id	keyword
esutjss-88	liberalization
esutjss-88	saving
esutjss-88	domestic
esutjss-88	countries
esutjss-88	growth
esutjss-88	rate
esutjss-88	ecowas
esutjss-88	economic
esutjss-88	household
esutjss-88	sector
esutjss-88	money
esutjss-88	effect
esutjss-88	nigeria
esutjss-88	interest
esutjss-88	ecowas countries
esutjss-88	development
esutjss-88	credit
esutjss-88	journal
esutjss-88	policy
esutjss-88	investment
esutjss-88	variables