id	keyword
esutjss-283	capital
esutjss-283	insurance
esutjss-283	adequacy
esutjss-283	capital adequacy
esutjss-283	performance
esutjss-283	companies
esutjss-283	ratio
esutjss-283	insurance companies
esutjss-283	risk
esutjss-283	return
esutjss-283	study
esutjss-283	journal
esutjss-283	profitability
esutjss-283	management