id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
esutjss-256	Ezeanya, Ifenna D.; Nwizu, Kingsley Chinedu; Joe-Akunne, Chiamaka O; Chukwuma, Okechukwu Samuel	Perceived Risk, Technology Readiness and Adoption of Online Banking among Undergraduates Students	2025	10	.pdf	application/pdf	4071	202	41	Furthermore it can influence students’ willingness to accept online banking technology. Overall, the study implies that while perceived risk may not be a primary concern for undergraduates, it is still important to address security concerns to foster greater acceptance of online banking technology.	cache/esutjss-256.pdf	txt/esutjss-256.txt