id	sid	tid	token	lemma	pos
eistud-18245	1	1	european	european	ADJ
eistud-18245	1	2	integrat	integrat	NOUN
eistud-18245	1	3	ion	ion	NOUN
eistud-18245	1	4	studies	study	NOUN
eistud-18245	1	5	2017/11	2017/11	NUM
eistud-18245	1	6	186	186	NUM
eistud-18245	1	7	efficiency	efficiency	NOUN
eistud-18245	1	8	assessment	assessment	NOUN
eistud-18245	1	9	concept	concept	NOUN
eistud-18245	1	10	model	model	NOUN
eistud-18245	1	11	for	for	ADP
eistud-18245	1	12	financial	financial	ADJ
eistud-18245	1	13	alliances	alliance	NOUN
eistud-18245	1	14	:	:	PUNCT
eistud-18245	1	15	bancassurance	bancassurance	NOUN
eistud-18245	1	16	in	in	ADP
eistud-18245	1	17	baltic	baltic	ADJ
eistud-18245	1	18	pension	pension	NOUN
eistud-18245	1	19	fund	fund	NOUN
eistud-18245	1	20	management	management	NOUN
eistud-18245	1	21	http://dx.doi.org/10.5755/j01.eis.0.11.18245	http://dx.doi.org/10.5755/j01.eis.0.11.18245	PROPN
eistud-18245	2	1	ilja	ilja	INTJ
eistud-18245	2	2	arefjevs	arefjevs	VERB
eistud-18245	2	3	ba	ba	PROPN
eistud-18245	2	4	school	school	NOUN
eistud-18245	2	5	of	of	ADP
eistud-18245	2	6	business	business	NOUN
eistud-18245	2	7	and	and	CCONJ
eistud-18245	2	8	finance	finance	NOUN
eistud-18245	2	9	,	,	PUNCT
eistud-18245	2	10	k.valdemara	k.valdemara	PROPN
eistud-18245	2	11	161	161	NUM
eistud-18245	2	12	,	,	PUNCT
eistud-18245	2	13	riga	riga	ADJ
eistud-18245	2	14	,	,	PUNCT
eistud-18245	2	15	lv1013	lv1013	PROPN
eistud-18245	2	16	,	,	PUNCT
eistud-18245	2	17	latvia	latvia	PROPN
eistud-18245	2	18	,	,	PUNCT
eistud-18245	2	19	ilja.arefjevs@inbox.lv	ilja.arefjevs@inbox.lv	NOUN
eistud-18245	2	20	submitted	submit	VERB
eistud-18245	2	21	04/2017	04/2017	NUM
eistud-18245	2	22	accepted	accept	VERB
eistud-18245	2	23	for	for	ADP
eistud-18245	2	24	publication	publication	NOUN
eistud-18245	2	25	08/2017	08/2017	NUM
eistud-18245	2	26	efficiency	efficiency	NOUN
eistud-18245	2	27	assessment	assessment	NOUN
eistud-18245	2	28	concept	concept	NOUN
eistud-18245	2	29	model	model	NOUN
eistud-18245	2	30	for	for	ADP
eistud-18245	2	31	financial	financial	ADJ
eistud-18245	2	32	alliances	alliance	NOUN
eistud-18245	2	33	:	:	PUNCT
eistud-18245	2	34	bancassurance	bancassurance	NOUN
eistud-18245	2	35	in	in	ADP
eistud-18245	2	36	baltic	baltic	ADJ
eistud-18245	2	37	pension	pension	NOUN
eistud-18245	2	38	fund	fund	NOUN
eistud-18245	2	39	management	management	NOUN
eistud-18245	2	40	eis	eis	PROPN
eistud-18245	2	41	11/2017	11/2017	NUM
eistud-18245	2	42	abstract	abstract	ADJ
eistud-18245	2	43	european	european	ADJ
eistud-18245	2	44	integration	integration	NOUN
eistud-18245	2	45	studies	study	NOUN
eistud-18245	2	46	no	no	INTJ
eistud-18245	2	47	.	.	NOUN
eistud-18245	2	48	11	11	NUM
eistud-18245	2	49	/	/	SYM
eistud-18245	2	50	2017	2017	NUM
eistud-18245	2	51	pp	pp	NOUN
eistud-18245	2	52	.	.	PUNCT
eistud-18245	3	1	186	186	NUM
eistud-18245	3	2	-	-	SYM
eistud-18245	3	3	198	198	NUM
eistud-18245	3	4	doi	doi	NOUN
eistud-18245	3	5	10.5755	10.5755	NUM
eistud-18245	3	6	/	/	SYM
eistud-18245	3	7	j01.eis.0.11.18245	j01.eis.0.11.18245	PROPN
eistud-18245	3	8	©	©	PROPN
eistud-18245	3	9	kaunas	kaunas	PROPN
eistud-18245	3	10	university	university	PROPN
eistud-18245	3	11	of	of	ADP
eistud-18245	3	12	technology	technology	NOUN
eistud-18245	3	13	introduction	introduction	NOUN
eistud-18245	3	14	the	the	DET
eistud-18245	3	15	purpose	purpose	NOUN
eistud-18245	3	16	of	of	ADP
eistud-18245	3	17	the	the	DET
eistud-18245	3	18	article	article	NOUN
eistud-18245	3	19	is	be	AUX
eistud-18245	3	20	to	to	PART
eistud-18245	3	21	develop	develop	VERB
eistud-18245	3	22	and	and	CCONJ
eistud-18245	3	23	implement	implement	VERB
eistud-18245	3	24	an	an	DET
eistud-18245	3	25	efficiency	efficiency	NOUN
eistud-18245	3	26	assessment	assessment	NOUN
eistud-18245	3	27	concept	concept	NOUN
eistud-18245	3	28	model	model	NOUN
eistud-18245	3	29	for	for	ADP
eistud-18245	3	30	financial	financial	ADJ
eistud-18245	3	31	alliances	alliance	NOUN
eistud-18245	3	32	based	base	VERB
eistud-18245	3	33	on	on	ADP
eistud-18245	3	34	efficiency	efficiency	NOUN
eistud-18245	3	35	assessment	assessment	NOUN
eistud-18245	3	36	of	of	ADP
eistud-18245	3	37	bancassurance	bancassurance	NOUN
eistud-18245	3	38	in	in	ADP
eistud-18245	3	39	the	the	DET
eistud-18245	3	40	pension	pension	NOUN
eistud-18245	3	41	fund	fund	NOUN
eistud-18245	3	42	management	management	NOUN
eistud-18245	3	43	in	in	ADP
eistud-18245	3	44	the	the	DET
eistud-18245	3	45	baltic	baltic	ADJ
eistud-18245	3	46	countries	country	NOUN
eistud-18245	3	47	.	.	PUNCT
eistud-18245	4	1	tasks	task	NOUN
eistud-18245	4	2	of	of	ADP
eistud-18245	4	3	the	the	DET
eistud-18245	4	4	research	research	NOUN
eistud-18245	4	5	include	include	VERB
eistud-18245	4	6	explaining	explain	VERB
eistud-18245	4	7	the	the	DET
eistud-18245	4	8	topicality	topicality	NOUN
eistud-18245	4	9	,	,	PUNCT
eistud-18245	4	10	studying	study	VERB
eistud-18245	4	11	the	the	DET
eistud-18245	4	12	bancassurance	bancassurance	NOUN
eistud-18245	4	13	,	,	PUNCT
eistud-18245	4	14	review	review	NOUN
eistud-18245	4	15	of	of	ADP
eistud-18245	4	16	two	two	NUM
eistud-18245	4	17	frontier	frontier	NOUN
eistud-18245	4	18	based	base	VERB
eistud-18245	4	19	efficiency	efficiency	NOUN
eistud-18245	4	20	measurement	measurement	NOUN
eistud-18245	4	21	techniques	technique	VERB
eistud-18245	4	22	stochastic	stochastic	ADJ
eistud-18245	4	23	frontier	frontier	NOUN
eistud-18245	4	24	analysis	analysis	NOUN
eistud-18245	4	25	and	and	CCONJ
eistud-18245	4	26	data	data	VERB
eistud-18245	4	27	envelopment	envelopment	ADJ
eistud-18245	4	28	analysis	analysis	NOUN
eistud-18245	4	29	and	and	CCONJ
eistud-18245	4	30	its	its	PRON
eistud-18245	4	31	applicability	applicability	NOUN
eistud-18245	4	32	for	for	ADP
eistud-18245	4	33	banking	banking	NOUN
eistud-18245	4	34	,	,	PUNCT
eistud-18245	4	35	insurance	insurance	NOUN
eistud-18245	4	36	and	and	CCONJ
eistud-18245	4	37	pension	pension	NOUN
eistud-18245	4	38	funds	fund	NOUN
eistud-18245	4	39	industry	industry	NOUN
eistud-18245	4	40	as	as	ADV
eistud-18245	4	41	well	well	ADV
eistud-18245	4	42	as	as	ADP
eistud-18245	4	43	bancassurance	bancassurance	NOUN
eistud-18245	4	44	efficiency	efficiency	NOUN
eistud-18245	4	45	assessment	assessment	NOUN
eistud-18245	4	46	by	by	ADP
eistud-18245	4	47	using	use	VERB
eistud-18245	4	48	stochastic	stochastic	ADJ
eistud-18245	4	49	frontier	frontier	NOUN
eistud-18245	4	50	analysis	analysis	NOUN
eistud-18245	4	51	and	and	CCONJ
eistud-18245	4	52	data	data	VERB
eistud-18245	4	53	envelopment	envelopment	ADJ
eistud-18245	4	54	analysis	analysis	NOUN
eistud-18245	4	55	.	.	PUNCT
eistud-18245	5	1	methods	method	NOUN
eistud-18245	5	2	used	use	VERB
eistud-18245	5	3	are	be	AUX
eistud-18245	5	4	qualitativemonographic	qualitativemonographic	ADJ
eistud-18245	5	5	method	method	NOUN
eistud-18245	5	6	,	,	PUNCT
eistud-18245	5	7	literature	literature	NOUN
eistud-18245	5	8	review	review	NOUN
eistud-18245	5	9	,	,	PUNCT
eistud-18245	5	10	document	document	NOUN
eistud-18245	5	11	analysis	analysis	NOUN
eistud-18245	5	12	,	,	PUNCT
eistud-18245	5	13	data	data	NOUN
eistud-18245	5	14	evaluation	evaluation	NOUN
eistud-18245	5	15	.	.	PUNCT
eistud-18245	6	1	quantitativeeconometric	quantitativeeconometric	ADJ
eistud-18245	6	2	techniques	technique	NOUN
eistud-18245	6	3	,	,	PUNCT
eistud-18245	6	4	including	include	VERB
eistud-18245	6	5	regression	regression	NOUN
eistud-18245	6	6	and	and	CCONJ
eistud-18245	6	7	correlation	correlation	NOUN
eistud-18245	6	8	analysis	analysis	NOUN
eistud-18245	6	9	,	,	PUNCT
eistud-18245	6	10	economic	economic	ADJ
eistud-18245	6	11	modelling	modelling	NOUN
eistud-18245	6	12	techniques	technique	NOUN
eistud-18245	6	13	,	,	PUNCT
eistud-18245	6	14	including	include	VERB
eistud-18245	6	15	stochastic	stochastic	ADJ
eistud-18245	6	16	frontier	frontier	NOUN
eistud-18245	6	17	analysis	analysis	NOUN
eistud-18245	6	18	and	and	CCONJ
eistud-18245	6	19	data	data	VERB
eistud-18245	6	20	envelopment	envelopment	ADJ
eistud-18245	6	21	analysis	analysis	NOUN
eistud-18245	6	22	,	,	PUNCT
eistud-18245	6	23	descriptive	descriptive	ADJ
eistud-18245	6	24	statistics	statistic	NOUN
eistud-18245	6	25	methods	method	NOUN
eistud-18245	6	26	,	,	PUNCT
eistud-18245	6	27	cluster	cluster	NOUN
eistud-18245	6	28	analysis	analysis	NOUN
eistud-18245	6	29	.	.	PUNCT
eistud-18245	7	1	bancassurance	bancassurance	NOUN
eistud-18245	7	2	was	be	AUX
eistud-18245	7	3	found	find	VERB
eistud-18245	7	4	to	to	PART
eistud-18245	7	5	be	be	AUX
eistud-18245	7	6	the	the	DET
eistud-18245	7	7	dominant	dominant	ADJ
eistud-18245	7	8	business	business	NOUN
eistud-18245	7	9	model	model	NOUN
eistud-18245	7	10	in	in	ADP
eistud-18245	7	11	the	the	DET
eistud-18245	7	12	pension	pension	NOUN
eistud-18245	7	13	fund	fund	NOUN
eistud-18245	7	14	management	management	NOUN
eistud-18245	7	15	in	in	ADP
eistud-18245	7	16	baltics	baltics	PROPN
eistud-18245	7	17	pension	pension	NOUN
eistud-18245	7	18	fund	fund	NOUN
eistud-18245	7	19	management	management	NOUN
eistud-18245	7	20	business	business	NOUN
eistud-18245	7	21	is	be	AUX
eistud-18245	7	22	very	very	ADV
eistud-18245	7	23	important	important	ADJ
eistud-18245	7	24	for	for	ADP
eistud-18245	7	25	financial	financial	ADJ
eistud-18245	7	26	groups	group	NOUN
eistud-18245	7	27	operating	operate	VERB
eistud-18245	7	28	in	in	ADP
eistud-18245	7	29	the	the	DET
eistud-18245	7	30	baltic	baltic	ADJ
eistud-18245	7	31	countries	country	NOUN
eistud-18245	7	32	because	because	SCONJ
eistud-18245	7	33	it	it	PRON
eistud-18245	7	34	generates	generate	VERB
eistud-18245	7	35	very	very	ADV
eistud-18245	7	36	strong	strong	ADJ
eistud-18245	7	37	return	return	NOUN
eistud-18245	7	38	on	on	ADP
eistud-18245	7	39	equity	equity	NOUN
eistud-18245	7	40	.	.	PUNCT
eistud-18245	8	1	small	small	ADJ
eistud-18245	8	2	and	and	CCONJ
eistud-18245	8	3	medium	medium	ADJ
eistud-18245	8	4	specialised	specialised	ADJ
eistud-18245	8	5	pension	pension	NOUN
eistud-18245	8	6	fund	fund	NOUN
eistud-18245	8	7	management	management	NOUN
eistud-18245	8	8	companies	company	NOUN
eistud-18245	8	9	proved	prove	VERB
eistud-18245	8	10	to	to	PART
eistud-18245	8	11	be	be	AUX
eistud-18245	8	12	capable	capable	ADJ
eistud-18245	8	13	of	of	ADP
eistud-18245	8	14	achieving	achieve	VERB
eistud-18245	8	15	competitive	competitive	ADJ
eistud-18245	8	16	efficiency	efficiency	NOUN
eistud-18245	8	17	compared	compare	VERB
eistud-18245	8	18	to	to	ADP
eistud-18245	8	19	other	other	ADJ
eistud-18245	8	20	companies	company	NOUN
eistud-18245	8	21	.	.	PUNCT
eistud-18245	9	1	keywords	keyword	NOUN
eistud-18245	9	2	:	:	PUNCT
eistud-18245	9	3	financial	financial	ADJ
eistud-18245	9	4	alliances	alliance	NOUN
eistud-18245	9	5	,	,	PUNCT
eistud-18245	9	6	bancassurance	bancassurance	NOUN
eistud-18245	9	7	,	,	PUNCT
eistud-18245	9	8	pension	pension	NOUN
eistud-18245	9	9	fund	fund	NOUN
eistud-18245	9	10	management	management	NOUN
eistud-18245	9	11	,	,	PUNCT
eistud-18245	9	12	stochastic	stochastic	ADJ
eistud-18245	9	13	frontier	frontier	NOUN
eistud-18245	9	14	analysis	analysis	NOUN
eistud-18245	9	15	,	,	PUNCT
eistud-18245	9	16	data	data	VERB
eistud-18245	9	17	envelopment	envelopment	ADJ
eistud-18245	9	18	analysis	analysis	NOUN
eistud-18245	9	19	.	.	PUNCT
eistud-18245	10	1	the	the	DET
eistud-18245	10	2	rapid	rapid	ADJ
eistud-18245	10	3	development	development	NOUN
eistud-18245	10	4	of	of	ADP
eistud-18245	10	5	the	the	DET
eistud-18245	10	6	financial	financial	ADJ
eistud-18245	10	7	sector	sector	NOUN
eistud-18245	10	8	posed	pose	VERB
eistud-18245	10	9	challenges	challenge	NOUN
eistud-18245	10	10	to	to	ADP
eistud-18245	10	11	scientists	scientist	NOUN
eistud-18245	10	12	,	,	PUNCT
eistud-18245	10	13	regulators	regulator	NOUN
eistud-18245	10	14	and	and	CCONJ
eistud-18245	10	15	traditional	traditional	ADJ
eistud-18245	10	16	market	market	NOUN
eistud-18245	10	17	players	player	NOUN
eistud-18245	10	18	.	.	PUNCT
eistud-18245	11	1	even	even	ADV
eistud-18245	11	2	though	though	SCONJ
eistud-18245	11	3	alliances	alliance	NOUN
eistud-18245	11	4	among	among	ADP
eistud-18245	11	5	various	various	ADJ
eistud-18245	11	6	financial	financial	ADJ
eistud-18245	11	7	companies	company	NOUN
eistud-18245	11	8	have	have	AUX
eistud-18245	11	9	been	be	AUX
eistud-18245	11	10	extensively	extensively	ADV
eistud-18245	11	11	studied	study	VERB
eistud-18245	11	12	(	(	PUNCT
eistud-18245	11	13	eg	eg	NOUN
eistud-18245	11	14	.	.	PROPN
eistud-18245	11	15	,	,	PUNCT
eistud-18245	11	16	bancassurance	bancassurance	NOUN
eistud-18245	11	17	models	model	NOUN
eistud-18245	11	18	)	)	PUNCT
eistud-18245	11	19	and	and	CCONJ
eistud-18245	11	20	can	can	AUX
eistud-18245	11	21	be	be	AUX
eistud-18245	11	22	grounded	ground	VERB
eistud-18245	11	23	on	on	ADP
eistud-18245	11	24	fundamental	fundamental	ADJ
eistud-18245	11	25	theories	theory	NOUN
eistud-18245	11	26	,	,	PUNCT
eistud-18245	11	27	disruptive	disruptive	ADJ
eistud-18245	11	28	innovations	innovation	NOUN
eistud-18245	11	29	in	in	ADP
eistud-18245	11	30	the	the	DET
eistud-18245	11	31	shape	shape	NOUN
eistud-18245	11	32	of	of	ADP
eistud-18245	11	33	emerging	emerge	VERB
eistud-18245	11	34	financial	financial	ADJ
eistud-18245	11	35	technology	technology	NOUN
eistud-18245	11	36	companies	company	NOUN
eistud-18245	11	37	clearly	clearly	ADV
eistud-18245	11	38	brought	bring	VERB
eistud-18245	11	39	a	a	DET
eistud-18245	11	40	new	new	ADJ
eistud-18245	11	41	perspective	perspective	NOUN
eistud-18245	11	42	extending	extend	VERB
eistud-18245	11	43	conventional	conventional	ADJ
eistud-18245	11	44	financial	financial	ADJ
eistud-18245	11	45	alliances	alliance	NOUN
eistud-18245	11	46	into	into	ADP
eistud-18245	11	47	modern	modern	ADJ
eistud-18245	11	48	financial	financial	ADJ
eistud-18245	11	49	eco	eco	PROPN
eistud-18245	11	50	-	-	PUNCT
eistud-18245	11	51	systems	system	NOUN
eistud-18245	11	52	.	.	PUNCT
eistud-18245	12	1	the	the	DET
eistud-18245	12	2	paper	paper	NOUN
eistud-18245	12	3	is	be	AUX
eistud-18245	12	4	aimed	aim	VERB
eistud-18245	12	5	at	at	ADP
eistud-18245	12	6	assessing	assess	VERB
eistud-18245	12	7	efficiency	efficiency	NOUN
eistud-18245	12	8	of	of	ADP
eistud-18245	12	9	conventional	conventional	ADJ
eistud-18245	12	10	financial	financial	ADJ
eistud-18245	12	11	alliances	alliance	NOUN
eistud-18245	12	12	such	such	ADJ
eistud-18245	12	13	as	as	ADP
eistud-18245	12	14	bancassurance	bancassurance	NOUN
eistud-18245	12	15	whilst	whilst	SCONJ
eistud-18245	12	16	applying	apply	VERB
eistud-18245	12	17	contemporary	contemporary	ADJ
eistud-18245	12	18	frontier	frontier	NOUN
eistud-18245	12	19	based	base	VERB
eistud-18245	12	20	methods	method	NOUN
eistud-18245	12	21	and	and	CCONJ
eistud-18245	12	22	further	further	ADJ
eistud-18245	12	23	elaborations	elaboration	NOUN
eistud-18245	12	24	,	,	PUNCT
eistud-18245	12	25	which	which	PRON
eistud-18245	12	26	can	can	AUX
eistud-18245	12	27	be	be	AUX
eistud-18245	12	28	also	also	ADV
eistud-18245	12	29	employed	employ	VERB
eistud-18245	12	30	in	in	ADP
eistud-18245	12	31	efficiency	efficiency	NOUN
eistud-18245	12	32	research	research	NOUN
eistud-18245	12	33	of	of	ADP
eistud-18245	12	34	modern	modern	ADJ
eistud-18245	12	35	financial	financial	ADJ
eistud-18245	12	36	eco	eco	PROPN
eistud-18245	12	37	-	-	PUNCT
eistud-18245	12	38	systems	system	NOUN
eistud-18245	12	39	or	or	CCONJ
eistud-18245	12	40	financial	financial	ADJ
eistud-18245	12	41	technology	technology	NOUN
eistud-18245	12	42	companies	company	NOUN
eistud-18245	12	43	as	as	ADP
eistud-18245	12	44	components	component	NOUN
eistud-18245	12	45	of	of	ADP
eistud-18245	12	46	those	those	PRON
eistud-18245	12	47	.	.	PUNCT
eistud-18245	13	1	187	187	NUM
eistud-18245	13	2	european	european	ADJ
eistud-18245	13	3	integrat	integrat	NOUN
eistud-18245	13	4	ion	ion	NOUN
eistud-18245	13	5	studies	study	NOUN
eistud-18245	13	6	2017/11	2017/11	NUM
eistud-18245	13	7	different	different	ADJ
eistud-18245	13	8	researchers	researcher	NOUN
eistud-18245	13	9	suggested	suggest	VERB
eistud-18245	13	10	various	various	ADJ
eistud-18245	13	11	definitions	definition	NOUN
eistud-18245	13	12	for	for	ADP
eistud-18245	13	13	a	a	DET
eistud-18245	13	14	concept	concept	NOUN
eistud-18245	13	15	referred	refer	VERB
eistud-18245	13	16	in	in	ADP
eistud-18245	13	17	the	the	DET
eistud-18245	13	18	scientific	scientific	ADJ
eistud-18245	13	19	and	and	CCONJ
eistud-18245	13	20	business	business	NOUN
eistud-18245	13	21	literature	literature	NOUN
eistud-18245	13	22	to	to	ADP
eistud-18245	13	23	as	as	ADP
eistud-18245	13	24	bancassurance	bancassurance	NOUN
eistud-18245	13	25	.	.	PUNCT
eistud-18245	14	1	pinter	pinter	PROPN
eistud-18245	14	2	(	(	PUNCT
eistud-18245	14	3	2013	2013	NUM
eistud-18245	14	4	)	)	PUNCT
eistud-18245	14	5	defined	define	VERB
eistud-18245	14	6	bancassurance	bancassurance	NOUN
eistud-18245	14	7	as	as	ADP
eistud-18245	14	8	the	the	DET
eistud-18245	14	9	means	mean	NOUN
eistud-18245	14	10	for	for	ADP
eistud-18245	14	11	connecting	connect	VERB
eistud-18245	14	12	those	those	DET
eistud-18245	14	13	kinds	kind	NOUN
eistud-18245	14	14	of	of	ADP
eistud-18245	14	15	financial	financial	ADJ
eistud-18245	14	16	services	service	NOUN
eistud-18245	14	17	,	,	PUNCT
eistud-18245	14	18	which	which	PRON
eistud-18245	14	19	could	could	AUX
eistud-18245	14	20	cautiously	cautiously	ADV
eistud-18245	14	21	fulfil	fulfil	VERB
eistud-18245	14	22	financial	financial	ADJ
eistud-18245	14	23	and	and	CCONJ
eistud-18245	14	24	insurance	insurance	NOUN
eistud-18245	14	25	needs	need	NOUN
eistud-18245	14	26	.	.	PUNCT
eistud-18245	15	1	additional	additional	ADJ
eistud-18245	15	2	and	and	CCONJ
eistud-18245	15	3	essential	essential	ADJ
eistud-18245	15	4	elements	element	NOUN
eistud-18245	15	5	are	be	AUX
eistud-18245	15	6	stressed	stress	VERB
eistud-18245	15	7	out	out	ADP
eistud-18245	15	8	as	as	ADV
eistud-18245	15	9	well	well	ADV
eistud-18245	15	10	–	–	PUNCT
eistud-18245	15	11	savings	saving	NOUN
eistud-18245	15	12	,	,	PUNCT
eistud-18245	15	13	financing	financing	NOUN
eistud-18245	15	14	and	and	CCONJ
eistud-18245	15	15	insurance	insurance	NOUN
eistud-18245	15	16	.	.	PUNCT
eistud-18245	16	1	based	base	VERB
eistud-18245	16	2	on	on	ADP
eistud-18245	16	3	previous	previous	ADJ
eistud-18245	16	4	research	research	NOUN
eistud-18245	16	5	in	in	ADP
eistud-18245	16	6	the	the	DET
eistud-18245	16	7	field	field	NOUN
eistud-18245	16	8	(	(	PUNCT
eistud-18245	16	9	eg	eg	NOUN
eistud-18245	16	10	.	.	PROPN
eistud-18245	16	11	,	,	PUNCT
eistud-18245	16	12	davis	davis	PROPN
eistud-18245	16	13	,	,	PUNCT
eistud-18245	16	14	2007	2007	NUM
eistud-18245	16	15	;	;	PUNCT
eistud-18245	16	16	clipici	clipici	NOUN
eistud-18245	16	17	and	and	CCONJ
eistud-18245	16	18	bolovan	bolovan	ADJ
eistud-18245	16	19	,	,	PUNCT
eistud-18245	16	20	2012	2012	NUM
eistud-18245	16	21	;	;	PUNCT
eistud-18245	16	22	preckova	preckova	PROPN
eistud-18245	16	23	,	,	PUNCT
eistud-18245	16	24	2016	2016	NUM
eistud-18245	16	25	)	)	PUNCT
eistud-18245	16	26	,	,	PUNCT
eistud-18245	16	27	a	a	DET
eistud-18245	16	28	following	follow	VERB
eistud-18245	16	29	definition	definition	NOUN
eistud-18245	16	30	of	of	ADP
eistud-18245	16	31	bancassurance	bancassurance	NOUN
eistud-18245	16	32	is	be	AUX
eistud-18245	16	33	developed	develop	VERB
eistud-18245	16	34	in	in	ADP
eistud-18245	16	35	the	the	DET
eistud-18245	16	36	context	context	NOUN
eistud-18245	16	37	of	of	ADP
eistud-18245	16	38	an	an	DET
eistud-18245	16	39	alliance	alliance	NOUN
eistud-18245	16	40	between	between	ADP
eistud-18245	16	41	banks	bank	NOUN
eistud-18245	16	42	and	and	CCONJ
eistud-18245	16	43	pension	pension	NOUN
eistud-18245	16	44	fund	fund	NOUN
eistud-18245	16	45	management	management	NOUN
eistud-18245	16	46	companies	company	NOUN
eistud-18245	16	47	:	:	PUNCT
eistud-18245	16	48	alliance	alliance	NOUN
eistud-18245	16	49	between	between	ADP
eistud-18245	16	50	a	a	DET
eistud-18245	16	51	bank	bank	NOUN
eistud-18245	16	52	and	and	CCONJ
eistud-18245	16	53	pension	pension	NOUN
eistud-18245	16	54	fund	fund	NOUN
eistud-18245	16	55	management	management	NOUN
eistud-18245	16	56	company	company	NOUN
eistud-18245	16	57	assuming	assume	VERB
eistud-18245	16	58	either	either	CCONJ
eistud-18245	16	59	vertical	vertical	ADJ
eistud-18245	16	60	or	or	CCONJ
eistud-18245	16	61	other	other	ADJ
eistud-18245	16	62	type	type	NOUN
eistud-18245	16	63	of	of	ADP
eistud-18245	16	64	integration	integration	NOUN
eistud-18245	16	65	with	with	ADP
eistud-18245	16	66	a	a	DET
eistud-18245	16	67	purpose	purpose	NOUN
eistud-18245	16	68	of	of	ADP
eistud-18245	16	69	selling	selling	NOUN
eistud-18245	16	70	of	of	ADP
eistud-18245	16	71	pension	pension	NOUN
eistud-18245	16	72	fund	fund	NOUN
eistud-18245	16	73	products	product	NOUN
eistud-18245	16	74	and	and	CCONJ
eistud-18245	16	75	providing	provide	VERB
eistud-18245	16	76	related	related	ADJ
eistud-18245	16	77	services	service	NOUN
eistud-18245	16	78	to	to	ADP
eistud-18245	16	79	customers	customer	NOUN
eistud-18245	16	80	by	by	ADP
eistud-18245	16	81	exploiting	exploit	VERB
eistud-18245	16	82	banks	bank	NOUN
eistud-18245	16	83	’	’	PART
eistud-18245	16	84	resources	resource	NOUN
eistud-18245	16	85	and	and	CCONJ
eistud-18245	16	86	customer	customer	NOUN
eistud-18245	16	87	relationships	relationship	NOUN
eistud-18245	16	88	.	.	PUNCT
eistud-18245	17	1	bancassurance	bancassurance	NOUN
eistud-18245	17	2	can	can	AUX
eistud-18245	17	3	be	be	AUX
eistud-18245	17	4	considered	consider	VERB
eistud-18245	17	5	to	to	PART
eistud-18245	17	6	be	be	AUX
eistud-18245	17	7	one	one	NUM
eistud-18245	17	8	of	of	ADP
eistud-18245	17	9	the	the	DET
eistud-18245	17	10	financial	financial	ADJ
eistud-18245	17	11	sector	sector	NOUN
eistud-18245	17	12	convergence	convergence	NOUN
eistud-18245	17	13	examples	example	NOUN
eistud-18245	17	14	.	.	PUNCT
eistud-18245	18	1	the	the	DET
eistud-18245	18	2	convergence	convergence	NOUN
eistud-18245	18	3	in	in	ADP
eistud-18245	18	4	the	the	DET
eistud-18245	18	5	financial	financial	ADJ
eistud-18245	18	6	sector	sector	NOUN
eistud-18245	18	7	is	be	AUX
eistud-18245	18	8	believed	believe	VERB
eistud-18245	18	9	to	to	PART
eistud-18245	18	10	be	be	AUX
eistud-18245	18	11	caused	cause	VERB
eistud-18245	18	12	by	by	ADP
eistud-18245	18	13	the	the	DET
eistud-18245	18	14	business	business	NOUN
eistud-18245	18	15	diversification	diversification	NOUN
eistud-18245	18	16	trend	trend	NOUN
eistud-18245	18	17	.	.	PUNCT
eistud-18245	19	1	general	general	ADJ
eistud-18245	19	2	diversification	diversification	NOUN
eistud-18245	19	3	topic	topic	NOUN
eistud-18245	19	4	has	have	AUX
eistud-18245	19	5	been	be	AUX
eistud-18245	19	6	widely	widely	ADV
eistud-18245	19	7	studied	study	VERB
eistud-18245	19	8	.	.	PUNCT
eistud-18245	20	1	the	the	DET
eistud-18245	20	2	pivotal	pivotal	ADJ
eistud-18245	20	3	question	question	NOUN
eistud-18245	20	4	of	of	ADP
eistud-18245	20	5	interest	interest	NOUN
eistud-18245	20	6	is	be	AUX
eistud-18245	20	7	whether	whether	SCONJ
eistud-18245	20	8	diversified	diversified	ADJ
eistud-18245	20	9	firms	firm	NOUN
eistud-18245	20	10	outperform	outperform	VERB
eistud-18245	20	11	specialized	specialized	ADJ
eistud-18245	20	12	counterparts	counterpart	NOUN
eistud-18245	20	13	.	.	PUNCT
eistud-18245	21	1	even	even	ADV
eistud-18245	21	2	though	though	SCONJ
eistud-18245	21	3	it	it	PRON
eistud-18245	21	4	is	be	AUX
eistud-18245	21	5	more	more	ADV
eistud-18245	21	6	often	often	ADV
eistud-18245	21	7	the	the	DET
eistud-18245	21	8	case	case	NOUN
eistud-18245	21	9	than	than	ADP
eistud-18245	21	10	not	not	PART
eistud-18245	21	11	,	,	PUNCT
eistud-18245	21	12	findings	finding	NOUN
eistud-18245	21	13	of	of	ADP
eistud-18245	21	14	related	related	ADJ
eistud-18245	21	15	researches	research	NOUN
eistud-18245	21	16	do	do	AUX
eistud-18245	21	17	not	not	PART
eistud-18245	21	18	always	always	ADV
eistud-18245	21	19	confirm	confirm	VERB
eistud-18245	21	20	this	this	DET
eistud-18245	21	21	hypothesis	hypothesis	NOUN
eistud-18245	21	22	.	.	PUNCT
eistud-18245	22	1	business	business	NOUN
eistud-18245	22	2	diversification	diversification	NOUN
eistud-18245	22	3	effects	effect	NOUN
eistud-18245	22	4	on	on	ADP
eistud-18245	22	5	performance	performance	NOUN
eistud-18245	22	6	were	be	AUX
eistud-18245	22	7	extensively	extensively	ADV
eistud-18245	22	8	studied	study	VERB
eistud-18245	22	9	by	by	ADP
eistud-18245	22	10	rummelt	rummelt	PROPN
eistud-18245	22	11	(	(	PUNCT
eistud-18245	22	12	1974	1974	NUM
eistud-18245	22	13	)	)	PUNCT
eistud-18245	22	14	.	.	PUNCT
eistud-18245	23	1	in	in	ADP
eistud-18245	23	2	his	his	PRON
eistud-18245	23	3	book	book	NOUN
eistud-18245	23	4	“	"	PUNCT
eistud-18245	23	5	strategy	strategy	NOUN
eistud-18245	23	6	,	,	PUNCT
eistud-18245	23	7	structure	structure	NOUN
eistud-18245	23	8	and	and	CCONJ
eistud-18245	23	9	economic	economic	ADJ
eistud-18245	23	10	indicators	indicator	NOUN
eistud-18245	23	11	”	"	PUNCT
eistud-18245	23	12	rummelt	rummelt	PROPN
eistud-18245	23	13	proved	prove	VERB
eistud-18245	23	14	,	,	PUNCT
eistud-18245	23	15	that	that	PRON
eistud-18245	23	16	related	relate	VERB
eistud-18245	23	17	(	(	PUNCT
eistud-18245	23	18	that	that	PRON
eistud-18245	23	19	is	be	AUX
eistud-18245	23	20	integrated	integrate	VERB
eistud-18245	23	21	)	)	PUNCT
eistud-18245	23	22	but	but	CCONJ
eistud-18245	23	23	non	non	ADJ
eistud-18245	23	24	-	-	ADJ
eistud-18245	23	25	competing	competing	ADJ
eistud-18245	23	26	diversifiers	diversifier	NOUN
eistud-18245	23	27	are	be	AUX
eistud-18245	23	28	capable	capable	ADJ
eistud-18245	23	29	of	of	ADP
eistud-18245	23	30	achieving	achieve	VERB
eistud-18245	23	31	better	well	ADJ
eistud-18245	23	32	performance	performance	NOUN
eistud-18245	23	33	than	than	ADP
eistud-18245	23	34	non	non	ADJ
eistud-18245	23	35	-	-	ADJ
eistud-18245	23	36	related	related	ADJ
eistud-18245	23	37	(	(	PUNCT
eistud-18245	23	38	that	that	PRON
eistud-18245	23	39	is	be	AUX
eistud-18245	23	40	non	non	ADJ
eistud-18245	23	41	-	-	ADJ
eistud-18245	23	42	integrated	integrated	ADJ
eistud-18245	23	43	)	)	PUNCT
eistud-18245	23	44	diversifiers	diversifier	NOUN
eistud-18245	23	45	.	.	PUNCT
eistud-18245	24	1	carter	carter	NOUN
eistud-18245	24	2	(	(	PUNCT
eistud-18245	24	3	1977	1977	NUM
eistud-18245	24	4	)	)	PUNCT
eistud-18245	24	5	and	and	CCONJ
eistud-18245	24	6	grant	grant	NOUN
eistud-18245	24	7	and	and	CCONJ
eistud-18245	24	8	jammine	jammine	PROPN
eistud-18245	24	9	(	(	PUNCT
eistud-18245	24	10	1988	1988	NUM
eistud-18245	24	11	)	)	PUNCT
eistud-18245	24	12	also	also	ADV
eistud-18245	24	13	found	find	VERB
eistud-18245	24	14	value	value	NOUN
eistud-18245	24	15	creation	creation	NOUN
eistud-18245	24	16	in	in	ADP
eistud-18245	24	17	diversification	diversification	NOUN
eistud-18245	24	18	.	.	PUNCT
eistud-18245	25	1	later	later	ADV
eistud-18245	25	2	on	on	ADV
eistud-18245	25	3	,	,	PUNCT
eistud-18245	25	4	berger	berger	PROPN
eistud-18245	25	5	and	and	CCONJ
eistud-18245	25	6	ofek	ofek	NOUN
eistud-18245	25	7	(	(	PUNCT
eistud-18245	25	8	1995	1995	NUM
eistud-18245	25	9	)	)	PUNCT
eistud-18245	25	10	and	and	CCONJ
eistud-18245	25	11	lang	lang	PROPN
eistud-18245	25	12	and	and	CCONJ
eistud-18245	25	13	stulz	stulz	ADJ
eistud-18245	25	14	(	(	PUNCT
eistud-18245	25	15	1994	1994	NUM
eistud-18245	25	16	)	)	PUNCT
eistud-18245	25	17	made	make	VERB
eistud-18245	25	18	their	their	PRON
eistud-18245	25	19	contribution	contribution	NOUN
eistud-18245	25	20	to	to	ADP
eistud-18245	25	21	the	the	DET
eistud-18245	25	22	discussion	discussion	NOUN
eistud-18245	25	23	by	by	ADP
eistud-18245	25	24	bringing	bring	VERB
eistud-18245	25	25	contradictive	contradictive	ADJ
eistud-18245	25	26	findings	finding	NOUN
eistud-18245	25	27	.	.	PUNCT
eistud-18245	26	1	the	the	DET
eistud-18245	26	2	research	research	NOUN
eistud-18245	26	3	problem	problem	NOUN
eistud-18245	26	4	is	be	AUX
eistud-18245	26	5	to	to	PART
eistud-18245	26	6	assess	assess	VERB
eistud-18245	26	7	whether	whether	SCONJ
eistud-18245	26	8	small	small	ADJ
eistud-18245	26	9	and	and	CCONJ
eistud-18245	26	10	medium	medium	ADJ
eistud-18245	26	11	specialised	specialised	ADJ
eistud-18245	26	12	pension	pension	NOUN
eistud-18245	26	13	fund	fund	NOUN
eistud-18245	26	14	management	management	NOUN
eistud-18245	26	15	companies	company	NOUN
eistud-18245	26	16	operating	operate	VERB
eistud-18245	26	17	in	in	ADP
eistud-18245	26	18	estonia	estonia	PROPN
eistud-18245	26	19	,	,	PUNCT
eistud-18245	26	20	latvia	latvia	PROPN
eistud-18245	26	21	and	and	CCONJ
eistud-18245	26	22	lithuania	lithuania	PROPN
eistud-18245	26	23	under	under	ADP
eistud-18245	26	24	the	the	DET
eistud-18245	26	25	bancassurance	bancassurance	NOUN
eistud-18245	26	26	are	be	AUX
eistud-18245	26	27	capable	capable	ADJ
eistud-18245	26	28	of	of	ADP
eistud-18245	26	29	achieving	achieve	VERB
eistud-18245	26	30	competitive	competitive	ADJ
eistud-18245	26	31	efficiency	efficiency	NOUN
eistud-18245	26	32	compared	compare	VERB
eistud-18245	26	33	to	to	ADP
eistud-18245	26	34	the	the	DET
eistud-18245	26	35	one	one	NUM
eistud-18245	26	36	of	of	ADP
eistud-18245	26	37	companies	company	NOUN
eistud-18245	26	38	with	with	ADP
eistud-18245	26	39	bigger	big	ADJ
eistud-18245	26	40	assets	asset	NOUN
eistud-18245	26	41	under	under	ADP
eistud-18245	26	42	management	management	NOUN
eistud-18245	26	43	and	and	CCONJ
eistud-18245	26	44	bigger	big	ADJ
eistud-18245	26	45	share	share	NOUN
eistud-18245	26	46	of	of	ADP
eistud-18245	26	47	non	non	ADJ
eistud-18245	26	48	-	-	ADJ
eistud-18245	26	49	pension	pension	ADJ
eistud-18245	26	50	fund	fund	NOUN
eistud-18245	26	51	management	management	NOUN
eistud-18245	26	52	income	income	NOUN
eistud-18245	26	53	.	.	PUNCT
eistud-18245	27	1	the	the	DET
eistud-18245	27	2	research	research	NOUN
eistud-18245	27	3	tasks	task	NOUN
eistud-18245	27	4	include	include	VERB
eistud-18245	27	5	examining	examine	VERB
eistud-18245	27	6	the	the	DET
eistud-18245	27	7	origin	origin	NOUN
eistud-18245	27	8	of	of	ADP
eistud-18245	27	9	bancassurance	bancassurance	NOUN
eistud-18245	27	10	and	and	CCONJ
eistud-18245	27	11	its	its	PRON
eistud-18245	27	12	development	development	NOUN
eistud-18245	27	13	,	,	PUNCT
eistud-18245	27	14	examining	examine	VERB
eistud-18245	27	15	the	the	DET
eistud-18245	27	16	stochastic	stochastic	ADJ
eistud-18245	27	17	frontier	frontier	NOUN
eistud-18245	27	18	analysis	analysis	NOUN
eistud-18245	27	19	(	(	PUNCT
eistud-18245	27	20	sfa	sfa	NOUN
eistud-18245	27	21	)	)	PUNCT
eistud-18245	27	22	and	and	CCONJ
eistud-18245	27	23	data	data	VERB
eistud-18245	27	24	envelopment	envelopment	ADJ
eistud-18245	27	25	analysis	analysis	NOUN
eistud-18245	27	26	(	(	PUNCT
eistud-18245	27	27	dea	dea	NOUN
eistud-18245	27	28	)	)	PUNCT
eistud-18245	27	29	as	as	ADP
eistud-18245	27	30	efficiency	efficiency	NOUN
eistud-18245	27	31	analysis	analysis	NOUN
eistud-18245	27	32	methodology	methodology	NOUN
eistud-18245	27	33	and	and	CCONJ
eistud-18245	27	34	its	its	PRON
eistud-18245	27	35	applicability	applicability	NOUN
eistud-18245	27	36	for	for	ADP
eistud-18245	27	37	banking	banking	NOUN
eistud-18245	27	38	,	,	PUNCT
eistud-18245	27	39	insurance	insurance	NOUN
eistud-18245	27	40	and	and	CCONJ
eistud-18245	27	41	pension	pension	NOUN
eistud-18245	27	42	funds	fund	NOUN
eistud-18245	27	43	industry	industry	NOUN
eistud-18245	27	44	,	,	PUNCT
eistud-18245	27	45	assessing	assess	VERB
eistud-18245	27	46	the	the	DET
eistud-18245	27	47	efficiency	efficiency	NOUN
eistud-18245	27	48	of	of	ADP
eistud-18245	27	49	bancassurance	bancassurance	NOUN
eistud-18245	27	50	from	from	ADP
eistud-18245	27	51	the	the	DET
eistud-18245	27	52	perspective	perspective	NOUN
eistud-18245	27	53	of	of	ADP
eistud-18245	27	54	capability	capability	NOUN
eistud-18245	27	55	of	of	ADP
eistud-18245	27	56	companies	company	NOUN
eistud-18245	27	57	with	with	ADP
eistud-18245	27	58	different	different	ADJ
eistud-18245	27	59	volume	volume	NOUN
eistud-18245	27	60	and	and	CCONJ
eistud-18245	27	61	scope	scope	NOUN
eistud-18245	27	62	of	of	ADP
eistud-18245	27	63	operations	operation	NOUN
eistud-18245	27	64	to	to	PART
eistud-18245	27	65	achieve	achieve	VERB
eistud-18245	27	66	competitive	competitive	ADJ
eistud-18245	27	67	efficiency	efficiency	NOUN
eistud-18245	27	68	by	by	ADP
eistud-18245	27	69	using	use	VERB
eistud-18245	27	70	sfa	sfa	PROPN
eistud-18245	27	71	and	and	CCONJ
eistud-18245	27	72	dea	dea	PROPN
eistud-18245	27	73	as	as	ADV
eistud-18245	27	74	well	well	ADV
eistud-18245	27	75	as	as	ADP
eistud-18245	27	76	developing	develop	VERB
eistud-18245	27	77	efficiency	efficiency	NOUN
eistud-18245	27	78	improvement	improvement	NOUN
eistud-18245	27	79	proposals	proposal	NOUN
eistud-18245	27	80	for	for	ADP
eistud-18245	27	81	pension	pension	NOUN
eistud-18245	27	82	fund	fund	NOUN
eistud-18245	27	83	management	management	NOUN
eistud-18245	27	84	bancassurance	bancassurance	NOUN
eistud-18245	27	85	from	from	ADP
eistud-18245	27	86	the	the	DET
eistud-18245	27	87	perspective	perspective	NOUN
eistud-18245	27	88	of	of	ADP
eistud-18245	27	89	capability	capability	NOUN
eistud-18245	27	90	of	of	ADP
eistud-18245	27	91	companies	company	NOUN
eistud-18245	27	92	with	with	ADP
eistud-18245	27	93	different	different	ADJ
eistud-18245	27	94	volume	volume	NOUN
eistud-18245	27	95	and	and	CCONJ
eistud-18245	27	96	scope	scope	NOUN
eistud-18245	27	97	of	of	ADP
eistud-18245	27	98	operations	operation	NOUN
eistud-18245	27	99	to	to	PART
eistud-18245	27	100	achieve	achieve	VERB
eistud-18245	27	101	competitive	competitive	ADJ
eistud-18245	27	102	efficiency	efficiency	NOUN
eistud-18245	27	103	.	.	PUNCT
eistud-18245	28	1	the	the	DET
eistud-18245	28	2	research	research	NOUN
eistud-18245	28	3	can	can	AUX
eistud-18245	28	4	be	be	AUX
eistud-18245	28	5	seen	see	VERB
eistud-18245	28	6	as	as	ADP
eistud-18245	28	7	consisting	consist	VERB
eistud-18245	28	8	of	of	ADP
eistud-18245	28	9	four	four	NUM
eistud-18245	28	10	main	main	ADJ
eistud-18245	28	11	stages	stage	NOUN
eistud-18245	28	12	and	and	CCONJ
eistud-18245	28	13	review	review	NOUN
eistud-18245	28	14	of	of	ADP
eistud-18245	28	15	previous	previous	ADJ
eistud-18245	28	16	research	research	NOUN
eistud-18245	28	17	.	.	PUNCT
eistud-18245	29	1	the	the	DET
eistud-18245	29	2	first	first	ADJ
eistud-18245	29	3	stage	stage	NOUN
eistud-18245	29	4	of	of	ADP
eistud-18245	29	5	the	the	DET
eistud-18245	29	6	research	research	NOUN
eistud-18245	29	7	is	be	AUX
eistud-18245	29	8	devoted	devote	VERB
eistud-18245	29	9	to	to	ADP
eistud-18245	29	10	establishing	establish	VERB
eistud-18245	29	11	theoretical	theoretical	ADJ
eistud-18245	29	12	foundations	foundation	NOUN
eistud-18245	29	13	by	by	ADP
eistud-18245	29	14	conducting	conduct	VERB
eistud-18245	29	15	a	a	DET
eistud-18245	29	16	literature	literature	NOUN
eistud-18245	29	17	review	review	NOUN
eistud-18245	29	18	–	–	PUNCT
eistud-18245	29	19	studying	study	VERB
eistud-18245	29	20	the	the	DET
eistud-18245	29	21	bancassurance	bancassurance	NOUN
eistud-18245	29	22	as	as	ADP
eistud-18245	29	23	the	the	DET
eistud-18245	29	24	business	business	NOUN
eistud-18245	29	25	model	model	NOUN
eistud-18245	29	26	,	,	PUNCT
eistud-18245	29	27	studying	study	VERB
eistud-18245	29	28	parametric	parametric	ADJ
eistud-18245	29	29	and	and	CCONJ
eistud-18245	29	30	non	non	ADJ
eistud-18245	29	31	-	-	ADJ
eistud-18245	29	32	parametric	parametric	ADJ
eistud-18245	29	33	efficiency	efficiency	NOUN
eistud-18245	29	34	assessment	assessment	NOUN
eistud-18245	29	35	methodologies	methodology	NOUN
eistud-18245	29	36	like	like	ADP
eistud-18245	29	37	stochastic	stochastic	ADJ
eistud-18245	29	38	frontier	frontier	NOUN
eistud-18245	29	39	analysis	analysis	NOUN
eistud-18245	29	40	and	and	CCONJ
eistud-18245	29	41	data	data	VERB
eistud-18245	29	42	envelopment	envelopment	ADJ
eistud-18245	29	43	analysis	analysis	NOUN
eistud-18245	29	44	.	.	PUNCT
eistud-18245	30	1	the	the	DET
eistud-18245	30	2	second	second	ADJ
eistud-18245	30	3	stage	stage	NOUN
eistud-18245	30	4	of	of	ADP
eistud-18245	30	5	the	the	DET
eistud-18245	30	6	research	research	NOUN
eistud-18245	30	7	is	be	AUX
eistud-18245	30	8	the	the	DET
eistud-18245	30	9	beginning	beginning	NOUN
eistud-18245	30	10	of	of	ADP
eistud-18245	30	11	the	the	DET
eistud-18245	30	12	empirical	empirical	ADJ
eistud-18245	30	13	part	part	NOUN
eistud-18245	30	14	of	of	ADP
eistud-18245	30	15	the	the	DET
eistud-18245	30	16	research	research	NOUN
eistud-18245	30	17	,	,	PUNCT
eistud-18245	30	18	which	which	PRON
eistud-18245	30	19	starts	start	VERB
eistud-18245	30	20	with	with	ADP
eistud-18245	30	21	a	a	DET
eistud-18245	30	22	description	description	NOUN
eistud-18245	30	23	of	of	ADP
eistud-18245	30	24	a	a	DET
eistud-18245	30	25	banking	banking	NOUN
eistud-18245	30	26	environment	environment	NOUN
eistud-18245	30	27	after	after	ADP
eistud-18245	30	28	the	the	DET
eistud-18245	30	29	crisis	crisis	NOUN
eistud-18245	30	30	in	in	ADP
eistud-18245	30	31	europe	europe	PROPN
eistud-18245	30	32	and	and	CCONJ
eistud-18245	30	33	baltics	baltics	PROPN
eistud-18245	30	34	.	.	PUNCT
eistud-18245	31	1	the	the	DET
eistud-18245	31	2	third	third	ADJ
eistud-18245	31	3	stage	stage	NOUN
eistud-18245	31	4	is	be	AUX
eistud-18245	31	5	based	base	VERB
eistud-18245	31	6	on	on	ADP
eistud-18245	31	7	quantitative	quantitative	ADJ
eistud-18245	31	8	assessment	assessment	NOUN
eistud-18245	31	9	of	of	ADP
eistud-18245	31	10	corporate	corporate	ADJ
eistud-18245	31	11	data	datum	NOUN
eistud-18245	31	12	of	of	ADP
eistud-18245	31	13	pension	pension	NOUN
eistud-18245	31	14	fund	fund	NOUN
eistud-18245	31	15	management	management	NOUN
eistud-18245	31	16	companies	company	NOUN
eistud-18245	31	17	obtained	obtain	VERB
eistud-18245	31	18	from	from	ADP
eistud-18245	31	19	annual	annual	ADJ
eistud-18245	31	20	reports	report	NOUN
eistud-18245	31	21	.	.	PUNCT
eistud-18245	32	1	the	the	DET
eistud-18245	32	2	regression	regression	NOUN
eistud-18245	32	3	and	and	CCONJ
eistud-18245	32	4	correlation	correlation	NOUN
eistud-18245	32	5	analysis	analysis	NOUN
eistud-18245	32	6	is	be	AUX
eistud-18245	32	7	applied	apply	VERB
eistud-18245	32	8	in	in	ADP
eistud-18245	32	9	order	order	NOUN
eistud-18245	32	10	to	to	PART
eistud-18245	32	11	examine	examine	VERB
eistud-18245	32	12	relationship	relationship	NOUN
eistud-18245	32	13	between	between	ADP
eistud-18245	32	14	variables	variable	NOUN
eistud-18245	32	15	describing	describe	VERB
eistud-18245	32	16	size	size	NOUN
eistud-18245	32	17	and	and	CCONJ
eistud-18245	32	18	scope	scope	NOUN
eistud-18245	32	19	of	of	ADP
eistud-18245	32	20	operations	operation	NOUN
eistud-18245	32	21	and	and	CCONJ
eistud-18245	32	22	variables	variable	NOUN
eistud-18245	32	23	describing	describe	VERB
eistud-18245	32	24	efficiency	efficiency	NOUN
eistud-18245	32	25	.	.	PUNCT
eistud-18245	33	1	furthermore	furthermore	ADV
eistud-18245	33	2	,	,	PUNCT
eistud-18245	33	3	pension	pension	NOUN
eistud-18245	33	4	fund	fund	NOUN
eistud-18245	33	5	management	management	NOUN
eistud-18245	33	6	companies	company	NOUN
eistud-18245	33	7	are	be	AUX
eistud-18245	33	8	classified	classify	VERB
eistud-18245	33	9	in	in	ADP
eistud-18245	33	10	terms	term	NOUN
eistud-18245	33	11	of	of	ADP
eistud-18245	33	12	size	size	NOUN
eistud-18245	33	13	and	and	CCONJ
eistud-18245	33	14	scope	scope	NOUN
eistud-18245	33	15	of	of	ADP
eistud-18245	33	16	their	their	PRON
eistud-18245	33	17	operations	operation	NOUN
eistud-18245	33	18	by	by	ADP
eistud-18245	33	19	employing	employ	VERB
eistud-18245	33	20	the	the	DET
eistud-18245	33	21	cluster	cluster	NOUN
eistud-18245	33	22	analysis	analysis	NOUN
eistud-18245	33	23	.	.	PUNCT
eistud-18245	34	1	consistency	consistency	NOUN
eistud-18245	34	2	checks	check	NOUN
eistud-18245	34	3	of	of	ADP
eistud-18245	34	4	the	the	DET
eistud-18245	34	5	efficiency	efficiency	NOUN
eistud-18245	34	6	scored	score	VERB
eistud-18245	34	7	produced	produce	VERB
eistud-18245	34	8	by	by	ADP
eistud-18245	34	9	different	different	ADJ
eistud-18245	34	10	models	model	NOUN
eistud-18245	34	11	are	be	AUX
eistud-18245	34	12	performed	perform	VERB
eistud-18245	34	13	by	by	ADP
eistud-18245	34	14	using	use	VERB
eistud-18245	34	15	a	a	DET
eistud-18245	34	16	regression	regression	NOUN
eistud-18245	34	17	analysis	analysis	NOUN
eistud-18245	34	18	.	.	PUNCT
eistud-18245	35	1	finally	finally	ADV
eistud-18245	35	2	,	,	PUNCT
eistud-18245	35	3	the	the	DET
eistud-18245	35	4	fourth	fourth	ADJ
eistud-18245	35	5	stage	stage	NOUN
eistud-18245	35	6	of	of	ADP
eistud-18245	35	7	the	the	DET
eistud-18245	35	8	research	research	NOUN
eistud-18245	35	9	is	be	AUX
eistud-18245	35	10	devoted	devote	VERB
eistud-18245	35	11	to	to	ADP
eistud-18245	35	12	the	the	DET
eistud-18245	35	13	result	result	NOUN
eistud-18245	35	14	discussion	discussion	NOUN
eistud-18245	35	15	and	and	CCONJ
eistud-18245	35	16	development	development	NOUN
eistud-18245	35	17	of	of	ADP
eistud-18245	35	18	recommendations	recommendation	NOUN
eistud-18245	35	19	in	in	ADP
eistud-18245	35	20	the	the	DET
eistud-18245	35	21	research	research	NOUN
eistud-18245	35	22	topic	topic	NOUN
eistud-18245	35	23	.	.	PUNCT
eistud-18245	36	1	european	european	ADJ
eistud-18245	36	2	integrat	integrat	PROPN
eistud-18245	36	3	ion	ion	NOUN
eistud-18245	36	4	studies	study	NOUN
eistud-18245	36	5	2017/11	2017/11	NUM
eistud-18245	36	6	188	188	NUM
eistud-18245	36	7	the	the	DET
eistud-18245	36	8	fourth	fourth	ADJ
eistud-18245	36	9	stage	stage	NOUN
eistud-18245	36	10	research	research	NOUN
eistud-18245	36	11	is	be	AUX
eistud-18245	36	12	designed	design	VERB
eistud-18245	36	13	in	in	ADP
eistud-18245	36	14	order	order	NOUN
eistud-18245	36	15	to	to	PART
eistud-18245	36	16	implement	implement	VERB
eistud-18245	36	17	the	the	DET
eistud-18245	36	18	concept	concept	NOUN
eistud-18245	36	19	model	model	NOUN
eistud-18245	36	20	of	of	ADP
eistud-18245	36	21	the	the	DET
eistud-18245	36	22	research	research	NOUN
eistud-18245	36	23	.	.	PUNCT
eistud-18245	37	1	the	the	DET
eistud-18245	37	2	concept	concept	NOUN
eistud-18245	37	3	model	model	NOUN
eistud-18245	37	4	of	of	ADP
eistud-18245	37	5	the	the	DET
eistud-18245	37	6	research	research	NOUN
eistud-18245	37	7	is	be	AUX
eistud-18245	37	8	provided	provide	VERB
eistud-18245	37	9	under	under	ADP
eistud-18245	37	10	the	the	DET
eistud-18245	37	11	figure	figure	NOUN
eistud-18245	37	12	1	1	NUM
eistud-18245	37	13	.	.	PUNCT
eistud-18245	38	1	it	it	PRON
eistud-18245	38	2	presents	present	VERB
eistud-18245	38	3	a	a	DET
eistud-18245	38	4	logical	logical	ADJ
eistud-18245	38	5	flow	flow	NOUN
eistud-18245	38	6	of	of	ADP
eistud-18245	38	7	theoretical	theoretical	ADJ
eistud-18245	38	8	and	and	CCONJ
eistud-18245	38	9	empirical	empirical	ADJ
eistud-18245	38	10	developments	development	NOUN
eistud-18245	38	11	of	of	ADP
eistud-18245	38	12	the	the	DET
eistud-18245	38	13	research	research	NOUN
eistud-18245	38	14	as	as	ADV
eistud-18245	38	15	well	well	ADV
eistud-18245	38	16	as	as	ADP
eistud-18245	38	17	demonstrates	demonstrate	VERB
eistud-18245	38	18	interrelations	interrelation	NOUN
eistud-18245	38	19	between	between	ADP
eistud-18245	38	20	its	its	PRON
eistud-18245	38	21	parts	part	NOUN
eistud-18245	38	22	.	.	PUNCT
eistud-18245	39	1	figure	figure	NOUN
eistud-18245	39	2	1	1	NUM
eistud-18245	39	3	research	research	NOUN
eistud-18245	39	4	concept	concept	NOUN
eistud-18245	39	5	model	model	NOUN
eistud-18245	39	6	(	(	PUNCT
eistud-18245	39	7	prepared	prepare	VERB
eistud-18245	39	8	by	by	ADP
eistud-18245	39	9	the	the	DET
eistud-18245	39	10	author	author	NOUN
eistud-18245	39	11	,	,	PUNCT
eistud-18245	39	12	2017	2017	NUM
eistud-18245	39	13	)	)	PUNCT
eistud-18245	39	14	following	follow	VERB
eistud-18245	39	15	methods	method	NOUN
eistud-18245	39	16	were	be	AUX
eistud-18245	39	17	used	use	VERB
eistud-18245	39	18	in	in	ADP
eistud-18245	39	19	the	the	DET
eistud-18245	39	20	research	research	NOUN
eistud-18245	39	21	:	:	PUNCT
eistud-18245	39	22	_	_	PRON
eistud-18245	39	23	qualitative	qualitative	ADJ
eistud-18245	39	24	methods	method	NOUN
eistud-18245	39	25	:	:	PUNCT
eistud-18245	39	26	monographic	monographic	ADJ
eistud-18245	39	27	method	method	NOUN
eistud-18245	39	28	,	,	PUNCT
eistud-18245	39	29	literature	literature	NOUN
eistud-18245	39	30	review	review	NOUN
eistud-18245	39	31	,	,	PUNCT
eistud-18245	39	32	document	document	NOUN
eistud-18245	39	33	analysis	analysis	NOUN
eistud-18245	39	34	,	,	PUNCT
eistud-18245	39	35	and	and	CCONJ
eistud-18245	39	36	data	datum	NOUN
eistud-18245	39	37	evaluation	evaluation	NOUN
eistud-18245	39	38	.	.	PUNCT
eistud-18245	40	1	_	_	PUNCT
eistud-18245	40	2	quantitative	quantitative	ADJ
eistud-18245	40	3	methods	method	NOUN
eistud-18245	40	4	:	:	PUNCT
eistud-18245	40	5	regression	regression	NOUN
eistud-18245	40	6	and	and	CCONJ
eistud-18245	40	7	correlation	correlation	NOUN
eistud-18245	40	8	analysis	analysis	NOUN
eistud-18245	40	9	,	,	PUNCT
eistud-18245	40	10	economic	economic	ADJ
eistud-18245	40	11	modelling	modelling	NOUN
eistud-18245	40	12	techniques	technique	NOUN
eistud-18245	40	13	,	,	PUNCT
eistud-18245	40	14	including	include	VERB
eistud-18245	40	15	sfa	sfa	NOUN
eistud-18245	40	16	and	and	CCONJ
eistud-18245	40	17	dea	dea	NOUN
eistud-18245	40	18	,	,	PUNCT
eistud-18245	40	19	descriptive	descriptive	ADJ
eistud-18245	40	20	statistics	statistic	NOUN
eistud-18245	40	21	methods	method	NOUN
eistud-18245	40	22	,	,	PUNCT
eistud-18245	40	23	cluster	cluster	NOUN
eistud-18245	40	24	analysis	analysis	NOUN
eistud-18245	40	25	.	.	PUNCT
eistud-18245	41	1	general	general	ADJ
eistud-18245	41	2	research	research	NOUN
eistud-18245	41	3	period	period	NOUN
eistud-18245	41	4	is	be	AUX
eistud-18245	41	5	from	from	ADP
eistud-18245	41	6	2008	2008	NUM
eistud-18245	41	7	till	till	SCONJ
eistud-18245	41	8	2016	2016	NUM
eistud-18245	41	9	while	while	SCONJ
eistud-18245	41	10	efficiency	efficiency	NOUN
eistud-18245	41	11	assessment	assessment	NOUN
eistud-18245	41	12	models	model	NOUN
eistud-18245	41	13	are	be	AUX
eistud-18245	41	14	implemented	implement	VERB
eistud-18245	41	15	based	base	VERB
eistud-18245	41	16	on	on	ADP
eistud-18245	41	17	financial	financial	ADJ
eistud-18245	41	18	data	datum	NOUN
eistud-18245	41	19	from	from	ADP
eistud-18245	41	20	2009	2009	NUM
eistud-18245	41	21	till	till	SCONJ
eistud-18245	41	22	2015	2015	NUM
eistud-18245	41	23	.	.	PUNCT
eistud-18245	42	1	based	base	VERB
eistud-18245	42	2	on	on	ADP
eistud-18245	42	3	findings	finding	NOUN
eistud-18245	42	4	of	of	ADP
eistud-18245	42	5	various	various	ADJ
eistud-18245	42	6	researchers	researcher	NOUN
eistud-18245	42	7	provided	provide	VERB
eistud-18245	42	8	in	in	ADP
eistud-18245	42	9	the	the	DET
eistud-18245	42	10	introduction	introduction	NOUN
eistud-18245	42	11	of	of	ADP
eistud-18245	42	12	the	the	DET
eistud-18245	42	13	research	research	NOUN
eistud-18245	42	14	,	,	PUNCT
eistud-18245	42	15	the	the	DET
eistud-18245	42	16	bancassurance	bancassurance	NOUN
eistud-18245	42	17	illustration	illustration	NOUN
eistud-18245	42	18	in	in	ADP
eistud-18245	42	19	the	the	DET
eistud-18245	42	20	field	field	NOUN
eistud-18245	42	21	of	of	ADP
eistud-18245	42	22	the	the	DET
eistud-18245	42	23	pension	pension	NOUN
eistud-18245	42	24	fund	fund	NOUN
eistud-18245	42	25	management	management	NOUN
eistud-18245	42	26	is	be	AUX
eistud-18245	42	27	developed	develop	VERB
eistud-18245	42	28	,	,	PUNCT
eistud-18245	42	29	which	which	PRON
eistud-18245	42	30	is	be	AUX
eistud-18245	42	31	subject	subject	ADJ
eistud-18245	42	32	to	to	ADP
eistud-18245	42	33	assumptions	assumption	NOUN
eistud-18245	42	34	and	and	CCONJ
eistud-18245	42	35	limitations	limitation	NOUN
eistud-18245	42	36	of	of	ADP
eistud-18245	42	37	the	the	DET
eistud-18245	42	38	research	research	NOUN
eistud-18245	42	39	.	.	PUNCT
eistud-18245	43	1	the	the	DET
eistud-18245	43	2	illustration	illustration	NOUN
eistud-18245	43	3	is	be	AUX
eistud-18245	43	4	provided	provide	VERB
eistud-18245	43	5	in	in	ADP
eistud-18245	43	6	the	the	DET
eistud-18245	43	7	figure	figure	NOUN
eistud-18245	43	8	2	2	NUM
eistud-18245	43	9	.	.	PUNCT
eistud-18245	43	10	bancassu	bancassu	PROPN
eistud-18245	43	11	rance	rance	PROPN
eistud-18245	43	12	,	,	PUNCT
eistud-18245	43	13	data	data	VERB
eistud-18245	43	14	envelopment	envelopment	ADJ
eistud-18245	43	15	analysis	analysis	NOUN
eistud-18245	43	16	and	and	CCONJ
eistud-18245	43	17	stochastic	stochastic	ADJ
eistud-18245	43	18	frontier	frontier	NOUN
eistud-18245	43	19	analysis	analysis	NOUN
eistud-18245	43	20	figure	figure	NOUN
eistud-18245	43	21	2	2	NUM
eistud-18245	43	22	bancassurance	bancassurance	NOUN
eistud-18245	43	23	and	and	CCONJ
eistud-18245	43	24	its	its	PRON
eistud-18245	43	25	efficiency	efficiency	NOUN
eistud-18245	43	26	in	in	ADP
eistud-18245	43	27	the	the	DET
eistud-18245	43	28	pension	pension	NOUN
eistud-18245	43	29	fund	fund	NOUN
eistud-18245	43	30	management	management	NOUN
eistud-18245	43	31	(	(	PUNCT
eistud-18245	43	32	prepared	prepare	VERB
eistud-18245	43	33	by	by	ADP
eistud-18245	43	34	the	the	DET
eistud-18245	43	35	author	author	NOUN
eistud-18245	43	36	,	,	PUNCT
eistud-18245	43	37	2016	2016	NUM
eistud-18245	43	38	)	)	PUNCT
eistud-18245	43	39	189	189	NUM
eistud-18245	43	40	european	european	ADJ
eistud-18245	43	41	integrat	integrat	NOUN
eistud-18245	43	42	ion	ion	NOUN
eistud-18245	43	43	studies	study	NOUN
eistud-18245	43	44	2017/11	2017/11	NUM
eistud-18245	43	45	pension	pension	NOUN
eistud-18245	43	46	fund	fund	NOUN
eistud-18245	43	47	management	management	NOUN
eistud-18245	43	48	companies	company	NOUN
eistud-18245	43	49	ensure	ensure	VERB
eistud-18245	43	50	their	their	PRON
eistud-18245	43	51	core	core	NOUN
eistud-18245	43	52	operations	operation	NOUN
eistud-18245	43	53	as	as	ADV
eistud-18245	43	54	well	well	ADV
eistud-18245	43	55	as	as	ADP
eistud-18245	43	56	support	support	NOUN
eistud-18245	43	57	functions	function	NOUN
eistud-18245	43	58	.	.	PUNCT
eistud-18245	44	1	a	a	DET
eistud-18245	44	2	bank	bank	NOUN
eistud-18245	44	3	in	in	ADP
eistud-18245	44	4	its	its	PRON
eistud-18245	44	5	turn	turn	NOUN
eistud-18245	44	6	employs	employ	VERB
eistud-18245	44	7	a	a	DET
eistud-18245	44	8	distribution	distribution	NOUN
eistud-18245	44	9	network	network	NOUN
eistud-18245	44	10	and	and	CCONJ
eistud-18245	44	11	serves	serve	VERB
eistud-18245	44	12	a	a	DET
eistud-18245	44	13	base	base	NOUN
eistud-18245	44	14	of	of	ADP
eistud-18245	44	15	customers	customer	NOUN
eistud-18245	44	16	in	in	ADP
eistud-18245	44	17	a	a	DET
eistud-18245	44	18	more	more	ADV
eistud-18245	44	19	efficient	efficient	ADJ
eistud-18245	44	20	manner	manner	NOUN
eistud-18245	44	21	by	by	ADP
eistud-18245	44	22	offering	offer	VERB
eistud-18245	44	23	pension	pension	NOUN
eistud-18245	44	24	products	product	NOUN
eistud-18245	44	25	to	to	ADP
eistud-18245	44	26	its	its	PRON
eistud-18245	44	27	customers	customer	NOUN
eistud-18245	44	28	.	.	PUNCT
eistud-18245	45	1	as	as	ADP
eistud-18245	45	2	a	a	DET
eistud-18245	45	3	result	result	NOUN
eistud-18245	45	4	,	,	PUNCT
eistud-18245	45	5	revenue	revenue	NOUN
eistud-18245	45	6	efficiency	efficiency	NOUN
eistud-18245	45	7	(	(	PUNCT
eistud-18245	45	8	via	via	ADP
eistud-18245	45	9	bigger	big	ADJ
eistud-18245	45	10	sales	sale	NOUN
eistud-18245	45	11	volume	volume	NOUN
eistud-18245	45	12	)	)	PUNCT
eistud-18245	45	13	,	,	PUNCT
eistud-18245	45	14	cost	cost	NOUN
eistud-18245	45	15	efficiency	efficiency	NOUN
eistud-18245	45	16	(	(	PUNCT
eistud-18245	45	17	via	via	ADP
eistud-18245	45	18	smaller	small	ADJ
eistud-18245	45	19	sales	sale	NOUN
eistud-18245	45	20	and	and	CCONJ
eistud-18245	45	21	other	other	ADJ
eistud-18245	45	22	costs	cost	NOUN
eistud-18245	45	23	)	)	PUNCT
eistud-18245	45	24	as	as	ADV
eistud-18245	45	25	well	well	ADV
eistud-18245	45	26	as	as	ADP
eistud-18245	45	27	capital	capital	NOUN
eistud-18245	45	28	efficiency	efficiency	NOUN
eistud-18245	45	29	is	be	AUX
eistud-18245	45	30	improved	improve	VERB
eistud-18245	45	31	,	,	PUNCT
eistud-18245	45	32	caused	cause	VERB
eistud-18245	45	33	by	by	ADP
eistud-18245	45	34	improvement	improvement	NOUN
eistud-18245	45	35	in	in	ADP
eistud-18245	45	36	two	two	NUM
eistud-18245	45	37	above	above	ADV
eistud-18245	45	38	-	-	PUNCT
eistud-18245	45	39	mentioned	mention	VERB
eistud-18245	45	40	efficiency	efficiency	NOUN
eistud-18245	45	41	areas	area	NOUN
eistud-18245	45	42	.	.	PUNCT
eistud-18245	46	1	different	different	ADJ
eistud-18245	46	2	efficiency	efficiency	NOUN
eistud-18245	46	3	measurement	measurement	NOUN
eistud-18245	46	4	methods	method	NOUN
eistud-18245	46	5	evolved	evolve	VERB
eistud-18245	46	6	over	over	ADP
eistud-18245	46	7	time	time	NOUN
eistud-18245	46	8	.	.	PUNCT
eistud-18245	47	1	studies	study	NOUN
eistud-18245	47	2	that	that	PRON
eistud-18245	47	3	compare	compare	VERB
eistud-18245	47	4	parametric	parametric	ADJ
eistud-18245	47	5	and	and	CCONJ
eistud-18245	47	6	non	non	ADJ
eistud-18245	47	7	-	-	ADJ
eistud-18245	47	8	parametric	parametric	ADJ
eistud-18245	47	9	techniques	technique	NOUN
eistud-18245	47	10	are	be	AUX
eistud-18245	47	11	ferrier	ferrier	NOUN
eistud-18245	47	12	and	and	CCONJ
eistud-18245	47	13	lovell	lovell	PROPN
eistud-18245	47	14	(	(	PUNCT
eistud-18245	47	15	1990	1990	NUM
eistud-18245	47	16	)	)	PUNCT
eistud-18245	47	17	,	,	PUNCT
eistud-18245	47	18	sheldon	sheldon	PROPN
eistud-18245	47	19	(	(	PUNCT
eistud-18245	47	20	1994	1994	NUM
eistud-18245	47	21	)	)	PUNCT
eistud-18245	47	22	,	,	PUNCT
eistud-18245	47	23	resti	resti	NOUN
eistud-18245	47	24	(	(	PUNCT
eistud-18245	47	25	1997	1997	NUM
eistud-18245	47	26	)	)	PUNCT
eistud-18245	47	27	,	,	PUNCT
eistud-18245	47	28	bauer	bauer	PROPN
eistud-18245	47	29	,	,	PUNCT
eistud-18245	47	30	et	et	PROPN
eistud-18245	47	31	.	.	PUNCT
eistud-18245	48	1	al	al	PROPN
eistud-18245	48	2	.	.	PUNCT
eistud-18245	49	1	(	(	PUNCT
eistud-18245	49	2	1998	1998	NUM
eistud-18245	49	3	)	)	PUNCT
eistud-18245	49	4	,	,	PUNCT
eistud-18245	49	5	casu	casu	PROPN
eistud-18245	49	6	and	and	CCONJ
eistud-18245	49	7	girardone	girardone	PROPN
eistud-18245	49	8	(	(	PUNCT
eistud-18245	49	9	2002	2002	NUM
eistud-18245	49	10	)	)	PUNCT
eistud-18245	49	11	,	,	PUNCT
eistud-18245	49	12	weill	weill	PROPN
eistud-18245	49	13	(	(	PUNCT
eistud-18245	49	14	2004	2004	NUM
eistud-18245	49	15	)	)	PUNCT
eistud-18245	49	16	and	and	CCONJ
eistud-18245	49	17	beccalli	beccalli	NOUN
eistud-18245	49	18	,	,	PUNCT
eistud-18245	49	19	et	et	NOUN
eistud-18245	49	20	.	.	PUNCT
eistud-18245	50	1	al	al	PROPN
eistud-18245	50	2	.	.	PROPN
eistud-18245	50	3	(	(	PUNCT
eistud-18245	50	4	2006	2006	NUM
eistud-18245	50	5	)	)	PUNCT
eistud-18245	50	6	.	.	PUNCT
eistud-18245	51	1	some	some	DET
eistud-18245	51	2	researchers	researcher	NOUN
eistud-18245	51	3	also	also	ADV
eistud-18245	51	4	studied	study	VERB
eistud-18245	51	5	relationship	relationship	NOUN
eistud-18245	51	6	between	between	ADP
eistud-18245	51	7	diversification	diversification	NOUN
eistud-18245	51	8	and	and	CCONJ
eistud-18245	51	9	performance	performance	NOUN
eistud-18245	51	10	depending	depend	VERB
eistud-18245	51	11	on	on	ADP
eistud-18245	51	12	a	a	DET
eistud-18245	51	13	size	size	NOUN
eistud-18245	51	14	of	of	ADP
eistud-18245	51	15	an	an	DET
eistud-18245	51	16	insurance	insurance	NOUN
eistud-18245	51	17	company	company	NOUN
eistud-18245	51	18	(	(	PUNCT
eistud-18245	51	19	berry	berry	NOUN
eistud-18245	51	20	-	-	PUNCT
eistud-18245	51	21	stolzle	stolzle	PROPN
eistud-18245	51	22	,	,	PUNCT
eistud-18245	51	23	et	et	NOUN
eistud-18245	51	24	.	.	PUNCT
eistud-18245	52	1	al	al	PROPN
eistud-18245	52	2	.	.	PROPN
eistud-18245	52	3	,	,	PUNCT
eistud-18245	52	4	2013	2013	NUM
eistud-18245	52	5	)	)	PUNCT
eistud-18245	52	6	.	.	PUNCT
eistud-18245	53	1	du	du	PROPN
eistud-18245	53	2	and	and	CCONJ
eistud-18245	53	3	sim	sim	ADJ
eistud-18245	53	4	(	(	PUNCT
eistud-18245	53	5	2016	2016	NUM
eistud-18245	53	6	)	)	PUNCT
eistud-18245	53	7	examined	examine	VERB
eistud-18245	53	8	cross	cross	ADJ
eistud-18245	53	9	-	-	ADJ
eistud-18245	53	10	country	country	ADJ
eistud-18245	53	11	evidence	evidence	NOUN
eistud-18245	53	12	on	on	ADP
eistud-18245	53	13	whether	whether	SCONJ
eistud-18245	53	14	the	the	DET
eistud-18245	53	15	effect	effect	NOUN
eistud-18245	53	16	of	of	ADP
eistud-18245	53	17	mergers	merger	NOUN
eistud-18245	53	18	and	and	CCONJ
eistud-18245	53	19	acquisitions	acquisition	NOUN
eistud-18245	53	20	on	on	ADP
eistud-18245	53	21	bank	bank	NOUN
eistud-18245	53	22	efficiency	efficiency	NOUN
eistud-18245	53	23	differs	differ	VERB
eistud-18245	53	24	for	for	ADP
eistud-18245	53	25	target	target	NOUN
eistud-18245	53	26	versus	versus	ADP
eistud-18245	53	27	acquiring	acquire	VERB
eistud-18245	53	28	banks	bank	NOUN
eistud-18245	53	29	.	.	PUNCT
eistud-18245	54	1	to	to	PART
eistud-18245	54	2	estimate	estimate	VERB
eistud-18245	54	3	efficiency	efficiency	NOUN
eistud-18245	54	4	,	,	PUNCT
eistud-18245	54	5	researchers	researcher	NOUN
eistud-18245	54	6	employed	employ	VERB
eistud-18245	54	7	the	the	DET
eistud-18245	54	8	dea	dea	PROPN
eistud-18245	54	9	approach	approach	NOUN
eistud-18245	54	10	.	.	PUNCT
eistud-18245	55	1	moradi	moradi	NOUN
eistud-18245	55	2	-	-	PUNCT
eistud-18245	55	3	motlagh	motlagh	ADJ
eistud-18245	55	4	and	and	CCONJ
eistud-18245	55	5	babacan	babacan	ADJ
eistud-18245	55	6	(	(	PUNCT
eistud-18245	55	7	2015	2015	NUM
eistud-18245	55	8	)	)	PUNCT
eistud-18245	55	9	investigated	investigate	VERB
eistud-18245	55	10	the	the	DET
eistud-18245	55	11	efficiency	efficiency	NOUN
eistud-18245	55	12	levels	level	NOUN
eistud-18245	55	13	of	of	ADP
eistud-18245	55	14	australian	australian	ADJ
eistud-18245	55	15	banks	bank	NOUN
eistud-18245	55	16	prior	prior	ADV
eistud-18245	55	17	to	to	ADP
eistud-18245	55	18	,	,	PUNCT
eistud-18245	55	19	during	during	ADP
eistud-18245	55	20	and	and	CCONJ
eistud-18245	55	21	in	in	ADP
eistud-18245	55	22	the	the	DET
eistud-18245	55	23	post	post	ADJ
eistud-18245	55	24	great	great	ADJ
eistud-18245	55	25	financial	financial	ADJ
eistud-18245	55	26	crisis	crisis	NOUN
eistud-18245	55	27	period	period	NOUN
eistud-18245	55	28	by	by	ADP
eistud-18245	55	29	using	use	VERB
eistud-18245	55	30	dea	dea	PROPN
eistud-18245	55	31	.	.	PROPN
eistud-18245	55	32	titko	titko	PROPN
eistud-18245	55	33	,	,	PUNCT
eistud-18245	55	34	et	et	PROPN
eistud-18245	55	35	al	al	PROPN
eistud-18245	55	36	.	.	PROPN
eistud-18245	55	37	,	,	PUNCT
eistud-18245	55	38	(	(	PUNCT
eistud-18245	55	39	2014	2014	NUM
eistud-18245	55	40	)	)	PUNCT
eistud-18245	55	41	provided	provide	VERB
eistud-18245	55	42	improvement	improvement	NOUN
eistud-18245	55	43	recommendations	recommendation	NOUN
eistud-18245	55	44	for	for	ADP
eistud-18245	55	45	efficiency	efficiency	NOUN
eistud-18245	55	46	assessment	assessment	NOUN
eistud-18245	55	47	methodology	methodology	NOUN
eistud-18245	55	48	,	,	PUNCT
eistud-18245	55	49	which	which	PRON
eistud-18245	55	50	is	be	AUX
eistud-18245	55	51	based	base	VERB
eistud-18245	55	52	on	on	ADP
eistud-18245	55	53	dea	dea	PROPN
eistud-18245	55	54	vrs	vrs	PROPN
eistud-18245	55	55	models	model	NOUN
eistud-18245	55	56	applied	apply	VERB
eistud-18245	55	57	for	for	ADP
eistud-18245	55	58	banks	bank	NOUN
eistud-18245	55	59	operating	operate	VERB
eistud-18245	55	60	in	in	ADP
eistud-18245	55	61	latvia	latvia	PROPN
eistud-18245	55	62	.	.	PUNCT
eistud-18245	56	1	aiello	aiello	PROPN
eistud-18245	56	2	and	and	CCONJ
eistud-18245	56	3	bonanno	bonanno	PROPN
eistud-18245	56	4	(	(	PUNCT
eistud-18245	56	5	2016	2016	NUM
eistud-18245	56	6	)	)	PUNCT
eistud-18245	56	7	used	use	VERB
eistud-18245	56	8	sfa	sfa	NOUN
eistud-18245	56	9	in	in	ADP
eistud-18245	56	10	conducting	conduct	VERB
eistud-18245	56	11	the	the	DET
eistud-18245	56	12	analysis	analysis	NOUN
eistud-18245	56	13	of	of	ADP
eistud-18245	56	14	the	the	DET
eistud-18245	56	15	level	level	NOUN
eistud-18245	56	16	and	and	CCONJ
eistud-18245	56	17	dynamics	dynamic	NOUN
eistud-18245	56	18	of	of	ADP
eistud-18245	56	19	performance	performance	NOUN
eistud-18245	56	20	small	small	ADJ
eistud-18245	56	21	mutual	mutual	ADJ
eistud-18245	56	22	cooperative	cooperative	ADJ
eistud-18245	56	23	banks	bank	NOUN
eistud-18245	56	24	in	in	ADP
eistud-18245	56	25	italy	italy	PROPN
eistud-18245	56	26	compared	compare	VERB
eistud-18245	56	27	with	with	ADP
eistud-18245	56	28	others	other	NOUN
eistud-18245	56	29	and	and	CCONJ
eistud-18245	56	30	modelling	model	VERB
eistud-18245	56	31	time	time	NOUN
eistud-18245	56	32	as	as	ADP
eistud-18245	56	33	a	a	DET
eistud-18245	56	34	determinant	determinant	NOUN
eistud-18245	56	35	of	of	ADP
eistud-18245	56	36	efficiency	efficiency	NOUN
eistud-18245	56	37	of	of	ADP
eistud-18245	56	38	small	small	ADJ
eistud-18245	56	39	mutual	mutual	ADJ
eistud-18245	56	40	cooperative	cooperative	ADJ
eistud-18245	56	41	banks	bank	NOUN
eistud-18245	56	42	.	.	PUNCT
eistud-18245	57	1	sfa	sfa	PROPN
eistud-18245	57	2	was	be	AUX
eistud-18245	57	3	used	use	VERB
eistud-18245	57	4	by	by	ADP
eistud-18245	57	5	hughes	hughe	NOUN
eistud-18245	57	6	and	and	CCONJ
eistud-18245	57	7	mester	mester	PROPN
eistud-18245	57	8	(	(	PUNCT
eistud-18245	57	9	2013	2013	NUM
eistud-18245	57	10	)	)	PUNCT
eistud-18245	57	11	in	in	ADP
eistud-18245	57	12	efficiency	efficiency	NOUN
eistud-18245	57	13	assessment	assessment	NOUN
eistud-18245	57	14	of	of	ADP
eistud-18245	57	15	large	large	ADJ
eistud-18245	57	16	banks	bank	NOUN
eistud-18245	57	17	.	.	PUNCT
eistud-18245	58	1	quite	quite	ADV
eistud-18245	58	2	often	often	ADV
eistud-18245	58	3	,	,	PUNCT
eistud-18245	58	4	accounting	account	VERB
eistud-18245	58	5	based	base	VERB
eistud-18245	58	6	bancassurance	bancassurance	NOUN
eistud-18245	58	7	efficiency	efficiency	NOUN
eistud-18245	58	8	measurement	measurement	NOUN
eistud-18245	58	9	has	have	AUX
eistud-18245	58	10	been	be	AUX
eistud-18245	58	11	performed	perform	VERB
eistud-18245	58	12	by	by	ADP
eistud-18245	58	13	employing	employ	VERB
eistud-18245	58	14	sfa	sfa	PROPN
eistud-18245	58	15	,	,	PUNCT
eistud-18245	58	16	which	which	PRON
eistud-18245	58	17	was	be	AUX
eistud-18245	58	18	developed	develop	VERB
eistud-18245	58	19	by	by	ADP
eistud-18245	58	20	aigner	aigner	NOUN
eistud-18245	58	21	(	(	PUNCT
eistud-18245	58	22	aigner	aigner	PROPN
eistud-18245	58	23	,	,	PUNCT
eistud-18245	58	24	et	et	PROPN
eistud-18245	58	25	.	.	PUNCT
eistud-18245	59	1	al	al	PROPN
eistud-18245	59	2	.	.	PROPN
eistud-18245	59	3	,	,	PUNCT
eistud-18245	59	4	1977	1977	NUM
eistud-18245	59	5	)	)	PUNCT
eistud-18245	59	6	as	as	ADV
eistud-18245	59	7	well	well	ADV
eistud-18245	59	8	as	as	ADP
eistud-18245	59	9	dea	dea	NOUN
eistud-18245	59	10	,	,	PUNCT
eistud-18245	59	11	pioneered	pioneer	VERB
eistud-18245	59	12	by	by	ADP
eistud-18245	59	13	charnes	charne	NOUN
eistud-18245	59	14	(	(	PUNCT
eistud-18245	59	15	charnes	charne	NOUN
eistud-18245	59	16	,	,	PUNCT
eistud-18245	59	17	et	et	NOUN
eistud-18245	59	18	.	.	PUNCT
eistud-18245	60	1	al	al	PROPN
eistud-18245	60	2	.	.	PROPN
eistud-18245	60	3	,	,	PUNCT
eistud-18245	60	4	1978	1978	NUM
eistud-18245	60	5	)	)	PUNCT
eistud-18245	60	6	.	.	PUNCT
eistud-18245	61	1	later	later	ADV
eistud-18245	61	2	both	both	DET
eistud-18245	61	3	sfa	sfa	PROPN
eistud-18245	61	4	and	and	CCONJ
eistud-18245	61	5	dea	dea	PROPN
eistud-18245	61	6	were	be	AUX
eistud-18245	61	7	used	use	VERB
eistud-18245	61	8	in	in	ADP
eistud-18245	61	9	the	the	DET
eistud-18245	61	10	bancassurance	bancassurance	NOUN
eistud-18245	61	11	efficiency	efficiency	NOUN
eistud-18245	61	12	analysis	analysis	NOUN
eistud-18245	61	13	by	by	ADP
eistud-18245	61	14	bikker	bikker	PROPN
eistud-18245	61	15	(	(	PUNCT
eistud-18245	61	16	bikker	bikker	PROPN
eistud-18245	61	17	,	,	PUNCT
eistud-18245	61	18	van	van	PROPN
eistud-18245	61	19	leuvensteijn	leuvensteijn	PROPN
eistud-18245	61	20	,	,	PUNCT
eistud-18245	61	21	2008	2008	NUM
eistud-18245	61	22	)	)	PUNCT
eistud-18245	61	23	,	,	PUNCT
eistud-18245	61	24	fiordelisi	fiordelisi	ADJ
eistud-18245	61	25	(	(	PUNCT
eistud-18245	61	26	fiordelisi	fiordelisi	ADJ
eistud-18245	61	27	,	,	PUNCT
eistud-18245	61	28	ricci	ricci	PROPN
eistud-18245	61	29	,	,	PUNCT
eistud-18245	61	30	2009	2009	NUM
eistud-18245	61	31	)	)	PUNCT
eistud-18245	61	32	,	,	PUNCT
eistud-18245	61	33	nawi	nawi	PROPN
eistud-18245	61	34	(	(	PUNCT
eistud-18245	61	35	nawi	nawi	ADJ
eistud-18245	61	36	,	,	PUNCT
eistud-18245	61	37	et	et	PROPN
eistud-18245	61	38	.	.	PUNCT
eistud-18245	62	1	al	al	PROPN
eistud-18245	62	2	.	.	PROPN
eistud-18245	62	3	,	,	PUNCT
eistud-18245	62	4	2012	2012	NUM
eistud-18245	62	5	)	)	PUNCT
eistud-18245	62	6	as	as	ADV
eistud-18245	62	7	well	well	ADV
eistud-18245	62	8	as	as	ADP
eistud-18245	62	9	other	other	ADJ
eistud-18245	62	10	authors	author	NOUN
eistud-18245	62	11	.	.	PUNCT
eistud-18245	63	1	greene	greene	PROPN
eistud-18245	63	2	(	(	PUNCT
eistud-18245	63	3	1997	1997	NUM
eistud-18245	63	4	)	)	PUNCT
eistud-18245	63	5	proposed	propose	VERB
eistud-18245	63	6	that	that	SCONJ
eistud-18245	63	7	frontier	frontier	NOUN
eistud-18245	63	8	production	production	NOUN
eistud-18245	63	9	function	function	NOUN
eistud-18245	63	10	in	in	ADP
eistud-18245	63	11	general	general	ADJ
eistud-18245	63	12	can	can	AUX
eistud-18245	63	13	be	be	AUX
eistud-18245	63	14	described	describe	VERB
eistud-18245	63	15	as	as	ADP
eistud-18245	63	16	an	an	DET
eistud-18245	63	17	extension	extension	NOUN
eistud-18245	63	18	of	of	ADP
eistud-18245	63	19	a	a	DET
eistud-18245	63	20	regression	regression	NOUN
eistud-18245	63	21	model	model	NOUN
eistud-18245	63	22	.	.	PUNCT
eistud-18245	64	1	the	the	DET
eistud-18245	64	2	initial	initial	ADJ
eistud-18245	64	3	framework	framework	NOUN
eistud-18245	64	4	on	on	ADP
eistud-18245	64	5	parametric	parametric	ADJ
eistud-18245	64	6	frontier	frontier	NOUN
eistud-18245	64	7	analysis	analysis	NOUN
eistud-18245	64	8	commenced	commence	VERB
eistud-18245	64	9	with	with	ADP
eistud-18245	64	10	farell	farell	PROPN
eistud-18245	64	11	’s	’s	PART
eistud-18245	64	12	(	(	PUNCT
eistud-18245	64	13	1957	1957	NUM
eistud-18245	64	14	)	)	PUNCT
eistud-18245	64	15	cross	cross	ADJ
eistud-18245	64	16	-	-	ADJ
eistud-18245	64	17	sectional	sectional	ADJ
eistud-18245	64	18	model	model	NOUN
eistud-18245	64	19	where	where	SCONJ
eistud-18245	64	20	goal	goal	NOUN
eistud-18245	64	21	programming	programming	NOUN
eistud-18245	64	22	techniques	technique	NOUN
eistud-18245	64	23	were	be	AUX
eistud-18245	64	24	used	use	VERB
eistud-18245	64	25	to	to	PART
eistud-18245	64	26	estimate	estimate	VERB
eistud-18245	64	27	production	production	NOUN
eistud-18245	64	28	function	function	NOUN
eistud-18245	64	29	where	where	SCONJ
eistud-18245	64	30	i=(1,2,3,	i=(1,2,3,	NOUN
eistud-18245	64	31	…	…	SYM
eistud-18245	64	32	,i	,i	X
eistud-18245	64	33	)	)	PUNCT
eistud-18245	64	34	represents	represent	VERB
eistud-18245	64	35	the	the	DET
eistud-18245	64	36	corresponding	correspond	VERB
eistud-18245	64	37	producer	producer	NOUN
eistud-18245	64	38	,	,	PUNCT
eistud-18245	64	39	y	y	PROPN
eistud-18245	64	40	is	be	AUX
eistud-18245	64	41	the	the	DET
eistud-18245	64	42	level	level	NOUN
eistud-18245	64	43	of	of	ADP
eistud-18245	64	44	output	output	NOUN
eistud-18245	64	45	,	,	PUNCT
eistud-18245	64	46	x	x	PRON
eistud-18245	64	47	refers	refer	VERB
eistud-18245	64	48	to	to	ADP
eistud-18245	64	49	a	a	DET
eistud-18245	64	50	vector	vector	NOUN
eistud-18245	64	51	of	of	ADP
eistud-18245	64	52	n	n	DET
eistud-18245	64	53	inputs	input	NOUN
eistud-18245	64	54	,	,	PUNCT
eistud-18245	64	55	f	f	X
eistud-18245	64	56	(	(	PUNCT
eistud-18245	64	57	.	.	PUNCT
eistud-18245	64	58	)	)	PUNCT
eistud-18245	64	59	is	be	AUX
eistud-18245	64	60	the	the	DET
eistud-18245	64	61	production	production	NOUN
eistud-18245	64	62	frontier	frontier	NOUN
eistud-18245	64	63	depending	depend	VERB
eistud-18245	64	64	on	on	ADP
eistud-18245	64	65	inputs	input	NOUN
eistud-18245	64	66	and	and	CCONJ
eistud-18245	64	67	technology	technology	NOUN
eistud-18245	64	68	parameters	parameter	NOUN
eistud-18245	64	69	(	(	PUNCT
eistud-18245	64	70	β	β	NOUN
eistud-18245	64	71	)	)	PUNCT
eistud-18245	64	72	to	to	PART
eistud-18245	64	73	be	be	AUX
eistud-18245	64	74	estimated	estimate	VERB
eistud-18245	64	75	.	.	PUNCT
eistud-18245	65	1	the	the	DET
eistud-18245	65	2	last	last	ADJ
eistud-18245	65	3	term	term	NOUN
eistud-18245	65	4	is	be	AUX
eistud-18245	65	5	the	the	DET
eistud-18245	65	6	technical	technical	ADJ
eistud-18245	65	7	efficiency	efficiency	NOUN
eistud-18245	65	8	of	of	ADP
eistud-18245	65	9	the	the	DET
eistud-18245	65	10	ith	ith	PROPN
eistud-18245	65	11	firm	firm	NOUN
eistud-18245	65	12	calculated	calculate	VERB
eistud-18245	65	13	as	as	ADP
eistud-18245	65	14	the	the	DET
eistud-18245	65	15	ratio	ratio	NOUN
eistud-18245	65	16	of	of	ADP
eistud-18245	65	17	observed	observed	ADJ
eistud-18245	65	18	output	output	NOUN
eistud-18245	65	19	over	over	ADP
eistud-18245	65	20	maximum	maximum	ADJ
eistud-18245	65	21	feasible	feasible	ADJ
eistud-18245	65	22	output	output	NOUN
eistud-18245	65	23	:	:	PUNCT
eistud-18245	65	24	(	(	PUNCT
eistud-18245	65	25	1	1	X
eistud-18245	65	26	)	)	PUNCT
eistud-18245	65	27	�	�	PROPN
eistud-18245	65	28	�	�	PROPN
eistud-18245	65	29	�	�	PROPN
eistud-18245	65	30	�	�	PROPN
eistud-18245	65	31	=	=	SYM
eistud-18245	65	32	�	�	PROPN
eistud-18245	65	33	�	�	PROPN
eistud-18245	65	34	�	�	PROPN
eistud-18245	65	35	�	�	PROPN
eistud-18245	65	36	�	�	PROPN
eistud-18245	65	37	�	�	PROPN
eistud-18245	65	38	�	�	PROPN
eistud-18245	65	39	�	�	PROPN
eistud-18245	65	40	�	�	PROPN
eistud-18245	65	41	(	(	PUNCT
eistud-18245	65	42	1	1	NUM
eistud-18245	65	43	)	)	PUNCT
eistud-18245	65	44	�	�	PROPN
eistud-18245	65	45	�	�	PROPN
eistud-18245	65	46	�	�	PROPN
eistud-18245	65	47	�	�	PROPN
eistud-18245	65	48	=	=	SYM
eistud-18245	65	49	�	�	PROPN
eistud-18245	65	50	�	�	PROPN
eistud-18245	65	51	�	�	PROPN
eistud-18245	65	52	�	�	PROPN
eistud-18245	65	53	�	�	PROPN
eistud-18245	65	54	�	�	PROPN
eistud-18245	65	55	�	�	PROPN
eistud-18245	65	56	�	�	PROPN
eistud-18245	65	57	�	�	PROPN
eistud-18245	65	58	�	�	PROPN
eistud-18245	65	59	�	�	PROPN
eistud-18245	65	60	�	�	PROPN
eistud-18245	65	61	�	�	PROPN
eistud-18245	65	62	(	(	PUNCT
eistud-18245	65	63	2	2	NUM
eistud-18245	65	64	)	)	PUNCT
eistud-18245	65	65	�	�	PROPN
eistud-18245	65	66	�	�	PROPN
eistud-18245	65	67	�	�	PROPN
eistud-18245	65	68	�	�	PROPN
eistud-18245	65	69	�	�	PROPN
eistud-18245	65	70	�	�	PROPN
eistud-18245	65	71	�	�	PROPN
eistud-18245	65	72	�	�	PROPN
eistud-18245	65	73	�	�	PROPN
eistud-18245	65	74	�	�	PROPN
eistud-18245	65	75	�	�	PROPN
eistud-18245	65	76	)	)	PUNCT
eistud-18245	65	77	(	(	PUNCT
eistud-18245	65	78	3	3	X
eistud-18245	65	79	)	)	PUNCT
eistud-18245	65	80	∑	∑	PART
eistud-18245	65	81	�	�	PROPN
eistud-18245	65	82	�	�	PROPN
eistud-18245	65	83	=	=	SYM
eistud-18245	65	84	�	�	PROPN
eistud-18245	65	85	�	�	PROPN
eistud-18245	65	86	�	�	PROPN
eistud-18245	65	87	�	�	PROPN
eistud-18245	65	88	�	�	PROPN
eistud-18245	65	89	�	�	PROPN
eistud-18245	65	90	�	�	PROPN
eistud-18245	65	91	=	=	SYM
eistud-18245	65	92	�	�	PROPN
eistud-18245	65	93	�	�	PROPN
eistud-18245	65	94	�	�	PROPN
eistud-18245	65	95	�	�	PROPN
eistud-18245	65	96	�	�	PROPN
eistud-18245	65	97	�	�	PROPN
eistud-18245	65	98	�	�	PROPN
eistud-18245	65	99	�	�	PROPN
eistud-18245	65	100	�	�	PROPN
eistud-18245	65	101	�	�	PROPN
eistud-18245	65	102	(	(	PUNCT
eistud-18245	65	103	4	4	NUM
eistud-18245	65	104	)	)	PUNCT
eistud-18245	66	1	�	�	PROPN
eistud-18245	66	2	�	�	PROPN
eistud-18245	66	3	�	�	PROPN
eistud-18245	66	4	�	�	PROPN
eistud-18245	66	5	�	�	PROPN
eistud-18245	66	6	=	=	SYM
eistud-18245	66	7	�	�	PROPN
eistud-18245	66	8	�	�	PROPN
eistud-18245	66	9	�	�	PROPN
eistud-18245	66	10	�	�	PROPN
eistud-18245	66	11	�	�	PROPN
eistud-18245	66	12	�	�	PROPN
eistud-18245	66	13	�	�	PROPN
eistud-18245	66	14	�	�	PROPN
eistud-18245	66	15	(	(	PUNCT
eistud-18245	66	16	5	5	NUM
eistud-18245	66	17	)	)	PUNCT
eistud-18245	66	18	(	(	PUNCT
eistud-18245	66	19	2	2	X
eistud-18245	66	20	)	)	PUNCT
eistud-18245	66	21	�	�	PROPN
eistud-18245	66	22	�	�	PROPN
eistud-18245	66	23	�	�	PROPN
eistud-18245	66	24	�	�	PROPN
eistud-18245	66	25	=	=	SYM
eistud-18245	66	26	�	�	PROPN
eistud-18245	66	27	�	�	PROPN
eistud-18245	66	28	�	�	PROPN
eistud-18245	66	29	�	�	PROPN
eistud-18245	66	30	�	�	PROPN
eistud-18245	66	31	�	�	PROPN
eistud-18245	66	32	�	�	PROPN
eistud-18245	66	33	�	�	PROPN
eistud-18245	66	34	�	�	PROPN
eistud-18245	66	35	(	(	PUNCT
eistud-18245	66	36	1	1	NUM
eistud-18245	66	37	)	)	PUNCT
eistud-18245	66	38	�	�	PROPN
eistud-18245	66	39	�	�	PROPN
eistud-18245	66	40	�	�	PROPN
eistud-18245	66	41	�	�	PROPN
eistud-18245	66	42	=	=	SYM
eistud-18245	66	43	�	�	PROPN
eistud-18245	66	44	�	�	PROPN
eistud-18245	66	45	�	�	PROPN
eistud-18245	66	46	�	�	PROPN
eistud-18245	66	47	�	�	PROPN
eistud-18245	66	48	�	�	PROPN
eistud-18245	66	49	�	�	PROPN
eistud-18245	66	50	�	�	PROPN
eistud-18245	66	51	�	�	PROPN
eistud-18245	66	52	�	�	PROPN
eistud-18245	66	53	�	�	PROPN
eistud-18245	66	54	�	�	PROPN
eistud-18245	66	55	�	�	PROPN
eistud-18245	66	56	(	(	PUNCT
eistud-18245	66	57	2	2	NUM
eistud-18245	66	58	)	)	PUNCT
eistud-18245	66	59	�	�	PROPN
eistud-18245	66	60	�	�	PROPN
eistud-18245	66	61	�	�	PROPN
eistud-18245	66	62	�	�	PROPN
eistud-18245	66	63	�	�	PROPN
eistud-18245	66	64	�	�	PROPN
eistud-18245	66	65	�	�	PROPN
eistud-18245	66	66	�	�	PROPN
eistud-18245	66	67	�	�	PROPN
eistud-18245	66	68	�	�	PROPN
eistud-18245	66	69	�	�	PROPN
eistud-18245	66	70	)	)	PUNCT
eistud-18245	66	71	(	(	PUNCT
eistud-18245	66	72	3	3	X
eistud-18245	66	73	)	)	PUNCT
eistud-18245	66	74	∑	∑	PART
eistud-18245	66	75	�	�	PROPN
eistud-18245	66	76	�	�	PROPN
eistud-18245	66	77	=	=	SYM
eistud-18245	66	78	�	�	PROPN
eistud-18245	66	79	�	�	PROPN
eistud-18245	66	80	�	�	PROPN
eistud-18245	66	81	�	�	PROPN
eistud-18245	66	82	�	�	PROPN
eistud-18245	66	83	�	�	PROPN
eistud-18245	66	84	�	�	PROPN
eistud-18245	66	85	=	=	SYM
eistud-18245	66	86	�	�	PROPN
eistud-18245	66	87	�	�	PROPN
eistud-18245	66	88	�	�	PROPN
eistud-18245	66	89	�	�	PROPN
eistud-18245	66	90	�	�	PROPN
eistud-18245	66	91	�	�	PROPN
eistud-18245	66	92	�	�	PROPN
eistud-18245	66	93	�	�	PROPN
eistud-18245	66	94	�	�	PROPN
eistud-18245	66	95	�	�	PROPN
eistud-18245	66	96	(	(	PUNCT
eistud-18245	66	97	4	4	NUM
eistud-18245	66	98	)	)	PUNCT
eistud-18245	66	99	�	�	PROPN
eistud-18245	66	100	�	�	PROPN
eistud-18245	66	101	�	�	PROPN
eistud-18245	66	102	�	�	PROPN
eistud-18245	66	103	�	�	PROPN
eistud-18245	66	104	=	=	SYM
eistud-18245	66	105	�	�	PROPN
eistud-18245	66	106	�	�	PROPN
eistud-18245	66	107	�	�	PROPN
eistud-18245	66	108	�	�	PROPN
eistud-18245	66	109	�	�	PROPN
eistud-18245	66	110	�	�	PROPN
eistud-18245	66	111	�	�	PROPN
eistud-18245	66	112	�	�	PROPN
eistud-18245	66	113	(	(	PUNCT
eistud-18245	66	114	5	5	NUM
eistud-18245	66	115	)	)	PUNCT
eistud-18245	66	116	aigner	aigner	NOUN
eistud-18245	66	117	,	,	PUNCT
eistud-18245	66	118	et	et	NOUN
eistud-18245	66	119	.	.	PUNCT
eistud-18245	67	1	al	al	PROPN
eistud-18245	67	2	.	.	PUNCT
eistud-18245	68	1	(	(	PUNCT
eistud-18245	68	2	1977	1977	NUM
eistud-18245	68	3	)	)	PUNCT
eistud-18245	68	4	,	,	PUNCT
eistud-18245	68	5	battese	battese	NOUN
eistud-18245	68	6	and	and	CCONJ
eistud-18245	68	7	corra	corra	ADJ
eistud-18245	68	8	(	(	PUNCT
eistud-18245	68	9	1977	1977	NUM
eistud-18245	68	10	)	)	PUNCT
eistud-18245	68	11	,	,	PUNCT
eistud-18245	68	12	meeusen	meeusen	NOUN
eistud-18245	68	13	and	and	CCONJ
eistud-18245	68	14	van	van	PROPN
eistud-18245	68	15	den	den	PROPN
eistud-18245	68	16	broek	broek	PROPN
eistud-18245	68	17	(	(	PUNCT
eistud-18245	68	18	1977	1977	NUM
eistud-18245	68	19	)	)	PUNCT
eistud-18245	68	20	independently	independently	ADV
eistud-18245	68	21	proposed	propose	VERB
eistud-18245	68	22	to	to	PART
eistud-18245	68	23	estimate	estimate	VERB
eistud-18245	68	24	a	a	DET
eistud-18245	68	25	stochastic	stochastic	ADJ
eistud-18245	68	26	production	production	NOUN
eistud-18245	68	27	frontier	frontier	NOUN
eistud-18245	68	28	.	.	PUNCT
eistud-18245	69	1	the	the	DET
eistud-18245	69	2	model	model	NOUN
eistud-18245	69	3	is	be	AUX
eistud-18245	69	4	denoted	denote	VERB
eistud-18245	69	5	in	in	ADP
eistud-18245	69	6	logs	log	NOUN
eistud-18245	69	7	as	as	ADP
eistud-18245	69	8	(	(	PUNCT
eistud-18245	69	9	deutsche	deutsche	PROPN
eistud-18245	69	10	bundesbank	bundesbank	PROPN
eistud-18245	69	11	,	,	PUNCT
eistud-18245	69	12	2006	2006	NUM
eistud-18245	69	13	):	):	PUNCT
eistud-18245	69	14	where	where	SCONJ
eistud-18245	69	15	xj	xj	PROPN
eistud-18245	69	16	denotes	denote	VERB
eistud-18245	69	17	an	an	DET
eistud-18245	69	18	input	input	NOUN
eistud-18245	69	19	vector	vector	NOUN
eistud-18245	69	20	for	for	ADP
eistud-18245	69	21	firm	firm	PROPN
eistud-18245	69	22	j	j	PROPN
eistud-18245	69	23	,	,	PUNCT
eistud-18245	69	24	vj	vj	PROPN
eistud-18245	69	25	depicts	depict	VERB
eistud-18245	69	26	random	random	ADJ
eistud-18245	69	27	error	error	NOUN
eistud-18245	69	28	added	add	VERB
eistud-18245	69	29	to	to	ADP
eistud-18245	69	30	the	the	DET
eistud-18245	69	31	non	non	ADJ
eistud-18245	69	32	-	-	ADJ
eistud-18245	69	33	negative	negative	ADJ
eistud-18245	69	34	inefficiency	inefficiency	NOUN
eistud-18245	69	35	term	term	NOUN
eistud-18245	69	36	,	,	PUNCT
eistud-18245	69	37	uj	uj	X
eistud-18245	69	38	.	.	PROPN
eistud-18245	69	39	random	random	ADJ
eistud-18245	69	40	error	error	NOUN
eistud-18245	69	41	,	,	PUNCT
eistud-18245	69	42	vj	vj	INTJ
eistud-18245	69	43	,	,	PUNCT
eistud-18245	69	44	accounts	account	VERB
eistud-18245	69	45	for	for	ADP
eistud-18245	69	46	measurement	measurement	NOUN
eistud-18245	69	47	error	error	NOUN
eistud-18245	69	48	and	and	CCONJ
eistud-18245	69	49	other	other	ADJ
eistud-18245	69	50	random	random	ADJ
eistud-18245	69	51	factors	factor	NOUN
eistud-18245	69	52	affecting	affect	VERB
eistud-18245	69	53	the	the	DET
eistud-18245	69	54	value	value	NOUN
eistud-18245	69	55	of	of	ADP
eistud-18245	69	56	the	the	DET
eistud-18245	69	57	output	output	NOUN
eistud-18245	69	58	variable	variable	NOUN
eistud-18245	69	59	,	,	PUNCT
eistud-18245	69	60	together	together	ADV
eistud-18245	69	61	with	with	ADP
eistud-18245	69	62	the	the	DET
eistud-18245	69	63	combined	combine	VERB
eistud-18245	69	64	effects	effect	NOUN
eistud-18245	69	65	of	of	ADP
eistud-18245	69	66	unspecified	unspecified	ADJ
eistud-18245	69	67	input	input	NOUN
eistud-18245	69	68	variables	variable	NOUN
eistud-18245	69	69	in	in	ADP
eistud-18245	69	70	the	the	DET
eistud-18245	69	71	production	production	NOUN
eistud-18245	69	72	function	function	NOUN
eistud-18245	69	73	.	.	PUNCT
eistud-18245	70	1	the	the	DET
eistud-18245	70	2	model	model	NOUN
eistud-18245	70	3	is	be	AUX
eistud-18245	70	4	stochastic	stochastic	ADJ
eistud-18245	70	5	because	because	SCONJ
eistud-18245	70	6	the	the	DET
eistud-18245	70	7	upper	upper	ADJ
eistud-18245	70	8	limit	limit	NOUN
eistud-18245	70	9	is	be	AUX
eistud-18245	70	10	determined	determine	VERB
eistud-18245	70	11	by	by	ADP
eistud-18245	70	12	the	the	DET
eistud-18245	70	13	stochastic	stochastic	ADJ
eistud-18245	70	14	variable	variable	NOUN
eistud-18245	70	15	:	:	PUNCT
eistud-18245	70	16	european	european	ADJ
eistud-18245	70	17	integrat	integrat	NOUN
eistud-18245	70	18	ion	ion	NOUN
eistud-18245	70	19	studies	study	NOUN
eistud-18245	70	20	2017/11	2017/11	NUM
eistud-18245	70	21	190	190	NUM
eistud-18245	70	22	the	the	DET
eistud-18245	70	23	random	random	ADJ
eistud-18245	70	24	error	error	NOUN
eistud-18245	70	25	,	,	PUNCT
eistud-18245	70	26	vj	vj	INTJ
eistud-18245	70	27	,	,	PUNCT
eistud-18245	70	28	can	can	AUX
eistud-18245	70	29	be	be	AUX
eistud-18245	70	30	positive	positive	ADJ
eistud-18245	70	31	or	or	CCONJ
eistud-18245	70	32	negative	negative	ADJ
eistud-18245	70	33	and	and	CCONJ
eistud-18245	70	34	so	so	ADV
eistud-18245	70	35	the	the	DET
eistud-18245	70	36	stochastic	stochastic	ADJ
eistud-18245	70	37	frontier	frontier	NOUN
eistud-18245	70	38	outputs	output	NOUN
eistud-18245	70	39	vary	vary	VERB
eistud-18245	70	40	relative	relative	ADJ
eistud-18245	70	41	to	to	ADP
eistud-18245	70	42	the	the	DET
eistud-18245	70	43	deterministic	deterministic	ADJ
eistud-18245	70	44	part	part	NOUN
eistud-18245	70	45	of	of	ADP
eistud-18245	70	46	the	the	DET
eistud-18245	70	47	frontier	frontier	NOUN
eistud-18245	70	48	model	model	NOUN
eistud-18245	70	49	,	,	PUNCT
eistud-18245	70	50	exp(xj	exp(xj	NOUN
eistud-18245	70	51	)	)	PUNCT
eistud-18245	70	52	(	(	PUNCT
eistud-18245	70	53	coelli	coelli	PROPN
eistud-18245	70	54	,	,	PUNCT
eistud-18245	70	55	et	et	NOUN
eistud-18245	70	56	.	.	PUNCT
eistud-18245	71	1	al	al	PROPN
eistud-18245	71	2	.	.	PROPN
eistud-18245	71	3	,	,	PUNCT
eistud-18245	71	4	2005	2005	NUM
eistud-18245	71	5	)	)	PUNCT
eistud-18245	71	6	.	.	PUNCT
eistud-18245	72	1	(	(	PUNCT
eistud-18245	72	2	3	3	X
eistud-18245	72	3	)	)	PUNCT
eistud-18245	72	4	�	�	PROPN
eistud-18245	72	5	�	�	PROPN
eistud-18245	72	6	�	�	PROPN
eistud-18245	72	7	�	�	PROPN
eistud-18245	72	8	=	=	SYM
eistud-18245	72	9	�	�	PROPN
eistud-18245	72	10	�	�	PROPN
eistud-18245	72	11	�	�	PROPN
eistud-18245	72	12	�	�	PROPN
eistud-18245	72	13	�	�	PROPN
eistud-18245	72	14	�	�	PROPN
eistud-18245	72	15	�	�	PROPN
eistud-18245	72	16	�	�	PROPN
eistud-18245	72	17	�	�	PROPN
eistud-18245	72	18	(	(	PUNCT
eistud-18245	72	19	1	1	NUM
eistud-18245	72	20	)	)	PUNCT
eistud-18245	72	21	�	�	PROPN
eistud-18245	72	22	�	�	PROPN
eistud-18245	72	23	�	�	PROPN
eistud-18245	72	24	�	�	PROPN
eistud-18245	72	25	=	=	SYM
eistud-18245	72	26	�	�	PROPN
eistud-18245	72	27	�	�	PROPN
eistud-18245	72	28	�	�	PROPN
eistud-18245	72	29	�	�	PROPN
eistud-18245	72	30	�	�	PROPN
eistud-18245	72	31	�	�	PROPN
eistud-18245	72	32	�	�	PROPN
eistud-18245	72	33	�	�	PROPN
eistud-18245	72	34	�	�	PROPN
eistud-18245	72	35	�	�	PROPN
eistud-18245	72	36	�	�	PROPN
eistud-18245	72	37	�	�	PROPN
eistud-18245	72	38	�	�	PROPN
eistud-18245	72	39	(	(	PUNCT
eistud-18245	72	40	2	2	NUM
eistud-18245	72	41	)	)	PUNCT
eistud-18245	72	42	�	�	PROPN
eistud-18245	72	43	�	�	PROPN
eistud-18245	72	44	�	�	PROPN
eistud-18245	72	45	�	�	PROPN
eistud-18245	72	46	�	�	PROPN
eistud-18245	72	47	�	�	PROPN
eistud-18245	72	48	�	�	PROPN
eistud-18245	72	49	�	�	PROPN
eistud-18245	72	50	�	�	PROPN
eistud-18245	72	51	�	�	PROPN
eistud-18245	72	52	�	�	PROPN
eistud-18245	72	53	)	)	PUNCT
eistud-18245	72	54	(	(	PUNCT
eistud-18245	72	55	3	3	X
eistud-18245	72	56	)	)	PUNCT
eistud-18245	72	57	∑	∑	PART
eistud-18245	72	58	�	�	PROPN
eistud-18245	72	59	�	�	PROPN
eistud-18245	72	60	=	=	SYM
eistud-18245	72	61	�	�	PROPN
eistud-18245	72	62	�	�	PROPN
eistud-18245	72	63	�	�	PROPN
eistud-18245	72	64	�	�	PROPN
eistud-18245	72	65	�	�	PROPN
eistud-18245	72	66	�	�	PROPN
eistud-18245	72	67	�	�	PROPN
eistud-18245	72	68	=	=	SYM
eistud-18245	72	69	�	�	PROPN
eistud-18245	72	70	�	�	PROPN
eistud-18245	72	71	�	�	PROPN
eistud-18245	72	72	�	�	PROPN
eistud-18245	72	73	�	�	PROPN
eistud-18245	72	74	�	�	PROPN
eistud-18245	72	75	�	�	PROPN
eistud-18245	72	76	�	�	PROPN
eistud-18245	72	77	�	�	PROPN
eistud-18245	72	78	�	�	PROPN
eistud-18245	72	79	(	(	PUNCT
eistud-18245	72	80	4	4	NUM
eistud-18245	72	81	)	)	PUNCT
eistud-18245	72	82	�	�	PROPN
eistud-18245	72	83	�	�	PROPN
eistud-18245	72	84	�	�	PROPN
eistud-18245	72	85	�	�	PROPN
eistud-18245	72	86	�	�	PROPN
eistud-18245	72	87	=	=	SYM
eistud-18245	72	88	�	�	PROPN
eistud-18245	72	89	�	�	PROPN
eistud-18245	72	90	�	�	PROPN
eistud-18245	72	91	�	�	PROPN
eistud-18245	72	92	�	�	PROPN
eistud-18245	72	93	�	�	PROPN
eistud-18245	72	94	�	�	PROPN
eistud-18245	72	95	�	�	PROPN
eistud-18245	72	96	(	(	PUNCT
eistud-18245	72	97	5	5	NUM
eistud-18245	72	98	)	)	PUNCT
eistud-18245	72	99	data	datum	NOUN
eistud-18245	72	100	envelopment	envelopment	ADJ
eistud-18245	72	101	analysis	analysis	NOUN
eistud-18245	72	102	(	(	PUNCT
eistud-18245	72	103	dea	dea	NOUN
eistud-18245	72	104	)	)	PUNCT
eistud-18245	72	105	was	be	AUX
eistud-18245	72	106	originated	originate	VERB
eistud-18245	72	107	by	by	ADP
eistud-18245	72	108	charnes	charne	NOUN
eistud-18245	72	109	,	,	PUNCT
eistud-18245	72	110	cooper	cooper	NOUN
eistud-18245	72	111	,	,	PUNCT
eistud-18245	72	112	and	and	CCONJ
eistud-18245	72	113	rhodes	rhode	NOUN
eistud-18245	72	114	(	(	PUNCT
eistud-18245	72	115	1978	1978	NUM
eistud-18245	72	116	)	)	PUNCT
eistud-18245	72	117	.	.	PUNCT
eistud-18245	73	1	the	the	DET
eistud-18245	73	2	researchers	researcher	NOUN
eistud-18245	73	3	developed	develop	VERB
eistud-18245	73	4	the	the	DET
eistud-18245	73	5	piece	piece	NOUN
eistud-18245	73	6	-	-	PUNCT
eistud-18245	73	7	wise	wise	ADJ
eistud-18245	73	8	-	-	PUNCT
eistud-18245	73	9	linear	linear	NOUN
eistud-18245	73	10	convex	convex	NOUN
eistud-18245	73	11	hull	hull	NOUN
eistud-18245	73	12	approach	approach	NOUN
eistud-18245	73	13	to	to	ADP
eistud-18245	73	14	frontier	frontier	NOUN
eistud-18245	73	15	estimation	estimation	NOUN
eistud-18245	73	16	proposed	propose	VERB
eistud-18245	73	17	by	by	ADP
eistud-18245	73	18	farrell	farrell	PROPN
eistud-18245	73	19	(	(	PUNCT
eistud-18245	73	20	1957	1957	NUM
eistud-18245	73	21	)	)	PUNCT
eistud-18245	73	22	in	in	ADP
eistud-18245	73	23	a	a	DET
eistud-18245	73	24	model	model	NOUN
eistud-18245	73	25	which	which	PRON
eistud-18245	73	26	has	have	VERB
eistud-18245	73	27	an	an	DET
eistud-18245	73	28	input	input	NOUN
eistud-18245	73	29	orientation	orientation	NOUN
eistud-18245	73	30	and	and	CCONJ
eistud-18245	73	31	assumes	assume	VERB
eistud-18245	73	32	constant	constant	ADJ
eistud-18245	73	33	return	return	NOUN
eistud-18245	73	34	to	to	ADP
eistud-18245	73	35	scale	scale	NOUN
eistud-18245	73	36	,	,	PUNCT
eistud-18245	73	37	in	in	ADP
eistud-18245	73	38	the	the	DET
eistud-18245	73	39	following	follow	VERB
eistud-18245	73	40	crs	crs	PROPN
eistud-18245	73	41	model	model	NOUN
eistud-18245	73	42	(	(	PUNCT
eistud-18245	73	43	deutsche	deutsche	PROPN
eistud-18245	73	44	bundesbank	bundesbank	PROPN
eistud-18245	73	45	,	,	PUNCT
eistud-18245	73	46	2006	2006	NUM
eistud-18245	73	47	)	)	PUNCT
eistud-18245	73	48	.	.	PUNCT
eistud-18245	74	1	the	the	DET
eistud-18245	74	2	original	original	ADJ
eistud-18245	74	3	crs	crs	PROPN
eistud-18245	74	4	model	model	NOUN
eistud-18245	74	5	assumes	assume	VERB
eistud-18245	74	6	constant	constant	ADJ
eistud-18245	74	7	return	return	NOUN
eistud-18245	74	8	to	to	ADP
eistud-18245	74	9	scale	scale	NOUN
eistud-18245	74	10	,	,	PUNCT
eistud-18245	74	11	an	an	DET
eistud-18245	74	12	inappropriate	inappropriate	ADJ
eistud-18245	74	13	assumption	assumption	NOUN
eistud-18245	74	14	for	for	ADP
eistud-18245	74	15	most	most	ADJ
eistud-18245	74	16	banking	banking	NOUN
eistud-18245	74	17	studies	study	NOUN
eistud-18245	74	18	in	in	ADP
eistud-18245	74	19	general	general	ADJ
eistud-18245	74	20	(	(	PUNCT
eistud-18245	74	21	hackethal	hackethal	NOUN
eistud-18245	74	22	,	,	PUNCT
eistud-18245	74	23	2004	2004	NUM
eistud-18245	74	24	)	)	PUNCT
eistud-18245	74	25	.	.	PUNCT
eistud-18245	75	1	adoption	adoption	NOUN
eistud-18245	75	2	of	of	ADP
eistud-18245	75	3	variable	variable	ADJ
eistud-18245	75	4	return	return	NOUN
eistud-18245	75	5	to	to	ADP
eistud-18245	75	6	scale	scale	NOUN
eistud-18245	75	7	(	(	PUNCT
eistud-18245	75	8	vrs	vrs	ADJ
eistud-18245	75	9	)	)	PUNCT
eistud-18245	75	10	becomes	become	VERB
eistud-18245	75	11	reasonable	reasonable	ADJ
eistud-18245	75	12	because	because	SCONJ
eistud-18245	75	13	it	it	PRON
eistud-18245	75	14	ensures	ensure	VERB
eistud-18245	75	15	that	that	SCONJ
eistud-18245	75	16	a	a	DET
eistud-18245	75	17	firm	firm	NOUN
eistud-18245	75	18	is	be	AUX
eistud-18245	75	19	compared	compare	VERB
eistud-18245	75	20	only	only	ADV
eistud-18245	75	21	with	with	ADP
eistud-18245	75	22	firms	firm	NOUN
eistud-18245	75	23	of	of	ADP
eistud-18245	75	24	a	a	DET
eistud-18245	75	25	similar	similar	ADJ
eistud-18245	75	26	size	size	NOUN
eistud-18245	75	27	.	.	PUNCT
eistud-18245	76	1	the	the	DET
eistud-18245	76	2	vrs	vrs	PROPN
eistud-18245	76	3	model	model	NOUN
eistud-18245	76	4	is	be	AUX
eistud-18245	76	5	assumed	assume	VERB
eistud-18245	76	6	to	to	PART
eistud-18245	76	7	envelope	envelope	VERB
eistud-18245	76	8	data	datum	NOUN
eistud-18245	76	9	more	more	ADV
eistud-18245	76	10	closely	closely	ADV
eistud-18245	76	11	and	and	CCONJ
eistud-18245	76	12	thus	thus	ADV
eistud-18245	76	13	would	would	AUX
eistud-18245	76	14	compute	compute	VERB
eistud-18245	76	15	efficiency	efficiency	NOUN
eistud-18245	76	16	scores	score	NOUN
eistud-18245	76	17	that	that	PRON
eistud-18245	76	18	are	be	AUX
eistud-18245	76	19	equal	equal	ADJ
eistud-18245	76	20	or	or	CCONJ
eistud-18245	76	21	bigger	big	ADJ
eistud-18245	76	22	than	than	ADP
eistud-18245	76	23	ones	one	NOUN
eistud-18245	76	24	calculated	calculate	VERB
eistud-18245	76	25	by	by	ADP
eistud-18245	76	26	the	the	DET
eistud-18245	76	27	crs	crs	PROPN
eistud-18245	76	28	model	model	NOUN
eistud-18245	76	29	(	(	PUNCT
eistud-18245	76	30	banker	banker	NOUN
eistud-18245	76	31	et	et	PROPN
eistud-18245	76	32	al	al	PROPN
eistud-18245	76	33	.	.	PROPN
eistud-18245	76	34	,	,	PUNCT
eistud-18245	76	35	1984	1984	NUM
eistud-18245	76	36	)	)	PUNCT
eistud-18245	76	37	.	.	PUNCT
eistud-18245	77	1	to	to	PART
eistud-18245	77	2	capture	capture	VERB
eistud-18245	77	3	the	the	DET
eistud-18245	77	4	magnitude	magnitude	NOUN
eistud-18245	77	5	of	of	ADP
eistud-18245	77	6	“	"	PUNCT
eistud-18245	77	7	scale	scale	NOUN
eistud-18245	77	8	effect	effect	NOUN
eistud-18245	77	9	”	"	PUNCT
eistud-18245	77	10	,	,	PUNCT
eistud-18245	77	11	a	a	DET
eistud-18245	77	12	variable	variable	ADJ
eistud-18245	77	13	returns	return	NOUN
eistud-18245	77	14	to	to	PART
eistud-18245	77	15	scale	scale	VERB
eistud-18245	77	16	(	(	PUNCT
eistud-18245	77	17	vrs	vrs	ADJ
eistud-18245	77	18	)	)	PUNCT
eistud-18245	77	19	model	model	NOUN
eistud-18245	77	20	,	,	PUNCT
eistud-18245	77	21	which	which	PRON
eistud-18245	77	22	dismisses	dismiss	VERB
eistud-18245	77	23	the	the	DET
eistud-18245	77	24	crs	crs	PROPN
eistud-18245	77	25	assumption	assumption	NOUN
eistud-18245	77	26	,	,	PUNCT
eistud-18245	77	27	was	be	AUX
eistud-18245	77	28	developed	develop	VERB
eistud-18245	77	29	by	by	ADP
eistud-18245	77	30	färe	färe	PROPN
eistud-18245	77	31	,	,	PUNCT
eistud-18245	77	32	et	et	NOUN
eistud-18245	77	33	.	.	PUNCT
eistud-18245	78	1	al	al	PROPN
eistud-18245	78	2	.	.	PROPN
eistud-18245	78	3	,	,	PUNCT
eistud-18245	78	4	(	(	PUNCT
eistud-18245	78	5	1983	1983	NUM
eistud-18245	78	6	)	)	PUNCT
eistud-18245	78	7	and	and	CCONJ
eistud-18245	78	8	banker	banker	NOUN
eistud-18245	78	9	,	,	PUNCT
eistud-18245	78	10	et	et	NOUN
eistud-18245	78	11	.	.	PUNCT
eistud-18245	79	1	al	al	PROPN
eistud-18245	79	2	.	.	PROPN
eistud-18245	79	3	,	,	PUNCT
eistud-18245	79	4	(	(	PUNCT
eistud-18245	79	5	1984	1984	NUM
eistud-18245	79	6	)	)	PUNCT
eistud-18245	79	7	.	.	PUNCT
eistud-18245	80	1	figure	figure	NOUN
eistud-18245	80	2	3	3	NUM
eistud-18245	80	3	explains	explain	VERB
eistud-18245	80	4	the	the	DET
eistud-18245	80	5	divergence	divergence	NOUN
eistud-18245	80	6	of	of	ADP
eistud-18245	80	7	vrs	vrs	ADJ
eistud-18245	80	8	models	model	NOUN
eistud-18245	80	9	from	from	ADP
eistud-18245	80	10	crs	crs	PROPN
eistud-18245	80	11	ones	one	NOUN
eistud-18245	80	12	.	.	PUNCT
eistud-18245	81	1	figure	figure	VERB
eistud-18245	81	2	3	3	NUM
eistud-18245	81	3	dea	dea	PROPN
eistud-18245	81	4	crs	crs	PROPN
eistud-18245	81	5	and	and	CCONJ
eistud-18245	81	6	vrs	vrs	PROPN
eistud-18245	81	7	models	model	NOUN
eistud-18245	81	8	showing	show	VERB
eistud-18245	81	9	combinations	combination	NOUN
eistud-18245	81	10	of	of	ADP
eistud-18245	81	11	fixed	fix	VERB
eistud-18245	81	12	inputs	input	NOUN
eistud-18245	81	13	needed	need	VERB
eistud-18245	81	14	to	to	PART
eistud-18245	81	15	produce	produce	VERB
eistud-18245	81	16	output	output	NOUN
eistud-18245	81	17	(	(	PUNCT
eistud-18245	81	18	prepared	prepare	VERB
eistud-18245	81	19	by	by	ADP
eistud-18245	81	20	the	the	DET
eistud-18245	81	21	author	author	NOUN
eistud-18245	81	22	based	base	VERB
eistud-18245	81	23	on	on	ADP
eistud-18245	81	24	coelli	coelli	PROPN
eistud-18245	81	25	,	,	PUNCT
eistud-18245	81	26	et	et	NOUN
eistud-18245	81	27	.	.	PUNCT
eistud-18245	82	1	al	al	PROPN
eistud-18245	82	2	.	.	PROPN
eistud-18245	82	3	,	,	PUNCT
eistud-18245	82	4	2005	2005	NUM
eistud-18245	82	5	)	)	PUNCT
eistud-18245	82	6	for	for	ADP
eistud-18245	82	7	example	example	NOUN
eistud-18245	82	8	,	,	PUNCT
eistud-18245	82	9	the	the	DET
eistud-18245	82	10	efficiency	efficiency	NOUN
eistud-18245	82	11	at	at	ADP
eistud-18245	82	12	the	the	DET
eistud-18245	82	13	point	point	NOUN
eistud-18245	82	14	b	b	NOUN
eistud-18245	82	15	is	be	AUX
eistud-18245	82	16	calculated	calculate	VERB
eistud-18245	82	17	as	as	ADP
eistud-18245	82	18	a	a	DET
eistud-18245	82	19	ratio	ratio	NOUN
eistud-18245	82	20	of	of	ADP
eistud-18245	82	21	q1	q1	PROPN
eistud-18245	82	22	/	/	SYM
eistud-18245	82	23	q2	q2	NOUN
eistud-18245	82	24	for	for	ADP
eistud-18245	82	25	the	the	DET
eistud-18245	82	26	vrs	vrs	PROPN
eistud-18245	82	27	frontier	frontier	NOUN
eistud-18245	82	28	.	.	PUNCT
eistud-18245	83	1	in	in	ADP
eistud-18245	83	2	cas	cas	PROPN
eistud-18245	83	3	of	of	ADP
eistud-18245	83	4	the	the	DET
eistud-18245	83	5	crs	crs	PROPN
eistud-18245	83	6	frontier	frontier	NOUN
eistud-18245	83	7	it	it	PRON
eistud-18245	83	8	is	be	AUX
eistud-18245	83	9	defined	define	VERB
eistud-18245	83	10	as	as	ADP
eistud-18245	83	11	q1	q1	PROPN
eistud-18245	83	12	/	/	SYM
eistud-18245	83	13	q3	q3	PROPN
eistud-18245	83	14	.	.	PUNCT
eistud-18245	84	1	the	the	DET
eistud-18245	84	2	vrs	vrs	PROPN
eistud-18245	84	3	frontier	frontier	NOUN
eistud-18245	84	4	takes	take	VERB
eistud-18245	84	5	into	into	ADP
eistud-18245	84	6	account	account	NOUN
eistud-18245	84	7	scale	scale	NOUN
eistud-18245	84	8	efficiency	efficiency	NOUN
eistud-18245	84	9	when	when	SCONJ
eistud-18245	84	10	measuring	measure	VERB
eistud-18245	84	11	total	total	ADJ
eistud-18245	84	12	efficiency	efficiency	NOUN
eistud-18245	84	13	.	.	PUNCT
eistud-18245	85	1	linear	linear	ADJ
eistud-18245	85	2	programming	programming	NOUN
eistud-18245	85	3	of	of	ADP
eistud-18245	85	4	the	the	DET
eistud-18245	85	5	vrs	vrs	PROPN
eistud-18245	85	6	model	model	NOUN
eistud-18245	85	7	is	be	AUX
eistud-18245	85	8	very	very	ADV
eistud-18245	85	9	similar	similar	ADJ
eistud-18245	85	10	to	to	ADP
eistud-18245	85	11	the	the	DET
eistud-18245	85	12	crs	crs	PROPN
eistud-18245	85	13	one	one	NUM
eistud-18245	85	14	.	.	PUNCT
eistud-18245	86	1	major	major	ADJ
eistud-18245	86	2	difference	difference	NOUN
eistud-18245	86	3	is	be	AUX
eistud-18245	86	4	a	a	DET
eistud-18245	86	5	so	so	ADV
eistud-18245	86	6	called	call	VERB
eistud-18245	86	7	convexity	convexity	NOUN
eistud-18245	86	8	constraint	constraint	NOUN
eistud-18245	86	9	added	add	VERB
eistud-18245	86	10	to	to	ADP
eistud-18245	86	11	the	the	DET
eistud-18245	86	12	system	system	NOUN
eistud-18245	86	13	:	:	PUNCT
eistud-18245	86	14	(	(	PUNCT
eistud-18245	86	15	4	4	X
eistud-18245	86	16	)	)	PUNCT
eistud-18245	86	17	(	(	PUNCT
eistud-18245	86	18	5	5	X
eistud-18245	86	19	)	)	PUNCT
eistud-18245	86	20	�	�	PROPN
eistud-18245	86	21	�	�	PROPN
eistud-18245	86	22	�	�	PROPN
eistud-18245	86	23	�	�	PROPN
eistud-18245	86	24	=	=	SYM
eistud-18245	86	25	�	�	PROPN
eistud-18245	86	26	�	�	PROPN
eistud-18245	86	27	�	�	PROPN
eistud-18245	86	28	�	�	PROPN
eistud-18245	86	29	�	�	PROPN
eistud-18245	86	30	�	�	PROPN
eistud-18245	86	31	�	�	PROPN
eistud-18245	86	32	�	�	PROPN
eistud-18245	86	33	�	�	PROPN
eistud-18245	86	34	(	(	PUNCT
eistud-18245	86	35	1	1	NUM
eistud-18245	86	36	)	)	PUNCT
eistud-18245	86	37	�	�	PROPN
eistud-18245	86	38	�	�	PROPN
eistud-18245	86	39	�	�	PROPN
eistud-18245	86	40	�	�	PROPN
eistud-18245	86	41	=	=	SYM
eistud-18245	86	42	�	�	PROPN
eistud-18245	86	43	�	�	PROPN
eistud-18245	86	44	�	�	PROPN
eistud-18245	86	45	�	�	PROPN
eistud-18245	86	46	�	�	PROPN
eistud-18245	86	47	�	�	PROPN
eistud-18245	86	48	�	�	PROPN
eistud-18245	86	49	�	�	PROPN
eistud-18245	86	50	�	�	PROPN
eistud-18245	86	51	�	�	PROPN
eistud-18245	86	52	�	�	PROPN
eistud-18245	86	53	�	�	PROPN
eistud-18245	86	54	�	�	PROPN
eistud-18245	86	55	(	(	PUNCT
eistud-18245	86	56	2	2	NUM
eistud-18245	86	57	)	)	PUNCT
eistud-18245	86	58	�	�	PROPN
eistud-18245	86	59	�	�	PROPN
eistud-18245	86	60	�	�	PROPN
eistud-18245	86	61	�	�	PROPN
eistud-18245	86	62	�	�	PROPN
eistud-18245	86	63	�	�	PROPN
eistud-18245	86	64	�	�	PROPN
eistud-18245	86	65	�	�	PROPN
eistud-18245	86	66	�	�	PROPN
eistud-18245	86	67	�	�	PROPN
eistud-18245	86	68	�	�	PROPN
eistud-18245	86	69	)	)	PUNCT
eistud-18245	86	70	(	(	PUNCT
eistud-18245	86	71	3	3	X
eistud-18245	86	72	)	)	PUNCT
eistud-18245	86	73	∑	∑	PART
eistud-18245	86	74	�	�	PROPN
eistud-18245	86	75	�	�	PROPN
eistud-18245	86	76	=	=	SYM
eistud-18245	86	77	�	�	PROPN
eistud-18245	86	78	�	�	PROPN
eistud-18245	86	79	�	�	PROPN
eistud-18245	86	80	�	�	PROPN
eistud-18245	86	81	�	�	PROPN
eistud-18245	86	82	�	�	PROPN
eistud-18245	86	83	�	�	PROPN
eistud-18245	86	84	=	=	SYM
eistud-18245	86	85	�	�	PROPN
eistud-18245	86	86	�	�	PROPN
eistud-18245	86	87	�	�	PROPN
eistud-18245	86	88	�	�	PROPN
eistud-18245	86	89	�	�	PROPN
eistud-18245	86	90	�	�	PROPN
eistud-18245	86	91	�	�	PROPN
eistud-18245	86	92	�	�	PROPN
eistud-18245	86	93	�	�	PROPN
eistud-18245	86	94	�	�	PROPN
eistud-18245	86	95	(	(	PUNCT
eistud-18245	86	96	4	4	NUM
eistud-18245	86	97	)	)	PUNCT
eistud-18245	86	98	�	�	PROPN
eistud-18245	86	99	�	�	PROPN
eistud-18245	86	100	�	�	PROPN
eistud-18245	86	101	�	�	PROPN
eistud-18245	86	102	�	�	PROPN
eistud-18245	86	103	=	=	SYM
eistud-18245	86	104	�	�	PROPN
eistud-18245	86	105	�	�	PROPN
eistud-18245	86	106	�	�	PROPN
eistud-18245	86	107	�	�	PROPN
eistud-18245	86	108	�	�	PROPN
eistud-18245	86	109	�	�	PROPN
eistud-18245	86	110	�	�	PROPN
eistud-18245	86	111	�	�	PROPN
eistud-18245	86	112	(	(	PUNCT
eistud-18245	86	113	5	5	NUM
eistud-18245	86	114	)	)	PUNCT
eistud-18245	86	115	for	for	ADP
eistud-18245	86	116	j=	j=	NOUN
eistud-18245	86	117	1	1	NUM
eistud-18245	86	118	,	,	PUNCT
eistud-18245	86	119	for	for	ADP
eistud-18245	86	120	j=1,2,	j=1,2,	NOUN
eistud-18245	86	121	…	…	X
eistud-18245	86	122	.,k	.,k	NUM
eistud-18245	86	123	.	.	PUNCT
eistud-18245	87	1	the	the	DET
eistud-18245	87	2	mathematical	mathematical	ADJ
eistud-18245	87	3	relationship	relationship	NOUN
eistud-18245	87	4	between	between	ADP
eistud-18245	87	5	the	the	DET
eistud-18245	87	6	variable	variable	ADJ
eistud-18245	87	7	and	and	CCONJ
eistud-18245	87	8	constant	constant	ADJ
eistud-18245	87	9	return	return	NOUN
eistud-18245	87	10	to	to	PART
eistud-18245	87	11	scale	scale	VERB
eistud-18245	87	12	model	model	NOUN
eistud-18245	87	13	efficiency	efficiency	NOUN
eistud-18245	87	14	measurements	measurement	NOUN
eistud-18245	87	15	can	can	AUX
eistud-18245	87	16	be	be	AUX
eistud-18245	87	17	presented	present	VERB
eistud-18245	87	18	as	as	ADP
eistud-18245	87	19	(	(	PUNCT
eistud-18245	87	20	coelli	coelli	PROPN
eistud-18245	87	21	et	et	PROPN
eistud-18245	87	22	al	al	PROPN
eistud-18245	87	23	.	.	PROPN
eistud-18245	87	24	,	,	PUNCT
eistud-18245	87	25	2005	2005	NUM
eistud-18245	87	26	):	):	PUNCT
eistud-18245	87	27	where	where	SCONJ
eistud-18245	87	28	se	se	X
eistud-18245	87	29	defines	define	VERB
eistud-18245	87	30	scale	scale	NOUN
eistud-18245	87	31	efficiency	efficiency	NOUN
eistud-18245	87	32	,	,	PUNCT
eistud-18245	87	33	meaning	mean	VERB
eistud-18245	87	34	that	that	SCONJ
eistud-18245	87	35	crs	crs	PROPN
eistud-18245	87	36	technical	technical	ADJ
eistud-18245	87	37	efficiency	efficiency	NOUN
eistud-18245	87	38	can	can	AUX
eistud-18245	87	39	be	be	AUX
eistud-18245	87	40	split	split	VERB
eistud-18245	87	41	into	into	ADP
eistud-18245	87	42	technical	technical	ADJ
eistud-18245	87	43	efficiency	efficiency	NOUN
eistud-18245	87	44	and	and	CCONJ
eistud-18245	87	45	scale	scale	NOUN
eistud-18245	87	46	efficiency	efficiency	NOUN
eistud-18245	87	47	.	.	PUNCT
eistud-18245	88	1	�	�	PROPN
eistud-18245	88	2	�	�	PROPN
eistud-18245	88	3	�	�	PROPN
eistud-18245	88	4	�	�	PROPN
eistud-18245	88	5	=	=	SYM
eistud-18245	88	6	�	�	PROPN
eistud-18245	88	7	�	�	PROPN
eistud-18245	88	8	�	�	PROPN
eistud-18245	88	9	�	�	PROPN
eistud-18245	88	10	�	�	PROPN
eistud-18245	88	11	�	�	PROPN
eistud-18245	88	12	�	�	PROPN
eistud-18245	88	13	�	�	PROPN
eistud-18245	88	14	�	�	PROPN
eistud-18245	88	15	(	(	PUNCT
eistud-18245	88	16	1	1	NUM
eistud-18245	88	17	)	)	PUNCT
eistud-18245	88	18	�	�	PROPN
eistud-18245	88	19	�	�	PROPN
eistud-18245	88	20	�	�	PROPN
eistud-18245	88	21	�	�	PROPN
eistud-18245	88	22	=	=	SYM
eistud-18245	88	23	�	�	PROPN
eistud-18245	88	24	�	�	PROPN
eistud-18245	88	25	�	�	PROPN
eistud-18245	88	26	�	�	PROPN
eistud-18245	88	27	�	�	PROPN
eistud-18245	88	28	�	�	PROPN
eistud-18245	88	29	�	�	PROPN
eistud-18245	88	30	�	�	PROPN
eistud-18245	88	31	�	�	PROPN
eistud-18245	88	32	�	�	PROPN
eistud-18245	88	33	�	�	PROPN
eistud-18245	88	34	�	�	PROPN
eistud-18245	88	35	�	�	PROPN
eistud-18245	88	36	(	(	PUNCT
eistud-18245	88	37	2	2	NUM
eistud-18245	88	38	)	)	PUNCT
eistud-18245	88	39	�	�	PROPN
eistud-18245	88	40	�	�	PROPN
eistud-18245	88	41	�	�	PROPN
eistud-18245	88	42	�	�	PROPN
eistud-18245	88	43	�	�	PROPN
eistud-18245	88	44	�	�	PROPN
eistud-18245	88	45	�	�	PROPN
eistud-18245	88	46	�	�	PROPN
eistud-18245	88	47	�	�	PROPN
eistud-18245	88	48	�	�	PROPN
eistud-18245	88	49	�	�	PROPN
eistud-18245	88	50	)	)	PUNCT
eistud-18245	88	51	(	(	PUNCT
eistud-18245	88	52	3	3	X
eistud-18245	88	53	)	)	PUNCT
eistud-18245	88	54	∑	∑	PART
eistud-18245	88	55	�	�	PROPN
eistud-18245	88	56	�	�	PROPN
eistud-18245	88	57	=	=	SYM
eistud-18245	88	58	�	�	PROPN
eistud-18245	88	59	�	�	PROPN
eistud-18245	88	60	�	�	PROPN
eistud-18245	88	61	�	�	PROPN
eistud-18245	88	62	�	�	PROPN
eistud-18245	88	63	�	�	PROPN
eistud-18245	88	64	�	�	PROPN
eistud-18245	88	65	=	=	SYM
eistud-18245	88	66	�	�	PROPN
eistud-18245	88	67	�	�	PROPN
eistud-18245	88	68	�	�	PROPN
eistud-18245	88	69	�	�	PROPN
eistud-18245	88	70	�	�	PROPN
eistud-18245	88	71	�	�	PROPN
eistud-18245	88	72	�	�	PROPN
eistud-18245	88	73	�	�	PROPN
eistud-18245	88	74	�	�	PROPN
eistud-18245	88	75	�	�	PROPN
eistud-18245	88	76	(	(	PUNCT
eistud-18245	88	77	4	4	NUM
eistud-18245	88	78	)	)	PUNCT
eistud-18245	88	79	�	�	PROPN
eistud-18245	88	80	�	�	PROPN
eistud-18245	88	81	�	�	PROPN
eistud-18245	88	82	�	�	PROPN
eistud-18245	88	83	�	�	PROPN
eistud-18245	88	84	=	=	SYM
eistud-18245	88	85	�	�	PROPN
eistud-18245	88	86	�	�	PROPN
eistud-18245	88	87	�	�	PROPN
eistud-18245	88	88	�	�	PROPN
eistud-18245	88	89	�	�	PROPN
eistud-18245	88	90	�	�	PROPN
eistud-18245	88	91	�	�	PROPN
eistud-18245	88	92	�	�	PROPN
eistud-18245	88	93	(	(	PUNCT
eistud-18245	88	94	5	5	NUM
eistud-18245	88	95	)	)	PUNCT
eistud-18245	88	96	191	191	NUM
eistud-18245	88	97	european	european	ADJ
eistud-18245	88	98	integrat	integrat	NOUN
eistud-18245	88	99	ion	ion	NOUN
eistud-18245	88	100	studies	study	NOUN
eistud-18245	88	101	2017/11	2017/11	NUM
eistud-18245	88	102	the	the	DET
eistud-18245	88	103	pivotal	pivotal	ADJ
eistud-18245	88	104	role	role	NOUN
eistud-18245	88	105	in	in	ADP
eistud-18245	88	106	the	the	DET
eistud-18245	88	107	baltic	baltic	ADJ
eistud-18245	88	108	banking	banking	NOUN
eistud-18245	88	109	and	and	CCONJ
eistud-18245	88	110	as	as	ADP
eistud-18245	88	111	a	a	DET
eistud-18245	88	112	result	result	NOUN
eistud-18245	88	113	pension	pension	NOUN
eistud-18245	88	114	fund	fund	NOUN
eistud-18245	88	115	marketplace	marketplace	NOUN
eistud-18245	88	116	belongs	belong	VERB
eistud-18245	88	117	to	to	ADP
eistud-18245	88	118	players	player	NOUN
eistud-18245	88	119	with	with	ADP
eistud-18245	88	120	the	the	DET
eistud-18245	88	121	nordic	nordic	ADJ
eistud-18245	88	122	origin	origin	NOUN
eistud-18245	88	123	while	while	SCONJ
eistud-18245	88	124	local	local	ADJ
eistud-18245	88	125	companies	company	NOUN
eistud-18245	88	126	with	with	ADP
eistud-18245	88	127	mixed	mixed	ADJ
eistud-18245	88	128	shareholding	shareholding	NOUN
eistud-18245	88	129	structures	structure	NOUN
eistud-18245	88	130	provide	provide	VERB
eistud-18245	88	131	some	some	DET
eistud-18245	88	132	diversification	diversification	NOUN
eistud-18245	88	133	to	to	ADP
eistud-18245	88	134	the	the	DET
eistud-18245	88	135	market	market	NOUN
eistud-18245	88	136	.	.	PUNCT
eistud-18245	89	1	the	the	DET
eistud-18245	89	2	research	research	NOUN
eistud-18245	89	3	includes	include	VERB
eistud-18245	89	4	all	all	DET
eistud-18245	89	5	twenty	twenty	NUM
eistud-18245	89	6	pension	pension	NOUN
eistud-18245	89	7	fund	fund	NOUN
eistud-18245	89	8	management	management	NOUN
eistud-18245	89	9	companies	company	NOUN
eistud-18245	89	10	,	,	PUNCT
eistud-18245	89	11	which	which	PRON
eistud-18245	89	12	are	be	AUX
eistud-18245	89	13	presented	present	VERB
eistud-18245	89	14	in	in	ADP
eistud-18245	89	15	the	the	DET
eistud-18245	89	16	table	table	NOUN
eistud-18245	89	17	1	1	NUM
eistud-18245	89	18	.	.	PUNCT
eistud-18245	90	1	typically	typically	ADV
eistud-18245	90	2	,	,	PUNCT
eistud-18245	90	3	vast	vast	ADJ
eistud-18245	90	4	majority	majority	NOUN
eistud-18245	90	5	of	of	ADP
eistud-18245	90	6	the	the	DET
eistud-18245	90	7	pension	pension	NOUN
eistud-18245	90	8	fund	fund	NOUN
eistud-18245	90	9	management	management	NOUN
eistud-18245	90	10	companies	company	NOUN
eistud-18245	90	11	covered	cover	VERB
eistud-18245	90	12	by	by	ADP
eistud-18245	90	13	the	the	DET
eistud-18245	90	14	research	research	NOUN
eistud-18245	90	15	are	be	AUX
eistud-18245	90	16	integrated	integrate	VERB
eistud-18245	90	17	with	with	ADP
eistud-18245	90	18	banks	bank	NOUN
eistud-18245	90	19	(	(	PUNCT
eistud-18245	90	20	insurance	insurance	NOUN
eistud-18245	90	21	company	company	NOUN
eistud-18245	90	22	in	in	ADP
eistud-18245	90	23	case	case	NOUN
eistud-18245	90	24	of	of	ADP
eistud-18245	90	25	ergo	ergo	NOUN
eistud-18245	90	26	funds	fund	NOUN
eistud-18245	90	27	)	)	PUNCT
eistud-18245	90	28	to	to	ADP
eistud-18245	90	29	the	the	DET
eistud-18245	90	30	closest	close	ADJ
eistud-18245	90	31	possible	possible	ADJ
eistud-18245	90	32	extent	extent	NOUN
eistud-18245	90	33	,	,	PUNCT
eistud-18245	90	34	that	that	PRON
eistud-18245	90	35	is	be	AUX
eistud-18245	90	36	via	via	ADP
eistud-18245	90	37	ownership	ownership	NOUN
eistud-18245	90	38	,	,	PUNCT
eistud-18245	90	39	except	except	SCONJ
eistud-18245	90	40	invalda	invalda	NOUN
eistud-18245	90	41	(	(	PUNCT
eistud-18245	90	42	former	former	ADJ
eistud-18245	90	43	finasta	finasta	NOUN
eistud-18245	90	44	)	)	PUNCT
eistud-18245	90	45	in	in	ADP
eistud-18245	90	46	lithuania	lithuania	PROPN
eistud-18245	90	47	,	,	PUNCT
eistud-18245	90	48	mp	mp	PROPN
eistud-18245	90	49	pension	pension	NOUN
eistud-18245	90	50	fund	fund	NOUN
eistud-18245	90	51	baltics	baltic	NOUN
eistud-18245	90	52	and	and	CCONJ
eistud-18245	90	53	lhv	lhv	NOUN
eistud-18245	90	54	varahaldus	varahaldus	NOUN
eistud-18245	90	55	,	,	PUNCT
eistud-18245	90	56	which	which	PRON
eistud-18245	90	57	distribute	distribute	VERB
eistud-18245	90	58	most	most	ADJ
eistud-18245	90	59	of	of	ADP
eistud-18245	90	60	their	their	PRON
eistud-18245	90	61	pension	pension	NOUN
eistud-18245	90	62	products	product	NOUN
eistud-18245	90	63	outside	outside	ADP
eistud-18245	90	64	banking	banking	NOUN
eistud-18245	90	65	channels	channel	NOUN
eistud-18245	90	66	.	.	PUNCT
eistud-18245	91	1	invalda	invalda	NOUN
eistud-18245	91	2	(	(	PUNCT
eistud-18245	91	3	former	former	ADJ
eistud-18245	91	4	finasta	finasta	NOUN
eistud-18245	91	5	)	)	PUNCT
eistud-18245	91	6	in	in	ADP
eistud-18245	91	7	latvia	latvia	PROPN
eistud-18245	91	8	initially	initially	ADV
eistud-18245	91	9	had	have	VERB
eistud-18245	91	10	ownership	ownership	NOUN
eistud-18245	91	11	based	base	VERB
eistud-18245	91	12	integration	integration	NOUN
eistud-18245	91	13	.	.	PUNCT
eistud-18245	92	1	however	however	ADV
eistud-18245	92	2	,	,	PUNCT
eistud-18245	92	3	after	after	ADP
eistud-18245	92	4	the	the	DET
eistud-18245	92	5	bank	bank	NOUN
eistud-18245	92	6	belonging	belong	VERB
eistud-18245	92	7	to	to	ADP
eistud-18245	92	8	the	the	DET
eistud-18245	92	9	same	same	ADJ
eistud-18245	92	10	financial	financial	ADJ
eistud-18245	92	11	group	group	NOUN
eistud-18245	92	12	(	(	PUNCT
eistud-18245	92	13	i.e.	i.e.	X
eistud-18245	92	14	jsc	jsc	PROPN
eistud-18245	92	15	latvijas	latvijas	PROPN
eistud-18245	92	16	krājbanka	krājbanka	PROPN
eistud-18245	92	17	)	)	PUNCT
eistud-18245	92	18	,	,	PUNCT
eistud-18245	92	19	went	go	VERB
eistud-18245	92	20	bankrupt	bankrupt	ADJ
eistud-18245	92	21	in	in	ADP
eistud-18245	92	22	late	late	ADJ
eistud-18245	92	23	market	market	NOUN
eistud-18245	92	24	players	player	NOUN
eistud-18245	92	25	in	in	ADP
eistud-18245	92	26	the	the	DET
eistud-18245	92	27	baltic	baltic	ADJ
eistud-18245	92	28	countries	country	NOUN
eistud-18245	92	29	and	and	CCONJ
eistud-18245	92	30	their	their	PRON
eistud-18245	92	31	cluster	cluster	NOUN
eistud-18245	92	32	analysis	analysis	NOUN
eistud-18245	92	33	table	table	NOUN
eistud-18245	92	34	1	1	NUM
eistud-18245	92	35	companies	company	NOUN
eistud-18245	92	36	subject	subject	ADJ
eistud-18245	92	37	to	to	ADP
eistud-18245	92	38	research	research	NOUN
eistud-18245	92	39	from	from	ADP
eistud-18245	92	40	the	the	DET
eistud-18245	92	41	baltic	baltic	ADJ
eistud-18245	92	42	market	market	NOUN
eistud-18245	92	43	2009	2009	NUM
eistud-18245	92	44	-	-	SYM
eistud-18245	92	45	2016	2016	NUM
eistud-18245	92	46	name	name	NOUN
eistud-18245	92	47	country	country	NOUN
eistud-18245	92	48	bancassurance	bancassurance	NOUN
eistud-18245	92	49	integration	integration	NOUN
eistud-18245	92	50	legal	legal	ADJ
eistud-18245	92	51	owner	owner	NOUN
eistud-18245	92	52	owner	owner	NOUN
eistud-18245	92	53	’s	’s	PART
eistud-18245	92	54	origin	origin	NOUN
eistud-18245	92	55	cbl	cbl	VERB
eistud-18245	92	56	asset	asset	NOUN
eistud-18245	92	57	management	management	NOUN
eistud-18245	92	58	latvia	latvia	PROPN
eistud-18245	92	59	ownership	ownership	PROPN
eistud-18245	92	60	citadele	citadele	PROPN
eistud-18245	92	61	bank	bank	PROPN
eistud-18245	92	62	latvia	latvia	PROPN
eistud-18245	92	63	swedbank	swedbank	PROPN
eistud-18245	92	64	investment	investment	PROPN
eistud-18245	92	65	management	management	NOUN
eistud-18245	92	66	company	company	NOUN
eistud-18245	92	67	latvia	latvia	PROPN
eistud-18245	92	68	ownership	ownership	PROPN
eistud-18245	92	69	swedbank	swedbank	PROPN
eistud-18245	92	70	robur	robur	PROPN
eistud-18245	92	71	sweden	sweden	PROPN
eistud-18245	92	72	seb	seb	PROPN
eistud-18245	92	73	wealth	wealth	PROPN
eistud-18245	92	74	management	management	PROPN
eistud-18245	92	75	latvia	latvia	PROPN
eistud-18245	92	76	ownership	ownership	PROPN
eistud-18245	92	77	seb	seb	PROPN
eistud-18245	92	78	bank	bank	PROPN
eistud-18245	92	79	sweden	sweden	PROPN
eistud-18245	92	80	dnb	dnb	PROPN
eistud-18245	92	81	asset	asset	PROPN
eistud-18245	92	82	management	management	PROPN
eistud-18245	92	83	latvia	latvia	PROPN
eistud-18245	92	84	ownership	ownership	PROPN
eistud-18245	92	85	dnb	dnb	PROPN
eistud-18245	92	86	bank	bank	PROPN
eistud-18245	92	87	norway	norway	PROPN
eistud-18245	92	88	nordea	nordea	PROPN
eistud-18245	92	89	pensions	pensions	PROPN
eistud-18245	92	90	latvia	latvia	PROPN
eistud-18245	92	91	latvia	latvia	PROPN
eistud-18245	92	92	ownership	ownership	PROPN
eistud-18245	92	93	nordea	nordea	PROPN
eistud-18245	92	94	life	life	NOUN
eistud-18245	92	95	holding	hold	VERB
eistud-18245	92	96	ab	ab	PROPN
eistud-18245	92	97	sweden	sweden	PROPN
eistud-18245	92	98	norvik	norvik	PROPN
eistud-18245	92	99	investment	investment	NOUN
eistud-18245	92	100	management	management	NOUN
eistud-18245	92	101	company	company	NOUN
eistud-18245	92	102	latvia	latvia	PROPN
eistud-18245	92	103	ownership	ownership	PROPN
eistud-18245	92	104	norvik	norvik	PROPN
eistud-18245	92	105	bank	bank	PROPN
eistud-18245	92	106	latvia	latvia	PROPN
eistud-18245	92	107	hipo	hipo	PROPN
eistud-18245	92	108	fondi	fondi	PROPN
eistud-18245	92	109	latvia	latvia	PROPN
eistud-18245	92	110	ownership	ownership	PROPN
eistud-18245	92	111	hipo	hipo	PROPN
eistud-18245	92	112	and	and	CCONJ
eistud-18245	92	113	land	land	PROPN
eistud-18245	92	114	bank	bank	PROPN
eistud-18245	92	115	*	*	PROPN
eistud-18245	92	116	latvia	latvia	PROPN
eistud-18245	92	117	invalda	invalda	NOUN
eistud-18245	92	118	(	(	PUNCT
eistud-18245	92	119	finasta	finasta	ADJ
eistud-18245	92	120	)	)	PUNCT
eistud-18245	92	121	asset	asset	NOUN
eistud-18245	92	122	management	management	NOUN
eistud-18245	92	123	latvia	latvia	PROPN
eistud-18245	92	124	distribution/	distribution/	NUM
eistud-18245	92	125	ownership	ownership	NOUN
eistud-18245	92	126	*	*	NOUN
eistud-18245	92	127	*	*	NOUN
eistud-18245	92	128	invalda	invalda	NOUN
eistud-18245	92	129	(	(	PUNCT
eistud-18245	92	130	finasta	finasta	ADJ
eistud-18245	92	131	)	)	PUNCT
eistud-18245	92	132	lithuania	lithuania	PROPN
eistud-18245	92	133	lhv	lhv	PROPN
eistud-18245	92	134	varahaldus	varahaldus	NOUN
eistud-18245	92	135	estonia	estonia	PROPN
eistud-18245	92	136	none	none	NOUN
eistud-18245	92	137	lhv	lhv	PROPN
eistud-18245	92	138	group	group	NOUN
eistud-18245	92	139	estonia	estonia	PROPN
eistud-18245	92	140	seb	seb	VERB
eistud-18245	92	141	varahaldus	varahaldus	PROPN
eistud-18245	92	142	estonia	estonia	PROPN
eistud-18245	92	143	ownership	ownership	PROPN
eistud-18245	92	144	seb	seb	PROPN
eistud-18245	92	145	bank	bank	PROPN
eistud-18245	92	146	sweden	sweden	PROPN
eistud-18245	92	147	danske	danske	PROPN
eistud-18245	92	148	capital	capital	PROPN
eistud-18245	92	149	estonia	estonia	PROPN
eistud-18245	92	150	ownership	ownership	PROPN
eistud-18245	92	151	danske	danske	PROPN
eistud-18245	92	152	bank	bank	PROPN
eistud-18245	92	153	denmark	denmark	PROPN
eistud-18245	92	154	nordea	nordea	PROPN
eistud-18245	92	155	pensions	pension	NOUN
eistud-18245	92	156	estonia	estonia	PROPN
eistud-18245	92	157	estonia	estonia	PROPN
eistud-18245	92	158	ownership	ownership	NOUN
eistud-18245	92	159	nordea	nordea	ADJ
eistud-18245	92	160	life	life	NOUN
eistud-18245	92	161	holding	hold	VERB
eistud-18245	92	162	ab	ab	PROPN
eistud-18245	92	163	sweden	sweden	PROPN
eistud-18245	92	164	swedbank	swedbank	PROPN
eistud-18245	92	165	investment	investment	NOUN
eistud-18245	92	166	funds	fund	NOUN
eistud-18245	92	167	estonia	estonia	PROPN
eistud-18245	92	168	ownership	ownership	NOUN
eistud-18245	92	169	swedbank	swedbank	PROPN
eistud-18245	92	170	robur	robur	PROPN
eistud-18245	92	171	sweden	sweden	PROPN
eistud-18245	92	172	ergo	ergo	PROPN
eistud-18245	92	173	funds	funds	PROPN
eistud-18245	92	174	estonia	estonia	PROPN
eistud-18245	92	175	ownership	ownership	NOUN
eistud-18245	92	176	ergo	ergo	NOUN
eistud-18245	92	177	life	life	PROPN
eistud-18245	92	178	insurance	insurance	PROPN
eistud-18245	92	179	germany	germany	PROPN
eistud-18245	92	180	swedbank	swedbank	PROPN
eistud-18245	92	181	investment	investment	PROPN
eistud-18245	92	182	management	management	PROPN
eistud-18245	92	183	lithuania	lithuania	PROPN
eistud-18245	92	184	ownership	ownership	NOUN
eistud-18245	92	185	swedbank	swedbank	PROPN
eistud-18245	92	186	robur	robur	PROPN
eistud-18245	92	187	sweden	sweden	PROPN
eistud-18245	93	1	dnb	dnb	PROPN
eistud-18245	93	2	investment	investment	PROPN
eistud-18245	93	3	management	management	PROPN
eistud-18245	93	4	lithuania	lithuania	PROPN
eistud-18245	93	5	ownership	ownership	PROPN
eistud-18245	93	6	dnb	dnb	PROPN
eistud-18245	93	7	bank	bank	PROPN
eistud-18245	93	8	norway	norway	PROPN
eistud-18245	93	9	mp	mp	PROPN
eistud-18245	93	10	pension	pension	NOUN
eistud-18245	93	11	funds	fund	NOUN
eistud-18245	93	12	baltic	baltic	PROPN
eistud-18245	93	13	lithuania	lithuania	PROPN
eistud-18245	93	14	none	none	NOUN
eistud-18245	93	15	mp	mp	PROPN
eistud-18245	93	16	bank	bank	PROPN
eistud-18245	93	17	iceland	iceland	PROPN
eistud-18245	93	18	seb	seb	PROPN
eistud-18245	93	19	investment	investment	PROPN
eistud-18245	93	20	management	management	PROPN
eistud-18245	93	21	lithuania	lithuania	PROPN
eistud-18245	93	22	ownership	ownership	PROPN
eistud-18245	93	23	seb	seb	PROPN
eistud-18245	93	24	bank	bank	PROPN
eistud-18245	93	25	sweden	sweden	PROPN
eistud-18245	93	26	invalda	invalda	PROPN
eistud-18245	93	27	(	(	PUNCT
eistud-18245	93	28	finasta	finasta	ADJ
eistud-18245	93	29	)	)	PUNCT
eistud-18245	93	30	asset	asset	NOUN
eistud-18245	93	31	management	management	NOUN
eistud-18245	93	32	lithuania	lithuania	PROPN
eistud-18245	93	33	none	none	NOUN
eistud-18245	93	34	invalda	invalda	NOUN
eistud-18245	93	35	(	(	PUNCT
eistud-18245	93	36	finasta	finasta	PROPN
eistud-18245	93	37	)	)	PUNCT
eistud-18245	94	1	lithuania	lithuania	PROPN
eistud-18245	94	2	danske	danske	PROPN
eistud-18245	94	3	capital	capital	PROPN
eistud-18245	94	4	investment	investment	PROPN
eistud-18245	94	5	management	management	PROPN
eistud-18245	94	6	lithuania	lithuania	PROPN
eistud-18245	94	7	ownership	ownership	PROPN
eistud-18245	94	8	danske	danske	PROPN
eistud-18245	94	9	bank	bank	NOUN
eistud-18245	94	10	denmark	denmark	NOUN
eistud-18245	94	11	*	*	PUNCT
eistud-18245	94	12	hipo	hipo	PROPN
eistud-18245	94	13	and	and	CCONJ
eistud-18245	94	14	land	land	NOUN
eistud-18245	94	15	bank	bank	NOUN
eistud-18245	94	16	was	be	AUX
eistud-18245	94	17	reorganised	reorganise	VERB
eistud-18245	94	18	into	into	ADP
eistud-18245	94	19	altum	altum	PROPN
eistud-18245	94	20	in	in	ADP
eistud-18245	94	21	2014	2014	NUM
eistud-18245	94	22	,	,	PUNCT
eistud-18245	94	23	which	which	PRON
eistud-18245	94	24	is	be	AUX
eistud-18245	94	25	an	an	DET
eistud-18245	94	26	special	special	ADJ
eistud-18245	94	27	project	project	NOUN
eistud-18245	94	28	financing	financing	NOUN
eistud-18245	94	29	institution	institution	NOUN
eistud-18245	94	30	*	*	PUNCT
eistud-18245	95	1	*	*	PUNCT
eistud-18245	95	2	from	from	ADP
eistud-18245	95	3	2009	2009	NUM
eistud-18245	95	4	till	till	SCONJ
eistud-18245	95	5	2011	2011	NUM
eistud-18245	95	6	there	there	PRON
eistud-18245	95	7	was	be	VERB
eistud-18245	95	8	ownership	ownership	NOUN
eistud-18245	95	9	based	base	VERB
eistud-18245	95	10	integration	integration	NOUN
eistud-18245	95	11	and	and	CCONJ
eistud-18245	95	12	from	from	ADP
eistud-18245	95	13	2012	2012	NUM
eistud-18245	95	14	distribution	distribution	NOUN
eistud-18245	95	15	agreements	agreement	NOUN
eistud-18245	95	16	with	with	ADP
eistud-18245	95	17	banks	bank	NOUN
eistud-18245	95	18	is	be	AUX
eistud-18245	95	19	in	in	ADP
eistud-18245	95	20	place	place	NOUN
eistud-18245	95	21	source	source	NOUN
eistud-18245	95	22	:	:	PUNCT
eistud-18245	95	23	prepared	prepare	VERB
eistud-18245	95	24	by	by	ADP
eistud-18245	95	25	the	the	DET
eistud-18245	95	26	author	author	NOUN
eistud-18245	95	27	based	base	VERB
eistud-18245	95	28	on	on	ADP
eistud-18245	95	29	publicly	publicly	ADV
eistud-18245	95	30	available	available	ADJ
eistud-18245	95	31	information	information	NOUN
eistud-18245	95	32	european	european	ADJ
eistud-18245	95	33	integrat	integrat	PROPN
eistud-18245	95	34	ion	ion	NOUN
eistud-18245	95	35	studies	study	NOUN
eistud-18245	95	36	2017/11	2017/11	NUM
eistud-18245	95	37	192	192	NUM
eistud-18245	95	38	2011	2011	NUM
eistud-18245	95	39	,	,	PUNCT
eistud-18245	95	40	invalda	invalda	PROPN
eistud-18245	95	41	entered	enter	VERB
eistud-18245	95	42	into	into	ADP
eistud-18245	95	43	distribution	distribution	NOUN
eistud-18245	95	44	agreements	agreement	NOUN
eistud-18245	95	45	with	with	ADP
eistud-18245	95	46	several	several	ADJ
eistud-18245	95	47	banks	bank	NOUN
eistud-18245	95	48	and	and	CCONJ
eistud-18245	95	49	is	be	AUX
eistud-18245	95	50	not	not	PART
eistud-18245	95	51	linked	link	VERB
eistud-18245	95	52	to	to	ADP
eistud-18245	95	53	those	those	PRON
eistud-18245	95	54	with	with	ADP
eistud-18245	95	55	ownership	ownership	NOUN
eistud-18245	95	56	ties	tie	NOUN
eistud-18245	95	57	.	.	PUNCT
eistud-18245	96	1	the	the	DET
eistud-18245	96	2	first	first	ADJ
eistud-18245	96	3	cluster	cluster	NOUN
eistud-18245	96	4	represents	represent	VERB
eistud-18245	96	5	small	small	ADJ
eistud-18245	96	6	to	to	PART
eistud-18245	96	7	medium	medium	ADJ
eistud-18245	96	8	specialised	specialised	ADJ
eistud-18245	96	9	pension	pension	NOUN
eistud-18245	96	10	fund	fund	NOUN
eistud-18245	96	11	companies	company	NOUN
eistud-18245	96	12	with	with	ADP
eistud-18245	96	13	none	none	NOUN
eistud-18245	96	14	to	to	ADP
eistud-18245	96	15	little	little	ADJ
eistud-18245	96	16	exposure	exposure	NOUN
eistud-18245	96	17	to	to	ADP
eistud-18245	96	18	non	non	ADJ
eistud-18245	96	19	-	-	ADJ
eistud-18245	96	20	pension	pension	ADJ
eistud-18245	96	21	fund	fund	NOUN
eistud-18245	96	22	management	management	NOUN
eistud-18245	96	23	income	income	NOUN
eistud-18245	96	24	(	(	PUNCT
eistud-18245	96	25	see	see	VERB
eistud-18245	96	26	table	table	NOUN
eistud-18245	96	27	2	2	NUM
eistud-18245	96	28	)	)	PUNCT
eistud-18245	96	29	.	.	PUNCT
eistud-18245	97	1	in	in	ADP
eistud-18245	97	2	terms	term	NOUN
eistud-18245	97	3	of	of	ADP
eistud-18245	97	4	a	a	DET
eistud-18245	97	5	number	number	NOUN
eistud-18245	97	6	of	of	ADP
eistud-18245	97	7	companies	company	NOUN
eistud-18245	97	8	,	,	PUNCT
eistud-18245	97	9	this	this	PRON
eistud-18245	97	10	is	be	AUX
eistud-18245	97	11	the	the	DET
eistud-18245	97	12	most	most	ADV
eistud-18245	97	13	representative	representative	ADJ
eistud-18245	97	14	cluster	cluster	NOUN
eistud-18245	97	15	,	,	PUNCT
eistud-18245	97	16	which	which	PRON
eistud-18245	97	17	comprises	comprise	VERB
eistud-18245	97	18	nearly	nearly	ADV
eistud-18245	97	19	a	a	DET
eistud-18245	97	20	half	half	NOUN
eistud-18245	97	21	of	of	ADP
eistud-18245	97	22	all	all	DET
eistud-18245	97	23	market	market	NOUN
eistud-18245	97	24	players	player	NOUN
eistud-18245	97	25	.	.	PUNCT
eistud-18245	98	1	the	the	DET
eistud-18245	98	2	cluster	cluster	NOUN
eistud-18245	98	3	clearly	clearly	ADV
eistud-18245	98	4	benefitted	benefit	VERB
eistud-18245	98	5	from	from	ADP
eistud-18245	98	6	the	the	DET
eistud-18245	98	7	tailwind	tailwind	NOUN
eistud-18245	98	8	of	of	ADP
eistud-18245	98	9	increasing	increase	VERB
eistud-18245	98	10	volume	volume	NOUN
eistud-18245	98	11	of	of	ADP
eistud-18245	98	12	pension	pension	NOUN
eistud-18245	98	13	fund	fund	NOUN
eistud-18245	98	14	assets	asset	NOUN
eistud-18245	98	15	defined	define	VERB
eistud-18245	98	16	as	as	ADP
eistud-18245	98	17	assets	asset	NOUN
eistud-18245	98	18	under	under	ADP
eistud-18245	98	19	management	management	NOUN
eistud-18245	98	20	range	range	NOUN
eistud-18245	98	21	,	,	PUNCT
eistud-18245	98	22	which	which	PRON
eistud-18245	98	23	increased	increase	VERB
eistud-18245	98	24	from	from	ADP
eistud-18245	98	25	6	6	NUM
eistud-18245	98	26	to	to	PART
eistud-18245	98	27	97	97	NUM
eistud-18245	98	28	million	million	NUM
eistud-18245	98	29	euro	euro	NOUN
eistud-18245	98	30	in	in	ADP
eistud-18245	98	31	2009	2009	NUM
eistud-18245	98	32	up	up	ADP
eistud-18245	98	33	to	to	ADP
eistud-18245	98	34	62	62	NUM
eistud-18245	98	35	to	to	PART
eistud-18245	98	36	348	348	NUM
eistud-18245	98	37	million	million	NUM
eistud-18245	98	38	euro	euro	NOUN
eistud-18245	98	39	in	in	ADP
eistud-18245	98	40	2015	2015	NUM
eistud-18245	98	41	.	.	PUNCT
eistud-18245	99	1	none	none	NOUN
eistud-18245	99	2	of	of	ADP
eistud-18245	99	3	other	other	ADJ
eistud-18245	99	4	clusters	cluster	NOUN
eistud-18245	99	5	experienced	experience	VERB
eistud-18245	99	6	such	such	DET
eistud-18245	99	7	a	a	DET
eistud-18245	99	8	rapid	rapid	ADJ
eistud-18245	99	9	growth	growth	NOUN
eistud-18245	99	10	of	of	ADP
eistud-18245	99	11	assets	asset	NOUN
eistud-18245	99	12	under	under	ADP
eistud-18245	99	13	management	management	NOUN
eistud-18245	99	14	.	.	PUNCT
eistud-18245	100	1	also	also	ADV
eistud-18245	100	2	the	the	DET
eistud-18245	100	3	share	share	NOUN
eistud-18245	100	4	of	of	ADP
eistud-18245	100	5	non	non	ADJ
eistud-18245	100	6	-	-	ADJ
eistud-18245	100	7	pension	pension	ADJ
eistud-18245	100	8	fund	fund	NOUN
eistud-18245	100	9	management	management	NOUN
eistud-18245	100	10	income	income	NOUN
eistud-18245	100	11	decreased	decrease	VERB
eistud-18245	100	12	steadily	steadily	ADV
eistud-18245	100	13	for	for	ADP
eistud-18245	100	14	the	the	DET
eistud-18245	100	15	cluster	cluster	NOUN
eistud-18245	100	16	0	0	NUM
eistud-18245	100	17	to	to	PART
eistud-18245	100	18	18	18	NUM
eistud-18245	100	19	%	%	NOUN
eistud-18245	100	20	in	in	ADP
eistud-18245	100	21	2009	2009	NUM
eistud-18245	100	22	down	down	ADP
eistud-18245	100	23	to	to	ADP
eistud-18245	100	24	0	0	NUM
eistud-18245	100	25	to	to	PART
eistud-18245	100	26	26	26	NUM
eistud-18245	100	27	%	%	NOUN
eistud-18245	100	28	in	in	ADP
eistud-18245	100	29	2015	2015	NUM
eistud-18245	100	30	.	.	PUNCT
eistud-18245	101	1	the	the	DET
eistud-18245	101	2	second	second	ADJ
eistud-18245	101	3	cluster	cluster	NOUN
eistud-18245	101	4	is	be	AUX
eistud-18245	101	5	formed	form	VERB
eistud-18245	101	6	by	by	ADP
eistud-18245	101	7	two	two	NUM
eistud-18245	101	8	related	relate	VERB
eistud-18245	101	9	pension	pension	NOUN
eistud-18245	101	10	fund	fund	NOUN
eistud-18245	101	11	companies	company	NOUN
eistud-18245	101	12	operating	operate	VERB
eistud-18245	101	13	in	in	ADP
eistud-18245	101	14	different	different	ADJ
eistud-18245	101	15	countries	country	NOUN
eistud-18245	101	16	.	.	PUNCT
eistud-18245	102	1	the	the	DET
eistud-18245	102	2	companies	company	NOUN
eistud-18245	102	3	are	be	AUX
eistud-18245	102	4	similar	similar	ADJ
eistud-18245	102	5	in	in	ADP
eistud-18245	102	6	terms	term	NOUN
eistud-18245	102	7	of	of	ADP
eistud-18245	102	8	assets	asset	NOUN
eistud-18245	102	9	under	under	ADP
eistud-18245	102	10	management	management	NOUN
eistud-18245	102	11	and	and	CCONJ
eistud-18245	102	12	almost	almost	ADV
eistud-18245	102	13	non	non	ADJ
eistud-18245	102	14	-	-	ADJ
eistud-18245	102	15	existent	existent	ADJ
eistud-18245	102	16	income	income	NOUN
eistud-18245	102	17	from	from	ADP
eistud-18245	102	18	non	non	ADJ
eistud-18245	102	19	-	-	ADJ
eistud-18245	102	20	pension	pension	ADJ
eistud-18245	102	21	fund	fund	NOUN
eistud-18245	102	22	management	management	NOUN
eistud-18245	102	23	activities	activity	NOUN
eistud-18245	102	24	.	.	PUNCT
eistud-18245	103	1	the	the	DET
eistud-18245	103	2	third	third	ADJ
eistud-18245	103	3	cluster	cluster	NOUN
eistud-18245	103	4	of	of	ADP
eistud-18245	103	5	companies	company	NOUN
eistud-18245	103	6	poses	pose	VERB
eistud-18245	103	7	a	a	DET
eistud-18245	103	8	scientific	scientific	ADJ
eistud-18245	103	9	interest	interest	NOUN
eistud-18245	103	10	because	because	SCONJ
eistud-18245	103	11	it	it	PRON
eistud-18245	103	12	ceased	cease	VERB
eistud-18245	103	13	to	to	PART
eistud-18245	103	14	exist	exist	VERB
eistud-18245	103	15	as	as	ADP
eistud-18245	103	16	a	a	DET
eistud-18245	103	17	cluster	cluster	NOUN
eistud-18245	103	18	in	in	ADP
eistud-18245	103	19	2013	2013	NUM
eistud-18245	103	20	.	.	PUNCT
eistud-18245	104	1	one	one	NUM
eistud-18245	104	2	common	common	ADJ
eistud-18245	104	3	thing	thing	NOUN
eistud-18245	104	4	of	of	ADP
eistud-18245	104	5	these	these	DET
eistud-18245	104	6	medium	medium	NOUN
eistud-18245	104	7	in	in	ADP
eistud-18245	104	8	size	size	NOUN
eistud-18245	104	9	companies	company	NOUN
eistud-18245	104	10	belonging	belong	VERB
eistud-18245	104	11	to	to	ADP
eistud-18245	104	12	the	the	DET
eistud-18245	104	13	cluster	cluster	NOUN
eistud-18245	104	14	is	be	AUX
eistud-18245	104	15	their	their	PRON
eistud-18245	104	16	major	major	ADJ
eistud-18245	104	17	exposure	exposure	NOUN
eistud-18245	104	18	to	to	ADP
eistud-18245	104	19	non	non	ADJ
eistud-18245	104	20	-	-	ADJ
eistud-18245	104	21	pension	pension	ADJ
eistud-18245	104	22	fund	fund	NOUN
eistud-18245	104	23	management	management	NOUN
eistud-18245	104	24	business	business	NOUN
eistud-18245	104	25	.	.	PUNCT
eistud-18245	105	1	the	the	DET
eistud-18245	105	2	fourth	fourth	ADJ
eistud-18245	105	3	cluster	cluster	NOUN
eistud-18245	105	4	of	of	ADP
eistud-18245	105	5	companies	company	NOUN
eistud-18245	105	6	table	table	VERB
eistud-18245	105	7	2	2	NUM
eistud-18245	105	8	summary	summary	NOUN
eistud-18245	105	9	of	of	ADP
eistud-18245	105	10	the	the	DET
eistud-18245	105	11	cluster	cluster	NOUN
eistud-18245	105	12	analysis	analysis	NOUN
eistud-18245	105	13	of	of	ADP
eistud-18245	105	14	pension	pension	NOUN
eistud-18245	105	15	fund	fund	NOUN
eistud-18245	105	16	management	management	NOUN
eistud-18245	105	17	companies	company	NOUN
eistud-18245	105	18	in	in	ADP
eistud-18245	105	19	baltic	baltic	ADJ
eistud-18245	105	20	countries	country	NOUN
eistud-18245	105	21	2009–2015	2009–2015	NUM
eistud-18245	105	22	cluster	cluster	NOUN
eistud-18245	105	23	criterion	criterion	NOUN
eistud-18245	105	24	2009	2009	NUM
eistud-18245	105	25	2010	2010	NUM
eistud-18245	105	26	2011	2011	NUM
eistud-18245	105	27	2012	2012	NUM
eistud-18245	105	28	2013	2013	NUM
eistud-18245	105	29	2014	2014	NUM
eistud-18245	105	30	2015	2015	NUM
eistud-18245	105	31	1	1	NUM
eistud-18245	105	32	aum	aum	NOUN
eistud-18245	105	33	range	range	NOUN
eistud-18245	105	34	,	,	PUNCT
eistud-18245	105	35	mil	mil	X
eistud-18245	105	36	.	.	PUNCT
eistud-18245	105	37	euro	euro	NOUN
eistud-18245	105	38	6	6	NUM
eistud-18245	105	39	-	-	SYM
eistud-18245	105	40	97	97	NUM
eistud-18245	105	41	8	8	NUM
eistud-18245	105	42	-	-	SYM
eistud-18245	105	43	143	143	NUM
eistud-18245	105	44	31	31	NUM
eistud-18245	105	45	-	-	SYM
eistud-18245	105	46	219	219	NUM
eistud-18245	105	47	39	39	NUM
eistud-18245	105	48	-	-	NUM
eistud-18245	105	49	252	252	NUM
eistud-18245	105	50	43	43	NUM
eistud-18245	105	51	-	-	SYM
eistud-18245	105	52	374	374	NUM
eistud-18245	105	53	45	45	NUM
eistud-18245	105	54	-	-	SYM
eistud-18245	105	55	323	323	NUM
eistud-18245	105	56	62	62	NUM
eistud-18245	105	57	-	-	PUNCT
eistud-18245	105	58	348	348	NUM
eistud-18245	105	59	non	non	ADJ
eistud-18245	105	60	-	-	ADJ
eistud-18245	105	61	pension	pension	ADJ
eistud-18245	105	62	income	income	NOUN
eistud-18245	105	63	0	0	NUM
eistud-18245	105	64	-	-	SYM
eistud-18245	105	65	18	18	NUM
eistud-18245	105	66	%	%	NOUN
eistud-18245	105	67	0	0	NUM
eistud-18245	105	68	-	-	SYM
eistud-18245	105	69	36	36	NUM
eistud-18245	105	70	%	%	NOUN
eistud-18245	105	71	0	0	NUM
eistud-18245	105	72	-	-	SYM
eistud-18245	105	73	23	23	NUM
eistud-18245	105	74	%	%	NOUN
eistud-18245	105	75	0	0	NUM
eistud-18245	105	76	-	-	SYM
eistud-18245	105	77	14	14	NUM
eistud-18245	105	78	%	%	NOUN
eistud-18245	105	79	0	0	NUM
eistud-18245	105	80	-	-	SYM
eistud-18245	105	81	11	11	NUM
eistud-18245	105	82	%	%	NOUN
eistud-18245	105	83	0	0	NUM
eistud-18245	105	84	-	-	SYM
eistud-18245	105	85	9	9	NUM
eistud-18245	105	86	%	%	NOUN
eistud-18245	105	87	0	0	NUM
eistud-18245	105	88	-	-	SYM
eistud-18245	105	89	26	26	NUM
eistud-18245	105	90	%	%	NOUN
eistud-18245	105	91	2	2	NUM
eistud-18245	105	92	aum	aum	NOUN
eistud-18245	105	93	range	range	NOUN
eistud-18245	105	94	,	,	PUNCT
eistud-18245	105	95	mil	mil	X
eistud-18245	105	96	.	.	PUNCT
eistud-18245	106	1	euro	euro	PROPN
eistud-18245	106	2	379	379	NUM
eistud-18245	106	3	-	-	SYM
eistud-18245	106	4	411	411	NUM
eistud-18245	106	5	426	426	NUM
eistud-18245	106	6	-	-	SYM
eistud-18245	106	7	497	497	NUM
eistud-18245	106	8	445	445	NUM
eistud-18245	106	9	-	-	SYM
eistud-18245	106	10	512	512	NUM
eistud-18245	106	11	524	524	NUM
eistud-18245	106	12	-	-	SYM
eistud-18245	106	13	628	628	NUM
eistud-18245	106	14	548	548	NUM
eistud-18245	106	15	-	-	SYM
eistud-18245	106	16	737	737	NUM
eistud-18245	106	17	653	653	NUM
eistud-18245	106	18	-	-	SYM
eistud-18245	106	19	930	930	NUM
eistud-18245	106	20	8821074	8821074	NUM
eistud-18245	106	21	non	non	ADJ
eistud-18245	106	22	-	-	ADJ
eistud-18245	106	23	pension	pension	ADJ
eistud-18245	106	24	income	income	NOUN
eistud-18245	106	25	1	1	NUM
eistud-18245	106	26	-	-	SYM
eistud-18245	106	27	4	4	NUM
eistud-18245	106	28	%	%	NOUN
eistud-18245	106	29	0	0	NUM
eistud-18245	106	30	-	-	SYM
eistud-18245	106	31	3	3	NUM
eistud-18245	106	32	%	%	NOUN
eistud-18245	106	33	0	0	NUM
eistud-18245	106	34	-	-	SYM
eistud-18245	106	35	2	2	NUM
eistud-18245	106	36	%	%	NOUN
eistud-18245	106	37	1	1	NUM
eistud-18245	106	38	-	-	SYM
eistud-18245	106	39	2	2	NUM
eistud-18245	106	40	%	%	NOUN
eistud-18245	106	41	0	0	NUM
eistud-18245	106	42	0	0	NUM
eistud-18245	106	43	-	-	SYM
eistud-18245	106	44	9	9	NUM
eistud-18245	106	45	%	%	NOUN
eistud-18245	106	46	0	0	NUM
eistud-18245	106	47	-	-	SYM
eistud-18245	106	48	18	18	NUM
eistud-18245	106	49	%	%	NOUN
eistud-18245	106	50	3	3	NUM
eistud-18245	106	51	aum	aum	NOUN
eistud-18245	106	52	range	range	NOUN
eistud-18245	106	53	,	,	PUNCT
eistud-18245	106	54	mil	mil	X
eistud-18245	106	55	.	.	PUNCT
eistud-18245	107	1	euro	euro	PROPN
eistud-18245	107	2	235	235	NUM
eistud-18245	107	3	-	-	SYM
eistud-18245	107	4	441	441	NUM
eistud-18245	107	5	104	104	NUM
eistud-18245	107	6	-	-	SYM
eistud-18245	107	7	435	435	NUM
eistud-18245	107	8	92	92	NUM
eistud-18245	107	9	-	-	SYM
eistud-18245	107	10	368	368	NUM
eistud-18245	107	11	114	114	NUM
eistud-18245	107	12	-	-	SYM
eistud-18245	107	13	166	166	NUM
eistud-18245	107	14	non	non	ADJ
eistud-18245	107	15	-	-	ADJ
eistud-18245	107	16	pension	pension	ADJ
eistud-18245	107	17	income	income	NOUN
eistud-18245	107	18	44	44	NUM
eistud-18245	107	19	-	-	SYM
eistud-18245	107	20	61	61	NUM
eistud-18245	107	21	%	%	NOUN
eistud-18245	107	22	25	25	NUM
eistud-18245	107	23	-	-	SYM
eistud-18245	107	24	55	55	NUM
eistud-18245	107	25	%	%	NOUN
eistud-18245	107	26	51	51	NUM
eistud-18245	107	27	-	-	SYM
eistud-18245	107	28	55	55	NUM
eistud-18245	107	29	%	%	NOUN
eistud-18245	107	30	50	50	NUM
eistud-18245	107	31	-	-	SYM
eistud-18245	107	32	55	55	NUM
eistud-18245	107	33	%	%	NOUN
eistud-18245	107	34	4	4	NUM
eistud-18245	107	35	aum	aum	NOUN
eistud-18245	107	36	range	range	NOUN
eistud-18245	107	37	,	,	PUNCT
eistud-18245	107	38	mil	mil	X
eistud-18245	107	39	.	.	PUNCT
eistud-18245	108	1	euro	euro	NOUN
eistud-18245	108	2	556	556	NUM
eistud-18245	108	3	-	-	SYM
eistud-18245	108	4	580	580	NUM
eistud-18245	108	5	608	608	NUM
eistud-18245	108	6	-	-	SYM
eistud-18245	108	7	953	953	NUM
eistud-18245	108	8	616	616	NUM
eistud-18245	108	9	-	-	SYM
eistud-18245	108	10	633	633	NUM
eistud-18245	108	11	524	524	NUM
eistud-18245	108	12	-	-	SYM
eistud-18245	108	13	754	754	NUM
eistud-18245	108	14	770	770	NUM
eistud-18245	108	15	-	-	SYM
eistud-18245	108	16	780	780	NUM
eistud-18245	108	17	504	504	NUM
eistud-18245	108	18	-	-	SYM
eistud-18245	108	19	594	594	NUM
eistud-18245	108	20	570	570	NUM
eistud-18245	108	21	-	-	SYM
eistud-18245	108	22	734	734	NUM
eistud-18245	108	23	non	non	ADJ
eistud-18245	108	24	-	-	ADJ
eistud-18245	108	25	pension	pension	ADJ
eistud-18245	108	26	income	income	NOUN
eistud-18245	108	27	17	17	NUM
eistud-18245	108	28	-	-	SYM
eistud-18245	108	29	19	19	NUM
eistud-18245	108	30	%	%	NOUN
eistud-18245	108	31	20	20	NUM
eistud-18245	108	32	-	-	SYM
eistud-18245	108	33	34	34	NUM
eistud-18245	108	34	%	%	NOUN
eistud-18245	108	35	17	17	NUM
eistud-18245	108	36	-	-	SYM
eistud-18245	108	37	24	24	NUM
eistud-18245	108	38	%	%	NOUN
eistud-18245	108	39	15	15	NUM
eistud-18245	108	40	-	-	SYM
eistud-18245	108	41	16	16	NUM
eistud-18245	108	42	%	%	NOUN
eistud-18245	108	43	14	14	NUM
eistud-18245	108	44	-	-	SYM
eistud-18245	108	45	18	18	NUM
eistud-18245	108	46	%	%	NOUN
eistud-18245	108	47	15	15	NUM
eistud-18245	108	48	-	-	SYM
eistud-18245	108	49	22	22	NUM
eistud-18245	108	50	%	%	NOUN
eistud-18245	108	51	0	0	NUM
eistud-18245	108	52	-	-	SYM
eistud-18245	108	53	36	36	NUM
eistud-18245	108	54	%	%	NOUN
eistud-18245	108	55	5	5	NUM
eistud-18245	108	56	aum	aum	NOUN
eistud-18245	108	57	range	range	NOUN
eistud-18245	108	58	,	,	PUNCT
eistud-18245	108	59	mil	mil	X
eistud-18245	108	60	.	.	PUNCT
eistud-18245	109	1	euro	euro	NOUN
eistud-18245	109	2	65	65	NUM
eistud-18245	109	3	-	-	SYM
eistud-18245	109	4	250	250	NUM
eistud-18245	109	5	non	non	ADJ
eistud-18245	109	6	-	-	ADJ
eistud-18245	109	7	pension	pension	ADJ
eistud-18245	109	8	income	income	NOUN
eistud-18245	109	9	19	19	NUM
eistud-18245	109	10	-	-	SYM
eistud-18245	109	11	22	22	NUM
eistud-18245	109	12	%	%	NOUN
eistud-18245	109	13	outliers	outlier	NOUN
eistud-18245	109	14	aum	aum	PROPN
eistud-18245	109	15	range	range	NOUN
eistud-18245	109	16	,	,	PUNCT
eistud-18245	109	17	mil	mil	X
eistud-18245	109	18	.	.	PUNCT
eistud-18245	110	1	euro	euro	NOUN
eistud-18245	110	2	52	52	NUM
eistud-18245	110	3	-	-	SYM
eistud-18245	110	4	882	882	NUM
eistud-18245	110	5	1980	1980	NUM
eistud-18245	110	6	846	846	NUM
eistud-18245	110	7	-	-	SYM
eistud-18245	110	8	1300	1300	NUM
eistud-18245	110	9	155	155	NUM
eistud-18245	110	10	-	-	SYM
eistud-18245	110	11	1473	1473	NUM
eistud-18245	110	12	124	124	NUM
eistud-18245	110	13	-	-	SYM
eistud-18245	110	14	1284	1284	NUM
eistud-18245	110	15	139	139	NUM
eistud-18245	110	16	-	-	SYM
eistud-18245	110	17	1100	1100	NUM
eistud-18245	110	18	1287	1287	NUM
eistud-18245	110	19	non	non	ADJ
eistud-18245	110	20	-	-	ADJ
eistud-18245	110	21	pension	pension	ADJ
eistud-18245	110	22	income	income	NOUN
eistud-18245	110	23	31	31	NUM
eistud-18245	110	24	-	-	SYM
eistud-18245	110	25	46	46	NUM
eistud-18245	110	26	%	%	NOUN
eistud-18245	110	27	0.47	0.47	NUM
eistud-18245	110	28	34	34	NUM
eistud-18245	110	29	-	-	SYM
eistud-18245	110	30	47	47	NUM
eistud-18245	110	31	%	%	NOUN
eistud-18245	110	32	29	29	NUM
eistud-18245	110	33	-	-	SYM
eistud-18245	110	34	43	43	NUM
eistud-18245	110	35	%	%	NOUN
eistud-18245	110	36	27	27	NUM
eistud-18245	110	37	-	-	SYM
eistud-18245	110	38	55	55	NUM
eistud-18245	110	39	%	%	NOUN
eistud-18245	110	40	19	19	NUM
eistud-18245	110	41	-	-	SYM
eistud-18245	110	42	40	40	NUM
eistud-18245	110	43	%	%	NOUN
eistud-18245	110	44	0.15	0.15	NUM
eistud-18245	110	45	source	source	NOUN
eistud-18245	110	46	:	:	PUNCT
eistud-18245	110	47	prepared	prepare	VERB
eistud-18245	110	48	by	by	ADP
eistud-18245	110	49	the	the	DET
eistud-18245	110	50	author	author	NOUN
eistud-18245	110	51	based	base	VERB
eistud-18245	110	52	on	on	ADP
eistud-18245	110	53	the	the	DET
eistud-18245	110	54	single	single	ADJ
eistud-18245	110	55	linkage	linkage	NOUN
eistud-18245	110	56	cluster	cluster	NOUN
eistud-18245	110	57	analysis	analysis	NOUN
eistud-18245	110	58	.	.	PUNCT
eistud-18245	111	1	193	193	NUM
eistud-18245	111	2	european	european	ADJ
eistud-18245	111	3	integrat	integrat	NOUN
eistud-18245	111	4	ion	ion	NOUN
eistud-18245	111	5	studies	study	NOUN
eistud-18245	111	6	2017/11	2017/11	NUM
eistud-18245	111	7	is	be	AUX
eistud-18245	111	8	very	very	ADV
eistud-18245	111	9	similar	similar	ADJ
eistud-18245	111	10	to	to	ADP
eistud-18245	111	11	the	the	DET
eistud-18245	111	12	second	second	ADJ
eistud-18245	111	13	cluster	cluster	NOUN
eistud-18245	111	14	.	.	PUNCT
eistud-18245	112	1	however	however	ADV
eistud-18245	112	2	,	,	PUNCT
eistud-18245	112	3	its	its	PRON
eistud-18245	112	4	main	main	ADJ
eistud-18245	112	5	distinction	distinction	NOUN
eistud-18245	112	6	is	be	AUX
eistud-18245	112	7	stable	stable	ADJ
eistud-18245	112	8	non	non	ADJ
eistud-18245	112	9	-	-	ADJ
eistud-18245	112	10	pension	pension	ADJ
eistud-18245	112	11	fund	fund	NOUN
eistud-18245	112	12	business	business	NOUN
eistud-18245	112	13	related	relate	VERB
eistud-18245	112	14	stream	stream	NOUN
eistud-18245	112	15	of	of	ADP
eistud-18245	112	16	income	income	NOUN
eistud-18245	112	17	.	.	PUNCT
eistud-18245	113	1	the	the	DET
eistud-18245	113	2	final	final	ADJ
eistud-18245	113	3	group	group	NOUN
eistud-18245	113	4	of	of	ADP
eistud-18245	113	5	companies	company	NOUN
eistud-18245	113	6	are	be	AUX
eistud-18245	113	7	so	so	ADV
eistud-18245	113	8	-	-	PUNCT
eistud-18245	113	9	called	call	VERB
eistud-18245	113	10	outliers	outlier	NOUN
eistud-18245	113	11	.	.	PUNCT
eistud-18245	114	1	these	these	DET
eistud-18245	114	2	companies	company	NOUN
eistud-18245	114	3	have	have	VERB
eistud-18245	114	4	a	a	DET
eistud-18245	114	5	big	big	ADJ
eistud-18245	114	6	portion	portion	NOUN
eistud-18245	114	7	on	on	ADP
eistud-18245	114	8	non	non	ADJ
eistud-18245	114	9	-	-	ADJ
eistud-18245	114	10	pension	pension	ADJ
eistud-18245	114	11	fund	fund	NOUN
eistud-18245	114	12	management	management	NOUN
eistud-18245	114	13	related	relate	VERB
eistud-18245	114	14	income	income	NOUN
eistud-18245	114	15	(	(	PUNCT
eistud-18245	114	16	15	15	NUM
eistud-18245	114	17	-	-	SYM
eistud-18245	114	18	55	55	NUM
eistud-18245	114	19	%	%	NOUN
eistud-18245	114	20	)	)	PUNCT
eistud-18245	114	21	.	.	PUNCT
eistud-18245	115	1	in	in	ADP
eistud-18245	115	2	efficiency	efficiency	NOUN
eistud-18245	115	3	research	research	NOUN
eistud-18245	115	4	of	of	ADP
eistud-18245	115	5	financial	financial	ADJ
eistud-18245	115	6	sector	sector	NOUN
eistud-18245	115	7	companies	company	NOUN
eistud-18245	115	8	,	,	PUNCT
eistud-18245	115	9	typically	typically	ADV
eistud-18245	115	10	various	various	ADJ
eistud-18245	115	11	types	type	NOUN
eistud-18245	115	12	of	of	ADP
eistud-18245	115	13	costs	cost	NOUN
eistud-18245	115	14	were	be	AUX
eistud-18245	115	15	used	use	VERB
eistud-18245	115	16	as	as	ADP
eistud-18245	115	17	input	input	NOUN
eistud-18245	115	18	variables	variable	NOUN
eistud-18245	115	19	whilst	whilst	SCONJ
eistud-18245	115	20	various	various	ADJ
eistud-18245	115	21	types	type	NOUN
eistud-18245	115	22	of	of	ADP
eistud-18245	115	23	revenue	revenue	NOUN
eistud-18245	115	24	and	and	CCONJ
eistud-18245	115	25	profit	profit	NOUN
eistud-18245	115	26	indicators	indicator	NOUN
eistud-18245	115	27	used	use	VERB
eistud-18245	115	28	as	as	ADP
eistud-18245	115	29	output	output	NOUN
eistud-18245	115	30	variables	variable	NOUN
eistud-18245	115	31	.	.	PUNCT
eistud-18245	116	1	therefore	therefore	ADV
eistud-18245	116	2	the	the	DET
eistud-18245	116	3	operational	operational	ADJ
eistud-18245	116	4	efficiency	efficiency	NOUN
eistud-18245	116	5	of	of	ADP
eistud-18245	116	6	the	the	DET
eistud-18245	116	7	pension	pension	NOUN
eistud-18245	116	8	fund	fund	NOUN
eistud-18245	116	9	management	management	NOUN
eistud-18245	116	10	companies	company	NOUN
eistud-18245	116	11	is	be	AUX
eistud-18245	116	12	performed	perform	VERB
eistud-18245	116	13	by	by	ADP
eistud-18245	116	14	using	use	VERB
eistud-18245	116	15	the	the	DET
eistud-18245	116	16	thirteen	thirteen	NUM
eistud-18245	116	17	models	model	NOUN
eistud-18245	116	18	.	.	PUNCT
eistud-18245	117	1	for	for	ADP
eistud-18245	117	2	the	the	DET
eistud-18245	117	3	cost	cost	NOUN
eistud-18245	117	4	and	and	CCONJ
eistud-18245	117	5	profit	profit	NOUN
eistud-18245	117	6	models	model	NOUN
eistud-18245	117	7	,	,	PUNCT
eistud-18245	117	8	commission	commission	NOUN
eistud-18245	117	9	fees	fee	NOUN
eistud-18245	117	10	as	as	ADV
eistud-18245	117	11	well	well	ADV
eistud-18245	117	12	as	as	ADP
eistud-18245	117	13	administrative	administrative	ADJ
eistud-18245	117	14	fees	fee	NOUN
eistud-18245	117	15	were	be	AUX
eistud-18245	117	16	used	use	VERB
eistud-18245	117	17	as	as	ADP
eistud-18245	117	18	input	input	NOUN
eistud-18245	117	19	variables	variable	NOUN
eistud-18245	117	20	while	while	SCONJ
eistud-18245	117	21	profit	profit	NOUN
eistud-18245	117	22	before	before	ADP
eistud-18245	117	23	tax	tax	NOUN
eistud-18245	117	24	was	be	AUX
eistud-18245	117	25	used	use	VERB
eistud-18245	117	26	an	an	DET
eistud-18245	117	27	output	output	NOUN
eistud-18245	117	28	variable	variable	NOUN
eistud-18245	117	29	.	.	PUNCT
eistud-18245	118	1	one	one	NUM
eistud-18245	118	2	capital	capital	NOUN
eistud-18245	118	3	efficiency	efficiency	NOUN
eistud-18245	118	4	(	(	PUNCT
eistud-18245	118	5	i.e.	i.e.	X
eistud-18245	118	6	actual	actual	ADJ
eistud-18245	118	7	roe	roe	NOUN
eistud-18245	118	8	)	)	PUNCT
eistud-18245	118	9	model	model	NOUN
eistud-18245	118	10	was	be	AUX
eistud-18245	118	11	used	use	VERB
eistud-18245	118	12	.	.	PUNCT
eistud-18245	119	1	it	it	PRON
eistud-18245	119	2	has	have	VERB
eistud-18245	119	3	to	to	PART
eistud-18245	119	4	be	be	AUX
eistud-18245	119	5	noted	note	VERB
eistud-18245	119	6	that	that	SCONJ
eistud-18245	119	7	average	average	ADJ
eistud-18245	119	8	actual	actual	ADJ
eistud-18245	119	9	pre	pre	ADJ
eistud-18245	119	10	-	-	ADJ
eistud-18245	119	11	tax	tax	ADJ
eistud-18245	119	12	return	return	NOUN
eistud-18245	119	13	on	on	ADP
eistud-18245	119	14	equity	equity	NOUN
eistud-18245	119	15	in	in	ADP
eistud-18245	119	16	2015	2015	NUM
eistud-18245	119	17	was	be	AUX
eistud-18245	119	18	28.2	28.2	NUM
eistud-18245	119	19	%	%	NOUN
eistud-18245	119	20	,	,	PUNCT
eistud-18245	119	21	average	average	ADJ
eistud-18245	119	22	pre	pre	ADJ
eistud-18245	119	23	-	-	ADJ
eistud-18245	119	24	tax	tax	ADJ
eistud-18245	119	25	return	return	NOUN
eistud-18245	119	26	on	on	ADP
eistud-18245	119	27	equity	equity	NOUN
eistud-18245	119	28	in	in	ADP
eistud-18245	119	29	the	the	DET
eistud-18245	119	30	top	top	ADJ
eistud-18245	119	31	efficiency	efficiency	NOUN
eistud-18245	119	32	quartile	quartile	NOUN
eistud-18245	119	33	was	be	AUX
eistud-18245	119	34	60.7	60.7	NUM
eistud-18245	119	35	%	%	NOUN
eistud-18245	119	36	.	.	PUNCT
eistud-18245	120	1	capital	capital	NOUN
eistud-18245	120	2	efficiency	efficiency	NOUN
eistud-18245	120	3	model	model	NOUN
eistud-18245	120	4	uses	use	VERB
eistud-18245	120	5	actual	actual	ADJ
eistud-18245	120	6	return	return	NOUN
eistud-18245	120	7	(	(	PUNCT
eistud-18245	120	8	i.e.	i.e.	X
eistud-18245	120	9	pre	pre	ADJ
eistud-18245	120	10	-	-	ADJ
eistud-18245	120	11	tax	tax	ADJ
eistud-18245	120	12	profit	profit	NOUN
eistud-18245	120	13	)	)	PUNCT
eistud-18245	120	14	on	on	ADP
eistud-18245	120	15	shareholder	shareholder	NOUN
eistud-18245	120	16	equity	equity	NOUN
eistud-18245	120	17	as	as	ADP
eistud-18245	120	18	the	the	DET
eistud-18245	120	19	only	only	ADJ
eistud-18245	120	20	measure	measure	NOUN
eistud-18245	120	21	of	of	ADP
eistud-18245	120	22	efficiency	efficiency	NOUN
eistud-18245	120	23	.	.	PUNCT
eistud-18245	121	1	finally	finally	ADV
eistud-18245	121	2	,	,	PUNCT
eistud-18245	121	3	cost	cost	NOUN
eistud-18245	121	4	and	and	CCONJ
eistud-18245	121	5	capital	capital	NOUN
eistud-18245	121	6	efficiency	efficiency	NOUN
eistud-18245	121	7	dea	dea	PROPN
eistud-18245	121	8	crs	crs	PROPN
eistud-18245	121	9	and	and	CCONJ
eistud-18245	121	10	vrs	vrs	PROPN
eistud-18245	121	11	as	as	ADV
eistud-18245	121	12	well	well	ADV
eistud-18245	121	13	as	as	ADP
eistud-18245	121	14	sfa	sfa	NOUN
eistud-18245	121	15	models	model	NOUN
eistud-18245	121	16	under	under	ADP
eistud-18245	121	17	various	various	ADJ
eistud-18245	121	18	roe	roe	NOUN
eistud-18245	121	19	scenarios	scenario	NOUN
eistud-18245	121	20	were	be	AUX
eistud-18245	121	21	used	use	VERB
eistud-18245	121	22	.	.	PUNCT
eistud-18245	122	1	cost	cost	NOUN
eistud-18245	122	2	and	and	CCONJ
eistud-18245	122	3	capital	capital	NOUN
eistud-18245	122	4	efficiency	efficiency	NOUN
eistud-18245	122	5	dea	dea	PROPN
eistud-18245	122	6	crs	crs	PROPN
eistud-18245	122	7	,	,	PUNCT
eistud-18245	122	8	vrs	vrs	ADJ
eistud-18245	122	9	and	and	CCONJ
eistud-18245	122	10	sfa	sfa	NOUN
eistud-18245	122	11	models	model	NOUN
eistud-18245	122	12	can	can	AUX
eistud-18245	122	13	be	be	AUX
eistud-18245	122	14	considered	consider	VERB
eistud-18245	122	15	to	to	PART
eistud-18245	122	16	consist	consist	VERB
eistud-18245	122	17	of	of	ADP
eistud-18245	122	18	two	two	NUM
eistud-18245	122	19	types	type	NOUN
eistud-18245	122	20	of	of	ADP
eistud-18245	122	21	costs	cost	NOUN
eistud-18245	122	22	being	be	AUX
eistud-18245	122	23	actual	actual	ADJ
eistud-18245	122	24	costs	cost	NOUN
eistud-18245	122	25	as	as	ADV
eistud-18245	122	26	well	well	ADV
eistud-18245	122	27	as	as	ADP
eistud-18245	122	28	calculated	calculate	VERB
eistud-18245	122	29	capital	capital	NOUN
eistud-18245	122	30	costs	cost	NOUN
eistud-18245	122	31	.	.	PUNCT
eistud-18245	123	1	actual	actual	ADJ
eistud-18245	123	2	costs	cost	NOUN
eistud-18245	123	3	of	of	ADP
eistud-18245	123	4	the	the	DET
eistud-18245	123	5	models	model	NOUN
eistud-18245	123	6	comprise	comprise	VERB
eistud-18245	123	7	administration	administration	NOUN
eistud-18245	123	8	as	as	ADV
eistud-18245	123	9	well	well	ADV
eistud-18245	123	10	as	as	ADP
eistud-18245	123	11	commission	commission	NOUN
eistud-18245	123	12	costs	cost	NOUN
eistud-18245	123	13	as	as	ADP
eistud-18245	123	14	input	input	NOUN
eistud-18245	123	15	figures	figure	NOUN
eistud-18245	123	16	.	.	PUNCT
eistud-18245	124	1	the	the	DET
eistud-18245	124	2	calculated	calculate	VERB
eistud-18245	124	3	capital	capital	NOUN
eistud-18245	124	4	cost	cost	NOUN
eistud-18245	124	5	,	,	PUNCT
eistud-18245	124	6	which	which	PRON
eistud-18245	124	7	was	be	AUX
eistud-18245	124	8	also	also	ADV
eistud-18245	124	9	used	use	VERB
eistud-18245	124	10	as	as	ADP
eistud-18245	124	11	an	an	DET
eistud-18245	124	12	input	input	NOUN
eistud-18245	124	13	figure	figure	NOUN
eistud-18245	124	14	,	,	PUNCT
eistud-18245	124	15	stands	stand	VERB
eistud-18245	124	16	for	for	ADP
eistud-18245	124	17	economic	economic	ADJ
eistud-18245	124	18	cost	cost	NOUN
eistud-18245	124	19	of	of	ADP
eistud-18245	124	20	capital	capital	NOUN
eistud-18245	124	21	defined	define	VERB
eistud-18245	124	22	as	as	ADP
eistud-18245	124	23	a	a	DET
eistud-18245	124	24	required	required	ADJ
eistud-18245	124	25	pre	pre	ADJ
eistud-18245	124	26	-	-	ADJ
eistud-18245	124	27	tax	tax	ADJ
eistud-18245	124	28	return	return	NOUN
eistud-18245	124	29	on	on	ADP
eistud-18245	124	30	equity	equity	NOUN
eistud-18245	124	31	,	,	PUNCT
eistud-18245	124	32	multiplied	multiply	VERB
eistud-18245	124	33	by	by	ADP
eistud-18245	124	34	average	average	ADJ
eistud-18245	124	35	equity	equity	NOUN
eistud-18245	124	36	in	in	ADP
eistud-18245	124	37	a	a	DET
eistud-18245	124	38	given	give	VERB
eistud-18245	124	39	year	year	NOUN
eistud-18245	124	40	.	.	PUNCT
eistud-18245	125	1	following	follow	VERB
eistud-18245	125	2	three	three	NUM
eistud-18245	125	3	capital	capital	NOUN
eistud-18245	125	4	scenarios	scenario	NOUN
eistud-18245	125	5	were	be	AUX
eistud-18245	125	6	used	use	VERB
eistud-18245	125	7	to	to	PART
eistud-18245	125	8	calculate	calculate	VERB
eistud-18245	125	9	cost	cost	NOUN
eistud-18245	125	10	of	of	ADP
eistud-18245	125	11	capitalpre	capitalpre	ADJ
eistud-18245	125	12	-	-	ADJ
eistud-18245	125	13	tax	tax	NOUN
eistud-18245	125	14	return	return	NOUN
eistud-18245	125	15	of	of	ADP
eistud-18245	125	16	equity	equity	NOUN
eistud-18245	125	17	11	11	NUM
eistud-18245	125	18	%	%	NOUN
eistud-18245	125	19	,	,	PUNCT
eistud-18245	125	20	15	15	NUM
eistud-18245	125	21	%	%	NOUN
eistud-18245	125	22	and	and	CCONJ
eistud-18245	125	23	ultimately	ultimately	ADV
eistud-18245	125	24	19	19	NUM
eistud-18245	125	25	%	%	NOUN
eistud-18245	125	26	.	.	PUNCT
eistud-18245	126	1	a	a	DET
eistud-18245	126	2	regression	regression	NOUN
eistud-18245	126	3	analysis	analysis	NOUN
eistud-18245	126	4	was	be	AUX
eistud-18245	126	5	applied	apply	VERB
eistud-18245	126	6	to	to	PART
eistud-18245	126	7	examine	examine	VERB
eistud-18245	126	8	whether	whether	SCONJ
eistud-18245	126	9	bigger	big	ADJ
eistud-18245	126	10	assets	asset	NOUN
eistud-18245	126	11	under	under	ADP
eistud-18245	126	12	management	management	NOUN
eistud-18245	126	13	and	and	CCONJ
eistud-18245	126	14	bigger	big	ADJ
eistud-18245	126	15	share	share	NOUN
eistud-18245	126	16	of	of	ADP
eistud-18245	126	17	non	non	ADJ
eistud-18245	126	18	-	-	ADJ
eistud-18245	126	19	pension	pension	ADJ
eistud-18245	126	20	fund	fund	NOUN
eistud-18245	126	21	income	income	NOUN
eistud-18245	126	22	increase	increase	NOUN
eistud-18245	126	23	cost	cost	NOUN
eistud-18245	126	24	efficiency	efficiency	NOUN
eistud-18245	126	25	of	of	ADP
eistud-18245	126	26	pension	pension	NOUN
eistud-18245	126	27	fund	fund	NOUN
eistud-18245	126	28	management	management	NOUN
eistud-18245	126	29	companies	company	NOUN
eistud-18245	126	30	.	.	PUNCT
eistud-18245	127	1	the	the	DET
eistud-18245	127	2	table	table	NOUN
eistud-18245	127	3	3	3	NUM
eistud-18245	127	4	summarises	summarise	NOUN
eistud-18245	127	5	efficiency	efficiency	NOUN
eistud-18245	127	6	models	model	NOUN
eistud-18245	127	7	as	as	ADV
eistud-18245	127	8	well	well	ADV
eistud-18245	127	9	as	as	ADP
eistud-18245	127	10	main	main	ADJ
eistud-18245	127	11	findings	finding	NOUN
eistud-18245	127	12	of	of	ADP
eistud-18245	127	13	the	the	DET
eistud-18245	127	14	regression	regression	NOUN
eistud-18245	127	15	analysis	analysis	NOUN
eistud-18245	127	16	applied	apply	VERB
eistud-18245	127	17	for	for	ADP
eistud-18245	127	18	the	the	DET
eistud-18245	127	19	models	model	NOUN
eistud-18245	127	20	.	.	PUNCT
eistud-18245	128	1	the	the	DET
eistud-18245	128	2	regression	regression	NOUN
eistud-18245	128	3	equation	equation	NOUN
eistud-18245	128	4	is	be	AUX
eistud-18245	128	5	expressed	express	VERB
eistud-18245	128	6	in	in	ADP
eistud-18245	128	7	the	the	DET
eistud-18245	128	8	following	following	ADJ
eistud-18245	128	9	manner	manner	NOUN
eistud-18245	128	10	:	:	PUNCT
eistud-18245	128	11	efficiency	efficiency	NOUN
eistud-18245	128	12	models	model	NOUN
eistud-18245	128	13	,	,	PUNCT
eistud-18245	128	14	regression	regression	NOUN
eistud-18245	128	15	and	and	CCONJ
eistud-18245	128	16	top	top	ADJ
eistud-18245	128	17	quartile	quartile	ADJ
eistud-18245	128	18	analysis	analysis	NOUN
eistud-18245	128	19	(	(	PUNCT
eistud-18245	128	20	6	6	NUM
eistud-18245	128	21	)	)	PUNCT
eistud-18245	128	22	(	(	PUNCT
eistud-18245	128	23	7	7	X
eistud-18245	128	24	)	)	PUNCT
eistud-18245	128	25	where	where	SCONJ
eistud-18245	128	26	ce	ce	PROPN
eistud-18245	128	27	is	be	AUX
eistud-18245	128	28	cost	cost	NOUN
eistud-18245	128	29	efficiency	efficiency	NOUN
eistud-18245	128	30	score	score	NOUN
eistud-18245	128	31	,	,	PUNCT
eistud-18245	128	32	normaum	normaum	PROPN
eistud-18245	128	33	is	be	AUX
eistud-18245	128	34	a	a	DET
eistud-18245	128	35	figure	figure	NOUN
eistud-18245	128	36	of	of	ADP
eistud-18245	128	37	normalised	normalise	VERB
eistud-18245	128	38	assets	asset	NOUN
eistud-18245	128	39	under	under	ADP
eistud-18245	128	40	management	management	NOUN
eistud-18245	128	41	,	,	PUNCT
eistud-18245	128	42	sharenonpensinc	sharenonpensinc	PROPN
eistud-18245	128	43	is	be	AUX
eistud-18245	128	44	a	a	DET
eistud-18245	128	45	share	share	NOUN
eistud-18245	128	46	of	of	ADP
eistud-18245	128	47	non	non	ADJ
eistud-18245	128	48	-	-	ADJ
eistud-18245	128	49	pension	pension	ADJ
eistud-18245	128	50	fund	fund	NOUN
eistud-18245	128	51	revenue	revenue	NOUN
eistud-18245	128	52	and	and	CCONJ
eistud-18245	128	53	α	α	NOUN
eistud-18245	128	54	stands	stand	VERB
eistud-18245	128	55	for	for	ADP
eistud-18245	128	56	intercept	intercept	NOUN
eistud-18245	128	57	.	.	PUNCT
eistud-18245	129	1	for	for	ADP
eistud-18245	129	2	the	the	DET
eistud-18245	129	3	capital	capital	NOUN
eistud-18245	129	4	efficiency	efficiency	NOUN
eistud-18245	129	5	model	model	NOUN
eistud-18245	129	6	the	the	DET
eistud-18245	129	7	regression	regression	NOUN
eistud-18245	129	8	equation	equation	NOUN
eistud-18245	129	9	was	be	AUX
eistud-18245	129	10	stated	state	VERB
eistud-18245	129	11	in	in	ADP
eistud-18245	129	12	the	the	DET
eistud-18245	129	13	following	follow	VERB
eistud-18245	129	14	manner	manner	NOUN
eistud-18245	129	15	:	:	PUNCT
eistud-18245	129	16	where	where	SCONJ
eistud-18245	129	17	roe	roe	NOUN
eistud-18245	129	18	is	be	AUX
eistud-18245	129	19	a	a	DET
eistud-18245	129	20	figure	figure	NOUN
eistud-18245	129	21	for	for	ADP
eistud-18245	129	22	actual	actual	ADJ
eistud-18245	129	23	return	return	NOUN
eistud-18245	129	24	on	on	ADP
eistud-18245	129	25	equity	equity	NOUN
eistud-18245	129	26	,	,	PUNCT
eistud-18245	129	27	normaum	normaum	PROPN
eistud-18245	129	28	is	be	AUX
eistud-18245	129	29	a	a	DET
eistud-18245	129	30	figure	figure	NOUN
eistud-18245	129	31	of	of	ADP
eistud-18245	129	32	normalised	normalise	VERB
eistud-18245	129	33	assets	asset	NOUN
eistud-18245	129	34	under	under	ADP
eistud-18245	129	35	management	management	NOUN
eistud-18245	129	36	,	,	PUNCT
eistud-18245	129	37	sharenonpensinc	sharenonpensinc	PROPN
eistud-18245	129	38	is	be	AUX
eistud-18245	129	39	a	a	DET
eistud-18245	129	40	share	share	NOUN
eistud-18245	129	41	of	of	ADP
eistud-18245	129	42	non	non	ADJ
eistud-18245	129	43	-	-	ADJ
eistud-18245	129	44	pension	pension	ADJ
eistud-18245	129	45	fund	fund	NOUN
eistud-18245	129	46	revenue	revenue	NOUN
eistud-18245	129	47	and	and	CCONJ
eistud-18245	129	48	α	α	NOUN
eistud-18245	129	49	stands	stand	VERB
eistud-18245	129	50	for	for	ADP
eistud-18245	129	51	intercept	intercept	NOUN
eistud-18245	129	52	.	.	PUNCT
eistud-18245	130	1	the	the	DET
eistud-18245	130	2	regression	regression	NOUN
eistud-18245	130	3	analysis	analysis	NOUN
eistud-18245	130	4	applied	apply	VERB
eistud-18245	130	5	for	for	ADP
eistud-18245	130	6	results	result	NOUN
eistud-18245	130	7	obtained	obtain	VERB
eistud-18245	130	8	by	by	ADP
eistud-18245	130	9	various	various	ADJ
eistud-18245	130	10	models	model	NOUN
eistud-18245	130	11	demonstrated	demonstrate	VERB
eistud-18245	130	12	that	that	SCONJ
eistud-18245	130	13	between	between	ADP
eistud-18245	130	14	efficiency	efficiency	NOUN
eistud-18245	130	15	score	score	NOUN
eistud-18245	130	16	and	and	CCONJ
eistud-18245	130	17	assets	asset	NOUN
eistud-18245	130	18	under	under	ADP
eistud-18245	130	19	management	management	NOUN
eistud-18245	130	20	and	and	CCONJ
eistud-18245	130	21	share	share	NOUN
eistud-18245	130	22	of	of	ADP
eistud-18245	130	23	non	non	ADJ
eistud-18245	130	24	-	-	ADJ
eistud-18245	130	25	pension	pension	ADJ
eistud-18245	130	26	fund	fund	NOUN
eistud-18245	130	27	management	management	NOUN
eistud-18245	130	28	revenue	revenue	NOUN
eistud-18245	130	29	for	for	ADP
eistud-18245	130	30	all	all	DET
eistud-18245	130	31	the	the	DET
eistud-18245	130	32	models	model	NOUN
eistud-18245	130	33	discussed	discuss	VERB
eistud-18245	130	34	above	above	ADP
eistud-18245	130	35	correlation	correlation	NOUN
eistud-18245	130	36	coefficients	coefficient	NOUN
eistud-18245	130	37	range	range	VERB
eistud-18245	130	38	from	from	ADP
eistud-18245	130	39	0.05	0.05	NUM
eistud-18245	130	40	to	to	PART
eistud-18245	130	41	0.42	0.42	NUM
eistud-18245	130	42	while	while	SCONJ
eistud-18245	130	43	adjusted	adjusted	ADJ
eistud-18245	130	44	coefficients	coefficient	NOUN
eistud-18245	130	45	of	of	ADP
eistud-18245	130	46	determination	determination	NOUN
eistud-18245	130	47	are	be	AUX
eistud-18245	130	48	in	in	ADP
eistud-18245	130	49	the	the	DET
eistud-18245	130	50	interval	interval	NOUN
eistud-18245	130	51	from	from	ADP
eistud-18245	130	52	-0.01	-0.01	NUM
eistud-18245	130	53	to	to	ADP
eistud-18245	130	54	0.16	0.16	NUM
eistud-18245	130	55	.	.	PUNCT
eistud-18245	131	1	dea	dea	PROPN
eistud-18245	131	2	crs	crs	PROPN
eistud-18245	131	3	models	model	NOUN
eistud-18245	131	4	demonstrate	demonstrate	VERB
eistud-18245	131	5	the	the	DET
eistud-18245	131	6	lowest	low	ADJ
eistud-18245	131	7	correlation	correlation	NOUN
eistud-18245	131	8	coefficients	coefficient	NOUN
eistud-18245	131	9	ranging	range	VERB
eistud-18245	131	10	from	from	ADP
eistud-18245	131	11	0.05	0.05	NUM
eistud-18245	131	12	to	to	ADP
eistud-18245	131	13	0.25	0.25	NUM
eistud-18245	131	14	.	.	PUNCT
eistud-18245	132	1	the	the	DET
eistud-18245	132	2	finding	finding	NOUN
eistud-18245	132	3	speaks	speak	VERB
eistud-18245	132	4	in	in	ADP
eistud-18245	132	5	favour	favour	NOUN
eistud-18245	132	6	of	of	ADP
eistud-18245	132	7	an	an	DET
eistud-18245	132	8	argument	argument	NOUN
eistud-18245	132	9	that	that	SCONJ
eistud-18245	132	10	efficiency	efficiency	NOUN
eistud-18245	132	11	scores	score	NOUN
eistud-18245	132	12	can	can	AUX
eistud-18245	132	13	not	not	PART
eistud-18245	132	14	be	be	AUX
eistud-18245	132	15	explained	explain	VERB
eistud-18245	132	16	by	by	ADP
eistud-18245	132	17	volume	volume	NOUN
eistud-18245	132	18	of	of	ADP
eistud-18245	132	19	assets	asset	NOUN
eistud-18245	132	20	under	under	ADP
eistud-18245	132	21	management	management	NOUN
eistud-18245	132	22	and	and	CCONJ
eistud-18245	132	23	share	share	NOUN
eistud-18245	132	24	of	of	ADP
eistud-18245	132	25	non	non	ADJ
eistud-18245	132	26	-	-	ADJ
eistud-18245	132	27	pension	pension	ADJ
eistud-18245	132	28	fund	fund	NOUN
eistud-18245	132	29	management	management	NOUN
eistud-18245	132	30	income	income	NOUN
eistud-18245	132	31	.	.	PUNCT
eistud-18245	133	1	dea	dea	PROPN
eistud-18245	133	2	vrs	vrs	PROPN
eistud-18245	133	3	model	model	PROPN
eistud-18245	133	4	findings	finding	NOUN
eistud-18245	133	5	reveal	reveal	VERB
eistud-18245	133	6	correlation	correlation	NOUN
eistud-18245	133	7	coefficients	coefficient	NOUN
eistud-18245	133	8	in	in	ADP
eistud-18245	133	9	a	a	DET
eistud-18245	133	10	broader	broad	ADJ
eistud-18245	133	11	range	range	NOUN
eistud-18245	133	12	of	of	ADP
eistud-18245	133	13	0.09	0.09	NUM
eistud-18245	133	14	to	to	PART
eistud-18245	133	15	0.42	0.42	NUM
eistud-18245	133	16	.	.	PUNCT
eistud-18245	134	1	sfa	sfa	NOUN
eistud-18245	134	2	models	model	NOUN
eistud-18245	134	3	european	european	ADJ
eistud-18245	134	4	integrat	integrat	NOUN
eistud-18245	134	5	ion	ion	NOUN
eistud-18245	134	6	studies	study	NOUN
eistud-18245	134	7	2017/11	2017/11	NUM
eistud-18245	134	8	194	194	NUM
eistud-18245	134	9	showed	show	VERB
eistud-18245	134	10	correlation	correlation	NOUN
eistud-18245	134	11	figures	figure	NOUN
eistud-18245	134	12	varying	vary	VERB
eistud-18245	134	13	from	from	ADP
eistud-18245	134	14	0.24	0.24	NUM
eistud-18245	134	15	to	to	ADP
eistud-18245	134	16	0.30	0.30	NUM
eistud-18245	134	17	.	.	PUNCT
eistud-18245	135	1	thus	thus	ADV
eistud-18245	135	2	such	such	ADJ
eistud-18245	135	3	results	result	NOUN
eistud-18245	135	4	can	can	AUX
eistud-18245	135	5	be	be	AUX
eistud-18245	135	6	interpreted	interpret	VERB
eistud-18245	135	7	as	as	ADP
eistud-18245	135	8	not	not	PART
eistud-18245	135	9	supporting	support	VERB
eistud-18245	135	10	the	the	DET
eistud-18245	135	11	view	view	NOUN
eistud-18245	135	12	that	that	SCONJ
eistud-18245	135	13	volume	volume	NOUN
eistud-18245	135	14	and	and	CCONJ
eistud-18245	135	15	scope	scope	NOUN
eistud-18245	135	16	contribute	contribute	VERB
eistud-18245	135	17	to	to	ADP
eistud-18245	135	18	efficiency	efficiency	NOUN
eistud-18245	135	19	of	of	ADP
eistud-18245	135	20	pension	pension	NOUN
eistud-18245	135	21	fund	fund	NOUN
eistud-18245	135	22	management	management	NOUN
eistud-18245	135	23	companies	company	NOUN
eistud-18245	135	24	operating	operate	VERB
eistud-18245	135	25	under	under	ADP
eistud-18245	135	26	the	the	DET
eistud-18245	135	27	bancassurance	bancassurance	NOUN
eistud-18245	135	28	model	model	NOUN
eistud-18245	135	29	in	in	ADP
eistud-18245	135	30	baltics	baltics	PROPN
eistud-18245	135	31	.	.	PUNCT
eistud-18245	136	1	finally	finally	ADV
eistud-18245	136	2	,	,	PUNCT
eistud-18245	136	3	it	it	PRON
eistud-18245	136	4	is	be	AUX
eistud-18245	136	5	noteworthy	noteworthy	ADJ
eistud-18245	136	6	to	to	PART
eistud-18245	136	7	mention	mention	VERB
eistud-18245	136	8	that	that	SCONJ
eistud-18245	136	9	nearly	nearly	ADV
eistud-18245	136	10	all	all	PRON
eistud-18245	136	11	regression	regression	NOUN
eistud-18245	136	12	models	model	NOUN
eistud-18245	136	13	demonstrated	demonstrate	VERB
eistud-18245	136	14	strong	strong	ADJ
eistud-18245	136	15	significance	significance	NOUN
eistud-18245	136	16	while	while	SCONJ
eistud-18245	136	17	it	it	PRON
eistud-18245	136	18	was	be	AUX
eistud-18245	136	19	weak	weak	ADJ
eistud-18245	136	20	for	for	ADP
eistud-18245	136	21	cost	cost	NOUN
eistud-18245	136	22	and	and	CCONJ
eistud-18245	136	23	profit	profit	NOUN
eistud-18245	136	24	dea	dea	PROPN
eistud-18245	136	25	crs	crs	PROPN
eistud-18245	136	26	and	and	CCONJ
eistud-18245	136	27	vrs	vrs	PROPN
eistud-18245	136	28	models	model	NOUN
eistud-18245	136	29	.	.	PUNCT
eistud-18245	137	1	furthermore	furthermore	ADV
eistud-18245	137	2	,	,	PUNCT
eistud-18245	137	3	a	a	DET
eistud-18245	137	4	detailed	detailed	ADJ
eistud-18245	137	5	analysis	analysis	NOUN
eistud-18245	137	6	of	of	ADP
eistud-18245	137	7	top	top	ADJ
eistud-18245	137	8	quartile	quartile	NOUN
eistud-18245	137	9	of	of	ADP
eistud-18245	137	10	companies	company	NOUN
eistud-18245	137	11	(	(	PUNCT
eistud-18245	137	12	i.e.	i.e.	X
eistud-18245	137	13	4	4	NUM
eistud-18245	137	14	-	-	SYM
eistud-18245	137	15	6	6	NUM
eistud-18245	137	16	companies	company	NOUN
eistud-18245	137	17	)	)	PUNCT
eistud-18245	137	18	with	with	ADP
eistud-18245	137	19	the	the	DET
eistud-18245	137	20	highest	high	ADJ
eistud-18245	137	21	efficiency	efficiency	NOUN
eistud-18245	137	22	scores	score	NOUN
eistud-18245	137	23	is	be	AUX
eistud-18245	137	24	performed	perform	VERB
eistud-18245	137	25	.	.	PUNCT
eistud-18245	138	1	summary	summary	NOUN
eistud-18245	138	2	findings	finding	NOUN
eistud-18245	138	3	are	be	AUX
eistud-18245	138	4	presented	present	VERB
eistud-18245	138	5	at	at	ADP
eistud-18245	138	6	the	the	DET
eistud-18245	138	7	cluster	cluster	NOUN
eistud-18245	138	8	level	level	NOUN
eistud-18245	138	9	in	in	ADP
eistud-18245	138	10	the	the	DET
eistud-18245	138	11	table	table	NOUN
eistud-18245	138	12	4	4	NUM
eistud-18245	138	13	.	.	PUNCT
eistud-18245	138	14	total	total	ADJ
eistud-18245	138	15	appearance	appearance	NOUN
eistud-18245	138	16	of	of	ADP
eistud-18245	138	17	a	a	DET
eistud-18245	138	18	given	give	VERB
eistud-18245	138	19	cluster	cluster	NOUN
eistud-18245	138	20	companies	company	NOUN
eistud-18245	138	21	during	during	ADP
eistud-18245	138	22	the	the	DET
eistud-18245	138	23	research	research	NOUN
eistud-18245	138	24	period	period	NOUN
eistud-18245	138	25	2009	2009	NUM
eistud-18245	138	26	-	-	SYM
eistud-18245	138	27	2015	2015	NUM
eistud-18245	138	28	is	be	AUX
eistud-18245	138	29	stated	state	VERB
eistud-18245	138	30	in	in	ADP
eistud-18245	138	31	percentage	percentage	NOUN
eistud-18245	138	32	terms	term	NOUN
eistud-18245	138	33	for	for	ADP
eistud-18245	138	34	each	each	PRON
eistud-18245	138	35	of	of	ADP
eistud-18245	138	36	the	the	DET
eistud-18245	138	37	efficiency	efficiency	NOUN
eistud-18245	138	38	models	model	NOUN
eistud-18245	138	39	considered	consider	VERB
eistud-18245	138	40	.	.	PUNCT
eistud-18245	139	1	cluster	cluster	NOUN
eistud-18245	139	2	number	number	NOUN
eistud-18245	139	3	one	one	NUM
eistud-18245	139	4	companies	company	NOUN
eistud-18245	139	5	(	(	PUNCT
eistud-18245	139	6	i.e.	i.e.	X
eistud-18245	139	7	small	small	ADJ
eistud-18245	139	8	and	and	CCONJ
eistud-18245	139	9	medium	medium	ADJ
eistud-18245	139	10	specialised	specialised	ADJ
eistud-18245	139	11	pension	pension	NOUN
eistud-18245	139	12	fund	fund	NOUN
eistud-18245	139	13	management	management	NOUN
eistud-18245	139	14	companies	company	NOUN
eistud-18245	139	15	)	)	PUNCT
eistud-18245	139	16	comprise	comprise	VERB
eistud-18245	139	17	36%-60	36%-60	NUM
eistud-18245	139	18	%	%	NOUN
eistud-18245	139	19	of	of	ADP
eistud-18245	139	20	the	the	DET
eistud-18245	139	21	total	total	ADJ
eistud-18245	139	22	top	top	ADJ
eistud-18245	139	23	quartile	quartile	NOUN
eistud-18245	139	24	of	of	ADP
eistud-18245	139	25	companies	company	NOUN
eistud-18245	139	26	with	with	ADP
eistud-18245	139	27	the	the	DET
eistud-18245	139	28	highest	high	ADJ
eistud-18245	139	29	efficiency	efficiency	NOUN
eistud-18245	139	30	scores	score	NOUN
eistud-18245	139	31	with	with	ADP
eistud-18245	139	32	the	the	DET
eistud-18245	139	33	average	average	ADJ
eistud-18245	139	34	representation	representation	NOUN
eistud-18245	139	35	score	score	NOUN
eistud-18245	139	36	of	of	ADP
eistud-18245	139	37	45	45	NUM
eistud-18245	139	38	%	%	NOUN
eistud-18245	139	39	.	.	PUNCT
eistud-18245	140	1	it	it	PRON
eistud-18245	140	2	also	also	ADV
eistud-18245	140	3	has	have	VERB
eistud-18245	140	4	to	to	PART
eistud-18245	140	5	be	be	AUX
eistud-18245	140	6	noted	note	VERB
eistud-18245	140	7	that	that	SCONJ
eistud-18245	140	8	the	the	DET
eistud-18245	140	9	first	first	ADJ
eistud-18245	140	10	cluster	cluster	NOUN
eistud-18245	140	11	is	be	AUX
eistud-18245	140	12	the	the	DET
eistud-18245	140	13	biggest	big	ADJ
eistud-18245	140	14	one	one	NUM
eistud-18245	140	15	comprising	comprising	NOUN
eistud-18245	140	16	nearly	nearly	ADV
eistud-18245	140	17	half	half	NOUN
eistud-18245	140	18	of	of	ADP
eistud-18245	140	19	all	all	DET
eistud-18245	140	20	pension	pension	NOUN
eistud-18245	140	21	fund	fund	NOUN
eistud-18245	140	22	management	management	NOUN
eistud-18245	140	23	companies	company	NOUN
eistud-18245	140	24	subject	subject	VERB
eistud-18245	140	25	to	to	ADP
eistud-18245	140	26	the	the	DET
eistud-18245	140	27	research	research	NOUN
eistud-18245	140	28	.	.	PUNCT
eistud-18245	141	1	therefore	therefore	ADV
eistud-18245	141	2	,	,	PUNCT
eistud-18245	141	3	such	such	ADJ
eistud-18245	141	4	high	high	ADJ
eistud-18245	141	5	appearance	appearance	NOUN
eistud-18245	141	6	of	of	ADP
eistud-18245	141	7	the	the	DET
eistud-18245	141	8	cluster	cluster	NOUN
eistud-18245	141	9	one	one	NUM
eistud-18245	141	10	companies	company	NOUN
eistud-18245	141	11	in	in	ADP
eistud-18245	141	12	the	the	DET
eistud-18245	141	13	top	top	NOUN
eistud-18245	141	14	quartile	quartile	NOUN
eistud-18245	141	15	does	do	AUX
eistud-18245	141	16	not	not	PART
eistud-18245	141	17	guarantee	guarantee	VERB
eistud-18245	141	18	any	any	DET
eistud-18245	141	19	probabilistic	probabilistic	ADJ
eistud-18245	141	20	advantage	advantage	NOUN
eistud-18245	141	21	for	for	ADP
eistud-18245	141	22	small	small	ADJ
eistud-18245	141	23	and	and	CCONJ
eistud-18245	141	24	medium	medium	ADJ
eistud-18245	141	25	companies	company	NOUN
eistud-18245	141	26	.	.	PUNCT
eistud-18245	142	1	the	the	DET
eistud-18245	142	2	next	next	ADJ
eistud-18245	142	3	most	most	ADV
eistud-18245	142	4	represented	represent	VERB
eistud-18245	142	5	cluster	cluster	NOUN
eistud-18245	142	6	is	be	AUX
eistud-18245	142	7	number	number	NOUN
eistud-18245	142	8	four	four	NUM
eistud-18245	142	9	,	,	PUNCT
eistud-18245	142	10	which	which	PRON
eistud-18245	142	11	consists	consist	VERB
eistud-18245	142	12	of	of	ADP
eistud-18245	142	13	big	big	ADJ
eistud-18245	142	14	pension	pension	NOUN
eistud-18245	142	15	fund	fund	NOUN
eistud-18245	142	16	management	management	NOUN
eistud-18245	142	17	companies	company	NOUN
eistud-18245	142	18	with	with	ADP
eistud-18245	142	19	moderate	moderate	ADJ
eistud-18245	142	20	exposure	exposure	NOUN
eistud-18245	142	21	to	to	ADP
eistud-18245	142	22	non	non	ADJ
eistud-18245	142	23	-	-	ADJ
eistud-18245	142	24	pension	pension	ADJ
eistud-18245	142	25	fund	fund	NOUN
eistud-18245	142	26	management	management	NOUN
eistud-18245	142	27	business	business	NOUN
eistud-18245	142	28	.	.	PUNCT
eistud-18245	143	1	the	the	DET
eistud-18245	143	2	cluster	cluster	NOUN
eistud-18245	143	3	number	number	NOUN
eistud-18245	143	4	two	two	NUM
eistud-18245	143	5	,	,	PUNCT
eistud-18245	143	6	which	which	PRON
eistud-18245	143	7	stands	stand	VERB
eistud-18245	143	8	for	for	ADP
eistud-18245	143	9	big	big	ADJ
eistud-18245	143	10	pension	pension	NOUN
eistud-18245	143	11	fund	fund	NOUN
eistud-18245	143	12	management	management	NOUN
eistud-18245	143	13	companies	company	NOUN
eistud-18245	143	14	with	with	ADP
eistud-18245	143	15	low	low	ADJ
eistud-18245	143	16	exposure	exposure	NOUN
eistud-18245	143	17	to	to	ADP
eistud-18245	143	18	non	non	ADJ
eistud-18245	143	19	-	-	ADJ
eistud-18245	143	20	pension	pension	ADJ
eistud-18245	143	21	fund	fund	NOUN
eistud-18245	143	22	management	management	NOUN
eistud-18245	143	23	business	business	NOUN
eistud-18245	143	24	,	,	PUNCT
eistud-18245	143	25	on	on	ADP
eistud-18245	143	26	average	average	ADJ
eistud-18245	143	27	is	be	AUX
eistud-18245	143	28	represented	represent	VERB
eistud-18245	143	29	twice	twice	ADV
eistud-18245	143	30	less	less	ADV
eistud-18245	143	31	frequent	frequent	ADJ
eistud-18245	143	32	compared	compare	VERB
eistud-18245	143	33	to	to	ADP
eistud-18245	143	34	the	the	DET
eistud-18245	143	35	cluster	cluster	NOUN
eistud-18245	143	36	number	number	NOUN
eistud-18245	143	37	four	four	NUM
eistud-18245	143	38	.	.	PUNCT
eistud-18245	144	1	finally	finally	ADV
eistud-18245	144	2	,	,	PUNCT
eistud-18245	144	3	the	the	DET
eistud-18245	144	4	cluster	cluster	NOUN
eistud-18245	144	5	number	number	NOUN
eistud-18245	144	6	three	three	NUM
eistud-18245	144	7	did	do	AUX
eistud-18245	144	8	not	not	PART
eistud-18245	144	9	score	score	VERB
eistud-18245	144	10	any	any	DET
eistud-18245	144	11	strong	strong	ADJ
eistud-18245	144	12	results	result	NOUN
eistud-18245	144	13	because	because	SCONJ
eistud-18245	144	14	it	it	PRON
eistud-18245	144	15	ceased	cease	VERB
eistud-18245	144	16	to	to	PART
eistud-18245	144	17	exist	exist	VERB
eistud-18245	144	18	in	in	ADP
eistud-18245	144	19	2013	2013	NUM
eistud-18245	144	20	while	while	SCONJ
eistud-18245	144	21	outliers	outlier	NOUN
eistud-18245	144	22	broadly	broadly	ADV
eistud-18245	144	23	failed	fail	VERB
eistud-18245	144	24	to	to	PART
eistud-18245	144	25	demonstrate	demonstrate	VERB
eistud-18245	144	26	sufficiently	sufficiently	ADV
eistud-18245	144	27	competitive	competitive	ADJ
eistud-18245	144	28	efficiency	efficiency	NOUN
eistud-18245	144	29	to	to	PART
eistud-18245	144	30	earn	earn	VERB
eistud-18245	144	31	their	their	PRON
eistud-18245	144	32	place	place	NOUN
eistud-18245	144	33	in	in	ADP
eistud-18245	144	34	the	the	DET
eistud-18245	144	35	top	top	ADJ
eistud-18245	144	36	quartile	quartile	NOUN
eistud-18245	144	37	.	.	PUNCT
eistud-18245	145	1	as	as	ADP
eistud-18245	145	2	concluding	conclude	VERB
eistud-18245	145	3	remarks	remark	NOUN
eistud-18245	145	4	,	,	PUNCT
eistud-18245	145	5	it	it	PRON
eistud-18245	145	6	can	can	AUX
eistud-18245	145	7	be	be	AUX
eistud-18245	145	8	stated	state	VERB
eistud-18245	145	9	there	there	PRON
eistud-18245	145	10	was	be	VERB
eistud-18245	145	11	evidence	evidence	NOUN
eistud-18245	145	12	obtained	obtain	VERB
eistud-18245	145	13	that	that	SCONJ
eistud-18245	145	14	on	on	ADP
eistud-18245	145	15	average	average	ADJ
eistud-18245	145	16	there	there	PRON
eistud-18245	145	17	is	be	VERB
eistud-18245	145	18	weak	weak	ADJ
eistud-18245	145	19	correlation	correlation	NOUN
eistud-18245	145	20	(	(	PUNCT
eistud-18245	145	21	i.e.	i.e.	X
eistud-18245	145	22	0.26	0.26	NUM
eistud-18245	145	23	)	)	PUNCT
eistud-18245	145	24	between	between	ADP
eistud-18245	145	25	efficiency	efficiency	NOUN
eistud-18245	145	26	scores	score	NOUN
eistud-18245	145	27	obtained	obtain	VERB
eistud-18245	145	28	by	by	ADP
eistud-18245	145	29	using	use	VERB
eistud-18245	145	30	thirteen	thirteen	NUM
eistud-18245	145	31	models	model	NOUN
eistud-18245	145	32	and	and	CCONJ
eistud-18245	145	33	table	table	NOUN
eistud-18245	145	34	3	3	NUM
eistud-18245	145	35	regression	regression	NOUN
eistud-18245	145	36	analysis	analysis	NOUN
eistud-18245	145	37	findings	finding	NOUN
eistud-18245	145	38	for	for	ADP
eistud-18245	145	39	efficiency	efficiency	NOUN
eistud-18245	145	40	scores	score	NOUN
eistud-18245	145	41	and	and	CCONJ
eistud-18245	145	42	volume	volume	NOUN
eistud-18245	145	43	of	of	ADP
eistud-18245	145	44	assets	asset	NOUN
eistud-18245	145	45	under	under	ADP
eistud-18245	145	46	management	management	NOUN
eistud-18245	145	47	and	and	CCONJ
eistud-18245	145	48	share	share	NOUN
eistud-18245	145	49	of	of	ADP
eistud-18245	145	50	non	non	ADJ
eistud-18245	145	51	-	-	ADJ
eistud-18245	145	52	pension	pension	ADJ
eistud-18245	145	53	fund	fund	NOUN
eistud-18245	145	54	management	management	NOUN
eistud-18245	145	55	income	income	NOUN
eistud-18245	145	56	model	model	NOUN
eistud-18245	145	57	correlation	correlation	NOUN
eistud-18245	145	58	adjusted	adjust	VERB
eistud-18245	145	59	coefficient	coefficient	NOUN
eistud-18245	145	60	of	of	ADP
eistud-18245	145	61	determination	determination	NOUN
eistud-18245	145	62	significance	significance	NOUN
eistud-18245	145	63	1	1	NUM
eistud-18245	145	64	.	.	PUNCT
eistud-18245	145	65	cost	cost	NOUN
eistud-18245	145	66	and	and	CCONJ
eistud-18245	145	67	profit	profit	NOUN
eistud-18245	145	68	dea	dea	PROPN
eistud-18245	145	69	crs	crs	PROPN
eistud-18245	145	70	0.05	0.05	NUM
eistud-18245	145	71	-0.01	-0.01	NUM
eistud-18245	145	72	0.84	0.84	NUM
eistud-18245	145	73	2	2	NUM
eistud-18245	145	74	.	.	PUNCT
eistud-18245	146	1	cost	cost	NOUN
eistud-18245	146	2	and	and	CCONJ
eistud-18245	146	3	profit	profit	NOUN
eistud-18245	146	4	dea	dea	PROPN
eistud-18245	146	5	vrs	vrs	PROPN
eistud-18245	146	6	0.09	0.09	NUM
eistud-18245	146	7	-0.01	-0.01	NUM
eistud-18245	146	8	0.61	0.61	NUM
eistud-18245	146	9	3	3	NUM
eistud-18245	146	10	.	.	PUNCT
eistud-18245	147	1	cost	cost	NOUN
eistud-18245	147	2	and	and	CCONJ
eistud-18245	147	3	profit	profit	NOUN
eistud-18245	147	4	sfa	sfa	PROPN
eistud-18245	147	5	0.30	0.30	NUM
eistud-18245	147	6	0.08	0.08	NUM
eistud-18245	147	7	0.00	0.00	NUM
eistud-18245	147	8	4	4	NUM
eistud-18245	147	9	.	.	PUNCT
eistud-18245	147	10	capital	capital	NOUN
eistud-18245	147	11	efficiency	efficiency	NOUN
eistud-18245	147	12	(	(	PUNCT
eistud-18245	147	13	i.e.	i.e.	X
eistud-18245	147	14	actual	actual	ADJ
eistud-18245	147	15	roe	roe	NOUN
eistud-18245	147	16	)	)	PUNCT
eistud-18245	147	17	0.25	0.25	NUM
eistud-18245	147	18	0.05	0.05	NUM
eistud-18245	147	19	0.02	0.02	NUM
eistud-18245	147	20	5	5	NUM
eistud-18245	147	21	.	.	PUNCT
eistud-18245	148	1	cost	cost	NOUN
eistud-18245	148	2	and	and	CCONJ
eistud-18245	148	3	capital	capital	NOUN
eistud-18245	148	4	efficiency	efficiency	NOUN
eistud-18245	148	5	dea	dea	PROPN
eistud-18245	148	6	crs	crs	PROPN
eistud-18245	148	7	(	(	PUNCT
eistud-18245	148	8	roe=11	roe=11	NOUN
eistud-18245	148	9	%	%	NOUN
eistud-18245	148	10	)	)	PUNCT
eistud-18245	148	11	0.18	0.18	NUM
eistud-18245	148	12	0.02	0.02	NUM
eistud-18245	148	13	0.12	0.12	NUM
eistud-18245	148	14	6	6	NUM
eistud-18245	148	15	.	.	PUNCT
eistud-18245	149	1	cost	cost	NOUN
eistud-18245	149	2	and	and	CCONJ
eistud-18245	149	3	capital	capital	NOUN
eistud-18245	149	4	efficiency	efficiency	NOUN
eistud-18245	149	5	dea	dea	PROPN
eistud-18245	149	6	crs	crs	PROPN
eistud-18245	149	7	(	(	PUNCT
eistud-18245	149	8	roe=15	roe=15	PROPN
eistud-18245	149	9	%	%	NOUN
eistud-18245	149	10	)	)	PUNCT
eistud-18245	149	11	0.19	0.19	NUM
eistud-18245	149	12	0.02	0.02	NUM
eistud-18245	149	13	0.08	0.08	NUM
eistud-18245	149	14	7	7	NUM
eistud-18245	149	15	.	.	PUNCT
eistud-18245	149	16	cost	cost	NOUN
eistud-18245	149	17	and	and	CCONJ
eistud-18245	149	18	capital	capital	NOUN
eistud-18245	149	19	efficiency	efficiency	NOUN
eistud-18245	149	20	dea	dea	PROPN
eistud-18245	149	21	crs	crs	PROPN
eistud-18245	149	22	(	(	PUNCT
eistud-18245	149	23	roe=19	roe=19	PROPN
eistud-18245	149	24	%	%	NOUN
eistud-18245	149	25	)	)	PUNCT
eistud-18245	149	26	0.25	0.25	NUM
eistud-18245	149	27	0.05	0.05	NUM
eistud-18245	149	28	0.02	0.02	NUM
eistud-18245	149	29	8	8	NUM
eistud-18245	149	30	.	.	PUNCT
eistud-18245	150	1	cost	cost	NOUN
eistud-18245	150	2	and	and	CCONJ
eistud-18245	150	3	capital	capital	NOUN
eistud-18245	150	4	efficiency	efficiency	NOUN
eistud-18245	150	5	dea	dea	PROPN
eistud-18245	150	6	vrs	vrs	PROPN
eistud-18245	150	7	(	(	PUNCT
eistud-18245	150	8	roe=11	roe=11	NOUN
eistud-18245	150	9	%	%	NOUN
eistud-18245	150	10	)	)	PUNCT
eistud-18245	150	11	0.42	0.42	NUM
eistud-18245	150	12	0.16	0.16	NUM
eistud-18245	150	13	0.00	0.00	NUM
eistud-18245	150	14	9	9	NUM
eistud-18245	150	15	.	.	PUNCT
eistud-18245	151	1	cost	cost	NOUN
eistud-18245	151	2	and	and	CCONJ
eistud-18245	151	3	capital	capital	NOUN
eistud-18245	151	4	efficiency	efficiency	NOUN
eistud-18245	151	5	dea	dea	PROPN
eistud-18245	151	6	vrs	vrs	PROPN
eistud-18245	151	7	(	(	PUNCT
eistud-18245	151	8	roe=15	roe=15	PROPN
eistud-18245	151	9	%	%	NOUN
eistud-18245	151	10	)	)	PUNCT
eistud-18245	151	11	0.40	0.40	NUM
eistud-18245	151	12	0.14	0.14	NUM
eistud-18245	151	13	0.00	0.00	NUM
eistud-18245	151	14	10	10	NUM
eistud-18245	151	15	.	.	PUNCT
eistud-18245	152	1	cost	cost	NOUN
eistud-18245	152	2	and	and	CCONJ
eistud-18245	152	3	capital	capital	NOUN
eistud-18245	152	4	efficiency	efficiency	NOUN
eistud-18245	152	5	dea	dea	PROPN
eistud-18245	152	6	vrs	vrs	PROPN
eistud-18245	152	7	(	(	PUNCT
eistud-18245	152	8	roe=19	roe=19	PROPN
eistud-18245	152	9	%	%	NOUN
eistud-18245	152	10	)	)	PUNCT
eistud-18245	152	11	0.38	0.38	NUM
eistud-18245	152	12	0.13	0.13	NUM
eistud-18245	152	13	0.00	0.00	NUM
eistud-18245	152	14	11	11	NUM
eistud-18245	152	15	.	.	PUNCT
eistud-18245	153	1	cost	cost	NOUN
eistud-18245	153	2	and	and	CCONJ
eistud-18245	153	3	capital	capital	NOUN
eistud-18245	153	4	efficiency	efficiency	NOUN
eistud-18245	153	5	sfa	sfa	PROPN
eistud-18245	153	6	(	(	PUNCT
eistud-18245	153	7	roe=11	roe=11	NOUN
eistud-18245	153	8	%	%	NOUN
eistud-18245	153	9	)	)	PUNCT
eistud-18245	153	10	0.30	0.30	NUM
eistud-18245	153	11	0.08	0.08	NUM
eistud-18245	153	12	0.00	0.00	NUM
eistud-18245	153	13	12	12	NUM
eistud-18245	153	14	.	.	PUNCT
eistud-18245	154	1	cost	cost	NOUN
eistud-18245	154	2	and	and	CCONJ
eistud-18245	154	3	capital	capital	NOUN
eistud-18245	154	4	efficiency	efficiency	NOUN
eistud-18245	154	5	sfa	sfa	PROPN
eistud-18245	154	6	(	(	PUNCT
eistud-18245	154	7	roe=15	roe=15	NOUN
eistud-18245	154	8	%	%	NOUN
eistud-18245	154	9	)	)	PUNCT
eistud-18245	154	10	0.24	0.24	NUM
eistud-18245	154	11	0.05	0.05	NUM
eistud-18245	154	12	0.02	0.02	NUM
eistud-18245	154	13	13	13	NUM
eistud-18245	154	14	.	.	PUNCT
eistud-18245	155	1	cost	cost	NOUN
eistud-18245	155	2	and	and	CCONJ
eistud-18245	155	3	capital	capital	NOUN
eistud-18245	155	4	efficiency	efficiency	NOUN
eistud-18245	155	5	sfa	sfa	PROPN
eistud-18245	155	6	(	(	PUNCT
eistud-18245	155	7	roe=19	roe=19	PROPN
eistud-18245	155	8	%	%	NOUN
eistud-18245	155	9	)	)	PUNCT
eistud-18245	155	10	0.30	0.30	NUM
eistud-18245	155	11	0.07	0.07	NUM
eistud-18245	155	12	0.01	0.01	NUM
eistud-18245	155	13	source	source	NOUN
eistud-18245	155	14	:	:	PUNCT
eistud-18245	155	15	prepared	prepare	VERB
eistud-18245	155	16	by	by	ADP
eistud-18245	155	17	the	the	DET
eistud-18245	155	18	author	author	NOUN
eistud-18245	155	19	based	base	VERB
eistud-18245	155	20	on	on	ADP
eistud-18245	155	21	efficiency	efficiency	NOUN
eistud-18245	155	22	scores	score	NOUN
eistud-18245	155	23	obtained	obtain	VERB
eistud-18245	155	24	from	from	ADP
eistud-18245	155	25	the	the	DET
eistud-18245	155	26	defined	define	VERB
eistud-18245	155	27	models	model	NOUN
eistud-18245	155	28	.	.	PUNCT
eistud-18245	156	1	195	195	NUM
eistud-18245	156	2	european	european	ADJ
eistud-18245	156	3	integrat	integrat	NOUN
eistud-18245	156	4	ion	ion	NOUN
eistud-18245	156	5	studies	study	NOUN
eistud-18245	156	6	2017/11	2017/11	NUM
eistud-18245	156	7	table	table	NOUN
eistud-18245	156	8	4	4	NUM
eistud-18245	156	9	composition	composition	NOUN
eistud-18245	156	10	of	of	ADP
eistud-18245	156	11	top	top	ADJ
eistud-18245	156	12	quartile	quartile	NOUN
eistud-18245	156	13	by	by	ADP
eistud-18245	156	14	clusters	cluster	NOUN
eistud-18245	156	15	of	of	ADP
eistud-18245	156	16	different	different	ADJ
eistud-18245	156	17	companies	company	NOUN
eistud-18245	156	18	2009–2015	2009–2015	NUM
eistud-18245	156	19	model	model	NOUN
eistud-18245	156	20	clusters	cluster	NOUN
eistud-18245	156	21	total	total	VERB
eistud-18245	156	22	1	1	NUM
eistud-18245	156	23	2	2	NUM
eistud-18245	156	24	3	3	NUM
eistud-18245	156	25	4	4	NUM
eistud-18245	156	26	5	5	NUM
eistud-18245	156	27	outliers	outlier	NOUN
eistud-18245	156	28	1	1	NUM
eistud-18245	156	29	.	.	PUNCT
eistud-18245	156	30	cost	cost	NOUN
eistud-18245	156	31	and	and	CCONJ
eistud-18245	156	32	profit	profit	NOUN
eistud-18245	156	33	dea	dea	PROPN
eistud-18245	156	34	crs	crs	PROPN
eistud-18245	156	35	60	60	NUM
eistud-18245	156	36	%	%	NOUN
eistud-18245	156	37	9	9	NUM
eistud-18245	156	38	%	%	NOUN
eistud-18245	156	39	9	9	NUM
eistud-18245	156	40	%	%	NOUN
eistud-18245	156	41	20	20	NUM
eistud-18245	156	42	%	%	NOUN
eistud-18245	156	43	0	0	NUM
eistud-18245	156	44	%	%	NOUN
eistud-18245	156	45	3	3	NUM
eistud-18245	156	46	%	%	NOUN
eistud-18245	156	47	100	100	NUM
eistud-18245	156	48	%	%	NOUN
eistud-18245	156	49	2	2	NUM
eistud-18245	156	50	.	.	PUNCT
eistud-18245	156	51	cost	cost	NOUN
eistud-18245	156	52	and	and	CCONJ
eistud-18245	156	53	profit	profit	NOUN
eistud-18245	156	54	dea	dea	PROPN
eistud-18245	156	55	vrs	vr	VERB
eistud-18245	156	56	59	59	NUM
eistud-18245	156	57	%	%	NOUN
eistud-18245	156	58	6	6	NUM
eistud-18245	156	59	%	%	NOUN
eistud-18245	156	60	6	6	NUM
eistud-18245	156	61	%	%	NOUN
eistud-18245	156	62	25	25	NUM
eistud-18245	156	63	%	%	NOUN
eistud-18245	156	64	0	0	NUM
eistud-18245	156	65	%	%	NOUN
eistud-18245	156	66	5	5	NUM
eistud-18245	156	67	%	%	NOUN
eistud-18245	156	68	100	100	NUM
eistud-18245	156	69	%	%	NOUN
eistud-18245	156	70	3	3	NUM
eistud-18245	156	71	.	.	PUNCT
eistud-18245	156	72	cost	cost	NOUN
eistud-18245	156	73	and	and	CCONJ
eistud-18245	156	74	profit	profit	NOUN
eistud-18245	156	75	sfa	sfa	PROPN
eistud-18245	156	76	37	37	NUM
eistud-18245	156	77	%	%	NOUN
eistud-18245	156	78	20	20	NUM
eistud-18245	156	79	%	%	NOUN
eistud-18245	156	80	6	6	NUM
eistud-18245	156	81	%	%	NOUN
eistud-18245	156	82	31	31	NUM
eistud-18245	156	83	%	%	NOUN
eistud-18245	156	84	0	0	NUM
eistud-18245	156	85	%	%	NOUN
eistud-18245	156	86	6	6	NUM
eistud-18245	156	87	%	%	NOUN
eistud-18245	156	88	100	100	NUM
eistud-18245	156	89	%	%	NOUN
eistud-18245	156	90	4	4	NUM
eistud-18245	156	91	.	.	PUNCT
eistud-18245	156	92	capital	capital	NOUN
eistud-18245	156	93	efficiency	efficiency	NOUN
eistud-18245	156	94	(	(	PUNCT
eistud-18245	156	95	i.e.	i.e.	X
eistud-18245	156	96	actual	actual	ADJ
eistud-18245	156	97	roe	roe	NOUN
eistud-18245	156	98	)	)	PUNCT
eistud-18245	156	99	39	39	NUM
eistud-18245	156	100	%	%	NOUN
eistud-18245	156	101	23	23	NUM
eistud-18245	156	102	%	%	NOUN
eistud-18245	156	103	5	5	NUM
eistud-18245	156	104	%	%	NOUN
eistud-18245	156	105	33	33	NUM
eistud-18245	156	106	%	%	NOUN
eistud-18245	156	107	0	0	NUM
eistud-18245	156	108	%	%	NOUN
eistud-18245	156	109	0	0	NUM
eistud-18245	156	110	%	%	NOUN
eistud-18245	156	111	100	100	NUM
eistud-18245	156	112	%	%	NOUN
eistud-18245	156	113	5	5	NUM
eistud-18245	156	114	.	.	PUNCT
eistud-18245	156	115	cost	cost	NOUN
eistud-18245	156	116	and	and	CCONJ
eistud-18245	156	117	capital	capital	NOUN
eistud-18245	156	118	efficiency	efficiency	NOUN
eistud-18245	156	119	dea	dea	PROPN
eistud-18245	156	120	crs	crs	PROPN
eistud-18245	156	121	(	(	PUNCT
eistud-18245	156	122	roe=11	roe=11	NOUN
eistud-18245	156	123	%	%	NOUN
eistud-18245	156	124	)	)	PUNCT
eistud-18245	156	125	51	51	NUM
eistud-18245	156	126	%	%	NOUN
eistud-18245	156	127	14	14	NUM
eistud-18245	156	128	%	%	NOUN
eistud-18245	156	129	3	3	NUM
eistud-18245	156	130	%	%	NOUN
eistud-18245	156	131	31	31	NUM
eistud-18245	156	132	%	%	NOUN
eistud-18245	156	133	0	0	NUM
eistud-18245	156	134	%	%	NOUN
eistud-18245	156	135	0	0	NUM
eistud-18245	156	136	%	%	NOUN
eistud-18245	156	137	100	100	NUM
eistud-18245	156	138	%	%	NOUN
eistud-18245	156	139	6	6	NUM
eistud-18245	156	140	.	.	PUNCT
eistud-18245	156	141	cost	cost	NOUN
eistud-18245	156	142	and	and	CCONJ
eistud-18245	156	143	capital	capital	NOUN
eistud-18245	156	144	efficiency	efficiency	NOUN
eistud-18245	156	145	dea	dea	PROPN
eistud-18245	156	146	crs	crs	PROPN
eistud-18245	156	147	(	(	PUNCT
eistud-18245	156	148	roe=15	roe=15	PROPN
eistud-18245	156	149	%	%	NOUN
eistud-18245	156	150	)	)	PUNCT
eistud-18245	156	151	46	46	NUM
eistud-18245	156	152	%	%	NOUN
eistud-18245	156	153	20	20	NUM
eistud-18245	156	154	%	%	NOUN
eistud-18245	156	155	3	3	NUM
eistud-18245	156	156	%	%	NOUN
eistud-18245	156	157	31	31	NUM
eistud-18245	156	158	%	%	NOUN
eistud-18245	156	159	0	0	NUM
eistud-18245	156	160	%	%	NOUN
eistud-18245	156	161	0	0	NUM
eistud-18245	156	162	%	%	NOUN
eistud-18245	156	163	100	100	NUM
eistud-18245	156	164	%	%	NOUN
eistud-18245	156	165	7	7	NUM
eistud-18245	156	166	.	.	PUNCT
eistud-18245	156	167	cost	cost	NOUN
eistud-18245	156	168	and	and	CCONJ
eistud-18245	156	169	capital	capital	NOUN
eistud-18245	156	170	efficiency	efficiency	NOUN
eistud-18245	156	171	dea	dea	PROPN
eistud-18245	156	172	crs	crs	PROPN
eistud-18245	156	173	(	(	PUNCT
eistud-18245	156	174	roe=19	roe=19	PROPN
eistud-18245	156	175	%	%	NOUN
eistud-18245	156	176	)	)	PUNCT
eistud-18245	156	177	37	37	NUM
eistud-18245	156	178	%	%	NOUN
eistud-18245	156	179	23	23	NUM
eistud-18245	156	180	%	%	NOUN
eistud-18245	156	181	6	6	NUM
eistud-18245	156	182	%	%	NOUN
eistud-18245	156	183	34	34	NUM
eistud-18245	156	184	%	%	NOUN
eistud-18245	156	185	0	0	NUM
eistud-18245	156	186	%	%	NOUN
eistud-18245	156	187	0	0	NUM
eistud-18245	156	188	%	%	NOUN
eistud-18245	156	189	100	100	NUM
eistud-18245	156	190	%	%	NOUN
eistud-18245	156	191	8	8	NUM
eistud-18245	156	192	.	.	PUNCT
eistud-18245	156	193	cost	cost	NOUN
eistud-18245	156	194	and	and	CCONJ
eistud-18245	156	195	capital	capital	NOUN
eistud-18245	156	196	efficiency	efficiency	NOUN
eistud-18245	156	197	dea	dea	PROPN
eistud-18245	156	198	vrs	vrs	PROPN
eistud-18245	156	199	(	(	PUNCT
eistud-18245	156	200	roe=11	roe=11	NOUN
eistud-18245	156	201	%	%	NOUN
eistud-18245	156	202	)	)	PUNCT
eistud-18245	156	203	43	43	NUM
eistud-18245	156	204	%	%	NOUN
eistud-18245	156	205	19	19	NUM
eistud-18245	156	206	%	%	NOUN
eistud-18245	156	207	3	3	NUM
eistud-18245	156	208	%	%	NOUN
eistud-18245	156	209	19	19	NUM
eistud-18245	156	210	%	%	NOUN
eistud-18245	156	211	0	0	NUM
eistud-18245	156	212	%	%	NOUN
eistud-18245	156	213	16	16	NUM
eistud-18245	156	214	%	%	NOUN
eistud-18245	156	215	100	100	NUM
eistud-18245	156	216	%	%	NOUN
eistud-18245	156	217	9	9	NUM
eistud-18245	156	218	.	.	PUNCT
eistud-18245	156	219	cost	cost	NOUN
eistud-18245	156	220	and	and	CCONJ
eistud-18245	156	221	capital	capital	NOUN
eistud-18245	156	222	efficiency	efficiency	NOUN
eistud-18245	156	223	dea	dea	PROPN
eistud-18245	156	224	vrs	vrs	PROPN
eistud-18245	156	225	(	(	PUNCT
eistud-18245	156	226	roe=15	roe=15	PROPN
eistud-18245	156	227	%	%	NOUN
eistud-18245	156	228	)	)	PUNCT
eistud-18245	156	229	44	44	NUM
eistud-18245	156	230	%	%	NOUN
eistud-18245	156	231	20	20	NUM
eistud-18245	156	232	%	%	NOUN
eistud-18245	156	233	0	0	NUM
eistud-18245	156	234	%	%	NOUN
eistud-18245	156	235	20	20	NUM
eistud-18245	156	236	%	%	NOUN
eistud-18245	156	237	0	0	NUM
eistud-18245	156	238	%	%	NOUN
eistud-18245	156	239	17	17	NUM
eistud-18245	156	240	%	%	NOUN
eistud-18245	156	241	100	100	NUM
eistud-18245	156	242	%	%	NOUN
eistud-18245	156	243	10	10	NUM
eistud-18245	156	244	.	.	PUNCT
eistud-18245	157	1	cost	cost	NOUN
eistud-18245	157	2	and	and	CCONJ
eistud-18245	157	3	capital	capital	NOUN
eistud-18245	157	4	efficiency	efficiency	NOUN
eistud-18245	157	5	dea	dea	PROPN
eistud-18245	157	6	vrs	vrs	PROPN
eistud-18245	157	7	(	(	PUNCT
eistud-18245	157	8	roe=19	roe=19	PROPN
eistud-18245	157	9	%	%	NOUN
eistud-18245	157	10	)	)	PUNCT
eistud-18245	157	11	36	36	NUM
eistud-18245	157	12	%	%	NOUN
eistud-18245	157	13	25	25	NUM
eistud-18245	157	14	%	%	NOUN
eistud-18245	157	15	3	3	NUM
eistud-18245	157	16	%	%	NOUN
eistud-18245	157	17	19	19	NUM
eistud-18245	157	18	%	%	NOUN
eistud-18245	157	19	0	0	NUM
eistud-18245	157	20	%	%	NOUN
eistud-18245	157	21	17	17	NUM
eistud-18245	157	22	%	%	NOUN
eistud-18245	157	23	100	100	NUM
eistud-18245	157	24	%	%	NOUN
eistud-18245	157	25	11	11	NUM
eistud-18245	157	26	.	.	PUNCT
eistud-18245	158	1	cost	cost	NOUN
eistud-18245	158	2	and	and	CCONJ
eistud-18245	158	3	capital	capital	NOUN
eistud-18245	158	4	efficiency	efficiency	NOUN
eistud-18245	158	5	sfa	sfa	PROPN
eistud-18245	158	6	(	(	PUNCT
eistud-18245	158	7	roe=11	roe=11	NOUN
eistud-18245	158	8	%	%	NOUN
eistud-18245	158	9	)	)	PUNCT
eistud-18245	158	10	49	49	NUM
eistud-18245	158	11	%	%	NOUN
eistud-18245	158	12	17	17	NUM
eistud-18245	158	13	%	%	NOUN
eistud-18245	158	14	3	3	NUM
eistud-18245	158	15	%	%	NOUN
eistud-18245	158	16	31	31	NUM
eistud-18245	158	17	%	%	NOUN
eistud-18245	158	18	0	0	NUM
eistud-18245	158	19	%	%	NOUN
eistud-18245	158	20	0	0	NUM
eistud-18245	158	21	%	%	NOUN
eistud-18245	158	22	100	100	NUM
eistud-18245	158	23	%	%	NOUN
eistud-18245	158	24	12	12	NUM
eistud-18245	158	25	.	.	PUNCT
eistud-18245	159	1	cost	cost	NOUN
eistud-18245	159	2	and	and	CCONJ
eistud-18245	159	3	capital	capital	NOUN
eistud-18245	159	4	efficiency	efficiency	NOUN
eistud-18245	159	5	sfa	sfa	PROPN
eistud-18245	159	6	(	(	PUNCT
eistud-18245	159	7	roe=15	roe=15	NOUN
eistud-18245	159	8	%	%	NOUN
eistud-18245	159	9	)	)	PUNCT
eistud-18245	159	10	46	46	NUM
eistud-18245	159	11	%	%	NOUN
eistud-18245	159	12	14	14	NUM
eistud-18245	159	13	%	%	NOUN
eistud-18245	159	14	6	6	NUM
eistud-18245	159	15	%	%	NOUN
eistud-18245	159	16	34	34	NUM
eistud-18245	159	17	%	%	NOUN
eistud-18245	159	18	0	0	NUM
eistud-18245	159	19	%	%	NOUN
eistud-18245	159	20	0	0	NUM
eistud-18245	159	21	%	%	NOUN
eistud-18245	159	22	100	100	NUM
eistud-18245	159	23	%	%	NOUN
eistud-18245	159	24	13	13	NUM
eistud-18245	159	25	.	.	PUNCT
eistud-18245	160	1	cost	cost	NOUN
eistud-18245	160	2	and	and	CCONJ
eistud-18245	160	3	capital	capital	NOUN
eistud-18245	160	4	efficiency	efficiency	NOUN
eistud-18245	160	5	sfa	sfa	PROPN
eistud-18245	160	6	(	(	PUNCT
eistud-18245	160	7	roe=19	roe=19	PROPN
eistud-18245	160	8	%	%	NOUN
eistud-18245	160	9	)	)	PUNCT
eistud-18245	160	10	43	43	NUM
eistud-18245	160	11	%	%	NOUN
eistud-18245	160	12	17	17	NUM
eistud-18245	160	13	%	%	NOUN
eistud-18245	160	14	6	6	NUM
eistud-18245	160	15	%	%	NOUN
eistud-18245	160	16	34	34	NUM
eistud-18245	160	17	%	%	NOUN
eistud-18245	160	18	0	0	NUM
eistud-18245	160	19	%	%	NOUN
eistud-18245	160	20	0	0	NUM
eistud-18245	160	21	%	%	NOUN
eistud-18245	160	22	100	100	NUM
eistud-18245	160	23	%	%	NOUN
eistud-18245	160	24	average	average	ADJ
eistud-18245	160	25	representation	representation	NOUN
eistud-18245	160	26	45	45	NUM
eistud-18245	160	27	%	%	NOUN
eistud-18245	160	28	17	17	NUM
eistud-18245	160	29	%	%	NOUN
eistud-18245	160	30	4	4	NUM
eistud-18245	160	31	%	%	NOUN
eistud-18245	160	32	28	28	NUM
eistud-18245	160	33	%	%	NOUN
eistud-18245	160	34	0	0	NUM
eistud-18245	160	35	%	%	NOUN
eistud-18245	160	36	5	5	NUM
eistud-18245	160	37	%	%	NOUN
eistud-18245	160	38	source	source	NOUN
eistud-18245	160	39	:	:	PUNCT
eistud-18245	160	40	prepared	prepare	VERB
eistud-18245	160	41	by	by	ADP
eistud-18245	160	42	the	the	DET
eistud-18245	160	43	author	author	NOUN
eistud-18245	160	44	based	base	VERB
eistud-18245	160	45	on	on	ADP
eistud-18245	160	46	efficiency	efficiency	NOUN
eistud-18245	160	47	scores	score	NOUN
eistud-18245	160	48	obtained	obtain	VERB
eistud-18245	160	49	from	from	ADP
eistud-18245	160	50	the	the	DET
eistud-18245	160	51	defined	define	VERB
eistud-18245	160	52	models	model	NOUN
eistud-18245	160	53	and	and	CCONJ
eistud-18245	160	54	cluster	cluster	NOUN
eistud-18245	160	55	analysis	analysis	NOUN
eistud-18245	160	56	.	.	PUNCT
eistud-18245	161	1	volume	volume	NOUN
eistud-18245	161	2	of	of	ADP
eistud-18245	161	3	assets	asset	NOUN
eistud-18245	161	4	under	under	ADP
eistud-18245	161	5	management	management	NOUN
eistud-18245	161	6	and	and	CCONJ
eistud-18245	161	7	share	share	NOUN
eistud-18245	161	8	of	of	ADP
eistud-18245	161	9	non	non	ADJ
eistud-18245	161	10	-	-	ADJ
eistud-18245	161	11	pension	pension	ADJ
eistud-18245	161	12	fund	fund	NOUN
eistud-18245	161	13	management	management	NOUN
eistud-18245	161	14	income	income	NOUN
eistud-18245	161	15	of	of	ADP
eistud-18245	161	16	pension	pension	NOUN
eistud-18245	161	17	fund	fund	NOUN
eistud-18245	161	18	management	management	NOUN
eistud-18245	161	19	companies	company	NOUN
eistud-18245	161	20	.	.	PUNCT
eistud-18245	162	1	additionally	additionally	ADV
eistud-18245	162	2	,	,	PUNCT
eistud-18245	162	3	the	the	DET
eistud-18245	162	4	cluster	cluster	NOUN
eistud-18245	162	5	analysis	analysis	NOUN
eistud-18245	162	6	combined	combine	VERB
eistud-18245	162	7	with	with	ADP
eistud-18245	162	8	the	the	DET
eistud-18245	162	9	analysis	analysis	NOUN
eistud-18245	162	10	of	of	ADP
eistud-18245	162	11	top	top	ADJ
eistud-18245	162	12	quartile	quartile	NOUN
eistud-18245	162	13	of	of	ADP
eistud-18245	162	14	companies	company	NOUN
eistud-18245	162	15	with	with	ADP
eistud-18245	162	16	the	the	DET
eistud-18245	162	17	highest	high	ADJ
eistud-18245	162	18	efficiency	efficiency	NOUN
eistud-18245	162	19	scores	score	NOUN
eistud-18245	162	20	demonstrated	demonstrate	VERB
eistud-18245	162	21	capability	capability	NOUN
eistud-18245	162	22	of	of	ADP
eistud-18245	162	23	small	small	ADJ
eistud-18245	162	24	and	and	CCONJ
eistud-18245	162	25	medium	medium	ADJ
eistud-18245	162	26	pension	pension	NOUN
eistud-18245	162	27	fund	fund	NOUN
eistud-18245	162	28	management	management	NOUN
eistud-18245	162	29	companies	company	NOUN
eistud-18245	162	30	to	to	PART
eistud-18245	162	31	be	be	AUX
eistud-18245	162	32	sufficiently	sufficiently	ADV
eistud-18245	162	33	represented	represent	VERB
eistud-18245	162	34	in	in	ADP
eistud-18245	162	35	the	the	DET
eistud-18245	162	36	top	top	ADJ
eistud-18245	162	37	quartile	quartile	NOUN
eistud-18245	162	38	in	in	ADP
eistud-18245	162	39	a	a	DET
eistud-18245	162	40	sustainable	sustainable	ADJ
eistud-18245	162	41	manner	manner	NOUN
eistud-18245	162	42	.	.	PUNCT
eistud-18245	163	1	even	even	ADV
eistud-18245	163	2	though	though	SCONJ
eistud-18245	163	3	common	common	ADJ
eistud-18245	163	4	trends	trend	NOUN
eistud-18245	163	5	may	may	AUX
eistud-18245	163	6	be	be	AUX
eistud-18245	163	7	identified	identify	VERB
eistud-18245	163	8	within	within	ADP
eistud-18245	163	9	the	the	DET
eistud-18245	163	10	results	result	NOUN
eistud-18245	163	11	of	of	ADP
eistud-18245	163	12	the	the	DET
eistud-18245	163	13	models	model	NOUN
eistud-18245	163	14	discussed	discuss	VERB
eistud-18245	163	15	above	above	ADV
eistud-18245	163	16	,	,	PUNCT
eistud-18245	163	17	it	it	PRON
eistud-18245	163	18	is	be	AUX
eistud-18245	163	19	very	very	ADV
eistud-18245	163	20	important	important	ADJ
eistud-18245	163	21	to	to	PART
eistud-18245	163	22	examine	examine	VERB
eistud-18245	163	23	statistical	statistical	ADJ
eistud-18245	163	24	correlation	correlation	NOUN
eistud-18245	163	25	among	among	ADP
eistud-18245	163	26	those	those	PRON
eistud-18245	163	27	to	to	PART
eistud-18245	163	28	check	check	VERB
eistud-18245	163	29	consistency	consistency	NOUN
eistud-18245	163	30	of	of	ADP
eistud-18245	163	31	results	result	NOUN
eistud-18245	163	32	.	.	PUNCT
eistud-18245	164	1	to	to	PART
eistud-18245	164	2	proceed	proceed	VERB
eistud-18245	164	3	,	,	PUNCT
eistud-18245	164	4	nine	nine	NUM
eistud-18245	164	5	ordinary	ordinary	ADJ
eistud-18245	164	6	least	least	ADJ
eistud-18245	164	7	square	square	ADJ
eistud-18245	164	8	regression	regression	NOUN
eistud-18245	164	9	equations	equation	NOUN
eistud-18245	164	10	are	be	AUX
eistud-18245	164	11	established	establish	VERB
eistud-18245	164	12	as	as	SCONJ
eistud-18245	164	13	follows	follow	VERB
eistud-18245	164	14	:	:	PUNCT
eistud-18245	164	15	(	(	PUNCT
eistud-18245	164	16	7	7	X
eistud-18245	164	17	)	)	PUNCT
eistud-18245	164	18	�	�	PROPN
eistud-18245	164	19	�	�	PROPN
eistud-18245	164	20	�	�	PROPN
eistud-18245	164	21	�	�	PROPN
eistud-18245	164	22	�	�	PROPN
eistud-18245	164	23	�	�	PROPN
eistud-18245	164	24	�	�	PROPN
eistud-18245	164	25	�	�	PROPN
eistud-18245	164	26	�	�	PROPN
eistud-18245	164	27	roe	roe	PROPN
eistud-18245	164	28	�	�	PROPN
eistud-18245	164	29	)	)	PUNCT
eistud-18245	164	30	�	�	PROPN
eistud-18245	164	31	�	�	PROPN
eistud-18245	164	32	�	�	PROPN
eistud-18245	164	33	�	�	PROPN
eistud-18245	164	34	�	�	PROPN
eistud-18245	164	35	�	�	PROPN
eistud-18245	164	36	�	�	PROPN
eistud-18245	164	37	�	�	PROPN
eistud-18245	164	38	�	�	PROPN
eistud-18245	164	39	�	�	PROPN
eistud-18245	164	40	�	�	PROPN
eistud-18245	164	41	�	�	PROPN
eistud-18245	164	42	�	�	PROPN
eistud-18245	164	43	�	�	PROPN
eistud-18245	164	44	�	�	PROPN
eistud-18245	164	45	�	�	PROPN
eistud-18245	164	46	�	�	PROPN
eistud-18245	164	47	�	�	PROPN
eistud-18245	164	48	�	�	PROPN
eistud-18245	164	49	)	)	PUNCT
eistud-18245	165	1	+	+	CCONJ
eistud-18245	165	2	α	α	PRON
eistud-18245	165	3	where	where	SCONJ
eistud-18245	165	4	ce(modeli	ce(modeli	ADJ
eistud-18245	165	5	)	)	PUNCT
eistud-18245	165	6	denotes	denote	VERB
eistud-18245	165	7	a	a	DET
eistud-18245	165	8	cost	cost	NOUN
eistud-18245	165	9	efficiency	efficiency	NOUN
eistud-18245	165	10	score	score	NOUN
eistud-18245	165	11	of	of	ADP
eistud-18245	165	12	the	the	DET
eistud-18245	165	13	starting	starting	NOUN
eistud-18245	165	14	model	model	NOUN
eistud-18245	165	15	with	with	ADP
eistud-18245	165	16	assumed	assume	VERB
eistud-18245	165	17	roei	roei	PROPN
eistud-18245	165	18	,	,	PUNCT
eistud-18245	165	19	ce(modeli+1	ce(modeli+1	NOUN
eistud-18245	165	20	)	)	PUNCT
eistud-18245	165	21	stands	stand	VERB
eistud-18245	165	22	for	for	ADP
eistud-18245	165	23	a	a	DET
eistud-18245	165	24	cost	cost	NOUN
eistud-18245	165	25	efficiency	efficiency	NOUN
eistud-18245	165	26	score	score	NOUN
eistud-18245	165	27	of	of	ADP
eistud-18245	165	28	the	the	DET
eistud-18245	165	29	next	next	ADJ
eistud-18245	165	30	model	model	NOUN
eistud-18245	165	31	under	under	ADP
eistud-18245	165	32	the	the	DET
eistud-18245	165	33	same	same	ADJ
eistud-18245	165	34	assumption	assumption	NOUN
eistud-18245	165	35	of	of	ADP
eistud-18245	165	36	return	return	NOUN
eistud-18245	165	37	on	on	ADP
eistud-18245	165	38	equity	equity	NOUN
eistud-18245	165	39	i	i	PRON
eistud-18245	165	40	while	while	SCONJ
eistud-18245	165	41	β1	β1	PROPN
eistud-18245	165	42	is	be	AUX
eistud-18245	165	43	a	a	DET
eistud-18245	165	44	coefficient	coefficient	NOUN
eistud-18245	165	45	and	and	CCONJ
eistud-18245	165	46	α	α	NOUN
eistud-18245	165	47	stands	stand	VERB
eistud-18245	165	48	for	for	ADP
eistud-18245	165	49	an	an	DET
eistud-18245	165	50	intercept	intercept	NOUN
eistud-18245	165	51	value	value	NOUN
eistud-18245	165	52	.	.	PUNCT
eistud-18245	166	1	regression	regression	NOUN
eistud-18245	166	2	analysis	analysis	NOUN
eistud-18245	166	3	findings	finding	NOUN
eistud-18245	166	4	are	be	AUX
eistud-18245	166	5	summarised	summarise	VERB
eistud-18245	166	6	in	in	ADP
eistud-18245	166	7	the	the	DET
eistud-18245	166	8	table	table	NOUN
eistud-18245	166	9	5	5	NUM
eistud-18245	166	10	.	.	PUNCT
eistud-18245	167	1	the	the	DET
eistud-18245	167	2	regression	regression	NOUN
eistud-18245	167	3	equations	equation	NOUN
eistud-18245	167	4	revealed	reveal	VERB
eistud-18245	167	5	medium	medium	ADJ
eistud-18245	167	6	and	and	CCONJ
eistud-18245	167	7	strong	strong	ADJ
eistud-18245	167	8	correlation	correlation	NOUN
eistud-18245	167	9	,	,	PUNCT
eistud-18245	167	10	what	what	PRON
eistud-18245	167	11	confirms	confirm	VERB
eistud-18245	167	12	that	that	SCONJ
eistud-18245	167	13	results	result	NOUN
eistud-18245	167	14	of	of	ADP
eistud-18245	167	15	the	the	DET
eistud-18245	167	16	various	various	ADJ
eistud-18245	167	17	efficiency	efficiency	NOUN
eistud-18245	167	18	assessment	assessment	NOUN
eistud-18245	167	19	models	model	NOUN
eistud-18245	167	20	can	can	AUX
eistud-18245	167	21	be	be	AUX
eistud-18245	167	22	considered	consider	VERB
eistud-18245	167	23	to	to	PART
eistud-18245	167	24	be	be	AUX
eistud-18245	167	25	consistent	consistent	ADJ
eistud-18245	167	26	.	.	PUNCT
eistud-18245	168	1	additionally	additionally	ADV
eistud-18245	168	2	,	,	PUNCT
eistud-18245	168	3	the	the	DET
eistud-18245	168	4	regression	regression	NOUN
eistud-18245	168	5	equations	equation	NOUN
eistud-18245	168	6	were	be	AUX
eistud-18245	168	7	found	find	VERB
eistud-18245	168	8	to	to	PART
eistud-18245	168	9	be	be	AUX
eistud-18245	168	10	significant	significant	ADJ
eistud-18245	168	11	.	.	PUNCT
eistud-18245	169	1	correlation	correlation	NOUN
eistud-18245	169	2	coefficients	coefficient	NOUN
eistud-18245	169	3	of	of	ADP
eistud-18245	169	4	regression	regression	NOUN
eistud-18245	169	5	equations	equation	NOUN
eistud-18245	169	6	,	,	PUNCT
eistud-18245	169	7	which	which	PRON
eistud-18245	169	8	are	be	AUX
eistud-18245	169	9	based	base	VERB
eistud-18245	169	10	on	on	ADP
eistud-18245	169	11	sfa	sfa	PROPN
eistud-18245	169	12	and	and	CCONJ
eistud-18245	169	13	dea	dea	PROPN
eistud-18245	169	14	crs	crs	PROPN
eistud-18245	169	15	,	,	PUNCT
eistud-18245	169	16	range	range	VERB
eistud-18245	169	17	from	from	ADP
eistud-18245	169	18	0.51	0.51	NUM
eistud-18245	169	19	to	to	ADP
eistud-18245	169	20	0.88	0.88	NUM
eistud-18245	169	21	and	and	CCONJ
eistud-18245	169	22	are	be	AUX
eistud-18245	169	23	effectively	effectively	ADV
eistud-18245	169	24	higher	high	ADJ
eistud-18245	169	25	than	than	ADP
eistud-18245	169	26	those	those	PRON
eistud-18245	169	27	of	of	ADP
eistud-18245	169	28	equations	equation	NOUN
eistud-18245	169	29	based	base	VERB
eistud-18245	169	30	on	on	ADP
eistud-18245	169	31	sfa	sfa	PROPN
eistud-18245	169	32	and	and	CCONJ
eistud-18245	169	33	dea	dea	PROPN
eistud-18245	169	34	vrs	vrs	PROPN
eistud-18245	169	35	,	,	PUNCT
eistud-18245	169	36	ranging	range	VERB
eistud-18245	169	37	from	from	ADP
eistud-18245	169	38	0.48	0.48	NUM
eistud-18245	169	39	to	to	ADP
eistud-18245	169	40	0.72	0.72	NUM
eistud-18245	169	41	.	.	PUNCT
eistud-18245	170	1	it	it	PRON
eistud-18245	170	2	demonstrates	demonstrate	VERB
eistud-18245	170	3	the	the	DET
eistud-18245	170	4	european	european	ADJ
eistud-18245	170	5	integrat	integrat	NOUN
eistud-18245	170	6	ion	ion	NOUN
eistud-18245	170	7	studies	study	NOUN
eistud-18245	170	8	2017/11	2017/11	NUM
eistud-18245	170	9	196	196	NUM
eistud-18245	170	10	table	table	NOUN
eistud-18245	170	11	5	5	NUM
eistud-18245	170	12	regression	regression	NOUN
eistud-18245	170	13	analysis	analysis	NOUN
eistud-18245	170	14	findings	finding	NOUN
eistud-18245	170	15	regression	regression	NOUN
eistud-18245	170	16	correlation	correlation	NOUN
eistud-18245	170	17	adjusted	adjust	VERB
eistud-18245	170	18	coefficient	coefficient	NOUN
eistud-18245	170	19	of	of	ADP
eistud-18245	170	20	determination	determination	NOUN
eistud-18245	170	21	significance	significance	NOUN
eistud-18245	170	22	cost	cost	NOUN
eistud-18245	170	23	and	and	CCONJ
eistud-18245	170	24	profit	profit	NOUN
eistud-18245	170	25	sfa	sfa	PROPN
eistud-18245	170	26	and	and	CCONJ
eistud-18245	170	27	dea	dea	PROPN
eistud-18245	170	28	crs	crs	PROPN
eistud-18245	170	29	0.51	0.51	NUM
eistud-18245	170	30	0.25	0.25	NUM
eistud-18245	170	31	0.00	0.00	NUM
eistud-18245	170	32	cost	cost	NOUN
eistud-18245	170	33	and	and	CCONJ
eistud-18245	170	34	profit	profit	NOUN
eistud-18245	170	35	sfa	sfa	PROPN
eistud-18245	170	36	and	and	CCONJ
eistud-18245	170	37	dea	dea	PROPN
eistud-18245	170	38	vrs	vrs	PROPN
eistud-18245	170	39	0.48	0.48	NUM
eistud-18245	170	40	0.23	0.23	NUM
eistud-18245	170	41	0.00	0.00	NUM
eistud-18245	170	42	cost	cost	NOUN
eistud-18245	170	43	and	and	CCONJ
eistud-18245	170	44	profit	profit	NOUN
eistud-18245	170	45	dea	dea	PROPN
eistud-18245	170	46	crs	crs	PROPN
eistud-18245	170	47	and	and	CCONJ
eistud-18245	170	48	dea	dea	PROPN
eistud-18245	170	49	vrs	vrs	PROPN
eistud-18245	170	50	0.67	0.67	NUM
eistud-18245	170	51	0.45	0.45	NUM
eistud-18245	170	52	0.00	0.00	NUM
eistud-18245	170	53	cost	cost	NOUN
eistud-18245	170	54	and	and	CCONJ
eistud-18245	170	55	capital	capital	NOUN
eistud-18245	170	56	efficiency	efficiency	NOUN
eistud-18245	170	57	(	(	PUNCT
eistud-18245	170	58	roe=11	roe=11	NOUN
eistud-18245	170	59	%	%	NOUN
eistud-18245	170	60	)	)	PUNCT
eistud-18245	170	61	sfa	sfa	PROPN
eistud-18245	170	62	vs.	vs.	X
eistud-18245	170	63	dea	dea	PROPN
eistud-18245	170	64	crs	crs	PROPN
eistud-18245	170	65	0.83	0.83	NUM
eistud-18245	170	66	0.69	0.69	NUM
eistud-18245	170	67	0.00	0.00	NUM
eistud-18245	170	68	cost	cost	NOUN
eistud-18245	170	69	and	and	CCONJ
eistud-18245	170	70	capital	capital	NOUN
eistud-18245	170	71	efficiency	efficiency	NOUN
eistud-18245	170	72	(	(	PUNCT
eistud-18245	170	73	roe=11	roe=11	NOUN
eistud-18245	170	74	%	%	NOUN
eistud-18245	170	75	)	)	PUNCT
eistud-18245	170	76	sfa	sfa	PROPN
eistud-18245	170	77	vs.	vs.	X
eistud-18245	170	78	dea	dea	PROPN
eistud-18245	170	79	vrs	vrs	PROPN
eistud-18245	170	80	0.65	0.65	NUM
eistud-18245	170	81	0.41	0.41	NUM
eistud-18245	170	82	0.00	0.00	NUM
eistud-18245	170	83	cost	cost	NOUN
eistud-18245	170	84	and	and	CCONJ
eistud-18245	170	85	capital	capital	NOUN
eistud-18245	170	86	efficiency	efficiency	NOUN
eistud-18245	170	87	(	(	PUNCT
eistud-18245	170	88	roe=11	roe=11	NOUN
eistud-18245	170	89	%	%	NOUN
eistud-18245	170	90	)	)	PUNCT
eistud-18245	170	91	dea	dea	PROPN
eistud-18245	170	92	vrs	vrs	PROPN
eistud-18245	170	93	vs.	vs.	X
eistud-18245	170	94	dea	dea	PROPN
eistud-18245	170	95	crs	crs	PROPN
eistud-18245	170	96	0.75	0.75	NUM
eistud-18245	170	97	0.56	0.56	NUM
eistud-18245	170	98	0.00	0.00	NUM
eistud-18245	170	99	cost	cost	NOUN
eistud-18245	170	100	and	and	CCONJ
eistud-18245	170	101	capital	capital	NOUN
eistud-18245	170	102	efficiency	efficiency	NOUN
eistud-18245	170	103	(	(	PUNCT
eistud-18245	170	104	roe=15	roe=15	NOUN
eistud-18245	170	105	%	%	NOUN
eistud-18245	170	106	)	)	PUNCT
eistud-18245	170	107	sfa	sfa	PROPN
eistud-18245	170	108	vs.	vs.	ADP
eistud-18245	170	109	dea	dea	PROPN
eistud-18245	170	110	crs	crs	PROPN
eistud-18245	170	111	0.88	0.88	NUM
eistud-18245	170	112	0.78	0.78	NUM
eistud-18245	170	113	0.00	0.00	NUM
eistud-18245	170	114	cost	cost	NOUN
eistud-18245	170	115	and	and	CCONJ
eistud-18245	170	116	capital	capital	NOUN
eistud-18245	170	117	efficiency	efficiency	NOUN
eistud-18245	170	118	(	(	PUNCT
eistud-18245	170	119	roe=15	roe=15	NOUN
eistud-18245	170	120	%	%	NOUN
eistud-18245	170	121	)	)	PUNCT
eistud-18245	170	122	sfa	sfa	PROPN
eistud-18245	170	123	vs.	vs.	X
eistud-18245	170	124	dea	dea	PROPN
eistud-18245	170	125	vrs	vrs	PROPN
eistud-18245	170	126	0.72	0.72	NUM
eistud-18245	170	127	0.52	0.52	NUM
eistud-18245	170	128	0.00	0.00	NUM
eistud-18245	170	129	cost	cost	NOUN
eistud-18245	170	130	and	and	CCONJ
eistud-18245	170	131	capital	capital	NOUN
eistud-18245	170	132	efficiency	efficiency	NOUN
eistud-18245	170	133	(	(	PUNCT
eistud-18245	170	134	roe=15	roe=15	NOUN
eistud-18245	170	135	%	%	NOUN
eistud-18245	170	136	)	)	PUNCT
eistud-18245	170	137	dea	dea	PROPN
eistud-18245	170	138	vrs	vrs	PROPN
eistud-18245	170	139	vs.	vs.	X
eistud-18245	170	140	dea	dea	PROPN
eistud-18245	170	141	crs	crs	PROPN
eistud-18245	170	142	0.77	0.77	NUM
eistud-18245	170	143	0.60	0.60	NUM
eistud-18245	170	144	0.00	0.00	NUM
eistud-18245	170	145	cost	cost	NOUN
eistud-18245	170	146	and	and	CCONJ
eistud-18245	170	147	capital	capital	NOUN
eistud-18245	170	148	efficiency	efficiency	NOUN
eistud-18245	170	149	(	(	PUNCT
eistud-18245	170	150	roe=19	roe=19	ADJ
eistud-18245	170	151	%	%	NOUN
eistud-18245	170	152	)	)	PUNCT
eistud-18245	170	153	sfa	sfa	PROPN
eistud-18245	170	154	vs.	vs.	ADP
eistud-18245	170	155	dea	dea	PROPN
eistud-18245	170	156	crs	crs	PROPN
eistud-18245	170	157	0.80	0.80	NUM
eistud-18245	170	158	0.63	0.63	NUM
eistud-18245	170	159	0.00	0.00	NUM
eistud-18245	170	160	cost	cost	NOUN
eistud-18245	170	161	and	and	CCONJ
eistud-18245	170	162	capital	capital	NOUN
eistud-18245	170	163	efficiency	efficiency	NOUN
eistud-18245	170	164	(	(	PUNCT
eistud-18245	170	165	roe=19	roe=19	ADJ
eistud-18245	170	166	%	%	NOUN
eistud-18245	170	167	)	)	PUNCT
eistud-18245	170	168	sfa	sfa	PROPN
eistud-18245	170	169	vs.	vs.	X
eistud-18245	170	170	dea	dea	PROPN
eistud-18245	170	171	vrs	vrs	PROPN
eistud-18245	170	172	0.70	0.70	NUM
eistud-18245	170	173	0.48	0.48	NUM
eistud-18245	170	174	0.00	0.00	NUM
eistud-18245	170	175	cost	cost	NOUN
eistud-18245	170	176	and	and	CCONJ
eistud-18245	170	177	capital	capital	NOUN
eistud-18245	170	178	efficiency	efficiency	NOUN
eistud-18245	170	179	(	(	PUNCT
eistud-18245	170	180	roe=19	roe=19	ADJ
eistud-18245	170	181	%	%	NOUN
eistud-18245	170	182	)	)	PUNCT
eistud-18245	170	183	dea	dea	PROPN
eistud-18245	170	184	vrs	vrs	PROPN
eistud-18245	170	185	vs.	vs.	X
eistud-18245	170	186	dea	dea	PROPN
eistud-18245	170	187	crs	crs	PROPN
eistud-18245	170	188	0.83	0.83	NUM
eistud-18245	170	189	0.68	0.68	NUM
eistud-18245	170	190	0.00	0.00	NUM
eistud-18245	170	191	source	source	NOUN
eistud-18245	170	192	:	:	PUNCT
eistud-18245	170	193	prepared	prepare	VERB
eistud-18245	170	194	by	by	ADP
eistud-18245	170	195	the	the	DET
eistud-18245	170	196	author	author	NOUN
eistud-18245	170	197	.	.	PUNCT
eistud-18245	171	1	pattern	pattern	NOUN
eistud-18245	171	2	that	that	PRON
eistud-18245	171	3	returns	return	NOUN
eistud-18245	171	4	to	to	PART
eistud-18245	171	5	scale	scale	NOUN
eistud-18245	171	6	are	be	AUX
eistud-18245	171	7	rather	rather	ADV
eistud-18245	171	8	constant	constant	ADJ
eistud-18245	171	9	than	than	ADP
eistud-18245	171	10	variable	variable	ADJ
eistud-18245	171	11	.	.	PUNCT
eistud-18245	172	1	variable	variable	ADJ
eistud-18245	172	2	models	model	NOUN
eistud-18245	172	3	might	might	AUX
eistud-18245	172	4	include	include	VERB
eistud-18245	172	5	at	at	ADP
eistud-18245	172	6	the	the	DET
eistud-18245	172	7	same	same	ADJ
eistud-18245	172	8	time	time	NOUN
eistud-18245	172	9	increasing	increase	VERB
eistud-18245	172	10	and	and	CCONJ
eistud-18245	172	11	decreasing	decrease	VERB
eistud-18245	172	12	returns	return	NOUN
eistud-18245	172	13	to	to	PART
eistud-18245	172	14	scale	scale	VERB
eistud-18245	172	15	.	.	PUNCT
eistud-18245	173	1	finally	finally	ADV
eistud-18245	173	2	,	,	PUNCT
eistud-18245	173	3	a	a	DET
eistud-18245	173	4	strong	strong	ADJ
eistud-18245	173	5	correlation	correlation	NOUN
eistud-18245	173	6	found	find	VERB
eistud-18245	173	7	for	for	ADP
eistud-18245	173	8	dea	dea	PROPN
eistud-18245	173	9	crs	crs	PROPN
eistud-18245	173	10	and	and	CCONJ
eistud-18245	173	11	vrs	vrs	PROPN
eistud-18245	173	12	efficiency	efficiency	NOUN
eistud-18245	173	13	scores	score	NOUN
eistud-18245	173	14	also	also	ADV
eistud-18245	173	15	confirms	confirm	VERB
eistud-18245	173	16	the	the	DET
eistud-18245	173	17	pattern	pattern	NOUN
eistud-18245	173	18	of	of	ADP
eistud-18245	173	19	returns	return	NOUN
eistud-18245	173	20	to	to	PART
eistud-18245	173	21	scale	scale	VERB
eistud-18245	173	22	,	,	PUNCT
eistud-18245	173	23	which	which	PRON
eistud-18245	173	24	are	be	AUX
eistud-18245	173	25	rather	rather	ADV
eistud-18245	173	26	be	be	AUX
eistud-18245	173	27	constant	constant	ADJ
eistud-18245	173	28	.	.	PUNCT
eistud-18245	174	1	the	the	DET
eistud-18245	174	2	correlation	correlation	NOUN
eistud-18245	174	3	range	range	NOUN
eistud-18245	174	4	is	be	AUX
eistud-18245	174	5	0.67	0.67	NUM
eistud-18245	174	6	-	-	PUNCT
eistud-18245	174	7	0.83	0.83	NUM
eistud-18245	174	8	.	.	PUNCT
eistud-18245	175	1	conclusions	conclusion	NOUN
eistud-18245	175	2	based	base	VERB
eistud-18245	175	3	on	on	ADP
eistud-18245	175	4	the	the	DET
eistud-18245	175	5	efficiency	efficiency	NOUN
eistud-18245	175	6	assessment	assessment	NOUN
eistud-18245	175	7	concept	concept	NOUN
eistud-18245	175	8	model	model	NOUN
eistud-18245	175	9	of	of	ADP
eistud-18245	175	10	the	the	DET
eistud-18245	175	11	research	research	NOUN
eistud-18245	175	12	,	,	PUNCT
eistud-18245	175	13	several	several	ADJ
eistud-18245	175	14	key	key	ADJ
eistud-18245	175	15	conclusions	conclusion	NOUN
eistud-18245	175	16	are	be	AUX
eistud-18245	175	17	drawn	draw	VERB
eistud-18245	175	18	in	in	ADP
eistud-18245	175	19	relation	relation	NOUN
eistud-18245	175	20	to	to	ADP
eistud-18245	175	21	bancassurance	bancassurance	NOUN
eistud-18245	175	22	efficiency	efficiency	NOUN
eistud-18245	175	23	in	in	ADP
eistud-18245	175	24	the	the	DET
eistud-18245	175	25	pension	pension	NOUN
eistud-18245	175	26	fund	fund	NOUN
eistud-18245	175	27	management	management	NOUN
eistud-18245	175	28	in	in	ADP
eistud-18245	175	29	the	the	DET
eistud-18245	175	30	baltic	baltic	ADJ
eistud-18245	175	31	countries	country	NOUN
eistud-18245	175	32	:	:	PUNCT
eistud-18245	175	33	_	_	DET
eistud-18245	175	34	bancassurance	bancassurance	NOUN
eistud-18245	175	35	is	be	AUX
eistud-18245	175	36	the	the	DET
eistud-18245	175	37	dominant	dominant	ADJ
eistud-18245	175	38	business	business	NOUN
eistud-18245	175	39	model	model	NOUN
eistud-18245	175	40	in	in	ADP
eistud-18245	175	41	the	the	DET
eistud-18245	175	42	pension	pension	NOUN
eistud-18245	175	43	fund	fund	NOUN
eistud-18245	175	44	management	management	NOUN
eistud-18245	175	45	in	in	ADP
eistud-18245	175	46	baltics	baltics	PROPN
eistud-18245	175	47	.	.	PUNCT
eistud-18245	176	1	seventeen	seventeen	NUM
eistud-18245	176	2	out	out	SCONJ
eistud-18245	176	3	of	of	ADP
eistud-18245	176	4	twenty	twenty	NUM
eistud-18245	176	5	pension	pension	NOUN
eistud-18245	176	6	fund	fund	NOUN
eistud-18245	176	7	management	management	NOUN
eistud-18245	176	8	companies	company	NOUN
eistud-18245	176	9	in	in	ADP
eistud-18245	176	10	baltics	baltics	PROPN
eistud-18245	176	11	operate	operate	VERB
eistud-18245	176	12	under	under	ADP
eistud-18245	176	13	the	the	DET
eistud-18245	176	14	bancassurance	bancassurance	NOUN
eistud-18245	176	15	.	.	PUNCT
eistud-18245	177	1	sixteen	sixteen	NUM
eistud-18245	177	2	companies	company	NOUN
eistud-18245	177	3	operating	operate	VERB
eistud-18245	177	4	under	under	ADP
eistud-18245	177	5	the	the	DET
eistud-18245	177	6	bancassurance	bancassurance	NOUN
eistud-18245	177	7	have	have	VERB
eistud-18245	177	8	ownership	ownership	NOUN
eistud-18245	177	9	based	base	VERB
eistud-18245	177	10	integration	integration	NOUN
eistud-18245	177	11	with	with	ADP
eistud-18245	177	12	banks	bank	NOUN
eistud-18245	177	13	whilst	whilst	SCONJ
eistud-18245	177	14	only	only	ADV
eistud-18245	177	15	one	one	NUM
eistud-18245	177	16	company	company	NOUN
eistud-18245	177	17	has	have	AUX
eistud-18245	177	18	been	be	AUX
eistud-18245	177	19	tied	tie	VERB
eistud-18245	177	20	to	to	ADP
eistud-18245	177	21	banks	bank	NOUN
eistud-18245	177	22	by	by	ADP
eistud-18245	177	23	distribution	distribution	NOUN
eistud-18245	177	24	agreements	agreement	NOUN
eistud-18245	177	25	.	.	PUNCT
eistud-18245	178	1	_	_	DET
eistud-18245	178	2	pension	pension	NOUN
eistud-18245	178	3	fund	fund	NOUN
eistud-18245	178	4	management	management	NOUN
eistud-18245	178	5	business	business	NOUN
eistud-18245	178	6	is	be	AUX
eistud-18245	178	7	very	very	ADV
eistud-18245	178	8	important	important	ADJ
eistud-18245	178	9	for	for	ADP
eistud-18245	178	10	financial	financial	ADJ
eistud-18245	178	11	groups	group	NOUN
eistud-18245	178	12	operating	operate	VERB
eistud-18245	178	13	in	in	ADP
eistud-18245	178	14	the	the	DET
eistud-18245	178	15	baltic	baltic	ADJ
eistud-18245	178	16	countries	country	NOUN
eistud-18245	178	17	because	because	SCONJ
eistud-18245	178	18	it	it	PRON
eistud-18245	178	19	generates	generate	VERB
eistud-18245	178	20	very	very	ADV
eistud-18245	178	21	strong	strong	ADJ
eistud-18245	178	22	return	return	NOUN
eistud-18245	178	23	on	on	ADP
eistud-18245	178	24	equity	equity	NOUN
eistud-18245	178	25	with	with	ADP
eistud-18245	178	26	an	an	DET
eistud-18245	178	27	average	average	ADJ
eistud-18245	178	28	pre	pre	ADJ
eistud-18245	178	29	-	-	ADJ
eistud-18245	178	30	tax	tax	ADJ
eistud-18245	178	31	figure	figure	NOUN
eistud-18245	178	32	of	of	ADP
eistud-18245	178	33	28.2	28.2	NUM
eistud-18245	178	34	%	%	NOUN
eistud-18245	178	35	(	(	PUNCT
eistud-18245	178	36	eg	eg	NOUN
eistud-18245	178	37	.	.	PROPN
eistud-18245	178	38	,	,	PUNCT
eistud-18245	178	39	average	average	ADJ
eistud-18245	178	40	for	for	ADP
eistud-18245	178	41	the	the	DET
eistud-18245	178	42	top	top	ADJ
eistud-18245	178	43	quartile	quartile	NOUN
eistud-18245	178	44	reached	reach	VERB
eistud-18245	178	45	60.7	60.7	NUM
eistud-18245	178	46	%	%	NOUN
eistud-18245	178	47	)	)	PUNCT
eistud-18245	178	48	for	for	ADP
eistud-18245	178	49	2015	2015	NUM
eistud-18245	178	50	while	while	SCONJ
eistud-18245	178	51	the	the	DET
eistud-18245	178	52	traditional	traditional	ADJ
eistud-18245	178	53	banking	banking	NOUN
eistud-18245	178	54	business	business	NOUN
eistud-18245	178	55	typically	typically	ADV
eistud-18245	178	56	earns	earn	VERB
eistud-18245	178	57	above	above	ADP
eistud-18245	178	58	5	5	NUM
eistud-18245	178	59	%	%	NOUN
eistud-18245	178	60	and	and	CCONJ
eistud-18245	178	61	normally	normally	ADV
eistud-18245	178	62	does	do	AUX
eistud-18245	178	63	not	not	PART
eistud-18245	178	64	exceed	exceed	VERB
eistud-18245	178	65	12	12	NUM
eistud-18245	178	66	%	%	NOUN
eistud-18245	178	67	per	per	ADP
eistud-18245	178	68	annum	annum	NOUN
eistud-18245	178	69	.	.	PUNCT
eistud-18245	179	1	_	_	PRON
eistud-18245	179	2	pension	pension	NOUN
eistud-18245	179	3	fund	fund	NOUN
eistud-18245	179	4	management	management	NOUN
eistud-18245	179	5	companies	company	NOUN
eistud-18245	179	6	in	in	ADP
eistud-18245	179	7	baltics	baltics	PROPN
eistud-18245	179	8	can	can	AUX
eistud-18245	179	9	be	be	AUX
eistud-18245	179	10	classified	classify	VERB
eistud-18245	179	11	into	into	ADP
eistud-18245	179	12	four	four	NUM
eistud-18245	179	13	sustainable	sustainable	ADJ
eistud-18245	179	14	groups	group	NOUN
eistud-18245	179	15	:	:	PUNCT
eistud-18245	179	16	small	small	ADJ
eistud-18245	179	17	and	and	CCONJ
eistud-18245	179	18	medium	medium	ADJ
eistud-18245	179	19	specialised	specialised	ADJ
eistud-18245	179	20	companies	company	NOUN
eistud-18245	179	21	,	,	PUNCT
eistud-18245	179	22	big	big	ADJ
eistud-18245	179	23	companies	company	NOUN
eistud-18245	179	24	with	with	ADP
eistud-18245	179	25	low	low	ADJ
eistud-18245	179	26	exposure	exposure	NOUN
eistud-18245	179	27	to	to	ADP
eistud-18245	179	28	non	non	ADJ
eistud-18245	179	29	-	-	ADJ
eistud-18245	179	30	pension	pension	ADJ
eistud-18245	179	31	fund	fund	NOUN
eistud-18245	179	32	management	management	NOUN
eistud-18245	179	33	business	business	NOUN
eistud-18245	179	34	,	,	PUNCT
eistud-18245	179	35	big	big	ADJ
eistud-18245	179	36	companies	company	NOUN
eistud-18245	179	37	with	with	ADP
eistud-18245	179	38	low	low	ADJ
eistud-18245	179	39	to	to	ADP
eistud-18245	179	40	moderate	moderate	ADJ
eistud-18245	179	41	exposure	exposure	NOUN
eistud-18245	179	42	to	to	ADP
eistud-18245	179	43	non	non	ADJ
eistud-18245	179	44	-	-	ADJ
eistud-18245	179	45	pension	pension	ADJ
eistud-18245	179	46	fund	fund	NOUN
eistud-18245	179	47	management	management	NOUN
eistud-18245	179	48	business	business	NOUN
eistud-18245	179	49	,	,	PUNCT
eistud-18245	179	50	other	other	ADJ
eistud-18245	179	51	companies	company	NOUN
eistud-18245	179	52	,	,	PUNCT
eistud-18245	179	53	including	include	VERB
eistud-18245	179	54	outlier	outlier	NOUN
eistud-18245	179	55	companies	company	NOUN
eistud-18245	179	56	,	,	PUNCT
eistud-18245	179	57	which	which	PRON
eistud-18245	179	58	do	do	AUX
eistud-18245	179	59	not	not	PART
eistud-18245	179	60	fit	fit	VERB
eistud-18245	179	61	into	into	ADP
eistud-18245	179	62	any	any	PRON
eistud-18245	179	63	of	of	ADP
eistud-18245	179	64	the	the	DET
eistud-18245	179	65	above	above	ADJ
eistud-18245	179	66	mentioned	mention	VERB
eistud-18245	179	67	groups	group	NOUN
eistud-18245	179	68	.	.	PUNCT
eistud-18245	180	1	_	_	PRON
eistud-18245	180	2	small	small	ADJ
eistud-18245	180	3	and	and	CCONJ
eistud-18245	180	4	medium	medium	ADJ
eistud-18245	180	5	specialised	specialised	ADJ
eistud-18245	180	6	pension	pension	NOUN
eistud-18245	180	7	fund	fund	NOUN
eistud-18245	180	8	companies	company	NOUN
eistud-18245	180	9	proved	prove	VERB
eistud-18245	180	10	to	to	PART
eistud-18245	180	11	be	be	AUX
eistud-18245	180	12	capable	capable	ADJ
eistud-18245	180	13	of	of	ADP
eistud-18245	180	14	achieving	achieve	VERB
eistud-18245	180	15	competitive	competitive	ADJ
eistud-18245	180	16	efficiency	efficiency	NOUN
eistud-18245	180	17	compared	compare	VERB
eistud-18245	180	18	to	to	ADP
eistud-18245	180	19	other	other	ADJ
eistud-18245	180	20	companies	company	NOUN
eistud-18245	180	21	because	because	SCONJ
eistud-18245	180	22	these	these	PRON
eistud-18245	180	23	were	be	AUX
eistud-18245	180	24	presented	present	VERB
eistud-18245	180	25	in	in	ADP
eistud-18245	180	26	the	the	DET
eistud-18245	180	27	top	top	ADJ
eistud-18245	180	28	quartile	quartile	NOUN
eistud-18245	180	29	of	of	ADP
eistud-18245	180	30	companies	company	NOUN
eistud-18245	180	31	with	with	ADP
eistud-18245	180	32	highest	high	ADJ
eistud-18245	180	33	efficiency	efficiency	NOUN
eistud-18245	180	34	rankings	ranking	NOUN
eistud-18245	180	35	throughout	throughout	ADP
eistud-18245	180	36	the	the	DET
eistud-18245	180	37	research	research	NOUN
eistud-18245	180	38	period	period	NOUN
eistud-18245	180	39	on	on	ADP
eistud-18245	180	40	average	average	ADJ
eistud-18245	180	41	comprising	comprising	NOUN
eistud-18245	180	42	45	45	NUM
eistud-18245	180	43	%	%	NOUN
eistud-18245	180	44	of	of	ADP
eistud-18245	180	45	the	the	DET
eistud-18245	180	46	quartile	quartile	ADJ
eistud-18245	180	47	member	member	NOUN
eistud-18245	180	48	companies	company	NOUN
eistud-18245	180	49	.	.	PUNCT
eistud-18245	181	1	197	197	NUM
eistud-18245	181	2	european	european	ADJ
eistud-18245	181	3	integrat	integrat	NOUN
eistud-18245	181	4	ion	ion	NOUN
eistud-18245	181	5	studies	study	NOUN
eistud-18245	181	6	2017/11	2017/11	PROPN
eistud-18245	181	7	aiello	aiello	PROPN
eistud-18245	181	8	,	,	PUNCT
eistud-18245	181	9	f.	f.	PROPN
eistud-18245	181	10	,	,	PUNCT
eistud-18245	181	11	bonanno	bonanno	NOUN
eistud-18245	181	12	,	,	PUNCT
eistud-18245	181	13	g.	g.	PROPN
eistud-18245	181	14	(	(	PUNCT
eistud-18245	181	15	2016	2016	NUM
eistud-18245	181	16	)	)	PUNCT
eistud-18245	181	17	,	,	PUNCT
eistud-18245	181	18	“	"	PUNCT
eistud-18245	181	19	bank	bank	NOUN
eistud-18245	181	20	efficiency	efficiency	NOUN
eistud-18245	181	21	and	and	CCONJ
eistud-18245	181	22	local	local	ADJ
eistud-18245	181	23	market	market	NOUN
eistud-18245	181	24	conditions	condition	NOUN
eistud-18245	181	25	.	.	PUNCT
eistud-18245	182	1	evidence	evidence	NOUN
eistud-18245	182	2	from	from	ADP
eistud-18245	182	3	italy	italy	PROPN
eistud-18245	182	4	”	"	PUNCT
eistud-18245	182	5	,	,	PUNCT
eistud-18245	182	6	journal	journal	NOUN
eistud-18245	182	7	of	of	ADP
eistud-18245	182	8	economics	economic	NOUN
eistud-18245	182	9	and	and	CCONJ
eistud-18245	182	10	business	business	NOUN
eistud-18245	182	11	,	,	PUNCT
eistud-18245	182	12	83	83	NUM
eistud-18245	182	13	,	,	PUNCT
eistud-18245	182	14	70–90	70–90	NUM
eistud-18245	182	15	.	.	PUNCT
eistud-18245	183	1	https://	https://	PROPN
eistud-18245	183	2	doi.org/10.1016/j.jeconbus.2015.09.002	doi.org/10.1016/j.jeconbus.2015.09.002	NOUN
eistud-18245	183	3	aigner	aigner	NOUN
eistud-18245	183	4	,	,	PUNCT
eistud-18245	183	5	d.	d.	PROPN
eistud-18245	183	6	j.	j.	PROPN
eistud-18245	183	7	,	,	PUNCT
eistud-18245	183	8	lovell	lovell	PROPN
eistud-18245	183	9	,	,	PUNCT
eistud-18245	183	10	c.	c.	PROPN
eistud-18245	183	11	a.	a.	PROPN
eistud-18245	183	12	k.	k.	PROPN
eistud-18245	183	13	,	,	PUNCT
eistud-18245	183	14	schmidt	schmidt	PROPN
eistud-18245	183	15	p.	p.	PROPN
eistud-18245	183	16	j.	j.	PROPN
eistud-18245	183	17	(	(	PUNCT
eistud-18245	183	18	1977	1977	NUM
eistud-18245	183	19	)	)	PUNCT
eistud-18245	183	20	,	,	PUNCT
eistud-18245	183	21	“	"	PUNCT
eistud-18245	183	22	formulation	formulation	NOUN
eistud-18245	183	23	and	and	CCONJ
eistud-18245	183	24	estimation	estimation	NOUN
eistud-18245	183	25	of	of	ADP
eistud-18245	183	26	stochastic	stochastic	ADJ
eistud-18245	183	27	frontier	frontier	NOUN
eistud-18245	183	28	production	production	NOUN
eistud-18245	183	29	function	function	NOUN
eistud-18245	183	30	models	model	NOUN
eistud-18245	183	31	”	"	PUNCT
eistud-18245	183	32	,	,	PUNCT
eistud-18245	183	33	journal	journal	NOUN
eistud-18245	183	34	of	of	ADP
eistud-18245	183	35	econometrics	econometric	NOUN
eistud-18245	183	36	,	,	PUNCT
eistud-18245	183	37	6	6	NUM
eistud-18245	183	38	,	,	PUNCT
eistud-18245	183	39	21–37	21–37	NUM
eistud-18245	183	40	.	.	PUNCT
eistud-18245	183	41	https://doi.org/10.1016/03044076(77)90052-5	https://doi.org/10.1016/03044076(77)90052-5	VERB
eistud-18245	183	42	banker	banker	NOUN
eistud-18245	183	43	,	,	PUNCT
eistud-18245	183	44	r.	r.	PROPN
eistud-18245	183	45	d.	d.	PROPN
eistud-18245	183	46	,	,	PUNCT
eistud-18245	183	47	charnes	charne	NOUN
eistud-18245	183	48	,	,	PUNCT
eistud-18245	183	49	a.	a.	NOUN
eistud-18245	183	50	,	,	PUNCT
eistud-18245	183	51	cooper	cooper	PROPN
eistud-18245	183	52	,	,	PUNCT
eistud-18245	183	53	w.	w.	PROPN
eistud-18245	183	54	w.	w.	PROPN
eistud-18245	183	55	(	(	PUNCT
eistud-18245	183	56	1984	1984	NUM
eistud-18245	183	57	)	)	PUNCT
eistud-18245	183	58	,	,	PUNCT
eistud-18245	183	59	“	"	PUNCT
eistud-18245	183	60	some	some	DET
eistud-18245	183	61	models	model	NOUN
eistud-18245	183	62	for	for	ADP
eistud-18245	183	63	estimating	estimate	VERB
eistud-18245	183	64	technical	technical	ADJ
eistud-18245	183	65	and	and	CCONJ
eistud-18245	183	66	scale	scale	NOUN
eistud-18245	183	67	inefficiencies	inefficiency	NOUN
eistud-18245	183	68	in	in	ADP
eistud-18245	183	69	data	datum	NOUN
eistud-18245	183	70	envelopment	envelopment	ADJ
eistud-18245	183	71	analysis	analysis	NOUN
eistud-18245	183	72	”	"	PUNCT
eistud-18245	183	73	,	,	PUNCT
eistud-18245	183	74	management	management	NOUN
eistud-18245	183	75	science	science	NOUN
eistud-18245	183	76	,	,	PUNCT
eistud-18245	183	77	30	30	NUM
eistud-18245	183	78	,	,	PUNCT
eistud-18245	183	79	1078–1092	1078–1092	NUM
eistud-18245	183	80	.	.	PUNCT
eistud-18245	184	1	https://doi	https://doi	X
eistud-18245	184	2	.	.	PUNCT
eistud-18245	184	3	org/10.1287	org/10.1287	NUM
eistud-18245	184	4	/	/	SYM
eistud-18245	184	5	mnsc.30.9.1078	mnsc.30.9.1078	PROPN
eistud-18245	184	6	battese	battese	NOUN
eistud-18245	184	7	,	,	PUNCT
eistud-18245	184	8	g.e	g.e	PROPN
eistud-18245	184	9	.	.	PROPN
eistud-18245	184	10	,	,	PUNCT
eistud-18245	184	11	corra	corra	PROPN
eistud-18245	184	12	,	,	PUNCT
eistud-18245	184	13	g.s	g.s	PROPN
eistud-18245	184	14	.	.	PROPN
eistud-18245	185	1	(	(	PUNCT
eistud-18245	185	2	1977	1977	NUM
eistud-18245	185	3	)	)	PUNCT
eistud-18245	185	4	.	.	PUNCT
eistud-18245	186	1	estimation	estimation	NOUN
eistud-18245	186	2	of	of	ADP
eistud-18245	186	3	a	a	DET
eistud-18245	186	4	production	production	NOUN
eistud-18245	186	5	frontier	frontier	NOUN
eistud-18245	186	6	model	model	NOUN
eistud-18245	186	7	:	:	PUNCT
eistud-18245	186	8	with	with	ADP
eistud-18245	186	9	application	application	NOUN
eistud-18245	186	10	to	to	ADP
eistud-18245	186	11	the	the	DET
eistud-18245	186	12	pastoral	pastoral	ADJ
eistud-18245	186	13	zone	zone	NOUN
eistud-18245	186	14	of	of	ADP
eistud-18245	186	15	eastern	eastern	PROPN
eistud-18245	186	16	australia	australia	PROPN
eistud-18245	186	17	.	.	PUNCT
eistud-18245	187	1	australian	australian	ADJ
eistud-18245	187	2	journal	journal	NOUN
eistud-18245	187	3	of	of	ADP
eistud-18245	187	4	agricultural	agricultural	ADJ
eistud-18245	187	5	and	and	CCONJ
eistud-18245	187	6	resource	resource	NOUN
eistud-18245	187	7	economics	economic	NOUN
eistud-18245	187	8	,	,	PUNCT
eistud-18245	187	9	21	21	NUM
eistud-18245	187	10	,	,	PUNCT
eistud-18245	187	11	169–179	169–179	NUM
eistud-18245	187	12	.	.	PUNCT
eistud-18245	188	1	https://doi.org/10.1111/j.1467-8489.1977.tb00204.x	https://doi.org/10.1111/j.1467-8489.1977.tb00204.x	PROPN
eistud-18245	188	2	bauer	bauer	PROPN
eistud-18245	188	3	,	,	PUNCT
eistud-18245	188	4	p.	p.	PROPN
eistud-18245	188	5	w.	w.	PROPN
eistud-18245	188	6	,	,	PUNCT
eistud-18245	188	7	berger	berger	PROPN
eistud-18245	188	8	,	,	PUNCT
eistud-18245	188	9	a.	a.	NOUN
eistud-18245	188	10	n.	n.	NOUN
eistud-18245	188	11	,	,	PUNCT
eistud-18245	188	12	ferrier	ferrier	NOUN
eistud-18245	188	13	,	,	PUNCT
eistud-18245	188	14	g.	g.	PROPN
eistud-18245	188	15	d.	d.	PROPN
eistud-18245	188	16	,	,	PUNCT
eistud-18245	188	17	humphrey	humphrey	PROPN
eistud-18245	188	18	,	,	PUNCT
eistud-18245	188	19	d.	d.	PROPN
eistud-18245	188	20	b.	b.	PROPN
eistud-18245	188	21	(	(	PUNCT
eistud-18245	188	22	1998	1998	NUM
eistud-18245	188	23	)	)	PUNCT
eistud-18245	188	24	,	,	PUNCT
eistud-18245	188	25	“	"	PUNCT
eistud-18245	188	26	consistency	consistency	NOUN
eistud-18245	188	27	conditions	condition	NOUN
eistud-18245	188	28	for	for	ADP
eistud-18245	188	29	regulatory	regulatory	ADJ
eistud-18245	188	30	analysis	analysis	NOUN
eistud-18245	188	31	of	of	ADP
eistud-18245	188	32	financial	financial	ADJ
eistud-18245	188	33	institutions	institution	NOUN
eistud-18245	188	34	:	:	PUNCT
eistud-18245	188	35	a	a	DET
eistud-18245	188	36	comparison	comparison	NOUN
eistud-18245	188	37	of	of	ADP
eistud-18245	188	38	frontier	frontier	NOUN
eistud-18245	188	39	efficiency	efficiency	NOUN
eistud-18245	188	40	methods	method	NOUN
eistud-18245	188	41	”	"	PUNCT
eistud-18245	188	42	,	,	PUNCT
eistud-18245	188	43	journal	journal	NOUN
eistud-18245	188	44	of	of	ADP
eistud-18245	188	45	economics	economic	NOUN
eistud-18245	188	46	and	and	CCONJ
eistud-18245	188	47	business	business	NOUN
eistud-18245	188	48	,	,	PUNCT
eistud-18245	188	49	50	50	NUM
eistud-18245	188	50	,	,	PUNCT
eistud-18245	188	51	(	(	PUNCT
eistud-18245	188	52	2	2	NUM
eistud-18245	188	53	)	)	PUNCT
eistud-18245	188	54	,	,	PUNCT
eistud-18245	188	55	85–114	85–114	NUM
eistud-18245	188	56	.	.	PUNCT
eistud-18245	189	1	https://doi	https://doi	PROPN
eistud-18245	189	2	.	.	PUNCT
eistud-18245	190	1	org/10.1016	org/10.1016	PROPN
eistud-18245	190	2	/	/	SYM
eistud-18245	190	3	s0148	s0148	NOUN
eistud-18245	190	4	-	-	PUNCT
eistud-18245	190	5	6195(97)00072	6195(97)00072	ADP
eistud-18245	190	6	-	-	SYM
eistud-18245	190	7	6	6	NUM
eistud-18245	190	8	beccalli	beccalli	NOUN
eistud-18245	190	9	,	,	PUNCT
eistud-18245	190	10	e.	e.	PROPN
eistud-18245	190	11	,	,	PUNCT
eistud-18245	190	12	casu	casu	PROPN
eistud-18245	190	13	,	,	PUNCT
eistud-18245	190	14	b.	b.	PROPN
eistud-18245	190	15	,	,	PUNCT
eistud-18245	190	16	girardone	girardone	PROPN
eistud-18245	190	17	,	,	PUNCT
eistud-18245	190	18	c.	c.	NOUN
eistud-18245	190	19	(	(	PUNCT
eistud-18245	190	20	2006	2006	NUM
eistud-18245	190	21	)	)	PUNCT
eistud-18245	190	22	,	,	PUNCT
eistud-18245	190	23	“	"	PUNCT
eistud-18245	190	24	efficiency	efficiency	NOUN
eistud-18245	190	25	and	and	CCONJ
eistud-18245	190	26	stock	stock	NOUN
eistud-18245	190	27	performance	performance	NOUN
eistud-18245	190	28	in	in	ADP
eistud-18245	190	29	european	european	ADJ
eistud-18245	190	30	banking	banking	NOUN
eistud-18245	190	31	”	"	PUNCT
eistud-18245	190	32	,	,	PUNCT
eistud-18245	190	33	the	the	DET
eistud-18245	190	34	journal	journal	NOUN
eistud-18245	190	35	of	of	ADP
eistud-18245	190	36	business	business	NOUN
eistud-18245	190	37	,	,	PUNCT
eistud-18245	190	38	finance	finance	NOUN
eistud-18245	190	39	and	and	CCONJ
eistud-18245	190	40	accounting	accounting	NOUN
eistud-18245	190	41	,	,	PUNCT
eistud-18245	190	42	33	33	NUM
eistud-18245	190	43	,	,	PUNCT
eistud-18245	190	44	218–235	218–235	NUM
eistud-18245	190	45	.	.	PUNCT
eistud-18245	191	1	https://doi.org/10.1111/j.14685957.2006.01362.x	https://doi.org/10.1111/j.14685957.2006.01362.x	PROPN
eistud-18245	191	2	berger	berger	PROPN
eistud-18245	191	3	,	,	PUNCT
eistud-18245	191	4	p.	p.	PROPN
eistud-18245	191	5	g.	g.	PROPN
eistud-18245	191	6	,	,	PUNCT
eistud-18245	191	7	ofek	ofek	PROPN
eistud-18245	191	8	,	,	PUNCT
eistud-18245	191	9	e.	e.	PROPN
eistud-18245	191	10	(	(	PUNCT
eistud-18245	191	11	1995	1995	NUM
eistud-18245	191	12	)	)	PUNCT
eistud-18245	191	13	,	,	PUNCT
eistud-18245	191	14	“	"	PUNCT
eistud-18245	191	15	diversification	diversification	NOUN
eistud-18245	191	16	’s	’s	PART
eistud-18245	191	17	effect	effect	NOUN
eistud-18245	191	18	on	on	ADP
eistud-18245	191	19	firm	firm	ADJ
eistud-18245	191	20	value	value	NOUN
eistud-18245	191	21	”	"	PUNCT
eistud-18245	191	22	,	,	PUNCT
eistud-18245	191	23	journal	journal	NOUN
eistud-18245	191	24	of	of	ADP
eistud-18245	191	25	financial	financial	ADJ
eistud-18245	191	26	economics	economic	NOUN
eistud-18245	191	27	,	,	PUNCT
eistud-18245	191	28	37	37	NUM
eistud-18245	191	29	,	,	PUNCT
eistud-18245	191	30	39–65	39–65	NUM
eistud-18245	191	31	.	.	PUNCT
eistud-18245	192	1	https://doi.org/10.1016/0304405x(94)00798-6	https://doi.org/10.1016/0304405x(94)00798-6	X
eistud-18245	192	2	berry	berry	NOUN
eistud-18245	192	3	-	-	PUNCT
eistud-18245	192	4	stölzle	stölzle	NOUN
eistud-18245	192	5	,	,	PUNCT
eistud-18245	192	6	t.	t.	PROPN
eistud-18245	192	7	r.	r.	PROPN
eistud-18245	192	8	,	,	PUNCT
eistud-18245	192	9	hoyt	hoyt	PROPN
eistud-18245	192	10	,	,	PUNCT
eistud-18245	192	11	r.	r.	PROPN
eistud-18245	192	12	e.	e.	PROPN
eistud-18245	192	13	,	,	PUNCT
eistud-18245	192	14	wende	wende	PROPN
eistud-18245	192	15	,	,	PUNCT
eistud-18245	192	16	s.	s.	PROPN
eistud-18245	192	17	(	(	PUNCT
eistud-18245	192	18	2013	2013	NUM
eistud-18245	192	19	)	)	PUNCT
eistud-18245	192	20	,	,	PUNCT
eistud-18245	192	21	“	"	PUNCT
eistud-18245	192	22	capital	capital	NOUN
eistud-18245	192	23	market	market	NOUN
eistud-18245	192	24	development	development	NOUN
eistud-18245	192	25	,	,	PUNCT
eistud-18245	192	26	competition	competition	NOUN
eistud-18245	192	27	,	,	PUNCT
eistud-18245	192	28	property	property	NOUN
eistud-18245	192	29	rights	right	NOUN
eistud-18245	192	30	,	,	PUNCT
eistud-18245	192	31	and	and	CCONJ
eistud-18245	192	32	the	the	DET
eistud-18245	192	33	value	value	NOUN
eistud-18245	192	34	of	of	ADP
eistud-18245	192	35	insurer	insurer	NOUN
eistud-18245	192	36	product	product	NOUN
eistud-18245	192	37	-	-	PUNCT
eistud-18245	192	38	line	line	NOUN
eistud-18245	192	39	diversification	diversification	NOUN
eistud-18245	192	40	:	:	PUNCT
eistud-18245	192	41	a	a	DET
eistud-18245	192	42	cross	cross	ADJ
eistud-18245	192	43	-	-	ADJ
eistud-18245	192	44	country	country	ADJ
eistud-18245	192	45	analysis	analysis	NOUN
eistud-18245	192	46	”	"	PUNCT
eistud-18245	192	47	,	,	PUNCT
eistud-18245	192	48	journal	journal	NOUN
eistud-18245	192	49	of	of	ADP
eistud-18245	192	50	risk	risk	NOUN
eistud-18245	192	51	and	and	CCONJ
eistud-18245	192	52	insurance	insurance	NOUN
eistud-18245	192	53	,	,	PUNCT
eistud-18245	192	54	80(2	80(2	NUM
eistud-18245	192	55	)	)	PUNCT
eistud-18245	192	56	,	,	PUNCT
eistud-18245	192	57	423–459	423–459	NUM
eistud-18245	192	58	.	.	PUNCT
eistud-18245	193	1	https://doi	https://doi	X
eistud-18245	193	2	.	.	PUNCT
eistud-18245	193	3	org/10.1111	org/10.1111	PROPN
eistud-18245	193	4	/	/	SYM
eistud-18245	193	5	j.1539	j.1539	PROPN
eistud-18245	193	6	-	-	PUNCT
eistud-18245	193	7	6975.2012.01470.x	6975.2012.01470.x	NUM
eistud-18245	193	8	bikker	bikker	NOUN
eistud-18245	193	9	,	,	PUNCT
eistud-18245	193	10	j.	j.	PROPN
eistud-18245	193	11	a.	a.	PROPN
eistud-18245	193	12	,	,	PUNCT
eistud-18245	193	13	leuvensteijn	leuvensteijn	PROPN
eistud-18245	193	14	,	,	PUNCT
eistud-18245	193	15	m.	m.	NOUN
eistud-18245	193	16	van	van	PROPN
eistud-18245	193	17	.	.	PUNCT
eistud-18245	193	18	(	(	PUNCT
eistud-18245	193	19	2008	2008	NUM
eistud-18245	193	20	)	)	PUNCT
eistud-18245	193	21	,	,	PUNCT
eistud-18245	193	22	“	"	PUNCT
eistud-18245	193	23	competition	competition	NOUN
eistud-18245	193	24	and	and	CCONJ
eistud-18245	193	25	efficiency	efficiency	NOUN
eistud-18245	193	26	in	in	ADP
eistud-18245	193	27	the	the	DET
eistud-18245	193	28	dutch	dutch	ADJ
eistud-18245	193	29	life	life	NOUN
eistud-18245	193	30	insurance	insurance	NOUN
eistud-18245	193	31	industry	industry	NOUN
eistud-18245	193	32	”	"	PUNCT
eistud-18245	193	33	,	,	PUNCT
eistud-18245	193	34	applied	apply	VERB
eistud-18245	193	35	economics	economic	NOUN
eistud-18245	193	36	,	,	PUNCT
eistud-18245	193	37	(	(	PUNCT
eistud-18245	193	38	40	40	NUM
eistud-18245	193	39	)	)	PUNCT
eistud-18245	193	40	,	,	PUNCT
eistud-18245	193	41	2063–2048	2063–2048	NUM
eistud-18245	193	42	.	.	PUNCT
eistud-18245	193	43	https://doi.org/10.1080/00036840600949298	https://doi.org/10.1080/00036840600949298	PROPN
eistud-18245	194	1	carter	carter	PROPN
eistud-18245	194	2	,	,	PUNCT
eistud-18245	194	3	j.	j.	PROPN
eistud-18245	194	4	r.	r.	PROPN
eistud-18245	194	5	(	(	PUNCT
eistud-18245	194	6	1977	1977	NUM
eistud-18245	194	7	)	)	PUNCT
eistud-18245	194	8	,	,	PUNCT
eistud-18245	194	9	“	"	PUNCT
eistud-18245	194	10	in	in	ADP
eistud-18245	194	11	search	search	NOUN
eistud-18245	194	12	of	of	ADP
eistud-18245	194	13	synergy	synergy	NOUN
eistud-18245	194	14	:	:	PUNCT
eistud-18245	194	15	a	a	DET
eistud-18245	194	16	structure	structure	NOUN
eistud-18245	194	17	-	-	PUNCT
eistud-18245	194	18	performance	performance	NOUN
eistud-18245	194	19	test	test	NOUN
eistud-18245	194	20	”	"	PUNCT
eistud-18245	194	21	,	,	PUNCT
eistud-18245	194	22	the	the	DET
eistud-18245	194	23	review	review	NOUN
eistud-18245	194	24	of	of	ADP
eistud-18245	194	25	economics	economic	NOUN
eistud-18245	194	26	and	and	CCONJ
eistud-18245	194	27	statistics	statistic	NOUN
eistud-18245	194	28	,	,	PUNCT
eistud-18245	194	29	59	59	NUM
eistud-18245	194	30	,	,	PUNCT
eistud-18245	194	31	279–289	279–289	NUM
eistud-18245	194	32	.	.	PUNCT
eistud-18245	195	1	https://doi	https://doi	PROPN
eistud-18245	195	2	.	.	PROPN
eistud-18245	195	3	org/10.2307/1925046	org/10.2307/1925046	PROPN
eistud-18245	195	4	casu	casu	PROPN
eistud-18245	195	5	b.	b.	PROPN
eistud-18245	195	6	,	,	PUNCT
eistud-18245	195	7	girardone	girardone	PROPN
eistud-18245	195	8	c.	c.	PROPN
eistud-18245	195	9	(	(	PUNCT
eistud-18245	195	10	2002	2002	NUM
eistud-18245	195	11	)	)	PUNCT
eistud-18245	195	12	,	,	PUNCT
eistud-18245	195	13	“	"	PUNCT
eistud-18245	195	14	a	a	DET
eistud-18245	195	15	comparative	comparative	ADJ
eistud-18245	195	16	study	study	NOUN
eistud-18245	195	17	of	of	ADP
eistud-18245	195	18	the	the	DET
eistud-18245	195	19	cost	cost	NOUN
eistud-18245	195	20	efficiency	efficiency	NOUN
eistud-18245	195	21	of	of	ADP
eistud-18245	195	22	italian	italian	ADJ
eistud-18245	195	23	bank	bank	NOUN
eistud-18245	195	24	conglomerreferences	conglomerreference	NOUN
eistud-18245	195	25	ates	ate	NOUN
eistud-18245	195	26	”	"	PUNCT
eistud-18245	195	27	,	,	PUNCT
eistud-18245	195	28	managerial	managerial	ADJ
eistud-18245	195	29	finance	finance	NOUN
eistud-18245	195	30	,	,	PUNCT
eistud-18245	195	31	28	28	NUM
eistud-18245	195	32	(	(	PUNCT
eistud-18245	195	33	3	3	NUM
eistud-18245	195	34	)	)	PUNCT
eistud-18245	195	35	,	,	PUNCT
eistud-18245	195	36	3–23	3–23	PROPN
eistud-18245	195	37	.	.	PUNCT
eistud-18245	196	1	https://doi	https://doi	X
eistud-18245	196	2	.	.	PUNCT
eistud-18245	197	1	org/10.1108/03074350210768031	org/10.1108/03074350210768031	NOUN
eistud-18245	197	2	charnes	charne	NOUN
eistud-18245	197	3	,	,	PUNCT
eistud-18245	197	4	a.	a.	NOUN
eistud-18245	197	5	,	,	PUNCT
eistud-18245	197	6	cooper	cooper	PROPN
eistud-18245	197	7	,	,	PUNCT
eistud-18245	197	8	w.	w.	PROPN
eistud-18245	197	9	w.	w.	PROPN
eistud-18245	197	10	,	,	PUNCT
eistud-18245	197	11	rhodes	rhodes	PROPN
eistud-18245	197	12	e.	e.	PROPN
eistud-18245	197	13	(	(	PUNCT
eistud-18245	197	14	1978	1978	NUM
eistud-18245	197	15	)	)	PUNCT
eistud-18245	197	16	,	,	PUNCT
eistud-18245	197	17	“	"	PUNCT
eistud-18245	197	18	measuring	measure	VERB
eistud-18245	197	19	the	the	DET
eistud-18245	197	20	efficiency	efficiency	NOUN
eistud-18245	197	21	of	of	ADP
eistud-18245	197	22	decision	decision	NOUN
eistud-18245	197	23	making	make	VERB
eistud-18245	197	24	units	unit	NOUN
eistud-18245	197	25	”	"	PUNCT
eistud-18245	197	26	,	,	PUNCT
eistud-18245	197	27	european	european	PROPN
eistud-18245	197	28	journal	journal	PROPN
eistud-18245	197	29	of	of	ADP
eistud-18245	197	30	operational	operational	ADJ
eistud-18245	197	31	research	research	NOUN
eistud-18245	197	32	,	,	PUNCT
eistud-18245	197	33	2	2	NUM
eistud-18245	197	34	,	,	PUNCT
eistud-18245	197	35	429–444	429–444	NUM
eistud-18245	197	36	.	.	PUNCT
eistud-18245	198	1	https://doi.org/10.1016/03772217(78)90138-8	https://doi.org/10.1016/03772217(78)90138-8	PROPN
eistud-18245	198	2	clipici	clipici	PROPN
eistud-18245	198	3	,	,	PUNCT
eistud-18245	198	4	e.	e.	PROPN
eistud-18245	198	5	,	,	PUNCT
eistud-18245	198	6	bolovan	bolovan	ADJ
eistud-18245	198	7	,	,	PUNCT
eistud-18245	198	8	c.	c.	PROPN
eistud-18245	198	9	(	(	PUNCT
eistud-18245	198	10	2012	2012	NUM
eistud-18245	198	11	)	)	PUNCT
eistud-18245	198	12	,	,	PUNCT
eistud-18245	198	13	“	"	PUNCT
eistud-18245	198	14	bancassurance	bancassurance	ADJ
eistud-18245	198	15	–	–	PUNCT
eistud-18245	198	16	main	main	ADJ
eistud-18245	198	17	insurance	insurance	NOUN
eistud-18245	198	18	distribution	distribution	NOUN
eistud-18245	198	19	and	and	CCONJ
eistud-18245	198	20	sale	sale	NOUN
eistud-18245	198	21	channel	channel	NOUN
eistud-18245	198	22	in	in	ADP
eistud-18245	198	23	europe	europe	PROPN
eistud-18245	198	24	”	"	PUNCT
eistud-18245	198	25	,	,	PUNCT
eistud-18245	198	26	scientific	scientific	ADJ
eistud-18245	198	27	bulletin	bulletin	NOUN
eistud-18245	198	28	–	–	PUNCT
eistud-18245	198	29	economic	economic	ADJ
eistud-18245	198	30	sciences	science	NOUN
eistud-18245	198	31	,	,	PUNCT
eistud-18245	198	32	11	11	NUM
eistud-18245	198	33	,	,	PUNCT
eistud-18245	198	34	special	special	ADJ
eistud-18245	198	35	issue	issue	NOUN
eistud-18245	198	36	.	.	PUNCT
eistud-18245	199	1	coelli	coelli	PROPN
eistud-18245	199	2	,	,	PUNCT
eistud-18245	199	3	t.	t.	PROPN
eistud-18245	199	4	,	,	PUNCT
eistud-18245	199	5	prasada	prasada	PROPN
eistud-18245	199	6	,	,	PUNCT
eistud-18245	199	7	d.	d.	PROPN
eistud-18245	199	8	s.	s.	PROPN
eistud-18245	199	9	,	,	PUNCT
eistud-18245	199	10	o’donnel	o’donnel	PROPN
eistud-18245	199	11	,	,	PUNCT
eistud-18245	199	12	c.	c.	PROPN
eistud-18245	199	13	j.	j.	PROPN
eistud-18245	199	14	,	,	PUNCT
eistud-18245	199	15	battese	battese	PROPN
eistud-18245	199	16	,	,	PUNCT
eistud-18245	199	17	g.	g.	PROPN
eistud-18245	199	18	e.	e.	PROPN
eistud-18245	199	19	(	(	PUNCT
eistud-18245	199	20	2005	2005	NUM
eistud-18245	199	21	)	)	PUNCT
eistud-18245	199	22	,	,	PUNCT
eistud-18245	199	23	an	an	DET
eistud-18245	199	24	introduction	introduction	NOUN
eistud-18245	199	25	to	to	ADP
eistud-18245	199	26	efficiency	efficiency	NOUN
eistud-18245	199	27	and	and	CCONJ
eistud-18245	199	28	productivity	productivity	NOUN
eistud-18245	199	29	analysis	analysis	NOUN
eistud-18245	199	30	.	.	PUNCT
eistud-18245	200	1	second	second	ADJ
eistud-18245	200	2	edition	edition	NOUN
eistud-18245	200	3	,	,	PUNCT
eistud-18245	200	4	springer	springer	NOUN
eistud-18245	200	5	,	,	PUNCT
eistud-18245	200	6	new	new	PROPN
eistud-18245	200	7	york	york	PROPN
eistud-18245	200	8	.	.	PUNCT
eistud-18245	201	1	davis	davis	PROPN
eistud-18245	201	2	,	,	PUNCT
eistud-18245	201	3	s.	s.	PROPN
eistud-18245	201	4	i.	i.	PROPN
eistud-18245	201	5	(	(	PUNCT
eistud-18245	201	6	2007	2007	NUM
eistud-18245	201	7	)	)	PUNCT
eistud-18245	201	8	,	,	PUNCT
eistud-18245	201	9	bancassurance	bancassurance	NOUN
eistud-18245	201	10	:	:	PUNCT
eistud-18245	201	11	the	the	DET
eistud-18245	201	12	lessons	lesson	NOUN
eistud-18245	201	13	of	of	ADP
eistud-18245	201	14	global	global	ADJ
eistud-18245	201	15	experience	experience	NOUN
eistud-18245	201	16	in	in	ADP
eistud-18245	201	17	banking	banking	NOUN
eistud-18245	201	18	and	and	CCONJ
eistud-18245	201	19	insurance	insurance	NOUN
eistud-18245	201	20	collaboration	collaboration	NOUN
eistud-18245	201	21	,	,	PUNCT
eistud-18245	201	22	vrl	vrl	PROPN
eistud-18245	201	23	knowledgebank	knowledgebank	PROPN
eistud-18245	201	24	ltd	ltd	PROPN
eistud-18245	201	25	,	,	PUNCT
eistud-18245	201	26	london	london	PROPN
eistud-18245	201	27	.	.	PUNCT
eistud-18245	202	1	deutsche	deutsche	PROPN
eistud-18245	202	2	bundesbank	bundesbank	PROPN
eistud-18245	202	3	.	.	PUNCT
eistud-18245	203	1	(	(	PUNCT
eistud-18245	203	2	2006	2006	NUM
eistud-18245	203	3	)	)	PUNCT
eistud-18245	203	4	,	,	PUNCT
eistud-18245	203	5	“	"	PUNCT
eistud-18245	203	6	the	the	DET
eistud-18245	203	7	cost	cost	NOUN
eistud-18245	203	8	efficiency	efficiency	NOUN
eistud-18245	203	9	of	of	ADP
eistud-18245	203	10	german	german	ADJ
eistud-18245	203	11	banks	bank	NOUN
eistud-18245	203	12	:	:	PUNCT
eistud-18245	203	13	a	a	DET
eistud-18245	203	14	comparison	comparison	NOUN
eistud-18245	203	15	of	of	ADP
eistud-18245	203	16	sfa	sfa	PROPN
eistud-18245	203	17	and	and	CCONJ
eistud-18245	203	18	dea	dea	PROPN
eistud-18245	203	19	”	"	PUNCT
eistud-18245	203	20	,	,	PUNCT
eistud-18245	203	21	discussion	discussion	NOUN
eistud-18245	203	22	paper	paper	NOUN
eistud-18245	203	23	,	,	PUNCT
eistud-18245	203	24	2	2	NUM
eistud-18245	203	25	(	(	PUNCT
eistud-18245	203	26	10	10	NUM
eistud-18245	203	27	)	)	PUNCT
eistud-18245	203	28	.	.	PUNCT
eistud-18245	204	1	du	du	PROPN
eistud-18245	204	2	,	,	PUNCT
eistud-18245	204	3	k.	k.	PROPN
eistud-18245	204	4	,	,	PUNCT
eistud-18245	204	5	sim	sim	PROPN
eistud-18245	204	6	.	.	PROPN
eistud-18245	204	7	,	,	PUNCT
eistud-18245	204	8	n.	n.	PROPN
eistud-18245	204	9	(	(	PUNCT
eistud-18245	204	10	2016	2016	NUM
eistud-18245	204	11	)	)	PUNCT
eistud-18245	204	12	,	,	PUNCT
eistud-18245	204	13	“	"	PUNCT
eistud-18245	204	14	mergers	merger	NOUN
eistud-18245	204	15	,	,	PUNCT
eistud-18245	204	16	acquisitions	acquisition	NOUN
eistud-18245	204	17	,	,	PUNCT
eistud-18245	204	18	and	and	CCONJ
eistud-18245	204	19	bank	bank	NOUN
eistud-18245	204	20	efficiency	efficiency	NOUN
eistud-18245	204	21	:	:	PUNCT
eistud-18245	204	22	cross	cross	ADJ
eistud-18245	204	23	-	-	ADJ
eistud-18245	204	24	country	country	ADJ
eistud-18245	204	25	evidence	evidence	NOUN
eistud-18245	204	26	from	from	ADP
eistud-18245	204	27	emerging	emerge	VERB
eistud-18245	204	28	markets	market	NOUN
eistud-18245	204	29	”	"	PUNCT
eistud-18245	204	30	,	,	PUNCT
eistud-18245	204	31	research	research	NOUN
eistud-18245	204	32	in	in	ADP
eistud-18245	204	33	international	international	ADJ
eistud-18245	204	34	business	business	NOUN
eistud-18245	204	35	and	and	CCONJ
eistud-18245	204	36	finance	finance	NOUN
eistud-18245	204	37	,	,	PUNCT
eistud-18245	204	38	36	36	NUM
eistud-18245	204	39	,	,	PUNCT
eistud-18245	204	40	499–510	499–510	NUM
eistud-18245	204	41	.	.	PUNCT
eistud-18245	205	1	https://doi	https://doi	X
eistud-18245	205	2	.	.	PUNCT
eistud-18245	205	3	org/10.1016	org/10.1016	PROPN
eistud-18245	205	4	/	/	SYM
eistud-18245	205	5	j.ribaf.2015.10.005	j.ribaf.2015.10.005	PROPN
eistud-18245	205	6	färe	färe	PROPN
eistud-18245	205	7	,	,	PUNCT
eistud-18245	205	8	r.	r.	PROPN
eistud-18245	205	9	,	,	PUNCT
eistud-18245	205	10	grosskopf	grosskopf	NOUN
eistud-18245	205	11	,	,	PUNCT
eistud-18245	205	12	s.	s.	PROPN
eistud-18245	205	13	,	,	PUNCT
eistud-18245	205	14	logan	logan	PROPN
eistud-18245	205	15	,	,	PUNCT
eistud-18245	205	16	j.	j.	PROPN
eistud-18245	205	17	(	(	PUNCT
eistud-18245	205	18	1983	1983	NUM
eistud-18245	205	19	)	)	PUNCT
eistud-18245	205	20	“	"	PUNCT
eistud-18245	205	21	the	the	DET
eistud-18245	205	22	relative	relative	ADJ
eistud-18245	205	23	efficiency	efficiency	NOUN
eistud-18245	205	24	of	of	ADP
eistud-18245	205	25	illinois	illinois	PROPN
eistud-18245	205	26	electric	electric	PROPN
eistud-18245	205	27	utilities	utility	NOUN
eistud-18245	205	28	”	"	PUNCT
eistud-18245	205	29	,	,	PUNCT
eistud-18245	205	30	resources	resource	NOUN
eistud-18245	205	31	and	and	CCONJ
eistud-18245	205	32	energy	energy	NOUN
eistud-18245	205	33	,	,	PUNCT
eistud-18245	205	34	5	5	NUM
eistud-18245	205	35	,	,	PUNCT
eistud-18245	205	36	349–367	349–367	NUM
eistud-18245	205	37	.	.	PUNCT
eistud-18245	206	1	https://doi	https://doi	PROPN
eistud-18245	206	2	.	.	X
eistud-18245	206	3	org/10.1016/0165	org/10.1016/0165	NUM
eistud-18245	206	4	-	-	PUNCT
eistud-18245	206	5	0572(83)90033	0572(83)90033	NUM
eistud-18245	206	6	-	-	SYM
eistud-18245	206	7	6	6	NUM
eistud-18245	206	8	farrell	farrell	PROPN
eistud-18245	206	9	,	,	PUNCT
eistud-18245	206	10	m.	m.	NOUN
eistud-18245	206	11	j.	j.	PROPN
eistud-18245	206	12	(	(	PUNCT
eistud-18245	206	13	1957	1957	NUM
eistud-18245	206	14	)	)	PUNCT
eistud-18245	206	15	,	,	PUNCT
eistud-18245	206	16	“	"	PUNCT
eistud-18245	206	17	the	the	DET
eistud-18245	206	18	measurement	measurement	NOUN
eistud-18245	206	19	of	of	ADP
eistud-18245	206	20	productive	productive	ADJ
eistud-18245	206	21	efficiency	efficiency	NOUN
eistud-18245	206	22	”	"	PUNCT
eistud-18245	206	23	,	,	PUNCT
eistud-18245	206	24	journal	journal	NOUN
eistud-18245	206	25	of	of	ADP
eistud-18245	206	26	the	the	DET
eistud-18245	206	27	royal	royal	ADJ
eistud-18245	206	28	statistical	statistical	ADJ
eistud-18245	206	29	society	society	NOUN
eistud-18245	206	30	.	.	PUNCT
eistud-18245	207	1	series	series	PROPN
eistud-18245	207	2	a	a	PRON
eistud-18245	207	3	(	(	PUNCT
eistud-18245	207	4	general	general	ADJ
eistud-18245	207	5	)	)	PUNCT
eistud-18245	207	6	,	,	PUNCT
eistud-18245	207	7	120	120	NUM
eistud-18245	207	8	(	(	PUNCT
eistud-18245	207	9	3	3	NUM
eistud-18245	207	10	)	)	PUNCT
eistud-18245	207	11	,	,	PUNCT
eistud-18245	207	12	253–290	253–290	NUM
eistud-18245	207	13	.	.	PUNCT
eistud-18245	208	1	https://	https://	PROPN
eistud-18245	208	2	doi.org/10.2307/2343100	doi.org/10.2307/2343100	NOUN
eistud-18245	208	3	ferrier	ferrier	NOUN
eistud-18245	208	4	,	,	PUNCT
eistud-18245	208	5	g.	g.	PROPN
eistud-18245	208	6	d.	d.	PROPN
eistud-18245	208	7	,	,	PUNCT
eistud-18245	208	8	lovell	lovell	PROPN
eistud-18245	208	9	,	,	PUNCT
eistud-18245	208	10	c.	c.	PROPN
eistud-18245	208	11	a.	a.	PROPN
eistud-18245	208	12	k.	k.	PROPN
eistud-18245	209	1	(	(	PUNCT
eistud-18245	209	2	1990	1990	NUM
eistud-18245	209	3	)	)	PUNCT
eistud-18245	209	4	,	,	PUNCT
eistud-18245	209	5	“	"	PUNCT
eistud-18245	209	6	measuring	measure	VERB
eistud-18245	209	7	cost	cost	NOUN
eistud-18245	209	8	efficiency	efficiency	NOUN
eistud-18245	209	9	in	in	ADP
eistud-18245	209	10	banking	banking	NOUN
eistud-18245	209	11	:	:	PUNCT
eistud-18245	209	12	econometric	econometric	ADJ
eistud-18245	209	13	and	and	CCONJ
eistud-18245	209	14	linear	linear	ADJ
eistud-18245	209	15	programming	programming	NOUN
eistud-18245	209	16	evidence	evidence	NOUN
eistud-18245	209	17	”	"	PUNCT
eistud-18245	209	18	,	,	PUNCT
eistud-18245	209	19	journal	journal	NOUN
eistud-18245	209	20	of	of	ADP
eistud-18245	209	21	econometrics	econometric	NOUN
eistud-18245	209	22	,	,	PUNCT
eistud-18245	209	23	46(1/2	46(1/2	NUM
eistud-18245	209	24	)	)	PUNCT
eistud-18245	209	25	,	,	PUNCT
eistud-18245	209	26	229–245	229–245	NUM
eistud-18245	209	27	.	.	PUNCT
eistud-18245	210	1	https://doi.org/10.1016/03044076(90)90057-z	https://doi.org/10.1016/03044076(90)90057-z	PROPN
eistud-18245	210	2	fiordelisi	fiordelisi	PROPN
eistud-18245	210	3	,	,	PUNCT
eistud-18245	210	4	f.	f.	PROPN
eistud-18245	210	5	,	,	PUNCT
eistud-18245	210	6	ricci	ricci	PROPN
eistud-18245	210	7	,	,	PUNCT
eistud-18245	210	8	o.	o.	PROPN
eistud-18245	210	9	(	(	PUNCT
eistud-18245	210	10	2009	2009	NUM
eistud-18245	210	11	)	)	PUNCT
eistud-18245	210	12	,	,	PUNCT
eistud-18245	210	13	“	"	PUNCT
eistud-18245	210	14	bancassurance	bancassurance	ADJ
eistud-18245	210	15	efficiency	efficiency	NOUN
eistud-18245	210	16	gains	gain	NOUN
eistud-18245	210	17	in	in	ADP
eistud-18245	210	18	the	the	DET
eistud-18245	210	19	insurance	insurance	NOUN
eistud-18245	210	20	industry	industry	NOUN
eistud-18245	210	21	:	:	PUNCT
eistud-18245	210	22	the	the	DET
eistud-18245	210	23	italian	italian	ADJ
eistud-18245	210	24	case	case	NOUN
eistud-18245	210	25	”	"	PUNCT
eistud-18245	210	26	.	.	PUNCT
eistud-18245	211	1	retrieved	retrieve	VERB
eistud-18245	211	2	from	from	ADP
eistud-18245	211	3	https://www.rese	https://www.rese	NOUN
eistud-18245	211	4	archgate.net/	archgate.net/	VERB
eistud-18245	211	5	publication/238704598_bancassurance_efficiency	publication/238704598_bancassurance_efficiency	NOUN
eistud-18245	211	6	_	_	DET
eistud-18245	211	7	gains_in_the_insurance_industry_the_italian_case	gains_in_the_insurance_industry_the_italian_case	NOUN
eistud-18245	211	8	.	.	PUNCT
eistud-18245	212	1	grant	grant	PROPN
eistud-18245	212	2	,	,	PUNCT
eistud-18245	212	3	r.	r.	PROPN
eistud-18245	212	4	m.	m.	PROPN
eistud-18245	212	5	,	,	PUNCT
eistud-18245	212	6	jammine	jammine	PROPN
eistud-18245	212	7	,	,	PUNCT
eistud-18245	212	8	a.p	a.p	PROPN
eistud-18245	212	9	.	.	PROPN
eistud-18245	212	10	(	(	PUNCT
eistud-18245	212	11	1988	1988	NUM
eistud-18245	212	12	)	)	PUNCT
eistud-18245	212	13	,	,	PUNCT
eistud-18245	212	14	“	"	PUNCT
eistud-18245	212	15	performance	performance	NOUN
eistud-18245	212	16	differences	difference	NOUN
eistud-18245	212	17	between	between	ADP
eistud-18245	212	18	the	the	DET
eistud-18245	212	19	wrigley	wrigley	PROPN
eistud-18245	212	20	/	/	SYM
eistud-18245	212	21	rumelt	rumelt	PROPN
eistud-18245	212	22	strategic	strategic	ADJ
eistud-18245	212	23	categories	category	NOUN
eistud-18245	212	24	”	"	PUNCT
eistud-18245	212	25	,	,	PUNCT
eistud-18245	212	26	strategic	strategic	ADJ
eistud-18245	212	27	management	management	NOUN
eistud-18245	212	28	journal	journal	NOUN
eistud-18245	212	29	,	,	PUNCT
eistud-18245	212	30	9	9	NUM
eistud-18245	212	31	,	,	PUNCT
eistud-18245	212	32	333–346	333–346	NUM
eistud-18245	212	33	.	.	PUNCT
eistud-18245	213	1	https://doi.org/10.1002/smj.4250090404	https://doi.org/10.1002/smj.4250090404	PROPN
eistud-18245	213	2	greene	greene	PROPN
eistud-18245	213	3	,	,	PUNCT
eistud-18245	213	4	w.	w.	PROPN
eistud-18245	213	5	(	(	PUNCT
eistud-18245	213	6	1997	1997	NUM
eistud-18245	213	7	)	)	PUNCT
eistud-18245	213	8	,	,	PUNCT
eistud-18245	213	9	“	"	PUNCT
eistud-18245	213	10	frontier	frontier	NOUN
eistud-18245	213	11	production	production	NOUN
eistud-18245	213	12	functions	function	NOUN
eistud-18245	213	13	”	"	PUNCT
eistud-18245	213	14	,	,	PUNCT
eistud-18245	213	15	in	in	ADP
eistud-18245	213	16	pesaran	pesaran	NOUN
eistud-18245	213	17	,	,	PUNCT
eistud-18245	213	18	m.	m.	PROPN
eistud-18245	213	19	h.	h.	PROPN
eistud-18245	213	20	,	,	PUNCT
eistud-18245	213	21	schmidt	schmidt	PROPN
eistud-18245	213	22	,	,	PUNCT
eistud-18245	213	23	p.	p.	PROPN
eistud-18245	213	24	,	,	PUNCT
eistud-18245	213	25	handbook	handbook	NOUN
eistud-18245	213	26	of	of	ADP
eistud-18245	213	27	applied	applied	ADJ
eistud-18245	213	28	econometrics	econometric	NOUN
eistud-18245	213	29	.	.	PUNCT
eistud-18245	214	1	european	european	ADJ
eistud-18245	214	2	integrat	integrat	PROPN
eistud-18245	214	3	ion	ion	NOUN
eistud-18245	214	4	studies	study	NOUN
eistud-18245	214	5	2017/11	2017/11	NUM
eistud-18245	214	6	198	198	NUM
eistud-18245	214	7	hackethal	hackethal	NOUN
eistud-18245	214	8	,	,	PUNCT
eistud-18245	214	9	a.	a.	NOUN
eistud-18245	214	10	(	(	PUNCT
eistud-18245	214	11	2004	2004	NUM
eistud-18245	214	12	)	)	PUNCT
eistud-18245	214	13	,	,	PUNCT
eistud-18245	214	14	“	"	PUNCT
eistud-18245	214	15	german	german	ADJ
eistud-18245	214	16	banks	bank	NOUN
eistud-18245	214	17	and	and	CCONJ
eistud-18245	214	18	banking	banking	NOUN
eistud-18245	214	19	structure	structure	NOUN
eistud-18245	214	20	”	"	PUNCT
eistud-18245	214	21	,	,	PUNCT
eistud-18245	214	22	in	in	ADP
eistud-18245	214	23	krahnen	krahnen	PROPN
eistud-18245	214	24	,	,	PUNCT
eistud-18245	214	25	j.	j.	PROPN
eistud-18245	214	26	,	,	PUNCT
eistud-18245	214	27	schmidt	schmidt	PROPN
eistud-18245	214	28	,	,	PUNCT
eistud-18245	214	29	r.	r.	PROPN
eistud-18245	214	30	(	(	PUNCT
eistud-18245	214	31	eds	eds	PROPN
eistud-18245	214	32	.	.	PUNCT
eistud-18245	214	33	)	)	PUNCT
eistud-18245	214	34	,	,	PUNCT
eistud-18245	214	35	the	the	DET
eistud-18245	214	36	german	german	ADJ
eistud-18245	214	37	financial	financial	ADJ
eistud-18245	214	38	system	system	NOUN
eistud-18245	214	39	,	,	PUNCT
eistud-18245	214	40	oxford	oxford	PROPN
eistud-18245	214	41	university	university	PROPN
eistud-18245	214	42	press	press	NOUN
eistud-18245	214	43	,	,	PUNCT
eistud-18245	214	44	oxford	oxford	PROPN
eistud-18245	214	45	,	,	PUNCT
eistud-18245	214	46	387–424	387–424	NUM
eistud-18245	214	47	.	.	PUNCT
eistud-18245	215	1	https://doi	https://doi	X
eistud-18245	215	2	.	.	PUNCT
eistud-18245	215	3	org/10.1093/0199253161.003.0003	org/10.1093/0199253161.003.0003	PROPN
eistud-18245	215	4	hughes	hughes	PROPN
eistud-18245	215	5	,	,	PUNCT
eistud-18245	215	6	j.	j.	PROPN
eistud-18245	215	7	p.	p.	PROPN
eistud-18245	215	8	,	,	PUNCT
eistud-18245	215	9	mester	mester	PROPN
eistud-18245	215	10	,	,	PUNCT
eistud-18245	215	11	j.	j.	PROPN
eistud-18245	215	12	(	(	PUNCT
eistud-18245	215	13	2013	2013	NUM
eistud-18245	215	14	)	)	PUNCT
eistud-18245	215	15	,	,	PUNCT
eistud-18245	215	16	“	"	PUNCT
eistud-18245	215	17	who	who	PRON
eistud-18245	215	18	said	say	VERB
eistud-18245	215	19	large	large	ADJ
eistud-18245	215	20	banks	bank	NOUN
eistud-18245	215	21	do	do	AUX
eistud-18245	215	22	n’t	not	PART
eistud-18245	215	23	experience	experience	VERB
eistud-18245	215	24	scale	scale	NOUN
eistud-18245	215	25	economies	economy	NOUN
eistud-18245	215	26	?	?	PUNCT
eistud-18245	216	1	evidence	evidence	NOUN
eistud-18245	216	2	from	from	ADP
eistud-18245	216	3	a	a	DET
eistud-18245	216	4	risk	risk	NOUN
eistud-18245	216	5	-	-	PUNCT
eistud-18245	216	6	return	return	NOUN
eistud-18245	216	7	-	-	PUNCT
eistud-18245	216	8	drivencost	drivencost	NOUN
eistud-18245	216	9	function	function	NOUN
eistud-18245	216	10	”	"	PUNCT
eistud-18245	216	11	,	,	PUNCT
eistud-18245	216	12	journal	journal	NOUN
eistud-18245	216	13	of	of	ADP
eistud-18245	216	14	financial	financial	ADJ
eistud-18245	216	15	intermediation	intermediation	NOUN
eistud-18245	216	16	,	,	PUNCT
eistud-18245	216	17	22	22	NUM
eistud-18245	216	18	,	,	PUNCT
eistud-18245	216	19	559–585	559–585	NUM
eistud-18245	216	20	.	.	PUNCT
eistud-18245	217	1	https://doi	https://doi	NOUN
eistud-18245	217	2	.	.	PUNCT
eistud-18245	217	3	org/10.1016	org/10.1016	PROPN
eistud-18245	217	4	/	/	SYM
eistud-18245	217	5	j.jfi.2013.06.004	j.jfi.2013.06.004	PROPN
eistud-18245	217	6	lang	lang	PROPN
eistud-18245	217	7	,	,	PUNCT
eistud-18245	217	8	l.	l.	PROPN
eistud-18245	217	9	h.	h.	PROPN
eistud-18245	217	10	p.	p.	PROPN
eistud-18245	217	11	,	,	PUNCT
eistud-18245	217	12	stulz	stulz	ADJ
eistud-18245	217	13	,	,	PUNCT
eistud-18245	217	14	r.	r.	PROPN
eistud-18245	217	15	m.	m.	PROPN
eistud-18245	217	16	(	(	PUNCT
eistud-18245	217	17	1994	1994	NUM
eistud-18245	217	18	)	)	PUNCT
eistud-18245	217	19	,	,	PUNCT
eistud-18245	217	20	“	"	PUNCT
eistud-18245	217	21	tobin	tobin	PROPN
eistud-18245	217	22	’s	’s	PART
eistud-18245	217	23	q	q	NOUN
eistud-18245	217	24	,	,	PUNCT
eistud-18245	217	25	corporate	corporate	ADJ
eistud-18245	217	26	diversification	diversification	NOUN
eistud-18245	217	27	and	and	CCONJ
eistud-18245	217	28	firm	firm	ADJ
eistud-18245	217	29	performance	performance	NOUN
eistud-18245	217	30	,	,	PUNCT
eistud-18245	217	31	journal	journal	NOUN
eistud-18245	217	32	of	of	ADP
eistud-18245	217	33	political	political	ADJ
eistud-18245	217	34	economy	economy	NOUN
eistud-18245	217	35	,	,	PUNCT
eistud-18245	217	36	102	102	NUM
eistud-18245	217	37	,	,	PUNCT
eistud-18245	217	38	1248–1280	1248–1280	NUM
eistud-18245	217	39	.	.	PUNCT
eistud-18245	218	1	https://doi	https://doi	NOUN
eistud-18245	218	2	.	.	PUNCT
eistud-18245	218	3	org/10.1086/261970	org/10.1086/261970	PROPN
eistud-18245	218	4	meeusen	meeusen	PROPN
eistud-18245	218	5	,	,	PUNCT
eistud-18245	218	6	w.	w.	PROPN
eistud-18245	218	7	,	,	PUNCT
eistud-18245	218	8	van	van	PROPN
eistud-18245	218	9	den	den	PROPN
eistud-18245	218	10	broeck	broeck	NOUN
eistud-18245	218	11	,	,	PUNCT
eistud-18245	218	12	j.	j.	PROPN
eistud-18245	218	13	(	(	PUNCT
eistud-18245	218	14	1977	1977	NUM
eistud-18245	218	15	)	)	PUNCT
eistud-18245	218	16	,	,	PUNCT
eistud-18245	218	17	“	"	PUNCT
eistud-18245	218	18	efficiency	efficiency	NOUN
eistud-18245	218	19	estimation	estimation	NOUN
eistud-18245	218	20	from	from	ADP
eistud-18245	218	21	cobb	cobb	PROPN
eistud-18245	218	22	-	-	PUNCT
eistud-18245	218	23	douglas	douglas	PROPN
eistud-18245	218	24	production	production	NOUN
eistud-18245	218	25	functions	function	NOUN
eistud-18245	218	26	with	with	ADP
eistud-18245	218	27	composed	compose	VERB
eistud-18245	218	28	error	error	NOUN
eistud-18245	218	29	”	"	PUNCT
eistud-18245	218	30	,	,	PUNCT
eistud-18245	218	31	international	international	ADJ
eistud-18245	218	32	economic	economic	ADJ
eistud-18245	218	33	review	review	NOUN
eistud-18245	218	34	,	,	PUNCT
eistud-18245	218	35	18	18	NUM
eistud-18245	218	36	,	,	PUNCT
eistud-18245	218	37	435–444	435–444	NUM
eistud-18245	218	38	.	.	PUNCT
eistud-18245	219	1	https://doi	https://doi	NOUN
eistud-18245	219	2	.	.	PUNCT
eistud-18245	219	3	org/10.2307/2525757	org/10.2307/2525757	NOUN
eistud-18245	219	4	moradi	moradi	NOUN
eistud-18245	219	5	-	-	PUNCT
eistud-18245	219	6	motlagh	motlagh	ADJ
eistud-18245	219	7	,	,	PUNCT
eistud-18245	219	8	a.	a.	NOUN
eistud-18245	219	9	,	,	PUNCT
eistud-18245	219	10	babacan	babacan	ADJ
eistud-18245	219	11	,	,	PUNCT
eistud-18245	219	12	a.	a.	NOUN
eistud-18245	219	13	(	(	PUNCT
eistud-18245	219	14	2015	2015	NUM
eistud-18245	219	15	)	)	PUNCT
eistud-18245	219	16	,	,	PUNCT
eistud-18245	219	17	“	"	PUNCT
eistud-18245	219	18	the	the	DET
eistud-18245	219	19	impact	impact	NOUN
eistud-18245	219	20	of	of	ADP
eistud-18245	219	21	the	the	DET
eistud-18245	219	22	global	global	ADJ
eistud-18245	219	23	financial	financial	ADJ
eistud-18245	219	24	crisis	crisis	NOUN
eistud-18245	219	25	on	on	ADP
eistud-18245	219	26	the	the	DET
eistud-18245	219	27	efficiency	efficiency	NOUN
eistud-18245	219	28	of	of	ADP
eistud-18245	219	29	australian	australian	ADJ
eistud-18245	219	30	banks	bank	NOUN
eistud-18245	219	31	”	"	PUNCT
eistud-18245	219	32	,	,	PUNCT
eistud-18245	219	33	economic	economic	ADJ
eistud-18245	219	34	modelling	modelling	NOUN
eistud-18245	219	35	,	,	PUNCT
eistud-18245	219	36	46	46	NUM
eistud-18245	219	37	,	,	PUNCT
eistud-18245	219	38	397–406	397–406	NUM
eistud-18245	219	39	.	.	PUNCT
eistud-18245	220	1	https://doi.org/10.1016/j.econmod.2014.12.044	https://doi.org/10.1016/j.econmod.2014.12.044	PROPN
eistud-18245	220	2	nawi	nawi	VERB
eistud-18245	220	3	,	,	PUNCT
eistud-18245	220	4	m.	m.	NOUN
eistud-18245	220	5	a.	a.	PROPN
eistud-18245	220	6	a.	a.	PROPN
eistud-18245	220	7	,	,	PUNCT
eistud-18245	220	8	ahmad	ahmad	PROPN
eistud-18245	220	9	,	,	PUNCT
eistud-18245	220	10	w.	w.	PROPN
eistud-18245	220	11	m.	m.	PROPN
eistud-18245	220	12	a.	a.	PROPN
eistud-18245	220	13	w.	w.	PROPN
eistud-18245	220	14	,	,	PUNCT
eistud-18245	220	15	aleng	aleng	PROPN
eistud-18245	220	16	,	,	PUNCT
eistud-18245	220	17	n.	n.	PROPN
eistud-18245	220	18	a.	a.	PROPN
eistud-18245	220	19	(	(	PUNCT
eistud-18245	220	20	2012	2012	NUM
eistud-18245	220	21	)	)	PUNCT
eistud-18245	220	22	,	,	PUNCT
eistud-18245	220	23	“	"	PUNCT
eistud-18245	220	24	efficiency	efficiency	NOUN
eistud-18245	220	25	of	of	ADP
eistud-18245	220	26	general	general	ADJ
eistud-18245	220	27	insurance	insurance	NOUN
eistud-18245	220	28	in	in	ADP
eistud-18245	220	29	malaysia	malaysia	NOUN
eistud-18245	220	30	using	use	VERB
eistud-18245	220	31	stochastic	stochastic	ADJ
eistud-18245	220	32	frontier	frontier	NOUN
eistud-18245	220	33	analysis	analysis	NOUN
eistud-18245	220	34	”	"	PUNCT
eistud-18245	220	35	,	,	PUNCT
eistud-18245	220	36	international	international	ADJ
eistud-18245	220	37	journal	journal	NOUN
eistud-18245	220	38	of	of	ADP
eistud-18245	220	39	modern	modern	ADJ
eistud-18245	220	40	engineering	engineering	NOUN
eistud-18245	220	41	research	research	NOUN
eistud-18245	220	42	,	,	PUNCT
eistud-18245	220	43	2(5	2(5	NUM
eistud-18245	220	44	)	)	PUNCT
eistud-18245	220	45	,	,	PUNCT
eistud-18245	220	46	3886–3890	3886–3890	NUM
eistud-18245	220	47	.	.	PUNCT
eistud-18245	221	1	pinter	pinter	PROPN
eistud-18245	221	2	,	,	PUNCT
eistud-18245	221	3	e.	e.	PROPN
eistud-18245	221	4	(	(	PUNCT
eistud-18245	221	5	2013	2013	NUM
eistud-18245	221	6	)	)	PUNCT
eistud-18245	221	7	,	,	PUNCT
eistud-18245	221	8	“	"	PUNCT
eistud-18245	221	9	strategic	strategic	ADJ
eistud-18245	221	10	and	and	CCONJ
eistud-18245	221	11	marketing	marketing	NOUN
eistud-18245	221	12	aspect	aspect	NOUN
eistud-18245	221	13	of	of	ADP
eistud-18245	221	14	bancassurance	bancassurance	NOUN
eistud-18245	221	15	–	–	PUNCT
eistud-18245	221	16	service	service	NOUN
eistud-18245	221	17	.	.	PUNCT
eistud-18245	222	1	innovation	innovation	NOUN
eistud-18245	222	2	in	in	ADP
eistud-18245	222	3	hungary	hungary	PROPN
eistud-18245	222	4	”	"	PUNCT
eistud-18245	222	5	,	,	PUNCT
eistud-18245	222	6	international	international	ADJ
eistud-18245	222	7	proceedings	proceeding	NOUN
eistud-18245	222	8	of	of	ADP
eistud-18245	222	9	economics	economic	NOUN
eistud-18245	222	10	development	development	NOUN
eistud-18245	222	11	and	and	CCONJ
eistud-18245	222	12	research	research	NOUN
eistud-18245	222	13	,	,	PUNCT
eistud-18245	222	14	59	59	NUM
eistud-18245	222	15	,	,	PUNCT
eistud-18245	222	16	126–130	126–130	NUM
eistud-18245	222	17	.	.	PUNCT
eistud-18245	223	1	preckova	preckova	PROPN
eistud-18245	223	2	,	,	PUNCT
eistud-18245	223	3	l.	l.	PROPN
eistud-18245	223	4	(	(	PUNCT
eistud-18245	223	5	2016	2016	NUM
eistud-18245	223	6	)	)	PUNCT
eistud-18245	223	7	,	,	PUNCT
eistud-18245	223	8	“	"	PUNCT
eistud-18245	223	9	evaluation	evaluation	NOUN
eistud-18245	223	10	of	of	ADP
eistud-18245	223	11	bancassurance	bancassurance	NOUN
eistud-18245	223	12	functioning	function	VERB
eistud-18245	223	13	in	in	ADP
eistud-18245	223	14	selected	select	VERB
eistud-18245	223	15	countries	country	NOUN
eistud-18245	223	16	of	of	ADP
eistud-18245	223	17	the	the	DET
eistud-18245	223	18	financial	financial	ADJ
eistud-18245	223	19	groups	group	NOUN
eistud-18245	223	20	erste	erste	VERB
eistud-18245	223	21	group	group	PROPN
eistud-18245	223	22	bank	bank	PROPN
eistud-18245	223	23	and	and	CCONJ
eistud-18245	223	24	unicredit	unicredit	NOUN
eistud-18245	223	25	group	group	NOUN
eistud-18245	223	26	”	"	PUNCT
eistud-18245	223	27	,	,	PUNCT
eistud-18245	223	28	financial	financial	ADJ
eistud-18245	223	29	assets	asset	NOUN
eistud-18245	223	30	and	and	CCONJ
eistud-18245	223	31	investing	investing	NOUN
eistud-18245	223	32	journal	journal	NOUN
eistud-18245	223	33	,	,	PUNCT
eistud-18245	223	34	7(2	7(2	NUM
eistud-18245	223	35	)	)	PUNCT
eistud-18245	223	36	,	,	PUNCT
eistud-18245	223	37	19–33	19–33	NUM
eistud-18245	223	38	.	.	PUNCT
eistud-18245	224	1	https://doi.org/10.5817/fai2016-2-2	https://doi.org/10.5817/fai2016-2-2	PROPN
eistud-18245	224	2	resti	resti	PROPN
eistud-18245	224	3	,	,	PUNCT
eistud-18245	224	4	a.	a.	NOUN
eistud-18245	224	5	(	(	PUNCT
eistud-18245	224	6	1997	1997	NUM
eistud-18245	224	7	)	)	PUNCT
eistud-18245	224	8	,	,	PUNCT
eistud-18245	224	9	“	"	PUNCT
eistud-18245	224	10	evaluating	evaluate	VERB
eistud-18245	224	11	the	the	DET
eistud-18245	224	12	cost	cost	NOUN
eistud-18245	224	13	efficiency	efficiency	NOUN
eistud-18245	224	14	of	of	ADP
eistud-18245	224	15	the	the	DET
eistud-18245	224	16	italian	italian	ADJ
eistud-18245	224	17	banking	banking	NOUN
eistud-18245	224	18	system	system	NOUN
eistud-18245	224	19	:	:	PUNCT
eistud-18245	224	20	what	what	PRON
eistud-18245	224	21	can	can	AUX
eistud-18245	224	22	be	be	AUX
eistud-18245	224	23	learned	learn	VERB
eistud-18245	224	24	from	from	ADP
eistud-18245	224	25	the	the	DET
eistud-18245	224	26	joint	joint	ADJ
eistud-18245	224	27	alpplication	alpplication	NOUN
eistud-18245	224	28	of	of	ADP
eistud-18245	224	29	parametric	parametric	ADJ
eistud-18245	224	30	and	and	CCONJ
eistud-18245	224	31	nonparametric	nonparametric	NOUN
eistud-18245	224	32	techniques	technique	NOUN
eistud-18245	224	33	”	"	PUNCT
eistud-18245	224	34	,	,	PUNCT
eistud-18245	224	35	journal	journal	NOUN
eistud-18245	224	36	of	of	ADP
eistud-18245	224	37	banking	banking	NOUN
eistud-18245	224	38	&	&	CCONJ
eistud-18245	224	39	finance	finance	PROPN
eistud-18245	224	40	,	,	PUNCT
eistud-18245	224	41	21	21	NUM
eistud-18245	224	42	,	,	PUNCT
eistud-18245	224	43	221–250	221–250	NUM
eistud-18245	224	44	.	.	PUNCT
eistud-18245	225	1	https://doi.org/10.1016/	https://doi.org/10.1016/	PROPN
eistud-18245	225	2	s0378	s0378	PROPN
eistud-18245	225	3	-	-	PUNCT
eistud-18245	225	4	4266(96)00036	4266(96)00036	NOUN
eistud-18245	225	5	-	-	PUNCT
eistud-18245	225	6	2	2	NUM
eistud-18245	225	7	rummelt	rummelt	NOUN
eistud-18245	225	8	,	,	PUNCT
eistud-18245	225	9	j.	j.	PROPN
eistud-18245	225	10	r.	r.	PROPN
eistud-18245	225	11	(	(	PUNCT
eistud-18245	225	12	1974	1974	NUM
eistud-18245	225	13	)	)	PUNCT
eistud-18245	225	14	.	.	PUNCT
eistud-18245	226	1	estimating	estimate	VERB
eistud-18245	226	2	the	the	DET
eistud-18245	226	3	efficiency	efficiency	NOUN
eistud-18245	226	4	of	of	ADP
eistud-18245	226	5	production	production	NOUN
eistud-18245	226	6	.	.	PUNCT
eistud-18245	227	1	international	international	ADJ
eistud-18245	227	2	strategy	strategy	NOUN
eistud-18245	227	3	,	,	PUNCT
eistud-18245	227	4	structure	structure	NOUN
eistud-18245	227	5	and	and	CCONJ
eistud-18245	227	6	economic	economic	ADJ
eistud-18245	227	7	performance	performance	NOUN
eistud-18245	227	8	.	.	PUNCT
eistud-18245	228	1	harvard	harvard	PROPN
eistud-18245	228	2	business	business	PROPN
eistud-18245	228	3	school	school	PROPN
eistud-18245	228	4	,	,	PUNCT
eistud-18245	228	5	cambridge	cambridge	PROPN
eistud-18245	228	6	.	.	PUNCT
eistud-18245	229	1	sheldon	sheldon	PROPN
eistud-18245	229	2	,	,	PUNCT
eistud-18245	229	3	g.	g.	PROPN
eistud-18245	229	4	(	(	PUNCT
eistud-18245	229	5	1994	1994	NUM
eistud-18245	229	6	)	)	PUNCT
eistud-18245	229	7	,	,	PUNCT
eistud-18245	229	8	“	"	PUNCT
eistud-18245	229	9	economies	economy	NOUN
eistud-18245	229	10	,	,	PUNCT
eistud-18245	229	11	inefficiencies	inefficiency	NOUN
eistud-18245	229	12	and	and	CCONJ
eistud-18245	229	13	technical	technical	ADJ
eistud-18245	229	14	progress	progress	NOUN
eistud-18245	229	15	in	in	ADP
eistud-18245	229	16	swiss	swiss	ADJ
eistud-18245	229	17	banking	banking	NOUN
eistud-18245	229	18	”	"	PUNCT
eistud-18245	229	19	,	,	PUNCT
eistud-18245	229	20	in	in	ADP
eistud-18245	229	21	fair	fair	ADJ
eistud-18245	229	22	,	,	PUNCT
eistud-18245	229	23	d.e	d.e	PROPN
eistud-18245	229	24	,	,	PUNCT
eistud-18245	229	25	raymond	raymond	PROPN
eistud-18245	229	26	,	,	PUNCT
eistud-18245	229	27	r.	r.	PROPN
eistud-18245	229	28	(	(	PUNCT
eistud-18245	229	29	ed	ed	NOUN
eistud-18245	229	30	.	.	PUNCT
eistud-18245	229	31	)	)	PUNCT
eistud-18245	229	32	,	,	PUNCT
eistud-18245	229	33	the	the	DET
eistud-18245	229	34	competitiveness	competitiveness	NOUN
eistud-18245	229	35	of	of	ADP
eistud-18245	229	36	financial	financial	ADJ
eistud-18245	229	37	institutions	institution	NOUN
eistud-18245	229	38	and	and	CCONJ
eistud-18245	229	39	centres	centre	NOUN
eistud-18245	229	40	in	in	ADP
eistud-18245	229	41	europe	europe	PROPN
eistud-18245	229	42	,	,	PUNCT
eistud-18245	229	43	kluwer	kluwer	PROPN
eistud-18245	229	44	academic	academic	ADJ
eistud-18245	229	45	publishers	publisher	NOUN
eistud-18245	229	46	,	,	PUNCT
eistud-18245	229	47	boston	boston	PROPN
eistud-18245	229	48	,	,	PUNCT
eistud-18245	229	49	pp	pp	X
eistud-18245	229	50	.	.	PUNCT
eistud-18245	230	1	115–133	115–133	NUM
eistud-18245	230	2	.	.	PUNCT
eistud-18245	231	1	https://	https://	PROPN
eistud-18245	231	2	doi.org/10.1007/978-94-015-8350-3_8	doi.org/10.1007/978-94-015-8350-3_8	PROPN
eistud-18245	231	3	titko	titko	PROPN
eistud-18245	231	4	,	,	PUNCT
eistud-18245	231	5	j.	j.	PROPN
eistud-18245	231	6	,	,	PUNCT
eistud-18245	231	7	stankeviciene	stankeviciene	PROPN
eistud-18245	231	8	,	,	PUNCT
eistud-18245	231	9	j	j	NOUN
eistud-18245	231	10	,	,	PUNCT
eistud-18245	231	11	lace	lace	NOUN
eistud-18245	231	12	,	,	PUNCT
eistud-18245	231	13	n.	n.	NOUN
eistud-18245	231	14	(	(	PUNCT
eistud-18245	231	15	2014	2014	NUM
eistud-18245	231	16	)	)	PUNCT
eistud-18245	231	17	,	,	PUNCT
eistud-18245	231	18	“	"	PUNCT
eistud-18245	231	19	measuring	measure	VERB
eistud-18245	231	20	bank	bank	NOUN
eistud-18245	231	21	efficiency	efficiency	NOUN
eistud-18245	231	22	:	:	PUNCT
eistud-18245	231	23	dea	dea	NOUN
eistud-18245	231	24	application	application	NOUN
eistud-18245	231	25	”	"	PUNCT
eistud-18245	231	26	,	,	PUNCT
eistud-18245	231	27	technological	technological	ADJ
eistud-18245	231	28	and	and	CCONJ
eistud-18245	231	29	economic	economic	ADJ
eistud-18245	231	30	development	development	NOUN
eistud-18245	231	31	of	of	ADP
eistud-18245	231	32	economy	economy	NOUN
eistud-18245	231	33	,	,	PUNCT
eistud-18245	231	34	20(4	20(4	NOUN
eistud-18245	231	35	)	)	PUNCT
eistud-18245	231	36	,	,	PUNCT
eistud-18245	231	37	739–757	739–757	NUM
eistud-18245	231	38	.	.	PUNCT
eistud-18245	232	1	https://doi.org/10.3846/20294913	https://doi.org/10.3846/20294913	X
eistud-18245	233	1	.2014.984255	.2014.984255	PROPN
eistud-18245	233	2	weill	weill	PROPN
eistud-18245	233	3	,	,	PUNCT
eistud-18245	233	4	l.	l.	PROPN
eistud-18245	233	5	(	(	PUNCT
eistud-18245	233	6	2004	2004	NUM
eistud-18245	233	7	)	)	PUNCT
eistud-18245	233	8	,	,	PUNCT
eistud-18245	233	9	“	"	PUNCT
eistud-18245	233	10	measuring	measure	VERB
eistud-18245	233	11	cost	cost	NOUN
eistud-18245	233	12	efficiency	efficiency	NOUN
eistud-18245	233	13	in	in	ADP
eistud-18245	233	14	european	european	ADJ
eistud-18245	233	15	banking	banking	NOUN
eistud-18245	233	16	:	:	PUNCT
eistud-18245	233	17	a	a	DET
eistud-18245	233	18	comparison	comparison	NOUN
eistud-18245	233	19	of	of	ADP
eistud-18245	233	20	frontier	frontier	NOUN
eistud-18245	233	21	techniques	technique	NOUN
eistud-18245	233	22	”	"	PUNCT
eistud-18245	233	23	,	,	PUNCT
eistud-18245	233	24	journal	journal	NOUN
eistud-18245	233	25	of	of	ADP
eistud-18245	233	26	productivity	productivity	NOUN
eistud-18245	233	27	analysis	analysis	NOUN
eistud-18245	233	28	,	,	PUNCT
eistud-18245	233	29	21	21	NUM
eistud-18245	233	30	,	,	PUNCT
eistud-18245	233	31	133–152	133–152	NUM
eistud-18245	233	32	.	.	PUNCT
eistud-18245	234	1	https://doi.org/10.1023/	https://doi.org/10.1023/	PROPN
eistud-18245	234	2	b	b	NOUN
eistud-18245	234	3	:	:	PUNCT
eistud-18245	234	4	prod.0000016869.09423.0c	prod.0000016869.09423.0c	AUX
eistud-18245	234	5	arefjevs	arefjevs	VERB
eistud-18245	234	6	ilja	ilja	PROPN
eistud-18245	234	7	dr	dr	PROPN
eistud-18245	234	8	.	.	PROPN
eistud-18245	234	9	sc	sc	PROPN
eistud-18245	234	10	.	.	PUNCT
eistud-18245	234	11	administr	administr	PROPN
eistud-18245	234	12	.	.	PUNCT
eistud-18245	235	1	ba	ba	PROPN
eistud-18245	235	2	school	school	NOUN
eistud-18245	235	3	of	of	ADP
eistud-18245	235	4	business	business	NOUN
eistud-18245	235	5	of	of	ADP
eistud-18245	235	6	finance	finance	NOUN
eistud-18245	235	7	fields	field	NOUN
eistud-18245	235	8	of	of	ADP
eistud-18245	235	9	research	research	NOUN
eistud-18245	235	10	interests	interest	NOUN
eistud-18245	235	11	finance	finance	NOUN
eistud-18245	235	12	,	,	PUNCT
eistud-18245	235	13	investments	investment	NOUN
eistud-18245	235	14	address	address	VERB
eistud-18245	235	15	k.valdemara	k.valdemara	PROPN
eistud-18245	235	16	161	161	NUM
eistud-18245	235	17	,	,	PUNCT
eistud-18245	235	18	riga	riga	ADJ
eistud-18245	235	19	,	,	PUNCT
eistud-18245	235	20	lv1013	lv1013	PROPN
eistud-18245	235	21	,	,	PUNCT
eistud-18245	235	22	latvia	latvia	PROPN
eistud-18245	235	23	tel	tel	PROPN
eistud-18245	235	24	.	.	PUNCT
eistud-18245	236	1	+37126547036	+37126547036	PROPN
eistud-18245	237	1	about	about	ADP
eistud-18245	237	2	the	the	DET
eistud-18245	237	3	author	author	NOUN