id sid tid token lemma pos esutjss-53 1 1 place place NOUN esutjss-53 1 2 of of ADP esutjss-53 1 3 nigerian nigerian ADJ esutjss-53 1 4 insurance insurance NOUN esutjss-53 1 5 industry industry NOUN esutjss-53 1 6 in in ADP esutjss-53 1 7 cryptocurrency cryptocurrency NOUN esutjss-53 1 8 insurance insurance NOUN esutjss-53 1 9 165 165 NUM esutjss-53 1 10 place place NOUN esutjss-53 1 11 of of ADP esutjss-53 1 12 nigerian nigerian ADJ esutjss-53 1 13 insurance insurance NOUN esutjss-53 1 14 industry industry NOUN esutjss-53 1 15 in in ADP esutjss-53 1 16 cryptocurrency cryptocurrency NOUN esutjss-53 1 17 insurance insurance NOUN esutjss-53 1 18 as as ADP esutjss-53 1 19 an an DET esutjss-53 1 20 emerging emerge VERB esutjss-53 1 21 market market NOUN esutjss-53 1 22 : : PUNCT esutjss-53 1 23 evidence evidence NOUN esutjss-53 1 24 from from ADP esutjss-53 1 25 selected select VERB esutjss-53 1 26 insurance insurance NOUN esutjss-53 1 27 firms firm NOUN esutjss-53 1 28 in in ADP esutjss-53 1 29 nigeria nigeria PROPN esutjss-53 1 30 . . PUNCT esutjss-53 2 1 alli alli PROPN esutjss-53 2 2 noah noah PROPN esutjss-53 2 3 gbenga gbenga PROPN esutjss-53 2 4 * * PROPN esutjss-53 2 5 ganiyu ganiyu PROPN esutjss-53 2 6 kamal kamal PROPN esutjss-53 2 7 aina aina PROPN esutjss-53 2 8 john john PROPN esutjss-53 2 9 department department PROPN esutjss-53 2 10 of of ADP esutjss-53 2 11 insurance insurance NOUN esutjss-53 2 12 , , PUNCT esutjss-53 2 13 school school NOUN esutjss-53 2 14 of of ADP esutjss-53 2 15 business business NOUN esutjss-53 2 16 and and CCONJ esutjss-53 2 17 management management NOUN esutjss-53 2 18 studies study NOUN esutjss-53 2 19 , , PUNCT esutjss-53 2 20 the the DET esutjss-53 2 21 federal federal ADJ esutjss-53 2 22 polytechnic polytechnic ADJ esutjss-53 2 23 , , PUNCT esutjss-53 2 24 offa offa NOUN esutjss-53 2 25 * * PUNCT esutjss-53 2 26 noah.alli@fedpoffaonline.edu.ng noah.alli@fedpoffaonline.edu.ng VERB esutjss-53 2 27 abstract abstract ADJ esutjss-53 2 28 the the DET esutjss-53 2 29 growth growth NOUN esutjss-53 2 30 in in ADP esutjss-53 2 31 awareness awareness NOUN esutjss-53 2 32 and and CCONJ esutjss-53 2 33 popularity popularity NOUN esutjss-53 2 34 of of ADP esutjss-53 2 35 cryptocurrency cryptocurrency NOUN esutjss-53 2 36 as as SCONJ esutjss-53 2 37 a a DET esutjss-53 2 38 financial financial ADJ esutjss-53 2 39 instrument instrument NOUN esutjss-53 2 40 has have AUX esutjss-53 2 41 , , PUNCT esutjss-53 2 42 in in ADP esutjss-53 2 43 various various ADJ esutjss-53 2 44 ways way NOUN esutjss-53 2 45 , , PUNCT esutjss-53 2 46 improved improve VERB esutjss-53 2 47 faster fast ADV esutjss-53 2 48 than than ADP esutjss-53 2 49 infrastructures infrastructure NOUN esutjss-53 2 50 that that PRON esutjss-53 2 51 have have AUX esutjss-53 2 52 been be AUX esutjss-53 2 53 built build VERB esutjss-53 2 54 to to PART esutjss-53 2 55 complement complement VERB esutjss-53 2 56 and and CCONJ esutjss-53 2 57 support support VERB esutjss-53 2 58 its its PRON esutjss-53 2 59 existence existence NOUN esutjss-53 2 60 , , PUNCT esutjss-53 2 61 even even ADV esutjss-53 2 62 though though SCONJ esutjss-53 2 63 cryptocurrencies cryptocurrencie NOUN esutjss-53 2 64 are be AUX esutjss-53 2 65 backed back VERB esutjss-53 2 66 up up ADP esutjss-53 2 67 by by ADP esutjss-53 2 68 numerous numerous ADJ esutjss-53 2 69 blockchains blockchain NOUN esutjss-53 2 70 which which PRON esutjss-53 2 71 are be AUX esutjss-53 2 72 designed design VERB esutjss-53 2 73 to to PART esutjss-53 2 74 reduce reduce VERB esutjss-53 2 75 risks risk NOUN esutjss-53 2 76 , , PUNCT esutjss-53 2 77 a a DET esutjss-53 2 78 sizable sizable ADJ esutjss-53 2 79 amount amount NOUN esutjss-53 2 80 of of ADP esutjss-53 2 81 risk risk NOUN esutjss-53 2 82 is be AUX esutjss-53 2 83 unavoidable unavoidable ADJ esutjss-53 2 84 . . PUNCT esutjss-53 3 1 cryptocurrency cryptocurrency NOUN esutjss-53 3 2 seems seem VERB esutjss-53 3 3 to to PART esutjss-53 3 4 be be AUX esutjss-53 3 5 here here ADV esutjss-53 3 6 to to PART esutjss-53 3 7 stay stay VERB esutjss-53 3 8 for for ADP esutjss-53 3 9 the the DET esutjss-53 3 10 primary primary ADJ esutjss-53 3 11 time time NOUN esutjss-53 3 12 , , PUNCT esutjss-53 3 13 and and CCONJ esutjss-53 3 14 so so ADV esutjss-53 3 15 does do VERB esutjss-53 3 16 the the DET esutjss-53 3 17 risk risk NOUN esutjss-53 3 18 inherent inherent ADJ esutjss-53 3 19 in in ADP esutjss-53 3 20 investing invest VERB esutjss-53 3 21 in in ADP esutjss-53 3 22 such such DET esutjss-53 3 23 an an DET esutjss-53 3 24 instrument instrument NOUN esutjss-53 3 25 . . PUNCT esutjss-53 4 1 it it PRON esutjss-53 4 2 is be AUX esutjss-53 4 3 expected expect VERB esutjss-53 4 4 that that SCONJ esutjss-53 4 5 firms firm NOUN esutjss-53 4 6 and and CCONJ esutjss-53 4 7 individuals individual NOUN esutjss-53 4 8 investing invest VERB esutjss-53 4 9 in in ADP esutjss-53 4 10 such such ADJ esutjss-53 4 11 consider consider NOUN esutjss-53 4 12 obtaining obtain VERB esutjss-53 4 13 an an DET esutjss-53 4 14 insurance insurance NOUN esutjss-53 4 15 policy policy NOUN esutjss-53 4 16 that that PRON esutjss-53 4 17 will will AUX esutjss-53 4 18 safeguard safeguard VERB esutjss-53 4 19 their their PRON esutjss-53 4 20 interest interest NOUN esutjss-53 4 21 during during ADP esutjss-53 4 22 interacting interact VERB esutjss-53 4 23 with with ADP esutjss-53 4 24 such such ADJ esutjss-53 4 25 currency currency NOUN esutjss-53 4 26 . . PUNCT esutjss-53 5 1 this this DET esutjss-53 5 2 study study NOUN esutjss-53 5 3 examines examine VERB esutjss-53 5 4 the the DET esutjss-53 5 5 place place NOUN esutjss-53 5 6 of of ADP esutjss-53 5 7 the the DET esutjss-53 5 8 nigerian nigerian ADJ esutjss-53 5 9 insurance insurance NOUN esutjss-53 5 10 industry industry NOUN esutjss-53 5 11 in in ADP esutjss-53 5 12 cryptocurrency cryptocurrency NOUN esutjss-53 5 13 insurance insurance NOUN esutjss-53 5 14 as as ADP esutjss-53 5 15 an an DET esutjss-53 5 16 emerging emerge VERB esutjss-53 5 17 market market NOUN esutjss-53 5 18 . . PUNCT esutjss-53 6 1 the the DET esutjss-53 6 2 study study NOUN esutjss-53 6 3 sample sample NOUN esutjss-53 6 4 population population NOUN esutjss-53 6 5 was be AUX esutjss-53 6 6 drawn draw VERB esutjss-53 6 7 from from ADP esutjss-53 6 8 lagos lagos NOUN esutjss-53 6 9 state state NOUN esutjss-53 6 10 , , PUNCT esutjss-53 6 11 the the DET esutjss-53 6 12 commercial commercial ADJ esutjss-53 6 13 centre centre NOUN esutjss-53 6 14 hub hub NOUN esutjss-53 6 15 of of ADP esutjss-53 6 16 nigeria nigeria PROPN esutjss-53 6 17 and and CCONJ esutjss-53 6 18 a a DET esutjss-53 6 19 platform platform NOUN esutjss-53 6 20 for for ADP esutjss-53 6 21 many many ADJ esutjss-53 6 22 insurance insurance NOUN esutjss-53 6 23 companies company NOUN esutjss-53 6 24 in in ADP esutjss-53 6 25 nigeria nigeria PROPN esutjss-53 6 26 . . PUNCT esutjss-53 7 1 75 75 NUM esutjss-53 7 2 respondents respondent NOUN esutjss-53 7 3 were be AUX esutjss-53 7 4 drawn draw VERB esutjss-53 7 5 from from ADP esutjss-53 7 6 the the DET esutjss-53 7 7 15 15 NUM esutjss-53 7 8 insurance insurance NOUN esutjss-53 7 9 companies company NOUN esutjss-53 7 10 quoted quote VERB esutjss-53 7 11 on on ADP esutjss-53 7 12 the the DET esutjss-53 7 13 nigerian nigerian ADJ esutjss-53 7 14 stock stock PROPN esutjss-53 7 15 exchange exchange PROPN esutjss-53 7 16 commission commission PROPN esutjss-53 7 17 . . PUNCT esutjss-53 8 1 the the DET esutjss-53 8 2 principal principal ADJ esutjss-53 8 3 statistical statistical ADJ esutjss-53 8 4 technique technique NOUN esutjss-53 8 5 employed employ VERB esutjss-53 8 6 for for ADP esutjss-53 8 7 this this DET esutjss-53 8 8 study study NOUN esutjss-53 8 9 was be AUX esutjss-53 8 10 a a DET esutjss-53 8 11 kolmogorovβˆ’smirnov kolmogorovβˆ’smirnov NUM esutjss-53 8 12 test.the test.the DET esutjss-53 8 13 study study NOUN esutjss-53 8 14 concluded conclude VERB esutjss-53 8 15 that that SCONJ esutjss-53 8 16 the the DET esutjss-53 8 17 insurance insurance NOUN esutjss-53 8 18 firms firm NOUN esutjss-53 8 19 within within ADP esutjss-53 8 20 the the DET esutjss-53 8 21 nigerian nigerian ADJ esutjss-53 8 22 insurance insurance NOUN esutjss-53 8 23 industry industry NOUN esutjss-53 8 24 are be AUX esutjss-53 8 25 financially financially ADV esutjss-53 8 26 ready ready ADJ esutjss-53 8 27 to to PART esutjss-53 8 28 provide provide VERB esutjss-53 8 29 cryptocurrency cryptocurrency NOUN esutjss-53 8 30 insurance insurance NOUN esutjss-53 8 31 for for ADP esutjss-53 8 32 the the DET esutjss-53 8 33 numerous numerous ADJ esutjss-53 8 34 risks risk NOUN esutjss-53 8 35 encountered encounter VERB esutjss-53 8 36 during during ADP esutjss-53 8 37 holding hold VERB esutjss-53 8 38 cryptocurrencies cryptocurrencie NOUN esutjss-53 8 39 by by ADP esutjss-53 8 40 organizations organization NOUN esutjss-53 8 41 and and CCONJ esutjss-53 8 42 individuals individual NOUN esutjss-53 8 43 . . PUNCT esutjss-53 9 1 keywords keyword NOUN esutjss-53 9 2 : : PUNCT esutjss-53 9 3 cryptocurrency cryptocurrency NOUN esutjss-53 9 4 , , PUNCT esutjss-53 9 5 insurance insurance NOUN esutjss-53 9 6 , , PUNCT esutjss-53 9 7 cryptocurrency cryptocurrency NOUN esutjss-53 9 8 insurance insurance NOUN esutjss-53 9 9 , , PUNCT esutjss-53 9 10 nigeria nigeria PROPN esutjss-53 9 11 , , PUNCT esutjss-53 9 12 risk risk NOUN esutjss-53 9 13 . . PUNCT esutjss-53 10 1 introduction introduction NOUN esutjss-53 10 2 technology technology NOUN esutjss-53 10 3 by by ADP esutjss-53 10 4 nature nature NOUN esutjss-53 10 5 is be AUX esutjss-53 10 6 dynamic dynamic ADJ esutjss-53 10 7 , , PUNCT esutjss-53 10 8 and and CCONJ esutjss-53 10 9 organizations organization NOUN esutjss-53 10 10 that that PRON esutjss-53 10 11 fail fail VERB esutjss-53 10 12 to to PART esutjss-53 10 13 flow flow VERB esutjss-53 10 14 with with ADP esutjss-53 10 15 modern modern ADJ esutjss-53 10 16 - - PUNCT esutjss-53 10 17 day day NOUN esutjss-53 10 18 changes change NOUN esutjss-53 10 19 will will AUX esutjss-53 10 20 most most ADV esutjss-53 10 21 likely likely ADV esutjss-53 10 22 fall fall VERB esutjss-53 10 23 out out ADP esutjss-53 10 24 . . PUNCT esutjss-53 11 1 a a DET esutjss-53 11 2 real real ADJ esutjss-53 11 3 - - PUNCT esutjss-53 11 4 life life NOUN esutjss-53 11 5 case case NOUN esutjss-53 11 6 of of ADP esutjss-53 11 7 technological technological ADJ esutjss-53 11 8 dynamism dynamism NOUN esutjss-53 11 9 in in ADP esutjss-53 11 10 this this DET esutjss-53 11 11 modern modern ADJ esutjss-53 11 12 21st 21st ADJ esutjss-53 11 13 century century NOUN esutjss-53 11 14 is be AUX esutjss-53 11 15 that that PRON esutjss-53 11 16 of of ADP esutjss-53 11 17 cryptocurrency cryptocurrency NOUN esutjss-53 11 18 . . PUNCT esutjss-53 12 1 cryptocurrency cryptocurrency NOUN esutjss-53 12 2 is be AUX esutjss-53 12 3 fast fast ADV esutjss-53 12 4 becoming become VERB esutjss-53 12 5 a a DET esutjss-53 12 6 key key ADJ esutjss-53 12 7 instrument instrument NOUN esutjss-53 12 8 in in ADP esutjss-53 12 9 the the DET esutjss-53 12 10 world world NOUN esutjss-53 12 11 of of ADP esutjss-53 12 12 currency currency NOUN esutjss-53 12 13 . . PUNCT esutjss-53 13 1 according accord VERB esutjss-53 13 2 to to ADP esutjss-53 13 3 ( ( PUNCT esutjss-53 13 4 raj raj PROPN esutjss-53 13 5 & & CCONJ esutjss-53 13 6 manoj manoj PROPN esutjss-53 13 7 , , PUNCT esutjss-53 13 8 2020 2020 NUM esutjss-53 13 9 ) ) PUNCT esutjss-53 13 10 , , PUNCT esutjss-53 13 11 cryptocurrency cryptocurrency NOUN esutjss-53 13 12 in in ADP esutjss-53 13 13 recent recent ADJ esutjss-53 13 14 times time NOUN esutjss-53 13 15 is be AUX esutjss-53 13 16 a a DET esutjss-53 13 17 widely widely ADV esutjss-53 13 18 accepted accept VERB esutjss-53 13 19 means mean NOUN esutjss-53 13 20 of of ADP esutjss-53 13 21 investment investment NOUN esutjss-53 13 22 in in ADP esutjss-53 13 23 all all DET esutjss-53 13 24 spheres sphere NOUN esutjss-53 13 25 of of ADP esutjss-53 13 26 businesses business NOUN esutjss-53 13 27 and and CCONJ esutjss-53 13 28 has have AUX esutjss-53 13 29 created create VERB esutjss-53 13 30 a a DET esutjss-53 13 31 close close ADJ esutjss-53 13 32 and and CCONJ esutjss-53 13 33 harmonious harmonious ADJ esutjss-53 13 34 relationship relationship NOUN esutjss-53 13 35 among among ADP esutjss-53 13 36 many many ADJ esutjss-53 13 37 world world NOUN esutjss-53 13 38 economies economy NOUN esutjss-53 13 39 . . PUNCT esutjss-53 14 1 it it PRON esutjss-53 14 2 is be AUX esutjss-53 14 3 the the DET esutjss-53 14 4 future future ADJ esutjss-53 14 5 wave wave NOUN esutjss-53 14 6 as as SCONJ esutjss-53 14 7 more more ADJ esutjss-53 14 8 organizations organization NOUN esutjss-53 14 9 and and CCONJ esutjss-53 14 10 countries country NOUN esutjss-53 14 11 worldwide worldwide ADV esutjss-53 14 12 accept accept VERB esutjss-53 14 13 them they PRON esutjss-53 14 14 as as ADP esutjss-53 14 15 a a DET esutjss-53 14 16 valid valid ADJ esutjss-53 14 17 form form NOUN esutjss-53 14 18 of of ADP esutjss-53 14 19 currency currency NOUN esutjss-53 14 20 . . PUNCT esutjss-53 15 1 however however ADV esutjss-53 15 2 , , PUNCT esutjss-53 15 3 the the DET esutjss-53 15 4 growth growth NOUN esutjss-53 15 5 , , PUNCT esutjss-53 15 6 awareness awareness NOUN esutjss-53 15 7 , , PUNCT esutjss-53 15 8 and and CCONJ esutjss-53 15 9 popularity popularity NOUN esutjss-53 15 10 of of ADP esutjss-53 15 11 cryptocurrency cryptocurrency NOUN esutjss-53 15 12 as as ADP esutjss-53 15 13 a a DET esutjss-53 15 14 financial financial ADJ esutjss-53 15 15 instrument instrument NOUN esutjss-53 15 16 is be AUX esutjss-53 15 17 in in ADP esutjss-53 15 18 various various ADJ esutjss-53 15 19 ways way NOUN esutjss-53 15 20 improving improve VERB esutjss-53 15 21 faster fast ADV esutjss-53 15 22 than than ADP esutjss-53 15 23 infrastructures infrastructure NOUN esutjss-53 15 24 that that PRON esutjss-53 15 25 have have AUX esutjss-53 15 26 been be AUX esutjss-53 15 27 built build VERB esutjss-53 15 28 to to PART esutjss-53 15 29 complement complement VERB esutjss-53 15 30 and and CCONJ esutjss-53 15 31 support support VERB esutjss-53 15 32 its its PRON esutjss-53 15 33 existence existence NOUN esutjss-53 15 34 ( ( PUNCT esutjss-53 15 35 shawdagor shawdagor ADJ esutjss-53 15 36 , , PUNCT esutjss-53 15 37 2019).according 2019).according NOUN esutjss-53 15 38 to to ADP esutjss-53 15 39 the the DET esutjss-53 15 40 report report NOUN esutjss-53 15 41 ( ( PUNCT esutjss-53 15 42 coinmarketcap coinmarketcap NOUN esutjss-53 15 43 , , PUNCT esutjss-53 15 44 2020 2020 NUM esutjss-53 15 45 ) ) PUNCT esutjss-53 15 46 , , PUNCT esutjss-53 15 47 the the DET esutjss-53 15 48 total total ADJ esutjss-53 15 49 value value NOUN esutjss-53 15 50 of of ADP esutjss-53 15 51 the the DET esutjss-53 15 52 cryptocurrency cryptocurrency NOUN esutjss-53 15 53 market market NOUN esutjss-53 15 54 as as ADP esutjss-53 15 55 of of ADP esutjss-53 15 56 october october PROPN esutjss-53 15 57 , , PUNCT esutjss-53 15 58 26th 26th NOUN esutjss-53 15 59 2020 2020 NUM esutjss-53 15 60 , , PUNCT esutjss-53 15 61 is be AUX esutjss-53 15 62 estimated estimate VERB esutjss-53 15 63 at at ADP esutjss-53 15 64 $ $ SYM esutjss-53 15 65 386,546,429,659 386,546,429,659 NUM esutjss-53 15 66 , , PUNCT esutjss-53 15 67 and and CCONJ esutjss-53 15 68 still still ADV esutjss-53 15 69 gaining gain VERB esutjss-53 15 70 daily daily ADJ esutjss-53 15 71 traction traction NOUN esutjss-53 15 72 . . PUNCT esutjss-53 16 1 the the DET esutjss-53 16 2 size size NOUN esutjss-53 16 3 of of ADP esutjss-53 16 4 the the DET esutjss-53 16 5 market market NOUN esutjss-53 16 6 has have AUX esutjss-53 16 7 attracted attract VERB esutjss-53 16 8 a a DET esutjss-53 16 9 very very ADV esutjss-53 16 10 high high ADJ esutjss-53 16 11 level level NOUN esutjss-53 16 12 of of ADP esutjss-53 16 13 cybercrime cybercrime ADJ esutjss-53 16 14 risk risk NOUN esutjss-53 16 15 and and CCONJ esutjss-53 16 16 various various ADJ esutjss-53 16 17 other other ADJ esutjss-53 16 18 forms form NOUN esutjss-53 16 19 of of ADP esutjss-53 16 20 risks risk NOUN esutjss-53 16 21 . . PUNCT esutjss-53 17 1 along along ADP esutjss-53 17 2 with with ADP esutjss-53 17 3 this this DET esutjss-53 17 4 growth growth NOUN esutjss-53 17 5 in in ADP esutjss-53 17 6 cryptocurrency cryptocurrency NOUN esutjss-53 17 7 , , PUNCT esutjss-53 17 8 there there PRON esutjss-53 17 9 is be VERB esutjss-53 17 10 an an DET esutjss-53 17 11 increasing increase VERB esutjss-53 17 12 concern concern NOUN esutjss-53 17 13 over over ADP esutjss-53 17 14 the the DET esutjss-53 17 15 control control NOUN esutjss-53 17 16 of of ADP esutjss-53 17 17 risk risk NOUN esutjss-53 17 18 present present ADJ esutjss-53 17 19 therein therein ADV esutjss-53 17 20 . . PUNCT esutjss-53 18 1 although although SCONJ esutjss-53 18 2 cryptocurrencies cryptocurrencie NOUN esutjss-53 18 3 are be AUX esutjss-53 18 4 backed back VERB esutjss-53 18 5 up up ADP esutjss-53 18 6 by by ADP esutjss-53 18 7 numerous numerous ADJ esutjss-53 18 8 blockchains blockchain NOUN esutjss-53 18 9 designed design VERB esutjss-53 18 10 to to PART esutjss-53 18 11 reduce reduce VERB esutjss-53 18 12 risks risk NOUN esutjss-53 18 13 , , PUNCT esutjss-53 18 14 a a DET esutjss-53 18 15 sizable sizable ADJ esutjss-53 18 16 amount amount NOUN esutjss-53 18 17 of of ADP esutjss-53 18 18 risk risk NOUN esutjss-53 18 19 is be AUX esutjss-53 18 20 unavoidable unavoidable ADJ esutjss-53 18 21 , , PUNCT esutjss-53 18 22 but but CCONJ esutjss-53 18 23 this this PRON esutjss-53 18 24 is be AUX esutjss-53 18 25 not not PART esutjss-53 18 26 unusual unusual ADJ esutjss-53 18 27 with with ADP esutjss-53 18 28 any any DET esutjss-53 18 29 new new ADJ esutjss-53 18 30 technology technology NOUN esutjss-53 18 31 ; ; PUNCT esutjss-53 18 32 however however ADV esutjss-53 18 33 , , PUNCT esutjss-53 18 34 the the DET esutjss-53 18 35 risk risk NOUN esutjss-53 18 36 and and CCONJ esutjss-53 18 37 error error NOUN esutjss-53 18 38 are be AUX esutjss-53 18 39 widespread widespread ADJ esutjss-53 18 40 nature nature NOUN esutjss-53 18 41 ( ( PUNCT esutjss-53 18 42 rossiter rossiter NOUN esutjss-53 18 43 , , PUNCT esutjss-53 18 44 mailto:noah.alli@fedpoffaonline.edu.ng mailto:noah.alli@fedpoffaonline.edu.ng PROPN esutjss-53 18 45 2017 2017 NUM esutjss-53 18 46 ) ) PUNCT esutjss-53 18 47 . . PUNCT esutjss-53 19 1 kauflin kauflin PROPN esutjss-53 19 2 , , PUNCT esutjss-53 19 3 ( ( PUNCT esutjss-53 19 4 2019 2019 NUM esutjss-53 19 5 ) ) PUNCT esutjss-53 19 6 posited posit VERB esutjss-53 19 7 that that SCONJ esutjss-53 19 8 where where SCONJ esutjss-53 19 9 assets asset NOUN esutjss-53 19 10 exist exist VERB esutjss-53 19 11 , , PUNCT esutjss-53 19 12 there there PRON esutjss-53 19 13 is be VERB esutjss-53 19 14 bound bind VERB esutjss-53 19 15 to to PART esutjss-53 19 16 be be AUX esutjss-53 19 17 insurance insurance NOUN esutjss-53 19 18 . . PUNCT esutjss-53 20 1 since since SCONJ esutjss-53 20 2 the the DET esutjss-53 20 3 primary primary ADJ esutjss-53 20 4 function function NOUN esutjss-53 20 5 of of ADP esutjss-53 20 6 insurance insurance NOUN esutjss-53 20 7 is be AUX esutjss-53 20 8 the the DET esutjss-53 20 9 provision provision NOUN esutjss-53 20 10 of of ADP esutjss-53 20 11 financial financial ADJ esutjss-53 20 12 protection protection NOUN esutjss-53 20 13 of of ADP esutjss-53 20 14 the the DET esutjss-53 20 15 insured insure VERB esutjss-53 20 16 against against ADP esutjss-53 20 17 unforeseen unforeseen ADJ esutjss-53 20 18 losses loss NOUN esutjss-53 20 19 . . PUNCT esutjss-53 21 1 cryptocurrency cryptocurrency NOUN esutjss-53 21 2 seems seem VERB esutjss-53 21 3 to to PART esutjss-53 21 4 be be AUX esutjss-53 21 5 here here ADV esutjss-53 21 6 to to PART esutjss-53 21 7 stay stay VERB esutjss-53 21 8 for for ADP esutjss-53 21 9 the the DET esutjss-53 21 10 primary primary ADJ esutjss-53 21 11 time time NOUN esutjss-53 21 12 , , PUNCT esutjss-53 21 13 and and CCONJ esutjss-53 21 14 so so ADV esutjss-53 21 15 does do VERB esutjss-53 21 16 the the DET esutjss-53 21 17 risk risk NOUN esutjss-53 21 18 inherent inherent ADJ esutjss-53 21 19 in in ADP esutjss-53 21 20 investing invest VERB esutjss-53 21 21 in in ADP esutjss-53 21 22 such such DET esutjss-53 21 23 an an DET esutjss-53 21 24 instrument instrument NOUN esutjss-53 21 25 . . PUNCT esutjss-53 22 1 it it PRON esutjss-53 22 2 is be AUX esutjss-53 22 3 expected expect VERB esutjss-53 22 4 that that SCONJ esutjss-53 22 5 firms firm NOUN esutjss-53 22 6 and and CCONJ esutjss-53 22 7 individuals individual NOUN esutjss-53 22 8 investing invest VERB esutjss-53 22 9 in in ADP esutjss-53 22 10 such such ADJ esutjss-53 22 11 consider consider NOUN esutjss-53 22 12 obtaining obtain VERB esutjss-53 22 13 an an DET esutjss-53 22 14 insurance insurance NOUN esutjss-53 22 15 policy policy NOUN esutjss-53 22 16 that that PRON esutjss-53 22 17 will will AUX esutjss-53 22 18 safeguard safeguard VERB esutjss-53 22 19 their their PRON esutjss-53 22 20 interest interest NOUN esutjss-53 22 21 during during ADP esutjss-53 22 22 interacting interact VERB esutjss-53 22 23 with with ADP esutjss-53 22 24 such such DET esutjss-53 22 25 an an DET esutjss-53 22 26 instrument instrument NOUN esutjss-53 22 27 . . PUNCT esutjss-53 23 1 the the DET esutjss-53 23 2 presence presence NOUN esutjss-53 23 3 of of ADP esutjss-53 23 4 insurance insurance NOUN esutjss-53 23 5 industries industry NOUN esutjss-53 23 6 across across ADP esutjss-53 23 7 the the DET esutjss-53 23 8 world world NOUN esutjss-53 23 9 in in ADP esutjss-53 23 10 cryptocurrency cryptocurrency NOUN esutjss-53 23 11 is be AUX esutjss-53 23 12 becoming become VERB esutjss-53 23 13 increasingly increasingly ADV esutjss-53 23 14 popular popular ADJ esutjss-53 23 15 , , PUNCT esutjss-53 23 16 and and CCONJ esutjss-53 23 17 some some DET esutjss-53 23 18 insurance insurance NOUN esutjss-53 23 19 firms firm NOUN esutjss-53 23 20 are be AUX esutjss-53 23 21 already already ADV esutjss-53 23 22 rising rise VERB esutjss-53 23 23 to to ADP esutjss-53 23 24 the the DET esutjss-53 23 25 challenge challenge NOUN esutjss-53 23 26 by by ADP esutjss-53 23 27 providing provide VERB esutjss-53 23 28 adequate adequate ADJ esutjss-53 23 29 insurance insurance NOUN esutjss-53 23 30 cover cover NOUN esutjss-53 23 31 for for ADP esutjss-53 23 32 investors investor NOUN esutjss-53 23 33 and and CCONJ esutjss-53 23 34 such such DET esutjss-53 23 35 an an DET esutjss-53 23 36 instrument instrument NOUN esutjss-53 23 37 and and CCONJ esutjss-53 23 38 tapping tap VERB esutjss-53 23 39 into into ADP esutjss-53 23 40 the the DET esutjss-53 23 41 existing exist VERB esutjss-53 23 42 market market NOUN esutjss-53 23 43 , , PUNCT esutjss-53 23 44 however however ADV esutjss-53 23 45 , , PUNCT esutjss-53 23 46 with with ADP esutjss-53 23 47 caution caution NOUN esutjss-53 23 48 ( ( PUNCT esutjss-53 23 49 grensing grensing NOUN esutjss-53 23 50 , , PUNCT esutjss-53 23 51 2019 2019 NUM esutjss-53 23 52 ) ) PUNCT esutjss-53 23 53 . . PUNCT esutjss-53 24 1 there there PRON esutjss-53 24 2 is be VERB esutjss-53 24 3 a a DET esutjss-53 24 4 growing grow VERB esutjss-53 24 5 body body NOUN esutjss-53 24 6 of of ADP esutjss-53 24 7 literature literature NOUN esutjss-53 24 8 that that PRON esutjss-53 24 9 recognizes recognize VERB esutjss-53 24 10 the the DET esutjss-53 24 11 importance importance NOUN esutjss-53 24 12 of of ADP esutjss-53 24 13 insurance insurance NOUN esutjss-53 24 14 in in ADP esutjss-53 24 15 the the DET esutjss-53 24 16 world world NOUN esutjss-53 24 17 of of ADP esutjss-53 24 18 cryptocurrency cryptocurrency NOUN esutjss-53 24 19 . . PUNCT esutjss-53 25 1 research research NOUN esutjss-53 25 2 on on ADP esutjss-53 25 3 cryptocurrency cryptocurrency NOUN esutjss-53 25 4 insurance insurance NOUN esutjss-53 25 5 is be AUX esutjss-53 25 6 currently currently ADV esutjss-53 25 7 receiving receive VERB esutjss-53 25 8 considerable considerable ADJ esutjss-53 25 9 attention attention NOUN esutjss-53 25 10 across across ADP esutjss-53 25 11 all all DET esutjss-53 25 12 academic academic ADJ esutjss-53 25 13 and and CCONJ esutjss-53 25 14 non non ADJ esutjss-53 25 15 - - ADJ esutjss-53 25 16 academic academic ADJ esutjss-53 25 17 spheres sphere NOUN esutjss-53 25 18 due due ADP esutjss-53 25 19 to to ADP esutjss-53 25 20 the the DET esutjss-53 25 21 market market NOUN esutjss-53 25 22 value value NOUN esutjss-53 25 23 and and CCONJ esutjss-53 25 24 risk risk NOUN esutjss-53 25 25 inherent inherent ADJ esutjss-53 25 26 in in ADP esutjss-53 25 27 cryptocurrency cryptocurrency NOUN esutjss-53 25 28 . . PUNCT esutjss-53 26 1 cryptocurrency cryptocurrency NOUN esutjss-53 26 2 insurance insurance NOUN esutjss-53 26 3 and and CCONJ esutjss-53 26 4 its its PRON esutjss-53 26 5 usefulness usefulness NOUN esutjss-53 26 6 are be AUX esutjss-53 26 7 essential essential ADJ esutjss-53 26 8 but but CCONJ esutjss-53 26 9 understudied understudied ADJ esutjss-53 26 10 , , PUNCT esutjss-53 26 11 and and CCONJ esutjss-53 26 12 this this PRON esutjss-53 26 13 is be AUX esutjss-53 26 14 a a DET esutjss-53 26 15 cause cause NOUN esutjss-53 26 16 for for ADP esutjss-53 26 17 concern concern NOUN esutjss-53 26 18 . . PUNCT esutjss-53 27 1 previous previous ADJ esutjss-53 27 2 studies study NOUN esutjss-53 27 3 have have AUX esutjss-53 27 4 failed fail VERB esutjss-53 27 5 to to PART esutjss-53 27 6 show show VERB esutjss-53 27 7 any any DET esutjss-53 27 8 convincing convincing ADJ esutjss-53 27 9 evidence evidence NOUN esutjss-53 27 10 of of ADP esutjss-53 27 11 insurance insurance NOUN esutjss-53 27 12 firms firm NOUN esutjss-53 27 13 ' ' PART esutjss-53 27 14 willingness willingness NOUN esutjss-53 27 15 to to PART esutjss-53 27 16 underwrite underwrite VERB esutjss-53 27 17 risk risk NOUN esutjss-53 27 18 involved involve VERB esutjss-53 27 19 in in ADP esutjss-53 27 20 cryptocurrency cryptocurrency NOUN esutjss-53 27 21 ; ; PUNCT esutjss-53 27 22 likewise likewise ADV esutjss-53 27 23 , , PUNCT esutjss-53 27 24 they they PRON esutjss-53 27 25 have have AUX esutjss-53 27 26 failed fail VERB esutjss-53 27 27 to to PART esutjss-53 27 28 demonstrate demonstrate VERB esutjss-53 27 29 the the DET esutjss-53 27 30 financial financial ADJ esutjss-53 27 31 readiness readiness NOUN esutjss-53 27 32 of of ADP esutjss-53 27 33 insurance insurance NOUN esutjss-53 27 34 firms firm NOUN esutjss-53 27 35 for for ADP esutjss-53 27 36 such such ADJ esutjss-53 27 37 risks risk NOUN esutjss-53 27 38 and and CCONJ esutjss-53 27 39 , , PUNCT esutjss-53 27 40 lastly lastly ADV esutjss-53 27 41 , , PUNCT esutjss-53 27 42 failed fail VERB esutjss-53 27 43 to to PART esutjss-53 27 44 establish establish VERB esutjss-53 27 45 if if SCONJ esutjss-53 27 46 cryptocurrency cryptocurrency NOUN esutjss-53 27 47 risk risk NOUN esutjss-53 27 48 underwriting underwriting NOUN esutjss-53 27 49 is be AUX esutjss-53 27 50 a a DET esutjss-53 27 51 profitable profitable ADJ esutjss-53 27 52 business business NOUN esutjss-53 27 53 . . PUNCT esutjss-53 28 1 a a DET esutjss-53 28 2 large large ADJ esutjss-53 28 3 number number NOUN esutjss-53 28 4 of of ADP esutjss-53 28 5 studies study NOUN esutjss-53 28 6 that that PRON esutjss-53 28 7 have have AUX esutjss-53 28 8 been be AUX esutjss-53 28 9 conducted conduct VERB esutjss-53 28 10 on on ADP esutjss-53 28 11 cryptocurrency cryptocurrency NOUN esutjss-53 28 12 insurance insurance NOUN esutjss-53 28 13 lacks lack VERB esutjss-53 28 14 empirical empirical ADJ esutjss-53 28 15 support support NOUN esutjss-53 28 16 . . PUNCT esutjss-53 29 1 drawing draw VERB esutjss-53 29 2 upon upon SCONJ esutjss-53 29 3 this this DET esutjss-53 29 4 fact fact NOUN esutjss-53 29 5 , , PUNCT esutjss-53 29 6 this this DET esutjss-53 29 7 study study NOUN esutjss-53 29 8 attempts attempt VERB esutjss-53 29 9 to to PART esutjss-53 29 10 : : PUNCT esutjss-53 29 11 find find VERB esutjss-53 29 12 out out ADP esutjss-53 29 13 if if SCONJ esutjss-53 29 14 insurance insurance NOUN esutjss-53 29 15 firms firm NOUN esutjss-53 29 16 within within ADP esutjss-53 29 17 the the DET esutjss-53 29 18 nigerian nigerian ADJ esutjss-53 29 19 insurance insurance NOUN esutjss-53 29 20 industry industry NOUN esutjss-53 29 21 are be AUX esutjss-53 29 22 willing willing ADJ esutjss-53 29 23 to to PART esutjss-53 29 24 underwrite underwrite VERB esutjss-53 29 25 such such ADJ esutjss-53 29 26 risks risk NOUN esutjss-53 29 27 involved involve VERB esutjss-53 29 28 in in ADP esutjss-53 29 29 holding hold VERB esutjss-53 29 30 cryptocurrency cryptocurrency NOUN esutjss-53 29 31 as as ADP esutjss-53 29 32 a a DET esutjss-53 29 33 form form NOUN esutjss-53 29 34 asset asset NOUN esutjss-53 29 35 . . PUNCT esutjss-53 30 1 examine examine VERB esutjss-53 30 2 if if SCONJ esutjss-53 30 3 the the DET esutjss-53 30 4 insurance insurance NOUN esutjss-53 30 5 firms firm NOUN esutjss-53 30 6 within within ADP esutjss-53 30 7 the the DET esutjss-53 30 8 nigerian nigerian ADJ esutjss-53 30 9 insurance insurance NOUN esutjss-53 30 10 industry industry NOUN esutjss-53 30 11 are be AUX esutjss-53 30 12 financially financially ADV esutjss-53 30 13 ready ready ADJ esutjss-53 30 14 to to PART esutjss-53 30 15 handle handle VERB esutjss-53 30 16 cryptocurrency cryptocurrency NOUN esutjss-53 30 17 risks risk NOUN esutjss-53 30 18 . . PUNCT esutjss-53 31 1 determine determine VERB esutjss-53 31 2 if if SCONJ esutjss-53 31 3 cryptocurrency cryptocurrency NOUN esutjss-53 31 4 risk risk NOUN esutjss-53 31 5 underwriting underwriting NOUN esutjss-53 31 6 is be AUX esutjss-53 31 7 a a DET esutjss-53 31 8 profitable profitable ADJ esutjss-53 31 9 avenue avenue NOUN esutjss-53 31 10 for for ADP esutjss-53 31 11 insurance insurance NOUN esutjss-53 31 12 firms firm NOUN esutjss-53 31 13 within within ADP esutjss-53 31 14 the the DET esutjss-53 31 15 nigerian nigerian ADJ esutjss-53 31 16 insurance insurance NOUN esutjss-53 31 17 industry industry NOUN esutjss-53 31 18 . . PUNCT esutjss-53 32 1 the the DET esutjss-53 32 2 hypotheses hypothesis NOUN esutjss-53 32 3 tested test VERB esutjss-53 32 4 are be AUX esutjss-53 32 5 : : PUNCT esutjss-53 32 6 insurance insurance NOUN esutjss-53 32 7 firms firm NOUN esutjss-53 32 8 within within ADP esutjss-53 32 9 the the DET esutjss-53 32 10 nigerian nigerian ADJ esutjss-53 32 11 insurance insurance NOUN esutjss-53 32 12 industry industry NOUN esutjss-53 32 13 are be AUX esutjss-53 32 14 not not PART esutjss-53 32 15 willing willing ADJ esutjss-53 32 16 to to PART esutjss-53 32 17 underwrite underwrite VERB esutjss-53 32 18 such such ADJ esutjss-53 32 19 risks risk NOUN esutjss-53 32 20 involved involve VERB esutjss-53 32 21 in in ADP esutjss-53 32 22 holding hold VERB esutjss-53 32 23 cryptocurrency cryptocurrency NOUN esutjss-53 32 24 as as ADP esutjss-53 32 25 a a DET esutjss-53 32 26 form form NOUN esutjss-53 32 27 asset asset NOUN esutjss-53 32 28 . . PUNCT esutjss-53 33 1 insurance insurance NOUN esutjss-53 33 2 firms firm NOUN esutjss-53 33 3 within within ADP esutjss-53 33 4 the the DET esutjss-53 33 5 nigerian nigerian ADJ esutjss-53 33 6 insurance insurance NOUN esutjss-53 33 7 industry industry NOUN esutjss-53 33 8 are be AUX esutjss-53 33 9 not not PART esutjss-53 33 10 financially financially ADV esutjss-53 33 11 ready ready ADJ esutjss-53 33 12 to to PART esutjss-53 33 13 handle handle VERB esutjss-53 33 14 cryptocurrency cryptocurrency NOUN esutjss-53 33 15 risks risk NOUN esutjss-53 33 16 . . PUNCT esutjss-53 34 1 cryptocurrency cryptocurrency NOUN esutjss-53 34 2 risk risk NOUN esutjss-53 34 3 underwriting underwriting NOUN esutjss-53 34 4 is be AUX esutjss-53 34 5 not not PART esutjss-53 34 6 a a DET esutjss-53 34 7 profitable profitable ADJ esutjss-53 34 8 avenue avenue NOUN esutjss-53 34 9 for for ADP esutjss-53 34 10 insurance insurance NOUN esutjss-53 34 11 firms firm NOUN esutjss-53 34 12 within within ADP esutjss-53 34 13 the the DET esutjss-53 34 14 nigerian nigerian ADJ esutjss-53 34 15 insurance insurance NOUN esutjss-53 34 16 industry industry NOUN esutjss-53 34 17 . . PUNCT esutjss-53 35 1 place place NOUN esutjss-53 35 2 of of ADP esutjss-53 35 3 nigerian nigerian ADJ esutjss-53 35 4 insurance insurance NOUN esutjss-53 35 5 industry industry NOUN esutjss-53 35 6 in in ADP esutjss-53 35 7 cryptocurrency cryptocurrency NOUN esutjss-53 35 8 insurance insurance NOUN esutjss-53 35 9 167 167 NUM esutjss-53 35 10 review review NOUN esutjss-53 35 11 of of ADP esutjss-53 35 12 related related ADJ esutjss-53 35 13 literature literature NOUN esutjss-53 35 14 cryptocurrency cryptocurrency NOUN esutjss-53 35 15 cryptocurrency cryptocurrency NOUN esutjss-53 35 16 is be AUX esutjss-53 35 17 a a DET esutjss-53 35 18 way way NOUN esutjss-53 35 19 of of ADP esutjss-53 35 20 transaction transaction NOUN esutjss-53 35 21 that that PRON esutjss-53 35 22 uses use VERB esutjss-53 35 23 robust robust ADJ esutjss-53 35 24 cryptography cryptography NOUN esutjss-53 35 25 to to PART esutjss-53 35 26 secure secure VERB esutjss-53 35 27 the the DET esutjss-53 35 28 financial financial ADJ esutjss-53 35 29 transactions transaction NOUN esutjss-53 35 30 of of ADP esutjss-53 35 31 assets asset NOUN esutjss-53 35 32 and and CCONJ esutjss-53 35 33 verify verify VERB esutjss-53 35 34 the the DET esutjss-53 35 35 asset asset NOUN esutjss-53 35 36 transfer transfer NOUN esutjss-53 35 37 between between ADP esutjss-53 35 38 the the DET esutjss-53 35 39 parties party NOUN esutjss-53 35 40 involved involve VERB esutjss-53 35 41 ( ( PUNCT esutjss-53 35 42 raj raj PROPN esutjss-53 35 43 & & CCONJ esutjss-53 35 44 manoj manoj PROPN esutjss-53 35 45 , , PUNCT esutjss-53 35 46 2020 2020 NUM esutjss-53 35 47 ; ; PUNCT esutjss-53 35 48 eli eli PROPN esutjss-53 35 49 & & CCONJ esutjss-53 35 50 jerry jerry PROPN esutjss-53 35 51 , , PUNCT esutjss-53 35 52 2014 2014 NUM esutjss-53 35 53 ) ) PUNCT esutjss-53 35 54 . . PUNCT esutjss-53 36 1 by by ADP esutjss-53 36 2 using use VERB esutjss-53 36 3 a a DET esutjss-53 36 4 cryptocurrency cryptocurrency NOUN esutjss-53 36 5 , , PUNCT esutjss-53 36 6 parties party NOUN esutjss-53 36 7 in in ADP esutjss-53 36 8 a a DET esutjss-53 36 9 transaction transaction NOUN esutjss-53 36 10 can can AUX esutjss-53 36 11 make make VERB esutjss-53 36 12 financial financial ADJ esutjss-53 36 13 transactions transaction NOUN esutjss-53 36 14 without without ADP esutjss-53 36 15 the the DET esutjss-53 36 16 knowledge knowledge NOUN esutjss-53 36 17 or or CCONJ esutjss-53 36 18 over over ADP esutjss-53 36 19 the the DET esutjss-53 36 20 sight sight NOUN esutjss-53 36 21 of of ADP esutjss-53 36 22 a a DET esutjss-53 36 23 third third ADJ esutjss-53 36 24 party party NOUN esutjss-53 36 25 ( ( PUNCT esutjss-53 36 26 peter peter PROPN esutjss-53 36 27 , , PUNCT esutjss-53 36 28 2016 2016 NUM esutjss-53 36 29 ) ) PUNCT esutjss-53 36 30 . . PUNCT esutjss-53 37 1 cryptocurrency cryptocurrency NOUN esutjss-53 37 2 is be AUX esutjss-53 37 3 a a DET esutjss-53 37 4 popular popular ADJ esutjss-53 37 5 way way NOUN esutjss-53 37 6 of of ADP esutjss-53 37 7 financial financial ADJ esutjss-53 37 8 transactions transaction NOUN esutjss-53 37 9 , , PUNCT esutjss-53 37 10 and and CCONJ esutjss-53 37 11 it it PRON esutjss-53 37 12 has have AUX esutjss-53 37 13 proven prove VERB esutjss-53 37 14 to to PART esutjss-53 37 15 be be AUX esutjss-53 37 16 robust robust ADJ esutjss-53 37 17 and and CCONJ esutjss-53 37 18 highly highly ADV esutjss-53 37 19 confidential confidential ADJ esutjss-53 37 20 , , PUNCT esutjss-53 37 21 which which PRON esutjss-53 37 22 has have AUX esutjss-53 37 23 attracted attract VERB esutjss-53 37 24 lots lot NOUN esutjss-53 37 25 of of ADP esutjss-53 37 26 investors investor NOUN esutjss-53 37 27 with with ADP esutjss-53 37 28 massive massive ADJ esutjss-53 37 29 investment investment NOUN esutjss-53 37 30 in in ADP esutjss-53 37 31 the the DET esutjss-53 37 32 virtual virtual ADJ esutjss-53 37 33 currency currency NOUN esutjss-53 37 34 . . PUNCT esutjss-53 38 1 ( ( PUNCT esutjss-53 38 2 jacob jacob PROPN esutjss-53 38 3 , , PUNCT esutjss-53 38 4 henry henry PROPN esutjss-53 38 5 & & CCONJ esutjss-53 38 6 aaron aaron PROPN esutjss-53 38 7 , , PUNCT esutjss-53 38 8 2019 2019 NUM esutjss-53 38 9 ; ; PUNCT esutjss-53 38 10 eli eli PROPN esutjss-53 38 11 & & CCONJ esutjss-53 38 12 jerry jerry PROPN esutjss-53 38 13 , , PUNCT esutjss-53 38 14 2014 2014 NUM esutjss-53 38 15 ) ) PUNCT esutjss-53 38 16 argued argue VERB esutjss-53 38 17 that that SCONJ esutjss-53 38 18 digital digital ADJ esutjss-53 38 19 scarcity scarcity NOUN esutjss-53 38 20 is be AUX esutjss-53 38 21 a a DET esutjss-53 38 22 significant significant ADJ esutjss-53 38 23 element element NOUN esutjss-53 38 24 of of ADP esutjss-53 38 25 cryptocurrency cryptocurrency NOUN esutjss-53 38 26 , , PUNCT esutjss-53 38 27 else else ADV esutjss-53 38 28 the the DET esutjss-53 38 29 data datum NOUN esutjss-53 38 30 which which PRON esutjss-53 38 31 tend tend VERB esutjss-53 38 32 to to PART esutjss-53 38 33 represent represent VERB esutjss-53 38 34 the the DET esutjss-53 38 35 currency currency NOUN esutjss-53 38 36 could could AUX esutjss-53 38 37 be be AUX esutjss-53 38 38 copied copy VERB esutjss-53 38 39 unlimitedly unlimitedly ADV esutjss-53 38 40 , , PUNCT esutjss-53 38 41 and and CCONJ esutjss-53 38 42 these these DET esutjss-53 38 43 copies copy NOUN esutjss-53 38 44 will will AUX esutjss-53 38 45 ultimately ultimately ADV esutjss-53 38 46 make make VERB esutjss-53 38 47 the the DET esutjss-53 38 48 cryptocurrency cryptocurrency NOUN esutjss-53 38 49 worthless worthless ADJ esutjss-53 38 50 . . PUNCT esutjss-53 39 1 the the DET esutjss-53 39 2 generally generally ADV esutjss-53 39 3 accepted accept VERB esutjss-53 39 4 method method NOUN esutjss-53 39 5 must must AUX esutjss-53 39 6 effectively effectively ADV esutjss-53 39 7 and and CCONJ esutjss-53 39 8 efficiently efficiently ADV esutjss-53 39 9 ensure ensure VERB esutjss-53 39 10 that that SCONJ esutjss-53 39 11 digital digital ADJ esutjss-53 39 12 currency currency NOUN esutjss-53 39 13 can can AUX esutjss-53 39 14 not not PART esutjss-53 39 15 be be AUX esutjss-53 39 16 spent spend VERB esutjss-53 39 17 twice twice ADV esutjss-53 39 18 , , PUNCT esutjss-53 39 19 which which PRON esutjss-53 39 20 prevents prevent VERB esutjss-53 39 21 the the DET esutjss-53 39 22 cryptocurrency cryptocurrency NOUN esutjss-53 39 23 version version NOUN esutjss-53 39 24 of of ADP esutjss-53 39 25 counterfeit counterfeit ADJ esutjss-53 39 26 money money NOUN esutjss-53 39 27 . . PUNCT esutjss-53 40 1 according accord VERB esutjss-53 40 2 to to ADP esutjss-53 40 3 ( ( PUNCT esutjss-53 40 4 jacob jacob PROPN esutjss-53 40 5 , , PUNCT esutjss-53 40 6 henry henry PROPN esutjss-53 40 7 , , PUNCT esutjss-53 40 8 & & CCONJ esutjss-53 40 9 aaron aaron PROPN esutjss-53 40 10 , , PUNCT esutjss-53 40 11 2019 2019 NUM esutjss-53 40 12 ) ) PUNCT esutjss-53 40 13 , , PUNCT esutjss-53 40 14 cryptocurrencies cryptocurrencie NOUN esutjss-53 40 15 are be AUX esutjss-53 40 16 the the DET esutjss-53 40 17 combination combination NOUN esutjss-53 40 18 of of ADP esutjss-53 40 19 critical critical ADJ esutjss-53 40 20 variables variable NOUN esutjss-53 40 21 such such ADJ esutjss-53 40 22 as as ADP esutjss-53 40 23 financial financial ADJ esutjss-53 40 24 instruments instrument NOUN esutjss-53 40 25 , , PUNCT esutjss-53 40 26 supporting support VERB esutjss-53 40 27 technology technology NOUN esutjss-53 40 28 , , PUNCT esutjss-53 40 29 and and CCONJ esutjss-53 40 30 a a DET esutjss-53 40 31 web web NOUN esutjss-53 40 32 - - ADJ esutjss-53 40 33 enabled enable VERB esutjss-53 40 34 network network NOUN esutjss-53 40 35 that that PRON esutjss-53 40 36 can can AUX esutjss-53 40 37 not not PART esutjss-53 40 38 be be AUX esutjss-53 40 39 separated separate VERB esutjss-53 40 40 from from ADP esutjss-53 40 41 each each DET esutjss-53 40 42 other other ADJ esutjss-53 40 43 . . PUNCT esutjss-53 41 1 ultimately ultimately ADV esutjss-53 41 2 , , PUNCT esutjss-53 41 3 when when SCONJ esutjss-53 41 4 cryptocurrency cryptocurrency NOUN esutjss-53 41 5 is be AUX esutjss-53 41 6 mentioned mention VERB esutjss-53 41 7 , , PUNCT esutjss-53 41 8 one one PRON esutjss-53 41 9 can can AUX esutjss-53 41 10 not not PART esutjss-53 41 11 but but ADV esutjss-53 41 12 think think VERB esutjss-53 41 13 about about ADP esutjss-53 41 14 the the DET esutjss-53 41 15 inherent inherent ADJ esutjss-53 41 16 risks risk NOUN esutjss-53 41 17 since since SCONJ esutjss-53 41 18 cryptocurrencies cryptocurrencie NOUN esutjss-53 41 19 ' ' PART esutjss-53 41 20 financial financial ADJ esutjss-53 41 21 risks risk NOUN esutjss-53 41 22 can can AUX esutjss-53 41 23 not not PART esutjss-53 41 24 easily easily ADV esutjss-53 41 25 be be AUX esutjss-53 41 26 distinguished distinguish VERB esutjss-53 41 27 from from ADP esutjss-53 41 28 the the DET esutjss-53 41 29 technological technological ADJ esutjss-53 41 30 risks risk NOUN esutjss-53 41 31 . . PUNCT esutjss-53 42 1 the the DET esutjss-53 42 2 cryptocurrency cryptocurrency NOUN esutjss-53 42 3 market market NOUN esutjss-53 42 4 requires require VERB esutjss-53 42 5 a a DET esutjss-53 42 6 sound sound ADJ esutjss-53 42 7 financial financial ADJ esutjss-53 42 8 risk risk NOUN esutjss-53 42 9 management management NOUN esutjss-53 42 10 program program NOUN esutjss-53 42 11 to to PART esutjss-53 42 12 avoid avoid VERB esutjss-53 42 13 cryptocurrencies cryptocurrencie NOUN esutjss-53 42 14 that that PRON esutjss-53 42 15 are be AUX esutjss-53 42 16 not not PART esutjss-53 42 17 a a DET esutjss-53 42 18 going go VERB esutjss-53 42 19 concern concern NOUN esutjss-53 42 20 , , PUNCT esutjss-53 42 21 properly properly ADV esutjss-53 42 22 diversify diversify ADJ esutjss-53 42 23 portfolios portfolio NOUN esutjss-53 42 24 , , PUNCT esutjss-53 42 25 avoid avoid VERB esutjss-53 42 26 asset asset NOUN esutjss-53 42 27 bubbles bubble NOUN esutjss-53 42 28 , , PUNCT esutjss-53 42 29 and and CCONJ esutjss-53 42 30 manage manage VERB esutjss-53 42 31 liquidity liquidity NOUN esutjss-53 42 32 . . PUNCT esutjss-53 43 1 the the DET esutjss-53 43 2 cryptocurrency cryptocurrency NOUN esutjss-53 43 3 market market NOUN esutjss-53 43 4 requires require VERB esutjss-53 43 5 technology technology NOUN esutjss-53 43 6 risk risk NOUN esutjss-53 43 7 management management NOUN esutjss-53 43 8 to to PART esutjss-53 43 9 protect protect VERB esutjss-53 43 10 private private ADJ esutjss-53 43 11 keys key NOUN esutjss-53 43 12 adequately adequately ADV esutjss-53 43 13 and and CCONJ esutjss-53 43 14 to to PART esutjss-53 43 15 sustain sustain VERB esutjss-53 43 16 cybersecurity cybersecurity NOUN esutjss-53 43 17 . . PUNCT esutjss-53 44 1 cryptocurrency cryptocurrency NOUN esutjss-53 44 2 markets market NOUN esutjss-53 44 3 also also ADV esutjss-53 44 4 require require VERB esutjss-53 44 5 managing manage VERB esutjss-53 44 6 the the DET esutjss-53 44 7 risks risk NOUN esutjss-53 44 8 associated associate VERB esutjss-53 44 9 with with ADP esutjss-53 44 10 emerging emerge VERB esutjss-53 44 11 financial financial ADJ esutjss-53 44 12 markets market NOUN esutjss-53 44 13 such such ADJ esutjss-53 44 14 as as ADP esutjss-53 44 15 uncertain uncertain ADJ esutjss-53 44 16 legal legal ADJ esutjss-53 44 17 status status NOUN esutjss-53 44 18 , , PUNCT esutjss-53 44 19 undefined undefined ADJ esutjss-53 44 20 protocols protocol NOUN esutjss-53 44 21 for for ADP esutjss-53 44 22 estate estate NOUN esutjss-53 44 23 planning planning NOUN esutjss-53 44 24 , , PUNCT esutjss-53 44 25 and and CCONJ esutjss-53 44 26 custody custody NOUN esutjss-53 44 27 best good ADJ esutjss-53 44 28 practices practice NOUN esutjss-53 44 29 , , PUNCT esutjss-53 44 30 among among ADP esutjss-53 44 31 many many ADJ esutjss-53 44 32 others other NOUN esutjss-53 44 33 . . PUNCT esutjss-53 45 1 the the DET esutjss-53 45 2 majority majority NOUN esutjss-53 45 3 of of ADP esutjss-53 45 4 all all DET esutjss-53 45 5 cryptocurrencies cryptocurrencie NOUN esutjss-53 45 6 use use VERB esutjss-53 45 7 a a DET esutjss-53 45 8 kind kind NOUN esutjss-53 45 9 of of ADP esutjss-53 45 10 technology technology NOUN esutjss-53 45 11 mostly mostly ADV esutjss-53 45 12 known know VERB esutjss-53 45 13 as as ADP esutjss-53 45 14 a a DET esutjss-53 45 15 " " PUNCT esutjss-53 45 16 blockchain blockchain NOUN esutjss-53 45 17 " " PUNCT esutjss-53 45 18 to to PART esutjss-53 45 19 track track VERB esutjss-53 45 20 the the DET esutjss-53 45 21 ownership ownership NOUN esutjss-53 45 22 of of ADP esutjss-53 45 23 digital digital ADJ esutjss-53 45 24 currency currency NOUN esutjss-53 45 25 and and CCONJ esutjss-53 45 26 create create VERB esutjss-53 45 27 digital digital ADJ esutjss-53 45 28 unavailability unavailability NOUN esutjss-53 45 29 of of ADP esutjss-53 45 30 currency currency NOUN esutjss-53 45 31 and and CCONJ esutjss-53 45 32 further far ADV esutjss-53 45 33 prevent prevent VERB esutjss-53 45 34 the the DET esutjss-53 45 35 currency currency NOUN esutjss-53 45 36 from from ADP esutjss-53 45 37 being be AUX esutjss-53 45 38 double double ADV esutjss-53 45 39 - - PUNCT esutjss-53 45 40 spent spend VERB esutjss-53 45 41 ( ( PUNCT esutjss-53 45 42 jacob jacob PROPN esutjss-53 45 43 , , PUNCT esutjss-53 45 44 henry henry PROPN esutjss-53 45 45 , , PUNCT esutjss-53 45 46 & & CCONJ esutjss-53 45 47 aaron aaron PROPN esutjss-53 45 48 , , PUNCT esutjss-53 45 49 2019 2019 NUM esutjss-53 45 50 ) ) PUNCT esutjss-53 45 51 . . PUNCT esutjss-53 46 1 blockchain blockchain PROPN esutjss-53 46 2 is be AUX esutjss-53 46 3 a a DET esutjss-53 46 4 modern modern ADJ esutjss-53 46 5 technology technology NOUN esutjss-53 46 6 that that PRON esutjss-53 46 7 offers offer VERB esutjss-53 46 8 a a DET esutjss-53 46 9 different different ADJ esutjss-53 46 10 way way NOUN esutjss-53 46 11 of of ADP esutjss-53 46 12 designing design VERB esutjss-53 46 13 and and CCONJ esutjss-53 46 14 constructing construct VERB esutjss-53 46 15 a a DET esutjss-53 46 16 very very ADV esutjss-53 46 17 high high ADJ esutjss-53 46 18 level level NOUN esutjss-53 46 19 of of ADP esutjss-53 46 20 secured secured ADJ esutjss-53 46 21 distributed distribute VERB esutjss-53 46 22 systems system NOUN esutjss-53 46 23 . . PUNCT esutjss-53 47 1 it it PRON esutjss-53 47 2 was be AUX esutjss-53 47 3 designed design VERB esutjss-53 47 4 at at ADP esutjss-53 47 5 the the DET esutjss-53 47 6 beginning beginning NOUN esutjss-53 47 7 as as ADP esutjss-53 47 8 a a DET esutjss-53 47 9 kind kind NOUN esutjss-53 47 10 of of ADP esutjss-53 47 11 system system NOUN esutjss-53 47 12 to to PART esutjss-53 47 13 identify identify VERB esutjss-53 47 14 double double ADJ esutjss-53 47 15 spending spending NOUN esutjss-53 47 16 of of ADP esutjss-53 47 17 cryptocurrency cryptocurrency NOUN esutjss-53 47 18 in in ADP esutjss-53 47 19 a a DET esutjss-53 47 20 cryptocurrency cryptocurrency NOUN esutjss-53 47 21 system system NOUN esutjss-53 47 22 . . PUNCT esutjss-53 48 1 blockchain blockchain PROPN esutjss-53 48 2 is be AUX esutjss-53 48 3 generally generally ADV esutjss-53 48 4 applicable applicable ADJ esutjss-53 48 5 to to ADP esutjss-53 48 6 all all DET esutjss-53 48 7 forms form NOUN esutjss-53 48 8 of of ADP esutjss-53 48 9 business business NOUN esutjss-53 48 10 applications application NOUN esutjss-53 48 11 where where SCONJ esutjss-53 48 12 there there PRON esutjss-53 48 13 is be VERB esutjss-53 48 14 a a DET esutjss-53 48 15 significant significant ADJ esutjss-53 48 16 trust trust NOUN esutjss-53 48 17 requirement requirement NOUN esutjss-53 48 18 among among ADP esutjss-53 48 19 distributed distribute VERB esutjss-53 48 20 parties party NOUN esutjss-53 48 21 involved involve VERB esutjss-53 48 22 ( ( PUNCT esutjss-53 48 23 mayank mayank PROPN esutjss-53 48 24 et et PROPN esutjss-53 48 25 al al PROPN esutjss-53 48 26 . . PROPN esutjss-53 48 27 , , PUNCT esutjss-53 48 28 2018 2018 NUM esutjss-53 48 29 ) ) PUNCT esutjss-53 48 30 . . PUNCT esutjss-53 49 1 at at ADP esutjss-53 49 2 another another DET esutjss-53 49 3 form form NOUN esutjss-53 49 4 of of ADP esutjss-53 49 5 high high ADJ esutjss-53 49 6 level level NOUN esutjss-53 49 7 , , PUNCT esutjss-53 49 8 a a DET esutjss-53 49 9 blockchain blockchain NOUN esutjss-53 49 10 is be AUX esutjss-53 49 11 a a DET esutjss-53 49 12 form form NOUN esutjss-53 49 13 of of ADP esutjss-53 49 14 the the DET esutjss-53 49 15 book book NOUN esutjss-53 49 16 of of ADP esutjss-53 49 17 account account NOUN esutjss-53 49 18 was be AUX esutjss-53 49 19 multiple multiple ADJ esutjss-53 49 20 participants participant NOUN esutjss-53 49 21 in in ADP esutjss-53 49 22 a a DET esutjss-53 49 23 transaction transaction NOUN esutjss-53 49 24 store store NOUN esutjss-53 49 25 a a DET esutjss-53 49 26 local local ADJ esutjss-53 49 27 copy copy NOUN esutjss-53 49 28 of of ADP esutjss-53 49 29 the the DET esutjss-53 49 30 ledger ledger NOUN esutjss-53 49 31 . . PUNCT esutjss-53 50 1 the the DET esutjss-53 50 2 book book NOUN esutjss-53 50 3 of of ADP esutjss-53 50 4 account account NOUN esutjss-53 50 5 consistency consistency NOUN esutjss-53 50 6 is be AUX esutjss-53 50 7 achieved achieve VERB esutjss-53 50 8 by by ADP esutjss-53 50 9 specific specific ADJ esutjss-53 50 10 consensus consensus NOUN esutjss-53 50 11 protocols protocol NOUN esutjss-53 50 12 involving involve VERB esutjss-53 50 13 all all DET esutjss-53 50 14 participants participant NOUN esutjss-53 50 15 in in ADP esutjss-53 50 16 the the DET esutjss-53 50 17 transactions transaction NOUN esutjss-53 50 18 . . PUNCT esutjss-53 51 1 laura laura NOUN esutjss-53 51 2 ( ( PUNCT esutjss-53 51 3 2020 2020 NUM esutjss-53 51 4 ) ) PUNCT esutjss-53 51 5 points point VERB esutjss-53 51 6 out out ADP esutjss-53 51 7 that that SCONJ esutjss-53 51 8 the the DET esutjss-53 51 9 whole whole ADJ esutjss-53 51 10 list list NOUN esutjss-53 51 11 of of ADP esutjss-53 51 12 cryptocurrency cryptocurrency NOUN esutjss-53 51 13 is be AUX esutjss-53 51 14 conditionally conditionally ADV esutjss-53 51 15 divided divide VERB esutjss-53 51 16 into into ADP esutjss-53 51 17 three three NUM esutjss-53 51 18 main main ADJ esutjss-53 51 19 types type NOUN esutjss-53 51 20 , , PUNCT esutjss-53 51 21 namely namely ADV esutjss-53 51 22 ; ; PUNCT esutjss-53 51 23 ( ( PUNCT esutjss-53 51 24 i i NOUN esutjss-53 51 25 ) ) PUNCT esutjss-53 51 26 bitcoin bitcoin PROPN esutjss-53 51 27 ; ; PUNCT esutjss-53 51 28 ( ( PUNCT esutjss-53 51 29 ii ii NOUN esutjss-53 51 30 ) ) PUNCT esutjss-53 51 31 altcoins altcoin VERB esutjss-53 51 32 , , PUNCT esutjss-53 51 33 and and CCONJ esutjss-53 51 34 ( ( PUNCT esutjss-53 51 35 iii iii NOUN esutjss-53 51 36 ) ) PUNCT esutjss-53 51 37 token token ADJ esutjss-53 51 38 , , PUNCT esutjss-53 51 39 and and CCONJ esutjss-53 51 40 further far ADV esutjss-53 51 41 clarified clarify VERB esutjss-53 51 42 that that SCONJ esutjss-53 51 43 the the DET esutjss-53 51 44 price price NOUN esutjss-53 51 45 of of ADP esutjss-53 51 46 cryptocurrency cryptocurrency NOUN esutjss-53 51 47 is be AUX esutjss-53 51 48 regulated regulate VERB esutjss-53 51 49 by by ADP esutjss-53 51 50 the the DET esutjss-53 51 51 supply supply NOUN esutjss-53 51 52 and and CCONJ esutjss-53 51 53 demand demand NOUN esutjss-53 51 54 , , PUNCT esutjss-53 51 55 meaning mean VERB esutjss-53 51 56 that that SCONJ esutjss-53 51 57 the the DET esutjss-53 51 58 value value NOUN esutjss-53 51 59 people people NOUN esutjss-53 51 60 themselves themselves PRON esutjss-53 51 61 put put VERB esutjss-53 51 62 into into ADP esutjss-53 51 63 it it PRON esutjss-53 51 64 determine determine VERB esutjss-53 51 65 the the DET esutjss-53 51 66 price price NOUN esutjss-53 51 67 . . PUNCT esutjss-53 52 1 conceptual conceptual ADJ esutjss-53 52 2 meaning meaning NOUN esutjss-53 52 3 of of ADP esutjss-53 52 4 risk risk NOUN esutjss-53 52 5 and and CCONJ esutjss-53 52 6 cryptocurrency cryptocurrency NOUN esutjss-53 52 7 risk risk NOUN esutjss-53 52 8 generally generally ADV esutjss-53 52 9 , , PUNCT esutjss-53 52 10 everyone everyone PRON esutjss-53 52 11 has have VERB esutjss-53 52 12 some some DET esutjss-53 52 13 understanding understanding NOUN esutjss-53 52 14 of of ADP esutjss-53 52 15 the the DET esutjss-53 52 16 meaning meaning NOUN esutjss-53 52 17 of of ADP esutjss-53 52 18 the the DET esutjss-53 52 19 word word NOUN esutjss-53 52 20 ' ' PUNCT esutjss-53 52 21 risk risk NOUN esutjss-53 52 22 . . PUNCT esutjss-53 52 23 ' ' PUNCT esutjss-53 53 1 individuals individual NOUN esutjss-53 53 2 and and CCONJ esutjss-53 53 3 organizations organization NOUN esutjss-53 53 4 all all PRON esutjss-53 53 5 take take VERB esutjss-53 53 6 risks risk NOUN esutjss-53 53 7 every every DET esutjss-53 53 8 day day NOUN esutjss-53 53 9 ; ; PUNCT esutjss-53 53 10 they they PRON esutjss-53 53 11 do do VERB esutjss-53 53 12 things thing NOUN esutjss-53 53 13 knowing know VERB esutjss-53 53 14 that that SCONJ esutjss-53 53 15 there there PRON esutjss-53 53 16 is be VERB esutjss-53 53 17 a a DET esutjss-53 53 18 risk risk NOUN esutjss-53 53 19 involved involve VERB esutjss-53 53 20 . . PUNCT esutjss-53 54 1 they they PRON esutjss-53 54 2 all all PRON esutjss-53 54 3 accept accept VERB esutjss-53 54 4 the the DET esutjss-53 54 5 level level NOUN esutjss-53 54 6 of of ADP esutjss-53 54 7 risk risk NOUN esutjss-53 54 8 in in ADP esutjss-53 54 9 their their PRON esutjss-53 54 10 individual individual ADJ esutjss-53 54 11 and and CCONJ esutjss-53 54 12 organizational organizational ADJ esutjss-53 54 13 minds mind NOUN esutjss-53 54 14 , , PUNCT esutjss-53 54 15 although although SCONJ esutjss-53 54 16 the the DET esutjss-53 54 17 potential potential ADJ esutjss-53 54 18 consequences consequence NOUN esutjss-53 54 19 can can AUX esutjss-53 54 20 be be AUX esutjss-53 54 21 theft theft NOUN esutjss-53 54 22 , , PUNCT esutjss-53 54 23 loss loss NOUN esutjss-53 54 24 , , PUNCT esutjss-53 54 25 death death NOUN esutjss-53 54 26 , , PUNCT esutjss-53 54 27 or or CCONJ esutjss-53 54 28 severe severe ADJ esutjss-53 54 29 injury injury NOUN esutjss-53 54 30 in in ADP esutjss-53 54 31 some some DET esutjss-53 54 32 other other ADJ esutjss-53 54 33 cases case NOUN esutjss-53 54 34 . . PUNCT esutjss-53 55 1 therefore therefore ADV esutjss-53 55 2 , , PUNCT esutjss-53 55 3 when when SCONJ esutjss-53 55 4 risk risk NOUN esutjss-53 55 5 is be AUX esutjss-53 55 6 evaluated evaluate VERB esutjss-53 55 7 , , PUNCT esutjss-53 55 8 the the DET esutjss-53 55 9 probability probability NOUN esutjss-53 55 10 of of ADP esutjss-53 55 11 something something PRON esutjss-53 55 12 happening happen VERB esutjss-53 55 13 that that SCONJ esutjss-53 55 14 an an DET esutjss-53 55 15 individual individual NOUN esutjss-53 55 16 does do AUX esutjss-53 55 17 not not PART esutjss-53 55 18 want want VERB esutjss-53 55 19 , , PUNCT esutjss-53 55 20 and and CCONJ esutjss-53 55 21 the the DET esutjss-53 55 22 consequences consequence NOUN esutjss-53 55 23 , , PUNCT esutjss-53 55 24 if if SCONJ esutjss-53 55 25 it it PRON esutjss-53 55 26 does do VERB esutjss-53 55 27 , , PUNCT esutjss-53 55 28 are be AUX esutjss-53 55 29 taken take VERB esutjss-53 55 30 into into ADP esutjss-53 55 31 account account NOUN esutjss-53 55 32 ( ( PUNCT esutjss-53 55 33 akinjobi akinjobi PROPN esutjss-53 55 34 , , PUNCT esutjss-53 55 35 2016 2016 NUM esutjss-53 55 36 ) ) PUNCT esutjss-53 55 37 . . PUNCT esutjss-53 56 1 there there PRON esutjss-53 56 2 are be VERB esutjss-53 56 3 risks risk NOUN esutjss-53 56 4 at at ADP esutjss-53 56 5 the the DET esutjss-53 56 6 other other ADJ esutjss-53 56 7 end end NOUN esutjss-53 56 8 of of ADP esutjss-53 56 9 the the DET esutjss-53 56 10 spectrum spectrum NOUN esutjss-53 56 11 where where SCONJ esutjss-53 56 12 the the DET esutjss-53 56 13 probability probability NOUN esutjss-53 56 14 is be AUX esutjss-53 56 15 very very ADV esutjss-53 56 16 high high ADJ esutjss-53 56 17 , , PUNCT esutjss-53 56 18 but but CCONJ esutjss-53 56 19 the the DET esutjss-53 56 20 consequences consequence NOUN esutjss-53 56 21 are be AUX esutjss-53 56 22 relatively relatively ADV esutjss-53 56 23 low low ADJ esutjss-53 56 24 . . PUNCT esutjss-53 57 1 therefore therefore ADV esutjss-53 57 2 , , PUNCT esutjss-53 57 3 whether whether SCONJ esutjss-53 57 4 an an DET esutjss-53 57 5 individual individual NOUN esutjss-53 57 6 or or CCONJ esutjss-53 57 7 an an DET esutjss-53 57 8 organization organization NOUN esutjss-53 57 9 chooses choose VERB esutjss-53 57 10 to to PART esutjss-53 57 11 accept accept VERB esutjss-53 57 12 or or CCONJ esutjss-53 57 13 decline decline VERB esutjss-53 57 14 a a DET esutjss-53 57 15 risk risk NOUN esutjss-53 57 16 depends depend VERB esutjss-53 57 17 on on ADP esutjss-53 57 18 the the DET esutjss-53 57 19 mix mix NOUN esutjss-53 57 20 of of ADP esutjss-53 57 21 two two NUM esutjss-53 57 22 factors factor NOUN esutjss-53 57 23 : : PUNCT esutjss-53 57 24 probability probability NOUN esutjss-53 57 25 and and CCONJ esutjss-53 57 26 consequence consequence NOUN esutjss-53 57 27 ; ; PUNCT esutjss-53 57 28 identifying identify VERB esutjss-53 57 29 , , PUNCT esutjss-53 57 30 evaluating evaluating NOUN esutjss-53 57 31 , , PUNCT esutjss-53 57 32 and and CCONJ esutjss-53 57 33 understanding understand VERB esutjss-53 57 34 risky risky ADJ esutjss-53 57 35 situations situation NOUN esutjss-53 57 36 or or CCONJ esutjss-53 57 37 circumstances circumstance NOUN esutjss-53 57 38 are be AUX esutjss-53 57 39 crucial crucial ADJ esutjss-53 57 40 aspects aspect NOUN esutjss-53 57 41 of of ADP esutjss-53 57 42 business business NOUN esutjss-53 57 43 management management NOUN esutjss-53 57 44 . . PUNCT esutjss-53 58 1 businesses business NOUN esutjss-53 58 2 during during ADP esutjss-53 58 3 investments investment NOUN esutjss-53 58 4 can can AUX esutjss-53 58 5 also also ADV esutjss-53 58 6 suffer suffer VERB esutjss-53 58 7 dreadful dreadful ADJ esutjss-53 58 8 consequences consequence NOUN esutjss-53 58 9 if if SCONJ esutjss-53 58 10 risks risk NOUN esutjss-53 58 11 are be AUX esutjss-53 58 12 not not PART esutjss-53 58 13 appropriately appropriately ADV esutjss-53 58 14 managed manage VERB esutjss-53 58 15 . . PUNCT esutjss-53 59 1 most most ADJ esutjss-53 59 2 people people NOUN esutjss-53 59 3 generally generally ADV esutjss-53 59 4 associate associate VERB esutjss-53 59 5 the the DET esutjss-53 59 6 word word NOUN esutjss-53 59 7 ' ' PUNCT esutjss-53 59 8 risk risk NOUN esutjss-53 59 9 ' ' PUNCT esutjss-53 59 10 with with ADP esutjss-53 59 11 injury injury NOUN esutjss-53 59 12 , , PUNCT esutjss-53 59 13 health health NOUN esutjss-53 59 14 risks risk NOUN esutjss-53 59 15 , , PUNCT esutjss-53 59 16 and and CCONJ esutjss-53 59 17 death death NOUN esutjss-53 59 18 , , PUNCT esutjss-53 59 19 but but CCONJ esutjss-53 59 20 any any DET esutjss-53 59 21 business business NOUN esutjss-53 59 22 faces face VERB esutjss-53 59 23 many many ADJ esutjss-53 59 24 other other ADJ esutjss-53 59 25 risk risk NOUN esutjss-53 59 26 types type NOUN esutjss-53 59 27 . . PUNCT esutjss-53 60 1 the the DET esutjss-53 60 2 different different ADJ esutjss-53 60 3 types type NOUN esutjss-53 60 4 of of ADP esutjss-53 60 5 risks risk NOUN esutjss-53 60 6 include include VERB esutjss-53 60 7 numerous numerous ADJ esutjss-53 60 8 potentials potential NOUN esutjss-53 60 9 for for ADP esutjss-53 60 10 losses loss NOUN esutjss-53 60 11 ; ; PUNCT esutjss-53 60 12 the the DET esutjss-53 60 13 impacts impact NOUN esutjss-53 60 14 of of ADP esutjss-53 60 15 such such ADJ esutjss-53 60 16 losses loss NOUN esutjss-53 60 17 can can AUX esutjss-53 60 18 undermine undermine VERB esutjss-53 60 19 operational operational ADJ esutjss-53 60 20 objectives objective NOUN esutjss-53 60 21 , , PUNCT esutjss-53 60 22 such such ADJ esutjss-53 60 23 as as ADP esutjss-53 60 24 productivity productivity NOUN esutjss-53 60 25 and and CCONJ esutjss-53 60 26 development development NOUN esutjss-53 60 27 of of ADP esutjss-53 60 28 an an DET esutjss-53 60 29 organization organization NOUN esutjss-53 60 30 . . PUNCT esutjss-53 61 1 as as ADP esutjss-53 61 2 the the DET esutjss-53 61 3 assortment assortment NOUN esutjss-53 61 4 and and CCONJ esutjss-53 61 5 seriousness seriousness NOUN esutjss-53 61 6 of of ADP esutjss-53 61 7 potential potential ADJ esutjss-53 61 8 losses loss NOUN esutjss-53 61 9 heighten heighten VERB esutjss-53 61 10 , , PUNCT esutjss-53 61 11 it it PRON esutjss-53 61 12 is be AUX esutjss-53 61 13 progressively progressively ADV esutjss-53 61 14 significant significant ADJ esutjss-53 61 15 that that SCONJ esutjss-53 61 16 organizations organization NOUN esutjss-53 61 17 make make VERB esutjss-53 61 18 successful successful ADJ esutjss-53 61 19 and and CCONJ esutjss-53 61 20 productive productive ADJ esutjss-53 61 21 game game NOUN esutjss-53 61 22 plans plan NOUN esutjss-53 61 23 for for ADP esutjss-53 61 24 dealing deal VERB esutjss-53 61 25 with with ADP esutjss-53 61 26 their their PRON esutjss-53 61 27 vulnerabilities vulnerability NOUN esutjss-53 61 28 and and CCONJ esutjss-53 61 29 the the DET esutjss-53 61 30 related related ADJ esutjss-53 61 31 outcomes outcome NOUN esutjss-53 61 32 of of ADP esutjss-53 61 33 losses loss NOUN esutjss-53 61 34 in in ADP esutjss-53 61 35 case case NOUN esutjss-53 61 36 they they PRON esutjss-53 61 37 happen happen VERB esutjss-53 61 38 . . PUNCT esutjss-53 62 1 furthermore furthermore ADV esutjss-53 62 2 , , PUNCT esutjss-53 62 3 risk risk NOUN esutjss-53 62 4 is be AUX esutjss-53 62 5 a a DET esutjss-53 62 6 natural natural ADJ esutjss-53 62 7 phenomenon phenomenon NOUN esutjss-53 62 8 that that PRON esutjss-53 62 9 is be AUX esutjss-53 62 10 ever ever ADV esutjss-53 62 11 - - PUNCT esutjss-53 62 12 present present ADJ esutjss-53 62 13 in in ADP esutjss-53 62 14 the the DET esutjss-53 62 15 operations operation NOUN esutjss-53 62 16 of of ADP esutjss-53 62 17 daily daily ADJ esutjss-53 62 18 human human ADJ esutjss-53 62 19 activities activity NOUN esutjss-53 62 20 ( ( PUNCT esutjss-53 62 21 rejda rejda NOUN esutjss-53 62 22 , , PUNCT esutjss-53 62 23 2002 2002 NUM esutjss-53 62 24 ) ) PUNCT esutjss-53 62 25 . . PUNCT esutjss-53 63 1 to to PART esutjss-53 63 2 survive survive VERB esutjss-53 63 3 as as ADP esutjss-53 63 4 an an DET esutjss-53 63 5 individual individual NOUN esutjss-53 63 6 or or CCONJ esutjss-53 63 7 make make VERB esutjss-53 63 8 a a DET esutjss-53 63 9 profit profit NOUN esutjss-53 63 10 as as ADP esutjss-53 63 11 an an DET esutjss-53 63 12 organization organization NOUN esutjss-53 63 13 , , PUNCT esutjss-53 63 14 one one PRON esutjss-53 63 15 must must AUX esutjss-53 63 16 take take VERB esutjss-53 63 17 the the DET esutjss-53 63 18 risk risk NOUN esutjss-53 63 19 . . PUNCT esutjss-53 64 1 this this PRON esutjss-53 64 2 ultimately ultimately ADV esutjss-53 64 3 translates translate VERB esutjss-53 64 4 to to ADP esutjss-53 64 5 the the DET esutjss-53 64 6 existence existence NOUN esutjss-53 64 7 of of ADP esutjss-53 64 8 risk risk NOUN esutjss-53 64 9 in in ADP esutjss-53 64 10 every every DET esutjss-53 64 11 aspect aspect NOUN esutjss-53 64 12 of of ADP esutjss-53 64 13 our our PRON esutjss-53 64 14 lives life NOUN esutjss-53 64 15 or or CCONJ esutjss-53 64 16 business business NOUN esutjss-53 64 17 activity activity NOUN esutjss-53 64 18 . . PUNCT esutjss-53 65 1 risk risk NOUN esutjss-53 65 2 in in ADP esutjss-53 65 3 economics economic NOUN esutjss-53 65 4 and and CCONJ esutjss-53 65 5 finance finance NOUN esutjss-53 65 6 is be AUX esutjss-53 65 7 often often ADV esutjss-53 65 8 used use VERB esutjss-53 65 9 in in ADP esutjss-53 65 10 situations situation NOUN esutjss-53 65 11 where where SCONJ esutjss-53 65 12 possible possible ADJ esutjss-53 65 13 outcomes outcome NOUN esutjss-53 65 14 can can AUX esutjss-53 65 15 be be AUX esutjss-53 65 16 estimated estimate VERB esutjss-53 65 17 with with ADP esutjss-53 65 18 some some DET esutjss-53 65 19 accuracy accuracy NOUN esutjss-53 65 20 . . PUNCT esutjss-53 66 1 series serie NOUN esutjss-53 66 2 of of ADP esutjss-53 66 3 authors author NOUN esutjss-53 66 4 have have AUX esutjss-53 66 5 attempted attempt VERB esutjss-53 66 6 to to PART esutjss-53 66 7 define define VERB esutjss-53 66 8 risk risk NOUN esutjss-53 66 9 . . PUNCT esutjss-53 67 1 while while SCONJ esutjss-53 67 2 various various ADJ esutjss-53 67 3 definitions definition NOUN esutjss-53 67 4 of of ADP esutjss-53 67 5 the the DET esutjss-53 67 6 term term NOUN esutjss-53 67 7 risk risk NOUN esutjss-53 67 8 have have AUX esutjss-53 67 9 been be AUX esutjss-53 67 10 suggested suggest VERB esutjss-53 67 11 , , PUNCT esutjss-53 67 12 ( ( PUNCT esutjss-53 67 13 rejda rejda NOUN esutjss-53 67 14 & & CCONJ esutjss-53 67 15 mcnamara mcnamara PROPN esutjss-53 67 16 , , PUNCT esutjss-53 67 17 2014 2014 NUM esutjss-53 67 18 ) ) PUNCT esutjss-53 67 19 defined define VERB esutjss-53 67 20 risk risk NOUN esutjss-53 67 21 as as ADP esutjss-53 67 22 uncertainty uncertainty NOUN esutjss-53 67 23 concerning concern VERB esutjss-53 67 24 the the DET esutjss-53 67 25 occurrence occurrence NOUN esutjss-53 67 26 of of ADP esutjss-53 67 27 a a DET esutjss-53 67 28 loss loss NOUN esutjss-53 67 29 . . PUNCT esutjss-53 68 1 likewise likewise ADV esutjss-53 68 2 , , PUNCT esutjss-53 68 3 ( ( PUNCT esutjss-53 68 4 akinjobi akinjobi PROPN esutjss-53 68 5 , , PUNCT esutjss-53 68 6 2012 2012 NUM esutjss-53 68 7 ) ) PUNCT esutjss-53 68 8 stated state VERB esutjss-53 68 9 that that SCONJ esutjss-53 68 10 risk risk NOUN esutjss-53 68 11 is be AUX esutjss-53 68 12 a a DET esutjss-53 68 13 condition condition NOUN esutjss-53 68 14 in in ADP esutjss-53 68 15 which which PRON esutjss-53 68 16 there there PRON esutjss-53 68 17 is be VERB esutjss-53 68 18 a a DET esutjss-53 68 19 possibility possibility NOUN esutjss-53 68 20 of of ADP esutjss-53 68 21 an an DET esutjss-53 68 22 adverse adverse ADJ esutjss-53 68 23 deviation deviation NOUN esutjss-53 68 24 from from ADP esutjss-53 68 25 the the DET esutjss-53 68 26 desired desire VERB esutjss-53 68 27 outcome outcome NOUN esutjss-53 68 28 that that PRON esutjss-53 68 29 is be AUX esutjss-53 68 30 expected expect VERB esutjss-53 68 31 or or CCONJ esutjss-53 68 32 hoped hope VERB esutjss-53 68 33 for for ADP esutjss-53 68 34 " " PUNCT esutjss-53 68 35 . . PUNCT esutjss-53 69 1 according accord VERB esutjss-53 69 2 to to ADP esutjss-53 69 3 ( ( PUNCT esutjss-53 69 4 thackeray thackeray PROPN esutjss-53 69 5 , , PUNCT esutjss-53 69 6 2018 2018 NUM esutjss-53 69 7 ; ; PUNCT esutjss-53 69 8 serah serah PROPN esutjss-53 69 9 , , PUNCT esutjss-53 69 10 2019 2019 NUM esutjss-53 69 11 ) ) PUNCT esutjss-53 69 12 , , PUNCT esutjss-53 69 13 a a DET esutjss-53 69 14 unique unique ADJ esutjss-53 69 15 feature feature NOUN esutjss-53 69 16 of of ADP esutjss-53 69 17 cryptocurrency cryptocurrency NOUN esutjss-53 69 18 is be AUX esutjss-53 69 19 that that SCONJ esutjss-53 69 20 any any DET esutjss-53 69 21 central central ADJ esutjss-53 69 22 authority authority NOUN esutjss-53 69 23 does do AUX esutjss-53 69 24 not not PART esutjss-53 69 25 issue issue VERB esutjss-53 69 26 it it PRON esutjss-53 69 27 , , PUNCT esutjss-53 69 28 thereby thereby ADV esutjss-53 69 29 making make VERB esutjss-53 69 30 it it PRON esutjss-53 69 31 immune immune ADJ esutjss-53 69 32 to to ADP esutjss-53 69 33 the the DET esutjss-53 69 34 governments government NOUN esutjss-53 69 35 ' ' PART esutjss-53 69 36 influence influence NOUN esutjss-53 69 37 or or CCONJ esutjss-53 69 38 manipulation manipulation NOUN esutjss-53 69 39 . . PUNCT esutjss-53 70 1 thackeray thackeray PROPN esutjss-53 70 2 ( ( PUNCT esutjss-53 70 3 2018 2018 NUM esutjss-53 70 4 ) ) PUNCT esutjss-53 70 5 further far ADV esutjss-53 70 6 clarified clarify VERB esutjss-53 70 7 that that SCONJ esutjss-53 70 8 the the DET esutjss-53 70 9 characteristics characteristic NOUN esutjss-53 70 10 of of ADP esutjss-53 70 11 the the DET esutjss-53 70 12 system system NOUN esutjss-53 70 13 which which PRON esutjss-53 70 14 includes include VERB esutjss-53 70 15 irreversible irreversible ADJ esutjss-53 70 16 transaction transaction NOUN esutjss-53 70 17 ; ; PUNCT esutjss-53 70 18 anonymous anonymous ADJ esutjss-53 70 19 transactions transaction NOUN esutjss-53 70 20 ; ; PUNCT esutjss-53 70 21 global global ADJ esutjss-53 70 22 speed speed NOUN esutjss-53 70 23 ; ; PUNCT esutjss-53 70 24 security security NOUN esutjss-53 70 25 and and CCONJ esutjss-53 70 26 nogatekeeper nogatekeeper NOUN esutjss-53 70 27 are be AUX esutjss-53 70 28 part part NOUN esutjss-53 70 29 of of ADP esutjss-53 70 30 the the DET esutjss-53 70 31 factors factor NOUN esutjss-53 70 32 that that PRON esutjss-53 70 33 significantly significantly ADV esutjss-53 70 34 contribute contribute VERB esutjss-53 70 35 to to ADP esutjss-53 70 36 the the DET esutjss-53 70 37 various various ADJ esutjss-53 70 38 risks risk NOUN esutjss-53 70 39 inherent inherent ADJ esutjss-53 70 40 in in ADP esutjss-53 70 41 owning owning NOUN esutjss-53 70 42 or or CCONJ esutjss-53 70 43 trading trading NOUN esutjss-53 70 44 cryptocurrencies cryptocurrencie NOUN esutjss-53 70 45 either either CCONJ esutjss-53 70 46 by by ADP esutjss-53 70 47 an an DET esutjss-53 70 48 individual individual ADJ esutjss-53 70 49 or or CCONJ esutjss-53 70 50 corporate corporate ADJ esutjss-53 70 51 organizations organization NOUN esutjss-53 70 52 all all ADV esutjss-53 70 53 over over ADP esutjss-53 70 54 the the DET esutjss-53 70 55 world world NOUN esutjss-53 70 56 . . PUNCT esutjss-53 71 1 the the DET esutjss-53 71 2 issue issue NOUN esutjss-53 71 3 of of ADP esutjss-53 71 4 risks risk NOUN esutjss-53 71 5 faced face VERB esutjss-53 71 6 by by ADP esutjss-53 71 7 cryptocurrency cryptocurrency NOUN esutjss-53 71 8 traders trader NOUN esutjss-53 71 9 is be AUX esutjss-53 71 10 many many ADJ esutjss-53 71 11 , , PUNCT esutjss-53 71 12 however however ADV esutjss-53 71 13 , , PUNCT esutjss-53 71 14 ( ( PUNCT esutjss-53 71 15 biditex biditex NOUN esutjss-53 71 16 , , PUNCT esutjss-53 71 17 2019 2019 NUM esutjss-53 71 18 ; ; PUNCT esutjss-53 71 19 jacob jacob PROPN esutjss-53 71 20 , , PUNCT esutjss-53 71 21 henry henry PROPN esutjss-53 71 22 & & CCONJ esutjss-53 71 23 aaron aaron PROPN esutjss-53 71 24 , , PUNCT esutjss-53 71 25 2019 2019 NUM esutjss-53 71 26 ; ; PUNCT esutjss-53 71 27 thackeray thackeray PROPN esutjss-53 71 28 , , PUNCT esutjss-53 71 29 2018 2018 NUM esutjss-53 71 30 ) ) PUNCT esutjss-53 71 31 claims claim VERB esutjss-53 71 32 they they PRON esutjss-53 71 33 are be AUX esutjss-53 71 34 not not PART esutjss-53 71 35 limited limit VERB esutjss-53 71 36 to to ADP esutjss-53 71 37 the the DET esutjss-53 71 38 following following NOUN esutjss-53 71 39 ; ; PUNCT esutjss-53 71 40 cyber cyber ADJ esutjss-53 71 41 / / SYM esutjss-53 71 42 fraud fraud NOUN esutjss-53 71 43 risk risk NOUN esutjss-53 71 44 ; ; PUNCT esutjss-53 71 45 operational operational ADJ esutjss-53 71 46 risk risk NOUN esutjss-53 71 47 ; ; PUNCT esutjss-53 71 48 regulatory regulatory ADJ esutjss-53 71 49 / / SYM esutjss-53 71 50 compliance compliance NOUN esutjss-53 71 51 risk risk NOUN esutjss-53 71 52 ; ; PUNCT esutjss-53 71 53 market market NOUN esutjss-53 71 54 risks risk NOUN esutjss-53 71 55 ; ; PUNCT esutjss-53 71 56 while while SCONJ esutjss-53 71 57 dan dan PROPN esutjss-53 71 58 ( ( PUNCT esutjss-53 71 59 2018 2018 NUM esutjss-53 71 60 ) ) PUNCT esutjss-53 71 61 also also ADV esutjss-53 71 62 indicated indicate VERB esutjss-53 71 63 that that SCONJ esutjss-53 71 64 consumer consumer NOUN esutjss-53 71 65 protection protection NOUN esutjss-53 71 66 risk risk NOUN esutjss-53 71 67 ; ; PUNCT esutjss-53 71 68 exiting exit VERB esutjss-53 71 69 the the DET esutjss-53 71 70 markets market NOUN esutjss-53 71 71 risks risk NOUN esutjss-53 71 72 and and CCONJ esutjss-53 71 73 human human ADJ esutjss-53 71 74 error error NOUN esutjss-53 71 75 risk risk NOUN esutjss-53 71 76 are be AUX esutjss-53 71 77 some some PRON esutjss-53 71 78 of of ADP esutjss-53 71 79 the the DET esutjss-53 71 80 risks risk NOUN esutjss-53 71 81 faced face VERB esutjss-53 71 82 by by ADP esutjss-53 71 83 cryptocurrency cryptocurrency NOUN esutjss-53 71 84 investors investor NOUN esutjss-53 71 85 . . PUNCT esutjss-53 72 1 these these DET esutjss-53 72 2 risks risk NOUN esutjss-53 72 3 have have AUX esutjss-53 72 4 led lead VERB esutjss-53 72 5 cryptocurrency cryptocurrency NOUN esutjss-53 72 6 investors investor NOUN esutjss-53 72 7 and and CCONJ esutjss-53 72 8 users user NOUN esutjss-53 72 9 to to PART esutjss-53 72 10 seek seek VERB esutjss-53 72 11 out out ADP esutjss-53 72 12 ways way NOUN esutjss-53 72 13 to to PART esutjss-53 72 14 protect protect VERB esutjss-53 72 15 their their PRON esutjss-53 72 16 assets asset NOUN esutjss-53 72 17 , , PUNCT esutjss-53 72 18 and and CCONJ esutjss-53 72 19 firms firm NOUN esutjss-53 72 20 are be AUX esutjss-53 72 21 increasingly increasingly ADV esutjss-53 72 22 seeing see VERB esutjss-53 72 23 crypto crypto NOUN esutjss-53 72 24 - - NOUN esutjss-53 72 25 insurance insurance NOUN esutjss-53 72 26 as as ADP esutjss-53 72 27 a a DET esutjss-53 72 28 lucrative lucrative ADJ esutjss-53 72 29 business business NOUN esutjss-53 72 30 line line NOUN esutjss-53 72 31 ( ( PUNCT esutjss-53 72 32 olga olga PROPN esutjss-53 72 33 , , PUNCT esutjss-53 72 34 brians brian NOUN esutjss-53 72 35 , , PUNCT esutjss-53 72 36 julie julie PROPN esutjss-53 72 37 & & CCONJ esutjss-53 72 38 katherine katherine PROPN esutjss-53 72 39 , , PUNCT esutjss-53 72 40 2018 2018 NUM esutjss-53 72 41 ) ) PUNCT esutjss-53 72 42 place place NOUN esutjss-53 72 43 of of ADP esutjss-53 72 44 nigerian nigerian ADJ esutjss-53 72 45 insurance insurance NOUN esutjss-53 72 46 industry industry NOUN esutjss-53 72 47 in in ADP esutjss-53 72 48 cryptocurrency cryptocurrency NOUN esutjss-53 72 49 insurance insurance NOUN esutjss-53 72 50 169 169 NUM esutjss-53 72 51 cryptocurrency cryptocurrency NOUN esutjss-53 72 52 in in ADP esutjss-53 72 53 nigeria nigeria PROPN esutjss-53 72 54 the the DET esutjss-53 72 55 case case NOUN esutjss-53 72 56 of of ADP esutjss-53 72 57 cryptocurrency cryptocurrency NOUN esutjss-53 72 58 as as ADP esutjss-53 72 59 a a DET esutjss-53 72 60 virtual virtual ADJ esutjss-53 72 61 currency currency NOUN esutjss-53 72 62 for for ADP esutjss-53 72 63 trading trading NOUN esutjss-53 72 64 and and CCONJ esutjss-53 72 65 invest invest VERB esutjss-53 72 66 in in ADP esutjss-53 72 67 nigeria nigeria PROPN esutjss-53 72 68 has have AUX esutjss-53 72 69 been be AUX esutjss-53 72 70 on on ADP esutjss-53 72 71 a a DET esutjss-53 72 72 steady steady ADJ esutjss-53 72 73 rise rise NOUN esutjss-53 72 74 since since SCONJ esutjss-53 72 75 its its PRON esutjss-53 72 76 inception inception NOUN esutjss-53 72 77 in in ADP esutjss-53 72 78 nigeria nigeria PROPN esutjss-53 72 79 , , PUNCT esutjss-53 72 80 and and CCONJ esutjss-53 72 81 it it PRON esutjss-53 72 82 is be AUX esutjss-53 72 83 legal legal ADJ esutjss-53 72 84 since since SCONJ esutjss-53 72 85 no no DET esutjss-53 72 86 government government NOUN esutjss-53 72 87 laws law NOUN esutjss-53 72 88 as as SCONJ esutjss-53 72 89 made make VERB esutjss-53 72 90 it it PRON esutjss-53 72 91 illegal illegal ADJ esutjss-53 72 92 . . PUNCT esutjss-53 73 1 domestic domestic ADJ esutjss-53 73 2 traders trader NOUN esutjss-53 73 3 / / SYM esutjss-53 73 4 merchants merchant NOUN esutjss-53 73 5 / / SYM esutjss-53 73 6 organizations organization NOUN esutjss-53 73 7 now now ADV esutjss-53 73 8 accept accept VERB esutjss-53 73 9 cryptocurrencies cryptocurrencie NOUN esutjss-53 73 10 in in ADP esutjss-53 73 11 tandem tandem NOUN esutjss-53 73 12 with with ADP esutjss-53 73 13 domestic domestic ADJ esutjss-53 73 14 currency currency NOUN esutjss-53 73 15 or or CCONJ esutjss-53 73 16 even even ADV esutjss-53 73 17 in in ADP esutjss-53 73 18 its its PRON esutjss-53 73 19 place place NOUN esutjss-53 73 20 in in ADP esutjss-53 73 21 certain certain ADJ esutjss-53 73 22 circumstances circumstance NOUN esutjss-53 73 23 since since SCONJ esutjss-53 73 24 cryptocurrencies cryptocurrencie NOUN esutjss-53 73 25 provide provide VERB esutjss-53 73 26 another another DET esutjss-53 73 27 way way NOUN esutjss-53 73 28 people people NOUN esutjss-53 73 29 can can AUX esutjss-53 73 30 invest invest VERB esutjss-53 73 31 and and CCONJ esutjss-53 73 32 keep keep VERB esutjss-53 73 33 their their PRON esutjss-53 73 34 money money NOUN esutjss-53 73 35 or or CCONJ esutjss-53 73 36 assets asset NOUN esutjss-53 73 37 . . PUNCT esutjss-53 74 1 according accord VERB esutjss-53 74 2 to to ADP esutjss-53 74 3 tomiwa tomiwa PROPN esutjss-53 74 4 ( ( PUNCT esutjss-53 74 5 2020 2020 NUM esutjss-53 74 6 ) ) PUNCT esutjss-53 74 7 , , PUNCT esutjss-53 74 8 more more ADJ esutjss-53 74 9 people people NOUN esutjss-53 74 10 are be AUX esutjss-53 74 11 now now ADV esutjss-53 74 12 making make VERB esutjss-53 74 13 transactions transaction NOUN esutjss-53 74 14 , , PUNCT esutjss-53 74 15 investing investing NOUN esutjss-53 74 16 , , PUNCT esutjss-53 74 17 and and CCONJ esutjss-53 74 18 transferring transfer VERB esutjss-53 74 19 funds fund NOUN esutjss-53 74 20 it it PRON esutjss-53 74 21 leading lead VERB esutjss-53 74 22 to to ADP esutjss-53 74 23 arcade arcade NOUN esutjss-53 74 24 research research NOUN esutjss-53 74 25 ranking rank VERB esutjss-53 74 26 nigeria nigeria PROPN esutjss-53 74 27 fifth fifth ADJ esutjss-53 74 28 globally globally ADV esutjss-53 74 29 , , PUNCT esutjss-53 74 30 with with ADP esutjss-53 74 31 about about ADV esutjss-53 74 32 11 11 NUM esutjss-53 74 33 % % NOUN esutjss-53 74 34 of of ADP esutjss-53 74 35 its its PRON esutjss-53 74 36 internet internet NOUN esutjss-53 74 37 subscribers subscriber NOUN esutjss-53 74 38 owning own VERB esutjss-53 74 39 or or CCONJ esutjss-53 74 40 using use VERB esutjss-53 74 41 cryptocurrencies cryptocurrencie NOUN esutjss-53 74 42 . . PUNCT esutjss-53 75 1 the the DET esutjss-53 75 2 monthly monthly ADJ esutjss-53 75 3 cryptocurrency cryptocurrency NOUN esutjss-53 75 4 transfers transfer NOUN esutjss-53 75 5 to to ADP esutjss-53 75 6 and and CCONJ esutjss-53 75 7 from from ADP esutjss-53 75 8 africa africa PROPN esutjss-53 75 9 of of ADP esutjss-53 75 10 under under ADP esutjss-53 75 11 $ $ SYM esutjss-53 75 12 10,000 10,000 NUM esutjss-53 75 13 typically typically ADV esutjss-53 75 14 made make VERB esutjss-53 75 15 by by ADP esutjss-53 75 16 individuals individual NOUN esutjss-53 75 17 and and CCONJ esutjss-53 75 18 small small ADJ esutjss-53 75 19 businesses business NOUN esutjss-53 75 20 jumped jump VERB esutjss-53 75 21 more more ADJ esutjss-53 75 22 than than ADP esutjss-53 75 23 55 55 NUM esutjss-53 75 24 % % NOUN esutjss-53 75 25 in in ADP esutjss-53 75 26 a a DET esutjss-53 75 27 year year NOUN esutjss-53 75 28 to to PART esutjss-53 75 29 reach reach VERB esutjss-53 75 30 $ $ SYM esutjss-53 75 31 316 316 NUM esutjss-53 75 32 million million NUM esutjss-53 75 33 in in ADP esutjss-53 75 34 june june PROPN esutjss-53 75 35 2020 2020 NUM esutjss-53 75 36 ( ( PUNCT esutjss-53 75 37 akwagyiram akwagyiram PROPN esutjss-53 75 38 & & CCONJ esutjss-53 75 39 wilson wilson PROPN esutjss-53 75 40 , , PUNCT esutjss-53 75 41 2020 2020 NUM esutjss-53 75 42 ; ; PUNCT esutjss-53 75 43 jeffery jeffery PROPN esutjss-53 75 44 , , PUNCT esutjss-53 75 45 2020 2020 NUM esutjss-53 75 46 ) ) PUNCT esutjss-53 75 47 . . PUNCT esutjss-53 76 1 the the DET esutjss-53 76 2 number number NOUN esutjss-53 76 3 of of ADP esutjss-53 76 4 monthly monthly ADJ esutjss-53 76 5 transfers transfer NOUN esutjss-53 76 6 also also ADV esutjss-53 76 7 rose rise VERB esutjss-53 76 8 by by ADP esutjss-53 76 9 almost almost ADV esutjss-53 76 10 half half NOUN esutjss-53 76 11 , , PUNCT esutjss-53 76 12 surpassing surpass VERB esutjss-53 76 13 600,700 600,700 NUM esutjss-53 76 14 . . PUNCT esutjss-53 77 1 much much ADJ esutjss-53 77 2 of of ADP esutjss-53 77 3 the the DET esutjss-53 77 4 activity activity NOUN esutjss-53 77 5 in in ADP esutjss-53 77 6 nigeria nigeria PROPN esutjss-53 77 7 , , PUNCT esutjss-53 77 8 the the DET esutjss-53 77 9 continent continent NOUN esutjss-53 77 10 's 's PART esutjss-53 77 11 biggest big ADJ esutjss-53 77 12 economy economy NOUN esutjss-53 77 13 , , PUNCT esutjss-53 77 14 and and CCONJ esutjss-53 77 15 south south PROPN esutjss-53 77 16 africa africa PROPN esutjss-53 77 17 and and CCONJ esutjss-53 77 18 kenya kenya PROPN esutjss-53 77 19 ( ( PUNCT esutjss-53 77 20 akwagyiram akwagyiram PROPN esutjss-53 77 21 & & CCONJ esutjss-53 77 22 wilson wilson PROPN esutjss-53 77 23 , , PUNCT esutjss-53 77 24 2020 2020 NUM esutjss-53 77 25 ) ) PUNCT esutjss-53 77 26 . . PUNCT esutjss-53 78 1 the the DET esutjss-53 78 2 increase increase NOUN esutjss-53 78 3 in in ADP esutjss-53 78 4 cryptocurrency cryptocurrency NOUN esutjss-53 78 5 usage usage NOUN esutjss-53 78 6 has have AUX esutjss-53 78 7 led lead VERB esutjss-53 78 8 to to ADP esutjss-53 78 9 an an DET esutjss-53 78 10 increase increase NOUN esutjss-53 78 11 in in ADP esutjss-53 78 12 cryptocurrency cryptocurrency NOUN esutjss-53 78 13 theft theft NOUN esutjss-53 78 14 and and CCONJ esutjss-53 78 15 scam scam NOUN esutjss-53 78 16 across across ADP esutjss-53 78 17 nigeria nigeria PROPN esutjss-53 78 18 and and CCONJ esutjss-53 78 19 africa africa PROPN esutjss-53 78 20 as as ADP esutjss-53 78 21 a a DET esutjss-53 78 22 continent continent NOUN esutjss-53 78 23 . . PUNCT esutjss-53 79 1 the the DET esutjss-53 79 2 rapid rapid ADJ esutjss-53 79 3 increase increase NOUN esutjss-53 79 4 in in ADP esutjss-53 79 5 cryptocurrency cryptocurrency NOUN esutjss-53 79 6 theft theft NOUN esutjss-53 79 7 / / SYM esutjss-53 79 8 fraud fraud NOUN esutjss-53 79 9 across across ADP esutjss-53 79 10 nigeria nigeria PROPN esutjss-53 79 11 is be AUX esutjss-53 79 12 due due ADJ esutjss-53 79 13 to to ADP esutjss-53 79 14 the the DET esutjss-53 79 15 little little ADJ esutjss-53 79 16 or or CCONJ esutjss-53 79 17 no no PRON esutjss-53 79 18 risk risk NOUN esutjss-53 79 19 of of ADP esutjss-53 79 20 been be AUX esutjss-53 79 21 caught catch VERB esutjss-53 79 22 since since SCONJ esutjss-53 79 23 cryptocurrency cryptocurrency NOUN esutjss-53 79 24 transactions transaction NOUN esutjss-53 79 25 are be AUX esutjss-53 79 26 untraceable untraceable ADJ esutjss-53 79 27 ( ( PUNCT esutjss-53 79 28 tomiwa tomiwa PROPN esutjss-53 79 29 , , PUNCT esutjss-53 79 30 2020 2020 NUM esutjss-53 79 31 ) ) PUNCT esutjss-53 79 32 . . PUNCT esutjss-53 80 1 the the DET esutjss-53 80 2 fraudsters fraudster NOUN esutjss-53 80 3 mostly mostly ADV esutjss-53 80 4 capitalize capitalize VERB esutjss-53 80 5 on on ADP esutjss-53 80 6 crypto crypto ADJ esutjss-53 80 7 investments investment NOUN esutjss-53 80 8 with with ADP esutjss-53 80 9 company company NOUN esutjss-53 80 10 their their PRON esutjss-53 80 11 company company NOUN esutjss-53 80 12 and and CCONJ esutjss-53 80 13 promising promise VERB esutjss-53 80 14 investors investor NOUN esutjss-53 80 15 huge huge ADJ esutjss-53 80 16 returns return NOUN esutjss-53 80 17 within within ADP esutjss-53 80 18 a a DET esutjss-53 80 19 short short ADJ esutjss-53 80 20 period period NOUN esutjss-53 80 21 ; ; PUNCT esutjss-53 80 22 also also ADV esutjss-53 80 23 , , PUNCT esutjss-53 80 24 other other ADJ esutjss-53 80 25 losses loss NOUN esutjss-53 80 26 their their PRON esutjss-53 80 27 cryptocurrencies cryptocurrencie NOUN esutjss-53 80 28 to to ADP esutjss-53 80 29 theft theft NOUN esutjss-53 80 30 from from ADP esutjss-53 80 31 their their PRON esutjss-53 80 32 cryptocurrency cryptocurrency NOUN esutjss-53 80 33 wallet wallet NOUN esutjss-53 80 34 by by ADP esutjss-53 80 35 professional professional ADJ esutjss-53 80 36 hackers hacker NOUN esutjss-53 80 37 . . PUNCT esutjss-53 81 1 having have VERB esutjss-53 81 2 insurance insurance NOUN esutjss-53 81 3 in in ADP esutjss-53 81 4 place place NOUN esutjss-53 81 5 will will AUX esutjss-53 81 6 go go VERB esutjss-53 81 7 a a DET esutjss-53 81 8 long long ADJ esutjss-53 81 9 way way NOUN esutjss-53 81 10 in in ADP esutjss-53 81 11 saving save VERB esutjss-53 81 12 the the DET esutjss-53 81 13 financial financial ADJ esutjss-53 81 14 interests interest NOUN esutjss-53 81 15 of of ADP esutjss-53 81 16 cryptocurrency cryptocurrency NOUN esutjss-53 81 17 holders holder NOUN esutjss-53 81 18 . . PUNCT esutjss-53 82 1 conceptual conceptual ADJ esutjss-53 82 2 meaning meaning NOUN esutjss-53 82 3 of of ADP esutjss-53 82 4 insurance insurance NOUN esutjss-53 82 5 and and CCONJ esutjss-53 82 6 cryptocurrency cryptocurrency NOUN esutjss-53 82 7 insurance insurance NOUN esutjss-53 82 8 irrespective irrespective ADV esutjss-53 82 9 of of ADP esutjss-53 82 10 how how SCONJ esutjss-53 82 11 stable stable ADJ esutjss-53 82 12 or or CCONJ esutjss-53 82 13 financially financially ADV esutjss-53 82 14 buoyant buoyant ADJ esutjss-53 82 15 an an DET esutjss-53 82 16 organization organization NOUN esutjss-53 82 17 or or CCONJ esutjss-53 82 18 an an DET esutjss-53 82 19 individual individual NOUN esutjss-53 82 20 may may AUX esutjss-53 82 21 be be AUX esutjss-53 82 22 , , PUNCT esutjss-53 82 23 it it PRON esutjss-53 82 24 is be AUX esutjss-53 82 25 impossible impossible ADJ esutjss-53 82 26 to to PART esutjss-53 82 27 foresee foresee VERB esutjss-53 82 28 all all DET esutjss-53 82 29 the the DET esutjss-53 82 30 calamities calamity NOUN esutjss-53 82 31 and and CCONJ esutjss-53 82 32 provide provide VERB esutjss-53 82 33 necessaries necessary NOUN esutjss-53 82 34 for for ADP esutjss-53 82 35 them they PRON esutjss-53 82 36 to to PART esutjss-53 82 37 advance advance VERB esutjss-53 82 38 . . PUNCT esutjss-53 83 1 many many ADJ esutjss-53 83 2 viable viable ADJ esutjss-53 83 3 individuals individual NOUN esutjss-53 83 4 and and CCONJ esutjss-53 83 5 organizations organization NOUN esutjss-53 83 6 have have AUX esutjss-53 83 7 been be AUX esutjss-53 83 8 ruined ruin VERB esutjss-53 83 9 either either CCONJ esutjss-53 83 10 by by ADP esutjss-53 83 11 an an DET esutjss-53 83 12 unsuitable unsuitable ADJ esutjss-53 83 13 investment investment NOUN esutjss-53 83 14 of of ADP esutjss-53 83 15 their their PRON esutjss-53 83 16 corporate corporate ADJ esutjss-53 83 17 funds fund NOUN esutjss-53 83 18 or or CCONJ esutjss-53 83 19 other other ADJ esutjss-53 83 20 disastrous disastrous ADJ esutjss-53 83 21 calamities calamity NOUN esutjss-53 83 22 such such ADJ esutjss-53 83 23 as as ADP esutjss-53 83 24 theft theft NOUN esutjss-53 83 25 , , PUNCT esutjss-53 83 26 fraud fraud NOUN esutjss-53 83 27 among among ADP esutjss-53 83 28 many many ADJ esutjss-53 83 29 others other NOUN esutjss-53 83 30 vices vice NOUN esutjss-53 83 31 that that PRON esutjss-53 83 32 may may AUX esutjss-53 83 33 take take VERB esutjss-53 83 34 a a DET esutjss-53 83 35 heavy heavy ADJ esutjss-53 83 36 toll toll NOUN esutjss-53 83 37 on on ADP esutjss-53 83 38 an an DET esutjss-53 83 39 organization organization NOUN esutjss-53 83 40 or or CCONJ esutjss-53 83 41 individual individual NOUN esutjss-53 83 42 . . PUNCT esutjss-53 84 1 akinjobi akinjobi PROPN esutjss-53 84 2 ( ( PUNCT esutjss-53 84 3 2012 2012 NUM esutjss-53 84 4 ) ) PUNCT esutjss-53 84 5 explained explain VERB esutjss-53 84 6 that that SCONJ esutjss-53 84 7 these these DET esutjss-53 84 8 risks risk NOUN esutjss-53 84 9 in in ADP esutjss-53 84 10 most most ADJ esutjss-53 84 11 cases case NOUN esutjss-53 84 12 could could AUX esutjss-53 84 13 not not PART esutjss-53 84 14 be be AUX esutjss-53 84 15 known know VERB esutjss-53 84 16 in in ADP esutjss-53 84 17 advance advance NOUN esutjss-53 84 18 as as ADP esutjss-53 84 19 to to ADP esutjss-53 84 20 when when SCONJ esutjss-53 84 21 they they PRON esutjss-53 84 22 will will AUX esutjss-53 84 23 happen happen VERB esutjss-53 84 24 , , PUNCT esutjss-53 84 25 and and CCONJ esutjss-53 84 26 it it PRON esutjss-53 84 27 is be AUX esutjss-53 84 28 physically physically ADV esutjss-53 84 29 impossible impossible ADJ esutjss-53 84 30 for for SCONJ esutjss-53 84 31 an an DET esutjss-53 84 32 individual individual NOUN esutjss-53 84 33 or or CCONJ esutjss-53 84 34 organization organization NOUN esutjss-53 84 35 to to PART esutjss-53 84 36 be be AUX esutjss-53 84 37 immune immune ADJ esutjss-53 84 38 totally totally ADV esutjss-53 84 39 to to ADP esutjss-53 84 40 them they PRON esutjss-53 84 41 . . PUNCT esutjss-53 85 1 insurance insurance NOUN esutjss-53 85 2 is be AUX esutjss-53 85 3 a a DET esutjss-53 85 4 device device NOUN esutjss-53 85 5 meant mean VERB esutjss-53 85 6 not not PART esutjss-53 85 7 for for ADP esutjss-53 85 8 averting avert VERB esutjss-53 85 9 these these DET esutjss-53 85 10 risks risk NOUN esutjss-53 85 11 but but CCONJ esutjss-53 85 12 to to PART esutjss-53 85 13 mitigate mitigate VERB esutjss-53 85 14 these these DET esutjss-53 85 15 risks risk NOUN esutjss-53 85 16 ' ' PART esutjss-53 85 17 impact impact NOUN esutjss-53 85 18 on on ADP esutjss-53 85 19 individuals individual NOUN esutjss-53 85 20 and and CCONJ esutjss-53 85 21 organizations organization NOUN esutjss-53 85 22 ' ' PUNCT esutjss-53 85 23 . . PUNCT esutjss-53 86 1 every every DET esutjss-53 86 2 risk risk NOUN esutjss-53 86 3 involves involve VERB esutjss-53 86 4 a a DET esutjss-53 86 5 kind kind NOUN esutjss-53 86 6 of of ADP esutjss-53 86 7 loss loss NOUN esutjss-53 86 8 or or CCONJ esutjss-53 86 9 another another PRON esutjss-53 86 10 ; ; PUNCT esutjss-53 86 11 the the DET esutjss-53 86 12 function function NOUN esutjss-53 86 13 of of ADP esutjss-53 86 14 insurance insurance NOUN esutjss-53 86 15 is be AUX esutjss-53 86 16 to to PART esutjss-53 86 17 spread spread VERB esutjss-53 86 18 these these DET esutjss-53 86 19 losses loss NOUN esutjss-53 86 20 over over ADP esutjss-53 86 21 many many ADJ esutjss-53 86 22 persons person NOUN esutjss-53 86 23 who who PRON esutjss-53 86 24 agree agree VERB esutjss-53 86 25 to to PART esutjss-53 86 26 cooperate cooperate VERB esutjss-53 86 27 at at ADP esutjss-53 86 28 the the DET esutjss-53 86 29 happening happening NOUN esutjss-53 86 30 of of ADP esutjss-53 86 31 a a DET esutjss-53 86 32 contingent contingent ADJ esutjss-53 86 33 event event NOUN esutjss-53 86 34 insured insure VERB esutjss-53 86 35 against against ADP esutjss-53 86 36 . . PUNCT esutjss-53 87 1 the the DET esutjss-53 87 2 risk risk NOUN esutjss-53 87 3 can can AUX esutjss-53 87 4 not not PART esutjss-53 87 5 be be AUX esutjss-53 87 6 averted avert VERB esutjss-53 87 7 , , PUNCT esutjss-53 87 8 but but CCONJ esutjss-53 87 9 loss loss NOUN esutjss-53 87 10 occurring occur VERB esutjss-53 87 11 due due ADP esutjss-53 87 12 to to ADP esutjss-53 87 13 a a DET esutjss-53 87 14 particular particular ADJ esutjss-53 87 15 risk risk NOUN esutjss-53 87 16 can can AUX esutjss-53 87 17 be be AUX esutjss-53 87 18 distributed distribute VERB esutjss-53 87 19 amongst amongst ADP esutjss-53 87 20 the the DET esutjss-53 87 21 agreed agree VERB esutjss-53 87 22 parties party NOUN esutjss-53 87 23 . . PUNCT esutjss-53 88 1 anyone anyone PRON esutjss-53 88 2 of of ADP esutjss-53 88 3 the the DET esutjss-53 88 4 party party NOUN esutjss-53 88 5 may may AUX esutjss-53 88 6 suffer suffer VERB esutjss-53 88 7 a a DET esutjss-53 88 8 loss loss NOUN esutjss-53 88 9 to to ADP esutjss-53 88 10 an an DET esutjss-53 88 11 insured insured ADJ esutjss-53 88 12 risk risk NOUN esutjss-53 88 13 , , PUNCT esutjss-53 88 14 so so CCONJ esutjss-53 88 15 the the DET esutjss-53 88 16 rest rest NOUN esutjss-53 88 17 of of ADP esutjss-53 88 18 the the DET esutjss-53 88 19 agreed agree VERB esutjss-53 88 20 parties party NOUN esutjss-53 88 21 will will AUX esutjss-53 88 22 share share VERB esutjss-53 88 23 the the DET esutjss-53 88 24 loss loss NOUN esutjss-53 88 25 . . PUNCT esutjss-53 89 1 the the PRON esutjss-53 89 2 larger large ADJ esutjss-53 89 3 the the DET esutjss-53 89 4 number number NOUN esutjss-53 89 5 of of ADP esutjss-53 89 6 such such ADJ esutjss-53 89 7 parties party NOUN esutjss-53 89 8 , , PUNCT esutjss-53 89 9 the the PRON esutjss-53 89 10 easier easy ADJ esutjss-53 89 11 the the DET esutjss-53 89 12 process process NOUN esutjss-53 89 13 of of ADP esutjss-53 89 14 distribution distribution NOUN esutjss-53 89 15 of of ADP esutjss-53 89 16 loss loss NOUN esutjss-53 89 17 . . PUNCT esutjss-53 90 1 the the DET esutjss-53 90 2 parties party NOUN esutjss-53 90 3 share share VERB esutjss-53 90 4 the the DET esutjss-53 90 5 loss loss NOUN esutjss-53 90 6 by by ADP esutjss-53 90 7 payment payment NOUN esutjss-53 90 8 of of ADP esutjss-53 90 9 premium premium NOUN esutjss-53 90 10 , , PUNCT esutjss-53 90 11 which which PRON esutjss-53 90 12 is be AUX esutjss-53 90 13 calculated calculate VERB esutjss-53 90 14 on on ADP esutjss-53 90 15 the the DET esutjss-53 90 16 probability probability NOUN esutjss-53 90 17 of of ADP esutjss-53 90 18 loss loss NOUN esutjss-53 90 19 ( ( PUNCT esutjss-53 90 20 raji raji NOUN esutjss-53 90 21 , , PUNCT esutjss-53 90 22 2005 2005 NUM esutjss-53 90 23 ) ) PUNCT esutjss-53 90 24 . . PUNCT esutjss-53 91 1 different different ADJ esutjss-53 91 2 authors author NOUN esutjss-53 91 3 have have AUX esutjss-53 91 4 attempted attempt VERB esutjss-53 91 5 to to PART esutjss-53 91 6 define define VERB esutjss-53 91 7 insurance insurance NOUN esutjss-53 91 8 from from ADP esutjss-53 91 9 their their PRON esutjss-53 91 10 various various ADJ esutjss-53 91 11 fields field NOUN esutjss-53 91 12 ; ; PUNCT esutjss-53 91 13 however however ADV esutjss-53 91 14 , , PUNCT esutjss-53 91 15 khan khan PROPN esutjss-53 91 16 ( ( PUNCT esutjss-53 91 17 2014 2014 NUM esutjss-53 91 18 ) ) PUNCT esutjss-53 91 19 holds hold VERB esutjss-53 91 20 that that SCONJ esutjss-53 91 21 insurance insurance NOUN esutjss-53 91 22 is be AUX esutjss-53 91 23 a a DET esutjss-53 91 24 risk risk NOUN esutjss-53 91 25 transfer transfer NOUN esutjss-53 91 26 mechanism mechanism NOUN esutjss-53 91 27 whereby whereby SCONJ esutjss-53 91 28 the the DET esutjss-53 91 29 individual individual NOUN esutjss-53 91 30 and and CCONJ esutjss-53 91 31 the the DET esutjss-53 91 32 business business NOUN esutjss-53 91 33 enterprise enterprise NOUN esutjss-53 91 34 can can AUX esutjss-53 91 35 shift shift VERB esutjss-53 91 36 some some PRON esutjss-53 91 37 of of ADP esutjss-53 91 38 the the DET esutjss-53 91 39 uncertainties uncertainty NOUN esutjss-53 91 40 of of ADP esutjss-53 91 41 life life NOUN esutjss-53 91 42 on on ADP esutjss-53 91 43 the the DET esutjss-53 91 44 other other ADJ esutjss-53 91 45 's 's PART esutjss-53 91 46 shoulders shoulder NOUN esutjss-53 91 47 . . PUNCT esutjss-53 92 1 insurance insurance NOUN esutjss-53 92 2 protects protect VERB esutjss-53 92 3 trade trade NOUN esutjss-53 92 4 and and CCONJ esutjss-53 92 5 industry industry NOUN esutjss-53 92 6 . . PUNCT esutjss-53 93 1 this this PRON esutjss-53 93 2 will will AUX esutjss-53 93 3 lead lead VERB esutjss-53 93 4 to to ADP esutjss-53 93 5 innovation innovation NOUN esutjss-53 93 6 and and CCONJ esutjss-53 93 7 inventions invention NOUN esutjss-53 93 8 , , PUNCT esutjss-53 93 9 which which PRON esutjss-53 93 10 ultimately ultimately ADV esutjss-53 93 11 contribute contribute VERB esutjss-53 93 12 to to ADP esutjss-53 93 13 human human ADJ esutjss-53 93 14 progress progress NOUN esutjss-53 93 15 , , PUNCT esutjss-53 93 16 economies economy NOUN esutjss-53 93 17 , , PUNCT esutjss-53 93 18 social social ADJ esutjss-53 93 19 and and CCONJ esutjss-53 93 20 technological technological ADJ esutjss-53 93 21 progress progress NOUN esutjss-53 93 22 . . PUNCT esutjss-53 94 1 the the DET esutjss-53 94 2 above above ADJ esutjss-53 94 3 will will AUX esutjss-53 94 4 allow allow VERB esutjss-53 94 5 the the DET esutjss-53 94 6 industry industry NOUN esutjss-53 94 7 to to PART esutjss-53 94 8 look look VERB esutjss-53 94 9 for for ADP esutjss-53 94 10 new new ADJ esutjss-53 94 11 and and CCONJ esutjss-53 94 12 more more ADV esutjss-53 94 13 high high ADJ esutjss-53 94 14 - - PUNCT esutjss-53 94 15 tech tech NOUN esutjss-53 94 16 machines machine NOUN esutjss-53 94 17 , , PUNCT esutjss-53 94 18 robots robot NOUN esutjss-53 94 19 and and CCONJ esutjss-53 94 20 gadgets gadget NOUN esutjss-53 94 21 , , PUNCT esutjss-53 94 22 atomic atomic ADJ esutjss-53 94 23 technology technology NOUN esutjss-53 94 24 , , PUNCT esutjss-53 94 25 and and CCONJ esutjss-53 94 26 other other ADJ esutjss-53 94 27 sophisticated sophisticated ADJ esutjss-53 94 28 modern modern ADJ esutjss-53 94 29 equipment equipment NOUN esutjss-53 94 30 that that PRON esutjss-53 94 31 will will AUX esutjss-53 94 32 boost boost VERB esutjss-53 94 33 the the DET esutjss-53 94 34 manufacturing manufacturing NOUN esutjss-53 94 35 and and CCONJ esutjss-53 94 36 production production NOUN esutjss-53 94 37 activities activity NOUN esutjss-53 94 38 of of ADP esutjss-53 94 39 the the DET esutjss-53 94 40 economy economy NOUN esutjss-53 94 41 . . PUNCT esutjss-53 95 1 ( ( PUNCT esutjss-53 95 2 akinjobi akinjobi PROPN esutjss-53 95 3 , , PUNCT esutjss-53 95 4 2016 2016 NUM esutjss-53 95 5 ; ; PUNCT esutjss-53 95 6 khan khan PROPN esutjss-53 95 7 , , PUNCT esutjss-53 95 8 2014 2014 NUM esutjss-53 95 9 ) ) PUNCT esutjss-53 95 10 both both PRON esutjss-53 95 11 concluded conclude VERB esutjss-53 95 12 that that SCONJ esutjss-53 95 13 all all DET esutjss-53 95 14 industrial industrial ADJ esutjss-53 95 15 , , PUNCT esutjss-53 95 16 economic economic ADJ esutjss-53 95 17 , , PUNCT esutjss-53 95 18 and and CCONJ esutjss-53 95 19 social social ADJ esutjss-53 95 20 activity activity NOUN esutjss-53 95 21 would would AUX esutjss-53 95 22 come come VERB esutjss-53 95 23 to to ADP esutjss-53 95 24 a a DET esutjss-53 95 25 grinding grind VERB esutjss-53 95 26 halt halt NOUN esutjss-53 95 27 without without ADP esutjss-53 95 28 the the DET esutjss-53 95 29 required require VERB esutjss-53 95 30 insurance insurance NOUN esutjss-53 95 31 cover cover NOUN esutjss-53 95 32 . . PUNCT esutjss-53 96 1 ( ( PUNCT esutjss-53 96 2 sharma sharma PROPN esutjss-53 96 3 , , PUNCT esutjss-53 96 4 2019 2019 NUM esutjss-53 96 5 ) ) PUNCT esutjss-53 96 6 argues argue VERB esutjss-53 96 7 insurance insurance NOUN esutjss-53 96 8 for for ADP esutjss-53 96 9 cryptocurrencies cryptocurrencie NOUN esutjss-53 96 10 becomes become VERB esutjss-53 96 11 imperative imperative ADJ esutjss-53 96 12 when when SCONJ esutjss-53 96 13 the the DET esutjss-53 96 14 instability instability NOUN esutjss-53 96 15 of of ADP esutjss-53 96 16 the the DET esutjss-53 96 17 cryptocurrency cryptocurrency NOUN esutjss-53 96 18 ecosystem ecosystem NOUN esutjss-53 96 19 is be AUX esutjss-53 96 20 thoroughly thoroughly ADV esutjss-53 96 21 considered consider VERB esutjss-53 96 22 . . PUNCT esutjss-53 97 1 the the DET esutjss-53 97 2 increase increase NOUN esutjss-53 97 3 in in ADP esutjss-53 97 4 the the DET esutjss-53 97 5 value value NOUN esutjss-53 97 6 of of ADP esutjss-53 97 7 cryptocurrencies cryptocurrencie NOUN esutjss-53 97 8 has have AUX esutjss-53 97 9 resulted result VERB esutjss-53 97 10 in in ADP esutjss-53 97 11 massive massive ADJ esutjss-53 97 12 thefts theft NOUN esutjss-53 97 13 of of ADP esutjss-53 97 14 online online ADJ esutjss-53 97 15 wallets wallet NOUN esutjss-53 97 16 and and CCONJ esutjss-53 97 17 exchanges exchange NOUN esutjss-53 97 18 . . PUNCT esutjss-53 98 1 jinia jinia NOUN esutjss-53 98 2 ( ( PUNCT esutjss-53 98 3 2019 2019 NUM esutjss-53 98 4 ) ) PUNCT esutjss-53 98 5 explained explain VERB esutjss-53 98 6 that that SCONJ esutjss-53 98 7 with with SCONJ esutjss-53 98 8 millions million NOUN esutjss-53 98 9 at at ADP esutjss-53 98 10 stake stake NOUN esutjss-53 98 11 , , PUNCT esutjss-53 98 12 not not PART esutjss-53 98 13 to to PART esutjss-53 98 14 mention mention VERB esutjss-53 98 15 a a DET esutjss-53 98 16 growing grow VERB esutjss-53 98 17 cryptocurrency cryptocurrency NOUN esutjss-53 98 18 market market NOUN esutjss-53 98 19 capitalization capitalization NOUN esutjss-53 98 20 , , PUNCT esutjss-53 98 21 the the DET esutjss-53 98 22 insurance insurance NOUN esutjss-53 98 23 industry industry NOUN esutjss-53 98 24 could could AUX esutjss-53 98 25 provide provide VERB esutjss-53 98 26 a a DET esutjss-53 98 27 safety safety NOUN esutjss-53 98 28 net net NOUN esutjss-53 98 29 for for ADP esutjss-53 98 30 crypto crypto ADJ esutjss-53 98 31 investors investor NOUN esutjss-53 98 32 . . PUNCT esutjss-53 99 1 traditional traditional ADJ esutjss-53 99 2 insurers insurer NOUN esutjss-53 99 3 can can AUX esutjss-53 99 4 restore restore VERB esutjss-53 99 5 investor investor NOUN esutjss-53 99 6 confidence confidence NOUN esutjss-53 99 7 in in ADP esutjss-53 99 8 cryptocurrencies cryptocurrencie NOUN esutjss-53 99 9 as as ADP esutjss-53 99 10 a a DET esutjss-53 99 11 store store NOUN esutjss-53 99 12 of of ADP esutjss-53 99 13 value value NOUN esutjss-53 99 14 . . PUNCT esutjss-53 100 1 ( ( PUNCT esutjss-53 100 2 raj raj PROPN esutjss-53 100 3 & & CCONJ esutjss-53 100 4 manoj manoj PROPN esutjss-53 100 5 , , PUNCT esutjss-53 100 6 2020 2020 NUM esutjss-53 100 7 ; ; PUNCT esutjss-53 100 8 yogita yogita PROPN esutjss-53 100 9 , , PUNCT esutjss-53 100 10 2020 2020 NUM esutjss-53 100 11 ) ) PUNCT esutjss-53 100 12 posited posit VERB esutjss-53 100 13 that that SCONJ esutjss-53 100 14 cryptocurrency cryptocurrency NOUN esutjss-53 100 15 investors investor NOUN esutjss-53 100 16 are be AUX esutjss-53 100 17 usually usually ADV esutjss-53 100 18 interested interested ADJ esutjss-53 100 19 in in ADP esutjss-53 100 20 insuring insure VERB esutjss-53 100 21 it it PRON esutjss-53 100 22 against against ADP esutjss-53 100 23 loss loss NOUN esutjss-53 100 24 , , PUNCT esutjss-53 100 25 theft theft NOUN esutjss-53 100 26 , , PUNCT esutjss-53 100 27 and and CCONJ esutjss-53 100 28 common common ADJ esutjss-53 100 29 cryptocurrency cryptocurrency NOUN esutjss-53 100 30 capital capital NOUN esutjss-53 100 31 loss loss NOUN esutjss-53 100 32 ; ; PUNCT esutjss-53 100 33 the the DET esutjss-53 100 34 cryptocurrency cryptocurrency NOUN esutjss-53 100 35 holders holder NOUN esutjss-53 100 36 can can AUX esutjss-53 100 37 take take VERB esutjss-53 100 38 a a DET esutjss-53 100 39 cryptocurrency cryptocurrency NOUN esutjss-53 100 40 policy policy NOUN esutjss-53 100 41 according accord VERB esutjss-53 100 42 to to ADP esutjss-53 100 43 the the DET esutjss-53 100 44 level level NOUN esutjss-53 100 45 of of ADP esutjss-53 100 46 assets asset NOUN esutjss-53 100 47 in in ADP esutjss-53 100 48 which which PRON esutjss-53 100 49 they they PRON esutjss-53 100 50 possess possess VERB esutjss-53 100 51 in in ADP esutjss-53 100 52 their their PRON esutjss-53 100 53 wallet wallet NOUN esutjss-53 100 54 . . PUNCT esutjss-53 101 1 this this PRON esutjss-53 101 2 is be AUX esutjss-53 101 3 due due ADJ esutjss-53 101 4 to to ADP esutjss-53 101 5 the the DET esutjss-53 101 6 instability instability NOUN esutjss-53 101 7 of of ADP esutjss-53 101 8 the the DET esutjss-53 101 9 ecosystem ecosystem NOUN esutjss-53 101 10 of of ADP esutjss-53 101 11 cryptocurrency cryptocurrency NOUN esutjss-53 101 12 . . PUNCT esutjss-53 102 1 at at ADP esutjss-53 102 2 any any DET esutjss-53 102 3 time time NOUN esutjss-53 102 4 , , PUNCT esutjss-53 102 5 the the DET esutjss-53 102 6 value value NOUN esutjss-53 102 7 of of ADP esutjss-53 102 8 the the DET esutjss-53 102 9 cryptocurrency cryptocurrency NOUN esutjss-53 102 10 may may AUX esutjss-53 102 11 come come VERB esutjss-53 102 12 down down ADP esutjss-53 102 13 , , PUNCT esutjss-53 102 14 and and CCONJ esutjss-53 102 15 there there PRON esutjss-53 102 16 might might AUX esutjss-53 102 17 be be AUX esutjss-53 102 18 a a DET esutjss-53 102 19 loss loss NOUN esutjss-53 102 20 to to PART esutjss-53 102 21 be be AUX esutjss-53 102 22 undertaken undertake VERB esutjss-53 102 23 by by ADP esutjss-53 102 24 the the DET esutjss-53 102 25 investor investor NOUN esutjss-53 102 26 ; ; PUNCT esutjss-53 102 27 lastly lastly ADV esutjss-53 102 28 , , PUNCT esutjss-53 102 29 there there PRON esutjss-53 102 30 are be VERB esutjss-53 102 31 some some DET esutjss-53 102 32 cases case NOUN esutjss-53 102 33 in in ADP esutjss-53 102 34 which which PRON esutjss-53 102 35 the the DET esutjss-53 102 36 cryptocurrency cryptocurrency NOUN esutjss-53 102 37 is be AUX esutjss-53 102 38 hacked hack VERB esutjss-53 102 39 stolen steal VERB esutjss-53 102 40 in in ADP esutjss-53 102 41 a a DET esutjss-53 102 42 huge huge ADJ esutjss-53 102 43 sum sum NOUN esutjss-53 102 44 . . PUNCT esutjss-53 103 1 therefore therefore ADV esutjss-53 103 2 , , PUNCT esutjss-53 103 3 cryptocurrency cryptocurrency NOUN esutjss-53 103 4 insurance insurance NOUN esutjss-53 103 5 is be AUX esutjss-53 103 6 an an DET esutjss-53 103 7 insurance insurance NOUN esutjss-53 103 8 policy policy NOUN esutjss-53 103 9 that that PRON esutjss-53 103 10 pays pay VERB esutjss-53 103 11 for for ADP esutjss-53 103 12 all all DET esutjss-53 103 13 amounts amount NOUN esutjss-53 103 14 that that SCONJ esutjss-53 103 15 the the DET esutjss-53 103 16 insured insure VERB esutjss-53 103 17 ( ( PUNCT esutjss-53 103 18 cryptocurrency cryptocurrency NOUN esutjss-53 103 19 owner owner NOUN esutjss-53 103 20 ) ) PUNCT esutjss-53 103 21 inherit inherit NOUN esutjss-53 103 22 during during ADP esutjss-53 103 23 trading trading NOUN esutjss-53 103 24 / / SYM esutjss-53 103 25 holding hold VERB esutjss-53 103 26 cryptocurrencies cryptocurrencie NOUN esutjss-53 103 27 through through ADP esutjss-53 103 28 theft theft NOUN esutjss-53 103 29 , , PUNCT esutjss-53 103 30 fraud fraud NOUN esutjss-53 103 31 , , PUNCT esutjss-53 103 32 and and CCONJ esutjss-53 103 33 other other ADJ esutjss-53 103 34 insurable insurable ADJ esutjss-53 103 35 risks risk NOUN esutjss-53 103 36 . . PUNCT esutjss-53 104 1 according accord VERB esutjss-53 104 2 to to ADP esutjss-53 104 3 jeff jeff PROPN esutjss-53 104 4 ( ( PUNCT esutjss-53 104 5 2019 2019 NUM esutjss-53 104 6 ) ) PUNCT esutjss-53 104 7 , , PUNCT esutjss-53 104 8 the the DET esutjss-53 104 9 market market NOUN esutjss-53 104 10 for for ADP esutjss-53 104 11 crypto crypto NOUN esutjss-53 104 12 insurance insurance NOUN esutjss-53 104 13 to to PART esutjss-53 104 14 grow grow VERB esutjss-53 104 15 faster fast ADV esutjss-53 104 16 than than ADP esutjss-53 104 17 the the DET esutjss-53 104 18 20 20 NUM esutjss-53 104 19 % % NOUN esutjss-53 104 20 to to PART esutjss-53 104 21 25 25 NUM esutjss-53 104 22 % % NOUN esutjss-53 104 23 pace pace NOUN esutjss-53 104 24 at at ADP esutjss-53 104 25 which which PRON esutjss-53 104 26 the the DET esutjss-53 104 27 more more ADV esutjss-53 104 28 massive massive ADJ esutjss-53 104 29 cyber cyber ADJ esutjss-53 104 30 - - PUNCT esutjss-53 104 31 security security NOUN esutjss-53 104 32 insurance insurance NOUN esutjss-53 104 33 sector sector NOUN esutjss-53 104 34 is be AUX esutjss-53 104 35 currently currently ADV esutjss-53 104 36 expanding expand VERB esutjss-53 104 37 . . PUNCT esutjss-53 105 1 the the DET esutjss-53 105 2 market market NOUN esutjss-53 105 3 would would AUX esutjss-53 105 4 likely likely ADV esutjss-53 105 5 grow grow VERB esutjss-53 105 6 even even ADV esutjss-53 105 7 faster fast ADV esutjss-53 105 8 if if SCONJ esutjss-53 105 9 the the DET esutjss-53 105 10 u.s.a u.s.a PROPN esutjss-53 105 11 regulators regulator NOUN esutjss-53 105 12 provided provide VERB esutjss-53 105 13 more more ADJ esutjss-53 105 14 clarity clarity NOUN esutjss-53 105 15 on on ADP esutjss-53 105 16 questions question NOUN esutjss-53 105 17 like like ADP esutjss-53 105 18 which which PRON esutjss-53 105 19 digital digital ADJ esutjss-53 105 20 assets asset NOUN esutjss-53 105 21 will will AUX esutjss-53 105 22 be be AUX esutjss-53 105 23 deemed deem VERB esutjss-53 105 24 securities security NOUN esutjss-53 105 25 and and CCONJ esutjss-53 105 26 are be AUX esutjss-53 105 27 bound bind VERB esutjss-53 105 28 by by ADP esutjss-53 105 29 the the DET esutjss-53 105 30 same same ADJ esutjss-53 105 31 laws law NOUN esutjss-53 105 32 that that PRON esutjss-53 105 33 govern govern VERB esutjss-53 105 34 public public ADJ esutjss-53 105 35 companies company NOUN esutjss-53 105 36 . . PUNCT esutjss-53 106 1 the the DET esutjss-53 106 2 nigerian nigerian ADJ esutjss-53 106 3 insurance insurance NOUN esutjss-53 106 4 industry industry NOUN esutjss-53 106 5 in in ADP esutjss-53 106 6 brief brief NOUN esutjss-53 106 7 according accord VERB esutjss-53 106 8 to to ADP esutjss-53 106 9 businessday businessday PROPN esutjss-53 106 10 ( ( PUNCT esutjss-53 106 11 2020 2020 NUM esutjss-53 106 12 ) ) PUNCT esutjss-53 106 13 , , PUNCT esutjss-53 106 14 the the DET esutjss-53 106 15 nigerian nigerian ADJ esutjss-53 106 16 insurance insurance NOUN esutjss-53 106 17 industry industry NOUN esutjss-53 106 18 being be AUX esutjss-53 106 19 one one NUM esutjss-53 106 20 of of ADP esutjss-53 106 21 the the DET esutjss-53 106 22 most most ADV esutjss-53 106 23 robust robust ADJ esutjss-53 106 24 insurance insurance NOUN esutjss-53 106 25 industries industry NOUN esutjss-53 106 26 in in ADP esutjss-53 106 27 africa africa PROPN esutjss-53 106 28 , , PUNCT esutjss-53 106 29 consists consist VERB esutjss-53 106 30 of of ADP esutjss-53 106 31 57 57 NUM esutjss-53 106 32 registered register VERB esutjss-53 106 33 insurance insurance NOUN esutjss-53 106 34 companies company NOUN esutjss-53 106 35 , , PUNCT esutjss-53 106 36 out out ADP esutjss-53 106 37 of of ADP esutjss-53 106 38 which which PRON esutjss-53 106 39 14 14 NUM esutjss-53 106 40 are be AUX esutjss-53 106 41 into into ADP esutjss-53 106 42 life life NOUN esutjss-53 106 43 insurance insurance NOUN esutjss-53 106 44 business business NOUN esutjss-53 106 45 underwriting underwriting NOUN esutjss-53 106 46 , , PUNCT esutjss-53 106 47 while while SCONJ esutjss-53 106 48 28 28 NUM esutjss-53 106 49 companies company NOUN esutjss-53 106 50 are be AUX esutjss-53 106 51 into into ADP esutjss-53 106 52 the the DET esutjss-53 106 53 nonlife nonlife NOUN esutjss-53 106 54 insurance insurance NOUN esutjss-53 106 55 business business NOUN esutjss-53 106 56 and and CCONJ esutjss-53 106 57 13 13 NUM esutjss-53 106 58 are be AUX esutjss-53 106 59 into into ADP esutjss-53 106 60 composite composite ADJ esutjss-53 106 61 businesses business NOUN esutjss-53 106 62 . . PUNCT esutjss-53 107 1 there there PRON esutjss-53 107 2 are be VERB esutjss-53 107 3 also also ADV esutjss-53 107 4 two two NUM esutjss-53 107 5 reinsurance reinsurance NOUN esutjss-53 107 6 companies company NOUN esutjss-53 107 7 whose whose DET esutjss-53 107 8 sole sole ADJ esutjss-53 107 9 responsibilities responsibility NOUN esutjss-53 107 10 are be AUX esutjss-53 107 11 to to PART esutjss-53 107 12 provide provide VERB esutjss-53 107 13 technical technical ADJ esutjss-53 107 14 security security NOUN esutjss-53 107 15 and and CCONJ esutjss-53 107 16 capacity capacity NOUN esutjss-53 107 17 for for ADP esutjss-53 107 18 the the DET esutjss-53 107 19 insurance insurance NOUN esutjss-53 107 20 companies company NOUN esutjss-53 107 21 . . PUNCT esutjss-53 108 1 according accord VERB esutjss-53 108 2 to to ADP esutjss-53 108 3 naicom(2020 naicom(2020 X esutjss-53 108 4 ) ) PUNCT esutjss-53 108 5 , , PUNCT esutjss-53 108 6 the the DET esutjss-53 108 7 minimum minimum ADJ esutjss-53 108 8 capital capital NOUN esutjss-53 108 9 base base NOUN esutjss-53 108 10 was be AUX esutjss-53 108 11 reviewed review VERB esutjss-53 108 12 as as SCONJ esutjss-53 108 13 follows follow VERB esutjss-53 108 14 : : PUNCT esutjss-53 108 15 from from ADP esutjss-53 108 16 ₦ ₦ PROPN esutjss-53 108 17 3billion 3billion NUM esutjss-53 108 18 to to ADP esutjss-53 108 19 ₦ ₦ PROPN esutjss-53 108 20 10billion 10billion NUM esutjss-53 108 21 for for ADP esutjss-53 108 22 general general ADJ esutjss-53 108 23 insurance insurance NOUN esutjss-53 108 24 business business NOUN esutjss-53 108 25 ) ) PUNCT esutjss-53 108 26 , , PUNCT esutjss-53 108 27 while while SCONJ esutjss-53 108 28 life life NOUN esutjss-53 108 29 business business NOUN esutjss-53 108 30 capital capital NOUN esutjss-53 108 31 base base NOUN esutjss-53 108 32 was be AUX esutjss-53 108 33 raised raise VERB esutjss-53 108 34 from from ADP esutjss-53 108 35 ₦ ₦ PROPN esutjss-53 108 36 2billion 2billion NUM esutjss-53 108 37 to to ADP esutjss-53 108 38 ₦ ₦ X esutjss-53 108 39 8billiion 8billiion NUM esutjss-53 108 40 ) ) PUNCT esutjss-53 108 41 , , PUNCT esutjss-53 108 42 and and CCONJ esutjss-53 108 43 composite composite ADJ esutjss-53 108 44 insurance insurance NOUN esutjss-53 108 45 businesses business NOUN esutjss-53 108 46 capital capital NOUN esutjss-53 108 47 base base NOUN esutjss-53 108 48 was be AUX esutjss-53 108 49 raised raise VERB esutjss-53 108 50 from from ADP esutjss-53 108 51 ₦ ₦ PROPN esutjss-53 108 52 5billion 5billion NUM esutjss-53 108 53 to to ADP esutjss-53 108 54 ₦ ₦ X esutjss-53 108 55 18billion 18billion NUM esutjss-53 108 56 , , PUNCT esutjss-53 108 57 and and CCONJ esutjss-53 108 58 reinsurance reinsurance NOUN esutjss-53 108 59 capital capital NOUN esutjss-53 108 60 base base NOUN esutjss-53 108 61 was be AUX esutjss-53 108 62 raised raise VERB esutjss-53 108 63 from from ADP esutjss-53 108 64 ₦ ₦ PROPN esutjss-53 108 65 10billiion 10billiion NOUN esutjss-53 108 66 to to ADP esutjss-53 108 67 ₦ ₦ PROPN esutjss-53 108 68 20billiion 20billiion NOUN esutjss-53 108 69 with with ADP esutjss-53 108 70 a a DET esutjss-53 108 71 deadline deadline NOUN esutjss-53 108 72 of of ADP esutjss-53 108 73 december december PROPN esutjss-53 108 74 2020 2020 NUM esutjss-53 108 75 . . PUNCT esutjss-53 109 1 iweala iweala NOUN esutjss-53 109 2 ( ( PUNCT esutjss-53 109 3 2015 2015 NUM esutjss-53 109 4 ) ) PUNCT esutjss-53 109 5 and and CCONJ esutjss-53 109 6 yusuf yusuf PROPN esutjss-53 109 7 , , PUNCT esutjss-53 109 8 ajemunigbohun ajemunigbohun PROPN esutjss-53 109 9 , , PUNCT esutjss-53 109 10 and and CCONJ esutjss-53 109 11 alli alli PROPN esutjss-53 109 12 ( ( PUNCT esutjss-53 109 13 2017 2017 NUM esutjss-53 109 14 ) ) PUNCT esutjss-53 109 15 reported report VERB esutjss-53 109 16 that that SCONJ esutjss-53 109 17 the the DET esutjss-53 109 18 nigerian nigerian ADJ esutjss-53 109 19 insurance insurance NOUN esutjss-53 109 20 industry industry NOUN esutjss-53 109 21 is be AUX esutjss-53 109 22 an an DET esutjss-53 109 23 essential essential ADJ esutjss-53 109 24 component component NOUN esutjss-53 109 25 of of ADP esutjss-53 109 26 the the DET esutjss-53 109 27 country country NOUN esutjss-53 109 28 's 's PART esutjss-53 109 29 financial financial ADJ esutjss-53 109 30 system system NOUN esutjss-53 109 31 needed need VERB esutjss-53 109 32 to to PART esutjss-53 109 33 drive drive VERB esutjss-53 109 34 economic economic ADJ esutjss-53 109 35 development development NOUN esutjss-53 109 36 and and CCONJ esutjss-53 109 37 industrialization industrialization NOUN esutjss-53 109 38 . . PUNCT esutjss-53 110 1 also also ADV esutjss-53 110 2 , , PUNCT esutjss-53 110 3 cleric cleric NOUN esutjss-53 110 4 & & CCONJ esutjss-53 110 5 deller deller PROPN esutjss-53 110 6 ( ( PUNCT esutjss-53 110 7 2012 2012 NUM esutjss-53 110 8 ) ) PUNCT esutjss-53 110 9 reported report VERB esutjss-53 110 10 that that SCONJ esutjss-53 110 11 the the DET esutjss-53 110 12 real real ADJ esutjss-53 110 13 value value NOUN esutjss-53 110 14 that that PRON esutjss-53 110 15 insurance insurance NOUN esutjss-53 110 16 offers offer VERB esutjss-53 110 17 individual individual ADJ esutjss-53 110 18 , , PUNCT esutjss-53 110 19 institutions institution NOUN esutjss-53 110 20 , , PUNCT esutjss-53 110 21 and and CCONJ esutjss-53 110 22 the the DET esutjss-53 110 23 economy economy NOUN esutjss-53 110 24 is be AUX esutjss-53 110 25 by by ADP esutjss-53 110 26 providing provide VERB esutjss-53 110 27 a a DET esutjss-53 110 28 sense sense NOUN esutjss-53 110 29 of of ADP esutjss-53 110 30 security security NOUN esutjss-53 110 31 and and CCONJ esutjss-53 110 32 peace peace NOUN esutjss-53 110 33 of of ADP esutjss-53 110 34 mind mind NOUN esutjss-53 110 35 , , PUNCT esutjss-53 110 36 encouraging encourage VERB esutjss-53 110 37 loss loss NOUN esutjss-53 110 38 mitigation mitigation NOUN esutjss-53 110 39 , , PUNCT esutjss-53 110 40 increasing increase VERB esutjss-53 110 41 prosperity prosperity NOUN esutjss-53 110 42 , , PUNCT esutjss-53 110 43 and and CCONJ esutjss-53 110 44 generally generally ADV esutjss-53 110 45 making make VERB esutjss-53 110 46 people people NOUN esutjss-53 110 47 more more ADV esutjss-53 110 48 aware aware ADJ esutjss-53 110 49 of of ADP esutjss-53 110 50 the the DET esutjss-53 110 51 reality reality NOUN esutjss-53 110 52 of of ADP esutjss-53 110 53 risks risk NOUN esutjss-53 110 54 and and CCONJ esutjss-53 110 55 their their PRON esutjss-53 110 56 consequences consequence NOUN esutjss-53 110 57 through through ADP esutjss-53 110 58 information information NOUN esutjss-53 110 59 and and CCONJ esutjss-53 110 60 pricing pricing NOUN esutjss-53 110 61 signals signal NOUN esutjss-53 110 62 . . PUNCT esutjss-53 111 1 the the DET esutjss-53 111 2 national national PROPN esutjss-53 111 3 insurance insurance PROPN esutjss-53 111 4 commission commission PROPN esutjss-53 111 5 ( ( PUNCT esutjss-53 111 6 naicom naicom X esutjss-53 111 7 ) ) PUNCT esutjss-53 111 8 is be AUX esutjss-53 111 9 rested rest VERB esutjss-53 111 10 with with ADP esutjss-53 111 11 the the DET esutjss-53 111 12 supervisory supervisory ADJ esutjss-53 111 13 and and CCONJ esutjss-53 111 14 administrative administrative ADJ esutjss-53 111 15 capacity capacity NOUN esutjss-53 111 16 of of ADP esutjss-53 111 17 the the DET esutjss-53 111 18 protection protection NOUN esutjss-53 111 19 business business NOUN esutjss-53 111 20 in in ADP esutjss-53 111 21 nigeria nigeria PROPN esutjss-53 111 22 . . PUNCT esutjss-53 112 1 some some DET esutjss-53 112 2 way way NOUN esutjss-53 112 3 or or CCONJ esutjss-53 112 4 another another PRON esutjss-53 112 5 , , PUNCT esutjss-53 112 6 the the DET esutjss-53 112 7 advancements advancement NOUN esutjss-53 112 8 in in ADP esutjss-53 112 9 the the DET esutjss-53 112 10 business business NOUN esutjss-53 112 11 are be AUX esutjss-53 112 12 , , PUNCT esutjss-53 112 13 for for ADP esutjss-53 112 14 the the DET esutjss-53 112 15 most most ADJ esutjss-53 112 16 part part NOUN esutjss-53 112 17 , , PUNCT esutjss-53 112 18 supported support VERB esutjss-53 112 19 by by ADP esutjss-53 112 20 the the DET esutjss-53 112 21 naicom naicom NOUN esutjss-53 112 22 through through ADP esutjss-53 112 23 her her PRON esutjss-53 112 24 yearly yearly ADJ esutjss-53 112 25 rules rule NOUN esutjss-53 112 26 and and CCONJ esutjss-53 112 27 mandates mandate NOUN esutjss-53 112 28 to to ADP esutjss-53 112 29 protection protection NOUN esutjss-53 112 30 administrators administrator NOUN esutjss-53 112 31 , , PUNCT esutjss-53 112 32 and and CCONJ esutjss-53 112 33 according accord VERB esutjss-53 112 34 to to ADP esutjss-53 112 35 it it PRON esutjss-53 112 36 , , PUNCT esutjss-53 112 37 there there PRON esutjss-53 112 38 are be VERB esutjss-53 112 39 460 460 NUM esutjss-53 112 40 registered register VERB esutjss-53 112 41 insurance insurance NOUN esutjss-53 112 42 brokers broker NOUN esutjss-53 112 43 and and CCONJ esutjss-53 112 44 about about ADV esutjss-53 112 45 15,000 15,000 NUM esutjss-53 112 46 insurance insurance NOUN esutjss-53 112 47 agents agent NOUN esutjss-53 112 48 . . PUNCT esutjss-53 113 1 the the DET esutjss-53 113 2 nigerian nigerian ADJ esutjss-53 113 3 insurance insurance NOUN esutjss-53 113 4 market market NOUN esutjss-53 113 5 has have AUX esutjss-53 113 6 been be AUX esutjss-53 113 7 described describe VERB esutjss-53 113 8 as as ADP esutjss-53 113 9 a a DET esutjss-53 113 10 brokers broker NOUN esutjss-53 113 11 ' ' PART esutjss-53 113 12 market market NOUN esutjss-53 113 13 because because SCONJ esutjss-53 113 14 presently presently ADV esutjss-53 113 15 , , PUNCT esutjss-53 113 16 brokers broker NOUN esutjss-53 113 17 control control VERB esutjss-53 113 18 over over ADP esutjss-53 113 19 90 90 NUM esutjss-53 113 20 % % NOUN esutjss-53 113 21 of of ADP esutjss-53 113 22 the the DET esutjss-53 113 23 premium premium ADJ esutjss-53 113 24 income income NOUN esutjss-53 113 25 , , PUNCT esutjss-53 113 26 with with ADP esutjss-53 113 27 less less ADJ esutjss-53 113 28 than than ADP esutjss-53 113 29 10 10 NUM esutjss-53 113 30 percent percent NOUN esutjss-53 113 31 for for ADP esutjss-53 113 32 insurance insurance NOUN esutjss-53 113 33 agents agent NOUN esutjss-53 113 34 and and CCONJ esutjss-53 113 35 even even ADV esutjss-53 113 36 direct direct ADJ esutjss-53 113 37 marketing marketing NOUN esutjss-53 113 38 channels channel NOUN esutjss-53 113 39 by by ADP esutjss-53 113 40 insurers insurer NOUN esutjss-53 113 41 ( ( PUNCT esutjss-53 113 42 naicom naicom PROPN esutjss-53 113 43 , , PUNCT esutjss-53 113 44 2020 2020 NUM esutjss-53 113 45 ) ) PUNCT esutjss-53 113 46 . . PUNCT esutjss-53 114 1 place place NOUN esutjss-53 114 2 of of ADP esutjss-53 114 3 nigerian nigerian ADJ esutjss-53 114 4 insurance insurance NOUN esutjss-53 114 5 industry industry NOUN esutjss-53 114 6 in in ADP esutjss-53 114 7 cryptocurrency cryptocurrency NOUN esutjss-53 114 8 insurance insurance NOUN esutjss-53 114 9 171 171 NUM esutjss-53 114 10 methodology methodology NOUN esutjss-53 114 11 research research NOUN esutjss-53 114 12 design design NOUN esutjss-53 114 13 research research NOUN esutjss-53 114 14 design design NOUN esutjss-53 114 15 is be AUX esutjss-53 114 16 a a DET esutjss-53 114 17 framework framework NOUN esutjss-53 114 18 of of ADP esutjss-53 114 19 various various ADJ esutjss-53 114 20 methods method NOUN esutjss-53 114 21 and and CCONJ esutjss-53 114 22 ways way NOUN esutjss-53 114 23 chosen choose VERB esutjss-53 114 24 by by ADP esutjss-53 114 25 a a DET esutjss-53 114 26 researcher researcher NOUN esutjss-53 114 27 to to PART esutjss-53 114 28 infuse infuse VERB esutjss-53 114 29 different different ADJ esutjss-53 114 30 parts part NOUN esutjss-53 114 31 of of ADP esutjss-53 114 32 a a DET esutjss-53 114 33 research research NOUN esutjss-53 114 34 work work NOUN esutjss-53 114 35 reasonably reasonably ADV esutjss-53 114 36 and and CCONJ esutjss-53 114 37 coherently coherently ADV esutjss-53 114 38 so so SCONJ esutjss-53 114 39 that that SCONJ esutjss-53 114 40 the the DET esutjss-53 114 41 study study NOUN esutjss-53 114 42 's 's PART esutjss-53 114 43 problem problem NOUN esutjss-53 114 44 is be AUX esutjss-53 114 45 expeditiously expeditiously ADV esutjss-53 114 46 handled handle VERB esutjss-53 114 47 . . PUNCT esutjss-53 115 1 asika asika X esutjss-53 115 2 ( ( PUNCT esutjss-53 115 3 2008 2008 NUM esutjss-53 115 4 ) ) PUNCT esutjss-53 115 5 reported report VERB esutjss-53 115 6 that that SCONJ esutjss-53 115 7 it it PRON esutjss-53 115 8 provides provide VERB esutjss-53 115 9 insights insight NOUN esutjss-53 115 10 regarding regard VERB esutjss-53 115 11 " " PUNCT esutjss-53 115 12 how how SCONJ esutjss-53 115 13 " " PUNCT esutjss-53 115 14 to to PART esutjss-53 115 15 conduct conduct VERB esutjss-53 115 16 analysis analysis NOUN esutjss-53 115 17 employing employ VERB esutjss-53 115 18 an an DET esutjss-53 115 19 explicit explicit ADJ esutjss-53 115 20 and and CCONJ esutjss-53 115 21 specific specific ADJ esutjss-53 115 22 methodology methodology NOUN esutjss-53 115 23 . . PUNCT esutjss-53 116 1 for for ADP esutjss-53 116 2 this this DET esutjss-53 116 3 study study NOUN esutjss-53 116 4 , , PUNCT esutjss-53 116 5 a a DET esutjss-53 116 6 descriptive descriptive ADJ esutjss-53 116 7 research research NOUN esutjss-53 116 8 design design NOUN esutjss-53 116 9 was be AUX esutjss-53 116 10 engaged engage VERB esutjss-53 116 11 by by ADP esutjss-53 116 12 the the DET esutjss-53 116 13 researcher researcher NOUN esutjss-53 116 14 . . PUNCT esutjss-53 117 1 the the DET esutjss-53 117 2 rationale rationale NOUN esutjss-53 117 3 for for ADP esutjss-53 117 4 its its PRON esutjss-53 117 5 engagement engagement NOUN esutjss-53 117 6 was be AUX esutjss-53 117 7 that that SCONJ esutjss-53 117 8 a a DET esutjss-53 117 9 descriptive descriptive ADJ esutjss-53 117 10 research research NOUN esutjss-53 117 11 design design NOUN esutjss-53 117 12 mainly mainly ADV esutjss-53 117 13 focuses focus VERB esutjss-53 117 14 on on ADP esutjss-53 117 15 describing describe VERB esutjss-53 117 16 the the DET esutjss-53 117 17 situation situation NOUN esutjss-53 117 18 under under ADP esutjss-53 117 19 study study NOUN esutjss-53 117 20 , , PUNCT esutjss-53 117 21 and and CCONJ esutjss-53 117 22 it it PRON esutjss-53 117 23 is be AUX esutjss-53 117 24 a a DET esutjss-53 117 25 design design NOUN esutjss-53 117 26 created create VERB esutjss-53 117 27 by by ADP esutjss-53 117 28 gathering gather VERB esutjss-53 117 29 , , PUNCT esutjss-53 117 30 analyzing analyze VERB esutjss-53 117 31 , , PUNCT esutjss-53 117 32 and and CCONJ esutjss-53 117 33 presenting present VERB esutjss-53 117 34 collected collect VERB esutjss-53 117 35 information information NOUN esutjss-53 117 36 . . PUNCT esutjss-53 118 1 research research NOUN esutjss-53 118 2 instrument instrument NOUN esutjss-53 118 3 a a DET esutjss-53 118 4 research research NOUN esutjss-53 118 5 questionnaire questionnaire NOUN esutjss-53 118 6 was be AUX esutjss-53 118 7 adopted adopt VERB esutjss-53 118 8 to to PART esutjss-53 118 9 collect collect VERB esutjss-53 118 10 data datum NOUN esutjss-53 118 11 during during ADP esutjss-53 118 12 this this DET esutjss-53 118 13 study study NOUN esutjss-53 118 14 . . PUNCT esutjss-53 119 1 the the DET esutjss-53 119 2 questionnaire questionnaire NOUN esutjss-53 119 3 was be AUX esutjss-53 119 4 designed design VERB esutjss-53 119 5 to to PART esutjss-53 119 6 support support VERB esutjss-53 119 7 likert likert ADJ esutjss-53 119 8 - - PUNCT esutjss-53 119 9 type type ADJ esutjss-53 119 10 scaling scale VERB esutjss-53 119 11 measurement measurement NOUN esutjss-53 119 12 , , PUNCT esutjss-53 119 13 which which PRON esutjss-53 119 14 was be AUX esutjss-53 119 15 anchored anchor VERB esutjss-53 119 16 on on ADP esutjss-53 119 17 " " PUNCT esutjss-53 119 18 disagree disagree VERB esutjss-53 119 19 , , PUNCT esutjss-53 119 20 " " PUNCT esutjss-53 119 21 " " PUNCT esutjss-53 119 22 undecided undecided ADJ esutjss-53 119 23 " " PUNCT esutjss-53 119 24 and and CCONJ esutjss-53 119 25 " " PUNCT esutjss-53 119 26 agree agree VERB esutjss-53 119 27 " " PUNCT esutjss-53 119 28 . . PUNCT esutjss-53 120 1 for for ADP esutjss-53 120 2 effective effective ADJ esutjss-53 120 3 and and CCONJ esutjss-53 120 4 efficient efficient ADJ esutjss-53 120 5 distribution distribution NOUN esutjss-53 120 6 and and CCONJ esutjss-53 120 7 collection collection NOUN esutjss-53 120 8 of of ADP esutjss-53 120 9 the the DET esutjss-53 120 10 research research NOUN esutjss-53 120 11 instruments instrument NOUN esutjss-53 120 12 , , PUNCT esutjss-53 120 13 research research NOUN esutjss-53 120 14 assistants assistant NOUN esutjss-53 120 15 were be AUX esutjss-53 120 16 adopted adopt VERB esutjss-53 120 17 . . PUNCT esutjss-53 121 1 reliability reliability NOUN esutjss-53 121 2 and and CCONJ esutjss-53 121 3 validity validity NOUN esutjss-53 121 4 of of ADP esutjss-53 121 5 the the DET esutjss-53 121 6 research research NOUN esutjss-53 121 7 instrument instrument NOUN esutjss-53 121 8 a a DET esutjss-53 121 9 pilot pilot NOUN esutjss-53 121 10 study study NOUN esutjss-53 121 11 was be AUX esutjss-53 121 12 conducted conduct VERB esutjss-53 121 13 by by ADP esutjss-53 121 14 the the DET esutjss-53 121 15 researcher researcher NOUN esutjss-53 121 16 to to PART esutjss-53 121 17 test test VERB esutjss-53 121 18 the the DET esutjss-53 121 19 research research NOUN esutjss-53 121 20 instrument instrument NOUN esutjss-53 121 21 's 's PART esutjss-53 121 22 reliability reliability NOUN esutjss-53 121 23 measures measure NOUN esutjss-53 121 24 in in ADP esutjss-53 121 25 an an DET esutjss-53 121 26 attempt attempt NOUN esutjss-53 121 27 to to PART esutjss-53 121 28 determine determine VERB esutjss-53 121 29 if if SCONJ esutjss-53 121 30 the the DET esutjss-53 121 31 questionnaire questionnaire NOUN esutjss-53 121 32 was be AUX esutjss-53 121 33 fit fit ADJ esutjss-53 121 34 for for ADP esutjss-53 121 35 the the DET esutjss-53 121 36 purpose purpose NOUN esutjss-53 121 37 for for ADP esutjss-53 121 38 which which PRON esutjss-53 121 39 it it PRON esutjss-53 121 40 was be AUX esutjss-53 121 41 designed design VERB esutjss-53 121 42 . . PUNCT esutjss-53 122 1 the the DET esutjss-53 122 2 reliability reliability NOUN esutjss-53 122 3 test test NOUN esutjss-53 122 4 result result NOUN esutjss-53 122 5 shows show VERB esutjss-53 122 6 that that SCONJ esutjss-53 122 7 the the DET esutjss-53 122 8 instrument instrument NOUN esutjss-53 122 9 was be AUX esutjss-53 122 10 valid valid ADJ esutjss-53 122 11 due due ADP esutjss-53 122 12 to to ADP esutjss-53 122 13 the the DET esutjss-53 122 14 cronbach cronbach ADJ esutjss-53 122 15 alpha alpha ADJ esutjss-53 122 16 level level NOUN esutjss-53 122 17 of of ADP esutjss-53 122 18 0.811 0.811 NUM esutjss-53 122 19 , , PUNCT esutjss-53 122 20 which which PRON esutjss-53 122 21 indicated indicate VERB esutjss-53 122 22 that that SCONJ esutjss-53 122 23 the the DET esutjss-53 122 24 alpha alpha ADJ esutjss-53 122 25 level level NOUN esutjss-53 122 26 is be AUX esutjss-53 122 27 well well ADV esutjss-53 122 28 above above ADP esutjss-53 122 29 the the DET esutjss-53 122 30 minimum minimum ADJ esutjss-53 122 31 acceptable acceptable ADJ esutjss-53 122 32 threshold threshold NOUN esutjss-53 122 33 of of ADP esutjss-53 122 34 cronbach cronbach ADJ esutjss-53 122 35 alpha alpha ADJ esutjss-53 122 36 level level NOUN esutjss-53 122 37 of of ADP esutjss-53 122 38 0.70 0.70 NUM esutjss-53 122 39 . . PUNCT esutjss-53 123 1 theoretical theoretical ADJ esutjss-53 123 2 validity validity NOUN esutjss-53 123 3 was be AUX esutjss-53 123 4 designed design VERB esutjss-53 123 5 through through ADP esutjss-53 123 6 a a DET esutjss-53 123 7 measure measure NOUN esutjss-53 123 8 of of ADP esutjss-53 123 9 understudied understudied ADJ esutjss-53 123 10 variables variable NOUN esutjss-53 123 11 from from ADP esutjss-53 123 12 well well ADV esutjss-53 123 13 taught teach VERB esutjss-53 123 14 out out ADP esutjss-53 123 15 works work NOUN esutjss-53 123 16 of of ADP esutjss-53 123 17 literature literature NOUN esutjss-53 123 18 in in ADP esutjss-53 123 19 relevant relevant ADJ esutjss-53 123 20 studies study NOUN esutjss-53 123 21 . . PUNCT esutjss-53 124 1 in in ADP esutjss-53 124 2 contrast contrast NOUN esutjss-53 124 3 , , PUNCT esutjss-53 124 4 the the DET esutjss-53 124 5 construct construct NOUN esutjss-53 124 6 validity validity NOUN esutjss-53 124 7 , , PUNCT esutjss-53 124 8 on on ADP esutjss-53 124 9 the the DET esutjss-53 124 10 other other ADJ esutjss-53 124 11 hand hand NOUN esutjss-53 124 12 , , PUNCT esutjss-53 124 13 was be AUX esutjss-53 124 14 designed design VERB esutjss-53 124 15 by by ADP esutjss-53 124 16 giving give VERB esutjss-53 124 17 out out ADP esutjss-53 124 18 a a DET esutjss-53 124 19 set set NOUN esutjss-53 124 20 of of ADP esutjss-53 124 21 questionnaires questionnaire NOUN esutjss-53 124 22 to to ADP esutjss-53 124 23 few few ADJ esutjss-53 124 24 selected select VERB esutjss-53 124 25 senior senior ADJ esutjss-53 124 26 insurance insurance NOUN esutjss-53 124 27 employees employee NOUN esutjss-53 124 28 well well ADV esutjss-53 124 29 - - PUNCT esutjss-53 124 30 grounded ground VERB esutjss-53 124 31 in in ADP esutjss-53 124 32 underwriting underwriting NOUN esutjss-53 124 33 and and CCONJ esutjss-53 124 34 human human ADJ esutjss-53 124 35 resource resource NOUN esutjss-53 124 36 management management NOUN esutjss-53 124 37 as as ADV esutjss-53 124 38 well well ADV esutjss-53 124 39 as as ADP esutjss-53 124 40 to to ADP esutjss-53 124 41 some some DET esutjss-53 124 42 members member NOUN esutjss-53 124 43 in in ADP esutjss-53 124 44 the the DET esutjss-53 124 45 academic academic ADJ esutjss-53 124 46 community community NOUN esutjss-53 124 47 with with ADP esutjss-53 124 48 expertise expertise NOUN esutjss-53 124 49 in in ADP esutjss-53 124 50 insurance insurance NOUN esutjss-53 124 51 . . PUNCT esutjss-53 125 1 these these DET esutjss-53 125 2 experts expert NOUN esutjss-53 125 3 understudied understudy VERB esutjss-53 125 4 the the DET esutjss-53 125 5 research research NOUN esutjss-53 125 6 instrument instrument NOUN esutjss-53 125 7 and and CCONJ esutjss-53 125 8 gave give VERB esutjss-53 125 9 remarks remark NOUN esutjss-53 125 10 that that PRON esutjss-53 125 11 helped help VERB esutjss-53 125 12 the the DET esutjss-53 125 13 researcher researcher NOUN esutjss-53 125 14 present present VERB esutjss-53 125 15 the the DET esutjss-53 125 16 questionnaire questionnaire NOUN esutjss-53 125 17 in in ADP esutjss-53 125 18 a a DET esutjss-53 125 19 more more ADV esutjss-53 125 20 simplified simplified ADJ esutjss-53 125 21 , , PUNCT esutjss-53 125 22 understanding understanding NOUN esutjss-53 125 23 , , PUNCT esutjss-53 125 24 and and CCONJ esutjss-53 125 25 acceptable acceptable ADJ esutjss-53 125 26 manner manner NOUN esutjss-53 125 27 to to ADP esutjss-53 125 28 the the DET esutjss-53 125 29 various various ADJ esutjss-53 125 30 respondents respondent NOUN esutjss-53 125 31 of of ADP esutjss-53 125 32 this this DET esutjss-53 125 33 study study NOUN esutjss-53 125 34 . . PUNCT esutjss-53 126 1 sample sample NOUN esutjss-53 126 2 population population NOUN esutjss-53 126 3 and and CCONJ esutjss-53 126 4 sample sample NOUN esutjss-53 126 5 size size NOUN esutjss-53 126 6 the the DET esutjss-53 126 7 nigerian nigerian ADJ esutjss-53 126 8 insurance insurance NOUN esutjss-53 126 9 industry industry NOUN esutjss-53 126 10 consists consist VERB esutjss-53 126 11 of of ADP esutjss-53 126 12 57 57 NUM esutjss-53 126 13 insurance insurance NOUN esutjss-53 126 14 companies company NOUN esutjss-53 126 15 operating operate VERB esutjss-53 126 16 both both DET esutjss-53 126 17 life life NOUN esutjss-53 126 18 business business NOUN esutjss-53 126 19 and and CCONJ esutjss-53 126 20 non non ADJ esutjss-53 126 21 - - ADJ esutjss-53 126 22 life life ADJ esutjss-53 126 23 ( ( PUNCT esutjss-53 126 24 general general ADJ esutjss-53 126 25 business business NOUN esutjss-53 126 26 ) ) PUNCT esutjss-53 126 27 ) ) PUNCT esutjss-53 126 28 while while SCONJ esutjss-53 126 29 14 14 NUM esutjss-53 126 30 are be AUX esutjss-53 126 31 into into ADP esutjss-53 126 32 life life NOUN esutjss-53 126 33 insurance insurance NOUN esutjss-53 126 34 business business NOUN esutjss-53 126 35 underwriting underwriting NOUN esutjss-53 126 36 , , PUNCT esutjss-53 126 37 while while SCONJ esutjss-53 126 38 28 28 NUM esutjss-53 126 39 companies company NOUN esutjss-53 126 40 are be AUX esutjss-53 126 41 into into ADP esutjss-53 126 42 the the DET esutjss-53 126 43 non non ADJ esutjss-53 126 44 - - ADJ esutjss-53 126 45 life life ADJ esutjss-53 126 46 insurance insurance NOUN esutjss-53 126 47 business business NOUN esutjss-53 126 48 , , PUNCT esutjss-53 126 49 and and CCONJ esutjss-53 126 50 13 13 NUM esutjss-53 126 51 are be AUX esutjss-53 126 52 into into ADP esutjss-53 126 53 composite composite ADJ esutjss-53 126 54 businesses business NOUN esutjss-53 126 55 . . PUNCT esutjss-53 127 1 however however ADV esutjss-53 127 2 , , PUNCT esutjss-53 127 3 since since SCONJ esutjss-53 127 4 the the DET esutjss-53 127 5 study study NOUN esutjss-53 127 6 's 's PART esutjss-53 127 7 policy policy NOUN esutjss-53 127 8 is be AUX esutjss-53 127 9 classified classify VERB esutjss-53 127 10 as as ADP esutjss-53 127 11 a a DET esutjss-53 127 12 non non ADJ esutjss-53 127 13 - - ADJ esutjss-53 127 14 life life ADJ esutjss-53 127 15 policy policy NOUN esutjss-53 127 16 , , PUNCT esutjss-53 127 17 the the DET esutjss-53 127 18 employees employee NOUN esutjss-53 127 19 of of ADP esutjss-53 127 20 insurance insurance NOUN esutjss-53 127 21 companies company NOUN esutjss-53 127 22 operating operate VERB esutjss-53 127 23 non non ADJ esutjss-53 127 24 - - ADJ esutjss-53 127 25 life life ADJ esutjss-53 127 26 businesses business NOUN esutjss-53 127 27 are be AUX esutjss-53 127 28 our our PRON esutjss-53 127 29 main main ADJ esutjss-53 127 30 population population NOUN esutjss-53 127 31 for for ADP esutjss-53 127 32 this this DET esutjss-53 127 33 study study NOUN esutjss-53 127 34 . . PUNCT esutjss-53 128 1 the the DET esutjss-53 128 2 sample sample NOUN esutjss-53 128 3 population population NOUN esutjss-53 128 4 was be AUX esutjss-53 128 5 drawn draw VERB esutjss-53 128 6 from from ADP esutjss-53 128 7 lagos lagos NOUN esutjss-53 128 8 state state NOUN esutjss-53 128 9 , , PUNCT esutjss-53 128 10 the the DET esutjss-53 128 11 commercial commercial ADJ esutjss-53 128 12 centre centre NOUN esutjss-53 128 13 hub hub NOUN esutjss-53 128 14 of of ADP esutjss-53 128 15 nigeria nigeria PROPN esutjss-53 128 16 and and CCONJ esutjss-53 128 17 a a DET esutjss-53 128 18 platform platform NOUN esutjss-53 128 19 for for ADP esutjss-53 128 20 many many ADJ esutjss-53 128 21 insurance insurance NOUN esutjss-53 128 22 companies company NOUN esutjss-53 128 23 in in ADP esutjss-53 128 24 nigeria nigeria PROPN esutjss-53 128 25 . . PUNCT esutjss-53 129 1 a a DET esutjss-53 129 2 total total NOUN esutjss-53 129 3 of of ADP esutjss-53 129 4 5 5 NUM esutjss-53 129 5 questionnaires questionnaire NOUN esutjss-53 129 6 was be AUX esutjss-53 129 7 distributed distribute VERB esutjss-53 129 8 to to ADP esutjss-53 129 9 15 15 NUM esutjss-53 129 10 insurance insurance NOUN esutjss-53 129 11 companies company NOUN esutjss-53 129 12 , , PUNCT esutjss-53 129 13 each each PRON esutjss-53 129 14 amounting amount VERB esutjss-53 129 15 to to ADP esutjss-53 129 16 75 75 NUM esutjss-53 129 17 distributed distribute VERB esutjss-53 129 18 questionnaires questionnaire NOUN esutjss-53 129 19 . . PUNCT esutjss-53 130 1 out out ADP esutjss-53 130 2 of of ADP esutjss-53 130 3 the the DET esutjss-53 130 4 75 75 NUM esutjss-53 130 5 distributed distribute VERB esutjss-53 130 6 questionnaires questionnaire NOUN esutjss-53 130 7 , , PUNCT esutjss-53 130 8 only only ADV esutjss-53 130 9 69 69 NUM esutjss-53 130 10 were be AUX esutjss-53 130 11 returned return VERB esutjss-53 130 12 to to ADP esutjss-53 130 13 the the DET esutjss-53 130 14 research research NOUN esutjss-53 130 15 assistants assistant NOUN esutjss-53 130 16 purposely purposely ADV esutjss-53 130 17 employed employ VERB esutjss-53 130 18 for for ADP esutjss-53 130 19 this this DET esutjss-53 130 20 study study NOUN esutjss-53 130 21 , , PUNCT esutjss-53 130 22 which which PRON esutjss-53 130 23 amount amount VERB esutjss-53 130 24 to to ADP esutjss-53 130 25 92 92 NUM esutjss-53 130 26 % % NOUN esutjss-53 130 27 of of ADP esutjss-53 130 28 the the DET esutjss-53 130 29 total total ADJ esutjss-53 130 30 questionnaire questionnaire NOUN esutjss-53 130 31 . . PUNCT esutjss-53 131 1 however however ADV esutjss-53 131 2 , , PUNCT esutjss-53 131 3 upon upon SCONJ esutjss-53 131 4 adequate adequate ADJ esutjss-53 131 5 scrutiny scrutiny NOUN esutjss-53 131 6 of of ADP esutjss-53 131 7 the the DET esutjss-53 131 8 returned return VERB esutjss-53 131 9 questionnaire questionnaire NOUN esutjss-53 131 10 , , PUNCT esutjss-53 131 11 only only ADV esutjss-53 131 12 64 64 NUM esutjss-53 131 13 out out ADP esutjss-53 131 14 of of ADP esutjss-53 131 15 the the DET esutjss-53 131 16 69 69 NUM esutjss-53 131 17 returned return VERB esutjss-53 131 18 were be AUX esutjss-53 131 19 found find VERB esutjss-53 131 20 fit fit ADJ esutjss-53 131 21 for for ADP esutjss-53 131 22 analysis analysis NOUN esutjss-53 131 23 . . PUNCT esutjss-53 132 1 the the DET esutjss-53 132 2 selected select VERB esutjss-53 132 3 insurance insurance NOUN esutjss-53 132 4 firms firm NOUN esutjss-53 132 5 are be AUX esutjss-53 132 6 part part NOUN esutjss-53 132 7 of of ADP esutjss-53 132 8 those those PRON esutjss-53 132 9 quoted quote VERB esutjss-53 132 10 on on ADP esutjss-53 132 11 the the DET esutjss-53 132 12 nigerian nigerian ADJ esutjss-53 132 13 stock stock PROPN esutjss-53 132 14 exchange exchange PROPN esutjss-53 132 15 commission commission PROPN esutjss-53 132 16 . . PUNCT esutjss-53 133 1 data datum NOUN esutjss-53 133 2 analysis analysis NOUN esutjss-53 133 3 technique technique NOUN esutjss-53 133 4 to to PART esutjss-53 133 5 analyze analyze VERB esutjss-53 133 6 the the DET esutjss-53 133 7 three three NUM esutjss-53 133 8 ( ( PUNCT esutjss-53 133 9 3 3 X esutjss-53 133 10 ) ) PUNCT esutjss-53 133 11 hypotheses hypothesis NOUN esutjss-53 133 12 formulated formulate VERB esutjss-53 133 13 for for ADP esutjss-53 133 14 this this DET esutjss-53 133 15 study study NOUN esutjss-53 133 16 , , PUNCT esutjss-53 133 17 the the DET esutjss-53 133 18 kolmogorov kolmogorov PROPN esutjss-53 133 19 - - PUNCT esutjss-53 133 20 smirnov smirnov ADJ esutjss-53 133 21 ( ( PUNCT esutjss-53 133 22 ks ks NOUN esutjss-53 133 23 ) ) PUNCT esutjss-53 133 24 test test NOUN esutjss-53 133 25 was be AUX esutjss-53 133 26 employed employ VERB esutjss-53 133 27 by by ADP esutjss-53 133 28 the the DET esutjss-53 133 29 researcher researcher NOUN esutjss-53 133 30 . . PUNCT esutjss-53 134 1 this this DET esutjss-53 134 2 test test NOUN esutjss-53 134 3 is be AUX esutjss-53 134 4 used use VERB esutjss-53 134 5 as as ADP esutjss-53 134 6 a a DET esutjss-53 134 7 goodness goodness NOUN esutjss-53 134 8 of of ADP esutjss-53 134 9 fit fit ADJ esutjss-53 134 10 test test NOUN esutjss-53 134 11 , , PUNCT esutjss-53 134 12 and and CCONJ esutjss-53 134 13 it it PRON esutjss-53 134 14 compares compare VERB esutjss-53 134 15 the the DET esutjss-53 134 16 cumulative cumulative ADJ esutjss-53 134 17 distribution distribution NOUN esutjss-53 134 18 function function NOUN esutjss-53 134 19 for for ADP esutjss-53 134 20 a a DET esutjss-53 134 21 variable variable NOUN esutjss-53 134 22 with with ADP esutjss-53 134 23 a a DET esutjss-53 134 24 specified specified ADJ esutjss-53 134 25 distribution distribution NOUN esutjss-53 134 26 . . PUNCT esutjss-53 135 1 the the DET esutjss-53 135 2 ks ks PROPN esutjss-53 135 3 test test NOUN esutjss-53 135 4 is be AUX esutjss-53 135 5 given give VERB esutjss-53 135 6 as as ADP esutjss-53 135 7 : : PUNCT esutjss-53 135 8 𝑫 𝑫 PROPN esutjss-53 135 9 = = PUNCT esutjss-53 135 10 π‘΄π’‚π’™π’Šπ’Žπ’–π’Ž|𝑭𝒐(𝑿 π‘΄π’‚π’™π’Šπ’Žπ’–π’Ž|𝑭𝒐(𝑿 PROPN esutjss-53 135 11 ) ) PUNCT esutjss-53 135 12 βˆ’ βˆ’ NOUN esutjss-53 135 13 𝑭𝒓(𝑿)| 𝑭𝒓(𝑿)| NOUN esutjss-53 135 14 where where SCONJ esutjss-53 135 15 : : PUNCT esutjss-53 135 16 𝑭𝒐(𝑿)= 𝑭𝒐(𝑿)= VERB esutjss-53 135 17 observed observe VERB esutjss-53 135 18 cumulative cumulative ADJ esutjss-53 135 19 frequency frequency NOUN esutjss-53 135 20 distribution distribution NOUN esutjss-53 135 21 . . PUNCT esutjss-53 136 1 𝑭𝒓(𝑿)= 𝑭𝒓(𝑿)= PROPN esutjss-53 136 2 theoretical theoretical ADJ esutjss-53 136 3 cumulative cumulative ADJ esutjss-53 136 4 frequency frequency NOUN esutjss-53 136 5 distribution distribution NOUN esutjss-53 136 6 the the DET esutjss-53 136 7 procedural procedural ADJ esutjss-53 136 8 steps step NOUN esutjss-53 136 9 for for ADP esutjss-53 136 10 testing test VERB esutjss-53 136 11 the the DET esutjss-53 136 12 formulated formulate VERB esutjss-53 136 13 hypotheses hypothesis NOUN esutjss-53 136 14 go go VERB esutjss-53 136 15 thus thus ADV esutjss-53 136 16 : : PUNCT esutjss-53 136 17 state state VERB esutjss-53 136 18 the the DET esutjss-53 136 19 null null ADJ esutjss-53 136 20 hypothesis hypothesis NOUN esutjss-53 136 21 , , PUNCT esutjss-53 136 22 state state VERB esutjss-53 136 23 the the DET esutjss-53 136 24 level level NOUN esutjss-53 136 25 of of ADP esutjss-53 136 26 significance significance NOUN esutjss-53 136 27 , , PUNCT esutjss-53 136 28 and and CCONJ esutjss-53 136 29 state state VERB esutjss-53 136 30 the the DET esutjss-53 136 31 decision decision NOUN esutjss-53 136 32 rule rule NOUN esutjss-53 136 33 . . PUNCT esutjss-53 137 1 the the DET esutjss-53 137 2 degree degree NOUN esutjss-53 137 3 of of ADP esutjss-53 137 4 freedom freedom NOUN esutjss-53 137 5 is be AUX esutjss-53 137 6 measured measure VERB esutjss-53 137 7 at at ADP esutjss-53 137 8 a a DET esutjss-53 137 9 0.05 0.05 NUM esutjss-53 137 10 level level NOUN esutjss-53 137 11 of of ADP esutjss-53 137 12 significance significance NOUN esutjss-53 137 13 . . PUNCT esutjss-53 138 1 the the DET esutjss-53 138 2 criteria criterion NOUN esutjss-53 138 3 for for ADP esutjss-53 138 4 acceptance acceptance NOUN esutjss-53 138 5 or or CCONJ esutjss-53 138 6 rejection rejection NOUN esutjss-53 138 7 goes go VERB esutjss-53 138 8 thus thus ADV esutjss-53 138 9 : : PUNCT esutjss-53 138 10 acceptance acceptance NOUN esutjss-53 138 11 criteria criterion NOUN esutjss-53 138 12 : : PUNCT esutjss-53 138 13 if if SCONJ esutjss-53 138 14 the the DET esutjss-53 138 15 calculated calculate VERB esutjss-53 138 16 value value NOUN esutjss-53 138 17 is be AUX esutjss-53 138 18 less less ADJ esutjss-53 138 19 than than ADP esutjss-53 138 20 the the DET esutjss-53 138 21 tabulated tabulate VERB esutjss-53 138 22 value value NOUN esutjss-53 138 23 ( ( PUNCT esutjss-53 138 24 dcal dcal ADJ esutjss-53 138 25 < < X esutjss-53 138 26 dtab dtab NOUN esutjss-53 138 27 ) ) PUNCT esutjss-53 138 28 , , PUNCT esutjss-53 138 29 accept accept VERB esutjss-53 138 30 the the DET esutjss-53 138 31 null null ADJ esutjss-53 138 32 hypothesis hypothesis NOUN esutjss-53 138 33 , , PUNCT esutjss-53 138 34 while while SCONJ esutjss-53 138 35 the the DET esutjss-53 138 36 rejection rejection NOUN esutjss-53 138 37 criteria criterion NOUN esutjss-53 138 38 : : PUNCT esutjss-53 138 39 if if SCONJ esutjss-53 138 40 the the DET esutjss-53 138 41 calculated calculate VERB esutjss-53 138 42 value value NOUN esutjss-53 138 43 is be AUX esutjss-53 138 44 greater great ADJ esutjss-53 138 45 than than ADP esutjss-53 138 46 the the DET esutjss-53 138 47 table table NOUN esutjss-53 138 48 value value NOUN esutjss-53 138 49 ( ( PUNCT esutjss-53 138 50 dcal dcal ADJ esutjss-53 138 51 > > SYM esutjss-53 138 52 dtab dtab NOUN esutjss-53 138 53 ) ) PUNCT esutjss-53 138 54 reject reject VERB esutjss-53 138 55 the the DET esutjss-53 138 56 null null ADJ esutjss-53 138 57 hypothesis hypothesis NOUN esutjss-53 138 58 . . PUNCT esutjss-53 139 1 the the DET esutjss-53 139 2 tabulated tabulate VERB esutjss-53 139 3 d d PROPN esutjss-53 139 4 from from ADP esutjss-53 139 5 the the DET esutjss-53 139 6 kolmogorov kolmogorov ADJ esutjss-53 139 7 - - PUNCT esutjss-53 139 8 smirnov smirnov ADJ esutjss-53 139 9 test test NOUN esutjss-53 139 10 table table NOUN esutjss-53 139 11 is be AUX esutjss-53 139 12 always always ADV esutjss-53 139 13 represented represent VERB esutjss-53 139 14 by by ADP esutjss-53 139 15 ( ( PUNCT esutjss-53 139 16 Ξ± Ξ± PROPN esutjss-53 139 17 Γ· Γ· PUNCT esutjss-53 139 18 √n √n NOUN esutjss-53 139 19 ) ) PUNCT esutjss-53 139 20 , , PUNCT esutjss-53 139 21 where where SCONJ esutjss-53 139 22 Ξ±= Ξ±= NOUN esutjss-53 139 23 1.36 1.36 NUM esutjss-53 139 24 and and CCONJ esutjss-53 139 25 n n NOUN esutjss-53 139 26 = = PRON esutjss-53 139 27 the the DET esutjss-53 139 28 number number NOUN esutjss-53 139 29 of of ADP esutjss-53 139 30 observations observation NOUN esutjss-53 139 31 . . PUNCT esutjss-53 140 1 the the DET esutjss-53 140 2 critical critical ADJ esutjss-53 140 3 value value NOUN esutjss-53 140 4 of of ADP esutjss-53 140 5 d d PROPN esutjss-53 140 6 for for ADP esutjss-53 140 7 a a DET esutjss-53 140 8 sample sample NOUN esutjss-53 140 9 size size NOUN esutjss-53 140 10 of of ADP esutjss-53 140 11 n n PRON esutjss-53 140 12 must must AUX esutjss-53 140 13 be be AUX esutjss-53 140 14 greater great ADJ esutjss-53 140 15 than than ADP esutjss-53 140 16 thirty thirty NUM esutjss-53 140 17 - - PUNCT esutjss-53 140 18 five five NUM esutjss-53 140 19 ( ( PUNCT esutjss-53 140 20 i.e. i.e. X esutjss-53 140 21 , , PUNCT esutjss-53 140 22 n n PROPN esutjss-53 140 23 > > X esutjss-53 140 24 35 35 NUM esutjss-53 140 25 for for ADP esutjss-53 140 26 large large ADJ esutjss-53 140 27 samples sample NOUN esutjss-53 140 28 ) ) PUNCT esutjss-53 140 29 . . PUNCT esutjss-53 141 1 test test NOUN esutjss-53 141 2 of of ADP esutjss-53 141 3 hypotheses hypothesis NOUN esutjss-53 141 4 hypothesis hypothesis NOUN esutjss-53 141 5 1 1 NUM esutjss-53 141 6 insurance insurance NOUN esutjss-53 141 7 firms firm NOUN esutjss-53 141 8 within within ADP esutjss-53 141 9 the the DET esutjss-53 141 10 nigerian nigerian ADJ esutjss-53 141 11 insurance insurance NOUN esutjss-53 141 12 industry industry NOUN esutjss-53 141 13 are be AUX esutjss-53 141 14 not not PART esutjss-53 141 15 willing willing ADJ esutjss-53 141 16 to to PART esutjss-53 141 17 underwrite underwrite VERB esutjss-53 141 18 such such ADJ esutjss-53 141 19 risks risk NOUN esutjss-53 141 20 involved involve VERB esutjss-53 141 21 in in ADP esutjss-53 141 22 holding hold VERB esutjss-53 141 23 cryptocurrency cryptocurrency NOUN esutjss-53 141 24 as as ADP esutjss-53 141 25 a a DET esutjss-53 141 26 form form NOUN esutjss-53 141 27 asset asset NOUN esutjss-53 141 28 . . PUNCT esutjss-53 142 1 place place NOUN esutjss-53 142 2 of of ADP esutjss-53 142 3 nigerian nigerian ADJ esutjss-53 142 4 insurance insurance NOUN esutjss-53 142 5 industry industry NOUN esutjss-53 142 6 in in ADP esutjss-53 142 7 cryptocurrency cryptocurrency NOUN esutjss-53 142 8 insurance insurance NOUN esutjss-53 142 9 173 173 NUM esutjss-53 142 10 table table NOUN esutjss-53 142 11 1 1 NUM esutjss-53 142 12 : : PUNCT esutjss-53 142 13 frequency frequency NOUN esutjss-53 142 14 table table NOUN esutjss-53 142 15 for for ADP esutjss-53 142 16 the the DET esutjss-53 142 17 question question NOUN esutjss-53 142 18 relating relate VERB esutjss-53 142 19 to to ADP esutjss-53 142 20 hypothesis hypothesis NOUN esutjss-53 142 21 1 1 NUM esutjss-53 142 22 alternatives alternative NOUN esutjss-53 142 23 responses response NOUN esutjss-53 142 24 percentage percentage NOUN esutjss-53 142 25 ( ( PUNCT esutjss-53 142 26 % % AUX esutjss-53 142 27 ) ) PUNCT esutjss-53 142 28 disagree disagree VERB esutjss-53 142 29 44 44 NUM esutjss-53 142 30 69 69 NUM esutjss-53 142 31 undecided undecided ADJ esutjss-53 142 32 11 11 NUM esutjss-53 142 33 17 17 NUM esutjss-53 142 34 agree agree VERB esutjss-53 142 35 9 9 NUM esutjss-53 142 36 14 14 NUM esutjss-53 142 37 total total NOUN esutjss-53 142 38 64 64 NUM esutjss-53 142 39 100 100 NUM esutjss-53 142 40 source source NOUN esutjss-53 142 41 : : PUNCT esutjss-53 142 42 authors author NOUN esutjss-53 142 43 field field NOUN esutjss-53 142 44 survey survey NOUN esutjss-53 142 45 , , PUNCT esutjss-53 142 46 2020 2020 NUM esutjss-53 142 47 . . PUNCT esutjss-53 143 1 table table NOUN esutjss-53 143 2 2 2 NUM esutjss-53 143 3 : : PUNCT esutjss-53 143 4 kolmogorov kolmogorov ADJ esutjss-53 143 5 - - PUNCT esutjss-53 143 6 smirnov smirnov ADJ esutjss-53 143 7 frequency frequency NOUN esutjss-53 143 8 table table NOUN esutjss-53 143 9 for for ADP esutjss-53 143 10 hypothesis hypothesis NOUN esutjss-53 143 11 1 1 NUM esutjss-53 143 12 hypothesis hypothesis NOUN esutjss-53 143 13 disagree disagree VERB esutjss-53 143 14 undecided undecided ADJ esutjss-53 143 15 agree agree NOUN esutjss-53 143 16 f f PROPN esutjss-53 143 17 = = NOUN esutjss-53 143 18 insurance insurance NOUN esutjss-53 143 19 firms firm NOUN esutjss-53 143 20 within within ADP esutjss-53 143 21 the the DET esutjss-53 143 22 nigerian nigerian ADJ esutjss-53 143 23 insurance insurance NOUN esutjss-53 143 24 industry industry NOUN esutjss-53 143 25 are be AUX esutjss-53 143 26 not not PART esutjss-53 143 27 willing willing ADJ esutjss-53 143 28 to to PART esutjss-53 143 29 underwrite underwrite VERB esutjss-53 143 30 such such ADJ esutjss-53 143 31 risks risk NOUN esutjss-53 143 32 involved involve VERB esutjss-53 143 33 in in ADP esutjss-53 143 34 holding hold VERB esutjss-53 143 35 cryptocurrency cryptocurrency NOUN esutjss-53 143 36 as as ADP esutjss-53 143 37 a a DET esutjss-53 143 38 form form NOUN esutjss-53 143 39 asset asset NOUN esutjss-53 143 40 . . PUNCT esutjss-53 144 1 44 44 NUM esutjss-53 144 2 11 11 NUM esutjss-53 144 3 9 9 NUM esutjss-53 144 4 𝑭𝒐(𝑿)= 𝑭𝒐(𝑿)= NOUN esutjss-53 144 5 observed observe VERB esutjss-53 144 6 cumulative cumulative ADJ esutjss-53 144 7 frequency frequency NOUN esutjss-53 144 8 distribution distribution NOUN esutjss-53 144 9 0.6875 0.6875 NUM esutjss-53 144 10 0.8593 0.8593 NUM esutjss-53 144 11 1 1 NUM esutjss-53 144 12 𝑭𝒓(𝑿)= 𝑭𝒓(𝑿)= NOUN esutjss-53 144 13 theoretical theoretical ADJ esutjss-53 144 14 cumulative cumulative ADJ esutjss-53 144 15 frequency frequency NOUN esutjss-53 144 16 distribution distribution NOUN esutjss-53 144 17 . . PUNCT esutjss-53 145 1 0.3333 0.3333 NUM esutjss-53 145 2 0.6666 0.6666 NUM esutjss-53 145 3 1 1 NUM esutjss-53 145 4 |𝑭𝒐(𝑿 |𝑭𝒐(𝑿 NOUN esutjss-53 145 5 ) ) PUNCT esutjss-53 146 1 βˆ’ βˆ’ NOUN esutjss-53 146 2 𝑭𝒓(𝑿)| 𝑭𝒓(𝑿)| VERB esutjss-53 146 3 0.3542 0.3542 NUM esutjss-53 146 4 0.1927 0.1927 NUM esutjss-53 146 5 0 0 NUM esutjss-53 146 6 the the DET esutjss-53 146 7 above above ADJ esutjss-53 146 8 table table NOUN esutjss-53 146 9 shows show VERB esutjss-53 146 10 that that SCONJ esutjss-53 146 11 the the DET esutjss-53 146 12 𝑫 𝑫 NOUN esutjss-53 146 13 value value NOUN esutjss-53 146 14 is be AUX esutjss-53 146 15 the the DET esutjss-53 146 16 point point NOUN esutjss-53 146 17 of of ADP esutjss-53 146 18 divergence divergence NOUN esutjss-53 146 19 between between ADP esutjss-53 146 20 the the DET esutjss-53 146 21 observed observe VERB esutjss-53 146 22 frequency frequency NOUN esutjss-53 146 23 cumulative cumulative ADJ esutjss-53 146 24 distribution distribution NOUN esutjss-53 146 25 and and CCONJ esutjss-53 146 26 theoretical theoretical ADJ esutjss-53 146 27 cumulative cumulative ADJ esutjss-53 146 28 frequency frequency NOUN esutjss-53 146 29 distribution distribution NOUN esutjss-53 146 30 , , PUNCT esutjss-53 146 31 which which PRON esutjss-53 146 32 was be AUX esutjss-53 146 33 determined determine VERB esutjss-53 146 34 to to PART esutjss-53 146 35 be be AUX esutjss-53 146 36 0.3542 0.3542 NUM esutjss-53 146 37 . . PUNCT esutjss-53 147 1 the the DET esutjss-53 147 2 tabulated tabulate VERB esutjss-53 147 3 𝑫 𝑫 PROPN esutjss-53 147 4 from from ADP esutjss-53 147 5 kolmogorov kolmogorov ADJ esutjss-53 147 6 - - PUNCT esutjss-53 147 7 smirnov smirnov ADJ esutjss-53 147 8 one one NUM esutjss-53 147 9 sample sample NOUN esutjss-53 147 10 table table NOUN esutjss-53 147 11 at at ADP esutjss-53 147 12 ( ( PUNCT esutjss-53 147 13 𝜢 𝜢 NOUN esutjss-53 147 14 / / SYM esutjss-53 147 15 βˆšπ‘΅ βˆšπ‘΅ PROPN esutjss-53 147 16 = = PUNCT esutjss-53 148 1 𝟏. 𝟏. X esutjss-53 148 2 πŸ‘πŸ” πŸ‘πŸ” NUM esutjss-53 148 3 / / SYM esutjss-53 148 4 βˆšπŸ”πŸ’ βˆšπŸ”πŸ’ PROPN esutjss-53 148 5 ) ) PUNCT esutjss-53 148 6 is be AUX esutjss-53 148 7 given give VERB esutjss-53 148 8 as as ADP esutjss-53 148 9 : : PUNCT esutjss-53 148 10 ( ( PUNCT esutjss-53 148 11 𝛂 𝛂 X esutjss-53 148 12 / / SYM esutjss-53 148 13 √𝐍 √𝐍 NOUN esutjss-53 148 14 = = SYM esutjss-53 148 15 𝟏. 𝟏. X esutjss-53 148 16 πŸ‘πŸ” πŸ‘πŸ” NUM esutjss-53 148 17 / / SYM esutjss-53 148 18 βˆšπŸ”πŸ’ βˆšπŸ”πŸ’ PROPN esutjss-53 148 19 ) ) PUNCT esutjss-53 148 20 = = VERB esutjss-53 149 1 𝟎. 𝟎. X esutjss-53 149 2 πŸπŸ• πŸπŸ• NUM esutjss-53 149 3 in in ADP esutjss-53 149 4 this this DET esutjss-53 149 5 instance instance NOUN esutjss-53 149 6 , , PUNCT esutjss-53 149 7 our our PRON esutjss-53 149 8 𝑫cal 𝑫cal PROPN esutjss-53 149 9 ( ( PUNCT esutjss-53 149 10 0.3542 0.3542 NUM esutjss-53 149 11 ) ) PUNCT esutjss-53 149 12 exceeds exceed VERB esutjss-53 149 13 the the DET esutjss-53 149 14 critical critical ADJ esutjss-53 149 15 value value NOUN esutjss-53 149 16 of of ADP esutjss-53 149 17 0.17 0.17 NUM esutjss-53 149 18 . . PUNCT esutjss-53 150 1 hence hence ADV esutjss-53 150 2 , , PUNCT esutjss-53 150 3 the the DET esutjss-53 150 4 null null ADJ esutjss-53 150 5 hypothesis hypothesis NOUN esutjss-53 150 6 ( ( PUNCT esutjss-53 150 7 h0 h0 PROPN esutjss-53 150 8 ) ) PUNCT esutjss-53 150 9 , , PUNCT esutjss-53 150 10 which which PRON esutjss-53 150 11 states state VERB esutjss-53 150 12 that that SCONJ esutjss-53 150 13 insurance insurance NOUN esutjss-53 150 14 firms firm NOUN esutjss-53 150 15 within within ADP esutjss-53 150 16 the the DET esutjss-53 150 17 nigerian nigerian ADJ esutjss-53 150 18 insurance insurance NOUN esutjss-53 150 19 industry industry NOUN esutjss-53 150 20 are be AUX esutjss-53 150 21 not not PART esutjss-53 150 22 willing willing ADJ esutjss-53 150 23 to to PART esutjss-53 150 24 underwrite underwrite VERB esutjss-53 150 25 such such ADJ esutjss-53 150 26 risks risk NOUN esutjss-53 150 27 involved involve VERB esutjss-53 150 28 in in ADP esutjss-53 150 29 holding hold VERB esutjss-53 150 30 cryptocurrency cryptocurrency NOUN esutjss-53 150 31 as as ADP esutjss-53 150 32 a a DET esutjss-53 150 33 form form NOUN esutjss-53 150 34 asset asset NOUN esutjss-53 150 35 , , PUNCT esutjss-53 150 36 is be AUX esutjss-53 150 37 rejected reject VERB esutjss-53 150 38 𝜢 𝜢 ADP esutjss-53 150 39 = = SYM esutjss-53 150 40 𝟎. 𝟎. NOUN esutjss-53 150 41 πŸŽπŸ“. πŸŽπŸ“. PROPN esutjss-53 150 42 therefore therefore ADV esutjss-53 150 43 , , PUNCT esutjss-53 150 44 this this PRON esutjss-53 150 45 indicates indicate VERB esutjss-53 150 46 that that SCONJ esutjss-53 150 47 insurance insurance NOUN esutjss-53 150 48 firms firm NOUN esutjss-53 150 49 within within ADP esutjss-53 150 50 the the DET esutjss-53 150 51 nigerian nigerian ADJ esutjss-53 150 52 insurance insurance NOUN esutjss-53 150 53 industry industry NOUN esutjss-53 150 54 are be AUX esutjss-53 150 55 willing willing ADJ esutjss-53 150 56 to to PART esutjss-53 150 57 underwrite underwrite VERB esutjss-53 150 58 such such ADJ esutjss-53 150 59 risks risk NOUN esutjss-53 150 60 involved involve VERB esutjss-53 150 61 in in ADP esutjss-53 150 62 cryptocurrency cryptocurrency NOUN esutjss-53 150 63 trading trading NOUN esutjss-53 150 64 . . PUNCT esutjss-53 151 1 hypothesis hypothesis NOUN esutjss-53 151 2 2 2 NUM esutjss-53 151 3 . . PUNCT esutjss-53 151 4 insurance insurance NOUN esutjss-53 151 5 firms firm NOUN esutjss-53 151 6 within within ADP esutjss-53 151 7 the the DET esutjss-53 151 8 nigerian nigerian ADJ esutjss-53 151 9 insurance insurance NOUN esutjss-53 151 10 industry industry NOUN esutjss-53 151 11 are be AUX esutjss-53 151 12 not not PART esutjss-53 151 13 financially financially ADV esutjss-53 151 14 ready ready ADJ esutjss-53 151 15 to to PART esutjss-53 151 16 handle handle VERB esutjss-53 151 17 cryptocurrency cryptocurrency NOUN esutjss-53 151 18 risks risk NOUN esutjss-53 151 19 underwriting underwriting NOUN esutjss-53 151 20 . . PUNCT esutjss-53 152 1 table table NOUN esutjss-53 152 2 3 3 NUM esutjss-53 152 3 : : PUNCT esutjss-53 152 4 frequency frequency NOUN esutjss-53 152 5 table table NOUN esutjss-53 152 6 for for ADP esutjss-53 152 7 a a DET esutjss-53 152 8 question question NOUN esutjss-53 152 9 relating relate VERB esutjss-53 152 10 to to ADP esutjss-53 152 11 hypothesis hypothesis NOUN esutjss-53 152 12 2 2 NUM esutjss-53 152 13 alternatives alternative NOUN esutjss-53 152 14 responses response NOUN esutjss-53 152 15 percentage percentage NOUN esutjss-53 152 16 ( ( PUNCT esutjss-53 152 17 % % AUX esutjss-53 152 18 ) ) PUNCT esutjss-53 152 19 disagree disagree VERB esutjss-53 152 20 58 58 NUM esutjss-53 152 21 90.7 90.7 NUM esutjss-53 152 22 undecided undecided ADJ esutjss-53 152 23 4 4 NUM esutjss-53 152 24 6.2 6.2 NUM esutjss-53 152 25 agree agree VERB esutjss-53 152 26 2 2 NUM esutjss-53 152 27 3.1 3.1 NUM esutjss-53 152 28 total total NOUN esutjss-53 152 29 64 64 NUM esutjss-53 152 30 100 100 NUM esutjss-53 152 31 source source NOUN esutjss-53 152 32 : : PUNCT esutjss-53 152 33 authors author NOUN esutjss-53 152 34 field field NOUN esutjss-53 152 35 survey survey NOUN esutjss-53 152 36 , , PUNCT esutjss-53 152 37 2020 2020 NUM esutjss-53 152 38 . . PUNCT esutjss-53 153 1 table table NOUN esutjss-53 153 2 4 4 NUM esutjss-53 153 3 : : PUNCT esutjss-53 153 4 kolmogorovβˆ’smirnov kolmogorovβˆ’smirnov X esutjss-53 153 5 frequency frequency NOUN esutjss-53 153 6 table table NOUN esutjss-53 153 7 for for ADP esutjss-53 153 8 hypothesis hypothesis NOUN esutjss-53 153 9 2 2 NUM esutjss-53 153 10 hypothesis hypothesis NOUN esutjss-53 153 11 disagree disagree VERB esutjss-53 153 12 undecided undecided ADJ esutjss-53 153 13 agree agree NOUN esutjss-53 153 14 f f PROPN esutjss-53 153 15 = = NOUN esutjss-53 153 16 insurance insurance NOUN esutjss-53 153 17 firms firm NOUN esutjss-53 153 18 within within ADP esutjss-53 153 19 the the DET esutjss-53 153 20 nigerian nigerian ADJ esutjss-53 153 21 insurance insurance NOUN esutjss-53 153 22 industry industry NOUN esutjss-53 153 23 are be AUX esutjss-53 153 24 not not PART esutjss-53 153 25 financially financially ADV esutjss-53 153 26 ready ready ADJ esutjss-53 153 27 to to PART esutjss-53 153 28 handle handle VERB esutjss-53 153 29 cryptocurrency cryptocurrency NOUN esutjss-53 153 30 risks risk NOUN esutjss-53 153 31 underwriting underwriting NOUN esutjss-53 153 32 . . PUNCT esutjss-53 154 1 58 58 NUM esutjss-53 154 2 4 4 NUM esutjss-53 154 3 2 2 NUM esutjss-53 154 4 𝑭𝒐(𝑿)= 𝑭𝒐(𝑿)= NOUN esutjss-53 154 5 observed observe VERB esutjss-53 154 6 cumulative cumulative ADJ esutjss-53 154 7 frequency frequency NOUN esutjss-53 154 8 distribution distribution NOUN esutjss-53 154 9 0.9062 0.9062 PRON esutjss-53 154 10 0.9687 0.9687 NUM esutjss-53 154 11 1 1 NUM esutjss-53 154 12 𝑭𝒓(𝑿)= 𝑭𝒓(𝑿)= NOUN esutjss-53 154 13 theoretical theoretical ADJ esutjss-53 154 14 cumulative cumulative ADJ esutjss-53 154 15 frequency frequency NOUN esutjss-53 154 16 distribution distribution NOUN esutjss-53 154 17 . . PUNCT esutjss-53 155 1 0.3333 0.3333 NUM esutjss-53 155 2 0.6666 0.6666 NUM esutjss-53 155 3 1 1 NUM esutjss-53 155 4 |𝑭𝒐(𝑿 |𝑭𝒐(𝑿 NOUN esutjss-53 155 5 ) ) PUNCT esutjss-53 155 6 βˆ’ βˆ’ NOUN esutjss-53 155 7 𝑭𝒓(𝑿)| 𝑭𝒓(𝑿)| NOUN esutjss-53 155 8 0.5729 0.5729 NUM esutjss-53 155 9 0.3021 0.3021 NUM esutjss-53 155 10 0 0 NUM esutjss-53 156 1 the the DET esutjss-53 156 2 above above ADJ esutjss-53 156 3 table table NOUN esutjss-53 156 4 shows show VERB esutjss-53 156 5 that that SCONJ esutjss-53 156 6 the the DET esutjss-53 156 7 𝑫 𝑫 NOUN esutjss-53 156 8 value value NOUN esutjss-53 156 9 is be AUX esutjss-53 156 10 the the DET esutjss-53 156 11 point point NOUN esutjss-53 156 12 of of ADP esutjss-53 156 13 divergence divergence NOUN esutjss-53 156 14 between between ADP esutjss-53 156 15 the the DET esutjss-53 156 16 observed observe VERB esutjss-53 156 17 frequency frequency NOUN esutjss-53 156 18 cumulative cumulative ADJ esutjss-53 156 19 distribution distribution NOUN esutjss-53 156 20 and and CCONJ esutjss-53 156 21 theoretical theoretical ADJ esutjss-53 156 22 cumulative cumulative ADJ esutjss-53 156 23 frequency frequency NOUN esutjss-53 156 24 distribution distribution NOUN esutjss-53 156 25 , , PUNCT esutjss-53 156 26 which which PRON esutjss-53 156 27 was be AUX esutjss-53 156 28 determined determine VERB esutjss-53 156 29 to to PART esutjss-53 156 30 be be AUX esutjss-53 156 31 0.5729 0.5729 NUM esutjss-53 156 32 . . PUNCT esutjss-53 157 1 the the DET esutjss-53 157 2 tabulated tabulate VERB esutjss-53 157 3 𝑫 𝑫 PROPN esutjss-53 157 4 from from ADP esutjss-53 157 5 kolmogorov kolmogorov ADJ esutjss-53 157 6 - - PUNCT esutjss-53 157 7 smirnov smirnov ADJ esutjss-53 157 8 one one NUM esutjss-53 157 9 sample sample NOUN esutjss-53 157 10 table table NOUN esutjss-53 157 11 at at ADP esutjss-53 157 12 ( ( PUNCT esutjss-53 157 13 𝜢 𝜢 NOUN esutjss-53 157 14 / / SYM esutjss-53 157 15 βˆšπ‘΅ βˆšπ‘΅ PROPN esutjss-53 157 16 = = PUNCT esutjss-53 158 1 𝟏. 𝟏. X esutjss-53 158 2 πŸ‘πŸ” πŸ‘πŸ” NUM esutjss-53 158 3 / / SYM esutjss-53 158 4 βˆšπŸ”πŸ’ βˆšπŸ”πŸ’ PROPN esutjss-53 158 5 ) ) PUNCT esutjss-53 158 6 is be AUX esutjss-53 158 7 given give VERB esutjss-53 158 8 as as ADP esutjss-53 158 9 : : PUNCT esutjss-53 158 10 ( ( PUNCT esutjss-53 158 11 𝛂 𝛂 X esutjss-53 158 12 / / SYM esutjss-53 158 13 √𝐍 √𝐍 NOUN esutjss-53 158 14 = = SYM esutjss-53 158 15 𝟏. 𝟏. X esutjss-53 158 16 πŸ‘πŸ” πŸ‘πŸ” NUM esutjss-53 158 17 / / SYM esutjss-53 158 18 βˆšπŸ”πŸ’ βˆšπŸ”πŸ’ PROPN esutjss-53 158 19 ) ) PUNCT esutjss-53 158 20 = = VERB esutjss-53 159 1 𝟎. 𝟎. X esutjss-53 159 2 πŸπŸ• πŸπŸ• NUM esutjss-53 159 3 in in ADP esutjss-53 159 4 this this DET esutjss-53 159 5 instance instance NOUN esutjss-53 159 6 , , PUNCT esutjss-53 159 7 our our PRON esutjss-53 159 8 𝑫cal 𝑫cal PROPN esutjss-53 159 9 ( ( PUNCT esutjss-53 159 10 0.5729 0.5729 NUM esutjss-53 159 11 ) ) PUNCT esutjss-53 159 12 exceeds exceed VERB esutjss-53 159 13 the the DET esutjss-53 159 14 critical critical ADJ esutjss-53 159 15 value value NOUN esutjss-53 159 16 of of ADP esutjss-53 159 17 0.17 0.17 NUM esutjss-53 159 18 . . PUNCT esutjss-53 160 1 hence hence ADV esutjss-53 160 2 , , PUNCT esutjss-53 160 3 the the DET esutjss-53 160 4 null null ADJ esutjss-53 160 5 hypothesis hypothesis NOUN esutjss-53 160 6 ( ( PUNCT esutjss-53 160 7 h0 h0 PROPN esutjss-53 160 8 ) ) PUNCT esutjss-53 160 9 , , PUNCT esutjss-53 160 10 which which PRON esutjss-53 160 11 states state VERB esutjss-53 160 12 that that SCONJ esutjss-53 160 13 insurance insurance NOUN esutjss-53 160 14 firms firm NOUN esutjss-53 160 15 within within ADP esutjss-53 160 16 the the DET esutjss-53 160 17 nigerian nigerian ADJ esutjss-53 160 18 insurance insurance NOUN esutjss-53 160 19 industry industry NOUN esutjss-53 160 20 are be AUX esutjss-53 160 21 not not PART esutjss-53 160 22 financially financially ADV esutjss-53 160 23 ready ready ADJ esutjss-53 160 24 to to PART esutjss-53 160 25 handle handle VERB esutjss-53 160 26 cryptocurrency cryptocurrency NOUN esutjss-53 160 27 risks risk NOUN esutjss-53 160 28 underwriting underwriting NOUN esutjss-53 160 29 , , PUNCT esutjss-53 160 30 is be AUX esutjss-53 160 31 thereby thereby ADV esutjss-53 160 32 rejected reject VERB esutjss-53 160 33 at𝜢 at𝜢 ADV esutjss-53 160 34 = = PUNCT esutjss-53 160 35 𝟎. 𝟎. NOUN esutjss-53 160 36 πŸŽπŸ“. πŸŽπŸ“. NOUN esutjss-53 160 37 therefore therefore ADV esutjss-53 160 38 , , PUNCT esutjss-53 160 39 this this PRON esutjss-53 160 40 indicates indicate VERB esutjss-53 160 41 that that SCONJ esutjss-53 160 42 insurance insurance NOUN esutjss-53 160 43 firms firm NOUN esutjss-53 160 44 within within ADP esutjss-53 160 45 the the DET esutjss-53 160 46 nigerian nigerian ADJ esutjss-53 160 47 insurance insurance NOUN esutjss-53 160 48 industry industry NOUN esutjss-53 160 49 are be AUX esutjss-53 160 50 financially financially ADV esutjss-53 160 51 ready ready ADJ esutjss-53 160 52 to to PART esutjss-53 160 53 handle handle VERB esutjss-53 160 54 cryptocurrency cryptocurrency NOUN esutjss-53 160 55 risks risk NOUN esutjss-53 160 56 underwriting underwriting NOUN esutjss-53 160 57 . . PUNCT esutjss-53 161 1 hypothesis hypothesis NOUN esutjss-53 161 2 3 3 NUM esutjss-53 161 3 table table NOUN esutjss-53 161 4 5 5 NUM esutjss-53 161 5 : : PUNCT esutjss-53 161 6 frequency frequency NOUN esutjss-53 161 7 table table NOUN esutjss-53 161 8 for for ADP esutjss-53 161 9 question question NOUN esutjss-53 161 10 relating relate VERB esutjss-53 161 11 to to ADP esutjss-53 161 12 hypothesis hypothesis NOUN esutjss-53 161 13 3 3 NUM esutjss-53 161 14 place place NOUN esutjss-53 161 15 of of ADP esutjss-53 161 16 nigerian nigerian ADJ esutjss-53 161 17 insurance insurance NOUN esutjss-53 161 18 industry industry NOUN esutjss-53 161 19 in in ADP esutjss-53 161 20 cryptocurrency cryptocurrency NOUN esutjss-53 161 21 insurance insurance NOUN esutjss-53 161 22 175 175 NUM esutjss-53 161 23 alternatives alternative NOUN esutjss-53 161 24 response response NOUN esutjss-53 161 25 percentage percentage NOUN esutjss-53 161 26 ( ( PUNCT esutjss-53 161 27 % % INTJ esutjss-53 161 28 ) ) PUNCT esutjss-53 161 29 disagree disagree VERB esutjss-53 161 30 62 62 NUM esutjss-53 161 31 97 97 NUM esutjss-53 161 32 undecided undecided ADJ esutjss-53 161 33 1 1 NUM esutjss-53 161 34 1.5 1.5 NUM esutjss-53 161 35 agree agree VERB esutjss-53 161 36 1 1 NUM esutjss-53 161 37 1.5 1.5 NUM esutjss-53 161 38 total total NOUN esutjss-53 161 39 64 64 NUM esutjss-53 161 40 100 100 NUM esutjss-53 161 41 source source NOUN esutjss-53 161 42 : : PUNCT esutjss-53 161 43 authors author NOUN esutjss-53 161 44 field field NOUN esutjss-53 161 45 survey survey NOUN esutjss-53 161 46 , , PUNCT esutjss-53 161 47 2020 2020 NUM esutjss-53 161 48 table table NOUN esutjss-53 161 49 6 6 NUM esutjss-53 161 50 : : PUNCT esutjss-53 161 51 kolmogorovβˆ’smirnov kolmogorovβˆ’smirnov X esutjss-53 161 52 frequency frequency NOUN esutjss-53 161 53 table table NOUN esutjss-53 161 54 for for ADP esutjss-53 161 55 hypothesis hypothesis NOUN esutjss-53 161 56 3 3 NUM esutjss-53 161 57 hypothesis hypothesis NOUN esutjss-53 161 58 disagree disagree VERB esutjss-53 161 59 undecided undecided ADJ esutjss-53 161 60 agree agree NOUN esutjss-53 161 61 f f NOUN esutjss-53 161 62 = = NOUN esutjss-53 161 63 cryptocurrency cryptocurrency NOUN esutjss-53 161 64 risk risk NOUN esutjss-53 161 65 underwriting underwriting NOUN esutjss-53 161 66 is be AUX esutjss-53 161 67 not not PART esutjss-53 161 68 a a DET esutjss-53 161 69 profitable profitable ADJ esutjss-53 161 70 avenue avenue NOUN esutjss-53 161 71 for for ADP esutjss-53 161 72 insurance insurance NOUN esutjss-53 161 73 firms firm NOUN esutjss-53 161 74 within within ADP esutjss-53 161 75 the the DET esutjss-53 161 76 nigerian nigerian ADJ esutjss-53 161 77 insurance insurance NOUN esutjss-53 161 78 industry industry NOUN esutjss-53 161 79 . . PUNCT esutjss-53 162 1 62 62 NUM esutjss-53 162 2 1 1 NUM esutjss-53 162 3 1 1 NUM esutjss-53 162 4 𝑭𝒐(𝑿)= 𝑭𝒐(𝑿)= VERB esutjss-53 162 5 observed observe VERB esutjss-53 162 6 cumulative cumulative ADJ esutjss-53 162 7 frequency frequency NOUN esutjss-53 162 8 distribution distribution NOUN esutjss-53 162 9 0.9687 0.9687 NUM esutjss-53 162 10 0.9843 0.9843 NUM esutjss-53 162 11 1 1 NUM esutjss-53 162 12 𝑭𝒓(𝑿)= 𝑭𝒓(𝑿)= NOUN esutjss-53 162 13 theoretical theoretical ADJ esutjss-53 162 14 cumulative cumulative ADJ esutjss-53 162 15 frequency frequency NOUN esutjss-53 162 16 distribution distribution NOUN esutjss-53 162 17 . . PUNCT esutjss-53 163 1 0.3333 0.3333 NUM esutjss-53 163 2 0.6666 0.6666 NUM esutjss-53 163 3 1 1 NUM esutjss-53 163 4 |𝑭𝒐(𝑿 |𝑭𝒐(𝑿 NOUN esutjss-53 163 5 ) ) PUNCT esutjss-53 164 1 βˆ’ βˆ’ NOUN esutjss-53 164 2 𝑭𝒓(𝑿)| 𝑭𝒓(𝑿)| VERB esutjss-53 164 3 0.6354 0.6354 NUM esutjss-53 164 4 0.3177 0.3177 NUM esutjss-53 164 5 0 0 NUM esutjss-53 164 6 the the DET esutjss-53 164 7 above above ADJ esutjss-53 164 8 table table NOUN esutjss-53 164 9 shows show VERB esutjss-53 164 10 that that SCONJ esutjss-53 164 11 the the DET esutjss-53 164 12 𝑫 𝑫 NOUN esutjss-53 164 13 value value NOUN esutjss-53 164 14 is be AUX esutjss-53 164 15 the the DET esutjss-53 164 16 point point NOUN esutjss-53 164 17 of of ADP esutjss-53 164 18 divergence divergence NOUN esutjss-53 164 19 between between ADP esutjss-53 164 20 the the DET esutjss-53 164 21 observed observe VERB esutjss-53 164 22 frequency frequency NOUN esutjss-53 164 23 cumulative cumulative ADJ esutjss-53 164 24 distribution distribution NOUN esutjss-53 164 25 and and CCONJ esutjss-53 164 26 theoretical theoretical ADJ esutjss-53 164 27 cumulative cumulative ADJ esutjss-53 164 28 frequency frequency NOUN esutjss-53 164 29 distribution distribution NOUN esutjss-53 164 30 , , PUNCT esutjss-53 164 31 which which PRON esutjss-53 164 32 was be AUX esutjss-53 164 33 determined determine VERB esutjss-53 164 34 to to PART esutjss-53 164 35 be be AUX esutjss-53 164 36 0.6354 0.6354 NUM esutjss-53 164 37 . . PUNCT esutjss-53 165 1 the the DET esutjss-53 165 2 tabulated tabulate VERB esutjss-53 165 3 𝑫 𝑫 PROPN esutjss-53 165 4 from from ADP esutjss-53 165 5 kolmogorov kolmogorov ADJ esutjss-53 165 6 - - PUNCT esutjss-53 165 7 smirnov smirnov ADJ esutjss-53 165 8 one one NUM esutjss-53 165 9 sample sample NOUN esutjss-53 165 10 table table NOUN esutjss-53 165 11 at at ADP esutjss-53 165 12 ( ( PUNCT esutjss-53 165 13 𝜢 𝜢 NOUN esutjss-53 165 14 / / SYM esutjss-53 165 15 βˆšπ‘΅ βˆšπ‘΅ PROPN esutjss-53 165 16 = = PUNCT esutjss-53 166 1 𝟏. 𝟏. X esutjss-53 166 2 πŸ‘πŸ” πŸ‘πŸ” NUM esutjss-53 166 3 / / SYM esutjss-53 166 4 βˆšπŸ”πŸ’ βˆšπŸ”πŸ’ PROPN esutjss-53 166 5 ) ) PUNCT esutjss-53 166 6 is be AUX esutjss-53 166 7 given give VERB esutjss-53 166 8 as as ADP esutjss-53 166 9 : : PUNCT esutjss-53 166 10 ( ( PUNCT esutjss-53 166 11 𝛂 𝛂 X esutjss-53 166 12 / / SYM esutjss-53 166 13 √𝐍 √𝐍 NOUN esutjss-53 166 14 = = SYM esutjss-53 166 15 𝟏. 𝟏. X esutjss-53 166 16 πŸ‘πŸ” πŸ‘πŸ” NUM esutjss-53 166 17 / / SYM esutjss-53 166 18 βˆšπŸ”πŸ’ βˆšπŸ”πŸ’ PROPN esutjss-53 166 19 ) ) PUNCT esutjss-53 166 20 = = VERB esutjss-53 167 1 𝟎. 𝟎. X esutjss-53 167 2 πŸπŸ• πŸπŸ• NUM esutjss-53 167 3 in in ADP esutjss-53 167 4 this this DET esutjss-53 167 5 instance instance NOUN esutjss-53 167 6 , , PUNCT esutjss-53 167 7 our our PRON esutjss-53 167 8 𝑫cal 𝑫cal PROPN esutjss-53 167 9 ( ( PUNCT esutjss-53 167 10 0.6354 0.6354 NUM esutjss-53 167 11 ) ) PUNCT esutjss-53 167 12 exceeds exceed VERB esutjss-53 167 13 the the DET esutjss-53 167 14 critical critical ADJ esutjss-53 167 15 value value NOUN esutjss-53 167 16 of of ADP esutjss-53 167 17 0.17 0.17 NUM esutjss-53 167 18 . . PUNCT esutjss-53 168 1 hence hence ADV esutjss-53 168 2 , , PUNCT esutjss-53 168 3 the the DET esutjss-53 168 4 null null ADJ esutjss-53 168 5 hypothesis hypothesis NOUN esutjss-53 168 6 ( ( PUNCT esutjss-53 168 7 h0 h0 PROPN esutjss-53 168 8 ) ) PUNCT esutjss-53 168 9 , , PUNCT esutjss-53 168 10 which which PRON esutjss-53 168 11 states state VERB esutjss-53 168 12 that that SCONJ esutjss-53 168 13 cryptocurrency cryptocurrency NOUN esutjss-53 168 14 risk risk NOUN esutjss-53 168 15 underwriting underwriting NOUN esutjss-53 168 16 is be AUX esutjss-53 168 17 not not PART esutjss-53 168 18 a a DET esutjss-53 168 19 profitable profitable ADJ esutjss-53 168 20 avenue avenue NOUN esutjss-53 168 21 for for ADP esutjss-53 168 22 insurance insurance NOUN esutjss-53 168 23 firms firm NOUN esutjss-53 168 24 within within ADP esutjss-53 168 25 the the DET esutjss-53 168 26 nigerian nigerian ADJ esutjss-53 168 27 insurance insurance NOUN esutjss-53 168 28 industry industry NOUN esutjss-53 168 29 , , PUNCT esutjss-53 168 30 is be AUX esutjss-53 168 31 rejected reject VERB esutjss-53 168 32 at𝜢 at𝜢 ADV esutjss-53 168 33 = = PUNCT esutjss-53 168 34 𝟎. 𝟎. X esutjss-53 168 35 πŸŽπŸ“4 πŸŽπŸ“4 NUM esutjss-53 168 36 . . PUNCT esutjss-53 169 1 therefore therefore ADV esutjss-53 169 2 , , PUNCT esutjss-53 169 3 this this PRON esutjss-53 169 4 indicates indicate VERB esutjss-53 169 5 that that SCONJ esutjss-53 169 6 cryptocurrency cryptocurrency NOUN esutjss-53 169 7 risk risk NOUN esutjss-53 169 8 underwriting underwriting NOUN esutjss-53 169 9 is be AUX esutjss-53 169 10 a a DET esutjss-53 169 11 profitable profitable ADJ esutjss-53 169 12 avenue avenue NOUN esutjss-53 169 13 for for ADP esutjss-53 169 14 insurance insurance NOUN esutjss-53 169 15 firms firm NOUN esutjss-53 169 16 within within ADP esutjss-53 169 17 the the DET esutjss-53 169 18 nigerian nigerian ADJ esutjss-53 169 19 insurance insurance NOUN esutjss-53 169 20 industry industry NOUN esutjss-53 169 21 . . PUNCT esutjss-53 170 1 conclusion conclusion NOUN esutjss-53 170 2 this this DET esutjss-53 170 3 study study NOUN esutjss-53 170 4 attempts attempt VERB esutjss-53 170 5 to to PART esutjss-53 170 6 examine examine VERB esutjss-53 170 7 the the DET esutjss-53 170 8 nigerian nigerian ADJ esutjss-53 170 9 insurance insurance NOUN esutjss-53 170 10 industry industry NOUN esutjss-53 170 11 as as ADP esutjss-53 170 12 a a DET esutjss-53 170 13 research research NOUN esutjss-53 170 14 base base NOUN esutjss-53 170 15 for for ADP esutjss-53 170 16 its its PRON esutjss-53 170 17 empirical empirical ADJ esutjss-53 170 18 assessment assessment NOUN esutjss-53 170 19 . . PUNCT esutjss-53 171 1 the the DET esutjss-53 171 2 findings finding NOUN esutjss-53 171 3 of of ADP esutjss-53 171 4 the the DET esutjss-53 171 5 study study NOUN esutjss-53 171 6 have have AUX esutjss-53 171 7 significantly significantly ADV esutjss-53 171 8 shown show VERB esutjss-53 171 9 the the DET esutjss-53 171 10 stand stand NOUN esutjss-53 171 11 of of ADP esutjss-53 171 12 nigerian nigerian ADJ esutjss-53 171 13 insurance insurance NOUN esutjss-53 171 14 firms firm NOUN esutjss-53 171 15 in in ADP esutjss-53 171 16 cryptocurrency cryptocurrency NOUN esutjss-53 171 17 insurance insurance NOUN esutjss-53 171 18 . . PUNCT esutjss-53 172 1 the the DET esutjss-53 172 2 study study NOUN esutjss-53 172 3 also also ADV esutjss-53 172 4 affirmed affirm VERB esutjss-53 172 5 that that SCONJ esutjss-53 172 6 the the DET esutjss-53 172 7 insurance insurance NOUN esutjss-53 172 8 firms firm NOUN esutjss-53 172 9 within within ADP esutjss-53 172 10 the the DET esutjss-53 172 11 nigerian nigerian ADJ esutjss-53 172 12 insurance insurance NOUN esutjss-53 172 13 industry industry NOUN esutjss-53 172 14 are be AUX esutjss-53 172 15 financially financially ADV esutjss-53 172 16 ready ready ADJ esutjss-53 172 17 to to PART esutjss-53 172 18 provide provide VERB esutjss-53 172 19 cryptocurrency cryptocurrency NOUN esutjss-53 172 20 insurance insurance NOUN esutjss-53 172 21 for for ADP esutjss-53 172 22 the the DET esutjss-53 172 23 numerous numerous ADJ esutjss-53 172 24 risks risk NOUN esutjss-53 172 25 encountered encounter VERB esutjss-53 172 26 during during ADP esutjss-53 172 27 holding hold VERB esutjss-53 172 28 cryptocurrencies cryptocurrencie NOUN esutjss-53 172 29 as as ADP esutjss-53 172 30 assets asset NOUN esutjss-53 172 31 by by ADP esutjss-53 172 32 organizations organization NOUN esutjss-53 172 33 and and CCONJ esutjss-53 172 34 individuals individual NOUN esutjss-53 172 35 . . PUNCT esutjss-53 173 1 furthermore furthermore ADV esutjss-53 173 2 , , PUNCT esutjss-53 173 3 the the DET esutjss-53 173 4 study study NOUN esutjss-53 173 5 affirms affirm VERB esutjss-53 173 6 that that SCONJ esutjss-53 173 7 insurance insurance NOUN esutjss-53 173 8 firms firm NOUN esutjss-53 173 9 within within ADP esutjss-53 173 10 the the DET esutjss-53 173 11 nigerian nigerian ADJ esutjss-53 173 12 insurance insurance NOUN esutjss-53 173 13 industry industry NOUN esutjss-53 173 14 are be AUX esutjss-53 173 15 willing willing ADJ esutjss-53 173 16 to to PART esutjss-53 173 17 underwrite underwrite VERB esutjss-53 173 18 such such ADJ esutjss-53 173 19 risks risk NOUN esutjss-53 173 20 involved involve VERB esutjss-53 173 21 in in ADP esutjss-53 173 22 cryptocurrency cryptocurrency NOUN esutjss-53 173 23 trading trading NOUN esutjss-53 173 24 . . PUNCT esutjss-53 174 1 lastly lastly ADV esutjss-53 174 2 , , PUNCT esutjss-53 174 3 the the DET esutjss-53 174 4 study study NOUN esutjss-53 174 5 has have AUX esutjss-53 174 6 attested attest VERB esutjss-53 174 7 that that SCONJ esutjss-53 174 8 cryptocurrency cryptocurrency NOUN esutjss-53 174 9 risk risk NOUN esutjss-53 174 10 underwriting underwriting NOUN esutjss-53 174 11 is be AUX esutjss-53 174 12 a a DET esutjss-53 174 13 profitable profitable ADJ esutjss-53 174 14 avenue avenue NOUN esutjss-53 174 15 for for ADP esutjss-53 174 16 insurance insurance NOUN esutjss-53 174 17 firms firm NOUN esutjss-53 174 18 within within ADP esutjss-53 174 19 the the DET esutjss-53 174 20 nigerian nigerian ADJ esutjss-53 174 21 insurance insurance NOUN esutjss-53 174 22 industry industry NOUN esutjss-53 174 23 , , PUNCT esutjss-53 174 24 as as SCONJ esutjss-53 174 25 it it PRON esutjss-53 174 26 will will AUX esutjss-53 174 27 further far ADV esutjss-53 174 28 boost boost VERB esutjss-53 174 29 the the DET esutjss-53 174 30 premium premium ADJ esutjss-53 174 31 income income NOUN esutjss-53 174 32 generation generation NOUN esutjss-53 174 33 and and CCONJ esutjss-53 174 34 contribution contribution NOUN esutjss-53 174 35 to to ADP esutjss-53 174 36 the the DET esutjss-53 174 37 nation nation NOUN esutjss-53 174 38 's 's PART esutjss-53 174 39 gross gross ADJ esutjss-53 174 40 domestic domestic ADJ esutjss-53 174 41 product product NOUN esutjss-53 174 42 . . PUNCT esutjss-53 175 1 on on ADP esutjss-53 175 2 recommendations recommendation NOUN esutjss-53 175 3 , , PUNCT esutjss-53 175 4 the the PRON esutjss-53 175 5 naicomshould naicomshould AUX esutjss-53 175 6 endeavor endeavor VERB esutjss-53 175 7 to to PART esutjss-53 175 8 increase increase VERB esutjss-53 175 9 further far ADV esutjss-53 175 10 the the DET esutjss-53 175 11 minimum minimum ADJ esutjss-53 175 12 capital capital NOUN esutjss-53 175 13 base base NOUN esutjss-53 175 14 of of ADP esutjss-53 175 15 the the DET esutjss-53 175 16 nigerian nigerian ADJ esutjss-53 175 17 insurance insurance NOUN esutjss-53 175 18 industry industry NOUN esutjss-53 175 19 to to PART esutjss-53 175 20 allow allow VERB esutjss-53 175 21 for for ADP esutjss-53 175 22 further further ADJ esutjss-53 175 23 acceptance acceptance NOUN esutjss-53 175 24 of of ADP esutjss-53 175 25 unusual unusual ADJ esutjss-53 175 26 risks risk NOUN esutjss-53 175 27 that that PRON esutjss-53 175 28 its its PRON esutjss-53 175 29 foreign foreign ADJ esutjss-53 175 30 counterparts counterpart NOUN esutjss-53 175 31 accept accept VERB esutjss-53 175 32 and and CCONJ esutjss-53 175 33 provide provide VERB esutjss-53 175 34 cover cover NOUN esutjss-53 175 35 for for ADP esutjss-53 175 36 , , PUNCT esutjss-53 175 37 as as SCONJ esutjss-53 175 38 this this PRON esutjss-53 175 39 further far ADV esutjss-53 175 40 will will AUX esutjss-53 175 41 put put VERB esutjss-53 175 42 the the DET esutjss-53 175 43 nigerian nigerian ADJ esutjss-53 175 44 insurance insurance NOUN esutjss-53 175 45 industry industry NOUN esutjss-53 175 46 at at ADP esutjss-53 175 47 par par NOUN esutjss-53 175 48 with with ADP esutjss-53 175 49 its its PRON esutjss-53 175 50 foreign foreign ADJ esutjss-53 175 51 counterparts counterpart NOUN esutjss-53 175 52 . . PUNCT esutjss-53 176 1 secondly secondly ADV esutjss-53 176 2 , , PUNCT esutjss-53 176 3 since since SCONJ esutjss-53 176 4 the the DET esutjss-53 176 5 insurance insurance NOUN esutjss-53 176 6 firms firm NOUN esutjss-53 176 7 within within ADP esutjss-53 176 8 the the DET esutjss-53 176 9 industry industry NOUN esutjss-53 176 10 are be AUX esutjss-53 176 11 willing willing ADJ esutjss-53 176 12 to to PART esutjss-53 176 13 accept accept VERB esutjss-53 176 14 such such ADJ esutjss-53 176 15 risks risk NOUN esutjss-53 176 16 in in ADP esutjss-53 176 17 cryptocurrency cryptocurrency NOUN esutjss-53 176 18 , , PUNCT esutjss-53 176 19 it it PRON esutjss-53 176 20 is be AUX esutjss-53 176 21 recommended recommend VERB esutjss-53 176 22 that that SCONJ esutjss-53 176 23 the the DET esutjss-53 176 24 insurance insurance NOUN esutjss-53 176 25 firms firm NOUN esutjss-53 176 26 sponsor sponsor VERB esutjss-53 176 27 their their PRON esutjss-53 176 28 underwriters underwriter NOUN esutjss-53 176 29 for for ADP esutjss-53 176 30 workshops workshop NOUN esutjss-53 176 31 and and CCONJ esutjss-53 176 32 seminars seminar NOUN esutjss-53 176 33 to to PART esutjss-53 176 34 enable enable VERB esutjss-53 176 35 them they PRON esutjss-53 176 36 to to PART esutjss-53 176 37 garner garner VERB esutjss-53 176 38 the the DET esutjss-53 176 39 required require VERB esutjss-53 176 40 knowledge knowledge NOUN esutjss-53 176 41 required require VERB esutjss-53 176 42 for for ADP esutjss-53 176 43 adequate adequate ADJ esutjss-53 176 44 and and CCONJ esutjss-53 176 45 proper proper ADJ esutjss-53 176 46 cryptocurrency cryptocurrency NOUN esutjss-53 176 47 underwriting underwriting NOUN esutjss-53 176 48 . . PUNCT esutjss-53 177 1 the the DET esutjss-53 177 2 government government NOUN esutjss-53 177 3 should should AUX esutjss-53 177 4 harmonize harmonize VERB esutjss-53 177 5 their their PRON esutjss-53 177 6 resources resource NOUN esutjss-53 177 7 and and CCONJ esutjss-53 177 8 technical technical ADJ esutjss-53 177 9 know know NOUN esutjss-53 177 10 - - PUNCT esutjss-53 177 11 how how NOUN esutjss-53 177 12 with with ADP esutjss-53 177 13 the the DET esutjss-53 177 14 nigerian nigerian ADJ esutjss-53 177 15 insurance insurance NOUN esutjss-53 177 16 industry industry NOUN esutjss-53 177 17 in in ADP esutjss-53 177 18 ensuring ensure VERB esutjss-53 177 19 that that SCONJ esutjss-53 177 20 adequate adequate ADJ esutjss-53 177 21 cover cover NOUN esutjss-53 177 22 is be AUX esutjss-53 177 23 well well ADV esutjss-53 177 24 designed design VERB esutjss-53 177 25 to to PART esutjss-53 177 26 curtail curtail VERB esutjss-53 177 27 any any DET esutjss-53 177 28 future future ADJ esutjss-53 177 29 regulatory regulatory ADJ esutjss-53 177 30 issues issue NOUN esutjss-53 177 31 that that PRON esutjss-53 177 32 may may AUX esutjss-53 177 33 arise arise VERB esutjss-53 177 34 during during ADP esutjss-53 177 35 cryptocurrency cryptocurrency NOUN esutjss-53 177 36 insurance insurance NOUN esutjss-53 177 37 underwriting underwriting NOUN esutjss-53 177 38 . . PUNCT esutjss-53 178 1 references reference NOUN esutjss-53 178 2 akinjobi akinjobi PROPN esutjss-53 178 3 , , PUNCT esutjss-53 178 4 p. p. NOUN esutjss-53 178 5 ( ( PUNCT esutjss-53 178 6 2012 2012 NUM esutjss-53 178 7 ) ) PUNCT esutjss-53 178 8 . . PUNCT esutjss-53 179 1 fundamentals fundamental NOUN esutjss-53 179 2 of of ADP esutjss-53 179 3 insurance insurance NOUN esutjss-53 179 4 . . PUNCT esutjss-53 180 1 yaa yaa PROPN esutjss-53 180 2 - - PUNCT esutjss-53 180 3 nuur nuur PROPN esutjss-53 180 4 multi multi PROPN esutjss-53 180 5 prints print NOUN esutjss-53 180 6 . . PUNCT esutjss-53 181 1 kwara kwara PROPN esutjss-53 181 2 state state PROPN esutjss-53 181 3 . . PUNCT esutjss-53 182 1 akinjobi akinjobi PROPN esutjss-53 182 2 , , PUNCT esutjss-53 182 3 p. p. NOUN esutjss-53 182 4 ( ( PUNCT esutjss-53 182 5 2016 2016 NUM esutjss-53 182 6 ) ) PUNCT esutjss-53 182 7 . . PUNCT esutjss-53 183 1 fundamentals fundamental NOUN esutjss-53 183 2 of of ADP esutjss-53 183 3 insurance insurance NOUN esutjss-53 183 4 for for ADP esutjss-53 183 5 tertiary tertiary ADJ esutjss-53 183 6 institution institution NOUN esutjss-53 183 7 . . PUNCT esutjss-53 184 1 yaa yaa PROPN esutjss-53 184 2 - - PUNCT esutjss-53 184 3 nuur nuur PROPN esutjss-53 184 4 multi multi PROPN esutjss-53 184 5 prints print NOUN esutjss-53 184 6 , , PUNCT esutjss-53 184 7 kwara kwara PROPN esutjss-53 184 8 . . PUNCT esutjss-53 185 1 alexis alexis PROPN esutjss-53 185 2 , , PUNCT esutjss-53 185 3 a. a. PROPN esutjss-53 185 4 & & CCONJ esutjss-53 185 5 wilson wilson PROPN esutjss-53 185 6 , , PUNCT esutjss-53 185 7 t. t. PROPN esutjss-53 185 8 ( ( PUNCT esutjss-53 185 9 2020 2020 NUM esutjss-53 185 10 ) ) PUNCT esutjss-53 185 11 . . PUNCT esutjss-53 186 1 how how SCONJ esutjss-53 186 2 bitcoin bitcoin NOUN esutjss-53 186 3 met meet VERB esutjss-53 186 4 the the DET esutjss-53 186 5 real real ADJ esutjss-53 186 6 world world NOUN esutjss-53 186 7 in in ADP esutjss-53 186 8 africa africa PROPN esutjss-53 186 9 . . PUNCT esutjss-53 187 1 reuters reuters PROPN esutjss-53 187 2 publication publication NOUN esutjss-53 187 3 . . PUNCT esutjss-53 188 1 http://www.reuters.com/article/us-crypto-currencies-africa-insight-iduskbn25z0q8 http://www.reuters.com/article/us-crypto-currencies-africa-insight-iduskbn25z0q8 PRON esutjss-53 188 2 accessed access VERB esutjss-53 188 3 september september PROPN esutjss-53 188 4 4 4 NUM esutjss-53 188 5 , , PUNCT esutjss-53 188 6 2020 2020 NUM esutjss-53 188 7 , , PUNCT esutjss-53 188 8 antony antony PROPN esutjss-53 188 9 , , PUNCT esutjss-53 188 10 r. r. PROPN esutjss-53 188 11 & & CCONJ esutjss-53 188 12 manoj manoj PROPN esutjss-53 188 13 , , PUNCT esutjss-53 188 14 g. g. PROPN esutjss-53 188 15 ( ( PUNCT esutjss-53 188 16 2020 2020 NUM esutjss-53 188 17 ) ) PUNCT esutjss-53 188 18 . . PUNCT esutjss-53 189 1 a a DET esutjss-53 189 2 study study NOUN esutjss-53 189 3 on on ADP esutjss-53 189 4 cryptocurrency cryptocurrency NOUN esutjss-53 189 5 and and CCONJ esutjss-53 189 6 crypto crypto NOUN esutjss-53 189 7 insurance insurance NOUN esutjss-53 189 8 . . PUNCT esutjss-53 190 1 international international ADJ esutjss-53 190 2 journal journal NOUN esutjss-53 190 3 of of ADP esutjss-53 190 4 all all DET esutjss-53 190 5 research research NOUN esutjss-53 190 6 education education NOUN esutjss-53 190 7 & & CCONJ esutjss-53 190 8 scientific scientific ADJ esutjss-53 190 9 methods method NOUN esutjss-53 190 10 , , PUNCT esutjss-53 190 11 68(4 68(4 NUM esutjss-53 190 12 ) ) PUNCT esutjss-53 190 13 , , PUNCT esutjss-53 190 14 1 1 NUM esutjss-53 190 15 – – SYM esutjss-53 190 16 8 8 NUM esutjss-53 190 17 . . X esutjss-53 190 18 asika asika NOUN esutjss-53 190 19 , , PUNCT esutjss-53 190 20 n. n. PROPN esutjss-53 190 21 ( ( PUNCT esutjss-53 190 22 2008 2008 NUM esutjss-53 190 23 ) ) PUNCT esutjss-53 190 24 . . PUNCT esutjss-53 191 1 research research NOUN esutjss-53 191 2 methodology methodology NOUN esutjss-53 191 3 in in ADP esutjss-53 191 4 the the DET esutjss-53 191 5 behavioural behavioural ADJ esutjss-53 191 6 sciences science NOUN esutjss-53 191 7 . . PUNCT esutjss-53 192 1 longman longman NOUN esutjss-53 192 2 , , PUNCT esutjss-53 192 3 lagos lagos PROPN esutjss-53 192 4 , , PUNCT esutjss-53 192 5 nigeria nigeria PROPN esutjss-53 192 6 . . PUNCT esutjss-53 193 1 bilal bilal PROPN esutjss-53 193 2 , , PUNCT esutjss-53 193 3 h. h. PROPN esutjss-53 193 4 m. m. PROPN esutjss-53 193 5 , , PUNCT esutjss-53 193 6 & & CCONJ esutjss-53 193 7 khan khan PROPN esutjss-53 193 8 , , PUNCT esutjss-53 193 9 a. a. PROPN esutjss-53 193 10 z. z. PROPN esutjss-53 193 11 ( ( PUNCT esutjss-53 193 12 2015 2015 NUM esutjss-53 193 13 ) ) PUNCT esutjss-53 193 14 . . PUNCT esutjss-53 194 1 economic economic ADJ esutjss-53 194 2 planning planning NOUN esutjss-53 194 3 of of ADP esutjss-53 194 4 network network NOUN esutjss-53 194 5 for for ADP esutjss-53 194 6 integration integration NOUN esutjss-53 194 7 of of ADP esutjss-53 194 8 renewable renewable ADJ esutjss-53 194 9 : : PUNCT esutjss-53 194 10 a a DET esutjss-53 194 11 review review NOUN esutjss-53 194 12 . . PUNCT esutjss-53 195 1 2015 2015 NUM esutjss-53 195 2 power power NOUN esutjss-53 195 3 generation generation NOUN esutjss-53 195 4 system system NOUN esutjss-53 195 5 and and CCONJ esutjss-53 195 6 renewable renewable ADJ esutjss-53 195 7 energy energy NOUN esutjss-53 195 8 technologies technology NOUN esutjss-53 195 9 ( ( PUNCT esutjss-53 195 10 pgsret pgsret ADJ esutjss-53 195 11 ) ) PUNCT esutjss-53 195 12 biditex biditex NOUN esutjss-53 195 13 , , PUNCT esutjss-53 195 14 e. e. PROPN esutjss-53 195 15 ( ( PUNCT esutjss-53 195 16 2019 2019 NUM esutjss-53 195 17 ) ) PUNCT esutjss-53 195 18 . . PUNCT esutjss-53 196 1 the the DET esutjss-53 196 2 risks risk NOUN esutjss-53 196 3 of of ADP esutjss-53 196 4 cryptocurrency cryptocurrency NOUN esutjss-53 196 5 : : PUNCT esutjss-53 196 6 the the DET esutjss-53 196 7 dangers danger NOUN esutjss-53 196 8 of of ADP esutjss-53 196 9 investing invest VERB esutjss-53 196 10 in in ADP esutjss-53 196 11 crypto crypto NOUN esutjss-53 196 12 , , PUNCT esutjss-53 196 13 https://medium.com/swlh/the-risks-of-cryptocurrency-the-dangers-of-investing-incrypto-406fad8307e5 https://medium.com/swlh/the-risks-of-cryptocurrency-the-dangers-of-investing-incrypto-406fad8307e5 VERB esutjss-53 196 14 . . PUNCT esutjss-53 196 15 retrieved retrieve VERB esutjss-53 196 16 september september PROPN esutjss-53 196 17 4 4 NUM esutjss-53 196 18 , , PUNCT esutjss-53 196 19 2020 2020 NUM esutjss-53 196 20 . . PUNCT esutjss-53 197 1 businessday businessday NOUN esutjss-53 197 2 ( ( PUNCT esutjss-53 197 3 2020 2020 NUM esutjss-53 197 4 ) ) PUNCT esutjss-53 197 5 . . PUNCT esutjss-53 198 1 an an DET esutjss-53 198 2 overview overview NOUN esutjss-53 198 3 of of ADP esutjss-53 198 4 the the DET esutjss-53 198 5 insurance insurance NOUN esutjss-53 198 6 industry industry NOUN esutjss-53 198 7 in in ADP esutjss-53 198 8 nigerian nigerian PROPN esutjss-53 198 9 . . PUNCT esutjss-53 199 1 http://www.businessday.ng./sponsored http://www.businessday.ng./sponsore VERB esutjss-53 199 2 / / SYM esutjss-53 199 3 article article NOUN esutjss-53 199 4 / / SYM esutjss-53 199 5 an an DET esutjss-53 199 6 - - PUNCT esutjss-53 199 7 overview overview NOUN esutjss-53 199 8 - - PUNCT esutjss-53 199 9 of of ADP esutjss-53 199 10 - - PUNCT esutjss-53 199 11 the the DET esutjss-53 199 12 - - PUNCT esutjss-53 199 13 insuranceindustry insuranceindustry NOUN esutjss-53 199 14 - - PUNCT esutjss-53 199 15 in in ADP esutjss-53 199 16 - - PUNCT esutjss-53 199 17 nigerian nigerian ADJ esutjss-53 199 18 . . PUNCT esutjss-53 200 1 retrieved retrieve VERB esutjss-53 200 2 september september PROPN esutjss-53 200 3 4 4 NUM esutjss-53 200 4 , , PUNCT esutjss-53 200 5 2020 2020 NUM esutjss-53 200 6 . . PUNCT esutjss-53 201 1 http://www.reuters.com/article/us-crypto-currencies-africa-insight-iduskbn25z0q8 http://www.reuters.com/article/us-crypto-currencies-africa-insight-iduskbn25z0q8 PUNCT esutjss-53 201 2 https://ieeexplore.ieee.org/abstract/document/7312214/ https://ieeexplore.ieee.org/abstract/document/7312214/ NOUN esutjss-53 201 3 https://ieeexplore.ieee.org/abstract/document/7312214/ https://ieeexplore.ieee.org/abstract/document/7312214/ NOUN esutjss-53 201 4 https://medium.com/swlh/the-risks-of-cryptocurrency-the-dangers-of-investing-in-crypto-406fad8307e5 https://medium.com/swlh/the-risks-of-cryptocurrency-the-dangers-of-investing-in-crypto-406fad8307e5 VERB esutjss-53 201 5 https://medium.com/swlh/the-risks-of-cryptocurrency-the-dangers-of-investing-in-crypto-406fad8307e5 https://medium.com/swlh/the-risks-of-cryptocurrency-the-dangers-of-investing-in-crypto-406fad8307e5 VERB esutjss-53 201 6 http://www.businessday.ng./sponsored http://www.businessday.ng./sponsore VERB esutjss-53 201 7 / / SYM esutjss-53 201 8 article article NOUN esutjss-53 201 9 / / SYM esutjss-53 201 10 an an DET esutjss-53 201 11 - - PUNCT esutjss-53 201 12 overview overview NOUN esutjss-53 201 13 - - PUNCT esutjss-53 201 14 of of ADP esutjss-53 201 15 - - PUNCT esutjss-53 201 16 the the DET esutjss-53 201 17 - - PUNCT esutjss-53 201 18 insurance insurance NOUN esutjss-53 201 19 - - PUNCT esutjss-53 201 20 industry industry NOUN esutjss-53 201 21 - - PUNCT esutjss-53 201 22 in in ADP esutjss-53 201 23 - - PUNCT esutjss-53 201 24 nigerian nigerian ADJ esutjss-53 201 25 http://www.businessday.ng./sponsored http://www.businessday.ng./sponsore VERB esutjss-53 201 26 / / SYM esutjss-53 201 27 article article NOUN esutjss-53 201 28 / / SYM esutjss-53 201 29 an an DET esutjss-53 201 30 - - PUNCT esutjss-53 201 31 overview overview NOUN esutjss-53 201 32 - - PUNCT esutjss-53 201 33 of of ADP esutjss-53 201 34 - - PUNCT esutjss-53 201 35 the the DET esutjss-53 201 36 - - PUNCT esutjss-53 201 37 insurance insurance NOUN esutjss-53 201 38 - - PUNCT esutjss-53 201 39 industry industry NOUN esutjss-53 201 40 - - PUNCT esutjss-53 201 41 in in ADP esutjss-53 201 42 - - PUNCT esutjss-53 201 43 nigerian nigerian ADJ esutjss-53 201 44 place place NOUN esutjss-53 201 45 of of ADP esutjss-53 201 46 nigerian nigerian ADJ esutjss-53 201 47 insurance insurance NOUN esutjss-53 201 48 industry industry NOUN esutjss-53 201 49 in in ADP esutjss-53 201 50 cryptocurrency cryptocurrency NOUN esutjss-53 201 51 insurance insurance NOUN esutjss-53 201 52 177 177 NUM esutjss-53 201 53 cleric cleric NOUN esutjss-53 201 54 , , PUNCT esutjss-53 201 55 m. m. NOUN esutjss-53 201 56 , , PUNCT esutjss-53 201 57 & & CCONJ esutjss-53 201 58 deller deller PROPN esutjss-53 201 59 , , PUNCT esutjss-53 201 60 w. w. PROPN esutjss-53 201 61 ( ( PUNCT esutjss-53 201 62 2012 2012 NUM esutjss-53 201 63 ) ) PUNCT esutjss-53 201 64 . . PUNCT esutjss-53 202 1 the the DET esutjss-53 202 2 social social ADJ esutjss-53 202 3 and and CCONJ esutjss-53 202 4 economic economic ADJ esutjss-53 202 5 value value NOUN esutjss-53 202 6 of of ADP esutjss-53 202 7 insurance insurance NOUN esutjss-53 202 8 . . PUNCT esutjss-53 203 1 a a DET esutjss-53 203 2 geneva geneva PROPN esutjss-53 203 3 association association PROPN esutjss-53 203 4 papers paper NOUN esutjss-53 203 5 risk risk VERB esutjss-53 203 6 and and CCONJ esutjss-53 203 7 insurance insurance NOUN esutjss-53 203 8 economics economic NOUN esutjss-53 203 9 , , PUNCT esutjss-53 203 10 5 5 NUM esutjss-53 203 11 – – SYM esutjss-53 203 12 13 13 NUM esutjss-53 203 13 . . X esutjss-53 204 1 coinmarketcap coinmarketcap NOUN esutjss-53 204 2 ( ( PUNCT esutjss-53 204 3 2020 2020 NUM esutjss-53 204 4 ) ) PUNCT esutjss-53 204 5 . . PUNCT esutjss-53 205 1 today today NOUN esutjss-53 205 2 ’s ’s PART esutjss-53 205 3 cryptocurrency cryptocurrency NOUN esutjss-53 205 4 prices price NOUN esutjss-53 205 5 by by ADP esutjss-53 205 6 market market NOUN esutjss-53 205 7 cap cap NOUN esutjss-53 205 8 . . PUNCT esutjss-53 206 1 https://www.coinmarketcap.com https://www.coinmarketcap.com X esutjss-53 206 2 . . PUNCT esutjss-53 207 1 accessed access VERB esutjss-53 207 2 september september PROPN esutjss-53 207 3 4 4 NUM esutjss-53 207 4 , , PUNCT esutjss-53 207 5 2020 2020 NUM esutjss-53 207 6 dan dan PROPN esutjss-53 207 7 , , PUNCT esutjss-53 207 8 p. p. PROPN esutjss-53 207 9 ( ( PUNCT esutjss-53 207 10 2018 2018 NUM esutjss-53 207 11 ) ) PUNCT esutjss-53 207 12 . . PUNCT esutjss-53 208 1 eight eight NUM esutjss-53 208 2 cryptocurrency cryptocurrency NOUN esutjss-53 208 3 risks risk NOUN esutjss-53 208 4 to to PART esutjss-53 208 5 consider consider VERB esutjss-53 208 6 before before ADP esutjss-53 208 7 investing invest VERB esutjss-53 208 8 in in ADP esutjss-53 208 9 crypto crypto NOUN esutjss-53 208 10 , , PUNCT esutjss-53 208 11 https://blocksdecoded.com/cryptocurrency-investment-risks/ https://blocksdecoded.com/cryptocurrency-investment-risks/ PROPN esutjss-53 208 12 retrieved retrieve VERB esutjss-53 208 13 september september PROPN esutjss-53 208 14 4 4 NUM esutjss-53 208 15 , , PUNCT esutjss-53 208 16 2020 2020 NUM esutjss-53 208 17 . . PUNCT esutjss-53 209 1 eli eli PROPN esutjss-53 209 2 , , PUNCT esutjss-53 209 3 d. d. PROPN esutjss-53 209 4 , , PUNCT esutjss-53 209 5 & & CCONJ esutjss-53 209 6 jerry jerry PROPN esutjss-53 209 7 , , PUNCT esutjss-53 209 8 b. b. PROPN esutjss-53 209 9 ( ( PUNCT esutjss-53 209 10 2014 2014 NUM esutjss-53 209 11 ) ) PUNCT esutjss-53 209 12 . . PUNCT esutjss-53 210 1 cryptocurrency cryptocurrency NOUN esutjss-53 210 2 . . PUNCT esutjss-53 211 1 the the DET esutjss-53 211 2 new new ADJ esutjss-53 211 3 palgrave palgrave PROPN esutjss-53 211 4 dictionary dictionary NOUN esutjss-53 211 5 of of ADP esutjss-53 211 6 economics economic NOUN esutjss-53 211 7 , , PUNCT esutjss-53 211 8 online online NOUN esutjss-53 211 9 edition edition NOUN esutjss-53 211 10 . . PUNCT esutjss-53 212 1 1 1 NUM esutjss-53 212 2 – – PUNCT esutjss-53 212 3 13 13 NUM esutjss-53 212 4 iweala iweala NOUN esutjss-53 212 5 , , PUNCT esutjss-53 212 6 n.o n.o PROPN esutjss-53 212 7 . . PROPN esutjss-53 212 8 ( ( PUNCT esutjss-53 212 9 2015 2015 NUM esutjss-53 212 10 ) ) PUNCT esutjss-53 212 11 . . PUNCT esutjss-53 213 1 insurance insurance NOUN esutjss-53 213 2 news news NOUN esutjss-53 213 3 . . PUNCT esutjss-53 214 1 the the DET esutjss-53 214 2 nation nation NOUN esutjss-53 214 3 newspaper newspaper NOUN esutjss-53 214 4 , , PUNCT esutjss-53 214 5 vintage vintage ADJ esutjss-53 214 6 press press NOUN esutjss-53 214 7 limited limit VERB esutjss-53 214 8 , , PUNCT esutjss-53 214 9 lagos lago NOUN esutjss-53 214 10 , , PUNCT esutjss-53 214 11 pp pp ADP esutjss-53 214 12 35 35 NUM esutjss-53 214 13 – – PUNCT esutjss-53 214 14 38 38 NUM esutjss-53 214 15 , , PUNCT esutjss-53 214 16 2015 2015 NUM esutjss-53 214 17 . . PUNCT esutjss-53 215 1 jacob jacob PROPN esutjss-53 215 2 , , PUNCT esutjss-53 215 3 k. k. PROPN esutjss-53 215 4 , , PUNCT esutjss-53 215 5 henry henry PROPN esutjss-53 215 6 , , PUNCT esutjss-53 215 7 l. l. PROPN esutjss-53 215 8 & & CCONJ esutjss-53 215 9 aaron aaron PROPN esutjss-53 215 10 , , PUNCT esutjss-53 215 11 b. b. PROPN esutjss-53 215 12 ( ( PUNCT esutjss-53 215 13 2019 2019 NUM esutjss-53 215 14 ) ) PUNCT esutjss-53 215 15 . . PUNCT esutjss-53 216 1 understanding understand VERB esutjss-53 216 2 the the DET esutjss-53 216 3 risks risk NOUN esutjss-53 216 4 of of ADP esutjss-53 216 5 cryptocurrency cryptocurrency NOUN esutjss-53 216 6 in in ADP esutjss-53 216 7 financial financial ADJ esutjss-53 216 8 services service NOUN esutjss-53 216 9 . . PUNCT esutjss-53 217 1 https://www.rmahq.org/understanding-the-risks-ofcryptocurrency-in-financial-services/ https://www.rmahq.org/understanding-the-risks-ofcryptocurrency-in-financial-services/ NOUN esutjss-53 217 2 retrieved retrieve VERB esutjss-53 217 3 september september PROPN esutjss-53 217 4 4 4 NUM esutjss-53 217 5 , , PUNCT esutjss-53 217 6 2020 2020 NUM esutjss-53 217 7 . . PUNCT esutjss-53 218 1 jeffery jeffery PROPN esutjss-53 218 2 , , PUNCT esutjss-53 218 3 g. g. PROPN esutjss-53 218 4 ( ( PUNCT esutjss-53 218 5 2020 2020 NUM esutjss-53 218 6 ) ) PUNCT esutjss-53 218 7 . . PUNCT esutjss-53 219 1 fiat fiat PROPN esutjss-53 219 2 devaluation devaluation NOUN esutjss-53 219 3 drives drive VERB esutjss-53 219 4 retail retail ADJ esutjss-53 219 5 bitcoin bitcoin NOUN esutjss-53 219 6 transfers transfer NOUN esutjss-53 219 7 in in ADP esutjss-53 219 8 africa africa PROPN esutjss-53 219 9 56 56 NUM esutjss-53 219 10 % % NOUN esutjss-53 219 11 in in ADP esutjss-53 219 12 a a DET esutjss-53 219 13 year year NOUN esutjss-53 219 14 : : PUNCT esutjss-53 219 15 report report NOUN esutjss-53 219 16 . . PUNCT esutjss-53 220 1 https://news.bitcoin.com/fiat-devaluation-drives-retail-bitcoin-transfers-in-africa-56to-316-million-in-a-year-report/#:~:text=0,fiat%20devaluation%20drives%20retail%20bitcoin%20transfers%20in%20africa%2056 https://news.bitcoin.com/fiat-devaluation-drives-retail-bitcoin-transfers-in-africa-56to-316-million-in-a-year-report/#:~:text=0,fiat%20devaluation%20drives%20retail%20bitcoin%20transfers%20in%20africa%2056 PROPN esutjss-53 221 1 % % PROPN esutjss-53 221 2 25%20in 25%20in PROPN esutjss-53 221 3 , , PUNCT esutjss-53 221 4 u.s.%20crypto%20analytics%20firm%20chainalysis u.s.%20crypto%20analytics%20firm%20chainalysis PROPN esutjss-53 221 5 . . PROPN esutjss-53 221 6 retrieved retrieve VERB esutjss-53 221 7 september september PROPN esutjss-53 221 8 4 4 NUM esutjss-53 221 9 , , PUNCT esutjss-53 221 10 2020 2020 NUM esutjss-53 221 11 jinia jinia PROPN esutjss-53 221 12 , , PUNCT esutjss-53 221 13 s. s. PROPN esutjss-53 221 14 ( ( PUNCT esutjss-53 221 15 2019 2019 NUM esutjss-53 221 16 ) ) PUNCT esutjss-53 221 17 . . PUNCT esutjss-53 222 1 crypto crypto PROPN esutjss-53 222 2 insurance insurance NOUN esutjss-53 222 3 a a DET esutjss-53 222 4 promising promising ADJ esutjss-53 222 5 sector sector NOUN esutjss-53 222 6 despite despite SCONJ esutjss-53 222 7 caution caution NOUN esutjss-53 222 8 of of ADP esutjss-53 222 9 major major ADJ esutjss-53 222 10 players player NOUN esutjss-53 222 11 . . PUNCT esutjss-53 223 1 https://cointelegraph.com/news/crypto-insurance-a-promising-sector-despite-cautionof-major-players https://cointelegraph.com/news/crypto-insurance-a-promising-sector-despite-cautionof-major-player NOUN esutjss-53 223 2 . . PUNCT esutjss-53 224 1 retrieved retrieve VERB esutjss-53 224 2 september september PROPN esutjss-53 224 3 4 4 NUM esutjss-53 224 4 , , PUNCT esutjss-53 224 5 2020 2020 NUM esutjss-53 224 6 justin justin NOUN esutjss-53 224 7 , , PUNCT esutjss-53 224 8 g. g. PROPN esutjss-53 224 9 ( ( PUNCT esutjss-53 224 10 2019 2019 NUM esutjss-53 224 11 ) ) PUNCT esutjss-53 224 12 . . PUNCT esutjss-53 225 1 cryptocurrency cryptocurrency NOUN esutjss-53 225 2 insurance insurance NOUN esutjss-53 225 3 market market NOUN esutjss-53 225 4 shows show VERB esutjss-53 225 5 promise promise NOUN esutjss-53 225 6 despite despite SCONJ esutjss-53 225 7 cautious cautious ADJ esutjss-53 225 8 approach approach NOUN esutjss-53 225 9 by by ADP esutjss-53 225 10 major major ADJ esutjss-53 225 11 insurers insurer NOUN esutjss-53 225 12 . . PUNCT esutjss-53 226 1 https://www.americanexpress.com/us/foreignexchange/articles/cryptocurrency-insurance-market-shows-promise-with-caution/ https://www.americanexpress.com/us/foreignexchange/articles/cryptocurrency-insurance-market-shows-promise-with-caution/ PROPN esutjss-53 226 2 retrieved retrieve VERB esutjss-53 226 3 september september PROPN esutjss-53 226 4 4 4 NUM esutjss-53 226 5 , , PUNCT esutjss-53 226 6 2020 2020 NUM esutjss-53 226 7 laura laura NOUN esutjss-53 226 8 , , PUNCT esutjss-53 226 9 m. m. NOUN esutjss-53 226 10 , , PUNCT esutjss-53 226 11 ( ( PUNCT esutjss-53 226 12 september september PROPN esutjss-53 226 13 11 11 NUM esutjss-53 226 14 , , PUNCT esutjss-53 226 15 2020 2020 NUM esutjss-53 226 16 ) ) PUNCT esutjss-53 226 17 . . PUNCT esutjss-53 227 1 understanding understand VERB esutjss-53 227 2 the the DET esutjss-53 227 3 different different ADJ esutjss-53 227 4 types type NOUN esutjss-53 227 5 of of ADP esutjss-53 227 6 cryptocurrency cryptocurrency NOUN esutjss-53 227 7 . . PUNCT esutjss-53 228 1 https://www.bitdegree.org/crypto/tutorials/types-of-cryptocurrency https://www.bitdegree.org/crypto/tutorials/types-of-cryptocurrency PROPN esutjss-53 228 2 . . PUNCT esutjss-53 228 3 retrieved retrieve VERB esutjss-53 228 4 september september PROPN esutjss-53 228 5 4 4 NUM esutjss-53 228 6 , , PUNCT esutjss-53 228 7 2020 2020 NUM esutjss-53 228 8 . . PUNCT esutjss-53 229 1 mayank mayank PROPN esutjss-53 229 2 , , PUNCT esutjss-53 229 3 r. r. PROPN esutjss-53 229 4 , , PUNCT esutjss-53 229 5 subhra subhra PROPN esutjss-53 229 6 , , PUNCT esutjss-53 229 7 m. m. NOUN esutjss-53 229 8 , , PUNCT esutjss-53 229 9 sushmita sushmita PROPN esutjss-53 229 10 , , PUNCT esutjss-53 229 11 r. r. PROPN esutjss-53 229 12 , , PUNCT esutjss-53 229 13 sourav sourav PROPN esutjss-53 229 14 , , PUNCT esutjss-53 229 15 g. g. PROPN esutjss-53 229 16 , , PUNCT esutjss-53 229 17 anupam anupam PROPN esutjss-53 229 18 , , PUNCT esutjss-53 229 19 c. c. PROPN esutjss-53 229 20 , , PUNCT esutjss-53 229 21 & & CCONJ esutjss-53 229 22 kwok kwok PROPN esutjss-53 229 23 - - PUNCT esutjss-53 229 24 yan yan PROPN esutjss-53 229 25 , , PUNCT esutjss-53 229 26 l. l. PROPN esutjss-53 229 27 ( ( PUNCT esutjss-53 229 28 2018 2018 NUM esutjss-53 229 29 ) ) PUNCT esutjss-53 229 30 . . PUNCT esutjss-53 230 1 a a DET esutjss-53 230 2 blockchain blockchain PROPN esutjss-53 230 3 framework framework NOUN esutjss-53 230 4 for for ADP esutjss-53 230 5 insurance insurance NOUN esutjss-53 230 6 processes process NOUN esutjss-53 230 7 . . PUNCT esutjss-53 231 1 ieee ieee NOUN esutjss-53 231 2 . . PUNCT esutjss-53 232 1 pp pp ADV esutjss-53 232 2 1 1 NUM esutjss-53 232 3 – – SYM esutjss-53 232 4 4 4 NUM esutjss-53 232 5 . . X esutjss-53 233 1 www.ieee.org www.ieee.org NUM esutjss-53 233 2 . . PUNCT esutjss-53 234 1 accessed access VERB esutjss-53 234 2 5the 5the PRON esutjss-53 234 3 september september PROPN esutjss-53 234 4 , , PUNCT esutjss-53 234 5 2020 2020 NUM esutjss-53 234 6 naicom(2020 naicom(2020 NOUN esutjss-53 234 7 ) ) PUNCT esutjss-53 234 8 . . PUNCT esutjss-53 235 1 insurance insurance NOUN esutjss-53 235 2 companies company NOUN esutjss-53 235 3 in in ADP esutjss-53 235 4 nigeria nigeria PROPN esutjss-53 235 5 . . PUNCT esutjss-53 236 1 http://www.naicom.gov.ng http://www.naicom.gov.ng ADV esutjss-53 236 2 . . PUNCT esutjss-53 237 1 retrieved retrieve VERB esutjss-53 237 2 september september PROPN esutjss-53 237 3 4 4 NUM esutjss-53 237 4 , , PUNCT esutjss-53 237 5 2020 2020 NUM esutjss-53 237 6 . . PUNCT esutjss-53 238 1 olga olga PROPN esutjss-53 238 2 , , PUNCT esutjss-53 238 3 k. k. PROPN esutjss-53 238 4 , , PUNCT esutjss-53 238 5 brian brian PROPN esutjss-53 238 6 , , PUNCT esutjss-53 238 7 l. l. PROPN esutjss-53 238 8 , , PUNCT esutjss-53 238 9 julie julie PROPN esutjss-53 238 10 , , PUNCT esutjss-53 238 11 e. e. PROPN esutjss-53 238 12 , , PUNCT esutjss-53 238 13 & & CCONJ esutjss-53 238 14 katherine katherine PROPN esutjss-53 238 15 , , PUNCT esutjss-53 238 16 c. c. PROPN esutjss-53 238 17 ( ( PUNCT esutjss-53 238 18 2018 2018 NUM esutjss-53 238 19 ) ) PUNCT esutjss-53 238 20 . . PUNCT esutjss-53 239 1 interest interest NOUN esutjss-53 239 2 in in ADP esutjss-53 239 3 crypto crypto NOUN esutjss-53 239 4 insurance insurance NOUN esutjss-53 239 5 grows grow VERB esutjss-53 239 6 , , PUNCT esutjss-53 239 7 despite despite SCONJ esutjss-53 239 8 high high ADJ esutjss-53 239 9 premiums premium NOUN esutjss-53 239 10 , , PUNCT esutjss-53 239 11 broad broad ADJ esutjss-53 239 12 exclusions exclusion NOUN esutjss-53 239 13 . . PUNCT esutjss-53 240 1 https://www.insurancejournal.com/news/national/2018/07/23/495680.htm https://www.insurancejournal.com/news/national/2018/07/23/495680.htm PROPN esutjss-53 240 2 . . PUNCT esutjss-53 240 3 accessed access VERB esutjss-53 240 4 september september PROPN esutjss-53 240 5 4 4 NUM esutjss-53 240 6 , , PUNCT esutjss-53 240 7 2020 2020 NUM esutjss-53 240 8 https://www.coinmarketcap.com/ https://www.coinmarketcap.com/ NOUN esutjss-53 240 9 https://blocksdecoded.com/cryptocurrency-investment-risks/ https://blocksdecoded.com/cryptocurrency-investment-risks/ PROPN esutjss-53 240 10 https://www.rmahq.org/understanding-the-risks-of-cryptocurrency-in-financial-services/ https://www.rmahq.org/understanding-the-risks-of-cryptocurrency-in-financial-services/ PROPN esutjss-53 240 11 https://www.rmahq.org/understanding-the-risks-of-cryptocurrency-in-financial-services/ https://www.rmahq.org/understanding-the-risks-of-cryptocurrency-in-financial-services/ PROPN esutjss-53 240 12 https://news.bitcoin.com/fiat-devaluation-drives-retail-bitcoin-transfers-in-africa-56-to-316-million-in-a-year-report/#:~:text=0-,fiat%20devaluation%20drives%20retail%20bitcoin%20transfers%20in%20africa%2056%25%20in,u.s.%20crypto%20analytics%20firm%20chainalysis https://news.bitcoin.com/fiat-devaluation-drives-retail-bitcoin-transfers-in-africa-56-to-316-million-in-a-year-report/#:~:text=0-,fiat%20devaluation%20drives%20retail%20bitcoin%20transfers%20in%20africa%2056%25%20in,u.s.%20crypto%20analytics%20firm%20chainalysis NOUN esutjss-53 240 13 https://news.bitcoin.com/fiat-devaluation-drives-retail-bitcoin-transfers-in-africa-56-to-316-million-in-a-year-report/#:~:text=0-,fiat%20devaluation%20drives%20retail%20bitcoin%20transfers%20in%20africa%2056%25%20in,u.s.%20crypto%20analytics%20firm%20chainalysis https://news.bitcoin.com/fiat-devaluation-drives-retail-bitcoin-transfers-in-africa-56-to-316-million-in-a-year-report/#:~:text=0-,fiat%20devaluation%20drives%20retail%20bitcoin%20transfers%20in%20africa%2056%25%20in,u.s.%20crypto%20analytics%20firm%20chainalysis NOUN esutjss-53 240 14 https://news.bitcoin.com/fiat-devaluation-drives-retail-bitcoin-transfers-in-africa-56-to-316-million-in-a-year-report/#:~:text=0-,fiat%20devaluation%20drives%20retail%20bitcoin%20transfers%20in%20africa%2056%25%20in,u.s.%20crypto%20analytics%20firm%20chainalysis https://news.bitcoin.com/fiat-devaluation-drives-retail-bitcoin-transfers-in-africa-56-to-316-million-in-a-year-report/#:~:text=0-,fiat%20devaluation%20drives%20retail%20bitcoin%20transfers%20in%20africa%2056%25%20in,u.s.%20crypto%20analytics%20firm%20chainalysis NOUN esutjss-53 240 15 https://news.bitcoin.com/fiat-devaluation-drives-retail-bitcoin-transfers-in-africa-56-to-316-million-in-a-year-report/#:~:text=0-,fiat%20devaluation%20drives%20retail%20bitcoin%20transfers%20in%20africa%2056%25%20in,u.s.%20crypto%20analytics%20firm%20chainalysis https://news.bitcoin.com/fiat-devaluation-drives-retail-bitcoin-transfers-in-africa-56-to-316-million-in-a-year-report/#:~:text=0-,fiat%20devaluation%20drives%20retail%20bitcoin%20transfers%20in%20africa%2056%25%20in,u.s.%20crypto%20analytics%20firm%20chainalysis NOUN esutjss-53 240 16 https://cointelegraph.com/news/crypto-insurance-a-promising-sector-despite-caution-of-major-players https://cointelegraph.com/news/crypto-insurance-a-promising-sector-despite-caution-of-major-player NOUN esutjss-53 240 17 https://cointelegraph.com/news/crypto-insurance-a-promising-sector-despite-caution-of-major-players https://cointelegraph.com/news/crypto-insurance-a-promising-sector-despite-caution-of-major-player NOUN esutjss-53 240 18 https://www.americanexpress.com/us/foreign-exchange/articles/cryptocurrency-insurance-market-shows-promise-with-caution/ https://www.americanexpress.com/us/foreign-exchange/articles/cryptocurrency-insurance-market-shows-promise-with-caution/ PROPN esutjss-53 240 19 https://www.americanexpress.com/us/foreign-exchange/articles/cryptocurrency-insurance-market-shows-promise-with-caution/ https://www.americanexpress.com/us/foreign-exchange/articles/cryptocurrency-insurance-market-shows-promise-with-caution/ PROPN esutjss-53 240 20 https://www.bitdegree.org/crypto/tutorials/types-of-cryptocurrency https://www.bitdegree.org/crypto/tutorials/types-of-cryptocurrency PROPN esutjss-53 240 21 http://www.ieee.org/ http://www.ieee.org/ NOUN esutjss-53 240 22 http://www.ieee.org/ http://www.ieee.org/ NOUN esutjss-53 241 1 http://www.naicom.gov.ng/ http://www.naicom.gov.ng/ NUM esutjss-53 241 2 https://www.insurancejournal.com/news/national/2018/07/23/495680.htm https://www.insurancejournal.com/news/national/2018/07/23/495680.htm PROPN esutjss-53 241 3 peter peter PROPN esutjss-53 241 4 , , PUNCT esutjss-53 241 5 d. d. PROPN esutjss-53 241 6 d. d. PROPN esutjss-53 241 7 ( ( PUNCT esutjss-53 241 8 2016 2016 NUM esutjss-53 241 9 ) ) PUNCT esutjss-53 241 10 . . PUNCT esutjss-53 242 1 an an DET esutjss-53 242 2 analysis analysis NOUN esutjss-53 242 3 of of ADP esutjss-53 242 4 cryptocurrency cryptocurrency NOUN esutjss-53 242 5 , , PUNCT esutjss-53 242 6 bitcoin bitcoin NOUN esutjss-53 242 7 , , PUNCT esutjss-53 242 8 and and CCONJ esutjss-53 242 9 the the DET esutjss-53 242 10 future future NOUN esutjss-53 242 11 . . PUNCT esutjss-53 243 1 international international ADJ esutjss-53 243 2 journal journal PROPN esutjss-53 243 3 of of ADP esutjss-53 243 4 business business NOUN esutjss-53 243 5 management management PROPN esutjss-53 243 6 and and CCONJ esutjss-53 243 7 commerce commerce NOUN esutjss-53 243 8 . . PUNCT esutjss-53 244 1 1(2 1(2 NUM esutjss-53 244 2 ) ) PUNCT esutjss-53 244 3 , , PUNCT esutjss-53 245 1 2 2 NUM esutjss-53 245 2 – – SYM esutjss-53 245 3 10 10 NUM esutjss-53 245 4 . . PUNCT esutjss-53 245 5 raji raji PROPN esutjss-53 245 6 , , PUNCT esutjss-53 245 7 s.a s.a PROPN esutjss-53 245 8 . . PROPN esutjss-53 245 9 ( ( PUNCT esutjss-53 245 10 2005 2005 NUM esutjss-53 245 11 ) ) PUNCT esutjss-53 245 12 . . PUNCT esutjss-53 246 1 dynamic dynamic ADJ esutjss-53 246 2 approach approach NOUN esutjss-53 246 3 to to ADP esutjss-53 246 4 marketing marketing NOUN esutjss-53 246 5 of of ADP esutjss-53 246 6 financial financial ADJ esutjss-53 246 7 services service NOUN esutjss-53 246 8 . . PUNCT esutjss-53 247 1 kola kola PROPN esutjss-53 247 2 salau salau PROPN esutjss-53 247 3 publication publication NOUN esutjss-53 247 4 . . PUNCT esutjss-53 247 5 , , PUNCT esutjss-53 247 6 kwara kwara PROPN esutjss-53 247 7 state state PROPN esutjss-53 247 8 . . PUNCT esutjss-53 248 1 rakesh rakesh PROPN esutjss-53 248 2 , , PUNCT esutjss-53 248 3 s. s. PROPN esutjss-53 248 4 ( ( PUNCT esutjss-53 248 5 june june PROPN esutjss-53 248 6 25 25 NUM esutjss-53 248 7 , , PUNCT esutjss-53 248 8 2019 2019 NUM esutjss-53 248 9 ) ) PUNCT esutjss-53 248 10 . . PUNCT esutjss-53 249 1 cryptocurrency cryptocurrency NOUN esutjss-53 249 2 insurance insurance NOUN esutjss-53 249 3 could could AUX esutjss-53 249 4 be be AUX esutjss-53 249 5 a a DET esutjss-53 249 6 big big ADJ esutjss-53 249 7 industry industry NOUN esutjss-53 249 8 in in ADP esutjss-53 249 9 the the DET esutjss-53 249 10 future future NOUN esutjss-53 249 11 . . PUNCT esutjss-53 250 1 investopedia investopedia PROPN esutjss-53 250 2 . . PUNCT esutjss-53 251 1 https://www.investopedia.com/news/cryptocurrency-insurance-couldbe-big-industry-future/ https://www.investopedia.com/news/cryptocurrency-insurance-couldbe-big-industry-future/ PROPN esutjss-53 251 2 retrieved retrieve VERB esutjss-53 251 3 september september PROPN esutjss-53 251 4 4 4 NUM esutjss-53 251 5 , , PUNCT esutjss-53 251 6 2020 2020 NUM esutjss-53 251 7 rejda rejda NOUN esutjss-53 251 8 , , PUNCT esutjss-53 251 9 g.e g.e PROPN esutjss-53 251 10 . . PUNCT esutjss-53 251 11 ( ( PUNCT esutjss-53 251 12 2002 2002 NUM esutjss-53 251 13 ) ) PUNCT esutjss-53 251 14 . . PUNCT esutjss-53 252 1 principles principle NOUN esutjss-53 252 2 of of ADP esutjss-53 252 3 risk risk NOUN esutjss-53 252 4 management management NOUN esutjss-53 252 5 and and CCONJ esutjss-53 252 6 insurance insurance NOUN esutjss-53 252 7 . . PUNCT esutjss-53 253 1 delhi delhi PROPN esutjss-53 253 2 , , PUNCT esutjss-53 253 3 pearson pearson PROPN esutjss-53 253 4 education education PROPN esutjss-53 253 5 pte pte PROPN esutjss-53 253 6 . . PROPN esutjss-53 253 7 ltd ltd PROPN esutjss-53 253 8 . . PROPN esutjss-53 253 9 , , PUNCT esutjss-53 253 10 p. p. NOUN esutjss-53 253 11 88 88 NUM esutjss-53 253 12 . . PUNCT esutjss-53 254 1 rejda rejda NOUN esutjss-53 254 2 , , PUNCT esutjss-53 254 3 g.e g.e PROPN esutjss-53 254 4 . . PROPN esutjss-53 254 5 & & CCONJ esutjss-53 254 6 mcnamara mcnamara PROPN esutjss-53 254 7 . . PUNCT esutjss-53 255 1 ( ( PUNCT esutjss-53 255 2 2014 2014 NUM esutjss-53 255 3 ) ) PUNCT esutjss-53 255 4 . . PUNCT esutjss-53 256 1 principles principle NOUN esutjss-53 256 2 of of ADP esutjss-53 256 3 risk risk NOUN esutjss-53 256 4 management management NOUN esutjss-53 256 5 and and CCONJ esutjss-53 256 6 insurance insurance NOUN esutjss-53 256 7 , , PUNCT esutjss-53 256 8 delhi delhi PROPN esutjss-53 256 9 , , PUNCT esutjss-53 256 10 pearson pearson PROPN esutjss-53 256 11 education education PROPN esutjss-53 256 12 prints prints PROPN esutjss-53 256 13 ltd ltd PROPN esutjss-53 256 14 . . PROPN esutjss-53 256 15 serah serah PROPN esutjss-53 256 16 , , PUNCT esutjss-53 256 17 o.s o.s PROPN esutjss-53 256 18 . . PROPN esutjss-53 257 1 ( ( PUNCT esutjss-53 257 2 2019 2019 NUM esutjss-53 257 3 ) ) PUNCT esutjss-53 257 4 . . PUNCT esutjss-53 258 1 cryptocurrency cryptocurrency NOUN esutjss-53 258 2 in in ADP esutjss-53 258 3 nigeria nigeria PROPN esutjss-53 258 4 : : PUNCT esutjss-53 258 5 regulatory regulatory ADJ esutjss-53 258 6 framework framework NOUN esutjss-53 258 7 & & CCONJ esutjss-53 258 8 related related ADJ esutjss-53 258 9 issues issue NOUN esutjss-53 258 10 . . PUNCT esutjss-53 259 1 https://www.mondaq.com/nigeria/fin-tech/855410/crypto-currenc-in-nigeriaregulatory-framework-related-issues https://www.mondaq.com/nigeria/fin-tech/855410/crypto-currenc-in-nigeriaregulatory-framework-related-issue NOUN esutjss-53 259 2 . . PUNCT esutjss-53 260 1 retrieved retrieve VERB esutjss-53 260 2 september september PROPN esutjss-53 260 3 4 4 NUM esutjss-53 260 4 , , PUNCT esutjss-53 260 5 2020 2020 NUM esutjss-53 260 6 yogita yogita PROPN esutjss-53 260 7 , , PUNCT esutjss-53 260 8 k. k. PROPN esutjss-53 260 9 ( ( PUNCT esutjss-53 260 10 2020 2020 NUM esutjss-53 260 11 ) ) PUNCT esutjss-53 260 12 . . PUNCT esutjss-53 261 1 gemini gemini PROPN esutjss-53 261 2 ventures venture NOUN esutjss-53 261 3 into into ADP esutjss-53 261 4 insurance insurance NOUN esutjss-53 261 5 business business NOUN esutjss-53 261 6 launches launch VERB esutjss-53 261 7 β€˜ ' PUNCT esutjss-53 261 8 nakamoto nakamoto NOUN esutjss-53 261 9 ’ ' PUNCT esutjss-53 261 10 to to PART esutjss-53 261 11 provide provide VERB esutjss-53 261 12 $ $ SYM esutjss-53 261 13 200 200 NUM esutjss-53 261 14 m m NOUN esutjss-53 261 15 crypto crypto NOUN esutjss-53 261 16 coverage coverage NOUN esutjss-53 261 17 . . PUNCT esutjss-53 262 1 https://www.theblockcrypto.com/post/53239/gemini-venturesinto-insurance-business-launches-nakamoto-to-provide-200m-crypto-coverage https://www.theblockcrypto.com/post/53239/gemini-venturesinto-insurance-business-launches-nakamoto-to-provide-200m-crypto-coverage NOUN esutjss-53 262 2 . . PUNCT esutjss-53 263 1 retrieved retrieve VERB esutjss-53 263 2 september september PROPN esutjss-53 263 3 4 4 NUM esutjss-53 263 4 , , PUNCT esutjss-53 263 5 2020 2020 NUM esutjss-53 263 6 . . PUNCT esutjss-53 264 1 yusuf yusuf PROPN esutjss-53 264 2 , , PUNCT esutjss-53 264 3 t.o t.o PROPN esutjss-53 264 4 . . PROPN esutjss-53 264 5 , , PUNCT esutjss-53 264 6 ajemunigbohun ajemunigbohun PROPN esutjss-53 264 7 , , PUNCT esutjss-53 264 8 s.s s.s PROPN esutjss-53 264 9 . . PROPN esutjss-53 264 10 , , PUNCT esutjss-53 264 11 & & CCONJ esutjss-53 264 12 alli alli PROPN esutjss-53 264 13 , , PUNCT esutjss-53 264 14 n.g n.g PROPN esutjss-53 264 15 . . PROPN esutjss-53 264 16 ( ( PUNCT esutjss-53 264 17 2017 2017 NUM esutjss-53 264 18 ) ) PUNCT esutjss-53 264 19 . . PUNCT esutjss-53 265 1 a a DET esutjss-53 265 2 critical critical ADJ esutjss-53 265 3 review review NOUN esutjss-53 265 4 of of ADP esutjss-53 265 5 insurance insurance NOUN esutjss-53 265 6 claims claim NOUN esutjss-53 265 7 management management NOUN esutjss-53 265 8 : : PUNCT esutjss-53 265 9 a a DET esutjss-53 265 10 study study NOUN esutjss-53 265 11 of of ADP esutjss-53 265 12 selected select VERB esutjss-53 265 13 insurance insurance NOUN esutjss-53 265 14 companies company NOUN esutjss-53 265 15 in in ADP esutjss-53 265 16 nigeria nigeria PROPN esutjss-53 265 17 . . PUNCT esutjss-53 266 1 spoudai spoudai PROPN esutjss-53 266 2 journal journal PROPN esutjss-53 266 3 of of ADP esutjss-53 266 4 economics economic NOUN esutjss-53 266 5 and and CCONJ esutjss-53 266 6 business business NOUN esutjss-53 266 7 , , PUNCT esutjss-53 266 8 67(2 67(2 NUM esutjss-53 266 9 ) ) PUNCT esutjss-53 266 10 , , PUNCT esutjss-53 266 11 69 69 NUM esutjss-53 266 12 - - SYM esutjss-53 266 13 84 84 NUM esutjss-53 266 14 https://www.investopedia.com/news/cryptocurrency-insurance-could-be-big-industry-future/ https://www.investopedia.com/news/cryptocurrency-insurance-could-be-big-industry-future/ NOUN esutjss-53 266 15 https://www.investopedia.com/news/cryptocurrency-insurance-could-be-big-industry-future/ https://www.investopedia.com/news/cryptocurrency-insurance-could-be-big-industry-future/ PROPN esutjss-53 266 16 https://www.mondaq.com/nigeria/fin-tech/855410/crypto-currenc-in-nigeria-regulatory-framework-related-issues https://www.mondaq.com/nigeria/fin-tech/855410/crypto-currenc-in-nigeria-regulatory-framework-related-issues PROPN esutjss-53 266 17 https://www.mondaq.com/nigeria/fin-tech/855410/crypto-currenc-in-nigeria-regulatory-framework-related-issues https://www.mondaq.com/nigeria/fin-tech/855410/crypto-currenc-in-nigeria-regulatory-framework-related-issue NOUN esutjss-53 266 18 https://www.theblockcrypto.com/post/53239/gemini-ventures-into-insurance-business-launches-nakamoto-to-provide-200m-crypto-coverage https://www.theblockcrypto.com/post/53239/gemini-ventures-into-insurance-business-launches-nakamoto-to-provide-200m-crypto-coverage PROPN esutjss-53 266 19 https://www.theblockcrypto.com/post/53239/gemini-ventures-into-insurance-business-launches-nakamoto-to-provide-200m-crypto-coverage https://www.theblockcrypto.com/post/53239/gemini-ventures-into-insurance-business-launches-nakamoto-to-provide-200m-crypto-coverage NOUN