id	sid	tid	token	lemma	pos
eistud-26318	1	1	125	125	NUM
eistud-26318	1	2	european	european	ADJ
eistud-26318	1	3	integrat	integrat	NOUN
eistud-26318	1	4	ion	ion	NOUN
eistud-26318	1	5	studies	study	NOUN
eistud-26318	1	6	2020/14	2020/14	NUM
eistud-26318	1	7	abstract	abstract	ADJ
eistud-26318	1	8	international	international	ADJ
eistud-26318	1	9	finance	finance	NOUN
eistud-26318	1	10	trilemma	trilemma	NOUN
eistud-26318	1	11	as	as	ADP
eistud-26318	1	12	a	a	DET
eistud-26318	1	13	tool	tool	NOUN
eistud-26318	1	14	for	for	ADP
eistud-26318	1	15	balanced	balanced	ADJ
eistud-26318	1	16	development	development	NOUN
eistud-26318	1	17	of	of	ADP
eistud-26318	1	18	an	an	DET
eistud-26318	1	19	economy	economy	NOUN
eistud-26318	1	20	http://dx.doi.org/10.5755/j01.eis.1.14.26318	http://dx.doi.org/10.5755/j01.eis.1.14.26318	VERB
eistud-26318	1	21	international	international	ADJ
eistud-26318	1	22	financial	financial	ADJ
eistud-26318	1	23	trilemma	trilemma	NOUN
eistud-26318	1	24	is	be	AUX
eistud-26318	1	25	a	a	DET
eistud-26318	1	26	challenge	challenge	NOUN
eistud-26318	1	27	of	of	ADP
eistud-26318	1	28	balancing	balance	VERB
eistud-26318	1	29	the	the	DET
eistud-26318	1	30	governmental	governmental	ADJ
eistud-26318	1	31	policies	policy	NOUN
eistud-26318	1	32	ensuring	ensure	VERB
eistud-26318	1	33	healthy	healthy	ADJ
eistud-26318	1	34	financial	financial	ADJ
eistud-26318	1	35	sector	sector	NOUN
eistud-26318	1	36	for	for	ADP
eistud-26318	1	37	facilitating	facilitate	VERB
eistud-26318	1	38	economic	economic	ADJ
eistud-26318	1	39	development	development	NOUN
eistud-26318	1	40	of	of	ADP
eistud-26318	1	41	a	a	DET
eistud-26318	1	42	country	country	NOUN
eistud-26318	1	43	.	.	PUNCT
eistud-26318	2	1	the	the	DET
eistud-26318	2	2	scientific	scientific	ADJ
eistud-26318	2	3	purpose	purpose	NOUN
eistud-26318	2	4	of	of	ADP
eistud-26318	2	5	the	the	DET
eistud-26318	2	6	paper	paper	NOUN
eistud-26318	2	7	is	be	AUX
eistud-26318	2	8	to	to	PART
eistud-26318	2	9	develop	develop	VERB
eistud-26318	2	10	a	a	DET
eistud-26318	2	11	model	model	NOUN
eistud-26318	2	12	of	of	ADP
eistud-26318	2	13	the	the	DET
eistud-26318	2	14	international	international	ADJ
eistud-26318	2	15	financial	financial	ADJ
eistud-26318	2	16	trilemma	trilemma	NOUN
eistud-26318	2	17	,	,	PUNCT
eistud-26318	2	18	defining	define	VERB
eistud-26318	2	19	the	the	DET
eistud-26318	2	20	three	three	NUM
eistud-26318	2	21	key	key	ADJ
eistud-26318	2	22	pillars	pillar	NOUN
eistud-26318	2	23	of	of	ADP
eistud-26318	2	24	the	the	DET
eistud-26318	2	25	international	international	ADJ
eistud-26318	2	26	financial	financial	ADJ
eistud-26318	2	27	trilemma	trilemma	NOUN
eistud-26318	2	28	,	,	PUNCT
eistud-26318	2	29	the	the	DET
eistud-26318	2	30	corresponding	corresponding	ADJ
eistud-26318	2	31	relevant	relevant	ADJ
eistud-26318	2	32	metrics	metric	NOUN
eistud-26318	2	33	of	of	ADP
eistud-26318	2	34	economy	economy	NOUN
eistud-26318	2	35	,	,	PUNCT
eistud-26318	2	36	as	as	ADV
eistud-26318	2	37	well	well	ADV
eistud-26318	2	38	as	as	ADP
eistud-26318	2	39	describing	describe	VERB
eistud-26318	2	40	expansion	expansion	NOUN
eistud-26318	2	41	of	of	ADP
eistud-26318	2	42	financial	financial	ADJ
eistud-26318	2	43	technology	technology	NOUN
eistud-26318	2	44	as	as	ADP
eistud-26318	2	45	a	a	DET
eistud-26318	2	46	disruptive	disruptive	ADJ
eistud-26318	2	47	element	element	NOUN
eistud-26318	2	48	on	on	ADP
eistud-26318	2	49	a	a	DET
eistud-26318	2	50	trilemma	trilemma	NOUN
eistud-26318	2	51	balance	balance	NOUN
eistud-26318	2	52	.	.	PUNCT
eistud-26318	3	1	taking	take	VERB
eistud-26318	3	2	into	into	ADP
eistud-26318	3	3	account	account	NOUN
eistud-26318	3	4	the	the	DET
eistud-26318	3	5	experience	experience	NOUN
eistud-26318	3	6	of	of	ADP
eistud-26318	3	7	other	other	ADJ
eistud-26318	3	8	researches	research	NOUN
eistud-26318	3	9	of	of	ADP
eistud-26318	3	10	trilemma	trilemma	NOUN
eistud-26318	3	11	concept	concept	NOUN
eistud-26318	3	12	,	,	PUNCT
eistud-26318	3	13	analogically	analogically	ADV
eistud-26318	3	14	to	to	ADP
eistud-26318	3	15	the	the	DET
eistud-26318	3	16	energy	energy	NOUN
eistud-26318	3	17	trilemma	trilemma	PROPN
eistud-26318	3	18	index	index	NOUN
eistud-26318	3	19	,	,	PUNCT
eistud-26318	3	20	the	the	DET
eistud-26318	3	21	authors	author	NOUN
eistud-26318	3	22	developed	develop	VERB
eistud-26318	3	23	the	the	DET
eistud-26318	3	24	trilemma	trilemma	NOUN
eistud-26318	3	25	concept	concept	NOUN
eistud-26318	3	26	for	for	ADP
eistud-26318	3	27	the	the	DET
eistud-26318	3	28	financial	financial	ADJ
eistud-26318	3	29	sector	sector	NOUN
eistud-26318	3	30	.	.	PUNCT
eistud-26318	4	1	the	the	DET
eistud-26318	4	2	paper	paper	NOUN
eistud-26318	4	3	proposes	propose	VERB
eistud-26318	4	4	determining	determine	VERB
eistud-26318	4	5	the	the	DET
eistud-26318	4	6	financial	financial	ADJ
eistud-26318	4	7	trilemma	trilemma	NOUN
eistud-26318	4	8	index	index	NOUN
eistud-26318	4	9	basing	base	VERB
eistud-26318	4	10	it	it	PRON
eistud-26318	4	11	on	on	ADP
eistud-26318	4	12	the	the	DET
eistud-26318	4	13	following	follow	VERB
eistud-26318	4	14	pillars	pillar	NOUN
eistud-26318	4	15	:	:	PUNCT
eistud-26318	4	16	financial	financial	ADJ
eistud-26318	4	17	stability	stability	NOUN
eistud-26318	4	18	,	,	PUNCT
eistud-26318	4	19	financial	financial	ADJ
eistud-26318	4	20	inclusion	inclusion	NOUN
eistud-26318	4	21	and	and	CCONJ
eistud-26318	4	22	transparency	transparency	NOUN
eistud-26318	4	23	.	.	PUNCT
eistud-26318	5	1	the	the	DET
eistud-26318	5	2	authors	author	NOUN
eistud-26318	5	3	analyse	analyse	VERB
eistud-26318	5	4	fintech	fintech	NOUN
eistud-26318	5	5	services	service	NOUN
eistud-26318	5	6	as	as	ADP
eistud-26318	5	7	disruptive	disruptive	ADJ
eistud-26318	5	8	element	element	NOUN
eistud-26318	5	9	affecting	affect	VERB
eistud-26318	5	10	the	the	DET
eistud-26318	5	11	international	international	ADJ
eistud-26318	5	12	financial	financial	ADJ
eistud-26318	5	13	trilemma	trilemma	PROPN
eistud-26318	5	14	index	index	NOUN
eistud-26318	5	15	.	.	PUNCT
eistud-26318	6	1	as	as	SCONJ
eistud-26318	6	2	statistical	statistical	ADJ
eistud-26318	6	3	basis	basis	NOUN
eistud-26318	6	4	of	of	ADP
eistud-26318	6	5	the	the	DET
eistud-26318	6	6	financial	financial	ADJ
eistud-26318	6	7	trilemma	trilemma	NOUN
eistud-26318	6	8	and	and	CCONJ
eistud-26318	6	9	its	its	PRON
eistud-26318	6	10	building	building	NOUN
eistud-26318	6	11	blocks	block	NOUN
eistud-26318	6	12	the	the	DET
eistud-26318	6	13	set	set	NOUN
eistud-26318	6	14	of	of	ADP
eistud-26318	6	15	data	datum	NOUN
eistud-26318	6	16	from	from	ADP
eistud-26318	6	17	publicly	publicly	ADV
eistud-26318	6	18	available	available	ADJ
eistud-26318	6	19	databases	database	NOUN
eistud-26318	6	20	,	,	PUNCT
eistud-26318	6	21	such	such	ADJ
eistud-26318	6	22	as	as	ADP
eistud-26318	6	23	the	the	DET
eistud-26318	6	24	global	global	ADJ
eistud-26318	6	25	competitiveness	competitiveness	NOUN
eistud-26318	6	26	index	index	NOUN
eistud-26318	6	27	,	,	PUNCT
eistud-26318	6	28	the	the	DET
eistud-26318	6	29	financial	financial	PROPN
eistud-26318	6	30	development	development	PROPN
eistud-26318	6	31	index	index	PROPN
eistud-26318	6	32	,	,	PUNCT
eistud-26318	6	33	global	global	ADJ
eistud-26318	6	34	findex	findex	NOUN
eistud-26318	6	35	and	and	CCONJ
eistud-26318	6	36	doing	do	VERB
eistud-26318	6	37	business	business	NOUN
eistud-26318	6	38	is	be	AUX
eistud-26318	6	39	determined	determine	VERB
eistud-26318	6	40	.	.	PUNCT
eistud-26318	7	1	the	the	DET
eistud-26318	7	2	generally	generally	ADV
eistud-26318	7	3	accepted	accept	VERB
eistud-26318	7	4	quantitative	quantitative	ADJ
eistud-26318	7	5	and	and	CCONJ
eistud-26318	7	6	qualitative	qualitative	ADJ
eistud-26318	7	7	methods	method	NOUN
eistud-26318	7	8	of	of	ADP
eistud-26318	7	9	economic	economic	ADJ
eistud-26318	7	10	science	science	NOUN
eistud-26318	7	11	,	,	PUNCT
eistud-26318	7	12	inter	inter	PROPN
eistud-26318	7	13	alia	alia	ADJ
eistud-26318	7	14	comparative	comparative	ADJ
eistud-26318	7	15	analysis	analysis	NOUN
eistud-26318	7	16	,	,	PUNCT
eistud-26318	7	17	parameter	parameter	NOUN
eistud-26318	7	18	estimation	estimation	NOUN
eistud-26318	7	19	,	,	PUNCT
eistud-26318	7	20	grouping	grouping	NOUN
eistud-26318	7	21	,	,	PUNCT
eistud-26318	7	22	economically	economically	ADV
eistud-26318	7	23	mathematical	mathematical	ADJ
eistud-26318	7	24	modelling	modelling	NOUN
eistud-26318	7	25	,	,	PUNCT
eistud-26318	7	26	synthesis	synthesis	NOUN
eistud-26318	7	27	,	,	PUNCT
eistud-26318	7	28	inductive	inductive	ADJ
eistud-26318	7	29	,	,	PUNCT
eistud-26318	7	30	deductive	deductive	ADJ
eistud-26318	7	31	and	and	CCONJ
eistud-26318	7	32	logically	logically	ADV
eistud-26318	7	33	constructive	constructive	ADJ
eistud-26318	7	34	methods	method	NOUN
eistud-26318	7	35	have	have	AUX
eistud-26318	7	36	been	be	AUX
eistud-26318	7	37	used	use	VERB
eistud-26318	7	38	for	for	ADP
eistud-26318	7	39	the	the	DET
eistud-26318	7	40	research	research	NOUN
eistud-26318	7	41	.	.	PUNCT
eistud-26318	8	1	the	the	DET
eistud-26318	8	2	financial	financial	ADJ
eistud-26318	8	3	trilemma	trilemma	PROPN
eistud-26318	8	4	index	index	NOUN
eistud-26318	8	5	could	could	AUX
eistud-26318	8	6	be	be	AUX
eistud-26318	8	7	used	use	VERB
eistud-26318	8	8	as	as	ADP
eistud-26318	8	9	a	a	DET
eistud-26318	8	10	tool	tool	NOUN
eistud-26318	8	11	for	for	ADP
eistud-26318	8	12	modelling	model	VERB
eistud-26318	8	13	an	an	DET
eistud-26318	8	14	impact	impact	NOUN
eistud-26318	8	15	assessment	assessment	NOUN
eistud-26318	8	16	of	of	ADP
eistud-26318	8	17	planned	planned	ADJ
eistud-26318	8	18	policy	policy	NOUN
eistud-26318	8	19	actions	action	NOUN
eistud-26318	8	20	,	,	PUNCT
eistud-26318	8	21	as	as	ADV
eistud-26318	8	22	well	well	ADV
eistud-26318	8	23	as	as	ADP
eistud-26318	8	24	for	for	ADP
eistud-26318	8	25	developing	develop	VERB
eistud-26318	8	26	determined	determined	ADJ
eistud-26318	8	27	steps	step	NOUN
eistud-26318	8	28	for	for	ADP
eistud-26318	8	29	rising	rise	VERB
eistud-26318	8	30	values	value	NOUN
eistud-26318	8	31	of	of	ADP
eistud-26318	8	32	particular	particular	ADJ
eistud-26318	8	33	trilemma	trilemma	NOUN
eistud-26318	8	34	elements	element	NOUN
eistud-26318	8	35	.	.	PUNCT
eistud-26318	9	1	keywords	keyword	NOUN
eistud-26318	9	2	:	:	PUNCT
eistud-26318	9	3	finance	finance	NOUN
eistud-26318	9	4	trilemma	trilemma	NOUN
eistud-26318	9	5	,	,	PUNCT
eistud-26318	9	6	financial	financial	ADJ
eistud-26318	9	7	inclusion	inclusion	NOUN
eistud-26318	9	8	,	,	PUNCT
eistud-26318	9	9	financial	financial	ADJ
eistud-26318	9	10	stability	stability	NOUN
eistud-26318	9	11	,	,	PUNCT
eistud-26318	9	12	transparency	transparency	NOUN
eistud-26318	9	13	,	,	PUNCT
eistud-26318	9	14	economy	economy	NOUN
eistud-26318	9	15	.	.	PUNCT
eistud-26318	10	1	european	european	ADJ
eistud-26318	10	2	integration	integration	PROPN
eistud-26318	10	3	studies	study	NOUN
eistud-26318	10	4	no	no	INTJ
eistud-26318	10	5	.	.	NOUN
eistud-26318	10	6	14	14	NUM
eistud-26318	10	7	/	/	SYM
eistud-26318	10	8	2020	2020	NUM
eistud-26318	10	9	,	,	PUNCT
eistud-26318	10	10	pp	pp	ADV
eistud-26318	10	11	.	.	PUNCT
eistud-26318	11	1	125	125	NUM
eistud-26318	11	2	-	-	SYM
eistud-26318	11	3	136	136	NUM
eistud-26318	11	4	doi.org/10.5755/j01.eis.1.14.26318	doi.org/10.5755/j01.eis.1.14.26318	NOUN
eistud-26318	11	5	introduction	introduction	NOUN
eistud-26318	11	6	submitted	submit	VERB
eistud-26318	11	7	05/2020	05/2020	NUM
eistud-26318	11	8	accepted	accept	VERB
eistud-26318	11	9	for	for	ADP
eistud-26318	11	10	publication	publication	NOUN
eistud-26318	11	11	08/2020	08/2020	ADP
eistud-26318	11	12	international	international	ADJ
eistud-26318	11	13	finance	finance	NOUN
eistud-26318	11	14	trilemma	trilemma	NOUN
eistud-26318	11	15	as	as	ADP
eistud-26318	11	16	a	a	DET
eistud-26318	11	17	tool	tool	NOUN
eistud-26318	11	18	for	for	ADP
eistud-26318	11	19	balanced	balanced	ADJ
eistud-26318	11	20	development	development	NOUN
eistud-26318	11	21	of	of	ADP
eistud-26318	11	22	an	an	DET
eistud-26318	11	23	economy	economy	NOUN
eistud-26318	11	24	eis	eis	PROPN
eistud-26318	11	25	14/2020	14/2020	NUM
eistud-26318	11	26	olga	olga	PROPN
eistud-26318	11	27	bogdanova	bogdanova	PROPN
eistud-26318	11	28	riga	riga	PROPN
eistud-26318	11	29	technical	technical	PROPN
eistud-26318	11	30	university	university	PROPN
eistud-26318	11	31	the	the	DET
eistud-26318	11	32	structure	structure	NOUN
eistud-26318	11	33	of	of	ADP
eistud-26318	11	34	a	a	DET
eistud-26318	11	35	financial	financial	ADJ
eistud-26318	11	36	system	system	NOUN
eistud-26318	11	37	of	of	ADP
eistud-26318	11	38	economy	economy	NOUN
eistud-26318	11	39	plays	play	VERB
eistud-26318	11	40	a	a	DET
eistud-26318	11	41	crucial	crucial	ADJ
eistud-26318	11	42	role	role	NOUN
eistud-26318	11	43	for	for	ADP
eistud-26318	11	44	the	the	DET
eistud-26318	11	45	development	development	NOUN
eistud-26318	11	46	of	of	ADP
eistud-26318	11	47	a	a	DET
eistud-26318	11	48	country	country	NOUN
eistud-26318	11	49	and	and	CCONJ
eistud-26318	11	50	its	its	PRON
eistud-26318	11	51	international	international	ADJ
eistud-26318	11	52	competitiveness	competitiveness	NOUN
eistud-26318	11	53	.	.	PUNCT
eistud-26318	12	1	politicians	politician	NOUN
eistud-26318	12	2	are	be	AUX
eistud-26318	12	3	struggling	struggle	VERB
eistud-26318	12	4	to	to	PART
eistud-26318	12	5	find	find	VERB
eistud-26318	12	6	the	the	DET
eistud-26318	12	7	right	right	ADJ
eistud-26318	12	8	balance	balance	NOUN
eistud-26318	12	9	between	between	ADP
eistud-26318	12	10	the	the	DET
eistud-26318	12	11	three	three	NUM
eistud-26318	12	12	mutual	mutual	ADJ
eistud-26318	12	13	complementary	complementary	ADJ
eistud-26318	12	14	and	and	CCONJ
eistud-26318	12	15	at	at	ADP
eistud-26318	12	16	the	the	DET
eistud-26318	12	17	same	same	ADJ
eistud-26318	12	18	controversial	controversial	ADJ
eistud-26318	12	19	trilemma	trilemma	NOUN
eistud-26318	12	20	elements	element	NOUN
eistud-26318	12	21	:	:	PUNCT
eistud-26318	12	22	availability	availability	NOUN
eistud-26318	12	23	of	of	ADP
eistud-26318	12	24	financial	financial	ADJ
eistud-26318	12	25	services	service	NOUN
eistud-26318	12	26	to	to	ADP
eistud-26318	12	27	consumers	consumer	NOUN
eistud-26318	12	28	,	,	PUNCT
eistud-26318	12	29	safety	safety	NOUN
eistud-26318	12	30	and	and	CCONJ
eistud-26318	12	31	stability	stability	NOUN
eistud-26318	12	32	of	of	ADP
eistud-26318	12	33	a	a	DET
eistud-26318	12	34	financial	financial	ADJ
eistud-26318	12	35	system	system	NOUN
eistud-26318	12	36	and	and	CCONJ
eistud-26318	12	37	transparency	transparency	NOUN
eistud-26318	12	38	of	of	ADP
eistud-26318	12	39	financial	financial	ADJ
eistud-26318	12	40	flows	flow	NOUN
eistud-26318	12	41	reflecting	reflect	VERB
eistud-26318	12	42	the	the	DET
eistud-26318	12	43	level	level	NOUN
eistud-26318	12	44	of	of	ADP
eistud-26318	12	45	shadow	shadow	NOUN
eistud-26318	12	46	economy	economy	NOUN
eistud-26318	12	47	.	.	PUNCT
eistud-26318	13	1	implementing	implement	VERB
eistud-26318	13	2	a	a	DET
eistud-26318	13	3	certain	certain	ADJ
eistud-26318	13	4	policy	policy	NOUN
eistud-26318	13	5	a	a	DET
eistud-26318	13	6	country	country	NOUN
eistud-26318	13	7	can	can	AUX
eistud-26318	13	8	achieve	achieve	VERB
eistud-26318	13	9	the	the	DET
eistud-26318	13	10	corresponding	corresponding	ADJ
eistud-26318	13	11	results	result	NOUN
eistud-26318	13	12	in	in	ADP
eistud-26318	13	13	each	each	PRON
eistud-26318	13	14	of	of	ADP
eistud-26318	13	15	the	the	DET
eistud-26318	13	16	trilemma	trilemma	NOUN
eistud-26318	13	17	dimensions	dimension	NOUN
eistud-26318	13	18	–	–	PUNCT
eistud-26318	13	19	either	either	CCONJ
eistud-26318	13	20	improve	improve	VERB
eistud-26318	13	21	availability	availability	NOUN
eistud-26318	13	22	of	of	ADP
eistud-26318	13	23	financial	financial	ADJ
eistud-26318	13	24	resources	resource	NOUN
eistud-26318	13	25	to	to	ADP
eistud-26318	13	26	its	its	PRON
eistud-26318	13	27	citizens	citizen	NOUN
eistud-26318	13	28	or	or	CCONJ
eistud-26318	13	29	strengthen	strengthen	VERB
eistud-26318	13	30	the	the	DET
eistud-26318	13	31	stability	stability	NOUN
eistud-26318	13	32	of	of	ADP
eistud-26318	13	33	financial	financial	ADJ
eistud-26318	13	34	system	system	NOUN
eistud-26318	13	35	or	or	CCONJ
eistud-26318	13	36	ensure	ensure	VERB
eistud-26318	13	37	higher	high	ADJ
eistud-26318	13	38	transparency	transparency	NOUN
eistud-26318	13	39	of	of	ADP
eistud-26318	13	40	financial	financial	ADJ
eistud-26318	13	41	flows	flow	NOUN
eistud-26318	13	42	therewith	therewith	NOUN
eistud-26318	13	43	fighting	fight	VERB
eistud-26318	13	44	the	the	DET
eistud-26318	13	45	shadow	shadow	NOUN
eistud-26318	13	46	economy	economy	NOUN
eistud-26318	13	47	.	.	PUNCT
eistud-26318	14	1	however	however	ADV
eistud-26318	14	2	,	,	PUNCT
eistud-26318	14	3	policy	policy	NOUN
eistud-26318	14	4	actions	action	NOUN
eistud-26318	14	5	focused	focus	VERB
eistud-26318	14	6	on	on	ADP
eistud-26318	14	7	one	one	NUM
eistud-26318	14	8	target	target	NOUN
eistud-26318	14	9	trilemma	trilemma	NOUN
eistud-26318	14	10	dimension	dimension	NOUN
eistud-26318	14	11	could	could	AUX
eistud-26318	14	12	have	have	VERB
eistud-26318	14	13	a	a	DET
eistud-26318	14	14	negative	negative	ADJ
eistud-26318	14	15	effect	effect	NOUN
eistud-26318	14	16	to	to	ADP
eistud-26318	14	17	one	one	NUM
eistud-26318	14	18	or	or	CCONJ
eistud-26318	14	19	even	even	ADV
eistud-26318	14	20	two	two	NUM
eistud-26318	14	21	other	other	ADJ
eistud-26318	14	22	trilemma	trilemma	NOUN
eistud-26318	14	23	dimensions	dimension	NOUN
eistud-26318	14	24	.	.	PUNCT
eistud-26318	15	1	taking	take	VERB
eistud-26318	15	2	into	into	ADP
eistud-26318	15	3	account	account	NOUN
eistud-26318	15	4	the	the	DET
eistud-26318	15	5	strategic	strategic	ADJ
eistud-26318	15	6	priorities	priority	NOUN
eistud-26318	15	7	,	,	PUNCT
eistud-26318	15	8	which	which	PRON
eistud-26318	15	9	might	might	AUX
eistud-26318	15	10	differ	differ	VERB
eistud-26318	15	11	considerably	considerably	ADV
eistud-26318	15	12	due	due	ADP
eistud-26318	15	13	to	to	ADP
eistud-26318	15	14	a	a	DET
eistud-26318	15	15	geographical	geographical	ADJ
eistud-26318	15	16	region	region	NOUN
eistud-26318	15	17	,	,	PUNCT
eistud-26318	15	18	political	political	ADJ
eistud-26318	15	19	,	,	PUNCT
eistud-26318	15	20	economic	economic	ADJ
eistud-26318	15	21	and	and	CCONJ
eistud-26318	15	22	social	social	ADJ
eistud-26318	15	23	background	background	NOUN
eistud-26318	15	24	,	,	PUNCT
eistud-26318	15	25	policy	policy	NOUN
eistud-26318	15	26	makers	maker	NOUN
eistud-26318	15	27	strive	strive	VERB
eistud-26318	15	28	for	for	ADP
eistud-26318	15	29	an	an	DET
eistud-26318	15	30	optimal	optimal	ADJ
eistud-26318	15	31	compromise	compromise	NOUN
eistud-26318	15	32	between	between	ADP
eistud-26318	15	33	all	all	DET
eistud-26318	15	34	the	the	DET
eistud-26318	15	35	three	three	NUM
eistud-26318	15	36	dimensions	dimension	NOUN
eistud-26318	15	37	.	.	PUNCT
eistud-26318	16	1	ilja	ilja	ADJ
eistud-26318	16	2	arefjevs	arefjevs	VERB
eistud-26318	16	3	ba	ba	PROPN
eistud-26318	16	4	school	school	NOUN
eistud-26318	16	5	of	of	ADP
eistud-26318	16	6	business	business	NOUN
eistud-26318	16	7	http://doi.org/10.5755/j01.eis.0.13.24033	http://doi.org/10.5755/j01.eis.0.13.24033	SYM
eistud-26318	16	8	european	european	ADJ
eistud-26318	16	9	integrat	integrat	NOUN
eistud-26318	16	10	ion	ion	NOUN
eistud-26318	16	11	studies	study	NOUN
eistud-26318	16	12	2020/14	2020/14	NUM
eistud-26318	16	13	126	126	NUM
eistud-26318	16	14	the	the	DET
eistud-26318	16	15	scientific	scientific	ADJ
eistud-26318	16	16	purpose	purpose	NOUN
eistud-26318	16	17	of	of	ADP
eistud-26318	16	18	the	the	DET
eistud-26318	16	19	paper	paper	NOUN
eistud-26318	16	20	is	be	AUX
eistud-26318	16	21	to	to	PART
eistud-26318	16	22	develop	develop	VERB
eistud-26318	16	23	a	a	DET
eistud-26318	16	24	model	model	NOUN
eistud-26318	16	25	of	of	ADP
eistud-26318	16	26	the	the	DET
eistud-26318	16	27	international	international	ADJ
eistud-26318	16	28	financial	financial	ADJ
eistud-26318	16	29	trilemma	trilemma	NOUN
eistud-26318	16	30	,	,	PUNCT
eistud-26318	16	31	defining	define	VERB
eistud-26318	16	32	the	the	DET
eistud-26318	16	33	three	three	NUM
eistud-26318	16	34	key	key	ADJ
eistud-26318	16	35	pillars	pillar	NOUN
eistud-26318	16	36	of	of	ADP
eistud-26318	16	37	the	the	DET
eistud-26318	16	38	international	international	ADJ
eistud-26318	16	39	financial	financial	ADJ
eistud-26318	16	40	trilemma	trilemma	NOUN
eistud-26318	16	41	,	,	PUNCT
eistud-26318	16	42	the	the	DET
eistud-26318	16	43	corresponding	corresponding	ADJ
eistud-26318	16	44	relevant	relevant	ADJ
eistud-26318	16	45	metrics	metric	NOUN
eistud-26318	16	46	of	of	ADP
eistud-26318	16	47	economy	economy	NOUN
eistud-26318	16	48	,	,	PUNCT
eistud-26318	16	49	as	as	ADV
eistud-26318	16	50	well	well	ADV
eistud-26318	16	51	as	as	ADP
eistud-26318	16	52	describing	describe	VERB
eistud-26318	16	53	expansion	expansion	NOUN
eistud-26318	16	54	of	of	ADP
eistud-26318	16	55	financial	financial	ADJ
eistud-26318	16	56	technology	technology	NOUN
eistud-26318	16	57	as	as	ADP
eistud-26318	16	58	a	a	DET
eistud-26318	16	59	disruptive	disruptive	ADJ
eistud-26318	16	60	element	element	NOUN
eistud-26318	16	61	on	on	ADP
eistud-26318	16	62	a	a	DET
eistud-26318	16	63	trilemma	trilemma	NOUN
eistud-26318	16	64	balance	balance	NOUN
eistud-26318	16	65	.	.	PUNCT
eistud-26318	17	1	the	the	DET
eistud-26318	17	2	idea	idea	NOUN
eistud-26318	17	3	of	of	ADP
eistud-26318	17	4	finding	find	VERB
eistud-26318	17	5	an	an	DET
eistud-26318	17	6	optimal	optimal	ADJ
eistud-26318	17	7	balance	balance	NOUN
eistud-26318	17	8	of	of	ADP
eistud-26318	17	9	the	the	DET
eistud-26318	17	10	three	three	NUM
eistud-26318	17	11	trilemma	trilemma	NOUN
eistud-26318	17	12	elements	element	NOUN
eistud-26318	17	13	therewith	therewith	NOUN
eistud-26318	17	14	ensuring	ensure	VERB
eistud-26318	17	15	the	the	DET
eistud-26318	17	16	biggest	big	ADJ
eistud-26318	17	17	common	common	ADJ
eistud-26318	17	18	value	value	NOUN
eistud-26318	17	19	of	of	ADP
eistud-26318	17	20	the	the	DET
eistud-26318	17	21	total	total	ADJ
eistud-26318	17	22	economic	economic	ADJ
eistud-26318	17	23	and	and	CCONJ
eistud-26318	17	24	social	social	ADJ
eistud-26318	17	25	benefit	benefit	NOUN
eistud-26318	17	26	of	of	ADP
eistud-26318	17	27	a	a	DET
eistud-26318	17	28	country	country	NOUN
eistud-26318	17	29	,	,	PUNCT
eistud-26318	17	30	has	have	AUX
eistud-26318	17	31	been	be	AUX
eistud-26318	17	32	successfully	successfully	ADV
eistud-26318	17	33	applied	apply	VERB
eistud-26318	17	34	in	in	ADP
eistud-26318	17	35	other	other	ADJ
eistud-26318	17	36	sectors	sector	NOUN
eistud-26318	17	37	,	,	PUNCT
eistud-26318	17	38	for	for	ADP
eistud-26318	17	39	example	example	NOUN
eistud-26318	17	40	,	,	PUNCT
eistud-26318	17	41	energy	energy	NOUN
eistud-26318	17	42	sector	sector	NOUN
eistud-26318	17	43	.	.	PUNCT
eistud-26318	18	1	since	since	SCONJ
eistud-26318	18	2	2010	2010	NUM
eistud-26318	18	3	,	,	PUNCT
eistud-26318	18	4	128	128	NUM
eistud-26318	18	5	countries	country	NOUN
eistud-26318	18	6	of	of	ADP
eistud-26318	18	7	the	the	DET
eistud-26318	18	8	world	world	NOUN
eistud-26318	18	9	have	have	AUX
eistud-26318	18	10	been	be	AUX
eistud-26318	18	11	evaluated	evaluate	VERB
eistud-26318	18	12	according	accord	VERB
eistud-26318	18	13	to	to	ADP
eistud-26318	18	14	the	the	DET
eistud-26318	18	15	common	common	ADJ
eistud-26318	18	16	methodology	methodology	NOUN
eistud-26318	18	17	tracking	track	VERB
eistud-26318	18	18	the	the	DET
eistud-26318	18	19	impact	impact	NOUN
eistud-26318	18	20	of	of	ADP
eistud-26318	18	21	the	the	DET
eistud-26318	18	22	policies	policy	NOUN
eistud-26318	18	23	taken	take	VERB
eistud-26318	18	24	on	on	ADP
eistud-26318	18	25	the	the	DET
eistud-26318	18	26	three	three	NUM
eistud-26318	18	27	biggest	big	ADJ
eistud-26318	18	28	challenges	challenge	NOUN
eistud-26318	18	29	in	in	ADP
eistud-26318	18	30	energy	energy	NOUN
eistud-26318	18	31	sector	sector	NOUN
eistud-26318	18	32	.	.	PUNCT
eistud-26318	19	1	the	the	DET
eistud-26318	19	2	three	three	NUM
eistud-26318	19	3	trilemma	trilemma	NOUN
eistud-26318	19	4	dimensions	dimension	NOUN
eistud-26318	19	5	characterize	characterize	VERB
eistud-26318	19	6	the	the	DET
eistud-26318	19	7	performance	performance	NOUN
eistud-26318	19	8	of	of	ADP
eistud-26318	19	9	an	an	DET
eistud-26318	19	10	entire	entire	ADJ
eistud-26318	19	11	energy	energy	NOUN
eistud-26318	19	12	system	system	NOUN
eistud-26318	19	13	–	–	PUNCT
eistud-26318	19	14	energy	energy	NOUN
eistud-26318	19	15	security	security	NOUN
eistud-26318	19	16	,	,	PUNCT
eistud-26318	19	17	sustainability	sustainability	NOUN
eistud-26318	19	18	and	and	CCONJ
eistud-26318	19	19	energy	energy	NOUN
eistud-26318	19	20	availability	availability	NOUN
eistud-26318	19	21	.	.	PUNCT
eistud-26318	20	1	the	the	DET
eistud-26318	20	2	situation	situation	NOUN
eistud-26318	20	3	exposed	expose	VERB
eistud-26318	20	4	by	by	ADP
eistud-26318	20	5	certain	certain	ADJ
eistud-26318	20	6	statistical	statistical	ADJ
eistud-26318	20	7	factors	factor	NOUN
eistud-26318	20	8	shapes	shape	VERB
eistud-26318	20	9	the	the	DET
eistud-26318	20	10	world	world	NOUN
eistud-26318	20	11	energy	energy	NOUN
eistud-26318	20	12	trilemma	trilemma	PROPN
eistud-26318	20	13	index	index	NOUN
eistud-26318	20	14	(	(	PUNCT
eistud-26318	20	15	world	world	NOUN
eistud-26318	20	16	energy	energy	PROPN
eistud-26318	20	17	council	council	PROPN
eistud-26318	20	18	etc	etc	X
eistud-26318	20	19	.	.	X
eistud-26318	20	20	,	,	PUNCT
eistud-26318	20	21	2019	2019	NUM
eistud-26318	20	22	)	)	PUNCT
eistud-26318	20	23	.	.	PUNCT
eistud-26318	21	1	the	the	DET
eistud-26318	21	2	data	datum	NOUN
eistud-26318	21	3	on	on	ADP
eistud-26318	21	4	the	the	DET
eistud-26318	21	5	factors	factor	NOUN
eistud-26318	21	6	is	be	AUX
eistud-26318	21	7	available	available	ADJ
eistud-26318	21	8	in	in	ADP
eistud-26318	21	9	reliable	reliable	ADJ
eistud-26318	21	10	,	,	PUNCT
eistud-26318	21	11	globally	globally	ADV
eistud-26318	21	12	known	know	VERB
eistud-26318	21	13	databases	database	NOUN
eistud-26318	21	14	;	;	PUNCT
eistud-26318	21	15	respectively	respectively	ADV
eistud-26318	21	16	,	,	PUNCT
eistud-26318	21	17	the	the	DET
eistud-26318	21	18	combination	combination	NOUN
eistud-26318	21	19	of	of	ADP
eistud-26318	21	20	the	the	DET
eistud-26318	21	21	factors	factor	NOUN
eistud-26318	21	22	can	can	AUX
eistud-26318	21	23	serve	serve	VERB
eistud-26318	21	24	as	as	ADP
eistud-26318	21	25	a	a	DET
eistud-26318	21	26	trustful	trustful	ADJ
eistud-26318	21	27	basis	basis	NOUN
eistud-26318	21	28	for	for	ADP
eistud-26318	21	29	the	the	DET
eistud-26318	21	30	further	further	ADJ
eistud-26318	21	31	analysis	analysis	NOUN
eistud-26318	21	32	of	of	ADP
eistud-26318	21	33	the	the	DET
eistud-26318	21	34	situation	situation	NOUN
eistud-26318	21	35	at	at	ADP
eistud-26318	21	36	a	a	DET
eistud-26318	21	37	given	give	VERB
eistud-26318	21	38	moment	moment	NOUN
eistud-26318	21	39	,	,	PUNCT
eistud-26318	21	40	as	as	ADV
eistud-26318	21	41	well	well	ADV
eistud-26318	21	42	as	as	ADP
eistud-26318	21	43	trends	trend	NOUN
eistud-26318	21	44	.	.	PUNCT
eistud-26318	22	1	another	another	DET
eistud-26318	22	2	example	example	NOUN
eistud-26318	22	3	of	of	ADP
eistud-26318	22	4	application	application	NOUN
eistud-26318	22	5	the	the	DET
eistud-26318	22	6	trilemma	trilemma	NOUN
eistud-26318	22	7	concept	concept	NOUN
eistud-26318	22	8	is	be	AUX
eistud-26318	22	9	proposed	propose	VERB
eistud-26318	22	10	in	in	ADP
eistud-26318	22	11	construction	construction	NOUN
eistud-26318	22	12	sector	sector	NOUN
eistud-26318	22	13	,	,	PUNCT
eistud-26318	22	14	looking	look	VERB
eistud-26318	22	15	for	for	ADP
eistud-26318	22	16	the	the	DET
eistud-26318	22	17	most	most	ADV
eistud-26318	22	18	optimal	optimal	ADJ
eistud-26318	22	19	balance	balance	NOUN
eistud-26318	22	20	between	between	ADP
eistud-26318	22	21	district	district	NOUN
eistud-26318	22	22	heating	heating	NOUN
eistud-26318	22	23	systems	system	NOUN
eistud-26318	22	24	of	of	ADP
eistud-26318	22	25	historic	historic	ADJ
eistud-26318	22	26	buildings	building	NOUN
eistud-26318	22	27	,	,	PUNCT
eistud-26318	22	28	bioeconomy	bioeconomy	NOUN
eistud-26318	22	29	and	and	CCONJ
eistud-26318	22	30	energy	energy	NOUN
eistud-26318	22	31	efficiency	efficiency	NOUN
eistud-26318	22	32	(	(	PUNCT
eistud-26318	22	33	blumberga	blumberga	NOUN
eistud-26318	22	34	a.	a.	PROPN
eistud-26318	22	35	,	,	PUNCT
eistud-26318	22	36	freimanis	freimanis	PROPN
eistud-26318	22	37	r.	r.	PROPN
eistud-26318	22	38	,	,	PUNCT
eistud-26318	22	39	muižniece	muižniece	PROPN
eistud-26318	22	40	i.	i.	PROPN
eistud-26318	22	41	,	,	PUNCT
eistud-26318	22	42	etc	etc	X
eistud-26318	22	43	.	.	X
eistud-26318	22	44	2019	2019	NUM
eistud-26318	22	45	)	)	PUNCT
eistud-26318	22	46	.	.	PUNCT
eistud-26318	23	1	moreover	moreover	ADV
eistud-26318	23	2	,	,	PUNCT
eistud-26318	23	3	the	the	DET
eistud-26318	23	4	monetary	monetary	ADJ
eistud-26318	23	5	trilemma	trilemma	NOUN
eistud-26318	23	6	is	be	AUX
eistud-26318	23	7	focusing	focus	VERB
eistud-26318	23	8	on	on	ADP
eistud-26318	23	9	the	the	DET
eistud-26318	23	10	equilibrium	equilibrium	NOUN
eistud-26318	23	11	between	between	ADP
eistud-26318	23	12	independent	independent	ADJ
eistud-26318	23	13	monetary	monetary	ADJ
eistud-26318	23	14	policy	policy	NOUN
eistud-26318	23	15	of	of	ADP
eistud-26318	23	16	an	an	DET
eistud-26318	23	17	economy	economy	NOUN
eistud-26318	23	18	,	,	PUNCT
eistud-26318	23	19	free	free	ADJ
eistud-26318	23	20	capital	capital	NOUN
eistud-26318	23	21	flows	flow	NOUN
eistud-26318	23	22	and	and	CCONJ
eistud-26318	23	23	exchange	exchange	NOUN
eistud-26318	23	24	rate	rate	NOUN
eistud-26318	23	25	stability	stability	NOUN
eistud-26318	23	26	(	(	PUNCT
eistud-26318	23	27	rieber	rieber	NOUN
eistud-26318	23	28	,	,	PUNCT
eistud-26318	23	29	2017	2017	NUM
eistud-26318	23	30	)	)	PUNCT
eistud-26318	23	31	.	.	PUNCT
eistud-26318	24	1	taking	take	VERB
eistud-26318	24	2	into	into	ADP
eistud-26318	24	3	account	account	NOUN
eistud-26318	24	4	the	the	DET
eistud-26318	24	5	experience	experience	NOUN
eistud-26318	24	6	of	of	ADP
eistud-26318	24	7	other	other	ADJ
eistud-26318	24	8	researches	research	NOUN
eistud-26318	24	9	of	of	ADP
eistud-26318	24	10	trilemma	trilemma	NOUN
eistud-26318	24	11	concept	concept	NOUN
eistud-26318	24	12	,	,	PUNCT
eistud-26318	24	13	analogically	analogically	ADV
eistud-26318	24	14	to	to	ADP
eistud-26318	24	15	the	the	DET
eistud-26318	24	16	energy	energy	NOUN
eistud-26318	24	17	trilemma	trilemma	PROPN
eistud-26318	24	18	index	index	NOUN
eistud-26318	24	19	,	,	PUNCT
eistud-26318	24	20	the	the	DET
eistud-26318	24	21	authors	author	NOUN
eistud-26318	24	22	developed	develop	VERB
eistud-26318	24	23	the	the	DET
eistud-26318	24	24	trilemma	trilemma	NOUN
eistud-26318	24	25	concept	concept	NOUN
eistud-26318	24	26	for	for	ADP
eistud-26318	24	27	the	the	DET
eistud-26318	24	28	financial	financial	ADJ
eistud-26318	24	29	sector	sector	NOUN
eistud-26318	24	30	.	.	PUNCT
eistud-26318	25	1	the	the	DET
eistud-26318	25	2	paper	paper	NOUN
eistud-26318	25	3	proposes	propose	VERB
eistud-26318	25	4	determining	determine	VERB
eistud-26318	25	5	the	the	DET
eistud-26318	25	6	financial	financial	ADJ
eistud-26318	25	7	trilemma	trilemma	NOUN
eistud-26318	25	8	index	index	NOUN
eistud-26318	25	9	basing	base	VERB
eistud-26318	25	10	it	it	PRON
eistud-26318	25	11	on	on	ADP
eistud-26318	25	12	the	the	DET
eistud-26318	25	13	three	three	NUM
eistud-26318	25	14	pillars	pillar	NOUN
eistud-26318	25	15	:	:	PUNCT
eistud-26318	25	16	financial	financial	ADJ
eistud-26318	25	17	stability	stability	NOUN
eistud-26318	25	18	,	,	PUNCT
eistud-26318	25	19	financial	financial	ADJ
eistud-26318	25	20	inclusion	inclusion	NOUN
eistud-26318	25	21	and	and	CCONJ
eistud-26318	25	22	transparency	transparency	NOUN
eistud-26318	25	23	.	.	PUNCT
eistud-26318	26	1	as	as	SCONJ
eistud-26318	26	2	statistical	statistical	ADJ
eistud-26318	26	3	basis	basis	NOUN
eistud-26318	26	4	of	of	ADP
eistud-26318	26	5	the	the	DET
eistud-26318	26	6	financial	financial	ADJ
eistud-26318	26	7	trilemma	trilemma	NOUN
eistud-26318	26	8	and	and	CCONJ
eistud-26318	26	9	its	its	PRON
eistud-26318	26	10	building	building	NOUN
eistud-26318	26	11	blocks	block	NOUN
eistud-26318	26	12	the	the	DET
eistud-26318	26	13	set	set	NOUN
eistud-26318	26	14	of	of	ADP
eistud-26318	26	15	data	datum	NOUN
eistud-26318	26	16	from	from	ADP
eistud-26318	26	17	publicly	publicly	ADV
eistud-26318	26	18	available	available	ADJ
eistud-26318	26	19	databases	database	NOUN
eistud-26318	26	20	,	,	PUNCT
eistud-26318	26	21	such	such	ADJ
eistud-26318	26	22	as	as	ADP
eistud-26318	26	23	the	the	DET
eistud-26318	26	24	global	global	ADJ
eistud-26318	26	25	competitiveness	competitiveness	NOUN
eistud-26318	26	26	index	index	NOUN
eistud-26318	26	27	,	,	PUNCT
eistud-26318	26	28	the	the	DET
eistud-26318	26	29	financial	financial	PROPN
eistud-26318	26	30	development	development	PROPN
eistud-26318	26	31	index	index	PROPN
eistud-26318	26	32	,	,	PUNCT
eistud-26318	26	33	global	global	ADJ
eistud-26318	26	34	findex	findex	NOUN
eistud-26318	26	35	and	and	CCONJ
eistud-26318	26	36	doing	do	VERB
eistud-26318	26	37	business	business	NOUN
eistud-26318	26	38	is	be	AUX
eistud-26318	26	39	determined	determine	VERB
eistud-26318	26	40	.	.	PUNCT
eistud-26318	27	1	the	the	DET
eistud-26318	27	2	generally	generally	ADV
eistud-26318	27	3	accepted	accept	VERB
eistud-26318	27	4	quantitative	quantitative	ADJ
eistud-26318	27	5	and	and	CCONJ
eistud-26318	27	6	qualitative	qualitative	ADJ
eistud-26318	27	7	methods	method	NOUN
eistud-26318	27	8	of	of	ADP
eistud-26318	27	9	economic	economic	ADJ
eistud-26318	27	10	science	science	NOUN
eistud-26318	27	11	,	,	PUNCT
eistud-26318	27	12	inter	inter	PROPN
eistud-26318	27	13	alia	alia	ADJ
eistud-26318	27	14	comparative	comparative	ADJ
eistud-26318	27	15	analysis	analysis	NOUN
eistud-26318	27	16	,	,	PUNCT
eistud-26318	27	17	parameter	parameter	NOUN
eistud-26318	27	18	estimation	estimation	NOUN
eistud-26318	27	19	,	,	PUNCT
eistud-26318	27	20	grouping	grouping	NOUN
eistud-26318	27	21	,	,	PUNCT
eistud-26318	27	22	economically	economically	ADV
eistud-26318	27	23	mathematical	mathematical	ADJ
eistud-26318	27	24	modelling	modelling	NOUN
eistud-26318	27	25	,	,	PUNCT
eistud-26318	27	26	synthesis	synthesis	NOUN
eistud-26318	27	27	,	,	PUNCT
eistud-26318	27	28	inductive	inductive	ADJ
eistud-26318	27	29	,	,	PUNCT
eistud-26318	27	30	deductive	deductive	ADJ
eistud-26318	27	31	and	and	CCONJ
eistud-26318	27	32	logically	logically	ADV
eistud-26318	27	33	constructive	constructive	ADJ
eistud-26318	27	34	methods	method	NOUN
eistud-26318	27	35	have	have	AUX
eistud-26318	27	36	been	be	AUX
eistud-26318	27	37	used	use	VERB
eistud-26318	27	38	for	for	ADP
eistud-26318	27	39	the	the	DET
eistud-26318	27	40	research	research	NOUN
eistud-26318	27	41	.	.	PUNCT
eistud-26318	28	1	the	the	DET
eistud-26318	28	2	general	general	ADJ
eistud-26318	28	3	concept	concept	NOUN
eistud-26318	28	4	of	of	ADP
eistud-26318	28	5	financial	financial	ADJ
eistud-26318	28	6	trilemma	trilemma	NOUN
eistud-26318	28	7	model	model	NOUN
eistud-26318	28	8	the	the	DET
eistud-26318	28	9	trilemma	trilemma	NOUN
eistud-26318	28	10	concept	concept	NOUN
eistud-26318	28	11	has	have	AUX
eistud-26318	28	12	been	be	AUX
eistud-26318	28	13	used	use	VERB
eistud-26318	28	14	in	in	ADP
eistud-26318	28	15	various	various	ADJ
eistud-26318	28	16	different	different	ADJ
eistud-26318	28	17	fields	field	NOUN
eistud-26318	28	18	of	of	ADP
eistud-26318	28	19	research	research	NOUN
eistud-26318	28	20	.	.	PUNCT
eistud-26318	29	1	for	for	ADP
eistud-26318	29	2	instance	instance	NOUN
eistud-26318	29	3	,	,	PUNCT
eistud-26318	29	4	the	the	DET
eistud-26318	29	5	impossible	impossible	ADJ
eistud-26318	29	6	trinity	trinity	NOUN
eistud-26318	29	7	or	or	CCONJ
eistud-26318	29	8	the	the	DET
eistud-26318	29	9	trilemma	trilemma	NOUN
eistud-26318	29	10	is	be	AUX
eistud-26318	29	11	considered	consider	VERB
eistud-26318	29	12	to	to	PART
eistud-26318	29	13	be	be	AUX
eistud-26318	29	14	a	a	DET
eistud-26318	29	15	fundamental	fundamental	ADJ
eistud-26318	29	16	contribution	contribution	NOUN
eistud-26318	29	17	of	of	ADP
eistud-26318	29	18	the	the	DET
eistud-26318	29	19	mundell	mundell	ADJ
eistud-26318	29	20	-	-	PUNCT
eistud-26318	29	21	fleming	fleme	VERB
eistud-26318	29	22	framework	framework	NOUN
eistud-26318	29	23	.	.	PUNCT
eistud-26318	30	1	the	the	DET
eistud-26318	30	2	trilemma	trilemma	NOUN
eistud-26318	30	3	assumed	assume	VERB
eistud-26318	30	4	that	that	SCONJ
eistud-26318	30	5	a	a	DET
eistud-26318	30	6	country	country	NOUN
eistud-26318	30	7	may	may	AUX
eistud-26318	30	8	simultaneously	simultaneously	ADV
eistud-26318	30	9	choose	choose	VERB
eistud-26318	30	10	any	any	DET
eistud-26318	30	11	two	two	NUM
eistud-26318	30	12	,	,	PUNCT
eistud-26318	30	13	but	but	CCONJ
eistud-26318	30	14	not	not	PART
eistud-26318	30	15	all	all	PRON
eistud-26318	30	16	of	of	ADP
eistud-26318	30	17	the	the	DET
eistud-26318	30	18	following	follow	VERB
eistud-26318	30	19	three	three	NUM
eistud-26318	30	20	policy	policy	NOUN
eistud-26318	30	21	goals	goal	NOUN
eistud-26318	30	22	–	–	PUNCT
eistud-26318	30	23	monetary	monetary	ADJ
eistud-26318	30	24	independence	independence	NOUN
eistud-26318	30	25	,	,	PUNCT
eistud-26318	30	26	exchange	exchange	NOUN
eistud-26318	30	27	rate	rate	NOUN
eistud-26318	30	28	stability	stability	NOUN
eistud-26318	30	29	and	and	CCONJ
eistud-26318	30	30	financial	financial	ADJ
eistud-26318	30	31	integration	integration	NOUN
eistud-26318	30	32	(	(	PUNCT
eistud-26318	30	33	aizenman	aizenman	NOUN
eistud-26318	30	34	,	,	PUNCT
eistud-26318	30	35	2010	2010	NUM
eistud-26318	30	36	)	)	PUNCT
eistud-26318	30	37	.	.	PUNCT
eistud-26318	31	1	another	another	DET
eistud-26318	31	2	example	example	NOUN
eistud-26318	31	3	of	of	ADP
eistud-26318	31	4	application	application	NOUN
eistud-26318	31	5	of	of	ADP
eistud-26318	31	6	the	the	DET
eistud-26318	31	7	trilemma	trilemma	NOUN
eistud-26318	31	8	concept	concept	NOUN
eistud-26318	31	9	is	be	AUX
eistud-26318	31	10	the	the	DET
eistud-26318	31	11	energy	energy	NOUN
eistud-26318	31	12	field	field	NOUN
eistud-26318	31	13	.	.	PUNCT
eistud-26318	32	1	the	the	DET
eistud-26318	32	2	world	world	PROPN
eistud-26318	32	3	energy	energy	PROPN
eistud-26318	32	4	council	council	PROPN
eistud-26318	32	5	considers	consider	VERB
eistud-26318	32	6	energy	energy	NOUN
eistud-26318	32	7	sustainability	sustainability	NOUN
eistud-26318	32	8	to	to	PART
eistud-26318	32	9	be	be	AUX
eistud-26318	32	10	defined	define	VERB
eistud-26318	32	11	by	by	ADP
eistud-26318	32	12	the	the	DET
eistud-26318	32	13	three	three	NUM
eistud-26318	32	14	core	core	NOUN
eistud-26318	32	15	dimensions	dimension	NOUN
eistud-26318	32	16	–	–	PUNCT
eistud-26318	32	17	energy	energy	NOUN
eistud-26318	32	18	security	security	NOUN
eistud-26318	32	19	,	,	PUNCT
eistud-26318	32	20	energy	energy	NOUN
eistud-26318	32	21	equity	equity	NOUN
eistud-26318	32	22	,	,	PUNCT
eistud-26318	32	23	and	and	CCONJ
eistud-26318	32	24	environmental	environmental	ADJ
eistud-26318	32	25	sustainability	sustainability	NOUN
eistud-26318	32	26	.	.	PUNCT
eistud-26318	33	1	together	together	ADV
eistud-26318	33	2	,	,	PUNCT
eistud-26318	33	3	they	they	PRON
eistud-26318	33	4	constitute	constitute	VERB
eistud-26318	33	5	‘	'	PUNCT
eistud-26318	33	6	trilemma	trilemma	NOUN
eistud-26318	33	7	’	'	PUNCT
eistud-26318	33	8	,	,	PUNCT
eistud-26318	33	9	and	and	CCONJ
eistud-26318	33	10	achieving	achieve	VERB
eistud-26318	33	11	high	high	ADJ
eistud-26318	33	12	performance	performance	NOUN
eistud-26318	33	13	on	on	ADP
eistud-26318	33	14	all	all	DET
eistud-26318	33	15	the	the	DET
eistud-26318	33	16	three	three	NUM
eistud-26318	33	17	dimensions	dimension	NOUN
eistud-26318	33	18	entails	entail	VERB
eistud-26318	33	19	complex	complex	ADJ
eistud-26318	33	20	interwoven	interwoven	ADJ
eistud-26318	33	21	links	link	NOUN
eistud-26318	33	22	between	between	ADP
eistud-26318	33	23	public	public	ADJ
eistud-26318	33	24	and	and	CCONJ
eistud-26318	33	25	private	private	ADJ
eistud-26318	33	26	actors	actor	NOUN
eistud-26318	33	27	,	,	PUNCT
eistud-26318	33	28	governments	government	NOUN
eistud-26318	33	29	and	and	CCONJ
eistud-26318	33	30	regulators	regulator	NOUN
eistud-26318	33	31	,	,	PUNCT
eistud-26318	33	32	economic	economic	ADJ
eistud-26318	33	33	and	and	CCONJ
eistud-26318	33	34	social	social	ADJ
eistud-26318	33	35	factors	factor	NOUN
eistud-26318	33	36	,	,	PUNCT
eistud-26318	33	37	national	national	ADJ
eistud-26318	33	38	resources	resource	NOUN
eistud-26318	33	39	,	,	PUNCT
eistud-26318	33	40	environmental	environmental	ADJ
eistud-26318	33	41	concerns	concern	NOUN
eistud-26318	33	42	,	,	PUNCT
eistud-26318	33	43	and	and	CCONJ
eistud-26318	33	44	individual	individual	ADJ
eistud-26318	33	45	consumer	consumer	NOUN
eistud-26318	33	46	behaviours	behaviour	NOUN
eistud-26318	33	47	(	(	PUNCT
eistud-26318	33	48	world	world	PROPN
eistud-26318	33	49	energy	energy	NOUN
eistud-26318	33	50	council	council	PROPN
eistud-26318	33	51	,	,	PUNCT
eistud-26318	33	52	2019	2019	NUM
eistud-26318	33	53	)	)	PUNCT
eistud-26318	33	54	.	.	PUNCT
eistud-26318	34	1	it	it	PRON
eistud-26318	34	2	is	be	AUX
eistud-26318	34	3	important	important	ADJ
eistud-26318	34	4	to	to	PART
eistud-26318	34	5	emphasise	emphasise	VERB
eistud-26318	34	6	that	that	SCONJ
eistud-26318	34	7	the	the	DET
eistud-26318	34	8	energy	energy	NOUN
eistud-26318	34	9	trilemma	trilemma	NOUN
eistud-26318	34	10	is	be	AUX
eistud-26318	34	11	not	not	PART
eistud-26318	34	12	supposed	suppose	VERB
eistud-26318	34	13	to	to	PART
eistud-26318	34	14	be	be	AUX
eistud-26318	34	15	an	an	DET
eistud-26318	34	16	“	"	PUNCT
eistud-26318	34	17	impossible	impossible	ADJ
eistud-26318	34	18	trinity	trinity	NOUN
eistud-26318	34	19	"	"	PUNCT
eistud-26318	34	20	.	.	PUNCT
eistud-26318	35	1	it	it	PRON
eistud-26318	35	2	is	be	AUX
eistud-26318	35	3	rather	rather	ADV
eistud-26318	35	4	a	a	DET
eistud-26318	35	5	balanced	balanced	ADJ
eistud-26318	35	6	combination	combination	NOUN
eistud-26318	35	7	of	of	ADP
eistud-26318	35	8	three	three	NUM
eistud-26318	35	9	the	the	DET
eistud-26318	35	10	most	most	ADV
eistud-26318	35	11	important	important	ADJ
eistud-26318	35	12	factors	factor	NOUN
eistud-26318	35	13	with	with	ADP
eistud-26318	35	14	the	the	DET
eistud-26318	35	15	country	country	NOUN
eistud-26318	35	16	context	context	NOUN
eistud-26318	35	17	added	add	VERB
eistud-26318	35	18	.	.	PUNCT
eistud-26318	36	1	similar	similar	ADJ
eistud-26318	36	2	approach	approach	NOUN
eistud-26318	36	3	is	be	AUX
eistud-26318	36	4	applied	apply	VERB
eistud-26318	36	5	for	for	ADP
eistud-26318	36	6	the	the	DET
eistud-26318	36	7	trilemma	trilemma	NOUN
eistud-26318	36	8	in	in	ADP
eistud-26318	36	9	construction	construction	NOUN
eistud-26318	36	10	sector	sector	NOUN
eistud-26318	36	11	focusing	focus	VERB
eistud-26318	36	12	on	on	ADP
eistud-26318	36	13	the	the	DET
eistud-26318	36	14	best	good	ADJ
eistud-26318	36	15	total	total	ADJ
eistud-26318	36	16	outcome	outcome	NOUN
eistud-26318	36	17	of	of	ADP
eistud-26318	36	18	cost	cost	NOUN
eistud-26318	36	19	and	and	CCONJ
eistud-26318	36	20	energy	energy	NOUN
eistud-26318	36	21	efficiency	efficiency	NOUN
eistud-26318	36	22	and	and	CCONJ
eistud-26318	36	23	bioeconomy	bioeconomy	NOUN
eistud-26318	36	24	of	of	ADP
eistud-26318	36	25	materials	material	NOUN
eistud-26318	36	26	meeting	meet	VERB
eistud-26318	36	27	the	the	DET
eistud-26318	36	28	restrictions	restriction	NOUN
eistud-26318	36	29	of	of	ADP
eistud-26318	36	30	district	district	NOUN
eistud-26318	36	31	heating	heating	NOUN
eistud-26318	36	32	systems	system	NOUN
eistud-26318	36	33	in	in	ADP
eistud-26318	36	34	historic	historic	ADJ
eistud-26318	36	35	buildings	building	NOUN
eistud-26318	36	36	(	(	PUNCT
eistud-26318	36	37	blumberga	blumberga	NOUN
eistud-26318	36	38	a.	a.	PROPN
eistud-26318	36	39	,	,	PUNCT
eistud-26318	36	40	freimanis	freimanis	PROPN
eistud-26318	36	41	r.	r.	PROPN
eistud-26318	36	42	,	,	PUNCT
eistud-26318	36	43	muižniece	muižniece	PROPN
eistud-26318	36	44	i.	i.	PROPN
eistud-26318	36	45	,	,	PUNCT
eistud-26318	36	46	etc	etc	X
eistud-26318	36	47	.	.	X
eistud-26318	36	48	2019	2019	NUM
eistud-26318	36	49	)	)	PUNCT
eistud-26318	36	50	.	.	PUNCT
eistud-26318	37	1	the	the	DET
eistud-26318	37	2	main	main	ADJ
eistud-26318	37	3	challenge	challenge	NOUN
eistud-26318	37	4	of	of	ADP
eistud-26318	37	5	the	the	DET
eistud-26318	37	6	monetary	monetary	ADJ
eistud-26318	37	7	trilemma	trilemma	NOUN
eistud-26318	37	8	also	also	ADV
eistud-26318	37	9	finds	find	VERB
eistud-26318	37	10	itself	itself	PRON
eistud-26318	37	11	in	in	ADP
eistud-26318	37	12	defining	define	VERB
eistud-26318	37	13	the	the	DET
eistud-26318	37	14	best	good	ADJ
eistud-26318	37	15	common	common	ADJ
eistud-26318	37	16	value	value	NOUN
eistud-26318	37	17	for	for	ADP
eistud-26318	37	18	the	the	DET
eistud-26318	37	19	economy	economy	NOUN
eistud-26318	37	20	127	127	NUM
eistud-26318	37	21	european	european	ADJ
eistud-26318	37	22	integrat	integrat	NOUN
eistud-26318	37	23	ion	ion	NOUN
eistud-26318	37	24	studies	study	NOUN
eistud-26318	37	25	2020/14	2020/14	NUM
eistud-26318	37	26	weighting	weight	VERB
eistud-26318	37	27	different	different	ADJ
eistud-26318	37	28	intensity	intensity	NOUN
eistud-26318	37	29	of	of	ADP
eistud-26318	37	30	(	(	PUNCT
eistud-26318	37	31	in)dependency	in)dependency	NOUN
eistud-26318	37	32	of	of	ADP
eistud-26318	37	33	monetary	monetary	ADJ
eistud-26318	37	34	policy	policy	NOUN
eistud-26318	37	35	,	,	PUNCT
eistud-26318	37	36	freedom	freedom	NOUN
eistud-26318	37	37	of	of	ADP
eistud-26318	37	38	capital	capital	NOUN
eistud-26318	37	39	flows	flow	NOUN
eistud-26318	37	40	and	and	CCONJ
eistud-26318	37	41	exchange	exchange	NOUN
eistud-26318	37	42	rate	rate	NOUN
eistud-26318	37	43	stability	stability	NOUN
eistud-26318	37	44	(	(	PUNCT
eistud-26318	37	45	rieber	rieber	NOUN
eistud-26318	37	46	,	,	PUNCT
eistud-26318	37	47	2017	2017	NUM
eistud-26318	37	48	)	)	PUNCT
eistud-26318	37	49	.	.	PUNCT
eistud-26318	38	1	the	the	DET
eistud-26318	38	2	authors	author	NOUN
eistud-26318	38	3	of	of	ADP
eistud-26318	38	4	the	the	DET
eistud-26318	38	5	research	research	NOUN
eistud-26318	38	6	propose	propose	VERB
eistud-26318	38	7	the	the	DET
eistud-26318	38	8	financial	financial	ADJ
eistud-26318	38	9	trilemma	trilemma	NOUN
eistud-26318	38	10	,	,	PUNCT
eistud-26318	38	11	which	which	PRON
eistud-26318	38	12	is	be	AUX
eistud-26318	38	13	designed	design	VERB
eistud-26318	38	14	in	in	ADP
eistud-26318	38	15	a	a	DET
eistud-26318	38	16	similar	similar	ADJ
eistud-26318	38	17	approach	approach	NOUN
eistud-26318	38	18	as	as	ADP
eistud-26318	38	19	the	the	DET
eistud-26318	38	20	energy	energy	NOUN
eistud-26318	38	21	trilemma	trilemma	NOUN
eistud-26318	38	22	,	,	PUNCT
eistud-26318	38	23	namely	namely	ADV
eistud-26318	38	24	,	,	PUNCT
eistud-26318	38	25	by	by	ADP
eistud-26318	38	26	representing	represent	VERB
eistud-26318	38	27	a	a	DET
eistud-26318	38	28	balance	balance	NOUN
eistud-26318	38	29	of	of	ADP
eistud-26318	38	30	the	the	DET
eistud-26318	38	31	three	three	NUM
eistud-26318	38	32	most	most	ADV
eistud-26318	38	33	important	important	ADJ
eistud-26318	38	34	factors	factor	NOUN
eistud-26318	38	35	and	and	CCONJ
eistud-26318	38	36	the	the	DET
eistud-26318	38	37	country	country	NOUN
eistud-26318	38	38	context	context	NOUN
eistud-26318	38	39	added	add	VERB
eistud-26318	38	40	.	.	PUNCT
eistud-26318	39	1	the	the	DET
eistud-26318	39	2	balance	balance	NOUN
eistud-26318	39	3	of	of	ADP
eistud-26318	39	4	the	the	DET
eistud-26318	39	5	trilemma	trilemma	NOUN
eistud-26318	39	6	dimensions	dimension	NOUN
eistud-26318	39	7	changes	change	NOUN
eistud-26318	39	8	due	due	ADJ
eistud-26318	39	9	to	to	ADP
eistud-26318	39	10	external	external	ADJ
eistud-26318	39	11	shocks	shock	NOUN
eistud-26318	39	12	or	or	CCONJ
eistud-26318	39	13	policy	policy	NOUN
eistud-26318	39	14	taken	take	VERB
eistud-26318	39	15	by	by	ADP
eistud-26318	39	16	the	the	DET
eistud-26318	39	17	country	country	NOUN
eistud-26318	39	18	.	.	PUNCT
eistud-26318	40	1	at	at	ADP
eistud-26318	40	2	the	the	DET
eistud-26318	40	3	same	same	ADJ
eistud-26318	40	4	time	time	NOUN
eistud-26318	40	5	,	,	PUNCT
eistud-26318	40	6	the	the	DET
eistud-26318	40	7	vulnerability	vulnerability	NOUN
eistud-26318	40	8	of	of	ADP
eistud-26318	40	9	a	a	DET
eistud-26318	40	10	financial	financial	ADJ
eistud-26318	40	11	system	system	NOUN
eistud-26318	40	12	towards	towards	ADP
eistud-26318	40	13	influences	influence	NOUN
eistud-26318	40	14	depends	depend	VERB
eistud-26318	40	15	on	on	ADP
eistud-26318	40	16	country	country	NOUN
eistud-26318	40	17	basic	basic	ADJ
eistud-26318	40	18	characteristics	characteristic	NOUN
eistud-26318	40	19	or	or	CCONJ
eistud-26318	40	20	country	country	NOUN
eistud-26318	40	21	context	context	NOUN
eistud-26318	40	22	–	–	PUNCT
eistud-26318	40	23	macroeconomic	macroeconomic	ADJ
eistud-26318	40	24	stability	stability	NOUN
eistud-26318	40	25	,	,	PUNCT
eistud-26318	40	26	governance	governance	NOUN
eistud-26318	40	27	or	or	CCONJ
eistud-26318	40	28	efficiency	efficiency	NOUN
eistud-26318	40	29	of	of	ADP
eistud-26318	40	30	public	public	ADJ
eistud-26318	40	31	sector	sector	NOUN
eistud-26318	40	32	and	and	CCONJ
eistud-26318	40	33	stability	stability	NOUN
eistud-26318	40	34	for	for	ADP
eistud-26318	40	35	investment	investment	NOUN
eistud-26318	40	36	and	and	CCONJ
eistud-26318	40	37	innovation	innovation	NOUN
eistud-26318	40	38	.	.	PUNCT
eistud-26318	41	1	the	the	DET
eistud-26318	41	2	research	research	NOUN
eistud-26318	41	3	proposes	propose	VERB
eistud-26318	41	4	to	to	PART
eistud-26318	41	5	build	build	VERB
eistud-26318	41	6	financial	financial	ADJ
eistud-26318	41	7	trilemma	trilemma	NOUN
eistud-26318	41	8	on	on	ADP
eistud-26318	41	9	the	the	DET
eistud-26318	41	10	three	three	NUM
eistud-26318	41	11	key	key	ADJ
eistud-26318	41	12	pillars	pillar	NOUN
eistud-26318	41	13	:	:	PUNCT
eistud-26318	41	14	financial	financial	ADJ
eistud-26318	41	15	stability	stability	NOUN
eistud-26318	41	16	,	,	PUNCT
eistud-26318	41	17	financial	financial	ADJ
eistud-26318	41	18	inclusion	inclusion	NOUN
eistud-26318	41	19	and	and	CCONJ
eistud-26318	41	20	transparency	transparency	NOUN
eistud-26318	41	21	.	.	PUNCT
eistud-26318	42	1	availability	availability	NOUN
eistud-26318	42	2	of	of	ADP
eistud-26318	42	3	capital	capital	NOUN
eistud-26318	42	4	is	be	AUX
eistud-26318	42	5	recognized	recognize	VERB
eistud-26318	42	6	as	as	ADP
eistud-26318	42	7	one	one	NUM
eistud-26318	42	8	of	of	ADP
eistud-26318	42	9	the	the	DET
eistud-26318	42	10	basic	basic	ADJ
eistud-26318	42	11	factors	factor	NOUN
eistud-26318	42	12	for	for	ADP
eistud-26318	42	13	economic	economic	ADJ
eistud-26318	42	14	development	development	NOUN
eistud-26318	42	15	.	.	PUNCT
eistud-26318	43	1	according	accord	VERB
eistud-26318	43	2	to	to	ADP
eistud-26318	43	3	the	the	DET
eistud-26318	43	4	classical	classical	ADJ
eistud-26318	43	5	economic	economic	ADJ
eistud-26318	43	6	development	development	NOUN
eistud-26318	43	7	theories	theory	NOUN
eistud-26318	43	8	,	,	PUNCT
eistud-26318	43	9	gdp	gdp	NOUN
eistud-26318	43	10	growth	growth	NOUN
eistud-26318	43	11	strongly	strongly	ADV
eistud-26318	43	12	depends	depend	VERB
eistud-26318	43	13	on	on	ADP
eistud-26318	43	14	capital	capital	NOUN
eistud-26318	43	15	availability	availability	NOUN
eistud-26318	43	16	.	.	PUNCT
eistud-26318	44	1	new	new	ADJ
eistud-26318	44	2	investments	investment	NOUN
eistud-26318	44	3	increase	increase	VERB
eistud-26318	44	4	national	national	ADJ
eistud-26318	44	5	production	production	NOUN
eistud-26318	44	6	volumes	volume	NOUN
eistud-26318	44	7	,	,	PUNCT
eistud-26318	44	8	facilitating	facilitate	VERB
eistud-26318	44	9	respectively	respectively	ADV
eistud-26318	44	10	economic	economic	ADJ
eistud-26318	44	11	growth	growth	NOUN
eistud-26318	44	12	(	(	PUNCT
eistud-26318	44	13	o.bogdanova	o.bogdanova	X
eistud-26318	44	14	,	,	PUNCT
eistud-26318	44	15	2012	2012	NUM
eistud-26318	44	16	)	)	PUNCT
eistud-26318	44	17	.	.	PUNCT
eistud-26318	45	1	financial	financial	ADJ
eistud-26318	45	2	stability	stability	NOUN
eistud-26318	45	3	closely	closely	ADV
eistud-26318	45	4	correlates	correlate	VERB
eistud-26318	45	5	with	with	ADP
eistud-26318	45	6	banking	banking	NOUN
eistud-26318	45	7	operation	operation	NOUN
eistud-26318	45	8	.	.	PUNCT
eistud-26318	46	1	financial	financial	ADJ
eistud-26318	46	2	policy	policy	NOUN
eistud-26318	46	3	defines	define	VERB
eistud-26318	46	4	availability	availability	NOUN
eistud-26318	46	5	of	of	ADP
eistud-26318	46	6	money	money	NOUN
eistud-26318	46	7	in	in	ADP
eistud-26318	46	8	economy	economy	NOUN
eistud-26318	46	9	,	,	PUNCT
eistud-26318	46	10	inflation	inflation	NOUN
eistud-26318	46	11	rate	rate	NOUN
eistud-26318	46	12	,	,	PUNCT
eistud-26318	46	13	currency	currency	NOUN
eistud-26318	46	14	exchange	exchange	NOUN
eistud-26318	46	15	rate	rate	NOUN
eistud-26318	46	16	,	,	PUNCT
eistud-26318	46	17	stable	stable	ADJ
eistud-26318	46	18	capital	capital	NOUN
eistud-26318	46	19	flows	flow	NOUN
eistud-26318	46	20	and	and	CCONJ
eistud-26318	46	21	other	other	ADJ
eistud-26318	46	22	important	important	ADJ
eistud-26318	46	23	indicators	indicator	NOUN
eistud-26318	46	24	encouraging	encourage	VERB
eistud-26318	46	25	either	either	CCONJ
eistud-26318	46	26	savings	saving	NOUN
eistud-26318	46	27	or	or	CCONJ
eistud-26318	46	28	spending	spending	NOUN
eistud-26318	46	29	.	.	PUNCT
eistud-26318	47	1	the	the	DET
eistud-26318	47	2	regulated	regulate	VERB
eistud-26318	47	3	and	and	CCONJ
eistud-26318	47	4	coordinated	coordinate	VERB
eistud-26318	47	5	banking	banking	NOUN
eistud-26318	47	6	facilitates	facilitate	VERB
eistud-26318	47	7	economic	economic	ADJ
eistud-26318	47	8	growth	growth	NOUN
eistud-26318	47	9	by	by	ADP
eistud-26318	47	10	dampening	dampen	VERB
eistud-26318	47	11	the	the	DET
eistud-26318	47	12	negative	negative	ADJ
eistud-26318	47	13	impact	impact	NOUN
eistud-26318	47	14	of	of	ADP
eistud-26318	47	15	volatile	volatile	ADJ
eistud-26318	47	16	capital	capital	NOUN
eistud-26318	47	17	flows	flow	NOUN
eistud-26318	47	18	.	.	PUNCT
eistud-26318	48	1	together	together	ADV
eistud-26318	48	2	with	with	ADP
eistud-26318	48	3	financial	financial	ADJ
eistud-26318	48	4	intermediation	intermediation	NOUN
eistud-26318	48	5	services	service	NOUN
eistud-26318	48	6	(	(	PUNCT
eistud-26318	48	7	ensuring	ensure	VERB
eistud-26318	48	8	risk	risk	NOUN
eistud-26318	48	9	sharing	sharing	NOUN
eistud-26318	48	10	,	,	PUNCT
eistud-26318	48	11	capital	capital	NOUN
eistud-26318	48	12	for	for	ADP
eistud-26318	48	13	investments	investment	NOUN
eistud-26318	48	14	,	,	PUNCT
eistud-26318	48	15	pooling	pool	VERB
eistud-26318	48	16	savings	saving	NOUN
eistud-26318	48	17	etc	etc	X
eistud-26318	48	18	.	.	PUNCT
eistud-26318	48	19	)	)	PUNCT
eistud-26318	48	20	financial	financial	ADJ
eistud-26318	48	21	stability	stability	NOUN
eistud-26318	48	22	ensured	ensure	VERB
eistud-26318	48	23	by	by	ADP
eistud-26318	48	24	banking	banking	NOUN
eistud-26318	48	25	regulation	regulation	NOUN
eistud-26318	48	26	and	and	CCONJ
eistud-26318	48	27	supervision	supervision	NOUN
eistud-26318	48	28	affect	affect	VERB
eistud-26318	48	29	all	all	DET
eistud-26318	48	30	finance	finance	NOUN
eistud-26318	48	31	-	-	PUNCT
eistud-26318	48	32	depending	depend	VERB
eistud-26318	48	33	sectors	sector	NOUN
eistud-26318	48	34	of	of	ADP
eistud-26318	48	35	an	an	DET
eistud-26318	48	36	economy	economy	NOUN
eistud-26318	48	37	.	.	PUNCT
eistud-26318	49	1	(	(	PUNCT
eistud-26318	49	2	k.c.neanidis	k.c.neanidis	PROPN
eistud-26318	49	3	,	,	PUNCT
eistud-26318	49	4	2019	2019	NUM
eistud-26318	49	5	)	)	PUNCT
eistud-26318	50	1	moreover	moreover	ADV
eistud-26318	50	2	,	,	PUNCT
eistud-26318	50	3	if	if	SCONJ
eistud-26318	50	4	capital	capital	NOUN
eistud-26318	50	5	is	be	AUX
eistud-26318	50	6	not	not	PART
eistud-26318	50	7	well	well	ADV
eistud-26318	50	8	supervised	supervised	ADJ
eistud-26318	50	9	and	and	CCONJ
eistud-26318	50	10	managed	manage	VERB
eistud-26318	50	11	,	,	PUNCT
eistud-26318	50	12	the	the	DET
eistud-26318	50	13	risks	risk	NOUN
eistud-26318	50	14	of	of	ADP
eistud-26318	50	15	shadow	shadow	NOUN
eistud-26318	50	16	economy	economy	NOUN
eistud-26318	50	17	considerably	considerably	ADV
eistud-26318	50	18	increase	increase	NOUN
eistud-26318	50	19	(	(	PUNCT
eistud-26318	50	20	g.buchak	g.buchak	NOUN
eistud-26318	50	21	,	,	PUNCT
eistud-26318	50	22	g.matvos	g.matvos	NOUN
eistud-26318	50	23	,	,	PUNCT
eistud-26318	50	24	t.piskorski	t.piskorski	ADJ
eistud-26318	50	25	,	,	PUNCT
eistud-26318	50	26	2019	2019	NUM
eistud-26318	50	27	)	)	PUNCT
eistud-26318	50	28	figure	figure	NOUN
eistud-26318	50	29	1	1	NUM
eistud-26318	50	30	demonstrates	demonstrate	VERB
eistud-26318	50	31	the	the	DET
eistud-26318	50	32	schematic	schematic	ADJ
eistud-26318	50	33	structure	structure	NOUN
eistud-26318	50	34	of	of	ADP
eistud-26318	50	35	the	the	DET
eistud-26318	50	36	financial	financial	ADJ
eistud-26318	50	37	trilemma	trilemma	NOUN
eistud-26318	50	38	concept	concept	NOUN
eistud-26318	50	39	developed	develop	VERB
eistud-26318	50	40	in	in	ADP
eistud-26318	50	41	the	the	DET
eistud-26318	50	42	paper	paper	NOUN
eistud-26318	50	43	.	.	PUNCT
eistud-26318	51	1	financial	financial	ADJ
eistud-26318	51	2	trilemma	trilemma	PROPN
eistud-26318	51	3	financial	financial	ADJ
eistud-26318	51	4	stability	stability	NOUN
eistud-26318	51	5	financial	financial	ADJ
eistud-26318	51	6	inclusiontransparency	inclusiontransparency	NOUN
eistud-26318	51	7	external	external	ADJ
eistud-26318	51	8	disruption	disruption	NOUN
eistud-26318	51	9	country	country	NOUN
eistud-26318	51	10	context	context	NOUN
eistud-26318	51	11	figure	figure	NOUN
eistud-26318	51	12	1	1	NUM
eistud-26318	51	13	genral	genral	ADJ
eistud-26318	51	14	concept	concept	NOUN
eistud-26318	51	15	of	of	ADP
eistud-26318	51	16	financial	financial	ADJ
eistud-26318	51	17	trilemma	trilemma	NOUN
eistud-26318	51	18	(	(	PUNCT
eistud-26318	51	19	authors	author	NOUN
eistud-26318	51	20	)	)	PUNCT
eistud-26318	51	21	financial	financial	ADJ
eistud-26318	51	22	stability	stability	NOUN
eistud-26318	51	23	can	can	AUX
eistud-26318	51	24	be	be	AUX
eistud-26318	51	25	defined	define	VERB
eistud-26318	51	26	as	as	ADP
eistud-26318	51	27	“	"	PUNCT
eistud-26318	51	28	a	a	DET
eistud-26318	51	29	condition	condition	NOUN
eistud-26318	51	30	where	where	SCONJ
eistud-26318	51	31	the	the	DET
eistud-26318	51	32	financial	financial	ADJ
eistud-26318	51	33	system	system	NOUN
eistud-26318	51	34	–	–	PUNCT
eistud-26318	51	35	comprising	comprise	VERB
eistud-26318	51	36	financial	financial	ADJ
eistud-26318	51	37	intermediaries	intermediary	NOUN
eistud-26318	51	38	,	,	PUNCT
eistud-26318	51	39	markets	market	NOUN
eistud-26318	51	40	and	and	CCONJ
eistud-26318	51	41	market	market	NOUN
eistud-26318	51	42	infrastructure	infrastructure	NOUN
eistud-26318	51	43	,	,	PUNCT
eistud-26318	51	44	is	be	AUX
eistud-26318	51	45	capable	capable	ADJ
eistud-26318	51	46	of	of	ADP
eistud-26318	51	47	withstanding	withstand	VERB
eistud-26318	51	48	shocks	shock	NOUN
eistud-26318	51	49	and	and	CCONJ
eistud-26318	51	50	the	the	DET
eistud-26318	51	51	unravelling	unravelling	NOUN
eistud-26318	51	52	of	of	ADP
eistud-26318	51	53	financial	financial	ADJ
eistud-26318	51	54	imbalances	imbalance	NOUN
eistud-26318	51	55	,	,	PUNCT
eistud-26318	51	56	thereby	thereby	ADV
eistud-26318	51	57	mitigating	mitigate	VERB
eistud-26318	51	58	the	the	DET
eistud-26318	51	59	likelihood	likelihood	NOUN
eistud-26318	51	60	of	of	ADP
eistud-26318	51	61	disruptions	disruption	NOUN
eistud-26318	51	62	in	in	ADP
eistud-26318	51	63	the	the	DET
eistud-26318	51	64	financial	financial	ADJ
eistud-26318	51	65	intermediation	intermediation	NOUN
eistud-26318	51	66	process	process	NOUN
eistud-26318	51	67	which	which	PRON
eistud-26318	51	68	are	be	AUX
eistud-26318	51	69	severe	severe	ADJ
eistud-26318	51	70	enough	enough	ADV
eistud-26318	51	71	to	to	PART
eistud-26318	51	72	significantly	significantly	ADV
eistud-26318	51	73	impair	impair	VERB
eistud-26318	51	74	the	the	DET
eistud-26318	51	75	allocation	allocation	NOUN
eistud-26318	51	76	of	of	ADP
eistud-26318	51	77	savings	saving	NOUN
eistud-26318	51	78	to	to	ADP
eistud-26318	51	79	profitable	profitable	ADJ
eistud-26318	51	80	investment	investment	NOUN
eistud-26318	51	81	opportunities	opportunity	NOUN
eistud-26318	51	82	”	"	PUNCT
eistud-26318	51	83	(	(	PUNCT
eistud-26318	51	84	european	european	PROPN
eistud-26318	51	85	central	central	PROPN
eistud-26318	51	86	bank	bank	PROPN
eistud-26318	51	87	,	,	PUNCT
eistud-26318	51	88	2019	2019	NUM
eistud-26318	51	89	)	)	PUNCT
eistud-26318	51	90	.	.	PUNCT
eistud-26318	52	1	in	in	ADP
eistud-26318	52	2	the	the	DET
eistud-26318	52	3	same	same	ADJ
eistud-26318	52	4	report	report	NOUN
eistud-26318	52	5	the	the	DET
eistud-26318	52	6	european	european	PROPN
eistud-26318	52	7	central	central	PROPN
eistud-26318	52	8	bank	bank	PROPN
eistud-26318	52	9	defines	define	VERB
eistud-26318	52	10	financial	financial	ADJ
eistud-26318	52	11	stability	stability	NOUN
eistud-26318	52	12	via	via	ADP
eistud-26318	52	13	angles	angle	NOUN
eistud-26318	52	14	of	of	ADP
eistud-26318	52	15	economic	economic	ADJ
eistud-26318	52	16	growth	growth	NOUN
eistud-26318	52	17	,	,	PUNCT
eistud-26318	52	18	return	return	VERB
eistud-26318	52	19	on	on	ADP
eistud-26318	52	20	equity	equity	NOUN
eistud-26318	52	21	of	of	ADP
eistud-26318	52	22	banks	bank	NOUN
eistud-26318	52	23	as	as	ADV
eistud-26318	52	24	well	well	ADV
eistud-26318	52	25	as	as	ADP
eistud-26318	52	26	financial	financial	ADJ
eistud-26318	52	27	market	market	NOUN
eistud-26318	52	28	returns	return	NOUN
eistud-26318	52	29	.	.	PUNCT
eistud-26318	53	1	the	the	DET
eistud-26318	53	2	international	international	ADJ
eistud-26318	53	3	monetary	monetary	ADJ
eistud-26318	53	4	fund	fund	NOUN
eistud-26318	53	5	(	(	PUNCT
eistud-26318	53	6	intereuropean	intereuropean	ADJ
eistud-26318	53	7	integrat	integrat	NOUN
eistud-26318	53	8	ion	ion	NOUN
eistud-26318	53	9	studies	study	NOUN
eistud-26318	53	10	2020/14	2020/14	NUM
eistud-26318	53	11	128	128	NUM
eistud-26318	53	12	national	national	ADJ
eistud-26318	53	13	monetary	monetary	ADJ
eistud-26318	53	14	fund	fund	NOUN
eistud-26318	53	15	,	,	PUNCT
eistud-26318	53	16	2019	2019	NUM
eistud-26318	53	17	)	)	PUNCT
eistud-26318	53	18	describes	describe	VERB
eistud-26318	53	19	financial	financial	ADJ
eistud-26318	53	20	stability	stability	NOUN
eistud-26318	53	21	by	by	ADP
eistud-26318	53	22	using	use	VERB
eistud-26318	53	23	six	six	NUM
eistud-26318	53	24	dimensions	dimension	NOUN
eistud-26318	53	25	,	,	PUNCT
eistud-26318	53	26	respectively	respectively	ADV
eistud-26318	53	27	,	,	PUNCT
eistud-26318	53	28	financial	financial	ADJ
eistud-26318	53	29	markets	market	NOUN
eistud-26318	53	30	conditions	condition	NOUN
eistud-26318	53	31	,	,	PUNCT
eistud-26318	53	32	corporate	corporate	ADJ
eistud-26318	53	33	environment	environment	NOUN
eistud-26318	53	34	,	,	PUNCT
eistud-26318	53	35	institutional	institutional	ADJ
eistud-26318	53	36	investor	investor	NOUN
eistud-26318	53	37	challenges	challenge	NOUN
eistud-26318	53	38	(	(	PUNCT
eistud-26318	53	39	in	in	ADP
eistud-26318	53	40	particular	particular	ADJ
eistud-26318	53	41	the	the	DET
eistud-26318	53	42	light	light	NOUN
eistud-26318	53	43	of	of	ADP
eistud-26318	53	44	falling	fall	VERB
eistud-26318	53	45	interest	interest	NOUN
eistud-26318	53	46	rates	rate	NOUN
eistud-26318	53	47	)	)	PUNCT
eistud-26318	53	48	,	,	PUNCT
eistud-26318	53	49	increase	increase	NOUN
eistud-26318	53	50	of	of	ADP
eistud-26318	53	51	debt	debt	NOUN
eistud-26318	53	52	in	in	ADP
eistud-26318	53	53	emerging	emerge	VERB
eistud-26318	53	54	and	and	CCONJ
eistud-26318	53	55	frontier	frontier	NOUN
eistud-26318	53	56	markets	market	NOUN
eistud-26318	53	57	,	,	PUNCT
eistud-26318	53	58	dollar	dollar	NOUN
eistud-26318	53	59	funding	funding	NOUN
eistud-26318	53	60	of	of	ADP
eistud-26318	53	61	banks	bank	NOUN
eistud-26318	53	62	and	and	CCONJ
eistud-26318	53	63	sustainable	sustainable	ADJ
eistud-26318	53	64	finance	finance	NOUN
eistud-26318	53	65	.	.	PUNCT
eistud-26318	54	1	another	another	DET
eistud-26318	54	2	framework	framework	NOUN
eistud-26318	54	3	for	for	ADP
eistud-26318	54	4	viewing	view	VERB
eistud-26318	54	5	financial	financial	ADJ
eistud-26318	54	6	stability	stability	NOUN
eistud-26318	54	7	is	be	AUX
eistud-26318	54	8	the	the	DET
eistud-26318	54	9	one	one	NUM
eistud-26318	54	10	comprising	comprise	VERB
eistud-26318	54	11	real	real	ADJ
eistud-26318	54	12	economy	economy	NOUN
eistud-26318	54	13	,	,	PUNCT
eistud-26318	54	14	corporate	corporate	ADJ
eistud-26318	54	15	sector	sector	NOUN
eistud-26318	54	16	,	,	PUNCT
eistud-26318	54	17	household	household	NOUN
eistud-26318	54	18	sector	sector	NOUN
eistud-26318	54	19	,	,	PUNCT
eistud-26318	54	20	external	external	ADJ
eistud-26318	54	21	sector	sector	NOUN
eistud-26318	54	22	,	,	PUNCT
eistud-26318	54	23	financial	financial	ADJ
eistud-26318	54	24	sector	sector	NOUN
eistud-26318	54	25	and	and	CCONJ
eistud-26318	54	26	financial	financial	ADJ
eistud-26318	54	27	markets	market	NOUN
eistud-26318	54	28	(	(	PUNCT
eistud-26318	54	29	gadanecz	gadanecz	ADJ
eistud-26318	54	30	,	,	PUNCT
eistud-26318	54	31	jayaram	jayaram	PROPN
eistud-26318	54	32	,	,	PUNCT
eistud-26318	54	33	2008	2008	NUM
eistud-26318	54	34	)	)	PUNCT
eistud-26318	54	35	.	.	PUNCT
eistud-26318	55	1	taken	take	VERB
eistud-26318	55	2	into	into	ADP
eistud-26318	55	3	account	account	NOUN
eistud-26318	55	4	the	the	DET
eistud-26318	55	5	previous	previous	ADJ
eistud-26318	55	6	research	research	NOUN
eistud-26318	55	7	on	on	ADP
eistud-26318	55	8	financial	financial	ADJ
eistud-26318	55	9	stability	stability	NOUN
eistud-26318	55	10	,	,	PUNCT
eistud-26318	55	11	the	the	DET
eistud-26318	55	12	authors	author	NOUN
eistud-26318	55	13	define	define	VERB
eistud-26318	55	14	it	it	PRON
eistud-26318	55	15	as	as	ADP
eistud-26318	55	16	a	a	DET
eistud-26318	55	17	well	well	ADV
eistud-26318	55	18	-	-	PUNCT
eistud-26318	55	19	balanced	balance	VERB
eistud-26318	55	20	outcome	outcome	NOUN
eistud-26318	55	21	of	of	ADP
eistud-26318	55	22	a	a	DET
eistud-26318	55	23	financial	financial	ADJ
eistud-26318	55	24	sector	sector	NOUN
eistud-26318	55	25	,	,	PUNCT
eistud-26318	55	26	real	real	ADJ
eistud-26318	55	27	economy	economy	NOUN
eistud-26318	55	28	and	and	CCONJ
eistud-26318	55	29	financial	financial	ADJ
eistud-26318	55	30	markets	market	NOUN
eistud-26318	55	31	.	.	PUNCT
eistud-26318	56	1	specific	specific	ADJ
eistud-26318	56	2	indicators	indicator	NOUN
eistud-26318	56	3	for	for	ADP
eistud-26318	56	4	each	each	PRON
eistud-26318	56	5	of	of	ADP
eistud-26318	56	6	these	these	DET
eistud-26318	56	7	components	component	NOUN
eistud-26318	56	8	are	be	AUX
eistud-26318	56	9	provided	provide	VERB
eistud-26318	56	10	in	in	ADP
eistud-26318	56	11	chapter	chapter	NOUN
eistud-26318	56	12	2	2	NUM
eistud-26318	56	13	,	,	PUNCT
eistud-26318	56	14	table	table	NOUN
eistud-26318	56	15	1	1	NUM
eistud-26318	56	16	.	.	PUNCT
eistud-26318	57	1	availability	availability	NOUN
eistud-26318	57	2	of	of	ADP
eistud-26318	57	3	financial	financial	ADJ
eistud-26318	57	4	products	product	NOUN
eistud-26318	57	5	and	and	CCONJ
eistud-26318	57	6	services	service	NOUN
eistud-26318	57	7	(	(	PUNCT
eistud-26318	57	8	financial	financial	ADJ
eistud-26318	57	9	inclusion	inclusion	NOUN
eistud-26318	57	10	):	):	PUNCT
eistud-26318	57	11	well	well	ADV
eistud-26318	57	12	-	-	PUNCT
eistud-26318	57	13	functioning	function	VERB
eistud-26318	57	14	financial	financial	ADJ
eistud-26318	57	15	systems	system	NOUN
eistud-26318	57	16	serve	serve	VERB
eistud-26318	57	17	a	a	DET
eistud-26318	57	18	vital	vital	ADJ
eistud-26318	57	19	purpose	purpose	NOUN
eistud-26318	57	20	by	by	ADP
eistud-26318	57	21	offering	offer	VERB
eistud-26318	57	22	savings	saving	NOUN
eistud-26318	57	23	,	,	PUNCT
eistud-26318	57	24	payment	payment	NOUN
eistud-26318	57	25	,	,	PUNCT
eistud-26318	57	26	credit	credit	NOUN
eistud-26318	57	27	,	,	PUNCT
eistud-26318	57	28	and	and	CCONJ
eistud-26318	57	29	risk	risk	NOUN
eistud-26318	57	30	management	management	NOUN
eistud-26318	57	31	services	service	NOUN
eistud-26318	57	32	and	and	CCONJ
eistud-26318	57	33	thereby	thereby	ADV
eistud-26318	57	34	contribute	contribute	VERB
eistud-26318	57	35	to	to	ADP
eistud-26318	57	36	economic	economic	ADJ
eistud-26318	57	37	development	development	NOUN
eistud-26318	57	38	.	.	PUNCT
eistud-26318	58	1	inclusive	inclusive	ADJ
eistud-26318	58	2	financial	financial	ADJ
eistud-26318	58	3	systems	system	NOUN
eistud-26318	58	4	are	be	AUX
eistud-26318	58	5	those	those	PRON
eistud-26318	58	6	with	with	ADP
eistud-26318	58	7	a	a	DET
eistud-26318	58	8	high	high	ADJ
eistud-26318	58	9	share	share	NOUN
eistud-26318	58	10	of	of	ADP
eistud-26318	58	11	individuals	individual	NOUN
eistud-26318	58	12	that	that	PRON
eistud-26318	58	13	have	have	VERB
eistud-26318	58	14	an	an	DET
eistud-26318	58	15	access	access	NOUN
eistud-26318	58	16	to	to	ADP
eistud-26318	58	17	financial	financial	ADJ
eistud-26318	58	18	services	service	NOUN
eistud-26318	58	19	(	(	PUNCT
eistud-26318	58	20	world	world	PROPN
eistud-26318	58	21	bank	bank	PROPN
eistud-26318	58	22	,	,	PUNCT
eistud-26318	58	23	2014	2014	NUM
eistud-26318	58	24	;	;	PUNCT
eistud-26318	58	25	demirgüç	demirgüç	NOUN
eistud-26318	58	26	-	-	PUNCT
eistud-26318	58	27	kunt	kunt	PROPN
eistud-26318	58	28	,	,	PUNCT
eistud-26318	58	29	klapper	klapper	NOUN
eistud-26318	58	30	,	,	PUNCT
eistud-26318	58	31	and	and	CCONJ
eistud-26318	58	32	singer	singer	NOUN
eistud-26318	58	33	,	,	PUNCT
eistud-26318	58	34	2017	2017	NUM
eistud-26318	58	35	)	)	PUNCT
eistud-26318	58	36	.	.	PUNCT
eistud-26318	59	1	there	there	PRON
eistud-26318	59	2	is	be	VERB
eistud-26318	59	3	a	a	DET
eistud-26318	59	4	growing	grow	VERB
eistud-26318	59	5	number	number	NOUN
eistud-26318	59	6	of	of	ADP
eistud-26318	59	7	empirical	empirical	ADJ
eistud-26318	59	8	literature	literature	NOUN
eistud-26318	59	9	that	that	PRON
eistud-26318	59	10	documents	document	VERB
eistud-26318	59	11	the	the	DET
eistud-26318	59	12	potential	potential	ADJ
eistud-26318	59	13	development	development	NOUN
eistud-26318	59	14	benefits	benefit	NOUN
eistud-26318	59	15	of	of	ADP
eistud-26318	59	16	financial	financial	ADJ
eistud-26318	59	17	inclusion	inclusion	NOUN
eistud-26318	59	18	,	,	PUNCT
eistud-26318	59	19	especially	especially	ADV
eistud-26318	59	20	from	from	ADP
eistud-26318	59	21	the	the	DET
eistud-26318	59	22	use	use	NOUN
eistud-26318	59	23	of	of	ADP
eistud-26318	59	24	digital	digital	ADJ
eistud-26318	59	25	financial	financial	ADJ
eistud-26318	59	26	services	service	NOUN
eistud-26318	59	27	,	,	PUNCT
eistud-26318	59	28	including	include	VERB
eistud-26318	59	29	mobile	mobile	ADJ
eistud-26318	59	30	money	money	NOUN
eistud-26318	59	31	services	service	NOUN
eistud-26318	59	32	,	,	PUNCT
eistud-26318	59	33	payment	payment	NOUN
eistud-26318	59	34	cards	card	NOUN
eistud-26318	59	35	,	,	PUNCT
eistud-26318	59	36	and	and	CCONJ
eistud-26318	59	37	other	other	ADJ
eistud-26318	59	38	financial	financial	ADJ
eistud-26318	59	39	technology	technology	NOUN
eistud-26318	59	40	applications	application	NOUN
eistud-26318	59	41	(	(	PUNCT
eistud-26318	59	42	world	world	PROPN
eistud-26318	59	43	bank	bank	PROPN
eistud-26318	59	44	,	,	PUNCT
eistud-26318	59	45	2019	2019	NUM
eistud-26318	59	46	)	)	PUNCT
eistud-26318	59	47	.	.	PUNCT
eistud-26318	60	1	an	an	DET
eistud-26318	60	2	account	account	NOUN
eistud-26318	60	3	ownership	ownership	NOUN
eistud-26318	60	4	serves	serve	VERB
eistud-26318	60	5	as	as	ADP
eistud-26318	60	6	an	an	DET
eistud-26318	60	7	entry	entry	NOUN
eistud-26318	60	8	point	point	NOUN
eistud-26318	60	9	into	into	ADP
eistud-26318	60	10	the	the	DET
eistud-26318	60	11	formal	formal	ADJ
eistud-26318	60	12	financial	financial	ADJ
eistud-26318	60	13	sector	sector	NOUN
eistud-26318	60	14	.	.	PUNCT
eistud-26318	61	1	the	the	DET
eistud-26318	61	2	existence	existence	NOUN
eistud-26318	61	3	of	of	ADP
eistud-26318	61	4	account	account	NOUN
eistud-26318	61	5	makes	make	VERB
eistud-26318	61	6	it	it	PRON
eistud-26318	61	7	easier	easy	ADJ
eistud-26318	61	8	to	to	PART
eistud-26318	61	9	transfer	transfer	VERB
eistud-26318	61	10	wages	wage	NOUN
eistud-26318	61	11	,	,	PUNCT
eistud-26318	61	12	remittances	remittance	NOUN
eistud-26318	61	13	,	,	PUNCT
eistud-26318	61	14	and	and	CCONJ
eistud-26318	61	15	government	government	NOUN
eistud-26318	61	16	payments	payment	NOUN
eistud-26318	61	17	.	.	PUNCT
eistud-26318	62	1	it	it	PRON
eistud-26318	62	2	can	can	AUX
eistud-26318	62	3	also	also	ADV
eistud-26318	62	4	encourage	encourage	VERB
eistud-26318	62	5	saving	save	VERB
eistud-26318	62	6	and	and	CCONJ
eistud-26318	62	7	open	open	ADJ
eistud-26318	62	8	access	access	NOUN
eistud-26318	62	9	to	to	ADP
eistud-26318	62	10	crediting	crediting	NOUN
eistud-26318	62	11	.	.	PUNCT
eistud-26318	63	1	the	the	DET
eistud-26318	63	2	fact	fact	NOUN
eistud-26318	63	3	of	of	ADP
eistud-26318	63	4	having	have	VERB
eistud-26318	63	5	an	an	DET
eistud-26318	63	6	account	account	NOUN
eistud-26318	63	7	is	be	AUX
eistud-26318	63	8	therefore	therefore	ADV
eistud-26318	63	9	often	often	ADV
eistud-26318	63	10	used	use	VERB
eistud-26318	63	11	as	as	ADP
eistud-26318	63	12	a	a	DET
eistud-26318	63	13	marker	marker	NOUN
eistud-26318	63	14	of	of	ADP
eistud-26318	63	15	financial	financial	ADJ
eistud-26318	63	16	inclusion	inclusion	NOUN
eistud-26318	63	17	(	(	PUNCT
eistud-26318	63	18	world	world	PROPN
eistud-26318	63	19	bank	bank	PROPN
eistud-26318	63	20	,	,	PUNCT
eistud-26318	63	21	2019	2019	NUM
eistud-26318	63	22	)	)	PUNCT
eistud-26318	63	23	.	.	PUNCT
eistud-26318	64	1	however	however	ADV
eistud-26318	64	2	,	,	PUNCT
eistud-26318	64	3	account	account	NOUN
eistud-26318	64	4	availability	availability	NOUN
eistud-26318	64	5	is	be	AUX
eistud-26318	64	6	not	not	PART
eistud-26318	64	7	a	a	DET
eistud-26318	64	8	sole	sole	ADJ
eistud-26318	64	9	comprehensive	comprehensive	ADJ
eistud-26318	64	10	indicator	indicator	NOUN
eistud-26318	64	11	for	for	ADP
eistud-26318	64	12	a	a	DET
eistud-26318	64	13	financial	financial	ADJ
eistud-26318	64	14	inclusion	inclusion	NOUN
eistud-26318	64	15	.	.	PUNCT
eistud-26318	65	1	since	since	SCONJ
eistud-26318	65	2	financial	financial	ADJ
eistud-26318	65	3	inclusion	inclusion	NOUN
eistud-26318	65	4	is	be	AUX
eistud-26318	65	5	about	about	ADP
eistud-26318	65	6	savings	saving	NOUN
eistud-26318	65	7	,	,	PUNCT
eistud-26318	65	8	borrowings	borrowing	NOUN
eistud-26318	65	9	as	as	ADV
eistud-26318	65	10	well	well	ADV
eistud-26318	65	11	as	as	ADP
eistud-26318	65	12	payment	payment	NOUN
eistud-26318	65	13	services	service	NOUN
eistud-26318	65	14	,	,	PUNCT
eistud-26318	65	15	the	the	DET
eistud-26318	65	16	authors	author	NOUN
eistud-26318	65	17	of	of	ADP
eistud-26318	65	18	the	the	DET
eistud-26318	65	19	research	research	NOUN
eistud-26318	65	20	consider	consider	VERB
eistud-26318	65	21	several	several	ADJ
eistud-26318	65	22	elements	element	NOUN
eistud-26318	65	23	of	of	ADP
eistud-26318	65	24	the	the	DET
eistud-26318	65	25	financial	financial	ADJ
eistud-26318	65	26	inclusion	inclusion	NOUN
eistud-26318	65	27	(	(	PUNCT
eistud-26318	65	28	i.e.	i.e.	X
eistud-26318	65	29	daily	daily	ADJ
eistud-26318	65	30	financial	financial	ADJ
eistud-26318	65	31	services	service	NOUN
eistud-26318	65	32	,	,	PUNCT
eistud-26318	65	33	investments	investment	NOUN
eistud-26318	65	34	and	and	CCONJ
eistud-26318	65	35	savings	saving	NOUN
eistud-26318	65	36	,	,	PUNCT
eistud-26318	65	37	lending	lending	NOUN
eistud-26318	65	38	,	,	PUNCT
eistud-26318	65	39	bank	bank	NOUN
eistud-26318	65	40	branch	branch	NOUN
eistud-26318	65	41	network	network	NOUN
eistud-26318	65	42	density	density	PROPN
eistud-26318	65	43	)	)	PUNCT
eistud-26318	65	44	,	,	PUNCT
eistud-26318	65	45	which	which	PRON
eistud-26318	65	46	are	be	AUX
eistud-26318	65	47	supposed	suppose	VERB
eistud-26318	65	48	to	to	PART
eistud-26318	65	49	cover	cover	VERB
eistud-26318	65	50	nearly	nearly	ADV
eistud-26318	65	51	all	all	DET
eistud-26318	65	52	the	the	DET
eistud-26318	65	53	basic	basic	ADJ
eistud-26318	65	54	financial	financial	ADJ
eistud-26318	65	55	needs	need	NOUN
eistud-26318	65	56	of	of	ADP
eistud-26318	65	57	customers	customer	NOUN
eistud-26318	65	58	.	.	PUNCT
eistud-26318	66	1	however	however	ADV
eistud-26318	66	2	,	,	PUNCT
eistud-26318	66	3	transparency	transparency	NOUN
eistud-26318	66	4	could	could	AUX
eistud-26318	66	5	be	be	AUX
eistud-26318	66	6	generally	generally	ADV
eistud-26318	66	7	characterised	characterise	VERB
eistud-26318	66	8	by	by	ADP
eistud-26318	66	9	the	the	DET
eistud-26318	66	10	three	three	NUM
eistud-26318	66	11	main	main	ADJ
eistud-26318	66	12	principles	principle	NOUN
eistud-26318	66	13	:	:	PUNCT
eistud-26318	66	14	first	first	ADV
eistud-26318	66	15	,	,	PUNCT
eistud-26318	66	16	disclosure	disclosure	NOUN
eistud-26318	66	17	that	that	PRON
eistud-26318	66	18	demonstrates	demonstrate	VERB
eistud-26318	66	19	the	the	DET
eistud-26318	66	20	quantity	quantity	NOUN
eistud-26318	66	21	of	of	ADP
eistud-26318	66	22	available	available	ADJ
eistud-26318	66	23	information	information	NOUN
eistud-26318	66	24	;	;	PUNCT
eistud-26318	66	25	second	second	X
eistud-26318	66	26	,	,	PUNCT
eistud-26318	66	27	clarity	clarity	NOUN
eistud-26318	66	28	reflecting	reflect	VERB
eistud-26318	66	29	the	the	DET
eistud-26318	66	30	coherence	coherence	NOUN
eistud-26318	66	31	of	of	ADP
eistud-26318	66	32	information	information	NOUN
eistud-26318	66	33	;	;	PUNCT
eistud-26318	66	34	and	and	CCONJ
eistud-26318	66	35	third	third	ADJ
eistud-26318	66	36	,	,	PUNCT
eistud-26318	66	37	accuracy	accuracy	NOUN
eistud-26318	66	38	showing	show	VERB
eistud-26318	66	39	the	the	DET
eistud-26318	66	40	correctness	correctness	NOUN
eistud-26318	66	41	of	of	ADP
eistud-26318	66	42	information	information	NOUN
eistud-26318	66	43	.	.	PUNCT
eistud-26318	67	1	(	(	PUNCT
eistud-26318	67	2	schnackenberg	schnackenberg	PROPN
eistud-26318	67	3	,	,	PUNCT
eistud-26318	67	4	2009	2009	NUM
eistud-26318	67	5	)	)	PUNCT
eistud-26318	67	6	transparency	transparency	NOUN
eistud-26318	67	7	of	of	ADP
eistud-26318	67	8	financial	financial	ADJ
eistud-26318	67	9	flows	flow	NOUN
eistud-26318	67	10	is	be	AUX
eistud-26318	67	11	an	an	DET
eistud-26318	67	12	important	important	ADJ
eistud-26318	67	13	tool	tool	NOUN
eistud-26318	67	14	eliminating	eliminate	VERB
eistud-26318	67	15	possibilities	possibility	NOUN
eistud-26318	67	16	for	for	ADP
eistud-26318	67	17	financial	financial	ADJ
eistud-26318	67	18	crime	crime	NOUN
eistud-26318	67	19	and	and	CCONJ
eistud-26318	67	20	money	money	NOUN
eistud-26318	67	21	laundering	laundering	NOUN
eistud-26318	67	22	.	.	PUNCT
eistud-26318	68	1	typical	typical	ADJ
eistud-26318	68	2	bank	bank	NOUN
eistud-26318	68	3	transfers	transfer	NOUN
eistud-26318	68	4	make	make	VERB
eistud-26318	68	5	visible	visible	ADJ
eistud-26318	68	6	the	the	DET
eistud-26318	68	7	details	detail	NOUN
eistud-26318	68	8	of	of	ADP
eistud-26318	68	9	a	a	DET
eistud-26318	68	10	payment	payment	NOUN
eistud-26318	68	11	and	and	CCONJ
eistud-26318	68	12	the	the	DET
eistud-26318	68	13	corresponding	correspond	VERB
eistud-26318	68	14	beneficiaries	beneficiary	NOUN
eistud-26318	68	15	.	.	PUNCT
eistud-26318	69	1	nevertheless	nevertheless	ADV
eistud-26318	69	2	,	,	PUNCT
eistud-26318	69	3	there	there	PRON
eistud-26318	69	4	are	be	VERB
eistud-26318	69	5	several	several	ADJ
eistud-26318	69	6	reasons	reason	NOUN
eistud-26318	69	7	why	why	SCONJ
eistud-26318	69	8	persons	person	NOUN
eistud-26318	69	9	might	might	AUX
eistud-26318	69	10	be	be	AUX
eistud-26318	69	11	interested	interested	ADJ
eistud-26318	69	12	in	in	ADP
eistud-26318	69	13	hiding	hide	VERB
eistud-26318	69	14	the	the	DET
eistud-26318	69	15	track	track	NOUN
eistud-26318	69	16	of	of	ADP
eistud-26318	69	17	their	their	PRON
eistud-26318	69	18	financial	financial	ADJ
eistud-26318	69	19	flows	flow	NOUN
eistud-26318	69	20	,	,	PUNCT
eistud-26318	69	21	for	for	ADP
eistud-26318	69	22	example	example	NOUN
eistud-26318	69	23	,	,	PUNCT
eistud-26318	69	24	avoiding	avoid	VERB
eistud-26318	69	25	payment	payment	NOUN
eistud-26318	69	26	of	of	ADP
eistud-26318	69	27	taxes	taxis	NOUN
eistud-26318	69	28	,	,	PUNCT
eistud-26318	69	29	avoiding	avoid	VERB
eistud-26318	69	30	certain	certain	ADJ
eistud-26318	69	31	legal	legal	ADJ
eistud-26318	69	32	standards	standard	NOUN
eistud-26318	69	33	of	of	ADP
eistud-26318	69	34	business	business	NOUN
eistud-26318	69	35	activity	activity	NOUN
eistud-26318	69	36	by	by	ADP
eistud-26318	69	37	performing	perform	VERB
eistud-26318	69	38	an	an	DET
eistud-26318	69	39	illegal	illegal	ADJ
eistud-26318	69	40	activity	activity	NOUN
eistud-26318	69	41	or	or	CCONJ
eistud-26318	69	42	violating	violate	VERB
eistud-26318	69	43	rules	rule	NOUN
eistud-26318	69	44	of	of	ADP
eistud-26318	69	45	a	a	DET
eistud-26318	69	46	business	business	NOUN
eistud-26318	69	47	activity	activity	NOUN
eistud-26318	69	48	(	(	PUNCT
eistud-26318	69	49	e.g.	e.g.	ADV
eistud-26318	69	50	on	on	ADP
eistud-26318	69	51	working	work	VERB
eistud-26318	69	52	conditions	condition	NOUN
eistud-26318	69	53	,	,	PUNCT
eistud-26318	69	54	such	such	ADJ
eistud-26318	69	55	as	as	ADP
eistud-26318	69	56	minimum	minimum	ADJ
eistud-26318	69	57	wage	wage	NOUN
eistud-26318	69	58	)	)	PUNCT
eistud-26318	69	59	or	or	CCONJ
eistud-26318	69	60	avoiding	avoid	VERB
eistud-26318	69	61	certain	certain	ADJ
eistud-26318	69	62	administrative	administrative	ADJ
eistud-26318	69	63	procedures	procedure	NOUN
eistud-26318	69	64	(	(	PUNCT
eistud-26318	69	65	schneider	schneider	NOUN
eistud-26318	69	66	,	,	PUNCT
eistud-26318	69	67	buehn	buehn	NOUN
eistud-26318	69	68	,	,	PUNCT
eistud-26318	69	69	2017	2017	NUM
eistud-26318	69	70	)	)	PUNCT
eistud-26318	69	71	.	.	PUNCT
eistud-26318	70	1	as	as	SCONJ
eistud-26318	70	2	cash	cash	NOUN
eistud-26318	70	3	belongs	belong	VERB
eistud-26318	70	4	to	to	ADP
eistud-26318	70	5	a	a	DET
eistud-26318	70	6	person	person	NOUN
eistud-26318	70	7	who	who	PRON
eistud-26318	70	8	holds	hold	VERB
eistud-26318	70	9	it	it	PRON
eistud-26318	70	10	,	,	PUNCT
eistud-26318	70	11	cash	cash	NOUN
eistud-26318	70	12	is	be	AUX
eistud-26318	70	13	considered	consider	VERB
eistud-26318	70	14	to	to	PART
eistud-26318	70	15	be	be	AUX
eistud-26318	70	16	a	a	DET
eistud-26318	70	17	substantial	substantial	ADJ
eistud-26318	70	18	shadow	shadow	NOUN
eistud-26318	70	19	economy	economy	NOUN
eistud-26318	70	20	facilitator	facilitator	NOUN
eistud-26318	70	21	.	.	PUNCT
eistud-26318	71	1	according	accord	VERB
eistud-26318	71	2	to	to	ADP
eistud-26318	71	3	the	the	DET
eistud-26318	71	4	european	european	ADJ
eistud-26318	71	5	police	police	PROPN
eistud-26318	71	6	office	office	NOUN
eistud-26318	71	7	research	research	NOUN
eistud-26318	71	8	,	,	PUNCT
eistud-26318	71	9	the	the	DET
eistud-26318	71	10	increase	increase	NOUN
eistud-26318	71	11	of	of	ADP
eistud-26318	71	12	overall	overall	ADJ
eistud-26318	71	13	value	value	NOUN
eistud-26318	71	14	of	of	ADP
eistud-26318	71	15	euro	euro	NOUN
eistud-26318	71	16	banknotes	banknote	NOUN
eistud-26318	71	17	exceeds	exceed	VERB
eistud-26318	71	18	the	the	DET
eistud-26318	71	19	level	level	NOUN
eistud-26318	71	20	of	of	ADP
eistud-26318	71	21	inflation	inflation	NOUN
eistud-26318	71	22	and	and	CCONJ
eistud-26318	71	23	is	be	AUX
eistud-26318	71	24	three	three	NUM
eistud-26318	71	25	times	time	NOUN
eistud-26318	71	26	more	more	ADJ
eistud-26318	71	27	than	than	ADP
eistud-26318	71	28	the	the	DET
eistud-26318	71	29	amount	amount	NOUN
eistud-26318	71	30	of	of	ADP
eistud-26318	71	31	money	money	NOUN
eistud-26318	71	32	needed	need	VERB
eistud-26318	71	33	for	for	ADP
eistud-26318	71	34	economic	economic	ADJ
eistud-26318	71	35	performance	performance	NOUN
eistud-26318	71	36	.	.	PUNCT
eistud-26318	72	1	cash	cash	NOUN
eistud-26318	72	2	ensures	ensure	VERB
eistud-26318	72	3	an	an	DET
eistud-26318	72	4	excellent	excellent	ADJ
eistud-26318	72	5	opportunity	opportunity	NOUN
eistud-26318	72	6	to	to	PART
eistud-26318	72	7	conceal	conceal	VERB
eistud-26318	72	8	the	the	DET
eistud-26318	72	9	origin	origin	NOUN
eistud-26318	72	10	or	or	CCONJ
eistud-26318	72	11	true	true	ADJ
eistud-26318	72	12	ownership	ownership	NOUN
eistud-26318	72	13	of	of	ADP
eistud-26318	72	14	the	the	DET
eistud-26318	72	15	capital	capital	NOUN
eistud-26318	72	16	,	,	PUNCT
eistud-26318	72	17	keep	keep	VERB
eistud-26318	72	18	the	the	DET
eistud-26318	72	19	control	control	NOUN
eistud-26318	72	20	over	over	ADP
eistud-26318	72	21	the	the	DET
eistud-26318	72	22	capital	capital	NOUN
eistud-26318	72	23	,	,	PUNCT
eistud-26318	72	24	change	change	VERB
eistud-26318	72	25	the	the	DET
eistud-26318	72	26	form	form	NOUN
eistud-26318	72	27	of	of	ADP
eistud-26318	72	28	the	the	DET
eistud-26318	72	29	capital	capital	NOUN
eistud-26318	72	30	to	to	PART
eistud-26318	72	31	cash	cash	VERB
eistud-26318	72	32	or	or	CCONJ
eistud-26318	72	33	enable	enable	VERB
eistud-26318	72	34	a	a	DET
eistud-26318	72	35	prohibited	prohibit	VERB
eistud-26318	72	36	activity	activity	NOUN
eistud-26318	72	37	(	(	PUNCT
eistud-26318	72	38	european	european	ADJ
eistud-26318	72	39	police	police	NOUN
eistud-26318	72	40	office	office	NOUN
eistud-26318	72	41	,	,	PUNCT
eistud-26318	72	42	2015	2015	NUM
eistud-26318	72	43	)	)	PUNCT
eistud-26318	72	44	.	.	PUNCT
eistud-26318	73	1	due	due	ADP
eistud-26318	73	2	to	to	ADP
eistud-26318	73	3	the	the	DET
eistud-26318	73	4	development	development	NOUN
eistud-26318	73	5	of	of	ADP
eistud-26318	73	6	new	new	ADJ
eistud-26318	73	7	technologies	technology	NOUN
eistud-26318	73	8	,	,	PUNCT
eistud-26318	73	9	innovative	innovative	ADJ
eistud-26318	73	10	financial	financial	ADJ
eistud-26318	73	11	technologies	technology	NOUN
eistud-26318	73	12	or	or	CCONJ
eistud-26318	73	13	fintechs	fintech	NOUN
eistud-26318	73	14	are	be	AUX
eistud-26318	73	15	becoming	become	VERB
eistud-26318	73	16	a	a	DET
eistud-26318	73	17	sound	sound	ADJ
eistud-26318	73	18	partner	partner	NOUN
eistud-26318	73	19	of	of	ADP
eistud-26318	73	20	cash	cash	NOUN
eistud-26318	73	21	contributing	contribute	VERB
eistud-26318	73	22	to	to	ADP
eistud-26318	73	23	non	non	ADJ
eistud-26318	73	24	-	-	ADJ
eistud-26318	73	25	recordable	recordable	ADJ
eistud-26318	73	26	transactions	transaction	NOUN
eistud-26318	73	27	(	(	PUNCT
eistud-26318	73	28	more	more	ADJ
eistud-26318	73	29	information	information	NOUN
eistud-26318	73	30	on	on	ADP
eistud-26318	73	31	fintechs	fintech	NOUN
eistud-26318	73	32	is	be	AUX
eistud-26318	73	33	provided	provide	VERB
eistud-26318	73	34	in	in	ADP
eistud-26318	73	35	chapter	chapter	NOUN
eistud-26318	73	36	2	2	NUM
eistud-26318	73	37	)	)	PUNCT
eistud-26318	73	38	.	.	PUNCT
eistud-26318	74	1	fintechs	fintech	NOUN
eistud-26318	74	2	refer	refer	VERB
eistud-26318	74	3	to	to	ADP
eistud-26318	74	4	the	the	DET
eistud-26318	74	5	entities	entity	NOUN
eistud-26318	74	6	applying	apply	VERB
eistud-26318	74	7	innovative	innovative	ADJ
eistud-26318	74	8	technologies	technology	NOUN
eistud-26318	74	9	that	that	PRON
eistud-26318	74	10	compete	compete	VERB
eistud-26318	74	11	with	with	ADP
eistud-26318	74	12	the	the	DET
eistud-26318	74	13	traditional	traditional	ADJ
eistud-26318	74	14	financial	financial	ADJ
eistud-26318	74	15	institutions	institution	NOUN
eistud-26318	74	16	in	in	ADP
eistud-26318	74	17	delivering	deliver	VERB
eistud-26318	74	18	financial	financial	ADJ
eistud-26318	74	19	services	service	NOUN
eistud-26318	74	20	.	.	PUNCT
eistud-26318	75	1	wider	wide	ADJ
eistud-26318	75	2	use	use	NOUN
eistud-26318	75	3	of	of	ADP
eistud-26318	75	4	smartphones	smartphone	NOUN
eistud-26318	75	5	for	for	ADP
eistud-26318	75	6	mobile	mobile	ADJ
eistud-26318	75	7	banking	banking	NOUN
eistud-26318	75	8	,	,	PUNCT
eistud-26318	75	9	investing	invest	VERB
eistud-26318	75	10	services	service	NOUN
eistud-26318	75	11	and	and	CCONJ
eistud-26318	75	12	cryptocurrencies	cryptocurrencie	NOUN
eistud-26318	75	13	are	be	AUX
eistud-26318	75	14	the	the	DET
eistud-26318	75	15	manifestations	manifestation	NOUN
eistud-26318	75	16	of	of	ADP
eistud-26318	75	17	fintechs	fintech	NOUN
eistud-26318	75	18	aiming	aim	VERB
eistud-26318	75	19	at	at	ADP
eistud-26318	75	20	improving	improve	VERB
eistud-26318	75	21	accessibility	accessibility	NOUN
eistud-26318	75	22	of	of	ADP
eistud-26318	75	23	financial	financial	ADJ
eistud-26318	75	24	services	service	NOUN
eistud-26318	75	25	for	for	ADP
eistud-26318	75	26	a	a	DET
eistud-26318	75	27	broader	broad	ADJ
eistud-26318	75	28	society	society	NOUN
eistud-26318	75	29	(	(	PUNCT
eistud-26318	75	30	davradakis	davradaki	NOUN
eistud-26318	75	31	,	,	PUNCT
eistud-26318	75	32	santos	santo	NOUN
eistud-26318	75	33	,	,	PUNCT
eistud-26318	75	34	2019	2019	NUM
eistud-26318	75	35	)	)	PUNCT
eistud-26318	75	36	.	.	PUNCT
eistud-26318	76	1	129	129	NUM
eistud-26318	76	2	european	european	ADJ
eistud-26318	76	3	integrat	integrat	NOUN
eistud-26318	76	4	ion	ion	NOUN
eistud-26318	76	5	studies	study	NOUN
eistud-26318	76	6	2020/14	2020/14	NUM
eistud-26318	76	7	currently	currently	ADV
eistud-26318	76	8	,	,	PUNCT
eistud-26318	76	9	the	the	DET
eistud-26318	76	10	virtual	virtual	ADJ
eistud-26318	76	11	transactions	transaction	NOUN
eistud-26318	76	12	using	use	VERB
eistud-26318	76	13	fintechs	fintech	NOUN
eistud-26318	76	14	usually	usually	ADV
eistud-26318	76	15	have	have	VERB
eistud-26318	76	16	their	their	PRON
eistud-26318	76	17	exposer	exposer	NOUN
eistud-26318	76	18	in	in	ADP
eistud-26318	76	19	cash	cash	NOUN
eistud-26318	76	20	interaction	interaction	NOUN
eistud-26318	76	21	–	–	PUNCT
eistud-26318	76	22	paying	pay	VERB
eistud-26318	76	23	in	in	ADP
eistud-26318	76	24	or	or	CCONJ
eistud-26318	76	25	cashing	cash	VERB
eistud-26318	76	26	out	out	ADP
eistud-26318	76	27	.	.	PUNCT
eistud-26318	77	1	the	the	DET
eistud-26318	77	2	recent	recent	ADJ
eistud-26318	77	3	developments	development	NOUN
eistud-26318	77	4	demonstrate	demonstrate	VERB
eistud-26318	77	5	that	that	SCONJ
eistud-26318	77	6	bitcoins	bitcoin	NOUN
eistud-26318	77	7	selling	sell	VERB
eistud-26318	77	8	offers	offer	NOUN
eistud-26318	77	9	for	for	ADP
eistud-26318	77	10	cash	cash	NOUN
eistud-26318	77	11	are	be	AUX
eistud-26318	77	12	becoming	become	VERB
eistud-26318	77	13	rather	rather	ADV
eistud-26318	77	14	popular	popular	ADJ
eistud-26318	77	15	.	.	PUNCT
eistud-26318	78	1	some	some	PRON
eistud-26318	78	2	of	of	ADP
eistud-26318	78	3	the	the	DET
eistud-26318	78	4	traders	trader	NOUN
eistud-26318	78	5	are	be	AUX
eistud-26318	78	6	willing	willing	ADJ
eistud-26318	78	7	to	to	PART
eistud-26318	78	8	trade	trade	VERB
eistud-26318	78	9	bitcoins	bitcoin	NOUN
eistud-26318	78	10	even	even	ADV
eistud-26318	78	11	up	up	ADP
eistud-26318	78	12	to	to	PART
eistud-26318	78	13	eur	eur	PROPN
eistud-26318	78	14	500	500	NUM
eistud-26318	78	15	000	000	NUM
eistud-26318	78	16	in	in	ADP
eistud-26318	78	17	cash	cash	NOUN
eistud-26318	78	18	.	.	PUNCT
eistud-26318	79	1	however	however	ADV
eistud-26318	79	2	,	,	PUNCT
eistud-26318	79	3	in	in	ADP
eistud-26318	79	4	the	the	DET
eistud-26318	79	5	future	future	NOUN
eistud-26318	79	6	with	with	ADP
eistud-26318	79	7	the	the	DET
eistud-26318	79	8	further	further	ADJ
eistud-26318	79	9	expansion	expansion	NOUN
eistud-26318	79	10	of	of	ADP
eistud-26318	79	11	the	the	DET
eistud-26318	79	12	internet	internet	NOUN
eistud-26318	79	13	-	-	PUNCT
eistud-26318	79	14	based	base	VERB
eistud-26318	79	15	commercial	commercial	ADJ
eistud-26318	79	16	world	world	NOUN
eistud-26318	79	17	,	,	PUNCT
eistud-26318	79	18	fintechs	fintech	NOUN
eistud-26318	79	19	could	could	AUX
eistud-26318	79	20	start	start	VERB
eistud-26318	79	21	operating	operate	VERB
eistud-26318	79	22	only	only	ADV
eistud-26318	79	23	within	within	ADP
eistud-26318	79	24	closed	closed	ADJ
eistud-26318	79	25	internet	internet	NOUN
eistud-26318	79	26	environment	environment	NOUN
eistud-26318	79	27	without	without	ADP
eistud-26318	79	28	cash	cash	NOUN
eistud-26318	79	29	-	-	PUNCT
eistud-26318	79	30	connection	connection	NOUN
eistud-26318	79	31	the	the	DET
eistud-26318	79	32	physical	physical	ADJ
eistud-26318	79	33	world	world	NOUN
eistud-26318	79	34	.	.	PUNCT
eistud-26318	80	1	(	(	PUNCT
eistud-26318	80	2	european	european	ADJ
eistud-26318	80	3	police	police	NOUN
eistud-26318	80	4	office	office	NOUN
eistud-26318	80	5	,	,	PUNCT
eistud-26318	80	6	2015	2015	NUM
eistud-26318	80	7	)	)	PUNCT
eistud-26318	80	8	to	to	PART
eistud-26318	80	9	statistically	statistically	ADV
eistud-26318	80	10	characterise	characterise	VERB
eistud-26318	80	11	the	the	DET
eistud-26318	80	12	level	level	NOUN
eistud-26318	80	13	of	of	ADP
eistud-26318	80	14	transparency	transparency	NOUN
eistud-26318	80	15	the	the	DET
eistud-26318	80	16	authors	author	NOUN
eistud-26318	80	17	of	of	ADP
eistud-26318	80	18	the	the	DET
eistud-26318	80	19	article	article	NOUN
eistud-26318	80	20	propose	propose	VERB
eistud-26318	80	21	to	to	PART
eistud-26318	80	22	use	use	VERB
eistud-26318	80	23	the	the	DET
eistud-26318	80	24	schneider	schneider	NOUN
eistud-26318	80	25	index	index	NOUN
eistud-26318	80	26	of	of	ADP
eistud-26318	80	27	the	the	DET
eistud-26318	80	28	shadow	shadow	NOUN
eistud-26318	80	29	economy	economy	NOUN
eistud-26318	80	30	being	be	AUX
eistud-26318	80	31	annually	annually	ADV
eistud-26318	80	32	published	publish	VERB
eistud-26318	80	33	for	for	ADP
eistud-26318	80	34	158	158	NUM
eistud-26318	80	35	world	world	NOUN
eistud-26318	80	36	countries	country	NOUN
eistud-26318	80	37	according	accord	VERB
eistud-26318	80	38	to	to	ADP
eistud-26318	80	39	the	the	DET
eistud-26318	80	40	methodology	methodology	NOUN
eistud-26318	80	41	of	of	ADP
eistud-26318	80	42	leandro	leandro	PROPN
eistud-26318	80	43	medina	medina	PROPN
eistud-26318	80	44	and	and	CCONJ
eistud-26318	80	45	friedrich	friedrich	PROPN
eistud-26318	80	46	schneider	schneider	PROPN
eistud-26318	80	47	(	(	PUNCT
eistud-26318	80	48	medina	medina	PROPN
eistud-26318	80	49	,	,	PUNCT
eistud-26318	80	50	schneider	schneider	PROPN
eistud-26318	80	51	,	,	PUNCT
eistud-26318	80	52	2018	2018	NUM
eistud-26318	80	53	)	)	PUNCT
eistud-26318	80	54	.	.	PUNCT
eistud-26318	81	1	taking	take	VERB
eistud-26318	81	2	into	into	ADP
eistud-26318	81	3	account	account	NOUN
eistud-26318	81	4	the	the	DET
eistud-26318	81	5	fast	fast	ADJ
eistud-26318	81	6	development	development	NOUN
eistud-26318	81	7	of	of	ADP
eistud-26318	81	8	technologies	technology	NOUN
eistud-26318	81	9	and	and	CCONJ
eistud-26318	81	10	constantly	constantly	ADV
eistud-26318	81	11	growing	grow	VERB
eistud-26318	81	12	share	share	NOUN
eistud-26318	81	13	of	of	ADP
eistud-26318	81	14	fintechs	fintech	NOUN
eistud-26318	81	15	users	user	NOUN
eistud-26318	81	16	,	,	PUNCT
eistud-26318	81	17	the	the	DET
eistud-26318	81	18	authors	author	NOUN
eistud-26318	81	19	propose	propose	VERB
eistud-26318	81	20	using	use	VERB
eistud-26318	81	21	also	also	ADV
eistud-26318	81	22	other	other	ADJ
eistud-26318	81	23	factors	factor	NOUN
eistud-26318	81	24	of	of	ADP
eistud-26318	81	25	transparency	transparency	NOUN
eistud-26318	81	26	,	,	PUNCT
eistud-26318	81	27	such	such	ADJ
eistud-26318	81	28	as	as	ADP
eistud-26318	81	29	number	number	NOUN
eistud-26318	81	30	of	of	ADP
eistud-26318	81	31	adults	adult	NOUN
eistud-26318	81	32	with	with	ADP
eistud-26318	81	33	an	an	DET
eistud-26318	81	34	account	account	NOUN
eistud-26318	81	35	paying	pay	VERB
eistud-26318	81	36	utility	utility	NOUN
eistud-26318	81	37	bills	bill	NOUN
eistud-26318	81	38	in	in	ADP
eistud-26318	81	39	the	the	DET
eistud-26318	81	40	past	past	ADJ
eistud-26318	81	41	year	year	NOUN
eistud-26318	81	42	in	in	ADP
eistud-26318	81	43	cash	cash	NOUN
eistud-26318	81	44	and	and	CCONJ
eistud-26318	81	45	adults	adult	NOUN
eistud-26318	81	46	without	without	ADP
eistud-26318	81	47	an	an	DET
eistud-26318	81	48	account	account	NOUN
eistud-26318	81	49	owning	own	VERB
eistud-26318	81	50	a	a	DET
eistud-26318	81	51	mobile	mobile	ADJ
eistud-26318	81	52	phone	phone	NOUN
eistud-26318	81	53	(	(	PUNCT
eistud-26318	81	54	demirgüç	demirgüç	NOUN
eistud-26318	81	55	-	-	PUNCT
eistud-26318	81	56	kunt	kunt	PROPN
eistud-26318	81	57	,	,	PUNCT
eistud-26318	81	58	a.	a.	PROPN
eistud-26318	81	59	,	,	PUNCT
eistud-26318	81	60	klapper	klapper	PROPN
eistud-26318	81	61	,	,	PUNCT
eistud-26318	81	62	l.	l.	NOUN
eistud-26318	81	63	and	and	CCONJ
eistud-26318	81	64	singer	singer	NOUN
eistud-26318	81	65	,	,	PUNCT
eistud-26318	81	66	2017	2017	NUM
eistud-26318	81	67	)	)	PUNCT
eistud-26318	81	68	.	.	PUNCT
eistud-26318	82	1	the	the	DET
eistud-26318	82	2	two	two	NUM
eistud-26318	82	3	mentioned	mention	VERB
eistud-26318	82	4	factors	factor	NOUN
eistud-26318	82	5	demonstrate	demonstrate	VERB
eistud-26318	82	6	the	the	DET
eistud-26318	82	7	correlation	correlation	NOUN
eistud-26318	82	8	between	between	ADP
eistud-26318	82	9	the	the	DET
eistud-26318	82	10	use	use	NOUN
eistud-26318	82	11	of	of	ADP
eistud-26318	82	12	electronic	electronic	ADJ
eistud-26318	82	13	means	mean	NOUN
eistud-26318	82	14	and	and	CCONJ
eistud-26318	82	15	an	an	DET
eistud-26318	82	16	intense	intense	NOUN
eistud-26318	82	17	of	of	ADP
eistud-26318	82	18	cash	cash	NOUN
eistud-26318	82	19	use	use	NOUN
eistud-26318	82	20	.	.	PUNCT
eistud-26318	83	1	country	country	NOUN
eistud-26318	83	2	context	context	NOUN
eistud-26318	83	3	or	or	CCONJ
eistud-26318	83	4	the	the	DET
eistud-26318	83	5	basic	basic	ADJ
eistud-26318	83	6	characteristics	characteristic	NOUN
eistud-26318	83	7	of	of	ADP
eistud-26318	83	8	economy	economy	NOUN
eistud-26318	83	9	is	be	AUX
eistud-26318	83	10	an	an	DET
eistud-26318	83	11	important	important	ADJ
eistud-26318	83	12	background	background	NOUN
eistud-26318	83	13	information	information	NOUN
eistud-26318	83	14	to	to	PART
eistud-26318	83	15	reflect	reflect	VERB
eistud-26318	83	16	the	the	DET
eistud-26318	83	17	sensitivity	sensitivity	NOUN
eistud-26318	83	18	of	of	ADP
eistud-26318	83	19	trilemma	trilemma	NOUN
eistud-26318	83	20	elements	element	NOUN
eistud-26318	83	21	towards	towards	ADP
eistud-26318	83	22	external	external	ADJ
eistud-26318	83	23	shocks	shock	NOUN
eistud-26318	83	24	or	or	CCONJ
eistud-26318	83	25	disruptions	disruption	NOUN
eistud-26318	83	26	.	.	PUNCT
eistud-26318	84	1	the	the	DET
eistud-26318	84	2	authors	author	NOUN
eistud-26318	84	3	of	of	ADP
eistud-26318	84	4	the	the	DET
eistud-26318	84	5	research	research	NOUN
eistud-26318	84	6	propose	propose	VERB
eistud-26318	84	7	a	a	DET
eistud-26318	84	8	scope	scope	NOUN
eistud-26318	84	9	of	of	ADP
eistud-26318	84	10	factors	factor	NOUN
eistud-26318	84	11	to	to	ADP
eistud-26318	84	12	a	a	DET
eistud-26318	84	13	considerable	considerable	ADJ
eistud-26318	84	14	extent	extent	NOUN
eistud-26318	84	15	shaping	shape	VERB
eistud-26318	84	16	the	the	DET
eistud-26318	84	17	macroeconomic	macroeconomic	ADJ
eistud-26318	84	18	stability	stability	NOUN
eistud-26318	84	19	of	of	ADP
eistud-26318	84	20	a	a	DET
eistud-26318	84	21	country	country	NOUN
eistud-26318	84	22	presuming	presume	VERB
eistud-26318	84	23	them	they	PRON
eistud-26318	84	24	being	be	AUX
eistud-26318	84	25	dominantly	dominantly	ADV
eistud-26318	84	26	relevant	relevant	ADJ
eistud-26318	84	27	for	for	ADP
eistud-26318	84	28	further	further	ADJ
eistud-26318	84	29	analysis	analysis	NOUN
eistud-26318	84	30	of	of	ADP
eistud-26318	84	31	the	the	DET
eistud-26318	84	32	correlation	correlation	NOUN
eistud-26318	84	33	between	between	ADP
eistud-26318	84	34	disruption	disruption	NOUN
eistud-26318	84	35	shifts	shift	NOUN
eistud-26318	84	36	and	and	CCONJ
eistud-26318	84	37	changes	change	NOUN
eistud-26318	84	38	in	in	ADP
eistud-26318	84	39	trilemma	trilemma	NOUN
eistud-26318	84	40	balance	balance	NOUN
eistud-26318	84	41	.	.	PUNCT
eistud-26318	85	1	the	the	DET
eistud-26318	85	2	set	set	NOUN
eistud-26318	85	3	of	of	ADP
eistud-26318	85	4	criteria	criterion	NOUN
eistud-26318	85	5	has	have	AUX
eistud-26318	85	6	been	be	AUX
eistud-26318	85	7	defined	define	VERB
eistud-26318	85	8	based	base	VERB
eistud-26318	85	9	on	on	ADP
eistud-26318	85	10	the	the	DET
eistud-26318	85	11	analysis	analysis	NOUN
eistud-26318	85	12	of	of	ADP
eistud-26318	85	13	theoretical	theoretical	ADJ
eistud-26318	85	14	and	and	CCONJ
eistud-26318	85	15	practical	practical	ADJ
eistud-26318	85	16	works	work	NOUN
eistud-26318	85	17	on	on	ADP
eistud-26318	85	18	socio	socio	NOUN
eistud-26318	85	19	-	-	PUNCT
eistud-26318	85	20	economic	economic	ADJ
eistud-26318	85	21	processes	process	NOUN
eistud-26318	85	22	of	of	ADP
eistud-26318	85	23	an	an	DET
eistud-26318	85	24	economy	economy	NOUN
eistud-26318	85	25	(	(	PUNCT
eistud-26318	85	26	bogdanova	bogdanova	PROPN
eistud-26318	85	27	,	,	PUNCT
eistud-26318	85	28	2012	2012	NUM
eistud-26318	85	29	)	)	PUNCT
eistud-26318	85	30	,	,	PUNCT
eistud-26318	85	31	at	at	ADP
eistud-26318	85	32	the	the	DET
eistud-26318	85	33	same	same	ADJ
eistud-26318	85	34	time	time	NOUN
eistud-26318	85	35	being	be	AUX
eistud-26318	85	36	relevant	relevant	ADJ
eistud-26318	85	37	to	to	ADP
eistud-26318	85	38	the	the	DET
eistud-26318	85	39	object	object	NOUN
eistud-26318	85	40	of	of	ADP
eistud-26318	85	41	the	the	DET
eistud-26318	85	42	current	current	ADJ
eistud-26318	85	43	research	research	NOUN
eistud-26318	85	44	.	.	PUNCT
eistud-26318	86	1	the	the	DET
eistud-26318	86	2	list	list	NOUN
eistud-26318	86	3	of	of	ADP
eistud-26318	86	4	the	the	DET
eistud-26318	86	5	criteria	criterion	NOUN
eistud-26318	86	6	is	be	AUX
eistud-26318	86	7	available	available	ADJ
eistud-26318	86	8	in	in	ADP
eistud-26318	86	9	table	table	NOUN
eistud-26318	86	10	1	1	NUM
eistud-26318	86	11	of	of	ADP
eistud-26318	86	12	chapter	chapter	NOUN
eistud-26318	86	13	2	2	NUM
eistud-26318	86	14	and	and	CCONJ
eistud-26318	86	15	explained	explain	VERB
eistud-26318	86	16	further	far	ADV
eistud-26318	86	17	in	in	ADP
eistud-26318	86	18	the	the	DET
eistud-26318	86	19	text	text	NOUN
eistud-26318	86	20	.	.	PUNCT
eistud-26318	87	1	gdp	gdp	NOUN
eistud-26318	87	2	growth	growth	NOUN
eistud-26318	87	3	is	be	AUX
eistud-26318	87	4	included	include	VERB
eistud-26318	87	5	among	among	ADP
eistud-26318	87	6	the	the	DET
eistud-26318	87	7	county	county	NOUN
eistud-26318	87	8	context	context	NOUN
eistud-26318	87	9	criteria	criterion	NOUN
eistud-26318	87	10	,	,	PUNCT
eistud-26318	87	11	as	as	SCONJ
eistud-26318	87	12	it	it	PRON
eistud-26318	87	13	demonstrates	demonstrate	VERB
eistud-26318	87	14	the	the	DET
eistud-26318	87	15	potential	potential	ADJ
eistud-26318	87	16	volume/	volume/	NUM
eistud-26318	87	17	trend	trend	NOUN
eistud-26318	87	18	of	of	ADP
eistud-26318	87	19	demand	demand	NOUN
eistud-26318	87	20	for	for	ADP
eistud-26318	87	21	financial	financial	ADJ
eistud-26318	87	22	products	product	NOUN
eistud-26318	87	23	.	.	PUNCT
eistud-26318	88	1	in	in	ADP
eistud-26318	88	2	case	case	NOUN
eistud-26318	88	3	gdp	gdp	NOUN
eistud-26318	88	4	growth	growth	NOUN
eistud-26318	88	5	is	be	AUX
eistud-26318	88	6	high	high	ADJ
eistud-26318	88	7	,	,	PUNCT
eistud-26318	88	8	external	external	ADJ
eistud-26318	88	9	shocks	shock	NOUN
eistud-26318	88	10	would	would	AUX
eistud-26318	88	11	have	have	VERB
eistud-26318	88	12	less	less	ADJ
eistud-26318	88	13	negative	negative	ADJ
eistud-26318	88	14	impact	impact	NOUN
eistud-26318	88	15	on	on	ADP
eistud-26318	88	16	the	the	DET
eistud-26318	88	17	existing	exist	VERB
eistud-26318	88	18	eco	eco	NOUN
eistud-26318	88	19	system	system	NOUN
eistud-26318	88	20	of	of	ADP
eistud-26318	88	21	the	the	DET
eistud-26318	88	22	financial	financial	ADJ
eistud-26318	88	23	sector	sector	NOUN
eistud-26318	88	24	.	.	PUNCT
eistud-26318	89	1	for	for	ADP
eistud-26318	89	2	example	example	NOUN
eistud-26318	89	3	,	,	PUNCT
eistud-26318	89	4	most	most	ADV
eistud-26318	89	5	probably	probably	ADV
eistud-26318	89	6	,	,	PUNCT
eistud-26318	89	7	the	the	DET
eistud-26318	89	8	appearance	appearance	NOUN
eistud-26318	89	9	of	of	ADP
eistud-26318	89	10	additional	additional	ADJ
eistud-26318	89	11	financing	financing	NOUN
eistud-26318	89	12	possibilities	possibility	NOUN
eistud-26318	89	13	will	will	AUX
eistud-26318	89	14	not	not	PART
eistud-26318	89	15	push	push	VERB
eistud-26318	89	16	other	other	ADJ
eistud-26318	89	17	financial	financial	ADJ
eistud-26318	89	18	products	product	NOUN
eistud-26318	89	19	out	out	ADP
eistud-26318	89	20	of	of	ADP
eistud-26318	89	21	the	the	DET
eistud-26318	89	22	market	market	NOUN
eistud-26318	89	23	,	,	PUNCT
eistud-26318	89	24	but	but	CCONJ
eistud-26318	89	25	will	will	AUX
eistud-26318	89	26	cover	cover	VERB
eistud-26318	89	27	an	an	DET
eistud-26318	89	28	additional	additional	ADJ
eistud-26318	89	29	demand	demand	NOUN
eistud-26318	89	30	for	for	ADP
eistud-26318	89	31	financing	financing	NOUN
eistud-26318	89	32	.	.	PUNCT
eistud-26318	90	1	at	at	ADP
eistud-26318	90	2	the	the	DET
eistud-26318	90	3	same	same	ADJ
eistud-26318	90	4	time	time	NOUN
eistud-26318	90	5	,	,	PUNCT
eistud-26318	90	6	a	a	DET
eistud-26318	90	7	moderate	moderate	ADJ
eistud-26318	90	8	gdp	gdp	NOUN
eistud-26318	90	9	growth	growth	NOUN
eistud-26318	90	10	could	could	AUX
eistud-26318	90	11	be	be	AUX
eistud-26318	90	12	the	the	DET
eistud-26318	90	13	result	result	NOUN
eistud-26318	90	14	of	of	ADP
eistud-26318	90	15	prudent	prudent	ADJ
eistud-26318	90	16	banking	banking	NOUN
eistud-26318	90	17	policy	policy	NOUN
eistud-26318	90	18	not	not	PART
eistud-26318	90	19	willing	willing	ADJ
eistud-26318	90	20	to	to	PART
eistud-26318	90	21	invest	invest	VERB
eistud-26318	90	22	in	in	ADP
eistud-26318	90	23	high	high	ADJ
eistud-26318	90	24	-	-	PUNCT
eistud-26318	90	25	risk	risk	NOUN
eistud-26318	90	26	business	business	NOUN
eistud-26318	90	27	activities	activity	NOUN
eistud-26318	90	28	.	.	PUNCT
eistud-26318	91	1	gdp	gdp	NOUN
eistud-26318	91	2	per	per	ADP
eistud-26318	91	3	capita	capita	NOUN
eistud-26318	91	4	demonstrates	demonstrate	VERB
eistud-26318	91	5	sensitivity	sensitivity	NOUN
eistud-26318	91	6	of	of	ADP
eistud-26318	91	7	a	a	DET
eistud-26318	91	8	country	country	NOUN
eistud-26318	91	9	towards	towards	ADP
eistud-26318	91	10	the	the	DET
eistud-26318	91	11	increase	increase	NOUN
eistud-26318	91	12	of	of	ADP
eistud-26318	91	13	capital/	capital/	NUM
eistud-26318	91	14	financial	financial	ADJ
eistud-26318	91	15	product	product	NOUN
eistud-26318	91	16	prices	price	NOUN
eistud-26318	91	17	.	.	PUNCT
eistud-26318	92	1	in	in	ADP
eistud-26318	92	2	case	case	NOUN
eistud-26318	92	3	gdp	gdp	NOUN
eistud-26318	92	4	per	per	ADP
eistud-26318	92	5	capita	capita	NOUN
eistud-26318	92	6	is	be	AUX
eistud-26318	92	7	low	low	ADJ
eistud-26318	92	8	,	,	PUNCT
eistud-26318	92	9	higher	high	ADJ
eistud-26318	92	10	financial	financial	ADJ
eistud-26318	92	11	product	product	NOUN
eistud-26318	92	12	prices	price	NOUN
eistud-26318	92	13	(	(	PUNCT
eistud-26318	92	14	due	due	ADP
eistud-26318	92	15	to	to	ADP
eistud-26318	92	16	high	high	ADJ
eistud-26318	92	17	-	-	PUNCT
eistud-26318	92	18	risk	risk	NOUN
eistud-26318	92	19	investments	investment	NOUN
eistud-26318	92	20	)	)	PUNCT
eistud-26318	92	21	cause	cause	VERB
eistud-26318	92	22	considerable	considerable	ADJ
eistud-26318	92	23	barrier	barrier	NOUN
eistud-26318	92	24	for	for	ADP
eistud-26318	92	25	financing	financing	NOUN
eistud-26318	92	26	businesses	business	NOUN
eistud-26318	92	27	activities	activity	NOUN
eistud-26318	92	28	and	and	CCONJ
eistud-26318	92	29	are	be	AUX
eistud-26318	92	30	problematic	problematic	ADJ
eistud-26318	92	31	for	for	ADP
eistud-26318	92	32	economy	economy	NOUN
eistud-26318	92	33	.	.	PUNCT
eistud-26318	93	1	inflation	inflation	NOUN
eistud-26318	93	2	rate	rate	NOUN
eistud-26318	93	3	predefines	predefine	NOUN
eistud-26318	93	4	expectations	expectation	NOUN
eistud-26318	93	5	of	of	ADP
eistud-26318	93	6	a	a	DET
eistud-26318	93	7	market	market	NOUN
eistud-26318	93	8	and	and	CCONJ
eistud-26318	93	9	heath	heath	NOUN
eistud-26318	93	10	of	of	ADP
eistud-26318	93	11	economy	economy	NOUN
eistud-26318	93	12	.	.	PUNCT
eistud-26318	94	1	it	it	PRON
eistud-26318	94	2	is	be	AUX
eistud-26318	94	3	considered	consider	VERB
eistud-26318	94	4	that	that	SCONJ
eistud-26318	94	5	the	the	DET
eistud-26318	94	6	beneficial	beneficial	ADJ
eistud-26318	94	7	for	for	ADP
eistud-26318	94	8	a	a	DET
eistud-26318	94	9	growth	growth	NOUN
eistud-26318	94	10	of	of	ADP
eistud-26318	94	11	economy	economy	NOUN
eistud-26318	94	12	inflation	inflation	NOUN
eistud-26318	94	13	rates	rate	NOUN
eistud-26318	94	14	are	be	AUX
eistud-26318	94	15	between	between	ADP
eistud-26318	94	16	0.5	0.5	NUM
eistud-26318	94	17	%	%	NOUN
eistud-26318	94	18	and	and	CCONJ
eistud-26318	94	19	4	4	NUM
eistud-26318	94	20	%	%	NOUN
eistud-26318	94	21	(	(	PUNCT
eistud-26318	94	22	world	world	PROPN
eistud-26318	94	23	economic	economic	PROPN
eistud-26318	94	24	forum	forum	PROPN
eistud-26318	94	25	,	,	PUNCT
eistud-26318	94	26	2019	2019	NUM
eistud-26318	94	27	)	)	PUNCT
eistud-26318	94	28	the	the	DET
eistud-26318	94	29	government	government	NOUN
eistud-26318	94	30	debt	debt	NOUN
eistud-26318	94	31	dynamics	dynamic	NOUN
eistud-26318	94	32	categories	category	NOUN
eistud-26318	94	33	are	be	AUX
eistud-26318	94	34	based	base	VERB
eistud-26318	94	35	on	on	ADP
eistud-26318	94	36	the	the	DET
eistud-26318	94	37	three	three	NUM
eistud-26318	94	38	criteria	criterion	NOUN
eistud-26318	94	39	:	:	PUNCT
eistud-26318	94	40	general	general	ADJ
eistud-26318	94	41	credit	credit	NOUN
eistud-26318	94	42	rating	rating	NOUN
eistud-26318	94	43	,	,	PUNCT
eistud-26318	94	44	government	government	NOUN
eistud-26318	94	45	debt	debt	NOUN
eistud-26318	94	46	-	-	PUNCT
eistud-26318	94	47	to	to	ADP
eistud-26318	94	48	-	-	PUNCT
eistud-26318	94	49	gdp	gdp	NOUN
eistud-26318	94	50	level	level	NOUN
eistud-26318	94	51	,	,	PUNCT
eistud-26318	94	52	and	and	CCONJ
eistud-26318	94	53	country	country	NOUN
eistud-26318	94	54	classification	classification	NOUN
eistud-26318	94	55	(	(	PUNCT
eistud-26318	94	56	1	1	NUM
eistud-26318	94	57	if	if	SCONJ
eistud-26318	94	58	country	country	NOUN
eistud-26318	94	59	is	be	AUX
eistud-26318	94	60	considered	consider	VERB
eistud-26318	94	61	advanced	advanced	ADJ
eistud-26318	94	62	,	,	PUNCT
eistud-26318	94	63	0	0	NUM
eistud-26318	94	64	otherwise	otherwise	ADV
eistud-26318	94	65	,	,	PUNCT
eistud-26318	94	66	according	accord	VERB
eistud-26318	94	67	to	to	ADP
eistud-26318	94	68	imf	imf	PROPN
eistud-26318	94	69	’s	’s	PART
eistud-26318	94	70	classification	classification	NOUN
eistud-26318	94	71	)	)	PUNCT
eistud-26318	94	72	.	.	PUNCT
eistud-26318	95	1	the	the	DET
eistud-26318	95	2	general	general	ADJ
eistud-26318	95	3	credit	credit	NOUN
eistud-26318	95	4	rating	rating	NOUN
eistud-26318	95	5	for	for	ADP
eistud-26318	95	6	each	each	DET
eistud-26318	95	7	country	country	NOUN
eistud-26318	95	8	is	be	AUX
eistud-26318	95	9	computed	compute	VERB
eistud-26318	95	10	as	as	ADP
eistud-26318	95	11	the	the	DET
eistud-26318	95	12	average	average	NOUN
eistud-26318	95	13	of	of	ADP
eistud-26318	95	14	fitch	fitch	NOUN
eistud-26318	95	15	,	,	PUNCT
eistud-26318	95	16	standard	standard	ADJ
eistud-26318	95	17	and	and	CCONJ
eistud-26318	95	18	poor	poor	ADJ
eistud-26318	95	19	’s	’s	PART
eistud-26318	95	20	(	(	PUNCT
eistud-26318	95	21	s&p	s&p	PROPN
eistud-26318	95	22	)	)	PUNCT
eistud-26318	95	23	and	and	CCONJ
eistud-26318	95	24	moody	moody	PROPN
eistud-26318	95	25	’s	’s	PART
eistud-26318	95	26	credit	credit	NOUN
eistud-26318	95	27	ratings	rating	NOUN
eistud-26318	95	28	.	.	PUNCT
eistud-26318	96	1	(	(	PUNCT
eistud-26318	96	2	world	world	PROPN
eistud-26318	96	3	economic	economic	PROPN
eistud-26318	96	4	forum	forum	PROPN
eistud-26318	96	5	,	,	PUNCT
eistud-26318	96	6	2019	2019	NUM
eistud-26318	96	7	)	)	PUNCT
eistud-26318	96	8	.	.	PUNCT
eistud-26318	97	1	unemployment	unemployment	NOUN
eistud-26318	97	2	rate	rate	NOUN
eistud-26318	97	3	–	–	PUNCT
eistud-26318	97	4	correlates	correlate	VERB
eistud-26318	97	5	positively	positively	ADV
eistud-26318	97	6	with	with	ADP
eistud-26318	97	7	shadow	shadow	NOUN
eistud-26318	97	8	economy	economy	NOUN
eistud-26318	97	9	,	,	PUNCT
eistud-26318	97	10	business	business	NOUN
eistud-26318	97	11	activity	activity	NOUN
eistud-26318	97	12	,	,	PUNCT
eistud-26318	97	13	access	access	NOUN
eistud-26318	97	14	to	to	ADP
eistud-26318	97	15	capital	capital	NOUN
eistud-26318	97	16	,	,	PUNCT
eistud-26318	97	17	etc	etc	X
eistud-26318	97	18	.	.	X
eistud-26318	97	19	governance	governance	NOUN
eistud-26318	97	20	–	–	PUNCT
eistud-26318	97	21	demonstrates	demonstrate	VERB
eistud-26318	97	22	the	the	DET
eistud-26318	97	23	effectiveness	effectiveness	NOUN
eistud-26318	97	24	of	of	ADP
eistud-26318	97	25	public	public	ADJ
eistud-26318	97	26	sector	sector	NOUN
eistud-26318	97	27	and	and	CCONJ
eistud-26318	97	28	existing	exist	VERB
eistud-26318	97	29	regulation	regulation	NOUN
eistud-26318	97	30	of	of	ADP
eistud-26318	97	31	a	a	DET
eistud-26318	97	32	country	country	NOUN
eistud-26318	97	33	resulting	result	VERB
eistud-26318	97	34	in	in	ADP
eistud-26318	97	35	attractiveness	attractiveness	NOUN
eistud-26318	97	36	of	of	ADP
eistud-26318	97	37	the	the	DET
eistud-26318	97	38	business	business	NOUN
eistud-26318	97	39	environment	environment	NOUN
eistud-26318	97	40	.	.	PUNCT
eistud-26318	98	1	the	the	DET
eistud-26318	98	2	authors	author	NOUN
eistud-26318	98	3	propose	propose	VERB
eistud-26318	98	4	to	to	PART
eistud-26318	98	5	use	use	VERB
eistud-26318	98	6	the	the	DET
eistud-26318	98	7	doing	do	VERB
eistud-26318	98	8	business	business	NOUN
eistud-26318	98	9	index	index	NOUN
eistud-26318	98	10	,	,	PUNCT
eistud-26318	98	11	which	which	PRON
eistud-26318	98	12	covers	cover	VERB
eistud-26318	98	13	the	the	DET
eistud-26318	98	14	most	most	ADV
eistud-26318	98	15	important	important	ADJ
eistud-26318	98	16	fields	field	NOUN
eistud-26318	98	17	of	of	ADP
eistud-26318	98	18	regulations	regulation	NOUN
eistud-26318	98	19	and	and	CCONJ
eistud-26318	98	20	their	their	PRON
eistud-26318	98	21	enforcements	enforcement	NOUN
eistud-26318	98	22	of	of	ADP
eistud-26318	98	23	190	190	NUM
eistud-26318	98	24	different	different	ADJ
eistud-26318	98	25	economies	economy	NOUN
eistud-26318	98	26	(	(	PUNCT
eistud-26318	98	27	world	world	PROPN
eistud-26318	98	28	bank	bank	NOUN
eistud-26318	98	29	,	,	PUNCT
eistud-26318	98	30	2020	2020	NUM
eistud-26318	98	31	)	)	PUNCT
eistud-26318	98	32	.	.	PUNCT
eistud-26318	99	1	stability	stability	NOUN
eistud-26318	99	2	for	for	ADP
eistud-26318	99	3	investment	investment	NOUN
eistud-26318	99	4	and	and	CCONJ
eistud-26318	99	5	innovation	innovation	NOUN
eistud-26318	99	6	is	be	AUX
eistud-26318	99	7	an	an	DET
eistud-26318	99	8	important	important	ADJ
eistud-26318	99	9	factor	factor	NOUN
eistud-26318	99	10	characterising	characterise	VERB
eistud-26318	99	11	the	the	DET
eistud-26318	99	12	potential	potential	ADJ
eistud-26318	99	13	willingness	willingness	NOUN
eistud-26318	99	14	of	of	ADP
eistud-26318	99	15	a	a	DET
eistud-26318	99	16	country	country	NOUN
eistud-26318	99	17	to	to	PART
eistud-26318	99	18	promote	promote	VERB
eistud-26318	99	19	innovations	innovation	NOUN
eistud-26318	99	20	and	and	CCONJ
eistud-26318	99	21	invest	invest	VERB
eistud-26318	99	22	in	in	ADP
eistud-26318	99	23	business	business	NOUN
eistud-26318	99	24	development	development	NOUN
eistud-26318	99	25	in	in	ADP
eistud-26318	99	26	a	a	DET
eistud-26318	99	27	certain	certain	ADJ
eistud-26318	99	28	economy	economy	NOUN
eistud-26318	99	29	.	.	PUNCT
eistud-26318	100	1	the	the	DET
eistud-26318	100	2	authors	author	NOUN
eistud-26318	100	3	propose	propose	VERB
eistud-26318	100	4	to	to	PART
eistud-26318	100	5	use	use	VERB
eistud-26318	100	6	the	the	DET
eistud-26318	100	7	global	global	ADJ
eistud-26318	100	8	innovation	innovation	NOUN
eistud-26318	100	9	index	index	NOUN
eistud-26318	100	10	to	to	PART
eistud-26318	100	11	reflect	reflect	VERB
eistud-26318	100	12	the	the	DET
eistud-26318	100	13	innovation	innovation	NOUN
eistud-26318	100	14	-	-	PUNCT
eistud-26318	100	15	driven	drive	VERB
eistud-26318	100	16	performance	performance	NOUN
eistud-26318	100	17	of	of	ADP
eistud-26318	100	18	a	a	DET
eistud-26318	100	19	country	country	NOUN
eistud-26318	100	20	.	.	PUNCT
eistud-26318	101	1	(	(	PUNCT
eistud-26318	101	2	cornell	cornell	PROPN
eistud-26318	101	3	university	university	PROPN
eistud-26318	101	4	etc	etc	X
eistud-26318	101	5	.	.	X
eistud-26318	101	6	,	,	PUNCT
eistud-26318	101	7	2019	2019	NUM
eistud-26318	101	8	)	)	PUNCT
eistud-26318	101	9	european	european	ADJ
eistud-26318	101	10	integrat	integrat	NOUN
eistud-26318	101	11	ion	ion	NOUN
eistud-26318	101	12	studies	study	NOUN
eistud-26318	101	13	2020/14	2020/14	NUM
eistud-26318	101	14	130	130	NUM
eistud-26318	101	15	the	the	DET
eistud-26318	101	16	scope	scope	NOUN
eistud-26318	101	17	of	of	ADP
eistud-26318	101	18	the	the	DET
eistud-26318	101	19	mentioned	mention	VERB
eistud-26318	101	20	above	above	ADP
eistud-26318	101	21	criteria	criterion	NOUN
eistud-26318	101	22	is	be	AUX
eistud-26318	101	23	highly	highly	ADV
eistud-26318	101	24	important	important	ADJ
eistud-26318	101	25	while	while	SCONJ
eistud-26318	101	26	thoroughly	thoroughly	ADV
eistud-26318	101	27	analysing	analyse	VERB
eistud-26318	101	28	the	the	DET
eistud-26318	101	29	key	key	ADJ
eistud-26318	101	30	indicators	indicator	NOUN
eistud-26318	101	31	predefining	predefine	VERB
eistud-26318	101	32	the	the	DET
eistud-26318	101	33	trilemma	trilemma	NOUN
eistud-26318	101	34	elements	element	NOUN
eistud-26318	101	35	.	.	PUNCT
eistud-26318	102	1	financial	financial	ADJ
eistud-26318	102	2	trilemma	trilemma	PROPN
eistud-26318	102	3	index	index	NOUN
eistud-26318	102	4	a	a	DET
eistud-26318	102	5	comprehensive	comprehensive	ADJ
eistud-26318	102	6	analysis	analysis	NOUN
eistud-26318	102	7	of	of	ADP
eistud-26318	102	8	any	any	DET
eistud-26318	102	9	economic	economic	ADJ
eistud-26318	102	10	factor	factor	NOUN
eistud-26318	102	11	requires	require	VERB
eistud-26318	102	12	tracking	track	VERB
eistud-26318	102	13	the	the	DET
eistud-26318	102	14	trends	trend	NOUN
eistud-26318	102	15	within	within	ADP
eistud-26318	102	16	certain	certain	ADJ
eistud-26318	102	17	period	period	NOUN
eistud-26318	102	18	and	and	CCONJ
eistud-26318	102	19	making	make	VERB
eistud-26318	102	20	benchmarks	benchmark	NOUN
eistud-26318	102	21	of	of	ADP
eistud-26318	102	22	the	the	DET
eistud-26318	102	23	developments	development	NOUN
eistud-26318	102	24	with	with	ADP
eistud-26318	102	25	other	other	ADJ
eistud-26318	102	26	economies	economy	NOUN
eistud-26318	102	27	.	.	PUNCT
eistud-26318	103	1	the	the	DET
eistud-26318	103	2	financial	financial	ADJ
eistud-26318	103	3	trilemma	trilemma	PROPN
eistud-26318	103	4	index	index	NOUN
eistud-26318	103	5	highlights	highlight	NOUN
eistud-26318	103	6	the	the	DET
eistud-26318	103	7	performance	performance	NOUN
eistud-26318	103	8	of	of	ADP
eistud-26318	103	9	the	the	DET
eistud-26318	103	10	indicator	indicator	NOUN
eistud-26318	103	11	of	of	ADP
eistud-26318	103	12	the	the	DET
eistud-26318	103	13	financial	financial	ADJ
eistud-26318	103	14	trilemma	trilemma	NOUN
eistud-26318	103	15	model	model	NOUN
eistud-26318	103	16	.	.	PUNCT
eistud-26318	104	1	the	the	DET
eistud-26318	104	2	authors	author	NOUN
eistud-26318	104	3	apply	apply	VERB
eistud-26318	104	4	analogical	analogical	ADJ
eistud-26318	104	5	approach	approach	NOUN
eistud-26318	104	6	as	as	ADP
eistud-26318	104	7	in	in	ADP
eistud-26318	104	8	energy	energy	NOUN
eistud-26318	104	9	trilemma	trilemma	NOUN
eistud-26318	104	10	index	index	NOUN
eistud-26318	104	11	,	,	PUNCT
eistud-26318	104	12	granting	grant	VERB
eistud-26318	104	13	an	an	DET
eistud-26318	104	14	equal	equal	ADJ
eistud-26318	104	15	weight	weight	NOUN
eistud-26318	104	16	of	of	ADP
eistud-26318	104	17	coefficient	coefficient	NOUN
eistud-26318	104	18	0,3	0,3	NOUN
eistud-26318	104	19	to	to	ADP
eistud-26318	104	20	all	all	DET
eistud-26318	104	21	the	the	DET
eistud-26318	104	22	three	three	NUM
eistud-26318	104	23	trilemma	trilemma	NOUN
eistud-26318	104	24	elements	element	NOUN
eistud-26318	104	25	–	–	PUNCT
eistud-26318	104	26	availability	availability	NOUN
eistud-26318	104	27	of	of	ADP
eistud-26318	104	28	financial	financial	ADJ
eistud-26318	104	29	products	product	NOUN
eistud-26318	104	30	and	and	CCONJ
eistud-26318	104	31	services	service	NOUN
eistud-26318	104	32	,	,	PUNCT
eistud-26318	104	33	financial	financial	ADJ
eistud-26318	104	34	stability	stability	NOUN
eistud-26318	104	35	,	,	PUNCT
eistud-26318	104	36	financial	financial	ADJ
eistud-26318	104	37	inclusion	inclusion	NOUN
eistud-26318	104	38	and	and	CCONJ
eistud-26318	104	39	country	country	NOUN
eistud-26318	104	40	context	context	NOUN
eistud-26318	104	41	,	,	PUNCT
eistud-26318	104	42	as	as	ADV
eistud-26318	104	43	well	well	ADV
eistud-26318	104	44	as	as	ADP
eistud-26318	104	45	the	the	DET
eistud-26318	104	46	coefficient	coefficient	NOUN
eistud-26318	104	47	0,1	0,1	NUM
eistud-26318	104	48	to	to	ADP
eistud-26318	104	49	the	the	DET
eistud-26318	104	50	context	context	NOUN
eistud-26318	104	51	factor	factor	NOUN
eistud-26318	104	52	.	.	PUNCT
eistud-26318	105	1	in	in	ADP
eistud-26318	105	2	defining	define	VERB
eistud-26318	105	3	the	the	DET
eistud-26318	105	4	coefficients	coefficient	NOUN
eistud-26318	105	5	for	for	ADP
eistud-26318	105	6	the	the	DET
eistud-26318	105	7	financial	financial	ADJ
eistud-26318	105	8	trilemma	trilemma	PROPN
eistud-26318	105	9	index	index	NOUN
eistud-26318	105	10	,	,	PUNCT
eistud-26318	105	11	the	the	DET
eistud-26318	105	12	authors	author	NOUN
eistud-26318	105	13	applied	apply	VERB
eistud-26318	105	14	a	a	DET
eistud-26318	105	15	similar	similar	ADJ
eistud-26318	105	16	approach	approach	NOUN
eistud-26318	105	17	as	as	ADP
eistud-26318	105	18	in	in	ADP
eistud-26318	105	19	energy	energy	NOUN
eistud-26318	105	20	trilemma	trilemma	NOUN
eistud-26318	105	21	index	index	NOUN
eistud-26318	105	22	.	.	PUNCT
eistud-26318	106	1	it	it	PRON
eistud-26318	106	2	is	be	AUX
eistud-26318	106	3	important	important	ADJ
eistud-26318	106	4	to	to	PART
eistud-26318	106	5	ensure	ensure	VERB
eistud-26318	106	6	the	the	DET
eistud-26318	106	7	same	same	ADJ
eistud-26318	106	8	weight	weight	NOUN
eistud-26318	106	9	coefficients	coefficient	NOUN
eistud-26318	106	10	for	for	ADP
eistud-26318	106	11	each	each	PRON
eistud-26318	106	12	of	of	ADP
eistud-26318	106	13	the	the	DET
eistud-26318	106	14	trilemma	trilemma	NOUN
eistud-26318	106	15	elements	element	NOUN
eistud-26318	106	16	incorporating	incorporate	VERB
eistud-26318	106	17	in	in	ADP
eistud-26318	106	18	the	the	DET
eistud-26318	106	19	trilemma	trilemma	NOUN
eistud-26318	106	20	index	index	NOUN
eistud-26318	106	21	equation	equation	NOUN
eistud-26318	106	22	the	the	DET
eistud-26318	106	23	principle	principle	NOUN
eistud-26318	106	24	that	that	SCONJ
eistud-26318	106	25	all	all	DET
eistud-26318	106	26	the	the	DET
eistud-26318	106	27	three	three	NUM
eistud-26318	106	28	dimensions	dimension	NOUN
eistud-26318	106	29	are	be	AUX
eistud-26318	106	30	equally	equally	ADV
eistud-26318	106	31	important	important	ADJ
eistud-26318	106	32	.	.	PUNCT
eistud-26318	107	1	moreover	moreover	ADV
eistud-26318	107	2	,	,	PUNCT
eistud-26318	107	3	the	the	DET
eistud-26318	107	4	trilemma	trilemma	NOUN
eistud-26318	107	5	elements	element	NOUN
eistud-26318	107	6	should	should	AUX
eistud-26318	107	7	dominate	dominate	VERB
eistud-26318	107	8	above	above	ADP
eistud-26318	107	9	the	the	DET
eistud-26318	107	10	context	context	NOUN
eistud-26318	107	11	criteria	criterion	NOUN
eistud-26318	107	12	as	as	SCONJ
eistud-26318	107	13	the	the	DET
eistud-26318	107	14	financial	financial	ADJ
eistud-26318	107	15	trilemma	trilemma	NOUN
eistud-26318	107	16	index	index	NOUN
eistud-26318	107	17	is	be	AUX
eistud-26318	107	18	focused	focus	VERB
eistud-26318	107	19	primarily	primarily	ADV
eistud-26318	107	20	on	on	ADP
eistud-26318	107	21	the	the	DET
eistud-26318	107	22	processes	process	NOUN
eistud-26318	107	23	around	around	ADP
eistud-26318	107	24	financial	financial	ADJ
eistud-26318	107	25	inclusion	inclusion	NOUN
eistud-26318	107	26	,	,	PUNCT
eistud-26318	107	27	financial	financial	ADJ
eistud-26318	107	28	stability	stability	NOUN
eistud-26318	107	29	and	and	CCONJ
eistud-26318	107	30	transparency	transparency	NOUN
eistud-26318	107	31	.	.	PUNCT
eistud-26318	108	1	financial	financial	ADJ
eistud-26318	108	2	trilemma	trilemma	NOUN
eistud-26318	108	3	index	index	NOUN
eistud-26318	108	4	is	be	AUX
eistud-26318	108	5	expressed	express	VERB
eistud-26318	108	6	by	by	ADP
eistud-26318	108	7	the	the	DET
eistud-26318	108	8	following	follow	VERB
eistud-26318	108	9	equation	equation	NOUN
eistud-26318	108	10	:	:	PUNCT
eistud-26318	109	1	fti	fti	PROPN
eistud-26318	109	2	=	=	NOUN
eistud-26318	110	1	0,3	0,3	NOUN
eistud-26318	111	1	*	*	PUNCT
eistud-26318	111	2	i	i	PRON
eistud-26318	111	3	+	+	X
eistud-26318	111	4	0,3	0,3	NUM
eistud-26318	111	5	*	*	PUNCT
eistud-26318	111	6	s	s	PART
eistud-26318	111	7	+	+	NOUN
eistud-26318	111	8	0,3	0,3	NUM
eistud-26318	111	9	*	*	PUNCT
eistud-26318	111	10	t	t	NOUN
eistud-26318	111	11	+	+	NUM
eistud-26318	111	12	0,1	0,1	NUM
eistud-26318	111	13	*	*	PUNCT
eistud-26318	111	14	c	c	X
eistud-26318	111	15	(	(	PUNCT
eistud-26318	111	16	1	1	NUM
eistud-26318	111	17	)	)	PUNCT
eistud-26318	111	18	where	where	SCONJ
eistud-26318	111	19	:	:	PUNCT
eistud-26318	111	20	fti	fti	PROPN
eistud-26318	111	21	–	–	PUNCT
eistud-26318	111	22	financial	financial	ADJ
eistud-26318	111	23	trilemma	trilemma	NOUN
eistud-26318	111	24	index	index	NOUN
eistud-26318	111	25	;	;	PUNCT
eistud-26318	111	26	i	i	PRON
eistud-26318	111	27	–	–	PUNCT
eistud-26318	111	28	financial	financial	ADJ
eistud-26318	111	29	inclusion	inclusion	NOUN
eistud-26318	111	30	;	;	PUNCT
eistud-26318	111	31	s	s	X
eistud-26318	111	32	–	–	PUNCT
eistud-26318	111	33	financial	financial	ADJ
eistud-26318	111	34	stability	stability	NOUN
eistud-26318	111	35	;	;	PUNCT
eistud-26318	111	36	t	t	X
eistud-26318	111	37	–	–	PUNCT
eistud-26318	111	38	transparency	transparency	NOUN
eistud-26318	111	39	;	;	PUNCT
eistud-26318	112	1	c	c	X
eistud-26318	112	2	–	–	PUNCT
eistud-26318	112	3	country	country	NOUN
eistud-26318	112	4	context	context	NOUN
eistud-26318	112	5	.	.	PUNCT
eistud-26318	113	1	financial	financial	ADJ
eistud-26318	113	2	trilemma	trilemma	PROPN
eistud-26318	113	3	index	index	NOUN
eistud-26318	113	4	elements	element	NOUN
eistud-26318	113	5	have	have	AUX
eistud-26318	113	6	been	be	AUX
eistud-26318	113	7	measured	measure	VERB
eistud-26318	113	8	by	by	ADP
eistud-26318	113	9	21	21	NUM
eistud-26318	113	10	factors	factor	NOUN
eistud-26318	113	11	,	,	PUNCT
eistud-26318	113	12	which	which	PRON
eistud-26318	113	13	are	be	AUX
eistud-26318	113	14	grouped	group	VERB
eistud-26318	113	15	into	into	ADP
eistud-26318	113	16	11	11	NUM
eistud-26318	113	17	categories	category	NOUN
eistud-26318	113	18	.	.	PUNCT
eistud-26318	114	1	one	one	NUM
eistud-26318	114	2	of	of	ADP
eistud-26318	114	3	important	important	ADJ
eistud-26318	114	4	preconditions	precondition	NOUN
eistud-26318	114	5	for	for	ADP
eistud-26318	114	6	selecting	select	VERB
eistud-26318	114	7	the	the	DET
eistud-26318	114	8	given	give	VERB
eistud-26318	114	9	factors	factor	NOUN
eistud-26318	114	10	for	for	ADP
eistud-26318	114	11	the	the	DET
eistud-26318	114	12	methodology	methodology	NOUN
eistud-26318	114	13	is	be	AUX
eistud-26318	114	14	possibility	possibility	NOUN
eistud-26318	114	15	to	to	PART
eistud-26318	114	16	simply	simply	ADV
eistud-26318	114	17	trace	trace	VERB
eistud-26318	114	18	the	the	DET
eistud-26318	114	19	value	value	NOUN
eistud-26318	114	20	of	of	ADP
eistud-26318	114	21	the	the	DET
eistud-26318	114	22	factor	factor	NOUN
eistud-26318	114	23	calculated	calculate	VERB
eistud-26318	114	24	by	by	ADP
eistud-26318	114	25	the	the	DET
eistud-26318	114	26	same	same	ADJ
eistud-26318	114	27	methodology	methodology	NOUN
eistud-26318	114	28	within	within	ADP
eistud-26318	114	29	a	a	DET
eistud-26318	114	30	given	give	VERB
eistud-26318	114	31	period	period	NOUN
eistud-26318	114	32	of	of	ADP
eistud-26318	114	33	time	time	NOUN
eistud-26318	114	34	.	.	PUNCT
eistud-26318	115	1	in	in	ADP
eistud-26318	115	2	case	case	NOUN
eistud-26318	115	3	there	there	PRON
eistud-26318	115	4	are	be	VERB
eistud-26318	115	5	several	several	ADJ
eistud-26318	115	6	factors	factor	NOUN
eistud-26318	115	7	relevant	relevant	ADJ
eistud-26318	115	8	for	for	ADP
eistud-26318	115	9	one	one	NUM
eistud-26318	115	10	category	category	NOUN
eistud-26318	115	11	,	,	PUNCT
eistud-26318	115	12	they	they	PRON
eistud-26318	115	13	are	be	AUX
eistud-26318	115	14	included	include	VERB
eistud-26318	115	15	in	in	ADP
eistud-26318	115	16	the	the	DET
eistud-26318	115	17	algorithm	algorithm	NOUN
eistud-26318	115	18	splitting	split	VERB
eistud-26318	115	19	the	the	DET
eistud-26318	115	20	value	value	NOUN
eistud-26318	115	21	coefficient	coefficient	NOUN
eistud-26318	115	22	proportionally	proportionally	ADV
eistud-26318	115	23	.	.	PUNCT
eistud-26318	116	1	since	since	SCONJ
eistud-26318	116	2	factors	factor	NOUN
eistud-26318	116	3	are	be	AUX
eistud-26318	116	4	originally	originally	ADV
eistud-26318	116	5	expressed	express	VERB
eistud-26318	116	6	in	in	ADP
eistud-26318	116	7	different	different	ADJ
eistud-26318	116	8	units	unit	NOUN
eistud-26318	116	9	,	,	PUNCT
eistud-26318	116	10	a	a	DET
eistud-26318	116	11	data	data	NOUN
eistud-26318	116	12	normalisation	normalisation	NOUN
eistud-26318	116	13	technique	technique	NOUN
eistud-26318	116	14	will	will	AUX
eistud-26318	116	15	be	be	AUX
eistud-26318	116	16	used	use	VERB
eistud-26318	116	17	in	in	ADP
eistud-26318	116	18	order	order	NOUN
eistud-26318	116	19	to	to	PART
eistud-26318	116	20	enable	enable	VERB
eistud-26318	116	21	comparability	comparability	NOUN
eistud-26318	116	22	of	of	ADP
eistud-26318	116	23	the	the	DET
eistud-26318	116	24	factors	factor	NOUN
eistud-26318	116	25	within	within	ADP
eistud-26318	116	26	the	the	DET
eistud-26318	116	27	categories	category	NOUN
eistud-26318	116	28	as	as	ADV
eistud-26318	116	29	well	well	ADV
eistud-26318	116	30	as	as	ADP
eistud-26318	116	31	comparability	comparability	NOUN
eistud-26318	116	32	of	of	ADP
eistud-26318	116	33	categories	category	NOUN
eistud-26318	116	34	within	within	ADP
eistud-26318	116	35	the	the	DET
eistud-26318	116	36	elements	element	NOUN
eistud-26318	116	37	and	and	CCONJ
eistud-26318	116	38	finally	finally	ADV
eistud-26318	116	39	comparability	comparability	NOUN
eistud-26318	116	40	of	of	ADP
eistud-26318	116	41	the	the	DET
eistud-26318	116	42	elements	element	NOUN
eistud-26318	116	43	within	within	ADP
eistud-26318	116	44	the	the	DET
eistud-26318	116	45	trilemma	trilemma	NOUN
eistud-26318	116	46	.	.	PUNCT
eistud-26318	117	1	the	the	DET
eistud-26318	117	2	factors	factor	NOUN
eistud-26318	117	3	will	will	AUX
eistud-26318	117	4	be	be	AUX
eistud-26318	117	5	normalised	normalise	VERB
eistud-26318	117	6	according	accord	VERB
eistud-26318	117	7	to	to	ADP
eistud-26318	117	8	the	the	DET
eistud-26318	117	9	formula	formula	NOUN
eistud-26318	117	10	2	2	NUM
eistud-26318	117	11	provided	provide	VERB
eistud-26318	117	12	below	below	ADV
eistud-26318	117	13	:	:	PUNCT
eistud-26318	117	14	finorm	finorm	PROPN
eistud-26318	117	15	=	=	SYM
eistud-26318	117	16	(	(	PUNCT
eistud-26318	117	17	fi	fi	INTJ
eistud-26318	117	18	–	–	PUNCT
eistud-26318	117	19	fmin	fmin	NOUN
eistud-26318	117	20	)	)	PUNCT
eistud-26318	117	21	(	(	PUNCT
eistud-26318	117	22	fmax	fmax	X
eistud-26318	117	23	–	–	PUNCT
eistud-26318	117	24	fmin	fmin	NOUN
eistud-26318	117	25	)	)	PUNCT
eistud-26318	117	26	(	(	PUNCT
eistud-26318	117	27	2	2	X
eistud-26318	117	28	)	)	PUNCT
eistud-26318	117	29	where	where	SCONJ
eistud-26318	117	30	:	:	PUNCT
eistud-26318	117	31	finorm	finorm	NOUN
eistud-26318	117	32	–	–	PUNCT
eistud-26318	117	33	normalised	normalise	VERB
eistud-26318	117	34	factor	factor	NOUN
eistud-26318	117	35	i	i	PRON
eistud-26318	117	36	;	;	PUNCT
eistud-26318	117	37	fi	fi	ADJ
eistud-26318	117	38	–	–	PUNCT
eistud-26318	117	39	factor	factor	NOUN
eistud-26318	117	40	i	i	PRON
eistud-26318	117	41	;	;	PUNCT
eistud-26318	117	42	fmin	fmin	ADJ
eistud-26318	117	43	–	–	PUNCT
eistud-26318	117	44	minimum	minimum	NOUN
eistud-26318	117	45	value	value	NOUN
eistud-26318	117	46	of	of	ADP
eistud-26318	117	47	the	the	DET
eistud-26318	117	48	factor	factor	NOUN
eistud-26318	117	49	;	;	PUNCT
eistud-26318	117	50	fmax	fmax	X
eistud-26318	117	51	–	–	PUNCT
eistud-26318	117	52	maximum	maximum	ADJ
eistud-26318	117	53	value	value	NOUN
eistud-26318	117	54	of	of	ADP
eistud-26318	117	55	the	the	DET
eistud-26318	117	56	factor	factor	NOUN
eistud-26318	117	57	.	.	PUNCT
eistud-26318	118	1	in	in	ADP
eistud-26318	118	2	case	case	NOUN
eistud-26318	118	3	a	a	DET
eistud-26318	118	4	positive	positive	ADJ
eistud-26318	118	5	value	value	NOUN
eistud-26318	118	6	of	of	ADP
eistud-26318	118	7	a	a	DET
eistud-26318	118	8	factor	factor	NOUN
eistud-26318	118	9	causes	cause	VERB
eistud-26318	118	10	a	a	DET
eistud-26318	118	11	negative	negative	ADJ
eistud-26318	118	12	impact	impact	NOUN
eistud-26318	118	13	(	(	PUNCT
eistud-26318	118	14	eg	eg	NOUN
eistud-26318	118	15	.	.	PROPN
eistud-26318	118	16	,	,	PUNCT
eistud-26318	118	17	volatility	volatility	NOUN
eistud-26318	118	18	,	,	PUNCT
eistud-26318	118	19	government	government	NOUN
eistud-26318	118	20	deficit	deficit	NOUN
eistud-26318	118	21	and	and	CCONJ
eistud-26318	118	22	debt	debt	NOUN
eistud-26318	118	23	etc	etc	X
eistud-26318	118	24	.	.	PUNCT
eistud-26318	118	25	)	)	PUNCT
eistud-26318	118	26	on	on	ADP
eistud-26318	118	27	the	the	DET
eistud-26318	118	28	trilemma	trilemma	NOUN
eistud-26318	118	29	element	element	NOUN
eistud-26318	118	30	,	,	PUNCT
eistud-26318	118	31	the	the	DET
eistud-26318	118	32	factor	factor	NOUN
eistud-26318	118	33	value	value	NOUN
eistud-26318	118	34	will	will	AUX
eistud-26318	118	35	be	be	AUX
eistud-26318	118	36	transformed	transform	VERB
eistud-26318	118	37	by	by	ADP
eistud-26318	118	38	dividing	divide	VERB
eistud-26318	118	39	1	1	NUM
eistud-26318	118	40	with	with	ADP
eistud-26318	118	41	the	the	DET
eistud-26318	118	42	actual	actual	ADJ
eistud-26318	118	43	factor	factor	NOUN
eistud-26318	118	44	value	value	NOUN
eistud-26318	118	45	.	.	PUNCT
eistud-26318	119	1	the	the	DET
eistud-26318	119	2	final	final	ADJ
eistud-26318	119	3	score	score	NOUN
eistud-26318	119	4	of	of	ADP
eistud-26318	119	5	the	the	DET
eistud-26318	119	6	trilemma	trilemma	NOUN
eistud-26318	119	7	will	will	AUX
eistud-26318	119	8	be	be	AUX
eistud-26318	119	9	calculated	calculate	VERB
eistud-26318	119	10	as	as	ADP
eistud-26318	119	11	the	the	DET
eistud-26318	119	12	weighted	weighted	ADJ
eistud-26318	119	13	sum	sum	NOUN
eistud-26318	119	14	of	of	ADP
eistud-26318	119	15	all	all	DET
eistud-26318	119	16	its	its	PRON
eistud-26318	119	17	elements	element	NOUN
eistud-26318	119	18	.	.	PUNCT
eistud-26318	120	1	consequently	consequently	ADV
eistud-26318	120	2	,	,	PUNCT
eistud-26318	120	3	the	the	DET
eistud-26318	120	4	highest	high	ADJ
eistud-26318	120	5	trilemma	trilemma	NOUN
eistud-26318	120	6	score	score	NOUN
eistud-26318	120	7	should	should	AUX
eistud-26318	120	8	be	be	AUX
eistud-26318	120	9	interpreted	interpret	VERB
eistud-26318	120	10	as	as	ADP
eistud-26318	120	11	the	the	DET
eistud-26318	120	12	most	most	ADV
eistud-26318	120	13	favourable	favourable	ADJ
eistud-26318	120	14	in	in	ADP
eistud-26318	120	15	general	general	ADJ
eistud-26318	120	16	while	while	SCONJ
eistud-26318	120	17	the	the	DET
eistud-26318	120	18	lowest	low	ADJ
eistud-26318	120	19	score	score	NOUN
eistud-26318	120	20	should	should	AUX
eistud-26318	120	21	be	be	AUX
eistud-26318	120	22	treated	treat	VERB
eistud-26318	120	23	as	as	ADP
eistud-26318	120	24	the	the	DET
eistud-26318	120	25	least	least	ADV
eistud-26318	120	26	desirable	desirable	ADJ
eistud-26318	120	27	.	.	PUNCT
eistud-26318	121	1	table	table	NOUN
eistud-26318	121	2	1	1	NUM
eistud-26318	121	3	outlines	outline	VERB
eistud-26318	121	4	the	the	DET
eistud-26318	121	5	components	component	NOUN
eistud-26318	121	6	of	of	ADP
eistud-26318	121	7	the	the	DET
eistud-26318	121	8	financial	financial	ADJ
eistud-26318	121	9	trilemma	trilemma	NOUN
eistud-26318	121	10	index	index	NOUN
eistud-26318	121	11	according	accord	VERB
eistud-26318	121	12	to	to	ADP
eistud-26318	121	13	the	the	DET
eistud-26318	121	14	relevant	relevant	ADJ
eistud-26318	121	15	factors	factor	NOUN
eistud-26318	121	16	highlighted	highlight	VERB
eistud-26318	121	17	in	in	ADP
eistud-26318	121	18	chapter	chapter	NOUN
eistud-26318	121	19	1	1	NUM
eistud-26318	121	20	of	of	ADP
eistud-26318	121	21	this	this	DET
eistud-26318	121	22	paper	paper	NOUN
eistud-26318	121	23	classified	classify	VERB
eistud-26318	121	24	in	in	ADP
eistud-26318	121	25	categories	category	NOUN
eistud-26318	121	26	and	and	CCONJ
eistud-26318	121	27	weighted	weight	VERB
eistud-26318	121	28	respectively	respectively	ADV
eistud-26318	121	29	by	by	ADP
eistud-26318	121	30	impact	impact	NOUN
eistud-26318	121	31	indexes	index	NOUN
eistud-26318	121	32	.	.	PUNCT
eistud-26318	122	1	in	in	ADP
eistud-26318	122	2	addition	addition	NOUN
eistud-26318	122	3	,	,	PUNCT
eistud-26318	122	4	it	it	PRON
eistud-26318	122	5	also	also	ADV
eistud-26318	122	6	reflects	reflect	VERB
eistud-26318	122	7	the	the	DET
eistud-26318	122	8	sources	source	NOUN
eistud-26318	122	9	of	of	ADP
eistud-26318	122	10	information	information	NOUN
eistud-26318	122	11	the	the	DET
eistud-26318	122	12	authors	author	NOUN
eistud-26318	122	13	propose	propose	VERB
eistud-26318	122	14	to	to	PART
eistud-26318	122	15	use	use	VERB
eistud-26318	122	16	for	for	ADP
eistud-26318	122	17	calculating	calculate	VERB
eistud-26318	122	18	the	the	DET
eistud-26318	122	19	index	index	NOUN
eistud-26318	122	20	for	for	ADP
eistud-26318	122	21	a	a	DET
eistud-26318	122	22	given	give	VERB
eistud-26318	122	23	economy	economy	NOUN
eistud-26318	122	24	.	.	PUNCT
eistud-26318	123	1	table	table	NOUN
eistud-26318	123	2	1	1	NUM
eistud-26318	123	3	systemizes	systemize	VERB
eistud-26318	123	4	the	the	DET
eistud-26318	123	5	information	information	NOUN
eistud-26318	123	6	on	on	ADP
eistud-26318	123	7	the	the	DET
eistud-26318	123	8	idea	idea	NOUN
eistud-26318	123	9	of	of	ADP
eistud-26318	123	10	the	the	DET
eistud-26318	123	11	key	key	ADJ
eistud-26318	123	12	trilemma	trilemma	NOUN
eistud-26318	123	13	elements	element	NOUN
eistud-26318	123	14	described	describe	VERB
eistud-26318	123	15	previously	previously	ADV
eistud-26318	123	16	in	in	ADP
eistud-26318	123	17	the	the	DET
eistud-26318	123	18	article	article	NOUN
eistud-26318	123	19	,	,	PUNCT
eistud-26318	123	20	transposing	transpose	VERB
eistud-26318	123	21	it	it	PRON
eistud-26318	123	22	into	into	ADP
eistud-26318	123	23	countable	countable	ADJ
eistud-26318	123	24	form	form	NOUN
eistud-26318	123	25	.	.	PUNCT
eistud-26318	124	1	table	table	NOUN
eistud-26318	124	2	1	1	NUM
eistud-26318	124	3	methodology	methodology	NOUN
eistud-26318	124	4	for	for	ADP
eistud-26318	124	5	calculating	calculate	VERB
eistud-26318	124	6	the	the	DET
eistud-26318	124	7	financial	financial	ADJ
eistud-26318	124	8	trilemma	trilemma	NOUN
eistud-26318	124	9	index	index	NOUN
eistud-26318	124	10	element	element	NOUN
eistud-26318	124	11	of	of	ADP
eistud-26318	124	12	index	index	NOUN
eistud-26318	124	13	impact	impact	NOUN
eistud-26318	124	14	index	index	NOUN
eistud-26318	124	15	category	category	NOUN
eistud-26318	124	16	impact	impact	NOUN
eistud-26318	124	17	index	index	NOUN
eistud-26318	124	18	factor	factor	NOUN
eistud-26318	124	19	(	(	PUNCT
eistud-26318	124	20	source	source	NOUN
eistud-26318	124	21	of	of	ADP
eistud-26318	124	22	information	information	NOUN
eistud-26318	124	23	)	)	PUNCT
eistud-26318	124	24	impact	impact	NOUN
eistud-26318	124	25	index	index	NOUN
eistud-26318	124	26	financial	financial	ADJ
eistud-26318	124	27	inclusion	inclusion	NOUN
eistud-26318	124	28	30	30	NUM
eistud-26318	124	29	%	%	NOUN
eistud-26318	124	30	daily	daily	ADJ
eistud-26318	124	31	financial	financial	ADJ
eistud-26318	124	32	services	service	NOUN
eistud-26318	124	33	10	10	NUM
eistud-26318	124	34	%	%	NOUN
eistud-26318	124	35	share	share	NOUN
eistud-26318	124	36	of	of	ADP
eistud-26318	124	37	adults	adult	NOUN
eistud-26318	124	38	with	with	ADP
eistud-26318	124	39	cash	cash	NOUN
eistud-26318	124	40	accounts	account	NOUN
eistud-26318	124	41	(	(	PUNCT
eistud-26318	124	42	global	global	ADJ
eistud-26318	124	43	findex	findex	NOUN
eistud-26318	124	44	)	)	PUNCT
eistud-26318	124	45	5	5	NUM
eistud-26318	124	46	%	%	NOUN
eistud-26318	124	47	share	share	NOUN
eistud-26318	124	48	of	of	ADP
eistud-26318	124	49	adults	adult	NOUN
eistud-26318	124	50	making	make	VERB
eistud-26318	124	51	or	or	CCONJ
eistud-26318	124	52	receiving	receive	VERB
eistud-26318	124	53	digital	digital	ADJ
eistud-26318	124	54	payments	payment	NOUN
eistud-26318	124	55	(	(	PUNCT
eistud-26318	124	56	global	global	ADJ
eistud-26318	124	57	findex	findex	NOUN
eistud-26318	124	58	)	)	PUNCT
eistud-26318	124	59	5	5	NUM
eistud-26318	124	60	%	%	NOUN
eistud-26318	124	61	investments	investment	NOUN
eistud-26318	124	62	and	and	CCONJ
eistud-26318	124	63	savings	saving	NOUN
eistud-26318	124	64	5	5	NUM
eistud-26318	124	65	%	%	NOUN
eistud-26318	124	66	share	share	NOUN
eistud-26318	124	67	of	of	ADP
eistud-26318	124	68	adults	adult	NOUN
eistud-26318	124	69	saving	save	VERB
eistud-26318	124	70	any	any	DET
eistud-26318	124	71	money	money	NOUN
eistud-26318	124	72	(	(	PUNCT
eistud-26318	124	73	global	global	ADJ
eistud-26318	124	74	findex	findex	NOUN
eistud-26318	124	75	)	)	PUNCT
eistud-26318	124	76	5	5	NUM
eistud-26318	124	77	%	%	NOUN
eistud-26318	124	78	lending	lending	NOUN
eistud-26318	124	79	5	5	NUM
eistud-26318	124	80	%	%	NOUN
eistud-26318	124	81	domestic	domestic	ADJ
eistud-26318	124	82	credit	credit	NOUN
eistud-26318	124	83	by	by	ADP
eistud-26318	124	84	the	the	DET
eistud-26318	124	85	financial	financial	ADJ
eistud-26318	124	86	sector	sector	NOUN
eistud-26318	124	87	,	,	PUNCT
eistud-26318	124	88	%	%	NOUN
eistud-26318	124	89	of	of	ADP
eistud-26318	124	90	gdp	gdp	PROPN
eistud-26318	124	91	(	(	PUNCT
eistud-26318	124	92	world	world	PROPN
eistud-26318	124	93	bank	bank	PROPN
eistud-26318	124	94	)	)	PUNCT
eistud-26318	124	95	5	5	NUM
eistud-26318	124	96	%	%	NOUN
eistud-26318	124	97	bank	bank	NOUN
eistud-26318	124	98	branch	branch	NOUN
eistud-26318	124	99	network	network	NOUN
eistud-26318	124	100	density	density	NOUN
eistud-26318	124	101	10	10	NUM
eistud-26318	124	102	%	%	NOUN
eistud-26318	124	103	financial	financial	ADJ
eistud-26318	124	104	institutions	institution	NOUN
eistud-26318	124	105	access	access	PROPN
eistud-26318	124	106	index	index	PROPN
eistud-26318	124	107	fdi	fdi	PROPN
eistud-26318	124	108	,	,	PUNCT
eistud-26318	124	109	bank	bank	NOUN
eistud-26318	124	110	branches	branch	NOUN
eistud-26318	124	111	per	per	ADP
eistud-26318	124	112	100000	100000	NUM
eistud-26318	124	113	adults	adult	NOUN
eistud-26318	124	114	and	and	CCONJ
eistud-26318	124	115	atms	atms	NOUN
eistud-26318	124	116	per	per	ADP
eistud-26318	124	117	100000	100000	NUM
eistud-26318	124	118	adults	adult	NOUN
eistud-26318	124	119	(	(	PUNCT
eistud-26318	124	120	world	world	PROPN
eistud-26318	124	121	bank	bank	PROPN
eistud-26318	124	122	)	)	PUNCT
eistud-26318	124	123	10	10	NUM
eistud-26318	124	124	%	%	NOUN
eistud-26318	124	125	financial	financial	ADJ
eistud-26318	124	126	stability	stability	NOUN
eistud-26318	124	127	30	30	NUM
eistud-26318	124	128	%	%	NOUN
eistud-26318	124	129	financial	financial	ADJ
eistud-26318	124	130	sector	sector	NOUN
eistud-26318	124	131	15	15	NUM
eistud-26318	124	132	%	%	NOUN
eistud-26318	124	133	banking	banking	NOUN
eistud-26318	124	134	sector	sector	NOUN
eistud-26318	124	135	net	net	ADJ
eistud-26318	124	136	interest	interest	NOUN
eistud-26318	124	137	margin	margin	NOUN
eistud-26318	124	138	,	,	PUNCT
eistud-26318	124	139	lendingdeposits	lendingdeposit	NOUN
eistud-26318	124	140	spread	spread	VERB
eistud-26318	124	141	,	,	PUNCT
eistud-26318	124	142	return	return	VERB
eistud-26318	124	143	on	on	ADP
eistud-26318	124	144	assets	asset	NOUN
eistud-26318	124	145	,	,	PUNCT
eistud-26318	124	146	return	return	VERB
eistud-26318	124	147	on	on	ADP
eistud-26318	124	148	equity	equity	NOUN
eistud-26318	124	149	(	(	PUNCT
eistud-26318	124	150	world	world	PROPN
eistud-26318	124	151	bank	bank	PROPN
eistud-26318	124	152	)	)	PUNCT
eistud-26318	124	153	5	5	NUM
eistud-26318	124	154	%	%	NOUN
eistud-26318	124	155	banks	bank	NOUN
eistud-26318	124	156	’	'	PUNCT
eistud-26318	124	157	capital	capital	NOUN
eistud-26318	124	158	cushion	cushion	NOUN
eistud-26318	124	159	size	size	NOUN
eistud-26318	124	160	to	to	PART
eistud-26318	124	161	address	address	VERB
eistud-26318	124	162	expected	expect	VERB
eistud-26318	124	163	or	or	CCONJ
eistud-26318	124	164	unexpected	unexpected	ADJ
eistud-26318	124	165	losses	loss	NOUN
eistud-26318	124	166	(	(	PUNCT
eistud-26318	124	167	bank	bank	NOUN
eistud-26318	124	168	for	for	ADP
eistud-26318	124	169	international	international	ADJ
eistud-26318	124	170	settlements	settlement	NOUN
eistud-26318	124	171	)	)	PUNCT
eistud-26318	124	172	5	5	NUM
eistud-26318	124	173	%	%	NOUN
eistud-26318	124	174	ratio	ratio	NOUN
eistud-26318	124	175	of	of	ADP
eistud-26318	124	176	banks	bank	NOUN
eistud-26318	124	177	’	'	PUNCT
eistud-26318	124	178	readily	readily	ADV
eistud-26318	124	179	available	available	ADJ
eistud-26318	124	180	short	short	ADJ
eistud-26318	124	181	-	-	PUNCT
eistud-26318	124	182	term	term	NOUN
eistud-26318	124	183	resources	resource	NOUN
eistud-26318	124	184	that	that	PRON
eistud-26318	124	185	can	can	AUX
eistud-26318	124	186	be	be	AUX
eistud-26318	124	187	used	use	VERB
eistud-26318	124	188	to	to	PART
eistud-26318	124	189	meet	meet	VERB
eistud-26318	124	190	short	short	ADJ
eistud-26318	124	191	-	-	PUNCT
eistud-26318	124	192	term	term	NOUN
eistud-26318	124	193	obligations	obligation	NOUN
eistud-26318	124	194	(	(	PUNCT
eistud-26318	124	195	bank	bank	NOUN
eistud-26318	124	196	for	for	ADP
eistud-26318	124	197	international	international	ADJ
eistud-26318	124	198	settlements	settlement	NOUN
eistud-26318	124	199	)	)	PUNCT
eistud-26318	124	200	5	5	NUM
eistud-26318	124	201	%	%	NOUN
eistud-26318	124	202	financial	financial	ADJ
eistud-26318	124	203	markets	market	NOUN
eistud-26318	124	204	15	15	NUM
eistud-26318	124	205	%	%	NOUN
eistud-26318	124	206	change	change	NOUN
eistud-26318	124	207	in	in	ADP
eistud-26318	124	208	equity	equity	NOUN
eistud-26318	124	209	indices	index	NOUN
eistud-26318	124	210	(	(	PUNCT
eistud-26318	124	211	bloomberg	bloomberg	NOUN
eistud-26318	124	212	or	or	CCONJ
eistud-26318	124	213	equivalent	equivalent	ADJ
eistud-26318	124	214	)	)	PUNCT
eistud-26318	124	215	5	5	NUM
eistud-26318	124	216	%	%	NOUN
eistud-26318	124	217	corporate	corporate	ADJ
eistud-26318	124	218	bond	bond	NOUN
eistud-26318	124	219	spreads	spread	NOUN
eistud-26318	124	220	(	(	PUNCT
eistud-26318	124	221	bloomberg	bloomberg	NOUN
eistud-26318	124	222	or	or	CCONJ
eistud-26318	124	223	equivalent	equivalent	ADJ
eistud-26318	124	224	)	)	PUNCT
eistud-26318	124	225	5	5	NUM
eistud-26318	124	226	%	%	NOUN
eistud-26318	124	227	volatility	volatility	NOUN
eistud-26318	124	228	(	(	PUNCT
eistud-26318	124	229	bloomberg	bloomberg	NOUN
eistud-26318	124	230	or	or	CCONJ
eistud-26318	124	231	equivalent	equivalent	ADJ
eistud-26318	124	232	)	)	PUNCT
eistud-26318	124	233	5	5	NUM
eistud-26318	124	234	%	%	NOUN
eistud-26318	124	235	transparency	transparency	NOUN
eistud-26318	124	236	30	30	NUM
eistud-26318	124	237	%	%	NOUN
eistud-26318	124	238	cash	cash	NOUN
eistud-26318	124	239	flow	flow	NOUN
eistud-26318	124	240	15	15	NUM
eistud-26318	124	241	%	%	NOUN
eistud-26318	124	242	adults	adult	NOUN
eistud-26318	124	243	with	with	ADP
eistud-26318	124	244	an	an	DET
eistud-26318	124	245	account	account	NOUN
eistud-26318	124	246	paying	pay	VERB
eistud-26318	124	247	utility	utility	NOUN
eistud-26318	124	248	bills	bill	NOUN
eistud-26318	124	249	in	in	ADP
eistud-26318	124	250	the	the	DET
eistud-26318	124	251	past	past	ADJ
eistud-26318	124	252	year	year	NOUN
eistud-26318	124	253	in	in	ADP
eistud-26318	124	254	cash	cash	NOUN
eistud-26318	124	255	(	(	PUNCT
eistud-26318	124	256	global	global	ADJ
eistud-26318	124	257	findex	findex	NOUN
eistud-26318	124	258	)	)	PUNCT
eistud-26318	124	259	7	7	NUM
eistud-26318	124	260	%	%	NOUN
eistud-26318	124	261	adults	adult	NOUN
eistud-26318	124	262	without	without	ADP
eistud-26318	124	263	an	an	DET
eistud-26318	124	264	account	account	NOUN
eistud-26318	124	265	owning	own	VERB
eistud-26318	124	266	a	a	DET
eistud-26318	124	267	mobile	mobile	ADJ
eistud-26318	124	268	phone	phone	NOUN
eistud-26318	124	269	(	(	PUNCT
eistud-26318	124	270	global	global	ADJ
eistud-26318	124	271	findex	findex	NOUN
eistud-26318	124	272	)	)	PUNCT
eistud-26318	124	273	8	8	NUM
eistud-26318	124	274	%	%	NOUN
eistud-26318	124	275	shadow	shadow	NOUN
eistud-26318	124	276	economy	economy	NOUN
eistud-26318	124	277	15	15	NUM
eistud-26318	124	278	%	%	NOUN
eistud-26318	124	279	schneider	schneider	NOUN
eistud-26318	124	280	index	index	PROPN
eistud-26318	124	281	(	(	PUNCT
eistud-26318	124	282	schneder	schneder	NOUN
eistud-26318	124	283	)	)	PUNCT
eistud-26318	124	284	15	15	NUM
eistud-26318	124	285	%	%	NOUN
eistud-26318	124	286	country	country	NOUN
eistud-26318	124	287	context	context	NOUN
eistud-26318	124	288	10	10	NUM
eistud-26318	124	289	%	%	NOUN
eistud-26318	124	290	macroeconomic	macroeconomic	ADJ
eistud-26318	124	291	stability	stability	NOUN
eistud-26318	125	1	4	4	NUM
eistud-26318	125	2	%	%	NOUN
eistud-26318	125	3	gdp	gdp	NOUN
eistud-26318	125	4	growth	growth	NOUN
eistud-26318	125	5	0,5	0,5	NUM
eistud-26318	125	6	%	%	NOUN
eistud-26318	125	7	gdp	gdp	NOUN
eistud-26318	125	8	per	per	ADP
eistud-26318	125	9	capita	capita	NOUN
eistud-26318	125	10	0,5	0,5	NUM
eistud-26318	125	11	%	%	NOUN
eistud-26318	125	12	inflation	inflation	NOUN
eistud-26318	125	13	1	1	NUM
eistud-26318	125	14	%	%	NOUN
eistud-26318	125	15	government	government	NOUN
eistud-26318	125	16	deficit	deficit	NOUN
eistud-26318	125	17	and	and	CCONJ
eistud-26318	125	18	debt	debt	NOUN
eistud-26318	125	19	1	1	NUM
eistud-26318	125	20	%	%	NOUN
eistud-26318	125	21	unemployment	unemployment	NOUN
eistud-26318	125	22	rate	rate	NOUN
eistud-26318	125	23	1	1	NUM
eistud-26318	125	24	%	%	NOUN
eistud-26318	125	25	governance	governance	NOUN
eistud-26318	125	26	3	3	NUM
eistud-26318	125	27	%	%	NOUN
eistud-26318	125	28	doing	do	VERB
eistud-26318	125	29	business	business	NOUN
eistud-26318	125	30	index	index	NOUN
eistud-26318	125	31	(	(	PUNCT
eistud-26318	125	32	doing	do	VERB
eistud-26318	125	33	business	business	NOUN
eistud-26318	125	34	)	)	PUNCT
eistud-26318	125	35	3	3	NUM
eistud-26318	125	36	%	%	NOUN
eistud-26318	125	37	stability	stability	NOUN
eistud-26318	125	38	for	for	ADP
eistud-26318	125	39	investment	investment	NOUN
eistud-26318	125	40	and	and	CCONJ
eistud-26318	125	41	innovation	innovation	NOUN
eistud-26318	125	42	3	3	NUM
eistud-26318	125	43	%	%	NOUN
eistud-26318	125	44	global	global	ADJ
eistud-26318	125	45	innovation	innovation	NOUN
eistud-26318	125	46	index	index	NOUN
eistud-26318	125	47	(	(	PUNCT
eistud-26318	125	48	global	global	ADJ
eistud-26318	125	49	innovation	innovation	NOUN
eistud-26318	125	50	index	index	PROPN
eistud-26318	125	51	)	)	PUNCT
eistud-26318	125	52	3	3	NUM
eistud-26318	125	53	%	%	NOUN
eistud-26318	125	54	european	european	ADJ
eistud-26318	125	55	integrat	integrat	NOUN
eistud-26318	125	56	ion	ion	NOUN
eistud-26318	125	57	studies	study	NOUN
eistud-26318	125	58	2020/14	2020/14	NUM
eistud-26318	125	59	132	132	NUM
eistud-26318	125	60	the	the	DET
eistud-26318	125	61	country	country	NOUN
eistud-26318	125	62	context	context	NOUN
eistud-26318	125	63	is	be	AUX
eistud-26318	125	64	assessed	assess	VERB
eistud-26318	125	65	by	by	ADP
eistud-26318	125	66	a	a	DET
eistud-26318	125	67	weighted	weighted	ADJ
eistud-26318	125	68	basket	basket	NOUN
eistud-26318	125	69	of	of	ADP
eistud-26318	125	70	the	the	DET
eistud-26318	125	71	basic	basic	ADJ
eistud-26318	125	72	eights	eight	NOUN
eistud-26318	125	73	indicators	indicator	NOUN
eistud-26318	125	74	described	describe	VERB
eistud-26318	125	75	in	in	ADP
eistud-26318	125	76	chapter	chapter	NOUN
eistud-26318	125	77	1	1	NUM
eistud-26318	125	78	,	,	PUNCT
eistud-26318	125	79	namely	namely	ADV
eistud-26318	125	80	,	,	PUNCT
eistud-26318	125	81	gdp	gdp	NOUN
eistud-26318	125	82	growth	growth	NOUN
eistud-26318	125	83	and	and	CCONJ
eistud-26318	125	84	per	per	ADP
eistud-26318	125	85	capital	capital	NOUN
eistud-26318	125	86	,	,	PUNCT
eistud-26318	125	87	inflation	inflation	NOUN
eistud-26318	125	88	,	,	PUNCT
eistud-26318	125	89	government	government	NOUN
eistud-26318	125	90	deficit	deficit	NOUN
eistud-26318	125	91	and	and	CCONJ
eistud-26318	125	92	debt	debt	NOUN
eistud-26318	125	93	,	,	PUNCT
eistud-26318	125	94	unemployment	unemployment	NOUN
eistud-26318	125	95	rate	rate	NOUN
eistud-26318	125	96	as	as	ADV
eistud-26318	125	97	well	well	ADV
eistud-26318	125	98	as	as	ADP
eistud-26318	125	99	indices	index	NOUN
eistud-26318	125	100	such	such	ADJ
eistud-26318	125	101	doing	do	VERB
eistud-26318	125	102	business	business	NOUN
eistud-26318	125	103	and	and	CCONJ
eistud-26318	125	104	global	global	ADJ
eistud-26318	125	105	innovation	innovation	NOUN
eistud-26318	125	106	index	index	NOUN
eistud-26318	125	107	.	.	PUNCT
eistud-26318	126	1	the	the	DET
eistud-26318	126	2	composition	composition	NOUN
eistud-26318	126	3	of	of	ADP
eistud-26318	126	4	indicators	indicator	NOUN
eistud-26318	126	5	resembles	resemble	VERB
eistud-26318	126	6	quite	quite	ADV
eistud-26318	126	7	closely	closely	ADV
eistud-26318	126	8	methodology	methodology	NOUN
eistud-26318	126	9	applied	apply	VERB
eistud-26318	126	10	by	by	ADP
eistud-26318	126	11	international	international	ADJ
eistud-26318	126	12	credit	credit	NOUN
eistud-26318	126	13	rating	rating	NOUN
eistud-26318	126	14	agencies	agency	NOUN
eistud-26318	126	15	to	to	PART
eistud-26318	126	16	assign	assign	VERB
eistud-26318	126	17	sovereign	sovereign	ADJ
eistud-26318	126	18	ratings	rating	NOUN
eistud-26318	126	19	.	.	PUNCT
eistud-26318	127	1	as	as	SCONJ
eistud-26318	127	2	extensively	extensively	ADV
eistud-26318	127	3	studied	study	VERB
eistud-26318	127	4	by	by	ADP
eistud-26318	127	5	the	the	DET
eistud-26318	127	6	researchers	researcher	NOUN
eistud-26318	127	7	arefjevs	arefjevs	VERB
eistud-26318	127	8	and	and	CCONJ
eistud-26318	127	9	braslins	braslin	NOUN
eistud-26318	127	10	(	(	PUNCT
eistud-26318	127	11	arefjevs	arefjevs	VERB
eistud-26318	127	12	,	,	PUNCT
eistud-26318	127	13	braslins	braslin	NOUN
eistud-26318	127	14	,	,	PUNCT
eistud-26318	127	15	2013	2013	NUM
eistud-26318	127	16	)	)	PUNCT
eistud-26318	127	17	,	,	PUNCT
eistud-26318	127	18	such	such	ADJ
eistud-26318	127	19	indicators	indicator	NOUN
eistud-26318	127	20	are	be	AUX
eistud-26318	127	21	gdp	gdp	NOUN
eistud-26318	127	22	per	per	ADP
eistud-26318	127	23	capita	capita	NOUN
eistud-26318	127	24	,	,	PUNCT
eistud-26318	127	25	inflation	inflation	NOUN
eistud-26318	127	26	rate	rate	NOUN
eistud-26318	127	27	,	,	PUNCT
eistud-26318	127	28	gdp	gdp	NOUN
eistud-26318	127	29	real	real	ADJ
eistud-26318	127	30	growth	growth	NOUN
eistud-26318	127	31	rate	rate	NOUN
eistud-26318	127	32	,	,	PUNCT
eistud-26318	127	33	development	development	NOUN
eistud-26318	127	34	indicator	indicator	NOUN
eistud-26318	127	35	,	,	PUNCT
eistud-26318	127	36	default	default	NOUN
eistud-26318	127	37	indicator	indicator	NOUN
eistud-26318	127	38	,	,	PUNCT
eistud-26318	127	39	external	external	ADJ
eistud-26318	127	40	debt	debt	NOUN
eistud-26318	127	41	-	-	PUNCT
eistud-26318	127	42	exports	export	NOUN
eistud-26318	127	43	ratio	ratio	NOUN
eistud-26318	127	44	(	(	PUNCT
eistud-26318	127	45	this	this	DET
eistud-26318	127	46	variable	variable	NOUN
eistud-26318	127	47	is	be	AUX
eistud-26318	127	48	only	only	ADV
eistud-26318	127	49	relevant	relevant	ADJ
eistud-26318	127	50	for	for	ADP
eistud-26318	127	51	developing	develop	VERB
eistud-26318	127	52	countries	country	NOUN
eistud-26318	127	53	)	)	PUNCT
eistud-26318	127	54	,	,	PUNCT
eistud-26318	127	55	and	and	CCONJ
eistud-26318	127	56	government	government	NOUN
eistud-26318	127	57	deficit	deficit	NOUN
eistud-26318	127	58	as	as	ADP
eistud-26318	127	59	a	a	DET
eistud-26318	127	60	percentage	percentage	NOUN
eistud-26318	127	61	of	of	ADP
eistud-26318	127	62	gdp	gdp	NOUN
eistud-26318	127	63	.	.	PUNCT
eistud-26318	128	1	most	most	ADJ
eistud-26318	128	2	of	of	ADP
eistud-26318	128	3	these	these	DET
eistud-26318	128	4	indicators	indicator	NOUN
eistud-26318	128	5	were	be	AUX
eistud-26318	128	6	included	include	VERB
eistud-26318	128	7	in	in	ADP
eistud-26318	128	8	the	the	DET
eistud-26318	128	9	macroeconomic	macroeconomic	ADJ
eistud-26318	128	10	stability	stability	NOUN
eistud-26318	128	11	section	section	NOUN
eistud-26318	128	12	of	of	ADP
eistud-26318	128	13	the	the	DET
eistud-26318	128	14	trilemma	trilemma	NOUN
eistud-26318	128	15	’s	’s	PART
eistud-26318	128	16	country	country	NOUN
eistud-26318	128	17	context	context	NOUN
eistud-26318	128	18	while	while	SCONJ
eistud-26318	128	19	a	a	DET
eistud-26318	128	20	development	development	NOUN
eistud-26318	128	21	indicator	indicator	NOUN
eistud-26318	128	22	was	be	AUX
eistud-26318	128	23	replaced	replace	VERB
eistud-26318	128	24	by	by	ADP
eistud-26318	128	25	two	two	NUM
eistud-26318	128	26	above	above	ADV
eistud-26318	128	27	-	-	PUNCT
eistud-26318	128	28	mentioned	mention	VERB
eistud-26318	128	29	indexes	index	NOUN
eistud-26318	128	30	(	(	PUNCT
eistud-26318	128	31	i.e.	i.e.	X
eistud-26318	128	32	doing	do	VERB
eistud-26318	128	33	business	business	NOUN
eistud-26318	128	34	and	and	CCONJ
eistud-26318	128	35	global	global	ADJ
eistud-26318	128	36	innovation	innovation	NOUN
eistud-26318	128	37	indices	index	NOUN
eistud-26318	128	38	)	)	PUNCT
eistud-26318	128	39	.	.	PUNCT
eistud-26318	129	1	the	the	DET
eistud-26318	129	2	authors	author	NOUN
eistud-26318	129	3	propose	propose	VERB
eistud-26318	129	4	to	to	PART
eistud-26318	129	5	use	use	VERB
eistud-26318	129	6	the	the	DET
eistud-26318	129	7	given	give	VERB
eistud-26318	129	8	in	in	ADP
eistud-26318	129	9	the	the	DET
eistud-26318	129	10	table	table	NOUN
eistud-26318	129	11	1	1	NUM
eistud-26318	129	12	factors	factor	NOUN
eistud-26318	129	13	to	to	PART
eistud-26318	129	14	illustrate	illustrate	VERB
eistud-26318	129	15	the	the	DET
eistud-26318	129	16	key	key	ADJ
eistud-26318	129	17	elements	element	NOUN
eistud-26318	129	18	of	of	ADP
eistud-26318	129	19	the	the	DET
eistud-26318	129	20	index	index	NOUN
eistud-26318	129	21	and	and	CCONJ
eistud-26318	129	22	the	the	DET
eistud-26318	129	23	categories	category	NOUN
eistud-26318	129	24	of	of	ADP
eistud-26318	129	25	factors	factor	NOUN
eistud-26318	129	26	they	they	PRON
eistud-26318	129	27	consist	consist	VERB
eistud-26318	129	28	of	of	ADP
eistud-26318	129	29	.	.	PUNCT
eistud-26318	130	1	however	however	ADV
eistud-26318	130	2	,	,	PUNCT
eistud-26318	130	3	in	in	ADP
eistud-26318	130	4	case	case	NOUN
eistud-26318	130	5	data	datum	NOUN
eistud-26318	130	6	of	of	ADP
eistud-26318	130	7	a	a	DET
eistud-26318	130	8	factor	factor	NOUN
eistud-26318	130	9	is	be	AUX
eistud-26318	130	10	not	not	PART
eistud-26318	130	11	available	available	ADJ
eistud-26318	130	12	,	,	PUNCT
eistud-26318	130	13	it	it	PRON
eistud-26318	130	14	could	could	AUX
eistud-26318	130	15	be	be	AUX
eistud-26318	130	16	substituted	substitute	VERB
eistud-26318	130	17	with	with	ADP
eistud-26318	130	18	another	another	DET
eistud-26318	130	19	factor	factor	NOUN
eistud-26318	130	20	with	with	ADP
eistud-26318	130	21	similar	similar	ADJ
eistud-26318	130	22	characteristics	characteristic	NOUN
eistud-26318	130	23	.	.	PUNCT
eistud-26318	131	1	external	external	ADJ
eistud-26318	131	2	disruption	disruption	NOUN
eistud-26318	131	3	an	an	DET
eistud-26318	131	4	equilibrium	equilibrium	NOUN
eistud-26318	131	5	between	between	ADP
eistud-26318	131	6	the	the	DET
eistud-26318	131	7	elements	element	NOUN
eistud-26318	131	8	of	of	ADP
eistud-26318	131	9	the	the	DET
eistud-26318	131	10	financial	financial	ADJ
eistud-26318	131	11	trilemma	trilemma	NOUN
eistud-26318	131	12	is	be	AUX
eistud-26318	131	13	to	to	PART
eistud-26318	131	14	be	be	AUX
eistud-26318	131	15	changed	change	VERB
eistud-26318	131	16	in	in	SCONJ
eistud-26318	131	17	case	case	NOUN
eistud-26318	131	18	external	external	ADJ
eistud-26318	131	19	factors	factor	NOUN
eistud-26318	131	20	affect	affect	VERB
eistud-26318	131	21	the	the	DET
eistud-26318	131	22	situation	situation	NOUN
eistud-26318	131	23	.	.	PUNCT
eistud-26318	132	1	after	after	ADP
eistud-26318	132	2	disruptive	disruptive	ADJ
eistud-26318	132	3	impact	impact	NOUN
eistud-26318	132	4	,	,	PUNCT
eistud-26318	132	5	the	the	DET
eistud-26318	132	6	trilemma	trilemma	NOUN
eistud-26318	132	7	finds	find	VERB
eistud-26318	132	8	a	a	DET
eistud-26318	132	9	new	new	ADJ
eistud-26318	132	10	equilibrium	equilibrium	NOUN
eistud-26318	132	11	;	;	PUNCT
eistud-26318	132	12	however	however	ADV
eistud-26318	132	13	,	,	PUNCT
eistud-26318	132	14	particular	particular	ADJ
eistud-26318	132	15	key	key	ADJ
eistud-26318	132	16	elements	element	NOUN
eistud-26318	132	17	could	could	AUX
eistud-26318	132	18	be	be	AUX
eistud-26318	132	19	touched	touch	VERB
eistud-26318	132	20	differently	differently	ADV
eistud-26318	132	21	.	.	PUNCT
eistud-26318	133	1	nowadays	nowadays	ADV
eistud-26318	133	2	,	,	PUNCT
eistud-26318	133	3	financial	financial	ADJ
eistud-26318	133	4	systems	system	NOUN
eistud-26318	133	5	have	have	AUX
eistud-26318	133	6	been	be	AUX
eistud-26318	133	7	affected	affect	VERB
eistud-26318	133	8	by	by	ADP
eistud-26318	133	9	rapid	rapid	ADJ
eistud-26318	133	10	evolution	evolution	NOUN
eistud-26318	133	11	in	in	ADP
eistud-26318	133	12	terms	term	NOUN
eistud-26318	133	13	of	of	ADP
eistud-26318	133	14	costs	cost	NOUN
eistud-26318	133	15	and	and	CCONJ
eistud-26318	133	16	capability	capability	NOUN
eistud-26318	133	17	of	of	ADP
eistud-26318	133	18	technologies	technology	NOUN
eistud-26318	133	19	,	,	PUNCT
eistud-26318	133	20	as	as	ADV
eistud-26318	133	21	well	well	ADV
eistud-26318	133	22	as	as	ADP
eistud-26318	133	23	new	new	ADJ
eistud-26318	133	24	business	business	NOUN
eistud-26318	133	25	models	model	NOUN
eistud-26318	133	26	,	,	PUNCT
eistud-26318	133	27	policy	policy	NOUN
eistud-26318	133	28	changes	change	NOUN
eistud-26318	133	29	and	and	CCONJ
eistud-26318	133	30	shifts	shift	NOUN
eistud-26318	133	31	in	in	ADP
eistud-26318	133	32	societal	societal	ADJ
eistud-26318	133	33	behaviour	behaviour	NOUN
eistud-26318	133	34	.	.	PUNCT
eistud-26318	134	1	while	while	SCONJ
eistud-26318	134	2	some	some	DET
eistud-26318	134	3	sectors	sector	NOUN
eistud-26318	134	4	are	be	AUX
eistud-26318	134	5	converging	converge	VERB
eistud-26318	134	6	,	,	PUNCT
eistud-26318	134	7	others	other	NOUN
eistud-26318	134	8	are	be	AUX
eistud-26318	134	9	emerging	emerge	VERB
eistud-26318	134	10	and	and	CCONJ
eistud-26318	134	11	the	the	DET
eistud-26318	134	12	commercial	commercial	ADJ
eistud-26318	134	13	value	value	NOUN
eistud-26318	134	14	of	of	ADP
eistud-26318	134	15	business	business	NOUN
eistud-26318	134	16	is	be	AUX
eistud-26318	134	17	shifting	shift	VERB
eistud-26318	134	18	within	within	ADP
eistud-26318	134	19	as	as	ADV
eistud-26318	134	20	well	well	ADV
eistud-26318	134	21	as	as	ADP
eistud-26318	134	22	in	in	ADP
eistud-26318	134	23	and	and	CCONJ
eistud-26318	134	24	out	out	ADP
eistud-26318	134	25	of	of	ADP
eistud-26318	134	26	industries	industry	NOUN
eistud-26318	134	27	.	.	PUNCT
eistud-26318	135	1	incumbent	incumbent	ADJ
eistud-26318	135	2	players	player	NOUN
eistud-26318	135	3	are	be	AUX
eistud-26318	135	4	looking	look	VERB
eistud-26318	135	5	for	for	ADP
eistud-26318	135	6	reinventing	reinvent	VERB
eistud-26318	135	7	themselves	themselves	PRON
eistud-26318	135	8	while	while	SCONJ
eistud-26318	135	9	non	non	ADJ
eistud-26318	135	10	-	-	ADJ
eistud-26318	135	11	traditional	traditional	ADJ
eistud-26318	135	12	players	player	NOUN
eistud-26318	135	13	are	be	AUX
eistud-26318	135	14	entering	enter	VERB
eistud-26318	135	15	the	the	DET
eistud-26318	135	16	fray	fray	NOUN
eistud-26318	135	17	.	.	PUNCT
eistud-26318	136	1	a	a	DET
eistud-26318	136	2	process	process	NOUN
eistud-26318	136	3	where	where	SCONJ
eistud-26318	136	4	keeping	keep	VERB
eistud-26318	136	5	the	the	DET
eistud-26318	136	6	status	status	NOUN
eistud-26318	136	7	quo	quo	NOUN
eistud-26318	136	8	is	be	AUX
eistud-26318	136	9	a	a	DET
eistud-26318	136	10	change	change	NOUN
eistud-26318	136	11	by	by	ADP
eistud-26318	136	12	itself	itself	PRON
eistud-26318	136	13	,	,	PUNCT
eistud-26318	136	14	a	a	DET
eistud-26318	136	15	process	process	NOUN
eistud-26318	136	16	often	often	ADV
eistud-26318	136	17	ignited	ignite	VERB
eistud-26318	136	18	by	by	ADP
eistud-26318	136	19	the	the	DET
eistud-26318	136	20	shifts	shift	NOUN
eistud-26318	136	21	in	in	ADP
eistud-26318	136	22	technology	technology	NOUN
eistud-26318	136	23	,	,	PUNCT
eistud-26318	136	24	society	society	NOUN
eistud-26318	136	25	,	,	PUNCT
eistud-26318	136	26	policy	policy	NOUN
eistud-26318	136	27	and	and	CCONJ
eistud-26318	136	28	business	business	NOUN
eistud-26318	136	29	models	model	NOUN
eistud-26318	136	30	is	be	AUX
eistud-26318	136	31	called	call	VERB
eistud-26318	136	32	–	–	PUNCT
eistud-26318	136	33	disruption	disruption	NOUN
eistud-26318	136	34	.	.	PUNCT
eistud-26318	137	1	disruptions	disruption	NOUN
eistud-26318	137	2	are	be	AUX
eistud-26318	137	3	unavoidable	unavoidable	ADJ
eistud-26318	137	4	,	,	PUNCT
eistud-26318	137	5	they	they	PRON
eistud-26318	137	6	became	become	VERB
eistud-26318	137	7	the	the	DET
eistud-26318	137	8	central	central	ADJ
eistud-26318	137	9	element	element	NOUN
eistud-26318	137	10	of	of	ADP
eistud-26318	137	11	modern	modern	ADJ
eistud-26318	137	12	business	business	NOUN
eistud-26318	137	13	live	live	VERB
eistud-26318	137	14	.	.	PUNCT
eistud-26318	138	1	therewith	therewith	NOUN
eistud-26318	138	2	,	,	PUNCT
eistud-26318	138	3	an	an	DET
eistud-26318	138	4	important	important	ADJ
eistud-26318	138	5	question	question	NOUN
eistud-26318	138	6	the	the	DET
eistud-26318	138	7	policy	policy	NOUN
eistud-26318	138	8	makers	maker	NOUN
eistud-26318	138	9	have	have	VERB
eistud-26318	138	10	to	to	PART
eistud-26318	138	11	answer	answer	VERB
eistud-26318	138	12	is	be	AUX
eistud-26318	138	13	how	how	SCONJ
eistud-26318	138	14	to	to	PART
eistud-26318	138	15	benefit	benefit	VERB
eistud-26318	138	16	from	from	ADP
eistud-26318	138	17	the	the	DET
eistud-26318	138	18	disruption	disruption	NOUN
eistud-26318	138	19	or	or	CCONJ
eistud-26318	138	20	how	how	SCONJ
eistud-26318	138	21	to	to	PART
eistud-26318	138	22	prevent	prevent	VERB
eistud-26318	138	23	economies	economy	NOUN
eistud-26318	138	24	from	from	ADP
eistud-26318	138	25	their	their	PRON
eistud-26318	138	26	possible	possible	ADJ
eistud-26318	138	27	harmful	harmful	ADJ
eistud-26318	138	28	influence	influence	NOUN
eistud-26318	138	29	.	.	PUNCT
eistud-26318	139	1	the	the	DET
eistud-26318	139	2	millennials	millennial	NOUN
eistud-26318	139	3	,	,	PUNCT
eistud-26318	139	4	the	the	DET
eistud-26318	139	5	generation	generation	NOUN
eistud-26318	139	6	born	bear	VERB
eistud-26318	139	7	in	in	ADP
eistud-26318	139	8	1981–2000	1981–2000	NUM
eistud-26318	139	9	,	,	PUNCT
eistud-26318	139	10	use	use	NOUN
eistud-26318	139	11	technologies	technology	NOUN
eistud-26318	139	12	,	,	PUNCT
eistud-26318	139	13	collaboration	collaboration	NOUN
eistud-26318	139	14	and	and	CCONJ
eistud-26318	139	15	entrepreneurship	entrepreneurship	NOUN
eistud-26318	139	16	to	to	PART
eistud-26318	139	17	create	create	VERB
eistud-26318	139	18	,	,	PUNCT
eistud-26318	139	19	transform	transform	VERB
eistud-26318	139	20	and	and	CCONJ
eistud-26318	139	21	reconstruct	reconstruct	VERB
eistud-26318	139	22	entire	entire	ADJ
eistud-26318	139	23	industries	industry	NOUN
eistud-26318	139	24	.	.	PUNCT
eistud-26318	140	1	similarly	similarly	ADV
eistud-26318	140	2	,	,	PUNCT
eistud-26318	140	3	the	the	DET
eistud-26318	140	4	new	new	ADJ
eistud-26318	140	5	generation	generation	NOUN
eistud-26318	140	6	of	of	ADP
eistud-26318	140	7	consumers	consumer	NOUN
eistud-26318	140	8	have	have	VERB
eistud-26318	140	9	substantially	substantially	ADV
eistud-26318	140	10	different	different	ADJ
eistud-26318	140	11	expectations	expectation	NOUN
eistud-26318	140	12	from	from	ADP
eistud-26318	140	13	the	the	DET
eistud-26318	140	14	markets	market	NOUN
eistud-26318	140	15	than	than	ADP
eistud-26318	140	16	their	their	PRON
eistud-26318	140	17	predecessors	predecessor	NOUN
eistud-26318	140	18	.	.	PUNCT
eistud-26318	141	1	the	the	DET
eistud-26318	141	2	demand	demand	NOUN
eistud-26318	141	3	of	of	ADP
eistud-26318	141	4	millennials	millennial	NOUN
eistud-26318	141	5	for	for	ADP
eistud-26318	141	6	financial	financial	ADJ
eistud-26318	141	7	services	service	NOUN
eistud-26318	141	8	has	have	VERB
eistud-26318	141	9	other	other	ADJ
eistud-26318	141	10	preferences	preference	NOUN
eistud-26318	141	11	as	as	ADV
eistud-26318	141	12	well	well	ADV
eistud-26318	141	13	.	.	PUNCT
eistud-26318	142	1	on	on	ADP
eistud-26318	142	2	the	the	DET
eistud-26318	142	3	one	one	NUM
eistud-26318	142	4	hand	hand	NOUN
eistud-26318	142	5	,	,	PUNCT
eistud-26318	142	6	the	the	DET
eistud-26318	142	7	traditional	traditional	ADJ
eistud-26318	142	8	banks	bank	NOUN
eistud-26318	142	9	and	and	CCONJ
eistud-26318	142	10	financial	financial	ADJ
eistud-26318	142	11	institutions	institution	NOUN
eistud-26318	142	12	are	be	AUX
eistud-26318	142	13	often	often	ADV
eistud-26318	142	14	treated	treat	VERB
eistud-26318	142	15	with	with	ADP
eistud-26318	142	16	contempt	contempt	NOUN
eistud-26318	142	17	by	by	ADP
eistud-26318	142	18	millennials	millennial	NOUN
eistud-26318	142	19	,	,	PUNCT
eistud-26318	142	20	since	since	SCONJ
eistud-26318	142	21	they	they	PRON
eistud-26318	142	22	are	be	AUX
eistud-26318	142	23	considered	consider	VERB
eistud-26318	142	24	as	as	ADP
eistud-26318	142	25	a	a	DET
eistud-26318	142	26	source	source	NOUN
eistud-26318	142	27	of	of	ADP
eistud-26318	142	28	obsolete	obsolete	ADJ
eistud-26318	142	29	tradition	tradition	NOUN
eistud-26318	142	30	and	and	CCONJ
eistud-26318	142	31	inefficiencies	inefficiency	NOUN
eistud-26318	142	32	(	(	PUNCT
eistud-26318	142	33	davradakis	davradaki	NOUN
eistud-26318	142	34	,	,	PUNCT
eistud-26318	142	35	santos	santo	NOUN
eistud-26318	142	36	,	,	PUNCT
eistud-26318	142	37	2019	2019	NUM
eistud-26318	142	38	)	)	PUNCT
eistud-26318	142	39	.	.	PUNCT
eistud-26318	143	1	on	on	ADP
eistud-26318	143	2	the	the	DET
eistud-26318	143	3	other	other	ADJ
eistud-26318	143	4	hand	hand	NOUN
eistud-26318	143	5	,	,	PUNCT
eistud-26318	143	6	the	the	DET
eistud-26318	143	7	classical	classical	ADJ
eistud-26318	143	8	financial	financial	ADJ
eistud-26318	143	9	institutions	institution	NOUN
eistud-26318	143	10	evaluate	evaluate	VERB
eistud-26318	143	11	young	young	ADJ
eistud-26318	143	12	entrepreneurs	entrepreneur	NOUN
eistud-26318	143	13	with	with	ADP
eistud-26318	143	14	a	a	DET
eistud-26318	143	15	higher	high	ADJ
eistud-26318	143	16	risk	risk	NOUN
eistud-26318	143	17	due	due	ADP
eistud-26318	143	18	to	to	ADP
eistud-26318	143	19	a	a	DET
eistud-26318	143	20	lack	lack	NOUN
eistud-26318	143	21	of	of	ADP
eistud-26318	143	22	life	life	NOUN
eistud-26318	143	23	experience	experience	NOUN
eistud-26318	143	24	and	and	CCONJ
eistud-26318	143	25	business	business	NOUN
eistud-26318	143	26	matureness	matureness	NOUN
eistud-26318	143	27	.	.	PUNCT
eistud-26318	144	1	the	the	DET
eistud-26318	144	2	banking	banking	NOUN
eistud-26318	144	3	sector	sector	NOUN
eistud-26318	144	4	is	be	AUX
eistud-26318	144	5	facing	face	VERB
eistud-26318	144	6	transition	transition	NOUN
eistud-26318	144	7	from	from	ADP
eistud-26318	144	8	the	the	DET
eistud-26318	144	9	model	model	NOUN
eistud-26318	144	10	of	of	ADP
eistud-26318	144	11	closed	closed	ADJ
eistud-26318	144	12	relations	relation	NOUN
eistud-26318	144	13	between	between	ADP
eistud-26318	144	14	banks	bank	NOUN
eistud-26318	144	15	and	and	CCONJ
eistud-26318	144	16	their	their	PRON
eistud-26318	144	17	customers	customer	NOUN
eistud-26318	144	18	based	base	VERB
eistud-26318	144	19	on	on	ADP
eistud-26318	144	20	peer	peer	NOUN
eistud-26318	144	21	-	-	PUNCT
eistud-26318	144	22	to	to	ADP
eistud-26318	144	23	-	-	PUNCT
eistud-26318	144	24	peer	peer	NOUN
eistud-26318	144	25	communication	communication	NOUN
eistud-26318	144	26	to	to	ADP
eistud-26318	144	27	the	the	DET
eistud-26318	144	28	open	open	ADJ
eistud-26318	144	29	-	-	PUNCT
eistud-26318	144	30	relations	relation	NOUN
eistud-26318	144	31	-	-	PUNCT
eistud-26318	144	32	system	system	NOUN
eistud-26318	144	33	model	model	NOUN
eistud-26318	144	34	,	,	PUNCT
eistud-26318	144	35	where	where	SCONJ
eistud-26318	144	36	plenty	plenty	NOUN
eistud-26318	144	37	of	of	ADP
eistud-26318	144	38	customer	customer	NOUN
eistud-26318	144	39	data	datum	NOUN
eistud-26318	144	40	is	be	AUX
eistud-26318	144	41	available	available	ADJ
eistud-26318	144	42	in	in	ADP
eistud-26318	144	43	public	public	ADJ
eistud-26318	144	44	registers	register	NOUN
eistud-26318	144	45	.	.	PUNCT
eistud-26318	145	1	customers	customer	NOUN
eistud-26318	145	2	ensure	ensure	VERB
eistud-26318	145	3	to	to	ADP
eistud-26318	145	4	financial	financial	ADJ
eistud-26318	145	5	institutions	institution	NOUN
eistud-26318	145	6	a	a	DET
eistud-26318	145	7	reach	reach	NOUN
eistud-26318	145	8	scope	scope	NOUN
eistud-26318	145	9	of	of	ADP
eistud-26318	145	10	data	datum	NOUN
eistud-26318	145	11	starting	start	VERB
eistud-26318	145	12	from	from	ADP
eistud-26318	145	13	the	the	DET
eistud-26318	145	14	demographic	demographic	ADJ
eistud-26318	145	15	-	-	PUNCT
eistud-26318	145	16	related	relate	VERB
eistud-26318	145	17	information	information	NOUN
eistud-26318	145	18	,	,	PUNCT
eistud-26318	145	19	such	such	ADJ
eistud-26318	145	20	as	as	ADP
eistud-26318	145	21	age	age	NOUN
eistud-26318	145	22	,	,	PUNCT
eistud-26318	145	23	residence	residence	NOUN
eistud-26318	145	24	,	,	PUNCT
eistud-26318	145	25	employment	employment	NOUN
eistud-26318	145	26	and	and	CCONJ
eistud-26318	145	27	family	family	NOUN
eistud-26318	145	28	status	status	NOUN
eistud-26318	145	29	to	to	ADP
eistud-26318	145	30	the	the	DET
eistud-26318	145	31	financial	financial	ADJ
eistud-26318	145	32	information	information	NOUN
eistud-26318	145	33	on	on	ADP
eistud-26318	145	34	personal	personal	ADJ
eistud-26318	145	35	assets	asset	NOUN
eistud-26318	145	36	,	,	PUNCT
eistud-26318	145	37	savings	saving	NOUN
eistud-26318	145	38	,	,	PUNCT
eistud-26318	145	39	income	income	NOUN
eistud-26318	145	40	and	and	CCONJ
eistud-26318	145	41	expenses	expense	NOUN
eistud-26318	145	42	.	.	PUNCT
eistud-26318	146	1	the	the	DET
eistud-26318	146	2	broad	broad	ADJ
eistud-26318	146	3	data	datum	NOUN
eistud-26318	146	4	availability	availability	NOUN
eistud-26318	146	5	accelerates	accelerate	VERB
eistud-26318	146	6	demand	demand	NOUN
eistud-26318	146	7	for	for	ADP
eistud-26318	146	8	financial	financial	ADJ
eistud-26318	146	9	technologies	technology	NOUN
eistud-26318	146	10	(	(	PUNCT
eistud-26318	146	11	davradakis	davradaki	NOUN
eistud-26318	146	12	,	,	PUNCT
eistud-26318	146	13	santos	santo	NOUN
eistud-26318	146	14	,	,	PUNCT
eistud-26318	146	15	2019	2019	NUM
eistud-26318	146	16	)	)	PUNCT
eistud-26318	146	17	.	.	PUNCT
eistud-26318	147	1	the	the	DET
eistud-26318	147	2	research	research	NOUN
eistud-26318	147	3	considers	consider	VERB
eistud-26318	147	4	(	(	PUNCT
eistud-26318	147	5	as	as	ADP
eistud-26318	147	6	a	a	DET
eistud-26318	147	7	disruption	disruption	NOUN
eistud-26318	147	8	)	)	PUNCT
eistud-26318	147	9	ensuring	ensure	VERB
eistud-26318	147	10	or	or	CCONJ
eistud-26318	147	11	increasing	increase	VERB
eistud-26318	147	12	availability	availability	NOUN
eistud-26318	147	13	of	of	ADP
eistud-26318	147	14	fintechs	fintech	NOUN
eistud-26318	147	15	in	in	ADP
eistud-26318	147	16	a	a	DET
eistud-26318	147	17	given	give	VERB
eistud-26318	147	18	economy	economy	NOUN
eistud-26318	147	19	.	.	PUNCT
eistud-26318	148	1	currently	currently	ADV
eistud-26318	148	2	,	,	PUNCT
eistud-26318	148	3	the	the	DET
eistud-26318	148	4	intensity	intensity	NOUN
eistud-26318	148	5	of	of	ADP
eistud-26318	148	6	use	use	NOUN
eistud-26318	148	7	of	of	ADP
eistud-26318	148	8	the	the	DET
eistud-26318	148	9	fintech	fintech	NOUN
eistud-26318	148	10	services	service	NOUN
eistud-26318	148	11	differs	differ	VERB
eistud-26318	148	12	significantly	significantly	ADV
eistud-26318	148	13	between	between	ADP
eistud-26318	148	14	geographical	geographical	ADJ
eistud-26318	148	15	133	133	NUM
eistud-26318	148	16	european	european	ADJ
eistud-26318	148	17	integrat	integrat	NOUN
eistud-26318	148	18	ion	ion	NOUN
eistud-26318	148	19	studies	study	NOUN
eistud-26318	148	20	2020/14	2020/14	NUM
eistud-26318	148	21	regions	region	NOUN
eistud-26318	148	22	and	and	CCONJ
eistud-26318	148	23	countries	country	NOUN
eistud-26318	148	24	.	.	PUNCT
eistud-26318	149	1	according	accord	VERB
eistud-26318	149	2	to	to	ADP
eistud-26318	149	3	the	the	DET
eistud-26318	149	4	study	study	NOUN
eistud-26318	149	5	of	of	ADP
eistud-26318	149	6	the	the	DET
eistud-26318	149	7	european	european	PROPN
eistud-26318	149	8	investment	investment	PROPN
eistud-26318	149	9	bank	bank	NOUN
eistud-26318	149	10	analysing	analyse	VERB
eistud-26318	149	11	20	20	NUM
eistud-26318	149	12	different	different	ADJ
eistud-26318	149	13	markets	market	NOUN
eistud-26318	149	14	,	,	PUNCT
eistud-26318	149	15	the	the	DET
eistud-26318	149	16	number	number	NOUN
eistud-26318	149	17	of	of	ADP
eistud-26318	149	18	fintechs	fintech	NOUN
eistud-26318	149	19	’	'	PUNCT
eistud-26318	149	20	users	user	NOUN
eistud-26318	149	21	varies	vary	VERB
eistud-26318	149	22	from	from	ADP
eistud-26318	149	23	13	13	NUM
eistud-26318	149	24	%	%	NOUN
eistud-26318	149	25	of	of	ADP
eistud-26318	149	26	the	the	DET
eistud-26318	149	27	digitally	digitally	ADV
eistud-26318	149	28	active	active	ADJ
eistud-26318	149	29	population	population	NOUN
eistud-26318	149	30	in	in	ADP
eistud-26318	149	31	belgium	belgium	PROPN
eistud-26318	149	32	and	and	CCONJ
eistud-26318	149	33	luxembourg	luxembourg	PROPN
eistud-26318	149	34	,	,	PUNCT
eistud-26318	149	35	till	till	SCONJ
eistud-26318	149	36	69	69	NUM
eistud-26318	149	37	%	%	NOUN
eistud-26318	149	38	in	in	ADP
eistud-26318	149	39	china	china	PROPN
eistud-26318	149	40	and	and	CCONJ
eistud-26318	149	41	in	in	ADP
eistud-26318	149	42	52	52	NUM
eistud-26318	149	43	%	%	NOUN
eistud-26318	149	44	india	india	PROPN
eistud-26318	149	45	(	(	PUNCT
eistud-26318	149	46	figure	figure	NOUN
eistud-26318	149	47	1).(davradakis	1).(davradaki	NOUN
eistud-26318	149	48	,	,	PUNCT
eistud-26318	149	49	santos	santo	NOUN
eistud-26318	149	50	,	,	PUNCT
eistud-26318	149	51	2019	2019	NUM
eistud-26318	149	52	)	)	PUNCT
eistud-26318	149	53	.	.	PUNCT
eistud-26318	150	1	financial	financial	ADJ
eistud-26318	150	2	technologies	technology	NOUN
eistud-26318	150	3	demonstrate	demonstrate	VERB
eistud-26318	150	4	spectacular	spectacular	ADJ
eistud-26318	150	5	adoption	adoption	NOUN
eistud-26318	150	6	rates	rate	NOUN
eistud-26318	150	7	for	for	ADP
eistud-26318	150	8	the	the	DET
eistud-26318	150	9	key	key	ADJ
eistud-26318	150	10	groups	group	NOUN
eistud-26318	150	11	of	of	ADP
eistud-26318	150	12	services	service	NOUN
eistud-26318	150	13	ranging	range	VERB
eistud-26318	150	14	from	from	ADP
eistud-26318	150	15	75	75	NUM
eistud-26318	150	16	%	%	NOUN
eistud-26318	150	17	for	for	ADP
eistud-26318	150	18	money	money	NOUN
eistud-26318	150	19	transfers	transfer	NOUN
eistud-26318	150	20	and	and	CCONJ
eistud-26318	150	21	payments	payment	NOUN
eistud-26318	150	22	at	at	ADP
eistud-26318	150	23	the	the	DET
eistud-26318	150	24	top	top	NOUN
eistud-26318	150	25	and	and	CCONJ
eistud-26318	150	26	scoring	score	VERB
eistud-26318	150	27	27	27	NUM
eistud-26318	150	28	%	%	NOUN
eistud-26318	150	29	(	(	PUNCT
eistud-26318	150	30	or	or	CCONJ
eistud-26318	150	31	more	more	ADJ
eistud-26318	150	32	than	than	ADP
eistud-26318	150	33	400	400	NUM
eistud-26318	150	34	%	%	NOUN
eistud-26318	150	35	growth	growth	NOUN
eistud-26318	150	36	in	in	ADP
eistud-26318	150	37	five	five	NUM
eistud-26318	150	38	years	year	NOUN
eistud-26318	150	39	)	)	PUNCT
eistud-26318	150	40	for	for	ADP
eistud-26318	150	41	borrowings	borrowing	NOUN
eistud-26318	150	42	products	product	NOUN
eistud-26318	150	43	.	.	PUNCT
eistud-26318	151	1	(	(	PUNCT
eistud-26318	151	2	ernst&young	ernst&young	PROPN
eistud-26318	151	3	,	,	PUNCT
eistud-26318	151	4	2019	2019	NUM
eistud-26318	151	5	)	)	PUNCT
eistud-26318	151	6	.	.	PUNCT
eistud-26318	152	1	despite	despite	SCONJ
eistud-26318	152	2	an	an	DET
eistud-26318	152	3	intensive	intensive	ADJ
eistud-26318	152	4	progress	progress	NOUN
eistud-26318	152	5	in	in	ADP
eistud-26318	152	6	affordability	affordability	NOUN
eistud-26318	152	7	of	of	ADP
eistud-26318	152	8	basic	basic	ADJ
eistud-26318	152	9	financial	financial	ADJ
eistud-26318	152	10	services	service	NOUN
eistud-26318	152	11	,	,	PUNCT
eistud-26318	152	12	globally	globally	ADV
eistud-26318	152	13	about	about	ADP
eistud-26318	152	14	1.7	1.7	NUM
eistud-26318	152	15	billion	billion	NUM
eistud-26318	152	16	of	of	ADP
eistud-26318	152	17	adults	adult	NOUN
eistud-26318	152	18	still	still	ADV
eistud-26318	152	19	remain	remain	VERB
eistud-26318	152	20	unbanked	unbanked	ADJ
eistud-26318	152	21	.	.	PUNCT
eistud-26318	153	1	the	the	DET
eistud-26318	153	2	account	account	NOUN
eistud-26318	153	3	ownership	ownership	NOUN
eistud-26318	153	4	is	be	AUX
eistud-26318	153	5	ensured	ensure	VERB
eistud-26318	153	6	almost	almost	ADV
eistud-26318	153	7	overall	overall	ADJ
eistud-26318	153	8	in	in	ADP
eistud-26318	153	9	high	high	ADJ
eistud-26318	153	10	-	-	PUNCT
eistud-26318	153	11	income	income	NOUN
eistud-26318	153	12	economies	economy	NOUN
eistud-26318	153	13	;	;	PUNCT
eistud-26318	153	14	nevertheless	nevertheless	ADV
eistud-26318	153	15	,	,	PUNCT
eistud-26318	153	16	the	the	DET
eistud-26318	153	17	majority	majority	NOUN
eistud-26318	153	18	of	of	ADP
eistud-26318	153	19	unbanked	unbanked	ADJ
eistud-26318	153	20	adults	adult	NOUN
eistud-26318	153	21	live	live	VERB
eistud-26318	153	22	in	in	ADP
eistud-26318	153	23	the	the	DET
eistud-26318	153	24	developing	develop	VERB
eistud-26318	153	25	world	world	NOUN
eistud-26318	153	26	(	(	PUNCT
eistud-26318	153	27	world	world	PROPN
eistud-26318	153	28	bank	bank	PROPN
eistud-26318	153	29	,	,	PUNCT
eistud-26318	153	30	2019	2019	NUM
eistud-26318	153	31	)	)	PUNCT
eistud-26318	153	32	.	.	PUNCT
eistud-26318	154	1	with	with	ADP
eistud-26318	154	2	such	such	DET
eistud-26318	154	3	a	a	DET
eistud-26318	154	4	significant	significant	ADJ
eistud-26318	154	5	rate	rate	NOUN
eistud-26318	154	6	of	of	ADP
eistud-26318	154	7	financial	financial	ADJ
eistud-26318	154	8	exclusion	exclusion	NOUN
eistud-26318	154	9	in	in	ADP
eistud-26318	154	10	the	the	DET
eistud-26318	154	11	developing	develop	VERB
eistud-26318	154	12	world	world	NOUN
eistud-26318	154	13	,	,	PUNCT
eistud-26318	154	14	fintechs	fintech	NOUN
eistud-26318	154	15	and	and	CCONJ
eistud-26318	154	16	telecommunication	telecommunication	NOUN
eistud-26318	154	17	companies	company	NOUN
eistud-26318	154	18	play	play	VERB
eistud-26318	154	19	an	an	DET
eistud-26318	154	20	important	important	ADJ
eistud-26318	154	21	role	role	NOUN
eistud-26318	154	22	filling	fill	VERB
eistud-26318	154	23	in	in	ADP
eistud-26318	154	24	the	the	DET
eistud-26318	154	25	financial	financial	ADJ
eistud-26318	154	26	isolation	isolation	NOUN
eistud-26318	154	27	gap	gap	NOUN
eistud-26318	154	28	by	by	ADP
eistud-26318	154	29	providing	provide	VERB
eistud-26318	154	30	mobile	mobile	ADJ
eistud-26318	154	31	money	money	NOUN
eistud-26318	154	32	and	and	CCONJ
eistud-26318	154	33	other	other	ADJ
eistud-26318	154	34	fintech	fintech	NOUN
eistud-26318	154	35	services	service	NOUN
eistud-26318	154	36	.	.	PUNCT
eistud-26318	155	1	table	table	NOUN
eistud-26318	155	2	2	2	NUM
eistud-26318	155	3	classifies	classify	VERB
eistud-26318	155	4	fintech	fintech	NOUN
eistud-26318	155	5	services	service	NOUN
eistud-26318	155	6	according	accord	VERB
eistud-26318	155	7	to	to	ADP
eistud-26318	155	8	categories	category	NOUN
eistud-26318	155	9	.	.	PUNCT
eistud-26318	156	1	source	source	NOUN
eistud-26318	156	2	:	:	PUNCT
eistud-26318	156	3	ernst&young	ernst&young	PROPN
eistud-26318	156	4	(	(	PUNCT
eistud-26318	156	5	2009	2009	NUM
eistud-26318	156	6	)	)	PUNCT
eistud-26318	156	7	table	table	NOUN
eistud-26318	156	8	2	2	NUM
eistud-26318	156	9	taxonomy	taxonomy	NOUN
eistud-26318	156	10	of	of	ADP
eistud-26318	156	11	fintech	fintech	NOUN
eistud-26318	156	12	services	service	NOUN
eistud-26318	156	13	category	category	NOUN
eistud-26318	156	14	fintech	fintech	NOUN
eistud-26318	156	15	services	service	NOUN
eistud-26318	156	16	money	money	NOUN
eistud-26318	156	17	transfer	transfer	NOUN
eistud-26318	156	18	and	and	CCONJ
eistud-26318	156	19	payments	payment	NOUN
eistud-26318	156	20	online	online	ADJ
eistud-26318	156	21	foreign	foreign	ADJ
eistud-26318	156	22	exchange	exchange	NOUN
eistud-26318	156	23	,	,	PUNCT
eistud-26318	156	24	overseas	overseas	ADJ
eistud-26318	156	25	remittances	remittance	NOUN
eistud-26318	156	26	,	,	PUNCT
eistud-26318	156	27	digital	digital	ADJ
eistud-26318	156	28	-	-	PUNCT
eistud-26318	156	29	only	only	ADV
eistud-26318	156	30	branchless	branchless	ADJ
eistud-26318	156	31	banking	banking	NOUN
eistud-26318	156	32	,	,	PUNCT
eistud-26318	156	33	peerto	peerto	NOUN
eistud-26318	156	34	-	-	PUNCT
eistud-26318	156	35	peer	peer	NOUN
eistud-26318	156	36	payments	payment	NOUN
eistud-26318	156	37	and	and	CCONJ
eistud-26318	156	38	non	non	ADJ
eistud-26318	156	39	-	-	ADJ
eistud-26318	156	40	bank	bank	ADJ
eistud-26318	156	41	money	money	NOUN
eistud-26318	156	42	transfers	transfer	NOUN
eistud-26318	156	43	,	,	PUNCT
eistud-26318	156	44	in	in	ADP
eistud-26318	156	45	-	-	PUNCT
eistud-26318	156	46	store	store	NOUN
eistud-26318	156	47	mobile	mobile	ADJ
eistud-26318	156	48	phone	phone	NOUN
eistud-26318	156	49	payments	payment	NOUN
eistud-26318	156	50	,	,	PUNCT
eistud-26318	156	51	cryptocurrency	cryptocurrency	NOUN
eistud-26318	156	52	ewallet	ewallet	ADJ
eistud-26318	156	53	budgeting	budgeting	ADJ
eistud-26318	156	54	and	and	CCONJ
eistud-26318	156	55	financial	financial	ADJ
eistud-26318	156	56	planning	planning	NOUN
eistud-26318	156	57	online	online	ADJ
eistud-26318	156	58	budgeting	budgeting	NOUN
eistud-26318	156	59	and	and	CCONJ
eistud-26318	156	60	financial	financial	ADJ
eistud-26318	156	61	planning	planning	NOUN
eistud-26318	156	62	tools	tool	NOUN
eistud-26318	156	63	,	,	PUNCT
eistud-26318	156	64	online	online	ADJ
eistud-26318	156	65	retirement	retirement	NOUN
eistud-26318	156	66	and	and	CCONJ
eistud-26318	156	67	pensions	pension	NOUN
eistud-26318	156	68	management	management	NOUN
eistud-26318	156	69	tools	tool	NOUN
eistud-26318	156	70	savings	saving	NOUN
eistud-26318	156	71	and	and	CCONJ
eistud-26318	156	72	investments	investment	NOUN
eistud-26318	156	73	lending	lend	VERB
eistud-26318	156	74	on	on	ADP
eistud-26318	156	75	peer	peer	NOUN
eistud-26318	156	76	-	-	PUNCT
eistud-26318	156	77	to	to	ADP
eistud-26318	156	78	-	-	PUNCT
eistud-26318	156	79	peer	peer	NOUN
eistud-26318	156	80	platforms	platform	NOUN
eistud-26318	156	81	,	,	PUNCT
eistud-26318	156	82	investments	investment	NOUN
eistud-26318	156	83	via	via	ADP
eistud-26318	156	84	crowdfunding	crowdfunding	NOUN
eistud-26318	156	85	platforms	platform	NOUN
eistud-26318	156	86	,	,	PUNCT
eistud-26318	156	87	online	online	ADJ
eistud-26318	156	88	investment	investment	NOUN
eistud-26318	156	89	advice	advice	NOUN
eistud-26318	156	90	and	and	CCONJ
eistud-26318	156	91	investment	investment	NOUN
eistud-26318	156	92	management	management	NOUN
eistud-26318	156	93	,	,	PUNCT
eistud-26318	156	94	online	online	ADJ
eistud-26318	156	95	stock	stock	NOUN
eistud-26318	156	96	broking	broking	NOUN
eistud-26318	156	97	,	,	PUNCT
eistud-26318	156	98	online	online	ADJ
eistud-26318	156	99	spreadbetting	spreadbetting	NOUN
eistud-26318	156	100	borrowing	borrow	VERB
eistud-26318	156	101	online	online	ADJ
eistud-26318	156	102	-	-	PUNCT
eistud-26318	156	103	only	only	ADV
eistud-26318	156	104	loan	loan	NOUN
eistud-26318	156	105	providers	provider	NOUN
eistud-26318	156	106	,	,	PUNCT
eistud-26318	156	107	online	online	ADJ
eistud-26318	156	108	marketplaces	marketplace	NOUN
eistud-26318	156	109	and	and	CCONJ
eistud-26318	156	110	aggregators	aggregator	NOUN
eistud-26318	156	111	for	for	ADP
eistud-26318	156	112	loans	loan	NOUN
eistud-26318	156	113	,	,	PUNCT
eistud-26318	156	114	online	online	ADJ
eistud-26318	156	115	loan	loan	NOUN
eistud-26318	156	116	brokers	broker	NOUN
eistud-26318	156	117	and	and	CCONJ
eistud-26318	156	118	broker	broker	NOUN
eistud-26318	156	119	facilitation	facilitation	NOUN
eistud-26318	156	120	websites	website	VERB
eistud-26318	156	121	insurance	insurance	NOUN
eistud-26318	156	122	insurance	insurance	NOUN
eistud-26318	156	123	premium	premium	NOUN
eistud-26318	156	124	comparison	comparison	NOUN
eistud-26318	156	125	sites	site	NOUN
eistud-26318	156	126	,	,	PUNCT
eistud-26318	156	127	insurance	insurance	NOUN
eistud-26318	156	128	-	-	PUNCT
eistud-26318	156	129	linked	link	VERB
eistud-26318	156	130	smart	smart	ADJ
eistud-26318	156	131	devices	device	NOUN
eistud-26318	156	132	,	,	PUNCT
eistud-26318	156	133	app	app	PROPN
eistud-26318	156	134	-	-	PUNCT
eistud-26318	156	135	only	only	ADJ
eistud-26318	156	136	insurance	insurance	NOUN
eistud-26318	156	137	source	source	NOUN
eistud-26318	156	138	:	:	PUNCT
eistud-26318	156	139	ernst&young	ernst&young	PROPN
eistud-26318	156	140	(	(	PUNCT
eistud-26318	156	141	2019	2019	NUM
eistud-26318	156	142	)	)	PUNCT
eistud-26318	156	143	european	european	ADJ
eistud-26318	156	144	integrat	integrat	NOUN
eistud-26318	156	145	ion	ion	NOUN
eistud-26318	156	146	studies	study	NOUN
eistud-26318	156	147	2020/14	2020/14	NUM
eistud-26318	156	148	134	134	NUM
eistud-26318	156	149	the	the	DET
eistud-26318	156	150	fintech	fintech	NOUN
eistud-26318	156	151	services	service	NOUN
eistud-26318	156	152	reflected	reflect	VERB
eistud-26318	156	153	in	in	ADP
eistud-26318	156	154	table	table	NOUN
eistud-26318	156	155	2	2	NUM
eistud-26318	156	156	provide	provide	VERB
eistud-26318	156	157	a	a	DET
eistud-26318	156	158	solution	solution	NOUN
eistud-26318	156	159	to	to	ADP
eistud-26318	156	160	the	the	DET
eistud-26318	156	161	problem	problem	NOUN
eistud-26318	156	162	of	of	ADP
eistud-26318	156	163	missing	miss	VERB
eistud-26318	156	164	infrastructure	infrastructure	NOUN
eistud-26318	156	165	via	via	ADP
eistud-26318	156	166	mobile	mobile	ADJ
eistud-26318	156	167	banking	banking	NOUN
eistud-26318	156	168	and	and	CCONJ
eistud-26318	156	169	agent	agent	NOUN
eistud-26318	156	170	banking	banking	NOUN
eistud-26318	156	171	.	.	PUNCT
eistud-26318	157	1	namely	namely	ADV
eistud-26318	157	2	,	,	PUNCT
eistud-26318	157	3	in	in	ADP
eistud-26318	157	4	case	case	NOUN
eistud-26318	157	5	of	of	ADP
eistud-26318	157	6	agent	agent	NOUN
eistud-26318	157	7	banking	bank	VERB
eistud-26318	157	8	the	the	DET
eistud-26318	157	9	financial	financial	ADJ
eistud-26318	157	10	service	service	NOUN
eistud-26318	157	11	is	be	AUX
eistud-26318	157	12	provided	provide	VERB
eistud-26318	157	13	by	by	ADP
eistud-26318	157	14	the	the	DET
eistud-26318	157	15	third	third	ADJ
eistud-26318	157	16	parties	party	NOUN
eistud-26318	157	17	,	,	PUNCT
eistud-26318	157	18	for	for	ADP
eistud-26318	157	19	example	example	NOUN
eistud-26318	157	20	,	,	PUNCT
eistud-26318	157	21	shops	shop	NOUN
eistud-26318	157	22	,	,	PUNCT
eistud-26318	157	23	service	service	NOUN
eistud-26318	157	24	stations	station	NOUN
eistud-26318	157	25	and	and	CCONJ
eistud-26318	157	26	post	post	NOUN
eistud-26318	157	27	offices	office	NOUN
eistud-26318	157	28	engaged	engage	VERB
eistud-26318	157	29	in	in	ADP
eistud-26318	157	30	delivering	deliver	VERB
eistud-26318	157	31	the	the	DET
eistud-26318	157	32	financial	financial	ADJ
eistud-26318	157	33	services	service	NOUN
eistud-26318	157	34	on	on	ADP
eistud-26318	157	35	their	their	PRON
eistud-26318	157	36	behalf	behalf	NOUN
eistud-26318	157	37	.	.	PUNCT
eistud-26318	158	1	(	(	PUNCT
eistud-26318	158	2	davradakis	davradaki	NOUN
eistud-26318	158	3	,	,	PUNCT
eistud-26318	158	4	santos	santo	NOUN
eistud-26318	158	5	,	,	PUNCT
eistud-26318	158	6	2019	2019	NUM
eistud-26318	158	7	)	)	PUNCT
eistud-26318	158	8	.	.	PUNCT
eistud-26318	159	1	low	low	ADJ
eistud-26318	159	2	-	-	PUNCT
eistud-26318	159	3	income	income	NOUN
eistud-26318	159	4	people	people	NOUN
eistud-26318	159	5	make	make	VERB
eistud-26318	159	6	the	the	DET
eistud-26318	159	7	majority	majority	NOUN
eistud-26318	159	8	share	share	NOUN
eistud-26318	159	9	of	of	ADP
eistud-26318	159	10	the	the	DET
eistud-26318	159	11	unbanked	unbanked	NOUN
eistud-26318	159	12	in	in	ADP
eistud-26318	159	13	europe	europe	PROPN
eistud-26318	159	14	and	and	CCONJ
eistud-26318	159	15	central	central	ADJ
eistud-26318	159	16	asia	asia	PROPN
eistud-26318	159	17	.	.	PUNCT
eistud-26318	160	1	half	half	NOUN
eistud-26318	160	2	of	of	ADP
eistud-26318	160	3	all	all	DET
eistud-26318	160	4	the	the	DET
eistud-26318	160	5	unbanked	unbanked	ADJ
eistud-26318	160	6	adults	adult	NOUN
eistud-26318	160	7	are	be	AUX
eistud-26318	160	8	from	from	ADP
eistud-26318	160	9	the	the	DET
eistud-26318	160	10	poorest	poor	ADJ
eistud-26318	160	11	40	40	NUM
eistud-26318	160	12	percent	percent	NOUN
eistud-26318	160	13	of	of	ADP
eistud-26318	160	14	households	household	NOUN
eistud-26318	160	15	in	in	ADP
eistud-26318	160	16	the	the	DET
eistud-26318	160	17	region	region	NOUN
eistud-26318	160	18	.	.	PUNCT
eistud-26318	161	1	(	(	PUNCT
eistud-26318	161	2	world	world	PROPN
eistud-26318	161	3	bank	bank	PROPN
eistud-26318	161	4	,	,	PUNCT
eistud-26318	161	5	2019	2019	NUM
eistud-26318	161	6	)	)	PUNCT
eistud-26318	161	7	.	.	PUNCT
eistud-26318	162	1	the	the	DET
eistud-26318	162	2	rate	rate	NOUN
eistud-26318	162	3	of	of	ADP
eistud-26318	162	4	account	account	NOUN
eistud-26318	162	5	ownership	ownership	NOUN
eistud-26318	162	6	is	be	AUX
eistud-26318	162	7	another	another	DET
eistud-26318	162	8	criteria	criterion	NOUN
eistud-26318	162	9	indicating	indicate	VERB
eistud-26318	162	10	access	access	NOUN
eistud-26318	162	11	to	to	ADP
eistud-26318	162	12	the	the	DET
eistud-26318	162	13	classical	classical	ADJ
eistud-26318	162	14	baking	baking	NOUN
eistud-26318	162	15	services	service	NOUN
eistud-26318	162	16	.	.	PUNCT
eistud-26318	163	1	it	it	PRON
eistud-26318	163	2	varies	vary	VERB
eistud-26318	163	3	across	across	ADP
eistud-26318	163	4	the	the	DET
eistud-26318	163	5	member	member	NOUN
eistud-26318	163	6	states	state	NOUN
eistud-26318	163	7	of	of	ADP
eistud-26318	163	8	the	the	DET
eistud-26318	163	9	european	european	PROPN
eistud-26318	163	10	union	union	PROPN
eistud-26318	163	11	significantly	significantly	ADV
eistud-26318	163	12	.	.	PUNCT
eistud-26318	164	1	in	in	ADP
eistud-26318	164	2	western	western	ADJ
eistud-26318	164	3	european	european	ADJ
eistud-26318	164	4	countries	country	NOUN
eistud-26318	164	5	,	,	PUNCT
eistud-26318	164	6	such	such	ADJ
eistud-26318	164	7	as	as	ADP
eistud-26318	164	8	france	france	PROPN
eistud-26318	164	9	,	,	PUNCT
eistud-26318	164	10	germany	germany	PROPN
eistud-26318	164	11	,	,	PUNCT
eistud-26318	164	12	and	and	CCONJ
eistud-26318	164	13	the	the	DET
eistud-26318	164	14	netherlands	netherlands	PROPN
eistud-26318	164	15	,	,	PUNCT
eistud-26318	164	16	the	the	DET
eistud-26318	164	17	account	account	NOUN
eistud-26318	164	18	ownership	ownership	NOUN
eistud-26318	164	19	is	be	AUX
eistud-26318	164	20	considered	consider	VERB
eistud-26318	164	21	to	to	PART
eistud-26318	164	22	be	be	AUX
eistud-26318	164	23	virtually	virtually	ADV
eistud-26318	164	24	universal	universal	ADJ
eistud-26318	164	25	.	.	PUNCT
eistud-26318	165	1	the	the	DET
eistud-26318	165	2	account	account	NOUN
eistud-26318	165	3	ownership	ownership	NOUN
eistud-26318	165	4	ratio	ratio	NOUN
eistud-26318	165	5	is	be	AUX
eistud-26318	165	6	lower	low	ADJ
eistud-26318	165	7	in	in	ADP
eistud-26318	165	8	some	some	DET
eistud-26318	165	9	eastern	eastern	ADJ
eistud-26318	165	10	and	and	CCONJ
eistud-26318	165	11	central	central	ADJ
eistud-26318	165	12	european	european	ADJ
eistud-26318	165	13	economies	economy	NOUN
eistud-26318	165	14	.	.	PUNCT
eistud-26318	166	1	the	the	DET
eistud-26318	166	2	share	share	NOUN
eistud-26318	166	3	is	be	AUX
eistud-26318	166	4	roughly	roughly	ADV
eistud-26318	166	5	80	80	NUM
eistud-26318	166	6	percent	percent	NOUN
eistud-26318	166	7	in	in	ADP
eistud-26318	166	8	the	the	DET
eistud-26318	166	9	czech	czech	PROPN
eistud-26318	166	10	republic	republic	NOUN
eistud-26318	166	11	and	and	CCONJ
eistud-26318	166	12	the	the	DET
eistud-26318	166	13	slovak	slovak	ADJ
eistud-26318	166	14	republic	republic	NOUN
eistud-26318	166	15	and	and	CCONJ
eistud-26318	166	16	about	about	ADV
eistud-26318	166	17	75	75	NUM
eistud-26318	166	18	percent	percent	NOUN
eistud-26318	166	19	in	in	ADP
eistud-26318	166	20	bulgaria	bulgaria	PROPN
eistud-26318	166	21	and	and	CCONJ
eistud-26318	166	22	hungary	hungary	PROPN
eistud-26318	166	23	.	.	PUNCT
eistud-26318	167	1	in	in	ADP
eistud-26318	167	2	romania	romania	PROPN
eistud-26318	167	3	,	,	PUNCT
eistud-26318	167	4	just	just	ADV
eistud-26318	167	5	58	58	NUM
eistud-26318	167	6	percent	percent	NOUN
eistud-26318	167	7	of	of	ADP
eistud-26318	167	8	adults	adult	NOUN
eistud-26318	167	9	have	have	VERB
eistud-26318	167	10	a	a	DET
eistud-26318	167	11	bank	bank	NOUN
eistud-26318	167	12	account	account	NOUN
eistud-26318	167	13	,	,	PUNCT
eistud-26318	167	14	which	which	PRON
eistud-26318	167	15	is	be	AUX
eistud-26318	167	16	the	the	DET
eistud-26318	167	17	lowest	low	ADJ
eistud-26318	167	18	share	share	NOUN
eistud-26318	167	19	in	in	ADP
eistud-26318	167	20	the	the	DET
eistud-26318	167	21	european	european	PROPN
eistud-26318	167	22	union	union	PROPN
eistud-26318	167	23	.	.	PUNCT
eistud-26318	168	1	(	(	PUNCT
eistud-26318	168	2	world	world	PROPN
eistud-26318	168	3	bank	bank	PROPN
eistud-26318	168	4	,	,	PUNCT
eistud-26318	168	5	2019	2019	NUM
eistud-26318	168	6	)	)	PUNCT
eistud-26318	168	7	.	.	PUNCT
eistud-26318	169	1	impact	impact	NOUN
eistud-26318	169	2	of	of	ADP
eistud-26318	169	3	fintech	fintech	NOUN
eistud-26318	169	4	services	service	NOUN
eistud-26318	169	5	on	on	ADP
eistud-26318	169	6	financial	financial	ADJ
eistud-26318	169	7	trilemma	trilemma	NOUN
eistud-26318	169	8	an	an	DET
eistud-26318	169	9	impact	impact	NOUN
eistud-26318	169	10	of	of	ADP
eistud-26318	169	11	the	the	DET
eistud-26318	169	12	fintech	fintech	NOUN
eistud-26318	169	13	services	service	NOUN
eistud-26318	169	14	on	on	ADP
eistud-26318	169	15	economy	economy	NOUN
eistud-26318	169	16	of	of	ADP
eistud-26318	169	17	a	a	DET
eistud-26318	169	18	country	country	NOUN
eistud-26318	169	19	is	be	AUX
eistud-26318	169	20	not	not	PART
eistud-26318	169	21	unequivocally	unequivocally	ADV
eistud-26318	169	22	clear	clear	ADJ
eistud-26318	169	23	.	.	PUNCT
eistud-26318	170	1	the	the	DET
eistud-26318	170	2	main	main	ADJ
eistud-26318	170	3	advantage	advantage	NOUN
eistud-26318	170	4	the	the	DET
eistud-26318	170	5	fintech	fintech	NOUN
eistud-26318	170	6	services	service	NOUN
eistud-26318	170	7	ensure	ensure	VERB
eistud-26318	170	8	is	be	AUX
eistud-26318	170	9	a	a	DET
eistud-26318	170	10	wide	wide	ADJ
eistud-26318	170	11	availability	availability	NOUN
eistud-26318	170	12	of	of	ADP
eistud-26318	170	13	financial	financial	ADJ
eistud-26318	170	14	resources	resource	NOUN
eistud-26318	170	15	which	which	PRON
eistud-26318	170	16	are	be	AUX
eistud-26318	170	17	highly	highly	ADV
eistud-26318	170	18	important	important	ADJ
eistud-26318	170	19	for	for	ADP
eistud-26318	170	20	the	the	DET
eistud-26318	170	21	development	development	NOUN
eistud-26318	170	22	of	of	ADP
eistud-26318	170	23	any	any	DET
eistud-26318	170	24	business	business	NOUN
eistud-26318	170	25	.	.	PUNCT
eistud-26318	171	1	as	as	SCONJ
eistud-26318	171	2	it	it	PRON
eistud-26318	171	3	was	be	AUX
eistud-26318	171	4	already	already	ADV
eistud-26318	171	5	mentioned	mention	VERB
eistud-26318	171	6	,	,	PUNCT
eistud-26318	171	7	the	the	DET
eistud-26318	171	8	fintech	fintech	NOUN
eistud-26318	171	9	services	service	NOUN
eistud-26318	171	10	fill	fill	VERB
eistud-26318	171	11	in	in	ADP
eistud-26318	171	12	the	the	DET
eistud-26318	171	13	gap	gap	NOUN
eistud-26318	171	14	of	of	ADP
eistud-26318	171	15	missing	miss	VERB
eistud-26318	171	16	supply	supply	NOUN
eistud-26318	171	17	on	on	ADP
eistud-26318	171	18	the	the	DET
eistud-26318	171	19	market	market	NOUN
eistud-26318	171	20	of	of	ADP
eistud-26318	171	21	financial	financial	ADJ
eistud-26318	171	22	services	service	NOUN
eistud-26318	171	23	therewith	therewith	ADP
eistud-26318	171	24	fertilizing	fertilize	VERB
eistud-26318	171	25	commercial	commercial	ADJ
eistud-26318	171	26	initiatives	initiative	NOUN
eistud-26318	171	27	providing	provide	VERB
eistud-26318	171	28	them	they	PRON
eistud-26318	171	29	financing	financing	NOUN
eistud-26318	171	30	.	.	PUNCT
eistud-26318	172	1	at	at	ADP
eistud-26318	172	2	the	the	DET
eistud-26318	172	3	same	same	ADJ
eistud-26318	172	4	time	time	NOUN
eistud-26318	172	5	,	,	PUNCT
eistud-26318	172	6	due	due	ADP
eistud-26318	172	7	to	to	ADP
eistud-26318	172	8	the	the	DET
eistud-26318	172	9	technological	technological	ADJ
eistud-26318	172	10	possibilities	possibility	NOUN
eistud-26318	172	11	and	and	CCONJ
eistud-26318	172	12	relatively	relatively	ADV
eistud-26318	172	13	under	under	ADV
eistud-26318	172	14	-	-	PUNCT
eistud-26318	172	15	regulated	regulate	VERB
eistud-26318	172	16	legal	legal	ADJ
eistud-26318	172	17	environment	environment	NOUN
eistud-26318	172	18	the	the	DET
eistud-26318	172	19	fintech	fintech	NOUN
eistud-26318	172	20	services	service	NOUN
eistud-26318	172	21	allow	allow	VERB
eistud-26318	172	22	to	to	ADP
eistud-26318	172	23	their	their	PRON
eistud-26318	172	24	clients	client	NOUN
eistud-26318	172	25	considerably	considerably	ADV
eistud-26318	172	26	more	more	ADJ
eistud-26318	172	27	freedom	freedom	NOUN
eistud-26318	172	28	for	for	ADP
eistud-26318	172	29	action	action	NOUN
eistud-26318	172	30	ensuring	ensure	VERB
eistud-26318	172	31	less	less	ADJ
eistud-26318	172	32	tracking	tracking	NOUN
eistud-26318	172	33	and	and	CCONJ
eistud-26318	172	34	reporting	reporting	NOUN
eistud-26318	172	35	requirements	requirement	NOUN
eistud-26318	172	36	and	and	CCONJ
eistud-26318	172	37	,	,	PUNCT
eistud-26318	172	38	therewith	therewith	NOUN
eistud-26318	172	39	,	,	PUNCT
eistud-26318	172	40	less	less	ADJ
eistud-26318	172	41	transparency	transparency	NOUN
eistud-26318	172	42	of	of	ADP
eistud-26318	172	43	transactions	transaction	NOUN
eistud-26318	172	44	.	.	PUNCT
eistud-26318	173	1	next	next	ADJ
eistud-26318	173	2	to	to	ADP
eistud-26318	173	3	the	the	DET
eistud-26318	173	4	advantage	advantage	NOUN
eistud-26318	173	5	of	of	ADP
eistud-26318	173	6	simplicity	simplicity	NOUN
eistud-26318	173	7	and	and	CCONJ
eistud-26318	173	8	affordability	affordability	NOUN
eistud-26318	173	9	of	of	ADP
eistud-26318	173	10	the	the	DET
eistud-26318	173	11	fintech	fintech	NOUN
eistud-26318	173	12	services	service	NOUN
eistud-26318	173	13	for	for	ADP
eistud-26318	173	14	consumers	consumer	NOUN
eistud-26318	173	15	stands	stand	VERB
eistud-26318	173	16	the	the	DET
eistud-26318	173	17	challenge	challenge	NOUN
eistud-26318	173	18	of	of	ADP
eistud-26318	173	19	governments	government	NOUN
eistud-26318	173	20	for	for	ADP
eistud-26318	173	21	eliminating	eliminate	VERB
eistud-26318	173	22	possibility	possibility	NOUN
eistud-26318	173	23	for	for	ADP
eistud-26318	173	24	money	money	NOUN
eistud-26318	173	25	laundering	laundering	NOUN
eistud-26318	173	26	,	,	PUNCT
eistud-26318	173	27	tax	tax	NOUN
eistud-26318	173	28	avoidance	avoidance	NOUN
eistud-26318	173	29	and	and	CCONJ
eistud-26318	173	30	other	other	ADJ
eistud-26318	173	31	illegal	illegal	ADJ
eistud-26318	173	32	activities	activity	NOUN
eistud-26318	173	33	being	be	AUX
eistud-26318	173	34	strongly	strongly	ADV
eistud-26318	173	35	addressed	address	VERB
eistud-26318	173	36	by	by	ADP
eistud-26318	173	37	the	the	DET
eistud-26318	173	38	classical	classical	ADJ
eistud-26318	173	39	baking	baking	NOUN
eistud-26318	173	40	sector	sector	NOUN
eistud-26318	173	41	.	.	PUNCT
eistud-26318	174	1	moreover	moreover	ADV
eistud-26318	174	2	,	,	PUNCT
eistud-26318	174	3	fintechs	fintech	NOUN
eistud-26318	174	4	may	may	AUX
eistud-26318	174	5	undermine	undermine	VERB
eistud-26318	174	6	financial	financial	ADJ
eistud-26318	174	7	stability	stability	NOUN
eistud-26318	174	8	directly	directly	ADV
eistud-26318	174	9	or	or	CCONJ
eistud-26318	174	10	indirectly	indirectly	ADV
eistud-26318	174	11	by	by	ADP
eistud-26318	174	12	triggering	trigger	VERB
eistud-26318	174	13	a	a	DET
eistud-26318	174	14	disintermediation	disintermediation	NOUN
eistud-26318	174	15	of	of	ADP
eistud-26318	174	16	regulated	regulated	ADJ
eistud-26318	174	17	entities	entity	NOUN
eistud-26318	174	18	that	that	PRON
eistud-26318	174	19	are	be	AUX
eistud-26318	174	20	providing	provide	VERB
eistud-26318	174	21	the	the	DET
eistud-26318	174	22	fintech	fintech	NOUN
eistud-26318	174	23	services	service	NOUN
eistud-26318	174	24	(	(	PUNCT
eistud-26318	174	25	financial	financial	ADJ
eistud-26318	174	26	stability	stability	NOUN
eistud-26318	174	27	board	board	NOUN
eistud-26318	174	28	,	,	PUNCT
eistud-26318	174	29	2017	2017	NUM
eistud-26318	174	30	)	)	PUNCT
eistud-26318	174	31	.	.	PUNCT
eistud-26318	175	1	there	there	PRON
eistud-26318	175	2	are	be	VERB
eistud-26318	175	3	two	two	NUM
eistud-26318	175	4	broad	broad	ADJ
eistud-26318	175	5	risk	risk	NOUN
eistud-26318	175	6	types	type	NOUN
eistud-26318	175	7	that	that	PRON
eistud-26318	175	8	fintechs	fintech	NOUN
eistud-26318	175	9	may	may	AUX
eistud-26318	175	10	encounter	encounter	VERB
eistud-26318	175	11	,	,	PUNCT
eistud-26318	175	12	namely	namely	ADV
eistud-26318	175	13	,	,	PUNCT
eistud-26318	175	14	the	the	DET
eistud-26318	175	15	financial	financial	ADJ
eistud-26318	175	16	and	and	CCONJ
eistud-26318	175	17	the	the	DET
eistud-26318	175	18	operational	operational	ADJ
eistud-26318	175	19	risk	risk	NOUN
eistud-26318	175	20	.	.	PUNCT
eistud-26318	176	1	the	the	DET
eistud-26318	176	2	financial	financial	ADJ
eistud-26318	176	3	risk	risk	NOUN
eistud-26318	176	4	includes	include	VERB
eistud-26318	176	5	potential	potential	ADJ
eistud-26318	176	6	mismatches	mismatch	NOUN
eistud-26318	176	7	of	of	ADP
eistud-26318	176	8	maturity	maturity	NOUN
eistud-26318	176	9	and	and	CCONJ
eistud-26318	176	10	liquidity	liquidity	NOUN
eistud-26318	176	11	and	and	CCONJ
eistud-26318	176	12	leverage	leverage	NOUN
eistud-26318	176	13	.	.	PUNCT
eistud-26318	177	1	maturity	maturity	NOUN
eistud-26318	177	2	mismatches	mismatch	NOUN
eistud-26318	177	3	are	be	AUX
eistud-26318	177	4	relevant	relevant	ADJ
eistud-26318	177	5	for	for	ADP
eistud-26318	177	6	fintechs	fintech	NOUN
eistud-26318	177	7	ensuring	ensure	VERB
eistud-26318	177	8	lending	lending	NOUN
eistud-26318	177	9	as	as	ADP
eistud-26318	177	10	their	their	PRON
eistud-26318	177	11	main	main	ADJ
eistud-26318	177	12	activity	activity	NOUN
eistud-26318	177	13	.	.	PUNCT
eistud-26318	178	1	moreover	moreover	ADV
eistud-26318	178	2	,	,	PUNCT
eistud-26318	178	3	fintechs	fintech	NOUN
eistud-26318	178	4	are	be	AUX
eistud-26318	178	5	subject	subject	ADJ
eistud-26318	178	6	to	to	ADP
eistud-26318	178	7	the	the	DET
eistud-26318	178	8	operational	operational	ADJ
eistud-26318	178	9	risk	risk	NOUN
eistud-26318	178	10	that	that	PRON
eistud-26318	178	11	may	may	AUX
eistud-26318	178	12	rise	rise	VERB
eistud-26318	178	13	from	from	ADP
eistud-26318	178	14	information	information	NOUN
eistud-26318	178	15	systems	system	NOUN
eistud-26318	178	16	,	,	PUNCT
eistud-26318	178	17	human	human	ADJ
eistud-26318	178	18	errors	error	NOUN
eistud-26318	178	19	,	,	PUNCT
eistud-26318	178	20	management	management	NOUN
eistud-26318	178	21	failures	failure	NOUN
eistud-26318	178	22	and	and	CCONJ
eistud-26318	178	23	external	external	ADJ
eistud-26318	178	24	influences	influence	NOUN
eistud-26318	178	25	.	.	PUNCT
eistud-26318	179	1	the	the	DET
eistud-26318	179	2	governance	governance	NOUN
eistud-26318	179	3	control	control	NOUN
eistud-26318	179	4	risks	risk	NOUN
eistud-26318	179	5	are	be	AUX
eistud-26318	179	6	higher	high	ADJ
eistud-26318	179	7	if	if	SCONJ
eistud-26318	179	8	the	the	DET
eistud-26318	179	9	fintech	fintech	NOUN
eistud-26318	179	10	services	service	NOUN
eistud-26318	179	11	are	be	AUX
eistud-26318	179	12	provided	provide	VERB
eistud-26318	179	13	by	by	ADP
eistud-26318	179	14	the	the	DET
eistud-26318	179	15	third	third	ADJ
eistud-26318	179	16	parties	party	NOUN
eistud-26318	179	17	to	to	ADP
eistud-26318	179	18	the	the	DET
eistud-26318	179	19	regulated	regulated	ADJ
eistud-26318	179	20	financial	financial	ADJ
eistud-26318	179	21	institutions	institution	NOUN
eistud-26318	179	22	,	,	PUNCT
eistud-26318	179	23	when	when	SCONJ
eistud-26318	179	24	they	they	PRON
eistud-26318	179	25	may	may	AUX
eistud-26318	179	26	be	be	AUX
eistud-26318	179	27	not	not	PART
eistud-26318	179	28	a	a	DET
eistud-26318	179	29	subject	subject	NOUN
eistud-26318	179	30	to	to	ADP
eistud-26318	179	31	the	the	DET
eistud-26318	179	32	same	same	ADJ
eistud-26318	179	33	level	level	NOUN
eistud-26318	179	34	of	of	ADP
eistud-26318	179	35	oversight	oversight	NOUN
eistud-26318	179	36	or	or	CCONJ
eistud-26318	179	37	scrutiny	scrutiny	NOUN
eistud-26318	179	38	of	of	ADP
eistud-26318	179	39	their	their	PRON
eistud-26318	179	40	governance	governance	NOUN
eistud-26318	179	41	and	and	CCONJ
eistud-26318	179	42	business	business	NOUN
eistud-26318	179	43	processes	process	NOUN
eistud-26318	179	44	to	to	PART
eistud-26318	179	45	which	which	PRON
eistud-26318	179	46	regulated	regulate	VERB
eistud-26318	179	47	financial	financial	ADJ
eistud-26318	179	48	institutions	institution	NOUN
eistud-26318	179	49	are	be	AUX
eistud-26318	179	50	.	.	PUNCT
eistud-26318	180	1	(	(	PUNCT
eistud-26318	180	2	davradakis	davradaki	NOUN
eistud-26318	180	3	,	,	PUNCT
eistud-26318	180	4	santos	santo	NOUN
eistud-26318	180	5	,	,	PUNCT
eistud-26318	180	6	2019	2019	NUM
eistud-26318	180	7	)	)	PUNCT
eistud-26318	180	8	.	.	PUNCT
eistud-26318	181	1	the	the	DET
eistud-26318	181	2	total	total	ADJ
eistud-26318	181	3	effect	effect	NOUN
eistud-26318	181	4	of	of	ADP
eistud-26318	181	5	a	a	DET
eistud-26318	181	6	given	give	VERB
eistud-26318	181	7	disruption	disruption	NOUN
eistud-26318	181	8	element	element	NOUN
eistud-26318	181	9	entering	enter	VERB
eistud-26318	181	10	the	the	DET
eistud-26318	181	11	financial	financial	ADJ
eistud-26318	181	12	eco	eco	NOUN
eistud-26318	181	13	-	-	PUNCT
eistud-26318	181	14	system	system	NOUN
eistud-26318	181	15	of	of	ADP
eistud-26318	181	16	a	a	DET
eistud-26318	181	17	country	country	NOUN
eistud-26318	181	18	could	could	AUX
eistud-26318	181	19	differ	differ	VERB
eistud-26318	181	20	from	from	ADP
eistud-26318	181	21	country	country	NOUN
eistud-26318	181	22	to	to	ADP
eistud-26318	181	23	country	country	NOUN
eistud-26318	181	24	.	.	PUNCT
eistud-26318	182	1	the	the	DET
eistud-26318	182	2	model	model	NOUN
eistud-26318	182	3	developed	develop	VERB
eistud-26318	182	4	within	within	ADP
eistud-26318	182	5	the	the	DET
eistud-26318	182	6	research	research	NOUN
eistud-26318	182	7	ensures	ensure	VERB
eistud-26318	182	8	possibility	possibility	NOUN
eistud-26318	182	9	to	to	PART
eistud-26318	182	10	evaluate	evaluate	VERB
eistud-26318	182	11	the	the	DET
eistud-26318	182	12	impact	impact	NOUN
eistud-26318	182	13	of	of	ADP
eistud-26318	182	14	a	a	DET
eistud-26318	182	15	disruption	disruption	NOUN
eistud-26318	182	16	on	on	ADP
eistud-26318	182	17	the	the	DET
eistud-26318	182	18	financial	financial	ADJ
eistud-26318	182	19	trilemma	trilemma	NOUN
eistud-26318	182	20	expressed	express	VERB
eistud-26318	182	21	by	by	ADP
eistud-26318	182	22	the	the	DET
eistud-26318	182	23	set	set	NOUN
eistud-26318	182	24	of	of	ADP
eistud-26318	182	25	criteria	criterion	NOUN
eistud-26318	182	26	,	,	PUNCT
eistud-26318	182	27	which	which	PRON
eistud-26318	182	28	should	should	AUX
eistud-26318	182	29	be	be	AUX
eistud-26318	182	30	screened	screen	VERB
eistud-26318	182	31	for	for	ADP
eistud-26318	182	32	a	a	DET
eistud-26318	182	33	change	change	NOUN
eistud-26318	182	34	after	after	SCONJ
eistud-26318	182	35	the	the	DET
eistud-26318	182	36	disruption	disruption	NOUN
eistud-26318	182	37	appears	appear	VERB
eistud-26318	182	38	.	.	PUNCT
eistud-26318	183	1	correspondingly	correspondingly	ADV
eistud-26318	183	2	,	,	PUNCT
eistud-26318	183	3	for	for	ADP
eistud-26318	183	4	example	example	NOUN
eistud-26318	183	5	,	,	PUNCT
eistud-26318	183	6	in	in	ADP
eistud-26318	183	7	a	a	DET
eistud-26318	183	8	country	country	NOUN
eistud-26318	183	9	with	with	ADP
eistud-26318	183	10	a	a	DET
eistud-26318	183	11	very	very	ADV
eistud-26318	183	12	developed	develop	VERB
eistud-26318	183	13	banking	banking	NOUN
eistud-26318	183	14	sector	sector	NOUN
eistud-26318	183	15	and	and	CCONJ
eistud-26318	183	16	high	high	ADJ
eistud-26318	183	17	availability	availability	NOUN
eistud-26318	183	18	of	of	ADP
eistud-26318	183	19	financial	financial	ADJ
eistud-26318	183	20	services	service	NOUN
eistud-26318	183	21	appearance	appearance	NOUN
eistud-26318	183	22	of	of	ADP
eistud-26318	183	23	the	the	DET
eistud-26318	183	24	fintech	fintech	NOUN
eistud-26318	183	25	services	service	NOUN
eistud-26318	183	26	would	would	AUX
eistud-26318	183	27	decrease	decrease	VERB
eistud-26318	183	28	the	the	DET
eistud-26318	183	29	values	value	NOUN
eistud-26318	183	30	of	of	ADP
eistud-26318	183	31	transparency	transparency	NOUN
eistud-26318	183	32	and	and	CCONJ
eistud-26318	183	33	financial	financial	ADJ
eistud-26318	183	34	stability	stability	NOUN
eistud-26318	183	35	criteria	criterion	NOUN
eistud-26318	183	36	without	without	ADP
eistud-26318	183	37	adding	add	VERB
eistud-26318	183	38	considerable	considerable	ADJ
eistud-26318	183	39	value	value	NOUN
eistud-26318	183	40	to	to	ADP
eistud-26318	183	41	the	the	DET
eistud-26318	183	42	criteria	criterion	NOUN
eistud-26318	183	43	of	of	ADP
eistud-26318	183	44	financial	financial	ADJ
eistud-26318	183	45	availability	availability	NOUN
eistud-26318	183	46	.	.	PUNCT
eistud-26318	184	1	however	however	ADV
eistud-26318	184	2	,	,	PUNCT
eistud-26318	184	3	in	in	ADP
eistud-26318	184	4	a	a	DET
eistud-26318	184	5	developing	develop	VERB
eistud-26318	184	6	country	country	NOUN
eistud-26318	184	7	,	,	PUNCT
eistud-26318	184	8	by	by	ADP
eistud-26318	184	9	entering	enter	VERB
eistud-26318	184	10	the	the	DET
eistud-26318	184	11	market	market	NOUN
eistud-26318	184	12	fintech	fintech	NOUN
eistud-26318	184	13	services	service	NOUN
eistud-26318	184	14	would	would	AUX
eistud-26318	184	15	rise	rise	VERB
eistud-26318	184	16	the	the	DET
eistud-26318	184	17	total	total	ADJ
eistud-26318	184	18	score	score	NOUN
eistud-26318	184	19	of	of	ADP
eistud-26318	184	20	financial	financial	ADJ
eistud-26318	184	21	trilemma	trilemma	NOUN
eistud-26318	184	22	index	index	NOUN
eistud-26318	184	23	,	,	PUNCT
eistud-26318	184	24	by	by	ADP
eistud-26318	184	25	substantially	substantially	ADV
eistud-26318	184	26	improving	improve	VERB
eistud-26318	184	27	availability	availability	NOUN
eistud-26318	184	28	of	of	ADP
eistud-26318	184	29	financing	financing	NOUN
eistud-26318	184	30	without	without	ADP
eistud-26318	184	31	harming	harm	VERB
eistud-26318	184	32	much	much	ADJ
eistud-26318	184	33	to	to	ADP
eistud-26318	184	34	already	already	ADV
eistud-26318	184	35	shaky	shaky	ADJ
eistud-26318	184	36	financial	financial	ADJ
eistud-26318	184	37	stability	stability	NOUN
eistud-26318	184	38	and	and	CCONJ
eistud-26318	184	39	foggy	foggy	ADJ
eistud-26318	184	40	financial	financial	ADJ
eistud-26318	184	41	transparency	transparency	NOUN
eistud-26318	184	42	.	.	PUNCT
eistud-26318	185	1	135	135	NUM
eistud-26318	185	2	european	european	ADJ
eistud-26318	185	3	integrat	integrat	NOUN
eistud-26318	185	4	ion	ion	NOUN
eistud-26318	185	5	studies	study	NOUN
eistud-26318	185	6	2020/14	2020/14	NUM
eistud-26318	185	7	an	an	DET
eistud-26318	185	8	economic	economic	ADJ
eistud-26318	185	9	system	system	NOUN
eistud-26318	185	10	of	of	ADP
eistud-26318	185	11	a	a	DET
eistud-26318	185	12	country	country	NOUN
eistud-26318	185	13	is	be	AUX
eistud-26318	185	14	a	a	DET
eistud-26318	185	15	complicated	complicated	ADJ
eistud-26318	185	16	mechanism	mechanism	NOUN
eistud-26318	185	17	consisting	consist	VERB
eistud-26318	185	18	of	of	ADP
eistud-26318	185	19	various	various	ADJ
eistud-26318	185	20	mutually	mutually	ADV
eistud-26318	185	21	dependant	dependant	ADJ
eistud-26318	185	22	factors	factor	NOUN
eistud-26318	185	23	.	.	PUNCT
eistud-26318	186	1	healthy	healthy	ADJ
eistud-26318	186	2	functioning	functioning	NOUN
eistud-26318	186	3	of	of	ADP
eistud-26318	186	4	the	the	DET
eistud-26318	186	5	financial	financial	ADJ
eistud-26318	186	6	sector	sector	NOUN
eistud-26318	186	7	being	be	AUX
eistud-26318	186	8	able	able	ADJ
eistud-26318	186	9	to	to	PART
eistud-26318	186	10	satisfy	satisfy	VERB
eistud-26318	186	11	customer	customer	NOUN
eistud-26318	186	12	needs	need	NOUN
eistud-26318	186	13	plays	play	VERB
eistud-26318	186	14	a	a	DET
eistud-26318	186	15	crucial	crucial	ADJ
eistud-26318	186	16	role	role	NOUN
eistud-26318	186	17	in	in	ADP
eistud-26318	186	18	development	development	NOUN
eistud-26318	186	19	of	of	ADP
eistud-26318	186	20	economy	economy	NOUN
eistud-26318	186	21	.	.	PUNCT
eistud-26318	187	1	international	international	ADJ
eistud-26318	187	2	finance	finance	NOUN
eistud-26318	187	3	trilemma	trilemma	NOUN
eistud-26318	187	4	comes	come	VERB
eistud-26318	187	5	upon	upon	SCONJ
eistud-26318	187	6	the	the	DET
eistud-26318	187	7	key	key	ADJ
eistud-26318	187	8	elements	element	NOUN
eistud-26318	187	9	addressing	address	VERB
eistud-26318	187	10	the	the	DET
eistud-26318	187	11	main	main	ADJ
eistud-26318	187	12	challenges	challenge	NOUN
eistud-26318	187	13	of	of	ADP
eistud-26318	187	14	the	the	DET
eistud-26318	187	15	financial	financial	ADJ
eistud-26318	187	16	sector	sector	NOUN
eistud-26318	187	17	–	–	PUNCT
eistud-26318	187	18	financial	financial	ADJ
eistud-26318	187	19	availability	availability	NOUN
eistud-26318	187	20	,	,	PUNCT
eistud-26318	187	21	financial	financial	ADJ
eistud-26318	187	22	transparency	transparency	NOUN
eistud-26318	187	23	and	and	CCONJ
eistud-26318	187	24	stability	stability	NOUN
eistud-26318	187	25	of	of	ADP
eistud-26318	187	26	the	the	DET
eistud-26318	187	27	financial	financial	ADJ
eistud-26318	187	28	system	system	NOUN
eistud-26318	187	29	.	.	PUNCT
eistud-26318	188	1	as	as	ADP
eistud-26318	188	2	a	a	DET
eistud-26318	188	3	result	result	NOUN
eistud-26318	188	4	of	of	ADP
eistud-26318	188	5	the	the	DET
eistud-26318	188	6	research	research	NOUN
eistud-26318	188	7	the	the	DET
eistud-26318	188	8	authors	author	NOUN
eistud-26318	188	9	provide	provide	VERB
eistud-26318	188	10	their	their	PRON
eistud-26318	188	11	vision	vision	NOUN
eistud-26318	188	12	for	for	ADP
eistud-26318	188	13	the	the	DET
eistud-26318	188	14	components	component	NOUN
eistud-26318	188	15	of	of	ADP
eistud-26318	188	16	the	the	DET
eistud-26318	188	17	financial	financial	ADJ
eistud-26318	188	18	trilemma	trilemma	NOUN
eistud-26318	188	19	index	index	NOUN
eistud-26318	188	20	delivering	deliver	VERB
eistud-26318	188	21	the	the	DET
eistud-26318	188	22	pyramid	pyramid	NOUN
eistud-26318	188	23	of	of	ADP
eistud-26318	188	24	the	the	DET
eistud-26318	188	25	factors	factor	NOUN
eistud-26318	188	26	shaping	shape	VERB
eistud-26318	188	27	the	the	DET
eistud-26318	188	28	input	input	NOUN
eistud-26318	188	29	data	datum	NOUN
eistud-26318	188	30	for	for	ADP
eistud-26318	188	31	the	the	DET
eistud-26318	188	32	index	index	NOUN
eistud-26318	188	33	.	.	PUNCT
eistud-26318	189	1	the	the	DET
eistud-26318	189	2	financial	financial	ADJ
eistud-26318	189	3	trilemma	trilemma	PROPN
eistud-26318	189	4	index	index	NOUN
eistud-26318	189	5	is	be	AUX
eistud-26318	189	6	a	a	DET
eistud-26318	189	7	tool	tool	NOUN
eistud-26318	189	8	characterising	characterise	VERB
eistud-26318	189	9	the	the	DET
eistud-26318	189	10	financial	financial	ADJ
eistud-26318	189	11	system	system	NOUN
eistud-26318	189	12	of	of	ADP
eistud-26318	189	13	a	a	DET
eistud-26318	189	14	country	country	NOUN
eistud-26318	189	15	regarding	regard	VERB
eistud-26318	189	16	its	its	PRON
eistud-26318	189	17	possibilities	possibility	NOUN
eistud-26318	189	18	to	to	PART
eistud-26318	189	19	facilitate	facilitate	VERB
eistud-26318	189	20	economic	economic	ADJ
eistud-26318	189	21	development	development	NOUN
eistud-26318	189	22	.	.	PUNCT
eistud-26318	190	1	the	the	DET
eistud-26318	190	2	fintech	fintech	NOUN
eistud-26318	190	3	services	service	NOUN
eistud-26318	190	4	bring	bring	VERB
eistud-26318	190	5	a	a	DET
eistud-26318	190	6	considerable	considerable	ADJ
eistud-26318	190	7	breakthrough	breakthrough	NOUN
eistud-26318	190	8	to	to	ADP
eistud-26318	190	9	the	the	DET
eistud-26318	190	10	financial	financial	ADJ
eistud-26318	190	11	ecosystem	ecosystem	NOUN
eistud-26318	190	12	affecting	affect	VERB
eistud-26318	190	13	each	each	PRON
eistud-26318	190	14	of	of	ADP
eistud-26318	190	15	the	the	DET
eistud-26318	190	16	financial	financial	ADJ
eistud-26318	190	17	trilemma	trilemma	NOUN
eistud-26318	190	18	elements	element	NOUN
eistud-26318	190	19	of	of	ADP
eistud-26318	190	20	a	a	DET
eistud-26318	190	21	country	country	NOUN
eistud-26318	190	22	.	.	PUNCT
eistud-26318	191	1	up	up	ADP
eistud-26318	191	2	to	to	ADP
eistud-26318	191	3	the	the	DET
eistud-26318	191	4	background	background	NOUN
eistud-26318	191	5	disposition	disposition	NOUN
eistud-26318	191	6	and	and	CCONJ
eistud-26318	191	7	the	the	DET
eistud-26318	191	8	existing	exist	VERB
eistud-26318	191	9	set	set	NOUN
eistud-26318	191	10	of	of	ADP
eistud-26318	191	11	the	the	DET
eistud-26318	191	12	trilemma	trilemma	NOUN
eistud-26318	191	13	of	of	ADP
eistud-26318	191	14	a	a	DET
eistud-26318	191	15	country	country	NOUN
eistud-26318	191	16	,	,	PUNCT
eistud-26318	191	17	the	the	DET
eistud-26318	191	18	same	same	ADJ
eistud-26318	191	19	disruption	disruption	NOUN
eistud-26318	191	20	(	(	PUNCT
eistud-26318	191	21	e.g.	e.g.	ADV
eistud-26318	191	22	the	the	DET
eistud-26318	191	23	fintech	fintech	NOUN
eistud-26318	191	24	services	service	NOUN
eistud-26318	191	25	analysed	analyse	VERB
eistud-26318	191	26	in	in	ADP
eistud-26318	191	27	the	the	DET
eistud-26318	191	28	research	research	NOUN
eistud-26318	191	29	)	)	PUNCT
eistud-26318	191	30	could	could	AUX
eistud-26318	191	31	have	have	VERB
eistud-26318	191	32	different	different	ADJ
eistud-26318	191	33	socio	socio	NOUN
eistud-26318	191	34	-	-	PUNCT
eistud-26318	191	35	economic	economic	ADJ
eistud-26318	191	36	reflection	reflection	NOUN
eistud-26318	191	37	.	.	PUNCT
eistud-26318	192	1	the	the	DET
eistud-26318	192	2	financial	financial	ADJ
eistud-26318	192	3	trilemma	trilemma	PROPN
eistud-26318	192	4	index	index	NOUN
eistud-26318	192	5	is	be	AUX
eistud-26318	192	6	an	an	DET
eistud-26318	192	7	analytical	analytical	ADJ
eistud-26318	192	8	tool	tool	NOUN
eistud-26318	192	9	,	,	PUNCT
eistud-26318	192	10	which	which	PRON
eistud-26318	192	11	could	could	AUX
eistud-26318	192	12	be	be	AUX
eistud-26318	192	13	used	use	VERB
eistud-26318	192	14	for	for	ADP
eistud-26318	192	15	modelling	model	VERB
eistud-26318	192	16	an	an	DET
eistud-26318	192	17	impact	impact	NOUN
eistud-26318	192	18	assessment	assessment	NOUN
eistud-26318	192	19	of	of	ADP
eistud-26318	192	20	indicated	indicate	VERB
eistud-26318	192	21	disruptions	disruption	NOUN
eistud-26318	192	22	,	,	PUNCT
eistud-26318	192	23	such	such	ADJ
eistud-26318	192	24	as	as	ADP
eistud-26318	192	25	appearance	appearance	NOUN
eistud-26318	192	26	of	of	ADP
eistud-26318	192	27	the	the	DET
eistud-26318	192	28	fintech	fintech	NOUN
eistud-26318	192	29	services	service	NOUN
eistud-26318	192	30	in	in	ADP
eistud-26318	192	31	economy	economy	NOUN
eistud-26318	192	32	,	,	PUNCT
eistud-26318	192	33	for	for	ADP
eistud-26318	192	34	testing	test	VERB
eistud-26318	192	35	the	the	DET
eistud-26318	192	36	policy	policy	NOUN
eistud-26318	192	37	actions	action	NOUN
eistud-26318	192	38	planned	plan	VERB
eistud-26318	192	39	,	,	PUNCT
eistud-26318	192	40	as	as	ADV
eistud-26318	192	41	well	well	ADV
eistud-26318	192	42	as	as	ADP
eistud-26318	192	43	for	for	ADP
eistud-26318	192	44	the	the	DET
eistud-26318	192	45	developing	developing	NOUN
eistud-26318	192	46	of	of	ADP
eistud-26318	192	47	focused	focused	ADJ
eistud-26318	192	48	actions	action	NOUN
eistud-26318	192	49	for	for	ADP
eistud-26318	192	50	rising	rise	VERB
eistud-26318	192	51	values	value	NOUN
eistud-26318	192	52	of	of	ADP
eistud-26318	192	53	particular	particular	ADJ
eistud-26318	192	54	trilemma	trilemma	NOUN
eistud-26318	192	55	elements	element	NOUN
eistud-26318	192	56	.	.	PUNCT
eistud-26318	193	1	conclusions	conclusion	NOUN
eistud-26318	193	2	references	reference	NOUN
eistud-26318	193	3	aizenman	aizenman	NOUN
eistud-26318	193	4	,	,	PUNCT
eistud-26318	193	5	j.	j.	PROPN
eistud-26318	193	6	(	(	PUNCT
eistud-26318	193	7	2010	2010	NUM
eistud-26318	193	8	)	)	PUNCT
eistud-26318	193	9	.	.	PUNCT
eistud-26318	194	1	the	the	DET
eistud-26318	194	2	impossible	impossible	ADJ
eistud-26318	194	3	trinity	trinity	NOUN
eistud-26318	194	4	(	(	PUNCT
eistud-26318	194	5	aka	aka	ADV
eistud-26318	194	6	the	the	DET
eistud-26318	194	7	policy	policy	NOUN
eistud-26318	194	8	trilemma	trilemma	NOUN
eistud-26318	194	9	):	):	PUNCT
eistud-26318	194	10	the	the	DET
eistud-26318	194	11	encyclopedia	encyclopedia	NOUN
eistud-26318	194	12	of	of	ADP
eistud-26318	194	13	financial	financial	ADJ
eistud-26318	194	14	globalization	globalization	NOUN
eistud-26318	194	15	(	(	PUNCT
eistud-26318	194	16	no	no	INTJ
eistud-26318	194	17	.	.	NOUN
eistud-26318	194	18	666	666	NUM
eistud-26318	194	19	)	)	PUNCT
eistud-26318	194	20	.	.	PUNCT
eistud-26318	195	1	working	work	VERB
eistud-26318	195	2	paper	paper	NOUN
eistud-26318	195	3	.	.	PUNCT
eistud-26318	196	1	arefjevs	arefjevs	VERB
eistud-26318	196	2	,	,	PUNCT
eistud-26318	196	3	i.	i.	PROPN
eistud-26318	196	4	,	,	PUNCT
eistud-26318	196	5	&	&	CCONJ
eistud-26318	196	6	brasliņš	brasliņš	PROPN
eistud-26318	196	7	,	,	PUNCT
eistud-26318	196	8	ģ	ģ	X
eistud-26318	196	9	.	.	PUNCT
eistud-26318	197	1	(	(	PUNCT
eistud-26318	197	2	2013	2013	NUM
eistud-26318	197	3	)	)	PUNCT
eistud-26318	197	4	.	.	PUNCT
eistud-26318	198	1	determinants	determinant	NOUN
eistud-26318	198	2	of	of	ADP
eistud-26318	198	3	sovereign	sovereign	ADJ
eistud-26318	198	4	credit	credit	NOUN
eistud-26318	198	5	ratings	rating	NOUN
eistud-26318	198	6	-	-	PUNCT
eistud-26318	198	7	example	example	NOUN
eistud-26318	198	8	of	of	ADP
eistud-26318	198	9	latvia	latvia	PROPN
eistud-26318	198	10	.	.	PUNCT
eistud-26318	199	1	new	new	ADJ
eistud-26318	199	2	challenges	challenge	NOUN
eistud-26318	199	3	of	of	ADP
eistud-26318	199	4	economic	economic	ADJ
eistud-26318	199	5	and	and	CCONJ
eistud-26318	199	6	business	business	NOUN
eistud-26318	199	7	development-2013	development-2013	NOUN
eistud-26318	199	8	,	,	PUNCT
eistud-26318	199	9	blumberga	blumberga	PROPN
eistud-26318	199	10	,	,	PUNCT
eistud-26318	199	11	a.	a.	NOUN
eistud-26318	199	12	,	,	PUNCT
eistud-26318	199	13	freimanis	freimanis	PROPN
eistud-26318	199	14	,	,	PUNCT
eistud-26318	199	15	r.	r.	PROPN
eistud-26318	199	16	,	,	PUNCT
eistud-26318	199	17	muižniece	muižniece	PROPN
eistud-26318	199	18	,	,	PUNCT
eistud-26318	199	19	i.	i.	NOUN
eistud-26318	199	20	,	,	PUNCT
eistud-26318	199	21	spalviņš	spalviņš	NOUN
eistud-26318	199	22	,	,	PUNCT
eistud-26318	199	23	k.	k.	PROPN
eistud-26318	199	24	,	,	PUNCT
eistud-26318	199	25	blumberga	blumberga	PROPN
eistud-26318	199	26	,	,	PUNCT
eistud-26318	199	27	d.	d.	PROPN
eistud-26318	199	28	trilemma	trilemma	PROPN
eistud-26318	199	29	of	of	ADP
eistud-26318	199	30	historic	historic	ADJ
eistud-26318	199	31	buildings	building	NOUN
eistud-26318	199	32	:	:	PUNCT
eistud-26318	199	33	smart	smart	ADJ
eistud-26318	199	34	district	district	NOUN
eistud-26318	199	35	heating	heating	NOUN
eistud-26318	199	36	systems	system	NOUN
eistud-26318	199	37	,	,	PUNCT
eistud-26318	199	38	bioeconomy	bioeconomy	NOUN
eistud-26318	199	39	and	and	CCONJ
eistud-26318	199	40	energy	energy	NOUN
eistud-26318	199	41	efficiency	efficiency	NOUN
eistud-26318	199	42	.	.	PUNCT
eistud-26318	200	1	energy	energy	NOUN
eistud-26318	200	2	,	,	PUNCT
eistud-26318	200	3	2019	2019	NUM
eistud-26318	200	4	,	,	PUNCT
eistud-26318	200	5	vol	vol	NOUN
eistud-26318	200	6	.	.	PROPN
eistud-26318	200	7	186	186	NUM
eistud-26318	200	8	,	,	PUNCT
eistud-26318	200	9	pp.115741	pp.115741	PROPN
eistud-26318	200	10	-	-	PUNCT
eistud-26318	200	11	115741	115741	NUM
eistud-26318	200	12	.	.	PUNCT
eistud-26318	201	1	issn	issn	PROPN
eistud-26318	201	2	0360	0360	NUM
eistud-26318	201	3	-	-	SYM
eistud-26318	201	4	5442	5442	NUM
eistud-26318	201	5	.	.	PUNCT
eistud-26318	202	1	available	available	ADJ
eistud-26318	202	2	from	from	ADP
eistud-26318	202	3	:	:	PUNCT
eistud-26318	202	4	doi:10.1016	doi:10.1016	PROPN
eistud-26318	202	5	/	/	SYM
eistud-26318	202	6	j.energy.2019.07.071	j.energy.2019.07.071	PROPN
eistud-26318	202	7	https://doi	https://doi	PROPN
eistud-26318	202	8	.	.	PUNCT
eistud-26318	203	1	org/10.1016	org/10.1016	PROPN
eistud-26318	203	2	/	/	SYM
eistud-26318	203	3	j.energy.2019.07.071	j.energy.2019.07.071	NOUN
eistud-26318	203	4	bogdanova	bogdanova	PROPN
eistud-26318	203	5	,	,	PUNCT
eistud-26318	203	6	o.	o.	PROPN
eistud-26318	203	7	(	(	PUNCT
eistud-26318	203	8	2012	2012	NUM
eistud-26318	203	9	)	)	PUNCT
eistud-26318	203	10	latvia	latvia	PROPN
eistud-26318	203	11	's	's	PART
eistud-26318	203	12	development	development	NOUN
eistud-26318	203	13	models	model	NOUN
eistud-26318	203	14	in	in	ADP
eistud-26318	203	15	the	the	DET
eistud-26318	203	16	internal	internal	ADJ
eistud-26318	203	17	market	market	NOUN
eistud-26318	203	18	of	of	ADP
eistud-26318	203	19	the	the	DET
eistud-26318	203	20	european	european	PROPN
eistud-26318	203	21	union	union	PROPN
eistud-26318	203	22	.	.	PUNCT
eistud-26318	204	1	phd	phd	NOUN
eistud-26318	204	2	thesis	thesis	PROPN
eistud-26318	204	3	.	.	PUNCT
eistud-26318	205	1	rīga	rīga	NOUN
eistud-26318	205	2	:	:	PUNCT
eistud-26318	205	3	riga	riga	PROPN
eistud-26318	205	4	technical	technical	ADJ
eistud-26318	205	5	university	university	PROPN
eistud-26318	205	6	(	(	PUNCT
eistud-26318	205	7	pp	pp	ADJ
eistud-26318	205	8	.	.	PUNCT
eistud-26318	206	1	16	16	NUM
eistud-26318	206	2	-	-	SYM
eistud-26318	206	3	24	24	NUM
eistud-26318	206	4	)	)	PUNCT
eistud-26318	206	5	buchak	buchak	NOUN
eistud-26318	206	6	g.	g.	NOUN
eistud-26318	206	7	,	,	PUNCT
eistud-26318	206	8	matvos	matvos	PROPN
eistud-26318	206	9	g.	g.	NOUN
eistud-26318	206	10	,	,	PUNCT
eistud-26318	206	11	piskorski	piskorski	ADJ
eistud-26318	206	12	t.	t.	NOUN
eistud-26318	206	13	fintech	fintech	NOUN
eistud-26318	206	14	,	,	PUNCT
eistud-26318	206	15	regulatory	regulatory	ADJ
eistud-26318	206	16	arbitrage	arbitrage	NOUN
eistud-26318	206	17	,	,	PUNCT
eistud-26318	206	18	and	and	CCONJ
eistud-26318	206	19	the	the	DET
eistud-26318	206	20	rise	rise	NOUN
eistud-26318	206	21	of	of	ADP
eistud-26318	206	22	shadow	shadow	NOUN
eistud-26318	206	23	banks	bank	NOUN
eistud-26318	206	24	.	.	PUNCT
eistud-26318	207	1	journal	journal	PROPN
eistud-26318	207	2	of	of	ADP
eistud-26318	207	3	financial	financial	ADJ
eistud-26318	207	4	economics	economic	NOUN
eistud-26318	207	5	,	,	PUNCT
eistud-26318	207	6	volume	volume	NOUN
eistud-26318	207	7	130	130	NUM
eistud-26318	207	8	,	,	PUNCT
eistud-26318	207	9	issue	issue	NOUN
eistud-26318	207	10	3	3	NUM
eistud-26318	207	11	,	,	PUNCT
eistud-26318	207	12	december	december	PROPN
eistud-26318	207	13	2018	2018	NUM
eistud-26318	207	14	,	,	PUNCT
eistud-26318	207	15	pages	page	NOUN
eistud-26318	207	16	453	453	NUM
eistud-26318	207	17	-	-	SYM
eistud-26318	207	18	483	483	NUM
eistud-26318	207	19	https://doi.org/10.1016/j.jfineco.2018.03.011	https://doi.org/10.1016/j.jfineco.2018.03.011	NUM
eistud-26318	207	20	cornell	cornell	PROPN
eistud-26318	207	21	university	university	PROPN
eistud-26318	207	22	,	,	PUNCT
eistud-26318	207	23	insead	insead	NOUN
eistud-26318	207	24	,	,	PUNCT
eistud-26318	207	25	and	and	CCONJ
eistud-26318	207	26	wipo	wipo	PROPN
eistud-26318	207	27	(	(	PUNCT
eistud-26318	207	28	2019	2019	NUM
eistud-26318	207	29	)	)	PUNCT
eistud-26318	207	30	the	the	DET
eistud-26318	207	31	global	global	ADJ
eistud-26318	207	32	innovation	innovation	PROPN
eistud-26318	207	33	index	index	NOUN
eistud-26318	207	34	2019	2019	NUM
eistud-26318	207	35	:	:	PUNCT
eistud-26318	207	36	creating	create	VERB
eistud-26318	207	37	healthy	healthy	ADJ
eistud-26318	207	38	lives	life	NOUN
eistud-26318	207	39	-	-	PUNCT
eistud-26318	207	40	the	the	DET
eistud-26318	207	41	future	future	NOUN
eistud-26318	207	42	of	of	ADP
eistud-26318	207	43	medical	medical	ADJ
eistud-26318	207	44	innovation	innovation	NOUN
eistud-26318	207	45	.	.	PUNCT
eistud-26318	208	1	ithaca	ithaca	PROPN
eistud-26318	208	2	,	,	PUNCT
eistud-26318	208	3	fontainebleau	fontainebleau	PROPN
eistud-26318	208	4	,	,	PUNCT
eistud-26318	208	5	and	and	CCONJ
eistud-26318	208	6	geneva	geneva	PROPN
eistud-26318	208	7	.	.	PUNCT
eistud-26318	209	1	issn	issn	PROPN
eistud-26318	209	2	2263	2263	NUM
eistud-26318	209	3	-	-	SYM
eistud-26318	209	4	3693	3693	NUM
eistud-26318	209	5	,	,	PUNCT
eistud-26318	209	6	isbn	isbn	ADJ
eistud-26318	209	7	979	979	NUM
eistud-26318	209	8	-	-	SYM
eistud-26318	209	9	10	10	NUM
eistud-26318	209	10	-	-	PUNCT
eistud-26318	209	11	95870	95870	NUM
eistud-26318	209	12	-	-	SYM
eistud-26318	209	13	14	14	NUM
eistud-26318	209	14	-	-	SYM
eistud-26318	209	15	2	2	NUM
eistud-26318	209	16	davradakis	davradaki	NOUN
eistud-26318	209	17	,	,	PUNCT
eistud-26318	209	18	e.	e.	PROPN
eistud-26318	209	19	,	,	PUNCT
eistud-26318	209	20	&	&	CCONJ
eistud-26318	209	21	santos	santos	PROPN
eistud-26318	209	22	,	,	PUNCT
eistud-26318	209	23	r.	r.	PROPN
eistud-26318	209	24	(	(	PUNCT
eistud-26318	209	25	2019	2019	NUM
eistud-26318	209	26	)	)	PUNCT
eistud-26318	209	27	.	.	PUNCT
eistud-26318	210	1	blockchain	blockchain	PROPN
eistud-26318	210	2	,	,	PUNCT
eistud-26318	210	3	fintechs	fintech	NOUN
eistud-26318	210	4	and	and	CCONJ
eistud-26318	210	5	their	their	PRON
eistud-26318	210	6	relevance	relevance	NOUN
eistud-26318	210	7	for	for	ADP
eistud-26318	210	8	international	international	ADJ
eistud-26318	210	9	financial	financial	ADJ
eistud-26318	210	10	institutions	institution	NOUN
eistud-26318	210	11	(	(	PUNCT
eistud-26318	210	12	no	no	INTJ
eistud-26318	210	13	.	.	NOUN
eistud-26318	210	14	2019/01	2019/01	NUM
eistud-26318	210	15	)	)	PUNCT
eistud-26318	210	16	.	.	PUNCT
eistud-26318	211	1	eib	eib	PROPN
eistud-26318	211	2	working	working	PROPN
eistud-26318	211	3	papers	paper	NOUN
eistud-26318	211	4	.	.	PUNCT
eistud-26318	212	1	demirgüç	demirgüç	PROPN
eistud-26318	212	2	-	-	PUNCT
eistud-26318	212	3	kunt	kunt	PROPN
eistud-26318	212	4	,	,	PUNCT
eistud-26318	212	5	a.	a.	PROPN
eistud-26318	212	6	,	,	PUNCT
eistud-26318	212	7	klapper	klapper	PROPN
eistud-26318	212	8	,	,	PUNCT
eistud-26318	212	9	l.	l.	PROPN
eistud-26318	212	10	,	,	PUNCT
eistud-26318	212	11	singer	singer	NOUN
eistud-26318	212	12	,	,	PUNCT
eistud-26318	212	13	d.	d.	PROPN
eistud-26318	212	14	,	,	PUNCT
eistud-26318	212	15	ansar	ansar	PROPN
eistud-26318	212	16	,	,	PUNCT
eistud-26318	212	17	s.	s.	PROPN
eistud-26318	212	18	,	,	PUNCT
eistud-26318	212	19	hess	hess	PROPN
eistud-26318	212	20	.	.	PUNCT
eistud-26318	213	1	j.	j.	PROPN
eistud-26318	213	2	,	,	PUNCT
eistud-26318	213	3	2017	2017	NUM
eistud-26318	213	4	.	.	PUNCT
eistud-26318	214	1	the	the	DET
eistud-26318	214	2	global	global	ADJ
eistud-26318	214	3	findex	findex	PROPN
eistud-26318	214	4	database	database	PROPN
eistud-26318	214	5	2017	2017	NUM
eistud-26318	214	6	:	:	PUNCT
eistud-26318	214	7	measuring	measure	VERB
eistud-26318	214	8	financial	financial	ADJ
eistud-26318	214	9	inclusion	inclusion	NOUN
eistud-26318	214	10	and	and	CCONJ
eistud-26318	214	11	the	the	DET
eistud-26318	214	12	fintech	fintech	NOUN
eistud-26318	214	13	revolution	revolution	NOUN
eistud-26318	214	14	.	.	PUNCT
eistud-26318	215	1	overview	overview	NOUN
eistud-26318	215	2	booklet	booklet	NOUN
eistud-26318	215	3	.	.	PUNCT
eistud-26318	216	1	washington	washington	PROPN
eistud-26318	216	2	,	,	PUNCT
eistud-26318	216	3	dc	dc	PROPN
eistud-26318	216	4	:	:	PUNCT
eistud-26318	216	5	world	world	PROPN
eistud-26318	216	6	bank	bank	PROPN
eistud-26318	216	7	.	.	PUNCT
eistud-26318	217	1	license	license	NOUN
eistud-26318	217	2	:	:	PUNCT
eistud-26318	217	3	creative	creative	ADJ
eistud-26318	217	4	commons	common	NOUN
eistud-26318	217	5	attribution	attribution	NOUN
eistud-26318	217	6	cc	cc	VERB
eistud-26318	217	7	by	by	ADP
eistud-26318	217	8	3.0	3.0	NUM
eistud-26318	217	9	igo	igo	NOUN
eistud-26318	217	10	https://doi.org/10.1596/978-1-4648-1259-0	https://doi.org/10.1596/978-1-4648-1259-0	PROPN
eistud-26318	217	11	ernst&young	ernst&young	PROPN
eistud-26318	217	12	(	(	PUNCT
eistud-26318	217	13	2019	2019	NUM
eistud-26318	217	14	)	)	PUNCT
eistud-26318	217	15	.	.	PUNCT
eistud-26318	218	1	global	global	ADJ
eistud-26318	218	2	fintech	fintech	PROPN
eistud-26318	218	3	adoption	adoption	NOUN
eistud-26318	218	4	index	index	NOUN
eistud-26318	218	5	2019	2019	NUM
eistud-26318	218	6	.	.	PUNCT
eistud-26318	219	1	accessed	access	VERB
eistud-26318	219	2	online	online	ADJ
eistud-26318	219	3	https://www.ey.com/en_gl/	https://www.ey.com/en_gl/	PUNCT
eistud-26318	219	4	ey	ey	ADJ
eistud-26318	219	5	-	-	ADJ
eistud-26318	219	6	global	global	ADJ
eistud-26318	219	7	-	-	PUNCT
eistud-26318	219	8	fintech	fintech	NOUN
eistud-26318	219	9	-	-	PUNCT
eistud-26318	219	10	adoption	adoption	NOUN
eistud-26318	219	11	-	-	PUNCT
eistud-26318	219	12	index	index	NOUN
eistud-26318	219	13	.	.	PUNCT
eistud-26318	220	1	european	european	PROPN
eistud-26318	220	2	central	central	PROPN
eistud-26318	220	3	bank	bank	PROPN
eistud-26318	220	4	(	(	PUNCT
eistud-26318	220	5	2019	2019	NUM
eistud-26318	220	6	)	)	PUNCT
eistud-26318	220	7	.	.	PUNCT
eistud-26318	221	1	financial	financial	ADJ
eistud-26318	221	2	stability	stability	PROPN
eistud-26318	221	3	review	review	PROPN
eistud-26318	221	4	.	.	PUNCT
eistud-26318	222	1	may	may	AUX
eistud-26318	222	2	2019	2019	NUM
eistud-26318	222	3	.	.	PUNCT
eistud-26318	223	1	issn	issn	PROPN
eistud-26318	223	2	:	:	PUNCT
eistud-26318	223	3	1830	1830	NUM
eistud-26318	223	4	-	-	SYM
eistud-26318	223	5	2025	2025	NUM
eistud-26318	223	6	.	.	PUNCT
eistud-26318	224	1	european	european	ADJ
eistud-26318	224	2	police	police	PROPN
eistud-26318	224	3	office	office	NOUN
eistud-26318	224	4	(	(	PUNCT
eistud-26318	224	5	2015	2015	NUM
eistud-26318	224	6	)	)	PUNCT
eistud-26318	224	7	why	why	SCONJ
eistud-26318	224	8	is	be	AUX
eistud-26318	224	9	cash	cash	NOUN
eistud-26318	224	10	still	still	ADV
eistud-26318	224	11	king	king	NOUN
eistud-26318	224	12	?	?	PUNCT
eistud-26318	225	1	a	a	DET
eistud-26318	225	2	strategic	strategic	ADJ
eistud-26318	225	3	report	report	NOUN
eistud-26318	225	4	on	on	ADP
eistud-26318	225	5	the	the	DET
eistud-26318	225	6	use	use	NOUN
eistud-26318	225	7	of	of	ADP
eistud-26318	225	8	cash	cash	NOUN
eistud-26318	225	9	by	by	ADP
eistud-26318	225	10	criminal	criminal	ADJ
eistud-26318	225	11	groups	group	NOUN
eistud-26318	225	12	as	as	ADP
eistud-26318	225	13	a	a	DET
eistud-26318	225	14	facilitator	facilitator	NOUN
eistud-26318	225	15	money	money	NOUN
eistud-26318	225	16	laundering	laundering	NOUN
eistud-26318	225	17	.	.	PUNCT
eistud-26318	226	1	isbn	isbn	ADJ
eistud-26318	226	2	:	:	PUNCT
eistud-26318	226	3	978	978	NUM
eistud-26318	226	4	-	-	SYM
eistud-26318	226	5	92	92	NUM
eistud-26318	226	6	-	-	PUNCT
eistud-26318	226	7	9520048	9520048	NUM
eistud-26318	226	8	-	-	PUNCT
eistud-26318	226	9	7	7	NUM
eistud-26318	226	10	,	,	PUNCT
eistud-26318	226	11	doi	doi	NOUN
eistud-26318	226	12	:	:	PUNCT
eistud-26318	226	13	10.2813/698364	10.2813/698364	NUM
eistud-26318	226	14	gadanecz	gadanecz	ADJ
eistud-26318	226	15	,	,	PUNCT
eistud-26318	226	16	b.	b.	PROPN
eistud-26318	226	17	,	,	PUNCT
eistud-26318	226	18	&	&	CCONJ
eistud-26318	226	19	jayaram	jayaram	PROPN
eistud-26318	226	20	,	,	PUNCT
eistud-26318	226	21	k.	k.	PROPN
eistud-26318	226	22	(	(	PUNCT
eistud-26318	226	23	2008	2008	NUM
eistud-26318	226	24	)	)	PUNCT
eistud-26318	226	25	.	.	PUNCT
eistud-26318	227	1	measures	measure	NOUN
eistud-26318	227	2	of	of	ADP
eistud-26318	227	3	financial	financial	ADJ
eistud-26318	227	4	stability	stability	NOUN
eistud-26318	227	5	-	-	PUNCT
eistud-26318	227	6	a	a	DET
eistud-26318	227	7	review	review	NOUN
eistud-26318	227	8	.	.	PUNCT
eistud-26318	228	1	irving	irving	PROPN
eistud-26318	228	2	fisher	fisher	PROPN
eistud-26318	228	3	committee	committee	PROPN
eistud-26318	228	4	bulletin	bulletin	PROPN
eistud-26318	228	5	,	,	PUNCT
eistud-26318	228	6	31(1	31(1	NUM
eistud-26318	228	7	)	)	PUNCT
eistud-26318	228	8	,	,	PUNCT
eistud-26318	228	9	365	365	NUM
eistud-26318	228	10	-	-	SYM
eistud-26318	228	11	383	383	NUM
eistud-26318	228	12	.	.	PUNCT
eistud-26318	229	1	international	international	ADJ
eistud-26318	229	2	monetary	monetary	ADJ
eistud-26318	229	3	fund	fund	PROPN
eistud-26318	229	4	working	working	NOUN
eistud-26318	229	5	paper	paper	NOUN
eistud-26318	229	6	by	by	ADP
eistud-26318	229	7	leandro	leandro	PROPN
eistud-26318	229	8	medina	medina	PROPN
eistud-26318	229	9	and	and	CCONJ
eistud-26318	229	10	friedrich	friedrich	PROPN
eistud-26318	229	11	schneider	schneider	NOUN
eistud-26318	229	12	(	(	PUNCT
eistud-26318	229	13	2018	2018	NUM
eistud-26318	229	14	):	):	PUNCT
eistud-26318	229	15	shadow	shadow	NOUN
eistud-26318	229	16	economies	economy	NOUN
eistud-26318	229	17	around	around	ADP
eistud-26318	229	18	the	the	DET
eistud-26318	229	19	world	world	NOUN
eistud-26318	229	20	:	:	PUNCT
eistud-26318	229	21	what	what	PRON
eistud-26318	229	22	did	do	AUX
eistud-26318	229	23	we	we	PRON
eistud-26318	229	24	learn	learn	VERB
eistud-26318	229	25	over	over	ADP
eistud-26318	229	26	the	the	DET
eistud-26318	229	27	last	last	ADJ
eistud-26318	229	28	20	20	NUM
eistud-26318	229	29	years	year	NOUN
eistud-26318	229	30	?	?	PUNCT
eistud-26318	230	1	international	international	ADJ
eistud-26318	230	2	monetary	monetary	ADJ
eistud-26318	230	3	fund	fund	NOUN
eistud-26318	230	4	(	(	PUNCT
eistud-26318	230	5	2019	2019	NUM
eistud-26318	230	6	)	)	PUNCT
eistud-26318	230	7	.	.	PUNCT
eistud-26318	231	1	global	global	ADJ
eistud-26318	231	2	financial	financial	ADJ
eistud-26318	231	3	stability	stability	NOUN
eistud-26318	231	4	report	report	NOUN
eistud-26318	231	5	:	:	PUNCT
eistud-26318	231	6	lower	low	ADJ
eistud-26318	231	7	for	for	ADP
eistud-26318	231	8	longer	long	ADJ
eistud-26318	231	9	.	.	PUNCT
eistud-26318	232	1	october	october	PROPN
eistud-26318	232	2	2019	2019	NUM
eistud-26318	232	3	.	.	PUNCT
eistud-26318	233	1	isbn	isbn	ADJ
eistud-26318	233	2	:	:	PUNCT
eistud-26318	233	3	978	978	NUM
eistud-26318	233	4	-	-	SYM
eistud-26318	233	5	1	1	NUM
eistud-26318	233	6	-	-	PUNCT
eistud-26318	233	7	49832	49832	NUM
eistud-26318	233	8	-	-	PUNCT
eistud-26318	233	9	402	402	NUM
eistud-26318	233	10	-	-	SYM
eistud-26318	233	11	1	1	NUM
eistud-26318	233	12	.	.	PUNCT
eistud-26318	233	13	medina	medina	PROPN
eistud-26318	233	14	l.	l.	PROPN
eistud-26318	233	15	,	,	PUNCT
eistud-26318	233	16	schneider	schneider	PROPN
eistud-26318	233	17	f.	f.	PROPN
eistud-26318	233	18	(	(	PUNCT
eistud-26318	233	19	2018	2018	NUM
eistud-26318	233	20	)	)	PUNCT
eistud-26318	233	21	shadow	shadow	NOUN
eistud-26318	233	22	economies	economy	NOUN
eistud-26318	233	23	around	around	ADP
eistud-26318	233	24	the	the	DET
eistud-26318	233	25	world	world	NOUN
eistud-26318	233	26	:	:	PUNCT
eistud-26318	233	27	what	what	PRON
eistud-26318	233	28	did	do	AUX
eistud-26318	233	29	we	we	PRON
eistud-26318	233	30	learn	learn	VERB
eistud-26318	233	31	over	over	ADP
eistud-26318	233	32	the	the	DET
eistud-26318	233	33	last	last	ADJ
eistud-26318	233	34	20	20	NUM
eistud-26318	233	35	years	year	NOUN
eistud-26318	233	36	?	?	PUNCT
eistud-26318	234	1	international	international	ADJ
eistud-26318	234	2	monetary	monetary	ADJ
eistud-26318	234	3	fund	fund	NOUN
eistud-26318	234	4	,	,	PUNCT
eistud-26318	234	5	working	work	VERB
eistud-26318	234	6	paper	paper	NOUN
eistud-26318	234	7	wp/18/17	wp/18/17	PROPN
eistud-26318	235	1	https://doi	https://doi	PROPN
eistud-26318	235	2	.	.	PUNCT
eistud-26318	235	3	org/10.5089/9781484338636.001	org/10.5089/9781484338636.001	PROPN
eistud-26318	235	4	neanidis	neanidi	NOUN
eistud-26318	235	5	k.c.(2019	k.c.(2019	PROPN
eistud-26318	235	6	)	)	PUNCT
eistud-26318	235	7	volatile	volatile	ADJ
eistud-26318	235	8	capital	capital	NOUN
eistud-26318	235	9	flows	flow	NOUN
eistud-26318	235	10	and	and	CCONJ
eistud-26318	235	11	economic	economic	ADJ
eistud-26318	235	12	growth	growth	NOUN
eistud-26318	235	13	:	:	PUNCT
eistud-26318	235	14	the	the	DET
eistud-26318	235	15	role	role	NOUN
eistud-26318	235	16	of	of	ADP
eistud-26318	235	17	banking	banking	NOUN
eistud-26318	235	18	supervision	supervision	NOUN
eistud-26318	235	19	.	.	PUNCT
eistud-26318	236	1	journal	journal	PROPN
eistud-26318	236	2	of	of	ADP
eistud-26318	236	3	fieuropean	fieuropean	ADJ
eistud-26318	236	4	integrat	integrat	NOUN
eistud-26318	236	5	ion	ion	NOUN
eistud-26318	236	6	studies	study	NOUN
eistud-26318	236	7	2020/14	2020/14	NUM
eistud-26318	236	8	136	136	NUM
eistud-26318	236	9	nancial	nancial	ADJ
eistud-26318	236	10	stability	stability	NOUN
eistud-26318	236	11	,	,	PUNCT
eistud-26318	236	12	volume	volume	NOUN
eistud-26318	236	13	40	40	NUM
eistud-26318	236	14	,	,	PUNCT
eistud-26318	236	15	february	february	PROPN
eistud-26318	236	16	2019	2019	NUM
eistud-26318	236	17	,	,	PUNCT
eistud-26318	236	18	pages	page	NOUN
eistud-26318	236	19	7793	7793	NUM
eistud-26318	236	20	https://doi.org/10.1016/j.jfs.2018.05.002	https://doi.org/10.1016/j.jfs.2018.05.002	NOUN
eistud-26318	236	21	rieber	rieber	PROPN
eistud-26318	236	22	,	,	PUNCT
eistud-26318	236	23	w.	w.	PROPN
eistud-26318	236	24	j.	j.	PROPN
eistud-26318	236	25	(	(	PUNCT
eistud-26318	236	26	2018	2018	NUM
eistud-26318	236	27	)	)	PUNCT
eistud-26318	236	28	.	.	PUNCT
eistud-26318	237	1	a	a	DET
eistud-26318	237	2	model	model	NOUN
eistud-26318	237	3	to	to	PART
eistud-26318	237	4	explain	explain	VERB
eistud-26318	237	5	the	the	DET
eistud-26318	237	6	monetary	monetary	ADJ
eistud-26318	237	7	trilemma	trilemma	NOUN
eistud-26318	237	8	using	use	VERB
eistud-26318	237	9	tools	tool	NOUN
eistud-26318	237	10	from	from	ADP
eistud-26318	237	11	principles	principle	NOUN
eistud-26318	237	12	of	of	ADP
eistud-26318	237	13	macroeconomics	macroeconomic	NOUN
eistud-26318	237	14	.	.	PUNCT
eistud-26318	238	1	journal	journal	PROPN
eistud-26318	238	2	of	of	ADP
eistud-26318	238	3	economics	economic	NOUN
eistud-26318	238	4	and	and	CCONJ
eistud-26318	238	5	economic	economic	ADJ
eistud-26318	238	6	education	education	NOUN
eistud-26318	238	7	research	research	NOUN
eistud-26318	238	8	.	.	PUNCT
eistud-26318	239	1	18	18	NUM
eistud-26318	239	2	.	.	PUNCT
eistud-26318	240	1	schneider	schneider	PROPN
eistud-26318	240	2	f.	f.	PROPN
eistud-26318	240	3	,	,	PUNCT
eistud-26318	240	4	buehn	buehn	PROPN
eistud-26318	240	5	a.	a.	NOUN
eistud-26318	240	6	(	(	PUNCT
eistud-26318	240	7	2017	2017	NUM
eistud-26318	240	8	)	)	PUNCT
eistud-26318	240	9	shadow	shadow	NOUN
eistud-26318	240	10	economy	economy	NOUN
eistud-26318	240	11	:	:	PUNCT
eistud-26318	240	12	estimation	estimation	NOUN
eistud-26318	240	13	methods	method	NOUN
eistud-26318	240	14	,	,	PUNCT
eistud-26318	240	15	problems	problem	NOUN
eistud-26318	240	16	,	,	PUNCT
eistud-26318	240	17	results	result	NOUN
eistud-26318	240	18	and	and	CCONJ
eistud-26318	240	19	open	open	ADJ
eistud-26318	240	20	questions	question	NOUN
eistud-26318	240	21	.	.	PUNCT
eistud-26318	241	1	open	open	ADJ
eistud-26318	241	2	economics	economic	NOUN
eistud-26318	241	3	.	.	PUNCT
eistud-26318	242	1	volume	volume	NOUN
eistud-26318	242	2	1	1	NUM
eistud-26318	242	3	,	,	PUNCT
eistud-26318	242	4	issue	issue	NOUN
eistud-26318	242	5	1	1	NUM
eistud-26318	242	6	.	.	PUNCT
eistud-26318	243	1	doi	doi	NOUN
eistud-26318	243	2	:	:	PUNCT
eistud-26318	243	3	https://doi.org/10.1515/openec-2017-0001	https://doi.org/10.1515/openec-2017-0001	NOUN
eistud-26318	243	4	|	|	ADV
eistud-26318	243	5	published	publish	VERB
eistud-26318	243	6	online	online	ADV
eistud-26318	243	7	:	:	PUNCT
eistud-26318	243	8	02	02	NUM
eistud-26318	243	9	sep	sep	PROPN
eistud-26318	243	10	2017	2017	NUM
eistud-26318	243	11	schnackenberg	schnackenberg	PROPN
eistud-26318	243	12	,	,	PUNCT
eistud-26318	243	13	a.	a.	NOUN
eistud-26318	243	14	(	(	PUNCT
eistud-26318	243	15	2009	2009	NUM
eistud-26318	243	16	)	)	PUNCT
eistud-26318	243	17	.	.	PUNCT
eistud-26318	244	1	measuring	measure	VERB
eistud-26318	244	2	transparency	transparency	NOUN
eistud-26318	244	3	:	:	PUNCT
eistud-26318	244	4	towards	towards	ADP
eistud-26318	244	5	a	a	DET
eistud-26318	244	6	greater	great	ADJ
eistud-26318	244	7	understanding	understanding	NOUN
eistud-26318	244	8	of	of	ADP
eistud-26318	244	9	systemic	systemic	ADJ
eistud-26318	244	10	transparence	transparence	NOUN
eistud-26318	244	11	and	and	CCONJ
eistud-26318	244	12	accountability	accountability	NOUN
eistud-26318	244	13	.	.	PUNCT
eistud-26318	245	1	case	case	NOUN
eistud-26318	245	2	western	western	PROPN
eistud-26318	245	3	reserve	reserve	PROPN
eistud-26318	245	4	university	university	PROPN
eistud-26318	245	5	wp-09	wp-09	NOUN
eistud-26318	245	6	,	,	PUNCT
eistud-26318	245	7	2	2	NUM
eistud-26318	245	8	.	.	X
eistud-26318	245	9	world	world	PROPN
eistud-26318	245	10	energy	energy	PROPN
eistud-26318	245	11	council	council	PROPN
eistud-26318	245	12	(	(	PUNCT
eistud-26318	245	13	2019	2019	NUM
eistud-26318	245	14	)	)	PUNCT
eistud-26318	245	15	.	.	PUNCT
eistud-26318	246	1	world	world	NOUN
eistud-26318	246	2	energy	energy	PROPN
eistud-26318	246	3	trilemma	trilemma	PROPN
eistud-26318	246	4	index	index	NOUN
eistud-26318	246	5	2019	2019	NUM
eistud-26318	246	6	.	.	PUNCT
eistud-26318	247	1	retrieved	retrieve	VERB
eistud-26318	247	2	from	from	ADP
eistud-26318	247	3	:	:	PUNCT
eistud-26318	247	4	https://trilemma.worldenergy.org	https://trilemma.worldenergy.org	ADJ
eistud-26318	247	5	world	world	NOUN
eistud-26318	247	6	economic	economic	ADJ
eistud-26318	247	7	forum	forum	PROPN
eistud-26318	247	8	(	(	PUNCT
eistud-26318	247	9	2019	2019	NUM
eistud-26318	247	10	)	)	PUNCT
eistud-26318	247	11	global	global	ADJ
eistud-26318	247	12	competitiveness	competitiveness	NOUN
eistud-26318	247	13	report	report	NOUN
eistud-26318	247	14	2019	2019	NUM
eistud-26318	247	15	.	.	PUNCT
eistud-26318	248	1	isbn-13	isbn-13	PROPN
eistud-26318	248	2	:	:	PUNCT
eistud-26318	248	3	978	978	NUM
eistud-26318	248	4	-	-	SYM
eistud-26318	248	5	2	2	NUM
eistud-26318	248	6	-	-	PUNCT
eistud-26318	248	7	940631	940631	NUM
eistud-26318	248	8	-	-	PUNCT
eistud-26318	248	9	02	02	NUM
eistud-26318	248	10	-	-	PUNCT
eistud-26318	248	11	5	5	NUM
eistud-26318	248	12	world	world	NOUN
eistud-26318	248	13	bank	bank	NOUN
eistud-26318	248	14	group	group	NOUN
eistud-26318	248	15	(	(	PUNCT
eistud-26318	248	16	2019	2019	NUM
eistud-26318	248	17	)	)	PUNCT
eistud-26318	248	18	.	.	PUNCT
eistud-26318	249	1	financial	financial	ADJ
eistud-26318	249	2	inclusion	inclusion	NOUN
eistud-26318	249	3	:	:	PUNCT
eistud-26318	249	4	europe	europe	PROPN
eistud-26318	249	5	and	and	CCONJ
eistud-26318	249	6	central	central	ADJ
eistud-26318	249	7	asia	asia	PROPN
eistud-26318	249	8	economic	economic	ADJ
eistud-26318	249	9	update	update	NOUN
eistud-26318	249	10	.	.	PUNCT
eistud-26318	250	1	spring	spring	NOUN
eistud-26318	250	2	2019	2019	NUM
eistud-26318	250	3	.	.	PUNCT
eistud-26318	251	1	isbn	isbn	ADJ
eistud-26318	251	2	:	:	PUNCT
eistud-26318	251	3	978	978	NUM
eistud-26318	251	4	-	-	SYM
eistud-26318	251	5	1	1	NUM
eistud-26318	251	6	-	-	PUNCT
eistud-26318	251	7	4648	4648	NUM
eistud-26318	251	8	-	-	PUNCT
eistud-26318	251	9	1409	1409	NUM
eistud-26318	251	10	-	-	SYM
eistud-26318	251	11	9	9	NUM
eistud-26318	251	12	.	.	PUNCT
eistud-26318	251	13	https://doi.org/10.1596/32617	https://doi.org/10.1596/32617	PROPN
eistud-26318	251	14	world	world	PROPN
eistud-26318	251	15	bank	bank	PROPN
eistud-26318	251	16	(	(	PUNCT
eistud-26318	251	17	2020	2020	NUM
eistud-26318	251	18	)	)	PUNCT
eistud-26318	251	19	doing	do	VERB
eistud-26318	251	20	business	business	NOUN
eistud-26318	251	21	2020	2020	NUM
eistud-26318	251	22	.	.	PUNCT
eistud-26318	252	1	washington	washington	PROPN
eistud-26318	252	2	,	,	PUNCT
eistud-26318	252	3	dc	dc	PROPN
eistud-26318	252	4	:	:	PUNCT
eistud-26318	252	5	world	world	PROPN
eistud-26318	252	6	bank	bank	PROPN
eistud-26318	252	7	.	.	PUNCT
eistud-26318	253	1	doi:10.1596/978	doi:10.1596/978	NOUN
eistud-26318	253	2	-	-	PUNCT
eistud-26318	253	3	1	1	NUM
eistud-26318	253	4	-	-	PUNCT
eistud-26318	253	5	4648	4648	NUM
eistud-26318	253	6	-	-	SYM
eistud-26318	253	7	1440	1440	NUM
eistud-26318	253	8	-	-	SYM
eistud-26318	253	9	2	2	NUM
eistud-26318	253	10	.	.	PUNCT
eistud-26318	253	11	license	license	NOUN
eistud-26318	253	12	:	:	PUNCT
eistud-26318	253	13	creative	creative	ADJ
eistud-26318	253	14	commons	common	NOUN
eistud-26318	253	15	attribution	attribution	NOUN
eistud-26318	253	16	cc	cc	VERB
eistud-26318	253	17	by	by	ADP
eistud-26318	253	18	3.0	3.0	NUM
eistud-26318	253	19	igo	igo	NOUN
eistud-26318	253	20	about	about	ADP
eistud-26318	253	21	the	the	DET
eistud-26318	253	22	authors	author	NOUN
eistud-26318	253	23	bogdanova	bogdanova	PROPN
eistud-26318	253	24	olga	olga	PROPN
eistud-26318	253	25	dr	dr	PROPN
eistud-26318	253	26	.	.	PROPN
eistud-26318	253	27	oec	oec	PROPN
eistud-26318	253	28	.	.	PUNCT
eistud-26318	254	1	riga	riga	PROPN
eistud-26318	254	2	technical	technical	PROPN
eistud-26318	254	3	university	university	NOUN
eistud-26318	254	4	fields	field	NOUN
eistud-26318	254	5	of	of	ADP
eistud-26318	254	6	interests	interest	NOUN
eistud-26318	254	7	energy	energy	NOUN
eistud-26318	254	8	policy	policy	NOUN
eistud-26318	254	9	,	,	PUNCT
eistud-26318	254	10	economics	economic	NOUN
eistud-26318	254	11	,	,	PUNCT
eistud-26318	254	12	governance	governance	NOUN
eistud-26318	254	13	.	.	PUNCT
eistud-26318	255	1	address	address	PROPN
eistud-26318	255	2	kalnciema	kalnciema	PROPN
eistud-26318	255	3	street	street	PROPN
eistud-26318	255	4	6	6	NUM
eistud-26318	255	5	riga	riga	PROPN
eistud-26318	255	6	lv-1007	lv-1007	NOUN
eistud-26318	255	7	,	,	PUNCT
eistud-26318	255	8	latvia	latvia	PROPN
eistud-26318	255	9	phone	phone	NOUN
eistud-26318	255	10	:	:	PUNCT
eistud-26318	255	11	+37128319554	+37128319554	NOUN
eistud-26318	255	12	e	e	NOUN
eistud-26318	255	13	-	-	NOUN
eistud-26318	255	14	mail	mail	NOUN
eistud-26318	255	15	:	:	PUNCT
eistud-26318	255	16	nameolga@yahoo.co.uk	nameolga@yahoo.co.uk	PROPN
eistud-26318	255	17	arefjevs	arefjevs	VERB
eistud-26318	255	18	ilja	ilja	PROPN
eistud-26318	255	19	dr	dr	PROPN
eistud-26318	255	20	.	.	PROPN
eistud-26318	255	21	sc	sc	PROPN
eistud-26318	255	22	.	.	PUNCT
eistud-26318	256	1	administr	administr	PROPN
eistud-26318	256	2	ba	ba	PROPN
eistud-26318	256	3	school	school	PROPN
eistud-26318	256	4	of	of	ADP
eistud-26318	256	5	business	business	NOUN
eistud-26318	256	6	of	of	ADP
eistud-26318	256	7	finance	finance	NOUN
eistud-26318	256	8	fields	field	NOUN
eistud-26318	256	9	of	of	ADP
eistud-26318	256	10	interests	interest	NOUN
eistud-26318	256	11	finance	finance	NOUN
eistud-26318	256	12	,	,	PUNCT
eistud-26318	256	13	fintech	fintech	NOUN
eistud-26318	256	14	,	,	PUNCT
eistud-26318	256	15	investments	investment	NOUN
eistud-26318	256	16	.	.	PUNCT
eistud-26318	257	1	address	address	NOUN
eistud-26318	257	2	k.valdemara	k.valdemara	PROPN
eistud-26318	257	3	161	161	NUM
eistud-26318	257	4	,	,	PUNCT
eistud-26318	257	5	riga	riga	PROPN
eistud-26318	257	6	lv-1013	lv-1013	PROPN
eistud-26318	257	7	,	,	PUNCT
eistud-26318	257	8	latvia	latvia	PROPN
eistud-26318	257	9	phone	phone	NOUN
eistud-26318	257	10	:	:	PUNCT
eistud-26318	257	11	+37126547036	+37126547036	PROPN
eistud-26318	257	12	e	e	NOUN
eistud-26318	257	13	-	-	NOUN
eistud-26318	257	14	mail	mail	NOUN
eistud-26318	257	15	:	:	PUNCT
eistud-26318	257	16	ilja.arefjevs@inbox.lv	ilja.arefjevs@inbox.lv	NOUN
eistud-26318	257	17	this	this	DET
eistud-26318	257	18	article	article	NOUN
eistud-26318	257	19	is	be	AUX
eistud-26318	257	20	an	an	DET
eistud-26318	257	21	open	open	ADJ
eistud-26318	257	22	access	access	NOUN
eistud-26318	257	23	article	article	NOUN
eistud-26318	257	24	distributed	distribute	VERB
eistud-26318	257	25	under	under	ADP
eistud-26318	257	26	the	the	DET
eistud-26318	257	27	terms	term	NOUN
eistud-26318	257	28	and	and	CCONJ
eistud-26318	257	29	conditions	condition	NOUN
eistud-26318	257	30	of	of	ADP
eistud-26318	257	31	the	the	DET
eistud-26318	257	32	creative	creative	ADJ
eistud-26318	257	33	commons	common	NOUN
eistud-26318	257	34	attribution	attribution	NOUN
eistud-26318	257	35	4.0	4.0	NUM
eistud-26318	257	36	(	(	PUNCT
eistud-26318	257	37	cc	cc	VERB
eistud-26318	257	38	by	by	ADP
eistud-26318	257	39	4.0	4.0	NUM
eistud-26318	257	40	)	)	PUNCT
eistud-26318	257	41	license	license	NOUN
eistud-26318	257	42	(	(	PUNCT
eistud-26318	257	43	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
eistud-26318	257	44	)	)	PUNCT
eistud-26318	257	45	.	.	PUNCT