id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
esutjss-252	Oyerinde, Tunde Moses; Aduloju, S.A; Yusuf, T. O.	Fire insurance premium rating and performance of insurance companies in Nigeria	2025	14	.pdf	application/pdf	5894	289	36	In summary, insurance premium rating is essential for both insurers and policyholders, ensuring fair pricing and the financial stability of insurance companies, while guiding consumers in their coverage decisions. This finding aligns with studies by Ajijola, Lawal, and Akindipe (2021) and Nwite, Okparaka, and Okeke (2020), which highlight that profitability is a key determinant of insurance company ratings.	cache/esutjss-252.pdf	txt/esutjss-252.txt