id	sid	eid	entity	type
esutjss-162	1	1	8	CARDINAL
esutjss-162	1	2	1	CARDINAL
esutjss-162	1	3	2023	CARDINAL
esutjss-162	1	4	8	CARDINAL
esutjss-162	1	5	1	CARDINAL
esutjss-162	1	6	2023	CARDINAL
esutjss-162	1	7	social sciences	ORG
esutjss-162	1	8	enugu state university of science	ORG
esutjss-162	2	1	oby omeje	ORG
esutjss-162	3	1	barnabas nwankwo	PERSON
esutjss-162	3	2	enugu state university of science & technology journal	ORG
esutjss-162	3	3	social sciences & humanities	ORG
esutjss-162	3	4	85	CARDINAL
esutjss-162	3	5	nigeria aina	GPE
esutjss-162	3	6	john ganiyu	PERSON
esutjss-162	3	7	kamal oloriegbe	PERSON
esutjss-162	3	8	kale s. department of insurance school of business and	ORG
esutjss-162	3	9	nigeria	GPE
esutjss-162	5	1	fifty eight	DATE
esutjss-162	5	2	58	CARDINAL
esutjss-162	5	3	nigeria	GPE
esutjss-162	6	1	200	CARDINAL
esutjss-162	6	2	two hundred	CARDINAL
esutjss-162	6	3	nigeria	GPE
esutjss-162	7	1	nigeria	GPE
esutjss-162	10	1	nigeria	GPE
esutjss-162	11	1	the wake of	DATE
esutjss-162	11	2	year 2020	DATE
esutjss-162	11	3	covid-19	ORG
esutjss-162	11	4	nearly overnight	TIME
esutjss-162	12	1	2021	DATE
esutjss-162	13	1	19	CARDINAL
esutjss-162	13	2	lehmann	ORG
esutjss-162	13	3	2020	DATE
esutjss-162	14	1	covid-19	PRODUCT
esutjss-162	15	1	new home office	ORG
esutjss-162	15	2	mosig & meier	ORG
esutjss-162	15	3	2020	DATE
esutjss-162	16	1	one	CARDINAL
esutjss-162	16	2	covid-19	PERSON
esutjss-162	16	3	kane et al.	PERSON
esutjss-162	16	4	2020	DATE
esutjss-162	17	1	2021	CARDINAL
esutjss-162	17	2	covid-19	PRODUCT
esutjss-162	17	3	mailto:john.aina@fedpoffaonline.edu.ng 86	DATE
esutjss-162	20	1	2020	DATE
esutjss-162	21	1	yusuf	PERSON
esutjss-162	21	2	ajemunigbohun	PERSON
esutjss-162	21	3	alli	ORG
esutjss-162	21	4	2017	CARDINAL
esutjss-162	21	5	alli	ORG
esutjss-162	21	6	2018).because	CARDINAL
esutjss-162	26	1	schallmo	GPE
esutjss-162	26	2	williams & boardman	ORG
esutjss-162	26	3	2017	DATE
esutjss-162	29	1	2018	DATE
esutjss-162	29	2	fourth	ORDINAL
esutjss-162	29	3	recent decades	DATE
esutjss-162	30	1	kenney	ORG
esutjss-162	30	2	2015	DATE
esutjss-162	31	1	khan & bokhari	ORG
esutjss-162	31	2	2018	DATE
esutjss-162	31	3	mahmood	GPE
esutjss-162	31	4	khan, & bokhari	ORG
esutjss-162	31	5	2019	CARDINAL
esutjss-162	32	1	higgs & rowland	ORG
esutjss-162	32	2	2005	DATE
esutjss-162	34	1	mckinsey	GPE
esutjss-162	34	2	70%	PERCENT
esutjss-162	34	3	finlayson, kelly & moye	ORG
esutjss-162	34	4	2015	DATE
esutjss-162	34	5	2018	DATE
esutjss-162	35	1	one	CARDINAL
esutjss-162	36	1	i.	PERSON
esutjss-162	36	2	nigeria ii	EVENT
esutjss-162	37	1	nigeria	GPE
esutjss-162	37	2	nigeria	GPE
esutjss-162	37	3	87	CARDINAL
esutjss-162	37	4	nigeria	GPE
esutjss-162	38	1	peter et al.	PERSON
esutjss-162	38	2	2020	DATE
esutjss-162	41	1	2020	DATE
esutjss-162	44	1	2019	DATE
esutjss-162	48	1	2020	DATE
esutjss-162	49	1	recent years	DATE
esutjss-162	54	1	alli, ganiyu & aina	ORG
esutjss-162	54	2	2021	CARDINAL
esutjss-162	57	1	alli	ORG
esutjss-162	57	2	aina	PERSON
esutjss-162	57	3	ganiyu	ORG
esutjss-162	57	4	2020	DATE
esutjss-162	58	1	88	CARDINAL
esutjss-162	64	1	three	CARDINAL
esutjss-162	66	1	india	GPE
esutjss-162	66	2	swiss	NORP
esutjss-162	66	3	320,000	CARDINAL
esutjss-162	67	1	willis holdings'	ORG
esutjss-162	68	1	lexington insurance company's	ORG
esutjss-162	68	2	2008	DATE
esutjss-162	69	1	2014	DATE
esutjss-162	75	1	2014	DATE
esutjss-162	77	1	2016	DATE
esutjss-162	78	1	2018	DATE
esutjss-162	80	1	2016	DATE
esutjss-162	80	2	2019	DATE
esutjss-162	84	1	89	CARDINAL
esutjss-162	88	1	covid-19	PERSON
esutjss-162	89	1	2021	DATE
esutjss-162	90	1	covid-19	PERSON
esutjss-162	92	1	mckinsey	PERSON
esutjss-162	92	2	2020	DATE
esutjss-162	92	3	two to four	CARDINAL
esutjss-162	92	4	up to 30%	PERCENT
esutjss-162	93	1	covid-19	ORG
esutjss-162	96	1	2021	CARDINAL
esutjss-162	96	2	years	DATE
esutjss-162	101	1	up to 30%	PERCENT
esutjss-162	101	2	2021	CARDINAL
esutjss-162	101	3	2020a	DATE
esutjss-162	101	4	2020b	DATE
esutjss-162	102	1	one	CARDINAL
esutjss-162	111	1	covid-19	ORG
esutjss-162	114	1	90	CARDINAL
esutjss-162	115	1	covid-19	ORG
esutjss-162	120	1	one	CARDINAL
esutjss-162	120	2	first	ORDINAL
esutjss-162	120	3	april 2020	DATE
esutjss-162	120	4	almost 60%	PERCENT
esutjss-162	120	5	eu	ORG
esutjss-162	120	6	2021	CARDINAL
esutjss-162	121	1	2019	DATE
esutjss-162	121	2	only one-quarter	CARDINAL
esutjss-162	124	1	covid-19	PERSON
esutjss-162	124	2	2021	CARDINAL
esutjss-162	128	1	2020).in	CARDINAL
esutjss-162	128	2	covid-19	DATE
esutjss-162	128	3	3d	CARDINAL
esutjss-162	128	4	aydin	GPE
esutjss-162	128	5	demirtas & ok	ORG
esutjss-162	128	6	2021	DATE
esutjss-162	129	1	post-covid-19	EVENT
esutjss-162	130	1	91	CARDINAL
esutjss-162	130	2	choong, tan, & patel, 2020	ORG
esutjss-162	131	1	2020	DATE
esutjss-162	131	2	covid-19	PERSON
esutjss-162	135	1	2020	DATE
esutjss-162	136	1	5	CARDINAL
esutjss-162	137	1	2020a	DATE
esutjss-162	137	2	2020b	DATE
esutjss-162	139	1	covid-19	ORG
esutjss-162	139	2	72%	PERCENT
esutjss-162	139	3	europe	LOC
esutjss-162	141	1	covid-19	PERSON
esutjss-162	141	2	2021	CARDINAL
esutjss-162	143	1	covid-19	PRODUCT
esutjss-162	143	2	2021	CARDINAL
esutjss-162	145	1	2021).most	CARDINAL
esutjss-162	145	2	2020b	DATE
esutjss-162	146	1	2020	DATE
esutjss-162	147	1	dnv	ORG
esutjss-162	147	2	2021	CARDINAL
esutjss-162	147	3	covid-19	ORG
esutjss-162	149	1	92	CARDINAL
esutjss-162	150	1	post-covid-19	EVENT
esutjss-162	150	2	adbi	ORG
esutjss-162	150	3	2021	DATE
esutjss-162	157	1	covid-19	PERSON
esutjss-162	160	1	peter et al.	PERSON
esutjss-162	160	2	2020	DATE
esutjss-162	163	1	2020	DATE
esutjss-162	166	1	2019	DATE
esutjss-162	170	1	2020	DATE
esutjss-162	171	1	recent years	DATE
esutjss-162	174	1	93	CARDINAL
esutjss-162	177	1	downes & nunes 2013	ORG
esutjss-162	180	1	2013	DATE
esutjss-162	189	1	henderson & venkatraman	ORG
esutjss-162	189	2	1993	DATE
esutjss-162	190	1	2013	DATE
esutjss-162	192	1	2013	DATE
esutjss-162	192	2	digital business models	ORG
esutjss-162	193	1	croson	PERSON
esutjss-162	193	2	2013	DATE
esutjss-162	197	1	94	CARDINAL
esutjss-162	197	2	john elkington	PERSON
esutjss-162	198	1	3	CARDINAL
esutjss-162	198	2	today	DATE
esutjss-162	201	1	two	CARDINAL
esutjss-162	210	1	first	ORDINAL
esutjss-162	210	2	teece et al	PERSON
esutjss-162	211	1	1997	DATE
esutjss-162	213	1	martin	PERSON
esutjss-162	213	2	2000	DATE
esutjss-162	214	1	al.	PERSON
esutjss-162	214	2	2007	DATE
esutjss-162	214	3	2007	DATE
esutjss-162	214	4	2014	DATE
esutjss-162	214	5	three	CARDINAL
esutjss-162	216	1	95	CARDINAL
esutjss-162	217	1	2010	DATE
esutjss-162	217	2	di stefano et al.	PERSON
esutjss-162	217	3	2014	DATE
esutjss-162	217	4	2013	DATE
esutjss-162	217	5	2007	DATE
esutjss-162	217	6	2007	DATE
esutjss-162	218	1	teece	PERSON
esutjss-162	218	2	2007	DATE
esutjss-162	218	3	2014	DATE
esutjss-162	218	4	three	CARDINAL
esutjss-162	219	1	martin	PERSON
esutjss-162	219	2	2000	DATE
esutjss-162	219	3	di stefano et al	PERSON
esutjss-162	219	4	2014	DATE
esutjss-162	221	1	2022	CARDINAL
esutjss-162	224	1	nigerian	NORP
esutjss-162	225	1	1976	DATE
esutjss-162	226	1	december 12, 1991	DATE
esutjss-162	228	1	nigeria	GPE
esutjss-162	229	1	lagos	GPE
esutjss-162	229	2	over 90%	PERCENT
esutjss-162	229	3	nigeria	GPE
esutjss-162	230	1	nigeria	GPE
esutjss-162	230	2	the national insurance commission	ORG
esutjss-162	230	3	naicom	ORG
esutjss-162	230	4	cac	ORG
esutjss-162	231	1	daily	DATE
esutjss-162	232	1	96	CARDINAL
esutjss-162	239	1	bernard, 2002	ORG
esutjss-162	239	2	lewis & sheppard	ORG
esutjss-162	239	3	2006	DATE
esutjss-162	240	1	58	CARDINAL
esutjss-162	240	2	nigeria	GPE
esutjss-162	241	1	nigeria insurers association	ORG
esutjss-162	241	2	nigeria	GPE
esutjss-162	242	1	200	CARDINAL
esutjss-162	242	2	two hundred	CARDINAL
esutjss-162	242	3	nigeria	GPE
esutjss-162	243	1	nia	DATE
esutjss-162	245	1	5	CARDINAL
esutjss-162	246	1	four	CARDINAL
esutjss-162	246	2	12	CARDINAL
esutjss-162	249	1	10%	PERCENT
esutjss-162	252	1	97	CARDINAL
esutjss-162	252	2	reliabilty	ORG
esutjss-162	252	3	0.875 6	CARDINAL
esutjss-162	252	4	0.721 6	CARDINAL
esutjss-162	252	5	0.891 6	CARDINAL
esutjss-162	252	6	2022	CARDINAL
esutjss-162	255	1	two	CARDINAL
esutjss-162	259	1	nigeria	GPE
esutjss-162	262	1	1	CARDINAL
esutjss-162	262	2	98	CARDINAL
esutjss-162	262	3	nigeria	GPE
esutjss-162	263	1	first	ORDINAL
esutjss-162	263	2	0.105	CARDINAL
esutjss-162	263	3	10.5%	PERCENT
esutjss-162	264	1	1	CARDINAL
esutjss-162	264	2	483.711 1 483.711	MONEY
esutjss-162	267	1	245 16.827	CARDINAL
esutjss-162	267	2	second	ORDINAL
esutjss-162	267	3	anova	ORG
esutjss-162	267	4	28.747	CARDINAL
esutjss-162	267	5	.000	CARDINAL
esutjss-162	267	6	0.05	CARDINAL
esutjss-162	271	1	1	CARDINAL
esutjss-162	271	2	1.978 7.033 .000	MONEY
esutjss-162	271	3	.423 .079	PERSON
esutjss-162	271	4	5.362 .000	CARDINAL
esutjss-162	271	5	a.	PERSON
esutjss-162	271	6	third	ORDINAL
esutjss-162	272	1	nigeria	GPE
esutjss-162	276	1	99	CARDINAL
esutjss-162	277	1	1	CARDINAL
esutjss-162	277	2	nigeria	GPE
esutjss-162	278	1	first	ORDINAL
esutjss-162	278	2	0.105	CARDINAL
esutjss-162	278	3	10.5%	PERCENT
esutjss-162	279	1	1	CARDINAL
esutjss-162	279	2	483.711 1 483.711	MONEY
esutjss-162	282	1	245 16.827	CARDINAL
esutjss-162	282	2	second	ORDINAL
esutjss-162	282	3	anova	ORG
esutjss-162	282	4	28.747	CARDINAL
esutjss-162	282	5	.000	CARDINAL
esutjss-162	282	6	0.05	CARDINAL
esutjss-162	286	1	1	CARDINAL
esutjss-162	286	2	1.978 7.033 .000	MONEY
esutjss-162	286	3	5.362 .000	CARDINAL
esutjss-162	286	4	a.	PERSON
esutjss-162	286	5	100	CARDINAL
esutjss-162	286	6	third	ORDINAL
esutjss-162	286	7	anova	ORG
esutjss-162	286	8	28.747	CARDINAL
esutjss-162	286	9	.000	CARDINAL
esutjss-162	286	10	0.05	CARDINAL
esutjss-162	293	1	a year	DATE
esutjss-162	293	2	an average of few days	DATE
esutjss-162	293	3	anova	ORG
esutjss-162	293	4	28.747	CARDINAL
esutjss-162	293	5	.000	CARDINAL
esutjss-162	293	6	0.05	CARDINAL
esutjss-162	300	1	over half	CARDINAL
esutjss-162	301	1	covid-19	PERSON
esutjss-162	305	1	101	CARDINAL
esutjss-162	308	1	1	CARDINAL
esutjss-162	309	1	2	CARDINAL
esutjss-162	310	1	3	CARDINAL
esutjss-162	311	1	4.	CARDINAL
esutjss-162	312	1	102	CARDINAL
esutjss-162	312	2	asian development bank institute	ORG
esutjss-162	312	3	2021	CARDINAL
esutjss-162	313	1	covid-19	PERSON
esutjss-162	313	2	adbi working paper no	ORG
esutjss-162	313	3	1229	CARDINAL
esutjss-162	313	4	tokyo	GPE
esutjss-162	314	1	s.s.	PERSON
esutjss-162	314	2	oreshile,	ORG
esutjss-162	314	3	s.a.	GPE
esutjss-162	314	4	n.g (2018	ORG
esutjss-162	315	1	nigerian	NORP
esutjss-162	316	1	the university of craiova, economics science series	ORG
esutjss-162	316	2	1(46	CARDINAL
esutjss-162	316	3	146	CARDINAL
esutjss-162	317	1	alli	ORG
esutjss-162	317	2	n.g.	GPE
esutjss-162	317	3	ganiyu, k & aina	ORG
esutjss-162	317	4	j. (2020	PERSON
esutjss-162	318	1	nigerian	NORP
esutjss-162	319	1	esut journal of social sciences	ORG
esutjss-162	319	2	5(3	CARDINAL
esutjss-162	320	1	n.g.	GPE
esutjss-162	320	2	aina	PERSON
esutjss-162	320	3	j. & ganiyu	ORG
esutjss-162	320	4	2021	CARDINAL
esutjss-162	321	1	nigeria	GPE
esutjss-162	321	2	nigeria journal of risk and insurance	ORG
esutjss-162	322	1	https://www.njri.unilag.edu.ng/article/view/1387/1064 aydin	PERSON
esutjss-162	322	2	a.	GPE
esutjss-162	322	3	demirtas	GPE
esutjss-162	322	4	z. & ok	ORG
esutjss-162	322	5	m.	PERSON
esutjss-162	322	6	2021	CARDINAL
esutjss-162	323	1	3d	CARDINAL
esutjss-162	323	2	covid-19	ORG
esutjss-162	325	1	4	CARDINAL
esutjss-162	326	1	363–386	CARDINAL
esutjss-162	326	2	i.	PERSON
esutjss-162	326	3	2010	DATE
esutjss-162	328	1	j. manage.	PERSON
esutjss-162	329	1	36	CARDINAL
esutjss-162	329	2	1	CARDINAL
esutjss-162	329	3	256–280	CARDINAL
esutjss-162	330	1	el sawy o	ORG
esutjss-162	330	2	pavlou p, & venkatraman	ORG
esutjss-162	330	3	n (2013	ORG
esutjss-162	332	1	37(2):471–482	CARDINAL
esutjss-162	332	2	m., finlayson, a., kelly	PERSON
esutjss-162	334	1	mckinsey	GPE
esutjss-162	334	2	quarterly	DATE
esutjss-162	335	1	y. y. c.	PERSON
esutjss-162	335	2	h. w. & patel	PERSON
esutjss-162	335	3	2020	DATE
esutjss-162	336	1	3d	CARDINAL
esutjss-162	336	2	covid-19	PERSON
esutjss-162	337	1	5	CARDINAL
esutjss-162	338	1	637–639	CARDINAL
esutjss-162	338	2	deloitte	ORG
esutjss-162	338	3	2020	DATE
esutjss-162	340	1	18 november	DATE
esutjss-162	340	2	2022	CARDINAL
esutjss-162	341	1	di stefano	PERSON
esutjss-162	341	2	h., & verona	ORG
esutjss-162	341	3	2014	DATE
esutjss-162	346	1	28	CARDINAL
esutjss-162	346	2	4	CARDINAL
esutjss-162	346	3	307	CARDINAL
esutjss-162	346	4	327	CARDINAL
esutjss-162	346	5	103	CARDINAL
esutjss-162	346	6	2021	CARDINAL
esutjss-162	347	1	covid-19	DATE
esutjss-162	347	2	18 november	DATE
esutjss-162	347	3	2022	CARDINAL
esutjss-162	348	1	downes l, & nunes	ORG
esutjss-162	348	2	2013	DATE
esutjss-162	350	1	91(3):44–56	CARDINAL
esutjss-162	350	2	2013	DATE
esutjss-162	352	1	37(2):483–509	CARDINAL
esutjss-162	352	2	k.m.	ORG
esutjss-162	352	3	& martin	PERSON
esutjss-162	352	4	j.a.	GPE
esutjss-162	352	5	2000	DATE
esutjss-162	356	1	j. 21 (	ORG
esutjss-162	356	2	10–11	CARDINAL
esutjss-162	356	3	1105–1121	CARDINAL
esutjss-162	357	1	2020a	DATE
esutjss-162	359	1	18 november	DATE
esutjss-162	359	2	2022	CARDINAL
esutjss-162	360	1	2020b	DATE
esutjss-162	361	1	covid-19	PRODUCT
esutjss-162	361	2	18 november	DATE
esutjss-162	361	3	2022	CARDINAL
esutjss-162	362	1	2021	CARDINAL
esutjss-162	363	1	covid-19	PERSON
esutjss-162	363	2	the european union	ORG
esutjss-162	363	3	luxembourg	GPE
esutjss-162	364	1	a.	GPE
esutjss-162	364	2	turi	GPE
esutjss-162	364	3	i. d.	PERSON
esutjss-162	364	4	g., & vecchio	ORG
esutjss-162	364	5	2020	DATE
esutjss-162	365	1	four	CARDINAL
esutjss-162	366	1	58(8	CARDINAL
esutjss-162	366	2	15431562	DATE
esutjss-162	367	1	2018	DATE
esutjss-162	369	1	61(5	CARDINAL
esutjss-162	370	1	66	CARDINAL
esutjss-162	370	2	c.e.	GPE
esutjss-162	370	3	finkelstein	PERSON
esutjss-162	370	4	s.	PERSON
esutjss-162	370	5	mitchell	PERSON
esutjss-162	370	6	w.	PERSON
esutjss-162	370	7	m.a.	GPE
esutjss-162	370	8	singh	GPE
esutjss-162	370	9	h.	GPE
esutjss-162	370	10	teece	GPE
esutjss-162	370	11	d.j.	GPE
esutjss-162	370	12	winter	DATE
esutjss-162	370	13	s.g.	GPE
esutjss-162	370	14	2007	DATE
esutjss-162	372	1	john wiley & sons	ORG
esutjss-162	373	1	henderson jc	PERSON
esutjss-162	373	2	1993	DATE
esutjss-162	375	1	ibm	ORG
esutjss-162	375	2	32(1):4–16	CARDINAL
esutjss-162	375	3	m., & rowland	ORG
esutjss-162	375	4	d. (	GPE
esutjss-162	375	5	2005	DATE
esutjss-162	377	1	5(2	DATE
esutjss-162	378	1	121	CARDINAL
esutjss-162	379	1	hilali	ORG
esutjss-162	379	2	w. e.	PERSON
esutjss-162	379	3	a. e., & idrissi	PERSON
esutjss-162	379	4	m. a. j.	PERSON
esutjss-162	379	5	2020	DATE
esutjss-162	380	1	pls	NORP
esutjss-162	381	1	international journal of innovation science	ORG
esutjss-162	381	2	12(1	CARDINAL
esutjss-162	381	3	52	CARDINAL
esutjss-162	382	1	2020	DATE
esutjss-162	383	1	covid-19	PRODUCT
esutjss-162	384	1	6f618c4f63d8/202009	CARDINAL
esutjss-162	384	2	https://www.eurofound.europa.eu/data/platform-economy/dossiers/developments-in-the-covid-19-crisis https://www.eurofound.europa.eu/data/platform-economy/dossiers/developments-in-the-covid-19-crisis	TIME
esutjss-162	384	3	washington	GPE
esutjss-162	384	4	dc	GPE
esutjss-162	384	5	18 november	DATE
esutjss-162	384	6	2022	CARDINAL
esutjss-162	385	1	kenney	ORG
esutjss-162	385	2	m.	PERSON
esutjss-162	385	3	j. (	ORG
esutjss-162	385	4	2015	DATE
esutjss-162	387	1	15(1	CARDINAL
esutjss-162	388	1	1	CARDINAL
esutjss-162	389	1	khan	GPE
esutjss-162	389	2	a. z.	PERSON
esutjss-162	389	3	r. h.	PERSON
esutjss-162	389	4	2018	DATE
esutjss-162	391	1	abasyn university journal of social sciences	ORG
esutjss-162	392	1	mahmood, f., khan	PERSON
esutjss-162	392	2	a. z.	PERSON
esutjss-162	392	3	r. h.	PERSON
esutjss-162	392	4	2019	DATE
esutjss-162	394	1	kybernetes	PERSON
esutjss-162	395	1	mazzone	PERSON
esutjss-162	395	2	dm	GPE
esutjss-162	395	3	2014	DATE
esutjss-162	396	1	1st	ORDINAL
esutjss-162	397	1	mississauga	PERSON
esutjss-162	397	2	ontario	PERSON
esutjss-162	397	3	smash box consulting inc	ORG
esutjss-162	397	4	mckinsey & company	ORG
esutjss-162	397	5	2020	DATE
esutjss-162	398	1	covid-19	PERSON
esutjss-162	399	1	mckinsey & company	ORG
esutjss-162	400	1	october 5	DATE
esutjss-162	400	2	december	DATE
esutjss-162	400	3	2022	CARDINAL
esutjss-162	400	4	g, zalmanson l (2013	PERSON
esutjss-162	403	1	37(2):591–616	CARDINAL
esutjss-162	404	1	peter	PERSON
esutjss-162	404	2	m. k.	PERSON
esutjss-162	404	3	2020	DATE
esutjss-162	405	1	swiss	NORP
esutjss-162	406	1	13(1	CARDINAL
esutjss-162	406	2	160-180	CARDINAL
esutjss-162	406	3	m., di stefano	PERSON
esutjss-162	406	4	2013	DATE
esutjss-162	407	1	two	CARDINAL
esutjss-162	408	1	34(12	CARDINAL
esutjss-162	408	2	1389–1410	CARDINAL
esutjss-162	409	1	ricardo r.c	PERSON
esutjss-162	409	2	2021	CARDINAL
esutjss-162	410	1	covid-19	PERSON
esutjss-162	411	1	https://www.eurofound.europa.eu/data/digitalisation/research-digests/covid-19-anddigitalisation schallmo	DATE
esutjss-162	411	2	d.	NORP
esutjss-162	411	3	williams	PERSON
esutjss-162	411	4	c. a.	PERSON
esutjss-162	411	5	& boardman	ORG
esutjss-162	411	6	l.	GPE
esutjss-162	411	7	2017	CARDINAL
esutjss-162	415	1	21(1): 1740014	DATE
esutjss-162	416	1	10.1142	CARDINAL
esutjss-162	416	2	s136391961740014x stackpole	PERSON
esutjss-162	416	3	2021	CARDINAL
esutjss-162	418	1	article 1	LAW
esutjss-162	419	1	105	CARDINAL
esutjss-162	419	2	teece	GPE
esutjss-162	419	3	d.j.	GPE
esutjss-162	419	4	pisano	PERSON
esutjss-162	419	5	a.	PERSON
esutjss-162	419	6	1997	DATE
esutjss-162	421	1	strategic management journal	ORG
esutjss-162	421	2	18(7	DATE
esutjss-162	421	3	509–533.tergesen	DATE
esutjss-162	421	4	2008	DATE
esutjss-162	422	1	teece	GPE
esutjss-162	422	2	d.j.	GPE
esutjss-162	422	3	2007	DATE
esutjss-162	424	1	1319	CARDINAL
esutjss-162	424	2	1350	DATE
esutjss-162	425	1	teece	GPE
esutjss-162	425	2	d.j.	GPE
esutjss-162	425	3	2014	DATE
esutjss-162	430	1	24	CARDINAL
esutjss-162	430	2	4	CARDINAL
esutjss-162	430	3	328	CARDINAL
esutjss-162	430	4	352	CARDINAL
esutjss-162	430	5	2013	DATE
esutjss-162	432	1	infsysteng	PERSON
esutjss-162	432	2	2019	DATE
esutjss-162	434	1	28(2	GPE
esutjss-162	434	2	118	CARDINAL
esutjss-162	435	1	2016	CARDINAL
esutjss-162	436	1	fourth	ORDINAL
esutjss-162	437	1	2018	DATE
esutjss-162	438	1	2018	DATE
esutjss-162	439	1	2019	CARDINAL
esutjss-162	441	1	t.o.	PERSON
esutjss-162	441	2	ajemunigbohun	PERSON
esutjss-162	441	3	s.s.	GPE
esutjss-162	441	4	n.g (	ORG
esutjss-162	441	5	2017	CARDINAL
esutjss-162	442	1	nigeria	GPE
esutjss-162	443	1	spoudai-journal of economics and business university of piraeus	ORG
esutjss-162	443	2	69	CARDINAL
esutjss-162	443	3	7	CARDINAL