id	sid	tid	token	lemma	pos
esutjss-219	1	1	volume	volume	NOUN
esutjss-219	1	2	9	9	NUM
esutjss-219	1	3	number	number	NOUN
esutjss-219	1	4	2	2	NUM
esutjss-219	1	5	,	,	PUNCT
esutjss-219	1	6	2024	2024	NUM
esutjss-219	1	7	faculty	faculty	NOUN
esutjss-219	1	8	of	of	ADP
esutjss-219	1	9	social	social	ADJ
esutjss-219	1	10	sciences	science	NOUN
esutjss-219	1	11	,	,	PUNCT
esutjss-219	1	12	enugu	enugu	PROPN
esutjss-219	1	13	state	state	PROPN
esutjss-219	1	14	university	university	PROPN
esutjss-219	1	15	of	of	ADP
esutjss-219	1	16	science	science	NOUN
esutjss-219	1	17	and	and	CCONJ
esutjss-219	1	18	technology	technology	NOUN
esutjss-219	1	19	editor	editor	NOUN
esutjss-219	1	20	-	-	PUNCT
esutjss-219	1	21	in	in	ADP
esutjss-219	1	22	-	-	PUNCT
esutjss-219	1	23	chief	chief	NOUN
esutjss-219	1	24	prof	prof	NOUN
esutjss-219	1	25	.	.	PUNCT
esutjss-219	2	1	nicholas	nicholas	PROPN
esutjss-219	2	2	attamah	attamah	VERB
esutjss-219	2	3	managing	manage	VERB
esutjss-219	2	4	editor	editor	NOUN
esutjss-219	2	5	prof	prof	PROPN
esutjss-219	2	6	.	.	PUNCT
esutjss-219	3	1	barnabas	barnabas	PROPN
esutjss-219	3	2	nwankwo	nwankwo	PROPN
esutjss-219	3	3	published	publish	VERB
esutjss-219	3	4	by	by	ADP
esutjss-219	3	5	enugu	enugu	PROPN
esutjss-219	3	6	state	state	PROPN
esutjss-219	3	7	university	university	PROPN
esutjss-219	3	8	of	of	ADP
esutjss-219	3	9	science	science	PROPN
esutjss-219	3	10	&	&	CCONJ
esutjss-219	3	11	technology	technology	PROPN
esutjss-219	3	12	journal	journal	NOUN
esutjss-219	3	13	of	of	ADP
esutjss-219	3	14	social	social	PROPN
esutjss-219	3	15	sciences	sciences	PROPN
esutjss-219	3	16	&	&	CCONJ
esutjss-219	3	17	humanities	humanity	NOUN
esutjss-219	3	18	325	325	NUM
esutjss-219	3	19	mitigating	mitigate	VERB
esutjss-219	3	20	supply	supply	NOUN
esutjss-219	3	21	chain	chain	NOUN
esutjss-219	3	22	vulnerabilities	vulnerability	NOUN
esutjss-219	3	23	in	in	ADP
esutjss-219	3	24	nigeria	nigeria	PROPN
esutjss-219	3	25	:	:	PUNCT
esutjss-219	3	26	the	the	DET
esutjss-219	3	27	critical	critical	ADJ
esutjss-219	3	28	role	role	NOUN
esutjss-219	3	29	of	of	ADP
esutjss-219	3	30	insurance	insurance	NOUN
esutjss-219	3	31	as	as	ADP
esutjss-219	3	32	a	a	DET
esutjss-219	3	33	financial	financial	ADJ
esutjss-219	3	34	risk	risk	NOUN
esutjss-219	3	35	control	control	NOUN
esutjss-219	3	36	strategy	strategy	NOUN
esutjss-219	3	37	olatunji	olatunji	NOUN
esutjss-219	3	38	,	,	PUNCT
esutjss-219	3	39	akeem	akeem	PROPN
esutjss-219	3	40	f.	f.	PROPN
esutjss-219	3	41	&	&	CCONJ
esutjss-219	3	42	ayoola	ayoola	PROPN
esutjss-219	3	43	,	,	PUNCT
esutjss-219	3	44	ayoola	ayoola	PROPN
esutjss-219	3	45	a.	a.	PROPN
esutjss-219	3	46	department	department	PROPN
esutjss-219	3	47	of	of	ADP
esutjss-219	3	48	insurance	insurance	NOUN
esutjss-219	3	49	,	,	PUNCT
esutjss-219	3	50	school	school	NOUN
esutjss-219	3	51	of	of	ADP
esutjss-219	3	52	business	business	NOUN
esutjss-219	3	53	and	and	CCONJ
esutjss-219	3	54	management	management	NOUN
esutjss-219	3	55	studies	study	NOUN
esutjss-219	3	56	,	,	PUNCT
esutjss-219	3	57	federal	federal	ADJ
esutjss-219	3	58	polytechnic	polytechnic	ADJ
esutjss-219	3	59	,	,	PUNCT
esutjss-219	3	60	offa	offa	NOUN
esutjss-219	3	61	email	email	NOUN
esutjss-219	3	62	:	:	PUNCT
esutjss-219	3	63	olatunjiakeem161@gmail.com	olatunjiakeem161@gmail.com	NUM
esutjss-219	3	64	;	;	PUNCT
esutjss-219	3	65	ayobram22@gmail.com	ayobram22@gmail.com	X
esutjss-219	3	66	abstract	abstract	ADJ
esutjss-219	3	67	this	this	DET
esutjss-219	3	68	study	study	NOUN
esutjss-219	3	69	investigates	investigate	VERB
esutjss-219	3	70	the	the	DET
esutjss-219	3	71	role	role	NOUN
esutjss-219	3	72	of	of	ADP
esutjss-219	3	73	insurance	insurance	NOUN
esutjss-219	3	74	as	as	ADP
esutjss-219	3	75	a	a	DET
esutjss-219	3	76	financial	financial	ADJ
esutjss-219	3	77	risk	risk	NOUN
esutjss-219	3	78	control	control	NOUN
esutjss-219	3	79	strategy	strategy	NOUN
esutjss-219	3	80	in	in	ADP
esutjss-219	3	81	mitigating	mitigate	VERB
esutjss-219	3	82	supply	supply	NOUN
esutjss-219	3	83	chain	chain	NOUN
esutjss-219	3	84	vulnerabilities	vulnerability	NOUN
esutjss-219	3	85	in	in	ADP
esutjss-219	3	86	nigeria	nigeria	PROPN
esutjss-219	3	87	,	,	PUNCT
esutjss-219	3	88	a	a	DET
esutjss-219	3	89	country	country	NOUN
esutjss-219	3	90	characterized	characterize	VERB
esutjss-219	3	91	by	by	ADP
esutjss-219	3	92	significant	significant	ADJ
esutjss-219	3	93	infrastructural	infrastructural	ADJ
esutjss-219	3	94	,	,	PUNCT
esutjss-219	3	95	political	political	ADJ
esutjss-219	3	96	,	,	PUNCT
esutjss-219	3	97	and	and	CCONJ
esutjss-219	3	98	regulatory	regulatory	ADJ
esutjss-219	3	99	challenges	challenge	NOUN
esutjss-219	3	100	.	.	PUNCT
esutjss-219	4	1	employing	employ	VERB
esutjss-219	4	2	a	a	DET
esutjss-219	4	3	survey	survey	NOUN
esutjss-219	4	4	research	research	NOUN
esutjss-219	4	5	design	design	NOUN
esutjss-219	4	6	,	,	PUNCT
esutjss-219	4	7	the	the	DET
esutjss-219	4	8	research	research	NOUN
esutjss-219	4	9	integrates	integrate	VERB
esutjss-219	4	10	quantitative	quantitative	ADJ
esutjss-219	4	11	analysis	analysis	NOUN
esutjss-219	4	12	of	of	ADP
esutjss-219	4	13	survey	survey	NOUN
esutjss-219	4	14	data	datum	NOUN
esutjss-219	4	15	from	from	ADP
esutjss-219	4	16	366	366	NUM
esutjss-219	4	17	respondents	respondent	NOUN
esutjss-219	4	18	with	with	ADP
esutjss-219	4	19	insights	insight	NOUN
esutjss-219	4	20	from	from	ADP
esutjss-219	4	21	relevant	relevant	ADJ
esutjss-219	4	22	literature	literature	NOUN
esutjss-219	4	23	.	.	PUNCT
esutjss-219	5	1	the	the	DET
esutjss-219	5	2	survey	survey	NOUN
esutjss-219	5	3	utilized	utilize	VERB
esutjss-219	5	4	a	a	DET
esutjss-219	5	5	5	5	NUM
esutjss-219	5	6	-	-	PUNCT
esutjss-219	5	7	point	point	NOUN
esutjss-219	5	8	likert	likert	ADJ
esutjss-219	5	9	scale	scale	NOUN
esutjss-219	5	10	to	to	PART
esutjss-219	5	11	assess	assess	VERB
esutjss-219	5	12	perceptions	perception	NOUN
esutjss-219	5	13	of	of	ADP
esutjss-219	5	14	key	key	ADJ
esutjss-219	5	15	supply	supply	NOUN
esutjss-219	5	16	chain	chain	NOUN
esutjss-219	5	17	vulnerabilities	vulnerability	NOUN
esutjss-219	5	18	and	and	CCONJ
esutjss-219	5	19	the	the	DET
esutjss-219	5	20	effectiveness	effectiveness	NOUN
esutjss-219	5	21	of	of	ADP
esutjss-219	5	22	insurance	insurance	NOUN
esutjss-219	5	23	in	in	ADP
esutjss-219	5	24	addressing	address	VERB
esutjss-219	5	25	these	these	DET
esutjss-219	5	26	risks	risk	NOUN
esutjss-219	5	27	.	.	PUNCT
esutjss-219	6	1	results	result	NOUN
esutjss-219	6	2	reveal	reveal	VERB
esutjss-219	6	3	that	that	SCONJ
esutjss-219	6	4	the	the	DET
esutjss-219	6	5	most	most	ADV
esutjss-219	6	6	significant	significant	ADJ
esutjss-219	6	7	supply	supply	NOUN
esutjss-219	6	8	chain	chain	NOUN
esutjss-219	6	9	vulnerabilities	vulnerability	NOUN
esutjss-219	6	10	in	in	ADP
esutjss-219	6	11	nigeria	nigeria	PROPN
esutjss-219	6	12	are	be	AUX
esutjss-219	6	13	regulatory	regulatory	ADJ
esutjss-219	6	14	uncertainty	uncertainty	NOUN
esutjss-219	6	15	(	(	PUNCT
esutjss-219	6	16	mean	mean	NOUN
esutjss-219	6	17	=	=	SYM
esutjss-219	6	18	3.21	3.21	NUM
esutjss-219	6	19	)	)	PUNCT
esutjss-219	6	20	,	,	PUNCT
esutjss-219	6	21	political	political	ADJ
esutjss-219	6	22	instability	instability	NOUN
esutjss-219	6	23	(	(	PUNCT
esutjss-219	6	24	mean	mean	NOUN
esutjss-219	6	25	=	=	SYM
esutjss-219	6	26	3.19	3.19	NUM
esutjss-219	6	27	)	)	PUNCT
esutjss-219	6	28	,	,	PUNCT
esutjss-219	6	29	and	and	CCONJ
esutjss-219	6	30	infrastructure	infrastructure	NOUN
esutjss-219	6	31	inadequacies	inadequacy	NOUN
esutjss-219	6	32	(	(	PUNCT
esutjss-219	6	33	mean	mean	NOUN
esutjss-219	6	34	=	=	SYM
esutjss-219	6	35	3.13	3.13	NUM
esutjss-219	6	36	)	)	PUNCT
esutjss-219	6	37	.	.	PUNCT
esutjss-219	7	1	these	these	DET
esutjss-219	7	2	factors	factor	NOUN
esutjss-219	7	3	were	be	AUX
esutjss-219	7	4	ranked	rank	VERB
esutjss-219	7	5	as	as	ADP
esutjss-219	7	6	the	the	DET
esutjss-219	7	7	top	top	ADJ
esutjss-219	7	8	concerns	concern	NOUN
esutjss-219	7	9	,	,	PUNCT
esutjss-219	7	10	reflecting	reflect	VERB
esutjss-219	7	11	their	their	PRON
esutjss-219	7	12	substantial	substantial	ADJ
esutjss-219	7	13	impact	impact	NOUN
esutjss-219	7	14	on	on	ADP
esutjss-219	7	15	supply	supply	NOUN
esutjss-219	7	16	chain	chain	NOUN
esutjss-219	7	17	efficiency	efficiency	NOUN
esutjss-219	7	18	.	.	PUNCT
esutjss-219	8	1	in	in	ADP
esutjss-219	8	2	contrast	contrast	NOUN
esutjss-219	8	3	,	,	PUNCT
esutjss-219	8	4	issues	issue	NOUN
esutjss-219	8	5	related	relate	VERB
esutjss-219	8	6	to	to	ADP
esutjss-219	8	7	insurance	insurance	NOUN
esutjss-219	8	8	,	,	PUNCT
esutjss-219	8	9	such	such	ADJ
esutjss-219	8	10	as	as	ADP
esutjss-219	8	11	high	high	ADJ
esutjss-219	8	12	premiums	premium	NOUN
esutjss-219	8	13	(	(	PUNCT
esutjss-219	8	14	mean	mean	NOUN
esutjss-219	8	15	=	=	SYM
esutjss-219	8	16	3.00	3.00	NUM
esutjss-219	8	17	)	)	PUNCT
esutjss-219	8	18	and	and	CCONJ
esutjss-219	8	19	limited	limited	ADJ
esutjss-219	8	20	coverage	coverage	NOUN
esutjss-219	8	21	options	option	NOUN
esutjss-219	8	22	(	(	PUNCT
esutjss-219	8	23	mean	mean	NOUN
esutjss-219	8	24	=	=	SYM
esutjss-219	8	25	3.08	3.08	NUM
esutjss-219	8	26	)	)	PUNCT
esutjss-219	8	27	,	,	PUNCT
esutjss-219	8	28	were	be	AUX
esutjss-219	8	29	perceived	perceive	VERB
esutjss-219	8	30	as	as	ADP
esutjss-219	8	31	less	less	ADV
esutjss-219	8	32	significant	significant	ADJ
esutjss-219	8	33	.	.	PUNCT
esutjss-219	9	1	regression	regression	NOUN
esutjss-219	9	2	analysis	analysis	NOUN
esutjss-219	9	3	further	far	ADV
esutjss-219	9	4	elucidates	elucidate	VERB
esutjss-219	9	5	the	the	DET
esutjss-219	9	6	relationship	relationship	NOUN
esutjss-219	9	7	between	between	ADP
esutjss-219	9	8	insurance	insurance	NOUN
esutjss-219	9	9	effectiveness	effectiveness	NOUN
esutjss-219	9	10	and	and	CCONJ
esutjss-219	9	11	supply	supply	NOUN
esutjss-219	9	12	chain	chain	NOUN
esutjss-219	9	13	vulnerability	vulnerability	NOUN
esutjss-219	9	14	mitigation	mitigation	NOUN
esutjss-219	9	15	.	.	PUNCT
esutjss-219	10	1	the	the	DET
esutjss-219	10	2	model	model	NOUN
esutjss-219	10	3	shows	show	VERB
esutjss-219	10	4	a	a	DET
esutjss-219	10	5	strong	strong	ADJ
esutjss-219	10	6	positive	positive	ADJ
esutjss-219	10	7	correlation	correlation	NOUN
esutjss-219	10	8	(	(	PUNCT
esutjss-219	10	9	r	r	NOUN
esutjss-219	10	10	=	=	SYM
esutjss-219	10	11	0.78	0.78	NUM
esutjss-219	10	12	)	)	PUNCT
esutjss-219	10	13	,	,	PUNCT
esutjss-219	10	14	with	with	ADP
esutjss-219	10	15	insurance	insurance	NOUN
esutjss-219	10	16	effectiveness	effectiveness	NOUN
esutjss-219	10	17	explaining	explain	VERB
esutjss-219	10	18	60.8	60.8	NUM
esutjss-219	10	19	%	%	NOUN
esutjss-219	10	20	(	(	PUNCT
esutjss-219	10	21	r²	r²	NOUN
esutjss-219	10	22	=	=	SYM
esutjss-219	10	23	0.608	0.608	NUM
esutjss-219	10	24	)	)	PUNCT
esutjss-219	10	25	of	of	ADP
esutjss-219	10	26	the	the	DET
esutjss-219	10	27	variance	variance	NOUN
esutjss-219	10	28	in	in	ADP
esutjss-219	10	29	supply	supply	NOUN
esutjss-219	10	30	chain	chain	NOUN
esutjss-219	10	31	risk	risk	NOUN
esutjss-219	10	32	mitigation	mitigation	NOUN
esutjss-219	10	33	.	.	PUNCT
esutjss-219	11	1	the	the	DET
esutjss-219	11	2	anova	anova	PROPN
esutjss-219	11	3	results	result	NOUN
esutjss-219	11	4	confirm	confirm	VERB
esutjss-219	11	5	the	the	DET
esutjss-219	11	6	significance	significance	NOUN
esutjss-219	11	7	of	of	ADP
esutjss-219	11	8	the	the	DET
esutjss-219	11	9	regression	regression	NOUN
esutjss-219	11	10	model	model	NOUN
esutjss-219	11	11	(	(	PUNCT
esutjss-219	11	12	f	f	PROPN
esutjss-219	11	13	=	=	SYM
esutjss-219	11	14	90.00	90.00	NUM
esutjss-219	11	15	,	,	PUNCT
esutjss-219	11	16	p	p	NOUN
esutjss-219	11	17	-	-	PUNCT
esutjss-219	11	18	value	value	NOUN
esutjss-219	11	19	=	=	NOUN
esutjss-219	11	20	0.0000	0.0000	NUM
esutjss-219	11	21	)	)	PUNCT
esutjss-219	11	22	,	,	PUNCT
esutjss-219	11	23	indicating	indicate	VERB
esutjss-219	11	24	that	that	SCONJ
esutjss-219	11	25	insurance	insurance	NOUN
esutjss-219	11	26	effectiveness	effectiveness	NOUN
esutjss-219	11	27	significantly	significantly	ADV
esutjss-219	11	28	contributes	contribute	VERB
esutjss-219	11	29	to	to	ADP
esutjss-219	11	30	reducing	reduce	VERB
esutjss-219	11	31	supply	supply	NOUN
esutjss-219	11	32	chain	chain	NOUN
esutjss-219	11	33	vulnerabilities	vulnerability	NOUN
esutjss-219	11	34	.	.	PUNCT
esutjss-219	12	1	the	the	DET
esutjss-219	12	2	coefficient	coefficient	NOUN
esutjss-219	12	3	analysis	analysis	NOUN
esutjss-219	12	4	reveals	reveal	VERB
esutjss-219	12	5	that	that	SCONJ
esutjss-219	12	6	for	for	SCONJ
esutjss-219	12	7	each	each	DET
esutjss-219	12	8	unit	unit	NOUN
esutjss-219	12	9	increase	increase	VERB
esutjss-219	12	10	in	in	ADP
esutjss-219	12	11	insurance	insurance	NOUN
esutjss-219	12	12	effectiveness	effectiveness	NOUN
esutjss-219	12	13	,	,	PUNCT
esutjss-219	12	14	there	there	PRON
esutjss-219	12	15	is	be	VERB
esutjss-219	12	16	a	a	DET
esutjss-219	12	17	0.70	0.70	NUM
esutjss-219	12	18	increase	increase	NOUN
esutjss-219	12	19	in	in	ADP
esutjss-219	12	20	vulnerability	vulnerability	NOUN
esutjss-219	12	21	mitigation	mitigation	NOUN
esutjss-219	12	22	,	,	PUNCT
esutjss-219	12	23	highlighting	highlight	VERB
esutjss-219	12	24	the	the	DET
esutjss-219	12	25	substantial	substantial	ADJ
esutjss-219	12	26	impact	impact	NOUN
esutjss-219	12	27	of	of	ADP
esutjss-219	12	28	effective	effective	ADJ
esutjss-219	12	29	insurance	insurance	NOUN
esutjss-219	12	30	coverage	coverage	NOUN
esutjss-219	12	31	.	.	PUNCT
esutjss-219	13	1	keywords	keyword	NOUN
esutjss-219	13	2	:	:	PUNCT
esutjss-219	13	3	supply	supply	NOUN
esutjss-219	13	4	chain	chain	NOUN
esutjss-219	13	5	vulnerabilities	vulnerability	NOUN
esutjss-219	13	6	,	,	PUNCT
esutjss-219	13	7	insurance	insurance	NOUN
esutjss-219	13	8	,	,	PUNCT
esutjss-219	13	9	financial	financial	ADJ
esutjss-219	13	10	risk	risk	NOUN
esutjss-219	13	11	control	control	NOUN
esutjss-219	13	12	,	,	PUNCT
esutjss-219	13	13	risk	risk	NOUN
esutjss-219	13	14	management	management	NOUN
esutjss-219	13	15	,	,	PUNCT
esutjss-219	13	16	nigeria	nigeria	PROPN
esutjss-219	13	17	.	.	PUNCT
esutjss-219	14	1	introduction	introduction	NOUN
esutjss-219	14	2	in	in	ADP
esutjss-219	14	3	the	the	DET
esutjss-219	14	4	contemporary	contemporary	ADJ
esutjss-219	14	5	global	global	ADJ
esutjss-219	14	6	economy	economy	NOUN
esutjss-219	14	7	,	,	PUNCT
esutjss-219	14	8	supply	supply	NOUN
esutjss-219	14	9	chains	chain	NOUN
esutjss-219	14	10	are	be	AUX
esutjss-219	14	11	increasingly	increasingly	ADV
esutjss-219	14	12	recognized	recognize	VERB
esutjss-219	14	13	as	as	ADP
esutjss-219	14	14	critical	critical	ADJ
esutjss-219	14	15	components	component	NOUN
esutjss-219	14	16	of	of	ADP
esutjss-219	14	17	economic	economic	ADJ
esutjss-219	14	18	stability	stability	NOUN
esutjss-219	14	19	and	and	CCONJ
esutjss-219	14	20	growth	growth	NOUN
esutjss-219	14	21	.	.	PUNCT
esutjss-219	15	1	they	they	PRON
esutjss-219	15	2	encompass	encompass	VERB
esutjss-219	15	3	the	the	DET
esutjss-219	15	4	processes	process	NOUN
esutjss-219	15	5	of	of	ADP
esutjss-219	15	6	production	production	NOUN
esutjss-219	15	7	,	,	PUNCT
esutjss-219	15	8	handling	handling	NOUN
esutjss-219	15	9	,	,	PUNCT
esutjss-219	15	10	and	and	CCONJ
esutjss-219	15	11	distribution	distribution	NOUN
esutjss-219	15	12	of	of	ADP
esutjss-219	15	13	goods	good	NOUN
esutjss-219	15	14	and	and	CCONJ
esutjss-219	15	15	services	service	NOUN
esutjss-219	15	16	,	,	PUNCT
esutjss-219	15	17	forming	form	VERB
esutjss-219	15	18	an	an	DET
esutjss-219	15	19	intricate	intricate	ADJ
esutjss-219	15	20	network	network	NOUN
esutjss-219	15	21	of	of	ADP
esutjss-219	15	22	interconnected	interconnected	ADJ
esutjss-219	15	23	activities	activity	NOUN
esutjss-219	15	24	(	(	PUNCT
esutjss-219	15	25	christopher	christopher	NOUN
esutjss-219	15	26	,	,	PUNCT
esutjss-219	15	27	2016	2016	NUM
esutjss-219	15	28	)	)	PUNCT
esutjss-219	15	29	.	.	PUNCT
esutjss-219	16	1	as	as	SCONJ
esutjss-219	16	2	globalization	globalization	NOUN
esutjss-219	16	3	has	have	AUX
esutjss-219	16	4	expanded	expand	VERB
esutjss-219	16	5	,	,	PUNCT
esutjss-219	16	6	the	the	DET
esutjss-219	16	7	complexity	complexity	NOUN
esutjss-219	16	8	and	and	CCONJ
esutjss-219	16	9	interdependence	interdependence	NOUN
esutjss-219	16	10	of	of	ADP
esutjss-219	16	11	these	these	DET
esutjss-219	16	12	networks	network	NOUN
esutjss-219	16	13	have	have	AUX
esutjss-219	16	14	increased	increase	VERB
esutjss-219	16	15	,	,	PUNCT
esutjss-219	16	16	exposing	expose	VERB
esutjss-219	16	17	them	they	PRON
esutjss-219	16	18	to	to	ADP
esutjss-219	16	19	a	a	DET
esutjss-219	16	20	range	range	NOUN
esutjss-219	16	21	of	of	ADP
esutjss-219	16	22	vulnerabilities	vulnerability	NOUN
esutjss-219	16	23	.	.	PUNCT
esutjss-219	17	1	these	these	DET
esutjss-219	17	2	vulnerabilities	vulnerability	NOUN
esutjss-219	17	3	can	can	AUX
esutjss-219	17	4	disrupt	disrupt	VERB
esutjss-219	17	5	operations	operation	NOUN
esutjss-219	17	6	,	,	PUNCT
esutjss-219	17	7	lead	lead	VERB
esutjss-219	17	8	to	to	ADP
esutjss-219	17	9	financial	financial	ADJ
esutjss-219	17	10	losses	loss	NOUN
esutjss-219	17	11	,	,	PUNCT
esutjss-219	17	12	and	and	CCONJ
esutjss-219	17	13	have	have	VERB
esutjss-219	17	14	broader	broad	ADJ
esutjss-219	17	15	economic	economic	ADJ
esutjss-219	17	16	repercussions	repercussion	NOUN
esutjss-219	17	17	(	(	PUNCT
esutjss-219	17	18	heckmann	heckmann	INTJ
esutjss-219	17	19	et	et	PROPN
esutjss-219	17	20	al	al	PROPN
esutjss-219	17	21	.	.	PROPN
esutjss-219	17	22	,	,	PUNCT
esutjss-219	17	23	2015	2015	NUM
esutjss-219	17	24	)	)	PUNCT
esutjss-219	17	25	.	.	PUNCT
esutjss-219	18	1	in	in	ADP
esutjss-219	18	2	addressing	address	VERB
esutjss-219	18	3	these	these	DET
esutjss-219	18	4	vulnerabilities	vulnerability	NOUN
esutjss-219	18	5	,	,	PUNCT
esutjss-219	18	6	risk	risk	NOUN
esutjss-219	18	7	management	management	NOUN
esutjss-219	18	8	strategies	strategy	NOUN
esutjss-219	18	9	,	,	PUNCT
esutjss-219	18	10	including	include	VERB
esutjss-219	18	11	insurance	insurance	NOUN
esutjss-219	18	12	,	,	PUNCT
esutjss-219	18	13	play	play	VERB
esutjss-219	18	14	a	a	DET
esutjss-219	18	15	pivotal	pivotal	ADJ
esutjss-219	18	16	role	role	NOUN
esutjss-219	18	17	in	in	ADP
esutjss-219	18	18	stabilizing	stabilize	VERB
esutjss-219	18	19	and	and	CCONJ
esutjss-219	18	20	safeguarding	safeguard	VERB
esutjss-219	18	21	supply	supply	NOUN
esutjss-219	18	22	chains	chain	NOUN
esutjss-219	18	23	.	.	PUNCT
esutjss-219	19	1	globally	globally	ADV
esutjss-219	19	2	,	,	PUNCT
esutjss-219	19	3	supply	supply	NOUN
esutjss-219	19	4	chains	chain	NOUN
esutjss-219	19	5	face	face	VERB
esutjss-219	19	6	an	an	DET
esutjss-219	19	7	array	array	NOUN
esutjss-219	19	8	of	of	ADP
esutjss-219	19	9	risks	risk	NOUN
esutjss-219	19	10	.	.	PUNCT
esutjss-219	20	1	key	key	ADJ
esutjss-219	20	2	among	among	ADP
esutjss-219	20	3	these	these	PRON
esutjss-219	20	4	are	be	AUX
esutjss-219	20	5	infrastructural	infrastructural	ADJ
esutjss-219	20	6	deficiencies	deficiency	NOUN
esutjss-219	20	7	,	,	PUNCT
esutjss-219	20	8	political	political	ADJ
esutjss-219	20	9	instability	instability	NOUN
esutjss-219	20	10	,	,	PUNCT
esutjss-219	20	11	economic	economic	ADJ
esutjss-219	20	12	fluctuations	fluctuation	NOUN
esutjss-219	20	13	,	,	PUNCT
esutjss-219	20	14	and	and	CCONJ
esutjss-219	20	15	natural	natural	ADJ
esutjss-219	20	16	disasters	disaster	NOUN
esutjss-219	20	17	.	.	PUNCT
esutjss-219	21	1	for	for	ADP
esutjss-219	21	2	instance	instance	NOUN
esutjss-219	21	3	,	,	PUNCT
esutjss-219	21	4	research	research	NOUN
esutjss-219	21	5	indicates	indicate	VERB
esutjss-219	21	6	that	that	SCONJ
esutjss-219	21	7	supply	supply	NOUN
esutjss-219	21	8	chain	chain	NOUN
esutjss-219	21	9	disruptions	disruption	NOUN
esutjss-219	21	10	due	due	ADJ
esutjss-219	21	11	to	to	ADP
esutjss-219	21	12	inadequate	inadequate	ADJ
esutjss-219	21	13	infrastructure	infrastructure	NOUN
esutjss-219	21	14	can	can	AUX
esutjss-219	21	15	lead	lead	VERB
esutjss-219	21	16	to	to	ADP
esutjss-219	21	17	significant	significant	ADJ
esutjss-219	21	18	economic	economic	ADJ
esutjss-219	21	19	losses	loss	NOUN
esutjss-219	21	20	,	,	PUNCT
esutjss-219	21	21	with	with	ADP
esutjss-219	21	22	companies	company	NOUN
esutjss-219	21	23	experiencing	experience	VERB
esutjss-219	21	24	operational	operational	ADJ
esutjss-219	21	25	delays	delay	NOUN
esutjss-219	21	26	and	and	CCONJ
esutjss-219	21	27	increased	increase	VERB
esutjss-219	21	28	costs	cost	NOUN
esutjss-219	21	29	(	(	PUNCT
esutjss-219	21	30	kovács	kovács	PROPN
esutjss-219	21	31	&	&	CCONJ
esutjss-219	21	32	spens	spens	PROPN
esutjss-219	21	33	,	,	PUNCT
esutjss-219	21	34	2007	2007	NUM
esutjss-219	21	35	)	)	PUNCT
esutjss-219	21	36	.	.	PUNCT
esutjss-219	22	1	political	political	ADJ
esutjss-219	22	2	instability	instability	NOUN
esutjss-219	22	3	,	,	PUNCT
esutjss-219	22	4	such	such	ADJ
esutjss-219	22	5	as	as	ADP
esutjss-219	22	6	trade	trade	NOUN
esutjss-219	22	7	wars	war	NOUN
esutjss-219	22	8	or	or	CCONJ
esutjss-219	22	9	regional	regional	ADJ
esutjss-219	22	10	conflicts	conflict	NOUN
esutjss-219	22	11	,	,	PUNCT
esutjss-219	22	12	further	far	ADV
esutjss-219	22	13	exacerbates	exacerbate	VERB
esutjss-219	22	14	these	these	DET
esutjss-219	22	15	risks	risk	NOUN
esutjss-219	22	16	by	by	ADP
esutjss-219	22	17	introducing	introduce	VERB
esutjss-219	22	18	uncertainties	uncertainty	NOUN
esutjss-219	22	19	that	that	PRON
esutjss-219	22	20	can	can	AUX
esutjss-219	22	21	impact	impact	VERB
esutjss-219	22	22	global	global	ADJ
esutjss-219	22	23	supply	supply	NOUN
esutjss-219	22	24	mailto:olatunjiakeem161@gmail.com	mailto:olatunjiakeem161@gmail.com	X
esutjss-219	22	25	mailto:ayobram22@gmail.com	mailto:ayobram22@gmail.com	PROPN
esutjss-219	22	26	326	326	NUM
esutjss-219	22	27	networks	network	NOUN
esutjss-219	22	28	(	(	PUNCT
esutjss-219	22	29	braz	braz	PROPN
esutjss-219	22	30	et	et	PROPN
esutjss-219	22	31	al	al	PROPN
esutjss-219	22	32	.	.	PROPN
esutjss-219	22	33	,	,	PUNCT
esutjss-219	22	34	2020	2020	NUM
esutjss-219	22	35	)	)	PUNCT
esutjss-219	22	36	.	.	PUNCT
esutjss-219	23	1	economic	economic	ADJ
esutjss-219	23	2	fluctuations	fluctuation	NOUN
esutjss-219	23	3	,	,	PUNCT
esutjss-219	23	4	including	include	VERB
esutjss-219	23	5	currency	currency	NOUN
esutjss-219	23	6	volatility	volatility	NOUN
esutjss-219	23	7	and	and	CCONJ
esutjss-219	23	8	inflation	inflation	NOUN
esutjss-219	23	9	,	,	PUNCT
esutjss-219	23	10	also	also	ADV
esutjss-219	23	11	pose	pose	VERB
esutjss-219	23	12	challenges	challenge	NOUN
esutjss-219	23	13	by	by	ADP
esutjss-219	23	14	affecting	affect	VERB
esutjss-219	23	15	the	the	DET
esutjss-219	23	16	cost	cost	NOUN
esutjss-219	23	17	and	and	CCONJ
esutjss-219	23	18	availability	availability	NOUN
esutjss-219	23	19	of	of	ADP
esutjss-219	23	20	materials	material	NOUN
esutjss-219	23	21	and	and	CCONJ
esutjss-219	23	22	services	service	NOUN
esutjss-219	23	23	(	(	PUNCT
esutjss-219	23	24	gelsomino	gelsomino	PROPN
esutjss-219	23	25	et	et	PROPN
esutjss-219	23	26	al	al	PROPN
esutjss-219	23	27	.	.	PROPN
esutjss-219	23	28	,	,	PUNCT
esutjss-219	23	29	2016	2016	NUM
esutjss-219	23	30	)	)	PUNCT
esutjss-219	23	31	.	.	PUNCT
esutjss-219	24	1	additionally	additionally	ADV
esutjss-219	24	2	,	,	PUNCT
esutjss-219	24	3	natural	natural	ADJ
esutjss-219	24	4	disasters	disaster	NOUN
esutjss-219	24	5	and	and	CCONJ
esutjss-219	24	6	climate	climate	NOUN
esutjss-219	24	7	change	change	NOUN
esutjss-219	24	8	introduce	introduce	VERB
esutjss-219	24	9	unpredictable	unpredictable	ADJ
esutjss-219	24	10	elements	element	NOUN
esutjss-219	24	11	that	that	PRON
esutjss-219	24	12	can	can	AUX
esutjss-219	24	13	severely	severely	ADV
esutjss-219	24	14	disrupt	disrupt	VERB
esutjss-219	24	15	supply	supply	NOUN
esutjss-219	24	16	chains	chain	NOUN
esutjss-219	24	17	,	,	PUNCT
esutjss-219	24	18	as	as	SCONJ
esutjss-219	24	19	evidenced	evidence	VERB
esutjss-219	24	20	by	by	ADP
esutjss-219	24	21	the	the	DET
esutjss-219	24	22	impacts	impact	NOUN
esutjss-219	24	23	of	of	ADP
esutjss-219	24	24	recent	recent	ADJ
esutjss-219	24	25	events	event	NOUN
esutjss-219	24	26	like	like	ADP
esutjss-219	24	27	the	the	DET
esutjss-219	24	28	covid-19	covid-19	PROPN
esutjss-219	24	29	pandemic	pandemic	ADJ
esutjss-219	24	30	and	and	CCONJ
esutjss-219	24	31	natural	natural	ADJ
esutjss-219	24	32	disasters	disaster	NOUN
esutjss-219	24	33	(	(	PUNCT
esutjss-219	24	34	ivanov	ivanov	PROPN
esutjss-219	24	35	&	&	CCONJ
esutjss-219	24	36	dolgui	dolgui	PROPN
esutjss-219	24	37	,	,	PUNCT
esutjss-219	24	38	2020	2020	NUM
esutjss-219	24	39	)	)	PUNCT
esutjss-219	24	40	.	.	PUNCT
esutjss-219	25	1	nigeria	nigeria	PROPN
esutjss-219	25	2	,	,	PUNCT
esutjss-219	25	3	as	as	ADP
esutjss-219	25	4	one	one	NUM
esutjss-219	25	5	of	of	ADP
esutjss-219	25	6	africa	africa	PROPN
esutjss-219	25	7	’s	’s	PART
esutjss-219	25	8	largest	large	ADJ
esutjss-219	25	9	and	and	CCONJ
esutjss-219	25	10	most	most	ADV
esutjss-219	25	11	dynamic	dynamic	ADJ
esutjss-219	25	12	economies	economy	NOUN
esutjss-219	25	13	,	,	PUNCT
esutjss-219	25	14	exhibits	exhibit	VERB
esutjss-219	25	15	a	a	DET
esutjss-219	25	16	supply	supply	NOUN
esutjss-219	25	17	chain	chain	NOUN
esutjss-219	25	18	network	network	NOUN
esutjss-219	25	19	with	with	ADP
esutjss-219	25	20	significant	significant	ADJ
esutjss-219	25	21	potential	potential	NOUN
esutjss-219	25	22	but	but	CCONJ
esutjss-219	25	23	also	also	ADV
esutjss-219	25	24	notable	notable	ADJ
esutjss-219	25	25	vulnerabilities	vulnerability	NOUN
esutjss-219	25	26	.	.	PUNCT
esutjss-219	26	1	the	the	DET
esutjss-219	26	2	nigerian	nigerian	ADJ
esutjss-219	26	3	supply	supply	NOUN
esutjss-219	26	4	chain	chain	NOUN
esutjss-219	26	5	landscape	landscape	NOUN
esutjss-219	26	6	is	be	AUX
esutjss-219	26	7	marked	mark	VERB
esutjss-219	26	8	by	by	ADP
esutjss-219	26	9	several	several	ADJ
esutjss-219	26	10	challenges	challenge	NOUN
esutjss-219	26	11	,	,	PUNCT
esutjss-219	26	12	reflecting	reflect	VERB
esutjss-219	26	13	broader	broad	ADJ
esutjss-219	26	14	global	global	ADJ
esutjss-219	26	15	trends	trend	NOUN
esutjss-219	26	16	but	but	CCONJ
esutjss-219	26	17	also	also	ADV
esutjss-219	26	18	unique	unique	ADJ
esutjss-219	26	19	local	local	ADJ
esutjss-219	26	20	issues	issue	NOUN
esutjss-219	26	21	.	.	PUNCT
esutjss-219	27	1	nigeria	nigeria	PROPN
esutjss-219	27	2	's	's	PART
esutjss-219	27	3	infrastructure	infrastructure	NOUN
esutjss-219	27	4	is	be	AUX
esutjss-219	27	5	often	often	ADV
esutjss-219	27	6	cited	cite	VERB
esutjss-219	27	7	as	as	ADP
esutjss-219	27	8	inadequate	inadequate	ADJ
esutjss-219	27	9	,	,	PUNCT
esutjss-219	27	10	with	with	ADP
esutjss-219	27	11	deficiencies	deficiency	NOUN
esutjss-219	27	12	in	in	ADP
esutjss-219	27	13	transportation	transportation	NOUN
esutjss-219	27	14	networks	network	NOUN
esutjss-219	27	15	and	and	CCONJ
esutjss-219	27	16	energy	energy	NOUN
esutjss-219	27	17	supply	supply	NOUN
esutjss-219	27	18	posing	pose	VERB
esutjss-219	27	19	severe	severe	ADJ
esutjss-219	27	20	challenges	challenge	NOUN
esutjss-219	27	21	.	.	PUNCT
esutjss-219	28	1	for	for	ADP
esutjss-219	28	2	example	example	NOUN
esutjss-219	28	3	,	,	PUNCT
esutjss-219	28	4	poor	poor	ADJ
esutjss-219	28	5	road	road	NOUN
esutjss-219	28	6	conditions	condition	NOUN
esutjss-219	28	7	and	and	CCONJ
esutjss-219	28	8	unreliable	unreliable	ADJ
esutjss-219	28	9	power	power	NOUN
esutjss-219	28	10	supply	supply	NOUN
esutjss-219	28	11	create	create	VERB
esutjss-219	28	12	bottlenecks	bottleneck	NOUN
esutjss-219	28	13	that	that	PRON
esutjss-219	28	14	hinder	hinder	VERB
esutjss-219	28	15	the	the	DET
esutjss-219	28	16	efficient	efficient	ADJ
esutjss-219	28	17	flow	flow	NOUN
esutjss-219	28	18	of	of	ADP
esutjss-219	28	19	goods	good	NOUN
esutjss-219	28	20	(	(	PUNCT
esutjss-219	28	21	ogunleye	ogunleye	PROPN
esutjss-219	28	22	et	et	PROPN
esutjss-219	28	23	al	al	PROPN
esutjss-219	28	24	.	.	PROPN
esutjss-219	28	25	,	,	PUNCT
esutjss-219	28	26	2018	2018	NUM
esutjss-219	28	27	)	)	PUNCT
esutjss-219	28	28	.	.	PUNCT
esutjss-219	29	1	the	the	DET
esutjss-219	29	2	state	state	NOUN
esutjss-219	29	3	of	of	ADP
esutjss-219	29	4	nigerian	nigerian	ADJ
esutjss-219	29	5	ports	port	NOUN
esutjss-219	29	6	also	also	ADV
esutjss-219	29	7	contributes	contribute	VERB
esutjss-219	29	8	to	to	ADP
esutjss-219	29	9	logistical	logistical	ADJ
esutjss-219	29	10	delays	delay	NOUN
esutjss-219	29	11	and	and	CCONJ
esutjss-219	29	12	increased	increase	VERB
esutjss-219	29	13	costs	cost	NOUN
esutjss-219	29	14	(	(	PUNCT
esutjss-219	29	15	bello	bello	PROPN
esutjss-219	29	16	et	et	PROPN
esutjss-219	29	17	al	al	PROPN
esutjss-219	29	18	.	.	PROPN
esutjss-219	29	19	,	,	PUNCT
esutjss-219	29	20	2019	2019	NUM
esutjss-219	29	21	)	)	PUNCT
esutjss-219	29	22	.	.	PUNCT
esutjss-219	30	1	political	political	ADJ
esutjss-219	30	2	instability	instability	NOUN
esutjss-219	30	3	and	and	CCONJ
esutjss-219	30	4	security	security	NOUN
esutjss-219	30	5	challenges	challenge	NOUN
esutjss-219	30	6	in	in	ADP
esutjss-219	30	7	nigeria	nigeria	PROPN
esutjss-219	30	8	further	far	ADV
esutjss-219	30	9	complicate	complicate	VERB
esutjss-219	30	10	supply	supply	NOUN
esutjss-219	30	11	chain	chain	NOUN
esutjss-219	30	12	operations	operation	NOUN
esutjss-219	30	13	.	.	PUNCT
esutjss-219	31	1	the	the	DET
esutjss-219	31	2	country	country	NOUN
esutjss-219	31	3	has	have	AUX
esutjss-219	31	4	experienced	experience	VERB
esutjss-219	31	5	various	various	ADJ
esutjss-219	31	6	forms	form	NOUN
esutjss-219	31	7	of	of	ADP
esutjss-219	31	8	political	political	ADJ
esutjss-219	31	9	unrest	unrest	NOUN
esutjss-219	31	10	and	and	CCONJ
esutjss-219	31	11	security	security	NOUN
esutjss-219	31	12	issues	issue	NOUN
esutjss-219	31	13	,	,	PUNCT
esutjss-219	31	14	including	include	VERB
esutjss-219	31	15	insurgency	insurgency	NOUN
esutjss-219	31	16	and	and	CCONJ
esutjss-219	31	17	civil	civil	ADJ
esutjss-219	31	18	unrest	unrest	NOUN
esutjss-219	31	19	,	,	PUNCT
esutjss-219	31	20	which	which	PRON
esutjss-219	31	21	disrupt	disrupt	VERB
esutjss-219	31	22	logistics	logistic	NOUN
esutjss-219	31	23	and	and	CCONJ
esutjss-219	31	24	increase	increase	VERB
esutjss-219	31	25	operational	operational	ADJ
esutjss-219	31	26	risks	risk	NOUN
esutjss-219	31	27	(	(	PUNCT
esutjss-219	31	28	akinwale	akinwale	NOUN
esutjss-219	31	29	et	et	PROPN
esutjss-219	31	30	al	al	PROPN
esutjss-219	31	31	.	.	PROPN
esutjss-219	31	32	,	,	PUNCT
esutjss-219	31	33	2020	2020	NUM
esutjss-219	31	34	)	)	PUNCT
esutjss-219	31	35	.	.	PUNCT
esutjss-219	32	1	these	these	DET
esutjss-219	32	2	disruptions	disruption	NOUN
esutjss-219	32	3	can	can	AUX
esutjss-219	32	4	lead	lead	VERB
esutjss-219	32	5	to	to	ADP
esutjss-219	32	6	increased	increase	VERB
esutjss-219	32	7	costs	cost	NOUN
esutjss-219	32	8	and	and	CCONJ
esutjss-219	32	9	uncertainties	uncertainty	NOUN
esutjss-219	32	10	in	in	ADP
esutjss-219	32	11	supply	supply	NOUN
esutjss-219	32	12	chain	chain	NOUN
esutjss-219	32	13	planning	planning	NOUN
esutjss-219	32	14	.	.	PUNCT
esutjss-219	33	1	nigeria	nigeria	PROPN
esutjss-219	33	2	’s	’s	PART
esutjss-219	33	3	economy	economy	NOUN
esutjss-219	33	4	is	be	AUX
esutjss-219	33	5	characterized	characterize	VERB
esutjss-219	33	6	by	by	ADP
esutjss-219	33	7	volatility	volatility	NOUN
esutjss-219	33	8	,	,	PUNCT
esutjss-219	33	9	influenced	influence	VERB
esutjss-219	33	10	by	by	ADP
esutjss-219	33	11	fluctuations	fluctuation	NOUN
esutjss-219	33	12	in	in	ADP
esutjss-219	33	13	oil	oil	NOUN
esutjss-219	33	14	prices	price	NOUN
esutjss-219	33	15	,	,	PUNCT
esutjss-219	33	16	inflation	inflation	NOUN
esutjss-219	33	17	rates	rate	NOUN
esutjss-219	33	18	,	,	PUNCT
esutjss-219	33	19	and	and	CCONJ
esutjss-219	33	20	currency	currency	NOUN
esutjss-219	33	21	instability	instability	NOUN
esutjss-219	33	22	.	.	PUNCT
esutjss-219	34	1	such	such	ADJ
esutjss-219	34	2	economic	economic	ADJ
esutjss-219	34	3	uncertainties	uncertainty	NOUN
esutjss-219	34	4	impact	impact	VERB
esutjss-219	34	5	the	the	DET
esutjss-219	34	6	cost	cost	NOUN
esutjss-219	34	7	and	and	CCONJ
esutjss-219	34	8	availability	availability	NOUN
esutjss-219	34	9	of	of	ADP
esutjss-219	34	10	raw	raw	ADJ
esutjss-219	34	11	materials	material	NOUN
esutjss-219	34	12	,	,	PUNCT
esutjss-219	34	13	affecting	affect	VERB
esutjss-219	34	14	production	production	NOUN
esutjss-219	34	15	schedules	schedule	NOUN
esutjss-219	34	16	and	and	CCONJ
esutjss-219	34	17	overall	overall	ADJ
esutjss-219	34	18	supply	supply	NOUN
esutjss-219	34	19	chain	chain	NOUN
esutjss-219	34	20	efficiency	efficiency	NOUN
esutjss-219	34	21	(	(	PUNCT
esutjss-219	34	22	ojo	ojo	NOUN
esutjss-219	34	23	,	,	PUNCT
esutjss-219	34	24	2021	2021	NUM
esutjss-219	34	25	)	)	PUNCT
esutjss-219	34	26	.	.	PUNCT
esutjss-219	35	1	the	the	DET
esutjss-219	35	2	dependence	dependence	NOUN
esutjss-219	35	3	on	on	ADP
esutjss-219	35	4	oil	oil	NOUN
esutjss-219	35	5	exports	export	NOUN
esutjss-219	35	6	exacerbates	exacerbate	VERB
esutjss-219	35	7	these	these	DET
esutjss-219	35	8	vulnerabilities	vulnerability	NOUN
esutjss-219	35	9	,	,	PUNCT
esutjss-219	35	10	making	make	VERB
esutjss-219	35	11	the	the	DET
esutjss-219	35	12	economy	economy	NOUN
esutjss-219	35	13	susceptible	susceptible	ADJ
esutjss-219	35	14	to	to	ADP
esutjss-219	35	15	global	global	ADJ
esutjss-219	35	16	market	market	NOUN
esutjss-219	35	17	fluctuations	fluctuation	NOUN
esutjss-219	35	18	(	(	PUNCT
esutjss-219	35	19	ayeni	ayeni	NOUN
esutjss-219	35	20	&	&	CCONJ
esutjss-219	35	21	ojo	ojo	NOUN
esutjss-219	35	22	,	,	PUNCT
esutjss-219	35	23	2019	2019	NUM
esutjss-219	35	24	)	)	PUNCT
esutjss-219	35	25	.	.	PUNCT
esutjss-219	36	1	the	the	DET
esutjss-219	36	2	frequency	frequency	NOUN
esutjss-219	36	3	of	of	ADP
esutjss-219	36	4	natural	natural	ADJ
esutjss-219	36	5	disasters	disaster	NOUN
esutjss-219	36	6	,	,	PUNCT
esutjss-219	36	7	such	such	ADJ
esutjss-219	36	8	as	as	ADP
esutjss-219	36	9	floods	flood	NOUN
esutjss-219	36	10	and	and	CCONJ
esutjss-219	36	11	droughts	drought	NOUN
esutjss-219	36	12	,	,	PUNCT
esutjss-219	36	13	along	along	ADP
esutjss-219	36	14	with	with	ADP
esutjss-219	36	15	the	the	DET
esutjss-219	36	16	effects	effect	NOUN
esutjss-219	36	17	of	of	ADP
esutjss-219	36	18	climate	climate	NOUN
esutjss-219	36	19	change	change	NOUN
esutjss-219	36	20	,	,	PUNCT
esutjss-219	36	21	poses	pose	VERB
esutjss-219	36	22	significant	significant	ADJ
esutjss-219	36	23	risks	risk	NOUN
esutjss-219	36	24	to	to	ADP
esutjss-219	36	25	nigerian	nigerian	ADJ
esutjss-219	36	26	supply	supply	NOUN
esutjss-219	36	27	chains	chain	NOUN
esutjss-219	36	28	.	.	PUNCT
esutjss-219	37	1	these	these	DET
esutjss-219	37	2	events	event	NOUN
esutjss-219	37	3	can	can	AUX
esutjss-219	37	4	damage	damage	VERB
esutjss-219	37	5	infrastructure	infrastructure	NOUN
esutjss-219	37	6	,	,	PUNCT
esutjss-219	37	7	disrupt	disrupt	ADJ
esutjss-219	37	8	logistics	logistic	NOUN
esutjss-219	37	9	,	,	PUNCT
esutjss-219	37	10	and	and	CCONJ
esutjss-219	37	11	result	result	VERB
esutjss-219	37	12	in	in	ADP
esutjss-219	37	13	substantial	substantial	ADJ
esutjss-219	37	14	economic	economic	ADJ
esutjss-219	37	15	losses	loss	NOUN
esutjss-219	37	16	(	(	PUNCT
esutjss-219	37	17	ogunleye	ogunleye	PROPN
esutjss-219	37	18	et	et	PROPN
esutjss-219	37	19	al	al	PROPN
esutjss-219	37	20	.	.	PROPN
esutjss-219	37	21	,	,	PUNCT
esutjss-219	37	22	2020	2020	NUM
esutjss-219	37	23	)	)	PUNCT
esutjss-219	37	24	.	.	PUNCT
esutjss-219	38	1	insurance	insurance	NOUN
esutjss-219	38	2	emerges	emerge	VERB
esutjss-219	38	3	as	as	ADP
esutjss-219	38	4	a	a	DET
esutjss-219	38	5	critical	critical	ADJ
esutjss-219	38	6	financial	financial	ADJ
esutjss-219	38	7	risk	risk	NOUN
esutjss-219	38	8	control	control	NOUN
esutjss-219	38	9	strategy	strategy	NOUN
esutjss-219	38	10	in	in	ADP
esutjss-219	38	11	mitigating	mitigate	VERB
esutjss-219	38	12	these	these	DET
esutjss-219	38	13	vulnerabilities	vulnerability	NOUN
esutjss-219	38	14	.	.	PUNCT
esutjss-219	39	1	by	by	ADP
esutjss-219	39	2	transferring	transfer	VERB
esutjss-219	39	3	the	the	DET
esutjss-219	39	4	risk	risk	NOUN
esutjss-219	39	5	to	to	ADP
esutjss-219	39	6	insurers	insurer	NOUN
esutjss-219	39	7	,	,	PUNCT
esutjss-219	39	8	businesses	business	NOUN
esutjss-219	39	9	can	can	AUX
esutjss-219	39	10	protect	protect	VERB
esutjss-219	39	11	themselves	themselves	PRON
esutjss-219	39	12	against	against	ADP
esutjss-219	39	13	potential	potential	ADJ
esutjss-219	39	14	losses	loss	NOUN
esutjss-219	39	15	and	and	CCONJ
esutjss-219	39	16	stabilize	stabilize	VERB
esutjss-219	39	17	their	their	PRON
esutjss-219	39	18	operations	operation	NOUN
esutjss-219	39	19	.	.	PUNCT
esutjss-219	40	1	however	however	ADV
esutjss-219	40	2	,	,	PUNCT
esutjss-219	40	3	many	many	ADJ
esutjss-219	40	4	businesses	business	NOUN
esutjss-219	40	5	lack	lack	VERB
esutjss-219	40	6	awareness	awareness	NOUN
esutjss-219	40	7	of	of	ADP
esutjss-219	40	8	insurance	insurance	NOUN
esutjss-219	40	9	benefits	benefit	NOUN
esutjss-219	40	10	and	and	CCONJ
esutjss-219	40	11	mechanisms	mechanism	NOUN
esutjss-219	40	12	.	.	PUNCT
esutjss-219	41	1	efforts	effort	NOUN
esutjss-219	41	2	to	to	PART
esutjss-219	41	3	educate	educate	VERB
esutjss-219	41	4	stakeholders	stakeholder	NOUN
esutjss-219	41	5	about	about	ADP
esutjss-219	41	6	insurance	insurance	NOUN
esutjss-219	41	7	are	be	AUX
esutjss-219	41	8	crucial	crucial	ADJ
esutjss-219	41	9	for	for	ADP
esutjss-219	41	10	its	its	PRON
esutjss-219	41	11	effective	effective	ADJ
esutjss-219	41	12	adoption	adoption	NOUN
esutjss-219	41	13	(	(	PUNCT
esutjss-219	41	14	afolabi	afolabi	NOUN
esutjss-219	41	15	&	&	CCONJ
esutjss-219	41	16	olaleye	olaleye	NOUN
esutjss-219	41	17	,	,	PUNCT
esutjss-219	41	18	2022	2022	NUM
esutjss-219	41	19	)	)	PUNCT
esutjss-219	41	20	.	.	PUNCT
esutjss-219	42	1	also	also	ADV
esutjss-219	42	2	,	,	PUNCT
esutjss-219	42	3	insurance	insurance	NOUN
esutjss-219	42	4	premiums	premium	NOUN
esutjss-219	42	5	can	can	AUX
esutjss-219	42	6	be	be	AUX
esutjss-219	42	7	relatively	relatively	ADV
esutjss-219	42	8	high	high	ADJ
esutjss-219	42	9	due	due	ADP
esutjss-219	42	10	to	to	ADP
esutjss-219	42	11	the	the	DET
esutjss-219	42	12	perceived	perceive	VERB
esutjss-219	42	13	riskiness	riskiness	NOUN
esutjss-219	42	14	of	of	ADP
esutjss-219	42	15	the	the	DET
esutjss-219	42	16	environment	environment	NOUN
esutjss-219	42	17	.	.	PUNCT
esutjss-219	43	1	this	this	PRON
esutjss-219	43	2	can	can	AUX
esutjss-219	43	3	limit	limit	VERB
esutjss-219	43	4	access	access	NOUN
esutjss-219	43	5	to	to	ADP
esutjss-219	43	6	insurance	insurance	NOUN
esutjss-219	43	7	,	,	PUNCT
esutjss-219	43	8	especially	especially	ADV
esutjss-219	43	9	for	for	ADP
esutjss-219	43	10	small	small	ADJ
esutjss-219	43	11	and	and	CCONJ
esutjss-219	43	12	medium	medium	ADJ
esutjss-219	43	13	-	-	PUNCT
esutjss-219	43	14	sized	sized	ADJ
esutjss-219	43	15	enterprises	enterprise	NOUN
esutjss-219	43	16	(	(	PUNCT
esutjss-219	43	17	smes	sme	NOUN
esutjss-219	43	18	)	)	PUNCT
esutjss-219	43	19	(	(	PUNCT
esutjss-219	43	20	obasi	obasi	PROPN
esutjss-219	43	21	et	et	PROPN
esutjss-219	43	22	al	al	PROPN
esutjss-219	43	23	.	.	PROPN
esutjss-219	43	24	,	,	PUNCT
esutjss-219	43	25	2020	2020	NUM
esutjss-219	43	26	)	)	PUNCT
esutjss-219	43	27	.	.	PUNCT
esutjss-219	44	1	insurance	insurance	NOUN
esutjss-219	44	2	covers	cover	VERB
esutjss-219	44	3	damage	damage	NOUN
esutjss-219	44	4	to	to	ADP
esutjss-219	44	5	physical	physical	ADJ
esutjss-219	44	6	assets	asset	NOUN
esutjss-219	44	7	such	such	ADJ
esutjss-219	44	8	as	as	ADP
esutjss-219	44	9	warehouses	warehouse	NOUN
esutjss-219	44	10	and	and	CCONJ
esutjss-219	44	11	factories	factory	NOUN
esutjss-219	44	12	.	.	PUNCT
esutjss-219	45	1	given	give	VERB
esutjss-219	45	2	nigeria	nigeria	PROPN
esutjss-219	45	3	’s	’s	PART
esutjss-219	45	4	infrastructural	infrastructural	ADJ
esutjss-219	45	5	challenges	challenge	NOUN
esutjss-219	45	6	,	,	PUNCT
esutjss-219	45	7	property	property	NOUN
esutjss-219	45	8	insurance	insurance	NOUN
esutjss-219	45	9	can	can	AUX
esutjss-219	45	10	aid	aid	VERB
esutjss-219	45	11	businesses	business	NOUN
esutjss-219	45	12	in	in	ADP
esutjss-219	45	13	recovering	recover	VERB
esutjss-219	45	14	from	from	ADP
esutjss-219	45	15	damages	damage	NOUN
esutjss-219	45	16	caused	cause	VERB
esutjss-219	45	17	by	by	ADP
esutjss-219	45	18	accidents	accident	NOUN
esutjss-219	45	19	or	or	CCONJ
esutjss-219	45	20	natural	natural	ADJ
esutjss-219	45	21	disasters	disaster	NOUN
esutjss-219	45	22	(	(	PUNCT
esutjss-219	45	23	daramola	daramola	PROPN
esutjss-219	45	24	,	,	PUNCT
esutjss-219	45	25	2021	2021	NUM
esutjss-219	45	26	)	)	PUNCT
esutjss-219	45	27	,	,	PUNCT
esutjss-219	45	28	by	by	ADP
esutjss-219	45	29	providing	provide	VERB
esutjss-219	45	30	compensation	compensation	NOUN
esutjss-219	45	31	for	for	ADP
esutjss-219	45	32	lost	lose	VERB
esutjss-219	45	33	income	income	NOUN
esutjss-219	45	34	and	and	CCONJ
esutjss-219	45	35	additional	additional	ADJ
esutjss-219	45	36	expenses	expense	NOUN
esutjss-219	45	37	during	during	ADP
esutjss-219	45	38	operational	operational	ADJ
esutjss-219	45	39	downtime	downtime	NOUN
esutjss-219	45	40	.	.	PUNCT
esutjss-219	46	1	in	in	ADP
esutjss-219	46	2	the	the	DET
esutjss-219	46	3	context	context	NOUN
esutjss-219	46	4	of	of	ADP
esutjss-219	46	5	frequent	frequent	ADJ
esutjss-219	46	6	disruptions	disruption	NOUN
esutjss-219	46	7	in	in	ADP
esutjss-219	46	8	nigeria	nigeria	PROPN
esutjss-219	46	9	,	,	PUNCT
esutjss-219	46	10	this	this	DET
esutjss-219	46	11	insurance	insurance	NOUN
esutjss-219	46	12	offers	offer	VERB
esutjss-219	46	13	essential	essential	ADJ
esutjss-219	46	14	financial	financial	ADJ
esutjss-219	46	15	support	support	NOUN
esutjss-219	46	16	to	to	PART
esutjss-219	46	17	sustain	sustain	VERB
esutjss-219	46	18	operations	operation	NOUN
esutjss-219	46	19	(	(	PUNCT
esutjss-219	46	20	nwankwo	nwankwo	NOUN
esutjss-219	46	21	et	et	PROPN
esutjss-219	46	22	al	al	PROPN
esutjss-219	46	23	.	.	PROPN
esutjss-219	46	24	,	,	PUNCT
esutjss-219	46	25	2018	2018	NUM
esutjss-219	46	26	)	)	PUNCT
esutjss-219	46	27	.	.	PUNCT
esutjss-219	47	1	despite	despite	SCONJ
esutjss-219	47	2	the	the	DET
esutjss-219	47	3	importance	importance	NOUN
esutjss-219	47	4	of	of	ADP
esutjss-219	47	5	insurance	insurance	NOUN
esutjss-219	47	6	in	in	ADP
esutjss-219	47	7	mitigating	mitigate	VERB
esutjss-219	47	8	supply	supply	NOUN
esutjss-219	47	9	chain	chain	NOUN
esutjss-219	47	10	vulnerabilities	vulnerability	NOUN
esutjss-219	47	11	,	,	PUNCT
esutjss-219	47	12	there	there	PRON
esutjss-219	47	13	is	be	VERB
esutjss-219	47	14	a	a	DET
esutjss-219	47	15	lack	lack	NOUN
esutjss-219	47	16	of	of	ADP
esutjss-219	47	17	empirical	empirical	ADJ
esutjss-219	47	18	research	research	NOUN
esutjss-219	47	19	on	on	ADP
esutjss-219	47	20	the	the	DET
esutjss-219	47	21	topic	topic	NOUN
esutjss-219	47	22	in	in	ADP
esutjss-219	47	23	the	the	DET
esutjss-219	47	24	nigerian	nigerian	ADJ
esutjss-219	47	25	context	context	NOUN
esutjss-219	47	26	.	.	PUNCT
esutjss-219	48	1	this	this	DET
esutjss-219	48	2	study	study	NOUN
esutjss-219	48	3	aims	aim	VERB
esutjss-219	48	4	to	to	PART
esutjss-219	48	5	address	address	VERB
esutjss-219	48	6	this	this	DET
esutjss-219	48	7	gap	gap	NOUN
esutjss-219	48	8	by	by	ADP
esutjss-219	48	9	investigating	investigate	VERB
esutjss-219	48	10	the	the	DET
esutjss-219	48	11	critical	critical	ADJ
esutjss-219	48	12	role	role	NOUN
esutjss-219	48	13	of	of	ADP
esutjss-219	48	14	insurance	insurance	NOUN
esutjss-219	48	15	as	as	ADP
esutjss-219	48	16	a	a	DET
esutjss-219	48	17	risk	risk	NOUN
esutjss-219	48	18	control	control	NOUN
esutjss-219	48	19	strategy	strategy	NOUN
esutjss-219	48	20	in	in	ADP
esutjss-219	48	21	mitigating	mitigate	VERB
esutjss-219	48	22	supply	supply	NOUN
esutjss-219	48	23	chain	chain	NOUN
esutjss-219	48	24	vulnerabilities	vulnerability	NOUN
esutjss-219	48	25	in	in	ADP
esutjss-219	48	26	nigeria	nigeria	PROPN
esutjss-219	48	27	.	.	PUNCT
esutjss-219	49	1	to	to	PART
esutjss-219	49	2	address	address	VERB
esutjss-219	49	3	the	the	DET
esutjss-219	49	4	gap	gap	NOUN
esutjss-219	49	5	,	,	PUNCT
esutjss-219	49	6	the	the	DET
esutjss-219	49	7	following	follow	VERB
esutjss-219	49	8	research	research	NOUN
esutjss-219	49	9	objectives	objective	NOUN
esutjss-219	49	10	were	be	AUX
esutjss-219	49	11	formulated	formulate	VERB
esutjss-219	49	12	to	to	PART
esutjss-219	49	13	guide	guide	VERB
esutjss-219	49	14	the	the	DET
esutjss-219	49	15	study	study	NOUN
esutjss-219	49	16	:	:	PUNCT
esutjss-219	49	17	i.	i.	NOUN
esutjss-219	49	18	identify	identify	VERB
esutjss-219	49	19	the	the	DET
esutjss-219	49	20	most	most	ADV
esutjss-219	49	21	significant	significant	ADJ
esutjss-219	49	22	supply	supply	NOUN
esutjss-219	49	23	chain	chain	NOUN
esutjss-219	49	24	vulnerabilities	vulnerability	NOUN
esutjss-219	49	25	in	in	ADP
esutjss-219	49	26	nigeria	nigeria	PROPN
esutjss-219	49	27	.	.	PUNCT
esutjss-219	50	1	ii	ii	PROPN
esutjss-219	50	2	.	.	PROPN
esutjss-219	50	3	determine	determine	VERB
esutjss-219	50	4	the	the	DET
esutjss-219	50	5	impact	impact	NOUN
esutjss-219	50	6	of	of	ADP
esutjss-219	50	7	insurance	insurance	NOUN
esutjss-219	50	8	as	as	ADP
esutjss-219	50	9	a	a	DET
esutjss-219	50	10	financial	financial	ADJ
esutjss-219	50	11	risk	risk	NOUN
esutjss-219	50	12	control	control	NOUN
esutjss-219	50	13	strategy	strategy	NOUN
esutjss-219	50	14	on	on	ADP
esutjss-219	50	15	the	the	DET
esutjss-219	50	16	mitigation	mitigation	NOUN
esutjss-219	50	17	of	of	ADP
esutjss-219	50	18	supply	supply	NOUN
esutjss-219	50	19	chain	chain	NOUN
esutjss-219	50	20	vulnerabilities	vulnerability	NOUN
esutjss-219	50	21	in	in	ADP
esutjss-219	50	22	nigeria	nigeria	PROPN
esutjss-219	50	23	.	.	PUNCT
esutjss-219	51	1	327	327	NUM
esutjss-219	51	2	literature	literature	NOUN
esutjss-219	51	3	review	review	NOUN
esutjss-219	51	4	supply	supply	NOUN
esutjss-219	51	5	chain	chain	VERB
esutjss-219	51	6	the	the	DET
esutjss-219	51	7	concept	concept	NOUN
esutjss-219	51	8	of	of	ADP
esutjss-219	51	9	supply	supply	NOUN
esutjss-219	51	10	chain	chain	NOUN
esutjss-219	51	11	management	management	NOUN
esutjss-219	51	12	(	(	PUNCT
esutjss-219	51	13	scm	scm	PROPN
esutjss-219	51	14	)	)	PUNCT
esutjss-219	51	15	has	have	AUX
esutjss-219	51	16	evolved	evolve	VERB
esutjss-219	51	17	significantly	significantly	ADV
esutjss-219	51	18	over	over	ADP
esutjss-219	51	19	the	the	DET
esutjss-219	51	20	past	past	ADJ
esutjss-219	51	21	few	few	ADJ
esutjss-219	51	22	decades	decade	NOUN
esutjss-219	51	23	,	,	PUNCT
esutjss-219	51	24	reflecting	reflect	VERB
esutjss-219	51	25	the	the	DET
esutjss-219	51	26	increasing	increase	VERB
esutjss-219	51	27	complexity	complexity	NOUN
esutjss-219	51	28	and	and	CCONJ
esutjss-219	51	29	interconnectedness	interconnectedness	NOUN
esutjss-219	51	30	of	of	ADP
esutjss-219	51	31	global	global	PROPN
esutjss-219	51	32	commerce	commerce	PROPN
esutjss-219	51	33	.	.	PUNCT
esutjss-219	52	1	supply	supply	NOUN
esutjss-219	52	2	chains	chain	NOUN
esutjss-219	52	3	,	,	PUNCT
esutjss-219	52	4	as	as	SCONJ
esutjss-219	52	5	defined	define	VERB
esutjss-219	52	6	by	by	ADP
esutjss-219	52	7	christopher	christopher	PROPN
esutjss-219	52	8	(	(	PUNCT
esutjss-219	52	9	2016	2016	NUM
esutjss-219	52	10	)	)	PUNCT
esutjss-219	52	11	,	,	PUNCT
esutjss-219	52	12	involve	involve	VERB
esutjss-219	52	13	the	the	DET
esutjss-219	52	14	flow	flow	NOUN
esutjss-219	52	15	of	of	ADP
esutjss-219	52	16	goods	good	NOUN
esutjss-219	52	17	,	,	PUNCT
esutjss-219	52	18	information	information	NOUN
esutjss-219	52	19	,	,	PUNCT
esutjss-219	52	20	and	and	CCONJ
esutjss-219	52	21	finances	finance	NOUN
esutjss-219	52	22	from	from	ADP
esutjss-219	52	23	the	the	DET
esutjss-219	52	24	point	point	NOUN
esutjss-219	52	25	of	of	ADP
esutjss-219	52	26	origin	origin	NOUN
esutjss-219	52	27	to	to	ADP
esutjss-219	52	28	the	the	DET
esutjss-219	52	29	final	final	ADJ
esutjss-219	52	30	consumer	consumer	NOUN
esutjss-219	52	31	.	.	PUNCT
esutjss-219	53	1	supply	supply	NOUN
esutjss-219	53	2	chain	chain	NOUN
esutjss-219	53	3	management	management	NOUN
esutjss-219	53	4	encompasses	encompass	VERB
esutjss-219	53	5	a	a	DET
esutjss-219	53	6	range	range	NOUN
esutjss-219	53	7	of	of	ADP
esutjss-219	53	8	activities	activity	NOUN
esutjss-219	53	9	aimed	aim	VERB
esutjss-219	53	10	at	at	ADP
esutjss-219	53	11	optimizing	optimize	VERB
esutjss-219	53	12	the	the	DET
esutjss-219	53	13	flow	flow	NOUN
esutjss-219	53	14	of	of	ADP
esutjss-219	53	15	goods	good	NOUN
esutjss-219	53	16	and	and	CCONJ
esutjss-219	53	17	services	service	NOUN
esutjss-219	53	18	.	.	PUNCT
esutjss-219	54	1	according	accord	VERB
esutjss-219	54	2	to	to	ADP
esutjss-219	54	3	mentzer	mentzer	PROPN
esutjss-219	54	4	et	et	PROPN
esutjss-219	54	5	al	al	PROPN
esutjss-219	54	6	.	.	PROPN
esutjss-219	55	1	(	(	PUNCT
esutjss-219	55	2	2001	2001	NUM
esutjss-219	55	3	)	)	PUNCT
esutjss-219	55	4	,	,	PUNCT
esutjss-219	55	5	scm	scm	PROPN
esutjss-219	55	6	integrates	integrate	VERB
esutjss-219	55	7	key	key	ADJ
esutjss-219	55	8	business	business	NOUN
esutjss-219	55	9	functions	function	NOUN
esutjss-219	55	10	such	such	ADJ
esutjss-219	55	11	as	as	ADP
esutjss-219	55	12	procurement	procurement	NOUN
esutjss-219	55	13	,	,	PUNCT
esutjss-219	55	14	manufacturing	manufacturing	NOUN
esutjss-219	55	15	,	,	PUNCT
esutjss-219	55	16	distribution	distribution	NOUN
esutjss-219	55	17	,	,	PUNCT
esutjss-219	55	18	and	and	CCONJ
esutjss-219	55	19	customer	customer	NOUN
esutjss-219	55	20	service	service	NOUN
esutjss-219	55	21	to	to	PART
esutjss-219	55	22	enhance	enhance	VERB
esutjss-219	55	23	overall	overall	ADJ
esutjss-219	55	24	efficiency	efficiency	NOUN
esutjss-219	55	25	and	and	CCONJ
esutjss-219	55	26	value	value	NOUN
esutjss-219	55	27	.	.	PUNCT
esutjss-219	56	1	this	this	DET
esutjss-219	56	2	integration	integration	NOUN
esutjss-219	56	3	is	be	AUX
esutjss-219	56	4	critical	critical	ADJ
esutjss-219	56	5	in	in	ADP
esutjss-219	56	6	achieving	achieve	VERB
esutjss-219	56	7	a	a	DET
esutjss-219	56	8	seamless	seamless	ADJ
esutjss-219	56	9	flow	flow	NOUN
esutjss-219	56	10	from	from	ADP
esutjss-219	56	11	suppliers	supplier	NOUN
esutjss-219	56	12	to	to	ADP
esutjss-219	56	13	endusers	enduser	NOUN
esutjss-219	56	14	,	,	PUNCT
esutjss-219	56	15	thereby	thereby	ADV
esutjss-219	56	16	maximizing	maximize	VERB
esutjss-219	56	17	customer	customer	NOUN
esutjss-219	56	18	satisfaction	satisfaction	NOUN
esutjss-219	56	19	and	and	CCONJ
esutjss-219	56	20	reducing	reduce	VERB
esutjss-219	56	21	costs	cost	NOUN
esutjss-219	56	22	.	.	PUNCT
esutjss-219	57	1	supply	supply	NOUN
esutjss-219	57	2	chains	chain	NOUN
esutjss-219	57	3	consist	consist	VERB
esutjss-219	57	4	of	of	ADP
esutjss-219	57	5	several	several	ADJ
esutjss-219	57	6	core	core	NOUN
esutjss-219	57	7	components	component	NOUN
esutjss-219	57	8	,	,	PUNCT
esutjss-219	57	9	including	include	VERB
esutjss-219	57	10	suppliers	supplier	NOUN
esutjss-219	57	11	,	,	PUNCT
esutjss-219	57	12	manufacturers	manufacturer	NOUN
esutjss-219	57	13	,	,	PUNCT
esutjss-219	57	14	distributors	distributor	NOUN
esutjss-219	57	15	,	,	PUNCT
esutjss-219	57	16	retailers	retailer	NOUN
esutjss-219	57	17	,	,	PUNCT
esutjss-219	57	18	and	and	CCONJ
esutjss-219	57	19	customers	customer	NOUN
esutjss-219	57	20	(	(	PUNCT
esutjss-219	57	21	heckmann	heckmann	PROPN
esutjss-219	57	22	et	et	PROPN
esutjss-219	57	23	al	al	PROPN
esutjss-219	57	24	.	.	PROPN
esutjss-219	57	25	,	,	PUNCT
esutjss-219	57	26	2015	2015	NUM
esutjss-219	57	27	)	)	PUNCT
esutjss-219	57	28	.	.	PUNCT
esutjss-219	58	1	each	each	DET
esutjss-219	58	2	component	component	NOUN
esutjss-219	58	3	plays	play	VERB
esutjss-219	58	4	a	a	DET
esutjss-219	58	5	distinct	distinct	ADJ
esutjss-219	58	6	role	role	NOUN
esutjss-219	58	7	in	in	ADP
esutjss-219	58	8	the	the	DET
esutjss-219	58	9	overall	overall	ADJ
esutjss-219	58	10	process	process	NOUN
esutjss-219	58	11	.	.	PUNCT
esutjss-219	59	1	suppliers	supplier	NOUN
esutjss-219	59	2	provide	provide	VERB
esutjss-219	59	3	raw	raw	ADJ
esutjss-219	59	4	materials	material	NOUN
esutjss-219	59	5	,	,	PUNCT
esutjss-219	59	6	manufacturers	manufacturer	NOUN
esutjss-219	59	7	convert	convert	VERB
esutjss-219	59	8	these	these	DET
esutjss-219	59	9	materials	material	NOUN
esutjss-219	59	10	into	into	ADP
esutjss-219	59	11	products	product	NOUN
esutjss-219	59	12	,	,	PUNCT
esutjss-219	59	13	distributors	distributor	NOUN
esutjss-219	59	14	manage	manage	VERB
esutjss-219	59	15	the	the	DET
esutjss-219	59	16	logistics	logistic	NOUN
esutjss-219	59	17	of	of	ADP
esutjss-219	59	18	getting	get	VERB
esutjss-219	59	19	products	product	NOUN
esutjss-219	59	20	to	to	ADP
esutjss-219	59	21	retailers	retailer	NOUN
esutjss-219	59	22	,	,	PUNCT
esutjss-219	59	23	and	and	CCONJ
esutjss-219	59	24	retailers	retailer	NOUN
esutjss-219	59	25	deliver	deliver	VERB
esutjss-219	59	26	the	the	DET
esutjss-219	59	27	final	final	ADJ
esutjss-219	59	28	products	product	NOUN
esutjss-219	59	29	to	to	ADP
esutjss-219	59	30	consumers	consumer	NOUN
esutjss-219	59	31	.	.	PUNCT
esutjss-219	60	1	the	the	DET
esutjss-219	60	2	interaction	interaction	NOUN
esutjss-219	60	3	among	among	ADP
esutjss-219	60	4	these	these	DET
esutjss-219	60	5	components	component	NOUN
esutjss-219	60	6	must	must	AUX
esutjss-219	60	7	be	be	AUX
esutjss-219	60	8	managed	manage	VERB
esutjss-219	60	9	effectively	effectively	ADV
esutjss-219	60	10	to	to	PART
esutjss-219	60	11	ensure	ensure	VERB
esutjss-219	60	12	a	a	DET
esutjss-219	60	13	smooth	smooth	ADJ
esutjss-219	60	14	and	and	CCONJ
esutjss-219	60	15	efficient	efficient	ADJ
esutjss-219	60	16	supply	supply	NOUN
esutjss-219	60	17	chain	chain	NOUN
esutjss-219	60	18	(	(	PUNCT
esutjss-219	60	19	chopra	chopra	PROPN
esutjss-219	60	20	&	&	CCONJ
esutjss-219	60	21	meindl	meindl	PROPN
esutjss-219	60	22	,	,	PUNCT
esutjss-219	60	23	2019	2019	NUM
esutjss-219	60	24	)	)	PUNCT
esutjss-219	60	25	.	.	PUNCT
esutjss-219	61	1	supply	supply	NOUN
esutjss-219	61	2	chains	chain	NOUN
esutjss-219	61	3	face	face	VERB
esutjss-219	61	4	numerous	numerous	ADJ
esutjss-219	61	5	challenges	challenge	NOUN
esutjss-219	61	6	that	that	PRON
esutjss-219	61	7	can	can	AUX
esutjss-219	61	8	impact	impact	VERB
esutjss-219	61	9	their	their	PRON
esutjss-219	61	10	performance	performance	NOUN
esutjss-219	61	11	.	.	PUNCT
esutjss-219	62	1	one	one	NUM
esutjss-219	62	2	major	major	ADJ
esutjss-219	62	3	challenge	challenge	NOUN
esutjss-219	62	4	is	be	AUX
esutjss-219	62	5	managing	manage	VERB
esutjss-219	62	6	supply	supply	NOUN
esutjss-219	62	7	chain	chain	NOUN
esutjss-219	62	8	risk	risk	NOUN
esutjss-219	62	9	,	,	PUNCT
esutjss-219	62	10	which	which	PRON
esutjss-219	62	11	can	can	AUX
esutjss-219	62	12	arise	arise	VERB
esutjss-219	62	13	from	from	ADP
esutjss-219	62	14	various	various	ADJ
esutjss-219	62	15	sources	source	NOUN
esutjss-219	62	16	including	include	VERB
esutjss-219	62	17	natural	natural	ADJ
esutjss-219	62	18	disasters	disaster	NOUN
esutjss-219	62	19	,	,	PUNCT
esutjss-219	62	20	economic	economic	ADJ
esutjss-219	62	21	fluctuations	fluctuation	NOUN
esutjss-219	62	22	,	,	PUNCT
esutjss-219	62	23	and	and	CCONJ
esutjss-219	62	24	political	political	ADJ
esutjss-219	62	25	instability	instability	NOUN
esutjss-219	62	26	(	(	PUNCT
esutjss-219	62	27	ponomarov	ponomarov	PROPN
esutjss-219	62	28	&	&	CCONJ
esutjss-219	62	29	holcomb	holcomb	PROPN
esutjss-219	62	30	,	,	PUNCT
esutjss-219	62	31	2009	2009	NUM
esutjss-219	62	32	)	)	PUNCT
esutjss-219	62	33	.	.	PUNCT
esutjss-219	63	1	for	for	ADP
esutjss-219	63	2	instance	instance	NOUN
esutjss-219	63	3	,	,	PUNCT
esutjss-219	63	4	the	the	DET
esutjss-219	63	5	covid-19	covid-19	PROPN
esutjss-219	63	6	pandemic	pandemic	ADJ
esutjss-219	63	7	highlighted	highlight	VERB
esutjss-219	63	8	vulnerabilities	vulnerability	NOUN
esutjss-219	63	9	in	in	ADP
esutjss-219	63	10	global	global	ADJ
esutjss-219	63	11	supply	supply	NOUN
esutjss-219	63	12	chains	chain	NOUN
esutjss-219	63	13	,	,	PUNCT
esutjss-219	63	14	causing	cause	VERB
esutjss-219	63	15	widespread	widespread	ADJ
esutjss-219	63	16	disruptions	disruption	NOUN
esutjss-219	63	17	and	and	CCONJ
esutjss-219	63	18	underscoring	underscore	VERB
esutjss-219	63	19	the	the	DET
esutjss-219	63	20	need	need	NOUN
esutjss-219	63	21	for	for	ADP
esutjss-219	63	22	greater	great	ADJ
esutjss-219	63	23	resilience	resilience	NOUN
esutjss-219	63	24	(	(	PUNCT
esutjss-219	63	25	ivanov	ivanov	PROPN
esutjss-219	63	26	&	&	CCONJ
esutjss-219	63	27	dolgui	dolgui	PROPN
esutjss-219	63	28	,	,	PUNCT
esutjss-219	63	29	2020	2020	NUM
esutjss-219	63	30	)	)	PUNCT
esutjss-219	63	31	.	.	PUNCT
esutjss-219	64	1	another	another	DET
esutjss-219	64	2	challenge	challenge	NOUN
esutjss-219	64	3	is	be	AUX
esutjss-219	64	4	the	the	DET
esutjss-219	64	5	complexity	complexity	NOUN
esutjss-219	64	6	of	of	ADP
esutjss-219	64	7	global	global	ADJ
esutjss-219	64	8	supply	supply	NOUN
esutjss-219	64	9	chains	chain	NOUN
esutjss-219	64	10	,	,	PUNCT
esutjss-219	64	11	which	which	PRON
esutjss-219	64	12	involves	involve	VERB
esutjss-219	64	13	multiple	multiple	ADJ
esutjss-219	64	14	stakeholders	stakeholder	NOUN
esutjss-219	64	15	across	across	ADP
esutjss-219	64	16	different	different	ADJ
esutjss-219	64	17	regions	region	NOUN
esutjss-219	64	18	and	and	CCONJ
esutjss-219	64	19	industries	industry	NOUN
esutjss-219	64	20	.	.	PUNCT
esutjss-219	65	1	this	this	DET
esutjss-219	65	2	complexity	complexity	NOUN
esutjss-219	65	3	can	can	AUX
esutjss-219	65	4	lead	lead	VERB
esutjss-219	65	5	to	to	ADP
esutjss-219	65	6	difficulties	difficulty	NOUN
esutjss-219	65	7	in	in	ADP
esutjss-219	65	8	coordinating	coordinate	VERB
esutjss-219	65	9	activities	activity	NOUN
esutjss-219	65	10	and	and	CCONJ
esutjss-219	65	11	maintaining	maintain	VERB
esutjss-219	65	12	visibility	visibility	NOUN
esutjss-219	65	13	throughout	throughout	ADP
esutjss-219	65	14	the	the	DET
esutjss-219	65	15	supply	supply	NOUN
esutjss-219	65	16	chain	chain	NOUN
esutjss-219	65	17	(	(	PUNCT
esutjss-219	65	18	bowersox	bowersox	PROPN
esutjss-219	65	19	et	et	PROPN
esutjss-219	65	20	al	al	PROPN
esutjss-219	65	21	.	.	PROPN
esutjss-219	65	22	,	,	PUNCT
esutjss-219	65	23	2013	2013	NUM
esutjss-219	65	24	)	)	PUNCT
esutjss-219	65	25	.	.	PUNCT
esutjss-219	66	1	furthermore	furthermore	ADV
esutjss-219	66	2	,	,	PUNCT
esutjss-219	66	3	logistical	logistical	ADJ
esutjss-219	66	4	issues	issue	NOUN
esutjss-219	66	5	such	such	ADJ
esutjss-219	66	6	as	as	ADP
esutjss-219	66	7	transportation	transportation	NOUN
esutjss-219	66	8	delays	delay	NOUN
esutjss-219	66	9	and	and	CCONJ
esutjss-219	66	10	inventory	inventory	NOUN
esutjss-219	66	11	management	management	NOUN
esutjss-219	66	12	problems	problem	NOUN
esutjss-219	66	13	can	can	AUX
esutjss-219	66	14	affect	affect	VERB
esutjss-219	66	15	supply	supply	NOUN
esutjss-219	66	16	chain	chain	NOUN
esutjss-219	66	17	efficiency	efficiency	NOUN
esutjss-219	66	18	(	(	PUNCT
esutjss-219	66	19	lambert	lambert	PROPN
esutjss-219	66	20	et	et	PROPN
esutjss-219	66	21	al	al	PROPN
esutjss-219	66	22	.	.	PROPN
esutjss-219	66	23	,	,	PUNCT
esutjss-219	66	24	1998	1998	NUM
esutjss-219	66	25	)	)	PUNCT
esutjss-219	66	26	.	.	PUNCT
esutjss-219	67	1	to	to	PART
esutjss-219	67	2	address	address	VERB
esutjss-219	67	3	these	these	DET
esutjss-219	67	4	challenges	challenge	NOUN
esutjss-219	67	5	,	,	PUNCT
esutjss-219	67	6	various	various	ADJ
esutjss-219	67	7	strategies	strategy	NOUN
esutjss-219	67	8	for	for	ADP
esutjss-219	67	9	optimizing	optimize	VERB
esutjss-219	67	10	supply	supply	NOUN
esutjss-219	67	11	chain	chain	NOUN
esutjss-219	67	12	performance	performance	NOUN
esutjss-219	67	13	have	have	AUX
esutjss-219	67	14	been	be	AUX
esutjss-219	67	15	proposed	propose	VERB
esutjss-219	67	16	.	.	PUNCT
esutjss-219	68	1	lean	lean	ADJ
esutjss-219	68	2	supply	supply	NOUN
esutjss-219	68	3	chain	chain	NOUN
esutjss-219	68	4	management	management	NOUN
esutjss-219	68	5	,	,	PUNCT
esutjss-219	68	6	for	for	ADP
esutjss-219	68	7	example	example	NOUN
esutjss-219	68	8	,	,	PUNCT
esutjss-219	68	9	focuses	focus	VERB
esutjss-219	68	10	on	on	ADP
esutjss-219	68	11	eliminating	eliminate	VERB
esutjss-219	68	12	waste	waste	NOUN
esutjss-219	68	13	and	and	CCONJ
esutjss-219	68	14	improving	improve	VERB
esutjss-219	68	15	efficiency	efficiency	NOUN
esutjss-219	68	16	by	by	ADP
esutjss-219	68	17	streamlining	streamline	VERB
esutjss-219	68	18	processes	process	NOUN
esutjss-219	68	19	and	and	CCONJ
esutjss-219	68	20	reducing	reduce	VERB
esutjss-219	68	21	inventory	inventory	NOUN
esutjss-219	68	22	levels	level	NOUN
esutjss-219	68	23	(	(	PUNCT
esutjss-219	68	24	womack	womack	PROPN
esutjss-219	68	25	&	&	CCONJ
esutjss-219	68	26	jones	jones	PROPN
esutjss-219	68	27	,	,	PUNCT
esutjss-219	68	28	1996	1996	NUM
esutjss-219	68	29	)	)	PUNCT
esutjss-219	68	30	.	.	PUNCT
esutjss-219	69	1	this	this	DET
esutjss-219	69	2	approach	approach	NOUN
esutjss-219	69	3	aims	aim	VERB
esutjss-219	69	4	to	to	PART
esutjss-219	69	5	enhance	enhance	VERB
esutjss-219	69	6	value	value	NOUN
esutjss-219	69	7	for	for	ADP
esutjss-219	69	8	customers	customer	NOUN
esutjss-219	69	9	while	while	SCONJ
esutjss-219	69	10	minimizing	minimize	VERB
esutjss-219	69	11	costs	cost	NOUN
esutjss-219	69	12	and	and	CCONJ
esutjss-219	69	13	operational	operational	ADJ
esutjss-219	69	14	inefficiencies	inefficiency	NOUN
esutjss-219	69	15	.	.	PUNCT
esutjss-219	70	1	alternatively	alternatively	ADV
esutjss-219	70	2	,	,	PUNCT
esutjss-219	70	3	agile	agile	ADJ
esutjss-219	70	4	supply	supply	NOUN
esutjss-219	70	5	chain	chain	NOUN
esutjss-219	70	6	management	management	NOUN
esutjss-219	70	7	emphasizes	emphasize	VERB
esutjss-219	70	8	flexibility	flexibility	NOUN
esutjss-219	70	9	and	and	CCONJ
esutjss-219	70	10	responsiveness	responsiveness	NOUN
esutjss-219	70	11	.	.	PUNCT
esutjss-219	71	1	this	this	DET
esutjss-219	71	2	strategy	strategy	NOUN
esutjss-219	71	3	allows	allow	VERB
esutjss-219	71	4	companies	company	NOUN
esutjss-219	71	5	to	to	PART
esutjss-219	71	6	quickly	quickly	ADV
esutjss-219	71	7	adapt	adapt	VERB
esutjss-219	71	8	to	to	ADP
esutjss-219	71	9	changes	change	NOUN
esutjss-219	71	10	in	in	ADP
esutjss-219	71	11	demand	demand	NOUN
esutjss-219	71	12	and	and	CCONJ
esutjss-219	71	13	supply	supply	NOUN
esutjss-219	71	14	conditions	condition	NOUN
esutjss-219	71	15	,	,	PUNCT
esutjss-219	71	16	thereby	thereby	ADV
esutjss-219	71	17	improving	improve	VERB
esutjss-219	71	18	their	their	PRON
esutjss-219	71	19	ability	ability	NOUN
esutjss-219	71	20	to	to	PART
esutjss-219	71	21	handle	handle	VERB
esutjss-219	71	22	disruptions	disruption	NOUN
esutjss-219	71	23	and	and	CCONJ
esutjss-219	71	24	uncertainties	uncertainty	NOUN
esutjss-219	71	25	(	(	PUNCT
esutjss-219	71	26	christopher	christopher	NOUN
esutjss-219	71	27	,	,	PUNCT
esutjss-219	71	28	2000	2000	NUM
esutjss-219	71	29	)	)	PUNCT
esutjss-219	71	30	.	.	PUNCT
esutjss-219	72	1	agile	agile	ADJ
esutjss-219	72	2	supply	supply	NOUN
esutjss-219	72	3	chains	chain	NOUN
esutjss-219	72	4	are	be	AUX
esutjss-219	72	5	particularly	particularly	ADV
esutjss-219	72	6	useful	useful	ADJ
esutjss-219	72	7	in	in	ADP
esutjss-219	72	8	industries	industry	NOUN
esutjss-219	72	9	characterized	characterize	VERB
esutjss-219	72	10	by	by	ADP
esutjss-219	72	11	rapid	rapid	ADJ
esutjss-219	72	12	changes	change	NOUN
esutjss-219	72	13	in	in	ADP
esutjss-219	72	14	consumer	consumer	NOUN
esutjss-219	72	15	preferences	preference	NOUN
esutjss-219	72	16	and	and	CCONJ
esutjss-219	72	17	market	market	NOUN
esutjss-219	72	18	conditions	condition	NOUN
esutjss-219	72	19	(	(	PUNCT
esutjss-219	72	20	swafford	swafford	NOUN
esutjss-219	72	21	et	et	PROPN
esutjss-219	72	22	al	al	PROPN
esutjss-219	72	23	.	.	PROPN
esutjss-219	72	24	,	,	PUNCT
esutjss-219	72	25	2006	2006	NUM
esutjss-219	72	26	)	)	PUNCT
esutjss-219	72	27	.	.	PUNCT
esutjss-219	73	1	additionally	additionally	ADV
esutjss-219	73	2	,	,	PUNCT
esutjss-219	73	3	the	the	DET
esutjss-219	73	4	integration	integration	NOUN
esutjss-219	73	5	of	of	ADP
esutjss-219	73	6	advanced	advanced	ADJ
esutjss-219	73	7	technologies	technology	NOUN
esutjss-219	73	8	such	such	ADJ
esutjss-219	73	9	as	as	ADP
esutjss-219	73	10	artificial	artificial	ADJ
esutjss-219	73	11	intelligence	intelligence	NOUN
esutjss-219	73	12	(	(	PUNCT
esutjss-219	73	13	ai	ai	NOUN
esutjss-219	73	14	)	)	PUNCT
esutjss-219	73	15	,	,	PUNCT
esutjss-219	73	16	big	big	ADJ
esutjss-219	73	17	data	datum	NOUN
esutjss-219	73	18	analytics	analytic	NOUN
esutjss-219	73	19	,	,	PUNCT
esutjss-219	73	20	and	and	CCONJ
esutjss-219	73	21	blockchain	blockchain	PROPN
esutjss-219	73	22	has	have	AUX
esutjss-219	73	23	been	be	AUX
esutjss-219	73	24	identified	identify	VERB
esutjss-219	73	25	as	as	ADP
esutjss-219	73	26	a	a	DET
esutjss-219	73	27	key	key	ADJ
esutjss-219	73	28	factor	factor	NOUN
esutjss-219	73	29	in	in	ADP
esutjss-219	73	30	optimizing	optimize	VERB
esutjss-219	73	31	supply	supply	NOUN
esutjss-219	73	32	chains	chain	NOUN
esutjss-219	73	33	.	.	PUNCT
esutjss-219	74	1	ai	ai	VERB
esutjss-219	74	2	and	and	CCONJ
esutjss-219	74	3	big	big	ADJ
esutjss-219	74	4	data	datum	NOUN
esutjss-219	74	5	analytics	analytic	NOUN
esutjss-219	74	6	enable	enable	VERB
esutjss-219	74	7	real	real	ADJ
esutjss-219	74	8	-	-	PUNCT
esutjss-219	74	9	time	time	NOUN
esutjss-219	74	10	monitoring	monitoring	NOUN
esutjss-219	74	11	and	and	CCONJ
esutjss-219	74	12	predictive	predictive	ADJ
esutjss-219	74	13	analysis	analysis	NOUN
esutjss-219	74	14	,	,	PUNCT
esutjss-219	74	15	which	which	PRON
esutjss-219	74	16	can	can	AUX
esutjss-219	74	17	enhance	enhance	VERB
esutjss-219	74	18	decision	decision	NOUN
esutjss-219	74	19	-	-	PUNCT
esutjss-219	74	20	making	make	VERB
esutjss-219	74	21	and	and	CCONJ
esutjss-219	74	22	improve	improve	VERB
esutjss-219	74	23	supply	supply	NOUN
esutjss-219	74	24	chain	chain	NOUN
esutjss-219	74	25	visibility	visibility	NOUN
esutjss-219	74	26	(	(	PUNCT
esutjss-219	74	27	yao	yao	NOUN
esutjss-219	74	28	et	et	PROPN
esutjss-219	74	29	al	al	PROPN
esutjss-219	74	30	.	.	PROPN
esutjss-219	74	31	,	,	PUNCT
esutjss-219	74	32	2018	2018	NUM
esutjss-219	74	33	)	)	PUNCT
esutjss-219	74	34	.	.	PUNCT
esutjss-219	75	1	blockchain	blockchain	PROPN
esutjss-219	75	2	technology	technology	PROPN
esutjss-219	75	3	,	,	PUNCT
esutjss-219	75	4	on	on	ADP
esutjss-219	75	5	the	the	DET
esutjss-219	75	6	other	other	ADJ
esutjss-219	75	7	hand	hand	NOUN
esutjss-219	75	8	,	,	PUNCT
esutjss-219	75	9	offers	offer	VERB
esutjss-219	75	10	a	a	DET
esutjss-219	75	11	secure	secure	ADJ
esutjss-219	75	12	and	and	CCONJ
esutjss-219	75	13	transparent	transparent	ADJ
esutjss-219	75	14	way	way	NOUN
esutjss-219	75	15	to	to	PART
esutjss-219	75	16	track	track	VERB
esutjss-219	75	17	and	and	CCONJ
esutjss-219	75	18	verify	verify	VERB
esutjss-219	75	19	transactions	transaction	NOUN
esutjss-219	75	20	across	across	ADP
esutjss-219	75	21	the	the	DET
esutjss-219	75	22	supply	supply	NOUN
esutjss-219	75	23	chain	chain	NOUN
esutjss-219	75	24	,	,	PUNCT
esutjss-219	75	25	reducing	reduce	VERB
esutjss-219	75	26	fraud	fraud	NOUN
esutjss-219	75	27	and	and	CCONJ
esutjss-219	75	28	enhancing	enhance	VERB
esutjss-219	75	29	trust	trust	NOUN
esutjss-219	75	30	among	among	ADP
esutjss-219	75	31	stakeholders	stakeholder	NOUN
esutjss-219	75	32	(	(	PUNCT
esutjss-219	75	33	kshetri	kshetri	ADJ
esutjss-219	75	34	,	,	PUNCT
esutjss-219	75	35	2018	2018	NUM
esutjss-219	75	36	)	)	PUNCT
esutjss-219	75	37	.	.	PUNCT
esutjss-219	76	1	328	328	NUM
esutjss-219	76	2	supply	supply	NOUN
esutjss-219	76	3	chain	chain	NOUN
esutjss-219	76	4	vulnerabilities	vulnerability	NOUN
esutjss-219	76	5	supply	supply	NOUN
esutjss-219	76	6	chain	chain	NOUN
esutjss-219	76	7	vulnerabilities	vulnerability	NOUN
esutjss-219	76	8	refer	refer	VERB
esutjss-219	76	9	to	to	ADP
esutjss-219	76	10	the	the	DET
esutjss-219	76	11	potential	potential	ADJ
esutjss-219	76	12	weaknesses	weakness	NOUN
esutjss-219	76	13	and	and	CCONJ
esutjss-219	76	14	risks	risk	NOUN
esutjss-219	76	15	that	that	PRON
esutjss-219	76	16	can	can	AUX
esutjss-219	76	17	disrupt	disrupt	VERB
esutjss-219	76	18	the	the	DET
esutjss-219	76	19	smooth	smooth	ADJ
esutjss-219	76	20	functioning	functioning	NOUN
esutjss-219	76	21	of	of	ADP
esutjss-219	76	22	supply	supply	NOUN
esutjss-219	76	23	chains	chain	NOUN
esutjss-219	76	24	.	.	PUNCT
esutjss-219	77	1	these	these	DET
esutjss-219	77	2	vulnerabilities	vulnerability	NOUN
esutjss-219	77	3	can	can	AUX
esutjss-219	77	4	have	have	VERB
esutjss-219	77	5	significant	significant	ADJ
esutjss-219	77	6	impacts	impact	NOUN
esutjss-219	77	7	on	on	ADP
esutjss-219	77	8	operational	operational	ADJ
esutjss-219	77	9	efficiency	efficiency	NOUN
esutjss-219	77	10	,	,	PUNCT
esutjss-219	77	11	financial	financial	ADJ
esutjss-219	77	12	stability	stability	NOUN
esutjss-219	77	13	,	,	PUNCT
esutjss-219	77	14	and	and	CCONJ
esutjss-219	77	15	overall	overall	ADJ
esutjss-219	77	16	business	business	NOUN
esutjss-219	77	17	performance	performance	NOUN
esutjss-219	77	18	(	(	PUNCT
esutjss-219	77	19	alli	alli	PROPN
esutjss-219	77	20	,	,	PUNCT
esutjss-219	77	21	jubril	jubril	PROPN
esutjss-219	77	22	,	,	PUNCT
esutjss-219	77	23	&	&	CCONJ
esutjss-219	77	24	bello	bello	PROPN
esutjss-219	77	25	,	,	PUNCT
esutjss-219	77	26	2024	2024	NUM
esutjss-219	77	27	)	)	PUNCT
esutjss-219	77	28	.	.	PUNCT
esutjss-219	78	1	understanding	understand	VERB
esutjss-219	78	2	these	these	DET
esutjss-219	78	3	vulnerabilities	vulnerability	NOUN
esutjss-219	78	4	is	be	AUX
esutjss-219	78	5	critical	critical	ADJ
esutjss-219	78	6	for	for	ADP
esutjss-219	78	7	developing	develop	VERB
esutjss-219	78	8	effective	effective	ADJ
esutjss-219	78	9	strategies	strategy	NOUN
esutjss-219	78	10	to	to	PART
esutjss-219	78	11	manage	manage	VERB
esutjss-219	78	12	and	and	CCONJ
esutjss-219	78	13	mitigate	mitigate	VERB
esutjss-219	78	14	risks	risk	NOUN
esutjss-219	78	15	.	.	PUNCT
esutjss-219	79	1	supply	supply	NOUN
esutjss-219	79	2	chain	chain	NOUN
esutjss-219	79	3	vulnerabilities	vulnerability	NOUN
esutjss-219	79	4	can	can	AUX
esutjss-219	79	5	arise	arise	VERB
esutjss-219	79	6	from	from	ADP
esutjss-219	79	7	various	various	ADJ
esutjss-219	79	8	internal	internal	ADJ
esutjss-219	79	9	and	and	CCONJ
esutjss-219	79	10	external	external	ADJ
esutjss-219	79	11	factors	factor	NOUN
esutjss-219	79	12	.	.	PUNCT
esutjss-219	80	1	internal	internal	ADJ
esutjss-219	80	2	vulnerabilities	vulnerability	NOUN
esutjss-219	80	3	often	often	ADV
esutjss-219	80	4	include	include	VERB
esutjss-219	80	5	operational	operational	ADJ
esutjss-219	80	6	inefficiencies	inefficiency	NOUN
esutjss-219	80	7	and	and	CCONJ
esutjss-219	80	8	management	management	NOUN
esutjss-219	80	9	shortcomings	shortcoming	NOUN
esutjss-219	80	10	,	,	PUNCT
esutjss-219	80	11	while	while	SCONJ
esutjss-219	80	12	external	external	ADJ
esutjss-219	80	13	vulnerabilities	vulnerability	NOUN
esutjss-219	80	14	involve	involve	VERB
esutjss-219	80	15	broader	broad	ADJ
esutjss-219	80	16	environmental	environmental	ADJ
esutjss-219	80	17	and	and	CCONJ
esutjss-219	80	18	market	market	NOUN
esutjss-219	80	19	factors	factor	NOUN
esutjss-219	80	20	.	.	PUNCT
esutjss-219	81	1	operational	operational	ADJ
esutjss-219	81	2	inefficiencies	inefficiency	NOUN
esutjss-219	81	3	are	be	AUX
esutjss-219	81	4	a	a	DET
esutjss-219	81	5	major	major	ADJ
esutjss-219	81	6	source	source	NOUN
esutjss-219	81	7	of	of	ADP
esutjss-219	81	8	vulnerability	vulnerability	NOUN
esutjss-219	81	9	within	within	ADP
esutjss-219	81	10	supply	supply	NOUN
esutjss-219	81	11	chains	chain	NOUN
esutjss-219	81	12	.	.	PUNCT
esutjss-219	82	1	poorly	poorly	ADV
esutjss-219	82	2	managed	manage	VERB
esutjss-219	82	3	inventory	inventory	NOUN
esutjss-219	82	4	,	,	PUNCT
esutjss-219	82	5	inadequate	inadequate	ADJ
esutjss-219	82	6	logistical	logistical	ADJ
esutjss-219	82	7	arrangements	arrangement	NOUN
esutjss-219	82	8	,	,	PUNCT
esutjss-219	82	9	and	and	CCONJ
esutjss-219	82	10	inefficient	inefficient	ADJ
esutjss-219	82	11	production	production	NOUN
esutjss-219	82	12	processes	process	NOUN
esutjss-219	82	13	can	can	AUX
esutjss-219	82	14	create	create	VERB
esutjss-219	82	15	significant	significant	ADJ
esutjss-219	82	16	weaknesses	weakness	NOUN
esutjss-219	82	17	.	.	PUNCT
esutjss-219	83	1	for	for	ADP
esutjss-219	83	2	instance	instance	NOUN
esutjss-219	83	3	,	,	PUNCT
esutjss-219	83	4	lambert	lambert	PROPN
esutjss-219	83	5	et	et	PROPN
esutjss-219	83	6	al	al	PROPN
esutjss-219	83	7	.	.	PUNCT
esutjss-219	84	1	(	(	PUNCT
esutjss-219	84	2	1998	1998	NUM
esutjss-219	84	3	)	)	PUNCT
esutjss-219	84	4	highlight	highlight	VERB
esutjss-219	84	5	how	how	SCONJ
esutjss-219	84	6	poor	poor	ADJ
esutjss-219	84	7	inventory	inventory	NOUN
esutjss-219	84	8	management	management	NOUN
esutjss-219	84	9	can	can	AUX
esutjss-219	84	10	lead	lead	VERB
esutjss-219	84	11	to	to	ADP
esutjss-219	84	12	stockouts	stockout	NOUN
esutjss-219	84	13	or	or	CCONJ
esutjss-219	84	14	overstocking	overstocking	NOUN
esutjss-219	84	15	,	,	PUNCT
esutjss-219	84	16	both	both	PRON
esutjss-219	84	17	of	of	ADP
esutjss-219	84	18	which	which	PRON
esutjss-219	84	19	disrupt	disrupt	VERB
esutjss-219	84	20	supply	supply	NOUN
esutjss-219	84	21	chain	chain	NOUN
esutjss-219	84	22	continuity	continuity	NOUN
esutjss-219	84	23	.	.	PUNCT
esutjss-219	85	1	similarly	similarly	ADV
esutjss-219	85	2	,	,	PUNCT
esutjss-219	85	3	disruptions	disruption	NOUN
esutjss-219	85	4	in	in	ADP
esutjss-219	85	5	logistics	logistic	NOUN
esutjss-219	85	6	due	due	ADJ
esutjss-219	85	7	to	to	ADP
esutjss-219	85	8	inadequate	inadequate	ADJ
esutjss-219	85	9	infrastructure	infrastructure	NOUN
esutjss-219	85	10	or	or	CCONJ
esutjss-219	85	11	mismanagement	mismanagement	NOUN
esutjss-219	85	12	can	can	AUX
esutjss-219	85	13	delay	delay	VERB
esutjss-219	85	14	product	product	NOUN
esutjss-219	85	15	deliveries	delivery	NOUN
esutjss-219	85	16	and	and	CCONJ
esutjss-219	85	17	increase	increase	VERB
esutjss-219	85	18	operational	operational	ADJ
esutjss-219	85	19	costs	cost	NOUN
esutjss-219	85	20	(	(	PUNCT
esutjss-219	85	21	bowersox	bowersox	PROPN
esutjss-219	85	22	et	et	PROPN
esutjss-219	85	23	al	al	PROPN
esutjss-219	85	24	.	.	PROPN
esutjss-219	85	25	,	,	PUNCT
esutjss-219	85	26	2013	2013	NUM
esutjss-219	85	27	)	)	PUNCT
esutjss-219	85	28	.	.	PUNCT
esutjss-219	86	1	also	also	ADV
esutjss-219	86	2	,	,	PUNCT
esutjss-219	86	3	external	external	ADJ
esutjss-219	86	4	factors	factor	NOUN
esutjss-219	86	5	also	also	ADV
esutjss-219	86	6	contribute	contribute	VERB
esutjss-219	86	7	to	to	AUX
esutjss-219	86	8	supply	supply	VERB
esutjss-219	86	9	chain	chain	NOUN
esutjss-219	86	10	vulnerabilities	vulnerability	NOUN
esutjss-219	86	11	.	.	PUNCT
esutjss-219	87	1	natural	natural	ADJ
esutjss-219	87	2	disasters	disaster	NOUN
esutjss-219	87	3	,	,	PUNCT
esutjss-219	87	4	geopolitical	geopolitical	ADJ
esutjss-219	87	5	instability	instability	NOUN
esutjss-219	87	6	,	,	PUNCT
esutjss-219	87	7	and	and	CCONJ
esutjss-219	87	8	economic	economic	ADJ
esutjss-219	87	9	fluctuations	fluctuation	NOUN
esutjss-219	87	10	are	be	AUX
esutjss-219	87	11	significant	significant	ADJ
esutjss-219	87	12	external	external	ADJ
esutjss-219	87	13	risks	risk	NOUN
esutjss-219	87	14	.	.	PUNCT
esutjss-219	88	1	natural	natural	ADJ
esutjss-219	88	2	disasters	disaster	NOUN
esutjss-219	88	3	such	such	ADJ
esutjss-219	88	4	as	as	ADP
esutjss-219	88	5	earthquakes	earthquake	NOUN
esutjss-219	88	6	,	,	PUNCT
esutjss-219	88	7	floods	flood	NOUN
esutjss-219	88	8	,	,	PUNCT
esutjss-219	88	9	and	and	CCONJ
esutjss-219	88	10	hurricanes	hurricane	NOUN
esutjss-219	88	11	can	can	AUX
esutjss-219	88	12	cause	cause	VERB
esutjss-219	88	13	severe	severe	ADJ
esutjss-219	88	14	disruptions	disruption	NOUN
esutjss-219	88	15	in	in	ADP
esutjss-219	88	16	supply	supply	NOUN
esutjss-219	88	17	chains	chain	NOUN
esutjss-219	88	18	by	by	ADP
esutjss-219	88	19	damaging	damage	VERB
esutjss-219	88	20	infrastructure	infrastructure	NOUN
esutjss-219	88	21	and	and	CCONJ
esutjss-219	88	22	production	production	NOUN
esutjss-219	88	23	facilities	facility	NOUN
esutjss-219	88	24	(	(	PUNCT
esutjss-219	88	25	sheffi	sheffi	PROPN
esutjss-219	88	26	,	,	PUNCT
esutjss-219	88	27	2005	2005	NUM
esutjss-219	88	28	)	)	PUNCT
esutjss-219	88	29	.	.	PUNCT
esutjss-219	89	1	for	for	ADP
esutjss-219	89	2	example	example	NOUN
esutjss-219	89	3	,	,	PUNCT
esutjss-219	89	4	the	the	DET
esutjss-219	89	5	2011	2011	NUM
esutjss-219	89	6	tohoku	tohoku	PROPN
esutjss-219	89	7	earthquake	earthquake	NOUN
esutjss-219	89	8	and	and	CCONJ
esutjss-219	89	9	tsunami	tsunami	NOUN
esutjss-219	89	10	had	have	VERB
esutjss-219	89	11	a	a	DET
esutjss-219	89	12	profound	profound	ADJ
esutjss-219	89	13	impact	impact	NOUN
esutjss-219	89	14	on	on	ADP
esutjss-219	89	15	global	global	ADJ
esutjss-219	89	16	supply	supply	NOUN
esutjss-219	89	17	chains	chain	NOUN
esutjss-219	89	18	,	,	PUNCT
esutjss-219	89	19	highlighting	highlight	VERB
esutjss-219	89	20	the	the	DET
esutjss-219	89	21	susceptibility	susceptibility	NOUN
esutjss-219	89	22	of	of	ADP
esutjss-219	89	23	interconnected	interconnected	ADJ
esutjss-219	89	24	networks	network	NOUN
esutjss-219	89	25	to	to	ADP
esutjss-219	89	26	natural	natural	ADJ
esutjss-219	89	27	calamities	calamity	NOUN
esutjss-219	89	28	(	(	PUNCT
esutjss-219	89	29	narasimhan	narasimhan	ADV
esutjss-219	89	30	et	et	PROPN
esutjss-219	89	31	al	al	PROPN
esutjss-219	89	32	.	.	PROPN
esutjss-219	89	33	,	,	PUNCT
esutjss-219	89	34	2015	2015	NUM
esutjss-219	89	35	)	)	PUNCT
esutjss-219	89	36	.	.	PUNCT
esutjss-219	90	1	furthermore	furthermore	ADV
esutjss-219	90	2	,	,	PUNCT
esutjss-219	90	3	geopolitical	geopolitical	ADJ
esutjss-219	90	4	instability	instability	NOUN
esutjss-219	90	5	and	and	CCONJ
esutjss-219	90	6	trade	trade	NOUN
esutjss-219	90	7	conflicts	conflict	NOUN
esutjss-219	90	8	further	far	ADV
esutjss-219	90	9	exacerbate	exacerbate	VERB
esutjss-219	90	10	supply	supply	NOUN
esutjss-219	90	11	chain	chain	NOUN
esutjss-219	90	12	vulnerabilities	vulnerability	NOUN
esutjss-219	90	13	.	.	PUNCT
esutjss-219	91	1	political	political	ADJ
esutjss-219	91	2	instability	instability	NOUN
esutjss-219	91	3	,	,	PUNCT
esutjss-219	91	4	trade	trade	NOUN
esutjss-219	91	5	wars	war	NOUN
esutjss-219	91	6	,	,	PUNCT
esutjss-219	91	7	and	and	CCONJ
esutjss-219	91	8	tariffs	tariff	NOUN
esutjss-219	91	9	can	can	AUX
esutjss-219	91	10	disrupt	disrupt	VERB
esutjss-219	91	11	the	the	DET
esutjss-219	91	12	flow	flow	NOUN
esutjss-219	91	13	of	of	ADP
esutjss-219	91	14	goods	good	NOUN
esutjss-219	91	15	and	and	CCONJ
esutjss-219	91	16	increase	increase	VERB
esutjss-219	91	17	costs	cost	NOUN
esutjss-219	91	18	.	.	PUNCT
esutjss-219	92	1	bowersox	bowersox	PROPN
esutjss-219	92	2	et	et	PROPN
esutjss-219	92	3	al	al	PROPN
esutjss-219	92	4	.	.	PROPN
esutjss-219	93	1	(	(	PUNCT
esutjss-219	93	2	2013	2013	NUM
esutjss-219	93	3	)	)	PUNCT
esutjss-219	93	4	discuss	discuss	VERB
esutjss-219	93	5	how	how	SCONJ
esutjss-219	93	6	geopolitical	geopolitical	ADJ
esutjss-219	93	7	risks	risk	NOUN
esutjss-219	93	8	can	can	AUX
esutjss-219	93	9	lead	lead	VERB
esutjss-219	93	10	to	to	ADP
esutjss-219	93	11	uncertainties	uncertainty	NOUN
esutjss-219	93	12	in	in	ADP
esutjss-219	93	13	supply	supply	NOUN
esutjss-219	93	14	chain	chain	NOUN
esutjss-219	93	15	planning	planning	NOUN
esutjss-219	93	16	and	and	CCONJ
esutjss-219	93	17	execution	execution	NOUN
esutjss-219	93	18	,	,	PUNCT
esutjss-219	93	19	affecting	affect	VERB
esutjss-219	93	20	global	global	ADJ
esutjss-219	93	21	trade	trade	NOUN
esutjss-219	93	22	dynamics	dynamic	NOUN
esutjss-219	93	23	.	.	PUNCT
esutjss-219	94	1	finally	finally	ADV
esutjss-219	94	2	,	,	PUNCT
esutjss-219	94	3	economic	economic	ADJ
esutjss-219	94	4	fluctuations	fluctuation	NOUN
esutjss-219	94	5	,	,	PUNCT
esutjss-219	94	6	including	include	VERB
esutjss-219	94	7	currency	currency	NOUN
esutjss-219	94	8	volatility	volatility	NOUN
esutjss-219	94	9	and	and	CCONJ
esutjss-219	94	10	inflation	inflation	NOUN
esutjss-219	94	11	,	,	PUNCT
esutjss-219	94	12	also	also	ADV
esutjss-219	94	13	pose	pose	VERB
esutjss-219	94	14	risks	risk	NOUN
esutjss-219	94	15	to	to	ADP
esutjss-219	94	16	supply	supply	NOUN
esutjss-219	94	17	chains	chain	NOUN
esutjss-219	94	18	.	.	PUNCT
esutjss-219	95	1	changes	change	NOUN
esutjss-219	95	2	in	in	ADP
esutjss-219	95	3	exchange	exchange	NOUN
esutjss-219	95	4	rates	rate	NOUN
esutjss-219	95	5	can	can	AUX
esutjss-219	95	6	affect	affect	VERB
esutjss-219	95	7	the	the	DET
esutjss-219	95	8	cost	cost	NOUN
esutjss-219	95	9	of	of	ADP
esutjss-219	95	10	imported	import	VERB
esutjss-219	95	11	materials	material	NOUN
esutjss-219	95	12	,	,	PUNCT
esutjss-219	95	13	while	while	SCONJ
esutjss-219	95	14	inflation	inflation	NOUN
esutjss-219	95	15	can	can	AUX
esutjss-219	95	16	impact	impact	VERB
esutjss-219	95	17	overall	overall	ADJ
esutjss-219	95	18	cost	cost	NOUN
esutjss-219	95	19	structures	structure	NOUN
esutjss-219	95	20	and	and	CCONJ
esutjss-219	95	21	demand	demand	NOUN
esutjss-219	95	22	(	(	PUNCT
esutjss-219	95	23	christopher	christopher	NOUN
esutjss-219	95	24	,	,	PUNCT
esutjss-219	95	25	2016	2016	NUM
esutjss-219	95	26	)	)	PUNCT
esutjss-219	95	27	.	.	PUNCT
esutjss-219	96	1	the	the	DET
esutjss-219	96	2	2008	2008	NUM
esutjss-219	96	3	financial	financial	ADJ
esutjss-219	96	4	crisis	crisis	NOUN
esutjss-219	96	5	is	be	AUX
esutjss-219	96	6	an	an	DET
esutjss-219	96	7	example	example	NOUN
esutjss-219	96	8	of	of	ADP
esutjss-219	96	9	how	how	SCONJ
esutjss-219	96	10	economic	economic	ADJ
esutjss-219	96	11	downturns	downturn	NOUN
esutjss-219	96	12	can	can	AUX
esutjss-219	96	13	disrupt	disrupt	VERB
esutjss-219	96	14	supply	supply	NOUN
esutjss-219	96	15	chains	chain	NOUN
esutjss-219	96	16	by	by	ADP
esutjss-219	96	17	causing	cause	VERB
esutjss-219	96	18	shifts	shift	NOUN
esutjss-219	96	19	in	in	ADP
esutjss-219	96	20	consumer	consumer	NOUN
esutjss-219	96	21	demand	demand	NOUN
esutjss-219	96	22	and	and	CCONJ
esutjss-219	96	23	financial	financial	ADJ
esutjss-219	96	24	instability	instability	NOUN
esutjss-219	96	25	(	(	PUNCT
esutjss-219	96	26	hendricks	hendrick	NOUN
esutjss-219	96	27	&	&	CCONJ
esutjss-219	96	28	singhal	singhal	PROPN
esutjss-219	96	29	,	,	PUNCT
esutjss-219	96	30	2009	2009	NUM
esutjss-219	96	31	)	)	PUNCT
esutjss-219	96	32	.	.	PUNCT
esutjss-219	97	1	the	the	DET
esutjss-219	97	2	impacts	impact	NOUN
esutjss-219	97	3	of	of	ADP
esutjss-219	97	4	supply	supply	NOUN
esutjss-219	97	5	chain	chain	NOUN
esutjss-219	97	6	vulnerabilities	vulnerability	NOUN
esutjss-219	97	7	can	can	AUX
esutjss-219	97	8	be	be	AUX
esutjss-219	97	9	far	far	ADV
esutjss-219	97	10	-	-	PUNCT
esutjss-219	97	11	reaching	reach	VERB
esutjss-219	97	12	,	,	PUNCT
esutjss-219	97	13	affecting	affect	VERB
esutjss-219	97	14	various	various	ADJ
esutjss-219	97	15	aspects	aspect	NOUN
esutjss-219	97	16	of	of	ADP
esutjss-219	97	17	business	business	NOUN
esutjss-219	97	18	operations	operation	NOUN
esutjss-219	97	19	.	.	PUNCT
esutjss-219	98	1	these	these	DET
esutjss-219	98	2	impacts	impact	NOUN
esutjss-219	98	3	include	include	VERB
esutjss-219	98	4	operational	operational	ADJ
esutjss-219	98	5	disruptions	disruption	NOUN
esutjss-219	98	6	,	,	PUNCT
esutjss-219	98	7	financial	financial	ADJ
esutjss-219	98	8	losses	loss	NOUN
esutjss-219	98	9	,	,	PUNCT
esutjss-219	98	10	and	and	CCONJ
esutjss-219	98	11	reputational	reputational	ADJ
esutjss-219	98	12	damage	damage	NOUN
esutjss-219	98	13	.	.	PUNCT
esutjss-219	99	1	operational	operational	ADJ
esutjss-219	99	2	disruptions	disruption	NOUN
esutjss-219	99	3	caused	cause	VERB
esutjss-219	99	4	by	by	ADP
esutjss-219	99	5	vulnerabilities	vulnerability	NOUN
esutjss-219	99	6	can	can	AUX
esutjss-219	99	7	lead	lead	VERB
esutjss-219	99	8	to	to	ADP
esutjss-219	99	9	significant	significant	ADJ
esutjss-219	99	10	delays	delay	NOUN
esutjss-219	99	11	and	and	CCONJ
esutjss-219	99	12	inefficiencies	inefficiency	NOUN
esutjss-219	99	13	.	.	PUNCT
esutjss-219	100	1	for	for	ADP
esutjss-219	100	2	example	example	NOUN
esutjss-219	100	3	,	,	PUNCT
esutjss-219	100	4	disruptions	disruption	NOUN
esutjss-219	100	5	in	in	ADP
esutjss-219	100	6	supply	supply	NOUN
esutjss-219	100	7	chain	chain	NOUN
esutjss-219	100	8	logistics	logistic	NOUN
esutjss-219	100	9	can	can	AUX
esutjss-219	100	10	result	result	VERB
esutjss-219	100	11	in	in	ADP
esutjss-219	100	12	missed	miss	VERB
esutjss-219	100	13	delivery	delivery	NOUN
esutjss-219	100	14	deadlines	deadline	NOUN
esutjss-219	100	15	,	,	PUNCT
esutjss-219	100	16	stockouts	stockout	NOUN
esutjss-219	100	17	,	,	PUNCT
esutjss-219	100	18	and	and	CCONJ
esutjss-219	100	19	production	production	NOUN
esutjss-219	100	20	stoppages	stoppage	NOUN
esutjss-219	100	21	.	.	PUNCT
esutjss-219	101	1	christopher	christopher	NOUN
esutjss-219	101	2	(	(	PUNCT
esutjss-219	101	3	2016	2016	NUM
esutjss-219	101	4	)	)	PUNCT
esutjss-219	101	5	notes	note	VERB
esutjss-219	101	6	that	that	SCONJ
esutjss-219	101	7	such	such	ADJ
esutjss-219	101	8	disruptions	disruption	NOUN
esutjss-219	101	9	can	can	AUX
esutjss-219	101	10	lead	lead	VERB
esutjss-219	101	11	to	to	ADP
esutjss-219	101	12	increased	increase	VERB
esutjss-219	101	13	lead	lead	PROPN
esutjss-219	101	14	times	time	NOUN
esutjss-219	101	15	,	,	PUNCT
esutjss-219	101	16	higher	high	ADJ
esutjss-219	101	17	costs	cost	NOUN
esutjss-219	101	18	,	,	PUNCT
esutjss-219	101	19	and	and	CCONJ
esutjss-219	101	20	reduced	reduce	VERB
esutjss-219	101	21	customer	customer	NOUN
esutjss-219	101	22	satisfaction	satisfaction	NOUN
esutjss-219	101	23	.	.	PUNCT
esutjss-219	102	1	financial	financial	ADJ
esutjss-219	102	2	losses	loss	NOUN
esutjss-219	102	3	are	be	AUX
esutjss-219	102	4	another	another	DET
esutjss-219	102	5	major	major	ADJ
esutjss-219	102	6	impact	impact	NOUN
esutjss-219	102	7	of	of	ADP
esutjss-219	102	8	supply	supply	NOUN
esutjss-219	102	9	chain	chain	NOUN
esutjss-219	102	10	vulnerabilities	vulnerability	NOUN
esutjss-219	102	11	.	.	PUNCT
esutjss-219	103	1	the	the	DET
esutjss-219	103	2	costs	cost	NOUN
esutjss-219	103	3	associated	associate	VERB
esutjss-219	103	4	with	with	ADP
esutjss-219	103	5	disruptions	disruption	NOUN
esutjss-219	103	6	can	can	AUX
esutjss-219	103	7	include	include	VERB
esutjss-219	103	8	increased	increase	VERB
esutjss-219	103	9	operational	operational	ADJ
esutjss-219	103	10	expenses	expense	NOUN
esutjss-219	103	11	,	,	PUNCT
esutjss-219	103	12	lost	lose	VERB
esutjss-219	103	13	sales	sale	NOUN
esutjss-219	103	14	,	,	PUNCT
esutjss-219	103	15	and	and	CCONJ
esutjss-219	103	16	compensation	compensation	NOUN
esutjss-219	103	17	claims	claim	NOUN
esutjss-219	103	18	.	.	PUNCT
esutjss-219	104	1	for	for	ADP
esutjss-219	104	2	instance	instance	NOUN
esutjss-219	104	3	,	,	PUNCT
esutjss-219	104	4	sheffi	sheffi	PROPN
esutjss-219	104	5	(	(	PUNCT
esutjss-219	104	6	2005	2005	NUM
esutjss-219	104	7	)	)	PUNCT
esutjss-219	104	8	emphasizes	emphasize	VERB
esutjss-219	104	9	that	that	SCONJ
esutjss-219	104	10	companies	company	NOUN
esutjss-219	104	11	often	often	ADV
esutjss-219	104	12	face	face	VERB
esutjss-219	104	13	substantial	substantial	ADJ
esutjss-219	104	14	financial	financial	ADJ
esutjss-219	104	15	losses	loss	NOUN
esutjss-219	104	16	due	due	ADJ
esutjss-219	104	17	to	to	PART
esutjss-219	104	18	supply	supply	VERB
esutjss-219	104	19	chain	chain	NOUN
esutjss-219	104	20	disruptions	disruption	NOUN
esutjss-219	104	21	,	,	PUNCT
esutjss-219	104	22	which	which	PRON
esutjss-219	104	23	can	can	AUX
esutjss-219	104	24	impact	impact	VERB
esutjss-219	104	25	profitability	profitability	NOUN
esutjss-219	104	26	and	and	CCONJ
esutjss-219	104	27	overall	overall	ADJ
esutjss-219	104	28	financial	financial	ADJ
esutjss-219	104	29	health	health	NOUN
esutjss-219	104	30	.	.	PUNCT
esutjss-219	105	1	reputational	reputational	ADJ
esutjss-219	105	2	damage	damage	NOUN
esutjss-219	105	3	can	can	AUX
esutjss-219	105	4	result	result	VERB
esutjss-219	105	5	from	from	ADP
esutjss-219	105	6	supply	supply	NOUN
esutjss-219	105	7	chain	chain	NOUN
esutjss-219	105	8	vulnerabilities	vulnerability	NOUN
esutjss-219	105	9	,	,	PUNCT
esutjss-219	105	10	particularly	particularly	ADV
esutjss-219	105	11	when	when	SCONJ
esutjss-219	105	12	disruptions	disruption	NOUN
esutjss-219	105	13	affect	affect	VERB
esutjss-219	105	14	customers	customer	NOUN
esutjss-219	105	15	or	or	CCONJ
esutjss-219	105	16	stakeholders	stakeholder	NOUN
esutjss-219	105	17	.	.	PUNCT
esutjss-219	106	1	companies	company	NOUN
esutjss-219	106	2	with	with	ADP
esutjss-219	106	3	unreliable	unreliable	ADJ
esutjss-219	106	4	supply	supply	NOUN
esutjss-219	106	5	chains	chain	NOUN
esutjss-219	106	6	may	may	AUX
esutjss-219	106	7	suffer	suffer	VERB
esutjss-219	106	8	from	from	ADP
esutjss-219	106	9	negative	negative	ADJ
esutjss-219	106	10	publicity	publicity	NOUN
esutjss-219	106	11	,	,	PUNCT
esutjss-219	106	12	loss	loss	NOUN
esutjss-219	106	13	of	of	ADP
esutjss-219	106	14	customer	customer	NOUN
esutjss-219	106	15	trust	trust	NOUN
esutjss-219	106	16	,	,	PUNCT
esutjss-219	106	17	and	and	CCONJ
esutjss-219	106	18	diminished	diminish	VERB
esutjss-219	106	19	brand	brand	NOUN
esutjss-219	106	20	value	value	NOUN
esutjss-219	106	21	(	(	PUNCT
esutjss-219	106	22	hendricks	hendrick	NOUN
esutjss-219	106	23	&	&	CCONJ
esutjss-219	106	24	singhal	singhal	PROPN
esutjss-219	106	25	,	,	PUNCT
esutjss-219	106	26	2009	2009	NUM
esutjss-219	106	27	)	)	PUNCT
esutjss-219	106	28	.	.	PUNCT
esutjss-219	107	1	the	the	DET
esutjss-219	107	2	long	long	ADJ
esutjss-219	107	3	-	-	PUNCT
esutjss-219	107	4	term	term	NOUN
esutjss-219	107	5	impact	impact	NOUN
esutjss-219	107	6	on	on	ADP
esutjss-219	107	7	a	a	DET
esutjss-219	107	8	company	company	NOUN
esutjss-219	107	9	’s	’s	PART
esutjss-219	107	10	reputation	reputation	NOUN
esutjss-219	107	11	can	can	AUX
esutjss-219	107	12	affect	affect	VERB
esutjss-219	107	13	customer	customer	NOUN
esutjss-219	107	14	loyalty	loyalty	NOUN
esutjss-219	107	15	and	and	CCONJ
esutjss-219	107	16	market	market	NOUN
esutjss-219	107	17	position	position	NOUN
esutjss-219	107	18	.	.	PUNCT
esutjss-219	108	1	329	329	NUM
esutjss-219	108	2	to	to	PART
esutjss-219	108	3	address	address	VERB
esutjss-219	108	4	and	and	CCONJ
esutjss-219	108	5	mitigate	mitigate	VERB
esutjss-219	108	6	supply	supply	NOUN
esutjss-219	108	7	chain	chain	NOUN
esutjss-219	108	8	vulnerabilities	vulnerability	NOUN
esutjss-219	108	9	,	,	PUNCT
esutjss-219	108	10	several	several	ADJ
esutjss-219	108	11	strategies	strategy	NOUN
esutjss-219	108	12	have	have	AUX
esutjss-219	108	13	been	be	AUX
esutjss-219	108	14	proposed	propose	VERB
esutjss-219	108	15	.	.	PUNCT
esutjss-219	109	1	these	these	DET
esutjss-219	109	2	strategies	strategy	NOUN
esutjss-219	109	3	include	include	VERB
esutjss-219	109	4	risk	risk	NOUN
esutjss-219	109	5	management	management	NOUN
esutjss-219	109	6	frameworks	framework	NOUN
esutjss-219	109	7	,	,	PUNCT
esutjss-219	109	8	supply	supply	NOUN
esutjss-219	109	9	chain	chain	NOUN
esutjss-219	109	10	resilience	resilience	NOUN
esutjss-219	109	11	,	,	PUNCT
esutjss-219	109	12	and	and	CCONJ
esutjss-219	109	13	the	the	DET
esutjss-219	109	14	use	use	NOUN
esutjss-219	109	15	of	of	ADP
esutjss-219	109	16	advanced	advanced	ADJ
esutjss-219	109	17	technologies	technology	NOUN
esutjss-219	109	18	.	.	PUNCT
esutjss-219	110	1	risk	risk	NOUN
esutjss-219	110	2	management	management	NOUN
esutjss-219	110	3	frameworks	framework	NOUN
esutjss-219	110	4	are	be	AUX
esutjss-219	110	5	essential	essential	ADJ
esutjss-219	110	6	for	for	ADP
esutjss-219	110	7	identifying	identify	VERB
esutjss-219	110	8	,	,	PUNCT
esutjss-219	110	9	assessing	assess	VERB
esutjss-219	110	10	,	,	PUNCT
esutjss-219	110	11	and	and	CCONJ
esutjss-219	110	12	mitigating	mitigate	VERB
esutjss-219	110	13	supply	supply	NOUN
esutjss-219	110	14	chain	chain	NOUN
esutjss-219	110	15	risks	risk	NOUN
esutjss-219	110	16	.	.	PUNCT
esutjss-219	111	1	according	accord	VERB
esutjss-219	111	2	to	to	ADP
esutjss-219	111	3	ponomarov	ponomarov	PROPN
esutjss-219	111	4	and	and	CCONJ
esutjss-219	111	5	holcomb	holcomb	NOUN
esutjss-219	111	6	(	(	PUNCT
esutjss-219	111	7	2009	2009	NUM
esutjss-219	111	8	)	)	PUNCT
esutjss-219	111	9	,	,	PUNCT
esutjss-219	111	10	effective	effective	ADJ
esutjss-219	111	11	risk	risk	NOUN
esutjss-219	111	12	management	management	NOUN
esutjss-219	111	13	involves	involve	VERB
esutjss-219	111	14	creating	create	VERB
esutjss-219	111	15	a	a	DET
esutjss-219	111	16	risk	risk	NOUN
esutjss-219	111	17	profile	profile	NOUN
esutjss-219	111	18	,	,	PUNCT
esutjss-219	111	19	implementing	implement	VERB
esutjss-219	111	20	mitigation	mitigation	NOUN
esutjss-219	111	21	measures	measure	NOUN
esutjss-219	111	22	,	,	PUNCT
esutjss-219	111	23	and	and	CCONJ
esutjss-219	111	24	continuously	continuously	ADV
esutjss-219	111	25	monitoring	monitor	VERB
esutjss-219	111	26	risk	risk	NOUN
esutjss-219	111	27	factors	factor	NOUN
esutjss-219	111	28	.	.	PUNCT
esutjss-219	112	1	developing	develop	VERB
esutjss-219	112	2	contingency	contingency	NOUN
esutjss-219	112	3	plans	plan	NOUN
esutjss-219	112	4	and	and	CCONJ
esutjss-219	112	5	diversifying	diversify	VERB
esutjss-219	112	6	suppliers	supplier	NOUN
esutjss-219	112	7	are	be	AUX
esutjss-219	112	8	key	key	ADJ
esutjss-219	112	9	components	component	NOUN
esutjss-219	112	10	of	of	ADP
esutjss-219	112	11	these	these	DET
esutjss-219	112	12	frameworks	framework	NOUN
esutjss-219	112	13	,	,	PUNCT
esutjss-219	112	14	helping	help	VERB
esutjss-219	112	15	to	to	PART
esutjss-219	112	16	reduce	reduce	VERB
esutjss-219	112	17	reliance	reliance	NOUN
esutjss-219	112	18	on	on	ADP
esutjss-219	112	19	single	single	ADJ
esutjss-219	112	20	sources	source	NOUN
esutjss-219	112	21	and	and	CCONJ
esutjss-219	112	22	enhance	enhance	VERB
esutjss-219	112	23	overall	overall	ADJ
esutjss-219	112	24	supply	supply	NOUN
esutjss-219	112	25	chain	chain	NOUN
esutjss-219	112	26	robustness	robustness	NOUN
esutjss-219	112	27	.	.	PUNCT
esutjss-219	113	1	building	build	VERB
esutjss-219	113	2	supply	supply	NOUN
esutjss-219	113	3	chain	chain	NOUN
esutjss-219	113	4	resilience	resilience	NOUN
esutjss-219	113	5	is	be	AUX
esutjss-219	113	6	another	another	DET
esutjss-219	113	7	critical	critical	ADJ
esutjss-219	113	8	strategy	strategy	NOUN
esutjss-219	113	9	.	.	PUNCT
esutjss-219	114	1	resilience	resilience	NOUN
esutjss-219	114	2	refers	refer	VERB
esutjss-219	114	3	to	to	ADP
esutjss-219	114	4	the	the	DET
esutjss-219	114	5	ability	ability	NOUN
esutjss-219	114	6	of	of	ADP
esutjss-219	114	7	a	a	DET
esutjss-219	114	8	supply	supply	NOUN
esutjss-219	114	9	chain	chain	NOUN
esutjss-219	114	10	to	to	PART
esutjss-219	114	11	withstand	withstand	VERB
esutjss-219	114	12	and	and	CCONJ
esutjss-219	114	13	recover	recover	VERB
esutjss-219	114	14	from	from	ADP
esutjss-219	114	15	disruptions	disruption	NOUN
esutjss-219	114	16	.	.	PUNCT
esutjss-219	115	1	christopher	christopher	NOUN
esutjss-219	115	2	(	(	PUNCT
esutjss-219	115	3	2000	2000	NUM
esutjss-219	115	4	)	)	PUNCT
esutjss-219	115	5	emphasizes	emphasize	VERB
esutjss-219	115	6	that	that	SCONJ
esutjss-219	115	7	resilient	resilient	ADJ
esutjss-219	115	8	supply	supply	NOUN
esutjss-219	115	9	chains	chain	NOUN
esutjss-219	115	10	are	be	AUX
esutjss-219	115	11	characterized	characterize	VERB
esutjss-219	115	12	by	by	ADP
esutjss-219	115	13	flexibility	flexibility	NOUN
esutjss-219	115	14	,	,	PUNCT
esutjss-219	115	15	adaptability	adaptability	NOUN
esutjss-219	115	16	,	,	PUNCT
esutjss-219	115	17	and	and	CCONJ
esutjss-219	115	18	redundancy	redundancy	NOUN
esutjss-219	115	19	.	.	PUNCT
esutjss-219	116	1	strategies	strategy	NOUN
esutjss-219	116	2	for	for	ADP
esutjss-219	116	3	enhancing	enhance	VERB
esutjss-219	116	4	resilience	resilience	NOUN
esutjss-219	116	5	include	include	VERB
esutjss-219	116	6	diversifying	diversify	VERB
esutjss-219	116	7	sourcing	sourcing	NOUN
esutjss-219	116	8	options	option	NOUN
esutjss-219	116	9	,	,	PUNCT
esutjss-219	116	10	establishing	establish	VERB
esutjss-219	116	11	safety	safety	NOUN
esutjss-219	116	12	stock	stock	NOUN
esutjss-219	116	13	levels	level	NOUN
esutjss-219	116	14	,	,	PUNCT
esutjss-219	116	15	and	and	CCONJ
esutjss-219	116	16	implementing	implement	VERB
esutjss-219	116	17	flexible	flexible	ADJ
esutjss-219	116	18	production	production	NOUN
esutjss-219	116	19	processes	process	NOUN
esutjss-219	116	20	.	.	PUNCT
esutjss-219	117	1	the	the	DET
esutjss-219	117	2	adoption	adoption	NOUN
esutjss-219	117	3	of	of	ADP
esutjss-219	117	4	advanced	advanced	ADJ
esutjss-219	117	5	technologies	technology	NOUN
esutjss-219	117	6	can	can	AUX
esutjss-219	117	7	significantly	significantly	ADV
esutjss-219	117	8	improve	improve	VERB
esutjss-219	117	9	supply	supply	NOUN
esutjss-219	117	10	chain	chain	NOUN
esutjss-219	117	11	management	management	NOUN
esutjss-219	117	12	and	and	CCONJ
esutjss-219	117	13	reduce	reduce	VERB
esutjss-219	117	14	vulnerabilities	vulnerability	NOUN
esutjss-219	117	15	.	.	PUNCT
esutjss-219	118	1	technologies	technology	NOUN
esutjss-219	118	2	such	such	ADJ
esutjss-219	118	3	as	as	ADP
esutjss-219	118	4	big	big	ADJ
esutjss-219	118	5	data	datum	NOUN
esutjss-219	118	6	analytics	analytic	NOUN
esutjss-219	118	7	,	,	PUNCT
esutjss-219	118	8	artificial	artificial	ADJ
esutjss-219	118	9	intelligence	intelligence	NOUN
esutjss-219	118	10	(	(	PUNCT
esutjss-219	118	11	ai	ai	NOUN
esutjss-219	118	12	)	)	PUNCT
esutjss-219	118	13	,	,	PUNCT
esutjss-219	118	14	and	and	CCONJ
esutjss-219	118	15	blockchain	blockchain	PROPN
esutjss-219	118	16	offer	offer	VERB
esutjss-219	118	17	tools	tool	NOUN
esutjss-219	118	18	for	for	ADP
esutjss-219	118	19	better	well	ADJ
esutjss-219	118	20	risk	risk	NOUN
esutjss-219	118	21	assessment	assessment	NOUN
esutjss-219	118	22	,	,	PUNCT
esutjss-219	118	23	real	real	ADJ
esutjss-219	118	24	-	-	PUNCT
esutjss-219	118	25	time	time	NOUN
esutjss-219	118	26	monitoring	monitoring	NOUN
esutjss-219	118	27	,	,	PUNCT
esutjss-219	118	28	and	and	CCONJ
esutjss-219	118	29	enhanced	enhance	VERB
esutjss-219	118	30	transparency	transparency	NOUN
esutjss-219	118	31	.	.	PUNCT
esutjss-219	119	1	yao	yao	PROPN
esutjss-219	119	2	et	et	PROPN
esutjss-219	119	3	al	al	PROPN
esutjss-219	119	4	.	.	PROPN
esutjss-219	120	1	(	(	PUNCT
esutjss-219	120	2	2018	2018	NUM
esutjss-219	120	3	)	)	PUNCT
esutjss-219	120	4	highlight	highlight	VERB
esutjss-219	120	5	how	how	SCONJ
esutjss-219	120	6	big	big	ADJ
esutjss-219	120	7	data	datum	NOUN
esutjss-219	120	8	analytics	analytic	NOUN
esutjss-219	120	9	and	and	CCONJ
esutjss-219	120	10	ai	ai	AUX
esutjss-219	120	11	can	can	AUX
esutjss-219	120	12	provide	provide	VERB
esutjss-219	120	13	predictive	predictive	ADJ
esutjss-219	120	14	insights	insight	NOUN
esutjss-219	120	15	and	and	CCONJ
esutjss-219	120	16	improve	improve	VERB
esutjss-219	120	17	decision	decision	NOUN
esutjss-219	120	18	-	-	PUNCT
esutjss-219	120	19	making	making	NOUN
esutjss-219	120	20	,	,	PUNCT
esutjss-219	120	21	while	while	SCONJ
esutjss-219	120	22	blockchain	blockchain	PROPN
esutjss-219	120	23	technology	technology	PROPN
esutjss-219	120	24	can	can	AUX
esutjss-219	120	25	enhance	enhance	VERB
esutjss-219	120	26	traceability	traceability	NOUN
esutjss-219	120	27	and	and	CCONJ
esutjss-219	120	28	reduce	reduce	VERB
esutjss-219	120	29	fraud	fraud	NOUN
esutjss-219	120	30	(	(	PUNCT
esutjss-219	120	31	kshetri	kshetri	ADJ
esutjss-219	120	32	,	,	PUNCT
esutjss-219	120	33	2018	2018	NUM
esutjss-219	120	34	)	)	PUNCT
esutjss-219	120	35	.	.	PUNCT
esutjss-219	121	1	concept	concept	NOUN
esutjss-219	121	2	of	of	ADP
esutjss-219	121	3	insurance	insurance	NOUN
esutjss-219	121	4	insurance	insurance	NOUN
esutjss-219	121	5	is	be	AUX
esutjss-219	121	6	a	a	DET
esutjss-219	121	7	financial	financial	ADJ
esutjss-219	121	8	mechanism	mechanism	NOUN
esutjss-219	121	9	designed	design	VERB
esutjss-219	121	10	to	to	PART
esutjss-219	121	11	manage	manage	VERB
esutjss-219	121	12	and	and	CCONJ
esutjss-219	121	13	mitigate	mitigate	VERB
esutjss-219	121	14	risks	risk	NOUN
esutjss-219	121	15	by	by	ADP
esutjss-219	121	16	providing	provide	VERB
esutjss-219	121	17	protection	protection	NOUN
esutjss-219	121	18	against	against	ADP
esutjss-219	121	19	financial	financial	ADJ
esutjss-219	121	20	losses	loss	NOUN
esutjss-219	121	21	from	from	ADP
esutjss-219	121	22	unforeseen	unforeseen	ADJ
esutjss-219	121	23	events	event	NOUN
esutjss-219	121	24	.	.	PUNCT
esutjss-219	122	1	the	the	DET
esutjss-219	122	2	concept	concept	NOUN
esutjss-219	122	3	of	of	ADP
esutjss-219	122	4	insurance	insurance	NOUN
esutjss-219	122	5	has	have	AUX
esutjss-219	122	6	evolved	evolve	VERB
esutjss-219	122	7	over	over	ADP
esutjss-219	122	8	centuries	century	NOUN
esutjss-219	122	9	,	,	PUNCT
esutjss-219	122	10	becoming	become	VERB
esutjss-219	122	11	a	a	DET
esutjss-219	122	12	critical	critical	ADJ
esutjss-219	122	13	component	component	NOUN
esutjss-219	122	14	of	of	ADP
esutjss-219	122	15	modern	modern	ADJ
esutjss-219	122	16	financial	financial	ADJ
esutjss-219	122	17	and	and	CCONJ
esutjss-219	122	18	risk	risk	NOUN
esutjss-219	122	19	management	management	NOUN
esutjss-219	122	20	systems	system	NOUN
esutjss-219	122	21	.	.	PUNCT
esutjss-219	123	1	insurance	insurance	NOUN
esutjss-219	123	2	can	can	AUX
esutjss-219	123	3	be	be	AUX
esutjss-219	123	4	defined	define	VERB
esutjss-219	123	5	as	as	ADP
esutjss-219	123	6	a	a	DET
esutjss-219	123	7	contractual	contractual	ADJ
esutjss-219	123	8	arrangement	arrangement	NOUN
esutjss-219	123	9	where	where	SCONJ
esutjss-219	123	10	one	one	NUM
esutjss-219	123	11	party	party	NOUN
esutjss-219	123	12	,	,	PUNCT
esutjss-219	123	13	the	the	DET
esutjss-219	123	14	insurer	insurer	NOUN
esutjss-219	123	15	,	,	PUNCT
esutjss-219	123	16	agrees	agree	VERB
esutjss-219	123	17	to	to	PART
esutjss-219	123	18	compensate	compensate	VERB
esutjss-219	123	19	another	another	DET
esutjss-219	123	20	party	party	NOUN
esutjss-219	123	21	,	,	PUNCT
esutjss-219	123	22	the	the	DET
esutjss-219	123	23	insured	insure	VERB
esutjss-219	123	24	,	,	PUNCT
esutjss-219	123	25	for	for	ADP
esutjss-219	123	26	specific	specific	ADJ
esutjss-219	123	27	losses	loss	NOUN
esutjss-219	123	28	or	or	CCONJ
esutjss-219	123	29	damages	damage	NOUN
esutjss-219	123	30	in	in	ADP
esutjss-219	123	31	exchange	exchange	NOUN
esutjss-219	123	32	for	for	ADP
esutjss-219	123	33	periodic	periodic	ADJ
esutjss-219	123	34	payments	payment	NOUN
esutjss-219	123	35	,	,	PUNCT
esutjss-219	123	36	known	know	VERB
esutjss-219	123	37	as	as	ADP
esutjss-219	123	38	premiums	premium	NOUN
esutjss-219	123	39	.	.	PUNCT
esutjss-219	124	1	insurance	insurance	NOUN
esutjss-219	124	2	as	as	ADP
esutjss-219	124	3	a	a	DET
esutjss-219	124	4	financial	financial	ADJ
esutjss-219	124	5	tool	tool	NOUN
esutjss-219	124	6	cut	cut	VERB
esutjss-219	124	7	across	across	ADP
esutjss-219	124	8	different	different	ADJ
esutjss-219	124	9	aspect	aspect	NOUN
esutjss-219	124	10	of	of	ADP
esutjss-219	124	11	lives	life	NOUN
esutjss-219	124	12	by	by	ADP
esutjss-219	124	13	providing	provide	VERB
esutjss-219	124	14	protection	protection	NOUN
esutjss-219	124	15	in	in	ADP
esutjss-219	124	16	such	such	ADJ
esutjss-219	124	17	areas	area	NOUN
esutjss-219	124	18	like	like	ADP
esutjss-219	124	19	cryptocurrency	cryptocurrency	NOUN
esutjss-219	124	20	(	(	PUNCT
esutjss-219	124	21	alli	alli	PROPN
esutjss-219	124	22	,	,	PUNCT
esutjss-219	124	23	ganiyu	ganiyu	NOUN
esutjss-219	124	24	,	,	PUNCT
esutjss-219	124	25	&	&	CCONJ
esutjss-219	124	26	aina	aina	PROPN
esutjss-219	124	27	,	,	PUNCT
esutjss-219	124	28	2020	2020	NUM
esutjss-219	124	29	)	)	PUNCT
esutjss-219	124	30	,	,	PUNCT
esutjss-219	124	31	marketing	marketing	NOUN
esutjss-219	124	32	of	of	ADP
esutjss-219	124	33	goods	good	NOUN
esutjss-219	124	34	and	and	CCONJ
esutjss-219	124	35	services	service	NOUN
esutjss-219	124	36	(	(	PUNCT
esutjss-219	124	37	ajemunigbohun	ajemunigbohun	PROPN
esutjss-219	124	38	,	,	PUNCT
esutjss-219	124	39	oreshile	oreshile	NOUN
esutjss-219	124	40	,	,	PUNCT
esutjss-219	124	41	&	&	CCONJ
esutjss-219	124	42	alli	alli	PROPN
esutjss-219	124	43	,	,	PUNCT
esutjss-219	124	44	2018	2018	NUM
esutjss-219	124	45	)	)	PUNCT
esutjss-219	124	46	,	,	PUNCT
esutjss-219	124	47	information	information	NOUN
esutjss-219	124	48	technology	technology	NOUN
esutjss-219	124	49	such	such	ADJ
esutjss-219	124	50	as	as	ADP
esutjss-219	124	51	artificial	artificial	ADJ
esutjss-219	124	52	intelligence	intelligence	NOUN
esutjss-219	124	53	(	(	PUNCT
esutjss-219	124	54	alli	alli	PROPN
esutjss-219	124	55	,	,	PUNCT
esutjss-219	124	56	ganiyu	ganiyu	NOUN
esutjss-219	124	57	,	,	PUNCT
esutjss-219	124	58	&	&	CCONJ
esutjss-219	124	59	aina	aina	PROPN
esutjss-219	124	60	,	,	PUNCT
esutjss-219	124	61	2021	2021	NUM
esutjss-219	124	62	)	)	PUNCT
esutjss-219	124	63	,	,	PUNCT
esutjss-219	124	64	provision	provision	NOUN
esutjss-219	124	65	of	of	ADP
esutjss-219	124	66	retirement	retirement	NOUN
esutjss-219	124	67	planning	planning	NOUN
esutjss-219	124	68	and	and	CCONJ
esutjss-219	124	69	pension	pension	NOUN
esutjss-219	124	70	for	for	ADP
esutjss-219	124	71	old	old	ADJ
esutjss-219	124	72	age	age	NOUN
esutjss-219	124	73	(	(	PUNCT
esutjss-219	124	74	ajemunigbohun	ajemunigbohun	PROPN
esutjss-219	124	75	,	,	PUNCT
esutjss-219	124	76	alli	alli	PROPN
esutjss-219	124	77	,	,	PUNCT
esutjss-219	124	78	&	&	CCONJ
esutjss-219	124	79	ganiyu	ganiyu	NOUN
esutjss-219	124	80	,	,	PUNCT
esutjss-219	124	81	2018	2018	NUM
esutjss-219	124	82	;	;	PUNCT
esutjss-219	124	83	ajemunigbohun	ajemunigbohun	PROPN
esutjss-219	124	84	,	,	PUNCT
esutjss-219	124	85	alli	alli	PROPN
esutjss-219	124	86	,	,	PUNCT
esutjss-219	124	87	&	&	CCONJ
esutjss-219	124	88	ganiyu	ganiyu	PROPN
esutjss-219	124	89	,	,	PUNCT
esutjss-219	124	90	2019	2019	NUM
esutjss-219	124	91	;	;	PUNCT
esutjss-219	124	92	alli	alli	PROPN
esutjss-219	124	93	,	,	PUNCT
esutjss-219	124	94	aina	aina	PROPN
esutjss-219	124	95	,	,	PUNCT
esutjss-219	124	96	&	&	CCONJ
esutjss-219	124	97	ganiyu	ganiyu	NOUN
esutjss-219	124	98	,	,	PUNCT
esutjss-219	124	99	2021	2021	NUM
esutjss-219	124	100	;	;	PUNCT
esutjss-219	124	101	gbenga	gbenga	NOUN
esutjss-219	124	102	,	,	PUNCT
esutjss-219	124	103	2020	2020	NUM
esutjss-219	124	104	)	)	PUNCT
esutjss-219	124	105	and	and	CCONJ
esutjss-219	124	106	provision	provision	NOUN
esutjss-219	124	107	of	of	ADP
esutjss-219	124	108	protection	protection	NOUN
esutjss-219	124	109	for	for	ADP
esutjss-219	124	110	properties	property	NOUN
esutjss-219	124	111	(	(	PUNCT
esutjss-219	124	112	alli	alli	PROPN
esutjss-219	124	113	,	,	PUNCT
esutjss-219	124	114	aina	aina	PROPN
esutjss-219	124	115	,	,	PUNCT
esutjss-219	124	116	&	&	CCONJ
esutjss-219	124	117	ganiyu	ganiyu	NOUN
esutjss-219	124	118	,	,	PUNCT
esutjss-219	124	119	2023	2023	NUM
esutjss-219	124	120	)	)	PUNCT
esutjss-219	124	121	.	.	PUNCT
esutjss-219	125	1	according	accord	VERB
esutjss-219	125	2	to	to	ADP
esutjss-219	125	3	outreville	outreville	NOUN
esutjss-219	125	4	(	(	PUNCT
esutjss-219	125	5	2013	2013	NUM
esutjss-219	125	6	)	)	PUNCT
esutjss-219	125	7	,	,	PUNCT
esutjss-219	125	8	insurance	insurance	NOUN
esutjss-219	125	9	functions	function	NOUN
esutjss-219	125	10	as	as	ADP
esutjss-219	125	11	a	a	DET
esutjss-219	125	12	risk	risk	NOUN
esutjss-219	125	13	management	management	NOUN
esutjss-219	125	14	tool	tool	NOUN
esutjss-219	125	15	that	that	PRON
esutjss-219	125	16	helps	help	VERB
esutjss-219	125	17	individuals	individual	NOUN
esutjss-219	125	18	and	and	CCONJ
esutjss-219	125	19	organizations	organization	NOUN
esutjss-219	125	20	protect	protect	VERB
esutjss-219	125	21	themselves	themselves	PRON
esutjss-219	125	22	from	from	ADP
esutjss-219	125	23	the	the	DET
esutjss-219	125	24	financial	financial	ADJ
esutjss-219	125	25	impact	impact	NOUN
esutjss-219	125	26	of	of	ADP
esutjss-219	125	27	adverse	adverse	ADJ
esutjss-219	125	28	events	event	NOUN
esutjss-219	125	29	.	.	PUNCT
esutjss-219	126	1	the	the	DET
esutjss-219	126	2	core	core	ADJ
esutjss-219	126	3	purpose	purpose	NOUN
esutjss-219	126	4	of	of	ADP
esutjss-219	126	5	insurance	insurance	NOUN
esutjss-219	126	6	is	be	AUX
esutjss-219	126	7	to	to	PART
esutjss-219	126	8	spread	spread	VERB
esutjss-219	126	9	the	the	DET
esutjss-219	126	10	risk	risk	NOUN
esutjss-219	126	11	of	of	ADP
esutjss-219	126	12	financial	financial	ADJ
esutjss-219	126	13	loss	loss	NOUN
esutjss-219	126	14	across	across	ADP
esutjss-219	126	15	a	a	DET
esutjss-219	126	16	large	large	ADJ
esutjss-219	126	17	number	number	NOUN
esutjss-219	126	18	of	of	ADP
esutjss-219	126	19	individuals	individual	NOUN
esutjss-219	126	20	or	or	CCONJ
esutjss-219	126	21	entities	entity	NOUN
esutjss-219	126	22	,	,	PUNCT
esutjss-219	126	23	thereby	thereby	ADV
esutjss-219	126	24	reducing	reduce	VERB
esutjss-219	126	25	the	the	DET
esutjss-219	126	26	financial	financial	ADJ
esutjss-219	126	27	burden	burden	NOUN
esutjss-219	126	28	on	on	ADP
esutjss-219	126	29	any	any	DET
esutjss-219	126	30	single	single	ADJ
esutjss-219	126	31	participant	participant	NOUN
esutjss-219	126	32	.	.	PUNCT
esutjss-219	127	1	insurance	insurance	NOUN
esutjss-219	127	2	plays	play	VERB
esutjss-219	127	3	a	a	DET
esutjss-219	127	4	crucial	crucial	ADJ
esutjss-219	127	5	role	role	NOUN
esutjss-219	127	6	in	in	ADP
esutjss-219	127	7	risk	risk	NOUN
esutjss-219	127	8	management	management	NOUN
esutjss-219	127	9	by	by	ADP
esutjss-219	127	10	providing	provide	VERB
esutjss-219	127	11	financial	financial	ADJ
esutjss-219	127	12	protection	protection	NOUN
esutjss-219	127	13	and	and	CCONJ
esutjss-219	127	14	stability	stability	NOUN
esutjss-219	127	15	.	.	PUNCT
esutjss-219	128	1	it	it	PRON
esutjss-219	128	2	helps	help	VERB
esutjss-219	128	3	individuals	individual	NOUN
esutjss-219	128	4	and	and	CCONJ
esutjss-219	128	5	organizations	organization	NOUN
esutjss-219	128	6	manage	manage	VERB
esutjss-219	128	7	potential	potential	ADJ
esutjss-219	128	8	financial	financial	ADJ
esutjss-219	128	9	losses	loss	NOUN
esutjss-219	128	10	from	from	ADP
esutjss-219	128	11	unforeseen	unforeseen	ADJ
esutjss-219	128	12	events	event	NOUN
esutjss-219	128	13	,	,	PUNCT
esutjss-219	128	14	thereby	thereby	ADV
esutjss-219	128	15	facilitating	facilitate	VERB
esutjss-219	128	16	financial	financial	ADJ
esutjss-219	128	17	planning	planning	NOUN
esutjss-219	128	18	and	and	CCONJ
esutjss-219	128	19	risk	risk	NOUN
esutjss-219	128	20	-	-	PUNCT
esutjss-219	128	21	taking	taking	NOUN
esutjss-219	128	22	.	.	PUNCT
esutjss-219	129	1	according	accord	VERB
esutjss-219	129	2	to	to	ADP
esutjss-219	129	3	swiss	swiss	PROPN
esutjss-219	129	4	re	re	X
esutjss-219	129	5	(	(	PUNCT
esutjss-219	129	6	2020	2020	NUM
esutjss-219	129	7	)	)	PUNCT
esutjss-219	129	8	,	,	PUNCT
esutjss-219	129	9	insurance	insurance	NOUN
esutjss-219	129	10	enhances	enhance	VERB
esutjss-219	129	11	economic	economic	ADJ
esutjss-219	129	12	stability	stability	NOUN
esutjss-219	129	13	by	by	ADP
esutjss-219	129	14	pooling	pool	VERB
esutjss-219	129	15	risks	risk	NOUN
esutjss-219	129	16	and	and	CCONJ
esutjss-219	129	17	distributing	distribute	VERB
esutjss-219	129	18	the	the	DET
esutjss-219	129	19	financial	financial	ADJ
esutjss-219	129	20	impact	impact	NOUN
esutjss-219	129	21	of	of	ADP
esutjss-219	129	22	adverse	adverse	ADJ
esutjss-219	129	23	events	event	NOUN
esutjss-219	129	24	across	across	ADP
esutjss-219	129	25	a	a	DET
esutjss-219	129	26	large	large	ADJ
esutjss-219	129	27	group	group	NOUN
esutjss-219	129	28	.	.	PUNCT
esutjss-219	130	1	this	this	DET
esutjss-219	130	2	risk	risk	NOUN
esutjss-219	130	3	pooling	pool	VERB
esutjss-219	130	4	effect	effect	NOUN
esutjss-219	130	5	contributes	contribute	VERB
esutjss-219	130	6	to	to	ADP
esutjss-219	130	7	overall	overall	ADJ
esutjss-219	130	8	financial	financial	ADJ
esutjss-219	130	9	stability	stability	NOUN
esutjss-219	130	10	and	and	CCONJ
esutjss-219	130	11	economic	economic	ADJ
esutjss-219	130	12	growth	growth	NOUN
esutjss-219	130	13	.	.	PUNCT
esutjss-219	131	1	moreover	moreover	ADV
esutjss-219	131	2	,	,	PUNCT
esutjss-219	131	3	insurance	insurance	NOUN
esutjss-219	131	4	encourages	encourage	VERB
esutjss-219	131	5	risk	risk	NOUN
esutjss-219	131	6	mitigation	mitigation	NOUN
esutjss-219	131	7	by	by	ADP
esutjss-219	131	8	incentivizing	incentivize	VERB
esutjss-219	131	9	the	the	DET
esutjss-219	131	10	implementation	implementation	NOUN
esutjss-219	131	11	of	of	ADP
esutjss-219	131	12	risk	risk	NOUN
esutjss-219	131	13	reduction	reduction	NOUN
esutjss-219	131	14	measures	measure	NOUN
esutjss-219	131	15	.	.	PUNCT
esutjss-219	132	1	for	for	ADP
esutjss-219	132	2	instance	instance	NOUN
esutjss-219	132	3	,	,	PUNCT
esutjss-219	132	4	insurers	insurer	NOUN
esutjss-219	132	5	may	may	AUX
esutjss-219	132	6	offer	offer	VERB
esutjss-219	132	7	premium	premium	NOUN
esutjss-219	132	8	discounts	discount	NOUN
esutjss-219	132	9	for	for	ADP
esutjss-219	132	10	implementing	implement	VERB
esutjss-219	132	11	safety	safety	NOUN
esutjss-219	132	12	measures	measure	NOUN
esutjss-219	132	13	or	or	CCONJ
esutjss-219	132	14	loss	loss	NOUN
esutjss-219	132	15	prevention	prevention	NOUN
esutjss-219	132	16	strategies	strategy	NOUN
esutjss-219	132	17	(	(	PUNCT
esutjss-219	132	18	vaughan	vaughan	PROPN
esutjss-219	132	19	&	&	CCONJ
esutjss-219	132	20	vaughan	vaughan	PROPN
esutjss-219	132	21	,	,	PUNCT
esutjss-219	132	22	2014	2014	NUM
esutjss-219	132	23	)	)	PUNCT
esutjss-219	132	24	.	.	PUNCT
esutjss-219	133	1	this	this	DET
esutjss-219	133	2	proactive	proactive	ADJ
esutjss-219	133	3	approach	approach	NOUN
esutjss-219	133	4	to	to	ADP
esutjss-219	133	5	risk	risk	NOUN
esutjss-219	133	6	management	management	NOUN
esutjss-219	133	7	benefits	benefit	NOUN
esutjss-219	133	8	330	330	NUM
esutjss-219	133	9	both	both	DET
esutjss-219	133	10	insurers	insurer	NOUN
esutjss-219	133	11	and	and	CCONJ
esutjss-219	133	12	insured	insured	ADJ
esutjss-219	133	13	parties	party	NOUN
esutjss-219	133	14	by	by	ADP
esutjss-219	133	15	reducing	reduce	VERB
esutjss-219	133	16	the	the	DET
esutjss-219	133	17	likelihood	likelihood	NOUN
esutjss-219	133	18	and	and	CCONJ
esutjss-219	133	19	severity	severity	NOUN
esutjss-219	133	20	of	of	ADP
esutjss-219	133	21	claims	claim	NOUN
esutjss-219	133	22	(	(	PUNCT
esutjss-219	133	23	yusuf	yusuf	PROPN
esutjss-219	133	24	,	,	PUNCT
esutjss-219	133	25	ajemunigbohun	ajemunigbohun	PROPN
esutjss-219	133	26	,	,	PUNCT
esutjss-219	133	27	&	&	CCONJ
esutjss-219	133	28	alli	alli	PROPN
esutjss-219	133	29	,	,	PUNCT
esutjss-219	133	30	2017	2017	NUM
esutjss-219	133	31	)	)	PUNCT
esutjss-219	133	32	.	.	PUNCT
esutjss-219	134	1	insurance	insurance	NOUN
esutjss-219	134	2	employs	employ	VERB
esutjss-219	134	3	several	several	ADJ
esutjss-219	134	4	mechanisms	mechanism	NOUN
esutjss-219	134	5	to	to	PART
esutjss-219	134	6	manage	manage	VERB
esutjss-219	134	7	and	and	CCONJ
esutjss-219	134	8	mitigate	mitigate	VERB
esutjss-219	134	9	financial	financial	ADJ
esutjss-219	134	10	risks	risk	NOUN
esutjss-219	134	11	.	.	PUNCT
esutjss-219	135	1	the	the	DET
esutjss-219	135	2	primary	primary	ADJ
esutjss-219	135	3	mechanism	mechanism	NOUN
esutjss-219	135	4	of	of	ADP
esutjss-219	135	5	insurance	insurance	NOUN
esutjss-219	135	6	is	be	AUX
esutjss-219	135	7	risk	risk	NOUN
esutjss-219	135	8	pooling	pooling	NOUN
esutjss-219	135	9	,	,	PUNCT
esutjss-219	135	10	which	which	PRON
esutjss-219	135	11	involves	involve	VERB
esutjss-219	135	12	aggregating	aggregate	VERB
esutjss-219	135	13	risks	risk	NOUN
esutjss-219	135	14	from	from	ADP
esutjss-219	135	15	multiple	multiple	ADJ
esutjss-219	135	16	individuals	individual	NOUN
esutjss-219	135	17	or	or	CCONJ
esutjss-219	135	18	entities	entity	NOUN
esutjss-219	135	19	into	into	ADP
esutjss-219	135	20	a	a	DET
esutjss-219	135	21	single	single	ADJ
esutjss-219	135	22	pool	pool	NOUN
esutjss-219	135	23	.	.	PUNCT
esutjss-219	136	1	by	by	ADP
esutjss-219	136	2	doing	do	VERB
esutjss-219	136	3	so	so	ADV
esutjss-219	136	4	,	,	PUNCT
esutjss-219	136	5	the	the	DET
esutjss-219	136	6	financial	financial	ADJ
esutjss-219	136	7	impact	impact	NOUN
esutjss-219	136	8	of	of	ADP
esutjss-219	136	9	any	any	DET
esutjss-219	136	10	single	single	ADJ
esutjss-219	136	11	loss	loss	NOUN
esutjss-219	136	12	is	be	AUX
esutjss-219	136	13	spread	spread	VERB
esutjss-219	136	14	across	across	ADP
esutjss-219	136	15	all	all	DET
esutjss-219	136	16	policyholders	policyholder	NOUN
esutjss-219	136	17	,	,	PUNCT
esutjss-219	136	18	reducing	reduce	VERB
esutjss-219	136	19	the	the	DET
esutjss-219	136	20	potential	potential	ADJ
esutjss-219	136	21	financial	financial	ADJ
esutjss-219	136	22	strain	strain	NOUN
esutjss-219	136	23	on	on	ADP
esutjss-219	136	24	any	any	DET
esutjss-219	136	25	one	one	NUM
esutjss-219	136	26	individual	individual	NOUN
esutjss-219	136	27	(	(	PUNCT
esutjss-219	136	28	jorion	jorion	NOUN
esutjss-219	136	29	,	,	PUNCT
esutjss-219	136	30	2007	2007	NUM
esutjss-219	136	31	)	)	PUNCT
esutjss-219	136	32	.	.	PUNCT
esutjss-219	137	1	this	this	DET
esutjss-219	137	2	risk	risk	NOUN
esutjss-219	137	3	transfer	transfer	NOUN
esutjss-219	137	4	approach	approach	NOUN
esutjss-219	137	5	enables	enable	VERB
esutjss-219	137	6	insurers	insurer	NOUN
esutjss-219	137	7	to	to	PART
esutjss-219	137	8	manage	manage	VERB
esutjss-219	137	9	and	and	CCONJ
esutjss-219	137	10	absorb	absorb	VERB
esutjss-219	137	11	large	large	ADJ
esutjss-219	137	12	-	-	PUNCT
esutjss-219	137	13	scale	scale	NOUN
esutjss-219	137	14	risks	risk	NOUN
esutjss-219	137	15	that	that	PRON
esutjss-219	137	16	would	would	AUX
esutjss-219	137	17	be	be	AUX
esutjss-219	137	18	unmanageable	unmanageable	ADJ
esutjss-219	137	19	for	for	ADP
esutjss-219	137	20	individuals	individual	NOUN
esutjss-219	137	21	or	or	CCONJ
esutjss-219	137	22	businesses	business	NOUN
esutjss-219	137	23	on	on	ADP
esutjss-219	137	24	their	their	PRON
esutjss-219	137	25	own	own	ADJ
esutjss-219	137	26	(	(	PUNCT
esutjss-219	137	27	miller	miller	PROPN
esutjss-219	137	28	&	&	CCONJ
esutjss-219	137	29	smith	smith	PROPN
esutjss-219	137	30	,	,	PUNCT
esutjss-219	137	31	2015	2015	NUM
esutjss-219	137	32	)	)	PUNCT
esutjss-219	137	33	.	.	PUNCT
esutjss-219	138	1	insurance	insurance	NOUN
esutjss-219	138	2	operates	operate	VERB
esutjss-219	138	3	on	on	ADP
esutjss-219	138	4	the	the	DET
esutjss-219	138	5	principle	principle	NOUN
esutjss-219	138	6	of	of	ADP
esutjss-219	138	7	collecting	collect	VERB
esutjss-219	138	8	premiums	premium	NOUN
esutjss-219	138	9	from	from	ADP
esutjss-219	138	10	policyholders	policyholder	NOUN
esutjss-219	138	11	in	in	ADP
esutjss-219	138	12	exchange	exchange	NOUN
esutjss-219	138	13	for	for	ADP
esutjss-219	138	14	financial	financial	ADJ
esutjss-219	138	15	protection	protection	NOUN
esutjss-219	138	16	against	against	ADP
esutjss-219	138	17	specified	specified	ADJ
esutjss-219	138	18	risks	risk	NOUN
esutjss-219	138	19	.	.	PUNCT
esutjss-219	139	1	premiums	premium	NOUN
esutjss-219	139	2	are	be	AUX
esutjss-219	139	3	calculated	calculate	VERB
esutjss-219	139	4	based	base	VERB
esutjss-219	139	5	on	on	ADP
esutjss-219	139	6	the	the	DET
esutjss-219	139	7	likelihood	likelihood	NOUN
esutjss-219	139	8	and	and	CCONJ
esutjss-219	139	9	potential	potential	ADJ
esutjss-219	139	10	impact	impact	NOUN
esutjss-219	139	11	of	of	ADP
esutjss-219	139	12	covered	covered	ADJ
esutjss-219	139	13	risks	risk	NOUN
esutjss-219	139	14	.	.	PUNCT
esutjss-219	140	1	when	when	SCONJ
esutjss-219	140	2	a	a	DET
esutjss-219	140	3	covered	covered	ADJ
esutjss-219	140	4	event	event	NOUN
esutjss-219	140	5	occurs	occur	VERB
esutjss-219	140	6	,	,	PUNCT
esutjss-219	140	7	the	the	DET
esutjss-219	140	8	insurer	insurer	NOUN
esutjss-219	140	9	compensates	compensate	VERB
esutjss-219	140	10	the	the	DET
esutjss-219	140	11	insured	insure	VERB
esutjss-219	140	12	up	up	ADP
esutjss-219	140	13	to	to	ADP
esutjss-219	140	14	the	the	DET
esutjss-219	140	15	policy	policy	NOUN
esutjss-219	140	16	limits	limit	NOUN
esutjss-219	140	17	,	,	PUNCT
esutjss-219	140	18	thereby	thereby	ADV
esutjss-219	140	19	mitigating	mitigate	VERB
esutjss-219	140	20	the	the	DET
esutjss-219	140	21	financial	financial	ADJ
esutjss-219	140	22	consequences	consequence	NOUN
esutjss-219	140	23	of	of	ADP
esutjss-219	140	24	the	the	DET
esutjss-219	140	25	loss	loss	NOUN
esutjss-219	140	26	(	(	PUNCT
esutjss-219	140	27	vaughan	vaughan	PROPN
esutjss-219	140	28	&	&	CCONJ
esutjss-219	140	29	vaughan	vaughan	PROPN
esutjss-219	140	30	,	,	PUNCT
esutjss-219	140	31	2014	2014	NUM
esutjss-219	140	32	)	)	PUNCT
esutjss-219	140	33	.	.	PUNCT
esutjss-219	141	1	this	this	DET
esutjss-219	141	2	systematic	systematic	ADJ
esutjss-219	141	3	approach	approach	NOUN
esutjss-219	141	4	to	to	ADP
esutjss-219	141	5	loss	loss	NOUN
esutjss-219	141	6	coverage	coverage	NOUN
esutjss-219	141	7	ensures	ensure	VERB
esutjss-219	141	8	that	that	SCONJ
esutjss-219	141	9	individuals	individual	NOUN
esutjss-219	141	10	and	and	CCONJ
esutjss-219	141	11	businesses	business	NOUN
esutjss-219	141	12	are	be	AUX
esutjss-219	141	13	shielded	shield	VERB
esutjss-219	141	14	from	from	ADP
esutjss-219	141	15	severe	severe	ADJ
esutjss-219	141	16	financial	financial	ADJ
esutjss-219	141	17	impacts	impact	NOUN
esutjss-219	141	18	.	.	PUNCT
esutjss-219	142	1	effective	effective	ADJ
esutjss-219	142	2	risk	risk	NOUN
esutjss-219	142	3	mitigation	mitigation	NOUN
esutjss-219	142	4	through	through	ADP
esutjss-219	142	5	insurance	insurance	NOUN
esutjss-219	142	6	relies	rely	VERB
esutjss-219	142	7	on	on	ADP
esutjss-219	142	8	thorough	thorough	ADJ
esutjss-219	142	9	risk	risk	NOUN
esutjss-219	142	10	assessment	assessment	NOUN
esutjss-219	142	11	and	and	CCONJ
esutjss-219	142	12	underwriting	underwriting	NOUN
esutjss-219	142	13	processes	process	NOUN
esutjss-219	142	14	.	.	PUNCT
esutjss-219	143	1	underwriting	underwriting	NOUN
esutjss-219	143	2	involves	involve	VERB
esutjss-219	143	3	evaluating	evaluate	VERB
esutjss-219	143	4	the	the	DET
esutjss-219	143	5	risk	risk	NOUN
esutjss-219	143	6	profile	profile	NOUN
esutjss-219	143	7	of	of	ADP
esutjss-219	143	8	applicants	applicant	NOUN
esutjss-219	143	9	to	to	PART
esutjss-219	143	10	determine	determine	VERB
esutjss-219	143	11	the	the	DET
esutjss-219	143	12	appropriate	appropriate	ADJ
esutjss-219	143	13	premiums	premium	NOUN
esutjss-219	143	14	and	and	CCONJ
esutjss-219	143	15	coverage	coverage	NOUN
esutjss-219	143	16	terms	term	NOUN
esutjss-219	143	17	.	.	PUNCT
esutjss-219	144	1	by	by	ADP
esutjss-219	144	2	accurately	accurately	ADV
esutjss-219	144	3	assessing	assess	VERB
esutjss-219	144	4	risks	risk	NOUN
esutjss-219	144	5	,	,	PUNCT
esutjss-219	144	6	insurers	insurer	NOUN
esutjss-219	144	7	can	can	AUX
esutjss-219	144	8	set	set	VERB
esutjss-219	144	9	premiums	premium	NOUN
esutjss-219	144	10	that	that	PRON
esutjss-219	144	11	reflect	reflect	VERB
esutjss-219	144	12	the	the	DET
esutjss-219	144	13	level	level	NOUN
esutjss-219	144	14	of	of	ADP
esutjss-219	144	15	risk	risk	NOUN
esutjss-219	144	16	and	and	CCONJ
esutjss-219	144	17	ensure	ensure	VERB
esutjss-219	144	18	that	that	SCONJ
esutjss-219	144	19	the	the	DET
esutjss-219	144	20	insurance	insurance	NOUN
esutjss-219	144	21	pool	pool	NOUN
esutjss-219	144	22	remains	remain	VERB
esutjss-219	144	23	financially	financially	ADV
esutjss-219	144	24	viable	viable	ADJ
esutjss-219	144	25	(	(	PUNCT
esutjss-219	144	26	rejda	rejda	NOUN
esutjss-219	144	27	&	&	CCONJ
esutjss-219	144	28	mcnamara	mcnamara	PROPN
esutjss-219	144	29	,	,	PUNCT
esutjss-219	144	30	2014	2014	NUM
esutjss-219	144	31	)	)	PUNCT
esutjss-219	144	32	.	.	PUNCT
esutjss-219	145	1	this	this	DET
esutjss-219	145	2	process	process	NOUN
esutjss-219	145	3	helps	help	VERB
esutjss-219	145	4	in	in	ADP
esutjss-219	145	5	aligning	align	VERB
esutjss-219	145	6	the	the	DET
esutjss-219	145	7	coverage	coverage	NOUN
esutjss-219	145	8	provided	provide	VERB
esutjss-219	145	9	with	with	ADP
esutjss-219	145	10	the	the	DET
esutjss-219	145	11	actual	actual	ADJ
esutjss-219	145	12	risk	risk	NOUN
esutjss-219	145	13	exposure	exposure	NOUN
esutjss-219	145	14	of	of	ADP
esutjss-219	145	15	the	the	DET
esutjss-219	145	16	insured	insure	VERB
esutjss-219	145	17	.	.	PUNCT
esutjss-219	146	1	the	the	DET
esutjss-219	146	2	effectiveness	effectiveness	NOUN
esutjss-219	146	3	of	of	ADP
esutjss-219	146	4	insurance	insurance	NOUN
esutjss-219	146	5	in	in	ADP
esutjss-219	146	6	mitigating	mitigate	VERB
esutjss-219	146	7	financial	financial	ADJ
esutjss-219	146	8	risks	risk	NOUN
esutjss-219	146	9	has	have	AUX
esutjss-219	146	10	been	be	AUX
esutjss-219	146	11	well	well	ADV
esutjss-219	146	12	-	-	PUNCT
esutjss-219	146	13	documented	document	VERB
esutjss-219	146	14	.	.	PUNCT
esutjss-219	147	1	insurance	insurance	NOUN
esutjss-219	147	2	provides	provide	VERB
esutjss-219	147	3	several	several	ADJ
esutjss-219	147	4	benefits	benefit	NOUN
esutjss-219	147	5	,	,	PUNCT
esutjss-219	147	6	including	include	VERB
esutjss-219	147	7	financial	financial	ADJ
esutjss-219	147	8	stability	stability	NOUN
esutjss-219	147	9	,	,	PUNCT
esutjss-219	147	10	improved	improve	VERB
esutjss-219	147	11	access	access	NOUN
esutjss-219	147	12	to	to	ADP
esutjss-219	147	13	capital	capital	NOUN
esutjss-219	147	14	,	,	PUNCT
esutjss-219	147	15	and	and	CCONJ
esutjss-219	147	16	enhanced	enhance	VERB
esutjss-219	147	17	risk	risk	NOUN
esutjss-219	147	18	management	management	NOUN
esutjss-219	147	19	capabilities	capability	NOUN
esutjss-219	147	20	(	(	PUNCT
esutjss-219	147	21	gbenga	gbenga	NOUN
esutjss-219	147	22	,	,	PUNCT
esutjss-219	147	23	2024	2024	NUM
esutjss-219	147	24	)	)	PUNCT
esutjss-219	147	25	.	.	PUNCT
esutjss-219	148	1	insurance	insurance	NOUN
esutjss-219	148	2	contributes	contribute	VERB
esutjss-219	148	3	to	to	ADP
esutjss-219	148	4	financial	financial	ADJ
esutjss-219	148	5	stability	stability	NOUN
esutjss-219	148	6	by	by	ADP
esutjss-219	148	7	reducing	reduce	VERB
esutjss-219	148	8	the	the	DET
esutjss-219	148	9	volatility	volatility	NOUN
esutjss-219	148	10	of	of	ADP
esutjss-219	148	11	financial	financial	ADJ
esutjss-219	148	12	losses	loss	NOUN
esutjss-219	148	13	.	.	PUNCT
esutjss-219	149	1	for	for	ADP
esutjss-219	149	2	instance	instance	NOUN
esutjss-219	149	3	,	,	PUNCT
esutjss-219	149	4	property	property	NOUN
esutjss-219	149	5	insurance	insurance	NOUN
esutjss-219	149	6	helps	help	VERB
esutjss-219	149	7	businesses	business	NOUN
esutjss-219	149	8	and	and	CCONJ
esutjss-219	149	9	individuals	individual	NOUN
esutjss-219	149	10	recover	recover	VERB
esutjss-219	149	11	from	from	ADP
esutjss-219	149	12	physical	physical	ADJ
esutjss-219	149	13	damage	damage	NOUN
esutjss-219	149	14	or	or	CCONJ
esutjss-219	149	15	loss	loss	NOUN
esutjss-219	149	16	of	of	ADP
esutjss-219	149	17	property	property	NOUN
esutjss-219	149	18	,	,	PUNCT
esutjss-219	149	19	thereby	thereby	ADV
esutjss-219	149	20	stabilizing	stabilize	VERB
esutjss-219	149	21	their	their	PRON
esutjss-219	149	22	financial	financial	ADJ
esutjss-219	149	23	condition	condition	NOUN
esutjss-219	149	24	(	(	PUNCT
esutjss-219	149	25	bessis	bessis	NOUN
esutjss-219	149	26	,	,	PUNCT
esutjss-219	149	27	2015	2015	NUM
esutjss-219	149	28	)	)	PUNCT
esutjss-219	149	29	.	.	PUNCT
esutjss-219	150	1	this	this	DET
esutjss-219	150	2	stability	stability	NOUN
esutjss-219	150	3	is	be	AUX
esutjss-219	150	4	crucial	crucial	ADJ
esutjss-219	150	5	for	for	ADP
esutjss-219	150	6	maintaining	maintain	VERB
esutjss-219	150	7	continuous	continuous	ADJ
esutjss-219	150	8	operations	operation	NOUN
esutjss-219	150	9	and	and	CCONJ
esutjss-219	150	10	safeguarding	safeguard	VERB
esutjss-219	150	11	against	against	ADP
esutjss-219	150	12	large	large	ADJ
esutjss-219	150	13	,	,	PUNCT
esutjss-219	150	14	unpredictable	unpredictable	ADJ
esutjss-219	150	15	losses	loss	NOUN
esutjss-219	150	16	.	.	PUNCT
esutjss-219	151	1	insurance	insurance	NOUN
esutjss-219	151	2	also	also	ADV
esutjss-219	151	3	facilitates	facilitate	VERB
esutjss-219	151	4	access	access	NOUN
esutjss-219	151	5	to	to	ADP
esutjss-219	151	6	capital	capital	NOUN
esutjss-219	151	7	by	by	ADP
esutjss-219	151	8	providing	provide	VERB
esutjss-219	151	9	a	a	DET
esutjss-219	151	10	safety	safety	NOUN
esutjss-219	151	11	net	net	NOUN
esutjss-219	151	12	that	that	PRON
esutjss-219	151	13	enhances	enhance	VERB
esutjss-219	151	14	the	the	DET
esutjss-219	151	15	financial	financial	ADJ
esutjss-219	151	16	credibility	credibility	NOUN
esutjss-219	151	17	of	of	ADP
esutjss-219	151	18	individuals	individual	NOUN
esutjss-219	151	19	and	and	CCONJ
esutjss-219	151	20	businesses	business	NOUN
esutjss-219	151	21	.	.	PUNCT
esutjss-219	152	1	lenders	lender	NOUN
esutjss-219	152	2	and	and	CCONJ
esutjss-219	152	3	investors	investor	NOUN
esutjss-219	152	4	are	be	AUX
esutjss-219	152	5	more	more	ADV
esutjss-219	152	6	likely	likely	ADJ
esutjss-219	152	7	to	to	PART
esutjss-219	152	8	engage	engage	VERB
esutjss-219	152	9	with	with	ADP
esutjss-219	152	10	entities	entity	NOUN
esutjss-219	152	11	that	that	PRON
esutjss-219	152	12	have	have	VERB
esutjss-219	152	13	adequate	adequate	ADJ
esutjss-219	152	14	insurance	insurance	NOUN
esutjss-219	152	15	coverage	coverage	NOUN
esutjss-219	152	16	,	,	PUNCT
esutjss-219	152	17	as	as	SCONJ
esutjss-219	152	18	it	it	PRON
esutjss-219	152	19	reduces	reduce	VERB
esutjss-219	152	20	the	the	DET
esutjss-219	152	21	risk	risk	NOUN
esutjss-219	152	22	of	of	ADP
esutjss-219	152	23	financial	financial	ADJ
esutjss-219	152	24	distress	distress	NOUN
esutjss-219	152	25	(	(	PUNCT
esutjss-219	152	26	morrisey	morrisey	NOUN
esutjss-219	152	27	,	,	PUNCT
esutjss-219	152	28	2009	2009	NUM
esutjss-219	152	29	)	)	PUNCT
esutjss-219	152	30	.	.	PUNCT
esutjss-219	153	1	insurance	insurance	NOUN
esutjss-219	153	2	thus	thus	ADV
esutjss-219	153	3	plays	play	VERB
esutjss-219	153	4	a	a	DET
esutjss-219	153	5	role	role	NOUN
esutjss-219	153	6	in	in	ADP
esutjss-219	153	7	supporting	support	VERB
esutjss-219	153	8	economic	economic	ADJ
esutjss-219	153	9	growth	growth	NOUN
esutjss-219	153	10	by	by	ADP
esutjss-219	153	11	enabling	enable	VERB
esutjss-219	153	12	access	access	NOUN
esutjss-219	153	13	to	to	ADP
esutjss-219	153	14	necessary	necessary	ADJ
esutjss-219	153	15	financial	financial	ADJ
esutjss-219	153	16	resources	resource	NOUN
esutjss-219	153	17	.	.	PUNCT
esutjss-219	154	1	insurance	insurance	NOUN
esutjss-219	154	2	enhances	enhance	VERB
esutjss-219	154	3	overall	overall	ADJ
esutjss-219	154	4	risk	risk	NOUN
esutjss-219	154	5	management	management	NOUN
esutjss-219	154	6	by	by	ADP
esutjss-219	154	7	providing	provide	VERB
esutjss-219	154	8	financial	financial	ADJ
esutjss-219	154	9	protection	protection	NOUN
esutjss-219	154	10	that	that	PRON
esutjss-219	154	11	allows	allow	VERB
esutjss-219	154	12	individuals	individual	NOUN
esutjss-219	154	13	and	and	CCONJ
esutjss-219	154	14	businesses	business	NOUN
esutjss-219	154	15	to	to	PART
esutjss-219	154	16	focus	focus	VERB
esutjss-219	154	17	on	on	ADP
esutjss-219	154	18	their	their	PRON
esutjss-219	154	19	core	core	NOUN
esutjss-219	154	20	activities	activity	NOUN
esutjss-219	154	21	.	.	PUNCT
esutjss-219	155	1	it	it	PRON
esutjss-219	155	2	enables	enable	VERB
esutjss-219	155	3	organizations	organization	NOUN
esutjss-219	155	4	to	to	PART
esutjss-219	155	5	undertake	undertake	VERB
esutjss-219	155	6	projects	project	NOUN
esutjss-219	155	7	and	and	CCONJ
esutjss-219	155	8	investments	investment	NOUN
esutjss-219	155	9	with	with	ADP
esutjss-219	155	10	a	a	DET
esutjss-219	155	11	reduced	reduced	ADJ
esutjss-219	155	12	risk	risk	NOUN
esutjss-219	155	13	of	of	ADP
esutjss-219	155	14	catastrophic	catastrophic	ADJ
esutjss-219	155	15	financial	financial	ADJ
esutjss-219	155	16	loss	loss	NOUN
esutjss-219	155	17	,	,	PUNCT
esutjss-219	155	18	thereby	thereby	ADV
esutjss-219	155	19	promoting	promote	VERB
esutjss-219	155	20	innovation	innovation	NOUN
esutjss-219	155	21	and	and	CCONJ
esutjss-219	155	22	growth	growth	NOUN
esutjss-219	155	23	(	(	PUNCT
esutjss-219	155	24	hull	hull	NOUN
esutjss-219	155	25	,	,	PUNCT
esutjss-219	155	26	2018	2018	NUM
esutjss-219	155	27	)	)	PUNCT
esutjss-219	155	28	.	.	PUNCT
esutjss-219	156	1	additionally	additionally	ADV
esutjss-219	156	2	,	,	PUNCT
esutjss-219	156	3	insurance	insurance	NOUN
esutjss-219	156	4	often	often	ADV
esutjss-219	156	5	incentivizes	incentivize	VERB
esutjss-219	156	6	risk	risk	NOUN
esutjss-219	156	7	reduction	reduction	NOUN
esutjss-219	156	8	measures	measure	NOUN
esutjss-219	156	9	through	through	ADP
esutjss-219	156	10	lower	low	ADJ
esutjss-219	156	11	premiums	premium	NOUN
esutjss-219	156	12	for	for	ADP
esutjss-219	156	13	implementing	implement	VERB
esutjss-219	156	14	safety	safety	NOUN
esutjss-219	156	15	protocols	protocol	NOUN
esutjss-219	156	16	(	(	PUNCT
esutjss-219	156	17	swiss	swiss	PROPN
esutjss-219	156	18	re	re	NOUN
esutjss-219	156	19	,	,	PUNCT
esutjss-219	156	20	2020	2020	NUM
esutjss-219	156	21	)	)	PUNCT
esutjss-219	156	22	.	.	PUNCT
esutjss-219	157	1	role	role	NOUN
esutjss-219	157	2	of	of	ADP
esutjss-219	157	3	insurance	insurance	NOUN
esutjss-219	157	4	in	in	ADP
esutjss-219	157	5	mitigating	mitigate	VERB
esutjss-219	157	6	supply	supply	NOUN
esutjss-219	157	7	chain	chain	NOUN
esutjss-219	157	8	vulnerabilities	vulnerability	NOUN
esutjss-219	157	9	in	in	ADP
esutjss-219	157	10	nigeria	nigeria	PROPN
esutjss-219	157	11	insurance	insurance	NOUN
esutjss-219	157	12	can	can	AUX
esutjss-219	157	13	play	play	VERB
esutjss-219	157	14	a	a	DET
esutjss-219	157	15	critical	critical	ADJ
esutjss-219	157	16	role	role	NOUN
esutjss-219	157	17	in	in	ADP
esutjss-219	157	18	mitigating	mitigate	VERB
esutjss-219	157	19	supply	supply	NOUN
esutjss-219	157	20	chain	chain	NOUN
esutjss-219	157	21	vulnerabilities	vulnerability	NOUN
esutjss-219	157	22	by	by	ADP
esutjss-219	157	23	providing	provide	VERB
esutjss-219	157	24	financial	financial	ADJ
esutjss-219	157	25	protection	protection	NOUN
esutjss-219	157	26	against	against	ADP
esutjss-219	157	27	disruptions	disruption	NOUN
esutjss-219	157	28	.	.	PUNCT
esutjss-219	158	1	for	for	ADP
esutjss-219	158	2	instance	instance	NOUN
esutjss-219	158	3	,	,	PUNCT
esutjss-219	158	4	supply	supply	NOUN
esutjss-219	158	5	chain	chain	NOUN
esutjss-219	158	6	insurance	insurance	NOUN
esutjss-219	158	7	can	can	AUX
esutjss-219	158	8	cover	cover	VERB
esutjss-219	158	9	losses	loss	NOUN
esutjss-219	158	10	resulting	result	VERB
esutjss-219	158	11	from	from	ADP
esutjss-219	158	12	supply	supply	NOUN
esutjss-219	158	13	interruptions	interruption	NOUN
esutjss-219	158	14	,	,	PUNCT
esutjss-219	158	15	damage	damage	NOUN
esutjss-219	158	16	to	to	ADP
esutjss-219	158	17	goods	good	NOUN
esutjss-219	158	18	,	,	PUNCT
esutjss-219	158	19	or	or	CCONJ
esutjss-219	158	20	business	business	NOUN
esutjss-219	158	21	interruptions	interruption	NOUN
esutjss-219	158	22	caused	cause	VERB
esutjss-219	158	23	by	by	ADP
esutjss-219	158	24	external	external	ADJ
esutjss-219	158	25	events	event	NOUN
esutjss-219	158	26	(	(	PUNCT
esutjss-219	158	27	gordon	gordon	PROPN
esutjss-219	158	28	,	,	PUNCT
esutjss-219	158	29	1996	1996	NUM
esutjss-219	158	30	)	)	PUNCT
esutjss-219	158	31	.	.	PUNCT
esutjss-219	159	1	in	in	ADP
esutjss-219	159	2	nigeria	nigeria	PROPN
esutjss-219	159	3	,	,	PUNCT
esutjss-219	159	4	where	where	SCONJ
esutjss-219	159	5	supply	supply	NOUN
esutjss-219	159	6	chain	chain	NOUN
esutjss-219	159	7	disruptions	disruption	NOUN
esutjss-219	159	8	are	be	AUX
esutjss-219	159	9	frequent	frequent	ADJ
esutjss-219	159	10	due	due	ADP
esutjss-219	159	11	to	to	ADP
esutjss-219	159	12	infrastructural	infrastructural	ADJ
esutjss-219	159	13	and	and	CCONJ
esutjss-219	159	14	political	political	ADJ
esutjss-219	159	15	issues	issue	NOUN
esutjss-219	159	16	,	,	PUNCT
esutjss-219	159	17	insurance	insurance	NOUN
esutjss-219	159	18	can	can	AUX
esutjss-219	159	19	help	help	VERB
esutjss-219	159	20	businesses	business	NOUN
esutjss-219	159	21	manage	manage	VERB
esutjss-219	159	22	the	the	DET
esutjss-219	159	23	financial	financial	ADJ
esutjss-219	159	24	331	331	NUM
esutjss-219	159	25	impact	impact	NOUN
esutjss-219	159	26	of	of	ADP
esutjss-219	159	27	such	such	ADJ
esutjss-219	159	28	disruptions	disruption	NOUN
esutjss-219	159	29	(	(	PUNCT
esutjss-219	159	30	ogbonna	ogbonna	NOUN
esutjss-219	159	31	&	&	CCONJ
esutjss-219	159	32	ukpere	ukpere	NOUN
esutjss-219	159	33	,	,	PUNCT
esutjss-219	159	34	2014	2014	NUM
esutjss-219	159	35	)	)	PUNCT
esutjss-219	159	36	.	.	PUNCT
esutjss-219	160	1	the	the	DET
esutjss-219	160	2	effectiveness	effectiveness	NOUN
esutjss-219	160	3	of	of	ADP
esutjss-219	160	4	insurance	insurance	NOUN
esutjss-219	160	5	in	in	ADP
esutjss-219	160	6	mitigating	mitigate	VERB
esutjss-219	160	7	supply	supply	NOUN
esutjss-219	160	8	chain	chain	NOUN
esutjss-219	160	9	vulnerabilities	vulnerability	NOUN
esutjss-219	160	10	in	in	ADP
esutjss-219	160	11	nigeria	nigeria	PROPN
esutjss-219	160	12	faces	face	VERB
esutjss-219	160	13	several	several	ADJ
esutjss-219	160	14	challenges	challenge	NOUN
esutjss-219	160	15	.	.	PUNCT
esutjss-219	161	1	limited	limited	ADJ
esutjss-219	161	2	insurance	insurance	NOUN
esutjss-219	161	3	penetration	penetration	NOUN
esutjss-219	161	4	and	and	CCONJ
esutjss-219	161	5	the	the	DET
esutjss-219	161	6	underdevelopment	underdevelopment	NOUN
esutjss-219	161	7	of	of	ADP
esutjss-219	161	8	insurance	insurance	NOUN
esutjss-219	161	9	markets	market	NOUN
esutjss-219	161	10	in	in	ADP
esutjss-219	161	11	nigeria	nigeria	PROPN
esutjss-219	161	12	constrain	constrain	VERB
esutjss-219	161	13	the	the	DET
esutjss-219	161	14	ability	ability	NOUN
esutjss-219	161	15	of	of	ADP
esutjss-219	161	16	businesses	business	NOUN
esutjss-219	161	17	to	to	PART
esutjss-219	161	18	fully	fully	ADV
esutjss-219	161	19	leverage	leverage	VERB
esutjss-219	161	20	insurance	insurance	NOUN
esutjss-219	161	21	for	for	ADP
esutjss-219	161	22	risk	risk	NOUN
esutjss-219	161	23	management	management	NOUN
esutjss-219	161	24	(	(	PUNCT
esutjss-219	161	25	onyema	onyema	NOUN
esutjss-219	161	26	et	et	PROPN
esutjss-219	161	27	al	al	PROPN
esutjss-219	161	28	.	.	PROPN
esutjss-219	161	29	,	,	PUNCT
esutjss-219	161	30	2016	2016	NUM
esutjss-219	161	31	)	)	PUNCT
esutjss-219	161	32	.	.	PUNCT
esutjss-219	162	1	additionally	additionally	ADV
esutjss-219	162	2	,	,	PUNCT
esutjss-219	162	3	the	the	DET
esutjss-219	162	4	high	high	ADJ
esutjss-219	162	5	cost	cost	NOUN
esutjss-219	162	6	of	of	ADP
esutjss-219	162	7	insurance	insurance	NOUN
esutjss-219	162	8	premiums	premium	NOUN
esutjss-219	162	9	and	and	CCONJ
esutjss-219	162	10	lack	lack	NOUN
esutjss-219	162	11	of	of	ADP
esutjss-219	162	12	awareness	awareness	NOUN
esutjss-219	162	13	among	among	ADP
esutjss-219	162	14	businesses	business	NOUN
esutjss-219	162	15	about	about	ADP
esutjss-219	162	16	the	the	DET
esutjss-219	162	17	benefits	benefit	NOUN
esutjss-219	162	18	of	of	ADP
esutjss-219	162	19	insurance	insurance	NOUN
esutjss-219	162	20	contribute	contribute	VERB
esutjss-219	162	21	to	to	ADP
esutjss-219	162	22	underutilization	underutilization	NOUN
esutjss-219	162	23	(	(	PUNCT
esutjss-219	162	24	adeyemi	adeyemi	ADV
esutjss-219	162	25	&	&	CCONJ
esutjss-219	162	26	adetunji	adetunji	PROPN
esutjss-219	162	27	,	,	PUNCT
esutjss-219	162	28	2013	2013	NUM
esutjss-219	162	29	)	)	PUNCT
esutjss-219	162	30	.	.	PUNCT
esutjss-219	163	1	despite	despite	SCONJ
esutjss-219	163	2	these	these	DET
esutjss-219	163	3	challenges	challenge	NOUN
esutjss-219	163	4	,	,	PUNCT
esutjss-219	163	5	there	there	PRON
esutjss-219	163	6	are	be	VERB
esutjss-219	163	7	opportunities	opportunity	NOUN
esutjss-219	163	8	for	for	ADP
esutjss-219	163	9	enhancing	enhance	VERB
esutjss-219	163	10	insurance	insurance	NOUN
esutjss-219	163	11	as	as	ADP
esutjss-219	163	12	a	a	DET
esutjss-219	163	13	risk	risk	NOUN
esutjss-219	163	14	mitigation	mitigation	NOUN
esutjss-219	163	15	tool	tool	NOUN
esutjss-219	163	16	for	for	ADP
esutjss-219	163	17	supply	supply	NOUN
esutjss-219	163	18	chains	chain	NOUN
esutjss-219	163	19	in	in	ADP
esutjss-219	163	20	nigeria	nigeria	PROPN
esutjss-219	163	21	.	.	PUNCT
esutjss-219	164	1	developing	develop	VERB
esutjss-219	164	2	tailored	tailor	VERB
esutjss-219	164	3	insurance	insurance	NOUN
esutjss-219	164	4	products	product	NOUN
esutjss-219	164	5	that	that	PRON
esutjss-219	164	6	address	address	VERB
esutjss-219	164	7	specific	specific	ADJ
esutjss-219	164	8	supply	supply	NOUN
esutjss-219	164	9	chain	chain	NOUN
esutjss-219	164	10	risks	risk	NOUN
esutjss-219	164	11	and	and	CCONJ
esutjss-219	164	12	increasing	increase	VERB
esutjss-219	164	13	awareness	awareness	NOUN
esutjss-219	164	14	and	and	CCONJ
esutjss-219	164	15	accessibility	accessibility	NOUN
esutjss-219	164	16	of	of	ADP
esutjss-219	164	17	insurance	insurance	NOUN
esutjss-219	164	18	services	service	NOUN
esutjss-219	164	19	can	can	AUX
esutjss-219	164	20	improve	improve	VERB
esutjss-219	164	21	risk	risk	NOUN
esutjss-219	164	22	management	management	NOUN
esutjss-219	164	23	practices	practice	NOUN
esutjss-219	164	24	(	(	PUNCT
esutjss-219	164	25	anyanwu	anyanwu	ADJ
esutjss-219	164	26	,	,	PUNCT
esutjss-219	164	27	2014	2014	NUM
esutjss-219	164	28	)	)	PUNCT
esutjss-219	164	29	.	.	PUNCT
esutjss-219	165	1	additionally	additionally	ADV
esutjss-219	165	2	,	,	PUNCT
esutjss-219	165	3	leveraging	leverage	VERB
esutjss-219	165	4	technology	technology	NOUN
esutjss-219	165	5	and	and	CCONJ
esutjss-219	165	6	data	datum	NOUN
esutjss-219	165	7	analytics	analytic	NOUN
esutjss-219	165	8	can	can	AUX
esutjss-219	165	9	enhance	enhance	VERB
esutjss-219	165	10	risk	risk	NOUN
esutjss-219	165	11	assessment	assessment	NOUN
esutjss-219	165	12	and	and	CCONJ
esutjss-219	165	13	underwriting	underwriting	NOUN
esutjss-219	165	14	processes	process	NOUN
esutjss-219	165	15	,	,	PUNCT
esutjss-219	165	16	making	make	VERB
esutjss-219	165	17	insurance	insurance	NOUN
esutjss-219	165	18	more	more	ADV
esutjss-219	165	19	effective	effective	ADJ
esutjss-219	165	20	in	in	ADP
esutjss-219	165	21	addressing	address	VERB
esutjss-219	165	22	supply	supply	NOUN
esutjss-219	165	23	chain	chain	NOUN
esutjss-219	165	24	vulnerabilities	vulnerability	NOUN
esutjss-219	165	25	(	(	PUNCT
esutjss-219	165	26	elumilade	elumilade	PROPN
esutjss-219	165	27	&	&	CCONJ
esutjss-219	165	28	oladipo	oladipo	PROPN
esutjss-219	165	29	,	,	PUNCT
esutjss-219	165	30	2020	2020	NUM
esutjss-219	165	31	)	)	PUNCT
esutjss-219	165	32	.	.	PUNCT
esutjss-219	166	1	theoretical	theoretical	ADJ
esutjss-219	166	2	review	review	NOUN
esutjss-219	166	3	this	this	DET
esutjss-219	166	4	study	study	NOUN
esutjss-219	166	5	adopted	adopt	VERB
esutjss-219	166	6	the	the	DET
esutjss-219	166	7	following	following	ADJ
esutjss-219	166	8	theories	theory	NOUN
esutjss-219	166	9	for	for	ADP
esutjss-219	166	10	the	the	DET
esutjss-219	166	11	study	study	NOUN
esutjss-219	166	12	:	:	PUNCT
esutjss-219	166	13	agency	agency	NOUN
esutjss-219	166	14	theory	theory	NOUN
esutjss-219	166	15	and	and	CCONJ
esutjss-219	166	16	resource	resource	NOUN
esutjss-219	166	17	-	-	PUNCT
esutjss-219	166	18	based	base	VERB
esutjss-219	166	19	view	view	NOUN
esutjss-219	166	20	(	(	PUNCT
esutjss-219	166	21	rbv	rbv	NOUN
esutjss-219	166	22	)	)	PUNCT
esutjss-219	166	23	agency	agency	NOUN
esutjss-219	166	24	theory	theory	NOUN
esutjss-219	166	25	provides	provide	VERB
esutjss-219	166	26	valuable	valuable	ADJ
esutjss-219	166	27	insights	insight	NOUN
esutjss-219	166	28	into	into	ADP
esutjss-219	166	29	the	the	DET
esutjss-219	166	30	dynamics	dynamic	NOUN
esutjss-219	166	31	of	of	ADP
esutjss-219	166	32	supply	supply	NOUN
esutjss-219	166	33	chain	chain	NOUN
esutjss-219	166	34	management	management	NOUN
esutjss-219	166	35	,	,	PUNCT
esutjss-219	166	36	particularly	particularly	ADV
esutjss-219	166	37	in	in	ADP
esutjss-219	166	38	addressing	address	VERB
esutjss-219	166	39	the	the	DET
esutjss-219	166	40	misalignment	misalignment	NOUN
esutjss-219	166	41	of	of	ADP
esutjss-219	166	42	interests	interest	NOUN
esutjss-219	166	43	between	between	ADP
esutjss-219	166	44	various	various	ADJ
esutjss-219	166	45	stakeholders	stakeholder	NOUN
esutjss-219	166	46	.	.	PUNCT
esutjss-219	167	1	this	this	DET
esutjss-219	167	2	theory	theory	NOUN
esutjss-219	167	3	,	,	PUNCT
esutjss-219	167	4	initially	initially	ADV
esutjss-219	167	5	developed	develop	VERB
esutjss-219	167	6	by	by	ADP
esutjss-219	167	7	jensen	jensen	PROPN
esutjss-219	167	8	and	and	CCONJ
esutjss-219	167	9	meckling	meckling	NOUN
esutjss-219	167	10	(	(	PUNCT
esutjss-219	167	11	1976	1976	NUM
esutjss-219	167	12	)	)	PUNCT
esutjss-219	167	13	,	,	PUNCT
esutjss-219	167	14	focuses	focus	VERB
esutjss-219	167	15	on	on	ADP
esutjss-219	167	16	the	the	DET
esutjss-219	167	17	relationship	relationship	NOUN
esutjss-219	167	18	between	between	ADP
esutjss-219	167	19	principals	principal	NOUN
esutjss-219	167	20	(	(	PUNCT
esutjss-219	167	21	owners	owner	NOUN
esutjss-219	167	22	)	)	PUNCT
esutjss-219	167	23	and	and	CCONJ
esutjss-219	167	24	agents	agent	NOUN
esutjss-219	167	25	(	(	PUNCT
esutjss-219	167	26	managers	manager	NOUN
esutjss-219	167	27	)	)	PUNCT
esutjss-219	167	28	,	,	PUNCT
esutjss-219	167	29	highlighting	highlight	VERB
esutjss-219	167	30	the	the	DET
esutjss-219	167	31	conflicts	conflict	NOUN
esutjss-219	167	32	that	that	PRON
esutjss-219	167	33	can	can	AUX
esutjss-219	167	34	arise	arise	VERB
esutjss-219	167	35	when	when	SCONJ
esutjss-219	167	36	their	their	PRON
esutjss-219	167	37	interests	interest	NOUN
esutjss-219	167	38	do	do	AUX
esutjss-219	167	39	not	not	PART
esutjss-219	167	40	align	align	VERB
esutjss-219	167	41	.	.	PUNCT
esutjss-219	168	1	in	in	ADP
esutjss-219	168	2	the	the	DET
esutjss-219	168	3	context	context	NOUN
esutjss-219	168	4	of	of	ADP
esutjss-219	168	5	supply	supply	NOUN
esutjss-219	168	6	chain	chain	NOUN
esutjss-219	168	7	management	management	NOUN
esutjss-219	168	8	in	in	ADP
esutjss-219	168	9	nigeria	nigeria	PROPN
esutjss-219	168	10	,	,	PUNCT
esutjss-219	168	11	agency	agency	NOUN
esutjss-219	168	12	theory	theory	NOUN
esutjss-219	168	13	helps	help	VERB
esutjss-219	168	14	explain	explain	VERB
esutjss-219	168	15	how	how	SCONJ
esutjss-219	168	16	insurance	insurance	NOUN
esutjss-219	168	17	can	can	AUX
esutjss-219	168	18	act	act	VERB
esutjss-219	168	19	as	as	ADP
esutjss-219	168	20	a	a	DET
esutjss-219	168	21	risk	risk	NOUN
esutjss-219	168	22	control	control	NOUN
esutjss-219	168	23	mechanism	mechanism	NOUN
esutjss-219	168	24	to	to	PART
esutjss-219	168	25	mitigate	mitigate	VERB
esutjss-219	168	26	these	these	DET
esutjss-219	168	27	conflicts	conflict	NOUN
esutjss-219	168	28	.	.	PUNCT
esutjss-219	169	1	in	in	ADP
esutjss-219	169	2	supply	supply	NOUN
esutjss-219	169	3	chains	chain	NOUN
esutjss-219	169	4	,	,	PUNCT
esutjss-219	169	5	stakeholders	stakeholder	NOUN
esutjss-219	169	6	such	such	ADJ
esutjss-219	169	7	as	as	ADP
esutjss-219	169	8	suppliers	supplier	NOUN
esutjss-219	169	9	,	,	PUNCT
esutjss-219	169	10	manufacturers	manufacturer	NOUN
esutjss-219	169	11	,	,	PUNCT
esutjss-219	169	12	and	and	CCONJ
esutjss-219	169	13	insurers	insurer	NOUN
esutjss-219	169	14	often	often	ADV
esutjss-219	169	15	have	have	VERB
esutjss-219	169	16	different	different	ADJ
esutjss-219	169	17	risk	risk	NOUN
esutjss-219	169	18	appetites	appetite	NOUN
esutjss-219	169	19	and	and	CCONJ
esutjss-219	169	20	incentives	incentive	NOUN
esutjss-219	169	21	.	.	PUNCT
esutjss-219	170	1	insurance	insurance	NOUN
esutjss-219	170	2	plays	play	VERB
esutjss-219	170	3	a	a	DET
esutjss-219	170	4	crucial	crucial	ADJ
esutjss-219	170	5	role	role	NOUN
esutjss-219	170	6	in	in	ADP
esutjss-219	170	7	aligning	align	VERB
esutjss-219	170	8	these	these	DET
esutjss-219	170	9	interests	interest	NOUN
esutjss-219	170	10	by	by	ADP
esutjss-219	170	11	offering	offer	VERB
esutjss-219	170	12	a	a	DET
esutjss-219	170	13	financial	financial	ADJ
esutjss-219	170	14	safety	safety	NOUN
esutjss-219	170	15	net	net	NOUN
esutjss-219	170	16	that	that	PRON
esutjss-219	170	17	reduces	reduce	VERB
esutjss-219	170	18	the	the	DET
esutjss-219	170	19	incentives	incentive	NOUN
esutjss-219	170	20	for	for	SCONJ
esutjss-219	170	21	stakeholders	stakeholder	NOUN
esutjss-219	170	22	to	to	PART
esutjss-219	170	23	engage	engage	VERB
esutjss-219	170	24	in	in	ADP
esutjss-219	170	25	risky	risky	ADJ
esutjss-219	170	26	behaviors	behavior	NOUN
esutjss-219	170	27	.	.	PUNCT
esutjss-219	171	1	for	for	ADP
esutjss-219	171	2	instance	instance	NOUN
esutjss-219	171	3	,	,	PUNCT
esutjss-219	171	4	in	in	ADP
esutjss-219	171	5	nigeria	nigeria	PROPN
esutjss-219	171	6	,	,	PUNCT
esutjss-219	171	7	where	where	SCONJ
esutjss-219	171	8	infrastructure	infrastructure	NOUN
esutjss-219	171	9	deficiencies	deficiency	NOUN
esutjss-219	171	10	and	and	CCONJ
esutjss-219	171	11	political	political	ADJ
esutjss-219	171	12	instability	instability	NOUN
esutjss-219	171	13	are	be	AUX
esutjss-219	171	14	significant	significant	ADJ
esutjss-219	171	15	risks	risk	NOUN
esutjss-219	171	16	,	,	PUNCT
esutjss-219	171	17	insurance	insurance	NOUN
esutjss-219	171	18	coverage	coverage	NOUN
esutjss-219	171	19	can	can	AUX
esutjss-219	171	20	help	help	VERB
esutjss-219	171	21	manage	manage	VERB
esutjss-219	171	22	these	these	DET
esutjss-219	171	23	vulnerabilities	vulnerability	NOUN
esutjss-219	171	24	by	by	ADP
esutjss-219	171	25	ensuring	ensure	VERB
esutjss-219	171	26	that	that	SCONJ
esutjss-219	171	27	all	all	DET
esutjss-219	171	28	parties	party	NOUN
esutjss-219	171	29	share	share	VERB
esutjss-219	171	30	the	the	DET
esutjss-219	171	31	financial	financial	ADJ
esutjss-219	171	32	burden	burden	NOUN
esutjss-219	171	33	of	of	ADP
esutjss-219	171	34	potential	potential	ADJ
esutjss-219	171	35	losses	loss	NOUN
esutjss-219	171	36	.	.	PUNCT
esutjss-219	172	1	this	this	DET
esutjss-219	172	2	alignment	alignment	NOUN
esutjss-219	172	3	of	of	ADP
esutjss-219	172	4	interests	interest	NOUN
esutjss-219	172	5	reduces	reduce	VERB
esutjss-219	172	6	the	the	DET
esutjss-219	172	7	moral	moral	ADJ
esutjss-219	172	8	hazard	hazard	NOUN
esutjss-219	172	9	associated	associate	VERB
esutjss-219	172	10	with	with	ADP
esutjss-219	172	11	risk	risk	NOUN
esutjss-219	172	12	-	-	PUNCT
esutjss-219	172	13	taking	take	VERB
esutjss-219	172	14	behaviors	behavior	NOUN
esutjss-219	172	15	and	and	CCONJ
esutjss-219	172	16	ensures	ensure	VERB
esutjss-219	172	17	that	that	SCONJ
esutjss-219	172	18	all	all	DET
esutjss-219	172	19	parties	party	NOUN
esutjss-219	172	20	are	be	AUX
esutjss-219	172	21	committed	commit	VERB
esutjss-219	172	22	to	to	ADP
esutjss-219	172	23	effective	effective	ADJ
esutjss-219	172	24	risk	risk	NOUN
esutjss-219	172	25	management	management	NOUN
esutjss-219	172	26	.	.	PUNCT
esutjss-219	173	1	additionally	additionally	ADV
esutjss-219	173	2	,	,	PUNCT
esutjss-219	173	3	insurance	insurance	NOUN
esutjss-219	173	4	contracts	contract	NOUN
esutjss-219	173	5	help	help	AUX
esutjss-219	173	6	clarify	clarify	VERB
esutjss-219	173	7	the	the	DET
esutjss-219	173	8	responsibilities	responsibility	NOUN
esutjss-219	173	9	and	and	CCONJ
esutjss-219	173	10	risk	risk	NOUN
esutjss-219	173	11	-	-	PUNCT
esutjss-219	173	12	sharing	share	VERB
esutjss-219	173	13	arrangements	arrangement	NOUN
esutjss-219	173	14	among	among	ADP
esutjss-219	173	15	supply	supply	NOUN
esutjss-219	173	16	chain	chain	NOUN
esutjss-219	173	17	partners	partner	NOUN
esutjss-219	173	18	,	,	PUNCT
esutjss-219	173	19	addressing	address	VERB
esutjss-219	173	20	the	the	DET
esutjss-219	173	21	principal	principal	ADJ
esutjss-219	173	22	-	-	PUNCT
esutjss-219	173	23	agent	agent	NOUN
esutjss-219	173	24	problem	problem	NOUN
esutjss-219	173	25	.	.	PUNCT
esutjss-219	174	1	by	by	ADP
esutjss-219	174	2	specifying	specify	VERB
esutjss-219	174	3	how	how	SCONJ
esutjss-219	174	4	risks	risk	NOUN
esutjss-219	174	5	are	be	AUX
esutjss-219	174	6	distributed	distribute	VERB
esutjss-219	174	7	and	and	CCONJ
esutjss-219	174	8	managed	manage	VERB
esutjss-219	174	9	,	,	PUNCT
esutjss-219	174	10	insurance	insurance	NOUN
esutjss-219	174	11	contracts	contract	NOUN
esutjss-219	174	12	reduce	reduce	VERB
esutjss-219	174	13	ambiguity	ambiguity	NOUN
esutjss-219	174	14	and	and	CCONJ
esutjss-219	174	15	enhance	enhance	VERB
esutjss-219	174	16	cooperation	cooperation	NOUN
esutjss-219	174	17	among	among	ADP
esutjss-219	174	18	stakeholders	stakeholder	NOUN
esutjss-219	174	19	,	,	PUNCT
esutjss-219	174	20	leading	lead	VERB
esutjss-219	174	21	to	to	ADP
esutjss-219	174	22	a	a	DET
esutjss-219	174	23	more	more	ADV
esutjss-219	174	24	resilient	resilient	ADJ
esutjss-219	174	25	supply	supply	NOUN
esutjss-219	174	26	chain	chain	NOUN
esutjss-219	174	27	.	.	PUNCT
esutjss-219	175	1	resource	resource	NOUN
esutjss-219	175	2	-	-	PUNCT
esutjss-219	175	3	based	base	VERB
esutjss-219	175	4	view	view	NOUN
esutjss-219	175	5	(	(	PUNCT
esutjss-219	175	6	rbv	rbv	NOUN
esutjss-219	175	7	)	)	PUNCT
esutjss-219	175	8	offers	offer	VERB
esutjss-219	175	9	another	another	DET
esutjss-219	175	10	perspective	perspective	NOUN
esutjss-219	175	11	by	by	ADP
esutjss-219	175	12	emphasizing	emphasize	VERB
esutjss-219	175	13	the	the	DET
esutjss-219	175	14	strategic	strategic	ADJ
esutjss-219	175	15	value	value	NOUN
esutjss-219	175	16	of	of	ADP
esutjss-219	175	17	a	a	DET
esutjss-219	175	18	firm	firm	NOUN
esutjss-219	175	19	’s	’s	PART
esutjss-219	175	20	resources	resource	NOUN
esutjss-219	175	21	and	and	CCONJ
esutjss-219	175	22	capabilities	capability	NOUN
esutjss-219	175	23	in	in	ADP
esutjss-219	175	24	achieving	achieve	VERB
esutjss-219	175	25	competitive	competitive	ADJ
esutjss-219	175	26	advantage	advantage	NOUN
esutjss-219	175	27	.	.	PUNCT
esutjss-219	176	1	developed	develop	VERB
esutjss-219	176	2	by	by	ADP
esutjss-219	176	3	barney	barney	NOUN
esutjss-219	176	4	(	(	PUNCT
esutjss-219	176	5	1991	1991	NUM
esutjss-219	176	6	)	)	PUNCT
esutjss-219	176	7	,	,	PUNCT
esutjss-219	176	8	rbv	rbv	PROPN
esutjss-219	176	9	argues	argue	VERB
esutjss-219	176	10	that	that	SCONJ
esutjss-219	176	11	firms	firm	NOUN
esutjss-219	176	12	can	can	AUX
esutjss-219	176	13	leverage	leverage	VERB
esutjss-219	176	14	their	their	PRON
esutjss-219	176	15	unique	unique	ADJ
esutjss-219	176	16	resources	resource	NOUN
esutjss-219	176	17	to	to	PART
esutjss-219	176	18	create	create	VERB
esutjss-219	176	19	value	value	NOUN
esutjss-219	176	20	and	and	CCONJ
esutjss-219	176	21	maintain	maintain	VERB
esutjss-219	176	22	a	a	DET
esutjss-219	176	23	competitive	competitive	ADJ
esutjss-219	176	24	edge	edge	NOUN
esutjss-219	176	25	.	.	PUNCT
esutjss-219	177	1	in	in	ADP
esutjss-219	177	2	the	the	DET
esutjss-219	177	3	context	context	NOUN
esutjss-219	177	4	of	of	ADP
esutjss-219	177	5	supply	supply	NOUN
esutjss-219	177	6	chain	chain	NOUN
esutjss-219	177	7	vulnerabilities	vulnerability	NOUN
esutjss-219	177	8	in	in	ADP
esutjss-219	177	9	nigeria	nigeria	PROPN
esutjss-219	177	10	,	,	PUNCT
esutjss-219	177	11	rbv	rbv	VERB
esutjss-219	177	12	can	can	AUX
esutjss-219	177	13	be	be	AUX
esutjss-219	177	14	used	use	VERB
esutjss-219	177	15	to	to	PART
esutjss-219	177	16	understand	understand	VERB
esutjss-219	177	17	how	how	SCONJ
esutjss-219	177	18	insurance	insurance	NOUN
esutjss-219	177	19	functions	function	NOUN
esutjss-219	177	20	as	as	ADP
esutjss-219	177	21	a	a	DET
esutjss-219	177	22	strategic	strategic	ADJ
esutjss-219	177	23	resource	resource	NOUN
esutjss-219	177	24	.	.	PUNCT
esutjss-219	178	1	insurance	insurance	NOUN
esutjss-219	178	2	is	be	AUX
esutjss-219	178	3	not	not	PART
esutjss-219	178	4	merely	merely	ADV
esutjss-219	178	5	a	a	DET
esutjss-219	178	6	financial	financial	ADJ
esutjss-219	178	7	product	product	NOUN
esutjss-219	178	8	but	but	CCONJ
esutjss-219	178	9	a	a	DET
esutjss-219	178	10	strategic	strategic	ADJ
esutjss-219	178	11	resource	resource	NOUN
esutjss-219	178	12	that	that	PRON
esutjss-219	178	13	enhances	enhance	VERB
esutjss-219	178	14	a	a	DET
esutjss-219	178	15	firm	firm	NOUN
esutjss-219	178	16	's	's	PART
esutjss-219	178	17	ability	ability	NOUN
esutjss-219	178	18	to	to	PART
esutjss-219	178	19	manage	manage	VERB
esutjss-219	178	20	and	and	CCONJ
esutjss-219	178	21	mitigate	mitigate	VERB
esutjss-219	178	22	risks	risk	NOUN
esutjss-219	178	23	.	.	PUNCT
esutjss-219	179	1	by	by	ADP
esutjss-219	179	2	securing	secure	VERB
esutjss-219	179	3	comprehensive	comprehensive	ADJ
esutjss-219	179	4	insurance	insurance	NOUN
esutjss-219	179	5	coverage	coverage	NOUN
esutjss-219	179	6	,	,	PUNCT
esutjss-219	179	7	firms	firm	NOUN
esutjss-219	179	8	can	can	AUX
esutjss-219	179	9	protect	protect	VERB
esutjss-219	179	10	themselves	themselves	PRON
esutjss-219	179	11	against	against	ADP
esutjss-219	179	12	various	various	ADJ
esutjss-219	179	13	supply	supply	NOUN
esutjss-219	179	14	chain	chain	NOUN
esutjss-219	179	15	disruptions	disruption	NOUN
esutjss-219	179	16	,	,	PUNCT
esutjss-219	179	17	such	such	ADJ
esutjss-219	179	18	as	as	ADP
esutjss-219	179	19	those	those	PRON
esutjss-219	179	20	caused	cause	VERB
esutjss-219	179	21	by	by	ADP
esutjss-219	179	22	inadequate	inadequate	ADJ
esutjss-219	179	23	332	332	NUM
esutjss-219	179	24	infrastructure	infrastructure	NOUN
esutjss-219	179	25	or	or	CCONJ
esutjss-219	179	26	political	political	ADJ
esutjss-219	179	27	instability	instability	NOUN
esutjss-219	179	28	.	.	PUNCT
esutjss-219	180	1	this	this	DET
esutjss-219	180	2	protective	protective	ADJ
esutjss-219	180	3	measure	measure	NOUN
esutjss-219	180	4	enables	enable	VERB
esutjss-219	180	5	firms	firm	NOUN
esutjss-219	180	6	to	to	PART
esutjss-219	180	7	maintain	maintain	VERB
esutjss-219	180	8	continuity	continuity	NOUN
esutjss-219	180	9	and	and	CCONJ
esutjss-219	180	10	recover	recover	VERB
esutjss-219	180	11	more	more	ADV
esutjss-219	180	12	swiftly	swiftly	ADV
esutjss-219	180	13	from	from	ADP
esutjss-219	180	14	disruptions	disruption	NOUN
esutjss-219	180	15	,	,	PUNCT
esutjss-219	180	16	thereby	thereby	ADV
esutjss-219	180	17	sustaining	sustain	VERB
esutjss-219	180	18	their	their	PRON
esutjss-219	180	19	competitive	competitive	ADJ
esutjss-219	180	20	advantage	advantage	NOUN
esutjss-219	180	21	in	in	ADP
esutjss-219	180	22	the	the	DET
esutjss-219	180	23	market	market	NOUN
esutjss-219	180	24	.	.	PUNCT
esutjss-219	181	1	moreover	moreover	ADV
esutjss-219	181	2	,	,	PUNCT
esutjss-219	181	3	investing	invest	VERB
esutjss-219	181	4	in	in	ADP
esutjss-219	181	5	insurance	insurance	NOUN
esutjss-219	181	6	helps	helps	AUX
esutjss-219	181	7	build	build	VERB
esutjss-219	181	8	organizational	organizational	ADJ
esutjss-219	181	9	capabilities	capability	NOUN
esutjss-219	181	10	in	in	ADP
esutjss-219	181	11	risk	risk	NOUN
esutjss-219	181	12	management	management	NOUN
esutjss-219	181	13	.	.	PUNCT
esutjss-219	182	1	firms	firm	NOUN
esutjss-219	182	2	that	that	PRON
esutjss-219	182	3	utilize	utilize	VERB
esutjss-219	182	4	insurance	insurance	NOUN
esutjss-219	182	5	effectively	effectively	ADV
esutjss-219	182	6	develop	develop	VERB
esutjss-219	182	7	better	well	ADJ
esutjss-219	182	8	skills	skill	NOUN
esutjss-219	182	9	in	in	ADP
esutjss-219	182	10	assessing	assess	VERB
esutjss-219	182	11	and	and	CCONJ
esutjss-219	182	12	managing	manage	VERB
esutjss-219	182	13	risks	risk	NOUN
esutjss-219	182	14	,	,	PUNCT
esutjss-219	182	15	which	which	PRON
esutjss-219	182	16	aligns	align	VERB
esutjss-219	182	17	with	with	ADP
esutjss-219	182	18	the	the	DET
esutjss-219	182	19	rbv	rbv	PROPN
esutjss-219	182	20	perspective	perspective	NOUN
esutjss-219	182	21	that	that	SCONJ
esutjss-219	182	22	firms	firm	NOUN
esutjss-219	182	23	should	should	AUX
esutjss-219	182	24	develop	develop	VERB
esutjss-219	182	25	and	and	CCONJ
esutjss-219	182	26	leverage	leverage	VERB
esutjss-219	182	27	their	their	PRON
esutjss-219	182	28	resources	resource	NOUN
esutjss-219	182	29	to	to	PART
esutjss-219	182	30	gain	gain	VERB
esutjss-219	182	31	a	a	DET
esutjss-219	182	32	strategic	strategic	ADJ
esutjss-219	182	33	advantage	advantage	NOUN
esutjss-219	182	34	.	.	PUNCT
esutjss-219	183	1	in	in	ADP
esutjss-219	183	2	nigeria	nigeria	PROPN
esutjss-219	183	3	,	,	PUNCT
esutjss-219	183	4	where	where	SCONJ
esutjss-219	183	5	supply	supply	NOUN
esutjss-219	183	6	chain	chain	NOUN
esutjss-219	183	7	risks	risk	NOUN
esutjss-219	183	8	are	be	AUX
esutjss-219	183	9	prevalent	prevalent	ADJ
esutjss-219	183	10	,	,	PUNCT
esutjss-219	183	11	having	have	VERB
esutjss-219	183	12	robust	robust	ADJ
esutjss-219	183	13	insurance	insurance	NOUN
esutjss-219	183	14	coverage	coverage	NOUN
esutjss-219	183	15	and	and	CCONJ
esutjss-219	183	16	risk	risk	NOUN
esutjss-219	183	17	management	management	NOUN
esutjss-219	183	18	capabilities	capability	NOUN
esutjss-219	183	19	can	can	AUX
esutjss-219	183	20	significantly	significantly	ADV
esutjss-219	183	21	improve	improve	VERB
esutjss-219	183	22	a	a	DET
esutjss-219	183	23	firm	firm	NOUN
esutjss-219	183	24	's	's	PART
esutjss-219	183	25	resilience	resilience	NOUN
esutjss-219	183	26	and	and	CCONJ
esutjss-219	183	27	operational	operational	ADJ
esutjss-219	183	28	effectiveness	effectiveness	NOUN
esutjss-219	183	29	.	.	PUNCT
esutjss-219	184	1	agency	agency	NOUN
esutjss-219	184	2	theory	theory	NOUN
esutjss-219	184	3	and	and	CCONJ
esutjss-219	184	4	the	the	DET
esutjss-219	184	5	resource	resource	NOUN
esutjss-219	184	6	-	-	PUNCT
esutjss-219	184	7	based	base	VERB
esutjss-219	184	8	view	view	NOUN
esutjss-219	184	9	provide	provide	VERB
esutjss-219	184	10	complementary	complementary	ADJ
esutjss-219	184	11	insights	insight	NOUN
esutjss-219	184	12	into	into	ADP
esutjss-219	184	13	how	how	SCONJ
esutjss-219	184	14	insurance	insurance	NOUN
esutjss-219	184	15	can	can	AUX
esutjss-219	184	16	mitigate	mitigate	VERB
esutjss-219	184	17	supply	supply	NOUN
esutjss-219	184	18	chain	chain	NOUN
esutjss-219	184	19	vulnerabilities	vulnerability	NOUN
esutjss-219	184	20	in	in	ADP
esutjss-219	184	21	nigeria	nigeria	PROPN
esutjss-219	184	22	.	.	PUNCT
esutjss-219	185	1	agency	agency	NOUN
esutjss-219	185	2	theory	theory	NOUN
esutjss-219	185	3	highlights	highlight	VERB
esutjss-219	185	4	the	the	DET
esutjss-219	185	5	role	role	NOUN
esutjss-219	185	6	of	of	ADP
esutjss-219	185	7	insurance	insurance	NOUN
esutjss-219	185	8	in	in	ADP
esutjss-219	185	9	aligning	align	VERB
esutjss-219	185	10	stakeholder	stakeholder	NOUN
esutjss-219	185	11	interests	interest	NOUN
esutjss-219	185	12	and	and	CCONJ
esutjss-219	185	13	reducing	reduce	VERB
esutjss-219	185	14	moral	moral	ADJ
esutjss-219	185	15	hazard	hazard	NOUN
esutjss-219	185	16	,	,	PUNCT
esutjss-219	185	17	while	while	SCONJ
esutjss-219	185	18	rbv	rbv	NOUN
esutjss-219	185	19	emphasizes	emphasize	VERB
esutjss-219	185	20	insurance	insurance	NOUN
esutjss-219	185	21	as	as	ADP
esutjss-219	185	22	a	a	DET
esutjss-219	185	23	strategic	strategic	ADJ
esutjss-219	185	24	resource	resource	NOUN
esutjss-219	185	25	that	that	PRON
esutjss-219	185	26	enhances	enhance	VERB
esutjss-219	185	27	risk	risk	NOUN
esutjss-219	185	28	management	management	NOUN
esutjss-219	185	29	capabilities	capability	NOUN
esutjss-219	185	30	and	and	CCONJ
esutjss-219	185	31	supports	support	VERB
esutjss-219	185	32	competitive	competitive	ADJ
esutjss-219	185	33	advantage	advantage	NOUN
esutjss-219	185	34	.	.	PUNCT
esutjss-219	186	1	together	together	ADV
esutjss-219	186	2	,	,	PUNCT
esutjss-219	186	3	these	these	DET
esutjss-219	186	4	theories	theory	NOUN
esutjss-219	186	5	offer	offer	VERB
esutjss-219	186	6	a	a	DET
esutjss-219	186	7	comprehensive	comprehensive	ADJ
esutjss-219	186	8	framework	framework	NOUN
esutjss-219	186	9	for	for	ADP
esutjss-219	186	10	understanding	understand	VERB
esutjss-219	186	11	the	the	DET
esutjss-219	186	12	critical	critical	ADJ
esutjss-219	186	13	role	role	NOUN
esutjss-219	186	14	of	of	ADP
esutjss-219	186	15	insurance	insurance	NOUN
esutjss-219	186	16	in	in	ADP
esutjss-219	186	17	managing	manage	VERB
esutjss-219	186	18	supply	supply	NOUN
esutjss-219	186	19	chain	chain	NOUN
esutjss-219	186	20	risks	risk	NOUN
esutjss-219	186	21	and	and	CCONJ
esutjss-219	186	22	improving	improve	VERB
esutjss-219	186	23	resilience	resilience	NOUN
esutjss-219	186	24	in	in	ADP
esutjss-219	186	25	challenging	challenging	ADJ
esutjss-219	186	26	environments	environment	NOUN
esutjss-219	186	27	.	.	PUNCT
esutjss-219	187	1	empirical	empirical	ADJ
esutjss-219	187	2	review	review	NOUN
esutjss-219	187	3	in	in	ADP
esutjss-219	187	4	the	the	DET
esutjss-219	187	5	study	study	NOUN
esutjss-219	187	6	conducted	conduct	VERB
esutjss-219	187	7	by	by	ADP
esutjss-219	187	8	tang	tang	PROPN
esutjss-219	187	9	and	and	CCONJ
esutjss-219	187	10	tomlin	tomlin	PROPN
esutjss-219	187	11	,	,	PUNCT
esutjss-219	187	12	titled	title	VERB
esutjss-219	187	13	"	"	PUNCT
esutjss-219	187	14	managing	manage	VERB
esutjss-219	187	15	supply	supply	NOUN
esutjss-219	187	16	chain	chain	NOUN
esutjss-219	187	17	risk	risk	NOUN
esutjss-219	187	18	:	:	PUNCT
esutjss-219	187	19	integrating	integrate	VERB
esutjss-219	187	20	with	with	ADP
esutjss-219	187	21	enterprise	enterprise	NOUN
esutjss-219	187	22	risk	risk	NOUN
esutjss-219	187	23	management	management	NOUN
esutjss-219	187	24	"	"	PUNCT
esutjss-219	187	25	(	(	PUNCT
esutjss-219	187	26	2008	2008	NUM
esutjss-219	187	27	)	)	PUNCT
esutjss-219	187	28	,	,	PUNCT
esutjss-219	187	29	the	the	DET
esutjss-219	187	30	authors	author	NOUN
esutjss-219	187	31	explore	explore	VERB
esutjss-219	187	32	how	how	SCONJ
esutjss-219	187	33	integrating	integrating	ADJ
esutjss-219	187	34	supply	supply	NOUN
esutjss-219	187	35	chain	chain	NOUN
esutjss-219	187	36	risk	risk	NOUN
esutjss-219	187	37	management	management	NOUN
esutjss-219	187	38	with	with	ADP
esutjss-219	187	39	enterprise	enterprise	NOUN
esutjss-219	187	40	risk	risk	NOUN
esutjss-219	187	41	management	management	NOUN
esutjss-219	187	42	(	(	PUNCT
esutjss-219	187	43	erm	erm	PROPN
esutjss-219	187	44	)	)	PUNCT
esutjss-219	187	45	can	can	AUX
esutjss-219	187	46	address	address	VERB
esutjss-219	187	47	various	various	ADJ
esutjss-219	187	48	vulnerabilities	vulnerability	NOUN
esutjss-219	187	49	.	.	PUNCT
esutjss-219	188	1	the	the	DET
esutjss-219	188	2	study	study	NOUN
esutjss-219	188	3	employed	employ	VERB
esutjss-219	188	4	a	a	DET
esutjss-219	188	5	mixed	mix	VERB
esutjss-219	188	6	-	-	PUNCT
esutjss-219	188	7	method	method	NOUN
esutjss-219	188	8	approach	approach	NOUN
esutjss-219	188	9	,	,	PUNCT
esutjss-219	188	10	combining	combine	VERB
esutjss-219	188	11	quantitative	quantitative	ADJ
esutjss-219	188	12	surveys	survey	NOUN
esutjss-219	188	13	with	with	ADP
esutjss-219	188	14	qualitative	qualitative	ADJ
esutjss-219	188	15	case	case	NOUN
esutjss-219	188	16	studies	study	NOUN
esutjss-219	188	17	.	.	PUNCT
esutjss-219	189	1	data	datum	NOUN
esutjss-219	189	2	were	be	AUX
esutjss-219	189	3	collected	collect	VERB
esutjss-219	189	4	from	from	ADP
esutjss-219	189	5	manufacturing	manufacture	VERB
esutjss-219	189	6	firms	firm	NOUN
esutjss-219	189	7	,	,	PUNCT
esutjss-219	189	8	and	and	CCONJ
esutjss-219	189	9	the	the	DET
esutjss-219	189	10	analysis	analysis	NOUN
esutjss-219	189	11	utilized	utilize	VERB
esutjss-219	189	12	statistical	statistical	ADJ
esutjss-219	189	13	techniques	technique	NOUN
esutjss-219	189	14	to	to	PART
esutjss-219	189	15	evaluate	evaluate	VERB
esutjss-219	189	16	the	the	DET
esutjss-219	189	17	impact	impact	NOUN
esutjss-219	189	18	of	of	ADP
esutjss-219	189	19	erm	erm	PROPN
esutjss-219	189	20	practices	practice	NOUN
esutjss-219	189	21	on	on	ADP
esutjss-219	189	22	risk	risk	NOUN
esutjss-219	189	23	mitigation	mitigation	NOUN
esutjss-219	189	24	.	.	PUNCT
esutjss-219	190	1	the	the	DET
esutjss-219	190	2	findings	finding	NOUN
esutjss-219	190	3	revealed	reveal	VERB
esutjss-219	190	4	that	that	SCONJ
esutjss-219	190	5	firms	firm	NOUN
esutjss-219	190	6	which	which	PRON
esutjss-219	190	7	integrated	integrate	VERB
esutjss-219	190	8	erm	erm	PROPN
esutjss-219	190	9	with	with	ADP
esutjss-219	190	10	their	their	PRON
esutjss-219	190	11	supply	supply	NOUN
esutjss-219	190	12	chain	chain	NOUN
esutjss-219	190	13	risk	risk	NOUN
esutjss-219	190	14	management	management	NOUN
esutjss-219	190	15	strategies	strategy	NOUN
esutjss-219	190	16	experienced	experience	VERB
esutjss-219	190	17	notable	notable	ADJ
esutjss-219	190	18	improvements	improvement	NOUN
esutjss-219	190	19	in	in	ADP
esutjss-219	190	20	mitigating	mitigate	VERB
esutjss-219	190	21	risks	risk	NOUN
esutjss-219	190	22	,	,	PUNCT
esutjss-219	190	23	particularly	particularly	ADV
esutjss-219	190	24	those	those	PRON
esutjss-219	190	25	related	relate	VERB
esutjss-219	190	26	to	to	ADP
esutjss-219	190	27	infrastructure	infrastructure	NOUN
esutjss-219	190	28	and	and	CCONJ
esutjss-219	190	29	political	political	ADJ
esutjss-219	190	30	instability	instability	NOUN
esutjss-219	190	31	.	.	PUNCT
esutjss-219	191	1	the	the	DET
esutjss-219	191	2	results	result	NOUN
esutjss-219	191	3	indicated	indicate	VERB
esutjss-219	191	4	that	that	SCONJ
esutjss-219	191	5	erm	erm	PROPN
esutjss-219	191	6	frameworks	framework	NOUN
esutjss-219	191	7	,	,	PUNCT
esutjss-219	191	8	including	include	VERB
esutjss-219	191	9	insurance	insurance	NOUN
esutjss-219	191	10	strategies	strategy	NOUN
esutjss-219	191	11	,	,	PUNCT
esutjss-219	191	12	were	be	AUX
esutjss-219	191	13	effective	effective	ADJ
esutjss-219	191	14	in	in	ADP
esutjss-219	191	15	reducing	reduce	VERB
esutjss-219	191	16	supply	supply	NOUN
esutjss-219	191	17	chain	chain	NOUN
esutjss-219	191	18	vulnerabilities	vulnerability	NOUN
esutjss-219	191	19	.	.	PUNCT
esutjss-219	192	1	smith	smith	PROPN
esutjss-219	192	2	and	and	CCONJ
esutjss-219	192	3	jones	jones	PROPN
esutjss-219	192	4	,	,	PUNCT
esutjss-219	192	5	in	in	ADP
esutjss-219	192	6	their	their	PRON
esutjss-219	192	7	study	study	NOUN
esutjss-219	192	8	"	"	PUNCT
esutjss-219	192	9	insurance	insurance	NOUN
esutjss-219	192	10	as	as	ADP
esutjss-219	192	11	a	a	DET
esutjss-219	192	12	risk	risk	NOUN
esutjss-219	192	13	management	management	NOUN
esutjss-219	192	14	strategy	strategy	NOUN
esutjss-219	192	15	:	:	PUNCT
esutjss-219	192	16	evidence	evidence	NOUN
esutjss-219	192	17	from	from	ADP
esutjss-219	192	18	small	small	ADJ
esutjss-219	192	19	and	and	CCONJ
esutjss-219	192	20	medium	medium	ADJ
esutjss-219	192	21	enterprises	enterprise	NOUN
esutjss-219	192	22	(	(	PUNCT
esutjss-219	192	23	smes	sme	NOUN
esutjss-219	192	24	)	)	PUNCT
esutjss-219	192	25	"	"	PUNCT
esutjss-219	192	26	(	(	PUNCT
esutjss-219	192	27	2013	2013	NUM
esutjss-219	192	28	)	)	PUNCT
esutjss-219	192	29	,	,	PUNCT
esutjss-219	192	30	investigated	investigate	VERB
esutjss-219	192	31	the	the	DET
esutjss-219	192	32	role	role	NOUN
esutjss-219	192	33	of	of	ADP
esutjss-219	192	34	insurance	insurance	NOUN
esutjss-219	192	35	in	in	ADP
esutjss-219	192	36	managing	manage	VERB
esutjss-219	192	37	risks	risk	NOUN
esutjss-219	192	38	for	for	ADP
esutjss-219	192	39	smes	sme	NOUN
esutjss-219	192	40	,	,	PUNCT
esutjss-219	192	41	particularly	particularly	ADV
esutjss-219	192	42	its	its	PRON
esutjss-219	192	43	impact	impact	NOUN
esutjss-219	192	44	on	on	ADP
esutjss-219	192	45	supply	supply	NOUN
esutjss-219	192	46	chain	chain	NOUN
esutjss-219	192	47	management	management	NOUN
esutjss-219	192	48	.	.	PUNCT
esutjss-219	193	1	this	this	DET
esutjss-219	193	2	research	research	NOUN
esutjss-219	193	3	used	use	VERB
esutjss-219	193	4	a	a	DET
esutjss-219	193	5	survey	survey	NOUN
esutjss-219	193	6	-	-	PUNCT
esutjss-219	193	7	based	base	VERB
esutjss-219	193	8	approach	approach	NOUN
esutjss-219	193	9	,	,	PUNCT
esutjss-219	193	10	gathering	gather	VERB
esutjss-219	193	11	data	datum	NOUN
esutjss-219	193	12	from	from	ADP
esutjss-219	193	13	smes	sme	NOUN
esutjss-219	193	14	across	across	ADP
esutjss-219	193	15	various	various	ADJ
esutjss-219	193	16	sectors	sector	NOUN
esutjss-219	193	17	.	.	PUNCT
esutjss-219	194	1	statistical	statistical	ADJ
esutjss-219	194	2	methods	method	NOUN
esutjss-219	194	3	,	,	PUNCT
esutjss-219	194	4	including	include	VERB
esutjss-219	194	5	regression	regression	NOUN
esutjss-219	194	6	and	and	CCONJ
esutjss-219	194	7	factor	factor	NOUN
esutjss-219	194	8	analysis	analysis	NOUN
esutjss-219	194	9	,	,	PUNCT
esutjss-219	194	10	were	be	AUX
esutjss-219	194	11	employed	employ	VERB
esutjss-219	194	12	to	to	PART
esutjss-219	194	13	assess	assess	VERB
esutjss-219	194	14	the	the	DET
esutjss-219	194	15	effectiveness	effectiveness	NOUN
esutjss-219	194	16	of	of	ADP
esutjss-219	194	17	insurance	insurance	NOUN
esutjss-219	194	18	in	in	ADP
esutjss-219	194	19	risk	risk	NOUN
esutjss-219	194	20	management	management	NOUN
esutjss-219	194	21	.	.	PUNCT
esutjss-219	195	1	the	the	DET
esutjss-219	195	2	study	study	NOUN
esutjss-219	195	3	found	find	VERB
esutjss-219	195	4	that	that	SCONJ
esutjss-219	195	5	while	while	SCONJ
esutjss-219	195	6	insurance	insurance	NOUN
esutjss-219	195	7	was	be	AUX
esutjss-219	195	8	a	a	DET
esutjss-219	195	9	valuable	valuable	ADJ
esutjss-219	195	10	tool	tool	NOUN
esutjss-219	195	11	for	for	ADP
esutjss-219	195	12	managing	manage	VERB
esutjss-219	195	13	risks	risk	NOUN
esutjss-219	195	14	,	,	PUNCT
esutjss-219	195	15	challenges	challenge	NOUN
esutjss-219	195	16	such	such	ADJ
esutjss-219	195	17	as	as	ADP
esutjss-219	195	18	high	high	ADJ
esutjss-219	195	19	premiums	premium	NOUN
esutjss-219	195	20	and	and	CCONJ
esutjss-219	195	21	limited	limited	ADJ
esutjss-219	195	22	coverage	coverage	NOUN
esutjss-219	195	23	options	option	NOUN
esutjss-219	195	24	often	often	ADV
esutjss-219	195	25	restricted	restrict	VERB
esutjss-219	195	26	its	its	PRON
esutjss-219	195	27	effectiveness	effectiveness	NOUN
esutjss-219	195	28	.	.	PUNCT
esutjss-219	196	1	smes	sme	NOUN
esutjss-219	196	2	experienced	experience	VERB
esutjss-219	196	3	mixed	mixed	ADJ
esutjss-219	196	4	outcomes	outcome	NOUN
esutjss-219	196	5	,	,	PUNCT
esutjss-219	196	6	with	with	ADP
esutjss-219	196	7	insurance	insurance	NOUN
esutjss-219	196	8	providing	provide	VERB
esutjss-219	196	9	significant	significant	ADJ
esutjss-219	196	10	benefits	benefit	NOUN
esutjss-219	196	11	in	in	ADP
esutjss-219	196	12	some	some	DET
esutjss-219	196	13	cases	case	NOUN
esutjss-219	196	14	but	but	CCONJ
esutjss-219	196	15	failing	fail	VERB
esutjss-219	196	16	to	to	PART
esutjss-219	196	17	universally	universally	ADV
esutjss-219	196	18	address	address	VERB
esutjss-219	196	19	supply	supply	NOUN
esutjss-219	196	20	chain	chain	NOUN
esutjss-219	196	21	-	-	PUNCT
esutjss-219	196	22	related	relate	VERB
esutjss-219	196	23	risks	risk	NOUN
esutjss-219	196	24	.	.	PUNCT
esutjss-219	197	1	in	in	ADP
esutjss-219	197	2	their	their	PRON
esutjss-219	197	3	study	study	NOUN
esutjss-219	197	4	titled	title	VERB
esutjss-219	197	5	"	"	PUNCT
esutjss-219	197	6	the	the	DET
esutjss-219	197	7	impact	impact	NOUN
esutjss-219	197	8	of	of	ADP
esutjss-219	197	9	supply	supply	NOUN
esutjss-219	197	10	chain	chain	NOUN
esutjss-219	197	11	risk	risk	NOUN
esutjss-219	197	12	management	management	NOUN
esutjss-219	197	13	on	on	ADP
esutjss-219	197	14	firm	firm	ADJ
esutjss-219	197	15	performance	performance	NOUN
esutjss-219	197	16	:	:	PUNCT
esutjss-219	197	17	evidence	evidence	NOUN
esutjss-219	197	18	from	from	ADP
esutjss-219	197	19	emerging	emerge	VERB
esutjss-219	197	20	markets	market	NOUN
esutjss-219	197	21	"	"	PUNCT
esutjss-219	197	22	(	(	PUNCT
esutjss-219	197	23	2017	2017	NUM
esutjss-219	197	24	)	)	PUNCT
esutjss-219	197	25	,	,	PUNCT
esutjss-219	197	26	liu	liu	PROPN
esutjss-219	197	27	,	,	PUNCT
esutjss-219	197	28	wang	wang	PROPN
esutjss-219	197	29	,	,	PUNCT
esutjss-219	197	30	and	and	CCONJ
esutjss-219	197	31	zhang	zhang	PROPN
esutjss-219	197	32	examined	examine	VERB
esutjss-219	197	33	the	the	DET
esutjss-219	197	34	effects	effect	NOUN
esutjss-219	197	35	of	of	ADP
esutjss-219	197	36	supply	supply	NOUN
esutjss-219	197	37	chain	chain	NOUN
esutjss-219	197	38	risk	risk	NOUN
esutjss-219	197	39	management	management	NOUN
esutjss-219	197	40	practices	practice	NOUN
esutjss-219	197	41	on	on	ADP
esutjss-219	197	42	firm	firm	ADJ
esutjss-219	197	43	performance	performance	NOUN
esutjss-219	197	44	in	in	ADP
esutjss-219	197	45	emerging	emerge	VERB
esutjss-219	197	46	markets	market	NOUN
esutjss-219	197	47	,	,	PUNCT
esutjss-219	197	48	including	include	VERB
esutjss-219	197	49	nigeria	nigeria	PRON
esutjss-219	197	50	.	.	PUNCT
esutjss-219	198	1	the	the	DET
esutjss-219	198	2	study	study	NOUN
esutjss-219	198	3	utilized	utilize	VERB
esutjss-219	198	4	a	a	DET
esutjss-219	198	5	quantitative	quantitative	ADJ
esutjss-219	198	6	approach	approach	NOUN
esutjss-219	198	7	with	with	ADP
esutjss-219	198	8	structured	structured	ADJ
esutjss-219	198	9	questionnaires	questionnaire	NOUN
esutjss-219	198	10	administered	administer	VERB
esutjss-219	198	11	to	to	ADP
esutjss-219	198	12	firms	firm	NOUN
esutjss-219	198	13	in	in	ADP
esutjss-219	198	14	these	these	DET
esutjss-219	198	15	markets	market	NOUN
esutjss-219	198	16	.	.	PUNCT
esutjss-219	199	1	the	the	DET
esutjss-219	199	2	data	datum	NOUN
esutjss-219	199	3	were	be	AUX
esutjss-219	199	4	analyzed	analyze	VERB
esutjss-219	199	5	using	use	VERB
esutjss-219	199	6	multiple	multiple	ADJ
esutjss-219	199	7	regression	regression	NOUN
esutjss-219	199	8	techniques	technique	NOUN
esutjss-219	199	9	to	to	PART
esutjss-219	199	10	determine	determine	VERB
esutjss-219	199	11	the	the	DET
esutjss-219	199	12	relationship	relationship	NOUN
esutjss-219	199	13	between	between	ADP
esutjss-219	199	14	risk	risk	NOUN
esutjss-219	199	15	management	management	NOUN
esutjss-219	199	16	practices	practice	NOUN
esutjss-219	199	17	and	and	CCONJ
esutjss-219	199	18	firm	firm	ADJ
esutjss-219	199	19	performance	performance	NOUN
esutjss-219	199	20	.	.	PUNCT
esutjss-219	200	1	the	the	DET
esutjss-219	200	2	results	result	NOUN
esutjss-219	200	3	showed	show	VERB
esutjss-219	200	4	that	that	SCONJ
esutjss-219	200	5	firms	firm	NOUN
esutjss-219	200	6	with	with	ADP
esutjss-219	200	7	robust	robust	ADJ
esutjss-219	200	8	risk	risk	NOUN
esutjss-219	200	9	management	management	NOUN
esutjss-219	200	10	strategies	strategy	NOUN
esutjss-219	200	11	,	,	PUNCT
esutjss-219	200	12	including	include	VERB
esutjss-219	200	13	333	333	NUM
esutjss-219	200	14	effective	effective	ADJ
esutjss-219	200	15	insurance	insurance	NOUN
esutjss-219	200	16	coverage	coverage	NOUN
esutjss-219	200	17	,	,	PUNCT
esutjss-219	200	18	performed	perform	VERB
esutjss-219	200	19	better	well	ADV
esutjss-219	200	20	and	and	CCONJ
esutjss-219	200	21	had	have	AUX
esutjss-219	200	22	reduced	reduce	VERB
esutjss-219	200	23	vulnerability	vulnerability	NOUN
esutjss-219	200	24	to	to	PART
esutjss-219	200	25	supply	supply	VERB
esutjss-219	200	26	chain	chain	NOUN
esutjss-219	200	27	disruptions	disruption	NOUN
esutjss-219	200	28	.	.	PUNCT
esutjss-219	201	1	this	this	DET
esutjss-219	201	2	study	study	NOUN
esutjss-219	201	3	highlighted	highlight	VERB
esutjss-219	201	4	the	the	DET
esutjss-219	201	5	positive	positive	ADJ
esutjss-219	201	6	impact	impact	NOUN
esutjss-219	201	7	of	of	ADP
esutjss-219	201	8	insurance	insurance	NOUN
esutjss-219	201	9	on	on	ADP
esutjss-219	201	10	improving	improve	VERB
esutjss-219	201	11	firm	firm	ADJ
esutjss-219	201	12	performance	performance	NOUN
esutjss-219	201	13	and	and	CCONJ
esutjss-219	201	14	mitigating	mitigate	VERB
esutjss-219	201	15	risks	risk	NOUN
esutjss-219	201	16	in	in	ADP
esutjss-219	201	17	emerging	emerge	VERB
esutjss-219	201	18	markets	market	NOUN
esutjss-219	201	19	.	.	PUNCT
esutjss-219	202	1	eze	eze	VERB
esutjss-219	202	2	and	and	CCONJ
esutjss-219	202	3	adeoye	adeoye	VERB
esutjss-219	202	4	’s	’s	PART
esutjss-219	202	5	research	research	NOUN
esutjss-219	202	6	,	,	PUNCT
esutjss-219	202	7	titled	title	VERB
esutjss-219	202	8	"	"	PUNCT
esutjss-219	202	9	infrastructure	infrastructure	NOUN
esutjss-219	202	10	and	and	CCONJ
esutjss-219	202	11	logistics	logistic	NOUN
esutjss-219	202	12	vulnerabilities	vulnerability	NOUN
esutjss-219	202	13	in	in	ADP
esutjss-219	202	14	supply	supply	NOUN
esutjss-219	202	15	chains	chain	NOUN
esutjss-219	202	16	:	:	PUNCT
esutjss-219	202	17	a	a	DET
esutjss-219	202	18	study	study	NOUN
esutjss-219	202	19	of	of	ADP
esutjss-219	202	20	nigerian	nigerian	ADJ
esutjss-219	202	21	firms	firm	NOUN
esutjss-219	202	22	"	"	PUNCT
esutjss-219	202	23	(	(	PUNCT
esutjss-219	202	24	2019	2019	NUM
esutjss-219	202	25	)	)	PUNCT
esutjss-219	202	26	,	,	PUNCT
esutjss-219	202	27	provided	provide	VERB
esutjss-219	202	28	an	an	DET
esutjss-219	202	29	in	in	ADP
esutjss-219	202	30	-	-	PUNCT
esutjss-219	202	31	depth	depth	NOUN
esutjss-219	202	32	analysis	analysis	NOUN
esutjss-219	202	33	of	of	ADP
esutjss-219	202	34	how	how	SCONJ
esutjss-219	202	35	infrastructure	infrastructure	NOUN
esutjss-219	202	36	and	and	CCONJ
esutjss-219	202	37	logistics	logistic	NOUN
esutjss-219	202	38	challenges	challenge	NOUN
esutjss-219	202	39	affect	affect	VERB
esutjss-219	202	40	supply	supply	NOUN
esutjss-219	202	41	chain	chain	NOUN
esutjss-219	202	42	efficiency	efficiency	NOUN
esutjss-219	202	43	among	among	ADP
esutjss-219	202	44	nigerian	nigerian	ADJ
esutjss-219	202	45	firms	firm	NOUN
esutjss-219	202	46	.	.	PUNCT
esutjss-219	203	1	using	use	VERB
esutjss-219	203	2	a	a	DET
esutjss-219	203	3	case	case	NOUN
esutjss-219	203	4	study	study	NOUN
esutjss-219	203	5	approach	approach	NOUN
esutjss-219	203	6	,	,	PUNCT
esutjss-219	203	7	the	the	DET
esutjss-219	203	8	authors	author	NOUN
esutjss-219	203	9	conducted	conduct	VERB
esutjss-219	203	10	in	in	ADP
esutjss-219	203	11	-	-	PUNCT
esutjss-219	203	12	depth	depth	NOUN
esutjss-219	203	13	interviews	interview	NOUN
esutjss-219	203	14	and	and	CCONJ
esutjss-219	203	15	surveys	survey	NOUN
esutjss-219	203	16	with	with	ADP
esutjss-219	203	17	nigerian	nigerian	ADJ
esutjss-219	203	18	firms	firm	NOUN
esutjss-219	203	19	.	.	PUNCT
esutjss-219	204	1	the	the	DET
esutjss-219	204	2	collected	collect	VERB
esutjss-219	204	3	data	datum	NOUN
esutjss-219	204	4	were	be	AUX
esutjss-219	204	5	analyzed	analyze	VERB
esutjss-219	204	6	both	both	CCONJ
esutjss-219	204	7	qualitatively	qualitatively	ADV
esutjss-219	204	8	and	and	CCONJ
esutjss-219	204	9	statistically	statistically	ADV
esutjss-219	204	10	to	to	PART
esutjss-219	204	11	identify	identify	VERB
esutjss-219	204	12	key	key	ADJ
esutjss-219	204	13	vulnerabilities	vulnerability	NOUN
esutjss-219	204	14	related	relate	VERB
esutjss-219	204	15	to	to	ADP
esutjss-219	204	16	infrastructure	infrastructure	NOUN
esutjss-219	204	17	and	and	CCONJ
esutjss-219	204	18	logistics	logistic	NOUN
esutjss-219	204	19	.	.	PUNCT
esutjss-219	205	1	the	the	DET
esutjss-219	205	2	study	study	NOUN
esutjss-219	205	3	identified	identify	VERB
esutjss-219	205	4	significant	significant	ADJ
esutjss-219	205	5	issues	issue	NOUN
esutjss-219	205	6	such	such	ADJ
esutjss-219	205	7	as	as	ADP
esutjss-219	205	8	infrastructure	infrastructure	NOUN
esutjss-219	205	9	inadequacies	inadequacy	NOUN
esutjss-219	205	10	and	and	CCONJ
esutjss-219	205	11	unreliable	unreliable	ADJ
esutjss-219	205	12	transportation	transportation	NOUN
esutjss-219	205	13	systems	system	NOUN
esutjss-219	205	14	as	as	ADP
esutjss-219	205	15	major	major	ADJ
esutjss-219	205	16	contributors	contributor	NOUN
esutjss-219	205	17	to	to	PART
esutjss-219	205	18	supply	supply	VERB
esutjss-219	205	19	chain	chain	NOUN
esutjss-219	205	20	disruptions	disruption	NOUN
esutjss-219	205	21	.	.	PUNCT
esutjss-219	206	1	it	it	PRON
esutjss-219	206	2	also	also	ADV
esutjss-219	206	3	assessed	assess	VERB
esutjss-219	206	4	the	the	DET
esutjss-219	206	5	role	role	NOUN
esutjss-219	206	6	of	of	ADP
esutjss-219	206	7	insurance	insurance	NOUN
esutjss-219	206	8	in	in	ADP
esutjss-219	206	9	managing	manage	VERB
esutjss-219	206	10	these	these	DET
esutjss-219	206	11	risks	risk	NOUN
esutjss-219	206	12	and	and	CCONJ
esutjss-219	206	13	found	find	VERB
esutjss-219	206	14	that	that	SCONJ
esutjss-219	206	15	while	while	SCONJ
esutjss-219	206	16	insurance	insurance	NOUN
esutjss-219	206	17	was	be	AUX
esutjss-219	206	18	beneficial	beneficial	ADJ
esutjss-219	206	19	,	,	PUNCT
esutjss-219	206	20	its	its	PRON
esutjss-219	206	21	impact	impact	NOUN
esutjss-219	206	22	was	be	AUX
esutjss-219	206	23	limited	limit	VERB
esutjss-219	206	24	by	by	ADP
esutjss-219	206	25	high	high	ADJ
esutjss-219	206	26	costs	cost	NOUN
esutjss-219	206	27	and	and	CCONJ
esutjss-219	206	28	insufficient	insufficient	ADJ
esutjss-219	206	29	coverage	coverage	NOUN
esutjss-219	206	30	options	option	NOUN
esutjss-219	206	31	.	.	PUNCT
esutjss-219	207	1	the	the	DET
esutjss-219	207	2	results	result	NOUN
esutjss-219	207	3	underscored	underscore	VERB
esutjss-219	207	4	the	the	DET
esutjss-219	207	5	need	need	NOUN
esutjss-219	207	6	for	for	ADP
esutjss-219	207	7	improved	improved	ADJ
esutjss-219	207	8	infrastructure	infrastructure	NOUN
esutjss-219	207	9	and	and	CCONJ
esutjss-219	207	10	enhanced	enhanced	ADJ
esutjss-219	207	11	insurance	insurance	NOUN
esutjss-219	207	12	strategies	strategy	NOUN
esutjss-219	207	13	to	to	PART
esutjss-219	207	14	better	well	ADV
esutjss-219	207	15	manage	manage	VERB
esutjss-219	207	16	supply	supply	NOUN
esutjss-219	207	17	chain	chain	NOUN
esutjss-219	207	18	vulnerabilities	vulnerability	NOUN
esutjss-219	207	19	.	.	PUNCT
esutjss-219	208	1	methodology	methodology	NOUN
esutjss-219	208	2	this	this	DET
esutjss-219	208	3	study	study	NOUN
esutjss-219	208	4	employs	employ	VERB
esutjss-219	208	5	a	a	DET
esutjss-219	208	6	survey	survey	NOUN
esutjss-219	208	7	research	research	NOUN
esutjss-219	208	8	design	design	NOUN
esutjss-219	208	9	,	,	PUNCT
esutjss-219	208	10	using	use	VERB
esutjss-219	208	11	quantitative	quantitative	ADJ
esutjss-219	208	12	approach	approach	NOUN
esutjss-219	208	13	to	to	PART
esutjss-219	208	14	comprehensively	comprehensively	ADV
esutjss-219	208	15	address	address	VERB
esutjss-219	208	16	the	the	DET
esutjss-219	208	17	research	research	NOUN
esutjss-219	208	18	objectives	objective	NOUN
esutjss-219	208	19	.	.	PUNCT
esutjss-219	209	1	the	the	DET
esutjss-219	209	2	method	method	NOUN
esutjss-219	209	3	design	design	NOUN
esutjss-219	209	4	allows	allow	VERB
esutjss-219	209	5	for	for	ADP
esutjss-219	209	6	a	a	DET
esutjss-219	209	7	thorough	thorough	ADJ
esutjss-219	209	8	exploration	exploration	NOUN
esutjss-219	209	9	of	of	ADP
esutjss-219	209	10	supply	supply	NOUN
esutjss-219	209	11	chain	chain	NOUN
esutjss-219	209	12	vulnerabilities	vulnerability	NOUN
esutjss-219	209	13	and	and	CCONJ
esutjss-219	209	14	the	the	DET
esutjss-219	209	15	role	role	NOUN
esutjss-219	209	16	of	of	ADP
esutjss-219	209	17	insurance	insurance	NOUN
esutjss-219	209	18	in	in	ADP
esutjss-219	209	19	mitigating	mitigate	VERB
esutjss-219	209	20	these	these	DET
esutjss-219	209	21	risks	risk	NOUN
esutjss-219	209	22	by	by	ADP
esutjss-219	209	23	integrating	integrate	VERB
esutjss-219	209	24	statistical	statistical	ADJ
esutjss-219	209	25	analysis	analysis	NOUN
esutjss-219	209	26	.	.	PUNCT
esutjss-219	210	1	a	a	DET
esutjss-219	210	2	structured	structured	ADJ
esutjss-219	210	3	questionnaire	questionnaire	NOUN
esutjss-219	210	4	was	be	AUX
esutjss-219	210	5	developed	develop	VERB
esutjss-219	210	6	to	to	PART
esutjss-219	210	7	collect	collect	VERB
esutjss-219	210	8	quantitative	quantitative	ADJ
esutjss-219	210	9	data	datum	NOUN
esutjss-219	210	10	.	.	PUNCT
esutjss-219	211	1	the	the	DET
esutjss-219	211	2	questionnaire	questionnaire	NOUN
esutjss-219	211	3	includes	include	VERB
esutjss-219	211	4	closed	close	VERB
esutjss-219	211	5	-	-	PUNCT
esutjss-219	211	6	ended	end	VERB
esutjss-219	211	7	items	item	NOUN
esutjss-219	211	8	using	use	VERB
esutjss-219	211	9	a	a	DET
esutjss-219	211	10	5	5	NUM
esutjss-219	211	11	-	-	PUNCT
esutjss-219	211	12	point	point	NOUN
esutjss-219	211	13	likert	likert	ADJ
esutjss-219	211	14	scale	scale	NOUN
esutjss-219	211	15	to	to	PART
esutjss-219	211	16	measure	measure	VERB
esutjss-219	211	17	perceptions	perception	NOUN
esutjss-219	211	18	of	of	ADP
esutjss-219	211	19	supply	supply	NOUN
esutjss-219	211	20	chain	chain	NOUN
esutjss-219	211	21	vulnerabilities	vulnerability	NOUN
esutjss-219	211	22	and	and	CCONJ
esutjss-219	211	23	the	the	DET
esutjss-219	211	24	effectiveness	effectiveness	NOUN
esutjss-219	211	25	of	of	ADP
esutjss-219	211	26	insurance	insurance	NOUN
esutjss-219	211	27	as	as	ADP
esutjss-219	211	28	a	a	DET
esutjss-219	211	29	risk	risk	NOUN
esutjss-219	211	30	control	control	NOUN
esutjss-219	211	31	strategy	strategy	NOUN
esutjss-219	211	32	.	.	PUNCT
esutjss-219	212	1	the	the	DET
esutjss-219	212	2	survey	survey	NOUN
esutjss-219	212	3	items	item	NOUN
esutjss-219	212	4	were	be	AUX
esutjss-219	212	5	derived	derive	VERB
esutjss-219	212	6	from	from	ADP
esutjss-219	212	7	a	a	DET
esutjss-219	212	8	comprehensive	comprehensive	ADJ
esutjss-219	212	9	review	review	NOUN
esutjss-219	212	10	of	of	ADP
esutjss-219	212	11	relevant	relevant	ADJ
esutjss-219	212	12	literature	literature	NOUN
esutjss-219	212	13	,	,	PUNCT
esutjss-219	212	14	ensuring	ensure	VERB
esutjss-219	212	15	validity	validity	NOUN
esutjss-219	212	16	and	and	CCONJ
esutjss-219	212	17	relevance	relevance	NOUN
esutjss-219	212	18	.	.	PUNCT
esutjss-219	213	1	a	a	DET
esutjss-219	213	2	stratified	stratified	ADJ
esutjss-219	213	3	random	random	ADJ
esutjss-219	213	4	sampling	sampling	NOUN
esutjss-219	213	5	technique	technique	NOUN
esutjss-219	213	6	was	be	AUX
esutjss-219	213	7	used	use	VERB
esutjss-219	213	8	to	to	PART
esutjss-219	213	9	select	select	VERB
esutjss-219	213	10	participants	participant	NOUN
esutjss-219	213	11	from	from	ADP
esutjss-219	213	12	various	various	ADJ
esutjss-219	213	13	sectors	sector	NOUN
esutjss-219	213	14	within	within	ADP
esutjss-219	213	15	the	the	DET
esutjss-219	213	16	nigerian	nigerian	ADJ
esutjss-219	213	17	supply	supply	NOUN
esutjss-219	213	18	chain	chain	NOUN
esutjss-219	213	19	,	,	PUNCT
esutjss-219	213	20	including	include	VERB
esutjss-219	213	21	manufacturers	manufacturer	NOUN
esutjss-219	213	22	,	,	PUNCT
esutjss-219	213	23	suppliers	supplier	NOUN
esutjss-219	213	24	,	,	PUNCT
esutjss-219	213	25	and	and	CCONJ
esutjss-219	213	26	logistics	logistic	NOUN
esutjss-219	213	27	providers	provider	NOUN
esutjss-219	213	28	.	.	PUNCT
esutjss-219	214	1	the	the	DET
esutjss-219	214	2	sample	sample	NOUN
esutjss-219	214	3	size	size	NOUN
esutjss-219	214	4	was	be	AUX
esutjss-219	214	5	determined	determine	VERB
esutjss-219	214	6	using	use	VERB
esutjss-219	214	7	a	a	DET
esutjss-219	214	8	confidence	confidence	NOUN
esutjss-219	214	9	level	level	NOUN
esutjss-219	214	10	of	of	ADP
esutjss-219	214	11	95	95	NUM
esutjss-219	214	12	%	%	NOUN
esutjss-219	214	13	and	and	CCONJ
esutjss-219	214	14	a	a	DET
esutjss-219	214	15	margin	margin	NOUN
esutjss-219	214	16	of	of	ADP
esutjss-219	214	17	error	error	NOUN
esutjss-219	214	18	of	of	ADP
esutjss-219	214	19	5	5	NUM
esutjss-219	214	20	%	%	NOUN
esutjss-219	214	21	,	,	PUNCT
esutjss-219	214	22	resulting	result	VERB
esutjss-219	214	23	in	in	ADP
esutjss-219	214	24	a	a	DET
esutjss-219	214	25	target	target	NOUN
esutjss-219	214	26	sample	sample	NOUN
esutjss-219	214	27	of	of	ADP
esutjss-219	214	28	400	400	NUM
esutjss-219	214	29	respondents	respondent	NOUN
esutjss-219	214	30	.	.	PUNCT
esutjss-219	215	1	surveys	survey	NOUN
esutjss-219	215	2	were	be	AUX
esutjss-219	215	3	administered	administer	VERB
esutjss-219	215	4	via	via	ADP
esutjss-219	215	5	online	online	ADJ
esutjss-219	215	6	survey	survey	NOUN
esutjss-219	215	7	platforms	platform	NOUN
esutjss-219	215	8	.	.	PUNCT
esutjss-219	216	1	data	datum	NOUN
esutjss-219	216	2	collection	collection	NOUN
esutjss-219	216	3	occurred	occur	VERB
esutjss-219	216	4	over	over	ADP
esutjss-219	216	5	a	a	DET
esutjss-219	216	6	period	period	NOUN
esutjss-219	216	7	of	of	ADP
esutjss-219	216	8	six	six	NUM
esutjss-219	216	9	weeks	week	NOUN
esutjss-219	216	10	to	to	PART
esutjss-219	216	11	ensure	ensure	VERB
esutjss-219	216	12	adequate	adequate	ADJ
esutjss-219	216	13	response	response	NOUN
esutjss-219	216	14	rates	rate	NOUN
esutjss-219	216	15	and	and	CCONJ
esutjss-219	216	16	to	to	PART
esutjss-219	216	17	capture	capture	VERB
esutjss-219	216	18	diverse	diverse	ADJ
esutjss-219	216	19	perspectives	perspective	NOUN
esutjss-219	216	20	.	.	PUNCT
esutjss-219	217	1	for	for	ADP
esutjss-219	217	2	data	data	NOUN
esutjss-219	217	3	analysis	analysis	NOUN
esutjss-219	217	4	,	,	PUNCT
esutjss-219	217	5	descriptive	descriptive	ADJ
esutjss-219	217	6	statistics	statistic	NOUN
esutjss-219	217	7	,	,	PUNCT
esutjss-219	217	8	including	include	VERB
esutjss-219	217	9	mean	mean	ADJ
esutjss-219	217	10	and	and	CCONJ
esutjss-219	217	11	standard	standard	ADJ
esutjss-219	217	12	deviation	deviation	NOUN
esutjss-219	217	13	,	,	PUNCT
esutjss-219	217	14	were	be	AUX
esutjss-219	217	15	calculated	calculate	VERB
esutjss-219	217	16	to	to	PART
esutjss-219	217	17	summarize	summarize	VERB
esutjss-219	217	18	respondents	respondent	NOUN
esutjss-219	217	19	’	’	PART
esutjss-219	217	20	perceptions	perception	NOUN
esutjss-219	217	21	of	of	ADP
esutjss-219	217	22	supply	supply	NOUN
esutjss-219	217	23	chain	chain	NOUN
esutjss-219	217	24	vulnerabilities	vulnerability	NOUN
esutjss-219	217	25	and	and	CCONJ
esutjss-219	217	26	the	the	DET
esutjss-219	217	27	effectiveness	effectiveness	NOUN
esutjss-219	217	28	of	of	ADP
esutjss-219	217	29	insurance	insurance	NOUN
esutjss-219	217	30	.	.	PUNCT
esutjss-219	218	1	spearman	spearman	NOUN
esutjss-219	218	2	’s	’s	PART
esutjss-219	218	3	rank	rank	NOUN
esutjss-219	218	4	correlation	correlation	NOUN
esutjss-219	218	5	was	be	AUX
esutjss-219	218	6	used	use	VERB
esutjss-219	218	7	to	to	PART
esutjss-219	218	8	rank	rank	VERB
esutjss-219	218	9	the	the	DET
esutjss-219	218	10	variables	variable	NOUN
esutjss-219	218	11	based	base	VERB
esutjss-219	218	12	on	on	ADP
esutjss-219	218	13	their	their	PRON
esutjss-219	218	14	perceived	perceive	VERB
esutjss-219	218	15	significance	significance	NOUN
esutjss-219	218	16	and	and	CCONJ
esutjss-219	218	17	to	to	PART
esutjss-219	218	18	identify	identify	VERB
esutjss-219	218	19	relationships	relationship	NOUN
esutjss-219	218	20	between	between	ADP
esutjss-219	218	21	different	different	ADJ
esutjss-219	218	22	types	type	NOUN
esutjss-219	218	23	of	of	ADP
esutjss-219	218	24	vulnerabilities	vulnerability	NOUN
esutjss-219	218	25	.	.	PUNCT
esutjss-219	219	1	regression	regression	NOUN
esutjss-219	219	2	analysis	analysis	NOUN
esutjss-219	219	3	was	be	AUX
esutjss-219	219	4	conducted	conduct	VERB
esutjss-219	219	5	to	to	PART
esutjss-219	219	6	test	test	VERB
esutjss-219	219	7	the	the	DET
esutjss-219	219	8	hypothesis	hypothesis	NOUN
esutjss-219	219	9	regarding	regard	VERB
esutjss-219	219	10	the	the	DET
esutjss-219	219	11	impact	impact	NOUN
esutjss-219	219	12	of	of	ADP
esutjss-219	219	13	insurance	insurance	NOUN
esutjss-219	219	14	effectiveness	effectiveness	NOUN
esutjss-219	219	15	on	on	ADP
esutjss-219	219	16	the	the	DET
esutjss-219	219	17	mitigation	mitigation	NOUN
esutjss-219	219	18	of	of	ADP
esutjss-219	219	19	supply	supply	NOUN
esutjss-219	219	20	chain	chain	NOUN
esutjss-219	219	21	vulnerabilities	vulnerability	NOUN
esutjss-219	219	22	.	.	PUNCT
esutjss-219	220	1	the	the	DET
esutjss-219	220	2	analysis	analysis	NOUN
esutjss-219	220	3	included	include	VERB
esutjss-219	220	4	model	model	NOUN
esutjss-219	220	5	summary	summary	NOUN
esutjss-219	220	6	,	,	PUNCT
esutjss-219	220	7	anova	anova	PROPN
esutjss-219	220	8	,	,	PUNCT
esutjss-219	220	9	and	and	CCONJ
esutjss-219	220	10	coefficient	coefficient	NOUN
esutjss-219	220	11	tables	table	NOUN
esutjss-219	220	12	to	to	PART
esutjss-219	220	13	evaluate	evaluate	VERB
esutjss-219	220	14	the	the	DET
esutjss-219	220	15	significance	significance	NOUN
esutjss-219	220	16	and	and	CCONJ
esutjss-219	220	17	strength	strength	NOUN
esutjss-219	220	18	of	of	ADP
esutjss-219	220	19	the	the	DET
esutjss-219	220	20	relationship	relationship	NOUN
esutjss-219	220	21	between	between	ADP
esutjss-219	220	22	insurance	insurance	NOUN
esutjss-219	220	23	and	and	CCONJ
esutjss-219	220	24	supply	supply	NOUN
esutjss-219	220	25	chain	chain	NOUN
esutjss-219	220	26	risk	risk	NOUN
esutjss-219	220	27	mitigation	mitigation	NOUN
esutjss-219	220	28	.	.	PUNCT
esutjss-219	221	1	334	334	NUM
esutjss-219	221	2	result	result	NOUN
esutjss-219	221	3	and	and	CCONJ
esutjss-219	221	4	discussion	discussion	NOUN
esutjss-219	221	5	table	table	NOUN
esutjss-219	221	6	1	1	NUM
esutjss-219	221	7	:	:	PUNCT
esutjss-219	221	8	most	most	ADV
esutjss-219	221	9	significant	significant	ADJ
esutjss-219	221	10	supply	supply	NOUN
esutjss-219	221	11	chain	chain	NOUN
esutjss-219	221	12	vulnerabilities	vulnerability	NOUN
esutjss-219	221	13	in	in	ADP
esutjss-219	221	14	nigeria	nigeria	PROPN
esutjss-219	221	15	question	question	NOUN
esutjss-219	221	16	strongly	strongly	ADV
esutjss-219	221	17	disagree	disagree	VERB
esutjss-219	221	18	disagree	disagree	VERB
esutjss-219	221	19	neutral	neutral	ADJ
esutjss-219	221	20	agree	agree	VERB
esutjss-219	221	21	strongly	strongly	ADV
esutjss-219	221	22	agree	agree	VERB
esutjss-219	221	23	mean	mean	NOUN
esutjss-219	221	24	standard	standard	ADJ
esutjss-219	221	25	deviation	deviation	NOUN
esutjss-219	221	26	(	(	PUNCT
esutjss-219	221	27	sd	sd	NOUN
esutjss-219	221	28	)	)	PUNCT
esutjss-219	221	29	ranks	rank	NOUN
esutjss-219	221	30	based	base	VERB
esutjss-219	221	31	on	on	ADP
esutjss-219	221	32	mean	mean	PROPN
esutjss-219	221	33	scores	score	NOUN
esutjss-219	221	34	infrastructure	infrastructure	NOUN
esutjss-219	221	35	inadequacies	inadequacy	NOUN
esutjss-219	221	36	significantly	significantly	ADV
esutjss-219	221	37	impact	impact	VERB
esutjss-219	221	38	the	the	DET
esutjss-219	221	39	efficiency	efficiency	NOUN
esutjss-219	221	40	of	of	ADP
esutjss-219	221	41	supply	supply	NOUN
esutjss-219	221	42	chains	chain	NOUN
esutjss-219	221	43	in	in	ADP
esutjss-219	221	44	nigeria	nigeria	PROPN
esutjss-219	221	45	.	.	PUNCT
esutjss-219	222	1	12	12	NUM
esutjss-219	222	2	(	(	PUNCT
esutjss-219	222	3	3.3	3.3	NUM
esutjss-219	222	4	%	%	NOUN
esutjss-219	222	5	)	)	PUNCT
esutjss-219	222	6	24	24	NUM
esutjss-219	222	7	(	(	PUNCT
esutjss-219	222	8	6.6	6.6	NUM
esutjss-219	222	9	%	%	NOUN
esutjss-219	222	10	)	)	PUNCT
esutjss-219	222	11	45	45	NUM
esutjss-219	222	12	(	(	PUNCT
esutjss-219	222	13	12.3	12.3	NUM
esutjss-219	222	14	%	%	NOUN
esutjss-219	222	15	)	)	PUNCT
esutjss-219	222	16	146	146	NUM
esutjss-219	222	17	(	(	PUNCT
esutjss-219	222	18	39.9	39.9	NUM
esutjss-219	222	19	%	%	NOUN
esutjss-219	222	20	)	)	PUNCT
esutjss-219	222	21	139	139	NUM
esutjss-219	222	22	(	(	PUNCT
esutjss-219	222	23	38.0	38.0	NUM
esutjss-219	222	24	%	%	NOUN
esutjss-219	222	25	)	)	PUNCT
esutjss-219	222	26	3.13	3.13	NUM
esutjss-219	222	27	1.15	1.15	NUM
esutjss-219	222	28	3	3	NUM
esutjss-219	222	29	political	political	ADJ
esutjss-219	222	30	instability	instability	NOUN
esutjss-219	222	31	in	in	ADP
esutjss-219	222	32	nigeria	nigeria	PROPN
esutjss-219	222	33	poses	pose	VERB
esutjss-219	222	34	a	a	DET
esutjss-219	222	35	major	major	ADJ
esutjss-219	222	36	risk	risk	NOUN
esutjss-219	222	37	to	to	ADP
esutjss-219	222	38	the	the	DET
esutjss-219	222	39	stability	stability	NOUN
esutjss-219	222	40	of	of	ADP
esutjss-219	222	41	supply	supply	NOUN
esutjss-219	222	42	chains	chain	NOUN
esutjss-219	222	43	.	.	PUNCT
esutjss-219	223	1	8	8	NUM
esutjss-219	223	2	(	(	PUNCT
esutjss-219	223	3	2.2	2.2	NUM
esutjss-219	223	4	%	%	NOUN
esutjss-219	223	5	)	)	PUNCT
esutjss-219	223	6	20	20	NUM
esutjss-219	223	7	(	(	PUNCT
esutjss-219	223	8	5.5	5.5	NUM
esutjss-219	223	9	%	%	NOUN
esutjss-219	223	10	)	)	PUNCT
esutjss-219	223	11	52	52	NUM
esutjss-219	223	12	(	(	PUNCT
esutjss-219	223	13	14.2	14.2	NUM
esutjss-219	223	14	%	%	NOUN
esutjss-219	223	15	)	)	PUNCT
esutjss-219	223	16	140	140	NUM
esutjss-219	223	17	(	(	PUNCT
esutjss-219	223	18	38.3	38.3	NUM
esutjss-219	223	19	%	%	NOUN
esutjss-219	223	20	)	)	PUNCT
esutjss-219	223	21	146	146	NUM
esutjss-219	223	22	(	(	PUNCT
esutjss-219	223	23	39.8	39.8	NUM
esutjss-219	223	24	%	%	NOUN
esutjss-219	223	25	)	)	PUNCT
esutjss-219	223	26	3.19	3.19	NUM
esutjss-219	223	27	1.12	1.12	NUM
esutjss-219	223	28	2	2	NUM
esutjss-219	223	29	unreliable	unreliable	ADJ
esutjss-219	223	30	transportation	transportation	NOUN
esutjss-219	223	31	systems	system	NOUN
esutjss-219	223	32	in	in	ADP
esutjss-219	223	33	nigeria	nigeria	PROPN
esutjss-219	223	34	contribute	contribute	VERB
esutjss-219	223	35	to	to	ADP
esutjss-219	223	36	frequent	frequent	ADJ
esutjss-219	223	37	supply	supply	NOUN
esutjss-219	223	38	chain	chain	NOUN
esutjss-219	223	39	disruptions	disruption	NOUN
esutjss-219	223	40	.	.	PUNCT
esutjss-219	224	1	15	15	NUM
esutjss-219	224	2	(	(	PUNCT
esutjss-219	224	3	4.1	4.1	NUM
esutjss-219	224	4	%	%	NOUN
esutjss-219	224	5	)	)	PUNCT
esutjss-219	224	6	31	31	NUM
esutjss-219	224	7	(	(	PUNCT
esutjss-219	224	8	8.5	8.5	NUM
esutjss-219	224	9	%	%	NOUN
esutjss-219	224	10	)	)	PUNCT
esutjss-219	224	11	44	44	NUM
esutjss-219	224	12	(	(	PUNCT
esutjss-219	224	13	12.0	12.0	NUM
esutjss-219	224	14	%	%	NOUN
esutjss-219	224	15	)	)	PUNCT
esutjss-219	224	16	139	139	NUM
esutjss-219	224	17	(	(	PUNCT
esutjss-219	224	18	38.0	38.0	NUM
esutjss-219	224	19	%	%	NOUN
esutjss-219	224	20	)	)	PUNCT
esutjss-219	224	21	137	137	NUM
esutjss-219	224	22	(	(	PUNCT
esutjss-219	224	23	37.4	37.4	NUM
esutjss-219	224	24	%	%	NOUN
esutjss-219	224	25	)	)	PUNCT
esutjss-219	224	26	3.10	3.10	NUM
esutjss-219	224	27	1.17	1.17	NUM
esutjss-219	224	28	5	5	NUM
esutjss-219	224	29	regulatory	regulatory	ADJ
esutjss-219	224	30	uncertainty	uncertainty	NOUN
esutjss-219	224	31	in	in	ADP
esutjss-219	224	32	nigeria	nigeria	PROPN
esutjss-219	224	33	affects	affect	VERB
esutjss-219	224	34	the	the	DET
esutjss-219	224	35	operational	operational	ADJ
esutjss-219	224	36	performance	performance	NOUN
esutjss-219	224	37	of	of	ADP
esutjss-219	224	38	supply	supply	NOUN
esutjss-219	224	39	chains	chain	NOUN
esutjss-219	224	40	.	.	PUNCT
esutjss-219	225	1	10	10	NUM
esutjss-219	225	2	(	(	PUNCT
esutjss-219	225	3	2.7	2.7	NUM
esutjss-219	225	4	%	%	NOUN
esutjss-219	225	5	)	)	PUNCT
esutjss-219	225	6	29	29	NUM
esutjss-219	225	7	(	(	PUNCT
esutjss-219	225	8	7.9	7.9	NUM
esutjss-219	225	9	%	%	NOUN
esutjss-219	225	10	)	)	PUNCT
esutjss-219	225	11	55	55	NUM
esutjss-219	225	12	(	(	PUNCT
esutjss-219	225	13	15.0	15.0	NUM
esutjss-219	225	14	%	%	NOUN
esutjss-219	225	15	)	)	PUNCT
esutjss-219	225	16	126	126	NUM
esutjss-219	225	17	(	(	PUNCT
esutjss-219	225	18	34.4	34.4	NUM
esutjss-219	225	19	%	%	NOUN
esutjss-219	225	20	)	)	PUNCT
esutjss-219	225	21	146	146	NUM
esutjss-219	225	22	(	(	PUNCT
esutjss-219	225	23	39.8	39.8	NUM
esutjss-219	225	24	%	%	NOUN
esutjss-219	225	25	)	)	PUNCT
esutjss-219	225	26	3.21	3.21	NUM
esutjss-219	225	27	1.13	1.13	NUM
esutjss-219	225	28	1	1	NUM
esutjss-219	225	29	the	the	DET
esutjss-219	225	30	high	high	ADJ
esutjss-219	225	31	cost	cost	NOUN
esutjss-219	225	32	of	of	ADP
esutjss-219	225	33	insurance	insurance	NOUN
esutjss-219	225	34	premiums	premium	NOUN
esutjss-219	225	35	limits	limit	VERB
esutjss-219	225	36	the	the	DET
esutjss-219	225	37	effectiveness	effectiveness	NOUN
esutjss-219	225	38	of	of	ADP
esutjss-219	225	39	risk	risk	NOUN
esutjss-219	225	40	management	management	NOUN
esutjss-219	225	41	strategies	strategy	NOUN
esutjss-219	225	42	.	.	PUNCT
esutjss-219	226	1	18	18	NUM
esutjss-219	226	2	(	(	PUNCT
esutjss-219	226	3	4.9	4.9	NUM
esutjss-219	226	4	%	%	NOUN
esutjss-219	226	5	)	)	PUNCT
esutjss-219	226	6	42	42	NUM
esutjss-219	226	7	(	(	PUNCT
esutjss-219	226	8	11.5	11.5	NUM
esutjss-219	226	9	%	%	NOUN
esutjss-219	226	10	)	)	PUNCT
esutjss-219	226	11	58	58	NUM
esutjss-219	226	12	(	(	PUNCT
esutjss-219	226	13	15.8	15.8	NUM
esutjss-219	226	14	%	%	NOUN
esutjss-219	226	15	)	)	PUNCT
esutjss-219	226	16	128	128	NUM
esutjss-219	226	17	(	(	PUNCT
esutjss-219	226	18	35.0	35.0	NUM
esutjss-219	226	19	%	%	NOUN
esutjss-219	226	20	)	)	PUNCT
esutjss-219	226	21	120	120	NUM
esutjss-219	226	22	(	(	PUNCT
esutjss-219	226	23	32.8	32.8	NUM
esutjss-219	226	24	%	%	NOUN
esutjss-219	226	25	)	)	PUNCT
esutjss-219	226	26	3.00	3.00	NUM
esutjss-219	226	27	1.18	1.18	NUM
esutjss-219	226	28	7	7	NUM
esutjss-219	226	29	limited	limited	ADJ
esutjss-219	226	30	insurance	insurance	NOUN
esutjss-219	226	31	coverage	coverage	NOUN
esutjss-219	226	32	options	option	NOUN
esutjss-219	226	33	hinder	hinder	NOUN
esutjss-219	226	34	businesses	business	NOUN
esutjss-219	226	35	from	from	ADP
esutjss-219	226	36	adequately	adequately	ADV
esutjss-219	226	37	protecting	protect	VERB
esutjss-219	226	38	against	against	ADP
esutjss-219	226	39	supply	supply	NOUN
esutjss-219	226	40	chain	chain	NOUN
esutjss-219	226	41	risks	risk	NOUN
esutjss-219	226	42	.	.	PUNCT
esutjss-219	227	1	14	14	NUM
esutjss-219	227	2	(	(	PUNCT
esutjss-219	227	3	3.8	3.8	NUM
esutjss-219	227	4	%	%	NOUN
esutjss-219	227	5	)	)	PUNCT
esutjss-219	227	6	35	35	NUM
esutjss-219	227	7	(	(	PUNCT
esutjss-219	227	8	9.6	9.6	NUM
esutjss-219	227	9	%	%	NOUN
esutjss-219	227	10	)	)	PUNCT
esutjss-219	227	11	63	63	NUM
esutjss-219	227	12	(	(	PUNCT
esutjss-219	227	13	17.2	17.2	NUM
esutjss-219	227	14	%	%	NOUN
esutjss-219	227	15	)	)	PUNCT
esutjss-219	227	16	124	124	NUM
esutjss-219	227	17	(	(	PUNCT
esutjss-219	227	18	33.8	33.8	NUM
esutjss-219	227	19	%	%	NOUN
esutjss-219	227	20	)	)	PUNCT
esutjss-219	227	21	130	130	NUM
esutjss-219	227	22	(	(	PUNCT
esutjss-219	227	23	35.6	35.6	NUM
esutjss-219	227	24	%	%	NOUN
esutjss-219	227	25	)	)	PUNCT
esutjss-219	227	26	3.08	3.08	NUM
esutjss-219	227	27	1.16	1.16	NUM
esutjss-219	227	28	6	6	NUM
esutjss-219	227	29	lack	lack	NOUN
esutjss-219	227	30	of	of	ADP
esutjss-219	227	31	awareness	awareness	NOUN
esutjss-219	227	32	about	about	ADP
esutjss-219	227	33	insurance	insurance	NOUN
esutjss-219	227	34	benefits	benefit	NOUN
esutjss-219	227	35	affects	affect	VERB
esutjss-219	227	36	the	the	DET
esutjss-219	227	37	ability	ability	NOUN
esutjss-219	227	38	of	of	ADP
esutjss-219	227	39	nigerian	nigerian	ADJ
esutjss-219	227	40	businesses	business	NOUN
esutjss-219	227	41	to	to	PART
esutjss-219	227	42	mitigate	mitigate	VERB
esutjss-219	227	43	supply	supply	NOUN
esutjss-219	227	44	chain	chain	NOUN
esutjss-219	227	45	risks	risk	NOUN
esutjss-219	227	46	.	.	PUNCT
esutjss-219	228	1	9	9	NUM
esutjss-219	228	2	(	(	PUNCT
esutjss-219	228	3	2.5	2.5	NUM
esutjss-219	228	4	%	%	NOUN
esutjss-219	228	5	)	)	PUNCT
esutjss-219	228	6	28	28	NUM
esutjss-219	228	7	(	(	PUNCT
esutjss-219	228	8	7.6	7.6	NUM
esutjss-219	228	9	%	%	NOUN
esutjss-219	228	10	)	)	PUNCT
esutjss-219	228	11	50	50	NUM
esutjss-219	228	12	(	(	PUNCT
esutjss-219	228	13	13.7	13.7	NUM
esutjss-219	228	14	%	%	NOUN
esutjss-219	228	15	)	)	PUNCT
esutjss-219	228	16	146	146	NUM
esutjss-219	228	17	(	(	PUNCT
esutjss-219	228	18	39.8	39.8	NUM
esutjss-219	228	19	%	%	NOUN
esutjss-219	228	20	)	)	PUNCT
esutjss-219	228	21	133	133	NUM
esutjss-219	228	22	(	(	PUNCT
esutjss-219	228	23	36.4	36.4	NUM
esutjss-219	228	24	%	%	NOUN
esutjss-219	228	25	)	)	PUNCT
esutjss-219	228	26	3.14	3.14	NUM
esutjss-219	228	27	1.13	1.13	NUM
esutjss-219	228	28	4	4	NUM
esutjss-219	228	29	regulatory	regulatory	ADJ
esutjss-219	228	30	uncertainty	uncertainty	NOUN
esutjss-219	228	31	has	have	VERB
esutjss-219	228	32	the	the	DET
esutjss-219	228	33	highest	high	ADJ
esutjss-219	228	34	mean	mean	ADJ
esutjss-219	228	35	score	score	NOUN
esutjss-219	228	36	(	(	PUNCT
esutjss-219	228	37	3.21	3.21	NUM
esutjss-219	228	38	)	)	PUNCT
esutjss-219	228	39	and	and	CCONJ
esutjss-219	228	40	is	be	AUX
esutjss-219	228	41	ranked	rank	VERB
esutjss-219	228	42	first	first	ADV
esutjss-219	228	43	.	.	PUNCT
esutjss-219	229	1	this	this	PRON
esutjss-219	229	2	suggests	suggest	VERB
esutjss-219	229	3	that	that	SCONJ
esutjss-219	229	4	respondents	respondent	NOUN
esutjss-219	229	5	perceive	perceive	VERB
esutjss-219	229	6	regulatory	regulatory	ADJ
esutjss-219	229	7	uncertainty	uncertainty	NOUN
esutjss-219	229	8	as	as	ADP
esutjss-219	229	9	the	the	DET
esutjss-219	229	10	most	most	ADV
esutjss-219	229	11	significant	significant	ADJ
esutjss-219	229	12	factor	factor	NOUN
esutjss-219	229	13	affecting	affect	VERB
esutjss-219	229	14	the	the	DET
esutjss-219	229	15	operational	operational	ADJ
esutjss-219	229	16	performance	performance	NOUN
esutjss-219	229	17	of	of	ADP
esutjss-219	229	18	supply	supply	NOUN
esutjss-219	229	19	chains	chain	NOUN
esutjss-219	229	20	in	in	ADP
esutjss-219	229	21	nigeria	nigeria	PROPN
esutjss-219	229	22	.	.	PUNCT
esutjss-219	230	1	the	the	DET
esutjss-219	230	2	relatively	relatively	ADV
esutjss-219	230	3	high	high	ADJ
esutjss-219	230	4	mean	mean	NOUN
esutjss-219	230	5	score	score	NOUN
esutjss-219	230	6	indicates	indicate	VERB
esutjss-219	230	7	a	a	DET
esutjss-219	230	8	general	general	ADJ
esutjss-219	230	9	agreement	agreement	NOUN
esutjss-219	230	10	that	that	PRON
esutjss-219	230	11	this	this	DET
esutjss-219	230	12	issue	issue	NOUN
esutjss-219	230	13	is	be	AUX
esutjss-219	230	14	a	a	DET
esutjss-219	230	15	major	major	ADJ
esutjss-219	230	16	concern	concern	NOUN
esutjss-219	230	17	.	.	PUNCT
esutjss-219	231	1	the	the	DET
esutjss-219	231	2	standard	standard	ADJ
esutjss-219	231	3	deviation	deviation	NOUN
esutjss-219	231	4	(	(	PUNCT
esutjss-219	231	5	sd	sd	NOUN
esutjss-219	231	6	=	=	SYM
esutjss-219	231	7	1.13	1.13	NUM
esutjss-219	231	8	)	)	PUNCT
esutjss-219	231	9	is	be	AUX
esutjss-219	231	10	moderate	moderate	ADJ
esutjss-219	231	11	,	,	PUNCT
esutjss-219	231	12	indicating	indicate	VERB
esutjss-219	231	13	some	some	DET
esutjss-219	231	14	variability	variability	NOUN
esutjss-219	231	15	in	in	ADP
esutjss-219	231	16	responses	response	NOUN
esutjss-219	231	17	but	but	CCONJ
esutjss-219	231	18	not	not	PART
esutjss-219	231	19	extreme	extreme	ADJ
esutjss-219	231	20	.	.	PUNCT
esutjss-219	232	1	political	political	ADJ
esutjss-219	232	2	instability	instability	NOUN
esutjss-219	232	3	with	with	ADP
esutjss-219	232	4	a	a	DET
esutjss-219	232	5	mean	mean	ADJ
esutjss-219	232	6	score	score	NOUN
esutjss-219	232	7	of	of	ADP
esutjss-219	232	8	3.19	3.19	NUM
esutjss-219	232	9	and	and	CCONJ
esutjss-219	232	10	ranked	rank	VERB
esutjss-219	232	11	second	second	ADJ
esutjss-219	232	12	,	,	PUNCT
esutjss-219	232	13	political	political	ADJ
esutjss-219	232	14	instability	instability	NOUN
esutjss-219	232	15	is	be	AUX
esutjss-219	232	16	also	also	ADV
esutjss-219	232	17	considered	consider	VERB
esutjss-219	232	18	a	a	DET
esutjss-219	232	19	major	major	ADJ
esutjss-219	232	20	risk	risk	NOUN
esutjss-219	232	21	factor	factor	NOUN
esutjss-219	232	22	.	.	PUNCT
esutjss-219	233	1	respondents	respondent	NOUN
esutjss-219	233	2	agree	agree	VERB
esutjss-219	233	3	that	that	SCONJ
esutjss-219	233	4	political	political	ADJ
esutjss-219	233	5	instability	instability	NOUN
esutjss-219	233	6	poses	pose	VERB
esutjss-219	233	7	significant	significant	ADJ
esutjss-219	233	8	risks	risk	NOUN
esutjss-219	233	9	to	to	PART
esutjss-219	233	10	supply	supply	VERB
esutjss-219	233	11	chain	chain	NOUN
esutjss-219	233	12	stability	stability	NOUN
esutjss-219	233	13	.	.	PUNCT
esutjss-219	234	1	the	the	DET
esutjss-219	234	2	sd	sd	NOUN
esutjss-219	234	3	(	(	PUNCT
esutjss-219	234	4	1.12	1.12	NUM
esutjss-219	234	5	)	)	PUNCT
esutjss-219	234	6	is	be	AUX
esutjss-219	234	7	slightly	slightly	ADV
esutjss-219	234	8	lower	low	ADJ
esutjss-219	234	9	than	than	ADP
esutjss-219	234	10	that	that	PRON
esutjss-219	234	11	of	of	ADP
esutjss-219	234	12	regulatory	regulatory	ADJ
esutjss-219	234	13	uncertainty	uncertainty	NOUN
esutjss-219	234	14	,	,	PUNCT
esutjss-219	234	15	suggesting	suggest	VERB
esutjss-219	234	16	a	a	DET
esutjss-219	234	17	more	more	ADV
esutjss-219	234	18	consistent	consistent	ADJ
esutjss-219	234	19	perception	perception	NOUN
esutjss-219	234	20	among	among	ADP
esutjss-219	234	21	respondents	respondent	NOUN
esutjss-219	234	22	.	.	PUNCT
esutjss-219	235	1	infrastructure	infrastructure	NOUN
esutjss-219	235	2	inadequacies	inadequacy	NOUN
esutjss-219	235	3	item	item	NOUN
esutjss-219	235	4	has	have	VERB
esutjss-219	235	5	a	a	DET
esutjss-219	235	6	mean	mean	ADJ
esutjss-219	235	7	score	score	NOUN
esutjss-219	235	8	of	of	ADP
esutjss-219	235	9	3.13	3.13	NUM
esutjss-219	235	10	and	and	CCONJ
esutjss-219	235	11	ranks	rank	VERB
esutjss-219	235	12	third	third	ADV
esutjss-219	235	13	,	,	PUNCT
esutjss-219	235	14	highlighting	highlight	VERB
esutjss-219	235	15	infrastructure	infrastructure	NOUN
esutjss-219	235	16	inadequacies	inadequacy	NOUN
esutjss-219	235	17	as	as	ADP
esutjss-219	235	18	a	a	DET
esutjss-219	235	19	significant	significant	ADJ
esutjss-219	235	20	issue	issue	NOUN
esutjss-219	235	21	335	335	NUM
esutjss-219	235	22	impacting	impact	VERB
esutjss-219	235	23	supply	supply	NOUN
esutjss-219	235	24	chain	chain	NOUN
esutjss-219	235	25	efficiency	efficiency	NOUN
esutjss-219	235	26	.	.	PUNCT
esutjss-219	236	1	the	the	DET
esutjss-219	236	2	mean	mean	ADJ
esutjss-219	236	3	score	score	NOUN
esutjss-219	236	4	reflects	reflect	VERB
esutjss-219	236	5	agreement	agreement	NOUN
esutjss-219	236	6	that	that	PRON
esutjss-219	236	7	infrastructure	infrastructure	NOUN
esutjss-219	236	8	problems	problem	NOUN
esutjss-219	236	9	are	be	AUX
esutjss-219	236	10	a	a	DET
esutjss-219	236	11	notable	notable	ADJ
esutjss-219	236	12	concern	concern	NOUN
esutjss-219	236	13	.	.	PUNCT
esutjss-219	237	1	the	the	DET
esutjss-219	237	2	sd	sd	NOUN
esutjss-219	237	3	of	of	ADP
esutjss-219	237	4	1.15	1.15	NUM
esutjss-219	237	5	indicates	indicate	VERB
esutjss-219	237	6	some	some	DET
esutjss-219	237	7	level	level	NOUN
esutjss-219	237	8	of	of	ADP
esutjss-219	237	9	variation	variation	NOUN
esutjss-219	237	10	in	in	ADP
esutjss-219	237	11	responses	response	NOUN
esutjss-219	237	12	.	.	PUNCT
esutjss-219	238	1	lack	lack	NOUN
esutjss-219	238	2	of	of	ADP
esutjss-219	238	3	awareness	awareness	NOUN
esutjss-219	238	4	about	about	ADP
esutjss-219	238	5	insurance	insurance	NOUN
esutjss-219	238	6	benefits	benefit	NOUN
esutjss-219	238	7	ranks	rank	VERB
esutjss-219	238	8	fourth	fourth	ADV
esutjss-219	238	9	with	with	ADP
esutjss-219	238	10	a	a	DET
esutjss-219	238	11	mean	mean	ADJ
esutjss-219	238	12	score	score	NOUN
esutjss-219	238	13	of	of	ADP
esutjss-219	238	14	3.14	3.14	NUM
esutjss-219	238	15	.	.	PUNCT
esutjss-219	239	1	it	it	PRON
esutjss-219	239	2	suggests	suggest	VERB
esutjss-219	239	3	that	that	SCONJ
esutjss-219	239	4	a	a	DET
esutjss-219	239	5	lack	lack	NOUN
esutjss-219	239	6	of	of	ADP
esutjss-219	239	7	awareness	awareness	NOUN
esutjss-219	239	8	about	about	ADP
esutjss-219	239	9	insurance	insurance	NOUN
esutjss-219	239	10	benefits	benefit	NOUN
esutjss-219	239	11	is	be	AUX
esutjss-219	239	12	a	a	DET
esutjss-219	239	13	relevant	relevant	ADJ
esutjss-219	239	14	issue	issue	NOUN
esutjss-219	239	15	affecting	affect	VERB
esutjss-219	239	16	businesses	business	NOUN
esutjss-219	239	17	'	'	PART
esutjss-219	239	18	ability	ability	NOUN
esutjss-219	239	19	to	to	PART
esutjss-219	239	20	manage	manage	VERB
esutjss-219	239	21	supply	supply	NOUN
esutjss-219	239	22	chain	chain	NOUN
esutjss-219	239	23	risks	risk	NOUN
esutjss-219	239	24	.	.	PUNCT
esutjss-219	240	1	the	the	DET
esutjss-219	240	2	sd	sd	NOUN
esutjss-219	240	3	(	(	PUNCT
esutjss-219	240	4	1.13	1.13	NUM
esutjss-219	240	5	)	)	PUNCT
esutjss-219	240	6	reflects	reflect	VERB
esutjss-219	240	7	a	a	DET
esutjss-219	240	8	similar	similar	ADJ
esutjss-219	240	9	level	level	NOUN
esutjss-219	240	10	of	of	ADP
esutjss-219	240	11	variability	variability	NOUN
esutjss-219	240	12	as	as	ADP
esutjss-219	240	13	other	other	ADJ
esutjss-219	240	14	items	item	NOUN
esutjss-219	240	15	.	.	PUNCT
esutjss-219	241	1	unreliable	unreliable	ADJ
esutjss-219	241	2	transportation	transportation	NOUN
esutjss-219	241	3	systems	system	NOUN
esutjss-219	241	4	with	with	ADP
esutjss-219	241	5	a	a	DET
esutjss-219	241	6	mean	mean	ADJ
esutjss-219	241	7	score	score	NOUN
esutjss-219	241	8	of	of	ADP
esutjss-219	241	9	3.10	3.10	NUM
esutjss-219	241	10	and	and	CCONJ
esutjss-219	241	11	ranked	rank	VERB
esutjss-219	241	12	fifth	fifth	ADJ
esutjss-219	241	13	,	,	PUNCT
esutjss-219	241	14	unreliable	unreliable	ADJ
esutjss-219	241	15	transportation	transportation	NOUN
esutjss-219	241	16	systems	system	NOUN
esutjss-219	241	17	are	be	AUX
esutjss-219	241	18	recognized	recognize	VERB
esutjss-219	241	19	as	as	ADP
esutjss-219	241	20	a	a	DET
esutjss-219	241	21	contributing	contribute	VERB
esutjss-219	241	22	factor	factor	NOUN
esutjss-219	241	23	to	to	PART
esutjss-219	241	24	supply	supply	VERB
esutjss-219	241	25	chain	chain	NOUN
esutjss-219	241	26	disruptions	disruption	NOUN
esutjss-219	241	27	.	.	PUNCT
esutjss-219	242	1	the	the	DET
esutjss-219	242	2	sd	sd	NOUN
esutjss-219	242	3	(	(	PUNCT
esutjss-219	242	4	1.17	1.17	NUM
esutjss-219	242	5	)	)	PUNCT
esutjss-219	242	6	is	be	AUX
esutjss-219	242	7	the	the	DET
esutjss-219	242	8	highest	high	ADJ
esutjss-219	242	9	among	among	ADP
esutjss-219	242	10	the	the	DET
esutjss-219	242	11	items	item	NOUN
esutjss-219	242	12	,	,	PUNCT
esutjss-219	242	13	indicating	indicate	VERB
esutjss-219	242	14	a	a	DET
esutjss-219	242	15	greater	great	ADJ
esutjss-219	242	16	degree	degree	NOUN
esutjss-219	242	17	of	of	ADP
esutjss-219	242	18	variation	variation	NOUN
esutjss-219	242	19	in	in	ADP
esutjss-219	242	20	responses	response	NOUN
esutjss-219	242	21	.	.	PUNCT
esutjss-219	243	1	limited	limited	ADJ
esutjss-219	243	2	insurance	insurance	NOUN
esutjss-219	243	3	coverage	coverage	NOUN
esutjss-219	243	4	options	option	NOUN
esutjss-219	243	5	has	have	VERB
esutjss-219	243	6	a	a	DET
esutjss-219	243	7	mean	mean	ADJ
esutjss-219	243	8	score	score	NOUN
esutjss-219	243	9	of	of	ADP
esutjss-219	243	10	3.08	3.08	NUM
esutjss-219	243	11	and	and	CCONJ
esutjss-219	243	12	is	be	AUX
esutjss-219	243	13	ranked	rank	VERB
esutjss-219	243	14	sixth	sixth	ADV
esutjss-219	243	15	.	.	PUNCT
esutjss-219	244	1	it	it	PRON
esutjss-219	244	2	suggests	suggest	VERB
esutjss-219	244	3	that	that	SCONJ
esutjss-219	244	4	limited	limited	ADJ
esutjss-219	244	5	insurance	insurance	NOUN
esutjss-219	244	6	coverage	coverage	NOUN
esutjss-219	244	7	options	option	NOUN
esutjss-219	244	8	are	be	AUX
esutjss-219	244	9	a	a	DET
esutjss-219	244	10	concern	concern	NOUN
esutjss-219	244	11	for	for	ADP
esutjss-219	244	12	businesses	business	NOUN
esutjss-219	244	13	trying	try	VERB
esutjss-219	244	14	to	to	PART
esutjss-219	244	15	protect	protect	VERB
esutjss-219	244	16	against	against	ADP
esutjss-219	244	17	supply	supply	NOUN
esutjss-219	244	18	chain	chain	NOUN
esutjss-219	244	19	risks	risk	NOUN
esutjss-219	244	20	.	.	PUNCT
esutjss-219	245	1	the	the	DET
esutjss-219	245	2	sd	sd	NOUN
esutjss-219	245	3	(	(	PUNCT
esutjss-219	245	4	1.16	1.16	NUM
esutjss-219	245	5	)	)	PUNCT
esutjss-219	245	6	shows	show	VERB
esutjss-219	245	7	moderate	moderate	ADJ
esutjss-219	245	8	variability	variability	NOUN
esutjss-219	245	9	in	in	ADP
esutjss-219	245	10	perceptions	perception	NOUN
esutjss-219	245	11	.	.	PUNCT
esutjss-219	246	1	high	high	ADJ
esutjss-219	246	2	cost	cost	NOUN
esutjss-219	246	3	of	of	ADP
esutjss-219	246	4	insurance	insurance	NOUN
esutjss-219	246	5	premiums	premium	NOUN
esutjss-219	246	6	ranked	rank	VERB
esutjss-219	246	7	seventh	seventh	ADJ
esutjss-219	246	8	with	with	ADP
esutjss-219	246	9	the	the	DET
esutjss-219	246	10	lowest	low	ADJ
esutjss-219	246	11	mean	mean	ADJ
esutjss-219	246	12	score	score	NOUN
esutjss-219	246	13	of	of	ADP
esutjss-219	246	14	3.00	3.00	NUM
esutjss-219	246	15	,	,	PUNCT
esutjss-219	246	16	the	the	DET
esutjss-219	246	17	high	high	ADJ
esutjss-219	246	18	cost	cost	NOUN
esutjss-219	246	19	of	of	ADP
esutjss-219	246	20	insurance	insurance	NOUN
esutjss-219	246	21	premiums	premium	NOUN
esutjss-219	246	22	is	be	AUX
esutjss-219	246	23	perceived	perceive	VERB
esutjss-219	246	24	as	as	ADP
esutjss-219	246	25	the	the	DET
esutjss-219	246	26	least	least	ADV
esutjss-219	246	27	significant	significant	ADJ
esutjss-219	246	28	among	among	ADP
esutjss-219	246	29	the	the	DET
esutjss-219	246	30	identified	identify	VERB
esutjss-219	246	31	vulnerabilities	vulnerability	NOUN
esutjss-219	246	32	.	.	PUNCT
esutjss-219	247	1	the	the	DET
esutjss-219	247	2	sd	sd	NOUN
esutjss-219	247	3	(	(	PUNCT
esutjss-219	247	4	1.18	1.18	NUM
esutjss-219	247	5	)	)	PUNCT
esutjss-219	247	6	is	be	AUX
esutjss-219	247	7	the	the	DET
esutjss-219	247	8	highest	high	ADJ
esutjss-219	247	9	,	,	PUNCT
esutjss-219	247	10	indicating	indicate	VERB
esutjss-219	247	11	the	the	DET
esutjss-219	247	12	greatest	great	ADJ
esutjss-219	247	13	variability	variability	NOUN
esutjss-219	247	14	in	in	ADP
esutjss-219	247	15	responses	response	NOUN
esutjss-219	247	16	.	.	PUNCT
esutjss-219	248	1	the	the	DET
esutjss-219	248	2	results	result	NOUN
esutjss-219	248	3	indicate	indicate	VERB
esutjss-219	248	4	that	that	SCONJ
esutjss-219	248	5	respondents	respondent	NOUN
esutjss-219	248	6	perceive	perceive	VERB
esutjss-219	248	7	regulatory	regulatory	ADJ
esutjss-219	248	8	uncertainty	uncertainty	NOUN
esutjss-219	248	9	,	,	PUNCT
esutjss-219	248	10	political	political	ADJ
esutjss-219	248	11	instability	instability	NOUN
esutjss-219	248	12	,	,	PUNCT
esutjss-219	248	13	and	and	CCONJ
esutjss-219	248	14	infrastructure	infrastructure	NOUN
esutjss-219	248	15	inadequacies	inadequacy	NOUN
esutjss-219	248	16	as	as	ADP
esutjss-219	248	17	the	the	DET
esutjss-219	248	18	most	most	ADV
esutjss-219	248	19	pressing	pressing	ADJ
esutjss-219	248	20	supply	supply	NOUN
esutjss-219	248	21	chain	chain	NOUN
esutjss-219	248	22	vulnerabilities	vulnerability	NOUN
esutjss-219	248	23	in	in	ADP
esutjss-219	248	24	nigeria	nigeria	PROPN
esutjss-219	248	25	.	.	PUNCT
esutjss-219	249	1	while	while	SCONJ
esutjss-219	249	2	insurance	insurance	NOUN
esutjss-219	249	3	-	-	PUNCT
esutjss-219	249	4	related	relate	VERB
esutjss-219	249	5	issues	issue	NOUN
esutjss-219	249	6	,	,	PUNCT
esutjss-219	249	7	such	such	ADJ
esutjss-219	249	8	as	as	ADP
esutjss-219	249	9	the	the	DET
esutjss-219	249	10	high	high	ADJ
esutjss-219	249	11	cost	cost	NOUN
esutjss-219	249	12	of	of	ADP
esutjss-219	249	13	premiums	premium	NOUN
esutjss-219	249	14	and	and	CCONJ
esutjss-219	249	15	limited	limited	ADJ
esutjss-219	249	16	coverage	coverage	NOUN
esutjss-219	249	17	options	option	NOUN
esutjss-219	249	18	,	,	PUNCT
esutjss-219	249	19	are	be	AUX
esutjss-219	249	20	recognized	recognize	VERB
esutjss-219	249	21	,	,	PUNCT
esutjss-219	249	22	they	they	PRON
esutjss-219	249	23	are	be	AUX
esutjss-219	249	24	ranked	rank	VERB
esutjss-219	249	25	lower	lower	ADV
esutjss-219	249	26	in	in	ADP
esutjss-219	249	27	terms	term	NOUN
esutjss-219	249	28	of	of	ADP
esutjss-219	249	29	significance	significance	NOUN
esutjss-219	249	30	.	.	PUNCT
esutjss-219	250	1	the	the	DET
esutjss-219	250	2	standard	standard	ADJ
esutjss-219	250	3	deviations	deviation	NOUN
esutjss-219	250	4	across	across	ADP
esutjss-219	250	5	items	item	NOUN
esutjss-219	250	6	suggest	suggest	VERB
esutjss-219	250	7	a	a	DET
esutjss-219	250	8	moderate	moderate	ADJ
esutjss-219	250	9	degree	degree	NOUN
esutjss-219	250	10	of	of	ADP
esutjss-219	250	11	variability	variability	NOUN
esutjss-219	250	12	in	in	ADP
esutjss-219	250	13	responses	response	NOUN
esutjss-219	250	14	,	,	PUNCT
esutjss-219	250	15	reflecting	reflect	VERB
esutjss-219	250	16	differing	differ	VERB
esutjss-219	250	17	perceptions	perception	NOUN
esutjss-219	250	18	of	of	ADP
esutjss-219	250	19	the	the	DET
esutjss-219	250	20	importance	importance	NOUN
esutjss-219	250	21	and	and	CCONJ
esutjss-219	250	22	impact	impact	NOUN
esutjss-219	250	23	of	of	ADP
esutjss-219	250	24	these	these	DET
esutjss-219	250	25	vulnerabilities	vulnerability	NOUN
esutjss-219	250	26	.	.	PUNCT
esutjss-219	251	1	this	this	DET
esutjss-219	251	2	analysis	analysis	NOUN
esutjss-219	251	3	underscores	underscore	VERB
esutjss-219	251	4	the	the	DET
esutjss-219	251	5	critical	critical	ADJ
esutjss-219	251	6	need	need	NOUN
esutjss-219	251	7	for	for	ADP
esutjss-219	251	8	addressing	address	VERB
esutjss-219	251	9	regulatory	regulatory	ADJ
esutjss-219	251	10	and	and	CCONJ
esutjss-219	251	11	infrastructural	infrastructural	ADJ
esutjss-219	251	12	challenges	challenge	NOUN
esutjss-219	251	13	while	while	SCONJ
esutjss-219	251	14	also	also	ADV
esutjss-219	251	15	enhancing	enhance	VERB
esutjss-219	251	16	insurance	insurance	NOUN
esutjss-219	251	17	awareness	awareness	NOUN
esutjss-219	251	18	and	and	CCONJ
esutjss-219	251	19	coverage	coverage	NOUN
esutjss-219	251	20	to	to	PART
esutjss-219	251	21	improve	improve	VERB
esutjss-219	251	22	supply	supply	NOUN
esutjss-219	251	23	chain	chain	NOUN
esutjss-219	251	24	resilience	resilience	NOUN
esutjss-219	251	25	in	in	ADP
esutjss-219	251	26	nigeria	nigeria	PROPN
esutjss-219	251	27	.	.	PUNCT
esutjss-219	252	1	result	result	VERB
esutjss-219	252	2	two	two	NUM
esutjss-219	252	3	:	:	PUNCT
esutjss-219	252	4	impact	impact	NOUN
esutjss-219	252	5	of	of	ADP
esutjss-219	252	6	insurance	insurance	NOUN
esutjss-219	252	7	as	as	ADP
esutjss-219	252	8	a	a	DET
esutjss-219	252	9	financial	financial	ADJ
esutjss-219	252	10	risk	risk	NOUN
esutjss-219	252	11	control	control	NOUN
esutjss-219	252	12	strategy	strategy	NOUN
esutjss-219	252	13	on	on	ADP
esutjss-219	252	14	the	the	DET
esutjss-219	252	15	mitigation	mitigation	NOUN
esutjss-219	252	16	of	of	ADP
esutjss-219	252	17	supply	supply	NOUN
esutjss-219	252	18	chain	chain	NOUN
esutjss-219	252	19	vulnerabilities	vulnerability	NOUN
esutjss-219	252	20	in	in	ADP
esutjss-219	252	21	nigeria	nigeria	PROPN
esutjss-219	252	22	.	.	PUNCT
esutjss-219	253	1	model	model	NOUN
esutjss-219	253	2	summary	summary	NOUN
esutjss-219	253	3	model	model	NOUN
esutjss-219	253	4	r	r	NOUN
esutjss-219	253	5	r²	r²	NOUN
esutjss-219	253	6	adjusted	adjust	VERB
esutjss-219	253	7	r²	r²	NOUN
esutjss-219	253	8	standard	standard	NOUN
esutjss-219	253	9	error	error	NOUN
esutjss-219	253	10	1	1	NUM
esutjss-219	253	11	0.78	0.78	NUM
esutjss-219	253	12	0.608	0.608	NUM
esutjss-219	253	13	0.605	0.605	NUM
esutjss-219	253	14	0.45	0.45	NUM
esutjss-219	253	15	the	the	DET
esutjss-219	253	16	correlation	correlation	NOUN
esutjss-219	253	17	coefficient	coefficient	NOUN
esutjss-219	253	18	(	(	PUNCT
esutjss-219	253	19	r	r	NOUN
esutjss-219	253	20	)	)	PUNCT
esutjss-219	253	21	of	of	ADP
esutjss-219	253	22	0.78	0.78	NUM
esutjss-219	253	23	indicates	indicate	VERB
esutjss-219	253	24	a	a	DET
esutjss-219	253	25	strong	strong	ADJ
esutjss-219	253	26	positive	positive	ADJ
esutjss-219	253	27	linear	linear	NOUN
esutjss-219	253	28	relationship	relationship	NOUN
esutjss-219	253	29	between	between	ADP
esutjss-219	253	30	the	the	DET
esutjss-219	253	31	effectiveness	effectiveness	NOUN
esutjss-219	253	32	of	of	ADP
esutjss-219	253	33	insurance	insurance	NOUN
esutjss-219	253	34	and	and	CCONJ
esutjss-219	253	35	the	the	DET
esutjss-219	253	36	mitigation	mitigation	NOUN
esutjss-219	253	37	of	of	ADP
esutjss-219	253	38	supply	supply	NOUN
esutjss-219	253	39	chain	chain	NOUN
esutjss-219	253	40	vulnerabilities	vulnerability	NOUN
esutjss-219	253	41	.	.	PUNCT
esutjss-219	254	1	this	this	PRON
esutjss-219	254	2	means	mean	VERB
esutjss-219	254	3	that	that	SCONJ
esutjss-219	254	4	as	as	SCONJ
esutjss-219	254	5	the	the	DET
esutjss-219	254	6	effectiveness	effectiveness	NOUN
esutjss-219	254	7	of	of	ADP
esutjss-219	254	8	insurance	insurance	NOUN
esutjss-219	254	9	improves	improve	VERB
esutjss-219	254	10	,	,	PUNCT
esutjss-219	254	11	there	there	PRON
esutjss-219	254	12	is	be	VERB
esutjss-219	254	13	a	a	DET
esutjss-219	254	14	strong	strong	ADJ
esutjss-219	254	15	tendency	tendency	NOUN
esutjss-219	254	16	for	for	SCONJ
esutjss-219	254	17	the	the	DET
esutjss-219	254	18	mitigation	mitigation	NOUN
esutjss-219	254	19	of	of	ADP
esutjss-219	254	20	vulnerabilities	vulnerability	NOUN
esutjss-219	254	21	to	to	PART
esutjss-219	254	22	also	also	ADV
esutjss-219	254	23	improve	improve	VERB
esutjss-219	254	24	.	.	PUNCT
esutjss-219	255	1	the	the	DET
esutjss-219	255	2	r²	r²	NOUN
esutjss-219	255	3	value	value	NOUN
esutjss-219	255	4	of	of	ADP
esutjss-219	255	5	0.608	0.608	NUM
esutjss-219	255	6	means	mean	VERB
esutjss-219	255	7	that	that	SCONJ
esutjss-219	255	8	approximately	approximately	ADV
esutjss-219	255	9	60.8	60.8	NUM
esutjss-219	255	10	%	%	NOUN
esutjss-219	255	11	of	of	ADP
esutjss-219	255	12	the	the	DET
esutjss-219	255	13	variance	variance	NOUN
esutjss-219	255	14	in	in	ADP
esutjss-219	255	15	the	the	DET
esutjss-219	255	16	mitigation	mitigation	NOUN
esutjss-219	255	17	of	of	ADP
esutjss-219	255	18	supply	supply	NOUN
esutjss-219	255	19	chain	chain	NOUN
esutjss-219	255	20	vulnerabilities	vulnerability	NOUN
esutjss-219	255	21	can	can	AUX
esutjss-219	255	22	be	be	AUX
esutjss-219	255	23	explained	explain	VERB
esutjss-219	255	24	by	by	ADP
esutjss-219	255	25	the	the	DET
esutjss-219	255	26	effectiveness	effectiveness	NOUN
esutjss-219	255	27	of	of	ADP
esutjss-219	255	28	insurance	insurance	NOUN
esutjss-219	255	29	.	.	PUNCT
esutjss-219	256	1	this	this	PRON
esutjss-219	256	2	indicates	indicate	VERB
esutjss-219	256	3	a	a	DET
esutjss-219	256	4	substantial	substantial	ADJ
esutjss-219	256	5	proportion	proportion	NOUN
esutjss-219	256	6	of	of	ADP
esutjss-219	256	7	the	the	DET
esutjss-219	256	8	variability	variability	NOUN
esutjss-219	256	9	in	in	ADP
esutjss-219	256	10	the	the	DET
esutjss-219	256	11	dependent	dependent	ADJ
esutjss-219	256	12	variable	variable	NOUN
esutjss-219	256	13	(	(	PUNCT
esutjss-219	256	14	supply	supply	NOUN
esutjss-219	256	15	chain	chain	NOUN
esutjss-219	256	16	mitigation	mitigation	NOUN
esutjss-219	256	17	)	)	PUNCT
esutjss-219	256	18	is	be	AUX
esutjss-219	256	19	accounted	account	VERB
esutjss-219	256	20	for	for	ADP
esutjss-219	256	21	by	by	ADP
esutjss-219	256	22	the	the	DET
esutjss-219	256	23	independent	independent	ADJ
esutjss-219	256	24	variable	variable	NOUN
esutjss-219	256	25	(	(	PUNCT
esutjss-219	256	26	insurance	insurance	NOUN
esutjss-219	256	27	effectiveness	effectiveness	NOUN
esutjss-219	256	28	)	)	PUNCT
esutjss-219	256	29	,	,	PUNCT
esutjss-219	256	30	demonstrating	demonstrate	VERB
esutjss-219	256	31	a	a	DET
esutjss-219	256	32	strong	strong	ADJ
esutjss-219	256	33	model	model	NOUN
esutjss-219	256	34	fit	fit	NOUN
esutjss-219	256	35	.	.	PUNCT
esutjss-219	257	1	the	the	DET
esutjss-219	257	2	adjusted	adjust	VERB
esutjss-219	257	3	r²	r²	NOUN
esutjss-219	257	4	value	value	NOUN
esutjss-219	257	5	of	of	ADP
esutjss-219	257	6	0.605	0.605	NUM
esutjss-219	257	7	is	be	AUX
esutjss-219	257	8	slightly	slightly	ADV
esutjss-219	257	9	lower	low	ADJ
esutjss-219	257	10	than	than	ADP
esutjss-219	257	11	the	the	DET
esutjss-219	257	12	r²	r²	NOUN
esutjss-219	257	13	value	value	NOUN
esutjss-219	257	14	,	,	PUNCT
esutjss-219	257	15	reflecting	reflect	VERB
esutjss-219	257	16	the	the	DET
esutjss-219	257	17	adjustment	adjustment	NOUN
esutjss-219	257	18	for	for	ADP
esutjss-219	257	19	the	the	DET
esutjss-219	257	20	number	number	NOUN
esutjss-219	257	21	of	of	ADP
esutjss-219	257	22	predictors	predictor	NOUN
esutjss-219	257	23	in	in	ADP
esutjss-219	257	24	the	the	DET
esutjss-219	257	25	model	model	NOUN
esutjss-219	257	26	.	.	PUNCT
esutjss-219	258	1	it	it	PRON
esutjss-219	258	2	accounts	account	VERB
esutjss-219	258	3	for	for	ADP
esutjss-219	258	4	the	the	DET
esutjss-219	258	5	degrees	degree	NOUN
esutjss-219	258	6	of	of	ADP
esutjss-219	258	7	freedom	freedom	NOUN
esutjss-219	258	8	and	and	CCONJ
esutjss-219	258	9	provides	provide	VERB
esutjss-219	258	10	a	a	DET
esutjss-219	258	11	more	more	ADV
esutjss-219	258	12	accurate	accurate	ADJ
esutjss-219	258	13	measure	measure	NOUN
esutjss-219	258	14	of	of	ADP
esutjss-219	258	15	the	the	DET
esutjss-219	258	16	model	model	NOUN
esutjss-219	258	17	's	's	PART
esutjss-219	258	18	explanatory	explanatory	ADJ
esutjss-219	258	19	power	power	NOUN
esutjss-219	258	20	.	.	PUNCT
esutjss-219	259	1	the	the	DET
esutjss-219	259	2	high	high	ADJ
esutjss-219	259	3	value	value	NOUN
esutjss-219	259	4	suggests	suggest	VERB
esutjss-219	259	5	that	that	SCONJ
esutjss-219	259	6	the	the	DET
esutjss-219	259	7	model	model	NOUN
esutjss-219	259	8	remains	remain	VERB
esutjss-219	259	9	robust	robust	ADJ
esutjss-219	259	10	even	even	ADV
esutjss-219	259	11	after	after	ADP
esutjss-219	259	12	accounting	account	VERB
esutjss-219	259	13	for	for	ADP
esutjss-219	259	14	the	the	DET
esutjss-219	259	15	number	number	NOUN
esutjss-219	259	16	of	of	ADP
esutjss-219	259	17	predictors	predictor	NOUN
esutjss-219	259	18	,	,	PUNCT
esutjss-219	259	19	indicating	indicate	VERB
esutjss-219	259	20	that	that	SCONJ
esutjss-219	259	21	insurance	insurance	NOUN
esutjss-219	259	22	effectiveness	effectiveness	NOUN
esutjss-219	259	23	is	be	AUX
esutjss-219	259	24	a	a	DET
esutjss-219	259	25	336	336	NUM
esutjss-219	259	26	significant	significant	ADJ
esutjss-219	259	27	factor	factor	NOUN
esutjss-219	259	28	in	in	ADP
esutjss-219	259	29	explaining	explain	VERB
esutjss-219	259	30	the	the	DET
esutjss-219	259	31	mitigation	mitigation	NOUN
esutjss-219	259	32	of	of	ADP
esutjss-219	259	33	supply	supply	NOUN
esutjss-219	259	34	chain	chain	NOUN
esutjss-219	259	35	vulnerabilities	vulnerability	NOUN
esutjss-219	259	36	.	.	PUNCT
esutjss-219	260	1	the	the	DET
esutjss-219	260	2	standard	standard	ADJ
esutjss-219	260	3	error	error	NOUN
esutjss-219	260	4	of	of	ADP
esutjss-219	260	5	0.45	0.45	NUM
esutjss-219	260	6	represents	represent	VERB
esutjss-219	260	7	the	the	DET
esutjss-219	260	8	average	average	ADJ
esutjss-219	260	9	distance	distance	NOUN
esutjss-219	260	10	that	that	SCONJ
esutjss-219	260	11	the	the	DET
esutjss-219	260	12	observed	observed	ADJ
esutjss-219	260	13	values	value	NOUN
esutjss-219	260	14	fall	fall	VERB
esutjss-219	260	15	from	from	ADP
esutjss-219	260	16	the	the	DET
esutjss-219	260	17	regression	regression	NOUN
esutjss-219	260	18	line	line	NOUN
esutjss-219	260	19	.	.	PUNCT
esutjss-219	261	1	a	a	DET
esutjss-219	261	2	lower	low	ADJ
esutjss-219	261	3	standard	standard	ADJ
esutjss-219	261	4	error	error	NOUN
esutjss-219	261	5	indicates	indicate	VERB
esutjss-219	261	6	that	that	SCONJ
esutjss-219	261	7	the	the	DET
esutjss-219	261	8	model	model	NOUN
esutjss-219	261	9	's	's	PART
esutjss-219	261	10	predictions	prediction	NOUN
esutjss-219	261	11	are	be	AUX
esutjss-219	261	12	relatively	relatively	ADV
esutjss-219	261	13	close	close	ADJ
esutjss-219	261	14	to	to	ADP
esutjss-219	261	15	the	the	DET
esutjss-219	261	16	actual	actual	ADJ
esutjss-219	261	17	values	value	NOUN
esutjss-219	261	18	.	.	PUNCT
esutjss-219	262	1	in	in	ADP
esutjss-219	262	2	this	this	DET
esutjss-219	262	3	case	case	NOUN
esutjss-219	262	4	,	,	PUNCT
esutjss-219	262	5	a	a	DET
esutjss-219	262	6	standard	standard	ADJ
esutjss-219	262	7	error	error	NOUN
esutjss-219	262	8	of	of	ADP
esutjss-219	262	9	0.45	0.45	NUM
esutjss-219	262	10	suggests	suggest	VERB
esutjss-219	262	11	a	a	DET
esutjss-219	262	12	reasonable	reasonable	ADJ
esutjss-219	262	13	fit	fit	NOUN
esutjss-219	262	14	of	of	ADP
esutjss-219	262	15	the	the	DET
esutjss-219	262	16	model	model	NOUN
esutjss-219	262	17	,	,	PUNCT
esutjss-219	262	18	with	with	ADP
esutjss-219	262	19	a	a	DET
esutjss-219	262	20	moderate	moderate	ADJ
esutjss-219	262	21	amount	amount	NOUN
esutjss-219	262	22	of	of	ADP
esutjss-219	262	23	prediction	prediction	NOUN
esutjss-219	262	24	error	error	NOUN
esutjss-219	262	25	.	.	PUNCT
esutjss-219	263	1	anova	anova	PROPN
esutjss-219	263	2	table	table	NOUN
esutjss-219	263	3	source	source	NOUN
esutjss-219	263	4	of	of	ADP
esutjss-219	263	5	variation	variation	NOUN
esutjss-219	263	6	sum	sum	NOUN
esutjss-219	263	7	of	of	ADP
esutjss-219	263	8	squares	square	NOUN
esutjss-219	263	9	df	df	PROPN
esutjss-219	263	10	mean	mean	PROPN
esutjss-219	263	11	square	square	PROPN
esutjss-219	263	12	f	f	PROPN
esutjss-219	263	13	pvalue	pvalue	NOUN
esutjss-219	263	14	regression	regression	NOUN
esutjss-219	263	15	50.00	50.00	NUM
esutjss-219	263	16	1	1	NUM
esutjss-219	263	17	50.00	50.00	NUM
esutjss-219	263	18	90.00	90.00	NUM
esutjss-219	263	19	0.0000	0.0000	NUM
esutjss-219	263	20	residual	residual	ADJ
esutjss-219	263	21	32.00	32.00	NUM
esutjss-219	263	22	364	364	NUM
esutjss-219	263	23	0.088	0.088	NUM
esutjss-219	263	24	total	total	NOUN
esutjss-219	263	25	82.00	82.00	NUM
esutjss-219	263	26	365	365	NUM
esutjss-219	263	27	a	a	DET
esutjss-219	263	28	sum	sum	NOUN
esutjss-219	263	29	of	of	ADP
esutjss-219	263	30	squares	square	NOUN
esutjss-219	263	31	of	of	ADP
esutjss-219	263	32	50.00	50.00	NUM
esutjss-219	263	33	indicates	indicate	VERB
esutjss-219	263	34	that	that	SCONJ
esutjss-219	263	35	the	the	DET
esutjss-219	263	36	model	model	NOUN
esutjss-219	263	37	explains	explain	VERB
esutjss-219	263	38	a	a	DET
esutjss-219	263	39	substantial	substantial	ADJ
esutjss-219	263	40	amount	amount	NOUN
esutjss-219	263	41	of	of	ADP
esutjss-219	263	42	the	the	DET
esutjss-219	263	43	variability	variability	NOUN
esutjss-219	263	44	in	in	ADP
esutjss-219	263	45	the	the	DET
esutjss-219	263	46	dependent	dependent	ADJ
esutjss-219	263	47	variable	variable	NOUN
esutjss-219	263	48	.	.	PUNCT
esutjss-219	264	1	this	this	DET
esutjss-219	264	2	value	value	NOUN
esutjss-219	264	3	represents	represent	VERB
esutjss-219	264	4	the	the	DET
esutjss-219	264	5	total	total	ADJ
esutjss-219	264	6	variation	variation	NOUN
esutjss-219	264	7	in	in	ADP
esutjss-219	264	8	the	the	DET
esutjss-219	264	9	dependent	dependent	ADJ
esutjss-219	264	10	variable	variable	NOUN
esutjss-219	264	11	that	that	PRON
esutjss-219	264	12	is	be	AUX
esutjss-219	264	13	explained	explain	VERB
esutjss-219	264	14	by	by	ADP
esutjss-219	264	15	the	the	DET
esutjss-219	264	16	regression	regression	NOUN
esutjss-219	264	17	model	model	NOUN
esutjss-219	264	18	.	.	PUNCT
esutjss-219	265	1	a	a	DET
esutjss-219	265	2	sum	sum	NOUN
esutjss-219	265	3	of	of	ADP
esutjss-219	265	4	squares	square	NOUN
esutjss-219	265	5	of	of	ADP
esutjss-219	265	6	32.00	32.00	NUM
esutjss-219	265	7	indicates	indicate	VERB
esutjss-219	265	8	the	the	DET
esutjss-219	265	9	amount	amount	NOUN
esutjss-219	265	10	of	of	ADP
esutjss-219	265	11	unexplained	unexplained	ADJ
esutjss-219	265	12	variability	variability	NOUN
esutjss-219	265	13	.	.	PUNCT
esutjss-219	266	1	there	there	PRON
esutjss-219	266	2	is	be	VERB
esutjss-219	266	3	1	1	NUM
esutjss-219	266	4	degree	degree	NOUN
esutjss-219	266	5	of	of	ADP
esutjss-219	266	6	freedom	freedom	NOUN
esutjss-219	266	7	for	for	ADP
esutjss-219	266	8	the	the	DET
esutjss-219	266	9	regression	regression	NOUN
esutjss-219	266	10	model	model	NOUN
esutjss-219	266	11	,	,	PUNCT
esutjss-219	266	12	corresponding	correspond	VERB
esutjss-219	266	13	to	to	ADP
esutjss-219	266	14	the	the	DET
esutjss-219	266	15	number	number	NOUN
esutjss-219	266	16	of	of	ADP
esutjss-219	266	17	predictors	predictor	NOUN
esutjss-219	266	18	(	(	PUNCT
esutjss-219	266	19	insurance	insurance	NOUN
esutjss-219	266	20	effectiveness	effectiveness	NOUN
esutjss-219	266	21	)	)	PUNCT
esutjss-219	266	22	used	use	VERB
esutjss-219	266	23	in	in	ADP
esutjss-219	266	24	the	the	DET
esutjss-219	266	25	model	model	NOUN
esutjss-219	266	26	.	.	PUNCT
esutjss-219	267	1	the	the	DET
esutjss-219	267	2	residual	residual	ADJ
esutjss-219	267	3	degrees	degree	NOUN
esutjss-219	267	4	of	of	ADP
esutjss-219	267	5	freedom	freedom	NOUN
esutjss-219	267	6	are	be	AUX
esutjss-219	267	7	calculated	calculate	VERB
esutjss-219	267	8	as	as	ADP
esutjss-219	267	9	the	the	DET
esutjss-219	267	10	total	total	ADJ
esutjss-219	267	11	number	number	NOUN
esutjss-219	267	12	of	of	ADP
esutjss-219	267	13	observations	observation	NOUN
esutjss-219	267	14	minus	minus	CCONJ
esutjss-219	267	15	the	the	DET
esutjss-219	267	16	number	number	NOUN
esutjss-219	267	17	of	of	ADP
esutjss-219	267	18	predictors	predictor	NOUN
esutjss-219	267	19	minus	minus	CCONJ
esutjss-219	267	20	1	1	NUM
esutjss-219	267	21	(	(	PUNCT
esutjss-219	267	22	365	365	NUM
esutjss-219	267	23	1	1	NUM
esutjss-219	267	24	1	1	NUM
esutjss-219	267	25	=	=	SYM
esutjss-219	267	26	363	363	NUM
esutjss-219	267	27	)	)	PUNCT
esutjss-219	267	28	.	.	PUNCT
esutjss-219	268	1	in	in	ADP
esutjss-219	268	2	this	this	DET
esutjss-219	268	3	case	case	NOUN
esutjss-219	268	4	,	,	PUNCT
esutjss-219	268	5	it	it	PRON
esutjss-219	268	6	's	be	AUX
esutjss-219	268	7	shown	show	VERB
esutjss-219	268	8	as	as	ADP
esutjss-219	268	9	364	364	NUM
esutjss-219	268	10	,	,	PUNCT
esutjss-219	268	11	which	which	PRON
esutjss-219	268	12	may	may	AUX
esutjss-219	268	13	slightly	slightly	ADV
esutjss-219	268	14	differ	differ	VERB
esutjss-219	268	15	due	due	ADJ
esutjss-219	268	16	to	to	ADP
esutjss-219	268	17	rounding	round	VERB
esutjss-219	268	18	or	or	CCONJ
esutjss-219	268	19	adjustments	adjustment	NOUN
esutjss-219	268	20	in	in	ADP
esutjss-219	268	21	the	the	DET
esutjss-219	268	22	dataset	dataset	NOUN
esutjss-219	268	23	.	.	PUNCT
esutjss-219	269	1	the	the	DET
esutjss-219	269	2	total	total	ADJ
esutjss-219	269	3	degrees	degree	NOUN
esutjss-219	269	4	of	of	ADP
esutjss-219	269	5	freedom	freedom	NOUN
esutjss-219	269	6	is	be	AUX
esutjss-219	269	7	the	the	DET
esutjss-219	269	8	number	number	NOUN
esutjss-219	269	9	of	of	ADP
esutjss-219	269	10	observations	observation	NOUN
esutjss-219	269	11	minus	minus	CCONJ
esutjss-219	269	12	1	1	NUM
esutjss-219	269	13	(	(	PUNCT
esutjss-219	269	14	366	366	NUM
esutjss-219	269	15	1	1	NUM
esutjss-219	269	16	=	=	SYM
esutjss-219	269	17	365	365	NUM
esutjss-219	269	18	)	)	PUNCT
esutjss-219	269	19	.	.	PUNCT
esutjss-219	270	1	the	the	DET
esutjss-219	270	2	f	f	NOUN
esutjss-219	270	3	-	-	PUNCT
esutjss-219	270	4	statistic	statistic	NOUN
esutjss-219	270	5	is	be	AUX
esutjss-219	270	6	calculated	calculate	VERB
esutjss-219	270	7	as	as	ADP
esutjss-219	270	8	the	the	DET
esutjss-219	270	9	mean	mean	ADJ
esutjss-219	270	10	square	square	NOUN
esutjss-219	270	11	of	of	ADP
esutjss-219	270	12	the	the	DET
esutjss-219	270	13	regression	regression	NOUN
esutjss-219	270	14	divided	divide	VERB
esutjss-219	270	15	by	by	ADP
esutjss-219	270	16	the	the	DET
esutjss-219	270	17	mean	mean	ADJ
esutjss-219	270	18	square	square	NOUN
esutjss-219	270	19	of	of	ADP
esutjss-219	270	20	the	the	DET
esutjss-219	270	21	residuals	residual	NOUN
esutjss-219	270	22	(	(	PUNCT
esutjss-219	270	23	50.00	50.00	NUM
esutjss-219	270	24	/	/	SYM
esutjss-219	270	25	0.088	0.088	NUM
esutjss-219	270	26	≈	≈	PROPN
esutjss-219	270	27	90.00	90.00	NUM
esutjss-219	270	28	)	)	PUNCT
esutjss-219	270	29	.	.	PUNCT
esutjss-219	271	1	this	this	DET
esutjss-219	271	2	statistic	statistic	NOUN
esutjss-219	271	3	tests	test	VERB
esutjss-219	271	4	whether	whether	SCONJ
esutjss-219	271	5	the	the	DET
esutjss-219	271	6	model	model	NOUN
esutjss-219	271	7	explains	explain	VERB
esutjss-219	271	8	a	a	DET
esutjss-219	271	9	significant	significant	ADJ
esutjss-219	271	10	portion	portion	NOUN
esutjss-219	271	11	of	of	ADP
esutjss-219	271	12	the	the	DET
esutjss-219	271	13	variance	variance	NOUN
esutjss-219	271	14	compared	compare	VERB
esutjss-219	271	15	to	to	ADP
esutjss-219	271	16	the	the	DET
esutjss-219	271	17	residual	residual	ADJ
esutjss-219	271	18	variance	variance	NOUN
esutjss-219	271	19	.	.	PUNCT
esutjss-219	272	1	a	a	DET
esutjss-219	272	2	high	high	ADJ
esutjss-219	272	3	f	f	NOUN
esutjss-219	272	4	-	-	PUNCT
esutjss-219	272	5	value	value	NOUN
esutjss-219	272	6	indicates	indicate	VERB
esutjss-219	272	7	that	that	SCONJ
esutjss-219	272	8	the	the	DET
esutjss-219	272	9	regression	regression	NOUN
esutjss-219	272	10	model	model	NOUN
esutjss-219	272	11	significantly	significantly	ADV
esutjss-219	272	12	improves	improve	VERB
esutjss-219	272	13	the	the	DET
esutjss-219	272	14	prediction	prediction	NOUN
esutjss-219	272	15	of	of	ADP
esutjss-219	272	16	the	the	DET
esutjss-219	272	17	dependent	dependent	ADJ
esutjss-219	272	18	variable	variable	NOUN
esutjss-219	272	19	compared	compare	VERB
esutjss-219	272	20	to	to	ADP
esutjss-219	272	21	a	a	DET
esutjss-219	272	22	model	model	NOUN
esutjss-219	272	23	with	with	ADP
esutjss-219	272	24	no	no	DET
esutjss-219	272	25	predictors	predictor	NOUN
esutjss-219	272	26	.	.	PUNCT
esutjss-219	273	1	the	the	DET
esutjss-219	273	2	p	p	NOUN
esutjss-219	273	3	-	-	PUNCT
esutjss-219	273	4	value	value	NOUN
esutjss-219	273	5	associated	associate	VERB
esutjss-219	273	6	with	with	ADP
esutjss-219	273	7	the	the	DET
esutjss-219	273	8	f	f	NOUN
esutjss-219	273	9	-	-	PUNCT
esutjss-219	273	10	statistic	statistic	NOUN
esutjss-219	273	11	tests	test	VERB
esutjss-219	273	12	the	the	DET
esutjss-219	273	13	null	null	ADJ
esutjss-219	273	14	hypothesis	hypothesis	NOUN
esutjss-219	273	15	that	that	PRON
esutjss-219	273	16	the	the	DET
esutjss-219	273	17	model	model	NOUN
esutjss-219	273	18	does	do	AUX
esutjss-219	273	19	not	not	PART
esutjss-219	273	20	explain	explain	VERB
esutjss-219	273	21	any	any	PRON
esutjss-219	273	22	of	of	ADP
esutjss-219	273	23	the	the	DET
esutjss-219	273	24	variability	variability	NOUN
esutjss-219	273	25	in	in	ADP
esutjss-219	273	26	the	the	DET
esutjss-219	273	27	dependent	dependent	ADJ
esutjss-219	273	28	variable	variable	NOUN
esutjss-219	273	29	(	(	PUNCT
esutjss-219	273	30	i.e.	i.e.	X
esutjss-219	273	31	,	,	PUNCT
esutjss-219	273	32	that	that	SCONJ
esutjss-219	273	33	all	all	DET
esutjss-219	273	34	coefficients	coefficient	NOUN
esutjss-219	273	35	in	in	ADP
esutjss-219	273	36	the	the	DET
esutjss-219	273	37	model	model	NOUN
esutjss-219	273	38	are	be	AUX
esutjss-219	273	39	zero	zero	NUM
esutjss-219	273	40	)	)	PUNCT
esutjss-219	273	41	.	.	PUNCT
esutjss-219	274	1	a	a	DET
esutjss-219	274	2	p	p	NOUN
esutjss-219	274	3	-	-	PUNCT
esutjss-219	274	4	value	value	NOUN
esutjss-219	274	5	of	of	ADP
esutjss-219	274	6	0.0000	0.0000	NUM
esutjss-219	274	7	(	(	PUNCT
esutjss-219	274	8	less	less	ADJ
esutjss-219	274	9	than	than	ADP
esutjss-219	274	10	the	the	DET
esutjss-219	274	11	common	common	ADJ
esutjss-219	274	12	alpha	alpha	NOUN
esutjss-219	274	13	level	level	NOUN
esutjss-219	274	14	of	of	ADP
esutjss-219	274	15	0.05	0.05	NUM
esutjss-219	274	16	)	)	PUNCT
esutjss-219	274	17	indicates	indicate	VERB
esutjss-219	274	18	that	that	SCONJ
esutjss-219	274	19	the	the	DET
esutjss-219	274	20	regression	regression	NOUN
esutjss-219	274	21	model	model	NOUN
esutjss-219	274	22	is	be	AUX
esutjss-219	274	23	statistically	statistically	ADV
esutjss-219	274	24	significant	significant	ADJ
esutjss-219	274	25	.	.	PUNCT
esutjss-219	275	1	this	this	PRON
esutjss-219	275	2	means	mean	VERB
esutjss-219	275	3	there	there	PRON
esutjss-219	275	4	is	be	VERB
esutjss-219	275	5	a	a	DET
esutjss-219	275	6	very	very	ADV
esutjss-219	275	7	low	low	ADJ
esutjss-219	275	8	probability	probability	NOUN
esutjss-219	275	9	that	that	SCONJ
esutjss-219	275	10	the	the	DET
esutjss-219	275	11	observed	observed	ADJ
esutjss-219	275	12	relationship	relationship	NOUN
esutjss-219	275	13	between	between	ADP
esutjss-219	275	14	insurance	insurance	NOUN
esutjss-219	275	15	effectiveness	effectiveness	NOUN
esutjss-219	275	16	and	and	CCONJ
esutjss-219	275	17	supply	supply	NOUN
esutjss-219	275	18	chain	chain	NOUN
esutjss-219	275	19	vulnerability	vulnerability	NOUN
esutjss-219	275	20	mitigation	mitigation	NOUN
esutjss-219	275	21	is	be	AUX
esutjss-219	275	22	due	due	ADJ
esutjss-219	275	23	to	to	ADP
esutjss-219	275	24	chance	chance	NOUN
esutjss-219	275	25	.	.	PUNCT
esutjss-219	276	1	the	the	DET
esutjss-219	276	2	anova	anova	PROPN
esutjss-219	276	3	table	table	NOUN
esutjss-219	276	4	demonstrates	demonstrate	VERB
esutjss-219	276	5	that	that	SCONJ
esutjss-219	276	6	the	the	DET
esutjss-219	276	7	regression	regression	NOUN
esutjss-219	276	8	model	model	NOUN
esutjss-219	276	9	is	be	AUX
esutjss-219	276	10	highly	highly	ADV
esutjss-219	276	11	significant	significant	ADJ
esutjss-219	276	12	.	.	PUNCT
esutjss-219	277	1	the	the	DET
esutjss-219	277	2	high	high	ADJ
esutjss-219	277	3	fstatistic	fstatistic	NOUN
esutjss-219	277	4	(	(	PUNCT
esutjss-219	277	5	90.00	90.00	NUM
esutjss-219	277	6	)	)	PUNCT
esutjss-219	277	7	with	with	ADP
esutjss-219	277	8	a	a	DET
esutjss-219	277	9	very	very	ADV
esutjss-219	277	10	low	low	ADJ
esutjss-219	277	11	p	p	NOUN
esutjss-219	277	12	-	-	PUNCT
esutjss-219	277	13	value	value	NOUN
esutjss-219	277	14	(	(	PUNCT
esutjss-219	277	15	0.0000	0.0000	NUM
esutjss-219	277	16	)	)	PUNCT
esutjss-219	277	17	confirms	confirm	VERB
esutjss-219	277	18	that	that	SCONJ
esutjss-219	277	19	the	the	DET
esutjss-219	277	20	model	model	NOUN
esutjss-219	277	21	,	,	PUNCT
esutjss-219	277	22	which	which	PRON
esutjss-219	277	23	includes	include	VERB
esutjss-219	277	24	insurance	insurance	NOUN
esutjss-219	277	25	effectiveness	effectiveness	NOUN
esutjss-219	277	26	as	as	ADP
esutjss-219	277	27	a	a	DET
esutjss-219	277	28	predictor	predictor	NOUN
esutjss-219	277	29	,	,	PUNCT
esutjss-219	277	30	significantly	significantly	ADV
esutjss-219	277	31	explains	explain	VERB
esutjss-219	277	32	the	the	DET
esutjss-219	277	33	variability	variability	NOUN
esutjss-219	277	34	in	in	ADP
esutjss-219	277	35	the	the	DET
esutjss-219	277	36	mitigation	mitigation	NOUN
esutjss-219	277	37	of	of	ADP
esutjss-219	277	38	supply	supply	NOUN
esutjss-219	277	39	chain	chain	NOUN
esutjss-219	277	40	vulnerabilities	vulnerability	NOUN
esutjss-219	277	41	.	.	PUNCT
esutjss-219	278	1	this	this	PRON
esutjss-219	278	2	supports	support	VERB
esutjss-219	278	3	the	the	DET
esutjss-219	278	4	conclusion	conclusion	NOUN
esutjss-219	278	5	that	that	SCONJ
esutjss-219	278	6	insurance	insurance	NOUN
esutjss-219	278	7	effectiveness	effectiveness	NOUN
esutjss-219	278	8	is	be	AUX
esutjss-219	278	9	a	a	DET
esutjss-219	278	10	critical	critical	ADJ
esutjss-219	278	11	factor	factor	NOUN
esutjss-219	278	12	in	in	ADP
esutjss-219	278	13	managing	manage	VERB
esutjss-219	278	14	and	and	CCONJ
esutjss-219	278	15	mitigating	mitigate	VERB
esutjss-219	278	16	these	these	DET
esutjss-219	278	17	vulnerabilities	vulnerability	NOUN
esutjss-219	278	18	,	,	PUNCT
esutjss-219	278	19	validating	validate	VERB
esutjss-219	278	20	the	the	DET
esutjss-219	278	21	model	model	NOUN
esutjss-219	278	22	's	's	PART
esutjss-219	278	23	effectiveness	effectiveness	NOUN
esutjss-219	278	24	in	in	ADP
esutjss-219	278	25	capturing	capture	VERB
esutjss-219	278	26	the	the	DET
esutjss-219	278	27	relationship	relationship	NOUN
esutjss-219	278	28	between	between	ADP
esutjss-219	278	29	the	the	DET
esutjss-219	278	30	variables	variable	NOUN
esutjss-219	278	31	.	.	PUNCT
esutjss-219	279	1	337	337	NUM
esutjss-219	279	2	coefficients	coefficient	NOUN
esutjss-219	279	3	table	table	NOUN
esutjss-219	279	4	variable	variable	ADJ
esutjss-219	279	5	unstandardized	unstandardized	ADJ
esutjss-219	279	6	coefficient	coefficient	NOUN
esutjss-219	279	7	(	(	PUNCT
esutjss-219	279	8	b	b	NOUN
esutjss-219	279	9	)	)	PUNCT
esutjss-219	279	10	standard	standard	ADJ
esutjss-219	279	11	error	error	NOUN
esutjss-219	279	12	standardized	standardize	VERB
esutjss-219	279	13	coefficient	coefficient	NOUN
esutjss-219	279	14	(	(	PUNCT
esutjss-219	279	15	β	β	NOUN
esutjss-219	279	16	)	)	PUNCT
esutjss-219	279	17	t	t	NOUN
esutjss-219	279	18	pvalue	pvalue	NOUN
esutjss-219	279	19	constant	constant	ADJ
esutjss-219	279	20	0.80	0.80	NUM
esutjss-219	279	21	0.20	0.20	NUM
esutjss-219	279	22	4.00	4.00	NUM
esutjss-219	279	23	0.0001	0.0001	NUM
esutjss-219	279	24	effectiveness	effectiveness	NOUN
esutjss-219	279	25	of	of	ADP
esutjss-219	279	26	insurance	insurance	NOUN
esutjss-219	279	27	0.70	0.70	NUM
esutjss-219	279	28	0.07	0.07	NUM
esutjss-219	279	29	0.78	0.78	NUM
esutjss-219	279	30	10.00	10.00	NUM
esutjss-219	279	31	0.0000	0.0000	NUM
esutjss-219	279	32	the	the	DET
esutjss-219	279	33	regression	regression	NOUN
esutjss-219	279	34	analysis	analysis	NOUN
esutjss-219	279	35	results	result	NOUN
esutjss-219	279	36	strongly	strongly	ADV
esutjss-219	279	37	support	support	VERB
esutjss-219	279	38	the	the	DET
esutjss-219	279	39	effectiveness	effectiveness	NOUN
esutjss-219	279	40	of	of	ADP
esutjss-219	279	41	insurance	insurance	NOUN
esutjss-219	279	42	as	as	ADP
esutjss-219	279	43	a	a	DET
esutjss-219	279	44	financial	financial	ADJ
esutjss-219	279	45	risk	risk	NOUN
esutjss-219	279	46	control	control	NOUN
esutjss-219	279	47	strategy	strategy	NOUN
esutjss-219	279	48	in	in	ADP
esutjss-219	279	49	mitigating	mitigate	VERB
esutjss-219	279	50	supply	supply	NOUN
esutjss-219	279	51	chain	chain	NOUN
esutjss-219	279	52	vulnerabilities	vulnerability	NOUN
esutjss-219	279	53	.	.	PUNCT
esutjss-219	280	1	the	the	DET
esutjss-219	280	2	unstandardized	unstandardized	ADJ
esutjss-219	280	3	coefficient	coefficient	NOUN
esutjss-219	280	4	of	of	ADP
esutjss-219	280	5	0.70	0.70	NUM
esutjss-219	280	6	suggests	suggest	VERB
esutjss-219	280	7	a	a	DET
esutjss-219	280	8	substantial	substantial	ADJ
esutjss-219	280	9	positive	positive	ADJ
esutjss-219	280	10	effect	effect	NOUN
esutjss-219	280	11	of	of	ADP
esutjss-219	280	12	insurance	insurance	NOUN
esutjss-219	280	13	effectiveness	effectiveness	NOUN
esutjss-219	280	14	on	on	ADP
esutjss-219	280	15	vulnerability	vulnerability	NOUN
esutjss-219	280	16	mitigation	mitigation	NOUN
esutjss-219	280	17	,	,	PUNCT
esutjss-219	280	18	meaning	mean	VERB
esutjss-219	280	19	that	that	SCONJ
esutjss-219	280	20	increased	increase	VERB
esutjss-219	280	21	effectiveness	effectiveness	NOUN
esutjss-219	280	22	of	of	ADP
esutjss-219	280	23	insurance	insurance	NOUN
esutjss-219	280	24	is	be	AUX
esutjss-219	280	25	associated	associate	VERB
esutjss-219	280	26	with	with	ADP
esutjss-219	280	27	a	a	DET
esutjss-219	280	28	notable	notable	ADJ
esutjss-219	280	29	improvement	improvement	NOUN
esutjss-219	280	30	in	in	ADP
esutjss-219	280	31	managing	manage	VERB
esutjss-219	280	32	these	these	DET
esutjss-219	280	33	vulnerabilities	vulnerability	NOUN
esutjss-219	280	34	.	.	PUNCT
esutjss-219	281	1	the	the	DET
esutjss-219	281	2	standardized	standardized	ADJ
esutjss-219	281	3	coefficient	coefficient	NOUN
esutjss-219	281	4	(	(	PUNCT
esutjss-219	281	5	β	β	NOUN
esutjss-219	281	6	)	)	PUNCT
esutjss-219	281	7	of	of	ADP
esutjss-219	281	8	0.78	0.78	NUM
esutjss-219	281	9	indicates	indicate	VERB
esutjss-219	281	10	a	a	DET
esutjss-219	281	11	strong	strong	ADJ
esutjss-219	281	12	relationship	relationship	NOUN
esutjss-219	281	13	,	,	PUNCT
esutjss-219	281	14	while	while	SCONJ
esutjss-219	281	15	the	the	DET
esutjss-219	281	16	high	high	ADJ
esutjss-219	281	17	t	t	PROPN
esutjss-219	281	18	-	-	PUNCT
esutjss-219	281	19	statistic	statistic	NOUN
esutjss-219	281	20	and	and	CCONJ
esutjss-219	281	21	very	very	ADV
esutjss-219	281	22	low	low	ADJ
esutjss-219	281	23	p	p	NOUN
esutjss-219	281	24	-	-	PUNCT
esutjss-219	281	25	values	value	NOUN
esutjss-219	281	26	(	(	PUNCT
esutjss-219	281	27	0.0000	0.0000	NUM
esutjss-219	281	28	for	for	ADP
esutjss-219	281	29	insurance	insurance	NOUN
esutjss-219	281	30	and	and	CCONJ
esutjss-219	281	31	0.0001	0.0001	NUM
esutjss-219	281	32	for	for	ADP
esutjss-219	281	33	the	the	DET
esutjss-219	281	34	constant	constant	ADJ
esutjss-219	281	35	)	)	PUNCT
esutjss-219	281	36	confirm	confirm	VERB
esutjss-219	281	37	the	the	DET
esutjss-219	281	38	statistical	statistical	ADJ
esutjss-219	281	39	significance	significance	NOUN
esutjss-219	281	40	of	of	ADP
esutjss-219	281	41	these	these	DET
esutjss-219	281	42	findings	finding	NOUN
esutjss-219	281	43	.	.	PUNCT
esutjss-219	282	1	this	this	DET
esutjss-219	282	2	evidence	evidence	NOUN
esutjss-219	282	3	supports	support	VERB
esutjss-219	282	4	the	the	DET
esutjss-219	282	5	conclusion	conclusion	NOUN
esutjss-219	282	6	that	that	SCONJ
esutjss-219	282	7	insurance	insurance	NOUN
esutjss-219	282	8	plays	play	VERB
esutjss-219	282	9	a	a	DET
esutjss-219	282	10	critical	critical	ADJ
esutjss-219	282	11	and	and	CCONJ
esutjss-219	282	12	significant	significant	ADJ
esutjss-219	282	13	role	role	NOUN
esutjss-219	282	14	in	in	ADP
esutjss-219	282	15	mitigating	mitigate	VERB
esutjss-219	282	16	supply	supply	NOUN
esutjss-219	282	17	chain	chain	NOUN
esutjss-219	282	18	vulnerabilities	vulnerability	NOUN
esutjss-219	282	19	in	in	ADP
esutjss-219	282	20	nigeria	nigeria	PROPN
esutjss-219	282	21	.	.	PUNCT
esutjss-219	283	1	conclusion	conclusion	NOUN
esutjss-219	283	2	the	the	DET
esutjss-219	283	3	study	study	NOUN
esutjss-219	283	4	reveals	reveal	VERB
esutjss-219	283	5	critical	critical	ADJ
esutjss-219	283	6	insights	insight	NOUN
esutjss-219	283	7	into	into	ADP
esutjss-219	283	8	the	the	DET
esutjss-219	283	9	most	most	ADV
esutjss-219	283	10	significant	significant	ADJ
esutjss-219	283	11	supply	supply	NOUN
esutjss-219	283	12	chain	chain	NOUN
esutjss-219	283	13	vulnerabilities	vulnerability	NOUN
esutjss-219	283	14	in	in	ADP
esutjss-219	283	15	nigeria	nigeria	PROPN
esutjss-219	283	16	and	and	CCONJ
esutjss-219	283	17	assesses	assess	VERB
esutjss-219	283	18	the	the	DET
esutjss-219	283	19	role	role	NOUN
esutjss-219	283	20	of	of	ADP
esutjss-219	283	21	insurance	insurance	NOUN
esutjss-219	283	22	as	as	ADP
esutjss-219	283	23	a	a	DET
esutjss-219	283	24	financial	financial	ADJ
esutjss-219	283	25	risk	risk	NOUN
esutjss-219	283	26	control	control	NOUN
esutjss-219	283	27	strategy	strategy	NOUN
esutjss-219	283	28	.	.	PUNCT
esutjss-219	284	1	the	the	DET
esutjss-219	284	2	analysis	analysis	NOUN
esutjss-219	284	3	identifies	identify	VERB
esutjss-219	284	4	regulatory	regulatory	ADJ
esutjss-219	284	5	uncertainty	uncertainty	NOUN
esutjss-219	284	6	,	,	PUNCT
esutjss-219	284	7	political	political	ADJ
esutjss-219	284	8	instability	instability	NOUN
esutjss-219	284	9	,	,	PUNCT
esutjss-219	284	10	and	and	CCONJ
esutjss-219	284	11	infrastructure	infrastructure	NOUN
esutjss-219	284	12	inadequacies	inadequacy	NOUN
esutjss-219	284	13	as	as	ADP
esutjss-219	284	14	the	the	DET
esutjss-219	284	15	primary	primary	ADJ
esutjss-219	284	16	vulnerabilities	vulnerability	NOUN
esutjss-219	284	17	impacting	impact	VERB
esutjss-219	284	18	nigerian	nigerian	ADJ
esutjss-219	284	19	supply	supply	NOUN
esutjss-219	284	20	chains	chain	NOUN
esutjss-219	284	21	.	.	PUNCT
esutjss-219	285	1	regulatory	regulatory	ADJ
esutjss-219	285	2	uncertainty	uncertainty	NOUN
esutjss-219	285	3	,	,	PUNCT
esutjss-219	285	4	with	with	ADP
esutjss-219	285	5	the	the	DET
esutjss-219	285	6	highest	high	ADJ
esutjss-219	285	7	mean	mean	ADJ
esutjss-219	285	8	score	score	NOUN
esutjss-219	285	9	of	of	ADP
esutjss-219	285	10	3.21	3.21	NUM
esutjss-219	285	11	,	,	PUNCT
esutjss-219	285	12	is	be	AUX
esutjss-219	285	13	perceived	perceive	VERB
esutjss-219	285	14	as	as	ADP
esutjss-219	285	15	the	the	DET
esutjss-219	285	16	most	most	ADV
esutjss-219	285	17	pressing	pressing	ADJ
esutjss-219	285	18	issue	issue	NOUN
esutjss-219	285	19	,	,	PUNCT
esutjss-219	285	20	affecting	affect	VERB
esutjss-219	285	21	the	the	DET
esutjss-219	285	22	operational	operational	ADJ
esutjss-219	285	23	performance	performance	NOUN
esutjss-219	285	24	of	of	ADP
esutjss-219	285	25	supply	supply	NOUN
esutjss-219	285	26	chains	chain	NOUN
esutjss-219	285	27	.	.	PUNCT
esutjss-219	286	1	this	this	PRON
esutjss-219	286	2	is	be	AUX
esutjss-219	286	3	followed	follow	VERB
esutjss-219	286	4	closely	closely	ADV
esutjss-219	286	5	by	by	ADP
esutjss-219	286	6	political	political	ADJ
esutjss-219	286	7	instability	instability	NOUN
esutjss-219	286	8	(	(	PUNCT
esutjss-219	286	9	mean	mean	INTJ
esutjss-219	286	10	score	score	NOUN
esutjss-219	286	11	of	of	ADP
esutjss-219	286	12	3.19	3.19	NUM
esutjss-219	286	13	)	)	PUNCT
esutjss-219	286	14	and	and	CCONJ
esutjss-219	286	15	infrastructure	infrastructure	NOUN
esutjss-219	286	16	inadequacies	inadequacy	NOUN
esutjss-219	286	17	(	(	PUNCT
esutjss-219	286	18	mean	mean	INTJ
esutjss-219	286	19	score	score	NOUN
esutjss-219	286	20	of	of	ADP
esutjss-219	286	21	3.13	3.13	NUM
esutjss-219	286	22	)	)	PUNCT
esutjss-219	286	23	.	.	PUNCT
esutjss-219	287	1	these	these	DET
esutjss-219	287	2	factors	factor	NOUN
esutjss-219	287	3	are	be	AUX
esutjss-219	287	4	seen	see	VERB
esutjss-219	287	5	as	as	ADP
esutjss-219	287	6	major	major	ADJ
esutjss-219	287	7	impediments	impediment	NOUN
esutjss-219	287	8	to	to	PART
esutjss-219	287	9	supply	supply	VERB
esutjss-219	287	10	chain	chain	NOUN
esutjss-219	287	11	efficiency	efficiency	NOUN
esutjss-219	287	12	,	,	PUNCT
esutjss-219	287	13	underscoring	underscore	VERB
esutjss-219	287	14	the	the	DET
esutjss-219	287	15	need	need	NOUN
esutjss-219	287	16	for	for	ADP
esutjss-219	287	17	targeted	target	VERB
esutjss-219	287	18	interventions	intervention	NOUN
esutjss-219	287	19	to	to	PART
esutjss-219	287	20	address	address	VERB
esutjss-219	287	21	these	these	DET
esutjss-219	287	22	systemic	systemic	ADJ
esutjss-219	287	23	issues	issue	NOUN
esutjss-219	287	24	.	.	PUNCT
esutjss-219	288	1	in	in	ADP
esutjss-219	288	2	contrast	contrast	NOUN
esutjss-219	288	3	,	,	PUNCT
esutjss-219	288	4	insurance	insurance	NOUN
esutjss-219	288	5	-	-	PUNCT
esutjss-219	288	6	related	relate	VERB
esutjss-219	288	7	factors	factor	NOUN
esutjss-219	288	8	,	,	PUNCT
esutjss-219	288	9	while	while	SCONJ
esutjss-219	288	10	recognized	recognize	VERB
esutjss-219	288	11	,	,	PUNCT
esutjss-219	288	12	are	be	AUX
esutjss-219	288	13	deemed	deem	VERB
esutjss-219	288	14	less	less	ADV
esutjss-219	288	15	critical	critical	ADJ
esutjss-219	288	16	compared	compare	VERB
esutjss-219	288	17	to	to	ADP
esutjss-219	288	18	regulatory	regulatory	ADJ
esutjss-219	288	19	and	and	CCONJ
esutjss-219	288	20	infrastructural	infrastructural	ADJ
esutjss-219	288	21	challenges	challenge	NOUN
esutjss-219	288	22	.	.	PUNCT
esutjss-219	289	1	the	the	DET
esutjss-219	289	2	high	high	ADJ
esutjss-219	289	3	cost	cost	NOUN
esutjss-219	289	4	of	of	ADP
esutjss-219	289	5	insurance	insurance	NOUN
esutjss-219	289	6	premiums	premium	NOUN
esutjss-219	289	7	and	and	CCONJ
esutjss-219	289	8	limited	limited	ADJ
esutjss-219	289	9	coverage	coverage	NOUN
esutjss-219	289	10	options	option	NOUN
esutjss-219	289	11	are	be	AUX
esutjss-219	289	12	acknowledged	acknowledge	VERB
esutjss-219	289	13	concerns	concern	NOUN
esutjss-219	289	14	,	,	PUNCT
esutjss-219	289	15	but	but	CCONJ
esutjss-219	289	16	they	they	PRON
esutjss-219	289	17	rank	rank	VERB
esutjss-219	289	18	lower	lower	ADV
esutjss-219	289	19	in	in	ADP
esutjss-219	289	20	significance	significance	NOUN
esutjss-219	289	21	.	.	PUNCT
esutjss-219	290	1	the	the	DET
esutjss-219	290	2	survey	survey	NOUN
esutjss-219	290	3	data	datum	NOUN
esutjss-219	290	4	suggests	suggest	VERB
esutjss-219	290	5	that	that	SCONJ
esutjss-219	290	6	while	while	SCONJ
esutjss-219	290	7	insurance	insurance	NOUN
esutjss-219	290	8	plays	play	VERB
esutjss-219	290	9	a	a	DET
esutjss-219	290	10	role	role	NOUN
esutjss-219	290	11	,	,	PUNCT
esutjss-219	290	12	its	its	PRON
esutjss-219	290	13	perceived	perceive	VERB
esutjss-219	290	14	impact	impact	NOUN
esutjss-219	290	15	is	be	AUX
esutjss-219	290	16	overshadowed	overshadow	VERB
esutjss-219	290	17	by	by	ADP
esutjss-219	290	18	more	more	ADV
esutjss-219	290	19	immediate	immediate	ADJ
esutjss-219	290	20	and	and	CCONJ
esutjss-219	290	21	structural	structural	ADJ
esutjss-219	290	22	vulnerabilities	vulnerability	NOUN
esutjss-219	290	23	.	.	PUNCT
esutjss-219	291	1	the	the	DET
esutjss-219	291	2	regression	regression	NOUN
esutjss-219	291	3	analysis	analysis	NOUN
esutjss-219	291	4	further	far	ADV
esutjss-219	291	5	substantiates	substantiate	VERB
esutjss-219	291	6	the	the	DET
esutjss-219	291	7	role	role	NOUN
esutjss-219	291	8	of	of	ADP
esutjss-219	291	9	insurance	insurance	NOUN
esutjss-219	291	10	in	in	ADP
esutjss-219	291	11	mitigating	mitigate	VERB
esutjss-219	291	12	supply	supply	NOUN
esutjss-219	291	13	chain	chain	NOUN
esutjss-219	291	14	vulnerabilities	vulnerability	NOUN
esutjss-219	291	15	.	.	PUNCT
esutjss-219	292	1	the	the	DET
esutjss-219	292	2	model	model	NOUN
esutjss-219	292	3	demonstrates	demonstrate	VERB
esutjss-219	292	4	a	a	DET
esutjss-219	292	5	strong	strong	ADJ
esutjss-219	292	6	relationship	relationship	NOUN
esutjss-219	292	7	between	between	ADP
esutjss-219	292	8	the	the	DET
esutjss-219	292	9	effectiveness	effectiveness	NOUN
esutjss-219	292	10	of	of	ADP
esutjss-219	292	11	insurance	insurance	NOUN
esutjss-219	292	12	and	and	CCONJ
esutjss-219	292	13	the	the	DET
esutjss-219	292	14	reduction	reduction	NOUN
esutjss-219	292	15	of	of	ADP
esutjss-219	292	16	supply	supply	NOUN
esutjss-219	292	17	chain	chain	NOUN
esutjss-219	292	18	risks	risk	NOUN
esutjss-219	292	19	,	,	PUNCT
esutjss-219	292	20	with	with	ADP
esutjss-219	292	21	an	an	DET
esutjss-219	292	22	r²	r²	NOUN
esutjss-219	292	23	value	value	NOUN
esutjss-219	292	24	of	of	ADP
esutjss-219	292	25	0.608	0.608	NUM
esutjss-219	292	26	.	.	PUNCT
esutjss-219	293	1	this	this	PRON
esutjss-219	293	2	indicates	indicate	VERB
esutjss-219	293	3	that	that	SCONJ
esutjss-219	293	4	a	a	DET
esutjss-219	293	5	substantial	substantial	ADJ
esutjss-219	293	6	portion	portion	NOUN
esutjss-219	293	7	of	of	ADP
esutjss-219	293	8	the	the	DET
esutjss-219	293	9	variance	variance	NOUN
esutjss-219	293	10	in	in	ADP
esutjss-219	293	11	risk	risk	NOUN
esutjss-219	293	12	mitigation	mitigation	NOUN
esutjss-219	293	13	can	can	AUX
esutjss-219	293	14	be	be	AUX
esutjss-219	293	15	explained	explain	VERB
esutjss-219	293	16	by	by	ADP
esutjss-219	293	17	insurance	insurance	NOUN
esutjss-219	293	18	effectiveness	effectiveness	NOUN
esutjss-219	293	19	.	.	PUNCT
esutjss-219	294	1	the	the	DET
esutjss-219	294	2	high	high	ADJ
esutjss-219	294	3	f	f	NOUN
esutjss-219	294	4	-	-	PUNCT
esutjss-219	294	5	statistic	statistic	ADJ
esutjss-219	294	6	and	and	CCONJ
esutjss-219	294	7	very	very	ADV
esutjss-219	294	8	low	low	ADJ
esutjss-219	294	9	p	p	ADJ
esutjss-219	294	10	-	-	PUNCT
esutjss-219	294	11	value	value	NOUN
esutjss-219	294	12	confirm	confirm	VERB
esutjss-219	294	13	the	the	DET
esutjss-219	294	14	statistical	statistical	ADJ
esutjss-219	294	15	significance	significance	NOUN
esutjss-219	294	16	of	of	ADP
esutjss-219	294	17	this	this	DET
esutjss-219	294	18	relationship	relationship	NOUN
esutjss-219	294	19	,	,	PUNCT
esutjss-219	294	20	reinforcing	reinforce	VERB
esutjss-219	294	21	the	the	DET
esutjss-219	294	22	notion	notion	NOUN
esutjss-219	294	23	that	that	SCONJ
esutjss-219	294	24	effective	effective	ADJ
esutjss-219	294	25	insurance	insurance	NOUN
esutjss-219	294	26	strategies	strategy	NOUN
esutjss-219	294	27	are	be	AUX
esutjss-219	294	28	crucial	crucial	ADJ
esutjss-219	294	29	for	for	ADP
esutjss-219	294	30	managing	manage	VERB
esutjss-219	294	31	supply	supply	NOUN
esutjss-219	294	32	chain	chain	NOUN
esutjss-219	294	33	risks	risk	NOUN
esutjss-219	294	34	.	.	PUNCT
esutjss-219	295	1	the	the	DET
esutjss-219	295	2	unstandardized	unstandardized	ADJ
esutjss-219	295	3	coefficient	coefficient	NOUN
esutjss-219	295	4	for	for	ADP
esutjss-219	295	5	insurance	insurance	NOUN
esutjss-219	295	6	effectiveness	effectiveness	NOUN
esutjss-219	295	7	,	,	PUNCT
esutjss-219	295	8	at	at	ADP
esutjss-219	295	9	0.70	0.70	NUM
esutjss-219	295	10	,	,	PUNCT
esutjss-219	295	11	and	and	CCONJ
esutjss-219	295	12	the	the	DET
esutjss-219	295	13	standardized	standardized	ADJ
esutjss-219	295	14	coefficient	coefficient	NOUN
esutjss-219	295	15	(	(	PUNCT
esutjss-219	295	16	β	β	NOUN
esutjss-219	295	17	)	)	PUNCT
esutjss-219	295	18	of	of	ADP
esutjss-219	295	19	0.78	0.78	NUM
esutjss-219	295	20	highlight	highlight	VERB
esutjss-219	295	21	the	the	DET
esutjss-219	295	22	substantial	substantial	ADJ
esutjss-219	295	23	positive	positive	ADJ
esutjss-219	295	24	impact	impact	NOUN
esutjss-219	295	25	of	of	ADP
esutjss-219	295	26	insurance	insurance	NOUN
esutjss-219	295	27	on	on	ADP
esutjss-219	295	28	vulnerability	vulnerability	NOUN
esutjss-219	295	29	mitigation	mitigation	NOUN
esutjss-219	295	30	.	.	PUNCT
esutjss-219	296	1	these	these	DET
esutjss-219	296	2	results	result	NOUN
esutjss-219	296	3	underscore	underscore	VERB
esutjss-219	296	4	the	the	DET
esutjss-219	296	5	importance	importance	NOUN
esutjss-219	296	6	of	of	ADP
esutjss-219	296	7	enhancing	enhance	VERB
esutjss-219	296	8	insurance	insurance	NOUN
esutjss-219	296	9	effectiveness	effectiveness	NOUN
esutjss-219	296	10	as	as	ADP
esutjss-219	296	11	a	a	DET
esutjss-219	296	12	key	key	ADJ
esutjss-219	296	13	component	component	NOUN
esutjss-219	296	14	of	of	ADP
esutjss-219	296	15	risk	risk	NOUN
esutjss-219	296	16	management	management	NOUN
esutjss-219	296	17	strategies	strategy	NOUN
esutjss-219	296	18	.	.	PUNCT
esutjss-219	297	1	while	while	SCONJ
esutjss-219	297	2	regulatory	regulatory	ADJ
esutjss-219	297	3	uncertainty	uncertainty	NOUN
esutjss-219	297	4	,	,	PUNCT
esutjss-219	297	5	political	political	ADJ
esutjss-219	297	6	instability	instability	NOUN
esutjss-219	297	7	,	,	PUNCT
esutjss-219	297	8	and	and	CCONJ
esutjss-219	297	9	infrastructure	infrastructure	NOUN
esutjss-219	297	10	inadequacies	inadequacy	NOUN
esutjss-219	297	11	emerge	emerge	VERB
esutjss-219	297	12	as	as	ADP
esutjss-219	297	13	the	the	DET
esutjss-219	297	14	most	most	ADV
esutjss-219	297	15	significant	significant	ADJ
esutjss-219	297	16	supply	supply	NOUN
esutjss-219	297	17	chain	chain	NOUN
esutjss-219	297	18	vulnerabilities	vulnerability	NOUN
esutjss-219	297	19	in	in	ADP
esutjss-219	297	20	nigeria	nigeria	PROPN
esutjss-219	297	21	,	,	PUNCT
esutjss-219	297	22	insurance	insurance	NOUN
esutjss-219	297	23	effectiveness	effectiveness	NOUN
esutjss-219	297	24	remains	remain	VERB
esutjss-219	297	25	a	a	DET
esutjss-219	297	26	vital	vital	ADJ
esutjss-219	297	27	factor	factor	NOUN
esutjss-219	297	28	in	in	ADP
esutjss-219	297	29	managing	manage	VERB
esutjss-219	297	30	and	and	CCONJ
esutjss-219	297	31	mitigating	mitigate	VERB
esutjss-219	297	32	these	these	DET
esutjss-219	297	33	risks	risk	NOUN
esutjss-219	297	34	.	.	PUNCT
esutjss-219	298	1	addressing	address	VERB
esutjss-219	298	2	the	the	DET
esutjss-219	298	3	identified	identify	VERB
esutjss-219	298	4	vulnerabilities	vulnerability	NOUN
esutjss-219	298	5	through	through	ADP
esutjss-219	298	6	improved	improve	VERB
esutjss-219	298	7	regulatory	regulatory	ADJ
esutjss-219	298	8	frameworks	framework	NOUN
esutjss-219	298	9	,	,	PUNCT
esutjss-219	298	10	enhanced	enhanced	ADJ
esutjss-219	298	11	infrastructure	infrastructure	NOUN
esutjss-219	298	12	,	,	PUNCT
esutjss-219	298	13	and	and	CCONJ
esutjss-219	298	14	increased	increase	VERB
esutjss-219	298	15	insurance	insurance	NOUN
esutjss-219	298	16	awareness	awareness	NOUN
esutjss-219	298	17	can	can	AUX
esutjss-219	298	18	substantially	substantially	ADV
esutjss-219	298	19	bolster	bolster	VERB
esutjss-219	298	20	supply	supply	NOUN
esutjss-219	298	21	chain	chain	NOUN
esutjss-219	298	22	resilience	resilience	NOUN
esutjss-219	298	23	.	.	PUNCT
esutjss-219	299	1	by	by	ADP
esutjss-219	299	2	focusing	focus	VERB
esutjss-219	299	3	on	on	ADP
esutjss-219	299	4	these	these	DET
esutjss-219	299	5	areas	area	NOUN
esutjss-219	299	6	,	,	PUNCT
esutjss-219	299	7	338	338	NUM
esutjss-219	299	8	businesses	business	NOUN
esutjss-219	299	9	and	and	CCONJ
esutjss-219	299	10	policymakers	policymaker	NOUN
esutjss-219	299	11	can	can	AUX
esutjss-219	299	12	improve	improve	VERB
esutjss-219	299	13	the	the	DET
esutjss-219	299	14	overall	overall	ADJ
esutjss-219	299	15	stability	stability	NOUN
esutjss-219	299	16	and	and	CCONJ
esutjss-219	299	17	efficiency	efficiency	NOUN
esutjss-219	299	18	of	of	ADP
esutjss-219	299	19	supply	supply	NOUN
esutjss-219	299	20	chains	chain	NOUN
esutjss-219	299	21	in	in	ADP
esutjss-219	299	22	nigeria	nigeria	PROPN
esutjss-219	299	23	,	,	PUNCT
esutjss-219	299	24	ensuring	ensure	VERB
esutjss-219	299	25	a	a	DET
esutjss-219	299	26	more	more	ADV
esutjss-219	299	27	robust	robust	ADJ
esutjss-219	299	28	and	and	CCONJ
esutjss-219	299	29	resilient	resilient	ADJ
esutjss-219	299	30	economic	economic	ADJ
esutjss-219	299	31	environment	environment	NOUN
esutjss-219	299	32	.	.	PUNCT
esutjss-219	300	1	based	base	VERB
esutjss-219	300	2	on	on	ADP
esutjss-219	300	3	the	the	DET
esutjss-219	300	4	findings	finding	NOUN
esutjss-219	300	5	,	,	PUNCT
esutjss-219	300	6	the	the	DET
esutjss-219	300	7	following	follow	VERB
esutjss-219	300	8	recommendations	recommendation	NOUN
esutjss-219	300	9	are	be	AUX
esutjss-219	300	10	proposed	propose	VERB
esutjss-219	300	11	:	:	PUNCT
esutjss-219	300	12	1	1	X
esutjss-219	300	13	.	.	X
esutjss-219	300	14	focus	focus	VERB
esutjss-219	300	15	on	on	ADP
esutjss-219	300	16	improving	improve	VERB
esutjss-219	300	17	regulatory	regulatory	ADJ
esutjss-219	300	18	frameworks	framework	NOUN
esutjss-219	300	19	and	and	CCONJ
esutjss-219	300	20	infrastructure	infrastructure	NOUN
esutjss-219	300	21	to	to	PART
esutjss-219	300	22	reduce	reduce	VERB
esutjss-219	300	23	uncertainties	uncertainty	NOUN
esutjss-219	300	24	and	and	CCONJ
esutjss-219	300	25	enhance	enhance	VERB
esutjss-219	300	26	supply	supply	NOUN
esutjss-219	300	27	chain	chain	NOUN
esutjss-219	300	28	efficiency	efficiency	NOUN
esutjss-219	300	29	.	.	PUNCT
esutjss-219	301	1	government	government	NOUN
esutjss-219	301	2	and	and	CCONJ
esutjss-219	301	3	industry	industry	NOUN
esutjss-219	301	4	collaborations	collaboration	NOUN
esutjss-219	301	5	should	should	AUX
esutjss-219	301	6	be	be	AUX
esutjss-219	301	7	prioritized	prioritize	VERB
esutjss-219	301	8	to	to	PART
esutjss-219	301	9	create	create	VERB
esutjss-219	301	10	a	a	DET
esutjss-219	301	11	more	more	ADV
esutjss-219	301	12	stable	stable	ADJ
esutjss-219	301	13	operating	operating	NOUN
esutjss-219	301	14	environment	environment	NOUN
esutjss-219	301	15	.	.	PUNCT
esutjss-219	302	1	2	2	X
esutjss-219	302	2	.	.	X
esutjss-219	302	3	develop	develop	VERB
esutjss-219	302	4	strategies	strategy	NOUN
esutjss-219	302	5	to	to	PART
esutjss-219	302	6	mitigate	mitigate	VERB
esutjss-219	302	7	the	the	DET
esutjss-219	302	8	impacts	impact	NOUN
esutjss-219	302	9	of	of	ADP
esutjss-219	302	10	political	political	ADJ
esutjss-219	302	11	instability	instability	NOUN
esutjss-219	302	12	on	on	ADP
esutjss-219	302	13	supply	supply	NOUN
esutjss-219	302	14	chains	chain	NOUN
esutjss-219	302	15	.	.	PUNCT
esutjss-219	303	1	this	this	PRON
esutjss-219	303	2	could	could	AUX
esutjss-219	303	3	involve	involve	VERB
esutjss-219	303	4	risk	risk	NOUN
esutjss-219	303	5	assessments	assessment	NOUN
esutjss-219	303	6	and	and	CCONJ
esutjss-219	303	7	contingency	contingency	NOUN
esutjss-219	303	8	planning	planning	NOUN
esutjss-219	303	9	to	to	PART
esutjss-219	303	10	manage	manage	VERB
esutjss-219	303	11	potential	potential	ADJ
esutjss-219	303	12	disruptions	disruption	NOUN
esutjss-219	303	13	related	relate	VERB
esutjss-219	303	14	to	to	ADP
esutjss-219	303	15	political	political	ADJ
esutjss-219	303	16	factors	factor	NOUN
esutjss-219	303	17	.	.	PUNCT
esutjss-219	304	1	3	3	X
esutjss-219	304	2	.	.	X
esutjss-219	304	3	increase	increase	VERB
esutjss-219	304	4	efforts	effort	NOUN
esutjss-219	304	5	to	to	PART
esutjss-219	304	6	educate	educate	VERB
esutjss-219	304	7	businesses	business	NOUN
esutjss-219	304	8	about	about	ADP
esutjss-219	304	9	the	the	DET
esutjss-219	304	10	benefits	benefit	NOUN
esutjss-219	304	11	of	of	ADP
esutjss-219	304	12	insurance	insurance	NOUN
esutjss-219	304	13	in	in	ADP
esutjss-219	304	14	managing	manage	VERB
esutjss-219	304	15	supply	supply	NOUN
esutjss-219	304	16	chain	chain	NOUN
esutjss-219	304	17	risks	risk	NOUN
esutjss-219	304	18	.	.	PUNCT
esutjss-219	305	1	this	this	PRON
esutjss-219	305	2	could	could	AUX
esutjss-219	305	3	be	be	AUX
esutjss-219	305	4	achieved	achieve	VERB
esutjss-219	305	5	through	through	ADP
esutjss-219	305	6	targeted	target	VERB
esutjss-219	305	7	awareness	awareness	NOUN
esutjss-219	305	8	campaigns	campaign	NOUN
esutjss-219	305	9	and	and	CCONJ
esutjss-219	305	10	training	training	NOUN
esutjss-219	305	11	programs	program	NOUN
esutjss-219	305	12	.	.	PUNCT
esutjss-219	306	1	4	4	X
esutjss-219	306	2	.	.	X
esutjss-219	306	3	explore	explore	VERB
esutjss-219	306	4	options	option	NOUN
esutjss-219	306	5	to	to	PART
esutjss-219	306	6	expand	expand	VERB
esutjss-219	306	7	insurance	insurance	NOUN
esutjss-219	306	8	coverage	coverage	NOUN
esutjss-219	306	9	and	and	CCONJ
esutjss-219	306	10	negotiate	negotiate	VERB
esutjss-219	306	11	better	well	ADJ
esutjss-219	306	12	terms	term	NOUN
esutjss-219	306	13	to	to	PART
esutjss-219	306	14	address	address	VERB
esutjss-219	306	15	the	the	DET
esutjss-219	306	16	needs	need	NOUN
esutjss-219	306	17	of	of	ADP
esutjss-219	306	18	businesses	business	NOUN
esutjss-219	306	19	more	more	ADV
esutjss-219	306	20	effectively	effectively	ADV
esutjss-219	306	21	.	.	PUNCT
esutjss-219	307	1	5	5	X
esutjss-219	307	2	.	.	X
esutjss-219	307	3	businesses	business	NOUN
esutjss-219	307	4	should	should	AUX
esutjss-219	307	5	review	review	VERB
esutjss-219	307	6	and	and	CCONJ
esutjss-219	307	7	optimize	optimize	VERB
esutjss-219	307	8	their	their	PRON
esutjss-219	307	9	insurance	insurance	NOUN
esutjss-219	307	10	practices	practice	NOUN
esutjss-219	307	11	to	to	PART
esutjss-219	307	12	ensure	ensure	VERB
esutjss-219	307	13	they	they	PRON
esutjss-219	307	14	are	be	AUX
esutjss-219	307	15	adequately	adequately	ADV
esutjss-219	307	16	protected	protect	VERB
esutjss-219	307	17	against	against	ADP
esutjss-219	307	18	supply	supply	NOUN
esutjss-219	307	19	chain	chain	NOUN
esutjss-219	307	20	risks	risk	NOUN
esutjss-219	307	21	.	.	PUNCT
esutjss-219	308	1	regular	regular	ADJ
esutjss-219	308	2	policy	policy	NOUN
esutjss-219	308	3	reviews	review	NOUN
esutjss-219	308	4	and	and	CCONJ
esutjss-219	308	5	adjustments	adjustment	NOUN
esutjss-219	308	6	are	be	AUX
esutjss-219	308	7	essential	essential	ADJ
esutjss-219	308	8	for	for	ADP
esutjss-219	308	9	maintaining	maintain	VERB
esutjss-219	308	10	effective	effective	ADJ
esutjss-219	308	11	risk	risk	NOUN
esutjss-219	308	12	management	management	NOUN
esutjss-219	308	13	.	.	PUNCT
esutjss-219	309	1	6	6	X
esutjss-219	309	2	.	.	X
esutjss-219	309	3	implement	implement	VERB
esutjss-219	309	4	continuous	continuous	ADJ
esutjss-219	309	5	monitoring	monitoring	NOUN
esutjss-219	309	6	and	and	CCONJ
esutjss-219	309	7	evaluation	evaluation	NOUN
esutjss-219	309	8	of	of	ADP
esutjss-219	309	9	insurance	insurance	NOUN
esutjss-219	309	10	strategies	strategy	NOUN
esutjss-219	309	11	to	to	PART
esutjss-219	309	12	ensure	ensure	VERB
esutjss-219	309	13	they	they	PRON
esutjss-219	309	14	remain	remain	VERB
esutjss-219	309	15	effective	effective	ADJ
esutjss-219	309	16	in	in	ADP
esutjss-219	309	17	mitigating	mitigate	VERB
esutjss-219	309	18	supply	supply	NOUN
esutjss-219	309	19	chain	chain	NOUN
esutjss-219	309	20	vulnerabilities	vulnerability	NOUN
esutjss-219	309	21	.	.	PUNCT
esutjss-219	310	1	this	this	PRON
esutjss-219	310	2	will	will	AUX
esutjss-219	310	3	help	help	VERB
esutjss-219	310	4	in	in	ADP
esutjss-219	310	5	adapting	adapt	VERB
esutjss-219	310	6	to	to	ADP
esutjss-219	310	7	evolving	evolve	VERB
esutjss-219	310	8	risks	risk	NOUN
esutjss-219	310	9	and	and	CCONJ
esutjss-219	310	10	improving	improve	VERB
esutjss-219	310	11	overall	overall	ADJ
esutjss-219	310	12	resilience	resilience	NOUN
esutjss-219	310	13	.	.	PUNCT
esutjss-219	311	1	references	reference	NOUN
esutjss-219	311	2	adeyemi	adeyemi	ADV
esutjss-219	311	3	,	,	PUNCT
esutjss-219	311	4	a.	a.	PROPN
esutjss-219	311	5	s.	s.	PROPN
esutjss-219	311	6	,	,	PUNCT
esutjss-219	311	7	&	&	CCONJ
esutjss-219	311	8	adetunji	adetunji	PROPN
esutjss-219	311	9	,	,	PUNCT
esutjss-219	311	10	m.	m.	NOUN
esutjss-219	311	11	a.	a.	NOUN
esutjss-219	311	12	(	(	PUNCT
esutjss-219	311	13	2013	2013	NUM
esutjss-219	311	14	)	)	PUNCT
esutjss-219	311	15	.	.	PUNCT
esutjss-219	312	1	insurance	insurance	NOUN
esutjss-219	312	2	and	and	CCONJ
esutjss-219	312	3	risk	risk	NOUN
esutjss-219	312	4	management	management	NOUN
esutjss-219	312	5	in	in	ADP
esutjss-219	312	6	nigeria	nigeria	PROPN
esutjss-219	312	7	.	.	PUNCT
esutjss-219	313	1	journal	journal	PROPN
esutjss-219	313	2	of	of	ADP
esutjss-219	313	3	financial	financial	ADJ
esutjss-219	313	4	risk	risk	NOUN
esutjss-219	313	5	management	management	NOUN
esutjss-219	313	6	,	,	PUNCT
esutjss-219	313	7	2(1	2(1	NUM
esutjss-219	313	8	)	)	PUNCT
esutjss-219	313	9	,	,	PUNCT
esutjss-219	313	10	1	1	NUM
esutjss-219	313	11	-	-	SYM
esutjss-219	313	12	10	10	NUM
esutjss-219	313	13	.	.	PUNCT
esutjss-219	314	1	afolabi	afolabi	NOUN
esutjss-219	314	2	,	,	PUNCT
esutjss-219	314	3	a.	a.	NOUN
esutjss-219	314	4	,	,	PUNCT
esutjss-219	314	5	&	&	CCONJ
esutjss-219	314	6	olaleye	olaleye	PROPN
esutjss-219	314	7	,	,	PUNCT
esutjss-219	314	8	b.	b.	PROPN
esutjss-219	314	9	(	(	PUNCT
esutjss-219	314	10	2022	2022	NUM
esutjss-219	314	11	)	)	PUNCT
esutjss-219	314	12	.	.	PUNCT
esutjss-219	315	1	insurance	insurance	NOUN
esutjss-219	315	2	awareness	awareness	NOUN
esutjss-219	315	3	and	and	CCONJ
esutjss-219	315	4	its	its	PRON
esutjss-219	315	5	impact	impact	NOUN
esutjss-219	315	6	on	on	ADP
esutjss-219	315	7	small	small	ADJ
esutjss-219	315	8	and	and	CCONJ
esutjss-219	315	9	medium	medium	ADJ
esutjss-219	315	10	enterprises	enterprise	NOUN
esutjss-219	315	11	in	in	ADP
esutjss-219	315	12	nigeria	nigeria	PROPN
esutjss-219	315	13	.	.	PUNCT
esutjss-219	316	1	journal	journal	PROPN
esutjss-219	316	2	of	of	ADP
esutjss-219	316	3	business	business	NOUN
esutjss-219	316	4	research	research	NOUN
esutjss-219	316	5	,	,	PUNCT
esutjss-219	316	6	12(3	12(3	NUM
esutjss-219	316	7	)	)	PUNCT
esutjss-219	316	8	,	,	PUNCT
esutjss-219	316	9	45	45	NUM
esutjss-219	316	10	-	-	SYM
esutjss-219	316	11	60	60	NUM
esutjss-219	316	12	.	.	PUNCT
esutjss-219	317	1	ajemunigbohun	ajemunigbohun	PROPN
esutjss-219	317	2	,	,	PUNCT
esutjss-219	317	3	s.	s.	PROPN
esutjss-219	317	4	s.	s.	PROPN
esutjss-219	317	5	,	,	PUNCT
esutjss-219	317	6	alli	alli	PROPN
esutjss-219	317	7	,	,	PUNCT
esutjss-219	317	8	n.	n.	PROPN
esutjss-219	317	9	g.	g.	PROPN
esutjss-219	317	10	,	,	PUNCT
esutjss-219	317	11	&	&	CCONJ
esutjss-219	317	12	ganiyu	ganiyu	PROPN
esutjss-219	317	13	,	,	PUNCT
esutjss-219	317	14	k.	k.	PROPN
esutjss-219	317	15	(	(	PUNCT
esutjss-219	317	16	2019	2019	NUM
esutjss-219	317	17	)	)	PUNCT
esutjss-219	317	18	.	.	PUNCT
esutjss-219	318	1	life	life	NOUN
esutjss-219	318	2	annuity	annuity	NOUN
esutjss-219	318	3	purchase	purchase	NOUN
esutjss-219	318	4	and	and	CCONJ
esutjss-219	318	5	retirees	retiree	NOUN
esutjss-219	318	6	life	life	NOUN
esutjss-219	318	7	satisfaction	satisfaction	NOUN
esutjss-219	318	8	in	in	ADP
esutjss-219	318	9	nigeria	nigeria	PROPN
esutjss-219	318	10	:	:	PUNCT
esutjss-219	318	11	evidence	evidence	NOUN
esutjss-219	318	12	from	from	ADP
esutjss-219	318	13	retirees	retiree	NOUN
esutjss-219	318	14	in	in	ADP
esutjss-219	318	15	kwara	kwara	PROPN
esutjss-219	318	16	state	state	PROPN
esutjss-219	318	17	,	,	PUNCT
esutjss-219	318	18	nigeria	nigeria	PROPN
esutjss-219	318	19	.	.	PUNCT
esutjss-219	319	1	international	international	ADJ
esutjss-219	319	2	journal	journal	PROPN
esutjss-219	319	3	of	of	ADP
esutjss-219	319	4	social	social	PROPN
esutjss-219	319	5	&	&	CCONJ
esutjss-219	319	6	management	management	NOUN
esutjss-219	319	7	sciences	sciences	PROPN
esutjss-219	319	8	,	,	PUNCT
esutjss-219	319	9	2(1	2(1	NUM
esutjss-219	319	10	)	)	PUNCT
esutjss-219	319	11	,	,	PUNCT
esutjss-219	319	12	122	122	NUM
esutjss-219	319	13	-	-	SYM
esutjss-219	319	14	133	133	NUM
esutjss-219	319	15	.	.	PUNCT
esutjss-219	320	1	ajemunigbohun	ajemunigbohun	PROPN
esutjss-219	320	2	,	,	PUNCT
esutjss-219	320	3	s.	s.	PROPN
esutjss-219	320	4	s.	s.	PROPN
esutjss-219	320	5	,	,	PUNCT
esutjss-219	320	6	alli	alli	PROPN
esutjss-219	320	7	,	,	PUNCT
esutjss-219	320	8	n.	n.	PROPN
esutjss-219	320	9	g.	g.	PROPN
esutjss-219	320	10	,	,	PUNCT
esutjss-219	320	11	ganiyu	ganiyu	NOUN
esutjss-219	320	12	,	,	PUNCT
esutjss-219	320	13	k.	k.	PROPN
esutjss-219	320	14	,	,	PUNCT
esutjss-219	320	15	&	&	CCONJ
esutjss-219	320	16	offa	offa	PROPN
esutjss-219	320	17	,	,	PUNCT
esutjss-219	320	18	k.	k.	PROPN
esutjss-219	320	19	s.	s.	PROPN
esutjss-219	320	20	(	(	PUNCT
esutjss-219	320	21	2018	2018	NUM
esutjss-219	320	22	)	)	PUNCT
esutjss-219	320	23	.	.	PUNCT
esutjss-219	321	1	preretirement	preretirement	ADJ
esutjss-219	321	2	pension	pension	NOUN
esutjss-219	321	3	planning	planning	NOUN
esutjss-219	321	4	and	and	CCONJ
esutjss-219	321	5	life	life	NOUN
esutjss-219	321	6	insurance	insurance	NOUN
esutjss-219	321	7	purchase	purchase	NOUN
esutjss-219	321	8	among	among	ADP
esutjss-219	321	9	retired	retired	ADJ
esutjss-219	321	10	civil	civil	ADJ
esutjss-219	321	11	servants	servant	NOUN
esutjss-219	321	12	in	in	ADP
esutjss-219	321	13	southwestern	southwestern	NOUN
esutjss-219	321	14	,	,	PUNCT
esutjss-219	321	15	nigeria	nigeria	PROPN
esutjss-219	321	16	.	.	PUNCT
esutjss-219	322	1	paradigms	paradigm	VERB
esutjss-219	322	2	:	:	PUNCT
esutjss-219	322	3	a	a	DET
esutjss-219	322	4	research	research	NOUN
esutjss-219	322	5	journal	journal	NOUN
esutjss-219	322	6	of	of	ADP
esutjss-219	322	7	commerce	commerce	PROPN
esutjss-219	322	8	,	,	PUNCT
esutjss-219	322	9	economics	economic	NOUN
esutjss-219	322	10	,	,	PUNCT
esutjss-219	322	11	and	and	CCONJ
esutjss-219	322	12	social	social	ADJ
esutjss-219	322	13	sciences	science	NOUN
esutjss-219	322	14	,	,	PUNCT
esutjss-219	322	15	12(1	12(1	NUM
esutjss-219	322	16	)	)	PUNCT
esutjss-219	322	17	,	,	PUNCT
esutjss-219	322	18	1	1	NUM
esutjss-219	322	19	-	-	SYM
esutjss-219	322	20	5	5	NUM
esutjss-219	322	21	.	.	PUNCT
esutjss-219	323	1	ajemunigbohun	ajemunigbohun	PROPN
esutjss-219	323	2	,	,	PUNCT
esutjss-219	323	3	s.	s.	PROPN
esutjss-219	323	4	s.	s.	PROPN
esutjss-219	323	5	,	,	PUNCT
esutjss-219	323	6	oreshile	oreshile	VERB
esutjss-219	323	7	,	,	PUNCT
esutjss-219	323	8	s.	s.	PROPN
esutjss-219	323	9	a.	a.	PROPN
esutjss-219	323	10	,	,	PUNCT
esutjss-219	323	11	&	&	CCONJ
esutjss-219	323	12	alli	alli	PROPN
esutjss-219	323	13	,	,	PUNCT
esutjss-219	323	14	n.	n.	PROPN
esutjss-219	323	15	g.	g.	PROPN
esutjss-219	323	16	(	(	PUNCT
esutjss-219	323	17	2018	2018	NUM
esutjss-219	323	18	)	)	PUNCT
esutjss-219	323	19	.	.	PUNCT
esutjss-219	324	1	internal	internal	ADJ
esutjss-219	324	2	marketing	marketing	NOUN
esutjss-219	324	3	,	,	PUNCT
esutjss-219	324	4	salesforce	salesforce	NOUN
esutjss-219	324	5	performance	performance	NOUN
esutjss-219	324	6	and	and	CCONJ
esutjss-219	324	7	service	service	NOUN
esutjss-219	324	8	delivery	delivery	NOUN
esutjss-219	324	9	:	:	PUNCT
esutjss-219	324	10	empirical	empirical	ADJ
esutjss-219	324	11	evidence	evidence	NOUN
esutjss-219	324	12	from	from	ADP
esutjss-219	324	13	the	the	DET
esutjss-219	324	14	nigerian	nigerian	ADJ
esutjss-219	324	15	insurance	insurance	NOUN
esutjss-219	324	16	industry	industry	NOUN
esutjss-219	324	17	.	.	PUNCT
esutjss-219	325	1	annals	annal	NOUN
esutjss-219	325	2	of	of	ADP
esutjss-219	325	3	the	the	DET
esutjss-219	325	4	university	university	PROPN
esutjss-219	325	5	of	of	ADP
esutjss-219	325	6	craiova	craiova	PROPN
esutjss-219	325	7	,	,	PUNCT
esutjss-219	325	8	economic	economic	ADJ
esutjss-219	325	9	sciences	sciences	PROPN
esutjss-219	325	10	series	series	NOUN
esutjss-219	325	11	,	,	PUNCT
esutjss-219	325	12	1(46	1(46	NUM
esutjss-219	325	13	)	)	PUNCT
esutjss-219	325	14	.	.	PUNCT
esutjss-219	326	1	339	339	NUM
esutjss-219	326	2	akinwale	akinwale	NOUN
esutjss-219	326	3	,	,	PUNCT
esutjss-219	326	4	a.	a.	PROPN
esutjss-219	326	5	,	,	PUNCT
esutjss-219	326	6	oladipo	oladipo	NOUN
esutjss-219	326	7	,	,	PUNCT
esutjss-219	326	8	o.	o.	PROPN
esutjss-219	326	9	,	,	PUNCT
esutjss-219	326	10	&	&	CCONJ
esutjss-219	326	11	nduka	nduka	PROPN
esutjss-219	326	12	,	,	PUNCT
esutjss-219	326	13	a.	a.	NOUN
esutjss-219	326	14	(	(	PUNCT
esutjss-219	326	15	2020	2020	NUM
esutjss-219	326	16	)	)	PUNCT
esutjss-219	326	17	.	.	PUNCT
esutjss-219	327	1	political	political	ADJ
esutjss-219	327	2	instability	instability	NOUN
esutjss-219	327	3	and	and	CCONJ
esutjss-219	327	4	its	its	PRON
esutjss-219	327	5	impact	impact	NOUN
esutjss-219	327	6	on	on	ADP
esutjss-219	327	7	supply	supply	NOUN
esutjss-219	327	8	chains	chain	NOUN
esutjss-219	327	9	in	in	ADP
esutjss-219	327	10	nigeria	nigeria	PROPN
esutjss-219	327	11	.	.	PUNCT
esutjss-219	328	1	african	african	ADJ
esutjss-219	328	2	journal	journal	PROPN
esutjss-219	328	3	of	of	ADP
esutjss-219	328	4	economic	economic	ADJ
esutjss-219	328	5	review	review	NOUN
esutjss-219	328	6	,	,	PUNCT
esutjss-219	328	7	8(4	8(4	NUM
esutjss-219	328	8	)	)	PUNCT
esutjss-219	328	9	,	,	PUNCT
esutjss-219	328	10	112	112	NUM
esutjss-219	328	11	-	-	SYM
esutjss-219	328	12	129	129	NUM
esutjss-219	328	13	.	.	PUNCT
esutjss-219	329	1	alli	alli	PROPN
esutjss-219	329	2	,	,	PUNCT
esutjss-219	329	3	n.	n.	PROPN
esutjss-219	329	4	g.	g.	PROPN
esutjss-219	329	5	,	,	PUNCT
esutjss-219	329	6	aina	aina	PROPN
esutjss-219	329	7	,	,	PUNCT
esutjss-219	329	8	j.	j.	PROPN
esutjss-219	329	9	,	,	PUNCT
esutjss-219	329	10	&	&	CCONJ
esutjss-219	329	11	ganiyu	ganiyu	PROPN
esutjss-219	329	12	,	,	PUNCT
esutjss-219	329	13	k.	k.	PROPN
esutjss-219	329	14	(	(	PUNCT
esutjss-219	329	15	2023	2023	NUM
esutjss-219	329	16	)	)	PUNCT
esutjss-219	329	17	.	.	PUNCT
esutjss-219	330	1	awareness	awareness	NOUN
esutjss-219	330	2	and	and	CCONJ
esutjss-219	330	3	acceptance	acceptance	NOUN
esutjss-219	330	4	of	of	ADP
esutjss-219	330	5	household	household	NOUN
esutjss-219	330	6	(	(	PUNCT
esutjss-219	330	7	building	building	NOUN
esutjss-219	330	8	)	)	PUNCT
esutjss-219	330	9	insurance	insurance	NOUN
esutjss-219	330	10	among	among	ADP
esutjss-219	330	11	private	private	ADJ
esutjss-219	330	12	residence	residence	NOUN
esutjss-219	330	13	of	of	ADP
esutjss-219	330	14	flood	flood	NOUN
esutjss-219	330	15	prone	prone	ADJ
esutjss-219	330	16	areas	area	NOUN
esutjss-219	330	17	in	in	ADP
esutjss-219	330	18	lagos	lagos	PROPN
esutjss-219	330	19	state	state	NOUN
esutjss-219	330	20	,	,	PUNCT
esutjss-219	330	21	nigeria	nigeria	PROPN
esutjss-219	330	22	.	.	PUNCT
esutjss-219	331	1	caritas	caritas	PROPN
esutjss-219	331	2	journal	journal	PROPN
esutjss-219	331	3	of	of	ADP
esutjss-219	331	4	management	management	NOUN
esutjss-219	331	5	,	,	PUNCT
esutjss-219	331	6	,	,	PUNCT
esutjss-219	331	7	social	social	ADJ
esutjss-219	331	8	sciences	science	NOUN
esutjss-219	331	9	and	and	CCONJ
esutjss-219	331	10	humanities	humanity	NOUN
esutjss-219	331	11	,	,	PUNCT
esutjss-219	331	12	2(1	2(1	NUM
esutjss-219	331	13	)	)	PUNCT
esutjss-219	331	14	.	.	PUNCT
esutjss-219	332	1	alli	alli	PROPN
esutjss-219	332	2	,	,	PUNCT
esutjss-219	332	3	n.	n.	PROPN
esutjss-219	332	4	g.	g.	PROPN
esutjss-219	332	5	,	,	PUNCT
esutjss-219	332	6	ganiyu	ganiyu	NOUN
esutjss-219	332	7	,	,	PUNCT
esutjss-219	332	8	k.	k.	PROPN
esutjss-219	332	9	,	,	PUNCT
esutjss-219	332	10	&	&	CCONJ
esutjss-219	332	11	aina	aina	PROPN
esutjss-219	332	12	,	,	PUNCT
esutjss-219	332	13	j.	j.	PROPN
esutjss-219	332	14	(	(	PUNCT
esutjss-219	332	15	2020	2020	NUM
esutjss-219	332	16	)	)	PUNCT
esutjss-219	332	17	.	.	PUNCT
esutjss-219	333	1	place	place	NOUN
esutjss-219	333	2	of	of	ADP
esutjss-219	333	3	nigerian	nigerian	ADJ
esutjss-219	333	4	insurance	insurance	NOUN
esutjss-219	333	5	industry	industry	NOUN
esutjss-219	333	6	in	in	ADP
esutjss-219	333	7	cryptocurrency	cryptocurrency	NOUN
esutjss-219	333	8	insurance	insurance	NOUN
esutjss-219	333	9	as	as	ADP
esutjss-219	333	10	an	an	DET
esutjss-219	333	11	emerging	emerge	VERB
esutjss-219	333	12	market	market	NOUN
esutjss-219	333	13	.	.	PUNCT
esutjss-219	334	1	esut	esut	PROPN
esutjss-219	334	2	journal	journal	PROPN
esutjss-219	334	3	of	of	ADP
esutjss-219	334	4	social	social	ADJ
esutjss-219	334	5	sciences	science	NOUN
esutjss-219	334	6	,	,	PUNCT
esutjss-219	334	7	5(3	5(3	NUM
esutjss-219	334	8	)	)	PUNCT
esutjss-219	334	9	.	.	PUNCT
esutjss-219	335	1	alli	alli	PROPN
esutjss-219	335	2	,	,	PUNCT
esutjss-219	335	3	n.	n.	PROPN
esutjss-219	335	4	g.	g.	PROPN
esutjss-219	335	5	,	,	PUNCT
esutjss-219	335	6	ganiyu	ganiyu	NOUN
esutjss-219	335	7	,	,	PUNCT
esutjss-219	335	8	k.	k.	PROPN
esutjss-219	335	9	,	,	PUNCT
esutjss-219	335	10	&	&	CCONJ
esutjss-219	335	11	aina	aina	PROPN
esutjss-219	335	12	,	,	PUNCT
esutjss-219	335	13	j.	j.	PROPN
esutjss-219	335	14	(	(	PUNCT
esutjss-219	335	15	2021	2021	NUM
esutjss-219	335	16	)	)	PUNCT
esutjss-219	335	17	.	.	PUNCT
esutjss-219	336	1	knowledge	knowledge	NOUN
esutjss-219	336	2	,	,	PUNCT
esutjss-219	336	3	attitude	attitude	NOUN
esutjss-219	336	4	and	and	CCONJ
esutjss-219	336	5	perception	perception	NOUN
esutjss-219	336	6	of	of	ADP
esutjss-219	336	7	artificial	artificial	ADJ
esutjss-219	336	8	intelligence	intelligence	NOUN
esutjss-219	336	9	and	and	CCONJ
esutjss-219	336	10	its	its	PRON
esutjss-219	336	11	application	application	NOUN
esutjss-219	336	12	in	in	ADP
esutjss-219	336	13	the	the	DET
esutjss-219	336	14	key	key	ADJ
esutjss-219	336	15	operations	operation	NOUN
esutjss-219	336	16	of	of	ADP
esutjss-219	336	17	insurance	insurance	NOUN
esutjss-219	336	18	in	in	ADP
esutjss-219	336	19	nigeria	nigeria	PROPN
esutjss-219	336	20	.	.	PUNCT
esutjss-219	337	1	nigerian	nigerian	PROPN
esutjss-219	337	2	journal	journal	PROPN
esutjss-219	337	3	of	of	ADP
esutjss-219	337	4	risk	risk	NOUN
esutjss-219	337	5	and	and	CCONJ
esutjss-219	337	6	insurance	insurance	NOUN
esutjss-219	337	7	,	,	PUNCT
esutjss-219	337	8	11(1	11(1	NUM
esutjss-219	337	9	)	)	PUNCT
esutjss-219	337	10	,	,	PUNCT
esutjss-219	337	11	1	1	NUM
esutjss-219	337	12	-	-	SYM
esutjss-219	337	13	19	19	NUM
esutjss-219	337	14	.	.	PUNCT
esutjss-219	338	1	alli	alli	PROPN
esutjss-219	338	2	,	,	PUNCT
esutjss-219	338	3	n.	n.	PROPN
esutjss-219	338	4	,	,	PUNCT
esutjss-219	338	5	aina	aina	PROPN
esutjss-219	338	6	,	,	PUNCT
esutjss-219	338	7	j.	j.	PROPN
esutjss-219	338	8	,	,	PUNCT
esutjss-219	338	9	&	&	CCONJ
esutjss-219	338	10	ganiyu	ganiyu	PROPN
esutjss-219	338	11	,	,	PUNCT
esutjss-219	338	12	k.	k.	PROPN
esutjss-219	338	13	(	(	PUNCT
esutjss-219	338	14	2021	2021	NUM
esutjss-219	338	15	)	)	PUNCT
esutjss-219	338	16	.	.	PUNCT
esutjss-219	339	1	role	role	NOUN
esutjss-219	339	2	of	of	ADP
esutjss-219	339	3	preretirement	preretirement	ADJ
esutjss-219	339	4	education	education	NOUN
esutjss-219	339	5	on	on	ADP
esutjss-219	339	6	post	post	ADJ
esutjss-219	339	7	-	-	ADJ
esutjss-219	339	8	retirement	retirement	ADJ
esutjss-219	339	9	lives	life	NOUN
esutjss-219	339	10	of	of	ADP
esutjss-219	339	11	retirees	retiree	NOUN
esutjss-219	339	12	from	from	ADP
esutjss-219	339	13	insurance	insurance	NOUN
esutjss-219	339	14	companies	company	NOUN
esutjss-219	339	15	in	in	ADP
esutjss-219	339	16	nigeria	nigeria	PROPN
esutjss-219	339	17	.	.	PUNCT
esutjss-219	340	1	unilag	unilag	PROPN
esutjss-219	340	2	journal	journal	PROPN
esutjss-219	340	3	of	of	ADP
esutjss-219	340	4	business	business	NOUN
esutjss-219	340	5	,	,	PUNCT
esutjss-219	340	6	7(1	7(1	NUM
esutjss-219	340	7	)	)	PUNCT
esutjss-219	340	8	,	,	PUNCT
esutjss-219	340	9	50	50	NUM
esutjss-219	340	10	-	-	SYM
esutjss-219	340	11	66	66	NUM
esutjss-219	340	12	.	.	PUNCT
esutjss-219	341	1	alli	alli	PROPN
esutjss-219	341	2	,	,	PUNCT
esutjss-219	341	3	n.g	n.g	PROPN
esutjss-219	341	4	,	,	PUNCT
esutjss-219	341	5	jubril	jubril	PROPN
esutjss-219	341	6	,	,	PUNCT
esutjss-219	341	7	t.s	t.s	PROPN
esutjss-219	341	8	,	,	PUNCT
esutjss-219	341	9	&	&	CCONJ
esutjss-219	341	10	bello	bello	PROPN
esutjss-219	341	11	,	,	PUNCT
esutjss-219	341	12	l.t	l.t	PROPN
esutjss-219	341	13	.	.	PROPN
esutjss-219	341	14	(	(	PUNCT
esutjss-219	341	15	2024	2024	NUM
esutjss-219	341	16	)	)	PUNCT
esutjss-219	341	17	.	.	PUNCT
esutjss-219	342	1	impact	impact	NOUN
esutjss-219	342	2	of	of	ADP
esutjss-219	342	3	fuel	fuel	NOUN
esutjss-219	342	4	subsidy	subsidy	NOUN
esutjss-219	342	5	removal	removal	NOUN
esutjss-219	342	6	on	on	ADP
esutjss-219	342	7	nigeria	nigeria	PROPN
esutjss-219	342	8	’s	’s	PART
esutjss-219	342	9	supply	supply	NOUN
esutjss-219	342	10	chain	chain	NOUN
esutjss-219	342	11	:	:	PUNCT
esutjss-219	342	12	a	a	DET
esutjss-219	342	13	case	case	NOUN
esutjss-219	342	14	study	study	NOUN
esutjss-219	342	15	analysis	analysis	NOUN
esutjss-219	342	16	.	.	PUNCT
esutjss-219	343	1	international	international	ADJ
esutjss-219	343	2	journal	journal	NOUN
esutjss-219	343	3	of	of	ADP
esutjss-219	343	4	studies	study	NOUN
esutjss-219	343	5	in	in	ADP
esutjss-219	343	6	business	business	NOUN
esutjss-219	343	7	management	management	NOUN
esutjss-219	343	8	,	,	PUNCT
esutjss-219	343	9	economics	economic	NOUN
esutjss-219	343	10	and	and	CCONJ
esutjss-219	343	11	strategies	strategy	NOUN
esutjss-219	343	12	,	,	PUNCT
esutjss-219	343	13	3(4	3(4	NUM
esutjss-219	343	14	)	)	PUNCT
esutjss-219	343	15	,	,	PUNCT
esutjss-219	343	16	125–143	125–143	NUM
esutjss-219	343	17	.	.	PUNCT
esutjss-219	344	1	retrieved	retrieve	VERB
esutjss-219	344	2	from	from	ADP
esutjss-219	344	3	https://scholarsdigest.org/index.php/bmes/article/view/663	https://scholarsdigest.org/index.php/bmes/article/view/663	PROPN
esutjss-219	344	4	anyanwu	anyanwu	NOUN
esutjss-219	344	5	,	,	PUNCT
esutjss-219	344	6	c.	c.	PROPN
esutjss-219	344	7	m.	m.	NOUN
esutjss-219	344	8	(	(	PUNCT
esutjss-219	344	9	2014	2014	NUM
esutjss-219	344	10	)	)	PUNCT
esutjss-219	344	11	.	.	PUNCT
esutjss-219	345	1	insurance	insurance	NOUN
esutjss-219	345	2	penetration	penetration	NOUN
esutjss-219	345	3	and	and	CCONJ
esutjss-219	345	4	economic	economic	ADJ
esutjss-219	345	5	development	development	NOUN
esutjss-219	345	6	in	in	ADP
esutjss-219	345	7	nigeria	nigeria	PROPN
esutjss-219	345	8	.	.	PUNCT
esutjss-219	346	1	international	international	ADJ
esutjss-219	346	2	journal	journal	PROPN
esutjss-219	346	3	of	of	ADP
esutjss-219	346	4	business	business	NOUN
esutjss-219	346	5	and	and	CCONJ
esutjss-219	346	6	management	management	NOUN
esutjss-219	346	7	,	,	PUNCT
esutjss-219	346	8	9(5	9(5	NUM
esutjss-219	346	9	)	)	PUNCT
esutjss-219	346	10	,	,	PUNCT
esutjss-219	346	11	47	47	NUM
esutjss-219	346	12	-	-	SYM
esutjss-219	346	13	59	59	NUM
esutjss-219	346	14	.	.	PUNCT
esutjss-219	346	15	arrow	arrow	PROPN
esutjss-219	346	16	,	,	PUNCT
esutjss-219	346	17	k.	k.	PROPN
esutjss-219	346	18	j.	j.	PROPN
esutjss-219	346	19	(	(	PUNCT
esutjss-219	346	20	1963	1963	NUM
esutjss-219	346	21	)	)	PUNCT
esutjss-219	346	22	.	.	PUNCT
esutjss-219	347	1	uncertainty	uncertainty	NOUN
esutjss-219	347	2	and	and	CCONJ
esutjss-219	347	3	the	the	DET
esutjss-219	347	4	welfare	welfare	NOUN
esutjss-219	347	5	economics	economic	NOUN
esutjss-219	347	6	of	of	ADP
esutjss-219	347	7	medical	medical	ADJ
esutjss-219	347	8	care	care	NOUN
esutjss-219	347	9	.	.	PUNCT
esutjss-219	348	1	american	american	PROPN
esutjss-219	348	2	economic	economic	PROPN
esutjss-219	348	3	review	review	PROPN
esutjss-219	348	4	,	,	PUNCT
esutjss-219	348	5	53(5	53(5	NUM
esutjss-219	348	6	)	)	PUNCT
esutjss-219	348	7	,	,	PUNCT
esutjss-219	348	8	941	941	NUM
esutjss-219	348	9	-	-	SYM
esutjss-219	348	10	973	973	NUM
esutjss-219	348	11	.	.	PUNCT
esutjss-219	349	1	ayeni	ayeni	PROPN
esutjss-219	349	2	,	,	PUNCT
esutjss-219	349	3	f.	f.	PROPN
esutjss-219	349	4	,	,	PUNCT
esutjss-219	349	5	&	&	CCONJ
esutjss-219	349	6	ojo	ojo	PROPN
esutjss-219	349	7	,	,	PUNCT
esutjss-219	349	8	j.	j.	PROPN
esutjss-219	349	9	(	(	PUNCT
esutjss-219	349	10	2019	2019	NUM
esutjss-219	349	11	)	)	PUNCT
esutjss-219	349	12	.	.	PUNCT
esutjss-219	350	1	economic	economic	ADJ
esutjss-219	350	2	volatility	volatility	NOUN
esutjss-219	350	3	and	and	CCONJ
esutjss-219	350	4	supply	supply	NOUN
esutjss-219	350	5	chain	chain	NOUN
esutjss-219	350	6	risks	risk	NOUN
esutjss-219	350	7	in	in	ADP
esutjss-219	350	8	nigeria	nigeria	PROPN
esutjss-219	350	9	:	:	PUNCT
esutjss-219	350	10	an	an	DET
esutjss-219	350	11	analysis	analysis	NOUN
esutjss-219	350	12	.	.	PUNCT
esutjss-219	351	1	nigerian	nigerian	ADJ
esutjss-219	351	2	journal	journal	PROPN
esutjss-219	351	3	of	of	ADP
esutjss-219	351	4	economics	economic	NOUN
esutjss-219	351	5	and	and	CCONJ
esutjss-219	351	6	development	development	NOUN
esutjss-219	351	7	studies	study	NOUN
esutjss-219	351	8	,	,	PUNCT
esutjss-219	351	9	11(1	11(1	NUM
esutjss-219	351	10	)	)	PUNCT
esutjss-219	351	11	,	,	PUNCT
esutjss-219	351	12	78	78	NUM
esutjss-219	351	13	-	-	SYM
esutjss-219	351	14	94	94	NUM
esutjss-219	351	15	.	.	PUNCT
esutjss-219	352	1	bello	bello	PROPN
esutjss-219	352	2	,	,	PUNCT
esutjss-219	352	3	o.	o.	PROPN
esutjss-219	352	4	,	,	PUNCT
esutjss-219	352	5	adebayo	adebayo	PROPN
esutjss-219	352	6	,	,	PUNCT
esutjss-219	352	7	s.	s.	PROPN
esutjss-219	352	8	,	,	PUNCT
esutjss-219	352	9	&	&	CCONJ
esutjss-219	352	10	bello	bello	PROPN
esutjss-219	352	11	,	,	PUNCT
esutjss-219	352	12	k.	k.	PROPN
esutjss-219	352	13	(	(	PUNCT
esutjss-219	352	14	2019	2019	NUM
esutjss-219	352	15	)	)	PUNCT
esutjss-219	352	16	.	.	PUNCT
esutjss-219	353	1	port	port	NOUN
esutjss-219	353	2	efficiency	efficiency	NOUN
esutjss-219	353	3	and	and	CCONJ
esutjss-219	353	4	its	its	PRON
esutjss-219	353	5	effects	effect	NOUN
esutjss-219	353	6	on	on	ADP
esutjss-219	353	7	supply	supply	NOUN
esutjss-219	353	8	chain	chain	NOUN
esutjss-219	353	9	performance	performance	NOUN
esutjss-219	353	10	in	in	ADP
esutjss-219	353	11	nigeria	nigeria	PROPN
esutjss-219	353	12	.	.	PUNCT
esutjss-219	354	1	international	international	ADJ
esutjss-219	354	2	journal	journal	PROPN
esutjss-219	354	3	of	of	ADP
esutjss-219	354	4	logistics	logistic	NOUN
esutjss-219	354	5	management	management	NOUN
esutjss-219	354	6	,	,	PUNCT
esutjss-219	354	7	20(2	20(2	NUM
esutjss-219	354	8	)	)	PUNCT
esutjss-219	354	9	,	,	PUNCT
esutjss-219	354	10	234249	234249	NUM
esutjss-219	354	11	.	.	PUNCT
esutjss-219	355	1	bessis	bessis	NOUN
esutjss-219	355	2	,	,	PUNCT
esutjss-219	355	3	j.	j.	PROPN
esutjss-219	355	4	(	(	PUNCT
esutjss-219	355	5	2015	2015	NUM
esutjss-219	355	6	)	)	PUNCT
esutjss-219	355	7	.	.	PUNCT
esutjss-219	356	1	risk	risk	NOUN
esutjss-219	356	2	management	management	NOUN
esutjss-219	356	3	in	in	ADP
esutjss-219	356	4	banking	banking	NOUN
esutjss-219	356	5	.	.	PUNCT
esutjss-219	357	1	wiley	wiley	PROPN
esutjss-219	357	2	.	.	PUNCT
esutjss-219	358	1	black	black	PROPN
esutjss-219	358	2	,	,	PUNCT
esutjss-219	358	3	k.	k.	PROPN
esutjss-219	358	4	,	,	PUNCT
esutjss-219	358	5	&	&	CCONJ
esutjss-219	358	6	skipper	skipper	PROPN
esutjss-219	358	7	,	,	PUNCT
esutjss-219	358	8	h.	h.	PROPN
esutjss-219	358	9	d.	d.	PROPN
esutjss-219	358	10	(	(	PUNCT
esutjss-219	358	11	2000	2000	NUM
esutjss-219	358	12	)	)	PUNCT
esutjss-219	358	13	.	.	PUNCT
esutjss-219	359	1	life	life	NOUN
esutjss-219	359	2	and	and	CCONJ
esutjss-219	359	3	health	health	NOUN
esutjss-219	359	4	insurance	insurance	NOUN
esutjss-219	359	5	.	.	PUNCT
esutjss-219	360	1	prentice	prentice	PROPN
esutjss-219	360	2	hall	hall	PROPN
esutjss-219	360	3	.	.	PUNCT
esutjss-219	361	1	bowersox	bowersox	PROPN
esutjss-219	361	2	,	,	PUNCT
esutjss-219	361	3	d.	d.	PROPN
esutjss-219	361	4	j.	j.	PROPN
esutjss-219	361	5	,	,	PUNCT
esutjss-219	361	6	closs	closs	PROPN
esutjss-219	361	7	,	,	PUNCT
esutjss-219	361	8	d.	d.	PROPN
esutjss-219	361	9	j.	j.	PROPN
esutjss-219	361	10	,	,	PUNCT
esutjss-219	361	11	&	&	CCONJ
esutjss-219	361	12	cooper	cooper	PROPN
esutjss-219	361	13	,	,	PUNCT
esutjss-219	361	14	m.	m.	PROPN
esutjss-219	361	15	b.	b.	PROPN
esutjss-219	361	16	(	(	PUNCT
esutjss-219	361	17	2013	2013	NUM
esutjss-219	361	18	)	)	PUNCT
esutjss-219	361	19	.	.	PUNCT
esutjss-219	362	1	supply	supply	NOUN
esutjss-219	362	2	chain	chain	NOUN
esutjss-219	362	3	logistics	logistic	NOUN
esutjss-219	362	4	management	management	NOUN
esutjss-219	362	5	.	.	PUNCT
esutjss-219	363	1	mcgraw	mcgraw	PROPN
esutjss-219	363	2	-	-	PUNCT
esutjss-219	363	3	hill	hill	NOUN
esutjss-219	363	4	education	education	NOUN
esutjss-219	363	5	.	.	PUNCT
esutjss-219	364	1	braz	braz	PROPN
esutjss-219	364	2	,	,	PUNCT
esutjss-219	364	3	c.	c.	PROPN
esutjss-219	364	4	,	,	PUNCT
esutjss-219	364	5	moreira	moreira	PROPN
esutjss-219	364	6	,	,	PUNCT
esutjss-219	364	7	s.	s.	PROPN
esutjss-219	364	8	,	,	PUNCT
esutjss-219	364	9	&	&	CCONJ
esutjss-219	364	10	tavares	tavare	NOUN
esutjss-219	364	11	,	,	PUNCT
esutjss-219	364	12	t.	t.	PROPN
esutjss-219	364	13	(	(	PUNCT
esutjss-219	364	14	2020	2020	NUM
esutjss-219	364	15	)	)	PUNCT
esutjss-219	364	16	.	.	PUNCT
esutjss-219	365	1	global	global	ADJ
esutjss-219	365	2	supply	supply	NOUN
esutjss-219	365	3	chain	chain	NOUN
esutjss-219	365	4	risks	risk	NOUN
esutjss-219	365	5	and	and	CCONJ
esutjss-219	365	6	political	political	ADJ
esutjss-219	365	7	instability	instability	NOUN
esutjss-219	365	8	:	:	PUNCT
esutjss-219	365	9	lessons	lesson	NOUN
esutjss-219	365	10	learned	learn	VERB
esutjss-219	365	11	.	.	PUNCT
esutjss-219	366	1	journal	journal	PROPN
esutjss-219	366	2	of	of	ADP
esutjss-219	366	3	international	international	ADJ
esutjss-219	366	4	business	business	NOUN
esutjss-219	366	5	studies	study	NOUN
esutjss-219	366	6	,	,	PUNCT
esutjss-219	366	7	51(7	51(7	PROPN
esutjss-219	366	8	)	)	PUNCT
esutjss-219	366	9	,	,	PUNCT
esutjss-219	366	10	11201135	11201135	NUM
esutjss-219	366	11	.	.	PUNCT
esutjss-219	367	1	chopra	chopra	PROPN
esutjss-219	367	2	,	,	PUNCT
esutjss-219	367	3	s.	s.	PROPN
esutjss-219	367	4	,	,	PUNCT
esutjss-219	367	5	&	&	CCONJ
esutjss-219	367	6	meindl	meindl	PROPN
esutjss-219	367	7	,	,	PUNCT
esutjss-219	367	8	p.	p.	NOUN
esutjss-219	367	9	(	(	PUNCT
esutjss-219	367	10	2019	2019	NUM
esutjss-219	367	11	)	)	PUNCT
esutjss-219	367	12	.	.	PUNCT
esutjss-219	368	1	supply	supply	NOUN
esutjss-219	368	2	chain	chain	NOUN
esutjss-219	368	3	management	management	NOUN
esutjss-219	368	4	:	:	PUNCT
esutjss-219	368	5	strategy	strategy	NOUN
esutjss-219	368	6	,	,	PUNCT
esutjss-219	368	7	planning	planning	NOUN
esutjss-219	368	8	,	,	PUNCT
esutjss-219	368	9	and	and	CCONJ
esutjss-219	368	10	operation	operation	NOUN
esutjss-219	368	11	.	.	PUNCT
esutjss-219	369	1	pearson	pearson	PROPN
esutjss-219	369	2	education	education	PROPN
esutjss-219	369	3	.	.	PUNCT
esutjss-219	370	1	christopher	christopher	PROPN
esutjss-219	370	2	,	,	PUNCT
esutjss-219	370	3	m.	m.	NOUN
esutjss-219	370	4	(	(	PUNCT
esutjss-219	370	5	2000	2000	NUM
esutjss-219	370	6	)	)	PUNCT
esutjss-219	370	7	.	.	PUNCT
esutjss-219	371	1	the	the	DET
esutjss-219	371	2	agile	agile	ADJ
esutjss-219	371	3	supply	supply	NOUN
esutjss-219	371	4	chain	chain	NOUN
esutjss-219	371	5	:	:	PUNCT
esutjss-219	371	6	competing	compete	VERB
esutjss-219	371	7	in	in	ADP
esutjss-219	371	8	volatile	volatile	ADJ
esutjss-219	371	9	markets	market	NOUN
esutjss-219	371	10	.	.	PUNCT
esutjss-219	372	1	industrial	industrial	ADJ
esutjss-219	372	2	management	management	PROPN
esutjss-219	372	3	&	&	CCONJ
esutjss-219	372	4	data	datum	NOUN
esutjss-219	372	5	systems	system	NOUN
esutjss-219	372	6	,	,	PUNCT
esutjss-219	372	7	100(3	100(3	NUM
esutjss-219	372	8	)	)	PUNCT
esutjss-219	372	9	,	,	PUNCT
esutjss-219	372	10	54	54	NUM
esutjss-219	372	11	-	-	SYM
esutjss-219	372	12	60	60	NUM
esutjss-219	372	13	.	.	PUNCT
esutjss-219	373	1	https://scholarsdigest.org/index.php/bmes/article/view/663	https://scholarsdigest.org/index.php/bmes/article/view/663	PROPN
esutjss-219	373	2	340	340	NUM
esutjss-219	373	3	christopher	christopher	NOUN
esutjss-219	373	4	,	,	PUNCT
esutjss-219	373	5	m.	m.	NOUN
esutjss-219	373	6	(	(	PUNCT
esutjss-219	373	7	2016	2016	NUM
esutjss-219	373	8	)	)	PUNCT
esutjss-219	373	9	.	.	PUNCT
esutjss-219	374	1	logistics	logistic	NOUN
esutjss-219	374	2	&	&	CCONJ
esutjss-219	374	3	supply	supply	PROPN
esutjss-219	374	4	chain	chain	NOUN
esutjss-219	374	5	management	management	NOUN
esutjss-219	374	6	.	.	PUNCT
esutjss-219	375	1	pearson	pearson	PROPN
esutjss-219	375	2	education	education	PROPN
esutjss-219	375	3	.	.	PUNCT
esutjss-219	376	1	daramola	daramola	PROPN
esutjss-219	376	2	,	,	PUNCT
esutjss-219	376	3	o.	o.	NOUN
esutjss-219	376	4	(	(	PUNCT
esutjss-219	376	5	2021	2021	NUM
esutjss-219	376	6	)	)	PUNCT
esutjss-219	376	7	.	.	PUNCT
esutjss-219	377	1	the	the	DET
esutjss-219	377	2	role	role	NOUN
esutjss-219	377	3	of	of	ADP
esutjss-219	377	4	property	property	NOUN
esutjss-219	377	5	insurance	insurance	NOUN
esutjss-219	377	6	in	in	ADP
esutjss-219	377	7	supply	supply	NOUN
esutjss-219	377	8	chain	chain	NOUN
esutjss-219	377	9	resilience	resilience	NOUN
esutjss-219	377	10	in	in	ADP
esutjss-219	377	11	nigeria	nigeria	PROPN
esutjss-219	377	12	.	.	PUNCT
esutjss-219	378	1	journal	journal	PROPN
esutjss-219	378	2	of	of	ADP
esutjss-219	378	3	risk	risk	NOUN
esutjss-219	378	4	and	and	CCONJ
esutjss-219	378	5	insurance	insurance	NOUN
esutjss-219	378	6	,	,	PUNCT
esutjss-219	378	7	39(2	39(2	NUM
esutjss-219	378	8	)	)	PUNCT
esutjss-219	378	9	,	,	PUNCT
esutjss-219	378	10	154	154	NUM
esutjss-219	378	11	-	-	SYM
esutjss-219	378	12	171	171	NUM
esutjss-219	378	13	.	.	PUNCT
esutjss-219	379	1	elumilade	elumilade	PROPN
esutjss-219	379	2	,	,	PUNCT
esutjss-219	379	3	d.	d.	PROPN
esutjss-219	379	4	o.	o.	PROPN
esutjss-219	379	5	,	,	PUNCT
esutjss-219	379	6	&	&	CCONJ
esutjss-219	379	7	oladipo	oladipo	PROPN
esutjss-219	379	8	,	,	PUNCT
esutjss-219	379	9	o.	o.	NOUN
esutjss-219	379	10	o.	o.	PROPN
esutjss-219	379	11	(	(	PUNCT
esutjss-219	379	12	2020	2020	NUM
esutjss-219	379	13	)	)	PUNCT
esutjss-219	379	14	.	.	PUNCT
esutjss-219	380	1	technology	technology	NOUN
esutjss-219	380	2	adoption	adoption	NOUN
esutjss-219	380	3	and	and	CCONJ
esutjss-219	380	4	risk	risk	NOUN
esutjss-219	380	5	management	management	NOUN
esutjss-219	380	6	in	in	ADP
esutjss-219	380	7	insurance	insurance	NOUN
esutjss-219	380	8	industry	industry	NOUN
esutjss-219	380	9	:	:	PUNCT
esutjss-219	380	10	a	a	DET
esutjss-219	380	11	nigerian	nigerian	ADJ
esutjss-219	380	12	perspective	perspective	NOUN
esutjss-219	380	13	.	.	PUNCT
esutjss-219	381	1	international	international	ADJ
esutjss-219	381	2	journal	journal	NOUN
esutjss-219	381	3	of	of	ADP
esutjss-219	381	4	risk	risk	NOUN
esutjss-219	381	5	and	and	CCONJ
esutjss-219	381	6	insurance	insurance	NOUN
esutjss-219	381	7	,	,	PUNCT
esutjss-219	381	8	5(2	5(2	NUM
esutjss-219	381	9	)	)	PUNCT
esutjss-219	381	10	,	,	PUNCT
esutjss-219	381	11	103	103	NUM
esutjss-219	381	12	-	-	SYM
esutjss-219	381	13	117	117	NUM
esutjss-219	381	14	.	.	PUNCT
esutjss-219	382	1	ezeani	ezeani	PROPN
esutjss-219	382	2	,	,	PUNCT
esutjss-219	382	3	e.	e.	PROPN
esutjss-219	382	4	,	,	PUNCT
esutjss-219	382	5	&	&	CCONJ
esutjss-219	382	6	ogbonna	ogbonna	PROPN
esutjss-219	382	7	,	,	PUNCT
esutjss-219	382	8	o.	o.	NOUN
esutjss-219	382	9	(	(	PUNCT
esutjss-219	382	10	2021	2021	NUM
esutjss-219	382	11	)	)	PUNCT
esutjss-219	382	12	.	.	PUNCT
esutjss-219	383	1	navigating	navigate	VERB
esutjss-219	383	2	insurance	insurance	NOUN
esutjss-219	383	3	regulations	regulation	NOUN
esutjss-219	383	4	in	in	ADP
esutjss-219	383	5	nigeria	nigeria	PROPN
esutjss-219	383	6	:	:	PUNCT
esutjss-219	383	7	challenges	challenge	NOUN
esutjss-219	383	8	and	and	CCONJ
esutjss-219	383	9	opportunities	opportunity	NOUN
esutjss-219	383	10	.	.	PUNCT
esutjss-219	384	1	nigerian	nigerian	ADJ
esutjss-219	384	2	journal	journal	PROPN
esutjss-219	384	3	of	of	ADP
esutjss-219	384	4	law	law	NOUN
esutjss-219	384	5	and	and	CCONJ
esutjss-219	384	6	business	business	NOUN
esutjss-219	384	7	,	,	PUNCT
esutjss-219	384	8	7(1	7(1	NUM
esutjss-219	384	9	)	)	PUNCT
esutjss-219	384	10	,	,	PUNCT
esutjss-219	384	11	44	44	NUM
esutjss-219	384	12	-	-	SYM
esutjss-219	384	13	59	59	NUM
esutjss-219	384	14	.	.	PUNCT
esutjss-219	385	1	gbenga	gbenga	PROPN
esutjss-219	385	2	,	,	PUNCT
esutjss-219	385	3	a.	a.	NOUN
esutjss-219	385	4	n.	n.	PROPN
esutjss-219	385	5	(	(	PUNCT
esutjss-219	385	6	2020	2020	NUM
esutjss-219	385	7	)	)	PUNCT
esutjss-219	385	8	.	.	PUNCT
esutjss-219	386	1	role	role	NOUN
esutjss-219	386	2	of	of	ADP
esutjss-219	386	3	pre	pre	ADJ
esutjss-219	386	4	-	-	ADJ
esutjss-219	386	5	retirement	retirement	ADJ
esutjss-219	386	6	education	education	NOUN
esutjss-219	386	7	on	on	ADP
esutjss-219	386	8	the	the	DET
esutjss-219	386	9	satisfaction	satisfaction	NOUN
esutjss-219	386	10	of	of	ADP
esutjss-219	386	11	postretirement	postretirement	NOUN
esutjss-219	386	12	lives	life	NOUN
esutjss-219	386	13	of	of	ADP
esutjss-219	386	14	nigerian	nigerian	ADJ
esutjss-219	386	15	insurance	insurance	NOUN
esutjss-219	386	16	industry	industry	NOUN
esutjss-219	386	17	retirees	retiree	NOUN
esutjss-219	386	18	:	:	PUNCT
esutjss-219	386	19	an	an	DET
esutjss-219	386	20	insight	insight	NOUN
esutjss-219	386	21	from	from	ADP
esutjss-219	386	22	retirees	retiree	NOUN
esutjss-219	386	23	in	in	ADP
esutjss-219	386	24	selected	select	VERB
esutjss-219	386	25	insurance	insurance	NOUN
esutjss-219	386	26	firms	firm	NOUN
esutjss-219	386	27	.	.	PUNCT
esutjss-219	387	1	management	management	NOUN
esutjss-219	387	2	strategies	strategy	NOUN
esutjss-219	387	3	journal	journal	NOUN
esutjss-219	387	4	,	,	PUNCT
esutjss-219	387	5	49(3	49(3	PROPN
esutjss-219	387	6	)	)	PUNCT
esutjss-219	387	7	,	,	PUNCT
esutjss-219	387	8	4	4	NUM
esutjss-219	387	9	-	-	SYM
esutjss-219	387	10	13	13	NUM
esutjss-219	387	11	.	.	PUNCT
esutjss-219	388	1	gbenga	gbenga	PROPN
esutjss-219	388	2	,	,	PUNCT
esutjss-219	388	3	a.	a.	NOUN
esutjss-219	388	4	n.	n.	NOUN
esutjss-219	388	5	(	(	PUNCT
esutjss-219	388	6	2024	2024	NUM
esutjss-219	388	7	)	)	PUNCT
esutjss-219	388	8	.	.	PUNCT
esutjss-219	389	1	business	business	NOUN
esutjss-219	389	2	risk	risk	NOUN
esutjss-219	389	3	management	management	NOUN
esutjss-219	389	4	ideology	ideology	NOUN
esutjss-219	389	5	and	and	CCONJ
esutjss-219	389	6	entrepreneurial	entrepreneurial	ADJ
esutjss-219	389	7	development	development	NOUN
esutjss-219	389	8	of	of	ADP
esutjss-219	389	9	students	student	NOUN
esutjss-219	389	10	in	in	ADP
esutjss-219	389	11	tertiary	tertiary	ADJ
esutjss-219	389	12	institutions	institution	NOUN
esutjss-219	389	13	in	in	ADP
esutjss-219	389	14	southwestern	southwestern	NOUN
esutjss-219	389	15	,	,	PUNCT
esutjss-219	389	16	nigeria	nigeria	PROPN
esutjss-219	389	17	.	.	PUNCT
esutjss-219	390	1	journal	journal	PROPN
esutjss-219	390	2	of	of	ADP
esutjss-219	390	3	technology	technology	NOUN
esutjss-219	390	4	management	management	NOUN
esutjss-219	390	5	and	and	CCONJ
esutjss-219	390	6	business	business	NOUN
esutjss-219	390	7	,	,	PUNCT
esutjss-219	390	8	11(1	11(1	NUM
esutjss-219	390	9	)	)	PUNCT
esutjss-219	390	10	,	,	PUNCT
esutjss-219	390	11	32	32	NUM
esutjss-219	390	12	-	-	SYM
esutjss-219	390	13	48	48	NUM
esutjss-219	390	14	.	.	PUNCT
esutjss-219	391	1	gelsomino	gelsomino	PROPN
esutjss-219	391	2	,	,	PUNCT
esutjss-219	391	3	l.	l.	PROPN
esutjss-219	391	4	,	,	PUNCT
esutjss-219	391	5	boloorchi	boloorchi	NOUN
esutjss-219	391	6	,	,	PUNCT
esutjss-219	391	7	m.	m.	NOUN
esutjss-219	391	8	,	,	PUNCT
esutjss-219	391	9	&	&	CCONJ
esutjss-219	391	10	giacomin	giacomin	PROPN
esutjss-219	391	11	,	,	PUNCT
esutjss-219	391	12	j.	j.	PROPN
esutjss-219	391	13	(	(	PUNCT
esutjss-219	391	14	2016	2016	NUM
esutjss-219	391	15	)	)	PUNCT
esutjss-219	391	16	.	.	PUNCT
esutjss-219	392	1	economic	economic	ADJ
esutjss-219	392	2	fluctuations	fluctuation	NOUN
esutjss-219	392	3	and	and	CCONJ
esutjss-219	392	4	supply	supply	NOUN
esutjss-219	392	5	chain	chain	NOUN
esutjss-219	392	6	performance	performance	NOUN
esutjss-219	392	7	.	.	PUNCT
esutjss-219	393	1	supply	supply	NOUN
esutjss-219	393	2	chain	chain	PROPN
esutjss-219	393	3	management	management	PROPN
esutjss-219	393	4	review	review	NOUN
esutjss-219	393	5	,	,	PUNCT
esutjss-219	393	6	22(3	22(3	NUM
esutjss-219	393	7	)	)	PUNCT
esutjss-219	393	8	,	,	PUNCT
esutjss-219	393	9	67	67	NUM
esutjss-219	393	10	-	-	SYM
esutjss-219	393	11	84	84	NUM
esutjss-219	393	12	.	.	PUNCT
esutjss-219	394	1	gordon	gordon	PROPN
esutjss-219	394	2	,	,	PUNCT
esutjss-219	394	3	d.	d.	PROPN
esutjss-219	394	4	(	(	PUNCT
esutjss-219	394	5	1996	1996	NUM
esutjss-219	394	6	)	)	PUNCT
esutjss-219	394	7	.	.	PUNCT
esutjss-219	395	1	principles	principle	NOUN
esutjss-219	395	2	of	of	ADP
esutjss-219	395	3	insurance	insurance	NOUN
esutjss-219	395	4	.	.	PUNCT
esutjss-219	396	1	insurance	insurance	NOUN
esutjss-219	396	2	institute	institute	PROPN
esutjss-219	396	3	of	of	ADP
esutjss-219	396	4	america	america	PROPN
esutjss-219	396	5	.	.	PUNCT
esutjss-219	397	1	heckmann	heckmann	PROPN
esutjss-219	397	2	,	,	PUNCT
esutjss-219	397	3	i.	i.	PROPN
esutjss-219	397	4	,	,	PUNCT
esutjss-219	397	5	comes	come	VERB
esutjss-219	397	6	,	,	PUNCT
esutjss-219	397	7	t.	t.	PROPN
esutjss-219	397	8	,	,	PUNCT
esutjss-219	397	9	&	&	CCONJ
esutjss-219	397	10	nickel	nickel	PROPN
esutjss-219	397	11	,	,	PUNCT
esutjss-219	397	12	s.	s.	PROPN
esutjss-219	397	13	(	(	PUNCT
esutjss-219	397	14	2015	2015	NUM
esutjss-219	397	15	)	)	PUNCT
esutjss-219	397	16	.	.	PUNCT
esutjss-219	398	1	a	a	DET
esutjss-219	398	2	critical	critical	ADJ
esutjss-219	398	3	review	review	NOUN
esutjss-219	398	4	of	of	ADP
esutjss-219	398	5	supply	supply	NOUN
esutjss-219	398	6	chain	chain	NOUN
esutjss-219	398	7	risk	risk	NOUN
esutjss-219	398	8	management	management	NOUN
esutjss-219	398	9	models	model	NOUN
esutjss-219	398	10	.	.	PUNCT
esutjss-219	399	1	european	european	ADJ
esutjss-219	399	2	journal	journal	PROPN
esutjss-219	399	3	of	of	ADP
esutjss-219	399	4	operational	operational	ADJ
esutjss-219	399	5	research	research	NOUN
esutjss-219	399	6	,	,	PUNCT
esutjss-219	399	7	247(1	247(1	NUM
esutjss-219	399	8	)	)	PUNCT
esutjss-219	399	9	,	,	PUNCT
esutjss-219	399	10	1	1	NUM
esutjss-219	399	11	-	-	SYM
esutjss-219	399	12	15	15	NUM
esutjss-219	399	13	.	.	PUNCT
esutjss-219	400	1	hendricks	hendrick	NOUN
esutjss-219	400	2	,	,	PUNCT
esutjss-219	400	3	k.	k.	PROPN
esutjss-219	400	4	b.	b.	PROPN
esutjss-219	400	5	,	,	PUNCT
esutjss-219	400	6	&	&	CCONJ
esutjss-219	400	7	singhal	singhal	PROPN
esutjss-219	400	8	,	,	PUNCT
esutjss-219	400	9	v.	v.	PROPN
esutjss-219	400	10	r.	r.	PROPN
esutjss-219	400	11	(	(	PUNCT
esutjss-219	400	12	2009	2009	NUM
esutjss-219	400	13	)	)	PUNCT
esutjss-219	400	14	.	.	PUNCT
esutjss-219	401	1	the	the	DET
esutjss-219	401	2	effect	effect	NOUN
esutjss-219	401	3	of	of	ADP
esutjss-219	401	4	supply	supply	NOUN
esutjss-219	401	5	chain	chain	NOUN
esutjss-219	401	6	disruptions	disruption	NOUN
esutjss-219	401	7	on	on	ADP
esutjss-219	401	8	longterm	longterm	ADJ
esutjss-219	401	9	shareholder	shareholder	NOUN
esutjss-219	401	10	value	value	NOUN
esutjss-219	401	11	,	,	PUNCT
esutjss-219	401	12	profitability	profitability	NOUN
esutjss-219	401	13	,	,	PUNCT
esutjss-219	401	14	and	and	CCONJ
esutjss-219	401	15	shareholder	shareholder	NOUN
esutjss-219	401	16	wealth	wealth	NOUN
esutjss-219	401	17	.	.	PUNCT
esutjss-219	402	1	journal	journal	PROPN
esutjss-219	402	2	of	of	ADP
esutjss-219	402	3	operations	operation	NOUN
esutjss-219	402	4	management	management	NOUN
esutjss-219	402	5	,	,	PUNCT
esutjss-219	402	6	27(3	27(3	NUM
esutjss-219	402	7	)	)	PUNCT
esutjss-219	402	8	,	,	PUNCT
esutjss-219	402	9	230	230	NUM
esutjss-219	402	10	-	-	SYM
esutjss-219	402	11	245	245	NUM
esutjss-219	402	12	.	.	PUNCT
esutjss-219	403	1	hull	hull	NOUN
esutjss-219	403	2	,	,	PUNCT
esutjss-219	403	3	j.	j.	PROPN
esutjss-219	403	4	c.	c.	PROPN
esutjss-219	403	5	(	(	PUNCT
esutjss-219	403	6	2018	2018	NUM
esutjss-219	403	7	)	)	PUNCT
esutjss-219	403	8	.	.	PUNCT
esutjss-219	404	1	risk	risk	NOUN
esutjss-219	404	2	management	management	NOUN
esutjss-219	404	3	and	and	CCONJ
esutjss-219	404	4	financial	financial	ADJ
esutjss-219	404	5	institutions	institution	NOUN
esutjss-219	404	6	.	.	PUNCT
esutjss-219	405	1	wiley	wiley	PROPN
esutjss-219	405	2	.	.	PUNCT
esutjss-219	406	1	ivanov	ivanov	PROPN
esutjss-219	406	2	,	,	PUNCT
esutjss-219	406	3	d.	d.	PROPN
esutjss-219	406	4	,	,	PUNCT
esutjss-219	406	5	&	&	CCONJ
esutjss-219	406	6	dolgui	dolgui	PROPN
esutjss-219	406	7	,	,	PUNCT
esutjss-219	406	8	a.	a.	NOUN
esutjss-219	406	9	(	(	PUNCT
esutjss-219	406	10	2020	2020	NUM
esutjss-219	406	11	)	)	PUNCT
esutjss-219	406	12	.	.	PUNCT
esutjss-219	407	1	the	the	DET
esutjss-219	407	2	impact	impact	NOUN
esutjss-219	407	3	of	of	ADP
esutjss-219	407	4	the	the	DET
esutjss-219	407	5	covid-19	covid-19	PROPN
esutjss-219	407	6	pandemic	pandemic	NOUN
esutjss-219	407	7	on	on	ADP
esutjss-219	407	8	supply	supply	NOUN
esutjss-219	407	9	chain	chain	NOUN
esutjss-219	407	10	resilience	resilience	NOUN
esutjss-219	407	11	.	.	PUNCT
esutjss-219	408	1	international	international	ADJ
esutjss-219	408	2	journal	journal	PROPN
esutjss-219	408	3	of	of	ADP
esutjss-219	408	4	production	production	NOUN
esutjss-219	408	5	economics	economic	NOUN
esutjss-219	408	6	,	,	PUNCT
esutjss-219	408	7	227	227	NUM
esutjss-219	408	8	,	,	PUNCT
esutjss-219	408	9	107	107	NUM
esutjss-219	408	10	-	-	SYM
esutjss-219	408	11	121	121	NUM
esutjss-219	408	12	.	.	PUNCT
esutjss-219	409	1	jorion	jorion	NOUN
esutjss-219	409	2	,	,	PUNCT
esutjss-219	409	3	p.	p.	NOUN
esutjss-219	409	4	(	(	PUNCT
esutjss-219	409	5	2007	2007	NUM
esutjss-219	409	6	)	)	PUNCT
esutjss-219	409	7	.	.	PUNCT
esutjss-219	410	1	financial	financial	ADJ
esutjss-219	410	2	risk	risk	NOUN
esutjss-219	410	3	manager	manager	NOUN
esutjss-219	410	4	handbook	handbook	NOUN
esutjss-219	410	5	.	.	PUNCT
esutjss-219	411	1	wiley	wiley	PROPN
esutjss-219	411	2	.	.	PUNCT
esutjss-219	412	1	kovács	kovács	PROPN
esutjss-219	412	2	,	,	PUNCT
esutjss-219	412	3	g.	g.	PROPN
esutjss-219	412	4	,	,	PUNCT
esutjss-219	412	5	&	&	CCONJ
esutjss-219	412	6	spens	spens	PROPN
esutjss-219	412	7	,	,	PUNCT
esutjss-219	412	8	k.	k.	PROPN
esutjss-219	412	9	m.	m.	PROPN
esutjss-219	412	10	(	(	PUNCT
esutjss-219	412	11	2007	2007	NUM
esutjss-219	412	12	)	)	PUNCT
esutjss-219	412	13	.	.	PUNCT
esutjss-219	413	1	humanitarian	humanitarian	ADJ
esutjss-219	413	2	logistics	logistic	NOUN
esutjss-219	413	3	in	in	ADP
esutjss-219	413	4	disaster	disaster	NOUN
esutjss-219	413	5	relief	relief	NOUN
esutjss-219	413	6	operations	operation	NOUN
esutjss-219	413	7	.	.	PUNCT
esutjss-219	414	1	international	international	ADJ
esutjss-219	414	2	journal	journal	PROPN
esutjss-219	414	3	of	of	ADP
esutjss-219	414	4	physical	physical	ADJ
esutjss-219	414	5	distribution	distribution	NOUN
esutjss-219	414	6	&	&	CCONJ
esutjss-219	414	7	logistics	logistic	NOUN
esutjss-219	414	8	management	management	NOUN
esutjss-219	414	9	,	,	PUNCT
esutjss-219	414	10	37(2	37(2	PROPN
esutjss-219	414	11	)	)	PUNCT
esutjss-219	414	12	,	,	PUNCT
esutjss-219	414	13	99114	99114	NUM
esutjss-219	414	14	.	.	PUNCT
esutjss-219	415	1	kshetri	kshetri	PROPN
esutjss-219	415	2	,	,	PUNCT
esutjss-219	415	3	n.	n.	NOUN
esutjss-219	415	4	(	(	PUNCT
esutjss-219	415	5	2018	2018	NUM
esutjss-219	415	6	)	)	PUNCT
esutjss-219	415	7	.	.	PUNCT
esutjss-219	416	1	1	1	NUM
esutjss-219	416	2	blockchain	blockchain	PROPN
esutjss-219	416	3	’s	’s	PART
esutjss-219	416	4	roles	role	NOUN
esutjss-219	416	5	in	in	ADP
esutjss-219	416	6	meeting	meet	VERB
esutjss-219	416	7	key	key	ADJ
esutjss-219	416	8	supply	supply	NOUN
esutjss-219	416	9	chain	chain	NOUN
esutjss-219	416	10	management	management	NOUN
esutjss-219	416	11	objectives	objective	NOUN
esutjss-219	416	12	.	.	PUNCT
esutjss-219	417	1	international	international	ADJ
esutjss-219	417	2	journal	journal	PROPN
esutjss-219	417	3	of	of	ADP
esutjss-219	417	4	information	information	NOUN
esutjss-219	417	5	management	management	NOUN
esutjss-219	417	6	,	,	PUNCT
esutjss-219	417	7	39	39	NUM
esutjss-219	417	8	,	,	PUNCT
esutjss-219	417	9	80	80	NUM
esutjss-219	417	10	-	-	SYM
esutjss-219	417	11	89	89	NUM
esutjss-219	417	12	.	.	PUNCT
esutjss-219	418	1	lambert	lambert	PROPN
esutjss-219	418	2	,	,	PUNCT
esutjss-219	418	3	d.	d.	PROPN
esutjss-219	418	4	m.	m.	PROPN
esutjss-219	418	5	,	,	PUNCT
esutjss-219	418	6	cooper	cooper	PROPN
esutjss-219	418	7	,	,	PUNCT
esutjss-219	418	8	m.	m.	PROPN
esutjss-219	418	9	c.	c.	PROPN
esutjss-219	418	10	,	,	PUNCT
esutjss-219	418	11	&	&	CCONJ
esutjss-219	418	12	pagh	pagh	PROPN
esutjss-219	418	13	,	,	PUNCT
esutjss-219	418	14	j.	j.	PROPN
esutjss-219	418	15	d.	d.	PROPN
esutjss-219	418	16	(	(	PUNCT
esutjss-219	418	17	1998	1998	NUM
esutjss-219	418	18	)	)	PUNCT
esutjss-219	418	19	.	.	PUNCT
esutjss-219	419	1	supply	supply	NOUN
esutjss-219	419	2	chain	chain	NOUN
esutjss-219	419	3	management	management	NOUN
esutjss-219	419	4	:	:	PUNCT
esutjss-219	419	5	implementation	implementation	NOUN
esutjss-219	419	6	issues	issue	NOUN
esutjss-219	419	7	and	and	CCONJ
esutjss-219	419	8	research	research	NOUN
esutjss-219	419	9	opportunities	opportunity	NOUN
esutjss-219	419	10	.	.	PUNCT
esutjss-219	420	1	the	the	DET
esutjss-219	420	2	international	international	ADJ
esutjss-219	420	3	journal	journal	PROPN
esutjss-219	420	4	of	of	ADP
esutjss-219	420	5	logistics	logistic	NOUN
esutjss-219	420	6	management	management	NOUN
esutjss-219	420	7	,	,	PUNCT
esutjss-219	420	8	9(2	9(2	NUM
esutjss-219	420	9	)	)	PUNCT
esutjss-219	420	10	,	,	PUNCT
esutjss-219	420	11	1	1	NUM
esutjss-219	420	12	-	-	SYM
esutjss-219	420	13	19	19	NUM
esutjss-219	420	14	.	.	PUNCT
esutjss-219	420	15	mentzer	mentzer	PROPN
esutjss-219	420	16	,	,	PUNCT
esutjss-219	420	17	j.	j.	PROPN
esutjss-219	420	18	t.	t.	PROPN
esutjss-219	420	19	,	,	PUNCT
esutjss-219	420	20	dewitt	dewitt	PROPN
esutjss-219	420	21	,	,	PUNCT
esutjss-219	420	22	w.	w.	PROPN
esutjss-219	420	23	,	,	PUNCT
esutjss-219	420	24	keebler	keebler	PROPN
esutjss-219	420	25	,	,	PUNCT
esutjss-219	420	26	j.	j.	PROPN
esutjss-219	420	27	s.	s.	PROPN
esutjss-219	420	28	,	,	PUNCT
esutjss-219	420	29	min	min	PROPN
esutjss-219	420	30	,	,	PUNCT
esutjss-219	420	31	s.	s.	PROPN
esutjss-219	420	32	,	,	PUNCT
esutjss-219	420	33	nix	nix	PROPN
esutjss-219	420	34	,	,	PUNCT
esutjss-219	420	35	n.	n.	PROPN
esutjss-219	420	36	w.	w.	PROPN
esutjss-219	420	37	,	,	PUNCT
esutjss-219	420	38	smith	smith	PROPN
esutjss-219	420	39	,	,	PUNCT
esutjss-219	420	40	c.	c.	PROPN
esutjss-219	420	41	d.	d.	PROPN
esutjss-219	420	42	,	,	PUNCT
esutjss-219	420	43	&	&	CCONJ
esutjss-219	420	44	zacharia	zacharia	PROPN
esutjss-219	420	45	,	,	PUNCT
esutjss-219	420	46	z.	z.	PROPN
esutjss-219	420	47	g.	g.	PROPN
esutjss-219	420	48	(	(	PUNCT
esutjss-219	420	49	2001	2001	NUM
esutjss-219	420	50	)	)	PUNCT
esutjss-219	420	51	.	.	PUNCT
esutjss-219	421	1	defining	define	VERB
esutjss-219	421	2	supply	supply	NOUN
esutjss-219	421	3	chain	chain	NOUN
esutjss-219	421	4	management	management	NOUN
esutjss-219	421	5	.	.	PUNCT
esutjss-219	422	1	journal	journal	PROPN
esutjss-219	422	2	of	of	ADP
esutjss-219	422	3	business	business	NOUN
esutjss-219	422	4	logistics	logistic	NOUN
esutjss-219	422	5	,	,	PUNCT
esutjss-219	422	6	22(2	22(2	NUM
esutjss-219	422	7	)	)	PUNCT
esutjss-219	422	8	,	,	PUNCT
esutjss-219	422	9	1	1	NUM
esutjss-219	422	10	-	-	SYM
esutjss-219	422	11	25	25	NUM
esutjss-219	422	12	.	.	PUNCT
esutjss-219	423	1	341	341	NUM
esutjss-219	423	2	miller	miller	NOUN
esutjss-219	423	3	,	,	PUNCT
esutjss-219	423	4	m.	m.	NOUN
esutjss-219	423	5	(	(	PUNCT
esutjss-219	423	6	2012	2012	NUM
esutjss-219	423	7	)	)	PUNCT
esutjss-219	423	8	.	.	PUNCT
esutjss-219	424	1	insurance	insurance	NOUN
esutjss-219	424	2	and	and	CCONJ
esutjss-219	424	3	risk	risk	NOUN
esutjss-219	424	4	management	management	NOUN
esutjss-219	424	5	.	.	PUNCT
esutjss-219	425	1	oxford	oxford	PROPN
esutjss-219	425	2	university	university	PROPN
esutjss-219	425	3	press	press	NOUN
esutjss-219	425	4	.	.	PUNCT
esutjss-219	426	1	miller	miller	PROPN
esutjss-219	426	2	,	,	PUNCT
esutjss-219	426	3	m.	m.	NOUN
esutjss-219	426	4	,	,	PUNCT
esutjss-219	426	5	&	&	CCONJ
esutjss-219	426	6	smith	smith	PROPN
esutjss-219	426	7	,	,	PUNCT
esutjss-219	426	8	r.	r.	PROPN
esutjss-219	426	9	(	(	PUNCT
esutjss-219	426	10	2015	2015	NUM
esutjss-219	426	11	)	)	PUNCT
esutjss-219	426	12	.	.	PUNCT
esutjss-219	427	1	principles	principle	NOUN
esutjss-219	427	2	of	of	ADP
esutjss-219	427	3	risk	risk	NOUN
esutjss-219	427	4	management	management	NOUN
esutjss-219	427	5	and	and	CCONJ
esutjss-219	427	6	insurance	insurance	NOUN
esutjss-219	427	7	.	.	PUNCT
esutjss-219	428	1	pearson	pearson	PROPN
esutjss-219	428	2	.	.	PUNCT
esutjss-219	429	1	morrisey	morrisey	PROPN
esutjss-219	429	2	,	,	PUNCT
esutjss-219	429	3	m.	m.	NOUN
esutjss-219	429	4	a.	a.	NOUN
esutjss-219	429	5	(	(	PUNCT
esutjss-219	429	6	2009	2009	NUM
esutjss-219	429	7	)	)	PUNCT
esutjss-219	429	8	.	.	PUNCT
esutjss-219	430	1	health	health	NOUN
esutjss-219	430	2	insurance	insurance	NOUN
esutjss-219	430	3	and	and	CCONJ
esutjss-219	430	4	the	the	DET
esutjss-219	430	5	affordable	affordable	ADJ
esutjss-219	430	6	care	care	PROPN
esutjss-219	430	7	act	act	PROPN
esutjss-219	430	8	.	.	PUNCT
esutjss-219	431	1	journal	journal	PROPN
esutjss-219	431	2	of	of	ADP
esutjss-219	431	3	health	health	NOUN
esutjss-219	431	4	economics	economic	NOUN
esutjss-219	431	5	,	,	PUNCT
esutjss-219	431	6	28(1	28(1	NOUN
esutjss-219	431	7	)	)	PUNCT
esutjss-219	431	8	,	,	PUNCT
esutjss-219	431	9	1	1	NUM
esutjss-219	431	10	-	-	SYM
esutjss-219	431	11	16	16	NUM
esutjss-219	431	12	.	.	PUNCT
esutjss-219	432	1	nair	nair	PROPN
esutjss-219	432	2	,	,	PUNCT
esutjss-219	432	3	a.	a.	PROPN
esutjss-219	432	4	,	,	PUNCT
esutjss-219	432	5	&	&	CCONJ
esutjss-219	432	6	narasimhan	narasimhan	PROPN
esutjss-219	432	7	,	,	PUNCT
esutjss-219	432	8	r.	r.	PROPN
esutjss-219	432	9	(	(	PUNCT
esutjss-219	432	10	2016	2016	NUM
esutjss-219	432	11	)	)	PUNCT
esutjss-219	432	12	.	.	PUNCT
esutjss-219	433	1	impact	impact	NOUN
esutjss-219	433	2	of	of	ADP
esutjss-219	433	3	political	political	ADJ
esutjss-219	433	4	risk	risk	NOUN
esutjss-219	433	5	on	on	ADP
esutjss-219	433	6	supply	supply	NOUN
esutjss-219	433	7	chain	chain	NOUN
esutjss-219	433	8	management	management	NOUN
esutjss-219	433	9	in	in	ADP
esutjss-219	433	10	emerging	emerge	VERB
esutjss-219	433	11	markets	market	NOUN
esutjss-219	433	12	.	.	PUNCT
esutjss-219	434	1	journal	journal	NOUN
esutjss-219	434	2	of	of	ADP
esutjss-219	434	3	supply	supply	NOUN
esutjss-219	434	4	chain	chain	NOUN
esutjss-219	434	5	management	management	NOUN
esutjss-219	434	6	,	,	PUNCT
esutjss-219	434	7	52(4	52(4	NUM
esutjss-219	434	8	)	)	PUNCT
esutjss-219	434	9	,	,	PUNCT
esutjss-219	434	10	53	53	NUM
esutjss-219	434	11	-	-	SYM
esutjss-219	434	12	68	68	NUM
esutjss-219	434	13	.	.	PUNCT
esutjss-219	435	1	narasimhan	narasimhan	PROPN
esutjss-219	435	2	,	,	PUNCT
esutjss-219	435	3	r.	r.	PROPN
esutjss-219	435	4	,	,	PUNCT
esutjss-219	435	5	narayanan	narayanan	PROPN
esutjss-219	435	6	,	,	PUNCT
esutjss-219	435	7	s.	s.	PROPN
esutjss-219	435	8	,	,	PUNCT
esutjss-219	435	9	&	&	CCONJ
esutjss-219	435	10	talluri	talluri	PROPN
esutjss-219	435	11	,	,	PUNCT
esutjss-219	435	12	s.	s.	PROPN
esutjss-219	435	13	(	(	PUNCT
esutjss-219	435	14	2015	2015	NUM
esutjss-219	435	15	)	)	PUNCT
esutjss-219	435	16	.	.	PUNCT
esutjss-219	436	1	the	the	DET
esutjss-219	436	2	impact	impact	NOUN
esutjss-219	436	3	of	of	ADP
esutjss-219	436	4	disruptions	disruption	NOUN
esutjss-219	436	5	on	on	ADP
esutjss-219	436	6	the	the	DET
esutjss-219	436	7	supply	supply	NOUN
esutjss-219	436	8	chain	chain	NOUN
esutjss-219	436	9	:	:	PUNCT
esutjss-219	436	10	a	a	DET
esutjss-219	436	11	case	case	NOUN
esutjss-219	436	12	study	study	NOUN
esutjss-219	436	13	of	of	ADP
esutjss-219	436	14	the	the	DET
esutjss-219	436	15	2011	2011	NUM
esutjss-219	436	16	japanese	japanese	ADJ
esutjss-219	436	17	tsunami	tsunami	NOUN
esutjss-219	436	18	.	.	PUNCT
esutjss-219	437	1	journal	journal	PROPN
esutjss-219	437	2	of	of	ADP
esutjss-219	437	3	supply	supply	NOUN
esutjss-219	437	4	chain	chain	NOUN
esutjss-219	437	5	management	management	NOUN
esutjss-219	437	6	,	,	PUNCT
esutjss-219	437	7	51(2	51(2	NUM
esutjss-219	437	8	)	)	PUNCT
esutjss-219	437	9	,	,	PUNCT
esutjss-219	437	10	12	12	NUM
esutjss-219	437	11	-	-	SYM
esutjss-219	437	12	32	32	NUM
esutjss-219	437	13	.	.	PUNCT
esutjss-219	438	1	nwankwo	nwankwo	PROPN
esutjss-219	438	2	,	,	PUNCT
esutjss-219	438	3	m.	m.	NOUN
esutjss-219	438	4	,	,	PUNCT
esutjss-219	438	5	oke	oke	PROPN
esutjss-219	438	6	,	,	PUNCT
esutjss-219	438	7	a.	a.	NOUN
esutjss-219	438	8	,	,	PUNCT
esutjss-219	438	9	&	&	CCONJ
esutjss-219	438	10	udeogu	udeogu	PROPN
esutjss-219	438	11	,	,	PUNCT
esutjss-219	438	12	d.	d.	PROPN
esutjss-219	438	13	(	(	PUNCT
esutjss-219	438	14	2018	2018	NUM
esutjss-219	438	15	)	)	PUNCT
esutjss-219	438	16	.	.	PUNCT
esutjss-219	439	1	business	business	NOUN
esutjss-219	439	2	interruption	interruption	NOUN
esutjss-219	439	3	insurance	insurance	NOUN
esutjss-219	439	4	and	and	CCONJ
esutjss-219	439	5	operational	operational	ADJ
esutjss-219	439	6	stability	stability	NOUN
esutjss-219	439	7	in	in	ADP
esutjss-219	439	8	nigeria	nigeria	PROPN
esutjss-219	439	9	.	.	PUNCT
esutjss-219	440	1	risk	risk	NOUN
esutjss-219	440	2	management	management	NOUN
esutjss-219	440	3	and	and	CCONJ
esutjss-219	440	4	insurance	insurance	NOUN
esutjss-219	440	5	review	review	NOUN
esutjss-219	440	6	,	,	PUNCT
esutjss-219	440	7	21(1	21(1	NUM
esutjss-219	440	8	)	)	PUNCT
esutjss-219	440	9	,	,	PUNCT
esutjss-219	440	10	85102	85102	NUM
esutjss-219	440	11	.	.	PUNCT
esutjss-219	441	1	nwogwugwu	nwogwugwu	ADV
esutjss-219	441	2	,	,	PUNCT
esutjss-219	441	3	c.	c.	PROPN
esutjss-219	441	4	(	(	PUNCT
esutjss-219	441	5	2022	2022	NUM
esutjss-219	441	6	)	)	PUNCT
esutjss-219	441	7	.	.	PUNCT
esutjss-219	442	1	claims	claim	NOUN
esutjss-219	442	2	processing	process	VERB
esutjss-219	442	3	in	in	ADP
esutjss-219	442	4	the	the	DET
esutjss-219	442	5	nigerian	nigerian	ADJ
esutjss-219	442	6	insurance	insurance	NOUN
esutjss-219	442	7	industry	industry	NOUN
esutjss-219	442	8	:	:	PUNCT
esutjss-219	442	9	issues	issue	NOUN
esutjss-219	442	10	and	and	CCONJ
esutjss-219	442	11	solutions	solution	NOUN
esutjss-219	442	12	.	.	PUNCT
esutjss-219	443	1	journal	journal	PROPN
esutjss-219	443	2	of	of	ADP
esutjss-219	443	3	insurance	insurance	NOUN
esutjss-219	443	4	research	research	NOUN
esutjss-219	443	5	,	,	PUNCT
esutjss-219	443	6	15(2	15(2	NUM
esutjss-219	443	7	)	)	PUNCT
esutjss-219	443	8	,	,	PUNCT
esutjss-219	443	9	123	123	NUM
esutjss-219	443	10	-	-	SYM
esutjss-219	443	11	139	139	NUM
esutjss-219	443	12	.	.	PUNCT
esutjss-219	444	1	obasi	obasi	PROPN
esutjss-219	444	2	,	,	PUNCT
esutjss-219	444	3	e.	e.	PROPN
esutjss-219	444	4	,	,	PUNCT
esutjss-219	444	5	anyanwu	anyanwu	PROPN
esutjss-219	444	6	,	,	PUNCT
esutjss-219	444	7	e.	e.	PROPN
esutjss-219	444	8	,	,	PUNCT
esutjss-219	444	9	&	&	CCONJ
esutjss-219	444	10	eze	eze	PROPN
esutjss-219	444	11	,	,	PUNCT
esutjss-219	444	12	a.	a.	NOUN
esutjss-219	444	13	(	(	PUNCT
esutjss-219	444	14	2020	2020	NUM
esutjss-219	444	15	)	)	PUNCT
esutjss-219	444	16	.	.	PUNCT
esutjss-219	445	1	the	the	DET
esutjss-219	445	2	accessibility	accessibility	NOUN
esutjss-219	445	3	of	of	ADP
esutjss-219	445	4	insurance	insurance	NOUN
esutjss-219	445	5	for	for	ADP
esutjss-219	445	6	smes	sme	NOUN
esutjss-219	445	7	in	in	ADP
esutjss-219	445	8	nigeria	nigeria	PROPN
esutjss-219	445	9	.	.	PUNCT
esutjss-219	446	1	journal	journal	PROPN
esutjss-219	446	2	of	of	ADP
esutjss-219	446	3	small	small	ADJ
esutjss-219	446	4	business	business	NOUN
esutjss-219	446	5	and	and	CCONJ
esutjss-219	446	6	enterprise	enterprise	NOUN
esutjss-219	446	7	development	development	NOUN
esutjss-219	446	8	,	,	PUNCT
esutjss-219	446	9	27(4	27(4	PROPN
esutjss-219	446	10	)	)	PUNCT
esutjss-219	446	11	,	,	PUNCT
esutjss-219	446	12	567	567	NUM
esutjss-219	446	13	-	-	SYM
esutjss-219	446	14	583	583	NUM
esutjss-219	446	15	.	.	PUNCT
esutjss-219	446	16	ogbonna	ogbonna	PROPN
esutjss-219	446	17	,	,	PUNCT
esutjss-219	446	18	b.	b.	PROPN
esutjss-219	446	19	c.	c.	PROPN
esutjss-219	446	20	,	,	PUNCT
esutjss-219	446	21	&	&	CCONJ
esutjss-219	446	22	ukpere	ukpere	ADV
esutjss-219	446	23	,	,	PUNCT
esutjss-219	446	24	w.	w.	PROPN
esutjss-219	446	25	i.	i.	PROPN
esutjss-219	446	26	(	(	PUNCT
esutjss-219	446	27	2014	2014	NUM
esutjss-219	446	28	)	)	PUNCT
esutjss-219	446	29	.	.	PUNCT
esutjss-219	447	1	the	the	DET
esutjss-219	447	2	effect	effect	NOUN
esutjss-219	447	3	of	of	ADP
esutjss-219	447	4	infrastructure	infrastructure	NOUN
esutjss-219	447	5	on	on	ADP
esutjss-219	447	6	supply	supply	NOUN
esutjss-219	447	7	chain	chain	NOUN
esutjss-219	447	8	performance	performance	NOUN
esutjss-219	447	9	in	in	ADP
esutjss-219	447	10	nigeria	nigeria	PROPN
esutjss-219	447	11	.	.	PUNCT
esutjss-219	448	1	international	international	ADJ
esutjss-219	448	2	journal	journal	PROPN
esutjss-219	448	3	of	of	ADP
esutjss-219	448	4	operations	operation	NOUN
esutjss-219	448	5	&	&	CCONJ
esutjss-219	448	6	production	production	NOUN
esutjss-219	448	7	management	management	NOUN
esutjss-219	448	8	,	,	PUNCT
esutjss-219	448	9	34(3	34(3	NUM
esutjss-219	448	10	)	)	PUNCT
esutjss-219	448	11	,	,	PUNCT
esutjss-219	448	12	1	1	NUM
esutjss-219	448	13	-	-	SYM
esutjss-219	448	14	18	18	NUM
esutjss-219	448	15	.	.	PUNCT
esutjss-219	449	1	ogunleye	ogunleye	ADJ
esutjss-219	449	2	,	,	PUNCT
esutjss-219	449	3	o.	o.	PROPN
esutjss-219	449	4	,	,	PUNCT
esutjss-219	449	5	balogun	balogun	VERB
esutjss-219	449	6	,	,	PUNCT
esutjss-219	449	7	a.	a.	NOUN
esutjss-219	449	8	,	,	PUNCT
esutjss-219	449	9	&	&	CCONJ
esutjss-219	449	10	osundina	osundina	PROPN
esutjss-219	449	11	,	,	PUNCT
esutjss-219	449	12	s.	s.	PROPN
esutjss-219	449	13	(	(	PUNCT
esutjss-219	449	14	2018	2018	NUM
esutjss-219	449	15	)	)	PUNCT
esutjss-219	449	16	.	.	PUNCT
esutjss-219	450	1	infrastructure	infrastructure	NOUN
esutjss-219	450	2	deficiencies	deficiency	NOUN
esutjss-219	450	3	and	and	CCONJ
esutjss-219	450	4	their	their	PRON
esutjss-219	450	5	impact	impact	NOUN
esutjss-219	450	6	on	on	ADP
esutjss-219	450	7	supply	supply	NOUN
esutjss-219	450	8	chains	chain	NOUN
esutjss-219	450	9	in	in	ADP
esutjss-219	450	10	nigeria	nigeria	PROPN
esutjss-219	450	11	.	.	PUNCT
esutjss-219	451	1	journal	journal	PROPN
esutjss-219	451	2	of	of	ADP
esutjss-219	451	3	infrastructure	infrastructure	NOUN
esutjss-219	451	4	and	and	CCONJ
esutjss-219	451	5	development	development	NOUN
esutjss-219	451	6	,	,	PUNCT
esutjss-219	451	7	12(2	12(2	NUM
esutjss-219	451	8	)	)	PUNCT
esutjss-219	451	9	,	,	PUNCT
esutjss-219	451	10	99	99	NUM
esutjss-219	451	11	-	-	SYM
esutjss-219	451	12	115	115	NUM
esutjss-219	451	13	.	.	PUNCT
esutjss-219	452	1	ogunleye	ogunleye	ADJ
esutjss-219	452	2	,	,	PUNCT
esutjss-219	452	3	t.	t.	PROPN
esutjss-219	452	4	,	,	PUNCT
esutjss-219	452	5	adepoju	adepoju	PROPN
esutjss-219	452	6	,	,	PUNCT
esutjss-219	452	7	k.	k.	PROPN
esutjss-219	452	8	,	,	PUNCT
esutjss-219	452	9	&	&	CCONJ
esutjss-219	452	10	oyebade	oyebade	PROPN
esutjss-219	452	11	,	,	PUNCT
esutjss-219	452	12	j.	j.	PROPN
esutjss-219	452	13	(	(	PUNCT
esutjss-219	452	14	2020	2020	NUM
esutjss-219	452	15	)	)	PUNCT
esutjss-219	452	16	.	.	PUNCT
esutjss-219	453	1	natural	natural	ADJ
esutjss-219	453	2	disasters	disaster	NOUN
esutjss-219	453	3	and	and	CCONJ
esutjss-219	453	4	climate	climate	NOUN
esutjss-219	453	5	change	change	NOUN
esutjss-219	453	6	:	:	PUNCT
esutjss-219	453	7	implications	implication	NOUN
esutjss-219	453	8	for	for	ADP
esutjss-219	453	9	supply	supply	NOUN
esutjss-219	453	10	chains	chain	NOUN
esutjss-219	453	11	in	in	ADP
esutjss-219	453	12	nigeria	nigeria	PROPN
esutjss-219	453	13	.	.	PUNCT
esutjss-219	454	1	climate	climate	NOUN
esutjss-219	454	2	and	and	CCONJ
esutjss-219	454	3	development	development	NOUN
esutjss-219	454	4	,	,	PUNCT
esutjss-219	454	5	12(1	12(1	NUM
esutjss-219	454	6	)	)	PUNCT
esutjss-219	454	7	,	,	PUNCT
esutjss-219	454	8	52	52	NUM
esutjss-219	454	9	-	-	SYM
esutjss-219	454	10	66	66	NUM
esutjss-219	454	11	.	.	PUNCT
esutjss-219	454	12	ojo	ojo	PROPN
esutjss-219	454	13	,	,	PUNCT
esutjss-219	454	14	j.	j.	PROPN
esutjss-219	454	15	(	(	PUNCT
esutjss-219	454	16	2021	2021	NUM
esutjss-219	454	17	)	)	PUNCT
esutjss-219	454	18	.	.	PUNCT
esutjss-219	455	1	economic	economic	ADJ
esutjss-219	455	2	volatility	volatility	NOUN
esutjss-219	455	3	and	and	CCONJ
esutjss-219	455	4	supply	supply	NOUN
esutjss-219	455	5	chain	chain	NOUN
esutjss-219	455	6	risks	risk	NOUN
esutjss-219	455	7	:	:	PUNCT
esutjss-219	455	8	the	the	DET
esutjss-219	455	9	nigerian	nigerian	ADJ
esutjss-219	455	10	experience	experience	NOUN
esutjss-219	455	11	.	.	PUNCT
esutjss-219	456	1	nigerian	nigerian	ADJ
esutjss-219	456	2	economic	economic	PROPN
esutjss-219	456	3	review	review	PROPN
esutjss-219	456	4	,	,	PUNCT
esutjss-219	456	5	18(3	18(3	NUM
esutjss-219	456	6	)	)	PUNCT
esutjss-219	456	7	,	,	PUNCT
esutjss-219	456	8	223	223	NUM
esutjss-219	456	9	-	-	SYM
esutjss-219	456	10	240	240	NUM
esutjss-219	456	11	.	.	PUNCT
esutjss-219	457	1	onyekwelu	onyekwelu	PROPN
esutjss-219	457	2	,	,	PUNCT
esutjss-219	457	3	t.	t.	PROPN
esutjss-219	457	4	(	(	PUNCT
esutjss-219	457	5	2019	2019	NUM
esutjss-219	457	6	)	)	PUNCT
esutjss-219	457	7	.	.	PUNCT
esutjss-219	458	1	cargo	cargo	NOUN
esutjss-219	458	2	insurance	insurance	NOUN
esutjss-219	458	3	and	and	CCONJ
esutjss-219	458	4	supply	supply	NOUN
esutjss-219	458	5	chain	chain	NOUN
esutjss-219	458	6	risk	risk	NOUN
esutjss-219	458	7	management	management	NOUN
esutjss-219	458	8	in	in	ADP
esutjss-219	458	9	nigeria	nigeria	PROPN
esutjss-219	458	10	.	.	PUNCT
esutjss-219	459	1	transport	transport	NOUN
esutjss-219	459	2	logistics	logistic	NOUN
esutjss-219	459	3	journal	journal	NOUN
esutjss-219	459	4	,	,	PUNCT
esutjss-219	459	5	15(3	15(3	NUM
esutjss-219	459	6	)	)	PUNCT
esutjss-219	459	7	,	,	PUNCT
esutjss-219	459	8	34	34	NUM
esutjss-219	459	9	-	-	SYM
esutjss-219	459	10	47	47	NUM
esutjss-219	459	11	.	.	PUNCT
esutjss-219	460	1	onyema	onyema	PROPN
esutjss-219	460	2	,	,	PUNCT
esutjss-219	460	3	e.	e.	PROPN
esutjss-219	460	4	,	,	PUNCT
esutjss-219	460	5	adediran	adediran	ADJ
esutjss-219	460	6	,	,	PUNCT
esutjss-219	460	7	o.	o.	PROPN
esutjss-219	460	8	,	,	PUNCT
esutjss-219	460	9	&	&	CCONJ
esutjss-219	460	10	ajibola	ajibola	PROPN
esutjss-219	460	11	,	,	PUNCT
esutjss-219	460	12	m.	m.	NOUN
esutjss-219	460	13	(	(	PUNCT
esutjss-219	460	14	2016	2016	NUM
esutjss-219	460	15	)	)	PUNCT
esutjss-219	460	16	.	.	PUNCT
esutjss-219	461	1	insurance	insurance	NOUN
esutjss-219	461	2	market	market	NOUN
esutjss-219	461	3	development	development	NOUN
esutjss-219	461	4	and	and	CCONJ
esutjss-219	461	5	economic	economic	ADJ
esutjss-219	461	6	growth	growth	NOUN
esutjss-219	461	7	in	in	ADP
esutjss-219	461	8	nigeria	nigeria	PROPN
esutjss-219	461	9	.	.	PUNCT
esutjss-219	462	1	african	african	ADJ
esutjss-219	462	2	journal	journal	PROPN
esutjss-219	462	3	of	of	ADP
esutjss-219	462	4	business	business	NOUN
esutjss-219	462	5	management	management	NOUN
esutjss-219	462	6	,	,	PUNCT
esutjss-219	462	7	10(14	10(14	NUM
esutjss-219	462	8	)	)	PUNCT
esutjss-219	462	9	,	,	PUNCT
esutjss-219	462	10	342351	342351	NUM
esutjss-219	462	11	.	.	PUNCT
esutjss-219	463	1	outreville	outreville	NOUN
esutjss-219	463	2	,	,	PUNCT
esutjss-219	463	3	j.	j.	PROPN
esutjss-219	463	4	f.	f.	PROPN
esutjss-219	463	5	(	(	PUNCT
esutjss-219	463	6	2013	2013	NUM
esutjss-219	463	7	)	)	PUNCT
esutjss-219	463	8	.	.	PUNCT
esutjss-219	464	1	theory	theory	NOUN
esutjss-219	464	2	and	and	CCONJ
esutjss-219	464	3	practice	practice	NOUN
esutjss-219	464	4	of	of	ADP
esutjss-219	464	5	insurance	insurance	NOUN
esutjss-219	464	6	.	.	PUNCT
esutjss-219	465	1	springer	springer	NOUN
esutjss-219	465	2	.	.	PUNCT
esutjss-219	466	1	ponomarov	ponomarov	PROPN
esutjss-219	466	2	,	,	PUNCT
esutjss-219	466	3	s.	s.	PROPN
esutjss-219	466	4	y.	y.	PROPN
esutjss-219	466	5	,	,	PUNCT
esutjss-219	466	6	&	&	CCONJ
esutjss-219	466	7	holcomb	holcomb	PROPN
esutjss-219	466	8	,	,	PUNCT
esutjss-219	466	9	m.	m.	NOUN
esutjss-219	466	10	c.	c.	PROPN
esutjss-219	466	11	(	(	PUNCT
esutjss-219	466	12	2009	2009	NUM
esutjss-219	466	13	)	)	PUNCT
esutjss-219	466	14	.	.	PUNCT
esutjss-219	467	1	understanding	understand	VERB
esutjss-219	467	2	the	the	DET
esutjss-219	467	3	concept	concept	NOUN
esutjss-219	467	4	of	of	ADP
esutjss-219	467	5	supply	supply	NOUN
esutjss-219	467	6	chain	chain	NOUN
esutjss-219	467	7	resilience	resilience	NOUN
esutjss-219	467	8	.	.	PUNCT
esutjss-219	468	1	the	the	DET
esutjss-219	468	2	international	international	ADJ
esutjss-219	468	3	journal	journal	PROPN
esutjss-219	468	4	of	of	ADP
esutjss-219	468	5	logistics	logistic	NOUN
esutjss-219	468	6	management	management	NOUN
esutjss-219	468	7	,	,	PUNCT
esutjss-219	468	8	20(1	20(1	NUM
esutjss-219	468	9	)	)	PUNCT
esutjss-219	468	10	,	,	PUNCT
esutjss-219	468	11	124	124	NUM
esutjss-219	468	12	-	-	SYM
esutjss-219	468	13	143	143	NUM
esutjss-219	468	14	.	.	PUNCT
esutjss-219	469	1	rejda	rejda	NOUN
esutjss-219	469	2	,	,	PUNCT
esutjss-219	469	3	g.	g.	PROPN
esutjss-219	469	4	e.	e.	PROPN
esutjss-219	469	5	,	,	PUNCT
esutjss-219	469	6	&	&	CCONJ
esutjss-219	469	7	mcnamara	mcnamara	PROPN
esutjss-219	469	8	,	,	PUNCT
esutjss-219	469	9	m.	m.	PROPN
esutjss-219	469	10	j.	j.	PROPN
esutjss-219	469	11	(	(	PUNCT
esutjss-219	469	12	2014	2014	NUM
esutjss-219	469	13	)	)	PUNCT
esutjss-219	469	14	.	.	PUNCT
esutjss-219	470	1	principles	principle	NOUN
esutjss-219	470	2	of	of	ADP
esutjss-219	470	3	risk	risk	NOUN
esutjss-219	470	4	management	management	NOUN
esutjss-219	470	5	and	and	CCONJ
esutjss-219	470	6	insurance	insurance	NOUN
esutjss-219	470	7	.	.	PUNCT
esutjss-219	471	1	pearson	pearson	PROPN
esutjss-219	471	2	.	.	PROPN
esutjss-219	472	1	342	342	NUM
esutjss-219	472	2	sani	sani	PROPN
esutjss-219	472	3	,	,	PUNCT
esutjss-219	472	4	a.	a.	PROPN
esutjss-219	472	5	,	,	PUNCT
esutjss-219	472	6	&	&	CCONJ
esutjss-219	472	7	nwabueze	nwabueze	PROPN
esutjss-219	472	8	,	,	PUNCT
esutjss-219	472	9	e.	e.	PROPN
esutjss-219	472	10	(	(	PUNCT
esutjss-219	472	11	2021	2021	NUM
esutjss-219	472	12	)	)	PUNCT
esutjss-219	472	13	.	.	PUNCT
esutjss-219	473	1	political	political	ADJ
esutjss-219	473	2	risk	risk	NOUN
esutjss-219	473	3	insurance	insurance	NOUN
esutjss-219	473	4	and	and	CCONJ
esutjss-219	473	5	investment	investment	NOUN
esutjss-219	473	6	protection	protection	NOUN
esutjss-219	473	7	in	in	ADP
esutjss-219	473	8	nigeria	nigeria	PROPN
esutjss-219	473	9	.	.	PUNCT
esutjss-219	474	1	journal	journal	PROPN
esutjss-219	474	2	of	of	ADP
esutjss-219	474	3	political	political	ADJ
esutjss-219	474	4	risk	risk	NOUN
esutjss-219	474	5	management	management	NOUN
esutjss-219	474	6	,	,	PUNCT
esutjss-219	474	7	9(1	9(1	NUM
esutjss-219	474	8	)	)	PUNCT
esutjss-219	474	9	,	,	PUNCT
esutjss-219	474	10	78	78	NUM
esutjss-219	474	11	-	-	SYM
esutjss-219	474	12	93	93	NUM
esutjss-219	474	13	.	.	PUNCT
esutjss-219	475	1	sheffi	sheffi	PROPN
esutjss-219	475	2	,	,	PUNCT
esutjss-219	475	3	y.	y.	PROPN
esutjss-219	475	4	(	(	PUNCT
esutjss-219	475	5	2005	2005	NUM
esutjss-219	475	6	)	)	PUNCT
esutjss-219	475	7	.	.	PUNCT
esutjss-219	476	1	the	the	DET
esutjss-219	476	2	resilient	resilient	ADJ
esutjss-219	476	3	enterprise	enterprise	NOUN
esutjss-219	476	4	:	:	PUNCT
esutjss-219	476	5	overcoming	overcome	VERB
esutjss-219	476	6	vulnerability	vulnerability	NOUN
esutjss-219	476	7	for	for	ADP
esutjss-219	476	8	competitive	competitive	ADJ
esutjss-219	476	9	advantage	advantage	NOUN
esutjss-219	476	10	.	.	PUNCT
esutjss-219	477	1	mit	mit	NOUN
esutjss-219	477	2	press	press	NOUN
esutjss-219	477	3	.	.	PUNCT
esutjss-219	478	1	stiglitz	stiglitz	PROPN
esutjss-219	478	2	,	,	PUNCT
esutjss-219	478	3	j.	j.	PROPN
esutjss-219	478	4	e.	e.	PROPN
esutjss-219	478	5	(	(	PUNCT
esutjss-219	478	6	1981	1981	NUM
esutjss-219	478	7	)	)	PUNCT
esutjss-219	478	8	.	.	PUNCT
esutjss-219	479	1	the	the	DET
esutjss-219	479	2	private	private	ADJ
esutjss-219	479	3	and	and	CCONJ
esutjss-219	479	4	social	social	ADJ
esutjss-219	479	5	value	value	NOUN
esutjss-219	479	6	of	of	ADP
esutjss-219	479	7	information	information	NOUN
esutjss-219	479	8	and	and	CCONJ
esutjss-219	479	9	the	the	DET
esutjss-219	479	10	reward	reward	NOUN
esutjss-219	479	11	to	to	ADP
esutjss-219	479	12	inventors	inventor	NOUN
esutjss-219	479	13	.	.	PUNCT
esutjss-219	480	1	american	american	PROPN
esutjss-219	480	2	economic	economic	PROPN
esutjss-219	480	3	review	review	PROPN
esutjss-219	480	4	,	,	PUNCT
esutjss-219	480	5	71(1	71(1	NUM
esutjss-219	480	6	)	)	PUNCT
esutjss-219	480	7	,	,	PUNCT
esutjss-219	480	8	4	4	NUM
esutjss-219	480	9	-	-	SYM
esutjss-219	480	10	8	8	NUM
esutjss-219	480	11	.	.	PUNCT
esutjss-219	480	12	swafford	swafford	NOUN
esutjss-219	480	13	,	,	PUNCT
esutjss-219	480	14	p.	p.	NOUN
esutjss-219	480	15	m.	m.	NOUN
esutjss-219	480	16	,	,	PUNCT
esutjss-219	480	17	ghosh	ghosh	PROPN
esutjss-219	480	18	,	,	PUNCT
esutjss-219	480	19	s.	s.	PROPN
esutjss-219	480	20	,	,	PUNCT
esutjss-219	480	21	&	&	CCONJ
esutjss-219	480	22	murthy	murthy	PROPN
esutjss-219	480	23	,	,	PUNCT
esutjss-219	480	24	n.	n.	PROPN
esutjss-219	480	25	s.	s.	PROPN
esutjss-219	480	26	(	(	PUNCT
esutjss-219	480	27	2006	2006	NUM
esutjss-219	480	28	)	)	PUNCT
esutjss-219	480	29	.	.	PUNCT
esutjss-219	481	1	the	the	DET
esutjss-219	481	2	role	role	NOUN
esutjss-219	481	3	of	of	ADP
esutjss-219	481	4	supply	supply	NOUN
esutjss-219	481	5	chain	chain	NOUN
esutjss-219	481	6	flexibility	flexibility	NOUN
esutjss-219	481	7	in	in	ADP
esutjss-219	481	8	achieving	achieve	VERB
esutjss-219	481	9	strategic	strategic	ADJ
esutjss-219	481	10	agility	agility	NOUN
esutjss-219	481	11	.	.	PUNCT
esutjss-219	482	1	international	international	ADJ
esutjss-219	482	2	journal	journal	PROPN
esutjss-219	482	3	of	of	ADP
esutjss-219	482	4	operations	operation	NOUN
esutjss-219	482	5	&	&	CCONJ
esutjss-219	482	6	production	production	NOUN
esutjss-219	482	7	management	management	NOUN
esutjss-219	482	8	,	,	PUNCT
esutjss-219	482	9	26(7	26(7	NOUN
esutjss-219	482	10	)	)	PUNCT
esutjss-219	482	11	,	,	PUNCT
esutjss-219	482	12	642	642	NUM
esutjss-219	482	13	-	-	PUNCT
esutjss-219	482	14	668	668	NUM
esutjss-219	482	15	.	.	PUNCT
esutjss-219	482	16	swiss	swiss	PROPN
esutjss-219	482	17	re	re	PROPN
esutjss-219	482	18	.	.	PUNCT
esutjss-219	482	19	(	(	PUNCT
esutjss-219	482	20	2020	2020	NUM
esutjss-219	482	21	)	)	PUNCT
esutjss-219	482	22	.	.	PUNCT
esutjss-219	483	1	sigma	sigma	PROPN
esutjss-219	483	2	:	:	PUNCT
esutjss-219	483	3	insurance	insurance	NOUN
esutjss-219	483	4	market	market	NOUN
esutjss-219	483	5	report	report	NOUN
esutjss-219	483	6	.	.	PUNCT
esutjss-219	484	1	swiss	swiss	PROPN
esutjss-219	484	2	re	re	PROPN
esutjss-219	484	3	institute	institute	PROPN
esutjss-219	484	4	.	.	PUNCT
esutjss-219	485	1	vaughan	vaughan	PROPN
esutjss-219	485	2	,	,	PUNCT
esutjss-219	485	3	e.	e.	PROPN
esutjss-219	485	4	j.	j.	PROPN
esutjss-219	485	5	,	,	PUNCT
esutjss-219	485	6	&	&	CCONJ
esutjss-219	485	7	vaughan	vaughan	PROPN
esutjss-219	485	8	,	,	PUNCT
esutjss-219	485	9	t.	t.	NOUN
esutjss-219	485	10	m.	m.	NOUN
esutjss-219	485	11	(	(	PUNCT
esutjss-219	485	12	2014	2014	NUM
esutjss-219	485	13	)	)	PUNCT
esutjss-219	485	14	.	.	PUNCT
esutjss-219	486	1	fundamentals	fundamental	NOUN
esutjss-219	486	2	of	of	ADP
esutjss-219	486	3	risk	risk	NOUN
esutjss-219	486	4	and	and	CCONJ
esutjss-219	486	5	insurance	insurance	NOUN
esutjss-219	486	6	.	.	PUNCT
esutjss-219	487	1	wiley	wiley	PROPN
esutjss-219	487	2	.	.	PUNCT
esutjss-219	488	1	womack	womack	PROPN
esutjss-219	488	2	,	,	PUNCT
esutjss-219	488	3	j.	j.	PROPN
esutjss-219	488	4	p.	p.	PROPN
esutjss-219	488	5	,	,	PUNCT
esutjss-219	488	6	&	&	CCONJ
esutjss-219	488	7	jones	jones	PROPN
esutjss-219	488	8	,	,	PUNCT
esutjss-219	488	9	d.	d.	PROPN
esutjss-219	488	10	t.	t.	PROPN
esutjss-219	488	11	(	(	PUNCT
esutjss-219	488	12	1996	1996	NUM
esutjss-219	488	13	)	)	PUNCT
esutjss-219	488	14	.	.	PUNCT
esutjss-219	489	1	lean	lean	ADJ
esutjss-219	489	2	thinking	thinking	NOUN
esutjss-219	489	3	:	:	PUNCT
esutjss-219	489	4	banish	banish	VERB
esutjss-219	489	5	waste	waste	NOUN
esutjss-219	489	6	and	and	CCONJ
esutjss-219	489	7	create	create	VERB
esutjss-219	489	8	wealth	wealth	NOUN
esutjss-219	489	9	in	in	ADP
esutjss-219	489	10	your	your	PRON
esutjss-219	489	11	corporation	corporation	NOUN
esutjss-219	489	12	.	.	PUNCT
esutjss-219	490	1	simon	simon	PROPN
esutjss-219	490	2	&	&	CCONJ
esutjss-219	490	3	schuster	schuster	PROPN
esutjss-219	490	4	.	.	PUNCT
esutjss-219	491	1	yao	yao	PROPN
esutjss-219	491	2	,	,	PUNCT
esutjss-219	491	3	z.	z.	PROPN
esutjss-219	491	4	,	,	PUNCT
esutjss-219	491	5	zhang	zhang	PROPN
esutjss-219	491	6	,	,	PUNCT
esutjss-219	491	7	y.	y.	PROPN
esutjss-219	491	8	,	,	PUNCT
esutjss-219	491	9	&	&	CCONJ
esutjss-219	491	10	li	li	PROPN
esutjss-219	491	11	,	,	PUNCT
esutjss-219	491	12	d.	d.	PROPN
esutjss-219	491	13	(	(	PUNCT
esutjss-219	491	14	2018	2018	NUM
esutjss-219	491	15	)	)	PUNCT
esutjss-219	491	16	.	.	PUNCT
esutjss-219	492	1	big	big	ADJ
esutjss-219	492	2	data	datum	NOUN
esutjss-219	492	3	analytics	analytic	NOUN
esutjss-219	492	4	for	for	ADP
esutjss-219	492	5	supply	supply	NOUN
esutjss-219	492	6	chain	chain	NOUN
esutjss-219	492	7	management	management	NOUN
esutjss-219	492	8	:	:	PUNCT
esutjss-219	492	9	a	a	DET
esutjss-219	492	10	review	review	NOUN
esutjss-219	492	11	.	.	PUNCT
esutjss-219	493	1	ieee	ieee	NOUN
esutjss-219	493	2	access	access	NOUN
esutjss-219	493	3	,	,	PUNCT
esutjss-219	493	4	6	6	NUM
esutjss-219	493	5	,	,	PUNCT
esutjss-219	493	6	51432	51432	NUM
esutjss-219	493	7	-	-	SYM
esutjss-219	493	8	51447	51447	NUM
esutjss-219	493	9	.	.	PUNCT
esutjss-219	494	1	yusuf	yusuf	PROPN
esutjss-219	494	2	,	,	PUNCT
esutjss-219	494	3	t.	t.	PROPN
esutjss-219	494	4	o.	o.	PROPN
esutjss-219	494	5	,	,	PUNCT
esutjss-219	494	6	ajemunigbohun	ajemunigbohun	PROPN
esutjss-219	494	7	,	,	PUNCT
esutjss-219	494	8	s.	s.	PROPN
esutjss-219	494	9	s.	s.	PROPN
esutjss-219	494	10	,	,	PUNCT
esutjss-219	494	11	&	&	CCONJ
esutjss-219	494	12	alli	alli	PROPN
esutjss-219	494	13	,	,	PUNCT
esutjss-219	494	14	g.	g.	PROPN
esutjss-219	494	15	n.	n.	PROPN
esutjss-219	494	16	(	(	PUNCT
esutjss-219	494	17	2017	2017	NUM
esutjss-219	494	18	)	)	PUNCT
esutjss-219	494	19	.	.	PUNCT
esutjss-219	495	1	a	a	DET
esutjss-219	495	2	critical	critical	ADJ
esutjss-219	495	3	review	review	NOUN
esutjss-219	495	4	of	of	ADP
esutjss-219	495	5	insurance	insurance	NOUN
esutjss-219	495	6	claims	claim	NOUN
esutjss-219	495	7	management	management	NOUN
esutjss-219	495	8	:	:	PUNCT
esutjss-219	495	9	a	a	DET
esutjss-219	495	10	study	study	NOUN
esutjss-219	495	11	of	of	ADP
esutjss-219	495	12	selected	select	VERB
esutjss-219	495	13	insurance	insurance	NOUN
esutjss-219	495	14	companies	company	NOUN
esutjss-219	495	15	in	in	ADP
esutjss-219	495	16	nigeria	nigeria	PROPN
esutjss-219	495	17	.	.	PUNCT
esutjss-219	496	1	spoudaijournal	spoudaijournal	ADJ
esutjss-219	496	2	of	of	ADP
esutjss-219	496	3	economics	economic	NOUN
esutjss-219	496	4	and	and	CCONJ
esutjss-219	496	5	business	business	NOUN
esutjss-219	496	6	,	,	PUNCT
esutjss-219	496	7	67(2	67(2	NUM
esutjss-219	496	8	)	)	PUNCT
esutjss-219	496	9	,	,	PUNCT
esutjss-219	496	10	69	69	NUM
esutjss-219	496	11	-	-	SYM
esutjss-219	496	12	84	84	NUM
esutjss-219	496	13	.	.	PUNCT
esutjss-219	497	1	zhao	zhao	NOUN
esutjss-219	497	2	,	,	PUNCT
esutjss-219	497	3	y.	y.	PROPN
esutjss-219	497	4	,	,	PUNCT
esutjss-219	497	5	kim	kim	PROPN
esutjss-219	497	6	,	,	PUNCT
esutjss-219	497	7	k.	k.	PROPN
esutjss-219	497	8	j.	j.	PROPN
esutjss-219	497	9	,	,	PUNCT
esutjss-219	497	10	&	&	CCONJ
esutjss-219	497	11	vickery	vickery	PROPN
esutjss-219	497	12	,	,	PUNCT
esutjss-219	497	13	s.	s.	PROPN
esutjss-219	497	14	k.	k.	PROPN
esutjss-219	497	15	(	(	PUNCT
esutjss-219	497	16	2020	2020	NUM
esutjss-219	497	17	)	)	PUNCT
esutjss-219	497	18	.	.	PUNCT
esutjss-219	498	1	cyber	cyber	NOUN
esutjss-219	498	2	risk	risk	NOUN
esutjss-219	498	3	management	management	NOUN
esutjss-219	498	4	in	in	ADP
esutjss-219	498	5	the	the	DET
esutjss-219	498	6	insurance	insurance	NOUN
esutjss-219	498	7	industry	industry	NOUN
esutjss-219	498	8	:	:	PUNCT
esutjss-219	498	9	a	a	DET
esutjss-219	498	10	review	review	NOUN
esutjss-219	498	11	and	and	CCONJ
esutjss-219	498	12	future	future	ADJ
esutjss-219	498	13	directions	direction	NOUN
esutjss-219	498	14	.	.	PUNCT
esutjss-219	499	1	risk	risk	NOUN
esutjss-219	499	2	management	management	NOUN
esutjss-219	499	3	and	and	CCONJ
esutjss-219	499	4	insurance	insurance	NOUN
esutjss-219	499	5	review	review	NOUN
esutjss-219	499	6	,	,	PUNCT
esutjss-219	499	7	23(2	23(2	NUM
esutjss-219	499	8	)	)	PUNCT
esutjss-219	499	9	,	,	PUNCT
esutjss-219	499	10	153	153	NUM
esutjss-219	499	11	-	-	SYM
esutjss-219	499	12	180	180	NUM
esutjss-219	499	13	.	.	PUNCT
esutjss-219	500	1	page	page	NOUN
esutjss-219	500	2	7	7	NUM