaj-221	312	4	liquidity	liquidity	NOUN
emaj-221	312	5	risk	risk	NOUN
emaj-221	312	6	management	management	NOUN
emaj-221	312	7	on	on	ADP
emaj-221	312	8	financial	financial	ADJ
emaj-221	312	9	performance	performance	NOUN
emaj-221	312	10	of	of	ADP
emaj-221	312	11	commercial	commercial	ADJ
emaj-221	312	12	banks	bank	NOUN
emaj-221	312	13	in	in	ADP
emaj-221	312	14	sierra	sierra	PROPN
emaj-221	312	15	leone	leone	PROPN
emaj-221	312	16	.	.	PUNCT
emaj-221	313	1	a	a	DET
emaj-221	313	2	research	research	NOUN
emaj-221	313	3	proposal	proposal	NOUN
emaj-221	313	4	submitted	submit	VERB
emaj-221	313	5	for	for	ADP
emaj-221	313	6	the	the	DET
emaj-221	313	7	award	award	NOUN
emaj-221	313	8	of	of	ADP
emaj-221	313	9	the	the	DET
emaj-221	313	10	degree	degree	NOUN
emaj-221	313	11	of	of	ADP
emaj-221	313	12	magister	magister	NOUN
emaj-221	313	13	of	of	ADP
emaj-221	313	14	business	business	PROPN
emaj-221	313	15	administration	administration	PROPN
emaj-221	313	16	.	.	PUNCT
emaj-221	314	1	nairobi	nairobi	PROPN
emaj-221	314	2	,	,	PUNCT
emaj-221	314	3	school	school	NOUN
emaj-221	314	4	of	of	ADP
emaj-221	314	5	business	business	NOUN
emaj-221	314	6	,	,	PUNCT
emaj-221	314	7	university	university	PROPN
emaj-221	314	8	of	of	ADP
emaj-221	314	9	nairobi	nairobi	PROPN
emaj-221	314	10	.	.	PUNCT
emaj-221	315	1	lebbaz	lebbaz	PROPN
emaj-221	315	2	,	,	PUNCT
emaj-221	315	3	a.	a.	NOUN
emaj-221	315	4	,	,	PUNCT
emaj-221	315	5	&	&	CCONJ
emaj-221	315	6	boukhari	boukhari	PROPN
emaj-221	315	7	,	,	PUNCT
emaj-221	315	8	a.	a.	NOUN
emaj-221	315	9	(	(	PUNCT
emaj-221	315	10	2020	2020	NUM
emaj-221	315	11	)	)	PUNCT
emaj-221	315	12	.	.	PUNCT
emaj-221	316	1	risk	risk	NOUN
emaj-221	316	2	assessment	assessment	NOUN
emaj-221	316	3	banking	banking	NOUN
emaj-221	316	4	liquidity	liquidity	NOUN
emaj-221	316	5	in	in	ADP
emaj-221	316	6	algerian	algerian	ADJ
emaj-221	316	7	commercial	commercial	ADJ
emaj-221	316	8	banks	bank	NOUN
emaj-221	316	9	using	use	VERB
emaj-221	316	10	financial	financial	ADJ
emaj-221	316	11	analysis	analysis	NOUN
emaj-221	316	12	indicators	indicator	NOUN
emaj-221	316	13	case	case	NOUN
emaj-221	316	14	study	study	NOUN
emaj-221	316	15	of	of	ADP
emaj-221	316	16	the	the	DET
emaj-221	316	17	algerian	algerian	ADJ
emaj-221	316	18	peace	peace	NOUN
emaj-221	316	19	bank	bank	PROPN
emaj-221	316	20	2015	2015	NUM
emaj-221	316	21	-	-	SYM
emaj-221	316	22	2018	2018	NUM
emaj-221	316	23	.	.	PUNCT
emaj-221	317	1	journal	journal	NOUN
emaj-221	317	2	of	of	ADP
emaj-221	317	3	business	business	PROPN
emaj-221	317	4	administration	administration	PROPN
emaj-221	317	5	and	and	CCONJ
emaj-221	317	6	economic	economic	ADJ
emaj-221	317	7	studies	study	NOUN
emaj-221	317	8	,	,	PUNCT
emaj-221	317	9	vol	vol	NOUN
emaj-221	317	10	.	.	PROPN
emaj-221	317	11	01	01	NUM
emaj-221	317	12	,	,	PUNCT
emaj-221	317	13	no	no	INTJ
emaj-221	317	14	.	.	NOUN
emaj-221	317	15	06	06	NUM
emaj-221	317	16	,	,	PUNCT
emaj-221	317	17	223	223	NUM
emaj-221	317	18	-	-	SYM
emaj-221	317	19	239	239	NUM
emaj-221	317	20	.	.	PUNCT
emaj-221	318	1	mahmoud	mahmoud	PROPN
emaj-221	318	2	,	,	PUNCT
emaj-221	318	3	m.	m.	PROPN
emaj-221	318	4	e.	e.	PROPN
emaj-221	318	5	(	(	PUNCT
emaj-221	318	6	2010	2010	NUM
emaj-221	318	7	)	)	PUNCT
emaj-221	318	8	.	.	PUNCT
emaj-221	319	1	financial	financial	ADJ
emaj-221	319	2	performance	performance	NOUN
emaj-221	319	3	and	and	CCONJ
emaj-221	319	4	its	its	PRON
emaj-221	319	5	impact	impact	NOUN
emaj-221	319	6	on	on	ADP
emaj-221	319	7	the	the	DET
emaj-221	319	8	stock	stock	NOUN
emaj-221	319	9	returns	return	NOUN
emaj-221	319	10	of	of	ADP
emaj-221	319	11	joint	joint	ADJ
emaj-221	319	12	stock	stock	NOUN
emaj-221	319	13	companies	company	NOUN
emaj-221	319	14	.	.	PUNCT
emaj-221	320	1	oman	oman	PROPN
emaj-221	320	2	:	:	PUNCT
emaj-221	320	3	al	al	PROPN
emaj-221	320	4	jamid	jamid	PROPN
emaj-221	320	5	for	for	ADP
emaj-221	320	6	publication	publication	NOUN
emaj-221	320	7	and	and	CCONJ
emaj-221	320	8	distribution	distribution	NOUN
emaj-221	320	9	house	house	NOUN
emaj-221	320	10	,	,	PUNCT
emaj-221	320	11	first	first	PROPN
emaj-221	320	12	edition	edition	PROPN
emaj-221	320	13	.	.	PUNCT
emaj-221	321	1	md	md	PROPN
emaj-221	321	2	reaz	reaz	PROPN
emaj-221	321	3	,	,	PUNCT
emaj-221	321	4	u.	u.	PROPN
emaj-221	321	5	,	,	PUNCT
emaj-221	321	6	syed	syed	PROPN
emaj-221	321	7	m	m	PROPN
emaj-221	321	8	,	,	PUNCT
emaj-221	321	9	a.	a.	PROPN
emaj-221	321	10	r.	r.	PROPN
emaj-221	321	11	,	,	PUNCT
emaj-221	321	12	&	&	CCONJ
emaj-221	321	13	saurav	saurav	PROPN
emaj-221	321	14	,	,	PUNCT
emaj-221	321	15	d.	d.	PROPN
emaj-221	321	16	(	(	PUNCT
emaj-221	321	17	2016	2016	NUM
emaj-221	321	18	)	)	PUNCT
emaj-221	321	19	.	.	PUNCT
emaj-221	322	1	liquidity	liquidity	NOUN
emaj-221	322	2	risk	risk	NOUN
emaj-221	322	3	and	and	CCONJ
emaj-221	322	4	performance	performance	NOUN
emaj-221	322	5	:	:	PUNCT
emaj-221	322	6	a	a	DET
emaj-221	322	7	study	study	NOUN
emaj-221	322	8	on	on	ADP
emaj-221	322	9	the	the	DET
emaj-221	322	10	banking	banking	NOUN
emaj-221	322	11	sector	sector	NOUN
emaj-221	322	12	of	of	ADP
emaj-221	322	13	bangladesh	bangladesh	PROPN
emaj-221	322	14	.	.	PUNCT
emaj-221	323	1	business	business	PROPN
emaj-221	323	2	reviewa	reviewa	PROPN
emaj-221	323	3	journal	journal	PROPN
emaj-221	323	4	of	of	ADP
emaj-221	323	5	business	business	PROPN
emaj-221	323	6	administration	administration	NOUN
emaj-221	323	7	discipline	discipline	NOUN
emaj-221	323	8	,	,	PUNCT
emaj-221	323	9	vol	vol	NOUN
emaj-221	323	10	.	.	PROPN
emaj-221	323	11	11	11	NUM
emaj-221	323	12	,	,	PUNCT
emaj-221	323	13	no	no	INTJ
emaj-221	323	14	.	.	NOUN
emaj-221	323	15	182	182	NUM
emaj-221	323	16	,	,	PUNCT
emaj-221	323	17	35	35	NUM
emaj-221	323	18	-	-	SYM
emaj-221	323	19	42	42	NUM
emaj-221	323	20	.	.	PUNCT
emaj-221	324	1	mishra	mishra	PROPN
emaj-221	324	2	,	,	PUNCT
emaj-221	324	3	s.	s.	PROPN
emaj-221	324	4	,	,	PUNCT
emaj-221	324	5	&	&	CCONJ
emaj-221	324	6	pradhan	pradhan	PROPN
emaj-221	324	7	,	,	PUNCT
emaj-221	324	8	b.	b.	PROPN
emaj-221	324	9	b.	b.	PROPN
emaj-221	324	10	(	(	PUNCT
emaj-221	324	11	2019	2019	NUM
emaj-221	324	12	)	)	PUNCT
emaj-221	324	13	.	.	PUNCT
emaj-221	325	1	impact	impact	NOUN
emaj-221	325	2	of	of	ADP
emaj-221	325	3	liquidity	liquidity	NOUN
emaj-221	325	4	management	management	NOUN
emaj-221	325	5	on	on	ADP
emaj-221	325	6	profitability	profitability	NOUN
emaj-221	325	7	:	:	PUNCT
emaj-221	325	8	an	an	DET
emaj-221	325	9	empirical	empirical	ADJ
emaj-221	325	10	analysis	analysis	NOUN
emaj-221	325	11	in	in	ADP
emaj-221	325	12	private	private	ADJ
emaj-221	325	13	sector	sector	NOUN
emaj-221	325	14	banks	bank	NOUN
emaj-221	325	15	of	of	ADP
emaj-221	325	16	india	india	PROPN
emaj-221	325	17	.	.	PUNCT
emaj-221	326	1	revista	revista	PROPN
emaj-221	326	2	espacios	espacios	PROPN
emaj-221	326	3	journal	journal	PROPN
emaj-221	326	4	,	,	PUNCT
emaj-221	326	5	vol	vol	NOUN
emaj-221	326	6	.	.	PROPN
emaj-221	326	7	40	40	NUM
emaj-221	326	8	,	,	PUNCT
emaj-221	326	9	no	no	INTJ
emaj-221	326	10	.	.	NOUN
emaj-221	326	11	30	30	NUM
emaj-221	326	12	.	.	PUNCT
emaj-221	327	1	moses	moses	PROPN
emaj-221	327	2	,	,	PUNCT
emaj-221	327	3	o.	o.	PROPN
emaj-221	327	4	g.	g.	PROPN
emaj-221	327	5	,	,	PUNCT
emaj-221	327	6	tobias	tobias	PROPN
emaj-221	327	7	,	,	PUNCT
emaj-221	327	8	o.	o.	PROPN
emaj-221	327	9	,	,	PUNCT
emaj-221	327	10	&	&	CCONJ
emaj-221	327	11	margaret	margaret	PROPN
emaj-221	327	12	,	,	PUNCT
emaj-221	327	13	o.	o.	PROPN
emaj-221	327	14	(	(	PUNCT
emaj-221	327	15	2018	2018	NUM
emaj-221	327	16	)	)	PUNCT
emaj-221	327	17	.	.	PUNCT
emaj-221	328	1	effect	effect	NOUN
emaj-221	328	2	of	of	ADP
emaj-221	328	3	liquidity	liquidity	NOUN
emaj-221	328	4	risk	risk	NOUN
emaj-221	328	5	on	on	ADP
emaj-221	328	6	financial	financial	ADJ
emaj-221	328	7	performance	performance	NOUN
emaj-221	328	8	of	of	ADP
emaj-221	328	9	deposit	deposit	NOUN
emaj-221	328	10	taking	take	VERB
emaj-221	328	11	savings	saving	NOUN
emaj-221	328	12	and	and	CCONJ
emaj-221	328	13	credit	credit	NOUN
emaj-221	328	14	societies	society	NOUN
emaj-221	328	15	in	in	ADP
emaj-221	328	16	kenya	kenya	PROPN
emaj-221	328	17	.	.	PUNCT
emaj-221	329	1	international	international	ADJ
emaj-221	329	2	journal	journal	PROPN
emaj-221	329	3	of	of	ADP
emaj-221	329	4	economics	economic	NOUN
emaj-221	329	5	,	,	PUNCT
emaj-221	329	6	commerce	commerce	NOUN
emaj-221	329	7	and	and	CCONJ
emaj-221	329	8	management	management	NOUN
emaj-221	329	9	,	,	PUNCT
emaj-221	329	10	vol	vol	NOUN
emaj-221	329	11	.	.	PROPN
emaj-221	329	12	06	06	NUM
emaj-221	329	13	,	,	PUNCT
emaj-221	329	14	no	no	INTJ
emaj-221	329	15	.	.	NOUN
emaj-221	329	16	1	1	NUM
emaj-221	329	17	,	,	PUNCT
emaj-221	329	18	259	259	NUM
emaj-221	329	19	-	-	SYM
emaj-221	329	20	283	283	NUM
emaj-221	329	21	.	.	PUNCT
emaj-221	330	1	mustafa	mustafa	PROPN
emaj-221	330	2	,	,	PUNCT
emaj-221	330	3	h.	h.	PROPN
emaj-221	330	4	m.	m.	PROPN
emaj-221	330	5	(	(	PUNCT
emaj-221	330	6	2014	2014	NUM
emaj-221	330	7	)	)	PUNCT
emaj-221	330	8	.	.	PUNCT
emaj-221	331	1	evaluating	evaluate	VERB
emaj-221	331	2	the	the	DET
emaj-221	331	3	financial	financial	ADJ
emaj-221	331	4	performance	performance	NOUN
emaj-221	331	5	of	of	ADP
emaj-221	331	6	banks	bank	NOUN
emaj-221	331	7	using	use	VERB
emaj-221	331	8	financial	financial	ADJ
emaj-221	331	9	ratios	ratio	NOUN
emaj-221	331	10	a	a	DET
emaj-221	331	11	case	case	NOUN
emaj-221	331	12	study	study	NOUN
emaj-221	331	13	of	of	ADP
emaj-221	331	14	erbil	erbil	PROPN
emaj-221	331	15	bank	bank	PROPN
emaj-221	331	16	for	for	ADP
emaj-221	331	17	investment	investment	NOUN
emaj-221	331	18	and	and	CCONJ
emaj-221	331	19	finance	finance	NOUN
emaj-221	331	20	.	.	PUNCT
emaj-221	332	1	european	european	PROPN
emaj-221	332	2	journal	journal	PROPN
emaj-221	332	3	of	of	ADP
emaj-221	332	4	accounting	accounting	NOUN
emaj-221	332	5	auditing	auditing	NOUN
emaj-221	332	6	and	and	CCONJ
emaj-221	332	7	finance	finance	NOUN
emaj-221	332	8	research	research	NOUN
emaj-221	332	9	,	,	PUNCT
emaj-221	332	10	vol	vol	NOUN
emaj-221	332	11	.	.	PROPN
emaj-221	332	12	2	2	NUM
emaj-221	332	13	,	,	PUNCT
emaj-221	332	14	no	no	INTJ
emaj-221	332	15	.	.	NOUN
emaj-221	332	16	6	6	NUM
emaj-221	332	17	,	,	PUNCT
emaj-221	332	18	162	162	NUM
emaj-221	332	19	-	-	SYM
emaj-221	332	20	177	177	NUM
emaj-221	332	21	.	.	PUNCT
emaj-221	333	1	volume	volume	NOUN
emaj-221	333	2	11	11	NUM
emaj-221	333	3	no	no	DET
emaj-221	333	4	1	1	NUM
emaj-221	333	5	(	(	PUNCT
emaj-221	333	6	2021	2021	NUM
emaj-221	333	7	)	)	PUNCT
emaj-221	333	8	|	|	ADV
emaj-221	333	9	issn	issn	VERB
emaj-221	333	10	2158	2158	NUM
emaj-221	333	11	-	-	SYM
emaj-221	333	12	8708	8708	NUM
emaj-221	333	13	(	(	PUNCT
emaj-221	333	14	online	online	NOUN
emaj-221	333	15	)	)	PUNCT
emaj-221	333	16	|	|	ADV
emaj-221	333	17	doi	doi	X
emaj-221	333	18	10.5195	10.5195	NUM
emaj-221	333	19	/	/	SYM
emaj-221	333	20	emaj.2021.221	emaj.2021.221	PROPN
emaj-221	333	21	|	|	ADV
emaj-221	333	22	http://emaj.pitt.edu	http://emaj.pitt.edu	PROPN
emaj-221	333	23	ishaq	ishaq	PROPN
emaj-221	333	24	hacini	hacini	PROPN
emaj-221	333	25	,	,	PUNCT
emaj-221	333	26	abir	abir	NOUN
emaj-221	333	27	boulenfad	boulenfad	PROPN
emaj-221	333	28	,	,	PUNCT
emaj-221	333	29	khadra	khadra	NOUN
emaj-221	333	30	dahou	dahou	VERB
emaj-221	333	31	emerging	emerge	VERB
emaj-221	333	32	markets	market	NOUN
emaj-221	333	33	journal	journal	NOUN
emaj-221	333	34	|	|	ADV
emaj-221	333	35	p	p	NOUN
emaj-221	333	36	a	a	DET
emaj-221	333	37	g	g	NOUN
emaj-221	333	38	e	e	NOUN
emaj-221	333	39	7	7	NUM
emaj-221	333	40	5	5	NUM
emaj-221	333	41	najla	najla	NOUN
emaj-221	333	42	,	,	PUNCT
emaj-221	333	43	i.	i.	PROPN
emaj-221	333	44	a.	a.	PROPN
emaj-221	333	45	,	,	PUNCT
emaj-221	333	46	&	&	CCONJ
emaj-221	333	47	tahani	tahani	PROPN
emaj-221	333	48	,	,	PUNCT
emaj-221	333	49	e.	e.	PROPN
emaj-221	333	50	a.	a.	PROPN
emaj-221	333	51	(	(	PUNCT
emaj-221	333	52	2020	2020	NUM
emaj-221	333	53	)	)	PUNCT
emaj-221	333	54	.	.	PUNCT
emaj-221	334	1	the	the	DET
emaj-221	334	2	effect	effect	NOUN
emaj-221	334	3	of	of	ADP
emaj-221	334	4	liquidity	liquidity	NOUN
emaj-221	334	5	on	on	ADP
emaj-221	334	6	the	the	DET
emaj-221	334	7	profitability	profitability	NOUN
emaj-221	334	8	of	of	ADP
emaj-221	334	9	commercial	commercial	ADJ
emaj-221	334	10	banks	bank	NOUN
emaj-221	334	11	in	in	ADP
emaj-221	334	12	the	the	DET
emaj-221	334	13	kingdom	kingdom	NOUN
emaj-221	334	14	of	of	ADP
emaj-221	334	15	saudi	saudi	PROPN
emaj-221	334	16	arabia	arabia	PROPN
emaj-221	334	17	period	period	NOUN
emaj-221	334	18	(	(	PUNCT
emaj-221	334	19	2010	2010	NUM
emaj-221	334	20	-	-	SYM
emaj-221	334	21	2019	2019	NUM
emaj-221	334	22	)	)	PUNCT
emaj-221	334	23	.	.	PUNCT
emaj-221	335	1	journal	journal	PROPN
emaj-221	335	2	of	of	ADP
emaj-221	335	3	economic	economic	ADJ
emaj-221	335	4	,	,	PUNCT
emaj-221	335	5	administrative	administrative	ADJ
emaj-221	335	6	and	and	CCONJ
emaj-221	335	7	legal	legal	ADJ
emaj-221	335	8	sciences	science	NOUN
emaj-221	335	9	vol	vol	NOUN
emaj-221	335	10	.	.	PROPN
emaj-221	335	11	4	4	NUM
emaj-221	335	12	,	,	PUNCT
emaj-221	335	13	no	no	INTJ
emaj-221	335	14	.	.	NOUN
emaj-221	335	15	12	12	NUM
emaj-221	335	16	,	,	PUNCT
emaj-221	335	17	109	109	NUM
emaj-221	335	18	-	-	SYM
emaj-221	335	19	132	132	NUM
emaj-221	335	20	.	.	PUNCT
emaj-221	336	1	noraini	noraini	PROPN
emaj-221	336	2	,	,	PUNCT
emaj-221	336	3	m.	m.	NOUN
emaj-221	336	4	a.	a.	NOUN
emaj-221	336	5	(	(	PUNCT
emaj-221	336	6	2012	2012	NUM
emaj-221	336	7	)	)	PUNCT
emaj-221	336	8	.	.	PUNCT
emaj-221	337	1	liquidity	liquidity	NOUN
emaj-221	337	2	risk	risk	NOUN
emaj-221	337	3	management	management	NOUN
emaj-221	337	4	and	and	CCONJ
emaj-221	337	5	financial	financial	ADJ
emaj-221	337	6	performance	performance	NOUN
emaj-221	337	7	in	in	ADP
emaj-221	337	8	malaysia	malaysia	PROPN
emaj-221	337	9	:	:	PUNCT
emaj-221	337	10	empirical	empirical	ADJ
emaj-221	337	11	evidence	evidence	NOUN
emaj-221	337	12	from	from	ADP
emaj-221	337	13	islamic	islamic	ADJ
emaj-221	337	14	banks	bank	NOUN
emaj-221	337	15	.	.	PUNCT
emaj-221	338	1	aceh	aceh	PROPN
emaj-221	338	2	international	international	PROPN
emaj-221	338	3	journal	journal	PROPN
emaj-221	338	4	of	of	ADP
emaj-221	338	5	social	social	ADJ
emaj-221	338	6	sciences	science	NOUN
emaj-221	338	7	,	,	PUNCT
emaj-221	338	8	vol	vol	NOUN
emaj-221	338	9	.	.	PROPN
emaj-221	338	10	1	1	NUM
emaj-221	338	11	,	,	PUNCT
emaj-221	338	12	no	no	INTJ
emaj-221	338	13	.	.	NOUN
emaj-221	338	14	2	2	NUM
emaj-221	338	15	,	,	PUNCT
emaj-221	338	16	77	77	NUM
emaj-221	338	17	-	-	SYM
emaj-221	338	18	84	84	NUM
emaj-221	338	19	.	.	PUNCT
emaj-221	339	1	olagunju	olagunju	PROPN
emaj-221	339	2	,	,	PUNCT
emaj-221	339	3	a.	a.	PROPN
emaj-221	339	4	,	,	PUNCT
emaj-221	339	5	adeyanju	adeyanju	PROPN
emaj-221	339	6	,	,	PUNCT
emaj-221	339	7	o.	o.	PROPN
emaj-221	339	8	d.	d.	PROPN
emaj-221	339	9	,	,	PUNCT
emaj-221	339	10	&	&	CCONJ
emaj-221	339	11	olabode	olabode	PROPN
emaj-221	339	12	,	,	PUNCT
emaj-221	339	13	o.	o.	PROPN
emaj-221	339	14	s.	s.	PROPN
emaj-221	339	15	(	(	PUNCT
emaj-221	339	16	2011	2011	NUM
emaj-221	339	17	)	)	PUNCT
emaj-221	339	18	.	.	PUNCT
emaj-221	340	1	liquidity	liquidity	NOUN
emaj-221	340	2	management	management	NOUN
emaj-221	340	3	and	and	CCONJ
emaj-221	340	4	commercial	commercial	ADJ
emaj-221	340	5	banks	bank	NOUN
emaj-221	340	6	’	'	PUNCT
emaj-221	340	7	profitability	profitability	NOUN
emaj-221	340	8	in	in	ADP
emaj-221	340	9	nigeria	nigeria	PROPN
emaj-221	340	10	.	.	PUNCT
emaj-221	341	1	research	research	NOUN
emaj-221	341	2	journal	journal	PROPN
emaj-221	341	3	of	of	ADP
emaj-221	341	4	finance	finance	NOUN
emaj-221	341	5	and	and	CCONJ
emaj-221	341	6	accounting	accounting	NOUN
emaj-221	341	7	,	,	PUNCT
emaj-221	341	8	vol	vol	NOUN
emaj-221	341	9	.	.	PROPN
emaj-221	341	10	2	2	NUM
emaj-221	341	11	,	,	PUNCT
emaj-221	341	12	no	no	INTJ
emaj-221	341	13	.	.	NOUN
emaj-221	341	14	7/8	7/8	NUM
emaj-221	341	15	,	,	PUNCT
emaj-221	341	16	24	24	NUM
emaj-221	341	17	-	-	SYM
emaj-221	341	18	39	39	NUM
emaj-221	341	19	.	.	PUNCT
emaj-221	342	1	ramadan	ramadan	PROPN
emaj-221	342	2	,	,	PUNCT
emaj-221	342	3	n.	n.	PROPN
emaj-221	342	4	a.	a.	PROPN
emaj-221	342	5	(	(	PUNCT
emaj-221	342	6	2013	2013	NUM
emaj-221	342	7	)	)	PUNCT
emaj-221	342	8	.	.	PUNCT
emaj-221	343	1	accounting	accounting	NOUN
emaj-221	343	2	and	and	CCONJ
emaj-221	343	3	financial	financial	ADJ
emaj-221	343	4	information	information	NOUN
emaj-221	343	5	role	role	NOUN
emaj-221	343	6	in	in	ADP
emaj-221	343	7	liquidity	liquidity	NOUN
emaj-221	343	8	risk	risk	NOUN
emaj-221	343	9	management	management	NOUN
emaj-221	343	10	,	,	PUNCT
emaj-221	343	11	applied	apply	VERB
emaj-221	343	12	study	study	NOUN
emaj-221	343	13	on	on	ADP
emaj-221	343	14	commercial	commercial	ADJ
emaj-221	343	15	banks	bank	NOUN
emaj-221	343	16	working	work	VERB
emaj-221	343	17	in	in	ADP
emaj-221	343	18	gaza	gaza	PROPN
emaj-221	343	19	strip	strip	PROPN
emaj-221	343	20	.	.	PUNCT
emaj-221	344	1	magister	magister	NOUN
emaj-221	344	2	thesis	thesis	NOUN
emaj-221	344	3	in	in	ADP
emaj-221	344	4	accounting	accounting	NOUN
emaj-221	344	5	and	and	CCONJ
emaj-221	344	6	finance	finance	NOUN
emaj-221	344	7	.	.	PUNCT
emaj-221	345	1	ghaza	ghaza	NOUN
emaj-221	345	2	,	,	PUNCT
emaj-221	345	3	department	department	PROPN
emaj-221	345	4	of	of	ADP
emaj-221	345	5	commerce	commerce	PROPN
emaj-221	345	6	,	,	PUNCT
emaj-221	345	7	islamic	islamic	PROPN
emaj-221	345	8	university	university	PROPN
emaj-221	345	9	,	,	PUNCT
emaj-221	345	10	palestine	palestine	PROPN
emaj-221	345	11	.	.	PUNCT
emaj-221	346	1	saifullah	saifullah	PROPN
emaj-221	346	2	,	,	PUNCT
emaj-221	346	3	k.	k.	PROPN
emaj-221	346	4	,	,	PUNCT
emaj-221	346	5	rashed	rashe	VERB
emaj-221	346	6	,	,	PUNCT
emaj-221	346	7	m.	m.	NOUN
emaj-221	346	8	,	,	PUNCT
emaj-221	346	9	&	&	CCONJ
emaj-221	346	10	alamgir	alamgir	PROPN
emaj-221	346	11	,	,	PUNCT
emaj-221	346	12	h.	h.	PROPN
emaj-221	346	13	(	(	PUNCT
emaj-221	346	14	2019	2019	NUM
emaj-221	346	15	)	)	PUNCT
emaj-221	346	16	.	.	PUNCT
emaj-221	347	1	the	the	DET
emaj-221	347	2	impact	impact	NOUN
emaj-221	347	3	of	of	ADP
emaj-221	347	4	liquidity	liquidity	NOUN
emaj-221	347	5	risk	risk	NOUN
emaj-221	347	6	on	on	ADP
emaj-221	347	7	banking	banking	NOUN
emaj-221	347	8	performance	performance	NOUN
emaj-221	347	9	:	:	PUNCT
emaj-221	347	10	evidence	evidence	NOUN
emaj-221	347	11	from	from	ADP
emaj-221	347	12	the	the	DET
emaj-221	347	13	emerging	emerge	VERB
emaj-221	347	14	market	market	NOUN
emaj-221	347	15	.	.	PUNCT
emaj-221	348	1	global	global	ADJ
emaj-221	348	2	journal	journal	PROPN
emaj-221	348	3	of	of	ADP
emaj-221	348	4	management	management	NOUN
emaj-221	348	5	and	and	CCONJ
emaj-221	348	6	business	business	NOUN
emaj-221	348	7	research	research	NOUN
emaj-221	348	8	:	:	PUNCT
emaj-221	348	9	c	c	NOUN
emaj-221	348	10	finance	finance	NOUN
emaj-221	348	11	,	,	PUNCT
emaj-221	348	12	vol	vol	NOUN
emaj-221	348	13	.	.	PROPN
emaj-221	348	14	19	19	NUM
emaj-221	348	15	,	,	PUNCT
emaj-221	348	16	no	no	INTJ
emaj-221	348	17	.	.	NOUN
emaj-221	348	18	4	4	NUM
emaj-221	348	19	,	,	PUNCT
emaj-221	348	20	46	46	NUM
emaj-221	348	21	-	-	SYM
emaj-221	348	22	52	52	NUM
emaj-221	348	23	.	.	PUNCT
emaj-221	348	24	saleh	saleh	NOUN
emaj-221	348	25	,	,	PUNCT
emaj-221	348	26	t.	t.	NOUN
emaj-221	348	27	a.	a.	NOUN
emaj-221	348	28	(	(	PUNCT
emaj-221	348	29	2014	2014	NUM
emaj-221	348	30	)	)	PUNCT
emaj-221	348	31	.	.	PUNCT
emaj-221	349	1	bank	bank	NOUN
emaj-221	349	2	liquidity	liquidity	NOUN
emaj-221	349	3	risk	risk	NOUN
emaj-221	349	4	and	and	CCONJ
emaj-221	349	5	performance	performance	NOUN
emaj-221	349	6	:	:	PUNCT
emaj-221	349	7	an	an	DET
emaj-221	349	8	empirical	empirical	ADJ
emaj-221	349	9	study	study	NOUN
emaj-221	349	10	of	of	ADP
emaj-221	349	11	the	the	DET
emaj-221	349	12	banking	banking	NOUN
emaj-221	349	13	system	system	NOUN
emaj-221	349	14	in	in	ADP
emaj-221	349	15	jordan	jordan	PROPN
emaj-221	349	16	.	.	PUNCT
emaj-221	350	1	research	research	PROPN
emaj-221	350	2	journal	journal	PROPN
emaj-221	350	3	of	of	ADP
emaj-221	350	4	finance	finance	NOUN
emaj-221	350	5	and	and	CCONJ
emaj-221	350	6	accounting	accounting	NOUN
emaj-221	350	7	,	,	PUNCT
emaj-221	350	8	vol	vol	NOUN
emaj-221	350	9	.	.	PROPN
emaj-221	350	10	5	5	NUM
emaj-221	350	11	,	,	PUNCT
emaj-221	350	12	no	no	INTJ
emaj-221	350	13	.	.	NOUN
emaj-221	350	14	12	12	NUM
emaj-221	350	15	,	,	PUNCT
emaj-221	350	16	155164	155164	NUM
emaj-221	350	17	.	.	PUNCT
emaj-221	351	1	suman	suman	PROPN
emaj-221	351	2	,	,	PUNCT
emaj-221	351	3	g.	g.	PROPN
emaj-221	351	4	,	,	PUNCT
emaj-221	351	5	&	&	CCONJ
emaj-221	351	6	raj	raj	PROPN
emaj-221	351	7	,	,	PUNCT
emaj-221	351	8	k.	k.	PROPN
emaj-221	351	9	(	(	PUNCT
emaj-221	351	10	2016	2016	NUM
emaj-221	351	11	)	)	PUNCT
emaj-221	351	12	.	.	PUNCT
emaj-221	352	1	analysis	analysis	NOUN
emaj-221	352	2	of	of	ADP
emaj-221	352	3	cash	cash	NOUN
emaj-221	352	4	deposit	deposit	NOUN
emaj-221	352	5	ratio	ratio	NOUN
emaj-221	352	6	&	&	CCONJ
emaj-221	352	7	credit	credit	NOUN
emaj-221	352	8	deposit	deposit	NOUN
emaj-221	352	9	ratio	ratio	NOUN
emaj-221	352	10	of	of	ADP
emaj-221	352	11	public	public	ADJ
emaj-221	352	12	sector	sector	NOUN
emaj-221	352	13	banks	bank	NOUN
emaj-221	352	14	in	in	ADP
emaj-221	352	15	india	india	PROPN
emaj-221	352	16	.	.	PUNCT
emaj-221	353	1	international	international	ADJ
emaj-221	353	2	journal	journal	PROPN
emaj-221	353	3	of	of	ADP
emaj-221	353	4	research	research	NOUN
emaj-221	353	5	in	in	ADP
emaj-221	353	6	management	management	NOUN
emaj-221	353	7	,	,	PUNCT
emaj-221	353	8	science	science	NOUN
emaj-221	353	9	&	&	CCONJ
emaj-221	353	10	technology	technology	PROPN
emaj-221	353	11	,	,	PUNCT
emaj-221	353	12	vol	vol	NOUN
emaj-221	353	13	.	.	PROPN
emaj-221	353	14	4	4	NUM
emaj-221	353	15	,	,	PUNCT
emaj-221	353	16	no	no	INTJ
emaj-221	353	17	.	.	NOUN
emaj-221	353	18	2	2	NUM
emaj-221	353	19	,	,	PUNCT
emaj-221	353	20	72	72	NUM
emaj-221	353	21	-	-	SYM
emaj-221	353	22	74	74	NUM
emaj-221	353	23	.	.	PUNCT
emaj-221	354	1	sviatlana	sviatlana	PROPN
emaj-221	354	2	,	,	PUNCT
emaj-221	354	3	h.	h.	PROPN
emaj-221	354	4	,	,	PUNCT
emaj-221	354	5	&	&	CCONJ
emaj-221	354	6	lara	lara	PROPN
emaj-221	354	7	,	,	PUNCT
emaj-221	354	8	g.	g.	PROPN
emaj-221	354	9	(	(	PUNCT
emaj-221	354	10	2017	2017	NUM
emaj-221	354	11	)	)	PUNCT
emaj-221	354	12	.	.	PUNCT
emaj-221	355	1	management	management	NOUN
emaj-221	355	2	strategies	strategy	NOUN
emaj-221	355	3	for	for	ADP
emaj-221	355	4	bank	bank	NOUN
emaj-221	355	5	's	's	PART
emaj-221	355	6	liquidity	liquidity	NOUN
emaj-221	355	7	risk	risk	NOUN
emaj-221	355	8	.	.	PUNCT
emaj-221	356	1	international	international	ADJ
emaj-221	356	2	journal	journal	PROPN
emaj-221	356	3	of	of	ADP
emaj-221	356	4	economics	economic	NOUN
emaj-221	356	5	and	and	CCONJ
emaj-221	356	6	finance	finance	NOUN
emaj-221	356	7	;	;	PUNCT
emaj-221	356	8	vol	vol	NOUN
emaj-221	356	9	.	.	NOUN
emaj-221	357	1	9	9	NUM
emaj-221	357	2	,	,	PUNCT
emaj-221	357	3	no	no	INTJ
emaj-221	357	4	.	.	NOUN
emaj-221	357	5	6	6	NUM
emaj-221	357	6	,	,	PUNCT
emaj-221	357	7	98110	98110	NUM
emaj-221	357	8	.	.	PUNCT
emaj-221	358	1	tahir	tahir	PROPN
emaj-221	358	2	,	,	PUNCT
emaj-221	358	3	m.	m.	NOUN
emaj-221	358	4	m.	m.	NOUN
emaj-221	358	5	,	,	PUNCT
emaj-221	358	6	wael	wael	PROPN
emaj-221	358	7	,	,	PUNCT
emaj-221	358	8	m.	m.	NOUN
emaj-221	358	9	s.	s.	PROPN
emaj-221	358	10	(	(	PUNCT
emaj-221	358	11	2007	2007	NUM
emaj-221	358	12	)	)	PUNCT
emaj-221	358	13	.	.	PUNCT
emaj-221	359	1	strategic	strategic	ADJ
emaj-221	359	2	management	management	NOUN
emaj-221	359	3	:	:	PUNCT
emaj-221	359	4	an	an	DET
emaj-221	359	5	integrated	integrated	ADJ
emaj-221	359	6	methodological	methodological	ADJ
emaj-221	359	7	perspective	perspective	NOUN
emaj-221	359	8	.	.	PUNCT
emaj-221	360	1	oman	oman	PROPN
emaj-221	360	2	:	:	PUNCT
emaj-221	361	1	wael	wael	PROPN
emaj-221	361	2	publishing	publishing	PROPN
emaj-221	361	3	house	house	PROPN
emaj-221	361	4	,	,	PUNCT
emaj-221	361	5	first	first	PROPN
emaj-221	361	6	edition	edition	NOUN
emaj-221	361	7	.	.	PUNCT
emaj-221	362	1	tahiri	tahiri	PROPN
emaj-221	362	2	,	,	PUNCT
emaj-221	362	3	n.	n.	PROPN
emaj-221	362	4	r.	r.	PROPN
emaj-221	362	5	(	(	PUNCT
emaj-221	362	6	2018	2018	NUM
emaj-221	362	7	)	)	PUNCT
emaj-221	362	8	.	.	PUNCT
emaj-221	363	1	study	study	NOUN
emaj-221	363	2	on	on	ADP
emaj-221	363	3	financial	financial	ADJ
emaj-221	363	4	performance	performance	NOUN
emaj-221	363	5	of	of	ADP
emaj-221	363	6	the	the	DET
emaj-221	363	7	afghanistan	afghanistan	PROPN
emaj-221	363	8	bank	bank	PROPN
emaj-221	363	9	2015	2015	NUM
emaj-221	363	10	and	and	CCONJ
emaj-221	363	11	2016	2016	NUM
emaj-221	363	12	.	.	PUNCT
emaj-221	364	1	kabul	kabul	PROPN
emaj-221	364	2	,	,	PUNCT
emaj-221	364	3	afghanistan	afghanistan	PROPN
emaj-221	364	4	:	:	PUNCT
emaj-221	364	5	mpra	mpra	PROPN
emaj-221	364	6	paper	paper	PROPN
emaj-221	364	7	no	no	PROPN
emaj-221	364	8	.	.	PROPN
emaj-221	364	9	88477	88477	NUM
emaj-221	364	10	.	.	PUNCT
emaj-221	365	1	thair	thair	PROPN
emaj-221	365	2	,	,	PUNCT
emaj-221	365	3	a.	a.	PROPN
emaj-221	365	4	k.	k.	PROPN
emaj-221	365	5	,	,	PUNCT
emaj-221	365	6	&	&	CCONJ
emaj-221	365	7	qais	qais	PROPN
emaj-221	365	8	,	,	PUNCT
emaj-221	365	9	a.	a.	NOUN
emaj-221	365	10	a.-k	a.-k	PROPN
emaj-221	365	11	.	.	PUNCT
emaj-221	366	1	(	(	PUNCT
emaj-221	366	2	2020	2020	NUM
emaj-221	366	3	)	)	PUNCT
emaj-221	366	4	.	.	PUNCT
emaj-221	367	1	the	the	DET
emaj-221	367	2	effect	effect	NOUN
emaj-221	367	3	of	of	ADP
emaj-221	367	4	liquidity	liquidity	NOUN
emaj-221	367	5	risk	risk	NOUN
emaj-221	367	6	management	management	NOUN
emaj-221	367	7	on	on	ADP
emaj-221	367	8	the	the	DET
emaj-221	367	9	jordanian	jordanian	ADJ
emaj-221	367	10	financial	financial	ADJ
emaj-221	367	11	sector	sector	NOUN
emaj-221	367	12	–	–	PUNCT
emaj-221	367	13	the	the	DET
emaj-221	367	14	proxy	proxy	NOUN
emaj-221	367	15	of	of	ADP
emaj-221	367	16	commercial	commercial	ADJ
emaj-221	367	17	banks	bank	NOUN
emaj-221	367	18	.	.	PUNCT
emaj-221	368	1	international	international	ADJ
emaj-221	368	2	journal	journal	PROPN
emaj-221	368	3	of	of	ADP
emaj-221	368	4	innovation	innovation	NOUN
emaj-221	368	5	,	,	PUNCT
emaj-221	368	6	creativity	creativity	NOUN
emaj-221	368	7	and	and	CCONJ
emaj-221	368	8	change	change	NOUN
emaj-221	368	9	,	,	PUNCT
emaj-221	368	10	vol	vol	NOUN
emaj-221	368	11	.	.	PROPN
emaj-221	368	12	14	14	NUM
emaj-221	368	13	,	,	PUNCT
emaj-221	368	14	no	no	INTJ
emaj-221	368	15	.	.	NOUN
emaj-221	368	16	1	1	NUM
emaj-221	368	17	,	,	PUNCT
emaj-221	368	18	240253	240253	NUM
emaj-221	368	19	.	.	PUNCT
emaj-221	369	1	vincent	vincent	PROPN
emaj-221	369	2	,	,	PUNCT
emaj-221	369	3	o.	o.	PROPN
emaj-221	369	4	o.	o.	PROPN
emaj-221	369	5	,	,	PUNCT
emaj-221	369	6	&	&	CCONJ
emaj-221	369	7	gemechu	gemechu	PROPN
emaj-221	369	8	,	,	PUNCT
emaj-221	369	9	b.	b.	PROPN
emaj-221	369	10	k.	k.	PROPN
emaj-221	369	11	(	(	PUNCT
emaj-221	369	12	2013	2013	NUM
emaj-221	369	13	)	)	PUNCT
emaj-221	369	14	.	.	PUNCT
emaj-221	370	1	determinants	determinant	NOUN
emaj-221	370	2	of	of	ADP
emaj-221	370	3	financial	financial	ADJ
emaj-221	370	4	performance	performance	NOUN
emaj-221	370	5	of	of	ADP
emaj-221	370	6	commercial	commercial	ADJ
emaj-221	370	7	banks	bank	NOUN
emaj-221	370	8	in	in	ADP
emaj-221	370	9	kenya	kenya	PROPN
emaj-221	370	10	.	.	PUNCT
emaj-221	371	1	international	international	ADJ
emaj-221	371	2	journal	journal	PROPN
emaj-221	371	3	of	of	ADP
emaj-221	371	4	economics	economic	NOUN
emaj-221	371	5	and	and	CCONJ
emaj-221	371	6	financial	financial	ADJ
emaj-221	371	7	issues	issue	NOUN
emaj-221	371	8	,	,	PUNCT
emaj-221	371	9	vol	vol	NOUN
emaj-221	371	10	.	.	PROPN
emaj-221	372	1	3	3	NUM
emaj-221	372	2	,	,	PUNCT
emaj-221	372	3	no	no	INTJ
emaj-221	372	4	.	.	NOUN
emaj-221	372	5	1	1	NUM
emaj-221	372	6	,	,	PUNCT
emaj-221	372	7	237	237	NUM
emaj-221	372	8	-	-	SYM
emaj-221	372	9	252	252	NUM
emaj-221	372	10	.	.	PUNCT
emaj-221	373	1	zaher	zaher	PROPN
emaj-221	373	2	,	,	PUNCT
emaj-221	373	3	s.	s.	PROPN
emaj-221	373	4	b.	b.	PROPN
emaj-221	373	5	(	(	PUNCT
emaj-221	373	6	2011	2011	NUM
emaj-221	373	7	)	)	PUNCT
emaj-221	373	8	.	.	PUNCT
emaj-221	373	9	assess	assess	VERB
emaj-221	373	10	the	the	DET
emaj-221	373	11	financial	financial	ADJ
emaj-221	373	12	performance	performance	NOUN
emaj-221	373	13	of	of	ADP
emaj-221	373	14	islamic	islamic	ADJ
emaj-221	373	15	and	and	CCONJ
emaj-221	373	16	conventional	conventional	ADJ
emaj-221	373	17	banks	bank	NOUN
emaj-221	373	18	using	use	VERB
emaj-221	373	19	financial	financial	ADJ
emaj-221	373	20	indicators	indicator	NOUN
emaj-221	373	21	.	.	PUNCT
emaj-221	374	1	magister	magister	NOUN
emaj-221	374	2	thesis	thesis	NOUN
emaj-221	374	3	in	in	ADP
emaj-221	374	4	accounting	accounting	NOUN
emaj-221	374	5	and	and	CCONJ
emaj-221	374	6	finance	finance	NOUN
emaj-221	374	7	.	.	PUNCT
emaj-221	375	1	department	department	PROPN
emaj-221	375	2	of	of	ADP
emaj-221	375	3	commerce	commerce	PROPN
emaj-221	375	4	,	,	PUNCT
emaj-221	375	5	the	the	DET
emaj-221	375	6	islamic	islamic	PROPN
emaj-221	375	7	university	university	PROPN
emaj-221	375	8	gaza	gaza	PROPN
emaj-221	375	9	,	,	PUNCT
emaj-221	375	10	gaza	gaza	PROPN
emaj-221	375	11	-	-	PUNCT
emaj-221	375	12	palestine	palestine	PROPN
emaj-221	375	13	.	.	PUNCT
emaj-221	376	1	zawadi	zawadi	PROPN
emaj-221	376	2	,	,	PUNCT
emaj-221	376	3	a.	a.	NOUN
emaj-221	376	4	(	(	PUNCT
emaj-221	376	5	2013	2013	NUM
emaj-221	376	6	)	)	PUNCT
emaj-221	376	7	.	.	PUNCT
emaj-221	377	1	comparative	comparative	ADJ
emaj-221	377	2	analysis	analysis	NOUN
emaj-221	377	3	of	of	ADP
emaj-221	377	4	financial	financial	ADJ
emaj-221	377	5	performance	performance	NOUN
emaj-221	377	6	of	of	ADP
emaj-221	377	7	commercial	commercial	ADJ
emaj-221	377	8	banks	bank	NOUN
emaj-221	377	9	in	in	ADP
emaj-221	377	10	tanzania	tanzania	PROPN
emaj-221	377	11	.	.	PUNCT
emaj-221	378	1	research	research	PROPN
emaj-221	378	2	journal	journal	PROPN
emaj-221	378	3	of	of	ADP
emaj-221	378	4	finance	finance	NOUN
emaj-221	378	5	and	and	CCONJ
emaj-221	378	6	accounting	accounting	NOUN
emaj-221	378	7	,	,	PUNCT
emaj-221	378	8	vol	vol	NOUN
emaj-221	378	9	.	.	PROPN
emaj-221	378	10	4	4	NUM
emaj-221	378	11	,	,	PUNCT
emaj-221	378	12	no	no	INTJ
emaj-221	378	13	.	.	NOUN
emaj-221	378	14	19	19	NUM
emaj-221	378	15	,	,	PUNCT
emaj-221	378	16	133	133	NUM
emaj-221	378	17	-	-	SYM
emaj-221	378	18	143	143	NUM
emaj-221	378	19	.	.	PUNCT