id	sid	tid	token	lemma	pos
esutjss-254	1	1	volume	volume	NOUN
esutjss-254	1	2	10	10	NUM
esutjss-254	1	3	number	number	NOUN
esutjss-254	1	4	1	1	NUM
esutjss-254	1	5	,	,	PUNCT
esutjss-254	1	6	2025	2025	NUM
esutjss-254	1	7	faculty	faculty	NOUN
esutjss-254	1	8	of	of	ADP
esutjss-254	1	9	social	social	ADJ
esutjss-254	1	10	sciences	science	NOUN
esutjss-254	1	11	,	,	PUNCT
esutjss-254	1	12	enugu	enugu	PROPN
esutjss-254	1	13	state	state	PROPN
esutjss-254	1	14	university	university	PROPN
esutjss-254	1	15	of	of	ADP
esutjss-254	1	16	science	science	NOUN
esutjss-254	1	17	and	and	CCONJ
esutjss-254	1	18	technology	technology	NOUN
esutjss-254	1	19	editor	editor	NOUN
esutjss-254	1	20	-	-	PUNCT
esutjss-254	1	21	in	in	ADP
esutjss-254	1	22	-	-	PUNCT
esutjss-254	1	23	chief	chief	NOUN
esutjss-254	1	24	prof	prof	NOUN
esutjss-254	1	25	.	.	PUNCT
esutjss-254	2	1	nicholas	nicholas	PROPN
esutjss-254	2	2	attamah	attamah	VERB
esutjss-254	2	3	managing	manage	VERB
esutjss-254	2	4	editor	editor	NOUN
esutjss-254	2	5	prof	prof	PROPN
esutjss-254	2	6	.	.	PUNCT
esutjss-254	3	1	barnabas	barnabas	PROPN
esutjss-254	3	2	nwankwo	nwankwo	PROPN
esutjss-254	3	3	published	publish	VERB
esutjss-254	3	4	by	by	ADP
esutjss-254	3	5	enugu	enugu	PROPN
esutjss-254	3	6	state	state	PROPN
esutjss-254	3	7	university	university	PROPN
esutjss-254	3	8	of	of	ADP
esutjss-254	3	9	science	science	PROPN
esutjss-254	3	10	&	&	CCONJ
esutjss-254	3	11	technology	technology	PROPN
esutjss-254	3	12	journal	journal	NOUN
esutjss-254	3	13	of	of	ADP
esutjss-254	3	14	social	social	PROPN
esutjss-254	3	15	sciences	sciences	PROPN
esutjss-254	3	16	&	&	CCONJ
esutjss-254	3	17	humanities	humanities	PROPN
esutjss-254	3	18	implications	implication	NOUN
esutjss-254	3	19	of	of	ADP
esutjss-254	3	20	catastrophic	catastrophic	ADJ
esutjss-254	3	21	risk	risk	NOUN
esutjss-254	3	22	future	future	NOUN
esutjss-254	3	23	as	as	ADP
esutjss-254	3	24	alternative	alternative	ADJ
esutjss-254	3	25	risks	risk	NOUN
esutjss-254	3	26	transfer	transfer	NOUN
esutjss-254	3	27	solution	solution	NOUN
esutjss-254	3	28	on	on	ADP
esutjss-254	3	29	performance	performance	NOUN
esutjss-254	3	30	of	of	ADP
esutjss-254	3	31	manufacturing	manufacture	VERB
esutjss-254	3	32	companies	company	NOUN
esutjss-254	3	33	in	in	ADP
esutjss-254	3	34	nigeria	nigeria	PROPN
esutjss-254	3	35	moses	moses	PROPN
esutjss-254	3	36	tunde	tunde	PROPN
esutjss-254	3	37	oyerinde1,adekunle	oyerinde1,adekunle	PROPN
esutjss-254	3	38	sundayaduloju2	sundayaduloju2	PROPN
esutjss-254	3	39	,	,	PUNCT
esutjss-254	3	40	yusuf	yusuf	PROPN
esutjss-254	3	41	olalekantajudeen3	olalekantajudeen3	PROPN
esutjss-254	4	1	1university	1university	NUM
esutjss-254	4	2	of	of	ADP
esutjss-254	4	3	lagos	lago	NOUN
esutjss-254	4	4	,	,	PUNCT
esutjss-254	4	5	akoka	akoka	NOUN
esutjss-254	4	6	,	,	PUNCT
esutjss-254	4	7	nigeria	nigeria	PROPN
esutjss-254	5	1	2university	2university	NUM
esutjss-254	5	2	of	of	ADP
esutjss-254	5	3	lagos	lago	NOUN
esutjss-254	5	4	,	,	PUNCT
esutjss-254	5	5	akoka	akoka	NOUN
esutjss-254	5	6	,	,	PUNCT
esutjss-254	5	7	nigeria	nigeria	PROPN
esutjss-254	5	8	3university	3university	NUM
esutjss-254	5	9	of	of	ADP
esutjss-254	5	10	lagos	lago	NOUN
esutjss-254	5	11	,	,	PUNCT
esutjss-254	5	12	akoka	akoka	NOUN
esutjss-254	5	13	,	,	PUNCT
esutjss-254	5	14	nigeria	nigeria	PROPN
esutjss-254	5	15	corresponding	correspond	VERB
esutjss-254	5	16	author	author	NOUN
esutjss-254	5	17	e	e	NOUN
esutjss-254	5	18	-	-	NOUN
esutjss-254	5	19	mail	mail	NOUN
esutjss-254	5	20	:	:	PUNCT
esutjss-254	5	21	mosesoyerinde818@gmail.com	mosesoyerinde818@gmail.com	X
esutjss-254	5	22	abstract	abstract	ADJ
esutjss-254	5	23	.	.	PUNCT
esutjss-254	6	1	the	the	DET
esutjss-254	6	2	manufacturing	manufacturing	NOUN
esutjss-254	6	3	companies	company	NOUN
esutjss-254	6	4	are	be	AUX
esutjss-254	6	5	faced	face	VERB
esutjss-254	6	6	with	with	ADP
esutjss-254	6	7	many	many	ADJ
esutjss-254	6	8	risks	risk	NOUN
esutjss-254	6	9	which	which	PRON
esutjss-254	6	10	includes	include	VERB
esutjss-254	6	11	regular	regular	ADJ
esutjss-254	6	12	business	business	NOUN
esutjss-254	6	13	risks	risk	NOUN
esutjss-254	6	14	such	such	ADJ
esutjss-254	6	15	as	as	ADP
esutjss-254	6	16	credit	credit	NOUN
esutjss-254	6	17	risks	risk	NOUN
esutjss-254	6	18	,	,	PUNCT
esutjss-254	6	19	switch	switch	VERB
esutjss-254	6	20	in	in	ADP
esutjss-254	6	21	market	market	NOUN
esutjss-254	6	22	taste	taste	NOUN
esutjss-254	6	23	,	,	PUNCT
esutjss-254	6	24	human	human	ADJ
esutjss-254	6	25	and	and	CCONJ
esutjss-254	6	26	personnel	personnel	NOUN
esutjss-254	6	27	risks	risk	NOUN
esutjss-254	6	28	,	,	PUNCT
esutjss-254	6	29	injury	injury	NOUN
esutjss-254	6	30	,	,	PUNCT
esutjss-254	6	31	damage	damage	NOUN
esutjss-254	6	32	to	to	ADP
esutjss-254	6	33	third	third	ADJ
esutjss-254	6	34	party	party	NOUN
esutjss-254	6	35	and	and	CCONJ
esutjss-254	6	36	so	so	ADV
esutjss-254	6	37	on	on	ADV
esutjss-254	6	38	.	.	PUNCT
esutjss-254	7	1	the	the	DET
esutjss-254	7	2	industry	industry	NOUN
esutjss-254	7	3	handles	handle	VERB
esutjss-254	7	4	these	these	DET
esutjss-254	7	5	risks	risk	NOUN
esutjss-254	7	6	by	by	ADP
esutjss-254	7	7	way	way	NOUN
esutjss-254	7	8	of	of	ADP
esutjss-254	7	9	risk	risk	NOUN
esutjss-254	7	10	transfer	transfer	NOUN
esutjss-254	7	11	through	through	ADP
esutjss-254	7	12	insurance	insurance	NOUN
esutjss-254	7	13	by	by	ADP
esutjss-254	7	14	shifting	shift	VERB
esutjss-254	7	15	the	the	DET
esutjss-254	7	16	financial	financial	ADJ
esutjss-254	7	17	implication	implication	NOUN
esutjss-254	7	18	of	of	ADP
esutjss-254	7	19	loss	loss	NOUN
esutjss-254	7	20	,	,	PUNCT
esutjss-254	7	21	injury	injury	NOUN
esutjss-254	7	22	or	or	CCONJ
esutjss-254	7	23	damage	damage	NOUN
esutjss-254	7	24	to	to	ADP
esutjss-254	7	25	another	another	DET
esutjss-254	7	26	party	party	NOUN
esutjss-254	7	27	or	or	CCONJ
esutjss-254	7	28	parties	party	NOUN
esutjss-254	7	29	.	.	PUNCT
esutjss-254	8	1	however	however	ADV
esutjss-254	8	2	,	,	PUNCT
esutjss-254	8	3	there	there	PRON
esutjss-254	8	4	are	be	VERB
esutjss-254	8	5	risks	risk	NOUN
esutjss-254	8	6	that	that	PRON
esutjss-254	8	7	are	be	AUX
esutjss-254	8	8	existential	existential	ADJ
esutjss-254	8	9	to	to	ADP
esutjss-254	8	10	the	the	DET
esutjss-254	8	11	industry	industry	NOUN
esutjss-254	8	12	that	that	PRON
esutjss-254	8	13	can	can	AUX
esutjss-254	8	14	be	be	AUX
esutjss-254	8	15	described	describe	VERB
esutjss-254	8	16	as	as	ADP
esutjss-254	8	17	catastrophic	catastrophic	ADJ
esutjss-254	8	18	such	such	ADJ
esutjss-254	8	19	as	as	ADP
esutjss-254	8	20	hurricane	hurricane	NOUN
esutjss-254	8	21	,	,	PUNCT
esutjss-254	8	22	earthquake	earthquake	NOUN
esutjss-254	8	23	,	,	PUNCT
esutjss-254	8	24	terror	terror	NOUN
esutjss-254	8	25	attacks	attack	NOUN
esutjss-254	8	26	etc	etc	X
esutjss-254	8	27	.	.	X
esutjss-254	9	1	these	these	DET
esutjss-254	9	2	type	type	NOUN
esutjss-254	9	3	of	of	ADP
esutjss-254	9	4	risks	risk	NOUN
esutjss-254	9	5	can	can	AUX
esutjss-254	9	6	not	not	PART
esutjss-254	9	7	be	be	AUX
esutjss-254	9	8	adequately	adequately	ADV
esutjss-254	9	9	covered	cover	VERB
esutjss-254	9	10	by	by	ADP
esutjss-254	9	11	regular	regular	ADJ
esutjss-254	9	12	insurance	insurance	NOUN
esutjss-254	9	13	.	.	PUNCT
esutjss-254	10	1	this	this	DET
esutjss-254	10	2	class	class	NOUN
esutjss-254	10	3	of	of	ADP
esutjss-254	10	4	risks	risk	NOUN
esutjss-254	10	5	can	can	AUX
esutjss-254	10	6	only	only	ADV
esutjss-254	10	7	be	be	AUX
esutjss-254	10	8	covered	cover	VERB
esutjss-254	10	9	by	by	ADP
esutjss-254	10	10	non	non	ADJ
esutjss-254	10	11	-	-	ADJ
esutjss-254	10	12	insurance	insurance	ADJ
esutjss-254	10	13	transfer	transfer	NOUN
esutjss-254	10	14	by	by	ADP
esutjss-254	10	15	way	way	NOUN
esutjss-254	10	16	of	of	ADP
esutjss-254	10	17	alternative	alternative	ADJ
esutjss-254	10	18	risk	risk	NOUN
esutjss-254	10	19	transfer	transfer	NOUN
esutjss-254	10	20	,	,	PUNCT
esutjss-254	10	21	art	art	NOUN
esutjss-254	10	22	.	.	PUNCT
esutjss-254	11	1	the	the	DET
esutjss-254	11	2	study	study	NOUN
esutjss-254	11	3	aim	aim	VERB
esutjss-254	11	4	to	to	PART
esutjss-254	11	5	determine	determine	VERB
esutjss-254	11	6	impact	impact	NOUN
esutjss-254	11	7	of	of	ADP
esutjss-254	11	8	catastrophic	catastrophic	ADJ
esutjss-254	11	9	risk	risk	NOUN
esutjss-254	11	10	futures	future	NOUN
esutjss-254	11	11	(	(	PUNCT
esutjss-254	11	12	crf	crf	NOUN
esutjss-254	11	13	)	)	PUNCT
esutjss-254	11	14	as	as	ADP
esutjss-254	11	15	an	an	DET
esutjss-254	11	16	alternative	alternative	ADJ
esutjss-254	11	17	risks	risk	NOUN
esutjss-254	11	18	transfer	transfer	VERB
esutjss-254	11	19	solutions	solution	NOUN
esutjss-254	11	20	on	on	ADP
esutjss-254	11	21	the	the	DET
esutjss-254	11	22	performance	performance	NOUN
esutjss-254	11	23	of	of	ADP
esutjss-254	11	24	nigeria	nigeria	PROPN
esutjss-254	11	25	manufacturing	manufacturing	NOUN
esutjss-254	11	26	companies	company	NOUN
esutjss-254	11	27	revealed	reveal	VERB
esutjss-254	11	28	significant	significant	ADJ
esutjss-254	11	29	correlation	correlation	NOUN
esutjss-254	11	30	between	between	ADP
esutjss-254	11	31	crf	crf	PROPN
esutjss-254	11	32	as	as	ADP
esutjss-254	11	33	an	an	DET
esutjss-254	11	34	art	art	NOUN
esutjss-254	11	35	solution	solution	NOUN
esutjss-254	11	36	and	and	CCONJ
esutjss-254	11	37	performance	performance	NOUN
esutjss-254	11	38	with	with	ADP
esutjss-254	11	39	correlation	correlation	NOUN
esutjss-254	11	40	coefficient	coefficient	NOUN
esutjss-254	11	41	(	(	PUNCT
esutjss-254	11	42	r	r	NOUN
esutjss-254	11	43	)	)	PUNCT
esutjss-254	11	44	of	of	ADP
esutjss-254	11	45	0.630	0.630	NUM
esutjss-254	11	46	with	with	ADP
esutjss-254	11	47	a	a	DET
esutjss-254	11	48	p	p	NOUN
esutjss-254	11	49	-	-	PUNCT
esutjss-254	11	50	value	value	NOUN
esutjss-254	11	51	of	of	ADP
esutjss-254	11	52	0.000	0.000	NUM
esutjss-254	11	53	.	.	PUNCT
esutjss-254	12	1	the	the	DET
esutjss-254	12	2	anova	anova	PROPN
esutjss-254	12	3	findings	finding	NOUN
esutjss-254	12	4	also	also	ADV
esutjss-254	12	5	showed	show	VERB
esutjss-254	12	6	performance	performance	NOUN
esutjss-254	12	7	of	of	ADP
esutjss-254	12	8	manufacturing	manufacturing	NOUN
esutjss-254	12	9	enterprises	enterprise	NOUN
esutjss-254	12	10	could	could	AUX
esutjss-254	12	11	be	be	AUX
esutjss-254	12	12	strongly	strongly	ADV
esutjss-254	12	13	be	be	AUX
esutjss-254	12	14	predicted	predict	VERB
esutjss-254	12	15	by	by	ADP
esutjss-254	12	16	crf	crf	PROPN
esutjss-254	12	17	as	as	ADV
esutjss-254	12	18	well	well	ADV
esutjss-254	12	19	as	as	ADP
esutjss-254	12	20	a	a	DET
esutjss-254	12	21	positive	positive	ADJ
esutjss-254	12	22	association	association	NOUN
esutjss-254	12	23	between	between	ADP
esutjss-254	12	24	crf	crf	NOUN
esutjss-254	12	25	solution	solution	NOUN
esutjss-254	12	26	and	and	CCONJ
esutjss-254	12	27	performance	performance	NOUN
esutjss-254	12	28	of	of	ADP
esutjss-254	12	29	the	the	DET
esutjss-254	12	30	manufacturing	manufacturing	NOUN
esutjss-254	12	31	companies	company	NOUN
esutjss-254	12	32	.	.	PUNCT
esutjss-254	13	1	therefore	therefore	ADV
esutjss-254	13	2	,	,	PUNCT
esutjss-254	13	3	we	we	PRON
esutjss-254	13	4	can	can	AUX
esutjss-254	13	5	conclude	conclude	VERB
esutjss-254	13	6	that	that	SCONJ
esutjss-254	13	7	there	there	PRON
esutjss-254	13	8	is	be	VERB
esutjss-254	13	9	significant	significant	ADJ
esutjss-254	13	10	relationship	relationship	NOUN
esutjss-254	13	11	between	between	ADP
esutjss-254	13	12	crf	crf	PROPN
esutjss-254	13	13	as	as	ADP
esutjss-254	13	14	an	an	DET
esutjss-254	13	15	art	art	NOUN
esutjss-254	13	16	solution	solution	NOUN
esutjss-254	13	17	and	and	CCONJ
esutjss-254	13	18	the	the	DET
esutjss-254	13	19	performance	performance	NOUN
esutjss-254	13	20	of	of	ADP
esutjss-254	13	21	nigeria	nigeria	PROPN
esutjss-254	13	22	manufacturing	manufacture	VERB
esutjss-254	13	23	companies	company	NOUN
esutjss-254	13	24	and	and	CCONJ
esutjss-254	13	25	that	that	SCONJ
esutjss-254	13	26	crf	crf	PROPN
esutjss-254	13	27	do	do	AUX
esutjss-254	13	28	have	have	VERB
esutjss-254	13	29	real	real	ADJ
esutjss-254	13	30	impact	impact	NOUN
esutjss-254	13	31	on	on	ADP
esutjss-254	13	32	the	the	DET
esutjss-254	13	33	performance	performance	NOUN
esutjss-254	13	34	of	of	ADP
esutjss-254	13	35	the	the	DET
esutjss-254	13	36	manufacturing	manufacturing	NOUN
esutjss-254	13	37	concerns	concern	NOUN
esutjss-254	13	38	.	.	PUNCT
esutjss-254	14	1	however	however	ADV
esutjss-254	14	2	,	,	PUNCT
esutjss-254	14	3	stakeholders	stakeholder	NOUN
esutjss-254	14	4	such	such	ADJ
esutjss-254	14	5	as	as	ADP
esutjss-254	14	6	the	the	DET
esutjss-254	14	7	government	government	NOUN
esutjss-254	14	8	,	,	PUNCT
esutjss-254	14	9	the	the	DET
esutjss-254	14	10	manufacturers	manufacturer	NOUN
esutjss-254	14	11	association	association	PROPN
esutjss-254	14	12	of	of	ADP
esutjss-254	14	13	nigeria	nigeria	PROPN
esutjss-254	14	14	(	(	PUNCT
esutjss-254	14	15	man	man	NOUN
esutjss-254	14	16	)	)	PUNCT
esutjss-254	14	17	and	and	CCONJ
esutjss-254	14	18	security	security	NOUN
esutjss-254	14	19	and	and	CCONJ
esutjss-254	14	20	exchange	exchange	PROPN
esutjss-254	14	21	commission	commission	PROPN
esutjss-254	14	22	,	,	PUNCT
esutjss-254	14	23	sec	sec	PROPN
esutjss-254	14	24	needs	need	VERB
esutjss-254	14	25	to	to	PART
esutjss-254	14	26	work	work	VERB
esutjss-254	14	27	together	together	ADV
esutjss-254	14	28	to	to	PART
esutjss-254	14	29	create	create	VERB
esutjss-254	14	30	enabling	enable	VERB
esutjss-254	14	31	environment	environment	NOUN
esutjss-254	14	32	for	for	SCONJ
esutjss-254	14	33	art	art	NOUN
esutjss-254	14	34	to	to	PART
esutjss-254	14	35	thrive	thrive	VERB
esutjss-254	14	36	by	by	ADP
esutjss-254	14	37	sensitization	sensitization	NOUN
esutjss-254	14	38	of	of	ADP
esutjss-254	14	39	the	the	DET
esutjss-254	14	40	industry	industry	NOUN
esutjss-254	14	41	on	on	ADP
esutjss-254	14	42	the	the	DET
esutjss-254	14	43	concept	concept	NOUN
esutjss-254	14	44	and	and	CCONJ
esutjss-254	14	45	benefits	benefit	NOUN
esutjss-254	14	46	of	of	ADP
esutjss-254	14	47	art	art	NOUN
esutjss-254	14	48	.	.	PUNCT
esutjss-254	15	1	the	the	DET
esutjss-254	15	2	industry	industry	NOUN
esutjss-254	15	3	must	must	AUX
esutjss-254	15	4	ensure	ensure	VERB
esutjss-254	15	5	that	that	SCONJ
esutjss-254	15	6	all	all	DET
esutjss-254	15	7	alternative	alternative	ADJ
esutjss-254	15	8	risk	risk	NOUN
esutjss-254	15	9	transfer	transfer	NOUN
esutjss-254	15	10	solutions	solution	NOUN
esutjss-254	15	11	comply	comply	VERB
esutjss-254	15	12	with	with	ADP
esutjss-254	15	13	local	local	ADJ
esutjss-254	15	14	and	and	CCONJ
esutjss-254	15	15	international	international	ADJ
esutjss-254	15	16	regulatory	regulatory	ADJ
esutjss-254	15	17	standards	standard	NOUN
esutjss-254	15	18	to	to	PART
esutjss-254	15	19	avoid	avoid	VERB
esutjss-254	15	20	legal	legal	ADJ
esutjss-254	15	21	complications	complication	NOUN
esutjss-254	15	22	and	and	CCONJ
esutjss-254	15	23	ensure	ensure	VERB
esutjss-254	15	24	growth	growth	NOUN
esutjss-254	15	25	of	of	ADP
esutjss-254	15	26	the	the	DET
esutjss-254	15	27	art	art	NOUN
esutjss-254	15	28	solutions	solution	NOUN
esutjss-254	15	29	in	in	ADP
esutjss-254	15	30	the	the	DET
esutjss-254	15	31	country	country	NOUN
esutjss-254	15	32	..	..	PUNCT
esutjss-254	16	1	keywords	keyword	NOUN
esutjss-254	16	2	:	:	PUNCT
esutjss-254	16	3	alternative	alternative	ADJ
esutjss-254	16	4	risk	risk	NOUN
esutjss-254	16	5	transfer	transfer	NOUN
esutjss-254	16	6	solutions	solution	NOUN
esutjss-254	16	7	,	,	PUNCT
esutjss-254	16	8	performance	performance	NOUN
esutjss-254	16	9	,	,	PUNCT
esutjss-254	16	10	manufacturing	manufacturing	NOUN
esutjss-254	16	11	companies	company	NOUN
esutjss-254	16	12	.	.	PUNCT
esutjss-254	17	1	jel	jel	PROPN
esutjss-254	17	2	classification	classification	NOUN
esutjss-254	17	3	:	:	PUNCT
esutjss-254	17	4	d81	d81	NOUN
esutjss-254	17	5	introduction	introduction	NOUN
esutjss-254	17	6	risks	risk	NOUN
esutjss-254	17	7	in	in	ADP
esutjss-254	17	8	the	the	DET
esutjss-254	17	9	modern	modern	ADJ
esutjss-254	17	10	world	world	NOUN
esutjss-254	17	11	pose	pose	VERB
esutjss-254	17	12	a	a	DET
esutjss-254	17	13	variety	variety	NOUN
esutjss-254	17	14	of	of	ADP
esutjss-254	17	15	threats	threat	NOUN
esutjss-254	17	16	that	that	PRON
esutjss-254	17	17	might	might	AUX
esutjss-254	17	18	have	have	VERB
esutjss-254	17	19	far	far	ADV
esutjss-254	17	20	-	-	PUNCT
esutjss-254	17	21	reaching	reach	VERB
esutjss-254	17	22	,	,	PUNCT
esutjss-254	17	23	multigenerational	multigenerational	ADJ
esutjss-254	17	24	consequences	consequence	NOUN
esutjss-254	17	25	on	on	ADP
esutjss-254	17	26	people	people	NOUN
esutjss-254	17	27	,	,	PUNCT
esutjss-254	17	28	society	society	NOUN
esutjss-254	17	29	,	,	PUNCT
esutjss-254	17	30	the	the	DET
esutjss-254	17	31	economy	economy	NOUN
esutjss-254	17	32	,	,	PUNCT
esutjss-254	17	33	and	and	CCONJ
esutjss-254	17	34	the	the	DET
esutjss-254	17	35	environment	environment	NOUN
esutjss-254	17	36	.	.	PUNCT
esutjss-254	18	1	everyone	everyone	PRON
esutjss-254	18	2	from	from	ADP
esutjss-254	18	3	people	people	NOUN
esutjss-254	18	4	to	to	ADP
esutjss-254	18	5	governments	government	NOUN
esutjss-254	18	6	in	in	ADP
esutjss-254	18	7	both	both	CCONJ
esutjss-254	18	8	rich	rich	ADJ
esutjss-254	18	9	and	and	CCONJ
esutjss-254	18	10	developing	develop	VERB
esutjss-254	18	11	nations	nation	NOUN
esutjss-254	18	12	has	have	VERB
esutjss-254	18	13	the	the	DET
esutjss-254	18	14	formidable	formidable	ADJ
esutjss-254	18	15	task	task	NOUN
esutjss-254	18	16	of	of	ADP
esutjss-254	18	17	mitigating	mitigate	VERB
esutjss-254	18	18	these	these	DET
esutjss-254	18	19	affects	affect	NOUN
esutjss-254	18	20	'	'	PART
esutjss-254	18	21	financial	financial	ADJ
esutjss-254	18	22	effects	effect	NOUN
esutjss-254	18	23	.	.	PUNCT
esutjss-254	19	1	to	to	PART
esutjss-254	19	2	alleviate	alleviate	VERB
esutjss-254	19	3	the	the	DET
esutjss-254	19	4	financial	financial	ADJ
esutjss-254	19	5	strain	strain	NOUN
esutjss-254	19	6	on	on	ADP
esutjss-254	19	7	their	their	PRON
esutjss-254	19	8	operations	operation	NOUN
esutjss-254	19	9	,	,	PUNCT
esutjss-254	19	10	investments	investment	NOUN
esutjss-254	19	11	,	,	PUNCT
esutjss-254	19	12	claim	claim	NOUN
esutjss-254	19	13	management	management	NOUN
esutjss-254	19	14	,	,	PUNCT
esutjss-254	19	15	and	and	CCONJ
esutjss-254	19	16	profitability	profitability	NOUN
esutjss-254	19	17	that	that	PRON
esutjss-254	19	18	would	would	AUX
esutjss-254	19	19	result	result	VERB
esutjss-254	19	20	from	from	ADP
esutjss-254	19	21	having	have	VERB
esutjss-254	19	22	to	to	PART
esutjss-254	19	23	bear	bear	VERB
esutjss-254	19	24	the	the	DET
esutjss-254	19	25	costs	cost	NOUN
esutjss-254	19	26	of	of	ADP
esutjss-254	19	27	risk	risk	NOUN
esutjss-254	19	28	,	,	PUNCT
esutjss-254	19	29	most	most	ADJ
esutjss-254	19	30	manufacturing	manufacture	VERB
esutjss-254	19	31	companies	company	NOUN
esutjss-254	19	32	are	be	AUX
esutjss-254	19	33	continuously	continuously	ADV
esutjss-254	19	34	seeking	seek	VERB
esutjss-254	19	35	new	new	ADJ
esutjss-254	19	36	ways	way	NOUN
esutjss-254	19	37	to	to	PART
esutjss-254	19	38	contribute	contribute	VERB
esutjss-254	19	39	to	to	ADP
esutjss-254	19	40	risk	risk	NOUN
esutjss-254	19	41	management	management	NOUN
esutjss-254	19	42	.	.	PUNCT
esutjss-254	20	1	one	one	NUM
esutjss-254	20	2	way	way	NOUN
esutjss-254	20	3	they	they	PRON
esutjss-254	20	4	do	do	VERB
esutjss-254	20	5	this	this	PRON
esutjss-254	20	6	is	be	AUX
esutjss-254	20	7	by	by	ADP
esutjss-254	20	8	offering	offer	VERB
esutjss-254	20	9	funding	funding	NOUN
esutjss-254	20	10	for	for	ADP
esutjss-254	20	11	recovery	recovery	NOUN
esutjss-254	20	12	and	and	CCONJ
esutjss-254	20	13	reconstruction	reconstruction	NOUN
esutjss-254	20	14	after	after	ADP
esutjss-254	20	15	a	a	DET
esutjss-254	20	16	risk	risk	NOUN
esutjss-254	20	17	event	event	NOUN
esutjss-254	20	18	(	(	PUNCT
esutjss-254	20	19	ben	ben	PROPN
esutjss-254	20	20	&	&	CCONJ
esutjss-254	20	21	jouili	jouili	PROPN
esutjss-254	20	22	,	,	PUNCT
esutjss-254	20	23	2015	2015	NUM
esutjss-254	20	24	)	)	PUNCT
esutjss-254	20	25	.	.	PUNCT
esutjss-254	21	1	various	various	ADJ
esutjss-254	21	2	types	type	NOUN
esutjss-254	21	3	of	of	ADP
esutjss-254	21	4	risk	risk	NOUN
esutjss-254	21	5	might	might	AUX
esutjss-254	21	6	emerge	emerge	VERB
esutjss-254	21	7	in	in	ADP
esutjss-254	21	8	the	the	DET
esutjss-254	21	9	manufacturing	manufacturing	NOUN
esutjss-254	21	10	business	business	NOUN
esutjss-254	21	11	,	,	PUNCT
esutjss-254	21	12	including	include	VERB
esutjss-254	21	13	those	those	PRON
esutjss-254	21	14	that	that	PRON
esutjss-254	21	15	occur	occur	VERB
esutjss-254	21	16	during	during	ADP
esutjss-254	21	17	the	the	DET
esutjss-254	21	18	hiring	hiring	NOUN
esutjss-254	21	19	process	process	NOUN
esutjss-254	21	20	,	,	PUNCT
esutjss-254	21	21	the	the	DET
esutjss-254	21	22	manufacturing	manufacturing	NOUN
esutjss-254	21	23	stage	stage	NOUN
esutjss-254	21	24	,	,	PUNCT
esutjss-254	21	25	distribution	distribution	NOUN
esutjss-254	21	26	,	,	PUNCT
esutjss-254	21	27	and	and	CCONJ
esutjss-254	21	28	so	so	ADV
esutjss-254	21	29	on	on	ADV
esutjss-254	21	30	.	.	PUNCT
esutjss-254	22	1	insurance	insurance	NOUN
esutjss-254	22	2	,	,	PUNCT
esutjss-254	22	3	which	which	PRON
esutjss-254	22	4	entails	entail	VERB
esutjss-254	22	5	transferring	transfer	VERB
esutjss-254	22	6	monetary	monetary	ADJ
esutjss-254	22	7	responsibility	responsibility	NOUN
esutjss-254	22	8	for	for	ADP
esutjss-254	22	9	harm	harm	NOUN
esutjss-254	22	10	,	,	PUNCT
esutjss-254	22	11	loss	loss	NOUN
esutjss-254	22	12	,	,	PUNCT
esutjss-254	22	13	or	or	CCONJ
esutjss-254	22	14	damage	damage	NOUN
esutjss-254	22	15	to	to	ADP
esutjss-254	22	16	another	another	DET
esutjss-254	22	17	party	party	NOUN
esutjss-254	22	18	or	or	CCONJ
esutjss-254	22	19	mailto:mosesoyerinde818@gmail.com	mailto:mosesoyerinde818@gmail.com	NOUN
esutjss-254	22	20	25	25	NUM
esutjss-254	22	21	parties	party	NOUN
esutjss-254	22	22	,	,	PUNCT
esutjss-254	22	23	is	be	AUX
esutjss-254	22	24	the	the	DET
esutjss-254	22	25	most	most	ADV
esutjss-254	22	26	prevalent	prevalent	ADJ
esutjss-254	22	27	kind	kind	NOUN
esutjss-254	22	28	of	of	ADP
esutjss-254	22	29	risk	risk	NOUN
esutjss-254	22	30	transfer	transfer	NOUN
esutjss-254	22	31	.	.	PUNCT
esutjss-254	23	1	nwite	nwite	NOUN
esutjss-254	23	2	(	(	PUNCT
esutjss-254	23	3	2006	2006	NUM
esutjss-254	23	4	)	)	PUNCT
esutjss-254	23	5	lists	list	VERB
esutjss-254	23	6	non	non	ADJ
esutjss-254	23	7	-	-	NOUN
esutjss-254	23	8	insurance	insurance	NOUN
esutjss-254	23	9	shifting	shift	VERB
esutjss-254	23	10	the	the	DET
esutjss-254	23	11	behaviours	behaviour	NOUN
esutjss-254	23	12	that	that	PRON
esutjss-254	23	13	generate	generate	VERB
esutjss-254	23	14	loss	loss	NOUN
esutjss-254	23	15	as	as	ADP
esutjss-254	23	16	another	another	DET
esutjss-254	23	17	avenue	avenue	NOUN
esutjss-254	23	18	for	for	ADP
esutjss-254	23	19	risk	risk	NOUN
esutjss-254	23	20	transfer	transfer	NOUN
esutjss-254	23	21	.	.	PUNCT
esutjss-254	24	1	in	in	ADP
esutjss-254	24	2	response	response	NOUN
esutjss-254	24	3	to	to	ADP
esutjss-254	24	4	the	the	DET
esutjss-254	24	5	widespread	widespread	ADJ
esutjss-254	24	6	adoption	adoption	NOUN
esutjss-254	24	7	of	of	ADP
esutjss-254	24	8	risk	risk	NOUN
esutjss-254	24	9	management	management	NOUN
esutjss-254	24	10	principles	principle	NOUN
esutjss-254	24	11	in	in	ADP
esutjss-254	24	12	the	the	DET
esutjss-254	24	13	1950s	1950	NOUN
esutjss-254	24	14	,	,	PUNCT
esutjss-254	24	15	american	american	ADJ
esutjss-254	24	16	businesses	business	NOUN
esutjss-254	24	17	developed	develop	VERB
esutjss-254	24	18	alternative	alternative	ADJ
esutjss-254	24	19	risk	risk	NOUN
esutjss-254	24	20	transfer	transfer	NOUN
esutjss-254	24	21	(	(	PUNCT
esutjss-254	24	22	art	art	NOUN
esutjss-254	24	23	)	)	PUNCT
esutjss-254	24	24	systems	system	NOUN
esutjss-254	24	25	.	.	PUNCT
esutjss-254	25	1	the	the	DET
esutjss-254	25	2	pattern	pattern	NOUN
esutjss-254	25	3	of	of	ADP
esutjss-254	25	4	insurance	insurance	NOUN
esutjss-254	25	5	capacity	capacity	NOUN
esutjss-254	25	6	crises	crisis	NOUN
esutjss-254	25	7	from	from	ADP
esutjss-254	25	8	the	the	DET
esutjss-254	25	9	1970s	1970	NOUN
esutjss-254	25	10	through	through	ADP
esutjss-254	25	11	the	the	DET
esutjss-254	25	12	1990s	1990	NOUN
esutjss-254	25	13	caused	cause	VERB
esutjss-254	25	14	it	it	PRON
esutjss-254	25	15	to	to	PART
esutjss-254	25	16	develop	develop	VERB
esutjss-254	25	17	steadily	steadily	ADV
esutjss-254	25	18	,	,	PUNCT
esutjss-254	25	19	according	accord	VERB
esutjss-254	25	20	to	to	ADP
esutjss-254	25	21	doherty	doherty	PROPN
esutjss-254	25	22	(	(	PUNCT
esutjss-254	25	23	2000	2000	NUM
esutjss-254	25	24	)	)	PUNCT
esutjss-254	25	25	.	.	PUNCT
esutjss-254	26	1	it	it	PRON
esutjss-254	26	2	was	be	AUX
esutjss-254	26	3	schnell	schnell	NOUN
esutjss-254	26	4	and	and	CCONJ
esutjss-254	26	5	eling	eling	PROPN
esutjss-254	26	6	(	(	PUNCT
esutjss-254	26	7	2017	2017	NUM
esutjss-254	26	8	)	)	PUNCT
esutjss-254	26	9	.	.	PUNCT
esutjss-254	27	1	companies	company	NOUN
esutjss-254	27	2	were	be	AUX
esutjss-254	27	3	able	able	ADJ
esutjss-254	27	4	to	to	PART
esutjss-254	27	5	insure	insure	VERB
esutjss-254	27	6	their	their	PRON
esutjss-254	27	7	own	own	ADJ
esutjss-254	27	8	risks	risk	NOUN
esutjss-254	27	9	using	use	VERB
esutjss-254	27	10	art	art	NOUN
esutjss-254	27	11	products	product	NOUN
esutjss-254	27	12	like	like	ADP
esutjss-254	27	13	captives	captive	NOUN
esutjss-254	27	14	and	and	CCONJ
esutjss-254	27	15	risk	risk	NOUN
esutjss-254	27	16	retention	retention	NOUN
esutjss-254	27	17	organisations	organisation	NOUN
esutjss-254	27	18	in	in	ADP
esutjss-254	27	19	the	the	DET
esutjss-254	27	20	beginning	beginning	NOUN
esutjss-254	27	21	,	,	PUNCT
esutjss-254	27	22	according	accord	VERB
esutjss-254	27	23	to	to	ADP
esutjss-254	27	24	schanz	schanz	NOUN
esutjss-254	27	25	(	(	PUNCT
esutjss-254	27	26	1999	1999	NUM
esutjss-254	27	27	)	)	PUNCT
esutjss-254	27	28	,	,	PUNCT
esutjss-254	27	29	but	but	CCONJ
esutjss-254	27	30	in	in	ADP
esutjss-254	27	31	the	the	DET
esutjss-254	27	32	1990s	1990	NOUN
esutjss-254	27	33	,	,	PUNCT
esutjss-254	27	34	the	the	DET
esutjss-254	27	35	scope	scope	NOUN
esutjss-254	27	36	expanded	expand	VERB
esutjss-254	27	37	to	to	PART
esutjss-254	27	38	include	include	VERB
esutjss-254	27	39	risk	risk	NOUN
esutjss-254	27	40	transfer	transfer	NOUN
esutjss-254	27	41	,	,	PUNCT
esutjss-254	27	42	limited	limited	ADJ
esutjss-254	27	43	insurance	insurance	NOUN
esutjss-254	27	44	,	,	PUNCT
esutjss-254	27	45	reinsurance	reinsurance	NOUN
esutjss-254	27	46	,	,	PUNCT
esutjss-254	27	47	and	and	CCONJ
esutjss-254	27	48	tax	tax	NOUN
esutjss-254	27	49	-	-	PUNCT
esutjss-254	27	50	deductible	deductible	ADJ
esutjss-254	27	51	advantages	advantage	NOUN
esutjss-254	27	52	via	via	ADP
esutjss-254	27	53	capital	capital	NOUN
esutjss-254	27	54	markets	market	NOUN
esutjss-254	27	55	(	(	PUNCT
esutjss-254	27	56	2004	2004	NUM
esutjss-254	27	57	)	)	PUNCT
esutjss-254	27	58	.	.	PUNCT
esutjss-254	28	1	reinsurance	reinsurance	NOUN
esutjss-254	28	2	,	,	PUNCT
esutjss-254	28	3	sidecars	sidecar	NOUN
esutjss-254	28	4	,	,	PUNCT
esutjss-254	28	5	ilw	ilw	INTJ
esutjss-254	28	6	,	,	PUNCT
esutjss-254	28	7	cat	cat	NOUN
esutjss-254	28	8	bonds	bond	NOUN
esutjss-254	28	9	,	,	PUNCT
esutjss-254	28	10	options	option	NOUN
esutjss-254	28	11	,	,	PUNCT
esutjss-254	28	12	futures	future	NOUN
esutjss-254	28	13	,	,	PUNCT
esutjss-254	28	14	and	and	CCONJ
esutjss-254	28	15	captives	captive	NOUN
esutjss-254	28	16	are	be	AUX
esutjss-254	28	17	all	all	PRON
esutjss-254	28	18	examples	example	NOUN
esutjss-254	28	19	of	of	ADP
esutjss-254	28	20	art	art	NOUN
esutjss-254	28	21	products	product	NOUN
esutjss-254	28	22	that	that	PRON
esutjss-254	28	23	may	may	AUX
esutjss-254	28	24	be	be	AUX
esutjss-254	28	25	used	use	VERB
esutjss-254	28	26	to	to	PART
esutjss-254	28	27	get	get	VERB
esutjss-254	28	28	access	access	NOUN
esutjss-254	28	29	to	to	ADP
esutjss-254	28	30	extra	extra	ADJ
esutjss-254	28	31	capital	capital	NOUN
esutjss-254	28	32	market	market	NOUN
esutjss-254	28	33	funds	fund	NOUN
esutjss-254	28	34	.	.	PUNCT
esutjss-254	29	1	huang	huang	PROPN
esutjss-254	29	2	(	(	PUNCT
esutjss-254	29	3	2010	2010	NUM
esutjss-254	29	4	)	)	PUNCT
esutjss-254	29	5	.	.	PUNCT
esutjss-254	30	1	the	the	DET
esutjss-254	30	2	idea	idea	NOUN
esutjss-254	30	3	of	of	ADP
esutjss-254	30	4	art	art	NOUN
esutjss-254	30	5	is	be	AUX
esutjss-254	30	6	based	base	VERB
esutjss-254	30	7	on	on	ADP
esutjss-254	30	8	the	the	DET
esutjss-254	30	9	convergence	convergence	NOUN
esutjss-254	30	10	of	of	ADP
esutjss-254	30	11	insurance	insurance	NOUN
esutjss-254	30	12	,	,	PUNCT
esutjss-254	30	13	banking	banking	NOUN
esutjss-254	30	14	,	,	PUNCT
esutjss-254	30	15	and	and	CCONJ
esutjss-254	30	16	the	the	DET
esutjss-254	30	17	capital	capital	NOUN
esutjss-254	30	18	market	market	NOUN
esutjss-254	30	19	,	,	PUNCT
esutjss-254	30	20	which	which	PRON
esutjss-254	30	21	aims	aim	VERB
esutjss-254	30	22	to	to	PART
esutjss-254	30	23	effectively	effectively	ADV
esutjss-254	30	24	supply	supply	VERB
esutjss-254	30	25	businesses	business	NOUN
esutjss-254	30	26	enough	enough	ADJ
esutjss-254	30	27	money	money	NOUN
esutjss-254	30	28	to	to	PART
esutjss-254	30	29	cover	cover	VERB
esutjss-254	30	30	different	different	ADJ
esutjss-254	30	31	types	type	NOUN
esutjss-254	30	32	of	of	ADP
esutjss-254	30	33	risks	risk	NOUN
esutjss-254	30	34	.	.	PUNCT
esutjss-254	31	1	in	in	ADP
esutjss-254	31	2	2000	2000	NUM
esutjss-254	31	3	,	,	PUNCT
esutjss-254	31	4	asaff	asaff	PROPN
esutjss-254	31	5	,	,	PUNCT
esutjss-254	31	6	the	the	DET
esutjss-254	31	7	european	european	PROPN
esutjss-254	31	8	commission	commission	PROPN
esutjss-254	31	9	,	,	PUNCT
esutjss-254	31	10	and	and	CCONJ
esutjss-254	31	11	hofmann	hofmann	PROPN
esutjss-254	31	12	all	all	PRON
esutjss-254	31	13	made	make	VERB
esutjss-254	31	14	contributions	contribution	NOUN
esutjss-254	31	15	.	.	PUNCT
esutjss-254	32	1	due	due	ADP
esutjss-254	32	2	to	to	ADP
esutjss-254	32	3	the	the	DET
esutjss-254	32	4	individualised	individualised	ADJ
esutjss-254	32	5	nature	nature	NOUN
esutjss-254	32	6	of	of	ADP
esutjss-254	32	7	art	art	NOUN
esutjss-254	32	8	products	product	NOUN
esutjss-254	32	9	,	,	PUNCT
esutjss-254	32	10	the	the	DET
esutjss-254	32	11	notion	notion	NOUN
esutjss-254	32	12	defies	defy	VERB
esutjss-254	32	13	reduction	reduction	NOUN
esutjss-254	32	14	to	to	ADP
esutjss-254	32	15	a	a	DET
esutjss-254	32	16	single	single	ADJ
esutjss-254	32	17	,	,	PUNCT
esutjss-254	32	18	allencompassing	allencompasse	VERB
esutjss-254	32	19	description	description	NOUN
esutjss-254	32	20	.	.	PUNCT
esutjss-254	33	1	as	as	ADP
esutjss-254	33	2	a	a	DET
esutjss-254	33	3	result	result	NOUN
esutjss-254	33	4	,	,	PUNCT
esutjss-254	33	5	a	a	DET
esutjss-254	33	6	wide	wide	ADJ
esutjss-254	33	7	variety	variety	NOUN
esutjss-254	33	8	of	of	ADP
esutjss-254	33	9	business	business	NOUN
esutjss-254	33	10	demands	demand	NOUN
esutjss-254	33	11	drive	drive	VERB
esutjss-254	33	12	demand	demand	NOUN
esutjss-254	33	13	for	for	ADP
esutjss-254	33	14	art	art	NOUN
esutjss-254	33	15	goods	good	NOUN
esutjss-254	33	16	.	.	PUNCT
esutjss-254	34	1	the	the	DET
esutjss-254	34	2	following	follow	VERB
esutjss-254	34	3	categories	category	NOUN
esutjss-254	34	4	,	,	PUNCT
esutjss-254	34	5	however	however	ADV
esutjss-254	34	6	,	,	PUNCT
esutjss-254	34	7	are	be	AUX
esutjss-254	34	8	applicable	applicable	ADJ
esutjss-254	34	9	to	to	ADP
esutjss-254	34	10	art	art	NOUN
esutjss-254	34	11	products	product	NOUN
esutjss-254	34	12	:	:	PUNCT
esutjss-254	34	13	securitization	securitization	NOUN
esutjss-254	34	14	(	(	PUNCT
esutjss-254	34	15	including	include	VERB
esutjss-254	34	16	cat	cat	NOUN
esutjss-254	34	17	bonds	bond	NOUN
esutjss-254	34	18	)	)	PUNCT
esutjss-254	34	19	and	and	CCONJ
esutjss-254	34	20	insurantization	insurantization	NOUN
esutjss-254	34	21	(	(	PUNCT
esutjss-254	34	22	including	include	VERB
esutjss-254	34	23	credit	credit	NOUN
esutjss-254	34	24	default	default	NOUN
esutjss-254	34	25	swaps	swap	NOUN
esutjss-254	34	26	,	,	PUNCT
esutjss-254	34	27	collateralized	collateralized	ADJ
esutjss-254	34	28	debt	debt	NOUN
esutjss-254	34	29	,	,	PUNCT
esutjss-254	34	30	residual	residual	ADJ
esutjss-254	34	31	value	value	NOUN
esutjss-254	34	32	,	,	PUNCT
esutjss-254	34	33	and	and	CCONJ
esutjss-254	34	34	revenue	revenue	NOUN
esutjss-254	34	35	guarantee	guarantee	NOUN
esutjss-254	34	36	products	product	NOUN
esutjss-254	34	37	)	)	PUNCT
esutjss-254	34	38	are	be	AUX
esutjss-254	34	39	mentioned	mention	VERB
esutjss-254	34	40	by	by	ADP
esutjss-254	34	41	allen	allen	PROPN
esutjss-254	34	42	(	(	PUNCT
esutjss-254	34	43	2002	2002	NUM
esutjss-254	34	44	)	)	PUNCT
esutjss-254	34	45	and	and	CCONJ
esutjss-254	34	46	gjertsen	gjertsen	NOUN
esutjss-254	34	47	(	(	PUNCT
esutjss-254	34	48	2002	2002	NUM
esutjss-254	34	49	)	)	PUNCT
esutjss-254	34	50	.	.	PUNCT
esutjss-254	35	1	reinsurance	reinsurance	NOUN
esutjss-254	35	2	and	and	CCONJ
esutjss-254	35	3	captive	captive	ADJ
esutjss-254	35	4	insurance	insurance	NOUN
esutjss-254	35	5	businesses	business	NOUN
esutjss-254	35	6	are	be	AUX
esutjss-254	35	7	also	also	ADV
esutjss-254	35	8	part	part	NOUN
esutjss-254	35	9	of	of	ADP
esutjss-254	35	10	finite	finite	ADJ
esutjss-254	35	11	risk	risk	NOUN
esutjss-254	35	12	insurance	insurance	NOUN
esutjss-254	35	13	.	.	PUNCT
esutjss-254	36	1	risk	risk	NOUN
esutjss-254	36	2	securitization	securitization	NOUN
esutjss-254	36	3	via	via	ADP
esutjss-254	36	4	catastrophe	catastrophe	NOUN
esutjss-254	36	5	bonds	bond	NOUN
esutjss-254	36	6	,	,	PUNCT
esutjss-254	36	7	insurance	insurance	NOUN
esutjss-254	36	8	industry	industry	NOUN
esutjss-254	36	9	-	-	PUNCT
esutjss-254	36	10	linked	link	VERB
esutjss-254	36	11	securities	security	NOUN
esutjss-254	36	12	,	,	PUNCT
esutjss-254	36	13	and	and	CCONJ
esutjss-254	36	14	reinsurance	reinsurance	NOUN
esutjss-254	36	15	industry	industry	NOUN
esutjss-254	36	16	sidecars	sidecar	NOUN
esutjss-254	36	17	are	be	AUX
esutjss-254	36	18	some	some	PRON
esutjss-254	36	19	of	of	ADP
esutjss-254	36	20	the	the	DET
esutjss-254	36	21	alternative	alternative	ADJ
esutjss-254	36	22	risk	risk	NOUN
esutjss-254	36	23	transfer	transfer	NOUN
esutjss-254	36	24	covers	cover	NOUN
esutjss-254	36	25	used	use	VERB
esutjss-254	36	26	by	by	ADP
esutjss-254	36	27	manufacturing	manufacture	VERB
esutjss-254	36	28	companies	company	NOUN
esutjss-254	36	29	.	.	PUNCT
esutjss-254	37	1	risk	risk	NOUN
esutjss-254	37	2	trading	trading	NOUN
esutjss-254	37	3	through	through	ADP
esutjss-254	37	4	industry	industry	NOUN
esutjss-254	37	5	loss	loss	NOUN
esutjss-254	37	6	warranties	warranty	NOUN
esutjss-254	37	7	and	and	CCONJ
esutjss-254	37	8	weather	weather	VERB
esutjss-254	37	9	derivative	derivative	ADJ
esutjss-254	37	10	contracts	contract	NOUN
esutjss-254	37	11	is	be	AUX
esutjss-254	37	12	another	another	DET
esutjss-254	37	13	option	option	NOUN
esutjss-254	37	14	.	.	PUNCT
esutjss-254	38	1	finally	finally	ADV
esutjss-254	38	2	,	,	PUNCT
esutjss-254	38	3	transformer	transformer	ADJ
esutjss-254	38	4	vehicles	vehicle	NOUN
esutjss-254	38	5	are	be	AUX
esutjss-254	38	6	used	use	VERB
esutjss-254	38	7	to	to	PART
esutjss-254	38	8	transform	transform	VERB
esutjss-254	38	9	capital	capital	NOUN
esutjss-254	38	10	market	market	NOUN
esutjss-254	38	11	risks	risk	NOUN
esutjss-254	38	12	into	into	ADP
esutjss-254	38	13	reinsurance	reinsurance	NOUN
esutjss-254	38	14	industry	industry	NOUN
esutjss-254	38	15	risks	risk	NOUN
esutjss-254	38	16	.	.	PUNCT
esutjss-254	39	1	captive	captive	ADJ
esutjss-254	39	2	insurance	insurance	NOUN
esutjss-254	39	3	businesses	business	NOUN
esutjss-254	39	4	,	,	PUNCT
esutjss-254	39	5	longevity	longevity	NOUN
esutjss-254	39	6	risk	risk	NOUN
esutjss-254	39	7	transfer	transfer	NOUN
esutjss-254	39	8	,	,	PUNCT
esutjss-254	39	9	securitization	securitization	NOUN
esutjss-254	39	10	tied	tie	VERB
esutjss-254	39	11	to	to	ADP
esutjss-254	39	12	the	the	DET
esutjss-254	39	13	life	life	NOUN
esutjss-254	39	14	insurance	insurance	NOUN
esutjss-254	39	15	sector	sector	NOUN
esutjss-254	39	16	,	,	PUNCT
esutjss-254	39	17	and	and	CCONJ
esutjss-254	39	18	other	other	ADJ
esutjss-254	39	19	alternative	alternative	ADJ
esutjss-254	39	20	risk	risk	NOUN
esutjss-254	39	21	financing	financing	NOUN
esutjss-254	39	22	approaches	approach	NOUN
esutjss-254	39	23	are	be	AUX
esutjss-254	39	24	sometimes	sometimes	ADV
esutjss-254	39	25	considered	consider	VERB
esutjss-254	39	26	by	by	ADP
esutjss-254	39	27	burca	burca	NOUN
esutjss-254	39	28	and	and	CCONJ
esutjss-254	39	29	batrinca	batrinca	NOUN
esutjss-254	39	30	(	(	PUNCT
esutjss-254	39	31	2014	2014	NUM
esutjss-254	39	32	)	)	PUNCT
esutjss-254	39	33	.	.	PUNCT
esutjss-254	40	1	this	this	DET
esutjss-254	40	2	study	study	NOUN
esutjss-254	40	3	aims	aim	VERB
esutjss-254	40	4	at	at	ADP
esutjss-254	40	5	delving	delve	VERB
esutjss-254	40	6	into	into	ADP
esutjss-254	40	7	the	the	DET
esutjss-254	40	8	implications	implication	NOUN
esutjss-254	40	9	of	of	ADP
esutjss-254	40	10	alternative	alternative	ADJ
esutjss-254	40	11	risk	risk	NOUN
esutjss-254	40	12	transfer	transfer	NOUN
esutjss-254	40	13	solutions	solution	NOUN
esutjss-254	40	14	on	on	ADP
esutjss-254	40	15	the	the	DET
esutjss-254	40	16	performance	performance	NOUN
esutjss-254	40	17	of	of	ADP
esutjss-254	40	18	manufacturing	manufacture	VERB
esutjss-254	40	19	companies	company	NOUN
esutjss-254	40	20	,	,	PUNCT
esutjss-254	40	21	with	with	ADP
esutjss-254	40	22	a	a	DET
esutjss-254	40	23	specific	specific	ADJ
esutjss-254	40	24	focus	focus	NOUN
esutjss-254	40	25	on	on	ADP
esutjss-254	40	26	the	the	DET
esutjss-254	40	27	manufacturing	manufacturing	NOUN
esutjss-254	40	28	industry	industry	NOUN
esutjss-254	40	29	in	in	ADP
esutjss-254	40	30	nigeria	nigeria	PROPN
esutjss-254	40	31	.	.	PUNCT
esutjss-254	41	1	by	by	ADP
esutjss-254	41	2	analyzing	analyze	VERB
esutjss-254	41	3	the	the	DET
esutjss-254	41	4	effectiveness	effectiveness	NOUN
esutjss-254	41	5	of	of	ADP
esutjss-254	41	6	these	these	DET
esutjss-254	41	7	solutions	solution	NOUN
esutjss-254	41	8	,	,	PUNCT
esutjss-254	41	9	they	they	PRON
esutjss-254	41	10	seek	seek	VERB
esutjss-254	41	11	to	to	PART
esutjss-254	41	12	provide	provide	VERB
esutjss-254	41	13	insights	insight	NOUN
esutjss-254	41	14	into	into	ADP
esutjss-254	41	15	their	their	PRON
esutjss-254	41	16	potential	potential	ADJ
esutjss-254	41	17	impact	impact	NOUN
esutjss-254	41	18	on	on	ADP
esutjss-254	41	19	operational	operational	ADJ
esutjss-254	41	20	efficiency	efficiency	NOUN
esutjss-254	41	21	,	,	PUNCT
esutjss-254	41	22	financial	financial	ADJ
esutjss-254	41	23	stability	stability	NOUN
esutjss-254	41	24	,	,	PUNCT
esutjss-254	41	25	and	and	CCONJ
esutjss-254	41	26	overall	overall	ADJ
esutjss-254	41	27	performance	performance	NOUN
esutjss-254	41	28	in	in	ADP
esutjss-254	41	29	the	the	DET
esutjss-254	41	30	nigerian	nigerian	ADJ
esutjss-254	41	31	manufacturing	manufacturing	NOUN
esutjss-254	41	32	sector	sector	NOUN
esutjss-254	41	33	.	.	PUNCT
esutjss-254	42	1	statement	statement	NOUN
esutjss-254	42	2	of	of	ADP
esutjss-254	42	3	the	the	DET
esutjss-254	42	4	problem	problem	NOUN
esutjss-254	42	5	examining	examine	VERB
esutjss-254	42	6	how	how	SCONJ
esutjss-254	42	7	different	different	ADJ
esutjss-254	42	8	risk	risk	NOUN
esutjss-254	42	9	transfer	transfer	NOUN
esutjss-254	42	10	strategies	strategy	NOUN
esutjss-254	42	11	may	may	AUX
esutjss-254	42	12	affect	affect	VERB
esutjss-254	42	13	the	the	DET
esutjss-254	42	14	efficiency	efficiency	NOUN
esutjss-254	42	15	and	and	CCONJ
esutjss-254	42	16	productivity	productivity	NOUN
esutjss-254	42	17	of	of	ADP
esutjss-254	42	18	nigerian	nigerian	ADJ
esutjss-254	42	19	industries	industry	NOUN
esutjss-254	42	20	is	be	AUX
esutjss-254	42	21	the	the	DET
esutjss-254	42	22	primary	primary	ADJ
esutjss-254	42	23	goal	goal	NOUN
esutjss-254	42	24	of	of	ADP
esutjss-254	42	25	this	this	DET
esutjss-254	42	26	research	research	NOUN
esutjss-254	42	27	.	.	PUNCT
esutjss-254	43	1	in	in	ADP
esutjss-254	43	2	short	short	ADJ
esutjss-254	43	3	,	,	PUNCT
esutjss-254	43	4	alternative	alternative	ADJ
esutjss-254	43	5	risk	risk	NOUN
esutjss-254	43	6	transfer	transfer	NOUN
esutjss-254	43	7	solutions	solution	NOUN
esutjss-254	43	8	are	be	AUX
esutjss-254	43	9	not	not	PART
esutjss-254	43	10	always	always	ADV
esutjss-254	43	11	a	a	DET
esutjss-254	43	12	bad	bad	ADJ
esutjss-254	43	13	idea	idea	NOUN
esutjss-254	43	14	,	,	PUNCT
esutjss-254	43	15	but	but	CCONJ
esutjss-254	43	16	doing	do	VERB
esutjss-254	43	17	them	they	PRON
esutjss-254	43	18	wrong	wrong	ADJ
esutjss-254	43	19	might	might	AUX
esutjss-254	43	20	have	have	VERB
esutjss-254	43	21	serious	serious	ADJ
esutjss-254	43	22	consequences	consequence	NOUN
esutjss-254	43	23	for	for	ADP
esutjss-254	43	24	a	a	DET
esutjss-254	43	25	business	business	NOUN
esutjss-254	43	26	.	.	PUNCT
esutjss-254	44	1	several	several	ADJ
esutjss-254	44	2	problems	problem	NOUN
esutjss-254	44	3	arise	arise	VERB
esutjss-254	44	4	when	when	SCONJ
esutjss-254	44	5	manufacturing	manufacturing	NOUN
esutjss-254	44	6	businesses	business	NOUN
esutjss-254	44	7	adopt	adopt	VERB
esutjss-254	44	8	alternate	alternate	ADJ
esutjss-254	44	9	risk	risk	NOUN
esutjss-254	44	10	transfer	transfer	NOUN
esutjss-254	44	11	techniques	technique	NOUN
esutjss-254	44	12	.	.	PUNCT
esutjss-254	45	1	to	to	PART
esutjss-254	45	2	maximise	maximise	VERB
esutjss-254	45	3	the	the	DET
esutjss-254	45	4	advantages	advantage	NOUN
esutjss-254	45	5	of	of	ADP
esutjss-254	45	6	these	these	DET
esutjss-254	45	7	strategies	strategy	NOUN
esutjss-254	45	8	and	and	CCONJ
esutjss-254	45	9	ensure	ensure	VERB
esutjss-254	45	10	their	their	PRON
esutjss-254	45	11	proper	proper	ADJ
esutjss-254	45	12	implementation	implementation	NOUN
esutjss-254	45	13	,	,	PUNCT
esutjss-254	45	14	it	it	PRON
esutjss-254	45	15	is	be	AUX
esutjss-254	45	16	essential	essential	ADJ
esutjss-254	45	17	to	to	PART
esutjss-254	45	18	understand	understand	VERB
esutjss-254	45	19	these	these	DET
esutjss-254	45	20	challenges	challenge	NOUN
esutjss-254	45	21	.	.	PUNCT
esutjss-254	46	1	furthermore	furthermore	ADV
esutjss-254	46	2	,	,	PUNCT
esutjss-254	46	3	some	some	DET
esutjss-254	46	4	nigerian	nigerian	ADJ
esutjss-254	46	5	industrial	industrial	ADJ
esutjss-254	46	6	organisations	organisation	NOUN
esutjss-254	46	7	may	may	AUX
esutjss-254	46	8	overestimate	overestimate	VERB
esutjss-254	46	9	their	their	PRON
esutjss-254	46	10	risk	risk	NOUN
esutjss-254	46	11	exposure	exposure	NOUN
esutjss-254	46	12	,	,	PUNCT
esutjss-254	46	13	leading	lead	VERB
esutjss-254	46	14	to	to	ADP
esutjss-254	46	15	a	a	DET
esutjss-254	46	16	high	high	ADJ
esutjss-254	46	17	opportunity	opportunity	NOUN
esutjss-254	46	18	cost	cost	NOUN
esutjss-254	46	19	.	.	PUNCT
esutjss-254	47	1	as	as	ADP
esutjss-254	47	2	an	an	DET
esutjss-254	47	3	example	example	NOUN
esutjss-254	47	4	,	,	PUNCT
esutjss-254	47	5	let	let	VERB
esutjss-254	47	6	's	us	PRON
esutjss-254	47	7	say	say	VERB
esutjss-254	47	8	the	the	DET
esutjss-254	47	9	manufacturing	manufacturing	NOUN
esutjss-254	47	10	business	business	NOUN
esutjss-254	47	11	26	26	NUM
esutjss-254	47	12	decides	decide	VERB
esutjss-254	47	13	to	to	PART
esutjss-254	47	14	set	set	VERB
esutjss-254	47	15	aside	aside	ADP
esutjss-254	47	16	a	a	DET
esutjss-254	47	17	substantial	substantial	ADJ
esutjss-254	47	18	amount	amount	NOUN
esutjss-254	47	19	of	of	ADP
esutjss-254	47	20	money	money	NOUN
esutjss-254	47	21	in	in	ADP
esutjss-254	47	22	order	order	NOUN
esutjss-254	47	23	to	to	PART
esutjss-254	47	24	mitigate	mitigate	VERB
esutjss-254	47	25	the	the	DET
esutjss-254	47	26	impact	impact	NOUN
esutjss-254	47	27	of	of	ADP
esutjss-254	47	28	any	any	DET
esutjss-254	47	29	unforeseen	unforeseen	ADJ
esutjss-254	47	30	risks	risk	NOUN
esutjss-254	47	31	.	.	PUNCT
esutjss-254	48	1	those	those	DET
esutjss-254	48	2	saved	save	VERB
esutjss-254	48	3	money	money	NOUN
esutjss-254	48	4	are	be	AUX
esutjss-254	48	5	lost	lose	VERB
esutjss-254	48	6	investment	investment	NOUN
esutjss-254	48	7	possibilities	possibility	NOUN
esutjss-254	48	8	if	if	SCONJ
esutjss-254	48	9	unforeseen	unforeseen	ADJ
esutjss-254	48	10	hazards	hazard	NOUN
esutjss-254	48	11	do	do	AUX
esutjss-254	48	12	n't	not	PART
esutjss-254	48	13	materialise	materialise	VERB
esutjss-254	48	14	or	or	CCONJ
esutjss-254	48	15	if	if	SCONJ
esutjss-254	48	16	they	they	PRON
esutjss-254	48	17	materialise	materialise	VERB
esutjss-254	48	18	with	with	ADP
esutjss-254	48	19	far	far	ADV
esutjss-254	48	20	less	less	ADJ
esutjss-254	48	21	harm	harm	NOUN
esutjss-254	48	22	than	than	SCONJ
esutjss-254	48	23	anticipated	anticipate	VERB
esutjss-254	48	24	.	.	PUNCT
esutjss-254	49	1	the	the	DET
esutjss-254	49	2	business	business	NOUN
esutjss-254	49	3	may	may	AUX
esutjss-254	49	4	have	have	AUX
esutjss-254	49	5	expanded	expand	VERB
esutjss-254	49	6	its	its	PRON
esutjss-254	49	7	consumer	consumer	NOUN
esutjss-254	49	8	base	base	NOUN
esutjss-254	49	9	or	or	CCONJ
esutjss-254	49	10	invested	invest	VERB
esutjss-254	49	11	in	in	ADP
esutjss-254	49	12	r&d	r&d	NOUN
esutjss-254	49	13	with	with	ADP
esutjss-254	49	14	the	the	DET
esutjss-254	49	15	funds	fund	NOUN
esutjss-254	49	16	instead	instead	ADV
esutjss-254	49	17	of	of	ADP
esutjss-254	49	18	putting	put	VERB
esutjss-254	49	19	them	they	PRON
esutjss-254	49	20	aside	aside	ADV
esutjss-254	49	21	.	.	PUNCT
esutjss-254	50	1	so	so	ADV
esutjss-254	50	2	,	,	PUNCT
esutjss-254	50	3	if	if	SCONJ
esutjss-254	50	4	a	a	DET
esutjss-254	50	5	manufacturing	manufacturing	NOUN
esutjss-254	50	6	firm	firm	NOUN
esutjss-254	50	7	overcompensates	overcompensate	VERB
esutjss-254	50	8	due	due	ADJ
esutjss-254	50	9	to	to	ADP
esutjss-254	50	10	overestimating	overestimate	VERB
esutjss-254	50	11	risk	risk	NOUN
esutjss-254	50	12	,	,	PUNCT
esutjss-254	50	13	it	it	PRON
esutjss-254	50	14	would	would	AUX
esutjss-254	50	15	lose	lose	VERB
esutjss-254	50	16	money	money	NOUN
esutjss-254	50	17	that	that	PRON
esutjss-254	50	18	might	might	AUX
esutjss-254	50	19	have	have	AUX
esutjss-254	50	20	been	be	AUX
esutjss-254	50	21	invested	invest	VERB
esutjss-254	50	22	in	in	ADP
esutjss-254	50	23	other	other	ADJ
esutjss-254	50	24	alternatives	alternative	NOUN
esutjss-254	50	25	.	.	PUNCT
esutjss-254	51	1	jouili	jouili	PROPN
esutjss-254	51	2	and	and	CCONJ
esutjss-254	51	3	ben	ben	PROPN
esutjss-254	51	4	(	(	PUNCT
esutjss-254	51	5	2015	2015	NUM
esutjss-254	51	6	)	)	PUNCT
esutjss-254	51	7	.	.	PUNCT
esutjss-254	52	1	as	as	SCONJ
esutjss-254	52	2	time	time	NOUN
esutjss-254	52	3	goes	go	VERB
esutjss-254	52	4	on	on	ADP
esutjss-254	52	5	,	,	PUNCT
esutjss-254	52	6	it	it	PRON
esutjss-254	52	7	's	be	AUX
esutjss-254	52	8	simpler	simple	ADJ
esutjss-254	52	9	to	to	PART
esutjss-254	52	10	see	see	VERB
esutjss-254	52	11	that	that	DET
esutjss-254	52	12	man	man	NOUN
esutjss-254	52	13	can	can	AUX
esutjss-254	52	14	not	not	PART
esutjss-254	52	15	lead	lead	VERB
esutjss-254	52	16	a	a	DET
esutjss-254	52	17	meaningful	meaningful	ADJ
esutjss-254	52	18	life	life	NOUN
esutjss-254	52	19	free	free	ADJ
esutjss-254	52	20	from	from	ADP
esutjss-254	52	21	taking	take	VERB
esutjss-254	52	22	risks	risk	NOUN
esutjss-254	52	23	.	.	PUNCT
esutjss-254	53	1	since	since	SCONJ
esutjss-254	53	2	insurance	insurance	NOUN
esutjss-254	53	3	is	be	AUX
esutjss-254	53	4	not	not	PART
esutjss-254	53	5	a	a	DET
esutjss-254	53	6	foolproof	foolproof	ADJ
esutjss-254	53	7	method	method	NOUN
esutjss-254	53	8	of	of	ADP
esutjss-254	53	9	risk	risk	NOUN
esutjss-254	53	10	transfer	transfer	NOUN
esutjss-254	53	11	,	,	PUNCT
esutjss-254	53	12	manufacturing	manufacturing	NOUN
esutjss-254	53	13	businesses	business	NOUN
esutjss-254	53	14	should	should	AUX
esutjss-254	53	15	always	always	ADV
esutjss-254	53	16	look	look	VERB
esutjss-254	53	17	for	for	ADP
esutjss-254	53	18	other	other	ADJ
esutjss-254	53	19	,	,	PUNCT
esutjss-254	53	20	more	more	ADV
esutjss-254	53	21	efficient	efficient	ADJ
esutjss-254	53	22	methods	method	NOUN
esutjss-254	53	23	to	to	PART
esutjss-254	53	24	transfer	transfer	VERB
esutjss-254	53	25	risk	risk	NOUN
esutjss-254	53	26	.	.	PUNCT
esutjss-254	54	1	(	(	PUNCT
esutjss-254	54	2	morton	morton	PROPN
esutjss-254	54	3	,	,	PUNCT
esutjss-254	54	4	2002	2002	NUM
esutjss-254	54	5	)	)	PUNCT
esutjss-254	54	6	.	.	PUNCT
esutjss-254	55	1	in	in	ADP
esutjss-254	55	2	order	order	NOUN
esutjss-254	55	3	for	for	SCONJ
esutjss-254	55	4	nigerian	nigerian	ADJ
esutjss-254	55	5	manufacturing	manufacturing	NOUN
esutjss-254	55	6	enterprises	enterprise	NOUN
esutjss-254	55	7	to	to	PART
esutjss-254	55	8	reap	reap	VERB
esutjss-254	55	9	the	the	DET
esutjss-254	55	10	advantages	advantage	NOUN
esutjss-254	55	11	of	of	ADP
esutjss-254	55	12	alternative	alternative	ADJ
esutjss-254	55	13	risk	risk	NOUN
esutjss-254	55	14	transfer	transfer	NOUN
esutjss-254	55	15	solutions	solution	NOUN
esutjss-254	55	16	,	,	PUNCT
esutjss-254	55	17	it	it	PRON
esutjss-254	55	18	is	be	AUX
esutjss-254	55	19	critical	critical	ADJ
esutjss-254	55	20	to	to	PART
esutjss-254	55	21	address	address	VERB
esutjss-254	55	22	these	these	DET
esutjss-254	55	23	concerns	concern	NOUN
esutjss-254	55	24	.	.	PUNCT
esutjss-254	56	1	manufacturing	manufacture	VERB
esutjss-254	56	2	companies	company	NOUN
esutjss-254	56	3	can	can	AUX
esutjss-254	56	4	overcome	overcome	VERB
esutjss-254	56	5	these	these	DET
esutjss-254	56	6	challenges	challenge	NOUN
esutjss-254	56	7	and	and	CCONJ
esutjss-254	56	8	improve	improve	VERB
esutjss-254	56	9	their	their	PRON
esutjss-254	56	10	risk	risk	NOUN
esutjss-254	56	11	management	management	NOUN
esutjss-254	56	12	strategies	strategy	NOUN
esutjss-254	56	13	and	and	CCONJ
esutjss-254	56	14	performance	performance	NOUN
esutjss-254	56	15	by	by	ADP
esutjss-254	56	16	raising	raise	VERB
esutjss-254	56	17	awareness	awareness	NOUN
esutjss-254	56	18	,	,	PUNCT
esutjss-254	56	19	collaborating	collaborate	VERB
esutjss-254	56	20	with	with	ADP
esutjss-254	56	21	specialised	specialised	ADJ
esutjss-254	56	22	experts	expert	NOUN
esutjss-254	56	23	,	,	PUNCT
esutjss-254	56	24	streamlining	streamline	VERB
esutjss-254	56	25	regulatory	regulatory	ADJ
esutjss-254	56	26	processes	process	NOUN
esutjss-254	56	27	,	,	PUNCT
esutjss-254	56	28	considering	consider	VERB
esutjss-254	56	29	cost	cost	NOUN
esutjss-254	56	30	implications	implication	NOUN
esutjss-254	56	31	,	,	PUNCT
esutjss-254	56	32	managing	manage	VERB
esutjss-254	56	33	risk	risk	NOUN
esutjss-254	56	34	retention	retention	NOUN
esutjss-254	56	35	effectively	effectively	ADV
esutjss-254	56	36	,	,	PUNCT
esutjss-254	56	37	and	and	CCONJ
esutjss-254	56	38	providing	provide	VERB
esutjss-254	56	39	implementation	implementation	NOUN
esutjss-254	56	40	support	support	NOUN
esutjss-254	56	41	.	.	PUNCT
esutjss-254	57	1	next	next	ADV
esutjss-254	57	2	,	,	PUNCT
esutjss-254	57	3	several	several	ADJ
esutjss-254	57	4	inquiries	inquiry	NOUN
esutjss-254	57	5	are	be	AUX
esutjss-254	57	6	warranted	warrant	VERB
esutjss-254	57	7	in	in	ADP
esutjss-254	57	8	light	light	NOUN
esutjss-254	57	9	of	of	ADP
esutjss-254	57	10	the	the	DET
esutjss-254	57	11	preceding	precede	VERB
esutjss-254	57	12	reasoning	reasoning	NOUN
esutjss-254	57	13	:	:	PUNCT
esutjss-254	57	14	do	do	AUX
esutjss-254	57	15	manufacturing	manufacturing	NOUN
esutjss-254	57	16	enterprises	enterprise	NOUN
esutjss-254	57	17	in	in	ADP
esutjss-254	57	18	nigeria	nigeria	PROPN
esutjss-254	57	19	feel	feel	VERB
esutjss-254	57	20	the	the	DET
esutjss-254	57	21	effects	effect	NOUN
esutjss-254	57	22	of	of	ADP
esutjss-254	57	23	alternative	alternative	ADJ
esutjss-254	57	24	risk	risk	NOUN
esutjss-254	57	25	transfer	transfer	NOUN
esutjss-254	57	26	investments	investment	NOUN
esutjss-254	57	27	and	and	CCONJ
esutjss-254	57	28	business	business	NOUN
esutjss-254	57	29	decisions	decision	NOUN
esutjss-254	57	30	?	?	PUNCT
esutjss-254	58	1	is	be	AUX
esutjss-254	58	2	claim	claim	NOUN
esutjss-254	58	3	management	management	NOUN
esutjss-254	58	4	in	in	ADP
esutjss-254	58	5	nigerian	nigerian	ADJ
esutjss-254	58	6	manufacturing	manufacturing	NOUN
esutjss-254	58	7	enterprises	enterprise	NOUN
esutjss-254	58	8	related	relate	VERB
esutjss-254	58	9	to	to	ADP
esutjss-254	58	10	alternative	alternative	ADJ
esutjss-254	58	11	risk	risk	NOUN
esutjss-254	58	12	transfer	transfer	NOUN
esutjss-254	58	13	?	?	PUNCT
esutjss-254	59	1	is	be	AUX
esutjss-254	59	2	it	it	PRON
esutjss-254	59	3	possible	possible	ADJ
esutjss-254	59	4	for	for	SCONJ
esutjss-254	59	5	nigerian	nigerian	ADJ
esutjss-254	59	6	manufacturing	manufacturing	NOUN
esutjss-254	59	7	enterprises	enterprise	NOUN
esutjss-254	59	8	'	'	PART
esutjss-254	59	9	development	development	NOUN
esutjss-254	59	10	and	and	CCONJ
esutjss-254	59	11	profitability	profitability	NOUN
esutjss-254	59	12	to	to	PART
esutjss-254	59	13	be	be	AUX
esutjss-254	59	14	impacted	impact	VERB
esutjss-254	59	15	by	by	ADP
esutjss-254	59	16	the	the	DET
esutjss-254	59	17	efficacy	efficacy	NOUN
esutjss-254	59	18	of	of	ADP
esutjss-254	59	19	alternative	alternative	ADJ
esutjss-254	59	20	risk	risk	NOUN
esutjss-254	59	21	transfer	transfer	NOUN
esutjss-254	59	22	policies	policy	NOUN
esutjss-254	59	23	?	?	PUNCT
esutjss-254	60	1	this	this	DET
esutjss-254	60	2	study	study	NOUN
esutjss-254	60	3	effort	effort	NOUN
esutjss-254	60	4	will	will	AUX
esutjss-254	60	5	thoroughly	thoroughly	ADV
esutjss-254	60	6	investigate	investigate	VERB
esutjss-254	60	7	the	the	DET
esutjss-254	60	8	responses	response	NOUN
esutjss-254	60	9	to	to	ADP
esutjss-254	60	10	the	the	DET
esutjss-254	60	11	questions	question	NOUN
esutjss-254	60	12	in	in	ADP
esutjss-254	60	13	order	order	NOUN
esutjss-254	60	14	to	to	PART
esutjss-254	60	15	examine	examine	VERB
esutjss-254	60	16	the	the	DET
esutjss-254	60	17	"	"	PUNCT
esutjss-254	60	18	gap	gap	NOUN
esutjss-254	60	19	"	"	PUNCT
esutjss-254	60	20	that	that	PRON
esutjss-254	60	21	will	will	AUX
esutjss-254	60	22	be	be	AUX
esutjss-254	60	23	addressed	address	VERB
esutjss-254	60	24	.	.	PUNCT
esutjss-254	61	1	aim	aim	NOUN
esutjss-254	61	2	and	and	CCONJ
esutjss-254	61	3	objectives	objective	NOUN
esutjss-254	61	4	of	of	ADP
esutjss-254	61	5	the	the	DET
esutjss-254	61	6	study	study	NOUN
esutjss-254	61	7	the	the	DET
esutjss-254	61	8	aim	aim	NOUN
esutjss-254	61	9	of	of	ADP
esutjss-254	61	10	the	the	DET
esutjss-254	61	11	research	research	NOUN
esutjss-254	61	12	work	work	NOUN
esutjss-254	61	13	is	be	AUX
esutjss-254	61	14	to	to	PART
esutjss-254	61	15	examine	examine	VERB
esutjss-254	61	16	the	the	DET
esutjss-254	61	17	implication	implication	NOUN
esutjss-254	61	18	of	of	ADP
esutjss-254	61	19	alternative	alternative	ADJ
esutjss-254	61	20	risks	risk	NOUN
esutjss-254	61	21	transfer	transfer	VERB
esutjss-254	61	22	solutions	solution	NOUN
esutjss-254	61	23	on	on	ADP
esutjss-254	61	24	the	the	DET
esutjss-254	61	25	performance	performance	NOUN
esutjss-254	61	26	of	of	ADP
esutjss-254	61	27	nigeria	nigeria	PROPN
esutjss-254	61	28	manufacturing	manufacturing	NOUN
esutjss-254	61	29	companies	company	NOUN
esutjss-254	61	30	.	.	PUNCT
esutjss-254	62	1	the	the	DET
esutjss-254	62	2	specific	specific	ADJ
esutjss-254	62	3	objectives	objective	NOUN
esutjss-254	62	4	of	of	ADP
esutjss-254	62	5	the	the	DET
esutjss-254	62	6	study	study	NOUN
esutjss-254	62	7	are	be	AUX
esutjss-254	62	8	:	:	PUNCT
esutjss-254	62	9	to	to	PART
esutjss-254	62	10	identify	identify	VERB
esutjss-254	62	11	if	if	SCONJ
esutjss-254	62	12	the	the	DET
esutjss-254	62	13	use	use	NOUN
esutjss-254	62	14	of	of	ADP
esutjss-254	62	15	catastrophe	catastrophe	NOUN
esutjss-254	62	16	risk	risk	NOUN
esutjss-254	62	17	futures	future	NOUN
esutjss-254	62	18	(	(	PUNCT
esutjss-254	62	19	crf	crf	NOUN
esutjss-254	62	20	)	)	PUNCT
esutjss-254	62	21	as	as	ADP
esutjss-254	62	22	alternative	alternative	ADJ
esutjss-254	62	23	risk	risk	NOUN
esutjss-254	62	24	transfer	transfer	NOUN
esutjss-254	62	25	will	will	AUX
esutjss-254	62	26	affect	affect	VERB
esutjss-254	62	27	the	the	DET
esutjss-254	62	28	performance	performance	NOUN
esutjss-254	62	29	of	of	ADP
esutjss-254	62	30	nigerian	nigerian	ADJ
esutjss-254	62	31	manufacturing	manufacturing	NOUN
esutjss-254	62	32	companies	company	NOUN
esutjss-254	62	33	significance	significance	NOUN
esutjss-254	62	34	of	of	ADP
esutjss-254	62	35	the	the	DET
esutjss-254	62	36	study	study	NOUN
esutjss-254	62	37	the	the	DET
esutjss-254	62	38	result	result	NOUN
esutjss-254	62	39	of	of	ADP
esutjss-254	62	40	this	this	DET
esutjss-254	62	41	study	study	NOUN
esutjss-254	62	42	is	be	AUX
esutjss-254	62	43	expected	expect	VERB
esutjss-254	62	44	to	to	PART
esutjss-254	62	45	enhance	enhance	VERB
esutjss-254	62	46	the	the	DET
esutjss-254	62	47	knowledge	knowledge	NOUN
esutjss-254	62	48	of	of	ADP
esutjss-254	62	49	alternative	alternative	ADJ
esutjss-254	62	50	risk	risk	NOUN
esutjss-254	62	51	transfer	transfer	NOUN
esutjss-254	62	52	solution	solution	NOUN
esutjss-254	62	53	and	and	CCONJ
esutjss-254	62	54	how	how	SCONJ
esutjss-254	62	55	it	it	PRON
esutjss-254	62	56	affects	affect	VERB
esutjss-254	62	57	the	the	DET
esutjss-254	62	58	manufacturing	manufacturing	NOUN
esutjss-254	62	59	companies	company	NOUN
esutjss-254	62	60	’	’	PART
esutjss-254	62	61	profitability	profitability	NOUN
esutjss-254	62	62	and	and	CCONJ
esutjss-254	62	63	growth	growth	NOUN
esutjss-254	62	64	in	in	ADP
esutjss-254	62	65	nigeria	nigeria	PROPN
esutjss-254	62	66	.	.	PUNCT
esutjss-254	63	1	it	it	PRON
esutjss-254	63	2	will	will	AUX
esutjss-254	63	3	also	also	ADV
esutjss-254	63	4	be	be	AUX
esutjss-254	63	5	of	of	ADP
esutjss-254	63	6	great	great	ADJ
esutjss-254	63	7	importance	importance	NOUN
esutjss-254	63	8	to	to	ADP
esutjss-254	63	9	the	the	DET
esutjss-254	63	10	manufacturing	manufacturing	NOUN
esutjss-254	63	11	industry	industry	NOUN
esutjss-254	63	12	practitioners	practitioner	NOUN
esutjss-254	63	13	and	and	CCONJ
esutjss-254	63	14	other	other	ADJ
esutjss-254	63	15	experts	expert	NOUN
esutjss-254	63	16	handling	handle	VERB
esutjss-254	63	17	alternative	alternative	ADJ
esutjss-254	63	18	risk	risk	NOUN
esutjss-254	63	19	transfer	transfer	NOUN
esutjss-254	63	20	solutions	solution	NOUN
esutjss-254	63	21	for	for	ADP
esutjss-254	63	22	manufacturing	manufacturing	NOUN
esutjss-254	63	23	companies	company	NOUN
esutjss-254	63	24	.	.	PUNCT
esutjss-254	64	1	it	it	PRON
esutjss-254	64	2	will	will	AUX
esutjss-254	64	3	be	be	AUX
esutjss-254	64	4	useful	useful	ADJ
esutjss-254	64	5	in	in	ADP
esutjss-254	64	6	helping	help	VERB
esutjss-254	64	7	to	to	PART
esutjss-254	64	8	understand	understand	VERB
esutjss-254	64	9	how	how	SCONJ
esutjss-254	64	10	alternative	alternative	ADJ
esutjss-254	64	11	risk	risk	NOUN
esutjss-254	64	12	transfer	transfer	NOUN
esutjss-254	64	13	solution	solution	NOUN
esutjss-254	64	14	affects	affect	VERB
esutjss-254	64	15	manufacturing	manufacture	VERB
esutjss-254	64	16	industry	industry	NOUN
esutjss-254	64	17	’s	’s	PART
esutjss-254	64	18	operations	operation	NOUN
esutjss-254	64	19	,	,	PUNCT
esutjss-254	64	20	profitability	profitability	NOUN
esutjss-254	64	21	,	,	PUNCT
esutjss-254	64	22	and	and	CCONJ
esutjss-254	64	23	growth	growth	NOUN
esutjss-254	64	24	and	and	CCONJ
esutjss-254	64	25	suggest	suggest	VERB
esutjss-254	64	26	ways	way	NOUN
esutjss-254	64	27	on	on	ADP
esutjss-254	64	28	how	how	SCONJ
esutjss-254	64	29	to	to	PART
esutjss-254	64	30	choose	choose	VERB
esutjss-254	64	31	the	the	DET
esutjss-254	64	32	effective	effective	ADJ
esutjss-254	64	33	alternative	alternative	ADJ
esutjss-254	64	34	risk	risk	NOUN
esutjss-254	64	35	transfer	transfer	NOUN
esutjss-254	64	36	solution	solution	NOUN
esutjss-254	64	37	that	that	PRON
esutjss-254	64	38	would	would	AUX
esutjss-254	64	39	improve	improve	VERB
esutjss-254	64	40	the	the	DET
esutjss-254	64	41	performance	performance	NOUN
esutjss-254	64	42	of	of	ADP
esutjss-254	64	43	manufacturing	manufacture	VERB
esutjss-254	64	44	companies	company	NOUN
esutjss-254	64	45	in	in	ADP
esutjss-254	64	46	nigeria	nigeria	PROPN
esutjss-254	64	47	.	.	PUNCT
esutjss-254	65	1	it	it	PRON
esutjss-254	65	2	will	will	AUX
esutjss-254	65	3	also	also	ADV
esutjss-254	65	4	serve	serve	VERB
esutjss-254	65	5	as	as	ADP
esutjss-254	65	6	a	a	DET
esutjss-254	65	7	basic	basic	ADJ
esutjss-254	65	8	study	study	NOUN
esutjss-254	65	9	for	for	ADP
esutjss-254	65	10	those	those	PRON
esutjss-254	65	11	who	who	PRON
esutjss-254	65	12	may	may	AUX
esutjss-254	65	13	wish	wish	VERB
esutjss-254	65	14	to	to	PART
esutjss-254	65	15	carry	carry	VERB
esutjss-254	65	16	out	out	ADP
esutjss-254	65	17	further	further	ADJ
esutjss-254	65	18	research	research	NOUN
esutjss-254	65	19	on	on	ADP
esutjss-254	65	20	the	the	DET
esutjss-254	65	21	study	study	NOUN
esutjss-254	65	22	.	.	PUNCT
esutjss-254	66	1	scope	scope	NOUN
esutjss-254	66	2	and	and	CCONJ
esutjss-254	66	3	delimitation	delimitation	NOUN
esutjss-254	66	4	of	of	ADP
esutjss-254	66	5	the	the	DET
esutjss-254	66	6	study	study	NOUN
esutjss-254	66	7	the	the	DET
esutjss-254	66	8	study	study	NOUN
esutjss-254	66	9	covers	cover	VERB
esutjss-254	66	10	alternative	alternative	ADJ
esutjss-254	66	11	risk	risk	NOUN
esutjss-254	66	12	transfer	transfer	NOUN
esutjss-254	66	13	and	and	CCONJ
esutjss-254	66	14	manufacturing	manufacturing	NOUN
esutjss-254	66	15	companies	company	NOUN
esutjss-254	66	16	in	in	ADP
esutjss-254	66	17	nigeria	nigeria	PROPN
esutjss-254	66	18	.	.	PUNCT
esutjss-254	67	1	the	the	DET
esutjss-254	67	2	study	study	NOUN
esutjss-254	67	3	is	be	AUX
esutjss-254	67	4	limited	limit	VERB
esutjss-254	67	5	to	to	ADP
esutjss-254	67	6	manufacturing	manufacture	VERB
esutjss-254	67	7	companies	company	NOUN
esutjss-254	67	8	operating	operate	VERB
esutjss-254	67	9	in	in	ADP
esutjss-254	67	10	nigeria	nigeria	PROPN
esutjss-254	67	11	and	and	CCONJ
esutjss-254	67	12	based	base	VERB
esutjss-254	67	13	in	in	ADP
esutjss-254	67	14	lagos	lagos	NOUN
esutjss-254	67	15	state	state	NOUN
esutjss-254	67	16	which	which	PRON
esutjss-254	67	17	makes	make	VERB
esutjss-254	67	18	up	up	ADP
esutjss-254	67	19	the	the	DET
esutjss-254	67	20	sub	sub	NOUN
esutjss-254	67	21	-	-	ADJ
esutjss-254	67	22	set	set	NOUN
esutjss-254	67	23	of	of	ADP
esutjss-254	67	24	the	the	DET
esutjss-254	67	25	nigeria	nigeria	PROPN
esutjss-254	67	26	manufacturing	manufacturing	NOUN
esutjss-254	67	27	industry	industry	NOUN
esutjss-254	67	28	.	.	PUNCT
esutjss-254	68	1	the	the	DET
esutjss-254	68	2	reason	reason	NOUN
esutjss-254	68	3	for	for	ADP
esutjss-254	68	4	this	this	DET
esutjss-254	68	5	choice	choice	NOUN
esutjss-254	68	6	was	be	AUX
esutjss-254	68	7	the	the	DET
esutjss-254	68	8	need	need	NOUN
esutjss-254	68	9	to	to	PART
esutjss-254	68	10	explore	explore	VERB
esutjss-254	68	11	this	this	DET
esutjss-254	68	12	important	important	ADJ
esutjss-254	68	13	sector	sector	NOUN
esutjss-254	68	14	which	which	PRON
esutjss-254	68	15	contributes	contribute	VERB
esutjss-254	68	16	a	a	DET
esutjss-254	68	17	large	large	ADJ
esutjss-254	68	18	percentage	percentage	NOUN
esutjss-254	68	19	to	to	ADP
esutjss-254	68	20	the	the	DET
esutjss-254	68	21	27	27	NUM
esutjss-254	68	22	gross	gross	ADJ
esutjss-254	68	23	domestic	domestic	ADJ
esutjss-254	68	24	products	product	NOUN
esutjss-254	68	25	of	of	ADP
esutjss-254	68	26	nigeria	nigeria	PROPN
esutjss-254	68	27	.	.	PUNCT
esutjss-254	69	1	lagos	lago	NOUN
esutjss-254	69	2	state	state	NOUN
esutjss-254	69	3	is	be	AUX
esutjss-254	69	4	also	also	ADV
esutjss-254	69	5	chosen	choose	VERB
esutjss-254	69	6	as	as	ADP
esutjss-254	69	7	the	the	DET
esutjss-254	69	8	study	study	NOUN
esutjss-254	69	9	area	area	NOUN
esutjss-254	69	10	due	due	ADP
esutjss-254	69	11	to	to	ADP
esutjss-254	69	12	the	the	DET
esutjss-254	69	13	large	large	ADJ
esutjss-254	69	14	concentration	concentration	NOUN
esutjss-254	69	15	of	of	ADP
esutjss-254	69	16	manufacturing	manufacturing	NOUN
esutjss-254	69	17	companies	company	NOUN
esutjss-254	69	18	in	in	ADP
esutjss-254	69	19	the	the	DET
esutjss-254	69	20	state	state	NOUN
esutjss-254	69	21	with	with	ADP
esutjss-254	69	22	the	the	DET
esutjss-254	69	23	highest	high	ADJ
esutjss-254	69	24	manufacturing	manufacturing	NOUN
esutjss-254	69	25	activities	activity	NOUN
esutjss-254	69	26	.	.	PUNCT
esutjss-254	70	1	research	research	NOUN
esutjss-254	70	2	questions	question	NOUN
esutjss-254	70	3	the	the	DET
esutjss-254	70	4	specific	specific	ADJ
esutjss-254	70	5	research	research	NOUN
esutjss-254	70	6	questions	question	NOUN
esutjss-254	70	7	of	of	ADP
esutjss-254	70	8	the	the	DET
esutjss-254	70	9	study	study	NOUN
esutjss-254	70	10	are	be	AUX
esutjss-254	70	11	:	:	PUNCT
esutjss-254	70	12	to	to	PART
esutjss-254	70	13	determine	determine	VERB
esutjss-254	70	14	whether	whether	SCONJ
esutjss-254	70	15	the	the	DET
esutjss-254	70	16	use	use	NOUN
esutjss-254	70	17	of	of	ADP
esutjss-254	70	18	catastrophic	catastrophic	ADJ
esutjss-254	70	19	futures	future	NOUN
esutjss-254	70	20	as	as	ADP
esutjss-254	70	21	alternative	alternative	ADJ
esutjss-254	70	22	risk	risk	NOUN
esutjss-254	70	23	transfer	transfer	NOUN
esutjss-254	70	24	greatly	greatly	ADV
esutjss-254	70	25	affects	affect	VERB
esutjss-254	70	26	the	the	DET
esutjss-254	70	27	performance	performance	NOUN
esutjss-254	70	28	of	of	ADP
esutjss-254	70	29	manufacturing	manufacture	VERB
esutjss-254	70	30	companies	company	NOUN
esutjss-254	70	31	in	in	ADP
esutjss-254	70	32	nigeria	nigeria	PROPN
esutjss-254	70	33	?	?	PUNCT
esutjss-254	71	1	study	study	NOUN
esutjss-254	71	2	hypotheses	hypothese	VERB
esutjss-254	71	3	the	the	DET
esutjss-254	71	4	specific	specific	ADJ
esutjss-254	71	5	research	research	NOUN
esutjss-254	71	6	hypothesis	hypothesis	NOUN
esutjss-254	71	7	of	of	ADP
esutjss-254	71	8	the	the	DET
esutjss-254	71	9	study	study	NOUN
esutjss-254	71	10	is	be	AUX
esutjss-254	71	11	:	:	PUNCT
esutjss-254	71	12	there	there	PRON
esutjss-254	71	13	is	be	VERB
esutjss-254	71	14	no	no	DET
esutjss-254	71	15	significant	significant	ADJ
esutjss-254	71	16	relationship	relationship	NOUN
esutjss-254	71	17	between	between	ADP
esutjss-254	71	18	the	the	DET
esutjss-254	71	19	use	use	NOUN
esutjss-254	71	20	of	of	ADP
esutjss-254	71	21	catastrophe	catastrophe	NOUN
esutjss-254	71	22	risk	risk	NOUN
esutjss-254	71	23	futures	future	NOUN
esutjss-254	71	24	(	(	PUNCT
esutjss-254	71	25	crf	crf	NOUN
esutjss-254	71	26	)	)	PUNCT
esutjss-254	71	27	and	and	CCONJ
esutjss-254	71	28	the	the	DET
esutjss-254	71	29	performance	performance	NOUN
esutjss-254	71	30	of	of	ADP
esutjss-254	71	31	nigeria	nigeria	PROPN
esutjss-254	71	32	manufacturing	manufacture	VERB
esutjss-254	71	33	companies	company	NOUN
esutjss-254	71	34	operational	operational	ADJ
esutjss-254	71	35	definition	definition	NOUN
esutjss-254	71	36	of	of	ADP
esutjss-254	71	37	terms	term	NOUN
esutjss-254	71	38	alternative	alternative	ADJ
esutjss-254	71	39	risks	risk	NOUN
esutjss-254	71	40	transfer	transfer	NOUN
esutjss-254	71	41	:	:	PUNCT
esutjss-254	71	42	this	this	DET
esutjss-254	71	43	technique	technique	NOUN
esutjss-254	71	44	allows	allow	VERB
esutjss-254	71	45	companies	company	NOUN
esutjss-254	71	46	to	to	PART
esutjss-254	71	47	purchase	purchase	VERB
esutjss-254	71	48	coverage	coverage	NOUN
esutjss-254	71	49	and	and	CCONJ
esutjss-254	71	50	transfer	transfer	VERB
esutjss-254	71	51	risk	risk	NOUN
esutjss-254	71	52	without	without	ADP
esutjss-254	71	53	having	have	VERB
esutjss-254	71	54	to	to	PART
esutjss-254	71	55	use	use	VERB
esutjss-254	71	56	traditional	traditional	ADJ
esutjss-254	71	57	commercial	commercial	ADJ
esutjss-254	71	58	insurance	insurance	NOUN
esutjss-254	71	59	manufacturing	manufacture	VERB
esutjss-254	71	60	company	company	NOUN
esutjss-254	71	61	:	:	PUNCT
esutjss-254	71	62	any	any	DET
esutjss-254	71	63	business	business	NOUN
esutjss-254	71	64	that	that	PRON
esutjss-254	71	65	uses	use	VERB
esutjss-254	71	66	components	component	NOUN
esutjss-254	71	67	,	,	PUNCT
esutjss-254	71	68	parts	part	NOUN
esutjss-254	71	69	or	or	CCONJ
esutjss-254	71	70	raw	raw	ADJ
esutjss-254	71	71	materials	material	NOUN
esutjss-254	71	72	to	to	PART
esutjss-254	71	73	make	make	VERB
esutjss-254	71	74	a	a	DET
esutjss-254	71	75	finished	finished	ADJ
esutjss-254	71	76	good	good	NOUN
esutjss-254	71	77	.	.	PUNCT
esutjss-254	72	1	profitability	profitability	NOUN
esutjss-254	72	2	:	:	PUNCT
esutjss-254	72	3	the	the	DET
esutjss-254	72	4	degree	degree	NOUN
esutjss-254	72	5	to	to	PART
esutjss-254	72	6	which	which	PRON
esutjss-254	72	7	a	a	DET
esutjss-254	72	8	business	business	NOUN
esutjss-254	72	9	or	or	CCONJ
esutjss-254	72	10	activity	activity	NOUN
esutjss-254	72	11	yields	yield	NOUN
esutjss-254	72	12	profit	profit	NOUN
esutjss-254	72	13	or	or	CCONJ
esutjss-254	72	14	financial	financial	ADJ
esutjss-254	72	15	gain	gain	NOUN
esutjss-254	72	16	.	.	PUNCT
esutjss-254	73	1	financial	financial	ADJ
esutjss-254	73	2	performance	performance	NOUN
esutjss-254	73	3	:	:	PUNCT
esutjss-254	73	4	a	a	DET
esutjss-254	73	5	subjective	subjective	ADJ
esutjss-254	73	6	measure	measure	NOUN
esutjss-254	73	7	of	of	ADP
esutjss-254	73	8	how	how	SCONJ
esutjss-254	73	9	well	well	ADV
esutjss-254	73	10	a	a	DET
esutjss-254	73	11	firm	firm	ADJ
esutjss-254	73	12	use	use	VERB
esutjss-254	73	13	assets	asset	NOUN
esutjss-254	73	14	from	from	ADP
esutjss-254	73	15	its	its	PRON
esutjss-254	73	16	primary	primary	ADJ
esutjss-254	73	17	mode	mode	NOUN
esutjss-254	73	18	of	of	ADP
esutjss-254	73	19	business	business	NOUN
esutjss-254	73	20	to	to	PART
esutjss-254	73	21	generate	generate	VERB
esutjss-254	73	22	revenues	revenue	NOUN
esutjss-254	73	23	and	and	CCONJ
esutjss-254	73	24	make	make	VERB
esutjss-254	73	25	profit	profit	NOUN
esutjss-254	73	26	.	.	PUNCT
esutjss-254	74	1	insurance	insurance	NOUN
esutjss-254	74	2	:	:	PUNCT
esutjss-254	74	3	an	an	DET
esutjss-254	74	4	arrangement	arrangement	NOUN
esutjss-254	74	5	by	by	ADP
esutjss-254	74	6	which	which	PRON
esutjss-254	74	7	a	a	DET
esutjss-254	74	8	company	company	NOUN
esutjss-254	74	9	or	or	CCONJ
esutjss-254	74	10	the	the	DET
esutjss-254	74	11	state	state	NOUN
esutjss-254	74	12	undertakes	undertake	VERB
esutjss-254	74	13	to	to	PART
esutjss-254	74	14	provide	provide	VERB
esutjss-254	74	15	a	a	DET
esutjss-254	74	16	guarantee	guarantee	NOUN
esutjss-254	74	17	of	of	ADP
esutjss-254	74	18	compensation	compensation	NOUN
esutjss-254	74	19	for	for	ADP
esutjss-254	74	20	specified	specified	ADJ
esutjss-254	74	21	loss	loss	NOUN
esutjss-254	74	22	,	,	PUNCT
esutjss-254	74	23	damage	damage	NOUN
esutjss-254	74	24	,	,	PUNCT
esutjss-254	74	25	illness	illness	NOUN
esutjss-254	74	26	,	,	PUNCT
esutjss-254	74	27	or	or	CCONJ
esutjss-254	74	28	death	death	NOUN
esutjss-254	74	29	in	in	ADP
esutjss-254	74	30	return	return	NOUN
esutjss-254	74	31	for	for	ADP
esutjss-254	74	32	payment	payment	NOUN
esutjss-254	74	33	of	of	ADP
esutjss-254	74	34	a	a	DET
esutjss-254	74	35	specified	specified	ADJ
esutjss-254	74	36	premium	premium	NOUN
esutjss-254	74	37	.	.	PUNCT
esutjss-254	75	1	self	self	NOUN
esutjss-254	75	2	-	-	PUNCT
esutjss-254	75	3	insurance	insurance	NOUN
esutjss-254	75	4	:	:	PUNCT
esutjss-254	75	5	insurance	insurance	NOUN
esutjss-254	75	6	of	of	ADP
esutjss-254	75	7	oneself	oneself	PRON
esutjss-254	75	8	or	or	CCONJ
esutjss-254	75	9	one	one	NUM
esutjss-254	75	10	's	's	PART
esutjss-254	75	11	interests	interest	NOUN
esutjss-254	75	12	by	by	ADP
esutjss-254	75	13	maintaining	maintain	VERB
esutjss-254	75	14	a	a	DET
esutjss-254	75	15	fund	fund	NOUN
esutjss-254	75	16	to	to	PART
esutjss-254	75	17	cover	cover	VERB
esutjss-254	75	18	possible	possible	ADJ
esutjss-254	75	19	losses	loss	NOUN
esutjss-254	75	20	rather	rather	ADV
esutjss-254	75	21	than	than	ADP
esutjss-254	75	22	by	by	ADP
esutjss-254	75	23	purchasing	purchase	VERB
esutjss-254	75	24	an	an	DET
esutjss-254	75	25	insurance	insurance	NOUN
esutjss-254	75	26	policy	policy	NOUN
esutjss-254	75	27	.	.	PUNCT
esutjss-254	76	1	captive	captive	ADJ
esutjss-254	76	2	insurance	insurance	NOUN
esutjss-254	76	3	:	:	PUNCT
esutjss-254	76	4	a	a	DET
esutjss-254	76	5	wholly	wholly	ADV
esutjss-254	76	6	owned	own	VERB
esutjss-254	76	7	subsidiary	subsidiary	NOUN
esutjss-254	76	8	created	create	VERB
esutjss-254	76	9	to	to	PART
esutjss-254	76	10	provide	provide	VERB
esutjss-254	76	11	insurance	insurance	NOUN
esutjss-254	76	12	to	to	ADP
esutjss-254	76	13	its	its	PRON
esutjss-254	76	14	noninsurance	noninsurance	NOUN
esutjss-254	76	15	parent	parent	NOUN
esutjss-254	76	16	company	company	NOUN
esutjss-254	76	17	(	(	PUNCT
esutjss-254	76	18	or	or	CCONJ
esutjss-254	76	19	companies	company	NOUN
esutjss-254	76	20	)	)	PUNCT
esutjss-254	76	21	hedging	hedging	NOUN
esutjss-254	76	22	:	:	PUNCT
esutjss-254	76	23	the	the	DET
esutjss-254	76	24	process	process	NOUN
esutjss-254	76	25	of	of	ADP
esutjss-254	76	26	transferring	transfer	VERB
esutjss-254	76	27	risk	risk	NOUN
esutjss-254	76	28	to	to	ADP
esutjss-254	76	29	another	another	DET
esutjss-254	76	30	party	party	NOUN
esutjss-254	76	31	and	and	CCONJ
esutjss-254	76	32	protecting	protect	VERB
esutjss-254	76	33	your	your	PRON
esutjss-254	76	34	own	own	ADJ
esutjss-254	76	35	organization	organization	NOUN
esutjss-254	76	36	from	from	ADP
esutjss-254	76	37	that	that	DET
esutjss-254	76	38	risk	risk	NOUN
esutjss-254	76	39	.	.	PUNCT
esutjss-254	77	1	financial	financial	ADJ
esutjss-254	77	2	derivative	derivative	NOUN
esutjss-254	77	3	:	:	PUNCT
esutjss-254	77	4	are	be	AUX
esutjss-254	77	5	financial	financial	ADJ
esutjss-254	77	6	contracts	contract	NOUN
esutjss-254	77	7	,	,	PUNCT
esutjss-254	77	8	set	set	VERB
esutjss-254	77	9	between	between	ADP
esutjss-254	77	10	two	two	NUM
esutjss-254	77	11	or	or	CCONJ
esutjss-254	77	12	more	more	ADJ
esutjss-254	77	13	parties	party	NOUN
esutjss-254	77	14	,	,	PUNCT
esutjss-254	77	15	that	that	PRON
esutjss-254	77	16	derive	derive	VERB
esutjss-254	77	17	their	their	PRON
esutjss-254	77	18	value	value	NOUN
esutjss-254	77	19	from	from	ADP
esutjss-254	77	20	an	an	DET
esutjss-254	77	21	underlying	underlying	ADJ
esutjss-254	77	22	asset	asset	NOUN
esutjss-254	77	23	,	,	PUNCT
esutjss-254	77	24	group	group	NOUN
esutjss-254	77	25	of	of	ADP
esutjss-254	77	26	assets	asset	NOUN
esutjss-254	77	27	,	,	PUNCT
esutjss-254	77	28	or	or	CCONJ
esutjss-254	77	29	benchmark	benchmark	NOUN
esutjss-254	77	30	.	.	PUNCT
esutjss-254	78	1	industry	industry	NOUN
esutjss-254	78	2	loss	loss	NOUN
esutjss-254	78	3	warranty	warranty	NOUN
esutjss-254	78	4	:	:	PUNCT
esutjss-254	78	5	a	a	DET
esutjss-254	78	6	reinsurance	reinsurance	NOUN
esutjss-254	78	7	or	or	CCONJ
esutjss-254	78	8	derivative	derivative	ADJ
esutjss-254	78	9	contract	contract	NOUN
esutjss-254	78	10	that	that	PRON
esutjss-254	78	11	kicks	kick	VERB
esutjss-254	78	12	in	in	ADP
esutjss-254	78	13	when	when	SCONJ
esutjss-254	78	14	losses	loss	NOUN
esutjss-254	78	15	experienced	experience	VERB
esutjss-254	78	16	by	by	ADP
esutjss-254	78	17	an	an	DET
esutjss-254	78	18	industry	industry	NOUN
esutjss-254	78	19	exceed	exceed	VERB
esutjss-254	78	20	a	a	DET
esutjss-254	78	21	specified	specified	ADJ
esutjss-254	78	22	threshold	threshold	NOUN
esutjss-254	78	23	.	.	PUNCT
esutjss-254	79	1	coverage	coverage	NOUN
esutjss-254	79	2	is	be	AUX
esutjss-254	79	3	typically	typically	ADV
esutjss-254	79	4	triggered	trigger	VERB
esutjss-254	79	5	when	when	SCONJ
esutjss-254	79	6	an	an	DET
esutjss-254	79	7	index	index	NOUN
esutjss-254	79	8	provider	provider	NOUN
esutjss-254	79	9	says	say	VERB
esutjss-254	79	10	the	the	DET
esutjss-254	79	11	relevant	relevant	ADJ
esutjss-254	79	12	threshold	threshold	NOUN
esutjss-254	79	13	has	have	AUX
esutjss-254	79	14	been	be	AUX
esutjss-254	79	15	met	meet	VERB
esutjss-254	79	16	.	.	PUNCT
esutjss-254	80	1	28	28	NUM
esutjss-254	80	2	catastrophe	catastrophe	NOUN
esutjss-254	80	3	bond	bond	NOUN
esutjss-254	80	4	:	:	PUNCT
esutjss-254	80	5	a	a	DET
esutjss-254	80	6	high	high	ADJ
esutjss-254	80	7	-	-	PUNCT
esutjss-254	80	8	yield	yield	NOUN
esutjss-254	80	9	debt	debt	NOUN
esutjss-254	80	10	instrument	instrument	NOUN
esutjss-254	80	11	designed	design	VERB
esutjss-254	80	12	to	to	PART
esutjss-254	80	13	raise	raise	VERB
esutjss-254	80	14	money	money	NOUN
esutjss-254	80	15	for	for	ADP
esutjss-254	80	16	companies	company	NOUN
esutjss-254	80	17	in	in	ADP
esutjss-254	80	18	the	the	DET
esutjss-254	80	19	insurance	insurance	NOUN
esutjss-254	80	20	industry	industry	NOUN
esutjss-254	80	21	in	in	ADP
esutjss-254	80	22	the	the	DET
esutjss-254	80	23	event	event	NOUN
esutjss-254	80	24	of	of	ADP
esutjss-254	80	25	a	a	DET
esutjss-254	80	26	natural	natural	ADJ
esutjss-254	80	27	disaster	disaster	NOUN
esutjss-254	80	28	.	.	PUNCT
esutjss-254	81	1	catastrophe	catastrophe	NOUN
esutjss-254	81	2	risk	risk	NOUN
esutjss-254	81	3	futures	future	NOUN
esutjss-254	81	4	:	:	PUNCT
esutjss-254	81	5	derivatives	derivative	NOUN
esutjss-254	81	6	contracts	contract	NOUN
esutjss-254	81	7	first	first	ADV
esutjss-254	81	8	traded	trade	VERB
esutjss-254	81	9	on	on	ADP
esutjss-254	81	10	the	the	DET
esutjss-254	81	11	chicago	chicago	PROPN
esutjss-254	81	12	board	board	PROPN
esutjss-254	81	13	of	of	ADP
esutjss-254	81	14	trade	trade	PROPN
esutjss-254	81	15	(	(	PUNCT
esutjss-254	81	16	cbot	cbot	PROPN
esutjss-254	81	17	)	)	PUNCT
esutjss-254	81	18	to	to	PART
esutjss-254	81	19	hedge	hedge	VERB
esutjss-254	81	20	against	against	ADP
esutjss-254	81	21	catastrophic	catastrophic	ADJ
esutjss-254	81	22	losses	loss	NOUN
esutjss-254	81	23	.	.	PUNCT
esutjss-254	82	1	1	1	X
esutjss-254	82	2	.	.	X
esutjss-254	82	3	theoretical	theoretical	ADJ
esutjss-254	82	4	framework	framework	NOUN
esutjss-254	82	5	agency	agency	NOUN
esutjss-254	82	6	and	and	CCONJ
esutjss-254	82	7	stakeholders	stakeholder	NOUN
esutjss-254	82	8	’	'	PUNCT
esutjss-254	82	9	theories	theory	NOUN
esutjss-254	82	10	were	be	AUX
esutjss-254	82	11	adopted	adopt	VERB
esutjss-254	82	12	as	as	ADP
esutjss-254	82	13	the	the	DET
esutjss-254	82	14	theoretical	theoretical	ADJ
esutjss-254	82	15	basis	basis	NOUN
esutjss-254	82	16	for	for	ADP
esutjss-254	82	17	this	this	DET
esutjss-254	82	18	research	research	NOUN
esutjss-254	82	19	.	.	PUNCT
esutjss-254	83	1	1.1	1.1	NUM
esutjss-254	83	2	agency	agency	NOUN
esutjss-254	83	3	theory	theory	NOUN
esutjss-254	83	4	agency	agency	NOUN
esutjss-254	83	5	theory	theory	NOUN
esutjss-254	83	6	is	be	AUX
esutjss-254	83	7	an	an	DET
esutjss-254	83	8	economic	economic	ADJ
esutjss-254	83	9	theory	theory	NOUN
esutjss-254	83	10	that	that	PRON
esutjss-254	83	11	views	view	VERB
esutjss-254	83	12	the	the	DET
esutjss-254	83	13	firm	firm	NOUN
esutjss-254	83	14	as	as	ADP
esutjss-254	83	15	a	a	DET
esutjss-254	83	16	set	set	NOUN
esutjss-254	83	17	of	of	ADP
esutjss-254	83	18	contracts	contract	NOUN
esutjss-254	83	19	among	among	ADP
esutjss-254	83	20	selfinterested	selfintereste	VERB
esutjss-254	83	21	individuals	individual	NOUN
esutjss-254	83	22	ross	ross	PROPN
esutjss-254	83	23	and	and	CCONJ
esutjss-254	83	24	mitnick	mitnick	PROPN
esutjss-254	83	25	,	,	PUNCT
esutjss-254	83	26	(	(	PUNCT
esutjss-254	83	27	1970	1970	NUM
esutjss-254	83	28	)	)	PUNCT
esutjss-254	83	29	.	.	PUNCT
esutjss-254	84	1	agency	agency	NOUN
esutjss-254	84	2	theory	theory	NOUN
esutjss-254	84	3	,	,	PUNCT
esutjss-254	84	4	as	as	SCONJ
esutjss-254	84	5	applied	apply	VERB
esutjss-254	84	6	to	to	ADP
esutjss-254	84	7	the	the	DET
esutjss-254	84	8	context	context	NOUN
esutjss-254	84	9	of	of	ADP
esutjss-254	84	10	alternative	alternative	ADJ
esutjss-254	84	11	risk	risk	NOUN
esutjss-254	84	12	transfer	transfer	NOUN
esutjss-254	84	13	solutions	solution	NOUN
esutjss-254	84	14	,	,	PUNCT
esutjss-254	84	15	posits	posit	NOUN
esutjss-254	84	16	that	that	SCONJ
esutjss-254	84	17	there	there	PRON
esutjss-254	84	18	is	be	VERB
esutjss-254	84	19	a	a	DET
esutjss-254	84	20	fundamental	fundamental	ADJ
esutjss-254	84	21	principal	principal	ADJ
esutjss-254	84	22	-	-	PUNCT
esutjss-254	84	23	agent	agent	NOUN
esutjss-254	84	24	relationship	relationship	NOUN
esutjss-254	84	25	within	within	ADP
esutjss-254	84	26	organizations	organization	NOUN
esutjss-254	84	27	.	.	PUNCT
esutjss-254	85	1	shareholders	shareholder	NOUN
esutjss-254	85	2	(	(	PUNCT
esutjss-254	85	3	principals	principal	NOUN
esutjss-254	85	4	)	)	PUNCT
esutjss-254	85	5	delegate	delegate	NOUN
esutjss-254	85	6	decision	decision	NOUN
esutjss-254	85	7	-	-	PUNCT
esutjss-254	85	8	making	make	VERB
esutjss-254	85	9	authority	authority	NOUN
esutjss-254	85	10	to	to	ADP
esutjss-254	85	11	management	management	NOUN
esutjss-254	85	12	(	(	PUNCT
esutjss-254	85	13	agents	agent	NOUN
esutjss-254	85	14	)	)	PUNCT
esutjss-254	85	15	to	to	PART
esutjss-254	85	16	act	act	VERB
esutjss-254	85	17	on	on	ADP
esutjss-254	85	18	their	their	PRON
esutjss-254	85	19	behalf	behalf	NOUN
esutjss-254	85	20	.	.	PUNCT
esutjss-254	86	1	in	in	ADP
esutjss-254	86	2	the	the	DET
esutjss-254	86	3	realm	realm	NOUN
esutjss-254	86	4	of	of	ADP
esutjss-254	86	5	risk	risk	NOUN
esutjss-254	86	6	management	management	NOUN
esutjss-254	86	7	,	,	PUNCT
esutjss-254	86	8	the	the	DET
esutjss-254	86	9	adoption	adoption	NOUN
esutjss-254	86	10	of	of	ADP
esutjss-254	86	11	alternative	alternative	ADJ
esutjss-254	86	12	risk	risk	NOUN
esutjss-254	86	13	transfer	transfer	NOUN
esutjss-254	86	14	solutions	solution	NOUN
esutjss-254	86	15	such	such	ADJ
esutjss-254	86	16	as	as	ADP
esutjss-254	86	17	industry	industry	NOUN
esutjss-254	86	18	loss	loss	NOUN
esutjss-254	86	19	warranties	warranty	NOUN
esutjss-254	86	20	introduces	introduce	VERB
esutjss-254	86	21	a	a	DET
esutjss-254	86	22	dynamic	dynamic	NOUN
esutjss-254	86	23	where	where	SCONJ
esutjss-254	86	24	the	the	DET
esutjss-254	86	25	interests	interest	NOUN
esutjss-254	86	26	of	of	ADP
esutjss-254	86	27	shareholders	shareholder	NOUN
esutjss-254	86	28	and	and	CCONJ
esutjss-254	86	29	management	management	NOUN
esutjss-254	86	30	might	might	AUX
esutjss-254	86	31	not	not	PART
esutjss-254	86	32	perfectly	perfectly	ADV
esutjss-254	86	33	align	align	VERB
esutjss-254	86	34	.	.	PUNCT
esutjss-254	87	1	the	the	DET
esutjss-254	87	2	principals	principal	NOUN
esutjss-254	87	3	seek	seek	VERB
esutjss-254	87	4	to	to	PART
esutjss-254	87	5	maximize	maximize	VERB
esutjss-254	87	6	shareholder	shareholder	NOUN
esutjss-254	87	7	value	value	NOUN
esutjss-254	87	8	,	,	PUNCT
esutjss-254	87	9	while	while	SCONJ
esutjss-254	87	10	agents	agent	NOUN
esutjss-254	87	11	may	may	AUX
esutjss-254	87	12	have	have	VERB
esutjss-254	87	13	their	their	PRON
esutjss-254	87	14	own	own	ADJ
esutjss-254	87	15	objectives	objective	NOUN
esutjss-254	87	16	,	,	PUNCT
esutjss-254	87	17	which	which	PRON
esutjss-254	87	18	can	can	AUX
esutjss-254	87	19	lead	lead	VERB
esutjss-254	87	20	to	to	ADP
esutjss-254	87	21	a	a	DET
esutjss-254	87	22	potential	potential	ADJ
esutjss-254	87	23	conflict	conflict	NOUN
esutjss-254	87	24	of	of	ADP
esutjss-254	87	25	interests	interest	NOUN
esutjss-254	87	26	.	.	PUNCT
esutjss-254	88	1	in	in	ADP
esutjss-254	88	2	the	the	DET
esutjss-254	88	3	case	case	NOUN
esutjss-254	88	4	of	of	ADP
esutjss-254	88	5	nigerian	nigerian	ADJ
esutjss-254	88	6	manufacturing	manufacturing	NOUN
esutjss-254	88	7	companies	company	NOUN
esutjss-254	88	8	,	,	PUNCT
esutjss-254	88	9	the	the	DET
esutjss-254	88	10	introduction	introduction	NOUN
esutjss-254	88	11	of	of	ADP
esutjss-254	88	12	alternative	alternative	ADJ
esutjss-254	88	13	risk	risk	NOUN
esutjss-254	88	14	transfer	transfer	NOUN
esutjss-254	88	15	solutions	solution	NOUN
esutjss-254	88	16	may	may	AUX
esutjss-254	88	17	influence	influence	VERB
esutjss-254	88	18	the	the	DET
esutjss-254	88	19	decision	decision	NOUN
esutjss-254	88	20	-	-	PUNCT
esutjss-254	88	21	making	make	VERB
esutjss-254	88	22	processes	process	NOUN
esutjss-254	88	23	and	and	CCONJ
esutjss-254	88	24	risk	risk	NOUN
esutjss-254	88	25	management	management	NOUN
esutjss-254	88	26	strategies	strategy	NOUN
esutjss-254	88	27	.	.	PUNCT
esutjss-254	89	1	potential	potential	ADJ
esutjss-254	89	2	conflicts	conflict	NOUN
esutjss-254	89	3	of	of	ADP
esutjss-254	89	4	interest	interest	NOUN
esutjss-254	89	5	might	might	AUX
esutjss-254	89	6	arise	arise	VERB
esutjss-254	89	7	if	if	SCONJ
esutjss-254	89	8	management	management	NOUN
esutjss-254	89	9	perceives	perceive	VERB
esutjss-254	89	10	risk	risk	NOUN
esutjss-254	89	11	differently	differently	ADV
esutjss-254	89	12	from	from	ADP
esutjss-254	89	13	shareholders	shareholder	NOUN
esutjss-254	89	14	.	.	PUNCT
esutjss-254	90	1	understanding	understanding	NOUN
esutjss-254	90	2	and	and	CCONJ
esutjss-254	90	3	addressing	address	VERB
esutjss-254	90	4	these	these	DET
esutjss-254	90	5	agency	agency	NOUN
esutjss-254	90	6	issues	issue	NOUN
esutjss-254	90	7	are	be	AUX
esutjss-254	90	8	crucial	crucial	ADJ
esutjss-254	90	9	for	for	ADP
esutjss-254	90	10	effective	effective	ADJ
esutjss-254	90	11	implementation	implementation	NOUN
esutjss-254	90	12	and	and	CCONJ
esutjss-254	90	13	optimization	optimization	NOUN
esutjss-254	90	14	of	of	ADP
esutjss-254	90	15	alternative	alternative	ADJ
esutjss-254	90	16	risk	risk	NOUN
esutjss-254	90	17	transfer	transfer	NOUN
esutjss-254	90	18	mechanisms	mechanism	NOUN
esutjss-254	90	19	,	,	PUNCT
esutjss-254	90	20	ultimately	ultimately	ADV
esutjss-254	90	21	impacting	impact	VERB
esutjss-254	90	22	the	the	DET
esutjss-254	90	23	overall	overall	ADJ
esutjss-254	90	24	performance	performance	NOUN
esutjss-254	90	25	of	of	ADP
esutjss-254	90	26	the	the	DET
esutjss-254	90	27	manufacturing	manufacturing	NOUN
esutjss-254	90	28	companies	company	NOUN
esutjss-254	90	29	.	.	PUNCT
esutjss-254	91	1	1.2	1.2	NUM
esutjss-254	91	2	stakeholder	stakeholder	NOUN
esutjss-254	91	3	theory	theory	NOUN
esutjss-254	91	4	stakeholder	stakeholder	NOUN
esutjss-254	91	5	theory	theory	NOUN
esutjss-254	91	6	posits	posit	NOUN
esutjss-254	91	7	that	that	SCONJ
esutjss-254	91	8	organizations	organization	NOUN
esutjss-254	91	9	should	should	AUX
esutjss-254	91	10	consider	consider	VERB
esutjss-254	91	11	the	the	DET
esutjss-254	91	12	interests	interest	NOUN
esutjss-254	91	13	of	of	ADP
esutjss-254	91	14	all	all	DET
esutjss-254	91	15	stakeholders	stakeholder	NOUN
esutjss-254	91	16	,	,	PUNCT
esutjss-254	91	17	not	not	PART
esutjss-254	91	18	just	just	ADV
esutjss-254	91	19	shareholders	shareholder	NOUN
esutjss-254	91	20	according	accord	VERB
esutjss-254	91	21	to	to	ADP
esutjss-254	91	22	freeman	freeman	PROPN
esutjss-254	91	23	(	(	PUNCT
esutjss-254	91	24	2016	2016	NUM
esutjss-254	91	25	)	)	PUNCT
esutjss-254	91	26	.	.	PUNCT
esutjss-254	92	1	in	in	ADP
esutjss-254	92	2	the	the	DET
esutjss-254	92	3	context	context	NOUN
esutjss-254	92	4	of	of	ADP
esutjss-254	92	5	alternative	alternative	ADJ
esutjss-254	92	6	risk	risk	NOUN
esutjss-254	92	7	transfer	transfer	NOUN
esutjss-254	92	8	solutions	solution	NOUN
esutjss-254	92	9	,	,	PUNCT
esutjss-254	92	10	stakeholders	stakeholder	NOUN
esutjss-254	92	11	include	include	VERB
esutjss-254	92	12	not	not	PART
esutjss-254	92	13	only	only	ADV
esutjss-254	92	14	investors	investor	NOUN
esutjss-254	92	15	but	but	CCONJ
esutjss-254	92	16	also	also	ADV
esutjss-254	92	17	employees	employee	NOUN
esutjss-254	92	18	,	,	PUNCT
esutjss-254	92	19	customers	customer	NOUN
esutjss-254	92	20	,	,	PUNCT
esutjss-254	92	21	suppliers	supplier	NOUN
esutjss-254	92	22	,	,	PUNCT
esutjss-254	92	23	and	and	CCONJ
esutjss-254	92	24	the	the	DET
esutjss-254	92	25	broader	broad	ADJ
esutjss-254	92	26	community	community	NOUN
esutjss-254	92	27	.	.	PUNCT
esutjss-254	93	1	the	the	DET
esutjss-254	93	2	effective	effective	ADJ
esutjss-254	93	3	management	management	NOUN
esutjss-254	93	4	of	of	ADP
esutjss-254	93	5	risks	risk	NOUN
esutjss-254	93	6	through	through	ADP
esutjss-254	93	7	alternative	alternative	ADJ
esutjss-254	93	8	risk	risk	NOUN
esutjss-254	93	9	transfer	transfer	NOUN
esutjss-254	93	10	solutions	solution	NOUN
esutjss-254	93	11	can	can	AUX
esutjss-254	93	12	impact	impact	VERB
esutjss-254	93	13	various	various	ADJ
esutjss-254	93	14	stakeholders	stakeholder	NOUN
esutjss-254	93	15	differently	differently	ADV
esutjss-254	93	16	,	,	PUNCT
esutjss-254	93	17	and	and	CCONJ
esutjss-254	93	18	their	their	PRON
esutjss-254	93	19	perceptions	perception	NOUN
esutjss-254	93	20	and	and	CCONJ
esutjss-254	93	21	reactions	reaction	NOUN
esutjss-254	93	22	can	can	AUX
esutjss-254	93	23	,	,	PUNCT
esutjss-254	93	24	in	in	ADP
esutjss-254	93	25	turn	turn	NOUN
esutjss-254	93	26	,	,	PUNCT
esutjss-254	93	27	influence	influence	VERB
esutjss-254	93	28	the	the	DET
esutjss-254	93	29	company	company	NOUN
esutjss-254	93	30	's	's	PART
esutjss-254	93	31	performance	performance	NOUN
esutjss-254	93	32	.	.	PUNCT
esutjss-254	94	1	for	for	ADP
esutjss-254	94	2	nigerian	nigerian	ADJ
esutjss-254	94	3	manufacturing	manufacturing	NOUN
esutjss-254	94	4	companies	company	NOUN
esutjss-254	94	5	,	,	PUNCT
esutjss-254	94	6	the	the	DET
esutjss-254	94	7	implications	implication	NOUN
esutjss-254	94	8	of	of	ADP
esutjss-254	94	9	alternative	alternative	ADJ
esutjss-254	94	10	risk	risk	NOUN
esutjss-254	94	11	transfer	transfer	NOUN
esutjss-254	94	12	solutions	solution	NOUN
esutjss-254	94	13	extend	extend	VERB
esutjss-254	94	14	beyond	beyond	ADP
esutjss-254	94	15	financial	financial	ADJ
esutjss-254	94	16	metrics	metric	NOUN
esutjss-254	94	17	.	.	PUNCT
esutjss-254	95	1	stakeholder	stakeholder	NOUN
esutjss-254	95	2	theory	theory	NOUN
esutjss-254	95	3	suggests	suggest	VERB
esutjss-254	95	4	that	that	SCONJ
esutjss-254	95	5	a	a	DET
esutjss-254	95	6	company	company	NOUN
esutjss-254	95	7	's	's	PART
esutjss-254	95	8	reputation	reputation	NOUN
esutjss-254	95	9	,	,	PUNCT
esutjss-254	95	10	relationships	relationship	NOUN
esutjss-254	95	11	with	with	ADP
esutjss-254	95	12	suppliers	supplier	NOUN
esutjss-254	95	13	and	and	CCONJ
esutjss-254	95	14	customers	customer	NOUN
esutjss-254	95	15	,	,	PUNCT
esutjss-254	95	16	and	and	CCONJ
esutjss-254	95	17	overall	overall	ADJ
esutjss-254	95	18	social	social	ADJ
esutjss-254	95	19	responsibility	responsibility	NOUN
esutjss-254	95	20	are	be	AUX
esutjss-254	95	21	critical	critical	ADJ
esutjss-254	95	22	aspects	aspect	NOUN
esutjss-254	95	23	of	of	ADP
esutjss-254	95	24	performance	performance	NOUN
esutjss-254	95	25	.	.	PUNCT
esutjss-254	96	1	how	how	SCONJ
esutjss-254	96	2	a	a	DET
esutjss-254	96	3	company	company	NOUN
esutjss-254	96	4	manages	manage	VERB
esutjss-254	96	5	risks	risk	NOUN
esutjss-254	96	6	can	can	AUX
esutjss-254	96	7	affect	affect	VERB
esutjss-254	96	8	its	its	PRON
esutjss-254	96	9	standing	standing	NOUN
esutjss-254	96	10	in	in	ADP
esutjss-254	96	11	the	the	DET
esutjss-254	96	12	eyes	eye	NOUN
esutjss-254	96	13	of	of	ADP
esutjss-254	96	14	various	various	ADJ
esutjss-254	96	15	stakeholders	stakeholder	NOUN
esutjss-254	96	16	.	.	PUNCT
esutjss-254	97	1	a	a	DET
esutjss-254	97	2	well	well	ADV
esutjss-254	97	3	-	-	PUNCT
esutjss-254	97	4	executed	execute	VERB
esutjss-254	97	5	risk	risk	NOUN
esutjss-254	97	6	management	management	NOUN
esutjss-254	97	7	strategy	strategy	NOUN
esutjss-254	97	8	not	not	PART
esutjss-254	97	9	only	only	ADV
esutjss-254	97	10	protects	protect	VERB
esutjss-254	97	11	financial	financial	ADJ
esutjss-254	97	12	interests	interest	NOUN
esutjss-254	97	13	but	but	CCONJ
esutjss-254	97	14	also	also	ADV
esutjss-254	97	15	contributes	contribute	VERB
esutjss-254	97	16	positively	positively	ADV
esutjss-254	97	17	to	to	ADP
esutjss-254	97	18	the	the	DET
esutjss-254	97	19	company	company	NOUN
esutjss-254	97	20	's	's	PART
esutjss-254	97	21	relationships	relationship	NOUN
esutjss-254	97	22	with	with	ADP
esutjss-254	97	23	stakeholders	stakeholder	NOUN
esutjss-254	97	24	,	,	PUNCT
esutjss-254	97	25	influencing	influence	VERB
esutjss-254	97	26	its	its	PRON
esutjss-254	97	27	long	long	ADJ
esutjss-254	97	28	-	-	PUNCT
esutjss-254	97	29	term	term	NOUN
esutjss-254	97	30	sustainability	sustainability	NOUN
esutjss-254	97	31	and	and	CCONJ
esutjss-254	97	32	performance	performance	NOUN
esutjss-254	97	33	.	.	PUNCT
esutjss-254	98	1	however	however	ADV
esutjss-254	98	2	,	,	PUNCT
esutjss-254	98	3	these	these	DET
esutjss-254	98	4	two	two	NUM
esutjss-254	98	5	theories	theory	NOUN
esutjss-254	98	6	provide	provide	VERB
esutjss-254	98	7	a	a	DET
esutjss-254	98	8	theoretical	theoretical	ADJ
esutjss-254	98	9	lens	lens	NOUN
esutjss-254	98	10	through	through	ADP
esutjss-254	98	11	an	an	DET
esutjss-254	98	12	understanding	understanding	NOUN
esutjss-254	98	13	gained	gain	VERB
esutjss-254	98	14	of	of	ADP
esutjss-254	98	15	the	the	DET
esutjss-254	98	16	implications	implication	NOUN
esutjss-254	98	17	of	of	ADP
esutjss-254	98	18	alternative	alternative	ADJ
esutjss-254	98	19	risk	risk	NOUN
esutjss-254	98	20	transfer	transfer	NOUN
esutjss-254	98	21	solutions	solution	NOUN
esutjss-254	98	22	on	on	ADP
esutjss-254	98	23	the	the	DET
esutjss-254	98	24	performance	performance	NOUN
esutjss-254	98	25	of	of	ADP
esutjss-254	98	26	nigerian	nigerian	ADJ
esutjss-254	98	27	manufacturing	manufacturing	NOUN
esutjss-254	98	28	companies	company	NOUN
esutjss-254	98	29	.	.	PUNCT
esutjss-254	99	1	the	the	DET
esutjss-254	99	2	nuanced	nuanced	ADJ
esutjss-254	99	3	interplay	interplay	NOUN
esutjss-254	99	4	between	between	ADP
esutjss-254	99	5	agency	agency	NOUN
esutjss-254	99	6	relationships	relationship	NOUN
esutjss-254	99	7	,	,	PUNCT
esutjss-254	99	8	and	and	CCONJ
esutjss-254	99	9	stakeholder	stakeholder	NOUN
esutjss-254	99	10	considerations	consideration	NOUN
esutjss-254	99	11	contributes	contribute	VERB
esutjss-254	99	12	to	to	ADP
esutjss-254	99	13	a	a	DET
esutjss-254	99	14	holistic	holistic	ADJ
esutjss-254	99	15	understanding	understanding	NOUN
esutjss-254	99	16	of	of	ADP
esutjss-254	99	17	how	how	SCONJ
esutjss-254	99	18	risk	risk	NOUN
esutjss-254	99	19	management	management	NOUN
esutjss-254	99	20	strategies	strategy	NOUN
esutjss-254	99	21	impact	impact	VERB
esutjss-254	99	22	the	the	DET
esutjss-254	99	23	overall	overall	ADJ
esutjss-254	99	24	performance	performance	NOUN
esutjss-254	99	25	of	of	ADP
esutjss-254	99	26	manufacturing	manufacturing	NOUN
esutjss-254	99	27	firms	firm	NOUN
esutjss-254	99	28	in	in	ADP
esutjss-254	99	29	nigeria	nigeria	PROPN
esutjss-254	99	30	.	.	PUNCT
esutjss-254	100	1	29	29	NUM
esutjss-254	100	2	2	2	NUM
esutjss-254	100	3	.	.	PUNCT
esutjss-254	100	4	conceptual	conceptual	ADJ
esutjss-254	100	5	framework	framework	NOUN
esutjss-254	100	6	2.1	2.1	NUM
esutjss-254	100	7	the	the	DET
esutjss-254	100	8	concept	concept	NOUN
esutjss-254	100	9	of	of	ADP
esutjss-254	100	10	alternative	alternative	ADJ
esutjss-254	100	11	risk	risk	NOUN
esutjss-254	100	12	transfer	transfer	NOUN
esutjss-254	100	13	there	there	PRON
esutjss-254	100	14	is	be	VERB
esutjss-254	100	15	no	no	DET
esutjss-254	100	16	agreed	agree	VERB
esutjss-254	100	17	-	-	PUNCT
esutjss-254	100	18	upon	upon	ADP
esutjss-254	100	19	definition	definition	NOUN
esutjss-254	100	20	of	of	ADP
esutjss-254	100	21	alternative	alternative	ADJ
esutjss-254	100	22	risk	risk	NOUN
esutjss-254	100	23	transfer	transfer	NOUN
esutjss-254	100	24	(	(	PUNCT
esutjss-254	100	25	art	art	NOUN
esutjss-254	100	26	)	)	PUNCT
esutjss-254	100	27	.	.	PUNCT
esutjss-254	101	1	the	the	DET
esutjss-254	101	2	term	term	NOUN
esutjss-254	101	3	"	"	PUNCT
esutjss-254	101	4	alternative	alternative	ADJ
esutjss-254	101	5	risk	risk	NOUN
esutjss-254	101	6	transfer	transfer	NOUN
esutjss-254	101	7	"	"	PUNCT
esutjss-254	101	8	(	(	PUNCT
esutjss-254	101	9	art	art	NOUN
esutjss-254	101	10	)	)	PUNCT
esutjss-254	101	11	is	be	AUX
esutjss-254	101	12	often	often	ADV
esutjss-254	101	13	used	use	VERB
esutjss-254	101	14	to	to	PART
esutjss-254	101	15	describe	describe	VERB
esutjss-254	101	16	a	a	DET
esutjss-254	101	17	set	set	NOUN
esutjss-254	101	18	of	of	ADP
esutjss-254	101	19	practices	practice	NOUN
esutjss-254	101	20	that	that	PRON
esutjss-254	101	21	businesses	business	NOUN
esutjss-254	101	22	utilise	utilise	VERB
esutjss-254	101	23	instead	instead	ADV
esutjss-254	101	24	of	of	ADP
esutjss-254	101	25	conventional	conventional	ADJ
esutjss-254	101	26	insurance	insurance	NOUN
esutjss-254	101	27	or	or	CCONJ
esutjss-254	101	28	reinsurance	reinsurance	NOUN
esutjss-254	101	29	companies	company	NOUN
esutjss-254	101	30	to	to	PART
esutjss-254	101	31	accomplish	accomplish	VERB
esutjss-254	101	32	the	the	DET
esutjss-254	101	33	same	same	ADJ
esutjss-254	101	34	goals	goal	NOUN
esutjss-254	101	35	of	of	ADP
esutjss-254	101	36	hedging	hedging	NOUN
esutjss-254	101	37	and	and	CCONJ
esutjss-254	101	38	risk	risk	NOUN
esutjss-254	101	39	transfer	transfer	NOUN
esutjss-254	101	40	.	.	PUNCT
esutjss-254	102	1	risk	risk	NOUN
esutjss-254	102	2	transfer	transfer	NOUN
esutjss-254	102	3	via	via	ADP
esutjss-254	102	4	alternative	alternative	ADJ
esutjss-254	102	5	risk	risk	NOUN
esutjss-254	102	6	carriers	carrier	NOUN
esutjss-254	102	7	and	and	CCONJ
esutjss-254	102	8	risk	risk	NOUN
esutjss-254	102	9	transfer	transfer	NOUN
esutjss-254	102	10	through	through	ADP
esutjss-254	102	11	alternative	alternative	ADJ
esutjss-254	102	12	goods	good	NOUN
esutjss-254	102	13	are	be	AUX
esutjss-254	102	14	the	the	DET
esutjss-254	102	15	two	two	NUM
esutjss-254	102	16	main	main	ADJ
esutjss-254	102	17	components	component	NOUN
esutjss-254	102	18	of	of	ADP
esutjss-254	102	19	alternative	alternative	ADJ
esutjss-254	102	20	risk	risk	NOUN
esutjss-254	102	21	transfer	transfer	NOUN
esutjss-254	102	22	(	(	PUNCT
esutjss-254	102	23	art	art	NOUN
esutjss-254	102	24	)	)	PUNCT
esutjss-254	102	25	,	,	PUNCT
esutjss-254	102	26	which	which	PRON
esutjss-254	102	27	is	be	AUX
esutjss-254	102	28	more	more	ADJ
esutjss-254	102	29	than	than	ADP
esutjss-254	102	30	simply	simply	ADV
esutjss-254	102	31	a	a	DET
esutjss-254	102	32	product	product	NOUN
esutjss-254	102	33	.	.	PUNCT
esutjss-254	103	1	2014	2014	NUM
esutjss-254	103	2	,	,	PUNCT
esutjss-254	103	3	swiss	swiss	NOUN
esutjss-254	103	4	-	-	PUNCT
esutjss-254	103	5	re	re	NOUN
esutjss-254	103	6	.	.	PUNCT
esutjss-254	104	1	one	one	NUM
esutjss-254	104	2	explanation	explanation	NOUN
esutjss-254	104	3	for	for	ADP
esutjss-254	104	4	this	this	PRON
esutjss-254	104	5	is	be	AUX
esutjss-254	104	6	the	the	DET
esutjss-254	104	7	ever	ever	ADV
esutjss-254	104	8	-	-	PUNCT
esutjss-254	104	9	expanding	expand	VERB
esutjss-254	104	10	list	list	NOUN
esutjss-254	104	11	of	of	ADP
esutjss-254	104	12	potentially	potentially	ADV
esutjss-254	104	13	dangerous	dangerous	ADJ
esutjss-254	104	14	items	item	NOUN
esutjss-254	104	15	that	that	PRON
esutjss-254	104	16	meet	meet	VERB
esutjss-254	104	17	the	the	DET
esutjss-254	104	18	criteria	criterion	NOUN
esutjss-254	104	19	for	for	ADP
esutjss-254	104	20	art	art	NOUN
esutjss-254	104	21	,	,	PUNCT
esutjss-254	104	22	thanks	thank	NOUN
esutjss-254	104	23	to	to	ADP
esutjss-254	104	24	relentless	relentless	ADJ
esutjss-254	104	25	product	product	NOUN
esutjss-254	104	26	development	development	NOUN
esutjss-254	104	27	.	.	PUNCT
esutjss-254	105	1	by	by	ADP
esutjss-254	105	2	transforming	transform	VERB
esutjss-254	105	3	their	their	PRON
esutjss-254	105	4	risks	risk	NOUN
esutjss-254	105	5	into	into	ADP
esutjss-254	105	6	marketable	marketable	ADJ
esutjss-254	105	7	securities	security	NOUN
esutjss-254	105	8	with	with	ADP
esutjss-254	105	9	long	long	ADJ
esutjss-254	105	10	-	-	PUNCT
esutjss-254	105	11	term	term	NOUN
esutjss-254	105	12	maturities	maturity	NOUN
esutjss-254	105	13	,	,	PUNCT
esutjss-254	105	14	corporations	corporation	NOUN
esutjss-254	105	15	may	may	AUX
esutjss-254	105	16	engage	engage	VERB
esutjss-254	105	17	in	in	ADP
esutjss-254	105	18	alternative	alternative	ADJ
esutjss-254	105	19	risk	risk	NOUN
esutjss-254	105	20	transfer	transfer	NOUN
esutjss-254	105	21	,	,	PUNCT
esutjss-254	105	22	which	which	PRON
esutjss-254	105	23	allows	allow	VERB
esutjss-254	105	24	them	they	PRON
esutjss-254	105	25	to	to	PART
esutjss-254	105	26	transfer	transfer	VERB
esutjss-254	105	27	their	their	PRON
esutjss-254	105	28	risks	risk	NOUN
esutjss-254	105	29	to	to	ADP
esutjss-254	105	30	a	a	DET
esutjss-254	105	31	third	third	ADJ
esutjss-254	105	32	party	party	NOUN
esutjss-254	105	33	or	or	CCONJ
esutjss-254	105	34	the	the	DET
esutjss-254	105	35	capital	capital	NOUN
esutjss-254	105	36	market	market	NOUN
esutjss-254	105	37	.	.	PUNCT
esutjss-254	106	1	through	through	ADP
esutjss-254	106	2	the	the	DET
esutjss-254	106	3	use	use	NOUN
esutjss-254	106	4	of	of	ADP
esutjss-254	106	5	alternative	alternative	ADJ
esutjss-254	106	6	risk	risk	NOUN
esutjss-254	106	7	transfer	transfer	NOUN
esutjss-254	106	8	strategies	strategy	NOUN
esutjss-254	106	9	,	,	PUNCT
esutjss-254	106	10	such	such	ADJ
esutjss-254	106	11	as	as	ADP
esutjss-254	106	12	manufacturing	manufacture	VERB
esutjss-254	106	13	industry	industry	NOUN
esutjss-254	106	14	pools	pool	NOUN
esutjss-254	106	15	and	and	CCONJ
esutjss-254	106	16	the	the	DET
esutjss-254	106	17	more	more	ADV
esutjss-254	106	18	convenient	convenient	ADJ
esutjss-254	106	19	securitization	securitization	NOUN
esutjss-254	106	20	of	of	ADP
esutjss-254	106	21	underwriting	underwriting	NOUN
esutjss-254	106	22	funds	fund	NOUN
esutjss-254	106	23	,	,	PUNCT
esutjss-254	106	24	organisations	organisation	NOUN
esutjss-254	106	25	are	be	AUX
esutjss-254	106	26	able	able	ADJ
esutjss-254	106	27	to	to	PART
esutjss-254	106	28	obtain	obtain	VERB
esutjss-254	106	29	coverage	coverage	NOUN
esutjss-254	106	30	and	and	CCONJ
esutjss-254	106	31	transfer	transfer	NOUN
esutjss-254	106	32	risks	risk	NOUN
esutjss-254	106	33	.	.	PUNCT
esutjss-254	107	1	this	this	PRON
esutjss-254	107	2	is	be	AUX
esutjss-254	107	3	an	an	DET
esutjss-254	107	4	example	example	NOUN
esutjss-254	107	5	of	of	ADP
esutjss-254	107	6	securitization	securitization	NOUN
esutjss-254	107	7	,	,	PUNCT
esutjss-254	107	8	which	which	PRON
esutjss-254	107	9	involves	involve	VERB
esutjss-254	107	10	the	the	DET
esutjss-254	107	11	capital	capital	NOUN
esutjss-254	107	12	market	market	NOUN
esutjss-254	107	13	playing	play	VERB
esutjss-254	107	14	a	a	DET
esutjss-254	107	15	more	more	ADV
esutjss-254	107	16	active	active	ADJ
esutjss-254	107	17	role	role	NOUN
esutjss-254	107	18	in	in	ADP
esutjss-254	107	19	supplying	supply	VERB
esutjss-254	107	20	services	service	NOUN
esutjss-254	107	21	to	to	ADP
esutjss-254	107	22	the	the	DET
esutjss-254	107	23	insurance	insurance	NOUN
esutjss-254	107	24	and	and	CCONJ
esutjss-254	107	25	reinsurance	reinsurance	NOUN
esutjss-254	107	26	industries	industry	NOUN
esutjss-254	107	27	via	via	ADP
esutjss-254	107	28	the	the	DET
esutjss-254	107	29	hedging	hedging	NOUN
esutjss-254	107	30	of	of	ADP
esutjss-254	107	31	manufacturing	manufacturing	NOUN
esutjss-254	107	32	sector	sector	NOUN
esutjss-254	107	33	risks	risk	NOUN
esutjss-254	107	34	against	against	ADP
esutjss-254	107	35	long	long	ADJ
esutjss-254	107	36	-	-	PUNCT
esutjss-254	107	37	term	term	NOUN
esutjss-254	107	38	marketable	marketable	ADJ
esutjss-254	107	39	securities	security	NOUN
esutjss-254	107	40	.	.	PUNCT
esutjss-254	108	1	in	in	ADP
esutjss-254	108	2	2017	2017	NUM
esutjss-254	108	3	,	,	PUNCT
esutjss-254	108	4	de	de	PROPN
esutjss-254	108	5	-	-	ADJ
esutjss-254	108	6	mey	mey	PROPN
esutjss-254	108	7	worked	work	VERB
esutjss-254	108	8	.	.	PUNCT
esutjss-254	109	1	insurance	insurance	NOUN
esutjss-254	109	2	sector	sector	NOUN
esutjss-254	109	3	services	service	NOUN
esutjss-254	109	4	and	and	CCONJ
esutjss-254	109	5	financial	financial	ADJ
esutjss-254	109	6	markets	market	NOUN
esutjss-254	109	7	are	be	AUX
esutjss-254	109	8	supposedly	supposedly	ADV
esutjss-254	109	9	brought	bring	VERB
esutjss-254	109	10	together	together	ADV
esutjss-254	109	11	by	by	ADP
esutjss-254	109	12	this	this	DET
esutjss-254	109	13	approach	approach	NOUN
esutjss-254	109	14	,	,	PUNCT
esutjss-254	109	15	which	which	PRON
esutjss-254	109	16	falls	fall	VERB
esutjss-254	109	17	within	within	ADP
esutjss-254	109	18	the	the	DET
esutjss-254	109	19	expansive	expansive	ADJ
esutjss-254	109	20	area	area	NOUN
esutjss-254	109	21	of	of	ADP
esutjss-254	109	22	alternative	alternative	ADJ
esutjss-254	109	23	risk	risk	NOUN
esutjss-254	109	24	transfer	transfer	NOUN
esutjss-254	109	25	(	(	PUNCT
esutjss-254	109	26	art	art	NOUN
esutjss-254	109	27	)	)	PUNCT
esutjss-254	109	28	.	.	PUNCT
esutjss-254	110	1	many	many	ADJ
esutjss-254	110	2	other	other	ADJ
esutjss-254	110	3	methods	method	NOUN
esutjss-254	110	4	exist	exist	VERB
esutjss-254	110	5	for	for	ADP
esutjss-254	110	6	transferring	transfer	VERB
esutjss-254	110	7	risk	risk	NOUN
esutjss-254	110	8	,	,	PUNCT
esutjss-254	110	9	such	such	ADJ
esutjss-254	110	10	as	as	ADP
esutjss-254	110	11	catastrophe	catastrophe	NOUN
esutjss-254	110	12	bonds	bond	NOUN
esutjss-254	110	13	,	,	PUNCT
esutjss-254	110	14	insurance	insurance	NOUN
esutjss-254	110	15	-	-	PUNCT
esutjss-254	110	16	linked	link	VERB
esutjss-254	110	17	securities	security	NOUN
esutjss-254	110	18	,	,	PUNCT
esutjss-254	110	19	and	and	CCONJ
esutjss-254	110	20	reinsurance	reinsurance	NOUN
esutjss-254	110	21	industry	industry	NOUN
esutjss-254	110	22	side	side	NOUN
esutjss-254	110	23	-	-	PUNCT
esutjss-254	110	24	cars	car	NOUN
esutjss-254	110	25	;	;	PUNCT
esutjss-254	110	26	industry	industry	NOUN
esutjss-254	110	27	loss	loss	NOUN
esutjss-254	110	28	warranties	warranty	NOUN
esutjss-254	110	29	for	for	ADP
esutjss-254	110	30	trading	trading	NOUN
esutjss-254	110	31	risks	risk	NOUN
esutjss-254	110	32	;	;	PUNCT
esutjss-254	110	33	weather	weather	VERB
esutjss-254	110	34	derivative	derivative	ADJ
esutjss-254	110	35	contracts	contract	NOUN
esutjss-254	110	36	;	;	PUNCT
esutjss-254	110	37	and	and	CCONJ
esutjss-254	110	38	transformer	transformer	NOUN
esutjss-254	110	39	vehicles	vehicle	NOUN
esutjss-254	110	40	for	for	ADP
esutjss-254	110	41	transferring	transfer	VERB
esutjss-254	110	42	risks	risk	NOUN
esutjss-254	110	43	from	from	ADP
esutjss-254	110	44	the	the	DET
esutjss-254	110	45	capital	capital	NOUN
esutjss-254	110	46	market	market	NOUN
esutjss-254	110	47	to	to	ADP
esutjss-254	110	48	the	the	DET
esutjss-254	110	49	reinsurance	reinsurance	NOUN
esutjss-254	110	50	industry	industry	NOUN
esutjss-254	110	51	.	.	PUNCT
esutjss-254	111	1	various	various	ADJ
esutjss-254	111	2	financing	financing	NOUN
esutjss-254	111	3	organisations	organisation	NOUN
esutjss-254	111	4	,	,	PUNCT
esutjss-254	111	5	including	include	VERB
esutjss-254	111	6	captive	captive	ADJ
esutjss-254	111	7	business	business	NOUN
esutjss-254	111	8	investors	investor	NOUN
esutjss-254	111	9	or	or	CCONJ
esutjss-254	111	10	pools	pool	NOUN
esutjss-254	111	11	,	,	PUNCT
esutjss-254	111	12	are	be	AUX
esutjss-254	111	13	prepared	prepared	ADJ
esutjss-254	111	14	to	to	PART
esutjss-254	111	15	assume	assume	VERB
esutjss-254	111	16	a	a	DET
esutjss-254	111	17	portion	portion	NOUN
esutjss-254	111	18	of	of	ADP
esutjss-254	111	19	the	the	DET
esutjss-254	111	20	risk	risk	NOUN
esutjss-254	111	21	associated	associate	VERB
esutjss-254	111	22	with	with	ADP
esutjss-254	111	23	company	company	NOUN
esutjss-254	111	24	investments	investment	NOUN
esutjss-254	111	25	in	in	ADP
esutjss-254	111	26	exchange	exchange	NOUN
esutjss-254	111	27	for	for	ADP
esutjss-254	111	28	a	a	DET
esutjss-254	111	29	fee	fee	NOUN
esutjss-254	111	30	;	;	PUNCT
esutjss-254	111	31	this	this	DET
esutjss-254	111	32	practice	practice	NOUN
esutjss-254	111	33	is	be	AUX
esutjss-254	111	34	known	know	VERB
esutjss-254	111	35	as	as	ADP
esutjss-254	111	36	risk	risk	NOUN
esutjss-254	111	37	transfer	transfer	NOUN
esutjss-254	111	38	to	to	ADP
esutjss-254	111	39	alternate	alternate	ADJ
esutjss-254	111	40	carriers	carrier	NOUN
esutjss-254	111	41	.	.	PUNCT
esutjss-254	112	1	in	in	ADP
esutjss-254	112	2	general	general	ADJ
esutjss-254	112	3	,	,	PUNCT
esutjss-254	112	4	art	art	NOUN
esutjss-254	112	5	prioritises	prioritise	VERB
esutjss-254	112	6	the	the	DET
esutjss-254	112	7	preservation	preservation	NOUN
esutjss-254	112	8	of	of	ADP
esutjss-254	112	9	capital	capital	NOUN
esutjss-254	112	10	above	above	ADP
esutjss-254	112	11	operational	operational	ADJ
esutjss-254	112	12	effectiveness	effectiveness	NOUN
esutjss-254	112	13	and	and	CCONJ
esutjss-254	112	14	gives	give	VERB
esutjss-254	112	15	more	more	ADJ
esutjss-254	112	16	weight	weight	NOUN
esutjss-254	112	17	to	to	ADP
esutjss-254	112	18	the	the	DET
esutjss-254	112	19	retention	retention	NOUN
esutjss-254	112	20	of	of	ADP
esutjss-254	112	21	businesses	business	NOUN
esutjss-254	112	22	than	than	ADP
esutjss-254	112	23	to	to	ADP
esutjss-254	112	24	their	their	PRON
esutjss-254	112	25	market	market	NOUN
esutjss-254	112	26	share	share	NOUN
esutjss-254	112	27	.	.	PUNCT
esutjss-254	113	1	ryan	ryan	PROPN
esutjss-254	113	2	et	et	PROPN
esutjss-254	113	3	al	al	PROPN
esutjss-254	113	4	,	,	PUNCT
esutjss-254	113	5	(	(	PUNCT
esutjss-254	113	6	2017	2017	NUM
esutjss-254	113	7	)	)	PUNCT
esutjss-254	113	8	categorized	categorize	VERB
esutjss-254	113	9	alternative	alternative	ADJ
esutjss-254	113	10	risk	risk	NOUN
esutjss-254	113	11	transfer	transfer	NOUN
esutjss-254	113	12	(	(	PUNCT
esutjss-254	113	13	art	art	NOUN
esutjss-254	113	14	)	)	PUNCT
esutjss-254	113	15	vehicles	vehicle	NOUN
esutjss-254	113	16	into	into	ADP
esutjss-254	113	17	the	the	DET
esutjss-254	113	18	following	follow	VERB
esutjss-254	113	19	broad	broad	ADJ
esutjss-254	113	20	groupings	grouping	NOUN
esutjss-254	113	21	:	:	PUNCT
esutjss-254	113	22	1	1	X
esutjss-254	113	23	.	.	NOUN
esutjss-254	113	24	captive	captive	ADJ
esutjss-254	113	25	or	or	CCONJ
esutjss-254	113	26	self	self	NOUN
esutjss-254	113	27	-	-	PUNCT
esutjss-254	113	28	insurance	insurance	NOUN
esutjss-254	113	29	methods	method	NOUN
esutjss-254	113	30	:	:	PUNCT
esutjss-254	113	31	known	know	VERB
esutjss-254	113	32	to	to	PART
esutjss-254	113	33	be	be	AUX
esutjss-254	113	34	the	the	DET
esutjss-254	113	35	most	most	ADV
esutjss-254	113	36	common	common	ADJ
esutjss-254	113	37	form	form	NOUN
esutjss-254	113	38	of	of	ADP
esutjss-254	113	39	alternative	alternative	ADJ
esutjss-254	113	40	risk	risk	NOUN
esutjss-254	113	41	transfer	transfer	NOUN
esutjss-254	113	42	.	.	PUNCT
esutjss-254	114	1	this	this	PRON
esutjss-254	114	2	is	be	AUX
esutjss-254	114	3	a	a	DET
esutjss-254	114	4	type	type	NOUN
esutjss-254	114	5	of	of	ADP
esutjss-254	114	6	alternative	alternative	ADJ
esutjss-254	114	7	risk	risk	NOUN
esutjss-254	114	8	transfer	transfer	NOUN
esutjss-254	114	9	established	establish	VERB
esutjss-254	114	10	by	by	ADP
esutjss-254	114	11	organizations	organization	NOUN
esutjss-254	114	12	to	to	PART
esutjss-254	114	13	cover	cover	VERB
esutjss-254	114	14	their	their	PRON
esutjss-254	114	15	own	own	ADJ
esutjss-254	114	16	risk	risk	NOUN
esutjss-254	114	17	but	but	CCONJ
esutjss-254	114	18	do	do	AUX
esutjss-254	114	19	not	not	PART
esutjss-254	114	20	insure	insure	VERB
esutjss-254	114	21	the	the	DET
esutjss-254	114	22	risk	risk	NOUN
esutjss-254	114	23	of	of	ADP
esutjss-254	114	24	the	the	DET
esutjss-254	114	25	public	public	NOUN
esutjss-254	114	26	.	.	PUNCT
esutjss-254	115	1	hence	hence	ADV
esutjss-254	115	2	,	,	PUNCT
esutjss-254	115	3	they	they	PRON
esutjss-254	115	4	have	have	VERB
esutjss-254	115	5	access	access	NOUN
esutjss-254	115	6	to	to	ADP
esutjss-254	115	7	reinsurance	reinsurance	NOUN
esutjss-254	115	8	industry	industry	NOUN
esutjss-254	115	9	market	market	NOUN
esutjss-254	115	10	and	and	CCONJ
esutjss-254	115	11	enjoy	enjoy	VERB
esutjss-254	115	12	tax	tax	NOUN
esutjss-254	115	13	haven	haven	NOUN
esutjss-254	115	14	.	.	PUNCT
esutjss-254	116	1	self	self	NOUN
esutjss-254	116	2	-	-	PUNCT
esutjss-254	116	3	insurance	insurance	NOUN
esutjss-254	116	4	industry	industry	NOUN
esutjss-254	116	5	is	be	AUX
esutjss-254	116	6	the	the	DET
esutjss-254	116	7	largest	large	ADJ
esutjss-254	116	8	portion	portion	NOUN
esutjss-254	116	9	of	of	ADP
esutjss-254	116	10	the	the	DET
esutjss-254	116	11	alternative	alternative	ADJ
esutjss-254	116	12	carrier	carrier	NOUN
esutjss-254	116	13	market	market	NOUN
esutjss-254	116	14	available	available	ADJ
esutjss-254	116	15	for	for	ADP
esutjss-254	116	16	companies	company	NOUN
esutjss-254	116	17	under	under	ADP
esutjss-254	116	18	state	state	NOUN
esutjss-254	116	19	insurance	insurance	NOUN
esutjss-254	116	20	industry	industry	NOUN
esutjss-254	116	21	commission	commission	NOUN
esutjss-254	116	22	regulation	regulation	NOUN
esutjss-254	116	23	as	as	SCONJ
esutjss-254	116	24	it	it	PRON
esutjss-254	116	25	allows	allow	VERB
esutjss-254	116	26	the	the	DET
esutjss-254	116	27	company	company	NOUN
esutjss-254	116	28	(	(	PUNCT
esutjss-254	116	29	adjust	adjust	VERB
esutjss-254	116	30	the	the	DET
esutjss-254	116	31	amount	amount	NOUN
esutjss-254	116	32	of	of	ADP
esutjss-254	116	33	risk	risk	NOUN
esutjss-254	116	34	that	that	SCONJ
esutjss-254	116	35	they	they	PRON
esutjss-254	116	36	have	have	VERB
esutjss-254	116	37	on	on	ADP
esutjss-254	116	38	their	their	PRON
esutjss-254	116	39	portfolio	portfolio	NOUN
esutjss-254	116	40	)	)	PUNCT
esutjss-254	116	41	to	to	PART
esutjss-254	116	42	reduce	reduce	VERB
esutjss-254	116	43	costs	cost	NOUN
esutjss-254	116	44	and	and	CCONJ
esutjss-254	116	45	streamline	streamline	VERB
esutjss-254	116	46	the	the	DET
esutjss-254	116	47	claims	claim	NOUN
esutjss-254	116	48	process	process	NOUN
esutjss-254	116	49	.	.	PUNCT
esutjss-254	117	1	2	2	X
esutjss-254	117	2	.	.	X
esutjss-254	117	3	risk	risk	NOUN
esutjss-254	117	4	retention	retention	NOUN
esutjss-254	117	5	groups	group	NOUN
esutjss-254	117	6	and	and	CCONJ
esutjss-254	117	7	captive	captive	ADJ
esutjss-254	117	8	insurance	insurance	NOUN
esutjss-254	117	9	company	company	NOUN
esutjss-254	117	10	tends	tend	VERB
esutjss-254	117	11	to	to	PART
esutjss-254	117	12	be	be	AUX
esutjss-254	117	13	more	more	ADV
esutjss-254	117	14	popular	popular	ADJ
esutjss-254	117	15	with	with	ADP
esutjss-254	117	16	large	large	ADJ
esutjss-254	117	17	corporations	corporation	NOUN
esutjss-254	117	18	.	.	PUNCT
esutjss-254	118	1	a	a	DET
esutjss-254	118	2	captive	captive	ADJ
esutjss-254	118	3	is	be	AUX
esutjss-254	118	4	an	an	DET
esutjss-254	118	5	insurance	insurance	NOUN
esutjss-254	118	6	company	company	NOUN
esutjss-254	118	7	that	that	PRON
esutjss-254	118	8	insures	insure	VERB
esutjss-254	118	9	the	the	DET
esutjss-254	118	10	risks	risk	NOUN
esutjss-254	118	11	of	of	ADP
esutjss-254	118	12	its	its	PRON
esutjss-254	118	13	owner	owner	NOUN
esutjss-254	118	14	,	,	PUNCT
esutjss-254	118	15	affiliated	affiliate	VERB
esutjss-254	118	16	businesses	business	NOUN
esutjss-254	118	17	or	or	CCONJ
esutjss-254	118	18	a	a	DET
esutjss-254	118	19	group	group	NOUN
esutjss-254	118	20	of	of	ADP
esutjss-254	118	21	companies	company	NOUN
esutjss-254	118	22	.	.	PUNCT
esutjss-254	119	1	it	it	PRON
esutjss-254	119	2	issues	issue	VERB
esutjss-254	119	3	policies	policy	NOUN
esutjss-254	119	4	,	,	PUNCT
esutjss-254	119	5	collects	collect	VERB
esutjss-254	119	6	premiums	premium	NOUN
esutjss-254	119	7	and	and	CCONJ
esutjss-254	119	8	pays	pay	VERB
esutjss-254	119	9	claims	claim	NOUN
esutjss-254	119	10	just	just	ADV
esutjss-254	119	11	like	like	ADP
esutjss-254	119	12	a	a	DET
esutjss-254	119	13	traditional	traditional	ADJ
esutjss-254	119	14	insurance	insurance	NOUN
esutjss-254	119	15	company	company	NOUN
esutjss-254	119	16	.	.	PUNCT
esutjss-254	120	1	what	what	PRON
esutjss-254	120	2	fundamentally	fundamentally	ADV
esutjss-254	120	3	distinguishes	distinguish	VERB
esutjss-254	120	4	a	a	DET
esutjss-254	120	5	captive	captive	ADJ
esutjss-254	120	6	and	and	CCONJ
esutjss-254	120	7	makes	make	VERB
esutjss-254	120	8	it	it	PRON
esutjss-254	120	9	alternative	alternative	ADJ
esutjss-254	120	10	to	to	ADP
esutjss-254	120	11	commercial	commercial	ADJ
esutjss-254	120	12	insurance	insurance	NOUN
esutjss-254	120	13	company	company	NOUN
esutjss-254	120	14	is	be	AUX
esutjss-254	120	15	the	the	DET
esutjss-254	120	16	form	form	NOUN
esutjss-254	120	17	of	of	ADP
esutjss-254	120	18	ownership	ownership	NOUN
esutjss-254	120	19	and	and	CCONJ
esutjss-254	120	20	who	who	PRON
esutjss-254	120	21	keeps	keep	VERB
esutjss-254	120	22	the	the	DET
esutjss-254	120	23	insuring	insure	VERB
esutjss-254	120	24	company	company	NOUN
esutjss-254	120	25	’s	’s	PART
esutjss-254	120	26	profit	profit	NOUN
esutjss-254	120	27	.	.	PUNCT
esutjss-254	121	1	3	3	X
esutjss-254	121	2	.	.	X
esutjss-254	121	3	single	single	ADJ
esutjss-254	121	4	-	-	PUNCT
esutjss-254	121	5	parent	parent	NOUN
esutjss-254	121	6	captives	captive	NOUN
esutjss-254	121	7	are	be	AUX
esutjss-254	121	8	owned	own	VERB
esutjss-254	121	9	by	by	ADP
esutjss-254	121	10	one	one	NUM
esutjss-254	121	11	company	company	NOUN
esutjss-254	121	12	or	or	CCONJ
esutjss-254	121	13	group	group	NOUN
esutjss-254	121	14	(	(	PUNCT
esutjss-254	121	15	the	the	DET
esutjss-254	121	16	parent	parent	NOUN
esutjss-254	121	17	)	)	PUNCT
esutjss-254	121	18	.	.	PUNCT
esutjss-254	122	1	pure	pure	ADJ
esutjss-254	122	2	captives	captive	NOUN
esutjss-254	122	3	are	be	AUX
esutjss-254	122	4	single	single	ADJ
esutjss-254	122	5	parent	parent	NOUN
esutjss-254	122	6	captives	captive	NOUN
esutjss-254	122	7	that	that	PRON
esutjss-254	122	8	accept	accept	VERB
esutjss-254	122	9	only	only	ADV
esutjss-254	122	10	the	the	DET
esutjss-254	122	11	risks	risk	NOUN
esutjss-254	122	12	of	of	ADP
esutjss-254	122	13	the	the	DET
esutjss-254	122	14	owner	owner	NOUN
esutjss-254	122	15	(	(	PUNCT
esutjss-254	122	16	or	or	CCONJ
esutjss-254	122	17	owner	owner	NOUN
esutjss-254	122	18	-	-	PUNCT
esutjss-254	122	19	affiliates	affiliate	NOUN
esutjss-254	122	20	)	)	PUNCT
esutjss-254	122	21	.	.	PUNCT
esutjss-254	123	1	not	not	PART
esutjss-254	123	2	all	all	DET
esutjss-254	123	3	30	30	NUM
esutjss-254	123	4	single	single	ADJ
esutjss-254	123	5	-	-	PUNCT
esutjss-254	123	6	parent	parent	NOUN
esutjss-254	123	7	captives	captive	NOUN
esutjss-254	123	8	are	be	AUX
esutjss-254	123	9	pure	pure	ADJ
esutjss-254	123	10	captives	captive	NOUN
esutjss-254	123	11	;	;	PUNCT
esutjss-254	123	12	in	in	ADP
esutjss-254	123	13	some	some	DET
esutjss-254	123	14	instances	instance	NOUN
esutjss-254	123	15	,	,	PUNCT
esutjss-254	123	16	a	a	DET
esutjss-254	123	17	single	single	ADJ
esutjss-254	123	18	-	-	PUNCT
esutjss-254	123	19	parent	parent	NOUN
esutjss-254	123	20	captive	captive	ADJ
esutjss-254	123	21	can	can	AUX
esutjss-254	123	22	accept	accept	VERB
esutjss-254	123	23	business	business	NOUN
esutjss-254	123	24	from	from	ADP
esutjss-254	123	25	third	third	ADJ
esutjss-254	123	26	parties	party	NOUN
esutjss-254	123	27	.	.	PUNCT
esutjss-254	124	1	4	4	X
esutjss-254	124	2	.	.	X
esutjss-254	124	3	group	group	NOUN
esutjss-254	124	4	captives	captive	NOUN
esutjss-254	124	5	offer	offer	VERB
esutjss-254	124	6	insurance	insurance	NOUN
esutjss-254	124	7	services	service	NOUN
esutjss-254	124	8	to	to	ADP
esutjss-254	124	9	several	several	ADJ
esutjss-254	124	10	or	or	CCONJ
esutjss-254	124	11	many	many	ADJ
esutjss-254	124	12	unrelated	unrelated	ADJ
esutjss-254	124	13	policyholder	policyholder	NOUN
esutjss-254	124	14	and	and	CCONJ
esutjss-254	124	15	owners	owner	NOUN
esutjss-254	124	16	and	and	CCONJ
esutjss-254	124	17	can	can	AUX
esutjss-254	124	18	take	take	VERB
esutjss-254	124	19	many	many	ADJ
esutjss-254	124	20	forms	form	NOUN
esutjss-254	124	21	.	.	PUNCT
esutjss-254	125	1	some	some	DET
esutjss-254	125	2	group	group	NOUN
esutjss-254	125	3	captives	captive	NOUN
esutjss-254	125	4	dedicate	dedicate	VERB
esutjss-254	125	5	themselves	themselves	PRON
esutjss-254	125	6	to	to	ADP
esutjss-254	125	7	a	a	DET
esutjss-254	125	8	particular	particular	ADJ
esutjss-254	125	9	industry	industry	NOUN
esutjss-254	125	10	,	,	PUNCT
esutjss-254	125	11	while	while	SCONJ
esutjss-254	125	12	others	other	NOUN
esutjss-254	125	13	choose	choose	VERB
esutjss-254	125	14	to	to	PART
esutjss-254	125	15	write	write	VERB
esutjss-254	125	16	in	in	ADP
esutjss-254	125	17	a	a	DET
esutjss-254	125	18	limited	limited	ADJ
esutjss-254	125	19	geographic	geographic	ADJ
esutjss-254	125	20	area	area	NOUN
esutjss-254	125	21	,	,	PUNCT
esutjss-254	125	22	such	such	ADJ
esutjss-254	125	23	as	as	ADP
esutjss-254	125	24	a	a	DET
esutjss-254	125	25	single	single	ADJ
esutjss-254	125	26	state	state	NOUN
esutjss-254	125	27	.	.	PUNCT
esutjss-254	126	1	group	group	NOUN
esutjss-254	126	2	captives	captive	NOUN
esutjss-254	126	3	are	be	AUX
esutjss-254	126	4	the	the	DET
esutjss-254	126	5	alternative	alternative	ADJ
esutjss-254	126	6	risk	risk	NOUN
esutjss-254	126	7	transfer	transfer	NOUN
esutjss-254	126	8	(	(	PUNCT
esutjss-254	126	9	art	art	NOUN
esutjss-254	126	10	)	)	PUNCT
esutjss-254	126	11	vehicle	vehicle	NOUN
esutjss-254	126	12	that	that	PRON
esutjss-254	126	13	most	most	ADJ
esutjss-254	126	14	resembles	resemble	VERB
esutjss-254	126	15	a	a	DET
esutjss-254	126	16	commercial	commercial	ADJ
esutjss-254	126	17	business	business	NOUN
esutjss-254	126	18	investor	investor	NOUN
esutjss-254	126	19	and	and	CCONJ
esutjss-254	126	20	have	have	VERB
esutjss-254	126	21	similar	similar	ADJ
esutjss-254	126	22	rating	rating	NOUN
esutjss-254	126	23	dynamics	dynamic	NOUN
esutjss-254	126	24	.	.	PUNCT
esutjss-254	127	1	2.2	2.2	NUM
esutjss-254	127	2	catastrophic	catastrophic	ADJ
esutjss-254	127	3	risk	risk	NOUN
esutjss-254	127	4	futures	future	NOUN
esutjss-254	127	5	(	(	PUNCT
esutjss-254	127	6	crf	crf	NOUN
esutjss-254	127	7	)	)	PUNCT
esutjss-254	127	8	catastrophic	catastrophic	ADJ
esutjss-254	127	9	risk	risk	NOUN
esutjss-254	127	10	futures	future	NOUN
esutjss-254	127	11	are	be	AUX
esutjss-254	127	12	a	a	DET
esutjss-254	127	13	type	type	NOUN
esutjss-254	127	14	of	of	ADP
esutjss-254	127	15	financial	financial	ADJ
esutjss-254	127	16	contract	contract	NOUN
esutjss-254	127	17	that	that	PRON
esutjss-254	127	18	provides	provide	VERB
esutjss-254	127	19	coverage	coverage	NOUN
esutjss-254	127	20	against	against	ADP
esutjss-254	127	21	losses	loss	NOUN
esutjss-254	127	22	from	from	ADP
esutjss-254	127	23	catastrophic	catastrophic	ADJ
esutjss-254	127	24	events	event	NOUN
esutjss-254	127	25	.	.	PUNCT
esutjss-254	128	1	catastrophic	catastrophic	ADJ
esutjss-254	128	2	futures	future	NOUN
esutjss-254	128	3	are	be	AUX
esutjss-254	128	4	typically	typically	ADV
esutjss-254	128	5	structured	structure	VERB
esutjss-254	128	6	as	as	ADP
esutjss-254	128	7	contracts	contract	NOUN
esutjss-254	128	8	for	for	ADP
esutjss-254	128	9	difference	difference	NOUN
esutjss-254	128	10	(	(	PUNCT
esutjss-254	128	11	cfds	cfds	NOUN
esutjss-254	128	12	)	)	PUNCT
esutjss-254	128	13	,	,	PUNCT
esutjss-254	128	14	and	and	CCONJ
esutjss-254	128	15	they	they	PRON
esutjss-254	128	16	are	be	AUX
esutjss-254	128	17	traded	trade	VERB
esutjss-254	128	18	on	on	ADP
esutjss-254	128	19	exchanges	exchange	NOUN
esutjss-254	128	20	.	.	PUNCT
esutjss-254	129	1	according	accord	VERB
esutjss-254	129	2	to	to	ADP
esutjss-254	129	3	creswell	creswell	PROPN
esutjss-254	129	4	(	(	PUNCT
esutjss-254	129	5	2011	2011	NUM
esutjss-254	129	6	)	)	PUNCT
esutjss-254	129	7	,	,	PUNCT
esutjss-254	129	8	catastrophic	catastrophic	ADJ
esutjss-254	129	9	futures	future	NOUN
esutjss-254	129	10	are	be	AUX
esutjss-254	129	11	designed	design	VERB
esutjss-254	129	12	to	to	PART
esutjss-254	129	13	provide	provide	VERB
esutjss-254	129	14	protection	protection	NOUN
esutjss-254	129	15	to	to	ADP
esutjss-254	129	16	investors	investor	NOUN
esutjss-254	129	17	and	and	CCONJ
esutjss-254	129	18	businesses	business	NOUN
esutjss-254	129	19	against	against	ADP
esutjss-254	129	20	the	the	DET
esutjss-254	129	21	financial	financial	ADJ
esutjss-254	129	22	impact	impact	NOUN
esutjss-254	129	23	of	of	ADP
esutjss-254	129	24	catastrophic	catastrophic	ADJ
esutjss-254	129	25	events	event	NOUN
esutjss-254	129	26	.	.	PUNCT
esutjss-254	130	1	catastrophic	catastrophic	ADJ
esutjss-254	130	2	events	event	NOUN
esutjss-254	130	3	can	can	AUX
esutjss-254	130	4	include	include	VERB
esutjss-254	130	5	natural	natural	ADJ
esutjss-254	130	6	disasters	disaster	NOUN
esutjss-254	130	7	,	,	PUNCT
esutjss-254	130	8	such	such	ADJ
esutjss-254	130	9	as	as	ADP
esutjss-254	130	10	hurricanes	hurricane	NOUN
esutjss-254	130	11	,	,	PUNCT
esutjss-254	130	12	earthquakes	earthquake	NOUN
esutjss-254	130	13	,	,	PUNCT
esutjss-254	130	14	and	and	CCONJ
esutjss-254	130	15	floods	flood	NOUN
esutjss-254	130	16	,	,	PUNCT
esutjss-254	130	17	as	as	ADV
esutjss-254	130	18	well	well	ADV
esutjss-254	130	19	as	as	ADP
esutjss-254	130	20	man	man	NOUN
esutjss-254	130	21	-	-	PUNCT
esutjss-254	130	22	made	make	VERB
esutjss-254	130	23	disasters	disaster	NOUN
esutjss-254	130	24	,	,	PUNCT
esutjss-254	130	25	such	such	ADJ
esutjss-254	130	26	as	as	ADP
esutjss-254	130	27	terrorist	terrorist	ADJ
esutjss-254	130	28	attacks	attack	NOUN
esutjss-254	130	29	and	and	CCONJ
esutjss-254	130	30	pandemics	pandemic	NOUN
esutjss-254	130	31	including	include	VERB
esutjss-254	130	32	business	business	NOUN
esutjss-254	130	33	risk	risk	NOUN
esutjss-254	130	34	such	such	ADJ
esutjss-254	130	35	as	as	ADP
esutjss-254	130	36	power	power	NOUN
esutjss-254	130	37	outages	outage	NOUN
esutjss-254	130	38	or	or	CCONJ
esutjss-254	130	39	supply	supply	VERB
esutjss-254	130	40	chain	chain	NOUN
esutjss-254	130	41	collapse	collapse	NOUN
esutjss-254	130	42	.	.	PUNCT
esutjss-254	131	1	according	accord	VERB
esutjss-254	131	2	to	to	ADP
esutjss-254	131	3	cummins	cummins	PROPN
esutjss-254	131	4	et	et	PROPN
esutjss-254	131	5	al	al	PROPN
esutjss-254	131	6	,	,	PUNCT
esutjss-254	131	7	(	(	PUNCT
esutjss-254	131	8	2018	2018	NUM
esutjss-254	131	9	)	)	PUNCT
esutjss-254	131	10	,	,	PUNCT
esutjss-254	131	11	catastrophic	catastrophic	ADJ
esutjss-254	131	12	futures	future	NOUN
esutjss-254	131	13	are	be	AUX
esutjss-254	131	14	a	a	DET
esutjss-254	131	15	relatively	relatively	ADV
esutjss-254	131	16	new	new	ADJ
esutjss-254	131	17	type	type	NOUN
esutjss-254	131	18	of	of	ADP
esutjss-254	131	19	financial	financial	ADJ
esutjss-254	131	20	contract	contract	NOUN
esutjss-254	131	21	hence	hence	ADV
esutjss-254	131	22	still	still	ADV
esutjss-254	131	23	evolving	evolve	VERB
esutjss-254	131	24	.	.	PUNCT
esutjss-254	132	1	investors	investor	NOUN
esutjss-254	132	2	and	and	CCONJ
esutjss-254	132	3	businesses	business	NOUN
esutjss-254	132	4	should	should	AUX
esutjss-254	132	5	carefully	carefully	ADV
esutjss-254	132	6	consider	consider	VERB
esutjss-254	132	7	the	the	DET
esutjss-254	132	8	benefits	benefit	NOUN
esutjss-254	132	9	and	and	CCONJ
esutjss-254	132	10	risks	risk	NOUN
esutjss-254	132	11	of	of	ADP
esutjss-254	132	12	catastrophic	catastrophic	ADJ
esutjss-254	132	13	futures	future	NOUN
esutjss-254	132	14	before	before	ADP
esutjss-254	132	15	making	make	VERB
esutjss-254	132	16	a	a	DET
esutjss-254	132	17	decision	decision	NOUN
esutjss-254	132	18	about	about	ADP
esutjss-254	132	19	whether	whether	SCONJ
esutjss-254	132	20	or	or	CCONJ
esutjss-254	132	21	not	not	PART
esutjss-254	132	22	to	to	PART
esutjss-254	132	23	participate	participate	VERB
esutjss-254	132	24	in	in	ADP
esutjss-254	132	25	a	a	DET
esutjss-254	132	26	catastrophic	catastrophic	ADJ
esutjss-254	132	27	futures	future	NOUN
esutjss-254	132	28	market	market	NOUN
esutjss-254	132	29	.	.	PUNCT
esutjss-254	133	1	also	also	ADV
esutjss-254	133	2	,	,	PUNCT
esutjss-254	133	3	derbali	derbali	ADJ
esutjss-254	133	4	and	and	CCONJ
esutjss-254	133	5	jamel	jamel	PROPN
esutjss-254	133	6	(	(	PUNCT
esutjss-254	133	7	2018	2018	NUM
esutjss-254	133	8	)	)	PUNCT
esutjss-254	133	9	posited	posit	VERB
esutjss-254	133	10	that	that	SCONJ
esutjss-254	133	11	catastrophic	catastrophic	ADJ
esutjss-254	133	12	futures	future	NOUN
esutjss-254	133	13	are	be	AUX
esutjss-254	133	14	still	still	ADV
esutjss-254	133	15	a	a	DET
esutjss-254	133	16	relatively	relatively	ADV
esutjss-254	133	17	new	new	ADJ
esutjss-254	133	18	type	type	NOUN
esutjss-254	133	19	of	of	ADP
esutjss-254	133	20	financial	financial	ADJ
esutjss-254	133	21	contract	contract	NOUN
esutjss-254	133	22	,	,	PUNCT
esutjss-254	133	23	and	and	CCONJ
esutjss-254	133	24	the	the	DET
esutjss-254	133	25	market	market	NOUN
esutjss-254	133	26	for	for	ADP
esutjss-254	133	27	catastrophic	catastrophic	ADJ
esutjss-254	133	28	futures	future	NOUN
esutjss-254	133	29	is	be	AUX
esutjss-254	133	30	still	still	ADV
esutjss-254	133	31	developing	develop	VERB
esutjss-254	133	32	.	.	PUNCT
esutjss-254	134	1	however	however	ADV
esutjss-254	134	2	,	,	PUNCT
esutjss-254	134	3	the	the	DET
esutjss-254	134	4	market	market	NOUN
esutjss-254	134	5	for	for	ADP
esutjss-254	134	6	catastrophic	catastrophic	ADJ
esutjss-254	134	7	futures	future	NOUN
esutjss-254	134	8	is	be	AUX
esutjss-254	134	9	expected	expect	VERB
esutjss-254	134	10	to	to	PART
esutjss-254	134	11	grow	grow	VERB
esutjss-254	134	12	in	in	ADP
esutjss-254	134	13	the	the	DET
esutjss-254	134	14	coming	come	VERB
esutjss-254	134	15	years	year	NOUN
esutjss-254	134	16	as	as	SCONJ
esutjss-254	134	17	investors	investor	NOUN
esutjss-254	134	18	and	and	CCONJ
esutjss-254	134	19	businesses	business	NOUN
esutjss-254	134	20	become	become	VERB
esutjss-254	134	21	more	more	ADV
esutjss-254	134	22	aware	aware	ADJ
esutjss-254	134	23	of	of	ADP
esutjss-254	134	24	the	the	DET
esutjss-254	134	25	benefits	benefit	NOUN
esutjss-254	134	26	of	of	ADP
esutjss-254	134	27	catastrophic	catastrophic	ADJ
esutjss-254	134	28	futures	future	NOUN
esutjss-254	134	29	.	.	PUNCT
esutjss-254	135	1	din	din	VERB
esutjss-254	135	2	et	et	PROPN
esutjss-254	135	3	al	al	PROPN
esutjss-254	135	4	(	(	PUNCT
esutjss-254	135	5	2017	2017	NUM
esutjss-254	135	6	)	)	PUNCT
esutjss-254	135	7	,	,	PUNCT
esutjss-254	135	8	catastrophic	catastrophic	ADJ
esutjss-254	135	9	futures	future	NOUN
esutjss-254	135	10	are	be	AUX
esutjss-254	135	11	typically	typically	ADV
esutjss-254	135	12	traded	trade	VERB
esutjss-254	135	13	on	on	ADP
esutjss-254	135	14	exchanges	exchange	NOUN
esutjss-254	135	15	,	,	PUNCT
esutjss-254	135	16	but	but	CCONJ
esutjss-254	135	17	they	they	PRON
esutjss-254	135	18	can	can	AUX
esutjss-254	135	19	also	also	ADV
esutjss-254	135	20	be	be	AUX
esutjss-254	135	21	traded	trade	VERB
esutjss-254	135	22	over	over	ADP
esutjss-254	135	23	-	-	PUNCT
esutjss-254	135	24	thecounter	thecounter	NOUN
esutjss-254	135	25	.	.	PUNCT
esutjss-254	136	1	catastrophic	catastrophic	ADJ
esutjss-254	136	2	futures	future	NOUN
esutjss-254	136	3	contracts	contract	NOUN
esutjss-254	136	4	are	be	AUX
esutjss-254	136	5	typically	typically	ADV
esutjss-254	136	6	traded	trade	VERB
esutjss-254	136	7	in	in	ADP
esutjss-254	136	8	denominations	denomination	NOUN
esutjss-254	136	9	of	of	ADP
esutjss-254	136	10	$	$	SYM
esutjss-254	136	11	1	1	NUM
esutjss-254	136	12	million	million	NUM
esutjss-254	136	13	or	or	CCONJ
esutjss-254	136	14	more	more	ADJ
esutjss-254	136	15	.	.	PUNCT
esutjss-254	137	1	catastrophic	catastrophic	ADJ
esutjss-254	137	2	futures	future	NOUN
esutjss-254	137	3	work	work	VERB
esutjss-254	137	4	by	by	ADP
esutjss-254	137	5	transferring	transfer	VERB
esutjss-254	137	6	the	the	DET
esutjss-254	137	7	risk	risk	NOUN
esutjss-254	137	8	of	of	ADP
esutjss-254	137	9	a	a	DET
esutjss-254	137	10	catastrophic	catastrophic	ADJ
esutjss-254	137	11	event	event	NOUN
esutjss-254	137	12	from	from	ADP
esutjss-254	137	13	the	the	DET
esutjss-254	137	14	buyer	buyer	NOUN
esutjss-254	137	15	of	of	ADP
esutjss-254	137	16	the	the	DET
esutjss-254	137	17	contract	contract	NOUN
esutjss-254	137	18	to	to	ADP
esutjss-254	137	19	the	the	DET
esutjss-254	137	20	seller	seller	NOUN
esutjss-254	137	21	of	of	ADP
esutjss-254	137	22	the	the	DET
esutjss-254	137	23	contract	contract	NOUN
esutjss-254	137	24	.	.	PUNCT
esutjss-254	138	1	the	the	DET
esutjss-254	138	2	buyer	buyer	NOUN
esutjss-254	138	3	of	of	ADP
esutjss-254	138	4	the	the	DET
esutjss-254	138	5	contract	contract	NOUN
esutjss-254	138	6	agrees	agree	VERB
esutjss-254	138	7	to	to	PART
esutjss-254	138	8	pay	pay	VERB
esutjss-254	138	9	the	the	DET
esutjss-254	138	10	seller	seller	NOUN
esutjss-254	138	11	a	a	DET
esutjss-254	138	12	premium	premium	NOUN
esutjss-254	138	13	if	if	SCONJ
esutjss-254	138	14	the	the	DET
esutjss-254	138	15	specified	specify	VERB
esutjss-254	138	16	catastrophic	catastrophic	ADJ
esutjss-254	138	17	event	event	NOUN
esutjss-254	138	18	occurs	occur	VERB
esutjss-254	138	19	.	.	PUNCT
esutjss-254	139	1	the	the	DET
esutjss-254	139	2	seller	seller	NOUN
esutjss-254	139	3	of	of	ADP
esutjss-254	139	4	the	the	DET
esutjss-254	139	5	contract	contract	NOUN
esutjss-254	139	6	agrees	agree	VERB
esutjss-254	139	7	to	to	PART
esutjss-254	139	8	pay	pay	VERB
esutjss-254	139	9	the	the	DET
esutjss-254	139	10	buyer	buyer	NOUN
esutjss-254	139	11	the	the	DET
esutjss-254	139	12	difference	difference	NOUN
esutjss-254	139	13	between	between	ADP
esutjss-254	139	14	the	the	DET
esutjss-254	139	15	strike	strike	NOUN
esutjss-254	139	16	price	price	NOUN
esutjss-254	139	17	of	of	ADP
esutjss-254	139	18	the	the	DET
esutjss-254	139	19	contract	contract	NOUN
esutjss-254	139	20	and	and	CCONJ
esutjss-254	139	21	the	the	DET
esutjss-254	139	22	market	market	NOUN
esutjss-254	139	23	price	price	NOUN
esutjss-254	139	24	of	of	ADP
esutjss-254	139	25	the	the	DET
esutjss-254	139	26	underlying	underlie	VERB
esutjss-254	139	27	asset	asset	NOUN
esutjss-254	139	28	if	if	SCONJ
esutjss-254	139	29	the	the	DET
esutjss-254	139	30	specified	specify	VERB
esutjss-254	139	31	catastrophic	catastrophic	ADJ
esutjss-254	139	32	event	event	NOUN
esutjss-254	139	33	occurs	occur	VERB
esutjss-254	139	34	.	.	PUNCT
esutjss-254	140	1	for	for	ADP
esutjss-254	140	2	instance	instance	NOUN
esutjss-254	140	3	,	,	PUNCT
esutjss-254	140	4	the	the	DET
esutjss-254	140	5	strike	strike	NOUN
esutjss-254	140	6	price	price	NOUN
esutjss-254	140	7	of	of	ADP
esutjss-254	140	8	a	a	DET
esutjss-254	140	9	catastrophic	catastrophic	ADJ
esutjss-254	140	10	futures	future	NOUN
esutjss-254	140	11	contract	contract	NOUN
esutjss-254	140	12	is	be	AUX
esutjss-254	140	13	the	the	DET
esutjss-254	140	14	price	price	NOUN
esutjss-254	140	15	at	at	ADP
esutjss-254	140	16	which	which	PRON
esutjss-254	140	17	the	the	DET
esutjss-254	140	18	contract	contract	NOUN
esutjss-254	140	19	will	will	AUX
esutjss-254	140	20	be	be	AUX
esutjss-254	140	21	settled	settle	VERB
esutjss-254	140	22	if	if	SCONJ
esutjss-254	140	23	the	the	DET
esutjss-254	140	24	specified	specify	VERB
esutjss-254	140	25	catastrophic	catastrophic	ADJ
esutjss-254	140	26	event	event	NOUN
esutjss-254	140	27	occurs	occur	VERB
esutjss-254	140	28	.	.	PUNCT
esutjss-254	141	1	the	the	DET
esutjss-254	141	2	underlying	underlie	VERB
esutjss-254	141	3	asset	asset	NOUN
esutjss-254	141	4	of	of	ADP
esutjss-254	141	5	a	a	DET
esutjss-254	141	6	catastrophic	catastrophic	ADJ
esutjss-254	141	7	futures	future	NOUN
esutjss-254	141	8	contract	contract	NOUN
esutjss-254	141	9	can	can	AUX
esutjss-254	141	10	be	be	AUX
esutjss-254	141	11	a	a	DET
esutjss-254	141	12	variety	variety	NOUN
esutjss-254	141	13	of	of	ADP
esutjss-254	141	14	different	different	ADJ
esutjss-254	141	15	things	thing	NOUN
esutjss-254	141	16	,	,	PUNCT
esutjss-254	141	17	such	such	ADJ
esutjss-254	141	18	as	as	ADP
esutjss-254	141	19	a	a	DET
esutjss-254	141	20	stock	stock	NOUN
esutjss-254	141	21	index	index	NOUN
esutjss-254	141	22	,	,	PUNCT
esutjss-254	141	23	a	a	DET
esutjss-254	141	24	commodity	commodity	NOUN
esutjss-254	141	25	index	index	NOUN
esutjss-254	141	26	,	,	PUNCT
esutjss-254	141	27	or	or	CCONJ
esutjss-254	141	28	a	a	DET
esutjss-254	141	29	currency	currency	NOUN
esutjss-254	141	30	index	index	NOUN
esutjss-254	141	31	.	.	PUNCT
esutjss-254	142	1	2.3	2.3	NUM
esutjss-254	142	2	nigeria	nigeria	PROPN
esutjss-254	142	3	manufacturing	manufacturing	NOUN
esutjss-254	142	4	sector	sector	NOUN
esutjss-254	142	5	in	in	ADP
esutjss-254	142	6	manufacturing	manufacturing	NOUN
esutjss-254	142	7	industries	industry	NOUN
esutjss-254	142	8	,	,	PUNCT
esutjss-254	142	9	risks	risk	NOUN
esutjss-254	142	10	arise	arise	VERB
esutjss-254	142	11	in	in	ADP
esutjss-254	142	12	different	different	ADJ
esutjss-254	142	13	forms	form	NOUN
esutjss-254	142	14	;	;	PUNCT
esutjss-254	142	15	it	it	PRON
esutjss-254	142	16	could	could	AUX
esutjss-254	142	17	be	be	AUX
esutjss-254	142	18	at	at	ADP
esutjss-254	142	19	the	the	DET
esutjss-254	142	20	process	process	NOUN
esutjss-254	142	21	of	of	ADP
esutjss-254	142	22	staffing	staffing	NOUN
esutjss-254	142	23	,	,	PUNCT
esutjss-254	142	24	production	production	NOUN
esutjss-254	142	25	stage	stage	NOUN
esutjss-254	142	26	,	,	PUNCT
esutjss-254	142	27	distribution	distribution	NOUN
esutjss-254	142	28	etc	etc	X
esutjss-254	142	29	.	.	X
esutjss-254	143	1	the	the	DET
esutjss-254	143	2	most	most	ADV
esutjss-254	143	3	common	common	ADJ
esutjss-254	143	4	form	form	NOUN
esutjss-254	143	5	of	of	ADP
esutjss-254	143	6	risk	risk	NOUN
esutjss-254	143	7	transfer	transfer	NOUN
esutjss-254	143	8	is	be	AUX
esutjss-254	143	9	by	by	ADP
esutjss-254	143	10	way	way	NOUN
esutjss-254	143	11	of	of	ADP
esutjss-254	143	12	insurance	insurance	NOUN
esutjss-254	143	13	which	which	PRON
esutjss-254	143	14	involves	involve	VERB
esutjss-254	143	15	shifting	shift	VERB
esutjss-254	143	16	of	of	ADP
esutjss-254	143	17	the	the	DET
esutjss-254	143	18	financial	financial	ADJ
esutjss-254	143	19	liability	liability	NOUN
esutjss-254	143	20	for	for	ADP
esutjss-254	143	21	loss	loss	NOUN
esutjss-254	143	22	,	,	PUNCT
esutjss-254	143	23	injury	injury	NOUN
esutjss-254	143	24	or	or	CCONJ
esutjss-254	143	25	damage	damage	NOUN
esutjss-254	143	26	to	to	ADP
esutjss-254	143	27	another	another	DET
esutjss-254	143	28	person	person	NOUN
esutjss-254	143	29	or	or	CCONJ
esutjss-254	143	30	persons	person	NOUN
esutjss-254	143	31	.	.	PUNCT
esutjss-254	144	1	other	other	ADJ
esutjss-254	144	2	mechanisms	mechanism	NOUN
esutjss-254	144	3	for	for	ADP
esutjss-254	144	4	transferring	transfer	VERB
esutjss-254	144	5	risk	risk	NOUN
esutjss-254	144	6	include	include	VERB
esutjss-254	144	7	;	;	PUNCT
esutjss-254	144	8	non	non	ADJ
esutjss-254	144	9	-	-	ADJ
esutjss-254	144	10	insurance	insurance	ADJ
esutjss-254	144	11	transfer	transfer	NOUN
esutjss-254	144	12	and	and	CCONJ
esutjss-254	144	13	transferring	transfer	VERB
esutjss-254	144	14	the	the	DET
esutjss-254	144	15	activities	activity	NOUN
esutjss-254	144	16	that	that	PRON
esutjss-254	144	17	causes	cause	VERB
esutjss-254	144	18	the	the	DET
esutjss-254	144	19	loss	loss	NOUN
esutjss-254	144	20	(	(	PUNCT
esutjss-254	144	21	nwite	nwite	NOUN
esutjss-254	144	22	,	,	PUNCT
esutjss-254	144	23	2006	2006	NUM
esutjss-254	144	24	)	)	PUNCT
esutjss-254	144	25	.	.	PUNCT
esutjss-254	145	1	to	to	PART
esutjss-254	145	2	ensure	ensure	VERB
esutjss-254	145	3	future	future	ADJ
esutjss-254	145	4	growth	growth	NOUN
esutjss-254	145	5	on	on	ADP
esutjss-254	145	6	alternative	alternative	ADJ
esutjss-254	145	7	transfer	transfer	NOUN
esutjss-254	145	8	mechanisms	mechanism	NOUN
esutjss-254	145	9	,	,	PUNCT
esutjss-254	145	10	there	there	PRON
esutjss-254	145	11	has	have	AUX
esutjss-254	145	12	been	be	AUX
esutjss-254	145	13	a	a	DET
esutjss-254	145	14	development	development	NOUN
esutjss-254	145	15	of	of	ADP
esutjss-254	145	16	independent	independent	ADJ
esutjss-254	145	17	,	,	PUNCT
esutjss-254	145	18	alternative	alternative	ADJ
esutjss-254	145	19	risk	risk	NOUN
esutjss-254	145	20	consulting	consulting	NOUN
esutjss-254	145	21	firms	firm	NOUN
esutjss-254	145	22	that	that	PRON
esutjss-254	145	23	works	work	VERB
esutjss-254	145	24	with	with	ADP
esutjss-254	145	25	agents	agent	NOUN
esutjss-254	145	26	and	and	CCONJ
esutjss-254	145	27	brokers	broker	NOUN
esutjss-254	145	28	.	.	PUNCT
esutjss-254	146	1	these	these	DET
esutjss-254	146	2	alternative	alternative	ADJ
esutjss-254	146	3	risk	risk	NOUN
esutjss-254	146	4	transfer	transfer	NOUN
esutjss-254	146	5	firms	firm	NOUN
esutjss-254	146	6	educates	educate	VERB
esutjss-254	146	7	the	the	DET
esutjss-254	146	8	agents	agent	NOUN
esutjss-254	146	9	and	and	CCONJ
esutjss-254	146	10	brokers	broker	NOUN
esutjss-254	146	11	on	on	ADP
esutjss-254	146	12	expertise	expertise	NOUN
esutjss-254	146	13	general	general	ADJ
esutjss-254	146	14	experience	experience	NOUN
esutjss-254	146	15	in	in	ADP
esutjss-254	146	16	the	the	DET
esutjss-254	146	17	art	art	NOUN
esutjss-254	146	18	market	market	NOUN
esutjss-254	146	19	as	as	ADV
esutjss-254	146	20	well	well	ADV
esutjss-254	146	21	as	as	ADP
esutjss-254	146	22	those	those	PRON
esutjss-254	146	23	that	that	PRON
esutjss-254	146	24	may	may	AUX
esutjss-254	146	25	need	need	VERB
esutjss-254	146	26	to	to	PART
esutjss-254	146	27	supplement	supplement	VERB
esutjss-254	146	28	their	their	PRON
esutjss-254	146	29	ability	ability	NOUN
esutjss-254	146	30	to	to	PART
esutjss-254	146	31	execute	execute	VERB
esutjss-254	146	32	these	these	DET
esutjss-254	146	33	tasks	task	NOUN
esutjss-254	146	34	with	with	ADP
esutjss-254	146	35	a	a	DET
esutjss-254	146	36	31	31	NUM
esutjss-254	146	37	team	team	NOUN
esutjss-254	146	38	of	of	ADP
esutjss-254	146	39	industry	industry	NOUN
esutjss-254	146	40	specialist	specialist	NOUN
esutjss-254	146	41	artemis	artemis	NOUN
esutjss-254	146	42	(	(	PUNCT
esutjss-254	146	43	2010	2010	NUM
esutjss-254	146	44	)	)	PUNCT
esutjss-254	146	45	the	the	DET
esutjss-254	146	46	manufacturing	manufacture	VERB
esutjss-254	146	47	companies	company	NOUN
esutjss-254	146	48	in	in	ADP
esutjss-254	146	49	nigeria	nigeria	PROPN
esutjss-254	146	50	operate	operate	VERB
esutjss-254	146	51	in	in	ADP
esutjss-254	146	52	the	the	DET
esutjss-254	146	53	current	current	ADJ
esutjss-254	146	54	unstable	unstable	ADJ
esutjss-254	146	55	environment	environment	NOUN
esutjss-254	146	56	which	which	PRON
esutjss-254	146	57	is	be	AUX
esutjss-254	146	58	fraught	fraught	ADJ
esutjss-254	146	59	with	with	ADP
esutjss-254	146	60	numerous	numerous	ADJ
esutjss-254	146	61	risks	risk	NOUN
esutjss-254	146	62	that	that	PRON
esutjss-254	146	63	could	could	AUX
esutjss-254	146	64	endanger	endanger	VERB
esutjss-254	146	65	its	its	PRON
esutjss-254	146	66	survival	survival	NOUN
esutjss-254	146	67	and	and	CCONJ
esutjss-254	146	68	success	success	NOUN
esutjss-254	146	69	.	.	PUNCT
esutjss-254	147	1	these	these	DET
esutjss-254	147	2	risks	risk	NOUN
esutjss-254	147	3	include	include	VERB
esutjss-254	147	4	political	political	ADJ
esutjss-254	147	5	risk	risk	NOUN
esutjss-254	147	6	,	,	PUNCT
esutjss-254	147	7	credit	credit	NOUN
esutjss-254	147	8	risk	risk	NOUN
esutjss-254	147	9	,	,	PUNCT
esutjss-254	147	10	liquidity	liquidity	NOUN
esutjss-254	147	11	risk	risk	NOUN
esutjss-254	147	12	,	,	PUNCT
esutjss-254	147	13	foreign	foreign	ADJ
esutjss-254	147	14	exchange	exchange	NOUN
esutjss-254	147	15	risk	risk	NOUN
esutjss-254	147	16	,	,	PUNCT
esutjss-254	147	17	market	market	NOUN
esutjss-254	147	18	risk	risk	NOUN
esutjss-254	147	19	,	,	PUNCT
esutjss-254	147	20	interest	interest	NOUN
esutjss-254	147	21	rate	rate	NOUN
esutjss-254	147	22	risk	risk	NOUN
esutjss-254	147	23	,	,	PUNCT
esutjss-254	147	24	among	among	ADP
esutjss-254	147	25	others	other	NOUN
esutjss-254	147	26	.	.	PUNCT
esutjss-254	148	1	however	however	ADV
esutjss-254	148	2	,	,	PUNCT
esutjss-254	148	3	nigeria	nigeria	PROPN
esutjss-254	148	4	is	be	AUX
esutjss-254	148	5	rarely	rarely	ADV
esutjss-254	148	6	exposed	expose	VERB
esutjss-254	148	7	to	to	ADP
esutjss-254	148	8	catastrophic	catastrophic	ADJ
esutjss-254	148	9	disruptions	disruption	NOUN
esutjss-254	148	10	such	such	ADJ
esutjss-254	148	11	as	as	ADP
esutjss-254	148	12	of	of	ADP
esutjss-254	148	13	earthquakes	earthquake	NOUN
esutjss-254	148	14	,	,	PUNCT
esutjss-254	148	15	hurricane	hurricane	NOUN
esutjss-254	148	16	or	or	CCONJ
esutjss-254	148	17	epidemic	epidemic	NOUN
esutjss-254	148	18	of	of	ADP
esutjss-254	148	19	avian	avian	ADJ
esutjss-254	148	20	flu	flu	NOUN
esutjss-254	148	21	that	that	PRON
esutjss-254	148	22	caused	cause	VERB
esutjss-254	148	23	large	large	ADJ
esutjss-254	148	24	scale	scale	NOUN
esutjss-254	148	25	damage	damage	NOUN
esutjss-254	148	26	to	to	ADP
esutjss-254	148	27	businesses	business	NOUN
esutjss-254	148	28	and	and	CCONJ
esutjss-254	148	29	manufacturing	manufacturing	NOUN
esutjss-254	148	30	setup	setup	NOUN
esutjss-254	148	31	in	in	ADP
esutjss-254	148	32	other	other	ADJ
esutjss-254	148	33	part	part	NOUN
esutjss-254	148	34	of	of	ADP
esutjss-254	148	35	the	the	DET
esutjss-254	148	36	world	world	NOUN
esutjss-254	148	37	such	such	ADJ
esutjss-254	148	38	as	as	ADP
esutjss-254	148	39	north	north	PROPN
esutjss-254	148	40	america	america	PROPN
esutjss-254	148	41	and	and	CCONJ
esutjss-254	148	42	asia	asia	PROPN
esutjss-254	148	43	.	.	PUNCT
esutjss-254	149	1	researcher	researcher	PROPN
esutjss-254	149	2	’s	’s	PART
esutjss-254	149	3	conceptual	conceptual	ADJ
esutjss-254	149	4	model	model	NOUN
esutjss-254	149	5	alternative	alternative	ADJ
esutjss-254	149	6	risk	risk	NOUN
esutjss-254	149	7	transfer	transfer	NOUN
esutjss-254	149	8	and	and	CCONJ
esutjss-254	149	9	performance	performance	NOUN
esutjss-254	149	10	of	of	ADP
esutjss-254	149	11	manufacturing	manufacture	VERB
esutjss-254	149	12	company	company	NOUN
esutjss-254	149	13	independent	independent	ADJ
esutjss-254	149	14	variable	variable	ADJ
esutjss-254	149	15	manufacturing	manufacture	VERB
esutjss-254	149	16	company	company	NOUN
esutjss-254	149	17	performnce	performnce	NOUN
esutjss-254	149	18	dpendent	dpendent	NOUN
esutjss-254	149	19	variable	variable	ADJ
esutjss-254	149	20	cat	cat	NOUN
esutjss-254	149	21	bond	bond	NOUN
esutjss-254	149	22	cat	cat	NOUN
esutjss-254	149	23	future	future	NOUN
esutjss-254	149	24	rot	rot	VERB
esutjss-254	149	25	measures	measure	NOUN
esutjss-254	149	26	of	of	ADP
esutjss-254	149	27	profitability	profitability	NOUN
esutjss-254	149	28	ilw	ilw	X
esutjss-254	149	29	alternative	alternative	ADJ
esutjss-254	149	30	risk	risk	NOUN
esutjss-254	149	31	transfer	transfer	NOUN
esutjss-254	149	32	roaroe	roaroe	NOUN
esutjss-254	149	33	3	3	NUM
esutjss-254	149	34	.	.	PUNCT
esutjss-254	150	1	empirical	empirical	ADJ
esutjss-254	150	2	review	review	NOUN
esutjss-254	150	3	3.1	3.1	NUM
esutjss-254	150	4	the	the	DET
esutjss-254	150	5	use	use	NOUN
esutjss-254	150	6	of	of	ADP
esutjss-254	150	7	catastrophic	catastrophic	ADJ
esutjss-254	150	8	risk	risk	NOUN
esutjss-254	150	9	futures	future	NOUN
esutjss-254	150	10	graciela	graciela	NOUN
esutjss-254	150	11	(	(	PUNCT
esutjss-254	150	12	1999	1999	NUM
esutjss-254	150	13	)	)	PUNCT
esutjss-254	150	14	posited	posit	VERB
esutjss-254	150	15	that	that	SCONJ
esutjss-254	150	16	new	new	ADJ
esutjss-254	150	17	risks	risk	NOUN
esutjss-254	150	18	seem	seem	VERB
esutjss-254	150	19	to	to	PART
esutjss-254	150	20	be	be	AUX
esutjss-254	150	21	unavoidable	unavoidable	ADJ
esutjss-254	150	22	in	in	ADP
esutjss-254	150	23	a	a	DET
esutjss-254	150	24	period	period	NOUN
esutjss-254	150	25	of	of	ADP
esutjss-254	150	26	rapid	rapid	ADJ
esutjss-254	150	27	change	change	NOUN
esutjss-254	150	28	.	.	PUNCT
esutjss-254	151	1	the	the	DET
esutjss-254	151	2	last	last	ADJ
esutjss-254	151	3	few	few	ADJ
esutjss-254	151	4	decades	decade	NOUN
esutjss-254	151	5	have	have	AUX
esutjss-254	151	6	brought	bring	VERB
esutjss-254	151	7	us	we	PRON
esutjss-254	151	8	the	the	DET
esutjss-254	151	9	risks	risk	NOUN
esutjss-254	151	10	of	of	ADP
esutjss-254	151	11	global	global	ADJ
esutjss-254	151	12	warming	warming	NOUN
esutjss-254	151	13	,	,	PUNCT
esutjss-254	151	14	nuclear	nuclear	ADJ
esutjss-254	151	15	melt	melt	NOUN
esutjss-254	151	16	-	-	PUNCT
esutjss-254	151	17	down	down	NOUN
esutjss-254	151	18	,	,	PUNCT
esutjss-254	151	19	ozone	ozone	NOUN
esutjss-254	151	20	depletion	depletion	NOUN
esutjss-254	151	21	,	,	PUNCT
esutjss-254	151	22	failure	failure	NOUN
esutjss-254	151	23	of	of	ADP
esutjss-254	151	24	satellite	satellite	NOUN
esutjss-254	151	25	launcher	launcher	NOUN
esutjss-254	151	26	rockets	rocket	NOUN
esutjss-254	151	27	,	,	PUNCT
esutjss-254	151	28	collision	collision	NOUN
esutjss-254	151	29	of	of	ADP
esutjss-254	151	30	supertankers	supertanker	NOUN
esutjss-254	151	31	,	,	PUNCT
esutjss-254	151	32	aids	aid	NOUN
esutjss-254	151	33	,	,	PUNCT
esutjss-254	151	34	and	and	CCONJ
esutjss-254	151	35	ebola	ebola	NOUN
esutjss-254	151	36	.	.	PUNCT
esutjss-254	152	1	in	in	ADP
esutjss-254	152	2	the	the	DET
esutjss-254	152	3	study	study	NOUN
esutjss-254	152	4	,	,	PUNCT
esutjss-254	152	5	researcher	researcher	NOUN
esutjss-254	152	6	propose	propose	VERB
esutjss-254	152	7	a	a	DET
esutjss-254	152	8	novel	novel	ADJ
esutjss-254	152	9	framework	framework	NOUN
esutjss-254	152	10	for	for	ADP
esutjss-254	152	11	providing	provide	VERB
esutjss-254	152	12	insurance	insurance	NOUN
esutjss-254	152	13	cover	cover	NOUN
esutjss-254	152	14	against	against	ADP
esutjss-254	152	15	risks	risk	NOUN
esutjss-254	152	16	whose	whose	DET
esutjss-254	152	17	parameters	parameter	NOUN
esutjss-254	152	18	are	be	AUX
esutjss-254	152	19	unknown	unknown	ADJ
esutjss-254	152	20	.	.	PUNCT
esutjss-254	153	1	in	in	ADP
esutjss-254	153	2	fact	fact	NOUN
esutjss-254	153	3	many	many	ADJ
esutjss-254	153	4	of	of	ADP
esutjss-254	153	5	the	the	DET
esutjss-254	153	6	risks	risk	NOUN
esutjss-254	153	7	at	at	ADP
esutjss-254	153	8	issue	issue	NOUN
esutjss-254	153	9	may	may	AUX
esutjss-254	153	10	not	not	PART
esutjss-254	153	11	be	be	AUX
esutjss-254	153	12	just	just	ADV
esutjss-254	153	13	unknown	unknown	ADJ
esutjss-254	153	14	but	but	CCONJ
esutjss-254	153	15	also	also	ADV
esutjss-254	153	16	unknowable	unknowable	ADJ
esutjss-254	153	17	.	.	PUNCT
esutjss-254	154	1	it	it	PRON
esutjss-254	154	2	is	be	AUX
esutjss-254	154	3	difficult	difficult	ADJ
esutjss-254	154	4	to	to	PART
esutjss-254	154	5	imagine	imagine	VERB
esutjss-254	154	6	repetition	repetition	NOUN
esutjss-254	154	7	of	of	ADP
esutjss-254	154	8	the	the	DET
esutjss-254	154	9	events	event	NOUN
esutjss-254	154	10	leading	lead	VERB
esutjss-254	154	11	to	to	ADP
esutjss-254	154	12	global	global	ADJ
esutjss-254	154	13	warming	warming	NOUN
esutjss-254	154	14	or	or	CCONJ
esutjss-254	154	15	ozone	ozone	NOUN
esutjss-254	154	16	depletion	depletion	NOUN
esutjss-254	154	17	,	,	PUNCT
esutjss-254	154	18	and	and	CCONJ
esutjss-254	154	19	therefore	therefore	ADV
esutjss-254	154	20	difficult	difficult	ADJ
esutjss-254	154	21	to	to	PART
esutjss-254	154	22	devise	devise	VERB
esutjss-254	154	23	a	a	DET
esutjss-254	154	24	relative	relative	ADJ
esutjss-254	154	25	frequency	frequency	NOUN
esutjss-254	154	26	associated	associate	VERB
esutjss-254	154	27	with	with	ADP
esutjss-254	154	28	repeated	repeat	VERB
esutjss-254	154	29	experiments	experiment	NOUN
esutjss-254	154	30	.	.	PUNCT
esutjss-254	155	1	hardesty	hardesty	NOUN
esutjss-254	155	2	(	(	PUNCT
esutjss-254	155	3	2018	2018	NUM
esutjss-254	155	4	)	)	PUNCT
esutjss-254	155	5	by	by	ADP
esutjss-254	155	6	means	mean	NOUN
esutjss-254	155	7	of	of	ADP
esutjss-254	155	8	a	a	DET
esutjss-254	155	9	peculiar	peculiar	ADJ
esutjss-254	155	10	magic	magic	NOUN
esutjss-254	155	11	,	,	PUNCT
esutjss-254	155	12	insurance	insurance	NOUN
esutjss-254	155	13	preserves	preserve	VERB
esutjss-254	155	14	the	the	DET
esutjss-254	155	15	quantified	quantified	ADJ
esutjss-254	155	16	value	value	NOUN
esutjss-254	155	17	of	of	ADP
esutjss-254	155	18	capital	capital	NOUN
esutjss-254	155	19	through	through	ADP
esutjss-254	155	20	destructive	destructive	ADJ
esutjss-254	155	21	,	,	PUNCT
esutjss-254	155	22	contingent	contingent	ADJ
esutjss-254	155	23	events	event	NOUN
esutjss-254	155	24	.	.	PUNCT
esutjss-254	156	1	the	the	DET
esutjss-254	156	2	principal	principal	ADJ
esutjss-254	156	3	subjects	subject	NOUN
esutjss-254	156	4	of	of	ADP
esutjss-254	156	5	this	this	DET
esutjss-254	156	6	project	project	NOUN
esutjss-254	156	7	,	,	PUNCT
esutjss-254	156	8	global	global	ADJ
esutjss-254	156	9	reinsurers	reinsurer	NOUN
esutjss-254	156	10	,	,	PUNCT
esutjss-254	156	11	stand	stand	VERB
esutjss-254	156	12	at	at	ADP
esutjss-254	156	13	the	the	DET
esutjss-254	156	14	end	end	NOUN
esutjss-254	156	15	of	of	ADP
esutjss-254	156	16	a	a	DET
esutjss-254	156	17	long	long	ADJ
esutjss-254	156	18	line	line	NOUN
esutjss-254	156	19	of	of	ADP
esutjss-254	156	20	loss	loss	NOUN
esutjss-254	156	21	claims	claim	NOUN
esutjss-254	156	22	,	,	PUNCT
esutjss-254	156	23	holding	hold	VERB
esutjss-254	156	24	capital	capital	NOUN
esutjss-254	156	25	together	together	ADV
esutjss-254	156	26	as	as	SCONJ
esutjss-254	156	27	forces	force	NOUN
esutjss-254	156	28	threaten	threaten	VERB
esutjss-254	156	29	to	to	PART
esutjss-254	156	30	tear	tear	VERB
esutjss-254	156	31	it	it	PRON
esutjss-254	156	32	apart	apart	ADV
esutjss-254	156	33	.	.	PUNCT
esutjss-254	157	1	hoyt	hoyt	PROPN
esutjss-254	157	2	et	et	PROPN
esutjss-254	157	3	al	al	PROPN
esutjss-254	157	4	,	,	PUNCT
esutjss-254	157	5	(	(	PUNCT
esutjss-254	157	6	1995	1995	NUM
esutjss-254	157	7	)	)	PUNCT
esutjss-254	157	8	posited	posit	VERB
esutjss-254	157	9	that	that	SCONJ
esutjss-254	157	10	in	in	ADP
esutjss-254	157	11	december	december	PROPN
esutjss-254	157	12	1992	1992	NUM
esutjss-254	157	13	the	the	DET
esutjss-254	157	14	chicago	chicago	PROPN
esutjss-254	157	15	board	board	PROPN
esutjss-254	157	16	of	of	ADP
esutjss-254	157	17	trade	trade	PROPN
esutjss-254	157	18	(	(	PUNCT
esutjss-254	157	19	cbot	cbot	PROPN
esutjss-254	157	20	)	)	PUNCT
esutjss-254	157	21	began	begin	VERB
esutjss-254	157	22	trading	trade	VERB
esutjss-254	157	23	catastrophe	catastrophe	NOUN
esutjss-254	157	24	insurance	insurance	NOUN
esutjss-254	157	25	futures	future	NOUN
esutjss-254	157	26	.	.	PUNCT
esutjss-254	158	1	these	these	DET
esutjss-254	158	2	contracts	contract	NOUN
esutjss-254	158	3	were	be	AUX
esutjss-254	158	4	intended	intend	VERB
esutjss-254	158	5	to	to	PART
esutjss-254	158	6	serve	serve	VERB
esutjss-254	158	7	as	as	ADP
esutjss-254	158	8	a	a	DET
esutjss-254	158	9	new	new	ADJ
esutjss-254	158	10	form	form	NOUN
esutjss-254	158	11	of	of	ADP
esutjss-254	158	12	risk	risk	NOUN
esutjss-254	158	13	shifting	shift	VERB
esutjss-254	158	14	for	for	ADP
esutjss-254	158	15	the	the	DET
esutjss-254	158	16	insurance	insurance	NOUN
esutjss-254	158	17	industry	industry	NOUN
esutjss-254	158	18	and	and	CCONJ
esutjss-254	158	19	a	a	DET
esutjss-254	158	20	low	low	ADJ
esutjss-254	158	21	-	-	PUNCT
esutjss-254	158	22	cost	cost	NOUN
esutjss-254	158	23	alternative	alternative	NOUN
esutjss-254	158	24	to	to	ADP
esutjss-254	158	25	reinsurance	reinsurance	NOUN
esutjss-254	158	26	.	.	PUNCT
esutjss-254	159	1	the	the	DET
esutjss-254	159	2	focus	focus	NOUN
esutjss-254	159	3	32	32	NUM
esutjss-254	159	4	of	of	ADP
esutjss-254	159	5	the	the	DET
esutjss-254	159	6	paper	paper	NOUN
esutjss-254	159	7	is	be	AUX
esutjss-254	159	8	to	to	PART
esutjss-254	159	9	determine	determine	VERB
esutjss-254	159	10	if	if	SCONJ
esutjss-254	159	11	catastrophe	catastrophe	NOUN
esutjss-254	159	12	futures	future	NOUN
esutjss-254	159	13	have	have	VERB
esutjss-254	159	14	the	the	DET
esutjss-254	159	15	ability	ability	NOUN
esutjss-254	159	16	to	to	PART
esutjss-254	159	17	offer	offer	VERB
esutjss-254	159	18	a	a	DET
esutjss-254	159	19	viable	viable	ADJ
esutjss-254	159	20	hedge	hedge	NOUN
esutjss-254	159	21	for	for	ADP
esutjss-254	159	22	insurers	insurer	NOUN
esutjss-254	159	23	,	,	PUNCT
esutjss-254	159	24	and	and	CCONJ
esutjss-254	159	25	consequently	consequently	ADV
esutjss-254	159	26	,	,	PUNCT
esutjss-254	159	27	whether	whether	SCONJ
esutjss-254	159	28	such	such	ADJ
esutjss-254	159	29	contracts	contract	NOUN
esutjss-254	159	30	are	be	AUX
esutjss-254	159	31	likely	likely	ADJ
esutjss-254	159	32	to	to	PART
esutjss-254	159	33	be	be	AUX
esutjss-254	159	34	successful	successful	ADJ
esutjss-254	159	35	.	.	PUNCT
esutjss-254	160	1	in	in	ADP
esutjss-254	160	2	spite	spite	NOUN
esutjss-254	160	3	of	of	ADP
esutjss-254	160	4	some	some	DET
esutjss-254	160	5	regulatory	regulatory	ADJ
esutjss-254	160	6	and	and	CCONJ
esutjss-254	160	7	institutional	institutional	ADJ
esutjss-254	160	8	barriers	barrier	NOUN
esutjss-254	160	9	,	,	PUNCT
esutjss-254	160	10	these	these	DET
esutjss-254	160	11	contracts	contract	NOUN
esutjss-254	160	12	appear	appear	VERB
esutjss-254	160	13	to	to	PART
esutjss-254	160	14	provide	provide	VERB
esutjss-254	160	15	an	an	DET
esutjss-254	160	16	attractive	attractive	ADJ
esutjss-254	160	17	alternative	alternative	NOUN
esutjss-254	160	18	to	to	PART
esutjss-254	160	19	reinsurance	reinsurance	VERB
esutjss-254	160	20	for	for	ADP
esutjss-254	160	21	some	some	DET
esutjss-254	160	22	companies	company	NOUN
esutjss-254	160	23	,	,	PUNCT
esutjss-254	160	24	particularly	particularly	ADV
esutjss-254	160	25	for	for	ADP
esutjss-254	160	26	large	large	ADJ
esutjss-254	160	27	,	,	PUNCT
esutjss-254	160	28	nationally	nationally	ADV
esutjss-254	160	29	diverse	diverse	ADJ
esutjss-254	160	30	insurers	insurer	NOUN
esutjss-254	160	31	.	.	PUNCT
esutjss-254	161	1	lane	lane	NOUN
esutjss-254	161	2	and	and	CCONJ
esutjss-254	161	3	mahul	mahul	PROPN
esutjss-254	161	4	(	(	PUNCT
esutjss-254	161	5	2013	2013	NUM
esutjss-254	161	6	)	)	PUNCT
esutjss-254	161	7	in	in	ADP
esutjss-254	161	8	their	their	PRON
esutjss-254	161	9	study	study	NOUN
esutjss-254	161	10	posit	posit	VERB
esutjss-254	161	11	that	that	SCONJ
esutjss-254	161	12	the	the	DET
esutjss-254	161	13	price	price	NOUN
esutjss-254	161	14	of	of	ADP
esutjss-254	161	15	catastrophe	catastrophe	NOUN
esutjss-254	161	16	risks	risk	NOUN
esutjss-254	161	17	is	be	AUX
esutjss-254	161	18	viewed	view	VERB
esutjss-254	161	19	by	by	ADP
esutjss-254	161	20	many	many	ADJ
esutjss-254	161	21	to	to	PART
esutjss-254	161	22	be	be	AUX
esutjss-254	161	23	too	too	ADV
esutjss-254	161	24	high	high	ADJ
esutjss-254	161	25	and/or	and/or	CCONJ
esutjss-254	161	26	too	too	ADV
esutjss-254	161	27	volatile	volatile	ADJ
esutjss-254	161	28	.	.	PUNCT
esutjss-254	162	1	catastrophe	catastrophe	NOUN
esutjss-254	162	2	risk	risk	NOUN
esutjss-254	162	3	practitioners	practitioner	NOUN
esutjss-254	162	4	point	point	VERB
esutjss-254	162	5	out	out	ADP
esutjss-254	162	6	that	that	SCONJ
esutjss-254	162	7	,	,	PUNCT
esutjss-254	162	8	contrary	contrary	ADV
esutjss-254	162	9	to	to	ADP
esutjss-254	162	10	standard	standard	ADJ
esutjss-254	162	11	insurance	insurance	NOUN
esutjss-254	162	12	,	,	PUNCT
esutjss-254	162	13	such	such	ADJ
esutjss-254	162	14	as	as	ADP
esutjss-254	162	15	automobile	automobile	NOUN
esutjss-254	162	16	insurance	insurance	NOUN
esutjss-254	162	17	,	,	PUNCT
esutjss-254	162	18	catastrophe	catastrophe	NOUN
esutjss-254	162	19	re	re	NOUN
esutjss-254	162	20	-	-	NOUN
esutjss-254	162	21	insurance	insurance	NOUN
esutjss-254	162	22	is	be	AUX
esutjss-254	162	23	exposed	expose	VERB
esutjss-254	162	24	to	to	ADP
esutjss-254	162	25	infrequent	infrequent	ADJ
esutjss-254	162	26	but	but	CCONJ
esutjss-254	162	27	potentially	potentially	ADV
esutjss-254	162	28	very	very	ADV
esutjss-254	162	29	large	large	ADJ
esutjss-254	162	30	losses	loss	NOUN
esutjss-254	162	31	.	.	PUNCT
esutjss-254	163	1	it	it	PRON
esutjss-254	163	2	thus	thus	ADV
esutjss-254	163	3	requires	require	VERB
esutjss-254	163	4	keeping	keep	VERB
esutjss-254	163	5	a	a	DET
esutjss-254	163	6	large	large	ADJ
esutjss-254	163	7	amount	amount	NOUN
esutjss-254	163	8	of	of	ADP
esutjss-254	163	9	capital	capital	NOUN
esutjss-254	163	10	in	in	ADP
esutjss-254	163	11	hand	hand	NOUN
esutjss-254	163	12	,	,	PUNCT
esutjss-254	163	13	generating	generate	VERB
esutjss-254	163	14	a	a	DET
esutjss-254	163	15	cost	cost	NOUN
esutjss-254	163	16	of	of	ADP
esutjss-254	163	17	capital	capital	NOUN
esutjss-254	163	18	to	to	PART
esutjss-254	163	19	be	be	AUX
esutjss-254	163	20	added	add	VERB
esutjss-254	163	21	to	to	ADP
esutjss-254	163	22	the	the	DET
esutjss-254	163	23	long	long	ADJ
esutjss-254	163	24	-	-	PUNCT
esutjss-254	163	25	term	term	NOUN
esutjss-254	163	26	expected	expect	VERB
esutjss-254	163	27	loss	loss	NOUN
esutjss-254	163	28	.	.	PUNCT
esutjss-254	164	1	the	the	DET
esutjss-254	164	2	findings	finding	NOUN
esutjss-254	164	3	of	of	ADP
esutjss-254	164	4	zhou	zhou	PROPN
esutjss-254	164	5	et	et	PROPN
esutjss-254	164	6	al	al	PROPN
esutjss-254	164	7	,	,	PUNCT
esutjss-254	164	8	(	(	PUNCT
esutjss-254	164	9	2023	2023	NUM
esutjss-254	164	10	)	)	PUNCT
esutjss-254	164	11	showed	show	VERB
esutjss-254	164	12	that	that	SCONJ
esutjss-254	164	13	natural	natural	ADJ
esutjss-254	164	14	disasters	disaster	NOUN
esutjss-254	164	15	and	and	CCONJ
esutjss-254	164	16	climate	climate	NOUN
esutjss-254	164	17	change	change	NOUN
esutjss-254	164	18	risks	risk	NOUN
esutjss-254	164	19	generally	generally	ADV
esutjss-254	164	20	lower	low	ADJ
esutjss-254	164	21	insurer	insurer	NOUN
esutjss-254	164	22	profitability	profitability	NOUN
esutjss-254	164	23	and	and	CCONJ
esutjss-254	164	24	risk	risk	NOUN
esutjss-254	164	25	-	-	PUNCT
esutjss-254	164	26	sharing	share	VERB
esutjss-254	164	27	capacity	capacity	NOUN
esutjss-254	164	28	,	,	PUNCT
esutjss-254	164	29	bank	bank	NOUN
esutjss-254	164	30	stability	stability	NOUN
esutjss-254	164	31	and	and	CCONJ
esutjss-254	164	32	credit	credit	NOUN
esutjss-254	164	33	supply	supply	NOUN
esutjss-254	164	34	,	,	PUNCT
esutjss-254	164	35	returns	return	NOUN
esutjss-254	164	36	and	and	CCONJ
esutjss-254	164	37	stability	stability	NOUN
esutjss-254	164	38	of	of	ADP
esutjss-254	164	39	stock	stock	NOUN
esutjss-254	164	40	and	and	CCONJ
esutjss-254	164	41	bond	bond	NOUN
esutjss-254	164	42	markets	market	NOUN
esutjss-254	164	43	,	,	PUNCT
esutjss-254	164	44	foreign	foreign	ADJ
esutjss-254	164	45	direct	direct	ADJ
esutjss-254	164	46	investment	investment	NOUN
esutjss-254	164	47	inflows	inflow	NOUN
esutjss-254	164	48	,	,	PUNCT
esutjss-254	164	49	and	and	CCONJ
esutjss-254	164	50	international	international	ADJ
esutjss-254	164	51	lending	lending	NOUN
esutjss-254	164	52	.	.	PUNCT
esutjss-254	165	1	factors	factor	NOUN
esutjss-254	165	2	such	such	ADJ
esutjss-254	165	3	as	as	ADP
esutjss-254	165	4	income	income	NOUN
esutjss-254	165	5	levels	level	NOUN
esutjss-254	165	6	,	,	PUNCT
esutjss-254	165	7	rigorous	rigorous	ADJ
esutjss-254	165	8	financial	financial	ADJ
esutjss-254	165	9	regulations	regulation	NOUN
esutjss-254	165	10	,	,	PUNCT
esutjss-254	165	11	capital	capital	NOUN
esutjss-254	165	12	abundance	abundance	NOUN
esutjss-254	165	13	,	,	PUNCT
esutjss-254	165	14	market	market	NOUN
esutjss-254	165	15	diversification	diversification	NOUN
esutjss-254	165	16	,	,	PUNCT
esutjss-254	165	17	and	and	CCONJ
esutjss-254	165	18	adaptation	adaptation	NOUN
esutjss-254	165	19	strategies	strategy	NOUN
esutjss-254	165	20	mitigate	mitigate	VERB
esutjss-254	165	21	the	the	DET
esutjss-254	165	22	negative	negative	ADJ
esutjss-254	165	23	effects	effect	NOUN
esutjss-254	165	24	.	.	PUNCT
esutjss-254	166	1	4	4	X
esutjss-254	166	2	.	.	X
esutjss-254	166	3	research	research	NOUN
esutjss-254	166	4	methodology	methodology	NOUN
esutjss-254	166	5	4.1	4.1	NUM
esutjss-254	166	6	research	research	NOUN
esutjss-254	166	7	design	design	NOUN
esutjss-254	166	8	the	the	DET
esutjss-254	166	9	research	research	NOUN
esutjss-254	166	10	employed	employ	VERB
esutjss-254	166	11	pragmatism	pragmatism	NOUN
esutjss-254	166	12	paradigm	paradigm	NOUN
esutjss-254	166	13	descriptive	descriptive	ADJ
esutjss-254	166	14	survey	survey	NOUN
esutjss-254	166	15	design	design	NOUN
esutjss-254	166	16	and	and	CCONJ
esutjss-254	166	17	mixed	mixed	ADJ
esutjss-254	166	18	method	method	NOUN
esutjss-254	166	19	approach	approach	NOUN
esutjss-254	166	20	for	for	ADP
esutjss-254	166	21	collection	collection	NOUN
esutjss-254	166	22	of	of	ADP
esutjss-254	166	23	both	both	DET
esutjss-254	166	24	qualitative	qualitative	ADJ
esutjss-254	166	25	and	and	CCONJ
esutjss-254	166	26	quantitative	quantitative	ADJ
esutjss-254	166	27	data	datum	NOUN
esutjss-254	166	28	for	for	ADP
esutjss-254	166	29	results	result	NOUN
esutjss-254	166	30	triangulation	triangulation	NOUN
esutjss-254	166	31	wambugu	wambugu	PROPN
esutjss-254	166	32	et	et	PROPN
esutjss-254	166	33	al	al	PROPN
esutjss-254	166	34	,	,	PUNCT
esutjss-254	166	35	(	(	PUNCT
esutjss-254	166	36	2015	2015	NUM
esutjss-254	166	37	)	)	PUNCT
esutjss-254	166	38	.	.	PUNCT
esutjss-254	167	1	the	the	DET
esutjss-254	167	2	method	method	NOUN
esutjss-254	167	3	was	be	AUX
esutjss-254	167	4	employed	employ	VERB
esutjss-254	167	5	to	to	PART
esutjss-254	167	6	free	free	VERB
esutjss-254	167	7	the	the	DET
esutjss-254	167	8	results	result	NOUN
esutjss-254	167	9	of	of	ADP
esutjss-254	167	10	the	the	DET
esutjss-254	167	11	study	study	NOUN
esutjss-254	167	12	from	from	ADP
esutjss-254	167	13	bias	bias	NOUN
esutjss-254	167	14	so	so	SCONJ
esutjss-254	167	15	as	as	SCONJ
esutjss-254	167	16	to	to	PART
esutjss-254	167	17	produce	produce	VERB
esutjss-254	167	18	the	the	DET
esutjss-254	167	19	least	least	ADJ
esutjss-254	167	20	margin	margin	NOUN
esutjss-254	167	21	of	of	ADP
esutjss-254	167	22	error	error	NOUN
esutjss-254	167	23	with	with	ADP
esutjss-254	167	24	increased	increase	VERB
esutjss-254	167	25	trust	trust	NOUN
esutjss-254	167	26	in	in	ADP
esutjss-254	167	27	the	the	DET
esutjss-254	167	28	precision	precision	NOUN
esutjss-254	167	29	of	of	ADP
esutjss-254	167	30	data	datum	NOUN
esutjss-254	167	31	collected	collect	VERB
esutjss-254	167	32	and	and	CCONJ
esutjss-254	167	33	thus	thus	ADV
esutjss-254	167	34	provide	provide	VERB
esutjss-254	167	35	results	result	NOUN
esutjss-254	167	36	that	that	PRON
esutjss-254	167	37	are	be	AUX
esutjss-254	167	38	judged	judge	VERB
esutjss-254	167	39	to	to	PART
esutjss-254	167	40	be	be	AUX
esutjss-254	167	41	credible	credible	ADJ
esutjss-254	167	42	.	.	PUNCT
esutjss-254	168	1	the	the	DET
esutjss-254	168	2	design	design	NOUN
esutjss-254	168	3	also	also	ADV
esutjss-254	168	4	helped	help	VERB
esutjss-254	168	5	the	the	DET
esutjss-254	168	6	researcher	researcher	NOUN
esutjss-254	168	7	to	to	PART
esutjss-254	168	8	plan	plan	VERB
esutjss-254	168	9	and	and	CCONJ
esutjss-254	168	10	implement	implement	VERB
esutjss-254	168	11	the	the	DET
esutjss-254	168	12	study	study	NOUN
esutjss-254	168	13	in	in	ADP
esutjss-254	168	14	a	a	DET
esutjss-254	168	15	way	way	NOUN
esutjss-254	168	16	that	that	PRON
esutjss-254	168	17	helped	help	VERB
esutjss-254	168	18	to	to	PART
esutjss-254	168	19	obtain	obtain	VERB
esutjss-254	168	20	intended	intended	ADJ
esutjss-254	168	21	results	result	NOUN
esutjss-254	168	22	,	,	PUNCT
esutjss-254	168	23	and	and	CCONJ
esutjss-254	168	24	thus	thus	ADV
esutjss-254	168	25	helped	help	VERB
esutjss-254	168	26	increased	increase	VERB
esutjss-254	168	27	the	the	DET
esutjss-254	168	28	chances	chance	NOUN
esutjss-254	168	29	of	of	ADP
esutjss-254	168	30	obtaining	obtain	VERB
esutjss-254	168	31	information	information	NOUN
esutjss-254	168	32	that	that	PRON
esutjss-254	168	33	could	could	AUX
esutjss-254	168	34	be	be	AUX
esutjss-254	168	35	associated	associate	VERB
esutjss-254	168	36	with	with	ADP
esutjss-254	168	37	the	the	DET
esutjss-254	168	38	real	real	ADJ
esutjss-254	168	39	situation	situation	NOUN
esutjss-254	168	40	.	.	PUNCT
esutjss-254	169	1	the	the	DET
esutjss-254	169	2	research	research	NOUN
esutjss-254	169	3	design	design	NOUN
esutjss-254	169	4	is	be	AUX
esutjss-254	169	5	premised	premise	VERB
esutjss-254	169	6	on	on	ADP
esutjss-254	169	7	a	a	DET
esutjss-254	169	8	quantitative	quantitative	ADJ
esutjss-254	169	9	approach	approach	NOUN
esutjss-254	169	10	to	to	PART
esutjss-254	169	11	provide	provide	VERB
esutjss-254	169	12	a	a	DET
esutjss-254	169	13	reliable	reliable	ADJ
esutjss-254	169	14	result	result	NOUN
esutjss-254	169	15	.	.	PUNCT
esutjss-254	170	1	the	the	DET
esutjss-254	170	2	design	design	NOUN
esutjss-254	170	3	is	be	AUX
esutjss-254	170	4	less	less	ADJ
esutjss-254	170	5	time	time	NOUN
esutjss-254	170	6	-	-	PUNCT
esutjss-254	170	7	friendly	friendly	ADJ
esutjss-254	170	8	and	and	CCONJ
esutjss-254	170	9	cost	cost	NOUN
esutjss-254	170	10	effective	effective	ADJ
esutjss-254	170	11	.	.	PUNCT
esutjss-254	171	1	4.2	4.2	NUM
esutjss-254	171	2	population	population	NOUN
esutjss-254	171	3	of	of	ADP
esutjss-254	171	4	the	the	DET
esutjss-254	171	5	study	study	NOUN
esutjss-254	171	6	the	the	DET
esutjss-254	171	7	population	population	NOUN
esutjss-254	171	8	of	of	ADP
esutjss-254	171	9	this	this	DET
esutjss-254	171	10	study	study	NOUN
esutjss-254	171	11	consist	consist	VERB
esutjss-254	171	12	of	of	ADP
esutjss-254	171	13	all	all	DET
esutjss-254	171	14	the	the	DET
esutjss-254	171	15	manufacturing	manufacture	VERB
esutjss-254	171	16	companies	company	NOUN
esutjss-254	171	17	in	in	ADP
esutjss-254	171	18	nigeria	nigeria	PROPN
esutjss-254	171	19	.	.	PUNCT
esutjss-254	172	1	the	the	DET
esutjss-254	172	2	total	total	ADJ
esutjss-254	172	3	number	number	NOUN
esutjss-254	172	4	of	of	ADP
esutjss-254	172	5	registered	register	VERB
esutjss-254	172	6	manufacturing	manufacturing	NOUN
esutjss-254	172	7	companies	company	NOUN
esutjss-254	172	8	in	in	ADP
esutjss-254	172	9	nigeria	nigeria	PROPN
esutjss-254	172	10	is	be	AUX
esutjss-254	172	11	565	565	NUM
esutjss-254	172	12	out	out	ADP
esutjss-254	172	13	of	of	ADP
esutjss-254	172	14	which	which	PRON
esutjss-254	172	15	550	550	NUM
esutjss-254	172	16	resides	reside	VERB
esutjss-254	172	17	in	in	ADP
esutjss-254	172	18	lagos	lagos	PROPN
esutjss-254	172	19	dun	dun	PROPN
esutjss-254	172	20	and	and	CCONJ
esutjss-254	172	21	bradstreet	bradstreet	PROPN
esutjss-254	172	22	(	(	PUNCT
esutjss-254	172	23	2023	2023	NUM
esutjss-254	172	24	)	)	PUNCT
esutjss-254	172	25	.	.	PUNCT
esutjss-254	173	1	the	the	DET
esutjss-254	173	2	choice	choice	NOUN
esutjss-254	173	3	of	of	ADP
esutjss-254	173	4	lagos	lagos	NOUN
esutjss-254	173	5	state	state	NOUN
esutjss-254	173	6	as	as	ADP
esutjss-254	173	7	a	a	DET
esutjss-254	173	8	study	study	NOUN
esutjss-254	173	9	area	area	NOUN
esutjss-254	173	10	was	be	AUX
esutjss-254	173	11	supported	support	VERB
esutjss-254	173	12	by	by	ADP
esutjss-254	173	13	the	the	DET
esutjss-254	173	14	fact	fact	NOUN
esutjss-254	173	15	that	that	SCONJ
esutjss-254	173	16	97	97	NUM
esutjss-254	173	17	%	%	NOUN
esutjss-254	173	18	of	of	ADP
esutjss-254	173	19	the	the	DET
esutjss-254	173	20	total	total	ADJ
esutjss-254	173	21	number	number	NOUN
esutjss-254	173	22	of	of	ADP
esutjss-254	173	23	manufacturing	manufacturing	NOUN
esutjss-254	173	24	companies	company	NOUN
esutjss-254	173	25	and	and	CCONJ
esutjss-254	173	26	products	product	NOUN
esutjss-254	173	27	generated	generate	VERB
esutjss-254	173	28	in	in	ADP
esutjss-254	173	29	nigeria	nigeria	PROPN
esutjss-254	173	30	was	be	AUX
esutjss-254	173	31	from	from	ADP
esutjss-254	173	32	lagos	lagos	NOUN
esutjss-254	173	33	state	state	NOUN
esutjss-254	173	34	alone	alone	ADV
esutjss-254	173	35	.	.	PUNCT
esutjss-254	174	1	(	(	PUNCT
esutjss-254	174	2	dun	dun	PROPN
esutjss-254	174	3	and	and	CCONJ
esutjss-254	174	4	bradstreet	bradstreet	PROPN
esutjss-254	174	5	(	(	PUNCT
esutjss-254	174	6	2023	2023	NUM
esutjss-254	174	7	)	)	PUNCT
esutjss-254	174	8	4.3	4.3	NUM
esutjss-254	174	9	sampling	sample	VERB
esutjss-254	174	10	techniques	technique	NOUN
esutjss-254	174	11	the	the	DET
esutjss-254	174	12	convenience	convenience	NOUN
esutjss-254	174	13	sampling	sampling	NOUN
esutjss-254	174	14	technique	technique	NOUN
esutjss-254	174	15	was	be	AUX
esutjss-254	174	16	used	use	VERB
esutjss-254	174	17	to	to	PART
esutjss-254	174	18	select	select	VERB
esutjss-254	174	19	participants	participant	NOUN
esutjss-254	174	20	from	from	ADP
esutjss-254	174	21	the	the	DET
esutjss-254	174	22	strata	strata	NOUN
esutjss-254	174	23	of	of	ADP
esutjss-254	174	24	the	the	DET
esutjss-254	174	25	study	study	NOUN
esutjss-254	174	26	that	that	PRON
esutjss-254	174	27	are	be	AUX
esutjss-254	174	28	accessible	accessible	ADJ
esutjss-254	174	29	and	and	CCONJ
esutjss-254	174	30	willing	willing	ADJ
esutjss-254	174	31	to	to	PART
esutjss-254	174	32	participate	participate	VERB
esutjss-254	174	33	in	in	ADP
esutjss-254	174	34	the	the	DET
esutjss-254	174	35	survey	survey	NOUN
esutjss-254	174	36	.	.	PUNCT
esutjss-254	175	1	the	the	DET
esutjss-254	175	2	researcher	researcher	NOUN
esutjss-254	175	3	selected	select	VERB
esutjss-254	175	4	10	10	NUM
esutjss-254	175	5	manufacturing	manufacturing	NOUN
esutjss-254	175	6	companies	company	NOUN
esutjss-254	175	7	based	base	VERB
esutjss-254	175	8	on	on	ADP
esutjss-254	175	9	their	their	PRON
esutjss-254	175	10	availability	availability	NOUN
esutjss-254	175	11	and	and	CCONJ
esutjss-254	175	12	readiness	readiness	NOUN
esutjss-254	175	13	of	of	ADP
esutjss-254	175	14	the	the	DET
esutjss-254	175	15	respondents	respondent	NOUN
esutjss-254	175	16	to	to	PART
esutjss-254	175	17	complete	complete	VERB
esutjss-254	175	18	the	the	DET
esutjss-254	175	19	research	research	NOUN
esutjss-254	175	20	instrument	instrument	NOUN
esutjss-254	175	21	.	.	PUNCT
esutjss-254	176	1	https://elibrary.worldbank.org/doi/abs/10.1596/1813-9450-4765	https://elibrary.worldbank.org/doi/abs/10.1596/1813-9450-4765	PROPN
esutjss-254	176	2	https://elibrary.worldbank.org/doi/abs/10.1596/1813-9450-4765	https://elibrary.worldbank.org/doi/abs/10.1596/1813-9450-4765	PROPN
esutjss-254	176	3	33	33	NUM
esutjss-254	176	4	4.4	4.4	NUM
esutjss-254	176	5	sample	sample	NOUN
esutjss-254	176	6	size	size	NOUN
esutjss-254	176	7	the	the	DET
esutjss-254	176	8	study	study	NOUN
esutjss-254	176	9	employed	employ	VERB
esutjss-254	176	10	the	the	DET
esutjss-254	176	11	yemane	yemane	NOUN
esutjss-254	176	12	(	(	PUNCT
esutjss-254	176	13	1967	1967	NUM
esutjss-254	176	14	)	)	PUNCT
esutjss-254	176	15	formula	formula	NOUN
esutjss-254	176	16	from	from	ADP
esutjss-254	176	17	which	which	PRON
esutjss-254	176	18	a	a	DET
esutjss-254	176	19	minimum	minimum	ADJ
esutjss-254	176	20	sample	sample	NOUN
esutjss-254	176	21	size	size	NOUN
esutjss-254	176	22	of	of	ADP
esutjss-254	176	23	200	200	NUM
esutjss-254	176	24	was	be	AUX
esutjss-254	176	25	determine	determine	NOUN
esutjss-254	176	26	.	.	PUNCT
esutjss-254	177	1	due	due	ADP
esutjss-254	177	2	to	to	ADP
esutjss-254	177	3	low	low	ADJ
esutjss-254	177	4	rate	rate	NOUN
esutjss-254	177	5	of	of	ADP
esutjss-254	177	6	response	response	NOUN
esutjss-254	177	7	with	with	ADP
esutjss-254	177	8	survey	survey	NOUN
esutjss-254	177	9	design	design	NOUN
esutjss-254	177	10	,	,	PUNCT
esutjss-254	177	11	a	a	DET
esutjss-254	177	12	total	total	NOUN
esutjss-254	177	13	of	of	ADP
esutjss-254	177	14	232	232	NUM
esutjss-254	177	15	copies	copy	NOUN
esutjss-254	177	16	of	of	ADP
esutjss-254	177	17	questionnaire	questionnaire	NOUN
esutjss-254	177	18	were	be	AUX
esutjss-254	177	19	deployed	deploy	VERB
esutjss-254	177	20	for	for	ADP
esutjss-254	177	21	the	the	DET
esutjss-254	177	22	study	study	NOUN
esutjss-254	177	23	.	.	PUNCT
esutjss-254	178	1	since	since	SCONJ
esutjss-254	178	2	the	the	DET
esutjss-254	178	3	target	target	NOUN
esutjss-254	178	4	population	population	NOUN
esutjss-254	178	5	comprised	comprise	VERB
esutjss-254	178	6	of	of	ADP
esutjss-254	178	7	all	all	DET
esutjss-254	178	8	manufacturing	manufacture	VERB
esutjss-254	178	9	companies	company	NOUN
esutjss-254	178	10	in	in	ADP
esutjss-254	178	11	lagos	lagos	NOUN
esutjss-254	178	12	metropolis	metropolis	NOUN
esutjss-254	178	13	,	,	PUNCT
esutjss-254	178	14	then	then	ADV
esutjss-254	178	15	the	the	DET
esutjss-254	178	16	total	total	ADJ
esutjss-254	178	17	sample	sample	NOUN
esutjss-254	178	18	size	size	NOUN
esutjss-254	178	19	for	for	ADP
esutjss-254	178	20	the	the	DET
esutjss-254	178	21	study	study	NOUN
esutjss-254	178	22	was	be	AUX
esutjss-254	178	23	statistically	statistically	ADV
esutjss-254	178	24	determined	determine	VERB
esutjss-254	178	25	by	by	ADP
esutjss-254	178	26	taro	taro	NOUN
esutjss-254	178	27	yamane	yamane	PROPN
esutjss-254	178	28	’s	’s	PART
esutjss-254	178	29	(	(	PUNCT
esutjss-254	178	30	1967	1967	NUM
esutjss-254	178	31	)	)	PUNCT
esutjss-254	178	32	formula	formula	NOUN
esutjss-254	178	33	as	as	SCONJ
esutjss-254	178	34	cited	cite	VERB
esutjss-254	178	35	in	in	ADP
esutjss-254	178	36	ajay	ajay	NOUN
esutjss-254	178	37	and	and	CCONJ
esutjss-254	178	38	masuku	masuku	NOUN
esutjss-254	178	39	(	(	PUNCT
esutjss-254	178	40	2014	2014	NUM
esutjss-254	178	41	)	)	PUNCT
esutjss-254	178	42	as	as	ADP
esutjss-254	178	43	:	:	PUNCT
esutjss-254	178	44	n	n	NOUN
esutjss-254	178	45	=	=	PUNCT
esutjss-254	178	46	n/1+ne2	n/1+ne2	X
esutjss-254	178	47	n=	n=	ADJ
esutjss-254	178	48	550/1	550/1	X
esutjss-254	178	49	+	+	SYM
esutjss-254	178	50	550(0.05)2	550(0.05)2	NUM
esutjss-254	178	51	=	=	SYM
esutjss-254	178	52	232	232	NUM
esutjss-254	179	1	where	where	SCONJ
esutjss-254	179	2	:	:	PUNCT
esutjss-254	179	3	n	n	CCONJ
esutjss-254	179	4	=	=	NOUN
esutjss-254	179	5	the	the	DET
esutjss-254	179	6	sample	sample	NOUN
esutjss-254	179	7	size	size	NOUN
esutjss-254	179	8	,	,	PUNCT
esutjss-254	179	9	n	n	CCONJ
esutjss-254	179	10	=	=	NOUN
esutjss-254	179	11	the	the	DET
esutjss-254	179	12	population	population	NOUN
esutjss-254	179	13	size	size	NOUN
esutjss-254	179	14	,	,	PUNCT
esutjss-254	179	15	e	e	X
esutjss-254	179	16	=	=	PUNCT
esutjss-254	179	17	the	the	DET
esutjss-254	179	18	acceptable	acceptable	ADJ
esutjss-254	179	19	sampling	sampling	NOUN
esutjss-254	179	20	error	error	NOUN
esutjss-254	179	21	95	95	NUM
esutjss-254	179	22	%	%	NOUN
esutjss-254	179	23	confidence	confidence	NOUN
esutjss-254	179	24	level	level	NOUN
esutjss-254	179	25	and	and	CCONJ
esutjss-254	179	26	=	=	NOUN
esutjss-254	179	27	0.05	0.05	NUM
esutjss-254	179	28	are	be	AUX
esutjss-254	179	29	assumed	assume	VERB
esutjss-254	179	30	.	.	PUNCT
esutjss-254	180	1	the	the	DET
esutjss-254	180	2	respondents	respondent	NOUN
esutjss-254	180	3	are	be	AUX
esutjss-254	180	4	selected	select	VERB
esutjss-254	180	5	from	from	ADP
esutjss-254	180	6	the	the	DET
esutjss-254	180	7	10	10	NUM
esutjss-254	180	8	manufacturing	manufacture	VERB
esutjss-254	180	9	companies	company	NOUN
esutjss-254	180	10	.	.	PUNCT
esutjss-254	181	1	the	the	DET
esutjss-254	181	2	distribution	distribution	NOUN
esutjss-254	181	3	of	of	ADP
esutjss-254	181	4	the	the	DET
esutjss-254	181	5	research	research	NOUN
esutjss-254	181	6	instrument	instrument	NOUN
esutjss-254	181	7	was	be	AUX
esutjss-254	181	8	conducted	conduct	VERB
esutjss-254	181	9	proportionally	proportionally	ADV
esutjss-254	181	10	in	in	ADP
esutjss-254	181	11	all	all	DET
esutjss-254	181	12	the	the	DET
esutjss-254	181	13	selected	select	VERB
esutjss-254	181	14	manufacturing	manufacturing	NOUN
esutjss-254	181	15	companies	company	NOUN
esutjss-254	181	16	.	.	PUNCT
esutjss-254	182	1	4.5	4.5	NUM
esutjss-254	182	2	data	datum	NOUN
esutjss-254	182	3	collections	collection	NOUN
esutjss-254	182	4	instrument	instrument	NOUN
esutjss-254	182	5	to	to	PART
esutjss-254	182	6	ensure	ensure	VERB
esutjss-254	182	7	proper	proper	ADJ
esutjss-254	182	8	capturing	capturing	NOUN
esutjss-254	182	9	of	of	ADP
esutjss-254	182	10	adequate	adequate	ADJ
esutjss-254	182	11	information	information	NOUN
esutjss-254	182	12	relating	relate	VERB
esutjss-254	182	13	to	to	ADP
esutjss-254	182	14	the	the	DET
esutjss-254	182	15	impact	impact	NOUN
esutjss-254	182	16	of	of	ADP
esutjss-254	182	17	the	the	DET
esutjss-254	182	18	alternative	alternative	ADJ
esutjss-254	182	19	risk	risk	NOUN
esutjss-254	182	20	transfer	transfer	NOUN
esutjss-254	182	21	and	and	CCONJ
esutjss-254	182	22	performance	performance	NOUN
esutjss-254	182	23	of	of	ADP
esutjss-254	182	24	manufacturing	manufacture	VERB
esutjss-254	182	25	companies	company	NOUN
esutjss-254	182	26	in	in	ADP
esutjss-254	182	27	lagos	lagos	PROPN
esutjss-254	182	28	,	,	PUNCT
esutjss-254	182	29	nigeria	nigeria	PRON
esutjss-254	182	30	,	,	PUNCT
esutjss-254	182	31	data	datum	NOUN
esutjss-254	182	32	required	require	VERB
esutjss-254	182	33	for	for	ADP
esutjss-254	182	34	the	the	DET
esutjss-254	182	35	study	study	NOUN
esutjss-254	182	36	were	be	AUX
esutjss-254	182	37	generated	generate	VERB
esutjss-254	182	38	from	from	ADP
esutjss-254	182	39	a	a	DET
esutjss-254	182	40	primary	primary	ADJ
esutjss-254	182	41	source	source	NOUN
esutjss-254	182	42	of	of	ADP
esutjss-254	182	43	information	information	NOUN
esutjss-254	182	44	.	.	PUNCT
esutjss-254	183	1	the	the	DET
esutjss-254	183	2	primary	primary	ADJ
esutjss-254	183	3	data	datum	NOUN
esutjss-254	183	4	source	source	NOUN
esutjss-254	183	5	instrument	instrument	NOUN
esutjss-254	183	6	was	be	AUX
esutjss-254	183	7	a	a	DET
esutjss-254	183	8	well	well	ADV
esutjss-254	183	9	-	-	PUNCT
esutjss-254	183	10	structured	structure	VERB
esutjss-254	183	11	and	and	CCONJ
esutjss-254	183	12	self	self	NOUN
esutjss-254	183	13	-	-	PUNCT
esutjss-254	183	14	administered	administer	VERB
esutjss-254	183	15	questionnaire	questionnaire	NOUN
esutjss-254	183	16	.	.	PUNCT
esutjss-254	184	1	the	the	DET
esutjss-254	184	2	research	research	NOUN
esutjss-254	184	3	instrument	instrument	NOUN
esutjss-254	184	4	was	be	AUX
esutjss-254	184	5	divided	divide	VERB
esutjss-254	184	6	into	into	ADP
esutjss-254	184	7	2	2	NUM
esutjss-254	184	8	sections	section	NOUN
esutjss-254	184	9	.	.	PUNCT
esutjss-254	185	1	section	section	NOUN
esutjss-254	185	2	a	a	DET
esutjss-254	185	3	constitutes	constitute	NOUN
esutjss-254	185	4	of	of	ADP
esutjss-254	185	5	respondents	respondent	NOUN
esutjss-254	185	6	socio	socio	ADJ
esutjss-254	185	7	-	-	ADJ
esutjss-254	185	8	demographic	demographic	ADJ
esutjss-254	185	9	information	information	NOUN
esutjss-254	185	10	relates	relate	VERB
esutjss-254	185	11	to	to	ADP
esutjss-254	185	12	the	the	DET
esutjss-254	185	13	background	background	NOUN
esutjss-254	185	14	information	information	NOUN
esutjss-254	185	15	of	of	ADP
esutjss-254	185	16	the	the	DET
esutjss-254	185	17	respondents	respondent	NOUN
esutjss-254	185	18	,	,	PUNCT
esutjss-254	185	19	section	section	NOUN
esutjss-254	185	20	b	b	PROPN
esutjss-254	185	21	relates	relate	VERB
esutjss-254	185	22	to	to	PART
esutjss-254	185	23	method	method	NOUN
esutjss-254	185	24	of	of	ADP
esutjss-254	185	25	alternative	alternative	ADJ
esutjss-254	185	26	risks	risk	NOUN
esutjss-254	185	27	transfer	transfer	VERB
esutjss-254	185	28	namely	namely	ADV
esutjss-254	185	29	catastrophic	catastrophic	ADJ
esutjss-254	185	30	risk	risk	NOUN
esutjss-254	185	31	futures	future	NOUN
esutjss-254	185	32	as	as	ADP
esutjss-254	185	33	dependent	dependent	ADJ
esutjss-254	185	34	variables	variable	NOUN
esutjss-254	185	35	.	.	PUNCT
esutjss-254	186	1	background	background	NOUN
esutjss-254	186	2	information	information	NOUN
esutjss-254	186	3	of	of	ADP
esutjss-254	186	4	the	the	DET
esutjss-254	186	5	respondents	respondent	NOUN
esutjss-254	186	6	consist	consist	VERB
esutjss-254	186	7	of	of	ADP
esutjss-254	186	8	4	4	NUM
esutjss-254	186	9	items	item	NOUN
esutjss-254	186	10	.	.	PUNCT
esutjss-254	187	1	in	in	ADP
esutjss-254	187	2	section	section	NOUN
esutjss-254	187	3	b	b	PROPN
esutjss-254	187	4	,	,	PUNCT
esutjss-254	187	5	eight	eight	NUM
esutjss-254	187	6	items	item	NOUN
esutjss-254	187	7	were	be	AUX
esutjss-254	187	8	used	use	VERB
esutjss-254	187	9	as	as	ADP
esutjss-254	187	10	measuring	measure	VERB
esutjss-254	187	11	dimensions	dimension	NOUN
esutjss-254	187	12	for	for	ADP
esutjss-254	187	13	catastrophic	catastrophic	ADJ
esutjss-254	187	14	risk	risk	NOUN
esutjss-254	187	15	futures	future	NOUN
esutjss-254	187	16	.	.	PUNCT
esutjss-254	188	1	the	the	DET
esutjss-254	188	2	data	data	NOUN
esutjss-254	188	3	instrument	instrument	NOUN
esutjss-254	188	4	adopted	adopt	VERB
esutjss-254	188	5	a	a	DET
esutjss-254	188	6	liker	like	ADJ
esutjss-254	188	7	scale	scale	NOUN
esutjss-254	188	8	measurement	measurement	NOUN
esutjss-254	188	9	of	of	ADP
esutjss-254	188	10	‘	'	PUNCT
esutjss-254	188	11	strongly	strongly	ADV
esutjss-254	188	12	agree	agree	VERB
esutjss-254	188	13	’	'	PUNCT
esutjss-254	188	14	,	,	PUNCT
esutjss-254	188	15	‘	'	PUNCT
esutjss-254	188	16	agree	agree	VERB
esutjss-254	188	17	’	'	PUNCT
esutjss-254	188	18	,	,	PUNCT
esutjss-254	188	19	‘	'	PUNCT
esutjss-254	188	20	undecided	undecided	ADJ
esutjss-254	188	21	’	'	PUNCT
esutjss-254	188	22	,	,	PUNCT
esutjss-254	188	23	disagree	disagree	VERB
esutjss-254	188	24	,	,	PUNCT
esutjss-254	188	25	and	and	CCONJ
esutjss-254	188	26	strongly	strongly	ADV
esutjss-254	188	27	disagree	disagree	VERB
esutjss-254	188	28	.	.	PUNCT
esutjss-254	189	1	the	the	DET
esutjss-254	189	2	responses	response	NOUN
esutjss-254	189	3	,	,	PUNCT
esutjss-254	189	4	according	accord	VERB
esutjss-254	189	5	to	to	ADP
esutjss-254	189	6	pallant	pallant	NOUN
esutjss-254	189	7	(	(	PUNCT
esutjss-254	189	8	2011	2011	NUM
esutjss-254	189	9	)	)	PUNCT
esutjss-254	189	10	were	be	AUX
esutjss-254	189	11	accorded	accord	VERB
esutjss-254	189	12	values	value	NOUN
esutjss-254	189	13	as	as	SCONJ
esutjss-254	189	14	follows	follow	VERB
esutjss-254	189	15	;	;	PUNCT
esutjss-254	189	16	strongly	strongly	ADV
esutjss-254	189	17	agree=5	agree=5	PROPN
esutjss-254	189	18	,	,	PUNCT
esutjss-254	189	19	agree=4	agree=4	PROPN
esutjss-254	189	20	,	,	PUNCT
esutjss-254	189	21	undecided	undecided	ADJ
esutjss-254	189	22	=3	=3	NOUN
esutjss-254	189	23	,	,	PUNCT
esutjss-254	189	24	disagree	disagree	VERB
esutjss-254	189	25	=	=	SYM
esutjss-254	189	26	2	2	NUM
esutjss-254	189	27	,	,	PUNCT
esutjss-254	189	28	strongly	strongly	ADV
esutjss-254	189	29	disagree=	disagree=	ADJ
esutjss-254	189	30	1	1	NUM
esutjss-254	189	31	4.6	4.6	NUM
esutjss-254	189	32	test	test	NOUN
esutjss-254	189	33	of	of	ADP
esutjss-254	189	34	validity	validity	NOUN
esutjss-254	189	35	and	and	CCONJ
esutjss-254	189	36	reliability	reliability	NOUN
esutjss-254	189	37	of	of	ADP
esutjss-254	189	38	the	the	DET
esutjss-254	189	39	research	research	NOUN
esutjss-254	189	40	instrument	instrument	NOUN
esutjss-254	189	41	regarding	regard	VERB
esutjss-254	189	42	the	the	DET
esutjss-254	189	43	correctness	correctness	NOUN
esutjss-254	189	44	of	of	ADP
esutjss-254	189	45	the	the	DET
esutjss-254	189	46	survey	survey	NOUN
esutjss-254	189	47	instrument	instrument	NOUN
esutjss-254	189	48	,	,	PUNCT
esutjss-254	189	49	logical	logical	ADJ
esutjss-254	189	50	and	and	CCONJ
esutjss-254	189	51	criterion	criterion	NOUN
esutjss-254	189	52	-	-	PUNCT
esutjss-254	189	53	related	relate	VERB
esutjss-254	189	54	types	type	NOUN
esutjss-254	189	55	of	of	ADP
esutjss-254	189	56	validity	validity	NOUN
esutjss-254	189	57	were	be	AUX
esutjss-254	189	58	adopted	adopt	VERB
esutjss-254	189	59	.	.	PUNCT
esutjss-254	190	1	while	while	SCONJ
esutjss-254	190	2	the	the	DET
esutjss-254	190	3	congruent	congruent	ADJ
esutjss-254	190	4	(	(	PUNCT
esutjss-254	190	5	construct	construct	NOUN
esutjss-254	190	6	)	)	PUNCT
esutjss-254	190	7	validity	validity	NOUN
esutjss-254	190	8	was	be	AUX
esutjss-254	190	9	carried	carry	VERB
esutjss-254	190	10	out	out	ADP
esutjss-254	190	11	through	through	ADP
esutjss-254	190	12	variables	variable	NOUN
esutjss-254	190	13	explained	explain	VERB
esutjss-254	190	14	from	from	ADP
esutjss-254	190	15	literature	literature	NOUN
esutjss-254	190	16	,	,	PUNCT
esutjss-254	190	17	the	the	DET
esutjss-254	190	18	logical	logical	ADJ
esutjss-254	190	19	(	(	PUNCT
esutjss-254	190	20	content)validity	content)validity	NOUN
esutjss-254	190	21	was	be	AUX
esutjss-254	190	22	employed	employ	VERB
esutjss-254	190	23	via	via	ADP
esutjss-254	190	24	administration	administration	NOUN
esutjss-254	190	25	and	and	CCONJ
esutjss-254	190	26	distribution	distribution	NOUN
esutjss-254	190	27	of	of	ADP
esutjss-254	190	28	chosen	choose	VERB
esutjss-254	190	29	and	and	CCONJ
esutjss-254	190	30	decided	decide	VERB
esutjss-254	190	31	survey	survey	NOUN
esutjss-254	190	32	instruments	instrument	NOUN
esutjss-254	190	33	to	to	ADP
esutjss-254	190	34	my	my	PRON
esutjss-254	190	35	supervisors	supervisor	NOUN
esutjss-254	190	36	,	,	PUNCT
esutjss-254	190	37	risk	risk	NOUN
esutjss-254	190	38	management	management	NOUN
esutjss-254	190	39	experts	expert	NOUN
esutjss-254	190	40	and	and	CCONJ
esutjss-254	190	41	academia	academia	NOUN
esutjss-254	190	42	in	in	ADP
esutjss-254	190	43	the	the	DET
esutjss-254	190	44	manufacturing	manufacturing	NOUN
esutjss-254	190	45	and	and	CCONJ
esutjss-254	190	46	insurance	insurance	NOUN
esutjss-254	190	47	and	and	CCONJ
esutjss-254	190	48	risk	risk	NOUN
esutjss-254	190	49	management	management	NOUN
esutjss-254	190	50	professions	profession	NOUN
esutjss-254	190	51	.	.	PUNCT
esutjss-254	191	1	having	having	AUX
esutjss-254	191	2	distributed	distribute	VERB
esutjss-254	191	3	the	the	DET
esutjss-254	191	4	research	research	NOUN
esutjss-254	191	5	instrument	instrument	NOUN
esutjss-254	191	6	,	,	PUNCT
esutjss-254	191	7	experts	expert	NOUN
esutjss-254	191	8	thoroughly	thoroughly	ADV
esutjss-254	191	9	examined	examine	VERB
esutjss-254	191	10	it	it	PRON
esutjss-254	191	11	,	,	PUNCT
esutjss-254	191	12	came	come	VERB
esutjss-254	191	13	up	up	ADP
esutjss-254	191	14	with	with	ADP
esutjss-254	191	15	logical	logical	ADJ
esutjss-254	191	16	and	and	CCONJ
esutjss-254	191	17	reasonable	reasonable	ADJ
esutjss-254	191	18	suggestions	suggestion	NOUN
esutjss-254	191	19	,	,	PUNCT
esutjss-254	191	20	and	and	CCONJ
esutjss-254	191	21	thus	thus	ADV
esutjss-254	191	22	gave	give	VERB
esutjss-254	191	23	advice	advice	NOUN
esutjss-254	191	24	that	that	PRON
esutjss-254	191	25	assisted	assist	VERB
esutjss-254	191	26	in	in	ADP
esutjss-254	191	27	designing	design	VERB
esutjss-254	191	28	a	a	DET
esutjss-254	191	29	questionnaire	questionnaire	NOUN
esutjss-254	191	30	that	that	PRON
esutjss-254	191	31	accurately	accurately	ADV
esutjss-254	191	32	measured	measure	VERB
esutjss-254	191	33	the	the	DET
esutjss-254	191	34	variables	variable	NOUN
esutjss-254	191	35	.	.	PUNCT
esutjss-254	192	1	for	for	ADP
esutjss-254	192	2	criterion	criterion	NOUN
esutjss-254	192	3	related	relate	VERB
esutjss-254	192	4	validity	validity	NOUN
esutjss-254	192	5	,	,	PUNCT
esutjss-254	192	6	the	the	DET
esutjss-254	192	7	risks	risk	NOUN
esutjss-254	192	8	managers	manager	NOUN
esutjss-254	192	9	’	'	PUNCT
esutjss-254	192	10	behavior	behavior	NOUN
esutjss-254	192	11	was	be	AUX
esutjss-254	192	12	further	far	ADV
esutjss-254	192	13	scrutinized	scrutinize	VERB
esutjss-254	192	14	to	to	PART
esutjss-254	192	15	ensure	ensure	VERB
esutjss-254	192	16	the	the	DET
esutjss-254	192	17	appropriateness	appropriateness	NOUN
esutjss-254	192	18	of	of	ADP
esutjss-254	192	19	the	the	DET
esutjss-254	192	20	survey	survey	NOUN
esutjss-254	192	21	instrument	instrument	NOUN
esutjss-254	192	22	.	.	PUNCT
esutjss-254	193	1	a	a	DET
esutjss-254	193	2	pilot	pilot	NOUN
esutjss-254	193	3	study	study	NOUN
esutjss-254	193	4	was	be	AUX
esutjss-254	193	5	conducted	conduct	VERB
esutjss-254	193	6	to	to	PART
esutjss-254	193	7	confirm	confirm	VERB
esutjss-254	193	8	the	the	DET
esutjss-254	193	9	validity	validity	NOUN
esutjss-254	193	10	and	and	CCONJ
esutjss-254	193	11	reliability	reliability	NOUN
esutjss-254	193	12	of	of	ADP
esutjss-254	193	13	the	the	DET
esutjss-254	193	14	research	research	NOUN
esutjss-254	193	15	instrument	instrument	NOUN
esutjss-254	193	16	.	.	PUNCT
esutjss-254	194	1	to	to	PART
esutjss-254	194	2	ensure	ensure	VERB
esutjss-254	194	3	the	the	DET
esutjss-254	194	4	instrument	instrument	NOUN
esutjss-254	194	5	reflected	reflect	VERB
esutjss-254	194	6	the	the	DET
esutjss-254	194	7	variables	variable	NOUN
esutjss-254	194	8	of	of	ADP
esutjss-254	194	9	the	the	DET
esutjss-254	194	10	study	study	NOUN
esutjss-254	194	11	,	,	PUNCT
esutjss-254	194	12	experts	expert	NOUN
esutjss-254	194	13	in	in	ADP
esutjss-254	194	14	the	the	DET
esutjss-254	194	15	field	field	NOUN
esutjss-254	194	16	of	of	ADP
esutjss-254	194	17	management	management	NOUN
esutjss-254	194	18	reviewed	review	VERB
esutjss-254	194	19	the	the	DET
esutjss-254	194	20	research	research	NOUN
esutjss-254	194	21	instrument	instrument	NOUN
esutjss-254	194	22	and	and	CCONJ
esutjss-254	194	23	found	find	VERB
esutjss-254	194	24	them	they	PRON
esutjss-254	194	25	to	to	PART
esutjss-254	194	26	be	be	AUX
esutjss-254	194	27	suitable	suitable	ADJ
esutjss-254	194	28	.	.	PUNCT
esutjss-254	195	1	cronbach	cronbach	VERB
esutjss-254	195	2	alpha	alpha	PROPN
esutjss-254	195	3	test	test	NOUN
esutjss-254	195	4	was	be	AUX
esutjss-254	195	5	further	far	ADV
esutjss-254	195	6	34	34	NUM
esutjss-254	195	7	used	use	VERB
esutjss-254	195	8	to	to	PART
esutjss-254	195	9	test	test	VERB
esutjss-254	195	10	the	the	DET
esutjss-254	195	11	reliability	reliability	NOUN
esutjss-254	195	12	of	of	ADP
esutjss-254	195	13	the	the	DET
esutjss-254	195	14	instrument	instrument	NOUN
esutjss-254	195	15	and	and	CCONJ
esutjss-254	195	16	all	all	DET
esutjss-254	195	17	results	result	NOUN
esutjss-254	195	18	were	be	AUX
esutjss-254	195	19	above	above	ADP
esutjss-254	195	20	the	the	DET
esutjss-254	195	21	required	require	VERB
esutjss-254	195	22	minimum	minimum	NOUN
esutjss-254	195	23	of	of	ADP
esutjss-254	195	24	0.7	0.7	NUM
esutjss-254	195	25	in	in	ADP
esutjss-254	195	26	line	line	NOUN
esutjss-254	195	27	with	with	ADP
esutjss-254	195	28	the	the	DET
esutjss-254	195	29	position	position	NOUN
esutjss-254	195	30	of	of	ADP
esutjss-254	195	31	nunnally	nunnally	PROPN
esutjss-254	195	32	and	and	CCONJ
esutjss-254	195	33	bernstein	bernstein	PROPN
esutjss-254	195	34	(	(	PUNCT
esutjss-254	195	35	1994	1994	NUM
esutjss-254	195	36	)	)	PUNCT
esutjss-254	195	37	4.7	4.7	NUM
esutjss-254	195	38	method	method	NOUN
esutjss-254	195	39	of	of	ADP
esutjss-254	195	40	data	datum	NOUN
esutjss-254	195	41	analysis	analysis	NOUN
esutjss-254	195	42	descriptive	descriptive	ADJ
esutjss-254	195	43	statistical	statistical	ADJ
esutjss-254	195	44	analysis	analysis	NOUN
esutjss-254	195	45	with	with	ADP
esutjss-254	195	46	the	the	DET
esutjss-254	195	47	aid	aid	NOUN
esutjss-254	195	48	of	of	ADP
esutjss-254	195	49	mean	mean	ADJ
esutjss-254	195	50	,	,	PUNCT
esutjss-254	195	51	frequency	frequency	NOUN
esutjss-254	195	52	and	and	CCONJ
esutjss-254	195	53	percentage	percentage	NOUN
esutjss-254	195	54	employed	employ	VERB
esutjss-254	195	55	for	for	ADP
esutjss-254	195	56	demographic	demographic	ADJ
esutjss-254	195	57	data	datum	NOUN
esutjss-254	195	58	collected	collect	VERB
esutjss-254	195	59	.	.	PUNCT
esutjss-254	196	1	inferential	inferential	ADJ
esutjss-254	196	2	statistical	statistical	ADJ
esutjss-254	196	3	analysis	analysis	NOUN
esutjss-254	196	4	(	(	PUNCT
esutjss-254	196	5	regression	regression	NOUN
esutjss-254	196	6	and	and	CCONJ
esutjss-254	196	7	modeling	model	VERB
esutjss-254	196	8	analysis	analysis	NOUN
esutjss-254	196	9	)	)	PUNCT
esutjss-254	196	10	was	be	AUX
esutjss-254	196	11	used	use	VERB
esutjss-254	196	12	to	to	PART
esutjss-254	196	13	test	test	VERB
esutjss-254	196	14	the	the	DET
esutjss-254	196	15	study	study	NOUN
esutjss-254	196	16	variables	variable	VERB
esutjss-254	196	17	.	.	PUNCT
esutjss-254	197	1	4.8	4.8	NUM
esutjss-254	197	2	model	model	NOUN
esutjss-254	197	3	specification	specification	NOUN
esutjss-254	197	4	to	to	PART
esutjss-254	197	5	analyze	analyze	VERB
esutjss-254	197	6	the	the	DET
esutjss-254	197	7	implication	implication	NOUN
esutjss-254	197	8	of	of	ADP
esutjss-254	197	9	alternative	alternative	ADJ
esutjss-254	197	10	risks	risk	NOUN
esutjss-254	197	11	transfer	transfer	VERB
esutjss-254	197	12	solutions	solution	NOUN
esutjss-254	197	13	on	on	ADP
esutjss-254	197	14	the	the	DET
esutjss-254	197	15	performance	performance	NOUN
esutjss-254	197	16	of	of	ADP
esutjss-254	197	17	nigeria	nigeria	PROPN
esutjss-254	197	18	manufacturing	manufacture	VERB
esutjss-254	197	19	companies	company	NOUN
esutjss-254	197	20	,	,	PUNCT
esutjss-254	197	21	(	(	PUNCT
esutjss-254	197	22	formula	formula	NOUN
esutjss-254	197	23	)	)	PUNCT
esutjss-254	197	24	were	be	AUX
esutjss-254	197	25	adopted	adopt	VERB
esutjss-254	197	26	;	;	PUNCT
esutjss-254	197	27	performance	performance	NOUN
esutjss-254	197	28	=	=	SYM
esutjss-254	197	29	f(alternative	f(alternative	ADJ
esutjss-254	197	30	risk	risk	NOUN
esutjss-254	197	31	transfer	transfer	NOUN
esutjss-254	197	32	,	,	PUNCT
esutjss-254	197	33	random	random	ADJ
esutjss-254	197	34	variable	variable	NOUN
esutjss-254	197	35	)	)	PUNCT
esutjss-254	198	1	y=	y=	PRON
esutjss-254	199	1	b₀	b₀	NOUN
esutjss-254	199	2	+	+	CCONJ
esutjss-254	199	3	b₁	b₁	PROPN
esutjss-254	199	4	x₁	x₁	PROPN
esutjss-254	199	5	+	+	CCONJ
esutjss-254	199	6	a	a	DET
esutjss-254	199	7	4.9	4.9	NUM
esutjss-254	199	8	operationalization	operationalization	NOUN
esutjss-254	199	9	of	of	ADP
esutjss-254	199	10	research	research	NOUN
esutjss-254	199	11	variables	variable	NOUN
esutjss-254	199	12	variables	variable	NOUN
esutjss-254	199	13	used	use	VERB
esutjss-254	199	14	in	in	ADP
esutjss-254	199	15	the	the	DET
esutjss-254	199	16	analysis	analysis	NOUN
esutjss-254	199	17	are	be	AUX
esutjss-254	199	18	chosen	choose	VERB
esutjss-254	199	19	based	base	VERB
esutjss-254	199	20	on	on	ADP
esutjss-254	199	21	relevant	relevant	ADJ
esutjss-254	199	22	theory	theory	NOUN
esutjss-254	199	23	and	and	CCONJ
esutjss-254	199	24	literature	literature	NOUN
esutjss-254	199	25	in	in	ADP
esutjss-254	199	26	line	line	NOUN
esutjss-254	199	27	with	with	ADP
esutjss-254	199	28	similar	similar	ADJ
esutjss-254	199	29	studies	study	NOUN
esutjss-254	199	30	on	on	ADP
esutjss-254	199	31	the	the	DET
esutjss-254	199	32	subject	subject	NOUN
esutjss-254	199	33	and	and	CCONJ
esutjss-254	199	34	based	base	VERB
esutjss-254	199	35	on	on	ADP
esutjss-254	199	36	the	the	DET
esutjss-254	199	37	availability	availability	NOUN
esutjss-254	199	38	of	of	ADP
esutjss-254	199	39	data	datum	NOUN
esutjss-254	199	40	(	(	PUNCT
esutjss-254	199	41	primary	primary	ADJ
esutjss-254	199	42	source	source	NOUN
esutjss-254	199	43	)	)	PUNCT
esutjss-254	199	44	.	.	PUNCT
esutjss-254	200	1	the	the	DET
esutjss-254	200	2	data	datum	NOUN
esutjss-254	200	3	collected	collect	VERB
esutjss-254	200	4	are	be	AUX
esutjss-254	200	5	presented	present	VERB
esutjss-254	200	6	in	in	ADP
esutjss-254	200	7	a	a	DET
esutjss-254	200	8	tabulated	tabulate	VERB
esutjss-254	200	9	and	and	CCONJ
esutjss-254	200	10	in	in	ADP
esutjss-254	200	11	interpreted	interpret	VERB
esutjss-254	200	12	in	in	ADP
esutjss-254	200	13	relation	relation	NOUN
esutjss-254	200	14	to	to	ADP
esutjss-254	200	15	the	the	DET
esutjss-254	200	16	research	research	NOUN
esutjss-254	200	17	objectives	objective	NOUN
esutjss-254	200	18	.	.	PUNCT
esutjss-254	201	1	then	then	ADV
esutjss-254	201	2	,	,	PUNCT
esutjss-254	201	3	in	in	ADP
esutjss-254	201	4	the	the	DET
esutjss-254	201	5	study	study	NOUN
esutjss-254	201	6	,	,	PUNCT
esutjss-254	201	7	normal	normal	ADJ
esutjss-254	201	8	variables	variable	NOUN
esutjss-254	201	9	are	be	AUX
esutjss-254	201	10	used	use	VERB
esutjss-254	201	11	to	to	PART
esutjss-254	201	12	measure	measure	VERB
esutjss-254	201	13	the	the	DET
esutjss-254	201	14	variables	variable	NOUN
esutjss-254	201	15	.	.	PUNCT
esutjss-254	202	1	the	the	DET
esutjss-254	202	2	nominal	nominal	ADJ
esutjss-254	202	3	variables	variable	NOUN
esutjss-254	202	4	can	can	AUX
esutjss-254	202	5	be	be	AUX
esutjss-254	202	6	placed	place	VERB
esutjss-254	202	7	into	into	ADP
esutjss-254	202	8	categories	category	NOUN
esutjss-254	202	9	like	like	ADP
esutjss-254	202	10	male	male	NOUN
esutjss-254	202	11	/	/	SYM
esutjss-254	202	12	female	female	NOUN
esutjss-254	202	13	,	,	PUNCT
esutjss-254	202	14	young	young	ADJ
esutjss-254	202	15	,	,	PUNCT
esutjss-254	202	16	adult	adult	NOUN
esutjss-254	202	17	,	,	PUNCT
esutjss-254	202	18	senior	senior	ADJ
esutjss-254	202	19	or	or	CCONJ
esutjss-254	202	20	freshman/	freshman/	NUM
esutjss-254	202	21	sophomore/	sophomore/	NUM
esutjss-254	202	22	junior/	junior/	NUM
esutjss-254	202	23	senior	senior	ADJ
esutjss-254	202	24	.	.	PUNCT
esutjss-254	203	1	the	the	DET
esutjss-254	203	2	study	study	NOUN
esutjss-254	203	3	has	have	VERB
esutjss-254	203	4	two	two	NUM
esutjss-254	203	5	measurement	measurement	NOUN
esutjss-254	203	6	variables	variable	NOUN
esutjss-254	203	7	(	(	PUNCT
esutjss-254	203	8	alternative	alternative	ADJ
esutjss-254	203	9	risks	risk	NOUN
esutjss-254	203	10	transfer	transfer	VERB
esutjss-254	203	11	solutions	solution	NOUN
esutjss-254	203	12	and	and	CCONJ
esutjss-254	203	13	manufacturing	manufacturing	NOUN
esutjss-254	203	14	companies	company	NOUN
esutjss-254	203	15	)	)	PUNCT
esutjss-254	203	16	,	,	PUNCT
esutjss-254	203	17	to	to	ADP
esutjss-254	203	18	analyzing	analyze	VERB
esutjss-254	203	19	the	the	DET
esutjss-254	203	20	data	datum	NOUN
esutjss-254	203	21	(	(	PUNCT
esutjss-254	203	22	hypothesis	hypothesis	NOUN
esutjss-254	203	23	test	test	NOUN
esutjss-254	203	24	)	)	PUNCT
esutjss-254	203	25	.	.	PUNCT
esutjss-254	204	1	dependent	dependent	ADJ
esutjss-254	204	2	variables	variable	NOUN
esutjss-254	204	3	manufacturing	manufacture	VERB
esutjss-254	204	4	companies	company	NOUN
esutjss-254	204	5	’	’	PART
esutjss-254	204	6	performance	performance	NOUN
esutjss-254	204	7	was	be	AUX
esutjss-254	204	8	the	the	DET
esutjss-254	204	9	independent	independent	ADJ
esutjss-254	204	10	variable	variable	NOUN
esutjss-254	204	11	for	for	ADP
esutjss-254	204	12	the	the	DET
esutjss-254	204	13	study	study	NOUN
esutjss-254	204	14	.	.	PUNCT
esutjss-254	205	1	independent	independent	ADJ
esutjss-254	205	2	variables	variable	NOUN
esutjss-254	205	3	catastrophic	catastrophic	ADJ
esutjss-254	205	4	risk	risk	NOUN
esutjss-254	205	5	futures	future	NOUN
esutjss-254	205	6	,	,	PUNCT
esutjss-254	205	7	crf	crf	PROPN
esutjss-254	205	8	is	be	AUX
esutjss-254	205	9	independent	independent	ADJ
esutjss-254	205	10	variables	variable	NOUN
esutjss-254	205	11	of	of	ADP
esutjss-254	205	12	the	the	DET
esutjss-254	205	13	study	study	NOUN
esutjss-254	205	14	.	.	PUNCT
esutjss-254	206	1	5	5	X
esutjss-254	206	2	.	.	X
esutjss-254	206	3	research	research	NOUN
esutjss-254	206	4	interpretation	interpretation	NOUN
esutjss-254	206	5	this	this	DET
esutjss-254	206	6	research	research	NOUN
esutjss-254	206	7	aims	aim	VERB
esutjss-254	206	8	to	to	PART
esutjss-254	206	9	delve	delve	VERB
esutjss-254	206	10	into	into	ADP
esutjss-254	206	11	the	the	DET
esutjss-254	206	12	nuanced	nuanced	ADJ
esutjss-254	206	13	relationship	relationship	NOUN
esutjss-254	206	14	between	between	ADP
esutjss-254	206	15	alternative	alternative	ADJ
esutjss-254	206	16	risk	risk	NOUN
esutjss-254	206	17	transfer	transfer	NOUN
esutjss-254	206	18	solutions	solution	NOUN
esutjss-254	206	19	and	and	CCONJ
esutjss-254	206	20	the	the	DET
esutjss-254	206	21	performance	performance	NOUN
esutjss-254	206	22	of	of	ADP
esutjss-254	206	23	manufacturing	manufacture	VERB
esutjss-254	206	24	companies	company	NOUN
esutjss-254	206	25	in	in	ADP
esutjss-254	206	26	nigeria	nigeria	PROPN
esutjss-254	206	27	.	.	PUNCT
esutjss-254	207	1	35	35	NUM
esutjss-254	207	2	5.1	5.1	NUM
esutjss-254	207	3	descriptive	descriptive	ADJ
esutjss-254	207	4	statistics	statistic	NOUN
esutjss-254	207	5	table	table	NOUN
esutjss-254	207	6	1	1	NUM
esutjss-254	207	7	.	.	PUNCT
esutjss-254	207	8	descriptive	descriptive	ADJ
esutjss-254	207	9	statistics	statistic	NOUN
esutjss-254	207	10	n	n	ADV
esutjss-254	207	11	mean	mean	VERB
esutjss-254	207	12	std	std	X
esutjss-254	207	13	.	.	PUNCT
esutjss-254	208	1	deviation	deviation	NOUN
esutjss-254	208	2	pmc	pmc	NOUN
esutjss-254	208	3	221	221	NUM
esutjss-254	208	4	1.8235	1.8235	NUM
esutjss-254	208	5	0.48724	0.48724	NUM
esutjss-254	208	6	crf	crf	NOUN
esutjss-254	208	7	221	221	NUM
esutjss-254	208	8	1.7986	1.7986	NUM
esutjss-254	208	9	0.54961	0.54961	NUM
esutjss-254	208	10	valid	valid	ADJ
esutjss-254	208	11	n	n	CCONJ
esutjss-254	208	12	(	(	PUNCT
esutjss-254	208	13	listwise	listwise	PROPN
esutjss-254	208	14	)	)	PUNCT
esutjss-254	208	15	221	221	NUM
esutjss-254	208	16	interpretation	interpretation	NOUN
esutjss-254	208	17	the	the	DET
esutjss-254	208	18	mean	mean	ADJ
esutjss-254	208	19	performance	performance	NOUN
esutjss-254	208	20	score	score	NOUN
esutjss-254	208	21	of	of	ADP
esutjss-254	208	22	manufacturing	manufacturing	NOUN
esutjss-254	208	23	companies	company	NOUN
esutjss-254	208	24	(	(	PUNCT
esutjss-254	208	25	pmc	pmc	PROPN
esutjss-254	208	26	)	)	PUNCT
esutjss-254	208	27	stands	stand	VERB
esutjss-254	208	28	at	at	ADP
esutjss-254	208	29	1.8235	1.8235	NUM
esutjss-254	208	30	,	,	PUNCT
esutjss-254	208	31	accompanied	accompany	VERB
esutjss-254	208	32	by	by	ADP
esutjss-254	208	33	a	a	DET
esutjss-254	208	34	standard	standard	ADJ
esutjss-254	208	35	deviation	deviation	NOUN
esutjss-254	208	36	of	of	ADP
esutjss-254	208	37	0.48724	0.48724	NUM
esutjss-254	208	38	.	.	PUNCT
esutjss-254	209	1	this	this	PRON
esutjss-254	209	2	implies	imply	VERB
esutjss-254	209	3	that	that	SCONJ
esutjss-254	209	4	,	,	PUNCT
esutjss-254	209	5	on	on	ADP
esutjss-254	209	6	average	average	ADJ
esutjss-254	209	7	,	,	PUNCT
esutjss-254	209	8	the	the	DET
esutjss-254	209	9	performance	performance	NOUN
esutjss-254	209	10	of	of	ADP
esutjss-254	209	11	manufacturing	manufacture	VERB
esutjss-254	209	12	companies	company	NOUN
esutjss-254	209	13	in	in	ADP
esutjss-254	209	14	nigeria	nigeria	PROPN
esutjss-254	209	15	hovers	hover	VERB
esutjss-254	209	16	around	around	ADP
esutjss-254	209	17	this	this	DET
esutjss-254	209	18	central	central	ADJ
esutjss-254	209	19	value	value	NOUN
esutjss-254	209	20	.	.	PUNCT
esutjss-254	210	1	the	the	DET
esutjss-254	210	2	standard	standard	ADJ
esutjss-254	210	3	deviation	deviation	NOUN
esutjss-254	210	4	suggests	suggest	VERB
esutjss-254	210	5	a	a	DET
esutjss-254	210	6	moderate	moderate	ADJ
esutjss-254	210	7	level	level	NOUN
esutjss-254	210	8	of	of	ADP
esutjss-254	210	9	variability	variability	NOUN
esutjss-254	210	10	,	,	PUNCT
esutjss-254	210	11	indicating	indicate	VERB
esutjss-254	210	12	that	that	SCONJ
esutjss-254	210	13	while	while	SCONJ
esutjss-254	210	14	there	there	PRON
esutjss-254	210	15	is	be	VERB
esutjss-254	210	16	a	a	DET
esutjss-254	210	17	degree	degree	NOUN
esutjss-254	210	18	of	of	ADP
esutjss-254	210	19	consensus	consensus	NOUN
esutjss-254	210	20	in	in	ADP
esutjss-254	210	21	performance	performance	NOUN
esutjss-254	210	22	,	,	PUNCT
esutjss-254	210	23	there	there	PRON
esutjss-254	210	24	are	be	VERB
esutjss-254	210	25	discernible	discernible	ADJ
esutjss-254	210	26	variations	variation	NOUN
esutjss-254	210	27	among	among	ADP
esutjss-254	210	28	the	the	DET
esutjss-254	210	29	sampled	sample	VERB
esutjss-254	210	30	companies	company	NOUN
esutjss-254	210	31	.	.	PUNCT
esutjss-254	211	1	in	in	ADP
esutjss-254	211	2	the	the	DET
esutjss-254	211	3	case	case	NOUN
esutjss-254	211	4	of	of	ADP
esutjss-254	211	5	catastrophe	catastrophe	NOUN
esutjss-254	211	6	risk	risk	NOUN
esutjss-254	211	7	futures	future	NOUN
esutjss-254	211	8	(	(	PUNCT
esutjss-254	211	9	crf	crf	NOUN
esutjss-254	211	10	)	)	PUNCT
esutjss-254	211	11	,	,	PUNCT
esutjss-254	211	12	the	the	DET
esutjss-254	211	13	mean	mean	ADJ
esutjss-254	211	14	performance	performance	NOUN
esutjss-254	211	15	score	score	NOUN
esutjss-254	211	16	is	be	AUX
esutjss-254	211	17	1.7986	1.7986	NUM
esutjss-254	211	18	,	,	PUNCT
esutjss-254	211	19	and	and	CCONJ
esutjss-254	211	20	the	the	DET
esutjss-254	211	21	standard	standard	ADJ
esutjss-254	211	22	deviation	deviation	NOUN
esutjss-254	211	23	is	be	AUX
esutjss-254	211	24	0.54961	0.54961	NUM
esutjss-254	211	25	.	.	PUNCT
esutjss-254	212	1	the	the	DET
esutjss-254	212	2	wider	wide	ADJ
esutjss-254	212	3	dispersion	dispersion	NOUN
esutjss-254	212	4	of	of	ADP
esutjss-254	212	5	scores	score	NOUN
esutjss-254	212	6	around	around	ADP
esutjss-254	212	7	the	the	DET
esutjss-254	212	8	mean	mean	NOUN
esutjss-254	212	9	suggests	suggest	VERB
esutjss-254	212	10	a	a	DET
esutjss-254	212	11	slightly	slightly	ADV
esutjss-254	212	12	greater	great	ADJ
esutjss-254	212	13	variability	variability	NOUN
esutjss-254	212	14	in	in	ADP
esutjss-254	212	15	the	the	DET
esutjss-254	212	16	performance	performance	NOUN
esutjss-254	212	17	of	of	ADP
esutjss-254	212	18	companies	company	NOUN
esutjss-254	212	19	employing	employ	VERB
esutjss-254	212	20	crf	crf	PROPN
esutjss-254	212	21	.	.	PUNCT
esutjss-254	213	1	this	this	PRON
esutjss-254	213	2	prompts	prompt	VERB
esutjss-254	213	3	an	an	DET
esutjss-254	213	4	exploration	exploration	NOUN
esutjss-254	213	5	into	into	ADP
esutjss-254	213	6	the	the	DET
esutjss-254	213	7	potential	potential	ADJ
esutjss-254	213	8	implications	implication	NOUN
esutjss-254	213	9	of	of	ADP
esutjss-254	213	10	crf	crf	PROPN
esutjss-254	213	11	as	as	ADP
esutjss-254	213	12	an	an	DET
esutjss-254	213	13	alternative	alternative	ADJ
esutjss-254	213	14	risk	risk	NOUN
esutjss-254	213	15	transfer	transfer	NOUN
esutjss-254	213	16	solution	solution	NOUN
esutjss-254	213	17	on	on	ADP
esutjss-254	213	18	the	the	DET
esutjss-254	213	19	performance	performance	NOUN
esutjss-254	213	20	of	of	ADP
esutjss-254	213	21	manufacturing	manufacturing	NOUN
esutjss-254	213	22	companies	company	NOUN
esutjss-254	213	23	and	and	CCONJ
esutjss-254	213	24	the	the	DET
esutjss-254	213	25	factors	factor	NOUN
esutjss-254	213	26	contributing	contribute	VERB
esutjss-254	213	27	to	to	ADP
esutjss-254	213	28	the	the	DET
esutjss-254	213	29	observed	observed	ADJ
esutjss-254	213	30	variation	variation	NOUN
esutjss-254	213	31	.	.	PUNCT
esutjss-254	214	1	the	the	DET
esutjss-254	214	2	initial	initial	ADJ
esutjss-254	214	3	findings	finding	NOUN
esutjss-254	214	4	offer	offer	VERB
esutjss-254	214	5	valuable	valuable	ADJ
esutjss-254	214	6	insights	insight	NOUN
esutjss-254	214	7	into	into	ADP
esutjss-254	214	8	the	the	DET
esutjss-254	214	9	mean	mean	ADJ
esutjss-254	214	10	performance	performance	NOUN
esutjss-254	214	11	scores	score	NOUN
esutjss-254	214	12	and	and	CCONJ
esutjss-254	214	13	variability	variability	NOUN
esutjss-254	214	14	associated	associate	VERB
esutjss-254	214	15	with	with	ADP
esutjss-254	214	16	alternative	alternative	ADJ
esutjss-254	214	17	risk	risk	NOUN
esutjss-254	214	18	transfer	transfer	NOUN
esutjss-254	214	19	solutions	solution	NOUN
esutjss-254	214	20	in	in	ADP
esutjss-254	214	21	nigerian	nigerian	ADJ
esutjss-254	214	22	manufacturing	manufacturing	NOUN
esutjss-254	214	23	companies	company	NOUN
esutjss-254	214	24	.	.	PUNCT
esutjss-254	215	1	however	however	ADV
esutjss-254	215	2	,	,	PUNCT
esutjss-254	215	3	a	a	DET
esutjss-254	215	4	comprehensive	comprehensive	ADJ
esutjss-254	215	5	understanding	understanding	NOUN
esutjss-254	215	6	requires	require	VERB
esutjss-254	215	7	advanced	advanced	ADJ
esutjss-254	215	8	statistical	statistical	ADJ
esutjss-254	215	9	analyses	analysis	NOUN
esutjss-254	215	10	.	.	PUNCT
esutjss-254	216	1	5.2	5.2	NUM
esutjss-254	216	2	correlation	correlation	NOUN
esutjss-254	216	3	analysis	analysis	NOUN
esutjss-254	216	4	the	the	DET
esutjss-254	216	5	goal	goal	NOUN
esutjss-254	216	6	of	of	ADP
esutjss-254	216	7	the	the	DET
esutjss-254	216	8	study	study	NOUN
esutjss-254	216	9	was	be	AUX
esutjss-254	216	10	to	to	PART
esutjss-254	216	11	investigate	investigate	VERB
esutjss-254	216	12	the	the	DET
esutjss-254	216	13	connection	connection	NOUN
esutjss-254	216	14	between	between	ADP
esutjss-254	216	15	manufacturing	manufacturing	NOUN
esutjss-254	216	16	organization	organization	NOUN
esutjss-254	216	17	’s	’s	PART
esutjss-254	216	18	performance	performance	NOUN
esutjss-254	216	19	and	and	CCONJ
esutjss-254	216	20	alternative	alternative	ADJ
esutjss-254	216	21	risk	risk	NOUN
esutjss-254	216	22	transfer	transfer	NOUN
esutjss-254	216	23	.	.	PUNCT
esutjss-254	217	1	the	the	DET
esutjss-254	217	2	performance	performance	NOUN
esutjss-254	217	3	of	of	ADP
esutjss-254	217	4	manufacturing	manufacturing	NOUN
esutjss-254	217	5	companies	company	NOUN
esutjss-254	217	6	was	be	AUX
esutjss-254	217	7	compared	compare	VERB
esutjss-254	217	8	to	to	ADP
esutjss-254	217	9	alternative	alternative	ADJ
esutjss-254	217	10	risk	risk	NOUN
esutjss-254	217	11	transfer	transfer	NOUN
esutjss-254	217	12	using	use	VERB
esutjss-254	217	13	the	the	DET
esutjss-254	217	14	pearson	pearson	NOUN
esutjss-254	217	15	correlation	correlation	NOUN
esutjss-254	217	16	coefficient	coefficient	NOUN
esutjss-254	217	17	,	,	PUNCT
esutjss-254	217	18	with	with	ADP
esutjss-254	217	19	a	a	DET
esutjss-254	217	20	95	95	NUM
esutjss-254	217	21	%	%	NOUN
esutjss-254	217	22	confidence	confidence	NOUN
esutjss-254	217	23	level	level	NOUN
esutjss-254	217	24	applied	apply	VERB
esutjss-254	217	25	.	.	PUNCT
esutjss-254	218	1	all	all	DET
esutjss-254	218	2	indicators	indicator	NOUN
esutjss-254	218	3	of	of	ADP
esutjss-254	218	4	alternative	alternative	ADJ
esutjss-254	218	5	risk	risk	NOUN
esutjss-254	218	6	transfer	transfer	NOUN
esutjss-254	218	7	and	and	CCONJ
esutjss-254	218	8	manufacturing	manufacturing	NOUN
esutjss-254	218	9	company	company	NOUN
esutjss-254	218	10	performance	performance	NOUN
esutjss-254	218	11	were	be	AUX
esutjss-254	218	12	examined	examine	VERB
esutjss-254	218	13	using	use	VERB
esutjss-254	218	14	the	the	DET
esutjss-254	218	15	aforementioned	aforementioned	ADJ
esutjss-254	218	16	assumptions	assumption	NOUN
esutjss-254	218	17	in	in	ADP
esutjss-254	218	18	order	order	NOUN
esutjss-254	218	19	to	to	PART
esutjss-254	218	20	determine	determine	VERB
esutjss-254	218	21	the	the	DET
esutjss-254	218	22	strength	strength	NOUN
esutjss-254	218	23	of	of	ADP
esutjss-254	218	24	the	the	DET
esutjss-254	218	25	association	association	NOUN
esutjss-254	218	26	between	between	ADP
esutjss-254	218	27	the	the	DET
esutjss-254	218	28	two	two	NUM
esutjss-254	218	29	variables	variable	NOUN
esutjss-254	218	30	.	.	PUNCT
esutjss-254	219	1	36	36	NUM
esutjss-254	219	2	table	table	NOUN
esutjss-254	219	3	2	2	NUM
esutjss-254	219	4	.	.	PUNCT
esutjss-254	219	5	correlations	correlations	PROPN
esutjss-254	219	6	pmc	pmc	PROPN
esutjss-254	219	7	crf	crf	PROPN
esutjss-254	219	8	pmc	pmc	PROPN
esutjss-254	219	9	pearson	pearson	PROPN
esutjss-254	219	10	correlation	correlation	NOUN
esutjss-254	219	11	1	1	NUM
esutjss-254	219	12	.630	.630	NUM
esutjss-254	219	13	*	*	PUNCT
esutjss-254	219	14	*	*	PUNCT
esutjss-254	219	15	sig	sig	X
esutjss-254	219	16	.	.	PUNCT
esutjss-254	220	1	(	(	PUNCT
esutjss-254	220	2	2	2	NUM
esutjss-254	220	3	-	-	PUNCT
esutjss-254	220	4	tailed	tailed	ADJ
esutjss-254	220	5	)	)	PUNCT
esutjss-254	220	6	0	0	NUM
esutjss-254	221	1	n	n	CCONJ
esutjss-254	221	2	221	221	NUM
esutjss-254	221	3	221	221	NUM
esutjss-254	221	4	crf	crf	NOUN
esutjss-254	221	5	pearson	pearson	PROPN
esutjss-254	221	6	correlation	correlation	NOUN
esutjss-254	221	7	.630	.630	NUM
esutjss-254	221	8	*	*	PUNCT
esutjss-254	221	9	*	*	PROPN
esutjss-254	221	10	1	1	NUM
esutjss-254	221	11	sig	sig	NOUN
esutjss-254	221	12	.	.	PUNCT
esutjss-254	222	1	(	(	PUNCT
esutjss-254	222	2	2	2	NUM
esutjss-254	222	3	-	-	PUNCT
esutjss-254	222	4	tailed	tailed	ADJ
esutjss-254	222	5	)	)	PUNCT
esutjss-254	222	6	0	0	NUM
esutjss-254	223	1	n	n	CCONJ
esutjss-254	223	2	221	221	NUM
esutjss-254	223	3	221	221	NUM
esutjss-254	223	4	the	the	DET
esutjss-254	223	5	findings	finding	NOUN
esutjss-254	223	6	derived	derive	VERB
esutjss-254	223	7	from	from	ADP
esutjss-254	223	8	the	the	DET
esutjss-254	223	9	research	research	NOUN
esutjss-254	223	10	study	study	NOUN
esutjss-254	223	11	unveiled	unveil	VERB
esutjss-254	223	12	compelling	compelling	ADJ
esutjss-254	223	13	insights	insight	NOUN
esutjss-254	223	14	into	into	ADP
esutjss-254	223	15	the	the	DET
esutjss-254	223	16	intricate	intricate	ADJ
esutjss-254	223	17	relationship	relationship	NOUN
esutjss-254	223	18	between	between	ADP
esutjss-254	223	19	alternative	alternative	ADJ
esutjss-254	223	20	risk	risk	NOUN
esutjss-254	223	21	transfer	transfer	NOUN
esutjss-254	223	22	(	(	PUNCT
esutjss-254	223	23	art	art	NOUN
esutjss-254	223	24	)	)	PUNCT
esutjss-254	223	25	and	and	CCONJ
esutjss-254	223	26	the	the	DET
esutjss-254	223	27	performance	performance	NOUN
esutjss-254	223	28	of	of	ADP
esutjss-254	223	29	manufacturing	manufacturing	NOUN
esutjss-254	223	30	companies	company	NOUN
esutjss-254	223	31	.	.	PUNCT
esutjss-254	224	1	the	the	DET
esutjss-254	224	2	investigation	investigation	NOUN
esutjss-254	224	3	scrutinized	scrutinize	VERB
esutjss-254	224	4	a	a	DET
esutjss-254	224	5	key	key	ADJ
esutjss-254	224	6	variable	variable	NOUN
esutjss-254	224	7	within	within	ADP
esutjss-254	224	8	the	the	DET
esutjss-254	224	9	realm	realm	NOUN
esutjss-254	224	10	of	of	ADP
esutjss-254	224	11	art	art	NOUN
esutjss-254	224	12	namely	namely	ADV
esutjss-254	224	13	catastrophe	catastrophe	NOUN
esutjss-254	224	14	risk	risk	NOUN
esutjss-254	224	15	futures	future	NOUN
esutjss-254	224	16	(	(	PUNCT
esutjss-254	224	17	crf	crf	NOUN
esutjss-254	224	18	)	)	PUNCT
esutjss-254	224	19	.	.	PUNCT
esutjss-254	225	1	catastrophe	catastrophe	NOUN
esutjss-254	225	2	risk	risk	NOUN
esutjss-254	225	3	futures	future	NOUN
esutjss-254	225	4	(	(	PUNCT
esutjss-254	225	5	crf	crf	NOUN
esutjss-254	225	6	)	)	PUNCT
esutjss-254	225	7	displayed	display	VERB
esutjss-254	225	8	a	a	DET
esutjss-254	225	9	correlation	correlation	NOUN
esutjss-254	225	10	coefficient	coefficient	NOUN
esutjss-254	225	11	(	(	PUNCT
esutjss-254	225	12	r	r	NOUN
esutjss-254	225	13	)	)	PUNCT
esutjss-254	225	14	of	of	ADP
esutjss-254	225	15	0.630	0.630	NUM
esutjss-254	225	16	,	,	PUNCT
esutjss-254	225	17	accompanied	accompany	VERB
esutjss-254	225	18	by	by	ADP
esutjss-254	225	19	a	a	DET
esutjss-254	225	20	p	p	NOUN
esutjss-254	225	21	-	-	PUNCT
esutjss-254	225	22	value	value	NOUN
esutjss-254	225	23	of	of	ADP
esutjss-254	225	24	0.000	0.000	NUM
esutjss-254	225	25	<	<	X
esutjss-254	225	26	0.05	0.05	NUM
esutjss-254	225	27	,	,	PUNCT
esutjss-254	225	28	further	far	ADV
esutjss-254	225	29	affirming	affirm	VERB
esutjss-254	225	30	a	a	DET
esutjss-254	225	31	significant	significant	ADJ
esutjss-254	225	32	correlation	correlation	NOUN
esutjss-254	225	33	.	.	PUNCT
esutjss-254	226	1	this	this	DET
esutjss-254	226	2	compelling	compelling	ADJ
esutjss-254	226	3	evidence	evidence	NOUN
esutjss-254	226	4	led	lead	VERB
esutjss-254	226	5	to	to	ADP
esutjss-254	226	6	the	the	DET
esutjss-254	226	7	rejection	rejection	NOUN
esutjss-254	226	8	of	of	ADP
esutjss-254	226	9	the	the	DET
esutjss-254	226	10	null	null	ADJ
esutjss-254	226	11	hypothesis	hypothesis	NOUN
esutjss-254	226	12	,	,	PUNCT
esutjss-254	226	13	which	which	PRON
esutjss-254	226	14	posited	posit	VERB
esutjss-254	226	15	no	no	DET
esutjss-254	226	16	correlation	correlation	NOUN
esutjss-254	226	17	between	between	ADP
esutjss-254	226	18	crf	crf	PROPN
esutjss-254	226	19	and	and	CCONJ
esutjss-254	226	20	manufacturing	manufacturing	NOUN
esutjss-254	226	21	company	company	NOUN
esutjss-254	226	22	performance	performance	NOUN
esutjss-254	226	23	.	.	PUNCT
esutjss-254	227	1	instead	instead	ADV
esutjss-254	227	2	,	,	PUNCT
esutjss-254	227	3	the	the	DET
esutjss-254	227	4	acceptance	acceptance	NOUN
esutjss-254	227	5	of	of	ADP
esutjss-254	227	6	the	the	DET
esutjss-254	227	7	alternative	alternative	ADJ
esutjss-254	227	8	hypothesis	hypothesis	NOUN
esutjss-254	227	9	underscores	underscore	VERB
esutjss-254	227	10	the	the	DET
esutjss-254	227	11	presence	presence	NOUN
esutjss-254	227	12	of	of	ADP
esutjss-254	227	13	a	a	DET
esutjss-254	227	14	substantial	substantial	ADJ
esutjss-254	227	15	and	and	CCONJ
esutjss-254	227	16	meaningful	meaningful	ADJ
esutjss-254	227	17	relationship	relationship	NOUN
esutjss-254	227	18	between	between	ADP
esutjss-254	227	19	catastrophe	catastrophe	NOUN
esutjss-254	227	20	risk	risk	NOUN
esutjss-254	227	21	futures	future	NOUN
esutjss-254	227	22	(	(	PUNCT
esutjss-254	227	23	crf	crf	NOUN
esutjss-254	227	24	)	)	PUNCT
esutjss-254	227	25	and	and	CCONJ
esutjss-254	227	26	the	the	DET
esutjss-254	227	27	performance	performance	NOUN
esutjss-254	227	28	of	of	ADP
esutjss-254	227	29	manufacturing	manufacturing	NOUN
esutjss-254	227	30	companies	company	NOUN
esutjss-254	227	31	.	.	PUNCT
esutjss-254	228	1	in	in	ADP
esutjss-254	228	2	light	light	NOUN
esutjss-254	228	3	of	of	ADP
esutjss-254	228	4	these	these	DET
esutjss-254	228	5	robust	robust	ADJ
esutjss-254	228	6	statistical	statistical	ADJ
esutjss-254	228	7	findings	finding	NOUN
esutjss-254	228	8	,	,	PUNCT
esutjss-254	228	9	the	the	DET
esutjss-254	228	10	research	research	NOUN
esutjss-254	228	11	study	study	NOUN
esutjss-254	228	12	concludes	conclude	VERB
esutjss-254	228	13	that	that	SCONJ
esutjss-254	228	14	catastrophe	catastrophe	NOUN
esutjss-254	228	15	risk	risk	NOUN
esutjss-254	228	16	futures	future	NOUN
esutjss-254	228	17	(	(	PUNCT
esutjss-254	228	18	crf	crf	NOUN
esutjss-254	228	19	)	)	PUNCT
esutjss-254	228	20	is	be	AUX
esutjss-254	228	21	evidently	evidently	ADV
esutjss-254	228	22	linked	link	VERB
esutjss-254	228	23	to	to	ADP
esutjss-254	228	24	the	the	DET
esutjss-254	228	25	performance	performance	NOUN
esutjss-254	228	26	of	of	ADP
esutjss-254	228	27	manufacturing	manufacturing	NOUN
esutjss-254	228	28	companies	company	NOUN
esutjss-254	228	29	.	.	PUNCT
esutjss-254	229	1	5.3	5.3	NUM
esutjss-254	229	2	regression	regression	NOUN
esutjss-254	229	3	analysis	analysis	NOUN
esutjss-254	229	4	with	with	ADP
esutjss-254	229	5	an	an	DET
esutjss-254	229	6	emphasis	emphasis	NOUN
esutjss-254	229	7	on	on	ADP
esutjss-254	229	8	the	the	DET
esutjss-254	229	9	manufacturing	manufacturing	NOUN
esutjss-254	229	10	sector	sector	NOUN
esutjss-254	229	11	in	in	ADP
esutjss-254	229	12	nigeria	nigeria	PROPN
esutjss-254	229	13	specifically	specifically	ADV
esutjss-254	229	14	,	,	PUNCT
esutjss-254	229	15	simple	simple	ADJ
esutjss-254	229	16	linear	linear	ADJ
esutjss-254	229	17	regression	regression	NOUN
esutjss-254	229	18	was	be	AUX
esutjss-254	229	19	used	use	VERB
esutjss-254	229	20	to	to	PART
esutjss-254	229	21	examine	examine	VERB
esutjss-254	229	22	the	the	DET
esutjss-254	229	23	effects	effect	NOUN
esutjss-254	229	24	of	of	ADP
esutjss-254	229	25	alternative	alternative	ADJ
esutjss-254	229	26	risk	risk	NOUN
esutjss-254	229	27	transfer	transfer	NOUN
esutjss-254	229	28	strategies	strategy	NOUN
esutjss-254	229	29	on	on	ADP
esutjss-254	229	30	the	the	DET
esutjss-254	229	31	performance	performance	NOUN
esutjss-254	229	32	of	of	ADP
esutjss-254	229	33	manufacturing	manufacturing	NOUN
esutjss-254	229	34	enterprises	enterprise	NOUN
esutjss-254	229	35	.	.	PUNCT
esutjss-254	230	1	the	the	DET
esutjss-254	230	2	purpose	purpose	NOUN
esutjss-254	230	3	of	of	ADP
esutjss-254	230	4	the	the	DET
esutjss-254	230	5	simple	simple	ADJ
esutjss-254	230	6	regression	regression	NOUN
esutjss-254	230	7	model	model	NOUN
esutjss-254	230	8	was	be	AUX
esutjss-254	230	9	to	to	PART
esutjss-254	230	10	determine	determine	VERB
esutjss-254	230	11	whether	whether	SCONJ
esutjss-254	230	12	the	the	DET
esutjss-254	230	13	performance	performance	NOUN
esutjss-254	230	14	of	of	ADP
esutjss-254	230	15	manufacturing	manufacturing	NOUN
esutjss-254	230	16	organizations	organization	NOUN
esutjss-254	230	17	can	can	AUX
esutjss-254	230	18	be	be	AUX
esutjss-254	230	19	predicted	predict	VERB
esutjss-254	230	20	by	by	ADP
esutjss-254	230	21	alternative	alternative	ADJ
esutjss-254	230	22	risk	risk	NOUN
esutjss-254	230	23	transfer	transfer	NOUN
esutjss-254	230	24	solutions	solution	NOUN
esutjss-254	230	25	.	.	PUNCT
esutjss-254	231	1	table	table	NOUN
esutjss-254	231	2	3	3	NUM
esutjss-254	231	3	.	.	PUNCT
esutjss-254	232	1	variables	variable	NOUN
esutjss-254	232	2	entered	enter	VERB
esutjss-254	232	3	/	/	SYM
esutjss-254	232	4	removeda	removeda	NOUN
esutjss-254	232	5	model	model	NOUN
esutjss-254	232	6	variable	variable	NOUN
esutjss-254	232	7	entered	enter	VERB
esutjss-254	232	8	variables	variable	NOUN
esutjss-254	232	9	removed	remove	VERB
esutjss-254	232	10	method	method	NOUN
esutjss-254	232	11	1	1	NUM
esutjss-254	232	12	crf	crf	PROPN
esutjss-254	232	13	.	.	PUNCT
esutjss-254	233	1	enter	enter	VERB
esutjss-254	233	2	a.	a.	NOUN
esutjss-254	233	3	dependent	dependent	ADJ
esutjss-254	233	4	variable	variable	NOUN
esutjss-254	233	5	:	:	PUNCT
esutjss-254	233	6	pmc	pmc	PROPN
esutjss-254	233	7	b.	b.	PROPN
esutjss-254	233	8	all	all	PRON
esutjss-254	233	9	requested	request	VERB
esutjss-254	233	10	variables	variable	NOUN
esutjss-254	233	11	entered	enter	VERB
esutjss-254	233	12	.	.	PUNCT
esutjss-254	234	1	37	37	NUM
esutjss-254	234	2	the	the	DET
esutjss-254	234	3	model	model	NOUN
esutjss-254	234	4	summary	summary	NOUN
esutjss-254	234	5	results	result	NOUN
esutjss-254	234	6	indicate	indicate	VERB
esutjss-254	234	7	that	that	SCONJ
esutjss-254	234	8	the	the	DET
esutjss-254	234	9	performance	performance	NOUN
esutjss-254	234	10	of	of	ADP
esutjss-254	234	11	manufacturing	manufacturing	NOUN
esutjss-254	234	12	companies	company	NOUN
esutjss-254	234	13	and	and	CCONJ
esutjss-254	234	14	those	those	PRON
esutjss-254	234	15	anticipated	anticipate	VERB
esutjss-254	234	16	by	by	ADP
esutjss-254	234	17	the	the	DET
esutjss-254	234	18	regression	regression	NOUN
esutjss-254	234	19	model	model	NOUN
esutjss-254	234	20	have	have	VERB
esutjss-254	234	21	a	a	DET
esutjss-254	234	22	good	good	ADJ
esutjss-254	234	23	positive	positive	ADJ
esutjss-254	234	24	association	association	NOUN
esutjss-254	234	25	(	(	PUNCT
esutjss-254	234	26	r=0.772	r=0.772	NOUN
esutjss-254	234	27	)	)	PUNCT
esutjss-254	234	28	with	with	ADP
esutjss-254	234	29	catastrophe	catastrophe	NOUN
esutjss-254	234	30	risk	risk	NOUN
esutjss-254	234	31	futures	future	NOUN
esutjss-254	234	32	(	(	PUNCT
esutjss-254	234	33	crf	crf	NOUN
esutjss-254	234	34	)	)	PUNCT
esutjss-254	234	35	.	.	PUNCT
esutjss-254	235	1	furthermore	furthermore	ADV
esutjss-254	235	2	,	,	PUNCT
esutjss-254	235	3	alternative	alternative	ADJ
esutjss-254	235	4	risk	risk	NOUN
esutjss-254	235	5	transfer	transfer	NOUN
esutjss-254	235	6	methods	method	NOUN
esutjss-254	235	7	account	account	VERB
esutjss-254	235	8	for	for	ADP
esutjss-254	235	9	59.6	59.6	NUM
esutjss-254	235	10	%	%	NOUN
esutjss-254	235	11	(	(	PUNCT
esutjss-254	235	12	r2=0.596	r2=0.596	X
esutjss-254	235	13	)	)	PUNCT
esutjss-254	235	14	of	of	ADP
esutjss-254	235	15	the	the	DET
esutjss-254	235	16	variance	variance	NOUN
esutjss-254	235	17	in	in	ADP
esutjss-254	235	18	the	the	DET
esutjss-254	235	19	performance	performance	NOUN
esutjss-254	235	20	of	of	ADP
esutjss-254	235	21	manufacturing	manufacturing	NOUN
esutjss-254	235	22	enterprises	enterprise	NOUN
esutjss-254	235	23	.	.	PUNCT
esutjss-254	236	1	the	the	DET
esutjss-254	236	2	outcomes	outcome	NOUN
esutjss-254	236	3	align	align	VERB
esutjss-254	236	4	with	with	ADP
esutjss-254	236	5	the	the	DET
esutjss-254	236	6	research	research	NOUN
esutjss-254	236	7	conducted	conduct	VERB
esutjss-254	236	8	by	by	ADP
esutjss-254	236	9	wing	wing	NOUN
esutjss-254	236	10	and	and	CCONJ
esutjss-254	236	11	jin	jin	NOUN
esutjss-254	236	12	(	(	PUNCT
esutjss-254	236	13	2015	2015	NUM
esutjss-254	236	14	)	)	PUNCT
esutjss-254	236	15	,	,	PUNCT
esutjss-254	236	16	who	who	PRON
esutjss-254	236	17	discovered	discover	VERB
esutjss-254	236	18	a	a	DET
esutjss-254	236	19	noteworthy	noteworthy	ADJ
esutjss-254	236	20	correlation	correlation	NOUN
esutjss-254	236	21	between	between	ADP
esutjss-254	236	22	performance	performance	NOUN
esutjss-254	236	23	and	and	CCONJ
esutjss-254	236	24	alternative	alternative	ADJ
esutjss-254	236	25	risk	risk	NOUN
esutjss-254	236	26	transfer	transfer	NOUN
esutjss-254	236	27	.	.	PUNCT
esutjss-254	237	1	the	the	DET
esutjss-254	237	2	table	table	NOUN
esutjss-254	237	3	below	below	ADP
esutjss-254	237	4	displays	display	VERB
esutjss-254	237	5	the	the	DET
esutjss-254	237	6	summary	summary	NOUN
esutjss-254	237	7	findings	finding	NOUN
esutjss-254	237	8	of	of	ADP
esutjss-254	237	9	the	the	DET
esutjss-254	237	10	regression	regression	NOUN
esutjss-254	237	11	model	model	NOUN
esutjss-254	237	12	.	.	PUNCT
esutjss-254	238	1	table	table	NOUN
esutjss-254	238	2	4	4	NUM
esutjss-254	238	3	:	:	PUNCT
esutjss-254	238	4	regression	regression	NOUN
esutjss-254	238	5	model	model	NOUN
esutjss-254	238	6	summary	summary	NOUN
esutjss-254	238	7	of	of	ADP
esutjss-254	238	8	alternative	alternative	ADJ
esutjss-254	238	9	risk	risk	NOUN
esutjss-254	238	10	transfer	transfer	NOUN
esutjss-254	238	11	and	and	CCONJ
esutjss-254	238	12	performance	performance	NOUN
esutjss-254	238	13	of	of	ADP
esutjss-254	238	14	manufacturing	manufacturing	NOUN
esutjss-254	238	15	companies	company	NOUN
esutjss-254	238	16	model	model	NOUN
esutjss-254	238	17	summaryb	summaryb	PROPN
esutjss-254	238	18	model	model	NOUN
esutjss-254	238	19	r	r	NOUN
esutjss-254	238	20	r	r	NOUN
esutjss-254	238	21	square	square	ADJ
esutjss-254	238	22	adjusted	adjust	VERB
esutjss-254	238	23	r	r	NOUN
esutjss-254	238	24	square	square	ADJ
esutjss-254	238	25	std	std	NOUN
esutjss-254	238	26	.	.	PUNCT
esutjss-254	239	1	error	error	NOUN
esutjss-254	239	2	of	of	ADP
esutjss-254	239	3	the	the	DET
esutjss-254	239	4	estimate	estimate	NOUN
esutjss-254	239	5	change	change	NOUN
esutjss-254	239	6	statistics	statistic	NOUN
esutjss-254	239	7	durbinwatson	durbinwatson	NOUN
esutjss-254	239	8	r	r	NOUN
esutjss-254	239	9	square	square	ADJ
esutjss-254	239	10	change	change	NOUN
esutjss-254	239	11	f	f	PROPN
esutjss-254	239	12	change	change	NOUN
esutjss-254	239	13	df1	df1	PROPN
esutjss-254	239	14	df2	df2	PROPN
esutjss-254	239	15	sig	sig	PROPN
esutjss-254	239	16	.	.	PUNCT
esutjss-254	240	1	f	f	PROPN
esutjss-254	240	2	change	change	VERB
esutjss-254	240	3	1	1	NUM
esutjss-254	240	4	.772a	.772a	SYM
esutjss-254	240	5	.596	.596	NUM
esutjss-254	240	6	.591	.591	NUM
esutjss-254	241	1	.31170	.31170	X
esutjss-254	241	2	.596	.596	NUM
esutjss-254	242	1	106.861	106.861	NUM
esutjss-254	242	2	3	3	NUM
esutjss-254	242	3	217	217	NUM
esutjss-254	242	4	.000	.000	NUM
esutjss-254	242	5	1.781	1.781	NUM
esutjss-254	242	6	a.	a.	NOUN
esutjss-254	242	7	predictors	predictor	NOUN
esutjss-254	242	8	:	:	PUNCT
esutjss-254	242	9	(	(	PUNCT
esutjss-254	242	10	constant	constant	PROPN
esutjss-254	242	11	crf	crf	PROPN
esutjss-254	242	12	)	)	PUNCT
esutjss-254	242	13	b.	b.	PROPN
esutjss-254	243	1	dependent	dependent	ADJ
esutjss-254	243	2	variable	variable	NOUN
esutjss-254	243	3	:	:	PUNCT
esutjss-254	243	4	pmc	pmc	PROPN
esutjss-254	243	5	the	the	DET
esutjss-254	243	6	study	study	NOUN
esutjss-254	243	7	sought	seek	VERB
esutjss-254	243	8	to	to	PART
esutjss-254	243	9	determine	determine	VERB
esutjss-254	243	10	which	which	DET
esutjss-254	243	11	regression	regression	NOUN
esutjss-254	243	12	model	model	NOUN
esutjss-254	243	13	best	well	ADV
esutjss-254	243	14	predict	predict	VERB
esutjss-254	243	15	manufacturing	manufacture	VERB
esutjss-254	243	16	companies	company	NOUN
esutjss-254	243	17	'	'	PART
esutjss-254	243	18	performance	performance	NOUN
esutjss-254	243	19	following	follow	VERB
esutjss-254	243	20	the	the	DET
esutjss-254	243	21	application	application	NOUN
esutjss-254	243	22	of	of	ADP
esutjss-254	243	23	catastrophe	catastrophe	NOUN
esutjss-254	243	24	risk	risk	NOUN
esutjss-254	243	25	futures	future	NOUN
esutjss-254	243	26	(	(	PUNCT
esutjss-254	243	27	crf	crf	NOUN
esutjss-254	243	28	)	)	PUNCT
esutjss-254	243	29	.	.	PUNCT
esutjss-254	244	1	the	the	DET
esutjss-254	244	2	anova	anova	PROPN
esutjss-254	244	3	findings	finding	NOUN
esutjss-254	244	4	showed	show	VERB
esutjss-254	244	5	that	that	SCONJ
esutjss-254	244	6	regression	regression	NOUN
esutjss-254	244	7	model	model	NOUN
esutjss-254	244	8	produces	produce	VERB
esutjss-254	244	9	a	a	DET
esutjss-254	244	10	considerably	considerably	ADV
esutjss-254	244	11	superior	superior	ADJ
esutjss-254	244	12	forecast	forecast	NOUN
esutjss-254	244	13	of	of	ADP
esutjss-254	244	14	the	the	DET
esutjss-254	244	15	performance	performance	NOUN
esutjss-254	244	16	of	of	ADP
esutjss-254	244	17	manufacturing	manufacturing	NOUN
esutjss-254	244	18	enterprises	enterprise	NOUN
esutjss-254	244	19	,	,	PUNCT
esutjss-254	244	20	with	with	ADP
esutjss-254	244	21	f	f	PROPN
esutjss-254	244	22	-	-	PUNCT
esutjss-254	244	23	statistics	statistic	NOUN
esutjss-254	244	24	(	(	PUNCT
esutjss-254	244	25	3,217	3,217	NUM
esutjss-254	244	26	)	)	PUNCT
esutjss-254	244	27	=	=	SYM
esutjss-254	245	1	106.861	106.861	NUM
esutjss-254	245	2	being	be	AUX
esutjss-254	245	3	significant	significant	ADJ
esutjss-254	245	4	at	at	ADP
esutjss-254	245	5	p	p	NOUN
esutjss-254	245	6	value	value	NOUN
esutjss-254	245	7	=	=	NOUN
esutjss-254	245	8	0.000	0.000	NUM
esutjss-254	245	9	<	<	X
esutjss-254	245	10	0.05	0.05	NUM
esutjss-254	245	11	.	.	PUNCT
esutjss-254	246	1	the	the	DET
esutjss-254	246	2	table	table	NOUN
esutjss-254	246	3	below	below	ADP
esutjss-254	246	4	displays	display	VERB
esutjss-254	246	5	the	the	DET
esutjss-254	246	6	output	output	NOUN
esutjss-254	246	7	statistics	statistic	NOUN
esutjss-254	246	8	findings	finding	NOUN
esutjss-254	246	9	of	of	ADP
esutjss-254	246	10	the	the	DET
esutjss-254	246	11	regression	regression	NOUN
esutjss-254	246	12	anova	anova	PROPN
esutjss-254	246	13	.	.	PUNCT
esutjss-254	246	14	table	table	NOUN
esutjss-254	246	15	5	5	NUM
esutjss-254	246	16	:	:	PUNCT
esutjss-254	246	17	an	an	DET
esutjss-254	246	18	anova	anova	PROPN
esutjss-254	246	19	of	of	ADP
esutjss-254	246	20	the	the	DET
esutjss-254	246	21	regression	regression	NOUN
esutjss-254	246	22	of	of	ADP
esutjss-254	246	23	catastrophe	catastrophe	NOUN
esutjss-254	246	24	risk	risk	NOUN
esutjss-254	246	25	futures	future	NOUN
esutjss-254	246	26	(	(	PUNCT
esutjss-254	246	27	crf	crf	NOUN
esutjss-254	246	28	)	)	PUNCT
esutjss-254	246	29	and	and	CCONJ
esutjss-254	246	30	performance	performance	NOUN
esutjss-254	246	31	of	of	ADP
esutjss-254	246	32	manufacturing	manufacturing	NOUN
esutjss-254	246	33	companies	company	NOUN
esutjss-254	246	34	anovaa	anovaa	VERB
esutjss-254	246	35	model	model	PROPN
esutjss-254	246	36	sum	sum	NOUN
esutjss-254	246	37	of	of	ADP
esutjss-254	246	38	squares	square	NOUN
esutjss-254	247	1	df	df	PROPN
esutjss-254	247	2	mean	mean	PROPN
esutjss-254	247	3	square	square	PROPN
esutjss-254	247	4	f	f	PROPN
esutjss-254	247	5	sig	sig	PROPN
esutjss-254	247	6	.	.	PROPN
esutjss-254	247	7	1	1	NUM
esutjss-254	247	8	regression	regression	VERB
esutjss-254	247	9	31.146	31.146	NUM
esutjss-254	247	10	3	3	NUM
esutjss-254	247	11	10.382	10.382	NUM
esutjss-254	247	12	106.861	106.861	NUM
esutjss-254	247	13	.000b	.000b	PROPN
esutjss-254	247	14	residual	residual	ADJ
esutjss-254	247	15	21.083	21.083	NUM
esutjss-254	247	16	217	217	NUM
esutjss-254	247	17	.097	.097	NUM
esutjss-254	247	18	total	total	NOUN
esutjss-254	247	19	52.229	52.229	NUM
esutjss-254	247	20	220	220	NUM
esutjss-254	247	21	a.	a.	NOUN
esutjss-254	247	22	dependent	dependent	ADJ
esutjss-254	247	23	variable	variable	NOUN
esutjss-254	247	24	:	:	PUNCT
esutjss-254	248	1	pmc	pmc	PROPN
esutjss-254	248	2	b.	b.	PROPN
esutjss-254	248	3	predictors	predictor	NOUN
esutjss-254	248	4	:	:	PUNCT
esutjss-254	248	5	(	(	PUNCT
esutjss-254	248	6	constant	constant	ADJ
esutjss-254	248	7	)	)	PUNCT
esutjss-254	248	8	crf	crf	NOUN
esutjss-254	248	9	5.4	5.4	NUM
esutjss-254	248	10	discussion	discussion	NOUN
esutjss-254	248	11	of	of	ADP
esutjss-254	248	12	findings	finding	NOUN
esutjss-254	248	13	the	the	DET
esutjss-254	248	14	results	result	NOUN
esutjss-254	248	15	of	of	ADP
esutjss-254	248	16	this	this	DET
esutjss-254	248	17	research	research	NOUN
esutjss-254	248	18	align	align	NOUN
esutjss-254	248	19	with	with	ADP
esutjss-254	248	20	the	the	DET
esutjss-254	248	21	findings	finding	NOUN
esutjss-254	248	22	put	put	VERB
esutjss-254	248	23	forth	forth	ADP
esutjss-254	248	24	by	by	ADP
esutjss-254	248	25	amolo	amolo	PROPN
esutjss-254	248	26	et	et	PROPN
esutjss-254	248	27	al	al	PROPN
esutjss-254	248	28	(	(	PUNCT
esutjss-254	248	29	2021	2021	NUM
esutjss-254	248	30	)	)	PUNCT
esutjss-254	248	31	in	in	ADP
esutjss-254	248	32	their	their	PRON
esutjss-254	248	33	comprehensive	comprehensive	ADJ
esutjss-254	248	34	exploration	exploration	NOUN
esutjss-254	248	35	of	of	ADP
esutjss-254	248	36	alternative	alternative	ADJ
esutjss-254	248	37	risk	risk	NOUN
esutjss-254	248	38	transfer	transfer	NOUN
esutjss-254	248	39	(	(	PUNCT
esutjss-254	248	40	art	art	NOUN
esutjss-254	248	41	)	)	PUNCT
esutjss-254	248	42	and	and	CCONJ
esutjss-254	248	43	its	its	PRON
esutjss-254	248	44	impact	impact	NOUN
esutjss-254	248	45	on	on	ADP
esutjss-254	248	46	the	the	DET
esutjss-254	248	47	performance	performance	NOUN
esutjss-254	248	48	of	of	ADP
esutjss-254	248	49	power	power	NOUN
esutjss-254	248	50	projects	project	NOUN
esutjss-254	248	51	.	.	PUNCT
esutjss-254	249	1	amolo	amolo	ADV
esutjss-254	249	2	et	et	PROPN
esutjss-254	249	3	al	al	PROPN
esutjss-254	249	4	(	(	PUNCT
esutjss-254	249	5	2021	2021	NUM
esutjss-254	249	6	)	)	PUNCT
esutjss-254	249	7	assert	assert	VERB
esutjss-254	249	8	that	that	SCONJ
esutjss-254	249	9	art	art	NOUN
esutjss-254	249	10	plays	play	VERB
esutjss-254	249	11	a	a	DET
esutjss-254	249	12	significant	significant	ADJ
esutjss-254	249	13	role	role	NOUN
esutjss-254	249	14	in	in	ADP
esutjss-254	249	15	38	38	NUM
esutjss-254	249	16	influencing	influence	VERB
esutjss-254	249	17	the	the	DET
esutjss-254	249	18	performance	performance	NOUN
esutjss-254	249	19	of	of	ADP
esutjss-254	249	20	hydroelectric	hydroelectric	ADJ
esutjss-254	249	21	energy	energy	NOUN
esutjss-254	249	22	projects	project	NOUN
esutjss-254	249	23	.	.	PUNCT
esutjss-254	250	1	this	this	PRON
esutjss-254	250	2	further	far	ADV
esutjss-254	250	3	confirms	confirm	VERB
esutjss-254	250	4	the	the	DET
esutjss-254	250	5	work	work	NOUN
esutjss-254	250	6	of	of	ADP
esutjss-254	250	7	sunday	sunday	PROPN
esutjss-254	250	8	and	and	CCONJ
esutjss-254	250	9	torutein	torutein	ADJ
esutjss-254	250	10	(	(	PUNCT
esutjss-254	250	11	2018	2018	NUM
esutjss-254	250	12	)	)	PUNCT
esutjss-254	250	13	as	as	SCONJ
esutjss-254	250	14	it	it	PRON
esutjss-254	250	15	contributed	contribute	VERB
esutjss-254	250	16	to	to	ADP
esutjss-254	250	17	the	the	DET
esutjss-254	250	18	academic	academic	ADJ
esutjss-254	250	19	discourse	discourse	NOUN
esutjss-254	250	20	through	through	ADP
esutjss-254	250	21	their	their	PRON
esutjss-254	250	22	meticulous	meticulous	ADJ
esutjss-254	250	23	study	study	NOUN
esutjss-254	250	24	on	on	ADP
esutjss-254	250	25	the	the	DET
esutjss-254	250	26	analysis	analysis	NOUN
esutjss-254	250	27	of	of	ADP
esutjss-254	250	28	alternative	alternative	ADJ
esutjss-254	250	29	risk	risk	NOUN
esutjss-254	250	30	transfer	transfer	NOUN
esutjss-254	250	31	strategies	strategy	NOUN
esutjss-254	250	32	in	in	ADP
esutjss-254	250	33	manufacturing	manufacturing	NOUN
esutjss-254	250	34	organizations	organization	NOUN
esutjss-254	250	35	.	.	PUNCT
esutjss-254	251	1	sunday	sunday	PROPN
esutjss-254	251	2	and	and	CCONJ
esutjss-254	251	3	torutein	torutein	PROPN
esutjss-254	251	4	's	's	PART
esutjss-254	251	5	research	research	NOUN
esutjss-254	251	6	sheds	shed	VERB
esutjss-254	251	7	light	light	NOUN
esutjss-254	251	8	on	on	ADP
esutjss-254	251	9	the	the	DET
esutjss-254	251	10	positive	positive	ADJ
esutjss-254	251	11	effects	effect	NOUN
esutjss-254	251	12	of	of	ADP
esutjss-254	251	13	alternative	alternative	ADJ
esutjss-254	251	14	risk	risk	NOUN
esutjss-254	251	15	transfer	transfer	NOUN
esutjss-254	251	16	strategies	strategy	NOUN
esutjss-254	251	17	on	on	ADP
esutjss-254	251	18	manufacturing	manufacturing	NOUN
esutjss-254	251	19	firms	firm	NOUN
esutjss-254	251	20	.	.	PUNCT
esutjss-254	252	1	their	their	PRON
esutjss-254	252	2	findings	finding	NOUN
esutjss-254	252	3	underscore	underscore	VERB
esutjss-254	252	4	that	that	SCONJ
esutjss-254	252	5	the	the	DET
esutjss-254	252	6	implementation	implementation	NOUN
esutjss-254	252	7	of	of	ADP
esutjss-254	252	8	such	such	ADJ
esutjss-254	252	9	strategies	strategy	NOUN
esutjss-254	252	10	is	be	AUX
esutjss-254	252	11	associated	associate	VERB
esutjss-254	252	12	with	with	ADP
esutjss-254	252	13	favourable	favourable	ADJ
esutjss-254	252	14	outcomes	outcome	NOUN
esutjss-254	252	15	including	include	VERB
esutjss-254	252	16	peace	peace	NOUN
esutjss-254	252	17	of	of	ADP
esutjss-254	252	18	mind	mind	NOUN
esutjss-254	252	19	for	for	ADP
esutjss-254	252	20	effective	effective	ADJ
esutjss-254	252	21	business	business	NOUN
esutjss-254	252	22	operations	operation	NOUN
esutjss-254	252	23	and	and	CCONJ
esutjss-254	252	24	ventures	venture	NOUN
esutjss-254	252	25	,	,	PUNCT
esutjss-254	252	26	as	as	ADV
esutjss-254	252	27	well	well	ADV
esutjss-254	252	28	as	as	ADP
esutjss-254	252	29	serving	serve	VERB
esutjss-254	252	30	as	as	ADP
esutjss-254	252	31	a	a	DET
esutjss-254	252	32	preventive	preventive	ADJ
esutjss-254	252	33	measure	measure	NOUN
esutjss-254	252	34	against	against	ADP
esutjss-254	252	35	economic	economic	ADJ
esutjss-254	252	36	losses	loss	NOUN
esutjss-254	252	37	.	.	PUNCT
esutjss-254	253	1	these	these	DET
esutjss-254	253	2	insights	insight	NOUN
esutjss-254	253	3	collectively	collectively	ADV
esutjss-254	253	4	contribute	contribute	VERB
esutjss-254	253	5	to	to	ADP
esutjss-254	253	6	a	a	DET
esutjss-254	253	7	growing	grow	VERB
esutjss-254	253	8	body	body	NOUN
esutjss-254	253	9	of	of	ADP
esutjss-254	253	10	knowledge	knowledge	NOUN
esutjss-254	253	11	that	that	PRON
esutjss-254	253	12	emphasizes	emphasize	VERB
esutjss-254	253	13	the	the	DET
esutjss-254	253	14	importance	importance	NOUN
esutjss-254	253	15	of	of	ADP
esutjss-254	253	16	alternative	alternative	ADJ
esutjss-254	253	17	risk	risk	NOUN
esutjss-254	253	18	transfer	transfer	NOUN
esutjss-254	253	19	mechanisms	mechanism	NOUN
esutjss-254	253	20	in	in	ADP
esutjss-254	253	21	diverse	diverse	ADJ
esutjss-254	253	22	sectors	sector	NOUN
esutjss-254	253	23	,	,	PUNCT
esutjss-254	253	24	ranging	range	VERB
esutjss-254	253	25	from	from	ADP
esutjss-254	253	26	power	power	NOUN
esutjss-254	253	27	projects	project	NOUN
esutjss-254	253	28	to	to	ADP
esutjss-254	253	29	manufacturing	manufacturing	NOUN
esutjss-254	253	30	organizations	organization	NOUN
esutjss-254	253	31	.	.	PUNCT
esutjss-254	254	1	the	the	DET
esutjss-254	254	2	standard	standard	ADJ
esutjss-254	254	3	deviation	deviation	NOUN
esutjss-254	254	4	suggests	suggest	VERB
esutjss-254	254	5	a	a	DET
esutjss-254	254	6	moderate	moderate	ADJ
esutjss-254	254	7	level	level	NOUN
esutjss-254	254	8	of	of	ADP
esutjss-254	254	9	variability	variability	NOUN
esutjss-254	254	10	,	,	PUNCT
esutjss-254	254	11	indicating	indicate	VERB
esutjss-254	254	12	that	that	SCONJ
esutjss-254	254	13	while	while	SCONJ
esutjss-254	254	14	there	there	PRON
esutjss-254	254	15	is	be	VERB
esutjss-254	254	16	a	a	DET
esutjss-254	254	17	degree	degree	NOUN
esutjss-254	254	18	of	of	ADP
esutjss-254	254	19	consensus	consensus	NOUN
esutjss-254	254	20	in	in	ADP
esutjss-254	254	21	performance	performance	NOUN
esutjss-254	254	22	of	of	ADP
esutjss-254	254	23	the	the	DET
esutjss-254	254	24	companies	company	NOUN
esutjss-254	254	25	as	as	ADP
esutjss-254	254	26	a	a	DET
esutjss-254	254	27	result	result	NOUN
esutjss-254	254	28	of	of	ADP
esutjss-254	254	29	crf	crf	NOUN
esutjss-254	254	30	application	application	NOUN
esutjss-254	254	31	.	.	PUNCT
esutjss-254	255	1	there	there	PRON
esutjss-254	255	2	are	be	VERB
esutjss-254	255	3	,	,	PUNCT
esutjss-254	255	4	however	however	ADV
esutjss-254	255	5	,	,	PUNCT
esutjss-254	255	6	discernible	discernible	ADJ
esutjss-254	255	7	variations	variation	NOUN
esutjss-254	255	8	among	among	ADP
esutjss-254	255	9	the	the	DET
esutjss-254	255	10	sampled	sample	VERB
esutjss-254	255	11	companies	company	NOUN
esutjss-254	255	12	.	.	PUNCT
esutjss-254	256	1	but	but	CCONJ
esutjss-254	256	2	crf	crf	PROPN
esutjss-254	256	3	is	be	AUX
esutjss-254	256	4	agreed	agree	VERB
esutjss-254	256	5	to	to	PART
esutjss-254	256	6	have	have	VERB
esutjss-254	256	7	impact	impact	NOUN
esutjss-254	256	8	on	on	ADP
esutjss-254	256	9	the	the	DET
esutjss-254	256	10	performance	performance	NOUN
esutjss-254	256	11	.	.	PUNCT
esutjss-254	257	1	furthermore	furthermore	ADV
esutjss-254	257	2	,	,	PUNCT
esutjss-254	257	3	alternative	alternative	ADJ
esutjss-254	257	4	risk	risk	NOUN
esutjss-254	257	5	transfer	transfer	NOUN
esutjss-254	257	6	methods	method	NOUN
esutjss-254	257	7	,	,	PUNCT
esutjss-254	257	8	in	in	ADP
esutjss-254	257	9	this	this	DET
esutjss-254	257	10	case	case	NOUN
esutjss-254	257	11	,	,	PUNCT
esutjss-254	257	12	crf	crf	NOUN
esutjss-254	257	13	accounts	account	VERB
esutjss-254	257	14	for	for	ADP
esutjss-254	257	15	59.6	59.6	NUM
esutjss-254	257	16	%	%	NOUN
esutjss-254	257	17	(	(	PUNCT
esutjss-254	257	18	r2=0.596	r2=0.596	X
esutjss-254	257	19	)	)	PUNCT
esutjss-254	257	20	of	of	ADP
esutjss-254	257	21	the	the	DET
esutjss-254	257	22	variance	variance	NOUN
esutjss-254	257	23	in	in	ADP
esutjss-254	257	24	the	the	DET
esutjss-254	257	25	performance	performance	NOUN
esutjss-254	257	26	of	of	ADP
esutjss-254	257	27	manufacturing	manufacturing	NOUN
esutjss-254	257	28	enterprises	enterprise	NOUN
esutjss-254	257	29	.	.	PUNCT
esutjss-254	258	1	the	the	DET
esutjss-254	258	2	outcomes	outcome	NOUN
esutjss-254	258	3	align	align	VERB
esutjss-254	258	4	with	with	ADP
esutjss-254	258	5	the	the	DET
esutjss-254	258	6	research	research	NOUN
esutjss-254	258	7	conducted	conduct	VERB
esutjss-254	258	8	by	by	ADP
esutjss-254	258	9	wing	wing	NOUN
esutjss-254	258	10	and	and	CCONJ
esutjss-254	258	11	jin	jin	NOUN
esutjss-254	258	12	(	(	PUNCT
esutjss-254	258	13	2015	2015	NUM
esutjss-254	258	14	)	)	PUNCT
esutjss-254	258	15	,	,	PUNCT
esutjss-254	258	16	who	who	PRON
esutjss-254	258	17	discovered	discover	VERB
esutjss-254	258	18	a	a	DET
esutjss-254	258	19	noteworthy	noteworthy	ADJ
esutjss-254	258	20	correlation	correlation	NOUN
esutjss-254	258	21	between	between	ADP
esutjss-254	258	22	performance	performance	NOUN
esutjss-254	258	23	and	and	CCONJ
esutjss-254	258	24	alternative	alternative	ADJ
esutjss-254	258	25	risk	risk	NOUN
esutjss-254	258	26	transfer	transfer	NOUN
esutjss-254	258	27	.	.	PUNCT
esutjss-254	259	1	the	the	DET
esutjss-254	259	2	convergence	convergence	NOUN
esutjss-254	259	3	of	of	ADP
esutjss-254	259	4	evidence	evidence	NOUN
esutjss-254	259	5	from	from	ADP
esutjss-254	259	6	both	both	DET
esutjss-254	259	7	studies	study	NOUN
esutjss-254	259	8	suggests	suggest	VERB
esutjss-254	259	9	a	a	DET
esutjss-254	259	10	generalizable	generalizable	ADJ
esutjss-254	259	11	trend	trend	NOUN
esutjss-254	259	12	wherein	wherein	SCONJ
esutjss-254	259	13	the	the	DET
esutjss-254	259	14	adoption	adoption	NOUN
esutjss-254	259	15	of	of	ADP
esutjss-254	259	16	alternative	alternative	ADJ
esutjss-254	259	17	risk	risk	NOUN
esutjss-254	259	18	transfer	transfer	NOUN
esutjss-254	259	19	approaches	approach	NOUN
esutjss-254	259	20	as	as	ADP
esutjss-254	259	21	a	a	DET
esutjss-254	259	22	valuable	valuable	ADJ
esutjss-254	259	23	factor	factor	NOUN
esutjss-254	259	24	in	in	ADP
esutjss-254	259	25	enhancing	enhance	VERB
esutjss-254	259	26	the	the	DET
esutjss-254	259	27	overall	overall	ADJ
esutjss-254	259	28	performance	performance	NOUN
esutjss-254	259	29	and	and	CCONJ
esutjss-254	259	30	resilience	resilience	NOUN
esutjss-254	259	31	of	of	ADP
esutjss-254	259	32	projects	project	NOUN
esutjss-254	259	33	and	and	CCONJ
esutjss-254	259	34	organizations	organization	NOUN
esutjss-254	259	35	.	.	PUNCT
esutjss-254	260	1	the	the	DET
esutjss-254	260	2	implications	implication	NOUN
esutjss-254	260	3	of	of	ADP
esutjss-254	260	4	these	these	DET
esutjss-254	260	5	findings	finding	NOUN
esutjss-254	260	6	extend	extend	VERB
esutjss-254	260	7	beyond	beyond	ADP
esutjss-254	260	8	specific	specific	ADJ
esutjss-254	260	9	industry	industry	NOUN
esutjss-254	260	10	contexts	contexts	NOUN
esutjss-254	260	11	,	,	PUNCT
esutjss-254	260	12	offering	offer	VERB
esutjss-254	260	13	valuable	valuable	ADJ
esutjss-254	260	14	insights	insight	NOUN
esutjss-254	260	15	for	for	ADP
esutjss-254	260	16	decisionmakers	decisionmaker	NOUN
esutjss-254	260	17	,	,	PUNCT
esutjss-254	260	18	practitioners	practitioner	NOUN
esutjss-254	260	19	,	,	PUNCT
esutjss-254	260	20	and	and	CCONJ
esutjss-254	260	21	scholars	scholar	NOUN
esutjss-254	260	22	alike	alike	ADV
esutjss-254	260	23	.	.	PUNCT
esutjss-254	261	1	as	as	SCONJ
esutjss-254	261	2	businesses	business	NOUN
esutjss-254	261	3	continue	continue	VERB
esutjss-254	261	4	to	to	PART
esutjss-254	261	5	navigate	navigate	VERB
esutjss-254	261	6	a	a	DET
esutjss-254	261	7	dynamic	dynamic	ADJ
esutjss-254	261	8	and	and	CCONJ
esutjss-254	261	9	unpredictable	unpredictable	ADJ
esutjss-254	261	10	environment	environment	NOUN
esutjss-254	261	11	,	,	PUNCT
esutjss-254	261	12	understanding	understanding	NOUN
esutjss-254	261	13	and	and	CCONJ
esutjss-254	261	14	leveraging	leverage	VERB
esutjss-254	261	15	alternative	alternative	ADJ
esutjss-254	261	16	risk	risk	NOUN
esutjss-254	261	17	transfer	transfer	NOUN
esutjss-254	261	18	strategies	strategy	NOUN
esutjss-254	261	19	may	may	AUX
esutjss-254	261	20	prove	prove	VERB
esutjss-254	261	21	instrumental	instrumental	ADJ
esutjss-254	261	22	in	in	ADP
esutjss-254	261	23	mitigating	mitigate	VERB
esutjss-254	261	24	uncertainties	uncertainty	NOUN
esutjss-254	261	25	,	,	PUNCT
esutjss-254	261	26	sustained	sustained	ADJ
esutjss-254	261	27	success	success	NOUN
esutjss-254	261	28	,	,	PUNCT
esutjss-254	261	29	and	and	CCONJ
esutjss-254	261	30	fostering	foster	VERB
esutjss-254	261	31	a	a	DET
esutjss-254	261	32	climate	climate	NOUN
esutjss-254	261	33	conducive	conducive	ADJ
esutjss-254	261	34	to	to	ADP
esutjss-254	261	35	economic	economic	ADJ
esutjss-254	261	36	growth	growth	NOUN
esutjss-254	261	37	.	.	PUNCT
esutjss-254	262	1	thus	thus	ADV
esutjss-254	262	2	,	,	PUNCT
esutjss-254	262	3	our	our	PRON
esutjss-254	262	4	findings	finding	NOUN
esutjss-254	262	5	coupled	couple	VERB
esutjss-254	262	6	with	with	ADP
esutjss-254	262	7	the	the	DET
esutjss-254	262	8	findings	finding	NOUN
esutjss-254	262	9	presented	present	VERB
esutjss-254	262	10	by	by	ADP
esutjss-254	262	11	amolo	amolo	PROPN
esutjss-254	262	12	et	et	PROPN
esutjss-254	262	13	al	al	PROPN
esutjss-254	262	14	,	,	PUNCT
esutjss-254	262	15	(	(	PUNCT
esutjss-254	262	16	2021	2021	NUM
esutjss-254	262	17	)	)	PUNCT
esutjss-254	262	18	and	and	CCONJ
esutjss-254	262	19	sunday	sunday	PROPN
esutjss-254	262	20	and	and	CCONJ
esutjss-254	262	21	torutein	torutein	ADJ
esutjss-254	262	22	(	(	PUNCT
esutjss-254	262	23	2018	2018	NUM
esutjss-254	262	24	)	)	PUNCT
esutjss-254	262	25	collectively	collectively	ADV
esutjss-254	262	26	contribute	contribute	VERB
esutjss-254	262	27	to	to	ADP
esutjss-254	262	28	the	the	DET
esutjss-254	262	29	evolving	evolve	VERB
esutjss-254	262	30	landscape	landscape	NOUN
esutjss-254	262	31	of	of	ADP
esutjss-254	262	32	risk	risk	NOUN
esutjss-254	262	33	management	management	NOUN
esutjss-254	262	34	practices	practice	NOUN
esutjss-254	262	35	,	,	PUNCT
esutjss-254	262	36	providing	provide	VERB
esutjss-254	262	37	a	a	DET
esutjss-254	262	38	foundation	foundation	NOUN
esutjss-254	262	39	for	for	ADP
esutjss-254	262	40	further	further	ADJ
esutjss-254	262	41	exploration	exploration	NOUN
esutjss-254	262	42	and	and	CCONJ
esutjss-254	262	43	application	application	NOUN
esutjss-254	262	44	in	in	ADP
esutjss-254	262	45	various	various	ADJ
esutjss-254	262	46	domains	domain	NOUN
esutjss-254	262	47	.	.	PUNCT
esutjss-254	263	1	conclusion	conclusion	NOUN
esutjss-254	263	2	and	and	CCONJ
esutjss-254	263	3	recommendations	recommendation	NOUN
esutjss-254	263	4	based	base	VERB
esutjss-254	263	5	on	on	ADP
esutjss-254	263	6	the	the	DET
esutjss-254	263	7	responses	response	NOUN
esutjss-254	263	8	to	to	ADP
esutjss-254	263	9	the	the	DET
esutjss-254	263	10	survey	survey	NOUN
esutjss-254	263	11	to	to	PART
esutjss-254	263	12	determine	determine	VERB
esutjss-254	263	13	relationship	relationship	NOUN
esutjss-254	263	14	between	between	ADP
esutjss-254	263	15	catastrophe	catastrophe	NOUN
esutjss-254	263	16	risk	risk	NOUN
esutjss-254	263	17	futures	future	NOUN
esutjss-254	263	18	(	(	PUNCT
esutjss-254	263	19	crf	crf	NOUN
esutjss-254	263	20	)	)	PUNCT
esutjss-254	263	21	as	as	ADP
esutjss-254	263	22	alternative	alternative	ADJ
esutjss-254	263	23	risk	risk	NOUN
esutjss-254	263	24	transfer	transfer	NOUN
esutjss-254	263	25	solution	solution	NOUN
esutjss-254	263	26	on	on	ADP
esutjss-254	263	27	one	one	NUM
esutjss-254	263	28	hand	hand	NOUN
esutjss-254	263	29	and	and	CCONJ
esutjss-254	263	30	performance	performance	NOUN
esutjss-254	263	31	of	of	ADP
esutjss-254	263	32	manufacturing	manufacture	VERB
esutjss-254	263	33	companies	company	NOUN
esutjss-254	263	34	in	in	ADP
esutjss-254	263	35	nigeria	nigeria	PROPN
esutjss-254	263	36	on	on	ADP
esutjss-254	263	37	the	the	DET
esutjss-254	263	38	other	other	ADJ
esutjss-254	264	1	,	,	PUNCT
esutjss-254	264	2	the	the	DET
esutjss-254	264	3	study	study	NOUN
esutjss-254	264	4	revealed	reveal	VERB
esutjss-254	264	5	significant	significant	ADJ
esutjss-254	264	6	correlation	correlation	NOUN
esutjss-254	264	7	between	between	ADP
esutjss-254	264	8	crf	crf	NOUN
esutjss-254	264	9	and	and	CCONJ
esutjss-254	264	10	performance	performance	NOUN
esutjss-254	264	11	with	with	ADP
esutjss-254	264	12	correlation	correlation	NOUN
esutjss-254	264	13	coefficient	coefficient	NOUN
esutjss-254	264	14	(	(	PUNCT
esutjss-254	264	15	r	r	NOUN
esutjss-254	264	16	)	)	PUNCT
esutjss-254	264	17	of	of	ADP
esutjss-254	264	18	0.630	0.630	NUM
esutjss-254	264	19	with	with	ADP
esutjss-254	264	20	a	a	DET
esutjss-254	264	21	p	p	NOUN
esutjss-254	264	22	-	-	PUNCT
esutjss-254	264	23	value	value	NOUN
esutjss-254	264	24	of	of	ADP
esutjss-254	264	25	0.000	0.000	NUM
esutjss-254	264	26	.	.	PUNCT
esutjss-254	265	1	the	the	DET
esutjss-254	265	2	anova	anova	PROPN
esutjss-254	265	3	findings	finding	NOUN
esutjss-254	265	4	also	also	ADV
esutjss-254	265	5	showed	show	VERB
esutjss-254	265	6	performance	performance	NOUN
esutjss-254	265	7	of	of	ADP
esutjss-254	265	8	manufacturing	manufacturing	NOUN
esutjss-254	265	9	enterprises	enterprise	NOUN
esutjss-254	265	10	could	could	AUX
esutjss-254	265	11	strongly	strongly	ADV
esutjss-254	265	12	be	be	AUX
esutjss-254	265	13	predicted	predict	VERB
esutjss-254	265	14	by	by	ADP
esutjss-254	265	15	crf	crf	PROPN
esutjss-254	265	16	as	as	ADV
esutjss-254	265	17	well	well	ADV
esutjss-254	265	18	as	as	ADP
esutjss-254	265	19	showed	show	VERB
esutjss-254	265	20	a	a	DET
esutjss-254	265	21	positive	positive	ADJ
esutjss-254	265	22	association	association	NOUN
esutjss-254	265	23	between	between	ADP
esutjss-254	265	24	crf	crf	PROPN
esutjss-254	265	25	as	as	ADP
esutjss-254	265	26	an	an	DET
esutjss-254	265	27	art	art	NOUN
esutjss-254	265	28	solution	solution	NOUN
esutjss-254	265	29	and	and	CCONJ
esutjss-254	265	30	performance	performance	NOUN
esutjss-254	265	31	of	of	ADP
esutjss-254	265	32	the	the	DET
esutjss-254	265	33	manufacturing	manufacturing	NOUN
esutjss-254	265	34	companies	company	NOUN
esutjss-254	265	35	.	.	PUNCT
esutjss-254	266	1	therefore	therefore	ADV
esutjss-254	266	2	we	we	PRON
esutjss-254	266	3	could	could	AUX
esutjss-254	266	4	reject	reject	VERB
esutjss-254	266	5	the	the	DET
esutjss-254	266	6	first	first	ADJ
esutjss-254	266	7	null	null	ADJ
esutjss-254	266	8	hypothesis	hypothesis	NOUN
esutjss-254	266	9	that	that	SCONJ
esutjss-254	266	10	there	there	PRON
esutjss-254	266	11	is	be	VERB
esutjss-254	266	12	no	no	DET
esutjss-254	266	13	significant	significant	ADJ
esutjss-254	266	14	relationship	relationship	NOUN
esutjss-254	266	15	between	between	ADP
esutjss-254	266	16	crf	crf	PROPN
esutjss-254	266	17	and	and	CCONJ
esutjss-254	266	18	the	the	DET
esutjss-254	266	19	performance	performance	NOUN
esutjss-254	266	20	of	of	ADP
esutjss-254	266	21	nigeria	nigeria	PROPN
esutjss-254	266	22	manufacturing	manufacturing	NOUN
esutjss-254	266	23	companies	company	NOUN
esutjss-254	266	24	.	.	PUNCT
esutjss-254	267	1	this	this	PRON
esutjss-254	267	2	prove	prove	VERB
esutjss-254	267	3	that	that	SCONJ
esutjss-254	267	4	all	all	DET
esutjss-254	267	5	the	the	DET
esutjss-254	267	6	benefits	benefit	NOUN
esutjss-254	267	7	offered	offer	VERB
esutjss-254	267	8	by	by	ADP
esutjss-254	267	9	crf	crf	PROPN
esutjss-254	267	10	do	do	AUX
esutjss-254	267	11	have	have	VERB
esutjss-254	267	12	real	real	ADJ
esutjss-254	267	13	impact	impact	NOUN
esutjss-254	267	14	on	on	ADP
esutjss-254	267	15	the	the	DET
esutjss-254	267	16	performance	performance	NOUN
esutjss-254	267	17	of	of	ADP
esutjss-254	267	18	the	the	DET
esutjss-254	267	19	manufacturing	manufacturing	NOUN
esutjss-254	267	20	concerns	concern	NOUN
esutjss-254	267	21	.	.	PUNCT
esutjss-254	268	1	by	by	ADP
esutjss-254	268	2	shifting	shift	VERB
esutjss-254	268	3	the	the	DET
esutjss-254	268	4	risk	risk	NOUN
esutjss-254	268	5	exposure	exposure	NOUN
esutjss-254	268	6	of	of	ADP
esutjss-254	268	7	the	the	DET
esutjss-254	268	8	sector	sector	NOUN
esutjss-254	268	9	to	to	ADP
esutjss-254	268	10	the	the	DET
esutjss-254	268	11	capital	capital	NOUN
esutjss-254	268	12	market	market	NOUN
esutjss-254	268	13	not	not	PART
esutjss-254	268	14	39	39	NUM
esutjss-254	268	15	only	only	ADV
esutjss-254	268	16	protect	protect	NOUN
esutjss-254	268	17	against	against	ADP
esutjss-254	268	18	catastrophic	catastrophic	ADJ
esutjss-254	268	19	losses	loss	NOUN
esutjss-254	268	20	that	that	PRON
esutjss-254	268	21	could	could	AUX
esutjss-254	268	22	have	have	AUX
esutjss-254	268	23	sunk	sink	VERB
esutjss-254	268	24	an	an	DET
esutjss-254	268	25	enterprise	enterprise	NOUN
esutjss-254	268	26	into	into	ADP
esutjss-254	268	27	oblivion	oblivion	NOUN
esutjss-254	268	28	,	,	PUNCT
esutjss-254	268	29	it	it	PRON
esutjss-254	268	30	provides	provide	VERB
esutjss-254	268	31	another	another	DET
esutjss-254	268	32	means	mean	NOUN
esutjss-254	268	33	of	of	ADP
esutjss-254	268	34	profit	profit	NOUN
esutjss-254	268	35	making	make	VERB
esutjss-254	268	36	opportunity	opportunity	NOUN
esutjss-254	268	37	to	to	ADP
esutjss-254	268	38	investors	investor	NOUN
esutjss-254	268	39	.	.	PUNCT
esutjss-254	269	1	the	the	DET
esutjss-254	269	2	study	study	NOUN
esutjss-254	269	3	underscores	underscore	VERB
esutjss-254	269	4	the	the	DET
esutjss-254	269	5	potential	potential	ADJ
esutjss-254	269	6	role	role	NOUN
esutjss-254	269	7	of	of	ADP
esutjss-254	269	8	art	art	NOUN
esutjss-254	269	9	strategy	strategy	NOUN
esutjss-254	269	10	can	can	AUX
esutjss-254	269	11	play	play	VERB
esutjss-254	269	12	in	in	ADP
esutjss-254	269	13	shaping	shaping	NOUN
esutjss-254	269	14	and	and	CCONJ
esutjss-254	269	15	influencing	influence	VERB
esutjss-254	269	16	success	success	NOUN
esutjss-254	269	17	trajectory	trajectory	NOUN
esutjss-254	269	18	of	of	ADP
esutjss-254	269	19	the	the	DET
esutjss-254	269	20	manufacturing	manufacturing	NOUN
esutjss-254	269	21	industry	industry	NOUN
esutjss-254	269	22	.	.	PUNCT
esutjss-254	270	1	understanding	understanding	NOUN
esutjss-254	270	2	of	of	ADP
esutjss-254	270	3	a	a	DET
esutjss-254	270	4	positive	positive	ADJ
esutjss-254	270	5	relationship	relationship	NOUN
esutjss-254	270	6	between	between	ADP
esutjss-254	270	7	art	art	NOUN
esutjss-254	270	8	and	and	CCONJ
esutjss-254	270	9	performance	performance	NOUN
esutjss-254	270	10	as	as	SCONJ
esutjss-254	270	11	shown	show	VERB
esutjss-254	270	12	in	in	ADP
esutjss-254	270	13	this	this	DET
esutjss-254	270	14	study	study	NOUN
esutjss-254	270	15	can	can	AUX
esutjss-254	270	16	provide	provide	VERB
esutjss-254	270	17	a	a	DET
esutjss-254	270	18	valuable	valuable	ADJ
esutjss-254	270	19	compass	compass	NOUN
esutjss-254	270	20	for	for	ADP
esutjss-254	270	21	strategic	strategic	ADJ
esutjss-254	270	22	decision	decision	NOUN
esutjss-254	270	23	making	making	NOUN
esutjss-254	270	24	,	,	PUNCT
esutjss-254	270	25	risk	risk	NOUN
esutjss-254	270	26	mitigation	mitigation	NOUN
esutjss-254	270	27	strategy	strategy	NOUN
esutjss-254	270	28	and	and	CCONJ
esutjss-254	270	29	basis	basis	NOUN
esutjss-254	270	30	for	for	ADP
esutjss-254	270	31	organizational	organizational	ADJ
esutjss-254	270	32	resilience	resilience	NOUN
esutjss-254	270	33	.	.	PUNCT
esutjss-254	271	1	the	the	DET
esutjss-254	271	2	empirical	empirical	ADJ
esutjss-254	271	3	findings	finding	NOUN
esutjss-254	271	4	reveal	reveal	VERB
esutjss-254	271	5	that	that	SCONJ
esutjss-254	271	6	catastrophe	catastrophe	NOUN
esutjss-254	271	7	risk	risk	NOUN
esutjss-254	271	8	futures	future	NOUN
esutjss-254	271	9	(	(	PUNCT
esutjss-254	271	10	crf	crf	NOUN
esutjss-254	271	11	)	)	PUNCT
esutjss-254	271	12	as	as	ADP
esutjss-254	271	13	a	a	DET
esutjss-254	271	14	form	form	NOUN
esutjss-254	271	15	of	of	ADP
esutjss-254	271	16	alternative	alternative	ADJ
esutjss-254	271	17	risk	risk	NOUN
esutjss-254	271	18	transfer	transfer	NOUN
esutjss-254	271	19	solutions	solution	NOUN
esutjss-254	271	20	is	be	AUX
esutjss-254	271	21	expected	expect	VERB
esutjss-254	271	22	to	to	PART
esutjss-254	271	23	wield	wield	VERB
esutjss-254	271	24	a	a	DET
esutjss-254	271	25	positive	positive	ADJ
esutjss-254	271	26	and	and	CCONJ
esutjss-254	271	27	significant	significant	ADJ
esutjss-254	271	28	effect	effect	NOUN
esutjss-254	271	29	on	on	ADP
esutjss-254	271	30	performance	performance	NOUN
esutjss-254	271	31	of	of	ADP
esutjss-254	271	32	manufacturing	manufacturing	NOUN
esutjss-254	271	33	companies	company	NOUN
esutjss-254	271	34	(	(	PUNCT
esutjss-254	271	35	pmc	pmc	PROPN
esutjss-254	271	36	)	)	PUNCT
esutjss-254	271	37	.	.	PUNCT
esutjss-254	272	1	this	this	PRON
esutjss-254	272	2	implies	imply	VERB
esutjss-254	272	3	that	that	SCONJ
esutjss-254	272	4	average	average	ADJ
esutjss-254	272	5	coefficient	coefficient	NOUN
esutjss-254	272	6	of	of	ADP
esutjss-254	272	7	0.199	0.199	NUM
esutjss-254	272	8	and	and	CCONJ
esutjss-254	272	9	pvalue	pvalue	NOUN
esutjss-254	272	10	of	of	ADP
esutjss-254	272	11	0.000	0.000	NUM
esutjss-254	272	12	,	,	PUNCT
esutjss-254	272	13	shows	show	VERB
esutjss-254	272	14	that	that	SCONJ
esutjss-254	272	15	catastrophe	catastrophe	NOUN
esutjss-254	272	16	risk	risk	NOUN
esutjss-254	272	17	futures	future	NOUN
esutjss-254	272	18	(	(	PUNCT
esutjss-254	272	19	crf	crf	NOUN
esutjss-254	272	20	)	)	PUNCT
esutjss-254	272	21	has	have	VERB
esutjss-254	272	22	a	a	DET
esutjss-254	272	23	positive	positive	ADJ
esutjss-254	272	24	and	and	CCONJ
esutjss-254	272	25	significant	significant	ADJ
esutjss-254	272	26	impact	impact	NOUN
esutjss-254	272	27	on	on	ADP
esutjss-254	272	28	the	the	DET
esutjss-254	272	29	performance	performance	NOUN
esutjss-254	272	30	of	of	ADP
esutjss-254	272	31	manufacturing	manufacturing	NOUN
esutjss-254	272	32	companies	company	NOUN
esutjss-254	272	33	.	.	PUNCT
esutjss-254	273	1	that	that	PRON
esutjss-254	273	2	is	be	AUX
esutjss-254	273	3	the	the	DET
esutjss-254	273	4	initiation	initiation	NOUN
esutjss-254	273	5	of	of	ADP
esutjss-254	273	6	a	a	DET
esutjss-254	273	7	unit	unit	NOUN
esutjss-254	273	8	change	change	NOUN
esutjss-254	273	9	in	in	ADP
esutjss-254	273	10	catastrophe	catastrophe	NOUN
esutjss-254	273	11	risk	risk	NOUN
esutjss-254	273	12	futures	future	NOUN
esutjss-254	273	13	(	(	PUNCT
esutjss-254	273	14	crf	crf	NOUN
esutjss-254	273	15	)	)	PUNCT
esutjss-254	273	16	confirms	confirm	VERB
esutjss-254	273	17	the	the	DET
esutjss-254	273	18	theory	theory	NOUN
esutjss-254	273	19	to	to	ADP
esutjss-254	273	20	the	the	DET
esutjss-254	273	21	time	time	NOUN
esutjss-254	273	22	about	about	ADP
esutjss-254	273	23	0.199	0.199	NUM
esutjss-254	273	24	,	,	PUNCT
esutjss-254	273	25	which	which	PRON
esutjss-254	273	26	means	mean	VERB
esutjss-254	273	27	increase	increase	NOUN
esutjss-254	273	28	in	in	ADP
esutjss-254	273	29	catastrophe	catastrophe	NOUN
esutjss-254	273	30	risk	risk	NOUN
esutjss-254	273	31	futures	future	NOUN
esutjss-254	273	32	(	(	PUNCT
esutjss-254	273	33	crf	crf	NOUN
esutjss-254	273	34	)	)	PUNCT
esutjss-254	273	35	causes	cause	VERB
esutjss-254	273	36	0.199	0.199	NUM
esutjss-254	273	37	increases	increase	NOUN
esutjss-254	273	38	in	in	ADP
esutjss-254	273	39	the	the	DET
esutjss-254	273	40	performance	performance	NOUN
esutjss-254	273	41	of	of	ADP
esutjss-254	273	42	manufacturing	manufacturing	NOUN
esutjss-254	273	43	companies	company	NOUN
esutjss-254	273	44	.	.	PUNCT
esutjss-254	274	1	hence	hence	ADV
esutjss-254	274	2	,	,	PUNCT
esutjss-254	274	3	we	we	PRON
esutjss-254	274	4	fail	fail	VERB
esutjss-254	274	5	to	to	PART
esutjss-254	274	6	accept	accept	VERB
esutjss-254	274	7	the	the	DET
esutjss-254	274	8	first	first	ADJ
esutjss-254	274	9	null	null	ADJ
esutjss-254	274	10	hypothesis	hypothesis	NOUN
esutjss-254	274	11	and	and	CCONJ
esutjss-254	274	12	we	we	PRON
esutjss-254	274	13	accept	accept	VERB
esutjss-254	274	14	the	the	DET
esutjss-254	274	15	alternate	alternate	ADJ
esutjss-254	274	16	hypothesis	hypothesis	NOUN
esutjss-254	274	17	that	that	SCONJ
esutjss-254	274	18	there	there	PRON
esutjss-254	274	19	is	be	VERB
esutjss-254	274	20	a	a	DET
esutjss-254	274	21	significant	significant	ADJ
esutjss-254	274	22	relationship	relationship	NOUN
esutjss-254	274	23	between	between	ADP
esutjss-254	274	24	the	the	DET
esutjss-254	274	25	use	use	NOUN
esutjss-254	274	26	of	of	ADP
esutjss-254	274	27	crf	crf	PROPN
esutjss-254	274	28	and	and	CCONJ
esutjss-254	274	29	the	the	DET
esutjss-254	274	30	performance	performance	NOUN
esutjss-254	274	31	of	of	ADP
esutjss-254	274	32	nigeria	nigeria	PROPN
esutjss-254	274	33	manufacturing	manufacturing	NOUN
esutjss-254	274	34	companies	company	NOUN
esutjss-254	274	35	.	.	PUNCT
esutjss-254	275	1	the	the	DET
esutjss-254	275	2	implication	implication	NOUN
esutjss-254	275	3	of	of	ADP
esutjss-254	275	4	this	this	DET
esutjss-254	275	5	study	study	NOUN
esutjss-254	275	6	to	to	ADP
esutjss-254	275	7	policymakers	policymaker	NOUN
esutjss-254	275	8	and	and	CCONJ
esutjss-254	275	9	regulators	regulator	NOUN
esutjss-254	275	10	of	of	ADP
esutjss-254	275	11	pension	pension	NOUN
esutjss-254	275	12	funds	fund	NOUN
esutjss-254	275	13	business	business	NOUN
esutjss-254	275	14	in	in	ADP
esutjss-254	275	15	nigeria	nigeria	PROPN
esutjss-254	275	16	is	be	AUX
esutjss-254	275	17	that	that	SCONJ
esutjss-254	275	18	it	it	PRON
esutjss-254	275	19	informs	inform	VERB
esutjss-254	275	20	them	they	PRON
esutjss-254	275	21	that	that	SCONJ
esutjss-254	275	22	different	different	ADJ
esutjss-254	275	23	assets	asset	NOUN
esutjss-254	275	24	and	and	CCONJ
esutjss-254	275	25	liabilities	liability	NOUN
esutjss-254	275	26	contribute	contribute	VERB
esutjss-254	275	27	differently	differently	ADV
esutjss-254	275	28	to	to	ADP
esutjss-254	275	29	the	the	DET
esutjss-254	275	30	profitability	profitability	NOUN
esutjss-254	275	31	of	of	ADP
esutjss-254	275	32	the	the	DET
esutjss-254	275	33	company	company	NOUN
esutjss-254	275	34	.	.	PUNCT
esutjss-254	276	1	this	this	PRON
esutjss-254	276	2	creates	create	VERB
esutjss-254	276	3	a	a	DET
esutjss-254	276	4	need	need	NOUN
esutjss-254	276	5	to	to	PART
esutjss-254	276	6	identify	identify	VERB
esutjss-254	276	7	assets	asset	NOUN
esutjss-254	276	8	with	with	ADP
esutjss-254	276	9	higher	high	ADJ
esutjss-254	276	10	returns	return	NOUN
esutjss-254	276	11	and	and	CCONJ
esutjss-254	276	12	liabilities	liability	NOUN
esutjss-254	276	13	with	with	ADP
esutjss-254	276	14	lower	low	ADJ
esutjss-254	276	15	cost	cost	NOUN
esutjss-254	276	16	in	in	ADP
esutjss-254	276	17	order	order	NOUN
esutjss-254	276	18	to	to	PART
esutjss-254	276	19	increase	increase	VERB
esutjss-254	276	20	profitability	profitability	NOUN
esutjss-254	276	21	.	.	PUNCT
esutjss-254	277	1	efficient	efficient	ADJ
esutjss-254	277	2	management	management	NOUN
esutjss-254	277	3	of	of	ADP
esutjss-254	277	4	these	these	DET
esutjss-254	277	5	assets	asset	NOUN
esutjss-254	277	6	and	and	CCONJ
esutjss-254	277	7	liabilities	liability	NOUN
esutjss-254	277	8	will	will	AUX
esutjss-254	277	9	enable	enable	VERB
esutjss-254	277	10	pensioners	pensioner	NOUN
esutjss-254	277	11	maximize	maximize	VERB
esutjss-254	277	12	profit	profit	NOUN
esutjss-254	277	13	and	and	CCONJ
esutjss-254	277	14	create	create	VERB
esutjss-254	277	15	value	value	NOUN
esutjss-254	277	16	for	for	ADP
esutjss-254	277	17	shareholders	shareholder	NOUN
esutjss-254	277	18	.	.	PUNCT
esutjss-254	278	1	recommendations	recommendation	NOUN
esutjss-254	278	2	based	base	VERB
esutjss-254	278	3	on	on	ADP
esutjss-254	278	4	the	the	DET
esutjss-254	278	5	findings	finding	NOUN
esutjss-254	278	6	of	of	ADP
esutjss-254	278	7	the	the	DET
esutjss-254	278	8	study	study	NOUN
esutjss-254	278	9	,	,	PUNCT
esutjss-254	278	10	the	the	DET
esutjss-254	278	11	researcher	researcher	NOUN
esutjss-254	278	12	recommends	recommend	VERB
esutjss-254	278	13	:	:	PUNCT
esutjss-254	279	1	1	1	X
esutjss-254	279	2	.	.	X
esutjss-254	279	3	the	the	DET
esutjss-254	279	4	industry	industry	NOUN
esutjss-254	279	5	or	or	CCONJ
esutjss-254	279	6	organization	organization	NOUN
esutjss-254	279	7	must	must	AUX
esutjss-254	279	8	determine	determine	VERB
esutjss-254	279	9	the	the	DET
esutjss-254	279	10	upper	upper	ADJ
esutjss-254	279	11	limit	limit	NOUN
esutjss-254	279	12	of	of	ADP
esutjss-254	279	13	business	business	NOUN
esutjss-254	279	14	investment	investment	NOUN
esutjss-254	279	15	in	in	ADP
esutjss-254	279	16	art	art	NOUN
esutjss-254	279	17	as	as	ADP
esutjss-254	279	18	a	a	DET
esutjss-254	279	19	percentage	percentage	NOUN
esutjss-254	279	20	of	of	ADP
esutjss-254	279	21	the	the	DET
esutjss-254	279	22	balance	balance	NOUN
esutjss-254	279	23	sheet	sheet	NOUN
esutjss-254	279	24	beyond	beyond	ADP
esutjss-254	279	25	which	which	PRON
esutjss-254	279	26	there	there	PRON
esutjss-254	279	27	is	be	VERB
esutjss-254	279	28	no	no	DET
esutjss-254	279	29	significant	significant	ADJ
esutjss-254	279	30	positive	positive	ADJ
esutjss-254	279	31	impact	impact	NOUN
esutjss-254	279	32	on	on	ADP
esutjss-254	279	33	performance	performance	NOUN
esutjss-254	279	34	or	or	CCONJ
esutjss-254	279	35	result	result	VERB
esutjss-254	279	36	in	in	ADP
esutjss-254	279	37	negative	negative	ADJ
esutjss-254	279	38	performance	performance	NOUN
esutjss-254	279	39	.	.	PUNCT
esutjss-254	280	1	2	2	X
esutjss-254	280	2	.	.	X
esutjss-254	280	3	manufacturing	manufacturing	NOUN
esutjss-254	280	4	companies	company	NOUN
esutjss-254	280	5	should	should	AUX
esutjss-254	280	6	seek	seek	VERB
esutjss-254	280	7	to	to	PART
esutjss-254	280	8	understand	understand	VERB
esutjss-254	280	9	their	their	PRON
esutjss-254	280	10	exposure	exposure	NOUN
esutjss-254	280	11	and	and	CCONJ
esutjss-254	280	12	determine	determine	VERB
esutjss-254	280	13	adaptable	adaptable	ADJ
esutjss-254	280	14	alternative	alternative	ADJ
esutjss-254	280	15	risk	risk	NOUN
esutjss-254	280	16	transfer	transfer	NOUN
esutjss-254	280	17	solutions	solution	NOUN
esutjss-254	280	18	that	that	PRON
esutjss-254	280	19	cater	cater	VERB
esutjss-254	280	20	to	to	ADP
esutjss-254	280	21	their	their	PRON
esutjss-254	280	22	specific	specific	ADJ
esutjss-254	280	23	needs	need	NOUN
esutjss-254	280	24	and	and	CCONJ
esutjss-254	280	25	risk	risk	NOUN
esutjss-254	280	26	profiles	profile	NOUN
esutjss-254	280	27	rather	rather	ADV
esutjss-254	280	28	than	than	ADP
esutjss-254	280	29	adopting	adopt	VERB
esutjss-254	280	30	a	a	DET
esutjss-254	280	31	one	one	NUM
esutjss-254	280	32	-	-	PUNCT
esutjss-254	280	33	size	size	NOUN
esutjss-254	280	34	-	-	PUNCT
esutjss-254	280	35	fits	fit	VERB
esutjss-254	280	36	-	-	PUNCT
esutjss-254	280	37	all	all	PRON
esutjss-254	280	38	approach	approach	NOUN
esutjss-254	280	39	.	.	PUNCT
esutjss-254	281	1	3	3	X
esutjss-254	281	2	.	.	X
esutjss-254	281	3	manufacturing	manufacturing	NOUN
esutjss-254	281	4	companies	company	NOUN
esutjss-254	281	5	should	should	AUX
esutjss-254	281	6	engage	engage	VERB
esutjss-254	281	7	with	with	ADP
esutjss-254	281	8	risk	risk	NOUN
esutjss-254	281	9	management	management	NOUN
esutjss-254	281	10	consultants	consultant	NOUN
esutjss-254	281	11	or	or	CCONJ
esutjss-254	281	12	insurance	insurance	NOUN
esutjss-254	281	13	brokers	broker	NOUN
esutjss-254	281	14	who	who	PRON
esutjss-254	281	15	have	have	VERB
esutjss-254	281	16	expertise	expertise	NOUN
esutjss-254	281	17	in	in	ADP
esutjss-254	281	18	alternative	alternative	ADJ
esutjss-254	281	19	risk	risk	NOUN
esutjss-254	281	20	transfer	transfer	NOUN
esutjss-254	281	21	solutions	solution	NOUN
esutjss-254	281	22	to	to	PART
esutjss-254	281	23	ensure	ensure	VERB
esutjss-254	281	24	the	the	DET
esutjss-254	281	25	chosen	choose	VERB
esutjss-254	281	26	strategies	strategy	NOUN
esutjss-254	281	27	are	be	AUX
esutjss-254	281	28	effective	effective	ADJ
esutjss-254	281	29	and	and	CCONJ
esutjss-254	281	30	appropriate	appropriate	ADJ
esutjss-254	281	31	.	.	PUNCT
esutjss-254	282	1	4	4	X
esutjss-254	282	2	.	.	X
esutjss-254	282	3	manufacturing	manufacturing	NOUN
esutjss-254	282	4	companies	company	NOUN
esutjss-254	282	5	should	should	AUX
esutjss-254	282	6	ensure	ensure	VERB
esutjss-254	282	7	that	that	SCONJ
esutjss-254	282	8	all	all	DET
esutjss-254	282	9	alternative	alternative	ADJ
esutjss-254	282	10	risk	risk	NOUN
esutjss-254	282	11	transfer	transfer	NOUN
esutjss-254	282	12	solutions	solution	NOUN
esutjss-254	282	13	comply	comply	VERB
esutjss-254	282	14	with	with	ADP
esutjss-254	282	15	local	local	ADJ
esutjss-254	282	16	and	and	CCONJ
esutjss-254	282	17	international	international	ADJ
esutjss-254	282	18	regulatory	regulatory	ADJ
esutjss-254	282	19	standards	standard	NOUN
esutjss-254	282	20	to	to	PART
esutjss-254	282	21	avoid	avoid	VERB
esutjss-254	282	22	legal	legal	ADJ
esutjss-254	282	23	complications	complication	NOUN
esutjss-254	282	24	and	and	CCONJ
esutjss-254	282	25	ensure	ensure	VERB
esutjss-254	282	26	the	the	DET
esutjss-254	282	27	art	art	NOUN
esutjss-254	282	28	solutions	solution	NOUN
esutjss-254	282	29	thrive	thrive	VERB
esutjss-254	282	30	in	in	ADP
esutjss-254	282	31	the	the	DET
esutjss-254	282	32	country	country	NOUN
esutjss-254	282	33	.	.	PUNCT
esutjss-254	283	1	5	5	X
esutjss-254	283	2	.	.	X
esutjss-254	283	3	manufacturing	manufacturing	NOUN
esutjss-254	283	4	companies	company	NOUN
esutjss-254	283	5	should	should	AUX
esutjss-254	283	6	implement	implement	VERB
esutjss-254	283	7	a	a	DET
esutjss-254	283	8	system	system	NOUN
esutjss-254	283	9	for	for	ADP
esutjss-254	283	10	continuous	continuous	ADJ
esutjss-254	283	11	improvement	improvement	NOUN
esutjss-254	283	12	,	,	PUNCT
esutjss-254	283	13	monitoring	monitoring	NOUN
esutjss-254	283	14	and	and	CCONJ
esutjss-254	283	15	evaluation	evaluation	NOUN
esutjss-254	283	16	of	of	ADP
esutjss-254	283	17	the	the	DET
esutjss-254	283	18	alternative	alternative	ADJ
esutjss-254	283	19	risk	risk	NOUN
esutjss-254	283	20	transfer	transfer	NOUN
esutjss-254	283	21	strategies	strategy	NOUN
esutjss-254	283	22	to	to	PART
esutjss-254	283	23	ensure	ensure	VERB
esutjss-254	283	24	they	they	PRON
esutjss-254	283	25	remain	remain	VERB
esutjss-254	283	26	effective	effective	ADJ
esutjss-254	283	27	over	over	ADP
esutjss-254	283	28	time	time	NOUN
esutjss-254	283	29	.	.	PUNCT
esutjss-254	284	1	6	6	X
esutjss-254	284	2	.	.	X
esutjss-254	284	3	manufacturing	manufacturing	NOUN
esutjss-254	284	4	companies	company	NOUN
esutjss-254	284	5	should	should	AUX
esutjss-254	284	6	diversify	diversify	VERB
esutjss-254	284	7	their	their	PRON
esutjss-254	284	8	portfolio	portfolio	NOUN
esutjss-254	284	9	of	of	ADP
esutjss-254	284	10	risk	risk	NOUN
esutjss-254	284	11	transfer	transfer	NOUN
esutjss-254	284	12	solutions	solution	NOUN
esutjss-254	284	13	to	to	PART
esutjss-254	284	14	spread	spread	VERB
esutjss-254	284	15	risk	risk	NOUN
esutjss-254	284	16	and	and	CCONJ
esutjss-254	284	17	increase	increase	VERB
esutjss-254	284	18	the	the	DET
esutjss-254	284	19	potential	potential	NOUN
esutjss-254	284	20	for	for	ADP
esutjss-254	284	21	returns	return	NOUN
esutjss-254	284	22	.	.	PUNCT
esutjss-254	285	1	7	7	X
esutjss-254	285	2	.	.	X
esutjss-254	285	3	transparency	transparency	NOUN
esutjss-254	285	4	with	with	ADP
esutjss-254	285	5	stakeholders	stakeholder	NOUN
esutjss-254	285	6	required	require	VERB
esutjss-254	285	7	about	about	ADP
esutjss-254	285	8	the	the	DET
esutjss-254	285	9	company	company	NOUN
esutjss-254	285	10	’s	’s	PART
esutjss-254	285	11	risk	risk	NOUN
esutjss-254	285	12	management	management	NOUN
esutjss-254	285	13	strategies	strategy	NOUN
esutjss-254	285	14	to	to	PART
esutjss-254	285	15	build	build	VERB
esutjss-254	285	16	trust	trust	NOUN
esutjss-254	285	17	and	and	CCONJ
esutjss-254	285	18	confidence	confidence	NOUN
esutjss-254	285	19	.	.	PUNCT
esutjss-254	286	1	8	8	X
esutjss-254	286	2	.	.	X
esutjss-254	286	3	manufacturing	manufacturing	NOUN
esutjss-254	286	4	companies	company	NOUN
esutjss-254	286	5	should	should	AUX
esutjss-254	286	6	stay	stay	VERB
esutjss-254	286	7	abreast	abreast	ADV
esutjss-254	286	8	of	of	ADP
esutjss-254	286	9	the	the	DET
esutjss-254	286	10	latest	late	ADJ
esutjss-254	286	11	developments	development	NOUN
esutjss-254	286	12	and	and	CCONJ
esutjss-254	286	13	innovations	innovation	NOUN
esutjss-254	286	14	in	in	ADP
esutjss-254	286	15	alternative	alternative	ADJ
esutjss-254	286	16	risk	risk	NOUN
esutjss-254	286	17	transfer	transfer	NOUN
esutjss-254	286	18	solutions	solution	NOUN
esutjss-254	286	19	to	to	PART
esutjss-254	286	20	leverage	leverage	VERB
esutjss-254	286	21	new	new	ADJ
esutjss-254	286	22	opportunities	opportunity	NOUN
esutjss-254	286	23	and	and	CCONJ
esutjss-254	286	24	improve	improve	VERB
esutjss-254	286	25	risk	risk	NOUN
esutjss-254	286	26	management	management	NOUN
esutjss-254	286	27	.	.	PUNCT
esutjss-254	287	1	40	40	NUM
esutjss-254	287	2	9	9	NUM
esutjss-254	287	3	.	.	PUNCT
esutjss-254	287	4	government	government	NOUN
esutjss-254	287	5	and	and	CCONJ
esutjss-254	287	6	the	the	DET
esutjss-254	287	7	manufacturers	manufacturers	PROPN
esutjss-254	287	8	association	association	PROPN
esutjss-254	287	9	of	of	ADP
esutjss-254	287	10	nigeria	nigeria	PROPN
esutjss-254	287	11	,	,	PUNCT
esutjss-254	287	12	man	man	NOUN
esutjss-254	287	13	should	should	AUX
esutjss-254	287	14	create	create	VERB
esutjss-254	287	15	an	an	DET
esutjss-254	287	16	enabling	enable	VERB
esutjss-254	287	17	environment	environment	NOUN
esutjss-254	287	18	by	by	ADP
esutjss-254	287	19	way	way	NOUN
esutjss-254	287	20	of	of	ADP
esutjss-254	287	21	legislatures	legislature	NOUN
esutjss-254	287	22	and	and	CCONJ
esutjss-254	287	23	regulations	regulation	NOUN
esutjss-254	287	24	for	for	ADP
esutjss-254	287	25	alternative	alternative	ADJ
esutjss-254	287	26	risk	risk	NOUN
esutjss-254	287	27	transfer	transfer	NOUN
esutjss-254	287	28	,	,	PUNCT
esutjss-254	287	29	art	art	NOUN
esutjss-254	287	30	to	to	PART
esutjss-254	287	31	thrive	thrive	VERB
esutjss-254	287	32	in	in	ADP
esutjss-254	287	33	the	the	DET
esutjss-254	287	34	nigerian	nigerian	ADJ
esutjss-254	287	35	space	space	NOUN
esutjss-254	287	36	in	in	ADP
esutjss-254	287	37	conjunction	conjunction	NOUN
esutjss-254	287	38	with	with	ADP
esutjss-254	287	39	the	the	DET
esutjss-254	287	40	security	security	NOUN
esutjss-254	287	41	and	and	CCONJ
esutjss-254	287	42	exchange	exchange	PROPN
esutjss-254	287	43	commission	commission	PROPN
esutjss-254	287	44	,	,	PUNCT
esutjss-254	287	45	sec	sec	PROPN
esutjss-254	287	46	.	.	PROPN
esutjss-254	287	47	man	man	NOUN
esutjss-254	287	48	must	must	AUX
esutjss-254	287	49	sensitize	sensitize	VERB
esutjss-254	287	50	and	and	CCONJ
esutjss-254	287	51	engage	engage	VERB
esutjss-254	287	52	its	its	PRON
esutjss-254	287	53	members	member	NOUN
esutjss-254	287	54	on	on	ADP
esutjss-254	287	55	art	art	NOUN
esutjss-254	287	56	and	and	CCONJ
esutjss-254	287	57	its	its	PRON
esutjss-254	287	58	benefits	benefit	NOUN
esutjss-254	287	59	.	.	PUNCT
esutjss-254	288	1	10	10	NUM
esutjss-254	288	2	.	.	PUNCT
esutjss-254	288	3	appropriate	appropriate	ADJ
esutjss-254	288	4	pricing	pricing	NOUN
esutjss-254	288	5	for	for	ADP
esutjss-254	288	6	art	art	NOUN
esutjss-254	288	7	is	be	AUX
esutjss-254	288	8	still	still	ADV
esutjss-254	288	9	an	an	DET
esutjss-254	288	10	issue	issue	NOUN
esutjss-254	288	11	across	across	ADP
esutjss-254	288	12	the	the	DET
esutjss-254	288	13	world	world	NOUN
esutjss-254	288	14	.	.	PUNCT
esutjss-254	289	1	it	it	PRON
esutjss-254	289	2	will	will	AUX
esutjss-254	289	3	be	be	AUX
esutjss-254	289	4	more	more	ADV
esutjss-254	289	5	so	so	ADV
esutjss-254	289	6	in	in	ADP
esutjss-254	289	7	nigeria	nigeria	PROPN
esutjss-254	289	8	given	give	VERB
esutjss-254	289	9	its	its	PRON
esutjss-254	289	10	relative	relative	ADJ
esutjss-254	289	11	novel	novel	ADJ
esutjss-254	289	12	status	status	NOUN
esutjss-254	289	13	.	.	PUNCT
esutjss-254	290	1	therefore	therefore	ADV
esutjss-254	290	2	,	,	PUNCT
esutjss-254	290	3	man	man	NOUN
esutjss-254	290	4	and	and	CCONJ
esutjss-254	290	5	sec	sec	PROPN
esutjss-254	290	6	must	must	AUX
esutjss-254	290	7	work	work	VERB
esutjss-254	290	8	together	together	ADV
esutjss-254	290	9	and	and	CCONJ
esutjss-254	290	10	keep	keep	VERB
esutjss-254	290	11	at	at	ADP
esutjss-254	290	12	it	it	PRON
esutjss-254	290	13	till	till	SCONJ
esutjss-254	290	14	perfect	perfect	ADJ
esutjss-254	290	15	pricing	pricing	NOUN
esutjss-254	290	16	mechanism	mechanism	NOUN
esutjss-254	290	17	can	can	AUX
esutjss-254	290	18	be	be	AUX
esutjss-254	290	19	achieved	achieve	VERB
esutjss-254	290	20	.	.	PUNCT
esutjss-254	291	1	further	further	ADJ
esutjss-254	291	2	study	study	NOUN
esutjss-254	291	3	as	as	SCONJ
esutjss-254	291	4	it	it	PRON
esutjss-254	291	5	was	be	AUX
esutjss-254	291	6	not	not	PART
esutjss-254	291	7	possible	possible	ADJ
esutjss-254	291	8	for	for	SCONJ
esutjss-254	291	9	the	the	DET
esutjss-254	291	10	researcher	researcher	NOUN
esutjss-254	291	11	to	to	PART
esutjss-254	291	12	cover	cover	VERB
esutjss-254	291	13	all	all	PRON
esutjss-254	291	14	investigate	investigate	VERB
esutjss-254	291	15	the	the	DET
esutjss-254	291	16	impact	impact	NOUN
esutjss-254	291	17	of	of	ADP
esutjss-254	291	18	alternative	alternative	ADJ
esutjss-254	291	19	risk	risk	NOUN
esutjss-254	291	20	transfer	transfer	NOUN
esutjss-254	291	21	solutions	solution	NOUN
esutjss-254	291	22	on	on	ADP
esutjss-254	291	23	hidden	hide	VERB
esutjss-254	291	24	liabilities	liability	NOUN
esutjss-254	291	25	and	and	CCONJ
esutjss-254	291	26	contingent	contingent	ADJ
esutjss-254	291	27	risks	risk	NOUN
esutjss-254	291	28	that	that	PRON
esutjss-254	291	29	may	may	AUX
esutjss-254	291	30	not	not	PART
esutjss-254	291	31	be	be	AUX
esutjss-254	291	32	fully	fully	ADV
esutjss-254	291	33	reflected	reflect	VERB
esutjss-254	291	34	in	in	ADP
esutjss-254	291	35	all	all	DET
esutjss-254	291	36	studies.thus	studies.thus	NOUN
esutjss-254	291	37	,	,	PUNCT
esutjss-254	291	38	beyond	beyond	ADP
esutjss-254	291	39	the	the	DET
esutjss-254	291	40	two	two	NUM
esutjss-254	291	41	used	use	VERB
esutjss-254	291	42	in	in	ADP
esutjss-254	291	43	the	the	DET
esutjss-254	291	44	study	study	NOUN
esutjss-254	291	45	,	,	PUNCT
esutjss-254	291	46	further	further	ADJ
esutjss-254	291	47	studies	study	NOUN
esutjss-254	291	48	will	will	AUX
esutjss-254	291	49	be	be	AUX
esutjss-254	291	50	on	on	ADP
esutjss-254	291	51	the	the	DET
esutjss-254	291	52	effects	effect	NOUN
esutjss-254	291	53	on	on	ADP
esutjss-254	291	54	other	other	ADJ
esutjss-254	291	55	relevant	relevant	ADJ
esutjss-254	291	56	assets	asset	NOUN
esutjss-254	291	57	and	and	CCONJ
esutjss-254	291	58	liabilities	liability	NOUN
esutjss-254	291	59	,	,	PUNCT
esutjss-254	291	60	such	such	ADJ
esutjss-254	291	61	as	as	ADP
esutjss-254	291	62	receivables	receivables	NOUN
esutjss-254	291	63	,	,	PUNCT
esutjss-254	291	64	payables	payable	NOUN
esutjss-254	291	65	,	,	PUNCT
esutjss-254	291	66	inventory	inventory	NOUN
esutjss-254	291	67	,	,	PUNCT
esutjss-254	291	68	and	and	CCONJ
esutjss-254	291	69	long	long	ADJ
esutjss-254	291	70	-	-	PUNCT
esutjss-254	291	71	term	term	NOUN
esutjss-254	291	72	debt	debt	NOUN
esutjss-254	291	73	.	.	PUNCT
esutjss-254	292	1	analyze	analyze	VERB
esutjss-254	292	2	the	the	DET
esutjss-254	292	3	impacts	impact	NOUN
esutjss-254	292	4	of	of	ADP
esutjss-254	292	5	various	various	ADJ
esutjss-254	292	6	alternative	alternative	ADJ
esutjss-254	292	7	risk	risk	NOUN
esutjss-254	292	8	transfer	transfer	NOUN
esutjss-254	292	9	options	option	NOUN
esutjss-254	292	10	,	,	PUNCT
esutjss-254	292	11	including	include	VERB
esutjss-254	292	12	captives	captive	NOUN
esutjss-254	292	13	,	,	PUNCT
esutjss-254	292	14	insurance	insurance	NOUN
esutjss-254	292	15	-	-	PUNCT
esutjss-254	292	16	linked	link	VERB
esutjss-254	292	17	securities	security	NOUN
esutjss-254	292	18	,	,	PUNCT
esutjss-254	292	19	and	and	CCONJ
esutjss-254	292	20	catastrophe	catastrophe	NOUN
esutjss-254	292	21	bonds.further	bonds.further	PRON
esutjss-254	292	22	studies	study	NOUN
esutjss-254	292	23	would	would	AUX
esutjss-254	292	24	explore	explore	VERB
esutjss-254	292	25	risk	risk	NOUN
esutjss-254	292	26	transfer	transfer	NOUN
esutjss-254	292	27	solutions	solution	NOUN
esutjss-254	292	28	tailored	tailor	VERB
esutjss-254	292	29	to	to	ADP
esutjss-254	292	30	the	the	DET
esutjss-254	292	31	specific	specific	ADJ
esutjss-254	292	32	risks	risk	NOUN
esutjss-254	292	33	faced	face	VERB
esutjss-254	292	34	by	by	ADP
esutjss-254	292	35	different	different	ADJ
esutjss-254	292	36	manufacturing	manufacturing	NOUN
esutjss-254	292	37	sub	sub	NOUN
esutjss-254	292	38	-	-	NOUN
esutjss-254	292	39	sectors	sector	NOUN
esutjss-254	292	40	in	in	ADP
esutjss-254	292	41	nigeria	nigeria	PROPN
esutjss-254	292	42	.	.	PUNCT
esutjss-254	293	1	further	further	ADJ
esutjss-254	293	2	studies	study	NOUN
esutjss-254	293	3	could	could	AUX
esutjss-254	293	4	be	be	AUX
esutjss-254	293	5	carried	carry	VERB
esutjss-254	293	6	out	out	ADP
esutjss-254	293	7	using	use	VERB
esutjss-254	293	8	variables	variable	NOUN
esutjss-254	293	9	like	like	ADP
esutjss-254	293	10	interest	interest	NOUN
esutjss-254	293	11	rate	rate	NOUN
esutjss-254	293	12	etc	etc	X
esutjss-254	293	13	.	.	X
esutjss-254	294	1	in	in	ADP
esutjss-254	294	2	addition	addition	NOUN
esutjss-254	294	3	,	,	PUNCT
esutjss-254	294	4	other	other	ADJ
esutjss-254	294	5	the	the	DET
esutjss-254	294	6	impact	impact	NOUN
esutjss-254	294	7	of	of	ADP
esutjss-254	294	8	alternative	alternative	ADJ
esutjss-254	294	9	risk	risk	NOUN
esutjss-254	294	10	transfer	transfer	NOUN
esutjss-254	294	11	solutions	solution	NOUN
esutjss-254	294	12	on	on	ADP
esutjss-254	294	13	hidden	hide	VERB
esutjss-254	294	14	liabilities	liability	NOUN
esutjss-254	294	15	and	and	CCONJ
esutjss-254	294	16	contingent	contingent	ADJ
esutjss-254	294	17	risks	risk	NOUN
esutjss-254	294	18	as	as	SCONJ
esutjss-254	294	19	it	it	PRON
esutjss-254	294	20	was	be	AUX
esutjss-254	294	21	not	not	PART
esutjss-254	294	22	possible	possible	ADJ
esutjss-254	294	23	for	for	SCONJ
esutjss-254	294	24	the	the	DET
esutjss-254	294	25	researcher	researcher	NOUN
esutjss-254	294	26	to	to	PART
esutjss-254	294	27	cover	cover	VERB
esutjss-254	294	28	all	all	PRON
esutjss-254	294	29	investigate	investigate	VERB
esutjss-254	294	30	the	the	DET
esutjss-254	294	31	impact	impact	NOUN
esutjss-254	294	32	of	of	ADP
esutjss-254	294	33	alternative	alternative	ADJ
esutjss-254	294	34	risk	risk	NOUN
esutjss-254	294	35	transfer	transfer	NOUN
esutjss-254	294	36	solutions	solution	NOUN
esutjss-254	294	37	on	on	ADP
esutjss-254	294	38	hidden	hide	VERB
esutjss-254	294	39	liabilities	liability	NOUN
esutjss-254	294	40	and	and	CCONJ
esutjss-254	294	41	contingent	contingent	ADJ
esutjss-254	294	42	risks	risk	NOUN
esutjss-254	294	43	that	that	PRON
esutjss-254	294	44	may	may	AUX
esutjss-254	294	45	not	not	PART
esutjss-254	294	46	be	be	AUX
esutjss-254	294	47	fully	fully	ADV
esutjss-254	294	48	reflected	reflect	VERB
esutjss-254	294	49	in	in	ADP
esutjss-254	294	50	all	all	DET
esutjss-254	294	51	studies.thus	studies.thus	NOUN
esutjss-254	294	52	,	,	PUNCT
esutjss-254	294	53	beyond	beyond	ADP
esutjss-254	294	54	the	the	DET
esutjss-254	294	55	two	two	NUM
esutjss-254	294	56	used	use	VERB
esutjss-254	294	57	in	in	ADP
esutjss-254	294	58	the	the	DET
esutjss-254	294	59	study	study	NOUN
esutjss-254	294	60	,	,	PUNCT
esutjss-254	294	61	further	further	ADJ
esutjss-254	294	62	studies	study	NOUN
esutjss-254	294	63	will	will	AUX
esutjss-254	294	64	be	be	AUX
esutjss-254	294	65	on	on	ADP
esutjss-254	294	66	the	the	DET
esutjss-254	294	67	effects	effect	NOUN
esutjss-254	294	68	on	on	ADP
esutjss-254	294	69	other	other	ADJ
esutjss-254	294	70	relevant	relevant	ADJ
esutjss-254	294	71	assets	asset	NOUN
esutjss-254	294	72	and	and	CCONJ
esutjss-254	294	73	liabilities	liability	NOUN
esutjss-254	294	74	,	,	PUNCT
esutjss-254	294	75	such	such	ADJ
esutjss-254	294	76	as	as	ADP
esutjss-254	294	77	receivables	receivables	NOUN
esutjss-254	294	78	,	,	PUNCT
esutjss-254	294	79	payables	payable	NOUN
esutjss-254	294	80	,	,	PUNCT
esutjss-254	294	81	inventory	inventory	NOUN
esutjss-254	294	82	,	,	PUNCT
esutjss-254	294	83	and	and	CCONJ
esutjss-254	294	84	long	long	ADJ
esutjss-254	294	85	-	-	PUNCT
esutjss-254	294	86	term	term	NOUN
esutjss-254	294	87	debt	debt	NOUN
esutjss-254	294	88	.	.	PUNCT
esutjss-254	295	1	analyze	analyze	VERB
esutjss-254	295	2	the	the	DET
esutjss-254	295	3	impacts	impact	NOUN
esutjss-254	295	4	of	of	ADP
esutjss-254	295	5	various	various	ADJ
esutjss-254	295	6	alternative	alternative	ADJ
esutjss-254	295	7	risk	risk	NOUN
esutjss-254	295	8	transfer	transfer	NOUN
esutjss-254	295	9	options	option	NOUN
esutjss-254	295	10	,	,	PUNCT
esutjss-254	295	11	including	include	VERB
esutjss-254	295	12	captives	captive	NOUN
esutjss-254	295	13	,	,	PUNCT
esutjss-254	295	14	insurance	insurance	NOUN
esutjss-254	295	15	-	-	PUNCT
esutjss-254	295	16	linked	link	VERB
esutjss-254	295	17	securities	security	NOUN
esutjss-254	295	18	,	,	PUNCT
esutjss-254	295	19	and	and	CCONJ
esutjss-254	295	20	catastrophe	catastrophe	NOUN
esutjss-254	295	21	bonds.further	bonds.further	PRON
esutjss-254	295	22	studies	study	NOUN
esutjss-254	295	23	would	would	AUX
esutjss-254	295	24	explore	explore	VERB
esutjss-254	295	25	risk	risk	NOUN
esutjss-254	295	26	transfer	transfer	NOUN
esutjss-254	295	27	solutions	solution	NOUN
esutjss-254	295	28	tailored	tailor	VERB
esutjss-254	295	29	to	to	ADP
esutjss-254	295	30	the	the	DET
esutjss-254	295	31	specific	specific	ADJ
esutjss-254	295	32	risks	risk	NOUN
esutjss-254	295	33	faced	face	VERB
esutjss-254	295	34	by	by	ADP
esutjss-254	295	35	different	different	ADJ
esutjss-254	295	36	manufacturing	manufacturing	NOUN
esutjss-254	295	37	sub	sub	NOUN
esutjss-254	295	38	-	-	NOUN
esutjss-254	295	39	sectors	sector	NOUN
esutjss-254	295	40	in	in	ADP
esutjss-254	295	41	nigeria	nigeria	PROPN
esutjss-254	295	42	.	.	PUNCT
esutjss-254	296	1	further	further	ADJ
esutjss-254	296	2	studies	study	NOUN
esutjss-254	296	3	could	could	AUX
esutjss-254	296	4	be	be	AUX
esutjss-254	296	5	carried	carry	VERB
esutjss-254	296	6	out	out	ADP
esutjss-254	296	7	using	use	VERB
esutjss-254	296	8	variables	variable	NOUN
esutjss-254	296	9	like	like	ADP
esutjss-254	296	10	interest	interest	NOUN
esutjss-254	296	11	rate	rate	NOUN
esutjss-254	296	12	etc	etc	X
esutjss-254	296	13	.	.	X
esutjss-254	297	1	in	in	ADP
esutjss-254	297	2	addition	addition	NOUN
esutjss-254	297	3	,	,	PUNCT
esutjss-254	297	4	other	other	ADJ
esutjss-254	297	5	the	the	DET
esutjss-254	297	6	impact	impact	NOUN
esutjss-254	297	7	of	of	ADP
esutjss-254	297	8	alternative	alternative	ADJ
esutjss-254	297	9	risk	risk	NOUN
esutjss-254	297	10	transfer	transfer	NOUN
esutjss-254	297	11	solutions	solution	NOUN
esutjss-254	297	12	on	on	ADP
esutjss-254	297	13	hidden	hide	VERB
esutjss-254	297	14	liabilities	liability	NOUN
esutjss-254	297	15	and	and	CCONJ
esutjss-254	297	16	contingent	contingent	ADJ
esutjss-254	297	17	risks	risk	NOUN
esutjss-254	297	18	references	reference	NOUN
esutjss-254	297	19	amolo	amolo	PROPN
esutjss-254	297	20	e.	e.	PROPN
esutjss-254	297	21	j	j	PROPN
esutjss-254	297	22	,	,	PUNCT
esutjss-254	297	23	rambo	rambo	PROPN
esutjss-254	297	24	c.m	c.m	PROPN
esutjss-254	297	25	.	.	PROPN
esutjss-254	298	1	&	&	CCONJ
esutjss-254	298	2	wafula	wafula	PROPN
esutjss-254	298	3	c.m	c.m	PROPN
esutjss-254	298	4	.	.	PROPN
esutjss-254	298	5	(	(	PUNCT
esutjss-254	298	6	2021	2021	NUM
esutjss-254	298	7	)	)	PUNCT
esutjss-254	298	8	.	.	PUNCT
esutjss-254	299	1	alternative	alternative	ADJ
esutjss-254	299	2	risk	risk	NOUN
esutjss-254	299	3	transfer	transfer	NOUN
esutjss-254	299	4	and	and	CCONJ
esutjss-254	299	5	performance	performance	NOUN
esutjss-254	299	6	of	of	ADP
esutjss-254	299	7	power	power	NOUN
esutjss-254	299	8	projects	project	NOUN
esutjss-254	299	9	in	in	ADP
esutjss-254	299	10	kenya	kenya	PROPN
esutjss-254	299	11	.	.	PUNCT
esutjss-254	300	1	issn	issn	PROPN
esutjss-254	300	2	2321	2321	NUM
esutjss-254	300	3	-	-	SYM
esutjss-254	300	4	2705	2705	NUM
esutjss-254	300	5	www.rsisinternational.org	www.rsisinternational.org	NOUN
esutjss-254	300	6	.	.	PUNCT
esutjss-254	301	1	international	international	ADJ
esutjss-254	301	2	journal	journal	PROPN
esutjss-254	301	3	of	of	ADP
esutjss-254	301	4	research	research	NOUN
esutjss-254	301	5	and	and	CCONJ
esutjss-254	301	6	scientific	scientific	ADJ
esutjss-254	301	7	innovation	innovation	NOUN
esutjss-254	301	8	(	(	PUNCT
esutjss-254	301	9	ijrsi	ijrsi	NOUN
esutjss-254	301	10	)	)	PUNCT
esutjss-254	301	11	|vol	|vol	NOUN
esutjss-254	301	12	.	.	NOUN
esutjss-254	301	13	8	8	NUM
esutjss-254	301	14	,	,	PUNCT
esutjss-254	301	15	issue	issue	NOUN
esutjss-254	301	16	12	12	NUM
esutjss-254	301	17	.	.	PUNCT
esutjss-254	302	1	p.	p.	NOUN
esutjss-254	302	2	28	28	NUM
esutjss-254	303	1	artemis	artemis	PROPN
esutjss-254	303	2	evans	evans	PROPN
esutjss-254	303	3	s.	s.	PROPN
esutjss-254	303	4	(	(	PUNCT
esutjss-254	303	5	2023	2023	NUM
esutjss-254	303	6	)	)	PUNCT
esutjss-254	303	7	.	.	PUNCT
esutjss-254	304	1	website	website	NOUN
esutjss-254	304	2	article	article	NOUN
esutjss-254	304	3	by	by	ADP
esutjss-254	304	4	catastrophe	catastrophe	NOUN
esutjss-254	304	5	bonds	bond	NOUN
esutjss-254	304	6	ils	ils	X
esutjss-254	304	7	average	average	NOUN
esutjss-254	304	8	.	.	PUNCT
esutjss-254	305	1	http://www.artemis.bm/deal_directory/cat_bonds	http://www.artemis.bm/deal_directory/cat_bond	NOUN
esutjss-254	305	2	_	_	PRON
esutjss-254	305	3	astin	astin	PROPN
esutjss-254	305	4	bulletin	bulletin	PROPN
esutjss-254	305	5	.	.	PUNCT
esutjss-254	305	6	,zimbidis	,zimbidis	PUNCT
esutjss-254	306	1	a.	a.	PROPN
esutjss-254	306	2	a	a	NOUN
esutjss-254	306	3	,	,	PUNCT
esutjss-254	306	4	frangos	frango	NOUN
esutjss-254	306	5	,	,	PUNCT
esutjss-254	306	6	n.	n.	PROPN
esutjss-254	306	7	e.	e.	PROPN
esutjss-254	306	8	&	&	CCONJ
esutjss-254	306	9	pantelous	pantelous	PROPN
esutjss-254	306	10	a.	a.	NOUN
esutjss-254	306	11	a.	a.	NOUN
esutjss-254	306	12	(	(	PUNCT
esutjss-254	306	13	2007	2007	NUM
esutjss-254	306	14	)	)	PUNCT
esutjss-254	306	15	.	.	PUNCT
esutjss-254	307	1	modeling	model	VERB
esutjss-254	307	2	earthquake	earthquake	NOUN
esutjss-254	307	3	risk	risk	NOUN
esutjss-254	307	4	via	via	ADP
esutjss-254	307	5	extreme	extreme	ADJ
esutjss-254	307	6	value	value	NOUN
esutjss-254	307	7	theory	theory	NOUN
esutjss-254	307	8	and	and	CCONJ
esutjss-254	307	9	pricing	price	VERB
esutjss-254	307	10	the	the	DET
esutjss-254	307	11	respective	respective	ADJ
esutjss-254	307	12	catastrophe	catastrophe	NOUN
esutjss-254	307	13	bonds	bond	NOUN
esutjss-254	307	14	vol	vol	NOUN
esutjss-254	307	15	.	.	PUNCT
esutjss-254	308	1	37	37	NUM
esutjss-254	308	2	,	,	PUNCT
esutjss-254	308	3	no	no	INTJ
esutjss-254	308	4	.	.	NOUN
esutjss-254	308	5	1	1	NUM
esutjss-254	308	6	,	,	PUNCT
esutjss-254	309	1	p.	p.	NOUN
esutjss-254	309	2	163–183	163–183	NUM
esutjss-254	309	3	barney	barney	PROPN
esutjss-254	309	4	j.	j.	PROPN
esutjss-254	309	5	(	(	PUNCT
esutjss-254	309	6	1991	1991	NUM
esutjss-254	309	7	)	)	PUNCT
esutjss-254	309	8	.	.	PUNCT
esutjss-254	310	1	firm	firm	ADJ
esutjss-254	310	2	resources	resource	NOUN
esutjss-254	310	3	and	and	CCONJ
esutjss-254	310	4	sustained	sustain	VERB
esutjss-254	310	5	competitive	competitive	ADJ
esutjss-254	310	6	advantage	advantage	NOUN
esutjss-254	310	7	.	.	PUNCT
esutjss-254	311	1	journal	journal	NOUN
esutjss-254	311	2	of	of	ADP
esutjss-254	311	3	risk	risk	NOUN
esutjss-254	311	4	finance	finance	NOUN
esutjss-254	311	5	.	.	PUNCT
esutjss-254	312	1	vol	vol	NOUN
esutjss-254	312	2	.	.	PUNCT
esutjss-254	312	3	23(3	23(3	NUM
esutjss-254	312	4	)	)	PUNCT
esutjss-254	312	5	,	,	PUNCT
esutjss-254	312	6	p.	p.	NOUN
esutjss-254	312	7	245	245	NUM
esutjss-254	312	8	-	-	SYM
esutjss-254	312	9	263	263	NUM
esutjss-254	312	10	ben	ben	PROPN
esutjss-254	312	11	dhiab	dhiab	NOUN
esutjss-254	312	12	,	,	PUNCT
esutjss-254	312	13	l.	l.	PROPN
esutjss-254	312	14	&	&	CCONJ
esutjss-254	312	15	jouili	jouili	PROPN
esutjss-254	312	16	,	,	PUNCT
esutjss-254	312	17	t.	t.	PROPN
esutjss-254	312	18	(	(	PUNCT
esutjss-254	312	19	2015	2015	NUM
esutjss-254	312	20	)	)	PUNCT
esutjss-254	312	21	manufacturing	manufacturing	NOUN
esutjss-254	312	22	industry	industry	NOUN
esutjss-254	312	23	and	and	CCONJ
esutjss-254	312	24	economic	economic	ADJ
esutjss-254	312	25	growth	growth	NOUN
esutjss-254	312	26	in	in	ADP
esutjss-254	312	27	tunisia	tunisia	NOUN
esutjss-254	312	28	:	:	PUNCT
esutjss-254	312	29	a	a	DET
esutjss-254	312	30	theoretical	theoretical	ADJ
esutjss-254	312	31	and	and	CCONJ
esutjss-254	312	32	empirical	empirical	ADJ
esutjss-254	312	33	analysis	analysis	NOUN
esutjss-254	312	34	journal	journal	NOUN
esutjss-254	312	35	of	of	ADP
esutjss-254	312	36	economics	economic	NOUN
esutjss-254	312	37	modelling	modelling	NOUN
esutjss-254	312	38	vol	vol	NOUN
esutjss-254	312	39	.	.	PUNCT
esutjss-254	313	1	81	81	NUM
esutjss-254	314	1	p.	p.	NOUN
esutjss-254	314	2	274	274	NUM
esutjss-254	314	3	-	-	SYM
esutjss-254	314	4	294	294	NUM
esutjss-254	314	5	bockius	bockius	PROPN
esutjss-254	314	6	h.	h.	PROPN
esutjss-254	314	7	&	&	CCONJ
esutjss-254	314	8	gatzert	gatzert	PROPN
esutjss-254	314	9	n.	n.	PROPN
esutjss-254	314	10	(	(	PUNCT
esutjss-254	314	11	2022	2022	NUM
esutjss-254	314	12	)	)	PUNCT
esutjss-254	314	13	.	.	PUNCT
esutjss-254	315	1	the	the	DET
esutjss-254	315	2	impact	impact	NOUN
esutjss-254	315	3	of	of	ADP
esutjss-254	315	4	counterparty	counterparty	NOUN
esutjss-254	315	5	risk	risk	NOUN
esutjss-254	315	6	on	on	ADP
esutjss-254	315	7	the	the	DET
esutjss-254	315	8	basis	basis	NOUN
esutjss-254	315	9	risk	risk	NOUN
esutjss-254	315	10	of	of	ADP
esutjss-254	315	11	industry	industry	NOUN
esutjss-254	315	12	loss	loss	NOUN
esutjss-254	315	13	warranties	warranty	NOUN
esutjss-254	315	14	and	and	CCONJ
esutjss-254	315	15	on	on	ADP
esutjss-254	315	16	(	(	PUNCT
esutjss-254	315	17	collateralized	collateralized	ADJ
esutjss-254	315	18	)	)	PUNCT
esutjss-254	315	19	reinsurance	reinsurance	NOUN
esutjss-254	315	20	under	under	ADP
esutjss-254	315	21	(	(	PUNCT
esutjss-254	315	22	non-)linear	non-)linear	ADJ
esutjss-254	315	23	dependence	dependence	NOUN
esutjss-254	315	24	structures	structure	NOUN
esutjss-254	315	25	.	.	PUNCT
esutjss-254	316	1	emerald	emerald	PROPN
esutjss-254	316	2	group	group	PROPN
esutjss-254	316	3	publishing	publishing	PROPN
esutjss-254	316	4	limited	limited	ADJ
esutjss-254	316	5	journal	journal	NOUN
esutjss-254	316	6	of	of	ADP
esutjss-254	316	7	risk	risk	NOUN
esutjss-254	316	8	and	and	CCONJ
esutjss-254	316	9	insurance	insurance	NOUN
esutjss-254	316	10	braun	braun	NOUN
esutjss-254	316	11	a.	a.	PROPN
esutjss-254	316	12	(	(	PUNCT
esutjss-254	316	13	2015	2015	NUM
esutjss-254	316	14	)	)	PUNCT
esutjss-254	316	15	.	.	PUNCT
esutjss-254	317	1	pricing	pricing	NOUN
esutjss-254	317	2	in	in	ADP
esutjss-254	317	3	the	the	DET
esutjss-254	317	4	primary	primary	ADJ
esutjss-254	317	5	market	market	NOUN
esutjss-254	317	6	for	for	ADP
esutjss-254	317	7	cat	cat	NOUN
esutjss-254	317	8	bonds	bond	NOUN
esutjss-254	317	9	:	:	PUNCT
esutjss-254	317	10	new	new	ADJ
esutjss-254	317	11	empirical	empirical	ADJ
esutjss-254	317	12	evidence	evidence	NOUN
esutjss-254	317	13	.	.	PUNCT
esutjss-254	318	1	https://doi.org/10.1111/jori.12067journal	https://doi.org/10.1111/jori.12067journal	ADJ
esutjss-254	318	2	of	of	ADP
esutjss-254	318	3	risk	risk	NOUN
esutjss-254	318	4	and	and	CCONJ
esutjss-254	318	5	insurance	insurance	NOUN
esutjss-254	318	6	vol	vol	NOUN
esutjss-254	318	7	.	.	PUNCT
esutjss-254	319	1	69(1	69(1	NUM
esutjss-254	319	2	)	)	PUNCT
esutjss-254	319	3	,	,	PUNCT
esutjss-254	320	1	p.	p.	NOUN
esutjss-254	320	2	25	25	NUM
esutjss-254	320	3	-	-	SYM
esutjss-254	320	4	44	44	NUM
esutjss-254	320	5	41	41	NUM
esutjss-254	320	6	burca	burca	NOUN
esutjss-254	320	7	,	,	PUNCT
esutjss-254	320	8	a.	a.	NOUN
esutjss-254	320	9	m.	m.	NOUN
esutjss-254	320	10	,	,	PUNCT
esutjss-254	320	11	&	&	CCONJ
esutjss-254	320	12	batrinca	batrinca	NOUN
esutjss-254	320	13	,	,	PUNCT
esutjss-254	320	14	g.	g.	PROPN
esutjss-254	320	15	(	(	PUNCT
esutjss-254	320	16	2014	2014	NUM
esutjss-254	320	17	)	)	PUNCT
esutjss-254	320	18	.	.	PUNCT
esutjss-254	321	1	the	the	DET
esutjss-254	321	2	determinants	determinant	NOUN
esutjss-254	321	3	of	of	ADP
esutjss-254	321	4	financial	financial	ADJ
esutjss-254	321	5	performance	performance	NOUN
esutjss-254	321	6	in	in	ADP
esutjss-254	321	7	the	the	DET
esutjss-254	321	8	romanian	romanian	ADJ
esutjss-254	321	9	manufacturing	manufacturing	NOUN
esutjss-254	321	10	industry	industry	NOUN
esutjss-254	321	11	market	market	NOUN
esutjss-254	321	12	.	.	PUNCT
esutjss-254	322	1	international	international	ADJ
esutjss-254	322	2	journal	journal	PROPN
esutjss-254	322	3	of	of	ADP
esutjss-254	322	4	academic	academic	ADJ
esutjss-254	322	5	research	research	NOUN
esutjss-254	322	6	in	in	ADP
esutjss-254	322	7	accounting	accounting	NOUN
esutjss-254	322	8	,	,	PUNCT
esutjss-254	322	9	finance	finance	NOUN
esutjss-254	322	10	and	and	CCONJ
esutjss-254	322	11	management	management	NOUN
esutjss-254	322	12	sciences	science	NOUN
esutjss-254	322	13	.	.	PUNCT
esutjss-254	323	1	vol	vol	NOUN
esutjss-254	323	2	.	.	PUNCT
esutjss-254	324	1	4(1	4(1	NOUN
esutjss-254	324	2	)	)	PUNCT
esutjss-254	324	3	,	,	PUNCT
esutjss-254	325	1	p.	p.	NOUN
esutjss-254	325	2	299	299	NUM
esutjss-254	325	3	-	-	SYM
esutjss-254	325	4	308	308	NUM
esutjss-254	325	5	cai	cai	X
esutjss-254	325	6	,	,	PUNCT
esutjss-254	325	7	j.	j.	PROPN
esutjss-254	325	8	(	(	PUNCT
esutjss-254	325	9	2016	2016	NUM
esutjss-254	325	10	)	)	PUNCT
esutjss-254	325	11	.	.	PUNCT
esutjss-254	326	1	the	the	DET
esutjss-254	326	2	impact	impact	NOUN
esutjss-254	326	3	of	of	ADP
esutjss-254	326	4	manufacturing	manufacture	VERB
esutjss-254	326	5	industry	industry	NOUN
esutjss-254	326	6	provision	provision	NOUN
esutjss-254	326	7	on	on	ADP
esutjss-254	326	8	household	household	NOUN
esutjss-254	326	9	production	production	NOUN
esutjss-254	326	10	and	and	CCONJ
esutjss-254	326	11	financial	financial	ADJ
esutjss-254	326	12	decisions	decision	NOUN
esutjss-254	326	13	.	.	PUNCT
esutjss-254	327	1	american	american	ADJ
esutjss-254	327	2	economic	economic	ADJ
esutjss-254	327	3	journal	journal	PROPN
esutjss-254	327	4	:	:	PUNCT
esutjss-254	327	5	economic	economic	ADJ
esutjss-254	327	6	policy	policy	NOUN
esutjss-254	327	7	.	.	PUNCT
esutjss-254	328	1	vol	vol	NOUN
esutjss-254	328	2	.	.	PUNCT
esutjss-254	329	1	8(2).p	8(2).p	NUM
esutjss-254	329	2	.	.	PUNCT
esutjss-254	330	1	44	44	NUM
esutjss-254	330	2	-	-	SYM
esutjss-254	330	3	88	88	NUM
esutjss-254	330	4	canh	canh	NOUN
esutjss-254	330	5	,	,	PUNCT
esutjss-254	330	6	n.	n.	PROPN
esutjss-254	330	7	p.	p.	PROPN
esutjss-254	330	8	,	,	PUNCT
esutjss-254	330	9	wongchoti	wongchoti	PROPN
esutjss-254	330	10	,	,	PUNCT
esutjss-254	330	11	u.	u.	PROPN
esutjss-254	330	12	,	,	PUNCT
esutjss-254	330	13	&	&	CCONJ
esutjss-254	330	14	thanh	thanh	PROPN
esutjss-254	330	15	,	,	PUNCT
esutjss-254	330	16	s.	s.	PROPN
esutjss-254	330	17	d.	d.	PROPN
esutjss-254	330	18	(	(	PUNCT
esutjss-254	330	19	2020	2020	NUM
esutjss-254	330	20	)	)	PUNCT
esutjss-254	330	21	.	.	PUNCT
esutjss-254	331	1	does	do	AUX
esutjss-254	331	2	economic	economic	ADJ
esutjss-254	331	3	policy	policy	NOUN
esutjss-254	331	4	uncertainty	uncertainty	NOUN
esutjss-254	331	5	matter	matter	VERB
esutjss-254	331	6	for	for	ADP
esutjss-254	331	7	manufacturing	manufacture	VERB
esutjss-254	331	8	industry	industry	NOUN
esutjss-254	331	9	development	development	NOUN
esutjss-254	331	10	?	?	PUNCT
esutjss-254	332	1	evidence	evidence	NOUN
esutjss-254	332	2	from	from	ADP
esutjss-254	332	3	16	16	NUM
esutjss-254	332	4	oecd	oecd	PROPN
esutjss-254	332	5	countries	country	NOUN
esutjss-254	332	6	.	.	PUNCT
esutjss-254	333	1	the	the	DET
esutjss-254	333	2	geneva	geneva	PROPN
esutjss-254	333	3	papers	paper	NOUN
esutjss-254	333	4	on	on	ADP
esutjss-254	333	5	risk	risk	NOUN
esutjss-254	333	6	and	and	CCONJ
esutjss-254	333	7	manufacturing	manufacture	VERB
esutjss-254	333	8	industry	industry	NOUN
esutjss-254	333	9	-	-	PUNCT
esutjss-254	333	10	issues	issue	NOUN
esutjss-254	333	11	and	and	CCONJ
esutjss-254	333	12	practice	practice	NOUN
esutjss-254	333	13	.	.	PUNCT
esutjss-254	334	1	p.1	p.1	NOUN
esutjss-254	334	2	-	-	SYM
esutjss-254	334	3	35	35	NUM
esutjss-254	334	4	chieh	chieh	NOUN
esutjss-254	334	5	o.	o.	PROPN
esutjss-254	334	6	y.	y.	PROPN
esutjss-254	334	7	(	(	PUNCT
esutjss-254	334	8	2010	2010	NUM
esutjss-254	334	9	)	)	PUNCT
esutjss-254	334	10	.	.	PUNCT
esutjss-254	335	1	managing	manage	VERB
esutjss-254	335	2	catastrophe	catastrophe	NOUN
esutjss-254	335	3	by	by	ADP
esutjss-254	335	4	alternative	alternative	ADJ
esutjss-254	335	5	risks	risk	NOUN
esutjss-254	335	6	transfer	transfer	VERB
esutjss-254	335	7	instrument	instrument	NOUN
esutjss-254	335	8	.http;//repository.upenn.edu	.http;//repository.upenn.edu	PUNCT
esutjss-254	335	9	/	/	SYM
esutjss-254	335	10	edissertions/220	edissertions/220	ADJ
esutjss-254	335	11	cox	cox	NOUN
esutjss-254	335	12	.	.	PUNCT
esutjss-254	336	1	s	s	PROPN
esutjss-254	336	2	h.	h.	PROPN
esutjss-254	336	3	&	&	CCONJ
esutjss-254	336	4	pedersen	pedersen	PROPN
esutjss-254	336	5	h.	h.	PROPN
esutjss-254	336	6	w.	w.	PROPN
esutjss-254	336	7	(	(	PUNCT
esutjss-254	336	8	2000	2000	NUM
esutjss-254	336	9	):	):	PUNCT
esutjss-254	336	10	catastrophe	catastrophe	NOUN
esutjss-254	336	11	risk	risk	NOUN
esutjss-254	336	12	bonds	bond	NOUN
esutjss-254	336	13	.	.	PUNCT
esutjss-254	337	1	primero	primero	PROPN
esutjss-254	337	2	partial	partial	ADJ
esutjss-254	337	3	least	least	ADJ
esutjss-254	337	4	squares	square	VERB
esutjss-254	337	5	structural	structural	ADJ
esutjss-254	337	6	equation	equation	NOUN
esutjss-254	337	7	modeling	modeling	NOUN
esutjss-254	337	8	.	.	PUNCT
esutjss-254	338	1	creswell	creswell	PROPN
esutjss-254	338	2	j.	j.	PROPN
esutjss-254	338	3	w.	w.	PROPN
esutjss-254	338	4	(	(	PUNCT
esutjss-254	338	5	2011	2011	NUM
esutjss-254	338	6	)	)	PUNCT
esutjss-254	338	7	.	.	PUNCT
esutjss-254	339	1	new	new	ADJ
esutjss-254	339	2	delhi	delhi	PROPN
esutjss-254	339	3	:	:	PUNCT
esutjss-254	339	4	sage	sage	NOUN
esutjss-254	339	5	publications	publication	NOUN
esutjss-254	339	6	pvt	pvt	PROPN
esutjss-254	339	7	.	.	PROPN
esutjss-254	339	8	ltd	ltd	PROPN
esutjss-254	339	9	.	.	PROPN
esutjss-254	339	10	risk	risk	NOUN
esutjss-254	339	11	management	management	NOUN
esutjss-254	339	12	and	and	CCONJ
esutjss-254	339	13	insurance	insurance	NOUN
esutjss-254	339	14	review	review	NOUN
esutjss-254	339	15	.	.	PUNCT
esutjss-254	340	1	vol	vol	NOUN
esutjss-254	340	2	.	.	PUNCT
esutjss-254	341	1	11(spring	11(spre	VERB
esutjss-254	341	2	)	)	PUNCT
esutjss-254	342	1	p.	p.	NOUN
esutjss-254	342	2	23	23	NUM
esutjss-254	342	3	-	-	SYM
esutjss-254	342	4	47	47	NUM
esutjss-254	342	5	cummins	cummin	NOUN
esutjss-254	342	6	,	,	PUNCT
esutjss-254	342	7	j.	j.	PROPN
esutjss-254	342	8	d.	d.	PROPN
esutjss-254	342	9	(	(	PUNCT
esutjss-254	342	10	2008	2008	NUM
esutjss-254	342	11	)	)	PUNCT
esutjss-254	342	12	cat	cat	NOUN
esutjss-254	342	13	bonds	bond	NOUN
esutjss-254	342	14	and	and	CCONJ
esutjss-254	342	15	other	other	ADJ
esutjss-254	342	16	risk	risk	NOUN
esutjss-254	342	17	-	-	PUNCT
esutjss-254	342	18	linked	link	VERB
esutjss-254	342	19	securities	security	NOUN
esutjss-254	342	20	:	:	PUNCT
esutjss-254	342	21	state	state	NOUN
esutjss-254	342	22	of	of	ADP
esutjss-254	342	23	the	the	DET
esutjss-254	342	24	market	market	NOUN
esutjss-254	342	25	and	and	CCONJ
esutjss-254	342	26	recent	recent	ADJ
esutjss-254	342	27	developments	development	NOUN
esutjss-254	342	28	cummins	cummin	NOUN
esutjss-254	342	29	,	,	PUNCT
esutjss-254	342	30	j.	j.	PROPN
esutjss-254	342	31	d.	d.	PROPN
esutjss-254	342	32	,	,	PUNCT
esutjss-254	342	33	lalonde	lalonde	PROPN
esutjss-254	342	34	,	,	PUNCT
esutjss-254	342	35	d.	d.	PROPN
esutjss-254	342	36	,	,	PUNCT
esutjss-254	342	37	&	&	CCONJ
esutjss-254	342	38	philips	philips	PROPN
esutjss-254	342	39	,	,	PUNCT
esutjss-254	342	40	r	r	NOUN
esutjss-254	342	41	.	.	PUNCT
esutjss-254	343	1	d	d	X
esutjss-254	343	2	(	(	PUNCT
esutjss-254	343	3	2004	2004	NUM
esutjss-254	343	4	)	)	PUNCT
esutjss-254	343	5	.	.	PUNCT
esutjss-254	344	1	the	the	DET
esutjss-254	344	2	basis	basis	NOUN
esutjss-254	344	3	risks	risk	NOUN
esutjss-254	344	4	of	of	ADP
esutjss-254	344	5	catastrophic	catastrophic	ADJ
esutjss-254	344	6	-	-	PUNCT
esutjss-254	344	7	loss	loss	NOUN
esutjss-254	344	8	index	index	NOUN
esutjss-254	344	9	securities	security	NOUN
esutjss-254	344	10	.	.	PUNCT
esutjss-254	345	1	journal	journal	PROPN
esutjss-254	345	2	of	of	ADP
esutjss-254	345	3	governance	governance	NOUN
esutjss-254	345	4	&	&	CCONJ
esutjss-254	345	5	regulation	regulation	NOUN
esutjss-254	345	6	.	.	PUNCT
esutjss-254	346	1	vol.4	vol.4	PROPN
esutjss-254	346	2	.	.	PUNCT
esutjss-254	347	1	cummins	cummins	PROPN
esutjss-254	347	2	,	,	PUNCT
esutjss-254	347	3	j.	j.	PROPN
esutjss-254	347	4	d.	d.	PROPN
esutjss-254	347	5	,	,	PUNCT
esutjss-254	347	6	weiss	weiss	PROPN
esutjss-254	347	7	,	,	PUNCT
esutjss-254	347	8	m	m	NOUN
esutjss-254	347	9	.a	.a	ADJ
esutjss-254	347	10	.	.	PUNCT
esutjss-254	348	1	(	(	PUNCT
esutjss-254	348	2	2009	2009	NUM
esutjss-254	348	3	)	)	PUNCT
esutjss-254	348	4	convergence	convergence	NOUN
esutjss-254	348	5	of	of	ADP
esutjss-254	348	6	insurance	insurance	NOUN
esutjss-254	348	7	and	and	CCONJ
esutjss-254	348	8	financial	financial	ADJ
esutjss-254	348	9	markets	market	NOUN
esutjss-254	348	10	:	:	PUNCT
esutjss-254	348	11	hybrid	hybrid	ADJ
esutjss-254	348	12	and	and	CCONJ
esutjss-254	348	13	securitized	securitized	ADJ
esutjss-254	348	14	risk	risk	NOUN
esutjss-254	348	15	-	-	PUNCT
esutjss-254	348	16	transfer	transfer	NOUN
esutjss-254	348	17	solutions	solution	NOUN
esutjss-254	348	18	.	.	PUNCT
esutjss-254	349	1	journal	journal	NOUN
esutjss-254	349	2	of	of	ADP
esutjss-254	349	3	risk	risk	NOUN
esutjss-254	349	4	and	and	CCONJ
esutjss-254	349	5	insurance	insurance	NOUN
esutjss-254	349	6	vol	vol	NOUN
esutjss-254	349	7	.	.	PUNCT
esutjss-254	350	1	69(1	69(1	NUM
esutjss-254	350	2	)	)	PUNCT
esutjss-254	350	3	,	,	PUNCT
esutjss-254	351	1	p.	p.	NOUN
esutjss-254	351	2	9	9	NUM
esutjss-254	351	3	-	-	SYM
esutjss-254	351	4	24	24	NUM
esutjss-254	351	5	.	.	PUNCT
esutjss-254	352	1	d.	d.	PROPN
esutjss-254	352	2	,	,	PUNCT
esutjss-254	352	3	cragg	cragg	PROPN
esutjss-254	352	4	,	,	PUNCT
esutjss-254	352	5	m.	m.	NOUN
esutjss-254	352	6	,	,	PUNCT
esutjss-254	352	7	zhou	zhou	PROPN
esutjss-254	352	8	,	,	PUNCT
esutjss-254	352	9	b.	b.	PROPN
esutjss-254	352	10	,	,	PUNCT
esutjss-254	352	11	&	&	CCONJ
esutjss-254	352	12	de	de	X
esutjss-254	352	13	fonseka	fonseka	PROPN
esutjss-254	352	14	,	,	PUNCT
esutjss-254	352	15	j.	j.	PROPN
esutjss-254	352	16	(	(	PUNCT
esutjss-254	352	17	2018	2018	NUM
esutjss-254	352	18	)	)	PUNCT
esutjss-254	352	19	.	.	PUNCT
esutjss-254	353	1	the	the	DET
esutjss-254	353	2	social	social	ADJ
esutjss-254	353	3	and	and	CCONJ
esutjss-254	353	4	economic	economic	ADJ
esutjss-254	353	5	contributions	contribution	NOUN
esutjss-254	353	6	of	of	ADP
esutjss-254	353	7	the	the	DET
esutjss-254	353	8	life	life	NOUN
esutjss-254	353	9	manufacturing	manufacture	VERB
esutjss-254	353	10	company	company	NOUN
esutjss-254	353	11	cummins	cummins	PROPN
esutjss-254	353	12	boston	boston	PROPN
esutjss-254	353	13	:	:	PUNCT
esutjss-254	353	14	the	the	DET
esutjss-254	353	15	brattle	brattle	NOUN
esutjss-254	353	16	group	group	NOUN
esutjss-254	353	17	.	.	PUNCT
esutjss-254	354	1	de	de	PROPN
esutjss-254	354	2	-	-	PROPN
esutjss-254	354	3	mey	mey	PROPN
esutjss-254	354	4	,	,	PUNCT
esutjss-254	354	5	j.	j.	PROPN
esutjss-254	354	6	(	(	PUNCT
esutjss-254	354	7	2007	2007	NUM
esutjss-254	354	8	)	)	PUNCT
esutjss-254	354	9	.	.	PUNCT
esutjss-254	355	1	the	the	DET
esutjss-254	355	2	geneva	geneva	PROPN
esutjss-254	355	3	papers	paper	NOUN
esutjss-254	355	4	:	:	PUNCT
esutjss-254	355	5	the	the	DET
esutjss-254	355	6	international	international	ADJ
esutjss-254	355	7	association	association	NOUN
esutjss-254	355	8	for	for	ADP
esutjss-254	355	9	the	the	DET
esutjss-254	355	10	study	study	NOUN
esutjss-254	355	11	of	of	ADP
esutjss-254	355	12	insurance	insurance	NOUN
esutjss-254	355	13	the	the	DET
esutjss-254	355	14	journal	journal	NOUN
esutjss-254	355	15	of	of	ADP
esutjss-254	355	16	risk	risk	NOUN
esutjss-254	355	17	finance	finance	NOUN
esutjss-254	355	18	derbali	derbali	VERB
esutjss-254	355	19	,	,	PUNCT
esutjss-254	355	20	a.	a.	PROPN
esutjss-254	355	21	,	,	PUNCT
esutjss-254	355	22	&	&	CCONJ
esutjss-254	355	23	jamel	jamel	PROPN
esutjss-254	355	24	,	,	PUNCT
esutjss-254	355	25	l.	l.	PROPN
esutjss-254	355	26	(	(	PUNCT
esutjss-254	355	27	2018	2018	NUM
esutjss-254	355	28	)	)	PUNCT
esutjss-254	355	29	.	.	PUNCT
esutjss-254	356	1	determinants	determinant	NOUN
esutjss-254	356	2	of	of	ADP
esutjss-254	356	3	performance	performance	NOUN
esutjss-254	356	4	of	of	ADP
esutjss-254	356	5	tunisia	tunisia	NOUN
esutjss-254	356	6	manufacturing	manufacture	VERB
esutjss-254	356	7	companies	company	NOUN
esutjss-254	356	8	:	:	PUNCT
esutjss-254	356	9	case	case	NOUN
esutjss-254	356	10	of	of	ADP
esutjss-254	356	11	life	life	NOUN
esutjss-254	356	12	manufacturing	manufacture	VERB
esutjss-254	356	13	industry	industry	NOUN
esutjss-254	356	14	operations	operation	NOUN
esutjss-254	356	15	in	in	ADP
esutjss-254	356	16	nigeria	nigeria	PROPN
esutjss-254	356	17	.	.	PUNCT
esutjss-254	357	1	international	international	ADJ
esutjss-254	357	2	journal	journal	PROPN
esutjss-254	357	3	of	of	ADP
esutjss-254	357	4	productivity	productivity	NOUN
esutjss-254	357	5	and	and	CCONJ
esutjss-254	357	6	quality	quality	NOUN
esutjss-254	357	7	management	management	NOUN
esutjss-254	357	8	vol	vol	NOUN
esutjss-254	357	9	.	.	PUNCT
esutjss-254	357	10	24(4	24(4	NOUN
esutjss-254	357	11	)	)	PUNCT
esutjss-254	357	12	,	,	PUNCT
esutjss-254	357	13	p.	p.	NOUN
esutjss-254	357	14	531	531	NUM
esutjss-254	357	15	-	-	SYM
esutjss-254	357	16	542	542	NUM
esutjss-254	357	17	.	.	PUNCT
esutjss-254	358	1	derbali	derbali	VERB
esutjss-254	358	2	,	,	PUNCT
esutjss-254	358	3	a.	a.	PROPN
esutjss-254	358	4	,	,	PUNCT
esutjss-254	358	5	&	&	CCONJ
esutjss-254	358	6	jamel	jamel	PROPN
esutjss-254	358	7	,	,	PUNCT
esutjss-254	358	8	l.	l.	PROPN
esutjss-254	358	9	(	(	PUNCT
esutjss-254	358	10	2018	2018	NUM
esutjss-254	358	11	)	)	PUNCT
esutjss-254	358	12	.	.	PUNCT
esutjss-254	359	1	determinants	determinant	NOUN
esutjss-254	359	2	of	of	ADP
esutjss-254	359	3	performance	performance	NOUN
esutjss-254	359	4	of	of	ADP
esutjss-254	359	5	tunisia	tunisia	NOUN
esutjss-254	359	6	manufacturing	manufacture	VERB
esutjss-254	359	7	companies	company	NOUN
esutjss-254	359	8	:	:	PUNCT
esutjss-254	359	9	case	case	NOUN
esutjss-254	359	10	of	of	ADP
esutjss-254	359	11	life	life	NOUN
esutjss-254	359	12	manufacturing	manufacture	VERB
esutjss-254	359	13	industry	industry	NOUN
esutjss-254	359	14	operations	operation	NOUN
esutjss-254	359	15	in	in	ADP
esutjss-254	359	16	nigeria	nigeria	PROPN
esutjss-254	359	17	.	.	PUNCT
esutjss-254	360	1	international	international	ADJ
esutjss-254	360	2	journal	journal	PROPN
esutjss-254	360	3	of	of	ADP
esutjss-254	360	4	productivity	productivity	NOUN
esutjss-254	360	5	and	and	CCONJ
esutjss-254	360	6	quality	quality	NOUN
esutjss-254	360	7	management	management	NOUN
esutjss-254	360	8	vol	vol	NOUN
esutjss-254	360	9	.	.	PUNCT
esutjss-254	360	10	24(4	24(4	NOUN
esutjss-254	360	11	)	)	PUNCT
esutjss-254	360	12	,	,	PUNCT
esutjss-254	360	13	p.	p.	NOUN
esutjss-254	360	14	531	531	NUM
esutjss-254	360	15	-	-	SYM
esutjss-254	360	16	542	542	NUM
esutjss-254	360	17	.	.	PUNCT
esutjss-254	361	1	dieckmann	dieckmann	PROPN
esutjss-254	361	2	s.	s.	PROPN
esutjss-254	361	3	(	(	PUNCT
esutjss-254	361	4	2010	2010	NUM
esutjss-254	361	5	)	)	PUNCT
esutjss-254	361	6	.	.	PUNCT
esutjss-254	362	1	by	by	ADP
esutjss-254	362	2	force	force	NOUN
esutjss-254	362	3	of	of	ADP
esutjss-254	362	4	nature	nature	NOUN
esutjss-254	362	5	:	:	PUNCT
esutjss-254	362	6	explaining	explain	VERB
esutjss-254	362	7	the	the	DET
esutjss-254	362	8	yield	yield	NOUN
esutjss-254	362	9	spread	spread	VERB
esutjss-254	362	10	on	on	ADP
esutjss-254	362	11	catastrophe	catastrophe	NOUN
esutjss-254	362	12	bonds	bond	NOUN
esutjss-254	362	13	din	din	PROPN
esutjss-254	362	14	,	,	PUNCT
esutjss-254	362	15	s.	s.	PROPN
esutjss-254	362	16	m.	m.	PROPN
esutjss-254	362	17	u.	u.	PROPN
esutjss-254	362	18	,	,	PUNCT
esutjss-254	362	19	abu	abu	PROPN
esutjss-254	362	20	-	-	PUNCT
esutjss-254	362	21	bakar	bakar	PROPN
esutjss-254	362	22	,	,	PUNCT
esutjss-254	362	23	a.	a.	PROPN
esutjss-254	362	24	,	,	PUNCT
esutjss-254	362	25	&	&	CCONJ
esutjss-254	362	26	regupathi	regupathi	PROPN
esutjss-254	362	27	,	,	PUNCT
esutjss-254	362	28	a.	a.	NOUN
esutjss-254	362	29	(	(	PUNCT
esutjss-254	362	30	2017	2017	NUM
esutjss-254	362	31	)	)	PUNCT
esutjss-254	362	32	.	.	PUNCT
esutjss-254	363	1	does	do	AUX
esutjss-254	363	2	manufacturing	manufacture	VERB
esutjss-254	363	3	industry	industry	NOUN
esutjss-254	363	4	promote	promote	VERB
esutjss-254	363	5	economic	economic	ADJ
esutjss-254	363	6	growth	growth	NOUN
esutjss-254	363	7	:	:	PUNCT
esutjss-254	363	8	a	a	DET
esutjss-254	363	9	comparative	comparative	ADJ
esutjss-254	363	10	study	study	NOUN
esutjss-254	363	11	of	of	ADP
esutjss-254	363	12	developed	developed	ADJ
esutjss-254	363	13	and	and	CCONJ
esutjss-254	363	14	emerging	emerge	VERB
esutjss-254	363	15	.	.	PUNCT
esutjss-254	364	1	developing	develop	VERB
esutjss-254	364	2	economies	economy	NOUN
esutjss-254	364	3	.	.	PUNCT
esutjss-254	365	1	cogent	cogent	ADJ
esutjss-254	365	2	economics	economic	NOUN
esutjss-254	365	3	&	&	CCONJ
esutjss-254	365	4	finance	finance	PROPN
esutjss-254	365	5	vol	vol	NOUN
esutjss-254	365	6	.	.	PUNCT
esutjss-254	365	7	5(1	5(1	NUM
esutjss-254	365	8	)	)	PUNCT
esutjss-254	365	9	,	,	PUNCT
esutjss-254	365	10	1390029	1390029	NUM
esutjss-254	365	11	doherty	doherty	PROPN
esutjss-254	365	12	n.a	n.a	PROPN
esutjss-254	365	13	&	&	CCONJ
esutjss-254	365	14	richter	richter	PROPN
esutjss-254	365	15	.	.	PUNCT
esutjss-254	366	1	a.(2002	a.(2002	PROPN
esutjss-254	366	2	)	)	PUNCT
esutjss-254	366	3	moral	moral	ADJ
esutjss-254	366	4	harzard	harzard	NOUN
esutjss-254	366	5	,	,	PUNCT
esutjss-254	366	6	basis	basis	NOUN
esutjss-254	366	7	risk	risk	NOUN
esutjss-254	366	8	,	,	PUNCT
esutjss-254	366	9	and	and	CCONJ
esutjss-254	366	10	gap	gap	NOUN
esutjss-254	366	11	insurance	insurance	NOUN
esutjss-254	366	12	.	.	PUNCT
esutjss-254	367	1	journal	journal	NOUN
esutjss-254	367	2	of	of	ADP
esutjss-254	367	3	risk	risk	NOUN
esutjss-254	367	4	finance	finance	NOUN
esutjss-254	367	5	.	.	PUNCT
esutjss-254	368	1	p.	p.	NOUN
esutjss-254	368	2	1526	1526	NUM
esutjss-254	368	3	-	-	SYM
esutjss-254	368	4	5943	5943	NUM
esutjss-254	369	1	ehiogu	ehiogu	NOUN
esutjss-254	369	2	c.	c.	PROPN
esutjss-254	369	3	p.	p.	PROPN
esutjss-254	369	4	(	(	PUNCT
esutjss-254	369	5	2018	2018	NUM
esutjss-254	369	6	)	)	PUNCT
esutjss-254	369	7	.	.	PUNCT
esutjss-254	370	1	alternative	alternative	ADJ
esutjss-254	370	2	risk	risk	NOUN
esutjss-254	370	3	transfer	transfer	NOUN
esutjss-254	370	4	and	and	CCONJ
esutjss-254	370	5	its	its	PRON
esutjss-254	370	6	implication	implication	NOUN
esutjss-254	370	7	on	on	ADP
esutjss-254	370	8	business	business	NOUN
esutjss-254	370	9	.	.	PUNCT
esutjss-254	371	1	crawford	crawford	PROPN
esutjss-254	371	2	journal	journal	PROPN
esutjss-254	371	3	of	of	ADP
esutjss-254	371	4	business	business	PROPN
esutjss-254	371	5	&	&	CCONJ
esutjss-254	371	6	social	social	ADJ
esutjss-254	371	7	science	science	NOUN
esutjss-254	371	8	.	.	PUNCT
esutjss-254	372	1	p.	p.	NOUN
esutjss-254	372	2	113	113	NUM
esutjss-254	372	3	-	-	SYM
esutjss-254	372	4	122	122	NUM
esutjss-254	372	5	gatzert	gatzert	NOUN
esutjss-254	372	6	n.	n.	PROPN
esutjss-254	372	7	&	&	CCONJ
esutjss-254	372	8	hato	hato	PROPN
esutjss-254	372	9	s.	s.	PROPN
esutjss-254	372	10	(	(	PUNCT
esutjss-254	372	11	2011	2011	NUM
esutjss-254	372	12	)	)	PUNCT
esutjss-254	372	13	.	.	PUNCT
esutjss-254	373	1	industry	industry	NOUN
esutjss-254	373	2	loss	loss	NOUN
esutjss-254	373	3	warranties	warranty	NOUN
esutjss-254	373	4	:	:	PUNCT
esutjss-254	373	5	contract	contract	NOUN
esutjss-254	373	6	features	feature	NOUN
esutjss-254	373	7	,	,	PUNCT
esutjss-254	373	8	pricing	pricing	NOUN
esutjss-254	373	9	and	and	CCONJ
esutjss-254	373	10	central	central	ADJ
esutjss-254	373	11	demand	demand	NOUN
esutjss-254	373	12	factors	factor	NOUN
esutjss-254	373	13	.	.	PUNCT
esutjss-254	374	1	emerald	emerald	NOUN
esutjss-254	374	2	group	group	PROPN
esutjss-254	374	3	publishing	publishing	PROPN
esutjss-254	374	4	limited	limit	VERB
esutjss-254	374	5	.	.	PUNCT
esutjss-254	375	1	journal	journal	NOUN
esutjss-254	375	2	of	of	ADP
esutjss-254	375	3	statistics	statistic	NOUN
esutjss-254	375	4	and	and	CCONJ
esutjss-254	375	5	economic	economic	ADJ
esutjss-254	375	6	.	.	PUNCT
esutjss-254	376	1	vol	vol	NOUN
esutjss-254	376	2	.	.	PUNCT
esutjss-254	377	1	89(99	89(99	NUM
esutjss-254	377	2	)	)	PUNCT
esutjss-254	377	3	,	,	PUNCT
esutjss-254	378	1	p.	p.	NOUN
esutjss-254	378	2	144	144	NUM
esutjss-254	378	3	-	-	SYM
esutjss-254	378	4	165	165	NUM
esutjss-254	378	5	gatzert	gatzert	NOUN
esutjss-254	378	6	,	,	PUNCT
esutjss-254	378	7	n.	n.	PROPN
esutjss-254	378	8	schmeiser	schmeiser	NOUN
esutjss-254	378	9	,	,	PUNCT
esutjss-254	378	10	h.	h.	PROPN
esutjss-254	378	11	,	,	PUNCT
esutjss-254	378	12	&	&	CCONJ
esutjss-254	378	13	toplek	toplek	PROPN
esutjss-254	378	14	,	,	PUNCT
esutjss-254	378	15	d.	d.	PROPN
esutjss-254	378	16	(	(	PUNCT
esutjss-254	378	17	2007	2007	NUM
esutjss-254	378	18	)	)	PUNCT
esutjss-254	378	19	.	.	PUNCT
esutjss-254	379	1	an	an	DET
esutjss-254	379	2	analysis	analysis	NOUN
esutjss-254	379	3	of	of	ADP
esutjss-254	379	4	pricing	pricing	NOUN
esutjss-254	379	5	and	and	CCONJ
esutjss-254	379	6	basis	basis	NOUN
esutjss-254	379	7	risk	risk	NOUN
esutjss-254	379	8	for	for	ADP
esutjss-254	379	9	industry	industry	NOUN
esutjss-254	379	10	loss	loss	NOUN
esutjss-254	379	11	warranties	warranty	NOUN
esutjss-254	379	12	.	.	PUNCT
esutjss-254	380	1	university	university	NOUN
esutjss-254	380	2	of	of	ADP
esutjss-254	380	3	st	st	PROPN
esutjss-254	380	4	.	.	PROPN
esutjss-254	380	5	gallen	gallen	PROPN
esutjss-254	380	6	.	.	PUNCT
esutjss-254	381	1	working	work	VERB
esutjss-254	381	2	paper	paper	NOUN
esutjss-254	381	3	on	on	ADP
esutjss-254	381	4	risk	risk	NOUN
esutjss-254	381	5	management	management	NOUN
esutjss-254	381	6	and	and	CCONJ
esutjss-254	381	7	insurance	insurance	NOUN
esutjss-254	381	8	.	.	PUNCT
esutjss-254	382	1	gatzert	gatzert	NOUN
esutjss-254	382	2	,	,	PUNCT
esutjss-254	382	3	n.	n.	NOUN
esutjss-254	382	4	,	,	PUNCT
esutjss-254	382	5	pokutta	pokutta	PROPN
esutjss-254	382	6	,	,	PUNCT
esutjss-254	382	7	s.	s.	PROPN
esutjss-254	382	8	,	,	PUNCT
esutjss-254	382	9	&	&	CCONJ
esutjss-254	382	10	vogl	vogl	PROPN
esutjss-254	382	11	,	,	PUNCT
esutjss-254	382	12	n.	n.	PROPN
esutjss-254	382	13	(	(	PUNCT
esutjss-254	382	14	2014	2014	NUM
esutjss-254	382	15	)	)	PUNCT
esutjss-254	382	16	.	.	PUNCT
esutjss-254	383	1	consistent	consistent	ADJ
esutjss-254	383	2	pricing	pricing	NOUN
esutjss-254	383	3	of	of	ADP
esutjss-254	383	4	index	index	NOUN
esutjss-254	383	5	-	-	PUNCT
esutjss-254	383	6	linked	link	VERB
esutjss-254	383	7	catastrophic	catastrophic	ADJ
esutjss-254	383	8	loss	loss	NOUN
esutjss-254	383	9	instruments	instrument	NOUN
esutjss-254	383	10	.	.	PUNCT
esutjss-254	384	1	working	work	VERB
esutjss-254	384	2	paper	paper	NOUN
esutjss-254	384	3	,	,	PUNCT
esutjss-254	384	4	friend	friend	NOUN
esutjss-254	384	5	rich	rich	ADJ
esutjss-254	384	6	-	-	PUNCT
esutjss-254	384	7	alexander	alexander	PROPN
esutjss-254	384	8	university	university	PROPN
esutjss-254	384	9	erlangen	erlangen	PROPN
esutjss-254	384	10	-	-	PROPN
esutjss-254	384	11	nurnberg	nurnberg	PROPN
esutjss-254	384	12	(	(	PUNCT
esutjss-254	384	13	fau	fau	PROPN
esutjss-254	384	14	)	)	PUNCT
esutjss-254	384	15	convergence	convergence	NOUN
esutjss-254	384	16	of	of	ADP
esutjss-254	384	17	capital	capital	NOUN
esutjss-254	384	18	and	and	CCONJ
esutjss-254	384	19	insurance	insurance	NOUN
esutjss-254	384	20	markets	market	NOUN
esutjss-254	384	21	graciela	graciela	PROPN
esutjss-254	384	22	,	,	PUNCT
esutjss-254	384	23	c	c	PROPN
esutjss-254	384	24	(	(	PUNCT
esutjss-254	384	25	1999	1999	NUM
esutjss-254	384	26	)	)	PUNCT
esutjss-254	384	27	.	.	PUNCT
esutjss-254	385	1	catastrophe	catastrophe	NOUN
esutjss-254	385	2	futures	future	NOUN
esutjss-254	385	3	:	:	PUNCT
esutjss-254	385	4	financial	financial	ADJ
esutjss-254	385	5	markets	market	NOUN
esutjss-254	385	6	for	for	ADP
esutjss-254	385	7	unknown	unknown	ADJ
esutjss-254	385	8	risks	risk	NOUN
esutjss-254	385	9	.	.	PUNCT
esutjss-254	386	1	colombia	colombia	PROPN
esutjss-254	386	2	university	university	PROPN
esutjss-254	386	3	42	42	NUM
esutjss-254	386	4	gürtler	gürtler	NOUN
esutjss-254	386	5	m.	m.	NOUN
esutjss-254	386	6	,	,	PUNCT
esutjss-254	386	7	hibbeln	hibbeln	NOUN
esutjss-254	386	8	m.&winkelvos	m.&winkelvos	PROPN
esutjss-254	386	9	c.	c.	PROPN
esutjss-254	386	10	(	(	PUNCT
esutjss-254	386	11	2014	2014	NUM
esutjss-254	386	12	)	)	PUNCT
esutjss-254	386	13	.	.	PUNCT
esutjss-254	387	1	the	the	DET
esutjss-254	387	2	impact	impact	NOUN
esutjss-254	387	3	of	of	ADP
esutjss-254	387	4	the	the	DET
esutjss-254	387	5	financial	financial	ADJ
esutjss-254	387	6	crisis	crisis	NOUN
esutjss-254	387	7	and	and	CCONJ
esutjss-254	387	8	natural	natural	ADJ
esutjss-254	387	9	catastrophes	catastrophe	NOUN
esutjss-254	387	10	on	on	ADP
esutjss-254	387	11	cat	cat	NOUN
esutjss-254	387	12	bonds	bond	NOUN
esutjss-254	387	13	.	.	PUNCT
esutjss-254	388	1	willey	willey	PROPN
esutjss-254	388	2	library	library	PROPN
esutjss-254	388	3	.	.	PUNCT
esutjss-254	389	1	https://doi.org/10.1111/jori.12057	https://doi.org/10.1111/jori.12057	PROPN
esutjss-254	389	2	.	.	PUNCT
esutjss-254	390	1	journal	journal	NOUN
esutjss-254	390	2	of	of	ADP
esutjss-254	390	3	risk	risk	NOUN
esutjss-254	390	4	and	and	CCONJ
esutjss-254	390	5	insurance	insurance	NOUN
esutjss-254	390	6	vol	vol	NOUN
esutjss-254	390	7	.	.	PUNCT
esutjss-254	391	1	76(3	76(3	NOUN
esutjss-254	391	2	)	)	PUNCT
esutjss-254	391	3	.	.	PUNCT
esutjss-254	392	1	p.	p.	NOUN
esutjss-254	392	2	493	493	NUM
esutjss-254	392	3	-	-	SYM
esutjss-254	392	4	545	545	NUM
esutjss-254	392	5	.	.	PUNCT
esutjss-254	393	1	hair	hair	PROPN
esutjss-254	393	2	j	j	PROPN
esutjss-254	393	3	f.	f.	PROPN
esutjss-254	393	4	hult	hult	PROPN
esutjss-254	393	5	g.m.t	g.m.t	PROPN
esutjss-254	393	6	.	.	PROPN
esutjss-254	393	7	,	,	PUNCT
esutjss-254	393	8	ringle	ringle	PROPN
esutjss-254	393	9	,	,	PUNCT
esutjss-254	393	10	c.m	c.m	PROPN
esutjss-254	393	11	.	.	PROPN
esutjss-254	393	12	&	&	CCONJ
esutjss-254	393	13	sarstedt	sarstedt	PROPN
esutjss-254	393	14	.	.	PUNCT
esutjss-254	394	1	m.	m.	NOUN
esutjss-254	394	2	a.	a.	PROPN
esutjss-254	394	3	(	(	PUNCT
esutjss-254	394	4	2017	2017	NUM
esutjss-254	394	5	)	)	PUNCT
esutjss-254	394	6	.	.	PUNCT
esutjss-254	395	1	sage	sage	NOUN
esutjss-254	395	2	publication	publication	NOUN
esutjss-254	395	3	:	:	PUNCT
esutjss-254	395	4	thousand	thousand	NUM
esutjss-254	395	5	oaks	oak	NOUN
esutjss-254	395	6	,	,	PUNCT
esutjss-254	395	7	ca	ca	PROPN
esutjss-254	395	8	,	,	PUNCT
esutjss-254	395	9	usa	usa	PROPN
esutjss-254	395	10	.	.	PROPN
esutjss-254	396	1	https://ssrn.com/abstract=1082879	https://ssrn.com/abstract=1082879	PROPN
esutjss-254	396	2	or	or	CCONJ
esutjss-254	396	3	http://dx.doi.org/10.2139/ssrn.1082879	http://dx.doi.org/10.2139/ssrn.1082879	VERB
esutjss-254	396	4	ideas	idea	NOUN
esutjss-254	396	5	bockius	bockius	PROPN
esutjss-254	396	6	h.&gatzert	h.&gatzert	PROPN
esutjss-254	396	7	n.	n.	NOUN
esutjss-254	396	8	(	(	PUNCT
esutjss-254	396	9	2022	2022	NUM
esutjss-254	396	10	)	)	PUNCT
esutjss-254	396	11	.	.	PUNCT
esutjss-254	397	1	the	the	DET
esutjss-254	397	2	impact	impact	NOUN
esutjss-254	397	3	of	of	ADP
esutjss-254	397	4	counterparty	counterparty	NOUN
esutjss-254	397	5	risk	risk	NOUN
esutjss-254	397	6	on	on	ADP
esutjss-254	397	7	the	the	DET
esutjss-254	397	8	basis	basis	NOUN
esutjss-254	397	9	risk	risk	NOUN
esutjss-254	397	10	of	of	ADP
esutjss-254	397	11	industry	industry	NOUN
esutjss-254	397	12	loss	loss	NOUN
esutjss-254	397	13	warranties	warranty	NOUN
esutjss-254	397	14	and	and	CCONJ
esutjss-254	397	15	on	on	ADP
esutjss-254	397	16	(	(	PUNCT
esutjss-254	397	17	collateralized	collateralized	ADJ
esutjss-254	397	18	)	)	PUNCT
esutjss-254	397	19	reinsurance	reinsurance	NOUN
esutjss-254	397	20	under	under	ADP
esutjss-254	397	21	(	(	PUNCT
esutjss-254	397	22	non-)linear	non-)linear	ADJ
esutjss-254	397	23	dependence	dependence	NOUN
esutjss-254	397	24	structures	structure	NOUN
esutjss-254	397	25	ishaq	ishaq	PROPN
esutjss-254	397	26	a.	a.	PROPN
esutjss-254	397	27	(	(	PUNCT
esutjss-254	397	28	2005	2005	NUM
esutjss-254	397	29	)	)	PUNCT
esutjss-254	397	30	.	.	PUNCT
esutjss-254	398	1	reinsuring	reinsure	VERB
esutjss-254	398	2	for	for	ADP
esutjss-254	398	3	catastrophe	catastrophe	NOUN
esutjss-254	398	4	through	through	ADP
esutjss-254	398	5	industry	industry	NOUN
esutjss-254	398	6	loss	loss	NOUN
esutjss-254	398	7	warranties	warrantie	VERB
esutjss-254	398	8	a	a	DET
esutjss-254	398	9	practical	practical	ADJ
esutjss-254	398	10	approach	approach	NOUN
esutjss-254	398	11	.	.	PUNCT
esutjss-254	399	1	casualty	casualty	NOUN
esutjss-254	399	2	actuarial	actuarial	ADJ
esutjss-254	399	3	society	society	PROPN
esutjss-254	399	4	forum	forum	PROPN
esutjss-254	399	5	e	e	PROPN
esutjss-254	399	6	-	-	PROPN
esutjss-254	399	7	forum	forum	PROPN
esutjss-254	399	8	.	.	PUNCT
esutjss-254	400	1	vol	vol	NOUN
esutjss-254	400	2	;	;	PUNCT
esutjss-254	400	3	spring	spring	NOUN
esutjss-254	400	4	.	.	PUNCT
esutjss-254	401	1	p.	p.	NOUN
esutjss-254	401	2	75	75	NUM
esutjss-254	401	3	-	-	SYM
esutjss-254	401	4	92	92	NUM
esutjss-254	402	1	j.c	j.c	PROPN
esutjss-254	402	2	.	.	PROPN
esutjss-254	402	3	&	&	CCONJ
esutjss-254	402	4	bernstein	bernstein	PROPN
esutjss-254	402	5	,	,	PUNCT
esutjss-254	402	6	i.	i.	PROPN
esutjss-254	402	7	h.	h.	PROPN
esutjss-254	402	8	(	(	PUNCT
esutjss-254	402	9	1994	1994	NUM
esutjss-254	402	10	)	)	PUNCT
esutjss-254	402	11	.	.	PUNCT
esutjss-254	403	1	research	research	NOUN
esutjss-254	403	2	design	design	PROPN
esutjss-254	403	3	:	:	PUNCT
esutjss-254	403	4	qualitative	qualitative	NOUN
esutjss-254	403	5	,	,	PUNCT
esutjss-254	403	6	quantitative	quantitative	ADJ
esutjss-254	403	7	and	and	CCONJ
esutjss-254	403	8	mixed	mixed	ADJ
esutjss-254	403	9	methods	method	NOUN
esutjss-254	403	10	approaches	approach	NOUN
esutjss-254	403	11	.	.	PUNCT
esutjss-254	404	1	psychometric	psychometric	ADJ
esutjss-254	404	2	theory	theory	NOUN
esutjss-254	404	3	nunnally	nunnally	PROPN
esutjss-254	404	4	new	new	PROPN
esutjss-254	404	5	york	york	PROPN
esutjss-254	404	6	,	,	PUNCT
esutjss-254	404	7	ny	ny	PROPN
esutjss-254	404	8	:	:	PUNCT
esutjss-254	404	9	mcgraw	mcgraw	PROPN
esutjss-254	404	10	-	-	PUNCT
esutjss-254	404	11	hill	hill	PROPN
esutjss-254	404	12	.	.	PUNCT
esutjss-254	405	1	journal	journal	PROPN
esutjss-254	405	2	of	of	ADP
esutjss-254	405	3	insurance	insurance	NOUN
esutjss-254	405	4	mathematics	mathematic	NOUN
esutjss-254	405	5	and	and	CCONJ
esutjss-254	405	6	economics	economic	NOUN
esutjss-254	405	7	lane	lane	PROPN
esutjss-254	405	8	m.	m.	PROPN
esutjss-254	405	9	&	&	CCONJ
esutjss-254	405	10	mahul	mahul	PROPN
esutjss-254	405	11	o.	o.	PROPN
esutjss-254	405	12	(	(	PUNCT
esutjss-254	405	13	2008	2008	NUM
esutjss-254	405	14	)	)	PUNCT
esutjss-254	405	15	.	.	PUNCT
esutjss-254	406	1	world	world	PROPN
esutjss-254	406	2	bank	bank	PROPN
esutjss-254	406	3	policy	policy	NOUN
esutjss-254	406	4	research	research	NOUN
esutjss-254	406	5	.	.	PUNCT
esutjss-254	407	1	working	work	VERB
esutjss-254	407	2	paper	paper	PROPN
esutjss-254	407	3	no	no	INTJ
esutjss-254	407	4	.	.	PUNCT
esutjss-254	408	1	4765	4765	NUM
esutjss-254	408	2	catastrophe	catastrophe	NOUN
esutjss-254	408	3	risk	risk	NOUN
esutjss-254	408	4	pricing	pricing	NOUN
esutjss-254	408	5	:	:	PUNCT
esutjss-254	408	6	an	an	DET
esutjss-254	408	7	empirical	empirical	NOUN
esutjss-254	408	8	analysis.https://elibrary.worldbank.org/doi/abs/10.159	analysis.https://elibrary.worldbank.org/doi/abs/10.159	X
esutjss-254	408	9	lee	lee	PROPN
esutjss-254	408	10	j.	j.	PROPN
esutjss-254	408	11	p	p	PROPN
esutjss-254	408	12	&	&	CCONJ
esutjss-254	408	13	yu	yu	PROPN
esutjss-254	408	14	m.	m.	NOUN
esutjss-254	408	15	t.	t.	PROPN
esutjss-254	408	16	(	(	PUNCT
esutjss-254	408	17	2007	2007	NUM
esutjss-254	408	18	)	)	PUNCT
esutjss-254	408	19	.	.	PUNCT
esutjss-254	409	1	valuation	valuation	NOUN
esutjss-254	409	2	of	of	ADP
esutjss-254	409	3	catastrophe	catastrophe	NOUN
esutjss-254	409	4	reinsurance	reinsurance	NOUN
esutjss-254	409	5	with	with	ADP
esutjss-254	409	6	catastrophe	catastrophe	NOUN
esutjss-254	409	7	bonds	bond	NOUN
esutjss-254	409	8	.	.	PUNCT
esutjss-254	410	1	journal	journal	NOUN
esutjss-254	410	2	of	of	ADP
esutjss-254	410	3	economics	economic	NOUN
esutjss-254	410	4	and	and	CCONJ
esutjss-254	410	5	sustainable	sustainable	ADJ
esutjss-254	410	6	development	development	NOUN
esutjss-254	410	7	,	,	PUNCT
esutjss-254	410	8	vol	vol	NOUN
esutjss-254	410	9	.	.	PUNCT
esutjss-254	410	10	6(7	6(7	NUM
esutjss-254	410	11	)	)	PUNCT
esutjss-254	410	12	,	,	PUNCT
esutjss-254	411	1	p.	p.	NOUN
esutjss-254	411	2	1	1	NUM
esutjss-254	411	3	-	-	SYM
esutjss-254	411	4	9	9	NUM
esutjss-254	411	5	.	.	PUNCT
esutjss-254	412	1	lee	lee	PROPN
esutjss-254	412	2	j.p	j.p	PROPN
esutjss-254	412	3	&	&	CCONJ
esutjss-254	412	4	yu	yu	PROPN
esutjss-254	412	5	m.t	m.t	PROPN
esutjss-254	412	6	.	.	PROPN
esutjss-254	412	7	(	(	PUNCT
esutjss-254	412	8	2002	2002	NUM
esutjss-254	412	9	)	)	PUNCT
esutjss-254	412	10	.	.	PUNCT
esutjss-254	413	1	pricing	price	VERB
esutjss-254	413	2	default	default	NOUN
esutjss-254	413	3	-	-	PUNCT
esutjss-254	413	4	risky	risky	ADJ
esutjss-254	413	5	cat	cat	NOUN
esutjss-254	413	6	bonds	bond	NOUN
esutjss-254	413	7	with	with	ADP
esutjss-254	413	8	moral	moral	ADJ
esutjss-254	413	9	hazard	hazard	NOUN
esutjss-254	413	10	and	and	CCONJ
esutjss-254	413	11	basis	basis	NOUN
esutjss-254	413	12	risk	risk	NOUN
esutjss-254	413	13	.	.	PUNCT
esutjss-254	414	1	journal	journal	NOUN
esutjss-254	414	2	of	of	ADP
esutjss-254	414	3	insurance	insurance	NOUN
esutjss-254	414	4	mathematics	mathematic	NOUN
esutjss-254	414	5	and	and	CCONJ
esutjss-254	414	6	economics	economic	NOUN
esutjss-254	414	7	lee	lee	PROPN
esutjss-254	414	8	,	,	PUNCT
esutjss-254	414	9	c.	c.	PROPN
esutjss-254	414	10	y.	y.	PROPN
esutjss-254	414	11	(	(	PUNCT
esutjss-254	414	12	2014	2014	NUM
esutjss-254	414	13	)	)	PUNCT
esutjss-254	414	14	.	.	PUNCT
esutjss-254	415	1	the	the	DET
esutjss-254	415	2	effects	effect	NOUN
esutjss-254	415	3	of	of	ADP
esutjss-254	415	4	firm	firm	ADJ
esutjss-254	415	5	specific	specific	ADJ
esutjss-254	415	6	factors	factor	NOUN
esutjss-254	415	7	and	and	CCONJ
esutjss-254	415	8	macroeconomics	macroeconomic	NOUN
esutjss-254	415	9	on	on	ADP
esutjss-254	415	10	profitability	profitability	NOUN
esutjss-254	415	11	of	of	ADP
esutjss-254	415	12	property	property	NOUN
esutjss-254	415	13	-	-	PUNCT
esutjss-254	415	14	liability	liability	NOUN
esutjss-254	415	15	manufacturing	manufacturing	NOUN
esutjss-254	415	16	companies	company	NOUN
esutjss-254	415	17	in	in	ADP
esutjss-254	415	18	africa	africa	PROPN
esutjss-254	415	19	and	and	CCONJ
esutjss-254	415	20	asia	asia	PROPN
esutjss-254	415	21	.	.	PUNCT
esutjss-254	416	1	asian	asian	ADJ
esutjss-254	416	2	economic	economic	ADJ
esutjss-254	416	3	and	and	CCONJ
esutjss-254	416	4	financial	financial	ADJ
esutjss-254	416	5	review	review	NOUN
esutjss-254	416	6	vol	vol	NOUN
esutjss-254	416	7	.	.	PUNCT
esutjss-254	416	8	4(5	4(5	NUM
esutjss-254	416	9	)	)	PUNCT
esutjss-254	416	10	,	,	PUNCT
esutjss-254	417	1	p.	p.	NOUN
esutjss-254	417	2	681	681	NUM
esutjss-254	417	3	-	-	SYM
esutjss-254	417	4	691	691	NUM
esutjss-254	417	5	mariani	mariani	ADJ
esutjss-254	417	6	m.	m.	NOUN
esutjss-254	417	7	&	&	CCONJ
esutjss-254	417	8	amoruso	amoruso	PROPN
esutjss-254	417	9	p	p	PROPN
esutjss-254	417	10	,	,	PUNCT
esutjss-254	417	11	(	(	PUNCT
esutjss-254	417	12	2016	2016	NUM
esutjss-254	417	13	)	)	PUNCT
esutjss-254	417	14	.	.	PUNCT
esutjss-254	418	1	the	the	DET
esutjss-254	418	2	effectiveness	effectiveness	NOUN
esutjss-254	418	3	of	of	ADP
esutjss-254	418	4	catastrophe	catastrophe	NOUN
esutjss-254	418	5	bonds	bond	NOUN
esutjss-254	418	6	in	in	ADP
esutjss-254	418	7	portfolio	portfolio	NOUN
esutjss-254	418	8	diversification	diversification	NOUN
esutjss-254	418	9	.	.	PUNCT
esutjss-254	419	1	international	international	ADJ
esutjss-254	419	2	journal	journal	PROPN
esutjss-254	419	3	of	of	ADP
esutjss-254	419	4	economics	economic	NOUN
esutjss-254	419	5	and	and	CCONJ
esutjss-254	419	6	financial	financial	ADJ
esutjss-254	419	7	.	.	PUNCT
esutjss-254	420	1	issues	issue	NOUN
esutjss-254	420	2	.	.	PUNCT
esutjss-254	421	1	vol	vol	NOUN
esutjss-254	421	2	.	.	PUNCT
esutjss-254	421	3	6(4	6(4	NOUN
esutjss-254	421	4	)	)	PUNCT
esutjss-254	421	5	,	,	PUNCT
esutjss-254	421	6	p	p	NOUN
esutjss-254	421	7	1760	1760	NUM
esutjss-254	421	8	-	-	SYM
esutjss-254	421	9	1767	1767	NUM
esutjss-254	421	10	masahiko	masahiko	PROPN
esutjss-254	421	11	e.	e.	PROPN
esutjss-254	421	12	&	&	PROPN
esutjss-254	421	13	.	.	PUNCT
esutjss-254	422	1	young	young	PROPN
esutjss-254	422	2	v.	v.	ADP
esutjss-254	422	3	r	r	NOUN
esutjss-254	422	4	(	(	PUNCT
esutjss-254	422	5	2008	2008	NUM
esutjss-254	422	6	)	)	PUNCT
esutjss-254	422	7	.	.	PUNCT
esutjss-254	423	1	indifference	indifference	NOUN
esutjss-254	423	2	prices	price	NOUN
esutjss-254	423	3	of	of	ADP
esutjss-254	423	4	structured	structured	ADJ
esutjss-254	423	5	catastrophe	catastrophe	NOUN
esutjss-254	423	6	bonds	bond	NOUN
esutjss-254	423	7	.	.	PUNCT
esutjss-254	424	1	journal	journal	NOUN
esutjss-254	424	2	insurance	insurance	NOUN
esutjss-254	424	3	:	:	PUNCT
esutjss-254	424	4	mathematics	mathematic	NOUN
esutjss-254	424	5	and	and	CCONJ
esutjss-254	424	6	economics	economic	NOUN
esutjss-254	424	7	.	.	PUNCT
esutjss-254	425	1	vol	vol	NOUN
esutjss-254	425	2	.	.	PROPN
esutjss-254	426	1	42	42	NUM
esutjss-254	426	2	,	,	PUNCT
esutjss-254	426	3	p.771	p.771	NUM
esutjss-254	426	4	-	-	SYM
esutjss-254	426	5	778	778	NUM
esutjss-254	426	6	masahiko	masahiko	PROPN
esutjss-254	426	7	e.	e.	PROPN
esutjss-254	426	8	&	&	PROPN
esutjss-254	426	9	.	.	PUNCT
esutjss-254	427	1	young	young	PROPN
esutjss-254	427	2	v.	v.	ADP
esutjss-254	427	3	r	r	NOUN
esutjss-254	427	4	(	(	PUNCT
esutjss-254	427	5	2008	2008	NUM
esutjss-254	427	6	)	)	PUNCT
esutjss-254	427	7	.	.	PUNCT
esutjss-254	428	1	indifference	indifference	NOUN
esutjss-254	428	2	prices	price	NOUN
esutjss-254	428	3	of	of	ADP
esutjss-254	428	4	structured	structured	ADJ
esutjss-254	428	5	catastrophe	catastrophe	NOUN
esutjss-254	428	6	bond	bond	NOUN
esutjss-254	428	7	.	.	PUNCT
esutjss-254	429	1	journal	journal	PROPN
esutjss-254	429	2	of	of	ADP
esutjss-254	429	3	management	management	NOUN
esutjss-254	429	4	.	.	PUNCT
esutjss-254	430	1	vol.17	vol.17	INTJ
esutjss-254	430	2	no	no	INTJ
esutjss-254	430	3	.	.	NOUN
esutjss-254	430	4	1	1	X
esutjss-254	430	5	.	.	PUNCT
esutjss-254	431	1	p.	p.	NOUN
esutjss-254	431	2	106	106	NUM
esutjss-254	431	3	morana	morana	PROPN
esutjss-254	431	4	c.	c.	PROPN
esutjss-254	431	5	&	&	CCONJ
esutjss-254	431	6	sbrana	sbrana	PROPN
esutjss-254	431	7	g.	g.	PROPN
esutjss-254	431	8	(	(	PUNCT
esutjss-254	431	9	2019	2019	NUM
esutjss-254	431	10	)	)	PUNCT
esutjss-254	431	11	.	.	PUNCT
esutjss-254	432	1	climate	climate	NOUN
esutjss-254	432	2	change	change	NOUN
esutjss-254	432	3	implications	implication	NOUN
esutjss-254	432	4	for	for	ADP
esutjss-254	432	5	the	the	DET
esutjss-254	432	6	catastrophe	catastrophe	NOUN
esutjss-254	432	7	bonds	bond	NOUN
esutjss-254	432	8	market	market	NOUN
esutjss-254	432	9	:	:	PUNCT
esutjss-254	432	10	an	an	DET
esutjss-254	432	11	empirical	empirical	ADJ
esutjss-254	432	12	analysis	analysis	NOUN
esutjss-254	432	13	,	,	PUNCT
esutjss-254	432	14	journal	journal	NOUN
esutjss-254	432	15	of	of	ADP
esutjss-254	432	16	electrical	electrical	ADJ
esutjss-254	432	17	and	and	CCONJ
esutjss-254	432	18	electronic	electronic	ADJ
esutjss-254	432	19	engineering	engineering	NOUN
esutjss-254	432	20	.	.	PUNCT
esutjss-254	433	1	special	special	ADJ
esutjss-254	433	2	issue	issue	NOUN
esutjss-254	433	3	:	:	PUNCT
esutjss-254	433	4	sustainable	sustainable	ADJ
esutjss-254	433	5	and	and	CCONJ
esutjss-254	433	6	renewable	renewable	ADJ
esutjss-254	433	7	neuman	neuman	NOUN
esutjss-254	433	8	w.	w.	PROPN
esutjss-254	433	9	l.	l.	PROPN
esutjss-254	433	10	(	(	PUNCT
esutjss-254	433	11	2014	2014	NUM
esutjss-254	433	12	)	)	PUNCT
esutjss-254	433	13	.	.	PUNCT
esutjss-254	434	1	social	social	ADJ
esutjss-254	434	2	research	research	NOUN
esutjss-254	434	3	methods	method	NOUN
esutjss-254	434	4	:	:	PUNCT
esutjss-254	434	5	qualitative	qualitative	NOUN
esutjss-254	434	6	and	and	CCONJ
esutjss-254	434	7	quantitative	quantitative	ADJ
esutjss-254	434	8	approaches	approach	NOUN
esutjss-254	434	9	.	.	PUNCT
esutjss-254	435	1	seventh	seventh	PROPN
esutjss-254	435	2	edition	edition	PROPN
esutjss-254	435	3	pearson	pearson	PROPN
esutjss-254	435	4	new	new	PROPN
esutjss-254	435	5	international	international	PROPN
esutjss-254	435	6	.	.	PUNCT
esutjss-254	436	1	isbn:9781299956766	isbn:9781299956766	NOUN
esutjss-254	436	2	,	,	PUNCT
esutjss-254	436	3	9781292033617	9781292033617	NUM
esutjss-254	436	4	,	,	PUNCT
esutjss-254	436	5	1299956769	1299956769	NUM
esutjss-254	436	6	,	,	PUNCT
esutjss-254	436	7	1292033614	1292033614	NUM
esutjss-254	436	8	nwite	nwite	PROPN
esutjss-254	436	9	s.	s.	PROPN
esutjss-254	436	10	c	c	PROPN
esutjss-254	436	11	&	&	CCONJ
esutjss-254	436	12	torutein	torutein	PROPN
esutjss-254	436	13	o.	o.	PROPN
esutjss-254	436	14	i.	i.	PROPN
esutjss-254	436	15	(	(	PUNCT
esutjss-254	436	16	2018	2018	NUM
esutjss-254	436	17	)	)	PUNCT
esutjss-254	436	18	analysis	analysis	NOUN
esutjss-254	436	19	of	of	ADP
esutjss-254	436	20	alternative	alternative	ADJ
esutjss-254	436	21	risk	risk	NOUN
esutjss-254	436	22	transfer	transfer	NOUN
esutjss-254	436	23	strategies	strategy	NOUN
esutjss-254	436	24	in	in	ADP
esutjss-254	436	25	manufacturing	manufacturing	NOUN
esutjss-254	436	26	organizations	organization	NOUN
esutjss-254	436	27	.	.	PUNCT
esutjss-254	437	1	social	social	ADJ
esutjss-254	437	2	management	management	NOUN
esutjss-254	437	3	sciences	sciences	PROPN
esutjss-254	437	4	.	.	PUNCT
esutjss-254	438	1	international	international	ADJ
esutjss-254	438	2	journal	journal	PROPN
esutjss-254	438	3	of	of	ADP
esutjss-254	438	4	advanced	advanced	ADJ
esutjss-254	438	5	academic	academic	ADJ
esutjss-254	438	6	research	research	NOUN
esutjss-254	438	7	issue	issue	NOUN
esutjss-254	438	8	.	.	PUNCT
esutjss-254	439	1	robert	robert	PROPN
esutjss-254	439	2	e.	e.	PROPN
esutjss-254	439	3	,	,	PUNCT
esutjss-254	439	4	williams	williams	PROPN
esutjss-254	439	5	,	,	PUNCT
esutjss-254	439	6	reesa	reesa	PROPN
esutjss-254	439	7	d.	d.	PROPN
esutjss-254	439	8	(	(	PUNCT
esutjss-254	439	9	1995	1995	NUM
esutjss-254	439	10	)	)	PUNCT
esutjss-254	439	11	.	.	PUNCT
esutjss-254	440	1	the	the	DET
esutjss-254	440	2	effectiveness	effectiveness	NOUN
esutjss-254	440	3	of	of	ADP
esutjss-254	440	4	catastrophe	catastrophe	NOUN
esutjss-254	440	5	futures	future	NOUN
esutjss-254	440	6	as	as	ADP
esutjss-254	440	7	a	a	DET
esutjss-254	440	8	hedginghoyt,:https://doi.org/10.1596/1813	hedginghoyt,:https://doi.org/10.1596/1813	PROPN
esutjss-254	440	9	-	-	PUNCT
esutjss-254	440	10	9450	9450	NUM
esutjss-254	440	11	-	-	PUNCT
esutjss-254	440	12	4765ils_by_aggregate_occurrence.html	4765ils_by_aggregate_occurrence.html	NUM
esutjss-254	440	13	.	.	PUNCT
esutjss-254	441	1	shao	shao	PROPN
esutjss-254	441	2	,	,	PUNCT
esutjss-254	441	3	j.	j.	PROPN
esutjss-254	441	4	(	(	PUNCT
esutjss-254	441	5	2015	2015	NUM
esutjss-254	441	6	)	)	PUNCT
esutjss-254	441	7	.	.	PUNCT
esutjss-254	442	1	modeling	model	VERB
esutjss-254	442	2	catastrophe	catastrophe	NOUN
esutjss-254	442	3	risk	risk	NOUN
esutjss-254	442	4	bonds	bond	NOUN
esutjss-254	442	5	:	:	PUNCT
esutjss-254	442	6	thesis	thesis	PROPN
esutjss-254	442	7	university	university	PROPN
esutjss-254	442	8	of	of	ADP
esutjss-254	442	9	liverpool	liverpool	PROPN
esutjss-254	442	10	mathematical	mathematical	ADJ
esutjss-254	442	11	science	science	PROPN
esutjss-254	442	12	.	.	PUNCT
esutjss-254	443	1	macmillan	macmillan	PROPN
esutjss-254	443	2	north	north	PROPN
esutjss-254	443	3	american	american	PROPN
esutjss-254	443	4	actuarial	actuarial	PROPN
esutjss-254	443	5	journal	journal	NOUN
esutjss-254	443	6	sibindi	sibindi	VERB
esutjss-254	443	7	,	,	PUNCT
esutjss-254	443	8	a.	a.	NOUN
esutjss-254	443	9	(	(	PUNCT
esutjss-254	443	10	2015	2015	NUM
esutjss-254	443	11	)	)	PUNCT
esutjss-254	443	12	a	a	DET
esutjss-254	443	13	comparative	comparative	ADJ
esutjss-254	443	14	study	study	NOUN
esutjss-254	443	15	of	of	ADP
esutjss-254	443	16	the	the	DET
esutjss-254	443	17	application	application	NOUN
esutjss-254	443	18	of	of	ADP
esutjss-254	443	19	alternative	alternative	ADJ
esutjss-254	443	20	risk	risk	NOUN
esutjss-254	443	21	transfer	transfer	NOUN
esutjss-254	443	22	methods	method	NOUN
esutjss-254	443	23	of	of	ADP
esutjss-254	443	24	insurance	insurance	NOUN
esutjss-254	443	25	in	in	ADP
esutjss-254	443	26	south	south	PROPN
esutjss-254	443	27	africa	africa	PROPN
esutjss-254	443	28	and	and	CCONJ
esutjss-254	443	29	zimbabwe	zimbabwe	PROPN
esutjss-254	443	30	.	.	PROPN
esutjss-254	444	1	journal	journal	PROPN
esutjss-254	444	2	insurance	insurance	NOUN
esutjss-254	444	3	:	:	PUNCT
esutjss-254	444	4	mathematics	mathematic	NOUN
esutjss-254	444	5	and	and	CCONJ
esutjss-254	444	6	economics	economic	NOUN
esutjss-254	444	7	.	.	PUNCT
esutjss-254	445	1	vol	vol	NOUN
esutjss-254	445	2	.	.	PROPN
esutjss-254	446	1	42	42	NUM
esutjss-254	446	2	,	,	PUNCT
esutjss-254	446	3	p.771	p.771	NUM
esutjss-254	446	4	-	-	SYM
esutjss-254	446	5	778	778	NUM
esutjss-254	446	6	sigma	sigma	PROPN
esutjss-254	446	7	swiss	swiss	PROPN
esutjss-254	446	8	r.	r.	PROPN
esutjss-254	446	9	(	(	PUNCT
esutjss-254	446	10	2006	2006	NUM
esutjss-254	446	11	)	)	PUNCT
esutjss-254	446	12	.	.	PUNCT
esutjss-254	447	1	securitizationnew	securitizationnew	ADJ
esutjss-254	447	2	opportunities	opportunity	NOUN
esutjss-254	447	3	for	for	ADP
esutjss-254	447	4	insurers	insurer	NOUN
esutjss-254	447	5	and	and	CCONJ
esutjss-254	447	6	investors	investor	NOUN
esutjss-254	447	7	.	.	PUNCT
esutjss-254	448	1	sigma	sigma	PROPN
esutjss-254	448	2	swiss	swiss	PROPN
esutjss-254	448	3	r.	r.	PROPN
esutjss-254	448	4	(	(	PUNCT
esutjss-254	448	5	2009).the	2009).the	DET
esutjss-254	448	6	role	role	NOUN
esutjss-254	448	7	of	of	ADP
esutjss-254	448	8	indices	index	NOUN
esutjss-254	448	9	in	in	ADP
esutjss-254	448	10	transferring	transfer	VERB
esutjss-254	448	11	insurance	insurance	NOUN
esutjss-254	448	12	risks	risk	NOUN
esutjss-254	448	13	to	to	ADP
esutjss-254	448	14	the	the	DET
esutjss-254	448	15	capital	capital	NOUN
esutjss-254	448	16	market	market	NOUN
esutjss-254	448	17	.	.	PUNCT
esutjss-254	449	1	siringi	siringi	PROPN
esutjss-254	449	2	,	,	PUNCT
esutjss-254	449	3	e.	e.	PROPN
esutjss-254	449	4	&	&	CCONJ
esutjss-254	449	5	obange	obange	PROPN
esutjss-254	449	6	n	n	PROPN
esutjss-254	449	7	(	(	PUNCT
esutjss-254	449	8	2022	2022	NUM
esutjss-254	449	9	)	)	PUNCT
esutjss-254	449	10	.	.	PUNCT
esutjss-254	450	1	implication	implication	NOUN
esutjss-254	450	2	of	of	ADP
esutjss-254	450	3	cogeneration	cogeneration	NOUN
esutjss-254	450	4	policy	policy	NOUN
esutjss-254	450	5	on	on	ADP
esutjss-254	450	6	the	the	DET
esutjss-254	450	7	performance	performance	NOUN
esutjss-254	450	8	of	of	ADP
esutjss-254	450	9	manufacturing	manufacturing	NOUN
esutjss-254	450	10	firms	firm	NOUN
esutjss-254	450	11	.	.	PUNCT
esutjss-254	451	1	w.	w.	PROPN
esutjss-254	451	2	j.	j.	PROPN
esutjss-254	451	3	&	&	CCONJ
esutjss-254	451	4	erik	erik	PROPN
esutjss-254	451	5	s.	s.	PROPN
esutjss-254	451	6	(	(	PUNCT
esutjss-254	451	7	2009	2009	NUM
esutjss-254	451	8	)	)	PUNCT
esutjss-254	451	9	.	.	PUNCT
esutjss-254	452	1	joshua	joshua	PROPN
esutjss-254	452	2	d.	d.	PROPN
esutjss-254	452	3	c.	c.	PROPN
esutjss-254	452	4	,	,	PUNCT
esutjss-254	452	5	jakub	jakub	PROPN
esutjss-254	452	6	economic	economic	ADJ
esutjss-254	452	7	catastrophe	catastrophe	NOUN
esutjss-254	452	8	bonds	bond	NOUN
esutjss-254	452	9	.	.	PUNCT
esutjss-254	453	1	amer	amer	PROPN
esutjss-254	453	2	ica	ica	PROPN
esutjss-254	453	3	n	n	PROPN
esutjss-254	453	4	eco	eco	PROPN
esutjss-254	453	5	n	n	CCONJ
esutjss-254	453	6	o	o	PROPN
esutjss-254	453	7	mic	mic	PROPN
esutjss-254	453	8	rev	rev	PROPN
esutjss-254	453	9	iew	iew	PROPN
esutjss-254	453	10	ma	ma	PROPN
esutjss-254	453	11	n	n	PROPN
esutjss-254	453	12	u	u	NOUN
esutjss-254	453	13	a	a	DET
esutjss-254	453	14	l	l	NOUN
esutjss-254	453	15	vo	vo	X
esutjss-254	453	16	l	l	NOUN
esutjss-254	453	17	.	.	PUNCT
esutjss-254	454	1	9	9	NUM
esutjss-254	454	2	9	9	NUM
esutjss-254	454	3	,	,	PUNCT
esutjss-254	454	4	no	no	INTJ
esutjss-254	454	5	.	.	NOUN
esutjss-254	455	1	3	3	NUM
esutjss-254	455	2	.	.	PUNCT
esutjss-254	456	1	p.	p.	NOUN
esutjss-254	456	2	628	628	NUM
esutjss-254	456	3	-	-	SYM
esutjss-254	456	4	661	661	NUM
esutjss-254	456	5	wing	wing	NOUN
esutjss-254	456	6	l.	l.	PROPN
esutjss-254	456	7	c.	c.	PROPN
esutjss-254	456	8	&	&	CCONJ
esutjss-254	456	9	zhong	zhong	PROPN
esutjss-254	456	10	j.	j.	PROPN
esutjss-254	456	11	risk	risk	PROPN
esutjss-254	456	12	management	management	NOUN
esutjss-254	456	13	methods	method	NOUN
esutjss-254	456	14	applied	apply	VERB
esutjss-254	456	15	to	to	ADP
esutjss-254	456	16	renewable	renewable	ADJ
esutjss-254	456	17	and	and	CCONJ
esutjss-254	456	18	sustainable	sustainable	ADJ
esutjss-254	456	19	energy	energy	NOUN
esutjss-254	456	20	:	:	PUNCT
esutjss-254	456	21	energies	energy	NOUN
esutjss-254	456	22	and	and	CCONJ
esutjss-254	456	23	system	system	NOUN
esutjss-254	456	24	.	.	PUNCT
esutjss-254	457	1	journal	journal	NOUN
esutjss-254	457	2	of	of	ADP
esutjss-254	457	3	financial	financial	ADJ
esutjss-254	457	4	economics	economic	NOUN
esutjss-254	457	5	vol	vol	NOUN
esutjss-254	457	6	.	.	PUNCT
esutjss-254	458	1	71(1	71(1	NUM
esutjss-254	458	2	)	)	PUNCT
esutjss-254	458	3	p.	p.	NOUN
esutjss-254	458	4	77	77	NUM
esutjss-254	458	5	-	-	SYM
esutjss-254	458	6	11	11	NUM
esutjss-254	458	7	z.	z.	PROPN
esutjss-254	458	8	,	,	PUNCT
esutjss-254	458	9	kane	kane	PROPN
esutjss-254	458	10	a.	a.	PROPN
esutjss-254	458	11	,	,	PUNCT
esutjss-254	458	12	&	&	CCONJ
esutjss-254	458	13	marcus	marcus	PROPN
esutjss-254	458	14	,	,	PUNCT
esutjss-254	458	15	a.j	a.j	PROPN
esutjss-254	458	16	.	.	PROPN
esutjss-254	458	17	(	(	PUNCT
esutjss-254	458	18	2015	2015	NUM
esutjss-254	458	19	)	)	PUNCT
esutjss-254	458	20	.	.	PUNCT
esutjss-254	459	1	(	(	PUNCT
esutjss-254	459	2	10th	10th	ADJ
esutjss-254	459	3	ed	ed	NOUN
esutjss-254	459	4	.	.	PUNCT
esutjss-254	459	5	)	)	PUNCT
esutjss-254	459	6	.	.	PUNCT
esutjss-254	460	1	investments	investment	NOUN
esutjss-254	460	2	bodies	body	NOUN
esutjss-254	460	3	.	.	PUNCT
esutjss-254	461	1	new	new	PROPN
esutjss-254	461	2	york	york	PROPN
esutjss-254	461	3	:	:	PUNCT
esutjss-254	461	4	mcgraw	mcgraw	PROPN
esutjss-254	461	5	-	-	PUNCT
esutjss-254	461	6	hill	hill	NOUN
esutjss-254	461	7	.	.	PUNCT
esutjss-254	462	1	43	43	NUM
esutjss-254	462	2	zhou	zhou	PROPN
esutjss-254	462	3	f.	f.	PROPN
esutjss-254	462	4	endendijk	endendijk	PROPN
esutjss-254	462	5	t.	t.	PROPN
esutjss-254	462	6	&	&	CCONJ
esutjss-254	462	7	botzen	botzen	PROPN
esutjss-254	462	8	,	,	PUNCT
esutjss-254	462	9	w.j	w.j	PROPN
esutjss-254	462	10	.	.	PROPN
esutjss-254	462	11	(	(	PUNCT
esutjss-254	462	12	2023	2023	NUM
esutjss-254	462	13	)	)	PUNCT
esutjss-254	462	14	.	.	PUNCT
esutjss-254	463	1	a	a	DET
esutjss-254	463	2	review	review	NOUN
esutjss-254	463	3	of	of	ADP
esutjss-254	463	4	the	the	DET
esutjss-254	463	5	financial	financial	ADJ
esutjss-254	463	6	sector	sector	NOUN
esutjss-254	463	7	impacts	impact	NOUN
esutjss-254	463	8	of	of	ADP
esutjss-254	463	9	risks	risk	NOUN
esutjss-254	463	10	associated	associate	VERB
esutjss-254	463	11	with	with	ADP
esutjss-254	463	12	climate	climate	NOUN
esutjss-254	463	13	change	change	NOUN
esutjss-254	463	14	.	.	PUNCT
esutjss-254	464	1	https://ssrn.com/abstract=4594265	https://ssrn.com/abstract=4594265	NOUN
esutjss-254	464	2	zhu	zhu	PROPN
esutjss-254	464	3	,	,	PUNCT
esutjss-254	464	4	w.	w.	PROPN
esutjss-254	464	5	(	(	PUNCT
esutjss-254	464	6	2011	2011	NUM
esutjss-254	464	7	)	)	PUNCT
esutjss-254	464	8	ambiguity	ambiguity	NOUN
esutjss-254	464	9	aversion	aversion	NOUN
esutjss-254	464	10	and	and	CCONJ
esutjss-254	464	11	an	an	DET
esutjss-254	464	12	intertemporal	intertemporal	ADJ
esutjss-254	464	13	equilibrium	equilibrium	NOUN
esutjss-254	464	14	model	model	NOUN
esutjss-254	464	15	of	of	ADP
esutjss-254	464	16	catastrophe	catastrophe	NOUN
esutjss-254	464	17	-	-	PUNCT
esutjss-254	464	18	linked	link	VERB
esutjss-254	464	19	securities	security	NOUN
esutjss-254	464	20	pricing	pricing	NOUN
esutjss-254	464	21	.	.	PUNCT
esutjss-254	465	1	insurance	insurance	NOUN
esutjss-254	465	2	.	.	PUNCT
esutjss-254	466	1	mathematics	mathematic	NOUN
esutjss-254	466	2	.	.	PUNCT
esutjss-254	467	1	economics	economic	NOUN
esutjss-254	467	2	.	.	PUNCT
esutjss-254	468	1	vol	vol	NOUN
esutjss-254	468	2	.	.	PUNCT
esutjss-254	469	1	49(1	49(1	NUM
esutjss-254	469	2	)	)	PUNCT
esutjss-254	470	1	p.	p.	NOUN
esutjss-254	470	2	38–46	38–46	NUM
esutjss-254	470	3	page	page	NOUN
esutjss-254	470	4	7	7	NUM