id	sid	tid	token	lemma	pos
eistud-28902	1	1	european	european	ADJ
eistud-28902	1	2	integrat	integrat	NOUN
eistud-28902	1	3	ion	ion	NOUN
eistud-28902	1	4	studies2021/15	studies2021/15	NOUN
eistud-28902	1	5	160	160	NUM
eistud-28902	1	6	european	european	ADJ
eistud-28902	1	7	integration	integration	NOUN
eistud-28902	1	8	studies	study	NOUN
eistud-28902	1	9	no	no	INTJ
eistud-28902	1	10	.	.	NOUN
eistud-28902	1	11	15	15	NUM
eistud-28902	1	12	/	/	SYM
eistud-28902	1	13	2021	2021	NUM
eistud-28902	1	14	,	,	PUNCT
eistud-28902	1	15	pp	pp	ADJ
eistud-28902	1	16	.	.	PUNCT
eistud-28902	2	1	160	160	NUM
eistud-28902	2	2	-	-	SYM
eistud-28902	2	3	169	169	NUM
eistud-28902	2	4	doi.org/10.5755/j01.eis.1.15.28902	doi.org/10.5755/j01.eis.1.15.28902	NOUN
eistud-28902	2	5	abstract	abstract	ADJ
eistud-28902	2	6	financial	financial	ADJ
eistud-28902	2	7	literacy	literacy	NOUN
eistud-28902	2	8	self	self	NOUN
eistud-28902	2	9	-	-	PUNCT
eistud-28902	2	10	evaluation	evaluation	NOUN
eistud-28902	2	11	of	of	ADP
eistud-28902	2	12	young	young	ADJ
eistud-28902	2	13	people	people	NOUN
eistud-28902	2	14	in	in	ADP
eistud-28902	2	15	latvia	latvia	PROPN
eistud-28902	2	16	http://dx.doi.org/10.5755/j01.eis.1.15.28902	http://dx.doi.org/10.5755/j01.eis.1.15.28902	PROPN
eistud-28902	2	17	regular	regular	ADJ
eistud-28902	2	18	and	and	CCONJ
eistud-28902	2	19	proportionate	proportionate	ADJ
eistud-28902	2	20	voluntary	voluntary	ADJ
eistud-28902	2	21	savings	saving	NOUN
eistud-28902	2	22	in	in	ADP
eistud-28902	2	23	private	private	ADJ
eistud-28902	2	24	pension	pension	NOUN
eistud-28902	2	25	funds	fund	NOUN
eistud-28902	2	26	can	can	AUX
eistud-28902	2	27	become	become	VERB
eistud-28902	2	28	an	an	DET
eistud-28902	2	29	important	important	ADJ
eistud-28902	2	30	part	part	NOUN
eistud-28902	2	31	of	of	ADP
eistud-28902	2	32	oldage	oldage	NOUN
eistud-28902	2	33	pensions	pension	NOUN
eistud-28902	2	34	.	.	PUNCT
eistud-28902	3	1	however	however	ADV
eistud-28902	3	2	,	,	PUNCT
eistud-28902	3	3	this	this	PRON
eistud-28902	3	4	can	can	AUX
eistud-28902	3	5	happen	happen	VERB
eistud-28902	3	6	if	if	SCONJ
eistud-28902	3	7	the	the	DET
eistud-28902	3	8	savings	saving	NOUN
eistud-28902	3	9	are	be	AUX
eistud-28902	3	10	made	make	VERB
eistud-28902	3	11	for	for	ADP
eistud-28902	3	12	a	a	DET
eistud-28902	3	13	long	long	ADJ
eistud-28902	3	14	period	period	NOUN
eistud-28902	3	15	of	of	ADP
eistud-28902	3	16	time	time	NOUN
eistud-28902	3	17	.	.	PUNCT
eistud-28902	4	1	this	this	PRON
eistud-28902	4	2	justifies	justify	VERB
eistud-28902	4	3	the	the	DET
eistud-28902	4	4	target	target	NOUN
eistud-28902	4	5	group	group	NOUN
eistud-28902	4	6	of	of	ADP
eistud-28902	4	7	the	the	DET
eistud-28902	4	8	3rd	3rd	ADJ
eistud-28902	4	9	pension	pension	NOUN
eistud-28902	4	10	level	level	NOUN
eistud-28902	4	11	,	,	PUNCT
eistud-28902	4	12	which	which	PRON
eistud-28902	4	13	are	be	AUX
eistud-28902	4	14	young	young	ADJ
eistud-28902	4	15	people	people	NOUN
eistud-28902	4	16	who	who	PRON
eistud-28902	4	17	have	have	AUX
eistud-28902	4	18	started	start	VERB
eistud-28902	4	19	to	to	PART
eistud-28902	4	20	receive	receive	VERB
eistud-28902	4	21	a	a	DET
eistud-28902	4	22	regular	regular	ADJ
eistud-28902	4	23	income	income	NOUN
eistud-28902	4	24	from	from	ADP
eistud-28902	4	25	their	their	PRON
eistud-28902	4	26	professional	professional	ADJ
eistud-28902	4	27	activity	activity	NOUN
eistud-28902	4	28	.	.	PUNCT
eistud-28902	5	1	one	one	NUM
eistud-28902	5	2	of	of	ADP
eistud-28902	5	3	the	the	DET
eistud-28902	5	4	most	most	ADV
eistud-28902	5	5	discussed	discuss	VERB
eistud-28902	5	6	issues	issue	NOUN
eistud-28902	5	7	in	in	ADP
eistud-28902	5	8	promoting	promote	VERB
eistud-28902	5	9	voluntary	voluntary	ADJ
eistud-28902	5	10	pension	pension	NOUN
eistud-28902	5	11	savings	saving	NOUN
eistud-28902	5	12	is	be	AUX
eistud-28902	5	13	the	the	DET
eistud-28902	5	14	level	level	NOUN
eistud-28902	5	15	of	of	ADP
eistud-28902	5	16	financial	financial	ADJ
eistud-28902	5	17	literacy	literacy	NOUN
eistud-28902	5	18	.	.	PUNCT
eistud-28902	6	1	in	in	ADP
eistud-28902	6	2	addition	addition	NOUN
eistud-28902	6	3	to	to	ADP
eistud-28902	6	4	other	other	ADJ
eistud-28902	6	5	motivating	motivating	NOUN
eistud-28902	6	6	factors	factor	NOUN
eistud-28902	6	7	,	,	PUNCT
eistud-28902	6	8	such	such	ADJ
eistud-28902	6	9	as	as	ADP
eistud-28902	6	10	financial	financial	ADJ
eistud-28902	6	11	incentives	incentive	NOUN
eistud-28902	6	12	,	,	PUNCT
eistud-28902	6	13	the	the	DET
eistud-28902	6	14	level	level	NOUN
eistud-28902	6	15	of	of	ADP
eistud-28902	6	16	knowledge	knowledge	NOUN
eistud-28902	6	17	of	of	ADP
eistud-28902	6	18	the	the	DET
eistud-28902	6	19	population	population	NOUN
eistud-28902	6	20	about	about	ADP
eistud-28902	6	21	the	the	DET
eistud-28902	6	22	opportunities	opportunity	NOUN
eistud-28902	6	23	to	to	PART
eistud-28902	6	24	participate	participate	VERB
eistud-28902	6	25	in	in	ADP
eistud-28902	6	26	the	the	DET
eistud-28902	6	27	third	third	ADJ
eistud-28902	6	28	pillar	pillar	NOUN
eistud-28902	6	29	of	of	ADP
eistud-28902	6	30	pensions	pension	NOUN
eistud-28902	6	31	makes	make	VERB
eistud-28902	6	32	them	they	PRON
eistud-28902	6	33	want	want	VERB
eistud-28902	6	34	to	to	PART
eistud-28902	6	35	build	build	VERB
eistud-28902	6	36	up	up	ADP
eistud-28902	6	37	voluntary	voluntary	ADJ
eistud-28902	6	38	savings	saving	NOUN
eistud-28902	6	39	.	.	PUNCT
eistud-28902	7	1	effective	effective	ADJ
eistud-28902	7	2	communication	communication	NOUN
eistud-28902	7	3	of	of	ADP
eistud-28902	7	4	information	information	NOUN
eistud-28902	7	5	to	to	ADP
eistud-28902	7	6	a	a	DET
eistud-28902	7	7	precise	precise	ADJ
eistud-28902	7	8	target	target	NOUN
eistud-28902	7	9	audience	audience	NOUN
eistud-28902	7	10	is	be	AUX
eistud-28902	7	11	one	one	NUM
eistud-28902	7	12	of	of	ADP
eistud-28902	7	13	the	the	DET
eistud-28902	7	14	main	main	ADJ
eistud-28902	7	15	tasks	task	NOUN
eistud-28902	7	16	of	of	ADP
eistud-28902	7	17	government	government	NOUN
eistud-28902	7	18	agencies	agency	NOUN
eistud-28902	7	19	in	in	ADP
eistud-28902	7	20	formulating	formulate	VERB
eistud-28902	7	21	pension	pension	NOUN
eistud-28902	7	22	policy	policy	NOUN
eistud-28902	7	23	.	.	PUNCT
eistud-28902	8	1	in	in	ADP
eistud-28902	8	2	order	order	NOUN
eistud-28902	8	3	to	to	PART
eistud-28902	8	4	assess	assess	VERB
eistud-28902	8	5	the	the	DET
eistud-28902	8	6	impact	impact	NOUN
eistud-28902	8	7	of	of	ADP
eistud-28902	8	8	various	various	ADJ
eistud-28902	8	9	socio	socio	NOUN
eistud-28902	8	10	-	-	PUNCT
eistud-28902	8	11	economic	economic	ADJ
eistud-28902	8	12	factors	factor	NOUN
eistud-28902	8	13	on	on	ADP
eistud-28902	8	14	young	young	ADJ
eistud-28902	8	15	people	people	NOUN
eistud-28902	8	16	's	's	PART
eistud-28902	8	17	knowledge	knowledge	NOUN
eistud-28902	8	18	of	of	ADP
eistud-28902	8	19	savings	saving	NOUN
eistud-28902	8	20	for	for	ADP
eistud-28902	8	21	pension	pension	NOUN
eistud-28902	8	22	formation	formation	NOUN
eistud-28902	8	23	,	,	PUNCT
eistud-28902	8	24	a	a	DET
eistud-28902	8	25	survey	survey	NOUN
eistud-28902	8	26	of	of	ADP
eistud-28902	8	27	latvian	latvian	ADJ
eistud-28902	8	28	youth	youth	NOUN
eistud-28902	8	29	was	be	AUX
eistud-28902	8	30	conducted	conduct	VERB
eistud-28902	8	31	in	in	ADP
eistud-28902	8	32	february	february	PROPN
eistud-28902	8	33	-	-	PUNCT
eistud-28902	8	34	march	march	PROPN
eistud-28902	8	35	2021	2021	NUM
eistud-28902	8	36	,	,	PUNCT
eistud-28902	8	37	addressing	address	VERB
eistud-28902	8	38	youth	youth	NOUN
eistud-28902	8	39	organizations	organization	NOUN
eistud-28902	8	40	and	and	CCONJ
eistud-28902	8	41	universities	university	NOUN
eistud-28902	8	42	.	.	PUNCT
eistud-28902	9	1	the	the	DET
eistud-28902	9	2	survey	survey	NOUN
eistud-28902	9	3	is	be	AUX
eistud-28902	9	4	designed	design	VERB
eistud-28902	9	5	using	use	VERB
eistud-28902	9	6	closed	closed	ADJ
eistud-28902	9	7	and	and	CCONJ
eistud-28902	9	8	semi	semi	ADJ
eistud-28902	9	9	-	-	ADJ
eistud-28902	9	10	closed	closed	ADJ
eistud-28902	9	11	questions	question	NOUN
eistud-28902	9	12	,	,	PUNCT
eistud-28902	9	13	in	in	ADP
eistud-28902	9	14	several	several	ADJ
eistud-28902	9	15	questions	question	NOUN
eistud-28902	9	16	respondents	respondent	NOUN
eistud-28902	9	17	were	be	AUX
eistud-28902	9	18	asked	ask	VERB
eistud-28902	9	19	to	to	PART
eistud-28902	9	20	provide	provide	VERB
eistud-28902	9	21	ratings	rating	NOUN
eistud-28902	9	22	using	use	VERB
eistud-28902	9	23	the	the	DET
eistud-28902	9	24	likert	likert	ADJ
eistud-28902	9	25	scale	scale	NOUN
eistud-28902	9	26	.	.	PUNCT
eistud-28902	10	1	the	the	DET
eistud-28902	10	2	survey	survey	NOUN
eistud-28902	10	3	provides	provide	VERB
eistud-28902	10	4	answers	answer	NOUN
eistud-28902	10	5	to	to	ADP
eistud-28902	10	6	the	the	DET
eistud-28902	10	7	question	question	NOUN
eistud-28902	10	8	about	about	ADP
eistud-28902	10	9	the	the	DET
eistud-28902	10	10	level	level	NOUN
eistud-28902	10	11	of	of	ADP
eistud-28902	10	12	knowledge	knowledge	NOUN
eistud-28902	10	13	of	of	ADP
eistud-28902	10	14	latvian	latvian	ADJ
eistud-28902	10	15	youth	youth	NOUN
eistud-28902	10	16	about	about	ADP
eistud-28902	10	17	the	the	DET
eistud-28902	10	18	current	current	ADJ
eistud-28902	10	19	pension	pension	NOUN
eistud-28902	10	20	system	system	NOUN
eistud-28902	10	21	,	,	PUNCT
eistud-28902	10	22	emphasizing	emphasize	VERB
eistud-28902	10	23	the	the	DET
eistud-28902	10	24	investor	investor	NOUN
eistud-28902	10	25	's	's	PART
eistud-28902	10	26	right	right	NOUN
eistud-28902	10	27	to	to	PART
eistud-28902	10	28	handle	handle	VERB
eistud-28902	10	29	investments	investment	NOUN
eistud-28902	10	30	in	in	ADP
eistud-28902	10	31	private	private	ADJ
eistud-28902	10	32	pension	pension	NOUN
eistud-28902	10	33	funds	fund	NOUN
eistud-28902	10	34	,	,	PUNCT
eistud-28902	10	35	as	as	ADV
eistud-28902	10	36	well	well	ADV
eistud-28902	10	37	as	as	ADP
eistud-28902	10	38	the	the	DET
eistud-28902	10	39	basic	basic	ADJ
eistud-28902	10	40	conditions	condition	NOUN
eistud-28902	10	41	for	for	ADP
eistud-28902	10	42	creating	create	VERB
eistud-28902	10	43	savings	saving	NOUN
eistud-28902	10	44	at	at	ADP
eistud-28902	10	45	the	the	DET
eistud-28902	10	46	2nd	2nd	ADJ
eistud-28902	10	47	and	and	CCONJ
eistud-28902	10	48	3rd	3rd	ADJ
eistud-28902	10	49	pension	pension	NOUN
eistud-28902	10	50	levels	level	NOUN
eistud-28902	10	51	.	.	PUNCT
eistud-28902	11	1	the	the	DET
eistud-28902	11	2	task	task	NOUN
eistud-28902	11	3	of	of	ADP
eistud-28902	11	4	the	the	DET
eistud-28902	11	5	study	study	NOUN
eistud-28902	11	6	was	be	AUX
eistud-28902	11	7	to	to	PART
eistud-28902	11	8	analyze	analyze	VERB
eistud-28902	11	9	the	the	DET
eistud-28902	11	10	respondents	respondent	NOUN
eistud-28902	11	11	'	'	PART
eistud-28902	11	12	financial	financial	ADJ
eistud-28902	11	13	literacy	literacy	NOUN
eistud-28902	11	14	self	self	NOUN
eistud-28902	11	15	-	-	PUNCT
eistud-28902	11	16	evaluation	evaluation	NOUN
eistud-28902	11	17	answers	answer	NOUN
eistud-28902	11	18	based	base	VERB
eistud-28902	11	19	on	on	ADP
eistud-28902	11	20	the	the	DET
eistud-28902	11	21	main	main	ADJ
eistud-28902	11	22	socio	socio	NOUN
eistud-28902	11	23	-	-	PUNCT
eistud-28902	11	24	economic	economic	ADJ
eistud-28902	11	25	factors	factor	NOUN
eistud-28902	11	26	gender	gender	NOUN
eistud-28902	11	27	,	,	PUNCT
eistud-28902	11	28	age	age	NOUN
eistud-28902	11	29	and	and	CCONJ
eistud-28902	11	30	income	income	NOUN
eistud-28902	11	31	.	.	PUNCT
eistud-28902	12	1	the	the	DET
eistud-28902	12	2	results	result	NOUN
eistud-28902	12	3	of	of	ADP
eistud-28902	12	4	the	the	DET
eistud-28902	12	5	study	study	NOUN
eistud-28902	12	6	confirm	confirm	VERB
eistud-28902	12	7	that	that	SCONJ
eistud-28902	12	8	the	the	DET
eistud-28902	12	9	level	level	NOUN
eistud-28902	12	10	of	of	ADP
eistud-28902	12	11	financial	financial	ADJ
eistud-28902	12	12	literacy	literacy	NOUN
eistud-28902	12	13	of	of	ADP
eistud-28902	12	14	young	young	ADJ
eistud-28902	12	15	people	people	NOUN
eistud-28902	12	16	differs	differ	VERB
eistud-28902	12	17	according	accord	VERB
eistud-28902	12	18	to	to	ADP
eistud-28902	12	19	age	age	NOUN
eistud-28902	12	20	,	,	PUNCT
eistud-28902	12	21	gender	gender	NOUN
eistud-28902	12	22	and	and	CCONJ
eistud-28902	12	23	income	income	NOUN
eistud-28902	12	24	level	level	NOUN
eistud-28902	12	25	.	.	PUNCT
eistud-28902	13	1	keywords	keyword	NOUN
eistud-28902	13	2	:	:	PUNCT
eistud-28902	13	3	pensions	pension	NOUN
eistud-28902	13	4	,	,	PUNCT
eistud-28902	13	5	voluntary	voluntary	ADJ
eistud-28902	13	6	savings	saving	NOUN
eistud-28902	13	7	,	,	PUNCT
eistud-28902	13	8	financial	financial	ADJ
eistud-28902	13	9	literacy	literacy	NOUN
eistud-28902	13	10	,	,	PUNCT
eistud-28902	13	11	young	young	ADJ
eistud-28902	13	12	people	people	NOUN
eistud-28902	13	13	,	,	PUNCT
eistud-28902	13	14	social	social	ADJ
eistud-28902	13	15	security	security	NOUN
eistud-28902	13	16	.	.	PUNCT
eistud-28902	14	1	the	the	DET
eistud-28902	14	2	importance	importance	NOUN
eistud-28902	14	3	of	of	ADP
eistud-28902	14	4	voluntary	voluntary	ADJ
eistud-28902	14	5	pension	pension	NOUN
eistud-28902	14	6	savings	saving	NOUN
eistud-28902	14	7	in	in	ADP
eistud-28902	14	8	pension	pension	NOUN
eistud-28902	14	9	funds	fund	NOUN
eistud-28902	14	10	is	be	AUX
eistud-28902	14	11	growing	grow	VERB
eistud-28902	14	12	in	in	ADP
eistud-28902	14	13	latvia	latvia	PROPN
eistud-28902	14	14	and	and	CCONJ
eistud-28902	14	15	in	in	ADP
eistud-28902	14	16	the	the	DET
eistud-28902	14	17	world	world	NOUN
eistud-28902	14	18	.	.	PUNCT
eistud-28902	15	1	based	base	VERB
eistud-28902	15	2	on	on	ADP
eistud-28902	15	3	the	the	DET
eistud-28902	15	4	profitability	profitability	NOUN
eistud-28902	15	5	aspect	aspect	NOUN
eistud-28902	15	6	of	of	ADP
eistud-28902	15	7	long	long	ADJ
eistud-28902	15	8	-	-	PUNCT
eistud-28902	15	9	term	term	NOUN
eistud-28902	15	10	savings	saving	NOUN
eistud-28902	15	11	,	,	PUNCT
eistud-28902	15	12	it	it	PRON
eistud-28902	15	13	is	be	AUX
eistud-28902	15	14	important	important	ADJ
eistud-28902	15	15	to	to	PART
eistud-28902	15	16	accumulate	accumulate	VERB
eistud-28902	15	17	as	as	ADV
eistud-28902	15	18	early	early	ADV
eistud-28902	15	19	as	as	ADP
eistud-28902	15	20	possible	possible	ADJ
eistud-28902	15	21	and	and	CCONJ
eistud-28902	15	22	to	to	PART
eistud-28902	15	23	create	create	VERB
eistud-28902	15	24	preconditions	precondition	NOUN
eistud-28902	15	25	for	for	ADP
eistud-28902	15	26	greater	great	ADJ
eistud-28902	15	27	involvement	involvement	NOUN
eistud-28902	15	28	of	of	ADP
eistud-28902	15	29	young	young	ADJ
eistud-28902	15	30	people	people	NOUN
eistud-28902	15	31	in	in	ADP
eistud-28902	15	32	pension	pension	NOUN
eistud-28902	15	33	planning	planning	NOUN
eistud-28902	15	34	and	and	CCONJ
eistud-28902	15	35	savings	saving	NOUN
eistud-28902	15	36	.	.	PUNCT
eistud-28902	16	1	publicly	publicly	ADV
eistud-28902	16	2	available	available	ADJ
eistud-28902	16	3	information	information	NOUN
eistud-28902	16	4	,	,	PUNCT
eistud-28902	16	5	as	as	ADV
eistud-28902	16	6	well	well	ADV
eistud-28902	16	7	as	as	ADP
eistud-28902	16	8	scientific	scientific	ADJ
eistud-28902	16	9	research	research	NOUN
eistud-28902	16	10	,	,	PUNCT
eistud-28902	16	11	shows	show	VERB
eistud-28902	16	12	that	that	SCONJ
eistud-28902	16	13	it	it	PRON
eistud-28902	16	14	is	be	AUX
eistud-28902	16	15	young	young	ADJ
eistud-28902	16	16	people	people	NOUN
eistud-28902	16	17	who	who	PRON
eistud-28902	16	18	are	be	AUX
eistud-28902	16	19	least	least	ADV
eistud-28902	16	20	involved	involve	VERB
eistud-28902	16	21	in	in	ADP
eistud-28902	16	22	voluntary	voluntary	ADJ
eistud-28902	16	23	pension	pension	NOUN
eistud-28902	16	24	accumulation	accumulation	NOUN
eistud-28902	16	25	.	.	PUNCT
eistud-28902	17	1	in	in	ADP
eistud-28902	17	2	most	most	ADJ
eistud-28902	17	3	of	of	ADP
eistud-28902	17	4	developed	develop	VERB
eistud-28902	17	5	countries	country	NOUN
eistud-28902	17	6	'	'	PART
eistud-28902	17	7	pension	pension	NOUN
eistud-28902	17	8	policies	policy	NOUN
eistud-28902	17	9	are	be	AUX
eistud-28902	17	10	based	base	VERB
eistud-28902	17	11	on	on	ADP
eistud-28902	17	12	three	three	NUM
eistud-28902	17	13	pillars	pillar	NOUN
eistud-28902	17	14	,	,	PUNCT
eistud-28902	17	15	so	so	SCONJ
eistud-28902	17	16	the	the	DET
eistud-28902	17	17	issue	issue	NOUN
eistud-28902	17	18	of	of	ADP
eistud-28902	17	19	young	young	ADJ
eistud-28902	17	20	people	people	NOUN
eistud-28902	17	21	's	's	PART
eistud-28902	17	22	readiness	readiness	NOUN
eistud-28902	17	23	to	to	PART
eistud-28902	17	24	think	think	VERB
eistud-28902	17	25	about	about	ADP
eistud-28902	17	26	and	and	CCONJ
eistud-28902	17	27	plan	plan	VERB
eistud-28902	17	28	for	for	ADP
eistud-28902	17	29	pension	pension	NOUN
eistud-28902	17	30	savings	saving	NOUN
eistud-28902	17	31	at	at	ADP
eistud-28902	17	32	an	an	DET
eistud-28902	17	33	early	early	ADJ
eistud-28902	17	34	age	age	NOUN
eistud-28902	17	35	is	be	AUX
eistud-28902	17	36	a	a	DET
eistud-28902	17	37	priority	priority	NOUN
eistud-28902	17	38	.	.	PUNCT
eistud-28902	18	1	one	one	NUM
eistud-28902	18	2	of	of	ADP
eistud-28902	18	3	the	the	DET
eistud-28902	18	4	most	most	ADV
eistud-28902	18	5	discussed	discuss	VERB
eistud-28902	18	6	issues	issue	NOUN
eistud-28902	18	7	among	among	ADP
eistud-28902	18	8	academics	academic	NOUN
eistud-28902	18	9	in	in	ADP
eistud-28902	18	10	promoting	promote	VERB
eistud-28902	18	11	voluntary	voluntary	ADJ
eistud-28902	18	12	pension	pension	NOUN
eistud-28902	18	13	savings	saving	NOUN
eistud-28902	18	14	is	be	AUX
eistud-28902	18	15	the	the	DET
eistud-28902	18	16	level	level	NOUN
eistud-28902	18	17	of	of	ADP
eistud-28902	18	18	financial	financial	ADJ
eistud-28902	18	19	literacy	literacy	NOUN
eistud-28902	18	20	.	.	PUNCT
eistud-28902	19	1	financial	financial	ADJ
eistud-28902	19	2	literacy	literacy	NOUN
eistud-28902	19	3	is	be	AUX
eistud-28902	19	4	the	the	DET
eistud-28902	19	5	basis	basis	NOUN
eistud-28902	19	6	for	for	ADP
eistud-28902	19	7	government	government	NOUN
eistud-28902	19	8	-	-	PUNCT
eistud-28902	19	9	designed	design	VERB
eistud-28902	19	10	support	support	NOUN
eistud-28902	19	11	mechanisms	mechanism	NOUN
eistud-28902	19	12	,	,	PUNCT
eistud-28902	19	13	including	include	VERB
eistud-28902	19	14	financial	financial	ADJ
eistud-28902	19	15	incentives	incentive	NOUN
eistud-28902	19	16	,	,	PUNCT
eistud-28902	19	17	to	to	PART
eistud-28902	19	18	deliver	deliver	VERB
eistud-28902	19	19	results	result	NOUN
eistud-28902	19	20	and	and	CCONJ
eistud-28902	19	21	people	people	NOUN
eistud-28902	19	22	's	's	PART
eistud-28902	19	23	level	level	NOUN
eistud-28902	19	24	of	of	ADP
eistud-28902	19	25	knowledge	knowledge	NOUN
eistud-28902	19	26	to	to	PART
eistud-28902	19	27	participate	participate	VERB
eistud-28902	19	28	in	in	ADP
eistud-28902	19	29	the	the	DET
eistud-28902	19	30	third	third	ADJ
eistud-28902	19	31	pillar	pillar	NOUN
eistud-28902	19	32	of	of	ADP
eistud-28902	19	33	pensions	pension	NOUN
eistud-28902	19	34	and	and	CCONJ
eistud-28902	19	35	to	to	PART
eistud-28902	19	36	build	build	VERB
eistud-28902	19	37	up	up	ADP
eistud-28902	19	38	voluntary	voluntary	ADJ
eistud-28902	19	39	savings	saving	NOUN
eistud-28902	19	40	.	.	PUNCT
eistud-28902	20	1	submitted	submit	VERB
eistud-28902	20	2	02/2021	02/2021	NOUN
eistud-28902	20	3	accepted	accept	VERB
eistud-28902	20	4	for	for	ADP
eistud-28902	20	5	publication	publication	NOUN
eistud-28902	20	6	06/2021	06/2021	NUM
eistud-28902	20	7	financial	financial	ADJ
eistud-28902	20	8	literacy	literacy	NOUN
eistud-28902	20	9	selfevaluation	selfevaluation	NOUN
eistud-28902	20	10	of	of	ADP
eistud-28902	20	11	young	young	ADJ
eistud-28902	20	12	people	people	NOUN
eistud-28902	20	13	in	in	ADP
eistud-28902	20	14	latvia	latvia	PROPN
eistud-28902	20	15	eis	eis	PROPN
eistud-28902	20	16	15/2021	15/2021	NUM
eistud-28902	20	17	evija	evija	NOUN
eistud-28902	20	18	dundure	dundure	NOUN
eistud-28902	20	19	university	university	PROPN
eistud-28902	20	20	of	of	ADP
eistud-28902	20	21	latvia	latvia	PROPN
eistud-28902	20	22	biruta	biruta	PROPN
eistud-28902	20	23	sloka	sloka	PROPN
eistud-28902	20	24	university	university	PROPN
eistud-28902	20	25	of	of	ADP
eistud-28902	20	26	latvia	latvia	PROPN
eistud-28902	20	27	introduction	introduction	NOUN
eistud-28902	20	28	161	161	NUM
eistud-28902	20	29	european	european	ADJ
eistud-28902	20	30	integrat	integrat	NOUN
eistud-28902	20	31	ion	ion	NOUN
eistud-28902	20	32	studies	study	NOUN
eistud-28902	20	33	2021/15	2021/15	NUM
eistud-28902	20	34	however	however	ADV
eistud-28902	20	35	,	,	PUNCT
eistud-28902	20	36	the	the	DET
eistud-28902	20	37	desire	desire	NOUN
eistud-28902	20	38	of	of	ADP
eistud-28902	20	39	pension	pension	NOUN
eistud-28902	20	40	policy	policy	NOUN
eistud-28902	20	41	makers	maker	NOUN
eistud-28902	20	42	to	to	PART
eistud-28902	20	43	involve	involve	VERB
eistud-28902	20	44	the	the	DET
eistud-28902	20	45	population	population	NOUN
eistud-28902	20	46	in	in	ADP
eistud-28902	20	47	the	the	DET
eistud-28902	20	48	formation	formation	NOUN
eistud-28902	20	49	of	of	ADP
eistud-28902	20	50	pension	pension	NOUN
eistud-28902	20	51	savings	saving	NOUN
eistud-28902	20	52	and	and	CCONJ
eistud-28902	20	53	to	to	PART
eistud-28902	20	54	shift	shift	VERB
eistud-28902	20	55	the	the	DET
eistud-28902	20	56	investment	investment	NOUN
eistud-28902	20	57	risk	risk	NOUN
eistud-28902	20	58	to	to	ADP
eistud-28902	20	59	people	people	NOUN
eistud-28902	20	60	's	's	PART
eistud-28902	20	61	responsibility	responsibility	NOUN
eistud-28902	20	62	poses	pose	VERB
eistud-28902	20	63	certain	certain	ADJ
eistud-28902	20	64	challenges	challenge	NOUN
eistud-28902	20	65	.	.	PUNCT
eistud-28902	21	1	it	it	PRON
eistud-28902	21	2	is	be	AUX
eistud-28902	21	3	difficult	difficult	ADJ
eistud-28902	21	4	for	for	SCONJ
eistud-28902	21	5	people	people	NOUN
eistud-28902	21	6	,	,	PUNCT
eistud-28902	21	7	especially	especially	ADV
eistud-28902	21	8	younger	young	ADJ
eistud-28902	21	9	ones	one	NOUN
eistud-28902	21	10	,	,	PUNCT
eistud-28902	21	11	to	to	PART
eistud-28902	21	12	make	make	VERB
eistud-28902	21	13	long	long	ADJ
eistud-28902	21	14	-	-	PUNCT
eistud-28902	21	15	term	term	NOUN
eistud-28902	21	16	decisions	decision	NOUN
eistud-28902	21	17	such	such	ADJ
eistud-28902	21	18	as	as	ADP
eistud-28902	21	19	the	the	DET
eistud-28902	21	20	desired	desire	VERB
eistud-28902	21	21	amount	amount	NOUN
eistud-28902	21	22	of	of	ADP
eistud-28902	21	23	pension	pension	NOUN
eistud-28902	21	24	and	and	CCONJ
eistud-28902	21	25	the	the	DET
eistud-28902	21	26	amounts	amount	NOUN
eistud-28902	21	27	that	that	PRON
eistud-28902	21	28	must	must	AUX
eistud-28902	21	29	be	be	AUX
eistud-28902	21	30	postponed	postpone	VERB
eistud-28902	21	31	today	today	NOUN
eistud-28902	21	32	in	in	ADP
eistud-28902	21	33	order	order	NOUN
eistud-28902	21	34	to	to	PART
eistud-28902	21	35	create	create	VERB
eistud-28902	21	36	it	it	PRON
eistud-28902	21	37	(	(	PUNCT
eistud-28902	21	38	kotecha	kotecha	PROPN
eistud-28902	21	39	,	,	PUNCT
eistud-28902	21	40	kinsella	kinsella	PROPN
eistud-28902	21	41	&	&	CCONJ
eistud-28902	21	42	arthur	arthur	PROPN
eistud-28902	21	43	,	,	PUNCT
eistud-28902	21	44	2010	2010	NUM
eistud-28902	21	45	)	)	PUNCT
eistud-28902	21	46	.	.	PUNCT
eistud-28902	22	1	attempts	attempt	NOUN
eistud-28902	22	2	are	be	AUX
eistud-28902	22	3	being	be	AUX
eistud-28902	22	4	made	make	VERB
eistud-28902	22	5	to	to	PART
eistud-28902	22	6	raise	raise	VERB
eistud-28902	22	7	the	the	DET
eistud-28902	22	8	level	level	NOUN
eistud-28902	22	9	of	of	ADP
eistud-28902	22	10	financial	financial	ADJ
eistud-28902	22	11	literacy	literacy	NOUN
eistud-28902	22	12	for	for	SCONJ
eistud-28902	22	13	people	people	NOUN
eistud-28902	22	14	to	to	PART
eistud-28902	22	15	choose	choose	VERB
eistud-28902	22	16	in	in	ADP
eistud-28902	22	17	favor	favor	NOUN
eistud-28902	22	18	of	of	ADP
eistud-28902	22	19	voluntary	voluntary	ADJ
eistud-28902	22	20	savings	saving	NOUN
eistud-28902	22	21	(	(	PUNCT
eistud-28902	22	22	strauss	strauss	PROPN
eistud-28902	22	23	,	,	PUNCT
eistud-28902	22	24	2008	2008	NUM
eistud-28902	22	25	)	)	PUNCT
eistud-28902	22	26	.	.	PUNCT
eistud-28902	23	1	in	in	ADP
eistud-28902	23	2	addition	addition	NOUN
eistud-28902	23	3	,	,	PUNCT
eistud-28902	23	4	it	it	PRON
eistud-28902	23	5	is	be	AUX
eistud-28902	23	6	important	important	ADJ
eistud-28902	23	7	to	to	PART
eistud-28902	23	8	note	note	VERB
eistud-28902	23	9	that	that	SCONJ
eistud-28902	23	10	while	while	SCONJ
eistud-28902	23	11	widely	widely	ADV
eistud-28902	23	12	available	available	ADJ
eistud-28902	23	13	information	information	NOUN
eistud-28902	23	14	can	can	AUX
eistud-28902	23	15	improve	improve	VERB
eistud-28902	23	16	financial	financial	ADJ
eistud-28902	23	17	literacy	literacy	NOUN
eistud-28902	23	18	,	,	PUNCT
eistud-28902	23	19	there	there	PRON
eistud-28902	23	20	are	be	VERB
eistud-28902	23	21	behavioral	behavioral	ADJ
eistud-28902	23	22	barriers	barrier	NOUN
eistud-28902	23	23	,	,	PUNCT
eistud-28902	23	24	including	include	VERB
eistud-28902	23	25	short	short	NOUN
eistud-28902	23	26	-	-	PUNCT
eistud-28902	23	27	sightedness	sightedness	NOUN
eistud-28902	23	28	,	,	PUNCT
eistud-28902	23	29	cynicism	cynicism	NOUN
eistud-28902	23	30	and	and	CCONJ
eistud-28902	23	31	inertia	inertia	NOUN
eistud-28902	23	32	,	,	PUNCT
eistud-28902	23	33	that	that	PRON
eistud-28902	23	34	hinder	hinder	VERB
eistud-28902	23	35	the	the	DET
eistud-28902	23	36	accumulation	accumulation	NOUN
eistud-28902	23	37	of	of	ADP
eistud-28902	23	38	assets	asset	NOUN
eistud-28902	23	39	today	today	NOUN
eistud-28902	23	40	(	(	PUNCT
eistud-28902	23	41	wicks	wick	NOUN
eistud-28902	23	42	,	,	PUNCT
eistud-28902	23	43	horack	horack	NOUN
eistud-28902	23	44	,	,	PUNCT
eistud-28902	23	45	2009	2009	NUM
eistud-28902	23	46	)	)	PUNCT
eistud-28902	23	47	.	.	PUNCT
eistud-28902	24	1	since	since	SCONJ
eistud-28902	24	2	2014	2014	NUM
eistud-28902	24	3	,	,	PUNCT
eistud-28902	24	4	latvia	latvia	PROPN
eistud-28902	24	5	has	have	AUX
eistud-28902	24	6	implemented	implement	VERB
eistud-28902	24	7	a	a	DET
eistud-28902	24	8	strategy	strategy	NOUN
eistud-28902	24	9	for	for	ADP
eistud-28902	24	10	promoting	promote	VERB
eistud-28902	24	11	the	the	DET
eistud-28902	24	12	financial	financial	ADJ
eistud-28902	24	13	literacy	literacy	NOUN
eistud-28902	24	14	of	of	ADP
eistud-28902	24	15	the	the	DET
eistud-28902	24	16	population	population	NOUN
eistud-28902	24	17	(	(	PUNCT
eistud-28902	24	18	www.finansupratiba.lv	www.finansupratiba.lv	PROPN
eistud-28902	24	19	)	)	PUNCT
eistud-28902	24	20	,	,	PUNCT
eistud-28902	24	21	which	which	PRON
eistud-28902	24	22	highlights	highlight	VERB
eistud-28902	24	23	the	the	DET
eistud-28902	24	24	importance	importance	NOUN
eistud-28902	24	25	of	of	ADP
eistud-28902	24	26	the	the	DET
eistud-28902	24	27	aspect	aspect	NOUN
eistud-28902	24	28	of	of	ADP
eistud-28902	24	29	financial	financial	ADJ
eistud-28902	24	30	literacy	literacy	NOUN
eistud-28902	24	31	of	of	ADP
eistud-28902	24	32	young	young	ADJ
eistud-28902	24	33	people	people	NOUN
eistud-28902	24	34	in	in	ADP
eistud-28902	24	35	reviving	revive	VERB
eistud-28902	24	36	the	the	DET
eistud-28902	24	37	tradition	tradition	NOUN
eistud-28902	24	38	of	of	ADP
eistud-28902	24	39	financial	financial	ADJ
eistud-28902	24	40	planning	planning	NOUN
eistud-28902	24	41	and	and	CCONJ
eistud-28902	24	42	savings	saving	NOUN
eistud-28902	24	43	.	.	PUNCT
eistud-28902	25	1	the	the	DET
eistud-28902	25	2	tasks	task	NOUN
eistud-28902	25	3	defined	define	VERB
eistud-28902	25	4	in	in	ADP
eistud-28902	25	5	it	it	PRON
eistud-28902	25	6	include	include	VERB
eistud-28902	25	7	the	the	DET
eistud-28902	25	8	improvement	improvement	NOUN
eistud-28902	25	9	of	of	ADP
eistud-28902	25	10	the	the	DET
eistud-28902	25	11	state	state	NOUN
eistud-28902	25	12	education	education	NOUN
eistud-28902	25	13	content	content	NOUN
eistud-28902	25	14	with	with	ADP
eistud-28902	25	15	the	the	DET
eistud-28902	25	16	aim	aim	NOUN
eistud-28902	25	17	to	to	PART
eistud-28902	25	18	ensure	ensure	VERB
eistud-28902	25	19	the	the	DET
eistud-28902	25	20	possibility	possibility	NOUN
eistud-28902	25	21	to	to	PART
eistud-28902	25	22	develop	develop	VERB
eistud-28902	25	23	financial	financial	ADJ
eistud-28902	25	24	literacy	literacy	NOUN
eistud-28902	25	25	at	at	ADP
eistud-28902	25	26	each	each	DET
eistud-28902	25	27	level	level	NOUN
eistud-28902	25	28	of	of	ADP
eistud-28902	25	29	education	education	NOUN
eistud-28902	25	30	,	,	PUNCT
eistud-28902	25	31	ensuring	ensure	VERB
eistud-28902	25	32	the	the	DET
eistud-28902	25	33	availability	availability	NOUN
eistud-28902	25	34	of	of	ADP
eistud-28902	25	35	information	information	NOUN
eistud-28902	25	36	,	,	PUNCT
eistud-28902	25	37	development	development	NOUN
eistud-28902	25	38	of	of	ADP
eistud-28902	25	39	educational	educational	ADJ
eistud-28902	25	40	websites	website	NOUN
eistud-28902	25	41	,	,	PUNCT
eistud-28902	25	42	as	as	ADV
eistud-28902	25	43	well	well	ADV
eistud-28902	25	44	as	as	ADP
eistud-28902	25	45	implementation	implementation	NOUN
eistud-28902	25	46	of	of	ADP
eistud-28902	25	47	other	other	ADJ
eistud-28902	25	48	educational	educational	ADJ
eistud-28902	25	49	activities	activity	NOUN
eistud-28902	25	50	important	important	ADJ
eistud-28902	25	51	to	to	PART
eistud-28902	25	52	ensure	ensure	VERB
eistud-28902	25	53	that	that	SCONJ
eistud-28902	25	54	the	the	DET
eistud-28902	25	55	education	education	NOUN
eistud-28902	25	56	level	level	NOUN
eistud-28902	25	57	and	and	CCONJ
eistud-28902	25	58	financial	financial	ADJ
eistud-28902	25	59	literacy	literacy	NOUN
eistud-28902	25	60	level	level	NOUN
eistud-28902	25	61	could	could	AUX
eistud-28902	25	62	be	be	AUX
eistud-28902	25	63	improved	improve	VERB
eistud-28902	25	64	.	.	PUNCT
eistud-28902	26	1	the	the	DET
eistud-28902	26	2	aim	aim	NOUN
eistud-28902	26	3	of	of	ADP
eistud-28902	26	4	this	this	DET
eistud-28902	26	5	study	study	NOUN
eistud-28902	26	6	is	be	AUX
eistud-28902	26	7	survey	survey	VERB
eistud-28902	26	8	financial	financial	ADJ
eistud-28902	26	9	literacy	literacy	NOUN
eistud-28902	26	10	level	level	NOUN
eistud-28902	26	11	in	in	ADP
eistud-28902	26	12	the	the	DET
eistud-28902	26	13	issues	issue	NOUN
eistud-28902	26	14	of	of	ADP
eistud-28902	26	15	the	the	DET
eistud-28902	26	16	pension	pension	NOUN
eistud-28902	26	17	system	system	NOUN
eistud-28902	26	18	in	in	ADP
eistud-28902	26	19	latvia	latvia	PROPN
eistud-28902	26	20	.	.	PUNCT
eistud-28902	27	1	analysis	analysis	NOUN
eistud-28902	27	2	was	be	AUX
eistud-28902	27	3	performed	perform	VERB
eistud-28902	27	4	to	to	PART
eistud-28902	27	5	investigate	investigate	VERB
eistud-28902	27	6	the	the	DET
eistud-28902	27	7	self	self	NOUN
eistud-28902	27	8	-	-	PUNCT
eistud-28902	27	9	evaluations	evaluation	NOUN
eistud-28902	27	10	young	young	ADJ
eistud-28902	27	11	people	people	NOUN
eistud-28902	27	12	of	of	ADP
eistud-28902	27	13	knowledge	knowledge	NOUN
eistud-28902	27	14	on	on	ADP
eistud-28902	27	15	pension	pension	NOUN
eistud-28902	27	16	system	system	NOUN
eistud-28902	27	17	by	by	ADP
eistud-28902	27	18	age	age	NOUN
eistud-28902	27	19	group	group	NOUN
eistud-28902	27	20	,	,	PUNCT
eistud-28902	27	21	by	by	ADP
eistud-28902	27	22	gender	gender	NOUN
eistud-28902	27	23	and	and	CCONJ
eistud-28902	27	24	by	by	ADP
eistud-28902	27	25	presence	presence	NOUN
eistud-28902	27	26	of	of	ADP
eistud-28902	27	27	regular	regular	ADJ
eistud-28902	27	28	income	income	NOUN
eistud-28902	27	29	from	from	ADP
eistud-28902	27	30	their	their	PRON
eistud-28902	27	31	professional	professional	ADJ
eistud-28902	27	32	activities	activity	NOUN
eistud-28902	27	33	.	.	PUNCT
eistud-28902	28	1	to	to	PART
eistud-28902	28	2	achieve	achieve	VERB
eistud-28902	28	3	the	the	DET
eistud-28902	28	4	aim	aim	NOUN
eistud-28902	28	5	of	of	ADP
eistud-28902	28	6	the	the	DET
eistud-28902	28	7	study	study	NOUN
eistud-28902	28	8	,	,	PUNCT
eistud-28902	28	9	the	the	DET
eistud-28902	28	10	ways	way	NOUN
eistud-28902	28	11	in	in	ADP
eistud-28902	28	12	which	which	PRON
eistud-28902	28	13	young	young	ADJ
eistud-28902	28	14	people	people	NOUN
eistud-28902	28	15	obtain	obtain	VERB
eistud-28902	28	16	information	information	NOUN
eistud-28902	28	17	about	about	ADP
eistud-28902	28	18	the	the	DET
eistud-28902	28	19	pension	pension	NOUN
eistud-28902	28	20	system	system	NOUN
eistud-28902	28	21	in	in	ADP
eistud-28902	28	22	latvia	latvia	PROPN
eistud-28902	28	23	,	,	PUNCT
eistud-28902	28	24	the	the	DET
eistud-28902	28	25	level	level	NOUN
eistud-28902	28	26	of	of	ADP
eistud-28902	28	27	young	young	ADJ
eistud-28902	28	28	people	people	NOUN
eistud-28902	28	29	's	's	PART
eistud-28902	28	30	knowledge	knowledge	NOUN
eistud-28902	28	31	of	of	ADP
eistud-28902	28	32	the	the	DET
eistud-28902	28	33	current	current	ADJ
eistud-28902	28	34	pension	pension	NOUN
eistud-28902	28	35	system	system	NOUN
eistud-28902	28	36	,	,	PUNCT
eistud-28902	28	37	emphasizing	emphasize	VERB
eistud-28902	28	38	the	the	DET
eistud-28902	28	39	investor	investor	NOUN
eistud-28902	28	40	's	's	PART
eistud-28902	28	41	right	right	NOUN
eistud-28902	28	42	to	to	PART
eistud-28902	28	43	manage	manage	VERB
eistud-28902	28	44	investments	investment	NOUN
eistud-28902	28	45	in	in	ADP
eistud-28902	28	46	private	private	ADJ
eistud-28902	28	47	pension	pension	NOUN
eistud-28902	28	48	funds	fund	NOUN
eistud-28902	28	49	,	,	PUNCT
eistud-28902	28	50	as	as	ADV
eistud-28902	28	51	well	well	ADV
eistud-28902	28	52	as	as	ADP
eistud-28902	28	53	basic	basic	ADJ
eistud-28902	28	54	conditions	condition	NOUN
eistud-28902	28	55	to	to	PART
eistud-28902	28	56	create	create	VERB
eistud-28902	28	57	savings	saving	NOUN
eistud-28902	28	58	at	at	ADP
eistud-28902	28	59	the	the	DET
eistud-28902	28	60	2nd	2nd	ADJ
eistud-28902	28	61	and	and	CCONJ
eistud-28902	28	62	3rd	3rd	ADJ
eistud-28902	28	63	pension	pension	NOUN
eistud-28902	28	64	levels	level	NOUN
eistud-28902	28	65	were	be	AUX
eistud-28902	28	66	analysed	analyse	VERB
eistud-28902	28	67	.	.	PUNCT
eistud-28902	29	1	to	to	PART
eistud-28902	29	2	conduct	conduct	VERB
eistud-28902	29	3	the	the	DET
eistud-28902	29	4	research	research	NOUN
eistud-28902	29	5	,	,	PUNCT
eistud-28902	29	6	a	a	DET
eistud-28902	29	7	survey	survey	NOUN
eistud-28902	29	8	method	method	NOUN
eistud-28902	29	9	was	be	AUX
eistud-28902	29	10	used	use	VERB
eistud-28902	29	11	,	,	PUNCT
eistud-28902	29	12	addressing	address	VERB
eistud-28902	29	13	youth	youth	NOUN
eistud-28902	29	14	organizations	organization	NOUN
eistud-28902	29	15	and	and	CCONJ
eistud-28902	29	16	educational	educational	ADJ
eistud-28902	29	17	institutions	institution	NOUN
eistud-28902	29	18	.	.	PUNCT
eistud-28902	30	1	the	the	DET
eistud-28902	30	2	survey	survey	NOUN
eistud-28902	30	3	is	be	AUX
eistud-28902	30	4	designed	design	VERB
eistud-28902	30	5	using	use	VERB
eistud-28902	30	6	closed	closed	ADJ
eistud-28902	30	7	and	and	CCONJ
eistud-28902	30	8	semi	semi	ADJ
eistud-28902	30	9	-	-	ADJ
eistud-28902	30	10	closed	closed	ADJ
eistud-28902	30	11	questions	question	NOUN
eistud-28902	30	12	,	,	PUNCT
eistud-28902	30	13	in	in	ADP
eistud-28902	30	14	several	several	ADJ
eistud-28902	30	15	questions	question	NOUN
eistud-28902	30	16	respondents	respondent	NOUN
eistud-28902	30	17	were	be	AUX
eistud-28902	30	18	asked	ask	VERB
eistud-28902	30	19	to	to	PART
eistud-28902	30	20	provide	provide	VERB
eistud-28902	30	21	ratings	rating	NOUN
eistud-28902	30	22	using	use	VERB
eistud-28902	30	23	the	the	DET
eistud-28902	30	24	likert	likert	ADJ
eistud-28902	30	25	scale	scale	NOUN
eistud-28902	30	26	.	.	PUNCT
eistud-28902	31	1	the	the	DET
eistud-28902	31	2	survey	survey	NOUN
eistud-28902	31	3	data	datum	NOUN
eistud-28902	31	4	were	be	AUX
eistud-28902	31	5	analysed	analyse	VERB
eistud-28902	31	6	using	use	VERB
eistud-28902	31	7	descriptive	descriptive	ADJ
eistud-28902	31	8	statistics	statistic	NOUN
eistud-28902	31	9	:	:	PUNCT
eistud-28902	31	10	indicators	indicator	NOUN
eistud-28902	31	11	of	of	ADP
eistud-28902	31	12	central	central	ADJ
eistud-28902	31	13	tendency	tendency	NOUN
eistud-28902	31	14	or	or	CCONJ
eistud-28902	31	15	location	location	NOUN
eistud-28902	31	16	(	(	PUNCT
eistud-28902	31	17	arithmetic	arithmetic	ADJ
eistud-28902	31	18	mean	mean	NOUN
eistud-28902	31	19	,	,	PUNCT
eistud-28902	31	20	mode	mode	NOUN
eistud-28902	31	21	,	,	PUNCT
eistud-28902	31	22	median	median	NOUN
eistud-28902	31	23	)	)	PUNCT
eistud-28902	31	24	,	,	PUNCT
eistud-28902	31	25	indicators	indicator	NOUN
eistud-28902	31	26	of	of	ADP
eistud-28902	31	27	dispersion	dispersion	NOUN
eistud-28902	31	28	or	or	CCONJ
eistud-28902	31	29	variability	variability	NOUN
eistud-28902	31	30	(	(	PUNCT
eistud-28902	31	31	range	range	NOUN
eistud-28902	31	32	,	,	PUNCT
eistud-28902	31	33	standard	standard	ADJ
eistud-28902	31	34	deviation	deviation	NOUN
eistud-28902	31	35	and	and	CCONJ
eistud-28902	31	36	standard	standard	ADJ
eistud-28902	31	37	error	error	NOUN
eistud-28902	31	38	of	of	ADP
eistud-28902	31	39	mean	mean	NOUN
eistud-28902	31	40	)	)	PUNCT
eistud-28902	31	41	,	,	PUNCT
eistud-28902	31	42	cross	cros	NOUN
eistud-28902	31	43	-	-	NOUN
eistud-28902	31	44	tabulations	tabulation	NOUN
eistud-28902	31	45	performed	perform	VERB
eistud-28902	31	46	by	by	ADP
eistud-28902	31	47	age	age	NOUN
eistud-28902	31	48	group	group	NOUN
eistud-28902	31	49	,	,	PUNCT
eistud-28902	31	50	by	by	ADP
eistud-28902	31	51	gender	gender	NOUN
eistud-28902	31	52	and	and	CCONJ
eistud-28902	31	53	by	by	ADP
eistud-28902	31	54	presence	presence	NOUN
eistud-28902	31	55	of	of	ADP
eistud-28902	31	56	income	income	NOUN
eistud-28902	31	57	from	from	ADP
eistud-28902	31	58	the	the	DET
eistud-28902	31	59	young	young	ADJ
eistud-28902	31	60	people	people	NOUN
eistud-28902	31	61	professional	professional	ADJ
eistud-28902	31	62	activities	activity	NOUN
eistud-28902	31	63	–	–	PUNCT
eistud-28902	31	64	their	their	PRON
eistud-28902	31	65	own	own	ADJ
eistud-28902	31	66	work	work	NOUN
eistud-28902	31	67	.	.	PUNCT
eistud-28902	32	1	empirical	empirical	ADJ
eistud-28902	32	2	research	research	NOUN
eistud-28902	32	3	was	be	AUX
eistud-28902	32	4	performed	perform	VERB
eistud-28902	32	5	to	to	PART
eistud-28902	32	6	get	get	VERB
eistud-28902	32	7	knowledge	knowledge	NOUN
eistud-28902	32	8	about	about	ADP
eistud-28902	32	9	young	young	ADJ
eistud-28902	32	10	people	people	NOUN
eistud-28902	32	11	financial	financial	ADJ
eistud-28902	32	12	literacy	literacy	NOUN
eistud-28902	32	13	related	relate	VERB
eistud-28902	32	14	to	to	ADP
eistud-28902	32	15	pension	pension	NOUN
eistud-28902	32	16	issues	issue	NOUN
eistud-28902	32	17	as	as	SCONJ
eistud-28902	32	18	it	it	PRON
eistud-28902	32	19	is	be	AUX
eistud-28902	32	20	important	important	ADJ
eistud-28902	32	21	to	to	PART
eistud-28902	32	22	suggest	suggest	VERB
eistud-28902	32	23	special	special	ADJ
eistud-28902	32	24	activities	activity	NOUN
eistud-28902	32	25	if	if	SCONJ
eistud-28902	32	26	the	the	DET
eistud-28902	32	27	financial	financial	ADJ
eistud-28902	32	28	literacy	literacy	NOUN
eistud-28902	32	29	is	be	AUX
eistud-28902	32	30	low	low	ADJ
eistud-28902	32	31	to	to	PART
eistud-28902	32	32	make	make	VERB
eistud-28902	32	33	sure	sure	ADJ
eistud-28902	32	34	that	that	SCONJ
eistud-28902	32	35	inhabitants	inhabitant	NOUN
eistud-28902	32	36	will	will	AUX
eistud-28902	32	37	be	be	AUX
eistud-28902	32	38	willing	willing	ADJ
eistud-28902	32	39	to	to	PART
eistud-28902	32	40	contribute	contribute	VERB
eistud-28902	32	41	to	to	ADP
eistud-28902	32	42	their	their	PRON
eistud-28902	32	43	future	future	ADJ
eistud-28902	32	44	well	well	ADV
eistud-28902	32	45	-	-	PUNCT
eistud-28902	32	46	being	being	NOUN
eistud-28902	32	47	.	.	PUNCT
eistud-28902	33	1	financial	financial	ADJ
eistud-28902	33	2	literacy	literacy	NOUN
eistud-28902	33	3	is	be	AUX
eistud-28902	33	4	a	a	DET
eistud-28902	33	5	very	very	ADV
eistud-28902	33	6	deep	deep	ADV
eistud-28902	33	7	researched	researched	ADJ
eistud-28902	33	8	aspect	aspect	NOUN
eistud-28902	33	9	world	world	NOUN
eistud-28902	33	10	-	-	PUNCT
eistud-28902	33	11	wide	wide	ADV
eistud-28902	33	12	especially	especially	ADV
eistud-28902	33	13	after	after	ADP
eistud-28902	33	14	the	the	DET
eistud-28902	33	15	global	global	ADJ
eistud-28902	33	16	financial	financial	ADJ
eistud-28902	33	17	crisis	crisis	NOUN
eistud-28902	33	18	in	in	ADP
eistud-28902	33	19	2009	2009	NUM
eistud-28902	33	20	with	with	ADP
eistud-28902	33	21	special	special	ADJ
eistud-28902	33	22	attention	attention	NOUN
eistud-28902	33	23	to	to	ADP
eistud-28902	33	24	financial	financial	ADJ
eistud-28902	33	25	literacy	literacy	NOUN
eistud-28902	33	26	of	of	ADP
eistud-28902	33	27	inhabitants	inhabitant	NOUN
eistud-28902	33	28	in	in	ADP
eistud-28902	33	29	different	different	ADJ
eistud-28902	33	30	parts	part	NOUN
eistud-28902	33	31	of	of	ADP
eistud-28902	33	32	the	the	DET
eistud-28902	33	33	globe	globe	NOUN
eistud-28902	33	34	–	–	PUNCT
eistud-28902	33	35	in	in	ADP
eistud-28902	33	36	europe	europe	PROPN
eistud-28902	33	37	(	(	PUNCT
eistud-28902	33	38	magistro	magistro	PROPN
eistud-28902	33	39	2017	2017	NUM
eistud-28902	33	40	;	;	PUNCT
eistud-28902	33	41	romanova	romanova	PROPN
eistud-28902	33	42	&	&	CCONJ
eistud-28902	33	43	kudinska	kudinska	PROPN
eistud-28902	33	44	,	,	PUNCT
eistud-28902	33	45	2017	2017	NUM
eistud-28902	33	46	;	;	PUNCT
eistud-28902	33	47	angelini	angelini	PROPN
eistud-28902	33	48	,	,	PUNCT
eistud-28902	33	49	bertoni	bertoni	PROPN
eistud-28902	33	50	,	,	PUNCT
eistud-28902	33	51	stella	stella	PROPN
eistud-28902	33	52	.	.	PROPN
eistud-28902	33	53	&	&	CCONJ
eistud-28902	33	54	weiss	weiss	PROPN
eistud-28902	33	55	,	,	PUNCT
eistud-28902	33	56	2019	2019	NUM
eistud-28902	33	57	)	)	PUNCT
eistud-28902	33	58	.	.	PUNCT
eistud-28902	34	1	special	special	ADJ
eistud-28902	34	2	attention	attention	NOUN
eistud-28902	34	3	is	be	AUX
eistud-28902	34	4	paid	pay	VERB
eistud-28902	34	5	also	also	ADV
eistud-28902	34	6	to	to	ADP
eistud-28902	34	7	insurance	insurance	NOUN
eistud-28902	34	8	literacy	literacy	NOUN
eistud-28902	34	9	(	(	PUNCT
eistud-28902	34	10	mare	mare	PROPN
eistud-28902	34	11	,	,	PUNCT
eistud-28902	34	12	dragos	dragos	PROPN
eistud-28902	34	13	,	,	PUNCT
eistud-28902	34	14	dragota	dragota	PROPN
eistud-28902	34	15	&	&	CCONJ
eistud-28902	34	16	dragos	dragos	PROPN
eistud-28902	34	17	,	,	PUNCT
eistud-28902	34	18	2019	2019	NUM
eistud-28902	34	19	)	)	PUNCT
eistud-28902	34	20	.	.	PUNCT
eistud-28902	35	1	researchers	researcher	NOUN
eistud-28902	35	2	have	have	AUX
eistud-28902	35	3	investigated	investigate	VERB
eistud-28902	35	4	if	if	SCONJ
eistud-28902	35	5	the	the	DET
eistud-28902	35	6	financial	financial	ADJ
eistud-28902	35	7	literacy	literacy	NOUN
eistud-28902	35	8	influences	influence	VERB
eistud-28902	35	9	financial	financial	ADJ
eistud-28902	35	10	decisions	decision	NOUN
eistud-28902	35	11	and	and	CCONJ
eistud-28902	35	12	decision	decision	NOUN
eistud-28902	35	13	making	making	NOUN
eistud-28902	35	14	,	,	PUNCT
eistud-28902	35	15	financial	financial	ADJ
eistud-28902	35	16	behaviour	behaviour	NOUN
eistud-28902	35	17	(	(	PUNCT
eistud-28902	35	18	nicolini	nicolini	PROPN
eistud-28902	35	19	.	.	PROPN
eistud-28902	35	20	&	&	CCONJ
eistud-28902	35	21	haupt	haupt	PROPN
eistud-28902	35	22	,	,	PUNCT
eistud-28902	35	23	2019	2019	NUM
eistud-28902	35	24	)	)	PUNCT
eistud-28902	35	25	and	and	CCONJ
eistud-28902	35	26	different	different	ADJ
eistud-28902	35	27	approaches	approach	NOUN
eistud-28902	35	28	in	in	ADP
eistud-28902	35	29	european	european	ADJ
eistud-28902	35	30	countries	country	NOUN
eistud-28902	35	31	(	(	PUNCT
eistud-28902	35	32	nicolini	nicolini	PROPN
eistud-28902	35	33	,	,	PUNCT
eistud-28902	35	34	2019	2019	NUM
eistud-28902	35	35	)	)	PUNCT
eistud-28902	35	36	as	as	ADV
eistud-28902	35	37	well	well	ADV
eistud-28902	35	38	as	as	ADP
eistud-28902	35	39	level	level	NOUN
eistud-28902	35	40	of	of	ADP
eistud-28902	35	41	financial	financial	ADJ
eistud-28902	35	42	education	education	NOUN
eistud-28902	35	43	(	(	PUNCT
eistud-28902	35	44	xiao	xiao	PROPN
eistud-28902	35	45	.	.	PROPN
eistud-28902	35	46	&	&	CCONJ
eistud-28902	35	47	porto	porto	PROPN
eistud-28902	35	48	,	,	PUNCT
eistud-28902	35	49	2017	2017	NUM
eistud-28902	35	50	;	;	PUNCT
eistud-28902	35	51	amari	amari	PROPN
eistud-28902	35	52	,	,	PUNCT
eistud-28902	35	53	salhi	salhi	NOUN
eistud-28902	35	54	&	&	CCONJ
eistud-28902	35	55	jarboui	jarboui	PROPN
eistud-28902	35	56	,	,	PUNCT
eistud-28902	35	57	2020	2020	NUM
eistud-28902	35	58	)	)	PUNCT
eistud-28902	35	59	.	.	PUNCT
eistud-28902	36	1	researchers	researcher	NOUN
eistud-28902	36	2	from	from	ADP
eistud-28902	36	3	estonia	estonia	PROPN
eistud-28902	36	4	have	have	AUX
eistud-28902	36	5	conducted	conduct	VERB
eistud-28902	36	6	a	a	DET
eistud-28902	36	7	study	study	NOUN
eistud-28902	36	8	how	how	SCONJ
eistud-28902	36	9	subjective	subjective	ADJ
eistud-28902	36	10	and	and	CCONJ
eistud-28902	36	11	objective	objective	ADJ
eistud-28902	36	12	knowledge	knowledge	NOUN
eistud-28902	36	13	of	of	ADP
eistud-28902	36	14	finance	finance	NOUN
eistud-28902	36	15	,	,	PUNCT
eistud-28902	36	16	behaviour	behaviour	NOUN
eistud-28902	36	17	in	in	ADP
eistud-28902	36	18	managing	manage	VERB
eistud-28902	36	19	personal	personal	ADJ
eistud-28902	36	20	finances	finance	NOUN
eistud-28902	36	21	and	and	CCONJ
eistud-28902	36	22	socio	socio	NOUN
eistud-28902	36	23	-	-	PUNCT
eistud-28902	36	24	economic	economic	ADJ
eistud-28902	36	25	status	status	NOUN
eistud-28902	36	26	affect	affect	VERB
eistud-28902	36	27	financial	financial	ADJ
eistud-28902	36	28	well	well	NOUN
eistud-28902	36	29	-	-	PUNCT
eistud-28902	36	30	being	be	AUX
eistud-28902	36	31	(	(	PUNCT
eistud-28902	36	32	riitsalu	riitsalu	PROPN
eistud-28902	36	33	&	&	CCONJ
eistud-28902	36	34	murakas	murakas	PROPN
eistud-28902	36	35	,	,	PUNCT
eistud-28902	36	36	2019	2019	NUM
eistud-28902	36	37	)	)	PUNCT
eistud-28902	36	38	where	where	SCONJ
eistud-28902	36	39	one	one	NUM
eistud-28902	36	40	of	of	ADP
eistud-28902	36	41	the	the	DET
eistud-28902	36	42	conclusions	conclusion	NOUN
eistud-28902	36	43	state	state	NOUN
eistud-28902	36	44	that	that	SCONJ
eistud-28902	36	45	providers	provider	NOUN
eistud-28902	36	46	of	of	ADP
eistud-28902	36	47	finanliterature	finanliterature	NOUN
eistud-28902	36	48	review	review	NOUN
eistud-28902	36	49	european	european	ADJ
eistud-28902	36	50	integrat	integrat	NOUN
eistud-28902	36	51	ion	ion	NOUN
eistud-28902	36	52	studies2021/15	studies2021/15	NOUN
eistud-28902	36	53	162	162	NUM
eistud-28902	36	54	cial	cial	ADJ
eistud-28902	36	55	services	service	NOUN
eistud-28902	36	56	should	should	AUX
eistud-28902	36	57	address	address	VERB
eistud-28902	36	58	these	these	PRON
eistud-28902	36	59	more	more	ADJ
eistud-28902	36	60	in	in	ADP
eistud-28902	36	61	the	the	DET
eistud-28902	36	62	design	design	NOUN
eistud-28902	36	63	of	of	ADP
eistud-28902	36	64	their	their	PRON
eistud-28902	36	65	services	service	NOUN
eistud-28902	36	66	and	and	CCONJ
eistud-28902	36	67	communication	communication	NOUN
eistud-28902	36	68	.	.	PUNCT
eistud-28902	37	1	social	social	ADJ
eistud-28902	37	2	marketing	marketing	NOUN
eistud-28902	37	3	of	of	ADP
eistud-28902	37	4	financial	financial	ADJ
eistud-28902	37	5	literacy	literacy	NOUN
eistud-28902	37	6	is	be	AUX
eistud-28902	37	7	becoming	become	VERB
eistud-28902	37	8	more	more	ADV
eistud-28902	37	9	and	and	CCONJ
eistud-28902	37	10	more	more	ADV
eistud-28902	37	11	important	important	ADJ
eistud-28902	37	12	(	(	PUNCT
eistud-28902	37	13	batraga	batraga	NOUN
eistud-28902	37	14	,	,	PUNCT
eistud-28902	37	15	praude	praude	VERB
eistud-28902	37	16	,	,	PUNCT
eistud-28902	37	17	salkovska	salkovska	ADJ
eistud-28902	37	18	.	.	PUNCT
eistud-28902	37	19	&	&	CCONJ
eistud-28902	37	20	afoniceva	afoniceva	PROPN
eistud-28902	37	21	,	,	PUNCT
eistud-28902	37	22	2018	2018	NUM
eistud-28902	37	23	;	;	PUNCT
eistud-28902	37	24	batraga	batraga	NOUN
eistud-28902	37	25	,	,	PUNCT
eistud-28902	37	26	salkovska	salkovska	PROPN
eistud-28902	37	27	,	,	PUNCT
eistud-28902	37	28	legzdina	legzdina	PROPN
eistud-28902	37	29	,	,	PUNCT
eistud-28902	37	30	rukers	ruker	NOUN
eistud-28902	37	31	&	&	CCONJ
eistud-28902	37	32	bormane	bormane	PROPN
eistud-28902	37	33	,	,	PUNCT
eistud-28902	37	34	2018	2018	NUM
eistud-28902	37	35	)	)	PUNCT
eistud-28902	37	36	.	.	PUNCT
eistud-28902	38	1	economic	economic	ADJ
eistud-28902	38	2	situation	situation	NOUN
eistud-28902	38	3	in	in	ADP
eistud-28902	38	4	country	country	NOUN
eistud-28902	38	5	is	be	AUX
eistud-28902	38	6	important	important	ADJ
eistud-28902	38	7	to	to	PART
eistud-28902	38	8	organise	organise	VERB
eistud-28902	38	9	several	several	ADJ
eistud-28902	38	10	activities	activity	NOUN
eistud-28902	38	11	(	(	PUNCT
eistud-28902	38	12	daugeliene	daugeliene	NOUN
eistud-28902	38	13	,	,	PUNCT
eistud-28902	38	14	2016	2016	NUM
eistud-28902	38	15	;	;	PUNCT
eistud-28902	38	16	daugeliene	daugeliene	NOUN
eistud-28902	38	17	&	&	CCONJ
eistud-28902	38	18	liepinyte	liepinyte	NOUN
eistud-28902	38	19	,	,	PUNCT
eistud-28902	38	20	2012	2012	NUM
eistud-28902	38	21	)	)	PUNCT
eistud-28902	38	22	.	.	PUNCT
eistud-28902	39	1	financial	financial	ADJ
eistud-28902	39	2	literacy	literacy	NOUN
eistud-28902	39	3	and	and	CCONJ
eistud-28902	39	4	quality	quality	NOUN
eistud-28902	39	5	of	of	ADP
eistud-28902	39	6	life	life	NOUN
eistud-28902	39	7	has	have	VERB
eistud-28902	39	8	a	a	DET
eistud-28902	39	9	special	special	ADJ
eistud-28902	39	10	importance	importance	NOUN
eistud-28902	39	11	facing	face	VERB
eistud-28902	39	12	the	the	DET
eistud-28902	39	13	health	health	NOUN
eistud-28902	39	14	problems	problem	NOUN
eistud-28902	39	15	(	(	PUNCT
eistud-28902	39	16	pahlevan	pahlevan	PROPN
eistud-28902	39	17	sharif	sharif	PROPN
eistud-28902	39	18	,	,	PUNCT
eistud-28902	39	19	naghavi	naghavi	PROPN
eistud-28902	39	20	,	,	PUNCT
eistud-28902	39	21	sharif	sharif	PROPN
eistud-28902	39	22	nia	nia	PROPN
eistud-28902	39	23	&	&	CCONJ
eistud-28902	39	24	waheed	waheed	PROPN
eistud-28902	39	25	,	,	PUNCT
eistud-28902	39	26	2020	2020	NUM
eistud-28902	39	27	)	)	PUNCT
eistud-28902	39	28	.	.	PUNCT
eistud-28902	40	1	researchers	researcher	NOUN
eistud-28902	40	2	have	have	AUX
eistud-28902	40	3	discovered	discover	VERB
eistud-28902	40	4	that	that	SCONJ
eistud-28902	40	5	there	there	PRON
eistud-28902	40	6	are	be	VERB
eistud-28902	40	7	differences	difference	NOUN
eistud-28902	40	8	in	in	ADP
eistud-28902	40	9	financial	financial	ADJ
eistud-28902	40	10	literacy	literacy	NOUN
eistud-28902	40	11	of	of	ADP
eistud-28902	40	12	youth	youth	NOUN
eistud-28902	40	13	(	(	PUNCT
eistud-28902	40	14	garg	garg	PROPN
eistud-28902	40	15	&	&	CCONJ
eistud-28902	40	16	singh	singh	PROPN
eistud-28902	40	17	,	,	PUNCT
eistud-28902	40	18	2018	2018	NUM
eistud-28902	40	19	)	)	PUNCT
eistud-28902	40	20	,	,	PUNCT
eistud-28902	40	21	by	by	ADP
eistud-28902	40	22	gender	gender	NOUN
eistud-28902	40	23	(	(	PUNCT
eistud-28902	40	24	okicic	okicic	NOUN
eistud-28902	40	25	&	&	CCONJ
eistud-28902	40	26	kakes	kakes	PROPN
eistud-28902	40	27	,	,	PUNCT
eistud-28902	40	28	2019	2019	NUM
eistud-28902	40	29	)	)	PUNCT
eistud-28902	40	30	.	.	PUNCT
eistud-28902	41	1	findings	finding	NOUN
eistud-28902	41	2	of	of	ADP
eistud-28902	41	3	their	their	PRON
eistud-28902	41	4	study	study	NOUN
eistud-28902	41	5	has	have	AUX
eistud-28902	41	6	suggested	suggest	VERB
eistud-28902	41	7	that	that	SCONJ
eistud-28902	41	8	differences	difference	NOUN
eistud-28902	41	9	in	in	ADP
eistud-28902	41	10	financial	financial	ADJ
eistud-28902	41	11	knowledge	knowledge	NOUN
eistud-28902	41	12	,	,	PUNCT
eistud-28902	41	13	financial	financial	ADJ
eistud-28902	41	14	attitudes	attitude	NOUN
eistud-28902	41	15	and	and	CCONJ
eistud-28902	41	16	financial	financial	ADJ
eistud-28902	41	17	behaviour	behaviour	NOUN
eistud-28902	41	18	between	between	ADP
eistud-28902	41	19	young	young	ADJ
eistud-28902	41	20	women	woman	NOUN
eistud-28902	41	21	and	and	CCONJ
eistud-28902	41	22	men	man	NOUN
eistud-28902	41	23	can	can	AUX
eistud-28902	41	24	be	be	AUX
eistud-28902	41	25	confirmed	confirm	VERB
eistud-28902	41	26	(	(	PUNCT
eistud-28902	41	27	okicic	okicic	NOUN
eistud-28902	41	28	&	&	CCONJ
eistud-28902	41	29	kakes	kakes	PROPN
eistud-28902	41	30	,	,	PUNCT
eistud-28902	41	31	2019	2019	NUM
eistud-28902	41	32	)	)	PUNCT
eistud-28902	41	33	.	.	PUNCT
eistud-28902	42	1	this	this	DET
eistud-28902	42	2	aspect	aspect	NOUN
eistud-28902	42	3	has	have	VERB
eistud-28902	42	4	to	to	PART
eistud-28902	42	5	be	be	AUX
eistud-28902	42	6	taken	take	VERB
eistud-28902	42	7	into	into	ADP
eistud-28902	42	8	account	account	NOUN
eistud-28902	42	9	organising	organise	VERB
eistud-28902	42	10	marketing	marketing	NOUN
eistud-28902	42	11	activities	activity	NOUN
eistud-28902	42	12	and	and	CCONJ
eistud-28902	42	13	preparing	prepare	VERB
eistud-28902	42	14	training	training	NOUN
eistud-28902	42	15	programs	program	NOUN
eistud-28902	42	16	to	to	PART
eistud-28902	42	17	increase	increase	VERB
eistud-28902	42	18	financial	financial	ADJ
eistud-28902	42	19	literacy	literacy	NOUN
eistud-28902	42	20	of	of	ADP
eistud-28902	42	21	the	the	DET
eistud-28902	42	22	population	population	NOUN
eistud-28902	42	23	.	.	PUNCT
eistud-28902	43	1	savings	saving	NOUN
eistud-28902	43	2	for	for	ADP
eistud-28902	43	3	future	future	ADJ
eistud-28902	43	4	needs	need	NOUN
eistud-28902	43	5	are	be	AUX
eistud-28902	43	6	investigated	investigate	VERB
eistud-28902	43	7	in	in	ADP
eistud-28902	43	8	the	the	DET
eistud-28902	43	9	relation	relation	NOUN
eistud-28902	43	10	of	of	ADP
eistud-28902	43	11	financial	financial	ADJ
eistud-28902	43	12	literacy	literacy	NOUN
eistud-28902	43	13	(	(	PUNCT
eistud-28902	43	14	thomas	thomas	PROPN
eistud-28902	43	15	&	&	CCONJ
eistud-28902	43	16	spataro	spataro	PROPN
eistud-28902	43	17	,	,	PUNCT
eistud-28902	43	18	2018	2018	NUM
eistud-28902	43	19	)	)	PUNCT
eistud-28902	43	20	.	.	PUNCT
eistud-28902	44	1	communication	communication	NOUN
eistud-28902	44	2	aspects	aspect	NOUN
eistud-28902	44	3	are	be	AUX
eistud-28902	44	4	considered	consider	VERB
eistud-28902	44	5	as	as	ADV
eistud-28902	44	6	important	important	ADJ
eistud-28902	44	7	for	for	ADP
eistud-28902	44	8	financial	financial	ADJ
eistud-28902	44	9	literacy	literacy	NOUN
eistud-28902	44	10	(	(	PUNCT
eistud-28902	44	11	de	de	X
eistud-28902	44	12	goeij	goeij	PROPN
eistud-28902	44	13	,	,	PUNCT
eistud-28902	44	14	van	van	PROPN
eistud-28902	44	15	campenhout	campenhout	PROPN
eistud-28902	44	16	&	&	CCONJ
eistud-28902	44	17	subotic	subotic	ADJ
eistud-28902	44	18	,	,	PUNCT
eistud-28902	44	19	2018	2018	NUM
eistud-28902	44	20	)	)	PUNCT
eistud-28902	44	21	.	.	PUNCT
eistud-28902	45	1	meanwhile	meanwhile	ADV
eistud-28902	45	2	,	,	PUNCT
eistud-28902	45	3	academics	academic	NOUN
eistud-28902	45	4	(	(	PUNCT
eistud-28902	45	5	angrisani	angrisani	X
eistud-28902	45	6	&	&	CCONJ
eistud-28902	45	7	casanova	casanova	PROPN
eistud-28902	45	8	,	,	PUNCT
eistud-28902	45	9	2019	2019	NUM
eistud-28902	45	10	)	)	PUNCT
eistud-28902	45	11	have	have	AUX
eistud-28902	45	12	compared	compare	VERB
eistud-28902	45	13	individuals	individual	NOUN
eistud-28902	45	14	'	'	PART
eistud-28902	45	15	subjective	subjective	ADJ
eistud-28902	45	16	and	and	CCONJ
eistud-28902	45	17	objective	objective	ADJ
eistud-28902	45	18	assessments	assessment	NOUN
eistud-28902	45	19	of	of	ADP
eistud-28902	45	20	financial	financial	ADJ
eistud-28902	45	21	literacy	literacy	NOUN
eistud-28902	45	22	and	and	CCONJ
eistud-28902	45	23	investigated	investigate	VERB
eistud-28902	45	24	whether	whether	SCONJ
eistud-28902	45	25	the	the	DET
eistud-28902	45	26	observed	observed	ADJ
eistud-28902	45	27	discrepancies	discrepancy	NOUN
eistud-28902	45	28	are	be	AUX
eistud-28902	45	29	related	relate	VERB
eistud-28902	45	30	to	to	ADP
eistud-28902	45	31	different	different	ADJ
eistud-28902	45	32	behaviors	behavior	NOUN
eistud-28902	45	33	in	in	ADP
eistud-28902	45	34	pension	pension	NOUN
eistud-28902	45	35	planning	planning	NOUN
eistud-28902	45	36	.	.	PUNCT
eistud-28902	46	1	under	under	ADP
eistud-28902	46	2	-	-	PUNCT
eistud-28902	46	3	confident	confident	ADJ
eistud-28902	46	4	people	people	NOUN
eistud-28902	46	5	rarely	rarely	ADV
eistud-28902	46	6	announce	announce	VERB
eistud-28902	46	7	that	that	SCONJ
eistud-28902	46	8	they	they	PRON
eistud-28902	46	9	have	have	AUX
eistud-28902	46	10	developed	develop	VERB
eistud-28902	46	11	a	a	DET
eistud-28902	46	12	retirement	retirement	NOUN
eistud-28902	46	13	plan	plan	NOUN
eistud-28902	46	14	.	.	PUNCT
eistud-28902	47	1	however	however	ADV
eistud-28902	47	2	,	,	PUNCT
eistud-28902	47	3	unlike	unlike	ADP
eistud-28902	47	4	overconfident	overconfident	ADJ
eistud-28902	47	5	people	people	NOUN
eistud-28902	47	6	,	,	PUNCT
eistud-28902	47	7	they	they	PRON
eistud-28902	47	8	seem	seem	VERB
eistud-28902	47	9	to	to	PART
eistud-28902	47	10	be	be	AUX
eistud-28902	47	11	most	most	ADV
eistud-28902	47	12	eager	eager	ADJ
eistud-28902	47	13	to	to	PART
eistud-28902	47	14	receive	receive	VERB
eistud-28902	47	15	more	more	ADJ
eistud-28902	47	16	information	information	NOUN
eistud-28902	47	17	about	about	ADP
eistud-28902	47	18	pension	pension	NOUN
eistud-28902	47	19	planning	planning	NOUN
eistud-28902	47	20	.	.	PUNCT
eistud-28902	48	1	and	and	CCONJ
eistud-28902	48	2	that	that	PRON
eistud-28902	48	3	could	could	AUX
eistud-28902	48	4	mean	mean	VERB
eistud-28902	48	5	they	they	PRON
eistud-28902	48	6	might	might	AUX
eistud-28902	48	7	be	be	AUX
eistud-28902	48	8	better	well	ADV
eistud-28902	48	9	prepared	prepare	VERB
eistud-28902	48	10	for	for	ADP
eistud-28902	48	11	retirement	retirement	NOUN
eistud-28902	48	12	than	than	ADP
eistud-28902	48	13	the	the	DET
eistud-28902	48	14	self	self	NOUN
eistud-28902	48	15	-	-	PUNCT
eistud-28902	48	16	confident	confident	ADJ
eistud-28902	48	17	.	.	PUNCT
eistud-28902	49	1	the	the	DET
eistud-28902	49	2	impact	impact	NOUN
eistud-28902	49	3	of	of	ADP
eistud-28902	49	4	perceived	perceive	VERB
eistud-28902	49	5	and	and	CCONJ
eistud-28902	49	6	actual	actual	ADJ
eistud-28902	49	7	financial	financial	ADJ
eistud-28902	49	8	literacy	literacy	NOUN
eistud-28902	49	9	on	on	ADP
eistud-28902	49	10	financial	financial	ADJ
eistud-28902	49	11	behavior	behavior	NOUN
eistud-28902	49	12	was	be	AUX
eistud-28902	49	13	also	also	ADV
eistud-28902	49	14	examined	examine	VERB
eistud-28902	49	15	,	,	PUNCT
eistud-28902	49	16	revealing	reveal	VERB
eistud-28902	49	17	that	that	SCONJ
eistud-28902	49	18	the	the	DET
eistud-28902	49	19	combined	combine	VERB
eistud-28902	49	20	measure	measure	NOUN
eistud-28902	49	21	appears	appear	VERB
eistud-28902	49	22	to	to	PART
eistud-28902	49	23	provide	provide	VERB
eistud-28902	49	24	a	a	DET
eistud-28902	49	25	better	well	ADJ
eistud-28902	49	26	understanding	understanding	NOUN
eistud-28902	49	27	the	the	DET
eistud-28902	49	28	phenomenon	phenomenon	NOUN
eistud-28902	49	29	(	(	PUNCT
eistud-28902	49	30	allgood	allgood	NOUN
eistud-28902	49	31	,	,	PUNCT
eistud-28902	49	32	walstad	walstad	NOUN
eistud-28902	49	33	,	,	PUNCT
eistud-28902	49	34	2016	2016	NUM
eistud-28902	49	35	)	)	PUNCT
eistud-28902	49	36	.	.	PUNCT
eistud-28902	50	1	the	the	DET
eistud-28902	50	2	study	study	NOUN
eistud-28902	50	3	of	of	ADP
eistud-28902	50	4	researchers	researcher	NOUN
eistud-28902	50	5	garg	garg	NOUN
eistud-28902	50	6	and	and	CCONJ
eistud-28902	50	7	singhh	singhh	PROPN
eistud-28902	50	8	(	(	PUNCT
eistud-28902	50	9	garg	garg	PROPN
eistud-28902	50	10	&	&	CCONJ
eistud-28902	50	11	singh	singh	PROPN
eistud-28902	50	12	,	,	PUNCT
eistud-28902	50	13	2018	2018	NUM
eistud-28902	50	14	)	)	PUNCT
eistud-28902	50	15	reveals	reveal	VERB
eistud-28902	50	16	that	that	SCONJ
eistud-28902	50	17	the	the	DET
eistud-28902	50	18	financial	financial	ADJ
eistud-28902	50	19	literacy	literacy	NOUN
eistud-28902	50	20	level	level	NOUN
eistud-28902	50	21	among	among	ADP
eistud-28902	50	22	youth	youth	NOUN
eistud-28902	50	23	is	be	AUX
eistud-28902	50	24	low	low	ADJ
eistud-28902	50	25	across	across	ADP
eistud-28902	50	26	the	the	DET
eistud-28902	50	27	most	most	ADJ
eistud-28902	50	28	part	part	NOUN
eistud-28902	50	29	of	of	ADP
eistud-28902	50	30	the	the	DET
eistud-28902	50	31	world	world	NOUN
eistud-28902	50	32	that	that	PRON
eistud-28902	50	33	has	have	AUX
eistud-28902	50	34	become	become	VERB
eistud-28902	50	35	a	a	DET
eistud-28902	50	36	cause	cause	NOUN
eistud-28902	50	37	of	of	ADP
eistud-28902	50	38	concern	concern	NOUN
eistud-28902	50	39	.	.	PUNCT
eistud-28902	51	1	also	also	ADV
eistud-28902	51	2	,	,	PUNCT
eistud-28902	51	3	it	it	PRON
eistud-28902	51	4	has	have	AUX
eistud-28902	51	5	been	be	AUX
eistud-28902	51	6	observed	observe	VERB
eistud-28902	51	7	that	that	SCONJ
eistud-28902	51	8	various	various	ADJ
eistud-28902	51	9	socio	socio	NOUN
eistud-28902	51	10	-	-	PUNCT
eistud-28902	51	11	economic	economic	ADJ
eistud-28902	51	12	and	and	CCONJ
eistud-28902	51	13	demographic	demographic	ADJ
eistud-28902	51	14	factors	factor	NOUN
eistud-28902	51	15	such	such	ADJ
eistud-28902	51	16	as	as	ADP
eistud-28902	51	17	age	age	NOUN
eistud-28902	51	18	,	,	PUNCT
eistud-28902	51	19	gender	gender	NOUN
eistud-28902	51	20	,	,	PUNCT
eistud-28902	51	21	income	income	NOUN
eistud-28902	51	22	,	,	PUNCT
eistud-28902	51	23	marital	marital	ADJ
eistud-28902	51	24	status	status	NOUN
eistud-28902	51	25	and	and	CCONJ
eistud-28902	51	26	educational	educational	ADJ
eistud-28902	51	27	attainment	attainment	ADJ
eistud-28902	51	28	influence	influence	NOUN
eistud-28902	51	29	the	the	DET
eistud-28902	51	30	financial	financial	ADJ
eistud-28902	51	31	literacy	literacy	NOUN
eistud-28902	51	32	level	level	NOUN
eistud-28902	51	33	of	of	ADP
eistud-28902	51	34	youth	youth	NOUN
eistud-28902	51	35	and	and	CCONJ
eistud-28902	51	36	there	there	PRON
eistud-28902	51	37	is	be	VERB
eistud-28902	51	38	an	an	DET
eistud-28902	51	39	interrelationship	interrelationship	NOUN
eistud-28902	51	40	between	between	ADP
eistud-28902	51	41	financial	financial	ADJ
eistud-28902	51	42	knowledge	knowledge	NOUN
eistud-28902	51	43	,	,	PUNCT
eistud-28902	51	44	financial	financial	ADJ
eistud-28902	51	45	attitude	attitude	NOUN
eistud-28902	51	46	and	and	CCONJ
eistud-28902	51	47	financial	financial	ADJ
eistud-28902	51	48	behaviour	behaviour	NOUN
eistud-28902	51	49	(	(	PUNCT
eistud-28902	51	50	garg	garg	PROPN
eistud-28902	51	51	&	&	CCONJ
eistud-28902	51	52	singh	singh	PROPN
eistud-28902	51	53	,	,	PUNCT
eistud-28902	51	54	2018	2018	NUM
eistud-28902	51	55	)	)	PUNCT
eistud-28902	51	56	.	.	PUNCT
eistud-28902	52	1	researchers	researcher	NOUN
eistud-28902	52	2	have	have	AUX
eistud-28902	52	3	found	find	VERB
eistud-28902	52	4	that	that	PRON
eistud-28902	52	5	risk	risk	NOUN
eistud-28902	52	6	and	and	CCONJ
eistud-28902	52	7	tolerance	tolerance	NOUN
eistud-28902	52	8	are	be	AUX
eistud-28902	52	9	among	among	ADP
eistud-28902	52	10	the	the	DET
eistud-28902	52	11	important	important	ADJ
eistud-28902	52	12	aspects	aspect	NOUN
eistud-28902	52	13	in	in	ADP
eistud-28902	52	14	retirement	retirement	NOUN
eistud-28902	52	15	savings	saving	NOUN
eistud-28902	52	16	(	(	PUNCT
eistud-28902	52	17	tavor	tavor	NOUN
eistud-28902	52	18	&	&	CCONJ
eistud-28902	52	19	garyn	garyn	PROPN
eistud-28902	52	20	-	-	PUNCT
eistud-28902	52	21	tal	tal	PROPN
eistud-28902	52	22	,	,	PUNCT
eistud-28902	52	23	2016	2016	NUM
eistud-28902	52	24	)	)	PUNCT
eistud-28902	52	25	and	and	CCONJ
eistud-28902	52	26	that	that	SCONJ
eistud-28902	52	27	financial	financial	ADJ
eistud-28902	52	28	incentives	incentive	NOUN
eistud-28902	52	29	have	have	VERB
eistud-28902	52	30	importance	importance	NOUN
eistud-28902	52	31	for	for	ADP
eistud-28902	52	32	retirement	retirement	NOUN
eistud-28902	52	33	savings	saving	NOUN
eistud-28902	52	34	(	(	PUNCT
eistud-28902	52	35	jordan	jordan	PROPN
eistud-28902	52	36	&	&	CCONJ
eistud-28902	52	37	treisch	treisch	PROPN
eistud-28902	52	38	,	,	PUNCT
eistud-28902	52	39	2010	2010	NUM
eistud-28902	52	40	)	)	PUNCT
eistud-28902	52	41	.	.	PUNCT
eistud-28902	53	1	researchers	researcher	NOUN
eistud-28902	53	2	have	have	AUX
eistud-28902	53	3	found	find	VERB
eistud-28902	53	4	that	that	SCONJ
eistud-28902	53	5	the	the	DET
eistud-28902	53	6	main	main	ADJ
eistud-28902	53	7	factors	factor	NOUN
eistud-28902	53	8	influencing	influence	VERB
eistud-28902	53	9	financial	financial	ADJ
eistud-28902	53	10	literacy	literacy	NOUN
eistud-28902	53	11	were	be	AUX
eistud-28902	53	12	as	as	SCONJ
eistud-28902	53	13	follows	follow	VERB
eistud-28902	53	14	:	:	PUNCT
eistud-28902	53	15	educational	educational	ADJ
eistud-28902	53	16	level	level	NOUN
eistud-28902	53	17	,	,	PUNCT
eistud-28902	53	18	financial	financial	ADJ
eistud-28902	53	19	attitude	attitude	NOUN
eistud-28902	53	20	,	,	PUNCT
eistud-28902	53	21	financial	financial	ADJ
eistud-28902	53	22	knowledge	knowledge	NOUN
eistud-28902	53	23	,	,	PUNCT
eistud-28902	53	24	financial	financial	ADJ
eistud-28902	53	25	behaviour	behaviour	NOUN
eistud-28902	53	26	,	,	PUNCT
eistud-28902	53	27	gender	gender	NOUN
eistud-28902	53	28	,	,	PUNCT
eistud-28902	53	29	household	household	NOUN
eistud-28902	53	30	income	income	NOUN
eistud-28902	53	31	and	and	CCONJ
eistud-28902	53	32	investments	investment	NOUN
eistud-28902	53	33	.	.	PUNCT
eistud-28902	54	1	the	the	DET
eistud-28902	54	2	consequences	consequence	NOUN
eistud-28902	54	3	of	of	ADP
eistud-28902	54	4	financial	financial	ADJ
eistud-28902	54	5	literacy	literacy	NOUN
eistud-28902	54	6	were	be	AUX
eistud-28902	54	7	the	the	DET
eistud-28902	54	8	behaviour	behaviour	NOUN
eistud-28902	54	9	of	of	ADP
eistud-28902	54	10	incurring	incur	VERB
eistud-28902	54	11	avoidable	avoidable	ADJ
eistud-28902	54	12	credit	credit	NOUN
eistud-28902	54	13	and	and	CCONJ
eistud-28902	54	14	checking	checking	NOUN
eistud-28902	54	15	fees	fee	NOUN
eistud-28902	54	16	,	,	PUNCT
eistud-28902	54	17	credit	credit	NOUN
eistud-28902	54	18	score	score	NOUN
eistud-28902	54	19	,	,	PUNCT
eistud-28902	54	20	and	and	CCONJ
eistud-28902	54	21	the	the	DET
eistud-28902	54	22	willingness	willingness	NOUN
eistud-28902	54	23	to	to	PART
eistud-28902	54	24	take	take	VERB
eistud-28902	54	25	investment	investment	NOUN
eistud-28902	54	26	risks	risk	NOUN
eistud-28902	54	27	.	.	PUNCT
eistud-28902	55	1	the	the	DET
eistud-28902	55	2	authors	author	NOUN
eistud-28902	55	3	also	also	ADV
eistud-28902	55	4	find	find	VERB
eistud-28902	55	5	some	some	DET
eistud-28902	55	6	methodological	methodological	ADJ
eistud-28902	55	7	,	,	PUNCT
eistud-28902	55	8	cultural	cultural	ADJ
eistud-28902	55	9	,	,	PUNCT
eistud-28902	55	10	economic	economic	ADJ
eistud-28902	55	11	and	and	CCONJ
eistud-28902	55	12	theoretical	theoretical	ADJ
eistud-28902	55	13	moderations	moderation	NOUN
eistud-28902	55	14	effects	effect	NOUN
eistud-28902	55	15	between	between	ADP
eistud-28902	55	16	financial	financial	ADJ
eistud-28902	55	17	literacy	literacy	NOUN
eistud-28902	55	18	and	and	CCONJ
eistud-28902	55	19	antecedent	antecedent	NOUN
eistud-28902	55	20	/	/	SYM
eistud-28902	55	21	consequent	consequent	ADJ
eistud-28902	55	22	constructs	construct	NOUN
eistud-28902	55	23	(	(	PUNCT
eistud-28902	55	24	santini	santini	NOUN
eistud-28902	55	25	,	,	PUNCT
eistud-28902	55	26	ladeira	ladeira	NOUN
eistud-28902	55	27	,	,	PUNCT
eistud-28902	55	28	mette	mette	PROPN
eistud-28902	55	29	.	.	PROPN
eistud-28902	55	30	&	&	CCONJ
eistud-28902	55	31	ponchio	ponchio	PROPN
eistud-28902	55	32	,	,	PUNCT
eistud-28902	55	33	2019	2019	NUM
eistud-28902	55	34	)	)	PUNCT
eistud-28902	55	35	.	.	PUNCT
eistud-28902	56	1	models	model	NOUN
eistud-28902	56	2	of	of	ADP
eistud-28902	56	3	retirement	retirement	NOUN
eistud-28902	56	4	savings	saving	NOUN
eistud-28902	56	5	are	be	AUX
eistud-28902	56	6	issues	issue	NOUN
eistud-28902	56	7	discussed	discuss	VERB
eistud-28902	56	8	on	on	ADP
eistud-28902	56	9	political	political	ADJ
eistud-28902	56	10	level	level	NOUN
eistud-28902	56	11	and	and	CCONJ
eistud-28902	56	12	by	by	ADP
eistud-28902	56	13	academic	academic	ADJ
eistud-28902	56	14	researchers	researcher	NOUN
eistud-28902	56	15	(	(	PUNCT
eistud-28902	56	16	rey	rey	PROPN
eistud-28902	56	17	-	-	PUNCT
eistud-28902	56	18	ares	are	NOUN
eistud-28902	56	19	,	,	PUNCT
eistud-28902	56	20	fernandez	fernandez	NOUN
eistud-28902	56	21	-	-	PUNCT
eistud-28902	56	22	lopez	lopez	NOUN
eistud-28902	56	23	.	.	PUNCT
eistud-28902	57	1	&	&	CCONJ
eistud-28902	57	2	vivel	vivel	NOUN
eistud-28902	57	3	-	-	PUNCT
eistud-28902	57	4	bua	bua	NOUN
eistud-28902	57	5	,	,	PUNCT
eistud-28902	57	6	2018	2018	NUM
eistud-28902	57	7	)	)	PUNCT
eistud-28902	57	8	.	.	PUNCT
eistud-28902	58	1	questions	question	NOUN
eistud-28902	58	2	on	on	ADP
eistud-28902	58	3	possibility	possibility	NOUN
eistud-28902	58	4	of	of	ADP
eistud-28902	58	5	financial	financial	ADJ
eistud-28902	58	6	literacy	literacy	NOUN
eistud-28902	58	7	inclusion	inclusion	NOUN
eistud-28902	58	8	for	for	ADP
eistud-28902	58	9	requirements	requirement	NOUN
eistud-28902	58	10	for	for	ADP
eistud-28902	58	11	residence	residence	NOUN
eistud-28902	58	12	permits	permit	NOUN
eistud-28902	58	13	are	be	AUX
eistud-28902	58	14	on	on	ADP
eistud-28902	58	15	research	research	NOUN
eistud-28902	58	16	agenda	agenda	NOUN
eistud-28902	58	17	for	for	ADP
eistud-28902	58	18	academic	academic	ADJ
eistud-28902	58	19	researchers	researcher	NOUN
eistud-28902	58	20	(	(	PUNCT
eistud-28902	58	21	collins	collins	PROPN
eistud-28902	58	22	.	.	PROPN
eistud-28902	58	23	&	&	CCONJ
eistud-28902	58	24	yousem	yousem	PROPN
eistud-28902	58	25	,	,	PUNCT
eistud-28902	58	26	2021	2021	NUM
eistud-28902	58	27	)	)	PUNCT
eistud-28902	58	28	and	and	CCONJ
eistud-28902	58	29	for	for	ADP
eistud-28902	58	30	level	level	NOUN
eistud-28902	58	31	of	of	ADP
eistud-28902	58	32	financial	financial	ADJ
eistud-28902	58	33	literacy	literacy	NOUN
eistud-28902	58	34	and	and	CCONJ
eistud-28902	58	35	respective	respective	ADJ
eistud-28902	58	36	financial	financial	ADJ
eistud-28902	58	37	well	well	NOUN
eistud-28902	58	38	-	-	PUNCT
eistud-28902	58	39	being	be	AUX
eistud-28902	58	40	(	(	PUNCT
eistud-28902	58	41	chavali	chavali	ADJ
eistud-28902	58	42	,	,	PUNCT
eistud-28902	58	43	mohan	mohan	PROPN
eistud-28902	58	44	raj	raj	PROPN
eistud-28902	58	45	.	.	PROPN
eistud-28902	58	46	&	&	CCONJ
eistud-28902	58	47	ahmed	ahmed	PROPN
eistud-28902	58	48	,	,	PUNCT
eistud-28902	58	49	2021	2021	NUM
eistud-28902	58	50	)	)	PUNCT
eistud-28902	58	51	.	.	PUNCT
eistud-28902	59	1	researchers	researcher	NOUN
eistud-28902	59	2	have	have	AUX
eistud-28902	59	3	investigated	investigate	VERB
eistud-28902	59	4	influence	influence	NOUN
eistud-28902	59	5	of	of	ADP
eistud-28902	59	6	life	life	NOUN
eistud-28902	59	7	-	-	PUNCT
eistud-28902	59	8	style	style	NOUN
eistud-28902	59	9	,	,	PUNCT
eistud-28902	59	10	financial	financial	ADJ
eistud-28902	59	11	literacy	literacy	NOUN
eistud-28902	59	12	,	,	PUNCT
eistud-28902	59	13	demographic	demographic	ADJ
eistud-28902	59	14	aspects	aspect	NOUN
eistud-28902	59	15	on	on	ADP
eistud-28902	59	16	financial	financial	ADJ
eistud-28902	59	17	well	well	NOUN
eistud-28902	59	18	-	-	PUNCT
eistud-28902	59	19	being	be	AUX
eistud-28902	59	20	(	(	PUNCT
eistud-28902	59	21	zahra	zahra	NOUN
eistud-28902	59	22	&	&	CCONJ
eistud-28902	59	23	anoraga	anoraga	NOUN
eistud-28902	59	24	,	,	PUNCT
eistud-28902	59	25	2021	2021	NUM
eistud-28902	59	26	)	)	PUNCT
eistud-28902	59	27	.	.	PUNCT
eistud-28902	60	1	influence	influence	NOUN
eistud-28902	60	2	of	of	ADP
eistud-28902	60	3	education	education	NOUN
eistud-28902	60	4	has	have	VERB
eistud-28902	60	5	a	a	DET
eistud-28902	60	6	big	big	ADJ
eistud-28902	60	7	importance	importance	NOUN
eistud-28902	60	8	(	(	PUNCT
eistud-28902	60	9	lucey	lucey	PROPN
eistud-28902	60	10	&	&	CCONJ
eistud-28902	60	11	henning	henning	PROPN
eistud-28902	60	12	,	,	PUNCT
eistud-28902	60	13	2021	2021	NUM
eistud-28902	60	14	)	)	PUNCT
eistud-28902	60	15	.	.	PUNCT
eistud-28902	61	1	several	several	ADJ
eistud-28902	61	2	other	other	ADJ
eistud-28902	61	3	aspects	aspect	NOUN
eistud-28902	61	4	has	have	VERB
eistud-28902	61	5	also	also	ADV
eistud-28902	61	6	some	some	DET
eistud-28902	61	7	importance	importance	NOUN
eistud-28902	61	8	,	,	PUNCT
eistud-28902	61	9	but	but	CCONJ
eistud-28902	61	10	not	not	PART
eistud-28902	61	11	so	so	ADV
eistud-28902	61	12	big	big	ADJ
eistud-28902	61	13	as	as	SCONJ
eistud-28902	61	14	mentioned	mention	VERB
eistud-28902	61	15	and	and	CCONJ
eistud-28902	61	16	analysed	analyse	VERB
eistud-28902	61	17	above	above	ADV
eistud-28902	61	18	.	.	PUNCT
eistud-28902	62	1	163	163	NUM
eistud-28902	62	2	european	european	ADJ
eistud-28902	62	3	integrat	integrat	NOUN
eistud-28902	62	4	ion	ion	NOUN
eistud-28902	62	5	studies	study	NOUN
eistud-28902	62	6	2021/15	2021/15	NUM
eistud-28902	62	7	this	this	DET
eistud-28902	62	8	study	study	NOUN
eistud-28902	62	9	was	be	AUX
eistud-28902	62	10	conducted	conduct	VERB
eistud-28902	62	11	to	to	PART
eistud-28902	62	12	answer	answer	VERB
eistud-28902	62	13	the	the	DET
eistud-28902	62	14	question	question	NOUN
eistud-28902	62	15	of	of	ADP
eistud-28902	62	16	whether	whether	SCONJ
eistud-28902	62	17	the	the	DET
eistud-28902	62	18	level	level	NOUN
eistud-28902	62	19	of	of	ADP
eistud-28902	62	20	financial	financial	ADJ
eistud-28902	62	21	literacy	literacy	NOUN
eistud-28902	62	22	can	can	AUX
eistud-28902	62	23	be	be	AUX
eistud-28902	62	24	related	relate	VERB
eistud-28902	62	25	to	to	ADP
eistud-28902	62	26	differences	difference	NOUN
eistud-28902	62	27	in	in	ADP
eistud-28902	62	28	gender	gender	NOUN
eistud-28902	62	29	,	,	PUNCT
eistud-28902	62	30	age	age	NOUN
eistud-28902	62	31	group	group	NOUN
eistud-28902	62	32	and	and	CCONJ
eistud-28902	62	33	the	the	DET
eistud-28902	62	34	existence	existence	NOUN
eistud-28902	62	35	of	of	ADP
eistud-28902	62	36	income	income	NOUN
eistud-28902	62	37	from	from	ADP
eistud-28902	62	38	their	their	PRON
eistud-28902	62	39	professional	professional	ADJ
eistud-28902	62	40	activities	activity	NOUN
eistud-28902	62	41	for	for	ADP
eistud-28902	62	42	young	young	ADJ
eistud-28902	62	43	people	people	NOUN
eistud-28902	62	44	in	in	ADP
eistud-28902	62	45	latvia	latvia	PROPN
eistud-28902	62	46	and	and	CCONJ
eistud-28902	62	47	to	to	PART
eistud-28902	62	48	investigate	investigate	VERB
eistud-28902	62	49	–	–	PUNCT
eistud-28902	62	50	are	be	AUX
eistud-28902	62	51	there	there	PRON
eistud-28902	62	52	differences	difference	NOUN
eistud-28902	62	53	of	of	ADP
eistud-28902	62	54	knowledge	knowledge	NOUN
eistud-28902	62	55	on	on	ADP
eistud-28902	62	56	pension	pension	NOUN
eistud-28902	62	57	issues	issue	NOUN
eistud-28902	62	58	for	for	ADP
eistud-28902	62	59	young	young	ADJ
eistud-28902	62	60	people	people	NOUN
eistud-28902	62	61	if	if	SCONJ
eistud-28902	62	62	they	they	PRON
eistud-28902	62	63	get	get	VERB
eistud-28902	62	64	income	income	NOUN
eistud-28902	62	65	from	from	ADP
eistud-28902	62	66	their	their	PRON
eistud-28902	62	67	professional	professional	ADJ
eistud-28902	62	68	activities	activity	NOUN
eistud-28902	62	69	or	or	CCONJ
eistud-28902	62	70	not	not	PART
eistud-28902	62	71	to	to	PART
eistud-28902	62	72	observe	observe	VERB
eistud-28902	62	73	part	part	NOUN
eistud-28902	62	74	of	of	ADP
eistud-28902	62	75	society	society	NOUN
eistud-28902	62	76	ready	ready	ADJ
eistud-28902	62	77	to	to	PART
eistud-28902	62	78	be	be	AUX
eistud-28902	62	79	contributors	contributor	NOUN
eistud-28902	62	80	for	for	ADP
eistud-28902	62	81	their	their	PRON
eistud-28902	62	82	own	own	ADJ
eistud-28902	62	83	as	as	ADV
eistud-28902	62	84	well	well	ADV
eistud-28902	62	85	as	as	ADP
eistud-28902	62	86	society	society	NOUN
eistud-28902	62	87	well	well	ADV
eistud-28902	62	88	-	-	PUNCT
eistud-28902	62	89	being	being	NOUN
eistud-28902	62	90	or	or	CCONJ
eistud-28902	62	91	they	they	PRON
eistud-28902	62	92	are	be	AUX
eistud-28902	62	93	willing	willing	ADJ
eistud-28902	62	94	to	to	PART
eistud-28902	62	95	get	get	VERB
eistud-28902	62	96	only	only	ADV
eistud-28902	62	97	support	support	NOUN
eistud-28902	62	98	from	from	ADP
eistud-28902	62	99	the	the	DET
eistud-28902	62	100	society	society	NOUN
eistud-28902	62	101	.	.	PUNCT
eistud-28902	63	1	survey	survey	NOUN
eistud-28902	63	2	of	of	ADP
eistud-28902	63	3	young	young	ADJ
eistud-28902	63	4	people	people	NOUN
eistud-28902	63	5	from	from	ADP
eistud-28902	63	6	latvia	latvia	PROPN
eistud-28902	63	7	on	on	ADP
eistud-28902	63	8	their	their	PRON
eistud-28902	63	9	knowledge	knowledge	NOUN
eistud-28902	63	10	about	about	ADP
eistud-28902	63	11	several	several	ADJ
eistud-28902	63	12	financial	financial	ADJ
eistud-28902	63	13	aspects	aspect	NOUN
eistud-28902	63	14	including	include	VERB
eistud-28902	63	15	knowledge	knowledge	NOUN
eistud-28902	63	16	about	about	ADP
eistud-28902	63	17	needs	need	NOUN
eistud-28902	63	18	and	and	CCONJ
eistud-28902	63	19	possibilities	possibility	NOUN
eistud-28902	63	20	for	for	ADP
eistud-28902	63	21	future	future	ADJ
eistud-28902	63	22	pension	pension	NOUN
eistud-28902	63	23	savings	saving	NOUN
eistud-28902	63	24	was	be	AUX
eistud-28902	63	25	conducted	conduct	VERB
eistud-28902	63	26	in	in	ADP
eistud-28902	63	27	february	february	PROPN
eistud-28902	63	28	–	–	PUNCT
eistud-28902	63	29	march	march	NOUN
eistud-28902	63	30	,	,	PUNCT
eistud-28902	63	31	2021	2021	NUM
eistud-28902	63	32	.	.	PUNCT
eistud-28902	64	1	the	the	DET
eistud-28902	64	2	questionnaire	questionnaire	NOUN
eistud-28902	64	3	for	for	ADP
eistud-28902	64	4	the	the	DET
eistud-28902	64	5	survey	survey	NOUN
eistud-28902	64	6	was	be	AUX
eistud-28902	64	7	prepared	prepare	VERB
eistud-28902	64	8	taking	take	VERB
eistud-28902	64	9	into	into	ADP
eistud-28902	64	10	account	account	NOUN
eistud-28902	64	11	theoretical	theoretical	ADJ
eistud-28902	64	12	findings	finding	NOUN
eistud-28902	64	13	in	in	ADP
eistud-28902	64	14	research	research	NOUN
eistud-28902	64	15	in	in	ADP
eistud-28902	64	16	other	other	ADJ
eistud-28902	64	17	countries	country	NOUN
eistud-28902	64	18	and	and	CCONJ
eistud-28902	64	19	interest	interest	NOUN
eistud-28902	64	20	to	to	PART
eistud-28902	64	21	evaluate	evaluate	VERB
eistud-28902	64	22	the	the	DET
eistud-28902	64	23	financial	financial	ADJ
eistud-28902	64	24	literacy	literacy	NOUN
eistud-28902	64	25	of	of	ADP
eistud-28902	64	26	young	young	ADJ
eistud-28902	64	27	people	people	NOUN
eistud-28902	64	28	related	relate	VERB
eistud-28902	64	29	to	to	ADP
eistud-28902	64	30	their	their	PRON
eistud-28902	64	31	knowledge	knowledge	NOUN
eistud-28902	64	32	and	and	CCONJ
eistud-28902	64	33	their	their	PRON
eistud-28902	64	34	views	view	NOUN
eistud-28902	64	35	on	on	ADP
eistud-28902	64	36	pension	pension	NOUN
eistud-28902	64	37	savings	saving	NOUN
eistud-28902	64	38	to	to	PART
eistud-28902	64	39	have	have	VERB
eistud-28902	64	40	inhabitants	inhabitant	NOUN
eistud-28902	64	41	thinking	think	VERB
eistud-28902	64	42	about	about	ADP
eistud-28902	64	43	their	their	PRON
eistud-28902	64	44	long	long	ADJ
eistud-28902	64	45	-	-	PUNCT
eistud-28902	64	46	term	term	NOUN
eistud-28902	64	47	well	well	ADV
eistud-28902	64	48	-	-	PUNCT
eistud-28902	64	49	being	being	NOUN
eistud-28902	64	50	in	in	ADP
eistud-28902	64	51	their	their	PRON
eistud-28902	64	52	retirement	retirement	NOUN
eistud-28902	64	53	period	period	NOUN
eistud-28902	64	54	as	as	SCONJ
eistud-28902	64	55	the	the	DET
eistud-28902	64	56	current	current	ADJ
eistud-28902	64	57	situation	situation	NOUN
eistud-28902	64	58	indicate	indicate	VERB
eistud-28902	64	59	that	that	SCONJ
eistud-28902	64	60	there	there	PRON
eistud-28902	64	61	is	be	VERB
eistud-28902	64	62	quite	quite	DET
eistud-28902	64	63	a	a	DET
eistud-28902	64	64	big	big	ADJ
eistud-28902	64	65	share	share	NOUN
eistud-28902	64	66	of	of	ADP
eistud-28902	64	67	inhabitants	inhabitant	NOUN
eistud-28902	64	68	in	in	ADP
eistud-28902	64	69	latvia	latvia	PROPN
eistud-28902	64	70	who	who	PRON
eistud-28902	64	71	did	do	AUX
eistud-28902	64	72	not	not	PART
eistud-28902	64	73	pay	pay	VERB
eistud-28902	64	74	attention	attention	NOUN
eistud-28902	64	75	to	to	ADP
eistud-28902	64	76	their	their	PRON
eistud-28902	64	77	retirement	retirement	NOUN
eistud-28902	64	78	financial	financial	ADJ
eistud-28902	64	79	situation	situation	NOUN
eistud-28902	64	80	which	which	PRON
eistud-28902	64	81	in	in	ADP
eistud-28902	64	82	graet	graet	NOUN
eistud-28902	64	83	extent	extent	NOUN
eistud-28902	64	84	depend	depend	VERB
eistud-28902	64	85	from	from	ADP
eistud-28902	64	86	the	the	DET
eistud-28902	64	87	person	person	NOUN
eistud-28902	64	88	’s	’s	PART
eistud-28902	64	89	personal	personal	ADJ
eistud-28902	64	90	contribution	contribution	NOUN
eistud-28902	64	91	to	to	ADP
eistud-28902	64	92	the	the	DET
eistud-28902	64	93	social	social	ADJ
eistud-28902	64	94	security	security	NOUN
eistud-28902	64	95	contributions	contribution	NOUN
eistud-28902	64	96	by	by	ADP
eistud-28902	64	97	respective	respective	ADJ
eistud-28902	64	98	persons	person	NOUN
eistud-28902	64	99	.	.	PUNCT
eistud-28902	65	1	main	main	ADJ
eistud-28902	65	2	statistical	statistical	ADJ
eistud-28902	65	3	indicators	indicator	NOUN
eistud-28902	65	4	of	of	ADP
eistud-28902	65	5	respondent	respondent	NOUN
eistud-28902	65	6	self	self	NOUN
eistud-28902	65	7	-	-	PUNCT
eistud-28902	65	8	evaluations	evaluation	NOUN
eistud-28902	65	9	on	on	ADP
eistud-28902	65	10	their	their	PRON
eistud-28902	65	11	knowledge	knowledge	NOUN
eistud-28902	65	12	of	of	ADP
eistud-28902	65	13	pension	pension	NOUN
eistud-28902	65	14	system	system	NOUN
eistud-28902	65	15	in	in	ADP
eistud-28902	65	16	latvia	latvia	PROPN
eistud-28902	65	17	in	in	ADP
eistud-28902	65	18	2021	2021	NUM
eistud-28902	65	19	are	be	AUX
eistud-28902	65	20	included	include	VERB
eistud-28902	65	21	in	in	ADP
eistud-28902	65	22	table	table	NOUN
eistud-28902	65	23	1	1	NUM
eistud-28902	65	24	.	.	PUNCT
eistud-28902	65	25	survey	survey	NOUN
eistud-28902	65	26	results	result	NOUN
eistud-28902	65	27	indicate	indicate	VERB
eistud-28902	65	28	that	that	SCONJ
eistud-28902	65	29	young	young	ADJ
eistud-28902	65	30	people	people	NOUN
eistud-28902	65	31	in	in	ADP
eistud-28902	65	32	latvia	latvia	PROPN
eistud-28902	65	33	have	have	AUX
eistud-28902	65	34	evaluated	evaluate	VERB
eistud-28902	65	35	their	their	PRON
eistud-28902	65	36	knowledge	knowledge	NOUN
eistud-28902	65	37	about	about	ADP
eistud-28902	65	38	the	the	DET
eistud-28902	65	39	pension	pension	NOUN
eistud-28902	65	40	system	system	NOUN
eistud-28902	65	41	in	in	ADP
eistud-28902	65	42	latvia	latvia	PROPN
eistud-28902	65	43	on	on	ADP
eistud-28902	65	44	middling	middling	ADJ
eistud-28902	65	45	level	level	NOUN
eistud-28902	65	46	:	:	PUNCT
eistud-28902	65	47	with	with	SCONJ
eistud-28902	65	48	arithmetic	arithmetic	ADJ
eistud-28902	65	49	mean	mean	NOUN
eistud-28902	65	50	2.84	2.84	NUM
eistud-28902	65	51	(	(	PUNCT
eistud-28902	65	52	in	in	ADP
eistud-28902	65	53	scale	scale	NOUN
eistud-28902	65	54	1	1	NUM
eistud-28902	65	55	-	-	SYM
eistud-28902	65	56	5	5	NUM
eistud-28902	65	57	)	)	PUNCT
eistud-28902	65	58	,	,	PUNCT
eistud-28902	65	59	most	most	ADV
eistud-28902	65	60	often	often	ADV
eistud-28902	65	61	given	give	VERB
eistud-28902	65	62	evaluation	evaluation	NOUN
eistud-28902	65	63	was	be	AUX
eistud-28902	65	64	3	3	NUM
eistud-28902	65	65	,	,	PUNCT
eistud-28902	65	66	characterised	characterise	VERB
eistud-28902	65	67	by	by	ADP
eistud-28902	65	68	mode	mode	NOUN
eistud-28902	65	69	;	;	PUNCT
eistud-28902	65	70	half	half	NOUN
eistud-28902	65	71	of	of	ADP
eistud-28902	65	72	respondents	respondent	NOUN
eistud-28902	65	73	gave	give	VERB
eistud-28902	65	74	evaluation	evaluation	NOUN
eistud-28902	65	75	3	3	NUM
eistud-28902	65	76	or	or	CCONJ
eistud-28902	65	77	less	less	ADJ
eistud-28902	65	78	and	and	CCONJ
eistud-28902	65	79	half	half	NOUN
eistud-28902	65	80	of	of	ADP
eistud-28902	65	81	respondents	respondent	NOUN
eistud-28902	65	82	gave	give	VERB
eistud-28902	65	83	evaluation	evaluation	NOUN
eistud-28902	65	84	3	3	NUM
eistud-28902	65	85	or	or	CCONJ
eistud-28902	65	86	more	more	ADJ
eistud-28902	65	87	,	,	PUNCT
eistud-28902	65	88	characterised	characterise	VERB
eistud-28902	65	89	by	by	ADP
eistud-28902	65	90	median	median	PROPN
eistud-28902	65	91	.	.	PUNCT
eistud-28902	66	1	for	for	ADP
eistud-28902	66	2	evaluations	evaluation	NOUN
eistud-28902	66	3	by	by	ADP
eistud-28902	66	4	respondents	respondent	NOUN
eistud-28902	66	5	it	it	PRON
eistud-28902	66	6	was	be	AUX
eistud-28902	66	7	covered	cover	VERB
eistud-28902	66	8	all	all	DET
eistud-28902	66	9	evaluation	evaluation	NOUN
eistud-28902	66	10	scale	scale	NOUN
eistud-28902	66	11	and	and	CCONJ
eistud-28902	66	12	the	the	DET
eistud-28902	66	13	indicators	indicator	NOUN
eistud-28902	66	14	of	of	ADP
eistud-28902	66	15	variability	variability	NOUN
eistud-28902	66	16	indicate	indicate	VERB
eistud-28902	66	17	that	that	SCONJ
eistud-28902	66	18	the	the	DET
eistud-28902	66	19	evaluations	evaluation	NOUN
eistud-28902	66	20	were	be	AUX
eistud-28902	66	21	quite	quite	ADV
eistud-28902	66	22	different	different	ADJ
eistud-28902	66	23	by	by	ADP
eistud-28902	66	24	young	young	ADJ
eistud-28902	66	25	people	people	NOUN
eistud-28902	66	26	.	.	PUNCT
eistud-28902	67	1	as	as	SCONJ
eistud-28902	67	2	it	it	PRON
eistud-28902	67	3	was	be	AUX
eistud-28902	67	4	pointed	point	VERB
eistud-28902	67	5	out	out	ADP
eistud-28902	67	6	in	in	ADP
eistud-28902	67	7	several	several	ADJ
eistud-28902	67	8	theoretical	theoretical	ADJ
eistud-28902	67	9	findings	finding	NOUN
eistud-28902	67	10	reflected	reflect	VERB
eistud-28902	67	11	in	in	ADP
eistud-28902	67	12	the	the	DET
eistud-28902	67	13	scientific	scientific	ADJ
eistud-28902	67	14	publications	publication	NOUN
eistud-28902	67	15	that	that	SCONJ
eistud-28902	67	16	financial	financial	ADJ
eistud-28902	67	17	literacy	literacy	NOUN
eistud-28902	67	18	for	for	ADP
eistud-28902	67	19	youngsters	youngster	NOUN
eistud-28902	67	20	differ	differ	VERB
eistud-28902	67	21	by	by	ADP
eistud-28902	67	22	age	age	NOUN
eistud-28902	67	23	,	,	PUNCT
eistud-28902	67	24	by	by	ADP
eistud-28902	67	25	gender	gender	NOUN
eistud-28902	67	26	and	and	CCONJ
eistud-28902	67	27	by	by	ADP
eistud-28902	67	28	income	income	NOUN
eistud-28902	67	29	level	level	NOUN
eistud-28902	67	30	where	where	SCONJ
eistud-28902	67	31	for	for	ADP
eistud-28902	67	32	income	income	NOUN
eistud-28902	67	33	level	level	NOUN
eistud-28902	67	34	it	it	PRON
eistud-28902	67	35	is	be	AUX
eistud-28902	67	36	important	important	ADJ
eistud-28902	67	37	their	their	PRON
eistud-28902	67	38	income	income	NOUN
eistud-28902	67	39	from	from	ADP
eistud-28902	67	40	their	their	PRON
eistud-28902	67	41	professional	professional	ADJ
eistud-28902	67	42	activities	activity	NOUN
eistud-28902	67	43	.	.	PUNCT
eistud-28902	68	1	distribution	distribution	NOUN
eistud-28902	68	2	of	of	ADP
eistud-28902	68	3	evaluations	evaluation	NOUN
eistud-28902	68	4	on	on	ADP
eistud-28902	68	5	knowledge	knowledge	NOUN
eistud-28902	68	6	of	of	ADP
eistud-28902	68	7	young	young	ADJ
eistud-28902	68	8	people	people	NOUN
eistud-28902	68	9	about	about	ADP
eistud-28902	68	10	the	the	DET
eistud-28902	68	11	pension	pension	NOUN
eistud-28902	68	12	system	system	NOUN
eistud-28902	68	13	in	in	ADP
eistud-28902	68	14	latvia	latvia	PROPN
eistud-28902	68	15	in	in	ADP
eistud-28902	68	16	2021	2021	NUM
eistud-28902	68	17	by	by	ADP
eistud-28902	68	18	gender	gender	NOUN
eistud-28902	68	19	is	be	AUX
eistud-28902	68	20	included	include	VERB
eistud-28902	68	21	in	in	ADP
eistud-28902	68	22	table	table	NOUN
eistud-28902	68	23	2	2	NUM
eistud-28902	68	24	.	.	PUNCT
eistud-28902	69	1	evaluations	evaluation	NOUN
eistud-28902	69	2	by	by	ADP
eistud-28902	69	3	respondents	respondent	NOUN
eistud-28902	69	4	indicate	indicate	VERB
eistud-28902	69	5	that	that	SCONJ
eistud-28902	69	6	the	the	DET
eistud-28902	69	7	evaluations	evaluation	NOUN
eistud-28902	69	8	by	by	ADP
eistud-28902	69	9	gender	gender	NOUN
eistud-28902	69	10	are	be	AUX
eistud-28902	69	11	alike	alike	ADJ
eistud-28902	69	12	but	but	CCONJ
eistud-28902	69	13	it	it	PRON
eistud-28902	69	14	is	be	AUX
eistud-28902	69	15	important	important	ADJ
eistud-28902	69	16	to	to	PART
eistud-28902	69	17	know	know	VERB
eistud-28902	69	18	–	–	PUNCT
eistud-28902	69	19	do	do	AUX
eistud-28902	69	20	those	those	DET
eistud-28902	69	21	evaluations	evaluation	NOUN
eistud-28902	69	22	differ	differ	VERB
eistud-28902	69	23	:	:	PUNCT
eistud-28902	69	24	are	be	AUX
eistud-28902	69	25	the	the	DET
eistud-28902	69	26	differences	difference	NOUN
eistud-28902	69	27	statistically	statistically	ADV
eistud-28902	69	28	significant	significant	ADJ
eistud-28902	69	29	by	by	ADP
eistud-28902	69	30	appropriate	appropriate	ADJ
eistud-28902	69	31	empirical	empirical	ADJ
eistud-28902	69	32	research	research	NOUN
eistud-28902	69	33	results	result	VERB
eistud-28902	69	34	statistical	statistical	ADJ
eistud-28902	69	35	indicators	indicator	NOUN
eistud-28902	69	36	values	value	NOUN
eistud-28902	69	37	n	n	PRON
eistud-28902	69	38	valid	valid	ADJ
eistud-28902	69	39	204	204	NUM
eistud-28902	69	40	missing	miss	VERB
eistud-28902	69	41	5	5	NUM
eistud-28902	69	42	mean	mean	NOUN
eistud-28902	69	43	2.84	2.84	NUM
eistud-28902	69	44	standard	standard	ADJ
eistud-28902	69	45	error	error	NOUN
eistud-28902	69	46	of	of	ADP
eistud-28902	69	47	mean	mean	NOUN
eistud-28902	69	48	0.076	0.076	NUM
eistud-28902	69	49	median	median	NOUN
eistud-28902	69	50	3	3	NUM
eistud-28902	69	51	mode	mode	NOUN
eistud-28902	69	52	3	3	NUM
eistud-28902	69	53	standard	standard	ADJ
eistud-28902	69	54	deviation	deviation	NOUN
eistud-28902	69	55	1.091	1.091	NUM
eistud-28902	69	56	variance	variance	NOUN
eistud-28902	69	57	1.190	1.190	NUM
eistud-28902	69	58	range	range	NOUN
eistud-28902	69	59	4	4	NUM
eistud-28902	69	60	minimum	minimum	NOUN
eistud-28902	69	61	1	1	NUM
eistud-28902	69	62	maximum	maximum	ADJ
eistud-28902	69	63	5	5	NUM
eistud-28902	69	64	table	table	NOUN
eistud-28902	69	65	1	1	NUM
eistud-28902	69	66	main	main	ADJ
eistud-28902	69	67	statistical	statistical	ADJ
eistud-28902	69	68	indicators	indicator	NOUN
eistud-28902	69	69	on	on	ADP
eistud-28902	69	70	knowledge	knowledge	NOUN
eistud-28902	69	71	evaluation	evaluation	NOUN
eistud-28902	69	72	on	on	ADP
eistud-28902	69	73	pension	pension	NOUN
eistud-28902	69	74	system	system	NOUN
eistud-28902	69	75	in	in	ADP
eistud-28902	69	76	latvia	latvia	PROPN
eistud-28902	69	77	in	in	ADP
eistud-28902	69	78	2021	2021	NUM
eistud-28902	69	79	source	source	NOUN
eistud-28902	69	80	:	:	PUNCT
eistud-28902	69	81	authors	author	NOUN
eistud-28902	69	82	’	'	PUNCT
eistud-28902	69	83	calculations	calculation	NOUN
eistud-28902	69	84	based	base	VERB
eistud-28902	69	85	on	on	ADP
eistud-28902	69	86	survey	survey	NOUN
eistud-28902	69	87	in	in	ADP
eistud-28902	69	88	2021	2021	NUM
eistud-28902	69	89	,	,	PUNCT
eistud-28902	69	90	n=204	n=204	NUM
eistud-28902	69	91	;	;	PUNCT
eistud-28902	69	92	evaluation	evaluation	NOUN
eistud-28902	69	93	scale	scale	NOUN
eistud-28902	69	94	1	1	NUM
eistud-28902	69	95	-	-	SYM
eistud-28902	69	96	5	5	NUM
eistud-28902	69	97	,	,	PUNCT
eistud-28902	69	98	where	where	SCONJ
eistud-28902	69	99	1	1	NUM
eistud-28902	69	100	-	-	PUNCT
eistud-28902	69	101	very	very	ADV
eistud-28902	69	102	bad	bad	ADJ
eistud-28902	69	103	;	;	PUNCT
eistud-28902	69	104	5	5	NUM
eistud-28902	69	105	-	-	PUNCT
eistud-28902	69	106	very	very	ADV
eistud-28902	69	107	good	good	ADJ
eistud-28902	69	108	significance	significance	NOUN
eistud-28902	69	109	level	level	NOUN
eistud-28902	69	110	–	–	PUNCT
eistud-28902	69	111	the	the	DET
eistud-28902	69	112	average	average	ADJ
eistud-28902	69	113	evaluations	evaluation	NOUN
eistud-28902	69	114	of	of	ADP
eistud-28902	69	115	respondents	respondent	NOUN
eistud-28902	69	116	was	be	AUX
eistud-28902	69	117	tested	test	VERB
eistud-28902	69	118	–	–	PUNCT
eistud-28902	69	119	do	do	AUX
eistud-28902	69	120	the	the	DET
eistud-28902	69	121	average	average	ADJ
eistud-28902	69	122	levels	level	NOUN
eistud-28902	69	123	of	of	ADP
eistud-28902	69	124	evaluations	evaluation	NOUN
eistud-28902	69	125	by	by	ADP
eistud-28902	69	126	gender	gender	NOUN
eistud-28902	69	127	differ	differ	VERB
eistud-28902	69	128	statistically	statistically	ADV
eistud-28902	69	129	significant	significant	ADJ
eistud-28902	69	130	.	.	PUNCT
eistud-28902	70	1	main	main	ADJ
eistud-28902	70	2	statistical	statistical	ADJ
eistud-28902	70	3	indicators	indicator	NOUN
eistud-28902	70	4	on	on	ADP
eistud-28902	70	5	arithmetic	arithmetic	ADJ
eistud-28902	70	6	means	mean	NOUN
eistud-28902	70	7	of	of	ADP
eistud-28902	70	8	knowledge	knowledge	NOUN
eistud-28902	70	9	evaluations	evaluation	NOUN
eistud-28902	70	10	on	on	ADP
eistud-28902	70	11	pension	pension	NOUN
eistud-28902	70	12	system	system	NOUN
eistud-28902	70	13	in	in	ADP
eistud-28902	70	14	latvia	latvia	PROPN
eistud-28902	70	15	in	in	ADP
eistud-28902	70	16	2021	2021	NUM
eistud-28902	70	17	by	by	ADP
eistud-28902	70	18	gender	gender	NOUN
eistud-28902	70	19	are	be	AUX
eistud-28902	70	20	included	include	VERB
eistud-28902	70	21	in	in	ADP
eistud-28902	70	22	table	table	NOUN
eistud-28902	70	23	3	3	NUM
eistud-28902	70	24	.	.	PUNCT
eistud-28902	71	1	the	the	DET
eistud-28902	71	2	arithmetic	arithmetic	ADJ
eistud-28902	71	3	means	mean	NOUN
eistud-28902	71	4	of	of	ADP
eistud-28902	71	5	the	the	DET
eistud-28902	71	6	evaluations	evaluation	NOUN
eistud-28902	71	7	of	of	ADP
eistud-28902	71	8	financial	financial	ADJ
eistud-28902	71	9	literacy	literacy	NOUN
eistud-28902	71	10	in	in	ADP
eistud-28902	71	11	the	the	DET
eistud-28902	71	12	pension	pension	NOUN
eistud-28902	71	13	system	system	NOUN
eistud-28902	71	14	are	be	AUX
eistud-28902	71	15	higher	high	ADJ
eistud-28902	71	16	for	for	ADP
eistud-28902	71	17	men	man	NOUN
eistud-28902	71	18	,	,	PUNCT
eistud-28902	71	19	thus	thus	ADV
eistud-28902	71	20	confirming	confirm	VERB
eistud-28902	71	21	the	the	DET
eistud-28902	71	22	conclusions	conclusion	NOUN
eistud-28902	71	23	of	of	ADP
eistud-28902	71	24	previous	previous	ADJ
eistud-28902	71	25	studies	study	NOUN
eistud-28902	71	26	on	on	ADP
eistud-28902	71	27	this	this	DET
eistud-28902	71	28	factor	factor	NOUN
eistud-28902	71	29	.	.	PUNCT
eistud-28902	72	1	whether	whether	SCONJ
eistud-28902	72	2	thosse	thosse	ADJ
eistud-28902	72	3	averages	average	NOUN
eistud-28902	72	4	of	of	ADP
eistud-28902	72	5	ratings	rating	NOUN
eistud-28902	72	6	by	by	ADP
eistud-28902	72	7	the	the	DET
eistud-28902	72	8	respondents	respondent	NOUN
eistud-28902	72	9	differ	differ	VERB
eistud-28902	72	10	statistically	statistically	ADV
eistud-28902	72	11	significant	significant	ADJ
eistud-28902	72	12	by	by	ADP
eistud-28902	72	13	gender	gender	NOUN
eistud-28902	72	14	has	have	AUX
eistud-28902	72	15	been	be	AUX
eistud-28902	72	16	tested	test	VERB
eistud-28902	72	17	by	by	ADP
eistud-28902	72	18	t	t	PROPN
eistud-28902	72	19	-	-	PUNCT
eistud-28902	72	20	test	test	NOUN
eistud-28902	72	21	.	.	PUNCT
eistud-28902	73	1	the	the	DET
eistud-28902	73	2	results	result	NOUN
eistud-28902	73	3	of	of	ADP
eistud-28902	73	4	testing	test	VERB
eistud-28902	73	5	statistical	statistical	ADJ
eistud-28902	73	6	hypothesis	hypothesis	NOUN
eistud-28902	73	7	on	on	ADP
eistud-28902	73	8	difference	difference	NOUN
eistud-28902	73	9	of	of	ADP
eistud-28902	73	10	arithmentif	arithmentif	NOUN
eistud-28902	73	11	means	mean	NOUN
eistud-28902	73	12	of	of	ADP
eistud-28902	73	13	the	the	DET
eistud-28902	73	14	evaluations	evaluation	NOUN
eistud-28902	73	15	by	by	ADP
eistud-28902	73	16	gender	gender	NOUN
eistud-28902	73	17	are	be	AUX
eistud-28902	73	18	included	include	VERB
eistud-28902	73	19	in	in	ADP
eistud-28902	73	20	table	table	NOUN
eistud-28902	73	21	4	4	NUM
eistud-28902	73	22	.	.	PUNCT
eistud-28902	74	1	data	datum	NOUN
eistud-28902	74	2	of	of	ADP
eistud-28902	74	3	hypotheses	hypothesis	NOUN
eistud-28902	74	4	testing	testing	NOUN
eistud-28902	74	5	included	include	VERB
eistud-28902	74	6	in	in	ADP
eistud-28902	74	7	the	the	DET
eistud-28902	74	8	preeuropean	preeuropean	ADJ
eistud-28902	74	9	integrat	integrat	NOUN
eistud-28902	74	10	ion	ion	NOUN
eistud-28902	74	11	studies2021/15	studies2021/15	NOUN
eistud-28902	74	12	164	164	NUM
eistud-28902	74	13	evaluations	evaluation	NOUN
eistud-28902	74	14	gender	gender	NOUN
eistud-28902	74	15	total	total	ADJ
eistud-28902	74	16	female	female	ADJ
eistud-28902	74	17	male	male	NOUN
eistud-28902	74	18	other	other	ADJ
eistud-28902	74	19	number	number	NOUN
eistud-28902	74	20	share	share	NOUN
eistud-28902	74	21	(	(	PUNCT
eistud-28902	74	22	%	%	INTJ
eistud-28902	74	23	)	)	PUNCT
eistud-28902	74	24	number	number	NOUN
eistud-28902	74	25	share	share	NOUN
eistud-28902	74	26	(	(	PUNCT
eistud-28902	74	27	%	%	INTJ
eistud-28902	74	28	)	)	PUNCT
eistud-28902	74	29	number	number	NOUN
eistud-28902	74	30	share	share	NOUN
eistud-28902	74	31	(	(	PUNCT
eistud-28902	74	32	%	%	INTJ
eistud-28902	74	33	)	)	PUNCT
eistud-28902	74	34	number	number	NOUN
eistud-28902	74	35	share	share	NOUN
eistud-28902	74	36	(	(	PUNCT
eistud-28902	74	37	%	%	INTJ
eistud-28902	74	38	)	)	PUNCT
eistud-28902	74	39	1very	1very	NUM
eistud-28902	74	40	bad	bad	ADJ
eistud-28902	74	41	18	18	NUM
eistud-28902	74	42	11,6	11,6	NUM
eistud-28902	74	43	5	5	NUM
eistud-28902	74	44	11,1	11,1	NUM
eistud-28902	74	45	0	0	NUM
eistud-28902	74	46	0	0	NUM
eistud-28902	74	47	23	23	NUM
eistud-28902	75	1	11,3	11,3	NUM
eistud-28902	75	2	2	2	NUM
eistud-28902	75	3	43	43	NUM
eistud-28902	75	4	27,7	27,7	NUM
eistud-28902	75	5	11	11	NUM
eistud-28902	75	6	24,5	24,5	NUM
eistud-28902	75	7	2	2	NUM
eistud-28902	75	8	66,7	66,7	NUM
eistud-28902	75	9	56	56	NUM
eistud-28902	75	10	27,6	27,6	NUM
eistud-28902	75	11	3	3	NUM
eistud-28902	75	12	60	60	NUM
eistud-28902	75	13	38,7	38,7	NUM
eistud-28902	75	14	10	10	NUM
eistud-28902	75	15	22,2	22,2	NUM
eistud-28902	75	16	1	1	NUM
eistud-28902	75	17	33,3	33,3	NOUN
eistud-28902	75	18	71	71	NUM
eistud-28902	75	19	35,0	35,0	NUM
eistud-28902	75	20	4	4	NUM
eistud-28902	75	21	28	28	NUM
eistud-28902	75	22	18,1	18,1	NUM
eistud-28902	75	23	10	10	NUM
eistud-28902	75	24	22,2	22,2	NUM
eistud-28902	75	25	0	0	NUM
eistud-28902	75	26	0	0	NUM
eistud-28902	75	27	38	38	NUM
eistud-28902	75	28	18,7	18,7	NUM
eistud-28902	75	29	5	5	NUM
eistud-28902	75	30	-	-	PUNCT
eistud-28902	75	31	very	very	ADV
eistud-28902	75	32	good	good	ADJ
eistud-28902	75	33	6	6	NUM
eistud-28902	75	34	3,9	3,9	NUM
eistud-28902	75	35	9	9	NUM
eistud-28902	75	36	20,0	20,0	NOUN
eistud-28902	75	37	0	0	NUM
eistud-28902	75	38	0	0	NUM
eistud-28902	75	39	15	15	NUM
eistud-28902	75	40	7,4	7,4	NUM
eistud-28902	75	41	total	total	NOUN
eistud-28902	75	42	155	155	NUM
eistud-28902	75	43	100	100	NUM
eistud-28902	75	44	45	45	NUM
eistud-28902	75	45	100	100	NUM
eistud-28902	75	46	3	3	NUM
eistud-28902	75	47	100	100	NUM
eistud-28902	75	48	203	203	NUM
eistud-28902	75	49	100	100	NUM
eistud-28902	75	50	table	table	NOUN
eistud-28902	75	51	2	2	NUM
eistud-28902	75	52	distribution	distribution	NOUN
eistud-28902	75	53	of	of	ADP
eistud-28902	75	54	evaluations	evaluation	NOUN
eistud-28902	75	55	on	on	ADP
eistud-28902	75	56	knowledge	knowledge	NOUN
eistud-28902	75	57	evaluations	evaluation	NOUN
eistud-28902	75	58	on	on	ADP
eistud-28902	75	59	pension	pension	NOUN
eistud-28902	75	60	system	system	NOUN
eistud-28902	75	61	in	in	ADP
eistud-28902	75	62	latvia	latvia	PROPN
eistud-28902	75	63	in	in	ADP
eistud-28902	75	64	2021	2021	NUM
eistud-28902	75	65	by	by	ADP
eistud-28902	75	66	gender	gender	NOUN
eistud-28902	75	67	source	source	NOUN
eistud-28902	75	68	:	:	PUNCT
eistud-28902	75	69	authors	author	NOUN
eistud-28902	75	70	’	'	PUNCT
eistud-28902	75	71	calculations	calculation	NOUN
eistud-28902	75	72	based	base	VERB
eistud-28902	75	73	on	on	ADP
eistud-28902	75	74	survey	survey	NOUN
eistud-28902	75	75	in	in	ADP
eistud-28902	75	76	2021	2021	NUM
eistud-28902	75	77	,	,	PUNCT
eistud-28902	75	78	n=203	n=203	NUM
eistud-28902	75	79	;	;	PUNCT
eistud-28902	75	80	evaluation	evaluation	NOUN
eistud-28902	75	81	scale	scale	NOUN
eistud-28902	75	82	1	1	NUM
eistud-28902	75	83	-	-	SYM
eistud-28902	75	84	5	5	NUM
eistud-28902	75	85	,	,	PUNCT
eistud-28902	75	86	where	where	SCONJ
eistud-28902	75	87	1	1	NUM
eistud-28902	75	88	-	-	PUNCT
eistud-28902	75	89	very	very	ADV
eistud-28902	75	90	bad	bad	ADJ
eistud-28902	75	91	;	;	PUNCT
eistud-28902	75	92	5	5	NUM
eistud-28902	75	93	-	-	PUNCT
eistud-28902	75	94	very	very	ADV
eistud-28902	75	95	good	good	ADJ
eistud-28902	75	96	gender	gender	NOUN
eistud-28902	75	97	mean	mean	NOUN
eistud-28902	75	98	n	n	CCONJ
eistud-28902	75	99	standard	standard	ADJ
eistud-28902	75	100	deviation	deviation	NOUN
eistud-28902	75	101	standard	standard	ADJ
eistud-28902	75	102	error	error	NOUN
eistud-28902	75	103	of	of	ADP
eistud-28902	75	104	mean	mean	ADJ
eistud-28902	75	105	minimum	minimum	ADJ
eistud-28902	75	106	maximum	maximum	ADJ
eistud-28902	75	107	range	range	NOUN
eistud-28902	75	108	median	median	ADJ
eistud-28902	75	109	female	female	NOUN
eistud-28902	75	110	2.75	2.75	NUM
eistud-28902	75	111	155	155	NUM
eistud-28902	75	112	1.010	1.010	NUM
eistud-28902	75	113	0.081	0.081	NUM
eistud-28902	75	114	1	1	NUM
eistud-28902	75	115	5	5	NUM
eistud-28902	75	116	4	4	NUM
eistud-28902	75	117	3	3	NUM
eistud-28902	75	118	male	male	NOUN
eistud-28902	75	119	3.16	3.16	NUM
eistud-28902	75	120	45	45	NUM
eistud-28902	75	121	1.313	1.313	NUM
eistud-28902	75	122	0.196	0.196	NUM
eistud-28902	75	123	1	1	NUM
eistud-28902	75	124	5	5	NUM
eistud-28902	75	125	4	4	NUM
eistud-28902	75	126	3	3	NUM
eistud-28902	75	127	other	other	ADJ
eistud-28902	75	128	2.33	2.33	NUM
eistud-28902	75	129	3	3	NUM
eistud-28902	75	130	0.577	0.577	NUM
eistud-28902	75	131	0.333	0.333	NUM
eistud-28902	75	132	2	2	NUM
eistud-28902	75	133	3	3	NUM
eistud-28902	75	134	1	1	NUM
eistud-28902	75	135	2	2	NUM
eistud-28902	75	136	total	total	NOUN
eistud-28902	75	137	2.83	2.83	NUM
eistud-28902	75	138	203	203	NUM
eistud-28902	75	139	1.091	1.091	NUM
eistud-28902	75	140	0.077	0.077	NUM
eistud-28902	75	141	1	1	NUM
eistud-28902	75	142	5	5	NUM
eistud-28902	75	143	4	4	NUM
eistud-28902	75	144	3	3	NUM
eistud-28902	75	145	6	6	NUM
eistud-28902	75	146	3,9	3,9	NUM
eistud-28902	75	147	9	9	NUM
eistud-28902	75	148	20,0	20,0	NOUN
eistud-28902	75	149	0	0	NUM
eistud-28902	75	150	0	0	NUM
eistud-28902	75	151	15	15	NUM
eistud-28902	75	152	7,4	7,4	NUM
eistud-28902	75	153	155	155	NUM
eistud-28902	75	154	100	100	NUM
eistud-28902	75	155	45	45	NUM
eistud-28902	75	156	100	100	NUM
eistud-28902	75	157	3	3	NUM
eistud-28902	75	158	100	100	NUM
eistud-28902	75	159	203	203	NUM
eistud-28902	75	160	100	100	NUM
eistud-28902	75	161	table	table	NOUN
eistud-28902	75	162	3	3	NUM
eistud-28902	75	163	main	main	ADJ
eistud-28902	75	164	statistical	statistical	ADJ
eistud-28902	75	165	indicators	indicator	NOUN
eistud-28902	75	166	on	on	ADP
eistud-28902	75	167	knowledge	knowledge	NOUN
eistud-28902	75	168	evaluation	evaluation	NOUN
eistud-28902	75	169	on	on	ADP
eistud-28902	75	170	pension	pension	NOUN
eistud-28902	75	171	system	system	NOUN
eistud-28902	75	172	in	in	ADP
eistud-28902	75	173	latvia	latvia	PROPN
eistud-28902	75	174	in	in	ADP
eistud-28902	75	175	2021	2021	NUM
eistud-28902	75	176	by	by	ADP
eistud-28902	75	177	gender	gender	NOUN
eistud-28902	75	178	source	source	NOUN
eistud-28902	75	179	:	:	PUNCT
eistud-28902	75	180	authors	author	NOUN
eistud-28902	75	181	’	'	PUNCT
eistud-28902	75	182	calculations	calculation	NOUN
eistud-28902	75	183	based	base	VERB
eistud-28902	75	184	on	on	ADP
eistud-28902	75	185	survey	survey	NOUN
eistud-28902	75	186	in	in	ADP
eistud-28902	75	187	2021	2021	NUM
eistud-28902	75	188	,	,	PUNCT
eistud-28902	75	189	n=203	n=203	NUM
eistud-28902	75	190	;	;	PUNCT
eistud-28902	75	191	evaluation	evaluation	NOUN
eistud-28902	75	192	scale	scale	NOUN
eistud-28902	75	193	1	1	NUM
eistud-28902	75	194	-	-	SYM
eistud-28902	75	195	5	5	NUM
eistud-28902	75	196	,	,	PUNCT
eistud-28902	75	197	where	where	SCONJ
eistud-28902	75	198	1	1	NUM
eistud-28902	75	199	-	-	PUNCT
eistud-28902	75	200	very	very	ADV
eistud-28902	75	201	bad	bad	ADJ
eistud-28902	75	202	;	;	PUNCT
eistud-28902	75	203	5	5	NUM
eistud-28902	75	204	-	-	PUNCT
eistud-28902	75	205	very	very	ADV
eistud-28902	75	206	good	good	ADJ
eistud-28902	75	207	levene	levene	NOUN
eistud-28902	75	208	's	's	PART
eistud-28902	75	209	test	test	NOUN
eistud-28902	75	210	for	for	ADP
eistud-28902	75	211	equality	equality	NOUN
eistud-28902	75	212	of	of	ADP
eistud-28902	75	213	variances	variance	NOUN
eistud-28902	75	214	t	t	NOUN
eistud-28902	75	215	-	-	PUNCT
eistud-28902	75	216	test	test	NOUN
eistud-28902	75	217	for	for	ADP
eistud-28902	75	218	equality	equality	NOUN
eistud-28902	75	219	of	of	ADP
eistud-28902	75	220	means	means	PROPN
eistud-28902	75	221	f	f	PROPN
eistud-28902	75	222	sig	sig	PROPN
eistud-28902	75	223	.	.	PUNCT
eistud-28902	76	1	t	t	PROPN
eistud-28902	76	2	df	df	PROPN
eistud-28902	76	3	sig	sig	PROPN
eistud-28902	76	4	.	.	PUNCT
eistud-28902	77	1	(	(	PUNCT
eistud-28902	77	2	2	2	NUM
eistud-28902	77	3	-	-	PUNCT
eistud-28902	77	4	tailed	tailed	ADJ
eistud-28902	77	5	)	)	PUNCT
eistud-28902	77	6	mean	mean	NOUN
eistud-28902	77	7	difference	difference	NOUN
eistud-28902	77	8	standard	standard	NOUN
eistud-28902	77	9	error	error	NOUN
eistud-28902	77	10	difference	difference	NOUN
eistud-28902	77	11	equal	equal	ADJ
eistud-28902	77	12	variances	variance	NOUN
eistud-28902	77	13	assumed	assume	VERB
eistud-28902	77	14	8.076	8.076	NUM
eistud-28902	77	15	0.005	0.005	NUM
eistud-28902	77	16	-2.216	-2.216	NUM
eistud-28902	77	17	198	198	NUM
eistud-28902	77	18	0.028	0.028	NUM
eistud-28902	77	19	-0.407	-0.407	PUNCT
eistud-28902	77	20	0.184	0.184	NUM
eistud-28902	77	21	equal	equal	ADJ
eistud-28902	77	22	variances	variance	NOUN
eistud-28902	77	23	not	not	PART
eistud-28902	77	24	assumed	assume	VERB
eistud-28902	77	25	-1.921	-1.921	ADP
eistud-28902	77	26	59.908	59.908	NUM
eistud-28902	77	27	0.059	0.059	NUM
eistud-28902	77	28	-0.407	-0.407	NUM
eistud-28902	77	29	0.212	0.212	NUM
eistud-28902	77	30	table	table	NOUN
eistud-28902	77	31	4	4	NUM
eistud-28902	77	32	main	main	ADJ
eistud-28902	77	33	statistical	statistical	ADJ
eistud-28902	77	34	indicators	indicator	NOUN
eistud-28902	77	35	of	of	ADP
eistud-28902	77	36	t	t	NOUN
eistud-28902	77	37	-	-	PUNCT
eistud-28902	77	38	test	test	NOUN
eistud-28902	77	39	on	on	ADP
eistud-28902	77	40	differernces	differernce	NOUN
eistud-28902	77	41	of	of	ADP
eistud-28902	77	42	knowledge	knowledge	NOUN
eistud-28902	77	43	evaluation	evaluation	NOUN
eistud-28902	77	44	on	on	ADP
eistud-28902	77	45	pension	pension	NOUN
eistud-28902	77	46	system	system	NOUN
eistud-28902	77	47	in	in	ADP
eistud-28902	77	48	latvia	latvia	PROPN
eistud-28902	77	49	in	in	ADP
eistud-28902	77	50	2021	2021	NUM
eistud-28902	77	51	by	by	ADP
eistud-28902	77	52	gender	gender	NOUN
eistud-28902	77	53	source	source	NOUN
eistud-28902	77	54	:	:	PUNCT
eistud-28902	77	55	authors	author	NOUN
eistud-28902	77	56	’	'	PUNCT
eistud-28902	77	57	calculations	calculation	NOUN
eistud-28902	77	58	based	base	VERB
eistud-28902	77	59	on	on	ADP
eistud-28902	77	60	survey	survey	NOUN
eistud-28902	77	61	in	in	ADP
eistud-28902	77	62	2021	2021	NUM
eistud-28902	77	63	,	,	PUNCT
eistud-28902	77	64	n=203	n=203	NUM
eistud-28902	77	65	;	;	PUNCT
eistud-28902	77	66	evaluation	evaluation	NOUN
eistud-28902	77	67	scale	scale	NOUN
eistud-28902	77	68	1	1	NUM
eistud-28902	77	69	-	-	SYM
eistud-28902	77	70	5	5	NUM
eistud-28902	77	71	,	,	PUNCT
eistud-28902	77	72	where	where	SCONJ
eistud-28902	77	73	1	1	NUM
eistud-28902	77	74	-	-	PUNCT
eistud-28902	77	75	very	very	ADV
eistud-28902	77	76	bad	bad	ADJ
eistud-28902	77	77	;	;	PUNCT
eistud-28902	77	78	5	5	NUM
eistud-28902	77	79	-	-	PUNCT
eistud-28902	77	80	very	very	ADV
eistud-28902	77	81	good	good	ADJ
eistud-28902	77	82	vious	vious	ADJ
eistud-28902	77	83	table	table	NOUN
eistud-28902	77	84	indicate	indicate	VERB
eistud-28902	77	85	that	that	SCONJ
eistud-28902	77	86	there	there	PRON
eistud-28902	77	87	are	be	VERB
eistud-28902	77	88	no	no	DET
eistud-28902	77	89	statistically	statistically	ADV
eistud-28902	77	90	signifficant	signifficant	ADJ
eistud-28902	77	91	differences	difference	NOUN
eistud-28902	77	92	in	in	ADP
eistud-28902	77	93	self	self	NOUN
eistud-28902	77	94	-	-	PUNCT
eistud-28902	77	95	evaluations	evaluation	NOUN
eistud-28902	77	96	on	on	ADP
eistud-28902	77	97	pension	pension	NOUN
eistud-28902	77	98	system	system	NOUN
eistud-28902	77	99	knowledge	knowledge	NOUN
eistud-28902	77	100	by	by	ADP
eistud-28902	77	101	gender	gender	NOUN
eistud-28902	77	102	.	.	PUNCT
eistud-28902	78	1	the	the	DET
eistud-28902	78	2	other	other	ADJ
eistud-28902	78	3	aspect	aspect	NOUN
eistud-28902	78	4	covered	cover	VERB
eistud-28902	78	5	in	in	ADP
eistud-28902	78	6	scientific	scientific	ADJ
eistud-28902	78	7	publications	publication	NOUN
eistud-28902	78	8	that	that	SCONJ
eistud-28902	78	9	resprsentatives	resprsentative	VERB
eistud-28902	78	10	from	from	ADP
eistud-28902	78	11	different	different	ADJ
eistud-28902	78	12	age	age	NOUN
eistud-28902	78	13	groups	group	NOUN
eistud-28902	78	14	have	have	VERB
eistud-28902	78	15	different	different	ADJ
eistud-28902	78	16	level	level	NOUN
eistud-28902	78	17	of	of	ADP
eistud-28902	78	18	financial	financial	ADJ
eistud-28902	78	19	literacy	literacy	NOUN
eistud-28902	78	20	.	.	PUNCT
eistud-28902	79	1	our	our	PRON
eistud-28902	79	2	investigations	investigation	NOUN
eistud-28902	79	3	on	on	ADP
eistud-28902	79	4	knowledge	knowledge	NOUN
eistud-28902	79	5	about	about	ADP
eistud-28902	79	6	the	the	DET
eistud-28902	79	7	pension	pension	NOUN
eistud-28902	79	8	system	system	NOUN
eistud-28902	79	9	in	in	ADP
eistud-28902	79	10	latvia	latvia	PROPN
eistud-28902	79	11	by	by	ADP
eistud-28902	79	12	age	age	NOUN
eistud-28902	79	13	groups	group	NOUN
eistud-28902	79	14	were	be	AUX
eistud-28902	79	15	examinded	examinde	VERB
eistud-28902	79	16	in	in	ADP
eistud-28902	79	17	the	the	DET
eistud-28902	79	18	next	next	ADJ
eistud-28902	79	19	part	part	NOUN
eistud-28902	79	20	of	of	ADP
eistud-28902	79	21	our	our	PRON
eistud-28902	79	22	empiricalresearch	empiricalresearch	NOUN
eistud-28902	79	23	.	.	PUNCT
eistud-28902	80	1	distribution	distribution	NOUN
eistud-28902	80	2	of	of	ADP
eistud-28902	80	3	evaluations	evaluation	NOUN
eistud-28902	80	4	by	by	ADP
eistud-28902	80	5	young	young	ADJ
eistud-28902	80	6	persons	person	NOUN
eistud-28902	80	7	on	on	ADP
eistud-28902	80	8	pension	pension	NOUN
eistud-28902	80	9	system	system	NOUN
eistud-28902	80	10	in	in	ADP
eistud-28902	80	11	latvia	latvia	PROPN
eistud-28902	80	12	in	in	ADP
eistud-28902	80	13	2021	2021	NUM
eistud-28902	80	14	by	by	ADP
eistud-28902	80	15	age	age	NOUN
eistud-28902	80	16	group	group	NOUN
eistud-28902	80	17	is	be	AUX
eistud-28902	80	18	included	include	VERB
eistud-28902	80	19	in	in	ADP
eistud-28902	80	20	table	table	NOUN
eistud-28902	80	21	5	5	NUM
eistud-28902	80	22	.	.	PUNCT
eistud-28902	81	1	evaluations	evaluation	NOUN
eistud-28902	81	2	by	by	ADP
eistud-28902	81	3	respondents	respondent	NOUN
eistud-28902	81	4	indicate	indicate	VERB
eistud-28902	81	5	that	that	SCONJ
eistud-28902	81	6	the	the	DET
eistud-28902	81	7	evaluations	evaluation	NOUN
eistud-28902	81	8	by	by	ADP
eistud-28902	81	9	age	age	NOUN
eistud-28902	81	10	group	group	NOUN
eistud-28902	81	11	are	be	AUX
eistud-28902	81	12	alike	alike	ADJ
eistud-28902	81	13	but	but	CCONJ
eistud-28902	81	14	it	it	PRON
eistud-28902	81	15	is	be	AUX
eistud-28902	81	16	important	important	ADJ
eistud-28902	81	17	to	to	PART
eistud-28902	81	18	know	know	VERB
eistud-28902	81	19	–	–	PUNCT
eistud-28902	81	20	do	do	AUX
eistud-28902	81	21	those	those	DET
eistud-28902	81	22	evaluations	evaluation	NOUN
eistud-28902	81	23	differ	differ	VERB
eistud-28902	81	24	statistically	statistically	ADV
eistud-28902	81	25	significant	significant	ADJ
eistud-28902	81	26	with	with	ADP
eistud-28902	81	27	certain	certain	ADJ
eistud-28902	81	28	significance	significance	NOUN
eistud-28902	81	29	level	level	NOUN
eistud-28902	81	30	.	.	PUNCT
eistud-28902	82	1	main	main	ADJ
eistud-28902	82	2	statistical	statistical	ADJ
eistud-28902	82	3	indicators	indicator	NOUN
eistud-28902	82	4	on	on	ADP
eistud-28902	82	5	knowledge	knowledge	NOUN
eistud-28902	82	6	evaluations	evaluation	NOUN
eistud-28902	82	7	by	by	ADP
eistud-28902	82	8	young	young	ADJ
eistud-28902	82	9	persons	person	NOUN
eistud-28902	82	10	on	on	ADP
eistud-28902	82	11	pension	pension	NOUN
eistud-28902	82	12	system	system	NOUN
eistud-28902	82	13	in	in	ADP
eistud-28902	82	14	latvia	latvia	PROPN
eistud-28902	82	15	in	in	ADP
eistud-28902	82	16	2021	2021	NUM
eistud-28902	82	17	by	by	ADP
eistud-28902	82	18	age	age	NOUN
eistud-28902	82	19	group	group	NOUN
eistud-28902	82	20	are	be	AUX
eistud-28902	82	21	included	include	VERB
eistud-28902	82	22	in	in	ADP
eistud-28902	82	23	table	table	NOUN
eistud-28902	82	24	6	6	NUM
eistud-28902	82	25	.	.	SYM
eistud-28902	82	26	165	165	NUM
eistud-28902	82	27	european	european	ADJ
eistud-28902	82	28	integrat	integrat	NOUN
eistud-28902	82	29	ion	ion	NOUN
eistud-28902	82	30	studies	study	NOUN
eistud-28902	82	31	2021/15	2021/15	NUM
eistud-28902	82	32	evaluations	evaluation	NOUN
eistud-28902	82	33	age	age	NOUN
eistud-28902	82	34	group	group	NOUN
eistud-28902	82	35	total	total	ADJ
eistud-28902	82	36	18	18	NUM
eistud-28902	82	37	-	-	SYM
eistud-28902	82	38	20	20	NUM
eistud-28902	82	39	21	21	NUM
eistud-28902	82	40	-	-	SYM
eistud-28902	82	41	23	23	NUM
eistud-28902	82	42	24	24	NUM
eistud-28902	82	43	-	-	SYM
eistud-28902	82	44	25	25	NUM
eistud-28902	82	45	26	26	NUM
eistud-28902	82	46	-	-	SYM
eistud-28902	82	47	30	30	NUM
eistud-28902	82	48	1very	1very	NUM
eistud-28902	82	49	bad	bad	ADJ
eistud-28902	82	50	9	9	NUM
eistud-28902	82	51	7	7	NUM
eistud-28902	82	52	3	3	NUM
eistud-28902	82	53	4	4	NUM
eistud-28902	82	54	23	23	NUM
eistud-28902	82	55	2	2	NUM
eistud-28902	82	56	29	29	NUM
eistud-28902	82	57	12	12	NUM
eistud-28902	82	58	4	4	NUM
eistud-28902	82	59	11	11	NUM
eistud-28902	82	60	56	56	NUM
eistud-28902	82	61	3	3	NUM
eistud-28902	82	62	20	20	NUM
eistud-28902	82	63	31	31	NUM
eistud-28902	82	64	9	9	NUM
eistud-28902	82	65	11	11	NUM
eistud-28902	82	66	71	71	NUM
eistud-28902	82	67	4	4	NUM
eistud-28902	82	68	12	12	NUM
eistud-28902	82	69	10	10	NUM
eistud-28902	82	70	6	6	NUM
eistud-28902	82	71	11	11	NUM
eistud-28902	82	72	39	39	NUM
eistud-28902	82	73	5	5	NUM
eistud-28902	82	74	-	-	PUNCT
eistud-28902	82	75	very	very	ADV
eistud-28902	82	76	good	good	ADJ
eistud-28902	82	77	3	3	NUM
eistud-28902	82	78	7	7	NUM
eistud-28902	82	79	1	1	NUM
eistud-28902	82	80	4	4	NUM
eistud-28902	82	81	15	15	NUM
eistud-28902	82	82	total	total	NOUN
eistud-28902	82	83	73	73	NUM
eistud-28902	82	84	67	67	NUM
eistud-28902	82	85	23	23	NUM
eistud-28902	82	86	41	41	NUM
eistud-28902	82	87	204	204	NUM
eistud-28902	82	88	table	table	NOUN
eistud-28902	82	89	5	5	NUM
eistud-28902	82	90	distribution	distribution	NOUN
eistud-28902	82	91	of	of	ADP
eistud-28902	82	92	evaluations	evaluation	NOUN
eistud-28902	82	93	on	on	ADP
eistud-28902	82	94	knowledge	knowledge	NOUN
eistud-28902	82	95	evaluation	evaluation	NOUN
eistud-28902	82	96	on	on	ADP
eistud-28902	82	97	pension	pension	NOUN
eistud-28902	82	98	system	system	NOUN
eistud-28902	82	99	in	in	ADP
eistud-28902	82	100	latvia	latvia	PROPN
eistud-28902	82	101	in	in	ADP
eistud-28902	82	102	2021	2021	NUM
eistud-28902	82	103	by	by	ADP
eistud-28902	82	104	age	age	NOUN
eistud-28902	82	105	group	group	NOUN
eistud-28902	82	106	source	source	NOUN
eistud-28902	82	107	:	:	PUNCT
eistud-28902	82	108	authors	author	NOUN
eistud-28902	82	109	’	'	PUNCT
eistud-28902	82	110	calculations	calculation	NOUN
eistud-28902	82	111	based	base	VERB
eistud-28902	82	112	on	on	ADP
eistud-28902	82	113	survey	survey	NOUN
eistud-28902	82	114	in	in	ADP
eistud-28902	82	115	2021	2021	NUM
eistud-28902	82	116	,	,	PUNCT
eistud-28902	82	117	n=204	n=204	NUM
eistud-28902	82	118	;	;	PUNCT
eistud-28902	82	119	evaluation	evaluation	NOUN
eistud-28902	82	120	scale	scale	NOUN
eistud-28902	82	121	1	1	NUM
eistud-28902	82	122	-	-	SYM
eistud-28902	82	123	5	5	NUM
eistud-28902	82	124	,	,	PUNCT
eistud-28902	82	125	where	where	SCONJ
eistud-28902	82	126	1	1	NUM
eistud-28902	82	127	-	-	PUNCT
eistud-28902	82	128	very	very	ADV
eistud-28902	82	129	bad	bad	ADJ
eistud-28902	82	130	;	;	PUNCT
eistud-28902	82	131	5	5	NUM
eistud-28902	82	132	-	-	PUNCT
eistud-28902	82	133	very	very	ADV
eistud-28902	82	134	good	good	ADJ
eistud-28902	82	135	age	age	NOUN
eistud-28902	82	136	group	group	NOUN
eistud-28902	82	137	mean	mean	VERB
eistud-28902	82	138	n	n	CCONJ
eistud-28902	82	139	standard	standard	ADJ
eistud-28902	82	140	deviation	deviation	NOUN
eistud-28902	82	141	standard	standard	ADJ
eistud-28902	82	142	error	error	NOUN
eistud-28902	82	143	of	of	ADP
eistud-28902	82	144	mean	mean	ADJ
eistud-28902	82	145	minimum	minimum	ADJ
eistud-28902	82	146	maximum	maximum	ADJ
eistud-28902	82	147	range	range	NOUN
eistud-28902	82	148	median	median	PROPN
eistud-28902	82	149	18	18	NUM
eistud-28902	82	150	-	-	SYM
eistud-28902	82	151	20	20	NUM
eistud-28902	82	152	2.60	2.60	NUM
eistud-28902	82	153	73	73	NUM
eistud-28902	82	154	1.037	1.037	NUM
eistud-28902	82	155	0.121	0.121	NUM
eistud-28902	82	156	1	1	NUM
eistud-28902	82	157	5	5	NUM
eistud-28902	82	158	4	4	NUM
eistud-28902	82	159	2	2	NUM
eistud-28902	82	160	21	21	NUM
eistud-28902	82	161	-	-	SYM
eistud-28902	82	162	23	23	NUM
eistud-28902	82	163	2.97	2.97	NUM
eistud-28902	82	164	67	67	NUM
eistud-28902	82	165	1.087	1.087	NUM
eistud-28902	82	166	0.133	0.133	NUM
eistud-28902	82	167	1	1	NUM
eistud-28902	82	168	5	5	NUM
eistud-28902	82	169	4	4	NUM
eistud-28902	82	170	3	3	NUM
eistud-28902	82	171	24	24	NUM
eistud-28902	82	172	-	-	SYM
eistud-28902	82	173	25	25	NUM
eistud-28902	82	174	2.91	2.91	NUM
eistud-28902	82	175	23	23	NUM
eistud-28902	82	176	1.083	1.083	NUM
eistud-28902	83	1	0.226	0.226	NUM
eistud-28902	83	2	1	1	NUM
eistud-28902	83	3	5	5	NUM
eistud-28902	83	4	4	4	NUM
eistud-28902	83	5	3	3	NUM
eistud-28902	83	6	26	26	NUM
eistud-28902	83	7	-	-	SYM
eistud-28902	83	8	30	30	NUM
eistud-28902	83	9	3.00	3.00	NUM
eistud-28902	83	10	41	41	NUM
eistud-28902	83	11	1.162	1.162	NUM
eistud-28902	83	12	0.181	0.181	NUM
eistud-28902	83	13	1	1	NUM
eistud-28902	83	14	5	5	NUM
eistud-28902	83	15	4	4	NUM
eistud-28902	83	16	3	3	NUM
eistud-28902	83	17	total	total	NOUN
eistud-28902	83	18	2.84	2.84	NUM
eistud-28902	83	19	204	204	NUM
eistud-28902	83	20	1.091	1.091	NUM
eistud-28902	83	21	0.076	0.076	NUM
eistud-28902	83	22	1	1	NUM
eistud-28902	83	23	5	5	NUM
eistud-28902	83	24	4	4	NUM
eistud-28902	83	25	3	3	NUM
eistud-28902	83	26	table	table	NOUN
eistud-28902	83	27	6	6	NUM
eistud-28902	83	28	main	main	ADJ
eistud-28902	83	29	statistical	statistical	ADJ
eistud-28902	83	30	indicators	indicator	NOUN
eistud-28902	83	31	on	on	ADP
eistud-28902	83	32	knowledge	knowledge	NOUN
eistud-28902	83	33	evaluation	evaluation	NOUN
eistud-28902	83	34	on	on	ADP
eistud-28902	83	35	pension	pension	NOUN
eistud-28902	83	36	system	system	NOUN
eistud-28902	83	37	in	in	ADP
eistud-28902	83	38	latvia	latvia	PROPN
eistud-28902	83	39	in	in	ADP
eistud-28902	83	40	2021	2021	NUM
eistud-28902	83	41	by	by	ADP
eistud-28902	83	42	age	age	NOUN
eistud-28902	83	43	group	group	NOUN
eistud-28902	83	44	source	source	NOUN
eistud-28902	83	45	:	:	PUNCT
eistud-28902	83	46	authors	author	NOUN
eistud-28902	83	47	’	'	PUNCT
eistud-28902	83	48	calculations	calculation	NOUN
eistud-28902	83	49	based	base	VERB
eistud-28902	83	50	on	on	ADP
eistud-28902	83	51	survey	survey	NOUN
eistud-28902	83	52	in	in	ADP
eistud-28902	83	53	2021	2021	NUM
eistud-28902	83	54	,	,	PUNCT
eistud-28902	83	55	n=204	n=204	NUM
eistud-28902	83	56	;	;	PUNCT
eistud-28902	83	57	evaluation	evaluation	NOUN
eistud-28902	83	58	scale	scale	NOUN
eistud-28902	83	59	1	1	NUM
eistud-28902	83	60	-	-	SYM
eistud-28902	83	61	5	5	NUM
eistud-28902	83	62	,	,	PUNCT
eistud-28902	83	63	where	where	SCONJ
eistud-28902	83	64	1	1	NUM
eistud-28902	83	65	-	-	PUNCT
eistud-28902	83	66	very	very	ADV
eistud-28902	83	67	bad	bad	ADJ
eistud-28902	83	68	;	;	PUNCT
eistud-28902	83	69	5	5	NUM
eistud-28902	83	70	-	-	PUNCT
eistud-28902	83	71	very	very	ADV
eistud-28902	83	72	good	good	ADJ
eistud-28902	83	73	sum	sum	NOUN
eistud-28902	83	74	of	of	ADP
eistud-28902	83	75	squares	square	NOUN
eistud-28902	83	76	df	df	PROPN
eistud-28902	83	77	mean	mean	PROPN
eistud-28902	83	78	square	square	PROPN
eistud-28902	83	79	f	f	PROPN
eistud-28902	83	80	sig	sig	PROPN
eistud-28902	83	81	.	.	PUNCT
eistud-28902	84	1	between	between	ADP
eistud-28902	84	2	groups	group	NOUN
eistud-28902	84	3	6.416	6.416	NUM
eistud-28902	84	4	3	3	NUM
eistud-28902	84	5	2.139	2.139	NUM
eistud-28902	84	6	1.818	1.818	NUM
eistud-28902	84	7	0.145	0.145	NUM
eistud-28902	84	8	within	within	ADP
eistud-28902	84	9	groups	group	NOUN
eistud-28902	84	10	235.246	235.246	NUM
eistud-28902	84	11	200	200	NUM
eistud-28902	84	12	1.176	1.176	NUM
eistud-28902	84	13	total	total	ADJ
eistud-28902	84	14	241.662	241.662	NUM
eistud-28902	84	15	203	203	NUM
eistud-28902	84	16	table	table	NOUN
eistud-28902	84	17	7	7	NUM
eistud-28902	84	18	main	main	ADJ
eistud-28902	84	19	statistical	statistical	ADJ
eistud-28902	84	20	indicators	indicator	NOUN
eistud-28902	84	21	of	of	ADP
eistud-28902	84	22	analysis	analysis	NOUN
eistud-28902	84	23	of	of	ADP
eistud-28902	84	24	variance	variance	NOUN
eistud-28902	84	25	(	(	PUNCT
eistud-28902	84	26	anova	anova	PROPN
eistud-28902	84	27	)	)	PUNCT
eistud-28902	84	28	on	on	ADP
eistud-28902	84	29	knowledge	knowledge	NOUN
eistud-28902	84	30	evaluation	evaluation	NOUN
eistud-28902	84	31	on	on	ADP
eistud-28902	84	32	pension	pension	NOUN
eistud-28902	84	33	system	system	NOUN
eistud-28902	84	34	in	in	ADP
eistud-28902	84	35	latvia	latvia	PROPN
eistud-28902	84	36	in	in	ADP
eistud-28902	84	37	2021	2021	NUM
eistud-28902	84	38	by	by	ADP
eistud-28902	84	39	age	age	NOUN
eistud-28902	84	40	group	group	NOUN
eistud-28902	84	41	source	source	NOUN
eistud-28902	84	42	:	:	PUNCT
eistud-28902	84	43	authors	author	NOUN
eistud-28902	84	44	’	'	PUNCT
eistud-28902	84	45	calculations	calculation	NOUN
eistud-28902	84	46	based	base	VERB
eistud-28902	84	47	on	on	ADP
eistud-28902	84	48	survey	survey	NOUN
eistud-28902	84	49	in	in	ADP
eistud-28902	84	50	2021	2021	NUM
eistud-28902	84	51	,	,	PUNCT
eistud-28902	84	52	evaluation	evaluation	NOUN
eistud-28902	84	53	scale	scale	NOUN
eistud-28902	84	54	1	1	NUM
eistud-28902	84	55	-	-	SYM
eistud-28902	84	56	5	5	NUM
eistud-28902	84	57	,	,	PUNCT
eistud-28902	84	58	where	where	SCONJ
eistud-28902	84	59	1	1	NUM
eistud-28902	84	60	-	-	PUNCT
eistud-28902	84	61	very	very	ADV
eistud-28902	84	62	bad	bad	ADJ
eistud-28902	84	63	;	;	PUNCT
eistud-28902	84	64	5	5	NUM
eistud-28902	84	65	-	-	PUNCT
eistud-28902	84	66	very	very	ADV
eistud-28902	84	67	good	good	ADJ
eistud-28902	84	68	the	the	DET
eistud-28902	84	69	arithmetic	arithmetic	ADJ
eistud-28902	84	70	means	mean	NOUN
eistud-28902	84	71	of	of	ADP
eistud-28902	84	72	the	the	DET
eistud-28902	84	73	assessments	assessment	NOUN
eistud-28902	84	74	gradually	gradually	ADV
eistud-28902	84	75	increase	increase	VERB
eistud-28902	84	76	with	with	ADP
eistud-28902	84	77	increasing	increase	VERB
eistud-28902	84	78	the	the	DET
eistud-28902	84	79	age	age	NOUN
eistud-28902	84	80	group	group	NOUN
eistud-28902	84	81	,	,	PUNCT
eistud-28902	84	82	which	which	PRON
eistud-28902	84	83	is	be	AUX
eistud-28902	84	84	not	not	PART
eistud-28902	84	85	surprising	surprising	ADJ
eistud-28902	84	86	,	,	PUNCT
eistud-28902	84	87	however	however	ADV
eistud-28902	84	88	,	,	PUNCT
eistud-28902	84	89	in	in	ADP
eistud-28902	84	90	this	this	DET
eistud-28902	84	91	sample	sample	NOUN
eistud-28902	84	92	group	group	NOUN
eistud-28902	84	93	the	the	DET
eistud-28902	84	94	age	age	NOUN
eistud-28902	84	95	group	group	NOUN
eistud-28902	84	96	21	21	NUM
eistud-28902	84	97	-	-	SYM
eistud-28902	84	98	23	23	NUM
eistud-28902	84	99	has	have	VERB
eistud-28902	84	100	a	a	DET
eistud-28902	84	101	slightly	slightly	ADV
eistud-28902	84	102	higher	high	ADJ
eistud-28902	84	103	arithmetic	arithmetic	ADJ
eistud-28902	84	104	mean	mean	PROPN
eistud-28902	84	105	ogf	ogf	PROPN
eistud-28902	84	106	the	the	DET
eistud-28902	84	107	evaluations	evaluation	NOUN
eistud-28902	84	108	than	than	ADP
eistud-28902	84	109	for	for	ADP
eistud-28902	84	110	the	the	DET
eistud-28902	84	111	group	group	NOUN
eistud-28902	84	112	aged	age	VERB
eistud-28902	84	113	24	24	NUM
eistud-28902	84	114	-	-	SYM
eistud-28902	84	115	25	25	NUM
eistud-28902	84	116	.	.	PUNCT
eistud-28902	85	1	whether	whether	SCONJ
eistud-28902	85	2	these	these	DET
eistud-28902	85	3	estimates	estimate	NOUN
eistud-28902	85	4	differ	differ	VERB
eistud-28902	85	5	statistically	statistically	ADV
eistud-28902	85	6	signifficant	signifficant	ADJ
eistud-28902	85	7	depending	depend	VERB
eistud-28902	85	8	on	on	ADP
eistud-28902	85	9	the	the	DET
eistud-28902	85	10	age	age	NOUN
eistud-28902	85	11	group	group	NOUN
eistud-28902	85	12	,	,	PUNCT
eistud-28902	85	13	we	we	PRON
eistud-28902	85	14	have	have	AUX
eistud-28902	85	15	tested	test	VERB
eistud-28902	85	16	it	it	PRON
eistud-28902	85	17	by	by	ADP
eistud-28902	85	18	the	the	DET
eistud-28902	85	19	analysis	analysis	NOUN
eistud-28902	85	20	of	of	ADP
eistud-28902	85	21	variance	variance	NOUN
eistud-28902	85	22	–	–	PUNCT
eistud-28902	85	23	anova	anova	PROPN
eistud-28902	85	24	where	where	SCONJ
eistud-28902	85	25	there	there	PRON
eistud-28902	85	26	are	be	VERB
eistud-28902	85	27	compared	compare	VERB
eistud-28902	85	28	arithmetic	arithmetic	ADJ
eistud-28902	85	29	means	mean	NOUN
eistud-28902	85	30	of	of	ADP
eistud-28902	85	31	the	the	DET
eistud-28902	85	32	evaluations	evaluation	NOUN
eistud-28902	85	33	and	and	CCONJ
eistud-28902	85	34	tested	test	VERB
eistud-28902	85	35	–	–	PUNCT
eistud-28902	85	36	do	do	AUX
eistud-28902	85	37	they	they	PRON
eistud-28902	85	38	differ	differ	VERB
eistud-28902	85	39	statistically	statistically	ADV
eistud-28902	85	40	significant	significant	ADJ
eistud-28902	85	41	.	.	PUNCT
eistud-28902	86	1	the	the	DET
eistud-28902	86	2	results	result	NOUN
eistud-28902	86	3	of	of	ADP
eistud-28902	86	4	testing	test	VERB
eistud-28902	86	5	statistical	statistical	ADJ
eistud-28902	86	6	hypothesis	hypothesis	NOUN
eistud-28902	86	7	on	on	ADP
eistud-28902	86	8	difference	difference	NOUN
eistud-28902	86	9	of	of	ADP
eistud-28902	86	10	average	average	ADJ
eistud-28902	86	11	evaluations	evaluation	NOUN
eistud-28902	86	12	on	on	ADP
eistud-28902	86	13	youngsters	youngster	NOUN
eistud-28902	86	14	knowledge	knowledge	NOUN
eistud-28902	86	15	about	about	ADP
eistud-28902	86	16	pension	pension	NOUN
eistud-28902	86	17	system	system	NOUN
eistud-28902	86	18	in	in	ADP
eistud-28902	86	19	latvia	latvia	PROPN
eistud-28902	86	20	by	by	ADP
eistud-28902	86	21	the	the	DET
eistud-28902	86	22	age	age	NOUN
eistud-28902	86	23	group	group	NOUN
eistud-28902	86	24	are	be	AUX
eistud-28902	86	25	included	include	VERB
eistud-28902	86	26	in	in	ADP
eistud-28902	86	27	table	table	NOUN
eistud-28902	86	28	7	7	NUM
eistud-28902	86	29	.	.	PUNCT
eistud-28902	87	1	analysis	analysis	NOUN
eistud-28902	87	2	of	of	ADP
eistud-28902	87	3	variance	variance	NOUN
eistud-28902	87	4	(	(	PUNCT
eistud-28902	87	5	anova	anova	PROPN
eistud-28902	87	6	)	)	PUNCT
eistud-28902	87	7	results	result	NOUN
eistud-28902	87	8	indicate	indicate	VERB
eistud-28902	87	9	that	that	SCONJ
eistud-28902	87	10	the	the	DET
eistud-28902	87	11	average	average	ADJ
eistud-28902	87	12	evaluations	evaluation	NOUN
eistud-28902	87	13	by	by	ADP
eistud-28902	87	14	age	age	NOUN
eistud-28902	87	15	groups	group	NOUN
eistud-28902	87	16	do	do	AUX
eistud-28902	87	17	not	not	PART
eistud-28902	87	18	differ	differ	VERB
eistud-28902	87	19	statistically	statistically	ADV
eistud-28902	87	20	significant	significant	ADJ
eistud-28902	87	21	by	by	ADP
eistud-28902	87	22	significance	significance	NOUN
eistud-28902	87	23	level	level	NOUN
eistud-28902	87	24	less	less	ADJ
eistud-28902	87	25	than	than	ADP
eistud-28902	87	26	0.145	0.145	NUM
eistud-28902	87	27	.	.	PUNCT
eistud-28902	88	1	main	main	ADJ
eistud-28902	88	2	statistical	statistical	ADJ
eistud-28902	88	3	indicators	indicator	NOUN
eistud-28902	88	4	of	of	ADP
eistud-28902	88	5	correlation	correlation	NOUN
eistud-28902	88	6	analysis	analysis	NOUN
eistud-28902	88	7	on	on	ADP
eistud-28902	88	8	young	young	ADJ
eistud-28902	88	9	people	people	NOUN
eistud-28902	88	10	knowledge	knowledge	NOUN
eistud-28902	88	11	evaluations	evaluation	NOUN
eistud-28902	88	12	on	on	ADP
eistud-28902	88	13	pension	pension	NOUN
eistud-28902	88	14	system	system	NOUN
eistud-28902	88	15	in	in	ADP
eistud-28902	88	16	latvia	latvia	PROPN
eistud-28902	88	17	,	,	PUNCT
eistud-28902	88	18	age	age	NOUN
eistud-28902	88	19	group	group	NOUN
eistud-28902	88	20	and	and	CCONJ
eistud-28902	88	21	gender	gender	NOUN
eistud-28902	88	22	in	in	ADP
eistud-28902	88	23	2021	2021	NUM
eistud-28902	88	24	investigating	investigate	VERB
eistud-28902	88	25	the	the	DET
eistud-28902	88	26	relation	relation	NOUN
eistud-28902	88	27	of	of	ADP
eistud-28902	88	28	those	those	DET
eistud-28902	88	29	analysed	analyse	VERB
eistud-28902	88	30	aspects	aspect	NOUN
eistud-28902	88	31	mentioned	mention	VERB
eistud-28902	88	32	before	before	ADV
eistud-28902	88	33	are	be	AUX
eistud-28902	88	34	reflected	reflect	VERB
eistud-28902	88	35	in	in	ADP
eistud-28902	88	36	table	table	NOUN
eistud-28902	88	37	8	8	NUM
eistud-28902	88	38	.	.	PUNCT
eistud-28902	89	1	european	european	ADJ
eistud-28902	89	2	integrat	integrat	NOUN
eistud-28902	89	3	ion	ion	NOUN
eistud-28902	89	4	studies2021/15	studies2021/15	NOUN
eistud-28902	89	5	166	166	NUM
eistud-28902	89	6	knowledge	knowledge	NOUN
eistud-28902	89	7	evaluation	evaluation	NOUN
eistud-28902	89	8	on	on	ADP
eistud-28902	89	9	pension	pension	NOUN
eistud-28902	89	10	system	system	NOUN
eistud-28902	89	11	in	in	ADP
eistud-28902	89	12	latvia	latvia	PROPN
eistud-28902	89	13	age	age	NOUN
eistud-28902	89	14	group	group	NOUN
eistud-28902	89	15	gender	gender	NOUN
eistud-28902	89	16	knowledge	knowledge	NOUN
eistud-28902	89	17	evaluation	evaluation	NOUN
eistud-28902	89	18	on	on	ADP
eistud-28902	89	19	pension	pension	NOUN
eistud-28902	89	20	system	system	NOUN
eistud-28902	89	21	in	in	ADP
eistud-28902	89	22	latvia	latvia	PROPN
eistud-28902	89	23	pearson	pearson	PROPN
eistud-28902	89	24	correlation	correlation	NOUN
eistud-28902	89	25	1	1	NUM
eistud-28902	89	26	0.130	0.130	NUM
eistud-28902	89	27	0.112	0.112	NUM
eistud-28902	89	28	sig	sig	NOUN
eistud-28902	89	29	.	.	PUNCT
eistud-28902	90	1	(	(	PUNCT
eistud-28902	90	2	2	2	NUM
eistud-28902	90	3	-	-	PUNCT
eistud-28902	90	4	tailed	tailed	ADJ
eistud-28902	90	5	)	)	PUNCT
eistud-28902	90	6	0.065	0.065	NUM
eistud-28902	90	7	0.112	0.112	NUM
eistud-28902	90	8	n	n	PRON
eistud-28902	90	9	204	204	NUM
eistud-28902	90	10	204	204	NUM
eistud-28902	90	11	203	203	NUM
eistud-28902	90	12	age	age	NOUN
eistud-28902	90	13	group	group	NOUN
eistud-28902	90	14	pearson	pearson	NOUN
eistud-28902	90	15	correlation	correlation	NOUN
eistud-28902	90	16	0.130	0.130	NUM
eistud-28902	90	17	1	1	NUM
eistud-28902	90	18	-0.043	-0.043	PUNCT
eistud-28902	90	19	sig	sig	X
eistud-28902	90	20	.	.	PUNCT
eistud-28902	91	1	(	(	PUNCT
eistud-28902	91	2	2	2	NUM
eistud-28902	91	3	-	-	PUNCT
eistud-28902	91	4	tailed	tailed	ADJ
eistud-28902	91	5	)	)	PUNCT
eistud-28902	91	6	0.065	0.065	NUM
eistud-28902	91	7	0.538	0.538	NUM
eistud-28902	91	8	n	n	DET
eistud-28902	91	9	204	204	NUM
eistud-28902	91	10	209	209	NUM
eistud-28902	91	11	208	208	NUM
eistud-28902	91	12	gender	gender	NOUN
eistud-28902	91	13	pearson	pearson	NOUN
eistud-28902	91	14	correlation	correlation	NOUN
eistud-28902	91	15	0.112	0.112	NUM
eistud-28902	91	16	-.043	-.043	PROPN
eistud-28902	91	17	1	1	NUM
eistud-28902	91	18	sig	sig	NOUN
eistud-28902	91	19	.	.	PUNCT
eistud-28902	92	1	(	(	PUNCT
eistud-28902	92	2	2	2	NUM
eistud-28902	92	3	-	-	PUNCT
eistud-28902	92	4	tailed	tailed	ADJ
eistud-28902	92	5	)	)	PUNCT
eistud-28902	92	6	0.112	0.112	NUM
eistud-28902	92	7	0.538	0.538	NUM
eistud-28902	92	8	203	203	NUM
eistud-28902	92	9	208	208	NUM
eistud-28902	92	10	208	208	NUM
eistud-28902	92	11	table	table	NOUN
eistud-28902	92	12	8	8	NUM
eistud-28902	92	13	main	main	ADJ
eistud-28902	92	14	statistical	statistical	ADJ
eistud-28902	92	15	indicators	indicator	NOUN
eistud-28902	92	16	of	of	ADP
eistud-28902	92	17	correlation	correlation	NOUN
eistud-28902	92	18	analysis	analysis	NOUN
eistud-28902	92	19	on	on	ADP
eistud-28902	92	20	knowledge	knowledge	NOUN
eistud-28902	92	21	evaluations	evaluation	NOUN
eistud-28902	92	22	on	on	ADP
eistud-28902	92	23	pension	pension	NOUN
eistud-28902	92	24	system	system	NOUN
eistud-28902	92	25	in	in	ADP
eistud-28902	92	26	latvia	latvia	PROPN
eistud-28902	92	27	,	,	PUNCT
eistud-28902	92	28	age	age	NOUN
eistud-28902	92	29	group	group	NOUN
eistud-28902	92	30	and	and	CCONJ
eistud-28902	92	31	gender	gender	NOUN
eistud-28902	92	32	in	in	ADP
eistud-28902	92	33	2021	2021	NUM
eistud-28902	92	34	source	source	NOUN
eistud-28902	92	35	:	:	PUNCT
eistud-28902	92	36	authors	author	NOUN
eistud-28902	92	37	’	'	PUNCT
eistud-28902	92	38	calculations	calculation	NOUN
eistud-28902	92	39	based	base	VERB
eistud-28902	92	40	on	on	ADP
eistud-28902	92	41	survey	survey	NOUN
eistud-28902	92	42	in	in	ADP
eistud-28902	92	43	2021	2021	NUM
eistud-28902	92	44	correlation	correlation	NOUN
eistud-28902	92	45	analysis	analysis	NOUN
eistud-28902	92	46	results	result	NOUN
eistud-28902	92	47	indicate	indicate	VERB
eistud-28902	92	48	that	that	SCONJ
eistud-28902	92	49	the	the	DET
eistud-28902	92	50	knowledge	knowledge	NOUN
eistud-28902	92	51	level	level	NOUN
eistud-28902	92	52	evaluations	evaluation	NOUN
eistud-28902	92	53	of	of	ADP
eistud-28902	92	54	young	young	ADJ
eistud-28902	92	55	people	people	NOUN
eistud-28902	92	56	in	in	ADP
eistud-28902	92	57	latvia	latvia	PROPN
eistud-28902	92	58	on	on	ADP
eistud-28902	92	59	pension	pension	NOUN
eistud-28902	92	60	system	system	NOUN
eistud-28902	92	61	has	have	VERB
eistud-28902	92	62	close	close	ADJ
eistud-28902	92	63	correlation	correlation	NOUN
eistud-28902	92	64	with	with	ADP
eistud-28902	92	65	age	age	NOUN
eistud-28902	92	66	groups	group	NOUN
eistud-28902	92	67	where	where	SCONJ
eistud-28902	92	68	the	the	DET
eistud-28902	92	69	correlation	correlation	NOUN
eistud-28902	92	70	coefficient	coefficient	NOUN
eistud-28902	92	71	is	be	AUX
eistud-28902	92	72	statistically	statistically	ADV
eistud-28902	92	73	significant	significant	ADJ
eistud-28902	92	74	with	with	ADP
eistud-28902	92	75	significance	significance	NOUN
eistud-28902	92	76	level	level	NOUN
eistud-28902	92	77	less	less	ADJ
eistud-28902	92	78	than	than	ADP
eistud-28902	92	79	0.065	0.065	NUM
eistud-28902	92	80	and	and	CCONJ
eistud-28902	92	81	is	be	AUX
eistud-28902	92	82	not	not	PART
eistud-28902	92	83	statistically	statistically	ADV
eistud-28902	92	84	significant	significant	ADJ
eistud-28902	92	85	with	with	ADP
eistud-28902	92	86	gender	gender	NOUN
eistud-28902	92	87	.	.	PUNCT
eistud-28902	93	1	the	the	DET
eistud-28902	93	2	other	other	ADJ
eistud-28902	93	3	aspect	aspect	NOUN
eistud-28902	93	4	indicated	indicate	VERB
eistud-28902	93	5	in	in	ADP
eistud-28902	93	6	scientific	scientific	ADJ
eistud-28902	93	7	publications	publication	NOUN
eistud-28902	93	8	was	be	AUX
eistud-28902	93	9	that	that	SCONJ
eistud-28902	93	10	there	there	PRON
eistud-28902	93	11	are	be	VERB
eistud-28902	93	12	different	different	ADJ
eistud-28902	93	13	financial	financial	ADJ
eistud-28902	93	14	literacy	literacy	NOUN
eistud-28902	93	15	levels	level	NOUN
eistud-28902	93	16	of	of	ADP
eistud-28902	93	17	young	young	ADJ
eistud-28902	93	18	people	people	NOUN
eistud-28902	93	19	depending	depend	VERB
eistud-28902	93	20	from	from	ADP
eistud-28902	93	21	the	the	DET
eistud-28902	93	22	income	income	NOUN
eistud-28902	93	23	level	level	NOUN
eistud-28902	93	24	.	.	PUNCT
eistud-28902	94	1	this	this	DET
eistud-28902	94	2	aspect	aspect	NOUN
eistud-28902	94	3	was	be	AUX
eistud-28902	94	4	analysed	analyse	VERB
eistud-28902	94	5	also	also	ADV
eistud-28902	94	6	in	in	ADP
eistud-28902	94	7	our	our	PRON
eistud-28902	94	8	empirical	empirical	ADJ
eistud-28902	94	9	research	research	NOUN
eistud-28902	94	10	where	where	SCONJ
eistud-28902	94	11	the	the	DET
eistud-28902	94	12	main	main	ADJ
eistud-28902	94	13	results	result	NOUN
eistud-28902	94	14	are	be	AUX
eistud-28902	94	15	included	include	VERB
eistud-28902	94	16	in	in	ADP
eistud-28902	94	17	table	table	NOUN
eistud-28902	94	18	9	9	NUM
eistud-28902	94	19	.	.	PUNCT
eistud-28902	94	20	table	table	NOUN
eistud-28902	94	21	9	9	NUM
eistud-28902	94	22	crosstabulation	crosstabulation	NOUN
eistud-28902	94	23	on	on	ADP
eistud-28902	94	24	knowledge	knowledge	NOUN
eistud-28902	94	25	evaluation	evaluation	NOUN
eistud-28902	94	26	on	on	ADP
eistud-28902	94	27	pension	pension	NOUN
eistud-28902	94	28	system	system	NOUN
eistud-28902	94	29	in	in	ADP
eistud-28902	94	30	latvia	latvia	PROPN
eistud-28902	94	31	by	by	ADP
eistud-28902	94	32	age	age	NOUN
eistud-28902	94	33	group	group	NOUN
eistud-28902	94	34	and	and	CCONJ
eistud-28902	94	35	by	by	ADP
eistud-28902	94	36	regular	regular	ADJ
eistud-28902	94	37	income	income	NOUN
eistud-28902	94	38	from	from	ADP
eistud-28902	94	39	professional	professional	ADJ
eistud-28902	94	40	activities	activity	NOUN
eistud-28902	94	41	source	source	NOUN
eistud-28902	94	42	:	:	PUNCT
eistud-28902	94	43	authors	author	NOUN
eistud-28902	94	44	’	'	PUNCT
eistud-28902	94	45	calculations	calculation	NOUN
eistud-28902	94	46	based	base	VERB
eistud-28902	94	47	on	on	ADP
eistud-28902	94	48	survey	survey	NOUN
eistud-28902	94	49	in	in	ADP
eistud-28902	94	50	2021	2021	NUM
eistud-28902	94	51	,	,	PUNCT
eistud-28902	94	52	evaluation	evaluation	NOUN
eistud-28902	94	53	scale	scale	NOUN
eistud-28902	94	54	1	1	NUM
eistud-28902	94	55	-	-	SYM
eistud-28902	94	56	5	5	NUM
eistud-28902	94	57	,	,	PUNCT
eistud-28902	94	58	where	where	SCONJ
eistud-28902	94	59	1	1	NUM
eistud-28902	94	60	-	-	PUNCT
eistud-28902	94	61	very	very	ADV
eistud-28902	94	62	bad	bad	ADJ
eistud-28902	94	63	;	;	PUNCT
eistud-28902	94	64	5	5	NUM
eistud-28902	94	65	-	-	PUNCT
eistud-28902	94	66	very	very	ADV
eistud-28902	94	67	good	good	ADJ
eistud-28902	94	68	evaluations	evaluation	NOUN
eistud-28902	94	69	by	by	ADP
eistud-28902	94	70	regular	regular	ADJ
eistud-28902	94	71	income	income	NOUN
eistud-28902	94	72	from	from	ADP
eistud-28902	94	73	professional	professional	ADJ
eistud-28902	94	74	activities	activity	NOUN
eistud-28902	94	75	age	age	NOUN
eistud-28902	94	76	group	group	NOUN
eistud-28902	94	77	total	total	ADJ
eistud-28902	94	78	18	18	NUM
eistud-28902	94	79	-	-	SYM
eistud-28902	94	80	20	20	NUM
eistud-28902	94	81	21	21	NUM
eistud-28902	94	82	-	-	SYM
eistud-28902	94	83	23	23	NUM
eistud-28902	94	84	24	24	NUM
eistud-28902	94	85	-	-	SYM
eistud-28902	94	86	25	25	NUM
eistud-28902	94	87	26	26	NUM
eistud-28902	94	88	-	-	SYM
eistud-28902	94	89	30	30	NUM
eistud-28902	95	1	yes	yes	NOUN
eistud-28902	95	2	1	1	NUM
eistud-28902	95	3	-	-	PUNCT
eistud-28902	95	4	very	very	ADV
eistud-28902	95	5	bad	bad	ADJ
eistud-28902	95	6	2	2	NUM
eistud-28902	95	7	4	4	NUM
eistud-28902	95	8	0	0	NUM
eistud-28902	95	9	2	2	NUM
eistud-28902	95	10	8	8	NUM
eistud-28902	95	11	2	2	NUM
eistud-28902	95	12	11	11	NUM
eistud-28902	95	13	3	3	NUM
eistud-28902	95	14	2	2	NUM
eistud-28902	95	15	3	3	NUM
eistud-28902	95	16	19	19	NUM
eistud-28902	95	17	3	3	NUM
eistud-28902	95	18	11	11	NUM
eistud-28902	95	19	16	16	NUM
eistud-28902	95	20	6	6	NUM
eistud-28902	95	21	5	5	NUM
eistud-28902	95	22	38	38	NUM
eistud-28902	95	23	4	4	NUM
eistud-28902	95	24	7	7	NUM
eistud-28902	95	25	7	7	NUM
eistud-28902	95	26	4	4	NUM
eistud-28902	95	27	11	11	NUM
eistud-28902	95	28	29	29	NUM
eistud-28902	95	29	5	5	NUM
eistud-28902	95	30	-	-	PUNCT
eistud-28902	95	31	very	very	ADV
eistud-28902	95	32	good	good	ADJ
eistud-28902	95	33	3	3	NUM
eistud-28902	95	34	5	5	NUM
eistud-28902	95	35	1	1	NUM
eistud-28902	95	36	4	4	NUM
eistud-28902	95	37	13	13	NUM
eistud-28902	95	38	total	total	NOUN
eistud-28902	95	39	34	34	NUM
eistud-28902	95	40	35	35	NUM
eistud-28902	95	41	13	13	NUM
eistud-28902	95	42	25	25	NUM
eistud-28902	95	43	107	107	NUM
eistud-28902	95	44	no	no	DET
eistud-28902	95	45	1	1	NUM
eistud-28902	95	46	-	-	PUNCT
eistud-28902	95	47	very	very	ADV
eistud-28902	95	48	bad	bad	ADJ
eistud-28902	95	49	7	7	NUM
eistud-28902	95	50	3	3	NUM
eistud-28902	95	51	3	3	NUM
eistud-28902	95	52	2	2	NUM
eistud-28902	95	53	15	15	NUM
eistud-28902	95	54	2	2	NUM
eistud-28902	95	55	18	18	NUM
eistud-28902	95	56	9	9	NUM
eistud-28902	95	57	2	2	NUM
eistud-28902	95	58	8	8	NUM
eistud-28902	95	59	37	37	NUM
eistud-28902	95	60	3	3	NUM
eistud-28902	95	61	9	9	NUM
eistud-28902	95	62	15	15	NUM
eistud-28902	95	63	3	3	NUM
eistud-28902	95	64	6	6	NUM
eistud-28902	95	65	33	33	NUM
eistud-28902	95	66	4	4	NUM
eistud-28902	95	67	5	5	NUM
eistud-28902	95	68	3	3	NUM
eistud-28902	95	69	2	2	NUM
eistud-28902	95	70	0	0	NUM
eistud-28902	95	71	10	10	NUM
eistud-28902	95	72	5	5	NUM
eistud-28902	95	73	-	-	PUNCT
eistud-28902	95	74	very	very	ADV
eistud-28902	95	75	good	good	ADJ
eistud-28902	95	76	0	0	NUM
eistud-28902	95	77	2	2	NUM
eistud-28902	95	78	0	0	NUM
eistud-28902	95	79	0	0	NUM
eistud-28902	95	80	2	2	NUM
eistud-28902	95	81	total	total	NOUN
eistud-28902	95	82	39	39	NUM
eistud-28902	95	83	32	32	NUM
eistud-28902	95	84	10	10	NUM
eistud-28902	95	85	16	16	NUM
eistud-28902	95	86	97	97	NUM
eistud-28902	95	87	results	result	NOUN
eistud-28902	95	88	of	of	ADP
eistud-28902	95	89	analysis	analysis	NOUN
eistud-28902	95	90	show	show	VERB
eistud-28902	95	91	that	that	SCONJ
eistud-28902	95	92	the	the	DET
eistud-28902	95	93	evaluations	evaluation	NOUN
eistud-28902	95	94	of	of	ADP
eistud-28902	95	95	young	young	ADJ
eistud-28902	95	96	people	people	NOUN
eistud-28902	95	97	having	have	VERB
eistud-28902	95	98	or	or	CCONJ
eistud-28902	95	99	not	not	PART
eistud-28902	95	100	having	have	VERB
eistud-28902	95	101	income	income	NOUN
eistud-28902	95	102	from	from	ADP
eistud-28902	95	103	their	their	PRON
eistud-28902	95	104	professional	professional	ADJ
eistud-28902	95	105	activities	activity	NOUN
eistud-28902	95	106	are	be	AUX
eistud-28902	95	107	different	different	ADJ
eistud-28902	95	108	.	.	PUNCT
eistud-28902	96	1	how	how	SCONJ
eistud-28902	96	2	different	different	ADJ
eistud-28902	96	3	are	be	AUX
eistud-28902	96	4	those	those	DET
eistud-28902	96	5	results	result	NOUN
eistud-28902	96	6	in	in	ADP
eistud-28902	96	7	relation	relation	NOUN
eistud-28902	96	8	of	of	ADP
eistud-28902	96	9	presence	presence	NOUN
eistud-28902	96	10	or	or	CCONJ
eistud-28902	96	11	absence	absence	NOUN
eistud-28902	96	12	of	of	ADP
eistud-28902	96	13	income	income	NOUN
eistud-28902	96	14	on	on	ADP
eistud-28902	96	15	the	the	DET
eistud-28902	96	16	professional	professional	ADJ
eistud-28902	96	17	activities	activity	NOUN
eistud-28902	96	18	are	be	AUX
eistud-28902	96	19	investigated	investigate	VERB
eistud-28902	96	20	by	by	ADP
eistud-28902	96	21	symmetric	symmetric	ADJ
eistud-28902	96	22	measures	measure	NOUN
eistud-28902	96	23	–	–	PUNCT
eistud-28902	96	24	main	main	ADJ
eistud-28902	96	25	results	result	NOUN
eistud-28902	96	26	of	of	ADP
eistud-28902	96	27	this	this	DET
eistud-28902	96	28	analysis	analysis	NOUN
eistud-28902	96	29	are	be	AUX
eistud-28902	96	30	included	include	VERB
eistud-28902	96	31	in	in	ADP
eistud-28902	96	32	table	table	NOUN
eistud-28902	96	33	10	10	NUM
eistud-28902	96	34	.	.	PUNCT
eistud-28902	97	1	167	167	NUM
eistud-28902	97	2	european	european	ADJ
eistud-28902	97	3	integrat	integrat	NOUN
eistud-28902	97	4	ion	ion	NOUN
eistud-28902	97	5	studies	study	NOUN
eistud-28902	97	6	2021/15	2021/15	NUM
eistud-28902	97	7	regular	regular	ADJ
eistud-28902	97	8	income	income	NOUN
eistud-28902	97	9	from	from	ADP
eistud-28902	97	10	professional	professional	ADJ
eistud-28902	97	11	activities	activity	NOUN
eistud-28902	97	12	value	value	NOUN
eistud-28902	97	13	asymp	asymp	NOUN
eistud-28902	97	14	.	.	PUNCT
eistud-28902	98	1	std	std	NOUN
eistud-28902	98	2	.	.	PUNCT
eistud-28902	99	1	errora	errora	PROPN
eistud-28902	99	2	approx	approx	PROPN
eistud-28902	99	3	.	.	PUNCT
eistud-28902	100	1	tb	tb	ADP
eistud-28902	100	2	approx	approx	PROPN
eistud-28902	100	3	.	.	PUNCT
eistud-28902	101	1	sig	sig	INTJ
eistud-28902	101	2	.	.	PUNCT
eistud-28902	102	1	yes	yes	INTJ
eistud-28902	102	2	interval	interval	NOUN
eistud-28902	102	3	by	by	ADP
eistud-28902	102	4	interval	interval	NOUN
eistud-28902	102	5	pearson	pearson	PROPN
eistud-28902	102	6	’s	’s	PART
eistud-28902	102	7	r	r	NOUN
eistud-28902	102	8	0,184	0,184	NUM
eistud-28902	102	9	0,097	0,097	NUM
eistud-28902	102	10	1,918	1,918	NUM
eistud-28902	102	11	0,058c	0,058c	NOUN
eistud-28902	102	12	ordinal	ordinal	ADJ
eistud-28902	102	13	by	by	ADP
eistud-28902	102	14	ordinal	ordinal	ADJ
eistud-28902	102	15	spearman	spearman	NOUN
eistud-28902	102	16	correlation	correlation	NOUN
eistud-28902	102	17	0,207	0,207	NUM
eistud-28902	102	18	0,096	0,096	NUM
eistud-28902	102	19	2,164	2,164	NUM
eistud-28902	102	20	0,033c	0,033c	NUM
eistud-28902	102	21	n	n	PROPN
eistud-28902	102	22	of	of	ADP
eistud-28902	102	23	valid	valid	ADJ
eistud-28902	102	24	cases	case	NOUN
eistud-28902	102	25	107	107	NUM
eistud-28902	103	1	no	no	DET
eistud-28902	103	2	interval	interval	NOUN
eistud-28902	103	3	by	by	ADP
eistud-28902	103	4	interval	interval	NOUN
eistud-28902	103	5	pearson	pearson	PROPN
eistud-28902	103	6	’s	’s	PART
eistud-28902	103	7	r	r	NOUN
eistud-28902	103	8	-0,014	-0,014	NOUN
eistud-28902	103	9	0,089	0,089	NUM
eistud-28902	103	10	-0,135	-0,135	PART
eistud-28902	103	11	0,893c	0,893c	NUM
eistud-28902	103	12	ordinal	ordinal	ADJ
eistud-28902	103	13	by	by	ADP
eistud-28902	103	14	ordinal	ordinal	ADJ
eistud-28902	103	15	spearman	spearman	NOUN
eistud-28902	103	16	correlation	correlation	NOUN
eistud-28902	103	17	0,044	0,044	NUM
eistud-28902	103	18	0,100	0,100	NUM
eistud-28902	103	19	0,432	0,432	NUM
eistud-28902	103	20	0,667c	0,667c	NUM
eistud-28902	103	21	n	n	CCONJ
eistud-28902	103	22	of	of	ADP
eistud-28902	103	23	valid	valid	ADJ
eistud-28902	103	24	cases	case	NOUN
eistud-28902	103	25	97	97	NUM
eistud-28902	103	26	table	table	NOUN
eistud-28902	103	27	10	10	NUM
eistud-28902	103	28	symmetric	symmetric	ADJ
eistud-28902	103	29	measures	measure	NOUN
eistud-28902	103	30	on	on	ADP
eistud-28902	103	31	crosstabulation	crosstabulation	NOUN
eistud-28902	103	32	on	on	ADP
eistud-28902	103	33	knowledge	knowledge	NOUN
eistud-28902	103	34	evaluation	evaluation	NOUN
eistud-28902	103	35	on	on	ADP
eistud-28902	103	36	pension	pension	NOUN
eistud-28902	103	37	system	system	NOUN
eistud-28902	103	38	in	in	ADP
eistud-28902	103	39	latvia	latvia	PROPN
eistud-28902	103	40	by	by	ADP
eistud-28902	103	41	age	age	NOUN
eistud-28902	103	42	group	group	NOUN
eistud-28902	103	43	and	and	CCONJ
eistud-28902	103	44	by	by	ADP
eistud-28902	103	45	regular	regular	ADJ
eistud-28902	103	46	income	income	NOUN
eistud-28902	103	47	from	from	ADP
eistud-28902	103	48	professional	professional	ADJ
eistud-28902	103	49	activities	activity	NOUN
eistud-28902	103	50	a.	a.	NOUN
eistud-28902	103	51	not	not	PART
eistud-28902	103	52	assuming	assume	VERB
eistud-28902	103	53	the	the	DET
eistud-28902	103	54	null	null	ADJ
eistud-28902	103	55	hypothesis	hypothesis	NOUN
eistud-28902	103	56	.	.	PUNCT
eistud-28902	104	1	b.	b.	PROPN
eistud-28902	105	1	using	use	VERB
eistud-28902	105	2	the	the	DET
eistud-28902	105	3	asymptotic	asymptotic	ADJ
eistud-28902	105	4	standard	standard	ADJ
eistud-28902	105	5	error	error	NOUN
eistud-28902	105	6	assuming	assume	VERB
eistud-28902	105	7	the	the	DET
eistud-28902	105	8	null	null	ADJ
eistud-28902	105	9	hypothesis	hypothesis	NOUN
eistud-28902	105	10	.	.	PUNCT
eistud-28902	106	1	c.	c.	PROPN
eistud-28902	106	2	based	base	VERB
eistud-28902	106	3	on	on	ADP
eistud-28902	106	4	normal	normal	ADJ
eistud-28902	106	5	approximation	approximation	NOUN
eistud-28902	106	6	.	.	PUNCT
eistud-28902	107	1	the	the	DET
eistud-28902	107	2	results	result	NOUN
eistud-28902	107	3	of	of	ADP
eistud-28902	107	4	analusis	analusis	NOUN
eistud-28902	107	5	indicate	indicate	VERB
eistud-28902	107	6	that	that	SCONJ
eistud-28902	107	7	the	the	DET
eistud-28902	107	8	evaluations	evaluation	NOUN
eistud-28902	107	9	of	of	ADP
eistud-28902	107	10	financial	financial	ADJ
eistud-28902	107	11	literacy	literacy	NOUN
eistud-28902	107	12	increase	increase	NOUN
eistud-28902	107	13	if	if	SCONJ
eistud-28902	107	14	person	person	NOUN
eistud-28902	107	15	is	be	AUX
eistud-28902	107	16	older	old	ADJ
eistud-28902	107	17	and	and	CCONJ
eistud-28902	107	18	if	if	SCONJ
eistud-28902	107	19	the	the	DET
eistud-28902	107	20	person	person	NOUN
eistud-28902	107	21	has	have	VERB
eistud-28902	107	22	income	income	NOUN
eistud-28902	107	23	from	from	ADP
eistud-28902	107	24	the	the	DET
eistud-28902	107	25	professional	professional	ADJ
eistud-28902	107	26	activities	activity	NOUN
eistud-28902	107	27	and	and	CCONJ
eistud-28902	107	28	has	have	VERB
eistud-28902	107	29	quite	quite	ADV
eistud-28902	107	30	different	different	ADJ
eistud-28902	107	31	situation	situation	NOUN
eistud-28902	107	32	if	if	SCONJ
eistud-28902	107	33	there	there	PRON
eistud-28902	107	34	are	be	VERB
eistud-28902	107	35	no	no	DET
eistud-28902	107	36	income	income	NOUN
eistud-28902	107	37	from	from	ADP
eistud-28902	107	38	young	young	ADJ
eistud-28902	107	39	personds	persond	NOUN
eistud-28902	107	40	professional	professional	ADJ
eistud-28902	107	41	activities	activity	NOUN
eistud-28902	107	42	.	.	PUNCT
eistud-28902	108	1	the	the	DET
eistud-28902	108	2	results	result	NOUN
eistud-28902	108	3	of	of	ADP
eistud-28902	108	4	this	this	DET
eistud-28902	108	5	analysis	analysis	NOUN
eistud-28902	108	6	confirm	confirm	VERB
eistud-28902	108	7	that	that	SCONJ
eistud-28902	108	8	there	there	PRON
eistud-28902	108	9	are	be	VERB
eistud-28902	108	10	necessary	necessary	ADJ
eistud-28902	108	11	activities	activity	NOUN
eistud-28902	108	12	from	from	ADP
eistud-28902	108	13	different	different	ADJ
eistud-28902	108	14	institutions	institution	NOUN
eistud-28902	108	15	to	to	PART
eistud-28902	108	16	increase	increase	VERB
eistud-28902	108	17	the	the	DET
eistud-28902	108	18	financial	financial	ADJ
eistud-28902	108	19	literacy	literacy	NOUN
eistud-28902	108	20	level	level	NOUN
eistud-28902	108	21	of	of	ADP
eistud-28902	108	22	young	young	ADJ
eistud-28902	108	23	people	people	NOUN
eistud-28902	108	24	and	and	CCONJ
eistud-28902	108	25	to	to	PART
eistud-28902	108	26	make	make	VERB
eistud-28902	108	27	educational	educational	ADJ
eistud-28902	108	28	and	and	CCONJ
eistud-28902	108	29	moral	moral	ADJ
eistud-28902	108	30	support	support	NOUN
eistud-28902	108	31	for	for	ADP
eistud-28902	108	32	their	their	PRON
eistud-28902	108	33	professional	professional	ADJ
eistud-28902	108	34	activities	activity	NOUN
eistud-28902	108	35	.	.	PUNCT
eistud-28902	109	1	»	»	X
eistud-28902	109	2	financial	financial	ADJ
eistud-28902	109	3	literacy	literacy	NOUN
eistud-28902	109	4	and	and	CCONJ
eistud-28902	109	5	saving	saving	NOUN
eistud-28902	109	6	models	model	NOUN
eistud-28902	109	7	are	be	AUX
eistud-28902	109	8	on	on	ADP
eistud-28902	109	9	investigation	investigation	NOUN
eistud-28902	109	10	of	of	ADP
eistud-28902	109	11	many	many	ADJ
eistud-28902	109	12	academic	academic	ADJ
eistud-28902	109	13	researchers	researcher	NOUN
eistud-28902	109	14	with	with	ADP
eistud-28902	109	15	special	special	ADJ
eistud-28902	109	16	attention	attention	NOUN
eistud-28902	109	17	to	to	ADP
eistud-28902	109	18	retirement	retirement	NOUN
eistud-28902	109	19	savings	saving	NOUN
eistud-28902	109	20	.	.	PUNCT
eistud-28902	110	1	»	»	PUNCT
eistud-28902	111	1	persons	person	NOUN
eistud-28902	111	2	by	by	ADP
eistud-28902	111	3	different	different	ADJ
eistud-28902	111	4	gender	gender	NOUN
eistud-28902	111	5	and	and	CCONJ
eistud-28902	111	6	different	different	ADJ
eistud-28902	111	7	age	age	NOUN
eistud-28902	111	8	groups	group	NOUN
eistud-28902	111	9	as	as	ADV
eistud-28902	111	10	well	well	ADV
eistud-28902	111	11	as	as	ADP
eistud-28902	111	12	different	different	ADJ
eistud-28902	111	13	income	income	NOUN
eistud-28902	111	14	levels	level	NOUN
eistud-28902	111	15	from	from	ADP
eistud-28902	111	16	the	the	DET
eistud-28902	111	17	person	person	NOUN
eistud-28902	111	18	’s	’s	PART
eistud-28902	111	19	professional	professional	ADJ
eistud-28902	111	20	activities	activity	NOUN
eistud-28902	111	21	have	have	VERB
eistud-28902	111	22	different	different	ADJ
eistud-28902	111	23	motivations	motivation	NOUN
eistud-28902	111	24	for	for	ADP
eistud-28902	111	25	retirement	retirement	NOUN
eistud-28902	111	26	savings	saving	NOUN
eistud-28902	111	27	for	for	ADP
eistud-28902	111	28	voluntary	voluntary	ADJ
eistud-28902	111	29	pension	pension	NOUN
eistud-28902	111	30	models	model	NOUN
eistud-28902	111	31	.	.	PUNCT
eistud-28902	112	1	»	»	PUNCT
eistud-28902	112	2	young	young	ADJ
eistud-28902	112	3	people	people	NOUN
eistud-28902	112	4	knowledge	knowledge	NOUN
eistud-28902	112	5	and	and	CCONJ
eistud-28902	112	6	motivations	motivation	NOUN
eistud-28902	112	7	for	for	ADP
eistud-28902	112	8	voluntary	voluntary	ADJ
eistud-28902	112	9	pension	pension	NOUN
eistud-28902	112	10	savings	saving	NOUN
eistud-28902	112	11	differ	differ	VERB
eistud-28902	112	12	by	by	ADP
eistud-28902	112	13	age	age	NOUN
eistud-28902	112	14	groups	group	NOUN
eistud-28902	112	15	–	–	PUNCT
eistud-28902	112	16	older	old	ADJ
eistud-28902	112	17	groups	group	NOUN
eistud-28902	112	18	of	of	ADP
eistud-28902	112	19	young	young	ADJ
eistud-28902	112	20	people	people	NOUN
eistud-28902	112	21	are	be	AUX
eistud-28902	112	22	better	well	ADV
eistud-28902	112	23	informed	inform	VERB
eistud-28902	112	24	about	about	ADP
eistud-28902	112	25	pension	pension	NOUN
eistud-28902	112	26	system	system	NOUN
eistud-28902	112	27	,	,	PUNCT
eistud-28902	112	28	but	but	CCONJ
eistud-28902	112	29	the	the	DET
eistud-28902	112	30	correlation	correlation	NOUN
eistud-28902	112	31	is	be	AUX
eistud-28902	112	32	not	not	PART
eistud-28902	112	33	statistically	statistically	ADV
eistud-28902	112	34	significant	significant	ADJ
eistud-28902	112	35	with	with	ADP
eistud-28902	112	36	significance	significance	NOUN
eistud-28902	112	37	level	level	NOUN
eistud-28902	112	38	less	less	ADJ
eistud-28902	112	39	than	than	ADP
eistud-28902	112	40	0.065	0.065	NUM
eistud-28902	112	41	.	.	PUNCT
eistud-28902	113	1	»	»	X
eistud-28902	113	2	young	young	ADJ
eistud-28902	113	3	persons	person	NOUN
eistud-28902	113	4	who	who	PRON
eistud-28902	113	5	have	have	VERB
eistud-28902	113	6	income	income	NOUN
eistud-28902	113	7	from	from	ADP
eistud-28902	113	8	their	their	PRON
eistud-28902	113	9	professional	professional	ADJ
eistud-28902	113	10	activities	activity	NOUN
eistud-28902	113	11	by	by	ADP
eistud-28902	113	12	increasing	increase	VERB
eistud-28902	113	13	their	their	PRON
eistud-28902	113	14	age	age	NOUN
eistud-28902	113	15	have	have	VERB
eistud-28902	113	16	higher	high	ADJ
eistud-28902	113	17	financial	financial	ADJ
eistud-28902	113	18	literacy	literacy	NOUN
eistud-28902	113	19	level	level	NOUN
eistud-28902	113	20	.	.	PUNCT
eistud-28902	114	1	conclusions	conclusion	NOUN
eistud-28902	114	2	references	reference	NOUN
eistud-28902	114	3	amari	amari	PROPN
eistud-28902	114	4	,	,	PUNCT
eistud-28902	114	5	m.	m.	NOUN
eistud-28902	114	6	,	,	PUNCT
eistud-28902	114	7	salhi	salhi	NOUN
eistud-28902	114	8	,	,	PUNCT
eistud-28902	114	9	b.	b.	PROPN
eistud-28902	114	10	&	&	CCONJ
eistud-28902	114	11	jarboui	jarboui	PROPN
eistud-28902	114	12	,	,	PUNCT
eistud-28902	114	13	a.	a.	NOUN
eistud-28902	114	14	(	(	PUNCT
eistud-28902	114	15	2020	2020	NUM
eistud-28902	114	16	)	)	PUNCT
eistud-28902	114	17	.	.	PUNCT
eistud-28902	115	1	evaluating	evaluate	VERB
eistud-28902	115	2	the	the	DET
eistud-28902	115	3	effects	effect	NOUN
eistud-28902	115	4	of	of	ADP
eistud-28902	115	5	sociodemographic	sociodemographic	ADJ
eistud-28902	115	6	characteristics	characteristic	NOUN
eistud-28902	115	7	and	and	CCONJ
eistud-28902	115	8	financial	financial	ADJ
eistud-28902	115	9	education	education	NOUN
eistud-28902	115	10	on	on	ADP
eistud-28902	115	11	saving	save	VERB
eistud-28902	115	12	behavior	behavior	NOUN
eistud-28902	115	13	.	.	PUNCT
eistud-28902	116	1	international	international	ADJ
eistud-28902	116	2	journal	journal	PROPN
eistud-28902	116	3	of	of	ADP
eistud-28902	116	4	sociology	sociology	NOUN
eistud-28902	116	5	and	and	CCONJ
eistud-28902	116	6	social	social	ADJ
eistud-28902	116	7	policy	policy	NOUN
eistud-28902	116	8	,	,	PUNCT
eistud-28902	116	9	40(11/12	40(11/12	PROPN
eistud-28902	116	10	)	)	PUNCT
eistud-28902	116	11	,	,	PUNCT
eistud-28902	116	12	14231438.https://doi.org/10.1108/ijssp-03-2020-0048	14231438.https://doi.org/10.1108/ijssp-03-2020-0048	NUM
eistud-28902	116	13	angelini	angelini	NOUN
eistud-28902	116	14	,	,	PUNCT
eistud-28902	116	15	v.	v.	ADV
eistud-28902	116	16	,	,	PUNCT
eistud-28902	116	17	bertoni	bertoni	ADJ
eistud-28902	116	18	,	,	PUNCT
eistud-28902	116	19	m.	m.	NOUN
eistud-28902	116	20	,	,	PUNCT
eistud-28902	116	21	stella	stella	PROPN
eistud-28902	116	22	,	,	PUNCT
eistud-28902	116	23	l.	l.	PROPN
eistud-28902	116	24	&	&	CCONJ
eistud-28902	116	25	weiss	weiss	PROPN
eistud-28902	116	26	,	,	PUNCT
eistud-28902	116	27	c.t	c.t	PROPN
eistud-28902	116	28	.	.	PROPN
eistud-28902	116	29	(	(	PUNCT
eistud-28902	116	30	2019	2019	NUM
eistud-28902	116	31	)	)	PUNCT
eistud-28902	116	32	.	.	PUNCT
eistud-28902	117	1	the	the	DET
eistud-28902	117	2	ant	ant	NOUN
eistud-28902	117	3	or	or	CCONJ
eistud-28902	117	4	the	the	DET
eistud-28902	117	5	grasshopper	grasshopper	NOUN
eistud-28902	117	6	?	?	PUNCT
eistud-28902	118	1	the	the	DET
eistud-28902	118	2	long	long	ADJ
eistud-28902	118	3	-	-	PUNCT
eistud-28902	118	4	term	term	NOUN
eistud-28902	118	5	consequences	consequence	NOUN
eistud-28902	118	6	of	of	ADP
eistud-28902	118	7	unilateral	unilateral	ADJ
eistud-28902	118	8	divorce	divorce	NOUN
eistud-28902	118	9	laws	law	NOUN
eistud-28902	118	10	on	on	ADP
eistud-28902	118	11	savings	saving	NOUN
eistud-28902	118	12	of	of	ADP
eistud-28902	118	13	european	european	ADJ
eistud-28902	118	14	households	household	NOUN
eistud-28902	118	15	.	.	PUNCT
eistud-28902	119	1	european	european	ADJ
eistud-28902	119	2	economic	economic	PROPN
eistud-28902	119	3	review	review	PROPN
eistud-28902	119	4	,	,	PUNCT
eistud-28902	119	5	119	119	NUM
eistud-28902	119	6	,	,	PUNCT
eistud-28902	119	7	97	97	NUM
eistud-28902	119	8	-	-	SYM
eistud-28902	119	9	113	113	NUM
eistud-28902	119	10	.	.	PUNCT
eistud-28902	120	1	https://doi.org/10.1016/j.euroecorev.2019.07.002	https://doi.org/10.1016/j.euroecorev.2019.07.002	NOUN
eistud-28902	120	2	angrisani	angrisani	NOUN
eistud-28902	120	3	,	,	PUNCT
eistud-28902	120	4	m.	m.	NOUN
eistud-28902	120	5	&	&	CCONJ
eistud-28902	120	6	casanova	casanova	PROPN
eistud-28902	120	7	,	,	PUNCT
eistud-28902	120	8	m.	m.	NOUN
eistud-28902	120	9	(	(	PUNCT
eistud-28902	120	10	2019	2019	NUM
eistud-28902	120	11	)	)	PUNCT
eistud-28902	120	12	.	.	PUNCT
eistud-28902	121	1	what	what	PRON
eistud-28902	121	2	you	you	PRON
eistud-28902	121	3	think	think	VERB
eistud-28902	121	4	you	you	PRON
eistud-28902	121	5	know	know	VERB
eistud-28902	121	6	can	can	AUX
eistud-28902	121	7	hurt	hurt	VERB
eistud-28902	121	8	you	you	PRON
eistud-28902	121	9	:	:	PUNCT
eistud-28902	121	10	under	under	ADP
eistud-28902	121	11	/	/	SYM
eistud-28902	121	12	over	over	ADP
eistud-28902	121	13	confidence	confidence	NOUN
eistud-28902	121	14	in	in	ADP
eistud-28902	121	15	financial	financial	ADJ
eistud-28902	121	16	knowledge	knowledge	NOUN
eistud-28902	121	17	and	and	CCONJ
eistud-28902	121	18	preparedness	preparedness	NOUN
eistud-28902	121	19	for	for	ADP
eistud-28902	121	20	retirement	retirement	NOUN
eistud-28902	121	21	.	.	PUNCT
eistud-28902	122	1	journal	journal	PROPN
eistud-28902	122	2	of	of	ADP
eistud-28902	122	3	pension	pension	NOUN
eistud-28902	122	4	economics	economic	NOUN
eistud-28902	122	5	and	and	CCONJ
eistud-28902	122	6	finance	finance	NOUN
eistud-28902	122	7	,	,	PUNCT
eistud-28902	122	8	1	1	NUM
eistud-28902	122	9	-	-	SYM
eistud-28902	122	10	16	16	NUM
eistud-28902	122	11	.	.	PUNCT
eistud-28902	123	1	https://doi.org/10.1017/s1474747219000131	https://doi.org/10.1017/s1474747219000131	NUM
eistud-28902	123	2	allgood	allgood	PROPN
eistud-28902	123	3	,	,	PUNCT
eistud-28902	123	4	s.	s.	PROPN
eistud-28902	123	5	&	&	CCONJ
eistud-28902	123	6	walstad	walstad	PROPN
eistud-28902	123	7	,	,	PUNCT
eistud-28902	123	8	w	w	PROPN
eistud-28902	123	9	,	,	PUNCT
eistud-28902	123	10	b.	b.	PROPN
eistud-28902	123	11	(	(	PUNCT
eistud-28902	123	12	2016	2016	NUM
eistud-28902	123	13	)	)	PUNCT
eistud-28902	123	14	the	the	DET
eistud-28902	123	15	effects	effect	NOUN
eistud-28902	123	16	of	of	ADP
eistud-28902	123	17	perceived	perceive	VERB
eistud-28902	123	18	and	and	CCONJ
eistud-28902	123	19	actual	actual	ADJ
eistud-28902	123	20	financial	financial	ADJ
eistud-28902	123	21	literacy	literacy	NOUN
eistud-28902	123	22	on	on	ADP
eistud-28902	123	23	financial	financial	ADJ
eistud-28902	123	24	behaviors	behavior	NOUN
eistud-28902	123	25	.	.	PUNCT
eistud-28902	124	1	economic	economic	ADJ
eistud-28902	124	2	inquiry	inquiry	NOUN
eistud-28902	124	3	,	,	PUNCT
eistud-28902	124	4	54	54	NUM
eistud-28902	124	5	,	,	PUNCT
eistud-28902	124	6	675	675	NUM
eistud-28902	124	7	-	-	SYM
eistud-28902	124	8	697	697	NUM
eistud-28902	124	9	.	.	PUNCT
eistud-28902	125	1	https://doi	https://doi	NOUN
eistud-28902	125	2	.	.	PUNCT
eistud-28902	125	3	org/10.1111	org/10.1111	PROPN
eistud-28902	125	4	/	/	SYM
eistud-28902	125	5	ecin.12255	ecin.12255	PROPN
eistud-28902	125	6	batraga	batraga	NOUN
eistud-28902	125	7	,	,	PUNCT
eistud-28902	125	8	a.	a.	NOUN
eistud-28902	125	9	,	,	PUNCT
eistud-28902	125	10	praude	praude	VERB
eistud-28902	125	11	,	,	PUNCT
eistud-28902	125	12	v.	v.	ADV
eistud-28902	125	13	,	,	PUNCT
eistud-28902	125	14	salkovska	salkovska	PROPN
eistud-28902	125	15	,	,	PUNCT
eistud-28902	125	16	j.	j.	PROPN
eistud-28902	125	17	&	&	CCONJ
eistud-28902	125	18	afoniceva	afoniceva	PROPN
eistud-28902	125	19	,	,	PUNCT
eistud-28902	125	20	o.	o.	PROPN
eistud-28902	125	21	(	(	PUNCT
eistud-28902	125	22	2018	2018	NUM
eistud-28902	125	23	)	)	PUNCT
eistud-28902	126	1	a.	a.	NOUN
eistud-28902	127	1	the	the	DET
eistud-28902	127	2	influence	influence	NOUN
eistud-28902	127	3	of	of	ADP
eistud-28902	127	4	sales	sale	NOUN
eistud-28902	127	5	stimulation	stimulation	NOUN
eistud-28902	127	6	methods	method	NOUN
eistud-28902	127	7	source	source	NOUN
eistud-28902	127	8	:	:	PUNCT
eistud-28902	127	9	authors	author	NOUN
eistud-28902	127	10	’	'	PUNCT
eistud-28902	127	11	calculations	calculation	NOUN
eistud-28902	127	12	based	base	VERB
eistud-28902	127	13	on	on	ADP
eistud-28902	127	14	survey	survey	NOUN
eistud-28902	127	15	in	in	ADP
eistud-28902	127	16	2021	2021	NUM
eistud-28902	127	17	,	,	PUNCT
eistud-28902	127	18	evaluation	evaluation	NOUN
eistud-28902	127	19	scale	scale	NOUN
eistud-28902	127	20	1	1	NUM
eistud-28902	127	21	-	-	SYM
eistud-28902	127	22	5	5	NUM
eistud-28902	127	23	,	,	PUNCT
eistud-28902	127	24	where	where	SCONJ
eistud-28902	127	25	1	1	NUM
eistud-28902	127	26	-	-	PUNCT
eistud-28902	127	27	very	very	ADV
eistud-28902	127	28	bad	bad	ADJ
eistud-28902	127	29	;	;	PUNCT
eistud-28902	127	30	5	5	NUM
eistud-28902	127	31	-	-	PUNCT
eistud-28902	127	32	very	very	ADV
eistud-28902	127	33	good	good	ADJ
eistud-28902	127	34	the	the	DET
eistud-28902	127	35	paper	paper	NOUN
eistud-28902	127	36	is	be	AUX
eistud-28902	127	37	supported	support	VERB
eistud-28902	127	38	by	by	ADP
eistud-28902	127	39	the	the	DET
eistud-28902	127	40	national	national	PROPN
eistud-28902	127	41	research	research	PROPN
eistud-28902	127	42	programme	programme	PROPN
eistud-28902	127	43	interframe	interframe	PROPN
eistud-28902	127	44	-	-	PUNCT
eistud-28902	127	45	lv	lv	PROPN
eistud-28902	127	46	.	.	PUNCT
eistud-28902	127	47	european	european	ADJ
eistud-28902	127	48	integrat	integrat	PROPN
eistud-28902	127	49	ion	ion	NOUN
eistud-28902	127	50	studies2021/15	studies2021/15	NOUN
eistud-28902	127	51	168	168	NUM
eistud-28902	127	52	on	on	ADP
eistud-28902	127	53	the	the	DET
eistud-28902	127	54	behaviour	behaviour	NOUN
eistud-28902	127	55	of	of	ADP
eistud-28902	127	56	consumers	consumer	NOUN
eistud-28902	127	57	while	while	SCONJ
eistud-28902	127	58	making	make	VERB
eistud-28902	127	59	the	the	DET
eistud-28902	127	60	decision	decision	NOUN
eistud-28902	127	61	on	on	ADP
eistud-28902	127	62	purchase	purchase	NOUN
eistud-28902	127	63	of	of	ADP
eistud-28902	127	64	products	product	NOUN
eistud-28902	127	65	in	in	ADP
eistud-28902	127	66	the	the	DET
eistud-28902	127	67	latvian	latvian	ADJ
eistud-28902	127	68	market	market	NOUN
eistud-28902	127	69	consumer	consumer	NOUN
eistud-28902	127	70	behavior	behavior	NOUN
eistud-28902	127	71	,	,	PUNCT
eistud-28902	127	72	organisational	organisational	ADJ
eistud-28902	127	73	strategy	strategy	NOUN
eistud-28902	127	74	and	and	CCONJ
eistud-28902	127	75	financial	financial	ADJ
eistud-28902	127	76	economics	economic	NOUN
eistud-28902	127	77	.	.	PUNCT
eistud-28902	128	1	eurasian	eurasian	ADJ
eistud-28902	128	2	studies	study	NOUN
eistud-28902	128	3	in	in	ADP
eistud-28902	128	4	business	business	NOUN
eistud-28902	128	5	and	and	CCONJ
eistud-28902	128	6	economics	economic	NOUN
eistud-28902	128	7	,	,	PUNCT
eistud-28902	128	8	9	9	NUM
eistud-28902	128	9	,	,	PUNCT
eistud-28902	128	10	3	3	NUM
eistud-28902	128	11	-	-	SYM
eistud-28902	128	12	23	23	NUM
eistud-28902	128	13	.	.	PUNCT
eistud-28902	129	1	https://doi.org/10.1007/9783-319-76288-3_1	https://doi.org/10.1007/9783-319-76288-3_1	NOUN
eistud-28902	129	2	batraga	batraga	PROPN
eistud-28902	129	3	,	,	PUNCT
eistud-28902	129	4	a.	a.	NOUN
eistud-28902	129	5	,	,	PUNCT
eistud-28902	129	6	salkovska	salkovska	PROPN
eistud-28902	129	7	,	,	PUNCT
eistud-28902	129	8	j.	j.	PROPN
eistud-28902	129	9	,	,	PUNCT
eistud-28902	129	10	legzdina	legzdina	PROPN
eistud-28902	129	11	,	,	PUNCT
eistud-28902	129	12	a.	a.	NOUN
eistud-28902	129	13	,	,	PUNCT
eistud-28902	129	14	rukers	ruker	NOUN
eistud-28902	129	15	,	,	PUNCT
eistud-28902	129	16	i.	i.	PROPN
eistud-28902	129	17	&	&	CCONJ
eistud-28902	129	18	bormane	bormane	PROPN
eistud-28902	129	19	,	,	PUNCT
eistud-28902	129	20	s.	s.	PROPN
eistud-28902	129	21	(	(	PUNCT
eistud-28902	129	22	2018	2018	NUM
eistud-28902	129	23	)	)	PUNCT
eistud-28902	129	24	b.	b.	PROPN
eistud-28902	129	25	consumer	consumer	NOUN
eistud-28902	129	26	behavior	behavior	NOUN
eistud-28902	129	27	affecting	affect	VERB
eistud-28902	129	28	factors	factor	NOUN
eistud-28902	129	29	leading	lead	VERB
eistud-28902	129	30	to	to	ADP
eistud-28902	129	31	increased	increase	VERB
eistud-28902	129	32	competitiveness	competitiveness	NOUN
eistud-28902	129	33	during	during	ADP
eistud-28902	129	34	holiday	holiday	NOUN
eistud-28902	129	35	season	season	NOUN
eistud-28902	129	36	.	.	PUNCT
eistud-28902	130	1	economic	economic	ADJ
eistud-28902	130	2	science	science	NOUN
eistud-28902	130	3	for	for	ADP
eistud-28902	130	4	rural	rural	ADJ
eistud-28902	130	5	development	development	NOUN
eistud-28902	130	6	,	,	PUNCT
eistud-28902	130	7	48	48	NUM
eistud-28902	130	8	,	,	PUNCT
eistud-28902	130	9	329	329	NUM
eistud-28902	130	10	-	-	SYM
eistud-28902	130	11	337	337	NUM
eistud-28902	130	12	.	.	PUNCT
eistud-28902	131	1	https://doi.org/10.22616/	https://doi.org/10.22616/	PROPN
eistud-28902	131	2	esrd.2018.102	esrd.2018.102	PROPN
eistud-28902	131	3	chavali	chavali	PROPN
eistud-28902	131	4	,	,	PUNCT
eistud-28902	131	5	k.	k.	PROPN
eistud-28902	131	6	,	,	PUNCT
eistud-28902	131	7	mohan	mohan	PROPN
eistud-28902	131	8	raj	raj	PROPN
eistud-28902	131	9	,	,	PUNCT
eistud-28902	131	10	p.	p.	PROPN
eistud-28902	131	11	&	&	CCONJ
eistud-28902	131	12	ahmed	ahmed	PROPN
eistud-28902	131	13	,	,	PUNCT
eistud-28902	131	14	r.	r.	PROPN
eistud-28902	131	15	(	(	PUNCT
eistud-28902	131	16	2021	2021	NUM
eistud-28902	131	17	)	)	PUNCT
eistud-28902	131	18	.	.	PUNCT
eistud-28902	132	1	does	do	VERB
eistud-28902	132	2	financial	financial	ADJ
eistud-28902	132	3	behavior	behavior	NOUN
eistud-28902	132	4	influence	influence	NOUN
eistud-28902	132	5	financial	financial	ADJ
eistud-28902	132	6	well	well	ADV
eistud-28902	132	7	-	-	PUNCT
eistud-28902	132	8	being	being	NOUN
eistud-28902	132	9	?	?	PUNCT
eistud-28902	133	1	ournal	ournal	ADJ
eistud-28902	133	2	of	of	ADP
eistud-28902	133	3	asian	asian	ADJ
eistud-28902	133	4	finance	finance	NOUN
eistud-28902	133	5	economics	economic	NOUN
eistud-28902	133	6	and	and	CCONJ
eistud-28902	133	7	business	business	NOUN
eistud-28902	133	8	,	,	PUNCT
eistud-28902	133	9	8(2	8(2	NUM
eistud-28902	133	10	)	)	PUNCT
eistud-28902	133	11	,	,	PUNCT
eistud-28902	133	12	273	273	NUM
eistud-28902	133	13	-	-	SYM
eistud-28902	133	14	280	280	NUM
eistud-28902	133	15	.	.	PUNCT
eistud-28902	133	16	collins	collins	PROPN
eistud-28902	133	17	,	,	PUNCT
eistud-28902	133	18	j.	j.	PROPN
eistud-28902	133	19	&	&	CCONJ
eistud-28902	133	20	yousem	yousem	PROPN
eistud-28902	133	21	,	,	PUNCT
eistud-28902	133	22	d.	d.	PROPN
eistud-28902	133	23	(	(	PUNCT
eistud-28902	133	24	2021	2021	NUM
eistud-28902	133	25	)	)	PUNCT
eistud-28902	133	26	.	.	PUNCT
eistud-28902	134	1	financial	financial	ADJ
eistud-28902	134	2	literacy	literacy	NOUN
eistud-28902	134	3	:	:	PUNCT
eistud-28902	134	4	should	should	AUX
eistud-28902	134	5	it	it	PRON
eistud-28902	134	6	be	be	AUX
eistud-28902	134	7	a	a	DET
eistud-28902	134	8	required	required	ADJ
eistud-28902	134	9	part	part	NOUN
eistud-28902	134	10	of	of	ADP
eistud-28902	134	11	the	the	DET
eistud-28902	134	12	residency	residency	NOUN
eistud-28902	134	13	curriculum	curriculum	NOUN
eistud-28902	134	14	?	?	PUNCT
eistud-28902	135	1	academic	academic	ADJ
eistud-28902	135	2	radiology	radiology	NOUN
eistud-28902	135	3	,	,	PUNCT
eistud-28902	135	4	28(4	28(4	NUM
eistud-28902	135	5	)	)	PUNCT
eistud-28902	135	6	,	,	PUNCT
eistud-28902	135	7	589	589	NUM
eistud-28902	135	8	-	-	SYM
eistud-28902	135	9	590	590	NUM
eistud-28902	135	10	.	.	PUNCT
eistud-28902	136	1	https://doi	https://doi	X
eistud-28902	136	2	.	.	PUNCT
eistud-28902	136	3	org/10.1016	org/10.1016	PROPN
eistud-28902	136	4	/	/	SYM
eistud-28902	136	5	j.acra.2020.12.014	j.acra.2020.12.014	PROPN
eistud-28902	136	6	daugeliene	daugeliene	PROPN
eistud-28902	136	7	,	,	PUNCT
eistud-28902	136	8	r.	r.	PROPN
eistud-28902	136	9	(	(	PUNCT
eistud-28902	136	10	2016	2016	NUM
eistud-28902	136	11	)	)	PUNCT
eistud-28902	136	12	.	.	PUNCT
eistud-28902	137	1	eu	eu	PROPN
eistud-28902	137	2	's	's	PART
eistud-28902	137	3	political	political	ADJ
eistud-28902	137	4	actions	action	NOUN
eistud-28902	137	5	for	for	ADP
eistud-28902	137	6	the	the	DET
eistud-28902	137	7	enhancement	enhancement	NOUN
eistud-28902	137	8	of	of	ADP
eistud-28902	137	9	macroeconomic	macroeconomic	ADJ
eistud-28902	137	10	stability	stability	NOUN
eistud-28902	137	11	in	in	ADP
eistud-28902	137	12	confrontation	confrontation	NOUN
eistud-28902	137	13	with	with	ADP
eistud-28902	137	14	great	great	ADJ
eistud-28902	137	15	economic	economic	ADJ
eistud-28902	137	16	recession	recession	NOUN
eistud-28902	137	17	.	.	PUNCT
eistud-28902	138	1	entrepreneurship	entrepreneurship	NOUN
eistud-28902	138	2	,	,	PUNCT
eistud-28902	138	3	business	business	NOUN
eistud-28902	138	4	and	and	CCONJ
eistud-28902	138	5	economics	economic	NOUN
eistud-28902	138	6	,	,	PUNCT
eistud-28902	138	7	2(3	2(3	NUM
eistud-28902	138	8	-	-	SYM
eistud-28902	138	9	2	2	NUM
eistud-28902	138	10	)	)	PUNCT
eistud-28902	138	11	,	,	PUNCT
eistud-28902	138	12	647	647	NUM
eistud-28902	138	13	-	-	SYM
eistud-28902	138	14	663	663	NUM
eistud-28902	138	15	.	.	PUNCT
eistud-28902	139	1	https://doi.org/10.1007/978-3-319-27573-4_42	https://doi.org/10.1007/978-3-319-27573-4_42	NOUN
eistud-28902	139	2	daugeliene	daugeliene	PROPN
eistud-28902	139	3	,	,	PUNCT
eistud-28902	139	4	r.	r.	PROPN
eistud-28902	139	5	&	&	CCONJ
eistud-28902	139	6	liepinyte	liepinyte	PROPN
eistud-28902	139	7	,	,	PUNCT
eistud-28902	139	8	m.	m.	NOUN
eistud-28902	139	9	(	(	PUNCT
eistud-28902	139	10	2012	2012	NUM
eistud-28902	139	11	)	)	PUNCT
eistud-28902	139	12	.	.	PUNCT
eistud-28902	140	1	interrelation	interrelation	NOUN
eistud-28902	140	2	of	of	ADP
eistud-28902	140	3	misleading	mislead	VERB
eistud-28902	140	4	advertising	advertising	NOUN
eistud-28902	140	5	and	and	CCONJ
eistud-28902	140	6	solutions	solution	NOUN
eistud-28902	140	7	of	of	ADP
eistud-28902	140	8	consumers	consumer	NOUN
eistud-28902	140	9	:	:	PUNCT
eistud-28902	140	10	legal	legal	ADJ
eistud-28902	140	11	regulation	regulation	NOUN
eistud-28902	140	12	and	and	CCONJ
eistud-28902	140	13	institutional	institutional	ADJ
eistud-28902	140	14	background	background	NOUN
eistud-28902	140	15	in	in	ADP
eistud-28902	140	16	lithuania	lithuania	PROPN
eistud-28902	140	17	.	.	PUNCT
eistud-28902	141	1	european	european	ADJ
eistud-28902	141	2	integration	integration	NOUN
eistud-28902	141	3	studies	study	NOUN
eistud-28902	141	4	,	,	PUNCT
eistud-28902	141	5	6	6	NUM
eistud-28902	141	6	,	,	PUNCT
eistud-28902	141	7	192	192	NUM
eistud-28902	141	8	-	-	SYM
eistud-28902	141	9	201	201	NUM
eistud-28902	141	10	.	.	PUNCT
eistud-28902	142	1	https://doi.org/10.5755/j01.eis.0.6.1584	https://doi.org/10.5755/j01.eis.0.6.1584	X
eistud-28902	142	2	garg	garg	NOUN
eistud-28902	142	3	,	,	PUNCT
eistud-28902	142	4	n.	n.	PROPN
eistud-28902	142	5	&	&	CCONJ
eistud-28902	142	6	singh	singh	PROPN
eistud-28902	142	7	,	,	PUNCT
eistud-28902	142	8	s.	s.	PROPN
eistud-28902	142	9	(	(	PUNCT
eistud-28902	142	10	2018	2018	NUM
eistud-28902	142	11	)	)	PUNCT
eistud-28902	142	12	.	.	PUNCT
eistud-28902	143	1	financial	financial	ADJ
eistud-28902	143	2	literacy	literacy	NOUN
eistud-28902	143	3	among	among	ADP
eistud-28902	143	4	youth	youth	NOUN
eistud-28902	143	5	.	.	PUNCT
eistud-28902	144	1	international	international	ADJ
eistud-28902	144	2	journal	journal	NOUN
eistud-28902	144	3	of	of	ADP
eistud-28902	144	4	social	social	ADJ
eistud-28902	144	5	economics	economic	NOUN
eistud-28902	144	6	,	,	PUNCT
eistud-28902	144	7	45(1	45(1	NOUN
eistud-28902	144	8	)	)	PUNCT
eistud-28902	144	9	,	,	PUNCT
eistud-28902	144	10	173	173	NUM
eistud-28902	144	11	-	-	SYM
eistud-28902	144	12	186	186	NUM
eistud-28902	144	13	.	.	PUNCT
eistud-28902	145	1	https://doi.org/10.1108/ijse-112016-0303	https://doi.org/10.1108/ijse-112016-0303	PROPN
eistud-28902	145	2	de	de	X
eistud-28902	145	3	goeij	goeij	PROPN
eistud-28902	145	4	,	,	PUNCT
eistud-28902	145	5	p.	p.	PROPN
eistud-28902	145	6	,	,	PUNCT
eistud-28902	145	7	van	van	PROPN
eistud-28902	145	8	campenhout	campenhout	PROPN
eistud-28902	145	9	,	,	PUNCT
eistud-28902	145	10	g.	g.	PROPN
eistud-28902	145	11	&	&	CCONJ
eistud-28902	145	12	subotic	subotic	PROPN
eistud-28902	145	13	,	,	PUNCT
eistud-28902	145	14	m.	m.	NOUN
eistud-28902	145	15	(	(	PUNCT
eistud-28902	145	16	2018	2018	NUM
eistud-28902	145	17	)	)	PUNCT
eistud-28902	145	18	.	.	PUNCT
eistud-28902	146	1	improving	improve	VERB
eistud-28902	146	2	index	index	NOUN
eistud-28902	146	3	mutual	mutual	ADJ
eistud-28902	146	4	fund	fund	NOUN
eistud-28902	146	5	risk	risk	NOUN
eistud-28902	146	6	perception	perception	NOUN
eistud-28902	146	7	:	:	PUNCT
eistud-28902	146	8	increase	increase	VERB
eistud-28902	146	9	financial	financial	ADJ
eistud-28902	146	10	literacy	literacy	NOUN
eistud-28902	146	11	or	or	CCONJ
eistud-28902	146	12	communicate	communicate	VERB
eistud-28902	146	13	better	well	ADV
eistud-28902	146	14	?	?	PUNCT
eistud-28902	147	1	economic	economic	ADJ
eistud-28902	147	2	notes	note	NOUN
eistud-28902	147	3	,	,	PUNCT
eistud-28902	147	4	47(2	47(2	PROPN
eistud-28902	147	5	-	-	PUNCT
eistud-28902	147	6	3	3	NUM
eistud-28902	147	7	)	)	PUNCT
eistud-28902	147	8	,	,	PUNCT
eistud-28902	147	9	519	519	NUM
eistud-28902	147	10	-	-	SYM
eistud-28902	147	11	551	551	NUM
eistud-28902	147	12	.	.	PUNCT
eistud-28902	148	1	https://doi	https://doi	NOUN
eistud-28902	148	2	.	.	PUNCT
eistud-28902	148	3	org/10.1111	org/10.1111	PROPN
eistud-28902	148	4	/	/	SYM
eistud-28902	148	5	ecno.12112	ecno.12112	PROPN
eistud-28902	148	6	jordan	jordan	PROPN
eistud-28902	148	7	,	,	PUNCT
eistud-28902	148	8	s.	s.	PROPN
eistud-28902	148	9	&	&	CCONJ
eistud-28902	148	10	treisch	treisch	PROPN
eistud-28902	148	11	,	,	PUNCT
eistud-28902	148	12	c.	c.	PROPN
eistud-28902	148	13	(	(	PUNCT
eistud-28902	148	14	2010	2010	NUM
eistud-28902	148	15	)	)	PUNCT
eistud-28902	148	16	.	.	PUNCT
eistud-28902	149	1	the	the	DET
eistud-28902	149	2	perception	perception	NOUN
eistud-28902	149	3	of	of	ADP
eistud-28902	149	4	tax	tax	NOUN
eistud-28902	149	5	concessions	concession	NOUN
eistud-28902	149	6	in	in	ADP
eistud-28902	149	7	retirement	retirement	NOUN
eistud-28902	149	8	savings	saving	NOUN
eistud-28902	149	9	decisions	decision	NOUN
eistud-28902	149	10	.	.	PUNCT
eistud-28902	150	1	qualitative	qualitative	ADJ
eistud-28902	150	2	research	research	NOUN
eistud-28902	150	3	in	in	ADP
eistud-28902	150	4	financial	financial	ADJ
eistud-28902	150	5	markets	market	NOUN
eistud-28902	150	6	,	,	PUNCT
eistud-28902	150	7	2(3	2(3	NUM
eistud-28902	150	8	)	)	PUNCT
eistud-28902	150	9	,	,	PUNCT
eistud-28902	150	10	57	57	NUM
eistud-28902	150	11	-	-	SYM
eistud-28902	150	12	184	184	NUM
eistud-28902	150	13	.	.	PUNCT
eistud-28902	151	1	https://doi.org/10.1108/17554171011091737	https://doi.org/10.1108/17554171011091737	NUM
eistud-28902	151	2	kotecha	kotecha	PROPN
eistud-28902	151	3	,	,	PUNCT
eistud-28902	151	4	m.	m.	NOUN
eistud-28902	151	5	,	,	PUNCT
eistud-28902	151	6	kinsella	kinsella	PROPN
eistud-28902	151	7	,	,	PUNCT
eistud-28902	151	8	r.	r.	PROPN
eistud-28902	151	9	&	&	CCONJ
eistud-28902	151	10	arthur	arthur	PROPN
eistud-28902	151	11	,	,	PUNCT
eistud-28902	151	12	s.	s.	PROPN
eistud-28902	151	13	(	(	PUNCT
eistud-28902	151	14	2010	2010	NUM
eistud-28902	151	15	)	)	PUNCT
eistud-28902	151	16	research	research	NOUN
eistud-28902	151	17	on	on	ADP
eistud-28902	151	18	predictions	prediction	NOUN
eistud-28902	151	19	of	of	ADP
eistud-28902	151	20	income	income	NOUN
eistud-28902	151	21	in	in	ADP
eistud-28902	151	22	retirement	retirement	NOUN
eistud-28902	151	23	,	,	PUNCT
eistud-28902	151	24	working	work	VERB
eistud-28902	151	25	paper	paper	NOUN
eistud-28902	151	26	no	no	INTJ
eistud-28902	151	27	.	.	PROPN
eistud-28902	151	28	87	87	NUM
eistud-28902	151	29	,	,	PUNCT
eistud-28902	151	30	leeds	leed	NOUN
eistud-28902	151	31	:	:	PUNCT
eistud-28902	151	32	stationery	stationery	NOUN
eistud-28902	151	33	office	office	NOUN
eistud-28902	151	34	,	,	PUNCT
eistud-28902	151	35	department	department	NOUN
eistud-28902	151	36	of	of	ADP
eistud-28902	151	37	work	work	NOUN
eistud-28902	151	38	and	and	CCONJ
eistud-28902	151	39	pensions	pension	NOUN
eistud-28902	151	40	lucey	lucey	PROPN
eistud-28902	151	41	,	,	PUNCT
eistud-28902	151	42	t.a	t.a	PROPN
eistud-28902	151	43	.	.	PROPN
eistud-28902	151	44	&	&	CCONJ
eistud-28902	151	45	henning	henning	PROPN
eistud-28902	151	46	,	,	PUNCT
eistud-28902	151	47	m.b	m.b	PROPN
eistud-28902	151	48	.	.	PROPN
eistud-28902	151	49	(	(	PUNCT
eistud-28902	151	50	2021	2021	NUM
eistud-28902	151	51	)	)	PUNCT
eistud-28902	151	52	.	.	PUNCT
eistud-28902	152	1	toward	toward	ADP
eistud-28902	152	2	critically	critically	ADV
eistud-28902	152	3	compassionate	compassionate	ADJ
eistud-28902	152	4	financial	financial	ADJ
eistud-28902	152	5	literacy	literacy	NOUN
eistud-28902	152	6	:	:	PUNCT
eistud-28902	152	7	how	how	SCONJ
eistud-28902	152	8	elementary	elementary	ADJ
eistud-28902	152	9	preservice	preservice	NOUN
eistud-28902	152	10	teachers	teacher	NOUN
eistud-28902	152	11	view	view	VERB
eistud-28902	152	12	the	the	DET
eistud-28902	152	13	standards	standard	NOUN
eistud-28902	152	14	.	.	PUNCT
eistud-28902	153	1	theory	theory	NOUN
eistud-28902	153	2	and	and	CCONJ
eistud-28902	153	3	research	research	NOUN
eistud-28902	153	4	in	in	ADP
eistud-28902	153	5	social	social	ADJ
eistud-28902	153	6	education	education	NOUN
eistud-28902	153	7	,	,	PUNCT
eistud-28902	153	8	49(1	49(1	NOUN
eistud-28902	153	9	)	)	PUNCT
eistud-28902	153	10	,	,	PUNCT
eistud-28902	153	11	107	107	NUM
eistud-28902	153	12	-	-	SYM
eistud-28902	153	13	136	136	NUM
eistud-28902	153	14	.	.	PUNCT
eistud-28902	154	1	https://	https://	PROPN
eistud-28902	154	2	doi.org/10.1080/00933104.2020.1859422	doi.org/10.1080/00933104.2020.1859422	PROPN
eistud-28902	154	3	magistro	magistro	X
eistud-28902	154	4	,	,	PUNCT
eistud-28902	154	5	b	b	PROPN
eistud-28902	154	6	(	(	PUNCT
eistud-28902	154	7	2017	2017	NUM
eistud-28902	154	8	)	)	PUNCT
eistud-28902	154	9	.	.	PUNCT
eistud-28902	155	1	financial	financial	ADJ
eistud-28902	155	2	literacy	literacy	NOUN
eistud-28902	155	3	and	and	CCONJ
eistud-28902	155	4	support	support	NOUN
eistud-28902	155	5	for	for	ADP
eistud-28902	155	6	free	free	ADJ
eistud-28902	155	7	trade	trade	NOUN
eistud-28902	155	8	in	in	ADP
eistud-28902	155	9	the	the	DET
eistud-28902	155	10	uk	uk	PROPN
eistud-28902	155	11	.	.	PROPN
eistud-28902	155	12	world	world	PROPN
eistud-28902	155	13	economy	economy	NOUN
eistud-28902	155	14	,	,	PUNCT
eistud-28902	155	15	43(8	43(8	NOUN
eistud-28902	155	16	)	)	PUNCT
eistud-28902	155	17	,	,	PUNCT
eistud-28902	155	18	20502069	20502069	NUM
eistud-28902	155	19	.	.	PUNCT
eistud-28902	156	1	https://doi.org/10.1111/twec.12951	https://doi.org/10.1111/twec.12951	PROPN
eistud-28902	156	2	mare	mare	PROPN
eistud-28902	156	3	,	,	PUNCT
eistud-28902	156	4	c.	c.	PROPN
eistud-28902	156	5	,	,	PUNCT
eistud-28902	156	6	dragos	dragos	PROPN
eistud-28902	156	7	,	,	PUNCT
eistud-28902	156	8	s.l	s.l	PROPN
eistud-28902	156	9	.	.	PROPN
eistud-28902	156	10	,	,	PUNCT
eistud-28902	156	11	dragota	dragota	PROPN
eistud-28902	156	12	,	,	PUNCT
eistud-28902	156	13	i.-m	i.-m	PROPN
eistud-28902	156	14	.	.	PROPN
eistud-28902	156	15	&	&	CCONJ
eistud-28902	156	16	dragos	dragos	PROPN
eistud-28902	156	17	,	,	PUNCT
eistud-28902	156	18	c.m	c.m	PROPN
eistud-28902	156	19	.	.	PROPN
eistud-28902	156	20	(	(	PUNCT
eistud-28902	156	21	2019	2019	NUM
eistud-28902	156	22	)	)	PUNCT
eistud-28902	156	23	.	.	PUNCT
eistud-28902	157	1	insurance	insurance	NOUN
eistud-28902	157	2	literacy	literacy	NOUN
eistud-28902	157	3	and	and	CCONJ
eistud-28902	157	4	spatial	spatial	ADJ
eistud-28902	157	5	diffusion	diffusion	NOUN
eistud-28902	157	6	in	in	ADP
eistud-28902	157	7	the	the	DET
eistud-28902	157	8	life	life	NOUN
eistud-28902	157	9	insurance	insurance	NOUN
eistud-28902	157	10	market	market	NOUN
eistud-28902	157	11	:	:	PUNCT
eistud-28902	157	12	a	a	DET
eistud-28902	157	13	subnational	subnational	ADJ
eistud-28902	157	14	approach	approach	NOUN
eistud-28902	157	15	in	in	ADP
eistud-28902	157	16	romania	romania	PROPN
eistud-28902	157	17	.	.	PUNCT
eistud-28902	158	1	eastern	eastern	ADJ
eistud-28902	158	2	european	european	ADJ
eistud-28902	158	3	economics	economic	NOUN
eistud-28902	158	4	,	,	PUNCT
eistud-28902	158	5	57(5	57(5	NOUN
eistud-28902	158	6	)	)	PUNCT
eistud-28902	158	7	,	,	PUNCT
eistud-28902	158	8	375	375	NUM
eistud-28902	158	9	-	-	SYM
eistud-28902	158	10	396	396	NUM
eistud-28902	158	11	https://doi.org/10.1080/00128775.2019.1618194	https://doi.org/10.1080/00128775.2019.1618194	PROPN
eistud-28902	158	12	nicolini	nicolini	PROPN
eistud-28902	158	13	,	,	PUNCT
eistud-28902	158	14	g.	g.	PROPN
eistud-28902	158	15	(	(	PUNCT
eistud-28902	158	16	2019	2019	NUM
eistud-28902	158	17	)	)	PUNCT
eistud-28902	158	18	.	.	PUNCT
eistud-28902	159	1	financial	financial	ADJ
eistud-28902	159	2	literacy	literacy	NOUN
eistud-28902	159	3	in	in	ADP
eistud-28902	159	4	europe	europe	PROPN
eistud-28902	159	5	assessment	assessment	NOUN
eistud-28902	159	6	methodologies	methodology	NOUN
eistud-28902	159	7	and	and	CCONJ
eistud-28902	159	8	evidence	evidence	NOUN
eistud-28902	159	9	from	from	ADP
eistud-28902	159	10	european	european	ADJ
eistud-28902	159	11	countries	country	NOUN
eistud-28902	159	12	.	.	PUNCT
eistud-28902	160	1	book	book	NOUN
eistud-28902	160	2	series	series	PROPN
eistud-28902	160	3	:	:	PUNCT
eistud-28902	160	4	routledge	routledge	PROPN
eistud-28902	160	5	international	international	PROPN
eistud-28902	160	6	studies	study	NOUN
eistud-28902	160	7	in	in	ADP
eistud-28902	160	8	money	money	NOUN
eistud-28902	160	9	and	and	CCONJ
eistud-28902	160	10	banking	banking	NOUN
eistud-28902	160	11	,	,	PUNCT
eistud-28902	160	12	volume	volume	NOUN
eistud-28902	160	13	:	:	PUNCT
eistud-28902	160	14	100	100	NUM
eistud-28902	160	15	,	,	PUNCT
eistud-28902	160	16	269	269	NUM
eistud-28902	160	17	p.	p.	PROPN
eistud-28902	160	18	https://doi.org/10.4324/9780429431968	https://doi.org/10.4324/9780429431968	PUNCT
eistud-28902	161	1	nicolini	nicolini	PROPN
eistud-28902	161	2	,	,	PUNCT
eistud-28902	161	3	g.	g.	PROPN
eistud-28902	161	4	&	&	CCONJ
eistud-28902	161	5	haupt	haupt	PROPN
eistud-28902	161	6	,	,	PUNCT
eistud-28902	161	7	m.	m.	NOUN
eistud-28902	161	8	(	(	PUNCT
eistud-28902	161	9	2019	2019	NUM
eistud-28902	161	10	)	)	PUNCT
eistud-28902	161	11	.	.	PUNCT
eistud-28902	162	1	the	the	DET
eistud-28902	162	2	assessment	assessment	NOUN
eistud-28902	162	3	of	of	ADP
eistud-28902	162	4	financial	financial	ADJ
eistud-28902	162	5	literacy	literacy	NOUN
eistud-28902	162	6	:	:	PUNCT
eistud-28902	162	7	new	new	ADJ
eistud-28902	162	8	evidence	evidence	NOUN
eistud-28902	162	9	from	from	ADP
eistud-28902	162	10	europe	europe	PROPN
eistud-28902	162	11	.	.	PUNCT
eistud-28902	163	1	international	international	ADJ
eistud-28902	163	2	journal	journal	PROPN
eistud-28902	163	3	of	of	ADP
eistud-28902	163	4	financial	financial	ADJ
eistud-28902	163	5	studies	study	NOUN
eistud-28902	163	6	,	,	PUNCT
eistud-28902	163	7	7(3	7(3	NUM
eistud-28902	163	8	)	)	PUNCT
eistud-28902	163	9	,	,	PUNCT
eistud-28902	163	10	article	article	NOUN
eistud-28902	163	11	number	number	NOUN
eistud-28902	163	12	54	54	NUM
eistud-28902	163	13	,	,	PUNCT
eistud-28902	163	14	doi	doi	NOUN
eistud-28902	163	15	:	:	PUNCT
eistud-28902	163	16	10.3390	10.3390	NUM
eistud-28902	163	17	/	/	SYM
eistud-28902	163	18	ijfs7030054	ijfs7030054	PROPN
eistud-28902	163	19	https://doi	https://doi	PROPN
eistud-28902	163	20	.	.	PUNCT
eistud-28902	164	1	org/10.3390	org/10.3390	PROPN
eistud-28902	164	2	/	/	SYM
eistud-28902	164	3	ijfs7030054	ijfs7030054	PROPN
eistud-28902	164	4	okicic	okicic	PROPN
eistud-28902	164	5	,	,	PUNCT
eistud-28902	164	6	j.	j.	PROPN
eistud-28902	164	7	&	&	CCONJ
eistud-28902	164	8	kakes	kakes	PROPN
eistud-28902	164	9	,	,	PUNCT
eistud-28902	164	10	d.	d.	PROPN
eistud-28902	164	11	(	(	PUNCT
eistud-28902	164	12	2019	2019	NUM
eistud-28902	164	13	)	)	PUNCT
eistud-28902	164	14	.	.	PUNCT
eistud-28902	165	1	insights	insight	NOUN
eistud-28902	165	2	into	into	ADP
eistud-28902	165	3	gender	gender	NOUN
eistud-28902	165	4	differences	difference	NOUN
eistud-28902	165	5	in	in	ADP
eistud-28902	165	6	financial	financial	ADJ
eistud-28902	165	7	literacy	literacy	NOUN
eistud-28902	165	8	of	of	ADP
eistud-28902	165	9	youth	youth	NOUN
eistud-28902	165	10	.	.	PUNCT
eistud-28902	166	1	in	in	ADP
eistud-28902	166	2	m.l	m.l	PROPN
eistud-28902	166	3	.	.	PUNCT
eistud-28902	166	4	simic	simic	PROPN
eistud-28902	166	5	&	&	CCONJ
eistud-28902	166	6	crnkovic	crnkovic	PROPN
eistud-28902	166	7	,	,	PUNCT
eistud-28902	166	8	b.	b.	PROPN
eistud-28902	166	9	(	(	PUNCT
eistud-28902	166	10	ed	ed	NOUN
eistud-28902	166	11	)	)	PUNCT
eistud-28902	166	12	.	.	PUNCT
eistud-28902	167	1	8th	8th	ADJ
eistud-28902	167	2	international	international	ADJ
eistud-28902	167	3	scientific	scientific	ADJ
eistud-28902	167	4	symphosium	symphosium	NOUN
eistud-28902	167	5	economy	economy	NOUN
eistud-28902	167	6	of	of	ADP
eistud-28902	167	7	eastern	eastern	ADJ
eistud-28902	167	8	croatia	croatia	PROPN
eistud-28902	167	9	vision	vision	NOUN
eistud-28902	167	10	and	and	CCONJ
eistud-28902	167	11	growth	growth	NOUN
eistud-28902	167	12	.	.	PUNCT
eistud-28902	168	1	book	book	NOUN
eistud-28902	168	2	series	series	NOUN
eistud-28902	168	3	:	:	PUNCT
eistud-28902	168	4	medunarodni	medunarodni	ADJ
eistud-28902	168	5	znanstveni	znanstveni	NOUN
eistud-28902	168	6	simpozij	simpozij	PROPN
eistud-28902	168	7	gospodarstvo	gospodarstvo	PROPN
eistud-28902	168	8	istocne	istocne	PROPN
eistud-28902	168	9	hrvatske	hrvatske	PROPN
eistud-28902	168	10	-	-	PUNCT
eistud-28902	168	11	jucer	jucer	NOUN
eistud-28902	168	12	danas	dana	NOUN
eistud-28902	168	13	sutra	sutra	NOUN
eistud-28902	168	14	(	(	PUNCT
eistud-28902	168	15	pp	pp	ADJ
eistud-28902	168	16	.	.	PUNCT
eistud-28902	169	1	474	474	NUM
eistud-28902	169	2	-	-	SYM
eistud-28902	169	3	484	484	NUM
eistud-28902	169	4	)	)	PUNCT
eistud-28902	169	5	.	.	PUNCT
eistud-28902	170	1	pahlevan	pahlevan	PROPN
eistud-28902	170	2	sharif	sharif	PROPN
eistud-28902	170	3	,	,	PUNCT
eistud-28902	170	4	s.	s.	PROPN
eistud-28902	170	5	,	,	PUNCT
eistud-28902	170	6	naghavi	naghavi	ADJ
eistud-28902	170	7	,	,	PUNCT
eistud-28902	170	8	n.	n.	PROPN
eistud-28902	170	9	,	,	PUNCT
eistud-28902	170	10	sharif	sharif	PROPN
eistud-28902	170	11	nia	nia	PROPN
eistud-28902	170	12	,	,	PUNCT
eistud-28902	170	13	h.	h.	PROPN
eistud-28902	170	14	&	&	CCONJ
eistud-28902	170	15	waheed	waheed	PROPN
eistud-28902	170	16	,	,	PUNCT
eistud-28902	170	17	h.	h.	PROPN
eistud-28902	170	18	(	(	PUNCT
eistud-28902	170	19	2020	2020	NUM
eistud-28902	170	20	)	)	PUNCT
eistud-28902	170	21	.	.	PUNCT
eistud-28902	171	1	financial	financial	ADJ
eistud-28902	171	2	literacy	literacy	NOUN
eistud-28902	171	3	and	and	CCONJ
eistud-28902	171	4	quality	quality	NOUN
eistud-28902	171	5	of	of	ADP
eistud-28902	171	6	life	life	NOUN
eistud-28902	171	7	of	of	ADP
eistud-28902	171	8	consumers	consumer	NOUN
eistud-28902	171	9	faced	face	VERB
eistud-28902	171	10	with	with	ADP
eistud-28902	171	11	cancer	cancer	NOUN
eistud-28902	171	12	:	:	PUNCT
eistud-28902	171	13	a	a	DET
eistud-28902	171	14	moderated	moderated	ADJ
eistud-28902	171	15	mediation	mediation	NOUN
eistud-28902	171	16	approach	approach	NOUN
eistud-28902	171	17	.	.	PUNCT
eistud-28902	172	1	international	international	ADJ
eistud-28902	172	2	journal	journal	PROPN
eistud-28902	172	3	of	of	ADP
eistud-28902	172	4	bank	bank	PROPN
eistud-28902	172	5	marketing	marketing	NOUN
eistud-28902	172	6	,	,	PUNCT
eistud-28902	172	7	38(5	38(5	NUM
eistud-28902	172	8	)	)	PUNCT
eistud-28902	172	9	,	,	PUNCT
eistud-28902	172	10	1009	1009	NUM
eistud-28902	172	11	-	-	SYM
eistud-28902	172	12	1031	1031	NUM
eistud-28902	172	13	.	.	PUNCT
eistud-28902	173	1	https://doi.org/10.1108/ijbm10-2019-0355	https://doi.org/10.1108/ijbm10-2019-0355	PROPN
eistud-28902	173	2	rey	rey	PROPN
eistud-28902	173	3	-	-	PUNCT
eistud-28902	173	4	ares	ares	PROPN
eistud-28902	173	5	,	,	PUNCT
eistud-28902	173	6	l.	l.	PROPN
eistud-28902	173	7	,	,	PUNCT
eistud-28902	173	8	fernandez	fernandez	NOUN
eistud-28902	173	9	-	-	PUNCT
eistud-28902	173	10	lopez	lopez	NOUN
eistud-28902	173	11	,	,	PUNCT
eistud-28902	173	12	s.	s.	PROPN
eistud-28902	173	13	&	&	CCONJ
eistud-28902	173	14	vivel	vivel	PROPN
eistud-28902	173	15	-	-	PUNCT
eistud-28902	173	16	bua	bua	NOUN
eistud-28902	173	17	,	,	PUNCT
eistud-28902	173	18	m.	m.	NOUN
eistud-28902	173	19	(	(	PUNCT
eistud-28902	173	20	2018	2018	NUM
eistud-28902	173	21	)	)	PUNCT
eistud-28902	173	22	.	.	PUNCT
eistud-28902	174	1	the	the	DET
eistud-28902	174	2	influence	influence	NOUN
eistud-28902	174	3	of	of	ADP
eistud-28902	174	4	social	social	ADJ
eistud-28902	174	5	models	model	NOUN
eistud-28902	174	6	on	on	ADP
eistud-28902	174	7	retirement	retirement	NOUN
eistud-28902	174	8	savings	saving	NOUN
eistud-28902	174	9	:	:	PUNCT
eistud-28902	174	10	evidence	evidence	NOUN
eistud-28902	174	11	for	for	ADP
eistud-28902	174	12	european	european	ADJ
eistud-28902	174	13	countries	country	NOUN
eistud-28902	174	14	.	.	PUNCT
eistud-28902	175	1	social	social	ADJ
eistud-28902	175	2	indicators	indicator	NOUN
eistud-28902	175	3	research	research	VERB
eistud-28902	175	4	,	,	PUNCT
eistud-28902	175	5	136(1	136(1	NUM
eistud-28902	175	6	)	)	PUNCT
eistud-28902	175	7	,	,	PUNCT
eistud-28902	175	8	247	247	NUM
eistud-28902	175	9	-	-	SYM
eistud-28902	175	10	268	268	NUM
eistud-28902	175	11	.	.	PUNCT
eistud-28902	176	1	https://doi	https://doi	X
eistud-28902	176	2	.	.	PUNCT
eistud-28902	176	3	org/10.1007	org/10.1007	PROPN
eistud-28902	176	4	/	/	SYM
eistud-28902	176	5	s11205	s11205	NOUN
eistud-28902	176	6	-	-	PUNCT
eistud-28902	176	7	016	016	NUM
eistud-28902	176	8	-	-	PUNCT
eistud-28902	176	9	1533	1533	NUM
eistud-28902	176	10	-	-	SYM
eistud-28902	176	11	9	9	NUM
eistud-28902	176	12	riitsalu	riitsalu	NOUN
eistud-28902	176	13	,	,	PUNCT
eistud-28902	176	14	l.	l.	PROPN
eistud-28902	176	15	&	&	CCONJ
eistud-28902	176	16	murakas	murakas	PROPN
eistud-28902	176	17	,	,	PUNCT
eistud-28902	176	18	r.	r.	PROPN
eistud-28902	176	19	(	(	PUNCT
eistud-28902	176	20	2019	2019	NUM
eistud-28902	176	21	)	)	PUNCT
eistud-28902	176	22	.	.	PUNCT
eistud-28902	177	1	subjective	subjective	ADJ
eistud-28902	177	2	financial	financial	ADJ
eistud-28902	177	3	knowledge	knowledge	NOUN
eistud-28902	177	4	,	,	PUNCT
eistud-28902	177	5	prudent	prudent	ADJ
eistud-28902	177	6	behaviour	behaviour	NOUN
eistud-28902	177	7	and	and	CCONJ
eistud-28902	177	8	income	income	VERB
eistud-28902	177	9	the	the	DET
eistud-28902	177	10	predictors	predictor	NOUN
eistud-28902	177	11	of	of	ADP
eistud-28902	177	12	financial	financial	ADJ
eistud-28902	177	13	well	well	NOUN
eistud-28902	177	14	-	-	PUNCT
eistud-28902	177	15	being	being	NOUN
eistud-28902	177	16	in	in	ADP
eistud-28902	177	17	estonia	estonia	PROPN
eistud-28902	177	18	.	.	PUNCT
eistud-28902	178	1	international	international	ADJ
eistud-28902	178	2	journal	journal	PROPN
eistud-28902	178	3	of	of	ADP
eistud-28902	178	4	bank	bank	PROPN
eistud-28902	178	5	marketing	marketing	NOUN
eistud-28902	178	6	,	,	PUNCT
eistud-28902	178	7	37(4	37(4	PROPN
eistud-28902	178	8	)	)	PUNCT
eistud-28902	178	9	,	,	PUNCT
eistud-28902	178	10	934	934	NUM
eistud-28902	178	11	-	-	SYM
eistud-28902	178	12	950	950	NUM
eistud-28902	178	13	.	.	PUNCT
eistud-28902	179	1	https://	https://	PROPN
eistud-28902	179	2	doi.org/10.1108/ijbm-03-2018-0071	doi.org/10.1108/ijbm-03-2018-0071	PROPN
eistud-28902	179	3	romanova	romanova	PROPN
eistud-28902	179	4	,	,	PUNCT
eistud-28902	179	5	i.	i.	PROPN
eistud-28902	179	6	&	&	CCONJ
eistud-28902	179	7	kudinska	kudinska	PROPN
eistud-28902	179	8	,	,	PUNCT
eistud-28902	179	9	m.	m.	NOUN
eistud-28902	179	10	(	(	PUNCT
eistud-28902	179	11	2017	2017	NUM
eistud-28902	179	12	)	)	PUNCT
eistud-28902	179	13	.	.	PUNCT
eistud-28902	180	1	banking	banking	NOUN
eistud-28902	180	2	and	and	CCONJ
eistud-28902	180	3	fintech	fintech	NOUN
eistud-28902	180	4	:	:	PUNCT
eistud-28902	180	5	a	a	DET
eistud-28902	180	6	challenge	challenge	NOUN
eistud-28902	180	7	or	or	CCONJ
eistud-28902	180	8	opportunity	opportunity	NOUN
eistud-28902	180	9	?	?	PUNCT
eistud-28902	181	1	in	in	ADP
eistud-28902	181	2	.	.	PUNCT
eistud-28902	182	1	s.	s.	PROPN
eistud-28902	182	2	grimma	grimma	PROPN
eistud-28902	182	3	,	,	PUNCT
eistud-28902	182	4	s.	s.	PROPN
eistud-28902	182	5	bezzina	bezzina	PROPN
eistud-28902	182	6	,	,	PUNCT
eistud-28902	182	7	i.	i.	PROPN
eistud-28902	182	8	romanova	romanova	PROPN
eistud-28902	182	9	&	&	CCONJ
eistud-28902	182	10	r.	r.	PROPN
eistud-28902	182	11	rupeika	rupeika	PROPN
eistud-28902	182	12	-	-	PUNCT
eistud-28902	182	13	apoga	apoga	NOUN
eistud-28902	182	14	(	(	PUNCT
eistud-28902	182	15	ed	ed	NOUN
eistud-28902	182	16	.	.	PUNCT
eistud-28902	182	17	)	)	PUNCT
eistud-28902	182	18	,	,	PUNCT
eistud-28902	182	19	contemporary	contemporary	ADJ
eistud-28902	182	20	issues	issue	NOUN
eistud-28902	182	21	in	in	ADP
eistud-28902	182	22	finance	finance	NOUN
eistud-28902	182	23	:	:	PUNCT
eistud-28902	182	24	current	current	ADJ
eistud-28902	182	25	challenges	challenge	NOUN
eistud-28902	182	26	from	from	ADP
eistud-28902	182	27	across	across	ADP
eistud-28902	182	28	europe	europe	PROPN
eistud-28902	182	29	,	,	PUNCT
eistud-28902	182	30	book	book	NOUN
eistud-28902	182	31	series	series	NOUN
eistud-28902	182	32	:	:	PUNCT
eistud-28902	182	33	contemporary	contemporary	ADJ
eistud-28902	182	34	studies	study	NOUN
eistud-28902	182	35	in	in	ADP
eistud-28902	182	36	economic	economic	ADJ
eistud-28902	182	37	and	and	CCONJ
eistud-28902	182	38	financial	financial	ADJ
eistud-28902	182	39	analysis	analysis	NOUN
eistud-28902	182	40	,	,	PUNCT
eistud-28902	182	41	volume	volume	NOUN
eistud-28902	182	42	:	:	PUNCT
eistud-28902	182	43	98	98	NUM
eistud-28902	182	44	(	(	PUNCT
eistud-28902	182	45	pp	pp	ADJ
eistud-28902	182	46	.	.	PUNCT
eistud-28902	183	1	21	21	NUM
eistud-28902	183	2	-	-	SYM
eistud-28902	183	3	35	35	NUM
eistud-28902	183	4	)	)	PUNCT
eistud-28902	183	5	.	.	PUNCT
eistud-28902	184	1	https://doi.org/10.1108/s1569375920160000098002	https://doi.org/10.1108/s1569375920160000098002	NUM
eistud-28902	184	2	santini	santini	NOUN
eistud-28902	184	3	,	,	PUNCT
eistud-28902	184	4	f.d.o	f.d.o	PROPN
eistud-28902	184	5	.	.	PROPN
eistud-28902	184	6	,	,	PUNCT
eistud-28902	184	7	ladeira	ladeira	PROPN
eistud-28902	184	8	,	,	PUNCT
eistud-28902	184	9	w.j	w.j	PROPN
eistud-28902	184	10	.	.	PROPN
eistud-28902	184	11	,	,	PUNCT
eistud-28902	184	12	mette	mette	PROPN
eistud-28902	184	13	,	,	PUNCT
eistud-28902	184	14	f.m.b	f.m.b	PROPN
eistud-28902	184	15	.	.	PUNCT
eistud-28902	184	16	&	&	CCONJ
eistud-28902	184	17	ponchio	ponchio	PROPN
eistud-28902	184	18	,	,	PUNCT
eistud-28902	184	19	m.c	m.c	PROPN
eistud-28902	184	20	.	.	PROPN
eistud-28902	184	21	(	(	PUNCT
eistud-28902	184	22	2019	2019	NUM
eistud-28902	184	23	)	)	PUNCT
eistud-28902	184	24	.	.	PUNCT
eistud-28902	185	1	the	the	DET
eistud-28902	185	2	antecedents	antecedent	NOUN
eistud-28902	185	3	and	and	CCONJ
eistud-28902	185	4	consequences	consequence	NOUN
eistud-28902	185	5	of	of	ADP
eistud-28902	185	6	financial	financial	ADJ
eistud-28902	185	7	literacy	literacy	NOUN
eistud-28902	185	8	:	:	PUNCT
eistud-28902	185	9	a	a	DET
eistud-28902	185	10	meta	meta	ADJ
eistud-28902	185	11	-	-	PUNCT
eistud-28902	185	12	analysis	analysis	NOUN
eistud-28902	185	13	.	.	PUNCT
eistud-28902	186	1	international	international	ADJ
eistud-28902	186	2	jour169	jour169	PROPN
eistud-28902	186	3	european	european	PROPN
eistud-28902	186	4	integrat	integrat	PROPN
eistud-28902	186	5	ion	ion	NOUN
eistud-28902	186	6	studies	study	VERB
eistud-28902	186	7	2021/15	2021/15	NUM
eistud-28902	186	8	nal	nal	NOUN
eistud-28902	186	9	of	of	ADP
eistud-28902	186	10	bank	bank	NOUN
eistud-28902	186	11	marketing	marketing	NOUN
eistud-28902	186	12	,	,	PUNCT
eistud-28902	186	13	37(6	37(6	NUM
eistud-28902	186	14	)	)	PUNCT
eistud-28902	186	15	,	,	PUNCT
eistud-28902	186	16	1462	1462	NUM
eistud-28902	186	17	-	-	SYM
eistud-28902	186	18	1479	1479	NUM
eistud-28902	186	19	.	.	PUNCT
eistud-28902	187	1	https://doi	https://doi	X
eistud-28902	187	2	.	.	PUNCT
eistud-28902	187	3	org/10.1108	org/10.1108	PROPN
eistud-28902	187	4	/	/	SYM
eistud-28902	187	5	ijbm-10	ijbm-10	PROPN
eistud-28902	187	6	-	-	PUNCT
eistud-28902	187	7	2018	2018	NUM
eistud-28902	187	8	-	-	PUNCT
eistud-28902	187	9	0281	0281	NUM
eistud-28902	187	10	strauss	strauss	PROPN
eistud-28902	187	11	,	,	PUNCT
eistud-28902	187	12	k.	k.	PROPN
eistud-28902	187	13	(	(	PUNCT
eistud-28902	187	14	2008	2008	NUM
eistud-28902	187	15	)	)	PUNCT
eistud-28902	187	16	.	.	PUNCT
eistud-28902	188	1	re	re	VERB
eistud-28902	188	2	-	-	VERB
eistud-28902	188	3	engaging	engage	VERB
eistud-28902	188	4	with	with	ADP
eistud-28902	188	5	rationality	rationality	NOUN
eistud-28902	188	6	in	in	ADP
eistud-28902	188	7	economic	economic	ADJ
eistud-28902	188	8	geography	geography	NOUN
eistud-28902	188	9	:	:	PUNCT
eistud-28902	188	10	behavioural	behavioural	ADJ
eistud-28902	188	11	approaches	approach	NOUN
eistud-28902	188	12	and	and	CCONJ
eistud-28902	188	13	the	the	DET
eistud-28902	188	14	importance	importance	NOUN
eistud-28902	188	15	of	of	ADP
eistud-28902	188	16	context	context	NOUN
eistud-28902	188	17	in	in	ADP
eistud-28902	188	18	decision	decision	NOUN
eistud-28902	188	19	-	-	PUNCT
eistud-28902	188	20	making	making	NOUN
eistud-28902	188	21	.	.	PUNCT
eistud-28902	189	1	journal	journal	NOUN
eistud-28902	189	2	of	of	ADP
eistud-28902	189	3	economic	economic	ADJ
eistud-28902	189	4	geography	geography	NOUN
eistud-28902	189	5	,	,	PUNCT
eistud-28902	189	6	8(2	8(2	NUM
eistud-28902	189	7	)	)	PUNCT
eistud-28902	189	8	,	,	PUNCT
eistud-28902	189	9	137	137	NUM
eistud-28902	189	10	-	-	SYM
eistud-28902	189	11	156	156	NUM
eistud-28902	189	12	.	.	PUNCT
eistud-28902	190	1	https://	https://	PROPN
eistud-28902	190	2	doi.org/10.1093/jeg/lbm048	doi.org/10.1093/jeg/lbm048	PROPN
eistud-28902	190	3	tavor	tavor	PROPN
eistud-28902	190	4	,	,	PUNCT
eistud-28902	190	5	t.	t.	PROPN
eistud-28902	190	6	&	&	CCONJ
eistud-28902	190	7	garyn	garyn	PROPN
eistud-28902	190	8	-	-	PUNCT
eistud-28902	190	9	tal	tal	PROPN
eistud-28902	190	10	,	,	PUNCT
eistud-28902	190	11	s.	s.	PROPN
eistud-28902	190	12	(	(	PUNCT
eistud-28902	190	13	2016	2016	NUM
eistud-28902	190	14	)	)	PUNCT
eistud-28902	190	15	.	.	PUNCT
eistud-28902	191	1	risk	risk	NOUN
eistud-28902	191	2	tolerance	tolerance	NOUN
eistud-28902	191	3	and	and	CCONJ
eistud-28902	191	4	rationality	rationality	NOUN
eistud-28902	191	5	in	in	ADP
eistud-28902	191	6	the	the	DET
eistud-28902	191	7	case	case	NOUN
eistud-28902	191	8	of	of	ADP
eistud-28902	191	9	retirement	retirement	NOUN
eistud-28902	191	10	savings	saving	NOUN
eistud-28902	191	11	.	.	PUNCT
eistud-28902	192	1	studies	study	NOUN
eistud-28902	192	2	in	in	ADP
eistud-28902	192	3	economics	economic	NOUN
eistud-28902	192	4	and	and	CCONJ
eistud-28902	192	5	finance	finance	NOUN
eistud-28902	192	6	,	,	PUNCT
eistud-28902	192	7	33(4	33(4	NUM
eistud-28902	192	8	)	)	PUNCT
eistud-28902	192	9	,	,	PUNCT
eistud-28902	192	10	688	688	NUM
eistud-28902	192	11	-	-	SYM
eistud-28902	192	12	703	703	NUM
eistud-28902	192	13	.	.	PUNCT
eistud-28902	193	1	https://doi	https://doi	NOUN
eistud-28902	193	2	.	.	PUNCT
eistud-28902	193	3	org/10.1108	org/10.1108	PROPN
eistud-28902	193	4	/	/	SYM
eistud-28902	193	5	sef-10	sef-10	PROPN
eistud-28902	193	6	-	-	PUNCT
eistud-28902	193	7	2015	2015	NUM
eistud-28902	193	8	-	-	PUNCT
eistud-28902	193	9	0240	0240	NUM
eistud-28902	193	10	thomas	thomas	PROPN
eistud-28902	193	11	,	,	PUNCT
eistud-28902	193	12	a.	a.	PROPN
eistud-28902	193	13	&	&	CCONJ
eistud-28902	193	14	spataro	spataro	PROPN
eistud-28902	193	15	,	,	PUNCT
eistud-28902	193	16	l.	l.	PROPN
eistud-28902	193	17	(	(	PUNCT
eistud-28902	193	18	2018	2018	NUM
eistud-28902	193	19	)	)	PUNCT
eistud-28902	193	20	.	.	PUNCT
eistud-28902	194	1	financial	financial	ADJ
eistud-28902	194	2	literacy	literacy	NOUN
eistud-28902	194	3	,	,	PUNCT
eistud-28902	194	4	human	human	ADJ
eistud-28902	194	5	capital	capital	NOUN
eistud-28902	194	6	and	and	CCONJ
eistud-28902	194	7	stock	stock	NOUN
eistud-28902	194	8	market	market	NOUN
eistud-28902	194	9	participation	participation	NOUN
eistud-28902	194	10	in	in	ADP
eistud-28902	194	11	europe	europe	PROPN
eistud-28902	194	12	.	.	PUNCT
eistud-28902	195	1	journal	journal	PROPN
eistud-28902	195	2	of	of	ADP
eistud-28902	195	3	family	family	NOUN
eistud-28902	195	4	and	and	CCONJ
eistud-28902	195	5	economic	economic	ADJ
eistud-28902	195	6	issues	issue	NOUN
eistud-28902	195	7	,	,	PUNCT
eistud-28902	195	8	19(4	19(4	NOUN
eistud-28902	195	9	)	)	PUNCT
eistud-28902	195	10	,	,	PUNCT
eistud-28902	195	11	532	532	NUM
eistud-28902	195	12	-	-	SYM
eistud-28902	195	13	550	550	NUM
eistud-28902	195	14	.	.	PUNCT
eistud-28902	196	1	https://doi.org/10.1007/s10834018-9576-5	https://doi.org/10.1007/s10834018-9576-5	PROPN
eistud-28902	196	2	xiao	xiao	PROPN
eistud-28902	196	3	,	,	PUNCT
eistud-28902	196	4	j.j	j.j	PROPN
eistud-28902	196	5	.	.	PROPN
eistud-28902	196	6	&	&	CCONJ
eistud-28902	196	7	porto	porto	PROPN
eistud-28902	196	8	,	,	PUNCT
eistud-28902	196	9	n.	n.	NOUN
eistud-28902	196	10	(	(	PUNCT
eistud-28902	196	11	2017	2017	NUM
eistud-28902	196	12	)	)	PUNCT
eistud-28902	196	13	.	.	PUNCT
eistud-28902	197	1	financial	financial	ADJ
eistud-28902	197	2	education	education	NOUN
eistud-28902	197	3	and	and	CCONJ
eistud-28902	197	4	financial	financial	ADJ
eistud-28902	197	5	satisfaction	satisfaction	NOUN
eistud-28902	197	6	:	:	PUNCT
eistud-28902	197	7	financial	financial	ADJ
eistud-28902	197	8	literacy	literacy	NOUN
eistud-28902	197	9	,	,	PUNCT
eistud-28902	197	10	behavior	behavior	NOUN
eistud-28902	197	11	,	,	PUNCT
eistud-28902	197	12	and	and	CCONJ
eistud-28902	197	13	capability	capability	NOUN
eistud-28902	197	14	as	as	ADP
eistud-28902	197	15	mediators	mediator	NOUN
eistud-28902	197	16	.	.	PUNCT
eistud-28902	198	1	international	international	ADJ
eistud-28902	198	2	journal	journal	PROPN
eistud-28902	198	3	of	of	ADP
eistud-28902	198	4	bank	bank	PROPN
eistud-28902	198	5	marketing	marketing	NOUN
eistud-28902	198	6	,	,	PUNCT
eistud-28902	198	7	35(5	35(5	NUM
eistud-28902	198	8	)	)	PUNCT
eistud-28902	198	9	,	,	PUNCT
eistud-28902	198	10	805	805	NUM
eistud-28902	198	11	-	-	SYM
eistud-28902	198	12	817	817	NUM
eistud-28902	198	13	.	.	PUNCT
eistud-28902	199	1	https://doi.org/10.1108/	https://doi.org/10.1108/	PROPN
eistud-28902	199	2	ijbm-01	ijbm-01	PROPN
eistud-28902	199	3	-	-	PUNCT
eistud-28902	199	4	2016	2016	NUM
eistud-28902	199	5	-	-	PUNCT
eistud-28902	199	6	0009	0009	NUM
eistud-28902	199	7	vicente	vicente	NOUN
eistud-28902	199	8	,	,	PUNCT
eistud-28902	199	9	m.r	m.r	PROPN
eistud-28902	199	10	.	.	PROPN
eistud-28902	199	11	&	&	CCONJ
eistud-28902	199	12	lopez	lopez	PROPN
eistud-28902	199	13	,	,	PUNCT
eistud-28902	199	14	a.j	a.j	PROPN
eistud-28902	199	15	.	.	PROPN
eistud-28902	199	16	(	(	PUNCT
eistud-28902	199	17	2017	2017	NUM
eistud-28902	199	18	)	)	PUNCT
eistud-28902	199	19	.	.	PUNCT
eistud-28902	200	1	about	about	ADP
eistud-28902	200	2	the	the	DET
eistud-28902	200	3	authors	author	NOUN
eistud-28902	200	4	this	this	DET
eistud-28902	200	5	article	article	NOUN
eistud-28902	200	6	is	be	AUX
eistud-28902	200	7	an	an	DET
eistud-28902	200	8	open	open	ADJ
eistud-28902	200	9	access	access	NOUN
eistud-28902	200	10	article	article	NOUN
eistud-28902	200	11	distributed	distribute	VERB
eistud-28902	200	12	under	under	ADP
eistud-28902	200	13	the	the	DET
eistud-28902	200	14	terms	term	NOUN
eistud-28902	200	15	and	and	CCONJ
eistud-28902	200	16	conditions	condition	NOUN
eistud-28902	200	17	of	of	ADP
eistud-28902	200	18	the	the	DET
eistud-28902	200	19	creative	creative	ADJ
eistud-28902	200	20	commons	common	NOUN
eistud-28902	200	21	attribution	attribution	NOUN
eistud-28902	200	22	4.0	4.0	NUM
eistud-28902	200	23	(	(	PUNCT
eistud-28902	200	24	cc	cc	VERB
eistud-28902	200	25	by	by	ADP
eistud-28902	200	26	4.0	4.0	NUM
eistud-28902	200	27	)	)	PUNCT
eistud-28902	200	28	license	license	NOUN
eistud-28902	200	29	(	(	PUNCT
eistud-28902	200	30	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
eistud-28902	200	31	)	)	PUNCT
eistud-28902	200	32	.	.	PUNCT
eistud-28902	201	1	dundure	dundure	NOUN
eistud-28902	201	2	evija	evija	NOUN
eistud-28902	201	3	master	master	NOUN
eistud-28902	201	4	of	of	ADP
eistud-28902	201	5	business	business	PROPN
eistud-28902	201	6	administration	administration	PROPN
eistud-28902	201	7	,	,	PUNCT
eistud-28902	201	8	doctoral	doctoral	ADJ
eistud-28902	201	9	student	student	NOUN
eistud-28902	201	10	university	university	PROPN
eistud-28902	201	11	of	of	ADP
eistud-28902	201	12	latvia	latvia	PROPN
eistud-28902	201	13	fields	field	NOUN
eistud-28902	201	14	of	of	ADP
eistud-28902	201	15	interests	interest	NOUN
eistud-28902	201	16	voluntary	voluntary	ADJ
eistud-28902	201	17	savings	saving	NOUN
eistud-28902	201	18	role	role	NOUN
eistud-28902	201	19	in	in	ADP
eistud-28902	201	20	pension	pension	NOUN
eistud-28902	201	21	system	system	NOUN
eistud-28902	201	22	adequacy	adequacy	NOUN
eistud-28902	201	23	.	.	PUNCT
eistud-28902	202	1	address	address	PROPN
eistud-28902	202	2	aspazijas	aspazijas	PROPN
eistud-28902	202	3	bulv	bulv	NOUN
eistud-28902	202	4	.	.	PUNCT
eistud-28902	203	1	5	5	NUM
eistud-28902	203	2	,	,	PUNCT
eistud-28902	203	3	riga	riga	ADJ
eistud-28902	203	4	,	,	PUNCT
eistud-28902	203	5	latvia	latvia	PROPN
eistud-28902	203	6	,	,	PUNCT
eistud-28902	203	7	lv	lv	PROPN
eistud-28902	203	8	1050	1050	NUM
eistud-28902	203	9	,	,	PUNCT
eistud-28902	203	10	+371	+371	PROPN
eistud-28902	203	11	29493458	29493458	NUM
eistud-28902	203	12	dundure.evija@gmail.com	dundure.evija@gmail.com	VERB
eistud-28902	203	13	sloka	sloka	NOUN
eistud-28902	203	14	biruta	biruta	PROPN
eistud-28902	203	15	dr.oec	dr.oec	PROPN
eistud-28902	203	16	.	.	PROPN
eistud-28902	204	1	professor	professor	PROPN
eistud-28902	204	2	university	university	PROPN
eistud-28902	204	3	of	of	ADP
eistud-28902	204	4	latvia	latvia	PROPN
eistud-28902	204	5	fields	field	NOUN
eistud-28902	204	6	of	of	ADP
eistud-28902	204	7	interests	interest	NOUN
eistud-28902	204	8	multivariate	multivariate	VERB
eistud-28902	204	9	data	datum	NOUN
eistud-28902	204	10	analysis	analysis	NOUN
eistud-28902	204	11	,	,	PUNCT
eistud-28902	204	12	social	social	ADJ
eistud-28902	204	13	marketing	marketing	NOUN
eistud-28902	204	14	,	,	PUNCT
eistud-28902	204	15	quantitative	quantitative	ADJ
eistud-28902	204	16	analysis	analysis	NOUN
eistud-28902	204	17	.	.	PUNCT
eistud-28902	205	1	address	address	NOUN
eistud-28902	205	2	aspazijas	aspazijas	PROPN
eistud-28902	205	3	bulv	bulv	NOUN
eistud-28902	205	4	.	.	PUNCT
eistud-28902	206	1	5	5	NUM
eistud-28902	206	2	,	,	PUNCT
eistud-28902	206	3	riga	riga	ADJ
eistud-28902	206	4	,	,	PUNCT
eistud-28902	206	5	lv	lv	PROPN
eistud-28902	206	6	1050	1050	NUM
eistud-28902	206	7	,	,	PUNCT
eistud-28902	206	8	+	+	CCONJ
eistud-28902	206	9	371	371	NUM
eistud-28902	206	10	29244966	29244966	NUM
eistud-28902	206	11	biruta.sloka@lu.lv	biruta.sloka@lu.lv	NUM