id	sid	tid	token	lemma	pos
esutjss-126	1	1	volume	volume	NOUN
esutjss-126	1	2	6	6	NUM
esutjss-126	1	3	issue	issue	NOUN
esutjss-126	1	4	3	3	NUM
esutjss-126	1	5	,	,	PUNCT
esutjss-126	1	6	2021	2021	NUM
esutjss-126	1	7	484	484	NUM
esutjss-126	1	8	funding	fund	VERB
esutjss-126	1	9	small	small	ADJ
esutjss-126	1	10	-	-	PUNCT
esutjss-126	1	11	to	to	ADP
esutjss-126	1	12	-	-	PUNCT
esutjss-126	1	13	medium	medium	NOUN
esutjss-126	1	14	scale	scale	NOUN
esutjss-126	1	15	agribusiness	agribusiness	NOUN
esutjss-126	1	16	towards	towards	ADP
esutjss-126	1	17	boosting	boost	VERB
esutjss-126	1	18	eastern	eastern	ADJ
esutjss-126	1	19	nigerian	nigerian	ADJ
esutjss-126	1	20	economy	economy	NOUN
esutjss-126	1	21	at	at	ADP
esutjss-126	1	22	post	post	NOUN
esutjss-126	1	23	covid-19	covid-19	PROPN
esutjss-126	1	24	pandemic	pandemic	ADJ
esutjss-126	1	25	era	era	NOUN
esutjss-126	1	26	okolo	okolo	PROPN
esutjss-126	1	27	chimaobi	chimaobi	VERB
esutjss-126	1	28	v1	v1	PROPN
esutjss-126	1	29	onuigbo	onuigbo	ADJ
esutjss-126	1	30	fidelia	fidelia	PROPN
esutjss-126	1	31	nebechi2	nebechi2	PROPN
esutjss-126	1	32	okolo	okolo	PROPN
esutjss-126	1	33	ebere	ebere	ADP
esutjss-126	1	34	u3	u3	PROPN
esutjss-126	1	35	1&2department	1&2department	PROPN
esutjss-126	1	36	of	of	ADP
esutjss-126	1	37	economics	economic	NOUN
esutjss-126	1	38	,	,	PUNCT
esutjss-126	1	39	enugu	enugu	PROPN
esutjss-126	1	40	state	state	PROPN
esutjss-126	1	41	university	university	PROPN
esutjss-126	1	42	of	of	ADP
esutjss-126	1	43	science	science	NOUN
esutjss-126	1	44	and	and	CCONJ
esutjss-126	1	45	technology	technology	NOUN
esutjss-126	1	46	3godfrey	3godfrey	NUM
esutjss-126	1	47	okoye	okoye	PROPN
esutjss-126	1	48	university	university	PROPN
esutjss-126	1	49	and	and	CCONJ
esutjss-126	1	50	group	group	NOUN
esutjss-126	1	51	of	of	ADP
esutjss-126	1	52	institutions	institution	NOUN
esutjss-126	1	53	enugu	enugu	PROPN
esutjss-126	1	54	3correspondence	3correspondence	NUM
esutjss-126	1	55	:	:	PUNCT
esutjss-126	1	56	ebereudumaga@gmail.com	ebereudumaga@gmail.com	X
esutjss-126	2	1	abstract	abstract	ADJ
esutjss-126	2	2	this	this	DET
esutjss-126	2	3	study	study	NOUN
esutjss-126	2	4	investigates	investigate	VERB
esutjss-126	2	5	funding	funding	NOUN
esutjss-126	2	6	of	of	ADP
esutjss-126	2	7	small	small	ADJ
esutjss-126	2	8	–	–	PUNCT
esutjss-126	2	9	to	to	ADP
esutjss-126	2	10	-	-	PUNCT
esutjss-126	2	11	medium	medium	NOUN
esutjss-126	2	12	sized	sized	ADJ
esutjss-126	2	13	agri	agri	NOUN
esutjss-126	2	14	-	-	PUNCT
esutjss-126	2	15	business	business	NOUN
esutjss-126	2	16	towards	towards	ADP
esutjss-126	2	17	boosting	boost	VERB
esutjss-126	2	18	eastern	eastern	ADJ
esutjss-126	2	19	nigerian	nigerian	ADJ
esutjss-126	2	20	economy	economy	NOUN
esutjss-126	2	21	at	at	ADP
esutjss-126	2	22	post	post	NOUN
esutjss-126	2	23	covid-19	covid-19	PROPN
esutjss-126	2	24	pandemic	pandemic	ADJ
esutjss-126	2	25	with	with	ADP
esutjss-126	2	26	special	special	ADJ
esutjss-126	2	27	reference	reference	NOUN
esutjss-126	2	28	to	to	ADP
esutjss-126	2	29	sme	sme	NOUN
esutjss-126	2	30	farming	farming	NOUN
esutjss-126	2	31	in	in	ADP
esutjss-126	2	32	enugu	enugu	PROPN
esutjss-126	2	33	state	state	PROPN
esutjss-126	2	34	,	,	PUNCT
esutjss-126	2	35	nigeria	nigeria	PROPN
esutjss-126	2	36	.	.	PUNCT
esutjss-126	3	1	the	the	DET
esutjss-126	3	2	specific	specific	ADJ
esutjss-126	3	3	objectives	objective	NOUN
esutjss-126	3	4	are	be	AUX
esutjss-126	3	5	to	to	PART
esutjss-126	3	6	determine	determine	VERB
esutjss-126	3	7	,	,	PUNCT
esutjss-126	3	8	among	among	ADP
esutjss-126	3	9	others	other	NOUN
esutjss-126	3	10	,	,	PUNCT
esutjss-126	3	11	the	the	DET
esutjss-126	3	12	problems	problem	NOUN
esutjss-126	3	13	associated	associate	VERB
esutjss-126	3	14	with	with	ADP
esutjss-126	3	15	the	the	DET
esutjss-126	3	16	sme	sme	PROPN
esutjss-126	3	17	agribusiness	agribusiness	PROPN
esutjss-126	3	18	.	.	PUNCT
esutjss-126	4	1	the	the	DET
esutjss-126	4	2	validity	validity	NOUN
esutjss-126	4	3	and	and	CCONJ
esutjss-126	4	4	reliability	reliability	NOUN
esutjss-126	4	5	co	co	ADJ
esutjss-126	4	6	-	-	ADJ
esutjss-126	4	7	efficient	efficient	ADJ
esutjss-126	4	8	ratio	ratio	NOUN
esutjss-126	4	9	was	be	AUX
esutjss-126	4	10	0.87	0.87	NUM
esutjss-126	4	11	.	.	PUNCT
esutjss-126	5	1	the	the	DET
esutjss-126	5	2	population	population	NOUN
esutjss-126	5	3	studied	study	VERB
esutjss-126	5	4	was	be	AUX
esutjss-126	5	5	one	one	NUM
esutjss-126	5	6	hundred	hundred	NUM
esutjss-126	5	7	and	and	CCONJ
esutjss-126	5	8	fifty	fifty	NUM
esutjss-126	5	9	(	(	PUNCT
esutjss-126	5	10	150	150	NUM
esutjss-126	5	11	)	)	PUNCT
esutjss-126	5	12	and	and	CCONJ
esutjss-126	5	13	comprises	comprise	NOUN
esutjss-126	5	14	of	of	ADP
esutjss-126	5	15	teachersowners	teachersowner	NOUN
esutjss-126	5	16	of	of	ADP
esutjss-126	5	17	farms	farm	NOUN
esutjss-126	5	18	and	and	CCONJ
esutjss-126	5	19	others	other	NOUN
esutjss-126	5	20	.	.	PUNCT
esutjss-126	6	1	the	the	DET
esutjss-126	6	2	researchers	researcher	NOUN
esutjss-126	6	3	utilized	utilize	VERB
esutjss-126	6	4	questionnaire	questionnaire	NOUN
esutjss-126	6	5	for	for	ADP
esutjss-126	6	6	information	information	NOUN
esutjss-126	6	7	gathering	gathering	NOUN
esutjss-126	6	8	and	and	CCONJ
esutjss-126	6	9	applied	apply	VERB
esutjss-126	6	10	survey	survey	NOUN
esutjss-126	6	11	research	research	NOUN
esutjss-126	6	12	design	design	NOUN
esutjss-126	6	13	.	.	PUNCT
esutjss-126	7	1	the	the	DET
esutjss-126	7	2	validity	validity	NOUN
esutjss-126	7	3	and	and	CCONJ
esutjss-126	7	4	reliability	reliability	NOUN
esutjss-126	7	5	co	co	ADJ
esutjss-126	7	6	-	-	ADJ
esutjss-126	7	7	efficient	efficient	ADJ
esutjss-126	7	8	ratio	ratio	NOUN
esutjss-126	7	9	was	be	AUX
esutjss-126	7	10	0.87	0.87	NUM
esutjss-126	7	11	.	.	PUNCT
esutjss-126	8	1	frequency	frequency	NOUN
esutjss-126	8	2	and	and	CCONJ
esutjss-126	8	3	standard	standard	ADJ
esutjss-126	8	4	deviation	deviation	NOUN
esutjss-126	8	5	were	be	AUX
esutjss-126	8	6	utilized	utilize	VERB
esutjss-126	8	7	to	to	PART
esutjss-126	8	8	analyze	analyze	VERB
esutjss-126	8	9	the	the	DET
esutjss-126	8	10	data	datum	NOUN
esutjss-126	8	11	and	and	CCONJ
esutjss-126	8	12	test	test	VERB
esutjss-126	8	13	the	the	DET
esutjss-126	8	14	research	research	NOUN
esutjss-126	8	15	hypotheses	hypothesis	NOUN
esutjss-126	8	16	with	with	ADP
esutjss-126	8	17	ttest	tt	ADJ
esutjss-126	8	18	.	.	PUNCT
esutjss-126	9	1	findings	finding	NOUN
esutjss-126	9	2	show	show	VERB
esutjss-126	9	3	that	that	SCONJ
esutjss-126	9	4	;	;	PUNCT
esutjss-126	9	5	at	at	ADP
esutjss-126	9	6	the	the	DET
esutjss-126	9	7	instance	instance	NOUN
esutjss-126	9	8	of	of	ADP
esutjss-126	9	9	post	post	NOUN
esutjss-126	9	10	covid-19	covid-19	PROPN
esutjss-126	9	11	pandemic	pandemic	NOUN
esutjss-126	9	12	;	;	PUNCT
esutjss-126	9	13	there	there	PRON
esutjss-126	9	14	was	be	VERB
esutjss-126	9	15	lack	lack	NOUN
esutjss-126	9	16	of	of	ADP
esutjss-126	9	17	funds	fund	NOUN
esutjss-126	9	18	and	and	CCONJ
esutjss-126	9	19	lack	lack	NOUN
esutjss-126	9	20	of	of	ADP
esutjss-126	9	21	access	access	NOUN
esutjss-126	9	22	to	to	ADP
esutjss-126	9	23	financial	financial	ADJ
esutjss-126	9	24	support	support	NOUN
esutjss-126	9	25	which	which	PRON
esutjss-126	9	26	poses	pose	VERB
esutjss-126	9	27	a	a	DET
esutjss-126	9	28	big	big	ADJ
esutjss-126	9	29	challenge	challenge	NOUN
esutjss-126	9	30	,	,	PUNCT
esutjss-126	9	31	lack	lack	NOUN
esutjss-126	9	32	of	of	ADP
esutjss-126	9	33	exposure	exposure	NOUN
esutjss-126	9	34	to	to	ADP
esutjss-126	9	35	new	new	ADJ
esutjss-126	9	36	and	and	CCONJ
esutjss-126	9	37	improved	improved	ADJ
esutjss-126	9	38	ways	way	NOUN
esutjss-126	9	39	of	of	ADP
esutjss-126	9	40	agri	agri	NOUN
esutjss-126	9	41	-	-	PUNCT
esutjss-126	9	42	business	business	NOUN
esutjss-126	9	43	,	,	PUNCT
esutjss-126	9	44	lack	lack	NOUN
esutjss-126	9	45	of	of	ADP
esutjss-126	9	46	publicity	publicity	NOUN
esutjss-126	9	47	,	,	PUNCT
esutjss-126	9	48	lack	lack	NOUN
esutjss-126	9	49	of	of	ADP
esutjss-126	9	50	adequate	adequate	ADJ
esutjss-126	9	51	enforcement	enforcement	NOUN
esutjss-126	9	52	/	/	SYM
esutjss-126	9	53	aggressive	aggressive	ADJ
esutjss-126	9	54	campaigns	campaign	NOUN
esutjss-126	9	55	for	for	ADP
esutjss-126	9	56	farming	farming	NOUN
esutjss-126	9	57	in	in	ADP
esutjss-126	9	58	our	our	PRON
esutjss-126	9	59	primary	primary	ADJ
esutjss-126	9	60	and	and	CCONJ
esutjss-126	9	61	tertiary	tertiary	ADJ
esutjss-126	9	62	institutions	institution	NOUN
esutjss-126	9	63	(	(	PUNCT
esutjss-126	9	64	inadequacy	inadequacy	NOUN
esutjss-126	9	65	of	of	ADP
esutjss-126	9	66	our	our	PRON
esutjss-126	9	67	curriculum	curriculum	NOUN
esutjss-126	9	68	)	)	PUNCT
esutjss-126	9	69	.	.	PUNCT
esutjss-126	10	1	it	it	PRON
esutjss-126	10	2	was	be	AUX
esutjss-126	10	3	concluded	conclude	VERB
esutjss-126	10	4	that	that	SCONJ
esutjss-126	10	5	access	access	NOUN
esutjss-126	10	6	to	to	ADP
esutjss-126	10	7	finance	finance	NOUN
esutjss-126	10	8	enables	enable	VERB
esutjss-126	10	9	smes	sme	NOUN
esutjss-126	10	10	farmers	farmer	NOUN
esutjss-126	10	11	to	to	PART
esutjss-126	10	12	perform	perform	VERB
esutjss-126	10	13	better	well	ADJ
esutjss-126	10	14	.	.	PUNCT
esutjss-126	11	1	inculcation	inculcation	NOUN
esutjss-126	11	2	of	of	ADP
esutjss-126	11	3	farming	farming	NOUN
esutjss-126	11	4	business	business	NOUN
esutjss-126	11	5	in	in	ADP
esutjss-126	11	6	our	our	PRON
esutjss-126	11	7	primary	primary	NOUN
esutjss-126	11	8	up	up	ADP
esutjss-126	11	9	to	to	ADP
esutjss-126	11	10	tertiary	tertiary	ADJ
esutjss-126	11	11	education	education	NOUN
esutjss-126	11	12	and	and	CCONJ
esutjss-126	11	13	wide	wide	ADJ
esutjss-126	11	14	publicity	publicity	NOUN
esutjss-126	11	15	helps	help	VERB
esutjss-126	11	16	improve	improve	VERB
esutjss-126	11	17	agribusiness	agribusiness	NOUN
esutjss-126	11	18	.	.	PUNCT
esutjss-126	12	1	it	it	PRON
esutjss-126	12	2	was	be	AUX
esutjss-126	12	3	recommended	recommend	VERB
esutjss-126	12	4	that	that	SCONJ
esutjss-126	12	5	government	government	NOUN
esutjss-126	12	6	should	should	AUX
esutjss-126	12	7	grant	grant	VERB
esutjss-126	12	8	financial	financial	ADJ
esutjss-126	12	9	assistance	assistance	NOUN
esutjss-126	12	10	,	,	PUNCT
esutjss-126	12	11	private	private	ADJ
esutjss-126	12	12	provision	provision	NOUN
esutjss-126	12	13	of	of	ADP
esutjss-126	12	14	access	access	NOUN
esutjss-126	12	15	to	to	ADP
esutjss-126	12	16	financial	financial	ADJ
esutjss-126	12	17	support	support	NOUN
esutjss-126	12	18	and	and	CCONJ
esutjss-126	12	19	develop	develop	VERB
esutjss-126	12	20	a	a	DET
esutjss-126	12	21	policy	policy	NOUN
esutjss-126	12	22	enabling	enable	VERB
esutjss-126	12	23	financial	financial	ADJ
esutjss-126	12	24	groups	group	NOUN
esutjss-126	12	25	to	to	PART
esutjss-126	12	26	consider	consider	VERB
esutjss-126	12	27	granting	grant	VERB
esutjss-126	12	28	smes	sme	NOUN
esutjss-126	12	29	framers	framer	NOUN
esutjss-126	12	30	access	access	NOUN
esutjss-126	12	31	to	to	ADP
esutjss-126	12	32	financial	financial	ADJ
esutjss-126	12	33	assistance	assistance	NOUN
esutjss-126	12	34	.	.	PUNCT
esutjss-126	13	1	this	this	PRON
esutjss-126	13	2	will	will	AUX
esutjss-126	13	3	boost	boost	VERB
esutjss-126	13	4	the	the	DET
esutjss-126	13	5	activities	activity	NOUN
esutjss-126	13	6	of	of	ADP
esutjss-126	13	7	small	small	ADJ
esutjss-126	13	8	-	-	PUNCT
esutjss-126	13	9	to	to	ADP
esutjss-126	13	10	-	-	PUNCT
esutjss-126	13	11	medium	medium	NOUN
esutjss-126	13	12	scale	scale	NOUN
esutjss-126	13	13	agri	agri	NOUN
esutjss-126	13	14	-	-	PUNCT
esutjss-126	13	15	businesses	business	NOUN
esutjss-126	13	16	in	in	ADP
esutjss-126	13	17	the	the	DET
esutjss-126	13	18	eastern	eastern	PROPN
esutjss-126	13	19	nigeria	nigeria	PROPN
esutjss-126	13	20	and	and	CCONJ
esutjss-126	13	21	increase	increase	VERB
esutjss-126	13	22	revenues	revenue	NOUN
esutjss-126	13	23	to	to	ADP
esutjss-126	13	24	the	the	DET
esutjss-126	13	25	nation	nation	NOUN
esutjss-126	13	26	.	.	PUNCT
esutjss-126	14	1	the	the	DET
esutjss-126	14	2	implication	implication	NOUN
esutjss-126	14	3	is	be	AUX
esutjss-126	14	4	that	that	SCONJ
esutjss-126	14	5	if	if	SCONJ
esutjss-126	14	6	farming	farming	NOUN
esutjss-126	14	7	agri	agri	NOUN
esutjss-126	14	8	-	-	PUNCT
esutjss-126	14	9	business	business	NOUN
esutjss-126	14	10	is	be	AUX
esutjss-126	14	11	not	not	PART
esutjss-126	14	12	seriously	seriously	ADV
esutjss-126	14	13	pursued	pursue	VERB
esutjss-126	14	14	,	,	PUNCT
esutjss-126	14	15	hunger	hunger	NOUN
esutjss-126	14	16	and	and	CCONJ
esutjss-126	14	17	poverty	poverty	NOUN
esutjss-126	14	18	will	will	AUX
esutjss-126	14	19	overtake	overtake	VERB
esutjss-126	14	20	the	the	DET
esutjss-126	14	21	nation	nation	NOUN
esutjss-126	14	22	especially	especially	ADV
esutjss-126	14	23	the	the	DET
esutjss-126	14	24	eastern	eastern	PROPN
esutjss-126	14	25	nigeria	nigeria	PROPN
esutjss-126	14	26	.	.	PUNCT
esutjss-126	15	1	keywords	keyword	NOUN
esutjss-126	15	2	:	:	PUNCT
esutjss-126	15	3	small	small	ADJ
esutjss-126	15	4	-	-	PUNCT
esutjss-126	15	5	to	to	ADP
esutjss-126	15	6	-	-	PUNCT
esutjss-126	15	7	medium	medium	NOUN
esutjss-126	15	8	scale	scale	NOUN
esutjss-126	15	9	agri	agri	NOUN
esutjss-126	15	10	-	-	PUNCT
esutjss-126	15	11	business	business	NOUN
esutjss-126	15	12	:	:	PUNCT
esutjss-126	15	13	challenges	challenge	NOUN
esutjss-126	15	14	,	,	PUNCT
esutjss-126	15	15	improvement	improvement	NOUN
esutjss-126	15	16	strategies	strategy	NOUN
esutjss-126	15	17	,	,	PUNCT
esutjss-126	15	18	eastern	eastern	PROPN
esutjss-126	15	19	nigeria	nigeria	PROPN
esutjss-126	15	20	introduction	introduction	NOUN
esutjss-126	15	21	there	there	PRON
esutjss-126	15	22	is	be	VERB
esutjss-126	15	23	lack	lack	NOUN
esutjss-126	15	24	of	of	ADP
esutjss-126	15	25	food	food	NOUN
esutjss-126	15	26	,	,	PUNCT
esutjss-126	15	27	food	food	NOUN
esutjss-126	15	28	insecurity	insecurity	NOUN
esutjss-126	15	29	,	,	PUNCT
esutjss-126	15	30	terrible	terrible	ADJ
esutjss-126	15	31	hunger	hunger	NOUN
esutjss-126	15	32	and	and	CCONJ
esutjss-126	15	33	lack	lack	NOUN
esutjss-126	15	34	of	of	ADP
esutjss-126	15	35	access	access	NOUN
esutjss-126	15	36	to	to	ADP
esutjss-126	15	37	financial	financial	ADJ
esutjss-126	15	38	resources	resource	NOUN
esutjss-126	15	39	for	for	ADP
esutjss-126	15	40	running	run	VERB
esutjss-126	15	41	smalltomedium	smalltomedium	NOUN
esutjss-126	15	42	scale	scale	NOUN
esutjss-126	15	43	agro	agro	NOUN
esutjss-126	15	44	-	-	PUNCT
esutjss-126	15	45	business	business	NOUN
esutjss-126	15	46	in	in	ADP
esutjss-126	15	47	eastern	eastern	PROPN
esutjss-126	15	48	nigeria	nigeria	PROPN
esutjss-126	15	49	especially	especially	ADV
esutjss-126	15	50	at	at	ADP
esutjss-126	15	51	this	this	DET
esutjss-126	15	52	post	post	NOUN
esutjss-126	15	53	covid	covid	NOUN
esutjss-126	15	54	–	–	PUNCT
esutjss-126	15	55	19	19	NUM
esutjss-126	15	56	pandemic	pandemic	ADJ
esutjss-126	15	57	era	era	NOUN
esutjss-126	15	58	.	.	PUNCT
esutjss-126	16	1	this	this	PRON
esutjss-126	16	2	is	be	AUX
esutjss-126	16	3	forcing	force	VERB
esutjss-126	16	4	framers	framer	NOUN
esutjss-126	16	5	to	to	PART
esutjss-126	16	6	quit	quit	VERB
esutjss-126	16	7	farming	farming	NOUN
esutjss-126	16	8	business	business	NOUN
esutjss-126	16	9	for	for	ADP
esutjss-126	16	10	monthly	monthly	ADJ
esutjss-126	16	11	paid	pay	VERB
esutjss-126	16	12	jobs	job	NOUN
esutjss-126	16	13	.	.	PUNCT
esutjss-126	17	1	eastern	eastern	ADJ
esutjss-126	17	2	nigerians	nigerians	PROPN
esutjss-126	17	3	,	,	PUNCT
esutjss-126	17	4	and	and	CCONJ
esutjss-126	17	5	indeed	indeed	ADV
esutjss-126	17	6	nigerians	nigerians	PROPN
esutjss-126	17	7	are	be	AUX
esutjss-126	17	8	known	know	VERB
esutjss-126	17	9	for	for	ADP
esutjss-126	17	10	ability	ability	NOUN
esutjss-126	17	11	in	in	ADP
esutjss-126	17	12	commercial	commercial	ADJ
esutjss-126	17	13	businesses	business	NOUN
esutjss-126	17	14	all	all	ADV
esutjss-126	17	15	over	over	ADP
esutjss-126	17	16	the	the	DET
esutjss-126	17	17	world	world	NOUN
esutjss-126	17	18	.	.	PUNCT
esutjss-126	18	1	they	they	PRON
esutjss-126	18	2	migrate	migrate	VERB
esutjss-126	18	3	from	from	ADP
esutjss-126	18	4	one	one	NUM
esutjss-126	18	5	country	country	NOUN
esutjss-126	18	6	to	to	ADP
esutjss-126	18	7	another	another	PRON
esutjss-126	18	8	,	,	PUNCT
esutjss-126	18	9	dominate	dominate	VERB
esutjss-126	18	10	and	and	CCONJ
esutjss-126	18	11	take	take	VERB
esutjss-126	18	12	over	over	ADP
esutjss-126	18	13	the	the	DET
esutjss-126	18	14	commercial	commercial	ADJ
esutjss-126	18	15	activities	activity	NOUN
esutjss-126	18	16	.	.	PUNCT
esutjss-126	19	1	they	they	PRON
esutjss-126	19	2	are	be	AUX
esutjss-126	19	3	good	good	ADJ
esutjss-126	19	4	at	at	ADP
esutjss-126	19	5	buying	buying	NOUN
esutjss-126	19	6	and	and	CCONJ
esutjss-126	19	7	selling	selling	NOUN
esutjss-126	19	8	.	.	PUNCT
esutjss-126	20	1	they	they	PRON
esutjss-126	20	2	are	be	AUX
esutjss-126	20	3	not	not	PART
esutjss-126	20	4	too	too	ADV
esutjss-126	20	5	wonderful	wonderful	ADJ
esutjss-126	20	6	in	in	ADP
esutjss-126	20	7	farming	farming	NOUN
esutjss-126	20	8	,	,	PUNCT
esutjss-126	20	9	fishery	fishery	NOUN
esutjss-126	20	10	,	,	PUNCT
esutjss-126	20	11	rearing	rearing	NOUN
esutjss-126	20	12	of	of	ADP
esutjss-126	20	13	animals	animal	NOUN
esutjss-126	20	14	or	or	CCONJ
esutjss-126	20	15	excavation	excavation	NOUN
esutjss-126	20	16	industry	industry	NOUN
esutjss-126	20	17	.	.	PUNCT
esutjss-126	21	1	this	this	PRON
esutjss-126	21	2	,	,	PUNCT
esutjss-126	21	3	their	their	PRON
esutjss-126	21	4	god	god	NOUN
esutjss-126	21	5	giving	give	VERB
esutjss-126	21	6	values	value	NOUN
esutjss-126	21	7	makes	make	VERB
esutjss-126	21	8	them	they	PRON
esutjss-126	21	9	acquire	acquire	VERB
esutjss-126	21	10	so	so	ADV
esutjss-126	21	11	much	much	ADJ
esutjss-126	21	12	funds	fund	NOUN
esutjss-126	21	13	from	from	ADP
esutjss-126	21	14	any	any	DET
esutjss-126	21	15	country	country	NOUN
esutjss-126	21	16	they	they	PRON
esutjss-126	21	17	settle	settle	VERB
esutjss-126	21	18	;	;	PUNCT
esutjss-126	21	19	take	take	VERB
esutjss-126	21	20	over	over	ADP
esutjss-126	21	21	their	their	PRON
esutjss-126	21	22	economic	economic	ADJ
esutjss-126	21	23	activities	activity	NOUN
esutjss-126	21	24	,	,	PUNCT
esutjss-126	21	25	make	make	VERB
esutjss-126	21	26	the	the	DET
esutjss-126	21	27	inhabitants	inhabitant	NOUN
esutjss-126	21	28	jealous	jealous	ADJ
esutjss-126	21	29	when	when	SCONJ
esutjss-126	21	30	they	they	PRON
esutjss-126	21	31	look	look	VERB
esutjss-126	21	32	at	at	ADP
esutjss-126	21	33	the	the	DET
esutjss-126	21	34	assets	asset	NOUN
esutjss-126	21	35	of	of	ADP
esutjss-126	21	36	these	these	DET
esutjss-126	21	37	nigerians	nigerians	PROPN
esutjss-126	21	38	.	.	PUNCT
esutjss-126	22	1	this	this	PRON
esutjss-126	22	2	is	be	AUX
esutjss-126	22	3	the	the	DET
esutjss-126	22	4	experience	experience	NOUN
esutjss-126	22	5	in	in	ADP
esutjss-126	22	6	ghana	ghana	PROPN
esutjss-126	22	7	,	,	PUNCT
esutjss-126	22	8	which	which	PRON
esutjss-126	22	9	is	be	AUX
esutjss-126	22	10	outside	outside	ADP
esutjss-126	22	11	nigeria	nigeria	PROPN
esutjss-126	22	12	.	.	PUNCT
esutjss-126	23	1	it	it	PRON
esutjss-126	23	2	was	be	AUX
esutjss-126	23	3	recorded	record	VERB
esutjss-126	23	4	that	that	SCONJ
esutjss-126	23	5	three	three	NUM
esutjss-126	23	6	quarters	quarter	NOUN
esutjss-126	23	7	of	of	ADP
esutjss-126	23	8	the	the	DET
esutjss-126	23	9	displaced	displace	VERB
esutjss-126	23	10	or	or	CCONJ
esutjss-126	23	11	threatened	threaten	VERB
esutjss-126	23	12	businesses	business	NOUN
esutjss-126	23	13	are	be	AUX
esutjss-126	23	14	from	from	ADP
esutjss-126	23	15	nigeria	nigeria	PROPN
esutjss-126	23	16	.	.	PUNCT
esutjss-126	24	1	mailto:ebereudumaga@gmail.com	mailto:ebereudumaga@gmail.com	X
esutjss-126	24	2	485	485	NUM
esutjss-126	24	3	were	be	AUX
esutjss-126	24	4	these	these	DET
esutjss-126	24	5	nigerians	nigerians	PROPN
esutjss-126	24	6	especially	especially	ADV
esutjss-126	24	7	easterners	easterner	NOUN
esutjss-126	24	8	engaged	engage	VERB
esutjss-126	24	9	in	in	ADP
esutjss-126	24	10	the	the	DET
esutjss-126	24	11	farming	farming	NOUN
esutjss-126	24	12	business	business	NOUN
esutjss-126	24	13	they	they	PRON
esutjss-126	24	14	would	would	AUX
esutjss-126	24	15	not	not	PART
esutjss-126	24	16	have	have	AUX
esutjss-126	24	17	exposed	expose	VERB
esutjss-126	24	18	themselves	themselves	PRON
esutjss-126	24	19	to	to	ADP
esutjss-126	24	20	these	these	DET
esutjss-126	24	21	agitations	agitation	NOUN
esutjss-126	24	22	in	in	ADP
esutjss-126	24	23	their	their	PRON
esutjss-126	24	24	commercial	commercial	ADJ
esutjss-126	24	25	enterprises	enterprise	NOUN
esutjss-126	24	26	in	in	ADP
esutjss-126	24	27	these	these	DET
esutjss-126	24	28	areas	area	NOUN
esutjss-126	24	29	they	they	PRON
esutjss-126	24	30	migrated	migrate	VERB
esutjss-126	24	31	to	to	ADP
esutjss-126	24	32	.	.	PUNCT
esutjss-126	25	1	however	however	ADV
esutjss-126	25	2	,	,	PUNCT
esutjss-126	25	3	due	due	ADP
esutjss-126	25	4	to	to	ADP
esutjss-126	25	5	scarcity	scarcity	NOUN
esutjss-126	25	6	of	of	ADP
esutjss-126	25	7	funding	funding	NOUN
esutjss-126	25	8	especially	especially	ADV
esutjss-126	25	9	in	in	ADP
esutjss-126	25	10	sme	sme	NOUN
esutjss-126	25	11	these	these	DET
esutjss-126	25	12	teeming	teem	VERB
esutjss-126	25	13	workforces	workforce	NOUN
esutjss-126	25	14	are	be	AUX
esutjss-126	25	15	not	not	PART
esutjss-126	25	16	attracted	attract	VERB
esutjss-126	25	17	to	to	ADP
esutjss-126	25	18	the	the	DET
esutjss-126	25	19	business	business	NOUN
esutjss-126	25	20	of	of	ADP
esutjss-126	25	21	farming	farming	NOUN
esutjss-126	25	22	.	.	PUNCT
esutjss-126	26	1	the	the	DET
esutjss-126	26	2	irony	irony	NOUN
esutjss-126	26	3	of	of	ADP
esutjss-126	26	4	it	it	PRON
esutjss-126	26	5	is	be	AUX
esutjss-126	26	6	that	that	SCONJ
esutjss-126	26	7	,	,	PUNCT
esutjss-126	26	8	these	these	DET
esutjss-126	26	9	nigerians	nigerians	PROPN
esutjss-126	26	10	with	with	ADP
esutjss-126	26	11	reference	reference	NOUN
esutjss-126	26	12	to	to	ADP
esutjss-126	26	13	some	some	DET
esutjss-126	26	14	farmers	farmer	NOUN
esutjss-126	26	15	in	in	ADP
esutjss-126	26	16	selected	select	VERB
esutjss-126	26	17	areas	area	NOUN
esutjss-126	26	18	never	never	ADV
esutjss-126	26	19	thought	think	VERB
esutjss-126	26	20	of	of	ADP
esutjss-126	26	21	improving	improve	VERB
esutjss-126	26	22	their	their	PRON
esutjss-126	26	23	farm	farm	NOUN
esutjss-126	26	24	places	place	NOUN
esutjss-126	26	25	.	.	PUNCT
esutjss-126	27	1	they	they	PRON
esutjss-126	27	2	prefer	prefer	VERB
esutjss-126	27	3	to	to	PART
esutjss-126	27	4	go	go	VERB
esutjss-126	27	5	to	to	ADP
esutjss-126	27	6	foreign	foreign	ADJ
esutjss-126	27	7	countries	country	NOUN
esutjss-126	27	8	to	to	PART
esutjss-126	27	9	live	live	VERB
esutjss-126	27	10	and	and	CCONJ
esutjss-126	27	11	carry	carry	VERB
esutjss-126	27	12	out	out	ADP
esutjss-126	27	13	their	their	PRON
esutjss-126	27	14	buying	buying	NOUN
esutjss-126	27	15	and	and	CCONJ
esutjss-126	27	16	selling	sell	VERB
esutjss-126	27	17	businesses	business	NOUN
esutjss-126	27	18	.	.	PUNCT
esutjss-126	28	1	one	one	PRON
esutjss-126	28	2	could	could	AUX
esutjss-126	28	3	ask	ask	VERB
esutjss-126	28	4	if	if	SCONJ
esutjss-126	28	5	they	they	PRON
esutjss-126	28	6	do	do	AUX
esutjss-126	28	7	not	not	PART
esutjss-126	28	8	know	know	VERB
esutjss-126	28	9	the	the	DET
esutjss-126	28	10	advantages	advantage	NOUN
esutjss-126	28	11	of	of	ADP
esutjss-126	28	12	improving	improve	VERB
esutjss-126	28	13	their	their	PRON
esutjss-126	28	14	farms	farm	NOUN
esutjss-126	28	15	especially	especially	ADV
esutjss-126	28	16	at	at	ADP
esutjss-126	28	17	this	this	DET
esutjss-126	28	18	post	post	NOUN
esutjss-126	28	19	covid-19	covid-19	PROPN
esutjss-126	28	20	pandemic	pandemic	NOUN
esutjss-126	28	21	.	.	PUNCT
esutjss-126	29	1	(	(	PUNCT
esutjss-126	29	2	okolo	okolo	PROPN
esutjss-126	29	3	,	,	PUNCT
esutjss-126	29	4	duru	duru	PROPN
esutjss-126	29	5	and	and	CCONJ
esutjss-126	29	6	ani	ani	NOUN
esutjss-126	29	7	,	,	PUNCT
esutjss-126	29	8	2021	2021	NUM
esutjss-126	29	9	)	)	PUNCT
esutjss-126	29	10	corona	corona	NOUN
esutjss-126	29	11	virus	virus	NOUN
esutjss-126	29	12	is	be	AUX
esutjss-126	29	13	a	a	DET
esutjss-126	29	14	dangerous	dangerous	ADJ
esutjss-126	29	15	killer	killer	NOUN
esutjss-126	29	16	that	that	PRON
esutjss-126	29	17	kills	kill	VERB
esutjss-126	29	18	people	people	NOUN
esutjss-126	29	19	in	in	ADP
esutjss-126	29	20	hundreds	hundred	NOUN
esutjss-126	29	21	of	of	ADP
esutjss-126	29	22	thousands	thousand	NOUN
esutjss-126	29	23	and	and	CCONJ
esutjss-126	29	24	was	be	AUX
esutjss-126	29	25	first	first	ADV
esutjss-126	29	26	experienced	experience	VERB
esutjss-126	29	27	in	in	ADP
esutjss-126	29	28	wuhan	wuhan	PROPN
esutjss-126	29	29	china	china	PROPN
esutjss-126	29	30	in	in	ADP
esutjss-126	29	31	the	the	DET
esutjss-126	29	32	last	last	ADJ
esutjss-126	29	33	quarter	quarter	NOUN
esutjss-126	29	34	of	of	ADP
esutjss-126	29	35	2019	2019	NUM
esutjss-126	29	36	and	and	CCONJ
esutjss-126	29	37	later	later	ADV
esutjss-126	29	38	spread	spread	VERB
esutjss-126	29	39	throughout	throughout	ADP
esutjss-126	29	40	the	the	DET
esutjss-126	29	41	entire	entire	ADJ
esutjss-126	29	42	world	world	NOUN
esutjss-126	29	43	(	(	PUNCT
esutjss-126	29	44	attila	attila	PROPN
esutjss-126	29	45	,	,	PUNCT
esutjss-126	29	46	peter	peter	PROPN
esutjss-126	29	47	and	and	CCONJ
esutjss-126	29	48	balogh	balogh	PROPN
esutjss-126	29	49	,	,	PUNCT
esutjss-126	29	50	2020	2020	NUM
esutjss-126	29	51	)	)	PUNCT
esutjss-126	29	52	.	.	PUNCT
esutjss-126	30	1	governments	government	NOUN
esutjss-126	30	2	imposed	impose	VERB
esutjss-126	30	3	total	total	ADJ
esutjss-126	30	4	lockdown	lockdown	NOUN
esutjss-126	30	5	to	to	PART
esutjss-126	30	6	curtail	curtail	VERB
esutjss-126	30	7	its	its	PRON
esutjss-126	30	8	spread	spread	NOUN
esutjss-126	30	9	anywhere	anywhere	ADV
esutjss-126	30	10	it	it	PRON
esutjss-126	30	11	is	be	AUX
esutjss-126	30	12	noticed	notice	VERB
esutjss-126	30	13	.	.	PUNCT
esutjss-126	31	1	movement	movement	NOUN
esutjss-126	31	2	between	between	ADP
esutjss-126	31	3	countries	country	NOUN
esutjss-126	31	4	were	be	AUX
esutjss-126	31	5	stopped	stop	VERB
esutjss-126	31	6	,	,	PUNCT
esutjss-126	31	7	even	even	ADV
esutjss-126	31	8	movement	movement	NOUN
esutjss-126	31	9	between	between	ADP
esutjss-126	31	10	states	state	NOUN
esutjss-126	31	11	were	be	AUX
esutjss-126	31	12	prohibited	prohibit	VERB
esutjss-126	31	13	which	which	PRON
esutjss-126	31	14	brought	bring	VERB
esutjss-126	31	15	business	business	NOUN
esutjss-126	31	16	of	of	ADP
esutjss-126	31	17	every	every	DET
esutjss-126	31	18	kind	kind	NOUN
esutjss-126	31	19	to	to	ADP
esutjss-126	31	20	a	a	DET
esutjss-126	31	21	standstill	standstill	NOUN
esutjss-126	31	22	;	;	PUNCT
esutjss-126	31	23	the	the	DET
esutjss-126	31	24	nation	nation	NOUN
esutjss-126	31	25	’s	’s	PART
esutjss-126	31	26	oil	oil	NOUN
esutjss-126	31	27	price	price	NOUN
esutjss-126	31	28	dropped	drop	VERB
esutjss-126	31	29	and	and	CCONJ
esutjss-126	31	30	our	our	PRON
esutjss-126	31	31	currency	currency	NOUN
esutjss-126	31	32	came	come	VERB
esutjss-126	31	33	to	to	ADP
esutjss-126	31	34	little	little	ADJ
esutjss-126	31	35	or	or	CCONJ
esutjss-126	31	36	no	no	PRON
esutjss-126	31	37	currency	currency	NOUN
esutjss-126	31	38	.	.	PUNCT
esutjss-126	32	1	at	at	ADP
esutjss-126	32	2	this	this	DET
esutjss-126	32	3	time	time	NOUN
esutjss-126	32	4	economy	economy	NOUN
esutjss-126	32	5	was	be	AUX
esutjss-126	32	6	very	very	ADV
esutjss-126	32	7	poor	poor	ADJ
esutjss-126	32	8	,	,	PUNCT
esutjss-126	32	9	feeding	feeding	NOUN
esutjss-126	32	10	was	be	AUX
esutjss-126	32	11	difficult	difficult	ADJ
esutjss-126	32	12	,	,	PUNCT
esutjss-126	32	13	good	good	ADJ
esutjss-126	32	14	health	health	NOUN
esutjss-126	32	15	could	could	AUX
esutjss-126	32	16	not	not	PART
esutjss-126	32	17	be	be	AUX
esutjss-126	32	18	ascertained	ascertain	VERB
esutjss-126	32	19	,	,	PUNCT
esutjss-126	32	20	schools	school	NOUN
esutjss-126	32	21	were	be	AUX
esutjss-126	32	22	shut	shut	VERB
esutjss-126	32	23	down	down	ADP
esutjss-126	32	24	,	,	PUNCT
esutjss-126	32	25	and	and	CCONJ
esutjss-126	32	26	low	low	ADJ
esutjss-126	32	27	standard	standard	NOUN
esutjss-126	32	28	of	of	ADP
esutjss-126	32	29	living	living	NOUN
esutjss-126	32	30	was	be	AUX
esutjss-126	32	31	the	the	DET
esutjss-126	32	32	order	order	NOUN
esutjss-126	32	33	of	of	ADP
esutjss-126	32	34	the	the	DET
esutjss-126	32	35	period	period	NOUN
esutjss-126	32	36	.	.	PUNCT
esutjss-126	33	1	the	the	DET
esutjss-126	33	2	world	world	PROPN
esutjss-126	33	3	bank	bank	PROPN
esutjss-126	33	4	on	on	ADP
esutjss-126	33	5	global	global	ADJ
esutjss-126	33	6	economic	economic	ADJ
esutjss-126	33	7	prospects	prospect	NOUN
esutjss-126	33	8	maintain	maintain	VERB
esutjss-126	33	9	that	that	SCONJ
esutjss-126	33	10	the	the	DET
esutjss-126	33	11	effect	effect	NOUN
esutjss-126	33	12	of	of	ADP
esutjss-126	33	13	the	the	DET
esutjss-126	33	14	pandemic	pandemic	NOUN
esutjss-126	33	15	may	may	AUX
esutjss-126	33	16	stay	stay	VERB
esutjss-126	33	17	for	for	ADP
esutjss-126	33	18	a	a	DET
esutjss-126	33	19	prolonged	prolonged	ADJ
esutjss-126	33	20	period	period	NOUN
esutjss-126	33	21	,	,	PUNCT
esutjss-126	33	22	cause	cause	VERB
esutjss-126	33	23	debt	debt	NOUN
esutjss-126	33	24	accumulation	accumulation	NOUN
esutjss-126	33	25	and	and	CCONJ
esutjss-126	33	26	also	also	ADV
esutjss-126	33	27	slow	slow	VERB
esutjss-126	33	28	down	down	ADP
esutjss-126	33	29	potential	potential	ADJ
esutjss-126	33	30	growth	growth	NOUN
esutjss-126	33	31	over	over	ADP
esutjss-126	33	32	the	the	DET
esutjss-126	33	33	next	next	ADJ
esutjss-126	33	34	decade	decade	NOUN
esutjss-126	33	35	.	.	PUNCT
esutjss-126	34	1	therefore	therefore	ADV
esutjss-126	34	2	,	,	PUNCT
esutjss-126	34	3	the	the	DET
esutjss-126	34	4	world	world	PROPN
esutjss-126	34	5	bank	bank	PROPN
esutjss-126	34	6	president	president	PROPN
esutjss-126	34	7	maintains	maintain	VERB
esutjss-126	34	8	that	that	SCONJ
esutjss-126	34	9	we	we	PRON
esutjss-126	34	10	cease	cease	VERB
esutjss-126	34	11	this	this	DET
esutjss-126	34	12	opportunity	opportunity	NOUN
esutjss-126	34	13	to	to	PART
esutjss-126	34	14	lay	lay	VERB
esutjss-126	34	15	the	the	DET
esutjss-126	34	16	foundation	foundation	NOUN
esutjss-126	34	17	for	for	ADP
esutjss-126	34	18	sustainable	sustainable	ADJ
esutjss-126	34	19	economy	economy	NOUN
esutjss-126	34	20	.	.	PUNCT
esutjss-126	35	1	however	however	ADV
esutjss-126	35	2	,	,	PUNCT
esutjss-126	35	3	uncertainty	uncertainty	NOUN
esutjss-126	35	4	about	about	ADP
esutjss-126	35	5	post	post	ADJ
esutjss-126	35	6	-	-	ADJ
esutjss-126	35	7	covid-19	covid-19	ADJ
esutjss-126	35	8	pandemic	pandemic	ADJ
esutjss-126	35	9	tremendously	tremendously	ADV
esutjss-126	35	10	reduced	reduce	VERB
esutjss-126	35	11	investment	investment	NOUN
esutjss-126	35	12	thereby	thereby	ADV
esutjss-126	35	13	disrupted	disrupt	VERB
esutjss-126	35	14	economic	economic	ADJ
esutjss-126	35	15	development	development	NOUN
esutjss-126	35	16	.	.	PUNCT
esutjss-126	36	1	the	the	DET
esutjss-126	36	2	world	world	NOUN
esutjss-126	36	3	population	population	NOUN
esutjss-126	36	4	is	be	AUX
esutjss-126	36	5	on	on	ADP
esutjss-126	36	6	the	the	DET
esutjss-126	36	7	increase	increase	NOUN
esutjss-126	36	8	and	and	CCONJ
esutjss-126	36	9	nigeria	nigeria	PROPN
esutjss-126	36	10	is	be	AUX
esutjss-126	36	11	not	not	PART
esutjss-126	36	12	left	leave	VERB
esutjss-126	36	13	out	out	ADP
esutjss-126	36	14	;	;	PUNCT
esutjss-126	36	15	therefore	therefore	ADV
esutjss-126	36	16	,	,	PUNCT
esutjss-126	36	17	the	the	DET
esutjss-126	36	18	need	need	NOUN
esutjss-126	36	19	for	for	SCONJ
esutjss-126	36	20	agriculture	agriculture	NOUN
esutjss-126	36	21	to	to	PART
esutjss-126	36	22	feed	feed	VERB
esutjss-126	36	23	the	the	DET
esutjss-126	36	24	increased	increase	VERB
esutjss-126	36	25	population	population	NOUN
esutjss-126	36	26	.	.	PUNCT
esutjss-126	37	1	agriculture	agriculture	NOUN
esutjss-126	37	2	has	have	AUX
esutjss-126	37	3	gone	go	VERB
esutjss-126	37	4	mechanized	mechanized	ADJ
esutjss-126	37	5	and	and	CCONJ
esutjss-126	37	6	not	not	PART
esutjss-126	37	7	the	the	DET
esutjss-126	37	8	local	local	ADJ
esutjss-126	37	9	means	mean	VERB
esutjss-126	37	10	it	it	PRON
esutjss-126	37	11	used	use	VERB
esutjss-126	37	12	to	to	PART
esutjss-126	37	13	be	be	AUX
esutjss-126	37	14	.	.	PUNCT
esutjss-126	38	1	according	accord	VERB
esutjss-126	38	2	to	to	ADP
esutjss-126	38	3	jiriko	jiriko	NOUN
esutjss-126	38	4	,	,	PUNCT
esutjss-126	38	5	olorunaiya	olorunaiya	ADJ
esutjss-126	38	6	,	,	PUNCT
esutjss-126	38	7	nwafulugo	nwafulugo	NOUN
esutjss-126	38	8	and	and	CCONJ
esutjss-126	38	9	omengala	omengala	ADJ
esutjss-126	38	10	,	,	PUNCT
esutjss-126	38	11	(	(	PUNCT
esutjss-126	38	12	2015	2015	NUM
esutjss-126	38	13	)	)	PUNCT
esutjss-126	38	14	agricultural	agricultural	ADJ
esutjss-126	38	15	science	science	NOUN
esutjss-126	38	16	is	be	AUX
esutjss-126	38	17	an	an	DET
esutjss-126	38	18	essential	essential	ADJ
esutjss-126	38	19	programme	programme	NOUN
esutjss-126	38	20	in	in	ADP
esutjss-126	38	21	nigeria	nigeria	PROPN
esutjss-126	38	22	and	and	CCONJ
esutjss-126	38	23	is	be	AUX
esutjss-126	38	24	undergoing	undergo	VERB
esutjss-126	38	25	development	development	NOUN
esutjss-126	38	26	from	from	ADP
esutjss-126	38	27	local	local	ADJ
esutjss-126	38	28	implements	implement	NOUN
esutjss-126	38	29	(	(	PUNCT
esutjss-126	38	30	tools	tool	NOUN
esutjss-126	38	31	)	)	PUNCT
esutjss-126	38	32	to	to	ADP
esutjss-126	38	33	technological	technological	ADJ
esutjss-126	38	34	means	mean	NOUN
esutjss-126	38	35	of	of	ADP
esutjss-126	38	36	producing	produce	VERB
esutjss-126	38	37	goods	good	NOUN
esutjss-126	38	38	(	(	PUNCT
esutjss-126	38	39	food	food	NOUN
esutjss-126	38	40	)	)	PUNCT
esutjss-126	38	41	stressing	stress	VERB
esutjss-126	38	42	that	that	SCONJ
esutjss-126	38	43	agriculture	agriculture	NOUN
esutjss-126	38	44	is	be	AUX
esutjss-126	38	45	cultivation	cultivation	NOUN
esutjss-126	38	46	of	of	ADP
esutjss-126	38	47	land	land	NOUN
esutjss-126	38	48	and	and	CCONJ
esutjss-126	38	49	management	management	NOUN
esutjss-126	38	50	of	of	ADP
esutjss-126	38	51	plants	plant	NOUN
esutjss-126	38	52	and	and	CCONJ
esutjss-126	38	53	animals	animal	NOUN
esutjss-126	38	54	,	,	PUNCT
esutjss-126	38	55	which	which	PRON
esutjss-126	38	56	is	be	AUX
esutjss-126	38	57	the	the	DET
esutjss-126	38	58	mainstay	mainstay	NOUN
esutjss-126	38	59	of	of	ADP
esutjss-126	38	60	human	human	NOUN
esutjss-126	38	61	-	-	PUNCT
esutjss-126	38	62	beings	being	NOUN
esutjss-126	38	63	.	.	PUNCT
esutjss-126	39	1	no	no	DET
esutjss-126	39	2	wonder	wonder	NOUN
esutjss-126	39	3	nigeria	nigeria	PRON
esutjss-126	39	4	as	as	ADP
esutjss-126	39	5	a	a	DET
esutjss-126	39	6	nation	nation	NOUN
esutjss-126	39	7	through	through	ADP
esutjss-126	39	8	many	many	ADJ
esutjss-126	39	9	civilian	civilian	ADJ
esutjss-126	39	10	administrators	administrator	NOUN
esutjss-126	39	11	had	have	AUX
esutjss-126	39	12	given	give	VERB
esutjss-126	39	13	agricultural	agricultural	ADJ
esutjss-126	39	14	a	a	DET
esutjss-126	39	15	priority	priority	NOUN
esutjss-126	39	16	,	,	PUNCT
esutjss-126	39	17	developing	develop	VERB
esutjss-126	39	18	and	and	CCONJ
esutjss-126	39	19	exploiting	exploit	VERB
esutjss-126	39	20	agricultural	agricultural	ADJ
esutjss-126	39	21	sector	sector	NOUN
esutjss-126	39	22	for	for	ADP
esutjss-126	39	23	sustainability	sustainability	NOUN
esutjss-126	39	24	of	of	ADP
esutjss-126	39	25	their	their	PRON
esutjss-126	39	26	increasing	increase	VERB
esutjss-126	39	27	population	population	NOUN
esutjss-126	39	28	.	.	PUNCT
esutjss-126	40	1	however	however	ADV
esutjss-126	40	2	,	,	PUNCT
esutjss-126	40	3	the	the	DET
esutjss-126	40	4	infant	infant	NOUN
esutjss-126	40	5	(	(	PUNCT
esutjss-126	40	6	children	child	NOUN
esutjss-126	40	7	)	)	PUNCT
esutjss-126	40	8	who	who	PRON
esutjss-126	40	9	would	would	AUX
esutjss-126	40	10	be	be	AUX
esutjss-126	40	11	farmers	farmer	NOUN
esutjss-126	40	12	in	in	ADP
esutjss-126	40	13	years	year	NOUN
esutjss-126	40	14	ahead	ahead	ADV
esutjss-126	40	15	ought	ought	AUX
esutjss-126	40	16	to	to	PART
esutjss-126	40	17	be	be	AUX
esutjss-126	40	18	integrated	integrate	VERB
esutjss-126	40	19	into	into	ADP
esutjss-126	40	20	basic	basic	ADJ
esutjss-126	40	21	knowledge	knowledge	NOUN
esutjss-126	40	22	of	of	ADP
esutjss-126	40	23	agriculture	agriculture	NOUN
esutjss-126	40	24	and	and	CCONJ
esutjss-126	40	25	to	to	PART
esutjss-126	40	26	ensure	ensure	VERB
esutjss-126	40	27	their	their	PRON
esutjss-126	40	28	love/	love/	NUM
esutjss-126	40	29	interest	interest	NOUN
esutjss-126	40	30	in	in	ADP
esutjss-126	40	31	secondary	secondary	ADJ
esutjss-126	40	32	level	level	NOUN
esutjss-126	40	33	(	(	PUNCT
esutjss-126	40	34	universal	universal	ADJ
esutjss-126	40	35	basic	basic	ADJ
esutjss-126	40	36	education	education	NOUN
esutjss-126	40	37	level	level	NOUN
esutjss-126	40	38	–	–	PUNCT
esutjss-126	40	39	ube	ube	NOUN
esutjss-126	40	40	)	)	PUNCT
esutjss-126	40	41	are	be	AUX
esutjss-126	40	42	not	not	PART
esutjss-126	40	43	left	leave	VERB
esutjss-126	40	44	out	out	ADP
esutjss-126	40	45	.	.	PUNCT
esutjss-126	41	1	agricultural	agricultural	ADJ
esutjss-126	41	2	farming	farming	NOUN
esutjss-126	41	3	business	business	NOUN
esutjss-126	41	4	is	be	AUX
esutjss-126	41	5	the	the	DET
esutjss-126	41	6	least	least	ADJ
esutjss-126	41	7	area	area	NOUN
esutjss-126	41	8	for	for	ADP
esutjss-126	41	9	spread	spread	NOUN
esutjss-126	41	10	of	of	ADP
esutjss-126	41	11	covid-19	covid-19	PROPN
esutjss-126	41	12	,	,	PUNCT
esutjss-126	41	13	and	and	CCONJ
esutjss-126	41	14	social	social	ADJ
esutjss-126	41	15	distancing	distancing	NOUN
esutjss-126	41	16	are	be	AUX
esutjss-126	41	17	naturally	naturally	ADV
esutjss-126	41	18	achieved	achieve	VERB
esutjss-126	41	19	as	as	SCONJ
esutjss-126	41	20	farmers	farmer	NOUN
esutjss-126	41	21	are	be	AUX
esutjss-126	41	22	spread	spread	VERB
esutjss-126	41	23	out	out	ADP
esutjss-126	41	24	working	work	VERB
esutjss-126	41	25	the	the	DET
esutjss-126	41	26	land	land	NOUN
esutjss-126	41	27	.	.	PUNCT
esutjss-126	42	1	this	this	PRON
esutjss-126	42	2	would	would	AUX
esutjss-126	42	3	have	have	AUX
esutjss-126	42	4	been	be	AUX
esutjss-126	42	5	an	an	DET
esutjss-126	42	6	area	area	NOUN
esutjss-126	42	7	where	where	SCONJ
esutjss-126	42	8	funding	funding	NOUN
esutjss-126	42	9	should	should	AUX
esutjss-126	42	10	be	be	AUX
esutjss-126	42	11	directed	direct	VERB
esutjss-126	42	12	to	to	PART
esutjss-126	42	13	attract	attract	VERB
esutjss-126	42	14	people	people	NOUN
esutjss-126	42	15	to	to	ADP
esutjss-126	42	16	the	the	DET
esutjss-126	42	17	farm	farm	NOUN
esutjss-126	42	18	and	and	CCONJ
esutjss-126	42	19	be	be	AUX
esutjss-126	42	20	productive	productive	ADJ
esutjss-126	42	21	even	even	ADV
esutjss-126	42	22	in	in	ADP
esutjss-126	42	23	the	the	DET
esutjss-126	42	24	face	face	NOUN
esutjss-126	42	25	of	of	ADP
esutjss-126	42	26	any	any	DET
esutjss-126	42	27	pandemic	pandemic	NOUN
esutjss-126	42	28	.	.	PUNCT
esutjss-126	43	1	this	this	DET
esutjss-126	43	2	pandemic	pandemic	ADJ
esutjss-126	43	3	caused	cause	VERB
esutjss-126	43	4	slump	slump	NOUN
esutjss-126	43	5	in	in	ADP
esutjss-126	43	6	the	the	DET
esutjss-126	43	7	economy	economy	NOUN
esutjss-126	43	8	thereby	thereby	ADV
esutjss-126	43	9	increased	increase	VERB
esutjss-126	43	10	the	the	DET
esutjss-126	43	11	problem	problem	NOUN
esutjss-126	43	12	of	of	ADP
esutjss-126	43	13	funding	funding	NOUN
esutjss-126	43	14	which	which	PRON
esutjss-126	43	15	necessitated	necessitate	VERB
esutjss-126	43	16	this	this	DET
esutjss-126	43	17	urgency	urgency	NOUN
esutjss-126	43	18	of	of	ADP
esutjss-126	43	19	funding	funding	NOUN
esutjss-126	43	20	for	for	ADP
esutjss-126	43	21	framing	frame	VERB
esutjss-126	43	22	due	due	ADJ
esutjss-126	43	23	to	to	PART
esutjss-126	43	24	lock	lock	VERB
esutjss-126	43	25	down	down	ADP
esutjss-126	43	26	for	for	ADP
esutjss-126	43	27	over	over	ADP
esutjss-126	43	28	eight	eight	NUM
esutjss-126	43	29	months	month	NOUN
esutjss-126	43	30	in	in	ADP
esutjss-126	43	31	486	486	NUM
esutjss-126	43	32	2020	2020	NUM
esutjss-126	43	33	;	;	PUNCT
esutjss-126	43	34	whereby	whereby	SCONJ
esutjss-126	43	35	framers	framer	NOUN
esutjss-126	43	36	were	be	AUX
esutjss-126	43	37	just	just	ADV
esutjss-126	43	38	eating	eat	VERB
esutjss-126	43	39	from	from	ADP
esutjss-126	43	40	their	their	PRON
esutjss-126	43	41	seedlings	seedling	NOUN
esutjss-126	43	42	instead	instead	ADV
esutjss-126	43	43	of	of	ADP
esutjss-126	43	44	from	from	ADP
esutjss-126	43	45	their	their	PRON
esutjss-126	43	46	profit	profit	NOUN
esutjss-126	43	47	and	and	CCONJ
esutjss-126	43	48	now	now	ADV
esutjss-126	43	49	no	no	PRON
esutjss-126	43	50	more	more	ADJ
esutjss-126	43	51	seedlings	seedling	NOUN
esutjss-126	43	52	or	or	CCONJ
esutjss-126	43	53	capital	capital	NOUN
esutjss-126	43	54	to	to	PART
esutjss-126	43	55	invest	invest	VERB
esutjss-126	43	56	in	in	ADP
esutjss-126	43	57	smes	sme	NOUN
esutjss-126	43	58	farming	farming	NOUN
esutjss-126	43	59	.	.	PUNCT
esutjss-126	44	1	according	accord	VERB
esutjss-126	44	2	to	to	ADP
esutjss-126	44	3	world	world	PROPN
esutjss-126	44	4	bank	bank	PROPN
esutjss-126	44	5	,	,	PUNCT
esutjss-126	44	6	(	(	PUNCT
esutjss-126	44	7	nd	nd	NOUN
esutjss-126	44	8	)	)	PUNCT
esutjss-126	44	9	lack	lack	NOUN
esutjss-126	44	10	of	of	ADP
esutjss-126	44	11	funds	fund	NOUN
esutjss-126	44	12	and	and	CCONJ
esutjss-126	44	13	inability	inability	NOUN
esutjss-126	44	14	to	to	PART
esutjss-126	44	15	have	have	AUX
esutjss-126	44	16	access	access	NOUN
esutjss-126	44	17	to	to	ADP
esutjss-126	44	18	finance	finance	NOUN
esutjss-126	44	19	are	be	AUX
esutjss-126	44	20	key	key	ADJ
esutjss-126	44	21	constraints	constraint	NOUN
esutjss-126	44	22	to	to	ADP
esutjss-126	44	23	sme	sme	NOUN
esutjss-126	44	24	growth	growth	NOUN
esutjss-126	44	25	;	;	PUNCT
esutjss-126	44	26	and	and	CCONJ
esutjss-126	44	27	these	these	PRON
esutjss-126	44	28	are	be	AUX
esutjss-126	44	29	the	the	DET
esutjss-126	44	30	most	most	ADV
esutjss-126	44	31	cited	cite	VERB
esutjss-126	44	32	obstacles	obstacle	NOUN
esutjss-126	44	33	to	to	ADP
esutjss-126	44	34	smes	sme	NOUN
esutjss-126	44	35	farming	farming	NOUN
esutjss-126	44	36	which	which	PRON
esutjss-126	44	37	hinder	hinder	VERB
esutjss-126	44	38	growth	growth	NOUN
esutjss-126	44	39	in	in	ADP
esutjss-126	44	40	developing	develop	VERB
esutjss-126	44	41	countries	country	NOUN
esutjss-126	44	42	especially	especially	ADV
esutjss-126	44	43	in	in	ADP
esutjss-126	44	44	eastern	eastern	PROPN
esutjss-126	44	45	nigeria	nigeria	PROPN
esutjss-126	44	46	,	,	PUNCT
esutjss-126	44	47	stressing	stress	VERB
esutjss-126	44	48	that	that	SCONJ
esutjss-126	44	49	,	,	PUNCT
esutjss-126	44	50	smes	sme	NOUN
esutjss-126	44	51	account	account	VERB
esutjss-126	44	52	for	for	ADP
esutjss-126	44	53	the	the	DET
esutjss-126	44	54	majority	majority	NOUN
esutjss-126	44	55	of	of	ADP
esutjss-126	44	56	businesses	business	NOUN
esutjss-126	44	57	worldwide	worldwide	ADV
esutjss-126	44	58	and	and	CCONJ
esutjss-126	44	59	are	be	AUX
esutjss-126	44	60	important	important	ADJ
esutjss-126	44	61	contributors	contributor	NOUN
esutjss-126	44	62	to	to	PART
esutjss-126	44	63	job	job	VERB
esutjss-126	44	64	creation	creation	NOUN
esutjss-126	44	65	and	and	CCONJ
esutjss-126	44	66	global	global	ADJ
esutjss-126	44	67	economic	economic	ADJ
esutjss-126	44	68	development	development	NOUN
esutjss-126	44	69	;	;	PUNCT
esutjss-126	44	70	representing	represent	VERB
esutjss-126	44	71	about	about	ADV
esutjss-126	44	72	90	90	NUM
esutjss-126	44	73	%	%	NOUN
esutjss-126	44	74	of	of	ADP
esutjss-126	44	75	businesses	business	NOUN
esutjss-126	44	76	and	and	CCONJ
esutjss-126	44	77	more	more	ADJ
esutjss-126	44	78	than	than	ADP
esutjss-126	44	79	50	50	NUM
esutjss-126	44	80	%	%	NOUN
esutjss-126	44	81	of	of	ADP
esutjss-126	44	82	employment	employment	NOUN
esutjss-126	44	83	worldwide	worldwide	ADV
esutjss-126	44	84	.	.	PUNCT
esutjss-126	45	1	also	also	ADV
esutjss-126	45	2	,	,	PUNCT
esutjss-126	45	3	formal	formal	ADJ
esutjss-126	45	4	smes	sme	NOUN
esutjss-126	45	5	contribute	contribute	VERB
esutjss-126	45	6	up	up	ADP
esutjss-126	45	7	to	to	PART
esutjss-126	45	8	40	40	NUM
esutjss-126	45	9	%	%	NOUN
esutjss-126	45	10	of	of	ADP
esutjss-126	45	11	national	national	ADJ
esutjss-126	45	12	income	income	NOUN
esutjss-126	45	13	(	(	PUNCT
esutjss-126	45	14	gdp	gdp	NOUN
esutjss-126	45	15	)	)	PUNCT
esutjss-126	45	16	in	in	ADP
esutjss-126	45	17	developing	develop	VERB
esutjss-126	45	18	economies	economy	NOUN
esutjss-126	45	19	like	like	ADP
esutjss-126	45	20	nigeria	nigeria	PRON
esutjss-126	45	21	.	.	PUNCT
esutjss-126	46	1	again	again	ADV
esutjss-126	46	2	,	,	PUNCT
esutjss-126	46	3	world	world	PROPN
esutjss-126	46	4	bank	bank	PROPN
esutjss-126	46	5	estimated	estimate	VERB
esutjss-126	46	6	that	that	SCONJ
esutjss-126	46	7	about	about	ADV
esutjss-126	46	8	600	600	NUM
esutjss-126	46	9	million	million	NUM
esutjss-126	46	10	jobs	job	NOUN
esutjss-126	46	11	will	will	AUX
esutjss-126	46	12	be	be	AUX
esutjss-126	46	13	needed	need	VERB
esutjss-126	46	14	by	by	ADP
esutjss-126	46	15	2030	2030	NUM
esutjss-126	46	16	to	to	PART
esutjss-126	46	17	absorb	absorb	VERB
esutjss-126	46	18	the	the	DET
esutjss-126	46	19	growing	grow	VERB
esutjss-126	46	20	global	global	ADJ
esutjss-126	46	21	workforce	workforce	NOUN
esutjss-126	46	22	which	which	PRON
esutjss-126	46	23	makes	make	VERB
esutjss-126	46	24	sme	sme	PROPN
esutjss-126	46	25	development	development	PROPN
esutjss-126	46	26	a	a	DET
esutjss-126	46	27	high	high	ADJ
esutjss-126	46	28	priority	priority	NOUN
esutjss-126	46	29	for	for	ADP
esutjss-126	46	30	many	many	ADJ
esutjss-126	46	31	governments	government	NOUN
esutjss-126	46	32	around	around	ADP
esutjss-126	46	33	the	the	DET
esutjss-126	46	34	world	world	NOUN
esutjss-126	46	35	.	.	PUNCT
esutjss-126	47	1	in	in	ADP
esutjss-126	47	2	emerging	emerge	VERB
esutjss-126	47	3	markets	market	NOUN
esutjss-126	47	4	,	,	PUNCT
esutjss-126	47	5	most	most	ADV
esutjss-126	47	6	formal	formal	ADJ
esutjss-126	47	7	jobs	job	NOUN
esutjss-126	47	8	are	be	AUX
esutjss-126	47	9	generated	generate	VERB
esutjss-126	47	10	by	by	ADP
esutjss-126	47	11	smes	sme	NOUN
esutjss-126	47	12	,	,	PUNCT
esutjss-126	47	13	which	which	PRON
esutjss-126	47	14	create	create	VERB
esutjss-126	47	15	7	7	NUM
esutjss-126	47	16	out	out	ADP
esutjss-126	47	17	of	of	ADP
esutjss-126	47	18	10	10	NUM
esutjss-126	47	19	jobs	job	NOUN
esutjss-126	47	20	(	(	PUNCT
esutjss-126	47	21	world	world	PROPN
esutjss-126	47	22	bank	bank	PROPN
esutjss-126	47	23	,	,	PUNCT
esutjss-126	47	24	nd	nd	PRON
esutjss-126	47	25	)	)	PUNCT
esutjss-126	47	26	.	.	PUNCT
esutjss-126	48	1	therefore	therefore	ADV
esutjss-126	48	2	,	,	PUNCT
esutjss-126	48	3	for	for	SCONJ
esutjss-126	48	4	sme	sme	NOUN
esutjss-126	48	5	farmers	farmer	NOUN
esutjss-126	48	6	to	to	PART
esutjss-126	48	7	perform	perform	VERB
esutjss-126	48	8	their	their	PRON
esutjss-126	48	9	roles	role	NOUN
esutjss-126	48	10	as	as	SCONJ
esutjss-126	48	11	enumerated	enumerate	VERB
esutjss-126	48	12	above	above	ADV
esutjss-126	48	13	,	,	PUNCT
esutjss-126	48	14	they	they	PRON
esutjss-126	48	15	need	need	VERB
esutjss-126	48	16	adequate	adequate	ADJ
esutjss-126	48	17	funding	funding	NOUN
esutjss-126	48	18	in	in	ADP
esutjss-126	48	19	terms	term	NOUN
esutjss-126	48	20	of	of	ADP
esutjss-126	48	21	short	short	ADJ
esutjss-126	48	22	and	and	CCONJ
esutjss-126	48	23	long	long	ADJ
esutjss-126	48	24	-	-	PUNCT
esutjss-126	48	25	term	term	NOUN
esutjss-126	48	26	loans	loan	NOUN
esutjss-126	48	27	.	.	PUNCT
esutjss-126	49	1	as	as	ADP
esutjss-126	49	2	a	a	DET
esutjss-126	49	3	result	result	NOUN
esutjss-126	49	4	of	of	ADP
esutjss-126	49	5	the	the	DET
esutjss-126	49	6	nature	nature	NOUN
esutjss-126	49	7	of	of	ADP
esutjss-126	49	8	sme	sme	PROPN
esutjss-126	49	9	farming	farming	PROPN
esutjss-126	49	10	,	,	PUNCT
esutjss-126	49	11	funds	fund	NOUN
esutjss-126	49	12	are	be	AUX
esutjss-126	49	13	always	always	ADV
esutjss-126	49	14	in	in	ADP
esutjss-126	49	15	short	short	ADJ
esutjss-126	49	16	supply	supply	NOUN
esutjss-126	49	17	.	.	PUNCT
esutjss-126	50	1	it	it	PRON
esutjss-126	50	2	therefore	therefore	ADV
esutjss-126	50	3	becomes	become	VERB
esutjss-126	50	4	necessary	necessary	ADJ
esutjss-126	50	5	that	that	SCONJ
esutjss-126	50	6	sme	sme	NOUN
esutjss-126	50	7	farmers	farmer	NOUN
esutjss-126	50	8	should	should	AUX
esutjss-126	50	9	be	be	AUX
esutjss-126	50	10	assisted	assist	VERB
esutjss-126	50	11	largely	largely	ADV
esutjss-126	50	12	by	by	ADP
esutjss-126	50	13	public	public	ADJ
esutjss-126	50	14	initiative	initiative	NOUN
esutjss-126	50	15	involving	involve	VERB
esutjss-126	50	16	participation	participation	NOUN
esutjss-126	50	17	of	of	ADP
esutjss-126	50	18	the	the	DET
esutjss-126	50	19	banking	banking	NOUN
esutjss-126	50	20	industry	industry	NOUN
esutjss-126	50	21	.	.	PUNCT
esutjss-126	51	1	nevertheless	nevertheless	ADV
esutjss-126	51	2	,	,	PUNCT
esutjss-126	51	3	government	government	NOUN
esutjss-126	51	4	of	of	ADP
esutjss-126	51	5	nigeria	nigeria	PROPN
esutjss-126	51	6	has	have	AUX
esutjss-126	51	7	recently	recently	ADV
esutjss-126	51	8	made	make	VERB
esutjss-126	51	9	elaborate	elaborate	ADJ
esutjss-126	51	10	effort	effort	NOUN
esutjss-126	51	11	to	to	PART
esutjss-126	51	12	assist	assist	VERB
esutjss-126	51	13	the	the	DET
esutjss-126	51	14	smes	sme	NOUN
esutjss-126	51	15	farmers	farmer	NOUN
esutjss-126	51	16	in	in	ADP
esutjss-126	51	17	their	their	PRON
esutjss-126	51	18	funding	funding	NOUN
esutjss-126	51	19	problems	problem	NOUN
esutjss-126	51	20	(	(	PUNCT
esutjss-126	51	21	ohachosim	ohachosim	ADJ
esutjss-126	51	22	,	,	PUNCT
esutjss-126	51	23	onwuchekwa	onwuchekwa	PROPN
esutjss-126	51	24	,	,	PUNCT
esutjss-126	51	25	ifeanyi	ifeanyi	PROPN
esutjss-126	51	26	,	,	PUNCT
esutjss-126	51	27	nd	nd	PRON
esutjss-126	51	28	)	)	PUNCT
esutjss-126	51	29	.	.	PUNCT
esutjss-126	52	1	world	world	PROPN
esutjss-126	52	2	bank	bank	PROPN
esutjss-126	52	3	report	report	NOUN
esutjss-126	52	4	stated	state	VERB
esutjss-126	52	5	eight	eight	NUM
esutjss-126	52	6	ways	way	NOUN
esutjss-126	52	7	to	to	PART
esutjss-126	52	8	get	get	AUX
esutjss-126	52	9	startup	startup	NOUN
esutjss-126	52	10	capital	capital	NOUN
esutjss-126	52	11	for	for	ADP
esutjss-126	52	12	a	a	DET
esutjss-126	52	13	small	small	ADJ
esutjss-126	52	14	farming	farming	NOUN
esutjss-126	52	15	business	business	NOUN
esutjss-126	52	16	to	to	PART
esutjss-126	52	17	include	include	VERB
esutjss-126	52	18	:	:	PUNCT
esutjss-126	52	19	savings	saving	NOUN
esutjss-126	52	20	,	,	PUNCT
esutjss-126	52	21	personal	personal	ADJ
esutjss-126	52	22	loans	loan	NOUN
esutjss-126	52	23	,	,	PUNCT
esutjss-126	52	24	credit	credit	NOUN
esutjss-126	52	25	cards	card	NOUN
esutjss-126	52	26	,	,	PUNCT
esutjss-126	52	27	bank	bank	NOUN
esutjss-126	52	28	loan	loan	NOUN
esutjss-126	52	29	,	,	PUNCT
esutjss-126	52	30	venture	venture	NOUN
esutjss-126	52	31	capital	capital	NOUN
esutjss-126	52	32	and	and	CCONJ
esutjss-126	52	33	angel	angel	NOUN
esutjss-126	52	34	investors	investor	NOUN
esutjss-126	52	35	,	,	PUNCT
esutjss-126	52	36	government	government	NOUN
esutjss-126	52	37	programs	program	NOUN
esutjss-126	52	38	,	,	PUNCT
esutjss-126	52	39	corporate	corporate	ADJ
esutjss-126	52	40	programs	program	NOUN
esutjss-126	52	41	,	,	PUNCT
esutjss-126	52	42	crowd	crowd	NOUN
esutjss-126	52	43	funding	funding	NOUN
esutjss-126	52	44	and	and	CCONJ
esutjss-126	52	45	crowd	crowd	NOUN
esutjss-126	52	46	lending	lending	NOUN
esutjss-126	52	47	.	.	PUNCT
esutjss-126	53	1	these	these	PRON
esutjss-126	53	2	are	be	AUX
esutjss-126	53	3	explained	explain	VERB
esutjss-126	53	4	as	as	SCONJ
esutjss-126	53	5	follows	follow	VERB
esutjss-126	53	6	:	:	PUNCT
esutjss-126	54	1	savings	saving	NOUN
esutjss-126	54	2	:	:	PUNCT
esutjss-126	54	3	most	most	ADJ
esutjss-126	54	4	startup	startup	ADJ
esutjss-126	54	5	funders	funder	NOUN
esutjss-126	54	6	use	use	VERB
esutjss-126	54	7	their	their	PRON
esutjss-126	54	8	personal	personal	ADJ
esutjss-126	54	9	savings	saving	NOUN
esutjss-126	54	10	to	to	PART
esutjss-126	54	11	fund	fund	VERB
esutjss-126	54	12	their	their	PRON
esutjss-126	54	13	businesses	business	NOUN
esutjss-126	54	14	,	,	PUNCT
esutjss-126	54	15	according	accord	VERB
esutjss-126	54	16	to	to	ADP
esutjss-126	54	17	forbes	forbes	PROPN
esutjss-126	54	18	you	you	PRON
esutjss-126	54	19	do	do	AUX
esutjss-126	54	20	not	not	PART
esutjss-126	54	21	drain	drain	VERB
esutjss-126	54	22	your	your	PRON
esutjss-126	54	23	bank	bank	NOUN
esutjss-126	54	24	account	account	NOUN
esutjss-126	54	25	to	to	PART
esutjss-126	54	26	raise	raise	VERB
esutjss-126	54	27	funds	fund	NOUN
esutjss-126	54	28	for	for	ADP
esutjss-126	54	29	your	your	PRON
esutjss-126	54	30	business	business	NOUN
esutjss-126	54	31	,	,	PUNCT
esutjss-126	54	32	but	but	CCONJ
esutjss-126	54	33	rather	rather	ADV
esutjss-126	54	34	advices	advice	VERB
esutjss-126	54	35	entrepreneurs	entrepreneur	NOUN
esutjss-126	54	36	to	to	PART
esutjss-126	54	37	set	set	VERB
esutjss-126	54	38	aside	aside	ADV
esutjss-126	54	39	enough	enough	ADJ
esutjss-126	54	40	living	living	NOUN
esutjss-126	54	41	expenses	expense	NOUN
esutjss-126	54	42	(	(	PUNCT
esutjss-126	54	43	for	for	ADP
esutjss-126	54	44	rent	rent	NOUN
esutjss-126	54	45	and	and	CCONJ
esutjss-126	54	46	groceries	grocery	NOUN
esutjss-126	54	47	,	,	PUNCT
esutjss-126	54	48	for	for	ADP
esutjss-126	54	49	example	example	NOUN
esutjss-126	54	50	)	)	PUNCT
esutjss-126	54	51	to	to	PART
esutjss-126	54	52	last	last	VERB
esutjss-126	54	53	them	they	PRON
esutjss-126	54	54	for	for	ADP
esutjss-126	54	55	a	a	DET
esutjss-126	54	56	year	year	NOUN
esutjss-126	54	57	.	.	PUNCT
esutjss-126	55	1	this	this	PRON
esutjss-126	55	2	is	be	AUX
esutjss-126	55	3	because	because	SCONJ
esutjss-126	55	4	many	many	ADJ
esutjss-126	55	5	startups	startup	NOUN
esutjss-126	55	6	are	be	AUX
esutjss-126	55	7	not	not	PART
esutjss-126	55	8	profitable	profitable	ADJ
esutjss-126	55	9	for	for	ADP
esutjss-126	55	10	months	month	NOUN
esutjss-126	55	11	after	after	ADP
esutjss-126	55	12	opening	opening	NOUN
esutjss-126	55	13	.	.	PUNCT
esutjss-126	56	1	smaller	small	ADJ
esutjss-126	56	2	,	,	PUNCT
esutjss-126	56	3	service	service	NOUN
esutjss-126	56	4	-	-	PUNCT
esutjss-126	56	5	based	base	VERB
esutjss-126	56	6	businesses	business	NOUN
esutjss-126	56	7	can	can	AUX
esutjss-126	56	8	probably	probably	ADV
esutjss-126	56	9	get	get	VERB
esutjss-126	56	10	away	away	ADV
esutjss-126	56	11	with	with	ADP
esutjss-126	56	12	three	three	NUM
esutjss-126	56	13	to	to	PART
esutjss-126	56	14	six	six	NUM
esutjss-126	56	15	months	month	NOUN
esutjss-126	56	16	of	of	ADP
esutjss-126	56	17	operating	operating	NOUN
esutjss-126	56	18	expenses	expense	NOUN
esutjss-126	56	19	,	,	PUNCT
esutjss-126	56	20	according	accord	VERB
esutjss-126	56	21	to	to	ADP
esutjss-126	56	22	fresh	fresh	ADJ
esutjss-126	56	23	-	-	PUNCT
esutjss-126	56	24	books	book	NOUN
esutjss-126	56	25	.	.	PUNCT
esutjss-126	57	1	the	the	DET
esutjss-126	57	2	sba	sba	PROPN
esutjss-126	57	3	,	,	PUNCT
esutjss-126	57	4	(	(	PUNCT
esutjss-126	57	5	nd	nd	NOUN
esutjss-126	57	6	)	)	PUNCT
esutjss-126	57	7	(	(	PUNCT
esutjss-126	57	8	a	a	DET
esutjss-126	57	9	fund	fund	NOUN
esutjss-126	57	10	raising	raise	VERB
esutjss-126	57	11	company	company	NOUN
esutjss-126	57	12	)	)	PUNCT
esutjss-126	57	13	has	have	VERB
esutjss-126	57	14	a	a	DET
esutjss-126	57	15	number	number	NOUN
esutjss-126	57	16	of	of	ADP
esutjss-126	57	17	tips	tip	NOUN
esutjss-126	57	18	for	for	ADP
esutjss-126	57	19	saving	save	VERB
esutjss-126	57	20	up	up	ADP
esutjss-126	57	21	to	to	PART
esutjss-126	57	22	start	start	VERB
esutjss-126	57	23	your	your	PRON
esutjss-126	57	24	small	small	ADJ
esutjss-126	57	25	farming	farming	NOUN
esutjss-126	57	26	business	business	NOUN
esutjss-126	57	27	,	,	PUNCT
esutjss-126	57	28	including	include	VERB
esutjss-126	57	29	:	:	PUNCT
esutjss-126	57	30	decrease	decrease	NOUN
esutjss-126	57	31	credit	credit	NOUN
esutjss-126	57	32	card	card	NOUN
esutjss-126	57	33	debt	debt	NOUN
esutjss-126	57	34	;	;	PUNCT
esutjss-126	57	35	call	call	VERB
esutjss-126	57	36	your	your	PRON
esutjss-126	57	37	bank	bank	NOUN
esutjss-126	57	38	to	to	PART
esutjss-126	57	39	request	request	VERB
esutjss-126	57	40	a	a	DET
esutjss-126	57	41	lower	low	ADJ
esutjss-126	57	42	interest	interest	NOUN
esutjss-126	57	43	rate	rate	NOUN
esutjss-126	57	44	;	;	PUNCT
esutjss-126	57	45	set	set	VERB
esutjss-126	57	46	up	up	ADP
esutjss-126	57	47	an	an	DET
esutjss-126	57	48	automatic	automatic	ADJ
esutjss-126	57	49	deduction	deduction	NOUN
esutjss-126	57	50	to	to	ADP
esutjss-126	57	51	your	your	PRON
esutjss-126	57	52	savings	saving	NOUN
esutjss-126	57	53	account	account	NOUN
esutjss-126	57	54	;	;	PUNCT
esutjss-126	57	55	get	get	AUX
esutjss-126	57	56	rid	rid	VERB
esutjss-126	57	57	of	of	ADP
esutjss-126	57	58	any	any	DET
esutjss-126	57	59	services	service	NOUN
esutjss-126	57	60	you	you	PRON
esutjss-126	57	61	do	do	AUX
esutjss-126	57	62	not	not	PART
esutjss-126	57	63	use	use	VERB
esutjss-126	57	64	like	like	ADP
esutjss-126	57	65	car	car	NOUN
esutjss-126	57	66	-	-	PUNCT
esutjss-126	57	67	sharing	share	VERB
esutjss-126	57	68	memberships	membership	NOUN
esutjss-126	57	69	;	;	PUNCT
esutjss-126	57	70	set	set	VERB
esutjss-126	57	71	up	up	ADP
esutjss-126	57	72	a	a	DET
esutjss-126	57	73	budget	budget	NOUN
esutjss-126	57	74	using	use	VERB
esutjss-126	57	75	a	a	DET
esutjss-126	57	76	service	service	NOUN
esutjss-126	57	77	like	like	SCONJ
esutjss-126	57	78	you	you	PRON
esutjss-126	57	79	need	need	VERB
esutjss-126	57	80	a	a	DET
esutjss-126	57	81	budget	budget	NOUN
esutjss-126	57	82	;	;	PUNCT
esutjss-126	57	83	look	look	VERB
esutjss-126	57	84	for	for	SCONJ
esutjss-126	57	85	face	face	NOUN
esutjss-126	57	86	book	book	NOUN
esutjss-126	57	87	groups	group	NOUN
esutjss-126	57	88	in	in	ADP
esutjss-126	57	89	your	your	PRON
esutjss-126	57	90	area	area	NOUN
esutjss-126	57	91	focused	focus	VERB
esutjss-126	57	92	on	on	ADP
esutjss-126	57	93	trading	trading	NOUN
esutjss-126	57	94	or	or	CCONJ
esutjss-126	57	95	selling	sell	VERB
esutjss-126	57	96	used	use	VERB
esutjss-126	57	97	items	item	NOUN
esutjss-126	57	98	.	.	PUNCT
esutjss-126	58	1	personal	personal	ADJ
esutjss-126	58	2	loans	loan	NOUN
esutjss-126	58	3	:	:	PUNCT
esutjss-126	58	4	this	this	DET
esutjss-126	58	5	tactic	tactic	NOUN
esutjss-126	58	6	involves	involve	VERB
esutjss-126	58	7	borrowing	borrow	VERB
esutjss-126	58	8	money	money	NOUN
esutjss-126	58	9	from	from	ADP
esutjss-126	58	10	family	family	NOUN
esutjss-126	58	11	and	and	CCONJ
esutjss-126	58	12	friends	friend	NOUN
esutjss-126	58	13	.	.	PUNCT
esutjss-126	59	1	to	to	PART
esutjss-126	59	2	avoid	avoid	VERB
esutjss-126	59	3	hurt	hurt	ADJ
esutjss-126	59	4	feelings	feeling	NOUN
esutjss-126	59	5	,	,	PUNCT
esutjss-126	59	6	put	put	VERB
esutjss-126	59	7	the	the	DET
esutjss-126	59	8	terms	term	NOUN
esutjss-126	59	9	of	of	ADP
esutjss-126	59	10	the	the	DET
esutjss-126	59	11	personal	personal	ADJ
esutjss-126	59	12	loan	loan	NOUN
esutjss-126	59	13	in	in	ADP
esutjss-126	59	14	writing	writing	NOUN
esutjss-126	59	15	.	.	PUNCT
esutjss-126	60	1	be	be	AUX
esutjss-126	60	2	clear	clear	ADJ
esutjss-126	60	3	about	about	ADP
esutjss-126	60	4	how	how	SCONJ
esutjss-126	60	5	much	much	ADJ
esutjss-126	60	6	you	you	PRON
esutjss-126	60	7	need	need	VERB
esutjss-126	60	8	,	,	PUNCT
esutjss-126	60	9	what	what	PRON
esutjss-126	60	10	the	the	DET
esutjss-126	60	11	interest	interest	NOUN
esutjss-126	60	12	rate	rate	NOUN
esutjss-126	60	13	is	be	AUX
esutjss-126	60	14	and	and	CCONJ
esutjss-126	60	15	when	when	SCONJ
esutjss-126	60	16	it	it	PRON
esutjss-126	60	17	will	will	AUX
esutjss-126	60	18	be	be	AUX
esutjss-126	60	19	repaid	repay	VERB
esutjss-126	60	20	.	.	PUNCT
esutjss-126	61	1	credit	credit	NOUN
esutjss-126	61	2	cards	card	NOUN
esutjss-126	61	3	:	:	PUNCT
esutjss-126	61	4	you	you	PRON
esutjss-126	61	5	can	can	AUX
esutjss-126	61	6	either	either	CCONJ
esutjss-126	61	7	use	use	VERB
esutjss-126	61	8	your	your	PRON
esutjss-126	61	9	personal	personal	ADJ
esutjss-126	61	10	credit	credit	NOUN
esutjss-126	61	11	card	card	NOUN
esutjss-126	61	12	or	or	CCONJ
esutjss-126	61	13	open	open	VERB
esutjss-126	61	14	a	a	DET
esutjss-126	61	15	business	business	NOUN
esutjss-126	61	16	credit	credit	NOUN
esutjss-126	61	17	card	card	NOUN
esutjss-126	61	18	.	.	PUNCT
esutjss-126	62	1	even	even	ADV
esutjss-126	62	2	if	if	SCONJ
esutjss-126	62	3	this	this	DET
esutjss-126	62	4	option	option	NOUN
esutjss-126	62	5	is	be	AUX
esutjss-126	62	6	open	open	ADJ
esutjss-126	62	7	to	to	ADP
esutjss-126	62	8	you	you	PRON
esutjss-126	62	9	,	,	PUNCT
esutjss-126	62	10	do	do	AUX
esutjss-126	62	11	not	not	PART
esutjss-126	62	12	choose	choose	VERB
esutjss-126	62	13	it	it	PRON
esutjss-126	62	14	lightly	lightly	ADV
esutjss-126	62	15	.	.	PUNCT
esutjss-126	63	1	credit	credit	NOUN
esutjss-126	63	2	cards	card	NOUN
esutjss-126	63	3	often	often	ADV
esutjss-126	63	4	have	have	VERB
esutjss-126	63	5	high	high	ADJ
esutjss-126	63	6	interest	interest	NOUN
esutjss-126	63	7	rates	rate	NOUN
esutjss-126	63	8	that	that	PRON
esutjss-126	63	9	increase	increase	VERB
esutjss-126	63	10	your	your	PRON
esutjss-126	63	11	balance	balance	NOUN
esutjss-126	63	12	monthly	monthly	ADV
esutjss-126	63	13	.	.	PUNCT
esutjss-126	64	1	you	you	PRON
esutjss-126	64	2	could	could	AUX
esutjss-126	64	3	end	end	VERB
esutjss-126	64	4	up	up	ADP
esutjss-126	64	5	with	with	ADP
esutjss-126	64	6	a	a	DET
esutjss-126	64	7	debt	debt	NOUN
esutjss-126	64	8	balance	balance	NOUN
esutjss-126	64	9	much	much	ADV
esutjss-126	64	10	higher	high	ADJ
esutjss-126	64	11	than	than	ADP
esutjss-126	64	12	https://www.worldbank.org/en/topic/jobsanddevelopment/overview	https://www.worldbank.org/en/topic/jobsanddevelopment/overview	NOUN
esutjss-126	64	13	https://www.worldbank.org/en/topic/jobsanddevelopment/overview	https://www.worldbank.org/en/topic/jobsanddevelopment/overview	NOUN
esutjss-126	64	14	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#1.savings	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#1.saving	NOUN
esutjss-126	64	15	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#2.personalloans	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#2.personalloan	NOUN
esutjss-126	64	16	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#3.creditcards	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#3.creditcards	ADP
esutjss-126	64	17	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#4.bankloans	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#4.bankloan	NOUN
esutjss-126	64	18	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#5.venturecapitalandangelinvestors	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#5.venturecapitalandangelinvestor	NOUN
esutjss-126	64	19	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#5.venturecapitalandangelinvestors	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#5.venturecapitalandangelinvestor	NOUN
esutjss-126	64	20	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#6.governmentprograms	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#6.governmentprogram	VERB
esutjss-126	64	21	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#7.corporateprograms	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#7.corporateprogram	NOUN
esutjss-126	64	22	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#8.crowdfundingandcrowdlending	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#8.crowdfundingandcrowdlende	VERB
esutjss-126	64	23	https://www.forbes.com/sites/nextavenue/2014/04/10/11-places-to-find-money-to-start-a-business/	https://www.forbes.com/sites/nextavenue/2014/04/10/11-places-to-find-money-to-start-a-business/	X
esutjss-126	64	24	https://www.freshbooks.com/blog/start-your-own-business-assessment	https://www.freshbooks.com/blog/start-your-own-business-assessment	PROPN
esutjss-126	64	25	https://www.sba.gov/offices/district/nd/fargo/resources/how-save-cash-start-business	https://www.sba.gov/offices/district/nd/fargo/resources/how-save-cash-start-business	NOUN
esutjss-126	64	26	https://www.youneedabudget.com/	https://www.youneedabudget.com/	NOUN
esutjss-126	64	27	https://www.youneedabudget.com/	https://www.youneedabudget.com/	VERB
esutjss-126	64	28	487	487	NUM
esutjss-126	64	29	you	you	PRON
esutjss-126	64	30	planned	plan	VERB
esutjss-126	64	31	for	for	ADP
esutjss-126	64	32	,	,	PUNCT
esutjss-126	64	33	which	which	PRON
esutjss-126	64	34	could	could	AUX
esutjss-126	64	35	cripple	cripple	VERB
esutjss-126	64	36	your	your	PRON
esutjss-126	64	37	new	new	ADJ
esutjss-126	64	38	business	business	NOUN
esutjss-126	64	39	.	.	PUNCT
esutjss-126	65	1	still	still	ADV
esutjss-126	65	2	confident	confident	ADJ
esutjss-126	65	3	credit	credit	NOUN
esutjss-126	65	4	cards	card	NOUN
esutjss-126	65	5	are	be	AUX
esutjss-126	65	6	the	the	DET
esutjss-126	65	7	best	good	ADJ
esutjss-126	65	8	route	route	NOUN
esutjss-126	65	9	for	for	ADP
esutjss-126	65	10	you	you	PRON
esutjss-126	65	11	;	;	PUNCT
esutjss-126	65	12	make	make	VERB
esutjss-126	65	13	sure	sure	ADJ
esutjss-126	65	14	you	you	PRON
esutjss-126	65	15	are	be	AUX
esutjss-126	65	16	using	use	VERB
esutjss-126	65	17	a	a	DET
esutjss-126	65	18	card	card	NOUN
esutjss-126	65	19	with	with	ADP
esutjss-126	65	20	the	the	DET
esutjss-126	65	21	lowest	low	ADJ
esutjss-126	65	22	interest	interest	NOUN
esutjss-126	65	23	rate	rate	NOUN
esutjss-126	65	24	possible	possible	ADJ
esutjss-126	65	25	and	and	CCONJ
esutjss-126	65	26	excellent	excellent	ADJ
esutjss-126	65	27	repayment	repayment	NOUN
esutjss-126	65	28	terms	term	NOUN
esutjss-126	65	29	.	.	PUNCT
esutjss-126	66	1	bank	bank	NOUN
esutjss-126	66	2	loans	loan	NOUN
esutjss-126	66	3	:	:	PUNCT
esutjss-126	66	4	unfortunately	unfortunately	ADV
esutjss-126	66	5	,	,	PUNCT
esutjss-126	66	6	a	a	DET
esutjss-126	66	7	small	small	ADJ
esutjss-126	66	8	business	business	NOUN
esutjss-126	66	9	bank	bank	NOUN
esutjss-126	66	10	loan	loan	NOUN
esutjss-126	66	11	is	be	AUX
esutjss-126	66	12	not	not	PART
esutjss-126	66	13	guaranteed	guarantee	VERB
esutjss-126	66	14	.	.	PUNCT
esutjss-126	67	1	banks	bank	NOUN
esutjss-126	67	2	want	want	VERB
esutjss-126	67	3	airtight	airtight	NOUN
esutjss-126	67	4	businesses	business	NOUN
esutjss-126	67	5	plans	plan	NOUN
esutjss-126	67	6	and	and	CCONJ
esutjss-126	67	7	excellent	excellent	ADJ
esutjss-126	67	8	credit	credit	NOUN
esutjss-126	67	9	scores	score	NOUN
esutjss-126	67	10	before	before	SCONJ
esutjss-126	67	11	they	they	PRON
esutjss-126	67	12	’ll	’ll	AUX
esutjss-126	67	13	consider	consider	VERB
esutjss-126	67	14	approving	approve	VERB
esutjss-126	67	15	a	a	DET
esutjss-126	67	16	small	small	ADJ
esutjss-126	67	17	business	business	NOUN
esutjss-126	67	18	loan	loan	NOUN
esutjss-126	67	19	.	.	PUNCT
esutjss-126	68	1	they	they	PRON
esutjss-126	68	2	may	may	AUX
esutjss-126	68	3	also	also	ADV
esutjss-126	68	4	want	want	VERB
esutjss-126	68	5	you	you	PRON
esutjss-126	68	6	to	to	PART
esutjss-126	68	7	invest	invest	VERB
esutjss-126	68	8	your	your	PRON
esutjss-126	68	9	own	own	ADJ
esutjss-126	68	10	money	money	NOUN
esutjss-126	68	11	in	in	ADP
esutjss-126	68	12	the	the	DET
esutjss-126	68	13	business	business	NOUN
esutjss-126	68	14	to	to	PART
esutjss-126	68	15	prove	prove	VERB
esutjss-126	68	16	you	you	PRON
esutjss-126	68	17	’re	’re	VERB
esutjss-126	68	18	really	really	ADV
esutjss-126	68	19	committed	committed	ADJ
esutjss-126	68	20	to	to	ADP
esutjss-126	68	21	making	make	VERB
esutjss-126	68	22	your	your	PRON
esutjss-126	68	23	company	company	NOUN
esutjss-126	68	24	work	work	VERB
esutjss-126	68	25	.	.	PUNCT
esutjss-126	69	1	you	you	PRON
esutjss-126	69	2	can	can	AUX
esutjss-126	69	3	go	go	VERB
esutjss-126	69	4	with	with	ADP
esutjss-126	69	5	your	your	PRON
esutjss-126	69	6	personal	personal	ADJ
esutjss-126	69	7	bank	bank	NOUN
esutjss-126	69	8	since	since	SCONJ
esutjss-126	69	9	they	they	PRON
esutjss-126	69	10	’ll	’ll	AUX
esutjss-126	69	11	already	already	ADV
esutjss-126	69	12	be	be	AUX
esutjss-126	69	13	familiar	familiar	ADJ
esutjss-126	69	14	with	with	ADP
esutjss-126	69	15	your	your	PRON
esutjss-126	69	16	banking	banking	NOUN
esutjss-126	69	17	history	history	NOUN
esutjss-126	69	18	.	.	PUNCT
esutjss-126	70	1	or	or	CCONJ
esutjss-126	70	2	choose	choose	VERB
esutjss-126	70	3	a	a	DET
esutjss-126	70	4	bank	bank	NOUN
esutjss-126	70	5	that	that	PRON
esutjss-126	70	6	’s	’s	AUX
esutjss-126	70	7	historically	historically	ADV
esutjss-126	70	8	known	know	VERB
esutjss-126	70	9	for	for	ADP
esutjss-126	70	10	lending	lend	VERB
esutjss-126	70	11	to	to	ADP
esutjss-126	70	12	small	small	ADJ
esutjss-126	70	13	businesses	business	NOUN
esutjss-126	70	14	.	.	PUNCT
esutjss-126	71	1	to	to	PART
esutjss-126	71	2	improve	improve	VERB
esutjss-126	71	3	your	your	PRON
esutjss-126	71	4	chances	chance	NOUN
esutjss-126	71	5	of	of	ADP
esutjss-126	71	6	getting	get	VERB
esutjss-126	71	7	a	a	DET
esutjss-126	71	8	loan	loan	NOUN
esutjss-126	71	9	,	,	PUNCT
esutjss-126	71	10	choose	choose	VERB
esutjss-126	71	11	a	a	DET
esutjss-126	71	12	guaranteed	guarantee	VERB
esutjss-126	71	13	lender	lender	NOUN
esutjss-126	71	14	.	.	PUNCT
esutjss-126	72	1	venture	venture	NOUN
esutjss-126	72	2	capital	capital	NOUN
esutjss-126	72	3	and	and	CCONJ
esutjss-126	72	4	angel	angel	NOUN
esutjss-126	72	5	investors	investor	NOUN
esutjss-126	72	6	(	(	PUNCT
esutjss-126	72	7	private	private	ADJ
esutjss-126	72	8	investors	investor	NOUN
esutjss-126	72	9	):	):	PUNCT
esutjss-126	72	10	venture	venture	NOUN
esutjss-126	72	11	capital	capital	NOUN
esutjss-126	72	12	and	and	CCONJ
esutjss-126	72	13	angel	angel	NOUN
esutjss-126	72	14	investing	investing	NOUN
esutjss-126	72	15	is	be	AUX
esutjss-126	72	16	best	well	ADV
esutjss-126	72	17	suited	suit	VERB
esutjss-126	72	18	to	to	ADP
esutjss-126	72	19	high	high	ADJ
esutjss-126	72	20	-	-	PUNCT
esutjss-126	72	21	growth	growth	NOUN
esutjss-126	72	22	companies	company	NOUN
esutjss-126	72	23	that	that	PRON
esutjss-126	72	24	are	be	AUX
esutjss-126	72	25	already	already	ADV
esutjss-126	72	26	profitable	profitable	ADJ
esutjss-126	72	27	with	with	ADP
esutjss-126	72	28	good	good	ADJ
esutjss-126	72	29	cash	cash	NOUN
esutjss-126	72	30	flow	flow	NOUN
esutjss-126	72	31	.	.	PUNCT
esutjss-126	73	1	still	still	ADV
esutjss-126	73	2	,	,	PUNCT
esutjss-126	73	3	each	each	DET
esutjss-126	73	4	entrepreneur	entrepreneur	NOUN
esutjss-126	73	5	has	have	VERB
esutjss-126	73	6	his	his	PRON
esutjss-126	73	7	or	or	CCONJ
esutjss-126	73	8	her	her	PRON
esutjss-126	73	9	own	own	ADJ
esutjss-126	73	10	specialty	specialty	NOUN
esutjss-126	73	11	in	in	ADP
esutjss-126	73	12	terms	term	NOUN
esutjss-126	73	13	of	of	ADP
esutjss-126	73	14	region	region	NOUN
esutjss-126	73	15	,	,	PUNCT
esutjss-126	73	16	industry	industry	NOUN
esutjss-126	73	17	and	and	CCONJ
esutjss-126	73	18	company	company	NOUN
esutjss-126	73	19	age	age	NOUN
esutjss-126	73	20	.	.	PUNCT
esutjss-126	74	1	a	a	DET
esutjss-126	74	2	unique	unique	ADJ
esutjss-126	74	3	idea	idea	NOUN
esutjss-126	74	4	and	and	CCONJ
esutjss-126	74	5	a	a	DET
esutjss-126	74	6	solid	solid	ADJ
esutjss-126	74	7	business	business	NOUN
esutjss-126	74	8	plan	plan	NOUN
esutjss-126	74	9	is	be	AUX
esutjss-126	74	10	required	require	VERB
esutjss-126	74	11	to	to	PART
esutjss-126	74	12	attract	attract	VERB
esutjss-126	74	13	investment	investment	NOUN
esutjss-126	74	14	.	.	PUNCT
esutjss-126	75	1	investments	investment	NOUN
esutjss-126	75	2	are	be	AUX
esutjss-126	75	3	typically	typically	ADV
esutjss-126	75	4	made	make	VERB
esutjss-126	75	5	over	over	ADP
esutjss-126	75	6	a	a	DET
esutjss-126	75	7	three	three	NUM
esutjss-126	75	8	year	year	NOUN
esutjss-126	75	9	period	period	NOUN
esutjss-126	75	10	.	.	PUNCT
esutjss-126	76	1	this	this	DET
esutjss-126	76	2	investments	investment	NOUN
esutjss-126	76	3	come	come	VERB
esutjss-126	76	4	in	in	ADP
esutjss-126	76	5	three	three	NUM
esutjss-126	76	6	forms	form	NOUN
esutjss-126	76	7	:	:	PUNCT
esutjss-126	76	8	loans	loan	NOUN
esutjss-126	76	9	,	,	PUNCT
esutjss-126	76	10	loans	loan	NOUN
esutjss-126	76	11	range	range	VERB
esutjss-126	76	12	from	from	ADP
esutjss-126	76	13	n250,000	n250,000	NUM
esutjss-126	76	14	to	to	ADP
esutjss-126	76	15	n10	n10	PROPN
esutjss-126	76	16	million	million	NUM
esutjss-126	76	17	,	,	PUNCT
esutjss-126	76	18	which	which	PRON
esutjss-126	76	19	must	must	AUX
esutjss-126	76	20	be	be	AUX
esutjss-126	76	21	paid	pay	VERB
esutjss-126	76	22	back	back	ADV
esutjss-126	76	23	(	(	PUNCT
esutjss-126	76	24	with	with	ADP
esutjss-126	76	25	interest	interest	NOUN
esutjss-126	76	26	)	)	PUNCT
esutjss-126	76	27	.	.	PUNCT
esutjss-126	77	1	interest	interest	NOUN
esutjss-126	77	2	rates	rate	NOUN
esutjss-126	77	3	are	be	AUX
esutjss-126	77	4	9	9	NUM
esutjss-126	77	5	to	to	PART
esutjss-126	77	6	16	16	NUM
esutjss-126	77	7	percent	percent	NOUN
esutjss-126	77	8	;	;	PUNCT
esutjss-126	77	9	equity	equity	NOUN
esutjss-126	77	10	:	:	PUNCT
esutjss-126	77	11	some	some	DET
esutjss-126	77	12	funding	funding	NOUN
esutjss-126	77	13	companies	company	NOUN
esutjss-126	77	14	will	will	AUX
esutjss-126	77	15	give	give	VERB
esutjss-126	77	16	you	you	PRON
esutjss-126	77	17	money	money	NOUN
esutjss-126	77	18	for	for	ADP
esutjss-126	77	19	your	your	PRON
esutjss-126	77	20	business	business	NOUN
esutjss-126	77	21	for	for	ADP
esutjss-126	77	22	a	a	DET
esutjss-126	77	23	share	share	NOUN
esutjss-126	77	24	of	of	ADP
esutjss-126	77	25	ownership	ownership	NOUN
esutjss-126	77	26	(	(	PUNCT
esutjss-126	77	27	and	and	CCONJ
esutjss-126	77	28	control	control	NOUN
esutjss-126	77	29	)	)	PUNCT
esutjss-126	77	30	.	.	PUNCT
esutjss-126	78	1	investments	investment	NOUN
esutjss-126	78	2	range	range	VERB
esutjss-126	78	3	from	from	ADP
esutjss-126	78	4	n100	n100	PROPN
esutjss-126	78	5	,	,	PUNCT
esutjss-126	78	6	000	000	NUM
esutjss-126	78	7	to	to	PART
esutjss-126	78	8	$	$	SYM
esutjss-126	78	9	5	5	NUM
esutjss-126	78	10	million	million	NUM
esutjss-126	78	11	;	;	PUNCT
esutjss-126	78	12	loan	loan	NOUN
esutjss-126	78	13	and	and	CCONJ
esutjss-126	78	14	equity	equity	NOUN
esutjss-126	78	15	:	:	PUNCT
esutjss-126	78	16	this	this	PRON
esutjss-126	78	17	is	be	AUX
esutjss-126	78	18	a	a	DET
esutjss-126	78	19	combination	combination	NOUN
esutjss-126	78	20	of	of	ADP
esutjss-126	78	21	the	the	DET
esutjss-126	78	22	first	first	ADJ
esutjss-126	78	23	two	two	NUM
esutjss-126	78	24	options	option	NOUN
esutjss-126	78	25	.	.	PUNCT
esutjss-126	79	1	these	these	DET
esutjss-126	79	2	loans	loan	NOUN
esutjss-126	79	3	come	come	VERB
esutjss-126	79	4	with	with	ADP
esutjss-126	79	5	interest	interest	NOUN
esutjss-126	79	6	rates	rate	NOUN
esutjss-126	79	7	of	of	ADP
esutjss-126	79	8	10	10	NUM
esutjss-126	79	9	to	to	PART
esutjss-126	79	10	14	14	NUM
esutjss-126	79	11	percent	percent	NOUN
esutjss-126	79	12	and	and	CCONJ
esutjss-126	79	13	investments	investment	NOUN
esutjss-126	79	14	are	be	AUX
esutjss-126	79	15	n250	n250	PROPN
esutjss-126	79	16	,	,	PUNCT
esutjss-126	79	17	000	000	NUM
esutjss-126	79	18	to	to	PART
esutjss-126	79	19	n10	n10	PROPN
esutjss-126	79	20	million	million	NUM
esutjss-126	79	21	.	.	PUNCT
esutjss-126	80	1	government	government	NOUN
esutjss-126	80	2	programs	program	NOUN
esutjss-126	80	3	:	:	PUNCT
esutjss-126	80	4	government	government	NOUN
esutjss-126	80	5	grants	grant	NOUN
esutjss-126	80	6	can	can	AUX
esutjss-126	80	7	require	require	VERB
esutjss-126	80	8	some	some	DET
esutjss-126	80	9	research	research	NOUN
esutjss-126	80	10	to	to	PART
esutjss-126	80	11	find	find	VERB
esutjss-126	80	12	the	the	DET
esutjss-126	80	13	right	right	ADJ
esutjss-126	80	14	one	one	NOUN
esutjss-126	80	15	for	for	ADP
esutjss-126	80	16	you	you	PRON
esutjss-126	80	17	.	.	PUNCT
esutjss-126	81	1	there	there	PRON
esutjss-126	81	2	are	be	VERB
esutjss-126	81	3	companies	company	NOUN
esutjss-126	81	4	that	that	PRON
esutjss-126	81	5	have	have	VERB
esutjss-126	81	6	offices	office	NOUN
esutjss-126	81	7	that	that	PRON
esutjss-126	81	8	can	can	AUX
esutjss-126	81	9	coach	coach	VERB
esutjss-126	81	10	you	you	PRON
esutjss-126	81	11	on	on	ADP
esutjss-126	81	12	available	available	ADJ
esutjss-126	81	13	grants	grant	NOUN
esutjss-126	81	14	,	,	PUNCT
esutjss-126	81	15	plus	plus	CCONJ
esutjss-126	81	16	provide	provide	VERB
esutjss-126	81	17	business	business	NOUN
esutjss-126	81	18	consulting	consulting	NOUN
esutjss-126	81	19	and	and	CCONJ
esutjss-126	81	20	training	train	VERB
esutjss-126	81	21	them	they	PRON
esutjss-126	81	22	also	also	ADV
esutjss-126	81	23	.	.	PUNCT
esutjss-126	82	1	they	they	PRON
esutjss-126	82	2	have	have	VERB
esutjss-126	82	3	information	information	NOUN
esutjss-126	82	4	on	on	ADP
esutjss-126	82	5	federal	federal	ADJ
esutjss-126	82	6	grant	grant	NOUN
esutjss-126	82	7	programs	program	NOUN
esutjss-126	82	8	.	.	PUNCT
esutjss-126	83	1	there	there	PRON
esutjss-126	83	2	are	be	VERB
esutjss-126	83	3	also	also	ADV
esutjss-126	83	4	small	small	ADJ
esutjss-126	83	5	business	business	NOUN
esutjss-126	83	6	grants	grant	NOUN
esutjss-126	83	7	available	available	ADJ
esutjss-126	83	8	to	to	ADP
esutjss-126	83	9	entrepreneurs	entrepreneur	NOUN
esutjss-126	83	10	facing	face	VERB
esutjss-126	83	11	unique	unique	ADJ
esutjss-126	83	12	barriers	barrier	NOUN
esutjss-126	83	13	.	.	PUNCT
esutjss-126	84	1	for	for	ADP
esutjss-126	84	2	example	example	NOUN
esutjss-126	84	3	:	:	PUNCT
esutjss-126	84	4	women	woman	NOUN
esutjss-126	84	5	’s	’s	PART
esutjss-126	84	6	business	business	PROPN
esutjss-126	84	7	centre	centre	PROPN
esutjss-126	84	8	’s	’s	PART
esutjss-126	84	9	offer	offer	NOUN
esutjss-126	84	10	advice	advice	NOUN
esutjss-126	84	11	on	on	ADP
esutjss-126	84	12	local	local	ADJ
esutjss-126	84	13	,	,	PUNCT
esutjss-126	84	14	state	state	NOUN
esutjss-126	84	15	and	and	CCONJ
esutjss-126	84	16	private	private	ADJ
esutjss-126	84	17	loans	loan	NOUN
esutjss-126	84	18	for	for	ADP
esutjss-126	84	19	women	woman	NOUN
esutjss-126	84	20	,	,	PUNCT
esutjss-126	84	21	especially	especially	ADV
esutjss-126	84	22	those	those	PRON
esutjss-126	84	23	who	who	PRON
esutjss-126	84	24	are	be	AUX
esutjss-126	84	25	economically	economically	ADV
esutjss-126	84	26	or	or	CCONJ
esutjss-126	84	27	socially	socially	ADV
esutjss-126	84	28	disadvantaged	disadvantaged	ADJ
esutjss-126	84	29	.	.	PUNCT
esutjss-126	85	1	minorities	minority	NOUN
esutjss-126	85	2	-	-	PUNCT
esutjss-126	85	3	owned	own	VERB
esutjss-126	85	4	businesses	business	NOUN
esutjss-126	85	5	can	can	AUX
esutjss-126	85	6	check	check	VERB
esutjss-126	85	7	the	the	DET
esutjss-126	85	8	companies	company	NOUN
esutjss-126	85	9	’	’	PART
esutjss-126	85	10	site	site	NOUN
esutjss-126	85	11	that	that	PRON
esutjss-126	85	12	connects	connect	VERB
esutjss-126	85	13	them	they	PRON
esutjss-126	85	14	to	to	ADP
esutjss-126	85	15	funding	funding	NOUN
esutjss-126	85	16	businesses	business	NOUN
esutjss-126	85	17	from	from	ADP
esutjss-126	85	18	economically	economically	ADV
esutjss-126	85	19	disadvantaged	disadvantaged	ADJ
esutjss-126	85	20	areas	area	NOUN
esutjss-126	85	21	.	.	PUNCT
esutjss-126	86	1	such	such	ADJ
esutjss-126	86	2	smes	sme	NOUN
esutjss-126	86	3	may	may	AUX
esutjss-126	86	4	need	need	VERB
esutjss-126	86	5	the	the	DET
esutjss-126	86	6	services	service	NOUN
esutjss-126	86	7	/	/	SYM
esutjss-126	86	8	advice	advice	NOUN
esutjss-126	86	9	of	of	ADP
esutjss-126	86	10	a	a	DET
esutjss-126	86	11	veteran	veteran	NOUN
esutjss-126	86	12	;	;	PUNCT
esutjss-126	86	13	a	a	DET
esutjss-126	86	14	veteran	veteran	NOUN
esutjss-126	86	15	is	be	AUX
esutjss-126	86	16	a	a	DET
esutjss-126	86	17	person	person	NOUN
esutjss-126	86	18	who	who	PRON
esutjss-126	86	19	has	have	VERB
esutjss-126	86	20	a	a	DET
esutjss-126	86	21	long	long	ADJ
esutjss-126	86	22	career	career	NOUN
esutjss-126	86	23	in	in	ADP
esutjss-126	86	24	a	a	DET
esutjss-126	86	25	particular	particular	ADJ
esutjss-126	86	26	occupation	occupation	NOUN
esutjss-126	86	27	or	or	CCONJ
esutjss-126	86	28	field	field	NOUN
esutjss-126	86	29	to	to	PART
esutjss-126	86	30	match	match	VERB
esutjss-126	86	31	the	the	DET
esutjss-126	86	32	loan	loan	NOUN
esutjss-126	86	33	you	you	PRON
esutjss-126	86	34	require	require	VERB
esutjss-126	86	35	.	.	PUNCT
esutjss-126	87	1	corporate	corporate	ADJ
esutjss-126	87	2	programs	program	NOUN
esutjss-126	87	3	:	:	PUNCT
esutjss-126	87	4	select	select	VERB
esutjss-126	87	5	corporations	corporation	NOUN
esutjss-126	87	6	that	that	PRON
esutjss-126	87	7	offer	offer	VERB
esutjss-126	87	8	programs	program	NOUN
esutjss-126	87	9	that	that	PRON
esutjss-126	87	10	support	support	VERB
esutjss-126	87	11	small	small	ADJ
esutjss-126	87	12	businesses	business	NOUN
esutjss-126	87	13	,	,	PUNCT
esutjss-126	87	14	including	include	VERB
esutjss-126	87	15	low	low	ADJ
esutjss-126	87	16	-	-	PUNCT
esutjss-126	87	17	interest	interest	NOUN
esutjss-126	87	18	financing	financing	NOUN
esutjss-126	87	19	.	.	PUNCT
esutjss-126	88	1	for	for	ADP
esutjss-126	88	2	example	example	NOUN
esutjss-126	88	3	,	,	PUNCT
esutjss-126	88	4	financial	financial	ADJ
esutjss-126	88	5	institution	institution	NOUN
esutjss-126	88	6	that	that	PRON
esutjss-126	88	7	has	have	VERB
esutjss-126	88	8	a	a	DET
esutjss-126	88	9	program	program	NOUN
esutjss-126	88	10	that	that	PRON
esutjss-126	88	11	gives	give	VERB
esutjss-126	88	12	affordable	affordable	ADJ
esutjss-126	88	13	loans	loan	NOUN
esutjss-126	88	14	to	to	ADP
esutjss-126	88	15	businesses	business	NOUN
esutjss-126	88	16	who	who	PRON
esutjss-126	88	17	might	might	AUX
esutjss-126	88	18	not	not	PART
esutjss-126	88	19	qualify	qualify	VERB
esutjss-126	88	20	at	at	ADP
esutjss-126	88	21	traditional	traditional	ADJ
esutjss-126	88	22	credit	credit	NOUN
esutjss-126	88	23	sources	source	NOUN
esutjss-126	88	24	.	.	PUNCT
esutjss-126	89	1	crowd	crowd	NOUN
esutjss-126	89	2	funding	funding	NOUN
esutjss-126	89	3	and	and	CCONJ
esutjss-126	89	4	crowd	crowd	NOUN
esutjss-126	89	5	lending	lending	NOUN
esutjss-126	89	6	:	:	PUNCT
esutjss-126	89	7	crowd	crowd	NOUN
esutjss-126	89	8	funding	funding	NOUN
esutjss-126	89	9	usually	usually	ADV
esutjss-126	89	10	involves	involve	VERB
esutjss-126	89	11	asking	ask	VERB
esutjss-126	89	12	large	large	ADJ
esutjss-126	89	13	groups	group	NOUN
esutjss-126	89	14	of	of	ADP
esutjss-126	89	15	people	people	NOUN
esutjss-126	89	16	for	for	ADP
esutjss-126	89	17	funds	fund	NOUN
esutjss-126	89	18	on	on	ADP
esutjss-126	89	19	dedicated	dedicated	ADJ
esutjss-126	89	20	crowd	crowd	NOUN
esutjss-126	89	21	funding	funding	NOUN
esutjss-126	89	22	websites	website	NOUN
esutjss-126	89	23	.	.	PUNCT
esutjss-126	90	1	they	they	PRON
esutjss-126	90	2	usually	usually	ADV
esutjss-126	90	3	receive	receive	VERB
esutjss-126	90	4	a	a	DET
esutjss-126	90	5	gift	gift	NOUN
esutjss-126	90	6	or	or	CCONJ
esutjss-126	90	7	the	the	DET
esutjss-126	90	8	product	product	NOUN
esutjss-126	90	9	you	you	PRON
esutjss-126	90	10	are	be	AUX
esutjss-126	90	11	developing	develop	VERB
esutjss-126	90	12	in	in	ADP
esutjss-126	90	13	return	return	NOUN
esutjss-126	90	14	for	for	ADP
esutjss-126	90	15	their	their	PRON
esutjss-126	90	16	investment	investment	NOUN
esutjss-126	90	17	.	.	PUNCT
esutjss-126	91	1	crowd	crowd	NOUN
esutjss-126	91	2	-	-	PUNCT
esutjss-126	91	3	lending	lending	NOUN
esutjss-126	91	4	functions	function	NOUN
esutjss-126	91	5	much	much	ADV
esutjss-126	91	6	the	the	DET
esutjss-126	91	7	same	same	ADJ
esutjss-126	91	8	way	way	NOUN
esutjss-126	91	9	except	except	SCONJ
esutjss-126	91	10	that	that	SCONJ
esutjss-126	91	11	your	your	PRON
esutjss-126	91	12	funders	funder	NOUN
esutjss-126	91	13	expect	expect	VERB
esutjss-126	91	14	you	you	PRON
esutjss-126	91	15	to	to	PART
esutjss-126	91	16	pay	pay	VERB
esutjss-126	91	17	them	they	PRON
esutjss-126	91	18	back	back	ADV
esutjss-126	91	19	.	.	PUNCT
esutjss-126	92	1	according	accord	VERB
esutjss-126	92	2	to	to	ADP
esutjss-126	92	3	ohachosim	ohachosim	ADJ
esutjss-126	92	4	,	,	PUNCT
esutjss-126	92	5	onwuchekwa	onwuchekwa	PROPN
esutjss-126	92	6	,	,	PUNCT
esutjss-126	92	7	ifeanyi	ifeanyi	PROPN
esutjss-126	92	8	,	,	PUNCT
esutjss-126	92	9	(	(	PUNCT
esutjss-126	92	10	nd	nd	X
esutjss-126	92	11	)	)	PUNCT
esutjss-126	92	12	the	the	DET
esutjss-126	92	13	government	government	NOUN
esutjss-126	92	14	has	have	AUX
esutjss-126	92	15	tried	try	VERB
esutjss-126	92	16	to	to	PART
esutjss-126	92	17	achieve	achieve	VERB
esutjss-126	92	18	the	the	DET
esutjss-126	92	19	above	above	ADJ
esutjss-126	92	20	assistance	assistance	NOUN
esutjss-126	92	21	to	to	ADP
esutjss-126	92	22	smes	sme	NOUN
esutjss-126	92	23	through	through	ADP
esutjss-126	92	24	the	the	DET
esutjss-126	92	25	following	follow	VERB
esutjss-126	92	26	agencies	agency	NOUN
esutjss-126	92	27	and	and	CCONJ
esutjss-126	92	28	schemes	scheme	NOUN
esutjss-126	92	29	:	:	PUNCT
esutjss-126	92	30	the	the	DET
esutjss-126	92	31	nigeria	nigeria	PROPN
esutjss-126	92	32	industrial	industrial	ADJ
esutjss-126	92	33	https://www.sba.gov/funding-programs/loans	https://www.sba.gov/funding-programs/loans	PROPN
esutjss-126	92	34	https://www.sba.gov/funding-programs/loans	https://www.sba.gov/funding-programs/loan	NOUN
esutjss-126	92	35	https://www.sba.gov/tools/local-assistance/sbdc	https://www.sba.gov/tools/local-assistance/sbdc	VERB
esutjss-126	92	36	https://www.sba.gov/tools/local-assistance/wbc	https://www.sba.gov/tools/local-assistance/wbc	PROPN
esutjss-126	92	37	https://www.sba.gov/category/business-groups/minority-owned	https://www.sba.gov/category/business-groups/minority-owned	PROPN
esutjss-126	92	38	https://www.sba.gov/federal-contracting/contracting-assistance-programs/8a-business-development-program	https://www.sba.gov/federal-contracting/contracting-assistance-programs/8a-business-development-program	PROPN
esutjss-126	92	39	https://www.sba.gov/federal-contracting/contracting-assistance-programs/8a-business-development-program	https://www.sba.gov/federal-contracting/contracting-assistance-programs/8a-business-development-program	PROPN
esutjss-126	92	40	488	488	NUM
esutjss-126	92	41	development	development	PROPN
esutjss-126	92	42	bank	bank	PROPN
esutjss-126	92	43	ltd	ltd	PROPN
esutjss-126	92	44	(	(	PUNCT
esutjss-126	92	45	nidb	nidb	PROPN
esutjss-126	92	46	)	)	PUNCT
esutjss-126	92	47	(	(	PUNCT
esutjss-126	92	48	1962	1962	NUM
esutjss-126	92	49	)	)	PUNCT
esutjss-126	92	50	,	,	PUNCT
esutjss-126	92	51	the	the	DET
esutjss-126	92	52	nigeria	nigeria	PROPN
esutjss-126	92	53	bank	bank	PROPN
esutjss-126	92	54	for	for	ADP
esutjss-126	92	55	commerce	commerce	NOUN
esutjss-126	92	56	and	and	CCONJ
esutjss-126	92	57	industry	industry	NOUN
esutjss-126	92	58	(	(	PUNCT
esutjss-126	92	59	nbci	nbci	ADJ
esutjss-126	92	60	)	)	PUNCT
esutjss-126	92	61	(	(	PUNCT
esutjss-126	92	62	1973	1973	NUM
esutjss-126	92	63	)	)	PUNCT
esutjss-126	92	64	,	,	PUNCT
esutjss-126	92	65	rural	rural	ADJ
esutjss-126	92	66	banking	banking	NOUN
esutjss-126	92	67	scheme	scheme	NOUN
esutjss-126	92	68	(	(	PUNCT
esutjss-126	92	69	1977	1977	NUM
esutjss-126	92	70	)	)	PUNCT
esutjss-126	92	71	,	,	PUNCT
esutjss-126	92	72	agricultural	agricultural	ADJ
esutjss-126	92	73	credit	credit	NOUN
esutjss-126	92	74	guarantee	guarantee	NOUN
esutjss-126	92	75	scheme	scheme	NOUN
esutjss-126	92	76	fund	fund	NOUN
esutjss-126	92	77	(	(	PUNCT
esutjss-126	92	78	1978	1978	NUM
esutjss-126	92	79	)	)	PUNCT
esutjss-126	92	80	,	,	PUNCT
esutjss-126	92	81	word	word	NOUN
esutjss-126	92	82	bank	bank	PROPN
esutjss-126	92	83	assisted	assist	VERB
esutjss-126	92	84	sme	sme	PROPN
esutjss-126	92	85	loan	loan	NOUN
esutjss-126	92	86	project	project	NOUN
esutjss-126	92	87	(	(	PUNCT
esutjss-126	92	88	1987	1987	NUM
esutjss-126	92	89	)	)	PUNCT
esutjss-126	92	90	,	,	PUNCT
esutjss-126	92	91	peoples	people	NOUN
esutjss-126	92	92	bank	bank	PROPN
esutjss-126	92	93	of	of	ADP
esutjss-126	92	94	nigeria	nigeria	PROPN
esutjss-126	92	95	(	(	PUNCT
esutjss-126	92	96	1989	1989	NUM
esutjss-126	92	97	)	)	PUNCT
esutjss-126	92	98	,	,	PUNCT
esutjss-126	92	99	the	the	DET
esutjss-126	92	100	national	national	ADJ
esutjss-126	92	101	economic	economic	ADJ
esutjss-126	92	102	reconstruction	reconstruction	NOUN
esutjss-126	92	103	fund	fund	NOUN
esutjss-126	92	104	(	(	PUNCT
esutjss-126	92	105	nerfund	nerfund	PROPN
esutjss-126	92	106	)	)	PUNCT
esutjss-126	92	107	(	(	PUNCT
esutjss-126	92	108	1990	1990	NUM
esutjss-126	92	109	)	)	PUNCT
esutjss-126	92	110	,	,	PUNCT
esutjss-126	92	111	community	community	NOUN
esutjss-126	92	112	bank	bank	NOUN
esutjss-126	92	113	(	(	PUNCT
esutjss-126	92	114	1991	1991	NUM
esutjss-126	92	115	)	)	PUNCT
esutjss-126	92	116	,	,	PUNCT
esutjss-126	92	117	nigeria	nigeria	PROPN
esutjss-126	92	118	export	export	PROPN
esutjss-126	92	119	import	import	PROPN
esutjss-126	92	120	bank	bank	PROPN
esutjss-126	92	121	(	(	PUNCT
esutjss-126	92	122	1991	1991	NUM
esutjss-126	92	123	)	)	PUNCT
esutjss-126	92	124	,	,	PUNCT
esutjss-126	92	125	the	the	DET
esutjss-126	92	126	bank	bank	NOUN
esutjss-126	92	127	of	of	ADP
esutjss-126	92	128	industry	industry	NOUN
esutjss-126	92	129	(	(	PUNCT
esutjss-126	92	130	2000	2000	NUM
esutjss-126	92	131	)	)	PUNCT
esutjss-126	92	132	,	,	PUNCT
esutjss-126	92	133	nigeria	nigeria	PROPN
esutjss-126	92	134	agricultural	agricultural	ADJ
esutjss-126	92	135	,	,	PUNCT
esutjss-126	92	136	corporative	corporative	ADJ
esutjss-126	92	137	and	and	CCONJ
esutjss-126	92	138	rural	rural	ADJ
esutjss-126	92	139	development	development	PROPN
esutjss-126	92	140	bank	bank	PROPN
esutjss-126	92	141	(	(	PUNCT
esutjss-126	92	142	nacrdb	nacrdb	PROPN
esutjss-126	92	143	)	)	PUNCT
esutjss-126	92	144	(	(	PUNCT
esutjss-126	92	145	2000	2000	NUM
esutjss-126	92	146	)	)	PUNCT
esutjss-126	92	147	,	,	PUNCT
esutjss-126	92	148	the	the	DET
esutjss-126	92	149	small	small	ADJ
esutjss-126	92	150	and	and	CCONJ
esutjss-126	92	151	medium	medium	NOUN
esutjss-126	92	152	industries	industry	NOUN
esutjss-126	92	153	equity	equity	NOUN
esutjss-126	92	154	investment	investment	NOUN
esutjss-126	92	155	scheme	scheme	NOUN
esutjss-126	92	156	(	(	PUNCT
esutjss-126	92	157	smieis	smieis	NOUN
esutjss-126	92	158	)	)	PUNCT
esutjss-126	92	159	(	(	PUNCT
esutjss-126	92	160	2001	2001	NUM
esutjss-126	92	161	)	)	PUNCT
esutjss-126	92	162	,	,	PUNCT
esutjss-126	92	163	refining	refining	NOUN
esutjss-126	92	164	and	and	CCONJ
esutjss-126	92	165	rediscounting	rediscounte	VERB
esutjss-126	92	166	facilities	facility	NOUN
esutjss-126	92	167	(	(	PUNCT
esutjss-126	92	168	2002	2002	NUM
esutjss-126	92	169	)	)	PUNCT
esutjss-126	92	170	,	,	PUNCT
esutjss-126	92	171	microfinance	microfinance	NOUN
esutjss-126	92	172	banking	banking	NOUN
esutjss-126	92	173	(	(	PUNCT
esutjss-126	92	174	2005	2005	NUM
esutjss-126	92	175	)	)	PUNCT
esutjss-126	92	176	;	;	PUNCT
esutjss-126	92	177	despite	despite	SCONJ
esutjss-126	92	178	all	all	DET
esutjss-126	92	179	the	the	DET
esutjss-126	92	180	efforts	effort	NOUN
esutjss-126	92	181	of	of	ADP
esutjss-126	92	182	government	government	NOUN
esutjss-126	92	183	,	,	PUNCT
esutjss-126	92	184	progress	progress	NOUN
esutjss-126	92	185	of	of	ADP
esutjss-126	92	186	smes	sme	NOUN
esutjss-126	92	187	in	in	ADP
esutjss-126	92	188	nigeria	nigeria	PROPN
esutjss-126	92	189	is	be	AUX
esutjss-126	92	190	still	still	ADV
esutjss-126	92	191	limited	limit	VERB
esutjss-126	92	192	due	due	ADP
esutjss-126	92	193	to	to	ADP
esutjss-126	92	194	financial	financial	ADJ
esutjss-126	92	195	challenges	challenge	NOUN
esutjss-126	92	196	(	(	PUNCT
esutjss-126	92	197	ohachosim	ohachosim	ADJ
esutjss-126	92	198	,	,	PUNCT
esutjss-126	92	199	2012	2012	NUM
esutjss-126	92	200	)	)	PUNCT
esutjss-126	92	201	.	.	PUNCT
esutjss-126	93	1	it	it	PRON
esutjss-126	93	2	can	can	AUX
esutjss-126	93	3	be	be	AUX
esutjss-126	93	4	logically	logically	ADV
esutjss-126	93	5	correct	correct	ADJ
esutjss-126	93	6	to	to	PART
esutjss-126	93	7	conclude	conclude	VERB
esutjss-126	93	8	from	from	ADP
esutjss-126	93	9	the	the	DET
esutjss-126	93	10	above	above	ADV
esutjss-126	93	11	that	that	SCONJ
esutjss-126	93	12	the	the	DET
esutjss-126	93	13	financial	financial	ADJ
esutjss-126	93	14	challenges	challenge	NOUN
esutjss-126	93	15	of	of	ADP
esutjss-126	93	16	smes	sme	NOUN
esutjss-126	93	17	in	in	ADP
esutjss-126	93	18	nigeria	nigeria	PROPN
esutjss-126	93	19	today	today	NOUN
esutjss-126	93	20	,	,	PUNCT
esutjss-126	93	21	have	have	AUX
esutjss-126	93	22	taken	take	VERB
esutjss-126	93	23	the	the	DET
esutjss-126	93	24	dimension	dimension	NOUN
esutjss-126	93	25	of	of	ADP
esutjss-126	93	26	inaccessibility	inaccessibility	NOUN
esutjss-126	93	27	of	of	ADP
esutjss-126	93	28	funds	fund	NOUN
esutjss-126	93	29	.	.	PUNCT
esutjss-126	94	1	obstacles	obstacle	NOUN
esutjss-126	94	2	of	of	ADP
esutjss-126	94	3	smes	sme	NOUN
esutjss-126	94	4	access	access	NOUN
esutjss-126	94	5	to	to	ADP
esutjss-126	94	6	funds	fund	NOUN
esutjss-126	94	7	in	in	ADP
esutjss-126	94	8	nigeria	nigeria	PROPN
esutjss-126	94	9	have	have	AUX
esutjss-126	94	10	not	not	PART
esutjss-126	94	11	been	be	AUX
esutjss-126	94	12	surmounted	surmount	VERB
esutjss-126	94	13	.	.	PUNCT
esutjss-126	95	1	this	this	DET
esutjss-126	95	2	problem	problem	NOUN
esutjss-126	95	3	motivated	motivate	VERB
esutjss-126	95	4	the	the	DET
esutjss-126	95	5	researcher	researcher	NOUN
esutjss-126	95	6	’s	’s	PART
esutjss-126	95	7	interest	interest	NOUN
esutjss-126	95	8	to	to	PART
esutjss-126	95	9	investigate	investigate	VERB
esutjss-126	95	10	small	small	ADJ
esutjss-126	95	11	and	and	CCONJ
esutjss-126	95	12	medium	medium	ADJ
esutjss-126	95	13	scale	scale	NOUN
esutjss-126	95	14	framers	framer	NOUN
esutjss-126	95	15	:	:	PUNCT
esutjss-126	95	16	challenges	challenge	NOUN
esutjss-126	95	17	and	and	CCONJ
esutjss-126	95	18	improvement	improvement	NOUN
esutjss-126	95	19	strategies	strategy	NOUN
esutjss-126	95	20	in	in	ADP
esutjss-126	95	21	southeastern	southeastern	ADJ
esutjss-126	95	22	states	state	NOUN
esutjss-126	95	23	,	,	PUNCT
esutjss-126	95	24	nigeria	nigeria	PROPN
esutjss-126	95	25	.	.	PUNCT
esutjss-126	96	1	access	access	NOUN
esutjss-126	96	2	to	to	ADP
esutjss-126	96	3	finance	finance	NOUN
esutjss-126	96	4	is	be	AUX
esutjss-126	96	5	the	the	DET
esutjss-126	96	6	ability	ability	NOUN
esutjss-126	96	7	of	of	ADP
esutjss-126	96	8	individuals	individual	NOUN
esutjss-126	96	9	or	or	CCONJ
esutjss-126	96	10	farmers	farmer	NOUN
esutjss-126	96	11	to	to	PART
esutjss-126	96	12	obtain	obtain	VERB
esutjss-126	96	13	financial	financial	ADJ
esutjss-126	96	14	services	service	NOUN
esutjss-126	96	15	,	,	PUNCT
esutjss-126	96	16	including	include	VERB
esutjss-126	96	17	credit	credit	NOUN
esutjss-126	96	18	,	,	PUNCT
esutjss-126	96	19	deposit	deposit	NOUN
esutjss-126	96	20	,	,	PUNCT
esutjss-126	96	21	payment	payment	NOUN
esutjss-126	96	22	,	,	PUNCT
esutjss-126	96	23	insurance	insurance	NOUN
esutjss-126	96	24	,	,	PUNCT
esutjss-126	96	25	and	and	CCONJ
esutjss-126	96	26	other	other	ADJ
esutjss-126	96	27	risk	risk	NOUN
esutjss-126	96	28	management	management	NOUN
esutjss-126	96	29	services	service	NOUN
esutjss-126	96	30	(	(	PUNCT
esutjss-126	96	31	wikipedia	wikipedia	PROPN
esutjss-126	96	32	)	)	PUNCT
esutjss-126	96	33	it	it	PRON
esutjss-126	96	34	also	also	ADV
esutjss-126	96	35	,	,	PUNCT
esutjss-126	96	36	refers	refer	VERB
esutjss-126	96	37	to	to	ADP
esutjss-126	96	38	public	public	ADJ
esutjss-126	96	39	loans	loan	NOUN
esutjss-126	96	40	or	or	CCONJ
esutjss-126	96	41	government	government	NOUN
esutjss-126	96	42	subsidized	subsidize	VERB
esutjss-126	96	43	loans	loan	NOUN
esutjss-126	96	44	for	for	ADP
esutjss-126	96	45	framers	framer	NOUN
esutjss-126	96	46	,	,	PUNCT
esutjss-126	96	47	with	with	ADP
esutjss-126	96	48	the	the	DET
esutjss-126	96	49	aim	aim	NOUN
esutjss-126	96	50	of	of	ADP
esutjss-126	96	51	enabling	enable	VERB
esutjss-126	96	52	start	start	NOUN
esutjss-126	96	53	-	-	PUNCT
esutjss-126	96	54	ups	up	NOUN
esutjss-126	96	55	,	,	PUNCT
esutjss-126	96	56	enabling	enable	VERB
esutjss-126	96	57	small	small	ADJ
esutjss-126	96	58	and	and	CCONJ
esutjss-126	96	59	medium	medium	ADJ
esutjss-126	96	60	sized	sized	ADJ
esutjss-126	96	61	farmer	farmer	NOUN
esutjss-126	96	62	to	to	PART
esutjss-126	96	63	grow	grow	VERB
esutjss-126	96	64	.	.	PUNCT
esutjss-126	97	1	lack	lack	NOUN
esutjss-126	97	2	of	of	ADP
esutjss-126	97	3	access	access	NOUN
esutjss-126	97	4	to	to	ADP
esutjss-126	97	5	financial	financial	ADJ
esutjss-126	97	6	support	support	NOUN
esutjss-126	97	7	:	:	PUNCT
esutjss-126	97	8	is	be	AUX
esutjss-126	97	9	unavailability	unavailability	NOUN
esutjss-126	97	10	of	of	ADP
esutjss-126	97	11	money	money	NOUN
esutjss-126	97	12	provided	provide	VERB
esutjss-126	97	13	to	to	PART
esutjss-126	97	14	enable	enable	VERB
esutjss-126	97	15	framers	framer	NOUN
esutjss-126	97	16	to	to	PART
esutjss-126	97	17	continue	continue	VERB
esutjss-126	97	18	.	.	PUNCT
esutjss-126	98	1	this	this	DET
esutjss-126	98	2	money	money	NOUN
esutjss-126	98	3	ought	ought	AUX
esutjss-126	98	4	to	to	PART
esutjss-126	98	5	be	be	AUX
esutjss-126	98	6	provided	provide	VERB
esutjss-126	98	7	by	by	ADP
esutjss-126	98	8	the	the	DET
esutjss-126	98	9	government	government	NOUN
esutjss-126	98	10	.	.	PUNCT
esutjss-126	99	1	that	that	DET
esutjss-126	99	2	is,-available	is,-available	PROPN
esutjss-126	99	3	source	source	NOUN
esutjss-126	99	4	of	of	ADP
esutjss-126	99	5	wealth	wealth	NOUN
esutjss-126	99	6	;	;	PUNCT
esutjss-126	99	7	a	a	DET
esutjss-126	99	8	new	new	ADJ
esutjss-126	99	9	or	or	CCONJ
esutjss-126	99	10	reserve	reserve	NOUN
esutjss-126	99	11	supply	supply	NOUN
esutjss-126	99	12	that	that	PRON
esutjss-126	99	13	can	can	AUX
esutjss-126	99	14	be	be	AUX
esutjss-126	99	15	drawn	draw	VERB
esutjss-126	99	16	upon	upon	SCONJ
esutjss-126	99	17	when	when	SCONJ
esutjss-126	99	18	needed	need	VERB
esutjss-126	99	19	.	.	PUNCT
esutjss-126	100	1	sources	source	NOUN
esutjss-126	100	2	of	of	ADP
esutjss-126	100	3	capital	capital	NOUN
esutjss-126	100	4	and	and	CCONJ
esutjss-126	100	5	funds	fund	NOUN
esutjss-126	100	6	for	for	ADP
esutjss-126	100	7	your	your	PRON
esutjss-126	100	8	farm	farm	NOUN
esutjss-126	100	9	business	business	NOUN
esutjss-126	100	10	in	in	ADP
esutjss-126	100	11	nigeria	nigeria	PROPN
esutjss-126	100	12	family	family	NOUN
esutjss-126	100	13	and	and	CCONJ
esutjss-126	100	14	friends	friend	NOUN
esutjss-126	100	15	:	:	PUNCT
esutjss-126	100	16	one	one	NUM
esutjss-126	100	17	of	of	ADP
esutjss-126	100	18	the	the	DET
esutjss-126	100	19	sources	source	NOUN
esutjss-126	100	20	of	of	ADP
esutjss-126	100	21	framing	frame	VERB
esutjss-126	100	22	business	business	NOUN
esutjss-126	100	23	funds	fund	NOUN
esutjss-126	100	24	is	be	AUX
esutjss-126	100	25	family	family	NOUN
esutjss-126	100	26	members	member	NOUN
esutjss-126	100	27	and	and	CCONJ
esutjss-126	100	28	relatives	relative	NOUN
esutjss-126	100	29	;	;	PUNCT
esutjss-126	100	30	nigerian	nigerian	ADJ
esutjss-126	100	31	commercial	commercial	ADJ
esutjss-126	100	32	banks	bank	NOUN
esutjss-126	100	33	;	;	PUNCT
esutjss-126	100	34	you	you	PRON
esutjss-126	100	35	-	-	PUNCT
esutjss-126	100	36	win	win	NOUN
esutjss-126	100	37	program	program	NOUN
esutjss-126	100	38	,	,	PUNCT
esutjss-126	100	39	nonprofits	nonprofit	NOUN
esutjss-126	100	40	/	/	SYM
esutjss-126	100	41	angel	angel	NOUN
esutjss-126	100	42	investors	investor	NOUN
esutjss-126	100	43	;	;	PUNCT
esutjss-126	100	44	smedan	smedan	ADJ
esutjss-126	100	45	;	;	PUNCT
esutjss-126	100	46	personal	personal	ADJ
esutjss-126	100	47	finance	finance	NOUN
esutjss-126	100	48	;	;	PUNCT
esutjss-126	100	49	local	local	ADJ
esutjss-126	100	50	co	co	ADJ
esutjss-126	100	51	-	-	ADJ
esutjss-126	100	52	operative	operative	ADJ
esutjss-126	100	53	societies	society	NOUN
esutjss-126	100	54	,	,	PUNCT
esutjss-126	100	55	partnership	partnership	NOUN
esutjss-126	100	56	,	,	PUNCT
esutjss-126	100	57	funding	funding	NOUN
esutjss-126	100	58	policy	policy	NOUN
esutjss-126	100	59	:	:	PUNCT
esutjss-126	100	60	funding	funding	NOUN
esutjss-126	100	61	policy	policy	NOUN
esutjss-126	100	62	means	mean	VERB
esutjss-126	100	63	the	the	DET
esutjss-126	100	64	written	write	VERB
esutjss-126	100	65	policy	policy	NOUN
esutjss-126	100	66	regarding	regard	VERB
esutjss-126	100	67	funding	funding	NOUN
esutjss-126	100	68	for	for	ADP
esutjss-126	100	69	the	the	DET
esutjss-126	100	70	plan	plan	NOUN
esutjss-126	100	71	,	,	PUNCT
esutjss-126	100	72	established	establish	VERB
esutjss-126	100	73	in	in	ADP
esutjss-126	100	74	accordance	accordance	NOUN
esutjss-126	100	75	with	with	ADP
esutjss-126	100	76	the	the	DET
esutjss-126	100	77	applicable	applicable	ADJ
esutjss-126	100	78	legislation	legislation	NOUN
esutjss-126	100	79	and	and	CCONJ
esutjss-126	100	80	the	the	DET
esutjss-126	100	81	parameters	parameter	NOUN
esutjss-126	100	82	set	set	VERB
esutjss-126	100	83	out	out	ADP
esutjss-126	100	84	in	in	ADP
esutjss-126	100	85	section	section	NOUN
esutjss-126	100	86	3	3	NUM
esutjss-126	100	87	,	,	PUNCT
esutjss-126	100	88	as	as	SCONJ
esutjss-126	100	89	amended	amend	VERB
esutjss-126	100	90	from	from	ADP
esutjss-126	100	91	time	time	NOUN
esutjss-126	100	92	to	to	ADP
esutjss-126	100	93	time	time	NOUN
esutjss-126	100	94	.	.	PUNCT
esutjss-126	101	1	statement	statement	NOUN
esutjss-126	101	2	of	of	ADP
esutjss-126	101	3	the	the	DET
esutjss-126	101	4	problem	problem	NOUN
esutjss-126	101	5	lack	lack	NOUN
esutjss-126	101	6	of	of	ADP
esutjss-126	101	7	funds	fund	NOUN
esutjss-126	101	8	and	and	CCONJ
esutjss-126	101	9	lack	lack	NOUN
esutjss-126	101	10	of	of	ADP
esutjss-126	101	11	access	access	NOUN
esutjss-126	101	12	to	to	ADP
esutjss-126	101	13	financial	financial	ADJ
esutjss-126	101	14	support	support	NOUN
esutjss-126	101	15	,	,	PUNCT
esutjss-126	101	16	lack	lack	NOUN
esutjss-126	101	17	of	of	ADP
esutjss-126	101	18	basic	basic	ADJ
esutjss-126	101	19	infrastructures	infrastructure	NOUN
esutjss-126	101	20	,	,	PUNCT
esutjss-126	101	21	competition	competition	NOUN
esutjss-126	101	22	among	among	ADP
esutjss-126	101	23	local	local	ADJ
esutjss-126	101	24	/	/	SYM
esutjss-126	101	25	foreign	foreign	ADJ
esutjss-126	101	26	framers	framer	NOUN
esutjss-126	101	27	,	,	PUNCT
esutjss-126	101	28	levies	levy	NOUN
esutjss-126	101	29	and	and	CCONJ
esutjss-126	101	30	farming	farming	NOUN
esutjss-126	101	31	charges	charge	NOUN
esutjss-126	101	32	no	no	ADV
esutjss-126	101	33	doubt	doubt	ADV
esutjss-126	101	34	erode	erode	VERB
esutjss-126	101	35	savings	saving	NOUN
esutjss-126	101	36	and	and	CCONJ
esutjss-126	101	37	discourage	discourage	VERB
esutjss-126	101	38	investment	investment	NOUN
esutjss-126	101	39	in	in	ADP
esutjss-126	101	40	smes	sme	NOUN
esutjss-126	101	41	framing	frame	VERB
esutjss-126	101	42	,	,	PUNCT
esutjss-126	101	43	leading	lead	VERB
esutjss-126	101	44	to	to	ADP
esutjss-126	101	45	shutdown	shutdown	NOUN
esutjss-126	101	46	of	of	ADP
esutjss-126	101	47	sme	sme	PROPN
esutjss-126	101	48	farming	farming	NOUN
esutjss-126	101	49	which	which	PRON
esutjss-126	101	50	eventually	eventually	ADV
esutjss-126	101	51	leads	lead	VERB
esutjss-126	101	52	to	to	ADP
esutjss-126	101	53	challenges	challenge	NOUN
esutjss-126	101	54	like	like	ADP
esutjss-126	101	55	starvation	starvation	NOUN
esutjss-126	101	56	,	,	PUNCT
esutjss-126	101	57	unemployment	unemployment	NOUN
esutjss-126	101	58	,	,	PUNCT
esutjss-126	101	59	resultant	resultant	NOUN
esutjss-126	101	60	clampdown	clampdown	NOUN
esutjss-126	101	61	(	(	PUNCT
esutjss-126	101	62	high	high	ADJ
esutjss-126	101	63	mortality	mortality	NOUN
esutjss-126	101	64	rate	rate	NOUN
esutjss-126	101	65	)	)	PUNCT
esutjss-126	101	66	of	of	ADP
esutjss-126	101	67	sme	sme	PROPN
esutjss-126	101	68	farming	farming	PROPN
esutjss-126	101	69	.	.	PUNCT
esutjss-126	102	1	therefore	therefore	ADV
esutjss-126	102	2	,	,	PUNCT
esutjss-126	102	3	these	these	DET
esutjss-126	102	4	problems	problem	NOUN
esutjss-126	102	5	motivated	motivate	VERB
esutjss-126	102	6	the	the	DET
esutjss-126	102	7	researchers	researcher	NOUN
esutjss-126	102	8	to	to	PART
esutjss-126	102	9	investigate	investigate	VERB
esutjss-126	102	10	on	on	ADP
esutjss-126	102	11	availability	availability	NOUN
esutjss-126	102	12	of	of	ADP
esutjss-126	102	13	access	access	NOUN
esutjss-126	102	14	to	to	ADP
esutjss-126	102	15	funding	funding	NOUN
esutjss-126	102	16	policies	policy	NOUN
esutjss-126	102	17	designed	design	VERB
esutjss-126	102	18	and	and	CCONJ
esutjss-126	102	19	administered	administer	VERB
esutjss-126	102	20	to	to	PART
esutjss-126	102	21	help	help	VERB
esutjss-126	102	22	improve	improve	VERB
esutjss-126	102	23	smes	sme	NOUN
esutjss-126	102	24	farming	farming	NOUN
esutjss-126	102	25	performance	performance	NOUN
esutjss-126	102	26	and	and	CCONJ
esutjss-126	102	27	spring	spring	NOUN
esutjss-126	102	28	-	-	PUNCT
esutjss-126	102	29	up	up	ADP
esutjss-126	102	30	more	more	ADJ
esutjss-126	102	31	farm	farm	NOUN
esutjss-126	102	32	settlements	settlement	NOUN
esutjss-126	102	33	in	in	ADP
esutjss-126	102	34	the	the	DET
esutjss-126	102	35	eastern	eastern	PROPN
esutjss-126	102	36	nigeria	nigeria	PROPN
esutjss-126	102	37	.	.	PUNCT
esutjss-126	103	1	https://en.wikipedia.org/wiki/financial_services	https://en.wikipedia.org/wiki/financial_service	VERB
esutjss-126	103	2	https://en.wikipedia.org/wiki/credit_(finance	https://en.wikipedia.org/wiki/credit_(finance	NOUN
esutjss-126	103	3	)	)	PUNCT
esutjss-126	103	4	https://en.wikipedia.org/wiki/deposit_account	https://en.wikipedia.org/wiki/deposit_account	NOUN
esutjss-126	104	1	https://en.wikipedia.org/wiki/payment	https://en.wikipedia.org/wiki/payment	INTJ
esutjss-126	104	2	https://en.wikipedia.org/wiki/insurance	https://en.wikipedia.org/wiki/insurance	NOUN
esutjss-126	104	3	https://en.wikipedia.org/wiki/risk_management	https://en.wikipedia.org/wiki/risk_management	NOUN
esutjss-126	104	4	489	489	NUM
esutjss-126	104	5	objective	objective	NOUN
esutjss-126	104	6	of	of	ADP
esutjss-126	104	7	the	the	DET
esutjss-126	104	8	study	study	NOUN
esutjss-126	104	9	the	the	DET
esutjss-126	104	10	main	main	ADJ
esutjss-126	104	11	objective	objective	NOUN
esutjss-126	104	12	of	of	ADP
esutjss-126	104	13	this	this	DET
esutjss-126	104	14	study	study	NOUN
esutjss-126	104	15	was	be	AUX
esutjss-126	104	16	to	to	PART
esutjss-126	104	17	examine	examine	VERB
esutjss-126	104	18	the	the	DET
esutjss-126	104	19	effect	effect	NOUN
esutjss-126	104	20	of	of	ADP
esutjss-126	104	21	lack	lack	NOUN
esutjss-126	104	22	of	of	ADP
esutjss-126	104	23	funds	fund	NOUN
esutjss-126	104	24	on	on	ADP
esutjss-126	104	25	smes	sme	NOUN
esutjss-126	104	26	farming	farming	NOUN
esutjss-126	104	27	performance	performance	NOUN
esutjss-126	104	28	in	in	ADP
esutjss-126	104	29	south	south	ADJ
esutjss-126	104	30	-	-	PUNCT
esutjss-126	104	31	eastern	eastern	ADJ
esutjss-126	104	32	states	state	NOUN
esutjss-126	104	33	,	,	PUNCT
esutjss-126	104	34	nigeria	nigeria	PROPN
esutjss-126	104	35	;	;	PUNCT
esutjss-126	104	36	while	while	SCONJ
esutjss-126	104	37	the	the	DET
esutjss-126	104	38	specific	specific	ADJ
esutjss-126	104	39	objectives	objective	NOUN
esutjss-126	104	40	are	be	AUX
esutjss-126	104	41	as	as	SCONJ
esutjss-126	104	42	follows	follow	VERB
esutjss-126	104	43	:	:	PUNCT
esutjss-126	104	44	1	1	X
esutjss-126	104	45	.	.	PUNCT
esutjss-126	104	46	to	to	PART
esutjss-126	104	47	examine	examine	VERB
esutjss-126	104	48	the	the	DET
esutjss-126	104	49	problems	problem	NOUN
esutjss-126	104	50	facing	face	VERB
esutjss-126	104	51	smes	sme	NOUN
esutjss-126	104	52	farming	farm	VERB
esutjss-126	104	53	2	2	NUM
esutjss-126	104	54	.	.	PUNCT
esutjss-126	104	55	to	to	ADP
esutjss-126	104	56	what	what	DET
esutjss-126	104	57	extent	extent	NOUN
esutjss-126	104	58	does	do	AUX
esutjss-126	104	59	lack	lack	NOUN
esutjss-126	104	60	of	of	ADP
esutjss-126	104	61	accessibility	accessibility	NOUN
esutjss-126	104	62	of	of	ADP
esutjss-126	104	63	funding	funding	NOUN
esutjss-126	104	64	policies	policy	NOUN
esutjss-126	104	65	designed	design	VERB
esutjss-126	104	66	and	and	CCONJ
esutjss-126	104	67	administered	administer	VERB
esutjss-126	104	68	affect	affect	VERB
esutjss-126	104	69	smes	sme	NOUN
esutjss-126	104	70	farming	farming	NOUN
esutjss-126	104	71	performance	performance	NOUN
esutjss-126	104	72	research	research	NOUN
esutjss-126	104	73	questions	question	NOUN
esutjss-126	104	74	1	1	NUM
esutjss-126	104	75	.	.	PUNCT
esutjss-126	105	1	what	what	PRON
esutjss-126	105	2	are	be	AUX
esutjss-126	105	3	the	the	DET
esutjss-126	105	4	problems	problem	NOUN
esutjss-126	105	5	facing	face	VERB
esutjss-126	105	6	smes	sme	NOUN
esutjss-126	105	7	farming	farming	NOUN
esutjss-126	105	8	survival	survival	NOUN
esutjss-126	105	9	?	?	PUNCT
esutjss-126	106	1	2	2	X
esutjss-126	106	2	.	.	X
esutjss-126	106	3	to	to	ADP
esutjss-126	106	4	what	what	DET
esutjss-126	106	5	extent	extent	NOUN
esutjss-126	106	6	does	do	AUX
esutjss-126	106	7	lack	lack	NOUN
esutjss-126	106	8	of	of	ADP
esutjss-126	106	9	accessibility	accessibility	NOUN
esutjss-126	106	10	of	of	ADP
esutjss-126	106	11	funding	funding	NOUN
esutjss-126	106	12	policies	policy	NOUN
esutjss-126	106	13	designed	design	VERB
esutjss-126	106	14	and	and	CCONJ
esutjss-126	106	15	administered	administer	VERB
esutjss-126	106	16	help	help	NOUN
esutjss-126	106	17	improve	improve	VERB
esutjss-126	106	18	smes	sme	NOUN
esutjss-126	106	19	farming	farming	NOUN
esutjss-126	106	20	performance	performance	NOUN
esutjss-126	106	21	research	research	NOUN
esutjss-126	106	22	hypotheses	hypothese	VERB
esutjss-126	106	23	the	the	DET
esutjss-126	106	24	following	follow	VERB
esutjss-126	106	25	hypotheses	hypothesis	NOUN
esutjss-126	106	26	were	be	AUX
esutjss-126	106	27	formulated	formulate	VERB
esutjss-126	106	28	to	to	PART
esutjss-126	106	29	guide	guide	VERB
esutjss-126	106	30	the	the	DET
esutjss-126	106	31	study	study	NOUN
esutjss-126	106	32	in	in	ADP
esutjss-126	106	33	its	its	PRON
esutjss-126	106	34	quest	quest	NOUN
esutjss-126	106	35	examine	examine	VERB
esutjss-126	106	36	the	the	DET
esutjss-126	106	37	effect	effect	NOUN
esutjss-126	106	38	of	of	ADP
esutjss-126	106	39	lack	lack	NOUN
esutjss-126	106	40	of	of	ADP
esutjss-126	106	41	funds	fund	NOUN
esutjss-126	106	42	/	/	SYM
esutjss-126	106	43	lack	lack	NOUN
esutjss-126	106	44	of	of	ADP
esutjss-126	106	45	access	access	NOUN
esutjss-126	106	46	to	to	ADP
esutjss-126	106	47	funds	fund	NOUN
esutjss-126	106	48	on	on	ADP
esutjss-126	106	49	sme	sme	NOUN
esutjss-126	106	50	farming	farming	NOUN
esutjss-126	106	51	performance	performance	NOUN
esutjss-126	106	52	ho1	ho1	NOUN
esutjss-126	106	53	:	:	PUNCT
esutjss-126	106	54	there	there	PRON
esutjss-126	106	55	is	be	VERB
esutjss-126	106	56	no	no	DET
esutjss-126	106	57	significant	significant	ADJ
esutjss-126	106	58	problem	problem	NOUN
esutjss-126	106	59	facing	face	VERB
esutjss-126	106	60	sme	sme	ADJ
esutjss-126	106	61	farming	farming	NOUN
esutjss-126	106	62	.	.	PUNCT
esutjss-126	107	1	ho2	ho2	NOUN
esutjss-126	107	2	:	:	PUNCT
esutjss-126	107	3	there	there	PRON
esutjss-126	107	4	are	be	VERB
esutjss-126	107	5	no	no	DET
esutjss-126	107	6	significant	significant	ADJ
esutjss-126	107	7	effects	effect	NOUN
esutjss-126	107	8	of	of	ADP
esutjss-126	107	9	lack	lack	NOUN
esutjss-126	107	10	of	of	ADP
esutjss-126	107	11	access	access	NOUN
esutjss-126	107	12	to	to	ADP
esutjss-126	107	13	funds	fund	NOUN
esutjss-126	107	14	on	on	ADP
esutjss-126	107	15	the	the	DET
esutjss-126	107	16	improvement	improvement	NOUN
esutjss-126	107	17	of	of	ADP
esutjss-126	107	18	small	small	ADJ
esutjss-126	107	19	and	and	CCONJ
esutjss-126	107	20	medium	medium	ADJ
esutjss-126	107	21	scale	scale	NOUN
esutjss-126	107	22	enterprises	enterprise	NOUN
esutjss-126	107	23	review	review	NOUN
esutjss-126	107	24	of	of	ADP
esutjss-126	107	25	related	related	ADJ
esutjss-126	107	26	literature	literature	NOUN
esutjss-126	107	27	sme	sme	NOUN
esutjss-126	107	28	farming	farming	NOUN
esutjss-126	107	29	challenges	challenge	NOUN
esutjss-126	107	30	means	mean	VERB
esutjss-126	107	31	problem	problem	NOUN
esutjss-126	107	32	encountered	encounter	VERB
esutjss-126	107	33	by	by	ADP
esutjss-126	107	34	smes	sme	NOUN
esutjss-126	107	35	in	in	ADP
esutjss-126	107	36	the	the	DET
esutjss-126	107	37	course	course	NOUN
esutjss-126	107	38	of	of	ADP
esutjss-126	107	39	their	their	PRON
esutjss-126	107	40	activities	activity	NOUN
esutjss-126	107	41	that	that	PRON
esutjss-126	107	42	hinders	hinder	VERB
esutjss-126	107	43	their	their	PRON
esutjss-126	107	44	progress	progress	NOUN
esutjss-126	107	45	/	/	SYM
esutjss-126	107	46	performance	performance	NOUN
esutjss-126	107	47	.	.	PUNCT
esutjss-126	108	1	improvement	improvement	NOUN
esutjss-126	108	2	strategies	strategy	NOUN
esutjss-126	108	3	in	in	ADP
esutjss-126	108	4	this	this	DET
esutjss-126	108	5	context	context	NOUN
esutjss-126	108	6	means	mean	VERB
esutjss-126	108	7	process	process	NOUN
esutjss-126	108	8	provided	provide	VERB
esutjss-126	108	9	for	for	ADP
esutjss-126	108	10	how	how	SCONJ
esutjss-126	108	11	work	work	NOUN
esutjss-126	108	12	gets	get	AUX
esutjss-126	108	13	done	do	VERB
esutjss-126	108	14	and	and	CCONJ
esutjss-126	108	15	what	what	PRON
esutjss-126	108	16	can	can	AUX
esutjss-126	108	17	be	be	AUX
esutjss-126	108	18	done	do	VERB
esutjss-126	108	19	to	to	PART
esutjss-126	108	20	improve	improve	VERB
esutjss-126	108	21	it	it	PRON
esutjss-126	108	22	.	.	PUNCT
esutjss-126	109	1	this	this	PRON
esutjss-126	109	2	includes	include	VERB
esutjss-126	109	3	the	the	DET
esutjss-126	109	4	following	following	NOUN
esutjss-126	109	5	:	:	PUNCT
esutjss-126	109	6	improve	improve	VERB
esutjss-126	109	7	the	the	DET
esutjss-126	109	8	customer	customer	NOUN
esutjss-126	109	9	experience	experience	NOUN
esutjss-126	109	10	,	,	PUNCT
esutjss-126	109	11	reduce	reduce	VERB
esutjss-126	109	12	costs	cost	NOUN
esutjss-126	109	13	,	,	PUNCT
esutjss-126	109	14	improve	improve	VERB
esutjss-126	109	15	resource	resource	NOUN
esutjss-126	109	16	efficiency	efficiency	NOUN
esutjss-126	109	17	,	,	PUNCT
esutjss-126	109	18	improve	improve	VERB
esutjss-126	109	19	resource	resource	NOUN
esutjss-126	109	20	productivity	productivity	NOUN
esutjss-126	109	21	,	,	PUNCT
esutjss-126	109	22	and	and	CCONJ
esutjss-126	109	23	reduce	reduce	VERB
esutjss-126	109	24	response	response	NOUN
esutjss-126	109	25	time	time	NOUN
esutjss-126	109	26	among	among	ADP
esutjss-126	109	27	others	other	NOUN
esutjss-126	109	28	(	(	PUNCT
esutjss-126	109	29	business	business	NOUN
esutjss-126	109	30	enterprise	enterprise	NOUN
esutjss-126	109	31	mapping	mapping	NOUN
esutjss-126	109	32	2017	2017	NUM
esutjss-126	109	33	)	)	PUNCT
esutjss-126	109	34	.	.	PUNCT
esutjss-126	110	1	smes	sme	NOUN
esutjss-126	110	2	are	be	AUX
esutjss-126	110	3	key	key	ADJ
esutjss-126	110	4	players	player	NOUN
esutjss-126	110	5	in	in	ADP
esutjss-126	110	6	developing	develop	VERB
esutjss-126	110	7	nations	nation	NOUN
esutjss-126	110	8	such	such	ADJ
esutjss-126	110	9	as	as	ADP
esutjss-126	110	10	nigeria	nigeria	PROPN
esutjss-126	110	11	.	.	PUNCT
esutjss-126	111	1	smes	sme	NOUN
esutjss-126	111	2	have	have	AUX
esutjss-126	111	3	long	long	ADV
esutjss-126	111	4	been	be	AUX
esutjss-126	111	5	observed	observe	VERB
esutjss-126	111	6	to	to	PART
esutjss-126	111	7	be	be	AUX
esutjss-126	111	8	catalyst	catalyst	NOUN
esutjss-126	111	9	for	for	ADP
esutjss-126	111	10	economic	economic	ADJ
esutjss-126	111	11	growth	growth	NOUN
esutjss-126	111	12	and	and	CCONJ
esutjss-126	111	13	national	national	ADJ
esutjss-126	111	14	development	development	NOUN
esutjss-126	111	15	both	both	PRON
esutjss-126	111	16	in	in	ADP
esutjss-126	111	17	developed	developed	ADJ
esutjss-126	111	18	and	and	CCONJ
esutjss-126	111	19	developing	develop	VERB
esutjss-126	111	20	countries	country	NOUN
esutjss-126	111	21	(	(	PUNCT
esutjss-126	111	22	fatai	fatai	ADJ
esutjss-126	111	23	,	,	PUNCT
esutjss-126	111	24	2011	2011	NUM
esutjss-126	111	25	)	)	PUNCT
esutjss-126	111	26	.	.	PUNCT
esutjss-126	112	1	according	accord	VERB
esutjss-126	112	2	to	to	ADP
esutjss-126	112	3	appah	appah	NOUN
esutjss-126	112	4	,	,	PUNCT
esutjss-126	112	5	(	(	PUNCT
esutjss-126	112	6	2010	2010	NUM
esutjss-126	112	7	)	)	PUNCT
esutjss-126	112	8	,	,	PUNCT
esutjss-126	112	9	smes	sme	NOUN
esutjss-126	112	10	have	have	AUX
esutjss-126	112	11	been	be	AUX
esutjss-126	112	12	considered	consider	VERB
esutjss-126	112	13	as	as	ADP
esutjss-126	112	14	the	the	DET
esutjss-126	112	15	engine	engine	NOUN
esutjss-126	112	16	of	of	ADP
esutjss-126	112	17	economic	economic	ADJ
esutjss-126	112	18	growth	growth	NOUN
esutjss-126	112	19	and	and	CCONJ
esutjss-126	112	20	for	for	ADP
esutjss-126	112	21	promoting	promote	VERB
esutjss-126	112	22	equitable	equitable	ADJ
esutjss-126	112	23	development	development	NOUN
esutjss-126	112	24	,	,	PUNCT
esutjss-126	112	25	emphasizing	emphasize	VERB
esutjss-126	112	26	that	that	SCONJ
esutjss-126	112	27	the	the	DET
esutjss-126	112	28	major	major	ADJ
esutjss-126	112	29	advantages	advantage	NOUN
esutjss-126	112	30	of	of	ADP
esutjss-126	112	31	the	the	DET
esutjss-126	112	32	sector	sector	NOUN
esutjss-126	112	33	is	be	AUX
esutjss-126	112	34	its	its	PRON
esutjss-126	112	35	employment	employment	NOUN
esutjss-126	112	36	potential	potential	NOUN
esutjss-126	112	37	at	at	ADP
esutjss-126	112	38	low	low	ADJ
esutjss-126	112	39	capital	capital	NOUN
esutjss-126	112	40	cost	cost	NOUN
esutjss-126	112	41	.	.	PUNCT
esutjss-126	113	1	the	the	DET
esutjss-126	113	2	central	central	ADJ
esutjss-126	113	3	bank	bank	PROPN
esutjss-126	113	4	of	of	ADP
esutjss-126	113	5	nigeria	nigeria	PROPN
esutjss-126	113	6	in	in	ADP
esutjss-126	113	7	1990	1990	NUM
esutjss-126	113	8	as	as	SCONJ
esutjss-126	113	9	factored	factor	VERB
esutjss-126	113	10	by	by	ADP
esutjss-126	113	11	okwo	okwo	PROPN
esutjss-126	113	12	,	,	PUNCT
esutjss-126	113	13	(	(	PUNCT
esutjss-126	113	14	2012	2012	NUM
esutjss-126	113	15	)	)	PUNCT
esutjss-126	113	16	defined	define	VERB
esutjss-126	113	17	sme	sme	NOUN
esutjss-126	113	18	as	as	ADP
esutjss-126	113	19	any	any	DET
esutjss-126	113	20	manufacturing	manufacturing	NOUN
esutjss-126	113	21	process	process	NOUN
esutjss-126	113	22	or	or	CCONJ
esutjss-126	113	23	service	service	NOUN
esutjss-126	113	24	,	,	PUNCT
esutjss-126	113	25	with	with	ADP
esutjss-126	113	26	a	a	DET
esutjss-126	113	27	capital	capital	NOUN
esutjss-126	113	28	not	not	PART
esutjss-126	113	29	exceeding	exceed	VERB
esutjss-126	113	30	n150,000	n150,000	NOUN
esutjss-126	113	31	in	in	ADP
esutjss-126	113	32	manufacturing	manufacturing	NOUN
esutjss-126	113	33	and	and	CCONJ
esutjss-126	113	34	equipment	equipment	NOUN
esutjss-126	113	35	alone	alone	ADV
esutjss-126	113	36	.	.	PUNCT
esutjss-126	114	1	a	a	DET
esutjss-126	114	2	study	study	NOUN
esutjss-126	114	3	by	by	ADP
esutjss-126	114	4	the	the	DET
esutjss-126	114	5	federal	federal	ADJ
esutjss-126	114	6	office	office	NOUN
esutjss-126	114	7	of	of	ADP
esutjss-126	114	8	statistics	statistic	NOUN
esutjss-126	114	9	revealed	reveal	VERB
esutjss-126	114	10	that	that	SCONJ
esutjss-126	114	11	smes	sme	NOUN
esutjss-126	114	12	in	in	ADP
esutjss-126	114	13	nigeria	nigeria	PROPN
esutjss-126	114	14	make	make	VERB
esutjss-126	114	15	up	up	ADP
esutjss-126	114	16	97	97	NUM
esutjss-126	114	17	%	%	NOUN
esutjss-126	114	18	of	of	ADP
esutjss-126	114	19	the	the	DET
esutjss-126	114	20	economy	economy	NOUN
esutjss-126	114	21	adebisi	adebisi	ADJ
esutjss-126	114	22	,	,	PUNCT
esutjss-126	114	23	and	and	CCONJ
esutjss-126	114	24	gbegi	gbegi	NOUN
esutjss-126	114	25	,	,	PUNCT
esutjss-126	114	26	(	(	PUNCT
esutjss-126	114	27	2013	2013	NUM
esutjss-126	114	28	)	)	PUNCT
esutjss-126	114	29	.	.	PUNCT
esutjss-126	115	1	stressing	stress	VERB
esutjss-126	115	2	that	that	SCONJ
esutjss-126	115	3	,	,	PUNCT
esutjss-126	115	4	although	although	SCONJ
esutjss-126	115	5	smes	sme	NOUN
esutjss-126	115	6	are	be	AUX
esutjss-126	115	7	small	small	ADJ
esutjss-126	115	8	in	in	ADP
esutjss-126	115	9	size	size	NOUN
esutjss-126	115	10	they	they	PRON
esutjss-126	115	11	are	be	AUX
esutjss-126	115	12	the	the	DET
esutjss-126	115	13	most	most	ADV
esutjss-126	115	14	important	important	ADJ
esutjss-126	115	15	enterprise	enterprise	NOUN
esutjss-126	115	16	in	in	ADP
esutjss-126	115	17	the	the	DET
esutjss-126	115	18	country	country	NOUN
esutjss-126	115	19	because	because	SCONJ
esutjss-126	115	20	of	of	ADP
esutjss-126	115	21	the	the	DET
esutjss-126	115	22	fact	fact	NOUN
esutjss-126	115	23	that	that	SCONJ
esutjss-126	115	24	when	when	SCONJ
esutjss-126	115	25	all	all	DET
esutjss-126	115	26	the	the	DET
esutjss-126	115	27	individual	individual	ADJ
esutjss-126	115	28	effects	effect	NOUN
esutjss-126	115	29	are	be	AUX
esutjss-126	115	30	aggregated	aggregate	VERB
esutjss-126	115	31	they	they	PRON
esutjss-126	115	32	surpass	surpass	VERB
esutjss-126	115	33	that	that	PRON
esutjss-126	115	34	of	of	ADP
esutjss-126	115	35	the	the	DET
esutjss-126	115	36	larger	large	ADJ
esutjss-126	115	37	enterprises	enterprise	NOUN
esutjss-126	115	38	.	.	PUNCT
esutjss-126	116	1	adebisi	adebisi	ADJ
esutjss-126	116	2	,	,	PUNCT
esutjss-126	116	3	and	and	CCONJ
esutjss-126	116	4	gbegi	gbegi	NOUN
esutjss-126	116	5	,	,	PUNCT
esutjss-126	116	6	(	(	PUNCT
esutjss-126	116	7	2013	2013	NUM
esutjss-126	116	8	)	)	PUNCT
esutjss-126	116	9	noted	note	VERB
esutjss-126	116	10	that	that	SCONJ
esutjss-126	116	11	smes	sme	NOUN
esutjss-126	116	12	though	though	SCONJ
esutjss-126	116	13	small	small	ADJ
esutjss-126	116	14	in	in	ADP
esutjss-126	116	15	size	size	NOUN
esutjss-126	116	16	are	be	AUX
esutjss-126	116	17	the	the	DET
esutjss-126	116	18	most	most	ADV
esutjss-126	116	19	important	important	ADJ
esutjss-126	116	20	enterprise	enterprise	NOUN
esutjss-126	116	21	in	in	ADP
esutjss-126	116	22	the	the	DET
esutjss-126	116	23	country	country	NOUN
esutjss-126	116	24	because	because	SCONJ
esutjss-126	116	25	of	of	ADP
esutjss-126	116	26	the	the	DET
esutjss-126	116	27	fact	fact	NOUN
esutjss-126	116	28	that	that	SCONJ
esutjss-126	116	29	when	when	SCONJ
esutjss-126	116	30	all	all	DET
esutjss-126	116	31	the	the	DET
esutjss-126	116	32	individual	individual	ADJ
esutjss-126	116	33	effects	effect	NOUN
esutjss-126	116	34	are	be	AUX
esutjss-126	116	35	aggregated	aggregate	VERB
esutjss-126	116	36	490	490	NUM
esutjss-126	116	37	they	they	PRON
esutjss-126	116	38	surpass	surpass	VERB
esutjss-126	116	39	that	that	PRON
esutjss-126	116	40	of	of	ADP
esutjss-126	116	41	the	the	DET
esutjss-126	116	42	larger	large	ADJ
esutjss-126	116	43	enterprises	enterprise	NOUN
esutjss-126	116	44	.	.	PUNCT
esutjss-126	117	1	according	accord	VERB
esutjss-126	117	2	to	to	ADP
esutjss-126	117	3	the	the	DET
esutjss-126	117	4	authors	author	NOUN
esutjss-126	117	5	a	a	DET
esutjss-126	117	6	lot	lot	NOUN
esutjss-126	117	7	of	of	ADP
esutjss-126	117	8	problems	problem	NOUN
esutjss-126	117	9	are	be	AUX
esutjss-126	117	10	encountered	encounter	VERB
esutjss-126	117	11	by	by	ADP
esutjss-126	117	12	sme	sme	PROPN
esutjss-126	117	13	,	,	PUNCT
esutjss-126	117	14	the	the	DET
esutjss-126	117	15	most	most	ADV
esutjss-126	117	16	complained	complain	VERB
esutjss-126	117	17	of	of	ADP
esutjss-126	117	18	are	be	AUX
esutjss-126	117	19	the	the	DET
esutjss-126	117	20	problems	problem	NOUN
esutjss-126	117	21	of	of	ADP
esutjss-126	117	22	financing	financing	NOUN
esutjss-126	117	23	which	which	PRON
esutjss-126	117	24	among	among	ADP
esutjss-126	117	25	others	other	NOUN
esutjss-126	117	26	,	,	PUNCT
esutjss-126	117	27	do	do	AUX
esutjss-126	117	28	not	not	PART
esutjss-126	117	29	always	always	ADV
esutjss-126	117	30	encouraging	encourage	VERB
esutjss-126	117	31	growth	growth	NOUN
esutjss-126	117	32	in	in	ADP
esutjss-126	117	33	smes	sme	NOUN
esutjss-126	117	34	.	.	PUNCT
esutjss-126	118	1	similarly	similarly	ADV
esutjss-126	118	2	,	,	PUNCT
esutjss-126	118	3	situations	situation	NOUN
esutjss-126	118	4	where	where	SCONJ
esutjss-126	118	5	a	a	DET
esutjss-126	118	6	smallholder	smallholder	NOUN
esutjss-126	118	7	farmer	farmer	NOUN
esutjss-126	118	8	can	can	AUX
esutjss-126	118	9	not	not	PART
esutjss-126	118	10	source	source	VERB
esutjss-126	118	11	funds	fund	NOUN
esutjss-126	118	12	to	to	PART
esutjss-126	118	13	pay	pay	VERB
esutjss-126	118	14	for	for	ADP
esutjss-126	118	15	the	the	DET
esutjss-126	118	16	seedlings	seedling	NOUN
esutjss-126	118	17	,	,	PUNCT
esutjss-126	118	18	registration	registration	NOUN
esutjss-126	118	19	fee	fee	NOUN
esutjss-126	118	20	to	to	PART
esutjss-126	118	21	enable	enable	VERB
esutjss-126	118	22	him	he	PRON
esutjss-126	118	23	/	/	SYM
esutjss-126	118	24	her	she	PRON
esutjss-126	118	25	get	get	VERB
esutjss-126	118	26	assistance	assistance	NOUN
esutjss-126	118	27	from	from	ADP
esutjss-126	118	28	government	government	NOUN
esutjss-126	118	29	,	,	PUNCT
esutjss-126	118	30	development	development	NOUN
esutjss-126	118	31	levy	levy	NOUN
esutjss-126	118	32	,	,	PUNCT
esutjss-126	118	33	market	market	NOUN
esutjss-126	118	34	tax	tax	NOUN
esutjss-126	118	35	,	,	PUNCT
esutjss-126	118	36	personal	personal	ADJ
esutjss-126	118	37	income	income	NOUN
esutjss-126	118	38	tax	tax	NOUN
esutjss-126	118	39	again	again	ADV
esutjss-126	118	40	,	,	PUNCT
esutjss-126	118	41	smes	sme	NOUN
esutjss-126	118	42	are	be	AUX
esutjss-126	118	43	supposed	suppose	VERB
esutjss-126	118	44	to	to	PART
esutjss-126	118	45	receive	receive	VERB
esutjss-126	118	46	capital	capital	NOUN
esutjss-126	118	47	allowance	allowance	NOUN
esutjss-126	118	48	on	on	ADP
esutjss-126	118	49	assets	asset	NOUN
esutjss-126	118	50	bought	buy	VERB
esutjss-126	118	51	for	for	ADP
esutjss-126	118	52	a	a	DET
esutjss-126	118	53	specific	specific	ADJ
esutjss-126	118	54	period	period	NOUN
esutjss-126	118	55	but	but	CCONJ
esutjss-126	118	56	this	this	PRON
esutjss-126	118	57	is	be	AUX
esutjss-126	118	58	denied	deny	VERB
esutjss-126	118	59	them	they	PRON
esutjss-126	118	60	and	and	CCONJ
esutjss-126	118	61	no	no	DET
esutjss-126	118	62	tax	tax	NOUN
esutjss-126	118	63	incentives	incentive	NOUN
esutjss-126	118	64	for	for	ADP
esutjss-126	118	65	investments	investment	NOUN
esutjss-126	118	66	are	be	AUX
esutjss-126	118	67	allowed	allow	VERB
esutjss-126	118	68	to	to	ADP
esutjss-126	118	69	them	they	PRON
esutjss-126	118	70	.	.	PUNCT
esutjss-126	119	1	obamuyi	obamuyi	NOUN
esutjss-126	119	2	(	(	PUNCT
esutjss-126	119	3	2007	2007	NUM
esutjss-126	119	4	)	)	PUNCT
esutjss-126	119	5	examined	examine	VERB
esutjss-126	119	6	loan	loan	NOUN
esutjss-126	119	7	delinquency	delinquency	NOUN
esutjss-126	119	8	among	among	ADP
esutjss-126	119	9	small	small	ADJ
esutjss-126	119	10	and	and	CCONJ
esutjss-126	119	11	medium	medium	ADJ
esutjss-126	119	12	enterprises	enterprise	NOUN
esutjss-126	119	13	(	(	PUNCT
esutjss-126	119	14	sme	sme	NOUN
esutjss-126	119	15	)	)	PUNCT
esutjss-126	119	16	in	in	ADP
esutjss-126	119	17	ondo	ondo	PROPN
esutjss-126	119	18	state	state	NOUN
esutjss-126	119	19	of	of	ADP
esutjss-126	119	20	nigeria	nigeria	PROPN
esutjss-126	119	21	,	,	PUNCT
esutjss-126	119	22	maintained	maintain	VERB
esutjss-126	119	23	that	that	SCONJ
esutjss-126	119	24	it	it	PRON
esutjss-126	119	25	is	be	AUX
esutjss-126	119	26	difficult	difficult	ADJ
esutjss-126	119	27	for	for	SCONJ
esutjss-126	119	28	smes	sme	NOUN
esutjss-126	119	29	to	to	PART
esutjss-126	119	30	meet	meet	VERB
esutjss-126	119	31	the	the	DET
esutjss-126	119	32	criteria	criterion	NOUN
esutjss-126	119	33	for	for	ADP
esutjss-126	119	34	accessing	access	VERB
esutjss-126	119	35	bank	bank	NOUN
esutjss-126	119	36	loan	loan	NOUN
esutjss-126	119	37	.the	.the	DET
esutjss-126	119	38	author	author	NOUN
esutjss-126	119	39	went	go	VERB
esutjss-126	119	40	further	far	ADV
esutjss-126	119	41	to	to	PART
esutjss-126	119	42	state	state	VERB
esutjss-126	119	43	some	some	DET
esutjss-126	119	44	standard	standard	ADJ
esutjss-126	119	45	criteria	criterion	NOUN
esutjss-126	119	46	to	to	PART
esutjss-126	119	47	assess	assess	VERB
esutjss-126	119	48	the	the	DET
esutjss-126	119	49	creditworthiness	creditworthiness	NOUN
esutjss-126	119	50	of	of	ADP
esutjss-126	119	51	borrowers	borrower	NOUN
esutjss-126	119	52	as	as	SCONJ
esutjss-126	119	53	follows	follow	VERB
esutjss-126	119	54	;	;	PUNCT
esutjss-126	119	55	financial	financial	ADJ
esutjss-126	119	56	strength	strength	NOUN
esutjss-126	119	57	,	,	PUNCT
esutjss-126	119	58	profitability	profitability	NOUN
esutjss-126	119	59	,	,	PUNCT
esutjss-126	119	60	network	network	NOUN
esutjss-126	119	61	,	,	PUNCT
esutjss-126	119	62	track	track	NOUN
esutjss-126	119	63	record	record	NOUN
esutjss-126	119	64	,	,	PUNCT
esutjss-126	119	65	management	management	NOUN
esutjss-126	119	66	quality	quality	NOUN
esutjss-126	119	67	,	,	PUNCT
esutjss-126	119	68	relations	relation	NOUN
esutjss-126	119	69	and	and	CCONJ
esutjss-126	119	70	payment	payment	NOUN
esutjss-126	119	71	records	record	NOUN
esutjss-126	119	72	with	with	ADP
esutjss-126	119	73	other	other	ADJ
esutjss-126	119	74	banks	bank	NOUN
esutjss-126	119	75	,	,	PUNCT
esutjss-126	119	76	business	business	NOUN
esutjss-126	119	77	prospects	prospect	NOUN
esutjss-126	119	78	,	,	PUNCT
esutjss-126	119	79	business	business	NOUN
esutjss-126	119	80	risks	risk	NOUN
esutjss-126	119	81	and	and	CCONJ
esutjss-126	119	82	collateral	collateral	ADJ
esutjss-126	119	83	securities	security	NOUN
esutjss-126	119	84	.	.	PUNCT
esutjss-126	120	1	all	all	DET
esutjss-126	120	2	the	the	DET
esutjss-126	120	3	above	above	ADJ
esutjss-126	120	4	criteria	criterion	NOUN
esutjss-126	120	5	can	can	AUX
esutjss-126	120	6	not	not	PART
esutjss-126	120	7	be	be	AUX
esutjss-126	120	8	good	good	ADJ
esutjss-126	120	9	assessments	assessment	NOUN
esutjss-126	120	10	without	without	ADP
esutjss-126	120	11	adequate	adequate	ADJ
esutjss-126	120	12	accounting	accounting	NOUN
esutjss-126	120	13	.	.	PUNCT
esutjss-126	121	1	it	it	PRON
esutjss-126	121	2	is	be	AUX
esutjss-126	121	3	because	because	SCONJ
esutjss-126	121	4	of	of	ADP
esutjss-126	121	5	the	the	DET
esutjss-126	121	6	deficiency	deficiency	NOUN
esutjss-126	121	7	in	in	ADP
esutjss-126	121	8	the	the	DET
esutjss-126	121	9	record	record	NOUN
esutjss-126	121	10	keeping	keeping	NOUN
esutjss-126	121	11	of	of	ADP
esutjss-126	121	12	sme	sme	NOUN
esutjss-126	121	13	that	that	PRON
esutjss-126	121	14	compels	compel	VERB
esutjss-126	121	15	the	the	DET
esutjss-126	121	16	banks	bank	NOUN
esutjss-126	121	17	to	to	PART
esutjss-126	121	18	insist	insist	VERB
esutjss-126	121	19	on	on	ADP
esutjss-126	121	20	collateral	collateral	NOUN
esutjss-126	121	21	as	as	ADP
esutjss-126	121	22	a	a	DET
esutjss-126	121	23	“	"	PUNCT
esutjss-126	121	24	must	must	AUX
esutjss-126	121	25	”	"	PUNCT
esutjss-126	121	26	for	for	ADP
esutjss-126	121	27	sme	sme	PROPN
esutjss-126	122	1	.	.	PROPN
esutjss-126	122	2	anifowose	anifowose	PROPN
esutjss-126	122	3	,	,	PUNCT
esutjss-126	122	4	and	and	CCONJ
esutjss-126	122	5	onileowo	onileowo	ADJ
esutjss-126	122	6	,	,	PUNCT
esutjss-126	122	7	(	(	PUNCT
esutjss-126	122	8	2020	2020	NUM
esutjss-126	122	9	)	)	PUNCT
esutjss-126	122	10	opine	opine	VERB
esutjss-126	122	11	that	that	SCONJ
esutjss-126	122	12	the	the	DET
esutjss-126	122	13	term	term	NOUN
esutjss-126	122	14	finance	finance	NOUN
esutjss-126	122	15	or	or	CCONJ
esutjss-126	122	16	financing	financing	NOUN
esutjss-126	122	17	is	be	AUX
esutjss-126	122	18	comprehensively	comprehensively	ADV
esutjss-126	122	19	stared	stare	VERB
esutjss-126	122	20	as	as	ADP
esutjss-126	122	21	a	a	DET
esutjss-126	122	22	kernel	kernel	NOUN
esutjss-126	122	23	and	and	CCONJ
esutjss-126	122	24	a	a	DET
esutjss-126	122	25	‘	'	PUNCT
esutjss-126	122	26	key	key	ADJ
esutjss-126	122	27	’	'	PUNCT
esutjss-126	122	28	gizmo	gizmo	NOUN
esutjss-126	122	29	that	that	PRON
esutjss-126	122	30	is	be	AUX
esutjss-126	122	31	obligatory	obligatory	ADJ
esutjss-126	122	32	for	for	ADP
esutjss-126	122	33	the	the	DET
esutjss-126	122	34	evolution	evolution	NOUN
esutjss-126	122	35	and	and	CCONJ
esutjss-126	122	36	functionality	functionality	NOUN
esutjss-126	122	37	of	of	ADP
esutjss-126	122	38	any	any	DET
esutjss-126	122	39	enterprise	enterprise	NOUN
esutjss-126	122	40	.	.	PUNCT
esutjss-126	123	1	accessing	access	VERB
esutjss-126	123	2	the	the	DET
esutjss-126	123	3	appropriate	appropriate	ADJ
esutjss-126	123	4	kind	kind	NOUN
esutjss-126	123	5	of	of	ADP
esutjss-126	123	6	financing	financing	NOUN
esutjss-126	123	7	in	in	ADP
esutjss-126	123	8	accord	accord	NOUN
esutjss-126	123	9	to	to	ADP
esutjss-126	123	10	the	the	DET
esutjss-126	123	11	enterprise	enterprise	NOUN
esutjss-126	123	12	’s	’s	PART
esutjss-126	123	13	need	need	NOUN
esutjss-126	123	14	is	be	AUX
esutjss-126	123	15	more	more	ADV
esutjss-126	123	16	essential	essential	ADJ
esutjss-126	123	17	for	for	ADP
esutjss-126	123	18	its	its	PRON
esutjss-126	123	19	survival	survival	NOUN
esutjss-126	123	20	.	.	PUNCT
esutjss-126	124	1	however	however	ADV
esutjss-126	124	2	,	,	PUNCT
esutjss-126	124	3	access	access	NOUN
esutjss-126	124	4	to	to	ADP
esutjss-126	124	5	finance	finance	NOUN
esutjss-126	124	6	for	for	ADP
esutjss-126	124	7	small	small	ADJ
esutjss-126	124	8	and	and	CCONJ
esutjss-126	124	9	medium	medium	ADJ
esutjss-126	124	10	enterprises	enterprise	NOUN
esutjss-126	124	11	(	(	PUNCT
esutjss-126	124	12	smes	sme	NOUN
esutjss-126	124	13	)	)	PUNCT
esutjss-126	124	14	has	have	AUX
esutjss-126	124	15	always	always	ADV
esutjss-126	124	16	been	be	AUX
esutjss-126	124	17	difficult	difficult	ADJ
esutjss-126	124	18	to	to	ADP
esutjss-126	124	19	owners	owner	NOUN
esutjss-126	124	20	and	and	CCONJ
esutjss-126	124	21	also	also	ADV
esutjss-126	124	22	,	,	PUNCT
esutjss-126	124	23	a	a	DET
esutjss-126	124	24	serious	serious	ADJ
esutjss-126	124	25	apprehension	apprehension	NOUN
esutjss-126	124	26	especially	especially	ADV
esutjss-126	124	27	among	among	ADP
esutjss-126	124	28	researchers	researcher	NOUN
esutjss-126	124	29	.	.	PUNCT
esutjss-126	125	1	meanwhile	meanwhile	ADV
esutjss-126	125	2	,	,	PUNCT
esutjss-126	125	3	it	it	PRON
esutjss-126	125	4	is	be	AUX
esutjss-126	125	5	on	on	ADP
esutjss-126	125	6	the	the	DET
esutjss-126	125	7	note	note	NOUN
esutjss-126	125	8	that	that	SCONJ
esutjss-126	125	9	very	very	ADV
esutjss-126	125	10	many	many	ADJ
esutjss-126	125	11	small	small	ADJ
esutjss-126	125	12	business	business	NOUN
esutjss-126	125	13	sector	sector	NOUN
esutjss-126	125	14	offer	offer	VERB
esutjss-126	125	15	support	support	NOUN
esutjss-126	125	16	to	to	ADP
esutjss-126	125	17	nigerian	nigerian	ADJ
esutjss-126	125	18	economy	economy	NOUN
esutjss-126	125	19	by	by	ADP
esutjss-126	125	20	providing	provide	VERB
esutjss-126	125	21	employment	employment	NOUN
esutjss-126	125	22	opportunity	opportunity	NOUN
esutjss-126	125	23	to	to	ADP
esutjss-126	125	24	most	most	ADJ
esutjss-126	125	25	citizens	citizen	NOUN
esutjss-126	125	26	who	who	PRON
esutjss-126	125	27	in	in	ADP
esutjss-126	125	28	turn	turn	NOUN
esutjss-126	125	29	improves	improve	VERB
esutjss-126	125	30	standard	standard	NOUN
esutjss-126	125	31	of	of	ADP
esutjss-126	125	32	living	living	NOUN
esutjss-126	125	33	.	.	PUNCT
esutjss-126	126	1	but	but	CCONJ
esutjss-126	126	2	,	,	PUNCT
esutjss-126	126	3	in	in	ADP
esutjss-126	126	4	spite	spite	NOUN
esutjss-126	126	5	of	of	ADP
esutjss-126	126	6	this	this	DET
esutjss-126	126	7	importance	importance	NOUN
esutjss-126	126	8	,	,	PUNCT
esutjss-126	126	9	most	most	ADJ
esutjss-126	126	10	of	of	ADP
esutjss-126	126	11	these	these	DET
esutjss-126	126	12	small	small	ADJ
esutjss-126	126	13	businesses	business	NOUN
esutjss-126	126	14	collapse	collapse	VERB
esutjss-126	126	15	within	within	ADP
esutjss-126	126	16	the	the	DET
esutjss-126	126	17	first	first	ADJ
esutjss-126	126	18	five	five	NUM
esutjss-126	126	19	years	year	NOUN
esutjss-126	126	20	of	of	ADP
esutjss-126	126	21	operation	operation	NOUN
esutjss-126	126	22	yet	yet	CCONJ
esutjss-126	126	23	the	the	DET
esutjss-126	126	24	agencies	agency	NOUN
esutjss-126	126	25	established	establish	VERB
esutjss-126	126	26	by	by	ADP
esutjss-126	126	27	nigerian	nigerian	ADJ
esutjss-126	126	28	government	government	NOUN
esutjss-126	126	29	to	to	PART
esutjss-126	126	30	offer	offer	VERB
esutjss-126	126	31	support	support	NOUN
esutjss-126	126	32	to	to	ADP
esutjss-126	126	33	this	this	DET
esutjss-126	126	34	sector	sector	NOUN
esutjss-126	126	35	are	be	AUX
esutjss-126	126	36	confronted	confront	VERB
esutjss-126	126	37	with	with	ADP
esutjss-126	126	38	difficulties	difficulty	NOUN
esutjss-126	126	39	in	in	ADP
esutjss-126	126	40	accessing	access	VERB
esutjss-126	126	41	the	the	DET
esutjss-126	126	42	finance	finance	NOUN
esutjss-126	126	43	from	from	ADP
esutjss-126	126	44	financial	financial	ADJ
esutjss-126	126	45	institutes	institute	NOUN
esutjss-126	126	46	.	.	PUNCT
esutjss-126	127	1	keeping	keep	VERB
esutjss-126	127	2	in	in	ADP
esutjss-126	127	3	view	view	NOUN
esutjss-126	127	4	the	the	DET
esutjss-126	127	5	importance	importance	NOUN
esutjss-126	127	6	of	of	ADP
esutjss-126	127	7	smes	sme	NOUN
esutjss-126	127	8	,	,	PUNCT
esutjss-126	127	9	this	this	DET
esutjss-126	127	10	paper	paper	NOUN
esutjss-126	127	11	grilling	grill	VERB
esutjss-126	127	12	the	the	DET
esutjss-126	127	13	flora	flora	NOUN
esutjss-126	127	14	and	and	CCONJ
esutjss-126	127	15	configuration	configuration	NOUN
esutjss-126	127	16	of	of	ADP
esutjss-126	127	17	the	the	DET
esutjss-126	127	18	financial	financial	ADJ
esutjss-126	127	19	capital	capital	NOUN
esutjss-126	127	20	for	for	ADP
esutjss-126	127	21	viable	viable	ADJ
esutjss-126	127	22	small	small	ADJ
esutjss-126	127	23	business	business	NOUN
esutjss-126	127	24	is	be	AUX
esutjss-126	127	25	to	to	PART
esutjss-126	127	26	widen	widen	VERB
esutjss-126	127	27	the	the	DET
esutjss-126	127	28	understanding	understanding	NOUN
esutjss-126	127	29	on	on	ADP
esutjss-126	127	30	the	the	DET
esutjss-126	127	31	existing	exist	VERB
esutjss-126	127	32	financing	financing	NOUN
esutjss-126	127	33	opportunities	opportunity	NOUN
esutjss-126	127	34	available	available	ADJ
esutjss-126	127	35	to	to	ADP
esutjss-126	127	36	smes	sme	NOUN
esutjss-126	127	37	and	and	CCONJ
esutjss-126	127	38	entrepreneurs	entrepreneur	NOUN
esutjss-126	127	39	.	.	PUNCT
esutjss-126	128	1	the	the	DET
esutjss-126	128	2	idea	idea	NOUN
esutjss-126	128	3	of	of	ADP
esutjss-126	128	4	establishing	establish	VERB
esutjss-126	128	5	small	small	ADJ
esutjss-126	128	6	and	and	CCONJ
esutjss-126	128	7	medium	medium	ADJ
esutjss-126	128	8	-	-	PUNCT
esutjss-126	128	9	sized	sized	ADJ
esutjss-126	128	10	enterprises	enterprise	NOUN
esutjss-126	128	11	(	(	PUNCT
esutjss-126	128	12	smes	sme	NOUN
esutjss-126	128	13	)	)	PUNCT
esutjss-126	128	14	is	be	AUX
esutjss-126	128	15	generally	generally	ADV
esutjss-126	128	16	viewed	view	VERB
esutjss-126	128	17	to	to	PART
esutjss-126	128	18	contribute	contribute	VERB
esutjss-126	128	19	significantly	significantly	ADV
esutjss-126	128	20	to	to	ADP
esutjss-126	128	21	economic	economic	ADJ
esutjss-126	128	22	growth	growth	NOUN
esutjss-126	128	23	,	,	PUNCT
esutjss-126	128	24	employment	employment	NOUN
esutjss-126	128	25	,	,	PUNCT
esutjss-126	128	26	innovation	innovation	NOUN
esutjss-126	128	27	and	and	CCONJ
esutjss-126	128	28	social	social	ADJ
esutjss-126	128	29	stability	stability	NOUN
esutjss-126	128	30	across	across	ADP
esutjss-126	128	31	the	the	DET
esutjss-126	128	32	globe	globe	NOUN
esutjss-126	128	33	.	.	PUNCT
esutjss-126	129	1	they	they	PRON
esutjss-126	129	2	are	be	AUX
esutjss-126	129	3	also	also	ADV
esutjss-126	129	4	regarded	regard	VERB
esutjss-126	129	5	as	as	ADP
esutjss-126	129	6	a	a	DET
esutjss-126	129	7	major	major	ADJ
esutjss-126	129	8	driver	driver	NOUN
esutjss-126	129	9	of	of	ADP
esutjss-126	129	10	innovation	innovation	NOUN
esutjss-126	129	11	for	for	ADP
esutjss-126	129	12	sustainable	sustainable	ADJ
esutjss-126	129	13	development	development	NOUN
esutjss-126	129	14	and	and	CCONJ
esutjss-126	129	15	economic	economic	ADJ
esutjss-126	129	16	growth	growth	NOUN
esutjss-126	129	17	that	that	PRON
esutjss-126	129	18	has	have	AUX
esutjss-126	129	19	gathered	gather	VERB
esutjss-126	129	20	substantial	substantial	ADJ
esutjss-126	129	21	attention	attention	NOUN
esutjss-126	129	22	during	during	ADP
esutjss-126	129	23	the	the	DET
esutjss-126	129	24	last	last	ADJ
esutjss-126	129	25	several	several	ADJ
esutjss-126	129	26	decades	decade	NOUN
esutjss-126	129	27	.	.	PUNCT
esutjss-126	130	1	in	in	ADP
esutjss-126	130	2	order	order	NOUN
esutjss-126	130	3	to	to	PART
esutjss-126	130	4	speed	speed	VERB
esutjss-126	130	5	up	up	ADP
esutjss-126	130	6	the	the	DET
esutjss-126	130	7	sustainability	sustainability	NOUN
esutjss-126	130	8	evolution	evolution	NOUN
esutjss-126	130	9	,	,	PUNCT
esutjss-126	130	10	further	further	ADJ
esutjss-126	130	11	attention	attention	NOUN
esutjss-126	130	12	should	should	AUX
esutjss-126	130	13	be	be	AUX
esutjss-126	130	14	given	give	VERB
esutjss-126	130	15	to	to	ADP
esutjss-126	130	16	the	the	DET
esutjss-126	130	17	financial	financial	ADJ
esutjss-126	130	18	needs	need	NOUN
esutjss-126	130	19	of	of	ADP
esutjss-126	130	20	smes	sme	NOUN
esutjss-126	130	21	.	.	PUNCT
esutjss-126	131	1	this	this	PRON
esutjss-126	131	2	is	be	AUX
esutjss-126	131	3	because	because	SCONJ
esutjss-126	131	4	,	,	PUNCT
esutjss-126	131	5	availability	availability	NOUN
esutjss-126	131	6	of	of	ADP
esutjss-126	131	7	financial	financial	ADJ
esutjss-126	131	8	capital	capital	NOUN
esutjss-126	131	9	is	be	AUX
esutjss-126	131	10	very	very	ADV
esutjss-126	131	11	essential	essential	ADJ
esutjss-126	131	12	for	for	ADP
esutjss-126	131	13	the	the	DET
esutjss-126	131	14	survival	survival	NOUN
esutjss-126	131	15	of	of	ADP
esutjss-126	131	16	any	any	DET
esutjss-126	131	17	business	business	NOUN
esutjss-126	131	18	enterprise	enterprise	NOUN
esutjss-126	131	19	and	and	CCONJ
esutjss-126	131	20	is	be	AUX
esutjss-126	131	21	also	also	ADV
esutjss-126	131	22	considered	consider	VERB
esutjss-126	131	23	as	as	ADP
esutjss-126	131	24	one	one	NUM
esutjss-126	131	25	economic	economic	ADJ
esutjss-126	131	26	resource	resource	NOUN
esutjss-126	131	27	measured	measure	VERB
esutjss-126	131	28	in	in	ADP
esutjss-126	131	29	terms	term	NOUN
esutjss-126	131	30	of	of	ADP
esutjss-126	131	31	cash	cash	NOUN
esutjss-126	131	32	utilized	utilize	VERB
esutjss-126	131	33	by	by	ADP
esutjss-126	131	34	entrepreneurs	entrepreneur	NOUN
esutjss-126	131	35	and	and	CCONJ
esutjss-126	131	36	businesses	business	NOUN
esutjss-126	131	37	to	to	PART
esutjss-126	131	38	shop	shop	VERB
esutjss-126	131	39	for	for	ADP
esutjss-126	131	40	what	what	PRON
esutjss-126	131	41	they	they	PRON
esutjss-126	131	42	need	need	VERB
esutjss-126	131	43	to	to	PART
esutjss-126	131	44	make	make	VERB
esutjss-126	131	45	their	their	PRON
esutjss-126	131	46	products	product	NOUN
esutjss-126	131	47	or	or	CCONJ
esutjss-126	131	48	to	to	PART
esutjss-126	131	49	offer	offer	VERB
esutjss-126	131	50	their	their	PRON
esutjss-126	131	51	services	service	NOUN
esutjss-126	131	52	to	to	ADP
esutjss-126	131	53	the	the	DET
esutjss-126	131	54	sector	sector	NOUN
esutjss-126	131	55	of	of	ADP
esutjss-126	131	56	the	the	DET
esutjss-126	131	57	economy	economy	NOUN
esutjss-126	131	58	upon	upon	SCONJ
esutjss-126	131	59	which	which	PRON
esutjss-126	131	60	their	their	PRON
esutjss-126	131	61	operation	operation	NOUN
esutjss-126	131	62	is	be	AUX
esutjss-126	131	63	based	base	VERB
esutjss-126	131	64	,	,	PUNCT
esutjss-126	131	65	example	example	NOUN
esutjss-126	131	66	retail	retail	NOUN
esutjss-126	131	67	,	,	PUNCT
esutjss-126	131	68	corporate	corporate	ADJ
esutjss-126	131	69	,	,	PUNCT
esutjss-126	131	70	investment	investment	NOUN
esutjss-126	131	71	banking	banking	NOUN
esutjss-126	131	72	,	,	PUNCT
esutjss-126	131	73	among	among	ADP
esutjss-126	131	74	others	other	NOUN
esutjss-126	131	75	.	.	PUNCT
esutjss-126	132	1	however	however	ADV
esutjss-126	132	2	,	,	PUNCT
esutjss-126	132	3	access	access	NOUN
esutjss-126	132	4	to	to	ADP
esutjss-126	132	5	financial	financial	ADJ
esutjss-126	132	6	capital	capital	NOUN
esutjss-126	132	7	to	to	PART
esutjss-126	132	8	purchase	purchase	VERB
esutjss-126	132	9	fixed	fix	VERB
esutjss-126	132	10	and	and	CCONJ
esutjss-126	132	11	current	current	ADJ
esutjss-126	132	12	assets	asset	NOUN
esutjss-126	132	13	is	be	AUX
esutjss-126	132	14	crucial	crucial	ADJ
esutjss-126	132	15	to	to	ADP
esutjss-126	132	16	sustaining	sustain	VERB
esutjss-126	132	17	a	a	DET
esutjss-126	132	18	firm	firm	NOUN
esutjss-126	132	19	’s	’s	PART
esutjss-126	132	20	competitive	competitive	ADJ
esutjss-126	132	21	advantage	advantage	NOUN
esutjss-126	132	22	.	.	PUNCT
esutjss-126	133	1	empirical	empirical	ADJ
esutjss-126	133	2	studies	study	NOUN
esutjss-126	133	3	maintain	maintain	VERB
esutjss-126	133	4	that	that	SCONJ
esutjss-126	133	5	491	491	NUM
esutjss-126	133	6	small	small	ADJ
esutjss-126	133	7	and	and	CCONJ
esutjss-126	133	8	medium	medium	ADJ
esutjss-126	133	9	enterprises	enterprise	NOUN
esutjss-126	133	10	need	need	VERB
esutjss-126	133	11	financial	financial	ADJ
esutjss-126	133	12	capital	capital	NOUN
esutjss-126	133	13	to	to	PART
esutjss-126	133	14	acquire	acquire	VERB
esutjss-126	133	15	physical	physical	ADJ
esutjss-126	133	16	resources	resource	NOUN
esutjss-126	133	17	to	to	PART
esutjss-126	133	18	enable	enable	VERB
esutjss-126	133	19	them	they	PRON
esutjss-126	133	20	to	to	PART
esutjss-126	133	21	take	take	VERB
esutjss-126	133	22	advantage	advantage	NOUN
esutjss-126	133	23	of	of	ADP
esutjss-126	133	24	business	business	NOUN
esutjss-126	133	25	opportunities	opportunity	NOUN
esutjss-126	133	26	.	.	PUNCT
esutjss-126	134	1	likewise	likewise	ADV
esutjss-126	134	2	,	,	PUNCT
esutjss-126	134	3	the	the	DET
esutjss-126	134	4	authors	author	NOUN
esutjss-126	134	5	state	state	VERB
esutjss-126	134	6	that	that	SCONJ
esutjss-126	134	7	,	,	PUNCT
esutjss-126	134	8	to	to	PART
esutjss-126	134	9	establish	establish	VERB
esutjss-126	134	10	and	and	CCONJ
esutjss-126	134	11	sustain	sustain	VERB
esutjss-126	134	12	an	an	DET
esutjss-126	134	13	sme	sme	NOUN
esutjss-126	134	14	,	,	PUNCT
esutjss-126	134	15	the	the	DET
esutjss-126	134	16	entrepreneur	entrepreneur	NOUN
esutjss-126	134	17	needs	need	VERB
esutjss-126	134	18	to	to	PART
esutjss-126	134	19	have	have	VERB
esutjss-126	134	20	access	access	NOUN
esutjss-126	134	21	to	to	ADP
esutjss-126	134	22	various	various	ADJ
esutjss-126	134	23	types	type	NOUN
esutjss-126	134	24	of	of	ADP
esutjss-126	134	25	resources	resource	NOUN
esutjss-126	134	26	like	like	ADP
esutjss-126	134	27	financial	financial	ADJ
esutjss-126	134	28	capital	capital	NOUN
esutjss-126	134	29	,	,	PUNCT
esutjss-126	134	30	human	human	ADJ
esutjss-126	134	31	capital	capital	NOUN
esutjss-126	134	32	;	;	PUNCT
esutjss-126	134	33	and	and	CCONJ
esutjss-126	134	34	material	material	NOUN
esutjss-126	134	35	capital	capital	NOUN
esutjss-126	134	36	;	;	PUNCT
esutjss-126	134	37	with	with	ADP
esutjss-126	134	38	each	each	PRON
esutjss-126	134	39	performing	perform	VERB
esutjss-126	134	40	different	different	ADJ
esutjss-126	134	41	,	,	PUNCT
esutjss-126	134	42	but	but	CCONJ
esutjss-126	134	43	similar	similar	ADJ
esutjss-126	134	44	important	important	ADJ
esutjss-126	134	45	roles	role	NOUN
esutjss-126	134	46	during	during	ADP
esutjss-126	134	47	the	the	DET
esutjss-126	134	48	process	process	NOUN
esutjss-126	134	49	of	of	ADP
esutjss-126	134	50	founding	found	VERB
esutjss-126	134	51	a	a	DET
esutjss-126	134	52	new	new	ADJ
esutjss-126	134	53	enterprise	enterprise	NOUN
esutjss-126	134	54	.	.	PUNCT
esutjss-126	135	1	gumel	gumel	PROPN
esutjss-126	135	2	,	,	PUNCT
esutjss-126	135	3	(	(	PUNCT
esutjss-126	135	4	2019	2019	NUM
esutjss-126	135	5	)	)	PUNCT
esutjss-126	135	6	investigated	investigate	VERB
esutjss-126	135	7	on	on	ADP
esutjss-126	135	8	how	how	SCONJ
esutjss-126	135	9	to	to	PART
esutjss-126	135	10	provide	provide	VERB
esutjss-126	135	11	owners	owner	NOUN
esutjss-126	135	12	and	and	CCONJ
esutjss-126	135	13	managers	manager	NOUN
esutjss-126	135	14	of	of	ADP
esutjss-126	135	15	small	small	ADJ
esutjss-126	135	16	businesses	business	NOUN
esutjss-126	135	17	with	with	ADP
esutjss-126	135	18	necessary	necessary	ADJ
esutjss-126	135	19	information	information	NOUN
esutjss-126	135	20	about	about	ADP
esutjss-126	135	21	the	the	DET
esutjss-126	135	22	challenges	challenge	NOUN
esutjss-126	135	23	facing	face	VERB
esutjss-126	135	24	small	small	ADJ
esutjss-126	135	25	businesses	business	NOUN
esutjss-126	135	26	in	in	ADP
esutjss-126	135	27	nigeria	nigeria	PROPN
esutjss-126	135	28	and	and	CCONJ
esutjss-126	135	29	present	present	VERB
esutjss-126	135	30	the	the	DET
esutjss-126	135	31	possible	possible	ADJ
esutjss-126	135	32	tools	tool	NOUN
esutjss-126	135	33	,	,	PUNCT
esutjss-126	135	34	policies	policy	NOUN
esutjss-126	135	35	,	,	PUNCT
esutjss-126	135	36	and	and	CCONJ
esutjss-126	135	37	strategies	strategy	NOUN
esutjss-126	135	38	to	to	PART
esutjss-126	135	39	mitigate	mitigate	VERB
esutjss-126	135	40	them	they	PRON
esutjss-126	135	41	.	.	PUNCT
esutjss-126	136	1	the	the	DET
esutjss-126	136	2	author	author	NOUN
esutjss-126	136	3	utilized	utilize	VERB
esutjss-126	136	4	the	the	DET
esutjss-126	136	5	multi	multi	ADJ
esutjss-126	136	6	-	-	ADJ
esutjss-126	136	7	case	case	ADJ
esutjss-126	136	8	qualitative	qualitative	ADJ
esutjss-126	136	9	study	study	NOUN
esutjss-126	136	10	,	,	PUNCT
esutjss-126	136	11	managers	manager	NOUN
esutjss-126	136	12	of	of	ADP
esutjss-126	136	13	successful	successful	ADJ
esutjss-126	136	14	small	small	ADJ
esutjss-126	136	15	businesses	business	NOUN
esutjss-126	136	16	narrated	narrate	VERB
esutjss-126	136	17	in	in	ADP
esutjss-126	136	18	an	an	DET
esutjss-126	136	19	interview	interview	NOUN
esutjss-126	136	20	the	the	DET
esutjss-126	136	21	tools	tool	NOUN
esutjss-126	136	22	,	,	PUNCT
esutjss-126	136	23	policies	policy	NOUN
esutjss-126	136	24	,	,	PUNCT
esutjss-126	136	25	and	and	CCONJ
esutjss-126	136	26	strategies	strategy	NOUN
esutjss-126	136	27	they	they	PRON
esutjss-126	136	28	used	use	VERB
esutjss-126	136	29	to	to	PART
esutjss-126	136	30	mitigate	mitigate	VERB
esutjss-126	136	31	the	the	DET
esutjss-126	136	32	identified	identify	VERB
esutjss-126	136	33	challenges	challenge	NOUN
esutjss-126	136	34	.	.	PUNCT
esutjss-126	137	1	the	the	DET
esutjss-126	137	2	study	study	NOUN
esutjss-126	137	3	answered	answer	VERB
esutjss-126	137	4	the	the	DET
esutjss-126	137	5	central	central	ADJ
esutjss-126	137	6	question	question	NOUN
esutjss-126	137	7	:	:	PUNCT
esutjss-126	137	8	what	what	PRON
esutjss-126	137	9	are	be	AUX
esutjss-126	137	10	the	the	DET
esutjss-126	137	11	tools	tool	NOUN
esutjss-126	137	12	,	,	PUNCT
esutjss-126	137	13	policies	policy	NOUN
esutjss-126	137	14	,	,	PUNCT
esutjss-126	137	15	and	and	CCONJ
esutjss-126	137	16	strategies	strategy	NOUN
esutjss-126	137	17	used	use	VERB
esutjss-126	137	18	by	by	ADP
esutjss-126	137	19	managers	manager	NOUN
esutjss-126	137	20	of	of	ADP
esutjss-126	137	21	successful	successful	ADJ
esutjss-126	137	22	small	small	ADJ
esutjss-126	137	23	businesses	business	NOUN
esutjss-126	137	24	to	to	PART
esutjss-126	137	25	mitigate	mitigate	VERB
esutjss-126	137	26	the	the	DET
esutjss-126	137	27	challenges	challenge	NOUN
esutjss-126	137	28	facing	face	VERB
esutjss-126	137	29	their	their	PRON
esutjss-126	137	30	firms	firm	NOUN
esutjss-126	137	31	?	?	PUNCT
esutjss-126	138	1	their	their	PRON
esutjss-126	138	2	findings	finding	NOUN
esutjss-126	138	3	identified	identify	VERB
esutjss-126	138	4	continuous	continuous	ADJ
esutjss-126	138	5	government	government	NOUN
esutjss-126	138	6	intervention	intervention	NOUN
esutjss-126	138	7	and	and	CCONJ
esutjss-126	138	8	support	support	NOUN
esutjss-126	138	9	to	to	ADP
esutjss-126	138	10	small	small	ADJ
esutjss-126	138	11	businesses	business	NOUN
esutjss-126	138	12	as	as	ADP
esutjss-126	138	13	a	a	DET
esutjss-126	138	14	major	major	ADJ
esutjss-126	138	15	tool	tool	NOUN
esutjss-126	138	16	that	that	PRON
esutjss-126	138	17	reduced	reduce	VERB
esutjss-126	138	18	the	the	DET
esutjss-126	138	19	challenges	challenge	NOUN
esutjss-126	138	20	facing	face	VERB
esutjss-126	138	21	the	the	DET
esutjss-126	138	22	sector	sector	NOUN
esutjss-126	138	23	.	.	PUNCT
esutjss-126	139	1	their	their	PRON
esutjss-126	139	2	practical	practical	ADJ
esutjss-126	139	3	implications	implication	NOUN
esutjss-126	139	4	was	be	AUX
esutjss-126	139	5	that	that	SCONJ
esutjss-126	139	6	the	the	DET
esutjss-126	139	7	information	information	NOUN
esutjss-126	139	8	found	find	VERB
esutjss-126	139	9	can	can	AUX
esutjss-126	139	10	be	be	AUX
esutjss-126	139	11	used	use	VERB
esutjss-126	139	12	by	by	ADP
esutjss-126	139	13	small	small	ADJ
esutjss-126	139	14	business	business	NOUN
esutjss-126	139	15	managers	manager	NOUN
esutjss-126	139	16	to	to	PART
esutjss-126	139	17	mitigate	mitigate	VERB
esutjss-126	139	18	the	the	DET
esutjss-126	139	19	challenges	challenge	NOUN
esutjss-126	139	20	facing	face	VERB
esutjss-126	139	21	small	small	ADJ
esutjss-126	139	22	businesses	business	NOUN
esutjss-126	139	23	and	and	CCONJ
esutjss-126	139	24	reduce	reduce	VERB
esutjss-126	139	25	their	their	PRON
esutjss-126	139	26	massive	massive	ADJ
esutjss-126	139	27	failure	failure	NOUN
esutjss-126	139	28	in	in	ADP
esutjss-126	139	29	the	the	DET
esutjss-126	139	30	economy	economy	NOUN
esutjss-126	139	31	.	.	PUNCT
esutjss-126	140	1	thereby	thereby	ADV
esutjss-126	140	2	,	,	PUNCT
esutjss-126	140	3	increase	increase	VERB
esutjss-126	140	4	the	the	DET
esutjss-126	140	5	number	number	NOUN
esutjss-126	140	6	of	of	ADP
esutjss-126	140	7	successful	successful	ADJ
esutjss-126	140	8	small	small	ADJ
esutjss-126	140	9	businesses	business	NOUN
esutjss-126	140	10	,	,	PUNCT
esutjss-126	140	11	which	which	PRON
esutjss-126	140	12	will	will	AUX
esutjss-126	140	13	result	result	VERB
esutjss-126	140	14	in	in	ADP
esutjss-126	140	15	the	the	DET
esutjss-126	140	16	reduced	reduce	VERB
esutjss-126	140	17	unemployment	unemployment	NOUN
esutjss-126	140	18	rate	rate	NOUN
esutjss-126	140	19	in	in	ADP
esutjss-126	140	20	the	the	DET
esutjss-126	140	21	economy	economy	NOUN
esutjss-126	140	22	.	.	PUNCT
esutjss-126	141	1	a	a	DET
esutjss-126	141	2	reduced	reduce	VERB
esutjss-126	141	3	unemployment	unemployment	NOUN
esutjss-126	141	4	rate	rate	NOUN
esutjss-126	141	5	in	in	ADP
esutjss-126	141	6	the	the	DET
esutjss-126	141	7	nigerian	nigerian	ADJ
esutjss-126	141	8	economy	economy	NOUN
esutjss-126	141	9	will	will	AUX
esutjss-126	141	10	increase	increase	VERB
esutjss-126	141	11	the	the	DET
esutjss-126	141	12	standard	standard	NOUN
esutjss-126	141	13	of	of	ADP
esutjss-126	141	14	living	living	NOUN
esutjss-126	141	15	of	of	ADP
esutjss-126	141	16	the	the	DET
esutjss-126	141	17	citizens	citizen	NOUN
esutjss-126	141	18	,	,	PUNCT
esutjss-126	141	19	thus	thus	ADV
esutjss-126	141	20	,	,	PUNCT
esutjss-126	141	21	reducing	reduce	VERB
esutjss-126	141	22	the	the	DET
esutjss-126	141	23	unemployment	unemployment	NOUN
esutjss-126	141	24	rate	rate	NOUN
esutjss-126	141	25	in	in	ADP
esutjss-126	141	26	the	the	DET
esutjss-126	141	27	economy	economy	NOUN
esutjss-126	141	28	.	.	PUNCT
esutjss-126	142	1	empirical	empirical	ADJ
esutjss-126	142	2	literature	literature	PROPN
esutjss-126	142	3	ohachosim	ohachosim	NOUN
esutjss-126	142	4	,	,	PUNCT
esutjss-126	142	5	onwuchekwa	onwuchekwa	PROPN
esutjss-126	142	6	,	,	PUNCT
esutjss-126	142	7	and	and	CCONJ
esutjss-126	142	8	ifeanyi	ifeanyi	PROPN
esutjss-126	142	9	,	,	PUNCT
esutjss-126	142	10	(	(	PUNCT
esutjss-126	142	11	nd	nd	NOUN
esutjss-126	142	12	)	)	PUNCT
esutjss-126	142	13	investigated	investigate	VERB
esutjss-126	142	14	the	the	DET
esutjss-126	142	15	relevance	relevance	NOUN
esutjss-126	142	16	of	of	ADP
esutjss-126	142	17	sme	sme	ADJ
esutjss-126	142	18	-	-	PUNCT
esutjss-126	142	19	sub	sub	NOUN
esutjss-126	142	20	sector	sector	NOUN
esutjss-126	142	21	in	in	ADP
esutjss-126	142	22	nigeria	nigeria	PROPN
esutjss-126	142	23	’s	’s	PART
esutjss-126	142	24	economy	economy	NOUN
esutjss-126	142	25	which	which	PRON
esutjss-126	142	26	has	have	AUX
esutjss-126	142	27	necessitated	necessitate	VERB
esutjss-126	142	28	the	the	DET
esutjss-126	142	29	need	need	NOUN
esutjss-126	142	30	for	for	ADP
esutjss-126	142	31	empirical	empirical	ADJ
esutjss-126	142	32	investigations	investigation	NOUN
esutjss-126	142	33	into	into	ADP
esutjss-126	142	34	the	the	DET
esutjss-126	142	35	nature	nature	NOUN
esutjss-126	142	36	of	of	ADP
esutjss-126	142	37	its	its	PRON
esutjss-126	142	38	financial	financial	ADJ
esutjss-126	142	39	challenges	challenge	NOUN
esutjss-126	142	40	.	.	PUNCT
esutjss-126	143	1	the	the	DET
esutjss-126	143	2	authors	author	NOUN
esutjss-126	143	3	evaluates	evaluate	VERB
esutjss-126	143	4	the	the	DET
esutjss-126	143	5	extent	extent	NOUN
esutjss-126	143	6	accounting	accounting	NOUN
esutjss-126	143	7	information	information	NOUN
esutjss-126	143	8	can	can	AUX
esutjss-126	143	9	be	be	AUX
esutjss-126	143	10	used	use	VERB
esutjss-126	143	11	to	to	PART
esutjss-126	143	12	ameliorate	ameliorate	VERB
esutjss-126	143	13	the	the	DET
esutjss-126	143	14	financial	financial	ADJ
esutjss-126	143	15	challenges	challenge	NOUN
esutjss-126	143	16	of	of	ADP
esutjss-126	143	17	smes	sme	NOUN
esutjss-126	143	18	in	in	ADP
esutjss-126	143	19	nigeria	nigeria	PROPN
esutjss-126	143	20	.	.	PUNCT
esutjss-126	144	1	it	it	PRON
esutjss-126	144	2	explored	explore	VERB
esutjss-126	144	3	both	both	CCONJ
esutjss-126	144	4	theoretical	theoretical	ADJ
esutjss-126	144	5	and	and	CCONJ
esutjss-126	144	6	empirical	empirical	ADJ
esutjss-126	144	7	literatures	literature	NOUN
esutjss-126	144	8	as	as	ADP
esutjss-126	144	9	bases	basis	NOUN
esutjss-126	144	10	for	for	ADP
esutjss-126	144	11	the	the	DET
esutjss-126	144	12	study	study	NOUN
esutjss-126	144	13	.	.	PUNCT
esutjss-126	145	1	it	it	PRON
esutjss-126	145	2	made	make	VERB
esutjss-126	145	3	use	use	NOUN
esutjss-126	145	4	of	of	ADP
esutjss-126	145	5	questionnaire	questionnaire	NOUN
esutjss-126	145	6	for	for	ADP
esutjss-126	145	7	collecting	collect	VERB
esutjss-126	145	8	data	datum	NOUN
esutjss-126	145	9	from	from	ADP
esutjss-126	145	10	a	a	DET
esutjss-126	145	11	sample	sample	NOUN
esutjss-126	145	12	of	of	ADP
esutjss-126	145	13	smes	sme	NOUN
esutjss-126	145	14	in	in	ADP
esutjss-126	145	15	nigeria	nigeria	PROPN
esutjss-126	145	16	.	.	PUNCT
esutjss-126	146	1	tables	table	NOUN
esutjss-126	146	2	and	and	CCONJ
esutjss-126	146	3	graphs	graph	NOUN
esutjss-126	146	4	describe	describe	VERB
esutjss-126	146	5	the	the	DET
esutjss-126	146	6	responses	response	NOUN
esutjss-126	146	7	for	for	ADP
esutjss-126	146	8	better	well	ADJ
esutjss-126	146	9	understanding	understanding	NOUN
esutjss-126	146	10	.	.	PUNCT
esutjss-126	147	1	by	by	ADP
esutjss-126	147	2	the	the	DET
esutjss-126	147	3	technique	technique	NOUN
esutjss-126	147	4	of	of	ADP
esutjss-126	147	5	ordinary	ordinary	ADJ
esutjss-126	147	6	least	least	ADJ
esutjss-126	147	7	square	square	ADJ
esutjss-126	147	8	(	(	PUNCT
esutjss-126	147	9	ols	ol	NOUN
esutjss-126	147	10	)	)	PUNCT
esutjss-126	147	11	,	,	PUNCT
esutjss-126	147	12	the	the	DET
esutjss-126	147	13	researchers	researcher	NOUN
esutjss-126	147	14	analyzed	analyze	VERB
esutjss-126	147	15	the	the	DET
esutjss-126	147	16	group	group	NOUN
esutjss-126	147	17	logit	logit	PROPN
esutjss-126	147	18	(	(	PUNCT
esutjss-126	147	19	glogit	glogit	PROPN
esutjss-126	147	20	)	)	PUNCT
esutjss-126	147	21	model	model	NOUN
esutjss-126	147	22	specified	specify	VERB
esutjss-126	147	23	in	in	ADP
esutjss-126	147	24	the	the	DET
esutjss-126	147	25	paper	paper	NOUN
esutjss-126	147	26	.	.	PUNCT
esutjss-126	148	1	findings	finding	NOUN
esutjss-126	148	2	reveal	reveal	VERB
esutjss-126	148	3	that	that	SCONJ
esutjss-126	148	4	smes	sme	NOUN
esutjss-126	148	5	in	in	ADP
esutjss-126	148	6	nigeria	nigeria	PROPN
esutjss-126	148	7	have	have	VERB
esutjss-126	148	8	poor	poor	ADJ
esutjss-126	148	9	accounting	accounting	NOUN
esutjss-126	148	10	system	system	NOUN
esutjss-126	148	11	.	.	PUNCT
esutjss-126	149	1	it	it	PRON
esutjss-126	149	2	was	be	AUX
esutjss-126	149	3	also	also	ADV
esutjss-126	149	4	found	find	VERB
esutjss-126	149	5	that	that	SCONJ
esutjss-126	149	6	smes	sme	NOUN
esutjss-126	149	7	’	'	PUNCT
esutjss-126	149	8	access	access	NOUN
esutjss-126	149	9	to	to	ADP
esutjss-126	149	10	finance	finance	NOUN
esutjss-126	149	11	depends	depend	VERB
esutjss-126	149	12	largely	largely	ADV
esutjss-126	149	13	on	on	ADP
esutjss-126	149	14	the	the	DET
esutjss-126	149	15	quality	quality	NOUN
esutjss-126	149	16	of	of	ADP
esutjss-126	149	17	accounting	accounting	NOUN
esutjss-126	149	18	information	information	NOUN
esutjss-126	149	19	they	they	PRON
esutjss-126	149	20	can	can	AUX
esutjss-126	149	21	generate	generate	VERB
esutjss-126	149	22	which	which	PRON
esutjss-126	149	23	is	be	AUX
esutjss-126	149	24	determined	determine	VERB
esutjss-126	149	25	by	by	ADP
esutjss-126	149	26	their	their	PRON
esutjss-126	149	27	accounting	accounting	NOUN
esutjss-126	149	28	practices	practice	NOUN
esutjss-126	149	29	.	.	PUNCT
esutjss-126	150	1	the	the	DET
esutjss-126	150	2	paper	paper	NOUN
esutjss-126	150	3	recommends	recommend	VERB
esutjss-126	150	4	that	that	SCONJ
esutjss-126	150	5	smes	sme	NOUN
esutjss-126	150	6	should	should	AUX
esutjss-126	150	7	access	access	VERB
esutjss-126	150	8	the	the	DET
esutjss-126	150	9	services	service	NOUN
esutjss-126	150	10	of	of	ADP
esutjss-126	150	11	the	the	DET
esutjss-126	150	12	accountant	accountant	NOUN
esutjss-126	150	13	to	to	PART
esutjss-126	150	14	be	be	AUX
esutjss-126	150	15	able	able	ADJ
esutjss-126	150	16	to	to	PART
esutjss-126	150	17	establish	establish	VERB
esutjss-126	150	18	dependable	dependable	ADJ
esutjss-126	150	19	accounting	accounting	NOUN
esutjss-126	150	20	system	system	NOUN
esutjss-126	150	21	which	which	PRON
esutjss-126	150	22	is	be	AUX
esutjss-126	150	23	characterized	characterize	VERB
esutjss-126	150	24	by	by	ADP
esutjss-126	150	25	generally	generally	ADV
esutjss-126	150	26	accepted	accept	VERB
esutjss-126	150	27	accounting	accounting	NOUN
esutjss-126	150	28	practices	practice	NOUN
esutjss-126	150	29	(	(	PUNCT
esutjss-126	150	30	gaaps	gaap	NOUN
esutjss-126	150	31	)	)	PUNCT
esutjss-126	150	32	.	.	PUNCT
esutjss-126	151	1	quality	quality	NOUN
esutjss-126	151	2	accounting	accounting	NOUN
esutjss-126	151	3	information	information	NOUN
esutjss-126	151	4	will	will	AUX
esutjss-126	151	5	enhance	enhance	VERB
esutjss-126	151	6	smes	sme	NOUN
esutjss-126	151	7	’	'	PUNCT
esutjss-126	151	8	financial	financial	ADJ
esutjss-126	151	9	management	management	NOUN
esutjss-126	151	10	as	as	ADV
esutjss-126	151	11	well	well	ADV
esutjss-126	151	12	as	as	ADP
esutjss-126	151	13	accessibility	accessibility	NOUN
esutjss-126	151	14	of	of	ADP
esutjss-126	151	15	finances	finance	NOUN
esutjss-126	151	16	.	.	PUNCT
esutjss-126	152	1	adeyinka	adeyinka	PROPN
esutjss-126	152	2	,	,	PUNCT
esutjss-126	152	3	mustaha	mustaha	NOUN
esutjss-126	152	4	and	and	CCONJ
esutjss-126	152	5	odi	odi	NOUN
esutjss-126	152	6	,	,	PUNCT
esutjss-126	152	7	(	(	PUNCT
esutjss-126	152	8	2019	2019	NUM
esutjss-126	152	9	)	)	PUNCT
esutjss-126	152	10	assert	assert	VERB
esutjss-126	152	11	that	that	SCONJ
esutjss-126	152	12	developing	develop	VERB
esutjss-126	152	13	a	a	DET
esutjss-126	152	14	sustainable	sustainable	ADJ
esutjss-126	152	15	source	source	NOUN
esutjss-126	152	16	of	of	ADP
esutjss-126	152	17	finance	finance	NOUN
esutjss-126	152	18	for	for	ADP
esutjss-126	152	19	msmes	msme	NOUN
esutjss-126	152	20	farming	farming	NOUN
esutjss-126	152	21	has	have	AUX
esutjss-126	152	22	remained	remain	VERB
esutjss-126	152	23	a	a	DET
esutjss-126	152	24	perennial	perennial	ADJ
esutjss-126	152	25	problem	problem	NOUN
esutjss-126	152	26	as	as	ADP
esutjss-126	152	27	a	a	DET
esutjss-126	152	28	result	result	NOUN
esutjss-126	152	29	of	of	ADP
esutjss-126	152	30	their	their	PRON
esutjss-126	152	31	lack	lack	NOUN
esutjss-126	152	32	of	of	ADP
esutjss-126	152	33	,	,	PUNCT
esutjss-126	152	34	or	or	CCONJ
esutjss-126	152	35	low	low	ADV
esutjss-126	152	36	-	-	PUNCT
esutjss-126	152	37	valued	value	VERB
esutjss-126	152	38	collaterals	collateral	NOUN
esutjss-126	152	39	.	.	PUNCT
esutjss-126	153	1	the	the	DET
esutjss-126	153	2	authors	author	NOUN
esutjss-126	153	3	examined	examine	VERB
esutjss-126	153	4	the	the	DET
esutjss-126	153	5	impact	impact	NOUN
esutjss-126	153	6	of	of	ADP
esutjss-126	153	7	development	development	NOUN
esutjss-126	153	8	bank	bank	PROPN
esutjss-126	153	9	finance	finance	NOUN
esutjss-126	153	10	on	on	ADP
esutjss-126	153	11	the	the	DET
esutjss-126	153	12	growth	growth	NOUN
esutjss-126	153	13	and	and	CCONJ
esutjss-126	153	14	development	development	NOUN
esutjss-126	153	15	of	of	ADP
esutjss-126	153	16	msmes	msme	NOUN
esutjss-126	153	17	farming	farm	VERB
esutjss-126	153	18	in	in	ADP
esutjss-126	153	19	nigeria	nigeria	PROPN
esutjss-126	153	20	from	from	ADP
esutjss-126	153	21	2010	2010	NUM
esutjss-126	153	22	–	–	PUNCT
esutjss-126	153	23	2017	2017	NUM
esutjss-126	153	24	with	with	ADP
esutjss-126	153	25	specific	specific	ADJ
esutjss-126	153	26	objectives	objective	NOUN
esutjss-126	153	27	of	of	ADP
esutjss-126	153	28	determining	determine	VERB
esutjss-126	153	29	whether	whether	SCONJ
esutjss-126	153	30	msmes	msme	NOUN
esutjss-126	153	31	farming	farming	NOUN
esutjss-126	153	32	have	have	AUX
esutjss-126	153	33	funding	funding	NOUN
esutjss-126	153	34	depend	depend	VERB
esutjss-126	153	35	on	on	ADP
esutjss-126	153	36	collateral	collateral	NOUN
esutjss-126	153	37	using	use	VERB
esutjss-126	153	38	the	the	DET
esutjss-126	153	39	survey	survey	NOUN
esutjss-126	153	40	492	492	NUM
esutjss-126	153	41	research	research	NOUN
esutjss-126	153	42	design	design	NOUN
esutjss-126	153	43	method	method	NOUN
esutjss-126	153	44	.	.	PUNCT
esutjss-126	154	1	ordinary	ordinary	ADJ
esutjss-126	154	2	least	least	ADJ
esutjss-126	154	3	square	square	ADJ
esutjss-126	154	4	regression	regression	NOUN
esutjss-126	154	5	(	(	PUNCT
esutjss-126	154	6	ols	ols	NOUN
esutjss-126	154	7	)	)	PUNCT
esutjss-126	154	8	technique	technique	NOUN
esutjss-126	154	9	was	be	AUX
esutjss-126	154	10	used	use	VERB
esutjss-126	154	11	to	to	PART
esutjss-126	154	12	analyze	analyze	VERB
esutjss-126	154	13	the	the	DET
esutjss-126	154	14	data	datum	NOUN
esutjss-126	154	15	obtained	obtain	VERB
esutjss-126	154	16	from	from	ADP
esutjss-126	154	17	primary	primary	ADJ
esutjss-126	154	18	and	and	CCONJ
esutjss-126	154	19	secondary	secondary	ADJ
esutjss-126	154	20	sources	source	NOUN
esutjss-126	154	21	.	.	PUNCT
esutjss-126	155	1	the	the	DET
esutjss-126	155	2	authors	author	NOUN
esutjss-126	155	3	found	find	VERB
esutjss-126	155	4	that	that	SCONJ
esutjss-126	155	5	msmes	msme	NOUN
esutjss-126	155	6	in	in	ADP
esutjss-126	155	7	nigeria	nigeria	PROPN
esutjss-126	155	8	accessibility	accessibility	NOUN
esutjss-126	155	9	to	to	ADP
esutjss-126	155	10	finances	finance	NOUN
esutjss-126	155	11	in	in	ADP
esutjss-126	155	12	nigeria	nigeria	PROPN
esutjss-126	155	13	depend	depend	VERB
esutjss-126	155	14	largely	largely	ADV
esutjss-126	155	15	on	on	ADP
esutjss-126	155	16	the	the	DET
esutjss-126	155	17	volume	volume	NOUN
esutjss-126	155	18	and	and	CCONJ
esutjss-126	155	19	value	value	NOUN
esutjss-126	155	20	of	of	ADP
esutjss-126	155	21	credits	credit	NOUN
esutjss-126	155	22	to	to	ADP
esutjss-126	155	23	msmes	msme	NOUN
esutjss-126	155	24	depends	depend	VERB
esutjss-126	155	25	on	on	ADP
esutjss-126	155	26	the	the	DET
esutjss-126	155	27	availability	availability	NOUN
esutjss-126	155	28	of	of	ADP
esutjss-126	155	29	collaterals	collateral	NOUN
esutjss-126	155	30	.	.	PUNCT
esutjss-126	156	1	the	the	DET
esutjss-126	156	2	authors	author	NOUN
esutjss-126	156	3	recommend	recommend	VERB
esutjss-126	156	4	that	that	SCONJ
esutjss-126	156	5	smes	sme	NOUN
esutjss-126	156	6	should	should	AUX
esutjss-126	156	7	install	install	VERB
esutjss-126	156	8	a	a	DET
esutjss-126	156	9	sound	sound	NOUN
esutjss-126	156	10	and	and	CCONJ
esutjss-126	156	11	reliable	reliable	ADJ
esutjss-126	156	12	access	access	NOUN
esutjss-126	156	13	to	to	ADP
esutjss-126	156	14	funding	funding	NOUN
esutjss-126	156	15	,	,	PUNCT
esutjss-126	156	16	and	and	CCONJ
esutjss-126	156	17	msmes	msme	NOUN
esutjss-126	156	18	should	should	AUX
esutjss-126	156	19	invest	invest	VERB
esutjss-126	156	20	a	a	DET
esutjss-126	156	21	portion	portion	NOUN
esutjss-126	156	22	of	of	ADP
esutjss-126	156	23	their	their	PRON
esutjss-126	156	24	capital	capital	NOUN
esutjss-126	156	25	in	in	ADP
esutjss-126	156	26	non	non	ADJ
esutjss-126	156	27	-	-	ADJ
esutjss-126	156	28	current	current	ADJ
esutjss-126	156	29	assets	asset	NOUN
esutjss-126	156	30	in	in	ADP
esutjss-126	156	31	order	order	NOUN
esutjss-126	156	32	to	to	PART
esutjss-126	156	33	increase	increase	VERB
esutjss-126	156	34	the	the	DET
esutjss-126	156	35	value	value	NOUN
esutjss-126	156	36	of	of	ADP
esutjss-126	156	37	their	their	PRON
esutjss-126	156	38	collaterals	collateral	NOUN
esutjss-126	156	39	and	and	CCONJ
esutjss-126	156	40	,	,	PUNCT
esutjss-126	156	41	hence	hence	ADV
esutjss-126	156	42	,	,	PUNCT
esutjss-126	156	43	have	have	VERB
esutjss-126	156	44	expansive	expansive	ADJ
esutjss-126	156	45	access	access	NOUN
esutjss-126	156	46	to	to	ADP
esutjss-126	156	47	funding	funding	NOUN
esutjss-126	156	48	.	.	PUNCT
esutjss-126	157	1	mba	mba	NOUN
esutjss-126	157	2	,	,	PUNCT
esutjss-126	157	3	and	and	CCONJ
esutjss-126	157	4	cletus	cletus	NOUN
esutjss-126	157	5	,	,	PUNCT
esutjss-126	157	6	(	(	PUNCT
esutjss-126	157	7	2014	2014	NUM
esutjss-126	157	8	)	)	PUNCT
esutjss-126	157	9	discussed	discuss	VERB
esutjss-126	157	10	issues	issue	NOUN
esutjss-126	157	11	,	,	PUNCT
esutjss-126	157	12	challenges	challenge	NOUN
esutjss-126	157	13	and	and	CCONJ
esutjss-126	157	14	prospects	prospect	NOUN
esutjss-126	157	15	of	of	ADP
esutjss-126	157	16	small	small	ADJ
esutjss-126	157	17	and	and	CCONJ
esutjss-126	157	18	medium	medium	ADJ
esutjss-126	157	19	scale	scale	NOUN
esutjss-126	157	20	enterprises	enterprise	NOUN
esutjss-126	157	21	(	(	PUNCT
esutjss-126	157	22	smes	sme	NOUN
esutjss-126	157	23	)	)	PUNCT
esutjss-126	157	24	in	in	ADP
esutjss-126	157	25	port	port	NOUN
esutjss-126	157	26	-	-	PUNCT
esutjss-126	157	27	harcourt	harcourt	PROPN
esutjss-126	157	28	city	city	PROPN
esutjss-126	157	29	,	,	PUNCT
esutjss-126	157	30	nigeria	nigeria	PROPN
esutjss-126	157	31	.	.	PUNCT
esutjss-126	158	1	this	this	PRON
esutjss-126	158	2	was	be	AUX
esutjss-126	158	3	informed	inform	VERB
esutjss-126	158	4	by	by	ADP
esutjss-126	158	5	the	the	DET
esutjss-126	158	6	high	high	ADJ
esutjss-126	158	7	rate	rate	NOUN
esutjss-126	158	8	of	of	ADP
esutjss-126	158	9	unemployment	unemployment	NOUN
esutjss-126	158	10	in	in	ADP
esutjss-126	158	11	the	the	DET
esutjss-126	158	12	society	society	NOUN
esutjss-126	158	13	and	and	CCONJ
esutjss-126	158	14	the	the	DET
esutjss-126	158	15	poor	poor	ADJ
esutjss-126	158	16	performance	performance	NOUN
esutjss-126	158	17	of	of	ADP
esutjss-126	158	18	smes	sme	NOUN
esutjss-126	158	19	in	in	ADP
esutjss-126	158	20	employment	employment	NOUN
esutjss-126	158	21	generation	generation	NOUN
esutjss-126	158	22	.	.	PUNCT
esutjss-126	159	1	while	while	SCONJ
esutjss-126	159	2	the	the	DET
esutjss-126	159	3	research	research	NOUN
esutjss-126	159	4	questions	question	NOUN
esutjss-126	159	5	addressed	address	VERB
esutjss-126	159	6	the	the	DET
esutjss-126	159	7	extent	extent	NOUN
esutjss-126	159	8	to	to	PART
esutjss-126	159	9	which	which	PRON
esutjss-126	159	10	poor	poor	ADJ
esutjss-126	159	11	financing	financing	NOUN
esutjss-126	159	12	,	,	PUNCT
esutjss-126	159	13	inadequate	inadequate	ADJ
esutjss-126	159	14	social	social	ADJ
esutjss-126	159	15	infrastructures	infrastructure	NOUN
esutjss-126	159	16	,	,	PUNCT
esutjss-126	159	17	lack	lack	NOUN
esutjss-126	159	18	of	of	ADP
esutjss-126	159	19	managerial	managerial	ADJ
esutjss-126	159	20	skills	skill	NOUN
esutjss-126	159	21	and	and	CCONJ
esutjss-126	159	22	multiple	multiple	ADJ
esutjss-126	159	23	taxation	taxation	NOUN
esutjss-126	159	24	constitute	constitute	VERB
esutjss-126	159	25	major	major	ADJ
esutjss-126	159	26	challenges	challenge	NOUN
esutjss-126	159	27	in	in	ADP
esutjss-126	159	28	the	the	DET
esutjss-126	159	29	performance	performance	NOUN
esutjss-126	159	30	of	of	ADP
esutjss-126	159	31	smes	sme	NOUN
esutjss-126	159	32	between	between	ADP
esutjss-126	159	33	october	october	PROPN
esutjss-126	159	34	2012	2012	NUM
esutjss-126	159	35	and	and	CCONJ
esutjss-126	159	36	november	november	PROPN
esutjss-126	159	37	2013	2013	NUM
esutjss-126	159	38	,	,	PUNCT
esutjss-126	159	39	it	it	PRON
esutjss-126	159	40	assumes	assume	VERB
esutjss-126	159	41	that	that	SCONJ
esutjss-126	159	42	government	government	NOUN
esutjss-126	159	43	intervention	intervention	NOUN
esutjss-126	159	44	through	through	ADP
esutjss-126	159	45	the	the	DET
esutjss-126	159	46	provision	provision	NOUN
esutjss-126	159	47	of	of	ADP
esutjss-126	159	48	financial	financial	ADJ
esutjss-126	159	49	assistance	assistance	NOUN
esutjss-126	159	50	,	,	PUNCT
esutjss-126	159	51	social	social	ADJ
esutjss-126	159	52	infrastructures	infrastructure	NOUN
esutjss-126	159	53	and	and	CCONJ
esutjss-126	159	54	favorable	favorable	ADJ
esutjss-126	159	55	taxation	taxation	NOUN
esutjss-126	159	56	policies	policy	NOUN
esutjss-126	159	57	will	will	AUX
esutjss-126	159	58	reverse	reverse	VERB
esutjss-126	159	59	the	the	DET
esutjss-126	159	60	trend	trend	NOUN
esutjss-126	159	61	.	.	PUNCT
esutjss-126	160	1	the	the	DET
esutjss-126	160	2	researchers	researcher	NOUN
esutjss-126	160	3	adopted	adopt	VERB
esutjss-126	160	4	a	a	DET
esutjss-126	160	5	descriptive	descriptive	ADJ
esutjss-126	160	6	research	research	NOUN
esutjss-126	160	7	design	design	NOUN
esutjss-126	160	8	using	use	VERB
esutjss-126	160	9	120	120	NUM
esutjss-126	160	10	randomly	randomly	ADV
esutjss-126	160	11	selected	select	VERB
esutjss-126	160	12	registered	register	VERB
esutjss-126	160	13	operators	operator	NOUN
esutjss-126	160	14	of	of	ADP
esutjss-126	160	15	smes	sme	NOUN
esutjss-126	160	16	in	in	ADP
esutjss-126	160	17	port	port	NOUN
esutjss-126	160	18	-	-	PUNCT
esutjss-126	160	19	harcourt	harcourt	PROPN
esutjss-126	160	20	city	city	PROPN
esutjss-126	160	21	.	.	PUNCT
esutjss-126	161	1	data	datum	NOUN
esutjss-126	161	2	collected	collect	VERB
esutjss-126	161	3	were	be	AUX
esutjss-126	161	4	analyzed	analyze	VERB
esutjss-126	161	5	using	use	VERB
esutjss-126	161	6	descriptive	descriptive	ADJ
esutjss-126	161	7	statistics	statistic	NOUN
esutjss-126	161	8	while	while	SCONJ
esutjss-126	161	9	formulated	formulated	ADJ
esutjss-126	161	10	hypotheses	hypothesis	NOUN
esutjss-126	161	11	were	be	AUX
esutjss-126	161	12	tested	test	VERB
esutjss-126	161	13	using	use	VERB
esutjss-126	161	14	z	z	NOUN
esutjss-126	161	15	-	-	PUNCT
esutjss-126	161	16	test	test	NOUN
esutjss-126	161	17	.	.	PUNCT
esutjss-126	162	1	results	result	NOUN
esutjss-126	162	2	from	from	ADP
esutjss-126	162	3	the	the	DET
esutjss-126	162	4	data	datum	NOUN
esutjss-126	162	5	analysis	analysis	NOUN
esutjss-126	162	6	indicated	indicate	VERB
esutjss-126	162	7	that	that	SCONJ
esutjss-126	162	8	poor	poor	ADJ
esutjss-126	162	9	financing	financing	NOUN
esutjss-126	162	10	,	,	PUNCT
esutjss-126	162	11	inadequate	inadequate	ADJ
esutjss-126	162	12	social	social	ADJ
esutjss-126	162	13	infrastructures	infrastructure	NOUN
esutjss-126	162	14	,	,	PUNCT
esutjss-126	162	15	lack	lack	NOUN
esutjss-126	162	16	of	of	ADP
esutjss-126	162	17	managerial	managerial	ADJ
esutjss-126	162	18	skills	skill	NOUN
esutjss-126	162	19	and	and	CCONJ
esutjss-126	162	20	multiple	multiple	ADJ
esutjss-126	162	21	taxation	taxation	NOUN
esutjss-126	162	22	were	be	AUX
esutjss-126	162	23	major	major	ADJ
esutjss-126	162	24	challenges	challenge	NOUN
esutjss-126	162	25	confronting	confront	VERB
esutjss-126	162	26	smes	sme	NOUN
esutjss-126	162	27	in	in	ADP
esutjss-126	162	28	port	port	NOUN
esutjss-126	162	29	-	-	PUNCT
esutjss-126	162	30	harcourt	harcourt	NOUN
esutjss-126	162	31	city	city	NOUN
esutjss-126	162	32	,	,	PUNCT
esutjss-126	162	33	thus	thus	ADV
esutjss-126	162	34	recommended	recommend	VERB
esutjss-126	162	35	:	:	PUNCT
esutjss-126	162	36	provision	provision	NOUN
esutjss-126	162	37	of	of	ADP
esutjss-126	162	38	soft	soft	ADJ
esutjss-126	162	39	loans	loan	NOUN
esutjss-126	162	40	to	to	ADP
esutjss-126	162	41	smes	sme	NOUN
esutjss-126	162	42	operators	operator	NOUN
esutjss-126	162	43	,	,	PUNCT
esutjss-126	162	44	government	government	NOUN
esutjss-126	162	45	guaranteeing	guaranteeing	NOUN
esutjss-126	162	46	of	of	ADP
esutjss-126	162	47	long	long	ADJ
esutjss-126	162	48	-	-	PUNCT
esutjss-126	162	49	term	term	NOUN
esutjss-126	162	50	loans	loan	NOUN
esutjss-126	162	51	to	to	ADP
esutjss-126	162	52	smes	sme	NOUN
esutjss-126	162	53	operators	operator	NOUN
esutjss-126	162	54	,	,	PUNCT
esutjss-126	162	55	establishment	establishment	NOUN
esutjss-126	162	56	of	of	ADP
esutjss-126	162	57	smes	smes	PROPN
esutjss-126	162	58	funding	funding	PROPN
esutjss-126	162	59	agency	agency	NOUN
esutjss-126	162	60	,	,	PUNCT
esutjss-126	162	61	public	public	ADJ
esutjss-126	162	62	/	/	SYM
esutjss-126	162	63	private	private	ADJ
esutjss-126	162	64	sector	sector	NOUN
esutjss-126	162	65	partnership	partnership	NOUN
esutjss-126	162	66	in	in	ADP
esutjss-126	162	67	infrastructural	infrastructural	ADJ
esutjss-126	162	68	provision	provision	NOUN
esutjss-126	162	69	,	,	PUNCT
esutjss-126	162	70	capacity	capacity	NOUN
esutjss-126	162	71	building	building	NOUN
esutjss-126	162	72	for	for	ADP
esutjss-126	162	73	smes	sme	NOUN
esutjss-126	162	74	operators	operator	NOUN
esutjss-126	162	75	and	and	CCONJ
esutjss-126	162	76	provision	provision	NOUN
esutjss-126	162	77	of	of	ADP
esutjss-126	162	78	tax	tax	NOUN
esutjss-126	162	79	incentives	incentive	NOUN
esutjss-126	162	80	for	for	ADP
esutjss-126	162	81	smes	sme	NOUN
esutjss-126	162	82	operators	operator	NOUN
esutjss-126	162	83	.	.	PUNCT
esutjss-126	163	1	anifowose	anifowose	NOUN
esutjss-126	163	2	and	and	CCONJ
esutjss-126	163	3	onileowo	onileowo	ADJ
esutjss-126	163	4	,	,	PUNCT
esutjss-126	163	5	(	(	PUNCT
esutjss-126	163	6	2020	2020	NUM
esutjss-126	163	7	)	)	PUNCT
esutjss-126	163	8	maintain	maintain	VERB
esutjss-126	163	9	that	that	SCONJ
esutjss-126	163	10	the	the	DET
esutjss-126	163	11	term	term	NOUN
esutjss-126	163	12	finance	finance	NOUN
esutjss-126	163	13	or	or	CCONJ
esutjss-126	163	14	financing	financing	NOUN
esutjss-126	163	15	is	be	AUX
esutjss-126	163	16	comprehensively	comprehensively	ADV
esutjss-126	163	17	stared	stare	VERB
esutjss-126	163	18	as	as	ADP
esutjss-126	163	19	a	a	DET
esutjss-126	163	20	kernel	kernel	NOUN
esutjss-126	163	21	and	and	CCONJ
esutjss-126	163	22	a	a	DET
esutjss-126	163	23	'	'	PUNCT
esutjss-126	163	24	key	key	ADJ
esutjss-126	163	25	'	'	PUNCT
esutjss-126	163	26	gizmo	gizmo	NOUN
esutjss-126	163	27	that	that	PRON
esutjss-126	163	28	is	be	AUX
esutjss-126	163	29	obligatory	obligatory	ADJ
esutjss-126	163	30	for	for	ADP
esutjss-126	163	31	the	the	DET
esutjss-126	163	32	evolution	evolution	NOUN
esutjss-126	163	33	and	and	CCONJ
esutjss-126	163	34	functionality	functionality	NOUN
esutjss-126	163	35	of	of	ADP
esutjss-126	163	36	any	any	DET
esutjss-126	163	37	enterprise	enterprise	NOUN
esutjss-126	163	38	.	.	PUNCT
esutjss-126	164	1	accessing	access	VERB
esutjss-126	164	2	the	the	DET
esutjss-126	164	3	appropriate	appropriate	ADJ
esutjss-126	164	4	kind	kind	NOUN
esutjss-126	164	5	of	of	ADP
esutjss-126	164	6	financing	financing	NOUN
esutjss-126	164	7	in	in	ADP
esutjss-126	164	8	accord	accord	NOUN
esutjss-126	164	9	to	to	ADP
esutjss-126	164	10	the	the	DET
esutjss-126	164	11	enterprise	enterprise	NOUN
esutjss-126	164	12	's	's	PART
esutjss-126	164	13	need	need	NOUN
esutjss-126	164	14	is	be	AUX
esutjss-126	164	15	more	more	ADV
esutjss-126	164	16	essential	essential	ADJ
esutjss-126	164	17	for	for	ADP
esutjss-126	164	18	its	its	PRON
esutjss-126	164	19	survival	survival	NOUN
esutjss-126	164	20	.	.	PUNCT
esutjss-126	165	1	however	however	ADV
esutjss-126	165	2	,	,	PUNCT
esutjss-126	165	3	access	access	NOUN
esutjss-126	165	4	to	to	ADP
esutjss-126	165	5	finance	finance	NOUN
esutjss-126	165	6	for	for	ADP
esutjss-126	165	7	small	small	ADJ
esutjss-126	165	8	and	and	CCONJ
esutjss-126	165	9	medium	medium	ADJ
esutjss-126	165	10	enterprises	enterprise	NOUN
esutjss-126	165	11	(	(	PUNCT
esutjss-126	165	12	smes	sme	NOUN
esutjss-126	165	13	)	)	PUNCT
esutjss-126	165	14	has	have	AUX
esutjss-126	165	15	always	always	ADV
esutjss-126	165	16	been	be	AUX
esutjss-126	165	17	difficult	difficult	ADJ
esutjss-126	165	18	to	to	ADP
esutjss-126	165	19	owners	owner	NOUN
esutjss-126	165	20	and	and	CCONJ
esutjss-126	165	21	also	also	ADV
esutjss-126	165	22	,	,	PUNCT
esutjss-126	165	23	a	a	DET
esutjss-126	165	24	serious	serious	ADJ
esutjss-126	165	25	apprehension	apprehension	NOUN
esutjss-126	165	26	especially	especially	ADV
esutjss-126	165	27	among	among	ADP
esutjss-126	165	28	researchers	researcher	NOUN
esutjss-126	165	29	.	.	PUNCT
esutjss-126	166	1	meanwhile	meanwhile	ADV
esutjss-126	166	2	,	,	PUNCT
esutjss-126	166	3	it	it	PRON
esutjss-126	166	4	is	be	AUX
esutjss-126	166	5	on	on	ADP
esutjss-126	166	6	the	the	DET
esutjss-126	166	7	note	note	NOUN
esutjss-126	166	8	that	that	SCONJ
esutjss-126	166	9	very	very	ADV
esutjss-126	166	10	many	many	ADJ
esutjss-126	166	11	small	small	ADJ
esutjss-126	166	12	business	business	NOUN
esutjss-126	166	13	sector	sector	NOUN
esutjss-126	166	14	offer	offer	VERB
esutjss-126	166	15	support	support	NOUN
esutjss-126	166	16	to	to	ADP
esutjss-126	166	17	nigerian	nigerian	ADJ
esutjss-126	166	18	economy	economy	NOUN
esutjss-126	166	19	by	by	ADP
esutjss-126	166	20	providing	provide	VERB
esutjss-126	166	21	employment	employment	NOUN
esutjss-126	166	22	opportunity	opportunity	NOUN
esutjss-126	166	23	to	to	ADP
esutjss-126	166	24	most	most	ADJ
esutjss-126	166	25	citizens	citizen	NOUN
esutjss-126	166	26	who	who	PRON
esutjss-126	166	27	in	in	ADP
esutjss-126	166	28	turn	turn	NOUN
esutjss-126	166	29	improves	improve	VERB
esutjss-126	166	30	standard	standard	NOUN
esutjss-126	166	31	of	of	ADP
esutjss-126	166	32	living	living	NOUN
esutjss-126	166	33	.	.	PUNCT
esutjss-126	167	1	but	but	CCONJ
esutjss-126	167	2	,	,	PUNCT
esutjss-126	167	3	in	in	ADP
esutjss-126	167	4	spite	spite	NOUN
esutjss-126	167	5	of	of	ADP
esutjss-126	167	6	this	this	DET
esutjss-126	167	7	importance	importance	NOUN
esutjss-126	167	8	,	,	PUNCT
esutjss-126	167	9	most	most	ADJ
esutjss-126	167	10	of	of	ADP
esutjss-126	167	11	these	these	DET
esutjss-126	167	12	small	small	ADJ
esutjss-126	167	13	businesses	business	NOUN
esutjss-126	167	14	collapse	collapse	VERB
esutjss-126	167	15	within	within	ADP
esutjss-126	167	16	the	the	DET
esutjss-126	167	17	first	first	ADJ
esutjss-126	167	18	five	five	NUM
esutjss-126	167	19	years	year	NOUN
esutjss-126	167	20	of	of	ADP
esutjss-126	167	21	operation	operation	NOUN
esutjss-126	167	22	yet	yet	CCONJ
esutjss-126	167	23	the	the	DET
esutjss-126	167	24	agencies	agency	NOUN
esutjss-126	167	25	established	establish	VERB
esutjss-126	167	26	by	by	ADP
esutjss-126	167	27	nigerian	nigerian	ADJ
esutjss-126	167	28	government	government	NOUN
esutjss-126	167	29	to	to	PART
esutjss-126	167	30	offer	offer	VERB
esutjss-126	167	31	support	support	NOUN
esutjss-126	167	32	to	to	ADP
esutjss-126	167	33	this	this	DET
esutjss-126	167	34	sector	sector	NOUN
esutjss-126	167	35	are	be	AUX
esutjss-126	167	36	confronted	confront	VERB
esutjss-126	167	37	with	with	ADP
esutjss-126	167	38	difficulties	difficulty	NOUN
esutjss-126	167	39	in	in	ADP
esutjss-126	167	40	accessing	access	VERB
esutjss-126	167	41	the	the	DET
esutjss-126	167	42	finance	finance	NOUN
esutjss-126	167	43	from	from	ADP
esutjss-126	167	44	financial	financial	ADJ
esutjss-126	167	45	institutes	institute	NOUN
esutjss-126	167	46	.	.	PUNCT
esutjss-126	168	1	keeping	keep	VERB
esutjss-126	168	2	in	in	ADP
esutjss-126	168	3	view	view	NOUN
esutjss-126	168	4	the	the	DET
esutjss-126	168	5	importance	importance	NOUN
esutjss-126	168	6	of	of	ADP
esutjss-126	168	7	smes	sme	NOUN
esutjss-126	168	8	,	,	PUNCT
esutjss-126	168	9	this	this	DET
esutjss-126	168	10	paper	paper	NOUN
esutjss-126	168	11	grilling	grill	VERB
esutjss-126	168	12	the	the	DET
esutjss-126	168	13	flora	flora	NOUN
esutjss-126	168	14	and	and	CCONJ
esutjss-126	168	15	configuration	configuration	NOUN
esutjss-126	168	16	of	of	ADP
esutjss-126	168	17	the	the	DET
esutjss-126	168	18	financial	financial	ADJ
esutjss-126	168	19	capital	capital	NOUN
esutjss-126	168	20	for	for	ADP
esutjss-126	168	21	viable	viable	ADJ
esutjss-126	168	22	small	small	ADJ
esutjss-126	168	23	business	business	NOUN
esutjss-126	168	24	is	be	AUX
esutjss-126	168	25	to	to	PART
esutjss-126	168	26	widen	widen	VERB
esutjss-126	168	27	the	the	DET
esutjss-126	168	28	understanding	understanding	NOUN
esutjss-126	168	29	on	on	ADP
esutjss-126	168	30	the	the	DET
esutjss-126	168	31	existing	exist	VERB
esutjss-126	168	32	financing	financing	NOUN
esutjss-126	168	33	opportunities	opportunity	NOUN
esutjss-126	168	34	available	available	ADJ
esutjss-126	168	35	to	to	ADP
esutjss-126	168	36	smes	sme	NOUN
esutjss-126	168	37	and	and	CCONJ
esutjss-126	168	38	entrepreneurs	entrepreneur	NOUN
esutjss-126	168	39	.	.	PUNCT
esutjss-126	169	1	493	493	NUM
esutjss-126	169	2	theoretical	theoretical	ADJ
esutjss-126	169	3	review	review	NOUN
esutjss-126	169	4	the	the	DET
esutjss-126	169	5	theoretical	theoretical	ADJ
esutjss-126	169	6	framework	framework	NOUN
esutjss-126	169	7	guiding	guide	VERB
esutjss-126	169	8	this	this	DET
esutjss-126	169	9	study	study	NOUN
esutjss-126	169	10	is	be	AUX
esutjss-126	169	11	the	the	DET
esutjss-126	169	12	“	"	PUNCT
esutjss-126	169	13	theory	theory	NOUN
esutjss-126	169	14	of	of	ADP
esutjss-126	169	15	public	public	ADJ
esutjss-126	169	16	expenditure	expenditure	NOUN
esutjss-126	169	17	”	"	PUNCT
esutjss-126	169	18	.	.	PUNCT
esutjss-126	170	1	it	it	PRON
esutjss-126	170	2	is	be	AUX
esutjss-126	170	3	the	the	DET
esutjss-126	170	4	expenses	expense	NOUN
esutjss-126	170	5	which	which	PRON
esutjss-126	170	6	government	government	NOUN
esutjss-126	170	7	incurs	incur	VERB
esutjss-126	170	8	in	in	ADP
esutjss-126	170	9	the	the	DET
esutjss-126	170	10	performance	performance	NOUN
esutjss-126	170	11	of	of	ADP
esutjss-126	170	12	its	its	PRON
esutjss-126	170	13	operations	operation	NOUN
esutjss-126	170	14	.	.	PUNCT
esutjss-126	171	1	with	with	ADP
esutjss-126	171	2	rise	rise	NOUN
esutjss-126	171	3	in	in	ADP
esutjss-126	171	4	state	state	NOUN
esutjss-126	171	5	activities	activity	NOUN
esutjss-126	171	6	,	,	PUNCT
esutjss-126	171	7	it	it	PRON
esutjss-126	171	8	may	may	AUX
esutjss-126	171	9	be	be	AUX
esutjss-126	171	10	hard	hard	ADJ
esutjss-126	171	11	to	to	PART
esutjss-126	171	12	determine	determine	VERB
esutjss-126	171	13	what	what	DET
esutjss-126	171	14	portion	portion	NOUN
esutjss-126	171	15	of	of	ADP
esutjss-126	171	16	public	public	ADJ
esutjss-126	171	17	expenditure	expenditure	NOUN
esutjss-126	171	18	can	can	AUX
esutjss-126	171	19	be	be	AUX
esutjss-126	171	20	ascribed	ascribe	VERB
esutjss-126	171	21	to	to	ADP
esutjss-126	171	22	the	the	DET
esutjss-126	171	23	maintenance	maintenance	NOUN
esutjss-126	171	24	of	of	ADP
esutjss-126	171	25	government	government	NOUN
esutjss-126	171	26	itself	itself	PRON
esutjss-126	171	27	and	and	CCONJ
esutjss-126	171	28	what	what	DET
esutjss-126	171	29	portion	portion	NOUN
esutjss-126	171	30	to	to	ADP
esutjss-126	171	31	the	the	DET
esutjss-126	171	32	benefit	benefit	NOUN
esutjss-126	171	33	of	of	ADP
esutjss-126	171	34	the	the	DET
esutjss-126	171	35	society	society	NOUN
esutjss-126	171	36	and	and	CCONJ
esutjss-126	171	37	the	the	DET
esutjss-126	171	38	economy	economy	NOUN
esutjss-126	171	39	at	at	ADP
esutjss-126	171	40	large	large	ADJ
esutjss-126	171	41	.	.	PUNCT
esutjss-126	172	1	although	although	SCONJ
esutjss-126	172	2	,	,	PUNCT
esutjss-126	172	3	public	public	ADJ
esutjss-126	172	4	expenditures	expenditure	NOUN
esutjss-126	172	5	increased	increase	VERB
esutjss-126	172	6	rapidly	rapidly	ADV
esutjss-126	172	7	over	over	ADP
esutjss-126	172	8	the	the	DET
esutjss-126	172	9	years	year	NOUN
esutjss-126	172	10	and	and	CCONJ
esutjss-126	172	11	coupled	couple	VERB
esutjss-126	172	12	with	with	ADP
esutjss-126	172	13	its	its	PRON
esutjss-126	172	14	role	role	NOUN
esutjss-126	172	15	and	and	CCONJ
esutjss-126	172	16	importance	importance	NOUN
esutjss-126	172	17	in	in	ADP
esutjss-126	172	18	the	the	DET
esutjss-126	172	19	national	national	ADJ
esutjss-126	172	20	economy	economy	NOUN
esutjss-126	172	21	the	the	DET
esutjss-126	172	22	area	area	NOUN
esutjss-126	172	23	of	of	ADP
esutjss-126	172	24	public	public	ADJ
esutjss-126	172	25	expenditure	expenditure	NOUN
esutjss-126	172	26	has	have	AUX
esutjss-126	172	27	remained	remain	VERB
esutjss-126	172	28	relatively	relatively	ADV
esutjss-126	172	29	unexplored	unexplored	ADJ
esutjss-126	172	30	.	.	PUNCT
esutjss-126	173	1	studies	study	NOUN
esutjss-126	173	2	in	in	ADP
esutjss-126	173	3	public	public	ADJ
esutjss-126	173	4	expenditure	expenditure	NOUN
esutjss-126	173	5	have	have	AUX
esutjss-126	173	6	been	be	AUX
esutjss-126	173	7	confined	confine	VERB
esutjss-126	173	8	to	to	ADP
esutjss-126	173	9	that	that	PRON
esutjss-126	173	10	of	of	ADP
esutjss-126	173	11	generalities	generality	NOUN
esutjss-126	173	12	in	in	ADP
esutjss-126	173	13	terms	term	NOUN
esutjss-126	173	14	of	of	ADP
esutjss-126	173	15	its	its	PRON
esutjss-126	173	16	effect	effect	NOUN
esutjss-126	173	17	on	on	ADP
esutjss-126	173	18	employment	employment	NOUN
esutjss-126	173	19	and	and	CCONJ
esutjss-126	173	20	prices	price	NOUN
esutjss-126	173	21	[	[	X
esutjss-126	173	22	adanis	adanis	NOUN
esutjss-126	173	23	,	,	PUNCT
esutjss-126	173	24	2001	2001	NUM
esutjss-126	173	25	]	]	PUNCT
esutjss-126	173	26	.	.	PUNCT
esutjss-126	174	1	two	two	NUM
esutjss-126	174	2	notable	notable	ADJ
esutjss-126	174	3	theories	theory	NOUN
esutjss-126	174	4	of	of	ADP
esutjss-126	174	5	public	public	ADJ
esutjss-126	174	6	expenditure	expenditure	NOUN
esutjss-126	174	7	are	be	AUX
esutjss-126	174	8	examined	examine	VERB
esutjss-126	174	9	here	here	ADV
esutjss-126	174	10	-	-	PUNCT
esutjss-126	174	11	under	under	ADV
esutjss-126	174	12	:	:	PUNCT
esutjss-126	174	13	the	the	DET
esutjss-126	174	14	law	law	NOUN
esutjss-126	174	15	of	of	ADP
esutjss-126	174	16	increasing	increase	VERB
esutjss-126	174	17	activities	activity	NOUN
esutjss-126	174	18	according	accord	VERB
esutjss-126	174	19	to	to	ADP
esutjss-126	174	20	was	be	AUX
esutjss-126	174	21	postulated	postulate	VERB
esutjss-126	174	22	by	by	ADP
esutjss-126	174	23	a	a	DET
esutjss-126	174	24	german	german	ADJ
esutjss-126	174	25	economist	economist	NOUN
esutjss-126	174	26	called	call	VERB
esutjss-126	174	27	adolph	adolph	PROPN
esutjss-126	174	28	wagner	wagner	PROPN
esutjss-126	174	29	in	in	ADP
esutjss-126	174	30	1890	1890	NUM
esutjss-126	174	31	.	.	PUNCT
esutjss-126	175	1	the	the	DET
esutjss-126	175	2	study	study	NOUN
esutjss-126	175	3	identifies	identify	VERB
esutjss-126	175	4	that	that	SCONJ
esutjss-126	175	5	there	there	PRON
esutjss-126	175	6	are	be	VERB
esutjss-126	175	7	inherent	inherent	ADJ
esutjss-126	175	8	tendencies	tendency	NOUN
esutjss-126	175	9	for	for	ADP
esutjss-126	175	10	the	the	DET
esutjss-126	175	11	activities	activity	NOUN
esutjss-126	175	12	of	of	ADP
esutjss-126	175	13	government	government	NOUN
esutjss-126	175	14	to	to	PART
esutjss-126	175	15	grow	grow	VERB
esutjss-126	175	16	both	both	PRON
esutjss-126	175	17	intensively	intensively	ADV
esutjss-126	175	18	and	and	CCONJ
esutjss-126	175	19	extensively	extensively	ADV
esutjss-126	175	20	.	.	PUNCT
esutjss-126	176	1	and	and	CCONJ
esutjss-126	176	2	that	that	DET
esutjss-126	176	3	functional	functional	ADJ
esutjss-126	176	4	relationship	relationship	NOUN
esutjss-126	176	5	exists	exist	VERB
esutjss-126	176	6	between	between	ADP
esutjss-126	176	7	the	the	DET
esutjss-126	176	8	growth	growth	NOUN
esutjss-126	176	9	of	of	ADP
esutjss-126	176	10	an	an	DET
esutjss-126	176	11	economy	economy	NOUN
esutjss-126	176	12	and	and	CCONJ
esutjss-126	176	13	the	the	DET
esutjss-126	176	14	growth	growth	NOUN
esutjss-126	176	15	of	of	ADP
esutjss-126	176	16	government	government	NOUN
esutjss-126	176	17	activities	activity	NOUN
esutjss-126	176	18	and	and	CCONJ
esutjss-126	176	19	that	that	SCONJ
esutjss-126	176	20	the	the	DET
esutjss-126	176	21	governmental	governmental	ADJ
esutjss-126	176	22	sector	sector	NOUN
esutjss-126	176	23	grows	grow	VERB
esutjss-126	176	24	faster	fast	ADV
esutjss-126	176	25	than	than	ADP
esutjss-126	176	26	the	the	DET
esutjss-126	176	27	economy	economy	NOUN
esutjss-126	176	28	.	.	PUNCT
esutjss-126	177	1	furthermore	furthermore	ADV
esutjss-126	177	2	,	,	PUNCT
esutjss-126	177	3	all	all	DET
esutjss-126	177	4	kinds	kind	NOUN
esutjss-126	177	5	of	of	ADP
esutjss-126	177	6	governments	government	NOUN
esutjss-126	177	7	’	'	PUNCT
esutjss-126	177	8	especially	especially	ADV
esutjss-126	177	9	,	,	PUNCT
esutjss-126	177	10	state	state	NOUN
esutjss-126	177	11	or	or	CCONJ
esutjss-126	177	12	local	local	ADJ
esutjss-126	177	13	government	government	NOUN
esutjss-126	177	14	intentions	intention	NOUN
esutjss-126	177	15	had	have	AUX
esutjss-126	177	16	exhibited	exhibit	VERB
esutjss-126	177	17	the	the	DET
esutjss-126	177	18	same	same	ADJ
esutjss-126	177	19	kind	kind	NOUN
esutjss-126	177	20	of	of	ADP
esutjss-126	177	21	tendencies	tendency	NOUN
esutjss-126	177	22	of	of	ADP
esutjss-126	177	23	increased	increase	VERB
esutjss-126	177	24	expenditure	expenditure	NOUN
esutjss-126	177	25	.	.	PUNCT
esutjss-126	178	1	main	main	ADJ
esutjss-126	178	2	argument	argument	NOUN
esutjss-126	178	3	of	of	ADP
esutjss-126	178	4	the	the	DET
esutjss-126	178	5	displacement	displacement	ADJ
esutjss-126	178	6	theory	theory	NOUN
esutjss-126	178	7	was	be	AUX
esutjss-126	178	8	that	that	SCONJ
esutjss-126	178	9	public	public	ADJ
esutjss-126	178	10	expenditure	expenditure	NOUN
esutjss-126	178	11	does	do	AUX
esutjss-126	178	12	not	not	PART
esutjss-126	178	13	increase	increase	VERB
esutjss-126	178	14	in	in	ADP
esutjss-126	178	15	a	a	DET
esutjss-126	178	16	straight	straight	ADJ
esutjss-126	178	17	or	or	CCONJ
esutjss-126	178	18	continuous	continuous	ADJ
esutjss-126	178	19	manner	manner	NOUN
esutjss-126	178	20	,	,	PUNCT
esutjss-126	178	21	but	but	CCONJ
esutjss-126	178	22	in	in	ADP
esutjss-126	178	23	“	"	PUNCT
esutjss-126	178	24	jack	jack	PROPN
esutjss-126	178	25	or	or	CCONJ
esutjss-126	178	26	stepwise	stepwise	NOUN
esutjss-126	178	27	”	"	PUNCT
esutjss-126	178	28	fashion	fashion	NOUN
esutjss-126	178	29	.	.	PUNCT
esutjss-126	179	1	often	often	ADV
esutjss-126	179	2	some	some	DET
esutjss-126	179	3	social	social	ADJ
esutjss-126	179	4	or	or	CCONJ
esutjss-126	179	5	other	other	ADJ
esutjss-126	179	6	distractions	distraction	NOUN
esutjss-126	179	7	occur	occur	VERB
esutjss-126	179	8	which	which	PRON
esutjss-126	179	9	shows	show	VERB
esutjss-126	179	10	the	the	DET
esutjss-126	179	11	need	need	NOUN
esutjss-126	179	12	for	for	ADP
esutjss-126	179	13	increase	increase	NOUN
esutjss-126	179	14	in	in	ADP
esutjss-126	179	15	public	public	ADJ
esutjss-126	179	16	expenditure	expenditure	NOUN
esutjss-126	179	17	which	which	PRON
esutjss-126	179	18	the	the	DET
esutjss-126	179	19	existing	exist	VERB
esutjss-126	179	20	level	level	NOUN
esutjss-126	179	21	of	of	ADP
esutjss-126	179	22	revenue	revenue	NOUN
esutjss-126	179	23	can	can	AUX
esutjss-126	179	24	not	not	PART
esutjss-126	179	25	meet	meet	VERB
esutjss-126	179	26	.	.	PUNCT
esutjss-126	180	1	therefore	therefore	ADV
esutjss-126	180	2	,	,	PUNCT
esutjss-126	180	3	public	public	ADJ
esutjss-126	180	4	expenditure	expenditure	NOUN
esutjss-126	180	5	increases	increase	NOUN
esutjss-126	180	6	will	will	AUX
esutjss-126	180	7	make	make	VERB
esutjss-126	180	8	the	the	DET
esutjss-126	180	9	inadequacy	inadequacy	NOUN
esutjss-126	180	10	of	of	ADP
esutjss-126	180	11	the	the	DET
esutjss-126	180	12	existing	exist	VERB
esutjss-126	180	13	level	level	NOUN
esutjss-126	180	14	of	of	ADP
esutjss-126	180	15	revenue	revenue	NOUN
esutjss-126	180	16	clear	clear	ADJ
esutjss-126	180	17	to	to	ADP
esutjss-126	180	18	everyone	everyone	PRON
esutjss-126	180	19	.	.	PUNCT
esutjss-126	181	1	the	the	DET
esutjss-126	181	2	movement	movement	NOUN
esutjss-126	181	3	from	from	ADP
esutjss-126	181	4	the	the	DET
esutjss-126	181	5	initial	initial	ADJ
esutjss-126	181	6	and	and	CCONJ
esutjss-126	181	7	low	low	ADJ
esutjss-126	181	8	level	level	NOUN
esutjss-126	181	9	of	of	ADP
esutjss-126	181	10	expenditure	expenditure	NOUN
esutjss-126	181	11	and	and	CCONJ
esutjss-126	181	12	taxation	taxation	NOUN
esutjss-126	181	13	to	to	ADP
esutjss-126	181	14	a	a	DET
esutjss-126	181	15	new	new	ADJ
esutjss-126	181	16	and	and	CCONJ
esutjss-126	181	17	higher	high	ADJ
esutjss-126	181	18	level	level	NOUN
esutjss-126	181	19	is	be	AUX
esutjss-126	181	20	called	call	VERB
esutjss-126	181	21	the	the	DET
esutjss-126	181	22	displacement	displacement	ADJ
esutjss-126	181	23	effect	effect	NOUN
esutjss-126	181	24	,	,	PUNCT
esutjss-126	181	25	”	"	PUNCT
esutjss-126	181	26	while	while	SCONJ
esutjss-126	181	27	the	the	DET
esutjss-126	181	28	inadequacy	inadequacy	NOUN
esutjss-126	181	29	of	of	ADP
esutjss-126	181	30	the	the	DET
esutjss-126	181	31	revenue	revenue	NOUN
esutjss-126	181	32	as	as	SCONJ
esutjss-126	181	33	matched	match	VERB
esutjss-126	181	34	to	to	ADP
esutjss-126	181	35	the	the	DET
esutjss-126	181	36	required	require	VERB
esutjss-126	181	37	expenditure	expenditure	NOUN
esutjss-126	181	38	creates	create	VERB
esutjss-126	181	39	the	the	DET
esutjss-126	181	40	“	"	PUNCT
esutjss-126	181	41	inspection	inspection	NOUN
esutjss-126	181	42	effect	effect	NOUN
esutjss-126	181	43	’’	’'	PUNCT
esutjss-126	181	44	.	.	PUNCT
esutjss-126	182	1	hence	hence	ADV
esutjss-126	182	2	the	the	DET
esutjss-126	182	3	government	government	NOUN
esutjss-126	182	4	and	and	CCONJ
esutjss-126	182	5	the	the	DET
esutjss-126	182	6	people	people	NOUN
esutjss-126	182	7	would	would	AUX
esutjss-126	182	8	reach	reach	VERB
esutjss-126	182	9	a	a	DET
esutjss-126	182	10	new	new	ADJ
esutjss-126	182	11	level	level	NOUN
esutjss-126	182	12	of	of	ADP
esutjss-126	182	13	“	"	PUNCT
esutjss-126	182	14	tax	tax	NOUN
esutjss-126	182	15	tolerance	tolerance	NOUN
esutjss-126	182	16	”	"	PUNCT
esutjss-126	182	17	by	by	ADP
esutjss-126	182	18	reviewing	review	VERB
esutjss-126	182	19	the	the	DET
esutjss-126	182	20	revenue	revenue	NOUN
esutjss-126	182	21	position	position	NOUN
esutjss-126	182	22	and	and	CCONJ
esutjss-126	182	23	finding	find	VERB
esutjss-126	182	24	solution	solution	NOUN
esutjss-126	182	25	to	to	ADP
esutjss-126	182	26	the	the	DET
esutjss-126	182	27	problem	problem	NOUN
esutjss-126	182	28	of	of	ADP
esutjss-126	182	29	inadequate	inadequate	ADJ
esutjss-126	182	30	revenue	revenue	NOUN
esutjss-126	182	31	.	.	PUNCT
esutjss-126	183	1	since	since	SCONJ
esutjss-126	183	2	each	each	DET
esutjss-126	183	3	major	major	ADJ
esutjss-126	183	4	disturbance	disturbance	NOUN
esutjss-126	183	5	leads	lead	VERB
esutjss-126	183	6	government	government	NOUN
esutjss-126	183	7	to	to	PART
esutjss-126	183	8	assume	assume	VERB
esutjss-126	183	9	a	a	DET
esutjss-126	183	10	larger	large	ADJ
esutjss-126	183	11	proportion	proportion	NOUN
esutjss-126	183	12	of	of	ADP
esutjss-126	183	13	the	the	DET
esutjss-126	183	14	national	national	ADJ
esutjss-126	183	15	economic	economic	ADJ
esutjss-126	183	16	activities	activity	NOUN
esutjss-126	183	17	,	,	PUNCT
esutjss-126	183	18	the	the	DET
esutjss-126	183	19	result	result	NOUN
esutjss-126	183	20	is	be	AUX
esutjss-126	183	21	the	the	DET
esutjss-126	183	22	“	"	PUNCT
esutjss-126	183	23	concentration	concentration	NOUN
esutjss-126	183	24	effect	effect	NOUN
esutjss-126	183	25	.	.	PUNCT
esutjss-126	183	26	”	"	PUNCT
esutjss-126	184	1	nevertheless	nevertheless	ADV
esutjss-126	184	2	,	,	PUNCT
esutjss-126	184	3	concentration	concentration	NOUN
esutjss-126	184	4	effect	effect	NOUN
esutjss-126	184	5	,	,	PUNCT
esutjss-126	184	6	they	they	PRON
esutjss-126	184	7	assert	assert	VERB
esutjss-126	184	8	,	,	PUNCT
esutjss-126	184	9	is	be	AUX
esutjss-126	184	10	the	the	DET
esutjss-126	184	11	tendency	tendency	NOUN
esutjss-126	184	12	for	for	SCONJ
esutjss-126	184	13	the	the	DET
esutjss-126	184	14	government	government	NOUN
esutjss-126	184	15	activities	activity	NOUN
esutjss-126	184	16	to	to	PART
esutjss-126	184	17	grow	grow	VERB
esutjss-126	184	18	faster	fast	ADV
esutjss-126	184	19	than	than	ADP
esutjss-126	184	20	the	the	DET
esutjss-126	184	21	economy	economy	NOUN
esutjss-126	184	22	.	.	PUNCT
esutjss-126	185	1	methodology	methodology	NOUN
esutjss-126	185	2	research	research	NOUN
esutjss-126	185	3	design	design	NOUN
esutjss-126	185	4	:	:	PUNCT
esutjss-126	185	5	a	a	DET
esutjss-126	185	6	survey	survey	NOUN
esutjss-126	185	7	research	research	NOUN
esutjss-126	185	8	method	method	NOUN
esutjss-126	185	9	was	be	AUX
esutjss-126	185	10	used	use	VERB
esutjss-126	185	11	which	which	PRON
esutjss-126	185	12	involved	involve	VERB
esutjss-126	185	13	the	the	DET
esutjss-126	185	14	use	use	NOUN
esutjss-126	185	15	of	of	ADP
esutjss-126	185	16	questionnaire	questionnaire	NOUN
esutjss-126	185	17	,	,	PUNCT
esutjss-126	185	18	interview	interview	NOUN
esutjss-126	185	19	,	,	PUNCT
esutjss-126	185	20	past	past	ADJ
esutjss-126	185	21	publications	publication	NOUN
esutjss-126	185	22	and	and	CCONJ
esutjss-126	185	23	records	record	NOUN
esutjss-126	185	24	.	.	PUNCT
esutjss-126	186	1	the	the	DET
esutjss-126	186	2	researcher	researcher	NOUN
esutjss-126	186	3	chose	choose	VERB
esutjss-126	186	4	survey	survey	NOUN
esutjss-126	186	5	method	method	NOUN
esutjss-126	186	6	because	because	SCONJ
esutjss-126	186	7	it	it	PRON
esutjss-126	186	8	is	be	AUX
esutjss-126	186	9	effective	effective	ADJ
esutjss-126	186	10	when	when	SCONJ
esutjss-126	186	11	opinions	opinion	NOUN
esutjss-126	186	12	of	of	ADP
esutjss-126	186	13	people	people	NOUN
esutjss-126	186	14	are	be	AUX
esutjss-126	186	15	sort	sort	ADV
esutjss-126	186	16	for	for	ADV
esutjss-126	186	17	,	,	PUNCT
esutjss-126	186	18	attitudes	attitude	NOUN
esutjss-126	186	19	and	and	CCONJ
esutjss-126	186	20	descriptions	description	NOUN
esutjss-126	186	21	,	,	PUNCT
esutjss-126	186	22	more	more	ADV
esutjss-126	186	23	especially	especially	ADV
esutjss-126	186	24	in	in	ADP
esutjss-126	186	25	getting	get	VERB
esutjss-126	186	26	cause	cause	NOUN
esutjss-126	186	27	and	and	CCONJ
esutjss-126	186	28	effect	effect	VERB
esutjss-126	186	29	relationship	relationship	NOUN
esutjss-126	186	30	.	.	PUNCT
esutjss-126	187	1	population	population	NOUN
esutjss-126	187	2	of	of	ADP
esutjss-126	187	3	the	the	DET
esutjss-126	187	4	study	study	NOUN
esutjss-126	187	5	:	:	PUNCT
esutjss-126	187	6	this	this	DET
esutjss-126	187	7	study	study	NOUN
esutjss-126	187	8	was	be	AUX
esutjss-126	187	9	conducted	conduct	VERB
esutjss-126	187	10	using	use	VERB
esutjss-126	187	11	eighty	eighty	NUM
esutjss-126	187	12	(	(	PUNCT
esutjss-126	187	13	80	80	NUM
esutjss-126	187	14	)	)	PUNCT
esutjss-126	187	15	registered	register	VERB
esutjss-126	187	16	smes	sme	NOUN
esutjss-126	187	17	businesses	business	NOUN
esutjss-126	187	18	in	in	ADP
esutjss-126	187	19	enugu	enugu	PROPN
esutjss-126	187	20	state	state	PROPN
esutjss-126	187	21	,	,	PUNCT
esutjss-126	187	22	nigeria	nigeria	PROPN
esutjss-126	187	23	.	.	PUNCT
esutjss-126	188	1	the	the	DET
esutjss-126	188	2	total	total	ADJ
esutjss-126	188	3	number	number	NOUN
esutjss-126	188	4	of	of	ADP
esutjss-126	188	5	managing	manage	VERB
esutjss-126	188	6	directors	director	NOUN
esutjss-126	188	7	;	;	PUNCT
esutjss-126	188	8	spread	spread	VERB
esutjss-126	188	9	across	across	ADP
esutjss-126	188	10	the	the	DET
esutjss-126	188	11	registered	register	VERB
esutjss-126	188	12	smes	sme	NOUN
esutjss-126	188	13	is	be	AUX
esutjss-126	188	14	one	one	NUM
esutjss-126	188	15	hundred	hundred	NUM
esutjss-126	188	16	and	and	CCONJ
esutjss-126	188	17	fifty	fifty	NUM
esutjss-126	188	18	(	(	PUNCT
esutjss-126	188	19	150	150	NUM
esutjss-126	188	20	)	)	PUNCT
esutjss-126	188	21	.	.	PUNCT
esutjss-126	189	1	the	the	DET
esutjss-126	189	2	number	number	NOUN
esutjss-126	189	3	of	of	ADP
esutjss-126	189	4	managing	manage	VERB
esutjss-126	189	5	directors	director	NOUN
esutjss-126	189	6	made	make	VERB
esutjss-126	189	7	up	up	ADP
esutjss-126	189	8	the	the	DET
esutjss-126	189	9	accessible	accessible	ADJ
esutjss-126	189	10	population	population	NOUN
esutjss-126	189	11	of	of	ADP
esutjss-126	189	12	the	the	DET
esutjss-126	189	13	study	study	NOUN
esutjss-126	189	14	and	and	CCONJ
esutjss-126	189	15	all	all	DET
esutjss-126	189	16	the	the	DET
esutjss-126	189	17	population	population	NOUN
esutjss-126	189	18	was	be	AUX
esutjss-126	189	19	studied	study	VERB
esutjss-126	189	20	given	give	VERB
esutjss-126	189	21	its	its	PRON
esutjss-126	189	22	small	small	ADJ
esutjss-126	189	23	nature	nature	NOUN
esutjss-126	189	24	.	.	PUNCT
esutjss-126	190	1	494	494	NUM
esutjss-126	190	2	method	method	NOUN
esutjss-126	190	3	of	of	ADP
esutjss-126	190	4	data	datum	NOUN
esutjss-126	190	5	collection	collection	NOUN
esutjss-126	190	6	:	:	PUNCT
esutjss-126	190	7	the	the	DET
esutjss-126	190	8	data	datum	NOUN
esutjss-126	190	9	enabled	enable	VERB
esutjss-126	190	10	the	the	DET
esutjss-126	190	11	study	study	NOUN
esutjss-126	190	12	to	to	PART
esutjss-126	190	13	test	test	VERB
esutjss-126	190	14	the	the	DET
esutjss-126	190	15	research	research	NOUN
esutjss-126	190	16	hypotheses	hypothesis	NOUN
esutjss-126	190	17	.	.	PUNCT
esutjss-126	191	1	again	again	ADV
esutjss-126	191	2	,	,	PUNCT
esutjss-126	191	3	the	the	DET
esutjss-126	191	4	statistical	statistical	ADJ
esutjss-126	191	5	tool	tool	NOUN
esutjss-126	191	6	of	of	ADP
esutjss-126	191	7	frequency	frequency	NOUN
esutjss-126	191	8	tables	table	NOUN
esutjss-126	191	9	and	and	CCONJ
esutjss-126	191	10	percentage	percentage	NOUN
esutjss-126	191	11	were	be	AUX
esutjss-126	191	12	used	use	VERB
esutjss-126	191	13	to	to	PART
esutjss-126	191	14	present	present	VERB
esutjss-126	191	15	and	and	CCONJ
esutjss-126	191	16	analyze	analyze	VERB
esutjss-126	191	17	data	datum	NOUN
esutjss-126	191	18	collected	collect	VERB
esutjss-126	191	19	and	and	CCONJ
esutjss-126	191	20	tested	test	VERB
esutjss-126	191	21	the	the	DET
esutjss-126	191	22	research	research	NOUN
esutjss-126	191	23	hypotheses	hypothesis	NOUN
esutjss-126	191	24	with	with	ADP
esutjss-126	191	25	t	t	NOUN
esutjss-126	191	26	-	-	PUNCT
esutjss-126	191	27	test	test	NOUN
esutjss-126	191	28	validity	validity	NOUN
esutjss-126	191	29	of	of	ADP
esutjss-126	191	30	instrument	instrument	NOUN
esutjss-126	191	31	:	:	PUNCT
esutjss-126	191	32	validity	validity	NOUN
esutjss-126	191	33	of	of	ADP
esutjss-126	191	34	measuring	measure	VERB
esutjss-126	191	35	instrument	instrument	NOUN
esutjss-126	191	36	is	be	AUX
esutjss-126	191	37	defined	define	VERB
esutjss-126	191	38	as	as	ADP
esutjss-126	191	39	the	the	DET
esutjss-126	191	40	ability	ability	NOUN
esutjss-126	191	41	of	of	ADP
esutjss-126	191	42	the	the	DET
esutjss-126	191	43	instrument	instrument	NOUN
esutjss-126	191	44	to	to	PART
esutjss-126	191	45	measure	measure	VERB
esutjss-126	191	46	what	what	PRON
esutjss-126	191	47	is	be	AUX
esutjss-126	191	48	supposed	suppose	VERB
esutjss-126	191	49	to	to	PART
esutjss-126	191	50	measure	measure	VERB
esutjss-126	191	51	,	,	PUNCT
esutjss-126	191	52	”	"	PUNCT
esutjss-126	191	53	stressing	stress	VERB
esutjss-126	191	54	a	a	DET
esutjss-126	191	55	clock	clock	NOUN
esutjss-126	191	56	is	be	AUX
esutjss-126	191	57	a	a	DET
esutjss-126	191	58	valid	valid	ADJ
esutjss-126	191	59	instrument	instrument	NOUN
esutjss-126	191	60	so	so	ADV
esutjss-126	191	61	long	long	ADV
esutjss-126	191	62	as	as	SCONJ
esutjss-126	191	63	it	it	PRON
esutjss-126	191	64	measures	measure	VERB
esutjss-126	191	65	the	the	DET
esutjss-126	191	66	correct	correct	ADJ
esutjss-126	191	67	time	time	NOUN
esutjss-126	191	68	.	.	PUNCT
esutjss-126	192	1	otherwise	otherwise	ADV
esutjss-126	192	2	it	it	PRON
esutjss-126	192	3	is	be	AUX
esutjss-126	192	4	not	not	PART
esutjss-126	192	5	a	a	DET
esutjss-126	192	6	valid	valid	ADJ
esutjss-126	192	7	chronological	chronological	ADJ
esutjss-126	192	8	instrument	instrument	NOUN
esutjss-126	192	9	.	.	PUNCT
esutjss-126	193	1	validity	validity	NOUN
esutjss-126	193	2	of	of	ADP
esutjss-126	193	3	measuring	measure	VERB
esutjss-126	193	4	instrument	instrument	NOUN
esutjss-126	193	5	is	be	AUX
esutjss-126	193	6	determined	determine	VERB
esutjss-126	193	7	by	by	ADP
esutjss-126	193	8	its	its	PRON
esutjss-126	193	9	content	content	NOUN
esutjss-126	193	10	which	which	PRON
esutjss-126	193	11	stresses	stress	VERB
esutjss-126	193	12	adequate	adequate	ADJ
esutjss-126	193	13	coverage	coverage	NOUN
esutjss-126	193	14	by	by	ADP
esutjss-126	193	15	the	the	DET
esutjss-126	193	16	instrument	instrument	NOUN
esutjss-126	193	17	of	of	ADP
esutjss-126	193	18	the	the	DET
esutjss-126	193	19	scope	scope	NOUN
esutjss-126	193	20	implied	imply	VERB
esutjss-126	193	21	by	by	ADP
esutjss-126	193	22	the	the	DET
esutjss-126	193	23	topic	topic	NOUN
esutjss-126	193	24	of	of	ADP
esutjss-126	193	25	study	study	NOUN
esutjss-126	193	26	.	.	PUNCT
esutjss-126	194	1	hence	hence	ADV
esutjss-126	194	2	,	,	PUNCT
esutjss-126	194	3	for	for	ADP
esutjss-126	194	4	the	the	DET
esutjss-126	194	5	sake	sake	NOUN
esutjss-126	194	6	of	of	ADP
esutjss-126	194	7	validity	validity	NOUN
esutjss-126	194	8	of	of	ADP
esutjss-126	194	9	the	the	DET
esutjss-126	194	10	measuring	measure	VERB
esutjss-126	194	11	instrument	instrument	NOUN
esutjss-126	194	12	that	that	PRON
esutjss-126	194	13	was	be	AUX
esutjss-126	194	14	used	use	VERB
esutjss-126	194	15	,	,	PUNCT
esutjss-126	194	16	the	the	DET
esutjss-126	194	17	researcher	researcher	NOUN
esutjss-126	194	18	ensured	ensure	VERB
esutjss-126	194	19	that	that	SCONJ
esutjss-126	194	20	questions	question	NOUN
esutjss-126	194	21	asked	ask	VERB
esutjss-126	194	22	in	in	ADP
esutjss-126	194	23	the	the	DET
esutjss-126	194	24	questionnaire	questionnaire	NOUN
esutjss-126	194	25	fully	fully	ADV
esutjss-126	194	26	exhaust	exhaust	VERB
esutjss-126	194	27	all	all	PRON
esutjss-126	194	28	that	that	PRON
esutjss-126	194	29	were	be	AUX
esutjss-126	194	30	implied	imply	VERB
esutjss-126	194	31	by	by	ADP
esutjss-126	194	32	the	the	DET
esutjss-126	194	33	research	research	NOUN
esutjss-126	194	34	questions	question	NOUN
esutjss-126	194	35	and	and	CCONJ
esutjss-126	194	36	hypotheses	hypothesis	NOUN
esutjss-126	194	37	.	.	PUNCT
esutjss-126	195	1	the	the	DET
esutjss-126	195	2	instrument	instrument	NOUN
esutjss-126	195	3	was	be	AUX
esutjss-126	195	4	validated	validate	VERB
esutjss-126	195	5	by	by	ADP
esutjss-126	195	6	experts	expert	NOUN
esutjss-126	195	7	in	in	ADP
esutjss-126	195	8	the	the	DET
esutjss-126	195	9	field	field	NOUN
esutjss-126	195	10	of	of	ADP
esutjss-126	195	11	study	study	NOUN
esutjss-126	195	12	,	,	PUNCT
esutjss-126	195	13	paying	pay	VERB
esutjss-126	195	14	particular	particular	ADJ
esutjss-126	195	15	attention	attention	NOUN
esutjss-126	195	16	the	the	DET
esutjss-126	195	17	relevance	relevance	NOUN
esutjss-126	195	18	to	to	ADP
esutjss-126	195	19	the	the	DET
esutjss-126	195	20	subject	subject	ADJ
esutjss-126	195	21	matter	matter	NOUN
esutjss-126	195	22	and	and	CCONJ
esutjss-126	195	23	their	their	PRON
esutjss-126	195	24	coverage	coverage	NOUN
esutjss-126	195	25	of	of	ADP
esutjss-126	195	26	the	the	DET
esutjss-126	195	27	entire	entire	ADJ
esutjss-126	195	28	work	work	NOUN
esutjss-126	195	29	.	.	PUNCT
esutjss-126	196	1	reliability	reliability	NOUN
esutjss-126	196	2	of	of	ADP
esutjss-126	196	3	research	research	NOUN
esutjss-126	196	4	instrument	instrument	NOUN
esutjss-126	196	5	:	:	PUNCT
esutjss-126	196	6	reliability	reliability	NOUN
esutjss-126	196	7	is	be	AUX
esutjss-126	196	8	defined	define	VERB
esutjss-126	196	9	as	as	ADP
esutjss-126	196	10	the	the	DET
esutjss-126	196	11	consistency	consistency	NOUN
esutjss-126	196	12	between	between	ADP
esutjss-126	196	13	independent	independent	ADJ
esutjss-126	196	14	measurements	measurement	NOUN
esutjss-126	196	15	of	of	ADP
esutjss-126	196	16	the	the	DET
esutjss-126	196	17	same	same	ADJ
esutjss-126	196	18	phenomenon	phenomenon	NOUN
esutjss-126	196	19	,	,	PUNCT
esutjss-126	196	20	reliability	reliability	NOUN
esutjss-126	196	21	then	then	ADV
esutjss-126	196	22	is	be	AUX
esutjss-126	196	23	the	the	DET
esutjss-126	196	24	stability	stability	NOUN
esutjss-126	196	25	,	,	PUNCT
esutjss-126	196	26	dependability	dependability	NOUN
esutjss-126	196	27	and	and	CCONJ
esutjss-126	196	28	predictability	predictability	NOUN
esutjss-126	196	29	of	of	ADP
esutjss-126	196	30	the	the	DET
esutjss-126	196	31	measuring	measure	VERB
esutjss-126	196	32	instrument	instrument	NOUN
esutjss-126	196	33	”	"	PUNCT
esutjss-126	196	34	to	to	PART
esutjss-126	196	35	ensure	ensure	VERB
esutjss-126	196	36	that	that	SCONJ
esutjss-126	196	37	the	the	DET
esutjss-126	196	38	instrument	instrument	NOUN
esutjss-126	196	39	consistently	consistently	ADV
esutjss-126	196	40	measures	measure	VERB
esutjss-126	196	41	what	what	PRON
esutjss-126	196	42	it	it	PRON
esutjss-126	196	43	is	be	AUX
esutjss-126	196	44	supposed	suppose	VERB
esutjss-126	196	45	to	to	PART
esutjss-126	196	46	measure	measure	VERB
esutjss-126	196	47	,	,	PUNCT
esutjss-126	196	48	a	a	DET
esutjss-126	196	49	pre	pre	X
esutjss-126	196	50	–	–	PUNCT
esutjss-126	196	51	test	test	NOUN
esutjss-126	196	52	was	be	AUX
esutjss-126	196	53	carried	carry	VERB
esutjss-126	196	54	out	out	ADP
esutjss-126	196	55	in	in	ADP
esutjss-126	196	56	the	the	DET
esutjss-126	196	57	study	study	NOUN
esutjss-126	196	58	area	area	NOUN
esutjss-126	196	59	.	.	PUNCT
esutjss-126	197	1	the	the	DET
esutjss-126	197	2	reliability	reliability	NOUN
esutjss-126	197	3	was	be	AUX
esutjss-126	197	4	established	establish	VERB
esutjss-126	197	5	through	through	ADP
esutjss-126	197	6	a	a	DET
esutjss-126	197	7	test	test	NOUN
esutjss-126	197	8	–	–	PUNCT
esutjss-126	197	9	retest	retest	NOUN
esutjss-126	197	10	method	method	NOUN
esutjss-126	197	11	.	.	PUNCT
esutjss-126	198	1	ten	ten	NUM
esutjss-126	198	2	copies	copy	NOUN
esutjss-126	198	3	of	of	ADP
esutjss-126	198	4	the	the	DET
esutjss-126	198	5	questionnaire	questionnaire	NOUN
esutjss-126	198	6	were	be	AUX
esutjss-126	198	7	administered	administer	VERB
esutjss-126	198	8	to	to	ADP
esutjss-126	198	9	ten	ten	NUM
esutjss-126	198	10	smes	sme	NOUN
esutjss-126	198	11	in	in	ADP
esutjss-126	198	12	enugu	enugu	PROPN
esutjss-126	198	13	state	state	PROPN
esutjss-126	198	14	,	,	PUNCT
esutjss-126	198	15	nigeria	nigeria	PROPN
esutjss-126	198	16	.	.	PUNCT
esutjss-126	199	1	two	two	NUM
esutjss-126	199	2	weeks	week	NOUN
esutjss-126	199	3	after	after	ADP
esutjss-126	199	4	collection	collection	NOUN
esutjss-126	199	5	,	,	PUNCT
esutjss-126	199	6	the	the	DET
esutjss-126	199	7	same	same	ADJ
esutjss-126	199	8	instrument	instrument	NOUN
esutjss-126	199	9	was	be	AUX
esutjss-126	199	10	administered	administer	VERB
esutjss-126	199	11	to	to	ADP
esutjss-126	199	12	the	the	DET
esutjss-126	199	13	smes	smes	PROPN
esutjss-126	199	14	respondents	respondent	NOUN
esutjss-126	199	15	.	.	PUNCT
esutjss-126	200	1	this	this	DET
esutjss-126	200	2	test	test	NOUN
esutjss-126	200	3	was	be	AUX
esutjss-126	200	4	to	to	PART
esutjss-126	200	5	determine	determine	VERB
esutjss-126	200	6	the	the	DET
esutjss-126	200	7	consistency	consistency	NOUN
esutjss-126	200	8	of	of	ADP
esutjss-126	200	9	their	their	PRON
esutjss-126	200	10	responses	response	NOUN
esutjss-126	200	11	to	to	ADP
esutjss-126	200	12	the	the	DET
esutjss-126	200	13	questionnaire	questionnaire	NOUN
esutjss-126	200	14	.	.	PUNCT
esutjss-126	201	1	spearman	spearman	NOUN
esutjss-126	201	2	reliability	reliability	NOUN
esutjss-126	201	3	coefficient	coefficient	NOUN
esutjss-126	201	4	was	be	AUX
esutjss-126	201	5	used	use	VERB
esutjss-126	201	6	to	to	PART
esutjss-126	201	7	determine	determine	VERB
esutjss-126	201	8	that	that	SCONJ
esutjss-126	201	9	the	the	DET
esutjss-126	201	10	instrument	instrument	NOUN
esutjss-126	201	11	has	have	VERB
esutjss-126	201	12	a	a	DET
esutjss-126	201	13	coefficient	coefficient	NOUN
esutjss-126	201	14	of	of	ADP
esutjss-126	201	15	0.85	0.85	NUM
esutjss-126	201	16	.	.	PUNCT
esutjss-126	202	1	spearman	spearman	NOUN
esutjss-126	202	2	reliability	reliability	NOUN
esutjss-126	202	3	coefficient	coefficient	NOUN
esutjss-126	202	4	was	be	AUX
esutjss-126	202	5	also	also	ADV
esutjss-126	202	6	used	use	VERB
esutjss-126	202	7	to	to	PART
esutjss-126	202	8	determine	determine	VERB
esutjss-126	202	9	that	that	SCONJ
esutjss-126	202	10	the	the	DET
esutjss-126	202	11	instrument	instrument	NOUN
esutjss-126	202	12	has	have	VERB
esutjss-126	202	13	a	a	DET
esutjss-126	202	14	coefficient	coefficient	NOUN
esutjss-126	202	15	of	of	ADP
esutjss-126	202	16	0.85	0.85	NUM
esutjss-126	202	17	.	.	PUNCT
esutjss-126	203	1	the	the	DET
esutjss-126	203	2	formula	formula	NOUN
esutjss-126	203	3	of	of	ADP
esutjss-126	203	4	spearman	spearman	NOUN
esutjss-126	203	5	correlation	correlation	NOUN
esutjss-126	203	6	internal	internal	ADJ
esutjss-126	203	7	consistency	consistency	NOUN
esutjss-126	203	8	reliability	reliability	NOUN
esutjss-126	203	9	co	co	VERB
esutjss-126	203	10	-	-	ADJ
esutjss-126	203	11	efficient	efficient	ADJ
esutjss-126	203	12	is	be	AUX
esutjss-126	203	13	stated	state	VERB
esutjss-126	203	14	thus	thus	ADV
esutjss-126	203	15	:	:	PUNCT
esutjss-126	203	16	where	where	SCONJ
esutjss-126	203	17	k	k	NOUN
esutjss-126	203	18	=	=	PUNCT
esutjss-126	203	19	number	number	NOUN
esutjss-126	203	20	of	of	ADP
esutjss-126	203	21	items	item	NOUN
esutjss-126	203	22	per	per	ADP
esutjss-126	203	23	section	section	NOUN
esutjss-126	203	24	vi	vi	NOUN
esutjss-126	204	1	=	=	PUNCT
esutjss-126	204	2	total	total	ADJ
esutjss-126	204	3	items	item	NOUN
esutjss-126	204	4	of	of	ADP
esutjss-126	204	5	standard	standard	ADJ
esutjss-126	204	6	deviation	deviation	NOUN
esutjss-126	204	7	per	per	ADP
esutjss-126	204	8	section	section	NOUN
esutjss-126	204	9	vt	vt	NOUN
esutjss-126	204	10	=	=	PROPN
esutjss-126	204	11	standard	standard	ADJ
esutjss-126	204	12	deviation	deviation	NOUN
esutjss-126	204	13	of	of	ADP
esutjss-126	204	14	scores	score	NOUN
esutjss-126	204	15	per	per	ADP
esutjss-126	204	16	section	section	NOUN
esutjss-126	204	17	squared	square	VERB
esutjss-126	204	18	=	=	SYM
esutjss-126	204	19	infinity	infinity	NOUN
esutjss-126	204	20	of	of	ADP
esutjss-126	204	21	number	number	NOUN
esutjss-126	204	22	method	method	NOUN
esutjss-126	204	23	of	of	ADP
esutjss-126	204	24	data	datum	NOUN
esutjss-126	204	25	analysis	analysis	NOUN
esutjss-126	204	26	:	:	PUNCT
esutjss-126	204	27	the	the	DET
esutjss-126	204	28	researcher	researcher	NOUN
esutjss-126	204	29	analyzed	analyze	VERB
esutjss-126	204	30	,	,	PUNCT
esutjss-126	204	31	interpreted	interpret	VERB
esutjss-126	204	32	and	and	CCONJ
esutjss-126	204	33	presented	present	VERB
esutjss-126	204	34	their	their	PRON
esutjss-126	204	35	result	result	NOUN
esutjss-126	204	36	using	use	VERB
esutjss-126	204	37	t	t	NOUN
esutjss-126	204	38	test	test	NOUN
esutjss-126	204	39	formula	formula	NOUN
esutjss-126	204	40	thus	thus	ADV
esutjss-126	204	41	:	:	PUNCT
esutjss-126	204	42	model	model	NOUN
esutjss-126	204	43	specification	specification	NOUN
esutjss-126	204	44	formula	formula	NOUN
esutjss-126	204	45	for	for	ADP
esutjss-126	204	46	the	the	DET
esutjss-126	204	47	analysis	analysis	NOUN
esutjss-126	204	48	of	of	ADP
esutjss-126	204	49	t	t	NOUN
esutjss-126	204	50	-	-	PUNCT
esutjss-126	204	51	test	test	NOUN
esutjss-126	204	52	level	level	NOUN
esutjss-126	204	53	of	of	ADP
esutjss-126	204	54	significance	significance	NOUN
esutjss-126	204	55	=	=	SYM
esutjss-126	204	56	(	(	PUNCT
esutjss-126	204	57	0.05	0.05	NUM
esutjss-126	204	58	)	)	PUNCT
esutjss-126	204	59	.	.	PUNCT
esutjss-126	205	1	the	the	DET
esutjss-126	205	2	t	t	NOUN
esutjss-126	205	3	-	-	PUNCT
esutjss-126	205	4	test	test	NOUN
esutjss-126	205	5	analysis	analysis	NOUN
esutjss-126	205	6	was	be	AUX
esutjss-126	205	7	used	use	VERB
esutjss-126	205	8	in	in	ADP
esutjss-126	205	9	testing	test	VERB
esutjss-126	205	10	the	the	DET
esutjss-126	205	11	research	research	NOUN
esutjss-126	205	12	hypothesis	hypothesis	NOUN
esutjss-126	205	13	.	.	PUNCT
esutjss-126	206	1	the	the	DET
esutjss-126	206	2	data	datum	NOUN
esutjss-126	206	3	collected	collect	VERB
esutjss-126	206	4	was	be	AUX
esutjss-126	206	5	statistically	statistically	ADV
esutjss-126	206	6	analyzed	analyze	VERB
esutjss-126	206	7	with	with	ADP
esutjss-126	206	8	simple	simple	ADJ
esutjss-126	206	9	percentage	percentage	NOUN
esutjss-126	206	10	(	(	PUNCT
esutjss-126	206	11	%	%	NOUN
esutjss-126	206	12	)	)	PUNCT
esutjss-126	206	13	and	and	CCONJ
esutjss-126	206	14	frequency	frequency	NOUN
esutjss-126	206	15	distribution	distribution	NOUN
esutjss-126	206	16	to	to	PART
esutjss-126	206	17	compare	compare	VERB
esutjss-126	206	18	the	the	DET
esutjss-126	206	19	mean	mean	ADJ
esutjss-126	206	20	difference	difference	NOUN
esutjss-126	206	21	between	between	ADP
esutjss-126	206	22	variables	variable	NOUN
esutjss-126	206	23	.	.	PUNCT
esutjss-126	207	1	t	t	NOUN
esutjss-126	207	2	-	-	PUNCT
esutjss-126	207	3	test	test	NOUN
esutjss-126	207	4	was	be	AUX
esutjss-126	207	5	used	use	VERB
esutjss-126	207	6	to	to	PART
esutjss-126	207	7	analyze	analyze	VERB
esutjss-126	207	8	the	the	DET
esutjss-126	207	9	differences	difference	NOUN
esutjss-126	207	10	in	in	ADP
esutjss-126	207	11	the	the	DET
esutjss-126	207	12	utilization	utilization	NOUN
esutjss-126	207	13	of	of	ADP
esutjss-126	207	14	sme	sme	PROPN
esutjss-126	207	15	agribusiness	agribusiness	PROPN
esutjss-126	207	16	activities	activity	NOUN
esutjss-126	207	17	in	in	ADP
esutjss-126	207	18	economic	economic	ADJ
esutjss-126	207	19	development	development	NOUN
esutjss-126	207	20	.	.	PUNCT
esutjss-126	208	1	in	in	ADP
esutjss-126	208	2	this	this	DET
esutjss-126	208	3	study	study	NOUN
esutjss-126	208	4	,	,	PUNCT
esutjss-126	208	5	the	the	DET
esutjss-126	208	6	researcher	researcher	NOUN
esutjss-126	208	7	seeks	seek	VERB
esutjss-126	208	8	to	to	PART
esutjss-126	208	9	establish	establish	VERB
esutjss-126	208	10	if	if	SCONJ
esutjss-126	208	11	these	these	DET
esutjss-126	208	12	variables	variable	NOUN
esutjss-126	208	13	do	do	VERB
esutjss-126	208	14	or	or	CCONJ
esutjss-126	208	15	do	do	AUX
esutjss-126	208	16	not	not	PART
esutjss-126	208	17	move	move	VERB
esutjss-126	208	18	together	together	ADV
esutjss-126	208	19	.	.	PUNCT
esutjss-126	209	1	according	accord	VERB
esutjss-126	209	2	to	to	ADP
esutjss-126	209	3	koutsioyannis	koutsioyannis	PROPN
esutjss-126	209	4	,	,	PUNCT
esutjss-126	209	5	(	(	PUNCT
esutjss-126	209	6	1973	1973	NUM
esutjss-126	209	7	)	)	PUNCT
esutjss-126	209	8	as	as	SCONJ
esutjss-126	209	9	opined	opine	VERB
esutjss-126	209	10	in	in	ADP
esutjss-126	209	11	ebiringa	ebiringa	NOUN
esutjss-126	209	12	and	and	CCONJ
esutjss-126	209	13	emeh	emeh	NOUN
esutjss-126	209	14	,	,	PUNCT
esutjss-126	209	15	(	(	PUNCT
esutjss-126	209	16	2012	2012	NUM
esutjss-126	209	17	)	)	PUNCT
esutjss-126	209	18	,	,	PUNCT
esutjss-126	209	19	the	the	DET
esutjss-126	209	20	coefficient	coefficient	NOUN
esutjss-126	209	21	of	of	ADP
esutjss-126	209	22	correlation	correlation	NOUN
esutjss-126	209	23	is	be	AUX
esutjss-126	209	24	a	a	DET
esutjss-126	209	25	measure	measure	NOUN
esutjss-126	209	26	of	of	ADP
esutjss-126	209	27	the	the	DET
esutjss-126	209	28	degree	degree	NOUN
esutjss-126	209	29	of	of	ADP
esutjss-126	209	30	co	co	NOUN
esutjss-126	209	31	-	-	NOUN
esutjss-126	209	32	variability	variability	NOUN
esutjss-126	209	33	of	of	ADP
esutjss-126	209	34	the	the	DET
esutjss-126	209	35	dependant	dependant	ADJ
esutjss-126	209	36	and	and	CCONJ
esutjss-126	209	37	independent	independent	ADJ
esutjss-126	209	38	variables	variable	NOUN
esutjss-126	209	39	.	.	PUNCT
esutjss-126	210	1	the	the	DET
esutjss-126	210	2	495	495	NUM
esutjss-126	210	3	values	value	NOUN
esutjss-126	210	4	that	that	PRON
esutjss-126	210	5	the	the	DET
esutjss-126	210	6	correlation	correlation	NOUN
esutjss-126	210	7	coefficient	coefficient	NOUN
esutjss-126	210	8	may	may	AUX
esutjss-126	210	9	assume	assume	VERB
esutjss-126	210	10	vary	vary	VERB
esutjss-126	210	11	from	from	ADP
esutjss-126	210	12	-1	-1	ADJ
esutjss-126	210	13	to	to	ADP
esutjss-126	210	14	+1	+1	PRON
esutjss-126	210	15	imply	imply	VERB
esutjss-126	210	16	that	that	SCONJ
esutjss-126	210	17	there	there	PRON
esutjss-126	210	18	is	be	VERB
esutjss-126	210	19	perfect	perfect	ADJ
esutjss-126	210	20	positive	positive	ADJ
esutjss-126	210	21	correlation	correlation	NOUN
esutjss-126	210	22	between	between	ADP
esutjss-126	210	23	independent	independent	ADJ
esutjss-126	210	24	(	(	PUNCT
esutjss-126	210	25	agribusiness	agribusiness	NOUN
esutjss-126	210	26	(	(	PUNCT
esutjss-126	210	27	crops	crop	NOUN
esutjss-126	210	28	,	,	PUNCT
esutjss-126	210	29	animal	animal	NOUN
esutjss-126	210	30	,	,	PUNCT
esutjss-126	210	31	and	and	CCONJ
esutjss-126	210	32	seedlings	seedling	NOUN
esutjss-126	210	33	)	)	PUNCT
esutjss-126	210	34	and	and	CCONJ
esutjss-126	210	35	dependent	dependent	ADJ
esutjss-126	210	36	(	(	PUNCT
esutjss-126	210	37	revenue	revenue	NOUN
esutjss-126	210	38	generation	generation	NOUN
esutjss-126	210	39	and	and	CCONJ
esutjss-126	210	40	better	well	ADJ
esutjss-126	210	41	standard	standard	NOUN
esutjss-126	210	42	of	of	ADP
esutjss-126	210	43	living	living	NOUN
esutjss-126	210	44	)	)	PUNCT
esutjss-126	210	45	variables	variable	NOUN
esutjss-126	210	46	.	.	PUNCT
esutjss-126	211	1	basis	basis	NOUN
esutjss-126	211	2	of	of	ADP
esutjss-126	211	3	the	the	DET
esutjss-126	211	4	model	model	NOUN
esutjss-126	211	5	the	the	DET
esutjss-126	211	6	t	t	NOUN
esutjss-126	211	7	-	-	PUNCT
esutjss-126	211	8	test	test	NOUN
esutjss-126	211	9	estimates	estimate	VERB
esutjss-126	211	10	the	the	DET
esutjss-126	211	11	true	true	ADJ
esutjss-126	211	12	difference	difference	NOUN
esutjss-126	211	13	in	in	ADP
esutjss-126	211	14	the	the	DET
esutjss-126	211	15	group	group	NOUN
esutjss-126	211	16	means	mean	VERB
esutjss-126	211	17	using	use	VERB
esutjss-126	211	18	the	the	DET
esutjss-126	211	19	difference	difference	NOUN
esutjss-126	211	20	in	in	ADP
esutjss-126	211	21	group	group	NOUN
esutjss-126	211	22	means	mean	VERB
esutjss-126	211	23	over	over	ADP
esutjss-126	211	24	the	the	DET
esutjss-126	211	25	pooled	pool	VERB
esutjss-126	211	26	standard	standard	ADJ
esutjss-126	211	27	error	error	NOUN
esutjss-126	211	28	of	of	ADP
esutjss-126	211	29	the	the	DET
esutjss-126	211	30	group	group	NOUN
esutjss-126	211	31	.	.	PUNCT
esutjss-126	212	1	t	t	PROPN
esutjss-126	212	2	=	=	PUNCT
esutjss-126	213	1	the	the	DET
esutjss-126	213	2	test	test	NOUN
esutjss-126	213	3	value	value	NOUN
esutjss-126	213	4	x1	x1	PROPN
esutjss-126	213	5	=	=	PRON
esutjss-126	213	6	are	be	AUX
esutjss-126	213	7	the	the	DET
esutjss-126	213	8	means	mean	NOUN
esutjss-126	213	9	of	of	ADP
esutjss-126	213	10	one	one	NUM
esutjss-126	213	11	group	group	NOUN
esutjss-126	213	12	being	be	AUX
esutjss-126	213	13	compared	compare	VERB
esutjss-126	213	14	s2	s2	PROPN
esutjss-126	213	15	=	=	PUNCT
esutjss-126	213	16	the	the	DET
esutjss-126	213	17	pooled	pool	VERB
esutjss-126	213	18	standard	standard	ADJ
esutjss-126	213	19	error	error	NOUN
esutjss-126	213	20	of	of	ADP
esutjss-126	213	21	the	the	DET
esutjss-126	213	22	one	one	NUM
esutjss-126	213	23	group	group	NOUN
esutjss-126	213	24	n1	n1	NOUN
esutjss-126	213	25	=	=	PRON
esutjss-126	213	26	the	the	DET
esutjss-126	213	27	number	number	NOUN
esutjss-126	213	28	of	of	ADP
esutjss-126	213	29	observations	observation	NOUN
esutjss-126	213	30	in	in	ADP
esutjss-126	213	31	the	the	DET
esutjss-126	213	32	group	group	NOUN
esutjss-126	213	33	(	(	PUNCT
esutjss-126	213	34	lecturers	lecturer	NOUN
esutjss-126	213	35	)	)	PUNCT
esutjss-126	213	36	decision	decision	NOUN
esutjss-126	213	37	rule	rule	NOUN
esutjss-126	213	38	:	:	PUNCT
esutjss-126	213	39	reject	reject	VERB
esutjss-126	213	40	ho	ho	PROPN
esutjss-126	213	41	if	if	SCONJ
esutjss-126	213	42	f	f	PROPN
esutjss-126	213	43	–	–	PUNCT
esutjss-126	213	44	calculated	calculate	VERB
esutjss-126	213	45	is	be	AUX
esutjss-126	213	46	greater	great	ADJ
esutjss-126	213	47	than	than	ADP
esutjss-126	213	48	or	or	CCONJ
esutjss-126	213	49	equal	equal	ADJ
esutjss-126	213	50	to	to	ADP
esutjss-126	213	51	f	f	PROPN
esutjss-126	213	52	–	–	PUNCT
esutjss-126	213	53	critical	critical	ADJ
esutjss-126	213	54	value	value	NOUN
esutjss-126	213	55	the	the	DET
esutjss-126	213	56	researcher	researcher	NOUN
esutjss-126	213	57	distributed	distribute	VERB
esutjss-126	213	58	the	the	DET
esutjss-126	213	59	questionnaire	questionnaire	NOUN
esutjss-126	213	60	to	to	ADP
esutjss-126	213	61	the	the	DET
esutjss-126	213	62	respondents	respondent	NOUN
esutjss-126	213	63	and	and	CCONJ
esutjss-126	213	64	it	it	PRON
esutjss-126	213	65	was	be	AUX
esutjss-126	213	66	filled	fill	VERB
esutjss-126	213	67	by	by	ADP
esutjss-126	213	68	the	the	DET
esutjss-126	213	69	respondent	respondent	NOUN
esutjss-126	213	70	and	and	CCONJ
esutjss-126	213	71	returned	return	VERB
esutjss-126	213	72	to	to	ADP
esutjss-126	213	73	the	the	DET
esutjss-126	213	74	researcher	researcher	NOUN
esutjss-126	213	75	.	.	PUNCT
esutjss-126	214	1	questionnaire	questionnaire	NOUN
esutjss-126	214	2	response	response	NOUN
esutjss-126	214	3	rate	rate	NOUN
esutjss-126	214	4	table	table	NOUN
esutjss-126	214	5	:	:	PUNCT
esutjss-126	214	6	response	response	NOUN
esutjss-126	214	7	rate	rate	NOUN
esutjss-126	214	8	questionnaire	questionnaire	NOUN
esutjss-126	214	9	number	number	NOUN
esutjss-126	214	10	percentage%	percentage%	NUM
esutjss-126	214	11	questionnaire	questionnaire	NOUN
esutjss-126	214	12	administered	administer	VERB
esutjss-126	214	13	150	150	NUM
esutjss-126	214	14	100	100	NUM
esutjss-126	214	15	questionnaire	questionnaire	NOUN
esutjss-126	214	16	returned	return	VERB
esutjss-126	214	17	150	150	NUM
esutjss-126	214	18	100	100	NUM
esutjss-126	214	19	field	field	NOUN
esutjss-126	214	20	survey	survey	NOUN
esutjss-126	214	21	,	,	PUNCT
esutjss-126	214	22	2021	2021	NUM
esutjss-126	214	23	table	table	NOUN
esutjss-126	214	24	above	above	ADV
esutjss-126	214	25	shows	show	VERB
esutjss-126	214	26	that	that	SCONJ
esutjss-126	214	27	150	150	NUM
esutjss-126	214	28	copies	copy	NOUN
esutjss-126	214	29	of	of	ADP
esutjss-126	214	30	questionnaire	questionnaire	NOUN
esutjss-126	214	31	were	be	AUX
esutjss-126	214	32	administered	administer	VERB
esutjss-126	214	33	on	on	ADP
esutjss-126	214	34	respondents	respondent	NOUN
esutjss-126	214	35	.	.	PUNCT
esutjss-126	215	1	the	the	DET
esutjss-126	215	2	entire	entire	ADJ
esutjss-126	215	3	questionnaire	questionnaire	NOUN
esutjss-126	215	4	were	be	AUX
esutjss-126	215	5	returned	return	VERB
esutjss-126	215	6	(	(	PUNCT
esutjss-126	215	7	response	response	NOUN
esutjss-126	215	8	rate	rate	NOUN
esutjss-126	215	9	of	of	ADP
esutjss-126	215	10	150	150	NUM
esutjss-126	215	11	copies	copy	NOUN
esutjss-126	215	12	were	be	AUX
esutjss-126	215	13	100	100	NUM
esutjss-126	215	14	%	%	NOUN
esutjss-126	215	15	.	.	PUNCT
esutjss-126	216	1	therefore	therefore	ADV
esutjss-126	216	2	150	150	NUM
esutjss-126	216	3	questionnaires	questionnaire	NOUN
esutjss-126	216	4	were	be	AUX
esutjss-126	216	5	used	use	VERB
esutjss-126	216	6	for	for	ADP
esutjss-126	216	7	the	the	DET
esutjss-126	216	8	analysis	analysis	NOUN
esutjss-126	216	9	.	.	PUNCT
esutjss-126	217	1	testing	testing	NOUN
esutjss-126	217	2	of	of	ADP
esutjss-126	217	3	hypothesis	hypothesis	NOUN
esutjss-126	217	4	generation	generation	NOUN
esutjss-126	217	5	of	of	ADP
esutjss-126	217	6	data	datum	NOUN
esutjss-126	217	7	for	for	ADP
esutjss-126	217	8	testing	testing	NOUN
esutjss-126	217	9	hypothesis	hypothesis	NOUN
esutjss-126	217	10	1.(ho1	1.(ho1	NUM
esutjss-126	217	11	)	)	PUNCT
esutjss-126	217	12	ho1	ho1	NOUN
esutjss-126	217	13	:	:	PUNCT
esutjss-126	217	14	there	there	PRON
esutjss-126	217	15	is	be	VERB
esutjss-126	217	16	no	no	DET
esutjss-126	217	17	significant	significant	ADJ
esutjss-126	217	18	problem	problem	NOUN
esutjss-126	217	19	facing	face	VERB
esutjss-126	217	20	sme	sme	ADJ
esutjss-126	217	21	farming	farming	NOUN
esutjss-126	217	22	.	.	PUNCT
esutjss-126	218	1	table	table	NOUN
esutjss-126	218	2	:	:	PUNCT
esutjss-126	218	3	summary	summary	NOUN
esutjss-126	218	4	of	of	ADP
esutjss-126	218	5	resources	resource	NOUN
esutjss-126	218	6	to	to	ADP
esutjss-126	218	7	questions	question	NOUN
esutjss-126	218	8	1	1	NUM
esutjss-126	218	9	-	-	SYM
esutjss-126	218	10	5	5	NUM
esutjss-126	218	11	relating	relate	VERB
esutjss-126	218	12	to	to	ADP
esutjss-126	218	13	hypothesis	hypothesis	NOUN
esutjss-126	218	14	one	one	NUM
esutjss-126	218	15	.	.	PUNCT
esutjss-126	219	1	s	s	X
esutjss-126	219	2	/	/	SYM
esutjss-126	219	3	n	n	PRON
esutjss-126	219	4	questionnaire	questionnaire	NOUN
esutjss-126	219	5	sa	sa	NOUN
esutjss-126	219	6	a	a	DET
esutjss-126	219	7	sd	sd	NOUN
esutjss-126	219	8	d	d	PROPN
esutjss-126	219	9	mean	mean	NOUN
esutjss-126	219	10	�	�	NOUN
esutjss-126	219	11	̅	̅	NOUN
esutjss-126	219	12	�	�	NOUN
esutjss-126	219	13	decision	decision	NOUN
esutjss-126	219	14	sd	sd	ADP
esutjss-126	219	15	(	(	PUNCT
esutjss-126	219	16	4	4	NUM
esutjss-126	219	17	+	+	SYM
esutjss-126	219	18	3	3	NUM
esutjss-126	219	19	+	+	SYM
esutjss-126	219	20	2	2	NUM
esutjss-126	219	21	+	+	SYM
esutjss-126	219	22	1	1	NUM
esutjss-126	219	23	=	=	SYM
esutjss-126	219	24	10	10	NUM
esutjss-126	219	25	÷	÷	SYM
esutjss-126	219	26	4	4	NUM
esutjss-126	219	27	=	=	SYM
esutjss-126	219	28	2.5	2.5	NUM
esutjss-126	219	29	)	)	PUNCT
esutjss-126	219	30	1	1	NUM
esutjss-126	219	31	they	they	PRON
esutjss-126	219	32	are	be	AUX
esutjss-126	219	33	problems	problem	NOUN
esutjss-126	219	34	facing	face	VERB
esutjss-126	219	35	smes	sme	NOUN
esutjss-126	219	36	survival	survival	NOUN
esutjss-126	219	37	?	?	PUNCT
esutjss-126	220	1	100	100	NUM
esutjss-126	220	2	30	30	NUM
esutjss-126	220	3	15	15	NUM
esutjss-126	220	4	5	5	NUM
esutjss-126	220	5	525	525	NUM
esutjss-126	220	6	150	150	NUM
esutjss-126	220	7	3.5	3.5	NUM
esutjss-126	220	8	accept	accept	VERB
esutjss-126	220	9	0.82	0.82	NUM
esutjss-126	220	10	(	(	PUNCT
esutjss-126	220	11	400	400	NUM
esutjss-126	220	12	)	)	PUNCT
esutjss-126	220	13	(	(	PUNCT
esutjss-126	220	14	90	90	NUM
esutjss-126	220	15	)	)	PUNCT
esutjss-126	220	16	(	(	PUNCT
esutjss-126	220	17	30	30	NUM
esutjss-126	220	18	)	)	PUNCT
esutjss-126	220	19	(	(	PUNCT
esutjss-126	220	20	5	5	NUM
esutjss-126	220	21	)	)	PUNCT
esutjss-126	220	22	2	2	NUM
esutjss-126	220	23	.	.	PUNCT
esutjss-126	221	1	they	they	PRON
esutjss-126	221	2	are	be	AUX
esutjss-126	221	3	lack	lack	NOUN
esutjss-126	221	4	of	of	ADP
esutjss-126	221	5	basic	basic	ADJ
esutjss-126	221	6	infrastructural	infrastructural	ADJ
esutjss-126	221	7	problems	problem	NOUN
esutjss-126	221	8	84	84	NUM
esutjss-126	221	9	36	36	NUM
esutjss-126	221	10	14	14	NUM
esutjss-126	221	11	16	16	NUM
esutjss-126	221	12	488	488	NUM
esutjss-126	221	13	150	150	NUM
esutjss-126	221	14	3.25	3.25	NUM
esutjss-126	221	15	accept	accept	VERB
esutjss-126	221	16	0.2	0.2	NUM
esutjss-126	221	17	(	(	PUNCT
esutjss-126	221	18	336	336	NUM
esutjss-126	221	19	)	)	PUNCT
esutjss-126	221	20	(	(	PUNCT
esutjss-126	221	21	108	108	NUM
esutjss-126	221	22	)	)	PUNCT
esutjss-126	221	23	(	(	PUNCT
esutjss-126	221	24	28	28	NUM
esutjss-126	221	25	)	)	PUNCT
esutjss-126	221	26	(	(	PUNCT
esutjss-126	221	27	16	16	NUM
esutjss-126	221	28	)	)	PUNCT
esutjss-126	221	29	3	3	NUM
esutjss-126	221	30	.	.	PUNCT
esutjss-126	221	31	government	government	NOUN
esutjss-126	221	32	policy	policy	NOUN
esutjss-126	221	33	negatively	negatively	ADV
esutjss-126	221	34	affect	affect	VERB
esutjss-126	221	35	them	they	PRON
esutjss-126	221	36	84	84	NUM
esutjss-126	221	37	36	36	NUM
esutjss-126	221	38	14	14	NUM
esutjss-126	221	39	16	16	NUM
esutjss-126	221	40	488	488	NUM
esutjss-126	221	41	150	150	NUM
esutjss-126	221	42	3.25	3.25	NUM
esutjss-126	221	43	accept	accept	VERB
esutjss-126	221	44	1.2	1.2	NUM
esutjss-126	221	45	(	(	PUNCT
esutjss-126	221	46	366	366	NUM
esutjss-126	221	47	)	)	PUNCT
esutjss-126	221	48	(	(	PUNCT
esutjss-126	221	49	108	108	NUM
esutjss-126	221	50	)	)	PUNCT
esutjss-126	221	51	(	(	PUNCT
esutjss-126	221	52	28	28	NUM
esutjss-126	221	53	)	)	PUNCT
esutjss-126	221	54	(	(	PUNCT
esutjss-126	221	55	16	16	NUM
esutjss-126	221	56	)	)	PUNCT
esutjss-126	221	57	4	4	NUM
esutjss-126	221	58	.	.	PUNCT
esutjss-126	221	59	multiple	multiple	ADJ
esutjss-126	221	60	taxation	taxation	NOUN
esutjss-126	221	61	affect	affect	VERB
esutjss-126	221	62	them	they	PRON
esutjss-126	221	63	84	84	NUM
esutjss-126	221	64	36	36	NUM
esutjss-126	221	65	14	14	NUM
esutjss-126	221	66	16	16	NUM
esutjss-126	221	67	488	488	NUM
esutjss-126	221	68	150	150	NUM
esutjss-126	221	69	3.25	3.25	NUM
esutjss-126	221	70	accept1.2	accept1.2	X
esutjss-126	221	71	(	(	PUNCT
esutjss-126	221	72	366	366	NUM
esutjss-126	221	73	)	)	PUNCT
esutjss-126	221	74	(	(	PUNCT
esutjss-126	221	75	108	108	NUM
esutjss-126	221	76	)	)	PUNCT
esutjss-126	221	77	(	(	PUNCT
esutjss-126	221	78	28	28	NUM
esutjss-126	221	79	)	)	PUNCT
esutjss-126	221	80	(	(	PUNCT
esutjss-126	221	81	16	16	NUM
esutjss-126	221	82	)	)	PUNCT
esutjss-126	221	83	5	5	NUM
esutjss-126	221	84	.	.	X
esutjss-126	221	85	lack	lack	NOUN
esutjss-126	221	86	of	of	ADP
esutjss-126	221	87	government	government	NOUN
esutjss-126	221	88	support	support	NOUN
esutjss-126	221	89	negatively	negatively	ADV
esutjss-126	221	90	affect	affect	VERB
esutjss-126	221	91	them	they	PRON
esutjss-126	221	92	80	80	NUM
esutjss-126	221	93	30	30	NUM
esutjss-126	221	94	20	20	NUM
esutjss-126	221	95	26	26	NUM
esutjss-126	221	96	470	470	NUM
esutjss-126	221	97	150	150	NUM
esutjss-126	221	98	3.1	3.1	NUM
esutjss-126	221	99	accept	accept	VERB
esutjss-126	221	100	0.74	0.74	NUM
esutjss-126	221	101	(	(	PUNCT
esutjss-126	221	102	320	320	NUM
esutjss-126	221	103	)	)	PUNCT
esutjss-126	221	104	(	(	PUNCT
esutjss-126	221	105	90	90	NUM
esutjss-126	221	106	)	)	PUNCT
esutjss-126	221	107	(	(	PUNCT
esutjss-126	221	108	40	40	NUM
esutjss-126	221	109	)	)	PUNCT
esutjss-126	221	110	(	(	PUNCT
esutjss-126	221	111	26	26	NUM
esutjss-126	221	112	)	)	PUNCT
esutjss-126	221	113	grand	grand	ADJ
esutjss-126	221	114	mean	mean	NOUN
esutjss-126	221	115	�	�	PROPN
esutjss-126	221	116	̅	̅	NOUN
esutjss-126	221	117	�	�	PROPN
esutjss-126	221	118	(	(	PUNCT
esutjss-126	221	119	16.35	16.35	NUM
esutjss-126	221	120	÷	÷	NUM
esutjss-126	221	121	5	5	NUM
esutjss-126	221	122	)	)	PUNCT
esutjss-126	221	123	3.27	3.27	NUM
esutjss-126	221	124	496	496	NUM
esutjss-126	221	125	table	table	NOUN
esutjss-126	221	126	above	above	ADV
esutjss-126	221	127	shows	show	VERB
esutjss-126	221	128	the	the	DET
esutjss-126	221	129	summary	summary	NOUN
esutjss-126	221	130	of	of	ADP
esutjss-126	221	131	responses	response	NOUN
esutjss-126	221	132	to	to	PART
esutjss-126	221	133	question	question	VERB
esutjss-126	221	134	1	1	NUM
esutjss-126	221	135	-	-	SYM
esutjss-126	221	136	5	5	NUM
esutjss-126	221	137	indicating	indicate	VERB
esutjss-126	221	138	that	that	SCONJ
esutjss-126	221	139	there	there	PRON
esutjss-126	221	140	are	be	VERB
esutjss-126	221	141	significant	significant	ADJ
esutjss-126	221	142	problems	problem	NOUN
esutjss-126	221	143	facing	face	VERB
esutjss-126	221	144	smes	sme	NOUN
esutjss-126	221	145	.	.	PUNCT
esutjss-126	222	1	also	also	ADV
esutjss-126	222	2	,	,	PUNCT
esutjss-126	222	3	the	the	DET
esutjss-126	222	4	above	above	ADJ
esutjss-126	222	5	table	table	NOUN
esutjss-126	222	6	reveals	reveal	VERB
esutjss-126	222	7	that	that	SCONJ
esutjss-126	222	8	the	the	DET
esutjss-126	222	9	mean	mean	NOUN
esutjss-126	222	10	is	be	AUX
esutjss-126	222	11	greater	great	ADJ
esutjss-126	222	12	than	than	ADP
esutjss-126	222	13	the	the	DET
esutjss-126	222	14	bench	bench	NOUN
esutjss-126	222	15	mark	mark	NOUN
esutjss-126	222	16	;	;	PUNCT
esutjss-126	222	17	.	.	PUNCT
esutjss-126	223	1	test	test	NOUN
esutjss-126	223	2	of	of	ADP
esutjss-126	223	3	hypothesis	hypothesis	NOUN
esutjss-126	223	4	1	1	NUM
esutjss-126	223	5	:	:	PUNCT
esutjss-126	223	6	computation	computation	NOUN
esutjss-126	223	7	of	of	ADP
esutjss-126	223	8	data	data	PROPN
esutjss-126	223	9	�	�	PROPN
esutjss-126	223	10	̅	̅	NOUN
esutjss-126	223	11	�	�	PROPN
esutjss-126	223	12	µ	µ	X
esutjss-126	223	13	n	n	ADP
esutjss-126	223	14	sd	sd	ADP
esutjss-126	223	15	l	l	PROPN
esutjss-126	223	16	/	/	SYM
esutjss-126	223	17	s	s	PART
esutjss-126	223	18	t	t	PROPN
esutjss-126	223	19	-	-	PUNCT
esutjss-126	223	20	cal	cal	NOUN
esutjss-126	223	21	t	t	PROPN
esutjss-126	223	22	-	-	PUNCT
esutjss-126	223	23	tab	tab	NOUN
esutjss-126	224	1	d	d	NOUN
esutjss-126	224	2	3.27	3.27	NUM
esutjss-126	224	3	3.27	3.27	NUM
esutjss-126	224	4	150	150	NUM
esutjss-126	224	5	1.08	1.08	NUM
esutjss-126	224	6	0.05	0.05	NUM
esutjss-126	224	7	6.83	6.83	NUM
esutjss-126	224	8	1.96	1.96	NUM
esutjss-126	224	9	r	r	NOUN
esutjss-126	224	10	source	source	NOUN
esutjss-126	224	11	:	:	PUNCT
esutjss-126	224	12	field	field	NOUN
esutjss-126	224	13	survey	survey	NOUN
esutjss-126	224	14	,	,	PUNCT
esutjss-126	224	15	2021	2021	NUM
esutjss-126	224	16	generation	generation	NOUN
esutjss-126	224	17	of	of	ADP
esutjss-126	224	18	data	datum	NOUN
esutjss-126	224	19	for	for	ADP
esutjss-126	224	20	testing	testing	NOUN
esutjss-126	224	21	hypothesis	hypothesis	NOUN
esutjss-126	224	22	2	2	NUM
esutjss-126	224	23	(	(	PUNCT
esutjss-126	224	24	ho2	ho2	PROPN
esutjss-126	224	25	)	)	PUNCT
esutjss-126	224	26	there	there	PRON
esutjss-126	224	27	are	be	VERB
esutjss-126	224	28	no	no	DET
esutjss-126	224	29	significant	significant	ADJ
esutjss-126	224	30	effects	effect	NOUN
esutjss-126	224	31	of	of	ADP
esutjss-126	224	32	lack	lack	NOUN
esutjss-126	224	33	of	of	ADP
esutjss-126	224	34	access	access	NOUN
esutjss-126	224	35	to	to	ADP
esutjss-126	224	36	funds	fund	NOUN
esutjss-126	224	37	on	on	ADP
esutjss-126	224	38	the	the	DET
esutjss-126	224	39	improvement	improvement	NOUN
esutjss-126	224	40	of	of	ADP
esutjss-126	224	41	small	small	ADJ
esutjss-126	224	42	and	and	CCONJ
esutjss-126	224	43	medium	medium	ADJ
esutjss-126	224	44	scale	scale	NOUN
esutjss-126	224	45	enterprises	enterprise	NOUN
esutjss-126	224	46	table	table	NOUN
esutjss-126	224	47	:	:	PUNCT
esutjss-126	224	48	summary	summary	NOUN
esutjss-126	224	49	of	of	ADP
esutjss-126	224	50	responses	response	NOUN
esutjss-126	224	51	to	to	ADP
esutjss-126	224	52	questions	question	NOUN
esutjss-126	224	53	6	6	NUM
esutjss-126	224	54	to	to	PART
esutjss-126	224	55	11	11	NUM
esutjss-126	224	56	relating	relate	VERB
esutjss-126	224	57	to	to	ADP
esutjss-126	224	58	hypothesis	hypothesis	NOUN
esutjss-126	224	59	2	2	NUM
esutjss-126	224	60	.	.	PUNCT
esutjss-126	224	61	s	s	X
esutjss-126	224	62	/	/	SYM
esutjss-126	224	63	n	n	PRON
esutjss-126	224	64	questionnaire	questionnaire	NOUN
esutjss-126	224	65	sa	sa	NOUN
esutjss-126	224	66	a	a	DET
esutjss-126	224	67	sd	sd	NOUN
esutjss-126	224	68	d	d	PROPN
esutjss-126	224	69	mean	mean	NOUN
esutjss-126	224	70	�	�	NOUN
esutjss-126	224	71	̅	̅	NOUN
esutjss-126	224	72	�	�	NOUN
esutjss-126	224	73	decision	decision	NOUN
esutjss-126	224	74	sd	sd	ADP
esutjss-126	224	75	(	(	PUNCT
esutjss-126	224	76	4	4	NUM
esutjss-126	224	77	+	+	SYM
esutjss-126	224	78	3	3	NUM
esutjss-126	224	79	+	+	SYM
esutjss-126	224	80	2	2	NUM
esutjss-126	224	81	+	+	SYM
esutjss-126	224	82	1	1	NUM
esutjss-126	224	83	=	=	SYM
esutjss-126	224	84	10	10	NUM
esutjss-126	224	85	÷	÷	SYM
esutjss-126	224	86	4	4	NUM
esutjss-126	224	87	=	=	SYM
esutjss-126	224	88	2.5	2.5	NUM
esutjss-126	224	89	)	)	PUNCT
esutjss-126	224	90	6	6	NUM
esutjss-126	224	91	..	..	PUNCT
esutjss-126	224	92	lack	lack	NOUN
esutjss-126	224	93	of	of	ADP
esutjss-126	224	94	availability	availability	NOUN
esutjss-126	224	95	of	of	ADP
esutjss-126	224	96	funding	funding	NOUN
esutjss-126	224	97	policies	policy	NOUN
esutjss-126	224	98	designed	design	VERB
esutjss-126	224	99	and	and	CCONJ
esutjss-126	224	100	administered	administer	VERB
esutjss-126	224	101	negatively	negatively	ADV
esutjss-126	224	102	affect	affect	VERB
esutjss-126	224	103	improve	improve	VERB
esutjss-126	224	104	smes	sme	NOUN
esutjss-126	224	105	performance	performance	NOUN
esutjss-126	224	106	84	84	NUM
esutjss-126	224	107	36	36	NUM
esutjss-126	224	108	14	14	NUM
esutjss-126	224	109	16	16	NUM
esutjss-126	224	110	488	488	NUM
esutjss-126	224	111	150	150	NUM
esutjss-126	224	112	3.25	3.25	NUM
esutjss-126	224	113	accept	accept	VERB
esutjss-126	224	114	1.12	1.12	NUM
esutjss-126	224	115	(	(	PUNCT
esutjss-126	224	116	336	336	NUM
esutjss-126	224	117	)	)	PUNCT
esutjss-126	224	118	(	(	PUNCT
esutjss-126	224	119	108	108	NUM
esutjss-126	224	120	)	)	PUNCT
esutjss-126	224	121	(	(	PUNCT
esutjss-126	224	122	28	28	NUM
esutjss-126	224	123	)	)	PUNCT
esutjss-126	224	124	(	(	PUNCT
esutjss-126	224	125	16	16	NUM
esutjss-126	224	126	)	)	PUNCT
esutjss-126	224	127	7	7	NUM
esutjss-126	224	128	.	.	PUNCT
esutjss-126	224	129	availability	availability	NOUN
esutjss-126	224	130	of	of	ADP
esutjss-126	224	131	funding	funding	NOUN
esutjss-126	224	132	policies	policy	NOUN
esutjss-126	224	133	designed	design	VERB
esutjss-126	224	134	and	and	CCONJ
esutjss-126	224	135	administered	administer	VERB
esutjss-126	224	136	help	help	NOUN
esutjss-126	224	137	improve	improve	VERB
esutjss-126	224	138	smes	sme	NOUN
esutjss-126	224	139	performance	performance	NOUN
esutjss-126	224	140	100	100	NUM
esutjss-126	224	141	30	30	NUM
esutjss-126	224	142	15	15	NUM
esutjss-126	224	143	5	5	NUM
esutjss-126	224	144	525	525	NUM
esutjss-126	224	145	150	150	NUM
esutjss-126	224	146	3.5	3.5	NUM
esutjss-126	224	147	accept	accept	VERB
esutjss-126	224	148	0.81	0.81	NUM
esutjss-126	224	149	(	(	PUNCT
esutjss-126	224	150	400	400	NUM
esutjss-126	224	151	)	)	PUNCT
esutjss-126	224	152	(	(	PUNCT
esutjss-126	224	153	90	90	NUM
esutjss-126	224	154	)	)	PUNCT
esutjss-126	224	155	(	(	PUNCT
esutjss-126	224	156	30	30	NUM
esutjss-126	224	157	)	)	PUNCT
esutjss-126	224	158	(	(	PUNCT
esutjss-126	224	159	5	5	X
esutjss-126	224	160	)	)	PUNCT
esutjss-126	224	161	8.government	8.government	NUM
esutjss-126	224	162	should	should	AUX
esutjss-126	224	163	90	90	NUM
esutjss-126	224	164	40	40	NUM
esutjss-126	224	165	14	14	NUM
esutjss-126	224	166	6	6	NUM
esutjss-126	224	167	514	514	NUM
esutjss-126	224	168	150	150	NUM
esutjss-126	224	169	3.14	3.14	NUM
esutjss-126	224	170	accept	accept	VERB
esutjss-126	224	171	0.78	0.78	NUM
esutjss-126	224	172	provide	provide	VERB
esutjss-126	224	173	funding	funding	NOUN
esutjss-126	224	174	policy	policy	NOUN
esutjss-126	224	175	favorable	favorable	ADJ
esutjss-126	224	176	to	to	ADP
esutjss-126	224	177	sme	sme	X
esutjss-126	224	178	(	(	PUNCT
esutjss-126	224	179	360	360	NUM
esutjss-126	224	180	)	)	PUNCT
esutjss-126	224	181	(	(	PUNCT
esutjss-126	224	182	120	120	NUM
esutjss-126	224	183	)	)	PUNCT
esutjss-126	224	184	(	(	PUNCT
esutjss-126	224	185	28	28	NUM
esutjss-126	224	186	)	)	PUNCT
esutjss-126	224	187	(	(	PUNCT
esutjss-126	224	188	6	6	NUM
esutjss-126	224	189	)	)	PUNCT
esutjss-126	224	190	9	9	NUM
esutjss-126	224	191	.	.	PUNCT
esutjss-126	225	1	government	government	NOUN
esutjss-126	225	2	should	should	AUX
esutjss-126	225	3	provide	provide	VERB
esutjss-126	225	4	policy	policy	NOUN
esutjss-126	225	5	that	that	PRON
esutjss-126	225	6	could	could	AUX
esutjss-126	225	7	allow	allow	VERB
esutjss-126	225	8	individuals	individual	NOUN
esutjss-126	225	9	finance	finance	VERB
esutjss-126	225	10	houses	house	NOUN
esutjss-126	225	11	that	that	PRON
esutjss-126	225	12	should	should	AUX
esutjss-126	225	13	make	make	VERB
esutjss-126	225	14	funds	fund	NOUN
esutjss-126	225	15	availably	availably	ADV
esutjss-126	225	16	to	to	PART
esutjss-126	225	17	sme	sme	VERB
esutjss-126	225	18	70	70	NUM
esutjss-126	225	19	50	50	NUM
esutjss-126	225	20	14	14	NUM
esutjss-126	225	21	16	16	NUM
esutjss-126	225	22	474	474	NUM
esutjss-126	225	23	150	150	NUM
esutjss-126	225	24	3.16	3.16	NUM
esutjss-126	225	25	accept	accept	VERB
esutjss-126	225	26	0.26	0.26	NUM
esutjss-126	225	27	(	(	PUNCT
esutjss-126	225	28	280	280	NUM
esutjss-126	225	29	)	)	PUNCT
esutjss-126	225	30	(	(	PUNCT
esutjss-126	225	31	150	150	NUM
esutjss-126	225	32	)	)	PUNCT
esutjss-126	225	33	(	(	PUNCT
esutjss-126	225	34	28	28	NUM
esutjss-126	225	35	)	)	PUNCT
esutjss-126	225	36	(	(	PUNCT
esutjss-126	225	37	16	16	NUM
esutjss-126	225	38	)	)	PUNCT
esutjss-126	225	39	10	10	NUM
esutjss-126	225	40	.	.	PUNCT
esutjss-126	226	1	you	you	PRON
esutjss-126	226	2	-	-	PUNCT
esutjss-126	226	3	win	win	NOUN
esutjss-126	226	4	program	program	NOUN
esutjss-126	226	5	,	,	PUNCT
esutjss-126	226	6	nonprofits	nonprofit	NOUN
esutjss-126	226	7	/	/	SYM
esutjss-126	226	8	angel	angel	NOUN
esutjss-126	226	9	investors	investor	NOUN
esutjss-126	226	10	;	;	PUNCT
esutjss-126	226	11	should	should	AUX
esutjss-126	226	12	provide	provide	VERB
esutjss-126	226	13	access	access	NOUN
esutjss-126	226	14	to	to	ADP
esutjss-126	226	15	funds	fund	NOUN
esutjss-126	226	16	for	for	ADP
esutjss-126	226	17	sme	sme	NOUN
esutjss-126	226	18	80	80	NUM
esutjss-126	226	19	40	40	NUM
esutjss-126	226	20	14	14	NUM
esutjss-126	226	21	16	16	NUM
esutjss-126	226	22	484	484	NUM
esutjss-126	226	23	150	150	NUM
esutjss-126	226	24	3.2	3.2	NUM
esutjss-126	226	25	accept	accept	VERB
esutjss-126	226	26	0	0	NUM
esutjss-126	226	27	.71	.71	NUM
esutjss-126	226	28	(	(	PUNCT
esutjss-126	226	29	320	320	NUM
esutjss-126	226	30	)	)	PUNCT
esutjss-126	226	31	(	(	PUNCT
esutjss-126	226	32	150	150	NUM
esutjss-126	226	33	)	)	PUNCT
esutjss-126	226	34	(	(	PUNCT
esutjss-126	226	35	28	28	NUM
esutjss-126	226	36	)	)	PUNCT
esutjss-126	226	37	(	(	PUNCT
esutjss-126	226	38	16	16	NUM
esutjss-126	226	39	)	)	PUNCT
esutjss-126	226	40	11	11	NUM
esutjss-126	226	41	.	.	PUNCT
esutjss-126	227	1	personal	personal	ADJ
esutjss-126	227	2	finance	finance	NOUN
esutjss-126	227	3	;	;	PUNCT
esutjss-126	227	4	local	local	ADJ
esutjss-126	227	5	co	co	ADJ
esutjss-126	227	6	-	-	ADJ
esutjss-126	227	7	operative	operative	ADJ
esutjss-126	227	8	societies	society	NOUN
esutjss-126	227	9	,	,	PUNCT
esutjss-126	227	10	partnership	partnership	NOUN
esutjss-126	227	11	alone	alone	ADV
esutjss-126	227	12	should	should	AUX
esutjss-126	227	13	should	should	AUX
esutjss-126	227	14	be	be	AUX
esutjss-126	227	15	the	the	DET
esutjss-126	227	16	only	only	ADJ
esutjss-126	227	17	access	access	NOUN
esutjss-126	227	18	to	to	ADP
esutjss-126	227	19	smes	sme	NOUN
esutjss-126	227	20	funding	fund	VERB
esutjss-126	227	21	105	105	NUM
esutjss-126	227	22	35	35	NUM
esutjss-126	227	23	6	6	NUM
esutjss-126	227	24	4	4	NUM
esutjss-126	227	25	541	541	NUM
esutjss-126	227	26	150	150	NUM
esutjss-126	227	27	3.6	3.6	NUM
esutjss-126	227	28	accept	accept	VERB
esutjss-126	227	29	0.50	0.50	NUM
esutjss-126	227	30	i	i	NOUN
esutjss-126	227	31	(	(	PUNCT
esutjss-126	227	32	420	420	NUM
esutjss-126	227	33	)	)	PUNCT
esutjss-126	227	34	(	(	PUNCT
esutjss-126	227	35	105	105	NUM
esutjss-126	227	36	)	)	PUNCT
esutjss-126	227	37	(	(	PUNCT
esutjss-126	227	38	12	12	NUM
esutjss-126	227	39	)	)	PUNCT
esutjss-126	227	40	(	(	PUNCT
esutjss-126	227	41	4	4	X
esutjss-126	227	42	)	)	PUNCT
esutjss-126	227	43	grand	grand	ADJ
esutjss-126	227	44	mean	mean	NOUN
esutjss-126	227	45	�	�	PROPN
esutjss-126	227	46	̅	̅	NOUN
esutjss-126	227	47	�	�	PROPN
esutjss-126	227	48	(	(	PUNCT
esutjss-126	227	49	19.85	19.85	NUM
esutjss-126	227	50	÷	÷	NUM
esutjss-126	227	51	6	6	NUM
esutjss-126	227	52	(	(	PUNCT
esutjss-126	227	53	no	no	NOUN
esutjss-126	227	54	of	of	ADP
esutjss-126	227	55	items	item	NOUN
esutjss-126	227	56	)	)	PUNCT
esutjss-126	227	57	=	=	SYM
esutjss-126	227	58	3.3	3.3	NUM
esutjss-126	227	59	source	source	NOUN
esutjss-126	227	60	:	:	PUNCT
esutjss-126	227	61	field	field	NOUN
esutjss-126	227	62	survey	survey	NOUN
esutjss-126	227	63	,	,	PUNCT
esutjss-126	227	64	2021	2021	NUM
esutjss-126	227	65	data	datum	NOUN
esutjss-126	227	66	relating	relate	VERB
esutjss-126	227	67	to	to	ADP
esutjss-126	227	68	hypothesis	hypothesis	NOUN
esutjss-126	227	69	2	2	NUM
esutjss-126	227	70	(	(	PUNCT
esutjss-126	227	71	ho2	ho2	PROPN
esutjss-126	227	72	)	)	PUNCT
esutjss-126	227	73	were	be	AUX
esutjss-126	227	74	generated	generate	VERB
esutjss-126	227	75	.	.	PUNCT
esutjss-126	228	1	�	�	PROPN
esutjss-126	228	2	̅	̅	NOUN
esutjss-126	228	3	�	�	PROPN
esutjss-126	228	4	µ	µ	X
esutjss-126	228	5	n	n	ADP
esutjss-126	228	6	sd	sd	ADP
esutjss-126	228	7	l	l	PROPN
esutjss-126	228	8	/	/	SYM
esutjss-126	228	9	s	s	PART
esutjss-126	228	10	t	t	PROPN
esutjss-126	228	11	-	-	PUNCT
esutjss-126	228	12	cal	cal	NOUN
esutjss-126	228	13	t	t	PROPN
esutjss-126	228	14	-	-	PUNCT
esutjss-126	228	15	tab	tab	NOUN
esutjss-126	228	16	d	d	NOUN
esutjss-126	228	17	3.3	3.3	NUM
esutjss-126	228	18	2.5	2.5	NUM
esutjss-126	228	19	150	150	NUM
esutjss-126	228	20	1.08	1.08	NUM
esutjss-126	228	21	0.05	0.05	NUM
esutjss-126	228	22	6.83	6.83	NUM
esutjss-126	228	23	1.96	1.96	NUM
esutjss-126	228	24	r	r	NOUN
esutjss-126	228	25	source	source	NOUN
esutjss-126	228	26	:	:	PUNCT
esutjss-126	228	27	field	field	NOUN
esutjss-126	228	28	survey	survey	NOUN
esutjss-126	228	29	,	,	PUNCT
esutjss-126	228	30	2021	2021	NUM
esutjss-126	228	31	497	497	NUM
esutjss-126	228	32	table	table	NOUN
esutjss-126	228	33	above	above	ADV
esutjss-126	228	34	shows	show	VERB
esutjss-126	228	35	the	the	DET
esutjss-126	228	36	summary	summary	NOUN
esutjss-126	228	37	of	of	ADP
esutjss-126	228	38	responses	response	NOUN
esutjss-126	228	39	to	to	PART
esutjss-126	228	40	question	question	VERB
esutjss-126	228	41	6	6	NUM
esutjss-126	228	42	-	-	SYM
esutjss-126	228	43	11	11	NUM
esutjss-126	228	44	that	that	SCONJ
esutjss-126	228	45	there	there	PRON
esutjss-126	228	46	are	be	VERB
esutjss-126	228	47	no	no	DET
esutjss-126	228	48	significant	significant	ADJ
esutjss-126	228	49	effects	effect	NOUN
esutjss-126	228	50	of	of	ADP
esutjss-126	228	51	lack	lack	NOUN
esutjss-126	228	52	of	of	ADP
esutjss-126	228	53	access	access	NOUN
esutjss-126	228	54	to	to	ADP
esutjss-126	228	55	funds	fund	NOUN
esutjss-126	228	56	on	on	ADP
esutjss-126	228	57	the	the	DET
esutjss-126	228	58	improvement	improvement	NOUN
esutjss-126	228	59	of	of	ADP
esutjss-126	228	60	small	small	ADJ
esutjss-126	228	61	and	and	CCONJ
esutjss-126	228	62	medium	medium	ADJ
esutjss-126	228	63	scale	scale	NOUN
esutjss-126	228	64	enterprises	enterprise	NOUN
esutjss-126	228	65	hypothesis	hypothesis	NOUN
esutjss-126	228	66	two	two	NUM
esutjss-126	228	67	of	of	ADP
esutjss-126	228	68	the	the	DET
esutjss-126	228	69	study	study	NOUN
esutjss-126	228	70	.	.	PUNCT
esutjss-126	229	1	the	the	DET
esutjss-126	229	2	mean	mean	NOUN
esutjss-126	229	3	is	be	AUX
esutjss-126	229	4	greater	great	ADJ
esutjss-126	229	5	than	than	ADP
esutjss-126	229	6	the	the	DET
esutjss-126	229	7	bench	bench	NOUN
esutjss-126	229	8	mark	mark	NOUN
esutjss-126	229	9	indicating	indicate	VERB
esutjss-126	229	10	strong	strong	ADJ
esutjss-126	229	11	agreement	agreement	NOUN
esutjss-126	229	12	that	that	SCONJ
esutjss-126	229	13	there	there	PRON
esutjss-126	229	14	are	be	VERB
esutjss-126	229	15	there	there	ADV
esutjss-126	229	16	are	be	AUX
esutjss-126	229	17	significant	significant	ADJ
esutjss-126	229	18	effects	effect	NOUN
esutjss-126	229	19	of	of	ADP
esutjss-126	229	20	lack	lack	NOUN
esutjss-126	229	21	of	of	ADP
esutjss-126	229	22	access	access	NOUN
esutjss-126	229	23	to	to	ADP
esutjss-126	229	24	funds	fund	NOUN
esutjss-126	229	25	on	on	ADP
esutjss-126	229	26	the	the	DET
esutjss-126	229	27	improvement	improvement	NOUN
esutjss-126	229	28	of	of	ADP
esutjss-126	229	29	small	small	ADJ
esutjss-126	229	30	and	and	CCONJ
esutjss-126	229	31	medium	medium	ADJ
esutjss-126	229	32	scale	scale	NOUN
esutjss-126	229	33	enterprises	enterprise	NOUN
esutjss-126	229	34	.	.	PUNCT
esutjss-126	230	1	also	also	ADV
esutjss-126	230	2	,	,	PUNCT
esutjss-126	230	3	the	the	DET
esutjss-126	230	4	t	t	PROPN
esutjss-126	230	5	-	-	PUNCT
esutjss-126	230	6	cal	cal	NOUN
esutjss-126	230	7	is	be	AUX
esutjss-126	230	8	greater	great	ADJ
esutjss-126	230	9	than	than	ADP
esutjss-126	230	10	the	the	DET
esutjss-126	230	11	t	t	PROPN
esutjss-126	230	12	-	-	PUNCT
esutjss-126	230	13	tab	tab	NOUN
esutjss-126	230	14	.	.	PUNCT
esutjss-126	231	1	therefore	therefore	ADV
esutjss-126	231	2	,	,	PUNCT
esutjss-126	231	3	we	we	PRON
esutjss-126	231	4	reject	reject	VERB
esutjss-126	231	5	the	the	DET
esutjss-126	231	6	null	null	ADJ
esutjss-126	231	7	hypotheses	hypothesis	NOUN
esutjss-126	231	8	and	and	CCONJ
esutjss-126	231	9	accept	accept	VERB
esutjss-126	231	10	the	the	DET
esutjss-126	231	11	alternate	alternate	ADJ
esutjss-126	231	12	hypotheses	hypothesis	NOUN
esutjss-126	231	13	.	.	PUNCT
esutjss-126	232	1	result	result	NOUN
esutjss-126	232	2	/	/	SYM
esutjss-126	232	3	discussion	discussion	NOUN
esutjss-126	232	4	following	follow	VERB
esutjss-126	232	5	the	the	DET
esutjss-126	232	6	result	result	NOUN
esutjss-126	232	7	of	of	ADP
esutjss-126	232	8	our	our	PRON
esutjss-126	232	9	analysis	analysis	NOUN
esutjss-126	232	10	on	on	ADP
esutjss-126	232	11	ho1	ho1	NOUN
esutjss-126	232	12	:	:	PUNCT
esutjss-126	232	13	:	:	PUNCT
esutjss-126	232	14	that	that	SCONJ
esutjss-126	232	15	there	there	PRON
esutjss-126	232	16	is	be	VERB
esutjss-126	232	17	no	no	DET
esutjss-126	232	18	significant	significant	ADJ
esutjss-126	232	19	problem	problem	NOUN
esutjss-126	232	20	facing	face	VERB
esutjss-126	232	21	smes	sme	NOUN
esutjss-126	232	22	in	in	ADP
esutjss-126	232	23	enugu	enugu	PROPN
esutjss-126	232	24	state	state	NOUN
esutjss-126	232	25	;	;	PUNCT
esutjss-126	232	26	we	we	PRON
esutjss-126	232	27	reject	reject	VERB
esutjss-126	232	28	the	the	DET
esutjss-126	232	29	null	null	ADJ
esutjss-126	232	30	hypotheses	hypothesis	NOUN
esutjss-126	232	31	and	and	CCONJ
esutjss-126	232	32	accept	accept	VERB
esutjss-126	232	33	the	the	DET
esutjss-126	232	34	alternate	alternate	NOUN
esutjss-126	232	35	at	at	ADP
esutjss-126	232	36	0.05	0.05	NUM
esutjss-126	232	37	percent	percent	NOUN
esutjss-126	232	38	level	level	NOUN
esutjss-126	232	39	of	of	ADP
esutjss-126	232	40	significance	significance	NOUN
esutjss-126	232	41	,	,	PUNCT
esutjss-126	232	42	the	the	DET
esutjss-126	232	43	calculated	calculated	ADJ
esutjss-126	232	44	t	t	NOUN
esutjss-126	232	45	-	-	PUNCT
esutjss-126	232	46	value	value	NOUN
esutjss-126	232	47	of	of	ADP
esutjss-126	232	48	6.83	6.83	NUM
esutjss-126	232	49	is	be	AUX
esutjss-126	232	50	greater	great	ADJ
esutjss-126	232	51	than	than	ADP
esutjss-126	232	52	the	the	DET
esutjss-126	232	53	critical	critical	ADJ
esutjss-126	232	54	t	t	NOUN
esutjss-126	232	55	-	-	PUNCT
esutjss-126	232	56	value	value	NOUN
esutjss-126	232	57	(	(	PUNCT
esutjss-126	232	58	t	t	NOUN
esutjss-126	232	59	-	-	PUNCT
esutjss-126	232	60	tab	tab	NOUN
esutjss-126	232	61	)	)	PUNCT
esutjss-126	232	62	of	of	ADP
esutjss-126	232	63	1.96	1.96	NUM
esutjss-126	232	64	,	,	PUNCT
esutjss-126	232	65	however	however	ADV
esutjss-126	232	66	,	,	PUNCT
esutjss-126	232	67	this	this	PRON
esutjss-126	232	68	is	be	AUX
esutjss-126	232	69	in	in	ADP
esutjss-126	232	70	agreement	agreement	NOUN
esutjss-126	232	71	with	with	ADP
esutjss-126	232	72	the	the	DET
esutjss-126	232	73	work	work	NOUN
esutjss-126	232	74	of	of	ADP
esutjss-126	232	75	anifowose	anifowose	NOUN
esutjss-126	232	76	,	,	PUNCT
esutjss-126	232	77	and	and	CCONJ
esutjss-126	232	78	onileowo	onileowo	ADJ
esutjss-126	232	79	,	,	PUNCT
esutjss-126	232	80	(	(	PUNCT
esutjss-126	232	81	2020	2020	NUM
esutjss-126	232	82	)	)	PUNCT
esutjss-126	232	83	which	which	PRON
esutjss-126	232	84	opined	opine	VERB
esutjss-126	232	85	that	that	SCONJ
esutjss-126	232	86	the	the	DET
esutjss-126	232	87	term	term	NOUN
esutjss-126	232	88	finance	finance	NOUN
esutjss-126	232	89	or	or	CCONJ
esutjss-126	232	90	financing	financing	NOUN
esutjss-126	232	91	is	be	AUX
esutjss-126	232	92	comprehensively	comprehensively	ADV
esutjss-126	232	93	stared	stare	VERB
esutjss-126	232	94	as	as	ADP
esutjss-126	232	95	a	a	DET
esutjss-126	232	96	‘	'	PUNCT
esutjss-126	232	97	key	key	NOUN
esutjss-126	232	98	’	'	PUNCT
esutjss-126	232	99	that	that	PRON
esutjss-126	232	100	is	be	AUX
esutjss-126	232	101	obligatory	obligatory	ADJ
esutjss-126	232	102	for	for	ADP
esutjss-126	232	103	the	the	DET
esutjss-126	232	104	evolution	evolution	NOUN
esutjss-126	232	105	and	and	CCONJ
esutjss-126	232	106	functionality	functionality	NOUN
esutjss-126	232	107	of	of	ADP
esutjss-126	232	108	any	any	DET
esutjss-126	232	109	enterprise	enterprise	NOUN
esutjss-126	232	110	.	.	PUNCT
esutjss-126	233	1	however	however	ADV
esutjss-126	233	2	,	,	PUNCT
esutjss-126	233	3	access	access	NOUN
esutjss-126	233	4	to	to	ADP
esutjss-126	233	5	finance	finance	NOUN
esutjss-126	233	6	for	for	ADP
esutjss-126	233	7	small	small	ADJ
esutjss-126	233	8	and	and	CCONJ
esutjss-126	233	9	medium	medium	ADJ
esutjss-126	233	10	enterprises	enterprise	NOUN
esutjss-126	233	11	(	(	PUNCT
esutjss-126	233	12	smes	sme	NOUN
esutjss-126	233	13	)	)	PUNCT
esutjss-126	233	14	has	have	AUX
esutjss-126	233	15	always	always	ADV
esutjss-126	233	16	been	be	AUX
esutjss-126	233	17	difficult	difficult	ADJ
esutjss-126	233	18	to	to	ADP
esutjss-126	233	19	owners	owner	NOUN
esutjss-126	233	20	.	.	PUNCT
esutjss-126	234	1	also	also	ADV
esutjss-126	234	2	,	,	PUNCT
esutjss-126	234	3	this	this	PRON
esutjss-126	234	4	is	be	AUX
esutjss-126	234	5	in	in	ADP
esutjss-126	234	6	agreement	agreement	NOUN
esutjss-126	234	7	with	with	ADP
esutjss-126	234	8	the	the	DET
esutjss-126	234	9	work	work	NOUN
esutjss-126	234	10	of	of	ADP
esutjss-126	234	11	adebisi	adebisi	ADJ
esutjss-126	234	12	,	,	PUNCT
esutjss-126	234	13	and	and	CCONJ
esutjss-126	234	14	gbegi	gbegi	NOUN
esutjss-126	234	15	,	,	PUNCT
esutjss-126	234	16	(	(	PUNCT
esutjss-126	234	17	2013	2013	NUM
esutjss-126	234	18	)	)	PUNCT
esutjss-126	234	19	stating	state	VERB
esutjss-126	234	20	that	that	SCONJ
esutjss-126	234	21	a	a	DET
esutjss-126	234	22	lot	lot	NOUN
esutjss-126	234	23	of	of	ADP
esutjss-126	234	24	problems	problem	NOUN
esutjss-126	234	25	are	be	AUX
esutjss-126	234	26	encountered	encounter	VERB
esutjss-126	234	27	by	by	ADP
esutjss-126	234	28	sme	sme	PROPN
esutjss-126	234	29	,	,	PUNCT
esutjss-126	234	30	the	the	DET
esutjss-126	234	31	most	most	ADV
esutjss-126	234	32	complained	complain	VERB
esutjss-126	234	33	of	of	ADP
esutjss-126	234	34	are	be	AUX
esutjss-126	234	35	the	the	DET
esutjss-126	234	36	problems	problem	NOUN
esutjss-126	234	37	of	of	ADP
esutjss-126	234	38	financing	financing	NOUN
esutjss-126	234	39	which	which	PRON
esutjss-126	234	40	among	among	ADP
esutjss-126	234	41	others	other	NOUN
esutjss-126	234	42	,	,	PUNCT
esutjss-126	234	43	do	do	AUX
esutjss-126	234	44	not	not	PART
esutjss-126	234	45	always	always	ADV
esutjss-126	234	46	encourage	encourage	VERB
esutjss-126	234	47	growth	growth	NOUN
esutjss-126	234	48	in	in	ADP
esutjss-126	234	49	smes	sme	NOUN
esutjss-126	234	50	.	.	PUNCT
esutjss-126	235	1	also	also	ADV
esutjss-126	235	2	,	,	PUNCT
esutjss-126	235	3	there	there	PRON
esutjss-126	235	4	are	be	VERB
esutjss-126	235	5	no	no	DET
esutjss-126	235	6	significant	significant	ADJ
esutjss-126	235	7	effects	effect	NOUN
esutjss-126	235	8	of	of	ADP
esutjss-126	235	9	lack	lack	NOUN
esutjss-126	235	10	of	of	ADP
esutjss-126	235	11	access	access	NOUN
esutjss-126	235	12	to	to	ADP
esutjss-126	235	13	funds	fund	NOUN
esutjss-126	235	14	on	on	ADP
esutjss-126	235	15	the	the	DET
esutjss-126	235	16	improvement	improvement	NOUN
esutjss-126	235	17	of	of	ADP
esutjss-126	235	18	small	small	ADJ
esutjss-126	235	19	and	and	CCONJ
esutjss-126	235	20	medium	medium	ADJ
esutjss-126	235	21	scale	scale	NOUN
esutjss-126	235	22	enterprises	enterprise	NOUN
esutjss-126	235	23	in	in	ADP
esutjss-126	235	24	enugu	enugu	PROPN
esutjss-126	235	25	state	state	PROPN
esutjss-126	235	26	ho2	ho2	PROPN
esutjss-126	235	27	:	:	PUNCT
esutjss-126	235	28	we	we	PRON
esutjss-126	235	29	reject	reject	VERB
esutjss-126	235	30	the	the	DET
esutjss-126	235	31	null	null	ADJ
esutjss-126	235	32	hypotheses	hypothesis	NOUN
esutjss-126	235	33	and	and	CCONJ
esutjss-126	235	34	accept	accept	VERB
esutjss-126	235	35	the	the	DET
esutjss-126	235	36	alternate	alternate	NOUN
esutjss-126	235	37	at	at	ADP
esutjss-126	235	38	0.05	0.05	NUM
esutjss-126	235	39	percent	percent	NOUN
esutjss-126	235	40	level	level	NOUN
esutjss-126	235	41	of	of	ADP
esutjss-126	235	42	significance	significance	NOUN
esutjss-126	235	43	,	,	PUNCT
esutjss-126	235	44	the	the	DET
esutjss-126	235	45	calculated	calculated	ADJ
esutjss-126	235	46	t	t	NOUN
esutjss-126	235	47	-	-	PUNCT
esutjss-126	235	48	value	value	NOUN
esutjss-126	235	49	of	of	ADP
esutjss-126	235	50	6.83	6.83	NUM
esutjss-126	235	51	is	be	AUX
esutjss-126	235	52	greater	great	ADJ
esutjss-126	235	53	than	than	ADP
esutjss-126	235	54	the	the	DET
esutjss-126	235	55	critical	critical	ADJ
esutjss-126	235	56	t	t	NOUN
esutjss-126	235	57	-	-	PUNCT
esutjss-126	235	58	value	value	NOUN
esutjss-126	235	59	(	(	PUNCT
esutjss-126	235	60	t	t	NOUN
esutjss-126	235	61	-	-	PUNCT
esutjss-126	235	62	tab	tab	NOUN
esutjss-126	235	63	)	)	PUNCT
esutjss-126	235	64	of	of	ADP
esutjss-126	235	65	1.96	1.96	NUM
esutjss-126	235	66	,	,	PUNCT
esutjss-126	235	67	so	so	SCONJ
esutjss-126	235	68	availability	availability	NOUN
esutjss-126	235	69	of	of	ADP
esutjss-126	235	70	access	access	NOUN
esutjss-126	235	71	to	to	ADP
esutjss-126	235	72	funds	fund	NOUN
esutjss-126	235	73	significantly	significantly	ADV
esutjss-126	235	74	benefit	benefit	VERB
esutjss-126	235	75	smes	sme	NOUN
esutjss-126	235	76	,	,	PUNCT
esutjss-126	235	77	however	however	ADV
esutjss-126	235	78	,	,	PUNCT
esutjss-126	235	79	this	this	PRON
esutjss-126	235	80	is	be	AUX
esutjss-126	235	81	in	in	ADP
esutjss-126	235	82	agreement	agreement	NOUN
esutjss-126	235	83	with	with	ADP
esutjss-126	235	84	the	the	DET
esutjss-126	235	85	work	work	NOUN
esutjss-126	235	86	of	of	ADP
esutjss-126	235	87	adebisi	adebisi	ADJ
esutjss-126	235	88	,	,	PUNCT
esutjss-126	235	89	and	and	CCONJ
esutjss-126	235	90	gbegi	gbegi	NOUN
esutjss-126	235	91	,	,	PUNCT
esutjss-126	235	92	(	(	PUNCT
esutjss-126	235	93	2013	2013	NUM
esutjss-126	235	94	)	)	PUNCT
esutjss-126	235	95	siting	site	VERB
esutjss-126	235	96	a	a	DET
esutjss-126	235	97	situations	situation	NOUN
esutjss-126	235	98	where	where	SCONJ
esutjss-126	235	99	a	a	DET
esutjss-126	235	100	smallholder	smallholder	NOUN
esutjss-126	235	101	farmer	farmer	NOUN
esutjss-126	235	102	can	can	AUX
esutjss-126	235	103	not	not	PART
esutjss-126	235	104	source	source	VERB
esutjss-126	235	105	funds	fund	NOUN
esutjss-126	235	106	to	to	PART
esutjss-126	235	107	pay	pay	VERB
esutjss-126	235	108	for	for	ADP
esutjss-126	235	109	the	the	DET
esutjss-126	235	110	seedlings	seedling	NOUN
esutjss-126	235	111	,	,	PUNCT
esutjss-126	235	112	registration	registration	NOUN
esutjss-126	235	113	fee	fee	NOUN
esutjss-126	235	114	to	to	PART
esutjss-126	235	115	enable	enable	VERB
esutjss-126	235	116	him	he	PRON
esutjss-126	235	117	/	/	SYM
esutjss-126	235	118	her	she	PRON
esutjss-126	235	119	get	get	VERB
esutjss-126	235	120	assistance	assistance	NOUN
esutjss-126	235	121	from	from	ADP
esutjss-126	235	122	government	government	NOUN
esutjss-126	235	123	,	,	PUNCT
esutjss-126	235	124	development	development	NOUN
esutjss-126	235	125	levy	levy	NOUN
esutjss-126	235	126	,	,	PUNCT
esutjss-126	235	127	market	market	NOUN
esutjss-126	235	128	tax	tax	NOUN
esutjss-126	235	129	,	,	PUNCT
esutjss-126	235	130	personal	personal	ADJ
esutjss-126	235	131	income	income	NOUN
esutjss-126	235	132	tax	tax	NOUN
esutjss-126	235	133	conclusion	conclusion	NOUN
esutjss-126	235	134	:	:	PUNCT
esutjss-126	235	135	empirical	empirical	ADJ
esutjss-126	235	136	results	result	NOUN
esutjss-126	235	137	have	have	AUX
esutjss-126	235	138	established	establish	VERB
esutjss-126	235	139	the	the	DET
esutjss-126	235	140	benefits	benefit	NOUN
esutjss-126	235	141	derivable	derivable	ADJ
esutjss-126	235	142	from	from	ADP
esutjss-126	235	143	making	make	VERB
esutjss-126	235	144	available	available	ADJ
esutjss-126	235	145	access	access	NOUN
esutjss-126	235	146	to	to	ADP
esutjss-126	235	147	finance	finance	NOUN
esutjss-126	235	148	to	to	ADP
esutjss-126	235	149	smes	sme	NOUN
esutjss-126	235	150	in	in	ADP
esutjss-126	235	151	eastern	eastern	PROPN
esutjss-126	235	152	nigeria	nigeria	PROPN
esutjss-126	235	153	and	and	CCONJ
esutjss-126	235	154	enugu	enugu	PROPN
esutjss-126	235	155	state	state	PROPN
esutjss-126	235	156	in	in	ADP
esutjss-126	235	157	particular	particular	ADJ
esutjss-126	235	158	.	.	PUNCT
esutjss-126	236	1	recommendations	recommendation	NOUN
esutjss-126	236	2	:	:	PUNCT
esutjss-126	236	3	the	the	DET
esutjss-126	236	4	study	study	NOUN
esutjss-126	236	5	recommends	recommend	VERB
esutjss-126	236	6	that	that	SCONJ
esutjss-126	236	7	:	:	PUNCT
esutjss-126	236	8	1	1	X
esutjss-126	236	9	.	.	X
esutjss-126	236	10	implementation	implementation	NOUN
esutjss-126	236	11	of	of	ADP
esutjss-126	236	12	world	world	PROPN
esutjss-126	236	13	bank	bank	PROPN
esutjss-126	236	14	report	report	NOUN
esutjss-126	236	15	on	on	ADP
esutjss-126	236	16	eight	eight	NUM
esutjss-126	236	17	ways	way	NOUN
esutjss-126	236	18	to	to	PART
esutjss-126	236	19	get	get	AUX
esutjss-126	236	20	startup	startup	NOUN
esutjss-126	236	21	capital	capital	NOUN
esutjss-126	236	22	for	for	ADP
esutjss-126	236	23	a	a	DET
esutjss-126	236	24	small	small	ADJ
esutjss-126	236	25	businesses	business	NOUN
esutjss-126	236	26	should	should	AUX
esutjss-126	236	27	be	be	AUX
esutjss-126	236	28	followed	follow	VERB
esutjss-126	236	29	to	to	ADP
esutjss-126	236	30	the	the	DET
esutjss-126	236	31	letter	letter	NOUN
esutjss-126	236	32	to	to	PART
esutjss-126	236	33	include	include	VERB
esutjss-126	236	34	:	:	PUNCT
esutjss-126	236	35	savings	saving	NOUN
esutjss-126	236	36	,	,	PUNCT
esutjss-126	236	37	personal	personal	ADJ
esutjss-126	236	38	loans	loan	NOUN
esutjss-126	236	39	,	,	PUNCT
esutjss-126	236	40	credit	credit	NOUN
esutjss-126	236	41	cards	card	NOUN
esutjss-126	236	42	,	,	PUNCT
esutjss-126	236	43	bank	bank	NOUN
esutjss-126	236	44	loan	loan	NOUN
esutjss-126	236	45	,	,	PUNCT
esutjss-126	236	46	venture	venture	NOUN
esutjss-126	236	47	capital	capital	NOUN
esutjss-126	236	48	and	and	CCONJ
esutjss-126	236	49	angel	angel	NOUN
esutjss-126	236	50	investors	investor	NOUN
esutjss-126	236	51	,	,	PUNCT
esutjss-126	236	52	government	government	NOUN
esutjss-126	236	53	programs	program	NOUN
esutjss-126	236	54	,	,	PUNCT
esutjss-126	236	55	corporate	corporate	ADJ
esutjss-126	236	56	programs	program	NOUN
esutjss-126	236	57	,	,	PUNCT
esutjss-126	236	58	crowd	crowd	NOUN
esutjss-126	236	59	funding	funding	NOUN
esutjss-126	236	60	and	and	CCONJ
esutjss-126	236	61	crowd	crowd	NOUN
esutjss-126	236	62	lending	lending	NOUN
esutjss-126	236	63	.	.	PUNCT
esutjss-126	237	1	2	2	X
esutjss-126	237	2	.	.	X
esutjss-126	237	3	the	the	DET
esutjss-126	237	4	government	government	NOUN
esutjss-126	237	5	should	should	AUX
esutjss-126	237	6	ensure	ensure	VERB
esutjss-126	237	7	availability	availability	NOUN
esutjss-126	237	8	of	of	ADP
esutjss-126	237	9	funding	funding	NOUN
esutjss-126	237	10	policies	policy	NOUN
esutjss-126	237	11	,	,	PUNCT
esutjss-126	237	12	designed	design	VERB
esutjss-126	237	13	and	and	CCONJ
esutjss-126	237	14	administered	administer	VERB
esutjss-126	237	15	to	to	PART
esutjss-126	237	16	help	help	VERB
esutjss-126	237	17	improve	improve	VERB
esutjss-126	237	18	smes	sme	NOUN
esutjss-126	237	19	performance	performance	NOUN
esutjss-126	237	20	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#1.savings	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#1.saving	NOUN
esutjss-126	237	21	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#2.personalloans	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#2.personalloan	NOUN
esutjss-126	237	22	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#3.creditcards	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#3.creditcards	ADV
esutjss-126	237	23	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#3.creditcards	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#3.creditcards	PRON
esutjss-126	237	24	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#4.bankloans	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#4.bankloan	VERB
esutjss-126	237	25	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#5.venturecapitalandangelinvestors	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#5.venturecapitalandangelinvestor	NOUN
esutjss-126	237	26	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#6.governmentprograms	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#6.governmentprogram	VERB
esutjss-126	237	27	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#7.corporateprograms	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#7.corporateprogram	NOUN
esutjss-126	237	28	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#8.crowdfundingandcrowdlending	https://www.freshbooks.com/hub/startup/how-do-i-get-money-to-start-my-business#8.crowdfundingandcrowdlende	VERB
esutjss-126	237	29	498	498	NUM
esutjss-126	237	30	references	reference	NOUN
esutjss-126	237	31	adeyinka	adeyinka	PROPN
esutjss-126	237	32	,	,	PUNCT
esutjss-126	237	33	a.	a.	PROPN
esutjss-126	237	34	j.	j.	PROPN
esutjss-126	237	35	,	,	PUNCT
esutjss-126	237	36	mustaha	mustaha	PROPN
esutjss-126	237	37	,	,	PUNCT
esutjss-126	237	38	a.	a.	NOUN
esutjss-126	237	39	,	,	PUNCT
esutjss-126	237	40	&	&	CCONJ
esutjss-126	237	41	odi	odi	PROPN
esutjss-126	237	42	,	,	PUNCT
esutjss-126	237	43	n.	n.	NOUN
esutjss-126	237	44	(	(	PUNCT
esutjss-126	237	45	2019	2019	NUM
esutjss-126	237	46	)	)	PUNCT
esutjss-126	237	47	.	.	PUNCT
esutjss-126	238	1	implication	implication	NOUN
esutjss-126	238	2	of	of	ADP
esutjss-126	238	3	development	development	PROPN
esutjss-126	238	4	bank	bank	PROPN
esutjss-126	238	5	finance	finance	NOUN
esutjss-126	238	6	on	on	ADP
esutjss-126	238	7	the	the	DET
esutjss-126	238	8	growth	growth	NOUN
esutjss-126	238	9	and	and	CCONJ
esutjss-126	238	10	development	development	NOUN
esutjss-126	238	11	of	of	ADP
esutjss-126	238	12	msmes	msme	NOUN
esutjss-126	238	13	in	in	ADP
esutjss-126	238	14	nigeria	nigeria	PROPN
esutjss-126	238	15	(	(	PUNCT
esutjss-126	238	16	2010	2010	NUM
esutjss-126	238	17	-	-	SYM
esutjss-126	238	18	2017	2017	NUM
esutjss-126	238	19	)	)	PUNCT
esutjss-126	238	20	fmir	fmir	NOUN
esutjss-126	238	21	3(3	3(3	NUM
esutjss-126	238	22	)	)	PUNCT
esutjss-126	238	23	,	,	PUNCT
esutjss-126	238	24	2848	2848	NUM
esutjss-126	238	25	https://www.researchgate.net/scientific-contributions/ad-j-adeyinka2168112516	https://www.researchgate.net/scientific-contributions/ad-j-adeyinka2168112516	PROPN
esutjss-126	238	26	anifowose	anifowose	NOUN
esutjss-126	238	27	,	,	PUNCT
esutjss-126	238	28	o.	o.	PROPN
esutjss-126	238	29	d.	d.	PROPN
esutjss-126	238	30	,	,	PUNCT
esutjss-126	238	31	&	&	CCONJ
esutjss-126	238	32	onileowo	onileowo	ADJ
esutjss-126	238	33	,	,	PUNCT
esutjss-126	238	34	t.	t.	PROPN
esutjss-126	238	35	t	t	PROPN
esutjss-126	238	36	,	,	PUNCT
esutjss-126	238	37	(	(	PUNCT
esutjss-126	238	38	2020	2020	NUM
esutjss-126	238	39	)	)	PUNCT
esutjss-126	238	40	.	.	PUNCT
esutjss-126	239	1	small	small	ADJ
esutjss-126	239	2	business	business	NOUN
esutjss-126	239	3	and	and	CCONJ
esutjss-126	239	4	start	start	VERB
esutjss-126	239	5	-	-	PUNCT
esutjss-126	239	6	up	up	ADP
esutjss-126	239	7	capital	capital	NOUN
esutjss-126	239	8	:	:	PUNCT
esutjss-126	239	9	grilling	grill	VERB
esutjss-126	239	10	the	the	DET
esutjss-126	239	11	flora	flora	NOUN
esutjss-126	239	12	and	and	CCONJ
esutjss-126	239	13	configuration	configuration	NOUN
esutjss-126	239	14	of	of	ADP
esutjss-126	239	15	the	the	DET
esutjss-126	239	16	financial	financial	ADJ
esutjss-126	239	17	capital	capital	NOUN
esutjss-126	239	18	for	for	ADP
esutjss-126	239	19	a	a	DET
esutjss-126	239	20	viable	viable	ADJ
esutjss-126	239	21	small	small	ADJ
esutjss-126	239	22	business	business	NOUN
esutjss-126	239	23	.	.	PUNCT
esutjss-126	240	1	international	international	ADJ
esutjss-126	240	2	journal	journal	PROPN
esutjss-126	240	3	of	of	ADP
esutjss-126	240	4	small	small	ADJ
esutjss-126	240	5	business	business	NOUN
esutjss-126	240	6	and	and	CCONJ
esutjss-126	240	7	entrepreneurship	entrepreneurship	NOUN
esutjss-126	240	8	research	research	NOUN
esutjss-126	240	9	vol.8	vol.8	PROPN
esutjss-126	240	10	,	,	PUNCT
esutjss-126	240	11	no.3	no.3	NOUN
esutjss-126	240	12	,	,	PUNCT
esutjss-126	240	13	pp.1	pp.1	NOUN
esutjss-126	240	14	-	-	PUNCT
esutjss-126	240	15	14	14	NUM
esutjss-126	240	16	.	.	PUNCT
esutjss-126	241	1	business	business	NOUN
esutjss-126	241	2	enterprise	enterprise	NOUN
esutjss-126	241	3	mapping	mapping	NOUN
esutjss-126	241	4	(	(	PUNCT
esutjss-126	241	5	2017)www	2017)www	PROPN
esutjss-126	241	6	.	.	PUNCT
esutjss-126	242	1	businessmapping.com	businessmapping.com	X
esutjss-126	242	2	>	>	X
esutjss-126	242	3	blog	blog	NOUN
esutjss-126	242	4	retrieved	retrieve	VERB
esutjss-126	242	5	february	february	PROPN
esutjss-126	242	6	,	,	PUNCT
esutjss-126	242	7	2018	2018	NUM
esutjss-126	242	8	forbes	forbes	X
esutjss-126	242	9	(	(	PUNCT
esutjss-126	242	10	nd	nd	NOUN
esutjss-126	242	11	)	)	PUNCT
esutjss-126	242	12	https://www.forbes.com	https://www.forbes.com	X
esutjss-126	243	1	google	google	PROPN
esutjss-126	243	2	search	search	NOUN
esutjss-126	243	3	funding	funding	NOUN
esutjss-126	243	4	policy	policy	NOUN
esutjss-126	243	5	https://www.google.com/search?client=firefox-bd&q=funding+policy%3adate	https://www.google.com/search?client=firefox-bd&q=funding+policy%3adate	PROPN
esutjss-126	243	6	of	of	ADP
esutjss-126	243	7	retrevial	retrevial	ADJ
esutjss-126	243	8	06/06/2021	06/06/2021	PROPN
esutjss-126	243	9	gumel	gumel	PROPN
esutjss-126	243	10	,	,	PUNCT
esutjss-126	243	11	b.	b.	PROPN
esutjss-126	243	12	i.	i.	PROPN
esutjss-126	243	13	(	(	PUNCT
esutjss-126	243	14	2019	2019	NUM
esutjss-126	243	15	)	)	PUNCT
esutjss-126	243	16	.	.	PUNCT
esutjss-126	244	1	mitigating	mitigate	VERB
esutjss-126	244	2	the	the	DET
esutjss-126	244	3	challenges	challenge	NOUN
esutjss-126	244	4	of	of	ADP
esutjss-126	244	5	small	small	ADJ
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esutjss-126	245	10	-	-	SYM
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esutjss-126	245	12	.	.	PUNCT
esutjss-126	246	1	doi	doi	NOUN
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esutjss-126	247	1	[	[	X
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esutjss-126	247	5	2021	2021	NUM
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esutjss-126	247	7	.	.	PUNCT
esutjss-126	248	1	investopedia	investopedia	PROPN
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esutjss-126	248	3	.	.	PROPN
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esutjss-126	249	14	)	)	PUNCT
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esutjss-126	250	10	)	)	PUNCT
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esutjss-126	250	13	-	-	SYM
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esutjss-126	250	16	:	:	PUNCT
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esutjss-126	251	3	c.	c.	PROPN
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esutjss-126	252	2	c.	c.	PROPN
esutjss-126	252	3	,	,	PUNCT
esutjss-126	252	4	&	&	CCONJ
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esutjss-126	252	6	t.	t.	PROPN
esutjss-126	252	7	t	t	PROPN
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esutjss-126	252	9	(	(	PUNCT
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esutjss-126	252	12	.	.	PUNCT
esutjss-126	253	1	financial	financial	ADJ
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esutjss-126	253	3	of	of	ADP
esutjss-126	253	4	small	small	ADJ
esutjss-126	253	5	and	and	CCONJ
esutjss-126	253	6	medium	medium	ADJ
esutjss-126	253	7	-	-	PUNCT
esutjss-126	253	8	sized	sized	ADJ
esutjss-126	253	9	enterprises	enterprise	NOUN
esutjss-126	253	10	(	(	PUNCT
esutjss-126	253	11	smes)in	smes)in	NOUN
esutjss-126	253	12	nigeria	nigeria	PROPN
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esutjss-126	253	18	information	information	NOUN
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esutjss-126	254	2	of	of	ADP
esutjss-126	254	3	public	public	ADJ
esutjss-126	254	4	administration	administration	NOUN
esutjss-126	254	5	and	and	CCONJ
esutjss-126	254	6	management	management	NOUN
esutjss-126	254	7	;	;	PUNCT
esutjss-126	254	8	1	1	NUM
esutjss-126	254	9	(	(	PUNCT
esutjss-126	254	10	2	2	NUM
esutjss-126	254	11	)	)	PUNCT
esutjss-126	254	12	pp248	pp248	NOUN
esutjss-126	254	13	-	-	SYM
esutjss-126	254	14	276	276	NUM
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esutjss-126	254	16	,	,	PUNCT
esutjss-126	254	17	c.	c.	PROPN
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esutjss-126	255	2	agriculture	agriculture	NOUN
esutjss-126	255	3	,	,	PUNCT
esutjss-126	255	4	food	food	NOUN
esutjss-126	255	5	production	production	NOUN
esutjss-126	255	6	and	and	CCONJ
esutjss-126	255	7	poverty	poverty	NOUN
esutjss-126	255	8	lessening	lessening	NOUN
esutjss-126	255	9	in	in	ADP
esutjss-126	255	10	nigeria	nigeria	PROPN
esutjss-126	255	11	.	.	PUNCT
esutjss-126	256	1	international	international	ADJ
esutjss-126	256	2	journal	journal	NOUN
esutjss-126	256	3	of	of	ADP
esutjss-126	256	4	sustainable	sustainable	ADJ
esutjss-126	256	5	development	development	NOUN
esutjss-126	256	6	and	and	CCONJ
esutjss-126	256	7	planning	planning	NOUN
esutjss-126	256	8	16	16	NUM
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esutjss-126	257	14	a.	a.	PROPN
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esutjss-126	257	17	)	)	PUNCT
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esutjss-126	258	4	and	and	CCONJ
esutjss-126	258	5	medium	medium	ADJ
esutjss-126	258	6	enterprises	enterprise	NOUN
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esutjss-126	259	1	https://en.wikipedia.org/wiki/access_to_financewww.pwc.com/structure	https://en.wikipedia.org/wiki/access_to_financewww.pwc.com/structure	PRON
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esutjss-126	260	6	http://worldscholars.org/index.php/ajbm/article/view/03	http://worldscholars.org/index.php/ajbm/article/view/03	PROPN
esutjss-126	260	7	http://worldscholars.org/index.php/ajbm/article/view/03	http://worldscholars.org/index.php/ajbm/article/view/03	PROPN
esutjss-126	260	8	http://worldscholars.org/index.php/ajbm/issue/view/25	http://worldscholars.org/index.php/ajbm/issue/view/25	PROPN
esutjss-126	260	9	http://worldscholars.org/index.php/ajbm/issue/view/25	http://worldscholars.org/index.php/ajbm/issue/view/25	PROPN
esutjss-126	260	10	https://en.wikipedia.org/wiki/access_to_finance	https://en.wikipedia.org/wiki/access_to_finance	NOUN
esutjss-126	260	11	http://www.pwc.com/structure	http://www.pwc.com/structure	NOUN
esutjss-126	260	12	page	page	NOUN
esutjss-126	260	13	4	4	NUM