# bib

id: ejif-1043
author: Trokic, Amela
title: Islamic Accounting; History, Development and Prospects
date: 2015
pages: 6
extension: .pdf
mime: application/pdf
words: 4084
sentence: 200
flesch: 44
cache: cache/ejif-1043.pdf
txt: txt/ejif-1043.txt
summary:
  PROSPECTS OF ISLAMIC ACCOUNTING As is expressed in the previous sections, the contemporary experience of Islamic accounting is minimal, not surpassing three decades. Microsoft Word - 1043-3967-3-ED.doc http://www.ojs.unito.it/index.php/EJIF ISSN 2421-2172 1 Islamic Accounting; History, Development and Prospects * Center for Islamic Banking, Finance and Economics University of Sarajevo; University of Bolton + Heriot-Watt University; Politecnico di Milano; Umea University Abstract— the main objective of this paper is to discuss the history of Islamic accounting from its emersion to its subsequent development and expected growth in the future.


id: ejif-2100
author: DRISSI, SALMA
title: ISLAMIC MICROFINANCE: LOCOMOTIVE IN THE SERVICE OF FINANCIAL INCLUSION
date: 2017
pages: 6
extension: .pdf
mime: application/pdf
words: 4180
sentence: 200
flesch: 45
cache: cache/ejif-2100.pdf
txt: txt/ejif-2100.txt
summary:
  Therefore, the purpose of this paper is to put into perspective the relevance of Islamic microfinance to broadening access of financial services for low-income populations, and also to present the potential barriers that can block the growth and development of Islamic microfinance institutions whether they are economic, social or structural. In a survey published by CGAP in 2007 on the development of Islamic microfinance institutions, based on 125 institutions and a team of financial experts from 19 Muslim countries, it was found that the number of clients Benefited from Islamic microfinance does not exceed 380,000 people, or about 0.5% of total clients of conventional microfinance .


id: ejif-793
author: Prastowo, Lucky Nugroho
title: The Challenges of Islamic Microfinance (Indonesia Evidence)
date: 2015
pages: 7
extension: .pdf
mime: application/pdf
words: 4261
sentence: 258
flesch: 50
cache: cache/ejif-793.pdf
txt: txt/ejif-793.txt
summary:
  Background Issuance the Act (UU) No.1 Year 2013 on microfinance institutions will certainly have an impact on changes in the shape and condition of Indonesian microfinance institutions including Islamic microfinance institutions in the future, because the Act requires microfinance institutions have legal entities or shareholder firm and also the operations of microfinance institutions will be supervised by the financial services authority. Abstract—Microfinance institutions and Islamic microfinance institutions that do not have a body would be transformed into cooperatives (Coop) or shareholder firms (SHFs) company under the act No.1 of 2013 (UU No.1 Tahun 2013) regarding microfinance institutions.


id: ejif-2584
author: Haider, Syed Wajahat
title: Impact of Interest Rate, Inflation Rate, Exchange Rate and Gold Prices on Karachi Meezan Index 30
date: 2018
pages: 8
extension: .pdf
mime: application/pdf
words: 5375
sentence: 278
flesch: 55
cache: cache/ejif-2584.pdf
txt: txt/ejif-2584.txt
summary:
  N mean sd min max KMI 30 Index 60 40,850 13,595 20,062 66,163 Interest Rate 60 0.0949 0.0204 0.0625 0.140 Inflation Rate 60 0.0689 0.0319 0.0132 0.124 Exchange Rate 60 98.99 5.892 86.12 107.7 Gold Price 60 136,758 15,207 112,728 166,668 If we look at Table.1 we will notice that interest rate and inflation rate data is symmetric but since, KMI 30 Index, exchange rate and gold price data are in different units so we should make them symmetric for our model. Stock markets are supposed to be affected by different financial and macro- economic variables such as gold and oil prices, inflation rate, interest rate, exchange rate and unemployment rate etc.


id: ejif-1803
author: Biancone, Paolo Pietro; Radwan, Maha
title: EUROPEAN COMPANIES: EVALUATION FOR SHARIA COMPLIANCE “OPPORTUNITIES AND CHALLENGES”
date: 2016
pages: 8
extension: .pdf
mime: application/pdf
words: 5810
sentence: 270
flesch: 46
cache: cache/ejif-1803.pdf
txt: txt/ejif-1803.txt
summary:
  An analysis for the full data for the research findings to figure out the details by country regarding their percent out of the total number of Sharia compliant companies that were found in each of the EU countries can be demonstrated in the following pie: Figure 1. Sharia complint companies by country As we can see that it was specified the first highest 12 countries then for the rest of the EU countries that represents 16 countries were summed collectively since they represent a small share.


id: ejif-2570
author: Khattak, Mudeer Ahmed
date: 2018
pages: 8
extension: .pdf
mime: application/pdf
words: 5423
sentence: 284
flesch: 54
cache: cache/ejif-2570.pdf
txt: txt/ejif-2570.txt
title:
  Protection and Distribution of Wealth, Islamic Commercial and Financial Transactions: A Maqasid Al-Shariah perspective

summary:
  Prepared by: Mudeer Ahmed Khattak Student ID: 15 http://www.ojs.unito.it/index.php/EJIF ISSN 2421-2172 1 Protection and Distribution of Wealth, Commercial and Financial Transactions: Maqasid al-Shariah perspective Mudeer Ahmed Khattak*, *Universiti Kuala Lumpur Business School, Universiti Kuala Lumpur Abstract--This research discusses briefly about the Maqasid al- Shari’ah, in the reference to protection and distribution of wealth in society as well as its relevance in commercial and financial transactions in Islamic Finance and on society. Keywords--Maqasid Al-Shari’ah; Wealth; Islamic Finance; Commercial and Financial Transactions; Implications of Maqasid al-Shariah Methodology/Design—This paper is a discussion on different aspects of how we can achieve the protection and distribution of wealth in commercial and Financial transactions following Objectives of Shariah.


id: ejif-1747
date: 2016
pages: 7
extension: .pdf
mime: application/pdf
words: 5455
sentence: 241
flesch: 53
cache: cache/ejif-1747.pdf
txt: txt/ejif-1747.txt
author:
  Mahfudz, Akhmad Afffandi; Ahmad, Nor Hayati; Mohd Yusoff, Rosylin; Naim, Asmadi Muhamad; Ali, Turkhan

title:
  Restructuring Rental Rate Components to be More Innovative Sharia Compliance Product in Islamic Home Financing

summary:
  However, by introducing new innovation in MM home financing, x can be replaced by RRi (Islamic rental rate) where this paper attempts to propose a new component of rental rate as follow: (2) RPI is the monthly rental price of the property market across the types, aand locations in a specific country. This paper also recommends the solution for default payment and at the same time addresses inconsistencies of MM contract offered by Islamic banks.


id: ejif-2328
author: Jafari Sadeghi, Vahid; Biancone, Paolo Pietro
title: Shariah Compliant International Entrepreneurship: A Study of Islamic Finance in Europe
date: 2017
pages: 8
extension: .pdf
mime: application/pdf
words: 5821
sentence: 329
flesch: 48
cache: cache/ejif-2328.pdf
txt: txt/ejif-2328.txt
summary:
  [11] V. Ramadani, L.-P. Dana, V. Ratten, and S. Tahiri, “The context of Islamic entrepreneurship and business: concept, principles and perspectives,” Int. [34], Germany was the first European country to absorb funds from Islamic markets when, in 2004, the Sukuk bond (as an Islamic bond) the federal state of Saxony-Anhalt issued.


id: ejif-1604
author: Trokic, Amela
date: 2016
pages: 9
extension: .pdf
mime: application/pdf
words: 6719
sentence: 284
flesch: 44
cache: cache/ejif-1604.pdf
txt: txt/ejif-1604.txt
title:
  DEVELOPING AN ISLAMIC BOSNIAN DIASPORA MUTUAL FUND: ISLAMIC FINANCE, DIASPORA PHILANTHROPY AND THE ECONOMIC DEVELOPMENT OF BOSNIA AND HERZEGOVINA

summary:
  C. Developing Bosnia’s Diaspora Philanthropy That Diaspora efforts and philanthropic aid to Bosnia and Herzegovina exists cannot be denied, the impressive value of remittances being sent every year is proof of this. Bosnia and Herzegovina, as a nation with a significant Diaspora population, could very well take advantage of this form of Diaspora philanthropy.


id: ejif-1975
author: Shah, Syed Alamdar Ali; Masood, Dr. Omar
date: 2017
pages: 12
extension: .pdf
mime: application/pdf
words: 7182
sentence: 360
flesch: 50
cache: cache/ejif-1975.pdf
txt: txt/ejif-1975.txt
title:
  Input Efficiency of Financial Services Sector: A Non-parametric analysis of Banking and Insurance Sectors of Pakistan

summary:
  The Islamisation of which sector has input efficiency in financial sector? The results obtained from this study sufficiently support results from previous studies that were undertaken independently for measuring input efficiency of Islamic and conventional financial Insurance and Banking Organizations that Islamic segment financial services organizations perform better in terms of allocative efficiency, for instance


id: ejif-1075
author: Naqvi, Imran Haider; Naveed, Zainab
title: Islamic Formula of Future Value of Asset
date: 2015
pages: 9
extension: .pdf
mime: application/pdf
words: 7546
sentence: 338
flesch: 56
cache: cache/ejif-1075.pdf
txt: txt/ejif-1075.txt
summary:
  Further Islam never aspires traders to adopt habit of such credit sale expect for needful cases or exceptional circumstances, while IFIs have made it a habit. This is a theoretical, analytical, and qualitative study that standardized Quran and Hadtih as yardstick to whet the quantitative formulas of economics and finance employed by various retailers and IFIs for computing future price or value of an asset they offer under credit sale in their calculators and software.


id: ejif-2230
author: Rahman, Audia Syafaatur
title: Analysis the Gap Between BNM Regulation and MM Application in Islamic Banking
date: 2017
pages: 10
extension: .pdf
mime: application/pdf
words: 6577
sentence: 343
flesch: 56
cache: cache/ejif-2230.pdf
txt: txt/ejif-2230.txt
summary:
  Accordingly, Musharakah Mutanaqisah (MM) is basically a partnership contract whereby the share of one partner as an Islamic Bank diminishes while other partner’s as a customer increases until the later becomes the sole owner. Maktab Maa’rul Quran, Karachi, Pakistan. EJIF – European Journal of Islamic Finance Editorial Team Editor in Chief Prof. Paolo Pietro Biancone, University of Turin, Italy Editorial Board Prof. Dian Masyita, University of Padjadjaran, Indonesia Prof. Abdulazeem Abozaid, Qatar Faculty of Islamic Studies – Qatar Prof. Ahmad Aref Almazari, King Saud University, Saudi Arabia Prof. Nidal A. Alsayyed, Inayah Islamic Finance Research Institute, USA Prof. Roberta Aluffi, University of Turin - Italy Prof. Ghassen Bouslama, NEOMA Business School - Campus de Reims, France Prof. Nazam Dzolkarnaini, Salford University, UK Prof. Kabir Hassan, University of New Orleans, USA Prof. Khaled Hussainey, University of Plymouth, UK Prof. Rifki Ismal, University of Indonesia Prof. Tariqullah Khan, Hamad bin Khalifa University, Qatar Prof. Ali Khorshid, ICMA Centre Reading University - UK Prof. Amir Kia, Utah Valley University, USA Prof. Laurent Marliere, Université Paris-Dauphine France Prof. Federica Miglietta, University of Bari - Italy Prof. Hakim Ben Othman, University of Tunis - Tunisia Prof. Mohamed Ramady, King Fahd University of Petroleum and Minerals, Saudi Arabia Prof. Mamunur Rashid, Nottingham University, Malaysia Prof. Younes Soualhi, International Islamic University Malaysia Prof. Laurent Weill, University of Strasbourg, France


id: ejif-2522
author: Hekmatyar, Muhammad Salahuddin; Parkar, Ebrahim
title: An Evaluation of Dana Gas’s Mudarabah Sukuk from Shariah and Legal Perspectives
date: 2018
pages: 10
extension: .pdf
mime: application/pdf
words: 7094
sentence: 343
flesch: 52
cache: cache/ejif-2522.pdf
txt: txt/ejif-2522.txt
summary:
  Barclays Capital, Citigroup, JP Morgan Source: Sukuk.com B. Dana Gas Mudharabah Sukuk Structure Concept This section will highlight the parties involved in the Dana Gas Sukuk (Dana Gas Prospectus): Illustration 1: Sukuk structure overview Source: Dana Gas sukuk Prospectus (2013) Highlights of the Dana Gas sukuk structure are as follows: Dana Gas (mudharib) conducts the mudharabah agreement with Dana Gas Sukuk Limited (trustee). As stated in the Dana Gas prospectus, the purchase undertaking is governed by English law (Dana Gas prospectus, pg 54).


id: ejif-1046
author: Prastowo, Lucky Nugroho
title: ISLAMICS PRINCIPLE VERSUS GREEN MICROFINANCE
date: 2015
pages: 10
extension: .pdf
mime: application/pdf
words: 7347
sentence: 378
flesch: 51
cache: cache/ejif-1046.pdf
txt: txt/ejif-1046.txt
summary:
  The scope of this literature review is divided into four main sections: (1) Is Islamic perspective on economic activities has concern with the environmental issues?, (2) Why microfinance has an important role to implementing green microfinance activities?, (3) What's the link between Islamic principles and green microfinance activities, (4) Who has responsibilities on the implementation of green microfinance activities?. The research method is based on a qualitative research, The framework of this research is defined by research questions as follows: A. Is Islamic perspective on economic activities has concern with the environmental issues?; B. Why microfinance has an important role to implementing green microfinance activities?; C.


id: ejif-3620
author: Mukhibad, Hasan
date: 2019
pages: 10
extension: .pdf
mime: application/pdf
words: 7465
sentence: 434
flesch: 54
cache: cache/ejif-3620.pdf
txt: txt/ejif-3620.txt
title:
  THE ROLE OF SHARIA SUPERVISORY BOARDS IN MEETING MAQASID SYARIAH – STUDY ON ISLAMIC BANKS IN INDONESIA

summary:
  Islamic banks in Indonesia still make financial performance the measure of bank performance in the same way as conventional banks do. Asutay & Harningtyas (2015), who examined 13 Islamic banks in six countries, produced findings showing that the performance of Maqasid Syariah Islamic banks was still low and there were no differences in the level of Maqasid Syariah between countries.


id: ejif-2513
author: DRISSI, SALMA; ANGADE, Khadija
title: The displaced commercial risk and Islamic banks
date: 2018
pages: 5
extension: .pdf
mime: application/pdf
words: 3292
sentence: 170
flesch: 48
cache: cache/ejif-2513.pdf
txt: txt/ejif-2513.txt
summary:
  However, Islamic banks have a number of notable differences with conventional banks which explains their existence [11] demonstrate that Islamic banks are more sensitive to changes in monetary policy than conventional banks.


id: ejif-1843
author: Alamad, Samir
title: Islamic Finance Ethics and Perception of Western Consumers
date: 2017
pages: 16
extension: .pdf
mime: application/pdf
words: 10074
sentence: 482
flesch: 48
cache: cache/ejif-1843.pdf
txt: txt/ejif-1843.txt
summary:
  These components are: (A) IF as a fair and ethical alternative, (B) builds strong enduring relationships, (C) dynamic and inspiring organizational structure, (D) inclusive, and (E) dependable and secure with long-term commitment to Islamic ethical financial products and services. THEORETICAL FRAMEWORK This section sets the foundations of the conventional market participant’s assessment of Islamic financial products.


id: ejif-2047
author: Bourkhis, Khawla; Najar, Mohamed Wajdi
date: 2017
pages: 17
extension: .pdf
mime: application/pdf
words: 12145
sentence: 532
flesch: 51
cache: cache/ejif-2047.pdf
txt: txt/ejif-2047.txt
title:
  The Effect of Ownership and Regulation on Bank Earnings Quality an investigation of the conventional and Islamic banks in MENA region

summary:
  Lastly, we will highlight the impact of regulation and banking supervision in emerging economies on bank earnings quality. D. Small Positive Net Income Since our main concern is to investigate ownership concentration effects on bank earnings quality, we test by a logistic regression whether the occurrence of small positive profits is associated with the existence of blocked shareholders with large ownership stakes.


id: ejif-1611
author: Biancone, Paolo Pietro; Shakhatreh, Mohammad Ziad
title: Asset Life Sukuk to Fund Utility Companies
date: 2017
pages: 7
extension: .pdf
mime: application/pdf
words: 4985
sentence: 201
flesch: 46
cache: cache/ejif-1611.pdf
txt: txt/ejif-1611.txt
summary:
  [2] Many studies have focused on using Islamic finance in infrastructure investments, and many others have talked about Sukuk structures, but this study focuses on the utility sector and its investment characteristics. The paper suggests Sukuk structure with maturity according to the expected life of the underlying assets, and we called it assets life Sukuk, and by this structure: 


id: ejif-2066
author: Shakil, Mohammad Hassan
date: 2017
pages: 7
extension: .pdf
mime: application/pdf
words: 4953
sentence: 242
flesch: 54
cache: cache/ejif-2066.pdf
txt: txt/ejif-2066.txt
title:
  Critical assessment of the Legal Recourse for the Case of Sukuk default for the Asset-Backed Sukuk and Asset-Based Sukuk structures

summary:
  Thus, cases of impairment or non-performance of Sukuk asset are directly reflected in the value of the Sukuk held by the investors. In event of default, Sukuk holders have recourse to specific assets Cash flow typically fixed or tied to a benchmark (LIBOR) Cash Flow Cash flow varies with actual performance of Sukuk assets Have been criticized as mere replication of conventional bonds Acceptance Deemed by some as “more Islamic” Most Sukuk on issuance today are of this category


id: ejif-784
author: Khalid, Mujtaba
title: Waqf as a Socially Responsible Investment instrument A case for Western Countries
date: 2015
pages: 7
extension: .pdf
mime: application/pdf
words: 3103
sentence: 143
flesch: 49
cache: cache/ejif-784.pdf
txt: txt/ejif-784.txt
summary:
  This is not the case for cash Waqf as their survivability is not dependent on the repayment of borrowers. This paper examines and discusses the case of a specific Islamic contract, Waqf and highlights its possible use as a (Socially Responsible Investment)


id: ejif-779
author: Coopchik, Spencer J.
title: Judicial Decision-Making in Islamic Banking and Finance
date: 2015
pages: 16
extension: .pdf
mime: application/pdf
words: 15045
sentence: 760
flesch: 56
cache: cache/ejif-779.pdf
txt: txt/ejif-779.txt
summary:
  Second paper examines two methods of judicial-decision making, legalism and the economic theory, as applied to Islamic jurists. Finally, the paper calls for a broader discussion on whether Western theories of judicial decision-making, and therefore concepts of legal realism, should be used to analyze Islamic jurists.


id: ejif-2086
author: Ardo, Abubakar Aliyu; SAITI, BUERHAN
title: Takaful Practice in Nigeria: History, Present and Futures
date: 2017
pages: 10
extension: .pdf
mime: application/pdf
words: 7121
sentence: 380
flesch: 44
cache: cache/ejif-2086.pdf
txt: txt/ejif-2086.txt
summary:
  Moreover, Takaful operations in Nigeria is an interesting topic because Takaful operators carried out their activities without any specific legal framework guiding their operations for the entire first decade of their existence. Similarly, the research is important to Takaful operator in having a better understanding of the environment in which they operate to guide them in making sound decisions that will promote their services.


id: ejif-2091
author: Gelmini, Lorenzo
title: Does the cultural environment matter? The case of Integrated Reporting and Islam
date: 2017
pages: 13
extension: .pdf
mime: application/pdf
words: 8326
sentence: 381
flesch: 45
cache: cache/ejif-2091.pdf
txt: txt/ejif-2091.txt
summary:
  “It is a licensed Islamic Bank under the Islamic Financial Services Act 2013, incorporated and domiciled in Malaysia” (2). “Distribution of profit among the various Mudarabah depositors have been made as far as possible in accordance with the principle of Islamic Shari’ah Islamic Banking and its benefits” (2).


id: ejif-2309
author: Echchabi, Abdelghani
title: E-Banking acceptance in Thailand: An emphasis on Islamic banks' customers
date: 2018
pages: 5
extension: .pdf
mime: application/pdf
words: 3584
sentence: 149
flesch: 45
cache: cache/ejif-2309.pdf
txt: txt/ejif-2309.txt
summary:
  I. INTRODUCTION During the past few decades, Islamic banking has emerged not only as a complementary component in modern banking systems, but has also imposed itself as viable alternative to the long existing conventional banking. It is noteworthy that Islamic banking has been introduced in Thailand since early 2003, through the Islamic Bank of Thailand (iBank).


id: ejif-790
author: ABD RAZAK, ABD HAKIM
title: THE FUNDAMENTALS OF ISLAMIC BANKING AND FINANCE: A PROLOGUE
date: 2015
pages: 12
extension: .pdf
mime: application/pdf
words: 9215
sentence: 507
flesch: 60
cache: cache/ejif-790.pdf
txt: txt/ejif-790.txt
summary:
  EJIF – European Journal of Islamic Finance No2, April (2015) http://www.ojs.unito.it/index.php/EJIF ISSN 2421-2172 10 [37] Saeed, A., Islamic Banking and Interest: A Study of the Prohibition of Riba and Its Contemporary Interpretation. Paper Title (use style: paper title) http://www.ojs.unito.it/index.php/EJIF ISSN 2421-2172 1 The Fundamentals Of Islamic Banking and Finance: A Prologue Abd Hakim Abd Razak 1 1 School of Law, Trinity College Dublin, abdrazaa@tcd.ie Abstract—The raison d'être of this article is to supply basic insights on the origin and characteristics of the Islamic Banking system, its distinguishing features, and related contentious issues that have remained the subject of on-going debates among Sharia' scholars and members of the academia.


id: ejif-2102
author: Franco, Alberto; Sallustio, Carlo
date: 2017
pages: 7
extension: .pdf
mime: application/pdf
words: 6423
sentence: 183
flesch: 37
cache: cache/ejif-2102.pdf
txt: txt/ejif-2102.txt
title:
  The taxation of sukuk in the Italian context: is Italy’s tax system ready for Islamic financial instruments?

summary:
  In the first case, such dividends are exempt for 50.28%, and they are subject to individual income tax (Imposta sul reddito delle persone fisiche, IRPEF) at a progressive tax rate8 On the contrary, for business entities income from capital and capital gains/losses are generally included in the determination of the taxable income, as all the income derived in a business activity is considered business income and it is subject to corporate income tax.


id: ejif-908
author: Biancone, Paolo Pietro; Radwan, Maha
title: Sharia Compliant “Possibility for Italian SMEs”
date: 2015
pages: 10
extension: .pdf
mime: application/pdf
words: 6415
sentence: 265
flesch: 46
cache: cache/ejif-908.pdf
txt: txt/ejif-908.txt
summary:
  Sukuk which are Islamic financial instrument that are similar to those of conventional bonds but a key difference is that they are backed with underlying asset. Paper Title (use style: paper title) http://www.ojs.unito.it/index.php/EJIF 1 Sharia Compliant “Possibility for Italian SMEs” 1 University of Turin, Italy, paolo.biancone@unito.it 2 University of Turin, Italy, maha.radwan@unito.it Abstract— Islamic Finance have been a flourishing phenomenon recently with a very high growth rates and countries worldwide are exerting efforts to introduce it as an alternative financial system especially after proving its stability in the last financial crisis.


id: ejif-2211
author: Khaliq, Ahmad; Mohd Thas Thaker, Hassanudin
title: DYNAMIC CAUSAL RELATIONSHIP BETWEEN ISLAMIC BANKING AND ECONOMIC GROWTH: MALAYSIAN EVIDENCE
date: 2017
pages: 11
extension: .pdf
mime: application/pdf
words: 7229
sentence: 312
flesch: 52
cache: cache/ejif-2211.pdf
txt: txt/ejif-2211.txt
summary:
  Among them, (Abduh & Chowdhury, 2012) and (Abduh & Omar, 2012) both verified on Islamic banking relationship and contribution towards the economic growth of Bangladesh and Indonesia was found to have a positive significant relationship both in short run and long run with the bi-directional relationship. http://www.ojs.unito.it/index.php/EJIF ISSN 2421-2172 1 DYNAMIC CAUSAL RELATIONSHIP BETWEEN ISLAMIC BANKING AND ECONOMIC GROWTH: MALAYSIAN EVIDENCE Ahmad Khaliqa, Hassanudin Mohd Thas Thakerb a Kulliyyah of Economics and Management Studies, International Islamic University Malaysia b Faculty of Business, Accounting and Economics, HELP University, Malaysia Abstract – Islamic banking and finance have emerged as one component of a significant competitive and comprehensive market, where it is reliable with conventional financial development in term of economic contribution.


id: ejif-777
author: Aqib Ali, Muhammad
title: Evolution & Development of Islamic Banking – The Case of Pakistan
date: 2015
pages: 7
extension: .pdf
mime: application/pdf
words: 5737
sentence: 239
flesch: 47
cache: cache/ejif-777.pdf
txt: txt/ejif-777.txt
summary:
  ORIGIN OF ISLAMIC BANKING IN PAKISTAN The Islamization process in Pakistan concurred with the movement of Islamic finance in the world in the second half of 1970s. The gradual and steady progress of Islamic banks continued and the industry of Islamic finance thrived as time passed.


id: ejif-2762
author: Mukminin, Khairul
date: 2018
pages: 9
extension: .pdf
mime: application/pdf
words: 6774
sentence: 261
flesch: 42
cache: cache/ejif-2762.pdf
txt: txt/ejif-2762.txt
title:
  HOW CLOSE ISLAMIC BANKS ARE TO GLOBAL FRAUD- LEARNINGS FROM DUBAI ISLAMIC BANK IN THE TIME OF SUB-PRIME CRISIS

summary:
  Source: DIB Annual Report 2007 3) Overdependence on the Security Pledged It should be borne in mind that Islamic financial institutions (IFIs) should have an awareness of the root of the sub-prime mortgage crisis whereby it initially originated from ‘poor credit background’ borrowers. The UAE, in which Dubai is the central real estate in the GCC, has its idiosyncratic magnetism in investing activities, particularly from Islamic financial industries.


id: ejif-1649
author: Reno, Putri; Abdullah, Rose
title: Risk Management Innovation of Islamic Financial Institutions
date: 2016
pages: 10
extension: .pdf
mime: application/pdf
words: 6867
sentence: 372
flesch: 40
cache: cache/ejif-1649.pdf
txt: txt/ejif-1649.txt
summary:
  Financial institutions face number of risks these can be classified in different ways such as business risks, operational risks and financial risks. As far as the business risks are concerned they arise from the nature of business while financial risks arise from the possible loss in financial market due to movement in financial variables.


id: ejif-2569
author: Muedini, Fait
title: The Compatibility of Cryptocurrencies and Islamic Finance
date: 2018
pages: 11
extension: .pdf
mime: application/pdf
words: 8662
sentence: 450
flesch: 50
cache: cache/ejif-2569.pdf
txt: txt/ejif-2569.txt
summary:
  So, despite critiques from a number of voices in the banking industry about Bitcoin and other digital currencies, when one looks at the behavior of the banking industry, one comes to a realization that it is not Bitcoin that should be on the defensive about its use, but rather, some current banking practices. Counter to this, Bitcoin and other digital currencies seem to be much more aligned with principles of justice and social fairness, characteristics valued in Islamic jurisprudence.


id: ejif-1749
author: Redzuan, Nur Harena; Kassim, Salina
date: 2017
pages: 8
extension: .pdf
mime: application/pdf
words: 5120
sentence: 254
flesch: 54
cache: cache/ejif-1749.pdf
txt: txt/ejif-1749.txt
title:
  House Price Index as an Alternative Pricing Benchmark for Islamic Home Financing: Evidence of Malaysia

summary:
  We propose that the house price index to be a viable benchmark of the real values of property to determine the price of Islamic home financing product. Islamic home financing has been the primary business of the retail Islamic banks [22].


id: ejif-2067
author: Arshed, Noman; Riaz, Shakeel; Khan, Tehseen Mohsan
title: Financial disintermediation and Profitability of Global Islamic Banks
date: 2017
pages: 12
extension: .pdf
mime: application/pdf
words: 5821
sentence: 268
flesch: 51
cache: cache/ejif-2067.pdf
txt: txt/ejif-2067.txt
summary:
  COMPARISON OF FINANCING OPTIONS Musharaka & Mudaraba Ijarah & Murabaha Partnership based Rental or Markup based Pure Finance based Trade based financing Variable returns Fixed Returns Returns based on value creation Returns based on market rate Chance of loss No loss 10 15 20 25 % 2005 2010 2015 years asset Fitted values equity Fitted values Assets and Equity Growth of Islamic Banks http://www.ojs.unito.it/index.php/EJIF ISSN 2421-2172 3 EJIF – European Journal of Islamic Finance Special Issue: Islamic banking & finance No7, July (2017) Islamic bank facilitates business Islamic bank facilitates trade Competitors conventional banks Competitors everyone Table 2 summarizes the both types of asset side investment options which Islamic bank commonly utilizes. FINANCING OPTIONS AND ASSETS OF ISLAMIC BANKS Since both types of instruments are permissible as per Shariah, Islamic banks make a portfolio of their assets invested mostly within these instruments to ensure their stable returns and profitability.


id: ejif-2115
author: Shah, Syed Alamdar Ali; Javeria, Kiran; Masood, Omar
date: 2018
pages: 7
extension: .pdf
mime: application/pdf
words: 3790
sentence: 274
flesch: 55
cache: cache/ejif-2115.pdf
txt: txt/ejif-2115.txt
title:
  Consumption of Family Takaful affected by Microeconomic Factors: A Case Study of Islamic insurance Takaful in Pakistan

summary:
  The other three variables i.e. saving, interest rate and inflation are having insignificant relationship with Family Takaful demand in Pakistan.  Contributio n per capita EJIF – European Journal of Islamic Finance No 9, April (2018) http://www.ojs.unito.it/index.php/EJIF ISSN 2421-2172 4 The estimated coefficients indicate that the income and stock variable are highly significant as its value is 0.00 and standardized beta value shows that there is positive relationship between stock, income with Family Takaful demand, therefore, it can said that income and stock are a strong predictor of Family Takaful consumption.


id: ejif-1609
author: Miglietta, Nicola; Battisti, Enrico
title: Islamic and Traditional Corporate Finance: a Comparative Study on WACC
date: 2016
pages: 9
extension: .pdf
mime: application/pdf
words: 4922
sentence: 235
flesch: 53
cache: cache/ejif-1609.pdf
txt: txt/ejif-1609.txt
summary:
  1,3052 1,0338 1,0516 Beta unlevered 1,1128 1,0271 0,9315 0,7097 0,8015 1,0907 0,9399 0,8446 Tax rate (Damodaran, 2015) 14,50% 14,50% 14,50% 14,50% 14,50% 14,50% 14,50% 14,50% E/(E+D) 76,94% 76,00% 84,05% 80,87% 88,11% 81,30% 89,54% 77,72% D/(E+D) 23,06% 24,00% 15,95% 19,13% 11,89% 18,70% 10,46% 22,28% D/E 0,2997 0,3158 0,1898 0,2366 0,1350 0,2300 0,1168 0,2867 D 1 1 1 1 1 1 1 1 E 3,337 3,167 5,269 4,227 7,407 4,348 8,562 3,488 WACC 12,20% 11,57% 10,88% 9,25% 9,91% 12,04% 10,94% 10,24% Table 4: WACC of LCSC on Bursa Malaysia. % 77,73% 76,39% 66,74% 83,33% 60,24% 58,44% 39,06%


id: ejif-944
author: Biancone, Paolo Pietro; Shakhatreh, Mohammad Ziad
title: Using Islamic Finance for Infrastructure projects in non-Muslim Countries
date: 2015
pages: 9
extension: .pdf
mime: application/pdf
words: 7538
sentence: 313
flesch: 47
cache: cache/ejif-944.pdf
txt: txt/ejif-944.txt
summary:
  Paper Title (use style: paper title) http://www.ojs.unito.it/index.php/EJIF ISSN 2421-2172 1 Using Islamic Finance for Infrastructure Projects in Non-Muslim Countries 1 University of Turin, Italy, paolo.biancone@unito.it 2 University of Turin, Italy, mohammad.shakatreh@unito.it Abstract— Using Islamic project finance is the solution to fill the gap between infrastructure demand and available finance. Keywords: Islamic project finance, Shariah principle, Islamic Financial instrument, infrastructure project.


id: ejif-1641
author: Saad, Auwal Adam; Ibrahim, Uzaimah Bt; Napiah, Muhammad Deen Mohd
title: MURABAHAH SUKUK STRUCTURE: THE SHARIAH CHALLENGES AND THE WAY FORWARD
date: 2016
pages: 4
extension: .pdf
mime: application/pdf
words: 2043
sentence: 96
flesch: 53
cache: cache/ejif-1641.pdf
txt: txt/ejif-1641.txt
summary:
  Despite being debt instruments, Murabahah Sukuk certificates may still be negotiable if they form a small part of a larger portfolio comprising mostly of other negotiable instruments such as Ijarah Sukuk, Musharakah, and Mudarabah Sukuk. Paper Title (use style: paper title) http://www.ojs.unito.it/index.php/EJIF ISSN 2421-2172 1 Murabahah Sukuk Structure: The Shariah Challenges And The Way Forward Abstract— Murabahah Sukuk is an Islamic trust contract which includes a disclosure of the original cost and the mark up.


id: ejif-1771
author: Achsien, Iggi Haruman; Purnamasari, Dien Lukita
date: 2016
pages: 11
extension: .pdf
mime: application/pdf
words: 8349
sentence: 392
flesch: 47
cache: cache/ejif-1771.pdf
txt: txt/ejif-1771.txt
title:
  Islamic Crowd-funding as The Next Financial Innovation in Islamic Finance: Potential and Anticipated Regulation in Indonesia

summary:
  Islamic crowd funding is created to allow small and medium enterprises and individuals to access funding which may not be available otherwise through other channels. Benefits from crowd funding can be reaped and reverberate when there is greater public understanding of what it stands for.


id: ejif-1111
author: Zaki, Fatma; Hussainey, Khaled
title: Conversions to Islamic Banks: Jurisprudence; Economic and AAOIFI Requirements
date: 2015
pages: 9
extension: .pdf
mime: application/pdf
words: 6958
sentence: 359
flesch: 57
cache: cache/ejif-1111.pdf
txt: txt/ejif-1111.txt
summary:
  Microsoft Word - 1111-4694-2-ED.doc http://www.ojs.unito.it/index.php/EJIF ISSN 2421-2172 1 Conversion into Islamic Banks: Jurisprudence, Economic and AAOIFI Requirements * Alexandria University (Egypt) & Doha institute for Graduate Studies (Qatar) ** Plymouth University (UK) Abstract - The objective of this study is to investigate the conventional banks conversion into Islamic banks.


id: ejif-2085
author: Trokic, Amela
title: An Analysis of Takaful: The Potential and Role in Financial Inclusion and Challenges Ahead
date: 2017
pages: 6
extension: .pdf
mime: application/pdf
words: 3977
sentence: 258
flesch: 51
cache: cache/ejif-2085.pdf
txt: txt/ejif-2085.txt
summary:
  Remittances, financial market development, and economic growth: the case of Latin America and the Caribbean. The role that Islamic insurance, or takaful, plays in contributing to economic growth, namely in terms of increasing financial inclusion, has yet to be investigated in the literature, to the best of our knowledge.


id: ejif-2413
author: Raghibi, Abdessamad; Oubdi, Lahsen
title: Sukuk-Waqf: The Islamic Solution for Public Finance Deficits
date: 2018
pages: 8
extension: .pdf
mime: application/pdf
words: 5201
sentence: 270
flesch: 59
cache: cache/ejif-2413.pdf
txt: txt/ejif-2413.txt
summary:
  This paper will try to examine the concept of Waqf, cash Waqf and Sukuk Waqf is Islam and their evolution during Muslim civilization. In its fifteenth meeting, Al-mujamma’ al-fiqhi (Islamic Fiqh Academy) issued a statement N°140 that confirms the permissibility of cash Waqf ending the discussion of this issue.


id: ejif-3176
author: Biancone, Paolo Pietro; Radwan, Maha
title: Social Finance and Financing Social Enterprises: An Islamic Finance Prospective
date: 2019
pages: 7
extension: .pdf
mime: application/pdf
words: 5624
sentence: 309
flesch: 47
cache: cache/ejif-3176.pdf
txt: txt/ejif-3176.txt
summary:
  The paper provides insights for researchers, decision makers, and practitioners of how Islamic finance provide valid financing tools for social finance through mobilizing private funds allocated from investors who seeks investments that generate both social and economic value. Keywords- Social finance; Islamic finance; Impact finance; Social enterprises; Sharia compliant I. INTRODUCTION


id: ejif-848
author: Odeduntan, Akeem Kolawole; Adewale, Abideen Adeyemi
title: Financial Stability of Islamic Banks: A Review of the Literature
date: 2015
pages: 9
extension: .pdf
mime: application/pdf
words: 6473
sentence: 275
flesch: 44
cache: cache/ejif-848.pdf
txt: txt/ejif-848.txt
summary:
  V. FINANCIAL STABILITY OF ISLAMIC BANKS In reviewing financial stability of Islamic banks, the study of Mat Rahim, Mohd Hassan and Zakaria (2012) is one of the few in the line of the subject of this paper. Paper Title (use style: paper title) http://www.ojs.unito.it/index.php/EJIF ISSN 2421-2172 1 Financial Stability of Islamic Banks: A Review of the Literature 1 Oaksprings Educational Services, Nigeria, ak.odeduntan@oakspring.com.ng 2 International Islamic University Malaysia, abidewale@iium.edu.my Abstract— The recent global financial crisis that began in the US and spread sporadically to other parts of the world has been a sort of awakening that financial stability of financial institutions should be on check from time to time.


id: ejif-2631
author: Rezaei, Mojtaba
title: Islamic Accounting laws or Islamic laws in Accounting
date: 2018
pages: 8
extension: .pdf
mime: application/pdf
words: 6764
sentence: 367
flesch: 48
cache: cache/ejif-2631.pdf
txt: txt/ejif-2631.txt
summary:
  Paper Title (use style: paper title) http://www.ojs.unito.it/index.php/EJIF ISSN 2421-2172 1 Islamic Accounting laws or Islamic laws in Accounting University of Turin, Italy – mojtaba.rezaei@edu.unito.it Abstract— in the academic and professional circles in accounting, the issue of Islamic accounting has always been challenging and controversial. Therefore, Muslim scholars should provide a definition for accounting in Islamic countries and clarify the reporting requirements by simplifying the goals and characteristics of Islamic accounting.


id: ejif-922
author: Chowdhury, Mohammad Ashraful Ferdous
date: 2015
pages: 9
extension: .pdf
mime: application/pdf
words: 5508
sentence: 280
flesch: 42
cache: cache/ejif-922.pdf
txt: txt/ejif-922.txt
title:
  Which is more important in terms of Profitability of Islamic banks: Bank Specific factors or Macroeconomic factors? An Empirical Study on Malaysian Islamic Banks

summary:
  Here, Inflation is positively related to Islamic banks profitability, implying that during the period under study the levels of inflation were anticipated by the Islamic banks. An Indonesian study conducted by Izhar and Asutay (2007) with aimed to determine Islamic banks profitability determinants.


id: ejif-2635
author: Kahwaji, Ahmad Taha
date: 2018
pages: 11
extension: .pdf
mime: application/pdf
words: 7277
sentence: 328
flesch: 54
cache: cache/ejif-2635.pdf
txt: txt/ejif-2635.txt
title:
  Contingency Planning in Traditional and Islamic Banks During the Crisis in Syria: Crisis Management Perspective

summary:
  Banks management should increase employee's awareness of crisis management plans and conduct training to identify the likeliest to happen crisis, it should focus on the employee's EJIF – European Journal of Islamic Finance No 9, April (2018) http://www.ojs.unito.it/index.php/EJIF ISSN 2421-2172 10 loyalty and commitment to ensure that they won't leave the institutions during the crisis. Keywords- Contingency planning, Traditional banks, Islamic banks, crisis management, Syria.


id: ejif-1797
author: Biancone, Paolo Pietro; Secinaro, Silvana
title: The equity crowdfunding italy: a model sharia compliant
date: 2016
pages: 11
extension: .pdf
mime: application/pdf
words: 7920
sentence: 324
flesch: 46
cache: cache/ejif-1797.pdf
txt: txt/ejif-1797.txt
summary:
  It was decided, however, to EJIF – European Journal of Islamic Finance No 5, June (2016) http://www.ojs.unito.it/index.php/EJIF ISSN 2421-2172 8 identify the data and the relevant elements to attract Islamic investors, also in comparison with the experiences of equity crowdfunding in Islamic countries, such as Egypt, already cited in the theoretical analysis The data subject to evaluation were: The research aims to analyze if the platforms are sharia compliant in terms of the companies financed, and thus open up to Islamic investors.


id: ejif-1644
author: Syed Azman, Syed Marwan; Engku Ali, Engku Rabiah Adawiah
date: 2016
pages: 9
extension: .pdf
mime: application/pdf
words: 6709
sentence: 361
flesch: 53
cache: cache/ejif-1644.pdf
txt: txt/ejif-1644.txt
title:
  The potential of innovative financial tools: Social Impact Bond (SIB) and Sustainable and Responsible Investment (SRI) sukuk, towards the sustainable growth of the Islamic finance industry

summary:
  This can be done through two innovative tools: the SIB and SRI sukuk, which are relatively new, but have shown promising results from SIB and SRI programmes that have been implemented. The paper provides a reference towards understanding the mechanism and concepts of SIB and SRI sukuk.


id: ejif-3269
author: Khavarinezhad, Sepideh; Biancone, Paolo Pietro
title: FUTURE TRENDS AND FINANCE APPROACHES IN ISLAMIC BANKING
date: 2019
pages: 8
extension: .pdf
mime: application/pdf
words: 5500
sentence: 267
flesch: 44
cache: cache/ejif-3269.pdf
txt: txt/ejif-3269.txt
summary:
  [24] S. A. Metawa and M. Almossawi, “Banking behaviour of Islamic bank customers: perspectives and implications,” International Journal of Bank Marketing, vol. 16, no. 7, pp. Despite the fact that the growth of Islamic banking in recent years has promising a bright future in this area, it is imperative that Islamic financial institutions and Islamic banks do many things.


id: ejif-2667
author: Ibrahim, Mohammed Lawal
title: WAQF: A CONTRIBUTORY TOOL FOR BRIDGING INFRASTRUCTURAL DEFICIT IN NIGERIA
date: 2018
pages: 8
extension: .pdf
mime: application/pdf
words: 6436
sentence: 309
flesch: 50
cache: cache/ejif-2667.pdf
txt: txt/ejif-2667.txt
summary:
  And also if Tt is increased via waqf funds, then it will also increase Gt. Other users of waqf revenues include health services which cover construction of hospitals and spending on physicians, apprentices, patients, and medicines.


id: ejif-3065
author: Litardi, Irene; Fiorani, Gloria; Harb, Denise
date: 2019
pages: 8
extension: .pdf
mime: application/pdf
words: 6686
sentence: 240
flesch: 35
cache: cache/ejif-3065.pdf
txt: txt/ejif-3065.txt
title:
  Corporate Social Responsibility in Islamic Culture. Comparison between Western CSR and Islamic CSR: focus on Islamic Reporting Initiative and Islamic Financial Institution.

summary:
  Comparison between Western CSR and Islamic CSR: Focus on Islamic Reporting Initiative and Islamic Financial Institution. In particular, descriptive analysis of Islamic Financial Istitution (IFI), which offer alternatives to the commercial activities that Shari'ah prohibits, to answer to the dichotomy between the need to trade with the West and to follow the commands of Islam (Taman, 2011); b) a qualitative comparative analysis between Islamic CSR (ICSR) and conventional CSR c) a documental analysis (Bowen, 2009) of the Islamic network that implements CSR strategies, policies and practices in Islamic Societies (IRI- Islamic Reporting Initiatives) supported by an ad-hoc interview held with an IRI’s Staff member.


id: ejif-3813
author: Kamdzhalov, Miroslav
title: Islamic Finance and the New Technology Challenges
date: 2020
pages: 6
extension: .pdf
mime: application/pdf
words: 4755
sentence: 259
flesch: 50
cache: cache/ejif-3813.pdf
txt: txt/ejif-3813.txt
summary:
  From here the following definition of ‘Islamic financial institutions performing Islamic financial operations’ can be derived: Islamic financial institutions are those, whose objectives and operations are firmly based on the principles of the Quran and the sunnah. Following the principles of Islamic financial contracts, we would compare them to the aforementioned smart ones.


id: ejif-3038
author: Corvo, Luigi; Pastore, Lavinia
title: The challenge of Social Impact Bond: the state of the art of the Italian context
date: 2019
pages: 9
extension: .pdf
mime: application/pdf
words: 7060
sentence: 298
flesch: 45
cache: cache/ejif-3038.pdf
txt: txt/ejif-3038.txt
summary:
  Therefore, public service is considered crucial to re-balance the distribution of value among citizens through resources collected by general taxation. Against this, SIBs are celebrated for their rationalized, evidence-based approach and their promise to introduce financial discipline and entrepreneurial spirit to public service delivery (Liebman, 2011; Mair and Milligan, 2012, p. 27)”.


id: ejif-800
author: Anass, PATEL
date: 2015
pages: 13
extension: .pdf
mime: application/pdf
words: 11417
sentence: 354
flesch: 33
cache: cache/ejif-800.pdf
txt: txt/ejif-800.txt
title:
  Channeling Asset-Managed Sukuk towards SMEs financing: a case study for Sukuk Mudaraba (asset finance) applied to a French SME

summary:
  Moreover, the distribution for smaller corporate deals has often been restricted to one ―buy-and-hold‖ investor in the past, while the prevalence of sovereign guarantees has made asset risk incidental to counterparty risk and credit support mechanisms sponsored by sovereign goodwill, hampering market maturity and investor sophistication. From a market practitioner‘s point of view, we distinguish between the two structures of sukuk contracts that convey shariah-compliant asset ownership to investors: either (i) asset originators themselves issue notes backed by existing Islamic assets, or (ii) the originator sells Islamic assets (and/or the proceeds thereof) to an unaffiliated SPV, which issues notes with a put/tender feature to fund the acquisition of assets.


id: ejif-4145
author: Valeri, Marco; Fondacaro, Rosario; De Angelis, Cinzia; Barella, Andrea
title: The use of cryptocurrencies for hawala in the Islamic finance
date: 2020
pages: 9
extension: .pdf
mime: application/pdf
words: 6280
sentence: 335
flesch: 51
cache: cache/ejif-4145.pdf
txt: txt/ejif-4145.txt
summary:
  The research has been conducted by a literature reviewing on Scopus data base by searching the following keywords: Islamic finance, cryptocurrencies, hawala, stablecoin, globalcoin, money laundering, blockchain. The originality/value of this paper is that it covers the literature gap in the field of new fintech solutions applied to Islamic finance by providing a likely proposal by integrating popular tradition, regulations and new technologies.


id: ejif-3750
author: Mohd Isa, Mohd Yaziz Bin; Mohamed, Zulkifflee Bin
title: Insaniah (humanistic) economics of waqf: From IR 4.0 to a human-centered tawhidic society 5.0
date: 2020
pages: 8
extension: .pdf
mime: application/pdf
words: 4573
sentence: 214
flesch: 37
cache: cache/ejif-3750.pdf
txt: txt/ejif-3750.txt
summary:
  It is a society that aimsat human beings, the ummah, providing breadth as a shared concept to them. The dignity of human being lies in its ability to define the purpose of its existence.


id: ejif-2880
author: DRISSI, SALMA; ANGADE, KHADIJA
title: ISLAMIC FINANCIAL INTERMEDIATION THE EMERGENCE OF A NEW MODEL
date: 2019
pages: 7
extension: .pdf
mime: application/pdf
words: 5620
sentence: 297
flesch: 48
cache: cache/ejif-2880.pdf
txt: txt/ejif-2880.txt
summary:
  A. Presentation of Islamic banks It is true Islamic banks present themselves as institutions whose main activity is financial intermediation in the developed sense. In other words, the Islamic financial intermediation has distinctive characteristics because, in addition to its economic vocation which shares it with its conventional counterparts, they support a social and ethical vocation constituting the specificity of Islamic banks in terms of intermediation.


id: ejif-1642
author: Ait Allali, Asma
date: 2016
pages: 11
extension: .pdf
mime: application/pdf
words: 7568
sentence: 228
flesch: 29
cache: cache/ejif-1642.pdf
txt: txt/ejif-1642.txt
title:
  Corporate governance and Corporate Social Responsibility in Islamic Banking: The case of the Moroccan banks in Italy

summary:
  Finally, given the current absence of Islamic banks in Italy, we propose a case study concerning the possible introduction of Islamic Shari’ah-compliant financial products by Moroccan banks operating in Italy, after the introduction of the recent Moroccan law n° 103.12, approved on 25 November 2014, relating to the credit institutions, envisages the establishment of “Participative Banks” and the offering of Shari’ah-compliant financial products. Instead of the interest as a source of remuneration of its financial intermediation activities of conventional banks, Islamic banks have the basic principle of sharing the risk of losses and profits “Profit and Loss Sharing” (PLS) in financed transactions.


id: ejif-4168
author: Rainero, Christian; Modarelli, Giuseppe
title: Bitcoin-Blockchain Phenomenon: An Investigation on News Titles Influence
date: 2020
pages: 12
extension: .pdf
mime: application/pdf
words: 7779
sentence: 372
flesch: 48
cache: cache/ejif-4168.pdf
txt: txt/ejif-4168.txt
summary:
  The investigation conducted by the authors considers a sentiment analysis on news titles influence during the period 2015-2018 supported by a field analysis. On that empirical base, at methodological level, the authors decides to conduct a content analysis on news titles influence, focused on bitcoin and blockchain themes, that would be reciprocally interconnected.


id: ejif-4104
author: Salehuddin, Sharullizuannizam; Iskandar Mirza, Azrul Azlan; Nawi, Ahmad Saufe
title: The Concept, Structure and Epistemological Development: Musharakah Tijariah Cross-Border Financing
date: 2020
pages: 6
extension: .pdf
mime: application/pdf
words: 3185
sentence: 151
flesch: 45
cache: cache/ejif-4104.pdf
txt: txt/ejif-4104.txt
summary:
  B. Credit Risk In Musharakah financing, banks restrict their role in the monitoring of a company’s performance without interfering too much both its partner’s both management and confidentiality that do not relate to the specific joint venture project. The legal documents must clearly stipulate:  Purpose of Musharakah venture.


id: ejif-3178
author: Maggi, Davide; Rossi, Noemi; Faiznia, Mazdak; Houshmand, Hirad
date: 2019
pages: 7
extension: .pdf
mime: application/pdf
words: 4813
sentence: 152
flesch: 37
cache: cache/ejif-3178.pdf
txt: txt/ejif-3178.txt
title:
  Community Foudations: main characteristics and trends – A comparison between Islamic Republic of Iran and Italy

summary:
  THE MISSION OF FOUNDATIONS Over the last 20 years, many local authorities have been supported and aided by an «anomalous political player», still relatively unknown in Italy: community foundations. In Italy, community foundations were founded after a law was issued to reorganize the Italian banking system that brought about a major change in how banking foundations were structured, as banks were now required to make a clear distinction between their lendings and charity work5.


id: ejif-4156
author: Campra, Maura; Pucci, Sabrina; Brescia, Valerio
title: Can the Dow Jones Sustainable Index be useful for evaluating Dow Jones Islamic Market companies?
date: 2020
pages: 8
extension: .pdf
mime: application/pdf
words: 7270
sentence: 294
flesch: 40
cache: cache/ejif-4156.pdf
txt: txt/ejif-4156.txt
summary:
  Concerning the first family of indexes, financial companies envisage the possibility within themselves to exclude, and categorically prohibit, any direct and or indirect participation (thus extending the analysis also to companies belonging to the same value chain) to specific sectors. Islamic companies and banks have greater stability in the event of a crisis [22]–[24], so studying them from an environmental and social point of view can provide useful elements to improve current business models and sustainable approach also in the stock market.


id: ejif-2856
author: Mukminin, Khairul
title: PROFIT MAXIMIZATION IN ISLAMIC BANKING: AN ASSEMBLAGE OF MAQASID SHARIAH CONCEPTION
date: 2019
pages: 11
extension: .pdf
mime: application/pdf
words: 8672
sentence: 315
flesch: 42
cache: cache/ejif-2856.pdf
txt: txt/ejif-2856.txt
summary:
  However, since in many Muslim countries, Islamic banks exist in dual banking system whereby banking industries either shariah-based or conventional are controlled, influenced, and regulated by local or national government, thus it is important to examine the commonly-employed term in Islamic law with other jurisdictions in which IB is governed and acted toward legal person. For instances in several academic writings of Maqasid Shariah which proposes and urge major stakeholders of Islamic banks, they have fancy for IBs to implement social plus environmental responsibility, equality in terms of distribution of income, and alleviation of poverty to name a few.


id: ejif-3736
author: Chowdhury, Mohammad Abdul Matin; Abdul Razak, Dzuljastri Bin
title: Dynamism and mechanism of digital currency (cryptocurrency) towards Islamic finance
date: 2019
pages: 9
extension: .pdf
mime: application/pdf
words: 6003
sentence: 294
flesch: 45
cache: cache/ejif-3736.pdf
txt: txt/ejif-3736.txt
summary:
  Keywords: Digital currency, Cryptocurrency, Islamic cryptocurrency, halal currency, Islamic financial technology, Islamic finance and banking I. INTRODUCTION In this scenario, it is cleared that there is huge potential for developing cryptocurrency as Islamic cryptocurrency through shariah compliant mechanism.


id: ejif-4389
author: Badreldin, Ahmed
title: Applying Risk-Sharing to Mitigate Economic Consequences of the COVID-19 Pandemic
date: 2020
pages: 5
extension: .pdf
mime: application/pdf
words: 3307
sentence: 157
flesch: 38
cache: cache/ejif-4389.pdf
txt: txt/ejif-4389.txt
summary:
  THE PRINCIPLE OF RISK SHARING In the second policy brief of the Economics for Inclusive Prosperity series, AnatAdmati rightly begins her essay with the sentence “A healthy and stable financial system enables efficient resource allocation and risk sharing” However, it is still worth mentioning what is meant by this principle: Fundamentally, risk sharing means that the fates of both the borrower and lender should be tied together.


id: ejif-3543
author: Uddin, Md Akther; Ali, Md Hakim; Radwan, Maha
title: CAN GDP GROWTH LINK INSTRUMENT BE USED FOR ISLAMIC MONETARY POLICY?
date: 2019
pages: 13
extension: .pdf
mime: application/pdf
words: 8027
sentence: 401
flesch: 52
cache: cache/ejif-3543.pdf
txt: txt/ejif-3543.txt
summary:
  Therefore, an attempt has been made to develop two models to compare and see whether real interest rate or GDP growth rate can better reflect and predict the monetary policy outcome. The results tend to show that all the key monetary economics variables, at both cross-country and country level, can explain real GDP growth rate better than real interest rate.


id: ejif-3301
author: Zafar, Sajjad Hussain; Siddiqui, Danish A
title: Impact of Asymmetric Information in Islamic Financial contract: An Empirical Analysis
date: 2019
pages: 18
extension: .pdf
mime: application/pdf
words: 11538
sentence: 546
flesch: 52
cache: cache/ejif-3301.pdf
txt: txt/ejif-3301.txt
summary:
  Asymmetric information; Islamic financial contracts; Istisna; Murabaha; Islamic bank; Pakistan; I. INTRODUCTION 1.1. Islamic banks extend financing on the basis of Sharia compliant mode of contract while conventional banks provide financing on the basis of loan and interest.


id: ejif-3623
author: Khaliq, Ahmad; Hussin, Nazimah; Haji Mohammad, Mohammad Tahir Sabit
title: WAQF UNIT TRUST AS AN ALTERNATE MODEL TO REALIZE WAQF SUSTAINABILITY
date: 2019
pages: 9
extension: .pdf
mime: application/pdf
words: 5683
sentence: 371
flesch: 55
cache: cache/ejif-3623.pdf
txt: txt/ejif-3623.txt
summary:
  The aim of this paper is to revisit the literature on the issue of illiquidity of Waqf assets and eradicate the dependency on government provision. To ensure the sustainability of Waqf institutions, financing apparatus primarily designed for Waqf assets are explored.


id: ejif-3141
author: Naqvi, Imran Muhammad Haider; Shafique, Bushra; Khan, Adeel Ahmad
date: 2019
pages: 14
extension: .pdf
mime: application/pdf
words: 7544
sentence: 394
flesch: 51
cache: cache/ejif-3141.pdf
txt: txt/ejif-3141.txt
title:
  Shariah Compliant Model of Currency Management: Expanding Landscape from Micro to Macro Level Research

summary:
  Learning from these mentioned sources of Islamic studies we learnt that Imam Ali bin Abu Talib (AS), the forth Islamic caliph considered the following factors for the production and distribution of coins: In Islamic currency management as taxation is identified to be a key factor, the study proposes that the modern taxation should be according to the guidelines provided by Quran and Sunnah.


id: ejif-4936
author: Bollani, Luigi; Chmet, Federico
title: Bibliometric Analysis of Islamic Finance
date: 2020
pages: 11
extension: .pdf
mime: application/pdf
words: 6992
sentence: 388
flesch: 50
cache: cache/ejif-4936.pdf
txt: txt/ejif-4936.txt
summary:
  The market share of Islamic banks does not have a significant impact on the financial strength of other banks. The paper by (Khediri, Charfeddine, & Youssef, 2015) shows that Islamic banks are, on average, more profitable,


id: ejif-4307
author: Chowdhury, Mohammad Abdul Matin; Masud, Md. Abdullah Al; Atiullah, Md; Tanvir, Jayadul Islam
title: Contemporary Responses to The Criticism of Islamic Banks in Malaysia
date: 2020
pages: 11
extension: .pdf
mime: application/pdf
words: 6740
sentence: 443
flesch: 51
cache: cache/ejif-4307.pdf
txt: txt/ejif-4307.txt
summary:
  http://www.ojs.unito.it/index.php/EJIF ISSN 2421-2172 1 Contemporary Responses to the Criticism of Islamic Banks in Malaysia Department of finance, International Islamic University Malaysia Department of business administration, International Islamic University Malaysia Department of finance, International Islamic University Malaysia Department of economics, International Islamic University Malaysia Abstract--The rapid growth of Islamic banks has become a focus of all investors and consumers. Therefore, the main purpose of this study to provide adequate arguments on the contemporary criticisms and challenges being faced by Islamic banks in Malaysia.


id: ejif-2758
author: Nugroho, Lucky; Villaroel, Wayra; Utami, Wiwik
title: The Challenges of Bad Debt Monitoring Practices in Islamic Micro Banking
date: 2018
pages: 11
extension: .pdf
mime: application/pdf
words: 7945
sentence: 444
flesch: 53
cache: cache/ejif-2758.pdf
txt: txt/ejif-2758.txt
summary:
  Keywords—Islamic Micro banking, Monitoring, Non- performing financing, portfolio quality JEL classification: G02, G14, G21 I. INTRODUCTION In the last thirty years, Islamic bank has been developing, and it started in Egypt 1970 as an initiative in the rural area. Since that time Islamic bank it has been spread around the world especially for those countries with dominant Muslim population (Iqbal & Molyneux, 2016).


id: ejif-2818
author: Biancone, Paolo Pietro; Radwan, Maha
title: Social Finance And Unconventional Financing Alternatives: An Overview
date: 2018
pages: 6
extension: .pdf
mime: application/pdf
words: 4801
sentence: 255
flesch: 46
cache: cache/ejif-2818.pdf
txt: txt/ejif-2818.txt
summary:
  Islamic finance instruments requires that all financial transactions following the Sharia doctrine. Islamic finance with its unconventional wide range instruments represents a possible potentiality for offering innovative financing alternative.


id: ejif-5056
author: Sawaneh, Karamo; Badjie, Fatou
date: 2021
pages: 12
extension: .pdf
mime: application/pdf
words: 7689
sentence: 414
flesch: 50
cache: cache/ejif-5056.pdf
txt: txt/ejif-5056.txt
title:
  Empowering Women in the Agricultural Value Chain Via Islamic Blended Products to Attain the Agenda 2030 in The Gambia

summary:
  The Economic Status of Women in Islam The issues of women inferiority havebeen in existence since the pre-Islamic era where women faced discrimination, social exclusions and lack property rights andfinancial insecurity[4]. These are clear indications that in Islam women canaccumulate wealth through inheritance and from financial support given by their husbands[4].


id: ejif-2739
author: Muksal, Muksal
date: 2018
pages: 6
extension: .pdf
mime: application/pdf
words: 4095
sentence: 205
flesch: 49
cache: cache/ejif-2739.pdf
txt: txt/ejif-2739.txt
title:
  The Impact of Non-Performing Financing (NPF) to Profitability (Return On Equity) at Sharia Bank in Indonesia

summary:
  Thus, causing high Non Performing Financing (NPF) in sharia banks can give an illustration will negatively affect the profitability of sharia banks. VI. The results showed that the variable Non Performing Financing (NPF) has a negative and significant effect on Return On Equity (ROE) with a value t greater than 0.005.


id: ejif-3742
author: Ali, Abdilatif Mao
date: 2019
pages: 15
extension: .pdf
mime: application/pdf
words: 10526
sentence: 510
flesch: 49
cache: cache/ejif-3742.pdf
txt: txt/ejif-3742.txt
title:
  Analysis of the Determinants of Capital Adequacy Ratio: The Case of Full-Fledged Islamic Banks in the Gulf Cooperation Council (GCC)

summary:
  As compared to the conventional banks, Islamic banks in the GCC remained relatively resilient to the spill-overs of the GFC up until it spread out to the real economy [6]. According to the IMF report [13], Islamic banks in Saudi Arabia claimed the biggest portion in terms of market power in the GCC Islamic banking industry with a 29% market share, which is 1 percent more than the market share of UAE Islamic banks in region that stood at 28% in 2016.


id: ejif-3184
author: Rahman, Sisili
date: 2019
pages: 9
extension: .pdf
mime: application/pdf
words: 4438
sentence: 223
flesch: 57
cache: cache/ejif-3184.pdf
txt: txt/ejif-3184.txt
title:
  A Comparative Study of Stability & Consumer Confidence between Islamic & Conventional Banks in Bangladesh

summary:
  The study finds that despite having lower liquidity Islamic banks are able to provide higher consumer confidence levels than conventional banks. Islamic banks have reported very small Non performing asset (NPA), and shown a positive and significant relationship with liquidity implying that during the crisis Islamic banks tend to take rigid risk strategies compared to conventional banks.


id: ejif-4913
author: AMRANI, OUMNIYA; Najab, Amal
title: COVID-19 and Islamic Banking Services: Digitalisation as a Post-Crisis Solution (Case of Morocco)
date: 2020
pages: 10
extension: .pdf
mime: application/pdf
words: 8006
sentence: 354
flesch: 39
cache: cache/ejif-4913.pdf
txt: txt/ejif-4913.txt
summary:
  A sustainable federation of an internal innovation ecosystem based on the digital acculturation of employees and enabling the continuous development of new digital banking services and products. Furthermore, a large part of the respondents (86%) confirmed that digital banking services are useful in times of crisis as well as in normal times.


id: ejif-4241
author: Mas’ud, Abdulsalam; Shittu, Isah; Umar, Umar Bello
date: 2020
pages: 11
extension: .pdf
mime: application/pdf
words: 6926
sentence: 333
flesch: 37
cache: cache/ejif-4241.pdf
txt: txt/ejif-4241.txt
title:
  Mediation Role of Perceived Benefit in the Relationship between Perceived Government Support, Religiosity, Awareness and the Acceptance of Islamic Microfinancing in Nigeria

summary:
  Following this theoretical insights the mediating role of perceived benefit on the relationship between perceived government support, religiosity, awareness and intention to accept Islamic micro-financing was examined. The finding revealed that perceived benefit mediates the relationship between perceived government support, religiosity, awareness and intention to accept Islamic micro- financing.


id: ejif-3992
author: Saad, Auwal Adam; Alhabshi, Sayed Musa; Noor, Azman Bin Mohd; Hassan, Rusni
title: ROBO-ADVISORY FOR ISLAMIC FINANCIAL INSTITUTIONS: SHARI’AH AND REGULATORY ISSUES
date: 2020
pages: 9
extension: .pdf
mime: application/pdf
words: 6912
sentence: 278
flesch: 40
cache: cache/ejif-3992.pdf
txt: txt/ejif-3992.txt
summary:
  Abstract— Artificial intelligence (AI) is the next global game changer in all big data and other technology-based platforms including Islamic financial services. And since these Robo-Advisors are allegedly swift and smarter to support human judgment this might help achieve more timely, effective and efficient design and delivery of Islamic financial services.


id: ejif-3064
author: Papa, Massimo; Santostasi, Eugenio
title: Real Estate, Usufruct Right and the Issue of the Waqf Assets in Egypt.
date: 2019
pages: 8
extension: .pdf
mime: application/pdf
words: 6969
sentence: 272
flesch: 48
cache: cache/ejif-3064.pdf
txt: txt/ejif-3064.txt
summary:
  More in details, until 1951 foreigners investores had been entitled to own land in Egypt but in that year, Law No. 37 was enacted prohibiting the ownership of agricultural land by non- Egyptians. In 1974, Law No. 43 on “Investment of Arab and Foreign Capital and the Freezone”[2] established that companies created under this Law are permitted to own urban land, but in 1976, Law No. 81 forbided, with certain exceptions 20 , the acquisition by foreigners of urban land wheter it is vacant or wheter it as been upon.


id: ejif-5765
author: Lanzara, Federica
title: Islamic finance and Sustainable Development Goals. A bibliometric analysis from 2000 to 2021
date: 2021
pages: 19
extension: .pdf
mime: application/pdf
words: 11098
sentence: 641
flesch: 46
cache: cache/ejif-5765.pdf
txt: txt/ejif-5765.txt
summary:
  (Azman e Ali 2019) assume that there is a growing interest of Islamic social finance towards Social Impact Measurement. «Bibliometric Analysis of Islamic Finance».


id: ejif-3983
author: Hamza, Osama
date: 2020
pages: 8
extension: .pdf
mime: application/pdf
words: 3844
sentence: 200
flesch: 53
cache: cache/ejif-3983.pdf
txt: txt/ejif-3983.txt
title:
  Smart Sukuk Structure from Sharia Perspective and Financing Benefits: Proposed Application of Smart Sukuk through Blockchain Technology in Islamic Banks within Turkey

summary:
  The world first innovation in smart Sukuk introduced by blossom finance, the facility endeavored to change the conventional ways of Sukuk issuance using the Blockchain. Source: Bloomberg In general, the figures indicate to an increase in the rate of issuance Sukuk in Turkey that is amounted TRY 37,189 Billion in 2017 and TRY 68,457 Billion in 2018, which means the Increase by more than 64% in one year as illustrated in Chart 3B. Chart 3B: DOMESTIC TURKISH LIRA SUKUK ISSUED VALUME (MILLION TRY 2010-2018)


id: ejif-6257
author: Calandra, Davide; Marseglia, Roberto; Vaccaro, Vincenzo; Chmet, Federico
title: Mapping Islamic finance and new technologies: research and managerial perspectives
date: 2022
pages: 9
extension: .pdf
mime: application/pdf
words: 6066
sentence: 347
flesch: 47
cache: cache/ejif-6257.pdf
txt: txt/ejif-6257.txt
summary:
  There is currently no unified mapping in the literature despite numerous research studies. The field of Islamic finance is not exempt from radical changes and is gaining increasing attention from academics and practitioners.


id: ejif-4242
author: Iannaci, Daniel; Gideon Mekonnen, Jonathan
title: Islamic finance and social finance, an opportunity for social enterprises
date: 2020
pages: 12
extension: .pdf
mime: application/pdf
words: 6967
sentence: 301
flesch: 51
cache: cache/ejif-4242.pdf
txt: txt/ejif-4242.txt
summary:
  Paper Title (use style: paper title) http://www.ojs.unito.it/index.php/EJIF ISSN 2421-2172 1 Islamic finance and social finance, an opportunity for social enterprises Abstract— Social enterprises are defined as the real engine of social innovation because they have in their veins the objective of creating social impact and they are the companies with the best structure in the panorama of the third sector. Keywords- Islamic finance; social finance; social enterprises; social impact; accounting I. INTRODUCTION Islamic religion calls for a comprehensive development of an economy and puts emphasis on social welfare and urges for maintaining social justice, equity, and poverty alleviation


id: ejif-3845
author: MNIF, Emna; JARBOUI, Anis
title: Islamic view towards Bitcoin
date: 2020
pages: 9
extension: .pdf
mime: application/pdf
words: 5282
sentence: 278
flesch: 53
cache: cache/ejif-3845.pdf
txt: txt/ejif-3845.txt
summary:
  The obtained measures of Twitter sentiment (TWM) are averaged in each day. More optimistically, others have argued for predictive models based on search query data (Varian and Hal, 2015) and social media sentiments data (Ruths et al., 2014) and (Asur, 2010).


id: ejif-2832
author: Satar, Norizan; Kassim, Salina
title: Issues and Challenges in Financing the Poor: Lessons Learned from Islamic Microfinance Institutions
date: 2020
pages: 8
extension: .pdf
mime: application/pdf
words: 5957
sentence: 300
flesch: 48
cache: cache/ejif-2832.pdf
txt: txt/ejif-2832.txt
summary:
  People who live closer to BMT will have easier access to financing since it will reduce the cost of monitoring because it does not require BMT staff to take public transportation that would acquire a cost. According to the research conducted by Universitas Islam Indonesia, majority of BMT administrators lack knowledge and experience in managing Islamic finance institution, therefore in practice, BMT often deviate from Islamic principles and cannot be efficient in business management.


id: ejif-3073
author: SALVI, ANTONIO; ZITO, MARIANNA; CARAGNANO, ALESSANDRA
title: Does it pay to be Shariah-compliant? Evidence from the European stock market
date: 2019
pages: 6
extension: .pdf
mime: application/pdf
words: 3782
sentence: 144
flesch: 41
cache: cache/ejif-3073.pdf
txt: txt/ejif-3073.txt
summary:
  In particular, during the recent recession, Shariah-compliant companies obtained better periodical stock market returns and even in the event of negative returns, losses posted by these companies were lower than those of conventional companies. TABLE I. COMPARISON BETWEEN SHARIAH-COMPLIANT AND CONVENTIONAL STOCK RETURNS ON A SECTOR-LEVEL


id: ejif-4633
author: Mahmood, Humera Tariq
title: Impact of Islamic Microfinance on Borrower’s Income in Pakistan- A Case Study of Akhuwat
date: 2020
pages: 10
extension: .pdf
mime: application/pdf
words: 6736
sentence: 407
flesch: 53
cache: cache/ejif-4633.pdf
txt: txt/ejif-4633.txt
summary:
  Akhuwat borrowers form the target for the case study. Akhuwat borrowers are so satisfied with Akhuwat services that they are also willing to becoming volunteers.


id: ejif-3260
author: Biancone, Paolo Pietro; Secinaro, Silvana; Kamal, Mohamad
title: Crowdfunding and Fintech: business model sharia compliant
date: 2019
pages: 10
extension: .pdf
mime: application/pdf
words: 8262
sentence: 338
flesch: 46
cache: cache/ejif-3260.pdf
txt: txt/ejif-3260.txt
summary:
  The general regulations are the same for both conventional and Shari’a compliant financing based crowdfunding platforms. In fact, equity crowdfunding platforms allow retail investors to access private equity investments, typically start-ups or early- stage companies.


id: ejif-2811
author: Hamed, Mustafa Mahmoud
date: 2018
pages: 5
extension: .pdf
mime: application/pdf
words: 3290
sentence: 147
flesch: 52
cache: cache/ejif-2811.pdf
txt: txt/ejif-2811.txt
title:
  A qualitative framework to learn from Failures: reducing risks and developing effective financial policies

summary:
  Keywords- financial policy disasters; policy failure; policy learning; policy improvement; policy risks. Policy failures can also cause electoral and reputational damage to governments, and even lead to the downfall of public officials, politicians, governments and regimes


id: ejif-4433
author: Javaria, Kiran; Masood, Omar
date: 2020
pages: 14
extension: .pdf
mime: application/pdf
words: 7592
sentence: 415
flesch: 46
cache: cache/ejif-4433.pdf
txt: txt/ejif-4433.txt
title:
  Why Islamic Banks are not Competitive in Islamic Country: An Empirical Evidence from Pakistan Islamic Banking Sector

summary:
  Data collected from the senior manager of Islamic banks revealed that quick ratio is an unimportant factor of Pakistan Islamic banks. Data collected from the senior manager of Islamic banks revealed that asset composition ratio is an important factor of Pakistan Islamic banks.


id: ejif-4560
author: Campra, Maura; Brescia, Valerio; Jafari-Sadeghi, Vahid; Calandra, Davide
title: Islamic countries and Maqasid al-Shariah towards the circular economy. The Dubai case study.
date: 2021
pages: 10
extension: .pdf
mime: application/pdf
words: 7359
sentence: 366
flesch: 49
cache: cache/ejif-4560.pdf
txt: txt/ejif-4560.txt
summary:
  [41] L. Cong, F. Zhao, e J. W. Sutherland, «Integration of dismantling operations into a value recovery plan for circular economy», Journal of cleaner production, vol. 149, pagg. Many SDGs are oriented towards a type of circular economy designed to regenerate itself [10]–[12].


id: ejif-3074
author: Papa, Massimo; Petrucciano, Francesco
title: Development and perspectives of ethical finance in Iran
date: 2019
pages: 6
extension: .pdf
mime: application/pdf
words: 3339
sentence: 100
flesch: 36
cache: cache/ejif-3074.pdf
txt: txt/ejif-3074.txt
summary:
  [7] ABDOLMOHAMMADI P., CAMA G., L’Iran contemporaneo, 2015, Milano, Mondadori Università [8] WHEFNER W.R., Islamic Law and Society in the Modern World, 2011, Bloomington, Indiana University Press EJIF – European Journal of Islamic Finance Editorial Team Editor in Chief Prof. Paolo Pietro Biancone, University of Turin, Italy Editorial Board Prof. Dian Masyita, University of Padjadjaran, Indonesia Prof. Abdulazeem Abozaid, Qatar Faculty of Islamic Studies, Qatar Prof. Ahmad Aref Almazari, King Saud University, Saudi Arabia Prof. Marco Meneguzzo, Università degli Studi di Roma Tor Vergata, Italy Prof. Nidal A. Alsayyed, Inayah Islamic Finance Research Institute, USA Prof. Roberta Aluffi, University of Turin, Italy Prof. Ghassen Bouslama, NEOMA Business School, Campus de Reims, France Prof. Nazam Dzolkarnaini, Salford University, UK Prof. Kabir Hassan, University of New Orleans, USA Prof. Khaled Hussainey, University of Plymouth, UK Prof. Rifki Ismal, University of Indonesia Prof. Tariqullah Khan, Hamad bin Khalifa University, Qatar Prof. Ali Khorshid, ICMA Centre Reading University, UK Prof. Amir Kia, Utah Valley University, USA Prof. Laurent Marliere, Université Paris-Dauphine, France Prof. Federica Miglietta, University of Bari, Italy Prof. Hakim Ben Othman, University of Tunis, Tunisia Prof. Mohamed Ramady, King Fahd University of Petroleum and Minerals, Saudi Arabia Prof. Mamunur Rashid, Nottingham University, Malaysia Prof. Younes Soualhi, International Islamic University, Malaysia Prof. Laurent Weill, University of Strasbourg, France http://www.ojs.unito.it/index.php/EJIF ISSN 2421-2172 1 Development and perspectives of ethical finance in Iran Massimo Papa and Francesco Petrucciano Centro Interdisciplinare per gli Studi sul Mondo Islamico “Francesco Castro” (CISMI), University of Rome Tor Vergata , massimo.papa@uniroma2.it Centro Interdisciplinare per gli Studi sul Mondo Islamico “Francesco Castro” (CISMI), University of Rome Tor Vergata , francesco.petrucciano@alumni.uniroma2.eu Abstract— Iran has a rich and old tradition of ethical finance and economics.


id: ejif-5323
author: Creta, Fabio; Mazaj, Jelena
date: 2021
pages: 14
extension: .pdf
mime: application/pdf
words: 8267
sentence: 612
flesch: 57
cache: cache/ejif-5323.pdf
txt: txt/ejif-5323.txt
title:
  Can FinTech Progress the Real Estate Sector? The Disruptive Role of Crowdfunding & Blockchain: A Systematic Literature Review

summary:
  In particular, the world of real estate crowdfunding is a subset of crowdinvesting that allows widespread investors to participate in financing a real estate project in a residential or commercial environment in exchange for a return on capital. In crowdfunding, particularly in real estate crowdfunding, one of the dominant trends will certainly be the opportunity to use new blockchain technologies in the service of data collection; the use of blockchain technology not only optimises sale transactions because it effectively records the financial history of a property but also ensures greater stability to the market and effectively eliminates intermediaries.


id: ejif-6025
author: Nidyanti, Adelia; Siswantoro, Dodik
date: 2022
pages: 7
extension: .pdf
mime: application/pdf
words: 6249
sentence: 364
flesch: 58
cache: cache/ejif-6025.pdf
txt: txt/ejif-6025.txt
title:
  Shariah Compliance Level of Islamic Banks in Asia and Its Implications on Financial Performance and Market Share

summary:
  Sharia compliance levels Achieved degree of compliance Rating Interpretation ≥80% SSS High Sharia compliance 50%–80% S+ Satisfactory Sharia compliance FDR (Financing to Deposit Ratio); MS (Market Share); SC (The value of Sharia compliance level ) Source: Authors’ elaboration The value of each variable in Table 2 shows the effectiveness of the investment management (ROA) and capital (ROE) conducted by an IB, the amount of profitability of IBs (OER), the quality of financing provided by IBs (NPF), the amount of IB funds used for financing (CTD), IB capital adequacy (CAR), and the amount of financing provided for deposits received by the banks (FDR).


id: ejif-3735
author: Kustiningsih, Nanik; Atmadja, Soesilowati Soema; Shah, Syed Alamdar Ali
title: Demystifying the Theoretical Framework of Research in Islamic Finance: A Review of Literature
date: 2019
pages: 9
extension: .pdf
mime: application/pdf
words: 4927
sentence: 307
flesch: 47
cache: cache/ejif-3735.pdf
txt: txt/ejif-3735.txt
summary:
  Hence, it will be very crucial to gauge the progress of Islamic finance research in this era which will also help identify what factors have caused success to Islamic finance in various parts of the world, and who have benefitted from it to heal; who to heal and develop; and who to develop straight away. This research takes insights into the research on Islamic finance before and after the occurrence of financial crisis to rediscover its linkages with Islamic socialism and capitalism across international boundaries to establish grounds of Islamic finance theoretical framework.


id: ejif-4195
author: Fiorani, Gloria; Litardi, Irene
date: 2020
pages: 7
extension: .pdf
mime: application/pdf
words: 5387
sentence: 174
flesch: 36
cache: cache/ejif-4195.pdf
txt: txt/ejif-4195.txt
title:
  When the civic-participation play a crucial role on urban sustainability. The case study of the University of Rome “Tor Vergata” and the project “A playground for Aurora”

summary:
  226-51. EJIF – European Journal of Islamic Finance Editorial Team Editor in Chief Prof. Paolo Pietro Biancone, University of Turin, Italy Editorial Board Prof. Dian Masyita, University of Padjadjaran, Indonesia Prof. Abdulazeem Abozaid, Qatar Faculty of Islamic Studies, Qatar Prof. Ahmad Aref Almazari, King Saud University, Saudi Arabia Prof. Marco Meneguzzo, Università degli Studi di Roma Tor Vergata, Italy Prof. Buerhan Saiti, Istanbul Sabahattin Zaim University, Turkey Prof. Nidal A. Alsayyed, Inayah Islamic Finance Research Institute, USA Prof. Roberta Aluffi, University of Turin, Italy Prof. Ghassen Bouslama, NEOMA Business School, Campus de Reims, France Prof. Nazam Dzolkarnaini, Salford University, UK Prof. Kabir Hassan, University of New Orleans, USA Prof. Khaled Hussainey, University of Plymouth, UK Prof. Rifki Ismal, University of Indonesia Prof. Tariqullah Khan, Hamad bin Khalifa University, Qatar Prof. Ali Khorshid, ICMA Centre Reading University, UK Prof. Amir Kia, Utah Valley University, USA Prof. Laurent Marliere, Université Paris-Dauphine, France Prof. Federica Miglietta, University of Bari, Italy Prof. Hakim Ben Othman, University of Tunis, Tunisia Prof. Mohamed Ramady, King Fahd University of Petroleum and Minerals, Saudi Arabia Prof. Mamunur Rashid, Nottingham University, Malaysia Prof. Younes Soualhi, International Islamic University, Malaysia Prof. Laurent Weill, University of Strasbourg, France The research goals are: to develop a conceptual framework on the role of education at University level in promoting sustainability, according to the Third Mission approach, and to define the role of high Education in Urban Sustainability.


id: ejif-6202
author: Katterbauer, Klemens; Moschetta, Philippe
title: A deep learning approach to risk management modeling for Islamic microfinance
date: 2022
pages: 9
extension: .pdf
mime: application/pdf
words: 6076
sentence: 308
flesch: 42
cache: cache/ejif-6202.pdf
txt: txt/ejif-6202.txt
summary:
  CONCLUSION We have presented in this paper a novel AI-driven approach to financial risk management for Islamic microfinancing. Hence, a stronger focus on social parameters, such as charity contributions and faith may be key parameters to enhance microfinance efficiency and overcome the challenges of conventional risk management models.


id: ejif-4479
author: MNIF, Emna; JARBOUI, Anis
title: Impact of COVID19 on the Islamic cryptocurrencies
date: 2020
pages: 6
extension: .pdf
mime: application/pdf
words: 2750
sentence: 167
flesch: 57
cache: cache/ejif-4479.pdf
txt: txt/ejif-4479.txt
summary:
  The implications of our study are important for cryptocurrency market main players to understand and predict the behaviour of Islamic cryptocurrency returns during epidemic diseases. The sample consists of three types of Islamic cryptocurrency namely X8X 29 from 06 August 2018 to 24 March 2020 and the OneGram from 22 January 2019 to 23 February 2020 to and the Hellogold from 12 October 2017 to 24 March 2020, extracted in daily frequency according to their availability.


id: ejif-3831
author: Alam, Md. Tanvir
date: 2020
pages: 9
extension: .pdf
mime: application/pdf
words: 4538
sentence: 188
flesch: 47
cache: cache/ejif-3831.pdf
txt: txt/ejif-3831.txt
title:
  A Comparative Study of CSR Practices of Islami Shariah Based PCBs and Conventional PCBs in Bangladesh

summary:
  CSR expenditure of Mercantile bank Limited from 2015- 2018(figure in million TK) Year Sector 2015 2016 2017 2018 Total Disaster Management 17.30 33.70 80.91 74.40 206.31 Education 16.90 17.60 63.70 22.80 121.02 Health 49.20 10.90 11.44 10.10 81.64 Social Development -- -- -- -- -- Arts, Sports & Culture 7.30 2.70 2.60 8.50 21.1 Environment -- -- -- -- -- Others 2.60 2.00 27.60 6.50 38.7 Total 93.30 66.90 186.25 122.30 468.75 Table 8: Preferred CSR areas on basis of expenditure (largest to smallest): Disaster management, Education, Health, Others, Arts-Sports & culture. METHODOLOGY This study intends to find out the trends and preferences for CSR expenditure of both Conventional private commercial banks and Islami Shariah based private commercial banks.


id: ejif-6108
author: Hasan, ZULFIKAR
date: 2021
pages: 9
extension: .pdf
mime: application/pdf
words: 6025
sentence: 310
flesch: 54
cache: cache/ejif-6108.pdf
txt: txt/ejif-6108.txt
title:
  Analysis of Factors Affecting Community Interest in Bengkalis Regency Riau Province Indonesia in Using Sharia Banking

summary:
  Islamic financial institutions remain stable and provide benefits, comfort, and security for their shareholders, securities holders, financing customers, and customers depositing funds in Islamic banks Besides needing to see what factors increase the Bengkalis community to accomplish at Islamic bank. TABLE 1.


id: ejif-4036
author: Ahmed, Mohammed Ibrahim
title: THE PROGRESS TO ALLOW FULLY FLEDGED INTEREST FREE BANKING BUSINESS IN ETHIOPIA
date: 2019
pages: 10
extension: .pdf
mime: application/pdf
words: 6721
sentence: 269
flesch: 46
cache: cache/ejif-4036.pdf
txt: txt/ejif-4036.txt
summary:
  The 1stway is, it allowed establishing new FFIFBB; the 2ndway is, it allowed converting existing conventional banks to FFIFBB; the 3rdway is, it gives permission for conventional banks to participate on IFBB through opening windows exclusively reserved for the same. EJIF – European Journal of Islamic Finance No 14, December (2019) http://www.ojs.unito.it/index.php/EJIF ISSN 2421-2172 4 conventional banks to FFIFBB; and the 3rd way is for conventional banks to participate on IFBB through opening windows exclusively reserved for the same.


id: ejif-5848
author: MABROUK, Abdellatif; FARAH, Lamyaa
title: Liquidity Risk Management in the Islamic Banking: Portfolio of Ijara and Murabaha
date: 2021
pages: 12
extension: .pdf
mime: application/pdf
words: 6662
sentence: 350
flesch: 60
cache: cache/ejif-5848.pdf
txt: txt/ejif-5848.txt
summary:
  The objective of this study is to show that holding an optimal level of liquidity is necessary for Islamic banks to minimize the liquidity risk. Islamic banks are exposed to liquidity risk in a context of structural weaknesses in their financial system that weighs on their solvency and liquidity


id: ejif-4937
author: Hamed, Mustafa Mahmoud
date: 2020
pages: 10
extension: .pdf
mime: application/pdf
words: 7618
sentence: 341
flesch: 46
cache: cache/ejif-4937.pdf
txt: txt/ejif-4937.txt
title:
  The Role of Islamic Social Finance in Mitigating Humanitarian Crises: A Multi-Range Strategy to Mitigate COVID-19 Impacts

summary:
  This paper reviews the conceptual definitions of Islamic social finance, and its various instruments. The results indicate that the multi-range strategy of Islamic social finance providing an innovative way which can helps governments and policy makers for manage the crisis during and after the COVID-19 pandemic Keywords; humanitarian crises; COVID-19 impacts; Islamic social finance; Islamic social finance tools I. INTRODUCTION Since the last five decades, the world has testify a dramatic increase in humanitarian crises as a result of wars, natural disasters, Epidemic outbreaks, poverty, human right abuses, among others.


id: ejif-4441
author: Gamba, Valter; De Filippis, Eros; Tibiletti, Veronica
title: Benchmarking of the tax situation of Islamic financial instruments
date: 2021
pages: 8
extension: .pdf
mime: application/pdf
words: 6104
sentence: 180
flesch: 37
cache: cache/ejif-4441.pdf
txt: txt/ejif-4441.txt
summary:
  Paper Title (use style: paper title) http://www.ojs.unito.it/index.php/EJIF ISSN 2421-2172 DOI: 10.13135/2421-2172/4441 1 Benchmarking of the tax situation of Islamic financial instruments (*) University of Turin, Italy – valter.gamba@unito.it (**) University of Turin, Italy – eros.defilippis@unito.it (***) University of Parma – veronica.tibiletti@unipr.it Abstract— The ever-increasing trend of Islamic finance has prompted many European countries to implement very different solutions to meet the needs arising; in particular, the regulatory systems have been implemented with legislative measures, or rather, Financial Administration has introduced interpretations so as to regulate the tax burden on Islamic financial instruments. The contribution is addressed to the analysis of the current Italian legislation namely to the investigation of the tax effects generated by Islamic financial instruments on the different players by comparing with other countries such as the United Kingdom and France, whose experience in this regard has proved to be important to achieve an accurate understanding of the evolution of the rules governing such instruments.


id: ejif-5896
author: Muhammad, Helmi; Sari, Niki Puspita; Nafisa, Adita
title: Performances of Sharia Mutual Funds in Indonesia: Empirical Evidence from a Developing Economy
date: 2021
pages: 8
extension: .pdf
mime: application/pdf
words: 5682
sentence: 423
flesch: 56
cache: cache/ejif-5896.pdf
txt: txt/ejif-5896.txt
summary:
  They can also adopt the screening criteria applied in Sharia mutual funds investment so that they can improve the performance Sharia mutual funds during the bearish trend market The basic principle or Sharia mutual fund investment relies on its compliance to Islamic financial system accepted by the world as a unique, ethical, and universal system


id: ejif-6502
author: Sya'bani, Muhammad Jihad Rusnanda; Fathoni, Muhammad Anwar
title: The Impact of Macroeconomic and Fundamental Ratios Against Sharia Stock Returns at JII
date: 2022
pages: 8
extension: .pdf
mime: application/pdf
words: 5972
sentence: 323
flesch: 56
cache: cache/ejif-6502.pdf
txt: txt/ejif-6502.txt
summary:
  Inflation significantly affects Islamic stock returns because, with high inflation rates, there is a tendency for low return values and vice versa. Meanwhile, this study partially found mixed results, including inflation and ROA having a significant effect on Islamic stock returns.


id: ejif-5985
author: As-Salafiyah, Aisyah; Huda, Nurul; Sakinah, Sakinah
title: Cryptocurrency in Indonesia: A Sentiment Analysis
date: 2023
pages: 8
extension: .pdf
mime: application/pdf
words: 4746
sentence: 246
flesch: 45
cache: cache/ejif-5985.pdf
txt: txt/ejif-5985.txt
summary:
  Research on cryptocurrency sentiment is mainly done with a focus on price changes. The urgency of discussing cryptocurrency sentiment in Indonesia is because many Indonesian people can achieve a demographic bonus, so many people of productive age will make more financial transactions and investments.


id: ejif-4227
author: Radwan, Maha; DRISSI, SALMA
date: 2020
pages: 12
extension: .pdf
mime: application/pdf
words: 9585
sentence: 396
flesch: 49
cache: cache/ejif-4227.pdf
txt: txt/ejif-4227.txt
title:
  ANALYSIS OF THE TRANSMISSION ASYMMETRY OF MONETARY POLICY IN A DUAL BANKING SYSTEM: ECONOMETRIC MODELLING (CASE OF TURKEY)

summary:
  Now it is time to identify the long-term and short-term relationship between bank rates captured by both the interest rate for conventional banks and the financing rate for Islamic banks as well as the investment tool. The history of the Islamic banking in Turkey started more precisely in 1983 when, in order to attract more capital from the Middle East, the government created a new legal framework allowing Islamic banks to operate in the country side by side with conventional banks [18].


id: ejif-7178
author: aboul-dahab, karim mohamed
title: The contribution of the Islamic and Social banks to the concept of sustainable development
date: 2023
pages: 13
extension: .pdf
mime: application/pdf
words: 7542
sentence: 352
flesch: 40
cache: cache/ejif-7178.pdf
txt: txt/ejif-7178.txt
summary:
  The assets of Islamic banks were 213.423 billion in 2015; however, by 2018, they had grown to 306.121 billion. In Indonesia, the market proportion of Islamic banks increased from 0.25% in 2001 to 3.98% in 2011, 4.86% in 2015, and 5.74% in 2017.


id: ejif-6260
author: Zucchelli, Davidia
title: Recent trend of deposits in Islamic banks
date: 2022
pages: 9
extension: .pdf
mime: application/pdf
words: 7578
sentence: 341
flesch: 48
cache: cache/ejif-6260.pdf
txt: txt/ejif-6260.txt
summary:
  PERFORMANCE OF DEPOSITS IN ISLAMIC BANKS The analysis of data referring to Islamic banks - as highlighted by numerous scholars, as in particular I. Warde (2000) [12] with regards to Pakistan, it is observed that any changes in the rate of interest or in the rate of profit of Islamic bank significantly affect the level of deposit in conventional as well as that of Islamic banks.


id: ejif-7108
author: Siddiqui, Saif; Sumbul
title: GMM dependency model for Shariah and underlying indices of India during Covid-19 period
date: 2023
pages: 10
extension: .pdf
mime: application/pdf
words: 5536
sentence: 306
flesch: 55
cache: cache/ejif-7108.pdf
txt: txt/ejif-7108.txt
summary:
  This work represents a significant advancement in creating optimal portfolios that include assets from Shariah indexes. During Covid-19, Shariah indexes show lesser volatility as compared to the underlying indices, which means they are a better investment as compared to conventional indices.


id: ejif-6816
author: Abozaid, Abdulazeem; Khateeb, Saqib Hafiz
title: A Critical Shariah and Maqasid Appraisal of Islamic Credit Cards
date: 2022
pages: 7
extension: .pdf
mime: application/pdf
words: 6432
sentence: 271
flesch: 52
cache: cache/ejif-6816.pdf
txt: txt/ejif-6816.txt
summary:
  Abstract - Islamic banks and financial institutions have recently started issuing Islamic credit cards as substitutes for conventional credit cards after the Shariah scholars, due to the Riba involved, unanimously deemed the traditional credit cards unlawful. However, Islamic credit cards have different structures; some have been structured based on Eina or Tawarruq sales even though these two types of deals were ruled unlawful by the Fiqh academies.


id: ejif-7221
author: Zulfikri, Zulfikri; Kassim, Salina; Abdullah Othman, Anwar Hassan
title: A Conceptual Framework of the Blockchain Technology Adoption for Zakat Institution in Indonesia
date: 2023
pages: 8
extension: .pdf
mime: application/pdf
words: 4714
sentence: 265
flesch: 41
cache: cache/ejif-7221.pdf
txt: txt/ejif-7221.txt
summary:
  Conclusion, implications, and future research The purpose of this paper is to propose a research model of blockchain technology acceptance for the Zakat institution. Abstract The adoption of blockchain technologies necessitates the consideration of a wide range of factors far beyond the technology focus of most current research.


id: ejif-7429
author: Gunduz, Cemil; Calandra, Davide; Biancone, Paolo
title: Halal tourism: a web content analysis in Italy
date: 2023
pages: 10
extension: .pdf
mime: application/pdf
words: 5720
sentence: 361
flesch: 51
cache: cache/ejif-7429.pdf
txt: txt/ejif-7429.txt
summary:
  Due to the increase in the Muslim population and per capita income worldwide, halal tourism and Islamic finance sectors have caught a rapid development trend in recent years. The study's main purpose is to give preliminary information about the halal products and services offered in Italy, one of the most preferred countries by Muslim tourists, to reveal the current situation of halal concept hotels and the evaluations for the future of halal tourism in Italy.


id: ejif-6800
author: Rahmani, Ataollah; Avdukic, Alija
title: A Maqasid-ul-Shari’ah Analysis of the Permissible Futures Trading in Islamic Financial Markets
date: 2022
pages: 13
extension: .pdf
mime: application/pdf
words: 13501
sentence: 869
flesch: 54
cache: cache/ejif-6800.pdf
txt: txt/ejif-6800.txt
summary:
  Seen from the angle of Maqasid-ul- Shari’ah, therefore, Islamic futures can be reconceptualised and transformed into financial instruments that can truly serve the purpose, i.e., hedging financial risks. “Islamic futures and their markets: with special reference to their role in developing rural financial market”, Occasional Papers, paper 33, Islamic Research and Training Institute, Islamic Development Bank, 1st ed.


id: ejif-4914
author: Abbas, Ahmad; Frihatni, Andi Ayu
date: 2020
pages: 8
extension: .pdf
mime: application/pdf
words: 5925
sentence: 356
flesch: 57
cache: cache/ejif-4914.pdf
txt: txt/ejif-4914.txt
title:
  The Social Role of Islamic Banks in Indonesia during the Pandemic of COVID-19: Reflection of Market Share

summary:
  [25] Fredrick Onyango Ogola, “Market share as an indicator for corporate social responsibility (CSR) spending: The study of Coca Cola’s market,” AFRICAN J. Bus. [29] P. C. Godfrey, C. B. Merrill, and J. M. Hansen, “The relationship between corporate social responsibility and shareholder value: An empirical test of the risk management hypothesis,” Strateg.


id: ejif-4581
author: Alam, Md. Tanvir
date: 2020
pages: 6
extension: .pdf
mime: application/pdf
words: 4063
sentence: 196
flesch: 46
cache: cache/ejif-4581.pdf
txt: txt/ejif-4581.txt
title:
  Role of Islamic Finance during COVID-19: A Study on Practical Implication of Zakat as Short Term Emergency Support System

summary:
  New emerging vulnerable group due to COVID- 19 received more Zakat, as Zakat giver considered it as a factor to select Zakat recipients. Analysis of Zakat Giver 0 5 10 15 20 25 30 35 1-2 Person 3-5 Person 6-10 Person 11-20 Person Zakat Giver ` Graph 1: Number of Zakat recipients by Giver


id: ejif-7321
author: Hilmy, Hayathu Mohamed Ahamed; Sajith, S.A.; Ilma, M.A.F.
title: Awareness of Islamic financial institutions among non-Muslims in the Ampara district of Sri Lanka
date: 2023
pages: 12
extension: .pdf
mime: application/pdf
words: 5296
sentence: 266
flesch: 49
cache: cache/ejif-7321.pdf
txt: txt/ejif-7321.txt
summary:
  Therefore, this research aims to determine the awareness level of non-Muslims of Ampara district in Sri Lanka about Islamic financial institutions and identify whether they realize the existing difference between Islamic financial institutions and conventional financial institutions in Sri Lanka. According to the findings, even if non-Muslims are as aware of Islamic financial institutions as conventional financial institutions, their engagement level in Islamic financial institutions is very low.


id: ejif-7162
author: Kadi, Sanaa
title: Islamic Finance in Finland: Perceptions of the Muslim Minority about Riba and Islamic Banking
date: 2023
pages: 17
extension: .pdf
mime: application/pdf
words: 10203
sentence: 524
flesch: 50
cache: cache/ejif-7162.pdf
txt: txt/ejif-7162.txt
summary:
  For example, we are interested in whether the Muslim community in Finland is interested in using Islamic financial products if they were accessible, and whether they will become customers of Islamic financial institutions if they are established in Finland. Keywords: Interest; Riba; Islamic banks; Islamic finance in Finland; Housing and Muslims in Finland; financial inclusion European Journal of Islamic Finance - ISSN: 2421-2172 DOI: 10.13135/2421-2172/7162 Published by University of Turin https://www.ojs.unito.it/index.php/EJIF/index EJIF content is licensed under a Creative Commons Attribution 4.0 International License 45 1.


id: ejif-6714
author: Nugroho, Lucky; Miglietta, Federica; Nugraha, Erik; Soekapdjo, Soeharjoto
title: The Determinants Factors of Islamic Bank Profitability (Indonesia Empirical Cases)
date: 2022
pages: 9
extension: .pdf
mime: application/pdf
words: 7035
sentence: 408
flesch: 57
cache: cache/ejif-6714.pdf
txt: txt/ejif-6714.txt
summary:
  § Does the portion of micro and small business sector financing (Micro and Small Segment Financing-MSF) affect ROA?; § Does the promotion (Promotion Cost Ratio-PCR) of Islamic banks affect ROA?; § Does the quality of Islamic bank financing (Non- Performing Financing-NPF) affect ROA?; § Does the productivity of Islamic bank employees (Labor Cost Ratio-LCR) affect ROA?. The type of income from Islamic bank financing depends on the financing contracts distributed by Islamic banks.


id: ejif-6585
author: Cherqaoui, Sara
title: Unlocking Islamic Finance and Entrepreneurship with Innovative Solutions
date: 2022
pages: 8
extension: .pdf
mime: application/pdf
words: 6856
sentence: 379
flesch: 46
cache: cache/ejif-6585.pdf
txt: txt/ejif-6585.txt
summary:
  Abstract - This paper aims to examine the role of Islamic finance and technology in unlocking the potential of MSMEs. In recent years Islamic finance has enjoyed rapid growth, but several challenges remain.


id: ejif-6628
author: Kadi, Sanaa
title: Research Methods for Islamic Banking and Finance Law: Interdisciplinary Research Method
date: 2022
pages: 8
extension: .pdf
mime: application/pdf
words: 7633
sentence: 263
flesch: 34
cache: cache/ejif-6628.pdf
txt: txt/ejif-6628.txt
summary:
  Moreover, in 2022, Salami, Tanrivermiş, and Abubakar[2] recognize four categories of stakeholders in their research on the methodology of Islamic finance: the first category is classified as Islamic scholars having a relative understanding of Islamic finance from the Quran, Hadith, and other Islamic sources, including Islamic jurisprudence (Fiqh); the second group of stakeholders identified in Islamic finance research is scholars acquainted with research methodologies, and they are frequently researchers; the third group recognized is the market investors and persons seeking Islamic finance research outcomes to make the right investment choices. It presents a theoretical model that explains the complexity of the field of Islamic banking and finance, provides legal scholars with a brief analysis of the various issues and challenges that may arise while researching Islamic banking and finance law, and offers different possibilities and solutions to progress and supply high-quality research into Islamic finance.


id: ejif-6167
author: Papa, Claudia; Rossi, Noemi
title: Smart Cities and Sustainable Finance: The Islamic Perspective
date: 2022
pages: 9
extension: .pdf
mime: application/pdf
words: 8405
sentence: 323
flesch: 35
cache: cache/ejif-6167.pdf
txt: txt/ejif-6167.txt
summary:
  City leaders face challenges in enacting changes in balancing the needs of citizens, government, businesses, NGOs, and others: smart city development requires a strategic, long-term vision to create inclusive, fully integrated and synergistic systems. Moreover, the following analysis has been carried out by combining the concept of sustainable and innovative cities with the Islamic objectives (Maqasid al -Sharīʿa) to define a holistic model of sustainable cities based on an integrated and ethical approach to urban management financed by sustainable and Islamic financial instruments.1 Based on Maqasid al -Sharīʿa


id: ejif-5465
author: Prandi, Stefano Giovanni; Colecchia, Daniele
title: Pricing of Islamic Banking and Conventional Banking: An Empirical Study
date: 2021
pages: 14
extension: .pdf
mime: application/pdf
words: 6094
sentence: 313
flesch: 59
cache: cache/ejif-5465.pdf
txt: txt/ejif-5465.txt
summary:
  Emerging markets represent an important growth opportunity for Islamic banks. Unlike conventional banks, Islamic banks should not charge any interest – rather, they should operate according to a profit–loss sharing (PLS) system.


id: ejif-4926
author: Radwan, Maha; Calandra, Davide; Koumbarakis, Paris; Lanzara, Federica
date: 2020
pages: 6
extension: .pdf
mime: application/pdf
words: 3607
sentence: 250
flesch: 56
cache: cache/ejif-4926.pdf
txt: txt/ejif-4926.txt
title:
  Takaful industry and Blockchain: challenges and opportunities for costs’ reduction in Islamic insurance companies

summary:
  6KDUL¶DK�3ULQFLSOHV�*RYHUQLQJ�7DNDIXO�0RGHOVª��LQ� Takaful Islamic Insurance, John Wiley & Sons, Ltd, 31±45. Third, it FRQFHUQV�LQYHVWPHQWV¶�PHWKRG�RI�SUHPLXPV�ZKLFK� do not respect the Islamic finance rule of riba - the prohibition of interest rate [6], [18].


id: ejif-5489
author: Maharani, Shinta; Rahman, Asmak Ab; Septian, Arif Dwi
date: 2021
pages: 7
extension: .pdf
mime: application/pdf
words: 3579
sentence: 175
flesch: 52
cache: cache/ejif-5489.pdf
txt: txt/ejif-5489.txt
title:
  Customer Satisfaction Analysis of Sharia Services Quality at Surya Mart Ponorogo: (Case Study at Surya Mart Ponorogo Indonesia)

summary:
  The variables of this study used sharia service quality and customer satisfaction composed of six dimensions: (1) compliance with Islamic law, (2) assurance, (3) reliability, (4) tangibility, (5) empathy, and (6) responsiveness, and each dimension has three statement attributes. The third is a 75.2% value for customer satisfaction with the quality of sharia services at Surya Mart Supermarket Ponorogo, Indonesia, under CSI analysis, indicating that customers do feel satisfied enough.


id: ejif-5039
author: Rusydiana, Aam Slamet; Assalafiyah, Aisyah
title: Covid-19 and the Role of Halal Food
date: 2020
pages: 9
extension: .pdf
mime: application/pdf
words: 5470
sentence: 341
flesch: 58
cache: cache/ejif-5039.pdf
txt: txt/ejif-5039.txt
summary:
  The rapid development of halal food research is interesting to research in bibliometric analysis in line with the development of demand for halal food worldwide. A knowledge domain visualization review of thirty years of halal food research: Themes, trends and knowledge structure.


id: ejif-6199
author: Meskovic, Admir; Kozarevic, Emira; Avdukic, Alija
title: Social Performance of Islamic Banks: Theoretical and Practical Insights
date: 2021
pages: 17
extension: .pdf
mime: application/pdf
words: 12092
sentence: 787
flesch: 51
cache: cache/ejif-6199.pdf
txt: txt/ejif-6199.txt
summary:
  1 European Journal of Islamic Finance - ISSN: 2421-2172 DOI: 10.13135/2421-2172/6199 - Published by University of Turin https://www.ojs.unito.it/index.php/EJIF/index EJIFcontent is licensed under a Creative Commons Attribution 4.0 International License Received: 11/05/2021 - Accepted for publication: 16/11/2021 - Published: 30/12/2021 Social Performance of Islamic Banks ˗ Theoretical and Practical Insights Admir Meskovic1, Emira Kozarevic2, Alija Avdukic3 1 University of Sarajevo, School of Economics and Business, Trg Alija Izetbegovic 1, Sarajevo 71000, Bosnia and Herzegovina 2 University of Tuzla, Faculty of Economics, Urfeta Vejzagića 8, Tuzla 75000, Bosnia and Herzegovina 3 University of Dundee, Al-Maktoum College, , 124 Blackness Rd, Dundee DD1 5PE, United Kingdom Contact Author: admir_meskovic@live.com Abstract — This study analyzes the social performance of 40 Islamic banks from 13 countries over the period 2012-2018, aiming to investigate to what extent Islamic banks around the world meet the social goals of the Islamic moral economy.


id: ejif-12489
author: Muhammad, Helmi
date: 2025
pages: 14
extension: .pdf
mime: application/pdf
words: 8621
sentence: 499
flesch: 42
cache: cache/ejif-12489.pdf
txt: txt/ejif-12489.txt
title:
  Exploring Risk Management Practices and Fiqh Muamalat to Improve the Performance of Islamic Microfinance Institutions

summary:
  Abstract The purpose of this study is to explore risk management practices and fiqh muamalat to improve the performance of Islamic microfinance institutions. This study highlights several substantial findings, including the successful implementation of risk management practices at IMFIs.


id: ejif-8706
author: Adebesin, Sulaimon
date: 2024
pages: 15
extension: .pdf
mime: application/pdf
words: 7806
sentence: 360
flesch: 45
cache: cache/ejif-8706.pdf
txt: txt/ejif-8706.txt
title:
  Quantifying the Effect of Interest Rate on Islamic Banks Financing in the United Kingdom: Quantifying the Effect of Interest Rate on Islamic Banks Financing

summary:
  But contrary to this line of thought, Saeed et al. (2023) found evidence that Islamic bank rates in Malaysia positively adjust to changes in conventional bank rates to avoid withdrawal risk of investment deposits by profit-driven depositors who find Islamic investment deposits and conventional fixed deposits as substitutes. Dependency of Islamic bank rates on conventional rates in a dual banking system: A trade-off between religious and economic fundamentals.


id: ejif-4942
author: Kamal, Mohamad Kamal
title: The synergistic relationship between crowdfunding and corporate social responsibility: A case study
date: 2020
pages: 7
extension: .pdf
mime: application/pdf
words: 5878
sentence: 298
flesch: 28
cache: cache/ejif-4942.pdf
txt: txt/ejif-4942.txt
summary:
  This leads to a direct or indirect positive impact on the profitability of the company through increased sales and services or fundraising as part of the financing of social activities for companies. I have distributed them in social activities including 7 categories and environmental activities include 5 categories.


id: ejif-6114
author: Saeed Mohammed, Akhtar Ali; Mansor, Fadillah
date: 2021
pages: 9
extension: .pdf
mime: application/pdf
words: 7030
sentence: 360
flesch: 44
cache: cache/ejif-6114.pdf
txt: txt/ejif-6114.txt
title:
  Role of the Central Bank in implementation of Value-Based Islamic Banking and Reporting in Bahrain – Exploring the challenges

summary:
  Creating awareness of VBIB through Islamic banking conferences and Islamic banks’ CEOs roundtables; • Providing incentives and appreciation to encourage value Islamic based banking; • Developing a set of rules for non-financial indicators and disclosure reports with the association of AAOIFI and IFSB; and • Collaboration with AAOIFI, shariah scholars, and IFSB for the development of guidelines and standards for Shariah boards regarding VBIB. In contrast to the traditional conventional banking system, which favours debt processes, Islamic banks have a distinctive character, giving equivalent weight and priority to their social objectives and profit by focusing on real sector economic activities with a long-term objective rather than short-term risk- taking decisions [5].


id: ejif-8927
author: Kadi, Sanaa
title: The Nexus of Accounting and Dispute Resolution in Islamic Banking and Finance Law
date: 2025
pages: 25
extension: .pdf
mime: application/pdf
words: 15916
sentence: 735
flesch: 30
cache: cache/ejif-8927.pdf
txt: txt/ejif-8927.txt
summary:
  Properly documented and transparent accounting practices can help clarify the nature of the dispute and contribute to finding a fair and efficient resolution in the context of Islamic financial disputes. This study sets out to position Islamic accounting within the broader context of Islamic finance, shedding light on its distinctive principles and practices.


id: ejif-4582
author: Mohamed, Hazik; Mobin, M. Ashraful
title: Debt Forgiveness and Debt Relief for Covid-19 Economic Recovery Financed through GDP-Linked Sukuk
date: 2020
pages: 8
extension: .pdf
mime: application/pdf
words: 5082
sentence: 201
flesch: 53
cache: cache/ejif-4582.pdf
txt: txt/ejif-4582.txt
summary:
  The concept of the debt limit captures the understanding of fiscal fatigue where ―an improvement in a country‘s structural characteristics or economic growth rate raises its debt limit, while the occurrence (or recognition of the possibility) of a negative shock could push an otherwise sustainable debt level to the unsustainable territory‖. They found evidence of fiscal reactions where ―governments face debt limits beyond which debt cannot be rolled-over‖. They used these findings to compute ―fiscal space‖ which is ―defined as the difference between projected debt ratios and debt limits‖, allowing for further increases in public debt without undermining sustainability. Targeted forgiveness of household debt held by borrowers whose loans are most likely to undermine their financial security (i.e. the low-income debtors determined through the DTI value).


id: ejif-6158
author: Khavarinezhad, Sepideh; Biancone, Paolo; Jafari-Sadeghi, Vahid
title: Financing in the Islamic System and Sustainable Economic Development of Selected Islamic Countries
date: 2021
pages: 6
extension: .pdf
mime: application/pdf
words: 5124
sentence: 231
flesch: 40
cache: cache/ejif-6158.pdf
txt: txt/ejif-6158.txt
summary:
  A wide range of Islamic financial institutions is active not only in Islamic countries but also in some European countries [6]. Global banks and Islamic financial institutions can expand around the world


id: ejif-6504
author: Kamdzhalov, Miroslav
title: Evaluation of some key features of Islamic finance in non-Islamic economies: Bulgarian perspective
date: 2022
pages: 9
extension: .pdf
mime: application/pdf
words: 6627
sentence: 345
flesch: 49
cache: cache/ejif-6504.pdf
txt: txt/ejif-6504.txt
summary:
  European Journal of Islamic Finance - ISSN: 2421-2172 DOI: 10.13135/2421-2172/6504 - Published by the University of Turin https://www.ojs.unito.it/index.php/EJIF/index EJIF content is licensed under a Creative Commons Attribution 4.0 International License Received: 31/01/2022 - Accepted for publication: 26/05/2022 - Published: 29/07/2022 9 Evaluation of some key features of Islamic finance in non-Islamic economies: Bulgarian perspective 1 Department of International Economic Relations, University of Economics Varna, Bulgaria Contact Author: kamdzhalov@ue-varna.bg Abstract— In recent years Islamic finance has steadily increased in popularity.


id: ejif-6067
author: Siddiqui, Saif; Rizvi, Ziya Batool
date: 2022
pages: 14
extension: .pdf
mime: application/pdf
words: 8243
sentence: 446
flesch: 55
cache: cache/ejif-6067.pdf
txt: txt/ejif-6067.txt
title:
  Understanding Volatility dependence between MENA Sukuk, GCC Sukuk and Nifty Shariah Index during Covid-19: A C-vine Copula Approach

summary:
  V. CONCLUSIONS The prodigious possible development and low apparently susceptibility of Nifty Shariah index as compared to Sukuk throughout the strained financial situation. The statistic recounts the unrivalled volatility in Sukuk and Shariah indices throughout Covid-19.


id: ejif-7301
author: Katterbauer, Klemens; Syed, Hassan; Genc, Sema Yilmaz; Cleenewerck, Laurent
date: 2023
pages: 8
extension: .pdf
mime: application/pdf
words: 6476
sentence: 338
flesch: 51
cache: cache/ejif-7301.pdf
txt: txt/ejif-7301.txt
title:
  Insolvency and bankruptcy based on Islamic principles within China – a data-driven analysis and framework

summary:
  Foundations of forgiveness in Islamic bankruptcy law: Sources, methodology, diversity. Given the growing trading and economic relationship, Islamic bankruptcy principles may provide both a domestic and international opportunity for fairer financial transactions and responsible business practices.


id: ejif-7345
author: Aqib Ali, Muhammad
title: An assessment of Islamic Banking in Asia, Europe, USA, and Australia
date: 2023
pages: 15
extension: .pdf
mime: application/pdf
words: 9644
sentence: 535
flesch: 46
cache: cache/ejif-7345.pdf
txt: txt/ejif-7345.txt
summary:
  As reported by IFSB’s IFSI Report 2019, Iran has a staggering 32% share of global assets in Islamic banking sector and in addition to this merit; Iran is the premier country to implement Islamic banking at the state level by transforming the entire banking setup to Shariah-compliant banking and financial system. According to Padovani (Padovani, 2017), the demand for Islamic banking services exists in Italy, and significant Islamic banking players, including the Al-Barakah Banking Group (ABG) from Bahrain, are considering entering the Italian banking industry; Padovani further emphasised the huge potential of IB initiative but asserted that the general regulatory environment and legal framework matters must be addressed beforehand to govern the operational aspects for Islamic banking and financial institutions.


id: ejif-8870
author: Ben Belgacem, Rania; Ben Amar , Anis; Brescia, Valerio
date: 2024
pages: 15
extension: .pdf
mime: application/pdf
words: 9730
sentence: 591
flesch: 39
cache: cache/ejif-8870.pdf
txt: txt/ejif-8870.txt
title:
  Analyzing the Relationship between Banking Performance and CSR in the Tunisian Context: A Comparative Study of Conventional and Islamic Banks

summary:
  Corporate social responsibility and bank financial performance in China: The moderating role of green credit. The impact of CSR on Islamic bank performance using ROE as a measure Within our study on Islamic banks, we explored the determinants of Return on Equity (ROE) using Model 1.


id: ejif-6312
author: Zulfikri, Zulfikri; Adam, Auwal; Kassim, Salina; Hassan, Anwar
title: Trust Enhancement in Zakat Institutions using Blockchain Technology: A Qualitative Approach
date: 2022
pages: 6
extension: .pdf
mime: application/pdf
words: 5283
sentence: 362
flesch: 45
cache: cache/ejif-6312.pdf
txt: txt/ejif-6312.txt
summary:
  This means that zakat institutions may be collecting far less in zakat funds than the maximum amount that is potentially available. This information is needed when making decisions on whether zakat institutions should be trusted to obtain, use and distribute zakat funds that have been entrusted to them by zakat payers as noted by Mediawati


id: ejif-6116
author: Salman, Kautsar Riza
date: 2021
pages: 11
extension: .pdf
mime: application/pdf
words: 9172
sentence: 505
flesch: 46
cache: cache/ejif-6116.pdf
txt: txt/ejif-6116.txt
title:
  Islamic Governance, Maqashid Syariah, and Islamic Social Reporting: The Case of Islamic Banks in Indonesia

summary:
  Such a framework is not only useful for Muslim decision- makers but also useful for Islamic companies in fulfilling accountability to Allah and society. A large number of Sharia Supervisory Boards will make Islamic companies and banks adapt easily.


id: ejif-7389
author: Drissi, Salma; Guerguer, Wafa
date: 2023
pages: 17
extension: .pdf
mime: application/pdf
words: 9847
sentence: 499
flesch: 44
cache: cache/ejif-7389.pdf
txt: txt/ejif-7389.txt
title:
  The Effects of Interest Rates on Islamic and Conventional Banks: A Comparative Study of Monetary Policy Transmission Channels

summary:
  The results of this study showed that the transmission of monetary policy is confirmed in a dual banking system through the channel of bank loans and that Islamic banks are more sensitive to changes in interest rates than conventional banks. Furthermore, it is revealed that Islamic banks exhibit greater responsiveness to fluctuations in interest rates compared to their conventional counterparts.


id: ejif-10706
author: Abi Huraira, Rifas; Mohamed Naushad, Mohamed Minaz
date: 2025
pages: 14
extension: .pdf
mime: application/pdf
words: 9460
sentence: 526
flesch: 41
cache: cache/ejif-10706.pdf
txt: txt/ejif-10706.txt
title:
  What are the Challenges Encountered in Initiating Green Takaful Products as a Potential Climate Finance Tool in Sri Lanka?

summary:
  This research holds a significant contribution to the takaful sector in terms of initiating green takaful products in the insurance market in Sri Lanka. Therefore, this study explores the challenges of introducing green takaful products as a potential climate finance tool in Sri Lanka.


id: ejif-10972
author: Benazeer, Shahzada
title: Is the ‘Riba’ Identical to Bank Interest? Towards Understanding the Quranic Term ‘Ar-Riba’
date: 2025
pages: 29
extension: .pdf
mime: application/pdf
words: 19586
sentence: 988
flesch: 54
cache: cache/ejif-10972.pdf
txt: txt/ejif-10972.txt
summary:
  6.1 Is ‘ar-Riba’ identical to ‘Riba al-jahiliya? During the period of jahiliya, ‘ar-Riba’ is also coined as ‘Riba al-jahiliya’.


id: ejif-5993
author: Suharti, Eko
title: Investment Decision on Government Bonds and Sukuk in Indonesia
date: 2021
pages: 11
extension: .pdf
mime: application/pdf
words: 7438
sentence: 396
flesch: 52
cache: cache/ejif-5993.pdf
txt: txt/ejif-5993.txt
summary:
  The interest rate has an influence on government sukuk investment decisions. Changes in interest rates, one of the investment decision variables on government bonds investment.


id: ejif-10217
author: Cupri, Alessandro; Cortelezzi, Flavia
date: 2025
pages: 10
extension: .pdf
mime: application/pdf
words: 5768
sentence: 291
flesch: 51
cache: cache/ejif-10217.pdf
txt: txt/ejif-10217.txt
title:
  The Takaful between economics, law, and religion. Considerations in relation to Islamic contract law and insurance transactions

summary:
  Islamic insurance can emphasize the musharaka contract (partnership) between participants. The principles on which Islamic insurance is based must be explicitly mentioned in the company’s articles of association, regulations, or information set, as outlined in AAOIFI standard No. 26 (2006).


id: ejif-6266
author: Mustafa, Aisyah; Ab Rahman, Asmak
title: The Significance of Ijtihad in Resolution Syariah: Towards a Takaful Legal Framework in Malaysia
date: 2023
pages: 11
extension: .pdf
mime: application/pdf
words: 7419
sentence: 351
flesch: 45
cache: cache/ejif-6266.pdf
txt: txt/ejif-6266.txt
summary:
  TOF basically provides a guideline for takaful operators for establishing and maintaining takaful funds, product structuring, underwriting takaful risks, re-takaful, investment, payment and charges on surrender of a takaful certificate, claims management, remuneration for the management of takaful funds, management of operating costs, management of surplus in the participants’ risk fund, and deficiency and loss rectification. This research analyse document related to takaful industry such as Risk-Based Capital Framework for Takaful Operator, Takaful Operations Framework, Shariah Governance Framework 2019, Investment-Linked Business Guidelines, New Product Introduction, Operational Risk, Islamic Financial Service Act 2013 and others related documents.


id: ejif-11208
author: Hamoudia, Hazem; Putera Perdana, Firdaus Fanny
date: 2025
pages: 20
extension: .pdf
mime: application/pdf
words: 11406
sentence: 609
flesch: 39
cache: cache/ejif-11208.pdf
txt: txt/ejif-11208.txt
title:
  Purepofo: A Cutting-Edge Tool for Comprehensive Halal and ESG Screening with Multi-Faceted Stock Performance Assessment

summary:
  The analysis shows that Halal ESG stocks deliver practical outcomes in economic stability, social welfare, and sustainability. 2.2.3 Intersection of ESG and Financial Performance Empirical evidence consistently highlights the positive correlation between ESG performance and financial returns.


id: ejif-6901
author: Abdullah, Othman; Shaharuddin, Amir; Wahid, Muhamad Azhari; Harun, Mohd Shukor
title: The Potentials and Challenges of Decision Support System for Islamic Banking and Finance
date: 2022
pages: 9
extension: .pdf
mime: application/pdf
words: 8178
sentence: 370
flesch: 41
cache: cache/ejif-6901.pdf
txt: txt/ejif-6901.txt
summary:
  Digital solutions that are able to expedite Shariah decision making processes in Islamic financial institutions (IFIs) are very much needed to facilitate speedier resolutions by the Shariah committees of these IFIs. In Malaysia, there is a conscious effort to encourage more innovations with AI applications that could assist in Shariah decision making processes.


id: ejif-9414
author: Jimoh, Abdulrazaq; Bamigbade, Dayo; Kolawole, Kayode
title: Islamic microfinance as a panacea for poverty alleviation
date: 2024
pages: 14
extension: .pdf
mime: application/pdf
words: 8097
sentence: 459
flesch: 47
cache: cache/ejif-9414.pdf
txt: txt/ejif-9414.txt
summary:
  Thus, to ensure financial inclusion, Islamic microfinance based on interest-free loans is advocated (Ali, 2017). Rather than give out loans in cash where repayment could at times be difficult, the asset-based financing model of Islamic microfinance could be introduced where funds are released only for real economic activities.


id: ejif-11537
author: Iqbal, Qayyum; Bano, Sidra; Khursheed, Muhammad Aqib
date: 2025
pages: 18
extension: .pdf
mime: application/pdf
words: 10626
sentence: 564
flesch: 38
cache: cache/ejif-11537.pdf
txt: txt/ejif-11537.txt
title:
  Impact of High-Performance Work System (HPWS) on Employee Job Engagement and Job Performance with Moderating Role of Islamic Work Ethics

summary:
  HPWS and employee job performance have a strong and positive relationship, with a correlation coefficient of .412 and a p- value of less than 0.01. Despite extensive research on High-Performance Work Systems (HPWS) and their impact on employee performance and engagement, important gaps remain unaddressed.


id: ejif-11175
author: Franciosi, Laura Maria
date: 2025
pages: 18
extension: .pdf
mime: application/pdf
words: 12898
sentence: 585
flesch: 42
cache: cache/ejif-11175.pdf
txt: txt/ejif-11175.txt
title:
  Islamic Finance and Sustainable Development: Key Ethical Features and Proactive Initiatives Promoting Financial Inclusion: Islamic Finance and Sustainable Development

summary:
  Accordingly, the article analyses, from the comparative law perspective, the context of two Asian countries, Malaysia and Indonesia, that are pivotal markets for developing Islamic financial instruments and that of Sub-Saharan Africa, highlighting the potentialities of Islamic finance to foster sustainable development (in particular, SDG-01 No Poverty; SDG-05 Gender Equality; SDG-08 Decent Work and Economic Growth; SDG-09 Industry Innovation and Infrastructure; SDG-10 Reduced Inequalities; SDG-11 Sustainable Cities and Communities). In particular, it is believed that the most used instrument in sustainable Islamic finance is the sukuk.


id: ejif-9359
author: Alam, Intekhab; Bhatti, Ishaq Bhatti
date: 2024
pages: 16
extension: .pdf
mime: application/pdf
words: 9297
sentence: 467
flesch: 38
cache: cache/ejif-9359.pdf
txt: txt/ejif-9359.txt
title:
  Interacting with Muslim Customers for Developing New Shariah-Compliant Financial Services in a Multicultural Country

summary:
  Against this backdrop, our article examines the importance of customer interaction with Muslim customers in developing new Shariah-compliant financial services in the emerging market of India. To this end, we propose several modes and methods of customer interaction and analyze the problems involved in the interaction process with Muslim customers.


id: ejif-6424
author: Antoniazzi, Sandra
title: Islamic Banks and the European Banking Union: An Overview of Critical Issues and Perspectives
date: 2022
pages: 19
extension: .pdf
mime: application/pdf
words: 18129
sentence: 503
flesch: 25
cache: cache/ejif-6424.pdf
txt: txt/ejif-6424.txt
summary:
  Paper Title (use style: paper title) European Journal of Islamic Finance - ISSN: 2421-2172 DOI: 10.13135/2421-2172/6424 - Published by University of Turin https://www.ojs.unito.it/index.php/EJIF/index EJIF content is licensed under a Creative Commons Attribution 4.0 International License Received: 15/10/2021 - Accepted for publication: 30/03/2022 - Published: 18/04/2022 37 Islamic Banks and the European Banking Union: An Overview of Critical Issues and Perspectives 1 University of Rome 2 As we known, the Islamic banking has adopted the Basel III standards, a solution that revealed a significant regulatory challenge, given that the agreement does not consider the specificities of Islamic banks and Islamic products present various profiles of incompatibility with the European (and international) markets


id: ejif-11161
author: Bisi, Mara; Zreg, Wisam
title: The waqf: a global financial instrument
date: 2025
pages: 16
extension: .pdf
mime: application/pdf
words: 11561
sentence: 599
flesch: 53
cache: cache/ejif-11161.pdf
txt: txt/ejif-11161.txt
summary:
  In this perspective, the qadi was entrusted with a supervisory function in managing waqf assets, as in the case where the waqf deed had not specified rules for appointing the mutawalli's successor (Gaudiosi, 1988). In this country, waqf assets are managed by the Majlis Ugama Islam Singapore (MUIS), a public body established to oversee the overall religious life of Muslims and play a significant role in establishing and managing regulations governing Muslim life in Singapore (bin Abbas, 2012).


id: ejif-7939
author: Senghore, Aja Fatou
date: 2023
pages: 26
extension: .pdf
mime: application/pdf
words: 10454
sentence: 461
flesch: 42
cache: cache/ejif-7939.pdf
txt: txt/ejif-7939.txt
title:
  Assessing the role of Islamic microfinance: a women empowerment case study: Assessing the role of Islamic microfinance

summary:
  In that paper, the authors demonstrated that the ability of women farmers to generate income is severely constrained by their limited use, ownership and control of productive physical and human capital. Similarly, Doss and Deere (2006) argued that when women farmers own productive resources such as land, they improve their overall welfare.


id: ejif-8871
author: Zaidi, NOURA; Davide, Calandra; Tarek, Sadraoui
date: 2024
pages: 20
extension: .pdf
mime: application/pdf
words: 11504
sentence: 624
flesch: 40
cache: cache/ejif-8871.pdf
txt: txt/ejif-8871.txt
title:
  Chief Executive Officer’s (CEO’s) Characteristics and Bank Performance: A Comparative Study of Islamic and Conventional Banks in Tunisia

summary:
  Model 1.2: CEO educational background and Islamic bank performance Model 2.2: Decentralization of decision-making authority and Islamic bank performance On the other hand, Model 2.2 focuses specifically on Islamic banks.


id: ejif-7591
author: Kadrić, Edin
date: 2024
pages: 11
extension: .pdf
mime: application/pdf
words: 8048
sentence: 514
flesch: 51
cache: cache/ejif-7591.pdf
txt: txt/ejif-7591.txt
title:
  Challenges of Modernity: Issue of Interest and Establishment of Modern Financial Institutions by Bosnian Muslims (1878-1918)

summary:
  According to Ottoman legal scholars, Islam prohibited charging high interest rates, which often doubled or tripled if the debtor failed to repay his debt. 04_ Kadrić European Journal of Islamic Finance - ISSN: 2421-2172 DOI: 10.13135/2421-2172/7591 Published by University of Turin https://www.ojs.unito.it/index.php/EJIF/index EJIF content is licensed under a Creative Commons Attribution 4.0 International License 55 Challenges of Modernity: Issue of Interest and Establishment of Modern Financial Institutions by Bosnian Muslims (1878-1918)


id: ejif-12737
author: Ibrahim, Dr.Ahmad Asad; Alsaad, Ahmed M.
date: 2025
pages: 15
extension: .pdf
mime: application/pdf
words: 8569
sentence: 399
flesch: 42
cache: cache/ejif-12737.pdf
txt: txt/ejif-12737.txt
title:
  The Jurisprudential and Economic Foundations of Build-Operate-Transfer (BOT) Contracts and Their Role in Managing Liquidity in Islamic Banks

summary:
  Furthermore, the establishment of specialized investment funds dedicated to BOT projects would facilitate the pooling of substantial resources for financing major public and private initiatives. Atiyah, A. Q. M. Commercial, economic and social feasibility studies of BOT projects.


id: ejif-11201
author: Mutanda, Bronson; Nomlala, Bomi Cyril
date: 2025
pages: 16
extension: .pdf
mime: application/pdf
words: 9324
sentence: 423
flesch: 37
cache: cache/ejif-11201.pdf
txt: txt/ejif-11201.txt
title:
  Exploring the Potential of Islamic Finance in Bridging the Financial Inclusion Gap: A Systematic Review of Literature: Exploring the Potential of Islamic Finance in Bridging the Financial Inclusion Gap

summary:
  Abbas et al. (2019) also conducted a study to describe the earnings growth and marketability generated by Islamic banks in Indonesia, and to investigate the effects of a moderated mediation model on the nexus between Islamic financial inclusion, literacy, marketability, and earnings growth. Islamic finance can contribute to the effort of including “self-excluded” people with religious concerns as well as people without access to financial services Ali M.M.; Sakti M.R.P.; Devi A. Developing an Islamic financial inclusion index for Islamic banks in Indonesia: a cross-province analysis 2019 5 The level of Islamic financial inclusion in Indonesia is relatively low at the national level Source: Authors’ elaboration European Journal of Islamic Finance - ISSN: 2421-2172 DOI: 10.13135/2421-2172/11201 Published by University of Turin https://www.ojs.unito.it/index.php/EJIF/index EJIF content is licensed under a Creative Commons Attribution 4.0 International License 83 4.


id: ejif-6107
title: Exploring sustainability from the Islamic finance perspective
date: 2021
pages: 9
extension: .pdf
mime: application/pdf
words: 7509
sentence: 404
flesch: 41
cache: cache/ejif-6107.pdf
txt: txt/ejif-6107.txt
author:
  Brescia, Valerio; Sa'ad, Auwal Adam; Alhabshi, Syed Musa Bin Syed Jaafar; Hassan, Rusni Bt; Lanzalonga, Federico

summary:
  Keywords: Islamic finance, Sustainability, Environmental Sustainability, Economic sustainability, Social sustainability, Literature review, Bibliometric analysis I. INTRODUCTION The Islamic banking system is based on notions of social virtue, good governance, care for the environment and ethical behaviour of individuals and organisations by Islamic ontological and epistemological principles [1], [2]. The rules of Islamic finance guide the Islamic banking and financial system and are known as Shariah principles, or Maqasid al-Shariah


id: ejif-10550
author: Battanta, Luca Federico; Lancioni, Giuliano; Giolfo, Manuela; Magli, Francesca
title: The moroccan banking system and FinTech deployment: an overview of the literature
date: 2025
pages: 22
extension: .pdf
mime: application/pdf
words: 15103
sentence: 703
flesch: 43
cache: cache/ejif-10550.pdf
txt: txt/ejif-10550.txt
summary:
  In their analysis, which we share, the main reasons mentioned are: The considerable cost of the double transaction of the purchase contract by the bank and the resale to the customer, as mentioned in our analysis; The lack of competition and concurrency for new Islamic banks; Lack of political push after an initial euphoria of financial operators on Islamic banks; In some markets like Europe, the sector lacks skills and training (Dewa and Zakaria, 2012). In the Musharaka fund-raising model, the public can buy shares and become owners of the microfinance program initiated by Islamic banks or choose a specific financing project.


id: ejif-11516
author: Lokce, Ahmet; Yumusak, Ibrahim Guran
date: 2025
pages: 12
extension: .pdf
mime: application/pdf
words: 5981
sentence: 316
flesch: 32
cache: cache/ejif-11516.pdf
txt: txt/ejif-11516.txt
title:
  Integrating AI Technologies in Interest-Free Finance: Advancing Sector Capabilities through Innovative Model Proposals 

summary:
  Introduction A digital iteration has caught up in every sector, since the inception of the internet back in the 1990, and far-reaching implications have been for financial technologies. As financial technologies continue to evolve, the potential for AI to enhance the transparency, efficiency, and compliance of interest-free financial instruments becomes increasingly pertinent.


id: ejif-10892
author: Abdul Ghafar Ismail; Nur Hannani Abdul Ghafar; Nurdiyana Sabrina Binti Abdul Rahman
title: Islamic Public Finance: How It Matters for Achieving SDGs: Islamic Public Finance
date: 2025
pages: 15
extension: .pdf
mime: application/pdf
words: 10900
sentence: 477
flesch: 52
cache: cache/ejif-10892.pdf
txt: txt/ejif-10892.txt
summary:
  However, both work towards the good welfare of people globally (via SDGs) and the country's people (via Islamic public finance). These few missing elements of Islamic public finance should be regarded as added value elements in the current practice of public finance that widen the scope, generating more revenues in public finance.


id: ejif-8450
author: Ibrahim, Ahmad Asad; Alsaad, Ahmed Muhammad; Obiadaat, Yaqeen Hani
date: 2024
pages: 23
extension: .pdf
mime: application/pdf
words: 11716
sentence: 673
flesch: 55
cache: cache/ejif-8450.pdf
txt: txt/ejif-8450.txt
title:
  Zakāh as a Financial Resource for Development: Alleviating State Debt Burden and Fostering Economic Sustainability: Zakāh as a Financial Resource for Development: Alleviating State Debt Burden and Fostering Economic Sustainability

summary:
  Mushkilat al-Madiyūniyyah al-Khārijiyyah li al-Duwal al-Nāmiyah wa al-ʿArabiyyah. Dawr al-Zakāh fī al-Tanmiyyah al-Iqtiṣādiyyah wa-Taḥqīq al-Istiqrār al-Iqtiṣādī.


id: ejif-9019
author: Worasutr, Asas; Little, Stephen E.; Haq, Mohammed Abdel
date: 2024
pages: 23
extension: .pdf
mime: application/pdf
words: 11960
sentence: 602
flesch: 41
cache: cache/ejif-9019.pdf
txt: txt/ejif-9019.txt
title:
  Driving Sustainable Innovation: Islamic Financial Literacy and Inclusion in the Five Southernmost Provinces of Thailand: Driving Sustainable Innovation

summary:
  As a result, the low levels of people utilising Islamic financial products could pose a financial risk to Islamic financial institutions operating in the area. Based on empirical evidence, proactive policy recommendations are proposed to encourage Islamic financial institutions to increase Islamic financial literacy and inclusion by educating their targeted customers and developing products tailored to their needs.


id: ejif-12000
author: Suprayitno, Aryadimas; Hasibuan, Widya Sartika
date: 2025
pages: 23
extension: .pdf
mime: application/pdf
words: 11433
sentence: 578
flesch: 31
cache: cache/ejif-12000.pdf
txt: txt/ejif-12000.txt
title:
  Cross-Country Comparison of Zakat Management Model for Economic Resilience: Insights from Indonesia and Malaysia

summary:
  The insights gained from zakat management in Malaysia throughout the COVID-19 pandemic underscore the importance of harmonizing corporate social responsibility with zakat distribution to enhance economic resilience. This study advances the framework for zakat distribution, contributing to informed decision-making in the realm of policy development during economic crises.


id: ejif-10239
author: Boulila, Hadjer; Metadjer , Widad; Elsayed, Ibrahim; Benbekhti, Seyf Eddine
title: The digital butterfly effect: unleashing the Islamic Banking industry in a post-pandemic era.
date: 2024
pages: 19
extension: .pdf
mime: application/pdf
words: 10462
sentence: 540
flesch: 41
cache: cache/ejif-10239.pdf
txt: txt/ejif-10239.txt
summary:
  Measurement and structural modelling on factors of Islamic Fintech adoption among millennials in Malaysia. Islamic financial technology (FINTECH): its challenges and prospect.


# url

id: ejif-2569
domain: www.forbes.com
url:
  https://www.forbes.com/sites/rogeraitken/2017/05/02/dubaitrading-platform-onegram-in-500m-gold-backed-cryptoventure-sharia-compliant/#7c5849f7bf56


id: ejif-2569
domain: www.forbes.com
url:
  https://www.forbes.com/sites/rogeraitken/2017/05/02/dubai-trading-platform-onegram-in-500m-gold-backed-crypto-venture-sharia-compliant/#7c5849f7bf56


id: ejif-2569
domain: www.isdb.org
url:
  http://www.isdb.org/irj/go/km/docs/documents/idbdevelopments/internet/english/irti/cm/downloads/distance_learning_files/monetary%20policy%20-%20umer%20chapra's%201980%20paper%20(published%20in%201983)(dr.%20tahir).pdf


id: ejif-2569
domain: www.cryptocoinsnews.com
url:
  https://www.cryptocoinsnews.com/onegram-launches-500million-ico-sharia-compliant-gold-backed-digital-currency


id: ejif-2569
domain: www.cryptocoinsnews.com
url:
  https://www.cryptocoinsnews.com/onegram-launches-500-million-ico-sharia-compliant-gold-backed-digital-currency


id: ejif-2569
domain: www.forbes.com
url:
  https://www.forbes.com/sites/timworstall/2016/12/28/theproblem-with-fiat-money-fake-10-rs-coins-and-the-problemof-counterfeits/#59a3257e4d48


id: ejif-2569
domain: www.forbes.com
url:
  https://www.forbes.com/sites/timworstall/2016/12/28/the-problem-with-fiat-money-fake-10-rs-coins-and-the-problem-of-counterfeits/#59a3257e4d48


id: ejif-1771
domain: www.crowdfunding.nl
url:
  http://www.crowdfunding.nl/wp-content/uploads/2012/05/92834651massolution-abridged-crowd-funding-industry-report1.pdf


id: ejif-1771
domain: www.crowdsourcing.org
url:
  http://www.crowdsourcing.org/editorial/2013cf-the-crowdfundingindustryreport/25107?utm_source=website&utm_medium=text&utm_content=l


id: ejif-1771
domain: www.crowdfunding.nl
url:
  http://www.crowdfunding.nl/wp-content/uploads/2012/05/92834651-massolution-abridged-crowd-funding-industry-report1.pdf


id: ejif-1771
domain: www.crowdsourcing.org
url:
  http://www.crowdsourcing.org/editorial/2013cf-the-crowdfunding-industry-report/25107?utm_source=website&utm_medium=text&utm_content=lp+bottom&utm_campaign=2013cf+launch


id: ejif-793
domain: www.republika.co.id
url:
  http://www.republika.co.id/berita/bisnis-syariah/keuanganperbankan/10/12/15/152187-mayoritas-bmt-belum-berbadanhukum


id: ejif-793
domain: www.republika.co.id
url:
  http://www.republika.co.id/berita/ekonomi/syariahekonomi/12/06/28/m6byym-bmt-tak-takut-bersaing-dengan-banksyariah


id: ejif-793
domain: www.republika.co.id
url:
  http://www.republika.co.id/berita/bisnis-syariah/keuangan-perbankan/10/12/15/152187-mayoritas-bmt-belum-berbadan-hukum


id: ejif-793
domain: www.republika.co.id
url:
  http://www.republika.co.id/berita/ekonomi/syariah-ekonomi/12/06/28/m6byym-bmt-tak-takut-bersaing-dengan-bank-syariah


id: ejif-2085
domain: www.ey.com
url:
  http://www.ey.com/my/en/industries/financialservices/insurance/ey-global-islamic-insurance-industry-insights2013>


id: ejif-2085
domain: www.ey.com
url:
  http://www.ey.com/my/en/industries/financial-services/insurance/ey-global-islamic-insurance-industry-insights-2013


id: ejif-2762
domain: www.euromoney.com
url:
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url:
  https://www.theguardian.com/money/2023/sep/25/dilemma-for-muslim-homebuyerscompelled-to-pay-a-high-price-forloans#:~:text=muslims%20who%20want%20to%20secure,standard%20mortgages%20are%20hovering%20around


id: ejif-10972
domain: www.newageislam.com
url:
  https://www.newageislam.com/the-war-islam/dr-mohammad-ghitreef-new-age-islam/role-ulema-bringing-down-muslimsheight-enlightenment-morass-all-round-backwardness-imperatives-muslims-today/d/127041


id: ejif-10972
domain: english.alarabiya.net
url:
  https://english.alarabiya.net/amp/variety/2015/02/16/saudi-cleric-sun-revolves-around-stationary-earth


id: ejif-7591
domain: stav.ba
url:
  https://stav.ba/111-godina-od-osnivanja-prve-bosnjacke-stranke-2-bosnjake-ujedinila-autonomija-bosne


id: ejif-10892
domain: www.ukm.my
url:
  https://www.ukm.my/ekonis/wpcontent/uploads/2021/02/public-wealth-management-by-baitul-mal-and-legal-constraint.pdf


id: ejif-9019
domain: www.bot.or.th
url:
  https://www.bot.or.th/english/financialinstitutions/highlights/doclib_financialaccesssurveyofthaihouseholds_2020/2


id: ejif-9019
domain: www.researchgate.net
url:
  https://www.researchgate.net/publication/317063404_maqasid_al-shari'ah_in_islamic_finance_an_overview


# ent

id: ejif-793
sid: 253
eid: 1
type: PERSON
entity:
  http://www.republika.co.id/berita/ekonomi/syariahekonomi/12/06/28/m6byym-bmt-tak-takut-bersaing-dengan-banksyariah http://www.republika.co.id/berita/bisnis-syariah/keuangan-perbankan/10/12/15/152187-mayoritas-bmt-belum-berbadan-hukum http://www.republika.co.id/berita/bisnis-syariah/keuangan-perbankan/10/12/15/152187-mayoritas-bmt-belum-berbadan-hukum http://www.republika.co.id/berita/bisnis-syariah/keuangan-perbankan/10/12/15/152187-mayoritas-bmt-belum-berbadan-hukum http://www.republika.co.id/berita/ekonomi/syariah-ekonomi/12/06/28/m6byym-bmt-tak-takut-bersaing-dengan-bank-syariah http://www.republika.co.id/berita/ekonomi/syariah-ekonomi/12/06/28/m6byym-bmt-tak-takut-bersaing-dengan-bank-syariah http://www.republika.co.id/berita/ekonomi/syariah-ekonomi/12/06/28/m6byym-bmt-tak-takut-bersaing-dengan-bank-syariah ejif


id: ejif-2067
sid: 262
eid: 2
type: TIME
entity:
  mailto:riaz.shakeel@yahoo.com mailto:tehseen.khan@umt.edu.pk http://sbe.umt.edu.pk/dof1/academics/faculty/tahseen-mohsan-khan.aspx


id: ejif-1803
sid: 258
eid: 1
type: PERSON
entity:
  http://www.bvdinfo.com/en-gb/our-products/company-information/international-products/amadeus http://www.bvdinfo.com/en-gb/our-products/company-information/international-products/amadeus


id: ejif-2667
sid: 298
eid: 1
type: PERSON
entity:
  http://www.buildingcontractorssecrets.tk/2017/06/what-would-it-cost-to-build-a-standard-2-bedroom-flat-in-nigeria.html?m=1 http://www.buildingcontractorssecrets.tk/2017/06/what-would-it-cost-to-build-a-standard-2-bedroom-flat-in-nigeria.html?m=1 http://www.castle.com.ng/magazine/article/construction/67


id: ejif-2762
sid: 222
eid: 7
type: PERSON
entity:
  http://www.telegraph.co.uk/news/worldnews/middleeast/dubai/8478123/ british-businessmen-in-dubai-sentenced-to-10-years-for-fraud.html


id: ejif-2762
sid: 233
eid: 8
type: CARDINAL
entity:
  http://www.shariahfinancewatch.org/blog/2010/04/08/britishbusinessman-fights-dubai-bank-fraud-claim/


id: ejif-2569
sid: 316
eid: 1
type: PERSON
entity:
  https://www.forbes.com/sites/rogeraitken/2017/05/02/dubaitrading-platform-onegram-in-500m-gold-backed-cryptoventure-sharia-compliant/#7c5849f7bf56 anwar


id: ejif-2569
sid: 366
eid: 1
type: PERSON
entity:
  https://cointelegraph.com/news/isbitcoin-halal-how-cryptocurrency-conforms-with-islam-andsharia evans


id: ejif-2569
sid: 447
eid: 1
type: PERSON
entity:
  https://theconversation.com/can-blockchain-technology-help-poor-people-around-the-world-76059 https://theconversation.com/can-blockchain-technology-help-poor-people-around-the-world-76059


id: ejif-2569
sid: 452
eid: 1
type: ORG
entity:
  https://news.bitcoin.com/scarcity-anti-counterfeiting-bitcoin-outshines-gold/ https://news.bitcoin.com/scarcity-anti-counterfeiting-bitcoin-outshines-gold/


id: ejif-2569
sid: 453
eid: 1
type: PERSON
entity:
  https://www.bloomberg.com/features/2016-counterfeit-money/ https://www.bloomberg.com/features/2016-counterfeit-money/


id: ejif-2569
sid: 454
eid: 1
type: PERSON
entity:
  https://www.forbes.com/sites/timworstall/2016/12/28/theproblem-with-fiat-money-fake-10-rs-coins-and-the-problemof-counterfeits/#59a3257e4d48 zeveloff


id: ejif-908
sid: 235
eid: 1
type: LOC
entity:
  http://eu.wiley.com/wileycda/section/id-302479.html?query=zamir+iqbal http://eu.wiley.com/wileycda/section/id-302479.html?query=abbas+mirakhor http://www.aaoifi.com/


id: ejif-3750
sid: 173
eid: 13
type: ORG
entity:
  https://thehumanist.com/magazine/march-april-2015/features/a-humanist-economics https://thehumanist.com/magazine/march-april-2015/features/a-humanist-economics


id: ejif-800
sid: 237
eid: 1
type: ORG
entity:
  http://eurocreditexchange.com/wp-content/uploads/2014/01/mm-direct-lending-overview-jan-2014.pdf%20accessed%20on%20may%2014 http://eurocreditexchange.com/wp-content/uploads/2014/01/mm-direct-lending-overview-jan-2014.pdf%20accessed%20on%20may%2014 http://eurocreditexchange.com/wp-content/uploads/2014/01/mm-direct-lending-overview-jan-2014.pdf%20accessed%20on%20may%2014 ejif


id: ejif-800
sid: 299
eid: 3
type: PERSON
entity:
  http://www.reuters.com/article/2015/01/27/islamic-finance-factoring-idusl6n0v503e20150127 http://www.reuters.com/article/2015/01/27/islamic-finance-factoring-idusl6n0v503e20150127 ejif


id: ejif-5848
sid: 344
eid: 3
type: ORG
entity:
  principes fondamentaux et apports potentiels dans le financement de la croissance et du développement


id: ejif-5765
sid: 455
eid: 2
type: ORG
entity:
  https://www.africaportal.org/publications/buildingsdg-economy-needs-spending-and-financinguniversal-achievement-sustainable-developmentgoals/.


id: ejif-4389
sid: 106
eid: 1
type: DATE
entity:
  https://www.statista.com/topics/6139/covid-19-impact-on-the-global-economy/ https://www.statista.com/topics/6139/covid-19-impact-on-the-global-economy/


id: ejif-4389
sid: 108
eid: 2
type: DATE
entity:
  10.13135/2421-2172/4389 4 https://islamicmarkets.com/articles/a-way-out-of-debt-relianceaccepting-risk-in-our, 2019


id: ejif-4389
sid: 154
eid: 1
type: PERSON
entity:
  https://www.imf.org/en/publications/wp/issues/2020/09/04/reducing-risk-while-sharing-it-a-fiscal-recipe-for-the-eu-at-the-time-of-covid-19-49614 https://www.imf.org/en/publications/wp/issues/2020/09/04/reducing-risk-while-sharing-it-a-fiscal-recipe-for-the-eu-at-the-time-of-covid-19-49614


id: ejif-4389
sid: 154
eid: 2
type: PERSON
entity:
  https://www.imf.org/en/publications/wp/issues/2020/09/04/reducing-risk-while-sharing-it-a-fiscal-recipe-for-the-eu-at-the-time-of-covid-19-49614 https://doi.org/10.13135/2421-2172/2818 https://doi.org/10.13135/2421-2172/3260


id: ejif-4241
sid: 16
eid: 17
type: ORG
entity:
  mailto:abdulsalam@uum.edu.my mailto:masudabdussalam@yahoo.com mailto:ishittu@abu.edu.ng%20;%20isahshittu15@yahoo.com


id: ejif-3141
sid: 277
eid: 12
type: PERSON
entity:
  http://ya-mujeeb.com/index.php/sharai-masaeel/money-matters/is-it-allowed-to-take-any-profit-on-saving-certificates,%20on%20october%2016 http://ya-mujeeb.com/index.php/sharai-masaeel/money-matters/is-it-allowed-to-take-any-profit-on-saving-certificates,%20on%20october%2016 http://ya-mujeeb.com/index.php/sharai-masaeel/money-matters/is-it-allowed-to-take-any-profit-on-saving-certificates,%20on%20october%2016 http://ya-mujeeb.com/index.php/sharai-masaeel/money-matters/is-it-allowed-to-take-any-profit-on-saving-certificates,%20on%20october%2016 http://www.questionsonislam.com/node/12012%20on%20december%207 http://www.questionsonislam.com/node/12012%20on%20december%207 http://www.islamhelpline.net/node/2190%20october%2016


id: ejif-7178
sid: 276
eid: 1
type: ORG
entity:
  https://www.pewresearch.org/short-reads/2022/06/15/in-the-u-s-and-around-the-world-inflation-is-high-and-getting-higher/ european journal of islamic finance issn


id: ejif-7429
sid: 226
eid: 2
type: PERSON
entity:
  https://doi.org/10.4324/9781003070993/handbookresearch-students-social-sciences-graham-allan-chris-skinner battour


id: ejif-7321
sid: 282
eid: 1
type: ORG
entity:
  https://www.state.gov/reports/2020-report-on-international-religious-freedom/sri-lanka/ european journal of islamic finance issn


id: ejif-7345
sid: 325
eid: 2
type: ORG
entity:
  https://www.pewresearch.org/fact-tank/2017/11/29/5-facts-about-the-muslim-population-in-europe/ european journal of islamic finance issn


id: ejif-7345
sid: 374
eid: 4
type: GPE
entity:
  https://www.money.co.uk/savings-accounts/the-definitive-guide-to-sharia-banking-and-islamic-finance-in-the-uk.htm maulia


id: ejif-7345
sid: 448
eid: 2
type: ORG
entity:
  https://www.islamicfinancenews.com/islamic-finance-finds-a-perfect-market-in-france.html european journal of islamic finance issn


id: ejif-10706
sid: 373
eid: 1
type: PERSON
entity:
  https://www.eiopa.europa.eu/publications/role-insurers-tackling-climate-change-challenges-and-opportunities_en federica


id: ejif-10706
sid: 413
eid: 2
type: CARDINAL
entity:
  symposium.https://islamicrelief.org/publications/international-islamic-climate-change-symposium-2015/


id: ejif-10706
sid: 417
eid: 1
type: ORG
entity:
  https://islamicsustainable.com/malaysian-takafulassociation-to-introduce-sustainability-fund-under-fund4cause-program/ jaafar


id: ejif-10706
sid: 432
eid: 1
type: PERSON
entity:
  https://www.linkedin.com/pulse/takaful-ethical-climate-resilient-paradigm-finance-muhammad-ali-khan khaniya


id: ejif-10706
sid: 449
eid: 1
type: PERSON
entity:
  https://www.mckinsey.com/industries/financial-services/our-insights/capturing-the-climate-opportunity-in-insurance mirza


id: ejif-7162
sid: 391
eid: 1
type: PERSON
entity:
  https://www.salaamgateway.com/story/outlook-2022-uk-islamic-finance-sector-navigatescovid-19-and-the-post-brexit-era kadi


id: ejif-10217
sid: 280
eid: 2
type: ORG
entity:
  étude des fondements juridiques approche comparative avec les assurances commerciales et cas pratique


id: ejif-6312
sid: 276
eid: 1
type: ORG
entity:
  https://doi.org/10.1109/hicss.2000.926814 https://www.ojs.unito.it/index.php/ejif/index https://baznas.go.id/szn2018 european journal of islamic finance issn


id: ejif-8927
sid: 577
eid: 1
type: GPE
entity:
  https://www.salaamgateway.com/story/outlook-2022-uk-islamic-finance-sector-navigates-covid-19-and-thepost-brexit-era jobst


id: ejif-7939
sid: 41
eid: 2
type: PRODUCT
entity:
  1 https://www.worldbank.org/en/news/press-release/2020/05/28/investing-in-girls-and-womens-empowerment-in-and-beyondthe-sahel 2 https://www.un.org/womenwatch/daw/public/worldsurvey2009.pdf 3


id: ejif-7939
sid: 64
eid: 2
type: ORG
entity:
  https://www.fao.org/gambia/news/detailevents/en/c/335099/#:~:text=the%20women%20farmers%20cited%20lack,vegetables%20production%20in%20the%20country european journal of islamic finance issn


id: ejif-7939
sid: 90
eid: 2
type: ORG
entity:
  https://www.worldbank.org/en/news/video/2014/08/05/bank-khartoum-profit-sharing-farmers european journal of islamic finance issn


id: ejif-10972
sid: 758
eid: 1
type: DATE
entity:
  february 14, 2024, fromhttps://www.theguardian.com/money/2023/sep/25/dilemma-for-muslim-homebuyerscompelled-to-pay-a-high-price-forloans#:~:text=muslims%20who%20want%20to%20secure,standard%20mortgages%20are%20hovering%20around


id: ejif-10972
sid: 769
eid: 1
type: DATE
entity:
  january 12, 2024 fromhttps://www.mohammedamin.com/islamic_finance/why-islamic-mortgages-cost-more.html


id: ejif-10892
sid: 441
eid: 1
type: PERSON
entity:
  https://www.ukm.my/ekonis/wpcontent/uploads/2021/02/public-wealth-management-by-baitul-mal-and-legal-constraint.pdf shaikh


id: ejif-9019
sid: 471
eid: 1
type: ORG
entity:
  https://www.bot.or.th/english/financialinstitutions/highlights/doclib_financialaccesssurveyofthaihouseholds_2020/2 020financialaccesssurveyofthaihouseholds.pdf


id: ejif-10239
sid: 425
eid: 1
type: ORG
entity:
  https://doi.org/https://doi.org/10.1016/j.procs.2017.11.196 european journal of islamic finance issn


# pos

id: ejif-2085
sid: 155
tid: 5
pos: X
token:
  http://www.ey.com/my/en/industries/financialservices/insurance/ey-global-islamic-insurance-industry-insights2013

lemma:
  http://www.ey.com/my/en/industries/financialservices/insurance/ey-global-islamic-insurance-industry-insights2013


id: ejif-2762
sid: 236
tid: 4
pos: NOUN
token:
  http://www.shariahfinancewatch.org/blog/2010/04/08/british-businessman-fights-dubai-bank-fraud-claim/

lemma:
  http://www.shariahfinancewatch.org/blog/2010/04/08/british-businessman-fights-dubai-bank-fraud-claim/


id: ejif-2569
sid: 360
tid: 4
pos: PROPN
token:
  https://www.cryptocoinsnews.com/onegram-launches-500million-ico-sharia-compliant-gold-backed-digital-currency/

lemma:
  https://www.cryptocoinsnews.com/onegram-launches-500million-ico-sharia-compliant-gold-backed-digital-currency/


id: ejif-2569
sid: 446
tid: 11
pos: INTJ
token:
  https://www.cryptocoinsnews.com/onegram-launches-500-million-ico-sharia-compliant-gold-backed-digital-currency/

lemma:
  https://www.cryptocoinsnews.com/onegram-launches-500-million-ico-sharia-compliant-gold-backed-digital-currency/


id: ejif-4913
sid: 293
tid: 3
pos: ADJ
token:
  file:///c:\users\dell\desktop\doctorat\articles%20ecrits\article%20covid-19\%0darlotto,%20jacques,%20jean

lemma:
  file:///c:\users\dell\desktop\doctorat\articles%20ecrits\article%20covid-19\%0darlotto,%20jacques,%20jean


id: ejif-4913
sid: 335
tid: 3
pos: VERB
token:
  https://www.boursenews.ma/article/maroc/bam-de-nouvellesdispositions-pour-les-comptes-a-distance[accessed

lemma:
  https://www.boursenews.ma/article/maroc/bam-de-nouvellesdispositions-pour-les-comptes-a-distance[accesse


id: ejif-3260
sid: 273
tid: 3
pos: NOUN
token:
  https://www.forbes.com/sites/feeonlyplanner/2013/04/24/sociallyresponsible-investing-what-you-need-to-know/.

lemma:
  https://www.forbes.com/sites/feeonlyplanner/2013/04/24/sociallyresponsible-investing-what-you-need-to-know/.


id: ejif-4389
sid: 153
tid: 3
pos: PROPN
token:
  https://www.japantimes.co.jp/news/2020/04/06/business/shinzo-abe-japan-massive-coronavirus-stimulus/

lemma:
  https://www.japantimes.co.jp/news/2020/04/06/business/shinzo-abe-japan-massive-coronavirus-stimulus/


id: ejif-3141
sid: 245
tid: 11
pos: NOUN
token:
  http://yamujeeb.com/index.php/sharai-masaeel/moneymatters/is-it-allowed-to-take-any-profit-on-savingcertificates

lemma:
  http://yamujeeb.com/index.php/sharai-masaeel/moneymatters/is-it-allowed-to-take-any-profit-on-savingcertificate


id: ejif-3141
sid: 250
tid: 14
pos: NOUN
token:
  http://www.onislam.net/english/ask-aboutislam/islam-and-the-world/politics-andeconomics/168883-treasury-bonds.html?economics

lemma:
  http://www.onislam.net/english/ask-aboutislam/islam-and-the-world/politics-andeconomics/168883-treasury-bonds.html?economic


id: ejif-3141
sid: 274
tid: 66
pos: NOUN
token:
  http://www.onislam.net/english/ask-thescholar/financial-issues/transactions-andcontracts/170114.html?contracts

lemma:
  http://www.onislam.net/english/ask-thescholar/financial-issues/transactions-andcontracts/170114.html?contract


id: ejif-5323
sid: 563
tid: 4
pos: NOUN
token:
  http://www.rivistadirittotributario.it/2017/02/03/equitycrowdfunding-tutte-le-pmi-la-legge-bilancio-2017-aspetti-tributari/

lemma:
  http://www.rivistadirittotributario.it/2017/02/03/equitycrowdfunding-tutte-le-pmi-la-legge-bilancio-2017-aspetti-tributari/


id: ejif-7178
sid: 276
tid: 1
pos: PROPN
token:
  https://www.pewresearch.org/short-reads/2022/06/15/in-the-u-s-and-around-the-world-inflation-is-high-and-getting-higher/

lemma:
  https://www.pewresearch.org/short-reads/2022/06/15/in-the-u-s-and-around-the-world-inflation-is-high-and-getting-higher/


id: ejif-4937
sid: 271
tid: 61
pos: NOUN
token:
  https://theintercept.com/2020/05/03/exceptionallydire-secondary-impacts-of-covid-19-could-increase-global-poverty-andhunger/

lemma:
  https://theintercept.com/2020/05/03/exceptionallydire-secondary-impacts-of-covid-19-could-increase-global-poverty-andhunger/


id: ejif-4937
sid: 293
tid: 26
pos: NOUN
token:
  https://www.islamicrelief.org/category/strategic-business-units/islamic-social-financestrategic-business-units/takaful-cooperative-insurance/

lemma:
  https://www.islamicrelief.org/category/strategic-business-units/islamic-social-financestrategic-business-units/takaful-cooperative-insurance/


id: ejif-4937
sid: 303
tid: 23
pos: X
token:
  https://www2.deloitte.com/ch/en/pages/risk/articles/covid-19-institutecrisis-and-resilience-planning.html

lemma:
  https://www2.deloitte.com/ch/en/pages/risk/articles/covid-19-institutecrisis-and-resilience-planning.html


id: ejif-10706
sid: 362
tid: 1
pos: NOUN
token:
  researchgate.https://www.researchgate.net/publication/241760953_impacts_of_climate_change_on_water_resource

lemma:
  researchgate.https://www.researchgate.net/publication/241760953_impacts_of_climate_change_on_water_resource


id: ejif-10706
sid: 417
tid: 1
pos: PROPN
token:
  https://islamicsustainable.com/malaysian-takafulassociation-to-introduce-sustainability-fund-under-fund4cause-program/

lemma:
  https://islamicsustainable.com/malaysian-takafulassociation-to-introduce-sustainability-fund-under-fund4cause-program/


id: ejif-10706
sid: 451
tid: 5
pos: PROPN
token:
  finance.https://www.statista.com/statistics/1264763/takaful-contribution-share-total-insurance-sector-country/

lemma:
  finance.https://www.statista.com/statistics/1264763/takaful-contribution-share-total-insurance-sector-country/


id: ejif-10706
sid: 533
tid: 8
pos: NOUN
token:
  https://www.sc.com.my/resources/media/media-release/sc-leads-discussion-on-islamic-structured-products

lemma:
  https://www.sc.com.my/resources/media/media-release/sc-leads-discussion-on-islamic-structured-product


id: ejif-7345
sid: 304
tid: 12
pos: VERB
token:
  https://www.dailysabah.com/finance/2017/05/20/megabank-project-to-supportturkeys-aim-to-increase-share-in-participation-banking

lemma:
  https://www.dailysabah.com/finance/2017/05/20/megabank-project-to-supportturkeys-aim-to-increase-share-in-participation-banke


id: ejif-7345
sid: 399
tid: 26
pos: PROPN
token:
  https://www.zawya.com/mena/en/economy/story/islamic_financing_in_egypt_to_reach12bln_by_2018end__eifasng_125531973/.

lemma:
  https://www.zawya.com/mena/en/economy/story/islamic_financing_in_egypt_to_reach12bln_by_2018end__eifasng_125531973/.


id: ejif-7591
sid: 499
tid: 2
pos: PROPN
token:
  https://stav.ba/111-godina-od-osnivanja-prve-bosnjacke-stranke-2-bosnjake-ujedinila-autonomija-bosne/

lemma:
  https://stav.ba/111-godina-od-osnivanja-prve-bosnjacke-stranke-2-bosnjake-ujedinila-autonomija-bosne/


id: ejif-8450
sid: 611
tid: 1
pos: NOUN
token:
  https://www.brookings.edu/articles/to-fix-the-debt-crisis-in-low-income-countries-first-fix-the-debt-sustainabilityframework/.

lemma:
  https://www.brookings.edu/articles/to-fix-the-debt-crisis-in-low-income-countries-first-fix-the-debt-sustainabilityframework/.


id: ejif-10972
sid: 758
tid: 10
pos: PROPN
token:
  fromhttps://www.theguardian.com/money/2023/sep/25/dilemma-for-muslim-homebuyerscompelled-to-pay-a-high-price-forloans#:~:text=muslims%20who%20want%20to%20secure,standard%20mortgages%20are%20hovering%20around

lemma:
  fromhttps://www.theguardian.com/money/2023/sep/25/dilemma-for-muslim-homebuyerscompelled-to-pay-a-high-price-forloans#:~:text=muslims%20who%20want%20to%20secure,standard%20mortgages%20are%20hovering%20around


id: ejif-10239
sid: 452
tid: 3
pos: NOUN
token:
  https://www.nst.com.my/opinion/columnists/2020/12/651806/use-blockchain-technology-certify-halal-products

lemma:
  https://www.nst.com.my/opinion/columnists/2020/12/651806/use-blockchain-technology-certify-halal-product


