id	sid	tid	token	lemma	pos
emaj-95	1	1	volume	volume	NOUN
emaj-95	1	2	6	6	NUM
emaj-95	1	3	no	no	DET
emaj-95	1	4	1	1	NUM
emaj-95	1	5	(	(	PUNCT
emaj-95	1	6	2016	2016	NUM
emaj-95	1	7	)	)	PUNCT
emaj-95	1	8	|	|	ADV
emaj-95	1	9	issn	issn	VERB
emaj-95	1	10	2158	2158	NUM
emaj-95	1	11	-	-	SYM
emaj-95	1	12	8708	8708	NUM
emaj-95	1	13	(	(	PUNCT
emaj-95	1	14	online	online	NOUN
emaj-95	1	15	)	)	PUNCT
emaj-95	1	16	|	|	ADV
emaj-95	1	17	doi	doi	X
emaj-95	1	18	10.5195	10.5195	NUM
emaj-95	1	19	/	/	SYM
emaj-95	1	20	emaj.2016.92	emaj.2016.92	NOUN
emaj-95	1	21	|	|	ADV
emaj-95	1	22	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-95	1	23	factors	factor	NOUN
emaj-95	1	24	affecting	affect	VERB
emaj-95	1	25	the	the	DET
emaj-95	1	26	adoption	adoption	NOUN
emaj-95	1	27	of	of	ADP
emaj-95	1	28	mobile	mobile	ADJ
emaj-95	1	29	payment	payment	NOUN
emaj-95	1	30	systems	system	NOUN
emaj-95	1	31	:	:	PUNCT
emaj-95	1	32	an	an	DET
emaj-95	1	33	empirical	empirical	ADJ
emaj-95	1	34	analysis	analysis	NOUN
emaj-95	1	35	i̇kram	i̇kram	NOUN
emaj-95	1	36	daştan	daştan	PROPN
emaj-95	1	37	yalova	yalova	PROPN
emaj-95	1	38	university	university	PROPN
emaj-95	1	39	|	|	ADV
emaj-95	1	40	ikram.dastan@yalova.edu.tr	ikram.dastan@yalova.edu.tr	PROPN
emaj-95	1	41	cem	cem	NOUN
emaj-95	1	42	gürler	gürler	NOUN
emaj-95	1	43	yalova	yalova	PROPN
emaj-95	1	44	university	university	NOUN
emaj-95	2	1	|	|	ADV
emaj-95	2	2	cem.gurler@yalova.edu.tr	cem.gurler@yalova.edu.tr	PROPN
emaj-95	2	3	abstract	abstract	ADV
emaj-95	2	4	the	the	DET
emaj-95	2	5	world	world	NOUN
emaj-95	2	6	witnessed	witness	VERB
emaj-95	2	7	a	a	DET
emaj-95	2	8	rapid	rapid	ADJ
emaj-95	2	9	growth	growth	NOUN
emaj-95	2	10	in	in	ADP
emaj-95	2	11	the	the	DET
emaj-95	2	12	e	e	NOUN
emaj-95	2	13	-	-	NOUN
emaj-95	2	14	commerce	commerce	NOUN
emaj-95	2	15	in	in	ADP
emaj-95	2	16	the	the	DET
emaj-95	2	17	recent	recent	ADJ
emaj-95	2	18	years	year	NOUN
emaj-95	2	19	.	.	PUNCT
emaj-95	3	1	widespread	widespread	ADJ
emaj-95	3	2	use	use	NOUN
emaj-95	3	3	of	of	ADP
emaj-95	3	4	mobile	mobile	ADJ
emaj-95	3	5	devices	device	NOUN
emaj-95	3	6	in	in	ADP
emaj-95	3	7	the	the	DET
emaj-95	3	8	ecommerce	ecommerce	NOUN
emaj-95	3	9	has	have	VERB
emaj-95	3	10	a	a	DET
emaj-95	3	11	role	role	NOUN
emaj-95	3	12	in	in	ADP
emaj-95	3	13	this	this	DET
emaj-95	3	14	augmentation	augmentation	NOUN
emaj-95	3	15	.	.	PUNCT
emaj-95	4	1	associated	associate	VERB
emaj-95	4	2	with	with	ADP
emaj-95	4	3	growth	growth	NOUN
emaj-95	4	4	of	of	ADP
emaj-95	4	5	trading	trading	NOUN
emaj-95	4	6	volume	volume	NOUN
emaj-95	4	7	and	and	CCONJ
emaj-95	4	8	the	the	DET
emaj-95	4	9	introduction	introduction	NOUN
emaj-95	4	10	of	of	ADP
emaj-95	4	11	new	new	ADJ
emaj-95	4	12	devices	device	NOUN
emaj-95	4	13	,	,	PUNCT
emaj-95	4	14	new	new	ADJ
emaj-95	4	15	products	product	NOUN
emaj-95	4	16	and	and	CCONJ
emaj-95	4	17	solutions	solution	NOUN
emaj-95	4	18	emerge	emerge	AUX
emaj-95	4	19	and	and	CCONJ
emaj-95	4	20	they	they	PRON
emaj-95	4	21	diversify	diversify	VERB
emaj-95	4	22	concerning	concern	VERB
emaj-95	4	23	online	online	ADJ
emaj-95	4	24	payments	payment	NOUN
emaj-95	4	25	.	.	PUNCT
emaj-95	5	1	consumer	consumer	NOUN
emaj-95	5	2	attitudes	attitude	NOUN
emaj-95	5	3	and	and	CCONJ
emaj-95	5	4	behaviors	behavior	NOUN
emaj-95	5	5	may	may	AUX
emaj-95	5	6	change	change	VERB
emaj-95	5	7	according	accord	VERB
emaj-95	5	8	to	to	ADP
emaj-95	5	9	these	these	DET
emaj-95	5	10	developments	development	NOUN
emaj-95	5	11	.	.	PUNCT
emaj-95	6	1	the	the	DET
emaj-95	6	2	purpose	purpose	NOUN
emaj-95	6	3	of	of	ADP
emaj-95	6	4	this	this	DET
emaj-95	6	5	study	study	NOUN
emaj-95	6	6	is	be	AUX
emaj-95	6	7	to	to	PART
emaj-95	6	8	investigate	investigate	VERB
emaj-95	6	9	the	the	DET
emaj-95	6	10	factors	factor	NOUN
emaj-95	6	11	effecting	effect	VERB
emaj-95	6	12	adoption	adoption	NOUN
emaj-95	6	13	of	of	ADP
emaj-95	6	14	mobile	mobile	ADJ
emaj-95	6	15	payment	payment	NOUN
emaj-95	6	16	systems	system	NOUN
emaj-95	6	17	by	by	ADP
emaj-95	6	18	the	the	DET
emaj-95	6	19	consumer	consumer	NOUN
emaj-95	6	20	.	.	PUNCT
emaj-95	7	1	225	225	NUM
emaj-95	7	2	individuals	individual	NOUN
emaj-95	7	3	were	be	AUX
emaj-95	7	4	surveyed	survey	VERB
emaj-95	7	5	online	online	ADV
emaj-95	7	6	through	through	ADP
emaj-95	7	7	convenience	convenience	NOUN
emaj-95	7	8	sampling	sampling	NOUN
emaj-95	7	9	method	method	NOUN
emaj-95	7	10	.	.	PUNCT
emaj-95	8	1	a	a	DET
emaj-95	8	2	research	research	NOUN
emaj-95	8	3	model	model	NOUN
emaj-95	8	4	was	be	AUX
emaj-95	8	5	developed	develop	VERB
emaj-95	8	6	and	and	CCONJ
emaj-95	8	7	proposed	propose	VERB
emaj-95	8	8	relationships	relationship	NOUN
emaj-95	8	9	were	be	AUX
emaj-95	8	10	tested	test	VERB
emaj-95	8	11	using	use	VERB
emaj-95	8	12	structural	structural	ADJ
emaj-95	8	13	equation	equation	NOUN
emaj-95	8	14	modeling	modeling	NOUN
emaj-95	8	15	.	.	PUNCT
emaj-95	9	1	the	the	DET
emaj-95	9	2	empirical	empirical	ADJ
emaj-95	9	3	findings	finding	NOUN
emaj-95	9	4	point	point	VERB
emaj-95	9	5	out	out	ADP
emaj-95	9	6	that	that	SCONJ
emaj-95	9	7	perceived	perceive	VERB
emaj-95	9	8	trust	trust	NOUN
emaj-95	9	9	,	,	PUNCT
emaj-95	9	10	perceived	perceive	VERB
emaj-95	9	11	mobility	mobility	NOUN
emaj-95	9	12	and	and	CCONJ
emaj-95	9	13	attitudes	attitude	NOUN
emaj-95	9	14	positively	positively	ADV
emaj-95	9	15	affect	affect	VERB
emaj-95	9	16	the	the	DET
emaj-95	9	17	adoption	adoption	NOUN
emaj-95	9	18	of	of	ADP
emaj-95	9	19	mobile	mobile	ADJ
emaj-95	9	20	payment	payment	NOUN
emaj-95	9	21	systems	system	NOUN
emaj-95	9	22	(	(	PUNCT
emaj-95	9	23	mps	mps	PROPN
emaj-95	9	24	)	)	PUNCT
emaj-95	9	25	;	;	PUNCT
emaj-95	9	26	perceived	perceive	VERB
emaj-95	9	27	usefulness	usefulness	NOUN
emaj-95	9	28	and	and	CCONJ
emaj-95	9	29	perceived	perceive	VERB
emaj-95	9	30	ease	ease	NOUN
emaj-95	9	31	of	of	ADP
emaj-95	9	32	use	use	NOUN
emaj-95	9	33	have	have	VERB
emaj-95	9	34	no	no	DET
emaj-95	9	35	effect	effect	NOUN
emaj-95	9	36	on	on	ADP
emaj-95	9	37	adoption	adoption	NOUN
emaj-95	9	38	of	of	ADP
emaj-95	9	39	mps	mps	PROPN
emaj-95	9	40	.	.	PUNCT
emaj-95	10	1	furthermore	furthermore	ADV
emaj-95	10	2	,	,	PUNCT
emaj-95	10	3	perceived	perceive	VERB
emaj-95	10	4	reputation	reputation	NOUN
emaj-95	10	5	is	be	AUX
emaj-95	10	6	positively	positively	ADV
emaj-95	10	7	related	relate	VERB
emaj-95	10	8	to	to	ADP
emaj-95	10	9	perceived	perceive	VERB
emaj-95	10	10	trust	trust	NOUN
emaj-95	10	11	and	and	CCONJ
emaj-95	10	12	finally	finally	ADV
emaj-95	10	13	environmental	environmental	ADJ
emaj-95	10	14	risk	risk	NOUN
emaj-95	10	15	is	be	AUX
emaj-95	10	16	negatively	negatively	ADV
emaj-95	10	17	related	relate	VERB
emaj-95	10	18	to	to	ADP
emaj-95	10	19	perceived	perceive	VERB
emaj-95	10	20	trust	trust	NOUN
emaj-95	10	21	.	.	PUNCT
emaj-95	11	1	keywords	keyword	NOUN
emaj-95	11	2	:	:	PUNCT
emaj-95	11	3	mobile	mobile	ADJ
emaj-95	11	4	payment	payment	NOUN
emaj-95	11	5	systems	system	NOUN
emaj-95	11	6	,	,	PUNCT
emaj-95	11	7	m	m	NOUN
emaj-95	11	8	-	-	NOUN
emaj-95	11	9	payment	payment	NOUN
emaj-95	11	10	,	,	PUNCT
emaj-95	11	11	mobile	mobile	ADJ
emaj-95	11	12	payment	payment	NOUN
emaj-95	11	13	adoption	adoption	NOUN
emaj-95	11	14	,	,	PUNCT
emaj-95	11	15	mobile	mobile	NOUN
emaj-95	11	16	technologies	technology	NOUN
emaj-95	11	17	,	,	PUNCT
emaj-95	11	18	adoption	adoption	NOUN
emaj-95	11	19	of	of	ADP
emaj-95	11	20	mps	mps	PROPN
emaj-95	11	21	new	new	ADJ
emaj-95	11	22	articles	article	NOUN
emaj-95	11	23	in	in	ADP
emaj-95	11	24	this	this	DET
emaj-95	11	25	journal	journal	NOUN
emaj-95	11	26	are	be	AUX
emaj-95	11	27	licensed	license	VERB
emaj-95	11	28	under	under	ADP
emaj-95	11	29	a	a	DET
emaj-95	11	30	creative	creative	ADJ
emaj-95	11	31	commons	common	NOUN
emaj-95	11	32	attribution	attribution	NOUN
emaj-95	11	33	3.0	3.0	NUM
emaj-95	11	34	united	unite	VERB
emaj-95	11	35	states	states	PROPN
emaj-95	11	36	license	license	NOUN
emaj-95	11	37	.	.	PUNCT
emaj-95	12	1	this	this	DET
emaj-95	12	2	journal	journal	NOUN
emaj-95	12	3	is	be	AUX
emaj-95	12	4	published	publish	VERB
emaj-95	12	5	by	by	ADP
emaj-95	12	6	the	the	DET
emaj-95	12	7	university	university	NOUN
emaj-95	12	8	library	library	NOUN
emaj-95	12	9	system	system	NOUN
emaj-95	12	10	of	of	ADP
emaj-95	12	11	the	the	DET
emaj-95	12	12	university	university	PROPN
emaj-95	12	13	of	of	ADP
emaj-95	12	14	pittsburgh	pittsburgh	PROPN
emaj-95	12	15	as	as	ADP
emaj-95	12	16	part	part	NOUN
emaj-95	12	17	of	of	ADP
emaj-95	12	18	its	its	PRON
emaj-95	12	19	d	d	NOUN
emaj-95	12	20	-	-	PUNCT
emaj-95	12	21	scribe	scribe	VERB
emaj-95	12	22	digital	digital	ADJ
emaj-95	12	23	publishing	publishing	NOUN
emaj-95	12	24	program	program	NOUN
emaj-95	12	25	,	,	PUNCT
emaj-95	12	26	and	and	CCONJ
emaj-95	12	27	is	be	AUX
emaj-95	12	28	cosponsored	cosponsor	VERB
emaj-95	12	29	by	by	ADP
emaj-95	12	30	the	the	DET
emaj-95	12	31	university	university	PROPN
emaj-95	12	32	of	of	ADP
emaj-95	12	33	pittsburgh	pittsburgh	PROPN
emaj-95	12	34	press	press	NOUN
emaj-95	12	35	.	.	PUNCT
emaj-95	13	1	volume	volume	NOUN
emaj-95	13	2	6	6	NUM
emaj-95	14	1	no	no	PRON
emaj-95	14	2	1	1	NUM
emaj-95	14	3	(	(	PUNCT
emaj-95	14	4	2016	2016	NUM
emaj-95	14	5	)	)	PUNCT
emaj-95	15	1	|	|	ADV
emaj-95	15	2	issn	issn	VERB
emaj-95	15	3	2158	2158	NUM
emaj-95	15	4	-	-	SYM
emaj-95	15	5	8708	8708	NUM
emaj-95	15	6	(	(	PUNCT
emaj-95	15	7	online	online	NOUN
emaj-95	15	8	)	)	PUNCT
emaj-95	15	9	|	|	ADV
emaj-95	15	10	doi	doi	X
emaj-95	15	11	10.5195	10.5195	NUM
emaj-95	15	12	/	/	SYM
emaj-95	15	13	emaj.2016.95	emaj.2016.95	NOUN
emaj-95	15	14	|	|	ADV
emaj-95	15	15	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-95	16	1	|	|	ADV
emaj-95	16	2	mailto:ikram.dastan@yalova.edu.tr	mailto:ikram.dastan@yalova.edu.tr	PROPN
emaj-95	16	3	mailto:cem.gurler@yalova.edu.tr	mailto:cem.gurler@yalova.edu.tr	PROPN
emaj-95	16	4	http://www.library.pitt.edu/	http://www.library.pitt.edu/	PROPN
emaj-95	16	5	http://www.pitt.edu/	http://www.pitt.edu/	NOUN
emaj-95	16	6	http://www.library.pitt.edu/articles/digpubtype/index.html	http://www.library.pitt.edu/articles/digpubtype/index.html	X
emaj-95	17	1	http://www.upress.pitt.edu/upressindex.aspx	http://www.upress.pitt.edu/upressindex.aspx	NUM
emaj-95	17	2	http://creativecommons.org/licenses/by/3.0/us/	http://creativecommons.org/licenses/by/3.0/us/	NOUN
emaj-95	17	3	volume	volume	NOUN
emaj-95	17	4	6	6	NUM
emaj-95	17	5	no	no	DET
emaj-95	17	6	1	1	NUM
emaj-95	17	7	(	(	PUNCT
emaj-95	17	8	2016	2016	NUM
emaj-95	17	9	)	)	PUNCT
emaj-95	17	10	|	|	ADV
emaj-95	17	11	issn	issn	VERB
emaj-95	17	12	2158	2158	NUM
emaj-95	17	13	-	-	SYM
emaj-95	17	14	8708	8708	NUM
emaj-95	17	15	(	(	PUNCT
emaj-95	17	16	online	online	NOUN
emaj-95	17	17	)	)	PUNCT
emaj-95	17	18	|	|	ADV
emaj-95	17	19	doi	doi	X
emaj-95	17	20	10.5195	10.5195	NUM
emaj-95	17	21	/	/	SYM
emaj-95	17	22	emaj.2016.95	emaj.2016.95	NOUN
emaj-95	17	23	|	|	ADV
emaj-95	17	24	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-95	17	25	i̇kram	i̇kram	PROPN
emaj-95	17	26	daştan	daştan	PROPN
emaj-95	17	27	,	,	PUNCT
emaj-95	17	28	cem	cem	NOUN
emaj-95	17	29	gürler	gürler	NOUN
emaj-95	17	30	emerging	emerge	VERB
emaj-95	17	31	markets	market	NOUN
emaj-95	17	32	journal	journal	NOUN
emaj-95	17	33	|	|	ADV
emaj-95	17	34	p	p	NOUN
emaj-95	17	35	a	a	DET
emaj-95	17	36	g	g	NOUN
emaj-95	17	37	e	e	NOUN
emaj-95	17	38	|17	|17	NUM
emaj-95	17	39	factors	factor	NOUN
emaj-95	17	40	affecting	affect	VERB
emaj-95	17	41	the	the	DET
emaj-95	17	42	adoption	adoption	NOUN
emaj-95	17	43	of	of	ADP
emaj-95	17	44	mobile	mobile	ADJ
emaj-95	17	45	payment	payment	NOUN
emaj-95	17	46	systems	system	NOUN
emaj-95	17	47	:	:	PUNCT
emaj-95	17	48	an	an	DET
emaj-95	17	49	empirical	empirical	ADJ
emaj-95	17	50	analysis	analysis	NOUN
emaj-95	17	51	i̇kram	i̇kram	NOUN
emaj-95	17	52	daştan	daştan	PROPN
emaj-95	17	53	cem	cem	NOUN
emaj-95	17	54	gürler	gürler	NOUN
emaj-95	17	55	1	1	NUM
emaj-95	17	56	.	.	PUNCT
emaj-95	18	1	introduction	introduction	NOUN
emaj-95	18	2	mobile	mobile	NOUN
emaj-95	18	3	technologies	technology	NOUN
emaj-95	18	4	have	have	AUX
emaj-95	18	5	not	not	PART
emaj-95	18	6	only	only	ADV
emaj-95	18	7	become	become	VERB
emaj-95	18	8	widespread	widespread	ADJ
emaj-95	18	9	rapidly	rapidly	ADV
emaj-95	18	10	,	,	PUNCT
emaj-95	18	11	but	but	CCONJ
emaj-95	18	12	they	they	PRON
emaj-95	18	13	currently	currently	ADV
emaj-95	18	14	also	also	ADV
emaj-95	18	15	have	have	VERB
emaj-95	18	16	the	the	DET
emaj-95	18	17	advantage	advantage	NOUN
emaj-95	18	18	of	of	ADP
emaj-95	18	19	reaching	reach	VERB
emaj-95	18	20	the	the	DET
emaj-95	18	21	customers	customer	NOUN
emaj-95	18	22	for	for	ADP
emaj-95	18	23	firms	firm	NOUN
emaj-95	18	24	.	.	PUNCT
emaj-95	19	1	mobile	mobile	ADJ
emaj-95	19	2	technologies	technology	NOUN
emaj-95	19	3	have	have	VERB
emaj-95	19	4	lots	lot	NOUN
emaj-95	19	5	of	of	ADP
emaj-95	19	6	advantages	advantage	NOUN
emaj-95	19	7	against	against	ADP
emaj-95	19	8	other	other	ADJ
emaj-95	19	9	technologies	technology	NOUN
emaj-95	19	10	,	,	PUNCT
emaj-95	19	11	such	such	ADJ
emaj-95	19	12	as	as	ADP
emaj-95	19	13	interacting	interact	VERB
emaj-95	19	14	with	with	ADP
emaj-95	19	15	anybody	anybody	PRON
emaj-95	19	16	in	in	ADP
emaj-95	19	17	anywhere	anywhere	ADV
emaj-95	19	18	,	,	PUNCT
emaj-95	19	19	being	be	AUX
emaj-95	19	20	in	in	ADP
emaj-95	19	21	use	use	NOUN
emaj-95	19	22	individualistically	individualistically	ADV
emaj-95	19	23	,	,	PUNCT
emaj-95	19	24	customized	customized	ADJ
emaj-95	19	25	information	information	NOUN
emaj-95	19	26	and	and	CCONJ
emaj-95	19	27	services	service	NOUN
emaj-95	19	28	,	,	PUNCT
emaj-95	19	29	and	and	CCONJ
emaj-95	19	30	getting	get	VERB
emaj-95	19	31	quick	quick	ADJ
emaj-95	19	32	answers	answer	NOUN
emaj-95	19	33	from	from	ADP
emaj-95	19	34	users	user	NOUN
emaj-95	19	35	.	.	PUNCT
emaj-95	20	1	according	accord	VERB
emaj-95	20	2	to	to	ADP
emaj-95	20	3	the	the	DET
emaj-95	20	4	world	world	NOUN
emaj-95	20	5	factbook	factbook	NOUN
emaj-95	20	6	,	,	PUNCT
emaj-95	20	7	87	87	NUM
emaj-95	20	8	%	%	NOUN
emaj-95	20	9	of	of	ADP
emaj-95	20	10	the	the	DET
emaj-95	20	11	world	world	NOUN
emaj-95	20	12	’s	’s	PART
emaj-95	20	13	population	population	NOUN
emaj-95	20	14	(	(	PUNCT
emaj-95	20	15	6.8	6.8	NUM
emaj-95	20	16	billion	billion	NUM
emaj-95	20	17	people	people	NOUN
emaj-95	20	18	)	)	PUNCT
emaj-95	20	19	were	be	AUX
emaj-95	20	20	using	use	VERB
emaj-95	20	21	mobile	mobile	ADJ
emaj-95	20	22	phones	phone	NOUN
emaj-95	20	23	in	in	ADP
emaj-95	20	24	2013	2013	NUM
emaj-95	20	25	.	.	PUNCT
emaj-95	21	1	moreover	moreover	ADV
emaj-95	21	2	,	,	PUNCT
emaj-95	21	3	mobile	mobile	ADJ
emaj-95	21	4	internet	internet	NOUN
emaj-95	21	5	usage	usage	NOUN
emaj-95	21	6	has	have	AUX
emaj-95	21	7	been	be	AUX
emaj-95	21	8	widespread	widespread	ADJ
emaj-95	21	9	day	day	NOUN
emaj-95	21	10	by	by	ADP
emaj-95	21	11	day	day	NOUN
emaj-95	21	12	.	.	PUNCT
emaj-95	22	1	in	in	ADP
emaj-95	22	2	pursuant	pursuant	NOUN
emaj-95	22	3	of	of	ADP
emaj-95	22	4	a	a	DET
emaj-95	22	5	report	report	NOUN
emaj-95	22	6	published	publish	VERB
emaj-95	22	7	by	by	ADP
emaj-95	22	8	statcounter	statcounter	NOUN
emaj-95	22	9	(	(	PUNCT
emaj-95	22	10	a	a	DET
emaj-95	22	11	web	web	NOUN
emaj-95	22	12	traffic	traffic	NOUN
emaj-95	22	13	analysis	analysis	NOUN
emaj-95	22	14	tool	tool	NOUN
emaj-95	22	15	)	)	PUNCT
emaj-95	22	16	,	,	PUNCT
emaj-95	22	17	the	the	DET
emaj-95	22	18	share	share	NOUN
emaj-95	22	19	of	of	ADP
emaj-95	22	20	mobile	mobile	ADJ
emaj-95	22	21	devices	device	NOUN
emaj-95	22	22	(	(	PUNCT
emaj-95	22	23	phones	phone	NOUN
emaj-95	22	24	and	and	CCONJ
emaj-95	22	25	tablets	tablet	NOUN
emaj-95	22	26	)	)	PUNCT
emaj-95	22	27	internet	internet	NOUN
emaj-95	22	28	usage	usage	NOUN
emaj-95	22	29	was	be	AUX
emaj-95	22	30	35.3	35.3	NUM
emaj-95	22	31	%	%	NOUN
emaj-95	22	32	in	in	ADP
emaj-95	22	33	2014	2014	NUM
emaj-95	22	34	(	(	PUNCT
emaj-95	22	35	statcounter	statcounter	NOUN
emaj-95	22	36	,	,	PUNCT
emaj-95	22	37	2014	2014	NUM
emaj-95	22	38	)	)	PUNCT
emaj-95	22	39	.	.	PUNCT
emaj-95	23	1	when	when	SCONJ
emaj-95	23	2	taking	take	VERB
emaj-95	23	3	the	the	DET
emaj-95	23	4	statistics	statistic	NOUN
emaj-95	23	5	of	of	ADP
emaj-95	23	6	mobile	mobile	ADJ
emaj-95	23	7	usage	usage	NOUN
emaj-95	23	8	into	into	ADP
emaj-95	23	9	consideration	consideration	NOUN
emaj-95	23	10	,	,	PUNCT
emaj-95	23	11	using	use	VERB
emaj-95	23	12	mobile	mobile	ADJ
emaj-95	23	13	devices	device	NOUN
emaj-95	23	14	as	as	ADP
emaj-95	23	15	a	a	DET
emaj-95	23	16	transactional	transactional	ADJ
emaj-95	23	17	device	device	NOUN
emaj-95	23	18	should	should	AUX
emaj-95	23	19	not	not	PART
emaj-95	23	20	be	be	AUX
emaj-95	23	21	a	a	DET
emaj-95	23	22	surprise	surprise	NOUN
emaj-95	23	23	(	(	PUNCT
emaj-95	23	24	van	van	PROPN
emaj-95	23	25	der	der	PROPN
emaj-95	23	26	heijden	heijden	PROPN
emaj-95	23	27	,	,	PUNCT
emaj-95	23	28	2002	2002	NUM
emaj-95	23	29	)	)	PUNCT
emaj-95	23	30	.	.	PUNCT
emaj-95	24	1	the	the	DET
emaj-95	24	2	use	use	NOUN
emaj-95	24	3	of	of	ADP
emaj-95	24	4	mobile	mobile	ADJ
emaj-95	24	5	devices	device	NOUN
emaj-95	24	6	in	in	ADP
emaj-95	24	7	payments	payment	NOUN
emaj-95	24	8	can	can	AUX
emaj-95	24	9	be	be	AUX
emaj-95	24	10	regarded	regard	VERB
emaj-95	24	11	as	as	ADP
emaj-95	24	12	a	a	DET
emaj-95	24	13	venture	venture	NOUN
emaj-95	24	14	for	for	ADP
emaj-95	24	15	investors	investor	NOUN
emaj-95	24	16	and	and	CCONJ
emaj-95	24	17	service	service	NOUN
emaj-95	24	18	providers	provider	NOUN
emaj-95	24	19	.	.	PUNCT
emaj-95	25	1	the	the	DET
emaj-95	25	2	enterprises	enterprise	NOUN
emaj-95	25	3	,	,	PUNCT
emaj-95	25	4	who	who	PRON
emaj-95	25	5	noticed	notice	VERB
emaj-95	25	6	the	the	DET
emaj-95	25	7	venture	venture	NOUN
emaj-95	25	8	,	,	PUNCT
emaj-95	25	9	have	have	AUX
emaj-95	25	10	continued	continue	VERB
emaj-95	25	11	investing	invest	VERB
emaj-95	25	12	in	in	ADP
emaj-95	25	13	order	order	NOUN
emaj-95	25	14	to	to	PART
emaj-95	25	15	benefit	benefit	VERB
emaj-95	25	16	from	from	ADP
emaj-95	25	17	this	this	DET
emaj-95	25	18	situation	situation	NOUN
emaj-95	25	19	.	.	PUNCT
emaj-95	26	1	samsung	samsung	PROPN
emaj-95	26	2	generated	generate	VERB
emaj-95	26	3	its	its	PRON
emaj-95	26	4	own	own	ADJ
emaj-95	26	5	mobile	mobile	ADJ
emaj-95	26	6	payment	payment	NOUN
emaj-95	26	7	system	system	NOUN
emaj-95	26	8	(	(	PUNCT
emaj-95	26	9	mps	mps	PROPN
emaj-95	26	10	)	)	PUNCT
emaj-95	26	11	,	,	PUNCT
emaj-95	26	12	samsung	samsung	PROPN
emaj-95	26	13	pay	pay	PROPN
emaj-95	26	14	,	,	PUNCT
emaj-95	26	15	and	and	CCONJ
emaj-95	26	16	other	other	ADJ
emaj-95	26	17	market	market	NOUN
emaj-95	26	18	players	player	NOUN
emaj-95	26	19	have	have	AUX
emaj-95	26	20	also	also	ADV
emaj-95	26	21	tried	try	VERB
emaj-95	26	22	to	to	PART
emaj-95	26	23	have	have	VERB
emaj-95	26	24	a	a	DET
emaj-95	26	25	position	position	NOUN
emaj-95	26	26	in	in	ADP
emaj-95	26	27	market	market	NOUN
emaj-95	26	28	.	.	PUNCT
emaj-95	27	1	paypal	paypal	PROPN
emaj-95	27	2	(	(	PUNCT
emaj-95	27	3	an	an	DET
emaj-95	27	4	online	online	ADJ
emaj-95	27	5	payment	payment	NOUN
emaj-95	27	6	system	system	NOUN
emaj-95	27	7	)	)	PUNCT
emaj-95	27	8	has	have	AUX
emaj-95	27	9	bought	buy	VERB
emaj-95	27	10	paydiant	paydiant	NOUN
emaj-95	27	11	in	in	ADP
emaj-95	27	12	order	order	NOUN
emaj-95	27	13	to	to	PART
emaj-95	27	14	keep	keep	VERB
emaj-95	27	15	up	up	ADP
emaj-95	27	16	with	with	ADP
emaj-95	27	17	the	the	DET
emaj-95	27	18	competition	competition	NOUN
emaj-95	27	19	.	.	PUNCT
emaj-95	28	1	apple	apple	PROPN
emaj-95	28	2	announced	announce	VERB
emaj-95	28	3	apple	apple	NOUN
emaj-95	28	4	pay	pay	NOUN
emaj-95	28	5	in	in	ADP
emaj-95	28	6	the	the	DET
emaj-95	28	7	2014	2014	NUM
emaj-95	28	8	apple	apple	NOUN
emaj-95	28	9	’s	’s	PART
emaj-95	28	10	launch	launch	NOUN
emaj-95	28	11	event	event	NOUN
emaj-95	28	12	,	,	PUNCT
emaj-95	28	13	google	google	PROPN
emaj-95	28	14	purchased	purchase	VERB
emaj-95	28	15	softcard	softcard	NOUN
emaj-95	28	16	in	in	ADP
emaj-95	28	17	2014	2014	NUM
emaj-95	28	18	,	,	PUNCT
emaj-95	28	19	and	and	CCONJ
emaj-95	28	20	android	android	PROPN
emaj-95	28	21	pay	pay	NOUN
emaj-95	28	22	was	be	AUX
emaj-95	28	23	announced	announce	VERB
emaj-95	28	24	by	by	ADP
emaj-95	28	25	google	google	PROPN
emaj-95	28	26	in	in	ADP
emaj-95	28	27	2015	2015	NUM
emaj-95	28	28	spring	spring	NOUN
emaj-95	28	29	.	.	PUNCT
emaj-95	29	1	these	these	PRON
emaj-95	29	2	can	can	AUX
emaj-95	29	3	be	be	AUX
emaj-95	29	4	shown	show	VERB
emaj-95	29	5	as	as	ADP
emaj-95	29	6	evidences	evidence	NOUN
emaj-95	29	7	to	to	ADP
emaj-95	29	8	those	those	DET
emaj-95	29	9	investments	investment	NOUN
emaj-95	29	10	.	.	PUNCT
emaj-95	30	1	on	on	ADP
emaj-95	30	2	the	the	DET
emaj-95	30	3	basis	basis	NOUN
emaj-95	30	4	of	of	ADP
emaj-95	30	5	making	make	VERB
emaj-95	30	6	such	such	ADJ
emaj-95	30	7	investments	investment	NOUN
emaj-95	30	8	,	,	PUNCT
emaj-95	30	9	google	google	PROPN
emaj-95	30	10	and	and	CCONJ
emaj-95	30	11	apple	apple	NOUN
emaj-95	30	12	expect	expect	VERB
emaj-95	30	13	consumers	consumer	NOUN
emaj-95	30	14	to	to	PART
emaj-95	30	15	shift	shift	VERB
emaj-95	30	16	their	their	PRON
emaj-95	30	17	preferences	preference	NOUN
emaj-95	30	18	from	from	ADP
emaj-95	30	19	traditional	traditional	ADJ
emaj-95	30	20	payment	payment	NOUN
emaj-95	30	21	systems	system	NOUN
emaj-95	30	22	to	to	ADP
emaj-95	30	23	mps	mps	PROPN
emaj-95	30	24	.	.	PUNCT
emaj-95	31	1	when	when	SCONJ
emaj-95	31	2	we	we	PRON
emaj-95	31	3	compare	compare	VERB
emaj-95	31	4	mps	mp	NOUN
emaj-95	31	5	against	against	ADP
emaj-95	31	6	other	other	ADJ
emaj-95	31	7	payment	payment	NOUN
emaj-95	31	8	systems	system	NOUN
emaj-95	31	9	,	,	PUNCT
emaj-95	31	10	the	the	DET
emaj-95	31	11	most	most	ADV
emaj-95	31	12	important	important	ADJ
emaj-95	31	13	feature	feature	NOUN
emaj-95	31	14	of	of	ADP
emaj-95	31	15	mps	mp	NOUN
emaj-95	31	16	is	be	AUX
emaj-95	31	17	that	that	SCONJ
emaj-95	31	18	it	it	PRON
emaj-95	31	19	brings	bring	VERB
emaj-95	31	20	mobility	mobility	NOUN
emaj-95	31	21	.	.	PUNCT
emaj-95	32	1	individuals	individual	NOUN
emaj-95	32	2	can	can	AUX
emaj-95	32	3	make	make	VERB
emaj-95	32	4	their	their	PRON
emaj-95	32	5	payments	payment	NOUN
emaj-95	32	6	independent	independent	ADJ
emaj-95	32	7	of	of	ADP
emaj-95	32	8	time	time	NOUN
emaj-95	32	9	and	and	CCONJ
emaj-95	32	10	place	place	NOUN
emaj-95	32	11	.	.	PUNCT
emaj-95	33	1	while	while	SCONJ
emaj-95	33	2	the	the	DET
emaj-95	33	3	smartphone	smartphone	NOUN
emaj-95	33	4	usage	usage	NOUN
emaj-95	33	5	has	have	AUX
emaj-95	33	6	been	be	AUX
emaj-95	33	7	continuing	continue	VERB
emaj-95	33	8	to	to	PART
emaj-95	33	9	rise	rise	VERB
emaj-95	33	10	,	,	PUNCT
emaj-95	33	11	mps	mps	PROPN
emaj-95	33	12	will	will	AUX
emaj-95	33	13	take	take	VERB
emaj-95	33	14	over	over	ADP
emaj-95	33	15	the	the	DET
emaj-95	33	16	traditional	traditional	ADJ
emaj-95	33	17	payments	payment	NOUN
emaj-95	33	18	system	system	NOUN
emaj-95	33	19	and	and	CCONJ
emaj-95	33	20	also	also	ADV
emaj-95	33	21	will	will	AUX
emaj-95	33	22	be	be	AUX
emaj-95	33	23	future	future	ADJ
emaj-95	33	24	of	of	ADP
emaj-95	33	25	payment	payment	NOUN
emaj-95	33	26	systems	system	NOUN
emaj-95	33	27	.	.	PUNCT
emaj-95	34	1	despite	despite	SCONJ
emaj-95	34	2	its	its	PRON
emaj-95	34	3	age	age	NOUN
emaj-95	34	4	,	,	PUNCT
emaj-95	34	5	mps	mps	PROPN
emaj-95	34	6	is	be	AUX
emaj-95	34	7	boosting	boost	VERB
emaj-95	34	8	its	its	PRON
emaj-95	34	9	popularity	popularity	NOUN
emaj-95	34	10	each	each	DET
emaj-95	34	11	day	day	NOUN
emaj-95	34	12	.	.	PUNCT
emaj-95	35	1	with	with	ADP
emaj-95	35	2	reference	reference	NOUN
emaj-95	35	3	to	to	ADP
emaj-95	35	4	paypal	paypal	PROPN
emaj-95	35	5	research	research	NOUN
emaj-95	35	6	in	in	ADP
emaj-95	35	7	22	22	NUM
emaj-95	35	8	countries	country	NOUN
emaj-95	35	9	,	,	PUNCT
emaj-95	35	10	33	33	NUM
emaj-95	35	11	%	%	NOUN
emaj-95	35	12	of	of	ADP
emaj-95	35	13	online	online	ADJ
emaj-95	35	14	shopping	shopping	NOUN
emaj-95	35	15	has	have	AUX
emaj-95	35	16	been	be	AUX
emaj-95	35	17	carried	carry	VERB
emaj-95	35	18	out	out	ADP
emaj-95	35	19	by	by	ADP
emaj-95	35	20	smartphones	smartphone	NOUN
emaj-95	35	21	.	.	PUNCT
emaj-95	36	1	considering	consider	VERB
emaj-95	36	2	the	the	DET
emaj-95	36	3	history	history	NOUN
emaj-95	36	4	of	of	ADP
emaj-95	36	5	smartphones	smartphone	NOUN
emaj-95	36	6	,	,	PUNCT
emaj-95	36	7	the	the	DET
emaj-95	36	8	33	33	NUM
emaj-95	36	9	%	%	NOUN
emaj-95	36	10	share	share	NOUN
emaj-95	36	11	shows	show	VERB
emaj-95	36	12	the	the	DET
emaj-95	36	13	importance	importance	NOUN
emaj-95	36	14	of	of	ADP
emaj-95	36	15	mps	mp	NOUN
emaj-95	36	16	and	and	CCONJ
emaj-95	36	17	smartphones	smartphone	NOUN
emaj-95	36	18	.	.	PUNCT
emaj-95	37	1	ipsos	ipsos	PROPN
emaj-95	37	2	ing	ing	PROPN
emaj-95	37	3	’s	’s	PART
emaj-95	37	4	research	research	NOUN
emaj-95	37	5	in	in	ADP
emaj-95	37	6	15	15	NUM
emaj-95	37	7	countries	country	NOUN
emaj-95	37	8	has	have	AUX
emaj-95	37	9	shown	show	VERB
emaj-95	37	10	that	that	SCONJ
emaj-95	37	11	the	the	DET
emaj-95	37	12	56	56	NUM
emaj-95	37	13	%	%	NOUN
emaj-95	37	14	of	of	ADP
emaj-95	37	15	participants	participant	NOUN
emaj-95	37	16	from	from	ADP
emaj-95	37	17	turkey	turkey	NOUN
emaj-95	37	18	has	have	AUX
emaj-95	37	19	made	make	VERB
emaj-95	37	20	online	online	ADJ
emaj-95	37	21	payments	payment	NOUN
emaj-95	37	22	via	via	ADP
emaj-95	37	23	mobile	mobile	ADJ
emaj-95	37	24	application	application	NOUN
emaj-95	37	25	at	at	ADP
emaj-95	37	26	least	least	ADJ
emaj-95	37	27	once	once	ADV
emaj-95	37	28	(	(	PUNCT
emaj-95	37	29	ing	ing	ADJ
emaj-95	37	30	,	,	PUNCT
emaj-95	37	31	2015	2015	NUM
emaj-95	37	32	)	)	PUNCT
emaj-95	37	33	.	.	PUNCT
emaj-95	38	1	however	however	ADV
emaj-95	38	2	,	,	PUNCT
emaj-95	38	3	this	this	DET
emaj-95	38	4	percentage	percentage	NOUN
emaj-95	38	5	is	be	AUX
emaj-95	38	6	just	just	ADV
emaj-95	38	7	33	33	NUM
emaj-95	38	8	%	%	NOUN
emaj-95	38	9	in	in	ADP
emaj-95	38	10	europe	europe	PROPN
emaj-95	38	11	.	.	PUNCT
emaj-95	39	1	the	the	DET
emaj-95	39	2	percentage	percentage	NOUN
emaj-95	39	3	of	of	ADP
emaj-95	39	4	young	young	ADJ
emaj-95	39	5	people	people	NOUN
emaj-95	39	6	in	in	ADP
emaj-95	39	7	turkey	turkey	NOUN
emaj-95	39	8	is	be	AUX
emaj-95	39	9	higher	high	ADJ
emaj-95	39	10	than	than	ADP
emaj-95	39	11	europe	europe	PROPN
emaj-95	39	12	.	.	PUNCT
emaj-95	40	1	the	the	DET
emaj-95	40	2	difference	difference	NOUN
emaj-95	40	3	between	between	ADP
emaj-95	40	4	these	these	DET
emaj-95	40	5	numbers	number	NOUN
emaj-95	40	6	could	could	AUX
emaj-95	40	7	be	be	AUX
emaj-95	40	8	derived	derive	VERB
emaj-95	40	9	from	from	ADP
emaj-95	40	10	turkey	turkey	PROPN
emaj-95	40	11	’s	’s	PART
emaj-95	40	12	youth	youth	NOUN
emaj-95	40	13	bulge	bulge	NOUN
emaj-95	40	14	.	.	PUNCT
emaj-95	41	1	this	this	PRON
emaj-95	41	2	is	be	AUX
emaj-95	41	3	probably	probably	ADV
emaj-95	41	4	because	because	SCONJ
emaj-95	41	5	generation	generation	NOUN
emaj-95	41	6	y	y	PROPN
emaj-95	41	7	can	can	AUX
emaj-95	41	8	better	well	ADV
emaj-95	41	9	keep	keep	VERB
emaj-95	41	10	up	up	ADP
emaj-95	41	11	with	with	ADP
emaj-95	41	12	new	new	ADJ
emaj-95	41	13	technologies	technology	NOUN
emaj-95	41	14	comparison	comparison	NOUN
emaj-95	41	15	to	to	ADP
emaj-95	41	16	generation	generation	NOUN
emaj-95	41	17	x.	x.	NOUN
emaj-95	41	18	mobility	mobility	NOUN
emaj-95	41	19	can	can	AUX
emaj-95	41	20	be	be	AUX
emaj-95	41	21	shown	show	VERB
emaj-95	41	22	as	as	ADP
emaj-95	41	23	an	an	DET
emaj-95	41	24	important	important	ADJ
emaj-95	41	25	factor	factor	NOUN
emaj-95	41	26	affecting	affect	VERB
emaj-95	41	27	mps	mp	NOUN
emaj-95	41	28	,	,	PUNCT
emaj-95	41	29	but	but	CCONJ
emaj-95	41	30	it	it	PRON
emaj-95	41	31	is	be	AUX
emaj-95	41	32	hard	hard	ADJ
emaj-95	41	33	to	to	PART
emaj-95	41	34	state	state	VERB
emaj-95	41	35	mobility	mobility	NOUN
emaj-95	41	36	as	as	ADP
emaj-95	41	37	the	the	DET
emaj-95	41	38	only	only	ADJ
emaj-95	41	39	factor	factor	NOUN
emaj-95	41	40	.	.	PUNCT
emaj-95	42	1	for	for	ADP
emaj-95	42	2	instance	instance	NOUN
emaj-95	42	3	,	,	PUNCT
emaj-95	42	4	the	the	DET
emaj-95	42	5	perceived	perceive	VERB
emaj-95	42	6	trust	trust	NOUN
emaj-95	42	7	factor	factor	NOUN
emaj-95	42	8	is	be	AUX
emaj-95	42	9	as	as	ADV
emaj-95	42	10	important	important	ADJ
emaj-95	42	11	as	as	ADP
emaj-95	42	12	mobility	mobility	NOUN
emaj-95	42	13	.	.	PUNCT
emaj-95	43	1	trust	trust	NOUN
emaj-95	43	2	in	in	ADP
emaj-95	43	3	mps	mps	PROPN
emaj-95	43	4	occurs	occur	VERB
emaj-95	43	5	differently	differently	ADV
emaj-95	43	6	than	than	ADP
emaj-95	43	7	the	the	DET
emaj-95	43	8	physical	physical	ADJ
emaj-95	43	9	payment	payment	NOUN
emaj-95	43	10	.	.	PUNCT
emaj-95	44	1	because	because	SCONJ
emaj-95	44	2	,	,	PUNCT
emaj-95	44	3	the	the	DET
emaj-95	44	4	consumer	consumer	NOUN
emaj-95	44	5	does	do	AUX
emaj-95	44	6	n’t	not	PART
emaj-95	44	7	contact	contact	VERB
emaj-95	44	8	with	with	ADP
emaj-95	44	9	another	another	DET
emaj-95	44	10	person	person	NOUN
emaj-95	44	11	and	and	CCONJ
emaj-95	44	12	the	the	DET
emaj-95	44	13	transactions	transaction	NOUN
emaj-95	44	14	are	be	AUX
emaj-95	44	15	in	in	ADP
emaj-95	44	16	progress	progress	NOUN
emaj-95	44	17	between	between	ADP
emaj-95	44	18	consumer	consumer	NOUN
emaj-95	44	19	and	and	CCONJ
emaj-95	44	20	mobile	mobile	ADJ
emaj-95	44	21	devices	device	NOUN
emaj-95	44	22	.	.	PUNCT
emaj-95	45	1	reasons	reason	NOUN
emaj-95	45	2	,	,	PUNCT
emaj-95	45	3	such	such	ADJ
emaj-95	45	4	as	as	ADP
emaj-95	45	5	the	the	DET
emaj-95	45	6	uncertainty	uncertainty	NOUN
emaj-95	45	7	about	about	ADP
emaj-95	45	8	how	how	SCONJ
emaj-95	45	9	the	the	DET
emaj-95	45	10	transactions	transaction	NOUN
emaj-95	45	11	occur	occur	VERB
emaj-95	45	12	on	on	ADP
emaj-95	45	13	background	background	NOUN
emaj-95	45	14	and	and	CCONJ
emaj-95	45	15	ill	ill	ADJ
emaj-95	45	16	-	-	PUNCT
emaj-95	45	17	wishers	wisher	NOUN
emaj-95	45	18	,	,	PUNCT
emaj-95	45	19	influence	influence	NOUN
emaj-95	45	20	consumer	consumer	NOUN
emaj-95	45	21	trust	trust	NOUN
emaj-95	45	22	in	in	ADP
emaj-95	45	23	mps	mps	PROPN
emaj-95	45	24	.	.	PUNCT
emaj-95	46	1	however	however	ADV
emaj-95	46	2	security	security	NOUN
emaj-95	46	3	certificates	certificate	NOUN
emaj-95	46	4	,	,	PUNCT
emaj-95	46	5	mobile	mobile	ADJ
emaj-95	46	6	wallets	wallet	NOUN
emaj-95	46	7	and	and	CCONJ
emaj-95	46	8	such	such	ADJ
emaj-95	46	9	factors	factor	NOUN
emaj-95	46	10	can	can	AUX
emaj-95	46	11	settle	settle	VERB
emaj-95	46	12	up	up	ADP
emaj-95	46	13	issue	issue	NOUN
emaj-95	46	14	of	of	ADP
emaj-95	46	15	trust	trust	NOUN
emaj-95	46	16	.	.	PUNCT
emaj-95	47	1	mps	mps	PROPN
emaj-95	47	2	may	may	AUX
emaj-95	47	3	be	be	AUX
emaj-95	47	4	evaluated	evaluate	VERB
emaj-95	47	5	as	as	ADP
emaj-95	47	6	a	a	DET
emaj-95	47	7	future	future	ADJ
emaj-95	47	8	payment	payment	NOUN
emaj-95	47	9	system	system	NOUN
emaj-95	47	10	.	.	PUNCT
emaj-95	48	1	this	this	DET
emaj-95	48	2	paper	paper	NOUN
emaj-95	48	3	aims	aim	VERB
emaj-95	48	4	to	to	PART
emaj-95	48	5	investigate	investigate	VERB
emaj-95	48	6	the	the	DET
emaj-95	48	7	factors	factor	NOUN
emaj-95	48	8	that	that	PRON
emaj-95	48	9	affect	affect	VERB
emaj-95	48	10	the	the	DET
emaj-95	48	11	adoption	adoption	NOUN
emaj-95	48	12	of	of	ADP
emaj-95	48	13	mps	mp	NOUN
emaj-95	48	14	conceptually	conceptually	ADV
emaj-95	48	15	and	and	CCONJ
emaj-95	48	16	empirically	empirically	ADV
emaj-95	48	17	.	.	PUNCT
emaj-95	49	1	in	in	ADP
emaj-95	49	2	this	this	DET
emaj-95	49	3	context	context	NOUN
emaj-95	49	4	,	,	PUNCT
emaj-95	49	5	in	in	ADP
emaj-95	49	6	following	follow	VERB
emaj-95	49	7	section	section	NOUN
emaj-95	49	8	we	we	PRON
emaj-95	49	9	examine	examine	VERB
emaj-95	49	10	the	the	DET
emaj-95	49	11	mps	mps	PROPN
emaj-95	49	12	literature	literature	NOUN
emaj-95	49	13	and	and	CCONJ
emaj-95	49	14	its	its	PRON
emaj-95	49	15	conceptual	conceptual	ADJ
emaj-95	49	16	framework	framework	NOUN
emaj-95	49	17	.	.	PUNCT
emaj-95	50	1	the	the	DET
emaj-95	50	2	last	last	ADJ
emaj-95	50	3	section	section	NOUN
emaj-95	50	4	presents	present	VERB
emaj-95	50	5	findings	finding	NOUN
emaj-95	50	6	and	and	CCONJ
emaj-95	50	7	discusses	discuss	VERB
emaj-95	50	8	limitations	limitation	NOUN
emaj-95	50	9	as	as	ADV
emaj-95	50	10	well	well	ADV
emaj-95	50	11	as	as	ADP
emaj-95	50	12	directions	direction	NOUN
emaj-95	50	13	for	for	ADP
emaj-95	50	14	future	future	ADJ
emaj-95	50	15	research	research	NOUN
emaj-95	50	16	.	.	PUNCT
emaj-95	51	1	2	2	X
emaj-95	51	2	.	.	X
emaj-95	51	3	literature	literature	NOUN
emaj-95	51	4	and	and	CCONJ
emaj-95	51	5	theoretical	theoretical	ADJ
emaj-95	51	6	framework	framework	NOUN
emaj-95	51	7	this	this	DET
emaj-95	51	8	study	study	NOUN
emaj-95	51	9	used	use	VERB
emaj-95	51	10	the	the	DET
emaj-95	51	11	technology	technology	NOUN
emaj-95	51	12	acceptance	acceptance	NOUN
emaj-95	51	13	model	model	NOUN
emaj-95	51	14	(	(	PUNCT
emaj-95	51	15	tam	tam	PROPN
emaj-95	51	16	)	)	PUNCT
emaj-95	51	17	to	to	PART
emaj-95	51	18	explain	explain	VERB
emaj-95	51	19	the	the	DET
emaj-95	51	20	factors	factor	NOUN
emaj-95	51	21	affecting	affect	VERB
emaj-95	51	22	the	the	DET
emaj-95	51	23	adoption	adoption	NOUN
emaj-95	51	24	of	of	ADP
emaj-95	51	25	mps	mps	PROPN
emaj-95	51	26	.	.	PUNCT
emaj-95	52	1	the	the	DET
emaj-95	52	2	tam	tam	PROPN
emaj-95	52	3	was	be	AUX
emaj-95	52	4	introduced	introduce	VERB
emaj-95	52	5	by	by	ADP
emaj-95	52	6	davis	davis	PROPN
emaj-95	52	7	(	(	PUNCT
emaj-95	52	8	1989	1989	NUM
emaj-95	52	9	)	)	PUNCT
emaj-95	52	10	to	to	PART
emaj-95	52	11	explain	explain	VERB
emaj-95	52	12	and	and	CCONJ
emaj-95	52	13	estimate	estimate	VERB
emaj-95	52	14	the	the	DET
emaj-95	52	15	behavior	behavior	NOUN
emaj-95	52	16	of	of	ADP
emaj-95	52	17	technology	technology	NOUN
emaj-95	52	18	users	user	NOUN
emaj-95	52	19	(	(	PUNCT
emaj-95	52	20	davis	davis	PROPN
emaj-95	52	21	,	,	PUNCT
emaj-95	52	22	1989	1989	NUM
emaj-95	52	23	)	)	PUNCT
emaj-95	52	24	.	.	PUNCT
emaj-95	53	1	nowadays	nowadays	ADV
emaj-95	53	2	,	,	PUNCT
emaj-95	53	3	tam	tam	PROPN
emaj-95	53	4	is	be	AUX
emaj-95	53	5	widely	widely	ADV
emaj-95	53	6	used	use	VERB
emaj-95	53	7	for	for	ADP
emaj-95	53	8	foreseeing	foresee	VERB
emaj-95	53	9	the	the	DET
emaj-95	53	10	individuals	individual	NOUN
emaj-95	53	11	’	’	PART
emaj-95	53	12	adoption	adoption	NOUN
emaj-95	53	13	of	of	ADP
emaj-95	53	14	information	information	NOUN
emaj-95	53	15	technologies	technology	NOUN
emaj-95	53	16	and	and	CCONJ
emaj-95	53	17	intention	intention	NOUN
emaj-95	53	18	to	to	PART
emaj-95	53	19	use	use	VERB
emaj-95	53	20	.	.	PUNCT
emaj-95	54	1	according	accord	VERB
emaj-95	54	2	to	to	ADP
emaj-95	54	3	this	this	DET
emaj-95	54	4	model	model	NOUN
emaj-95	54	5	,	,	PUNCT
emaj-95	54	6	perceived	perceive	VERB
emaj-95	54	7	ease	ease	NOUN
emaj-95	54	8	of	of	ADP
emaj-95	54	9	use	use	NOUN
emaj-95	54	10	and	and	CCONJ
emaj-95	54	11	perceived	perceive	VERB
emaj-95	54	12	usefulness	usefulness	NOUN
emaj-95	54	13	influence	influence	NOUN
emaj-95	54	14	behavior	behavior	NOUN
emaj-95	54	15	developed	develop	VERB
emaj-95	54	16	by	by	ADP
emaj-95	54	17	the	the	DET
emaj-95	54	18	user	user	NOUN
emaj-95	54	19	towards	towards	ADP
emaj-95	54	20	information	information	NOUN
emaj-95	54	21	systems	system	NOUN
emaj-95	54	22	.	.	PUNCT
emaj-95	55	1	this	this	DET
emaj-95	55	2	behavior	behavior	NOUN
emaj-95	55	3	channels	channel	VERB
emaj-95	55	4	the	the	DET
emaj-95	55	5	individual	individual	NOUN
emaj-95	55	6	’s	’s	PART
emaj-95	55	7	intention	intention	NOUN
emaj-95	55	8	and	and	CCONJ
emaj-95	55	9	leads	lead	VERB
emaj-95	55	10	to	to	ADP
emaj-95	55	11	acceptance	acceptance	NOUN
emaj-95	55	12	(	(	PUNCT
emaj-95	55	13	özer	özer	NOUN
emaj-95	55	14	et	et	PROPN
emaj-95	55	15	al	al	PROPN
emaj-95	55	16	.	.	PROPN
emaj-95	55	17	,	,	PUNCT
emaj-95	55	18	2010	2010	NUM
emaj-95	55	19	)	)	PUNCT
emaj-95	55	20	.	.	PUNCT
emaj-95	56	1	the	the	DET
emaj-95	56	2	tam	tam	NOUN
emaj-95	56	3	has	have	AUX
emaj-95	56	4	become	become	VERB
emaj-95	56	5	the	the	DET
emaj-95	56	6	most	most	ADV
emaj-95	56	7	popular	popular	ADJ
emaj-95	56	8	model	model	NOUN
emaj-95	56	9	to	to	PART
emaj-95	56	10	predict	predict	VERB
emaj-95	56	11	both	both	PRON
emaj-95	56	12	as	as	ADP
emaj-95	56	13	the	the	DET
emaj-95	56	14	use	use	NOUN
emaj-95	56	15	information	information	NOUN
emaj-95	56	16	technology	technology	NOUN
emaj-95	56	17	and	and	CCONJ
emaj-95	56	18	intention	intention	NOUN
emaj-95	56	19	to	to	PART
emaj-95	56	20	use	use	VERB
emaj-95	56	21	(	(	PUNCT
emaj-95	56	22	lu	lu	INTJ
emaj-95	56	23	et	et	PROPN
emaj-95	56	24	al	al	PROPN
emaj-95	56	25	.	.	PROPN
emaj-95	56	26	,	,	PUNCT
emaj-95	56	27	2003	2003	NUM
emaj-95	56	28	)	)	PUNCT
emaj-95	56	29	.	.	PUNCT
emaj-95	57	1	mobile	mobile	ADJ
emaj-95	57	2	technologies	technology	NOUN
emaj-95	57	3	on	on	ADP
emaj-95	57	4	the	the	DET
emaj-95	57	5	one	one	NUM
emaj-95	57	6	hand	hand	NOUN
emaj-95	57	7	make	make	VERB
emaj-95	57	8	life	life	NOUN
emaj-95	57	9	easier	easy	ADJ
emaj-95	57	10	progressively	progressively	ADV
emaj-95	57	11	and	and	CCONJ
emaj-95	57	12	have	have	VERB
emaj-95	57	13	numerous	numerous	ADJ
emaj-95	57	14	advantages	advantage	NOUN
emaj-95	57	15	for	for	SCONJ
emaj-95	57	16	the	the	DET
emaj-95	57	17	companies	company	NOUN
emaj-95	57	18	to	to	PART
emaj-95	57	19	reach	reach	VERB
emaj-95	57	20	customers	customer	NOUN
emaj-95	57	21	(	(	PUNCT
emaj-95	57	22	iab	iab	NOUN
emaj-95	57	23	,	,	PUNCT
emaj-95	57	24	2010	2010	NUM
emaj-95	57	25	)	)	PUNCT
emaj-95	57	26	.	.	PUNCT
emaj-95	58	1	features	feature	VERB
emaj-95	58	2	such	such	ADJ
emaj-95	58	3	as	as	ADP
emaj-95	58	4	individual	individual	ADJ
emaj-95	58	5	use	use	NOUN
emaj-95	58	6	,	,	PUNCT
emaj-95	58	7	personalized	personalized	ADJ
emaj-95	58	8	information	information	NOUN
emaj-95	58	9	and	and	CCONJ
emaj-95	58	10	services	service	NOUN
emaj-95	58	11	as	as	ADV
emaj-95	58	12	well	well	ADV
emaj-95	58	13	as	as	ADP
emaj-95	58	14	feedbacks	feedback	NOUN
emaj-95	58	15	from	from	ADP
emaj-95	58	16	users	user	NOUN
emaj-95	58	17	make	make	VERB
emaj-95	58	18	mobile	mobile	ADJ
emaj-95	58	19	technologies	technology	NOUN
emaj-95	58	20	superior	superior	ADJ
emaj-95	58	21	(	(	PUNCT
emaj-95	58	22	barnes	barne	NOUN
emaj-95	58	23	,	,	PUNCT
emaj-95	58	24	2002	2002	NUM
emaj-95	58	25	;	;	PUNCT
emaj-95	59	1	kannan	kannan	PROPN
emaj-95	59	2	et	et	PROPN
emaj-95	59	3	al	al	PROPN
emaj-95	59	4	.	.	PROPN
emaj-95	59	5	,	,	PUNCT
emaj-95	59	6	2001	2001	NUM
emaj-95	59	7	)	)	PUNCT
emaj-95	59	8	.	.	PUNCT
emaj-95	60	1	volume	volume	NOUN
emaj-95	60	2	6	6	NUM
emaj-95	60	3	no	no	DET
emaj-95	60	4	1	1	NUM
emaj-95	60	5	(	(	PUNCT
emaj-95	60	6	2016	2016	NUM
emaj-95	60	7	)	)	PUNCT
emaj-95	60	8	|	|	ADV
emaj-95	60	9	issn	issn	VERB
emaj-95	60	10	2158	2158	NUM
emaj-95	60	11	-	-	SYM
emaj-95	60	12	8708	8708	NUM
emaj-95	60	13	(	(	PUNCT
emaj-95	60	14	online	online	NOUN
emaj-95	60	15	)	)	PUNCT
emaj-95	60	16	|	|	ADV
emaj-95	60	17	doi	doi	X
emaj-95	60	18	10.5195	10.5195	NUM
emaj-95	60	19	/	/	SYM
emaj-95	60	20	emaj.2016.95	emaj.2016.95	NOUN
emaj-95	61	1	|	|	ADV
emaj-95	61	2	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-95	61	3	factors	factor	NOUN
emaj-95	61	4	affecting	affect	VERB
emaj-95	61	5	the	the	DET
emaj-95	61	6	adoption	adoption	NOUN
emaj-95	61	7	of	of	ADP
emaj-95	61	8	mobile	mobile	ADJ
emaj-95	61	9	payment	payment	NOUN
emaj-95	61	10	systems	system	NOUN
emaj-95	61	11	:	:	PUNCT
emaj-95	61	12	an	an	DET
emaj-95	61	13	empirical	empirical	ADJ
emaj-95	61	14	analysis	analysis	NOUN
emaj-95	61	15	page	page	NOUN
emaj-95	61	16	|18|	|18|	NOUN
emaj-95	61	17	emerging	emerge	VERB
emaj-95	61	18	markets	market	NOUN
emaj-95	61	19	journal	journal	PROPN
emaj-95	61	20	mobile	mobile	NOUN
emaj-95	61	21	technologies	technology	NOUN
emaj-95	61	22	progress	progress	VERB
emaj-95	61	23	as	as	ADP
emaj-95	61	24	a	a	DET
emaj-95	61	25	payment	payment	NOUN
emaj-95	61	26	system	system	NOUN
emaj-95	61	27	.	.	PUNCT
emaj-95	62	1	in	in	ADP
emaj-95	62	2	recent	recent	ADJ
emaj-95	62	3	years	year	NOUN
emaj-95	62	4	,	,	PUNCT
emaj-95	62	5	there	there	PRON
emaj-95	62	6	has	have	AUX
emaj-95	62	7	been	be	AUX
emaj-95	62	8	an	an	DET
emaj-95	62	9	increasing	increase	VERB
emaj-95	62	10	amount	amount	NOUN
emaj-95	62	11	of	of	ADP
emaj-95	62	12	literature	literature	NOUN
emaj-95	62	13	on	on	ADP
emaj-95	62	14	mps	mps	PROPN
emaj-95	62	15	.	.	PUNCT
emaj-95	63	1	mps	mps	PROPN
emaj-95	63	2	can	can	AUX
emaj-95	63	3	be	be	AUX
emaj-95	63	4	defined	define	VERB
emaj-95	63	5	as	as	ADP
emaj-95	63	6	a	a	DET
emaj-95	63	7	payment	payment	NOUN
emaj-95	63	8	system	system	NOUN
emaj-95	63	9	in	in	ADP
emaj-95	63	10	which	which	PRON
emaj-95	63	11	mobile	mobile	ADJ
emaj-95	63	12	devices	device	NOUN
emaj-95	63	13	are	be	AUX
emaj-95	63	14	used	use	VERB
emaj-95	63	15	to	to	PART
emaj-95	63	16	initiate	initiate	VERB
emaj-95	63	17	,	,	PUNCT
emaj-95	63	18	activate	activate	VERB
emaj-95	63	19	,	,	PUNCT
emaj-95	63	20	and/or	and/or	CCONJ
emaj-95	63	21	confirm	confirm	VERB
emaj-95	63	22	any	any	DET
emaj-95	63	23	payment	payment	NOUN
emaj-95	63	24	(	(	PUNCT
emaj-95	63	25	karnouskos	karnouskos	ADJ
emaj-95	63	26	and	and	CCONJ
emaj-95	63	27	fokus	foku	NOUN
emaj-95	63	28	,	,	PUNCT
emaj-95	63	29	2004	2004	NUM
emaj-95	63	30	)	)	PUNCT
emaj-95	63	31	.	.	PUNCT
emaj-95	64	1	in	in	ADP
emaj-95	64	2	short	short	ADJ
emaj-95	64	3	,	,	PUNCT
emaj-95	64	4	mps	mps	PROPN
emaj-95	64	5	is	be	AUX
emaj-95	64	6	a	a	DET
emaj-95	64	7	payment	payment	NOUN
emaj-95	64	8	that	that	PRON
emaj-95	64	9	is	be	AUX
emaj-95	64	10	conducted	conduct	VERB
emaj-95	64	11	with	with	ADP
emaj-95	64	12	a	a	DET
emaj-95	64	13	mobile	mobile	ADJ
emaj-95	64	14	device	device	NOUN
emaj-95	64	15	,	,	PUNCT
emaj-95	64	16	such	such	ADJ
emaj-95	64	17	as	as	ADP
emaj-95	64	18	smartphones	smartphone	NOUN
emaj-95	64	19	and	and	CCONJ
emaj-95	64	20	tablets	tablet	NOUN
emaj-95	64	21	.	.	PUNCT
emaj-95	65	1	combining	combine	VERB
emaj-95	65	2	these	these	DET
emaj-95	65	3	two	two	NUM
emaj-95	65	4	definitions	definition	NOUN
emaj-95	65	5	,	,	PUNCT
emaj-95	65	6	mps	mps	PROPN
emaj-95	65	7	is	be	AUX
emaj-95	65	8	like	like	ADP
emaj-95	65	9	a	a	DET
emaj-95	65	10	kind	kind	NOUN
emaj-95	65	11	of	of	ADP
emaj-95	65	12	electronic	electronic	ADJ
emaj-95	65	13	payment	payment	NOUN
emaj-95	65	14	system	system	NOUN
emaj-95	65	15	,	,	PUNCT
emaj-95	65	16	but	but	CCONJ
emaj-95	65	17	when	when	SCONJ
emaj-95	65	18	we	we	PRON
emaj-95	65	19	compare	compare	VERB
emaj-95	65	20	mps	mp	NOUN
emaj-95	65	21	with	with	ADP
emaj-95	65	22	electronic	electronic	ADJ
emaj-95	65	23	payment	payment	NOUN
emaj-95	65	24	systems	system	NOUN
emaj-95	65	25	,	,	PUNCT
emaj-95	65	26	it	it	PRON
emaj-95	65	27	has	have	VERB
emaj-95	65	28	more	more	ADJ
emaj-95	65	29	mobility	mobility	NOUN
emaj-95	65	30	.	.	PUNCT
emaj-95	66	1	there	there	PRON
emaj-95	66	2	is	be	VERB
emaj-95	66	3	a	a	DET
emaj-95	66	4	large	large	ADJ
emaj-95	66	5	volume	volume	NOUN
emaj-95	66	6	of	of	ADP
emaj-95	66	7	publications	publication	NOUN
emaj-95	66	8	that	that	PRON
emaj-95	66	9	describe	describe	VERB
emaj-95	66	10	the	the	DET
emaj-95	66	11	factors	factor	NOUN
emaj-95	66	12	affecting	affect	VERB
emaj-95	66	13	adoption	adoption	NOUN
emaj-95	66	14	of	of	ADP
emaj-95	66	15	mps	mp	NOUN
emaj-95	66	16	;	;	PUNCT
emaj-95	66	17	perceived	perceive	VERB
emaj-95	66	18	ease	ease	NOUN
emaj-95	66	19	of	of	ADP
emaj-95	66	20	use	use	NOUN
emaj-95	66	21	,	,	PUNCT
emaj-95	66	22	perceived	perceive	VERB
emaj-95	66	23	usefulness	usefulness	NOUN
emaj-95	66	24	,	,	PUNCT
emaj-95	66	25	perceived	perceive	VERB
emaj-95	66	26	cost	cost	NOUN
emaj-95	66	27	(	(	PUNCT
emaj-95	66	28	van	van	PROPN
emaj-95	66	29	der	der	PROPN
emaj-95	66	30	heijden	heijden	PROPN
emaj-95	66	31	,	,	PUNCT
emaj-95	66	32	2002	2002	NUM
emaj-95	66	33	)	)	PUNCT
emaj-95	66	34	,	,	PUNCT
emaj-95	66	35	mobility	mobility	NOUN
emaj-95	66	36	,	,	PUNCT
emaj-95	66	37	perceived	perceive	VERB
emaj-95	66	38	trust	trust	NOUN
emaj-95	66	39	,	,	PUNCT
emaj-95	66	40	perceived	perceive	VERB
emaj-95	66	41	expressiveness	expressiveness	NOUN
emaj-95	66	42	(	(	PUNCT
emaj-95	66	43	zmijewska	zmijewska	X
emaj-95	66	44	et	et	PROPN
emaj-95	66	45	al	al	PROPN
emaj-95	66	46	.	.	PROPN
emaj-95	66	47	,	,	PUNCT
emaj-95	66	48	2004	2004	NUM
emaj-95	66	49	)	)	PUNCT
emaj-95	66	50	,	,	PUNCT
emaj-95	66	51	relative	relative	ADJ
emaj-95	66	52	advantages	advantage	NOUN
emaj-95	66	53	,	,	PUNCT
emaj-95	66	54	compatibility	compatibility	NOUN
emaj-95	66	55	,	,	PUNCT
emaj-95	66	56	complexity	complexity	NOUN
emaj-95	66	57	,	,	PUNCT
emaj-95	66	58	network	network	NOUN
emaj-95	66	59	externalities	externality	NOUN
emaj-95	66	60	and	and	CCONJ
emaj-95	66	61	costs	cost	NOUN
emaj-95	66	62	(	(	PUNCT
emaj-95	66	63	mallat	mallat	ADJ
emaj-95	66	64	,	,	PUNCT
emaj-95	66	65	2007	2007	NUM
emaj-95	66	66	)	)	PUNCT
emaj-95	66	67	.	.	PUNCT
emaj-95	67	1	schierz	schierz	INTJ
emaj-95	67	2	et	et	PROPN
emaj-95	67	3	al	al	PROPN
emaj-95	67	4	.	.	PROPN
emaj-95	67	5	carried	carry	VERB
emaj-95	67	6	out	out	ADP
emaj-95	67	7	a	a	DET
emaj-95	67	8	survey	survey	NOUN
emaj-95	67	9	among	among	ADP
emaj-95	67	10	1447	1447	NUM
emaj-95	67	11	individuals	individual	NOUN
emaj-95	67	12	to	to	PART
emaj-95	67	13	investigate	investigate	VERB
emaj-95	67	14	the	the	DET
emaj-95	67	15	factors	factor	NOUN
emaj-95	67	16	affecting	affect	VERB
emaj-95	67	17	adoption	adoption	NOUN
emaj-95	67	18	of	of	ADP
emaj-95	67	19	mps	mps	PROPN
emaj-95	67	20	(	(	PUNCT
emaj-95	67	21	schierz	schierz	NOUN
emaj-95	67	22	et	et	PROPN
emaj-95	67	23	al	al	PROPN
emaj-95	67	24	.	.	PROPN
emaj-95	67	25	,	,	PUNCT
emaj-95	67	26	2010	2010	NUM
emaj-95	67	27	)	)	PUNCT
emaj-95	67	28	.	.	PUNCT
emaj-95	68	1	results	result	NOUN
emaj-95	68	2	showed	show	VERB
emaj-95	68	3	that	that	SCONJ
emaj-95	68	4	,	,	PUNCT
emaj-95	68	5	in	in	ADP
emaj-95	68	6	comparison	comparison	NOUN
emaj-95	68	7	with	with	ADP
emaj-95	68	8	other	other	ADJ
emaj-95	68	9	factors	factor	NOUN
emaj-95	68	10	,	,	PUNCT
emaj-95	68	11	perceived	perceive	VERB
emaj-95	68	12	compatibility	compatibility	NOUN
emaj-95	68	13	has	have	VERB
emaj-95	68	14	more	more	ADJ
emaj-95	68	15	and	and	CCONJ
emaj-95	68	16	more	more	ADV
emaj-95	68	17	significant	significant	ADJ
emaj-95	68	18	effect	effect	NOUN
emaj-95	68	19	on	on	ADP
emaj-95	68	20	adoption	adoption	NOUN
emaj-95	68	21	of	of	ADP
emaj-95	68	22	mps	mps	PROPN
emaj-95	68	23	.	.	PUNCT
emaj-95	69	1	in	in	ADP
emaj-95	69	2	korea	korea	PROPN
emaj-95	69	3	,	,	PUNCT
emaj-95	69	4	a	a	DET
emaj-95	69	5	research	research	NOUN
emaj-95	69	6	studied	study	VERB
emaj-95	69	7	how	how	SCONJ
emaj-95	69	8	the	the	DET
emaj-95	69	9	factors	factor	NOUN
emaj-95	69	10	(	(	PUNCT
emaj-95	69	11	innovativeness	innovativeness	NOUN
emaj-95	69	12	,	,	PUNCT
emaj-95	69	13	m	m	NOUN
emaj-95	69	14	-	-	PUNCT
emaj-95	69	15	payment	payment	NOUN
emaj-95	69	16	knowledge	knowledge	NOUN
emaj-95	69	17	,	,	PUNCT
emaj-95	69	18	mobility	mobility	NOUN
emaj-95	69	19	,	,	PUNCT
emaj-95	69	20	reachability	reachability	NOUN
emaj-95	69	21	,	,	PUNCT
emaj-95	69	22	compatibility	compatibility	NOUN
emaj-95	69	23	,	,	PUNCT
emaj-95	69	24	convenience	convenience	NOUN
emaj-95	69	25	,	,	PUNCT
emaj-95	69	26	perceived	perceive	VERB
emaj-95	69	27	usefulness	usefulness	NOUN
emaj-95	69	28	and	and	CCONJ
emaj-95	69	29	perceived	perceive	VERB
emaj-95	69	30	ease	ease	NOUN
emaj-95	69	31	of	of	ADP
emaj-95	69	32	use	use	NOUN
emaj-95	69	33	)	)	PUNCT
emaj-95	69	34	affect	affect	VERB
emaj-95	69	35	the	the	DET
emaj-95	69	36	adoption	adoption	NOUN
emaj-95	69	37	of	of	ADP
emaj-95	69	38	mps	mps	PROPN
emaj-95	69	39	,	,	PUNCT
emaj-95	69	40	and	and	CCONJ
emaj-95	69	41	it	it	PRON
emaj-95	69	42	has	have	AUX
emaj-95	69	43	reported	report	VERB
emaj-95	69	44	that	that	SCONJ
emaj-95	69	45	the	the	DET
emaj-95	69	46	most	most	ADV
emaj-95	69	47	important	important	ADJ
emaj-95	69	48	indicators	indicator	NOUN
emaj-95	69	49	of	of	ADP
emaj-95	69	50	adoption	adoption	NOUN
emaj-95	69	51	of	of	ADP
emaj-95	69	52	mps	mp	NOUN
emaj-95	69	53	are	be	AUX
emaj-95	69	54	perceived	perceive	VERB
emaj-95	69	55	usefulness	usefulness	NOUN
emaj-95	69	56	and	and	CCONJ
emaj-95	69	57	perceived	perceive	VERB
emaj-95	69	58	ease	ease	NOUN
emaj-95	69	59	of	of	ADP
emaj-95	69	60	use	use	NOUN
emaj-95	69	61	(	(	PUNCT
emaj-95	69	62	kim	kim	PROPN
emaj-95	69	63	et	et	PROPN
emaj-95	69	64	al	al	PROPN
emaj-95	69	65	.	.	PROPN
emaj-95	69	66	,	,	PUNCT
emaj-95	69	67	2010	2010	NUM
emaj-95	69	68	)	)	PUNCT
emaj-95	69	69	.	.	PUNCT
emaj-95	70	1	yang	yang	PROPN
emaj-95	70	2	et	et	PROPN
emaj-95	70	3	al	al	PROPN
emaj-95	70	4	.	.	PROPN
emaj-95	70	5	found	find	VERB
emaj-95	70	6	that	that	SCONJ
emaj-95	70	7	behavioural	behavioural	ADJ
emaj-95	70	8	beliefs	belief	NOUN
emaj-95	70	9	,	,	PUNCT
emaj-95	70	10	social	social	ADJ
emaj-95	70	11	influence	influence	NOUN
emaj-95	70	12	and	and	CCONJ
emaj-95	70	13	personal	personal	ADJ
emaj-95	70	14	traits	trait	NOUN
emaj-95	70	15	have	have	VERB
emaj-95	70	16	direct	direct	ADJ
emaj-95	70	17	and	and	CCONJ
emaj-95	70	18	significant	significant	ADJ
emaj-95	70	19	influence	influence	NOUN
emaj-95	70	20	on	on	ADP
emaj-95	70	21	the	the	DET
emaj-95	70	22	adoption	adoption	NOUN
emaj-95	70	23	of	of	ADP
emaj-95	70	24	mps	mps	PROPN
emaj-95	70	25	(	(	PUNCT
emaj-95	70	26	yang	yang	PROPN
emaj-95	70	27	et	et	PROPN
emaj-95	70	28	al	al	PROPN
emaj-95	70	29	.	.	PROPN
emaj-95	70	30	,	,	PUNCT
emaj-95	70	31	2012	2012	NUM
emaj-95	70	32	)	)	PUNCT
emaj-95	70	33	.	.	PUNCT
emaj-95	71	1	zhou	zhou	PROPN
emaj-95	71	2	(	(	PUNCT
emaj-95	71	3	2013	2013	NUM
emaj-95	71	4	)	)	PUNCT
emaj-95	71	5	showed	show	VERB
emaj-95	71	6	that	that	SCONJ
emaj-95	71	7	flow	flow	NOUN
emaj-95	71	8	is	be	AUX
emaj-95	71	9	the	the	DET
emaj-95	71	10	most	most	ADV
emaj-95	71	11	important	important	ADJ
emaj-95	71	12	factor	factor	NOUN
emaj-95	71	13	affecting	affect	VERB
emaj-95	71	14	continuance	continuance	NOUN
emaj-95	71	15	to	to	PART
emaj-95	71	16	use	use	VERB
emaj-95	71	17	mps	mps	PROPN
emaj-95	71	18	(	(	PUNCT
emaj-95	71	19	zhou	zhou	PROPN
emaj-95	71	20	,	,	PUNCT
emaj-95	71	21	2013	2013	NUM
emaj-95	71	22	)	)	PUNCT
emaj-95	71	23	.	.	PUNCT
emaj-95	72	1	in	in	ADP
emaj-95	72	2	the	the	DET
emaj-95	72	3	same	same	ADJ
emaj-95	72	4	study	study	NOUN
emaj-95	72	5	,	,	PUNCT
emaj-95	72	6	it	it	PRON
emaj-95	72	7	is	be	AUX
emaj-95	72	8	emphasized	emphasize	VERB
emaj-95	72	9	that	that	SCONJ
emaj-95	72	10	quality	quality	NOUN
emaj-95	72	11	of	of	ADP
emaj-95	72	12	service	service	NOUN
emaj-95	72	13	is	be	AUX
emaj-95	72	14	the	the	DET
emaj-95	72	15	most	most	ADV
emaj-95	72	16	significant	significant	ADJ
emaj-95	72	17	indicator	indicator	NOUN
emaj-95	72	18	of	of	ADP
emaj-95	72	19	flow	flow	NOUN
emaj-95	72	20	and	and	CCONJ
emaj-95	72	21	trust	trust	NOUN
emaj-95	72	22	.	.	PUNCT
emaj-95	73	1	srivastava	srivastava	PROPN
emaj-95	73	2	et	et	PROPN
emaj-95	73	3	al	al	PROPN
emaj-95	73	4	.	.	PROPN
emaj-95	73	5	demonstrated	demonstrate	VERB
emaj-95	73	6	that	that	SCONJ
emaj-95	73	7	,	,	PUNCT
emaj-95	73	8	perceived	perceive	VERB
emaj-95	73	9	reputation	reputation	NOUN
emaj-95	73	10	is	be	AUX
emaj-95	73	11	the	the	DET
emaj-95	73	12	best	good	ADJ
emaj-95	73	13	predictor	predictor	NOUN
emaj-95	73	14	of	of	ADP
emaj-95	73	15	trust	trust	NOUN
emaj-95	73	16	and	and	CCONJ
emaj-95	73	17	there	there	PRON
emaj-95	73	18	is	be	VERB
emaj-95	73	19	a	a	DET
emaj-95	73	20	negative	negative	ADJ
emaj-95	73	21	correlation	correlation	NOUN
emaj-95	73	22	between	between	ADP
emaj-95	73	23	perceived	perceive	VERB
emaj-95	73	24	reputation	reputation	NOUN
emaj-95	73	25	and	and	CCONJ
emaj-95	73	26	environmental	environmental	ADJ
emaj-95	73	27	risk	risk	NOUN
emaj-95	73	28	(	(	PUNCT
emaj-95	73	29	srivastava	srivastava	PROPN
emaj-95	73	30	et	et	PROPN
emaj-95	73	31	al	al	PROPN
emaj-95	73	32	.	.	PROPN
emaj-95	73	33	2010	2010	NUM
emaj-95	73	34	)	)	PUNCT
emaj-95	73	35	.	.	PUNCT
emaj-95	74	1	because	because	SCONJ
emaj-95	74	2	of	of	ADP
emaj-95	74	3	the	the	DET
emaj-95	74	4	law	law	NOUN
emaj-95	74	5	numbered	number	VERB
emaj-95	74	6	6493	6493	NUM
emaj-95	74	7	that	that	PRON
emaj-95	74	8	is	be	AUX
emaj-95	74	9	in	in	ADP
emaj-95	74	10	effect	effect	NOUN
emaj-95	74	11	at	at	ADP
emaj-95	74	12	turkey	turkey	NOUN
emaj-95	74	13	,	,	PUNCT
emaj-95	74	14	e	e	NOUN
emaj-95	74	15	-	-	NOUN
emaj-95	74	16	commerce	commerce	NOUN
emaj-95	74	17	companies	company	NOUN
emaj-95	74	18	and	and	CCONJ
emaj-95	74	19	companies	company	NOUN
emaj-95	74	20	using	use	VERB
emaj-95	74	21	virtual	virtual	ADJ
emaj-95	74	22	point	point	NOUN
emaj-95	74	23	of	of	ADP
emaj-95	74	24	sale	sale	NOUN
emaj-95	74	25	(	(	PUNCT
emaj-95	74	26	pos	pos	NOUN
emaj-95	74	27	)	)	PUNCT
emaj-95	74	28	are	be	AUX
emaj-95	74	29	not	not	PART
emaj-95	74	30	allowed	allow	VERB
emaj-95	74	31	to	to	PART
emaj-95	74	32	save	save	VERB
emaj-95	74	33	and	and	CCONJ
emaj-95	74	34	store	store	VERB
emaj-95	74	35	the	the	DET
emaj-95	74	36	customer	customer	NOUN
emaj-95	74	37	payment	payment	NOUN
emaj-95	74	38	data	datum	NOUN
emaj-95	74	39	,	,	PUNCT
emaj-95	74	40	such	such	ADJ
emaj-95	74	41	as	as	ADP
emaj-95	74	42	credit	credit	NOUN
emaj-95	74	43	card	card	NOUN
emaj-95	74	44	number	number	NOUN
emaj-95	74	45	and	and	CCONJ
emaj-95	74	46	personal	personal	ADJ
emaj-95	74	47	data	datum	NOUN
emaj-95	74	48	.	.	PUNCT
emaj-95	75	1	the	the	DET
emaj-95	75	2	purpose	purpose	NOUN
emaj-95	75	3	of	of	ADP
emaj-95	75	4	this	this	DET
emaj-95	75	5	law	law	NOUN
emaj-95	75	6	is	be	AUX
emaj-95	75	7	to	to	PART
emaj-95	75	8	secure	secure	VERB
emaj-95	75	9	sensitive	sensitive	ADJ
emaj-95	75	10	data	datum	NOUN
emaj-95	75	11	and	and	CCONJ
emaj-95	75	12	close	close	VERB
emaj-95	75	13	some	some	DET
emaj-95	75	14	gaps	gap	NOUN
emaj-95	75	15	about	about	ADP
emaj-95	75	16	mps	mp	NOUN
emaj-95	75	17	.	.	PUNCT
emaj-95	76	1	in	in	ADP
emaj-95	76	2	mobile	mobile	ADJ
emaj-95	76	3	systems	system	NOUN
emaj-95	76	4	,	,	PUNCT
emaj-95	76	5	trust	trust	NOUN
emaj-95	76	6	is	be	AUX
emaj-95	76	7	one	one	NUM
emaj-95	76	8	of	of	ADP
emaj-95	76	9	the	the	DET
emaj-95	76	10	most	most	ADV
emaj-95	76	11	important	important	ADJ
emaj-95	76	12	factors	factor	NOUN
emaj-95	76	13	affecting	affect	VERB
emaj-95	76	14	adoption	adoption	NOUN
emaj-95	76	15	(	(	PUNCT
emaj-95	76	16	mallat	mallat	ADJ
emaj-95	76	17	,	,	PUNCT
emaj-95	76	18	2007	2007	NUM
emaj-95	76	19	;	;	PUNCT
emaj-95	76	20	chandra	chandra	PROPN
emaj-95	76	21	et	et	PROPN
emaj-95	76	22	al	al	PROPN
emaj-95	76	23	.	.	PROPN
emaj-95	76	24	,	,	PUNCT
emaj-95	76	25	2010	2010	NUM
emaj-95	76	26	;	;	PUNCT
emaj-95	76	27	zhou	zhou	PROPN
emaj-95	76	28	,	,	PUNCT
emaj-95	76	29	2013	2013	NUM
emaj-95	76	30	)	)	PUNCT
emaj-95	76	31	.	.	PUNCT
emaj-95	77	1	perceived	perceive	VERB
emaj-95	77	2	reputation	reputation	NOUN
emaj-95	77	3	and	and	CCONJ
emaj-95	77	4	environmental	environmental	ADJ
emaj-95	77	5	risk	risk	NOUN
emaj-95	77	6	are	be	AUX
emaj-95	77	7	discussed	discuss	VERB
emaj-95	77	8	as	as	ADP
emaj-95	77	9	the	the	DET
emaj-95	77	10	indicators	indicator	NOUN
emaj-95	77	11	of	of	ADP
emaj-95	77	12	perceived	perceive	VERB
emaj-95	77	13	trust	trust	NOUN
emaj-95	77	14	in	in	ADP
emaj-95	77	15	this	this	DET
emaj-95	77	16	research	research	NOUN
emaj-95	77	17	.	.	PUNCT
emaj-95	78	1	throughout	throughout	ADP
emaj-95	78	2	this	this	DET
emaj-95	78	3	study	study	NOUN
emaj-95	78	4	,	,	PUNCT
emaj-95	78	5	the	the	DET
emaj-95	78	6	term	term	NOUN
emaj-95	78	7	perceived	perceive	VERB
emaj-95	78	8	reputation	reputation	NOUN
emaj-95	78	9	will	will	AUX
emaj-95	78	10	refer	refer	VERB
emaj-95	78	11	to	to	ADP
emaj-95	78	12	the	the	DET
emaj-95	78	13	evaluation	evaluation	NOUN
emaj-95	78	14	of	of	ADP
emaj-95	78	15	firm	firm	NOUN
emaj-95	78	16	based	base	VERB
emaj-95	78	17	on	on	ADP
emaj-95	78	18	its	its	PRON
emaj-95	78	19	performance	performance	NOUN
emaj-95	78	20	.	.	PUNCT
emaj-95	79	1	a	a	DET
emaj-95	79	2	number	number	NOUN
emaj-95	79	3	of	of	ADP
emaj-95	79	4	studies	study	NOUN
emaj-95	79	5	have	have	AUX
emaj-95	79	6	tested	test	VERB
emaj-95	79	7	perceived	perceive	VERB
emaj-95	79	8	reputation	reputation	NOUN
emaj-95	79	9	as	as	ADP
emaj-95	79	10	an	an	DET
emaj-95	79	11	element	element	NOUN
emaj-95	79	12	of	of	ADP
emaj-95	79	13	perceived	perceive	VERB
emaj-95	79	14	trust	trust	NOUN
emaj-95	79	15	(	(	PUNCT
emaj-95	79	16	jin	jin	NOUN
emaj-95	79	17	et	et	PROPN
emaj-95	79	18	al	al	PROPN
emaj-95	79	19	.	.	PROPN
emaj-95	79	20	,	,	PUNCT
emaj-95	79	21	2007	2007	NUM
emaj-95	79	22	;	;	PUNCT
emaj-95	79	23	moi	moi	X
emaj-95	79	24	and	and	CCONJ
emaj-95	79	25	mohtashemi	mohtashemi	NOUN
emaj-95	79	26	,	,	PUNCT
emaj-95	79	27	2002	2002	NUM
emaj-95	79	28	)	)	PUNCT
emaj-95	79	29	.	.	PUNCT
emaj-95	80	1	in	in	ADP
emaj-95	80	2	this	this	DET
emaj-95	80	3	paper	paper	NOUN
emaj-95	80	4	,	,	PUNCT
emaj-95	80	5	perceived	perceive	VERB
emaj-95	80	6	reputation	reputation	NOUN
emaj-95	80	7	has	have	AUX
emaj-95	80	8	been	be	AUX
emaj-95	80	9	added	add	VERB
emaj-95	80	10	to	to	ADP
emaj-95	80	11	the	the	DET
emaj-95	80	12	research	research	NOUN
emaj-95	80	13	model	model	NOUN
emaj-95	80	14	as	as	ADP
emaj-95	80	15	an	an	DET
emaj-95	80	16	indicator	indicator	NOUN
emaj-95	80	17	of	of	ADP
emaj-95	80	18	perceived	perceive	VERB
emaj-95	80	19	trust	trust	NOUN
emaj-95	80	20	.	.	PUNCT
emaj-95	81	1	h1	h1	PROPN
emaj-95	81	2	:	:	PUNCT
emaj-95	81	3	perceived	perceive	VERB
emaj-95	81	4	reputation	reputation	NOUN
emaj-95	81	5	positively	positively	ADV
emaj-95	81	6	affects	affect	VERB
emaj-95	81	7	perceived	perceive	VERB
emaj-95	81	8	trust	trust	NOUN
emaj-95	81	9	.	.	PUNCT
emaj-95	82	1	privacy	privacy	NOUN
emaj-95	82	2	and	and	CCONJ
emaj-95	82	3	security	security	NOUN
emaj-95	82	4	concerns	concern	NOUN
emaj-95	82	5	on	on	ADP
emaj-95	82	6	online	online	ADJ
emaj-95	82	7	payment	payment	NOUN
emaj-95	82	8	systems	system	NOUN
emaj-95	82	9	influence	influence	NOUN
emaj-95	82	10	customer	customer	NOUN
emaj-95	82	11	views	view	NOUN
emaj-95	82	12	.	.	PUNCT
emaj-95	83	1	customers	customer	NOUN
emaj-95	83	2	do	do	AUX
emaj-95	83	3	n’t	not	PART
emaj-95	83	4	have	have	VERB
emaj-95	83	5	transaction	transaction	NOUN
emaj-95	83	6	processes	process	NOUN
emaj-95	83	7	in	in	ADP
emaj-95	83	8	hand	hand	NOUN
emaj-95	83	9	in	in	ADP
emaj-95	83	10	online	online	ADJ
emaj-95	83	11	payment	payment	NOUN
emaj-95	83	12	systems	system	NOUN
emaj-95	83	13	and	and	CCONJ
emaj-95	83	14	this	this	PRON
emaj-95	83	15	stimulates	stimulate	VERB
emaj-95	83	16	the	the	DET
emaj-95	83	17	uncertainty	uncertainty	NOUN
emaj-95	83	18	and	and	CCONJ
emaj-95	83	19	causes	cause	VERB
emaj-95	83	20	mistrust	mistrust	NOUN
emaj-95	83	21	.	.	PUNCT
emaj-95	84	1	pavlou	pavlou	PROPN
emaj-95	84	2	(	(	PUNCT
emaj-95	84	3	2003	2003	NUM
emaj-95	84	4	)	)	PUNCT
emaj-95	84	5	has	have	AUX
emaj-95	84	6	stated	state	VERB
emaj-95	84	7	that	that	SCONJ
emaj-95	84	8	lack	lack	NOUN
emaj-95	84	9	of	of	ADP
emaj-95	84	10	authority	authority	NOUN
emaj-95	84	11	on	on	ADP
emaj-95	84	12	transactions	transaction	NOUN
emaj-95	84	13	would	would	AUX
emaj-95	84	14	increase	increase	VERB
emaj-95	84	15	the	the	DET
emaj-95	84	16	risk	risk	NOUN
emaj-95	84	17	perception	perception	NOUN
emaj-95	84	18	of	of	ADP
emaj-95	84	19	customers	customer	NOUN
emaj-95	84	20	and	and	CCONJ
emaj-95	84	21	influence	influence	NOUN
emaj-95	84	22	trust	trust	NOUN
emaj-95	84	23	negatively	negatively	ADV
emaj-95	84	24	(	(	PUNCT
emaj-95	84	25	pavlou	pavlou	ADJ
emaj-95	84	26	,	,	PUNCT
emaj-95	84	27	2003	2003	NUM
emaj-95	84	28	)	)	PUNCT
emaj-95	84	29	.	.	PUNCT
emaj-95	85	1	also	also	ADV
emaj-95	85	2	,	,	PUNCT
emaj-95	85	3	threat	threat	NOUN
emaj-95	85	4	of	of	ADP
emaj-95	85	5	hackers	hacker	NOUN
emaj-95	85	6	and	and	CCONJ
emaj-95	85	7	possibility	possibility	NOUN
emaj-95	85	8	of	of	ADP
emaj-95	85	9	customer	customer	NOUN
emaj-95	85	10	information	information	NOUN
emaj-95	85	11	theft	theft	NOUN
emaj-95	85	12	give	give	VERB
emaj-95	85	13	rise	rise	NOUN
emaj-95	85	14	to	to	ADP
emaj-95	85	15	increased	increase	VERB
emaj-95	85	16	environmental	environmental	ADJ
emaj-95	85	17	risk	risk	NOUN
emaj-95	85	18	.	.	PUNCT
emaj-95	86	1	by	by	ADP
emaj-95	86	2	taking	take	VERB
emaj-95	86	3	such	such	ADJ
emaj-95	86	4	cases	case	NOUN
emaj-95	86	5	into	into	ADP
emaj-95	86	6	consideration	consideration	NOUN
emaj-95	86	7	,	,	PUNCT
emaj-95	86	8	it	it	PRON
emaj-95	86	9	is	be	AUX
emaj-95	86	10	hypothesized	hypothesize	VERB
emaj-95	86	11	that	that	SCONJ
emaj-95	86	12	;	;	PUNCT
emaj-95	86	13	h2	h2	PROPN
emaj-95	86	14	environmental	environmental	ADJ
emaj-95	86	15	risk	risk	NOUN
emaj-95	86	16	negatively	negatively	ADV
emaj-95	86	17	influences	influence	VERB
emaj-95	86	18	perceived	perceive	VERB
emaj-95	86	19	trust	trust	NOUN
emaj-95	86	20	.	.	PUNCT
emaj-95	87	1	besides	besides	SCONJ
emaj-95	87	2	outdated	outdated	ADJ
emaj-95	87	3	technologies	technology	NOUN
emaj-95	87	4	,	,	PUNCT
emaj-95	87	5	mobility	mobility	NOUN
emaj-95	87	6	has	have	AUX
emaj-95	87	7	revealed	reveal	VERB
emaj-95	87	8	more	more	ADV
emaj-95	87	9	substantial	substantial	ADJ
emaj-95	87	10	and	and	CCONJ
emaj-95	87	11	complicated	complicated	ADJ
emaj-95	87	12	problems	problem	NOUN
emaj-95	87	13	(	(	PUNCT
emaj-95	87	14	karnouskos	karnouskos	INTJ
emaj-95	87	15	et	et	NOUN
emaj-95	87	16	al	al	PROPN
emaj-95	87	17	.	.	PROPN
emaj-95	87	18	,	,	PUNCT
emaj-95	87	19	2004	2004	NUM
emaj-95	87	20	)	)	PUNCT
emaj-95	87	21	.	.	PUNCT
emaj-95	88	1	griffin	griffin	PROPN
emaj-95	88	2	has	have	AUX
emaj-95	88	3	defined	define	VERB
emaj-95	88	4	trust	trust	NOUN
emaj-95	88	5	as	as	ADP
emaj-95	88	6	the	the	DET
emaj-95	88	7	belief	belief	NOUN
emaj-95	88	8	that	that	SCONJ
emaj-95	88	9	a	a	DET
emaj-95	88	10	feature	feature	NOUN
emaj-95	88	11	of	of	ADP
emaj-95	88	12	an	an	DET
emaj-95	88	13	object	object	NOUN
emaj-95	88	14	,	,	PUNCT
emaj-95	88	15	an	an	DET
emaj-95	88	16	event	event	NOUN
emaj-95	88	17	occur	occur	VERB
emaj-95	88	18	or	or	CCONJ
emaj-95	88	19	a	a	DET
emaj-95	88	20	person	person	NOUN
emaj-95	88	21	’s	’s	PART
emaj-95	88	22	behavior	behavior	NOUN
emaj-95	88	23	when	when	SCONJ
emaj-95	88	24	faced	face	VERB
emaj-95	88	25	with	with	ADP
emaj-95	88	26	a	a	DET
emaj-95	88	27	risky	risky	ADJ
emaj-95	88	28	situation	situation	NOUN
emaj-95	88	29	,	,	PUNCT
emaj-95	88	30	to	to	PART
emaj-95	88	31	achieve	achieve	VERB
emaj-95	88	32	an	an	DET
emaj-95	88	33	intended	intended	ADJ
emaj-95	88	34	purpose	purpose	NOUN
emaj-95	88	35	(	(	PUNCT
emaj-95	88	36	demircan	demircan	PROPN
emaj-95	88	37	and	and	CCONJ
emaj-95	88	38	ceylan	ceylan	PROPN
emaj-95	88	39	,	,	PUNCT
emaj-95	88	40	2003	2003	NUM
emaj-95	88	41	)	)	PUNCT
emaj-95	88	42	.	.	PUNCT
emaj-95	89	1	in	in	ADP
emaj-95	89	2	the	the	DET
emaj-95	89	3	e	e	NOUN
emaj-95	89	4	-	-	NOUN
emaj-95	89	5	payment	payment	NOUN
emaj-95	89	6	systems	system	NOUN
emaj-95	89	7	(	(	PUNCT
emaj-95	89	8	also	also	ADV
emaj-95	89	9	mps	mps	PROPN
emaj-95	89	10	)	)	PUNCT
emaj-95	89	11	,	,	PUNCT
emaj-95	89	12	context	context	NOUN
emaj-95	89	13	of	of	ADP
emaj-95	89	14	perceived	perceive	VERB
emaj-95	89	15	trust	trust	NOUN
emaj-95	89	16	is	be	AUX
emaj-95	89	17	consumers	consumer	NOUN
emaj-95	89	18	’	'	PUNCT
emaj-95	89	19	belief	belief	NOUN
emaj-95	89	20	that	that	SCONJ
emaj-95	89	21	e	e	NOUN
emaj-95	89	22	-	-	ADJ
emaj-95	89	23	payment	payment	ADJ
emaj-95	89	24	transactions	transaction	NOUN
emaj-95	89	25	will	will	AUX
emaj-95	89	26	be	be	AUX
emaj-95	89	27	processed	process	VERB
emaj-95	89	28	in	in	ADP
emaj-95	89	29	accordance	accordance	NOUN
emaj-95	89	30	with	with	ADP
emaj-95	89	31	their	their	PRON
emaj-95	89	32	expectations	expectation	NOUN
emaj-95	89	33	(	(	PUNCT
emaj-95	89	34	kim	kim	PROPN
emaj-95	89	35	et	et	PROPN
emaj-95	89	36	al	al	PROPN
emaj-95	89	37	.	.	PROPN
emaj-95	89	38	,	,	PUNCT
emaj-95	89	39	2010	2010	NUM
emaj-95	89	40	;	;	PUNCT
emaj-95	89	41	mallat	mallat	ADJ
emaj-95	89	42	,	,	PUNCT
emaj-95	89	43	2007	2007	NUM
emaj-95	89	44	)	)	PUNCT
emaj-95	89	45	.	.	PUNCT
emaj-95	90	1	due	due	ADP
emaj-95	90	2	to	to	ADP
emaj-95	90	3	mps	mps	PROPN
emaj-95	90	4	containing	contain	VERB
emaj-95	90	5	environmental	environmental	ADJ
emaj-95	90	6	and	and	CCONJ
emaj-95	90	7	operational	operational	ADJ
emaj-95	90	8	uncertainty	uncertainty	NOUN
emaj-95	90	9	,	,	PUNCT
emaj-95	90	10	customers	customer	NOUN
emaj-95	90	11	may	may	AUX
emaj-95	90	12	lack	lack	VERB
emaj-95	90	13	trust	trust	NOUN
emaj-95	90	14	.	.	PUNCT
emaj-95	91	1	these	these	PRON
emaj-95	91	2	can	can	AUX
emaj-95	91	3	negatively	negatively	ADV
emaj-95	91	4	influence	influence	VERB
emaj-95	91	5	both	both	CCONJ
emaj-95	91	6	the	the	DET
emaj-95	91	7	adoption	adoption	NOUN
emaj-95	91	8	of	of	ADP
emaj-95	91	9	mps	mp	NOUN
emaj-95	91	10	and	and	CCONJ
emaj-95	91	11	intention	intention	NOUN
emaj-95	91	12	to	to	PART
emaj-95	91	13	use	use	VERB
emaj-95	91	14	mps	mp	NOUN
emaj-95	91	15	.	.	PUNCT
emaj-95	92	1	however	however	ADV
emaj-95	92	2	,	,	PUNCT
emaj-95	92	3	trust	trust	NOUN
emaj-95	92	4	in	in	ADP
emaj-95	92	5	vendors	vendor	NOUN
emaj-95	92	6	and	and	CCONJ
emaj-95	92	7	service	service	NOUN
emaj-95	92	8	providers	provider	NOUN
emaj-95	92	9	reduce	reduce	VERB
emaj-95	92	10	risks	risk	NOUN
emaj-95	92	11	of	of	ADP
emaj-95	92	12	mps	mp	NOUN
emaj-95	92	13	(	(	PUNCT
emaj-95	92	14	mallat	mallat	ADJ
emaj-95	92	15	,	,	PUNCT
emaj-95	92	16	2007	2007	NUM
emaj-95	92	17	)	)	PUNCT
emaj-95	92	18	.	.	PUNCT
emaj-95	93	1	h3	h3	NOUN
emaj-95	93	2	:	:	PUNCT
emaj-95	93	3	perceived	perceive	VERB
emaj-95	93	4	trust	trust	NOUN
emaj-95	93	5	negatively	negatively	ADV
emaj-95	93	6	influences	influence	VERB
emaj-95	93	7	adoption	adoption	NOUN
emaj-95	93	8	of	of	ADP
emaj-95	93	9	mps	mps	PROPN
emaj-95	93	10	.	.	PUNCT
emaj-95	94	1	davis	davis	PROPN
emaj-95	94	2	(	(	PUNCT
emaj-95	94	3	1989	1989	NUM
emaj-95	94	4	)	)	PUNCT
emaj-95	94	5	defined	define	VERB
emaj-95	94	6	perceived	perceive	VERB
emaj-95	94	7	usefulness	usefulness	NOUN
emaj-95	94	8	as	as	ADP
emaj-95	94	9	a	a	DET
emaj-95	94	10	belief	belief	NOUN
emaj-95	94	11	that	that	SCONJ
emaj-95	94	12	,	,	PUNCT
emaj-95	94	13	using	use	VERB
emaj-95	94	14	a	a	DET
emaj-95	94	15	particular	particular	ADJ
emaj-95	94	16	system	system	NOUN
emaj-95	94	17	would	would	AUX
emaj-95	94	18	enhance	enhance	VERB
emaj-95	94	19	job	job	NOUN
emaj-95	94	20	performance	performance	NOUN
emaj-95	94	21	(	(	PUNCT
emaj-95	94	22	davis	davis	PROPN
emaj-95	94	23	,	,	PUNCT
emaj-95	94	24	1989	1989	NUM
emaj-95	94	25	)	)	PUNCT
emaj-95	94	26	.	.	PUNCT
emaj-95	95	1	it	it	PRON
emaj-95	95	2	can	can	AUX
emaj-95	95	3	also	also	ADV
emaj-95	95	4	be	be	AUX
emaj-95	95	5	expressed	express	VERB
emaj-95	95	6	as	as	ADP
emaj-95	95	7	a	a	DET
emaj-95	95	8	belief	belief	NOUN
emaj-95	95	9	about	about	ADP
emaj-95	95	10	using	use	VERB
emaj-95	95	11	a	a	DET
emaj-95	95	12	familiar	familiar	ADJ
emaj-95	95	13	product	product	NOUN
emaj-95	95	14	which	which	PRON
emaj-95	95	15	is	be	AUX
emaj-95	95	16	known	know	VERB
emaj-95	95	17	before	before	SCONJ
emaj-95	95	18	cash	cash	NOUN
emaj-95	95	19	is	be	AUX
emaj-95	95	20	used	use	VERB
emaj-95	95	21	(	(	PUNCT
emaj-95	95	22	tzou	tzou	NOUN
emaj-95	95	23	and	and	CCONJ
emaj-95	95	24	lu	lu	PROPN
emaj-95	95	25	,	,	PUNCT
emaj-95	95	26	2009	2009	NUM
emaj-95	95	27	)	)	PUNCT
emaj-95	95	28	.	.	PUNCT
emaj-95	96	1	a	a	DET
emaj-95	96	2	considerable	considerable	ADJ
emaj-95	96	3	amount	amount	NOUN
emaj-95	96	4	of	of	ADP
emaj-95	96	5	literature	literature	NOUN
emaj-95	96	6	has	have	AUX
emaj-95	96	7	been	be	AUX
emaj-95	96	8	observed	observe	VERB
emaj-95	96	9	to	to	PART
emaj-95	96	10	explain	explain	VERB
emaj-95	96	11	the	the	DET
emaj-95	96	12	relationship	relationship	NOUN
emaj-95	96	13	between	between	ADP
emaj-95	96	14	perceived	perceive	VERB
emaj-95	96	15	usefulness	usefulness	NOUN
emaj-95	96	16	and	and	CCONJ
emaj-95	96	17	adoption	adoption	NOUN
emaj-95	96	18	of	of	ADP
emaj-95	96	19	mps	mps	PROPN
emaj-95	96	20	(	(	PUNCT
emaj-95	96	21	davis	davis	PROPN
emaj-95	96	22	,	,	PUNCT
emaj-95	96	23	1989	1989	NUM
emaj-95	96	24	;	;	PUNCT
emaj-95	96	25	adams	adams	PROPN
emaj-95	96	26	et	et	PROPN
emaj-95	96	27	al	al	PROPN
emaj-95	96	28	.	.	PROPN
emaj-95	96	29	,	,	PUNCT
emaj-95	96	30	1992	1992	NUM
emaj-95	96	31	;	;	PUNCT
emaj-95	96	32	fenech	fenech	PROPN
emaj-95	96	33	,	,	PUNCT
emaj-95	96	34	1998	1998	NUM
emaj-95	96	35	)	)	PUNCT
emaj-95	96	36	.	.	PUNCT
emaj-95	97	1	davis	davis	PROPN
emaj-95	97	2	(	(	PUNCT
emaj-95	97	3	1989	1989	NUM
emaj-95	97	4	)	)	PUNCT
emaj-95	97	5	found	find	VERB
emaj-95	97	6	that	that	SCONJ
emaj-95	97	7	perceived	perceive	VERB
emaj-95	97	8	usefulness	usefulness	NOUN
emaj-95	97	9	has	have	VERB
emaj-95	97	10	significant	significant	ADJ
emaj-95	97	11	effect	effect	NOUN
emaj-95	97	12	on	on	ADP
emaj-95	97	13	intention	intention	NOUN
emaj-95	97	14	to	to	PART
emaj-95	97	15	use	use	VERB
emaj-95	97	16	.	.	PUNCT
emaj-95	98	1	mps	mp	NOUN
emaj-95	98	2	should	should	AUX
emaj-95	98	3	be	be	AUX
emaj-95	98	4	independent	independent	ADJ
emaj-95	98	5	of	of	ADP
emaj-95	98	6	time	time	NOUN
emaj-95	98	7	and	and	CCONJ
emaj-95	98	8	place	place	NOUN
emaj-95	98	9	,	,	PUNCT
emaj-95	98	10	so	so	SCONJ
emaj-95	98	11	individuals	individual	NOUN
emaj-95	98	12	could	could	AUX
emaj-95	98	13	perceive	perceive	VERB
emaj-95	98	14	mps	mp	NOUN
emaj-95	98	15	useful	useful	ADJ
emaj-95	98	16	.	.	PUNCT
emaj-95	99	1	thus	thus	ADV
emaj-95	99	2	,	,	PUNCT
emaj-95	99	3	h4	h4	PROPN
emaj-95	99	4	is	be	AUX
emaj-95	99	5	developed	develop	VERB
emaj-95	99	6	accordingly	accordingly	ADV
emaj-95	99	7	.	.	PUNCT
emaj-95	100	1	h4	h4	NOUN
emaj-95	100	2	:	:	PUNCT
emaj-95	100	3	perceived	perceive	VERB
emaj-95	100	4	usefulness	usefulness	NOUN
emaj-95	100	5	positively	positively	ADV
emaj-95	100	6	influences	influence	VERB
emaj-95	100	7	adoption	adoption	NOUN
emaj-95	100	8	of	of	ADP
emaj-95	100	9	mps	mps	PROPN
emaj-95	100	10	.	.	PUNCT
emaj-95	101	1	volume	volume	NOUN
emaj-95	101	2	6	6	NUM
emaj-95	102	1	no	no	PRON
emaj-95	102	2	1	1	NUM
emaj-95	102	3	(	(	PUNCT
emaj-95	102	4	2016	2016	NUM
emaj-95	102	5	)	)	PUNCT
emaj-95	103	1	|	|	ADV
emaj-95	103	2	issn	issn	VERB
emaj-95	103	3	2158	2158	NUM
emaj-95	103	4	-	-	SYM
emaj-95	103	5	8708	8708	NUM
emaj-95	103	6	(	(	PUNCT
emaj-95	103	7	online	online	NOUN
emaj-95	103	8	)	)	PUNCT
emaj-95	103	9	|	|	ADV
emaj-95	103	10	doi	doi	X
emaj-95	103	11	10.5195	10.5195	NUM
emaj-95	103	12	/	/	SYM
emaj-95	103	13	emaj.2016.95	emaj.2016.95	NOUN
emaj-95	103	14	|	|	ADV
emaj-95	103	15	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-95	103	16	i̇kram	i̇kram	PROPN
emaj-95	103	17	daştan	daştan	PROPN
emaj-95	103	18	,	,	PUNCT
emaj-95	103	19	cem	cem	NOUN
emaj-95	103	20	gürler	gürler	NOUN
emaj-95	103	21	emerging	emerge	VERB
emaj-95	103	22	markets	market	NOUN
emaj-95	103	23	journal	journal	NOUN
emaj-95	103	24	|	|	ADV
emaj-95	103	25	p	p	NOUN
emaj-95	103	26	a	a	DET
emaj-95	103	27	g	g	PROPN
emaj-95	103	28	e	e	PROPN
emaj-95	103	29	|19	|19	PROPN
emaj-95	103	30	davis	davis	PROPN
emaj-95	103	31	(	(	PUNCT
emaj-95	103	32	1989	1989	NUM
emaj-95	103	33	)	)	PUNCT
emaj-95	103	34	also	also	ADV
emaj-95	103	35	explained	explain	VERB
emaj-95	103	36	perceived	perceive	VERB
emaj-95	103	37	ease	ease	NOUN
emaj-95	103	38	of	of	ADP
emaj-95	103	39	use	use	NOUN
emaj-95	103	40	as	as	ADP
emaj-95	103	41	the	the	DET
emaj-95	103	42	degree	degree	NOUN
emaj-95	103	43	to	to	PART
emaj-95	103	44	which	which	PRON
emaj-95	103	45	a	a	DET
emaj-95	103	46	person	person	NOUN
emaj-95	103	47	believes	believe	VERB
emaj-95	103	48	that	that	SCONJ
emaj-95	103	49	using	use	VERB
emaj-95	103	50	a	a	DET
emaj-95	103	51	particular	particular	ADJ
emaj-95	103	52	system	system	NOUN
emaj-95	103	53	would	would	AUX
emaj-95	103	54	be	be	AUX
emaj-95	103	55	effortless	effortless	ADJ
emaj-95	103	56	.	.	PUNCT
emaj-95	104	1	there	there	PRON
emaj-95	104	2	is	be	VERB
emaj-95	104	3	a	a	DET
emaj-95	104	4	consensus	consensus	NOUN
emaj-95	104	5	among	among	ADP
emaj-95	104	6	social	social	ADJ
emaj-95	104	7	scientists	scientist	NOUN
emaj-95	104	8	that	that	PRON
emaj-95	104	9	perceived	perceive	VERB
emaj-95	104	10	ease	ease	NOUN
emaj-95	104	11	of	of	ADP
emaj-95	104	12	use	use	NOUN
emaj-95	104	13	is	be	AUX
emaj-95	104	14	an	an	DET
emaj-95	104	15	element	element	NOUN
emaj-95	104	16	of	of	ADP
emaj-95	104	17	adoption	adoption	NOUN
emaj-95	104	18	of	of	ADP
emaj-95	104	19	mps	mps	PROPN
emaj-95	104	20	(	(	PUNCT
emaj-95	104	21	davis	davis	PROPN
emaj-95	104	22	,	,	PUNCT
emaj-95	104	23	1989	1989	NUM
emaj-95	104	24	;	;	PUNCT
emaj-95	104	25	gefen	gefen	NOUN
emaj-95	104	26	and	and	CCONJ
emaj-95	104	27	straub	straub	PROPN
emaj-95	104	28	,	,	PUNCT
emaj-95	104	29	2000	2000	NUM
emaj-95	104	30	;	;	PUNCT
emaj-95	104	31	venkatesh	venkatesh	NOUN
emaj-95	104	32	,	,	PUNCT
emaj-95	104	33	2000	2000	NUM
emaj-95	104	34	)	)	PUNCT
emaj-95	104	35	.	.	PUNCT
emaj-95	105	1	a	a	DET
emaj-95	105	2	number	number	NOUN
emaj-95	105	3	of	of	ADP
emaj-95	105	4	studies	study	NOUN
emaj-95	105	5	showed	show	VERB
emaj-95	105	6	that	that	SCONJ
emaj-95	105	7	,	,	PUNCT
emaj-95	105	8	a	a	DET
emaj-95	105	9	system	system	NOUN
emaj-95	105	10	which	which	PRON
emaj-95	105	11	is	be	AUX
emaj-95	105	12	learned	learn	VERB
emaj-95	105	13	and	and	CCONJ
emaj-95	105	14	managed	manage	VERB
emaj-95	105	15	easily	easily	ADV
emaj-95	105	16	satisfies	satisfy	VERB
emaj-95	105	17	individuals	individual	NOUN
emaj-95	105	18	and	and	CCONJ
emaj-95	105	19	increases	increase	VERB
emaj-95	105	20	intention	intention	NOUN
emaj-95	105	21	to	to	PART
emaj-95	105	22	use	use	VERB
emaj-95	105	23	the	the	DET
emaj-95	105	24	system	system	NOUN
emaj-95	105	25	(	(	PUNCT
emaj-95	105	26	childers	childer	NOUN
emaj-95	105	27	et	et	NOUN
emaj-95	105	28	al	al	PROPN
emaj-95	105	29	.	.	PROPN
emaj-95	105	30	,	,	PUNCT
emaj-95	105	31	2001	2001	NUM
emaj-95	105	32	;	;	PUNCT
emaj-95	105	33	szymanski	szymanski	ADJ
emaj-95	105	34	and	and	CCONJ
emaj-95	105	35	hise	hise	ADV
emaj-95	105	36	,	,	PUNCT
emaj-95	105	37	2000	2000	NUM
emaj-95	105	38	)	)	PUNCT
emaj-95	105	39	.	.	PUNCT
emaj-95	106	1	also	also	ADV
emaj-95	106	2	,	,	PUNCT
emaj-95	106	3	some	some	DET
emaj-95	106	4	studies	study	NOUN
emaj-95	106	5	have	have	AUX
emaj-95	106	6	confirmed	confirm	VERB
emaj-95	106	7	that	that	SCONJ
emaj-95	106	8	perceived	perceive	VERB
emaj-95	106	9	ease	ease	NOUN
emaj-95	106	10	of	of	ADP
emaj-95	106	11	use	use	NOUN
emaj-95	106	12	has	have	VERB
emaj-95	106	13	a	a	DET
emaj-95	106	14	strong	strong	ADJ
emaj-95	106	15	effect	effect	NOUN
emaj-95	106	16	on	on	ADP
emaj-95	106	17	perceived	perceive	VERB
emaj-95	106	18	usefulness	usefulness	NOUN
emaj-95	106	19	(	(	PUNCT
emaj-95	106	20	davis	davis	PROPN
emaj-95	106	21	,	,	PUNCT
emaj-95	106	22	1989	1989	NUM
emaj-95	106	23	;	;	PUNCT
emaj-95	106	24	gefen	gefen	NOUN
emaj-95	106	25	et	et	PROPN
emaj-95	106	26	al	al	PROPN
emaj-95	106	27	.	.	PROPN
emaj-95	106	28	,	,	PUNCT
emaj-95	106	29	2003	2003	NUM
emaj-95	106	30	;	;	PUNCT
emaj-95	106	31	deveraj	deveraj	VERB
emaj-95	106	32	et	et	PROPN
emaj-95	106	33	al	al	PROPN
emaj-95	106	34	.	.	PROPN
emaj-95	106	35	,	,	PUNCT
emaj-95	106	36	2003	2003	NUM
emaj-95	106	37	)	)	PUNCT
emaj-95	106	38	.	.	PUNCT
emaj-95	107	1	it	it	PRON
emaj-95	107	2	is	be	AUX
emaj-95	107	3	anticipated	anticipate	VERB
emaj-95	107	4	that	that	SCONJ
emaj-95	107	5	,	,	PUNCT
emaj-95	107	6	when	when	SCONJ
emaj-95	107	7	individuals	individual	NOUN
emaj-95	107	8	think	think	VERB
emaj-95	107	9	ease	ease	NOUN
emaj-95	107	10	of	of	ADP
emaj-95	107	11	use	use	NOUN
emaj-95	107	12	of	of	ADP
emaj-95	107	13	mps	mps	PROPN
emaj-95	107	14	increases	increase	NOUN
emaj-95	107	15	,	,	PUNCT
emaj-95	107	16	intention	intention	NOUN
emaj-95	107	17	to	to	PART
emaj-95	107	18	use	use	VERB
emaj-95	107	19	also	also	ADV
emaj-95	107	20	increases	increase	VERB
emaj-95	107	21	.	.	PUNCT
emaj-95	108	1	from	from	ADP
emaj-95	108	2	this	this	DET
emaj-95	108	3	point	point	NOUN
emaj-95	108	4	forth	forth	ADV
emaj-95	108	5	,	,	PUNCT
emaj-95	108	6	h5	h5	PROPN
emaj-95	108	7	is	be	AUX
emaj-95	108	8	tested	test	VERB
emaj-95	108	9	to	to	PART
emaj-95	108	10	investigate	investigate	VERB
emaj-95	108	11	how	how	SCONJ
emaj-95	108	12	perceived	perceive	VERB
emaj-95	108	13	ease	ease	NOUN
emaj-95	108	14	of	of	ADP
emaj-95	108	15	use	use	NOUN
emaj-95	108	16	affects	affect	VERB
emaj-95	108	17	adoption	adoption	NOUN
emaj-95	108	18	of	of	ADP
emaj-95	108	19	mps	mps	PROPN
emaj-95	108	20	,	,	PUNCT
emaj-95	108	21	h5	h5	PROPN
emaj-95	108	22	:	:	PUNCT
emaj-95	108	23	perceived	perceive	VERB
emaj-95	108	24	ease	ease	NOUN
emaj-95	108	25	of	of	ADP
emaj-95	108	26	use	use	NOUN
emaj-95	108	27	positively	positively	ADV
emaj-95	108	28	influences	influence	VERB
emaj-95	108	29	adoption	adoption	NOUN
emaj-95	108	30	of	of	ADP
emaj-95	108	31	mps	mps	PROPN
emaj-95	108	32	.	.	PUNCT
emaj-95	109	1	one	one	NUM
emaj-95	109	2	of	of	ADP
emaj-95	109	3	the	the	DET
emaj-95	109	4	most	most	ADV
emaj-95	109	5	important	important	ADJ
emaj-95	109	6	features	feature	NOUN
emaj-95	109	7	that	that	PRON
emaj-95	109	8	distinguish	distinguish	VERB
emaj-95	109	9	mps	mp	NOUN
emaj-95	109	10	from	from	ADP
emaj-95	109	11	traditional	traditional	ADJ
emaj-95	109	12	payment	payment	NOUN
emaj-95	109	13	systems	system	NOUN
emaj-95	109	14	is	be	AUX
emaj-95	109	15	mobility	mobility	NOUN
emaj-95	109	16	.	.	PUNCT
emaj-95	110	1	in	in	ADP
emaj-95	110	2	the	the	DET
emaj-95	110	3	mps	mps	PROPN
emaj-95	110	4	literature	literature	NOUN
emaj-95	110	5	,	,	PUNCT
emaj-95	110	6	mobility	mobility	NOUN
emaj-95	110	7	tends	tend	VERB
emaj-95	110	8	to	to	PART
emaj-95	110	9	be	be	AUX
emaj-95	110	10	used	use	VERB
emaj-95	110	11	to	to	PART
emaj-95	110	12	refer	refer	VERB
emaj-95	110	13	to	to	ADP
emaj-95	110	14	the	the	DET
emaj-95	110	15	individuals	individual	NOUN
emaj-95	110	16	’	’	PART
emaj-95	110	17	ability	ability	NOUN
emaj-95	110	18	to	to	PART
emaj-95	110	19	make	make	VERB
emaj-95	110	20	payments	payment	NOUN
emaj-95	110	21	independent	independent	ADJ
emaj-95	110	22	of	of	ADP
emaj-95	110	23	time	time	NOUN
emaj-95	110	24	and	and	CCONJ
emaj-95	110	25	place	place	NOUN
emaj-95	110	26	.	.	PUNCT
emaj-95	111	1	people	people	NOUN
emaj-95	111	2	ca	can	AUX
emaj-95	111	3	n’t	not	PART
emaj-95	111	4	be	be	AUX
emaj-95	111	5	located	locate	VERB
emaj-95	111	6	more	more	ADJ
emaj-95	111	7	than	than	ADP
emaj-95	111	8	one	one	NUM
emaj-95	111	9	place	place	NOUN
emaj-95	111	10	physically	physically	ADV
emaj-95	111	11	with	with	ADP
emaj-95	111	12	recent	recent	ADJ
emaj-95	111	13	conditions	condition	NOUN
emaj-95	111	14	.	.	PUNCT
emaj-95	112	1	more	more	ADV
emaj-95	112	2	clearly	clearly	ADV
emaj-95	112	3	,	,	PUNCT
emaj-95	112	4	people	people	NOUN
emaj-95	112	5	are	be	AUX
emaj-95	112	6	unable	unable	ADJ
emaj-95	112	7	to	to	PART
emaj-95	112	8	buy	buy	VERB
emaj-95	112	9	something	something	PRON
emaj-95	112	10	from	from	ADP
emaj-95	112	11	the	the	DET
emaj-95	112	12	mall	mall	NOUN
emaj-95	112	13	or	or	CCONJ
emaj-95	112	14	pay	pay	VERB
emaj-95	112	15	the	the	DET
emaj-95	112	16	bill	bill	NOUN
emaj-95	112	17	when	when	SCONJ
emaj-95	112	18	they	they	PRON
emaj-95	112	19	are	be	AUX
emaj-95	112	20	at	at	ADP
emaj-95	112	21	work	work	NOUN
emaj-95	112	22	,	,	PUNCT
emaj-95	112	23	at	at	ADP
emaj-95	112	24	home	home	NOUN
emaj-95	112	25	or	or	CCONJ
emaj-95	112	26	when	when	SCONJ
emaj-95	112	27	travelling	travel	VERB
emaj-95	112	28	.	.	PUNCT
emaj-95	113	1	however	however	ADV
emaj-95	113	2	,	,	PUNCT
emaj-95	113	3	people	people	NOUN
emaj-95	113	4	can	can	AUX
emaj-95	113	5	make	make	VERB
emaj-95	113	6	all	all	DET
emaj-95	113	7	the	the	DET
emaj-95	113	8	transactional	transactional	ADJ
emaj-95	113	9	processes	process	NOUN
emaj-95	113	10	through	through	ADP
emaj-95	113	11	mps	mp	NOUN
emaj-95	113	12	.	.	PUNCT
emaj-95	114	1	based	base	VERB
emaj-95	114	2	on	on	ADP
emaj-95	114	3	the	the	DET
emaj-95	114	4	above	above	ADJ
emaj-95	114	5	discussion	discussion	NOUN
emaj-95	114	6	,	,	PUNCT
emaj-95	114	7	hypothesis	hypothesis	NOUN
emaj-95	114	8	is	be	AUX
emaj-95	114	9	proposed	propose	VERB
emaj-95	114	10	as	as	SCONJ
emaj-95	114	11	follows	follow	VERB
emaj-95	114	12	:	:	PUNCT
emaj-95	114	13	h6	h6	NOUN
emaj-95	114	14	:	:	PUNCT
emaj-95	114	15	mobility	mobility	NOUN
emaj-95	114	16	positively	positively	ADV
emaj-95	114	17	influences	influence	VERB
emaj-95	114	18	adoption	adoption	NOUN
emaj-95	114	19	of	of	ADP
emaj-95	114	20	mps	mps	PROPN
emaj-95	114	21	.	.	PUNCT
emaj-95	115	1	attitude	attitude	NOUN
emaj-95	115	2	refers	refer	VERB
emaj-95	115	3	to	to	ADP
emaj-95	115	4	the	the	DET
emaj-95	115	5	individuals	individual	NOUN
emaj-95	115	6	’	’	PART
emaj-95	115	7	tendency	tendency	NOUN
emaj-95	115	8	and	and	CCONJ
emaj-95	115	9	feelings	feeling	NOUN
emaj-95	115	10	toward	toward	ADP
emaj-95	115	11	an	an	DET
emaj-95	115	12	object	object	NOUN
emaj-95	115	13	,	,	PUNCT
emaj-95	115	14	an	an	DET
emaj-95	115	15	idea	idea	NOUN
emaj-95	115	16	or	or	CCONJ
emaj-95	115	17	a	a	DET
emaj-95	115	18	behavior	behavior	NOUN
emaj-95	115	19	(	(	PUNCT
emaj-95	115	20	küçük	küçük	NOUN
emaj-95	115	21	,	,	PUNCT
emaj-95	115	22	2011	2011	NUM
emaj-95	115	23	)	)	PUNCT
emaj-95	115	24	.	.	PUNCT
emaj-95	116	1	attitude	attitude	NOUN
emaj-95	116	2	is	be	AUX
emaj-95	116	3	an	an	DET
emaj-95	116	4	indicator	indicator	NOUN
emaj-95	116	5	of	of	ADP
emaj-95	116	6	behavior	behavior	NOUN
emaj-95	116	7	and	and	CCONJ
emaj-95	116	8	it	it	PRON
emaj-95	116	9	is	be	AUX
emaj-95	116	10	formed	form	VERB
emaj-95	116	11	just	just	ADV
emaj-95	116	12	before	before	ADP
emaj-95	116	13	behavior	behavior	NOUN
emaj-95	116	14	.	.	PUNCT
emaj-95	117	1	attitude	attitude	NOUN
emaj-95	117	2	also	also	ADV
emaj-95	117	3	brings	bring	VERB
emaj-95	117	4	to	to	PART
emaj-95	117	5	light	light	VERB
emaj-95	117	6	the	the	DET
emaj-95	117	7	behavior	behavior	NOUN
emaj-95	117	8	(	(	PUNCT
emaj-95	117	9	kalkan	kalkan	X
emaj-95	117	10	,	,	PUNCT
emaj-95	117	11	2011	2011	NUM
emaj-95	117	12	)	)	PUNCT
emaj-95	117	13	.	.	PUNCT
emaj-95	118	1	for	for	ADP
emaj-95	118	2	this	this	DET
emaj-95	118	3	reason	reason	NOUN
emaj-95	118	4	,	,	PUNCT
emaj-95	118	5	it	it	PRON
emaj-95	118	6	can	can	AUX
emaj-95	118	7	be	be	AUX
emaj-95	118	8	said	say	VERB
emaj-95	118	9	that	that	SCONJ
emaj-95	118	10	there	there	PRON
emaj-95	118	11	is	be	VERB
emaj-95	118	12	a	a	DET
emaj-95	118	13	positive	positive	ADJ
emaj-95	118	14	relationship	relationship	NOUN
emaj-95	118	15	between	between	ADP
emaj-95	118	16	attitudes	attitude	NOUN
emaj-95	118	17	and	and	CCONJ
emaj-95	118	18	intention	intention	NOUN
emaj-95	118	19	to	to	PART
emaj-95	118	20	use	use	VERB
emaj-95	118	21	.	.	PUNCT
emaj-95	119	1	actually	actually	ADV
emaj-95	119	2	,	,	PUNCT
emaj-95	119	3	studies	study	NOUN
emaj-95	119	4	have	have	AUX
emaj-95	119	5	confirmed	confirm	VERB
emaj-95	119	6	that	that	SCONJ
emaj-95	119	7	proposition	proposition	NOUN
emaj-95	119	8	(	(	PUNCT
emaj-95	119	9	yang	yang	PROPN
emaj-95	119	10	ve	ve	PROPN
emaj-95	119	11	yoo	yoo	PROPN
emaj-95	119	12	,	,	PUNCT
emaj-95	119	13	2004	2004	NUM
emaj-95	119	14	;	;	PUNCT
emaj-95	119	15	kalkan	kalkan	X
emaj-95	119	16	,	,	PUNCT
emaj-95	119	17	2011	2011	NUM
emaj-95	119	18	,	,	PUNCT
emaj-95	119	19	yılmaz	yılmaz	PROPN
emaj-95	119	20	vd	vd	PROPN
emaj-95	119	21	,	,	PUNCT
emaj-95	119	22	2009	2009	NUM
emaj-95	119	23	)	)	PUNCT
emaj-95	119	24	.	.	PUNCT
emaj-95	120	1	davis	davis	PROPN
emaj-95	120	2	(	(	PUNCT
emaj-95	120	3	1989	1989	NUM
emaj-95	120	4	)	)	PUNCT
emaj-95	120	5	has	have	AUX
emaj-95	120	6	found	find	VERB
emaj-95	120	7	that	that	SCONJ
emaj-95	120	8	attitude	attitude	NOUN
emaj-95	120	9	has	have	VERB
emaj-95	120	10	a	a	DET
emaj-95	120	11	strong	strong	ADJ
emaj-95	120	12	effect	effect	NOUN
emaj-95	120	13	in	in	ADP
emaj-95	120	14	comparison	comparison	NOUN
emaj-95	120	15	to	to	ADP
emaj-95	120	16	other	other	ADJ
emaj-95	120	17	factors	factor	NOUN
emaj-95	120	18	.	.	PUNCT
emaj-95	121	1	in	in	ADP
emaj-95	121	2	light	light	NOUN
emaj-95	121	3	of	of	ADP
emaj-95	121	4	these	these	DET
emaj-95	121	5	findings	finding	NOUN
emaj-95	121	6	and	and	CCONJ
emaj-95	121	7	discussion	discussion	NOUN
emaj-95	121	8	,	,	PUNCT
emaj-95	121	9	the	the	DET
emaj-95	121	10	h7	h7	PROPN
emaj-95	121	11	hypothesis	hypothesis	NOUN
emaj-95	121	12	is	be	AUX
emaj-95	121	13	developed	develop	VERB
emaj-95	121	14	.	.	PUNCT
emaj-95	122	1	h7	h7	NOUN
emaj-95	122	2	:	:	PUNCT
emaj-95	122	3	attitude	attitude	NOUN
emaj-95	122	4	positively	positively	ADV
emaj-95	122	5	influences	influence	VERB
emaj-95	122	6	intention	intention	NOUN
emaj-95	122	7	to	to	PART
emaj-95	122	8	use	use	VERB
emaj-95	122	9	mps	mp	NOUN
emaj-95	122	10	.	.	PUNCT
emaj-95	123	1	in	in	ADP
emaj-95	123	2	this	this	DET
emaj-95	123	3	context	context	NOUN
emaj-95	123	4	,	,	PUNCT
emaj-95	123	5	the	the	DET
emaj-95	123	6	proposed	propose	VERB
emaj-95	123	7	model	model	NOUN
emaj-95	123	8	of	of	ADP
emaj-95	123	9	the	the	DET
emaj-95	123	10	present	present	ADJ
emaj-95	123	11	study	study	NOUN
emaj-95	123	12	is	be	AUX
emaj-95	123	13	shown	show	VERB
emaj-95	123	14	in	in	ADP
emaj-95	123	15	figure	figure	NOUN
emaj-95	123	16	1	1	NUM
emaj-95	123	17	.	.	PUNCT
emaj-95	123	18	figure	figure	NOUN
emaj-95	123	19	1	1	NUM
emaj-95	123	20	.	.	PUNCT
emaj-95	123	21	research	research	NOUN
emaj-95	123	22	model	model	NOUN
emaj-95	123	23	3	3	NUM
emaj-95	123	24	.	.	PUNCT
emaj-95	123	25	methodology	methodology	NOUN
emaj-95	123	26	3.1	3.1	NUM
emaj-95	123	27	research	research	NOUN
emaj-95	123	28	objective	objective	NOUN
emaj-95	123	29	the	the	DET
emaj-95	123	30	major	major	ADJ
emaj-95	123	31	objective	objective	NOUN
emaj-95	123	32	of	of	ADP
emaj-95	123	33	this	this	DET
emaj-95	123	34	study	study	NOUN
emaj-95	123	35	is	be	AUX
emaj-95	123	36	to	to	PART
emaj-95	123	37	determine	determine	VERB
emaj-95	123	38	the	the	DET
emaj-95	123	39	direction	direction	NOUN
emaj-95	123	40	of	of	ADP
emaj-95	123	41	the	the	DET
emaj-95	123	42	effects	effect	NOUN
emaj-95	123	43	of	of	ADP
emaj-95	123	44	factors	factor	NOUN
emaj-95	123	45	listed	list	VERB
emaj-95	123	46	as	as	ADP
emaj-95	123	47	perceived	perceive	VERB
emaj-95	123	48	trust	trust	NOUN
emaj-95	123	49	,	,	PUNCT
emaj-95	123	50	perceived	perceive	VERB
emaj-95	123	51	usefulness	usefulness	NOUN
emaj-95	123	52	,	,	PUNCT
emaj-95	123	53	perceived	perceive	VERB
emaj-95	123	54	ease	ease	NOUN
emaj-95	123	55	of	of	ADP
emaj-95	123	56	use	use	NOUN
emaj-95	123	57	and	and	CCONJ
emaj-95	123	58	perceived	perceive	VERB
emaj-95	123	59	mobility	mobility	NOUN
emaj-95	123	60	on	on	ADP
emaj-95	123	61	adoption	adoption	NOUN
emaj-95	123	62	of	of	ADP
emaj-95	123	63	mps	mps	PROPN
emaj-95	123	64	.	.	PROPN
emaj-95	124	1	3.2	3.2	NUM
emaj-95	124	2	sampling	sampling	NOUN
emaj-95	124	3	and	and	CCONJ
emaj-95	124	4	data	data	NOUN
emaj-95	124	5	collection	collection	NOUN
emaj-95	124	6	data	datum	NOUN
emaj-95	124	7	to	to	PART
emaj-95	124	8	answer	answer	VERB
emaj-95	124	9	the	the	DET
emaj-95	124	10	research	research	NOUN
emaj-95	124	11	questions	question	NOUN
emaj-95	124	12	were	be	AUX
emaj-95	124	13	collected	collect	VERB
emaj-95	124	14	through	through	ADP
emaj-95	124	15	surveys	survey	NOUN
emaj-95	124	16	.	.	PUNCT
emaj-95	125	1	the	the	DET
emaj-95	125	2	online	online	ADJ
emaj-95	125	3	questionnaire	questionnaire	NOUN
emaj-95	125	4	form	form	NOUN
emaj-95	125	5	was	be	AUX
emaj-95	125	6	available	available	ADJ
emaj-95	125	7	on	on	ADP
emaj-95	125	8	the	the	DET
emaj-95	125	9	relevant	relevant	ADJ
emaj-95	125	10	webpage	webpage	NOUN
emaj-95	125	11	almost	almost	ADV
emaj-95	125	12	for	for	ADP
emaj-95	125	13	two	two	NUM
emaj-95	125	14	months	month	NOUN
emaj-95	125	15	and	and	CCONJ
emaj-95	125	16	every	every	DET
emaj-95	125	17	completed	complete	VERB
emaj-95	125	18	questionnaire	questionnaire	NOUN
emaj-95	125	19	was	be	AUX
emaj-95	125	20	evaluated	evaluate	VERB
emaj-95	125	21	.	.	PUNCT
emaj-95	126	1	at	at	ADP
emaj-95	126	2	the	the	DET
emaj-95	126	3	same	same	ADJ
emaj-95	126	4	time	time	NOUN
emaj-95	126	5	,	,	PUNCT
emaj-95	126	6	we	we	PRON
emaj-95	126	7	have	have	AUX
emaj-95	126	8	also	also	ADV
emaj-95	126	9	collected	collect	VERB
emaj-95	126	10	data	datum	NOUN
emaj-95	126	11	via	via	ADP
emaj-95	126	12	convenience	convenience	NOUN
emaj-95	126	13	sampling	sampling	NOUN
emaj-95	126	14	.	.	PUNCT
emaj-95	127	1	with	with	ADP
emaj-95	127	2	the	the	DET
emaj-95	127	3	exclusion	exclusion	NOUN
emaj-95	127	4	of	of	ADP
emaj-95	127	5	missing	missing	ADJ
emaj-95	127	6	and	and	CCONJ
emaj-95	127	7	incomplete	incomplete	ADJ
emaj-95	127	8	questionnaires	questionnaire	NOUN
emaj-95	127	9	,	,	PUNCT
emaj-95	127	10	the	the	DET
emaj-95	127	11	research	research	NOUN
emaj-95	127	12	was	be	AUX
emaj-95	127	13	applied	apply	VERB
emaj-95	127	14	to	to	ADP
emaj-95	127	15	a	a	DET
emaj-95	127	16	total	total	NOUN
emaj-95	127	17	of	of	ADP
emaj-95	127	18	225	225	NUM
emaj-95	127	19	individuals	individual	NOUN
emaj-95	127	20	.	.	PUNCT
emaj-95	128	1	the	the	DET
emaj-95	128	2	first	first	ADJ
emaj-95	128	3	part	part	NOUN
emaj-95	128	4	of	of	ADP
emaj-95	128	5	the	the	DET
emaj-95	128	6	questionnaire	questionnaire	NOUN
emaj-95	128	7	has	have	AUX
emaj-95	128	8	included	include	VERB
emaj-95	128	9	demographic	demographic	ADJ
emaj-95	128	10	factors	factor	NOUN
emaj-95	128	11	such	such	ADJ
emaj-95	128	12	as	as	ADP
emaj-95	128	13	age	age	NOUN
emaj-95	128	14	,	,	PUNCT
emaj-95	128	15	gender	gender	NOUN
emaj-95	128	16	,	,	PUNCT
emaj-95	128	17	income	income	NOUN
emaj-95	128	18	statue	statue	NOUN
emaj-95	128	19	and	and	CCONJ
emaj-95	128	20	educational	educational	ADJ
emaj-95	128	21	background	background	NOUN
emaj-95	128	22	.	.	PUNCT
emaj-95	129	1	of	of	ADP
emaj-95	129	2	all	all	DET
emaj-95	129	3	225	225	NUM
emaj-95	129	4	participants	participant	NOUN
emaj-95	129	5	,	,	PUNCT
emaj-95	129	6	125	125	NUM
emaj-95	129	7	were	be	AUX
emaj-95	129	8	male	male	ADJ
emaj-95	129	9	(	(	PUNCT
emaj-95	129	10	55.5	55.5	NUM
emaj-95	129	11	%	%	NOUN
emaj-95	129	12	)	)	PUNCT
emaj-95	129	13	,	,	PUNCT
emaj-95	129	14	and	and	CCONJ
emaj-95	129	15	100	100	NUM
emaj-95	129	16	were	be	AUX
emaj-95	129	17	female	female	ADJ
emaj-95	129	18	(	(	PUNCT
emaj-95	129	19	44.4	44.4	NUM
emaj-95	129	20	%	%	NOUN
emaj-95	129	21	)	)	PUNCT
emaj-95	129	22	.	.	PUNCT
emaj-95	130	1	1.33	1.33	NUM
emaj-95	130	2	%	%	NOUN
emaj-95	130	3	of	of	ADP
emaj-95	130	4	individuals	individual	NOUN
emaj-95	130	5	were	be	AUX
emaj-95	130	6	under	under	ADP
emaj-95	130	7	17	17	NUM
emaj-95	130	8	,	,	PUNCT
emaj-95	130	9	52.44	52.44	NUM
emaj-95	130	10	%	%	NOUN
emaj-95	130	11	were	be	AUX
emaj-95	130	12	between	between	ADP
emaj-95	130	13	18	18	NUM
emaj-95	130	14	-	-	SYM
emaj-95	130	15	24	24	NUM
emaj-95	130	16	,	,	PUNCT
emaj-95	130	17	38.22	38.22	NUM
emaj-95	130	18	%	%	NOUN
emaj-95	130	19	were	be	AUX
emaj-95	130	20	between	between	ADP
emaj-95	130	21	25	25	NUM
emaj-95	130	22	-	-	SYM
emaj-95	130	23	34	34	NUM
emaj-95	130	24	,	,	PUNCT
emaj-95	130	25	6.66	6.66	NUM
emaj-95	130	26	%	%	NOUN
emaj-95	130	27	were	be	AUX
emaj-95	130	28	35	35	NUM
emaj-95	130	29	-	-	SYM
emaj-95	130	30	44	44	NUM
emaj-95	130	31	,	,	PUNCT
emaj-95	130	32	2.88	2.88	NUM
emaj-95	130	33	%	%	NOUN
emaj-95	130	34	were	be	AUX
emaj-95	130	35	45	45	NUM
emaj-95	130	36	-	-	SYM
emaj-95	130	37	54	54	NUM
emaj-95	130	38	,	,	PUNCT
emaj-95	130	39	and	and	CCONJ
emaj-95	130	40	0.44	0.44	NUM
emaj-95	130	41	%	%	NOUN
emaj-95	130	42	were	be	AUX
emaj-95	130	43	over	over	ADV
emaj-95	130	44	55	55	NUM
emaj-95	130	45	years	year	NOUN
emaj-95	130	46	old	old	ADJ
emaj-95	130	47	.	.	PUNCT
emaj-95	131	1	%	%	NOUN
emaj-95	131	2	42.2	42.2	NUM
emaj-95	131	3	%	%	NOUN
emaj-95	131	4	of	of	ADP
emaj-95	131	5	individuals	individual	NOUN
emaj-95	131	6	had	have	VERB
emaj-95	131	7	income	income	NOUN
emaj-95	131	8	levels	level	NOUN
emaj-95	131	9	below	below	ADP
emaj-95	131	10	tl	tl	PROPN
emaj-95	131	11	1000	1000	NUM
emaj-95	131	12	,	,	PUNCT
emaj-95	131	13	23.55	23.55	NUM
emaj-95	131	14	%	%	NOUN
emaj-95	131	15	had	have	VERB
emaj-95	131	16	income	income	NOUN
emaj-95	131	17	levels	level	NOUN
emaj-95	131	18	between	between	ADP
emaj-95	131	19	$	$	SYM
emaj-95	131	20	501	501	NUM
emaj-95	131	21	-	-	SYM
emaj-95	131	22	1000	1000	NUM
emaj-95	131	23	,	,	PUNCT
emaj-95	131	24	17.33	17.33	NUM
emaj-95	131	25	%	%	NOUN
emaj-95	131	26	had	have	VERB
emaj-95	131	27	income	income	NOUN
emaj-95	131	28	levels	level	NOUN
emaj-95	131	29	between	between	ADP
emaj-95	131	30	$	$	SYM
emaj-95	131	31	1001	1001	NUM
emaj-95	131	32	-	-	SYM
emaj-95	131	33	1500	1500	NUM
emaj-95	131	34	,	,	PUNCT
emaj-95	131	35	12.88	12.88	NUM
emaj-95	131	36	%	%	NOUN
emaj-95	131	37	had	have	VERB
emaj-95	131	38	income	income	NOUN
emaj-95	131	39	levels	level	NOUN
emaj-95	131	40	between	between	ADP
emaj-95	131	41	$	$	SYM
emaj-95	131	42	15012000	15012000	NUM
emaj-95	131	43	,	,	PUNCT
emaj-95	131	44	2.22	2.22	NUM
emaj-95	131	45	%	%	NOUN
emaj-95	131	46	had	have	VERB
emaj-95	131	47	income	income	NOUN
emaj-95	131	48	levels	level	NOUN
emaj-95	131	49	between	between	ADP
emaj-95	131	50	$	$	SYM
emaj-95	131	51	2001	2001	NUM
emaj-95	131	52	-	-	SYM
emaj-95	131	53	2500	2500	NUM
emaj-95	131	54	,	,	PUNCT
emaj-95	131	55	and	and	CCONJ
emaj-95	131	56	1.77	1.77	NUM
emaj-95	131	57	%	%	NOUN
emaj-95	131	58	had	have	VERB
emaj-95	131	59	income	income	NOUN
emaj-95	131	60	levels	level	NOUN
emaj-95	131	61	above	above	ADP
emaj-95	131	62	$	$	SYM
emaj-95	131	63	2500	2500	NUM
emaj-95	131	64	.	.	PUNCT
emaj-95	132	1	1.33	1.33	NUM
emaj-95	132	2	%	%	NOUN
emaj-95	132	3	of	of	ADP
emaj-95	132	4	participants	participant	NOUN
emaj-95	132	5	were	be	AUX
emaj-95	132	6	elementary	elementary	ADJ
emaj-95	132	7	school	school	NOUN
emaj-95	132	8	graduates	graduate	NOUN
emaj-95	132	9	,	,	PUNCT
emaj-95	132	10	6.25	6.25	NUM
emaj-95	132	11	%	%	NOUN
emaj-95	132	12	were	be	AUX
emaj-95	132	13	high	high	ADJ
emaj-95	132	14	school	school	NOUN
emaj-95	132	15	graduates	graduate	NOUN
emaj-95	132	16	,	,	PUNCT
emaj-95	132	17	3.12	3.12	NUM
emaj-95	132	18	%	%	NOUN
emaj-95	132	19	had	have	VERB
emaj-95	132	20	associate	associate	ADJ
emaj-95	132	21	degrees	degree	NOUN
emaj-95	132	22	,	,	PUNCT
emaj-95	132	23	71.42	71.42	NUM
emaj-95	132	24	%	%	NOUN
emaj-95	132	25	were	be	AUX
emaj-95	132	26	college	college	NOUN
emaj-95	132	27	graduates	graduate	NOUN
emaj-95	132	28	,	,	PUNCT
emaj-95	132	29	14.73	14.73	NUM
emaj-95	132	30	%	%	NOUN
emaj-95	132	31	had	have	AUX
emaj-95	132	32	post	post	VERB
emaj-95	132	33	graduate	graduate	NOUN
emaj-95	132	34	degrees	degree	NOUN
emaj-95	132	35	,	,	PUNCT
emaj-95	132	36	and	and	CCONJ
emaj-95	132	37	3.12	3.12	NUM
emaj-95	132	38	%	%	NOUN
emaj-95	132	39	were	be	AUX
emaj-95	132	40	phd	phd	NOUN
emaj-95	132	41	graduates	graduate	NOUN
emaj-95	132	42	.	.	PUNCT
emaj-95	133	1	3.3	3.3	NUM
emaj-95	133	2	data	datum	NOUN
emaj-95	133	3	analysis	analysis	NOUN
emaj-95	133	4	prior	prior	ADV
emaj-95	133	5	to	to	ADP
emaj-95	133	6	applying	apply	VERB
emaj-95	133	7	structural	structural	ADJ
emaj-95	133	8	equation	equation	NOUN
emaj-95	133	9	modeling	modeling	NOUN
emaj-95	133	10	,	,	PUNCT
emaj-95	133	11	the	the	DET
emaj-95	133	12	measurement	measurement	NOUN
emaj-95	133	13	model	model	NOUN
emaj-95	133	14	was	be	AUX
emaj-95	133	15	tested	test	VERB
emaj-95	133	16	with	with	ADP
emaj-95	133	17	the	the	DET
emaj-95	133	18	two	two	NUM
emaj-95	133	19	-	-	PUNCT
emaj-95	133	20	stage	stage	NOUN
emaj-95	133	21	approach	approach	NOUN
emaj-95	133	22	model	model	NOUN
emaj-95	133	23	of	of	ADP
emaj-95	133	24	anderson	anderson	PROPN
emaj-95	133	25	and	and	CCONJ
emaj-95	133	26	gerbing	gerbe	VERB
emaj-95	133	27	(	(	PUNCT
emaj-95	133	28	1988	1988	NUM
emaj-95	133	29	)	)	PUNCT
emaj-95	133	30	.	.	PUNCT
emaj-95	134	1	firstly	firstly	ADV
emaj-95	134	2	,	,	PUNCT
emaj-95	134	3	the	the	DET
emaj-95	134	4	confirmatory	confirmatory	ADJ
emaj-95	134	5	factor	factor	NOUN
emaj-95	134	6	analysis	analysis	NOUN
emaj-95	134	7	was	be	AUX
emaj-95	134	8	conducted	conduct	VERB
emaj-95	134	9	to	to	ADP
emaj-95	134	10	perceived	perceive	VERB
emaj-95	134	11	reputation	reputation	NOUN
emaj-95	134	12	environmental	environmental	ADJ
emaj-95	134	13	risk	risk	NOUN
emaj-95	134	14	mobility	mobility	NOUN
emaj-95	134	15	trust	trust	NOUN
emaj-95	134	16	perceived	perceive	VERB
emaj-95	134	17	usefulness	usefulness	NOUN
emaj-95	134	18	perceived	perceive	VERB
emaj-95	134	19	ease	ease	NOUN
emaj-95	134	20	of	of	ADP
emaj-95	134	21	use	use	NOUN
emaj-95	134	22	attitude	attitude	NOUN
emaj-95	134	23	intention	intention	NOUN
emaj-95	134	24	to	to	PART
emaj-95	134	25	use	use	VERB
emaj-95	134	26	volume	volume	NOUN
emaj-95	134	27	6	6	NUM
emaj-95	134	28	no	no	DET
emaj-95	134	29	1	1	NUM
emaj-95	134	30	(	(	PUNCT
emaj-95	134	31	2016	2016	NUM
emaj-95	134	32	)	)	PUNCT
emaj-95	134	33	|	|	ADV
emaj-95	134	34	issn	issn	VERB
emaj-95	134	35	2158	2158	NUM
emaj-95	134	36	-	-	SYM
emaj-95	134	37	8708	8708	NUM
emaj-95	134	38	(	(	PUNCT
emaj-95	134	39	online	online	NOUN
emaj-95	134	40	)	)	PUNCT
emaj-95	134	41	|	|	ADV
emaj-95	134	42	doi	doi	X
emaj-95	134	43	10.5195	10.5195	NUM
emaj-95	134	44	/	/	SYM
emaj-95	134	45	emaj.2016.95	emaj.2016.95	NOUN
emaj-95	135	1	|	|	ADV
emaj-95	135	2	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-95	135	3	factors	factor	NOUN
emaj-95	135	4	affecting	affect	VERB
emaj-95	135	5	the	the	DET
emaj-95	135	6	adoption	adoption	NOUN
emaj-95	135	7	of	of	ADP
emaj-95	135	8	mobile	mobile	ADJ
emaj-95	135	9	payment	payment	NOUN
emaj-95	135	10	systems	system	NOUN
emaj-95	135	11	:	:	PUNCT
emaj-95	135	12	an	an	DET
emaj-95	135	13	empirical	empirical	ADJ
emaj-95	135	14	analysis	analysis	NOUN
emaj-95	135	15	page	page	NOUN
emaj-95	135	16	|20|	|20|	NOUN
emaj-95	135	17	emerging	emerge	VERB
emaj-95	135	18	markets	market	NOUN
emaj-95	135	19	journal	journal	NOUN
emaj-95	135	20	test	test	VERB
emaj-95	135	21	the	the	DET
emaj-95	135	22	validity	validity	NOUN
emaj-95	135	23	and	and	CCONJ
emaj-95	135	24	reliability	reliability	NOUN
emaj-95	135	25	of	of	ADP
emaj-95	135	26	the	the	DET
emaj-95	135	27	measurement	measurement	NOUN
emaj-95	135	28	model	model	NOUN
emaj-95	135	29	.	.	PUNCT
emaj-95	136	1	then	then	ADV
emaj-95	136	2	,	,	PUNCT
emaj-95	136	3	the	the	DET
emaj-95	136	4	research	research	NOUN
emaj-95	136	5	hypotheses	hypothesis	NOUN
emaj-95	136	6	were	be	AUX
emaj-95	136	7	tested	test	VERB
emaj-95	136	8	for	for	ADP
emaj-95	136	9	the	the	DET
emaj-95	136	10	structural	structural	ADJ
emaj-95	136	11	model	model	NOUN
emaj-95	136	12	.	.	PUNCT
emaj-95	137	1	the	the	DET
emaj-95	137	2	variables	variable	NOUN
emaj-95	137	3	of	of	ADP
emaj-95	137	4	the	the	DET
emaj-95	137	5	proposed	propose	VERB
emaj-95	137	6	model	model	NOUN
emaj-95	137	7	are	be	AUX
emaj-95	137	8	perceived	perceive	VERB
emaj-95	137	9	trust	trust	NOUN
emaj-95	137	10	,	,	PUNCT
emaj-95	137	11	perceived	perceive	VERB
emaj-95	137	12	usefulness	usefulness	NOUN
emaj-95	137	13	,	,	PUNCT
emaj-95	137	14	perceived	perceive	VERB
emaj-95	137	15	ease	ease	NOUN
emaj-95	137	16	of	of	ADP
emaj-95	137	17	use	use	NOUN
emaj-95	137	18	,	,	PUNCT
emaj-95	137	19	and	and	CCONJ
emaj-95	137	20	perceived	perceive	VERB
emaj-95	137	21	mobility	mobility	NOUN
emaj-95	137	22	respectively	respectively	ADV
emaj-95	137	23	.	.	PUNCT
emaj-95	138	1	the	the	DET
emaj-95	138	2	measurement	measurement	NOUN
emaj-95	138	3	model	model	NOUN
emaj-95	138	4	(	(	PUNCT
emaj-95	138	5	figure	figure	NOUN
emaj-95	138	6	.	.	PUNCT
emaj-95	138	7	1	1	X
emaj-95	138	8	)	)	PUNCT
emaj-95	138	9	was	be	AUX
emaj-95	138	10	tested	test	VERB
emaj-95	138	11	by	by	ADP
emaj-95	138	12	employing	employ	VERB
emaj-95	138	13	the	the	DET
emaj-95	138	14	calculation	calculation	NOUN
emaj-95	138	15	of	of	ADP
emaj-95	138	16	maximum	maximum	ADJ
emaj-95	138	17	-	-	PUNCT
emaj-95	138	18	likelihood	likelihood	NOUN
emaj-95	138	19	.	.	PUNCT
emaj-95	139	1	test	test	NOUN
emaj-95	139	2	confirmatory	confirmatory	NOUN
emaj-95	139	3	factor	factor	NOUN
emaj-95	139	4	analysis	analysis	NOUN
emaj-95	139	5	’	'	PUNCT
emaj-95	139	6	results	result	NOUN
emaj-95	139	7	indicated	indicate	VERB
emaj-95	139	8	that	that	SCONJ
emaj-95	139	9	(	(	PUNCT
emaj-95	139	10	χ2=1442,660	χ2=1442,660	PROPN
emaj-95	139	11	,	,	PUNCT
emaj-95	139	12	p<.01	p<.01	NOUN
emaj-95	139	13	,	,	PUNCT
emaj-95	139	14	cmin	cmin	NOUN
emaj-95	139	15	/	/	SYM
emaj-95	139	16	df	df	PROPN
emaj-95	139	17	=	=	SYM
emaj-95	139	18	3.044	3.044	NUM
emaj-95	139	19	gfi	gfi	PROPN
emaj-95	139	20	=	=	PROPN
emaj-95	139	21	0.746	0.746	NUM
emaj-95	139	22	nfi	nfi	X
emaj-95	139	23	=	=	SYM
emaj-95	139	24	0.793	0.793	NUM
emaj-95	139	25	cfi	cfi	NOUN
emaj-95	139	26	=	=	NOUN
emaj-95	139	27	0.850	0.850	NUM
emaj-95	139	28	,	,	PUNCT
emaj-95	139	29	rmsea	rmsea	NOUN
emaj-95	139	30	=	=	SYM
emaj-95	139	31	0.96	0.96	NUM
emaj-95	139	32	)	)	PUNCT
emaj-95	139	33	,	,	PUNCT
emaj-95	139	34	there	there	PRON
emaj-95	139	35	is	be	VERB
emaj-95	139	36	unacceptable	unacceptable	ADJ
emaj-95	139	37	fit	fit	NOUN
emaj-95	139	38	between	between	ADP
emaj-95	139	39	measurement	measurement	NOUN
emaj-95	139	40	model	model	NOUN
emaj-95	139	41	and	and	CCONJ
emaj-95	139	42	data	datum	NOUN
emaj-95	139	43	.	.	PUNCT
emaj-95	140	1	upon	upon	SCONJ
emaj-95	140	2	analyzing	analyze	VERB
emaj-95	140	3	item	item	NOUN
emaj-95	140	4	factor	factor	NOUN
emaj-95	140	5	loads	load	NOUN
emaj-95	140	6	,	,	PUNCT
emaj-95	140	7	standard	standard	ADJ
emaj-95	140	8	error	error	NOUN
emaj-95	140	9	covariance	covariance	NOUN
emaj-95	140	10	coefficients	coefficient	NOUN
emaj-95	140	11	and	and	CCONJ
emaj-95	140	12	modification	modification	NOUN
emaj-95	140	13	indicators	indicator	NOUN
emaj-95	140	14	problematic	problematic	ADJ
emaj-95	140	15	items	item	NOUN
emaj-95	140	16	were	be	AUX
emaj-95	140	17	identified	identify	VERB
emaj-95	140	18	.	.	PUNCT
emaj-95	141	1	in	in	ADP
emaj-95	141	2	the	the	DET
emaj-95	141	3	measurement	measurement	NOUN
emaj-95	141	4	model	model	NOUN
emaj-95	141	5	,	,	PUNCT
emaj-95	141	6	variables	variables	PROPN
emaj-95	141	7	er1	er1	PROPN
emaj-95	141	8	,	,	PUNCT
emaj-95	141	9	er2	er2	NOUN
emaj-95	141	10	and	and	CCONJ
emaj-95	141	11	er4	er4	PROPN
emaj-95	141	12	in	in	ADP
emaj-95	141	13	environmental	environmental	ADJ
emaj-95	141	14	risk	risk	NOUN
emaj-95	141	15	(	(	PUNCT
emaj-95	141	16	er	er	INTJ
emaj-95	141	17	)	)	PUNCT
emaj-95	141	18	factor	factor	NOUN
emaj-95	141	19	,	,	PUNCT
emaj-95	141	20	pt1	pt1	PROPN
emaj-95	141	21	and	and	CCONJ
emaj-95	141	22	pt3	pt3	NOUN
emaj-95	141	23	variables	variable	NOUN
emaj-95	141	24	in	in	ADP
emaj-95	141	25	perceived	perceive	VERB
emaj-95	141	26	trust	trust	NOUN
emaj-95	141	27	(	(	PUNCT
emaj-95	141	28	pt	pt	NOUN
emaj-95	141	29	)	)	PUNCT
emaj-95	141	30	factor	factor	NOUN
emaj-95	141	31	;	;	PUNCT
emaj-95	141	32	pu1	pu1	NOUN
emaj-95	141	33	,	,	PUNCT
emaj-95	141	34	pu5	pu5	VERB
emaj-95	141	35	in	in	ADP
emaj-95	141	36	perceived	perceive	VERB
emaj-95	141	37	usefulness	usefulness	NOUN
emaj-95	141	38	(	(	PUNCT
emaj-95	141	39	pu	pu	NOUN
emaj-95	141	40	)	)	PUNCT
emaj-95	141	41	factor	factor	NOUN
emaj-95	141	42	;	;	PUNCT
emaj-95	141	43	peu2	peu2	NOUN
emaj-95	141	44	,	,	PUNCT
emaj-95	141	45	peu3	peu3	PROPN
emaj-95	141	46	and	and	CCONJ
emaj-95	141	47	peu4	peu4	PROPN
emaj-95	141	48	in	in	ADP
emaj-95	141	49	perceived	perceive	VERB
emaj-95	141	50	ease	ease	NOUN
emaj-95	141	51	of	of	ADP
emaj-95	141	52	use	use	NOUN
emaj-95	141	53	(	(	PUNCT
emaj-95	141	54	peu	peu	NOUN
emaj-95	141	55	)	)	PUNCT
emaj-95	141	56	factor	factor	NOUN
emaj-95	141	57	;	;	PUNCT
emaj-95	141	58	att4	att4	PROPN
emaj-95	141	59	in	in	ADP
emaj-95	141	60	att	att	PROPN
emaj-95	141	61	(	(	PUNCT
emaj-95	141	62	att	att	PROPN
emaj-95	141	63	)	)	PUNCT
emaj-95	141	64	factor	factor	NOUN
emaj-95	141	65	;	;	PUNCT
emaj-95	141	66	int2	int2	VERB
emaj-95	141	67	in	in	ADP
emaj-95	141	68	intension	intension	NOUN
emaj-95	141	69	(	(	PUNCT
emaj-95	141	70	int	int	NOUN
emaj-95	141	71	)	)	PUNCT
emaj-95	141	72	factor	factor	NOUN
emaj-95	141	73	were	be	AUX
emaj-95	141	74	excluded	exclude	VERB
emaj-95	141	75	due	due	ADP
emaj-95	141	76	to	to	ADP
emaj-95	141	77	their	their	PRON
emaj-95	141	78	low	low	ADJ
emaj-95	141	79	factor	factor	NOUN
emaj-95	141	80	loads	load	NOUN
emaj-95	141	81	or	or	CCONJ
emaj-95	141	82	excluded	exclude	VERB
emaj-95	141	83	since	since	SCONJ
emaj-95	141	84	their	their	PRON
emaj-95	141	85	low	low	ADJ
emaj-95	141	86	and	and	CCONJ
emaj-95	141	87	insignificant	insignificant	ADJ
emaj-95	141	88	(	(	PUNCT
emaj-95	141	89	p>0.05	p>0.05	NOUN
emaj-95	141	90	)	)	PUNCT
emaj-95	141	91	factor	factor	NOUN
emaj-95	141	92	loads	load	NOUN
emaj-95	141	93	were	be	AUX
emaj-95	141	94	highly	highly	ADV
emaj-95	141	95	correlated	correlate	VERB
emaj-95	141	96	with	with	ADP
emaj-95	141	97	the	the	DET
emaj-95	141	98	error	error	NOUN
emaj-95	141	99	terms	term	NOUN
emaj-95	141	100	of	of	ADP
emaj-95	141	101	the	the	DET
emaj-95	141	102	problems	problem	NOUN
emaj-95	141	103	in	in	ADP
emaj-95	141	104	remaining	remaining	ADJ
emaj-95	141	105	variables	variable	NOUN
emaj-95	141	106	.	.	PUNCT
emaj-95	142	1	upon	upon	SCONJ
emaj-95	142	2	excluding	exclude	VERB
emaj-95	142	3	these	these	DET
emaj-95	142	4	statements	statement	NOUN
emaj-95	142	5	,	,	PUNCT
emaj-95	142	6	the	the	DET
emaj-95	142	7	measurement	measurement	NOUN
emaj-95	142	8	model	model	NOUN
emaj-95	142	9	was	be	AUX
emaj-95	142	10	finalized	finalize	VERB
emaj-95	142	11	in	in	ADP
emaj-95	142	12	format	format	NOUN
emaj-95	142	13	and	and	CCONJ
emaj-95	142	14	confirmatory	confirmatory	NOUN
emaj-95	142	15	analysis	analysis	NOUN
emaj-95	142	16	was	be	AUX
emaj-95	142	17	repeated	repeat	VERB
emaj-95	142	18	.	.	PUNCT
emaj-95	143	1	the	the	DET
emaj-95	143	2	fit	fit	ADJ
emaj-95	143	3	indices	index	NOUN
emaj-95	143	4	(	(	PUNCT
emaj-95	143	5	cmin	cmin	NOUN
emaj-95	143	6	/	/	SYM
emaj-95	143	7	df	df	PROPN
emaj-95	143	8	=	=	SYM
emaj-95	143	9	1.866	1.866	NUM
emaj-95	143	10	,	,	PUNCT
emaj-95	143	11	gfi=	gfi=	NOUN
emaj-95	143	12	0.888	0.888	NUM
emaj-95	143	13	,	,	PUNCT
emaj-95	143	14	nfi=	nfi=	NOUN
emaj-95	143	15	0.917	0.917	NUM
emaj-95	143	16	,	,	PUNCT
emaj-95	143	17	cfi=	cfi=	PROPN
emaj-95	143	18	0.959	0.959	NUM
emaj-95	143	19	,	,	PUNCT
emaj-95	143	20	rmsea=	rmsea=	NUM
emaj-95	143	21	0.062	0.062	NUM
emaj-95	143	22	)	)	PUNCT
emaj-95	143	23	indicated	indicate	VERB
emaj-95	143	24	that	that	SCONJ
emaj-95	143	25	,	,	PUNCT
emaj-95	143	26	there	there	PRON
emaj-95	143	27	was	be	VERB
emaj-95	143	28	acceptable	acceptable	ADJ
emaj-95	143	29	fit	fit	NOUN
emaj-95	143	30	between	between	ADP
emaj-95	143	31	the	the	DET
emaj-95	143	32	data	datum	NOUN
emaj-95	143	33	and	and	CCONJ
emaj-95	143	34	the	the	DET
emaj-95	143	35	model	model	NOUN
emaj-95	143	36	.	.	PUNCT
emaj-95	144	1	goodness	goodness	NOUN
emaj-95	144	2	of	of	ADP
emaj-95	144	3	fit	fit	ADJ
emaj-95	144	4	values	value	NOUN
emaj-95	144	5	for	for	ADP
emaj-95	144	6	item	item	NOUN
emaj-95	144	7	factor	factor	NOUN
emaj-95	144	8	loads	load	NOUN
emaj-95	144	9	and	and	CCONJ
emaj-95	144	10	measurement	measurement	NOUN
emaj-95	144	11	model	model	NOUN
emaj-95	144	12	are	be	AUX
emaj-95	144	13	shown	show	VERB
emaj-95	144	14	on	on	ADP
emaj-95	144	15	table	table	NOUN
emaj-95	144	16	1	1	NUM
emaj-95	144	17	and	and	CCONJ
emaj-95	144	18	table	table	NOUN
emaj-95	144	19	2	2	NUM
emaj-95	144	20	.	.	PUNCT
emaj-95	144	21	table	table	NOUN
emaj-95	144	22	1	1	NUM
emaj-95	144	23	:	:	PUNCT
emaj-95	144	24	measurement	measurement	NOUN
emaj-95	144	25	items	item	NOUN
emaj-95	144	26	&	&	CCONJ
emaj-95	144	27	reliability	reliability	NOUN
emaj-95	144	28	construct	construct	VERB
emaj-95	144	29	average	average	ADJ
emaj-95	144	30	variance	variance	NOUN
emaj-95	144	31	extracted	extract	VERB
emaj-95	144	32	(	(	PUNCT
emaj-95	144	33	ave	ave	NOUN
emaj-95	144	34	)	)	PUNCT
emaj-95	144	35	cronbach	cronbach	VERB
emaj-95	144	36	alpha	alpha	ADJ
emaj-95	144	37	composite	composite	ADJ
emaj-95	144	38	reliability	reliability	NOUN
emaj-95	144	39	(	(	PUNCT
emaj-95	144	40	cr	cr	NOUN
emaj-95	144	41	)	)	PUNCT
emaj-95	144	42	perceived	perceive	VERB
emaj-95	144	43	reputation	reputation	NOUN
emaj-95	144	44	0,53	0,53	NOUN
emaj-95	144	45	0,779	0,779	NUM
emaj-95	144	46	0,77	0,77	NOUN
emaj-95	144	47	enviromental	enviromental	ADJ
emaj-95	144	48	risk	risk	NOUN
emaj-95	144	49	0,56	0,56	NOUN
emaj-95	144	50	0,719	0,719	NUM
emaj-95	145	1	0,71	0,71	NUM
emaj-95	145	2	perceived	perceive	VERB
emaj-95	145	3	trust	trust	NOUN
emaj-95	145	4	0,80	0,80	VERB
emaj-95	145	5	0,924	0,924	NUM
emaj-95	145	6	0,92	0,92	NUM
emaj-95	145	7	perceived	perceive	VERB
emaj-95	145	8	usefulness	usefulness	NOUN
emaj-95	145	9	0,69	0,69	NOUN
emaj-95	146	1	0,899	0,899	NUM
emaj-95	146	2	0,87	0,87	NOUN
emaj-95	146	3	perceived	perceive	VERB
emaj-95	146	4	ease	ease	NOUN
emaj-95	146	5	of	of	ADP
emaj-95	146	6	use	use	NOUN
emaj-95	146	7	0,79	0,79	NOUN
emaj-95	146	8	0,887	0,887	NUM
emaj-95	146	9	0,88	0,88	NOUN
emaj-95	146	10	perceived	perceive	VERB
emaj-95	146	11	mobility	mobility	NOUN
emaj-95	146	12	0,70	0,70	PROPN
emaj-95	146	13	0,897	0,897	NUM
emaj-95	146	14	0,87	0,87	PROPN
emaj-95	146	15	attitude	attitude	NOUN
emaj-95	146	16	0,81	0,81	X
emaj-95	146	17	0,931	0,931	NUM
emaj-95	146	18	0,93	0,93	PUNCT
emaj-95	146	19	intention	intention	NOUN
emaj-95	146	20	0,63	0,63	NUM
emaj-95	146	21	0,780	0,780	NUM
emaj-95	146	22	0,77	0,77	NOUN
emaj-95	147	1	it	it	PRON
emaj-95	147	2	was	be	AUX
emaj-95	147	3	revealed	reveal	VERB
emaj-95	147	4	that	that	SCONJ
emaj-95	147	5	composite	composite	ADJ
emaj-95	147	6	reliability	reliability	NOUN
emaj-95	147	7	(	(	PUNCT
emaj-95	147	8	c.r	c.r	PROPN
emaj-95	147	9	.	.	PROPN
emaj-95	147	10	)	)	PUNCT
emaj-95	147	11	values	value	NOUN
emaj-95	147	12	were	be	AUX
emaj-95	147	13	above	above	ADP
emaj-95	147	14	0.70	0.70	NUM
emaj-95	147	15	(	(	PUNCT
emaj-95	147	16	hair	hair	NOUN
emaj-95	147	17	et	et	PROPN
emaj-95	147	18	al	al	PROPN
emaj-95	147	19	.	.	PROPN
emaj-95	147	20	,	,	PUNCT
emaj-95	147	21	1995	1995	NUM
emaj-95	147	22	;	;	PUNCT
emaj-95	147	23	yap	yap	NOUN
emaj-95	147	24	and	and	CCONJ
emaj-95	147	25	khong	khong	PROPN
emaj-95	147	26	,	,	PUNCT
emaj-95	147	27	2006	2006	NUM
emaj-95	147	28	)	)	PUNCT
emaj-95	147	29	,	,	PUNCT
emaj-95	147	30	which	which	PRON
emaj-95	147	31	is	be	AUX
emaj-95	147	32	threshold	threshold	NOUN
emaj-95	147	33	value	value	NOUN
emaj-95	147	34	for	for	ADP
emaj-95	147	35	all	all	DET
emaj-95	147	36	variables	variable	NOUN
emaj-95	147	37	.	.	PUNCT
emaj-95	148	1	it	it	PRON
emaj-95	148	2	was	be	AUX
emaj-95	148	3	then	then	ADV
emaj-95	148	4	identified	identify	VERB
emaj-95	148	5	that	that	SCONJ
emaj-95	148	6	cronbach	cronbach	VERB
emaj-95	148	7	alpha	alpha	ADJ
emaj-95	148	8	coefficients	coefficient	NOUN
emaj-95	148	9	were	be	AUX
emaj-95	148	10	also	also	ADV
emaj-95	148	11	greater	great	ADJ
emaj-95	148	12	than	than	ADP
emaj-95	148	13	the	the	DET
emaj-95	148	14	threshold	threshold	NOUN
emaj-95	148	15	value	value	NOUN
emaj-95	148	16	of	of	ADP
emaj-95	148	17	0.70	0.70	NUM
emaj-95	148	18	,	,	PUNCT
emaj-95	148	19	thus	thus	ADV
emaj-95	148	20	it	it	PRON
emaj-95	148	21	was	be	AUX
emaj-95	148	22	concluded	conclude	VERB
emaj-95	148	23	that	that	SCONJ
emaj-95	148	24	the	the	DET
emaj-95	148	25	scales	scale	NOUN
emaj-95	148	26	were	be	AUX
emaj-95	148	27	reliable	reliable	ADJ
emaj-95	148	28	(	(	PUNCT
emaj-95	148	29	berthon	berthon	PROPN
emaj-95	148	30	,	,	PUNCT
emaj-95	148	31	ewing	ewing	NOUN
emaj-95	148	32	and	and	CCONJ
emaj-95	148	33	hah	hah	INTJ
emaj-95	148	34	,	,	PUNCT
emaj-95	148	35	2005	2005	NUM
emaj-95	148	36	;	;	PUNCT
emaj-95	148	37	kim	kim	PROPN
emaj-95	148	38	,	,	PUNCT
emaj-95	148	39	soon	soon	ADV
emaj-95	148	40	,	,	PUNCT
emaj-95	148	41	et	et	PROPN
emaj-95	148	42	al	al	PROPN
emaj-95	148	43	.	.	PROPN
emaj-95	148	44	,	,	PUNCT
emaj-95	148	45	2007	2007	NUM
emaj-95	148	46	)	)	PUNCT
emaj-95	148	47	.	.	PUNCT
emaj-95	149	1	table	table	NOUN
emaj-95	149	2	2	2	NUM
emaj-95	149	3	:	:	PUNCT
emaj-95	149	4	item	item	NOUN
emaj-95	149	5	-	-	PUNCT
emaj-95	149	6	factor	factor	NOUN
emaj-95	149	7	loads	load	NOUN
emaj-95	149	8	factor	factor	NOUN
emaj-95	149	9	loads	load	NOUN
emaj-95	149	10	perceived	perceive	VERB
emaj-95	149	11	reputation	reputation	NOUN
emaj-95	149	12	pr1	pr1	NOUN
emaj-95	149	13	:	:	PUNCT
emaj-95	150	1	i	i	PRON
emaj-95	150	2	believe	believe	VERB
emaj-95	150	3	this	this	DET
emaj-95	150	4	mobile	mobile	ADJ
emaj-95	150	5	service	service	NOUN
emaj-95	150	6	provider	provider	NOUN
emaj-95	150	7	has	have	VERB
emaj-95	150	8	a	a	DET
emaj-95	150	9	good	good	ADJ
emaj-95	150	10	reputation	reputation	NOUN
emaj-95	150	11	..	..	PUNCT
emaj-95	151	1	0,70	0,70	PUNCT
emaj-95	151	2	*	*	PUNCT
emaj-95	151	3	*	*	PUNCT
emaj-95	151	4	pr2	pr2	NOUN
emaj-95	151	5	:	:	PUNCT
emaj-95	151	6	i	i	PRON
emaj-95	151	7	believe	believe	VERB
emaj-95	151	8	this	this	DET
emaj-95	151	9	mobile	mobile	ADJ
emaj-95	151	10	service	service	NOUN
emaj-95	151	11	provider	provider	NOUN
emaj-95	151	12	has	have	VERB
emaj-95	151	13	a	a	DET
emaj-95	151	14	reputation	reputation	NOUN
emaj-95	151	15	for	for	ADP
emaj-95	151	16	being	be	AUX
emaj-95	151	17	fair	fair	ADJ
emaj-95	151	18	.	.	PUNCT
emaj-95	152	1	0,78	0,78	PROPN
emaj-95	152	2	*	*	PUNCT
emaj-95	152	3	*	*	PUNCT
emaj-95	152	4	pr3	pr3	NOUN
emaj-95	152	5	:	:	PUNCT
emaj-95	152	6	i	i	PRON
emaj-95	152	7	believe	believe	VERB
emaj-95	152	8	this	this	DET
emaj-95	152	9	mobile	mobile	ADJ
emaj-95	152	10	service	service	NOUN
emaj-95	152	11	provider	provider	NOUN
emaj-95	152	12	has	have	VERB
emaj-95	152	13	a	a	DET
emaj-95	152	14	reputation	reputation	NOUN
emaj-95	152	15	for	for	ADP
emaj-95	152	16	being	be	AUX
emaj-95	152	17	honest	honest	ADJ
emaj-95	152	18	.	.	PUNCT
emaj-95	153	1	0,71	0,71	PUNCT
emaj-95	154	1	*	*	PUNCT
emaj-95	154	2	*	*	PUNCT
emaj-95	154	3	environmental	environmental	ADJ
emaj-95	154	4	risk	risk	NOUN
emaj-95	154	5	er3	er3	PROPN
emaj-95	154	6	:	:	PUNCT
emaj-95	154	7	i	i	PRON
emaj-95	154	8	believe	believe	VERB
emaj-95	154	9	there	there	PRON
emaj-95	154	10	is	be	VERB
emaj-95	154	11	a	a	DET
emaj-95	154	12	high	high	ADJ
emaj-95	154	13	probability	probability	NOUN
emaj-95	154	14	of	of	ADP
emaj-95	154	15	losing	lose	VERB
emaj-95	154	16	a	a	DET
emaj-95	154	17	great	great	ADJ
emaj-95	154	18	deal	deal	NOUN
emaj-95	154	19	in	in	ADP
emaj-95	154	20	using	use	VERB
emaj-95	154	21	mobile	mobile	ADJ
emaj-95	154	22	payment	payment	NOUN
emaj-95	154	23	systems	system	NOUN
emaj-95	154	24	.	.	PUNCT
emaj-95	155	1	0,78	0,78	PROPN
emaj-95	156	1	*	*	PUNCT
emaj-95	156	2	*	*	PUNCT
emaj-95	156	3	er5	er5	ADP
emaj-95	156	4	:	:	PUNCT
emaj-95	156	5	i	i	PRON
emaj-95	156	6	believe	believe	VERB
emaj-95	156	7	that	that	SCONJ
emaj-95	156	8	overall	overall	ADJ
emaj-95	156	9	riskiness	riskiness	NOUN
emaj-95	156	10	of	of	ADP
emaj-95	156	11	mobile	mobile	ADJ
emaj-95	156	12	payment	payment	NOUN
emaj-95	156	13	systems	system	NOUN
emaj-95	156	14	is	be	AUX
emaj-95	156	15	high	high	ADJ
emaj-95	156	16	.	.	PUNCT
emaj-95	157	1	0,71	0,71	PUNCT
emaj-95	158	1	*	*	PUNCT
emaj-95	158	2	*	*	ADJ
emaj-95	158	3	percieved	percieved	ADJ
emaj-95	158	4	trust	trust	NOUN
emaj-95	158	5	ptr2	ptr2	NOUN
emaj-95	158	6	:	:	PUNCT
emaj-95	159	1	i	i	PRON
emaj-95	159	2	trust	trust	VERB
emaj-95	159	3	mobile	mobile	ADJ
emaj-95	159	4	payment	payment	NOUN
emaj-95	159	5	systems	system	NOUN
emaj-95	159	6	to	to	PART
emaj-95	159	7	be	be	AUX
emaj-95	159	8	secure	secure	ADJ
emaj-95	159	9	.	.	PUNCT
emaj-95	160	1	0,92	0,92	NUM
emaj-95	160	2	*	*	PUNCT
emaj-95	160	3	*	*	PUNCT
emaj-95	160	4	ptr3	ptr3	PROPN
emaj-95	160	5	:	:	PUNCT
emaj-95	161	1	i	i	PRON
emaj-95	161	2	believe	believe	VERB
emaj-95	161	3	mobile	mobile	ADJ
emaj-95	161	4	payment	payment	NOUN
emaj-95	161	5	systems	system	NOUN
emaj-95	161	6	are	be	AUX
emaj-95	161	7	trustworthy	trustworthy	ADJ
emaj-95	161	8	.	.	PUNCT
emaj-95	162	1	0,89	0,89	PUNCT
emaj-95	162	2	*	*	PUNCT
emaj-95	162	3	*	*	PUNCT
emaj-95	162	4	ptr4	ptr4	PROPN
emaj-95	162	5	:	:	PUNCT
emaj-95	162	6	i	i	PRON
emaj-95	162	7	trust	trust	VERB
emaj-95	162	8	mobile	mobile	ADJ
emaj-95	162	9	payment	payment	NOUN
emaj-95	162	10	systems	system	NOUN
emaj-95	162	11	.	.	PUNCT
emaj-95	163	1	0,88	0,88	NOUN
emaj-95	163	2	*	*	PUNCT
emaj-95	163	3	*	*	PUNCT
emaj-95	163	4	perceived	perceive	VERB
emaj-95	163	5	usefulness	usefulness	NOUN
emaj-95	163	6	pu2	pu2	NOUN
emaj-95	163	7	:	:	PUNCT
emaj-95	163	8	using	use	VERB
emaj-95	163	9	mobile	mobile	ADJ
emaj-95	163	10	payment	payment	NOUN
emaj-95	163	11	systems	system	NOUN
emaj-95	163	12	would	would	AUX
emaj-95	163	13	improve	improve	VERB
emaj-95	163	14	my	my	PRON
emaj-95	163	15	performance	performance	NOUN
emaj-95	163	16	in	in	ADP
emaj-95	163	17	making	make	VERB
emaj-95	163	18	payments	payment	NOUN
emaj-95	163	19	.	.	PUNCT
emaj-95	164	1	0,78	0,78	NOUN
emaj-95	164	2	*	*	PUNCT
emaj-95	164	3	*	*	PROPN
emaj-95	164	4	pu3	pu3	PROPN
emaj-95	164	5	:	:	PUNCT
emaj-95	164	6	using	use	VERB
emaj-95	164	7	mobile	mobile	ADJ
emaj-95	164	8	payment	payment	NOUN
emaj-95	164	9	systems	system	NOUN
emaj-95	164	10	would	would	AUX
emaj-95	164	11	enhance	enhance	VERB
emaj-95	164	12	my	my	PRON
emaj-95	164	13	effectiveness	effectiveness	NOUN
emaj-95	164	14	in	in	ADP
emaj-95	164	15	making	make	VERB
emaj-95	164	16	payments	payment	NOUN
emaj-95	164	17	.	.	PUNCT
emaj-95	165	1	0,82	0,82	NOUN
emaj-95	165	2	*	*	NOUN
emaj-95	165	3	*	*	NOUN
emaj-95	165	4	pu4	pu4	NOUN
emaj-95	165	5	:	:	PUNCT
emaj-95	165	6	using	use	VERB
emaj-95	165	7	mobile	mobile	ADJ
emaj-95	165	8	payment	payment	NOUN
emaj-95	165	9	systems	system	NOUN
emaj-95	165	10	would	would	AUX
emaj-95	165	11	make	make	VERB
emaj-95	165	12	it	it	PRON
emaj-95	165	13	easier	easy	ADJ
emaj-95	165	14	for	for	SCONJ
emaj-95	165	15	me	i	PRON
emaj-95	165	16	to	to	PART
emaj-95	165	17	manage	manage	VERB
emaj-95	165	18	and	and	CCONJ
emaj-95	165	19	make	make	VERB
emaj-95	165	20	payments	payment	NOUN
emaj-95	165	21	.	.	PUNCT
emaj-95	166	1	0,90	0,90	PUNCT
emaj-95	166	2	*	*	PUNCT
emaj-95	166	3	*	*	PUNCT
emaj-95	166	4	perceived	perceive	VERB
emaj-95	166	5	ease	ease	NOUN
emaj-95	166	6	of	of	ADP
emaj-95	166	7	use	use	NOUN
emaj-95	166	8	peu1	peu1	NOUN
emaj-95	166	9	:	:	PUNCT
emaj-95	166	10	learning	learn	VERB
emaj-95	166	11	to	to	PART
emaj-95	166	12	use	use	VERB
emaj-95	166	13	mobile	mobile	ADJ
emaj-95	166	14	payment	payment	NOUN
emaj-95	166	15	systems	system	NOUN
emaj-95	166	16	would	would	AUX
emaj-95	166	17	be	be	AUX
emaj-95	166	18	easy	easy	ADJ
emaj-95	166	19	for	for	ADP
emaj-95	166	20	me	i	PRON
emaj-95	166	21	.	.	PUNCT
emaj-95	167	1	0,90	0,90	PUNCT
emaj-95	167	2	*	*	PUNCT
emaj-95	167	3	*	*	PUNCT
emaj-95	167	4	peu5	peu5	NOUN
emaj-95	167	5	:	:	PUNCT
emaj-95	167	6	overall	overall	ADV
emaj-95	167	7	,	,	PUNCT
emaj-95	167	8	i	i	PRON
emaj-95	167	9	would	would	AUX
emaj-95	167	10	find	find	VERB
emaj-95	167	11	mobile	mobile	ADJ
emaj-95	167	12	payment	payment	NOUN
emaj-95	167	13	systems	system	NOUN
emaj-95	167	14	to	to	PART
emaj-95	167	15	be	be	AUX
emaj-95	167	16	easy	easy	ADJ
emaj-95	167	17	to	to	PART
emaj-95	167	18	use	use	VERB
emaj-95	167	19	.	.	PUNCT
emaj-95	168	1	0,88	0,88	NOUN
emaj-95	168	2	*	*	PUNCT
emaj-95	168	3	*	*	PUNCT
emaj-95	168	4	perceived	perceive	VERB
emaj-95	168	5	mobility	mobility	NOUN
emaj-95	168	6	pm1	pm1	PROPN
emaj-95	168	7	:	:	PUNCT
emaj-95	168	8	i	i	PRON
emaj-95	168	9	believe	believe	VERB
emaj-95	168	10	mobile	mobile	ADJ
emaj-95	168	11	payment	payment	NOUN
emaj-95	168	12	is	be	AUX
emaj-95	168	13	independent	independent	ADJ
emaj-95	168	14	of	of	ADP
emaj-95	168	15	time	time	NOUN
emaj-95	168	16	.	.	PUNCT
emaj-95	169	1	0,88	0,88	NOUN
emaj-95	169	2	*	*	PUNCT
emaj-95	169	3	*	*	PUNCT
emaj-95	169	4	pm2	pm2	NOUN
emaj-95	169	5	:	:	PUNCT
emaj-95	169	6	i	i	PRON
emaj-95	169	7	believe	believe	VERB
emaj-95	169	8	mobile	mobile	ADJ
emaj-95	169	9	payment	payment	NOUN
emaj-95	169	10	is	be	AUX
emaj-95	169	11	independent	independent	ADJ
emaj-95	169	12	of	of	ADP
emaj-95	169	13	place	place	NOUN
emaj-95	169	14	0,79	0,79	PROPN
emaj-95	169	15	*	*	PUNCT
emaj-95	169	16	*	*	PUNCT
emaj-95	169	17	pm3	pm3	PROPN
emaj-95	169	18	:	:	PUNCT
emaj-95	169	19	i	i	PRON
emaj-95	169	20	can	can	AUX
emaj-95	169	21	use	use	VERB
emaj-95	169	22	mobile	mobile	ADJ
emaj-95	169	23	payment	payment	NOUN
emaj-95	169	24	anytime	anytime	ADV
emaj-95	169	25	while	while	SCONJ
emaj-95	169	26	travelling	travel	VERB
emaj-95	169	27	.	.	PUNCT
emaj-95	170	1	0,84	0,84	NUM
emaj-95	171	1	*	*	PUNCT
emaj-95	171	2	*	*	PUNCT
emaj-95	171	3	attitude	attitude	NOUN
emaj-95	171	4	towards	towards	ADP
emaj-95	171	5	the	the	DET
emaj-95	171	6	use	use	NOUN
emaj-95	171	7	of	of	ADP
emaj-95	171	8	mps	mps	PROPN
emaj-95	171	9	att	att	PROPN
emaj-95	171	10	:	:	PUNCT
emaj-95	171	11	using	use	VERB
emaj-95	171	12	mobile	mobile	ADJ
emaj-95	171	13	payment	payment	NOUN
emaj-95	171	14	services	service	NOUN
emaj-95	171	15	is	be	AUX
emaj-95	171	16	a	a	DET
emaj-95	171	17	good	good	ADJ
emaj-95	171	18	idea	idea	NOUN
emaj-95	171	19	.	.	PUNCT
emaj-95	172	1	0,94	0,94	PROPN
emaj-95	172	2	*	*	PROPN
emaj-95	172	3	*	*	PUNCT
emaj-95	172	4	att2	att2	PROPN
emaj-95	172	5	:	:	PUNCT
emaj-95	172	6	using	use	VERB
emaj-95	172	7	mobile	mobile	ADJ
emaj-95	172	8	payment	payment	NOUN
emaj-95	172	9	services	service	NOUN
emaj-95	172	10	is	be	AUX
emaj-95	172	11	wise	wise	ADJ
emaj-95	172	12	.	.	PUNCT
emaj-95	173	1	0,89	0,89	PROPN
emaj-95	173	2	*	*	PUNCT
emaj-95	173	3	*	*	PUNCT
emaj-95	173	4	att3	att3	PROPN
emaj-95	173	5	:	:	PUNCT
emaj-95	173	6	using	use	VERB
emaj-95	173	7	mobile	mobile	ADJ
emaj-95	173	8	payment	payment	NOUN
emaj-95	173	9	services	service	NOUN
emaj-95	173	10	is	be	AUX
emaj-95	173	11	beneficial	beneficial	ADJ
emaj-95	173	12	.	.	PUNCT
emaj-95	174	1	0,88	0,88	NOUN
emaj-95	174	2	*	*	PUNCT
emaj-95	174	3	*	*	PUNCT
emaj-95	174	4	intention	intention	NOUN
emaj-95	174	5	to	to	PART
emaj-95	174	6	use	use	VERB
emaj-95	174	7	of	of	ADP
emaj-95	174	8	mps	mp	NOUN
emaj-95	174	9	iu1	iu1	PROPN
emaj-95	174	10	:	:	PUNCT
emaj-95	174	11	given	give	VERB
emaj-95	174	12	the	the	DET
emaj-95	174	13	opportunity	opportunity	NOUN
emaj-95	174	14	,	,	PUNCT
emaj-95	174	15	i	i	PRON
emaj-95	174	16	will	will	AUX
emaj-95	174	17	use	use	VERB
emaj-95	174	18	mobile	mobile	ADJ
emaj-95	174	19	payment	payment	NOUN
emaj-95	174	20	services	service	NOUN
emaj-95	174	21	.	.	PUNCT
emaj-95	175	1	0,80	0,80	PRON
emaj-95	175	2	*	*	PUNCT
emaj-95	175	3	*	*	PUNCT
emaj-95	175	4	iu3	iu3	PROPN
emaj-95	175	5	:	:	PUNCT
emaj-95	175	6	i	i	PRON
emaj-95	175	7	will	will	AUX
emaj-95	175	8	strongly	strongly	ADV
emaj-95	175	9	recommend	recommend	VERB
emaj-95	175	10	others	other	NOUN
emaj-95	175	11	to	to	PART
emaj-95	175	12	use	use	VERB
emaj-95	175	13	mobile	mobile	ADJ
emaj-95	175	14	payment	payment	NOUN
emaj-95	175	15	systems	system	NOUN
emaj-95	175	16	.	.	PUNCT
emaj-95	176	1	0,79	0,79	PUNCT
emaj-95	177	1	*	*	PUNCT
emaj-95	177	2	*	*	PUNCT
emaj-95	177	3	as	as	SCONJ
emaj-95	177	4	the	the	DET
emaj-95	177	5	factor	factor	NOUN
emaj-95	177	6	loads	load	NOUN
emaj-95	177	7	of	of	ADP
emaj-95	177	8	questions	question	NOUN
emaj-95	177	9	are	be	AUX
emaj-95	177	10	examined	examine	VERB
emaj-95	177	11	,	,	PUNCT
emaj-95	177	12	it	it	PRON
emaj-95	177	13	surfaces	surface	VERB
emaj-95	177	14	that	that	SCONJ
emaj-95	177	15	all	all	DET
emaj-95	177	16	questions	question	NOUN
emaj-95	177	17	are	be	AUX
emaj-95	177	18	loaded	load	VERB
emaj-95	177	19	in	in	ADP
emaj-95	177	20	a	a	DET
emaj-95	177	21	high	high	ADJ
emaj-95	177	22	and	and	CCONJ
emaj-95	177	23	significant	significant	ADJ
emaj-95	177	24	factor	factor	NOUN
emaj-95	177	25	load	load	NOUN
emaj-95	177	26	to	to	ADP
emaj-95	177	27	the	the	DET
emaj-95	177	28	factors	factor	NOUN
emaj-95	177	29	to	to	PART
emaj-95	177	30	which	which	PRON
emaj-95	177	31	they	they	PRON
emaj-95	177	32	belonged	belong	VERB
emaj-95	177	33	;	;	PUNCT
emaj-95	177	34	hence	hence	ADV
emaj-95	177	35	convergent	convergent	ADJ
emaj-95	177	36	validity	validity	NOUN
emaj-95	177	37	was	be	AUX
emaj-95	177	38	achieved	achieve	VERB
emaj-95	177	39	.	.	PUNCT
emaj-95	178	1	besides	besides	SCONJ
emaj-95	178	2	,	,	PUNCT
emaj-95	178	3	the	the	DET
emaj-95	178	4	fact	fact	NOUN
emaj-95	178	5	that	that	PRON
emaj-95	178	6	explained	explain	VERB
emaj-95	178	7	variance	variance	NOUN
emaj-95	178	8	coefficient	coefficient	NOUN
emaj-95	178	9	for	for	ADP
emaj-95	178	10	all	all	DET
emaj-95	178	11	scales	scale	NOUN
emaj-95	178	12	is	be	AUX
emaj-95	178	13	above	above	ADP
emaj-95	178	14	0.50	0.50	NUM
emaj-95	178	15	is	be	AUX
emaj-95	178	16	another	another	DET
emaj-95	178	17	indicator	indicator	NOUN
emaj-95	178	18	of	of	ADP
emaj-95	178	19	achieving	achieve	VERB
emaj-95	178	20	convergent	convergent	ADJ
emaj-95	178	21	validity	validity	NOUN
emaj-95	178	22	(	(	PUNCT
emaj-95	178	23	fornell	fornell	NOUN
emaj-95	178	24	&	&	CCONJ
emaj-95	178	25	lacker	lacker	PROPN
emaj-95	178	26	,	,	PUNCT
emaj-95	178	27	1981	1981	NUM
emaj-95	178	28	)	)	PUNCT
emaj-95	178	29	.	.	PUNCT
emaj-95	179	1	volume	volume	NOUN
emaj-95	179	2	6	6	NUM
emaj-95	179	3	no	no	DET
emaj-95	179	4	1	1	NUM
emaj-95	179	5	(	(	PUNCT
emaj-95	179	6	2016	2016	NUM
emaj-95	179	7	)	)	PUNCT
emaj-95	179	8	|	|	ADV
emaj-95	179	9	issn	issn	VERB
emaj-95	179	10	2158	2158	NUM
emaj-95	179	11	-	-	SYM
emaj-95	179	12	8708	8708	NUM
emaj-95	179	13	(	(	PUNCT
emaj-95	179	14	online	online	NOUN
emaj-95	179	15	)	)	PUNCT
emaj-95	179	16	|	|	ADV
emaj-95	179	17	doi	doi	X
emaj-95	179	18	10.5195	10.5195	NUM
emaj-95	179	19	/	/	SYM
emaj-95	179	20	emaj.2016.95	emaj.2016.95	NOUN
emaj-95	180	1	|	|	ADV
emaj-95	180	2	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-95	180	3	i̇kram	i̇kram	PROPN
emaj-95	180	4	daştan	daştan	PROPN
emaj-95	180	5	,	,	PUNCT
emaj-95	180	6	cem	cem	NOUN
emaj-95	180	7	gürler	gürler	NOUN
emaj-95	180	8	emerging	emerge	VERB
emaj-95	180	9	markets	market	NOUN
emaj-95	180	10	journal	journal	NOUN
emaj-95	181	1	|	|	ADV
emaj-95	181	2	p	p	NOUN
emaj-95	181	3	a	a	DET
emaj-95	181	4	g	g	NOUN
emaj-95	181	5	e	e	NOUN
emaj-95	181	6	|21	|21	NOUN
emaj-95	181	7	3.4	3.4	NUM
emaj-95	181	8	testing	test	VERB
emaj-95	181	9	the	the	DET
emaj-95	181	10	hypotheses	hypothesis	NOUN
emaj-95	181	11	structural	structural	ADJ
emaj-95	181	12	model	model	NOUN
emaj-95	181	13	created	create	VERB
emaj-95	181	14	by	by	ADP
emaj-95	181	15	latent	latent	NOUN
emaj-95	181	16	variables	variable	NOUN
emaj-95	181	17	to	to	PART
emaj-95	181	18	check	check	VERB
emaj-95	181	19	the	the	DET
emaj-95	181	20	hypotheses	hypothesis	NOUN
emaj-95	181	21	of	of	ADP
emaj-95	181	22	research	research	NOUN
emaj-95	181	23	was	be	AUX
emaj-95	181	24	tested	test	VERB
emaj-95	181	25	by	by	ADP
emaj-95	181	26	utilizing	utilize	VERB
emaj-95	181	27	the	the	DET
emaj-95	181	28	maximum	maximum	ADJ
emaj-95	181	29	-	-	PUNCT
emaj-95	181	30	likelihood	likelihood	NOUN
emaj-95	181	31	calculation	calculation	NOUN
emaj-95	181	32	technique	technique	NOUN
emaj-95	181	33	.	.	PUNCT
emaj-95	182	1	goodness	goodness	NOUN
emaj-95	182	2	of	of	ADP
emaj-95	182	3	fit	fit	ADJ
emaj-95	182	4	indices	index	NOUN
emaj-95	182	5	indicated	indicate	VERB
emaj-95	182	6	an	an	DET
emaj-95	182	7	acceptable	acceptable	ADJ
emaj-95	182	8	fit	fit	ADJ
emaj-95	182	9	(	(	PUNCT
emaj-95	182	10	χ2=317.187	χ2=317.187	PROPN
emaj-95	182	11	,	,	PUNCT
emaj-95	182	12	cmin	cmin	NOUN
emaj-95	182	13	/	/	SYM
emaj-95	182	14	df	df	PROPN
emaj-95	182	15	=	=	SYM
emaj-95	182	16	1.866	1.866	NUM
emaj-95	182	17	,	,	PUNCT
emaj-95	182	18	gfi=	gfi=	NOUN
emaj-95	182	19	0.888	0.888	NUM
emaj-95	182	20	,	,	PUNCT
emaj-95	182	21	nfi=	nfi=	NOUN
emaj-95	182	22	0.917	0.917	NUM
emaj-95	182	23	,	,	PUNCT
emaj-95	182	24	cfi=	cfi=	PROPN
emaj-95	182	25	0.959	0.959	NUM
emaj-95	182	26	,	,	PUNCT
emaj-95	182	27	rmsea=	rmsea=	NUM
emaj-95	182	28	0.062	0.062	NUM
emaj-95	182	29	)	)	PUNCT
emaj-95	182	30	.	.	PUNCT
emaj-95	183	1	upon	upon	SCONJ
emaj-95	183	2	conducting	conduct	VERB
emaj-95	183	3	an	an	DET
emaj-95	183	4	overall	overall	ADJ
emaj-95	183	5	analysis	analysis	NOUN
emaj-95	183	6	on	on	ADP
emaj-95	183	7	the	the	DET
emaj-95	183	8	created	create	VERB
emaj-95	183	9	model	model	NOUN
emaj-95	183	10	,	,	PUNCT
emaj-95	183	11	the	the	DET
emaj-95	183	12	findings	finding	NOUN
emaj-95	183	13	on	on	ADP
emaj-95	183	14	the	the	DET
emaj-95	183	15	relationships	relationship	NOUN
emaj-95	183	16	promulgated	promulgate	VERB
emaj-95	183	17	in	in	ADP
emaj-95	183	18	research	research	NOUN
emaj-95	183	19	hypotheses	hypothesis	NOUN
emaj-95	183	20	are	be	AUX
emaj-95	183	21	as	as	ADP
emaj-95	183	22	displayed	display	VERB
emaj-95	183	23	on	on	ADP
emaj-95	183	24	table	table	NOUN
emaj-95	183	25	3	3	NUM
emaj-95	183	26	.	.	PUNCT
emaj-95	183	27	table	table	NOUN
emaj-95	183	28	3	3	NUM
emaj-95	183	29	:	:	PUNCT
emaj-95	184	1	hypothesis	hypothesis	NOUN
emaj-95	184	2	testing	test	VERB
emaj-95	184	3	4	4	NUM
emaj-95	184	4	.	.	PUNCT
emaj-95	184	5	conclusion	conclusion	NOUN
emaj-95	184	6	penetration	penetration	NOUN
emaj-95	184	7	of	of	ADP
emaj-95	184	8	smartphones	smartphone	NOUN
emaj-95	184	9	and	and	CCONJ
emaj-95	184	10	entrance	entrance	NOUN
emaj-95	184	11	of	of	ADP
emaj-95	184	12	3	3	NUM
emaj-95	184	13	g	g	NOUN
emaj-95	184	14	’s	’s	X
emaj-95	184	15	to	to	ADP
emaj-95	184	16	our	our	PRON
emaj-95	184	17	lives	life	NOUN
emaj-95	184	18	make	make	VERB
emaj-95	184	19	a	a	DET
emaj-95	184	20	big	big	ADJ
emaj-95	184	21	change	change	NOUN
emaj-95	184	22	.	.	PUNCT
emaj-95	185	1	mobil	mobil	NOUN
emaj-95	185	2	devices	device	NOUN
emaj-95	185	3	were	be	AUX
emaj-95	185	4	only	only	ADV
emaj-95	185	5	used	use	VERB
emaj-95	185	6	for	for	ADP
emaj-95	185	7	communication	communication	NOUN
emaj-95	185	8	,	,	PUNCT
emaj-95	185	9	but	but	CCONJ
emaj-95	185	10	now	now	ADV
emaj-95	185	11	they	they	PRON
emaj-95	185	12	are	be	AUX
emaj-95	185	13	observed	observe	VERB
emaj-95	185	14	in	in	ADP
emaj-95	185	15	all	all	DET
emaj-95	185	16	areas	area	NOUN
emaj-95	185	17	of	of	ADP
emaj-95	185	18	life	life	NOUN
emaj-95	185	19	.	.	PUNCT
emaj-95	186	1	mobil	mobil	PROPN
emaj-95	186	2	devices	device	NOUN
emaj-95	186	3	are	be	AUX
emaj-95	186	4	developing	develop	VERB
emaj-95	186	5	over	over	ADP
emaj-95	186	6	time	time	NOUN
emaj-95	186	7	to	to	ADP
emaj-95	186	8	mobile	mobile	ADJ
emaj-95	186	9	wallets	wallet	NOUN
emaj-95	186	10	and	and	CCONJ
emaj-95	186	11	consumers	consumer	NOUN
emaj-95	186	12	can	can	AUX
emaj-95	186	13	make	make	VERB
emaj-95	186	14	their	their	PRON
emaj-95	186	15	payment	payment	NOUN
emaj-95	186	16	through	through	ADP
emaj-95	186	17	these	these	DET
emaj-95	186	18	devices	device	NOUN
emaj-95	186	19	.	.	PUNCT
emaj-95	187	1	the	the	DET
emaj-95	187	2	objective	objective	NOUN
emaj-95	187	3	of	of	ADP
emaj-95	187	4	this	this	DET
emaj-95	187	5	study	study	NOUN
emaj-95	187	6	was	be	AUX
emaj-95	187	7	to	to	PART
emaj-95	187	8	find	find	VERB
emaj-95	187	9	the	the	DET
emaj-95	187	10	factors	factor	NOUN
emaj-95	187	11	affecting	affect	VERB
emaj-95	187	12	the	the	DET
emaj-95	187	13	adoption	adoption	NOUN
emaj-95	187	14	of	of	ADP
emaj-95	187	15	mps	mp	NOUN
emaj-95	187	16	and	and	CCONJ
emaj-95	187	17	to	to	PART
emaj-95	187	18	find	find	VERB
emaj-95	187	19	out	out	ADP
emaj-95	187	20	how	how	SCONJ
emaj-95	187	21	these	these	DET
emaj-95	187	22	factors	factor	NOUN
emaj-95	187	23	affected	affect	VERB
emaj-95	187	24	the	the	DET
emaj-95	187	25	intention	intention	NOUN
emaj-95	187	26	to	to	PART
emaj-95	187	27	use	use	VERB
emaj-95	187	28	payment	payment	NOUN
emaj-95	187	29	systems	system	NOUN
emaj-95	187	30	.	.	PUNCT
emaj-95	188	1	the	the	DET
emaj-95	188	2	starting	starting	NOUN
emaj-95	188	3	point	point	NOUN
emaj-95	188	4	of	of	ADP
emaj-95	188	5	the	the	DET
emaj-95	188	6	research	research	NOUN
emaj-95	188	7	was	be	AUX
emaj-95	188	8	to	to	PART
emaj-95	188	9	determine	determine	VERB
emaj-95	188	10	the	the	DET
emaj-95	188	11	factors	factor	NOUN
emaj-95	188	12	affecting	affect	VERB
emaj-95	188	13	mps	mps	PROPN
emaj-95	188	14	technologies	technology	NOUN
emaj-95	188	15	’	'	PUNCT
emaj-95	188	16	rapidly	rapidly	ADV
emaj-95	188	17	emerging	emerge	VERB
emaj-95	188	18	with	with	ADP
emaj-95	188	19	present	present	ADJ
emaj-95	188	20	conditions	condition	NOUN
emaj-95	188	21	.	.	PUNCT
emaj-95	189	1	as	as	ADP
emaj-95	189	2	a	a	DET
emaj-95	189	3	result	result	NOUN
emaj-95	189	4	of	of	ADP
emaj-95	189	5	the	the	DET
emaj-95	189	6	analyses	analysis	NOUN
emaj-95	189	7	,	,	PUNCT
emaj-95	189	8	it	it	PRON
emaj-95	189	9	was	be	AUX
emaj-95	189	10	revealed	reveal	VERB
emaj-95	189	11	that	that	SCONJ
emaj-95	189	12	perceived	perceive	VERB
emaj-95	189	13	trust	trust	NOUN
emaj-95	189	14	,	,	PUNCT
emaj-95	189	15	perceived	perceive	VERB
emaj-95	189	16	mobility	mobility	NOUN
emaj-95	189	17	and	and	CCONJ
emaj-95	189	18	attitude	attitude	NOUN
emaj-95	189	19	factors	factor	NOUN
emaj-95	189	20	have	have	VERB
emaj-95	189	21	a	a	DET
emaj-95	189	22	positive	positive	ADJ
emaj-95	189	23	effect	effect	NOUN
emaj-95	189	24	on	on	ADP
emaj-95	189	25	the	the	DET
emaj-95	189	26	adoption	adoption	NOUN
emaj-95	189	27	of	of	ADP
emaj-95	189	28	mps	mps	PROPN
emaj-95	189	29	.	.	PUNCT
emaj-95	190	1	moreover	moreover	ADV
emaj-95	190	2	,	,	PUNCT
emaj-95	190	3	this	this	DET
emaj-95	190	4	study	study	NOUN
emaj-95	190	5	did	do	AUX
emaj-95	190	6	not	not	PART
emaj-95	190	7	detect	detect	VERB
emaj-95	190	8	any	any	DET
emaj-95	190	9	significant	significant	ADJ
emaj-95	190	10	evidence	evidence	NOUN
emaj-95	190	11	for	for	ADP
emaj-95	190	12	perceived	perceive	VERB
emaj-95	190	13	usefulness	usefulness	NOUN
emaj-95	190	14	and	and	CCONJ
emaj-95	190	15	perceived	perceive	VERB
emaj-95	190	16	ease	ease	NOUN
emaj-95	190	17	of	of	ADP
emaj-95	190	18	use	use	NOUN
emaj-95	190	19	factors	factor	NOUN
emaj-95	190	20	on	on	ADP
emaj-95	190	21	the	the	DET
emaj-95	190	22	adoption	adoption	NOUN
emaj-95	190	23	of	of	ADP
emaj-95	190	24	mps	mps	PROPN
emaj-95	190	25	.	.	PUNCT
emaj-95	191	1	another	another	DET
emaj-95	191	2	set	set	NOUN
emaj-95	191	3	of	of	ADP
emaj-95	191	4	findings	finding	NOUN
emaj-95	191	5	were	be	AUX
emaj-95	191	6	the	the	DET
emaj-95	191	7	positive	positive	ADJ
emaj-95	191	8	effect	effect	NOUN
emaj-95	191	9	of	of	ADP
emaj-95	191	10	reputation	reputation	NOUN
emaj-95	191	11	and	and	CCONJ
emaj-95	191	12	the	the	DET
emaj-95	191	13	negative	negative	ADJ
emaj-95	191	14	effect	effect	NOUN
emaj-95	191	15	of	of	ADP
emaj-95	191	16	environmental	environmental	ADJ
emaj-95	191	17	risk	risk	NOUN
emaj-95	191	18	on	on	ADP
emaj-95	191	19	perceived	perceive	VERB
emaj-95	191	20	trust	trust	NOUN
emaj-95	191	21	factor	factor	NOUN
emaj-95	191	22	.	.	PUNCT
emaj-95	192	1	one	one	NUM
emaj-95	192	2	of	of	ADP
emaj-95	192	3	the	the	DET
emaj-95	192	4	most	most	ADV
emaj-95	192	5	striking	striking	ADJ
emaj-95	192	6	results	result	NOUN
emaj-95	192	7	from	from	ADP
emaj-95	192	8	the	the	DET
emaj-95	192	9	data	data	NOUN
emaj-95	192	10	is	be	AUX
emaj-95	192	11	that	that	SCONJ
emaj-95	192	12	,	,	PUNCT
emaj-95	192	13	mobility	mobility	NOUN
emaj-95	192	14	has	have	VERB
emaj-95	192	15	the	the	DET
emaj-95	192	16	biggest	big	ADJ
emaj-95	192	17	effect	effect	NOUN
emaj-95	192	18	on	on	ADP
emaj-95	192	19	adoption	adoption	NOUN
emaj-95	192	20	of	of	ADP
emaj-95	192	21	mps	mp	NOUN
emaj-95	192	22	compared	compare	VERB
emaj-95	192	23	to	to	ADP
emaj-95	192	24	other	other	ADJ
emaj-95	192	25	factors	factor	NOUN
emaj-95	192	26	.	.	PUNCT
emaj-95	193	1	this	this	DET
emaj-95	193	2	study	study	NOUN
emaj-95	193	3	produced	produce	VERB
emaj-95	193	4	results	result	NOUN
emaj-95	193	5	that	that	PRON
emaj-95	193	6	contribute	contribute	VERB
emaj-95	193	7	to	to	ADP
emaj-95	193	8	the	the	DET
emaj-95	193	9	findings	finding	NOUN
emaj-95	193	10	of	of	ADP
emaj-95	193	11	the	the	DET
emaj-95	193	12	previous	previous	ADJ
emaj-95	193	13	work	work	NOUN
emaj-95	193	14	in	in	ADP
emaj-95	193	15	this	this	DET
emaj-95	193	16	field	field	NOUN
emaj-95	193	17	(	(	PUNCT
emaj-95	193	18	schierz	schierz	NOUN
emaj-95	193	19	et	et	PROPN
emaj-95	193	20	.	.	PUNCT
emaj-95	194	1	al	al	PROPN
emaj-95	194	2	,	,	PUNCT
emaj-95	194	3	2010	2010	NUM
emaj-95	194	4	)	)	PUNCT
emaj-95	194	5	.	.	PUNCT
emaj-95	195	1	the	the	DET
emaj-95	195	2	results	result	NOUN
emaj-95	195	3	of	of	ADP
emaj-95	195	4	this	this	DET
emaj-95	195	5	study	study	NOUN
emaj-95	195	6	indicate	indicate	VERB
emaj-95	195	7	that	that	SCONJ
emaj-95	195	8	mps	mps	PROPN
emaj-95	195	9	gives	give	VERB
emaj-95	195	10	consumers	consumer	NOUN
emaj-95	195	11	freedom	freedom	NOUN
emaj-95	195	12	in	in	ADP
emaj-95	195	13	terms	term	NOUN
emaj-95	195	14	of	of	ADP
emaj-95	195	15	time	time	NOUN
emaj-95	195	16	and	and	CCONJ
emaj-95	195	17	location	location	NOUN
emaj-95	195	18	,	,	PUNCT
emaj-95	195	19	so	so	SCONJ
emaj-95	195	20	consumers	consumer	NOUN
emaj-95	195	21	are	be	AUX
emaj-95	195	22	disposed	dispose	VERB
emaj-95	195	23	to	to	PART
emaj-95	195	24	use	use	VERB
emaj-95	195	25	mps	mp	NOUN
emaj-95	195	26	.	.	PUNCT
emaj-95	196	1	businesses	business	NOUN
emaj-95	196	2	using	use	VERB
emaj-95	196	3	online	online	ADJ
emaj-95	196	4	payment	payment	NOUN
emaj-95	196	5	system	system	NOUN
emaj-95	196	6	should	should	AUX
emaj-95	196	7	provide	provide	VERB
emaj-95	196	8	more	more	ADJ
emaj-95	196	9	mobility	mobility	NOUN
emaj-95	196	10	to	to	PART
emaj-95	196	11	reach	reach	VERB
emaj-95	196	12	more	more	ADJ
emaj-95	196	13	consumers	consumer	NOUN
emaj-95	196	14	.	.	PUNCT
emaj-95	197	1	using	use	VERB
emaj-95	197	2	mobile	mobile	ADJ
emaj-95	197	3	payment	payment	NOUN
emaj-95	197	4	instruments	instrument	NOUN
emaj-95	197	5	when	when	SCONJ
emaj-95	197	6	being	be	AUX
emaj-95	197	7	on	on	ADP
emaj-95	197	8	the	the	DET
emaj-95	197	9	move	move	NOUN
emaj-95	197	10	brings	bring	VERB
emaj-95	197	11	important	important	ADJ
emaj-95	197	12	advantages	advantage	NOUN
emaj-95	197	13	to	to	ADP
emaj-95	197	14	customers	customer	NOUN
emaj-95	197	15	.	.	PUNCT
emaj-95	198	1	a	a	DET
emaj-95	198	2	number	number	NOUN
emaj-95	198	3	of	of	ADP
emaj-95	198	4	factors	factor	NOUN
emaj-95	198	5	were	be	AUX
emaj-95	198	6	tested	test	VERB
emaj-95	198	7	as	as	ADP
emaj-95	198	8	the	the	DET
emaj-95	198	9	antecedents	antecedent	NOUN
emaj-95	198	10	of	of	ADP
emaj-95	198	11	trust	trust	NOUN
emaj-95	198	12	in	in	ADP
emaj-95	198	13	previous	previous	ADJ
emaj-95	198	14	studies	study	NOUN
emaj-95	198	15	.	.	PUNCT
emaj-95	199	1	in	in	ADP
emaj-95	199	2	this	this	DET
emaj-95	199	3	paper	paper	NOUN
emaj-95	199	4	,	,	PUNCT
emaj-95	199	5	we	we	PRON
emaj-95	199	6	have	have	AUX
emaj-95	199	7	tested	test	VERB
emaj-95	199	8	two	two	NUM
emaj-95	199	9	of	of	ADP
emaj-95	199	10	the	the	DET
emaj-95	199	11	antecedents	antecedent	NOUN
emaj-95	199	12	of	of	ADP
emaj-95	199	13	trust	trust	NOUN
emaj-95	199	14	;	;	PUNCT
emaj-95	199	15	reputation	reputation	NOUN
emaj-95	199	16	and	and	CCONJ
emaj-95	199	17	environmental	environmental	ADJ
emaj-95	199	18	risk	risk	NOUN
emaj-95	199	19	.	.	PUNCT
emaj-95	200	1	with	with	ADP
emaj-95	200	2	a	a	DET
emaj-95	200	3	fast	fast	ADJ
emaj-95	200	4	digital	digital	ADJ
emaj-95	200	5	conversion	conversion	NOUN
emaj-95	200	6	,	,	PUNCT
emaj-95	200	7	the	the	DET
emaj-95	200	8	environmental	environmental	ADJ
emaj-95	200	9	risk	risk	NOUN
emaj-95	200	10	is	be	AUX
emaj-95	200	11	increasing	increase	VERB
emaj-95	200	12	.	.	PUNCT
emaj-95	201	1	users	user	NOUN
emaj-95	201	2	of	of	ADP
emaj-95	201	3	mps	mp	NOUN
emaj-95	201	4	face	face	VERB
emaj-95	201	5	with	with	ADP
emaj-95	201	6	lose	lose	NOUN
emaj-95	201	7	of	of	ADP
emaj-95	201	8	information	information	NOUN
emaj-95	201	9	in	in	ADP
emaj-95	201	10	some	some	DET
emaj-95	201	11	cases	case	NOUN
emaj-95	201	12	and	and	CCONJ
emaj-95	201	13	these	these	DET
emaj-95	201	14	probable	probable	ADJ
emaj-95	201	15	risk	risk	NOUN
emaj-95	201	16	factors	factor	NOUN
emaj-95	201	17	lead	lead	VERB
emaj-95	201	18	the	the	DET
emaj-95	201	19	users	user	NOUN
emaj-95	201	20	change	change	VERB
emaj-95	201	21	their	their	PRON
emaj-95	201	22	point	point	NOUN
emaj-95	201	23	of	of	ADP
emaj-95	201	24	view	view	NOUN
emaj-95	201	25	about	about	ADP
emaj-95	201	26	mps	mp	NOUN
emaj-95	201	27	.	.	PUNCT
emaj-95	202	1	furthermore	furthermore	ADV
emaj-95	202	2	,	,	PUNCT
emaj-95	202	3	firm	firm	ADJ
emaj-95	202	4	reputation	reputation	NOUN
emaj-95	202	5	is	be	AUX
emaj-95	202	6	directly	directly	ADV
emaj-95	202	7	associated	associate	VERB
emaj-95	202	8	with	with	ADP
emaj-95	202	9	adoption	adoption	NOUN
emaj-95	202	10	of	of	ADP
emaj-95	202	11	mps	mps	PROPN
emaj-95	202	12	.	.	PUNCT
emaj-95	203	1	a	a	DET
emaj-95	203	2	negative	negative	ADJ
emaj-95	203	3	relationship	relationship	NOUN
emaj-95	203	4	was	be	AUX
emaj-95	203	5	found	find	VERB
emaj-95	203	6	between	between	ADP
emaj-95	203	7	environmental	environmental	ADJ
emaj-95	203	8	risk	risk	NOUN
emaj-95	203	9	and	and	CCONJ
emaj-95	203	10	perceived	perceive	VERB
emaj-95	203	11	trust	trust	NOUN
emaj-95	203	12	,	,	PUNCT
emaj-95	203	13	and	and	CCONJ
emaj-95	203	14	also	also	ADV
emaj-95	203	15	a	a	DET
emaj-95	203	16	positive	positive	ADJ
emaj-95	203	17	relationship	relationship	NOUN
emaj-95	203	18	was	be	AUX
emaj-95	203	19	found	find	VERB
emaj-95	203	20	between	between	ADP
emaj-95	203	21	firm	firm	ADJ
emaj-95	203	22	reputation	reputation	NOUN
emaj-95	203	23	and	and	CCONJ
emaj-95	203	24	perceived	perceive	VERB
emaj-95	203	25	trust	trust	NOUN
emaj-95	203	26	.	.	PUNCT
emaj-95	204	1	this	this	PRON
emaj-95	204	2	means	mean	VERB
emaj-95	204	3	that	that	SCONJ
emaj-95	204	4	,	,	PUNCT
emaj-95	204	5	if	if	SCONJ
emaj-95	204	6	environmental	environmental	ADJ
emaj-95	204	7	risk	risk	NOUN
emaj-95	204	8	increases	increase	NOUN
emaj-95	204	9	,	,	PUNCT
emaj-95	204	10	it	it	PRON
emaj-95	204	11	would	would	AUX
emaj-95	204	12	cause	cause	VERB
emaj-95	204	13	a	a	DET
emaj-95	204	14	decrease	decrease	NOUN
emaj-95	204	15	in	in	ADP
emaj-95	204	16	user	user	NOUN
emaj-95	204	17	trust	trust	NOUN
emaj-95	204	18	and	and	CCONJ
emaj-95	204	19	if	if	SCONJ
emaj-95	204	20	firm	firm	ADJ
emaj-95	204	21	reputation	reputation	NOUN
emaj-95	204	22	increases	increase	VERB
emaj-95	204	23	,	,	PUNCT
emaj-95	204	24	it	it	PRON
emaj-95	204	25	could	could	AUX
emaj-95	204	26	increase	increase	VERB
emaj-95	204	27	trust	trust	NOUN
emaj-95	204	28	.	.	PUNCT
emaj-95	205	1	this	this	DET
emaj-95	205	2	study	study	NOUN
emaj-95	205	3	confirms	confirm	VERB
emaj-95	205	4	that	that	SCONJ
emaj-95	205	5	environmental	environmental	ADJ
emaj-95	205	6	risk	risk	NOUN
emaj-95	205	7	and	and	CCONJ
emaj-95	205	8	firm	firm	ADJ
emaj-95	205	9	reputation	reputation	NOUN
emaj-95	205	10	are	be	AUX
emaj-95	205	11	associated	associate	VERB
emaj-95	205	12	with	with	ADP
emaj-95	205	13	trust	trust	NOUN
emaj-95	205	14	(	(	PUNCT
emaj-95	205	15	chandra	chandra	PROPN
emaj-95	205	16	et	et	PROPN
emaj-95	205	17	.	.	PUNCT
emaj-95	206	1	al	al	PROPN
emaj-95	206	2	,	,	PUNCT
emaj-95	206	3	2010	2010	NUM
emaj-95	206	4	)	)	PUNCT
emaj-95	206	5	.	.	PUNCT
emaj-95	207	1	the	the	DET
emaj-95	207	2	results	result	NOUN
emaj-95	207	3	of	of	ADP
emaj-95	207	4	this	this	DET
emaj-95	207	5	study	study	NOUN
emaj-95	207	6	did	do	AUX
emaj-95	207	7	not	not	PART
emaj-95	207	8	show	show	VERB
emaj-95	207	9	any	any	DET
emaj-95	207	10	significant	significant	ADJ
emaj-95	207	11	effect	effect	NOUN
emaj-95	207	12	between	between	ADP
emaj-95	207	13	the	the	DET
emaj-95	207	14	perceived	perceive	VERB
emaj-95	207	15	ease	ease	NOUN
emaj-95	207	16	of	of	ADP
emaj-95	207	17	use	use	NOUN
emaj-95	207	18	and	and	CCONJ
emaj-95	207	19	adoption	adoption	NOUN
emaj-95	207	20	of	of	ADP
emaj-95	207	21	mps	mps	PROPN
emaj-95	207	22	.	.	PUNCT
emaj-95	208	1	tech	tech	NOUN
emaj-95	208	2	-	-	PUNCT
emaj-95	208	3	savvy	savvy	VERB
emaj-95	208	4	individuals	individual	NOUN
emaj-95	208	5	could	could	AUX
emaj-95	208	6	use	use	VERB
emaj-95	208	7	mobile	mobile	ADJ
emaj-95	208	8	payment	payment	NOUN
emaj-95	208	9	applications	application	NOUN
emaj-95	208	10	,	,	PUNCT
emaj-95	208	11	but	but	CCONJ
emaj-95	208	12	others	other	NOUN
emaj-95	208	13	may	may	AUX
emaj-95	208	14	experience	experience	VERB
emaj-95	208	15	difficulty	difficulty	NOUN
emaj-95	208	16	.	.	PUNCT
emaj-95	209	1	within	within	ADP
emaj-95	209	2	this	this	DET
emaj-95	209	3	scope	scope	NOUN
emaj-95	209	4	,	,	PUNCT
emaj-95	209	5	the	the	DET
emaj-95	209	6	relationship	relationship	NOUN
emaj-95	209	7	between	between	ADP
emaj-95	209	8	perceived	perceive	VERB
emaj-95	209	9	ease	ease	NOUN
emaj-95	209	10	of	of	ADP
emaj-95	209	11	use	use	NOUN
emaj-95	209	12	and	and	CCONJ
emaj-95	209	13	adoption	adoption	NOUN
emaj-95	209	14	of	of	ADP
emaj-95	209	15	mps	mp	NOUN
emaj-95	209	16	may	may	AUX
emaj-95	209	17	be	be	AUX
emaj-95	209	18	insignificant	insignificant	ADJ
emaj-95	209	19	.	.	PUNCT
emaj-95	210	1	there	there	PRON
emaj-95	210	2	are	be	VERB
emaj-95	210	3	different	different	ADJ
emaj-95	210	4	findings	finding	NOUN
emaj-95	210	5	on	on	ADP
emaj-95	210	6	the	the	DET
emaj-95	210	7	literature	literature	NOUN
emaj-95	210	8	about	about	ADP
emaj-95	210	9	perceived	perceive	VERB
emaj-95	210	10	ease	ease	NOUN
emaj-95	210	11	of	of	ADP
emaj-95	210	12	use	use	NOUN
emaj-95	210	13	.	.	PUNCT
emaj-95	211	1	some	some	PRON
emaj-95	211	2	of	of	ADP
emaj-95	211	3	the	the	DET
emaj-95	211	4	researchers	researcher	NOUN
emaj-95	211	5	have	have	AUX
emaj-95	211	6	detected	detect	VERB
emaj-95	211	7	significant	significant	ADJ
emaj-95	211	8	effect	effect	NOUN
emaj-95	211	9	for	for	ADP
emaj-95	211	10	perceived	perceive	VERB
emaj-95	211	11	ease	ease	NOUN
emaj-95	211	12	of	of	ADP
emaj-95	211	13	use	use	NOUN
emaj-95	211	14	on	on	ADP
emaj-95	211	15	adoption	adoption	NOUN
emaj-95	211	16	of	of	ADP
emaj-95	211	17	mps	mps	PROPN
emaj-95	211	18	(	(	PUNCT
emaj-95	211	19	schierz	schierz	NOUN
emaj-95	211	20	et	et	PROPN
emaj-95	211	21	al	al	PROPN
emaj-95	211	22	.	.	PROPN
emaj-95	211	23	,	,	PUNCT
emaj-95	211	24	2010	2010	NUM
emaj-95	211	25	;	;	PUNCT
emaj-95	211	26	kim	kim	PROPN
emaj-95	211	27	et	et	PROPN
emaj-95	211	28	al	al	PROPN
emaj-95	211	29	.	.	PROPN
emaj-95	211	30	,	,	PUNCT
emaj-95	211	31	2010	2010	NUM
emaj-95	211	32	)	)	PUNCT
emaj-95	211	33	and	and	CCONJ
emaj-95	211	34	some	some	DET
emaj-95	211	35	others	other	NOUN
emaj-95	211	36	have	have	AUX
emaj-95	211	37	n’t	not	PART
emaj-95	211	38	found	find	VERB
emaj-95	211	39	any	any	DET
emaj-95	211	40	effect	effect	NOUN
emaj-95	211	41	(	(	PUNCT
emaj-95	211	42	chandra	chandra	PROPN
emaj-95	211	43	et	et	PROPN
emaj-95	211	44	al	al	PROPN
emaj-95	211	45	.	.	PROPN
emaj-95	211	46	,	,	PUNCT
emaj-95	211	47	2010	2010	NUM
emaj-95	211	48	)	)	PUNCT
emaj-95	211	49	.	.	PUNCT
emaj-95	212	1	the	the	DET
emaj-95	212	2	current	current	ADJ
emaj-95	212	3	study	study	NOUN
emaj-95	212	4	found	find	VERB
emaj-95	212	5	that	that	SCONJ
emaj-95	212	6	perceived	perceive	VERB
emaj-95	212	7	usefulness	usefulness	NOUN
emaj-95	212	8	has	have	VERB
emaj-95	212	9	no	no	DET
emaj-95	212	10	effect	effect	NOUN
emaj-95	212	11	on	on	ADP
emaj-95	212	12	adoption	adoption	NOUN
emaj-95	212	13	of	of	ADP
emaj-95	212	14	mps	mps	PROPN
emaj-95	212	15	.	.	PUNCT
emaj-95	213	1	however	however	ADV
emaj-95	213	2	,	,	PUNCT
emaj-95	213	3	the	the	DET
emaj-95	213	4	finding	finding	NOUN
emaj-95	213	5	of	of	ADP
emaj-95	213	6	the	the	DET
emaj-95	213	7	current	current	ADJ
emaj-95	213	8	study	study	NOUN
emaj-95	213	9	does	do	AUX
emaj-95	213	10	not	not	PART
emaj-95	213	11	support	support	VERB
emaj-95	213	12	the	the	DET
emaj-95	213	13	previous	previous	ADJ
emaj-95	213	14	researches	research	NOUN
emaj-95	213	15	(	(	PUNCT
emaj-95	213	16	chandra	chandra	PROPN
emaj-95	213	17	et	et	PROPN
emaj-95	213	18	al	al	PROPN
emaj-95	213	19	.	.	PROPN
emaj-95	213	20	,	,	PUNCT
emaj-95	213	21	2010	2010	NUM
emaj-95	213	22	;	;	PUNCT
emaj-95	213	23	schierz	schierz	NOUN
emaj-95	213	24	et	et	PROPN
emaj-95	213	25	al	al	PROPN
emaj-95	213	26	.	.	PROPN
emaj-95	213	27	,	,	PUNCT
emaj-95	213	28	2010	2010	NUM
emaj-95	213	29	;	;	PUNCT
emaj-95	213	30	kim	kim	PROPN
emaj-95	213	31	et	et	PROPN
emaj-95	213	32	al	al	PROPN
emaj-95	213	33	.	.	PROPN
emaj-95	213	34	,	,	PUNCT
emaj-95	213	35	2010	2010	NUM
emaj-95	213	36	)	)	PUNCT
emaj-95	213	37	.	.	PUNCT
emaj-95	214	1	perceived	perceive	VERB
emaj-95	214	2	usefulness	usefulness	NOUN
emaj-95	214	3	has	have	VERB
emaj-95	214	4	no	no	DET
emaj-95	214	5	effect	effect	NOUN
emaj-95	214	6	on	on	ADP
emaj-95	214	7	mps	mp	NOUN
emaj-95	214	8	likewise	likewise	ADV
emaj-95	214	9	.	.	PUNCT
emaj-95	215	1	as	as	ADP
emaj-95	215	2	a	a	DET
emaj-95	215	3	result	result	NOUN
emaj-95	215	4	,	,	PUNCT
emaj-95	215	5	users	user	NOUN
emaj-95	215	6	’	'	PUNCT
emaj-95	215	7	perceived	perceive	VERB
emaj-95	215	8	trust	trust	NOUN
emaj-95	215	9	on	on	ADP
emaj-95	215	10	mps	mp	NOUN
emaj-95	215	11	and	and	CCONJ
emaj-95	215	12	mobility	mobility	NOUN
emaj-95	215	13	perception	perception	NOUN
emaj-95	215	14	creates	create	VERB
emaj-95	215	15	positive	positive	ADJ
emaj-95	215	16	attitude	attitude	NOUN
emaj-95	215	17	toward	toward	ADP
emaj-95	215	18	mps	mp	NOUN
emaj-95	215	19	and	and	CCONJ
emaj-95	215	20	this	this	DET
emaj-95	215	21	situation	situation	NOUN
emaj-95	215	22	turn	turn	VERB
emaj-95	215	23	into	into	ADP
emaj-95	215	24	intention	intention	NOUN
emaj-95	215	25	to	to	PART
emaj-95	215	26	use	use	VERB
emaj-95	215	27	mps	mp	NOUN
emaj-95	215	28	.	.	PUNCT
emaj-95	216	1	the	the	DET
emaj-95	216	2	present	present	ADJ
emaj-95	216	3	findings	finding	NOUN
emaj-95	216	4	seem	seem	VERB
emaj-95	216	5	to	to	PART
emaj-95	216	6	be	be	AUX
emaj-95	216	7	consistent	consistent	ADJ
emaj-95	216	8	with	with	ADP
emaj-95	216	9	other	other	ADJ
emaj-95	216	10	research	research	NOUN
emaj-95	216	11	,	,	PUNCT
emaj-95	216	12	which	which	PRON
emaj-95	216	13	found	find	VERB
emaj-95	216	14	that	that	SCONJ
emaj-95	216	15	attitudes	attitude	NOUN
emaj-95	216	16	towards	towards	ADP
emaj-95	216	17	the	the	DET
emaj-95	216	18	use	use	NOUN
emaj-95	216	19	have	have	VERB
emaj-95	216	20	a	a	DET
emaj-95	216	21	positive	positive	ADJ
emaj-95	216	22	effect	effect	NOUN
emaj-95	216	23	on	on	ADP
emaj-95	216	24	intention	intention	NOUN
emaj-95	216	25	to	to	PART
emaj-95	216	26	use	use	VERB
emaj-95	216	27	mps	mps	PROPN
emaj-95	216	28	(	(	PUNCT
emaj-95	216	29	amoako	amoako	NOUN
emaj-95	216	30	-	-	PUNCT
emaj-95	216	31	gyampah	gyampah	NOUN
emaj-95	216	32	and	and	CCONJ
emaj-95	216	33	salam	salam	PROPN
emaj-95	216	34	,	,	PUNCT
emaj-95	216	35	2004	2004	NUM
emaj-95	216	36	;	;	PUNCT
emaj-95	216	37	chau	chau	NOUN
emaj-95	216	38	and	and	CCONJ
emaj-95	216	39	hu	hu	PROPN
emaj-95	216	40	,	,	PUNCT
emaj-95	216	41	2002	2002	NUM
emaj-95	216	42	;	;	PUNCT
emaj-95	216	43	huang	huang	PROPN
emaj-95	216	44	,	,	PUNCT
emaj-95	216	45	2005	2005	NUM
emaj-95	216	46	)	)	PUNCT
emaj-95	216	47	.	.	PUNCT
emaj-95	217	1	5	5	X
emaj-95	217	2	.	.	X
emaj-95	217	3	limitations	limitation	NOUN
emaj-95	217	4	of	of	ADP
emaj-95	217	5	the	the	DET
emaj-95	217	6	research	research	NOUN
emaj-95	217	7	and	and	CCONJ
emaj-95	217	8	recommendations	recommendation	NOUN
emaj-95	217	9	for	for	ADP
emaj-95	217	10	the	the	DET
emaj-95	217	11	future	future	ADJ
emaj-95	217	12	studies	study	NOUN
emaj-95	217	13	the	the	DET
emaj-95	217	14	generalizability	generalizability	NOUN
emaj-95	217	15	of	of	ADP
emaj-95	217	16	these	these	DET
emaj-95	217	17	results	result	NOUN
emaj-95	217	18	is	be	AUX
emaj-95	217	19	subject	subject	ADJ
emaj-95	217	20	to	to	ADP
emaj-95	217	21	certain	certain	ADJ
emaj-95	217	22	limitations	limitation	NOUN
emaj-95	217	23	.	.	PUNCT
emaj-95	218	1	for	for	ADP
emaj-95	218	2	instance	instance	NOUN
emaj-95	218	3	,	,	PUNCT
emaj-95	218	4	in	in	ADP
emaj-95	218	5	the	the	DET
emaj-95	218	6	literature	literature	NOUN
emaj-95	218	7	,	,	PUNCT
emaj-95	218	8	there	there	PRON
emaj-95	218	9	are	be	VERB
emaj-95	218	10	plenty	plenty	NOUN
emaj-95	218	11	of	of	ADP
emaj-95	218	12	antecedents	antecedent	NOUN
emaj-95	218	13	of	of	ADP
emaj-95	218	14	adoption	adoption	NOUN
emaj-95	218	15	of	of	ADP
emaj-95	218	16	mps	mp	NOUN
emaj-95	218	17	,	,	PUNCT
emaj-95	218	18	but	but	CCONJ
emaj-95	218	19	in	in	ADP
emaj-95	218	20	this	this	DET
emaj-95	218	21	study	study	NOUN
emaj-95	218	22	only	only	ADV
emaj-95	218	23	perceived	perceive	VERB
emaj-95	218	24	trust	trust	NOUN
emaj-95	218	25	,	,	PUNCT
emaj-95	218	26	perceived	perceive	VERB
emaj-95	218	27	usefulness	usefulness	NOUN
emaj-95	218	28	,	,	PUNCT
emaj-95	218	29	perceived	perceive	VERB
emaj-95	218	30	ease	ease	NOUN
emaj-95	218	31	of	of	ADP
emaj-95	218	32	use	use	NOUN
emaj-95	218	33	and	and	CCONJ
emaj-95	218	34	perceived	perceive	VERB
emaj-95	218	35	mobility	mobility	NOUN
emaj-95	218	36	were	be	AUX
emaj-95	218	37	analyzed	analyze	VERB
emaj-95	218	38	.	.	PUNCT
emaj-95	219	1	other	other	ADJ
emaj-95	219	2	factors	factor	NOUN
emaj-95	219	3	affecting	affect	VERB
emaj-95	219	4	adoption	adoption	NOUN
emaj-95	219	5	of	of	ADP
emaj-95	219	6	mps	mp	NOUN
emaj-95	219	7	can	can	AUX
emaj-95	219	8	be	be	AUX
emaj-95	219	9	added	add	VERB
emaj-95	219	10	to	to	ADP
emaj-95	219	11	future	future	ADJ
emaj-95	219	12	research	research	NOUN
emaj-95	219	13	models	model	NOUN
emaj-95	219	14	.	.	PUNCT
emaj-95	220	1	in	in	ADP
emaj-95	220	2	addition	addition	NOUN
emaj-95	220	3	,	,	PUNCT
emaj-95	220	4	the	the	DET
emaj-95	220	5	effects	effect	NOUN
emaj-95	220	6	of	of	ADP
emaj-95	220	7	several	several	ADJ
emaj-95	220	8	mediator	mediator	NOUN
emaj-95	220	9	variables	variable	NOUN
emaj-95	220	10	could	could	AUX
emaj-95	220	11	also	also	ADV
emaj-95	220	12	be	be	AUX
emaj-95	220	13	analyzed	analyze	VERB
emaj-95	220	14	within	within	ADP
emaj-95	220	15	the	the	DET
emaj-95	220	16	scope	scope	NOUN
emaj-95	220	17	of	of	ADP
emaj-95	220	18	those	those	DET
emaj-95	220	19	models	model	NOUN
emaj-95	220	20	.	.	PUNCT
emaj-95	221	1	the	the	DET
emaj-95	221	2	second	second	ADJ
emaj-95	221	3	limitation	limitation	NOUN
emaj-95	221	4	of	of	ADP
emaj-95	221	5	this	this	DET
emaj-95	221	6	research	research	NOUN
emaj-95	221	7	is	be	AUX
emaj-95	221	8	that	that	SCONJ
emaj-95	221	9	since	since	SCONJ
emaj-95	221	10	it	it	PRON
emaj-95	221	11	would	would	AUX
emaj-95	221	12	be	be	AUX
emaj-95	221	13	a	a	DET
emaj-95	221	14	challenge	challenge	NOUN
emaj-95	221	15	to	to	PART
emaj-95	221	16	reach	reach	VERB
emaj-95	221	17	the	the	DET
emaj-95	221	18	entire	entire	ADJ
emaj-95	221	19	population	population	NOUN
emaj-95	221	20	,	,	PUNCT
emaj-95	221	21	the	the	DET
emaj-95	221	22	convenience	convenience	NOUN
emaj-95	221	23	sampling	sampling	NOUN
emaj-95	221	24	method	method	NOUN
emaj-95	221	25	was	be	AUX
emaj-95	221	26	selected	select	VERB
emaj-95	221	27	.	.	PUNCT
emaj-95	222	1	a	a	DET
emaj-95	222	2	sample	sample	NOUN
emaj-95	222	3	can	can	AUX
emaj-95	222	4	not	not	PART
emaj-95	222	5	possibly	possibly	ADV
emaj-95	222	6	represent	represent	VERB
emaj-95	222	7	the	the	DET
emaj-95	222	8	entire	entire	ADJ
emaj-95	222	9	population	population	NOUN
emaj-95	222	10	completely	completely	ADV
emaj-95	222	11	.	.	PUNCT
emaj-95	223	1	consequently	consequently	ADV
emaj-95	223	2	,	,	PUNCT
emaj-95	223	3	it	it	PRON
emaj-95	223	4	is	be	AUX
emaj-95	223	5	not	not	PART
emaj-95	223	6	feasible	feasible	ADJ
emaj-95	223	7	to	to	PART
emaj-95	223	8	volume	volume	VERB
emaj-95	223	9	6	6	NUM
emaj-95	223	10	no	no	DET
emaj-95	223	11	1	1	NUM
emaj-95	223	12	(	(	PUNCT
emaj-95	223	13	2016	2016	NUM
emaj-95	223	14	)	)	PUNCT
emaj-95	223	15	|	|	ADV
emaj-95	223	16	issn	issn	VERB
emaj-95	223	17	2158	2158	NUM
emaj-95	223	18	-	-	SYM
emaj-95	223	19	8708	8708	NUM
emaj-95	223	20	(	(	PUNCT
emaj-95	223	21	online	online	NOUN
emaj-95	223	22	)	)	PUNCT
emaj-95	223	23	|	|	ADV
emaj-95	223	24	doi	doi	X
emaj-95	223	25	10.5195	10.5195	NUM
emaj-95	223	26	/	/	SYM
emaj-95	223	27	emaj.2016.95	emaj.2016.95	NOUN
emaj-95	224	1	|	|	ADV
emaj-95	224	2	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-95	224	3	factors	factor	NOUN
emaj-95	224	4	affecting	affect	VERB
emaj-95	224	5	the	the	DET
emaj-95	224	6	adoption	adoption	NOUN
emaj-95	224	7	of	of	ADP
emaj-95	224	8	mobile	mobile	ADJ
emaj-95	224	9	payment	payment	NOUN
emaj-95	224	10	systems	system	NOUN
emaj-95	224	11	:	:	PUNCT
emaj-95	224	12	an	an	DET
emaj-95	224	13	empirical	empirical	ADJ
emaj-95	224	14	analysis	analysis	NOUN
emaj-95	224	15	page	page	NOUN
emaj-95	224	16	|22|	|22|	ADJ
emaj-95	224	17	emerging	emerge	VERB
emaj-95	224	18	markets	market	NOUN
emaj-95	224	19	journal	journal	NOUN
emaj-95	224	20	generalize	generalize	VERB
emaj-95	224	21	the	the	DET
emaj-95	224	22	results	result	NOUN
emaj-95	224	23	obtained	obtain	VERB
emaj-95	224	24	from	from	ADP
emaj-95	224	25	this	this	DET
emaj-95	224	26	research	research	NOUN
emaj-95	224	27	.	.	PUNCT
emaj-95	225	1	another	another	DET
emaj-95	225	2	limitation	limitation	NOUN
emaj-95	225	3	is	be	AUX
emaj-95	225	4	that	that	SCONJ
emaj-95	225	5	,	,	PUNCT
emaj-95	225	6	due	due	ADP
emaj-95	225	7	to	to	ADP
emaj-95	225	8	limited	limited	ADJ
emaj-95	225	9	budget	budget	NOUN
emaj-95	225	10	the	the	DET
emaj-95	225	11	research	research	NOUN
emaj-95	225	12	was	be	AUX
emaj-95	225	13	failed	fail	VERB
emaj-95	225	14	to	to	PART
emaj-95	225	15	encompass	encompass	VERB
emaj-95	225	16	a	a	DET
emaj-95	225	17	wider	wide	ADJ
emaj-95	225	18	territory	territory	NOUN
emaj-95	225	19	.	.	PUNCT
emaj-95	226	1	following	follow	VERB
emaj-95	226	2	this	this	DET
emaj-95	226	3	study	study	NOUN
emaj-95	226	4	,	,	PUNCT
emaj-95	226	5	some	some	DET
emaj-95	226	6	suggestions	suggestion	NOUN
emaj-95	226	7	may	may	AUX
emaj-95	226	8	be	be	AUX
emaj-95	226	9	offered	offer	VERB
emaj-95	226	10	for	for	ADP
emaj-95	226	11	future	future	ADJ
emaj-95	226	12	studies	study	NOUN
emaj-95	226	13	.	.	PUNCT
emaj-95	227	1	the	the	DET
emaj-95	227	2	research	research	NOUN
emaj-95	227	3	was	be	AUX
emaj-95	227	4	conducted	conduct	VERB
emaj-95	227	5	solely	solely	ADV
emaj-95	227	6	in	in	ADP
emaj-95	227	7	turkey	turkey	NOUN
emaj-95	227	8	.	.	PUNCT
emaj-95	228	1	in	in	ADP
emaj-95	228	2	future	future	ADJ
emaj-95	228	3	studies	study	NOUN
emaj-95	228	4	,	,	PUNCT
emaj-95	228	5	it	it	PRON
emaj-95	228	6	is	be	AUX
emaj-95	228	7	possible	possible	ADJ
emaj-95	228	8	to	to	PART
emaj-95	228	9	conduct	conduct	VERB
emaj-95	228	10	comparative	comparative	ADJ
emaj-95	228	11	studies	study	NOUN
emaj-95	228	12	in	in	ADP
emaj-95	228	13	which	which	PRON
emaj-95	228	14	other	other	ADJ
emaj-95	228	15	factors	factor	NOUN
emaj-95	228	16	are	be	AUX
emaj-95	228	17	included	include	VERB
emaj-95	228	18	in	in	ADP
emaj-95	228	19	the	the	DET
emaj-95	228	20	research	research	NOUN
emaj-95	228	21	.	.	PUNCT
emaj-95	229	1	moreover	moreover	ADV
emaj-95	229	2	,	,	PUNCT
emaj-95	229	3	the	the	DET
emaj-95	229	4	research	research	NOUN
emaj-95	229	5	model	model	NOUN
emaj-95	229	6	might	might	AUX
emaj-95	229	7	be	be	AUX
emaj-95	229	8	tested	test	VERB
emaj-95	229	9	by	by	ADP
emaj-95	229	10	conducting	conduct	VERB
emaj-95	229	11	intercultural	intercultural	ADJ
emaj-95	229	12	research	research	NOUN
emaj-95	229	13	among	among	ADP
emaj-95	229	14	individuals	individual	NOUN
emaj-95	229	15	in	in	ADP
emaj-95	229	16	various	various	ADJ
emaj-95	229	17	countries	country	NOUN
emaj-95	229	18	.	.	PUNCT
emaj-95	230	1	references	reference	NOUN
emaj-95	230	2	adams	adams	PROPN
emaj-95	230	3	,	,	PUNCT
emaj-95	230	4	d.	d.	PROPN
emaj-95	230	5	a.	a.	PROPN
emaj-95	230	6	,	,	PUNCT
emaj-95	230	7	nelson	nelson	PROPN
emaj-95	230	8	,	,	PUNCT
emaj-95	230	9	r.	r.	PROPN
emaj-95	230	10	r.	r.	PROPN
emaj-95	230	11	,	,	PUNCT
emaj-95	230	12	&	&	CCONJ
emaj-95	230	13	todd	todd	PROPN
emaj-95	230	14	,	,	PUNCT
emaj-95	230	15	p.	p.	NOUN
emaj-95	230	16	a.	a.	NOUN
emaj-95	231	1	(	(	PUNCT
emaj-95	231	2	1992	1992	NUM
emaj-95	231	3	)	)	PUNCT
emaj-95	231	4	.	.	PUNCT
emaj-95	232	1	perceived	perceive	VERB
emaj-95	232	2	usefulness	usefulness	NOUN
emaj-95	232	3	,	,	PUNCT
emaj-95	232	4	ease	ease	NOUN
emaj-95	232	5	of	of	ADP
emaj-95	232	6	use	use	NOUN
emaj-95	232	7	,	,	PUNCT
emaj-95	232	8	and	and	CCONJ
emaj-95	232	9	usage	usage	NOUN
emaj-95	232	10	of	of	ADP
emaj-95	232	11	information	information	NOUN
emaj-95	232	12	technology	technology	NOUN
emaj-95	232	13	:	:	PUNCT
emaj-95	232	14	a	a	DET
emaj-95	232	15	replication	replication	NOUN
emaj-95	232	16	.	.	PUNCT
emaj-95	233	1	mis	mis	PROPN
emaj-95	233	2	quarterly	quarterly	PROPN
emaj-95	233	3	,	,	PUNCT
emaj-95	233	4	227	227	NUM
emaj-95	233	5	-	-	SYM
emaj-95	233	6	247	247	NUM
emaj-95	233	7	.	.	PUNCT
emaj-95	234	1	amoako	amoako	NOUN
emaj-95	234	2	-	-	PUNCT
emaj-95	234	3	gyampah	gyampah	NOUN
emaj-95	234	4	,	,	PUNCT
emaj-95	234	5	k.	k.	PROPN
emaj-95	234	6	,	,	PUNCT
emaj-95	234	7	&	&	CCONJ
emaj-95	234	8	salam	salam	PROPN
emaj-95	234	9	,	,	PUNCT
emaj-95	234	10	a.	a.	PROPN
emaj-95	234	11	f.	f.	PROPN
emaj-95	234	12	(	(	PUNCT
emaj-95	234	13	2004	2004	NUM
emaj-95	234	14	)	)	PUNCT
emaj-95	234	15	.	.	PUNCT
emaj-95	235	1	an	an	DET
emaj-95	235	2	extension	extension	NOUN
emaj-95	235	3	of	of	ADP
emaj-95	235	4	the	the	DET
emaj-95	235	5	technology	technology	NOUN
emaj-95	235	6	acceptance	acceptance	NOUN
emaj-95	235	7	model	model	NOUN
emaj-95	235	8	in	in	ADP
emaj-95	235	9	an	an	DET
emaj-95	235	10	erp	erp	NOUN
emaj-95	235	11	implementation	implementation	NOUN
emaj-95	235	12	environment	environment	NOUN
emaj-95	235	13	.	.	PUNCT
emaj-95	236	1	information	information	NOUN
emaj-95	236	2	&	&	CCONJ
emaj-95	236	3	management	management	PROPN
emaj-95	236	4	,	,	PUNCT
emaj-95	236	5	41(6	41(6	NOUN
emaj-95	236	6	)	)	PUNCT
emaj-95	236	7	,	,	PUNCT
emaj-95	236	8	731	731	NUM
emaj-95	236	9	-	-	SYM
emaj-95	236	10	745	745	NUM
emaj-95	236	11	.	.	PUNCT
emaj-95	237	1	barnes	barnes	PROPN
emaj-95	237	2	,	,	PUNCT
emaj-95	237	3	s.	s.	PROPN
emaj-95	237	4	,j	,j	PROPN
emaj-95	237	5	.	.	PUNCT
emaj-95	238	1	(	(	PUNCT
emaj-95	238	2	2002	2002	NUM
emaj-95	238	3	)	)	PUNCT
emaj-95	238	4	.	.	PUNCT
emaj-95	239	1	wireless	wireless	ADJ
emaj-95	239	2	digital	digital	ADJ
emaj-95	239	3	advertising	advertising	NOUN
emaj-95	239	4	:	:	PUNCT
emaj-95	239	5	nature	nature	NOUN
emaj-95	239	6	and	and	CCONJ
emaj-95	239	7	implications	implication	NOUN
emaj-95	239	8	.	.	PUNCT
emaj-95	240	1	international	international	ADJ
emaj-95	240	2	journal	journal	NOUN
emaj-95	240	3	of	of	ADP
emaj-95	240	4	advertising	advertising	NOUN
emaj-95	240	5	,	,	PUNCT
emaj-95	240	6	21	21	NUM
emaj-95	240	7	,	,	PUNCT
emaj-95	240	8	399–420	399–420	NUM
emaj-95	240	9	.	.	PUNCT
emaj-95	240	10	berthon	berthon	PROPN
emaj-95	240	11	,	,	PUNCT
emaj-95	241	1	p.	p.	PROPN
emaj-95	241	2	,	,	PUNCT
emaj-95	241	3	ewing	ewing	NOUN
emaj-95	241	4	,	,	PUNCT
emaj-95	241	5	m.	m.	NOUN
emaj-95	241	6	,	,	PUNCT
emaj-95	241	7	&	&	CCONJ
emaj-95	241	8	hah	hah	INTJ
emaj-95	241	9	,	,	PUNCT
emaj-95	241	10	l.	l.	PROPN
emaj-95	241	11	l.	l.	PROPN
emaj-95	241	12	(	(	PUNCT
emaj-95	241	13	2005	2005	NUM
emaj-95	241	14	)	)	PUNCT
emaj-95	241	15	.	.	PUNCT
emaj-95	242	1	captivating	captivate	VERB
emaj-95	242	2	company	company	NOUN
emaj-95	242	3	:	:	PUNCT
emaj-95	242	4	dimensions	dimension	NOUN
emaj-95	242	5	of	of	ADP
emaj-95	242	6	attractiveness	attractiveness	NOUN
emaj-95	242	7	in	in	ADP
emaj-95	242	8	employer	employer	NOUN
emaj-95	242	9	branding	branding	NOUN
emaj-95	242	10	.	.	PUNCT
emaj-95	243	1	international	international	ADJ
emaj-95	243	2	journal	journal	PROPN
emaj-95	243	3	of	of	ADP
emaj-95	243	4	advertising	advertising	NOUN
emaj-95	243	5	,	,	PUNCT
emaj-95	243	6	24(2	24(2	NUM
emaj-95	243	7	)	)	PUNCT
emaj-95	243	8	,	,	PUNCT
emaj-95	243	9	151	151	NUM
emaj-95	243	10	-	-	SYM
emaj-95	243	11	172	172	NUM
emaj-95	243	12	.	.	PUNCT
emaj-95	244	1	blöchlinger	blöchlinger	NOUN
emaj-95	244	2	,	,	PUNCT
emaj-95	244	3	m.	m.	NOUN
emaj-95	244	4	(	(	PUNCT
emaj-95	244	5	2012	2012	NUM
emaj-95	244	6	)	)	PUNCT
emaj-95	244	7	.	.	PUNCT
emaj-95	245	1	mobile	mobile	ADJ
emaj-95	245	2	payment	payment	NOUN
emaj-95	245	3	systems	system	NOUN
emaj-95	245	4	.	.	PUNCT
emaj-95	246	1	internet	internet	NOUN
emaj-95	246	2	economics	economics	PROPN
emaj-95	246	3	vi	vi	PROPN
emaj-95	246	4	,	,	PUNCT
emaj-95	246	5	41	41	NUM
emaj-95	246	6	.	.	PUNCT
emaj-95	247	1	bozkurt	bozkurt	PROPN
emaj-95	247	2	,	,	PUNCT
emaj-95	247	3	m.	m.	NOUN
emaj-95	247	4	(	(	PUNCT
emaj-95	247	5	2011	2011	NUM
emaj-95	247	6	)	)	PUNCT
emaj-95	247	7	.	.	PUNCT
emaj-95	248	1	i̇şletmelerin	i̇şletmelerin	ADV
emaj-95	248	2	i̇tibar	i̇tibar	PROPN
emaj-95	248	3	yönetimi	yönetimi	PROPN
emaj-95	248	4	faaliyetlerinin	faaliyetlerinin	PROPN
emaj-95	248	5	müşteri	müşteri	PROPN
emaj-95	248	6	tutum	tutum	PROPN
emaj-95	248	7	ve	ve	AUX
emaj-95	248	8	tercihleri	tercihleri	PROPN
emaj-95	248	9	üzerindeki	üzerindeki	PROPN
emaj-95	248	10	yansımaları	yansımaları	PROPN
emaj-95	248	11	.	.	PUNCT
emaj-95	249	1	uşak	uşak	PROPN
emaj-95	249	2	üniversitesi	üniversitesi	PROPN
emaj-95	249	3	sosyal	sosyal	PROPN
emaj-95	249	4	bilimler	bilimler	PROPN
emaj-95	249	5	dergisi,2011(7	dergisi,2011(7	PROPN
emaj-95	249	6	)	)	PUNCT
emaj-95	249	7	.	.	PUNCT
emaj-95	250	1	chau	chau	PROPN
emaj-95	250	2	,	,	PUNCT
emaj-95	250	3	p.	p.	PROPN
emaj-95	250	4	y.	y.	PROPN
emaj-95	250	5	,	,	PUNCT
emaj-95	250	6	&	&	CCONJ
emaj-95	250	7	hu	hu	PROPN
emaj-95	250	8	,	,	PUNCT
emaj-95	250	9	p.	p.	PROPN
emaj-95	250	10	j.	j.	PROPN
emaj-95	250	11	h.	h.	PROPN
emaj-95	250	12	(	(	PUNCT
emaj-95	250	13	2002	2002	NUM
emaj-95	250	14	)	)	PUNCT
emaj-95	250	15	.	.	PUNCT
emaj-95	251	1	investigating	investigate	VERB
emaj-95	251	2	healthcare	healthcare	PROPN
emaj-95	251	3	professionals	professional	NOUN
emaj-95	251	4	’	'	PUNCT
emaj-95	251	5	decisions	decision	NOUN
emaj-95	251	6	to	to	PART
emaj-95	251	7	accept	accept	VERB
emaj-95	251	8	telemedicine	telemedicine	NOUN
emaj-95	251	9	technology	technology	NOUN
emaj-95	251	10	:	:	PUNCT
emaj-95	251	11	an	an	DET
emaj-95	251	12	empirical	empirical	ADJ
emaj-95	251	13	test	test	NOUN
emaj-95	251	14	of	of	ADP
emaj-95	251	15	competing	compete	VERB
emaj-95	251	16	theories	theory	NOUN
emaj-95	251	17	.	.	PUNCT
emaj-95	252	1	information	information	NOUN
emaj-95	252	2	&	&	CCONJ
emaj-95	252	3	management	management	NOUN
emaj-95	252	4	,	,	PUNCT
emaj-95	252	5	39(4	39(4	NOUN
emaj-95	252	6	)	)	PUNCT
emaj-95	252	7	,	,	PUNCT
emaj-95	252	8	297	297	NUM
emaj-95	252	9	-	-	SYM
emaj-95	252	10	311	311	NUM
emaj-95	252	11	.	.	PUNCT
emaj-95	253	1	childers	childer	NOUN
emaj-95	253	2	,	,	PUNCT
emaj-95	253	3	t.	t.	PROPN
emaj-95	253	4	l.	l.	PROPN
emaj-95	253	5	,	,	PUNCT
emaj-95	253	6	carr	carr	PROPN
emaj-95	253	7	,	,	PUNCT
emaj-95	253	8	c.	c.	PROPN
emaj-95	253	9	l.	l.	PROPN
emaj-95	253	10	,	,	PUNCT
emaj-95	253	11	peck	peck	PROPN
emaj-95	253	12	,	,	PUNCT
emaj-95	253	13	j.	j.	PROPN
emaj-95	253	14	,	,	PUNCT
emaj-95	253	15	&	&	CCONJ
emaj-95	253	16	carson	carson	PROPN
emaj-95	253	17	,	,	PUNCT
emaj-95	253	18	s.	s.	PROPN
emaj-95	253	19	(	(	PUNCT
emaj-95	253	20	2002	2002	NUM
emaj-95	253	21	)	)	PUNCT
emaj-95	253	22	.	.	PUNCT
emaj-95	254	1	hedonic	hedonic	ADJ
emaj-95	254	2	and	and	CCONJ
emaj-95	254	3	utilitarian	utilitarian	ADJ
emaj-95	254	4	motivations	motivation	NOUN
emaj-95	254	5	for	for	ADP
emaj-95	254	6	online	online	ADJ
emaj-95	254	7	retail	retail	ADJ
emaj-95	254	8	shopping	shopping	NOUN
emaj-95	254	9	behavior	behavior	NOUN
emaj-95	254	10	.	.	PUNCT
emaj-95	255	1	journal	journal	NOUN
emaj-95	255	2	of	of	ADP
emaj-95	255	3	retailing,77(4	retailing,77(4	PROPN
emaj-95	255	4	)	)	PUNCT
emaj-95	255	5	,	,	PUNCT
emaj-95	255	6	511	511	NUM
emaj-95	255	7	-	-	SYM
emaj-95	255	8	535	535	NUM
emaj-95	255	9	.	.	PUNCT
emaj-95	256	1	davis	davis	PROPN
emaj-95	256	2	,	,	PUNCT
emaj-95	256	3	f.	f.	PROPN
emaj-95	256	4	d.	d.	PROPN
emaj-95	256	5	(	(	PUNCT
emaj-95	256	6	1989	1989	NUM
emaj-95	256	7	)	)	PUNCT
emaj-95	256	8	.	.	PUNCT
emaj-95	257	1	perceived	perceive	VERB
emaj-95	257	2	usefulness	usefulness	NOUN
emaj-95	257	3	,	,	PUNCT
emaj-95	257	4	perceived	perceive	VERB
emaj-95	257	5	ease	ease	NOUN
emaj-95	257	6	of	of	ADP
emaj-95	257	7	use	use	NOUN
emaj-95	257	8	,	,	PUNCT
emaj-95	257	9	and	and	CCONJ
emaj-95	257	10	user	user	NOUN
emaj-95	257	11	acceptance	acceptance	NOUN
emaj-95	257	12	of	of	ADP
emaj-95	257	13	information	information	NOUN
emaj-95	257	14	technology	technology	NOUN
emaj-95	257	15	.	.	PUNCT
emaj-95	258	1	mis	mis	PROPN
emaj-95	258	2	quarterly	quarterly	PROPN
emaj-95	258	3	,	,	PUNCT
emaj-95	258	4	319	319	NUM
emaj-95	258	5	-	-	SYM
emaj-95	258	6	340	340	NUM
emaj-95	258	7	.	.	PUNCT
emaj-95	259	1	demircan	demircan	PROPN
emaj-95	259	2	,	,	PUNCT
emaj-95	259	3	n.	n.	NOUN
emaj-95	259	4	,	,	PUNCT
emaj-95	259	5	&	&	CCONJ
emaj-95	259	6	ceylan	ceylan	PROPN
emaj-95	259	7	,	,	PUNCT
emaj-95	259	8	a.	a.	NOUN
emaj-95	259	9	(	(	PUNCT
emaj-95	259	10	2003	2003	NUM
emaj-95	259	11	)	)	PUNCT
emaj-95	259	12	.	.	PUNCT
emaj-95	260	1	örgütsel	örgütsel	NOUN
emaj-95	260	2	güven	güven	PROPN
emaj-95	260	3	kavramı	kavramı	PROPN
emaj-95	260	4	:	:	PUNCT
emaj-95	260	5	nedenleri	nedenleri	PROPN
emaj-95	260	6	ve	ve	PROPN
emaj-95	260	7	sonuçları	sonuçları	PROPN
emaj-95	260	8	.	.	PUNCT
emaj-95	261	1	yönetim	yönetim	PROPN
emaj-95	261	2	ve	ve	PROPN
emaj-95	261	3	ekonomi	ekonomi	PROPN
emaj-95	261	4	:	:	PUNCT
emaj-95	261	5	celal	celal	PROPN
emaj-95	261	6	bayar	bayar	PROPN
emaj-95	261	7	üniversitesi	üniversitesi	PROPN
emaj-95	261	8	i̇ktisadi	i̇ktisadi	PROPN
emaj-95	261	9	ve	ve	ADP
emaj-95	261	10	i̇dari	i̇dari	ADJ
emaj-95	261	11	bilimler	bilimler	PROPN
emaj-95	261	12	fakültesi	fakültesi	PROPN
emaj-95	261	13	dergisi	dergisi	PROPN
emaj-95	261	14	,	,	PUNCT
emaj-95	261	15	10(2	10(2	NUM
emaj-95	261	16	)	)	PUNCT
emaj-95	261	17	,	,	PUNCT
emaj-95	261	18	139150	139150	NUM
emaj-95	261	19	.	.	PUNCT
emaj-95	262	1	devaraj	devaraj	PROPN
emaj-95	262	2	,	,	PUNCT
emaj-95	262	3	s.	s.	PROPN
emaj-95	262	4	,	,	PUNCT
emaj-95	262	5	fan	fan	PROPN
emaj-95	262	6	,	,	PUNCT
emaj-95	262	7	m.	m.	NOUN
emaj-95	262	8	,	,	PUNCT
emaj-95	262	9	&	&	CCONJ
emaj-95	262	10	kohli	kohli	PROPN
emaj-95	262	11	,	,	PUNCT
emaj-95	262	12	r.	r.	PROPN
emaj-95	262	13	(	(	PUNCT
emaj-95	262	14	2002	2002	NUM
emaj-95	262	15	)	)	PUNCT
emaj-95	262	16	.	.	PUNCT
emaj-95	263	1	antecedents	antecedent	NOUN
emaj-95	263	2	of	of	ADP
emaj-95	263	3	b2c	b2c	ADJ
emaj-95	263	4	channel	channel	NOUN
emaj-95	263	5	satisfaction	satisfaction	NOUN
emaj-95	263	6	and	and	CCONJ
emaj-95	263	7	preference	preference	NOUN
emaj-95	263	8	:	:	PUNCT
emaj-95	263	9	validating	validate	VERB
emaj-95	263	10	e	e	NOUN
emaj-95	263	11	-	-	ADJ
emaj-95	263	12	commerce	commerce	NOUN
emaj-95	263	13	metrics	metric	NOUN
emaj-95	263	14	.	.	PUNCT
emaj-95	264	1	information	information	NOUN
emaj-95	264	2	systems	system	NOUN
emaj-95	264	3	research	research	NOUN
emaj-95	264	4	,	,	PUNCT
emaj-95	264	5	13(3	13(3	NUM
emaj-95	264	6	)	)	PUNCT
emaj-95	264	7	,	,	PUNCT
emaj-95	264	8	316	316	NUM
emaj-95	264	9	-	-	SYM
emaj-95	264	10	333	333	NUM
emaj-95	264	11	.	.	PUNCT
emaj-95	265	1	fornell	fornell	PROPN
emaj-95	265	2	,	,	PUNCT
emaj-95	265	3	c.	c.	PROPN
emaj-95	265	4	,	,	PUNCT
emaj-95	265	5	&	&	CCONJ
emaj-95	265	6	larcker	larcker	PROPN
emaj-95	265	7	,	,	PUNCT
emaj-95	265	8	d.	d.	PROPN
emaj-95	265	9	f.	f.	PROPN
emaj-95	265	10	(	(	PUNCT
emaj-95	265	11	1981	1981	NUM
emaj-95	265	12	)	)	PUNCT
emaj-95	265	13	.	.	PUNCT
emaj-95	266	1	evaluating	evaluate	VERB
emaj-95	266	2	structural	structural	ADJ
emaj-95	266	3	equation	equation	NOUN
emaj-95	266	4	models	model	NOUN
emaj-95	266	5	with	with	ADP
emaj-95	266	6	unobservable	unobservable	ADJ
emaj-95	266	7	variables	variable	NOUN
emaj-95	266	8	and	and	CCONJ
emaj-95	266	9	measurement	measurement	NOUN
emaj-95	266	10	error	error	NOUN
emaj-95	266	11	.	.	PUNCT
emaj-95	267	1	journal	journal	NOUN
emaj-95	267	2	of	of	ADP
emaj-95	267	3	marketing	marketing	NOUN
emaj-95	267	4	research	research	NOUN
emaj-95	267	5	,	,	PUNCT
emaj-95	267	6	39	39	NUM
emaj-95	267	7	-	-	SYM
emaj-95	267	8	50	50	NUM
emaj-95	267	9	.	.	PUNCT
emaj-95	268	1	http://dx.doi.org/10.2307/3151312	http://dx.doi.org/10.2307/3151312	PROPN
emaj-95	268	2	gefen	gefen	NOUN
emaj-95	268	3	,	,	PUNCT
emaj-95	268	4	d.	d.	PROPN
emaj-95	268	5	,	,	PUNCT
emaj-95	268	6	&	&	CCONJ
emaj-95	268	7	straub	straub	PROPN
emaj-95	268	8	,	,	PUNCT
emaj-95	268	9	d.	d.	PROPN
emaj-95	268	10	w.	w.	PROPN
emaj-95	268	11	(	(	PUNCT
emaj-95	268	12	2000	2000	NUM
emaj-95	268	13	)	)	PUNCT
emaj-95	268	14	.	.	PUNCT
emaj-95	269	1	the	the	DET
emaj-95	269	2	relative	relative	ADJ
emaj-95	269	3	importance	importance	NOUN
emaj-95	269	4	of	of	ADP
emaj-95	269	5	perceived	perceive	VERB
emaj-95	269	6	ease	ease	NOUN
emaj-95	269	7	of	of	ADP
emaj-95	269	8	use	use	NOUN
emaj-95	269	9	in	in	ADP
emaj-95	269	10	is	be	AUX
emaj-95	269	11	adoption	adoption	NOUN
emaj-95	269	12	:	:	PUNCT
emaj-95	269	13	a	a	DET
emaj-95	269	14	study	study	NOUN
emaj-95	269	15	of	of	ADP
emaj-95	269	16	ecommerce	ecommerce	NOUN
emaj-95	269	17	adoption	adoption	NOUN
emaj-95	269	18	.	.	PUNCT
emaj-95	270	1	journal	journal	NOUN
emaj-95	270	2	of	of	ADP
emaj-95	270	3	the	the	DET
emaj-95	270	4	association	association	NOUN
emaj-95	270	5	for	for	ADP
emaj-95	270	6	information	information	NOUN
emaj-95	270	7	systems	system	NOUN
emaj-95	270	8	,	,	PUNCT
emaj-95	270	9	1(1	1(1	NUM
emaj-95	270	10	)	)	PUNCT
emaj-95	270	11	,	,	PUNCT
emaj-95	270	12	8	8	NUM
emaj-95	270	13	.	.	X
emaj-95	270	14	gefen	gefen	NOUN
emaj-95	270	15	,	,	PUNCT
emaj-95	270	16	d.	d.	PROPN
emaj-95	270	17	,	,	PUNCT
emaj-95	270	18	karahanna	karahanna	PROPN
emaj-95	270	19	,	,	PUNCT
emaj-95	270	20	e.	e.	PROPN
emaj-95	270	21	,	,	PUNCT
emaj-95	270	22	&	&	CCONJ
emaj-95	270	23	straub	straub	PROPN
emaj-95	270	24	,	,	PUNCT
emaj-95	270	25	d.	d.	PROPN
emaj-95	270	26	w.	w.	PROPN
emaj-95	270	27	(	(	PUNCT
emaj-95	270	28	2003	2003	NUM
emaj-95	270	29	)	)	PUNCT
emaj-95	270	30	.	.	PUNCT
emaj-95	271	1	trust	trust	NOUN
emaj-95	271	2	and	and	CCONJ
emaj-95	271	3	tam	tam	X
emaj-95	271	4	in	in	ADP
emaj-95	271	5	online	online	ADJ
emaj-95	271	6	shopping	shopping	NOUN
emaj-95	271	7	:	:	PUNCT
emaj-95	271	8	an	an	DET
emaj-95	271	9	integrated	integrated	ADJ
emaj-95	271	10	model	model	NOUN
emaj-95	271	11	.	.	PUNCT
emaj-95	272	1	mis	mis	PROPN
emaj-95	272	2	quarterly	quarterly	PROPN
emaj-95	272	3	,	,	PUNCT
emaj-95	272	4	27(1	27(1	NUM
emaj-95	272	5	)	)	PUNCT
emaj-95	272	6	,	,	PUNCT
emaj-95	272	7	51	51	NUM
emaj-95	272	8	-	-	SYM
emaj-95	272	9	90	90	NUM
emaj-95	272	10	.	.	PUNCT
emaj-95	273	1	hair	hair	PROPN
emaj-95	273	2	j.f	j.f	PROPN
emaj-95	273	3	.	.	PROPN
emaj-95	273	4	,	,	PUNCT
emaj-95	273	5	anderson	anderson	PROPN
emaj-95	273	6	r.e	r.e	PROPN
emaj-95	273	7	.	.	PROPN
emaj-95	273	8	,	,	PUNCT
emaj-95	273	9	tahtam	tahtam	PROPN
emaj-95	273	10	r.l	r.l	PROPN
emaj-95	273	11	.	.	PROPN
emaj-95	274	1	and	and	CCONJ
emaj-95	274	2	balck	balck	PROPN
emaj-95	274	3	v.c	v.c	PROPN
emaj-95	274	4	..	..	PUNCT
emaj-95	274	5	(	(	PUNCT
emaj-95	274	6	1995	1995	NUM
emaj-95	274	7	)	)	PUNCT
emaj-95	274	8	,	,	PUNCT
emaj-95	274	9	multivarite	multivarite	ADJ
emaj-95	274	10	data	datum	NOUN
emaj-95	274	11	analysis	analysis	NOUN
emaj-95	274	12	with	with	ADP
emaj-95	274	13	reading	read	VERB
emaj-95	274	14	”	"	PUNCT
emaj-95	274	15	prentice	prentice	NOUN
emaj-95	274	16	hall	hall	NOUN
emaj-95	274	17	,	,	PUNCT
emaj-95	274	18	international	international	PROPN
emaj-95	274	19	inc	inc	PROPN
emaj-95	274	20	,	,	PUNCT
emaj-95	274	21	a	a	DET
emaj-95	274	22	viacorn	viacorn	ADJ
emaj-95	274	23	company	company	NOUN
emaj-95	274	24	,	,	PUNCT
emaj-95	274	25	new	new	PROPN
emaj-95	274	26	jersey	jersey	PROPN
emaj-95	274	27	.	.	PUNCT
emaj-95	275	1	huang	huang	PROPN
emaj-95	275	2	,	,	PUNCT
emaj-95	275	3	e.	e.	PROPN
emaj-95	275	4	(	(	PUNCT
emaj-95	275	5	2005	2005	NUM
emaj-95	275	6	)	)	PUNCT
emaj-95	275	7	.	.	PUNCT
emaj-95	276	1	the	the	DET
emaj-95	276	2	acceptance	acceptance	NOUN
emaj-95	276	3	of	of	ADP
emaj-95	276	4	womencentric	womencentric	ADJ
emaj-95	276	5	websites	website	NOUN
emaj-95	276	6	.	.	PUNCT
emaj-95	277	1	the	the	DET
emaj-95	277	2	journal	journal	NOUN
emaj-95	277	3	of	of	ADP
emaj-95	277	4	computer	computer	NOUN
emaj-95	277	5	information	information	NOUN
emaj-95	277	6	systems	system	NOUN
emaj-95	277	7	,	,	PUNCT
emaj-95	277	8	45(4	45(4	NUM
emaj-95	277	9	)	)	PUNCT
emaj-95	277	10	,	,	PUNCT
emaj-95	277	11	75	75	NUM
emaj-95	277	12	.	.	PUNCT
emaj-95	278	1	iab	iab	PROPN
emaj-95	278	2	(	(	PUNCT
emaj-95	278	3	2010	2010	NUM
emaj-95	278	4	)	)	PUNCT
emaj-95	278	5	,	,	PUNCT
emaj-95	278	6	$	$	SYM
emaj-95	278	7	6.4	6.4	NUM
emaj-95	278	8	billion	billion	NUM
emaj-95	278	9	in	in	ADP
emaj-95	278	10	q3	q3	PROPN
emaj-95	278	11	2010	2010	NUM
emaj-95	278	12	sets	set	VERB
emaj-95	278	13	new	new	ADJ
emaj-95	278	14	record	record	NOUN
emaj-95	278	15	for	for	ADP
emaj-95	278	16	internet	internet	NOUN
emaj-95	278	17	advertising	advertising	NOUN
emaj-95	278	18	revenues	revenue	NOUN
emaj-95	278	19	,	,	PUNCT
emaj-95	278	20	retrieved	retrieve	VERB
emaj-95	278	21	from	from	ADP
emaj-95	278	22	http://www.iab.net/about_the_iab/recen	http://www.iab.net/about_the_iab/recen	PROPN
emaj-95	278	23	t_press_releases	t_press_release	NOUN
emaj-95	278	24	/	/	SYM
emaj-95	278	25	press_release_archive/	press_release_archive/	PROPN
emaj-95	278	26	http://www.iab.net/about_the_iab/recent_press_releases/press_release_archive/press_release/pr-111710	http://www.iab.net/about_the_iab/recent_press_releases/press_release_archive/press_release/pr-111710	ADJ
emaj-95	278	27	http://www.iab.net/about_the_iab/recent_press_releases/press_release_archive/press_release/pr-111710	http://www.iab.net/about_the_iab/recent_press_releases/press_release_archive/press_release/pr-111710	ADJ
emaj-95	278	28	volume	volume	NOUN
emaj-95	278	29	6	6	NUM
emaj-95	278	30	no	no	DET
emaj-95	278	31	1	1	NUM
emaj-95	278	32	(	(	PUNCT
emaj-95	278	33	2016	2016	NUM
emaj-95	278	34	)	)	PUNCT
emaj-95	278	35	|	|	ADV
emaj-95	278	36	issn	issn	VERB
emaj-95	278	37	2158	2158	NUM
emaj-95	278	38	-	-	SYM
emaj-95	278	39	8708	8708	NUM
emaj-95	278	40	(	(	PUNCT
emaj-95	278	41	online	online	NOUN
emaj-95	278	42	)	)	PUNCT
emaj-95	278	43	|	|	ADV
emaj-95	278	44	doi	doi	X
emaj-95	278	45	10.5195	10.5195	NUM
emaj-95	278	46	/	/	SYM
emaj-95	278	47	emaj.2016.95	emaj.2016.95	NOUN
emaj-95	279	1	|	|	ADV
emaj-95	279	2	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-95	279	3	i̇kram	i̇kram	PROPN
emaj-95	279	4	daştan	daştan	PROPN
emaj-95	279	5	,	,	PUNCT
emaj-95	279	6	cem	cem	NOUN
emaj-95	279	7	gürler	gürler	NOUN
emaj-95	279	8	emerging	emerge	VERB
emaj-95	279	9	markets	market	NOUN
emaj-95	279	10	journal	journal	NOUN
emaj-95	280	1	|	|	ADV
emaj-95	280	2	p	p	NOUN
emaj-95	280	3	a	a	DET
emaj-95	280	4	g	g	NOUN
emaj-95	280	5	e	e	NOUN
emaj-95	280	6	|23	|23	X
emaj-95	280	7	press_release	press_release	VERB
emaj-95	280	8	/	/	SYM
emaj-95	280	9	pr-111710	pr-111710	ADJ
emaj-95	280	10	(	(	PUNCT
emaj-95	280	11	access	access	NOUN
emaj-95	280	12	date	date	NOUN
emaj-95	280	13	:	:	PUNCT
emaj-95	280	14	03.03.2014	03.03.2014	X
emaj-95	280	15	)	)	PUNCT
emaj-95	280	16	ipsos	ipsos	PROPN
emaj-95	280	17	ing	ing	NOUN
emaj-95	280	18	(	(	PUNCT
emaj-95	280	19	2015	2015	NUM
emaj-95	280	20	)	)	PUNCT
emaj-95	280	21	http://www.ing.com/web/file?uuid=fde	http://www.ing.com/web/file?uuid=fde	NOUN
emaj-95	280	22	0bb20	0bb20	PROPN
emaj-95	280	23	-	-	PUNCT
emaj-95	280	24	c23c-4a70	c23c-4a70	NOUN
emaj-95	280	25	-	-	PUNCT
emaj-95	280	26	9b587ed3d6ec95e2&owner	9b587ed3d6ec95e2&owner	NUM
emaj-95	280	27	=	=	NOUN
emaj-95	280	28	b03bc017e0db-4b5d	b03bc017e0db-4b5d	NOUN
emaj-95	280	29	-	-	PUNCT
emaj-95	280	30	abbf003b12934429&contentid=33730	abbf003b12934429&contentid=33730	NOUN
emaj-95	280	31	(	(	PUNCT
emaj-95	280	32	access	access	NOUN
emaj-95	280	33	date	date	NOUN
emaj-95	280	34	:	:	PUNCT
emaj-95	280	35	10.11.2015	10.11.2015	NUM
emaj-95	280	36	)	)	PUNCT
emaj-95	280	37	jin	jin	NOUN
emaj-95	280	38	,	,	PUNCT
emaj-95	280	39	b.	b.	PROPN
emaj-95	280	40	,	,	PUNCT
emaj-95	280	41	yong	yong	PROPN
emaj-95	280	42	park	park	PROPN
emaj-95	280	43	,	,	PUNCT
emaj-95	280	44	j.	j.	PROPN
emaj-95	280	45	,	,	PUNCT
emaj-95	280	46	&	&	CCONJ
emaj-95	280	47	kim	kim	PROPN
emaj-95	280	48	,	,	PUNCT
emaj-95	280	49	j.	j.	PROPN
emaj-95	280	50	(	(	PUNCT
emaj-95	280	51	2008	2008	NUM
emaj-95	280	52	)	)	PUNCT
emaj-95	280	53	.	.	PUNCT
emaj-95	281	1	crosscultural	crosscultural	ADJ
emaj-95	281	2	examination	examination	NOUN
emaj-95	281	3	of	of	ADP
emaj-95	281	4	the	the	DET
emaj-95	281	5	relationships	relationship	NOUN
emaj-95	281	6	among	among	ADP
emaj-95	281	7	firm	firm	ADJ
emaj-95	281	8	reputation	reputation	NOUN
emaj-95	281	9	,	,	PUNCT
emaj-95	281	10	esatisfaction	esatisfaction	NOUN
emaj-95	281	11	,	,	PUNCT
emaj-95	281	12	e	e	NOUN
emaj-95	281	13	-	-	NOUN
emaj-95	281	14	trust	trust	NOUN
emaj-95	281	15	,	,	PUNCT
emaj-95	281	16	and	and	CCONJ
emaj-95	281	17	eloyalty.international	eloyalty.international	ADJ
emaj-95	281	18	marketing	marketing	NOUN
emaj-95	281	19	review	review	NOUN
emaj-95	281	20	,	,	PUNCT
emaj-95	281	21	25(3	25(3	NUM
emaj-95	281	22	)	)	PUNCT
emaj-95	281	23	,	,	PUNCT
emaj-95	281	24	324	324	NUM
emaj-95	281	25	-	-	SYM
emaj-95	281	26	337	337	NUM
emaj-95	281	27	.	.	PUNCT
emaj-95	282	1	kalkan	kalkan	PROPN
emaj-95	282	2	,	,	PUNCT
emaj-95	282	3	a.	a.	NOUN
emaj-95	282	4	(	(	PUNCT
emaj-95	282	5	2011	2011	NUM
emaj-95	282	6	)	)	PUNCT
emaj-95	282	7	.	.	PUNCT
emaj-95	283	1	kişisel	kişisel	PROPN
emaj-95	283	2	tutum	tutum	PROPN
emaj-95	283	3	,	,	PUNCT
emaj-95	283	4	öznel	öznel	NOUN
emaj-95	283	5	norm	norm	NOUN
emaj-95	283	6	ve	ve	PROPN
emaj-95	283	7	algılanan	algılanan	NOUN
emaj-95	283	8	davranış	davranış	NOUN
emaj-95	283	9	kontrolünün	kontrolünün	PROPN
emaj-95	283	10	girişimcilik	girişimcilik	PROPN
emaj-95	283	11	niyeti	niyeti	PROPN
emaj-95	283	12	üzerindeki	üzerindeki	PROPN
emaj-95	283	13	etkisi	etkisi	VERB
emaj-95	283	14	:	:	PUNCT
emaj-95	283	15	üniversite	üniversite	ADJ
emaj-95	283	16	öğrencileri	öğrencileri	PROPN
emaj-95	283	17	üzerine	üzerine	PROPN
emaj-95	283	18	bir	bir	PROPN
emaj-95	283	19	uygulama	uygulama	PROPN
emaj-95	283	20	.	.	PUNCT
emaj-95	284	1	journal	journal	PROPN
emaj-95	284	2	of	of	ADP
emaj-95	284	3	süleyman	süleyman	PROPN
emaj-95	284	4	demirel	demirel	PROPN
emaj-95	284	5	university	university	PROPN
emaj-95	284	6	institute	institute	PROPN
emaj-95	284	7	of	of	ADP
emaj-95	284	8	social	social	ADJ
emaj-95	284	9	sciences	science	NOUN
emaj-95	284	10	year	year	NOUN
emaj-95	284	11	,	,	PUNCT
emaj-95	284	12	2(14	2(14	NUM
emaj-95	284	13	)	)	PUNCT
emaj-95	284	14	.	.	PUNCT
emaj-95	285	1	kannan	kannan	PROPN
emaj-95	285	2	,	,	PUNCT
emaj-95	285	3	p.	p.	PROPN
emaj-95	285	4	k.	k.	PROPN
emaj-95	285	5	,	,	PUNCT
emaj-95	285	6	chang	chang	PROPN
emaj-95	285	7	,	,	PUNCT
emaj-95	285	8	a.	a.	NOUN
emaj-95	285	9	m.	m.	NOUN
emaj-95	285	10	,	,	PUNCT
emaj-95	285	11	&	&	CCONJ
emaj-95	285	12	whinston	whinston	PROPN
emaj-95	285	13	,	,	PUNCT
emaj-95	285	14	a.	a.	PROPN
emaj-95	285	15	b.	b.	PROPN
emaj-95	285	16	(	(	PUNCT
emaj-95	285	17	2001	2001	NUM
emaj-95	285	18	)	)	PUNCT
emaj-95	285	19	.	.	PUNCT
emaj-95	286	1	wireless	wireless	PROPN
emaj-95	286	2	commerce	commerce	PROPN
emaj-95	286	3	:	:	PUNCT
emaj-95	286	4	marketing	marketing	NOUN
emaj-95	286	5	issues	issue	NOUN
emaj-95	286	6	and	and	CCONJ
emaj-95	286	7	possibilities	possibility	NOUN
emaj-95	286	8	.	.	PUNCT
emaj-95	287	1	in	in	ADP
emaj-95	287	2	system	system	NOUN
emaj-95	287	3	sciences	science	NOUN
emaj-95	287	4	.	.	PUNCT
emaj-95	288	1	proceedings	proceeding	NOUN
emaj-95	288	2	of	of	ADP
emaj-95	288	3	the	the	DET
emaj-95	288	4	34th	34th	ADJ
emaj-95	288	5	annual	annual	ADJ
emaj-95	288	6	hawaii	hawaii	PROPN
emaj-95	288	7	international	international	PROPN
emaj-95	288	8	conference	conference	NOUN
emaj-95	288	9	on	on	ADP
emaj-95	288	10	system	system	NOUN
emaj-95	288	11	sciences	sciences	PROPN
emaj-95	288	12	.	.	PUNCT
emaj-95	289	1	ieee	ieee	PROPN
emaj-95	289	2	.	.	PUNCT
emaj-95	290	1	karatepe	karatepe	PROPN
emaj-95	290	2	,	,	PUNCT
emaj-95	290	3	s.	s.	PROPN
emaj-95	290	4	(	(	PUNCT
emaj-95	290	5	2008	2008	NUM
emaj-95	290	6	)	)	PUNCT
emaj-95	290	7	.	.	PUNCT
emaj-95	291	1	i̇tibar	i̇tibar	PROPN
emaj-95	291	2	yönetimi	yönetimi	PROPN
emaj-95	291	3	:	:	PUNCT
emaj-95	291	4	halkla	halkla	PROPN
emaj-95	291	5	ilişkilerde	ilişkilerde	PROPN
emaj-95	291	6	güven	güven	PROPN
emaj-95	291	7	yaratma.elektronik	yaratma.elektronik	PUNCT
emaj-95	291	8	sosyal	sosyal	PROPN
emaj-95	291	9	bilimler	bilimler	PROPN
emaj-95	291	10	dergisi	dergisi	PROPN
emaj-95	291	11	,	,	PUNCT
emaj-95	291	12	23(23	23(23	NOUN
emaj-95	291	13	)	)	PUNCT
emaj-95	291	14	.	.	PUNCT
emaj-95	292	1	karnouskos	karnouskos	PROPN
emaj-95	292	2	,	,	PUNCT
emaj-95	292	3	s.	s.	PROPN
emaj-95	292	4	(	(	PUNCT
emaj-95	292	5	2004	2004	NUM
emaj-95	292	6	)	)	PUNCT
emaj-95	292	7	.	.	PUNCT
emaj-95	293	1	mobile	mobile	ADJ
emaj-95	293	2	payment	payment	NOUN
emaj-95	293	3	:	:	PUNCT
emaj-95	293	4	a	a	DET
emaj-95	293	5	journey	journey	NOUN
emaj-95	293	6	through	through	ADP
emaj-95	293	7	existing	exist	VERB
emaj-95	293	8	procedures	procedure	NOUN
emaj-95	293	9	and	and	CCONJ
emaj-95	293	10	standardization	standardization	NOUN
emaj-95	293	11	initiatives	initiative	NOUN
emaj-95	293	12	.	.	PUNCT
emaj-95	294	1	communications	communication	NOUN
emaj-95	294	2	surveys	survey	NOUN
emaj-95	294	3	&	&	CCONJ
emaj-95	294	4	tutorials	tutorial	NOUN
emaj-95	294	5	,	,	PUNCT
emaj-95	294	6	ieee,6(4	ieee,6(4	PROPN
emaj-95	294	7	)	)	PUNCT
emaj-95	294	8	,	,	PUNCT
emaj-95	294	9	44	44	NUM
emaj-95	294	10	-	-	SYM
emaj-95	294	11	66	66	NUM
emaj-95	294	12	.	.	PUNCT
emaj-95	295	1	karnouskos	karnouskos	PROPN
emaj-95	295	2	,	,	PUNCT
emaj-95	295	3	s.	s.	PROPN
emaj-95	295	4	,	,	PUNCT
emaj-95	295	5	hondroudaki	hondroudaki	PROPN
emaj-95	295	6	,	,	PUNCT
emaj-95	295	7	a.	a.	NOUN
emaj-95	295	8	,	,	PUNCT
emaj-95	295	9	vilmos	vilmos	PROPN
emaj-95	295	10	,	,	PUNCT
emaj-95	295	11	a.	a.	NOUN
emaj-95	295	12	,	,	PUNCT
emaj-95	295	13	&	&	CCONJ
emaj-95	295	14	csik	csik	PROPN
emaj-95	295	15	,	,	PUNCT
emaj-95	295	16	b.	b.	PROPN
emaj-95	295	17	(	(	PUNCT
emaj-95	295	18	2004	2004	NUM
emaj-95	295	19	)	)	PUNCT
emaj-95	295	20	.	.	PUNCT
emaj-95	296	1	security	security	NOUN
emaj-95	296	2	,	,	PUNCT
emaj-95	296	3	trust	trust	NOUN
emaj-95	296	4	and	and	CCONJ
emaj-95	296	5	privacy	privacy	NOUN
emaj-95	296	6	in	in	ADP
emaj-95	296	7	the	the	DET
emaj-95	296	8	secure	secure	ADJ
emaj-95	296	9	mobile	mobile	ADJ
emaj-95	296	10	payment	payment	NOUN
emaj-95	296	11	service	service	NOUN
emaj-95	296	12	.	.	PUNCT
emaj-95	297	1	in	in	ADP
emaj-95	297	2	3rd	3rd	ADJ
emaj-95	297	3	international	international	ADJ
emaj-95	297	4	conference	conference	NOUN
emaj-95	297	5	on	on	ADP
emaj-95	297	6	mobile	mobile	ADJ
emaj-95	297	7	business	business	NOUN
emaj-95	297	8	(	(	PUNCT
emaj-95	297	9	pp	pp	ADJ
emaj-95	297	10	.	.	NOUN
emaj-95	297	11	35	35	NUM
emaj-95	297	12	)	)	PUNCT
emaj-95	297	13	.	.	PUNCT
emaj-95	298	1	kim	kim	PROPN
emaj-95	298	2	,	,	PUNCT
emaj-95	298	3	b.	b.	PROPN
emaj-95	298	4	g.	g.	PROPN
emaj-95	298	5	,	,	PUNCT
emaj-95	298	6	park	park	PROPN
emaj-95	298	7	,	,	PUNCT
emaj-95	298	8	s.	s.	PROPN
emaj-95	298	9	c.	c.	PROPN
emaj-95	298	10	,	,	PUNCT
emaj-95	298	11	&	&	CCONJ
emaj-95	298	12	lee	lee	PROPN
emaj-95	298	13	,	,	PUNCT
emaj-95	298	14	k.	k.	PROPN
emaj-95	298	15	j.	j.	PROPN
emaj-95	298	16	(	(	PUNCT
emaj-95	298	17	2008	2008	NUM
emaj-95	298	18	)	)	PUNCT
emaj-95	298	19	.	.	PUNCT
emaj-95	299	1	a	a	DET
emaj-95	299	2	structural	structural	ADJ
emaj-95	299	3	equation	equation	NOUN
emaj-95	299	4	modeling	modeling	NOUN
emaj-95	299	5	of	of	ADP
emaj-95	299	6	the	the	DET
emaj-95	299	7	internet	internet	NOUN
emaj-95	299	8	acceptance	acceptance	NOUN
emaj-95	299	9	in	in	ADP
emaj-95	299	10	korea	korea	PROPN
emaj-95	299	11	.	.	PUNCT
emaj-95	300	1	electronic	electronic	ADJ
emaj-95	300	2	commerce	commerce	PROPN
emaj-95	300	3	research	research	NOUN
emaj-95	300	4	and	and	CCONJ
emaj-95	300	5	applications	application	NOUN
emaj-95	300	6	,	,	PUNCT
emaj-95	300	7	6(4	6(4	NUM
emaj-95	300	8	)	)	PUNCT
emaj-95	300	9	,	,	PUNCT
emaj-95	300	10	425	425	NUM
emaj-95	300	11	-	-	SYM
emaj-95	300	12	432	432	NUM
emaj-95	300	13	.	.	PUNCT
emaj-95	301	1	kim	kim	PROPN
emaj-95	301	2	,	,	PUNCT
emaj-95	301	3	c.	c.	PROPN
emaj-95	301	4	,	,	PUNCT
emaj-95	301	5	mirusmonov	mirusmonov	PROPN
emaj-95	301	6	,	,	PUNCT
emaj-95	301	7	m.	m.	NOUN
emaj-95	301	8	,	,	PUNCT
emaj-95	301	9	&	&	CCONJ
emaj-95	301	10	lee	lee	PROPN
emaj-95	301	11	,	,	PUNCT
emaj-95	301	12	i.	i.	PROPN
emaj-95	301	13	(	(	PUNCT
emaj-95	301	14	2010	2010	NUM
emaj-95	301	15	)	)	PUNCT
emaj-95	301	16	.	.	PUNCT
emaj-95	302	1	an	an	DET
emaj-95	302	2	empirical	empirical	ADJ
emaj-95	302	3	examination	examination	NOUN
emaj-95	302	4	of	of	ADP
emaj-95	302	5	factors	factor	NOUN
emaj-95	302	6	influencing	influence	VERB
emaj-95	302	7	the	the	DET
emaj-95	302	8	intention	intention	NOUN
emaj-95	302	9	to	to	PART
emaj-95	302	10	use	use	VERB
emaj-95	302	11	mobile	mobile	ADJ
emaj-95	302	12	payment	payment	NOUN
emaj-95	302	13	.	.	PUNCT
emaj-95	303	1	computers	computer	NOUN
emaj-95	303	2	in	in	ADP
emaj-95	303	3	human	human	ADJ
emaj-95	303	4	behavior	behavior	NOUN
emaj-95	303	5	,	,	PUNCT
emaj-95	303	6	26(3	26(3	NUM
emaj-95	303	7	)	)	PUNCT
emaj-95	303	8	,	,	PUNCT
emaj-95	303	9	310	310	NUM
emaj-95	303	10	-	-	SYM
emaj-95	303	11	322	322	NUM
emaj-95	303	12	.	.	PUNCT
emaj-95	304	1	kim	kim	PROPN
emaj-95	304	2	,	,	PUNCT
emaj-95	304	3	c.	c.	PROPN
emaj-95	304	4	,	,	PUNCT
emaj-95	304	5	tao	tao	PROPN
emaj-95	304	6	,	,	PUNCT
emaj-95	304	7	w.	w.	PROPN
emaj-95	304	8	,	,	PUNCT
emaj-95	304	9	shin	shin	PROPN
emaj-95	304	10	,	,	PUNCT
emaj-95	304	11	n.	n.	NOUN
emaj-95	304	12	,	,	PUNCT
emaj-95	304	13	&	&	CCONJ
emaj-95	304	14	kim	kim	PROPN
emaj-95	304	15	,	,	PUNCT
emaj-95	304	16	k.	k.	PROPN
emaj-95	304	17	s.	s.	PROPN
emaj-95	304	18	(	(	PUNCT
emaj-95	304	19	2010	2010	NUM
emaj-95	304	20	)	)	PUNCT
emaj-95	304	21	.	.	PUNCT
emaj-95	305	1	an	an	DET
emaj-95	305	2	empirical	empirical	ADJ
emaj-95	305	3	study	study	NOUN
emaj-95	305	4	of	of	ADP
emaj-95	305	5	customers	customer	NOUN
emaj-95	305	6	’	’	PART
emaj-95	305	7	perceptions	perception	NOUN
emaj-95	305	8	of	of	ADP
emaj-95	305	9	security	security	NOUN
emaj-95	305	10	and	and	CCONJ
emaj-95	305	11	trust	trust	NOUN
emaj-95	305	12	in	in	ADP
emaj-95	305	13	e	e	NOUN
emaj-95	305	14	-	-	NOUN
emaj-95	305	15	payment	payment	NOUN
emaj-95	305	16	systems	system	NOUN
emaj-95	305	17	.	.	PUNCT
emaj-95	306	1	electronic	electronic	ADJ
emaj-95	306	2	commerce	commerce	NOUN
emaj-95	306	3	research	research	NOUN
emaj-95	306	4	and	and	CCONJ
emaj-95	306	5	applications	application	NOUN
emaj-95	306	6	,	,	PUNCT
emaj-95	306	7	9(1	9(1	NUM
emaj-95	306	8	)	)	PUNCT
emaj-95	306	9	,	,	PUNCT
emaj-95	306	10	84	84	NUM
emaj-95	306	11	-	-	SYM
emaj-95	306	12	95	95	NUM
emaj-95	306	13	.	.	PUNCT
emaj-95	307	1	küçük	küçük	PROPN
emaj-95	307	2	,	,	PUNCT
emaj-95	307	3	e.	e.	PROPN
emaj-95	307	4	(	(	PUNCT
emaj-95	307	5	2012	2012	NUM
emaj-95	307	6	)	)	PUNCT
emaj-95	307	7	.	.	PUNCT
emaj-95	308	1	planlanmış	planlanmış	ADJ
emaj-95	308	2	davranış	davranış	NOUN
emaj-95	308	3	teorisi	teorisi	PROPN
emaj-95	308	4	çerçevesinde	çerçevesinde	PROPN
emaj-95	308	5	mali	mali	VERB
emaj-95	308	6	müşavir	müşavir	X
emaj-95	308	7	(	(	PUNCT
emaj-95	308	8	smmm	smmm	PROPN
emaj-95	308	9	)	)	PUNCT
emaj-95	308	10	olma	olma	NOUN
emaj-95	308	11	niyetinin	niyetinin	VERB
emaj-95	308	12	altında	altında	ADV
emaj-95	308	13	yatan	yatan	PROPN
emaj-95	308	14	faktörlerin	faktörlerin	PROPN
emaj-95	308	15	analizi	analizi	PROPN
emaj-95	308	16	.	.	PUNCT
emaj-95	309	1	uluslararası	uluslararası	PROPN
emaj-95	309	2	yönetim	yönetim	ADJ
emaj-95	309	3	i̇ktisat	i̇ktisat	VERB
emaj-95	309	4	ve	ve	AUX
emaj-95	309	5	i̇şletme	i̇şletme	NOUN
emaj-95	309	6	dergisi	dergisi	PROPN
emaj-95	309	7	,	,	PUNCT
emaj-95	309	8	7(14	7(14	NUM
emaj-95	309	9	)	)	PUNCT
emaj-95	309	10	,	,	PUNCT
emaj-95	309	11	145	145	NUM
emaj-95	309	12	-	-	SYM
emaj-95	309	13	162	162	NUM
emaj-95	309	14	.	.	PUNCT
emaj-95	310	1	lu	lu	PROPN
emaj-95	310	2	,	,	PUNCT
emaj-95	310	3	j.	j.	PROPN
emaj-95	310	4	,	,	PUNCT
emaj-95	310	5	yu	yu	PROPN
emaj-95	310	6	,	,	PUNCT
emaj-95	310	7	c.	c.	PROPN
emaj-95	310	8	s.	s.	PROPN
emaj-95	310	9	,	,	PUNCT
emaj-95	310	10	liu	liu	PROPN
emaj-95	310	11	,	,	PUNCT
emaj-95	310	12	c.	c.	PROPN
emaj-95	310	13	,	,	PUNCT
emaj-95	310	14	&	&	CCONJ
emaj-95	310	15	yao	yao	PROPN
emaj-95	310	16	,	,	PUNCT
emaj-95	310	17	j.	j.	PROPN
emaj-95	310	18	e.	e.	PROPN
emaj-95	310	19	(	(	PUNCT
emaj-95	310	20	2003	2003	NUM
emaj-95	310	21	)	)	PUNCT
emaj-95	310	22	.	.	PUNCT
emaj-95	311	1	technology	technology	NOUN
emaj-95	311	2	acceptance	acceptance	NOUN
emaj-95	311	3	model	model	NOUN
emaj-95	311	4	for	for	ADP
emaj-95	311	5	wireless	wireless	ADJ
emaj-95	311	6	internet	internet	NOUN
emaj-95	311	7	.	.	PUNCT
emaj-95	312	1	internet	internet	NOUN
emaj-95	312	2	research	research	NOUN
emaj-95	312	3	,	,	PUNCT
emaj-95	312	4	13(3	13(3	NUM
emaj-95	312	5	)	)	PUNCT
emaj-95	312	6	,	,	PUNCT
emaj-95	312	7	206	206	NUM
emaj-95	312	8	-	-	SYM
emaj-95	312	9	222	222	NUM
emaj-95	312	10	.	.	PUNCT
emaj-95	313	1	mallat	mallat	ADJ
emaj-95	313	2	,	,	PUNCT
emaj-95	313	3	n.	n.	NOUN
emaj-95	313	4	(	(	PUNCT
emaj-95	313	5	2007	2007	NUM
emaj-95	313	6	)	)	PUNCT
emaj-95	313	7	.	.	PUNCT
emaj-95	314	1	exploring	explore	VERB
emaj-95	314	2	consumer	consumer	NOUN
emaj-95	314	3	adoption	adoption	NOUN
emaj-95	314	4	of	of	ADP
emaj-95	314	5	mobile	mobile	ADJ
emaj-95	314	6	payments	payment	NOUN
emaj-95	314	7	–	–	PUNCT
emaj-95	314	8	a	a	DET
emaj-95	314	9	qualitative	qualitative	ADJ
emaj-95	314	10	study	study	NOUN
emaj-95	314	11	.	.	PUNCT
emaj-95	315	1	the	the	DET
emaj-95	315	2	journal	journal	NOUN
emaj-95	315	3	of	of	ADP
emaj-95	315	4	strategic	strategic	ADJ
emaj-95	315	5	information	information	NOUN
emaj-95	315	6	systems	system	NOUN
emaj-95	315	7	,	,	PUNCT
emaj-95	315	8	16(4	16(4	NUM
emaj-95	315	9	)	)	PUNCT
emaj-95	315	10	,	,	PUNCT
emaj-95	315	11	413	413	NUM
emaj-95	315	12	-	-	SYM
emaj-95	315	13	432	432	NUM
emaj-95	315	14	.	.	PUNCT
emaj-95	316	1	mallat	mallat	ADJ
emaj-95	316	2	,	,	PUNCT
emaj-95	316	3	n.	n.	NOUN
emaj-95	316	4	(	(	PUNCT
emaj-95	316	5	2007	2007	NUM
emaj-95	316	6	)	)	PUNCT
emaj-95	316	7	.	.	PUNCT
emaj-95	317	1	exploring	explore	VERB
emaj-95	317	2	consumer	consumer	NOUN
emaj-95	317	3	adoption	adoption	NOUN
emaj-95	317	4	of	of	ADP
emaj-95	317	5	mobile	mobile	ADJ
emaj-95	317	6	payments	payment	NOUN
emaj-95	317	7	–	–	PUNCT
emaj-95	317	8	a	a	DET
emaj-95	317	9	qualitative	qualitative	ADJ
emaj-95	317	10	study	study	NOUN
emaj-95	317	11	.	.	PUNCT
emaj-95	318	1	the	the	DET
emaj-95	318	2	journal	journal	NOUN
emaj-95	318	3	of	of	ADP
emaj-95	318	4	strategic	strategic	ADJ
emaj-95	318	5	information	information	NOUN
emaj-95	318	6	systems	system	NOUN
emaj-95	318	7	,	,	PUNCT
emaj-95	318	8	16(4	16(4	NUM
emaj-95	318	9	)	)	PUNCT
emaj-95	318	10	,	,	PUNCT
emaj-95	318	11	413	413	NUM
emaj-95	318	12	-	-	SYM
emaj-95	318	13	432	432	NUM
emaj-95	318	14	..	..	PUNCT
emaj-95	318	15	mui	mui	NOUN
emaj-95	318	16	,	,	PUNCT
emaj-95	318	17	l.	l.	PROPN
emaj-95	318	18	,	,	PUNCT
emaj-95	318	19	mohtashemi	mohtashemi	NOUN
emaj-95	318	20	,	,	PUNCT
emaj-95	318	21	m.	m.	NOUN
emaj-95	318	22	,	,	PUNCT
emaj-95	318	23	&	&	CCONJ
emaj-95	318	24	halberstadt	halberstadt	NOUN
emaj-95	318	25	,	,	PUNCT
emaj-95	318	26	a.	a.	NOUN
emaj-95	318	27	(	(	PUNCT
emaj-95	318	28	2002	2002	NUM
emaj-95	318	29	,	,	PUNCT
emaj-95	318	30	january	january	PROPN
emaj-95	318	31	)	)	PUNCT
emaj-95	318	32	.	.	PUNCT
emaj-95	319	1	a	a	DET
emaj-95	319	2	computational	computational	ADJ
emaj-95	319	3	model	model	NOUN
emaj-95	319	4	of	of	ADP
emaj-95	319	5	trust	trust	NOUN
emaj-95	319	6	and	and	CCONJ
emaj-95	319	7	reputation	reputation	NOUN
emaj-95	319	8	.	.	PUNCT
emaj-95	320	1	in	in	ADP
emaj-95	320	2	system	system	NOUN
emaj-95	320	3	sciences	science	NOUN
emaj-95	320	4	,	,	PUNCT
emaj-95	320	5	2002	2002	NUM
emaj-95	320	6	.	.	PUNCT
emaj-95	321	1	hicss	hicss	ADJ
emaj-95	321	2	.	.	PUNCT
emaj-95	322	1	proceedings	proceeding	NOUN
emaj-95	322	2	of	of	ADP
emaj-95	322	3	the	the	DET
emaj-95	322	4	35th	35th	ADJ
emaj-95	322	5	annual	annual	ADJ
emaj-95	322	6	hawaii	hawaii	PROPN
emaj-95	322	7	international	international	PROPN
emaj-95	322	8	conference	conference	PROPN
emaj-95	322	9	on	on	ADP
emaj-95	322	10	(	(	PUNCT
emaj-95	322	11	pp	pp	ADJ
emaj-95	322	12	.	.	PUNCT
emaj-95	322	13	24312439	24312439	NUM
emaj-95	322	14	)	)	PUNCT
emaj-95	322	15	.	.	PUNCT
emaj-95	323	1	ieee	ieee	PROPN
emaj-95	323	2	.	.	PUNCT
emaj-95	323	3	nakamoto	nakamoto	PROPN
emaj-95	323	4	,	,	PUNCT
emaj-95	323	5	s.	s.	PROPN
emaj-95	323	6	(	(	PUNCT
emaj-95	323	7	2008	2008	NUM
emaj-95	323	8	)	)	PUNCT
emaj-95	323	9	.	.	PUNCT
emaj-95	324	1	bitcoin	bitcoin	NOUN
emaj-95	324	2	:	:	PUNCT
emaj-95	324	3	a	a	DET
emaj-95	324	4	peer	peer	NOUN
emaj-95	324	5	-	-	PUNCT
emaj-95	324	6	to	to	ADP
emaj-95	324	7	-	-	PUNCT
emaj-95	324	8	peer	peer	NOUN
emaj-95	324	9	electronic	electronic	ADJ
emaj-95	324	10	cash	cash	NOUN
emaj-95	324	11	system.consulted	system.consulte	VERB
emaj-95	324	12	,	,	PUNCT
emaj-95	324	13	1(2012	1(2012	NUM
emaj-95	324	14	)	)	PUNCT
emaj-95	324	15	,	,	PUNCT
emaj-95	324	16	28	28	NUM
emaj-95	324	17	.	.	PUNCT
emaj-95	324	18	özer	özer	NOUN
emaj-95	324	19	,	,	PUNCT
emaj-95	324	20	g.	g.	PROPN
emaj-95	324	21	,	,	PUNCT
emaj-95	324	22	özcan	özcan	PROPN
emaj-95	324	23	,	,	PUNCT
emaj-95	324	24	m.	m.	NOUN
emaj-95	324	25	,	,	PUNCT
emaj-95	324	26	&	&	CCONJ
emaj-95	324	27	aktaş	aktaş	PROPN
emaj-95	324	28	,	,	PUNCT
emaj-95	324	29	s.	s.	PROPN
emaj-95	324	30	(	(	PUNCT
emaj-95	324	31	2010	2010	NUM
emaj-95	324	32	)	)	PUNCT
emaj-95	324	33	.	.	PUNCT
emaj-95	325	1	muhasebecilerin	muhasebecilerin	PROPN
emaj-95	325	2	bilgi	bilgi	PROPN
emaj-95	325	3	teknolojisi	teknolojisi	VERB
emaj-95	325	4	kullaniminin	kullaniminin	PROPN
emaj-95	325	5	teknoloji	teknoloji	PROPN
emaj-95	325	6	kabul	kabul	PROPN
emaj-95	325	7	modeli	modeli	PROPN
emaj-95	325	8	(	(	PUNCT
emaj-95	325	9	tkm	tkm	PROPN
emaj-95	325	10	)	)	PUNCT
emaj-95	325	11	ile	ile	PROPN
emaj-95	325	12	incelenmesi	incelenmesi	PROPN
emaj-95	325	13	.	.	PUNCT
emaj-95	326	1	journal	journal	PROPN
emaj-95	326	2	of	of	ADP
emaj-95	326	3	yasar	yasar	PROPN
emaj-95	326	4	university	university	PROPN
emaj-95	326	5	,	,	PUNCT
emaj-95	326	6	3278	3278	NUM
emaj-95	326	7	,	,	PUNCT
emaj-95	326	8	3293	3293	NUM
emaj-95	326	9	.	.	PUNCT
emaj-95	327	1	pavlou	pavlou	ADJ
emaj-95	327	2	,	,	PUNCT
emaj-95	327	3	p.	p.	NOUN
emaj-95	327	4	a.	a.	NOUN
emaj-95	328	1	(	(	PUNCT
emaj-95	328	2	2003	2003	NUM
emaj-95	328	3	)	)	PUNCT
emaj-95	328	4	.	.	PUNCT
emaj-95	329	1	consumer	consumer	NOUN
emaj-95	329	2	acceptance	acceptance	NOUN
emaj-95	329	3	of	of	ADP
emaj-95	329	4	electronic	electronic	ADJ
emaj-95	329	5	commerce	commerce	NOUN
emaj-95	329	6	:	:	PUNCT
emaj-95	329	7	integrating	integrate	VERB
emaj-95	329	8	trust	trust	NOUN
emaj-95	329	9	and	and	CCONJ
emaj-95	329	10	risk	risk	NOUN
emaj-95	329	11	with	with	ADP
emaj-95	329	12	the	the	DET
emaj-95	329	13	technology	technology	NOUN
emaj-95	329	14	acceptance	acceptance	NOUN
emaj-95	329	15	model	model	NOUN
emaj-95	329	16	.	.	PUNCT
emaj-95	330	1	international	international	ADJ
emaj-95	330	2	journal	journal	PROPN
emaj-95	330	3	of	of	ADP
emaj-95	330	4	electronic	electronic	ADJ
emaj-95	330	5	commerce	commerce	NOUN
emaj-95	330	6	,	,	PUNCT
emaj-95	330	7	7(3	7(3	NUM
emaj-95	330	8	)	)	PUNCT
emaj-95	330	9	,	,	PUNCT
emaj-95	330	10	101	101	NUM
emaj-95	330	11	-	-	SYM
emaj-95	330	12	134	134	NUM
emaj-95	330	13	.	.	PUNCT
emaj-95	331	1	ron	ron	PROPN
emaj-95	331	2	,	,	PUNCT
emaj-95	331	3	d.	d.	PROPN
emaj-95	331	4	,	,	PUNCT
emaj-95	331	5	&	&	CCONJ
emaj-95	331	6	shamir	shamir	PROPN
emaj-95	331	7	,	,	PUNCT
emaj-95	331	8	a.	a.	NOUN
emaj-95	331	9	(	(	PUNCT
emaj-95	331	10	2013	2013	NUM
emaj-95	331	11	)	)	PUNCT
emaj-95	331	12	.	.	PUNCT
emaj-95	332	1	quantitative	quantitative	ADJ
emaj-95	332	2	analysis	analysis	NOUN
emaj-95	332	3	of	of	ADP
emaj-95	332	4	the	the	DET
emaj-95	332	5	full	full	ADJ
emaj-95	332	6	bitcoin	bitcoin	ADJ
emaj-95	332	7	transaction	transaction	NOUN
emaj-95	332	8	http://www.ing.com/web/file?uuid=fde0bb20-c23c-4a70-9b58-7ed3d6ec95e2&owner=b03bc017-e0db-4b5d-abbf-003b12934429&contentid=33730	http://www.ing.com/web/file?uuid=fde0bb20-c23c-4a70-9b58-7ed3d6ec95e2&owner=b03bc017-e0db-4b5d-abbf-003b12934429&contentid=33730	PROPN
emaj-95	332	9	http://www.ing.com/web/file?uuid=fde0bb20-c23c-4a70-9b58-7ed3d6ec95e2&owner=b03bc017-e0db-4b5d-abbf-003b12934429&contentid=33730	http://www.ing.com/web/file?uuid=fde0bb20-c23c-4a70-9b58-7ed3d6ec95e2&owner=b03bc017-e0db-4b5d-abbf-003b12934429&contentid=33730	PROPN
emaj-95	332	10	http://www.ing.com/web/file?uuid=fde0bb20-c23c-4a70-9b58-7ed3d6ec95e2&owner=b03bc017-e0db-4b5d-abbf-003b12934429&contentid=33730	http://www.ing.com/web/file?uuid=fde0bb20-c23c-4a70-9b58-7ed3d6ec95e2&owner=b03bc017-e0db-4b5d-abbf-003b12934429&contentid=33730	PROPN
emaj-95	332	11	http://www.ing.com/web/file?uuid=fde0bb20-c23c-4a70-9b58-7ed3d6ec95e2&owner=b03bc017-e0db-4b5d-abbf-003b12934429&contentid=33730	http://www.ing.com/web/file?uuid=fde0bb20-c23c-4a70-9b58-7ed3d6ec95e2&owner=b03bc017-e0db-4b5d-abbf-003b12934429&contentid=33730	PROPN
emaj-95	332	12	http://www.ing.com/web/file?uuid=fde0bb20-c23c-4a70-9b58-7ed3d6ec95e2&owner=b03bc017-e0db-4b5d-abbf-003b12934429&contentid=33730	http://www.ing.com/web/file?uuid=fde0bb20-c23c-4a70-9b58-7ed3d6ec95e2&owner=b03bc017-e0db-4b5d-abbf-003b12934429&contentid=33730	PROPN
emaj-95	332	13	volume	volume	NOUN
emaj-95	332	14	6	6	NUM
emaj-95	332	15	no	no	DET
emaj-95	332	16	1	1	NUM
emaj-95	332	17	(	(	PUNCT
emaj-95	332	18	2016	2016	NUM
emaj-95	332	19	)	)	PUNCT
emaj-95	332	20	|	|	ADV
emaj-95	332	21	issn	issn	VERB
emaj-95	332	22	2158	2158	NUM
emaj-95	332	23	-	-	SYM
emaj-95	332	24	8708	8708	NUM
emaj-95	332	25	(	(	PUNCT
emaj-95	332	26	online	online	NOUN
emaj-95	332	27	)	)	PUNCT
emaj-95	332	28	|	|	ADV
emaj-95	332	29	doi	doi	X
emaj-95	332	30	10.5195	10.5195	NUM
emaj-95	332	31	/	/	SYM
emaj-95	332	32	emaj.2016.95	emaj.2016.95	NOUN
emaj-95	333	1	|	|	ADV
emaj-95	333	2	http://emaj.pitt.edu	http://emaj.pitt.edu	VERB
emaj-95	333	3	factors	factor	NOUN
emaj-95	333	4	affecting	affect	VERB
emaj-95	333	5	the	the	DET
emaj-95	333	6	adoption	adoption	NOUN
emaj-95	333	7	of	of	ADP
emaj-95	333	8	mobile	mobile	ADJ
emaj-95	333	9	payment	payment	NOUN
emaj-95	333	10	systems	system	NOUN
emaj-95	333	11	:	:	PUNCT
emaj-95	333	12	an	an	DET
emaj-95	333	13	empirical	empirical	ADJ
emaj-95	333	14	analysis	analysis	NOUN
emaj-95	333	15	page	page	NOUN
emaj-95	333	16	|24|	|24|	ADJ
emaj-95	333	17	emerging	emerge	VERB
emaj-95	333	18	markets	market	NOUN
emaj-95	333	19	journal	journal	NOUN
emaj-95	333	20	graph	graph	NOUN
emaj-95	333	21	.	.	PUNCT
emaj-95	334	1	in	in	ADP
emaj-95	334	2	financial	financial	ADJ
emaj-95	334	3	cryptography	cryptography	NOUN
emaj-95	334	4	and	and	CCONJ
emaj-95	334	5	data	datum	NOUN
emaj-95	334	6	security	security	NOUN
emaj-95	334	7	(	(	PUNCT
emaj-95	334	8	pp	pp	ADJ
emaj-95	334	9	.	.	PUNCT
emaj-95	335	1	6	6	NUM
emaj-95	335	2	-	-	SYM
emaj-95	335	3	24	24	NUM
emaj-95	335	4	)	)	PUNCT
emaj-95	335	5	.	.	PUNCT
emaj-95	336	1	springer	springer	PROPN
emaj-95	336	2	berlin	berlin	PROPN
emaj-95	336	3	heidelberg	heidelberg	PROPN
emaj-95	336	4	.	.	PUNCT
emaj-95	337	1	schierz	schierz	PROPN
emaj-95	337	2	,	,	PUNCT
emaj-95	337	3	p.	p.	PROPN
emaj-95	337	4	g.	g.	PROPN
emaj-95	337	5	,	,	PUNCT
emaj-95	337	6	schilke	schilke	NOUN
emaj-95	337	7	,	,	PUNCT
emaj-95	337	8	o.	o.	PROPN
emaj-95	337	9	,	,	PUNCT
emaj-95	337	10	&	&	CCONJ
emaj-95	337	11	wirtz	wirtz	PROPN
emaj-95	337	12	,	,	PUNCT
emaj-95	337	13	b.	b.	PROPN
emaj-95	337	14	w.	w.	PROPN
emaj-95	337	15	(	(	PUNCT
emaj-95	337	16	2010	2010	NUM
emaj-95	337	17	)	)	PUNCT
emaj-95	337	18	.	.	PUNCT
emaj-95	338	1	understanding	understand	VERB
emaj-95	338	2	consumer	consumer	NOUN
emaj-95	338	3	acceptance	acceptance	NOUN
emaj-95	338	4	of	of	ADP
emaj-95	338	5	mobile	mobile	ADJ
emaj-95	338	6	payment	payment	NOUN
emaj-95	338	7	services	service	NOUN
emaj-95	338	8	:	:	PUNCT
emaj-95	338	9	an	an	DET
emaj-95	338	10	empirical	empirical	ADJ
emaj-95	338	11	analysis	analysis	NOUN
emaj-95	338	12	.	.	PUNCT
emaj-95	339	1	electronic	electronic	ADJ
emaj-95	339	2	commerce	commerce	NOUN
emaj-95	339	3	research	research	NOUN
emaj-95	339	4	and	and	CCONJ
emaj-95	339	5	applications	application	NOUN
emaj-95	339	6	,	,	PUNCT
emaj-95	339	7	9(3	9(3	NUM
emaj-95	339	8	)	)	PUNCT
emaj-95	339	9	,	,	PUNCT
emaj-95	339	10	209	209	NUM
emaj-95	339	11	-	-	SYM
emaj-95	339	12	216	216	NUM
emaj-95	339	13	.	.	PUNCT
emaj-95	340	1	srivastava	srivastava	PROPN
emaj-95	340	2	,	,	PUNCT
emaj-95	340	3	s.	s.	PROPN
emaj-95	340	4	c.	c.	PROPN
emaj-95	340	5	,	,	PUNCT
emaj-95	340	6	chandra	chandra	PROPN
emaj-95	340	7	,	,	PUNCT
emaj-95	340	8	s.	s.	PROPN
emaj-95	340	9	,	,	PUNCT
emaj-95	340	10	&	&	CCONJ
emaj-95	340	11	theng	theng	PROPN
emaj-95	340	12	,	,	PUNCT
emaj-95	340	13	y.	y.	PROPN
emaj-95	340	14	l.	l.	PROPN
emaj-95	340	15	(	(	PUNCT
emaj-95	340	16	2010	2010	NUM
emaj-95	340	17	)	)	PUNCT
emaj-95	340	18	.	.	PUNCT
emaj-95	341	1	evaluating	evaluate	VERB
emaj-95	341	2	the	the	DET
emaj-95	341	3	role	role	NOUN
emaj-95	341	4	of	of	ADP
emaj-95	341	5	trust	trust	NOUN
emaj-95	341	6	in	in	ADP
emaj-95	341	7	consumer	consumer	NOUN
emaj-95	341	8	adoption	adoption	NOUN
emaj-95	341	9	of	of	ADP
emaj-95	341	10	mobile	mobile	ADJ
emaj-95	341	11	payment	payment	NOUN
emaj-95	341	12	systems	system	NOUN
emaj-95	341	13	:	:	PUNCT
emaj-95	341	14	an	an	DET
emaj-95	341	15	empirical	empirical	ADJ
emaj-95	341	16	analysis.communications	analysis.communication	NOUN
emaj-95	341	17	of	of	ADP
emaj-95	341	18	the	the	DET
emaj-95	341	19	association	association	NOUN
emaj-95	341	20	for	for	ADP
emaj-95	341	21	information	information	NOUN
emaj-95	341	22	systems	system	NOUN
emaj-95	341	23	,	,	PUNCT
emaj-95	341	24	27	27	NUM
emaj-95	341	25	,	,	PUNCT
emaj-95	341	26	561	561	NUM
emaj-95	341	27	-	-	SYM
emaj-95	341	28	588	588	NUM
emaj-95	341	29	.	.	PUNCT
emaj-95	342	1	szymanski	szymanski	PROPN
emaj-95	342	2	,	,	PUNCT
emaj-95	342	3	d.	d.	PROPN
emaj-95	342	4	m.	m.	PROPN
emaj-95	342	5	,	,	PUNCT
emaj-95	342	6	&	&	CCONJ
emaj-95	342	7	hise	hise	PROPN
emaj-95	342	8	,	,	PUNCT
emaj-95	342	9	r.	r.	PROPN
emaj-95	342	10	t.	t.	PROPN
emaj-95	342	11	(	(	PUNCT
emaj-95	342	12	2000	2000	NUM
emaj-95	342	13	)	)	PUNCT
emaj-95	342	14	.	.	PUNCT
emaj-95	343	1	esatisfaction	esatisfaction	NOUN
emaj-95	343	2	:	:	PUNCT
emaj-95	343	3	an	an	DET
emaj-95	343	4	initial	initial	ADJ
emaj-95	343	5	examination.journal	examination.journal	ADJ
emaj-95	343	6	of	of	ADP
emaj-95	343	7	retailing	retailing	NOUN
emaj-95	343	8	,	,	PUNCT
emaj-95	343	9	76(3	76(3	PROPN
emaj-95	343	10	)	)	PUNCT
emaj-95	343	11	,	,	PUNCT
emaj-95	343	12	309	309	NUM
emaj-95	343	13	-	-	SYM
emaj-95	343	14	322	322	NUM
emaj-95	343	15	.	.	PUNCT
emaj-95	344	1	tzou	tzou	PROPN
emaj-95	344	2	,	,	PUNCT
emaj-95	344	3	r.	r.	PROPN
emaj-95	344	4	c.	c.	PROPN
emaj-95	344	5	,	,	PUNCT
emaj-95	344	6	&	&	CCONJ
emaj-95	344	7	lu	lu	PROPN
emaj-95	344	8	,	,	PUNCT
emaj-95	344	9	h.	h.	PROPN
emaj-95	344	10	p.	p.	PROPN
emaj-95	344	11	(	(	PUNCT
emaj-95	344	12	2009	2009	NUM
emaj-95	344	13	)	)	PUNCT
emaj-95	344	14	.	.	PUNCT
emaj-95	345	1	exploring	explore	VERB
emaj-95	345	2	the	the	DET
emaj-95	345	3	emotional	emotional	ADJ
emaj-95	345	4	,	,	PUNCT
emaj-95	345	5	aesthetic	aesthetic	ADJ
emaj-95	345	6	,	,	PUNCT
emaj-95	345	7	and	and	CCONJ
emaj-95	345	8	ergonomic	ergonomic	ADJ
emaj-95	345	9	facets	facet	NOUN
emaj-95	345	10	of	of	ADP
emaj-95	345	11	innovative	innovative	ADJ
emaj-95	345	12	product	product	NOUN
emaj-95	345	13	on	on	ADP
emaj-95	345	14	fashion	fashion	NOUN
emaj-95	345	15	technology	technology	NOUN
emaj-95	345	16	acceptance	acceptance	NOUN
emaj-95	345	17	model	model	NOUN
emaj-95	345	18	.	.	PUNCT
emaj-95	346	1	behaviour	behaviour	NOUN
emaj-95	346	2	&	&	CCONJ
emaj-95	346	3	information	information	PROPN
emaj-95	346	4	technology	technology	PROPN
emaj-95	346	5	,	,	PUNCT
emaj-95	346	6	28(4	28(4	NUM
emaj-95	346	7	)	)	PUNCT
emaj-95	346	8	,	,	PUNCT
emaj-95	346	9	311	311	NUM
emaj-95	346	10	-	-	SYM
emaj-95	346	11	322	322	NUM
emaj-95	346	12	.	.	PUNCT
emaj-95	347	1	ustasüleyman	ustasüleyman	NOUN
emaj-95	347	2	,	,	PUNCT
emaj-95	347	3	t.	t.	PROPN
emaj-95	347	4	,	,	PUNCT
emaj-95	347	5	&	&	CCONJ
emaj-95	347	6	eyüboğlu	eyüboğlu	PROPN
emaj-95	347	7	,	,	PUNCT
emaj-95	347	8	k.	k.	PROPN
emaj-95	347	9	(	(	PUNCT
emaj-95	347	10	2010	2010	NUM
emaj-95	347	11	)	)	PUNCT
emaj-95	347	12	.	.	PUNCT
emaj-95	348	1	bireylerin	bireylerin	PROPN
emaj-95	348	2	i̇nternet	i̇nternet	PROPN
emaj-95	348	3	bankacılığını	bankacılığını	PROPN
emaj-95	348	4	benimsemesini	benimsemesini	PROPN
emaj-95	348	5	etkileyen	etkileyen	PROPN
emaj-95	348	6	faktörlerin	faktörlerin	PROPN
emaj-95	348	7	yapısal	yapısal	PROPN
emaj-95	348	8	eşitlik	eşitlik	PROPN
emaj-95	348	9	modeli	modeli	PROPN
emaj-95	349	1	ile	ile	PROPN
emaj-95	349	2	belirlenmesi.bddk	belirlenmesi.bddk	PROPN
emaj-95	349	3	bankacılık	bankacılık	NOUN
emaj-95	349	4	ve	ve	VERB
emaj-95	349	5	finansal	finansal	NOUN
emaj-95	349	6	piyasalar	piyasalar	ADJ
emaj-95	349	7	,	,	PUNCT
emaj-95	349	8	4(2	4(2	NUM
emaj-95	349	9	)	)	PUNCT
emaj-95	349	10	,	,	PUNCT
emaj-95	349	11	11	11	NUM
emaj-95	349	12	-	-	SYM
emaj-95	349	13	38	38	NUM
emaj-95	349	14	.	.	PUNCT
emaj-95	350	1	van	van	PROPN
emaj-95	350	2	der	der	PROPN
emaj-95	350	3	heijden	heijden	PROPN
emaj-95	350	4	,	,	PUNCT
emaj-95	350	5	h.	h.	PROPN
emaj-95	350	6	(	(	PUNCT
emaj-95	350	7	2002	2002	NUM
emaj-95	350	8	)	)	PUNCT
emaj-95	350	9	.	.	PUNCT
emaj-95	351	1	factors	factor	NOUN
emaj-95	351	2	affecting	affect	VERB
emaj-95	351	3	the	the	DET
emaj-95	351	4	successful	successful	ADJ
emaj-95	351	5	introduction	introduction	NOUN
emaj-95	351	6	of	of	ADP
emaj-95	351	7	mobile	mobile	ADJ
emaj-95	351	8	payment	payment	NOUN
emaj-95	351	9	systems	system	NOUN
emaj-95	351	10	.	.	PUNCT
emaj-95	352	1	bled	bleed	VERB
emaj-95	352	2	2002	2002	NUM
emaj-95	352	3	proceedings	proceeding	NOUN
emaj-95	352	4	,	,	PUNCT
emaj-95	352	5	20	20	NUM
emaj-95	352	6	.	.	PUNCT
emaj-95	353	1	venkatesh	venkatesh	PROPN
emaj-95	353	2	,	,	PUNCT
emaj-95	353	3	v.	v.	PROPN
emaj-95	353	4	(	(	PUNCT
emaj-95	353	5	2000	2000	NUM
emaj-95	353	6	)	)	PUNCT
emaj-95	353	7	.	.	PUNCT
emaj-95	354	1	determinants	determinant	NOUN
emaj-95	354	2	of	of	ADP
emaj-95	354	3	perceived	perceive	VERB
emaj-95	354	4	ease	ease	NOUN
emaj-95	354	5	of	of	ADP
emaj-95	354	6	use	use	NOUN
emaj-95	354	7	:	:	PUNCT
emaj-95	354	8	integrating	integrate	VERB
emaj-95	354	9	control	control	NOUN
emaj-95	354	10	,	,	PUNCT
emaj-95	354	11	intrinsic	intrinsic	ADJ
emaj-95	354	12	motivation	motivation	NOUN
emaj-95	354	13	,	,	PUNCT
emaj-95	354	14	and	and	CCONJ
emaj-95	354	15	emotion	emotion	NOUN
emaj-95	354	16	into	into	ADP
emaj-95	354	17	the	the	DET
emaj-95	354	18	technology	technology	NOUN
emaj-95	354	19	acceptance	acceptance	NOUN
emaj-95	354	20	model	model	NOUN
emaj-95	354	21	.	.	PUNCT
emaj-95	355	1	information	information	NOUN
emaj-95	355	2	systems	system	NOUN
emaj-95	355	3	research	research	NOUN
emaj-95	355	4	,	,	PUNCT
emaj-95	355	5	11(4	11(4	NUM
emaj-95	355	6	)	)	PUNCT
emaj-95	355	7	,	,	PUNCT
emaj-95	355	8	342	342	NUM
emaj-95	355	9	-	-	SYM
emaj-95	355	10	365	365	NUM
emaj-95	355	11	.	.	PUNCT
emaj-95	356	1	yang	yang	PROPN
emaj-95	356	2	,	,	PUNCT
emaj-95	356	3	h.	h.	PROPN
emaj-95	356	4	d.	d.	PROPN
emaj-95	356	5	,	,	PUNCT
emaj-95	356	6	&	&	CCONJ
emaj-95	356	7	yoo	yoo	PROPN
emaj-95	356	8	,	,	PUNCT
emaj-95	356	9	y.	y.	PROPN
emaj-95	356	10	(	(	PUNCT
emaj-95	356	11	2004	2004	NUM
emaj-95	356	12	)	)	PUNCT
emaj-95	356	13	.	.	PUNCT
emaj-95	357	1	it	it	PRON
emaj-95	357	2	's	be	AUX
emaj-95	357	3	all	all	ADV
emaj-95	357	4	about	about	ADP
emaj-95	357	5	attitude	attitude	NOUN
emaj-95	357	6	:	:	PUNCT
emaj-95	357	7	revisiting	revisit	VERB
emaj-95	357	8	the	the	DET
emaj-95	357	9	technology	technology	NOUN
emaj-95	357	10	acceptance	acceptance	NOUN
emaj-95	357	11	model	model	NOUN
emaj-95	357	12	.	.	PUNCT
emaj-95	358	1	decision	decision	NOUN
emaj-95	358	2	support	support	NOUN
emaj-95	358	3	systems	system	NOUN
emaj-95	358	4	,	,	PUNCT
emaj-95	358	5	38(1	38(1	NUM
emaj-95	358	6	)	)	PUNCT
emaj-95	358	7	,	,	PUNCT
emaj-95	358	8	19	19	NUM
emaj-95	358	9	-	-	SYM
emaj-95	358	10	31	31	NUM
emaj-95	358	11	.	.	PUNCT
emaj-95	359	1	yang	yang	PROPN
emaj-95	359	2	,	,	PUNCT
emaj-95	359	3	s.	s.	PROPN
emaj-95	359	4	,	,	PUNCT
emaj-95	359	5	lu	lu	PROPN
emaj-95	359	6	,	,	PUNCT
emaj-95	359	7	y.	y.	PROPN
emaj-95	359	8	,	,	PUNCT
emaj-95	359	9	gupta	gupta	PROPN
emaj-95	359	10	,	,	PUNCT
emaj-95	359	11	s.	s.	PROPN
emaj-95	359	12	,	,	PUNCT
emaj-95	359	13	cao	cao	PROPN
emaj-95	359	14	,	,	PUNCT
emaj-95	359	15	y.	y.	PROPN
emaj-95	359	16	,	,	PUNCT
emaj-95	359	17	&	&	CCONJ
emaj-95	359	18	zhang	zhang	PROPN
emaj-95	359	19	,	,	PUNCT
emaj-95	359	20	r.	r.	PROPN
emaj-95	359	21	(	(	PUNCT
emaj-95	359	22	2012	2012	NUM
emaj-95	359	23	)	)	PUNCT
emaj-95	359	24	.	.	PUNCT
emaj-95	360	1	mobile	mobile	ADJ
emaj-95	360	2	payment	payment	NOUN
emaj-95	360	3	services	service	NOUN
emaj-95	360	4	adoption	adoption	NOUN
emaj-95	360	5	across	across	ADP
emaj-95	360	6	time	time	NOUN
emaj-95	360	7	:	:	PUNCT
emaj-95	360	8	an	an	DET
emaj-95	360	9	empirical	empirical	ADJ
emaj-95	360	10	study	study	NOUN
emaj-95	360	11	of	of	ADP
emaj-95	360	12	the	the	DET
emaj-95	360	13	effects	effect	NOUN
emaj-95	360	14	of	of	ADP
emaj-95	360	15	behavioral	behavioral	ADJ
emaj-95	360	16	beliefs	belief	NOUN
emaj-95	360	17	,	,	PUNCT
emaj-95	360	18	social	social	ADJ
emaj-95	360	19	influences	influence	NOUN
emaj-95	360	20	,	,	PUNCT
emaj-95	360	21	and	and	CCONJ
emaj-95	360	22	personal	personal	ADJ
emaj-95	360	23	traits	trait	NOUN
emaj-95	360	24	.	.	PUNCT
emaj-95	361	1	computers	computer	NOUN
emaj-95	361	2	in	in	ADP
emaj-95	361	3	human	human	ADJ
emaj-95	361	4	behavior,28(1	behavior,28(1	NOUN
emaj-95	361	5	)	)	PUNCT
emaj-95	361	6	,	,	PUNCT
emaj-95	361	7	129	129	NUM
emaj-95	361	8	-	-	SYM
emaj-95	361	9	142	142	NUM
emaj-95	361	10	.	.	PUNCT
emaj-95	362	1	yap	yap	PROPN
emaj-95	362	2	,	,	PUNCT
emaj-95	362	3	b.	b.	PROPN
emaj-95	362	4	w.	w.	PROPN
emaj-95	362	5	,	,	PUNCT
emaj-95	362	6	&	&	CCONJ
emaj-95	362	7	khong	khong	PROPN
emaj-95	362	8	,	,	PUNCT
emaj-95	362	9	k.	k.	PROPN
emaj-95	362	10	w.	w.	PROPN
emaj-95	362	11	(	(	PUNCT
emaj-95	362	12	2006	2006	NUM
emaj-95	362	13	)	)	PUNCT
emaj-95	362	14	.	.	PUNCT
emaj-95	363	1	examining	examine	VERB
emaj-95	363	2	the	the	DET
emaj-95	363	3	effects	effect	NOUN
emaj-95	363	4	of	of	ADP
emaj-95	363	5	customer	customer	NOUN
emaj-95	363	6	service	service	NOUN
emaj-95	363	7	management	management	NOUN
emaj-95	363	8	(	(	PUNCT
emaj-95	363	9	csm	csm	PROPN
emaj-95	363	10	)	)	PUNCT
emaj-95	363	11	on	on	ADP
emaj-95	363	12	perceived	perceive	VERB
emaj-95	363	13	business	business	NOUN
emaj-95	363	14	performance	performance	NOUN
emaj-95	363	15	via	via	ADP
emaj-95	363	16	structural	structural	ADJ
emaj-95	363	17	equation	equation	NOUN
emaj-95	363	18	modelling	modelling	NOUN
emaj-95	363	19	.	.	PUNCT
emaj-95	364	1	applied	apply	VERB
emaj-95	364	2	stochastic	stochastic	ADJ
emaj-95	364	3	models	model	NOUN
emaj-95	364	4	in	in	ADP
emaj-95	364	5	business	business	NOUN
emaj-95	364	6	and	and	CCONJ
emaj-95	364	7	industry	industry	NOUN
emaj-95	364	8	,	,	PUNCT
emaj-95	364	9	22(5‐6	22(5‐6	NUM
emaj-95	364	10	)	)	PUNCT
emaj-95	364	11	,	,	PUNCT
emaj-95	364	12	587	587	NUM
emaj-95	364	13	-	-	SYM
emaj-95	364	14	605	605	NUM
emaj-95	364	15	.	.	PUNCT
emaj-95	365	1	yılmaz	yılmaz	PROPN
emaj-95	365	2	,	,	PUNCT
emaj-95	365	3	v.	v.	PROPN
emaj-95	365	4	,	,	PUNCT
emaj-95	365	5	çatalbaş	çatalbaş	PROPN
emaj-95	365	6	,	,	PUNCT
emaj-95	365	7	g.	g.	PROPN
emaj-95	365	8	k.	k.	PROPN
emaj-95	365	9	,	,	PUNCT
emaj-95	365	10	&	&	CCONJ
emaj-95	365	11	çelik	çelik	PROPN
emaj-95	365	12	,	,	PUNCT
emaj-95	365	13	h.	h.	PROPN
emaj-95	365	14	e.	e.	PROPN
emaj-95	365	15	(	(	PUNCT
emaj-95	365	16	2009	2009	NUM
emaj-95	365	17	)	)	PUNCT
emaj-95	365	18	.	.	PUNCT
emaj-95	366	1	kredi	kredi	PROPN
emaj-95	366	2	kartı	kartı	PROPN
emaj-95	366	3	kullanma	kullanma	PROPN
emaj-95	366	4	niyetini	niyetini	PROPN
emaj-95	366	5	etkileyen	etkileyen	PROPN
emaj-95	366	6	faktörlerin	faktörlerin	PROPN
emaj-95	366	7	yapısal	yapısal	PROPN
emaj-95	366	8	eşitlik	eşitlik	PROPN
emaj-95	366	9	modeliyle	modeliyle	PROPN
emaj-95	366	10	araştırılması.bankacılar	araştırılması.bankacılar	PROPN
emaj-95	366	11	dergisi	dergisi	PROPN
emaj-95	366	12	,	,	PUNCT
emaj-95	366	13	68	68	NUM
emaj-95	366	14	,	,	PUNCT
emaj-95	366	15	20	20	NUM
emaj-95	366	16	-	-	SYM
emaj-95	366	17	29	29	NUM
emaj-95	366	18	.	.	PUNCT
emaj-95	367	1	zhou	zhou	PROPN
emaj-95	367	2	,	,	PUNCT
emaj-95	367	3	t.	t.	PROPN
emaj-95	367	4	(	(	PUNCT
emaj-95	367	5	2013	2013	NUM
emaj-95	367	6	)	)	PUNCT
emaj-95	367	7	.	.	PUNCT
emaj-95	368	1	an	an	DET
emaj-95	368	2	empirical	empirical	ADJ
emaj-95	368	3	examination	examination	NOUN
emaj-95	368	4	of	of	ADP
emaj-95	368	5	continuance	continuance	NOUN
emaj-95	368	6	intention	intention	NOUN
emaj-95	368	7	of	of	ADP
emaj-95	368	8	mobile	mobile	ADJ
emaj-95	368	9	payment	payment	NOUN
emaj-95	368	10	services	service	NOUN
emaj-95	368	11	.	.	PUNCT
emaj-95	369	1	decision	decision	NOUN
emaj-95	369	2	support	support	NOUN
emaj-95	369	3	systems	system	NOUN
emaj-95	369	4	,	,	PUNCT
emaj-95	369	5	54(2	54(2	NUM
emaj-95	369	6	)	)	PUNCT
emaj-95	369	7	,	,	PUNCT
emaj-95	369	8	1085	1085	NUM
emaj-95	369	9	-	-	SYM
emaj-95	369	10	1091	1091	NUM
emaj-95	369	11	.	.	PUNCT
emaj-95	370	1	zmijewska	zmijewska	PROPN
emaj-95	370	2	,	,	PUNCT
emaj-95	370	3	a.	a.	PROPN
emaj-95	370	4	,	,	PUNCT
emaj-95	370	5	lawrence	lawrence	PROPN
emaj-95	370	6	,	,	PUNCT
emaj-95	370	7	e.	e.	PROPN
emaj-95	370	8	,	,	PUNCT
emaj-95	370	9	&	&	CCONJ
emaj-95	370	10	steele	steele	PROPN
emaj-95	370	11	,	,	PUNCT
emaj-95	370	12	r.	r.	PROPN
emaj-95	370	13	(	(	PUNCT
emaj-95	370	14	2004	2004	NUM
emaj-95	370	15	,	,	PUNCT
emaj-95	370	16	october	october	PROPN
emaj-95	370	17	)	)	PUNCT
emaj-95	370	18	.	.	PUNCT
emaj-95	371	1	towards	towards	ADP
emaj-95	371	2	understanding	understanding	NOUN
emaj-95	371	3	of	of	ADP
emaj-95	371	4	factors	factor	NOUN
emaj-95	371	5	influencing	influence	VERB
emaj-95	371	6	user	user	NOUN
emaj-95	371	7	acceptance	acceptance	NOUN
emaj-95	371	8	of	of	ADP
emaj-95	371	9	mobile	mobile	ADJ
emaj-95	371	10	payment	payment	NOUN
emaj-95	371	11	systems	system	NOUN
emaj-95	371	12	.	.	PUNCT
emaj-95	372	1	in	in	ADP
emaj-95	372	2	icwi	icwi	NOUN
emaj-95	372	3	(	(	PUNCT
emaj-95	372	4	pp	pp	ADJ
emaj-95	372	5	.	.	PUNCT
emaj-95	373	1	270	270	NUM
emaj-95	373	2	-	-	NUM
emaj-95	373	3	277	277	NUM
emaj-95	373	4	)	)	PUNCT
emaj-95	373	5	.	.	PUNCT