id	sid	tid	token	lemma	pos
ejif-10550	1	1	ejif_04_battanta	ejif_04_battanta	PROPN
ejif-10550	1	2	52	52	NUM
ejif-10550	1	3	european	european	ADJ
ejif-10550	1	4	journal	journal	PROPN
ejif-10550	1	5	of	of	ADP
ejif-10550	1	6	islamic	islamic	PROPN
ejif-10550	1	7	finance	finance	PROPN
ejif-10550	1	8	issn	issn	PROPN
ejif-10550	1	9	:	:	PUNCT
ejif-10550	1	10	2421	2421	NUM
ejif-10550	1	11	-	-	SYM
ejif-10550	1	12	2172	2172	NUM
ejif-10550	1	13	doi	doi	NOUN
ejif-10550	1	14	:	:	PUNCT
ejif-10550	1	15	10.13135/2421	10.13135/2421	NUM
ejif-10550	1	16	-	-	SYM
ejif-10550	1	17	2172/10550	2172/10550	NUM
ejif-10550	1	18	published	publish	VERB
ejif-10550	1	19	by	by	ADP
ejif-10550	1	20	university	university	PROPN
ejif-10550	1	21	of	of	ADP
ejif-10550	1	22	turin	turin	PROPN
ejif-10550	1	23	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	1	24	ejif	ejif	PROPN
ejif-10550	1	25	content	content	NOUN
ejif-10550	1	26	is	be	AUX
ejif-10550	1	27	licensed	license	VERB
ejif-10550	1	28	under	under	ADP
ejif-10550	1	29	a	a	DET
ejif-10550	1	30	creative	creative	ADJ
ejif-10550	1	31	commons	common	NOUN
ejif-10550	1	32	attribution	attribution	NOUN
ejif-10550	1	33	4.0	4.0	NUM
ejif-10550	1	34	international	international	ADJ
ejif-10550	1	35	license	license	NOUN
ejif-10550	1	36	the	the	DET
ejif-10550	1	37	moroccan	moroccan	ADJ
ejif-10550	1	38	banking	banking	NOUN
ejif-10550	1	39	system	system	NOUN
ejif-10550	1	40	and	and	CCONJ
ejif-10550	1	41	fintech	fintech	NOUN
ejif-10550	1	42	deployment	deployment	NOUN
ejif-10550	1	43	:	:	PUNCT
ejif-10550	1	44	an	an	DET
ejif-10550	1	45	overview	overview	NOUN
ejif-10550	1	46	of	of	ADP
ejif-10550	1	47	the	the	DET
ejif-10550	1	48	literature	literature	NOUN
ejif-10550	1	49	luca	luca	PROPN
ejif-10550	1	50	federico	federico	PROPN
ejif-10550	1	51	battanta1	battanta1	PROPN
ejif-10550	1	52	*	*	PROPN
ejif-10550	1	53	,	,	PUNCT
ejif-10550	1	54	giuliano	giuliano	PROPN
ejif-10550	1	55	lancioni2	lancioni2	PROPN
ejif-10550	1	56	,	,	PUNCT
ejif-10550	1	57	manuela	manuela	PROPN
ejif-10550	1	58	giolfo3	giolfo3	PROPN
ejif-10550	1	59	,	,	PUNCT
ejif-10550	1	60	francesca	francesca	PROPN
ejif-10550	1	61	magli4	magli4	NOUN
ejif-10550	1	62	1	1	NUM
ejif-10550	1	63	university	university	PROPN
ejif-10550	1	64	of	of	ADP
ejif-10550	1	65	milan	milan	PROPN
ejif-10550	1	66	bicocca	bicocca	PROPN
ejif-10550	1	67	,	,	PUNCT
ejif-10550	1	68	department	department	PROPN
ejif-10550	1	69	of	of	ADP
ejif-10550	1	70	business	business	NOUN
ejif-10550	1	71	sciences	sciences	PROPN
ejif-10550	1	72	and	and	CCONJ
ejif-10550	1	73	law	law	NOUN
ejif-10550	1	74	for	for	ADP
ejif-10550	1	75	economics	economic	NOUN
ejif-10550	1	76	piazza	piazza	NOUN
ejif-10550	1	77	dell'ateneo	dell'ateneo	PROPN
ejif-10550	1	78	nuovo	nuovo	PROPN
ejif-10550	1	79	,	,	PUNCT
ejif-10550	1	80	1	1	NUM
ejif-10550	1	81	20126	20126	NUM
ejif-10550	1	82	,	,	PUNCT
ejif-10550	1	83	milano	milano	PROPN
ejif-10550	1	84	,	,	PUNCT
ejif-10550	1	85	italy	italy	PROPN
ejif-10550	1	86	corresponding	corresponding	PROPN
ejif-10550	1	87	author	author	NOUN
ejif-10550	1	88	:	:	PUNCT
ejif-10550	1	89	lucafederico.battanta@unimib.it	lucafederico.battanta@unimib.it	PROPN
ejif-10550	1	90	orcid	orcid	NOUN
ejif-10550	1	91	0000	0000	NUM
ejif-10550	1	92	-	-	PUNCT
ejif-10550	1	93	0002	0002	NUM
ejif-10550	1	94	-	-	PUNCT
ejif-10550	1	95	8242	8242	NUM
ejif-10550	1	96	-	-	SYM
ejif-10550	1	97	1874	1874	NUM
ejif-10550	1	98	2	2	NUM
ejif-10550	1	99	università	università	PROPN
ejif-10550	1	100	degli	degli	NOUN
ejif-10550	1	101	studi	studi	PROPN
ejif-10550	1	102	roma	roma	PROPN
ejif-10550	1	103	tre	tre	PROPN
ejif-10550	1	104	,	,	PUNCT
ejif-10550	1	105	dipartimento	dipartimento	ADP
ejif-10550	1	106	di	di	NOUN
ejif-10550	1	107	lingue	lingue	NOUN
ejif-10550	1	108	,	,	PUNCT
ejif-10550	1	109	letterature	letterature	NOUN
ejif-10550	1	110	e	e	NOUN
ejif-10550	1	111	culture	culture	NOUN
ejif-10550	1	112	straniere	straniere	PROPN
ejif-10550	1	113	via	via	ADP
ejif-10550	1	114	del	del	PROPN
ejif-10550	1	115	valco	valco	PROPN
ejif-10550	1	116	di	di	PROPN
ejif-10550	1	117	san	san	PROPN
ejif-10550	1	118	paolo	paolo	PROPN
ejif-10550	1	119	19	19	NUM
ejif-10550	1	120	,	,	PUNCT
ejif-10550	1	121	roma	roma	PROPN
ejif-10550	1	122	,	,	PUNCT
ejif-10550	1	123	italy	italy	PROPN
ejif-10550	1	124	orcid	orcid	PROPN
ejif-10550	1	125	0000	0000	NUM
ejif-10550	1	126	-	-	PUNCT
ejif-10550	1	127	0002	0002	NUM
ejif-10550	1	128	-	-	PUNCT
ejif-10550	1	129	7368	7368	NUM
ejif-10550	1	130	-	-	SYM
ejif-10550	1	131	4410	4410	NUM
ejif-10550	1	132	3	3	NUM
ejif-10550	1	133	iulm	iulm	NOUN
ejif-10550	1	134	university	university	NOUN
ejif-10550	1	135	,	,	PUNCT
ejif-10550	1	136	department	department	NOUN
ejif-10550	1	137	of	of	ADP
ejif-10550	1	138	humanities	humanity	NOUN
ejif-10550	1	139	via	via	ADP
ejif-10550	1	140	carlo	carlo	PROPN
ejif-10550	1	141	bo	bo	PROPN
ejif-10550	1	142	,	,	PUNCT
ejif-10550	1	143	1	1	NUM
ejif-10550	1	144	20143	20143	NUM
ejif-10550	1	145	milano	milano	PROPN
ejif-10550	1	146	,	,	PUNCT
ejif-10550	1	147	italy	italy	PROPN
ejif-10550	1	148	orcid	orcid	PROPN
ejif-10550	1	149	0000	0000	NUM
ejif-10550	1	150	-	-	SYM
ejif-10550	1	151	0003	0003	NUM
ejif-10550	1	152	-	-	PUNCT
ejif-10550	1	153	0880	0880	NUM
ejif-10550	1	154	-	-	PUNCT
ejif-10550	1	155	0902	0902	NUM
ejif-10550	1	156	4	4	NUM
ejif-10550	1	157	university	university	PROPN
ejif-10550	1	158	of	of	ADP
ejif-10550	1	159	milan	milan	PROPN
ejif-10550	1	160	bicocca	bicocca	PROPN
ejif-10550	1	161	,	,	PUNCT
ejif-10550	1	162	department	department	PROPN
ejif-10550	1	163	of	of	ADP
ejif-10550	1	164	business	business	NOUN
ejif-10550	1	165	sciences	sciences	PROPN
ejif-10550	1	166	and	and	CCONJ
ejif-10550	1	167	law	law	NOUN
ejif-10550	1	168	for	for	ADP
ejif-10550	1	169	economics	economic	NOUN
ejif-10550	1	170	piazza	piazza	NOUN
ejif-10550	2	1	dell'ateneo	dell'ateneo	PROPN
ejif-10550	3	1	nuovo	nuovo	PROPN
ejif-10550	3	2	,	,	PUNCT
ejif-10550	3	3	1	1	NUM
ejif-10550	3	4	20126	20126	NUM
ejif-10550	3	5	,	,	PUNCT
ejif-10550	3	6	milano	milano	PROPN
ejif-10550	3	7	,	,	PUNCT
ejif-10550	3	8	italy	italy	PROPN
ejif-10550	3	9	orcid	orcid	PROPN
ejif-10550	3	10	0000	0000	NUM
ejif-10550	3	11	-	-	PUNCT
ejif-10550	3	12	0001	0001	NUM
ejif-10550	3	13	-	-	PUNCT
ejif-10550	3	14	8759	8759	NUM
ejif-10550	3	15	-	-	PUNCT
ejif-10550	3	16	796x	796x	NOUN
ejif-10550	3	17	received	receive	VERB
ejif-10550	3	18	:	:	PUNCT
ejif-10550	3	19	24/06/2024	24/06/2024	NUM
ejif-10550	3	20	accepted	accept	VERB
ejif-10550	3	21	for	for	ADP
ejif-10550	3	22	publication	publication	NOUN
ejif-10550	3	23	:	:	PUNCT
ejif-10550	3	24	26/02/2025	26/02/2025	NUM
ejif-10550	3	25	published	publish	VERB
ejif-10550	3	26	:	:	PUNCT
ejif-10550	3	27	04/03/2025	04/03/2025	NUM
ejif-10550	3	28	abstract	abstract	ADJ
ejif-10550	3	29	this	this	DET
ejif-10550	3	30	study	study	NOUN
ejif-10550	3	31	provides	provide	VERB
ejif-10550	3	32	an	an	DET
ejif-10550	3	33	in	in	ADP
ejif-10550	3	34	-	-	PUNCT
ejif-10550	3	35	depth	depth	NOUN
ejif-10550	3	36	analysis	analysis	NOUN
ejif-10550	3	37	of	of	ADP
ejif-10550	3	38	the	the	DET
ejif-10550	3	39	moroccan	moroccan	ADJ
ejif-10550	3	40	financial	financial	ADJ
ejif-10550	3	41	system	system	NOUN
ejif-10550	3	42	by	by	ADP
ejif-10550	3	43	examining	examine	VERB
ejif-10550	3	44	key	key	ADJ
ejif-10550	3	45	banking	banking	NOUN
ejif-10550	3	46	institutions	institution	NOUN
ejif-10550	3	47	,	,	PUNCT
ejif-10550	3	48	their	their	PRON
ejif-10550	3	49	characteristics	characteristic	NOUN
ejif-10550	3	50	,	,	PUNCT
ejif-10550	3	51	and	and	CCONJ
ejif-10550	3	52	their	their	PRON
ejif-10550	3	53	services	service	NOUN
ejif-10550	3	54	.	.	PUNCT
ejif-10550	4	1	under	under	ADP
ejif-10550	4	2	king	king	PROPN
ejif-10550	4	3	mohammed	mohammed	PROPN
ejif-10550	4	4	vi	vi	PROPN
ejif-10550	4	5	’s	’s	PART
ejif-10550	4	6	leadership	leadership	NOUN
ejif-10550	4	7	,	,	PUNCT
ejif-10550	4	8	morocco	morocco	PROPN
ejif-10550	4	9	has	have	AUX
ejif-10550	4	10	emerged	emerge	VERB
ejif-10550	4	11	as	as	ADP
ejif-10550	4	12	one	one	NUM
ejif-10550	4	13	of	of	ADP
ejif-10550	4	14	the	the	DET
ejif-10550	4	15	most	most	ADV
ejif-10550	4	16	financially	financially	ADV
ejif-10550	4	17	advanced	advanced	ADJ
ejif-10550	4	18	mediterranean	mediterranean	ADJ
ejif-10550	4	19	countries	country	NOUN
ejif-10550	4	20	and	and	CCONJ
ejif-10550	4	21	the	the	DET
ejif-10550	4	22	most	most	ADV
ejif-10550	4	23	developed	develop	VERB
ejif-10550	4	24	in	in	ADP
ejif-10550	4	25	the	the	DET
ejif-10550	4	26	maghreb	maghreb	PROPN
ejif-10550	4	27	.	.	PUNCT
ejif-10550	5	1	its	its	PRON
ejif-10550	5	2	openness	openness	NOUN
ejif-10550	5	3	in	in	ADP
ejif-10550	5	4	tourism	tourism	NOUN
ejif-10550	5	5	and	and	CCONJ
ejif-10550	5	6	finance	finance	NOUN
ejif-10550	5	7	has	have	AUX
ejif-10550	5	8	facilitated	facilitate	VERB
ejif-10550	5	9	the	the	DET
ejif-10550	5	10	growth	growth	NOUN
ejif-10550	5	11	of	of	ADP
ejif-10550	5	12	both	both	CCONJ
ejif-10550	5	13	conventional	conventional	ADJ
ejif-10550	5	14	and	and	CCONJ
ejif-10550	5	15	islamic	islamic	ADJ
ejif-10550	5	16	banking	banking	NOUN
ejif-10550	5	17	sectors	sector	NOUN
ejif-10550	5	18	.	.	PUNCT
ejif-10550	6	1	using	use	VERB
ejif-10550	6	2	a	a	DET
ejif-10550	6	3	qualitative	qualitative	ADJ
ejif-10550	6	4	methodology	methodology	NOUN
ejif-10550	6	5	,	,	PUNCT
ejif-10550	6	6	this	this	DET
ejif-10550	6	7	research	research	NOUN
ejif-10550	6	8	follows	follow	VERB
ejif-10550	6	9	a	a	DET
ejif-10550	6	10	structured	structured	ADJ
ejif-10550	6	11	approach	approach	NOUN
ejif-10550	6	12	.	.	PUNCT
ejif-10550	7	1	first	first	ADV
ejif-10550	7	2	,	,	PUNCT
ejif-10550	7	3	a	a	DET
ejif-10550	7	4	literature	literature	NOUN
ejif-10550	7	5	review	review	NOUN
ejif-10550	7	6	examines	examine	VERB
ejif-10550	7	7	academic	academic	ADJ
ejif-10550	7	8	and	and	CCONJ
ejif-10550	7	9	regulatory	regulatory	ADJ
ejif-10550	7	10	perspectives	perspective	NOUN
ejif-10550	7	11	on	on	ADP
ejif-10550	7	12	morocco	morocco	PROPN
ejif-10550	7	13	’s	’s	PART
ejif-10550	7	14	financial	financial	ADJ
ejif-10550	7	15	system	system	NOUN
ejif-10550	7	16	.	.	PUNCT
ejif-10550	8	1	then	then	ADV
ejif-10550	8	2	,	,	PUNCT
ejif-10550	8	3	we	we	PRON
ejif-10550	8	4	analyze	analyze	VERB
ejif-10550	8	5	moroccan	moroccan	ADJ
ejif-10550	8	6	banks	bank	NOUN
ejif-10550	8	7	by	by	ADP
ejif-10550	8	8	classifying	classify	VERB
ejif-10550	8	9	them	they	PRON
ejif-10550	8	10	as	as	ADP
ejif-10550	8	11	commercial	commercial	ADJ
ejif-10550	8	12	or	or	CCONJ
ejif-10550	8	13	business	business	NOUN
ejif-10550	8	14	institutions	institution	NOUN
ejif-10550	8	15	and	and	CCONJ
ejif-10550	8	16	distinguishing	distinguish	VERB
ejif-10550	8	17	between	between	ADP
ejif-10550	8	18	local	local	ADJ
ejif-10550	8	19	and	and	CCONJ
ejif-10550	8	20	foreign	foreign	ADJ
ejif-10550	8	21	financial	financial	ADJ
ejif-10550	8	22	entities	entity	NOUN
ejif-10550	8	23	.	.	PUNCT
ejif-10550	9	1	the	the	DET
ejif-10550	9	2	study	study	NOUN
ejif-10550	9	3	categorizes	categorize	VERB
ejif-10550	9	4	services	service	NOUN
ejif-10550	9	5	into	into	ADP
ejif-10550	9	6	retail	retail	ADJ
ejif-10550	9	7	,	,	PUNCT
ejif-10550	9	8	corporate	corporate	ADJ
ejif-10550	9	9	,	,	PUNCT
ejif-10550	9	10	and	and	CCONJ
ejif-10550	9	11	digital	digital	ADJ
ejif-10550	9	12	(	(	PUNCT
ejif-10550	9	13	fintech	fintech	NOUN
ejif-10550	9	14	)	)	PUNCT
ejif-10550	9	15	,	,	PUNCT
ejif-10550	9	16	focusing	focus	VERB
ejif-10550	9	17	on	on	ADP
ejif-10550	9	18	sharia	sharia	NOUN
ejif-10550	9	19	-	-	PUNCT
ejif-10550	9	20	compliant	compliant	NOUN
ejif-10550	9	21	banking	banking	NOUN
ejif-10550	9	22	and	and	CCONJ
ejif-10550	9	23	its	its	PRON
ejif-10550	9	24	customer	customer	NOUN
ejif-10550	9	25	offerings	offering	NOUN
ejif-10550	9	26	.	.	PUNCT
ejif-10550	10	1	furthermore	furthermore	ADV
ejif-10550	10	2	,	,	PUNCT
ejif-10550	10	3	it	it	PRON
ejif-10550	10	4	assesses	assess	VERB
ejif-10550	10	5	the	the	DET
ejif-10550	10	6	evolution	evolution	NOUN
ejif-10550	10	7	of	of	ADP
ejif-10550	10	8	digital	digital	ADJ
ejif-10550	10	9	financial	financial	ADJ
ejif-10550	10	10	services	service	NOUN
ejif-10550	10	11	among	among	ADP
ejif-10550	10	12	moroccan	moroccan	ADJ
ejif-10550	10	13	banking	banking	NOUN
ejif-10550	10	14	groups	group	NOUN
ejif-10550	10	15	and	and	CCONJ
ejif-10550	10	16	foreign	foreign	ADJ
ejif-10550	10	17	-	-	PUNCT
ejif-10550	10	18	owned	own	VERB
ejif-10550	10	19	banks	bank	NOUN
ejif-10550	10	20	.	.	PUNCT
ejif-10550	11	1	a	a	DET
ejif-10550	11	2	unique	unique	ADJ
ejif-10550	11	3	aspect	aspect	NOUN
ejif-10550	11	4	of	of	ADP
ejif-10550	11	5	this	this	DET
ejif-10550	11	6	research	research	NOUN
ejif-10550	11	7	,	,	PUNCT
ejif-10550	11	8	coauthored	coauthore	VERB
ejif-10550	11	9	by	by	ADP
ejif-10550	11	10	management	management	NOUN
ejif-10550	11	11	scholars	scholar	NOUN
ejif-10550	11	12	and	and	CCONJ
ejif-10550	11	13	arab	arab	ADJ
ejif-10550	11	14	studies	study	NOUN
ejif-10550	11	15	experts	expert	NOUN
ejif-10550	11	16	,	,	PUNCT
ejif-10550	11	17	is	be	AUX
ejif-10550	11	18	its	its	PRON
ejif-10550	11	19	examination	examination	NOUN
ejif-10550	11	20	of	of	ADP
ejif-10550	11	21	how	how	SCONJ
ejif-10550	11	22	moroccan	moroccan	ADJ
ejif-10550	11	23	banks	bank	NOUN
ejif-10550	11	24	communicate	communicate	VERB
ejif-10550	11	25	with	with	ADP
ejif-10550	11	26	customers	customer	NOUN
ejif-10550	11	27	,	,	PUNCT
ejif-10550	11	28	including	include	VERB
ejif-10550	11	29	language	language	NOUN
ejif-10550	11	30	use	use	NOUN
ejif-10550	11	31	and	and	CCONJ
ejif-10550	11	32	segmentation	segmentation	NOUN
ejif-10550	11	33	based	base	VERB
ejif-10550	11	34	on	on	ADP
ejif-10550	11	35	sharia	sharia	PROPN
ejif-10550	11	36	compliance	compliance	NOUN
ejif-10550	11	37	.	.	PUNCT
ejif-10550	12	1	the	the	DET
ejif-10550	12	2	findings	finding	NOUN
ejif-10550	12	3	will	will	AUX
ejif-10550	12	4	highlight	highlight	VERB
ejif-10550	12	5	morocco	morocco	PROPN
ejif-10550	12	6	’s	’s	PART
ejif-10550	12	7	banking	banking	NOUN
ejif-10550	12	8	strengths	strength	NOUN
ejif-10550	12	9	and	and	CCONJ
ejif-10550	12	10	potential	potential	ADJ
ejif-10550	12	11	improvements	improvement	NOUN
ejif-10550	12	12	that	that	PRON
ejif-10550	12	13	could	could	AUX
ejif-10550	12	14	inspire	inspire	VERB
ejif-10550	12	15	financial	financial	ADJ
ejif-10550	12	16	strategies	strategy	NOUN
ejif-10550	12	17	in	in	ADP
ejif-10550	12	18	italy	italy	PROPN
ejif-10550	12	19	and	and	CCONJ
ejif-10550	12	20	other	other	ADJ
ejif-10550	12	21	european	european	ADJ
ejif-10550	12	22	countries	country	NOUN
ejif-10550	12	23	with	with	ADP
ejif-10550	12	24	significant	significant	ADJ
ejif-10550	12	25	muslim	muslim	ADJ
ejif-10550	12	26	communities	community	NOUN
ejif-10550	12	27	.	.	PUNCT
ejif-10550	13	1	additionally	additionally	ADV
ejif-10550	13	2	,	,	PUNCT
ejif-10550	13	3	this	this	DET
ejif-10550	13	4	study	study	NOUN
ejif-10550	13	5	identifies	identify	VERB
ejif-10550	13	6	best	good	ADJ
ejif-10550	13	7	practices	practice	NOUN
ejif-10550	13	8	for	for	ADP
ejif-10550	13	9	expanding	expand	VERB
ejif-10550	13	10	sharia	sharia	NOUN
ejif-10550	13	11	-	-	PUNCT
ejif-10550	13	12	compliant	compliant	NOUN
ejif-10550	13	13	services	service	NOUN
ejif-10550	13	14	to	to	ADP
ejif-10550	13	15	the	the	DET
ejif-10550	13	16	hundreds	hundred	NOUN
ejif-10550	13	17	of	of	ADP
ejif-10550	13	18	thousands	thousand	NOUN
ejif-10550	13	19	of	of	ADP
ejif-10550	13	20	muslim	muslim	ADJ
ejif-10550	13	21	immigrants	immigrant	NOUN
ejif-10550	13	22	from	from	ADP
ejif-10550	13	23	morocco	morocco	PROPN
ejif-10550	13	24	and	and	CCONJ
ejif-10550	13	25	the	the	DET
ejif-10550	13	26	broader	broad	ADJ
ejif-10550	13	27	maghreb	maghreb	PROPN
ejif-10550	13	28	region	region	NOUN
ejif-10550	13	29	.	.	PUNCT
ejif-10550	14	1	keywords	keyword	NOUN
ejif-10550	14	2	:	:	PUNCT
ejif-10550	14	3	morocco	morocco	NOUN
ejif-10550	14	4	,	,	PUNCT
ejif-10550	14	5	fintech	fintech	NOUN
ejif-10550	14	6	,	,	PUNCT
ejif-10550	14	7	regtech	regtech	PROPN
ejif-10550	14	8	,	,	PUNCT
ejif-10550	14	9	islamic	islamic	ADJ
ejif-10550	14	10	finance	finance	NOUN
ejif-10550	14	11	,	,	PUNCT
ejif-10550	14	12	banking	banking	NOUN
ejif-10550	14	13	,	,	PUNCT
ejif-10550	14	14	management	management	NOUN
ejif-10550	14	15	53	53	NUM
ejif-10550	14	16	european	european	PROPN
ejif-10550	14	17	journal	journal	PROPN
ejif-10550	14	18	of	of	ADP
ejif-10550	14	19	islamic	islamic	PROPN
ejif-10550	14	20	finance	finance	PROPN
ejif-10550	14	21	issn	issn	PROPN
ejif-10550	14	22	:	:	PUNCT
ejif-10550	14	23	2421	2421	NUM
ejif-10550	14	24	-	-	SYM
ejif-10550	14	25	2172	2172	NUM
ejif-10550	14	26	doi	doi	NOUN
ejif-10550	14	27	:	:	PUNCT
ejif-10550	14	28	10.13135/2421	10.13135/2421	NUM
ejif-10550	14	29	-	-	SYM
ejif-10550	14	30	2172/10550	2172/10550	NUM
ejif-10550	14	31	published	publish	VERB
ejif-10550	14	32	by	by	ADP
ejif-10550	14	33	university	university	PROPN
ejif-10550	14	34	of	of	ADP
ejif-10550	14	35	turin	turin	PROPN
ejif-10550	15	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	15	2	ejif	ejif	PROPN
ejif-10550	15	3	content	content	NOUN
ejif-10550	15	4	is	be	AUX
ejif-10550	15	5	licensed	license	VERB
ejif-10550	15	6	under	under	ADP
ejif-10550	15	7	a	a	DET
ejif-10550	15	8	creative	creative	ADJ
ejif-10550	15	9	commons	common	NOUN
ejif-10550	15	10	attribution	attribution	NOUN
ejif-10550	15	11	4.0	4.0	NUM
ejif-10550	15	12	international	international	ADJ
ejif-10550	15	13	license	license	NOUN
ejif-10550	15	14	1	1	NUM
ejif-10550	15	15	.	.	PUNCT
ejif-10550	16	1	introduction	introduction	NOUN
ejif-10550	16	2	morocco	morocco	PROPN
ejif-10550	16	3	geographically	geographically	ADV
ejif-10550	16	4	overlooks	overlook	VERB
ejif-10550	16	5	the	the	DET
ejif-10550	16	6	mediterranean	mediterranean	PROPN
ejif-10550	16	7	sea	sea	PROPN
ejif-10550	16	8	and	and	CCONJ
ejif-10550	16	9	the	the	DET
ejif-10550	16	10	atlantic	atlantic	PROPN
ejif-10550	16	11	ocean	ocean	PROPN
ejif-10550	16	12	.	.	PUNCT
ejif-10550	17	1	an	an	DET
ejif-10550	17	2	islamic	islamic	ADJ
ejif-10550	17	3	constitutional	constitutional	ADJ
ejif-10550	17	4	monarchy	monarchy	NOUN
ejif-10550	17	5	governs	govern	VERB
ejif-10550	17	6	it	it	PRON
ejif-10550	17	7	with	with	ADP
ejif-10550	17	8	peculiar	peculiar	ADJ
ejif-10550	17	9	characteristics	characteristic	NOUN
ejif-10550	17	10	representing	represent	VERB
ejif-10550	17	11	a	a	DET
ejif-10550	17	12	unique	unique	ADJ
ejif-10550	17	13	reality	reality	NOUN
ejif-10550	17	14	for	for	ADP
ejif-10550	17	15	the	the	DET
ejif-10550	17	16	islamic	islamic	ADJ
ejif-10550	17	17	world	world	NOUN
ejif-10550	17	18	,	,	PUNCT
ejif-10550	17	19	the	the	DET
ejif-10550	17	20	african	african	ADJ
ejif-10550	17	21	context	context	NOUN
ejif-10550	17	22	,	,	PUNCT
ejif-10550	17	23	and	and	CCONJ
ejif-10550	17	24	the	the	DET
ejif-10550	17	25	maghreb	maghreb	PROPN
ejif-10550	17	26	area	area	NOUN
ejif-10550	17	27	.	.	PUNCT
ejif-10550	18	1	islam	islam	PROPN
ejif-10550	18	2	has	have	AUX
ejif-10550	18	3	been	be	AUX
ejif-10550	18	4	present	present	ADJ
ejif-10550	18	5	in	in	ADP
ejif-10550	18	6	morocco	morocco	PROPN
ejif-10550	18	7	since	since	SCONJ
ejif-10550	18	8	the	the	DET
ejif-10550	18	9	7th	7th	ADJ
ejif-10550	18	10	century	century	NOUN
ejif-10550	18	11	a.d	a.d	PROPN
ejif-10550	18	12	.	.	PROPN
ejif-10550	18	13	and	and	CCONJ
ejif-10550	18	14	has	have	AUX
ejif-10550	18	15	since	since	SCONJ
ejif-10550	18	16	spread	spread	VERB
ejif-10550	18	17	among	among	ADP
ejif-10550	18	18	the	the	DET
ejif-10550	18	19	native	native	ADJ
ejif-10550	18	20	berber	berber	NOUN
ejif-10550	18	21	populations	population	NOUN
ejif-10550	18	22	.	.	PUNCT
ejif-10550	19	1	today	today	NOUN
ejif-10550	19	2	,	,	PUNCT
ejif-10550	19	3	the	the	DET
ejif-10550	19	4	malikite	malikite	ADJ
ejif-10550	19	5	school1	school1	NOUN
ejif-10550	19	6	is	be	AUX
ejif-10550	19	7	mainly	mainly	ADV
ejif-10550	19	8	followed	follow	VERB
ejif-10550	19	9	in	in	ADP
ejif-10550	19	10	the	the	DET
ejif-10550	19	11	maghreb	maghreb	PROPN
ejif-10550	19	12	and	and	CCONJ
ejif-10550	19	13	is	be	AUX
ejif-10550	19	14	widespread	widespread	ADJ
ejif-10550	19	15	in	in	ADP
ejif-10550	19	16	egypt	egypt	PROPN
ejif-10550	19	17	,	,	PUNCT
ejif-10550	19	18	west	west	PROPN
ejif-10550	19	19	africa	africa	PROPN
ejif-10550	19	20	,	,	PUNCT
ejif-10550	19	21	parts	part	NOUN
ejif-10550	19	22	of	of	ADP
ejif-10550	19	23	central	central	PROPN
ejif-10550	19	24	africa	africa	PROPN
ejif-10550	19	25	,	,	PUNCT
ejif-10550	19	26	north	north	NOUN
ejif-10550	19	27	-	-	PUNCT
ejif-10550	19	28	west	west	NOUN
ejif-10550	19	29	eritrea	eritrea	PROPN
ejif-10550	19	30	,	,	PUNCT
ejif-10550	19	31	and	and	CCONJ
ejif-10550	19	32	some	some	DET
ejif-10550	19	33	gulf	gulf	NOUN
ejif-10550	19	34	states	state	NOUN
ejif-10550	19	35	.	.	PUNCT
ejif-10550	20	1	at	at	ADP
ejif-10550	20	2	the	the	DET
ejif-10550	20	3	same	same	ADJ
ejif-10550	20	4	time	time	NOUN
ejif-10550	20	5	,	,	PUNCT
ejif-10550	20	6	in	in	ADP
ejif-10550	20	7	historical	historical	ADJ
ejif-10550	20	8	times	time	NOUN
ejif-10550	20	9	,	,	PUNCT
ejif-10550	20	10	it	it	PRON
ejif-10550	20	11	was	be	AUX
ejif-10550	20	12	also	also	ADV
ejif-10550	20	13	prevalent	prevalent	ADJ
ejif-10550	20	14	in	in	ADP
ejif-10550	20	15	muslim	muslim	PROPN
ejif-10550	20	16	spain	spain	PROPN
ejif-10550	20	17	and	and	CCONJ
ejif-10550	20	18	sicily	sicily	ADV
ejif-10550	20	19	.	.	PUNCT
ejif-10550	21	1	the	the	DET
ejif-10550	21	2	subsistence	subsistence	NOUN
ejif-10550	21	3	in	in	ADP
ejif-10550	21	4	a	a	DET
ejif-10550	21	5	single	single	ADJ
ejif-10550	21	6	state	state	NOUN
ejif-10550	21	7	order	order	NOUN
ejif-10550	21	8	of	of	ADP
ejif-10550	21	9	malikite	malikite	ADJ
ejif-10550	21	10	positions	position	NOUN
ejif-10550	21	11	,	,	PUNCT
ejif-10550	21	12	inspired	inspire	VERB
ejif-10550	21	13	by	by	ADP
ejif-10550	21	14	the	the	DET
ejif-10550	21	15	mysticism	mysticism	NOUN
ejif-10550	21	16	of	of	ADP
ejif-10550	21	17	tasawwuf2	tasawwuf2	ADJ
ejif-10550	21	18	spirituality	spirituality	NOUN
ejif-10550	21	19	and	and	CCONJ
ejif-10550	21	20	conveyed	convey	VERB
ejif-10550	21	21	with	with	ADP
ejif-10550	21	22	an	an	DET
ejif-10550	21	23	ashʿarī	ashʿarī	PRON
ejif-10550	21	24	3theological	3theological	ADJ
ejif-10550	21	25	vision	vision	NOUN
ejif-10550	21	26	,	,	PUNCT
ejif-10550	21	27	forms	form	NOUN
ejif-10550	21	28	in	in	ADP
ejif-10550	21	29	morocco	morocco	PROPN
ejif-10550	21	30	’s	’s	PART
ejif-10550	21	31	islam	islam	PROPN
ejif-10550	21	32	a	a	DET
ejif-10550	21	33	combination	combination	NOUN
ejif-10550	21	34	unique	unique	ADJ
ejif-10550	21	35	in	in	ADP
ejif-10550	21	36	the	the	DET
ejif-10550	21	37	arab	arab	ADJ
ejif-10550	21	38	-	-	PUNCT
ejif-10550	21	39	islamic	islamic	PROPN
ejif-10550	21	40	panorama	panorama	NOUN
ejif-10550	21	41	,	,	PUNCT
ejif-10550	21	42	with	with	ADP
ejif-10550	21	43	great	great	ADJ
ejif-10550	21	44	flexibility	flexibility	NOUN
ejif-10550	21	45	of	of	ADP
ejif-10550	21	46	legal	legal	ADJ
ejif-10550	21	47	-	-	PUNCT
ejif-10550	21	48	religious	religious	ADJ
ejif-10550	21	49	thought	thought	NOUN
ejif-10550	21	50	and	and	CCONJ
ejif-10550	21	51	inspiration	inspiration	NOUN
ejif-10550	21	52	for	for	ADP
ejif-10550	21	53	the	the	DET
ejif-10550	21	54	political	political	ADJ
ejif-10550	21	55	practice	practice	NOUN
ejif-10550	21	56	of	of	ADP
ejif-10550	21	57	tolerance	tolerance	NOUN
ejif-10550	21	58	and	and	CCONJ
ejif-10550	21	59	conciliation	conciliation	NOUN
ejif-10550	21	60	.	.	PUNCT
ejif-10550	22	1	the	the	DET
ejif-10550	22	2	great	great	ADJ
ejif-10550	22	3	originality	originality	NOUN
ejif-10550	22	4	of	of	ADP
ejif-10550	22	5	morocco	morocco	PROPN
ejif-10550	22	6	’s	’s	PART
ejif-10550	22	7	islam	islam	PROPN
ejif-10550	22	8	lies	lie	VERB
ejif-10550	22	9	in	in	ADP
ejif-10550	22	10	the	the	DET
ejif-10550	22	11	fact	fact	NOUN
ejif-10550	22	12	that	that	SCONJ
ejif-10550	22	13	it	it	PRON
ejif-10550	22	14	is	be	AUX
ejif-10550	22	15	the	the	DET
ejif-10550	22	16	product	product	NOUN
ejif-10550	22	17	of	of	ADP
ejif-10550	22	18	an	an	DET
ejif-10550	22	19	ancient	ancient	ADJ
ejif-10550	22	20	and	and	CCONJ
ejif-10550	22	21	well	well	ADV
ejif-10550	22	22	-	-	PUNCT
ejif-10550	22	23	established	establish	VERB
ejif-10550	22	24	tradition	tradition	NOUN
ejif-10550	22	25	,	,	PUNCT
ejif-10550	22	26	resulting	result	VERB
ejif-10550	22	27	in	in	ADP
ejif-10550	22	28	a	a	DET
ejif-10550	22	29	constitutional	constitutional	ADJ
ejif-10550	22	30	monarchy	monarchy	NOUN
ejif-10550	22	31	where	where	SCONJ
ejif-10550	22	32	the	the	DET
ejif-10550	22	33	sovereign	sovereign	NOUN
ejif-10550	22	34	is	be	AUX
ejif-10550	22	35	both	both	CCONJ
ejif-10550	22	36	a	a	DET
ejif-10550	22	37	temporal	temporal	ADJ
ejif-10550	22	38	and	and	CCONJ
ejif-10550	22	39	spiritual	spiritual	ADJ
ejif-10550	22	40	head	head	NOUN
ejif-10550	22	41	.	.	PUNCT
ejif-10550	23	1	the	the	DET
ejif-10550	23	2	alawite	alawite	NOUN
ejif-10550	23	3	monarchy	monarchy	NOUN
ejif-10550	23	4	of	of	ADP
ejif-10550	23	5	morocco	morocco	PROPN
ejif-10550	23	6	descends	descend	VERB
ejif-10550	23	7	directly	directly	ADV
ejif-10550	23	8	from	from	ADP
ejif-10550	23	9	fatima	fatima	PROPN
ejif-10550	23	10	,	,	PUNCT
ejif-10550	23	11	the	the	DET
ejif-10550	23	12	daughter	daughter	NOUN
ejif-10550	23	13	of	of	ADP
ejif-10550	23	14	muḥammad	muḥammad	PROPN
ejif-10550	23	15	.	.	PUNCT
ejif-10550	24	1	it	it	PRON
ejif-10550	24	2	is	be	AUX
ejif-10550	24	3	the	the	DET
ejif-10550	24	4	recipient	recipient	NOUN
ejif-10550	24	5	of	of	ADP
ejif-10550	24	6	the	the	DET
ejif-10550	24	7	title	title	NOUN
ejif-10550	24	8	of	of	ADP
ejif-10550	24	9	sharifian	sharifian	NOUN
ejif-10550	24	10	,	,	PUNCT
ejif-10550	24	11	which	which	PRON
ejif-10550	24	12	provides	provide	VERB
ejif-10550	24	13	for	for	ADP
ejif-10550	24	14	widespread	widespread	ADJ
ejif-10550	24	15	prestige	prestige	NOUN
ejif-10550	24	16	linked	link	VERB
ejif-10550	24	17	to	to	ADP
ejif-10550	24	18	the	the	DET
ejif-10550	24	19	religious	religious	ADJ
ejif-10550	24	20	and	and	CCONJ
ejif-10550	24	21	political	political	ADJ
ejif-10550	24	22	spheres	sphere	NOUN
ejif-10550	24	23	.	.	PUNCT
ejif-10550	25	1	also	also	ADV
ejif-10550	25	2	,	,	PUNCT
ejif-10550	25	3	in	in	ADP
ejif-10550	25	4	the	the	DET
ejif-10550	25	5	1971	1971	NUM
ejif-10550	25	6	constitution	constitution	NOUN
ejif-10550	25	7	,	,	PUNCT
ejif-10550	25	8	article	article	NOUN
ejif-10550	25	9	41	41	NUM
ejif-10550	25	10	mentions	mention	VERB
ejif-10550	25	11	that	that	SCONJ
ejif-10550	25	12	“	"	PUNCT
ejif-10550	25	13	the	the	DET
ejif-10550	25	14	king	king	NOUN
ejif-10550	25	15	of	of	ADP
ejif-10550	25	16	morocco	morocco	PROPN
ejif-10550	25	17	is	be	AUX
ejif-10550	25	18	amir	amir	PROPN
ejif-10550	25	19	al	al	PROPN
ejif-10550	25	20	-	-	PUNCT
ejif-10550	25	21	muʾminīn	muʾminīn	PROPN
ejif-10550	25	22	(	(	PUNCT
ejif-10550	25	23	commander	commander	NOUN
ejif-10550	25	24	of	of	ADP
ejif-10550	25	25	all	all	DET
ejif-10550	25	26	muslim	muslim	ADJ
ejif-10550	25	27	believers	believer	NOUN
ejif-10550	25	28	)	)	PUNCT
ejif-10550	25	29	.	.	PUNCT
ejif-10550	26	1	invested	invest	VERB
ejif-10550	26	2	with	with	ADP
ejif-10550	26	3	the	the	DET
ejif-10550	26	4	bayʿa	bayʿa	NOUN
ejif-10550	26	5	(	(	PUNCT
ejif-10550	26	6	the	the	DET
ejif-10550	26	7	contract	contract	NOUN
ejif-10550	26	8	that	that	PRON
ejif-10550	26	9	regulates	regulate	VERB
ejif-10550	26	10	rights	right	NOUN
ejif-10550	26	11	and	and	CCONJ
ejif-10550	26	12	duties	duty	NOUN
ejif-10550	26	13	between	between	ADP
ejif-10550	26	14	sovereign	sovereign	ADJ
ejif-10550	26	15	and	and	CCONJ
ejif-10550	26	16	subjects	subject	NOUN
ejif-10550	26	17	)	)	PUNCT
ejif-10550	26	18	,	,	PUNCT
ejif-10550	26	19	he	he	PRON
ejif-10550	26	20	oversees	oversee	VERB
ejif-10550	26	21	the	the	DET
ejif-10550	26	22	respect	respect	NOUN
ejif-10550	26	23	of	of	ADP
ejif-10550	26	24	islam	islam	PROPN
ejif-10550	26	25	,	,	PUNCT
ejif-10550	26	26	is	be	AUX
ejif-10550	26	27	the	the	DET
ejif-10550	26	28	guarantor	guarantor	NOUN
ejif-10550	26	29	of	of	ADP
ejif-10550	26	30	the	the	DET
ejif-10550	26	31	free	free	ADJ
ejif-10550	26	32	exercise	exercise	NOUN
ejif-10550	26	33	of	of	ADP
ejif-10550	26	34	cults	cult	NOUN
ejif-10550	26	35	and	and	CCONJ
ejif-10550	26	36	is	be	AUX
ejif-10550	26	37	invested	invest	VERB
ejif-10550	26	38	with	with	ADP
ejif-10550	26	39	the	the	DET
ejif-10550	26	40	defence	defence	NOUN
ejif-10550	26	41	of	of	ADP
ejif-10550	26	42	orthodoxy	orthodoxy	NOUN
ejif-10550	26	43	”	"	PUNCT
ejif-10550	26	44	.	.	PUNCT
ejif-10550	27	1	morocco	morocco	PROPN
ejif-10550	27	2	thus	thus	ADV
ejif-10550	27	3	becomes	become	VERB
ejif-10550	27	4	a	a	DET
ejif-10550	27	5	nation	nation	NOUN
ejif-10550	27	6	where	where	SCONJ
ejif-10550	27	7	islam	islam	PROPN
ejif-10550	27	8	is	be	AUX
ejif-10550	27	9	the	the	DET
ejif-10550	27	10	state	state	NOUN
ejif-10550	27	11	religion	religion	NOUN
ejif-10550	27	12	.	.	PUNCT
ejif-10550	28	1	still	still	ADV
ejif-10550	28	2	,	,	PUNCT
ejif-10550	28	3	it	it	PRON
ejif-10550	28	4	also	also	ADV
ejif-10550	28	5	has	have	VERB
ejif-10550	28	6	a	a	DET
ejif-10550	28	7	strong	strong	ADJ
ejif-10550	28	8	political	political	ADJ
ejif-10550	28	9	power	power	NOUN
ejif-10550	28	10	influence	influence	NOUN
ejif-10550	28	11	and	and	CCONJ
ejif-10550	28	12	where	where	SCONJ
ejif-10550	28	13	the	the	DET
ejif-10550	28	14	islamic	islamic	ADJ
ejif-10550	28	15	tradition	tradition	NOUN
ejif-10550	28	16	is	be	AUX
ejif-10550	28	17	a	a	DET
ejif-10550	28	18	source	source	NOUN
ejif-10550	28	19	of	of	ADP
ejif-10550	28	20	legitimacy	legitimacy	NOUN
ejif-10550	28	21	for	for	ADP
ejif-10550	28	22	the	the	DET
ejif-10550	28	23	establishment	establishment	NOUN
ejif-10550	28	24	.	.	PUNCT
ejif-10550	29	1	none	none	NOUN
ejif-10550	29	2	of	of	ADP
ejif-10550	29	3	the	the	DET
ejif-10550	29	4	major	major	ADJ
ejif-10550	29	5	political	political	ADJ
ejif-10550	29	6	parties	party	NOUN
ejif-10550	29	7	adopts	adopt	VERB
ejif-10550	29	8	a	a	DET
ejif-10550	29	9	secular	secular	ADJ
ejif-10550	29	10	view	view	NOUN
ejif-10550	29	11	of	of	ADP
ejif-10550	29	12	the	the	DET
ejif-10550	29	13	state	state	NOUN
ejif-10550	29	14	,	,	PUNCT
ejif-10550	29	15	and	and	CCONJ
ejif-10550	29	16	islam	islam	PROPN
ejif-10550	29	17	has	have	AUX
ejif-10550	29	18	been	be	AUX
ejif-10550	29	19	a	a	DET
ejif-10550	29	20	unifying	unifying	ADJ
ejif-10550	29	21	factor	factor	NOUN
ejif-10550	29	22	used	use	VERB
ejif-10550	29	23	to	to	PART
ejif-10550	29	24	rally	rally	VERB
ejif-10550	29	25	the	the	DET
ejif-10550	29	26	elite	elite	ADJ
ejif-10550	29	27	and	and	CCONJ
ejif-10550	29	28	general	general	ADJ
ejif-10550	29	29	society	society	NOUN
ejif-10550	29	30	behind	behind	ADP
ejif-10550	29	31	the	the	DET
ejif-10550	29	32	monarchy	monarchy	NOUN
ejif-10550	29	33	.	.	PUNCT
ejif-10550	30	1	islam	islam	PROPN
ejif-10550	30	2	is	be	AUX
ejif-10550	30	3	integral	integral	ADJ
ejif-10550	30	4	to	to	ADP
ejif-10550	30	5	morocco	morocco	PROPN
ejif-10550	30	6	’s	’s	PART
ejif-10550	30	7	socio	socio	NOUN
ejif-10550	30	8	-	-	PUNCT
ejif-10550	30	9	political	political	ADJ
ejif-10550	30	10	identity	identity	NOUN
ejif-10550	30	11	,	,	PUNCT
ejif-10550	30	12	and	and	CCONJ
ejif-10550	30	13	its	its	PRON
ejif-10550	30	14	socialism	socialism	NOUN
ejif-10550	30	15	is	be	AUX
ejif-10550	30	16	not	not	PART
ejif-10550	30	17	antithetical	antithetical	ADJ
ejif-10550	30	18	to	to	ADP
ejif-10550	30	19	the	the	DET
ejif-10550	30	20	islamic	islamic	ADJ
ejif-10550	30	21	identity	identity	NOUN
ejif-10550	30	22	of	of	ADP
ejif-10550	30	23	moroccans	moroccans	PROPN
ejif-10550	30	24	and	and	CCONJ
ejif-10550	30	25	the	the	DET
ejif-10550	30	26	centrality	centrality	NOUN
ejif-10550	30	27	of	of	ADP
ejif-10550	30	28	tradition	tradition	NOUN
ejif-10550	30	29	and	and	CCONJ
ejif-10550	30	30	religion	religion	NOUN
ejif-10550	30	31	in	in	ADP
ejif-10550	30	32	morocco	morocco	PROPN
ejif-10550	30	33	.	.	PUNCT
ejif-10550	31	1	the	the	DET
ejif-10550	31	2	combination	combination	NOUN
ejif-10550	31	3	of	of	ADP
ejif-10550	31	4	traditional	traditional	ADJ
ejif-10550	31	5	elements	element	NOUN
ejif-10550	31	6	and	and	CCONJ
ejif-10550	31	7	religious	religious	ADJ
ejif-10550	31	8	discourse	discourse	NOUN
ejif-10550	31	9	is	be	AUX
ejif-10550	31	10	manifested	manifest	VERB
ejif-10550	31	11	in	in	ADP
ejif-10550	31	12	the	the	DET
ejif-10550	31	13	monarchy	monarchy	NOUN
ejif-10550	31	14	’s	’s	PART
ejif-10550	31	15	cultivation	cultivation	NOUN
ejif-10550	31	16	of	of	ADP
ejif-10550	31	17	its	its	PRON
ejif-10550	31	18	rituals	ritual	NOUN
ejif-10550	31	19	of	of	ADP
ejif-10550	31	20	power	power	NOUN
ejif-10550	31	21	(	(	PUNCT
ejif-10550	31	22	daadaoui	daadaoui	ADJ
ejif-10550	31	23	,	,	PUNCT
ejif-10550	31	24	2010	2010	NUM
ejif-10550	31	25	)	)	PUNCT
ejif-10550	31	26	.	.	PUNCT
ejif-10550	32	1	furthermore	furthermore	ADV
ejif-10550	32	2	,	,	PUNCT
ejif-10550	32	3	morocco	morocco	PROPN
ejif-10550	32	4	’s	’s	PART
ejif-10550	32	5	religious	religious	ADJ
ejif-10550	32	6	and	and	CCONJ
ejif-10550	32	7	political	political	ADJ
ejif-10550	32	8	spheres	sphere	NOUN
ejif-10550	32	9	have	have	AUX
ejif-10550	32	10	consistently	consistently	ADV
ejif-10550	32	11	overlapped	overlap	VERB
ejif-10550	32	12	and	and	CCONJ
ejif-10550	32	13	are	be	AUX
ejif-10550	32	14	contingent	contingent	ADJ
ejif-10550	32	15	upon	upon	SCONJ
ejif-10550	32	16	one	one	NUM
ejif-10550	32	17	another	another	DET
ejif-10550	32	18	(	(	PUNCT
ejif-10550	32	19	manhardt	manhardt	ADJ
ejif-10550	32	20	,	,	PUNCT
ejif-10550	32	21	2011	2011	NUM
ejif-10550	32	22	)	)	PUNCT
ejif-10550	32	23	.	.	PUNCT
ejif-10550	33	1	some	some	DET
ejif-10550	33	2	other	other	ADJ
ejif-10550	33	3	authors	author	NOUN
ejif-10550	33	4	(	(	PUNCT
ejif-10550	33	5	parolin	parolin	NOUN
ejif-10550	33	6	,	,	PUNCT
ejif-10550	33	7	2013	2013	NUM
ejif-10550	33	8	)	)	PUNCT
ejif-10550	33	9	have	have	AUX
ejif-10550	33	10	examined	examine	VERB
ejif-10550	33	11	similar	similar	ADJ
ejif-10550	33	12	situations	situation	NOUN
ejif-10550	33	13	of	of	ADP
ejif-10550	33	14	entanglement	entanglement	NOUN
ejif-10550	33	15	between	between	ADP
ejif-10550	33	16	religion	religion	NOUN
ejif-10550	33	17	and	and	CCONJ
ejif-10550	33	18	political	political	ADJ
ejif-10550	33	19	power	power	NOUN
ejif-10550	33	20	in	in	ADP
ejif-10550	33	21	other	other	ADJ
ejif-10550	33	22	north	north	ADJ
ejif-10550	33	23	african	african	ADJ
ejif-10550	33	24	states	state	NOUN
ejif-10550	33	25	,	,	PUNCT
ejif-10550	33	26	and	and	CCONJ
ejif-10550	33	27	others	other	NOUN
ejif-10550	33	28	,	,	PUNCT
ejif-10550	33	29	such	such	ADJ
ejif-10550	33	30	as	as	ADP
ejif-10550	33	31	campanini	campanini	X
ejif-10550	33	32	(	(	PUNCT
ejif-10550	33	33	2015	2015	NUM
ejif-10550	33	34	)	)	PUNCT
ejif-10550	33	35	,	,	PUNCT
ejif-10550	33	36	write	write	VERB
ejif-10550	33	37	about	about	ADP
ejif-10550	33	38	a	a	DET
ejif-10550	33	39	link	link	NOUN
ejif-10550	33	40	between	between	ADP
ejif-10550	33	41	the	the	DET
ejif-10550	33	42	political	political	ADJ
ejif-10550	33	43	and	and	CCONJ
ejif-10550	33	44	religious	religious	ADJ
ejif-10550	33	45	aspects	aspect	NOUN
ejif-10550	33	46	.	.	PUNCT
ejif-10550	34	1	consequently	consequently	ADV
ejif-10550	34	2	,	,	PUNCT
ejif-10550	34	3	the	the	DET
ejif-10550	34	4	law	law	NOUN
ejif-10550	34	5	and	and	CCONJ
ejif-10550	34	6	the	the	DET
ejif-10550	34	7	courts	court	NOUN
ejif-10550	34	8	'	'	PART
ejif-10550	34	9	jurisprudence	jurisprudence	NOUN
ejif-10550	34	10	can	can	AUX
ejif-10550	34	11	not	not	PART
ejif-10550	34	12	exempt	exempt	VERB
ejif-10550	34	13	themselves	themselves	PRON
ejif-10550	34	14	from	from	ADP
ejif-10550	34	15	this	this	DET
ejif-10550	34	16	context	context	NOUN
ejif-10550	34	17	and	and	CCONJ
ejif-10550	34	18	must	must	AUX
ejif-10550	34	19	protect	protect	VERB
ejif-10550	34	20	the	the	DET
ejif-10550	34	21	islamic	islamic	ADJ
ejif-10550	34	22	ideological	ideological	ADJ
ejif-10550	34	23	imprint	imprint	NOUN
ejif-10550	34	24	.	.	PUNCT
ejif-10550	35	1	morocco	morocco	PROPN
ejif-10550	35	2	’s	’s	PART
ejif-10550	35	3	legal	legal	ADJ
ejif-10550	35	4	framework	framework	NOUN
ejif-10550	35	5	,	,	PUNCT
ejif-10550	35	6	as	as	ADV
ejif-10550	35	7	well	well	ADV
ejif-10550	35	8	as	as	ADP
ejif-10550	35	9	the	the	DET
ejif-10550	35	10	legacies	legacy	NOUN
ejif-10550	35	11	of	of	ADP
ejif-10550	35	12	the	the	DET
ejif-10550	35	13	colonial	colonial	NOUN
ejif-10550	35	14	past	past	NOUN
ejif-10550	35	15	,	,	PUNCT
ejif-10550	35	16	is	be	AUX
ejif-10550	35	17	also	also	ADV
ejif-10550	35	18	influenced	influence	VERB
ejif-10550	35	19	by	by	ADP
ejif-10550	35	20	islamic	islamic	ADJ
ejif-10550	35	21	tradition	tradition	NOUN
ejif-10550	35	22	in	in	ADP
ejif-10550	35	23	the	the	DET
ejif-10550	35	24	judiciary	judiciary	NOUN
ejif-10550	35	25	.	.	PUNCT
ejif-10550	36	1	another	another	DET
ejif-10550	36	2	critical	critical	ADJ
ejif-10550	36	3	aspect	aspect	NOUN
ejif-10550	36	4	in	in	ADP
ejif-10550	36	5	morocco	morocco	PROPN
ejif-10550	36	6	is	be	AUX
ejif-10550	36	7	the	the	DET
ejif-10550	36	8	role	role	NOUN
ejif-10550	36	9	of	of	ADP
ejif-10550	36	10	the	the	DET
ejif-10550	36	11	ulamas	ulama	NOUN
ejif-10550	36	12	.	.	PUNCT
ejif-10550	37	1	an	an	DET
ejif-10550	37	2	ulama	ulama	NOUN
ejif-10550	37	3	is	be	AUX
ejif-10550	37	4	a	a	DET
ejif-10550	37	5	muslim	muslim	ADJ
ejif-10550	37	6	theologian	theologian	NOUN
ejif-10550	37	7	who	who	PRON
ejif-10550	37	8	researches	research	VERB
ejif-10550	37	9	the	the	DET
ejif-10550	37	10	koran	koran	PROPN
ejif-10550	37	11	and	and	CCONJ
ejif-10550	37	12	the	the	DET
ejif-10550	37	13	prophetic	prophetic	ADJ
ejif-10550	37	14	tradition	tradition	NOUN
ejif-10550	37	15	(	(	PUNCT
ejif-10550	37	16	sunna	sunna	NOUN
ejif-10550	37	17	)	)	PUNCT
ejif-10550	37	18	,	,	PUNCT
ejif-10550	37	19	but	but	CCONJ
ejif-10550	37	20	his	his	PRON
ejif-10550	37	21	knowledge	knowledge	NOUN
ejif-10550	37	22	can	can	AUX
ejif-10550	37	23	go	go	VERB
ejif-10550	37	24	far	far	ADV
ejif-10550	37	25	beyond	beyond	ADP
ejif-10550	37	26	theological	theological	ADJ
ejif-10550	37	27	knowledge	knowledge	NOUN
ejif-10550	37	28	.	.	PUNCT
ejif-10550	38	1	he	he	PRON
ejif-10550	38	2	is	be	AUX
ejif-10550	38	3	the	the	DET
ejif-10550	38	4	guardian	guardian	NOUN
ejif-10550	38	5	of	of	ADP
ejif-10550	38	6	muslim	muslim	ADJ
ejif-10550	38	7	tradition	tradition	NOUN
ejif-10550	38	8	and	and	CCONJ
ejif-10550	38	9	a	a	DET
ejif-10550	38	10	man	man	NOUN
ejif-10550	38	11	of	of	ADP
ejif-10550	38	12	reference	reference	NOUN
ejif-10550	38	13	in	in	ADP
ejif-10550	38	14	the	the	DET
ejif-10550	38	15	state	state	NOUN
ejif-10550	38	16	.	.	PUNCT
ejif-10550	39	1	in	in	ADP
ejif-10550	39	2	morocco	morocco	PROPN
ejif-10550	39	3	,	,	PUNCT
ejif-10550	39	4	the	the	DET
ejif-10550	39	5	higher	high	ADJ
ejif-10550	39	6	council	council	NOUN
ejif-10550	39	7	of	of	ADP
ejif-10550	39	8	ulamas	ulamas	PROPN
ejif-10550	39	9	was	be	AUX
ejif-10550	39	10	created	create	VERB
ejif-10550	39	11	in	in	ADP
ejif-10550	39	12	1981	1981	NUM
ejif-10550	39	13	to	to	PART
ejif-10550	39	14	support	support	VERB
ejif-10550	39	15	morocco	morocco	PROPN
ejif-10550	39	16	’s	’s	PART
ejif-10550	39	17	muslim	muslim	ADJ
ejif-10550	39	18	religious	religious	ADJ
ejif-10550	39	19	policy	policy	NOUN
ejif-10550	39	20	.	.	PUNCT
ejif-10550	40	1	in	in	ADP
ejif-10550	40	2	2009	2009	NUM
ejif-10550	40	3	,	,	PUNCT
ejif-10550	40	4	king	king	PROPN
ejif-10550	40	5	mohammed	mohammed	PROPN
ejif-10550	40	6	vi	vi	PROPN
ejif-10550	40	7	addressed	address	VERB
ejif-10550	40	8	the	the	DET
ejif-10550	40	9	council	council	NOUN
ejif-10550	40	10	as	as	SCONJ
ejif-10550	40	11	follows	follow	VERB
ejif-10550	40	12	:	:	PUNCT
ejif-10550	40	13	“	"	PUNCT
ejif-10550	40	14	we	we	PRON
ejif-10550	40	15	expect	expect	VERB
ejif-10550	40	16	them	they	PRON
ejif-10550	40	17	to	to	PART
ejif-10550	40	18	be	be	AUX
ejif-10550	40	19	able	able	ADJ
ejif-10550	40	20	,	,	PUNCT
ejif-10550	40	21	with	with	ADP
ejif-10550	40	22	god	god	PROPN
ejif-10550	40	23	’s	’s	PART
ejif-10550	40	24	help	help	NOUN
ejif-10550	40	25	and	and	CCONJ
ejif-10550	40	26	support	support	VERB
ejif-10550	40	27	,	,	PUNCT
ejif-10550	40	28	and	and	CCONJ
ejif-10550	40	29	with	with	ADP
ejif-10550	40	30	the	the	DET
ejif-10550	40	31	expected	expect	VERB
ejif-10550	40	32	efficiency	efficiency	NOUN
ejif-10550	40	33	and	and	CCONJ
ejif-10550	40	34	constancy	constancy	NOUN
ejif-10550	40	35	,	,	PUNCT
ejif-10550	40	36	to	to	PART
ejif-10550	40	37	successfully	successfully	ADV
ejif-10550	40	38	carry	carry	VERB
ejif-10550	40	39	out	out	ADP
ejif-10550	40	40	the	the	DET
ejif-10550	40	41	mission	mission	NOUN
ejif-10550	40	42	that	that	PRON
ejif-10550	40	43	we	we	PRON
ejif-10550	40	44	have	have	AUX
ejif-10550	40	45	entrusted	entrust	VERB
ejif-10550	40	46	to	to	ADP
ejif-10550	40	47	them	they	PRON
ejif-10550	40	48	in	in	ADP
ejif-10550	40	49	terms	term	NOUN
ejif-10550	40	50	of	of	ADP
ejif-10550	40	51	preaching	preaching	NOUN
ejif-10550	40	52	,	,	PUNCT
ejif-10550	40	53	awareness	awareness	NOUN
ejif-10550	40	54	-	-	PUNCT
ejif-10550	40	55	raising	raise	VERB
ejif-10550	40	56	and	and	CCONJ
ejif-10550	40	57	guidance	guidance	NOUN
ejif-10550	40	58	”	"	PUNCT
ejif-10550	40	59	.	.	PUNCT
ejif-10550	41	1	ulamas	ulamas	PROPN
ejif-10550	41	2	have	have	AUX
ejif-10550	41	3	historically	historically	ADV
ejif-10550	41	4	played	play	VERB
ejif-10550	41	5	a	a	DET
ejif-10550	41	6	significant	significant	ADJ
ejif-10550	41	7	political	political	ADJ
ejif-10550	41	8	role	role	NOUN
ejif-10550	41	9	in	in	ADP
ejif-10550	41	10	morocco	morocco	PROPN
ejif-10550	41	11	,	,	PUNCT
ejif-10550	41	12	although	although	SCONJ
ejif-10550	41	13	they	they	PRON
ejif-10550	41	14	have	have	AUX
ejif-10550	41	15	never	never	ADV
ejif-10550	41	16	really	really	ADV
ejif-10550	41	17	been	be	AUX
ejif-10550	41	18	organized	organize	VERB
ejif-10550	41	19	as	as	ADP
ejif-10550	41	20	a	a	DET
ejif-10550	41	21	body	body	NOUN
ejif-10550	41	22	till	till	SCONJ
ejif-10550	41	23	1981	1981	NUM
ejif-10550	41	24	.	.	PUNCT
ejif-10550	42	1	over	over	ADP
ejif-10550	42	2	the	the	DET
ejif-10550	42	3	years	year	NOUN
ejif-10550	42	4	,	,	PUNCT
ejif-10550	42	5	the	the	DET
ejif-10550	42	6	role	role	NOUN
ejif-10550	42	7	of	of	ADP
ejif-10550	42	8	ulamas	ulama	NOUN
ejif-10550	42	9	as	as	ADP
ejif-10550	42	10	a	a	DET
ejif-10550	42	11	counter	counter	NOUN
ejif-10550	42	12	-	-	NOUN
ejif-10550	42	13	power	power	NOUN
ejif-10550	42	14	has	have	AUX
ejif-10550	42	15	been	be	AUX
ejif-10550	42	16	increasingly	increasingly	ADV
ejif-10550	42	17	reduced	reduce	VERB
ejif-10550	42	18	.	.	PUNCT
ejif-10550	43	1	the	the	DET
ejif-10550	43	2	ulamas	ulamas	PROPN
ejif-10550	43	3	council	council	PROPN
ejif-10550	43	4	is	be	AUX
ejif-10550	43	5	a	a	DET
ejif-10550	43	6	direct	direct	ADJ
ejif-10550	43	7	consequence	consequence	NOUN
ejif-10550	43	8	of	of	ADP
ejif-10550	43	9	their	their	PRON
ejif-10550	43	10	historical	historical	ADJ
ejif-10550	43	11	and	and	CCONJ
ejif-10550	43	12	religious	religious	ADJ
ejif-10550	43	13	role	role	NOUN
ejif-10550	43	14	.	.	PUNCT
ejif-10550	44	1	ulamas	ulamas	PROPN
ejif-10550	44	2	are	be	AUX
ejif-10550	44	3	also	also	ADV
ejif-10550	44	4	important	important	ADJ
ejif-10550	44	5	“	"	PUNCT
ejif-10550	44	6	to	to	PART
ejif-10550	44	7	ensure	ensure	VERB
ejif-10550	44	8	compliance	compliance	NOUN
ejif-10550	44	9	with	with	ADP
ejif-10550	44	10	the	the	DET
ejif-10550	44	11	precepts	precept	NOUN
ejif-10550	44	12	of	of	ADP
ejif-10550	44	13	islam	islam	PROPN
ejif-10550	44	14	regarding	regard	VERB
ejif-10550	44	15	the	the	DET
ejif-10550	44	16	products	product	NOUN
ejif-10550	44	17	proposed	propose	VERB
ejif-10550	44	18	by	by	ADP
ejif-10550	44	19	banks	bank	NOUN
ejif-10550	44	20	”	"	PUNCT
ejif-10550	44	21	(	(	PUNCT
ejif-10550	44	22	battanta	battanta	PROPN
ejif-10550	44	23	et	et	PROPN
ejif-10550	44	24	al	al	PROPN
ejif-10550	44	25	.	.	PROPN
ejif-10550	44	26	,	,	PUNCT
ejif-10550	44	27	2024	2024	NUM
ejif-10550	44	28	)	)	PUNCT
ejif-10550	44	29	.	.	PUNCT
ejif-10550	45	1	as	as	SCONJ
ejif-10550	45	2	explained	explain	VERB
ejif-10550	45	3	by	by	ADP
ejif-10550	45	4	some	some	DET
ejif-10550	45	5	authors	author	NOUN
ejif-10550	45	6	,	,	PUNCT
ejif-10550	45	7	morocco	morocco	PROPN
ejif-10550	45	8	is	be	AUX
ejif-10550	45	9	enjoying	enjoy	VERB
ejif-10550	45	10	a	a	DET
ejif-10550	45	11	period	period	NOUN
ejif-10550	45	12	of	of	ADP
ejif-10550	45	13	internal	internal	ADJ
ejif-10550	45	14	economic	economic	ADJ
ejif-10550	45	15	stability	stability	NOUN
ejif-10550	45	16	,	,	PUNCT
ejif-10550	45	17	and	and	CCONJ
ejif-10550	45	18	institutions	institution	NOUN
ejif-10550	45	19	are	be	AUX
ejif-10550	45	20	pushing	push	VERB
ejif-10550	45	21	for	for	ADP
ejif-10550	45	22	a	a	DET
ejif-10550	45	23	revival	revival	NOUN
ejif-10550	45	24	of	of	ADP
ejif-10550	45	25	islamic	islamic	ADJ
ejif-10550	45	26	legal	legal	ADJ
ejif-10550	45	27	traditions	tradition	NOUN
ejif-10550	45	28	in	in	ADP
ejif-10550	45	29	the	the	DET
ejif-10550	45	30	financial	financial	ADJ
ejif-10550	45	31	sphere	sphere	NOUN
ejif-10550	45	32	.	.	PUNCT
ejif-10550	46	1	one	one	NUM
ejif-10550	46	2	element	element	NOUN
ejif-10550	46	3	that	that	PRON
ejif-10550	46	4	highlights	highlight	VERB
ejif-10550	46	5	this	this	PRON
ejif-10550	46	6	is	be	AUX
ejif-10550	46	7	that	that	SCONJ
ejif-10550	46	8	the	the	DET
ejif-10550	46	9	last	last	ADJ
ejif-10550	46	10	decade	decade	NOUN
ejif-10550	46	11	has	have	AUX
ejif-10550	46	12	seen	see	VERB
ejif-10550	46	13	the	the	DET
ejif-10550	46	14	1	1	NUM
ejif-10550	46	15	the	the	DET
ejif-10550	46	16	malikite	malikite	ADJ
ejif-10550	46	17	school	school	NOUN
ejif-10550	46	18	is	be	AUX
ejif-10550	46	19	one	one	NUM
ejif-10550	46	20	of	of	ADP
ejif-10550	46	21	the	the	DET
ejif-10550	46	22	four	four	NUM
ejif-10550	46	23	madhhab	madhhab	NOUN
ejif-10550	46	24	,	,	PUNCT
ejif-10550	46	25	fiqh	fiqh	PROPN
ejif-10550	46	26	schools	school	NOUN
ejif-10550	46	27	of	of	ADP
ejif-10550	46	28	islamic	islamic	ADJ
ejif-10550	46	29	law	law	NOUN
ejif-10550	46	30	and	and	CCONJ
ejif-10550	46	31	jurisprudence	jurisprudence	NOUN
ejif-10550	46	32	within	within	ADP
ejif-10550	46	33	sunni	sunni	PROPN
ejif-10550	46	34	islam	islam	PROPN
ejif-10550	46	35	.	.	PROPN
ejif-10550	47	1	2	2	NUM
ejif-10550	47	2	tasawwuf	tasawwuf	NOUN
ejif-10550	47	3	is	be	AUX
ejif-10550	47	4	the	the	DET
ejif-10550	47	5	branch	branch	NOUN
ejif-10550	47	6	of	of	ADP
ejif-10550	47	7	islamic	islamic	ADJ
ejif-10550	47	8	wisdom	wisdom	NOUN
ejif-10550	47	9	that	that	PRON
ejif-10550	47	10	focuses	focus	VERB
ejif-10550	47	11	on	on	ADP
ejif-10550	47	12	muslims	muslims	PROPN
ejif-10550	47	13	’	'	PUNCT
ejif-10550	47	14	spiritual	spiritual	ADJ
ejif-10550	47	15	development	development	NOUN
ejif-10550	47	16	.	.	PUNCT
ejif-10550	48	1	3	3	NUM
ejif-10550	48	2	ashʿarism	ashʿarism	NOUN
ejif-10550	48	3	is	be	AUX
ejif-10550	48	4	a	a	DET
ejif-10550	48	5	theological	theological	ADJ
ejif-10550	48	6	movement	movement	NOUN
ejif-10550	48	7	adhered	adhere	VERB
ejif-10550	48	8	to	to	ADP
ejif-10550	48	9	by	by	ADP
ejif-10550	48	10	many	many	ADJ
ejif-10550	48	11	of	of	ADP
ejif-10550	48	12	the	the	DET
ejif-10550	48	13	sunni	sunni	PROPN
ejif-10550	48	14	islamic	islamic	PROPN
ejif-10550	48	15	world	world	PROPN
ejif-10550	48	16	,	,	PUNCT
ejif-10550	48	17	especially	especially	ADV
ejif-10550	48	18	malikism	malikism	NOUN
ejif-10550	48	19	.	.	PUNCT
ejif-10550	49	1	the	the	DET
ejif-10550	49	2	founder	founder	NOUN
ejif-10550	49	3	was	be	AUX
ejif-10550	49	4	the	the	DET
ejif-10550	49	5	theologian	theologian	PROPN
ejif-10550	49	6	abu	abu	PROPN
ejif-10550	49	7	al	al	PROPN
ejif-10550	49	8	-	-	PROPN
ejif-10550	49	9	ḥasan	ḥasan	PROPN
ejif-10550	49	10	al	al	PROPN
ejif-10550	49	11	-	-	PROPN
ejif-10550	49	12	ashʿarī	ashʿarī	PROPN
ejif-10550	49	13	from	from	ADP
ejif-10550	49	14	a	a	DET
ejif-10550	49	15	yemenite	yemenite	ADJ
ejif-10550	49	16	tribe	tribe	NOUN
ejif-10550	49	17	.	.	PUNCT
ejif-10550	50	1	the	the	DET
ejif-10550	50	2	various	various	ADJ
ejif-10550	50	3	disciplines	discipline	NOUN
ejif-10550	50	4	addressed	address	VERB
ejif-10550	50	5	in	in	ADP
ejif-10550	50	6	the	the	DET
ejif-10550	50	7	school	school	NOUN
ejif-10550	50	8	are	be	AUX
ejif-10550	50	9	known	know	VERB
ejif-10550	50	10	as	as	ADP
ejif-10550	50	11	ashʿarite	ashʿarite	PROPN
ejif-10550	50	12	,	,	PUNCT
ejif-10550	50	13	and	and	CCONJ
ejif-10550	50	14	the	the	DET
ejif-10550	50	15	school	school	NOUN
ejif-10550	50	16	is	be	AUX
ejif-10550	50	17	often	often	ADV
ejif-10550	50	18	referred	refer	VERB
ejif-10550	50	19	to	to	ADP
ejif-10550	50	20	as	as	ADP
ejif-10550	50	21	the	the	DET
ejif-10550	50	22	ashʿarite	ashʿarite	ADJ
ejif-10550	50	23	school	school	NOUN
ejif-10550	50	24	or	or	CCONJ
ejif-10550	50	25	'	'	PUNCT
ejif-10550	50	26	of	of	ADP
ejif-10550	50	27	the	the	DET
ejif-10550	50	28	ashʿarites	ashʿarite	NOUN
ejif-10550	50	29	'	'	PART
ejif-10550	50	30	.	.	PUNCT
ejif-10550	51	1	54	54	NUM
ejif-10550	51	2	european	european	ADJ
ejif-10550	51	3	journal	journal	PROPN
ejif-10550	51	4	of	of	ADP
ejif-10550	51	5	islamic	islamic	PROPN
ejif-10550	51	6	finance	finance	PROPN
ejif-10550	51	7	issn	issn	PROPN
ejif-10550	51	8	:	:	PUNCT
ejif-10550	51	9	2421	2421	NUM
ejif-10550	51	10	-	-	SYM
ejif-10550	51	11	2172	2172	NUM
ejif-10550	51	12	doi	doi	NOUN
ejif-10550	51	13	:	:	PUNCT
ejif-10550	51	14	10.13135/2421	10.13135/2421	NUM
ejif-10550	51	15	-	-	SYM
ejif-10550	51	16	2172/10550	2172/10550	NUM
ejif-10550	51	17	published	publish	VERB
ejif-10550	51	18	by	by	ADP
ejif-10550	51	19	university	university	PROPN
ejif-10550	51	20	of	of	ADP
ejif-10550	51	21	turin	turin	PROPN
ejif-10550	52	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	52	2	ejif	ejif	PROPN
ejif-10550	52	3	content	content	NOUN
ejif-10550	52	4	is	be	AUX
ejif-10550	52	5	licensed	license	VERB
ejif-10550	52	6	under	under	ADP
ejif-10550	52	7	a	a	DET
ejif-10550	52	8	creative	creative	ADJ
ejif-10550	52	9	commons	common	NOUN
ejif-10550	52	10	attribution	attribution	NOUN
ejif-10550	52	11	4.0	4.0	NUM
ejif-10550	52	12	international	international	ADJ
ejif-10550	52	13	license	license	NOUN
ejif-10550	52	14	emergence	emergence	NOUN
ejif-10550	52	15	of	of	ADP
ejif-10550	52	16	islamic	islamic	ADJ
ejif-10550	52	17	or	or	CCONJ
ejif-10550	52	18	participatory	participatory	ADJ
ejif-10550	52	19	banks	bank	NOUN
ejif-10550	52	20	and	and	CCONJ
ejif-10550	52	21	islamic	islamic	ADJ
ejif-10550	52	22	banking	banking	NOUN
ejif-10550	52	23	windows	window	NOUN
ejif-10550	52	24	for	for	ADP
ejif-10550	52	25	islamic	islamic	ADJ
ejif-10550	52	26	products	product	NOUN
ejif-10550	52	27	(	(	PUNCT
ejif-10550	52	28	daoud	daoud	PROPN
ejif-10550	52	29	and	and	CCONJ
ejif-10550	52	30	azegagh	azegagh	PROPN
ejif-10550	52	31	,	,	PUNCT
ejif-10550	52	32	2022	2022	NUM
ejif-10550	52	33	;	;	PUNCT
ejif-10550	52	34	fronzoni	fronzoni	NOUN
ejif-10550	52	35	,	,	PUNCT
ejif-10550	52	36	2021	2021	NUM
ejif-10550	52	37	)	)	PUNCT
ejif-10550	52	38	.	.	PUNCT
ejif-10550	53	1	morocco	morocco	PROPN
ejif-10550	53	2	is	be	AUX
ejif-10550	53	3	indeed	indeed	ADV
ejif-10550	53	4	a	a	DET
ejif-10550	53	5	crossroads	crossroad	NOUN
ejif-10550	53	6	of	of	ADP
ejif-10550	53	7	trade	trade	NOUN
ejif-10550	53	8	for	for	ADP
ejif-10550	53	9	africa	africa	PROPN
ejif-10550	53	10	and	and	CCONJ
ejif-10550	53	11	europe	europe	PROPN
ejif-10550	53	12	.	.	PUNCT
ejif-10550	54	1	this	this	PRON
ejif-10550	54	2	is	be	AUX
ejif-10550	54	3	not	not	PART
ejif-10550	54	4	only	only	ADV
ejif-10550	54	5	because	because	SCONJ
ejif-10550	54	6	of	of	ADP
ejif-10550	54	7	its	its	PRON
ejif-10550	54	8	relations	relation	NOUN
ejif-10550	54	9	with	with	ADP
ejif-10550	54	10	france	france	PROPN
ejif-10550	54	11	,	,	PUNCT
ejif-10550	54	12	stemming	stem	VERB
ejif-10550	54	13	from	from	ADP
ejif-10550	54	14	its	its	PRON
ejif-10550	54	15	colonial	colonial	NOUN
ejif-10550	54	16	and	and	CCONJ
ejif-10550	54	17	protectorate	protectorate	NOUN
ejif-10550	54	18	past	past	NOUN
ejif-10550	54	19	,	,	PUNCT
ejif-10550	54	20	and	and	CCONJ
ejif-10550	54	21	with	with	ADP
ejif-10550	54	22	other	other	ADJ
ejif-10550	54	23	european	european	ADJ
ejif-10550	54	24	states	state	NOUN
ejif-10550	54	25	such	such	ADJ
ejif-10550	54	26	as	as	ADP
ejif-10550	54	27	spain	spain	PROPN
ejif-10550	54	28	because	because	SCONJ
ejif-10550	54	29	of	of	ADP
ejif-10550	54	30	its	its	PRON
ejif-10550	54	31	proximity	proximity	NOUN
ejif-10550	54	32	,	,	PUNCT
ejif-10550	54	33	and	and	CCONJ
ejif-10550	54	34	italy	italy	PROPN
ejif-10550	54	35	because	because	SCONJ
ejif-10550	54	36	of	of	ADP
ejif-10550	54	37	its	its	PRON
ejif-10550	54	38	significant	significant	ADJ
ejif-10550	54	39	immigration	immigration	NOUN
ejif-10550	54	40	over	over	ADP
ejif-10550	54	41	the	the	DET
ejif-10550	54	42	years	year	NOUN
ejif-10550	54	43	,	,	PUNCT
ejif-10550	54	44	but	but	CCONJ
ejif-10550	54	45	also	also	ADV
ejif-10550	54	46	because	because	SCONJ
ejif-10550	54	47	of	of	ADP
ejif-10550	54	48	its	its	PRON
ejif-10550	54	49	political	political	ADJ
ejif-10550	54	50	stability	stability	NOUN
ejif-10550	54	51	.	.	PUNCT
ejif-10550	55	1	the	the	DET
ejif-10550	55	2	constant	constant	ADJ
ejif-10550	55	3	realities	reality	NOUN
ejif-10550	55	4	of	of	ADP
ejif-10550	55	5	economic	economic	ADJ
ejif-10550	55	6	growth	growth	NOUN
ejif-10550	55	7	and	and	CCONJ
ejif-10550	55	8	a	a	DET
ejif-10550	55	9	more	more	ADV
ejif-10550	55	10	modern	modern	ADJ
ejif-10550	55	11	banking	banking	NOUN
ejif-10550	55	12	system	system	NOUN
ejif-10550	55	13	compared	compare	VERB
ejif-10550	55	14	to	to	ADP
ejif-10550	55	15	neighbouring	neighbouring	ADJ
ejif-10550	55	16	countries	country	NOUN
ejif-10550	55	17	in	in	ADP
ejif-10550	55	18	the	the	DET
ejif-10550	55	19	north	north	NOUN
ejif-10550	55	20	of	of	ADP
ejif-10550	55	21	africa	africa	PROPN
ejif-10550	55	22	are	be	AUX
ejif-10550	55	23	unique	unique	ADJ
ejif-10550	55	24	in	in	ADP
ejif-10550	55	25	the	the	DET
ejif-10550	55	26	entire	entire	ADJ
ejif-10550	55	27	region	region	NOUN
ejif-10550	55	28	which	which	PRON
ejif-10550	55	29	is	be	AUX
ejif-10550	55	30	instead	instead	ADV
ejif-10550	55	31	characterized	characterize	VERB
ejif-10550	55	32	by	by	ADP
ejif-10550	55	33	widespread	widespread	ADJ
ejif-10550	55	34	institutional	institutional	ADJ
ejif-10550	55	35	instability	instability	NOUN
ejif-10550	55	36	,	,	PUNCT
ejif-10550	55	37	stagnation	stagnation	NOUN
ejif-10550	55	38	and	and	CCONJ
ejif-10550	55	39	economic	economic	ADJ
ejif-10550	55	40	depression	depression	NOUN
ejif-10550	55	41	–	–	PUNCT
ejif-10550	55	42	and	and	CCONJ
ejif-10550	55	43	give	give	VERB
ejif-10550	55	44	this	this	DET
ejif-10550	55	45	country	country	NOUN
ejif-10550	55	46	an	an	DET
ejif-10550	55	47	important	important	ADJ
ejif-10550	55	48	role	role	NOUN
ejif-10550	55	49	as	as	ADP
ejif-10550	55	50	a	a	DET
ejif-10550	55	51	privileged	privileged	ADJ
ejif-10550	55	52	pioneer	pioneer	NOUN
ejif-10550	55	53	for	for	ADP
ejif-10550	55	54	all	all	DET
ejif-10550	55	55	economic	economic	ADJ
ejif-10550	55	56	and	and	CCONJ
ejif-10550	55	57	financial	financial	ADJ
ejif-10550	55	58	initiatives	initiative	NOUN
ejif-10550	55	59	that	that	PRON
ejif-10550	55	60	can	can	AUX
ejif-10550	55	61	be	be	AUX
ejif-10550	55	62	activated	activate	VERB
ejif-10550	55	63	in	in	ADP
ejif-10550	55	64	the	the	DET
ejif-10550	55	65	southern	southern	PROPN
ejif-10550	55	66	mediterranean	mediterranean	PROPN
ejif-10550	55	67	sea	sea	PROPN
ejif-10550	55	68	.	.	PUNCT
ejif-10550	56	1	thanks	thank	NOUN
ejif-10550	56	2	to	to	ADP
ejif-10550	56	3	morocco	morocco	PROPN
ejif-10550	56	4	’s	’s	PART
ejif-10550	56	5	openness	openness	NOUN
ejif-10550	56	6	to	to	ADP
ejif-10550	56	7	european	european	ADJ
ejif-10550	56	8	investors	investor	NOUN
ejif-10550	56	9	and	and	CCONJ
ejif-10550	56	10	due	due	ADP
ejif-10550	56	11	to	to	ADP
ejif-10550	56	12	the	the	DET
ejif-10550	56	13	localization	localization	NOUN
ejif-10550	56	14	of	of	ADP
ejif-10550	56	15	industries	industry	NOUN
ejif-10550	56	16	and	and	CCONJ
ejif-10550	56	17	offers	offer	NOUN
ejif-10550	56	18	,	,	PUNCT
ejif-10550	56	19	morocco	morocco	PROPN
ejif-10550	56	20	offers	offer	VERB
ejif-10550	56	21	,	,	PUNCT
ejif-10550	56	22	from	from	ADP
ejif-10550	56	23	an	an	DET
ejif-10550	56	24	economic	economic	ADJ
ejif-10550	56	25	and	and	CCONJ
ejif-10550	56	26	commercial	commercial	ADJ
ejif-10550	56	27	point	point	NOUN
ejif-10550	56	28	of	of	ADP
ejif-10550	56	29	view	view	NOUN
ejif-10550	56	30	,	,	PUNCT
ejif-10550	56	31	enormous	enormous	ADJ
ejif-10550	56	32	opportunities	opportunity	NOUN
ejif-10550	56	33	for	for	ADP
ejif-10550	56	34	businesses	business	NOUN
ejif-10550	56	35	as	as	ADP
ejif-10550	56	36	a	a	DET
ejif-10550	56	37	market	market	NOUN
ejif-10550	56	38	outlet	outlet	NOUN
ejif-10550	56	39	.	.	PUNCT
ejif-10550	57	1	due	due	ADP
ejif-10550	57	2	to	to	ADP
ejif-10550	57	3	this	this	DET
ejif-10550	57	4	commercial	commercial	ADJ
ejif-10550	57	5	openness	openness	NOUN
ejif-10550	57	6	,	,	PUNCT
ejif-10550	57	7	morocco	morocco	PROPN
ejif-10550	57	8	is	be	AUX
ejif-10550	57	9	identified	identify	VERB
ejif-10550	57	10	as	as	ADP
ejif-10550	57	11	one	one	NUM
ejif-10550	57	12	of	of	ADP
ejif-10550	57	13	17	17	NUM
ejif-10550	57	14	key	key	ADJ
ejif-10550	57	15	islamic	islamic	ADJ
ejif-10550	57	16	markets	market	NOUN
ejif-10550	57	17	(	(	PUNCT
ejif-10550	57	18	foo	foo	NOUN
ejif-10550	57	19	et	et	NOUN
ejif-10550	57	20	al	al	PROPN
ejif-10550	57	21	.	.	PROPN
ejif-10550	57	22	,	,	PUNCT
ejif-10550	57	23	2023	2023	NUM
ejif-10550	57	24	)	)	PUNCT
ejif-10550	57	25	.	.	PUNCT
ejif-10550	58	1	the	the	DET
ejif-10550	58	2	identified	identify	VERB
ejif-10550	58	3	markets	market	NOUN
ejif-10550	58	4	are	be	AUX
ejif-10550	58	5	bahrain	bahrain	NOUN
ejif-10550	58	6	,	,	PUNCT
ejif-10550	58	7	bangladesh	bangladesh	PROPN
ejif-10550	58	8	,	,	PUNCT
ejif-10550	58	9	india	india	PROPN
ejif-10550	58	10	,	,	PUNCT
ejif-10550	58	11	malaysia	malaysia	PROPN
ejif-10550	58	12	,	,	PUNCT
ejif-10550	58	13	indonesia	indonesia	PROPN
ejif-10550	58	14	,	,	PUNCT
ejif-10550	58	15	kazakhstan	kazakhstan	PROPN
ejif-10550	58	16	,	,	PUNCT
ejif-10550	58	17	pakistan	pakistan	PROPN
ejif-10550	58	18	,	,	PUNCT
ejif-10550	58	19	egypt	egypt	PROPN
ejif-10550	58	20	,	,	PUNCT
ejif-10550	58	21	iraq	iraq	PROPN
ejif-10550	58	22	,	,	PUNCT
ejif-10550	58	23	jordan	jordan	PROPN
ejif-10550	58	24	,	,	PUNCT
ejif-10550	58	25	kuwait	kuwait	PROPN
ejif-10550	58	26	,	,	PUNCT
ejif-10550	58	27	oman	oman	PROPN
ejif-10550	58	28	,	,	PUNCT
ejif-10550	58	29	palestine	palestine	PROPN
ejif-10550	58	30	,	,	PUNCT
ejif-10550	58	31	qatar	qatar	PROPN
ejif-10550	58	32	,	,	PUNCT
ejif-10550	58	33	saudi	saudi	PROPN
ejif-10550	58	34	arabia	arabia	PROPN
ejif-10550	58	35	,	,	PUNCT
ejif-10550	58	36	uae	uae	PROPN
ejif-10550	58	37	and	and	CCONJ
ejif-10550	58	38	morocco	morocco	PROPN
ejif-10550	58	39	.	.	PUNCT
ejif-10550	59	1	a	a	DET
ejif-10550	59	2	peculiarity	peculiarity	NOUN
ejif-10550	59	3	of	of	ADP
ejif-10550	59	4	islamic	islamic	ADJ
ejif-10550	59	5	banking	banking	NOUN
ejif-10550	59	6	is	be	AUX
ejif-10550	59	7	operating	operate	VERB
ejif-10550	59	8	by	by	ADP
ejif-10550	59	9	sharing	share	VERB
ejif-10550	59	10	the	the	DET
ejif-10550	59	11	business	business	NOUN
ejif-10550	59	12	risk	risk	NOUN
ejif-10550	59	13	.	.	PUNCT
ejif-10550	60	1	this	this	PRON
ejif-10550	60	2	is	be	AUX
ejif-10550	60	3	why	why	SCONJ
ejif-10550	60	4	it	it	PRON
ejif-10550	60	5	is	be	AUX
ejif-10550	60	6	also	also	ADV
ejif-10550	60	7	called	call	VERB
ejif-10550	60	8	participatory	participatory	ADJ
ejif-10550	60	9	banking	banking	NOUN
ejif-10550	60	10	,	,	PUNCT
ejif-10550	60	11	due	due	ADP
ejif-10550	60	12	to	to	ADP
ejif-10550	60	13	islamic	islamic	ADJ
ejif-10550	60	14	financial	financial	ADJ
ejif-10550	60	15	institutions	institution	NOUN
ejif-10550	60	16	'	'	PART
ejif-10550	60	17	weighted	weight	VERB
ejif-10550	60	18	and	and	CCONJ
ejif-10550	60	19	calculated	calculate	VERB
ejif-10550	60	20	risk	risk	NOUN
ejif-10550	60	21	in	in	ADP
ejif-10550	60	22	financing	finance	VERB
ejif-10550	60	23	business	business	NOUN
ejif-10550	60	24	transactions	transaction	NOUN
ejif-10550	60	25	.	.	PUNCT
ejif-10550	61	1	for	for	ADP
ejif-10550	61	2	example	example	NOUN
ejif-10550	61	3	,	,	PUNCT
ejif-10550	61	4	participatory	participatory	ADJ
ejif-10550	61	5	modes	mode	NOUN
ejif-10550	61	6	of	of	ADP
ejif-10550	61	7	finance	finance	NOUN
ejif-10550	61	8	,	,	PUNCT
ejif-10550	61	9	including	include	VERB
ejif-10550	61	10	musharaka	musharaka	NOUN
ejif-10550	61	11	and	and	CCONJ
ejif-10550	61	12	mudaraba	mudaraba	PROPN
ejif-10550	61	13	,	,	PUNCT
ejif-10550	61	14	are	be	AUX
ejif-10550	61	15	generally	generally	ADV
ejif-10550	61	16	considered	consider	VERB
ejif-10550	61	17	the	the	DET
ejif-10550	61	18	essence	essence	NOUN
ejif-10550	61	19	of	of	ADP
ejif-10550	61	20	the	the	DET
ejif-10550	61	21	design	design	NOUN
ejif-10550	61	22	of	of	ADP
ejif-10550	61	23	islamic	islamic	ADJ
ejif-10550	61	24	financial	financial	ADJ
ejif-10550	61	25	products	product	NOUN
ejif-10550	61	26	and	and	CCONJ
ejif-10550	61	27	the	the	DET
ejif-10550	61	28	true	true	ADJ
ejif-10550	61	29	spirit	spirit	NOUN
ejif-10550	61	30	of	of	ADP
ejif-10550	61	31	the	the	DET
ejif-10550	61	32	islamic	islamic	ADJ
ejif-10550	61	33	banking	banking	NOUN
ejif-10550	61	34	system	system	NOUN
ejif-10550	61	35	(	(	PUNCT
ejif-10550	61	36	nouman	nouman	NOUN
ejif-10550	61	37	et	et	PROPN
ejif-10550	61	38	al	al	PROPN
ejif-10550	61	39	.	.	PROPN
ejif-10550	61	40	,	,	PUNCT
ejif-10550	61	41	2024	2024	NUM
ejif-10550	61	42	)	)	PUNCT
ejif-10550	61	43	.	.	PUNCT
ejif-10550	62	1	another	another	DET
ejif-10550	62	2	way	way	NOUN
ejif-10550	62	3	to	to	PART
ejif-10550	62	4	operate	operate	VERB
ejif-10550	62	5	is	be	AUX
ejif-10550	62	6	using	use	VERB
ejif-10550	62	7	islamic	islamic	ADJ
ejif-10550	62	8	microfinance	microfinance	NOUN
ejif-10550	62	9	initiatives	initiative	NOUN
ejif-10550	62	10	,	,	PUNCT
ejif-10550	62	11	which	which	PRON
ejif-10550	62	12	may	may	AUX
ejif-10550	62	13	mobilize	mobilize	VERB
ejif-10550	62	14	funds	fund	NOUN
ejif-10550	62	15	through	through	ADP
ejif-10550	62	16	participatory	participatory	ADJ
ejif-10550	62	17	models	model	NOUN
ejif-10550	62	18	such	such	ADJ
ejif-10550	62	19	as	as	ADP
ejif-10550	62	20	musharaka	musharaka	PROPN
ejif-10550	62	21	and	and	CCONJ
ejif-10550	62	22	mudaraba	mudaraba	NOUN
ejif-10550	62	23	.	.	PUNCT
ejif-10550	63	1	there	there	PRON
ejif-10550	63	2	is	be	VERB
ejif-10550	63	3	a	a	DET
ejif-10550	63	4	great	great	ADJ
ejif-10550	63	5	potential	potential	NOUN
ejif-10550	63	6	to	to	PART
ejif-10550	63	7	attract	attract	VERB
ejif-10550	63	8	depositors	depositor	NOUN
ejif-10550	63	9	amongst	amongst	ADP
ejif-10550	63	10	the	the	DET
ejif-10550	63	11	rich	rich	ADJ
ejif-10550	63	12	who	who	PRON
ejif-10550	63	13	intend	intend	VERB
ejif-10550	63	14	to	to	PART
ejif-10550	63	15	do	do	VERB
ejif-10550	63	16	charity	charity	NOUN
ejif-10550	63	17	via	via	ADP
ejif-10550	63	18	the	the	DET
ejif-10550	63	19	islamic	islamic	PROPN
ejif-10550	63	20	participatory	participatory	PROPN
ejif-10550	63	21	approach	approach	NOUN
ejif-10550	63	22	of	of	ADP
ejif-10550	63	23	risk	risk	NOUN
ejif-10550	63	24	and	and	CCONJ
ejif-10550	63	25	profit	profit	NOUN
ejif-10550	63	26	-	-	PUNCT
ejif-10550	63	27	sharing	sharing	NOUN
ejif-10550	63	28	.	.	PUNCT
ejif-10550	64	1	in	in	ADP
ejif-10550	64	2	the	the	DET
ejif-10550	64	3	musharaka	musharaka	PROPN
ejif-10550	64	4	fund	fund	NOUN
ejif-10550	64	5	-	-	PUNCT
ejif-10550	64	6	raising	raise	VERB
ejif-10550	64	7	model	model	NOUN
ejif-10550	64	8	,	,	PUNCT
ejif-10550	64	9	the	the	DET
ejif-10550	64	10	public	public	NOUN
ejif-10550	64	11	can	can	AUX
ejif-10550	64	12	buy	buy	VERB
ejif-10550	64	13	shares	share	NOUN
ejif-10550	64	14	and	and	CCONJ
ejif-10550	64	15	become	become	VERB
ejif-10550	64	16	owners	owner	NOUN
ejif-10550	64	17	of	of	ADP
ejif-10550	64	18	the	the	DET
ejif-10550	64	19	microfinance	microfinance	NOUN
ejif-10550	64	20	program	program	NOUN
ejif-10550	64	21	initiated	initiate	VERB
ejif-10550	64	22	by	by	ADP
ejif-10550	64	23	islamic	islamic	ADJ
ejif-10550	64	24	banks	bank	NOUN
ejif-10550	64	25	or	or	CCONJ
ejif-10550	64	26	choose	choose	VERB
ejif-10550	64	27	a	a	DET
ejif-10550	64	28	specific	specific	ADJ
ejif-10550	64	29	financing	financing	NOUN
ejif-10550	64	30	project	project	NOUN
ejif-10550	64	31	.	.	PUNCT
ejif-10550	65	1	any	any	DET
ejif-10550	65	2	profits	profit	NOUN
ejif-10550	65	3	realized	realize	VERB
ejif-10550	65	4	from	from	ADP
ejif-10550	65	5	the	the	DET
ejif-10550	65	6	project	project	NOUN
ejif-10550	65	7	are	be	AUX
ejif-10550	65	8	distributed	distribute	VERB
ejif-10550	65	9	annually	annually	ADV
ejif-10550	65	10	to	to	ADP
ejif-10550	65	11	the	the	DET
ejif-10550	65	12	shareholders	shareholder	NOUN
ejif-10550	65	13	,	,	PUNCT
ejif-10550	65	14	while	while	SCONJ
ejif-10550	65	15	losses	loss	NOUN
ejif-10550	65	16	incurred	incur	VERB
ejif-10550	65	17	will	will	AUX
ejif-10550	65	18	be	be	AUX
ejif-10550	65	19	shared	share	VERB
ejif-10550	65	20	proportionate	proportionate	ADJ
ejif-10550	65	21	to	to	ADP
ejif-10550	65	22	the	the	DET
ejif-10550	65	23	amount	amount	NOUN
ejif-10550	65	24	of	of	ADP
ejif-10550	65	25	capital	capital	NOUN
ejif-10550	65	26	contributed	contribute	VERB
ejif-10550	65	27	by	by	ADP
ejif-10550	65	28	each	each	DET
ejif-10550	65	29	participant	participant	NOUN
ejif-10550	65	30	.	.	PUNCT
ejif-10550	66	1	in	in	ADP
ejif-10550	66	2	this	this	DET
ejif-10550	66	3	regard	regard	NOUN
ejif-10550	66	4	,	,	PUNCT
ejif-10550	66	5	islamic	islamic	ADJ
ejif-10550	66	6	banks	bank	NOUN
ejif-10550	66	7	guarantee	guarantee	VERB
ejif-10550	66	8	the	the	DET
ejif-10550	66	9	participation	participation	NOUN
ejif-10550	66	10	of	of	ADP
ejif-10550	66	11	every	every	DET
ejif-10550	66	12	segment	segment	NOUN
ejif-10550	66	13	of	of	ADP
ejif-10550	66	14	society	society	NOUN
ejif-10550	66	15	.	.	PUNCT
ejif-10550	67	1	adopting	adopt	VERB
ejif-10550	67	2	an	an	DET
ejif-10550	67	3	islamic	islamic	ADJ
ejif-10550	67	4	participatory	participatory	ADJ
ejif-10550	67	5	approach	approach	NOUN
ejif-10550	67	6	in	in	ADP
ejif-10550	67	7	fund	fund	NOUN
ejif-10550	67	8	mobilization	mobilization	NOUN
ejif-10550	67	9	and	and	CCONJ
ejif-10550	67	10	financing	financing	NOUN
ejif-10550	67	11	promotes	promote	VERB
ejif-10550	67	12	justice	justice	NOUN
ejif-10550	67	13	,	,	PUNCT
ejif-10550	67	14	brotherhood	brotherhood	NOUN
ejif-10550	67	15	,	,	PUNCT
ejif-10550	67	16	social	social	ADJ
ejif-10550	67	17	equality	equality	NOUN
ejif-10550	67	18	and	and	CCONJ
ejif-10550	67	19	financial	financial	ADJ
ejif-10550	67	20	inclusion	inclusion	NOUN
ejif-10550	67	21	instead	instead	ADV
ejif-10550	67	22	of	of	ADP
ejif-10550	67	23	emerging	emerge	VERB
ejif-10550	67	24	financial	financial	ADJ
ejif-10550	67	25	exclusion	exclusion	NOUN
ejif-10550	67	26	,	,	PUNCT
ejif-10550	67	27	which	which	PRON
ejif-10550	67	28	is	be	AUX
ejif-10550	67	29	becoming	become	VERB
ejif-10550	67	30	standard	standard	ADJ
ejif-10550	67	31	in	in	ADP
ejif-10550	67	32	most	most	ADV
ejif-10550	67	33	developed	develop	VERB
ejif-10550	67	34	countries	country	NOUN
ejif-10550	67	35	(	(	PUNCT
ejif-10550	67	36	dusuki	dusuki	NOUN
ejif-10550	67	37	,	,	PUNCT
ejif-10550	67	38	2008	2008	NUM
ejif-10550	67	39	)	)	PUNCT
ejif-10550	67	40	.	.	PUNCT
ejif-10550	68	1	islam	islam	PROPN
ejif-10550	68	2	attaches	attach	VERB
ejif-10550	68	3	fundamental	fundamental	ADJ
ejif-10550	68	4	importance	importance	NOUN
ejif-10550	68	5	to	to	ADP
ejif-10550	68	6	a	a	DET
ejif-10550	68	7	distinction	distinction	NOUN
ejif-10550	68	8	between	between	ADP
ejif-10550	68	9	what	what	PRON
ejif-10550	68	10	is	be	AUX
ejif-10550	68	11	halal	halal	NOUN
ejif-10550	68	12	(	(	PUNCT
ejif-10550	68	13	lawful	lawful	ADJ
ejif-10550	68	14	)	)	PUNCT
ejif-10550	68	15	versus	versus	ADP
ejif-10550	68	16	what	what	PRON
ejif-10550	68	17	is	be	AUX
ejif-10550	68	18	haram	haram	PROPN
ejif-10550	68	19	(	(	PUNCT
ejif-10550	68	20	unlawful	unlawful	ADJ
ejif-10550	68	21	)	)	PUNCT
ejif-10550	68	22	.	.	PUNCT
ejif-10550	69	1	muslims	muslim	NOUN
ejif-10550	69	2	must	must	AUX
ejif-10550	69	3	conform	conform	VERB
ejif-10550	69	4	every	every	DET
ejif-10550	69	5	action	action	NOUN
ejif-10550	69	6	of	of	ADP
ejif-10550	69	7	their	their	PRON
ejif-10550	69	8	daily	daily	ADJ
ejif-10550	69	9	life	life	NOUN
ejif-10550	69	10	to	to	ADP
ejif-10550	69	11	a	a	DET
ejif-10550	69	12	regulatory	regulatory	ADJ
ejif-10550	69	13	framework	framework	NOUN
ejif-10550	69	14	that	that	PRON
ejif-10550	69	15	goes	go	VERB
ejif-10550	69	16	by	by	ADP
ejif-10550	69	17	the	the	DET
ejif-10550	69	18	name	name	NOUN
ejif-10550	69	19	of	of	ADP
ejif-10550	69	20	sharia	sharia	PROPN
ejif-10550	69	21	.	.	PUNCT
ejif-10550	70	1	the	the	DET
ejif-10550	70	2	rules	rule	NOUN
ejif-10550	70	3	of	of	ADP
ejif-10550	70	4	sharia	sharia	PROPN
ejif-10550	70	5	apply	apply	VERB
ejif-10550	70	6	to	to	ADP
ejif-10550	70	7	every	every	DET
ejif-10550	70	8	aspect	aspect	NOUN
ejif-10550	70	9	of	of	ADP
ejif-10550	70	10	muslims	muslims	PROPN
ejif-10550	70	11	’	'	PUNCT
ejif-10550	70	12	life	life	NOUN
ejif-10550	70	13	,	,	PUNCT
ejif-10550	70	14	both	both	CCONJ
ejif-10550	70	15	in	in	ADP
ejif-10550	70	16	the	the	DET
ejif-10550	70	17	private	private	ADJ
ejif-10550	70	18	and	and	CCONJ
ejif-10550	70	19	public	public	ADJ
ejif-10550	70	20	dimensions	dimension	NOUN
ejif-10550	70	21	,	,	PUNCT
ejif-10550	70	22	involving	involve	VERB
ejif-10550	70	23	the	the	DET
ejif-10550	70	24	economic	economic	ADJ
ejif-10550	70	25	and	and	CCONJ
ejif-10550	70	26	financial	financial	ADJ
ejif-10550	70	27	aspects	aspect	NOUN
ejif-10550	70	28	of	of	ADP
ejif-10550	70	29	social	social	ADJ
ejif-10550	70	30	and	and	CCONJ
ejif-10550	70	31	public	public	ADJ
ejif-10550	70	32	life	life	NOUN
ejif-10550	70	33	.	.	PUNCT
ejif-10550	71	1	on	on	ADP
ejif-10550	71	2	this	this	DET
ejif-10550	71	3	topic	topic	NOUN
ejif-10550	71	4	,	,	PUNCT
ejif-10550	71	5	we	we	PRON
ejif-10550	71	6	recall	recall	VERB
ejif-10550	71	7	campanini	campanini	PROPN
ejif-10550	71	8	and	and	CCONJ
ejif-10550	71	9	arafa	arafa	PROPN
ejif-10550	71	10	’s	’s	PART
ejif-10550	71	11	(	(	PUNCT
ejif-10550	71	12	2020	2020	NUM
ejif-10550	71	13	)	)	PUNCT
ejif-10550	71	14	,	,	PUNCT
ejif-10550	71	15	aliboni	aliboni	PROPN
ejif-10550	71	16	’s	’s	PART
ejif-10550	71	17	(	(	PUNCT
ejif-10550	71	18	2003	2003	NUM
ejif-10550	71	19	)	)	PUNCT
ejif-10550	71	20	and	and	CCONJ
ejif-10550	71	21	branca	branca	NOUN
ejif-10550	71	22	’s	’s	PART
ejif-10550	71	23	(	(	PUNCT
ejif-10550	71	24	2011	2011	NUM
ejif-10550	71	25	)	)	PUNCT
ejif-10550	71	26	studies	study	NOUN
ejif-10550	71	27	.	.	PUNCT
ejif-10550	72	1	economics	economic	NOUN
ejif-10550	72	2	,	,	PUNCT
ejif-10550	72	3	management	management	NOUN
ejif-10550	72	4	and	and	CCONJ
ejif-10550	72	5	finance	finance	NOUN
ejif-10550	72	6	are	be	AUX
ejif-10550	72	7	not	not	PART
ejif-10550	72	8	an	an	DET
ejif-10550	72	9	exception	exception	NOUN
ejif-10550	72	10	.	.	PUNCT
ejif-10550	73	1	for	for	ADP
ejif-10550	73	2	islamic	islamic	ADJ
ejif-10550	73	3	finance	finance	NOUN
ejif-10550	73	4	,	,	PUNCT
ejif-10550	73	5	the	the	DET
ejif-10550	73	6	results	result	NOUN
ejif-10550	73	7	of	of	ADP
ejif-10550	73	8	a	a	DET
ejif-10550	73	9	specific	specific	ADJ
ejif-10550	73	10	economic	economic	ADJ
ejif-10550	73	11	operation	operation	NOUN
ejif-10550	73	12	are	be	AUX
ejif-10550	73	13	,	,	PUNCT
ejif-10550	73	14	therefore	therefore	ADV
ejif-10550	73	15	,	,	PUNCT
ejif-10550	73	16	to	to	PART
ejif-10550	73	17	be	be	AUX
ejif-10550	73	18	time	time	NOUN
ejif-10550	73	19	judged	judge	VERB
ejif-10550	73	20	according	accord	VERB
ejif-10550	73	21	to	to	ADP
ejif-10550	73	22	an	an	DET
ejif-10550	73	23	ad	ad	X
ejif-10550	73	24	hoc	hoc	X
ejif-10550	73	25	‘	'	PUNCT
ejif-10550	73	26	balance	balance	NOUN
ejif-10550	73	27	’	'	PUNCT
ejif-10550	73	28	of	of	ADP
ejif-10550	73	29	social	social	ADJ
ejif-10550	73	30	justice	justice	NOUN
ejif-10550	73	31	,	,	PUNCT
ejif-10550	73	32	which	which	PRON
ejif-10550	73	33	will	will	AUX
ejif-10550	73	34	assess	assess	VERB
ejif-10550	73	35	the	the	DET
ejif-10550	73	36	ways	way	NOUN
ejif-10550	73	37	according	accord	VERB
ejif-10550	73	38	to	to	ADP
ejif-10550	73	39	its	its	PRON
ejif-10550	73	40	ethical	ethical	ADJ
ejif-10550	73	41	criteria	criterion	NOUN
ejif-10550	73	42	;	;	PUNCT
ejif-10550	73	43	thus	thus	ADV
ejif-10550	73	44	,	,	PUNCT
ejif-10550	73	45	both	both	CCONJ
ejif-10550	73	46	the	the	DET
ejif-10550	73	47	final	final	ADJ
ejif-10550	73	48	balance	balance	NOUN
ejif-10550	73	49	of	of	ADP
ejif-10550	73	50	the	the	DET
ejif-10550	73	51	scales	scale	NOUN
ejif-10550	73	52	extended	extend	VERB
ejif-10550	73	53	at	at	ADP
ejif-10550	73	54	the	the	DET
ejif-10550	73	55	level	level	NOUN
ejif-10550	73	56	of	of	ADP
ejif-10550	73	57	the	the	DET
ejif-10550	73	58	entire	entire	ADJ
ejif-10550	73	59	social	social	ADJ
ejif-10550	73	60	community	community	NOUN
ejif-10550	73	61	(	(	PUNCT
ejif-10550	73	62	in	in	ADP
ejif-10550	73	63	terms	term	NOUN
ejif-10550	73	64	of	of	ADP
ejif-10550	73	65	distributive	distributive	ADJ
ejif-10550	73	66	justice	justice	NOUN
ejif-10550	73	67	)	)	PUNCT
ejif-10550	73	68	and	and	CCONJ
ejif-10550	73	69	the	the	DET
ejif-10550	73	70	relationship	relationship	NOUN
ejif-10550	73	71	between	between	ADP
ejif-10550	73	72	the	the	DET
ejif-10550	73	73	individual	individual	ADJ
ejif-10550	73	74	arms	arm	NOUN
ejif-10550	73	75	of	of	ADP
ejif-10550	73	76	the	the	DET
ejif-10550	73	77	scales	scale	NOUN
ejif-10550	73	78	(	(	PUNCT
ejif-10550	73	79	in	in	ADP
ejif-10550	73	80	terms	term	NOUN
ejif-10550	73	81	of	of	ADP
ejif-10550	73	82	commutative	commutative	ADJ
ejif-10550	73	83	justice	justice	NOUN
ejif-10550	73	84	between	between	ADP
ejif-10550	73	85	individuals	individual	NOUN
ejif-10550	73	86	)	)	PUNCT
ejif-10550	73	87	(	(	PUNCT
ejif-10550	73	88	cattellan	cattellan	NOUN
ejif-10550	73	89	,	,	PUNCT
ejif-10550	73	90	2017	2017	NUM
ejif-10550	73	91	)	)	PUNCT
ejif-10550	73	92	.	.	PUNCT
ejif-10550	74	1	the	the	DET
ejif-10550	74	2	islamic	islamic	ADJ
ejif-10550	74	3	conception	conception	NOUN
ejif-10550	74	4	is	be	AUX
ejif-10550	74	5	focused	focus	VERB
ejif-10550	74	6	on	on	ADP
ejif-10550	74	7	the	the	DET
ejif-10550	74	8	individual	individual	NOUN
ejif-10550	74	9	as	as	ADP
ejif-10550	74	10	an	an	DET
ejif-10550	74	11	active	active	ADJ
ejif-10550	74	12	member	member	NOUN
ejif-10550	74	13	of	of	ADP
ejif-10550	74	14	society	society	NOUN
ejif-10550	74	15	:	:	PUNCT
ejif-10550	74	16	the	the	DET
ejif-10550	74	17	state	state	NOUN
ejif-10550	74	18	,	,	PUNCT
ejif-10550	74	19	in	in	ADP
ejif-10550	74	20	outlining	outline	VERB
ejif-10550	74	21	its	its	PRON
ejif-10550	74	22	goals	goal	NOUN
ejif-10550	74	23	and	and	CCONJ
ejif-10550	74	24	the	the	DET
ejif-10550	74	25	way	way	NOUN
ejif-10550	74	26	to	to	PART
ejif-10550	74	27	realize	realize	VERB
ejif-10550	74	28	them	they	PRON
ejif-10550	74	29	,	,	PUNCT
ejif-10550	74	30	must	must	AUX
ejif-10550	74	31	take	take	VERB
ejif-10550	74	32	the	the	DET
ejif-10550	74	33	moral	moral	ADJ
ejif-10550	74	34	and	and	CCONJ
ejif-10550	74	35	psychological	psychological	ADJ
ejif-10550	74	36	factors	factor	NOUN
ejif-10550	74	37	into	into	ADP
ejif-10550	74	38	account	account	NOUN
ejif-10550	74	39	,	,	PUNCT
ejif-10550	74	40	as	as	SCONJ
ejif-10550	74	41	it	it	PRON
ejif-10550	74	42	has	have	VERB
ejif-10550	74	43	a	a	DET
ejif-10550	74	44	significant	significant	ADJ
ejif-10550	74	45	impact	impact	NOUN
ejif-10550	74	46	on	on	ADP
ejif-10550	74	47	social	social	ADJ
ejif-10550	74	48	life	life	NOUN
ejif-10550	74	49	,	,	PUNCT
ejif-10550	74	50	its	its	PRON
ejif-10550	74	51	problems	problem	NOUN
ejif-10550	74	52	and	and	CCONJ
ejif-10550	74	53	their	their	PRON
ejif-10550	74	54	solutions	solution	NOUN
ejif-10550	74	55	(	(	PUNCT
ejif-10550	74	56	francesca	francesca	PROPN
ejif-10550	74	57	,	,	PUNCT
ejif-10550	74	58	2013	2013	NUM
ejif-10550	74	59	)	)	PUNCT
ejif-10550	74	60	.	.	PUNCT
ejif-10550	75	1	the	the	DET
ejif-10550	75	2	economic	economic	ADJ
ejif-10550	75	3	principles	principle	NOUN
ejif-10550	75	4	of	of	ADP
ejif-10550	75	5	islamic	islamic	ADJ
ejif-10550	75	6	finance	finance	NOUN
ejif-10550	75	7	are	be	AUX
ejif-10550	75	8	based	base	VERB
ejif-10550	75	9	on	on	ADP
ejif-10550	75	10	“	"	PUNCT
ejif-10550	75	11	the	the	DET
ejif-10550	75	12	prohibition	prohibition	NOUN
ejif-10550	75	13	of	of	ADP
ejif-10550	75	14	riba	riba	PROPN
ejif-10550	75	15	(	(	PUNCT
ejif-10550	75	16	interest	interest	NOUN
ejif-10550	75	17	)	)	PUNCT
ejif-10550	75	18	,	,	PUNCT
ejif-10550	75	19	the	the	DET
ejif-10550	75	20	prohibition	prohibition	NOUN
ejif-10550	75	21	of	of	ADP
ejif-10550	75	22	gharar	gharar	NOUN
ejif-10550	75	23	(	(	PUNCT
ejif-10550	75	24	uncertainty	uncertainty	NOUN
ejif-10550	75	25	)	)	PUNCT
ejif-10550	75	26	and	and	CCONJ
ejif-10550	75	27	that	that	PRON
ejif-10550	75	28	of	of	ADP
ejif-10550	75	29	maysir	maysir	NOUN
ejif-10550	75	30	(	(	PUNCT
ejif-10550	75	31	speculation	speculation	NOUN
ejif-10550	75	32	)	)	PUNCT
ejif-10550	75	33	”	"	PUNCT
ejif-10550	75	34	(	(	PUNCT
ejif-10550	75	35	cupri	cupri	NOUN
ejif-10550	75	36	,	,	PUNCT
ejif-10550	75	37	2021	2021	NUM
ejif-10550	75	38	)	)	PUNCT
ejif-10550	75	39	.	.	PUNCT
ejif-10550	76	1	risk	risk	NOUN
ejif-10550	76	2	is	be	AUX
ejif-10550	76	3	another	another	DET
ejif-10550	76	4	important	important	ADJ
ejif-10550	76	5	factor	factor	NOUN
ejif-10550	76	6	in	in	ADP
ejif-10550	76	7	islamic	islamic	ADJ
ejif-10550	76	8	finance	finance	NOUN
ejif-10550	76	9	regarding	regard	VERB
ejif-10550	76	10	the	the	DET
ejif-10550	76	11	permissibility	permissibility	NOUN
ejif-10550	76	12	of	of	ADP
ejif-10550	76	13	futures	future	NOUN
ejif-10550	76	14	trading	trading	NOUN
ejif-10550	76	15	in	in	ADP
ejif-10550	76	16	islamic	islamic	ADJ
ejif-10550	76	17	law	law	NOUN
ejif-10550	76	18	and	and	CCONJ
ejif-10550	76	19	the	the	DET
ejif-10550	76	20	underlying	underlie	VERB
ejif-10550	76	21	questions	question	NOUN
ejif-10550	76	22	of	of	ADP
ejif-10550	76	23	risk	risk	NOUN
ejif-10550	76	24	-	-	PUNCT
ejif-10550	76	25	taking	taking	NOUN
ejif-10550	76	26	and	and	CCONJ
ejif-10550	76	27	speculation	speculation	NOUN
ejif-10550	76	28	.	.	PUNCT
ejif-10550	77	1	for	for	ADP
ejif-10550	77	2	this	this	DET
ejif-10550	77	3	issue	issue	NOUN
ejif-10550	77	4	,	,	PUNCT
ejif-10550	77	5	we	we	PRON
ejif-10550	77	6	can	can	AUX
ejif-10550	77	7	find	find	VERB
ejif-10550	77	8	a	a	DET
ejif-10550	77	9	detailed	detailed	ADJ
ejif-10550	77	10	analysis	analysis	NOUN
ejif-10550	77	11	in	in	ADP
ejif-10550	77	12	the	the	DET
ejif-10550	77	13	studies	study	NOUN
ejif-10550	77	14	conducted	conduct	VERB
ejif-10550	77	15	by	by	ADP
ejif-10550	77	16	(	(	PUNCT
ejif-10550	77	17	edwards	edwards	PROPN
ejif-10550	77	18	,	,	PUNCT
ejif-10550	77	19	2000	2000	NUM
ejif-10550	77	20	;	;	PUNCT
ejif-10550	77	21	kamali	kamali	PROPN
ejif-10550	77	22	,	,	PUNCT
ejif-10550	77	23	2002	2002	NUM
ejif-10550	77	24	;	;	PUNCT
ejif-10550	77	25	ayoub	ayoub	PROPN
ejif-10550	77	26	,	,	PUNCT
ejif-10550	77	27	2014	2014	NUM
ejif-10550	77	28	)	)	PUNCT
ejif-10550	77	29	.	.	PUNCT
ejif-10550	78	1	islamic	islamic	ADJ
ejif-10550	78	2	finance	finance	PROPN
ejif-10550	78	3	,	,	PUNCT
ejif-10550	78	4	in	in	ADP
ejif-10550	78	5	particular	particular	ADJ
ejif-10550	78	6	,	,	PUNCT
ejif-10550	78	7	constitutes	constitute	VERB
ejif-10550	78	8	a	a	DET
ejif-10550	78	9	sector	sector	NOUN
ejif-10550	78	10	of	of	ADP
ejif-10550	78	11	the	the	DET
ejif-10550	78	12	world	world	NOUN
ejif-10550	78	13	economy	economy	NOUN
ejif-10550	78	14	in	in	ADP
ejif-10550	78	15	significant	significant	ADJ
ejif-10550	78	16	expansion	expansion	NOUN
ejif-10550	78	17	also	also	ADV
ejif-10550	78	18	thanks	thank	NOUN
ejif-10550	78	19	to	to	ADP
ejif-10550	78	20	the	the	DET
ejif-10550	78	21	demography	demography	NOUN
ejif-10550	78	22	of	of	ADP
ejif-10550	78	23	muslim	muslim	ADJ
ejif-10550	78	24	countries	country	NOUN
ejif-10550	78	25	and	and	CCONJ
ejif-10550	78	26	the	the	DET
ejif-10550	78	27	emigration	emigration	NOUN
ejif-10550	78	28	of	of	ADP
ejif-10550	78	29	muslims	muslims	PROPN
ejif-10550	78	30	to	to	ADP
ejif-10550	78	31	europe	europe	PROPN
ejif-10550	78	32	,	,	PUNCT
ejif-10550	78	33	the	the	DET
ejif-10550	78	34	recipient	recipient	NOUN
ejif-10550	78	35	of	of	ADP
ejif-10550	78	36	a	a	DET
ejif-10550	78	37	growing	grow	VERB
ejif-10550	78	38	interest	interest	NOUN
ejif-10550	78	39	in	in	ADP
ejif-10550	78	40	the	the	DET
ejif-10550	78	41	international	international	ADJ
ejif-10550	78	42	financial	financial	ADJ
ejif-10550	78	43	scene	scene	NOUN
ejif-10550	78	44	,	,	PUNCT
ejif-10550	78	45	so	so	ADV
ejif-10550	78	46	much	much	ADV
ejif-10550	78	47	to	to	PART
ejif-10550	78	48	constitute	constitute	VERB
ejif-10550	78	49	an	an	DET
ejif-10550	78	50	essential	essential	ADJ
ejif-10550	78	51	niche	niche	NOUN
ejif-10550	78	52	with	with	ADP
ejif-10550	78	53	specific	specific	ADJ
ejif-10550	78	54	rules	rule	NOUN
ejif-10550	78	55	that	that	PRON
ejif-10550	78	56	are	be	AUX
ejif-10550	78	57	distinct	distinct	ADJ
ejif-10550	78	58	and	and	CCONJ
ejif-10550	78	59	,	,	PUNCT
ejif-10550	78	60	in	in	ADP
ejif-10550	78	61	some	some	DET
ejif-10550	78	62	aspects	aspect	NOUN
ejif-10550	78	63	,	,	PUNCT
ejif-10550	78	64	even	even	ADV
ejif-10550	78	65	distant	distant	ADJ
ejif-10550	78	66	from	from	ADP
ejif-10550	78	67	the	the	DET
ejif-10550	78	68	financial	financial	ADJ
ejif-10550	78	69	regulations	regulation	NOUN
ejif-10550	78	70	and	and	CCONJ
ejif-10550	78	71	practices	practice	NOUN
ejif-10550	78	72	of	of	ADP
ejif-10550	78	73	the	the	DET
ejif-10550	78	74	western	western	ADJ
ejif-10550	78	75	world	world	NOUN
ejif-10550	78	76	but	but	CCONJ
ejif-10550	78	77	close	close	ADJ
ejif-10550	78	78	to	to	ADP
ejif-10550	78	79	sustainable	sustainable	ADJ
ejif-10550	78	80	esg	esg	NOUN
ejif-10550	78	81	investments	investment	NOUN
ejif-10550	78	82	.	.	PUNCT
ejif-10550	79	1	muslims	muslim	NOUN
ejif-10550	79	2	have	have	AUX
ejif-10550	79	3	undertaken	undertake	VERB
ejif-10550	79	4	a	a	DET
ejif-10550	79	5	profound	profound	ADJ
ejif-10550	79	6	process	process	NOUN
ejif-10550	79	7	of	of	ADP
ejif-10550	79	8	reformulating	reformulate	VERB
ejif-10550	79	9	their	their	PRON
ejif-10550	79	10	identity	identity	NOUN
ejif-10550	79	11	in	in	ADP
ejif-10550	79	12	contact	contact	NOUN
ejif-10550	79	13	with	with	ADP
ejif-10550	79	14	western	western	ADJ
ejif-10550	79	15	capitalist	capitalist	ADJ
ejif-10550	79	16	societies	society	NOUN
ejif-10550	79	17	(	(	PUNCT
ejif-10550	79	18	atzori	atzori	ADJ
ejif-10550	79	19	,	,	PUNCT
ejif-10550	79	20	2010	2010	NUM
ejif-10550	79	21	)	)	PUNCT
ejif-10550	79	22	.	.	PUNCT
ejif-10550	80	1	therefore	therefore	ADV
ejif-10550	80	2	,	,	PUNCT
ejif-10550	80	3	the	the	DET
ejif-10550	80	4	islamic	islamic	ADJ
ejif-10550	80	5	finance	finance	NOUN
ejif-10550	80	6	sector	sector	NOUN
ejif-10550	80	7	aims	aim	VERB
ejif-10550	80	8	to	to	PART
ejif-10550	80	9	step	step	VERB
ejif-10550	80	10	up	up	ADP
ejif-10550	80	11	its	its	PRON
ejif-10550	80	12	moral	moral	ADJ
ejif-10550	80	13	responsibility	responsibility	NOUN
ejif-10550	80	14	in	in	ADP
ejif-10550	80	15	using	use	VERB
ejif-10550	80	16	innovative	innovative	ADJ
ejif-10550	80	17	fintech	fintech	NOUN
ejif-10550	80	18	financial	financial	ADJ
ejif-10550	80	19	technology	technology	NOUN
ejif-10550	80	20	capabilities	capability	NOUN
ejif-10550	80	21	to	to	PART
ejif-10550	80	22	address	address	VERB
ejif-10550	80	23	emerging	emerge	VERB
ejif-10550	80	24	difficulties	difficulty	NOUN
ejif-10550	80	25	and	and	CCONJ
ejif-10550	80	26	protect	protect	VERB
ejif-10550	80	27	humanity	humanity	NOUN
ejif-10550	80	28	from	from	ADP
ejif-10550	80	29	the	the	DET
ejif-10550	80	30	scourge	scourge	NOUN
ejif-10550	80	31	of	of	ADP
ejif-10550	80	32	poverty	poverty	NOUN
ejif-10550	80	33	and	and	CCONJ
ejif-10550	80	34	hunger	hunger	NOUN
ejif-10550	80	35	(	(	PUNCT
ejif-10550	80	36	alsaghir	alsaghir	ADJ
ejif-10550	80	37	,	,	PUNCT
ejif-10550	80	38	2023	2023	NUM
ejif-10550	80	39	)	)	PUNCT
ejif-10550	80	40	.	.	PUNCT
ejif-10550	81	1	due	due	ADP
ejif-10550	81	2	to	to	ADP
ejif-10550	81	3	these	these	DET
ejif-10550	81	4	reasons	reason	NOUN
ejif-10550	81	5	,	,	PUNCT
ejif-10550	81	6	demand	demand	NOUN
ejif-10550	81	7	for	for	ADP
ejif-10550	81	8	sharia	sharia	NOUN
ejif-10550	81	9	-	-	PUNCT
ejif-10550	81	10	compliant	compliant	ADJ
ejif-10550	81	11	products	product	NOUN
ejif-10550	81	12	should	should	AUX
ejif-10550	81	13	remain	remain	VERB
ejif-10550	81	14	strong	strong	ADJ
ejif-10550	81	15	throughout	throughout	ADP
ejif-10550	81	16	the	the	DET
ejif-10550	81	17	long	long	ADJ
ejif-10550	81	18	term	term	NOUN
ejif-10550	81	19	.	.	PUNCT
ejif-10550	82	1	55	55	NUM
ejif-10550	82	2	european	european	ADJ
ejif-10550	82	3	journal	journal	PROPN
ejif-10550	82	4	of	of	ADP
ejif-10550	82	5	islamic	islamic	PROPN
ejif-10550	82	6	finance	finance	PROPN
ejif-10550	82	7	issn	issn	PROPN
ejif-10550	82	8	:	:	PUNCT
ejif-10550	82	9	2421	2421	NUM
ejif-10550	82	10	-	-	SYM
ejif-10550	82	11	2172	2172	NUM
ejif-10550	82	12	doi	doi	NOUN
ejif-10550	82	13	:	:	PUNCT
ejif-10550	82	14	10.13135/2421	10.13135/2421	NUM
ejif-10550	82	15	-	-	SYM
ejif-10550	82	16	2172/10550	2172/10550	NUM
ejif-10550	82	17	published	publish	VERB
ejif-10550	82	18	by	by	ADP
ejif-10550	82	19	university	university	PROPN
ejif-10550	82	20	of	of	ADP
ejif-10550	82	21	turin	turin	PROPN
ejif-10550	83	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	83	2	ejif	ejif	PROPN
ejif-10550	83	3	content	content	NOUN
ejif-10550	83	4	is	be	AUX
ejif-10550	83	5	licensed	license	VERB
ejif-10550	83	6	under	under	ADP
ejif-10550	83	7	a	a	DET
ejif-10550	83	8	creative	creative	ADJ
ejif-10550	83	9	commons	common	NOUN
ejif-10550	83	10	attribution	attribution	NOUN
ejif-10550	83	11	4.0	4.0	NUM
ejif-10550	83	12	international	international	ADJ
ejif-10550	83	13	license	license	NOUN
ejif-10550	83	14	sharia	sharia	NOUN
ejif-10550	83	15	-	-	PUNCT
ejif-10550	83	16	compliant	compliant	ADJ
ejif-10550	83	17	products	product	NOUN
ejif-10550	83	18	will	will	AUX
ejif-10550	83	19	also	also	ADV
ejif-10550	83	20	benefit	benefit	VERB
ejif-10550	83	21	from	from	ADP
ejif-10550	83	22	the	the	DET
ejif-10550	83	23	growing	grow	VERB
ejif-10550	83	24	focus	focus	NOUN
ejif-10550	83	25	on	on	ADP
ejif-10550	83	26	esg	esg	NOUN
ejif-10550	83	27	products	product	NOUN
ejif-10550	83	28	,	,	PUNCT
ejif-10550	83	29	and	and	CCONJ
ejif-10550	83	30	sustainability	sustainability	NOUN
ejif-10550	83	31	,	,	PUNCT
ejif-10550	83	32	which	which	PRON
ejif-10550	83	33	islamic	islamic	ADJ
ejif-10550	83	34	principles	principle	NOUN
ejif-10550	83	35	have	have	AUX
ejif-10550	83	36	historically	historically	ADV
ejif-10550	83	37	safeguarded	safeguard	VERB
ejif-10550	83	38	,	,	PUNCT
ejif-10550	83	39	is	be	AUX
ejif-10550	83	40	essential	essential	ADJ
ejif-10550	83	41	(	(	PUNCT
ejif-10550	83	42	zucchelli	zucchelli	PROPN
ejif-10550	83	43	,	,	PUNCT
ejif-10550	83	44	2022	2022	NUM
ejif-10550	83	45	)	)	PUNCT
ejif-10550	83	46	.	.	PUNCT
ejif-10550	84	1	as	as	SCONJ
ejif-10550	84	2	vasco	vasco	PROPN
ejif-10550	84	3	fronzoni	fronzoni	PROPN
ejif-10550	84	4	,	,	PUNCT
ejif-10550	84	5	an	an	DET
ejif-10550	84	6	expert	expert	NOUN
ejif-10550	84	7	in	in	ADP
ejif-10550	84	8	islamic	islamic	ADJ
ejif-10550	84	9	law	law	NOUN
ejif-10550	84	10	and	and	CCONJ
ejif-10550	84	11	professor	professor	NOUN
ejif-10550	84	12	at	at	ADP
ejif-10550	84	13	the	the	DET
ejif-10550	84	14	university	university	PROPN
ejif-10550	84	15	of	of	ADP
ejif-10550	84	16	venice	venice	PROPN
ejif-10550	84	17	,	,	PUNCT
ejif-10550	84	18	recalls	recall	VERB
ejif-10550	84	19	:	:	PUNCT
ejif-10550	84	20	“	"	PUNCT
ejif-10550	84	21	financing	financing	NOUN
ejif-10550	84	22	is	be	AUX
ejif-10550	84	23	carried	carry	VERB
ejif-10550	84	24	out	out	ADP
ejif-10550	84	25	through	through	ADP
ejif-10550	84	26	a	a	DET
ejif-10550	84	27	prevalent	prevalent	ADJ
ejif-10550	84	28	typical	typical	ADJ
ejif-10550	84	29	form	form	NOUN
ejif-10550	84	30	of	of	ADP
ejif-10550	84	31	contract	contract	NOUN
ejif-10550	84	32	of	of	ADP
ejif-10550	84	33	double	double	ADJ
ejif-10550	84	34	sale	sale	NOUN
ejif-10550	84	35	,	,	PUNCT
ejif-10550	84	36	murabaha	murabaha	NOUN
ejif-10550	84	37	,	,	PUNCT
ejif-10550	84	38	through	through	ADP
ejif-10550	84	39	which	which	PRON
ejif-10550	84	40	the	the	DET
ejif-10550	84	41	credit	credit	NOUN
ejif-10550	84	42	institution	institution	NOUN
ejif-10550	84	43	buys	buy	VERB
ejif-10550	84	44	the	the	DET
ejif-10550	84	45	asset	asset	NOUN
ejif-10550	84	46	requested	request	VERB
ejif-10550	84	47	by	by	ADP
ejif-10550	84	48	its	its	PRON
ejif-10550	84	49	client	client	NOUN
ejif-10550	84	50	and	and	CCONJ
ejif-10550	84	51	then	then	ADV
ejif-10550	84	52	resells	resell	VERB
ejif-10550	84	53	it	it	PRON
ejif-10550	84	54	to	to	ADP
ejif-10550	84	55	the	the	DET
ejif-10550	84	56	same	same	ADJ
ejif-10550	84	57	client	client	NOUN
ejif-10550	84	58	at	at	ADP
ejif-10550	84	59	a	a	DET
ejif-10550	84	60	higher	high	ADJ
ejif-10550	84	61	price	price	NOUN
ejif-10550	84	62	agreed	agree	VERB
ejif-10550	84	63	upon	upon	SCONJ
ejif-10550	84	64	since	since	SCONJ
ejif-10550	84	65	the	the	DET
ejif-10550	84	66	stipulation	stipulation	NOUN
ejif-10550	84	67	of	of	ADP
ejif-10550	84	68	the	the	DET
ejif-10550	84	69	contract	contract	NOUN
ejif-10550	84	70	and	and	CCONJ
ejif-10550	84	71	payable	payable	ADJ
ejif-10550	84	72	on	on	ADP
ejif-10550	84	73	term	term	NOUN
ejif-10550	84	74	.	.	PUNCT
ejif-10550	85	1	with	with	ADP
ejif-10550	85	2	the	the	DET
ejif-10550	85	3	murabaha	murabaha	NOUN
ejif-10550	85	4	contract	contract	NOUN
ejif-10550	85	5	,	,	PUNCT
ejif-10550	85	6	the	the	DET
ejif-10550	85	7	bank	bank	NOUN
ejif-10550	85	8	has	have	VERB
ejif-10550	85	9	a	a	DET
ejif-10550	85	10	fixed	fix	VERB
ejif-10550	85	11	profit	profit	NOUN
ejif-10550	85	12	similar	similar	ADJ
ejif-10550	85	13	in	in	ADP
ejif-10550	85	14	substance	substance	NOUN
ejif-10550	85	15	to	to	ADP
ejif-10550	85	16	an	an	DET
ejif-10550	85	17	interest	interest	NOUN
ejif-10550	85	18	rate	rate	NOUN
ejif-10550	85	19	but	but	CCONJ
ejif-10550	85	20	equivalent	equivalent	ADJ
ejif-10550	85	21	in	in	ADP
ejif-10550	85	22	form	form	NOUN
ejif-10550	85	23	to	to	ADP
ejif-10550	85	24	a	a	DET
ejif-10550	85	25	premium	premium	NOUN
ejif-10550	85	26	on	on	ADP
ejif-10550	85	27	the	the	DET
ejif-10550	85	28	purchase	purchase	NOUN
ejif-10550	85	29	value	value	NOUN
ejif-10550	85	30	of	of	ADP
ejif-10550	85	31	the	the	DET
ejif-10550	85	32	good	good	NOUN
ejif-10550	85	33	”	"	PUNCT
ejif-10550	85	34	(	(	PUNCT
ejif-10550	85	35	fronzoni	fronzoni	NOUN
ejif-10550	85	36	,	,	PUNCT
ejif-10550	85	37	2021	2021	NUM
ejif-10550	85	38	)	)	PUNCT
ejif-10550	86	1	islam	islam	PROPN
ejif-10550	86	2	does	do	AUX
ejif-10550	86	3	not	not	PART
ejif-10550	86	4	tolerate	tolerate	VERB
ejif-10550	86	5	any	any	DET
ejif-10550	86	6	kind	kind	NOUN
ejif-10550	86	7	of	of	ADP
ejif-10550	86	8	gambling	gambling	NOUN
ejif-10550	86	9	and	and	CCONJ
ejif-10550	86	10	,	,	PUNCT
ejif-10550	86	11	consequently	consequently	ADV
ejif-10550	86	12	,	,	PUNCT
ejif-10550	86	13	commercial	commercial	ADJ
ejif-10550	86	14	or	or	CCONJ
ejif-10550	86	15	financial	financial	ADJ
ejif-10550	86	16	transactions	transaction	NOUN
ejif-10550	86	17	that	that	PRON
ejif-10550	86	18	integrate	integrate	VERB
ejif-10550	86	19	merely	merely	ADV
ejif-10550	86	20	speculative	speculative	ADJ
ejif-10550	86	21	activities	activity	NOUN
ejif-10550	86	22	,	,	PUNCT
ejif-10550	86	23	characterized	characterize	VERB
ejif-10550	86	24	by	by	ADP
ejif-10550	86	25	an	an	DET
ejif-10550	86	26	imponderable	imponderable	ADJ
ejif-10550	86	27	risk	risk	NOUN
ejif-10550	86	28	,	,	PUNCT
ejif-10550	86	29	whose	whose	DET
ejif-10550	86	30	outcome	outcome	NOUN
ejif-10550	86	31	may	may	AUX
ejif-10550	86	32	depend	depend	VERB
ejif-10550	86	33	on	on	ADP
ejif-10550	86	34	chance	chance	NOUN
ejif-10550	86	35	and	and	CCONJ
ejif-10550	86	36	that	that	PRON
ejif-10550	86	37	come	come	VERB
ejif-10550	86	38	close	close	ADV
ejif-10550	86	39	to	to	ADP
ejif-10550	86	40	gambling	gambling	NOUN
ejif-10550	86	41	and	and	CCONJ
ejif-10550	86	42	betting	betting	NOUN
ejif-10550	86	43	.	.	PUNCT
ejif-10550	87	1	instead	instead	ADV
ejif-10550	87	2	,	,	PUNCT
ejif-10550	87	3	activities	activity	NOUN
ejif-10550	87	4	constituted	constitute	VERB
ejif-10550	87	5	with	with	ADP
ejif-10550	87	6	entrepreneurial	entrepreneurial	ADJ
ejif-10550	87	7	risk	risk	NOUN
ejif-10550	87	8	are	be	AUX
ejif-10550	87	9	permitted	permit	VERB
ejif-10550	87	10	.	.	PUNCT
ejif-10550	88	1	in	in	ADP
ejif-10550	88	2	the	the	DET
ejif-10550	88	3	following	follow	VERB
ejif-10550	88	4	section	section	NOUN
ejif-10550	88	5	of	of	ADP
ejif-10550	88	6	the	the	DET
ejif-10550	88	7	paper	paper	NOUN
ejif-10550	88	8	,	,	PUNCT
ejif-10550	88	9	we	we	PRON
ejif-10550	88	10	will	will	AUX
ejif-10550	88	11	map	map	VERB
ejif-10550	88	12	the	the	DET
ejif-10550	88	13	traditional	traditional	ADJ
ejif-10550	88	14	islamic	islamic	ADJ
ejif-10550	88	15	and	and	CCONJ
ejif-10550	88	16	fintech	fintech	NOUN
ejif-10550	88	17	moroccan	moroccan	ADJ
ejif-10550	88	18	banking	banking	NOUN
ejif-10550	88	19	sector	sector	NOUN
ejif-10550	88	20	and	and	CCONJ
ejif-10550	88	21	indicate	indicate	VERB
ejif-10550	88	22	what	what	DET
ejif-10550	88	23	innovations	innovation	NOUN
ejif-10550	88	24	,	,	PUNCT
ejif-10550	88	25	not	not	PART
ejif-10550	88	26	only	only	ADV
ejif-10550	88	27	regulatory	regulatory	ADJ
ejif-10550	88	28	,	,	PUNCT
ejif-10550	88	29	can	can	AUX
ejif-10550	88	30	be	be	AUX
ejif-10550	88	31	implemented	implement	VERB
ejif-10550	88	32	to	to	PART
ejif-10550	88	33	improve	improve	VERB
ejif-10550	88	34	it	it	PRON
ejif-10550	88	35	.	.	PUNCT
ejif-10550	89	1	2	2	X
ejif-10550	89	2	.	.	X
ejif-10550	89	3	methodology	methodology	NOUN
ejif-10550	89	4	the	the	DET
ejif-10550	89	5	research	research	NOUN
ejif-10550	89	6	methodology	methodology	NOUN
ejif-10550	89	7	used	use	VERB
ejif-10550	89	8	is	be	AUX
ejif-10550	89	9	qualitative	qualitative	VERB
ejif-10550	89	10	and	and	CCONJ
ejif-10550	89	11	is	be	AUX
ejif-10550	89	12	based	base	VERB
ejif-10550	89	13	on	on	ADP
ejif-10550	89	14	the	the	DET
ejif-10550	89	15	following	follow	VERB
ejif-10550	89	16	steps	step	NOUN
ejif-10550	89	17	:	:	PUNCT
ejif-10550	89	18	firstly	firstly	ADV
ejif-10550	89	19	,	,	PUNCT
ejif-10550	89	20	a	a	DET
ejif-10550	89	21	literature	literature	NOUN
ejif-10550	89	22	review	review	NOUN
ejif-10550	89	23	on	on	ADP
ejif-10550	89	24	the	the	DET
ejif-10550	89	25	moroccan	moroccan	ADJ
ejif-10550	89	26	financial	financial	ADJ
ejif-10550	89	27	system	system	NOUN
ejif-10550	89	28	should	should	AUX
ejif-10550	89	29	be	be	AUX
ejif-10550	89	30	developed	develop	VERB
ejif-10550	89	31	based	base	VERB
ejif-10550	89	32	on	on	ADP
ejif-10550	89	33	scholarly	scholarly	ADJ
ejif-10550	89	34	literature	literature	NOUN
ejif-10550	89	35	on	on	ADP
ejif-10550	89	36	the	the	DET
ejif-10550	89	37	state	state	NOUN
ejif-10550	89	38	of	of	ADP
ejif-10550	89	39	the	the	DET
ejif-10550	89	40	art	art	NOUN
ejif-10550	89	41	of	of	ADP
ejif-10550	89	42	the	the	DET
ejif-10550	89	43	moroccan	moroccan	ADJ
ejif-10550	89	44	banking	banking	NOUN
ejif-10550	89	45	system	system	NOUN
ejif-10550	89	46	,	,	PUNCT
ejif-10550	89	47	both	both	PRON
ejif-10550	89	48	traditional	traditional	ADJ
ejif-10550	89	49	and	and	CCONJ
ejif-10550	89	50	islamic	islamic	ADJ
ejif-10550	89	51	.	.	PUNCT
ejif-10550	90	1	we	we	PRON
ejif-10550	90	2	also	also	ADV
ejif-10550	90	3	delved	delve	VERB
ejif-10550	90	4	into	into	ADP
ejif-10550	90	5	the	the	DET
ejif-10550	90	6	history	history	NOUN
ejif-10550	90	7	of	of	ADP
ejif-10550	90	8	regulators	regulator	NOUN
ejif-10550	90	9	’	'	PUNCT
ejif-10550	90	10	positions	position	NOUN
ejif-10550	90	11	.	.	PUNCT
ejif-10550	91	1	we	we	PRON
ejif-10550	91	2	then	then	ADV
ejif-10550	91	3	analyzed	analyze	VERB
ejif-10550	91	4	moroccan	moroccan	ADJ
ejif-10550	91	5	banks	bank	NOUN
ejif-10550	91	6	by	by	ADP
ejif-10550	91	7	checking	check	VERB
ejif-10550	91	8	the	the	DET
ejif-10550	91	9	type	type	NOUN
ejif-10550	91	10	of	of	ADP
ejif-10550	91	11	institution	institution	NOUN
ejif-10550	91	12	,	,	PUNCT
ejif-10550	91	13	whether	whether	SCONJ
ejif-10550	91	14	commercial	commercial	ADJ
ejif-10550	91	15	or	or	CCONJ
ejif-10550	91	16	corporate	corporate	ADJ
ejif-10550	91	17	and	and	CCONJ
ejif-10550	91	18	the	the	DET
ejif-10550	91	19	presence	presence	NOUN
ejif-10550	91	20	of	of	ADP
ejif-10550	91	21	:	:	PUNCT
ejif-10550	91	22	1	1	NUM
ejif-10550	91	23	)	)	PUNCT
ejif-10550	91	24	moroccan	moroccan	NOUN
ejif-10550	91	25	and	and	CCONJ
ejif-10550	91	26	foreign	foreign	ADJ
ejif-10550	91	27	financial	financial	ADJ
ejif-10550	91	28	institutions	institution	NOUN
ejif-10550	91	29	.	.	PUNCT
ejif-10550	92	1	2	2	X
ejif-10550	92	2	)	)	PUNCT
ejif-10550	92	3	services	service	NOUN
ejif-10550	92	4	offered	offer	VERB
ejif-10550	92	5	to	to	ADP
ejif-10550	92	6	customers	customer	NOUN
ejif-10550	92	7	,	,	PUNCT
ejif-10550	92	8	classifying	classify	VERB
ejif-10550	92	9	them	they	PRON
ejif-10550	92	10	into	into	ADP
ejif-10550	92	11	retail	retail	ADJ
ejif-10550	92	12	,	,	PUNCT
ejif-10550	92	13	corporate	corporate	ADJ
ejif-10550	92	14	services	service	NOUN
ejif-10550	92	15	and	and	CCONJ
ejif-10550	92	16	technological	technological	ADJ
ejif-10550	92	17	innovation	innovation	NOUN
ejif-10550	92	18	(	(	PUNCT
ejif-10550	92	19	fintech	fintech	NOUN
ejif-10550	92	20	)	)	PUNCT
ejif-10550	92	21	;	;	PUNCT
ejif-10550	92	22	3	3	X
ejif-10550	92	23	)	)	PUNCT
ejif-10550	92	24	sharia	sharia	NOUN
ejif-10550	92	25	-	-	PUNCT
ejif-10550	92	26	compliant	compliant	ADJ
ejif-10550	92	27	institutions	institution	NOUN
ejif-10550	92	28	and	and	CCONJ
ejif-10550	92	29	services	service	NOUN
ejif-10550	92	30	offered	offer	VERB
ejif-10550	92	31	to	to	ADP
ejif-10550	92	32	customers	customer	NOUN
ejif-10550	92	33	.	.	PUNCT
ejif-10550	93	1	finally	finally	ADV
ejif-10550	93	2	,	,	PUNCT
ejif-10550	93	3	we	we	PRON
ejif-10550	93	4	searched	search	VERB
ejif-10550	93	5	both	both	DET
ejif-10550	93	6	moroccan	moroccan	ADJ
ejif-10550	93	7	banks	bank	NOUN
ejif-10550	93	8	’	’	PART
ejif-10550	93	9	websites	website	NOUN
ejif-10550	93	10	and	and	CCONJ
ejif-10550	93	11	literature	literature	NOUN
ejif-10550	93	12	for	for	ADP
ejif-10550	93	13	evidence	evidence	NOUN
ejif-10550	93	14	of	of	ADP
ejif-10550	93	15	the	the	DET
ejif-10550	93	16	application	application	NOUN
ejif-10550	93	17	of	of	ADP
ejif-10550	93	18	fintech	fintech	NOUN
ejif-10550	93	19	and	and	CCONJ
ejif-10550	93	20	regtech	regtech	NOUN
ejif-10550	93	21	within	within	ADP
ejif-10550	93	22	the	the	DET
ejif-10550	93	23	moroccan	moroccan	ADJ
ejif-10550	93	24	banking	banking	NOUN
ejif-10550	93	25	system	system	NOUN
ejif-10550	93	26	.	.	PUNCT
ejif-10550	94	1	this	this	PRON
ejif-10550	94	2	is	be	AUX
ejif-10550	94	3	an	an	DET
ejif-10550	94	4	innovative	innovative	ADJ
ejif-10550	94	5	point	point	NOUN
ejif-10550	94	6	of	of	ADP
ejif-10550	94	7	view	view	NOUN
ejif-10550	94	8	of	of	ADP
ejif-10550	94	9	the	the	DET
ejif-10550	94	10	moroccan	moroccan	ADJ
ejif-10550	94	11	banking	banking	NOUN
ejif-10550	94	12	market	market	NOUN
ejif-10550	94	13	that	that	PRON
ejif-10550	94	14	previous	previous	ADJ
ejif-10550	94	15	works	work	NOUN
ejif-10550	94	16	have	have	AUX
ejif-10550	94	17	not	not	PART
ejif-10550	94	18	yet	yet	ADV
ejif-10550	94	19	implemented	implement	VERB
ejif-10550	94	20	.	.	PUNCT
ejif-10550	95	1	specifically	specifically	ADV
ejif-10550	95	2	,	,	PUNCT
ejif-10550	95	3	a	a	DET
ejif-10550	95	4	preliminary	preliminary	ADJ
ejif-10550	95	5	systematic	systematic	ADJ
ejif-10550	95	6	review	review	NOUN
ejif-10550	95	7	of	of	ADP
ejif-10550	95	8	all	all	DET
ejif-10550	95	9	moroccan	moroccan	ADJ
ejif-10550	95	10	banks	bank	NOUN
ejif-10550	95	11	was	be	AUX
ejif-10550	95	12	necessary	necessary	ADJ
ejif-10550	95	13	precisely	precisely	ADV
ejif-10550	95	14	because	because	SCONJ
ejif-10550	95	15	the	the	DET
ejif-10550	95	16	literature	literature	NOUN
ejif-10550	95	17	does	do	AUX
ejif-10550	95	18	not	not	PART
ejif-10550	95	19	adequately	adequately	ADV
ejif-10550	95	20	map	map	VERB
ejif-10550	95	21	the	the	DET
ejif-10550	95	22	peculiarities	peculiarity	NOUN
ejif-10550	95	23	of	of	ADP
ejif-10550	95	24	the	the	DET
ejif-10550	95	25	moroccan	moroccan	ADJ
ejif-10550	95	26	banking	banking	NOUN
ejif-10550	95	27	system	system	NOUN
ejif-10550	95	28	and	and	CCONJ
ejif-10550	95	29	the	the	DET
ejif-10550	95	30	services	service	NOUN
ejif-10550	95	31	offered	offer	VERB
ejif-10550	95	32	to	to	ADP
ejif-10550	95	33	retail	retail	ADJ
ejif-10550	95	34	customers	customer	NOUN
ejif-10550	95	35	.	.	PUNCT
ejif-10550	96	1	in	in	ADP
ejif-10550	96	2	our	our	PRON
ejif-10550	96	3	opinion	opinion	NOUN
ejif-10550	96	4	,	,	PUNCT
ejif-10550	96	5	this	this	DET
ejif-10550	96	6	kind	kind	NOUN
ejif-10550	96	7	of	of	ADP
ejif-10550	96	8	snapshot	snapshot	NOUN
ejif-10550	96	9	of	of	ADP
ejif-10550	96	10	a	a	DET
ejif-10550	96	11	rapidly	rapidly	ADV
ejif-10550	96	12	evolving	evolve	VERB
ejif-10550	96	13	market	market	NOUN
ejif-10550	96	14	must	must	AUX
ejif-10550	96	15	be	be	AUX
ejif-10550	96	16	taken	take	VERB
ejif-10550	96	17	in	in	ADP
ejif-10550	96	18	conjunction	conjunction	NOUN
ejif-10550	96	19	with	with	ADP
ejif-10550	96	20	our	our	PRON
ejif-10550	96	21	research	research	NOUN
ejif-10550	96	22	to	to	PART
ejif-10550	96	23	have	have	VERB
ejif-10550	96	24	a	a	DET
ejif-10550	96	25	precise	precise	ADJ
ejif-10550	96	26	overview	overview	NOUN
ejif-10550	96	27	of	of	ADP
ejif-10550	96	28	the	the	DET
ejif-10550	96	29	current	current	ADJ
ejif-10550	96	30	state	state	NOUN
ejif-10550	96	31	of	of	ADP
ejif-10550	96	32	the	the	DET
ejif-10550	96	33	moroccan	moroccan	ADJ
ejif-10550	96	34	banking	banking	NOUN
ejif-10550	96	35	system	system	NOUN
ejif-10550	96	36	.	.	PUNCT
ejif-10550	97	1	as	as	ADP
ejif-10550	97	2	for	for	ADP
ejif-10550	97	3	methodology	methodology	NOUN
ejif-10550	97	4	,	,	PUNCT
ejif-10550	97	5	we	we	PRON
ejif-10550	97	6	will	will	AUX
ejif-10550	97	7	use	use	VERB
ejif-10550	97	8	the	the	DET
ejif-10550	97	9	triangulation	triangulation	NOUN
ejif-10550	97	10	method	method	NOUN
ejif-10550	97	11	of	of	ADP
ejif-10550	97	12	research	research	NOUN
ejif-10550	97	13	results	result	NOUN
ejif-10550	97	14	and	and	CCONJ
ejif-10550	97	15	documents	document	NOUN
ejif-10550	97	16	.	.	PUNCT
ejif-10550	98	1	triangulation	triangulation	NOUN
ejif-10550	98	2	is	be	AUX
ejif-10550	98	3	the	the	DET
ejif-10550	98	4	use	use	NOUN
ejif-10550	98	5	of	of	ADP
ejif-10550	98	6	multiple	multiple	ADJ
ejif-10550	98	7	methods	method	NOUN
ejif-10550	98	8	or	or	CCONJ
ejif-10550	98	9	data	datum	NOUN
ejif-10550	98	10	sources	source	NOUN
ejif-10550	98	11	in	in	ADP
ejif-10550	98	12	qualitative	qualitative	ADJ
ejif-10550	98	13	research	research	NOUN
ejif-10550	98	14	to	to	PART
ejif-10550	98	15	understand	understand	VERB
ejif-10550	98	16	phenomena	phenomena	NOUN
ejif-10550	98	17	comprehensively	comprehensively	ADV
ejif-10550	98	18	(	(	PUNCT
ejif-10550	98	19	patton	patton	PROPN
ejif-10550	98	20	,	,	PUNCT
ejif-10550	98	21	1999	1999	NUM
ejif-10550	98	22	)	)	PUNCT
ejif-10550	98	23	.	.	PUNCT
ejif-10550	99	1	triangulation	triangulation	NOUN
ejif-10550	99	2	has	have	AUX
ejif-10550	99	3	also	also	ADV
ejif-10550	99	4	been	be	AUX
ejif-10550	99	5	seen	see	VERB
ejif-10550	99	6	as	as	ADP
ejif-10550	99	7	a	a	DET
ejif-10550	99	8	qualitative	qualitative	ADJ
ejif-10550	99	9	research	research	NOUN
ejif-10550	99	10	strategy	strategy	NOUN
ejif-10550	99	11	to	to	PART
ejif-10550	99	12	test	test	VERB
ejif-10550	99	13	validity	validity	NOUN
ejif-10550	99	14	by	by	ADP
ejif-10550	99	15	converging	converge	VERB
ejif-10550	99	16	information	information	NOUN
ejif-10550	99	17	from	from	ADP
ejif-10550	99	18	different	different	ADJ
ejif-10550	99	19	sources	source	NOUN
ejif-10550	99	20	.	.	PUNCT
ejif-10550	100	1	the	the	DET
ejif-10550	100	2	validity	validity	NOUN
ejif-10550	100	3	of	of	ADP
ejif-10550	100	4	the	the	DET
ejif-10550	100	5	results	result	NOUN
ejif-10550	100	6	produced	produce	VERB
ejif-10550	100	7	by	by	ADP
ejif-10550	100	8	case	case	NOUN
ejif-10550	100	9	studies	study	NOUN
ejif-10550	100	10	is	be	AUX
ejif-10550	100	11	confirmed	confirm	VERB
ejif-10550	100	12	through	through	ADP
ejif-10550	100	13	triangulation	triangulation	NOUN
ejif-10550	100	14	processes	process	NOUN
ejif-10550	100	15	,	,	PUNCT
ejif-10550	100	16	which	which	PRON
ejif-10550	100	17	play	play	VERB
ejif-10550	100	18	a	a	DET
ejif-10550	100	19	very	very	ADV
ejif-10550	100	20	important	important	ADJ
ejif-10550	100	21	role	role	NOUN
ejif-10550	100	22	in	in	ADP
ejif-10550	100	23	case	case	NOUN
ejif-10550	100	24	studies	study	NOUN
ejif-10550	100	25	and	and	CCONJ
ejif-10550	100	26	operate	operate	VERB
ejif-10550	100	27	in	in	ADP
ejif-10550	100	28	four	four	NUM
ejif-10550	100	29	forms	form	NOUN
ejif-10550	100	30	:	:	PUNCT
ejif-10550	100	31	(	(	PUNCT
ejif-10550	100	32	a	a	X
ejif-10550	100	33	)	)	PUNCT
ejif-10550	100	34	data	datum	NOUN
ejif-10550	100	35	triangulation	triangulation	NOUN
ejif-10550	100	36	,	,	PUNCT
ejif-10550	100	37	i.e.	i.e.	X
ejif-10550	100	38	the	the	DET
ejif-10550	100	39	researcher	researcher	NOUN
ejif-10550	100	40	collects	collect	VERB
ejif-10550	100	41	data	datum	NOUN
ejif-10550	100	42	on	on	ADP
ejif-10550	100	43	the	the	DET
ejif-10550	100	44	same	same	ADJ
ejif-10550	100	45	factors	factor	NOUN
ejif-10550	100	46	at	at	ADP
ejif-10550	100	47	different	different	ADJ
ejif-10550	100	48	times	time	NOUN
ejif-10550	100	49	,	,	PUNCT
ejif-10550	100	50	contexts	context	NOUN
ejif-10550	100	51	and	and	CCONJ
ejif-10550	100	52	situations	situation	NOUN
ejif-10550	100	53	(	(	PUNCT
ejif-10550	100	54	where	where	SCONJ
ejif-10550	100	55	the	the	DET
ejif-10550	100	56	researcher	researcher	NOUN
ejif-10550	100	57	assumes	assume	VERB
ejif-10550	100	58	that	that	SCONJ
ejif-10550	100	59	these	these	DET
ejif-10550	100	60	factors	factor	NOUN
ejif-10550	100	61	should	should	AUX
ejif-10550	100	62	not	not	PART
ejif-10550	100	63	vary	vary	VERB
ejif-10550	100	64	)	)	PUNCT
ejif-10550	100	65	;	;	PUNCT
ejif-10550	100	66	if	if	SCONJ
ejif-10550	100	67	all	all	DET
ejif-10550	100	68	the	the	DET
ejif-10550	100	69	data	datum	NOUN
ejif-10550	100	70	collected	collect	VERB
ejif-10550	100	71	lead	lead	NOUN
ejif-10550	100	72	to	to	ADP
ejif-10550	100	73	essentially	essentially	ADV
ejif-10550	100	74	the	the	DET
ejif-10550	100	75	same	same	ADJ
ejif-10550	100	76	conclusions	conclusion	NOUN
ejif-10550	100	77	then	then	ADV
ejif-10550	100	78	they	they	PRON
ejif-10550	100	79	are	be	AUX
ejif-10550	100	80	valid	valid	ADJ
ejif-10550	100	81	data	datum	NOUN
ejif-10550	100	82	;	;	PUNCT
ejif-10550	100	83	(	(	PUNCT
ejif-10550	100	84	b	b	X
ejif-10550	100	85	)	)	PUNCT
ejif-10550	100	86	method	method	NOUN
ejif-10550	100	87	triangulation	triangulation	NOUN
ejif-10550	100	88	,	,	PUNCT
ejif-10550	100	89	when	when	SCONJ
ejif-10550	100	90	several	several	ADJ
ejif-10550	100	91	survey	survey	NOUN
ejif-10550	100	92	methods	method	NOUN
ejif-10550	100	93	and	and	CCONJ
ejif-10550	100	94	data	datum	NOUN
ejif-10550	100	95	collection	collection	NOUN
ejif-10550	100	96	techniques	technique	NOUN
ejif-10550	100	97	are	be	AUX
ejif-10550	100	98	used	use	VERB
ejif-10550	100	99	simultaneously	simultaneously	ADV
ejif-10550	100	100	or	or	CCONJ
ejif-10550	100	101	in	in	ADP
ejif-10550	100	102	succession	succession	NOUN
ejif-10550	100	103	to	to	PART
ejif-10550	100	104	collect	collect	VERB
ejif-10550	100	105	the	the	DET
ejif-10550	100	106	same	same	ADJ
ejif-10550	100	107	data	datum	NOUN
ejif-10550	100	108	or	or	CCONJ
ejif-10550	100	109	data	datum	NOUN
ejif-10550	100	110	that	that	PRON
ejif-10550	100	111	are	be	AUX
ejif-10550	100	112	assumed	assume	VERB
ejif-10550	100	113	not	not	PART
ejif-10550	100	114	to	to	PART
ejif-10550	100	115	vary	vary	VERB
ejif-10550	100	116	;	;	PUNCT
ejif-10550	100	117	if	if	SCONJ
ejif-10550	100	118	the	the	DET
ejif-10550	100	119	data	datum	NOUN
ejif-10550	100	120	collected	collect	VERB
ejif-10550	100	121	lead	lead	NOUN
ejif-10550	100	122	to	to	ADP
ejif-10550	100	123	the	the	DET
ejif-10550	100	124	same	same	ADJ
ejif-10550	100	125	conclusions	conclusion	NOUN
ejif-10550	100	126	then	then	ADV
ejif-10550	100	127	the	the	DET
ejif-10550	100	128	methods	method	NOUN
ejif-10550	100	129	and	and	CCONJ
ejif-10550	100	130	techniques	technique	NOUN
ejif-10550	100	131	used	use	VERB
ejif-10550	100	132	can	can	AUX
ejif-10550	100	133	be	be	AUX
ejif-10550	100	134	considered	consider	VERB
ejif-10550	100	135	valid	valid	ADJ
ejif-10550	100	136	;	;	PUNCT
ejif-10550	100	137	c	c	X
ejif-10550	100	138	)	)	PUNCT
ejif-10550	100	139	triangulation	triangulation	NOUN
ejif-10550	100	140	of	of	ADP
ejif-10550	100	141	researchers	researcher	NOUN
ejif-10550	100	142	,	,	PUNCT
ejif-10550	100	143	i.e.	i.e.	X
ejif-10550	100	144	several	several	ADJ
ejif-10550	100	145	researchers	researcher	NOUN
ejif-10550	100	146	study	study	VERB
ejif-10550	100	147	the	the	DET
ejif-10550	100	148	same	same	ADJ
ejif-10550	100	149	phenomena	phenomenon	NOUN
ejif-10550	100	150	,	,	PUNCT
ejif-10550	100	151	using	use	VERB
ejif-10550	100	152	the	the	DET
ejif-10550	100	153	same	same	ADJ
ejif-10550	100	154	methods	method	NOUN
ejif-10550	100	155	,	,	PUNCT
ejif-10550	100	156	the	the	DET
ejif-10550	100	157	same	same	ADJ
ejif-10550	100	158	techniques	technique	NOUN
ejif-10550	100	159	and	and	CCONJ
ejif-10550	100	160	the	the	DET
ejif-10550	100	161	same	same	ADJ
ejif-10550	100	162	theoretical	theoretical	ADJ
ejif-10550	100	163	framework	framework	NOUN
ejif-10550	100	164	of	of	ADP
ejif-10550	100	165	departure	departure	NOUN
ejif-10550	100	166	;	;	PUNCT
ejif-10550	100	167	if	if	SCONJ
ejif-10550	100	168	the	the	DET
ejif-10550	100	169	researchers	researcher	NOUN
ejif-10550	100	170	come	come	VERB
ejif-10550	100	171	to	to	ADP
ejif-10550	100	172	the	the	DET
ejif-10550	100	173	same	same	ADJ
ejif-10550	100	174	conclusions	conclusion	NOUN
ejif-10550	100	175	then	then	ADV
ejif-10550	100	176	the	the	DET
ejif-10550	100	177	research	research	NOUN
ejif-10550	100	178	process	process	NOUN
ejif-10550	100	179	associated	associate	VERB
ejif-10550	100	180	with	with	ADP
ejif-10550	100	181	the	the	DET
ejif-10550	100	182	individual	individual	ADJ
ejif-10550	100	183	researcher	researcher	NOUN
ejif-10550	100	184	can	can	AUX
ejif-10550	100	185	be	be	AUX
ejif-10550	100	186	considered	consider	VERB
ejif-10550	100	187	valid	valid	ADJ
ejif-10550	100	188	;	;	PUNCT
ejif-10550	100	189	d	d	X
ejif-10550	100	190	)	)	PUNCT
ejif-10550	100	191	triangulation	triangulation	NOUN
ejif-10550	100	192	of	of	ADP
ejif-10550	100	193	theory	theory	NOUN
ejif-10550	100	194	,	,	PUNCT
ejif-10550	100	195	i.e.	i.e.	X
ejif-10550	100	196	researchers	researcher	NOUN
ejif-10550	100	197	with	with	ADP
ejif-10550	100	198	different	different	ADJ
ejif-10550	100	199	theoretical	theoretical	ADJ
ejif-10550	100	200	frameworks	framework	NOUN
ejif-10550	100	201	and	and	CCONJ
ejif-10550	100	202	points	point	NOUN
ejif-10550	100	203	of	of	ADP
ejif-10550	100	204	view	view	NOUN
ejif-10550	100	205	examine	examine	VERB
ejif-10550	100	206	the	the	DET
ejif-10550	100	207	same	same	ADJ
ejif-10550	100	208	phenomena	phenomenon	NOUN
ejif-10550	100	209	;	;	PUNCT
ejif-10550	100	210	if	if	SCONJ
ejif-10550	100	211	the	the	DET
ejif-10550	100	212	conclusions	conclusion	NOUN
ejif-10550	100	213	they	they	PRON
ejif-10550	100	214	come	come	VERB
ejif-10550	100	215	to	to	PART
ejif-10550	100	216	are	are	VERB
ejif-10550	100	217	the	the	DET
ejif-10550	100	218	same	same	ADJ
ejif-10550	100	219	then	then	ADV
ejif-10550	100	220	the	the	DET
ejif-10550	100	221	theoretical	theoretical	ADJ
ejif-10550	100	222	framework	framework	NOUN
ejif-10550	100	223	of	of	ADP
ejif-10550	100	224	the	the	DET
ejif-10550	100	225	researcher	researcher	NOUN
ejif-10550	100	226	can	can	AUX
ejif-10550	100	227	be	be	AUX
ejif-10550	100	228	considered	consider	VERB
ejif-10550	100	229	valid	valid	ADJ
ejif-10550	100	230	.	.	PUNCT
ejif-10550	101	1	in	in	ADP
ejif-10550	101	2	our	our	PRON
ejif-10550	101	3	case	case	NOUN
ejif-10550	101	4	,	,	PUNCT
ejif-10550	101	5	we	we	PRON
ejif-10550	101	6	used	use	VERB
ejif-10550	101	7	a	a	DET
ejif-10550	101	8	triangulation	triangulation	NOUN
ejif-10550	101	9	of	of	ADP
ejif-10550	101	10	methods	method	NOUN
ejif-10550	101	11	and	and	CCONJ
ejif-10550	101	12	data	datum	NOUN
ejif-10550	101	13	with	with	ADP
ejif-10550	101	14	moroccan	moroccan	ADJ
ejif-10550	101	15	banks	bank	NOUN
ejif-10550	101	16	.	.	PUNCT
ejif-10550	102	1	we	we	PRON
ejif-10550	102	2	triangulated	triangulate	VERB
ejif-10550	102	3	data	datum	NOUN
ejif-10550	102	4	from	from	ADP
ejif-10550	102	5	different	different	ADJ
ejif-10550	102	6	sources	source	NOUN
ejif-10550	102	7	,	,	PUNCT
ejif-10550	102	8	such	such	ADJ
ejif-10550	102	9	as	as	ADP
ejif-10550	102	10	websites	website	NOUN
ejif-10550	102	11	of	of	ADP
ejif-10550	102	12	moroccan	moroccan	ADJ
ejif-10550	102	13	banks	bank	NOUN
ejif-10550	102	14	,	,	PUNCT
ejif-10550	102	15	regulatory	regulatory	ADJ
ejif-10550	102	16	authorities	authority	NOUN
ejif-10550	102	17	(	(	PUNCT
ejif-10550	102	18	the	the	DET
ejif-10550	102	19	central	central	ADJ
ejif-10550	102	20	bank	bank	PROPN
ejif-10550	102	21	of	of	ADP
ejif-10550	102	22	morocco	morocco	PROPN
ejif-10550	102	23	,	,	PUNCT
ejif-10550	102	24	bank	bank	PROPN
ejif-10550	102	25	al	al	PROPN
ejif-10550	102	26	-	-	PUNCT
ejif-10550	102	27	maghrib	maghrib	PROPN
ejif-10550	102	28	)	)	PUNCT
ejif-10550	102	29	and	and	CCONJ
ejif-10550	102	30	scientific	scientific	ADJ
ejif-10550	102	31	contributions	contribution	NOUN
ejif-10550	102	32	through	through	ADP
ejif-10550	102	33	google	google	PROPN
ejif-10550	102	34	scholar	scholar	NOUN
ejif-10550	102	35	.	.	PUNCT
ejif-10550	103	1	our	our	PRON
ejif-10550	103	2	research	research	NOUN
ejif-10550	103	3	took	take	VERB
ejif-10550	103	4	place	place	NOUN
ejif-10550	103	5	between	between	ADP
ejif-10550	103	6	2022	2022	NUM
ejif-10550	103	7	-	-	SYM
ejif-10550	103	8	2023	2023	NUM
ejif-10550	103	9	,	,	PUNCT
ejif-10550	103	10	and	and	CCONJ
ejif-10550	103	11	what	what	PRON
ejif-10550	103	12	emerged	emerge	VERB
ejif-10550	103	13	is	be	AUX
ejif-10550	103	14	shown	show	VERB
ejif-10550	103	15	in	in	ADP
ejif-10550	103	16	the	the	DET
ejif-10550	103	17	results	result	NOUN
ejif-10550	103	18	of	of	ADP
ejif-10550	103	19	this	this	DET
ejif-10550	103	20	paper	paper	NOUN
ejif-10550	103	21	.	.	PUNCT
ejif-10550	104	1	multiple	multiple	ADJ
ejif-10550	104	2	survey	survey	NOUN
ejif-10550	104	3	and	and	CCONJ
ejif-10550	104	4	data	datum	NOUN
ejif-10550	104	5	collection	collection	NOUN
ejif-10550	104	6	techniques	technique	NOUN
ejif-10550	104	7	were	be	AUX
ejif-10550	104	8	used	use	VERB
ejif-10550	104	9	,	,	PUNCT
ejif-10550	104	10	as	as	SCONJ
ejif-10550	104	11	explained	explain	VERB
ejif-10550	104	12	by	by	ADP
ejif-10550	104	13	(	(	PUNCT
ejif-10550	104	14	azungah	azungah	PROPN
ejif-10550	104	15	,	,	PUNCT
ejif-10550	104	16	2018	2018	NUM
ejif-10550	104	17	)	)	PUNCT
ejif-10550	104	18	,	,	PUNCT
ejif-10550	104	19	which	which	PRON
ejif-10550	104	20	include	include	VERB
ejif-10550	104	21	:	:	PUNCT
ejif-10550	104	22	reports	report	NOUN
ejif-10550	104	23	from	from	ADP
ejif-10550	104	24	the	the	DET
ejif-10550	104	25	moroccan	moroccan	PROPN
ejif-10550	104	26	central	central	PROPN
ejif-10550	104	27	bank	bank	PROPN
ejif-10550	104	28	and	and	CCONJ
ejif-10550	104	29	the	the	DET
ejif-10550	104	30	interbank	interbank	NOUN
ejif-10550	104	31	deposit	deposit	NOUN
ejif-10550	104	32	fund	fund	NOUN
ejif-10550	104	33	,	,	PUNCT
ejif-10550	104	34	a	a	DET
ejif-10550	104	35	literature	literature	NOUN
ejif-10550	104	36	review	review	NOUN
ejif-10550	104	37	based	base	VERB
ejif-10550	104	38	on	on	ADP
ejif-10550	104	39	researching	research	VERB
ejif-10550	104	40	the	the	DET
ejif-10550	104	41	history	history	NOUN
ejif-10550	104	42	of	of	ADP
ejif-10550	104	43	the	the	DET
ejif-10550	104	44	moroccan	moroccan	ADJ
ejif-10550	104	45	banking	banking	NOUN
ejif-10550	104	46	system	system	NOUN
ejif-10550	104	47	with	with	ADP
ejif-10550	104	48	a	a	DET
ejif-10550	104	49	56	56	NUM
ejif-10550	104	50	european	european	ADJ
ejif-10550	104	51	journal	journal	NOUN
ejif-10550	104	52	of	of	ADP
ejif-10550	104	53	islamic	islamic	PROPN
ejif-10550	104	54	finance	finance	PROPN
ejif-10550	104	55	issn	issn	PROPN
ejif-10550	104	56	:	:	PUNCT
ejif-10550	104	57	2421	2421	NUM
ejif-10550	104	58	-	-	SYM
ejif-10550	104	59	2172	2172	NUM
ejif-10550	104	60	doi	doi	NOUN
ejif-10550	104	61	:	:	PUNCT
ejif-10550	104	62	10.13135/2421	10.13135/2421	NUM
ejif-10550	104	63	-	-	SYM
ejif-10550	104	64	2172/10550	2172/10550	NUM
ejif-10550	104	65	published	publish	VERB
ejif-10550	104	66	by	by	ADP
ejif-10550	104	67	university	university	PROPN
ejif-10550	104	68	of	of	ADP
ejif-10550	104	69	turin	turin	PROPN
ejif-10550	105	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	105	2	ejif	ejif	PROPN
ejif-10550	105	3	content	content	NOUN
ejif-10550	105	4	is	be	AUX
ejif-10550	105	5	licensed	license	VERB
ejif-10550	105	6	under	under	ADP
ejif-10550	105	7	a	a	DET
ejif-10550	105	8	creative	creative	ADJ
ejif-10550	105	9	commons	common	NOUN
ejif-10550	105	10	attribution	attribution	NOUN
ejif-10550	105	11	4.0	4.0	NUM
ejif-10550	105	12	international	international	ADJ
ejif-10550	105	13	license	license	NOUN
ejif-10550	105	14	particular	particular	ADJ
ejif-10550	105	15	focus	focus	NOUN
ejif-10550	105	16	on	on	ADP
ejif-10550	105	17	islamic	islamic	ADJ
ejif-10550	105	18	and	and	CCONJ
ejif-10550	105	19	fintech	fintech	NOUN
ejif-10550	105	20	offers	offer	NOUN
ejif-10550	105	21	,	,	PUNCT
ejif-10550	105	22	and	and	CCONJ
ejif-10550	105	23	finally	finally	ADV
ejif-10550	105	24	the	the	DET
ejif-10550	105	25	websites	website	NOUN
ejif-10550	105	26	of	of	ADP
ejif-10550	105	27	moroccan	moroccan	ADJ
ejif-10550	105	28	banks	bank	NOUN
ejif-10550	105	29	which	which	PRON
ejif-10550	105	30	were	be	AUX
ejif-10550	105	31	cataloged	catalog	VERB
ejif-10550	105	32	and	and	CCONJ
ejif-10550	105	33	archived	archive	VERB
ejif-10550	105	34	on	on	ADP
ejif-10550	105	35	an	an	DET
ejif-10550	105	36	excel	excel	ADJ
ejif-10550	105	37	sheet	sheet	NOUN
ejif-10550	105	38	over	over	ADP
ejif-10550	105	39	a	a	DET
ejif-10550	105	40	period	period	NOUN
ejif-10550	105	41	from	from	ADP
ejif-10550	105	42	november	november	PROPN
ejif-10550	105	43	2022	2022	NUM
ejif-10550	105	44	to	to	ADP
ejif-10550	105	45	september	september	PROPN
ejif-10550	105	46	2023	2023	NUM
ejif-10550	105	47	.	.	PUNCT
ejif-10550	106	1	in	in	ADP
ejif-10550	106	2	addition	addition	NOUN
ejif-10550	106	3	to	to	ADP
ejif-10550	106	4	the	the	DET
ejif-10550	106	5	consulted	consult	VERB
ejif-10550	106	6	websites	website	NOUN
ejif-10550	106	7	,	,	PUNCT
ejif-10550	106	8	the	the	DET
ejif-10550	106	9	services	service	NOUN
ejif-10550	106	10	of	of	ADP
ejif-10550	106	11	the	the	DET
ejif-10550	106	12	banks	bank	NOUN
ejif-10550	106	13	in	in	ADP
ejif-10550	106	14	morocco	morocco	PROPN
ejif-10550	106	15	were	be	AUX
ejif-10550	106	16	also	also	ADV
ejif-10550	106	17	included	include	VERB
ejif-10550	106	18	in	in	ADP
ejif-10550	106	19	the	the	DET
ejif-10550	106	20	cataloging	cataloging	NOUN
ejif-10550	106	21	:	:	PUNCT
ejif-10550	106	22	loans	loan	NOUN
ejif-10550	106	23	,	,	PUNCT
ejif-10550	106	24	payments	payment	NOUN
ejif-10550	106	25	,	,	PUNCT
ejif-10550	106	26	types	type	NOUN
ejif-10550	106	27	of	of	ADP
ejif-10550	106	28	insurance	insurance	NOUN
ejif-10550	106	29	,	,	PUNCT
ejif-10550	106	30	and	and	CCONJ
ejif-10550	106	31	islamic	islamic	ADJ
ejif-10550	106	32	products	product	NOUN
ejif-10550	106	33	to	to	PART
ejif-10550	106	34	create	create	VERB
ejif-10550	106	35	an	an	DET
ejif-10550	106	36	accurate	accurate	ADJ
ejif-10550	106	37	database	database	NOUN
ejif-10550	106	38	of	of	ADP
ejif-10550	106	39	services	service	NOUN
ejif-10550	106	40	.	.	PUNCT
ejif-10550	107	1	to	to	PART
ejif-10550	107	2	run	run	VERB
ejif-10550	107	3	the	the	DET
ejif-10550	107	4	database	database	NOUN
ejif-10550	107	5	,	,	PUNCT
ejif-10550	107	6	the	the	DET
ejif-10550	107	7	french	french	ADJ
ejif-10550	107	8	version	version	NOUN
ejif-10550	107	9	(	(	PUNCT
ejif-10550	107	10	compared	compare	VERB
ejif-10550	107	11	with	with	ADP
ejif-10550	107	12	the	the	DET
ejif-10550	107	13	arabic	arabic	ADJ
ejif-10550	107	14	version	version	NOUN
ejif-10550	107	15	if	if	SCONJ
ejif-10550	107	16	available	available	ADJ
ejif-10550	107	17	)	)	PUNCT
ejif-10550	107	18	of	of	ADP
ejif-10550	107	19	the	the	DET
ejif-10550	107	20	sites	site	NOUN
ejif-10550	107	21	was	be	AUX
ejif-10550	107	22	taken	take	VERB
ejif-10550	107	23	,	,	PUNCT
ejif-10550	107	24	which	which	PRON
ejif-10550	107	25	is	be	AUX
ejif-10550	107	26	also	also	ADV
ejif-10550	107	27	the	the	DET
ejif-10550	107	28	unique	unique	ADJ
ejif-10550	107	29	language	language	NOUN
ejif-10550	107	30	in	in	ADP
ejif-10550	107	31	the	the	DET
ejif-10550	107	32	entire	entire	ADJ
ejif-10550	107	33	sample	sample	NOUN
ejif-10550	107	34	of	of	ADP
ejif-10550	107	35	financial	financial	ADJ
ejif-10550	107	36	institutions	institution	NOUN
ejif-10550	107	37	examined	examine	VERB
ejif-10550	107	38	.	.	PUNCT
ejif-10550	108	1	the	the	DET
ejif-10550	108	2	results	result	NOUN
ejif-10550	108	3	were	be	AUX
ejif-10550	108	4	then	then	ADV
ejif-10550	108	5	compared	compare	VERB
ejif-10550	108	6	with	with	ADP
ejif-10550	108	7	the	the	DET
ejif-10550	108	8	evidence	evidence	NOUN
ejif-10550	108	9	that	that	PRON
ejif-10550	108	10	emerged	emerge	VERB
ejif-10550	108	11	from	from	ADP
ejif-10550	108	12	the	the	DET
ejif-10550	108	13	literature	literature	NOUN
ejif-10550	108	14	review	review	NOUN
ejif-10550	108	15	in	in	ADP
ejif-10550	108	16	english	english	PROPN
ejif-10550	108	17	and	and	CCONJ
ejif-10550	108	18	french	french	ADJ
ejif-10550	108	19	;	;	PUNCT
ejif-10550	108	20	this	this	DET
ejif-10550	108	21	comparison	comparison	NOUN
ejif-10550	108	22	gave	give	VERB
ejif-10550	108	23	rise	rise	NOUN
ejif-10550	108	24	to	to	ADP
ejif-10550	108	25	the	the	DET
ejif-10550	108	26	analysis	analysis	NOUN
ejif-10550	108	27	and	and	CCONJ
ejif-10550	108	28	results	result	NOUN
ejif-10550	108	29	of	of	ADP
ejif-10550	108	30	this	this	DET
ejif-10550	108	31	article	article	NOUN
ejif-10550	108	32	.	.	PUNCT
ejif-10550	109	1	finally	finally	ADV
ejif-10550	109	2	,	,	PUNCT
ejif-10550	109	3	a	a	DET
ejif-10550	109	4	solution	solution	NOUN
ejif-10550	109	5	was	be	AUX
ejif-10550	109	6	proposed	propose	VERB
ejif-10550	109	7	in	in	ADP
ejif-10550	109	8	the	the	DET
ejif-10550	109	9	“	"	PUNCT
ejif-10550	109	10	conclusions	conclusion	NOUN
ejif-10550	109	11	”	"	PUNCT
ejif-10550	109	12	section	section	NOUN
ejif-10550	109	13	to	to	PART
ejif-10550	109	14	improve	improve	VERB
ejif-10550	109	15	the	the	DET
ejif-10550	109	16	accessibility	accessibility	NOUN
ejif-10550	109	17	and	and	CCONJ
ejif-10550	109	18	transparency	transparency	NOUN
ejif-10550	109	19	of	of	ADP
ejif-10550	109	20	the	the	DET
ejif-10550	109	21	financial	financial	ADJ
ejif-10550	109	22	system	system	NOUN
ejif-10550	109	23	using	use	VERB
ejif-10550	109	24	fintech	fintech	NOUN
ejif-10550	109	25	and	and	CCONJ
ejif-10550	109	26	regtech	regtech	NOUN
ejif-10550	109	27	technology	technology	NOUN
ejif-10550	109	28	by	by	ADP
ejif-10550	109	29	applying	apply	VERB
ejif-10550	109	30	automated	automate	VERB
ejif-10550	109	31	verification	verification	NOUN
ejif-10550	109	32	to	to	ADP
ejif-10550	109	33	the	the	DET
ejif-10550	109	34	islamic	islamic	ADJ
ejif-10550	109	35	compliance	compliance	NOUN
ejif-10550	109	36	of	of	ADP
ejif-10550	109	37	financial	financial	ADJ
ejif-10550	109	38	products	product	NOUN
ejif-10550	109	39	offered	offer	VERB
ejif-10550	109	40	in	in	ADP
ejif-10550	109	41	morocco	morocco	PROPN
ejif-10550	109	42	.	.	PUNCT
ejif-10550	110	1	this	this	DET
ejif-10550	110	2	automated	automate	VERB
ejif-10550	110	3	compliance	compliance	NOUN
ejif-10550	110	4	verification	verification	NOUN
ejif-10550	110	5	uses	use	VERB
ejif-10550	110	6	the	the	DET
ejif-10550	110	7	machine	machine	NOUN
ejif-10550	110	8	learning	learning	NOUN
ejif-10550	110	9	and	and	CCONJ
ejif-10550	110	10	artificial	artificial	ADJ
ejif-10550	110	11	intelligence	intelligence	NOUN
ejif-10550	110	12	technology	technology	NOUN
ejif-10550	110	13	underpinning	underpin	VERB
ejif-10550	110	14	regtech	regtech	NOUN
ejif-10550	110	15	.	.	PUNCT
ejif-10550	111	1	for	for	ADP
ejif-10550	111	2	the	the	DET
ejif-10550	111	3	islamic	islamic	PROPN
ejif-10550	111	4	finance	finance	NOUN
ejif-10550	111	5	industry	industry	NOUN
ejif-10550	111	6	,	,	PUNCT
ejif-10550	111	7	sharia	sharia	PROPN
ejif-10550	111	8	governance	governance	NOUN
ejif-10550	111	9	with	with	ADP
ejif-10550	111	10	regtech	regtech	NOUN
ejif-10550	111	11	will	will	AUX
ejif-10550	111	12	be	be	AUX
ejif-10550	111	13	significant	significant	ADJ
ejif-10550	111	14	,	,	PUNCT
ejif-10550	111	15	as	as	SCONJ
ejif-10550	111	16	regtech	regtech	NOUN
ejif-10550	111	17	supports	support	VERB
ejif-10550	111	18	sharia	sharia	PROPN
ejif-10550	111	19	governance	governance	NOUN
ejif-10550	111	20	requirements	requirement	NOUN
ejif-10550	111	21	and	and	CCONJ
ejif-10550	111	22	will	will	AUX
ejif-10550	111	23	reduce	reduce	VERB
ejif-10550	111	24	the	the	DET
ejif-10550	111	25	potential	potential	NOUN
ejif-10550	111	26	for	for	ADP
ejif-10550	111	27	sharia	sharia	PROPN
ejif-10550	111	28	non	non	ADJ
ejif-10550	111	29	-	-	ADJ
ejif-10550	111	30	compliance	compliance	ADJ
ejif-10550	111	31	emanating	emanating	NOUN
ejif-10550	111	32	from	from	ADP
ejif-10550	111	33	procedural	procedural	ADJ
ejif-10550	111	34	issues	issue	NOUN
ejif-10550	111	35	(	(	PUNCT
ejif-10550	111	36	kunhibava	kunhibava	NOUN
ejif-10550	111	37	et	et	PROPN
ejif-10550	111	38	al	al	PROPN
ejif-10550	111	39	.	.	PROPN
ejif-10550	111	40	,	,	PUNCT
ejif-10550	111	41	2023	2023	NUM
ejif-10550	111	42	)	)	PUNCT
ejif-10550	111	43	.	.	PUNCT
ejif-10550	112	1	3	3	X
ejif-10550	112	2	.	.	X
ejif-10550	112	3	literature	literature	NOUN
ejif-10550	112	4	review	review	PROPN
ejif-10550	112	5	and	and	CCONJ
ejif-10550	112	6	results	result	VERB
ejif-10550	112	7	3.1	3.1	NUM
ejif-10550	112	8	overview	overview	NOUN
ejif-10550	112	9	and	and	CCONJ
ejif-10550	112	10	literature	literature	NOUN
ejif-10550	112	11	review	review	NOUN
ejif-10550	112	12	of	of	ADP
ejif-10550	112	13	islamic	islamic	ADJ
ejif-10550	112	14	banks	bank	NOUN
ejif-10550	112	15	in	in	ADP
ejif-10550	112	16	morocco	morocco	PROPN
ejif-10550	112	17	islamic	islamic	PROPN
ejif-10550	112	18	economists	economist	NOUN
ejif-10550	112	19	and	and	CCONJ
ejif-10550	112	20	jurists	jurist	NOUN
ejif-10550	112	21	have	have	AUX
ejif-10550	112	22	studied	study	VERB
ejif-10550	112	23	the	the	DET
ejif-10550	112	24	operations	operation	NOUN
ejif-10550	112	25	of	of	ADP
ejif-10550	112	26	conventional	conventional	ADJ
ejif-10550	112	27	banks	bank	NOUN
ejif-10550	112	28	established	establish	VERB
ejif-10550	112	29	in	in	ADP
ejif-10550	112	30	muslim	muslim	ADJ
ejif-10550	112	31	countries	country	NOUN
ejif-10550	112	32	since	since	SCONJ
ejif-10550	112	33	the	the	DET
ejif-10550	112	34	early	early	ADJ
ejif-10550	112	35	1900s	1900s	NUM
ejif-10550	112	36	.	.	PUNCT
ejif-10550	113	1	the	the	DET
ejif-10550	113	2	first	first	ADJ
ejif-10550	113	3	experience	experience	NOUN
ejif-10550	113	4	of	of	ADP
ejif-10550	113	5	islamic	islamic	ADJ
ejif-10550	113	6	finance	finance	NOUN
ejif-10550	113	7	in	in	ADP
ejif-10550	113	8	the	the	DET
ejif-10550	113	9	modern	modern	ADJ
ejif-10550	113	10	sense	sense	NOUN
ejif-10550	113	11	was	be	AUX
ejif-10550	113	12	the	the	DET
ejif-10550	113	13	encounter	encounter	NOUN
ejif-10550	113	14	between	between	ADP
ejif-10550	113	15	the	the	DET
ejif-10550	113	16	experience	experience	NOUN
ejif-10550	113	17	of	of	ADP
ejif-10550	113	18	european	european	ADJ
ejif-10550	113	19	cooperative	cooperative	ADJ
ejif-10550	113	20	banks	bank	NOUN
ejif-10550	113	21	and	and	CCONJ
ejif-10550	113	22	the	the	DET
ejif-10550	113	23	islamic	islamic	ADJ
ejif-10550	113	24	religious	religious	ADJ
ejif-10550	113	25	traditions	tradition	NOUN
ejif-10550	113	26	of	of	ADP
ejif-10550	113	27	the	the	DET
ejif-10550	113	28	population	population	NOUN
ejif-10550	113	29	settled	settle	VERB
ejif-10550	113	30	near	near	ADP
ejif-10550	113	31	the	the	DET
ejif-10550	113	32	nile	nile	PROPN
ejif-10550	113	33	delta	delta	PROPN
ejif-10550	113	34	.	.	PUNCT
ejif-10550	114	1	the	the	DET
ejif-10550	114	2	first	first	ADJ
ejif-10550	114	3	islamic	islamic	ADJ
ejif-10550	114	4	institution	institution	NOUN
ejif-10550	114	5	was	be	AUX
ejif-10550	114	6	founded	found	VERB
ejif-10550	114	7	in	in	ADP
ejif-10550	114	8	egypt	egypt	PROPN
ejif-10550	114	9	in	in	ADP
ejif-10550	114	10	1963	1963	NUM
ejif-10550	114	11	in	in	ADP
ejif-10550	114	12	the	the	DET
ejif-10550	114	13	village	village	NOUN
ejif-10550	114	14	of	of	ADP
ejif-10550	114	15	mit	mit	NOUN
ejif-10550	114	16	ghamr	ghamr	NOUN
ejif-10550	114	17	,	,	PUNCT
ejif-10550	114	18	and	and	CCONJ
ejif-10550	114	19	the	the	DET
ejif-10550	114	20	paternity	paternity	NOUN
ejif-10550	114	21	of	of	ADP
ejif-10550	114	22	its	its	PRON
ejif-10550	114	23	creation	creation	NOUN
ejif-10550	114	24	is	be	AUX
ejif-10550	114	25	attributed	attribute	VERB
ejif-10550	114	26	to	to	ADP
ejif-10550	114	27	the	the	DET
ejif-10550	114	28	economist	economist	NOUN
ejif-10550	114	29	alnajjar	alnajjar	PROPN
ejif-10550	114	30	,	,	PUNCT
ejif-10550	114	31	who	who	PRON
ejif-10550	114	32	inaugurated	inaugurate	VERB
ejif-10550	114	33	the	the	DET
ejif-10550	114	34	first	first	ADJ
ejif-10550	114	35	rural	rural	ADJ
ejif-10550	114	36	savings	saving	NOUN
ejif-10550	114	37	bank	bank	NOUN
ejif-10550	114	38	using	use	VERB
ejif-10550	114	39	some	some	DET
ejif-10550	114	40	public	public	ADJ
ejif-10550	114	41	funds	fund	NOUN
ejif-10550	114	42	from	from	ADP
ejif-10550	114	43	the	the	DET
ejif-10550	114	44	egyptian	egyptian	ADJ
ejif-10550	114	45	state	state	NOUN
ejif-10550	114	46	combined	combine	VERB
ejif-10550	114	47	with	with	ADP
ejif-10550	114	48	funding	funding	NOUN
ejif-10550	114	49	from	from	ADP
ejif-10550	114	50	a	a	DET
ejif-10550	114	51	german	german	ADJ
ejif-10550	114	52	financial	financial	ADJ
ejif-10550	114	53	group	group	NOUN
ejif-10550	114	54	(	(	PUNCT
ejif-10550	114	55	cupri	cupri	ADV
ejif-10550	114	56	,	,	PUNCT
ejif-10550	114	57	2022	2022	NUM
ejif-10550	114	58	)	)	PUNCT
ejif-10550	114	59	.	.	PUNCT
ejif-10550	115	1	however	however	ADV
ejif-10550	115	2	,	,	PUNCT
ejif-10550	115	3	it	it	PRON
ejif-10550	115	4	was	be	AUX
ejif-10550	115	5	not	not	PART
ejif-10550	115	6	until	until	ADP
ejif-10550	115	7	1975	1975	NUM
ejif-10550	115	8	that	that	SCONJ
ejif-10550	115	9	the	the	DET
ejif-10550	115	10	first	first	ADJ
ejif-10550	115	11	islamic	islamic	ADJ
ejif-10550	115	12	commercial	commercial	ADJ
ejif-10550	115	13	bank	bank	PROPN
ejif-10550	115	14	was	be	AUX
ejif-10550	115	15	established	establish	VERB
ejif-10550	115	16	:	:	PUNCT
ejif-10550	115	17	the	the	DET
ejif-10550	115	18	dubai	dubai	PROPN
ejif-10550	115	19	islamic	islamic	PROPN
ejif-10550	115	20	bank	bank	PROPN
ejif-10550	115	21	.	.	PUNCT
ejif-10550	116	1	the	the	DET
ejif-10550	116	2	1980s	1980s	NUM
ejif-10550	116	3	saw	see	VERB
ejif-10550	116	4	a	a	DET
ejif-10550	116	5	proliferation	proliferation	NOUN
ejif-10550	116	6	of	of	ADP
ejif-10550	116	7	islamic	islamic	ADJ
ejif-10550	116	8	banks	bank	NOUN
ejif-10550	116	9	worldwide	worldwide	ADV
ejif-10550	116	10	.	.	PUNCT
ejif-10550	117	1	by	by	ADP
ejif-10550	117	2	2008	2008	NUM
ejif-10550	117	3	,	,	PUNCT
ejif-10550	117	4	there	there	PRON
ejif-10550	117	5	were	be	VERB
ejif-10550	117	6	more	more	ADJ
ejif-10550	117	7	than	than	ADP
ejif-10550	117	8	300	300	NUM
ejif-10550	117	9	islamic	islamic	ADJ
ejif-10550	117	10	financial	financial	ADJ
ejif-10550	117	11	institutions	institution	NOUN
ejif-10550	117	12	in	in	ADP
ejif-10550	117	13	over	over	ADP
ejif-10550	117	14	50	50	NUM
ejif-10550	117	15	countries	country	NOUN
ejif-10550	117	16	.	.	PUNCT
ejif-10550	118	1	there	there	PRON
ejif-10550	118	2	are	be	VERB
ejif-10550	118	3	1389	1389	NUM
ejif-10550	118	4	islamic	islamic	ADJ
ejif-10550	118	5	financial	financial	ADJ
ejif-10550	118	6	institutions	institution	NOUN
ejif-10550	118	7	worldwide	worldwide	ADV
ejif-10550	118	8	operating	operate	VERB
ejif-10550	118	9	in	in	ADP
ejif-10550	118	10	more	more	ADJ
ejif-10550	118	11	than	than	ADP
ejif-10550	118	12	110	110	NUM
ejif-10550	118	13	countries	country	NOUN
ejif-10550	118	14	,	,	PUNCT
ejif-10550	118	15	and	and	CCONJ
ejif-10550	118	16	,	,	PUNCT
ejif-10550	118	17	in	in	ADP
ejif-10550	118	18	particular	particular	ADJ
ejif-10550	118	19	,	,	PUNCT
ejif-10550	118	20	505	505	NUM
ejif-10550	118	21	financial	financial	ADJ
ejif-10550	118	22	institutions	institution	NOUN
ejif-10550	118	23	are	be	AUX
ejif-10550	118	24	islamic	islamic	ADJ
ejif-10550	118	25	banks	bank	NOUN
ejif-10550	118	26	,	,	PUNCT
ejif-10550	118	27	including	include	VERB
ejif-10550	118	28	the	the	DET
ejif-10550	118	29	islamic	islamic	ADJ
ejif-10550	118	30	windows	window	NOUN
ejif-10550	118	31	of	of	ADP
ejif-10550	118	32	conventional	conventional	ADJ
ejif-10550	118	33	banks	bank	NOUN
ejif-10550	118	34	.	.	PUNCT
ejif-10550	119	1	(	(	PUNCT
ejif-10550	119	2	ali	ali	PROPN
ejif-10550	119	3	,	,	PUNCT
ejif-10550	119	4	2023	2023	NUM
ejif-10550	119	5	)	)	PUNCT
ejif-10550	119	6	in	in	ADP
ejif-10550	119	7	fact	fact	NOUN
ejif-10550	119	8	,	,	PUNCT
ejif-10550	119	9	according	accord	VERB
ejif-10550	119	10	to	to	ADP
ejif-10550	119	11	contributions	contribution	NOUN
ejif-10550	119	12	of	of	ADP
ejif-10550	119	13	several	several	ADJ
ejif-10550	119	14	authors	author	NOUN
ejif-10550	119	15	,	,	PUNCT
ejif-10550	119	16	the	the	DET
ejif-10550	119	17	middle	middle	PROPN
ejif-10550	119	18	east	east	PROPN
ejif-10550	119	19	,	,	PUNCT
ejif-10550	119	20	usa	usa	PROPN
ejif-10550	119	21	,	,	PUNCT
ejif-10550	119	22	and	and	CCONJ
ejif-10550	119	23	asia	asia	PROPN
ejif-10550	119	24	(	(	PUNCT
ejif-10550	119	25	crowhuri	crowhuri	PROPN
ejif-10550	119	26	et	et	PROPN
ejif-10550	119	27	al	al	PROPN
ejif-10550	119	28	.	.	PROPN
ejif-10550	119	29	,	,	PUNCT
ejif-10550	119	30	2021	2021	NUM
ejif-10550	119	31	)	)	PUNCT
ejif-10550	119	32	are	be	AUX
ejif-10550	119	33	the	the	DET
ejif-10550	119	34	main	main	ADJ
ejif-10550	119	35	markets	market	NOUN
ejif-10550	119	36	for	for	ADP
ejif-10550	119	37	islamic	islamic	ADJ
ejif-10550	119	38	banks	bank	NOUN
ejif-10550	119	39	,	,	PUNCT
ejif-10550	119	40	although	although	SCONJ
ejif-10550	119	41	there	there	PRON
ejif-10550	119	42	is	be	VERB
ejif-10550	119	43	also	also	ADV
ejif-10550	119	44	growth	growth	NOUN
ejif-10550	119	45	in	in	ADP
ejif-10550	119	46	european	european	ADJ
ejif-10550	119	47	countries	country	NOUN
ejif-10550	119	48	(	(	PUNCT
ejif-10550	119	49	mamedov	mamedov	PROPN
ejif-10550	119	50	&	&	CCONJ
ejif-10550	119	51	gasimov	gasimov	NOUN
ejif-10550	119	52	,	,	PUNCT
ejif-10550	119	53	2021	2021	NUM
ejif-10550	119	54	;	;	PUNCT
ejif-10550	119	55	novikov	novikov	NOUN
ejif-10550	119	56	et	et	PROPN
ejif-10550	119	57	al	al	PROPN
ejif-10550	119	58	.	.	PROPN
ejif-10550	119	59	,	,	PUNCT
ejif-10550	119	60	2020	2020	NUM
ejif-10550	119	61	;	;	PUNCT
ejif-10550	119	62	wani	wani	PROPN
ejif-10550	119	63	et	et	PROPN
ejif-10550	119	64	al	al	PROPN
ejif-10550	119	65	.	.	PROPN
ejif-10550	119	66	,	,	PUNCT
ejif-10550	119	67	2021	2021	NUM
ejif-10550	119	68	)	)	PUNCT
ejif-10550	119	69	.	.	PUNCT
ejif-10550	120	1	the	the	DET
ejif-10550	120	2	rise	rise	NOUN
ejif-10550	120	3	of	of	ADP
ejif-10550	120	4	islamic	islamic	ADJ
ejif-10550	120	5	banks	bank	NOUN
ejif-10550	120	6	was	be	AUX
ejif-10550	120	7	driven	drive	VERB
ejif-10550	120	8	by	by	ADP
ejif-10550	120	9	technology	technology	NOUN
ejif-10550	120	10	after	after	ADP
ejif-10550	120	11	2020	2020	NUM
ejif-10550	120	12	(	(	PUNCT
ejif-10550	120	13	sidaoui	sidaoui	NOUN
ejif-10550	120	14	et	et	PROPN
ejif-10550	120	15	al	al	PROPN
ejif-10550	120	16	.	.	PROPN
ejif-10550	120	17	,	,	PUNCT
ejif-10550	120	18	2022	2022	NUM
ejif-10550	120	19	)	)	PUNCT
ejif-10550	120	20	.	.	PUNCT
ejif-10550	121	1	in	in	ADP
ejif-10550	121	2	the	the	DET
ejif-10550	121	3	western	western	ADJ
ejif-10550	121	4	world	world	NOUN
ejif-10550	121	5	and	and	CCONJ
ejif-10550	121	6	particularly	particularly	ADV
ejif-10550	121	7	in	in	ADP
ejif-10550	121	8	europe	europe	PROPN
ejif-10550	121	9	,	,	PUNCT
ejif-10550	121	10	the	the	DET
ejif-10550	121	11	first	first	ADJ
ejif-10550	121	12	islamic	islamic	ADJ
ejif-10550	121	13	financial	financial	ADJ
ejif-10550	121	14	institution	institution	NOUN
ejif-10550	121	15	was	be	AUX
ejif-10550	121	16	the	the	DET
ejif-10550	121	17	islamic	islamic	PROPN
ejif-10550	121	18	finance	finance	PROPN
ejif-10550	121	19	house	house	PROPN
ejif-10550	121	20	,	,	PUNCT
ejif-10550	121	21	founded	found	VERB
ejif-10550	121	22	in	in	ADP
ejif-10550	121	23	luxembourg	luxembourg	PROPN
ejif-10550	121	24	in	in	ADP
ejif-10550	121	25	the	the	DET
ejif-10550	121	26	late	late	ADJ
ejif-10550	121	27	1970s	1970	NOUN
ejif-10550	121	28	,	,	PUNCT
ejif-10550	121	29	followed	follow	VERB
ejif-10550	121	30	by	by	ADP
ejif-10550	121	31	the	the	DET
ejif-10550	121	32	islamic	islamic	PROPN
ejif-10550	121	33	finance	finance	PROPN
ejif-10550	121	34	house	house	PROPN
ejif-10550	121	35	in	in	ADP
ejif-10550	121	36	denmark	denmark	PROPN
ejif-10550	121	37	,	,	PUNCT
ejif-10550	121	38	the	the	DET
ejif-10550	121	39	islamic	islamic	PROPN
ejif-10550	121	40	investment	investment	NOUN
ejif-10550	121	41	company	company	NOUN
ejif-10550	121	42	in	in	ADP
ejif-10550	121	43	melbourne	melbourne	PROPN
ejif-10550	121	44	,	,	PUNCT
ejif-10550	121	45	australia	australia	PROPN
ejif-10550	121	46	,	,	PUNCT
ejif-10550	121	47	and	and	CCONJ
ejif-10550	121	48	the	the	DET
ejif-10550	121	49	american	american	PROPN
ejif-10550	121	50	finance	finance	PROPN
ejif-10550	121	51	house	house	PROPN
ejif-10550	121	52	lariba	lariba	PROPN
ejif-10550	121	53	in	in	ADP
ejif-10550	121	54	the	the	DET
ejif-10550	121	55	united	united	PROPN
ejif-10550	121	56	states	states	PROPN
ejif-10550	121	57	.	.	PUNCT
ejif-10550	122	1	in	in	ADP
ejif-10550	122	2	2004	2004	NUM
ejif-10550	122	3	,	,	PUNCT
ejif-10550	122	4	the	the	DET
ejif-10550	122	5	islamic	islamic	PROPN
ejif-10550	122	6	bank	bank	PROPN
ejif-10550	122	7	of	of	ADP
ejif-10550	122	8	britain	britain	PROPN
ejif-10550	122	9	was	be	AUX
ejif-10550	122	10	founded	found	VERB
ejif-10550	122	11	in	in	ADP
ejif-10550	122	12	the	the	DET
ejif-10550	122	13	uk	uk	PROPN
ejif-10550	122	14	;	;	PUNCT
ejif-10550	122	15	by	by	ADP
ejif-10550	122	16	2008	2008	NUM
ejif-10550	122	17	,	,	PUNCT
ejif-10550	122	18	five	five	NUM
ejif-10550	122	19	islamic	islamic	ADJ
ejif-10550	122	20	banks	bank	NOUN
ejif-10550	122	21	had	have	AUX
ejif-10550	122	22	been	be	AUX
ejif-10550	122	23	established	establish	VERB
ejif-10550	122	24	.	.	PUNCT
ejif-10550	123	1	citibank	citibank	PROPN
ejif-10550	123	2	,	,	PUNCT
ejif-10550	123	3	hsbc	hsbc	PROPN
ejif-10550	123	4	,	,	PUNCT
ejif-10550	123	5	standard	standard	ADJ
ejif-10550	123	6	chartered	charter	VERB
ejif-10550	123	7	,	,	PUNCT
ejif-10550	123	8	abn	abn	NOUN
ejif-10550	123	9	amro	amro	NOUN
ejif-10550	123	10	and	and	CCONJ
ejif-10550	123	11	deutsche	deutsche	PROPN
ejif-10550	123	12	bank	bank	PROPN
ejif-10550	123	13	are	be	AUX
ejif-10550	123	14	,	,	PUNCT
ejif-10550	123	15	on	on	ADP
ejif-10550	123	16	the	the	DET
ejif-10550	123	17	other	other	ADJ
ejif-10550	123	18	hand	hand	NOUN
ejif-10550	123	19	,	,	PUNCT
ejif-10550	123	20	conventional	conventional	ADJ
ejif-10550	123	21	banks	bank	NOUN
ejif-10550	123	22	that	that	PRON
ejif-10550	123	23	have	have	AUX
ejif-10550	123	24	entered	enter	VERB
ejif-10550	123	25	the	the	DET
ejif-10550	123	26	islamic	islamic	ADJ
ejif-10550	123	27	banking	banking	NOUN
ejif-10550	123	28	sector	sector	NOUN
ejif-10550	123	29	(	(	PUNCT
ejif-10550	123	30	guéranger	guéranger	NOUN
ejif-10550	123	31	,	,	PUNCT
ejif-10550	123	32	2009	2009	NUM
ejif-10550	123	33	)	)	PUNCT
ejif-10550	123	34	.	.	PUNCT
ejif-10550	124	1	the	the	DET
ejif-10550	124	2	demand	demand	NOUN
ejif-10550	124	3	from	from	ADP
ejif-10550	124	4	the	the	DET
ejif-10550	124	5	dynamically	dynamically	ADV
ejif-10550	124	6	increasing	increase	VERB
ejif-10550	124	7	number	number	NOUN
ejif-10550	124	8	of	of	ADP
ejif-10550	124	9	muslims	muslims	PROPN
ejif-10550	124	10	in	in	ADP
ejif-10550	124	11	the	the	DET
ejif-10550	124	12	united	united	PROPN
ejif-10550	124	13	states	states	PROPN
ejif-10550	124	14	and	and	CCONJ
ejif-10550	124	15	europe	europe	PROPN
ejif-10550	124	16	for	for	ADP
ejif-10550	124	17	financial	financial	ADJ
ejif-10550	124	18	services	service	NOUN
ejif-10550	124	19	and	and	CCONJ
ejif-10550	124	20	transactions	transaction	NOUN
ejif-10550	124	21	made	make	VERB
ejif-10550	124	22	by	by	ADP
ejif-10550	124	23	the	the	DET
ejif-10550	124	24	principles	principle	NOUN
ejif-10550	124	25	of	of	ADP
ejif-10550	124	26	sharia	sharia	PROPN
ejif-10550	124	27	is	be	AUX
ejif-10550	124	28	constantly	constantly	ADV
ejif-10550	124	29	growing	grow	VERB
ejif-10550	124	30	.	.	PUNCT
ejif-10550	125	1	financial	financial	ADJ
ejif-10550	125	2	products	product	NOUN
ejif-10550	125	3	offered	offer	VERB
ejif-10550	125	4	by	by	ADP
ejif-10550	125	5	the	the	DET
ejif-10550	125	6	muslim	muslim	ADJ
ejif-10550	125	7	industry	industry	NOUN
ejif-10550	125	8	are	be	AUX
ejif-10550	125	9	attractive	attractive	ADJ
ejif-10550	125	10	enough	enough	ADV
ejif-10550	125	11	for	for	ADP
ejif-10550	125	12	muslim	muslim	ADJ
ejif-10550	125	13	and	and	CCONJ
ejif-10550	125	14	non	non	ADJ
ejif-10550	125	15	-	-	ADJ
ejif-10550	125	16	muslim	muslim	ADJ
ejif-10550	125	17	investors	investor	NOUN
ejif-10550	125	18	(	(	PUNCT
ejif-10550	125	19	mamedov	mamedov	PROPN
ejif-10550	125	20	&	&	CCONJ
ejif-10550	125	21	gasimov	gasimov	NOUN
ejif-10550	125	22	,	,	PUNCT
ejif-10550	125	23	2021	2021	NUM
ejif-10550	125	24	)	)	PUNCT
ejif-10550	125	25	.	.	PUNCT
ejif-10550	126	1	regarding	regard	VERB
ejif-10550	126	2	morocco	morocco	PROPN
ejif-10550	126	3	,	,	PUNCT
ejif-10550	126	4	vasco	vasco	PROPN
ejif-10550	126	5	fronzoni	fronzoni	NOUN
ejif-10550	126	6	,	,	PUNCT
ejif-10550	126	7	in	in	ADP
ejif-10550	126	8	2021	2021	NUM
ejif-10550	126	9	,	,	PUNCT
ejif-10550	126	10	reports	report	VERB
ejif-10550	126	11	that	that	SCONJ
ejif-10550	126	12	the	the	DET
ejif-10550	126	13	first	first	ADJ
ejif-10550	126	14	attempt	attempt	NOUN
ejif-10550	126	15	to	to	PART
ejif-10550	126	16	create	create	VERB
ejif-10550	126	17	an	an	DET
ejif-10550	126	18	islamic	islamic	ADJ
ejif-10550	126	19	bank	bank	NOUN
ejif-10550	126	20	in	in	ADP
ejif-10550	126	21	morocco	morocco	PROPN
ejif-10550	126	22	took	take	VERB
ejif-10550	126	23	place	place	NOUN
ejif-10550	126	24	in	in	ADP
ejif-10550	126	25	1986	1986	NUM
ejif-10550	126	26	by	by	ADP
ejif-10550	126	27	wafabank	wafabank	NOUN
ejif-10550	126	28	,	,	PUNCT
ejif-10550	126	29	which	which	PRON
ejif-10550	126	30	had	have	AUX
ejif-10550	126	31	moved	move	VERB
ejif-10550	126	32	its	its	PRON
ejif-10550	126	33	headquarters	headquarters	NOUN
ejif-10550	126	34	to	to	ADP
ejif-10550	126	35	morocco	morocco	PROPN
ejif-10550	126	36	that	that	DET
ejif-10550	126	37	year	year	NOUN
ejif-10550	126	38	.	.	PUNCT
ejif-10550	127	1	fronzoni	fronzoni	PROPN
ejif-10550	127	2	argues	argue	VERB
ejif-10550	127	3	that	that	SCONJ
ejif-10550	127	4	in	in	ADP
ejif-10550	127	5	1996	1996	NUM
ejif-10550	127	6	a	a	DET
ejif-10550	127	7	branch	branch	NOUN
ejif-10550	127	8	of	of	ADP
ejif-10550	127	9	dar	dar	PROPN
ejif-10550	127	10	al	al	PROPN
ejif-10550	127	11	-	-	PUNCT
ejif-10550	127	12	maal	maal	PROPN
ejif-10550	127	13	al	al	PROPN
ejif-10550	127	14	-	-	PUNCT
ejif-10550	127	15	islami	islami	PROPN
ejif-10550	127	16	was	be	AUX
ejif-10550	127	17	opened	open	VERB
ejif-10550	127	18	in	in	ADP
ejif-10550	127	19	casablanca	casablanca	PROPN
ejif-10550	127	20	to	to	PART
ejif-10550	127	21	deal	deal	VERB
ejif-10550	127	22	only	only	ADV
ejif-10550	127	23	with	with	ADP
ejif-10550	127	24	investment	investment	NOUN
ejif-10550	127	25	activities	activity	NOUN
ejif-10550	127	26	.	.	PUNCT
ejif-10550	128	1	still	still	ADV
ejif-10550	128	2	,	,	PUNCT
ejif-10550	128	3	it	it	PRON
ejif-10550	128	4	closed	close	VERB
ejif-10550	128	5	after	after	ADP
ejif-10550	128	6	only	only	ADV
ejif-10550	128	7	three	three	NUM
ejif-10550	128	8	years	year	NOUN
ejif-10550	128	9	due	due	ADP
ejif-10550	128	10	to	to	ADP
ejif-10550	128	11	a	a	DET
ejif-10550	128	12	lack	lack	NOUN
ejif-10550	128	13	of	of	ADP
ejif-10550	128	14	user	user	NOUN
ejif-10550	128	15	response	response	NOUN
ejif-10550	128	16	.	.	PUNCT
ejif-10550	129	1	another	another	DET
ejif-10550	129	2	attempt	attempt	NOUN
ejif-10550	129	3	was	be	AUX
ejif-10550	129	4	made	make	VERB
ejif-10550	129	5	in	in	ADP
ejif-10550	129	6	2003	2003	NUM
ejif-10550	129	7	by	by	ADP
ejif-10550	129	8	the	the	DET
ejif-10550	129	9	islamic	islamic	PROPN
ejif-10550	129	10	bank	bank	PROPN
ejif-10550	129	11	of	of	ADP
ejif-10550	129	12	qatar	qatar	PROPN
ejif-10550	129	13	,	,	PUNCT
ejif-10550	129	14	which	which	PRON
ejif-10550	129	15	intended	intend	VERB
ejif-10550	129	16	to	to	PART
ejif-10550	129	17	open	open	VERB
ejif-10550	129	18	a	a	DET
ejif-10550	129	19	fully	fully	ADV
ejif-10550	129	20	-	-	PUNCT
ejif-10550	129	21	fledged	fledge	VERB
ejif-10550	129	22	islamic	islamic	ADJ
ejif-10550	129	23	bank	bank	PROPN
ejif-10550	129	24	in	in	ADP
ejif-10550	129	25	the	the	DET
ejif-10550	129	26	kingdom	kingdom	NOUN
ejif-10550	129	27	.	.	PUNCT
ejif-10550	130	1	however	however	ADV
ejif-10550	130	2	,	,	PUNCT
ejif-10550	130	3	bank	bank	PROPN
ejif-10550	130	4	al	al	PROPN
ejif-10550	130	5	-	-	PUNCT
ejif-10550	130	6	maghrib	maghrib	PROPN
ejif-10550	130	7	(	(	PUNCT
ejif-10550	130	8	the	the	DET
ejif-10550	130	9	central	central	ADJ
ejif-10550	130	10	bank	bank	PROPN
ejif-10550	130	11	of	of	ADP
ejif-10550	130	12	morocco	morocco	PROPN
ejif-10550	130	13	)	)	PUNCT
ejif-10550	130	14	did	do	AUX
ejif-10550	130	15	not	not	PART
ejif-10550	130	16	fully	fully	ADV
ejif-10550	130	17	support	support	VERB
ejif-10550	130	18	and	and	CCONJ
ejif-10550	130	19	supervise	supervise	VERB
ejif-10550	130	20	the	the	DET
ejif-10550	130	21	initiative	initiative	NOUN
ejif-10550	130	22	.	.	PUNCT
ejif-10550	131	1	a	a	DET
ejif-10550	131	2	central	central	ADJ
ejif-10550	131	3	control	control	NOUN
ejif-10550	131	4	body	body	NOUN
ejif-10550	131	5	at	at	ADP
ejif-10550	131	6	that	that	DET
ejif-10550	131	7	time	time	NOUN
ejif-10550	131	8	was	be	AUX
ejif-10550	131	9	not	not	PART
ejif-10550	131	10	keen	keen	ADJ
ejif-10550	131	11	on	on	ADP
ejif-10550	131	12	developing	develop	VERB
ejif-10550	131	13	the	the	DET
ejif-10550	131	14	islamic	islamic	ADJ
ejif-10550	131	15	banking	banking	NOUN
ejif-10550	131	16	sector	sector	NOUN
ejif-10550	131	17	because	because	SCONJ
ejif-10550	131	18	it	it	PRON
ejif-10550	131	19	competed	compete	VERB
ejif-10550	131	20	with	with	ADP
ejif-10550	131	21	the	the	DET
ejif-10550	131	22	moroccan	moroccan	ADJ
ejif-10550	131	23	57	57	NUM
ejif-10550	131	24	european	european	PROPN
ejif-10550	131	25	journal	journal	PROPN
ejif-10550	131	26	of	of	ADP
ejif-10550	131	27	islamic	islamic	PROPN
ejif-10550	131	28	finance	finance	PROPN
ejif-10550	131	29	issn	issn	PROPN
ejif-10550	131	30	:	:	PUNCT
ejif-10550	131	31	2421	2421	NUM
ejif-10550	131	32	-	-	SYM
ejif-10550	131	33	2172	2172	NUM
ejif-10550	131	34	doi	doi	NOUN
ejif-10550	131	35	:	:	PUNCT
ejif-10550	131	36	10.13135/2421	10.13135/2421	NUM
ejif-10550	131	37	-	-	SYM
ejif-10550	131	38	2172/10550	2172/10550	NUM
ejif-10550	131	39	published	publish	VERB
ejif-10550	131	40	by	by	ADP
ejif-10550	131	41	university	university	PROPN
ejif-10550	131	42	of	of	ADP
ejif-10550	131	43	turin	turin	PROPN
ejif-10550	132	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	132	2	ejif	ejif	PROPN
ejif-10550	132	3	content	content	NOUN
ejif-10550	132	4	is	be	AUX
ejif-10550	132	5	licensed	license	VERB
ejif-10550	132	6	under	under	ADP
ejif-10550	132	7	a	a	DET
ejif-10550	132	8	creative	creative	ADJ
ejif-10550	132	9	commons	common	NOUN
ejif-10550	132	10	attribution	attribution	NOUN
ejif-10550	132	11	4.0	4.0	NUM
ejif-10550	132	12	international	international	ADJ
ejif-10550	132	13	license	license	NOUN
ejif-10550	132	14	banking	banking	NOUN
ejif-10550	132	15	system	system	NOUN
ejif-10550	132	16	.	.	PUNCT
ejif-10550	133	1	the	the	DET
ejif-10550	133	2	same	same	ADJ
ejif-10550	133	3	bank	bank	NOUN
ejif-10550	133	4	then	then	ADV
ejif-10550	133	5	tried	try	VERB
ejif-10550	133	6	again	again	ADV
ejif-10550	133	7	to	to	PART
ejif-10550	133	8	enter	enter	VERB
ejif-10550	133	9	the	the	DET
ejif-10550	133	10	moroccan	moroccan	ADJ
ejif-10550	133	11	market	market	NOUN
ejif-10550	133	12	through	through	ADP
ejif-10550	133	13	a	a	DET
ejif-10550	133	14	partnership	partnership	NOUN
ejif-10550	133	15	with	with	ADP
ejif-10550	133	16	cih	cih	PROPN
ejif-10550	133	17	bank	bank	PROPN
ejif-10550	133	18	and	and	CCONJ
ejif-10550	133	19	launched	launch	VERB
ejif-10550	133	20	the	the	DET
ejif-10550	133	21	participatory	participatory	PROPN
ejif-10550	133	22	umnia	umnia	PROPN
ejif-10550	133	23	bank	bank	PROPN
ejif-10550	133	24	in	in	ADP
ejif-10550	133	25	2017	2017	NUM
ejif-10550	133	26	.	.	PUNCT
ejif-10550	134	1	the	the	DET
ejif-10550	134	2	turning	turning	NOUN
ejif-10550	134	3	point	point	NOUN
ejif-10550	134	4	was	be	AUX
ejif-10550	134	5	2006	2006	NUM
ejif-10550	134	6	-	-	SYM
ejif-10550	134	7	2007	2007	NUM
ejif-10550	134	8	,	,	PUNCT
ejif-10550	134	9	during	during	ADP
ejif-10550	134	10	which	which	PRON
ejif-10550	134	11	the	the	DET
ejif-10550	134	12	monarchy	monarchy	NOUN
ejif-10550	134	13	ruled	rule	VERB
ejif-10550	134	14	by	by	ADP
ejif-10550	134	15	mohammed	mohammed	PROPN
ejif-10550	134	16	vi	vi	PROPN
ejif-10550	134	17	carried	carry	VERB
ejif-10550	134	18	out	out	ADP
ejif-10550	134	19	major	major	ADJ
ejif-10550	134	20	infrastructure	infrastructure	NOUN
ejif-10550	134	21	(	(	PUNCT
ejif-10550	134	22	roads	road	NOUN
ejif-10550	134	23	and	and	CCONJ
ejif-10550	134	24	railways	railway	NOUN
ejif-10550	134	25	,	,	PUNCT
ejif-10550	134	26	not	not	PART
ejif-10550	134	27	only	only	ADV
ejif-10550	134	28	)	)	PUNCT
ejif-10550	134	29	.	.	PUNCT
ejif-10550	135	1	these	these	PRON
ejif-10550	135	2	were	be	AUX
ejif-10550	135	3	aimed	aim	VERB
ejif-10550	135	4	at	at	ADP
ejif-10550	135	5	making	make	VERB
ejif-10550	135	6	the	the	DET
ejif-10550	135	7	country	country	NOUN
ejif-10550	135	8	more	more	ADV
ejif-10550	135	9	competitive	competitive	ADJ
ejif-10550	135	10	,	,	PUNCT
ejif-10550	135	11	with	with	ADP
ejif-10550	135	12	major	major	ADJ
ejif-10550	135	13	economic	economic	ADJ
ejif-10550	135	14	transformations	transformation	NOUN
ejif-10550	135	15	marked	mark	VERB
ejif-10550	135	16	by	by	ADP
ejif-10550	135	17	a	a	DET
ejif-10550	135	18	strong	strong	ADJ
ejif-10550	135	19	desire	desire	NOUN
ejif-10550	135	20	to	to	PART
ejif-10550	135	21	align	align	VERB
ejif-10550	135	22	with	with	ADP
ejif-10550	135	23	the	the	DET
ejif-10550	135	24	global	global	ADJ
ejif-10550	135	25	dynamics	dynamic	NOUN
ejif-10550	135	26	of	of	ADP
ejif-10550	135	27	modernity	modernity	NOUN
ejif-10550	135	28	,	,	PUNCT
ejif-10550	135	29	fully	fully	ADV
ejif-10550	135	30	supported	support	VERB
ejif-10550	135	31	after	after	ADP
ejif-10550	135	32	the	the	DET
ejif-10550	135	33	second	second	ADJ
ejif-10550	135	34	political	political	ADJ
ejif-10550	135	35	elections	election	NOUN
ejif-10550	135	36	of	of	ADP
ejif-10550	135	37	mohammed	mohammed	PROPN
ejif-10550	135	38	vi	vi	PROPN
ejif-10550	135	39	's	's	PART
ejif-10550	135	40	reign	reign	NOUN
ejif-10550	135	41	.	.	PUNCT
ejif-10550	136	1	thanks	thank	NOUN
ejif-10550	136	2	to	to	ADP
ejif-10550	136	3	a	a	DET
ejif-10550	136	4	new	new	ADJ
ejif-10550	136	5	banking	banking	NOUN
ejif-10550	136	6	law	law	NOUN
ejif-10550	136	7	in	in	ADP
ejif-10550	136	8	line	line	NOUN
ejif-10550	136	9	with	with	ADP
ejif-10550	136	10	international	international	ADJ
ejif-10550	136	11	banking	banking	NOUN
ejif-10550	136	12	supervision	supervision	NOUN
ejif-10550	136	13	standards	standard	NOUN
ejif-10550	136	14	,	,	PUNCT
ejif-10550	136	15	it	it	PRON
ejif-10550	136	16	was	be	AUX
ejif-10550	136	17	decided	decide	VERB
ejif-10550	136	18	to	to	PART
ejif-10550	136	19	create	create	VERB
ejif-10550	136	20	a	a	DET
ejif-10550	136	21	new	new	ADJ
ejif-10550	136	22	market	market	NOUN
ejif-10550	136	23	opportunity	opportunity	NOUN
ejif-10550	136	24	for	for	ADP
ejif-10550	136	25	participatory	participatory	ADJ
ejif-10550	136	26	institutions	institution	NOUN
ejif-10550	136	27	by	by	ADP
ejif-10550	136	28	regulating	regulate	VERB
ejif-10550	136	29	banks	bank	NOUN
ejif-10550	136	30	and	and	CCONJ
ejif-10550	136	31	institutions	institution	NOUN
ejif-10550	136	32	that	that	PRON
ejif-10550	136	33	opened	open	VERB
ejif-10550	136	34	either	either	CCONJ
ejif-10550	136	35	a	a	DET
ejif-10550	136	36	banking	banking	NOUN
ejif-10550	136	37	branch	branch	NOUN
ejif-10550	136	38	of	of	ADP
ejif-10550	136	39	islamic	islamic	ADJ
ejif-10550	136	40	finance	finance	NOUN
ejif-10550	136	41	activities	activity	NOUN
ejif-10550	136	42	or	or	CCONJ
ejif-10550	136	43	a	a	DET
ejif-10550	136	44	banking	banking	NOUN
ejif-10550	136	45	or	or	CCONJ
ejif-10550	136	46	insurance	insurance	NOUN
ejif-10550	136	47	window	window	NOUN
ejif-10550	136	48	of	of	ADP
ejif-10550	136	49	islamic	islamic	ADJ
ejif-10550	136	50	financial	financial	ADJ
ejif-10550	136	51	products	product	NOUN
ejif-10550	136	52	.	.	PUNCT
ejif-10550	137	1	thus	thus	ADV
ejif-10550	137	2	,	,	PUNCT
ejif-10550	137	3	a	a	DET
ejif-10550	137	4	commission	commission	NOUN
ejif-10550	137	5	for	for	ADP
ejif-10550	137	6	the	the	DET
ejif-10550	137	7	coordination	coordination	NOUN
ejif-10550	137	8	of	of	ADP
ejif-10550	137	9	financial	financial	ADJ
ejif-10550	137	10	sector	sector	NOUN
ejif-10550	137	11	supervisory	supervisory	ADJ
ejif-10550	137	12	bodies	body	NOUN
ejif-10550	137	13	was	be	AUX
ejif-10550	137	14	set	set	VERB
ejif-10550	137	15	up	up	ADP
ejif-10550	137	16	,	,	PUNCT
ejif-10550	137	17	with	with	ADP
ejif-10550	137	18	the	the	DET
ejif-10550	137	19	task	task	NOUN
ejif-10550	137	20	of	of	ADP
ejif-10550	137	21	coordinating	coordinate	VERB
ejif-10550	137	22	the	the	DET
ejif-10550	137	23	supervisory	supervisory	ADJ
ejif-10550	137	24	actions	action	NOUN
ejif-10550	137	25	of	of	ADP
ejif-10550	137	26	the	the	DET
ejif-10550	137	27	regulators	regulator	NOUN
ejif-10550	137	28	of	of	ADP
ejif-10550	137	29	the	the	DET
ejif-10550	137	30	different	different	ADJ
ejif-10550	137	31	compartments	compartment	NOUN
ejif-10550	137	32	of	of	ADP
ejif-10550	137	33	the	the	DET
ejif-10550	137	34	financial	financial	ADJ
ejif-10550	137	35	sector	sector	NOUN
ejif-10550	137	36	(	(	PUNCT
ejif-10550	137	37	banking	banking	NOUN
ejif-10550	137	38	,	,	PUNCT
ejif-10550	137	39	insurance	insurance	NOUN
ejif-10550	137	40	and	and	CCONJ
ejif-10550	137	41	financial	financial	ADJ
ejif-10550	137	42	markets	market	NOUN
ejif-10550	137	43	)	)	PUNCT
ejif-10550	137	44	,	,	PUNCT
ejif-10550	137	45	as	as	ADV
ejif-10550	137	46	well	well	ADV
ejif-10550	137	47	as	as	ADP
ejif-10550	137	48	organizing	organize	VERB
ejif-10550	137	49	the	the	DET
ejif-10550	137	50	exchange	exchange	NOUN
ejif-10550	137	51	of	of	ADP
ejif-10550	137	52	information	information	NOUN
ejif-10550	137	53	on	on	ADP
ejif-10550	137	54	supervised	supervised	ADJ
ejif-10550	137	55	entities	entity	NOUN
ejif-10550	137	56	,	,	PUNCT
ejif-10550	137	57	and	and	CCONJ
ejif-10550	137	58	also	also	ADV
ejif-10550	137	59	authorizing	authorize	VERB
ejif-10550	137	60	the	the	DET
ejif-10550	137	61	central	central	ADJ
ejif-10550	137	62	bank	bank	NOUN
ejif-10550	137	63	of	of	ADP
ejif-10550	137	64	morocco	morocco	PROPN
ejif-10550	137	65	,	,	PUNCT
ejif-10550	137	66	i.e.	i.e.	X
ejif-10550	137	67	bank	bank	PROPN
ejif-10550	137	68	al	al	PROPN
ejif-10550	137	69	-	-	PUNCT
ejif-10550	137	70	maghrib	maghrib	PROPN
ejif-10550	137	71	,	,	PUNCT
ejif-10550	137	72	to	to	PART
ejif-10550	137	73	sign	sign	VERB
ejif-10550	137	74	agreements	agreement	NOUN
ejif-10550	137	75	with	with	ADP
ejif-10550	137	76	foreign	foreign	ADJ
ejif-10550	137	77	counterparts	counterpart	NOUN
ejif-10550	137	78	,	,	PUNCT
ejif-10550	137	79	given	give	VERB
ejif-10550	137	80	the	the	DET
ejif-10550	137	81	increasing	increase	VERB
ejif-10550	137	82	presence	presence	NOUN
ejif-10550	137	83	of	of	ADP
ejif-10550	137	84	foreign	foreign	ADJ
ejif-10550	137	85	banks	bank	NOUN
ejif-10550	137	86	in	in	ADP
ejif-10550	137	87	both	both	CCONJ
ejif-10550	137	88	traditional	traditional	ADJ
ejif-10550	137	89	and	and	CCONJ
ejif-10550	137	90	islamic	islamic	ADJ
ejif-10550	137	91	finance	finance	NOUN
ejif-10550	137	92	,	,	PUNCT
ejif-10550	137	93	and	and	CCONJ
ejif-10550	137	94	to	to	PART
ejif-10550	137	95	organize	organize	VERB
ejif-10550	137	96	joint	joint	ADJ
ejif-10550	137	97	inspection	inspection	NOUN
ejif-10550	137	98	missions	mission	NOUN
ejif-10550	137	99	.	.	PUNCT
ejif-10550	138	1	as	as	SCONJ
ejif-10550	138	2	foreign	foreign	ADJ
ejif-10550	138	3	groups	group	NOUN
ejif-10550	138	4	arrived	arrive	VERB
ejif-10550	138	5	a	a	DET
ejif-10550	138	6	few	few	ADJ
ejif-10550	138	7	years	year	NOUN
ejif-10550	138	8	later	later	ADV
ejif-10550	138	9	,	,	PUNCT
ejif-10550	138	10	we	we	PRON
ejif-10550	138	11	remember	remember	VERB
ejif-10550	138	12	the	the	DET
ejif-10550	138	13	french	french	ADJ
ejif-10550	138	14	banking	banking	NOUN
ejif-10550	138	15	institution	institution	NOUN
ejif-10550	138	16	bnp	bnp	PROPN
ejif-10550	138	17	paribas	paribas	PROPN
ejif-10550	138	18	,	,	PUNCT
ejif-10550	138	19	through	through	ADP
ejif-10550	138	20	their	their	PRON
ejif-10550	138	21	subsidiaries	subsidiary	NOUN
ejif-10550	138	22	,	,	PUNCT
ejif-10550	138	23	offered	offer	VERB
ejif-10550	138	24	islamic	islamic	ADJ
ejif-10550	138	25	financial	financial	ADJ
ejif-10550	138	26	products	product	NOUN
ejif-10550	138	27	through	through	ADP
ejif-10550	138	28	a	a	DET
ejif-10550	138	29	different	different	ADJ
ejif-10550	138	30	product	product	NOUN
ejif-10550	138	31	brand	brand	NOUN
ejif-10550	138	32	.	.	PUNCT
ejif-10550	139	1	in	in	ADP
ejif-10550	139	2	the	the	DET
ejif-10550	139	3	case	case	NOUN
ejif-10550	139	4	of	of	ADP
ejif-10550	139	5	credit	credit	NOUN
ejif-10550	139	6	agricole	agricole	NOUN
ejif-10550	139	7	,	,	PUNCT
ejif-10550	139	8	al	al	PROPN
ejif-10550	139	9	akhdar	akhdar	PROPN
ejif-10550	139	10	bank	bank	PROPN
ejif-10550	139	11	(	(	PUNCT
ejif-10550	139	12	aab	aab	PROPN
ejif-10550	139	13	)	)	PUNCT
ejif-10550	139	14	is	be	AUX
ejif-10550	139	15	a	a	DET
ejif-10550	139	16	separate	separate	ADJ
ejif-10550	139	17	entity	entity	NOUN
ejif-10550	139	18	set	set	VERB
ejif-10550	139	19	up	up	ADP
ejif-10550	139	20	expressly	expressly	ADV
ejif-10550	139	21	to	to	PART
ejif-10550	139	22	sell	sell	VERB
ejif-10550	139	23	products	product	NOUN
ejif-10550	139	24	that	that	PRON
ejif-10550	139	25	comply	comply	VERB
ejif-10550	139	26	with	with	ADP
ejif-10550	139	27	islamic	islamic	ADJ
ejif-10550	139	28	law	law	NOUN
ejif-10550	139	29	.	.	PUNCT
ejif-10550	140	1	the	the	DET
ejif-10550	140	2	change	change	NOUN
ejif-10550	140	3	of	of	ADP
ejif-10550	140	4	orientation	orientation	NOUN
ejif-10550	140	5	of	of	ADP
ejif-10550	140	6	the	the	DET
ejif-10550	140	7	central	central	ADJ
ejif-10550	140	8	bank	bank	PROPN
ejif-10550	140	9	of	of	ADP
ejif-10550	140	10	morocco	morocco	PROPN
ejif-10550	140	11	on	on	ADP
ejif-10550	140	12	islamic	islamic	ADJ
ejif-10550	140	13	finance	finance	NOUN
ejif-10550	140	14	in	in	ADP
ejif-10550	140	15	2006	2006	NUM
ejif-10550	140	16	led	lead	VERB
ejif-10550	140	17	to	to	ADP
ejif-10550	140	18	the	the	DET
ejif-10550	140	19	drafting	drafting	NOUN
ejif-10550	140	20	of	of	ADP
ejif-10550	140	21	a	a	DET
ejif-10550	140	22	document	document	NOUN
ejif-10550	140	23	containing	contain	VERB
ejif-10550	140	24	a	a	DET
ejif-10550	140	25	series	series	NOUN
ejif-10550	140	26	of	of	ADP
ejif-10550	140	27	recommendations	recommendation	NOUN
ejif-10550	140	28	on	on	ADP
ejif-10550	140	29	three	three	NUM
ejif-10550	140	30	specific	specific	ADJ
ejif-10550	140	31	islamic	islamic	ADJ
ejif-10550	140	32	financial	financial	ADJ
ejif-10550	140	33	products	product	NOUN
ejif-10550	140	34	,	,	PUNCT
ejif-10550	140	35	murabaha	murabaha	NOUN
ejif-10550	140	36	,	,	PUNCT
ejif-10550	140	37	musharaka	musharaka	NOUN
ejif-10550	140	38	and	and	CCONJ
ejif-10550	140	39	ijara	ijara	PROPN
ejif-10550	140	40	,	,	PUNCT
ejif-10550	140	41	typical	typical	ADJ
ejif-10550	140	42	islamic	islamic	ADJ
ejif-10550	140	43	contracts	contract	NOUN
ejif-10550	140	44	of	of	ADP
ejif-10550	140	45	ownership	ownership	NOUN
ejif-10550	140	46	or	or	CCONJ
ejif-10550	140	47	enjoyment	enjoyment	NOUN
ejif-10550	140	48	,	,	PUNCT
ejif-10550	140	49	the	the	DET
ejif-10550	140	50	marketing	marketing	NOUN
ejif-10550	140	51	of	of	ADP
ejif-10550	140	52	which	which	PRON
ejif-10550	140	53	was	be	AUX
ejif-10550	140	54	authorized	authorize	VERB
ejif-10550	140	55	and	and	CCONJ
ejif-10550	140	56	favored	favor	VERB
ejif-10550	140	57	from	from	ADP
ejif-10550	140	58	then	then	ADV
ejif-10550	140	59	on	on	ADV
ejif-10550	140	60	.	.	PUNCT
ejif-10550	141	1	the	the	DET
ejif-10550	141	2	intention	intention	NOUN
ejif-10550	141	3	was	be	AUX
ejif-10550	141	4	to	to	PART
ejif-10550	141	5	create	create	VERB
ejif-10550	141	6	windows	window	NOUN
ejif-10550	141	7	of	of	ADP
ejif-10550	141	8	islamic	islamic	ADJ
ejif-10550	141	9	products	product	NOUN
ejif-10550	141	10	in	in	ADP
ejif-10550	141	11	existing	exist	VERB
ejif-10550	141	12	institutions	institution	NOUN
ejif-10550	141	13	to	to	PART
ejif-10550	141	14	meet	meet	VERB
ejif-10550	141	15	the	the	DET
ejif-10550	141	16	market	market	NOUN
ejif-10550	141	17	's	's	PART
ejif-10550	141	18	needs	need	NOUN
ejif-10550	141	19	.	.	PUNCT
ejif-10550	142	1	the	the	DET
ejif-10550	142	2	objectives	objective	NOUN
ejif-10550	142	3	were	be	AUX
ejif-10550	142	4	manifold	manifold	ADJ
ejif-10550	142	5	:	:	PUNCT
ejif-10550	142	6	to	to	PART
ejif-10550	142	7	improve	improve	VERB
ejif-10550	142	8	access	access	NOUN
ejif-10550	142	9	to	to	ADP
ejif-10550	142	10	morocco	morocco	PROPN
ejif-10550	142	11	’s	’s	PART
ejif-10550	142	12	banking	banking	NOUN
ejif-10550	142	13	system	system	NOUN
ejif-10550	142	14	,	,	PUNCT
ejif-10550	142	15	to	to	PART
ejif-10550	142	16	bring	bring	VERB
ejif-10550	142	17	a	a	DET
ejif-10550	142	18	new	new	ADJ
ejif-10550	142	19	segment	segment	NOUN
ejif-10550	142	20	of	of	ADP
ejif-10550	142	21	users	user	NOUN
ejif-10550	142	22	closer	close	ADV
ejif-10550	142	23	to	to	ADP
ejif-10550	142	24	banking	banking	NOUN
ejif-10550	142	25	institutions	institution	NOUN
ejif-10550	142	26	by	by	ADP
ejif-10550	142	27	trying	try	VERB
ejif-10550	142	28	to	to	PART
ejif-10550	142	29	convince	convince	VERB
ejif-10550	142	30	those	those	DET
ejif-10550	142	31	categories	category	NOUN
ejif-10550	142	32	of	of	ADP
ejif-10550	142	33	consumers	consumer	NOUN
ejif-10550	142	34	who	who	PRON
ejif-10550	142	35	do	do	AUX
ejif-10550	142	36	not	not	PART
ejif-10550	142	37	want	want	VERB
ejif-10550	142	38	to	to	PART
ejif-10550	142	39	have	have	VERB
ejif-10550	142	40	contact	contact	NOUN
ejif-10550	142	41	with	with	ADP
ejif-10550	142	42	conventional	conventional	ADJ
ejif-10550	142	43	finance	finance	NOUN
ejif-10550	142	44	and	and	CCONJ
ejif-10550	142	45	to	to	PART
ejif-10550	142	46	attract	attract	VERB
ejif-10550	142	47	foreign	foreign	ADJ
ejif-10550	142	48	investment	investment	NOUN
ejif-10550	142	49	to	to	PART
ejif-10550	142	50	make	make	VERB
ejif-10550	142	51	the	the	DET
ejif-10550	142	52	financial	financial	ADJ
ejif-10550	142	53	institutions	institution	NOUN
ejif-10550	142	54	of	of	ADP
ejif-10550	142	55	the	the	DET
ejif-10550	142	56	arabian	arabian	ADJ
ejif-10550	142	57	peninsula	peninsula	NOUN
ejif-10550	142	58	more	more	ADV
ejif-10550	142	59	permeable	permeable	ADJ
ejif-10550	142	60	and	and	CCONJ
ejif-10550	142	61	suitable	suitable	ADJ
ejif-10550	142	62	in	in	ADP
ejif-10550	142	63	morocco	morocco	PROPN
ejif-10550	142	64	’s	’s	PART
ejif-10550	142	65	financial	financial	ADJ
ejif-10550	142	66	and	and	CCONJ
ejif-10550	142	67	industrial	industrial	ADJ
ejif-10550	142	68	systems	system	NOUN
ejif-10550	142	69	.	.	PUNCT
ejif-10550	143	1	in	in	ADP
ejif-10550	143	2	2007	2007	NUM
ejif-10550	143	3	,	,	PUNCT
ejif-10550	143	4	the	the	DET
ejif-10550	143	5	first	first	ADJ
ejif-10550	143	6	banking	banking	NOUN
ejif-10550	143	7	institution	institution	NOUN
ejif-10550	143	8	to	to	PART
ejif-10550	143	9	market	market	VERB
ejif-10550	143	10	these	these	DET
ejif-10550	143	11	instruments	instrument	NOUN
ejif-10550	143	12	on	on	ADP
ejif-10550	143	13	the	the	DET
ejif-10550	143	14	moroccan	moroccan	ADJ
ejif-10550	143	15	market	market	NOUN
ejif-10550	143	16	was	be	AUX
ejif-10550	143	17	attijariwafa	attijariwafa	PROPN
ejif-10550	143	18	bank	bank	PROPN
ejif-10550	143	19	.	.	PUNCT
ejif-10550	144	1	the	the	DET
ejif-10550	144	2	wafabank	wafabank	NOUN
ejif-10550	144	3	had	have	AUX
ejif-10550	144	4	started	start	VERB
ejif-10550	144	5	the	the	DET
ejif-10550	144	6	dissemination	dissemination	NOUN
ejif-10550	144	7	of	of	ADP
ejif-10550	144	8	these	these	DET
ejif-10550	144	9	products	product	NOUN
ejif-10550	144	10	through	through	ADP
ejif-10550	144	11	the	the	DET
ejif-10550	144	12	marketing	marketing	NOUN
ejif-10550	144	13	of	of	ADP
ejif-10550	144	14	a	a	DET
ejif-10550	144	15	real	real	ADJ
ejif-10550	144	16	estate	estate	NOUN
ejif-10550	144	17	ijara	ijara	PROPN
ejif-10550	144	18	,	,	PUNCT
ejif-10550	144	19	a	a	DET
ejif-10550	144	20	contract	contract	NOUN
ejif-10550	144	21	that	that	PRON
ejif-10550	144	22	allows	allow	VERB
ejif-10550	144	23	the	the	DET
ejif-10550	144	24	customer	customer	NOUN
ejif-10550	144	25	access	access	NOUN
ejif-10550	144	26	to	to	ADP
ejif-10550	144	27	a	a	DET
ejif-10550	144	28	property	property	NOUN
ejif-10550	144	29	on	on	ADP
ejif-10550	144	30	a	a	DET
ejif-10550	144	31	rental	rental	ADJ
ejif-10550	144	32	basis	basis	NOUN
ejif-10550	144	33	with	with	ADP
ejif-10550	144	34	the	the	DET
ejif-10550	144	35	possibility	possibility	NOUN
ejif-10550	144	36	of	of	ADP
ejif-10550	144	37	redeeming	redeem	VERB
ejif-10550	144	38	it	it	PRON
ejif-10550	144	39	at	at	ADP
ejif-10550	144	40	the	the	DET
ejif-10550	144	41	end	end	NOUN
ejif-10550	144	42	of	of	ADP
ejif-10550	144	43	the	the	DET
ejif-10550	144	44	relationship	relationship	NOUN
ejif-10550	144	45	with	with	ADP
ejif-10550	144	46	a	a	DET
ejif-10550	144	47	duration	duration	NOUN
ejif-10550	144	48	of	of	ADP
ejif-10550	144	49	up	up	ADP
ejif-10550	144	50	to	to	PART
ejif-10550	144	51	20	20	NUM
ejif-10550	144	52	years	year	NOUN
ejif-10550	144	53	,	,	PUNCT
ejif-10550	144	54	available	available	ADJ
ejif-10550	144	55	to	to	ADP
ejif-10550	144	56	individuals	individual	NOUN
ejif-10550	144	57	and	and	CCONJ
ejif-10550	144	58	companies	company	NOUN
ejif-10550	144	59	.	.	PUNCT
ejif-10550	145	1	another	another	DET
ejif-10550	145	2	bank	bank	NOUN
ejif-10550	145	3	that	that	PRON
ejif-10550	145	4	marketed	market	VERB
ejif-10550	145	5	islamic	islamic	ADJ
ejif-10550	145	6	products	product	NOUN
ejif-10550	145	7	from	from	ADP
ejif-10550	145	8	the	the	DET
ejif-10550	145	9	first	first	ADJ
ejif-10550	145	10	hour	hour	NOUN
ejif-10550	145	11	was	be	AUX
ejif-10550	145	12	banque	banque	PROPN
ejif-10550	145	13	populaire	populaire	PROPN
ejif-10550	145	14	,	,	PUNCT
ejif-10550	145	15	which	which	PRON
ejif-10550	145	16	introduced	introduce	VERB
ejif-10550	145	17	its	its	PRON
ejif-10550	145	18	own	own	ADJ
ejif-10550	145	19	ijara	ijara	NOUN
ejif-10550	145	20	offer	offer	NOUN
ejif-10550	145	21	for	for	ADP
ejif-10550	145	22	cars	car	NOUN
ejif-10550	145	23	.	.	PUNCT
ejif-10550	146	1	with	with	ADP
ejif-10550	146	2	this	this	DET
ejif-10550	146	3	kind	kind	NOUN
ejif-10550	146	4	of	of	ADP
ejif-10550	146	5	contract	contract	NOUN
ejif-10550	146	6	,	,	PUNCT
ejif-10550	146	7	the	the	DET
ejif-10550	146	8	customer	customer	NOUN
ejif-10550	146	9	undertakes	undertake	VERB
ejif-10550	146	10	to	to	PART
ejif-10550	146	11	lease	lease	VERB
ejif-10550	146	12	the	the	DET
ejif-10550	146	13	asset	asset	NOUN
ejif-10550	146	14	and	and	CCONJ
ejif-10550	146	15	redeem	redeem	VERB
ejif-10550	146	16	ownership	ownership	NOUN
ejif-10550	146	17	through	through	ADP
ejif-10550	146	18	the	the	DET
ejif-10550	146	19	payment	payment	NOUN
ejif-10550	146	20	of	of	ADP
ejif-10550	146	21	rent	rent	NOUN
ejif-10550	146	22	,	,	PUNCT
ejif-10550	146	23	structured	structure	VERB
ejif-10550	146	24	in	in	ADP
ejif-10550	146	25	such	such	DET
ejif-10550	146	26	a	a	DET
ejif-10550	146	27	way	way	NOUN
ejif-10550	146	28	that	that	PRON
ejif-10550	146	29	ownership	ownership	NOUN
ejif-10550	146	30	can	can	AUX
ejif-10550	146	31	be	be	AUX
ejif-10550	146	32	transferred	transfer	VERB
ejif-10550	146	33	to	to	ADP
ejif-10550	146	34	the	the	DET
ejif-10550	146	35	customer	customer	NOUN
ejif-10550	146	36	at	at	ADP
ejif-10550	146	37	the	the	DET
ejif-10550	146	38	end	end	NOUN
ejif-10550	146	39	of	of	ADP
ejif-10550	146	40	the	the	DET
ejif-10550	146	41	contract	contract	NOUN
ejif-10550	146	42	.	.	PUNCT
ejif-10550	147	1	customers	customer	NOUN
ejif-10550	147	2	who	who	PRON
ejif-10550	147	3	pay	pay	VERB
ejif-10550	147	4	an	an	DET
ejif-10550	147	5	advance	advance	NOUN
ejif-10550	147	6	corresponding	correspond	VERB
ejif-10550	147	7	to	to	ADP
ejif-10550	147	8	35	35	NUM
ejif-10550	147	9	%	%	NOUN
ejif-10550	147	10	and	and	CCONJ
ejif-10550	147	11	50	50	NUM
ejif-10550	147	12	%	%	NOUN
ejif-10550	147	13	of	of	ADP
ejif-10550	147	14	the	the	DET
ejif-10550	147	15	price	price	NOUN
ejif-10550	147	16	of	of	ADP
ejif-10550	147	17	the	the	DET
ejif-10550	147	18	vehicle	vehicle	NOUN
ejif-10550	147	19	,	,	PUNCT
ejif-10550	147	20	as	as	ADP
ejif-10550	147	21	an	an	DET
ejif-10550	147	22	additional	additional	ADJ
ejif-10550	147	23	incentive	incentive	NOUN
ejif-10550	147	24	,	,	PUNCT
ejif-10550	147	25	are	be	AUX
ejif-10550	147	26	not	not	PART
ejif-10550	147	27	charged	charge	VERB
ejif-10550	147	28	any	any	DET
ejif-10550	147	29	extra	extra	ADJ
ejif-10550	147	30	fee	fee	NOUN
ejif-10550	147	31	for	for	ADP
ejif-10550	147	32	the	the	DET
ejif-10550	147	33	distribution	distribution	NOUN
ejif-10550	147	34	of	of	ADP
ejif-10550	147	35	the	the	DET
ejif-10550	147	36	remaining	remain	VERB
ejif-10550	147	37	value	value	NOUN
ejif-10550	147	38	within	within	ADP
ejif-10550	147	39	the	the	DET
ejif-10550	147	40	monthly	monthly	ADJ
ejif-10550	147	41	payment	payment	NOUN
ejif-10550	147	42	.	.	PUNCT
ejif-10550	148	1	bank	bank	PROPN
ejif-10550	148	2	al	al	PROPN
ejif-10550	148	3	-	-	PUNCT
ejif-10550	148	4	maghrib	maghrib	PROPN
ejif-10550	148	5	has	have	AUX
ejif-10550	148	6	pointed	point	VERB
ejif-10550	148	7	out	out	ADP
ejif-10550	148	8	every	every	DET
ejif-10550	148	9	year	year	NOUN
ejif-10550	148	10	since	since	SCONJ
ejif-10550	148	11	2014	2014	NUM
ejif-10550	148	12	in	in	ADP
ejif-10550	148	13	its	its	PRON
ejif-10550	148	14	statistical	statistical	ADJ
ejif-10550	148	15	report	report	NOUN
ejif-10550	148	16	(	(	PUNCT
ejif-10550	148	17	bulletin	bulletin	NOUN
ejif-10550	148	18	officiel	officiel	NOUN
ejif-10550	148	19	nº	nº	X
ejif-10550	148	20	7004	7004	NUM
ejif-10550	148	21	–	–	PUNCT
ejif-10550	148	22	4	4	NUM
ejif-10550	148	23	hija	hija	NOUN
ejif-10550	148	24	1442	1442	NUM
ejif-10550	148	25	of	of	ADP
ejif-10550	148	26	15	15	NUM
ejif-10550	148	27	-	-	SYM
ejif-10550	148	28	7	7	NUM
ejif-10550	148	29	-	-	PUNCT
ejif-10550	148	30	2021	2021	NUM
ejif-10550	148	31	and	and	CCONJ
ejif-10550	148	32	its	its	PRON
ejif-10550	148	33	website	website	NOUN
ejif-10550	148	34	)	)	PUNCT
ejif-10550	148	35	that	that	SCONJ
ejif-10550	148	36	only	only	ADV
ejif-10550	148	37	5	5	NUM
ejif-10550	148	38	of	of	ADP
ejif-10550	148	39	the	the	DET
ejif-10550	148	40	19	19	NUM
ejif-10550	148	41	authorized	authorize	VERB
ejif-10550	148	42	banks	bank	NOUN
ejif-10550	148	43	(	(	PUNCT
ejif-10550	148	44	today	today	NOUN
ejif-10550	148	45	,	,	PUNCT
ejif-10550	148	46	2023	2023	NUM
ejif-10550	148	47	,	,	PUNCT
ejif-10550	148	48	there	there	PRON
ejif-10550	148	49	are	be	VERB
ejif-10550	148	50	22	22	NUM
ejif-10550	148	51	of	of	ADP
ejif-10550	148	52	which	which	PRON
ejif-10550	148	53	19	19	NUM
ejif-10550	148	54	are	be	AUX
ejif-10550	148	55	retail	retail	ADJ
ejif-10550	148	56	banks	bank	NOUN
ejif-10550	148	57	with	with	ADP
ejif-10550	148	58	permanent	permanent	ADJ
ejif-10550	148	59	establishments	establishment	NOUN
ejif-10550	148	60	in	in	ADP
ejif-10550	148	61	morocco	morocco	PROPN
ejif-10550	148	62	)	)	PUNCT
ejif-10550	148	63	existing	exist	VERB
ejif-10550	148	64	in	in	ADP
ejif-10550	148	65	morocco	morocco	PROPN
ejif-10550	148	66	had	have	AUX
ejif-10550	148	67	acted	act	VERB
ejif-10550	148	68	,	,	PUNCT
ejif-10550	148	69	especially	especially	ADV
ejif-10550	148	70	concerning	concern	VERB
ejif-10550	148	71	murabaha	murabaha	NOUN
ejif-10550	148	72	and	and	CCONJ
ejif-10550	148	73	ijara	ijara	NOUN
ejif-10550	148	74	as	as	ADP
ejif-10550	148	75	in	in	ADP
ejif-10550	148	76	figure	figure	NOUN
ejif-10550	148	77	1	1	NUM
ejif-10550	148	78	.	.	PUNCT
ejif-10550	149	1	this	this	PRON
ejif-10550	149	2	not	not	PART
ejif-10550	149	3	particularly	particularly	ADV
ejif-10550	149	4	wide	wide	ADJ
ejif-10550	149	5	response	response	NOUN
ejif-10550	149	6	demonstrated	demonstrate	VERB
ejif-10550	149	7	the	the	DET
ejif-10550	149	8	low	low	ADJ
ejif-10550	149	9	interest	interest	NOUN
ejif-10550	149	10	of	of	ADP
ejif-10550	149	11	traditional	traditional	ADJ
ejif-10550	149	12	banking	banking	NOUN
ejif-10550	149	13	institutions	institution	NOUN
ejif-10550	149	14	in	in	ADP
ejif-10550	149	15	investing	invest	VERB
ejif-10550	149	16	in	in	ADP
ejif-10550	149	17	a	a	DET
ejif-10550	149	18	sector	sector	NOUN
ejif-10550	149	19	that	that	PRON
ejif-10550	149	20	was	be	AUX
ejif-10550	149	21	still	still	ADV
ejif-10550	149	22	considered	consider	VERB
ejif-10550	149	23	a	a	DET
ejif-10550	149	24	niche	niche	NOUN
ejif-10550	149	25	at	at	ADP
ejif-10550	149	26	the	the	DET
ejif-10550	149	27	time	time	NOUN
ejif-10550	149	28	and	and	CCONJ
ejif-10550	149	29	could	could	AUX
ejif-10550	149	30	only	only	ADV
ejif-10550	149	31	be	be	AUX
ejif-10550	149	32	achieved	achieve	VERB
ejif-10550	149	33	if	if	SCONJ
ejif-10550	149	34	accompanied	accompany	VERB
ejif-10550	149	35	by	by	ADP
ejif-10550	149	36	appropriate	appropriate	ADJ
ejif-10550	149	37	fiscal	fiscal	ADJ
ejif-10550	149	38	and	and	CCONJ
ejif-10550	149	39	legislative	legislative	ADJ
ejif-10550	149	40	corrective	corrective	ADJ
ejif-10550	149	41	measures	measure	NOUN
ejif-10550	149	42	given	give	VERB
ejif-10550	149	43	the	the	DET
ejif-10550	149	44	low	low	ADJ
ejif-10550	149	45	level	level	NOUN
ejif-10550	149	46	of	of	ADP
ejif-10550	149	47	competition	competition	NOUN
ejif-10550	149	48	,	,	PUNCT
ejif-10550	149	49	some	some	DET
ejif-10550	149	50	marketing	marketing	NOUN
ejif-10550	149	51	errors	error	NOUN
ejif-10550	149	52	and	and	CCONJ
ejif-10550	149	53	a	a	DET
ejif-10550	149	54	fiscal	fiscal	ADJ
ejif-10550	149	55	and	and	CCONJ
ejif-10550	149	56	institutional	institutional	ADJ
ejif-10550	149	57	framework	framework	NOUN
ejif-10550	149	58	that	that	PRON
ejif-10550	149	59	was	be	AUX
ejif-10550	149	60	not	not	PART
ejif-10550	149	61	yet	yet	ADV
ejif-10550	149	62	ready	ready	ADJ
ejif-10550	149	63	.	.	PUNCT
ejif-10550	150	1	58	58	NUM
ejif-10550	150	2	european	european	ADJ
ejif-10550	150	3	journal	journal	PROPN
ejif-10550	150	4	of	of	ADP
ejif-10550	150	5	islamic	islamic	PROPN
ejif-10550	150	6	finance	finance	PROPN
ejif-10550	150	7	issn	issn	PROPN
ejif-10550	150	8	:	:	PUNCT
ejif-10550	150	9	2421	2421	NUM
ejif-10550	150	10	-	-	SYM
ejif-10550	150	11	2172	2172	NUM
ejif-10550	150	12	doi	doi	NOUN
ejif-10550	150	13	:	:	PUNCT
ejif-10550	150	14	10.13135/2421	10.13135/2421	NUM
ejif-10550	150	15	-	-	SYM
ejif-10550	150	16	2172/10550	2172/10550	NUM
ejif-10550	150	17	published	publish	VERB
ejif-10550	150	18	by	by	ADP
ejif-10550	150	19	university	university	PROPN
ejif-10550	150	20	of	of	ADP
ejif-10550	150	21	turin	turin	PROPN
ejif-10550	151	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	151	2	ejif	ejif	PROPN
ejif-10550	151	3	content	content	NOUN
ejif-10550	151	4	is	be	AUX
ejif-10550	151	5	licensed	license	VERB
ejif-10550	151	6	under	under	ADP
ejif-10550	151	7	a	a	DET
ejif-10550	151	8	creative	creative	ADJ
ejif-10550	151	9	commons	common	NOUN
ejif-10550	151	10	attribution	attribution	NOUN
ejif-10550	151	11	4.0	4.0	NUM
ejif-10550	151	12	international	international	ADJ
ejif-10550	151	13	license	license	NOUN
ejif-10550	151	14	figure	figure	NOUN
ejif-10550	151	15	1	1	NUM
ejif-10550	151	16	shows	show	VERB
ejif-10550	151	17	the	the	DET
ejif-10550	151	18	percentage	percentage	NOUN
ejif-10550	151	19	of	of	ADP
ejif-10550	151	20	islamic	islamic	ADJ
ejif-10550	151	21	banks	bank	NOUN
ejif-10550	151	22	in	in	ADP
ejif-10550	151	23	morocco	morocco	PROPN
ejif-10550	151	24	(	(	PUNCT
ejif-10550	151	25	in	in	ADP
ejif-10550	151	26	green	green	NOUN
ejif-10550	151	27	)	)	PUNCT
ejif-10550	151	28	.	.	PUNCT
ejif-10550	152	1	source	source	NOUN
ejif-10550	152	2	:	:	PUNCT
ejif-10550	152	3	central	central	ADJ
ejif-10550	152	4	bank	bank	PROPN
ejif-10550	152	5	of	of	ADP
ejif-10550	152	6	morocco	morocco	PROPN
ejif-10550	152	7	annual	annual	ADJ
ejif-10550	152	8	statistical	statistical	ADJ
ejif-10550	152	9	report	report	NOUN
ejif-10550	152	10	.	.	PUNCT
ejif-10550	153	1	despite	despite	SCONJ
ejif-10550	153	2	surveys	survey	NOUN
ejif-10550	153	3	such	such	ADJ
ejif-10550	153	4	as	as	ADP
ejif-10550	153	5	the	the	DET
ejif-10550	153	6	one	one	NOUN
ejif-10550	153	7	carried	carry	VERB
ejif-10550	153	8	out	out	ADP
ejif-10550	153	9	in	in	ADP
ejif-10550	153	10	2012	2012	NUM
ejif-10550	153	11	by	by	ADP
ejif-10550	153	12	islamic	islamic	ADJ
ejif-10550	153	13	finance	finance	PROPN
ejif-10550	153	14	advisory	advisory	PROPN
ejif-10550	153	15	and	and	CCONJ
ejif-10550	153	16	assurance	assurance	NOUN
ejif-10550	153	17	services	service	NOUN
ejif-10550	153	18	(	(	PUNCT
ejif-10550	153	19	i.f.a.s	i.f.a.s	PROPN
ejif-10550	153	20	.	.	PUNCT
ejif-10550	153	21	)	)	PUNCT
ejif-10550	153	22	and	and	CCONJ
ejif-10550	153	23	reported	report	VERB
ejif-10550	153	24	by	by	ADP
ejif-10550	153	25	(	(	PUNCT
ejif-10550	153	26	nigrou	nigrou	ADJ
ejif-10550	153	27	,	,	PUNCT
ejif-10550	153	28	2012	2012	NUM
ejif-10550	153	29	)	)	PUNCT
ejif-10550	153	30	,	,	PUNCT
ejif-10550	153	31	which	which	PRON
ejif-10550	153	32	found	find	VERB
ejif-10550	153	33	that	that	SCONJ
ejif-10550	153	34	97	97	NUM
ejif-10550	153	35	%	%	NOUN
ejif-10550	153	36	of	of	ADP
ejif-10550	153	37	moroccans	moroccans	PROPN
ejif-10550	153	38	are	be	AUX
ejif-10550	153	39	interested	interested	ADJ
ejif-10550	153	40	in	in	ADP
ejif-10550	153	41	the	the	DET
ejif-10550	153	42	islamic	islamic	ADJ
ejif-10550	153	43	finance	finance	NOUN
ejif-10550	153	44	sector	sector	NOUN
ejif-10550	153	45	(	(	PUNCT
ejif-10550	153	46	chihab	chihab	PROPN
ejif-10550	153	47	et	et	PROPN
ejif-10550	153	48	al	al	PROPN
ejif-10550	153	49	.	.	PROPN
ejif-10550	153	50	,	,	PUNCT
ejif-10550	153	51	2019	2019	NUM
ejif-10550	153	52	)	)	PUNCT
ejif-10550	153	53	,	,	PUNCT
ejif-10550	153	54	9	9	NUM
ejif-10550	153	55	%	%	NOUN
ejif-10550	153	56	of	of	ADP
ejif-10550	153	57	the	the	DET
ejif-10550	153	58	sample	sample	NOUN
ejif-10550	153	59	had	have	VERB
ejif-10550	153	60	no	no	DET
ejif-10550	153	61	bank	bank	NOUN
ejif-10550	153	62	account	account	NOUN
ejif-10550	153	63	of	of	ADP
ejif-10550	153	64	their	their	PRON
ejif-10550	153	65	own	own	ADJ
ejif-10550	153	66	for	for	ADP
ejif-10550	153	67	religious	religious	ADJ
ejif-10550	153	68	reasons	reason	NOUN
ejif-10550	153	69	and	and	CCONJ
ejif-10550	153	70	31	31	NUM
ejif-10550	153	71	%	%	NOUN
ejif-10550	153	72	would	would	AUX
ejif-10550	153	73	be	be	AUX
ejif-10550	153	74	willing	willing	ADJ
ejif-10550	153	75	to	to	PART
ejif-10550	153	76	move	move	VERB
ejif-10550	153	77	from	from	ADP
ejif-10550	153	78	a	a	DET
ejif-10550	153	79	conventional	conventional	ADJ
ejif-10550	153	80	bank	bank	NOUN
ejif-10550	153	81	to	to	ADP
ejif-10550	153	82	a	a	DET
ejif-10550	153	83	religiously	religiously	ADV
ejif-10550	153	84	oriented	orient	VERB
ejif-10550	153	85	one	one	NUM
ejif-10550	153	86	.	.	PUNCT
ejif-10550	154	1	a	a	DET
ejif-10550	154	2	subsequent	subsequent	ADJ
ejif-10550	154	3	questionnaire	questionnaire	NOUN
ejif-10550	154	4	(	(	PUNCT
ejif-10550	154	5	chroqui	chroqui	PROPN
ejif-10550	154	6	,	,	PUNCT
ejif-10550	154	7	2018	2018	NUM
ejif-10550	154	8	)	)	PUNCT
ejif-10550	154	9	submitted	submit	VERB
ejif-10550	154	10	in	in	ADP
ejif-10550	154	11	2014	2014	NUM
ejif-10550	154	12	to	to	ADP
ejif-10550	154	13	a	a	DET
ejif-10550	154	14	sample	sample	NOUN
ejif-10550	154	15	of	of	ADP
ejif-10550	154	16	583	583	NUM
ejif-10550	154	17	individuals	individual	NOUN
ejif-10550	154	18	of	of	ADP
ejif-10550	154	19	different	different	ADJ
ejif-10550	154	20	ages	age	NOUN
ejif-10550	154	21	and	and	CCONJ
ejif-10550	154	22	social	social	ADJ
ejif-10550	154	23	backgrounds	background	NOUN
ejif-10550	154	24	found	find	VERB
ejif-10550	154	25	that	that	SCONJ
ejif-10550	154	26	80	80	NUM
ejif-10550	154	27	%	%	NOUN
ejif-10550	154	28	of	of	ADP
ejif-10550	154	29	the	the	DET
ejif-10550	154	30	population	population	NOUN
ejif-10550	154	31	involved	involve	VERB
ejif-10550	154	32	would	would	AUX
ejif-10550	154	33	be	be	AUX
ejif-10550	154	34	interested	interested	ADJ
ejif-10550	154	35	in	in	ADP
ejif-10550	154	36	religiously	religiously	ADV
ejif-10550	154	37	oriented	orient	VERB
ejif-10550	154	38	transactions	transaction	NOUN
ejif-10550	154	39	.	.	PUNCT
ejif-10550	155	1	around	around	ADV
ejif-10550	155	2	60	60	NUM
ejif-10550	155	3	%	%	NOUN
ejif-10550	155	4	of	of	ADP
ejif-10550	155	5	the	the	DET
ejif-10550	155	6	sample	sample	NOUN
ejif-10550	155	7	also	also	ADV
ejif-10550	155	8	rejects	reject	VERB
ejif-10550	155	9	banking	banking	NOUN
ejif-10550	155	10	interest	interest	NOUN
ejif-10550	155	11	for	for	ADP
ejif-10550	155	12	religious	religious	ADJ
ejif-10550	155	13	reasons	reason	NOUN
ejif-10550	155	14	.	.	PUNCT
ejif-10550	156	1	in	in	ADP
ejif-10550	156	2	2012	2012	NUM
ejif-10550	156	3	,	,	PUNCT
ejif-10550	156	4	the	the	DET
ejif-10550	156	5	government	government	NOUN
ejif-10550	156	6	of	of	ADP
ejif-10550	156	7	morocco	morocco	PROPN
ejif-10550	156	8	took	take	VERB
ejif-10550	156	9	another	another	DET
ejif-10550	156	10	step	step	NOUN
ejif-10550	156	11	towards	towards	ADP
ejif-10550	156	12	integrating	integrate	VERB
ejif-10550	156	13	islamic	islamic	ADJ
ejif-10550	156	14	finance	finance	NOUN
ejif-10550	156	15	into	into	ADP
ejif-10550	156	16	the	the	DET
ejif-10550	156	17	moroccan	moroccan	ADJ
ejif-10550	156	18	institutional	institutional	ADJ
ejif-10550	156	19	fabric	fabric	NOUN
ejif-10550	156	20	and	and	CCONJ
ejif-10550	156	21	towards	towards	ADP
ejif-10550	156	22	the	the	DET
ejif-10550	156	23	ethical	ethical	ADJ
ejif-10550	156	24	control	control	NOUN
ejif-10550	156	25	of	of	ADP
ejif-10550	156	26	economic	economic	ADJ
ejif-10550	156	27	exchanges	exchange	NOUN
ejif-10550	156	28	,	,	PUNCT
ejif-10550	156	29	issuing	issue	VERB
ejif-10550	156	30	a	a	DET
ejif-10550	156	31	legislative	legislative	ADJ
ejif-10550	156	32	act	act	NOUN
ejif-10550	156	33	to	to	PART
ejif-10550	156	34	regulate	regulate	VERB
ejif-10550	156	35	sharia	sharia	NOUN
ejif-10550	156	36	-	-	PUNCT
ejif-10550	156	37	compliant	compliant	ADJ
ejif-10550	156	38	products	product	NOUN
ejif-10550	156	39	by	by	ADP
ejif-10550	156	40	creating	create	VERB
ejif-10550	156	41	a	a	DET
ejif-10550	156	42	central	central	ADJ
ejif-10550	156	43	sharia	sharia	PROPN
ejif-10550	156	44	board	board	NOUN
ejif-10550	156	45	that	that	PRON
ejif-10550	156	46	can	can	AUX
ejif-10550	156	47	operate	operate	VERB
ejif-10550	156	48	nationwide	nationwide	ADV
ejif-10550	156	49	.	.	PUNCT
ejif-10550	157	1	the	the	DET
ejif-10550	157	2	initiative	initiative	NOUN
ejif-10550	157	3	of	of	ADP
ejif-10550	157	4	new	new	ADJ
ejif-10550	157	5	legislation	legislation	NOUN
ejif-10550	157	6	and	and	CCONJ
ejif-10550	157	7	the	the	DET
ejif-10550	157	8	creation	creation	NOUN
ejif-10550	157	9	of	of	ADP
ejif-10550	157	10	a	a	DET
ejif-10550	157	11	sharia	sharia	PROPN
ejif-10550	157	12	board	board	NOUN
ejif-10550	157	13	are	be	AUX
ejif-10550	157	14	needed	need	VERB
ejif-10550	157	15	for	for	ADP
ejif-10550	157	16	compliance	compliance	NOUN
ejif-10550	157	17	with	with	ADP
ejif-10550	157	18	the	the	DET
ejif-10550	157	19	dictates	dictate	NOUN
ejif-10550	157	20	of	of	ADP
ejif-10550	157	21	sharia	sharia	PROPN
ejif-10550	157	22	.	.	PUNCT
ejif-10550	158	1	they	they	PRON
ejif-10550	158	2	can	can	AUX
ejif-10550	158	3	attract	attract	VERB
ejif-10550	158	4	foreign	foreign	ADJ
ejif-10550	158	5	investors	investor	NOUN
ejif-10550	158	6	into	into	ADP
ejif-10550	158	7	the	the	DET
ejif-10550	158	8	moroccan	moroccan	ADJ
ejif-10550	158	9	banking	banking	NOUN
ejif-10550	158	10	market	market	NOUN
ejif-10550	158	11	.	.	PUNCT
ejif-10550	159	1	the	the	DET
ejif-10550	159	2	renovated	renovate	VERB
ejif-10550	159	3	institutional	institutional	ADJ
ejif-10550	159	4	approach	approach	NOUN
ejif-10550	159	5	from	from	ADP
ejif-10550	159	6	morocco	morocco	PROPN
ejif-10550	159	7	allows	allow	VERB
ejif-10550	159	8	foreign	foreign	ADJ
ejif-10550	159	9	islamic	islamic	ADJ
ejif-10550	159	10	banks	bank	NOUN
ejif-10550	159	11	to	to	PART
ejif-10550	159	12	operate	operate	VERB
ejif-10550	159	13	in	in	ADP
ejif-10550	159	14	morocco	morocco	PROPN
ejif-10550	159	15	with	with	ADP
ejif-10550	159	16	a	a	DET
ejif-10550	159	17	clear	clear	ADJ
ejif-10550	159	18	regulatory	regulatory	ADJ
ejif-10550	159	19	framework	framework	NOUN
ejif-10550	159	20	and	and	CCONJ
ejif-10550	159	21	a	a	DET
ejif-10550	159	22	figure	figure	NOUN
ejif-10550	159	23	of	of	ADP
ejif-10550	159	24	reference	reference	NOUN
ejif-10550	159	25	,	,	PUNCT
ejif-10550	159	26	the	the	DET
ejif-10550	159	27	sharia	sharia	PROPN
ejif-10550	159	28	board	board	PROPN
ejif-10550	159	29	,	,	PUNCT
ejif-10550	159	30	who	who	PRON
ejif-10550	159	31	can	can	AUX
ejif-10550	159	32	guarantee	guarantee	VERB
ejif-10550	159	33	compliance	compliance	NOUN
ejif-10550	159	34	with	with	ADP
ejif-10550	159	35	the	the	DET
ejif-10550	159	36	service	service	NOUN
ejif-10550	159	37	offered	offer	VERB
ejif-10550	159	38	to	to	ADP
ejif-10550	159	39	consumers	consumer	NOUN
ejif-10550	159	40	that	that	PRON
ejif-10550	159	41	approach	approach	VERB
ejif-10550	159	42	islamically	islamically	ADV
ejif-10550	159	43	correct	correct	ADJ
ejif-10550	159	44	offerings	offering	NOUN
ejif-10550	159	45	.	.	PUNCT
ejif-10550	160	1	in	in	ADP
ejif-10550	160	2	2012	2012	NUM
ejif-10550	160	3	,	,	PUNCT
ejif-10550	160	4	as	as	SCONJ
ejif-10550	160	5	gallup	gallup	NOUN
ejif-10550	160	6	(	(	PUNCT
ejif-10550	160	7	2014	2014	NUM
ejif-10550	160	8	)	)	PUNCT
ejif-10550	160	9	reported	report	VERB
ejif-10550	160	10	,	,	PUNCT
ejif-10550	160	11	islamic	islamic	ADJ
ejif-10550	160	12	banking	banking	NOUN
ejif-10550	160	13	was	be	AUX
ejif-10550	160	14	a	a	DET
ejif-10550	160	15	niche	niche	NOUN
ejif-10550	160	16	market	market	NOUN
ejif-10550	160	17	in	in	ADP
ejif-10550	160	18	north	north	PROPN
ejif-10550	160	19	africa	africa	PROPN
ejif-10550	160	20	.	.	PUNCT
ejif-10550	161	1	the	the	DET
ejif-10550	161	2	report	report	NOUN
ejif-10550	161	3	measured	measure	VERB
ejif-10550	161	4	the	the	DET
ejif-10550	161	5	preference	preference	NOUN
ejif-10550	161	6	rate	rate	NOUN
ejif-10550	161	7	for	for	ADP
ejif-10550	161	8	islamic	islamic	ADJ
ejif-10550	161	9	banking	banking	NOUN
ejif-10550	161	10	services	service	NOUN
ejif-10550	161	11	through	through	ADP
ejif-10550	161	12	additional	additional	ADJ
ejif-10550	161	13	questionnaires	questionnaire	NOUN
ejif-10550	161	14	on	on	ADP
ejif-10550	161	15	the	the	DET
ejif-10550	161	16	awareness	awareness	NOUN
ejif-10550	161	17	,	,	PUNCT
ejif-10550	161	18	use	use	NOUN
ejif-10550	161	19	and	and	CCONJ
ejif-10550	161	20	preference	preference	NOUN
ejif-10550	161	21	for	for	ADP
ejif-10550	161	22	these	these	DET
ejif-10550	161	23	financial	financial	ADJ
ejif-10550	161	24	products	product	NOUN
ejif-10550	161	25	in	in	ADP
ejif-10550	161	26	five	five	NUM
ejif-10550	161	27	countries	country	NOUN
ejif-10550	161	28	in	in	ADP
ejif-10550	161	29	the	the	DET
ejif-10550	161	30	mena	mena	PROPN
ejif-10550	161	31	region	region	PROPN
ejif-10550	161	32	(	(	PUNCT
ejif-10550	161	33	morocco	morocco	PROPN
ejif-10550	161	34	,	,	PUNCT
ejif-10550	161	35	algeria	algeria	PROPN
ejif-10550	161	36	,	,	PUNCT
ejif-10550	161	37	tunisia	tunisia	PROPN
ejif-10550	161	38	,	,	PUNCT
ejif-10550	161	39	egypt	egypt	PROPN
ejif-10550	161	40	and	and	CCONJ
ejif-10550	161	41	yemen	yemen	PROPN
ejif-10550	161	42	)	)	PUNCT
ejif-10550	161	43	.	.	PUNCT
ejif-10550	162	1	the	the	DET
ejif-10550	162	2	survey	survey	NOUN
ejif-10550	162	3	results	result	NOUN
ejif-10550	162	4	were	be	AUX
ejif-10550	162	5	based	base	VERB
ejif-10550	162	6	on	on	ADP
ejif-10550	162	7	face	face	NOUN
ejif-10550	162	8	-	-	PUNCT
ejif-10550	162	9	to	to	ADP
ejif-10550	162	10	-	-	PUNCT
ejif-10550	162	11	face	face	NOUN
ejif-10550	162	12	interviews	interview	NOUN
ejif-10550	162	13	with	with	ADP
ejif-10550	162	14	1,000	1,000	NUM
ejif-10550	162	15	adults	adult	NOUN
ejif-10550	162	16	aged	age	VERB
ejif-10550	162	17	15	15	NUM
ejif-10550	162	18	and	and	CCONJ
ejif-10550	162	19	older	old	ADJ
ejif-10550	162	20	conducted	conduct	VERB
ejif-10550	162	21	in	in	ADP
ejif-10550	162	22	2012	2012	NUM
ejif-10550	162	23	.	.	PUNCT
ejif-10550	163	1	adults	adult	NOUN
ejif-10550	163	2	in	in	ADP
ejif-10550	163	3	the	the	DET
ejif-10550	163	4	sample	sample	NOUN
ejif-10550	163	5	declared	declare	VERB
ejif-10550	163	6	54	54	NUM
ejif-10550	163	7	%	%	NOUN
ejif-10550	163	8	of	of	ADP
ejif-10550	163	9	their	their	PRON
ejif-10550	163	10	preference	preference	NOUN
ejif-10550	163	11	for	for	ADP
ejif-10550	163	12	“	"	PUNCT
ejif-10550	163	13	sharia	sharia	PROPN
ejif-10550	163	14	-	-	PUNCT
ejif-10550	163	15	compliant	compliant	NOUN
ejif-10550	163	16	”	"	PUNCT
ejif-10550	163	17	banking	banking	NOUN
ejif-10550	163	18	in	in	ADP
ejif-10550	163	19	morocco	morocco	PROPN
ejif-10550	163	20	(	(	PUNCT
ejif-10550	163	21	boulila	boulila	NOUN
ejif-10550	163	22	and	and	CCONJ
ejif-10550	163	23	ben	ben	PROPN
ejif-10550	163	24	slama	slama	PROPN
ejif-10550	163	25	zouar	zouar	NOUN
ejif-10550	163	26	,	,	PUNCT
ejif-10550	163	27	2014	2014	NUM
ejif-10550	163	28	)	)	PUNCT
ejif-10550	163	29	.	.	PUNCT
ejif-10550	164	1	59	59	NUM
ejif-10550	164	2	european	european	ADJ
ejif-10550	164	3	journal	journal	PROPN
ejif-10550	164	4	of	of	ADP
ejif-10550	164	5	islamic	islamic	PROPN
ejif-10550	164	6	finance	finance	PROPN
ejif-10550	164	7	issn	issn	PROPN
ejif-10550	164	8	:	:	PUNCT
ejif-10550	164	9	2421	2421	NUM
ejif-10550	164	10	-	-	SYM
ejif-10550	164	11	2172	2172	NUM
ejif-10550	164	12	doi	doi	NOUN
ejif-10550	164	13	:	:	PUNCT
ejif-10550	164	14	10.13135/2421	10.13135/2421	NUM
ejif-10550	164	15	-	-	SYM
ejif-10550	164	16	2172/10550	2172/10550	NUM
ejif-10550	164	17	published	publish	VERB
ejif-10550	164	18	by	by	ADP
ejif-10550	164	19	university	university	PROPN
ejif-10550	164	20	of	of	ADP
ejif-10550	164	21	turin	turin	PROPN
ejif-10550	165	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	165	2	ejif	ejif	PROPN
ejif-10550	165	3	content	content	NOUN
ejif-10550	165	4	is	be	AUX
ejif-10550	165	5	licensed	license	VERB
ejif-10550	165	6	under	under	ADP
ejif-10550	165	7	a	a	DET
ejif-10550	165	8	creative	creative	ADJ
ejif-10550	165	9	commons	common	NOUN
ejif-10550	165	10	attribution	attribution	NOUN
ejif-10550	165	11	4.0	4.0	NUM
ejif-10550	165	12	international	international	ADJ
ejif-10550	165	13	license	license	NOUN
ejif-10550	165	14	in	in	ADP
ejif-10550	165	15	2015	2015	NUM
ejif-10550	165	16	,	,	PUNCT
ejif-10550	165	17	further	further	ADJ
ejif-10550	165	18	impetus	impetus	NOUN
ejif-10550	165	19	to	to	ADP
ejif-10550	165	20	the	the	DET
ejif-10550	165	21	development	development	NOUN
ejif-10550	165	22	of	of	ADP
ejif-10550	165	23	participatory	participatory	ADJ
ejif-10550	165	24	institutions	institution	NOUN
ejif-10550	165	25	came	come	VERB
ejif-10550	165	26	with	with	ADP
ejif-10550	165	27	a	a	DET
ejif-10550	165	28	new	new	ADJ
ejif-10550	165	29	banking	banking	NOUN
ejif-10550	165	30	law	law	NOUN
ejif-10550	165	31	that	that	PRON
ejif-10550	165	32	granted	grant	VERB
ejif-10550	165	33	islamic	islamic	ADJ
ejif-10550	165	34	banks	bank	NOUN
ejif-10550	165	35	de	de	X
ejif-10550	165	36	facto	facto	X
ejif-10550	165	37	parity	parity	NOUN
ejif-10550	165	38	between	between	ADP
ejif-10550	165	39	ordinary	ordinary	ADJ
ejif-10550	165	40	credit	credit	NOUN
ejif-10550	165	41	institutions	institution	NOUN
ejif-10550	165	42	and	and	CCONJ
ejif-10550	165	43	participatory	participatory	ADJ
ejif-10550	165	44	finance	finance	NOUN
ejif-10550	165	45	institutions	institution	NOUN
ejif-10550	165	46	and	and	CCONJ
ejif-10550	165	47	customers	customer	NOUN
ejif-10550	165	48	to	to	PART
ejif-10550	165	49	open	open	VERB
ejif-10550	165	50	deposit	deposit	NOUN
ejif-10550	165	51	and	and	CCONJ
ejif-10550	165	52	investment	investment	NOUN
ejif-10550	165	53	accounts	account	NOUN
ejif-10550	165	54	in	in	ADP
ejif-10550	165	55	islamic	islamic	ADJ
ejif-10550	165	56	banks	bank	NOUN
ejif-10550	165	57	,	,	PUNCT
ejif-10550	165	58	introducing	introduce	VERB
ejif-10550	165	59	additional	additional	ADJ
ejif-10550	165	60	types	type	NOUN
ejif-10550	165	61	of	of	ADP
ejif-10550	165	62	islamic	islamic	ADJ
ejif-10550	165	63	contracts	contract	NOUN
ejif-10550	165	64	such	such	ADJ
ejif-10550	165	65	as	as	ADP
ejif-10550	165	66	salam	salam	PROPN
ejif-10550	165	67	and	and	CCONJ
ejif-10550	165	68	mudaraba	mudaraba	PROPN
ejif-10550	165	69	.	.	PUNCT
ejif-10550	166	1	article	article	NOUN
ejif-10550	166	2	62	62	NUM
ejif-10550	166	3	identifies	identify	VERB
ejif-10550	166	4	the	the	DET
ejif-10550	166	5	superior	superior	ADJ
ejif-10550	166	6	council	council	NOUN
ejif-10550	166	7	of	of	ADP
ejif-10550	166	8	ulamas	ulamas	PROPN
ejif-10550	166	9	,	,	PUNCT
ejif-10550	166	10	to	to	PART
ejif-10550	166	11	which	which	PRON
ejif-10550	166	12	we	we	PRON
ejif-10550	166	13	will	will	AUX
ejif-10550	166	14	return	return	VERB
ejif-10550	166	15	in	in	ADP
ejif-10550	166	16	the	the	DET
ejif-10550	166	17	next	next	ADJ
ejif-10550	166	18	section	section	NOUN
ejif-10550	166	19	,	,	PUNCT
ejif-10550	166	20	as	as	SCONJ
ejif-10550	166	21	the	the	DET
ejif-10550	166	22	body	body	NOUN
ejif-10550	166	23	in	in	ADP
ejif-10550	166	24	charge	charge	NOUN
ejif-10550	166	25	of	of	ADP
ejif-10550	166	26	financial	financial	ADJ
ejif-10550	166	27	supervision	supervision	NOUN
ejif-10550	166	28	and	and	CCONJ
ejif-10550	166	29	ethical	ethical	ADJ
ejif-10550	166	30	control	control	NOUN
ejif-10550	166	31	of	of	ADP
ejif-10550	166	32	the	the	DET
ejif-10550	166	33	entire	entire	ADJ
ejif-10550	166	34	sector	sector	NOUN
ejif-10550	166	35	,	,	PUNCT
ejif-10550	166	36	the	the	DET
ejif-10550	166	37	conformity	conformity	NOUN
ejif-10550	166	38	procedure	procedure	NOUN
ejif-10550	166	39	for	for	ADP
ejif-10550	166	40	financial	financial	ADJ
ejif-10550	166	41	products	product	NOUN
ejif-10550	166	42	.	.	PUNCT
ejif-10550	167	1	with	with	ADP
ejif-10550	167	2	the	the	DET
ejif-10550	167	3	adoption	adoption	NOUN
ejif-10550	167	4	of	of	ADP
ejif-10550	167	5	law	law	NOUN
ejif-10550	167	6	103.12	103.12	NUM
ejif-10550	167	7	(	(	PUNCT
ejif-10550	167	8	law	law	NOUN
ejif-10550	167	9	103.12	103.12	NUM
ejif-10550	167	10	,	,	PUNCT
ejif-10550	167	11	2014	2014	NUM
ejif-10550	167	12	)	)	PUNCT
ejif-10550	167	13	on	on	ADP
ejif-10550	167	14	participative	participative	ADJ
ejif-10550	167	15	banks	bank	NOUN
ejif-10550	167	16	,	,	PUNCT
ejif-10550	167	17	morocco	morocco	PROPN
ejif-10550	167	18	’s	’s	PART
ejif-10550	167	19	desire	desire	NOUN
ejif-10550	167	20	to	to	PART
ejif-10550	167	21	proceed	proceed	VERB
ejif-10550	167	22	in	in	ADP
ejif-10550	167	23	an	an	DET
ejif-10550	167	24	assimilationist	assimilationist	ADJ
ejif-10550	167	25	direction	direction	NOUN
ejif-10550	167	26	about	about	ADP
ejif-10550	167	27	participative	participative	ADJ
ejif-10550	167	28	institutions	institution	NOUN
ejif-10550	167	29	is	be	AUX
ejif-10550	167	30	evident	evident	ADJ
ejif-10550	167	31	.	.	PUNCT
ejif-10550	168	1	this	this	DET
ejif-10550	168	2	intention	intention	NOUN
ejif-10550	168	3	is	be	AUX
ejif-10550	168	4	highlighted	highlight	VERB
ejif-10550	168	5	even	even	ADV
ejif-10550	168	6	more	more	ADV
ejif-10550	168	7	by	by	ADP
ejif-10550	168	8	the	the	DET
ejif-10550	168	9	subsequent	subsequent	ADJ
ejif-10550	168	10	enactment	enactment	NOUN
ejif-10550	168	11	of	of	ADP
ejif-10550	168	12	law	law	NOUN
ejif-10550	168	13	103.12	103.12	NUM
ejif-10550	168	14	on	on	ADP
ejif-10550	168	15	participative	participative	ADJ
ejif-10550	168	16	banks	bank	NOUN
ejif-10550	168	17	,	,	PUNCT
ejif-10550	168	18	which	which	PRON
ejif-10550	168	19	is	be	AUX
ejif-10550	168	20	even	even	ADV
ejif-10550	168	21	more	more	ADV
ejif-10550	168	22	so	so	ADV
ejif-10550	168	23	by	by	ADP
ejif-10550	168	24	the	the	DET
ejif-10550	168	25	subsequent	subsequent	ADJ
ejif-10550	168	26	issuance	issuance	NOUN
ejif-10550	168	27	by	by	ADP
ejif-10550	168	28	the	the	DET
ejif-10550	168	29	governor	governor	NOUN
ejif-10550	168	30	of	of	ADP
ejif-10550	168	31	bank	bank	PROPN
ejif-10550	168	32	al	al	PROPN
ejif-10550	168	33	-	-	PUNCT
ejif-10550	168	34	maghrib	maghrib	PROPN
ejif-10550	168	35	of	of	ADP
ejif-10550	168	36	a	a	DET
ejif-10550	168	37	circular	circular	NOUN
ejif-10550	168	38	on	on	ADP
ejif-10550	168	39	the	the	DET
ejif-10550	168	40	operation	operation	NOUN
ejif-10550	168	41	of	of	ADP
ejif-10550	168	42	participatory	participatory	ADJ
ejif-10550	168	43	products	product	NOUN
ejif-10550	168	44	once	once	SCONJ
ejif-10550	168	45	sharia	sharia	PROPN
ejif-10550	168	46	compliance	compliance	NOUN
ejif-10550	168	47	has	have	AUX
ejif-10550	168	48	been	be	AUX
ejif-10550	168	49	received	receive	VERB
ejif-10550	168	50	from	from	ADP
ejif-10550	168	51	the	the	DET
ejif-10550	168	52	superior	superior	ADJ
ejif-10550	168	53	council	council	NOUN
ejif-10550	168	54	of	of	ADP
ejif-10550	168	55	ulamas	ulamas	PROPN
ejif-10550	168	56	.	.	PUNCT
ejif-10550	169	1	in	in	ADP
ejif-10550	169	2	2017	2017	NUM
ejif-10550	169	3	,	,	PUNCT
ejif-10550	169	4	testifying	testify	VERB
ejif-10550	169	5	to	to	ADP
ejif-10550	169	6	the	the	DET
ejif-10550	169	7	new	new	ADJ
ejif-10550	169	8	course	course	NOUN
ejif-10550	169	9	of	of	ADP
ejif-10550	169	10	islamic	islamic	ADJ
ejif-10550	169	11	finance	finance	NOUN
ejif-10550	169	12	in	in	ADP
ejif-10550	169	13	morocco	morocco	PROPN
ejif-10550	169	14	,	,	PUNCT
ejif-10550	169	15	authorization	authorization	NOUN
ejif-10550	169	16	was	be	AUX
ejif-10550	169	17	granted	grant	VERB
ejif-10550	169	18	for	for	ADP
ejif-10550	169	19	the	the	DET
ejif-10550	169	20	opening	opening	NOUN
ejif-10550	169	21	of	of	ADP
ejif-10550	169	22	as	as	ADV
ejif-10550	169	23	many	many	ADJ
ejif-10550	169	24	as	as	ADP
ejif-10550	169	25	five	five	NUM
ejif-10550	169	26	participatory	participatory	ADJ
ejif-10550	169	27	banks	bank	NOUN
ejif-10550	169	28	:	:	PUNCT
ejif-10550	169	29	bank	bank	NOUN
ejif-10550	169	30	assafaa	assafaa	NOUN
ejif-10550	169	31	(	(	PUNCT
ejif-10550	169	32	born	bear	VERB
ejif-10550	169	33	from	from	ADP
ejif-10550	169	34	attijariwafa	attijariwafa	PROPN
ejif-10550	169	35	bank	bank	PROPN
ejif-10550	169	36	)	)	PUNCT
ejif-10550	169	37	;	;	PUNCT
ejif-10550	169	38	bank	bank	PROPN
ejif-10550	169	39	al	al	PROPN
ejif-10550	169	40	yousr	yousr	PROPN
ejif-10550	169	41	(	(	PUNCT
ejif-10550	169	42	banque	banque	PROPN
ejif-10550	169	43	populaire	populaire	PROPN
ejif-10550	169	44	)	)	PUNCT
ejif-10550	169	45	;	;	PUNCT
ejif-10550	169	46	umnia	umnia	PROPN
ejif-10550	169	47	bank	bank	PROPN
ejif-10550	169	48	(	(	PUNCT
ejif-10550	169	49	branch	branch	NOUN
ejif-10550	169	50	of	of	ADP
ejif-10550	169	51	crédit	crédit	PROPN
ejif-10550	169	52	immobilier	immobilier	PROPN
ejif-10550	169	53	et	et	PROPN
ejif-10550	169	54	hôtelier	hôtelier	PROPN
ejif-10550	169	55	)	)	PUNCT
ejif-10550	169	56	;	;	PUNCT
ejif-10550	169	57	banque	banque	PROPN
ejif-10550	169	58	marocaine	marocaine	PROPN
ejif-10550	169	59	du	du	PROPN
ejif-10550	169	60	commerce	commerce	PROPN
ejif-10550	169	61	extérieur	extérieur	PROPN
ejif-10550	169	62	;	;	PUNCT
ejif-10550	169	63	al	al	PROPN
ejif-10550	169	64	-	-	PUNCT
ejif-10550	169	65	akhdar	akhdar	PROPN
ejif-10550	169	66	bank	bank	NOUN
ejif-10550	169	67	,	,	PUNCT
ejif-10550	169	68	created	create	VERB
ejif-10550	169	69	jointly	jointly	ADV
ejif-10550	169	70	with	with	ADP
ejif-10550	169	71	the	the	DET
ejif-10550	169	72	groupe	groupe	PROPN
ejif-10550	169	73	crédit	crédit	PROPN
ejif-10550	169	74	agricole	agricole	PROPN
ejif-10550	169	75	du	du	PROPN
ejif-10550	169	76	maroc	maroc	PROPN
ejif-10550	169	77	and	and	CCONJ
ejif-10550	169	78	the	the	DET
ejif-10550	169	79	société	société	PROPN
ejif-10550	169	80	islamique	islamique	PROPN
ejif-10550	169	81	pour	pour	PROPN
ejif-10550	169	82	le	le	X
ejif-10550	169	83	développement	développement	PROPN
ejif-10550	169	84	du	du	PROPN
ejif-10550	169	85	secteur	secteur	PROPN
ejif-10550	169	86	privé	privé	PROPN
ejif-10550	169	87	,	,	PUNCT
ejif-10550	169	88	to	to	PART
ejif-10550	169	89	which	which	PRON
ejif-10550	169	90	are	be	AUX
ejif-10550	169	91	significantly	significantly	ADV
ejif-10550	169	92	added	add	VERB
ejif-10550	169	93	the	the	DET
ejif-10550	169	94	openings	opening	NOUN
ejif-10550	169	95	of	of	ADP
ejif-10550	169	96	three	three	NUM
ejif-10550	169	97	islamic	islamic	ADJ
ejif-10550	169	98	windows	window	NOUN
ejif-10550	169	99	,	,	PUNCT
ejif-10550	169	100	i.e.	i.e.	X
ejif-10550	169	101	three	three	NUM
ejif-10550	169	102	islamic	islamic	ADJ
ejif-10550	169	103	participatory	participatory	PROPN
ejif-10550	169	104	finance	finance	NOUN
ejif-10550	169	105	branches	branch	NOUN
ejif-10550	169	106	within	within	ADP
ejif-10550	169	107	traditional	traditional	ADJ
ejif-10550	169	108	credit	credit	NOUN
ejif-10550	169	109	institutions	institution	NOUN
ejif-10550	169	110	,	,	PUNCT
ejif-10550	169	111	nejma	nejma	PROPN
ejif-10550	169	112	(	(	PUNCT
ejif-10550	169	113	banque	banque	PROPN
ejif-10550	169	114	marocaine	marocaine	PROPN
ejif-10550	169	115	pour	pour	PROPN
ejif-10550	169	116	le	le	PROPN
ejif-10550	169	117	commerce	commerce	PROPN
ejif-10550	169	118	et	et	PROPN
ejif-10550	169	119	l’industrie	l’industrie	PROPN
ejif-10550	169	120	)	)	PUNCT
ejif-10550	169	121	,	,	PUNCT
ejif-10550	169	122	dar	dar	PROPN
ejif-10550	169	123	al	al	PROPN
ejif-10550	169	124	amane	amane	PROPN
ejif-10550	169	125	(	(	PUNCT
ejif-10550	169	126	société	société	PROPN
ejif-10550	169	127	générale	générale	PROPN
ejif-10550	169	128	)	)	PUNCT
ejif-10550	169	129	,	,	PUNCT
ejif-10550	169	130	and	and	CCONJ
ejif-10550	169	131	arreda	arreda	PROPN
ejif-10550	169	132	(	(	PUNCT
ejif-10550	169	133	crédit	crédit	PROPN
ejif-10550	169	134	du	du	PROPN
ejif-10550	169	135	maroc	maroc	PROPN
ejif-10550	169	136	)	)	PUNCT
ejif-10550	169	137	.	.	PUNCT
ejif-10550	170	1	in	in	ADP
ejif-10550	170	2	morocco	morocco	PROPN
ejif-10550	170	3	,	,	PUNCT
ejif-10550	170	4	supervision	supervision	NOUN
ejif-10550	170	5	in	in	ADP
ejif-10550	170	6	the	the	DET
ejif-10550	170	7	participative	participative	ADJ
ejif-10550	170	8	banking	banking	NOUN
ejif-10550	170	9	system	system	NOUN
ejif-10550	170	10	is	be	AUX
ejif-10550	170	11	placed	place	VERB
ejif-10550	170	12	under	under	ADP
ejif-10550	170	13	two	two	NUM
ejif-10550	170	14	types	type	NOUN
ejif-10550	170	15	of	of	ADP
ejif-10550	170	16	control	control	NOUN
ejif-10550	170	17	:	:	PUNCT
ejif-10550	170	18	the	the	DET
ejif-10550	170	19	central	central	ADJ
ejif-10550	170	20	bank	bank	NOUN
ejif-10550	170	21	,	,	PUNCT
ejif-10550	170	22	with	with	ADP
ejif-10550	170	23	organizational	organizational	ADJ
ejif-10550	170	24	and	and	CCONJ
ejif-10550	170	25	supervisory	supervisory	ADJ
ejif-10550	170	26	functions	function	NOUN
ejif-10550	170	27	from	from	ADP
ejif-10550	170	28	a	a	DET
ejif-10550	170	29	financial	financial	ADJ
ejif-10550	170	30	point	point	NOUN
ejif-10550	170	31	of	of	ADP
ejif-10550	170	32	view	view	NOUN
ejif-10550	170	33	,	,	PUNCT
ejif-10550	170	34	and	and	CCONJ
ejif-10550	170	35	the	the	DET
ejif-10550	170	36	superior	superior	ADJ
ejif-10550	170	37	council	council	NOUN
ejif-10550	170	38	of	of	ADP
ejif-10550	170	39	ulamas	ulamas	PROPN
ejif-10550	170	40	,	,	PUNCT
ejif-10550	170	41	established	establish	VERB
ejif-10550	170	42	in	in	ADP
ejif-10550	170	43	1981	1981	NUM
ejif-10550	170	44	.	.	PUNCT
ejif-10550	171	1	the	the	DET
ejif-10550	171	2	superior	superior	ADJ
ejif-10550	171	3	council	council	PROPN
ejif-10550	171	4	of	of	ADP
ejif-10550	171	5	ulamas	ulamas	PROPN
ejif-10550	171	6	has	have	AUX
ejif-10550	171	7	been	be	AUX
ejif-10550	171	8	a	a	DET
ejif-10550	171	9	constitutional	constitutional	ADJ
ejif-10550	171	10	institution	institution	NOUN
ejif-10550	171	11	since	since	SCONJ
ejif-10550	171	12	2011	2011	NUM
ejif-10550	171	13	,	,	PUNCT
ejif-10550	171	14	and	and	CCONJ
ejif-10550	171	15	it	it	PRON
ejif-10550	171	16	legitimises	legitimise	VERB
ejif-10550	171	17	religious	religious	ADJ
ejif-10550	171	18	policy	policy	NOUN
ejif-10550	171	19	in	in	ADP
ejif-10550	171	20	morocco	morocco	PROPN
ejif-10550	171	21	.	.	PUNCT
ejif-10550	172	1	the	the	DET
ejif-10550	172	2	council	council	NOUN
ejif-10550	172	3	carries	carry	VERB
ejif-10550	172	4	out	out	ADP
ejif-10550	172	5	religious	religious	ADJ
ejif-10550	172	6	ethical	ethical	ADJ
ejif-10550	172	7	control	control	NOUN
ejif-10550	172	8	over	over	ADP
ejif-10550	172	9	the	the	DET
ejif-10550	172	10	work	work	NOUN
ejif-10550	172	11	of	of	ADP
ejif-10550	172	12	participatory	participatory	ADJ
ejif-10550	172	13	institutions	institution	NOUN
ejif-10550	172	14	,	,	PUNCT
ejif-10550	172	15	which	which	PRON
ejif-10550	172	16	must	must	AUX
ejif-10550	172	17	remain	remain	VERB
ejif-10550	172	18	within	within	ADP
ejif-10550	172	19	a	a	DET
ejif-10550	172	20	moral	moral	ADJ
ejif-10550	172	21	,	,	PUNCT
ejif-10550	172	22	virtuous	virtuous	ADJ
ejif-10550	172	23	,	,	PUNCT
ejif-10550	172	24	and	and	CCONJ
ejif-10550	172	25	solidarity	solidarity	NOUN
ejif-10550	172	26	framework	framework	NOUN
ejif-10550	172	27	compliant	compliant	NOUN
ejif-10550	172	28	with	with	ADP
ejif-10550	172	29	sharia	sharia	PROPN
ejif-10550	172	30	.	.	PUNCT
ejif-10550	173	1	since	since	SCONJ
ejif-10550	173	2	the	the	DET
ejif-10550	173	3	introduction	introduction	NOUN
ejif-10550	173	4	of	of	ADP
ejif-10550	173	5	islamic	islamic	ADJ
ejif-10550	173	6	finance	finance	NOUN
ejif-10550	173	7	in	in	ADP
ejif-10550	173	8	morocco	morocco	PROPN
ejif-10550	173	9	,	,	PUNCT
ejif-10550	173	10	the	the	DET
ejif-10550	173	11	council	council	NOUN
ejif-10550	173	12	has	have	AUX
ejif-10550	173	13	also	also	ADV
ejif-10550	173	14	dealt	deal	VERB
ejif-10550	173	15	with	with	ADP
ejif-10550	173	16	sharia	sharia	PROPN
ejif-10550	173	17	compliance	compliance	NOUN
ejif-10550	173	18	with	with	ADP
ejif-10550	173	19	islamic	islamic	ADJ
ejif-10550	173	20	banking	banking	NOUN
ejif-10550	173	21	and	and	CCONJ
ejif-10550	173	22	finance	finance	NOUN
ejif-10550	173	23	activities	activity	NOUN
ejif-10550	173	24	and	and	CCONJ
ejif-10550	173	25	products	product	NOUN
ejif-10550	173	26	through	through	ADP
ejif-10550	173	27	religious	religious	ADJ
ejif-10550	173	28	,	,	PUNCT
ejif-10550	173	29	ethical	ethical	ADJ
ejif-10550	173	30	supervision	supervision	NOUN
ejif-10550	173	31	of	of	ADP
ejif-10550	173	32	islamic	islamic	ADJ
ejif-10550	173	33	financial	financial	ADJ
ejif-10550	173	34	products	product	NOUN
ejif-10550	173	35	in	in	ADP
ejif-10550	173	36	the	the	DET
ejif-10550	173	37	country	country	NOUN
ejif-10550	173	38	.	.	PUNCT
ejif-10550	174	1	interestingly	interestingly	ADV
ejif-10550	174	2	,	,	PUNCT
ejif-10550	174	3	the	the	DET
ejif-10550	174	4	intrinsic	intrinsic	ADJ
ejif-10550	174	5	elasticity	elasticity	NOUN
ejif-10550	174	6	of	of	ADP
ejif-10550	174	7	sunni	sunni	PROPN
ejif-10550	174	8	islam	islam	PROPN
ejif-10550	174	9	allows	allow	VERB
ejif-10550	174	10	for	for	ADP
ejif-10550	174	11	not	not	PART
ejif-10550	174	12	exactly	exactly	ADV
ejif-10550	174	13	expedients	expedient	NOUN
ejif-10550	174	14	to	to	PART
ejif-10550	174	15	circumvent	circumvent	VERB
ejif-10550	174	16	the	the	DET
ejif-10550	174	17	rules	rule	NOUN
ejif-10550	174	18	but	but	CCONJ
ejif-10550	174	19	alternative	alternative	ADJ
ejif-10550	174	20	paths	path	NOUN
ejif-10550	174	21	that	that	PRON
ejif-10550	174	22	can	can	AUX
ejif-10550	174	23	lead	lead	VERB
ejif-10550	174	24	to	to	ADP
ejif-10550	174	25	the	the	DET
ejif-10550	174	26	same	same	ADJ
ejif-10550	174	27	goal	goal	NOUN
ejif-10550	174	28	.	.	PUNCT
ejif-10550	175	1	ulamas	ulamas	PROPN
ejif-10550	175	2	in	in	ADP
ejif-10550	175	3	morocco	morocco	PROPN
ejif-10550	175	4	has	have	AUX
ejif-10550	175	5	always	always	ADV
ejif-10550	175	6	had	have	VERB
ejif-10550	175	7	considerable	considerable	ADJ
ejif-10550	175	8	weight	weight	NOUN
ejif-10550	175	9	,	,	PUNCT
ejif-10550	175	10	dealing	deal	VERB
ejif-10550	175	11	with	with	ADP
ejif-10550	175	12	the	the	DET
ejif-10550	175	13	judicial	judicial	ADJ
ejif-10550	175	14	machine	machine	NOUN
ejif-10550	175	15	,	,	PUNCT
ejif-10550	175	16	teaching	teaching	NOUN
ejif-10550	175	17	and	and	CCONJ
ejif-10550	175	18	preaching	preaching	NOUN
ejif-10550	175	19	and	and	CCONJ
ejif-10550	175	20	,	,	PUNCT
ejif-10550	175	21	above	above	ADP
ejif-10550	175	22	all	all	PRON
ejif-10550	175	23	,	,	PUNCT
ejif-10550	175	24	defending	defend	VERB
ejif-10550	175	25	religion	religion	NOUN
ejif-10550	175	26	,	,	PUNCT
ejif-10550	175	27	being	be	AUX
ejif-10550	175	28	recognized	recognize	VERB
ejif-10550	175	29	as	as	ADP
ejif-10550	175	30	having	have	VERB
ejif-10550	175	31	the	the	DET
ejif-10550	175	32	capacity	capacity	NOUN
ejif-10550	175	33	to	to	PART
ejif-10550	175	34	shape	shape	VERB
ejif-10550	175	35	ideas	idea	NOUN
ejif-10550	175	36	and	and	CCONJ
ejif-10550	175	37	standards	standard	NOUN
ejif-10550	175	38	of	of	ADP
ejif-10550	175	39	behavior	behavior	NOUN
ejif-10550	175	40	.	.	PUNCT
ejif-10550	176	1	the	the	DET
ejif-10550	176	2	king	king	NOUN
ejif-10550	176	3	of	of	ADP
ejif-10550	176	4	morocco	morocco	PROPN
ejif-10550	176	5	presides	presides	PROPN
ejif-10550	176	6	over	over	ADP
ejif-10550	176	7	the	the	DET
ejif-10550	176	8	ulamas	ulama	NOUN
ejif-10550	176	9	’	'	PUNCT
ejif-10550	176	10	council	council	NOUN
ejif-10550	176	11	.	.	PUNCT
ejif-10550	177	1	decree	decree	NOUN
ejif-10550	177	2	1.15.02	1.15.02	NUM
ejif-10550	177	3	of	of	ADP
ejif-10550	177	4	9/02/2015	9/02/2015	PROPN
ejif-10550	177	5	created	create	VERB
ejif-10550	177	6	the	the	DET
ejif-10550	177	7	council	council	NOUN
ejif-10550	177	8	of	of	ADP
ejif-10550	177	9	the	the	DET
ejif-10550	177	10	participatory	participatory	PROPN
ejif-10550	177	11	finance	finance	PROPN
ejif-10550	177	12	commission	commission	PROPN
ejif-10550	177	13	.	.	PUNCT
ejif-10550	178	1	the	the	DET
ejif-10550	178	2	purpose	purpose	NOUN
ejif-10550	178	3	of	of	ADP
ejif-10550	178	4	this	this	DET
ejif-10550	178	5	commission	commission	NOUN
ejif-10550	178	6	is	be	AUX
ejif-10550	178	7	to	to	PART
ejif-10550	178	8	ensure	ensure	VERB
ejif-10550	178	9	compliance	compliance	NOUN
ejif-10550	178	10	with	with	ADP
ejif-10550	178	11	islam	islam	PROPN
ejif-10550	178	12	's	's	PART
ejif-10550	178	13	precepts	precept	NOUN
ejif-10550	178	14	regarding	regard	VERB
ejif-10550	178	15	the	the	DET
ejif-10550	178	16	products	product	NOUN
ejif-10550	178	17	offered	offer	VERB
ejif-10550	178	18	by	by	ADP
ejif-10550	178	19	banks	bank	NOUN
ejif-10550	178	20	.	.	PUNCT
ejif-10550	179	1	it	it	PRON
ejif-10550	179	2	issues	issue	VERB
ejif-10550	179	3	opinions	opinion	NOUN
ejif-10550	179	4	on	on	ADP
ejif-10550	179	5	the	the	DET
ejif-10550	179	6	determinations	determination	NOUN
ejif-10550	179	7	issued	issue	VERB
ejif-10550	179	8	by	by	ADP
ejif-10550	179	9	the	the	DET
ejif-10550	179	10	governor	governor	NOUN
ejif-10550	179	11	of	of	ADP
ejif-10550	179	12	the	the	DET
ejif-10550	179	13	central	central	ADJ
ejif-10550	179	14	bank	bank	PROPN
ejif-10550	179	15	of	of	ADP
ejif-10550	179	16	morocco	morocco	PROPN
ejif-10550	179	17	,	,	PUNCT
ejif-10550	179	18	the	the	DET
ejif-10550	179	19	technical	technical	ADJ
ejif-10550	179	20	supervisory	supervisory	ADJ
ejif-10550	179	21	body	body	NOUN
ejif-10550	179	22	,	,	PUNCT
ejif-10550	179	23	regarding	regard	VERB
ejif-10550	179	24	products	product	NOUN
ejif-10550	179	25	and	and	CCONJ
ejif-10550	179	26	insurance	insurance	NOUN
ejif-10550	179	27	.	.	PUNCT
ejif-10550	180	1	the	the	DET
ejif-10550	180	2	commission	commission	NOUN
ejif-10550	180	3	consists	consist	VERB
ejif-10550	180	4	of	of	ADP
ejif-10550	180	5	9	9	NUM
ejif-10550	180	6	permanent	permanent	ADJ
ejif-10550	180	7	members	member	NOUN
ejif-10550	180	8	who	who	PRON
ejif-10550	180	9	are	be	AUX
ejif-10550	180	10	specialists	specialist	NOUN
ejif-10550	180	11	in	in	ADP
ejif-10550	180	12	sharia	sharia	PROPN
ejif-10550	180	13	and	and	CCONJ
ejif-10550	180	14	fiqh	fiqh	NOUN
ejif-10550	180	15	and	and	CCONJ
ejif-10550	180	16	five	five	NUM
ejif-10550	180	17	additional	additional	ADJ
ejif-10550	180	18	members	member	NOUN
ejif-10550	180	19	who	who	PRON
ejif-10550	180	20	act	act	VERB
ejif-10550	180	21	as	as	ADP
ejif-10550	180	22	experts	expert	NOUN
ejif-10550	180	23	and	and	CCONJ
ejif-10550	180	24	assist	assist	VERB
ejif-10550	180	25	the	the	DET
ejif-10550	180	26	permanent	permanent	ADJ
ejif-10550	180	27	members	member	NOUN
ejif-10550	180	28	in	in	ADP
ejif-10550	180	29	carrying	carry	VERB
ejif-10550	180	30	out	out	ADP
ejif-10550	180	31	their	their	PRON
ejif-10550	180	32	duties	duty	NOUN
ejif-10550	180	33	.	.	PUNCT
ejif-10550	181	1	all	all	DET
ejif-10550	181	2	moroccan	moroccan	PROPN
ejif-10550	181	3	participatory	participatory	PROPN
ejif-10550	181	4	or	or	CCONJ
ejif-10550	181	5	conventional	conventional	ADJ
ejif-10550	181	6	banking	banking	NOUN
ejif-10550	181	7	institutions	institution	NOUN
ejif-10550	181	8	that	that	PRON
ejif-10550	181	9	intend	intend	VERB
ejif-10550	181	10	to	to	PART
ejif-10550	181	11	provide	provide	VERB
ejif-10550	181	12	participatory	participatory	ADJ
ejif-10550	181	13	finance	finance	NOUN
ejif-10550	181	14	services	service	NOUN
ejif-10550	181	15	must	must	AUX
ejif-10550	181	16	have	have	VERB
ejif-10550	181	17	a	a	DET
ejif-10550	181	18	sharia	sharia	PROPN
ejif-10550	181	19	board	board	NOUN
ejif-10550	181	20	and	and	CCONJ
ejif-10550	181	21	a	a	DET
ejif-10550	181	22	sharia	sharia	NOUN
ejif-10550	181	23	-	-	PUNCT
ejif-10550	181	24	compliance	compliance	NOUN
ejif-10550	181	25	committee	committee	NOUN
ejif-10550	181	26	consisting	consist	VERB
ejif-10550	181	27	of	of	ADP
ejif-10550	181	28	4	4	NUM
ejif-10550	181	29	to	to	PART
ejif-10550	181	30	7	7	NUM
ejif-10550	181	31	experts	expert	NOUN
ejif-10550	181	32	,	,	PUNCT
ejif-10550	181	33	which	which	PRON
ejif-10550	181	34	may	may	AUX
ejif-10550	181	35	be	be	AUX
ejif-10550	181	36	permanent	permanent	ADJ
ejif-10550	181	37	or	or	CCONJ
ejif-10550	181	38	meet	meet	VERB
ejif-10550	181	39	periodically	periodically	ADV
ejif-10550	181	40	depending	depend	VERB
ejif-10550	181	41	on	on	ADP
ejif-10550	181	42	the	the	DET
ejif-10550	181	43	companies	company	NOUN
ejif-10550	181	44	’	'	PUNCT
ejif-10550	181	45	bylaws	bylaw	NOUN
ejif-10550	181	46	.	.	PUNCT
ejif-10550	182	1	at	at	ADP
ejif-10550	182	2	the	the	DET
ejif-10550	182	3	end	end	NOUN
ejif-10550	182	4	of	of	ADP
ejif-10550	182	5	each	each	DET
ejif-10550	182	6	financial	financial	ADJ
ejif-10550	182	7	year	year	NOUN
ejif-10550	182	8	,	,	PUNCT
ejif-10550	182	9	institutions	institution	NOUN
ejif-10550	182	10	must	must	AUX
ejif-10550	182	11	send	send	VERB
ejif-10550	182	12	a	a	DET
ejif-10550	182	13	report	report	NOUN
ejif-10550	182	14	to	to	ADP
ejif-10550	182	15	the	the	DET
ejif-10550	182	16	sharia	sharia	PROPN
ejif-10550	182	17	board	board	PROPN
ejif-10550	182	18	,	,	PUNCT
ejif-10550	182	19	which	which	PRON
ejif-10550	182	20	gives	give	VERB
ejif-10550	182	21	an	an	DET
ejif-10550	182	22	account	account	NOUN
ejif-10550	182	23	of	of	ADP
ejif-10550	182	24	the	the	DET
ejif-10550	182	25	activities	activity	NOUN
ejif-10550	182	26	carried	carry	VERB
ejif-10550	182	27	out	out	ADP
ejif-10550	182	28	and	and	CCONJ
ejif-10550	182	29	the	the	DET
ejif-10550	182	30	actions	action	NOUN
ejif-10550	182	31	implemented	implement	VERB
ejif-10550	182	32	to	to	PART
ejif-10550	182	33	resolve	resolve	VERB
ejif-10550	182	34	the	the	DET
ejif-10550	182	35	critical	critical	ADJ
ejif-10550	182	36	issues	issue	NOUN
ejif-10550	182	37	that	that	PRON
ejif-10550	182	38	have	have	AUX
ejif-10550	182	39	arisen	arise	VERB
ejif-10550	182	40	.	.	PUNCT
ejif-10550	183	1	institutions	institution	NOUN
ejif-10550	183	2	must	must	AUX
ejif-10550	183	3	report	report	VERB
ejif-10550	183	4	to	to	ADP
ejif-10550	183	5	the	the	DET
ejif-10550	183	6	central	central	ADJ
ejif-10550	183	7	bank	bank	PROPN
ejif-10550	183	8	of	of	ADP
ejif-10550	183	9	morocco	morocco	PROPN
ejif-10550	183	10	on	on	ADP
ejif-10550	183	11	islamic	islamic	ADJ
ejif-10550	183	12	compliance	compliance	NOUN
ejif-10550	183	13	with	with	ADP
ejif-10550	183	14	their	their	PRON
ejif-10550	183	15	operations	operation	NOUN
ejif-10550	183	16	.	.	PUNCT
ejif-10550	184	1	through	through	ADP
ejif-10550	184	2	their	their	PRON
ejif-10550	184	3	internal	internal	ADJ
ejif-10550	184	4	compliance	compliance	NOUN
ejif-10550	184	5	committees	committee	NOUN
ejif-10550	184	6	,	,	PUNCT
ejif-10550	184	7	the	the	DET
ejif-10550	184	8	banks	bank	NOUN
ejif-10550	184	9	must	must	AUX
ejif-10550	184	10	implement	implement	VERB
ejif-10550	184	11	steps	step	NOUN
ejif-10550	184	12	to	to	PART
ejif-10550	184	13	ensure	ensure	VERB
ejif-10550	184	14	they	they	PRON
ejif-10550	184	15	can	can	AUX
ejif-10550	184	16	operate	operate	VERB
ejif-10550	184	17	as	as	ADP
ejif-10550	184	18	participatory	participatory	ADJ
ejif-10550	184	19	institutions	institution	NOUN
ejif-10550	184	20	in	in	ADP
ejif-10550	184	21	compliance	compliance	NOUN
ejif-10550	184	22	with	with	ADP
ejif-10550	184	23	the	the	DET
ejif-10550	184	24	regulations	regulation	NOUN
ejif-10550	184	25	.	.	PUNCT
ejif-10550	185	1	a	a	DET
ejif-10550	185	2	fund	fund	NOUN
ejif-10550	185	3	called	call	VERB
ejif-10550	185	4	the	the	DET
ejif-10550	185	5	‘	'	PUNCT
ejif-10550	185	6	deposit	deposit	NOUN
ejif-10550	185	7	guarantee	guarantee	NOUN
ejif-10550	185	8	fund	fund	NOUN
ejif-10550	185	9	for	for	ADP
ejif-10550	185	10	participatory	participatory	ADJ
ejif-10550	185	11	banks	bank	NOUN
ejif-10550	185	12	’	'	PUNCT
ejif-10550	185	13	was	be	AUX
ejif-10550	185	14	also	also	ADV
ejif-10550	185	15	created	create	VERB
ejif-10550	185	16	by	by	ADP
ejif-10550	185	17	law	law	NOUN
ejif-10550	185	18	no	no	NOUN
ejif-10550	185	19	.	.	PUNCT
ejif-10550	186	1	103.12	103.12	NUM
ejif-10550	186	2	of	of	ADP
ejif-10550	186	3	2014	2014	NUM
ejif-10550	186	4	,	,	PUNCT
ejif-10550	186	5	which	which	PRON
ejif-10550	186	6	is	be	AUX
ejif-10550	186	7	managed	manage	VERB
ejif-10550	186	8	by	by	ADP
ejif-10550	186	9	the	the	DET
ejif-10550	186	10	“	"	PUNCT
ejif-10550	186	11	société	société	X
ejif-10550	186	12	marocaine	marocaine	PROPN
ejif-10550	186	13	de	de	X
ejif-10550	186	14	gestion	gestion	X
ejif-10550	186	15	des	des	X
ejif-10550	186	16	fonds	fonds	X
ejif-10550	186	17	de	de	X
ejif-10550	186	18	garantie	garantie	PROPN
ejif-10550	186	19	des	des	PROPN
ejif-10550	186	20	dépôts	dépôts	PROPN
ejif-10550	186	21	des	des	PROPN
ejif-10550	186	22	bancaires	bancaires	PROPN
ejif-10550	186	23	”	"	PUNCT
ejif-10550	186	24	.	.	PUNCT
ejif-10550	187	1	through	through	ADP
ejif-10550	187	2	access	access	NOUN
ejif-10550	187	3	to	to	ADP
ejif-10550	187	4	the	the	DET
ejif-10550	187	5	fund	fund	NOUN
ejif-10550	187	6	,	,	PUNCT
ejif-10550	187	7	it	it	PRON
ejif-10550	187	8	is	be	AUX
ejif-10550	187	9	also	also	ADV
ejif-10550	187	10	possible	possible	ADJ
ejif-10550	187	11	,	,	PUNCT
ejif-10550	187	12	in	in	ADP
ejif-10550	187	13	exceptional	exceptional	ADJ
ejif-10550	187	14	cases	case	NOUN
ejif-10550	187	15	,	,	PUNCT
ejif-10550	187	16	to	to	PART
ejif-10550	187	17	intervene	intervene	VERB
ejif-10550	187	18	in	in	ADP
ejif-10550	187	19	favor	favor	NOUN
ejif-10550	187	20	of	of	ADP
ejif-10550	187	21	a	a	DET
ejif-10550	187	22	bank	bank	NOUN
ejif-10550	187	23	in	in	ADP
ejif-10550	187	24	difficulty	difficulty	NOUN
ejif-10550	187	25	,	,	PUNCT
ejif-10550	187	26	either	either	CCONJ
ejif-10550	187	27	through	through	ADP
ejif-10550	187	28	aid	aid	NOUN
ejif-10550	187	29	or	or	CCONJ
ejif-10550	187	30	capital	capital	NOUN
ejif-10550	187	31	acquisitions	acquisition	NOUN
ejif-10550	187	32	.	.	PUNCT
ejif-10550	188	1	3.2	3.2	NUM
ejif-10550	188	2	the	the	DET
ejif-10550	188	3	services	service	NOUN
ejif-10550	188	4	of	of	ADP
ejif-10550	188	5	moroccan	moroccan	ADJ
ejif-10550	188	6	islamic	islamic	PROPN
ejif-10550	188	7	banks	banks	PROPN
ejif-10550	188	8	bank	bank	PROPN
ejif-10550	188	9	al	al	PROPN
ejif-10550	188	10	-	-	PUNCT
ejif-10550	188	11	maghrib	maghrib	PROPN
ejif-10550	188	12	published	publish	VERB
ejif-10550	188	13	a	a	DET
ejif-10550	188	14	circular	circular	NOUN
ejif-10550	188	15	in	in	ADP
ejif-10550	188	16	2007	2007	NUM
ejif-10550	188	17	introducing	introduce	VERB
ejif-10550	188	18	and	and	CCONJ
ejif-10550	188	19	regulating	regulate	VERB
ejif-10550	188	20	the	the	DET
ejif-10550	188	21	marketing	marketing	NOUN
ejif-10550	188	22	of	of	ADP
ejif-10550	188	23	islamic	islamic	ADJ
ejif-10550	188	24	banking	banking	NOUN
ejif-10550	188	25	products	product	NOUN
ejif-10550	188	26	(	(	PUNCT
ejif-10550	188	27	ijara	ijara	PROPN
ejif-10550	188	28	,	,	PUNCT
ejif-10550	188	29	musharaka	musharaka	NOUN
ejif-10550	188	30	and	and	CCONJ
ejif-10550	188	31	murabaha	murabaha	NOUN
ejif-10550	188	32	)	)	PUNCT
ejif-10550	188	33	.	.	PUNCT
ejif-10550	189	1	in	in	ADP
ejif-10550	189	2	2007	2007	NUM
ejif-10550	189	3	,	,	PUNCT
ejif-10550	189	4	the	the	DET
ejif-10550	189	5	moroccan	moroccan	PROPN
ejif-10550	189	6	central	central	PROPN
ejif-10550	189	7	bank	bank	PROPN
ejif-10550	189	8	(	(	PUNCT
ejif-10550	189	9	bam	bam	NOUN
ejif-10550	189	10	)	)	PUNCT
ejif-10550	189	11	agreed	agree	VERB
ejif-10550	189	12	to	to	PART
ejif-10550	189	13	become	become	VERB
ejif-10550	189	14	an	an	DET
ejif-10550	189	15	observer	observer	NOUN
ejif-10550	189	16	of	of	ADP
ejif-10550	189	17	the	the	DET
ejif-10550	189	18	islamic	islamic	PROPN
ejif-10550	189	19	financial	financial	PROPN
ejif-10550	189	20	services	services	PROPN
ejif-10550	189	21	board	board	NOUN
ejif-10550	189	22	(	(	PUNCT
ejif-10550	189	23	ifsb)—circular	ifsb)—circular	ADJ
ejif-10550	189	24	no	no	INTJ
ejif-10550	189	25	.	.	NOUN
ejif-10550	189	26	33	33	NUM
ejif-10550	189	27	/	/	SYM
ejif-10550	189	28	g/2007	g/2007	NOUN
ejif-10550	189	29	,	,	PUNCT
ejif-10550	189	30	signed	sign	VERB
ejif-10550	189	31	by	by	ADP
ejif-10550	189	32	the	the	DET
ejif-10550	189	33	board	board	NOUN
ejif-10550	189	34	of	of	ADP
ejif-10550	189	35	bank	bank	PROPN
ejif-10550	189	36	al	al	PROPN
ejif-10550	189	37	-	-	PUNCT
ejif-10550	189	38	maghrib	maghrib	PROPN
ejif-10550	189	39	,	,	PUNCT
ejif-10550	189	40	governs	govern	VERB
ejif-10550	189	41	the	the	DET
ejif-10550	189	42	use	use	NOUN
ejif-10550	189	43	of	of	ADP
ejif-10550	189	44	these	these	DET
ejif-10550	189	45	three	three	NUM
ejif-10550	189	46	"	"	PUNCT
ejif-10550	189	47	replacement	replacement	NOUN
ejif-10550	189	48	"	"	PUNCT
ejif-10550	189	49	products	product	NOUN
ejif-10550	189	50	and	and	CCONJ
ejif-10550	189	51	allows	allow	VERB
ejif-10550	189	52	them	they	PRON
ejif-10550	189	53	to	to	PART
ejif-10550	189	54	be	be	AUX
ejif-10550	189	55	marketed	market	VERB
ejif-10550	189	56	(	(	PUNCT
ejif-10550	189	57	fakri	fakri	NOUN
ejif-10550	189	58	et	et	PROPN
ejif-10550	189	59	al	al	PROPN
ejif-10550	189	60	.	.	PROPN
ejif-10550	189	61	,	,	PUNCT
ejif-10550	189	62	2024	2024	NUM
ejif-10550	189	63	)	)	PUNCT
ejif-10550	189	64	.	.	PUNCT
ejif-10550	190	1	60	60	NUM
ejif-10550	190	2	european	european	ADJ
ejif-10550	190	3	journal	journal	PROPN
ejif-10550	190	4	of	of	ADP
ejif-10550	190	5	islamic	islamic	PROPN
ejif-10550	190	6	finance	finance	PROPN
ejif-10550	190	7	issn	issn	PROPN
ejif-10550	190	8	:	:	PUNCT
ejif-10550	190	9	2421	2421	NUM
ejif-10550	190	10	-	-	SYM
ejif-10550	190	11	2172	2172	NUM
ejif-10550	190	12	doi	doi	NOUN
ejif-10550	190	13	:	:	PUNCT
ejif-10550	190	14	10.13135/2421	10.13135/2421	NUM
ejif-10550	190	15	-	-	SYM
ejif-10550	190	16	2172/10550	2172/10550	NUM
ejif-10550	190	17	published	publish	VERB
ejif-10550	190	18	by	by	ADP
ejif-10550	190	19	university	university	PROPN
ejif-10550	190	20	of	of	ADP
ejif-10550	190	21	turin	turin	PROPN
ejif-10550	191	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	191	2	ejif	ejif	PROPN
ejif-10550	191	3	content	content	NOUN
ejif-10550	191	4	is	be	AUX
ejif-10550	191	5	licensed	license	VERB
ejif-10550	191	6	under	under	ADP
ejif-10550	191	7	a	a	DET
ejif-10550	191	8	creative	creative	ADJ
ejif-10550	191	9	commons	common	NOUN
ejif-10550	191	10	attribution	attribution	NOUN
ejif-10550	191	11	4.0	4.0	NUM
ejif-10550	191	12	international	international	ADJ
ejif-10550	191	13	license	license	NOUN
ejif-10550	191	14	a	a	DET
ejif-10550	191	15	few	few	ADJ
ejif-10550	191	16	years	year	NOUN
ejif-10550	191	17	later	later	ADV
ejif-10550	191	18	,	,	PUNCT
ejif-10550	191	19	the	the	DET
ejif-10550	191	20	central	central	ADJ
ejif-10550	191	21	bank	bank	NOUN
ejif-10550	191	22	opted	opt	VERB
ejif-10550	191	23	for	for	ADP
ejif-10550	191	24	a	a	DET
ejif-10550	191	25	gradual	gradual	ADJ
ejif-10550	191	26	approach	approach	NOUN
ejif-10550	191	27	to	to	ADP
ejif-10550	191	28	creating	create	VERB
ejif-10550	191	29	an	an	DET
ejif-10550	191	30	environment	environment	NOUN
ejif-10550	191	31	conducive	conducive	ADJ
ejif-10550	191	32	to	to	ADP
ejif-10550	191	33	developing	develop	VERB
ejif-10550	191	34	a	a	DET
ejif-10550	191	35	participatory	participatory	ADJ
ejif-10550	191	36	finance	finance	NOUN
ejif-10550	191	37	ecosystem	ecosystem	NOUN
ejif-10550	191	38	.	.	PUNCT
ejif-10550	192	1	in	in	ADP
ejif-10550	192	2	2013	2013	NUM
ejif-10550	192	3	,	,	PUNCT
ejif-10550	192	4	it	it	PRON
ejif-10550	192	5	officially	officially	ADV
ejif-10550	192	6	became	become	VERB
ejif-10550	192	7	a	a	DET
ejif-10550	192	8	member	member	NOUN
ejif-10550	192	9	of	of	ADP
ejif-10550	192	10	the	the	DET
ejif-10550	192	11	ifsb	ifsb	NOUN
ejif-10550	192	12	.	.	PUNCT
ejif-10550	193	1	then	then	ADV
ejif-10550	193	2	,	,	PUNCT
ejif-10550	193	3	after	after	ADP
ejif-10550	193	4	years	year	NOUN
ejif-10550	193	5	of	of	ADP
ejif-10550	193	6	waiting	wait	VERB
ejif-10550	193	7	due	due	ADP
ejif-10550	193	8	to	to	ADP
ejif-10550	193	9	technical	technical	ADJ
ejif-10550	193	10	limitations	limitation	NOUN
ejif-10550	193	11	and	and	CCONJ
ejif-10550	193	12	institutional	institutional	ADJ
ejif-10550	193	13	and	and	CCONJ
ejif-10550	193	14	political	political	ADJ
ejif-10550	193	15	constraints	constraint	NOUN
ejif-10550	193	16	,	,	PUNCT
ejif-10550	193	17	morocco	morocco	PROPN
ejif-10550	193	18	finally	finally	ADV
ejif-10550	193	19	defined	define	VERB
ejif-10550	193	20	a	a	DET
ejif-10550	193	21	legal	legal	ADJ
ejif-10550	193	22	framework	framework	NOUN
ejif-10550	193	23	for	for	ADP
ejif-10550	193	24	participatory	participatory	ADJ
ejif-10550	193	25	banking	banking	NOUN
ejif-10550	193	26	services	service	NOUN
ejif-10550	193	27	in	in	ADP
ejif-10550	193	28	the	the	DET
ejif-10550	193	29	kingdom	kingdom	NOUN
ejif-10550	193	30	.	.	PUNCT
ejif-10550	194	1	for	for	ADP
ejif-10550	194	2	this	this	DET
ejif-10550	194	3	motivation	motivation	NOUN
ejif-10550	194	4	,	,	PUNCT
ejif-10550	194	5	two	two	NUM
ejif-10550	194	6	key	key	ADJ
ejif-10550	194	7	measures	measure	NOUN
ejif-10550	194	8	have	have	AUX
ejif-10550	194	9	been	be	AUX
ejif-10550	194	10	implemented	implement	VERB
ejif-10550	194	11	:	:	PUNCT
ejif-10550	194	12	the	the	DET
ejif-10550	194	13	entry	entry	NOUN
ejif-10550	194	14	into	into	ADP
ejif-10550	194	15	force	force	NOUN
ejif-10550	194	16	in	in	ADP
ejif-10550	194	17	2014	2014	NUM
ejif-10550	194	18	of	of	ADP
ejif-10550	194	19	a	a	DET
ejif-10550	194	20	new	new	ADJ
ejif-10550	194	21	banking	banking	NOUN
ejif-10550	194	22	law	law	NOUN
ejif-10550	194	23	that	that	PRON
ejif-10550	194	24	explicitly	explicitly	ADV
ejif-10550	194	25	governs	govern	VERB
ejif-10550	194	26	the	the	DET
ejif-10550	194	27	activity	activity	NOUN
ejif-10550	194	28	of	of	ADP
ejif-10550	194	29	islamic	islamic	ADJ
ejif-10550	194	30	banks	bank	NOUN
ejif-10550	194	31	and	and	CCONJ
ejif-10550	194	32	similar	similar	ADJ
ejif-10550	194	33	bodies	body	NOUN
ejif-10550	194	34	and	and	CCONJ
ejif-10550	194	35	the	the	DET
ejif-10550	194	36	creation	creation	NOUN
ejif-10550	194	37	in	in	ADP
ejif-10550	194	38	2015	2015	NUM
ejif-10550	194	39	of	of	ADP
ejif-10550	194	40	a	a	DET
ejif-10550	194	41	national	national	PROPN
ejif-10550	194	42	sharia	sharia	PROPN
ejif-10550	194	43	board	board	PROPN
ejif-10550	194	44	called	call	VERB
ejif-10550	194	45	the	the	DET
ejif-10550	194	46	“	"	PUNCT
ejif-10550	194	47	sharia	sharia	PROPN
ejif-10550	194	48	committee	committee	PROPN
ejif-10550	194	49	for	for	ADP
ejif-10550	194	50	participatory	participatory	ADJ
ejif-10550	194	51	finance	finance	NOUN
ejif-10550	194	52	”	"	PUNCT
ejif-10550	194	53	(	(	PUNCT
ejif-10550	194	54	fakri	fakri	NOUN
ejif-10550	194	55	et	et	PROPN
ejif-10550	194	56	al	al	PROPN
ejif-10550	194	57	.	.	PROPN
ejif-10550	194	58	,	,	PUNCT
ejif-10550	194	59	2024	2024	NUM
ejif-10550	194	60	)	)	PUNCT
ejif-10550	194	61	.	.	PUNCT
ejif-10550	195	1	this	this	DET
ejif-10550	195	2	careful	careful	ADJ
ejif-10550	195	3	approach	approach	NOUN
ejif-10550	195	4	began	begin	VERB
ejif-10550	195	5	with	with	ADP
ejif-10550	195	6	the	the	DET
ejif-10550	195	7	introduction	introduction	NOUN
ejif-10550	195	8	of	of	ADP
ejif-10550	195	9	alternative	alternative	ADJ
ejif-10550	195	10	finance	finance	NOUN
ejif-10550	195	11	in	in	ADP
ejif-10550	195	12	2007	2007	NUM
ejif-10550	195	13	and	and	CCONJ
ejif-10550	195	14	was	be	AUX
ejif-10550	195	15	confirmed	confirm	VERB
ejif-10550	195	16	by	by	ADP
ejif-10550	195	17	the	the	DET
ejif-10550	195	18	participative	participative	PROPN
ejif-10550	195	19	banking	banking	PROPN
ejif-10550	195	20	act	act	PROPN
ejif-10550	195	21	chapter	chapter	NOUN
ejif-10550	195	22	in	in	ADP
ejif-10550	195	23	2014	2014	NUM
ejif-10550	195	24	.	.	PUNCT
ejif-10550	196	1	in	in	ADP
ejif-10550	196	2	this	this	DET
ejif-10550	196	3	sense	sense	NOUN
ejif-10550	196	4	,	,	PUNCT
ejif-10550	196	5	this	this	DET
ejif-10550	196	6	paper	paper	NOUN
ejif-10550	196	7	aims	aim	VERB
ejif-10550	196	8	to	to	PART
ejif-10550	196	9	analyze	analyze	VERB
ejif-10550	196	10	the	the	DET
ejif-10550	196	11	kingdom	kingdom	NOUN
ejif-10550	196	12	’s	’s	PART
ejif-10550	196	13	inventory	inventory	NOUN
ejif-10550	196	14	of	of	ADP
ejif-10550	196	15	fixtures	fixture	NOUN
ejif-10550	196	16	as	as	ADP
ejif-10550	196	17	a	a	DET
ejif-10550	196	18	newcomer	newcomer	NOUN
ejif-10550	196	19	to	to	ADP
ejif-10550	196	20	islamic	islamic	ADJ
ejif-10550	196	21	banking	banking	NOUN
ejif-10550	196	22	.	.	PUNCT
ejif-10550	197	1	the	the	DET
ejif-10550	197	2	following	follow	VERB
ejif-10550	197	3	work	work	NOUN
ejif-10550	197	4	will	will	AUX
ejif-10550	197	5	attempt	attempt	VERB
ejif-10550	197	6	to	to	PART
ejif-10550	197	7	identify	identify	VERB
ejif-10550	197	8	the	the	DET
ejif-10550	197	9	main	main	ADJ
ejif-10550	197	10	strengths	strength	NOUN
ejif-10550	197	11	,	,	PUNCT
ejif-10550	197	12	challenges	challenge	NOUN
ejif-10550	197	13	,	,	PUNCT
ejif-10550	197	14	and	and	CCONJ
ejif-10550	197	15	limitations	limitation	NOUN
ejif-10550	197	16	underlying	underlie	VERB
ejif-10550	197	17	the	the	DET
ejif-10550	197	18	paradigm	paradigm	NOUN
ejif-10550	197	19	of	of	ADP
ejif-10550	197	20	islamic	islamic	ADJ
ejif-10550	197	21	banking	banking	NOUN
ejif-10550	197	22	in	in	ADP
ejif-10550	197	23	morocco	morocco	PROPN
ejif-10550	197	24	(	(	PUNCT
ejif-10550	197	25	rhanoui	rhanoui	NOUN
ejif-10550	197	26	and	and	CCONJ
ejif-10550	197	27	belkhoutout	belkhoutout	NOUN
ejif-10550	197	28	,	,	PUNCT
ejif-10550	197	29	2017	2017	NUM
ejif-10550	197	30	)	)	PUNCT
ejif-10550	197	31	.	.	PUNCT
ejif-10550	198	1	dar	dar	PROPN
ejif-10550	198	2	assafaa	assafaa	NOUN
ejif-10550	198	3	,	,	PUNCT
ejif-10550	198	4	an	an	DET
ejif-10550	198	5	operator	operator	NOUN
ejif-10550	198	6	in	in	ADP
ejif-10550	198	7	the	the	DET
ejif-10550	198	8	alternative	alternative	ADJ
ejif-10550	198	9	finance	finance	NOUN
ejif-10550	198	10	market	market	NOUN
ejif-10550	198	11	,	,	PUNCT
ejif-10550	198	12	started	start	VERB
ejif-10550	198	13	with	with	ADP
ejif-10550	198	14	a	a	DET
ejif-10550	198	15	dh	dh	NOUN
ejif-10550	198	16	50	50	NUM
ejif-10550	198	17	million	million	NUM
ejif-10550	198	18	fund	fund	NOUN
ejif-10550	198	19	specializing	specialize	VERB
ejif-10550	198	20	in	in	ADP
ejif-10550	198	21	islamic	islamic	ADJ
ejif-10550	198	22	finance	finance	NOUN
ejif-10550	198	23	.	.	PUNCT
ejif-10550	199	1	its	its	PRON
ejif-10550	199	2	mission	mission	NOUN
ejif-10550	199	3	is	be	AUX
ejif-10550	199	4	to	to	PART
ejif-10550	199	5	provide	provide	VERB
ejif-10550	199	6	sharia	sharia	NOUN
ejif-10550	199	7	-	-	PUNCT
ejif-10550	199	8	compliant	compliant	ADJ
ejif-10550	199	9	financial	financial	ADJ
ejif-10550	199	10	banking	banking	NOUN
ejif-10550	199	11	services	service	NOUN
ejif-10550	199	12	.	.	PUNCT
ejif-10550	200	1	it	it	PRON
ejif-10550	200	2	offers	offer	VERB
ejif-10550	200	3	a	a	DET
ejif-10550	200	4	range	range	NOUN
ejif-10550	200	5	of	of	ADP
ejif-10550	200	6	financing	financing	NOUN
ejif-10550	200	7	formulas	formula	NOUN
ejif-10550	200	8	and	and	CCONJ
ejif-10550	200	9	banking	banking	NOUN
ejif-10550	200	10	related	relate	VERB
ejif-10550	200	11	explicitly	explicitly	ADV
ejif-10550	200	12	to	to	PART
ejif-10550	200	13	account	account	NOUN
ejif-10550	200	14	management	management	NOUN
ejif-10550	200	15	(	(	PUNCT
ejif-10550	200	16	account	account	NOUN
ejif-10550	200	17	opening	opening	NOUN
ejif-10550	200	18	,	,	PUNCT
ejif-10550	200	19	chequebook	chequebook	NOUN
ejif-10550	200	20	,	,	PUNCT
ejif-10550	200	21	atm	atm	NOUN
ejif-10550	200	22	card	card	NOUN
ejif-10550	200	23	,	,	PUNCT
ejif-10550	200	24	etc	etc	X
ejif-10550	200	25	.	.	X
ejif-10550	200	26	)	)	PUNCT
ejif-10550	201	1	it	it	PRON
ejif-10550	201	2	markets	market	VERB
ejif-10550	201	3	i.e.	i.e.	X
ejif-10550	201	4	murabaha	murabaha	NOUN
ejif-10550	201	5	,	,	PUNCT
ejif-10550	201	6	musharaka	musharaka	NOUN
ejif-10550	201	7	and	and	CCONJ
ejif-10550	201	8	ijara	ijara	PROPN
ejif-10550	201	9	.	.	PUNCT
ejif-10550	202	1	however	however	ADV
ejif-10550	202	2	,	,	PUNCT
ejif-10550	202	3	the	the	DET
ejif-10550	202	4	marketing	marketing	NOUN
ejif-10550	202	5	of	of	ADP
ejif-10550	202	6	these	these	DET
ejif-10550	202	7	products	product	NOUN
ejif-10550	202	8	has	have	AUX
ejif-10550	202	9	failed	fail	VERB
ejif-10550	202	10	to	to	PART
ejif-10550	202	11	break	break	VERB
ejif-10550	202	12	out	out	ADP
ejif-10550	202	13	of	of	ADP
ejif-10550	202	14	a	a	DET
ejif-10550	202	15	market	market	NOUN
ejif-10550	202	16	niche	niche	NOUN
ejif-10550	202	17	(	(	PUNCT
ejif-10550	202	18	el	el	PROPN
ejif-10550	202	19	mezouari	mezouari	PROPN
ejif-10550	202	20	et	et	PROPN
ejif-10550	202	21	al	al	PROPN
ejif-10550	202	22	.	.	PROPN
ejif-10550	202	23	,	,	PUNCT
ejif-10550	202	24	2013	2013	NUM
ejif-10550	202	25	)	)	PUNCT
ejif-10550	202	26	;	;	PUNCT
ejif-10550	202	27	in	in	ADP
ejif-10550	202	28	their	their	PRON
ejif-10550	202	29	analysis	analysis	NOUN
ejif-10550	202	30	,	,	PUNCT
ejif-10550	202	31	they	they	PRON
ejif-10550	202	32	give	give	VERB
ejif-10550	202	33	some	some	DET
ejif-10550	202	34	reasons	reason	NOUN
ejif-10550	202	35	,	,	PUNCT
ejif-10550	202	36	some	some	PRON
ejif-10550	202	37	of	of	ADP
ejif-10550	202	38	which	which	PRON
ejif-10550	202	39	we	we	PRON
ejif-10550	202	40	feel	feel	VERB
ejif-10550	202	41	we	we	PRON
ejif-10550	202	42	share	share	VERB
ejif-10550	202	43	and	and	CCONJ
ejif-10550	202	44	expand	expand	VERB
ejif-10550	202	45	upon	upon	SCONJ
ejif-10550	202	46	:	:	PUNCT
ejif-10550	202	47	the	the	DET
ejif-10550	202	48	double	double	ADJ
ejif-10550	202	49	transaction	transaction	NOUN
ejif-10550	202	50	of	of	ADP
ejif-10550	202	51	the	the	DET
ejif-10550	202	52	purchase	purchase	NOUN
ejif-10550	202	53	contract	contract	NOUN
ejif-10550	202	54	by	by	ADP
ejif-10550	202	55	the	the	DET
ejif-10550	202	56	bank	bank	NOUN
ejif-10550	202	57	and	and	CCONJ
ejif-10550	202	58	the	the	DET
ejif-10550	202	59	resale	resale	NOUN
ejif-10550	202	60	to	to	ADP
ejif-10550	202	61	the	the	DET
ejif-10550	202	62	customer	customer	NOUN
ejif-10550	202	63	,	,	PUNCT
ejif-10550	202	64	and	and	CCONJ
ejif-10550	202	65	this	this	PRON
ejif-10550	202	66	implies	imply	VERB
ejif-10550	202	67	more	more	ADJ
ejif-10550	202	68	difficulties	difficulty	NOUN
ejif-10550	202	69	and	and	CCONJ
ejif-10550	202	70	higher	high	ADJ
ejif-10550	202	71	costs	cost	NOUN
ejif-10550	202	72	than	than	ADP
ejif-10550	202	73	a	a	DET
ejif-10550	202	74	traditional	traditional	ADJ
ejif-10550	202	75	bank	bank	NOUN
ejif-10550	202	76	;	;	PUNCT
ejif-10550	202	77	the	the	DET
ejif-10550	202	78	lack	lack	NOUN
ejif-10550	202	79	of	of	ADP
ejif-10550	202	80	competition	competition	NOUN
ejif-10550	202	81	(	(	PUNCT
ejif-10550	202	82	ghannadian	ghannadian	PROPN
ejif-10550	202	83	&	&	CCONJ
ejif-10550	202	84	goswani	goswani	PROPN
ejif-10550	202	85	.	.	PUNCT
ejif-10550	202	86	2004	2004	NUM
ejif-10550	202	87	)	)	PUNCT
ejif-10550	202	88	;	;	PUNCT
ejif-10550	202	89	the	the	DET
ejif-10550	202	90	lobby	lobby	NOUN
ejif-10550	202	91	of	of	ADP
ejif-10550	202	92	traditional	traditional	ADJ
ejif-10550	202	93	banks	bank	NOUN
ejif-10550	202	94	is	be	AUX
ejif-10550	202	95	also	also	ADV
ejif-10550	202	96	the	the	DET
ejif-10550	202	97	cause	cause	NOUN
ejif-10550	202	98	that	that	PRON
ejif-10550	202	99	holds	hold	VERB
ejif-10550	202	100	back	back	ADP
ejif-10550	202	101	the	the	DET
ejif-10550	202	102	marketing	marketing	NOUN
ejif-10550	202	103	of	of	ADP
ejif-10550	202	104	these	these	DET
ejif-10550	202	105	new	new	ADJ
ejif-10550	202	106	products	product	NOUN
ejif-10550	202	107	and	and	CCONJ
ejif-10550	202	108	the	the	DET
ejif-10550	202	109	entry	entry	NOUN
ejif-10550	202	110	of	of	ADP
ejif-10550	202	111	new	new	ADJ
ejif-10550	202	112	islamic	islamic	ADJ
ejif-10550	202	113	banks	bank	NOUN
ejif-10550	202	114	;	;	PUNCT
ejif-10550	202	115	lack	lack	NOUN
ejif-10550	202	116	of	of	ADP
ejif-10550	202	117	political	political	ADJ
ejif-10550	202	118	push	push	NOUN
ejif-10550	202	119	after	after	ADP
ejif-10550	202	120	an	an	DET
ejif-10550	202	121	initial	initial	ADJ
ejif-10550	202	122	euphoria	euphoria	NOUN
ejif-10550	202	123	of	of	ADP
ejif-10550	202	124	financial	financial	ADJ
ejif-10550	202	125	operators	operator	NOUN
ejif-10550	202	126	;	;	PUNCT
ejif-10550	202	127	lack	lack	NOUN
ejif-10550	202	128	of	of	ADP
ejif-10550	202	129	skills	skill	NOUN
ejif-10550	202	130	and	and	CCONJ
ejif-10550	202	131	training	training	NOUN
ejif-10550	202	132	in	in	ADP
ejif-10550	202	133	the	the	DET
ejif-10550	202	134	sector	sector	NOUN
ejif-10550	202	135	;	;	PUNCT
ejif-10550	202	136	marketing	marketing	NOUN
ejif-10550	202	137	is	be	AUX
ejif-10550	202	138	not	not	PART
ejif-10550	202	139	preponderant	preponderant	ADJ
ejif-10550	202	140	compared	compare	VERB
ejif-10550	202	141	to	to	ADP
ejif-10550	202	142	other	other	ADJ
ejif-10550	202	143	business	business	NOUN
ejif-10550	202	144	units	unit	NOUN
ejif-10550	202	145	of	of	ADP
ejif-10550	202	146	the	the	DET
ejif-10550	202	147	bank	bank	NOUN
ejif-10550	202	148	,	,	PUNCT
ejif-10550	202	149	which	which	PRON
ejif-10550	202	150	does	do	AUX
ejif-10550	202	151	not	not	PART
ejif-10550	202	152	help	help	VERB
ejif-10550	202	153	with	with	ADP
ejif-10550	202	154	the	the	DET
ejif-10550	202	155	development	development	NOUN
ejif-10550	202	156	ambitions	ambition	NOUN
ejif-10550	202	157	of	of	ADP
ejif-10550	202	158	these	these	DET
ejif-10550	202	159	activities	activity	NOUN
ejif-10550	202	160	.	.	PUNCT
ejif-10550	203	1	the	the	DET
ejif-10550	203	2	government	government	NOUN
ejif-10550	203	3	attempted	attempt	VERB
ejif-10550	203	4	to	to	PART
ejif-10550	203	5	develop	develop	VERB
ejif-10550	203	6	training	training	NOUN
ejif-10550	203	7	programs	program	NOUN
ejif-10550	203	8	and	and	CCONJ
ejif-10550	203	9	partnerships	partnership	NOUN
ejif-10550	203	10	with	with	ADP
ejif-10550	203	11	various	various	ADJ
ejif-10550	203	12	international	international	ADJ
ejif-10550	203	13	bodies	body	NOUN
ejif-10550	203	14	specialized	specialize	VERB
ejif-10550	203	15	in	in	ADP
ejif-10550	203	16	supervising	supervise	VERB
ejif-10550	203	17	and	and	CCONJ
ejif-10550	203	18	regulating	regulate	VERB
ejif-10550	203	19	participation	participation	NOUN
ejif-10550	203	20	in	in	ADP
ejif-10550	203	21	the	the	DET
ejif-10550	203	22	finance	finance	NOUN
ejif-10550	203	23	sector	sector	NOUN
ejif-10550	203	24	and	and	CCONJ
ejif-10550	203	25	promoting	promote	VERB
ejif-10550	203	26	international	international	ADJ
ejif-10550	203	27	management	management	NOUN
ejif-10550	203	28	standards	standard	NOUN
ejif-10550	203	29	and	and	CCONJ
ejif-10550	203	30	specific	specific	ADJ
ejif-10550	203	31	best	good	ADJ
ejif-10550	203	32	practices	practice	NOUN
ejif-10550	203	33	.	.	PUNCT
ejif-10550	204	1	it	it	PRON
ejif-10550	204	2	has	have	AUX
ejif-10550	204	3	also	also	ADV
ejif-10550	204	4	eased	ease	VERB
ejif-10550	204	5	the	the	DET
ejif-10550	204	6	tax	tax	NOUN
ejif-10550	204	7	burden	burden	NOUN
ejif-10550	204	8	since	since	SCONJ
ejif-10550	204	9	2010	2010	NUM
ejif-10550	204	10	for	for	ADP
ejif-10550	204	11	islamic	islamic	ADJ
ejif-10550	204	12	financial	financial	ADJ
ejif-10550	204	13	products	product	NOUN
ejif-10550	204	14	with	with	ADP
ejif-10550	204	15	the	the	DET
ejif-10550	204	16	concept	concept	NOUN
ejif-10550	204	17	of	of	ADP
ejif-10550	204	18	tax	tax	NOUN
ejif-10550	204	19	neutrality	neutrality	NOUN
ejif-10550	204	20	.	.	PUNCT
ejif-10550	205	1	despite	despite	SCONJ
ejif-10550	205	2	these	these	DET
ejif-10550	205	3	actions	action	NOUN
ejif-10550	205	4	,	,	PUNCT
ejif-10550	205	5	they	they	PRON
ejif-10550	205	6	still	still	ADV
ejif-10550	205	7	lack	lack	VERB
ejif-10550	205	8	traditional	traditional	ADJ
ejif-10550	205	9	finance	finance	NOUN
ejif-10550	205	10	economies	economy	NOUN
ejif-10550	205	11	of	of	ADP
ejif-10550	205	12	scale	scale	NOUN
ejif-10550	205	13	,	,	PUNCT
ejif-10550	205	14	and	and	CCONJ
ejif-10550	205	15	islamic	islamic	ADJ
ejif-10550	205	16	banks	bank	NOUN
ejif-10550	205	17	prefer	prefer	VERB
ejif-10550	205	18	to	to	PART
ejif-10550	205	19	finance	finance	VERB
ejif-10550	205	20	their	their	PRON
ejif-10550	205	21	customers	customer	NOUN
ejif-10550	205	22	through	through	ADP
ejif-10550	205	23	sales	sale	NOUN
ejif-10550	205	24	and	and	CCONJ
ejif-10550	205	25	leasing	leasing	NOUN
ejif-10550	205	26	contracts	contract	NOUN
ejif-10550	205	27	.	.	PUNCT
ejif-10550	206	1	in	in	ADP
ejif-10550	206	2	this	this	DET
ejif-10550	206	3	way	way	NOUN
ejif-10550	206	4	,	,	PUNCT
ejif-10550	206	5	they	they	PRON
ejif-10550	206	6	can	can	AUX
ejif-10550	206	7	limit	limit	VERB
ejif-10550	206	8	the	the	DET
ejif-10550	206	9	risks	risk	NOUN
ejif-10550	206	10	incurred	incur	VERB
ejif-10550	206	11	to	to	ADP
ejif-10550	206	12	the	the	DET
ejif-10550	206	13	risk	risk	NOUN
ejif-10550	206	14	of	of	ADP
ejif-10550	206	15	customer	customer	NOUN
ejif-10550	206	16	insolvency	insolvency	NOUN
ejif-10550	206	17	.	.	PUNCT
ejif-10550	207	1	partnership	partnership	NOUN
ejif-10550	207	2	instruments	instrument	NOUN
ejif-10550	207	3	are	be	AUX
ejif-10550	207	4	generally	generally	ADV
ejif-10550	207	5	reserved	reserve	VERB
ejif-10550	207	6	for	for	ADP
ejif-10550	207	7	customers	customer	NOUN
ejif-10550	207	8	with	with	ADP
ejif-10550	207	9	a	a	DET
ejif-10550	207	10	proven	prove	VERB
ejif-10550	207	11	track	track	NOUN
ejif-10550	207	12	record	record	NOUN
ejif-10550	207	13	and	and	CCONJ
ejif-10550	207	14	repayment	repayment	NOUN
ejif-10550	207	15	capacity	capacity	NOUN
ejif-10550	207	16	,	,	PUNCT
ejif-10550	207	17	effectively	effectively	ADV
ejif-10550	207	18	restricting	restrict	VERB
ejif-10550	207	19	the	the	DET
ejif-10550	207	20	pool	pool	NOUN
ejif-10550	207	21	of	of	ADP
ejif-10550	207	22	potential	potential	ADJ
ejif-10550	207	23	customers	customer	NOUN
ejif-10550	207	24	.	.	PUNCT
ejif-10550	208	1	morocco	morocco	PROPN
ejif-10550	208	2	,	,	PUNCT
ejif-10550	208	3	thus	thus	ADV
ejif-10550	208	4	,	,	PUNCT
ejif-10550	208	5	still	still	ADV
ejif-10550	208	6	lags	lag	VERB
ejif-10550	208	7	behind	behind	ADP
ejif-10550	208	8	other	other	ADJ
ejif-10550	208	9	gulf	gulf	PROPN
ejif-10550	208	10	arab	arab	ADJ
ejif-10550	208	11	countries	country	NOUN
ejif-10550	208	12	in	in	ADP
ejif-10550	208	13	terms	term	NOUN
ejif-10550	208	14	of	of	ADP
ejif-10550	208	15	participatory	participatory	ADJ
ejif-10550	208	16	banking	banking	NOUN
ejif-10550	208	17	.	.	PUNCT
ejif-10550	209	1	these	these	DET
ejif-10550	209	2	islamic	islamic	ADJ
ejif-10550	209	3	financial	financial	ADJ
ejif-10550	209	4	products	product	NOUN
ejif-10550	209	5	have	have	AUX
ejif-10550	209	6	failed	fail	VERB
ejif-10550	209	7	to	to	PART
ejif-10550	209	8	convince	convince	VERB
ejif-10550	209	9	the	the	DET
ejif-10550	209	10	majority	majority	NOUN
ejif-10550	209	11	of	of	ADP
ejif-10550	209	12	moroccans	moroccans	PROPN
ejif-10550	209	13	,	,	PUNCT
ejif-10550	209	14	and	and	CCONJ
ejif-10550	209	15	their	their	PRON
ejif-10550	209	16	presence	presence	NOUN
ejif-10550	209	17	has	have	AUX
ejif-10550	209	18	been	be	AUX
ejif-10550	209	19	limited	limit	VERB
ejif-10550	209	20	by	by	ADP
ejif-10550	209	21	a	a	DET
ejif-10550	209	22	lack	lack	NOUN
ejif-10550	209	23	of	of	ADP
ejif-10550	209	24	awareness	awareness	NOUN
ejif-10550	209	25	,	,	PUNCT
ejif-10550	209	26	knowledge	knowledge	NOUN
ejif-10550	209	27	,	,	PUNCT
ejif-10550	209	28	communication	communication	NOUN
ejif-10550	209	29	difficulties	difficulty	NOUN
ejif-10550	209	30	and	and	CCONJ
ejif-10550	209	31	the	the	DET
ejif-10550	209	32	absence	absence	NOUN
ejif-10550	209	33	of	of	ADP
ejif-10550	209	34	a	a	DET
ejif-10550	209	35	regulatory	regulatory	ADJ
ejif-10550	209	36	framework	framework	NOUN
ejif-10550	209	37	.	.	PUNCT
ejif-10550	210	1	as	as	ADP
ejif-10550	210	2	proof	proof	NOUN
ejif-10550	210	3	of	of	ADP
ejif-10550	210	4	this	this	PRON
ejif-10550	210	5	,	,	PUNCT
ejif-10550	210	6	only	only	ADV
ejif-10550	210	7	a	a	DET
ejif-10550	210	8	few	few	ADJ
ejif-10550	210	9	european	european	ADJ
ejif-10550	210	10	banks	bank	NOUN
ejif-10550	210	11	offer	offer	VERB
ejif-10550	210	12	sharia	sharia	NOUN
ejif-10550	210	13	-	-	PUNCT
ejif-10550	210	14	compliant	compliant	ADJ
ejif-10550	210	15	products	product	NOUN
ejif-10550	210	16	in	in	ADP
ejif-10550	210	17	morocco	morocco	PROPN
ejif-10550	210	18	with	with	ADP
ejif-10550	210	19	islamic	islamic	ADJ
ejif-10550	210	20	product	product	NOUN
ejif-10550	210	21	windows	window	NOUN
ejif-10550	210	22	,	,	PUNCT
ejif-10550	210	23	and	and	CCONJ
ejif-10550	210	24	few	few	ADJ
ejif-10550	210	25	have	have	AUX
ejif-10550	210	26	organized	organize	VERB
ejif-10550	210	27	themselves	themselves	PRON
ejif-10550	210	28	as	as	ADP
ejif-10550	210	29	participatory	participatory	ADJ
ejif-10550	210	30	banks	bank	NOUN
ejif-10550	210	31	.	.	PUNCT
ejif-10550	211	1	spanish	spanish	ADJ
ejif-10550	211	2	banks	bank	NOUN
ejif-10550	211	3	,	,	PUNCT
ejif-10550	211	4	for	for	ADP
ejif-10550	211	5	example	example	NOUN
ejif-10550	211	6	,	,	PUNCT
ejif-10550	211	7	do	do	AUX
ejif-10550	211	8	not	not	PART
ejif-10550	211	9	provide	provide	VERB
ejif-10550	211	10	sharia	sharia	NOUN
ejif-10550	211	11	-	-	PUNCT
ejif-10550	211	12	compliant	compliant	ADJ
ejif-10550	211	13	products	product	NOUN
ejif-10550	211	14	,	,	PUNCT
ejif-10550	211	15	and	and	CCONJ
ejif-10550	211	16	credit	credit	NOUN
ejif-10550	211	17	agricole	agricole	NOUN
ejif-10550	211	18	has	have	AUX
ejif-10550	211	19	only	only	ADV
ejif-10550	211	20	set	set	VERB
ejif-10550	211	21	up	up	ADP
ejif-10550	211	22	a	a	DET
ejif-10550	211	23	participative	participative	ADJ
ejif-10550	211	24	branch	branch	NOUN
ejif-10550	211	25	out	out	ADP
ejif-10550	211	26	of	of	ADP
ejif-10550	211	27	the	the	DET
ejif-10550	211	28	french	french	ADJ
ejif-10550	211	29	banks	bank	NOUN
ejif-10550	211	30	.	.	PUNCT
ejif-10550	212	1	the	the	DET
ejif-10550	212	2	heavy	heavy	ADJ
ejif-10550	212	3	backlash	backlash	NOUN
ejif-10550	212	4	of	of	ADP
ejif-10550	212	5	the	the	DET
ejif-10550	212	6	last	last	ADJ
ejif-10550	212	7	international	international	ADJ
ejif-10550	212	8	economic	economic	ADJ
ejif-10550	212	9	and	and	CCONJ
ejif-10550	212	10	financial	financial	ADJ
ejif-10550	212	11	crisis	crisis	NOUN
ejif-10550	212	12	2008	2008	NUM
ejif-10550	212	13	and	and	CCONJ
ejif-10550	212	14	consumers	consumer	NOUN
ejif-10550	212	15	’	'	PUNCT
ejif-10550	212	16	desire	desire	NOUN
ejif-10550	212	17	for	for	ADP
ejif-10550	212	18	islamic	islamic	ADJ
ejif-10550	212	19	-	-	PUNCT
ejif-10550	212	20	compliant	compliant	ADJ
ejif-10550	212	21	banking	banking	NOUN
ejif-10550	212	22	services	service	NOUN
ejif-10550	212	23	are	be	AUX
ejif-10550	212	24	forcing	force	VERB
ejif-10550	212	25	moroccan	moroccan	ADJ
ejif-10550	212	26	financial	financial	ADJ
ejif-10550	212	27	institutions	institution	NOUN
ejif-10550	212	28	to	to	PART
ejif-10550	212	29	face	face	VERB
ejif-10550	212	30	a	a	DET
ejif-10550	212	31	reorganization	reorganization	NOUN
ejif-10550	212	32	to	to	PART
ejif-10550	212	33	present	present	VERB
ejif-10550	212	34	a	a	DET
ejif-10550	212	35	banking	banking	NOUN
ejif-10550	212	36	service	service	NOUN
ejif-10550	212	37	compatible	compatible	ADJ
ejif-10550	212	38	with	with	ADP
ejif-10550	212	39	the	the	DET
ejif-10550	212	40	expectations	expectation	NOUN
ejif-10550	212	41	of	of	ADP
ejif-10550	212	42	those	those	PRON
ejif-10550	212	43	seeking	seek	VERB
ejif-10550	212	44	sharia	sharia	NOUN
ejif-10550	212	45	-	-	PUNCT
ejif-10550	212	46	compliant	compliant	ADJ
ejif-10550	212	47	products	product	NOUN
ejif-10550	212	48	.	.	PUNCT
ejif-10550	213	1	we	we	PRON
ejif-10550	213	2	find	find	VERB
ejif-10550	213	3	that	that	SCONJ
ejif-10550	213	4	there	there	PRON
ejif-10550	213	5	is	be	VERB
ejif-10550	213	6	also	also	ADV
ejif-10550	213	7	an	an	DET
ejif-10550	213	8	issue	issue	NOUN
ejif-10550	213	9	related	relate	VERB
ejif-10550	213	10	to	to	ADP
ejif-10550	213	11	the	the	DET
ejif-10550	213	12	dualism	dualism	NOUN
ejif-10550	213	13	of	of	ADP
ejif-10550	213	14	the	the	DET
ejif-10550	213	15	mission	mission	NOUN
ejif-10550	213	16	of	of	ADP
ejif-10550	213	17	islamic	islamic	ADJ
ejif-10550	213	18	banks	bank	NOUN
ejif-10550	213	19	.	.	PUNCT
ejif-10550	214	1	indeed	indeed	ADV
ejif-10550	214	2	,	,	PUNCT
ejif-10550	214	3	participatory	participatory	ADJ
ejif-10550	214	4	banks	bank	NOUN
ejif-10550	214	5	play	play	VERB
ejif-10550	214	6	two	two	NUM
ejif-10550	214	7	primary	primary	ADJ
ejif-10550	214	8	roles	role	NOUN
ejif-10550	214	9	in	in	ADP
ejif-10550	214	10	moroccan	moroccan	ADJ
ejif-10550	214	11	society	society	NOUN
ejif-10550	214	12	:	:	PUNCT
ejif-10550	214	13	charitable	charitable	ADJ
ejif-10550	214	14	organizations	organization	NOUN
ejif-10550	214	15	and	and	CCONJ
ejif-10550	214	16	economic	economic	ADJ
ejif-10550	214	17	entities	entity	NOUN
ejif-10550	214	18	with	with	ADP
ejif-10550	214	19	profit	profit	NOUN
ejif-10550	214	20	motives	motive	NOUN
ejif-10550	214	21	,	,	PUNCT
ejif-10550	214	22	selling	sell	VERB
ejif-10550	214	23	goods	good	NOUN
ejif-10550	214	24	and	and	CCONJ
ejif-10550	214	25	financial	financial	ADJ
ejif-10550	214	26	services	service	NOUN
ejif-10550	214	27	.	.	PUNCT
ejif-10550	215	1	finally	finally	ADV
ejif-10550	215	2	,	,	PUNCT
ejif-10550	215	3	the	the	DET
ejif-10550	215	4	participatory	participatory	PROPN
ejif-10550	215	5	bank	bank	PROPN
ejif-10550	215	6	in	in	ADP
ejif-10550	215	7	morocco	morocco	PROPN
ejif-10550	215	8	has	have	VERB
ejif-10550	215	9	a	a	DET
ejif-10550	215	10	dual	dual	ADJ
ejif-10550	215	11	commercial	commercial	ADJ
ejif-10550	215	12	and	and	CCONJ
ejif-10550	215	13	financial	financial	ADJ
ejif-10550	215	14	vocation	vocation	NOUN
ejif-10550	215	15	;	;	PUNCT
ejif-10550	215	16	this	this	DET
ejif-10550	215	17	new	new	ADJ
ejif-10550	215	18	bank	bank	NOUN
ejif-10550	215	19	in	in	ADP
ejif-10550	215	20	the	the	DET
ejif-10550	215	21	local	local	ADJ
ejif-10550	215	22	market	market	NOUN
ejif-10550	215	23	participates	participate	VERB
ejif-10550	215	24	in	in	ADP
ejif-10550	215	25	project	project	NOUN
ejif-10550	215	26	creation	creation	NOUN
ejif-10550	215	27	,	,	PUNCT
ejif-10550	215	28	transformation	transformation	NOUN
ejif-10550	215	29	,	,	PUNCT
ejif-10550	215	30	commercialization	commercialization	NOUN
ejif-10550	215	31	and	and	CCONJ
ejif-10550	215	32	wealth	wealth	NOUN
ejif-10550	215	33	.	.	PUNCT
ejif-10550	216	1	boularas	boularas	PROPN
ejif-10550	216	2	nabil	nabil	PROPN
ejif-10550	216	3	,	,	PUNCT
ejif-10550	216	4	in	in	ADP
ejif-10550	216	5	“	"	PUNCT
ejif-10550	216	6	the	the	DET
ejif-10550	216	7	impact	impact	NOUN
ejif-10550	216	8	of	of	ADP
ejif-10550	216	9	religion	religion	NOUN
ejif-10550	216	10	on	on	ADP
ejif-10550	216	11	the	the	DET
ejif-10550	216	12	banking	banking	NOUN
ejif-10550	216	13	sector	sector	NOUN
ejif-10550	216	14	in	in	ADP
ejif-10550	216	15	the	the	DET
ejif-10550	216	16	morocco	morocco	PROPN
ejif-10550	216	17	case	case	NOUN
ejif-10550	216	18	of	of	ADP
ejif-10550	216	19	participatory	participatory	ADJ
ejif-10550	216	20	banks	bank	NOUN
ejif-10550	216	21	”	"	PUNCT
ejif-10550	216	22	,	,	PUNCT
ejif-10550	216	23	proposes	propose	VERB
ejif-10550	216	24	the	the	DET
ejif-10550	216	25	variables	variable	NOUN
ejif-10550	216	26	that	that	PRON
ejif-10550	216	27	influence	influence	NOUN
ejif-10550	216	28	consumers	consumer	NOUN
ejif-10550	216	29	’	’	PART
ejif-10550	216	30	choices	choice	NOUN
ejif-10550	216	31	concerning	concern	VERB
ejif-10550	216	32	the	the	DET
ejif-10550	216	33	participatory	participatory	ADJ
ejif-10550	216	34	financial	financial	ADJ
ejif-10550	216	35	system	system	NOUN
ejif-10550	216	36	(	(	PUNCT
ejif-10550	216	37	nabil	nabil	NOUN
ejif-10550	216	38	,	,	PUNCT
ejif-10550	216	39	2019	2019	NUM
ejif-10550	216	40	)	)	PUNCT
ejif-10550	216	41	.	.	PUNCT
ejif-10550	217	1	in	in	ADP
ejif-10550	217	2	his	his	PRON
ejif-10550	217	3	article	article	NOUN
ejif-10550	217	4	,	,	PUNCT
ejif-10550	217	5	we	we	PRON
ejif-10550	217	6	find	find	VERB
ejif-10550	217	7	two	two	NUM
ejif-10550	217	8	variables	variable	NOUN
ejif-10550	217	9	in	in	ADP
ejif-10550	217	10	choosing	choose	VERB
ejif-10550	217	11	an	an	DET
ejif-10550	217	12	islamic	islamic	ADJ
ejif-10550	217	13	bank	bank	NOUN
ejif-10550	217	14	:	:	PUNCT
ejif-10550	217	15	personal	personal	ADJ
ejif-10550	217	16	and	and	CCONJ
ejif-10550	217	17	psychological	psychological	ADJ
ejif-10550	217	18	.	.	PUNCT
ejif-10550	218	1	personal	personal	ADJ
ejif-10550	218	2	variables	variable	NOUN
ejif-10550	218	3	are	be	AUX
ejif-10550	218	4	:	:	PUNCT
ejif-10550	218	5	61	61	NUM
ejif-10550	218	6	european	european	ADJ
ejif-10550	218	7	journal	journal	PROPN
ejif-10550	218	8	of	of	ADP
ejif-10550	218	9	islamic	islamic	PROPN
ejif-10550	218	10	finance	finance	PROPN
ejif-10550	218	11	issn	issn	PROPN
ejif-10550	218	12	:	:	PUNCT
ejif-10550	218	13	2421	2421	NUM
ejif-10550	218	14	-	-	SYM
ejif-10550	218	15	2172	2172	NUM
ejif-10550	218	16	doi	doi	NOUN
ejif-10550	218	17	:	:	PUNCT
ejif-10550	218	18	10.13135/2421	10.13135/2421	NUM
ejif-10550	218	19	-	-	SYM
ejif-10550	218	20	2172/10550	2172/10550	NUM
ejif-10550	218	21	published	publish	VERB
ejif-10550	218	22	by	by	ADP
ejif-10550	218	23	university	university	PROPN
ejif-10550	218	24	of	of	ADP
ejif-10550	218	25	turin	turin	PROPN
ejif-10550	219	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	219	2	ejif	ejif	PROPN
ejif-10550	219	3	content	content	NOUN
ejif-10550	219	4	is	be	AUX
ejif-10550	219	5	licensed	license	VERB
ejif-10550	219	6	under	under	ADP
ejif-10550	219	7	a	a	DET
ejif-10550	219	8	creative	creative	ADJ
ejif-10550	219	9	commons	common	NOUN
ejif-10550	219	10	attribution	attribution	NOUN
ejif-10550	219	11	4.0	4.0	NUM
ejif-10550	219	12	international	international	ADJ
ejif-10550	219	13	license	license	NOUN
ejif-10550	219	14	age	age	NOUN
ejif-10550	219	15	and	and	CCONJ
ejif-10550	219	16	life	life	NOUN
ejif-10550	219	17	cycle	cycle	NOUN
ejif-10550	219	18	:	:	PUNCT
ejif-10550	219	19	a	a	DET
ejif-10550	219	20	participatory	participatory	ADJ
ejif-10550	219	21	bank	bank	NOUN
ejif-10550	219	22	is	be	AUX
ejif-10550	219	23	so	so	ADV
ejif-10550	219	24	innovative	innovative	ADJ
ejif-10550	219	25	and	and	CCONJ
ejif-10550	219	26	creative	creative	ADJ
ejif-10550	219	27	that	that	SCONJ
ejif-10550	219	28	it	it	PRON
ejif-10550	219	29	attracts	attract	VERB
ejif-10550	219	30	young	young	ADJ
ejif-10550	219	31	customers	customer	NOUN
ejif-10550	219	32	.	.	PUNCT
ejif-10550	220	1	occupation	occupation	NOUN
ejif-10550	220	2	and	and	CCONJ
ejif-10550	220	3	social	social	ADJ
ejif-10550	220	4	position	position	NOUN
ejif-10550	220	5	:	:	PUNCT
ejif-10550	220	6	sources	source	NOUN
ejif-10550	220	7	of	of	ADP
ejif-10550	220	8	knowledge	knowledge	NOUN
ejif-10550	220	9	,	,	PUNCT
ejif-10550	220	10	such	such	ADJ
ejif-10550	220	11	as	as	ADP
ejif-10550	220	12	occupation	occupation	NOUN
ejif-10550	220	13	and	and	CCONJ
ejif-10550	220	14	hierarchical	hierarchical	ADJ
ejif-10550	220	15	position	position	NOUN
ejif-10550	220	16	,	,	PUNCT
ejif-10550	220	17	can	can	AUX
ejif-10550	220	18	also	also	ADV
ejif-10550	220	19	influence	influence	VERB
ejif-10550	220	20	the	the	DET
ejif-10550	220	21	decision	decision	NOUN
ejif-10550	220	22	process	process	NOUN
ejif-10550	220	23	.	.	PUNCT
ejif-10550	221	1	personality	personality	NOUN
ejif-10550	221	2	:	:	PUNCT
ejif-10550	221	3	psychological	psychological	ADJ
ejif-10550	221	4	characteristics	characteristic	NOUN
ejif-10550	221	5	generate	generate	VERB
ejif-10550	221	6	a	a	DET
ejif-10550	221	7	regular	regular	ADJ
ejif-10550	221	8	and	and	CCONJ
ejif-10550	221	9	stable	stable	ADJ
ejif-10550	221	10	response	response	NOUN
ejif-10550	221	11	pattern	pattern	NOUN
ejif-10550	221	12	for	for	ADP
ejif-10550	221	13	certain	certain	ADJ
ejif-10550	221	14	people	people	NOUN
ejif-10550	221	15	.	.	PUNCT
ejif-10550	222	1	psychological	psychological	ADJ
ejif-10550	222	2	variables	variable	NOUN
ejif-10550	222	3	are	be	AUX
ejif-10550	222	4	:	:	PUNCT
ejif-10550	222	5	motivation	motivation	NOUN
ejif-10550	222	6	:	:	PUNCT
ejif-10550	222	7	the	the	DET
ejif-10550	222	8	choice	choice	NOUN
ejif-10550	222	9	of	of	ADP
ejif-10550	222	10	a	a	DET
ejif-10550	222	11	participatory	participatory	ADJ
ejif-10550	222	12	bank	bank	NOUN
ejif-10550	222	13	would	would	AUX
ejif-10550	222	14	be	be	AUX
ejif-10550	222	15	for	for	ADP
ejif-10550	222	16	a	a	DET
ejif-10550	222	17	muslim	muslim	ADJ
ejif-10550	222	18	as	as	ADV
ejif-10550	222	19	much	much	ADV
ejif-10550	222	20	as	as	ADP
ejif-10550	222	21	a	a	DET
ejif-10550	222	22	religious	religious	ADJ
ejif-10550	222	23	act	act	NOUN
ejif-10550	222	24	as	as	ADP
ejif-10550	222	25	a	a	DET
ejif-10550	222	26	simple	simple	ADJ
ejif-10550	222	27	transaction	transaction	NOUN
ejif-10550	222	28	or	or	CCONJ
ejif-10550	222	29	service	service	NOUN
ejif-10550	222	30	.	.	PUNCT
ejif-10550	223	1	for	for	ADP
ejif-10550	223	2	muslims	muslims	PROPN
ejif-10550	223	3	,	,	PUNCT
ejif-10550	223	4	the	the	DET
ejif-10550	223	5	choice	choice	NOUN
ejif-10550	223	6	of	of	ADP
ejif-10550	223	7	a	a	DET
ejif-10550	223	8	participatory	participatory	ADJ
ejif-10550	223	9	bank	bank	NOUN
ejif-10550	223	10	or	or	CCONJ
ejif-10550	223	11	service	service	NOUN
ejif-10550	223	12	is	be	AUX
ejif-10550	223	13	directly	directly	ADV
ejif-10550	223	14	dependent	dependent	ADJ
ejif-10550	223	15	on	on	ADP
ejif-10550	223	16	their	their	PRON
ejif-10550	223	17	islamic	islamic	ADJ
ejif-10550	223	18	values	value	NOUN
ejif-10550	223	19	.	.	PUNCT
ejif-10550	224	1	beliefs	belief	NOUN
ejif-10550	224	2	and	and	CCONJ
ejif-10550	224	3	attitudes	attitude	NOUN
ejif-10550	224	4	:	:	PUNCT
ejif-10550	224	5	the	the	DET
ejif-10550	224	6	degree	degree	NOUN
ejif-10550	224	7	of	of	ADP
ejif-10550	224	8	religious	religious	ADJ
ejif-10550	224	9	favor	favor	NOUN
ejif-10550	224	10	and	and	CCONJ
ejif-10550	224	11	practicality	practicality	NOUN
ejif-10550	224	12	strongly	strongly	ADV
ejif-10550	224	13	influences	influence	VERB
ejif-10550	224	14	a	a	DET
ejif-10550	224	15	muslim	muslim	ADJ
ejif-10550	224	16	customer	customer	NOUN
ejif-10550	224	17	's	's	PART
ejif-10550	224	18	choice	choice	NOUN
ejif-10550	224	19	of	of	ADP
ejif-10550	224	20	a	a	DET
ejif-10550	224	21	bank	bank	NOUN
ejif-10550	224	22	or	or	CCONJ
ejif-10550	224	23	participatory	participatory	ADJ
ejif-10550	224	24	service	service	NOUN
ejif-10550	224	25	.	.	PUNCT
ejif-10550	225	1	islamic	islamic	ADJ
ejif-10550	225	2	banks	bank	NOUN
ejif-10550	225	3	of	of	ADP
ejif-10550	225	4	morocco	morocco	PROPN
ejif-10550	225	5	need	need	VERB
ejif-10550	225	6	to	to	PART
ejif-10550	225	7	focus	focus	VERB
ejif-10550	225	8	on	on	ADP
ejif-10550	225	9	better	well	ADJ
ejif-10550	225	10	communication	communication	NOUN
ejif-10550	225	11	and	and	CCONJ
ejif-10550	225	12	promotion	promotion	NOUN
ejif-10550	225	13	based	base	VERB
ejif-10550	225	14	on	on	ADP
ejif-10550	225	15	effective	effective	ADJ
ejif-10550	225	16	market	market	NOUN
ejif-10550	225	17	segmentation	segmentation	NOUN
ejif-10550	225	18	to	to	PART
ejif-10550	225	19	attract	attract	VERB
ejif-10550	225	20	the	the	DET
ejif-10550	225	21	attention	attention	NOUN
ejif-10550	225	22	of	of	ADP
ejif-10550	225	23	muslim	muslim	ADJ
ejif-10550	225	24	and	and	CCONJ
ejif-10550	225	25	non	non	ADJ
ejif-10550	225	26	-	-	ADJ
ejif-10550	225	27	muslim	muslim	ADJ
ejif-10550	225	28	customers	customer	NOUN
ejif-10550	225	29	—	—	PUNCT
ejif-10550	225	30	information	information	NOUN
ejif-10550	225	31	campaigns	campaign	VERB
ejif-10550	225	32	through	through	ADP
ejif-10550	225	33	symposiums	symposium	NOUN
ejif-10550	225	34	and	and	CCONJ
ejif-10550	225	35	conferences	conference	NOUN
ejif-10550	225	36	.	.	PUNCT
ejif-10550	226	1	at	at	ADP
ejif-10550	226	2	the	the	DET
ejif-10550	226	3	same	same	ADJ
ejif-10550	226	4	time	time	NOUN
ejif-10550	226	5	,	,	PUNCT
ejif-10550	226	6	these	these	DET
ejif-10550	226	7	participatory	participatory	ADJ
ejif-10550	226	8	banks	bank	NOUN
ejif-10550	226	9	must	must	AUX
ejif-10550	226	10	offer	offer	VERB
ejif-10550	226	11	new	new	ADJ
ejif-10550	226	12	services	service	NOUN
ejif-10550	226	13	through	through	ADP
ejif-10550	226	14	fintech	fintech	NOUN
ejif-10550	226	15	to	to	PART
ejif-10550	226	16	meet	meet	VERB
ejif-10550	226	17	customers	customer	NOUN
ejif-10550	226	18	’	’	PART
ejif-10550	226	19	expectations	expectation	NOUN
ejif-10550	226	20	and	and	CCONJ
ejif-10550	226	21	needs	need	NOUN
ejif-10550	226	22	.	.	PUNCT
ejif-10550	227	1	despite	despite	SCONJ
ejif-10550	227	2	what	what	PRON
ejif-10550	227	3	can	can	AUX
ejif-10550	227	4	be	be	AUX
ejif-10550	227	5	improved	improve	VERB
ejif-10550	227	6	in	in	ADP
ejif-10550	227	7	the	the	DET
ejif-10550	227	8	institutional	institutional	ADJ
ejif-10550	227	9	framework	framework	NOUN
ejif-10550	227	10	for	for	ADP
ejif-10550	227	11	the	the	DET
ejif-10550	227	12	diffusion	diffusion	NOUN
ejif-10550	227	13	of	of	ADP
ejif-10550	227	14	islamic	islamic	PROPN
ejif-10550	227	15	finance	finance	PROPN
ejif-10550	227	16	,	,	PUNCT
ejif-10550	227	17	morocco	morocco	PROPN
ejif-10550	227	18	has	have	VERB
ejif-10550	227	19	a	a	DET
ejif-10550	227	20	reasonable	reasonable	ADJ
ejif-10550	227	21	basis	basis	NOUN
ejif-10550	227	22	for	for	ADP
ejif-10550	227	23	disseminating	disseminate	VERB
ejif-10550	227	24	these	these	DET
ejif-10550	227	25	financial	financial	ADJ
ejif-10550	227	26	instruments	instrument	NOUN
ejif-10550	227	27	.	.	PUNCT
ejif-10550	228	1	indeed	indeed	ADV
ejif-10550	228	2	,	,	PUNCT
ejif-10550	228	3	as	as	SCONJ
ejif-10550	228	4	the	the	DET
ejif-10550	228	5	authors	author	NOUN
ejif-10550	228	6	rhanoui	rhanoui	VERB
ejif-10550	228	7	and	and	CCONJ
ejif-10550	228	8	belkhoutout	belkhoutout	NOUN
ejif-10550	228	9	recall	recall	NOUN
ejif-10550	228	10	,	,	PUNCT
ejif-10550	228	11	morocco	morocco	PROPN
ejif-10550	228	12	has	have	VERB
ejif-10550	228	13	several	several	ADJ
ejif-10550	228	14	strengths	strength	NOUN
ejif-10550	228	15	to	to	PART
ejif-10550	228	16	accommodate	accommodate	VERB
ejif-10550	228	17	islamic	islamic	ADJ
ejif-10550	228	18	banks	bank	NOUN
ejif-10550	228	19	in	in	ADP
ejif-10550	228	20	its	its	PRON
ejif-10550	228	21	country	country	NOUN
ejif-10550	228	22	,	,	PUNCT
ejif-10550	228	23	such	such	ADJ
ejif-10550	228	24	as	as	ADP
ejif-10550	228	25	a	a	DET
ejif-10550	228	26	muslim	muslim	ADJ
ejif-10550	228	27	population	population	NOUN
ejif-10550	228	28	,	,	PUNCT
ejif-10550	228	29	a	a	DET
ejif-10550	228	30	perfect	perfect	ADJ
ejif-10550	228	31	geographical	geographical	ADJ
ejif-10550	228	32	location	location	NOUN
ejif-10550	228	33	,	,	PUNCT
ejif-10550	228	34	and	and	CCONJ
ejif-10550	228	35	a	a	DET
ejif-10550	228	36	favourable	favourable	ADJ
ejif-10550	228	37	economic	economic	ADJ
ejif-10550	228	38	environment	environment	NOUN
ejif-10550	228	39	(	(	PUNCT
ejif-10550	228	40	rhanoui	rhanoui	NOUN
ejif-10550	228	41	and	and	CCONJ
ejif-10550	228	42	belkhoutout	belkhoutout	NOUN
ejif-10550	228	43	,	,	PUNCT
ejif-10550	228	44	2017	2017	NUM
ejif-10550	228	45	)	)	PUNCT
ejif-10550	228	46	.	.	PUNCT
ejif-10550	229	1	thus	thus	ADV
ejif-10550	229	2	,	,	PUNCT
ejif-10550	229	3	after	after	ADP
ejif-10550	229	4	the	the	DET
ejif-10550	229	5	launch	launch	NOUN
ejif-10550	229	6	of	of	ADP
ejif-10550	229	7	the	the	DET
ejif-10550	229	8	first	first	ADJ
ejif-10550	229	9	islamic	islamic	ADJ
ejif-10550	229	10	finance	finance	NOUN
ejif-10550	229	11	products	product	NOUN
ejif-10550	229	12	known	know	VERB
ejif-10550	229	13	as	as	ADP
ejif-10550	229	14	alternative	alternative	ADJ
ejif-10550	229	15	products	product	NOUN
ejif-10550	229	16	,	,	PUNCT
ejif-10550	229	17	the	the	DET
ejif-10550	229	18	monetary	monetary	ADJ
ejif-10550	229	19	authorities	authority	NOUN
ejif-10550	229	20	expected	expect	VERB
ejif-10550	229	21	to	to	PART
ejif-10550	229	22	attract	attract	VERB
ejif-10550	229	23	many	many	ADJ
ejif-10550	229	24	customers	customer	NOUN
ejif-10550	229	25	interested	interested	ADJ
ejif-10550	229	26	in	in	ADP
ejif-10550	229	27	this	this	DET
ejif-10550	229	28	type	type	NOUN
ejif-10550	229	29	of	of	ADP
ejif-10550	229	30	product	product	NOUN
ejif-10550	229	31	.	.	PUNCT
ejif-10550	230	1	still	still	ADV
ejif-10550	230	2	,	,	PUNCT
ejif-10550	230	3	the	the	DET
ejif-10550	230	4	expected	expect	VERB
ejif-10550	230	5	results	result	NOUN
ejif-10550	230	6	have	have	AUX
ejif-10550	230	7	not	not	PART
ejif-10550	230	8	been	be	AUX
ejif-10550	230	9	seen	see	VERB
ejif-10550	230	10	in	in	ADP
ejif-10550	230	11	the	the	DET
ejif-10550	230	12	moroccan	moroccan	ADJ
ejif-10550	230	13	market	market	NOUN
ejif-10550	230	14	.	.	PUNCT
ejif-10550	231	1	six	six	NUM
ejif-10550	231	2	years	year	NOUN
ejif-10550	231	3	after	after	ADP
ejif-10550	231	4	the	the	DET
ejif-10550	231	5	launch	launch	NOUN
ejif-10550	231	6	of	of	ADP
ejif-10550	231	7	these	these	DET
ejif-10550	231	8	products	product	NOUN
ejif-10550	231	9	,	,	PUNCT
ejif-10550	231	10	they	they	PRON
ejif-10550	231	11	have	have	AUX
ejif-10550	231	12	even	even	ADV
ejif-10550	231	13	declined	decline	VERB
ejif-10550	231	14	over	over	ADP
ejif-10550	231	15	time	time	NOUN
ejif-10550	231	16	(	(	PUNCT
ejif-10550	231	17	zahid	zahid	PROPN
ejif-10550	231	18	and	and	CCONJ
ejif-10550	231	19	ibourk	ibourk	ADJ
ejif-10550	231	20	,	,	PUNCT
ejif-10550	231	21	2014	2014	NUM
ejif-10550	231	22	)	)	PUNCT
ejif-10550	231	23	.	.	PUNCT
ejif-10550	232	1	the	the	DET
ejif-10550	232	2	causes	cause	NOUN
ejif-10550	232	3	of	of	ADP
ejif-10550	232	4	this	this	DET
ejif-10550	232	5	failure	failure	NOUN
ejif-10550	232	6	are	be	AUX
ejif-10550	232	7	different	different	ADJ
ejif-10550	232	8	and	and	CCONJ
ejif-10550	232	9	are	be	AUX
ejif-10550	232	10	investigated	investigate	VERB
ejif-10550	232	11	by	by	ADP
ejif-10550	232	12	the	the	DET
ejif-10550	232	13	moroccan	moroccan	PROPN
ejif-10550	232	14	financial	financial	PROPN
ejif-10550	232	15	literature	literature	PROPN
ejif-10550	232	16	:	:	PUNCT
ejif-10550	232	17	bank	bank	PROPN
ejif-10550	232	18	al	al	PROPN
ejif-10550	232	19	-	-	PUNCT
ejif-10550	232	20	maghrib	maghrib	PROPN
ejif-10550	232	21	,	,	PUNCT
ejif-10550	232	22	in	in	ADP
ejif-10550	232	23	collaboration	collaboration	NOUN
ejif-10550	232	24	with	with	ADP
ejif-10550	232	25	the	the	DET
ejif-10550	232	26	professional	professional	ADJ
ejif-10550	232	27	group	group	NOUN
ejif-10550	232	28	of	of	ADP
ejif-10550	232	29	moroccan	moroccan	ADJ
ejif-10550	232	30	banks	bank	NOUN
ejif-10550	232	31	(	(	PUNCT
ejif-10550	232	32	gpbm	gpbm	PROPN
ejif-10550	232	33	)	)	PUNCT
ejif-10550	232	34	,	,	PUNCT
ejif-10550	232	35	has	have	AUX
ejif-10550	232	36	drafted	draft	VERB
ejif-10550	232	37	a	a	DET
ejif-10550	232	38	“	"	PUNCT
ejif-10550	232	39	tutorial	tutorial	NOUN
ejif-10550	232	40	”	"	PUNCT
ejif-10550	232	41	that	that	PRON
ejif-10550	232	42	sets	set	VERB
ejif-10550	232	43	out	out	ADP
ejif-10550	232	44	the	the	DET
ejif-10550	232	45	guiding	guide	VERB
ejif-10550	232	46	principles	principle	NOUN
ejif-10550	232	47	of	of	ADP
ejif-10550	232	48	communication	communication	NOUN
ejif-10550	232	49	on	on	ADP
ejif-10550	232	50	these	these	DET
ejif-10550	232	51	products	product	NOUN
ejif-10550	232	52	and	and	CCONJ
ejif-10550	232	53	insists	insist	VERB
ejif-10550	232	54	on	on	ADP
ejif-10550	232	55	the	the	DET
ejif-10550	232	56	prohibition	prohibition	NOUN
ejif-10550	232	57	of	of	ADP
ejif-10550	232	58	religious	religious	ADJ
ejif-10550	232	59	mentions	mention	NOUN
ejif-10550	232	60	,	,	PUNCT
ejif-10550	232	61	as	as	ADV
ejif-10550	232	62	well	well	ADV
ejif-10550	232	63	as	as	ADP
ejif-10550	232	64	the	the	DET
ejif-10550	232	65	language	language	NOUN
ejif-10550	232	66	adopted	adopt	VERB
ejif-10550	232	67	by	by	ADP
ejif-10550	232	68	customer	customer	NOUN
ejif-10550	232	69	service	service	NOUN
ejif-10550	232	70	staff	staff	NOUN
ejif-10550	232	71	.	.	PUNCT
ejif-10550	233	1	these	these	DET
ejif-10550	233	2	actions	action	NOUN
ejif-10550	233	3	and	and	CCONJ
ejif-10550	233	4	restrictions	restriction	NOUN
ejif-10550	233	5	confirm	confirm	VERB
ejif-10550	233	6	the	the	DET
ejif-10550	233	7	moroccan	moroccan	ADJ
ejif-10550	233	8	monetary	monetary	ADJ
ejif-10550	233	9	authorities	authority	NOUN
ejif-10550	233	10	’	’	PART
ejif-10550	233	11	sensitivity	sensitivity	NOUN
ejif-10550	233	12	to	to	ADP
ejif-10550	233	13	these	these	DET
ejif-10550	233	14	new	new	ADJ
ejif-10550	233	15	forms	form	NOUN
ejif-10550	233	16	of	of	ADP
ejif-10550	233	17	banking	banking	NOUN
ejif-10550	233	18	.	.	PUNCT
ejif-10550	234	1	it	it	PRON
ejif-10550	234	2	is	be	AUX
ejif-10550	234	3	a	a	DET
ejif-10550	234	4	strict	strict	ADJ
ejif-10550	234	5	condition	condition	NOUN
ejif-10550	234	6	that	that	PRON
ejif-10550	234	7	hampers	hamper	VERB
ejif-10550	234	8	the	the	DET
ejif-10550	234	9	marketing	marketing	NOUN
ejif-10550	234	10	of	of	ADP
ejif-10550	234	11	alternative	alternative	ADJ
ejif-10550	234	12	products	product	NOUN
ejif-10550	234	13	that	that	PRON
ejif-10550	234	14	could	could	AUX
ejif-10550	234	15	hardly	hardly	ADV
ejif-10550	234	16	be	be	AUX
ejif-10550	234	17	sold	sell	VERB
ejif-10550	234	18	without	without	ADP
ejif-10550	234	19	this	this	DET
ejif-10550	234	20	“	"	PUNCT
ejif-10550	234	21	halal	halal	NOUN
ejif-10550	234	22	”	"	PUNCT
ejif-10550	234	23	label	label	NOUN
ejif-10550	234	24	.	.	PUNCT
ejif-10550	235	1	furthermore	furthermore	ADV
ejif-10550	235	2	,	,	PUNCT
ejif-10550	235	3	advertising	advertising	NOUN
ejif-10550	235	4	to	to	PART
ejif-10550	235	5	promote	promote	VERB
ejif-10550	235	6	alternative	alternative	ADJ
ejif-10550	235	7	islamic	islamic	PROPN
ejif-10550	235	8	bank	bank	NOUN
ejif-10550	235	9	products	product	NOUN
ejif-10550	235	10	has	have	AUX
ejif-10550	235	11	been	be	AUX
ejif-10550	235	12	insufficient	insufficient	ADJ
ejif-10550	235	13	or	or	CCONJ
ejif-10550	235	14	almost	almost	ADV
ejif-10550	235	15	rare	rare	ADJ
ejif-10550	235	16	,	,	PUNCT
ejif-10550	235	17	lacking	lack	VERB
ejif-10550	235	18	brochures	brochure	NOUN
ejif-10550	235	19	,	,	PUNCT
ejif-10550	235	20	posters	poster	NOUN
ejif-10550	235	21	and	and	CCONJ
ejif-10550	235	22	billboards	billboard	NOUN
ejif-10550	235	23	.	.	PUNCT
ejif-10550	236	1	moreover	moreover	ADV
ejif-10550	236	2	,	,	PUNCT
ejif-10550	236	3	the	the	DET
ejif-10550	236	4	media	medium	NOUN
ejif-10550	236	5	did	do	AUX
ejif-10550	236	6	not	not	PART
ejif-10550	236	7	report	report	VERB
ejif-10550	236	8	on	on	ADP
ejif-10550	236	9	them	they	PRON
ejif-10550	236	10	(	(	PUNCT
ejif-10550	236	11	el	el	PROPN
ejif-10550	236	12	omari	omari	PROPN
ejif-10550	236	13	alaoui	alaoui	PROPN
ejif-10550	236	14	and	and	CCONJ
ejif-10550	236	15	maftah	maftah	PROPN
ejif-10550	236	16	,	,	PUNCT
ejif-10550	236	17	2012	2012	NUM
ejif-10550	236	18	)	)	PUNCT
ejif-10550	236	19	.	.	PUNCT
ejif-10550	237	1	similarly	similarly	ADV
ejif-10550	237	2	,	,	PUNCT
ejif-10550	237	3	the	the	DET
ejif-10550	237	4	distribution	distribution	NOUN
ejif-10550	237	5	of	of	ADP
ejif-10550	237	6	these	these	DET
ejif-10550	237	7	islamic	islamic	ADJ
ejif-10550	237	8	products	product	NOUN
ejif-10550	237	9	was	be	AUX
ejif-10550	237	10	through	through	ADP
ejif-10550	237	11	the	the	DET
ejif-10550	237	12	structure	structure	NOUN
ejif-10550	237	13	of	of	ADP
ejif-10550	237	14	conventional	conventional	ADJ
ejif-10550	237	15	banks	bank	NOUN
ejif-10550	237	16	with	with	ADP
ejif-10550	237	17	an	an	DET
ejif-10550	237	18	islamic	islamic	ADJ
ejif-10550	237	19	window	window	NOUN
ejif-10550	237	20	,	,	PUNCT
ejif-10550	237	21	which	which	PRON
ejif-10550	237	22	in	in	ADP
ejif-10550	237	23	turn	turn	NOUN
ejif-10550	237	24	were	be	AUX
ejif-10550	237	25	not	not	PART
ejif-10550	237	26	in	in	ADP
ejif-10550	237	27	favor	favor	NOUN
ejif-10550	237	28	of	of	ADP
ejif-10550	237	29	selling	sell	VERB
ejif-10550	237	30	them	they	PRON
ejif-10550	237	31	under	under	ADP
ejif-10550	237	32	their	their	PRON
ejif-10550	237	33	brand	brand	NOUN
ejif-10550	237	34	,	,	PUNCT
ejif-10550	237	35	perceiving	perceive	VERB
ejif-10550	237	36	such	such	ADJ
ejif-10550	237	37	products	product	NOUN
ejif-10550	237	38	as	as	ADP
ejif-10550	237	39	a	a	DET
ejif-10550	237	40	threat	threat	NOUN
ejif-10550	237	41	to	to	ADP
ejif-10550	237	42	their	their	PRON
ejif-10550	237	43	business	business	NOUN
ejif-10550	237	44	(	(	PUNCT
ejif-10550	237	45	zahid	zahid	PROPN
ejif-10550	237	46	and	and	CCONJ
ejif-10550	237	47	ibourk	ibourk	ADJ
ejif-10550	237	48	,	,	PUNCT
ejif-10550	237	49	2014	2014	NUM
ejif-10550	237	50	)	)	PUNCT
ejif-10550	237	51	.	.	PUNCT
ejif-10550	238	1	another	another	DET
ejif-10550	238	2	issue	issue	NOUN
ejif-10550	238	3	regarding	regard	VERB
ejif-10550	238	4	islamic	islamic	ADJ
ejif-10550	238	5	windows	window	NOUN
ejif-10550	238	6	in	in	ADP
ejif-10550	238	7	morocco	morocco	PROPN
ejif-10550	238	8	is	be	AUX
ejif-10550	238	9	the	the	DET
ejif-10550	238	10	moral	moral	ADJ
ejif-10550	238	11	perception	perception	NOUN
ejif-10550	238	12	of	of	ADP
ejif-10550	238	13	the	the	DET
ejif-10550	238	14	islamic	islamic	ADJ
ejif-10550	238	15	branch	branch	NOUN
ejif-10550	238	16	.	.	PUNCT
ejif-10550	239	1	even	even	ADV
ejif-10550	239	2	banks	bank	NOUN
ejif-10550	239	3	with	with	ADP
ejif-10550	239	4	conventional	conventional	ADJ
ejif-10550	239	5	islamic	islamic	ADJ
ejif-10550	239	6	product	product	NOUN
ejif-10550	239	7	windows	window	NOUN
ejif-10550	239	8	are	be	AUX
ejif-10550	239	9	identified	identify	VERB
ejif-10550	239	10	by	by	ADP
ejif-10550	239	11	moroccan	moroccan	ADJ
ejif-10550	239	12	customers	customer	NOUN
ejif-10550	239	13	as	as	ADP
ejif-10550	239	14	usurious	usurious	ADJ
ejif-10550	239	15	banks	bank	NOUN
ejif-10550	239	16	.	.	PUNCT
ejif-10550	240	1	therefore	therefore	ADV
ejif-10550	240	2	,	,	PUNCT
ejif-10550	240	3	any	any	DET
ejif-10550	240	4	product	product	NOUN
ejif-10550	240	5	launched	launch	VERB
ejif-10550	240	6	by	by	ADP
ejif-10550	240	7	these	these	DET
ejif-10550	240	8	entities	entity	NOUN
ejif-10550	240	9	is	be	AUX
ejif-10550	240	10	perceived	perceive	VERB
ejif-10550	240	11	as	as	ADP
ejif-10550	240	12	not	not	PART
ejif-10550	240	13	complying	comply	VERB
ejif-10550	240	14	with	with	ADP
ejif-10550	240	15	sharia	sharia	PROPN
ejif-10550	240	16	law	law	NOUN
ejif-10550	240	17	,	,	PUNCT
ejif-10550	240	18	so	so	CCONJ
ejif-10550	240	19	a	a	DET
ejif-10550	240	20	certain	certain	ADJ
ejif-10550	240	21	customer	customer	NOUN
ejif-10550	240	22	does	do	AUX
ejif-10550	240	23	not	not	PART
ejif-10550	240	24	trust	trust	VERB
ejif-10550	240	25	them	they	PRON
ejif-10550	240	26	.	.	PUNCT
ejif-10550	241	1	thus	thus	ADV
ejif-10550	241	2	,	,	PUNCT
ejif-10550	241	3	strengthening	strengthen	VERB
ejif-10550	241	4	both	both	DET
ejif-10550	241	5	the	the	DET
ejif-10550	241	6	banks	bank	NOUN
ejif-10550	241	7	’	’	PART
ejif-10550	241	8	communication	communication	NOUN
ejif-10550	241	9	and	and	CCONJ
ejif-10550	241	10	the	the	DET
ejif-10550	241	11	ulamas	ulama	NOUN
ejif-10550	241	12	’	'	PUNCT
ejif-10550	241	13	committee	committee	NOUN
ejif-10550	241	14	and	and	CCONJ
ejif-10550	241	15	control	control	NOUN
ejif-10550	241	16	would	would	AUX
ejif-10550	241	17	be	be	AUX
ejif-10550	241	18	interesting	interesting	ADJ
ejif-10550	241	19	in	in	ADP
ejif-10550	241	20	improving	improve	VERB
ejif-10550	241	21	the	the	DET
ejif-10550	241	22	reputation	reputation	NOUN
ejif-10550	241	23	and	and	CCONJ
ejif-10550	241	24	name	name	NOUN
ejif-10550	241	25	of	of	ADP
ejif-10550	241	26	traditional	traditional	ADJ
ejif-10550	241	27	banks	bank	NOUN
ejif-10550	241	28	offering	offer	VERB
ejif-10550	241	29	islamic	islamic	ADJ
ejif-10550	241	30	product	product	NOUN
ejif-10550	241	31	windows	window	NOUN
ejif-10550	241	32	.	.	PUNCT
ejif-10550	242	1	murabaha	murabaha	PROPN
ejif-10550	242	2	is	be	AUX
ejif-10550	242	3	considered	consider	VERB
ejif-10550	242	4	the	the	DET
ejif-10550	242	5	product	product	NOUN
ejif-10550	242	6	with	with	ADP
ejif-10550	242	7	the	the	DET
ejif-10550	242	8	most	most	ADV
ejif-10550	242	9	significant	significant	ADJ
ejif-10550	242	10	scale	scale	NOUN
ejif-10550	242	11	and	and	CCONJ
ejif-10550	242	12	success	success	NOUN
ejif-10550	242	13	since	since	SCONJ
ejif-10550	242	14	these	these	DET
ejif-10550	242	15	islamic	islamic	ADJ
ejif-10550	242	16	financing	financing	NOUN
ejif-10550	242	17	methods	method	NOUN
ejif-10550	242	18	were	be	AUX
ejif-10550	242	19	launched	launch	VERB
ejif-10550	242	20	in	in	ADP
ejif-10550	242	21	morocco	morocco	PROPN
ejif-10550	242	22	.	.	PUNCT
ejif-10550	243	1	in	in	ADP
ejif-10550	243	2	terms	term	NOUN
ejif-10550	243	3	of	of	ADP
ejif-10550	243	4	value	value	NOUN
ejif-10550	243	5	-	-	PUNCT
ejif-10550	243	6	added	add	VERB
ejif-10550	243	7	tax	tax	NOUN
ejif-10550	243	8	(	(	PUNCT
ejif-10550	243	9	vat	vat	NOUN
ejif-10550	243	10	)	)	PUNCT
ejif-10550	243	11	,	,	PUNCT
ejif-10550	243	12	the	the	DET
ejif-10550	243	13	murabaha	murabaha	NOUN
ejif-10550	243	14	contract	contract	NOUN
ejif-10550	243	15	is	be	AUX
ejif-10550	243	16	subject	subject	ADJ
ejif-10550	243	17	to	to	ADP
ejif-10550	243	18	a	a	DET
ejif-10550	243	19	20	20	NUM
ejif-10550	243	20	%	%	NOUN
ejif-10550	243	21	rate	rate	NOUN
ejif-10550	243	22	applicable	applicable	ADJ
ejif-10550	243	23	to	to	ADP
ejif-10550	243	24	both	both	CCONJ
ejif-10550	243	25	the	the	DET
ejif-10550	243	26	repayment	repayment	NOUN
ejif-10550	243	27	of	of	ADP
ejif-10550	243	28	principal	principal	NOUN
ejif-10550	243	29	and	and	CCONJ
ejif-10550	243	30	the	the	DET
ejif-10550	243	31	profit	profit	NOUN
ejif-10550	243	32	margin	margin	NOUN
ejif-10550	243	33	and	and	CCONJ
ejif-10550	243	34	thus	thus	ADV
ejif-10550	243	35	treated	treat	VERB
ejif-10550	243	36	as	as	ADP
ejif-10550	243	37	a	a	DET
ejif-10550	243	38	commercial	commercial	ADJ
ejif-10550	243	39	transaction	transaction	NOUN
ejif-10550	243	40	instead	instead	ADV
ejif-10550	243	41	of	of	ADP
ejif-10550	243	42	the	the	DET
ejif-10550	243	43	reduced	reduce	VERB
ejif-10550	243	44	10	10	NUM
ejif-10550	243	45	%	%	NOUN
ejif-10550	243	46	rate	rate	NOUN
ejif-10550	243	47	applied	apply	VERB
ejif-10550	243	48	only	only	ADV
ejif-10550	243	49	to	to	ADP
ejif-10550	243	50	interest	interest	NOUN
ejif-10550	243	51	on	on	ADP
ejif-10550	243	52	conventional	conventional	ADJ
ejif-10550	243	53	loans	loan	NOUN
ejif-10550	243	54	granted	grant	VERB
ejif-10550	243	55	by	by	ADP
ejif-10550	243	56	traditional	traditional	ADJ
ejif-10550	243	57	banks	bank	NOUN
ejif-10550	243	58	(	(	PUNCT
ejif-10550	243	59	attak	attak	ADJ
ejif-10550	243	60	,	,	PUNCT
ejif-10550	243	61	2018	2018	NUM
ejif-10550	243	62	)	)	PUNCT
ejif-10550	243	63	.	.	PUNCT
ejif-10550	244	1	the	the	DET
ejif-10550	244	2	murabaha	murabaha	NOUN
ejif-10550	244	3	product	product	NOUN
ejif-10550	244	4	is	be	AUX
ejif-10550	244	5	also	also	ADV
ejif-10550	244	6	subject	subject	ADJ
ejif-10550	244	7	to	to	ADP
ejif-10550	244	8	a	a	DET
ejif-10550	244	9	double	double	ADJ
ejif-10550	244	10	taxation	taxation	NOUN
ejif-10550	244	11	of	of	ADP
ejif-10550	244	12	4	4	NUM
ejif-10550	244	13	%	%	NOUN
ejif-10550	244	14	when	when	SCONJ
ejif-10550	244	15	the	the	DET
ejif-10550	244	16	bank	bank	NOUN
ejif-10550	244	17	purchases	purchase	VERB
ejif-10550	244	18	the	the	DET
ejif-10550	244	19	asset	asset	NOUN
ejif-10550	244	20	and	and	CCONJ
ejif-10550	244	21	resells	resell	VERB
ejif-10550	244	22	it	it	PRON
ejif-10550	244	23	to	to	ADP
ejif-10550	244	24	its	its	PRON
ejif-10550	244	25	customers	customer	NOUN
ejif-10550	244	26	(	(	PUNCT
ejif-10550	244	27	attak	attak	ADJ
ejif-10550	244	28	,	,	PUNCT
ejif-10550	244	29	2018	2018	NUM
ejif-10550	244	30	)	)	PUNCT
ejif-10550	244	31	.	.	PUNCT
ejif-10550	245	1	moreover	moreover	ADV
ejif-10550	245	2	,	,	PUNCT
ejif-10550	245	3	the	the	DET
ejif-10550	245	4	recovery	recovery	NOUN
ejif-10550	245	5	of	of	ADP
ejif-10550	245	6	credit	credit	NOUN
ejif-10550	245	7	(	(	PUNCT
ejif-10550	245	8	vat	vat	NOUN
ejif-10550	245	9	)	)	PUNCT
ejif-10550	245	10	from	from	ADP
ejif-10550	245	11	the	the	DET
ejif-10550	245	12	bank	bank	NOUN
ejif-10550	245	13	is	be	AUX
ejif-10550	245	14	also	also	ADV
ejif-10550	245	15	a	a	DET
ejif-10550	245	16	problem	problem	NOUN
ejif-10550	245	17	for	for	ADP
ejif-10550	245	18	the	the	DET
ejif-10550	245	19	latter	latter	ADJ
ejif-10550	245	20	.	.	PUNCT
ejif-10550	246	1	the	the	DET
ejif-10550	246	2	bank	bank	NOUN
ejif-10550	246	3	buys	buy	VERB
ejif-10550	246	4	the	the	DET
ejif-10550	246	5	product	product	NOUN
ejif-10550	246	6	at	at	ADP
ejif-10550	246	7	the	the	DET
ejif-10550	246	8	rate	rate	NOUN
ejif-10550	246	9	of	of	ADP
ejif-10550	246	10	20	20	NUM
ejif-10550	246	11	%	%	NOUN
ejif-10550	246	12	and	and	CCONJ
ejif-10550	246	13	transfers	transfer	VERB
ejif-10550	246	14	it	it	PRON
ejif-10550	246	15	to	to	ADP
ejif-10550	246	16	its	its	PRON
ejif-10550	246	17	customers	customer	NOUN
ejif-10550	246	18	at	at	ADP
ejif-10550	246	19	10	10	NUM
ejif-10550	246	20	%	%	NOUN
ejif-10550	246	21	.	.	PUNCT
ejif-10550	247	1	this	this	DET
ejif-10550	247	2	difference	difference	NOUN
ejif-10550	247	3	represents	represent	VERB
ejif-10550	247	4	a	a	DET
ejif-10550	247	5	tax	tax	NOUN
ejif-10550	247	6	credit	credit	NOUN
ejif-10550	247	7	for	for	ADP
ejif-10550	247	8	the	the	DET
ejif-10550	247	9	bank	bank	NOUN
ejif-10550	247	10	that	that	PRON
ejif-10550	247	11	the	the	DET
ejif-10550	247	12	government	government	NOUN
ejif-10550	247	13	should	should	AUX
ejif-10550	247	14	return	return	VERB
ejif-10550	247	15	to	to	ADP
ejif-10550	247	16	;	;	PUNCT
ejif-10550	247	17	however	however	ADV
ejif-10550	247	18	,	,	PUNCT
ejif-10550	247	19	since	since	SCONJ
ejif-10550	247	20	the	the	DET
ejif-10550	247	21	government	government	NOUN
ejif-10550	247	22	is	be	AUX
ejif-10550	247	23	a	a	DET
ejif-10550	247	24	“	"	PUNCT
ejif-10550	247	25	bad	bad	ADJ
ejif-10550	247	26	payer	payer	NOUN
ejif-10550	247	27	”	"	PUNCT
ejif-10550	247	28	,	,	PUNCT
ejif-10550	247	29	the	the	DET
ejif-10550	247	30	bank	bank	NOUN
ejif-10550	247	31	always	always	ADV
ejif-10550	247	32	finds	find	VERB
ejif-10550	247	33	it	it	PRON
ejif-10550	247	34	difficult	difficult	ADJ
ejif-10550	247	35	to	to	PART
ejif-10550	247	36	recover	recover	VERB
ejif-10550	247	37	(	(	PUNCT
ejif-10550	247	38	nghaizi	nghaizi	ADJ
ejif-10550	247	39	,	,	PUNCT
ejif-10550	247	40	2013	2013	NUM
ejif-10550	247	41	)	)	PUNCT
ejif-10550	247	42	.	.	PUNCT
ejif-10550	248	1	this	this	DET
ejif-10550	248	2	lack	lack	NOUN
ejif-10550	248	3	of	of	ADP
ejif-10550	248	4	tax	tax	NOUN
ejif-10550	248	5	neutrality	neutrality	NOUN
ejif-10550	248	6	towards	towards	ADP
ejif-10550	248	7	alternative	alternative	ADJ
ejif-10550	248	8	products	product	NOUN
ejif-10550	248	9	is	be	AUX
ejif-10550	248	10	one	one	NUM
ejif-10550	248	11	factor	factor	NOUN
ejif-10550	248	12	that	that	PRON
ejif-10550	248	13	has	have	AUX
ejif-10550	248	14	led	lead	VERB
ejif-10550	248	15	to	to	ADP
ejif-10550	248	16	the	the	DET
ejif-10550	248	17	high	high	ADJ
ejif-10550	248	18	cost	cost	NOUN
ejif-10550	248	19	of	of	ADP
ejif-10550	248	20	these	these	DET
ejif-10550	248	21	products	product	NOUN
ejif-10550	248	22	.	.	PUNCT
ejif-10550	249	1	islamic	islamic	ADJ
ejif-10550	249	2	products	product	NOUN
ejif-10550	249	3	are	be	AUX
ejif-10550	249	4	two	two	NUM
ejif-10550	249	5	to	to	PART
ejif-10550	249	6	three	three	NUM
ejif-10550	249	7	times	time	NOUN
ejif-10550	249	8	more	more	ADV
ejif-10550	249	9	expensive	expensive	ADJ
ejif-10550	249	10	than	than	ADP
ejif-10550	249	11	conventional	conventional	ADJ
ejif-10550	249	12	products	product	NOUN
ejif-10550	249	13	.	.	PUNCT
ejif-10550	250	1	in	in	ADP
ejif-10550	250	2	morocco	morocco	PROPN
ejif-10550	250	3	,	,	PUNCT
ejif-10550	250	4	the	the	DET
ejif-10550	250	5	islamic	islamic	ADJ
ejif-10550	250	6	financial	financial	ADJ
ejif-10550	250	7	sector	sector	NOUN
ejif-10550	250	8	has	have	AUX
ejif-10550	250	9	not	not	PART
ejif-10550	250	10	been	be	AUX
ejif-10550	250	11	supported	support	VERB
ejif-10550	250	12	by	by	ADP
ejif-10550	250	13	a	a	DET
ejif-10550	250	14	clear	clear	ADJ
ejif-10550	250	15	position	position	NOUN
ejif-10550	250	16	of	of	ADP
ejif-10550	250	17	(	(	PUNCT
ejif-10550	250	18	scu	scu	PROPN
ejif-10550	250	19	)	)	PUNCT
ejif-10550	250	20	members	member	NOUN
ejif-10550	250	21	on	on	ADP
ejif-10550	250	22	the	the	DET
ejif-10550	250	23	proposed	propose	VERB
ejif-10550	250	24	financing	financing	NOUN
ejif-10550	250	25	solutions	solution	NOUN
ejif-10550	250	26	.	.	PUNCT
ejif-10550	251	1	the	the	DET
ejif-10550	251	2	issue	issue	NOUN
ejif-10550	251	3	of	of	ADP
ejif-10550	251	4	the	the	DET
ejif-10550	251	5	compliance	compliance	NOUN
ejif-10550	251	6	of	of	ADP
ejif-10550	251	7	alternative	alternative	ADJ
ejif-10550	251	8	products	product	NOUN
ejif-10550	251	9	with	with	ADP
ejif-10550	251	10	sharia	sharia	PROPN
ejif-10550	251	11	law	law	NOUN
ejif-10550	251	12	has	have	AUX
ejif-10550	251	13	created	create	VERB
ejif-10550	251	14	a	a	DET
ejif-10550	251	15	divergence	divergence	NOUN
ejif-10550	251	16	of	of	ADP
ejif-10550	251	17	opinions	opinion	NOUN
ejif-10550	251	18	and	and	CCONJ
ejif-10550	251	19	divided	divide	VERB
ejif-10550	251	20	the	the	DET
ejif-10550	251	21	members	member	NOUN
ejif-10550	251	22	of	of	ADP
ejif-10550	251	23	the	the	DET
ejif-10550	251	24	(	(	PUNCT
ejif-10550	251	25	scu	scu	PROPN
ejif-10550	251	26	)	)	PUNCT
ejif-10550	251	27	into	into	ADP
ejif-10550	251	28	two	two	NUM
ejif-10550	251	29	clans	clan	NOUN
ejif-10550	251	30	:	:	PUNCT
ejif-10550	251	31	moderates	moderate	NOUN
ejif-10550	251	32	and	and	CCONJ
ejif-10550	251	33	strictest	strict	ADJ
ejif-10550	251	34	.	.	PUNCT
ejif-10550	252	1	on	on	ADP
ejif-10550	252	2	the	the	DET
ejif-10550	252	3	one	one	NUM
ejif-10550	252	4	hand	hand	NOUN
ejif-10550	252	5	,	,	PUNCT
ejif-10550	252	6	the	the	DET
ejif-10550	252	7	former	former	ADJ
ejif-10550	252	8	seek	seek	VERB
ejif-10550	252	9	to	to	PART
ejif-10550	252	10	follow	follow	VERB
ejif-10550	252	11	contemporary	contemporary	ADJ
ejif-10550	252	12	socio	socio	NOUN
ejif-10550	252	13	-	-	PUNCT
ejif-10550	252	14	economic	economic	ADJ
ejif-10550	252	15	changes	change	NOUN
ejif-10550	252	16	that	that	PRON
ejif-10550	252	17	require	require	VERB
ejif-10550	252	18	adaptation	adaptation	NOUN
ejif-10550	252	19	and	and	CCONJ
ejif-10550	252	20	flexibility	flexibility	NOUN
ejif-10550	252	21	in	in	ADP
ejif-10550	252	22	applying	apply	VERB
ejif-10550	252	23	religious	religious	ADJ
ejif-10550	252	24	principles	principle	NOUN
ejif-10550	252	25	(	(	PUNCT
ejif-10550	252	26	nghaizi	nghaizi	ADJ
ejif-10550	252	27	,	,	PUNCT
ejif-10550	252	28	2013	2013	NUM
ejif-10550	252	29	)	)	PUNCT
ejif-10550	252	30	.	.	PUNCT
ejif-10550	253	1	they	they	PRON
ejif-10550	253	2	rely	rely	VERB
ejif-10550	253	3	on	on	ADP
ejif-10550	253	4	basic	basic	ADJ
ejif-10550	253	5	financial	financial	ADJ
ejif-10550	253	6	rules	rule	NOUN
ejif-10550	253	7	to	to	PART
ejif-10550	253	8	justify	justify	VERB
ejif-10550	253	9	their	their	PRON
ejif-10550	253	10	choice	choice	NOUN
ejif-10550	253	11	.	.	PUNCT
ejif-10550	254	1	on	on	ADP
ejif-10550	254	2	the	the	DET
ejif-10550	254	3	other	other	ADJ
ejif-10550	254	4	hand	hand	NOUN
ejif-10550	254	5	,	,	PUNCT
ejif-10550	254	6	more	more	ADV
ejif-10550	254	7	orthodox	orthodox	ADJ
ejif-10550	254	8	ulamas	ulama	NOUN
ejif-10550	254	9	argue	argue	VERB
ejif-10550	254	10	that	that	SCONJ
ejif-10550	254	11	even	even	ADV
ejif-10550	254	12	if	if	SCONJ
ejif-10550	254	13	the	the	DET
ejif-10550	254	14	62	62	NUM
ejif-10550	254	15	european	european	ADJ
ejif-10550	254	16	journal	journal	PROPN
ejif-10550	254	17	of	of	ADP
ejif-10550	254	18	islamic	islamic	PROPN
ejif-10550	254	19	finance	finance	PROPN
ejif-10550	254	20	issn	issn	PROPN
ejif-10550	254	21	:	:	PUNCT
ejif-10550	254	22	2421	2421	NUM
ejif-10550	254	23	-	-	SYM
ejif-10550	254	24	2172	2172	NUM
ejif-10550	254	25	doi	doi	NOUN
ejif-10550	254	26	:	:	PUNCT
ejif-10550	254	27	10.13135/2421	10.13135/2421	NUM
ejif-10550	254	28	-	-	SYM
ejif-10550	254	29	2172/10550	2172/10550	NUM
ejif-10550	254	30	published	publish	VERB
ejif-10550	254	31	by	by	ADP
ejif-10550	254	32	university	university	PROPN
ejif-10550	254	33	of	of	ADP
ejif-10550	254	34	turin	turin	PROPN
ejif-10550	255	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	255	2	ejif	ejif	PROPN
ejif-10550	255	3	content	content	NOUN
ejif-10550	255	4	is	be	AUX
ejif-10550	255	5	licensed	license	VERB
ejif-10550	255	6	under	under	ADP
ejif-10550	255	7	a	a	DET
ejif-10550	255	8	creative	creative	ADJ
ejif-10550	255	9	commons	common	NOUN
ejif-10550	255	10	attribution	attribution	NOUN
ejif-10550	255	11	4.0	4.0	NUM
ejif-10550	255	12	international	international	ADJ
ejif-10550	255	13	license	license	NOUN
ejif-10550	255	14	structure	structure	NOUN
ejif-10550	255	15	of	of	ADP
ejif-10550	255	16	these	these	DET
ejif-10550	255	17	products	product	NOUN
ejif-10550	255	18	is	be	AUX
ejif-10550	255	19	sharia	sharia	NOUN
ejif-10550	255	20	-	-	PUNCT
ejif-10550	255	21	compliant	compliant	NOUN
ejif-10550	255	22	,	,	PUNCT
ejif-10550	255	23	they	they	PRON
ejif-10550	255	24	can	can	AUX
ejif-10550	255	25	not	not	PART
ejif-10550	255	26	be	be	AUX
ejif-10550	255	27	considered	consider	VERB
ejif-10550	255	28	halal	halal	NOUN
ejif-10550	255	29	from	from	ADP
ejif-10550	255	30	a	a	DET
ejif-10550	255	31	religious	religious	ADJ
ejif-10550	255	32	point	point	NOUN
ejif-10550	255	33	of	of	ADP
ejif-10550	255	34	view	view	NOUN
ejif-10550	255	35	since	since	SCONJ
ejif-10550	255	36	their	their	PRON
ejif-10550	255	37	sources	source	NOUN
ejif-10550	255	38	come	come	VERB
ejif-10550	255	39	from	from	ADP
ejif-10550	255	40	conventional	conventional	ADJ
ejif-10550	255	41	banks	bank	NOUN
ejif-10550	255	42	that	that	PRON
ejif-10550	255	43	do	do	AUX
ejif-10550	255	44	not	not	PART
ejif-10550	255	45	comply	comply	VERB
ejif-10550	255	46	with	with	ADP
ejif-10550	255	47	sharia	sharia	PROPN
ejif-10550	255	48	rules	rule	NOUN
ejif-10550	255	49	.	.	PUNCT
ejif-10550	256	1	only	only	ADV
ejif-10550	256	2	four	four	NUM
ejif-10550	256	3	banks	bank	NOUN
ejif-10550	256	4	(	(	PUNCT
ejif-10550	256	5	banque	banque	PROPN
ejif-10550	256	6	populaire	populaire	PROPN
ejif-10550	256	7	du	du	PROPN
ejif-10550	256	8	maroc	maroc	PROPN
ejif-10550	256	9	(	(	PUNCT
ejif-10550	256	10	pb	pb	PROPN
ejif-10550	256	11	)	)	PUNCT
ejif-10550	256	12	,	,	PUNCT
ejif-10550	256	13	banque	banque	PROPN
ejif-10550	256	14	marocaine	marocaine	PROPN
ejif-10550	256	15	du	du	PROPN
ejif-10550	256	16	commerce	commerce	PROPN
ejif-10550	256	17	extérieur	extérieur	PROPN
ejif-10550	256	18	(	(	PUNCT
ejif-10550	256	19	bmce	bmce	PROPN
ejif-10550	256	20	)	)	PUNCT
ejif-10550	256	21	,	,	PUNCT
ejif-10550	256	22	banque	banque	PROPN
ejif-10550	256	23	marocaine	marocaine	PROPN
ejif-10550	256	24	du	du	PROPN
ejif-10550	256	25	commerce	commerce	PROPN
ejif-10550	256	26	et	et	PROPN
ejif-10550	256	27	de	de	PROPN
ejif-10550	256	28	l’industrie	l’industrie	PROPN
ejif-10550	256	29	(	(	PUNCT
ejif-10550	256	30	bmci	bmci	NOUN
ejif-10550	256	31	)	)	PUNCT
ejif-10550	256	32	and	and	CCONJ
ejif-10550	256	33	attijari	attijari	ADJ
ejif-10550	256	34	wafabank	wafabank	NOUN
ejif-10550	256	35	(	(	PUNCT
ejif-10550	256	36	awb	awb	NOUN
ejif-10550	256	37	)	)	PUNCT
ejif-10550	256	38	,	,	PUNCT
ejif-10550	256	39	have	have	AUX
ejif-10550	256	40	accepted	accept	VERB
ejif-10550	256	41	the	the	DET
ejif-10550	256	42	marketing	marketing	NOUN
ejif-10550	256	43	of	of	ADP
ejif-10550	256	44	alternative	alternative	ADJ
ejif-10550	256	45	products	product	NOUN
ejif-10550	256	46	,	,	PUNCT
ejif-10550	256	47	and	and	CCONJ
ejif-10550	256	48	these	these	DET
ejif-10550	256	49	same	same	ADJ
ejif-10550	256	50	banks	bank	NOUN
ejif-10550	256	51	do	do	AUX
ejif-10550	256	52	not	not	PART
ejif-10550	256	53	market	market	VERB
ejif-10550	256	54	all	all	PRON
ejif-10550	256	55	authorized	authorize	VERB
ejif-10550	256	56	alternative	alternative	ADJ
ejif-10550	256	57	products	product	NOUN
ejif-10550	256	58	(	(	PUNCT
ejif-10550	256	59	mallouli	mallouli	PROPN
ejif-10550	256	60	&	&	CCONJ
ejif-10550	256	61	sassi	sassi	PROPN
ejif-10550	256	62	,	,	PUNCT
ejif-10550	256	63	2020	2020	NUM
ejif-10550	256	64	)	)	PUNCT
ejif-10550	256	65	changes	change	NOUN
ejif-10550	256	66	in	in	ADP
ejif-10550	256	67	the	the	DET
ejif-10550	256	68	political	political	ADJ
ejif-10550	256	69	environment	environment	NOUN
ejif-10550	256	70	with	with	ADP
ejif-10550	256	71	the	the	DET
ejif-10550	256	72	arrival	arrival	NOUN
ejif-10550	256	73	in	in	ADP
ejif-10550	256	74	government	government	NOUN
ejif-10550	256	75	of	of	ADP
ejif-10550	256	76	a	a	DET
ejif-10550	256	77	more	more	ADV
ejif-10550	256	78	islamic	islamic	ADJ
ejif-10550	256	79	values	value	NOUN
ejif-10550	256	80	-	-	PUNCT
ejif-10550	256	81	oriented	orient	VERB
ejif-10550	256	82	political	political	ADJ
ejif-10550	256	83	party	party	NOUN
ejif-10550	256	84	called	call	VERB
ejif-10550	256	85	the	the	DET
ejif-10550	256	86	justice	justice	NOUN
ejif-10550	256	87	and	and	CCONJ
ejif-10550	256	88	development	development	PROPN
ejif-10550	256	89	party	party	PROPN
ejif-10550	256	90	(	(	PUNCT
ejif-10550	256	91	jdp	jdp	PROPN
ejif-10550	256	92	)	)	PUNCT
ejif-10550	256	93	have	have	AUX
ejif-10550	256	94	brought	bring	VERB
ejif-10550	256	95	a	a	DET
ejif-10550	256	96	new	new	ADJ
ejif-10550	256	97	spring	spring	NOUN
ejif-10550	256	98	to	to	ADP
ejif-10550	256	99	islamic	islamic	ADJ
ejif-10550	256	100	finance	finance	NOUN
ejif-10550	256	101	in	in	ADP
ejif-10550	256	102	morocco	morocco	PROPN
ejif-10550	256	103	.	.	PUNCT
ejif-10550	257	1	indeed	indeed	ADV
ejif-10550	257	2	,	,	PUNCT
ejif-10550	257	3	the	the	DET
ejif-10550	257	4	islamic	islamic	ADJ
ejif-10550	257	5	political	political	ADJ
ejif-10550	257	6	formation	formation	NOUN
ejif-10550	257	7	has	have	AUX
ejif-10550	257	8	expressed	express	VERB
ejif-10550	257	9	willingness	willingness	NOUN
ejif-10550	257	10	to	to	PART
ejif-10550	257	11	authorize	authorize	VERB
ejif-10550	257	12	and	and	CCONJ
ejif-10550	257	13	push	push	VERB
ejif-10550	257	14	the	the	DET
ejif-10550	257	15	creation	creation	NOUN
ejif-10550	257	16	of	of	ADP
ejif-10550	257	17	islamic	islamic	ADJ
ejif-10550	257	18	banks	bank	NOUN
ejif-10550	257	19	in	in	ADP
ejif-10550	257	20	morocco	morocco	PROPN
ejif-10550	257	21	.	.	PUNCT
ejif-10550	258	1	as	as	ADP
ejif-10550	258	2	a	a	DET
ejif-10550	258	3	result	result	NOUN
ejif-10550	258	4	,	,	PUNCT
ejif-10550	258	5	several	several	ADJ
ejif-10550	258	6	foreign	foreign	ADJ
ejif-10550	258	7	requests	request	NOUN
ejif-10550	258	8	from	from	ADP
ejif-10550	258	9	renowned	renowned	ADJ
ejif-10550	258	10	banking	banking	NOUN
ejif-10550	258	11	groups	group	NOUN
ejif-10550	258	12	have	have	AUX
ejif-10550	258	13	been	be	AUX
ejif-10550	258	14	addressed	address	VERB
ejif-10550	258	15	to	to	ADP
ejif-10550	258	16	the	the	DET
ejif-10550	258	17	moroccan	moroccan	ADJ
ejif-10550	258	18	authorities	authority	NOUN
ejif-10550	258	19	to	to	PART
ejif-10550	258	20	negotiate	negotiate	VERB
ejif-10550	258	21	the	the	DET
ejif-10550	258	22	establishment	establishment	NOUN
ejif-10550	258	23	of	of	ADP
ejif-10550	258	24	their	their	PRON
ejif-10550	258	25	services	service	NOUN
ejif-10550	258	26	to	to	PART
ejif-10550	258	27	benefit	benefit	VERB
ejif-10550	258	28	moroccan	moroccan	ADJ
ejif-10550	258	29	customers	customer	NOUN
ejif-10550	258	30	.	.	PUNCT
ejif-10550	259	1	participatory	participatory	ADJ
ejif-10550	259	2	banks	bank	NOUN
ejif-10550	259	3	in	in	ADP
ejif-10550	259	4	morocco	morocco	PROPN
ejif-10550	259	5	have	have	AUX
ejif-10550	259	6	been	be	AUX
ejif-10550	259	7	operating	operate	VERB
ejif-10550	259	8	for	for	ADP
ejif-10550	259	9	two	two	NUM
ejif-10550	259	10	years	year	NOUN
ejif-10550	259	11	despite	despite	SCONJ
ejif-10550	259	12	the	the	DET
ejif-10550	259	13	lack	lack	NOUN
ejif-10550	259	14	of	of	ADP
ejif-10550	259	15	this	this	DET
ejif-10550	259	16	type	type	NOUN
ejif-10550	259	17	of	of	ADP
ejif-10550	259	18	insurance	insurance	NOUN
ejif-10550	259	19	.	.	PUNCT
ejif-10550	260	1	only	only	ADV
ejif-10550	260	2	in	in	ADP
ejif-10550	260	3	august	august	PROPN
ejif-10550	260	4	2019	2019	NUM
ejif-10550	260	5	was	be	AUX
ejif-10550	260	6	law	law	NOUN
ejif-10550	260	7	no	no	NOUN
ejif-10550	260	8	.	.	PUNCT
ejif-10550	261	1	87	87	NUM
ejif-10550	261	2	-	-	SYM
ejif-10550	261	3	18	18	NUM
ejif-10550	261	4	published	publish	VERB
ejif-10550	261	5	,	,	PUNCT
ejif-10550	261	6	amending	amend	VERB
ejif-10550	261	7	and	and	CCONJ
ejif-10550	261	8	supplementing	supplement	VERB
ejif-10550	261	9	law	law	NOUN
ejif-10550	261	10	no	no	NOUN
ejif-10550	261	11	.	.	PROPN
ejif-10550	261	12	17.99	17.99	NUM
ejif-10550	261	13	on	on	ADP
ejif-10550	261	14	the	the	DET
ejif-10550	261	15	insurance	insurance	NOUN
ejif-10550	261	16	code	code	NOUN
ejif-10550	261	17	and	and	CCONJ
ejif-10550	261	18	introducing	introduce	VERB
ejif-10550	261	19	takaful	takaful	ADJ
ejif-10550	261	20	insurance	insurance	NOUN
ejif-10550	261	21	.	.	PUNCT
ejif-10550	262	1	takaful	takaful	ADJ
ejif-10550	262	2	insurance	insurance	NOUN
ejif-10550	262	3	is	be	AUX
ejif-10550	262	4	an	an	DET
ejif-10550	262	5	islamic	islamic	ADJ
ejif-10550	262	6	contract	contract	NOUN
ejif-10550	262	7	to	to	PART
ejif-10550	262	8	which	which	PRON
ejif-10550	262	9	people	people	NOUN
ejif-10550	262	10	subscribe	subscribe	VERB
ejif-10550	262	11	and	and	CCONJ
ejif-10550	262	12	agree	agree	VERB
ejif-10550	262	13	to	to	PART
ejif-10550	262	14	pay	pay	VERB
ejif-10550	262	15	a	a	DET
ejif-10550	262	16	joint	joint	ADJ
ejif-10550	262	17	contribution	contribution	NOUN
ejif-10550	262	18	.	.	PUNCT
ejif-10550	263	1	if	if	SCONJ
ejif-10550	263	2	a	a	DET
ejif-10550	263	3	risk	risk	NOUN
ejif-10550	263	4	occurs	occur	VERB
ejif-10550	263	5	,	,	PUNCT
ejif-10550	263	6	the	the	DET
ejif-10550	263	7	sum	sum	NOUN
ejif-10550	263	8	of	of	ADP
ejif-10550	263	9	these	these	DET
ejif-10550	263	10	contributions	contribution	NOUN
ejif-10550	263	11	,	,	PUNCT
ejif-10550	263	12	called	call	VERB
ejif-10550	263	13	the	the	DET
ejif-10550	263	14	“	"	PUNCT
ejif-10550	263	15	members	member	NOUN
ejif-10550	263	16	’	'	PUNCT
ejif-10550	263	17	fund	fund	NOUN
ejif-10550	263	18	”	"	PUNCT
ejif-10550	263	19	,	,	PUNCT
ejif-10550	263	20	will	will	AUX
ejif-10550	263	21	be	be	AUX
ejif-10550	263	22	used	use	VERB
ejif-10550	263	23	to	to	PART
ejif-10550	263	24	compensate	compensate	VERB
ejif-10550	263	25	victims	victim	NOUN
ejif-10550	263	26	.	.	PUNCT
ejif-10550	264	1	the	the	DET
ejif-10550	264	2	insurance	insurance	NOUN
ejif-10550	264	3	company	company	NOUN
ejif-10550	264	4	takaful	takaful	ADJ
ejif-10550	264	5	manages	manage	VERB
ejif-10550	264	6	these	these	DET
ejif-10550	264	7	funds	fund	NOUN
ejif-10550	264	8	in	in	ADP
ejif-10550	264	9	return	return	NOUN
ejif-10550	264	10	for	for	ADP
ejif-10550	264	11	a	a	DET
ejif-10550	264	12	management	management	NOUN
ejif-10550	264	13	fee	fee	NOUN
ejif-10550	264	14	.	.	PUNCT
ejif-10550	265	1	all	all	DET
ejif-10550	265	2	products	product	NOUN
ejif-10550	265	3	part	part	NOUN
ejif-10550	265	4	of	of	ADP
ejif-10550	265	5	a	a	DET
ejif-10550	265	6	takaful	takaful	ADJ
ejif-10550	265	7	insurance	insurance	NOUN
ejif-10550	265	8	contract	contract	NOUN
ejif-10550	265	9	must	must	AUX
ejif-10550	265	10	comply	comply	VERB
ejif-10550	265	11	with	with	ADP
ejif-10550	265	12	the	the	DET
ejif-10550	265	13	sharia	sharia	PROPN
ejif-10550	265	14	and	and	CCONJ
ejif-10550	265	15	thus	thus	ADV
ejif-10550	265	16	be	be	AUX
ejif-10550	265	17	validated	validate	VERB
ejif-10550	265	18	by	by	ADP
ejif-10550	265	19	the	the	DET
ejif-10550	265	20	supreme	supreme	PROPN
ejif-10550	265	21	council	council	PROPN
ejif-10550	265	22	of	of	ADP
ejif-10550	265	23	ulamas	ulamas	PROPN
ejif-10550	265	24	.	.	PUNCT
ejif-10550	266	1	after	after	SCONJ
ejif-10550	266	2	the	the	DET
ejif-10550	266	3	2012	2012	NUM
ejif-10550	266	4	study	study	NOUN
ejif-10550	266	5	by	by	ADP
ejif-10550	266	6	islamic	islamic	ADJ
ejif-10550	266	7	finance	finance	PROPN
ejif-10550	266	8	advisory	advisory	PROPN
ejif-10550	266	9	and	and	CCONJ
ejif-10550	266	10	assurance	assurance	NOUN
ejif-10550	266	11	services	service	NOUN
ejif-10550	266	12	(	(	PUNCT
ejif-10550	266	13	i.f.a.s	i.f.a.s	PROPN
ejif-10550	266	14	.	.	PROPN
ejif-10550	266	15	)	)	PUNCT
ejif-10550	266	16	2012	2012	NUM
ejif-10550	266	17	,	,	PUNCT
ejif-10550	266	18	which	which	PRON
ejif-10550	266	19	found	find	VERB
ejif-10550	266	20	that	that	SCONJ
ejif-10550	266	21	97	97	NUM
ejif-10550	266	22	%	%	NOUN
ejif-10550	266	23	of	of	ADP
ejif-10550	266	24	moroccans	moroccans	PROPN
ejif-10550	266	25	are	be	AUX
ejif-10550	266	26	interested	interested	ADJ
ejif-10550	266	27	in	in	ADP
ejif-10550	266	28	islamic	islamic	ADJ
ejif-10550	266	29	finance	finance	NOUN
ejif-10550	266	30	,	,	PUNCT
ejif-10550	266	31	(	(	PUNCT
ejif-10550	266	32	boulahrir	boulahrir	NOUN
ejif-10550	266	33	,	,	PUNCT
ejif-10550	266	34	2018	2018	NUM
ejif-10550	266	35	)	)	PUNCT
ejif-10550	266	36	conducted	conduct	VERB
ejif-10550	266	37	a	a	DET
ejif-10550	266	38	study	study	NOUN
ejif-10550	266	39	on	on	ADP
ejif-10550	266	40	the	the	DET
ejif-10550	266	41	prospects	prospect	NOUN
ejif-10550	266	42	of	of	ADP
ejif-10550	266	43	establishing	establish	VERB
ejif-10550	266	44	islamic	islamic	ADJ
ejif-10550	266	45	banks	bank	NOUN
ejif-10550	266	46	in	in	ADP
ejif-10550	266	47	morocco	morocco	PROPN
ejif-10550	266	48	.	.	PUNCT
ejif-10550	267	1	his	his	PRON
ejif-10550	267	2	study	study	NOUN
ejif-10550	267	3	covers	cover	VERB
ejif-10550	267	4	581	581	NUM
ejif-10550	267	5	people	people	NOUN
ejif-10550	267	6	from	from	ADP
ejif-10550	267	7	different	different	ADJ
ejif-10550	267	8	demographic	demographic	ADJ
ejif-10550	267	9	and	and	CCONJ
ejif-10550	267	10	professional	professional	ADJ
ejif-10550	267	11	categories	category	NOUN
ejif-10550	267	12	.	.	PUNCT
ejif-10550	268	1	he	he	PRON
ejif-10550	268	2	conducted	conduct	VERB
ejif-10550	268	3	a	a	DET
ejif-10550	268	4	field	field	NOUN
ejif-10550	268	5	survey	survey	NOUN
ejif-10550	268	6	to	to	PART
ejif-10550	268	7	quantify	quantify	VERB
ejif-10550	268	8	the	the	DET
ejif-10550	268	9	potential	potential	ADJ
ejif-10550	268	10	moroccan	moroccan	ADJ
ejif-10550	268	11	market	market	NOUN
ejif-10550	268	12	and	and	CCONJ
ejif-10550	268	13	the	the	DET
ejif-10550	268	14	prospects	prospect	NOUN
ejif-10550	268	15	for	for	ADP
ejif-10550	268	16	establishing	establish	VERB
ejif-10550	268	17	islamic	islamic	ADJ
ejif-10550	268	18	banks	bank	NOUN
ejif-10550	268	19	.	.	PUNCT
ejif-10550	269	1	for	for	SCONJ
ejif-10550	269	2	boulahrir	boulahrir	NOUN
ejif-10550	269	3	to	to	PART
ejif-10550	269	4	carry	carry	VERB
ejif-10550	269	5	out	out	ADP
ejif-10550	269	6	his	his	PRON
ejif-10550	269	7	study	study	NOUN
ejif-10550	269	8	to	to	PART
ejif-10550	269	9	identify	identify	VERB
ejif-10550	269	10	strengths	strength	NOUN
ejif-10550	269	11	and	and	CCONJ
ejif-10550	269	12	weaknesses	weakness	NOUN
ejif-10550	269	13	,	,	PUNCT
ejif-10550	269	14	opportunities	opportunity	NOUN
ejif-10550	269	15	and	and	CCONJ
ejif-10550	269	16	threats	threat	NOUN
ejif-10550	269	17	,	,	PUNCT
ejif-10550	269	18	the	the	DET
ejif-10550	269	19	interviews	interview	NOUN
ejif-10550	269	20	took	take	VERB
ejif-10550	269	21	place	place	NOUN
ejif-10550	269	22	faceto	faceto	NOUN
ejif-10550	269	23	-	-	PUNCT
ejif-10550	269	24	face	face	NOUN
ejif-10550	269	25	in	in	ADP
ejif-10550	269	26	17	17	NUM
ejif-10550	269	27	towns	town	NOUN
ejif-10550	269	28	across	across	ADP
ejif-10550	269	29	the	the	DET
ejif-10550	269	30	kingdom	kingdom	NOUN
ejif-10550	269	31	,	,	PUNCT
ejif-10550	269	32	and	and	CCONJ
ejif-10550	269	33	the	the	DET
ejif-10550	269	34	questionnaire	questionnaire	NOUN
ejif-10550	269	35	consisted	consist	VERB
ejif-10550	269	36	of	of	ADP
ejif-10550	269	37	47	47	NUM
ejif-10550	269	38	questions	question	NOUN
ejif-10550	269	39	.	.	PUNCT
ejif-10550	270	1	this	this	PRON
ejif-10550	270	2	will	will	AUX
ejif-10550	270	3	give	give	VERB
ejif-10550	270	4	an	an	DET
ejif-10550	270	5	initial	initial	ADJ
ejif-10550	270	6	idea	idea	NOUN
ejif-10550	270	7	of	of	ADP
ejif-10550	270	8	the	the	DET
ejif-10550	270	9	market	market	NOUN
ejif-10550	270	10	’s	’s	PART
ejif-10550	270	11	potential	potential	NOUN
ejif-10550	270	12	and	and	CCONJ
ejif-10550	270	13	capacity	capacity	NOUN
ejif-10550	270	14	to	to	PART
ejif-10550	270	15	welcome	welcome	VERB
ejif-10550	270	16	participative	participative	ADJ
ejif-10550	270	17	banks	bank	NOUN
ejif-10550	270	18	.	.	PUNCT
ejif-10550	271	1	on	on	ADP
ejif-10550	271	2	the	the	DET
ejif-10550	271	3	one	one	NUM
ejif-10550	271	4	hand	hand	NOUN
ejif-10550	271	5	,	,	PUNCT
ejif-10550	271	6	this	this	DET
ejif-10550	271	7	study	study	NOUN
ejif-10550	271	8	reveals	reveal	VERB
ejif-10550	271	9	that	that	SCONJ
ejif-10550	271	10	36	36	NUM
ejif-10550	271	11	per	per	ADP
ejif-10550	271	12	cent	cent	NOUN
ejif-10550	271	13	of	of	ADP
ejif-10550	271	14	the	the	DET
ejif-10550	271	15	sample	sample	NOUN
ejif-10550	271	16	does	do	AUX
ejif-10550	271	17	not	not	PART
ejif-10550	271	18	bank	bank	VERB
ejif-10550	271	19	due	due	ADJ
ejif-10550	271	20	to	to	ADP
ejif-10550	271	21	religious	religious	ADJ
ejif-10550	271	22	convictions	conviction	NOUN
ejif-10550	271	23	,	,	PUNCT
ejif-10550	271	24	while	while	SCONJ
ejif-10550	271	25	34	34	NUM
ejif-10550	271	26	per	per	ADP
ejif-10550	271	27	cent	cent	NOUN
ejif-10550	271	28	can	can	AUX
ejif-10550	271	29	not	not	PART
ejif-10550	271	30	bear	bear	VERB
ejif-10550	271	31	the	the	DET
ejif-10550	271	32	costs	cost	NOUN
ejif-10550	271	33	exerted	exert	VERB
ejif-10550	271	34	by	by	ADP
ejif-10550	271	35	the	the	DET
ejif-10550	271	36	conventional	conventional	ADJ
ejif-10550	271	37	banking	banking	NOUN
ejif-10550	271	38	system	system	NOUN
ejif-10550	271	39	.	.	PUNCT
ejif-10550	272	1	on	on	ADP
ejif-10550	272	2	the	the	DET
ejif-10550	272	3	other	other	ADJ
ejif-10550	272	4	hand	hand	NOUN
ejif-10550	272	5	,	,	PUNCT
ejif-10550	272	6	moroccan	moroccan	ADJ
ejif-10550	272	7	consumers	consumer	NOUN
ejif-10550	272	8	do	do	AUX
ejif-10550	272	9	not	not	PART
ejif-10550	272	10	seem	seem	VERB
ejif-10550	272	11	to	to	PART
ejif-10550	272	12	be	be	AUX
ejif-10550	272	13	satisfied	satisfied	ADJ
ejif-10550	272	14	with	with	ADP
ejif-10550	272	15	the	the	DET
ejif-10550	272	16	bank	bank	NOUN
ejif-10550	272	17	loans	loan	NOUN
ejif-10550	272	18	offered	offer	VERB
ejif-10550	272	19	by	by	ADP
ejif-10550	272	20	traditional	traditional	ADJ
ejif-10550	272	21	banks	bank	NOUN
ejif-10550	272	22	.	.	PUNCT
ejif-10550	273	1	indeed	indeed	ADV
ejif-10550	273	2	,	,	PUNCT
ejif-10550	273	3	in	in	ADP
ejif-10550	273	4	addition	addition	NOUN
ejif-10550	273	5	to	to	ADP
ejif-10550	273	6	religious	religious	ADJ
ejif-10550	273	7	beliefs	belief	NOUN
ejif-10550	273	8	that	that	PRON
ejif-10550	273	9	prohibit	prohibit	VERB
ejif-10550	273	10	the	the	DET
ejif-10550	273	11	use	use	NOUN
ejif-10550	273	12	of	of	ADP
ejif-10550	273	13	interest	interest	NOUN
ejif-10550	273	14	,	,	PUNCT
ejif-10550	273	15	consumers	consumer	NOUN
ejif-10550	273	16	are	be	AUX
ejif-10550	273	17	limited	limit	VERB
ejif-10550	273	18	by	by	ADP
ejif-10550	273	19	the	the	DET
ejif-10550	273	20	high	high	ADJ
ejif-10550	273	21	transaction	transaction	NOUN
ejif-10550	273	22	and	and	CCONJ
ejif-10550	273	23	practical	practical	ADJ
ejif-10550	273	24	activation	activation	NOUN
ejif-10550	273	25	costs	cost	NOUN
ejif-10550	273	26	,	,	PUNCT
ejif-10550	273	27	complicated	complicated	ADJ
ejif-10550	273	28	administrative	administrative	ADJ
ejif-10550	273	29	procedures	procedure	NOUN
ejif-10550	273	30	,	,	PUNCT
ejif-10550	273	31	necessary	necessary	ADJ
ejif-10550	273	32	guarantees	guarantee	NOUN
ejif-10550	273	33	or	or	CCONJ
ejif-10550	273	34	even	even	ADV
ejif-10550	273	35	the	the	DET
ejif-10550	273	36	long	long	ADJ
ejif-10550	273	37	credit	credit	NOUN
ejif-10550	273	38	disbursement	disbursement	NOUN
ejif-10550	273	39	times	time	NOUN
ejif-10550	273	40	.	.	PUNCT
ejif-10550	274	1	this	this	DET
ejif-10550	274	2	last	last	ADJ
ejif-10550	274	3	point	point	NOUN
ejif-10550	274	4	was	be	AUX
ejif-10550	274	5	also	also	ADV
ejif-10550	274	6	affirmed	affirm	VERB
ejif-10550	274	7	by	by	ADP
ejif-10550	274	8	(	(	PUNCT
ejif-10550	274	9	aaminou	aaminou	NOUN
ejif-10550	274	10	and	and	CCONJ
ejif-10550	274	11	aboulaich	aboulaich	PROPN
ejif-10550	274	12	,	,	PUNCT
ejif-10550	274	13	2017	2017	NUM
ejif-10550	274	14	)	)	PUNCT
ejif-10550	274	15	,	,	PUNCT
ejif-10550	274	16	who	who	PRON
ejif-10550	274	17	confirmed	confirm	VERB
ejif-10550	274	18	that	that	SCONJ
ejif-10550	274	19	convenience	convenience	NOUN
ejif-10550	274	20	in	in	ADP
ejif-10550	274	21	terms	term	NOUN
ejif-10550	274	22	of	of	ADP
ejif-10550	274	23	prices	price	NOUN
ejif-10550	274	24	,	,	PUNCT
ejif-10550	274	25	proximity	proximity	NOUN
ejif-10550	274	26	of	of	ADP
ejif-10550	274	27	branches	branch	NOUN
ejif-10550	274	28	and	and	CCONJ
ejif-10550	274	29	quality	quality	NOUN
ejif-10550	274	30	of	of	ADP
ejif-10550	274	31	services	service	NOUN
ejif-10550	274	32	are	be	AUX
ejif-10550	274	33	essential	essential	ADJ
ejif-10550	274	34	for	for	ADP
ejif-10550	274	35	adopting	adopt	VERB
ejif-10550	274	36	islamic	islamic	ADJ
ejif-10550	274	37	financial	financial	ADJ
ejif-10550	274	38	institutions	institution	NOUN
ejif-10550	274	39	.	.	PUNCT
ejif-10550	275	1	due	due	ADP
ejif-10550	275	2	to	to	ADP
ejif-10550	275	3	the	the	DET
ejif-10550	275	4	high	high	ADJ
ejif-10550	275	5	transaction	transaction	NOUN
ejif-10550	275	6	and	and	CCONJ
ejif-10550	275	7	practical	practical	ADJ
ejif-10550	275	8	activation	activation	NOUN
ejif-10550	275	9	costs	cost	NOUN
ejif-10550	275	10	,	,	PUNCT
ejif-10550	275	11	complicated	complicated	ADJ
ejif-10550	275	12	administrative	administrative	ADJ
ejif-10550	275	13	procedures	procedure	NOUN
ejif-10550	275	14	in	in	ADP
ejif-10550	275	15	islamic	islamic	ADJ
ejif-10550	275	16	banks	bank	NOUN
ejif-10550	275	17	are	be	AUX
ejif-10550	275	18	“	"	PUNCT
ejif-10550	275	19	being	be	AUX
ejif-10550	275	20	asked	ask	VERB
ejif-10550	275	21	to	to	PART
ejif-10550	275	22	develop	develop	VERB
ejif-10550	275	23	more	more	ADV
ejif-10550	275	24	rigorous	rigorous	ADJ
ejif-10550	275	25	risk	risk	NOUN
ejif-10550	275	26	identification	identification	NOUN
ejif-10550	275	27	and	and	CCONJ
ejif-10550	275	28	management	management	NOUN
ejif-10550	275	29	systems	system	NOUN
ejif-10550	275	30	”	"	PUNCT
ejif-10550	275	31	(	(	PUNCT
ejif-10550	275	32	drissi	drissi	NOUN
ejif-10550	275	33	and	and	CCONJ
ejif-10550	275	34	angake	angake	NOUN
ejif-10550	275	35	,	,	PUNCT
ejif-10550	275	36	2019	2019	NUM
ejif-10550	275	37	)	)	PUNCT
ejif-10550	275	38	.	.	PUNCT
ejif-10550	276	1	4	4	X
ejif-10550	276	2	.	.	X
ejif-10550	276	3	description	description	NOUN
ejif-10550	276	4	of	of	ADP
ejif-10550	276	5	the	the	DET
ejif-10550	276	6	moroccan	moroccan	ADJ
ejif-10550	276	7	banking	banking	NOUN
ejif-10550	276	8	market	market	NOUN
ejif-10550	276	9	and	and	CCONJ
ejif-10550	276	10	services	service	NOUN
ejif-10550	276	11	offered	offer	VERB
ejif-10550	276	12	by	by	ADP
ejif-10550	276	13	traditional	traditional	ADJ
ejif-10550	276	14	and	and	CCONJ
ejif-10550	276	15	islamic	islamic	ADJ
ejif-10550	276	16	banks	bank	NOUN
ejif-10550	276	17	because	because	SCONJ
ejif-10550	276	18	of	of	ADP
ejif-10550	276	19	the	the	DET
ejif-10550	276	20	specificity	specificity	NOUN
ejif-10550	276	21	of	of	ADP
ejif-10550	276	22	islamic	islamic	ADJ
ejif-10550	276	23	finance	finance	NOUN
ejif-10550	276	24	in	in	ADP
ejif-10550	276	25	a	a	DET
ejif-10550	276	26	context	context	NOUN
ejif-10550	276	27	like	like	ADP
ejif-10550	276	28	morocco	morocco	PROPN
ejif-10550	276	29	,	,	PUNCT
ejif-10550	276	30	the	the	DET
ejif-10550	276	31	resources	resource	NOUN
ejif-10550	276	32	of	of	ADP
ejif-10550	276	33	banks	bank	NOUN
ejif-10550	276	34	and	and	CCONJ
ejif-10550	276	35	participatory	participatory	ADJ
ejif-10550	276	36	branches	branch	NOUN
ejif-10550	276	37	have	have	AUX
ejif-10550	276	38	evolved	evolve	VERB
ejif-10550	276	39	significantly	significantly	ADV
ejif-10550	276	40	since	since	SCONJ
ejif-10550	276	41	their	their	PRON
ejif-10550	276	42	introduction	introduction	NOUN
ejif-10550	276	43	in	in	ADP
ejif-10550	276	44	the	the	DET
ejif-10550	276	45	country	country	NOUN
ejif-10550	276	46	to	to	ADP
ejif-10550	276	47	date	date	NOUN
ejif-10550	276	48	.	.	PUNCT
ejif-10550	277	1	indeed	indeed	ADV
ejif-10550	277	2	,	,	PUNCT
ejif-10550	277	3	customers	customer	NOUN
ejif-10550	277	4	’	'	PUNCT
ejif-10550	277	5	demand	demand	NOUN
ejif-10550	277	6	deposits	deposit	NOUN
ejif-10550	277	7	(	(	PUNCT
ejif-10550	277	8	including	include	VERB
ejif-10550	277	9	hamish	hamish	PROPN
ejif-10550	277	10	al	al	PROPN
ejif-10550	277	11	jiddiya	jiddiya	PROPN
ejif-10550	277	12	)	)	PUNCT
ejif-10550	277	13	increased	increase	VERB
ejif-10550	277	14	from	from	ADP
ejif-10550	277	15	671	671	NUM
ejif-10550	277	16	million	million	NUM
ejif-10550	277	17	dirhams	dirham	NOUN
ejif-10550	277	18	at	at	ADP
ejif-10550	277	19	the	the	DET
ejif-10550	277	20	end	end	NOUN
ejif-10550	277	21	of	of	ADP
ejif-10550	277	22	2017	2017	NUM
ejif-10550	277	23	to	to	ADP
ejif-10550	277	24	1.665	1.665	NUM
ejif-10550	277	25	billion	billion	NUM
ejif-10550	277	26	dirhams	dirham	NOUN
ejif-10550	277	27	at	at	ADP
ejif-10550	277	28	the	the	DET
ejif-10550	277	29	end	end	NOUN
ejif-10550	277	30	of	of	ADP
ejif-10550	277	31	2018	2018	NUM
ejif-10550	277	32	,	,	PUNCT
ejif-10550	277	33	an	an	DET
ejif-10550	277	34	increase	increase	NOUN
ejif-10550	277	35	of	of	ADP
ejif-10550	277	36	148	148	NUM
ejif-10550	277	37	%	%	NOUN
ejif-10550	277	38	in	in	ADP
ejif-10550	277	39	one	one	NUM
ejif-10550	277	40	year	year	NOUN
ejif-10550	277	41	.	.	PUNCT
ejif-10550	278	1	these	these	DET
ejif-10550	278	2	deposits	deposit	NOUN
ejif-10550	278	3	reached	reach	VERB
ejif-10550	278	4	2.8	2.8	NUM
ejif-10550	278	5	billion	billion	NUM
ejif-10550	278	6	dirhams	dirham	NOUN
ejif-10550	278	7	at	at	ADP
ejif-10550	278	8	the	the	DET
ejif-10550	278	9	end	end	NOUN
ejif-10550	278	10	of	of	ADP
ejif-10550	278	11	december	december	PROPN
ejif-10550	278	12	2019	2019	NUM
ejif-10550	278	13	.	.	PUNCT
ejif-10550	279	1	as	as	ADP
ejif-10550	279	2	of	of	ADP
ejif-10550	279	3	march	march	PROPN
ejif-10550	279	4	2020	2020	NUM
ejif-10550	279	5	,	,	PUNCT
ejif-10550	279	6	these	these	DET
ejif-10550	279	7	deposits	deposit	NOUN
ejif-10550	279	8	decreased	decrease	VERB
ejif-10550	279	9	slightly	slightly	ADV
ejif-10550	279	10	and	and	CCONJ
ejif-10550	279	11	amounted	amount	VERB
ejif-10550	279	12	to	to	ADP
ejif-10550	279	13	2.7	2.7	NUM
ejif-10550	279	14	billion	billion	NUM
ejif-10550	279	15	dirhams	dirham	NOUN
ejif-10550	279	16	.	.	PUNCT
ejif-10550	280	1	customers	customer	NOUN
ejif-10550	280	2	’	’	PART
ejif-10550	280	3	investment	investment	NOUN
ejif-10550	280	4	deposits	deposit	NOUN
ejif-10550	280	5	at	at	ADP
ejif-10550	280	6	these	these	DET
ejif-10550	280	7	institutions	institution	NOUN
ejif-10550	280	8	increased	increase	VERB
ejif-10550	280	9	from	from	ADP
ejif-10550	280	10	23	23	NUM
ejif-10550	280	11	million	million	NUM
ejif-10550	280	12	dirhams	dirham	NOUN
ejif-10550	280	13	to	to	ADP
ejif-10550	280	14	335	335	NUM
ejif-10550	280	15	million	million	NUM
ejif-10550	280	16	dirhams	dirham	NOUN
ejif-10550	280	17	between	between	ADP
ejif-10550	280	18	june	june	PROPN
ejif-10550	280	19	and	and	CCONJ
ejif-10550	280	20	september	september	PROPN
ejif-10550	280	21	2019	2019	NUM
ejif-10550	280	22	and	and	CCONJ
ejif-10550	280	23	then	then	ADV
ejif-10550	280	24	to	to	ADP
ejif-10550	280	25	478	478	NUM
ejif-10550	280	26	million	million	NUM
ejif-10550	280	27	dirhams	dirham	NOUN
ejif-10550	280	28	in	in	ADP
ejif-10550	280	29	march	march	PROPN
ejif-10550	280	30	2020	2020	NUM
ejif-10550	280	31	.	.	PUNCT
ejif-10550	281	1	between	between	ADP
ejif-10550	281	2	2000	2000	NUM
ejif-10550	281	3	and	and	CCONJ
ejif-10550	281	4	2015	2015	NUM
ejif-10550	281	5	,	,	PUNCT
ejif-10550	281	6	the	the	DET
ejif-10550	281	7	moroccan	moroccan	ADJ
ejif-10550	281	8	banking	banking	NOUN
ejif-10550	281	9	sector	sector	NOUN
ejif-10550	281	10	went	go	VERB
ejif-10550	281	11	from	from	ADP
ejif-10550	281	12	21	21	NUM
ejif-10550	281	13	banks	bank	NOUN
ejif-10550	281	14	in	in	ADP
ejif-10550	281	15	2000	2000	NUM
ejif-10550	281	16	to	to	ADP
ejif-10550	281	17	16	16	NUM
ejif-10550	281	18	banks	bank	NOUN
ejif-10550	281	19	in	in	ADP
ejif-10550	281	20	2006	2006	NUM
ejif-10550	281	21	and	and	CCONJ
ejif-10550	281	22	to	to	ADP
ejif-10550	281	23	19	19	NUM
ejif-10550	281	24	banks	bank	NOUN
ejif-10550	281	25	in	in	ADP
ejif-10550	281	26	2015	2015	NUM
ejif-10550	281	27	,	,	PUNCT
ejif-10550	281	28	returning	return	VERB
ejif-10550	281	29	to	to	ADP
ejif-10550	281	30	21	21	NUM
ejif-10550	281	31	today	today	NOUN
ejif-10550	281	32	,	,	PUNCT
ejif-10550	281	33	as	as	SCONJ
ejif-10550	281	34	reported	report	VERB
ejif-10550	281	35	by	by	ADP
ejif-10550	281	36	the	the	DET
ejif-10550	281	37	“	"	PUNCT
ejif-10550	281	38	moroccan	moroccan	ADJ
ejif-10550	281	39	deposit	deposit	NOUN
ejif-10550	281	40	insurance	insurance	NOUN
ejif-10550	281	41	corporation	corporation	NOUN
ejif-10550	281	42	”	"	PUNCT
ejif-10550	281	43	,	,	PUNCT
ejif-10550	281	44	which	which	PRON
ejif-10550	281	45	is	be	AUX
ejif-10550	281	46	responsible	responsible	ADJ
ejif-10550	281	47	for	for	ADP
ejif-10550	281	48	protecting	protect	VERB
ejif-10550	281	49	customers	customer	NOUN
ejif-10550	281	50	in	in	ADP
ejif-10550	281	51	the	the	DET
ejif-10550	281	52	event	event	NOUN
ejif-10550	281	53	of	of	ADP
ejif-10550	281	54	credit	credit	NOUN
ejif-10550	281	55	institutions	institution	NOUN
ejif-10550	281	56	’	'	PUNCT
ejif-10550	281	57	difficulties	difficulty	NOUN
ejif-10550	281	58	(	(	PUNCT
ejif-10550	281	59	19	19	NUM
ejif-10550	281	60	those	those	PRON
ejif-10550	281	61	with	with	ADP
ejif-10550	281	62	permanent	permanent	ADJ
ejif-10550	281	63	establishments	establishment	NOUN
ejif-10550	281	64	reported	report	VERB
ejif-10550	281	65	by	by	ADP
ejif-10550	281	66	central	central	ADJ
ejif-10550	281	67	banks	bank	NOUN
ejif-10550	281	68	)	)	PUNCT
ejif-10550	281	69	.	.	PUNCT
ejif-10550	282	1	mergers	merger	NOUN
ejif-10550	282	2	and	and	CCONJ
ejif-10550	282	3	acquisitions	acquisition	NOUN
ejif-10550	282	4	,	,	PUNCT
ejif-10550	282	5	new	new	ADJ
ejif-10550	282	6	licenses	license	NOUN
ejif-10550	282	7	and	and	CCONJ
ejif-10550	282	8	changes	change	NOUN
ejif-10550	282	9	in	in	ADP
ejif-10550	282	10	ownership	ownership	NOUN
ejif-10550	282	11	structure	structure	NOUN
ejif-10550	282	12	characterized	characterize	VERB
ejif-10550	282	13	this	this	DET
ejif-10550	282	14	period	period	NOUN
ejif-10550	282	15	.	.	PUNCT
ejif-10550	283	1	on	on	ADP
ejif-10550	283	2	the	the	DET
ejif-10550	283	3	whole	whole	NOUN
ejif-10550	283	4	,	,	PUNCT
ejif-10550	283	5	thanks	thank	NOUN
ejif-10550	283	6	to	to	ADP
ejif-10550	283	7	the	the	DET
ejif-10550	283	8	policy	policy	NOUN
ejif-10550	283	9	of	of	ADP
ejif-10550	283	10	de	de	NOUN
ejif-10550	283	11	-	-	NOUN
ejif-10550	283	12	compartmentalization	compartmentalization	NOUN
ejif-10550	283	13	of	of	ADP
ejif-10550	283	14	banking	banking	NOUN
ejif-10550	283	15	activities	activity	NOUN
ejif-10550	283	16	,	,	PUNCT
ejif-10550	283	17	which	which	PRON
ejif-10550	283	18	began	begin	VERB
ejif-10550	283	19	in	in	ADP
ejif-10550	283	20	the	the	DET
ejif-10550	283	21	1990s	1990	NOUN
ejif-10550	283	22	,	,	PUNCT
ejif-10550	283	23	moroccan	moroccan	ADJ
ejif-10550	283	24	banks	bank	NOUN
ejif-10550	283	25	have	have	AUX
ejif-10550	283	26	adopted	adopt	VERB
ejif-10550	283	27	a	a	DET
ejif-10550	283	28	new	new	ADJ
ejif-10550	283	29	“	"	PUNCT
ejif-10550	283	30	universal	universal	ADJ
ejif-10550	283	31	bank	bank	NOUN
ejif-10550	283	32	”	"	PUNCT
ejif-10550	283	33	business	business	NOUN
ejif-10550	283	34	model	model	NOUN
ejif-10550	283	35	.	.	PUNCT
ejif-10550	284	1	similarly	similarly	ADV
ejif-10550	284	2	,	,	PUNCT
ejif-10550	284	3	the	the	DET
ejif-10550	284	4	state	state	NOUN
ejif-10550	284	5	’s	’s	PART
ejif-10550	284	6	share	share	NOUN
ejif-10550	284	7	in	in	ADP
ejif-10550	284	8	the	the	DET
ejif-10550	284	9	banking	banking	NOUN
ejif-10550	284	10	sector	sector	NOUN
ejif-10550	284	11	decreased	decrease	VERB
ejif-10550	284	12	following	follow	VERB
ejif-10550	284	13	the	the	DET
ejif-10550	284	14	sale	sale	NOUN
ejif-10550	284	15	of	of	ADP
ejif-10550	284	16	part	part	NOUN
ejif-10550	284	17	of	of	ADP
ejif-10550	284	18	its	its	PRON
ejif-10550	284	19	stakes	stake	NOUN
ejif-10550	284	20	in	in	ADP
ejif-10550	284	21	crédit	crédit	PROPN
ejif-10550	284	22	agricole	agricole	PROPN
ejif-10550	284	23	du	du	PROPN
ejif-10550	284	24	maroc	maroc	PROPN
ejif-10550	284	25	and	and	CCONJ
ejif-10550	284	26	crédit	crédit	PROPN
ejif-10550	284	27	immobilier	immobilier	PROPN
ejif-10550	284	28	et	et	PROPN
ejif-10550	284	29	hôtelier	hôtelier	NOUN
ejif-10550	284	30	and	and	CCONJ
ejif-10550	284	31	all	all	PRON
ejif-10550	284	32	of	of	ADP
ejif-10550	284	33	its	its	PRON
ejif-10550	284	34	commitments	commitment	NOUN
ejif-10550	284	35	in	in	ADP
ejif-10550	284	36	the	the	DET
ejif-10550	284	37	capital	capital	NOUN
ejif-10550	284	38	of	of	ADP
ejif-10550	284	39	the	the	DET
ejif-10550	284	40	banque	banque	PROPN
ejif-10550	284	41	63	63	NUM
ejif-10550	284	42	european	european	PROPN
ejif-10550	284	43	journal	journal	PROPN
ejif-10550	284	44	of	of	ADP
ejif-10550	284	45	islamic	islamic	PROPN
ejif-10550	284	46	finance	finance	PROPN
ejif-10550	284	47	issn	issn	PROPN
ejif-10550	284	48	:	:	PUNCT
ejif-10550	284	49	2421	2421	NUM
ejif-10550	284	50	-	-	SYM
ejif-10550	284	51	2172	2172	NUM
ejif-10550	284	52	doi	doi	NOUN
ejif-10550	284	53	:	:	PUNCT
ejif-10550	284	54	10.13135/2421	10.13135/2421	NUM
ejif-10550	284	55	-	-	SYM
ejif-10550	284	56	2172/10550	2172/10550	NUM
ejif-10550	284	57	published	publish	VERB
ejif-10550	284	58	by	by	ADP
ejif-10550	284	59	university	university	PROPN
ejif-10550	284	60	of	of	ADP
ejif-10550	284	61	turin	turin	PROPN
ejif-10550	285	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	285	2	ejif	ejif	PROPN
ejif-10550	285	3	content	content	NOUN
ejif-10550	285	4	is	be	AUX
ejif-10550	285	5	licensed	license	VERB
ejif-10550	285	6	under	under	ADP
ejif-10550	285	7	a	a	DET
ejif-10550	285	8	creative	creative	ADJ
ejif-10550	285	9	commons	common	NOUN
ejif-10550	285	10	attribution	attribution	NOUN
ejif-10550	285	11	4.0	4.0	NUM
ejif-10550	285	12	international	international	ADJ
ejif-10550	285	13	license	license	NOUN
ejif-10550	285	14	centrale	centrale	NOUN
ejif-10550	285	15	populaire	populaire	NOUN
ejif-10550	285	16	in	in	ADP
ejif-10550	285	17	favor	favor	NOUN
ejif-10550	285	18	of	of	ADP
ejif-10550	285	19	new	new	ADJ
ejif-10550	285	20	foreign	foreign	ADJ
ejif-10550	285	21	equity	equity	NOUN
ejif-10550	285	22	investments	investment	NOUN
ejif-10550	285	23	in	in	ADP
ejif-10550	285	24	moroccan	moroccan	ADJ
ejif-10550	285	25	banks	bank	NOUN
ejif-10550	285	26	.	.	PUNCT
ejif-10550	286	1	at	at	ADP
ejif-10550	286	2	the	the	DET
ejif-10550	286	3	end	end	NOUN
ejif-10550	286	4	of	of	ADP
ejif-10550	286	5	2015	2015	NUM
ejif-10550	286	6	,	,	PUNCT
ejif-10550	286	7	the	the	DET
ejif-10550	286	8	moroccan	moroccan	ADJ
ejif-10550	286	9	banking	banking	NOUN
ejif-10550	286	10	sector	sector	NOUN
ejif-10550	286	11	comprised	comprise	VERB
ejif-10550	286	12	seven	seven	NUM
ejif-10550	286	13	banks	bank	NOUN
ejif-10550	286	14	with	with	ADP
ejif-10550	286	15	a	a	DET
ejif-10550	286	16	majority	majority	NOUN
ejif-10550	286	17	of	of	ADP
ejif-10550	286	18	foreign	foreign	ADJ
ejif-10550	286	19	capital	capital	NOUN
ejif-10550	286	20	and	and	CCONJ
ejif-10550	286	21	five	five	NUM
ejif-10550	286	22	with	with	ADP
ejif-10550	286	23	a	a	DET
ejif-10550	286	24	majority	majority	NOUN
ejif-10550	286	25	of	of	ADP
ejif-10550	286	26	public	public	ADJ
ejif-10550	286	27	capital	capital	NOUN
ejif-10550	286	28	.	.	PUNCT
ejif-10550	287	1	the	the	DET
ejif-10550	287	2	central	central	PROPN
ejif-10550	287	3	bank	bank	NOUN
ejif-10550	287	4	,	,	PUNCT
ejif-10550	287	5	bank	bank	PROPN
ejif-10550	287	6	al	al	PROPN
ejif-10550	287	7	-	-	PUNCT
ejif-10550	287	8	maghrib	maghrib	PROPN
ejif-10550	287	9	,	,	PUNCT
ejif-10550	287	10	also	also	ADV
ejif-10550	287	11	called	call	VERB
ejif-10550	287	12	on	on	ADP
ejif-10550	287	13	moroccan	moroccan	ADJ
ejif-10550	287	14	banks	bank	NOUN
ejif-10550	287	15	to	to	PART
ejif-10550	287	16	adopt	adopt	VERB
ejif-10550	287	17	rules	rule	NOUN
ejif-10550	287	18	for	for	ADP
ejif-10550	287	19	syndicating	syndicate	VERB
ejif-10550	287	20	loans	loan	NOUN
ejif-10550	287	21	exceeding	exceed	VERB
ejif-10550	287	22	a	a	DET
ejif-10550	287	23	certain	certain	ADJ
ejif-10550	287	24	threshold	threshold	NOUN
ejif-10550	287	25	to	to	AUX
ejif-10550	287	26	pool	pool	NOUN
ejif-10550	287	27	risks	risk	NOUN
ejif-10550	287	28	and	and	CCONJ
ejif-10550	287	29	reduce	reduce	VERB
ejif-10550	287	30	loan	loan	NOUN
ejif-10550	287	31	concentration	concentration	NOUN
ejif-10550	287	32	.	.	PUNCT
ejif-10550	288	1	consequently	consequently	ADV
ejif-10550	288	2	,	,	PUNCT
ejif-10550	288	3	the	the	DET
ejif-10550	288	4	analysis	analysis	NOUN
ejif-10550	288	5	of	of	ADP
ejif-10550	288	6	banking	banking	NOUN
ejif-10550	288	7	competition	competition	NOUN
ejif-10550	288	8	also	also	ADV
ejif-10550	288	9	calls	call	VERB
ejif-10550	288	10	for	for	ADP
ejif-10550	288	11	examining	examine	VERB
ejif-10550	288	12	the	the	DET
ejif-10550	288	13	barriers	barrier	NOUN
ejif-10550	288	14	to	to	ADP
ejif-10550	288	15	entry	entry	NOUN
ejif-10550	288	16	into	into	ADP
ejif-10550	288	17	banking	banking	NOUN
ejif-10550	288	18	,	,	PUNCT
ejif-10550	288	19	particularly	particularly	ADV
ejif-10550	288	20	the	the	DET
ejif-10550	288	21	conditions	condition	NOUN
ejif-10550	288	22	for	for	ADP
ejif-10550	288	23	granting	grant	VERB
ejif-10550	288	24	authorization	authorization	NOUN
ejif-10550	288	25	,	,	PUNCT
ejif-10550	288	26	transparency	transparency	NOUN
ejif-10550	288	27	of	of	ADP
ejif-10550	288	28	banking	banking	NOUN
ejif-10550	288	29	practices	practice	NOUN
ejif-10550	288	30	and	and	CCONJ
ejif-10550	288	31	information	information	NOUN
ejif-10550	288	32	on	on	ADP
ejif-10550	288	33	loans	loan	NOUN
ejif-10550	288	34	.	.	PUNCT
ejif-10550	289	1	we	we	PRON
ejif-10550	289	2	have	have	AUX
ejif-10550	289	3	analyzed	analyze	VERB
ejif-10550	289	4	the	the	DET
ejif-10550	289	5	moroccan	moroccan	ADJ
ejif-10550	289	6	banking	banking	NOUN
ejif-10550	289	7	system	system	NOUN
ejif-10550	289	8	in	in	ADP
ejif-10550	289	9	detail	detail	NOUN
ejif-10550	289	10	,	,	PUNCT
ejif-10550	289	11	coming	come	VERB
ejif-10550	289	12	up	up	ADP
ejif-10550	289	13	with	with	ADP
ejif-10550	289	14	the	the	DET
ejif-10550	289	15	following	follow	VERB
ejif-10550	289	16	evidence	evidence	NOUN
ejif-10550	289	17	about	about	ADP
ejif-10550	289	18	its	its	PRON
ejif-10550	289	19	peculiarities	peculiarity	NOUN
ejif-10550	289	20	,	,	PUNCT
ejif-10550	289	21	which	which	PRON
ejif-10550	289	22	we	we	PRON
ejif-10550	289	23	list	list	VERB
ejif-10550	289	24	below	below	ADV
ejif-10550	289	25	.	.	PUNCT
ejif-10550	290	1	this	this	DET
ejif-10550	290	2	analysis	analysis	NOUN
ejif-10550	290	3	was	be	AUX
ejif-10550	290	4	done	do	VERB
ejif-10550	290	5	systematically	systematically	ADV
ejif-10550	290	6	by	by	ADP
ejif-10550	290	7	comparing	compare	VERB
ejif-10550	290	8	the	the	DET
ejif-10550	290	9	banks	bank	NOUN
ejif-10550	290	10	’	'	PUNCT
ejif-10550	290	11	services	service	NOUN
ejif-10550	290	12	,	,	PUNCT
ejif-10550	290	13	ownership	ownership	NOUN
ejif-10550	290	14	,	,	PUNCT
ejif-10550	290	15	and	and	CCONJ
ejif-10550	290	16	materials	material	NOUN
ejif-10550	290	17	made	make	VERB
ejif-10550	290	18	available	available	ADJ
ejif-10550	290	19	by	by	ADP
ejif-10550	290	20	the	the	DET
ejif-10550	290	21	banks	bank	NOUN
ejif-10550	290	22	.	.	PUNCT
ejif-10550	291	1	the	the	DET
ejif-10550	291	2	moroccan	moroccan	ADJ
ejif-10550	291	3	system	system	NOUN
ejif-10550	291	4	consists	consist	VERB
ejif-10550	291	5	of	of	ADP
ejif-10550	291	6	19	19	NUM
ejif-10550	291	7	banks	bank	NOUN
ejif-10550	291	8	in	in	ADP
ejif-10550	291	9	the	the	DET
ejif-10550	291	10	morocco	morocco	PROPN
ejif-10550	291	11	central	central	PROPN
ejif-10550	291	12	bank	bank	PROPN
ejif-10550	291	13	annual	annual	ADJ
ejif-10550	291	14	report	report	NOUN
ejif-10550	291	15	on	on	ADP
ejif-10550	291	16	its	its	PRON
ejif-10550	291	17	website	website	NOUN
ejif-10550	291	18	,	,	PUNCT
ejif-10550	291	19	as	as	SCONJ
ejif-10550	291	20	indicated	indicate	VERB
ejif-10550	291	21	in	in	ADP
ejif-10550	291	22	table	table	NOUN
ejif-10550	291	23	1	1	NUM
ejif-10550	291	24	.	.	SYM
ejif-10550	291	25	2021	2021	NUM
ejif-10550	291	26	2023	2023	NUM
ejif-10550	291	27	2023	2023	NUM
ejif-10550	291	28	banks	bank	NOUN
ejif-10550	291	29	in	in	ADP
ejif-10550	291	30	morocco	morocco	PROPN
ejif-10550	291	31	19	19	NUM
ejif-10550	291	32	19	19	NUM
ejif-10550	291	33	19	19	NUM
ejif-10550	291	34	banks	bank	NOUN
ejif-10550	291	35	with	with	ADP
ejif-10550	291	36	predominantly	predominantly	ADV
ejif-10550	291	37	foreign	foreign	ADJ
ejif-10550	291	38	capital	capital	NOUN
ejif-10550	291	39	7	7	NUM
ejif-10550	291	40	6	6	NUM
ejif-10550	291	41	6	6	NUM
ejif-10550	291	42	banks	bank	NOUN
ejif-10550	291	43	with	with	ADP
ejif-10550	291	44	mostly	mostly	ADV
ejif-10550	291	45	public	public	ADJ
ejif-10550	291	46	capital	capital	NOUN
ejif-10550	291	47	5	5	NUM
ejif-10550	291	48	5	5	NUM
ejif-10550	291	49	5	5	NUM
ejif-10550	291	50	participatory	participatory	ADJ
ejif-10550	291	51	banks	bank	NOUN
ejif-10550	291	52	in	in	ADP
ejif-10550	291	53	total	total	ADJ
ejif-10550	291	54	5	5	NUM
ejif-10550	291	55	5	5	NUM
ejif-10550	291	56	5	5	NUM
ejif-10550	291	57	participatory	participatory	ADJ
ejif-10550	291	58	banks	bank	NOUN
ejif-10550	291	59	with	with	ADP
ejif-10550	291	60	foreign	foreign	ADJ
ejif-10550	291	61	capital	capital	NOUN
ejif-10550	291	62	3	3	NUM
ejif-10550	291	63	3	3	NUM
ejif-10550	291	64	3	3	NUM
ejif-10550	291	65	table	table	NOUN
ejif-10550	291	66	1	1	NUM
ejif-10550	291	67	.	.	PUNCT
ejif-10550	292	1	banks	bank	NOUN
ejif-10550	292	2	in	in	ADP
ejif-10550	292	3	morocco	morocco	PROPN
ejif-10550	292	4	:	:	PUNCT
ejif-10550	292	5	the	the	DET
ejif-10550	292	6	table	table	NOUN
ejif-10550	292	7	is	be	AUX
ejif-10550	292	8	elaborated	elaborate	VERB
ejif-10550	292	9	on	on	ADP
ejif-10550	292	10	from	from	ADP
ejif-10550	292	11	the	the	DET
ejif-10550	292	12	moroccan	moroccan	PROPN
ejif-10550	292	13	central	central	PROPN
ejif-10550	292	14	bank	bank	PROPN
ejif-10550	292	15	(	(	PUNCT
ejif-10550	292	16	bank	bank	PROPN
ejif-10550	292	17	al	al	PROPN
ejif-10550	292	18	-	-	PUNCT
ejif-10550	292	19	maghrib	maghrib	PROPN
ejif-10550	292	20	)	)	PUNCT
ejif-10550	292	21	data	datum	NOUN
ejif-10550	292	22	.	.	PUNCT
ejif-10550	293	1	at	at	ADP
ejif-10550	293	2	the	the	DET
ejif-10550	293	3	time	time	NOUN
ejif-10550	293	4	of	of	ADP
ejif-10550	293	5	the	the	DET
ejif-10550	293	6	paper	paper	NOUN
ejif-10550	293	7	’s	’s	PART
ejif-10550	293	8	elaboration	elaboration	NOUN
ejif-10550	293	9	,	,	PUNCT
ejif-10550	293	10	we	we	PRON
ejif-10550	293	11	found	find	VERB
ejif-10550	293	12	a	a	DET
ejif-10550	293	13	strong	strong	ADJ
ejif-10550	293	14	french	french	ADJ
ejif-10550	293	15	presence	presence	NOUN
ejif-10550	293	16	with	with	ADP
ejif-10550	293	17	bnp	bnp	PROPN
ejif-10550	293	18	paribas	paribas	PROPN
ejif-10550	293	19	and	and	CCONJ
ejif-10550	293	20	societé	societé	VERB
ejif-10550	293	21	generale	generale	NOUN
ejif-10550	293	22	.	.	PUNCT
ejif-10550	294	1	there	there	PRON
ejif-10550	294	2	is	be	VERB
ejif-10550	294	3	a	a	DET
ejif-10550	294	4	lot	lot	NOUN
ejif-10550	294	5	of	of	ADP
ejif-10550	294	6	competition	competition	NOUN
ejif-10550	294	7	from	from	ADP
ejif-10550	294	8	neighbouring	neighbouring	ADJ
ejif-10550	294	9	countries	country	NOUN
ejif-10550	294	10	.	.	PUNCT
ejif-10550	295	1	there	there	PRON
ejif-10550	295	2	are	be	VERB
ejif-10550	295	3	several	several	ADJ
ejif-10550	295	4	foreign	foreign	ADJ
ejif-10550	295	5	groups	group	NOUN
ejif-10550	295	6	:	:	PUNCT
ejif-10550	295	7	french	french	ADJ
ejif-10550	295	8	and	and	CCONJ
ejif-10550	295	9	spanish	spanish	ADJ
ejif-10550	295	10	,	,	PUNCT
ejif-10550	295	11	but	but	CCONJ
ejif-10550	295	12	also	also	ADV
ejif-10550	295	13	from	from	ADP
ejif-10550	295	14	arab	arab	ADJ
ejif-10550	295	15	countries	country	NOUN
ejif-10550	295	16	(	(	PUNCT
ejif-10550	295	17	figure	figure	NOUN
ejif-10550	295	18	2	2	NUM
ejif-10550	295	19	)	)	PUNCT
ejif-10550	295	20	.	.	PUNCT
ejif-10550	296	1	64	64	NUM
ejif-10550	296	2	european	european	ADJ
ejif-10550	296	3	journal	journal	PROPN
ejif-10550	296	4	of	of	ADP
ejif-10550	296	5	islamic	islamic	PROPN
ejif-10550	296	6	finance	finance	PROPN
ejif-10550	296	7	issn	issn	PROPN
ejif-10550	296	8	:	:	PUNCT
ejif-10550	296	9	2421	2421	NUM
ejif-10550	296	10	-	-	SYM
ejif-10550	296	11	2172	2172	NUM
ejif-10550	296	12	doi	doi	NOUN
ejif-10550	296	13	:	:	PUNCT
ejif-10550	296	14	10.13135/2421	10.13135/2421	NUM
ejif-10550	296	15	-	-	SYM
ejif-10550	296	16	2172/10550	2172/10550	NUM
ejif-10550	296	17	published	publish	VERB
ejif-10550	296	18	by	by	ADP
ejif-10550	296	19	university	university	PROPN
ejif-10550	296	20	of	of	ADP
ejif-10550	296	21	turin	turin	PROPN
ejif-10550	297	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	297	2	ejif	ejif	PROPN
ejif-10550	297	3	content	content	NOUN
ejif-10550	297	4	is	be	AUX
ejif-10550	297	5	licensed	license	VERB
ejif-10550	297	6	under	under	ADP
ejif-10550	297	7	a	a	DET
ejif-10550	297	8	creative	creative	ADJ
ejif-10550	297	9	commons	common	NOUN
ejif-10550	297	10	attribution	attribution	NOUN
ejif-10550	297	11	4.0	4.0	NUM
ejif-10550	297	12	international	international	ADJ
ejif-10550	297	13	license	license	NOUN
ejif-10550	297	14	figure	figure	NOUN
ejif-10550	297	15	2	2	NUM
ejif-10550	297	16	banks	bank	NOUN
ejif-10550	297	17	with	with	ADP
ejif-10550	297	18	the	the	DET
ejif-10550	297	19	most	most	ADV
ejif-10550	297	20	foreign	foreign	ADJ
ejif-10550	297	21	capital	capital	NOUN
ejif-10550	297	22	in	in	ADP
ejif-10550	297	23	morocco	morocco	PROPN
ejif-10550	297	24	in	in	ADP
ejif-10550	297	25	2023	2023	NUM
ejif-10550	297	26	(	(	PUNCT
ejif-10550	297	27	24	24	NUM
ejif-10550	297	28	%	%	NOUN
ejif-10550	297	29	)	)	PUNCT
ejif-10550	297	30	.	.	PUNCT
ejif-10550	298	1	there	there	PRON
ejif-10550	298	2	is	be	VERB
ejif-10550	298	3	a	a	DET
ejif-10550	298	4	well	well	ADV
ejif-10550	298	5	-	-	PUNCT
ejif-10550	298	6	differentiated	differentiate	VERB
ejif-10550	298	7	islamic	islamic	ADJ
ejif-10550	298	8	and	and	CCONJ
ejif-10550	298	9	traditional	traditional	ADJ
ejif-10550	298	10	offer	offer	NOUN
ejif-10550	298	11	.	.	PUNCT
ejif-10550	299	1	communication	communication	NOUN
ejif-10550	299	2	from	from	ADP
ejif-10550	299	3	banks	bank	NOUN
ejif-10550	299	4	is	be	AUX
ejif-10550	299	5	in	in	ADP
ejif-10550	299	6	standard	standard	ADJ
ejif-10550	299	7	arabic	arabic	ADJ
ejif-10550	299	8	,	,	PUNCT
ejif-10550	299	9	vernacular	vernacular	ADJ
ejif-10550	299	10	arabic	arabic	NOUN
ejif-10550	299	11	and	and	CCONJ
ejif-10550	299	12	french	french	ADJ
ejif-10550	299	13	(	(	PUNCT
ejif-10550	299	14	as	as	ADP
ejif-10550	299	15	a	a	DET
ejif-10550	299	16	business	business	NOUN
ejif-10550	299	17	language	language	NOUN
ejif-10550	299	18	)	)	PUNCT
ejif-10550	299	19	but	but	CCONJ
ejif-10550	299	20	also	also	ADV
ejif-10550	299	21	,	,	PUNCT
ejif-10550	299	22	to	to	ADP
ejif-10550	299	23	a	a	DET
ejif-10550	299	24	lesser	less	ADJ
ejif-10550	299	25	extent	extent	NOUN
ejif-10550	299	26	,	,	PUNCT
ejif-10550	299	27	spanish	spanish	ADJ
ejif-10550	299	28	(	(	PUNCT
ejif-10550	299	29	for	for	ADP
ejif-10550	299	30	spanish	spanish	ADJ
ejif-10550	299	31	banks	bank	NOUN
ejif-10550	299	32	)	)	PUNCT
ejif-10550	299	33	and	and	CCONJ
ejif-10550	299	34	english	english	PROPN
ejif-10550	299	35	,	,	PUNCT
ejif-10550	299	36	specifically	specifically	ADV
ejif-10550	299	37	for	for	ADP
ejif-10550	299	38	investment	investment	NOUN
ejif-10550	299	39	banking	banking	NOUN
ejif-10550	299	40	.	.	PUNCT
ejif-10550	300	1	compared	compare	VERB
ejif-10550	300	2	to	to	ADP
ejif-10550	300	3	other	other	ADJ
ejif-10550	300	4	mapped	map	VERB
ejif-10550	300	5	countries	country	NOUN
ejif-10550	300	6	,	,	PUNCT
ejif-10550	300	7	the	the	DET
ejif-10550	300	8	system	system	NOUN
ejif-10550	300	9	offers	offer	VERB
ejif-10550	300	10	a	a	DET
ejif-10550	300	11	more	more	ADV
ejif-10550	300	12	significant	significant	ADJ
ejif-10550	300	13	presence	presence	NOUN
ejif-10550	300	14	of	of	ADP
ejif-10550	300	15	foreign	foreign	ADJ
ejif-10550	300	16	groups	group	NOUN
ejif-10550	300	17	and	and	CCONJ
ejif-10550	300	18	islamic	islamic	ADJ
ejif-10550	300	19	and	and	CCONJ
ejif-10550	300	20	traditional	traditional	ADJ
ejif-10550	300	21	products	product	NOUN
ejif-10550	300	22	.	.	PUNCT
ejif-10550	301	1	morocco	morocco	PROPN
ejif-10550	301	2	also	also	ADV
ejif-10550	301	3	shows	show	VERB
ejif-10550	301	4	more	more	ADJ
ejif-10550	301	5	significant	significant	ADJ
ejif-10550	301	6	aggregation	aggregation	NOUN
ejif-10550	301	7	among	among	ADP
ejif-10550	301	8	banking	banking	NOUN
ejif-10550	301	9	institutions	institution	NOUN
ejif-10550	301	10	,	,	PUNCT
ejif-10550	301	11	such	such	ADJ
ejif-10550	301	12	as	as	ADP
ejif-10550	301	13	banque	banque	PROPN
ejif-10550	301	14	populaire	populaire	PROPN
ejif-10550	301	15	and	and	CCONJ
ejif-10550	301	16	the	the	DET
ejif-10550	301	17	islamic	islamic	PROPN
ejif-10550	301	18	bank	bank	PROPN
ejif-10550	301	19	banque	banque	PROPN
ejif-10550	301	20	assafaa	assafaa	PROPN
ejif-10550	301	21	.	.	PUNCT
ejif-10550	302	1	the	the	DET
ejif-10550	302	2	presence	presence	NOUN
ejif-10550	302	3	of	of	ADP
ejif-10550	302	4	foreign	foreign	ADJ
ejif-10550	302	5	groups	group	NOUN
ejif-10550	302	6	from	from	ADP
ejif-10550	302	7	the	the	DET
ejif-10550	302	8	gulf	gulf	NOUN
ejif-10550	302	9	,	,	PUNCT
ejif-10550	302	10	jordanian	jordanian	ADJ
ejif-10550	302	11	,	,	PUNCT
ejif-10550	302	12	and	and	CCONJ
ejif-10550	302	13	american	american	ADJ
ejif-10550	302	14	,	,	PUNCT
ejif-10550	302	15	but	but	CCONJ
ejif-10550	302	16	mainly	mainly	ADV
ejif-10550	302	17	french	french	ADJ
ejif-10550	302	18	and	and	CCONJ
ejif-10550	302	19	spanish	spanish	ADJ
ejif-10550	302	20	,	,	PUNCT
ejif-10550	302	21	are	be	AUX
ejif-10550	302	22	involved	involve	VERB
ejif-10550	302	23	in	in	ADP
ejif-10550	302	24	traditional	traditional	ADJ
ejif-10550	302	25	and	and	CCONJ
ejif-10550	302	26	islamic	islamic	ADJ
ejif-10550	302	27	finance	finance	NOUN
ejif-10550	302	28	,	,	PUNCT
ejif-10550	302	29	and	and	CCONJ
ejif-10550	302	30	they	they	PRON
ejif-10550	302	31	use	use	VERB
ejif-10550	302	32	different	different	ADJ
ejif-10550	302	33	licenses	license	NOUN
ejif-10550	302	34	to	to	PART
ejif-10550	302	35	operate	operate	VERB
ejif-10550	302	36	.	.	PUNCT
ejif-10550	303	1	foreign	foreign	ADJ
ejif-10550	303	2	groups	group	NOUN
ejif-10550	303	3	offer	offer	VERB
ejif-10550	303	4	two	two	NUM
ejif-10550	303	5	distinct	distinct	ADJ
ejif-10550	303	6	brands	brand	NOUN
ejif-10550	303	7	for	for	ADP
ejif-10550	303	8	islamic	islamic	ADJ
ejif-10550	303	9	and	and	CCONJ
ejif-10550	303	10	traditional	traditional	ADJ
ejif-10550	303	11	products	product	NOUN
ejif-10550	303	12	:	:	PUNCT
ejif-10550	303	13	one	one	NUM
ejif-10550	303	14	offers	offer	VERB
ejif-10550	303	15	traditional	traditional	ADJ
ejif-10550	303	16	services	service	NOUN
ejif-10550	303	17	,	,	PUNCT
ejif-10550	303	18	and	and	CCONJ
ejif-10550	303	19	another	another	PRON
ejif-10550	303	20	offers	offer	VERB
ejif-10550	303	21	islamic	islamic	ADJ
ejif-10550	303	22	products	product	NOUN
ejif-10550	303	23	,	,	PUNCT
ejif-10550	303	24	e.g.	e.g.	ADV
ejif-10550	303	25	bmci	bmci	NOUN
ejif-10550	303	26	(	(	PUNCT
ejif-10550	303	27	bnp	bnp	PROPN
ejif-10550	303	28	paribas	paribas	PROPN
ejif-10550	303	29	)	)	PUNCT
ejif-10550	303	30	and	and	CCONJ
ejif-10550	303	31	najmah	najmah	PROPN
ejif-10550	303	32	islamic	islamic	PROPN
ejif-10550	303	33	bank	bank	PROPN
ejif-10550	303	34	.	.	PUNCT
ejif-10550	304	1	we	we	PRON
ejif-10550	304	2	found	find	VERB
ejif-10550	304	3	that	that	SCONJ
ejif-10550	304	4	traditional	traditional	ADJ
ejif-10550	304	5	banks	bank	NOUN
ejif-10550	304	6	offer	offer	VERB
ejif-10550	304	7	the	the	DET
ejif-10550	304	8	following	follow	VERB
ejif-10550	304	9	services	service	NOUN
ejif-10550	304	10	:	:	PUNCT
ejif-10550	304	11	loans	loan	NOUN
ejif-10550	304	12	,	,	PUNCT
ejif-10550	304	13	investments	investment	NOUN
ejif-10550	304	14	,	,	PUNCT
ejif-10550	304	15	current	current	ADJ
ejif-10550	304	16	accounts	account	NOUN
ejif-10550	304	17	,	,	PUNCT
ejif-10550	304	18	overdrafts	overdraft	NOUN
ejif-10550	304	19	for	for	ADP
ejif-10550	304	20	smes	sme	NOUN
ejif-10550	304	21	,	,	PUNCT
ejif-10550	304	22	home	home	NOUN
ejif-10550	304	23	insurance	insurance	NOUN
ejif-10550	304	24	,	,	PUNCT
ejif-10550	304	25	health	health	NOUN
ejif-10550	304	26	,	,	PUNCT
ejif-10550	304	27	capital	capital	NOUN
ejif-10550	304	28	goods	good	NOUN
ejif-10550	304	29	and	and	CCONJ
ejif-10550	304	30	supplementary	supplementary	ADJ
ejif-10550	304	31	pensions	pension	NOUN
ejif-10550	304	32	.	.	PUNCT
ejif-10550	305	1	moroccan	moroccan	ADJ
ejif-10550	305	2	merchant	merchant	NOUN
ejif-10550	305	3	banks	bank	NOUN
ejif-10550	305	4	offer	offer	VERB
ejif-10550	305	5	investment	investment	NOUN
ejif-10550	305	6	,	,	PUNCT
ejif-10550	305	7	fund	fund	NOUN
ejif-10550	305	8	management	management	NOUN
ejif-10550	305	9	or	or	CCONJ
ejif-10550	305	10	advice	advice	NOUN
ejif-10550	305	11	to	to	ADP
ejif-10550	305	12	the	the	DET
ejif-10550	305	13	government	government	NOUN
ejif-10550	305	14	and	and	CCONJ
ejif-10550	305	15	large	large	ADJ
ejif-10550	305	16	moroccan	moroccan	NOUN
ejif-10550	305	17	or	or	CCONJ
ejif-10550	305	18	foreign	foreign	ADJ
ejif-10550	305	19	companies	company	NOUN
ejif-10550	305	20	such	such	ADJ
ejif-10550	305	21	as	as	ADP
ejif-10550	305	22	citibank	citibank	PROPN
ejif-10550	305	23	.	.	PUNCT
ejif-10550	306	1	french	french	PROPN
ejif-10550	306	2	is	be	AUX
ejif-10550	306	3	often	often	ADV
ejif-10550	306	4	used	use	VERB
ejif-10550	306	5	for	for	ADP
ejif-10550	306	6	traditional	traditional	ADJ
ejif-10550	306	7	banks	bank	NOUN
ejif-10550	306	8	'	'	PART
ejif-10550	306	9	loans	loan	NOUN
ejif-10550	306	10	,	,	PUNCT
ejif-10550	306	11	investments	investment	NOUN
ejif-10550	306	12	,	,	PUNCT
ejif-10550	306	13	and	and	CCONJ
ejif-10550	306	14	pensions	pension	NOUN
ejif-10550	306	15	.	.	PUNCT
ejif-10550	307	1	french	french	PROPN
ejif-10550	307	2	and	and	CCONJ
ejif-10550	307	3	,	,	PUNCT
ejif-10550	307	4	to	to	ADP
ejif-10550	307	5	a	a	DET
ejif-10550	307	6	lesser	less	ADJ
ejif-10550	307	7	extent	extent	NOUN
ejif-10550	307	8	,	,	PUNCT
ejif-10550	307	9	english	english	PROPN
ejif-10550	307	10	remain	remain	VERB
ejif-10550	307	11	the	the	DET
ejif-10550	307	12	languages	language	NOUN
ejif-10550	307	13	of	of	ADP
ejif-10550	307	14	moroccan	moroccan	ADJ
ejif-10550	307	15	merchant	merchant	NOUN
ejif-10550	307	16	banks	bank	NOUN
ejif-10550	307	17	.	.	PUNCT
ejif-10550	308	1	the	the	DET
ejif-10550	308	2	pervasiveness	pervasiveness	NOUN
ejif-10550	308	3	of	of	ADP
ejif-10550	308	4	arabic	arabic	PROPN
ejif-10550	308	5	also	also	ADV
ejif-10550	308	6	applies	apply	VERB
ejif-10550	308	7	to	to	ADP
ejif-10550	308	8	marketing	marketing	NOUN
ejif-10550	308	9	,	,	PUNCT
ejif-10550	308	10	especially	especially	ADV
ejif-10550	308	11	for	for	ADP
ejif-10550	308	12	islamic	islamic	ADJ
ejif-10550	308	13	banks	bank	NOUN
ejif-10550	308	14	.	.	PUNCT
ejif-10550	309	1	still	still	ADV
ejif-10550	309	2	,	,	PUNCT
ejif-10550	309	3	french	french	PROPN
ejif-10550	309	4	is	be	AUX
ejif-10550	309	5	always	always	ADV
ejif-10550	309	6	present	present	ADJ
ejif-10550	309	7	on	on	ADP
ejif-10550	309	8	websites	website	NOUN
ejif-10550	309	9	,	,	PUNCT
ejif-10550	309	10	and	and	CCONJ
ejif-10550	309	11	communication	communication	NOUN
ejif-10550	309	12	of	of	ADP
ejif-10550	309	13	services	service	NOUN
ejif-10550	309	14	is	be	AUX
ejif-10550	309	15	also	also	ADV
ejif-10550	309	16	offered	offer	VERB
ejif-10550	309	17	in	in	ADP
ejif-10550	309	18	french	french	PROPN
ejif-10550	309	19	for	for	ADP
ejif-10550	309	20	sharia	sharia	NOUN
ejif-10550	309	21	-	-	PUNCT
ejif-10550	309	22	compliant	compliant	ADJ
ejif-10550	309	23	products	product	NOUN
ejif-10550	309	24	.	.	PUNCT
ejif-10550	310	1	given	give	VERB
ejif-10550	310	2	the	the	DET
ejif-10550	310	3	presence	presence	NOUN
ejif-10550	310	4	of	of	ADP
ejif-10550	310	5	an	an	DET
ejif-10550	310	6	islamic	islamic	ADJ
ejif-10550	310	7	offer	offer	NOUN
ejif-10550	310	8	in	in	ADP
ejif-10550	310	9	morocco	morocco	PROPN
ejif-10550	310	10	,	,	PUNCT
ejif-10550	310	11	it	it	PRON
ejif-10550	310	12	could	could	AUX
ejif-10550	310	13	be	be	AUX
ejif-10550	310	14	interesting	interesting	ADJ
ejif-10550	310	15	to	to	PART
ejif-10550	310	16	involve	involve	VERB
ejif-10550	310	17	those	those	DET
ejif-10550	310	18	segments	segment	NOUN
ejif-10550	310	19	of	of	ADP
ejif-10550	310	20	the	the	DET
ejif-10550	310	21	population	population	NOUN
ejif-10550	310	22	that	that	PRON
ejif-10550	310	23	are	be	AUX
ejif-10550	310	24	still	still	ADV
ejif-10550	310	25	refractory	refractory	ADJ
ejif-10550	310	26	to	to	ADP
ejif-10550	310	27	the	the	DET
ejif-10550	310	28	financial	financial	ADJ
ejif-10550	310	29	system	system	NOUN
ejif-10550	310	30	;	;	PUNCT
ejif-10550	310	31	this	this	DET
ejif-10550	310	32	comparator	comparator	NOUN
ejif-10550	310	33	could	could	AUX
ejif-10550	310	34	involve	involve	VERB
ejif-10550	310	35	legal	legal	ADJ
ejif-10550	310	36	experts	expert	NOUN
ejif-10550	310	37	such	such	ADJ
ejif-10550	310	38	as	as	ADP
ejif-10550	310	39	the	the	DET
ejif-10550	310	40	ulamas	ulama	NOUN
ejif-10550	310	41	to	to	PART
ejif-10550	310	42	include	include	VERB
ejif-10550	310	43	an	an	DET
ejif-10550	310	44	islamic	islamic	ADJ
ejif-10550	310	45	certification	certification	NOUN
ejif-10550	310	46	of	of	ADP
ejif-10550	310	47	financial	financial	ADJ
ejif-10550	310	48	products	product	NOUN
ejif-10550	310	49	.	.	PUNCT
ejif-10550	311	1	the	the	DET
ejif-10550	311	2	main	main	ADJ
ejif-10550	311	3	contributions	contribution	NOUN
ejif-10550	311	4	of	of	ADP
ejif-10550	311	5	the	the	DET
ejif-10550	311	6	topic	topic	NOUN
ejif-10550	311	7	of	of	ADP
ejif-10550	311	8	our	our	PRON
ejif-10550	311	9	paper	paper	NOUN
ejif-10550	311	10	in	in	ADP
ejif-10550	311	11	terms	term	NOUN
ejif-10550	311	12	of	of	ADP
ejif-10550	311	13	literature	literature	NOUN
ejif-10550	311	14	are	be	AUX
ejif-10550	311	15	the	the	DET
ejif-10550	311	16	surveys	survey	NOUN
ejif-10550	311	17	provided	provide	VERB
ejif-10550	311	18	on	on	ADP
ejif-10550	311	19	the	the	DET
ejif-10550	311	20	diffusion	diffusion	NOUN
ejif-10550	311	21	of	of	ADP
ejif-10550	311	22	islamic	islamic	ADJ
ejif-10550	311	23	finance	finance	NOUN
ejif-10550	311	24	in	in	ADP
ejif-10550	311	25	morocco	morocco	PROPN
ejif-10550	311	26	.	.	PUNCT
ejif-10550	312	1	as	as	SCONJ
ejif-10550	312	2	reported	report	VERB
ejif-10550	312	3	by	by	ADP
ejif-10550	312	4	(	(	PUNCT
ejif-10550	312	5	chihab	chihab	PROPN
ejif-10550	312	6	et	et	PROPN
ejif-10550	312	7	al	al	PROPN
ejif-10550	312	8	.	.	PROPN
ejif-10550	312	9	,	,	PUNCT
ejif-10550	312	10	2019	2019	NUM
ejif-10550	312	11	)	)	PUNCT
ejif-10550	312	12	,	,	PUNCT
ejif-10550	312	13	surveys	survey	NOUN
ejif-10550	312	14	such	such	ADJ
ejif-10550	312	15	as	as	ADP
ejif-10550	312	16	the	the	DET
ejif-10550	312	17	one	one	NOUN
ejif-10550	312	18	carried	carry	VERB
ejif-10550	312	19	out	out	ADP
ejif-10550	312	20	by	by	ADP
ejif-10550	312	21	islamic	islamic	ADJ
ejif-10550	312	22	finance	finance	PROPN
ejif-10550	312	23	advisory	advisory	PROPN
ejif-10550	312	24	and	and	CCONJ
ejif-10550	312	25	assurance	assurance	NOUN
ejif-10550	312	26	services	service	NOUN
ejif-10550	312	27	(	(	PUNCT
ejif-10550	312	28	i.f.a.s	i.f.a.s	PROPN
ejif-10550	312	29	.	.	PUNCT
ejif-10550	312	30	)	)	PUNCT
ejif-10550	313	1	in	in	ADP
ejif-10550	313	2	2012	2012	NUM
ejif-10550	313	3	found	find	VERB
ejif-10550	313	4	that	that	SCONJ
ejif-10550	313	5	97	97	NUM
ejif-10550	313	6	%	%	NOUN
ejif-10550	313	7	of	of	ADP
ejif-10550	313	8	moroccans	moroccans	PROPN
ejif-10550	313	9	are	be	AUX
ejif-10550	313	10	interested	interested	ADJ
ejif-10550	313	11	in	in	ADP
ejif-10550	313	12	islamic	islamic	ADJ
ejif-10550	313	13	finance	finance	NOUN
ejif-10550	313	14	.	.	PUNCT
ejif-10550	314	1	in	in	ADP
ejif-10550	314	2	the	the	DET
ejif-10550	314	3	same	same	ADJ
ejif-10550	314	4	year	year	NOUN
ejif-10550	314	5	,	,	PUNCT
ejif-10550	314	6	2012	2012	NUM
ejif-10550	314	7	,	,	PUNCT
ejif-10550	314	8	the	the	DET
ejif-10550	314	9	government	government	NOUN
ejif-10550	314	10	of	of	ADP
ejif-10550	314	11	morocco	morocco	PROPN
ejif-10550	314	12	issued	issue	VERB
ejif-10550	314	13	a	a	DET
ejif-10550	314	14	legislative	legislative	ADJ
ejif-10550	314	15	act	act	NOUN
ejif-10550	314	16	to	to	PART
ejif-10550	314	17	regulate	regulate	VERB
ejif-10550	314	18	sharia	sharia	NOUN
ejif-10550	314	19	-	-	PUNCT
ejif-10550	314	20	compliant	compliant	ADJ
ejif-10550	314	21	products	product	NOUN
ejif-10550	314	22	by	by	ADP
ejif-10550	314	23	creating	create	VERB
ejif-10550	314	24	a	a	DET
ejif-10550	314	25	central	central	ADJ
ejif-10550	314	26	sharia	sharia	PROPN
ejif-10550	314	27	board	board	NOUN
ejif-10550	314	28	that	that	PRON
ejif-10550	314	29	can	can	AUX
ejif-10550	314	30	operate	operate	VERB
ejif-10550	314	31	nationwide	nationwide	ADJ
ejif-10550	314	32	.	.	PUNCT
ejif-10550	315	1	65	65	NUM
ejif-10550	315	2	european	european	PROPN
ejif-10550	315	3	journal	journal	PROPN
ejif-10550	315	4	of	of	ADP
ejif-10550	315	5	islamic	islamic	PROPN
ejif-10550	315	6	finance	finance	PROPN
ejif-10550	315	7	issn	issn	PROPN
ejif-10550	315	8	:	:	PUNCT
ejif-10550	315	9	2421	2421	NUM
ejif-10550	315	10	-	-	SYM
ejif-10550	315	11	2172	2172	NUM
ejif-10550	315	12	doi	doi	NOUN
ejif-10550	315	13	:	:	PUNCT
ejif-10550	315	14	10.13135/2421	10.13135/2421	NUM
ejif-10550	315	15	-	-	SYM
ejif-10550	315	16	2172/10550	2172/10550	NUM
ejif-10550	315	17	published	publish	VERB
ejif-10550	315	18	by	by	ADP
ejif-10550	315	19	university	university	PROPN
ejif-10550	315	20	of	of	ADP
ejif-10550	315	21	turin	turin	PROPN
ejif-10550	316	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	316	2	ejif	ejif	PROPN
ejif-10550	316	3	content	content	NOUN
ejif-10550	316	4	is	be	AUX
ejif-10550	316	5	licensed	license	VERB
ejif-10550	316	6	under	under	ADP
ejif-10550	316	7	a	a	DET
ejif-10550	316	8	creative	creative	ADJ
ejif-10550	316	9	commons	common	NOUN
ejif-10550	316	10	attribution	attribution	NOUN
ejif-10550	316	11	4.0	4.0	NUM
ejif-10550	316	12	international	international	ADJ
ejif-10550	316	13	license	license	NOUN
ejif-10550	316	14	el	el	PROPN
ejif-10550	316	15	mezouari	mezouari	PROPN
ejif-10550	316	16	et	et	PROPN
ejif-10550	316	17	al	al	PROPN
ejif-10550	316	18	.	.	PROPN
ejif-10550	317	1	(	(	PUNCT
ejif-10550	317	2	2013	2013	NUM
ejif-10550	317	3	)	)	PUNCT
ejif-10550	317	4	affirm	affirm	NOUN
ejif-10550	317	5	that	that	SCONJ
ejif-10550	317	6	a	a	DET
ejif-10550	317	7	minority	minority	NOUN
ejif-10550	317	8	of	of	ADP
ejif-10550	317	9	moroccan	moroccan	ADJ
ejif-10550	317	10	banks	bank	NOUN
ejif-10550	317	11	have	have	AUX
ejif-10550	317	12	an	an	DET
ejif-10550	317	13	islamic	islamic	ADJ
ejif-10550	317	14	window	window	NOUN
ejif-10550	317	15	or	or	CCONJ
ejif-10550	317	16	a	a	DET
ejif-10550	317	17	licence	licence	NOUN
ejif-10550	317	18	for	for	ADP
ejif-10550	317	19	selling	sell	VERB
ejif-10550	317	20	islamic	islamic	ADJ
ejif-10550	317	21	products	product	NOUN
ejif-10550	317	22	.	.	PUNCT
ejif-10550	318	1	furthermore	furthermore	ADV
ejif-10550	318	2	,	,	PUNCT
ejif-10550	318	3	they	they	PRON
ejif-10550	318	4	state	state	VERB
ejif-10550	318	5	that	that	SCONJ
ejif-10550	318	6	the	the	DET
ejif-10550	318	7	marketing	marketing	NOUN
ejif-10550	318	8	campaigns	campaign	NOUN
ejif-10550	318	9	of	of	ADP
ejif-10550	318	10	these	these	DET
ejif-10550	318	11	islamic	islamic	ADJ
ejif-10550	318	12	products	product	NOUN
ejif-10550	318	13	have	have	AUX
ejif-10550	318	14	failed	fail	VERB
ejif-10550	318	15	to	to	PART
ejif-10550	318	16	break	break	VERB
ejif-10550	318	17	out	out	ADP
ejif-10550	318	18	of	of	ADP
ejif-10550	318	19	a	a	DET
ejif-10550	318	20	market	market	NOUN
ejif-10550	318	21	niche	niche	NOUN
ejif-10550	318	22	.	.	PUNCT
ejif-10550	319	1	in	in	ADP
ejif-10550	319	2	their	their	PRON
ejif-10550	319	3	analysis	analysis	NOUN
ejif-10550	319	4	,	,	PUNCT
ejif-10550	319	5	which	which	PRON
ejif-10550	319	6	we	we	PRON
ejif-10550	319	7	share	share	VERB
ejif-10550	319	8	,	,	PUNCT
ejif-10550	319	9	the	the	DET
ejif-10550	319	10	main	main	ADJ
ejif-10550	319	11	reasons	reason	NOUN
ejif-10550	319	12	mentioned	mention	VERB
ejif-10550	319	13	are	be	AUX
ejif-10550	319	14	:	:	PUNCT
ejif-10550	319	15	the	the	DET
ejif-10550	319	16	considerable	considerable	ADJ
ejif-10550	319	17	cost	cost	NOUN
ejif-10550	319	18	of	of	ADP
ejif-10550	319	19	the	the	DET
ejif-10550	319	20	double	double	ADJ
ejif-10550	319	21	transaction	transaction	NOUN
ejif-10550	319	22	of	of	ADP
ejif-10550	319	23	the	the	DET
ejif-10550	319	24	purchase	purchase	NOUN
ejif-10550	319	25	contract	contract	NOUN
ejif-10550	319	26	by	by	ADP
ejif-10550	319	27	the	the	DET
ejif-10550	319	28	bank	bank	NOUN
ejif-10550	319	29	and	and	CCONJ
ejif-10550	319	30	the	the	DET
ejif-10550	319	31	resale	resale	NOUN
ejif-10550	319	32	to	to	ADP
ejif-10550	319	33	the	the	DET
ejif-10550	319	34	customer	customer	NOUN
ejif-10550	319	35	,	,	PUNCT
ejif-10550	319	36	as	as	SCONJ
ejif-10550	319	37	mentioned	mention	VERB
ejif-10550	319	38	in	in	ADP
ejif-10550	319	39	our	our	PRON
ejif-10550	319	40	analysis	analysis	NOUN
ejif-10550	319	41	;	;	PUNCT
ejif-10550	319	42	the	the	DET
ejif-10550	319	43	lack	lack	NOUN
ejif-10550	319	44	of	of	ADP
ejif-10550	319	45	competition	competition	NOUN
ejif-10550	319	46	and	and	CCONJ
ejif-10550	319	47	concurrency	concurrency	NOUN
ejif-10550	319	48	for	for	ADP
ejif-10550	319	49	new	new	ADJ
ejif-10550	319	50	islamic	islamic	ADJ
ejif-10550	319	51	banks	bank	NOUN
ejif-10550	319	52	;	;	PUNCT
ejif-10550	319	53	lack	lack	NOUN
ejif-10550	319	54	of	of	ADP
ejif-10550	319	55	political	political	ADJ
ejif-10550	319	56	push	push	NOUN
ejif-10550	319	57	after	after	ADP
ejif-10550	319	58	an	an	DET
ejif-10550	319	59	initial	initial	ADJ
ejif-10550	319	60	euphoria	euphoria	NOUN
ejif-10550	319	61	of	of	ADP
ejif-10550	319	62	financial	financial	ADJ
ejif-10550	319	63	operators	operator	NOUN
ejif-10550	319	64	on	on	ADP
ejif-10550	319	65	islamic	islamic	ADJ
ejif-10550	319	66	banks	bank	NOUN
ejif-10550	319	67	;	;	PUNCT
ejif-10550	319	68	in	in	ADP
ejif-10550	319	69	some	some	DET
ejif-10550	319	70	markets	market	NOUN
ejif-10550	319	71	like	like	ADP
ejif-10550	319	72	europe	europe	PROPN
ejif-10550	319	73	,	,	PUNCT
ejif-10550	319	74	the	the	DET
ejif-10550	319	75	sector	sector	NOUN
ejif-10550	319	76	lacks	lack	VERB
ejif-10550	319	77	skills	skill	NOUN
ejif-10550	319	78	and	and	CCONJ
ejif-10550	319	79	training	training	NOUN
ejif-10550	319	80	(	(	PUNCT
ejif-10550	319	81	dewa	dewa	PROPN
ejif-10550	319	82	and	and	CCONJ
ejif-10550	319	83	zakaria	zakaria	PROPN
ejif-10550	319	84	,	,	PUNCT
ejif-10550	319	85	2012	2012	NUM
ejif-10550	319	86	)	)	PUNCT
ejif-10550	319	87	.	.	PUNCT
ejif-10550	320	1	the	the	DET
ejif-10550	320	2	main	main	ADJ
ejif-10550	320	3	practical	practical	ADJ
ejif-10550	320	4	contributions	contribution	NOUN
ejif-10550	320	5	come	come	VERB
ejif-10550	320	6	from	from	ADP
ejif-10550	320	7	(	(	PUNCT
ejif-10550	320	8	chihab	chihab	PROPN
ejif-10550	320	9	and	and	CCONJ
ejif-10550	320	10	lakhyar	lakhyar	PROPN
ejif-10550	320	11	,	,	PUNCT
ejif-10550	320	12	2019	2019	NUM
ejif-10550	320	13	)	)	PUNCT
ejif-10550	320	14	,	,	PUNCT
ejif-10550	320	15	who	who	PRON
ejif-10550	320	16	affirm	affirm	VERB
ejif-10550	320	17	that	that	SCONJ
ejif-10550	320	18	there	there	PRON
ejif-10550	320	19	is	be	VERB
ejif-10550	320	20	a	a	DET
ejif-10550	320	21	low	low	ADJ
ejif-10550	320	22	percentage	percentage	NOUN
ejif-10550	320	23	of	of	ADP
ejif-10550	320	24	people	people	NOUN
ejif-10550	320	25	(	(	PUNCT
ejif-10550	320	26	9	9	NUM
ejif-10550	320	27	%	%	NOUN
ejif-10550	320	28	)	)	PUNCT
ejif-10550	320	29	who	who	PRON
ejif-10550	320	30	have	have	VERB
ejif-10550	320	31	no	no	DET
ejif-10550	320	32	bank	bank	NOUN
ejif-10550	320	33	account	account	NOUN
ejif-10550	320	34	of	of	ADP
ejif-10550	320	35	their	their	PRON
ejif-10550	320	36	own	own	ADJ
ejif-10550	320	37	for	for	ADP
ejif-10550	320	38	religious	religious	ADJ
ejif-10550	320	39	reasons	reason	NOUN
ejif-10550	320	40	,	,	PUNCT
ejif-10550	320	41	and	and	CCONJ
ejif-10550	320	42	31	31	NUM
ejif-10550	320	43	%	%	NOUN
ejif-10550	320	44	would	would	AUX
ejif-10550	320	45	be	be	AUX
ejif-10550	320	46	willing	willing	ADJ
ejif-10550	320	47	to	to	PART
ejif-10550	320	48	move	move	VERB
ejif-10550	320	49	from	from	ADP
ejif-10550	320	50	a	a	DET
ejif-10550	320	51	conventional	conventional	ADJ
ejif-10550	320	52	bank	bank	NOUN
ejif-10550	320	53	to	to	ADP
ejif-10550	320	54	an	an	DET
ejif-10550	320	55	islamic	islamic	ADJ
ejif-10550	320	56	oriented	orient	VERB
ejif-10550	320	57	one	one	NUM
ejif-10550	320	58	.	.	PUNCT
ejif-10550	321	1	the	the	DET
ejif-10550	321	2	results	result	NOUN
ejif-10550	321	3	show	show	VERB
ejif-10550	321	4	that	that	SCONJ
ejif-10550	321	5	over	over	ADP
ejif-10550	321	6	30	30	NUM
ejif-10550	321	7	%	%	NOUN
ejif-10550	321	8	of	of	ADP
ejif-10550	321	9	clients	client	NOUN
ejif-10550	321	10	are	be	AUX
ejif-10550	321	11	eager	eager	ADJ
ejif-10550	321	12	to	to	PART
ejif-10550	321	13	switch	switch	VERB
ejif-10550	321	14	to	to	ADP
ejif-10550	321	15	a	a	DET
ejif-10550	321	16	genuinely	genuinely	ADV
ejif-10550	321	17	islamic	islamic	ADJ
ejif-10550	321	18	bank	bank	PROPN
ejif-10550	321	19	under	under	ADP
ejif-10550	321	20	certain	certain	ADJ
ejif-10550	321	21	conditions	condition	NOUN
ejif-10550	321	22	.	.	PUNCT
ejif-10550	322	1	another	another	DET
ejif-10550	322	2	similar	similar	ADJ
ejif-10550	322	3	study	study	NOUN
ejif-10550	322	4	from	from	ADP
ejif-10550	322	5	boulahrir	boulahrir	NOUN
ejif-10550	322	6	’s	’s	PART
ejif-10550	322	7	,	,	PUNCT
ejif-10550	322	8	published	publish	VERB
ejif-10550	322	9	in	in	ADP
ejif-10550	322	10	2018	2018	NUM
ejif-10550	322	11	,	,	PUNCT
ejif-10550	322	12	reveals	reveal	VERB
ejif-10550	322	13	that	that	SCONJ
ejif-10550	322	14	36	36	NUM
ejif-10550	322	15	%	%	NOUN
ejif-10550	322	16	of	of	ADP
ejif-10550	322	17	the	the	DET
ejif-10550	322	18	sample	sample	NOUN
ejif-10550	322	19	does	do	AUX
ejif-10550	322	20	not	not	PART
ejif-10550	322	21	bank	bank	VERB
ejif-10550	322	22	due	due	ADJ
ejif-10550	322	23	to	to	ADP
ejif-10550	322	24	religious	religious	ADJ
ejif-10550	322	25	convictions	conviction	NOUN
ejif-10550	322	26	,	,	PUNCT
ejif-10550	322	27	while	while	SCONJ
ejif-10550	322	28	34	34	NUM
ejif-10550	322	29	%	%	NOUN
ejif-10550	322	30	can	can	AUX
ejif-10550	322	31	not	not	PART
ejif-10550	322	32	bear	bear	VERB
ejif-10550	322	33	the	the	DET
ejif-10550	322	34	costs	cost	NOUN
ejif-10550	322	35	exerted	exert	VERB
ejif-10550	322	36	by	by	ADP
ejif-10550	322	37	the	the	DET
ejif-10550	322	38	conventional	conventional	ADJ
ejif-10550	322	39	banking	banking	NOUN
ejif-10550	322	40	system	system	NOUN
ejif-10550	322	41	(	(	PUNCT
ejif-10550	322	42	boulahrir	boulahrir	NOUN
ejif-10550	322	43	,	,	PUNCT
ejif-10550	322	44	2018	2018	NUM
ejif-10550	322	45	)	)	PUNCT
ejif-10550	322	46	.	.	PUNCT
ejif-10550	323	1	the	the	DET
ejif-10550	323	2	changes	change	NOUN
ejif-10550	323	3	in	in	ADP
ejif-10550	323	4	the	the	DET
ejif-10550	323	5	two	two	NUM
ejif-10550	323	6	studies	study	NOUN
ejif-10550	323	7	do	do	AUX
ejif-10550	323	8	not	not	PART
ejif-10550	323	9	depend	depend	VERB
ejif-10550	323	10	on	on	ADP
ejif-10550	323	11	a	a	DET
ejif-10550	323	12	simple	simple	ADJ
ejif-10550	323	13	temporal	temporal	ADJ
ejif-10550	323	14	evolution	evolution	NOUN
ejif-10550	323	15	but	but	CCONJ
ejif-10550	323	16	rather	rather	ADV
ejif-10550	323	17	on	on	ADP
ejif-10550	323	18	the	the	DET
ejif-10550	323	19	fact	fact	NOUN
ejif-10550	323	20	that	that	SCONJ
ejif-10550	323	21	from	from	ADP
ejif-10550	323	22	2012	2012	NUM
ejif-10550	323	23	to	to	ADP
ejif-10550	323	24	2018	2018	NUM
ejif-10550	323	25	,	,	PUNCT
ejif-10550	323	26	the	the	DET
ejif-10550	323	27	legislative	legislative	ADJ
ejif-10550	323	28	framework	framework	NOUN
ejif-10550	323	29	on	on	ADP
ejif-10550	323	30	islamic	islamic	ADJ
ejif-10550	323	31	finance	finance	NOUN
ejif-10550	323	32	in	in	ADP
ejif-10550	323	33	morocco	morocco	PROPN
ejif-10550	323	34	has	have	AUX
ejif-10550	323	35	profoundly	profoundly	ADV
ejif-10550	323	36	changed	change	VERB
ejif-10550	323	37	,	,	PUNCT
ejif-10550	323	38	as	as	SCONJ
ejif-10550	323	39	we	we	PRON
ejif-10550	323	40	pointed	point	VERB
ejif-10550	323	41	out	out	ADP
ejif-10550	323	42	in	in	ADP
ejif-10550	323	43	the	the	DET
ejif-10550	323	44	literature	literature	NOUN
ejif-10550	323	45	review	review	PROPN
ejif-10550	323	46	.	.	PUNCT
ejif-10550	324	1	banks	bank	NOUN
ejif-10550	324	2	themselves	themselves	PRON
ejif-10550	324	3	fear	fear	VERB
ejif-10550	324	4	the	the	DET
ejif-10550	324	5	reputation	reputation	NOUN
ejif-10550	324	6	of	of	ADP
ejif-10550	324	7	islamic	islamic	ADJ
ejif-10550	324	8	banking	banking	NOUN
ejif-10550	324	9	products	product	NOUN
ejif-10550	324	10	,	,	PUNCT
ejif-10550	324	11	and	and	CCONJ
ejif-10550	324	12	some	some	DET
ejif-10550	324	13	potential	potential	ADJ
ejif-10550	324	14	customers	customer	NOUN
ejif-10550	324	15	feel	feel	VERB
ejif-10550	324	16	islamic	islamic	ADJ
ejif-10550	324	17	windows	window	NOUN
ejif-10550	324	18	are	be	AUX
ejif-10550	324	19	not	not	PART
ejif-10550	324	20	fully	fully	ADV
ejif-10550	324	21	compliant	compliant	ADJ
ejif-10550	324	22	with	with	ADP
ejif-10550	324	23	sharia	sharia	PROPN
ejif-10550	324	24	since	since	SCONJ
ejif-10550	324	25	it	it	PRON
ejif-10550	324	26	is	be	AUX
ejif-10550	324	27	the	the	DET
ejif-10550	324	28	same	same	ADJ
ejif-10550	324	29	financial	financial	ADJ
ejif-10550	324	30	institution	institution	NOUN
ejif-10550	324	31	that	that	PRON
ejif-10550	324	32	deals	deal	VERB
ejif-10550	324	33	with	with	ADP
ejif-10550	324	34	traditional	traditional	ADJ
ejif-10550	324	35	and	and	CCONJ
ejif-10550	324	36	islamic	islamic	ADJ
ejif-10550	324	37	banking	banking	NOUN
ejif-10550	324	38	products	product	NOUN
ejif-10550	324	39	.	.	PUNCT
ejif-10550	325	1	4.1	4.1	NUM
ejif-10550	325	2	.	.	PUNCT
ejif-10550	325	3	overview	overview	NOUN
ejif-10550	325	4	of	of	ADP
ejif-10550	325	5	fintech	fintech	NOUN
ejif-10550	325	6	in	in	ADP
ejif-10550	325	7	morocco	morocco	PROPN
ejif-10550	325	8	we	we	PRON
ejif-10550	325	9	decided	decide	VERB
ejif-10550	325	10	to	to	PART
ejif-10550	325	11	systematically	systematically	ADV
ejif-10550	325	12	analyse	analyse	VERB
ejif-10550	325	13	innovative	innovative	ADJ
ejif-10550	325	14	fintech	fintech	NOUN
ejif-10550	325	15	services	service	NOUN
ejif-10550	325	16	in	in	ADP
ejif-10550	325	17	morocco	morocco	PROPN
ejif-10550	325	18	in	in	ADP
ejif-10550	325	19	both	both	CCONJ
ejif-10550	325	20	traditional	traditional	ADJ
ejif-10550	325	21	and	and	CCONJ
ejif-10550	325	22	islamic	islamic	ADJ
ejif-10550	325	23	banks	bank	NOUN
ejif-10550	325	24	for	for	ADP
ejif-10550	325	25	the	the	DET
ejif-10550	325	26	first	first	ADJ
ejif-10550	325	27	time	time	NOUN
ejif-10550	325	28	in	in	ADP
ejif-10550	325	29	the	the	DET
ejif-10550	325	30	literature	literature	NOUN
ejif-10550	325	31	to	to	PART
ejif-10550	325	32	map	map	VERB
ejif-10550	325	33	the	the	DET
ejif-10550	325	34	modernity	modernity	NOUN
ejif-10550	325	35	of	of	ADP
ejif-10550	325	36	the	the	DET
ejif-10550	325	37	moroccan	moroccan	ADJ
ejif-10550	325	38	banking	banking	NOUN
ejif-10550	325	39	system	system	NOUN
ejif-10550	325	40	.	.	PUNCT
ejif-10550	326	1	the	the	DET
ejif-10550	326	2	central	central	PROPN
ejif-10550	326	3	bank	bank	NOUN
ejif-10550	326	4	,	,	PUNCT
ejif-10550	326	5	bank	bank	PROPN
ejif-10550	326	6	al	al	PROPN
ejif-10550	326	7	-	-	PUNCT
ejif-10550	326	8	maghrib	maghrib	PROPN
ejif-10550	326	9	,	,	PUNCT
ejif-10550	326	10	is	be	AUX
ejif-10550	326	11	also	also	ADV
ejif-10550	326	12	involved	involve	VERB
ejif-10550	326	13	in	in	ADP
ejif-10550	326	14	promoting	promote	VERB
ejif-10550	326	15	and	and	CCONJ
ejif-10550	326	16	monitoring	monitor	VERB
ejif-10550	326	17	fintech	fintech	NOUN
ejif-10550	326	18	techniques	technique	NOUN
ejif-10550	326	19	.	.	PUNCT
ejif-10550	327	1	for	for	ADP
ejif-10550	327	2	bank	bank	PROPN
ejif-10550	327	3	almaghrib	almaghrib	PROPN
ejif-10550	327	4	,	,	PUNCT
ejif-10550	327	5	islamic	islamic	ADJ
ejif-10550	327	6	finance	finance	NOUN
ejif-10550	327	7	is	be	AUX
ejif-10550	327	8	a	a	DET
ejif-10550	327	9	matter	matter	NOUN
ejif-10550	327	10	of	of	ADP
ejif-10550	327	11	stability	stability	NOUN
ejif-10550	327	12	and	and	CCONJ
ejif-10550	327	13	regulation	regulation	NOUN
ejif-10550	327	14	,	,	PUNCT
ejif-10550	327	15	managing	manage	VERB
ejif-10550	327	16	traditional	traditional	ADJ
ejif-10550	327	17	finance	finance	NOUN
ejif-10550	327	18	and	and	CCONJ
ejif-10550	327	19	new	new	ADJ
ejif-10550	327	20	fintech	fintech	NOUN
ejif-10550	327	21	techniques	technique	NOUN
ejif-10550	327	22	.	.	PUNCT
ejif-10550	328	1	for	for	ADP
ejif-10550	328	2	the	the	DET
ejif-10550	328	3	treasury	treasury	NOUN
ejif-10550	328	4	,	,	PUNCT
ejif-10550	328	5	this	this	DET
ejif-10550	328	6	type	type	NOUN
ejif-10550	328	7	of	of	ADP
ejif-10550	328	8	finance	finance	NOUN
ejif-10550	328	9	represents	represent	VERB
ejif-10550	328	10	a	a	DET
ejif-10550	328	11	financing	financing	NOUN
ejif-10550	328	12	challenge	challenge	NOUN
ejif-10550	328	13	insofar	insofar	ADV
ejif-10550	328	14	as	as	SCONJ
ejif-10550	328	15	sukuk	sukuk	ADJ
ejif-10550	328	16	islamic	islamic	ADJ
ejif-10550	328	17	financial	financial	ADJ
ejif-10550	328	18	certificates	certificate	NOUN
ejif-10550	328	19	offer	offer	VERB
ejif-10550	328	20	a	a	DET
ejif-10550	328	21	way	way	NOUN
ejif-10550	328	22	to	to	PART
ejif-10550	328	23	diversify	diversify	VERB
ejif-10550	328	24	its	its	PRON
ejif-10550	328	25	funding	funding	NOUN
ejif-10550	328	26	sources	source	NOUN
ejif-10550	328	27	for	for	ADP
ejif-10550	328	28	weak	weak	ADJ
ejif-10550	328	29	or	or	CCONJ
ejif-10550	328	30	unbanked	unbanked	ADJ
ejif-10550	328	31	groups	group	NOUN
ejif-10550	328	32	and	and	CCONJ
ejif-10550	328	33	an	an	DET
ejif-10550	328	34	adequate	adequate	ADJ
ejif-10550	328	35	means	mean	NOUN
ejif-10550	328	36	to	to	PART
ejif-10550	328	37	meet	meet	VERB
ejif-10550	328	38	its	its	PRON
ejif-10550	328	39	liquidity	liquidity	NOUN
ejif-10550	328	40	needs	need	NOUN
ejif-10550	328	41	.	.	PUNCT
ejif-10550	329	1	in	in	ADP
ejif-10550	329	2	morocco	morocco	PROPN
ejif-10550	329	3	,	,	PUNCT
ejif-10550	329	4	“	"	PUNCT
ejif-10550	329	5	transformations	transformation	NOUN
ejif-10550	329	6	related	relate	VERB
ejif-10550	329	7	to	to	ADP
ejif-10550	329	8	digital	digital	ADJ
ejif-10550	329	9	technology	technology	NOUN
ejif-10550	329	10	are	be	AUX
ejif-10550	329	11	initially	initially	ADV
ejif-10550	329	12	of	of	ADP
ejif-10550	329	13	three	three	NUM
ejif-10550	329	14	orders	order	NOUN
ejif-10550	329	15	:	:	PUNCT
ejif-10550	329	16	automation	automation	NOUN
ejif-10550	329	17	for	for	ADP
ejif-10550	329	18	the	the	DET
ejif-10550	329	19	mechanical	mechanical	ADJ
ejif-10550	329	20	reproduction	reproduction	NOUN
ejif-10550	329	21	of	of	ADP
ejif-10550	329	22	a	a	DET
ejif-10550	329	23	sequence	sequence	NOUN
ejif-10550	329	24	of	of	ADP
ejif-10550	329	25	actions	action	NOUN
ejif-10550	329	26	using	use	VERB
ejif-10550	329	27	a	a	DET
ejif-10550	329	28	program	program	NOUN
ejif-10550	329	29	,	,	PUNCT
ejif-10550	329	30	dematerialization	dematerialization	NOUN
ejif-10550	329	31	for	for	ADP
ejif-10550	329	32	the	the	DET
ejif-10550	329	33	replacement	replacement	NOUN
ejif-10550	329	34	of	of	ADP
ejif-10550	329	35	material	material	NOUN
ejif-10550	329	36	media	medium	NOUN
ejif-10550	329	37	by	by	ADP
ejif-10550	329	38	computer	computer	NOUN
ejif-10550	329	39	files	file	NOUN
ejif-10550	329	40	,	,	PUNCT
ejif-10550	329	41	and	and	CCONJ
ejif-10550	329	42	disintermediation	disintermediation	NOUN
ejif-10550	329	43	for	for	ADP
ejif-10550	329	44	the	the	DET
ejif-10550	329	45	elimination	elimination	NOUN
ejif-10550	329	46	of	of	ADP
ejif-10550	329	47	intermediaries	intermediary	NOUN
ejif-10550	329	48	made	make	VERB
ejif-10550	329	49	possible	possible	ADJ
ejif-10550	329	50	by	by	ADP
ejif-10550	329	51	digital	digital	ADJ
ejif-10550	329	52	technology	technology	NOUN
ejif-10550	329	53	”	"	PUNCT
ejif-10550	329	54	(	(	PUNCT
ejif-10550	329	55	ait	ait	X
ejif-10550	329	56	ouhammou	ouhammou	ADV
ejif-10550	329	57	,	,	PUNCT
ejif-10550	329	58	2019	2019	NUM
ejif-10550	329	59	)	)	PUNCT
ejif-10550	329	60	.	.	PUNCT
ejif-10550	330	1	islamic	islamic	ADJ
ejif-10550	330	2	finance	finance	PROPN
ejif-10550	330	3	is	be	AUX
ejif-10550	330	4	part	part	NOUN
ejif-10550	330	5	of	of	ADP
ejif-10550	330	6	this	this	DET
ejif-10550	330	7	veritable	veritable	ADJ
ejif-10550	330	8	perpetual	perpetual	ADJ
ejif-10550	330	9	evolution	evolution	NOUN
ejif-10550	330	10	that	that	PRON
ejif-10550	330	11	fintech	fintech	NOUN
ejif-10550	330	12	is	be	AUX
ejif-10550	330	13	experiencing	experience	VERB
ejif-10550	330	14	today	today	NOUN
ejif-10550	330	15	,	,	PUNCT
ejif-10550	330	16	particularly	particularly	ADV
ejif-10550	330	17	in	in	ADP
ejif-10550	330	18	southeast	southeast	PROPN
ejif-10550	330	19	asia	asia	PROPN
ejif-10550	330	20	,	,	PUNCT
ejif-10550	330	21	malaysia	malaysia	PROPN
ejif-10550	330	22	,	,	PUNCT
ejif-10550	330	23	and	and	CCONJ
ejif-10550	330	24	indonesia	indonesia	PROPN
ejif-10550	330	25	.	.	PUNCT
ejif-10550	331	1	consequently	consequently	ADV
ejif-10550	331	2	,	,	PUNCT
ejif-10550	331	3	“	"	PUNCT
ejif-10550	331	4	conventional	conventional	ADJ
ejif-10550	331	5	”	"	PUNCT
ejif-10550	331	6	fintech	fintech	NOUN
ejif-10550	331	7	and	and	CCONJ
ejif-10550	331	8	islamic	islamic	ADJ
ejif-10550	331	9	fintech	fintech	NOUN
ejif-10550	331	10	share	share	VERB
ejif-10550	331	11	a	a	DET
ejif-10550	331	12	similar	similar	ADJ
ejif-10550	331	13	definition	definition	NOUN
ejif-10550	331	14	.	.	PUNCT
ejif-10550	332	1	the	the	DET
ejif-10550	332	2	main	main	ADJ
ejif-10550	332	3	difference	difference	NOUN
ejif-10550	332	4	is	be	AUX
ejif-10550	332	5	that	that	SCONJ
ejif-10550	332	6	islamic	islamic	ADJ
ejif-10550	332	7	fintech	fintech	NOUN
ejif-10550	332	8	must	must	AUX
ejif-10550	332	9	follow	follow	VERB
ejif-10550	332	10	sharia	sharia	PROPN
ejif-10550	332	11	guidelines	guideline	NOUN
ejif-10550	332	12	.	.	PUNCT
ejif-10550	333	1	islamic	islamic	ADJ
ejif-10550	333	2	fintech	fintech	NOUN
ejif-10550	333	3	's	's	PART
ejif-10550	333	4	size	size	NOUN
ejif-10550	333	5	is	be	AUX
ejif-10550	333	6	quite	quite	ADV
ejif-10550	333	7	limited	limited	ADJ
ejif-10550	333	8	compared	compare	VERB
ejif-10550	333	9	to	to	ADP
ejif-10550	333	10	the	the	DET
ejif-10550	333	11	conventional	conventional	ADJ
ejif-10550	333	12	fintech	fintech	NOUN
ejif-10550	333	13	landscape	landscape	NOUN
ejif-10550	333	14	(	(	PUNCT
ejif-10550	333	15	kharrat	kharrat	NOUN
ejif-10550	333	16	et	et	PROPN
ejif-10550	333	17	al	al	PROPN
ejif-10550	333	18	.	.	PROPN
ejif-10550	333	19	,	,	PUNCT
ejif-10550	333	20	2024	2024	NUM
ejif-10550	333	21	)	)	PUNCT
ejif-10550	333	22	.	.	PUNCT
ejif-10550	334	1	the	the	DET
ejif-10550	334	2	islamic	islamic	ADJ
ejif-10550	334	3	version	version	NOUN
ejif-10550	334	4	of	of	ADP
ejif-10550	334	5	fintech	fintech	NOUN
ejif-10550	334	6	can	can	AUX
ejif-10550	334	7	be	be	AUX
ejif-10550	334	8	seen	see	VERB
ejif-10550	334	9	as	as	ADP
ejif-10550	334	10	the	the	DET
ejif-10550	334	11	provision	provision	NOUN
ejif-10550	334	12	of	of	ADP
ejif-10550	334	13	islamic	islamic	ADJ
ejif-10550	334	14	finance	finance	NOUN
ejif-10550	334	15	products	product	NOUN
ejif-10550	334	16	with	with	ADP
ejif-10550	334	17	the	the	DET
ejif-10550	334	18	use	use	NOUN
ejif-10550	334	19	of	of	ADP
ejif-10550	334	20	technology	technology	NOUN
ejif-10550	334	21	or	or	CCONJ
ejif-10550	334	22	,	,	PUNCT
ejif-10550	334	23	in	in	ADP
ejif-10550	334	24	simpler	simple	ADJ
ejif-10550	334	25	terms	term	NOUN
ejif-10550	334	26	,	,	PUNCT
ejif-10550	334	27	the	the	DET
ejif-10550	334	28	digital	digital	ADJ
ejif-10550	334	29	provision	provision	NOUN
ejif-10550	334	30	of	of	ADP
ejif-10550	334	31	advanced	advanced	ADJ
ejif-10550	334	32	islamic	islamic	ADJ
ejif-10550	334	33	finance	finance	NOUN
ejif-10550	334	34	products	product	NOUN
ejif-10550	334	35	.	.	PUNCT
ejif-10550	335	1	the	the	DET
ejif-10550	335	2	difference	difference	NOUN
ejif-10550	335	3	between	between	ADP
ejif-10550	335	4	islamic	islamic	ADJ
ejif-10550	335	5	fintech	fintech	NOUN
ejif-10550	335	6	and	and	CCONJ
ejif-10550	335	7	fintech	fintech	NOUN
ejif-10550	335	8	lies	lie	VERB
ejif-10550	335	9	in	in	ADP
ejif-10550	335	10	sharia	sharia	PROPN
ejif-10550	335	11	.	.	PUNCT
ejif-10550	336	1	islam	islam	PROPN
ejif-10550	336	2	accepts	accept	VERB
ejif-10550	336	3	any	any	DET
ejif-10550	336	4	innovation	innovation	NOUN
ejif-10550	336	5	if	if	SCONJ
ejif-10550	336	6	it	it	PRON
ejif-10550	336	7	does	do	AUX
ejif-10550	336	8	not	not	PART
ejif-10550	336	9	break	break	VERB
ejif-10550	336	10	the	the	DET
ejif-10550	336	11	ethics	ethic	NOUN
ejif-10550	336	12	and	and	CCONJ
ejif-10550	336	13	principles	principle	NOUN
ejif-10550	336	14	of	of	ADP
ejif-10550	336	15	sharia	sharia	PROPN
ejif-10550	336	16	,	,	PUNCT
ejif-10550	336	17	as	as	SCONJ
ejif-10550	336	18	explained	explain	VERB
ejif-10550	336	19	in	in	ADP
ejif-10550	336	20	(	(	PUNCT
ejif-10550	336	21	alfawzan	alfawzan	PROPN
ejif-10550	336	22	et	et	PROPN
ejif-10550	336	23	al	al	PROPN
ejif-10550	336	24	.	.	PROPN
ejif-10550	336	25	2024	2024	NUM
ejif-10550	336	26	)	)	PUNCT
ejif-10550	336	27	.	.	PUNCT
ejif-10550	337	1	this	this	DET
ejif-10550	337	2	positive	positive	ADJ
ejif-10550	337	3	effect	effect	NOUN
ejif-10550	337	4	of	of	ADP
ejif-10550	337	5	innovation	innovation	NOUN
ejif-10550	337	6	is	be	AUX
ejif-10550	337	7	consistent	consistent	ADJ
ejif-10550	337	8	with	with	ADP
ejif-10550	337	9	the	the	DET
ejif-10550	337	10	view	view	NOUN
ejif-10550	337	11	that	that	SCONJ
ejif-10550	337	12	the	the	DET
ejif-10550	337	13	prophet	prophet	NOUN
ejif-10550	337	14	had	have	AUX
ejif-10550	337	15	said	say	VERB
ejif-10550	337	16	:	:	PUNCT
ejif-10550	337	17	“	"	PUNCT
ejif-10550	337	18	the	the	DET
ejif-10550	337	19	person	person	NOUN
ejif-10550	337	20	who	who	PRON
ejif-10550	337	21	tries	try	VERB
ejif-10550	337	22	to	to	PART
ejif-10550	337	23	make	make	VERB
ejif-10550	337	24	a	a	DET
ejif-10550	337	25	permissive	permissive	ADJ
ejif-10550	337	26	innovation	innovation	NOUN
ejif-10550	337	27	in	in	ADP
ejif-10550	337	28	islam	islam	PROPN
ejif-10550	337	29	is	be	AUX
ejif-10550	337	30	rewarded	reward	VERB
ejif-10550	337	31	as	as	ADV
ejif-10550	337	32	well	well	ADV
ejif-10550	337	33	as	as	ADP
ejif-10550	337	34	that	that	DET
ejif-10550	337	35	person	person	NOUN
ejif-10550	337	36	's	's	PART
ejif-10550	337	37	followers	follower	NOUN
ejif-10550	337	38	until	until	ADP
ejif-10550	337	39	the	the	DET
ejif-10550	337	40	day	day	NOUN
ejif-10550	337	41	of	of	ADP
ejif-10550	337	42	judgment	judgment	NOUN
ejif-10550	337	43	”	"	PUNCT
ejif-10550	337	44	(	(	PUNCT
ejif-10550	337	45	al	al	PROPN
ejif-10550	337	46	-	-	PUNCT
ejif-10550	337	47	karasneh	karasneh	PROPN
ejif-10550	337	48	and	and	CCONJ
ejif-10550	337	49	saleh	saleh	NOUN
ejif-10550	337	50	,	,	PUNCT
ejif-10550	337	51	2010	2010	NUM
ejif-10550	337	52	)	)	PUNCT
ejif-10550	337	53	.	.	PUNCT
ejif-10550	338	1	this	this	DET
ejif-10550	338	2	hadeeth	hadeeth	NOUN
ejif-10550	338	3	is	be	AUX
ejif-10550	338	4	the	the	DET
ejif-10550	338	5	basis	basis	NOUN
ejif-10550	338	6	for	for	ADP
ejif-10550	338	7	the	the	DET
ejif-10550	338	8	role	role	NOUN
ejif-10550	338	9	of	of	ADP
ejif-10550	338	10	permissive	permissive	ADJ
ejif-10550	338	11	innovation	innovation	NOUN
ejif-10550	338	12	in	in	ADP
ejif-10550	338	13	islam	islam	PROPN
ejif-10550	338	14	.	.	PUNCT
ejif-10550	339	1	furthermore	furthermore	ADV
ejif-10550	339	2	,	,	PUNCT
ejif-10550	339	3	innovators	innovator	NOUN
ejif-10550	339	4	frequently	frequently	ADV
ejif-10550	339	5	require	require	VERB
ejif-10550	339	6	faith	faith	NOUN
ejif-10550	339	7	in	in	ADP
ejif-10550	339	8	developing	develop	VERB
ejif-10550	339	9	and	and	CCONJ
ejif-10550	339	10	generating	generate	VERB
ejif-10550	339	11	ideas	idea	NOUN
ejif-10550	339	12	throughout	throughout	ADP
ejif-10550	339	13	innovation	innovation	NOUN
ejif-10550	339	14	.	.	PUNCT
ejif-10550	340	1	it	it	PRON
ejif-10550	340	2	is	be	AUX
ejif-10550	340	3	important	important	ADJ
ejif-10550	340	4	to	to	PART
ejif-10550	340	5	recall	recall	VERB
ejif-10550	340	6	that	that	DET
ejif-10550	340	7	innovation	innovation	NOUN
ejif-10550	340	8	often	often	ADV
ejif-10550	340	9	involves	involve	VERB
ejif-10550	340	10	belief	belief	NOUN
ejif-10550	340	11	in	in	ADP
ejif-10550	340	12	the	the	DET
ejif-10550	340	13	supernatural	supernatural	ADJ
ejif-10550	340	14	and	and	CCONJ
ejif-10550	340	15	the	the	DET
ejif-10550	340	16	need	need	NOUN
ejif-10550	340	17	to	to	PART
ejif-10550	340	18	present	present	VERB
ejif-10550	340	19	exceptional	exceptional	ADJ
ejif-10550	340	20	ideas	idea	NOUN
ejif-10550	340	21	(	(	PUNCT
ejif-10550	340	22	walter	walter	PROPN
ejif-10550	340	23	et	et	PROPN
ejif-10550	340	24	al	al	PROPN
ejif-10550	340	25	.	.	PROPN
ejif-10550	340	26	,	,	PUNCT
ejif-10550	340	27	2011	2011	NUM
ejif-10550	340	28	)	)	PUNCT
ejif-10550	340	29	.	.	PUNCT
ejif-10550	341	1	the	the	DET
ejif-10550	341	2	second	second	ADJ
ejif-10550	341	3	link	link	NOUN
ejif-10550	341	4	between	between	ADP
ejif-10550	341	5	religion	religion	NOUN
ejif-10550	341	6	and	and	CCONJ
ejif-10550	341	7	innovation	innovation	NOUN
ejif-10550	341	8	is	be	AUX
ejif-10550	341	9	network	network	NOUN
ejif-10550	341	10	building	building	NOUN
ejif-10550	341	11	,	,	PUNCT
ejif-10550	341	12	which	which	PRON
ejif-10550	341	13	is	be	AUX
ejif-10550	341	14	vital	vital	ADJ
ejif-10550	341	15	for	for	ADP
ejif-10550	341	16	effectively	effectively	ADV
ejif-10550	341	17	functioning	function	VERB
ejif-10550	341	18	communities	community	NOUN
ejif-10550	341	19	and	and	CCONJ
ejif-10550	341	20	societies	society	NOUN
ejif-10550	341	21	(	(	PUNCT
ejif-10550	341	22	maillat	maillat	ADJ
ejif-10550	341	23	and	and	CCONJ
ejif-10550	341	24	lecoq	lecoq	NOUN
ejif-10550	341	25	,	,	PUNCT
ejif-10550	341	26	1992	1992	NUM
ejif-10550	341	27	)	)	PUNCT
ejif-10550	341	28	.	.	PUNCT
ejif-10550	342	1	even	even	ADV
ejif-10550	342	2	the	the	DET
ejif-10550	342	3	most	most	ADV
ejif-10550	342	4	critical	critical	ADJ
ejif-10550	342	5	scholars	scholar	NOUN
ejif-10550	342	6	,	,	PUNCT
ejif-10550	342	7	such	such	ADJ
ejif-10550	342	8	as	as	ADP
ejif-10550	342	9	ercanbrack	ercanbrack	NOUN
ejif-10550	342	10	,	,	PUNCT
ejif-10550	342	11	who	who	PRON
ejif-10550	342	12	critically	critically	ADV
ejif-10550	342	13	considers	consider	VERB
ejif-10550	342	14	attempts	attempt	NOUN
ejif-10550	342	15	by	by	ADP
ejif-10550	342	16	sharia	sharia	PROPN
ejif-10550	342	17	scholars	scholar	NOUN
ejif-10550	342	18	to	to	PART
ejif-10550	342	19	square	square	VERB
ejif-10550	342	20	these	these	DET
ejif-10550	342	21	innovations	innovation	NOUN
ejif-10550	342	22	with	with	ADP
ejif-10550	342	23	traditional	traditional	ADJ
ejif-10550	342	24	conceptions	conception	NOUN
ejif-10550	342	25	of	of	ADP
ejif-10550	342	26	sharia	sharia	PROPN
ejif-10550	342	27	law	law	PROPN
ejif-10550	342	28	,	,	PUNCT
ejif-10550	342	29	suggest	suggest	VERB
ejif-10550	342	30	that	that	SCONJ
ejif-10550	342	31	innovations	innovation	NOUN
ejif-10550	342	32	will	will	AUX
ejif-10550	342	33	continue	continue	VERB
ejif-10550	342	34	to	to	PART
ejif-10550	342	35	be	be	AUX
ejif-10550	342	36	developed	develop	VERB
ejif-10550	342	37	within	within	ADP
ejif-10550	342	38	the	the	DET
ejif-10550	342	39	permissible	permissible	ADJ
ejif-10550	342	40	channels	channel	NOUN
ejif-10550	342	41	of	of	ADP
ejif-10550	342	42	sharia	sharia	PROPN
ejif-10550	342	43	authenticity	authenticity	NOUN
ejif-10550	342	44	but	but	CCONJ
ejif-10550	342	45	concedes	concede	VERB
ejif-10550	342	46	that	that	SCONJ
ejif-10550	342	47	this	this	PRON
ejif-10550	342	48	is	be	AUX
ejif-10550	342	49	a	a	DET
ejif-10550	342	50	somewhat	somewhat	ADV
ejif-10550	342	51	strained	strained	ADJ
ejif-10550	342	52	interpretation	interpretation	NOUN
ejif-10550	342	53	of	of	ADP
ejif-10550	342	54	classical	classical	ADJ
ejif-10550	342	55	sharia	sharia	PROPN
ejif-10550	342	56	(	(	PUNCT
ejif-10550	342	57	ercanbrack	ercanbrack	NOUN
ejif-10550	342	58	,	,	PUNCT
ejif-10550	342	59	2015	2015	NUM
ejif-10550	342	60	)	)	PUNCT
ejif-10550	342	61	.	.	PUNCT
ejif-10550	343	1	moreover	moreover	ADV
ejif-10550	343	2	,	,	PUNCT
ejif-10550	343	3	religious	religious	ADJ
ejif-10550	343	4	communities	community	NOUN
ejif-10550	343	5	constitute	constitute	VERB
ejif-10550	343	6	a	a	DET
ejif-10550	343	7	primary	primary	ADJ
ejif-10550	343	8	marketplace	marketplace	NOUN
ejif-10550	343	9	for	for	ADP
ejif-10550	343	10	exchanging	exchange	VERB
ejif-10550	343	11	ideas	idea	NOUN
ejif-10550	343	12	and	and	CCONJ
ejif-10550	343	13	creating	create	VERB
ejif-10550	343	14	partnerships	partnership	NOUN
ejif-10550	343	15	and	and	CCONJ
ejif-10550	343	16	associations	association	NOUN
ejif-10550	343	17	.	.	PUNCT
ejif-10550	344	1	these	these	DET
ejif-10550	344	2	elements	element	NOUN
ejif-10550	344	3	support	support	VERB
ejif-10550	344	4	innovation	innovation	NOUN
ejif-10550	344	5	(	(	PUNCT
ejif-10550	344	6	dakhli	dakhli	NOUN
ejif-10550	344	7	and	and	CCONJ
ejif-10550	344	8	de	de	X
ejif-10550	344	9	clercq	clercq	NOUN
ejif-10550	344	10	,	,	PUNCT
ejif-10550	344	11	2004	2004	NUM
ejif-10550	344	12	)	)	PUNCT
ejif-10550	344	13	.	.	PUNCT
ejif-10550	345	1	there	there	PRON
ejif-10550	345	2	is	be	VERB
ejif-10550	345	3	also	also	ADV
ejif-10550	345	4	to	to	PART
ejif-10550	345	5	consider	consider	VERB
ejif-10550	345	6	that	that	DET
ejif-10550	345	7	globalization	globalization	NOUN
ejif-10550	345	8	is	be	AUX
ejif-10550	345	9	a	a	DET
ejif-10550	345	10	favorable	favorable	ADJ
ejif-10550	345	11	context	context	NOUN
ejif-10550	345	12	for	for	ADP
ejif-10550	345	13	unfolding	unfold	VERB
ejif-10550	345	14	sharia	sharia	PROPN
ejif-10550	345	15	’s	’s	PART
ejif-10550	345	16	ordaining	ordain	VERB
ejif-10550	345	17	ambitions	ambition	NOUN
ejif-10550	345	18	(	(	PUNCT
ejif-10550	345	19	aluffi	aluffi	ADJ
ejif-10550	345	20	,	,	PUNCT
ejif-10550	345	21	2022	2022	NUM
ejif-10550	345	22	)	)	PUNCT
ejif-10550	345	23	.	.	PUNCT
ejif-10550	346	1	66	66	NUM
ejif-10550	346	2	european	european	PROPN
ejif-10550	346	3	journal	journal	PROPN
ejif-10550	346	4	of	of	ADP
ejif-10550	346	5	islamic	islamic	PROPN
ejif-10550	346	6	finance	finance	PROPN
ejif-10550	346	7	issn	issn	PROPN
ejif-10550	346	8	:	:	PUNCT
ejif-10550	346	9	2421	2421	NUM
ejif-10550	346	10	-	-	SYM
ejif-10550	346	11	2172	2172	NUM
ejif-10550	346	12	doi	doi	NOUN
ejif-10550	346	13	:	:	PUNCT
ejif-10550	346	14	10.13135/2421	10.13135/2421	NUM
ejif-10550	346	15	-	-	SYM
ejif-10550	346	16	2172/10550	2172/10550	NUM
ejif-10550	346	17	published	publish	VERB
ejif-10550	346	18	by	by	ADP
ejif-10550	346	19	university	university	PROPN
ejif-10550	346	20	of	of	ADP
ejif-10550	346	21	turin	turin	PROPN
ejif-10550	347	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	347	2	ejif	ejif	PROPN
ejif-10550	347	3	content	content	NOUN
ejif-10550	347	4	is	be	AUX
ejif-10550	347	5	licensed	license	VERB
ejif-10550	347	6	under	under	ADP
ejif-10550	347	7	a	a	DET
ejif-10550	347	8	creative	creative	ADJ
ejif-10550	347	9	commons	common	NOUN
ejif-10550	347	10	attribution	attribution	NOUN
ejif-10550	347	11	4.0	4.0	NUM
ejif-10550	347	12	international	international	ADJ
ejif-10550	347	13	license	license	NOUN
ejif-10550	347	14	although	although	SCONJ
ejif-10550	347	15	islamic	islamic	ADJ
ejif-10550	347	16	fintech	fintech	NOUN
ejif-10550	347	17	is	be	AUX
ejif-10550	347	18	still	still	ADV
ejif-10550	347	19	very	very	ADV
ejif-10550	347	20	limited	limited	ADJ
ejif-10550	347	21	in	in	ADP
ejif-10550	347	22	number	number	NOUN
ejif-10550	347	23	,	,	PUNCT
ejif-10550	347	24	scale	scale	NOUN
ejif-10550	347	25	and	and	CCONJ
ejif-10550	347	26	size	size	NOUN
ejif-10550	347	27	compared	compare	VERB
ejif-10550	347	28	to	to	ADP
ejif-10550	347	29	traditional	traditional	ADJ
ejif-10550	347	30	fintech	fintech	NOUN
ejif-10550	347	31	,	,	PUNCT
ejif-10550	347	32	it	it	PRON
ejif-10550	347	33	may	may	AUX
ejif-10550	347	34	grow	grow	VERB
ejif-10550	347	35	better	well	ADJ
ejif-10550	347	36	with	with	ADP
ejif-10550	347	37	this	this	DET
ejif-10550	347	38	technology	technology	NOUN
ejif-10550	347	39	,	,	PUNCT
ejif-10550	347	40	especially	especially	ADV
ejif-10550	347	41	in	in	ADP
ejif-10550	347	42	areas	area	NOUN
ejif-10550	347	43	where	where	SCONJ
ejif-10550	347	44	islamic	islamic	ADJ
ejif-10550	347	45	banks	bank	NOUN
ejif-10550	347	46	are	be	AUX
ejif-10550	347	47	present	present	ADJ
ejif-10550	347	48	.	.	PUNCT
ejif-10550	348	1	concepts	concept	NOUN
ejif-10550	348	2	such	such	ADJ
ejif-10550	348	3	as	as	ADP
ejif-10550	348	4	blockchain	blockchain	NOUN
ejif-10550	348	5	,	,	PUNCT
ejif-10550	348	6	cryptocurrency	cryptocurrency	NOUN
ejif-10550	348	7	,	,	PUNCT
ejif-10550	348	8	crowdfunding	crowdfunding	NOUN
ejif-10550	348	9	,	,	PUNCT
ejif-10550	348	10	and	and	CCONJ
ejif-10550	348	11	peer	peer	NOUN
ejif-10550	348	12	-	-	PUNCT
ejif-10550	348	13	to	to	ADP
ejif-10550	348	14	-	-	PUNCT
ejif-10550	348	15	peer	peer	NOUN
ejif-10550	348	16	are	be	AUX
ejif-10550	348	17	increasingly	increasingly	ADV
ejif-10550	348	18	penetrating	penetrate	VERB
ejif-10550	348	19	the	the	DET
ejif-10550	348	20	common	common	ADJ
ejif-10550	348	21	language	language	NOUN
ejif-10550	348	22	of	of	ADP
ejif-10550	348	23	the	the	DET
ejif-10550	348	24	banking	banking	NOUN
ejif-10550	348	25	business	business	NOUN
ejif-10550	348	26	;	;	PUNCT
ejif-10550	348	27	even	even	ADV
ejif-10550	348	28	islamic	islamic	ADJ
ejif-10550	348	29	finance	finance	NOUN
ejif-10550	348	30	is	be	AUX
ejif-10550	348	31	affected	affect	VERB
ejif-10550	348	32	by	by	ADP
ejif-10550	348	33	this	this	DET
ejif-10550	348	34	revolution	revolution	NOUN
ejif-10550	348	35	(	(	PUNCT
ejif-10550	348	36	biancone	biancone	NOUN
ejif-10550	348	37	et	et	PROPN
ejif-10550	348	38	al	al	PROPN
ejif-10550	348	39	.	.	PROPN
ejif-10550	348	40	,	,	PUNCT
ejif-10550	348	41	2019	2019	NUM
ejif-10550	348	42	)	)	PUNCT
ejif-10550	348	43	.	.	PUNCT
ejif-10550	349	1	an	an	DET
ejif-10550	349	2	example	example	NOUN
ejif-10550	349	3	of	of	ADP
ejif-10550	349	4	these	these	DET
ejif-10550	349	5	principles	principle	NOUN
ejif-10550	349	6	is	be	AUX
ejif-10550	349	7	that	that	SCONJ
ejif-10550	349	8	any	any	DET
ejif-10550	349	9	fintech	fintech	NOUN
ejif-10550	349	10	product	product	NOUN
ejif-10550	349	11	or	or	CCONJ
ejif-10550	349	12	service	service	NOUN
ejif-10550	349	13	is	be	AUX
ejif-10550	349	14	permissible	permissible	ADJ
ejif-10550	349	15	and	and	CCONJ
ejif-10550	349	16	acceptable	acceptable	ADJ
ejif-10550	349	17	in	in	ADP
ejif-10550	349	18	islamic	islamic	ADJ
ejif-10550	349	19	finance	finance	NOUN
ejif-10550	349	20	if	if	SCONJ
ejif-10550	349	21	it	it	PRON
ejif-10550	349	22	is	be	AUX
ejif-10550	349	23	established	establish	VERB
ejif-10550	349	24	that	that	SCONJ
ejif-10550	349	25	it	it	PRON
ejif-10550	349	26	does	do	AUX
ejif-10550	349	27	not	not	PART
ejif-10550	349	28	violate	violate	VERB
ejif-10550	349	29	or	or	CCONJ
ejif-10550	349	30	contradict	contradict	VERB
ejif-10550	349	31	any	any	DET
ejif-10550	349	32	principle	principle	NOUN
ejif-10550	349	33	prescribed	prescribe	VERB
ejif-10550	349	34	by	by	ADP
ejif-10550	349	35	sharia	sharia	PROPN
ejif-10550	349	36	.	.	PUNCT
ejif-10550	350	1	in	in	ADP
ejif-10550	350	2	other	other	ADJ
ejif-10550	350	3	words	word	NOUN
ejif-10550	350	4	,	,	PUNCT
ejif-10550	350	5	any	any	DET
ejif-10550	350	6	technology	technology	NOUN
ejif-10550	350	7	is	be	AUX
ejif-10550	350	8	welcome	welcome	ADJ
ejif-10550	350	9	in	in	ADP
ejif-10550	350	10	islam	islam	PROPN
ejif-10550	350	11	if	if	SCONJ
ejif-10550	350	12	no	no	DET
ejif-10550	350	13	clear	clear	ADJ
ejif-10550	350	14	evidence	evidence	NOUN
ejif-10550	350	15	prohibits	prohibit	VERB
ejif-10550	350	16	it	it	PRON
ejif-10550	350	17	.	.	PUNCT
ejif-10550	351	1	as	as	SCONJ
ejif-10550	351	2	mohd	mohd	PROPN
ejif-10550	351	3	haridan	haridan	PROPN
ejif-10550	351	4	et	et	PROPN
ejif-10550	351	5	al	al	PROPN
ejif-10550	351	6	.	.	PROPN
ejif-10550	351	7	reported	report	VERB
ejif-10550	351	8	,	,	PUNCT
ejif-10550	351	9	sharia	sharia	PROPN
ejif-10550	351	10	or	or	CCONJ
ejif-10550	351	11	islamic	islamic	ADJ
ejif-10550	351	12	law	law	NOUN
ejif-10550	351	13	never	never	ADV
ejif-10550	351	14	limits	limit	VERB
ejif-10550	351	15	companies	company	NOUN
ejif-10550	351	16	from	from	ADP
ejif-10550	351	17	introducing	introduce	VERB
ejif-10550	351	18	a	a	DET
ejif-10550	351	19	new	new	ADJ
ejif-10550	351	20	financial	financial	ADJ
ejif-10550	351	21	product	product	NOUN
ejif-10550	351	22	as	as	ADV
ejif-10550	351	23	long	long	ADV
ejif-10550	351	24	as	as	SCONJ
ejif-10550	351	25	it	it	PRON
ejif-10550	351	26	fulfils	fulfil	VERB
ejif-10550	351	27	all	all	DET
ejif-10550	351	28	the	the	DET
ejif-10550	351	29	sharia	sharia	PROPN
ejif-10550	351	30	principles	principle	NOUN
ejif-10550	351	31	and	and	CCONJ
ejif-10550	351	32	criteria	criterion	NOUN
ejif-10550	351	33	.	.	PUNCT
ejif-10550	352	1	it	it	PRON
ejif-10550	352	2	is	be	AUX
ejif-10550	352	3	essential	essential	ADJ
ejif-10550	352	4	to	to	PART
ejif-10550	352	5	consider	consider	VERB
ejif-10550	352	6	the	the	DET
ejif-10550	352	7	benefits	benefit	NOUN
ejif-10550	352	8	of	of	ADP
ejif-10550	352	9	fintech	fintech	NOUN
ejif-10550	352	10	in	in	ADP
ejif-10550	352	11	enabling	enable	VERB
ejif-10550	352	12	the	the	DET
ejif-10550	352	13	current	current	ADJ
ejif-10550	352	14	system	system	NOUN
ejif-10550	352	15	and	and	CCONJ
ejif-10550	352	16	business	business	NOUN
ejif-10550	352	17	functions	function	NOUN
ejif-10550	352	18	to	to	PART
ejif-10550	352	19	operate	operate	VERB
ejif-10550	352	20	faster	fast	ADV
ejif-10550	352	21	and	and	CCONJ
ejif-10550	352	22	in	in	ADP
ejif-10550	352	23	real	real	ADJ
ejif-10550	352	24	time	time	NOUN
ejif-10550	352	25	.	.	PUNCT
ejif-10550	353	1	fintech	fintech	NOUN
ejif-10550	353	2	is	be	AUX
ejif-10550	353	3	a	a	DET
ejif-10550	353	4	medium	medium	NOUN
ejif-10550	353	5	that	that	PRON
ejif-10550	353	6	can	can	AUX
ejif-10550	353	7	fill	fill	VERB
ejif-10550	353	8	the	the	DET
ejif-10550	353	9	social	social	ADJ
ejif-10550	353	10	gaps	gap	NOUN
ejif-10550	353	11	(	(	PUNCT
ejif-10550	353	12	human	human	ADJ
ejif-10550	353	13	needs	need	NOUN
ejif-10550	353	14	)	)	PUNCT
ejif-10550	353	15	and	and	CCONJ
ejif-10550	353	16	enhance	enhance	VERB
ejif-10550	353	17	the	the	DET
ejif-10550	353	18	islamic	islamic	ADJ
ejif-10550	353	19	economy	economy	NOUN
ejif-10550	353	20	(	(	PUNCT
ejif-10550	353	21	mohd	mohd	PROPN
ejif-10550	353	22	haridan	haridan	PROPN
ejif-10550	353	23	et	et	PROPN
ejif-10550	353	24	al	al	PROPN
ejif-10550	353	25	.	.	PROPN
ejif-10550	353	26	,	,	PUNCT
ejif-10550	353	27	2023	2023	NUM
ejif-10550	353	28	)	)	PUNCT
ejif-10550	353	29	.	.	PUNCT
ejif-10550	354	1	miroslav	miroslav	PROPN
ejif-10550	354	2	kamdzhalov	kamdzhalov	PROPN
ejif-10550	354	3	provides	provide	VERB
ejif-10550	354	4	one	one	NUM
ejif-10550	354	5	example	example	NOUN
ejif-10550	354	6	of	of	ADP
ejif-10550	354	7	filling	fill	VERB
ejif-10550	354	8	the	the	DET
ejif-10550	354	9	social	social	ADJ
ejif-10550	354	10	gap	gap	NOUN
ejif-10550	354	11	through	through	ADP
ejif-10550	354	12	islamic	islamic	ADJ
ejif-10550	354	13	fintech	fintech	NOUN
ejif-10550	354	14	:	:	PUNCT
ejif-10550	354	15	“	"	PUNCT
ejif-10550	354	16	good	good	ADJ
ejif-10550	354	17	application	application	NOUN
ejif-10550	354	18	of	of	ADP
ejif-10550	354	19	the	the	DET
ejif-10550	354	20	blockchain	blockchain	PROPN
ejif-10550	354	21	could	could	AUX
ejif-10550	354	22	also	also	ADV
ejif-10550	354	23	be	be	AUX
ejif-10550	354	24	observed	observe	VERB
ejif-10550	354	25	in	in	ADP
ejif-10550	354	26	zakat	zakat	NOUN
ejif-10550	354	27	administering	administering	NOUN
ejif-10550	354	28	.	.	PUNCT
ejif-10550	355	1	zakat	zakat	PROPN
ejif-10550	355	2	is	be	AUX
ejif-10550	355	3	one	one	NUM
ejif-10550	355	4	of	of	ADP
ejif-10550	355	5	the	the	DET
ejif-10550	355	6	main	main	ADJ
ejif-10550	355	7	pillars	pillar	NOUN
ejif-10550	355	8	of	of	ADP
ejif-10550	355	9	the	the	DET
ejif-10550	355	10	islamic	islamic	ADJ
ejif-10550	355	11	economy	economy	NOUN
ejif-10550	355	12	and	and	CCONJ
ejif-10550	355	13	the	the	DET
ejif-10550	355	14	basic	basic	ADJ
ejif-10550	355	15	principle	principle	NOUN
ejif-10550	355	16	of	of	ADP
ejif-10550	355	17	distribution	distribution	NOUN
ejif-10550	355	18	of	of	ADP
ejif-10550	355	19	social	social	ADJ
ejif-10550	355	20	goods	good	NOUN
ejif-10550	355	21	.	.	PUNCT
ejif-10550	356	1	it	it	PRON
ejif-10550	356	2	relies	rely	VERB
ejif-10550	356	3	on	on	ADP
ejif-10550	356	4	both	both	DET
ejif-10550	356	5	approaches	approach	NOUN
ejif-10550	356	6	voluntary	voluntary	ADJ
ejif-10550	356	7	in	in	ADP
ejif-10550	356	8	the	the	DET
ejif-10550	356	9	form	form	NOUN
ejif-10550	356	10	of	of	ADP
ejif-10550	356	11	alms	alm	NOUN
ejif-10550	356	12	and	and	CCONJ
ejif-10550	356	13	obligatory	obligatory	ADJ
ejif-10550	356	14	,	,	PUNCT
ejif-10550	356	15	to	to	PART
ejif-10550	356	16	tackle	tackle	VERB
ejif-10550	356	17	poverty	poverty	NOUN
ejif-10550	356	18	and	and	CCONJ
ejif-10550	356	19	social	social	ADJ
ejif-10550	356	20	inequality	inequality	NOUN
ejif-10550	356	21	”	"	PUNCT
ejif-10550	356	22	(	(	PUNCT
ejif-10550	356	23	kamdzhalov	kamdzhalov	PROPN
ejif-10550	356	24	,	,	PUNCT
ejif-10550	356	25	2020	2020	NUM
ejif-10550	356	26	)	)	PUNCT
ejif-10550	356	27	.	.	PUNCT
ejif-10550	357	1	the	the	DET
ejif-10550	357	2	benefits	benefit	NOUN
ejif-10550	357	3	of	of	ADP
ejif-10550	357	4	fintech	fintech	NOUN
ejif-10550	357	5	applied	apply	VERB
ejif-10550	357	6	to	to	ADP
ejif-10550	357	7	islamic	islamic	ADJ
ejif-10550	357	8	finance	finance	NOUN
ejif-10550	357	9	have	have	AUX
ejif-10550	357	10	also	also	ADV
ejif-10550	357	11	been	be	AUX
ejif-10550	357	12	studied	study	VERB
ejif-10550	357	13	in	in	ADP
ejif-10550	357	14	kazakhstan	kazakhstan	PROPN
ejif-10550	357	15	,	,	PUNCT
ejif-10550	357	16	showing	show	VERB
ejif-10550	357	17	that	that	SCONJ
ejif-10550	357	18	the	the	DET
ejif-10550	357	19	market	market	NOUN
ejif-10550	357	20	needs	need	VERB
ejif-10550	357	21	new	new	ADJ
ejif-10550	357	22	players	player	NOUN
ejif-10550	357	23	with	with	ADP
ejif-10550	357	24	new	new	ADJ
ejif-10550	357	25	financial	financial	ADJ
ejif-10550	357	26	products	product	NOUN
ejif-10550	357	27	and	and	CCONJ
ejif-10550	357	28	technologies	technology	NOUN
ejif-10550	357	29	.	.	PUNCT
ejif-10550	358	1	as	as	SCONJ
ejif-10550	358	2	reported	report	VERB
ejif-10550	358	3	in	in	ADP
ejif-10550	358	4	the	the	DET
ejif-10550	358	5	paper	paper	NOUN
ejif-10550	358	6	,	,	PUNCT
ejif-10550	358	7	“	"	PUNCT
ejif-10550	358	8	in	in	ADP
ejif-10550	358	9	general	general	ADJ
ejif-10550	358	10	,	,	PUNCT
ejif-10550	358	11	according	accord	VERB
ejif-10550	358	12	to	to	ADP
ejif-10550	358	13	the	the	DET
ejif-10550	358	14	interviewees	interviewee	NOUN
ejif-10550	358	15	,	,	PUNCT
ejif-10550	358	16	in	in	ADP
ejif-10550	358	17	the	the	DET
ejif-10550	358	18	long	long	ADJ
ejif-10550	358	19	term	term	NOUN
ejif-10550	358	20	,	,	PUNCT
ejif-10550	358	21	the	the	DET
ejif-10550	358	22	development	development	NOUN
ejif-10550	358	23	of	of	ADP
ejif-10550	358	24	the	the	DET
ejif-10550	358	25	islamic	islamic	ADJ
ejif-10550	358	26	finance	finance	NOUN
ejif-10550	358	27	market	market	NOUN
ejif-10550	358	28	will	will	AUX
ejif-10550	358	29	be	be	AUX
ejif-10550	358	30	determined	determine	VERB
ejif-10550	358	31	by	by	ADP
ejif-10550	358	32	new	new	ADJ
ejif-10550	358	33	financial	financial	ADJ
ejif-10550	358	34	technologies	technology	NOUN
ejif-10550	358	35	,	,	PUNCT
ejif-10550	358	36	the	the	DET
ejif-10550	358	37	islamic	islamic	ADJ
ejif-10550	358	38	fintech	fintech	NOUN
ejif-10550	358	39	industry	industry	NOUN
ejif-10550	358	40	.	.	PUNCT
ejif-10550	359	1	but	but	CCONJ
ejif-10550	359	2	in	in	ADP
ejif-10550	359	3	the	the	DET
ejif-10550	359	4	short	short	ADJ
ejif-10550	359	5	term	term	NOUN
ejif-10550	359	6	,	,	PUNCT
ejif-10550	359	7	it	it	PRON
ejif-10550	359	8	is	be	AUX
ejif-10550	359	9	necessary	necessary	ADJ
ejif-10550	359	10	to	to	PART
ejif-10550	359	11	open	open	VERB
ejif-10550	359	12	islamic	islamic	ADJ
ejif-10550	359	13	windows	window	NOUN
ejif-10550	359	14	in	in	ADP
ejif-10550	359	15	conventional	conventional	ADJ
ejif-10550	359	16	kazakh	kazakh	ADJ
ejif-10550	359	17	banks	bank	NOUN
ejif-10550	359	18	that	that	PRON
ejif-10550	359	19	significantly	significantly	ADV
ejif-10550	359	20	expand	expand	VERB
ejif-10550	359	21	the	the	DET
ejif-10550	359	22	client	client	NOUN
ejif-10550	359	23	base	base	NOUN
ejif-10550	359	24	,	,	PUNCT
ejif-10550	359	25	increase	increase	VERB
ejif-10550	359	26	awareness	awareness	NOUN
ejif-10550	359	27	and	and	CCONJ
ejif-10550	359	28	demand	demand	NOUN
ejif-10550	359	29	for	for	ADP
ejif-10550	359	30	islamic	islamic	ADJ
ejif-10550	359	31	finance	finance	NOUN
ejif-10550	359	32	among	among	ADP
ejif-10550	359	33	businesses	business	NOUN
ejif-10550	359	34	and	and	CCONJ
ejif-10550	359	35	the	the	DET
ejif-10550	359	36	population	population	NOUN
ejif-10550	359	37	”	"	PUNCT
ejif-10550	359	38	(	(	PUNCT
ejif-10550	359	39	nagimova	nagimova	NOUN
ejif-10550	359	40	,	,	PUNCT
ejif-10550	359	41	2023	2023	NUM
ejif-10550	359	42	)	)	PUNCT
ejif-10550	359	43	.	.	PUNCT
ejif-10550	360	1	fintech	fintech	NOUN
ejif-10550	360	2	enables	enable	VERB
ejif-10550	360	3	a	a	DET
ejif-10550	360	4	mobile	mobile	ADJ
ejif-10550	360	5	user	user	NOUN
ejif-10550	360	6	experience	experience	NOUN
ejif-10550	360	7	via	via	ADP
ejif-10550	360	8	smartphones	smartphone	NOUN
ejif-10550	360	9	that	that	PRON
ejif-10550	360	10	is	be	AUX
ejif-10550	360	11	fast	fast	ADJ
ejif-10550	360	12	(	(	PUNCT
ejif-10550	360	13	e.g.	e.g.	ADV
ejif-10550	360	14	instant	instant	ADJ
ejif-10550	360	15	payments	payment	NOUN
ejif-10550	360	16	)	)	PUNCT
ejif-10550	360	17	,	,	PUNCT
ejif-10550	360	18	automated	automate	VERB
ejif-10550	360	19	and	and	CCONJ
ejif-10550	360	20	personalized	personalize	VERB
ejif-10550	360	21	,	,	PUNCT
ejif-10550	360	22	and	and	CCONJ
ejif-10550	360	23	accessible	accessible	ADJ
ejif-10550	360	24	virtually	virtually	ADV
ejif-10550	360	25	anywhere	anywhere	ADV
ejif-10550	360	26	with	with	ADP
ejif-10550	360	27	4g	4g	NOUN
ejif-10550	360	28	-	-	PUNCT
ejif-10550	360	29	lte	lte	PROPN
ejif-10550	360	30	cellular	cellular	ADJ
ejif-10550	360	31	coverage	coverage	NOUN
ejif-10550	360	32	.	.	PUNCT
ejif-10550	361	1	the	the	DET
ejif-10550	361	2	services	service	NOUN
ejif-10550	361	3	provided	provide	VERB
ejif-10550	361	4	by	by	ADP
ejif-10550	361	5	both	both	CCONJ
ejif-10550	361	6	islamic	islamic	ADJ
ejif-10550	361	7	and	and	CCONJ
ejif-10550	361	8	traditional	traditional	ADJ
ejif-10550	361	9	banks	bank	NOUN
ejif-10550	361	10	mainly	mainly	ADV
ejif-10550	361	11	concern	concern	NOUN
ejif-10550	361	12	payments	payment	NOUN
ejif-10550	361	13	and	and	CCONJ
ejif-10550	361	14	account	account	NOUN
ejif-10550	361	15	control	control	NOUN
ejif-10550	361	16	.	.	PUNCT
ejif-10550	362	1	the	the	DET
ejif-10550	362	2	moroccan	moroccan	ADJ
ejif-10550	362	3	capital	capital	PROPN
ejif-10550	362	4	market	market	NOUN
ejif-10550	362	5	authority	authority	NOUN
ejif-10550	362	6	(	(	PUNCT
ejif-10550	362	7	ammc	ammc	NOUN
ejif-10550	362	8	)	)	PUNCT
ejif-10550	362	9	or	or	CCONJ
ejif-10550	362	10	autorité	autorité	VERB
ejif-10550	362	11	marocaine	marocaine	PROPN
ejif-10550	362	12	du	du	PROPN
ejif-10550	362	13	marché	marché	PROPN
ejif-10550	362	14	des	des	PROPN
ejif-10550	362	15	capitaux	capitaux	PROPN
ejif-10550	362	16	(	(	PUNCT
ejif-10550	362	17	ammc	ammc	PROPN
ejif-10550	362	18	)	)	PUNCT
ejif-10550	362	19	in	in	ADP
ejif-10550	362	20	the	the	DET
ejif-10550	362	21	fintech	fintech	NOUN
ejif-10550	362	22	portal	portal	NOUN
ejif-10550	362	23	attaches	attach	VERB
ejif-10550	362	24	great	great	ADJ
ejif-10550	362	25	importance	importance	NOUN
ejif-10550	362	26	to	to	ADP
ejif-10550	362	27	financial	financial	ADJ
ejif-10550	362	28	innovation	innovation	NOUN
ejif-10550	362	29	and	and	CCONJ
ejif-10550	362	30	devotes	devote	VERB
ejif-10550	362	31	a	a	DET
ejif-10550	362	32	significant	significant	ADJ
ejif-10550	362	33	place	place	NOUN
ejif-10550	362	34	to	to	ADP
ejif-10550	362	35	it	it	PRON
ejif-10550	362	36	in	in	ADP
ejif-10550	362	37	its	its	PRON
ejif-10550	362	38	strategic	strategic	ADJ
ejif-10550	362	39	plan	plan	NOUN
ejif-10550	362	40	.	.	PUNCT
ejif-10550	363	1	in	in	ADP
ejif-10550	363	2	this	this	DET
ejif-10550	363	3	context	context	NOUN
ejif-10550	363	4	,	,	PUNCT
ejif-10550	363	5	ammc	ammc	PROPN
ejif-10550	363	6	is	be	AUX
ejif-10550	363	7	interested	interested	ADJ
ejif-10550	363	8	in	in	ADP
ejif-10550	363	9	fintech	fintech	NOUN
ejif-10550	363	10	and	and	CCONJ
ejif-10550	363	11	the	the	DET
ejif-10550	363	12	transformations	transformation	NOUN
ejif-10550	363	13	it	it	PRON
ejif-10550	363	14	implies	imply	VERB
ejif-10550	363	15	in	in	ADP
ejif-10550	363	16	modern	modern	ADJ
ejif-10550	363	17	financial	financial	ADJ
ejif-10550	363	18	markets	market	NOUN
ejif-10550	363	19	.	.	PUNCT
ejif-10550	364	1	the	the	DET
ejif-10550	364	2	ammc	ammc	NOUN
ejif-10550	364	3	in	in	ADP
ejif-10550	364	4	the	the	DET
ejif-10550	364	5	fintech	fintech	NOUN
ejif-10550	364	6	portal	portal	NOUN
ejif-10550	364	7	on	on	ADP
ejif-10550	364	8	its	its	PRON
ejif-10550	364	9	website	website	NOUN
ejif-10550	364	10	also	also	ADV
ejif-10550	364	11	provides	provide	VERB
ejif-10550	364	12	a	a	DET
ejif-10550	364	13	forum	forum	NOUN
ejif-10550	364	14	for	for	ADP
ejif-10550	364	15	the	the	DET
ejif-10550	364	16	dialogue	dialogue	NOUN
ejif-10550	364	17	between	between	ADP
ejif-10550	364	18	the	the	DET
ejif-10550	364	19	authority	authority	NOUN
ejif-10550	364	20	and	and	CCONJ
ejif-10550	364	21	moroccan	moroccan	ADJ
ejif-10550	364	22	financial	financial	ADJ
ejif-10550	364	23	institutions	institution	NOUN
ejif-10550	364	24	and	and	CCONJ
ejif-10550	364	25	any	any	DET
ejif-10550	364	26	financial	financial	ADJ
ejif-10550	364	27	intermediaries	intermediary	NOUN
ejif-10550	364	28	concerning	concern	VERB
ejif-10550	364	29	new	new	ADJ
ejif-10550	364	30	fintech	fintech	NOUN
ejif-10550	364	31	services	service	NOUN
ejif-10550	364	32	through	through	ADP
ejif-10550	364	33	an	an	DET
ejif-10550	364	34	electronic	electronic	ADJ
ejif-10550	364	35	window	window	NOUN
ejif-10550	364	36	.	.	PUNCT
ejif-10550	365	1	the	the	DET
ejif-10550	365	2	services	service	NOUN
ejif-10550	365	3	we	we	PRON
ejif-10550	365	4	have	have	AUX
ejif-10550	365	5	mapped	map	VERB
ejif-10550	365	6	regarding	regard	VERB
ejif-10550	365	7	moroccan	moroccan	ADJ
ejif-10550	365	8	fintech	fintech	NOUN
ejif-10550	365	9	are	be	AUX
ejif-10550	365	10	transversal	transversal	ADJ
ejif-10550	365	11	to	to	ADP
ejif-10550	365	12	traditional	traditional	ADJ
ejif-10550	365	13	and	and	CCONJ
ejif-10550	365	14	islamic	islamic	ADJ
ejif-10550	365	15	banks	bank	NOUN
ejif-10550	365	16	,	,	PUNCT
ejif-10550	365	17	as	as	SCONJ
ejif-10550	365	18	shown	show	VERB
ejif-10550	365	19	in	in	ADP
ejif-10550	365	20	figure	figure	NOUN
ejif-10550	365	21	3	3	NUM
ejif-10550	365	22	:	:	PUNCT
ejif-10550	365	23	creating	create	VERB
ejif-10550	365	24	electronic	electronic	ADJ
ejif-10550	365	25	wallets	wallet	NOUN
ejif-10550	365	26	for	for	ADP
ejif-10550	365	27	postman	postman	NOUN
ejif-10550	365	28	’s	’s	PART
ejif-10550	365	29	payments	payment	NOUN
ejif-10550	365	30	,	,	PUNCT
ejif-10550	365	31	telephone	telephone	NOUN
ejif-10550	365	32	top	top	ADJ
ejif-10550	365	33	-	-	PUNCT
ejif-10550	365	34	ups	up	NOUN
ejif-10550	365	35	,	,	PUNCT
ejif-10550	365	36	merchant	merchant	NOUN
ejif-10550	365	37	payments	payment	NOUN
ejif-10550	365	38	,	,	PUNCT
ejif-10550	365	39	etc	etc	X
ejif-10550	365	40	.	.	X
ejif-10550	365	41	development	development	NOUN
ejif-10550	365	42	of	of	ADP
ejif-10550	365	43	applications	application	NOUN
ejif-10550	365	44	:	:	PUNCT
ejif-10550	365	45	bank	bank	NOUN
ejif-10550	365	46	-	-	PUNCT
ejif-10550	365	47	to	to	ADP
ejif-10550	365	48	-	-	PUNCT
ejif-10550	365	49	bank	bank	NOUN
ejif-10550	365	50	transfers	transfer	NOUN
ejif-10550	365	51	,	,	PUNCT
ejif-10550	365	52	real	real	ADJ
ejif-10550	365	53	-	-	PUNCT
ejif-10550	365	54	time	time	NOUN
ejif-10550	365	55	balance	balance	NOUN
ejif-10550	365	56	enquiries	enquiry	NOUN
ejif-10550	365	57	,	,	PUNCT
ejif-10550	365	58	chequebook	chequebook	NOUN
ejif-10550	365	59	orders	order	NOUN
ejif-10550	365	60	,	,	PUNCT
ejif-10550	365	61	contact	contact	NOUN
ejif-10550	365	62	with	with	ADP
ejif-10550	365	63	advisers	adviser	NOUN
ejif-10550	365	64	,	,	PUNCT
ejif-10550	365	65	finance	finance	NOUN
ejif-10550	365	66	simulations	simulation	NOUN
ejif-10550	365	67	,	,	PUNCT
ejif-10550	365	68	bill	bill	NOUN
ejif-10550	365	69	and	and	CCONJ
ejif-10550	365	70	tax	tax	NOUN
ejif-10550	365	71	payments	payment	NOUN
ejif-10550	365	72	,	,	PUNCT
ejif-10550	365	73	advisor	advisor	NOUN
ejif-10550	365	74	,	,	PUNCT
ejif-10550	365	75	finance	finance	NOUN
ejif-10550	365	76	simulations	simulation	NOUN
ejif-10550	365	77	,	,	PUNCT
ejif-10550	365	78	bill	bill	NOUN
ejif-10550	365	79	and	and	CCONJ
ejif-10550	365	80	tax	tax	NOUN
ejif-10550	365	81	payments	payment	NOUN
ejif-10550	365	82	.	.	PUNCT
ejif-10550	366	1	67	67	NUM
ejif-10550	366	2	european	european	ADJ
ejif-10550	366	3	journal	journal	PROPN
ejif-10550	366	4	of	of	ADP
ejif-10550	366	5	islamic	islamic	PROPN
ejif-10550	366	6	finance	finance	PROPN
ejif-10550	366	7	issn	issn	PROPN
ejif-10550	366	8	:	:	PUNCT
ejif-10550	366	9	2421	2421	NUM
ejif-10550	366	10	-	-	SYM
ejif-10550	366	11	2172	2172	NUM
ejif-10550	366	12	doi	doi	NOUN
ejif-10550	366	13	:	:	PUNCT
ejif-10550	366	14	10.13135/2421	10.13135/2421	NUM
ejif-10550	366	15	-	-	SYM
ejif-10550	366	16	2172/10550	2172/10550	NUM
ejif-10550	366	17	published	publish	VERB
ejif-10550	366	18	by	by	ADP
ejif-10550	366	19	university	university	PROPN
ejif-10550	366	20	of	of	ADP
ejif-10550	366	21	turin	turin	PROPN
ejif-10550	367	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	367	2	ejif	ejif	PROPN
ejif-10550	367	3	content	content	NOUN
ejif-10550	367	4	is	be	AUX
ejif-10550	367	5	licensed	license	VERB
ejif-10550	367	6	under	under	ADP
ejif-10550	367	7	a	a	DET
ejif-10550	367	8	creative	creative	ADJ
ejif-10550	367	9	commons	common	NOUN
ejif-10550	367	10	attribution	attribution	NOUN
ejif-10550	367	11	4.0	4.0	NUM
ejif-10550	367	12	international	international	ADJ
ejif-10550	367	13	license	license	NOUN
ejif-10550	367	14	figure	figure	NOUN
ejif-10550	367	15	3	3	NUM
ejif-10550	367	16	.	.	PUNCT
ejif-10550	367	17	fintech	fintech	NOUN
ejif-10550	367	18	applications	application	NOUN
ejif-10550	367	19	in	in	ADP
ejif-10550	367	20	morocco	morocco	PROPN
ejif-10550	367	21	source	source	NOUN
ejif-10550	367	22	:	:	PUNCT
ejif-10550	367	23	re	re	VERB
ejif-10550	367	24	elaboration	elaboration	NOUN
ejif-10550	367	25	of	of	ADP
ejif-10550	367	26	data	datum	NOUN
ejif-10550	367	27	provided	provide	VERB
ejif-10550	367	28	by	by	ADP
ejif-10550	367	29	our	our	PRON
ejif-10550	367	30	mapping	mapping	NOUN
ejif-10550	367	31	of	of	ADP
ejif-10550	367	32	fintech	fintech	NOUN
ejif-10550	367	33	services	service	NOUN
ejif-10550	367	34	provided	provide	VERB
ejif-10550	367	35	by	by	ADP
ejif-10550	367	36	moroccan	moroccan	ADJ
ejif-10550	367	37	banking	banking	NOUN
ejif-10550	367	38	through	through	ADP
ejif-10550	367	39	moroccan	moroccan	ADJ
ejif-10550	367	40	banking	banking	NOUN
ejif-10550	367	41	institutions	institution	NOUN
ejif-10550	367	42	’	'	PUNCT
ejif-10550	367	43	websites	website	NOUN
ejif-10550	367	44	.	.	PUNCT
ejif-10550	368	1	these	these	DET
ejif-10550	368	2	new	new	ADJ
ejif-10550	368	3	services	service	NOUN
ejif-10550	368	4	make	make	VERB
ejif-10550	368	5	it	it	PRON
ejif-10550	368	6	possible	possible	ADJ
ejif-10550	368	7	to	to	PART
ejif-10550	368	8	reach	reach	VERB
ejif-10550	368	9	geographically	geographically	ADV
ejif-10550	368	10	remote	remote	ADJ
ejif-10550	368	11	customers	customer	NOUN
ejif-10550	368	12	,	,	PUNCT
ejif-10550	368	13	secure	secure	VERB
ejif-10550	368	14	digital	digital	ADJ
ejif-10550	368	15	transactions	transaction	NOUN
ejif-10550	368	16	,	,	PUNCT
ejif-10550	368	17	and	and	CCONJ
ejif-10550	368	18	secure	secure	ADJ
ejif-10550	368	19	ecommerce	ecommerce	NOUN
ejif-10550	368	20	.	.	PUNCT
ejif-10550	369	1	it	it	PRON
ejif-10550	369	2	should	should	AUX
ejif-10550	369	3	be	be	AUX
ejif-10550	369	4	noted	note	VERB
ejif-10550	369	5	that	that	SCONJ
ejif-10550	369	6	french	french	ADJ
ejif-10550	369	7	branches	branch	NOUN
ejif-10550	369	8	of	of	ADP
ejif-10550	369	9	moroccan	moroccan	ADJ
ejif-10550	369	10	banks	bank	NOUN
ejif-10550	369	11	have	have	AUX
ejif-10550	369	12	implemented	implement	VERB
ejif-10550	369	13	advanced	advanced	ADJ
ejif-10550	369	14	fintech	fintech	NOUN
ejif-10550	369	15	services	service	NOUN
ejif-10550	369	16	entirely	entirely	ADV
ejif-10550	369	17	french	french	ADJ
ejif-10550	369	18	from	from	ADP
ejif-10550	369	19	those	those	PRON
ejif-10550	369	20	of	of	ADP
ejif-10550	369	21	french	french	ADJ
ejif-10550	369	22	banks	bank	NOUN
ejif-10550	369	23	.	.	PUNCT
ejif-10550	370	1	even	even	ADV
ejif-10550	370	2	nationally	nationally	ADV
ejif-10550	370	3	controlled	control	VERB
ejif-10550	370	4	banking	banking	NOUN
ejif-10550	370	5	groups	group	NOUN
ejif-10550	370	6	have	have	AUX
ejif-10550	370	7	not	not	PART
ejif-10550	370	8	lagged	lag	VERB
ejif-10550	370	9	in	in	ADP
ejif-10550	370	10	the	the	DET
ejif-10550	370	11	technological	technological	ADJ
ejif-10550	370	12	implementation	implementation	NOUN
ejif-10550	370	13	of	of	ADP
ejif-10550	370	14	financial	financial	ADJ
ejif-10550	370	15	services	service	NOUN
ejif-10550	370	16	.	.	PUNCT
ejif-10550	371	1	5	5	X
ejif-10550	371	2	.	.	X
ejif-10550	371	3	discussion	discussion	NOUN
ejif-10550	371	4	automating	automate	VERB
ejif-10550	371	5	processes	process	NOUN
ejif-10550	371	6	through	through	ADP
ejif-10550	371	7	more	more	ADV
ejif-10550	371	8	efficient	efficient	ADJ
ejif-10550	371	9	technology	technology	NOUN
ejif-10550	371	10	also	also	ADV
ejif-10550	371	11	lowers	lower	VERB
ejif-10550	371	12	costs	cost	NOUN
ejif-10550	371	13	,	,	PUNCT
ejif-10550	371	14	enabling	enable	VERB
ejif-10550	371	15	cheaper	cheap	ADJ
ejif-10550	371	16	and	and	CCONJ
ejif-10550	371	17	faster	fast	ADJ
ejif-10550	371	18	customer	customer	NOUN
ejif-10550	371	19	services	service	NOUN
ejif-10550	371	20	suitable	suitable	ADJ
ejif-10550	371	21	for	for	ADP
ejif-10550	371	22	the	the	DET
ejif-10550	371	23	younger	young	ADJ
ejif-10550	371	24	generation	generation	NOUN
ejif-10550	371	25	.	.	PUNCT
ejif-10550	372	1	the	the	DET
ejif-10550	372	2	advantages	advantage	NOUN
ejif-10550	372	3	of	of	ADP
ejif-10550	372	4	modern	modern	ADJ
ejif-10550	372	5	financial	financial	ADJ
ejif-10550	372	6	technology	technology	NOUN
ejif-10550	372	7	and	and	CCONJ
ejif-10550	372	8	traditional	traditional	ADJ
ejif-10550	372	9	financial	financial	ADJ
ejif-10550	372	10	service	service	NOUN
ejif-10550	372	11	providers	provider	NOUN
ejif-10550	372	12	can	can	AUX
ejif-10550	372	13	be	be	AUX
ejif-10550	372	14	combined	combine	VERB
ejif-10550	372	15	through	through	ADP
ejif-10550	372	16	cooperation	cooperation	NOUN
ejif-10550	372	17	with	with	ADP
ejif-10550	372	18	start	start	NOUN
ejif-10550	372	19	-	-	PUNCT
ejif-10550	372	20	ups	up	NOUN
ejif-10550	372	21	.	.	PUNCT
ejif-10550	373	1	for	for	ADP
ejif-10550	373	2	instance	instance	NOUN
ejif-10550	373	3	,	,	PUNCT
ejif-10550	373	4	while	while	SCONJ
ejif-10550	373	5	banks	bank	NOUN
ejif-10550	373	6	provide	provide	VERB
ejif-10550	373	7	capital	capital	NOUN
ejif-10550	373	8	and	and	CCONJ
ejif-10550	373	9	customers	customer	NOUN
ejif-10550	373	10	,	,	PUNCT
ejif-10550	373	11	fintechs	fintech	NOUN
ejif-10550	373	12	can	can	AUX
ejif-10550	373	13	offer	offer	VERB
ejif-10550	373	14	faster	fast	ADJ
ejif-10550	373	15	,	,	PUNCT
ejif-10550	373	16	modern	modern	ADJ
ejif-10550	373	17	service	service	NOUN
ejif-10550	373	18	quality	quality	NOUN
ejif-10550	373	19	and	and	CCONJ
ejif-10550	373	20	innovative	innovative	ADJ
ejif-10550	373	21	products	product	NOUN
ejif-10550	373	22	.	.	PUNCT
ejif-10550	374	1	fintech	fintech	NOUN
ejif-10550	374	2	for	for	ADP
ejif-10550	374	3	moroccan	moroccan	ADJ
ejif-10550	374	4	banks	bank	NOUN
ejif-10550	374	5	mainly	mainly	ADV
ejif-10550	374	6	includes	include	VERB
ejif-10550	374	7	online	online	ADJ
ejif-10550	374	8	loan	loan	NOUN
ejif-10550	374	9	applications	application	NOUN
ejif-10550	374	10	,	,	PUNCT
ejif-10550	374	11	home	home	NOUN
ejif-10550	374	12	,	,	PUNCT
ejif-10550	374	13	app	app	NOUN
ejif-10550	374	14	banking	banking	NOUN
ejif-10550	374	15	,	,	PUNCT
ejif-10550	374	16	chatbots	chatbot	NOUN
ejif-10550	374	17	and	and	CCONJ
ejif-10550	374	18	fast	fast	ADJ
ejif-10550	374	19	payments	payment	NOUN
ejif-10550	374	20	.	.	PUNCT
ejif-10550	375	1	the	the	DET
ejif-10550	375	2	fintech	fintech	NOUN
ejif-10550	375	3	services	service	NOUN
ejif-10550	375	4	are	be	AUX
ejif-10550	375	5	focused	focus	VERB
ejif-10550	375	6	on	on	ADP
ejif-10550	375	7	home	home	NOUN
ejif-10550	375	8	banking	banking	NOUN
ejif-10550	375	9	,	,	PUNCT
ejif-10550	375	10	equity	equity	NOUN
ejif-10550	375	11	crowdfunding	crowdfunding	NOUN
ejif-10550	375	12	,	,	PUNCT
ejif-10550	375	13	app	app	NOUN
ejif-10550	375	14	banking	banking	NOUN
ejif-10550	375	15	,	,	PUNCT
ejif-10550	375	16	and	and	CCONJ
ejif-10550	375	17	rapid	rapid	ADJ
ejif-10550	375	18	payments	payment	NOUN
ejif-10550	375	19	for	for	ADP
ejif-10550	375	20	islamic	islamic	ADJ
ejif-10550	375	21	banks	bank	NOUN
ejif-10550	375	22	.	.	PUNCT
ejif-10550	376	1	for	for	ADP
ejif-10550	376	2	cost	cost	NOUN
ejif-10550	376	3	reasons	reason	NOUN
ejif-10550	376	4	,	,	PUNCT
ejif-10550	376	5	moroccan	moroccan	NOUN
ejif-10550	376	6	-	-	PUNCT
ejif-10550	376	7	owned	own	VERB
ejif-10550	376	8	banks	bank	NOUN
ejif-10550	376	9	tend	tend	VERB
ejif-10550	376	10	to	to	PART
ejif-10550	376	11	aggregate	aggregate	VERB
ejif-10550	376	12	to	to	PART
ejif-10550	376	13	provide	provide	VERB
ejif-10550	376	14	fintech	fintech	NOUN
ejif-10550	376	15	services	service	NOUN
ejif-10550	376	16	as	as	SCONJ
ejif-10550	376	17	the	the	DET
ejif-10550	376	18	banque	banque	PROPN
ejif-10550	376	19	populaire	populaire	PROPN
ejif-10550	376	20	group	group	NOUN
ejif-10550	376	21	has	have	AUX
ejif-10550	376	22	done	do	VERB
ejif-10550	376	23	—	—	PUNCT
ejif-10550	376	24	the	the	DET
ejif-10550	376	25	level	level	NOUN
ejif-10550	376	26	of	of	ADP
ejif-10550	376	27	financial	financial	ADJ
ejif-10550	376	28	digitalization	digitalization	NOUN
ejif-10550	376	29	of	of	ADP
ejif-10550	376	30	indigenous	indigenous	ADJ
ejif-10550	376	31	banks	bank	NOUN
ejif-10550	376	32	as	as	ADP
ejif-10550	376	33	fintech	fintech	NOUN
ejif-10550	376	34	services	service	NOUN
ejif-10550	376	35	is	be	AUX
ejif-10550	376	36	on	on	ADP
ejif-10550	376	37	par	par	NOUN
ejif-10550	376	38	with	with	ADP
ejif-10550	376	39	french	french	ADJ
ejif-10550	376	40	banks	bank	NOUN
ejif-10550	376	41	.	.	PUNCT
ejif-10550	377	1	mobile	mobile	ADJ
ejif-10550	377	2	payment	payment	NOUN
ejif-10550	377	3	services	service	NOUN
ejif-10550	377	4	,	,	PUNCT
ejif-10550	377	5	financial	financial	ADJ
ejif-10550	377	6	information	information	NOUN
ejif-10550	377	7	portals	portal	NOUN
ejif-10550	377	8	and	and	CCONJ
ejif-10550	377	9	innovative	innovative	ADJ
ejif-10550	377	10	online	online	ADJ
ejif-10550	377	11	banking	banking	NOUN
ejif-10550	377	12	services	service	NOUN
ejif-10550	377	13	demonstrate	demonstrate	VERB
ejif-10550	377	14	the	the	DET
ejif-10550	377	15	ability	ability	NOUN
ejif-10550	377	16	of	of	ADP
ejif-10550	377	17	fintech	fintech	NOUN
ejif-10550	377	18	companies	company	NOUN
ejif-10550	377	19	to	to	PART
ejif-10550	377	20	present	present	VERB
ejif-10550	377	21	the	the	DET
ejif-10550	377	22	voice	voice	NOUN
ejif-10550	377	23	of	of	ADP
ejif-10550	377	24	modern	modern	ADJ
ejif-10550	377	25	financial	financial	ADJ
ejif-10550	377	26	services	service	NOUN
ejif-10550	377	27	to	to	ADP
ejif-10550	377	28	major	major	ADJ
ejif-10550	377	29	players	player	NOUN
ejif-10550	377	30	in	in	ADP
ejif-10550	377	31	the	the	DET
ejif-10550	377	32	sector	sector	NOUN
ejif-10550	377	33	.	.	PUNCT
ejif-10550	378	1	banks	bank	NOUN
ejif-10550	378	2	of	of	ADP
ejif-10550	378	3	morocco	morocco	PROPN
ejif-10550	378	4	are	be	AUX
ejif-10550	378	5	also	also	ADV
ejif-10550	378	6	opening	open	VERB
ejif-10550	378	7	up	up	ADP
ejif-10550	378	8	to	to	ADP
ejif-10550	378	9	“	"	PUNCT
ejif-10550	378	10	open	open	ADJ
ejif-10550	378	11	banking	banking	NOUN
ejif-10550	378	12	”	"	PUNCT
ejif-10550	378	13	to	to	PART
ejif-10550	378	14	offer	offer	VERB
ejif-10550	378	15	customers	customer	NOUN
ejif-10550	378	16	a	a	DET
ejif-10550	378	17	new	new	ADJ
ejif-10550	378	18	user	user	NOUN
ejif-10550	378	19	experience	experience	NOUN
ejif-10550	378	20	via	via	ADP
ejif-10550	378	21	apps	app	NOUN
ejif-10550	378	22	,	,	PUNCT
ejif-10550	378	23	as	as	SCONJ
ejif-10550	378	24	banks	bank	NOUN
ejif-10550	378	25	open	open	VERB
ejif-10550	378	26	up	up	ADP
ejif-10550	378	27	some	some	PRON
ejif-10550	378	28	of	of	ADP
ejif-10550	378	29	their	their	PRON
ejif-10550	378	30	data	datum	NOUN
ejif-10550	378	31	to	to	ADP
ejif-10550	378	32	third	third	ADJ
ejif-10550	378	33	parties	party	NOUN
ejif-10550	378	34	via	via	ADP
ejif-10550	378	35	apis	apis	ADJ
ejif-10550	378	36	,	,	PUNCT
ejif-10550	378	37	e.g.	e.g.	ADV
ejif-10550	378	38	payments	payment	NOUN
ejif-10550	378	39	or	or	CCONJ
ejif-10550	378	40	reward	reward	VERB
ejif-10550	378	41	programs	program	NOUN
ejif-10550	378	42	.	.	PUNCT
ejif-10550	379	1	morocco	morocco	PROPN
ejif-10550	379	2	faces	face	VERB
ejif-10550	379	3	significant	significant	ADJ
ejif-10550	379	4	challenges	challenge	NOUN
ejif-10550	379	5	to	to	PART
ejif-10550	379	6	achieve	achieve	VERB
ejif-10550	379	7	a	a	DET
ejif-10550	379	8	better	well	ADJ
ejif-10550	379	9	and	and	CCONJ
ejif-10550	379	10	more	more	ADV
ejif-10550	379	11	efficient	efficient	ADJ
ejif-10550	379	12	digital	digital	ADJ
ejif-10550	379	13	transformation	transformation	NOUN
ejif-10550	379	14	.	.	PUNCT
ejif-10550	380	1	start	start	NOUN
ejif-10550	380	2	-	-	PUNCT
ejif-10550	380	3	ups	up	NOUN
ejif-10550	380	4	and	and	CCONJ
ejif-10550	380	5	big	big	ADJ
ejif-10550	380	6	techs	tech	NOUN
ejif-10550	380	7	are	be	AUX
ejif-10550	380	8	revolutionizing	revolutionize	VERB
ejif-10550	380	9	the	the	DET
ejif-10550	380	10	world	world	NOUN
ejif-10550	380	11	of	of	ADP
ejif-10550	380	12	finance	finance	NOUN
ejif-10550	380	13	and	and	CCONJ
ejif-10550	380	14	developing	develop	VERB
ejif-10550	380	15	innovative	innovative	ADJ
ejif-10550	380	16	and	and	CCONJ
ejif-10550	380	17	disruptive	disruptive	ADJ
ejif-10550	380	18	banking	banking	NOUN
ejif-10550	380	19	and	and	CCONJ
ejif-10550	380	20	financial	financial	ADJ
ejif-10550	380	21	services	service	NOUN
ejif-10550	380	22	.	.	PUNCT
ejif-10550	381	1	digitalization	digitalization	NOUN
ejif-10550	381	2	is	be	AUX
ejif-10550	381	3	,	,	PUNCT
ejif-10550	381	4	therefore	therefore	ADV
ejif-10550	381	5	,	,	PUNCT
ejif-10550	381	6	a	a	DET
ejif-10550	381	7	strategic	strategic	ADJ
ejif-10550	381	8	priority	priority	NOUN
ejif-10550	381	9	and	and	CCONJ
ejif-10550	381	10	must	must	AUX
ejif-10550	381	11	be	be	AUX
ejif-10550	381	12	so	so	ADV
ejif-10550	381	13	in	in	ADP
ejif-10550	381	14	particular	particular	ADJ
ejif-10550	381	15	in	in	ADP
ejif-10550	381	16	a	a	DET
ejif-10550	381	17	demographically	demographically	ADV
ejif-10550	381	18	young	young	ADJ
ejif-10550	381	19	market	market	NOUN
ejif-10550	381	20	where	where	SCONJ
ejif-10550	381	21	remittances	remittance	NOUN
ejif-10550	381	22	play	play	VERB
ejif-10550	381	23	an	an	DET
ejif-10550	381	24	essential	essential	ADJ
ejif-10550	381	25	role	role	NOUN
ejif-10550	381	26	as	as	SCONJ
ejif-10550	381	27	morocco	morocco	PROPN
ejif-10550	381	28	does	do	VERB
ejif-10550	381	29	.	.	PUNCT
ejif-10550	382	1	suppose	suppose	VERB
ejif-10550	382	2	the	the	DET
ejif-10550	382	3	institutional	institutional	ADJ
ejif-10550	382	4	system	system	NOUN
ejif-10550	382	5	,	,	PUNCT
ejif-10550	382	6	the	the	DET
ejif-10550	382	7	moroccan	moroccan	PROPN
ejif-10550	382	8	financial	financial	PROPN
ejif-10550	382	9	ecosystem	ecosystem	PROPN
ejif-10550	382	10	,	,	PUNCT
ejif-10550	382	11	can	can	AUX
ejif-10550	382	12	not	not	PART
ejif-10550	382	13	keep	keep	VERB
ejif-10550	382	14	up	up	ADP
ejif-10550	382	15	with	with	ADP
ejif-10550	382	16	this	this	DET
ejif-10550	382	17	wave	wave	NOUN
ejif-10550	382	18	.	.	PUNCT
ejif-10550	383	1	in	in	ADP
ejif-10550	383	2	that	that	DET
ejif-10550	383	3	case	case	NOUN
ejif-10550	383	4	,	,	PUNCT
ejif-10550	383	5	the	the	DET
ejif-10550	383	6	government	government	NOUN
ejif-10550	383	7	needs	need	VERB
ejif-10550	383	8	to	to	PART
ejif-10550	383	9	create	create	VERB
ejif-10550	383	10	regulations	regulation	NOUN
ejif-10550	383	11	so	so	SCONJ
ejif-10550	383	12	that	that	SCONJ
ejif-10550	383	13	traditional	traditional	ADJ
ejif-10550	383	14	fintech	fintech	NOUN
ejif-10550	383	15	and	and	CCONJ
ejif-10550	383	16	specifically	specifically	ADV
ejif-10550	383	17	‘	'	PUNCT
ejif-10550	383	18	islamic	islamic	ADJ
ejif-10550	383	19	’	'	PUNCT
ejif-10550	383	20	fintech	fintech	NOUN
ejif-10550	383	21	can	can	AUX
ejif-10550	383	22	be	be	AUX
ejif-10550	383	23	developed	develop	VERB
ejif-10550	383	24	,	,	PUNCT
ejif-10550	383	25	a	a	DET
ejif-10550	383	26	sector	sector	NOUN
ejif-10550	383	27	that	that	PRON
ejif-10550	383	28	the	the	DET
ejif-10550	383	29	authorities	authority	NOUN
ejif-10550	383	30	can	can	AUX
ejif-10550	383	31	broadly	broadly	ADV
ejif-10550	383	32	develop	develop	VERB
ejif-10550	383	33	.	.	PUNCT
ejif-10550	384	1	a	a	DET
ejif-10550	384	2	push	push	NOUN
ejif-10550	384	3	in	in	ADP
ejif-10550	384	4	this	this	DET
ejif-10550	384	5	direction	direction	NOUN
ejif-10550	384	6	will	will	AUX
ejif-10550	384	7	be	be	AUX
ejif-10550	384	8	needed	need	VERB
ejif-10550	384	9	from	from	ADP
ejif-10550	384	10	the	the	DET
ejif-10550	384	11	central	central	ADJ
ejif-10550	384	12	bank	bank	NOUN
ejif-10550	384	13	and	and	CCONJ
ejif-10550	384	14	the	the	DET
ejif-10550	384	15	ulamas	ulama	NOUN
ejif-10550	384	16	’	'	PUNCT
ejif-10550	384	17	council	council	NOUN
ejif-10550	384	18	.	.	PUNCT
ejif-10550	385	1	as	as	SCONJ
ejif-10550	385	2	we	we	PRON
ejif-10550	385	3	have	have	AUX
ejif-10550	385	4	seen	see	VERB
ejif-10550	385	5	,	,	PUNCT
ejif-10550	385	6	religion	religion	NOUN
ejif-10550	385	7	in	in	ADP
ejif-10550	385	8	morocco	morocco	PROPN
ejif-10550	385	9	is	be	AUX
ejif-10550	385	10	an	an	DET
ejif-10550	385	11	essential	essential	ADJ
ejif-10550	385	12	component	component	NOUN
ejif-10550	385	13	of	of	ADP
ejif-10550	385	14	the	the	DET
ejif-10550	385	15	country	country	NOUN
ejif-10550	385	16	’s	’s	PART
ejif-10550	385	17	culture	culture	NOUN
ejif-10550	385	18	.	.	PUNCT
ejif-10550	386	1	islam	islam	PROPN
ejif-10550	386	2	is	be	AUX
ejif-10550	386	3	certainly	certainly	ADV
ejif-10550	386	4	not	not	PART
ejif-10550	386	5	an	an	DET
ejif-10550	386	6	obstacle	obstacle	NOUN
ejif-10550	386	7	to	to	ADP
ejif-10550	386	8	the	the	DET
ejif-10550	386	9	development	development	NOUN
ejif-10550	386	10	of	of	ADP
ejif-10550	386	11	technology	technology	NOUN
ejif-10550	386	12	in	in	ADP
ejif-10550	386	13	finance	finance	NOUN
ejif-10550	386	14	and	and	CCONJ
ejif-10550	386	15	the	the	DET
ejif-10550	386	16	modernization	modernization	NOUN
ejif-10550	386	17	of	of	ADP
ejif-10550	386	18	the	the	DET
ejif-10550	386	19	moroccan	moroccan	ADJ
ejif-10550	386	20	financial	financial	ADJ
ejif-10550	386	21	system	system	NOUN
ejif-10550	386	22	.	.	PUNCT
ejif-10550	387	1	products	product	NOUN
ejif-10550	387	2	related	relate	VERB
ejif-10550	387	3	to	to	ADP
ejif-10550	387	4	the	the	DET
ejif-10550	387	5	bank	bank	NOUN
ejif-10550	387	6	-	-	PUNCT
ejif-10550	387	7	to	to	ADP
ejif-10550	387	8	-	-	PUNCT
ejif-10550	387	9	bank	bank	NOUN
ejif-10550	387	10	transfers	transfer	NOUN
ejif-10550	387	11	real	real	ADJ
ejif-10550	387	12	-	-	PUNCT
ejif-10550	387	13	time	time	NOUN
ejif-10550	387	14	balance	balance	NOUN
ejif-10550	387	15	enquiries	enquiry	NOUN
ejif-10550	387	16	cheque	cheque	NOUN
ejif-10550	387	17	book	book	NOUN
ejif-10550	387	18	orders	order	NOUN
ejif-10550	387	19	contact	contact	NOUN
ejif-10550	387	20	with	with	ADP
ejif-10550	387	21	advisors	advisor	NOUN
ejif-10550	387	22	finance	finance	NOUN
ejif-10550	387	23	simulations	simulation	NOUN
ejif-10550	387	24	bill	bill	NOUN
ejif-10550	387	25	and	and	CCONJ
ejif-10550	387	26	tax	tax	NOUN
ejif-10550	387	27	payments	payment	NOUN
ejif-10550	387	28	advisor	advisor	NOUN
ejif-10550	387	29	finance	finance	NOUN
ejif-10550	387	30	simulations	simulation	VERB
ejif-10550	387	31	68	68	NUM
ejif-10550	387	32	european	european	ADJ
ejif-10550	387	33	journal	journal	NOUN
ejif-10550	387	34	of	of	ADP
ejif-10550	387	35	islamic	islamic	PROPN
ejif-10550	387	36	finance	finance	PROPN
ejif-10550	387	37	issn	issn	PROPN
ejif-10550	387	38	:	:	PUNCT
ejif-10550	387	39	2421	2421	NUM
ejif-10550	387	40	-	-	SYM
ejif-10550	387	41	2172	2172	NUM
ejif-10550	387	42	doi	doi	NOUN
ejif-10550	387	43	:	:	PUNCT
ejif-10550	387	44	10.13135/2421	10.13135/2421	NUM
ejif-10550	387	45	-	-	SYM
ejif-10550	387	46	2172/10550	2172/10550	NUM
ejif-10550	387	47	published	publish	VERB
ejif-10550	387	48	by	by	ADP
ejif-10550	387	49	university	university	PROPN
ejif-10550	387	50	of	of	ADP
ejif-10550	387	51	turin	turin	PROPN
ejif-10550	388	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	388	2	ejif	ejif	PROPN
ejif-10550	388	3	content	content	NOUN
ejif-10550	388	4	is	be	AUX
ejif-10550	388	5	licensed	license	VERB
ejif-10550	388	6	under	under	ADP
ejif-10550	388	7	a	a	DET
ejif-10550	388	8	creative	creative	ADJ
ejif-10550	388	9	commons	common	NOUN
ejif-10550	388	10	attribution	attribution	NOUN
ejif-10550	388	11	4.0	4.0	NUM
ejif-10550	388	12	international	international	ADJ
ejif-10550	388	13	license	license	NOUN
ejif-10550	388	14	use	use	NOUN
ejif-10550	388	15	of	of	ADP
ejif-10550	388	16	fintech	fintech	NOUN
ejif-10550	388	17	are	be	AUX
ejif-10550	388	18	always	always	ADV
ejif-10550	388	19	allowed	allow	VERB
ejif-10550	388	20	if	if	SCONJ
ejif-10550	388	21	we	we	PRON
ejif-10550	388	22	think	think	VERB
ejif-10550	388	23	about	about	ADP
ejif-10550	388	24	the	the	DET
ejif-10550	388	25	underlying	underlie	VERB
ejif-10550	388	26	information	information	NOUN
ejif-10550	388	27	technology	technology	NOUN
ejif-10550	388	28	.	.	PUNCT
ejif-10550	389	1	in	in	ADP
ejif-10550	389	2	particular	particular	ADJ
ejif-10550	389	3	,	,	PUNCT
ejif-10550	389	4	morocco	morocco	PROPN
ejif-10550	389	5	's	's	PART
ejif-10550	389	6	domestic	domestic	ADJ
ejif-10550	389	7	and	and	CCONJ
ejif-10550	389	8	islamic	islamic	ADJ
ejif-10550	389	9	offerings	offering	NOUN
ejif-10550	389	10	focus	focus	VERB
ejif-10550	389	11	on	on	ADP
ejif-10550	389	12	payments	payment	NOUN
ejif-10550	389	13	and	and	CCONJ
ejif-10550	389	14	money	money	NOUN
ejif-10550	389	15	transmission	transmission	NOUN
ejif-10550	389	16	transactions	transaction	NOUN
ejif-10550	389	17	.	.	PUNCT
ejif-10550	390	1	moroccan	moroccan	ADJ
ejif-10550	390	2	banks	bank	NOUN
ejif-10550	390	3	are	be	AUX
ejif-10550	390	4	not	not	PART
ejif-10550	390	5	lagging	lag	VERB
ejif-10550	390	6	in	in	ADP
ejif-10550	390	7	offering	offer	VERB
ejif-10550	390	8	digital	digital	ADJ
ejif-10550	390	9	services	service	NOUN
ejif-10550	390	10	,	,	PUNCT
ejif-10550	390	11	which	which	PRON
ejif-10550	390	12	is	be	AUX
ejif-10550	390	13	a	a	DET
ejif-10550	390	14	relevant	relevant	ADJ
ejif-10550	390	15	fact	fact	NOUN
ejif-10550	390	16	.	.	PUNCT
ejif-10550	391	1	some	some	DET
ejif-10550	391	2	moroccan	moroccan	ADJ
ejif-10550	391	3	banks	bank	NOUN
ejif-10550	391	4	,	,	PUNCT
ejif-10550	391	5	even	even	ADV
ejif-10550	391	6	stateowned	stateowned	ADJ
ejif-10550	391	7	ones	one	NOUN
ejif-10550	391	8	,	,	PUNCT
ejif-10550	391	9	are	be	AUX
ejif-10550	391	10	at	at	ADP
ejif-10550	391	11	the	the	DET
ejif-10550	391	12	same	same	ADJ
ejif-10550	391	13	level	level	NOUN
ejif-10550	391	14	in	in	ADP
ejif-10550	391	15	digital	digital	ADJ
ejif-10550	391	16	finance	finance	NOUN
ejif-10550	391	17	as	as	ADP
ejif-10550	391	18	french	french	ADJ
ejif-10550	391	19	groups	group	NOUN
ejif-10550	391	20	such	such	ADJ
ejif-10550	391	21	as	as	ADP
ejif-10550	391	22	credit	credit	NOUN
ejif-10550	391	23	agricole	agricole	NOUN
ejif-10550	391	24	.	.	PUNCT
ejif-10550	392	1	moroccan	moroccan	ADJ
ejif-10550	392	2	banks	bank	NOUN
ejif-10550	392	3	offer	offer	VERB
ejif-10550	392	4	a	a	DET
ejif-10550	392	5	comprehensive	comprehensive	ADJ
ejif-10550	392	6	portfolio	portfolio	NOUN
ejif-10550	392	7	of	of	ADP
ejif-10550	392	8	products	product	NOUN
ejif-10550	392	9	ranging	range	VERB
ejif-10550	392	10	from	from	ADP
ejif-10550	392	11	traditional	traditional	ADJ
ejif-10550	392	12	ones	one	NOUN
ejif-10550	392	13	,	,	PUNCT
ejif-10550	392	14	i.e.	i.e.	X
ejif-10550	392	15	loans	loan	NOUN
ejif-10550	392	16	and	and	CCONJ
ejif-10550	392	17	payments	payment	NOUN
ejif-10550	392	18	,	,	PUNCT
ejif-10550	392	19	to	to	ADP
ejif-10550	392	20	participatory	participatory	ADJ
ejif-10550	392	21	windows	window	NOUN
ejif-10550	392	22	and	and	CCONJ
ejif-10550	392	23	pension	pension	NOUN
ejif-10550	392	24	and	and	CCONJ
ejif-10550	392	25	insurance	insurance	NOUN
ejif-10550	392	26	plans	plan	NOUN
ejif-10550	392	27	on	on	ADP
ejif-10550	392	28	capital	capital	NOUN
ejif-10550	392	29	goods	good	NOUN
ejif-10550	392	30	and	and	CCONJ
ejif-10550	392	31	special	special	ADJ
ejif-10550	392	32	life	life	NOUN
ejif-10550	392	33	events	event	NOUN
ejif-10550	392	34	.	.	PUNCT
ejif-10550	393	1	these	these	PRON
ejif-10550	393	2	include	include	VERB
ejif-10550	393	3	purchasing	purchase	VERB
ejif-10550	393	4	capital	capital	NOUN
ejif-10550	393	5	goods	good	NOUN
ejif-10550	393	6	,	,	PUNCT
ejif-10550	393	7	weddings	wedding	NOUN
ejif-10550	393	8	,	,	PUNCT
ejif-10550	393	9	children	child	NOUN
ejif-10550	393	10	’s	’s	PART
ejif-10550	393	11	education	education	NOUN
ejif-10550	393	12	,	,	PUNCT
ejif-10550	393	13	health	health	NOUN
ejif-10550	393	14	insurance	insurance	NOUN
ejif-10550	393	15	and	and	CCONJ
ejif-10550	393	16	supplementary	supplementary	ADJ
ejif-10550	393	17	pension	pension	NOUN
ejif-10550	393	18	financial	financial	ADJ
ejif-10550	393	19	products	product	NOUN
ejif-10550	393	20	.	.	PUNCT
ejif-10550	394	1	the	the	DET
ejif-10550	394	2	services	service	NOUN
ejif-10550	394	3	of	of	ADP
ejif-10550	394	4	moroccan	moroccan	ADJ
ejif-10550	394	5	banks	bank	NOUN
ejif-10550	394	6	are	be	AUX
ejif-10550	394	7	provided	provide	VERB
ejif-10550	394	8	in	in	ADP
ejif-10550	394	9	french	french	ADJ
ejif-10550	394	10	and	and	CCONJ
ejif-10550	394	11	arabic	arabic	ADJ
ejif-10550	394	12	language	language	NOUN
ejif-10550	394	13	.	.	PUNCT
ejif-10550	395	1	in	in	ADP
ejif-10550	395	2	english	english	PROPN
ejif-10550	395	3	,	,	PUNCT
ejif-10550	395	4	they	they	PRON
ejif-10550	395	5	mainly	mainly	ADV
ejif-10550	395	6	deal	deal	VERB
ejif-10550	395	7	with	with	ADP
ejif-10550	395	8	institutional	institutional	ADJ
ejif-10550	395	9	entities	entity	NOUN
ejif-10550	395	10	.	.	PUNCT
ejif-10550	396	1	there	there	PRON
ejif-10550	396	2	is	be	VERB
ejif-10550	396	3	a	a	DET
ejif-10550	396	4	lack	lack	NOUN
ejif-10550	396	5	of	of	ADP
ejif-10550	396	6	customer	customer	NOUN
ejif-10550	396	7	interaction	interaction	NOUN
ejif-10550	396	8	through	through	ADP
ejif-10550	396	9	the	the	DET
ejif-10550	396	10	berber	berber	NOUN
ejif-10550	396	11	language	language	NOUN
ejif-10550	396	12	in	in	ADP
ejif-10550	396	13	its	its	PRON
ejif-10550	396	14	moroccan	moroccan	ADJ
ejif-10550	396	15	variant	variant	NOUN
ejif-10550	396	16	in	in	ADP
ejif-10550	396	17	traditional	traditional	ADJ
ejif-10550	396	18	services	service	NOUN
ejif-10550	396	19	and	and	CCONJ
ejif-10550	396	20	fintech	fintech	NOUN
ejif-10550	396	21	.	.	PUNCT
ejif-10550	397	1	the	the	DET
ejif-10550	397	2	regulatory	regulatory	ADJ
ejif-10550	397	3	issue	issue	NOUN
ejif-10550	397	4	for	for	ADP
ejif-10550	397	5	central	central	ADJ
ejif-10550	397	6	innovation	innovation	NOUN
ejif-10550	397	7	features	feature	VERB
ejif-10550	397	8	broad	broad	ADJ
ejif-10550	397	9	offers	offer	NOUN
ejif-10550	397	10	but	but	CCONJ
ejif-10550	397	11	is	be	AUX
ejif-10550	397	12	challenging	challenge	VERB
ejif-10550	397	13	to	to	PART
ejif-10550	397	14	compare	compare	VERB
ejif-10550	397	15	.	.	PUNCT
ejif-10550	398	1	while	while	SCONJ
ejif-10550	398	2	fintech	fintech	NOUN
ejif-10550	398	3	services	service	NOUN
ejif-10550	398	4	per	per	ADP
ejif-10550	398	5	se	se	ADV
ejif-10550	398	6	,	,	PUNCT
ejif-10550	398	7	understood	understand	VERB
ejif-10550	398	8	as	as	ADP
ejif-10550	398	9	the	the	DET
ejif-10550	398	10	use	use	NOUN
ejif-10550	398	11	of	of	ADP
ejif-10550	398	12	advanced	advanced	ADJ
ejif-10550	398	13	technology	technology	NOUN
ejif-10550	398	14	to	to	PART
ejif-10550	398	15	make	make	VERB
ejif-10550	398	16	financial	financial	ADJ
ejif-10550	398	17	transactions	transaction	NOUN
ejif-10550	398	18	more	more	ADV
ejif-10550	398	19	efficient	efficient	ADJ
ejif-10550	398	20	and	and	CCONJ
ejif-10550	398	21	faster	fast	ADV
ejif-10550	398	22	,	,	PUNCT
ejif-10550	398	23	are	be	AUX
ejif-10550	398	24	always	always	ADV
ejif-10550	398	25	allowed	allow	VERB
ejif-10550	398	26	,	,	PUNCT
ejif-10550	398	27	this	this	PRON
ejif-10550	398	28	is	be	AUX
ejif-10550	398	29	not	not	PART
ejif-10550	398	30	the	the	DET
ejif-10550	398	31	case	case	NOUN
ejif-10550	398	32	for	for	ADP
ejif-10550	398	33	financial	financial	ADJ
ejif-10550	398	34	products	product	NOUN
ejif-10550	398	35	that	that	PRON
ejif-10550	398	36	benefit	benefit	VERB
ejif-10550	398	37	from	from	ADP
ejif-10550	398	38	fintech	fintech	NOUN
ejif-10550	398	39	.	.	PUNCT
ejif-10550	399	1	it	it	PRON
ejif-10550	399	2	is	be	AUX
ejif-10550	399	3	worth	worth	ADJ
ejif-10550	399	4	noting	note	VERB
ejif-10550	399	5	that	that	SCONJ
ejif-10550	399	6	despite	despite	SCONJ
ejif-10550	399	7	the	the	DET
ejif-10550	399	8	government	government	NOUN
ejif-10550	399	9	’s	’s	PART
ejif-10550	399	10	push	push	NOUN
ejif-10550	399	11	for	for	ADP
ejif-10550	399	12	the	the	DET
ejif-10550	399	13	emergence	emergence	NOUN
ejif-10550	399	14	of	of	ADP
ejif-10550	399	15	an	an	DET
ejif-10550	399	16	islamic	islamic	ADJ
ejif-10550	399	17	financial	financial	ADJ
ejif-10550	399	18	sector	sector	NOUN
ejif-10550	399	19	,	,	PUNCT
ejif-10550	399	20	islamic	islamic	ADJ
ejif-10550	399	21	banks	bank	NOUN
ejif-10550	399	22	do	do	AUX
ejif-10550	399	23	not	not	PART
ejif-10550	399	24	exceed	exceed	VERB
ejif-10550	399	25	five	five	NUM
ejif-10550	399	26	units	unit	NOUN
ejif-10550	399	27	,	,	PUNCT
ejif-10550	399	28	a	a	DET
ejif-10550	399	29	sign	sign	NOUN
ejif-10550	399	30	that	that	SCONJ
ejif-10550	399	31	there	there	PRON
ejif-10550	399	32	are	be	VERB
ejif-10550	399	33	still	still	ADV
ejif-10550	399	34	ample	ample	ADJ
ejif-10550	399	35	regulatory	regulatory	ADJ
ejif-10550	399	36	steps	step	NOUN
ejif-10550	399	37	to	to	PART
ejif-10550	399	38	be	be	AUX
ejif-10550	399	39	taken	take	VERB
ejif-10550	399	40	to	to	PART
ejif-10550	399	41	make	make	VERB
ejif-10550	399	42	the	the	DET
ejif-10550	399	43	industry	industry	NOUN
ejif-10550	399	44	attractive	attractive	ADJ
ejif-10550	399	45	to	to	ADP
ejif-10550	399	46	both	both	DET
ejif-10550	399	47	customers	customer	NOUN
ejif-10550	399	48	(	(	PUNCT
ejif-10550	399	49	or	or	CCONJ
ejif-10550	399	50	prospective	prospective	ADJ
ejif-10550	399	51	customers	customer	NOUN
ejif-10550	399	52	who	who	PRON
ejif-10550	399	53	are	be	AUX
ejif-10550	399	54	now	now	ADV
ejif-10550	399	55	unbanked	unbanked	ADJ
ejif-10550	399	56	due	due	ADP
ejif-10550	399	57	to	to	ADP
ejif-10550	399	58	religious	religious	ADJ
ejif-10550	399	59	beliefs	belief	NOUN
ejif-10550	399	60	)	)	PUNCT
ejif-10550	399	61	and	and	CCONJ
ejif-10550	399	62	financial	financial	ADJ
ejif-10550	399	63	investors	investor	NOUN
ejif-10550	399	64	.	.	PUNCT
ejif-10550	400	1	it	it	PRON
ejif-10550	400	2	is	be	AUX
ejif-10550	400	3	not	not	PART
ejif-10550	400	4	only	only	ADV
ejif-10550	400	5	the	the	DET
ejif-10550	400	6	government	government	NOUN
ejif-10550	400	7	that	that	PRON
ejif-10550	400	8	will	will	AUX
ejif-10550	400	9	have	have	VERB
ejif-10550	400	10	to	to	PART
ejif-10550	400	11	insist	insist	VERB
ejif-10550	400	12	more	more	ADJ
ejif-10550	400	13	on	on	ADP
ejif-10550	400	14	participatory	participatory	ADJ
ejif-10550	400	15	finance	finance	NOUN
ejif-10550	400	16	,	,	PUNCT
ejif-10550	400	17	but	but	CCONJ
ejif-10550	400	18	the	the	DET
ejif-10550	400	19	banks	bank	NOUN
ejif-10550	400	20	themselves	themselves	PRON
ejif-10550	400	21	will	will	AUX
ejif-10550	400	22	have	have	VERB
ejif-10550	400	23	to	to	PART
ejif-10550	400	24	find	find	VERB
ejif-10550	400	25	new	new	ADJ
ejif-10550	400	26	channels	channel	NOUN
ejif-10550	400	27	and	and	CCONJ
ejif-10550	400	28	attractive	attractive	ADJ
ejif-10550	400	29	applications	application	NOUN
ejif-10550	400	30	through	through	ADP
ejif-10550	400	31	marketing	marketing	NOUN
ejif-10550	400	32	to	to	PART
ejif-10550	400	33	engage	engage	VERB
ejif-10550	400	34	customers	customer	NOUN
ejif-10550	400	35	.	.	PUNCT
ejif-10550	401	1	interestingly	interestingly	ADV
ejif-10550	401	2	,	,	PUNCT
ejif-10550	401	3	several	several	ADJ
ejif-10550	401	4	traditional	traditional	ADJ
ejif-10550	401	5	banks	bank	NOUN
ejif-10550	401	6	,	,	PUNCT
ejif-10550	401	7	including	include	VERB
ejif-10550	401	8	french	french	ADJ
ejif-10550	401	9	banks	bank	NOUN
ejif-10550	401	10	,	,	PUNCT
ejif-10550	401	11	have	have	AUX
ejif-10550	401	12	been	be	AUX
ejif-10550	401	13	willing	willing	ADJ
ejif-10550	401	14	to	to	PART
ejif-10550	401	15	try	try	VERB
ejif-10550	401	16	the	the	DET
ejif-10550	401	17	route	route	NOUN
ejif-10550	401	18	of	of	ADP
ejif-10550	401	19	selling	sell	VERB
ejif-10550	401	20	islamic	islamic	ADJ
ejif-10550	401	21	financial	financial	ADJ
ejif-10550	401	22	products	product	NOUN
ejif-10550	401	23	.	.	PUNCT
ejif-10550	402	1	these	these	DET
ejif-10550	402	2	banks	bank	NOUN
ejif-10550	402	3	have	have	VERB
ejif-10550	402	4	both	both	CCONJ
ejif-10550	402	5	an	an	DET
ejif-10550	402	6	islamic	islamic	ADJ
ejif-10550	402	7	window	window	NOUN
ejif-10550	402	8	of	of	ADP
ejif-10550	402	9	products	product	NOUN
ejif-10550	402	10	but	but	CCONJ
ejif-10550	402	11	maintain	maintain	VERB
ejif-10550	402	12	a	a	DET
ejif-10550	402	13	preponderance	preponderance	NOUN
ejif-10550	402	14	of	of	ADP
ejif-10550	402	15	traditional	traditional	ADJ
ejif-10550	402	16	offerings	offering	NOUN
ejif-10550	402	17	.	.	PUNCT
ejif-10550	403	1	our	our	PRON
ejif-10550	403	2	contribution	contribution	NOUN
ejif-10550	403	3	shows	show	VERB
ejif-10550	403	4	a	a	DET
ejif-10550	403	5	strong	strong	ADJ
ejif-10550	403	6	french	french	ADJ
ejif-10550	403	7	presence	presence	NOUN
ejif-10550	403	8	with	with	ADP
ejif-10550	403	9	bnp	bnp	PROPN
ejif-10550	403	10	paribas	paribas	PROPN
ejif-10550	403	11	and	and	CCONJ
ejif-10550	403	12	societé	societé	VERB
ejif-10550	403	13	generale	generale	NOUN
ejif-10550	403	14	.	.	PUNCT
ejif-10550	404	1	there	there	PRON
ejif-10550	404	2	is	be	VERB
ejif-10550	404	3	a	a	DET
ejif-10550	404	4	lot	lot	NOUN
ejif-10550	404	5	of	of	ADP
ejif-10550	404	6	competition	competition	NOUN
ejif-10550	404	7	from	from	ADP
ejif-10550	404	8	neighbouring	neighbouring	ADJ
ejif-10550	404	9	countries	country	NOUN
ejif-10550	404	10	.	.	PUNCT
ejif-10550	405	1	there	there	PRON
ejif-10550	405	2	are	be	VERB
ejif-10550	405	3	several	several	ADJ
ejif-10550	405	4	foreign	foreign	ADJ
ejif-10550	405	5	groups	group	NOUN
ejif-10550	405	6	:	:	PUNCT
ejif-10550	405	7	french	french	ADJ
ejif-10550	405	8	and	and	CCONJ
ejif-10550	405	9	spanish	spanish	ADJ
ejif-10550	405	10	,	,	PUNCT
ejif-10550	405	11	but	but	CCONJ
ejif-10550	405	12	also	also	ADV
ejif-10550	405	13	from	from	ADP
ejif-10550	405	14	arab	arab	ADJ
ejif-10550	405	15	countries	country	NOUN
ejif-10550	405	16	.	.	PUNCT
ejif-10550	406	1	there	there	PRON
ejif-10550	406	2	is	be	VERB
ejif-10550	406	3	a	a	DET
ejif-10550	406	4	well	well	ADV
ejif-10550	406	5	-	-	PUNCT
ejif-10550	406	6	differentiated	differentiate	VERB
ejif-10550	406	7	islamic	islamic	ADJ
ejif-10550	406	8	and	and	CCONJ
ejif-10550	406	9	traditional	traditional	ADJ
ejif-10550	406	10	offer	offer	NOUN
ejif-10550	406	11	.	.	PUNCT
ejif-10550	407	1	communication	communication	NOUN
ejif-10550	407	2	from	from	ADP
ejif-10550	407	3	banks	bank	NOUN
ejif-10550	407	4	is	be	AUX
ejif-10550	407	5	in	in	ADP
ejif-10550	407	6	standard	standard	ADJ
ejif-10550	407	7	arabic	arabic	ADJ
ejif-10550	407	8	,	,	PUNCT
ejif-10550	407	9	vernacular	vernacular	ADJ
ejif-10550	407	10	and	and	CCONJ
ejif-10550	407	11	french	french	ADJ
ejif-10550	407	12	(	(	PUNCT
ejif-10550	407	13	as	as	ADP
ejif-10550	407	14	a	a	DET
ejif-10550	407	15	business	business	NOUN
ejif-10550	407	16	language	language	NOUN
ejif-10550	407	17	)	)	PUNCT
ejif-10550	407	18	but	but	CCONJ
ejif-10550	407	19	also	also	ADV
ejif-10550	407	20	,	,	PUNCT
ejif-10550	407	21	to	to	ADP
ejif-10550	407	22	a	a	DET
ejif-10550	407	23	lesser	less	ADJ
ejif-10550	407	24	extent	extent	NOUN
ejif-10550	407	25	,	,	PUNCT
ejif-10550	407	26	spanish	spanish	ADJ
ejif-10550	407	27	(	(	PUNCT
ejif-10550	407	28	for	for	ADP
ejif-10550	407	29	spanish	spanish	ADJ
ejif-10550	407	30	banks	bank	NOUN
ejif-10550	407	31	such	such	ADJ
ejif-10550	407	32	as	as	ADP
ejif-10550	407	33	caixa	caixa	PROPN
ejif-10550	407	34	bank	bank	PROPN
ejif-10550	407	35	)	)	PUNCT
ejif-10550	407	36	and	and	CCONJ
ejif-10550	407	37	english	english	PROPN
ejif-10550	407	38	,	,	PUNCT
ejif-10550	407	39	specifically	specifically	ADV
ejif-10550	407	40	for	for	ADP
ejif-10550	407	41	investment	investment	NOUN
ejif-10550	407	42	banking	banking	NOUN
ejif-10550	407	43	.	.	PUNCT
ejif-10550	408	1	compared	compare	VERB
ejif-10550	408	2	to	to	ADP
ejif-10550	408	3	other	other	ADJ
ejif-10550	408	4	mapped	map	VERB
ejif-10550	408	5	countries	country	NOUN
ejif-10550	408	6	,	,	PUNCT
ejif-10550	408	7	the	the	DET
ejif-10550	408	8	system	system	NOUN
ejif-10550	408	9	offers	offer	VERB
ejif-10550	408	10	a	a	DET
ejif-10550	408	11	more	more	ADV
ejif-10550	408	12	significant	significant	ADJ
ejif-10550	408	13	presence	presence	NOUN
ejif-10550	408	14	of	of	ADP
ejif-10550	408	15	foreign	foreign	ADJ
ejif-10550	408	16	groups	group	NOUN
ejif-10550	408	17	and	and	CCONJ
ejif-10550	408	18	islamic	islamic	ADJ
ejif-10550	408	19	and	and	CCONJ
ejif-10550	408	20	traditional	traditional	ADJ
ejif-10550	408	21	products	product	NOUN
ejif-10550	408	22	.	.	PUNCT
ejif-10550	409	1	6	6	X
ejif-10550	409	2	.	.	X
ejif-10550	409	3	conclusion	conclusion	NOUN
ejif-10550	409	4	in	in	ADP
ejif-10550	409	5	morocco	morocco	PROPN
ejif-10550	409	6	,	,	PUNCT
ejif-10550	409	7	there	there	PRON
ejif-10550	409	8	is	be	VERB
ejif-10550	409	9	a	a	DET
ejif-10550	409	10	complete	complete	ADJ
ejif-10550	409	11	offer	offer	NOUN
ejif-10550	409	12	at	at	ADP
ejif-10550	409	13	the	the	DET
ejif-10550	409	14	financial	financial	ADJ
ejif-10550	409	15	level	level	NOUN
ejif-10550	409	16	.	.	PUNCT
ejif-10550	410	1	however	however	ADV
ejif-10550	410	2	,	,	PUNCT
ejif-10550	410	3	there	there	PRON
ejif-10550	410	4	is	be	VERB
ejif-10550	410	5	still	still	ADV
ejif-10550	410	6	room	room	NOUN
ejif-10550	410	7	for	for	ADP
ejif-10550	410	8	improvement	improvement	NOUN
ejif-10550	410	9	in	in	ADP
ejif-10550	410	10	the	the	DET
ejif-10550	410	11	transparency	transparency	NOUN
ejif-10550	410	12	of	of	ADP
ejif-10550	410	13	the	the	DET
ejif-10550	410	14	offer	offer	NOUN
ejif-10550	410	15	,	,	PUNCT
ejif-10550	410	16	especially	especially	ADV
ejif-10550	410	17	in	in	ADP
ejif-10550	410	18	its	its	PRON
ejif-10550	410	19	accessibility	accessibility	NOUN
ejif-10550	410	20	,	,	PUNCT
ejif-10550	410	21	concerning	concern	VERB
ejif-10550	410	22	islamic	islamic	ADJ
ejif-10550	410	23	finance	finance	NOUN
ejif-10550	410	24	products	product	NOUN
ejif-10550	410	25	.	.	PUNCT
ejif-10550	411	1	in	in	ADP
ejif-10550	411	2	european	european	ADJ
ejif-10550	411	3	countries	country	NOUN
ejif-10550	411	4	,	,	PUNCT
ejif-10550	411	5	banks	bank	NOUN
ejif-10550	411	6	want	want	VERB
ejif-10550	411	7	to	to	PART
ejif-10550	411	8	meet	meet	VERB
ejif-10550	411	9	customers	customer	NOUN
ejif-10550	411	10	’	'	PUNCT
ejif-10550	411	11	needs	need	NOUN
ejif-10550	411	12	for	for	ADP
ejif-10550	411	13	transparency	transparency	NOUN
ejif-10550	411	14	and	and	CCONJ
ejif-10550	411	15	comparison	comparison	NOUN
ejif-10550	411	16	between	between	ADP
ejif-10550	411	17	traditional	traditional	ADJ
ejif-10550	411	18	and	and	CCONJ
ejif-10550	411	19	new	new	ADJ
ejif-10550	411	20	islamic	islamic	ADJ
ejif-10550	411	21	finance	finance	NOUN
ejif-10550	411	22	products	product	NOUN
ejif-10550	411	23	.	.	PUNCT
ejif-10550	412	1	as	as	SCONJ
ejif-10550	412	2	islamic	islamic	ADJ
ejif-10550	412	3	banks	bank	NOUN
ejif-10550	412	4	lack	lack	VERB
ejif-10550	412	5	transparency	transparency	NOUN
ejif-10550	412	6	,	,	PUNCT
ejif-10550	412	7	customers	customer	NOUN
ejif-10550	412	8	are	be	AUX
ejif-10550	412	9	unsure	unsure	ADJ
ejif-10550	412	10	how	how	SCONJ
ejif-10550	412	11	ethical	ethical	ADJ
ejif-10550	412	12	their	their	PRON
ejif-10550	412	13	investments	investment	NOUN
ejif-10550	412	14	are	be	AUX
ejif-10550	412	15	.	.	PUNCT
ejif-10550	413	1	the	the	DET
ejif-10550	413	2	bank	bank	NOUN
ejif-10550	413	3	needs	need	VERB
ejif-10550	413	4	to	to	PART
ejif-10550	413	5	ensure	ensure	VERB
ejif-10550	413	6	that	that	SCONJ
ejif-10550	413	7	all	all	DET
ejif-10550	413	8	stakeholders	stakeholder	NOUN
ejif-10550	413	9	are	be	AUX
ejif-10550	413	10	correctly	correctly	ADV
ejif-10550	413	11	and	and	CCONJ
ejif-10550	413	12	adequately	adequately	ADV
ejif-10550	413	13	protected	protect	VERB
ejif-10550	413	14	,	,	PUNCT
ejif-10550	413	15	that	that	DET
ejif-10550	413	16	corporate	corporate	ADJ
ejif-10550	413	17	governance	governance	NOUN
ejif-10550	413	18	is	be	AUX
ejif-10550	413	19	adequate	adequate	ADJ
ejif-10550	413	20	to	to	ADP
ejif-10550	413	21	the	the	DET
ejif-10550	413	22	status	status	NOUN
ejif-10550	413	23	of	of	ADP
ejif-10550	413	24	islamic	islamic	ADJ
ejif-10550	413	25	banks	bank	NOUN
ejif-10550	413	26	and	and	CCONJ
ejif-10550	413	27	that	that	SCONJ
ejif-10550	413	28	it	it	PRON
ejif-10550	413	29	is	be	AUX
ejif-10550	413	30	not	not	PART
ejif-10550	413	31	mitigated	mitigate	VERB
ejif-10550	413	32	.	.	PUNCT
ejif-10550	414	1	hence	hence	ADV
ejif-10550	414	2	,	,	PUNCT
ejif-10550	414	3	unlike	unlike	ADP
ejif-10550	414	4	conventional	conventional	ADJ
ejif-10550	414	5	counterparts	counterpart	NOUN
ejif-10550	414	6	,	,	PUNCT
ejif-10550	414	7	islamic	islamic	ADJ
ejif-10550	414	8	financial	financial	ADJ
ejif-10550	414	9	intermediaries	intermediary	NOUN
ejif-10550	414	10	bear	bear	VERB
ejif-10550	414	11	a	a	DET
ejif-10550	414	12	heavy	heavy	ADJ
ejif-10550	414	13	moral	moral	ADJ
ejif-10550	414	14	burden	burden	NOUN
ejif-10550	414	15	to	to	PART
ejif-10550	414	16	ensure	ensure	VERB
ejif-10550	414	17	that	that	SCONJ
ejif-10550	414	18	banks	bank	NOUN
ejif-10550	414	19	run	run	VERB
ejif-10550	414	20	their	their	PRON
ejif-10550	414	21	affairs	affair	NOUN
ejif-10550	414	22	with	with	ADP
ejif-10550	414	23	complete	complete	ADJ
ejif-10550	414	24	transparency	transparency	NOUN
ejif-10550	414	25	.	.	PUNCT
ejif-10550	415	1	this	this	DET
ejif-10550	415	2	attention	attention	NOUN
ejif-10550	415	3	to	to	ADP
ejif-10550	415	4	customers	customer	NOUN
ejif-10550	415	5	'	'	PART
ejif-10550	415	6	ethical	ethical	ADJ
ejif-10550	415	7	needs	need	NOUN
ejif-10550	415	8	ensures	ensure	VERB
ejif-10550	415	9	that	that	SCONJ
ejif-10550	415	10	they	they	PRON
ejif-10550	415	11	are	be	AUX
ejif-10550	415	12	aware	aware	ADJ
ejif-10550	415	13	that	that	SCONJ
ejif-10550	415	14	these	these	DET
ejif-10550	415	15	financial	financial	ADJ
ejif-10550	415	16	institutions	institution	NOUN
ejif-10550	415	17	pay	pay	VERB
ejif-10550	415	18	full	full	ADJ
ejif-10550	415	19	regard	regard	NOUN
ejif-10550	415	20	to	to	ADP
ejif-10550	415	21	the	the	DET
ejif-10550	415	22	above	above	ADJ
ejif-10550	415	23	basic	basic	ADJ
ejif-10550	415	24	principles	principle	NOUN
ejif-10550	415	25	and	and	CCONJ
ejif-10550	415	26	that	that	SCONJ
ejif-10550	415	27	financial	financial	ADJ
ejif-10550	415	28	institutions	institution	NOUN
ejif-10550	415	29	do	do	AUX
ejif-10550	415	30	not	not	PART
ejif-10550	415	31	cheat	cheat	VERB
ejif-10550	415	32	them	they	PRON
ejif-10550	415	33	.	.	PUNCT
ejif-10550	416	1	it	it	PRON
ejif-10550	416	2	is	be	AUX
ejif-10550	416	3	precisely	precisely	ADV
ejif-10550	416	4	the	the	DET
ejif-10550	416	5	attention	attention	NOUN
ejif-10550	416	6	to	to	ADP
ejif-10550	416	7	the	the	DET
ejif-10550	416	8	ethical	ethical	ADJ
ejif-10550	416	9	needs	need	NOUN
ejif-10550	416	10	of	of	ADP
ejif-10550	416	11	customers	customer	NOUN
ejif-10550	416	12	that	that	PRON
ejif-10550	416	13	reassures	reassure	VERB
ejif-10550	416	14	them	they	PRON
ejif-10550	416	15	and	and	CCONJ
ejif-10550	416	16	prevents	prevent	VERB
ejif-10550	416	17	them	they	PRON
ejif-10550	416	18	from	from	ADP
ejif-10550	416	19	having	have	VERB
ejif-10550	416	20	doubts	doubt	NOUN
ejif-10550	416	21	and	and	CCONJ
ejif-10550	416	22	suspicions	suspicion	NOUN
ejif-10550	416	23	,	,	PUNCT
ejif-10550	416	24	as	as	SCONJ
ejif-10550	416	25	described	describe	VERB
ejif-10550	416	26	by	by	ADP
ejif-10550	416	27	(	(	PUNCT
ejif-10550	416	28	faizullah	faizullah	ADJ
ejif-10550	416	29	,	,	PUNCT
ejif-10550	416	30	2009	2009	NUM
ejif-10550	416	31	)	)	PUNCT
ejif-10550	416	32	.	.	PUNCT
ejif-10550	417	1	aioanei	aioanei	PROPN
ejif-10550	417	2	explained	explain	VERB
ejif-10550	417	3	that	that	SCONJ
ejif-10550	417	4	islamic	islamic	ADJ
ejif-10550	417	5	banking	banking	NOUN
ejif-10550	417	6	in	in	ADP
ejif-10550	417	7	europe	europe	PROPN
ejif-10550	417	8	has	have	VERB
ejif-10550	417	9	challenges	challenge	NOUN
ejif-10550	417	10	to	to	PART
ejif-10550	417	11	be	be	AUX
ejif-10550	417	12	met	meet	VERB
ejif-10550	417	13	in	in	ADP
ejif-10550	417	14	terms	term	NOUN
ejif-10550	417	15	of	of	ADP
ejif-10550	417	16	compatibility	compatibility	NOUN
ejif-10550	417	17	with	with	ADP
ejif-10550	417	18	local	local	ADJ
ejif-10550	417	19	banking	banking	NOUN
ejif-10550	417	20	markets	market	NOUN
ejif-10550	417	21	,	,	PUNCT
ejif-10550	417	22	product	product	NOUN
ejif-10550	417	23	development	development	NOUN
ejif-10550	417	24	and	and	CCONJ
ejif-10550	417	25	strict	strict	ADJ
ejif-10550	417	26	anti	anti	ADJ
ejif-10550	417	27	-	-	ADJ
ejif-10550	417	28	money	money	ADJ
ejif-10550	417	29	laundering	laundering	NOUN
ejif-10550	417	30	rules	rule	NOUN
ejif-10550	417	31	;	;	PUNCT
ejif-10550	417	32	acting	act	VERB
ejif-10550	417	33	as	as	ADP
ejif-10550	417	34	european	european	ADJ
ejif-10550	417	35	banks	bank	NOUN
ejif-10550	417	36	,	,	PUNCT
ejif-10550	417	37	newly	newly	ADV
ejif-10550	417	38	established	establish	VERB
ejif-10550	417	39	islamic	islamic	ADJ
ejif-10550	417	40	banks	bank	NOUN
ejif-10550	417	41	,	,	PUNCT
ejif-10550	417	42	as	as	ADP
ejif-10550	417	43	newcomers	newcomer	NOUN
ejif-10550	417	44	,	,	PUNCT
ejif-10550	417	45	will	will	AUX
ejif-10550	417	46	have	have	VERB
ejif-10550	417	47	to	to	PART
ejif-10550	417	48	face	face	VERB
ejif-10550	417	49	criticism	criticism	NOUN
ejif-10550	417	50	about	about	ADP
ejif-10550	417	51	their	their	PRON
ejif-10550	417	52	possible	possible	ADJ
ejif-10550	417	53	link	link	NOUN
ejif-10550	417	54	with	with	ADP
ejif-10550	417	55	terrorism	terrorism	NOUN
ejif-10550	417	56	support	support	NOUN
ejif-10550	417	57	and	and	CCONJ
ejif-10550	417	58	money	money	NOUN
ejif-10550	417	59	laundering	laundering	NOUN
ejif-10550	417	60	(	(	PUNCT
ejif-10550	417	61	aioanei	aioanei	PROPN
ejif-10550	417	62	,	,	PUNCT
ejif-10550	417	63	2007	2007	NUM
ejif-10550	417	64	)	)	PUNCT
ejif-10550	417	65	.	.	PUNCT
ejif-10550	418	1	belouafi	belouafi	PROPN
ejif-10550	418	2	and	and	CCONJ
ejif-10550	418	3	belabes	belabe	NOUN
ejif-10550	418	4	underline	underline	VERB
ejif-10550	418	5	the	the	DET
ejif-10550	418	6	necessity	necessity	NOUN
ejif-10550	418	7	in	in	ADP
ejif-10550	418	8	european	european	ADJ
ejif-10550	418	9	markets	market	NOUN
ejif-10550	418	10	such	such	ADJ
ejif-10550	418	11	as	as	ADP
ejif-10550	418	12	the	the	DET
ejif-10550	418	13	uk	uk	PROPN
ejif-10550	418	14	and	and	CCONJ
ejif-10550	418	15	france	france	PROPN
ejif-10550	418	16	of	of	ADP
ejif-10550	418	17	some	some	DET
ejif-10550	418	18	key	key	ADJ
ejif-10550	418	19	points	point	NOUN
ejif-10550	418	20	about	about	ADP
ejif-10550	418	21	governance	governance	NOUN
ejif-10550	418	22	and	and	CCONJ
ejif-10550	418	23	transparency	transparency	NOUN
ejif-10550	418	24	:	:	PUNCT
ejif-10550	418	25	the	the	DET
ejif-10550	418	26	role	role	NOUN
ejif-10550	418	27	of	of	ADP
ejif-10550	418	28	the	the	DET
ejif-10550	418	29	sharia	sharia	PROPN
ejif-10550	418	30	advisory	advisory	PROPN
ejif-10550	418	31	board	board	NOUN
ejif-10550	418	32	and	and	CCONJ
ejif-10550	418	33	if	if	SCONJ
ejif-10550	418	34	it	it	PRON
ejif-10550	418	35	is	be	AUX
ejif-10550	418	36	going	go	VERB
ejif-10550	418	37	to	to	PART
ejif-10550	418	38	interfere	interfere	VERB
ejif-10550	418	39	and	and	CCONJ
ejif-10550	418	40	overlap	overlap	VERB
ejif-10550	418	41	with	with	ADP
ejif-10550	418	42	that	that	PRON
ejif-10550	418	43	of	of	ADP
ejif-10550	418	44	the	the	DET
ejif-10550	418	45	managerial	managerial	ADJ
ejif-10550	418	46	committee	committee	NOUN
ejif-10550	418	47	,	,	PUNCT
ejif-10550	418	48	the	the	DET
ejif-10550	418	49	shareholders	shareholder	NOUN
ejif-10550	418	50	and	and	CCONJ
ejif-10550	418	51	the	the	DET
ejif-10550	418	52	general	general	ADJ
ejif-10550	418	53	assembly	assembly	NOUN
ejif-10550	418	54	of	of	ADP
ejif-10550	418	55	the	the	DET
ejif-10550	418	56	institution	institution	NOUN
ejif-10550	418	57	;	;	PUNCT
ejif-10550	418	58	-standardization	-standardization	NOUN
ejif-10550	418	59	of	of	ADP
ejif-10550	418	60	products	product	NOUN
ejif-10550	418	61	and	and	CCONJ
ejif-10550	418	62	accounting	accounting	NOUN
ejif-10550	418	63	information	information	NOUN
ejif-10550	418	64	;	;	PUNCT
ejif-10550	418	65	69	69	NUM
ejif-10550	418	66	european	european	ADJ
ejif-10550	418	67	journal	journal	PROPN
ejif-10550	418	68	of	of	ADP
ejif-10550	418	69	islamic	islamic	PROPN
ejif-10550	418	70	finance	finance	PROPN
ejif-10550	418	71	issn	issn	PROPN
ejif-10550	418	72	:	:	PUNCT
ejif-10550	418	73	2421	2421	NUM
ejif-10550	418	74	-	-	SYM
ejif-10550	418	75	2172	2172	NUM
ejif-10550	418	76	doi	doi	NOUN
ejif-10550	418	77	:	:	PUNCT
ejif-10550	418	78	10.13135/2421	10.13135/2421	NUM
ejif-10550	418	79	-	-	SYM
ejif-10550	418	80	2172/10550	2172/10550	NUM
ejif-10550	418	81	published	publish	VERB
ejif-10550	418	82	by	by	ADP
ejif-10550	418	83	university	university	PROPN
ejif-10550	418	84	of	of	ADP
ejif-10550	418	85	turin	turin	PROPN
ejif-10550	419	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	419	2	ejif	ejif	PROPN
ejif-10550	419	3	content	content	NOUN
ejif-10550	419	4	is	be	AUX
ejif-10550	419	5	licensed	license	VERB
ejif-10550	419	6	under	under	ADP
ejif-10550	419	7	a	a	DET
ejif-10550	419	8	creative	creative	ADJ
ejif-10550	419	9	commons	common	NOUN
ejif-10550	419	10	attribution	attribution	NOUN
ejif-10550	419	11	4.0	4.0	NUM
ejif-10550	419	12	international	international	ADJ
ejif-10550	419	13	license	license	NOUN
ejif-10550	419	14	transparency	transparency	NOUN
ejif-10550	419	15	,	,	PUNCT
ejif-10550	419	16	clarity	clarity	NOUN
ejif-10550	419	17	,	,	PUNCT
ejif-10550	419	18	information	information	NOUN
ejif-10550	419	19	disclosure	disclosure	NOUN
ejif-10550	419	20	and	and	CCONJ
ejif-10550	419	21	the	the	DET
ejif-10550	419	22	promotion	promotion	NOUN
ejif-10550	419	23	of	of	ADP
ejif-10550	419	24	products	product	NOUN
ejif-10550	419	25	and	and	CCONJ
ejif-10550	419	26	services	service	NOUN
ejif-10550	419	27	(	(	PUNCT
ejif-10550	419	28	belouafi	belouafi	NOUN
ejif-10550	419	29	and	and	CCONJ
ejif-10550	419	30	belabes	belabe	NOUN
ejif-10550	419	31	,	,	PUNCT
ejif-10550	419	32	2010	2010	NUM
ejif-10550	419	33	)	)	PUNCT
ejif-10550	419	34	.	.	PUNCT
ejif-10550	420	1	also	also	ADV
ejif-10550	420	2	,	,	PUNCT
ejif-10550	420	3	masiukiewicz	masiukiewicz	NOUN
ejif-10550	420	4	underlines	underline	VERB
ejif-10550	420	5	the	the	DET
ejif-10550	420	6	shortage	shortage	NOUN
ejif-10550	420	7	of	of	ADP
ejif-10550	420	8	qualified	qualified	ADJ
ejif-10550	420	9	sharia	sharia	PROPN
ejif-10550	420	10	scholars	scholar	NOUN
ejif-10550	420	11	and	and	CCONJ
ejif-10550	420	12	the	the	DET
ejif-10550	420	13	unsatisfactory	unsatisfactory	ADJ
ejif-10550	420	14	standardization	standardization	NOUN
ejif-10550	420	15	of	of	ADP
ejif-10550	420	16	islamic	islamic	ADJ
ejif-10550	420	17	financial	financial	ADJ
ejif-10550	420	18	products	product	NOUN
ejif-10550	420	19	and	and	CCONJ
ejif-10550	420	20	accounting	accounting	NOUN
ejif-10550	420	21	policies	policy	NOUN
ejif-10550	420	22	.	.	PUNCT
ejif-10550	421	1	international	international	ADJ
ejif-10550	421	2	islamic	islamic	ADJ
ejif-10550	421	3	finance	finance	NOUN
ejif-10550	421	4	institutions	institution	NOUN
ejif-10550	421	5	(	(	PUNCT
ejif-10550	421	6	incl	incl	NOUN
ejif-10550	421	7	.	.	PUNCT
ejif-10550	422	1	aaoifi	aaoifi	PROPN
ejif-10550	422	2	and	and	CCONJ
ejif-10550	422	3	ifsb	ifsb	ADJ
ejif-10550	422	4	)	)	PUNCT
ejif-10550	422	5	play	play	VERB
ejif-10550	422	6	a	a	DET
ejif-10550	422	7	significant	significant	ADJ
ejif-10550	422	8	part	part	NOUN
ejif-10550	422	9	in	in	ADP
ejif-10550	422	10	overcoming	overcome	VERB
ejif-10550	422	11	them	they	PRON
ejif-10550	422	12	(	(	PUNCT
ejif-10550	422	13	masiukiewicz	masiukiewicz	NOUN
ejif-10550	422	14	,	,	PUNCT
ejif-10550	422	15	p.	p.	NOUN
ejif-10550	422	16	2017	2017	NUM
ejif-10550	422	17	)	)	PUNCT
ejif-10550	422	18	.	.	PUNCT
ejif-10550	423	1	the	the	DET
ejif-10550	423	2	transparency	transparency	NOUN
ejif-10550	423	3	and	and	CCONJ
ejif-10550	423	4	comparability	comparability	NOUN
ejif-10550	423	5	of	of	ADP
ejif-10550	423	6	products	product	NOUN
ejif-10550	423	7	with	with	ADP
ejif-10550	423	8	those	those	PRON
ejif-10550	423	9	existing	exist	VERB
ejif-10550	423	10	in	in	ADP
ejif-10550	423	11	european	european	ADJ
ejif-10550	423	12	markets	market	NOUN
ejif-10550	423	13	are	be	AUX
ejif-10550	423	14	essential	essential	ADJ
ejif-10550	423	15	for	for	ADP
ejif-10550	423	16	the	the	DET
ejif-10550	423	17	significant	significant	ADJ
ejif-10550	423	18	development	development	NOUN
ejif-10550	423	19	of	of	ADP
ejif-10550	423	20	islamic	islamic	ADJ
ejif-10550	423	21	finance	finance	PROPN
ejif-10550	423	22	in	in	ADP
ejif-10550	423	23	europe	europe	PROPN
ejif-10550	423	24	.	.	PUNCT
ejif-10550	424	1	regarding	regard	VERB
ejif-10550	424	2	italy	italy	PROPN
ejif-10550	424	3	,	,	PUNCT
ejif-10550	424	4	although	although	SCONJ
ejif-10550	424	5	we	we	PRON
ejif-10550	424	6	do	do	AUX
ejif-10550	424	7	not	not	PART
ejif-10550	424	8	even	even	ADV
ejif-10550	424	9	have	have	VERB
ejif-10550	424	10	islamic	islamic	ADJ
ejif-10550	424	11	finance	finance	NOUN
ejif-10550	424	12	legislation	legislation	NOUN
ejif-10550	424	13	,	,	PUNCT
ejif-10550	424	14	there	there	PRON
ejif-10550	424	15	seems	seem	VERB
ejif-10550	424	16	to	to	PART
ejif-10550	424	17	be	be	AUX
ejif-10550	424	18	a	a	DET
ejif-10550	424	19	potential	potential	ADJ
ejif-10550	424	20	demand	demand	NOUN
ejif-10550	424	21	for	for	ADP
ejif-10550	424	22	islamic	islamic	ADJ
ejif-10550	424	23	financial	financial	ADJ
ejif-10550	424	24	and	and	CCONJ
ejif-10550	424	25	banking	banking	NOUN
ejif-10550	424	26	activities	activity	NOUN
ejif-10550	424	27	(	(	PUNCT
ejif-10550	424	28	gimigliano	gimigliano	PROPN
ejif-10550	424	29	,	,	PUNCT
ejif-10550	424	30	2016	2016	NUM
ejif-10550	424	31	)	)	PUNCT
ejif-10550	424	32	.	.	PUNCT
ejif-10550	425	1	numerous	numerous	ADJ
ejif-10550	425	2	benefits	benefit	NOUN
ejif-10550	425	3	and	and	CCONJ
ejif-10550	425	4	opportunities	opportunity	NOUN
ejif-10550	425	5	for	for	ADP
ejif-10550	425	6	italy	italy	PROPN
ejif-10550	425	7	could	could	AUX
ejif-10550	425	8	be	be	AUX
ejif-10550	425	9	generated	generate	VERB
ejif-10550	425	10	to	to	PART
ejif-10550	425	11	attract	attract	VERB
ejif-10550	425	12	arab	arab	ADJ
ejif-10550	425	13	sovereign	sovereign	ADJ
ejif-10550	425	14	funds	fund	NOUN
ejif-10550	425	15	to	to	PART
ejif-10550	425	16	invest	invest	VERB
ejif-10550	425	17	in	in	ADP
ejif-10550	425	18	italy	italy	PROPN
ejif-10550	425	19	.	.	PUNCT
ejif-10550	426	1	that	that	PRON
ejif-10550	426	2	is	be	AUX
ejif-10550	426	3	a	a	DET
ejif-10550	426	4	huge	huge	ADJ
ejif-10550	426	5	opportunity	opportunity	NOUN
ejif-10550	426	6	;	;	PUNCT
ejif-10550	426	7	the	the	DET
ejif-10550	426	8	liquidity	liquidity	NOUN
ejif-10550	426	9	that	that	PRON
ejif-10550	426	10	could	could	AUX
ejif-10550	426	11	be	be	AUX
ejif-10550	426	12	generated	generate	VERB
ejif-10550	426	13	is	be	AUX
ejif-10550	426	14	of	of	ADP
ejif-10550	426	15	great	great	ADJ
ejif-10550	426	16	importance	importance	NOUN
ejif-10550	426	17	,	,	PUNCT
ejif-10550	426	18	besides	besides	SCONJ
ejif-10550	426	19	creating	create	VERB
ejif-10550	426	20	employment	employment	NOUN
ejif-10550	426	21	opportunities	opportunity	NOUN
ejif-10550	426	22	that	that	PRON
ejif-10550	426	23	could	could	AUX
ejif-10550	426	24	derive	derive	VERB
ejif-10550	426	25	from	from	ADP
ejif-10550	426	26	arab	arab	ADJ
ejif-10550	426	27	funds	fund	NOUN
ejif-10550	426	28	.	.	PUNCT
ejif-10550	427	1	another	another	DET
ejif-10550	427	2	positive	positive	ADJ
ejif-10550	427	3	impact	impact	NOUN
ejif-10550	427	4	would	would	AUX
ejif-10550	427	5	be	be	AUX
ejif-10550	427	6	on	on	ADP
ejif-10550	427	7	the	the	DET
ejif-10550	427	8	immigrants	immigrant	NOUN
ejif-10550	427	9	'	'	PART
ejif-10550	427	10	integration	integration	NOUN
ejif-10550	427	11	policies	policy	NOUN
ejif-10550	427	12	by	by	ADP
ejif-10550	427	13	providing	provide	VERB
ejif-10550	427	14	them	they	PRON
ejif-10550	427	15	with	with	ADP
ejif-10550	427	16	a	a	DET
ejif-10550	427	17	sharia	sharia	NOUN
ejif-10550	427	18	-	-	PUNCT
ejif-10550	427	19	compliant	compliant	ADJ
ejif-10550	427	20	financial	financial	ADJ
ejif-10550	427	21	system	system	NOUN
ejif-10550	427	22	on	on	ADP
ejif-10550	427	23	the	the	DET
ejif-10550	427	24	one	one	NUM
ejif-10550	427	25	hand	hand	NOUN
ejif-10550	427	26	and	and	CCONJ
ejif-10550	427	27	benefiting	benefit	VERB
ejif-10550	427	28	from	from	ADP
ejif-10550	427	29	their	their	PRON
ejif-10550	427	30	funding	funding	NOUN
ejif-10550	427	31	liquidity	liquidity	NOUN
ejif-10550	427	32	on	on	ADP
ejif-10550	427	33	the	the	DET
ejif-10550	427	34	other	other	ADJ
ejif-10550	427	35	hand	hand	NOUN
ejif-10550	427	36	(	(	PUNCT
ejif-10550	427	37	biancone	biancone	NOUN
ejif-10550	427	38	,	,	PUNCT
ejif-10550	427	39	p.	p.	NOUN
ejif-10550	427	40	,	,	PUNCT
ejif-10550	427	41	&	&	CCONJ
ejif-10550	427	42	radwan	radwan	PROPN
ejif-10550	427	43	,	,	PUNCT
ejif-10550	427	44	m.	m.	NOUN
ejif-10550	427	45	2014	2014	NUM
ejif-10550	427	46	)	)	PUNCT
ejif-10550	427	47	.	.	PUNCT
ejif-10550	428	1	another	another	DET
ejif-10550	428	2	author	author	NOUN
ejif-10550	428	3	,	,	PUNCT
ejif-10550	428	4	opromolla	opromolla	NOUN
ejif-10550	428	5	,	,	PUNCT
ejif-10550	428	6	states	state	VERB
ejif-10550	428	7	that	that	SCONJ
ejif-10550	428	8	inspiration	inspiration	NOUN
ejif-10550	428	9	could	could	AUX
ejif-10550	428	10	be	be	AUX
ejif-10550	428	11	found	find	VERB
ejif-10550	428	12	in	in	ADP
ejif-10550	428	13	the	the	DET
ejif-10550	428	14	solutions	solution	NOUN
ejif-10550	428	15	set	set	VERB
ejif-10550	428	16	forth	forth	ADP
ejif-10550	428	17	by	by	ADP
ejif-10550	428	18	the	the	DET
ejif-10550	428	19	legal	legal	ADJ
ejif-10550	428	20	system	system	NOUN
ejif-10550	428	21	of	of	ADP
ejif-10550	428	22	other	other	ADJ
ejif-10550	428	23	european	european	ADJ
ejif-10550	428	24	countries	country	NOUN
ejif-10550	428	25	,	,	PUNCT
ejif-10550	428	26	referring	refer	VERB
ejif-10550	428	27	specifically	specifically	ADV
ejif-10550	428	28	to	to	ADP
ejif-10550	428	29	banking	banking	NOUN
ejif-10550	428	30	and	and	CCONJ
ejif-10550	428	31	investments	investment	NOUN
ejif-10550	428	32	.	.	PUNCT
ejif-10550	429	1	practitioners	practitioner	NOUN
ejif-10550	429	2	and	and	CCONJ
ejif-10550	429	3	academics	academic	NOUN
ejif-10550	429	4	should	should	AUX
ejif-10550	429	5	not	not	PART
ejif-10550	429	6	forget	forget	VERB
ejif-10550	429	7	that	that	SCONJ
ejif-10550	429	8	a	a	DET
ejif-10550	429	9	dedicated	dedicated	ADJ
ejif-10550	429	10	banking	banking	NOUN
ejif-10550	429	11	law	law	NOUN
ejif-10550	429	12	and	and	CCONJ
ejif-10550	429	13	regulation	regulation	NOUN
ejif-10550	429	14	regarding	regard	VERB
ejif-10550	429	15	islamic	islamic	ADJ
ejif-10550	429	16	finance	finance	NOUN
ejif-10550	429	17	products	product	NOUN
ejif-10550	429	18	is	be	AUX
ejif-10550	429	19	still	still	ADV
ejif-10550	429	20	missing	miss	VERB
ejif-10550	429	21	in	in	ADP
ejif-10550	429	22	italy	italy	PROPN
ejif-10550	429	23	and	and	CCONJ
ejif-10550	429	24	that	that	SCONJ
ejif-10550	429	25	the	the	DET
ejif-10550	429	26	current	current	ADJ
ejif-10550	429	27	italian	italian	ADJ
ejif-10550	429	28	legal	legal	ADJ
ejif-10550	429	29	banking	banking	NOUN
ejif-10550	429	30	framework	framework	NOUN
ejif-10550	429	31	is	be	AUX
ejif-10550	429	32	not	not	PART
ejif-10550	429	33	yet	yet	ADV
ejif-10550	429	34	suited	suit	VERB
ejif-10550	429	35	for	for	ADP
ejif-10550	429	36	fully	fully	ADV
ejif-10550	429	37	harmonized	harmonized	ADJ
ejif-10550	429	38	islamic	islamic	ADJ
ejif-10550	429	39	banking	banking	NOUN
ejif-10550	429	40	.	.	PUNCT
ejif-10550	430	1	nevertheless	nevertheless	ADV
ejif-10550	430	2	,	,	PUNCT
ejif-10550	430	3	there	there	PRON
ejif-10550	430	4	are	be	VERB
ejif-10550	430	5	no	no	DET
ejif-10550	430	6	insurmountable	insurmountable	ADJ
ejif-10550	430	7	barriers	barrier	NOUN
ejif-10550	430	8	to	to	ADP
ejif-10550	430	9	establishing	establish	VERB
ejif-10550	430	10	an	an	DET
ejif-10550	430	11	affiliate	affiliate	NOUN
ejif-10550	430	12	of	of	ADP
ejif-10550	430	13	an	an	DET
ejif-10550	430	14	eu	eu	PROPN
ejif-10550	430	15	islamic	islamic	PROPN
ejif-10550	430	16	bank	bank	PROPN
ejif-10550	430	17	in	in	ADP
ejif-10550	430	18	italy	italy	PROPN
ejif-10550	430	19	,	,	PUNCT
ejif-10550	430	20	thanks	thank	NOUN
ejif-10550	430	21	to	to	ADP
ejif-10550	430	22	eu	eu	PROPN
ejif-10550	430	23	regulations	regulation	NOUN
ejif-10550	430	24	.	.	PUNCT
ejif-10550	431	1	using	use	VERB
ejif-10550	431	2	eu	eu	PROPN
ejif-10550	431	3	regulations	regulation	NOUN
ejif-10550	431	4	could	could	AUX
ejif-10550	431	5	be	be	AUX
ejif-10550	431	6	the	the	DET
ejif-10550	431	7	concrete	concrete	ADJ
ejif-10550	431	8	way	way	NOUN
ejif-10550	431	9	to	to	PART
ejif-10550	431	10	foster	foster	VERB
ejif-10550	431	11	the	the	DET
ejif-10550	431	12	entry	entry	NOUN
ejif-10550	431	13	of	of	ADP
ejif-10550	431	14	islamic	islamic	ADJ
ejif-10550	431	15	finance	finance	NOUN
ejif-10550	431	16	into	into	ADP
ejif-10550	431	17	the	the	DET
ejif-10550	431	18	italian	italian	ADJ
ejif-10550	431	19	context	context	NOUN
ejif-10550	431	20	(	(	PUNCT
ejif-10550	431	21	opromolla	opromolla	NOUN
ejif-10550	431	22	,	,	PUNCT
ejif-10550	431	23	2012	2012	NUM
ejif-10550	431	24	)	)	PUNCT
ejif-10550	431	25	.	.	PUNCT
ejif-10550	432	1	the	the	DET
ejif-10550	432	2	growing	grow	VERB
ejif-10550	432	3	importance	importance	NOUN
ejif-10550	432	4	of	of	ADP
ejif-10550	432	5	the	the	DET
ejif-10550	432	6	halal	halal	NOUN
ejif-10550	432	7	market	market	NOUN
ejif-10550	432	8	and	and	CCONJ
ejif-10550	432	9	the	the	DET
ejif-10550	432	10	islamic	islamic	ADJ
ejif-10550	432	11	banking	banking	NOUN
ejif-10550	432	12	and	and	CCONJ
ejif-10550	432	13	finance	finance	NOUN
ejif-10550	432	14	sector	sector	NOUN
ejif-10550	432	15	makes	make	VERB
ejif-10550	432	16	the	the	DET
ejif-10550	432	17	theme	theme	NOUN
ejif-10550	432	18	treated	treat	VERB
ejif-10550	432	19	a	a	DET
ejif-10550	432	20	theme	theme	NOUN
ejif-10550	432	21	of	of	ADP
ejif-10550	432	22	extraordinary	extraordinary	ADJ
ejif-10550	432	23	topicality	topicality	NOUN
ejif-10550	432	24	.	.	PUNCT
ejif-10550	433	1	as	as	SCONJ
ejif-10550	433	2	has	have	AUX
ejif-10550	433	3	been	be	AUX
ejif-10550	433	4	pointed	point	VERB
ejif-10550	433	5	out	out	ADP
ejif-10550	433	6	in	in	ADP
ejif-10550	433	7	the	the	DET
ejif-10550	433	8	paper	paper	NOUN
ejif-10550	433	9	,	,	PUNCT
ejif-10550	433	10	the	the	DET
ejif-10550	433	11	study	study	NOUN
ejif-10550	433	12	of	of	ADP
ejif-10550	433	13	the	the	DET
ejif-10550	433	14	challenges	challenge	NOUN
ejif-10550	433	15	but	but	CCONJ
ejif-10550	433	16	especially	especially	ADV
ejif-10550	433	17	of	of	ADP
ejif-10550	433	18	the	the	DET
ejif-10550	433	19	opportunities	opportunity	NOUN
ejif-10550	433	20	offered	offer	VERB
ejif-10550	433	21	by	by	ADP
ejif-10550	433	22	the	the	DET
ejif-10550	433	23	opening	opening	NOUN
ejif-10550	433	24	of	of	ADP
ejif-10550	433	25	this	this	DET
ejif-10550	433	26	market	market	NOUN
ejif-10550	433	27	do	do	AUX
ejif-10550	433	28	not	not	PART
ejif-10550	433	29	only	only	ADV
ejif-10550	433	30	(	(	PUNCT
ejif-10550	433	31	or	or	CCONJ
ejif-10550	433	32	not	not	PART
ejif-10550	433	33	so	so	ADV
ejif-10550	433	34	much	much	ADV
ejif-10550	433	35	)	)	PUNCT
ejif-10550	433	36	contribute	contribute	VERB
ejif-10550	433	37	to	to	ADP
ejif-10550	433	38	strengthening	strengthen	VERB
ejif-10550	433	39	the	the	DET
ejif-10550	433	40	safeguard	safeguard	NOUN
ejif-10550	433	41	of	of	ADP
ejif-10550	433	42	muslims	muslim	NOUN
ejif-10550	433	43	by	by	ADP
ejif-10550	433	44	guaranteeing	guarantee	VERB
ejif-10550	433	45	them	they	PRON
ejif-10550	433	46	access	access	NOUN
ejif-10550	433	47	to	to	ADP
ejif-10550	433	48	the	the	DET
ejif-10550	433	49	financial	financial	ADJ
ejif-10550	433	50	and	and	CCONJ
ejif-10550	433	51	banking	banking	NOUN
ejif-10550	433	52	sector	sector	NOUN
ejif-10550	433	53	by	by	ADP
ejif-10550	433	54	islamic	islamic	ADJ
ejif-10550	433	55	principles	principle	NOUN
ejif-10550	433	56	,	,	PUNCT
ejif-10550	433	57	but	but	CCONJ
ejif-10550	433	58	also	also	ADV
ejif-10550	433	59	and	and	CCONJ
ejif-10550	433	60	above	above	ADP
ejif-10550	433	61	all	all	PRON
ejif-10550	433	62	contribute	contribute	VERB
ejif-10550	433	63	to	to	ADP
ejif-10550	433	64	providing	provide	VERB
ejif-10550	433	65	western	western	ADJ
ejif-10550	433	66	economic	economic	ADJ
ejif-10550	433	67	systems	system	NOUN
ejif-10550	433	68	with	with	ADP
ejif-10550	433	69	the	the	DET
ejif-10550	433	70	tools	tool	NOUN
ejif-10550	433	71	to	to	PART
ejif-10550	433	72	know	know	VERB
ejif-10550	433	73	and	and	CCONJ
ejif-10550	433	74	exploit	exploit	VERB
ejif-10550	433	75	the	the	DET
ejif-10550	433	76	growth	growth	NOUN
ejif-10550	433	77	potential	potential	NOUN
ejif-10550	433	78	offered	offer	VERB
ejif-10550	433	79	by	by	ADP
ejif-10550	433	80	islamic	islamic	ADJ
ejif-10550	433	81	finance	finance	PROPN
ejif-10550	433	82	.	.	PUNCT
ejif-10550	434	1	this	this	PRON
ejif-10550	434	2	is	be	AUX
ejif-10550	434	3	especially	especially	ADV
ejif-10550	434	4	true	true	ADJ
ejif-10550	434	5	for	for	ADP
ejif-10550	434	6	italy	italy	PROPN
ejif-10550	434	7	.	.	PUNCT
ejif-10550	435	1	although	although	SCONJ
ejif-10550	435	2	italy	italy	PROPN
ejif-10550	435	3	provides	provide	VERB
ejif-10550	435	4	a	a	DET
ejif-10550	435	5	fertile	fertile	ADJ
ejif-10550	435	6	and	and	CCONJ
ejif-10550	435	7	flexible	flexible	ADJ
ejif-10550	435	8	legal	legal	ADJ
ejif-10550	435	9	environment	environment	NOUN
ejif-10550	435	10	,	,	PUNCT
ejif-10550	435	11	de	de	X
ejif-10550	435	12	facto	facto	X
ejif-10550	435	13	,	,	PUNCT
ejif-10550	435	14	islamic	islamic	ADJ
ejif-10550	435	15	banks	bank	NOUN
ejif-10550	435	16	have	have	AUX
ejif-10550	435	17	not	not	PART
ejif-10550	435	18	yet	yet	ADV
ejif-10550	435	19	been	be	AUX
ejif-10550	435	20	established	establish	VERB
ejif-10550	435	21	in	in	ADP
ejif-10550	435	22	the	the	DET
ejif-10550	435	23	italian	italian	ADJ
ejif-10550	435	24	territory	territory	NOUN
ejif-10550	435	25	due	due	ADP
ejif-10550	435	26	to	to	ADP
ejif-10550	435	27	the	the	DET
ejif-10550	435	28	lack	lack	NOUN
ejif-10550	435	29	of	of	ADP
ejif-10550	435	30	dedicated	dedicated	ADJ
ejif-10550	435	31	banking	banking	NOUN
ejif-10550	435	32	laws	law	NOUN
ejif-10550	435	33	and	and	CCONJ
ejif-10550	435	34	regulations	regulation	NOUN
ejif-10550	435	35	.	.	PUNCT
ejif-10550	436	1	further	further	ADJ
ejif-10550	436	2	research	research	NOUN
ejif-10550	436	3	on	on	ADP
ejif-10550	436	4	reconciling	reconcile	VERB
ejif-10550	436	5	islamic	islamic	ADJ
ejif-10550	436	6	banking	banking	NOUN
ejif-10550	436	7	with	with	ADP
ejif-10550	436	8	eu	eu	PROPN
ejif-10550	436	9	regulations	regulation	NOUN
ejif-10550	436	10	and	and	CCONJ
ejif-10550	436	11	the	the	DET
ejif-10550	436	12	italian	italian	ADJ
ejif-10550	436	13	banking	banking	NOUN
ejif-10550	436	14	system	system	NOUN
ejif-10550	436	15	is	be	AUX
ejif-10550	436	16	needed	need	VERB
ejif-10550	436	17	.	.	PUNCT
ejif-10550	437	1	implementing	implement	VERB
ejif-10550	437	2	regulation	regulation	NOUN
ejif-10550	437	3	regarding	regard	VERB
ejif-10550	437	4	islamic	islamic	ADJ
ejif-10550	437	5	finance	finance	NOUN
ejif-10550	437	6	opens	open	VERB
ejif-10550	437	7	the	the	DET
ejif-10550	437	8	opportunity	opportunity	NOUN
ejif-10550	437	9	to	to	PART
ejif-10550	437	10	create	create	VERB
ejif-10550	437	11	automated	automate	VERB
ejif-10550	437	12	compliance	compliance	NOUN
ejif-10550	437	13	systems	system	NOUN
ejif-10550	437	14	by	by	ADP
ejif-10550	437	15	design	design	NOUN
ejif-10550	437	16	.	.	PUNCT
ejif-10550	438	1	despite	despite	SCONJ
ejif-10550	438	2	fully	fully	ADV
ejif-10550	438	3	-	-	PUNCT
ejif-10550	438	4	fledged	fledge	VERB
ejif-10550	438	5	legislation	legislation	NOUN
ejif-10550	438	6	,	,	PUNCT
ejif-10550	438	7	our	our	PRON
ejif-10550	438	8	mapping	mapping	NOUN
ejif-10550	438	9	of	of	ADP
ejif-10550	438	10	services	service	NOUN
ejif-10550	438	11	of	of	ADP
ejif-10550	438	12	moroccan	moroccan	ADJ
ejif-10550	438	13	banks	bank	NOUN
ejif-10550	438	14	also	also	ADV
ejif-10550	438	15	shows	show	VERB
ejif-10550	438	16	that	that	SCONJ
ejif-10550	438	17	only	only	ADV
ejif-10550	438	18	a	a	DET
ejif-10550	438	19	minority	minority	NOUN
ejif-10550	438	20	of	of	ADP
ejif-10550	438	21	banks	bank	NOUN
ejif-10550	438	22	in	in	ADP
ejif-10550	438	23	morocco	morocco	PROPN
ejif-10550	438	24	have	have	AUX
ejif-10550	438	25	decided	decide	VERB
ejif-10550	438	26	to	to	PART
ejif-10550	438	27	open	open	VERB
ejif-10550	438	28	an	an	DET
ejif-10550	438	29	islamic	islamic	ADJ
ejif-10550	438	30	window	window	NOUN
ejif-10550	438	31	or	or	CCONJ
ejif-10550	438	32	a	a	DET
ejif-10550	438	33	full	full	ADV
ejif-10550	438	34	-	-	PUNCT
ejif-10550	438	35	fledged	fledged	ADJ
ejif-10550	438	36	islamic	islamic	PROPN
ejif-10550	438	37	bank	bank	PROPN
ejif-10550	438	38	.	.	PUNCT
ejif-10550	439	1	the	the	DET
ejif-10550	439	2	only	only	ADJ
ejif-10550	439	3	ones	one	NOUN
ejif-10550	439	4	that	that	PRON
ejif-10550	439	5	have	have	AUX
ejif-10550	439	6	taken	take	VERB
ejif-10550	439	7	up	up	ADP
ejif-10550	439	8	this	this	DET
ejif-10550	439	9	challenge	challenge	NOUN
ejif-10550	439	10	are	be	AUX
ejif-10550	439	11	two	two	NUM
ejif-10550	439	12	very	very	ADV
ejif-10550	439	13	well	well	ADV
ejif-10550	439	14	-	-	PUNCT
ejif-10550	439	15	capitalized	capitalize	VERB
ejif-10550	439	16	french	french	ADJ
ejif-10550	439	17	institutions	institution	NOUN
ejif-10550	439	18	such	such	ADJ
ejif-10550	439	19	as	as	ADP
ejif-10550	439	20	société	société	PROPN
ejif-10550	439	21	generale	generale	PROPN
ejif-10550	439	22	(	(	PUNCT
ejif-10550	439	23	which	which	PRON
ejif-10550	439	24	is	be	AUX
ejif-10550	439	25	,	,	PUNCT
ejif-10550	439	26	however	however	ADV
ejif-10550	439	27	,	,	PUNCT
ejif-10550	439	28	getting	getting	AUX
ejif-10550	439	29	rid	rid	VERB
ejif-10550	439	30	of	of	ADP
ejif-10550	439	31	its	its	PRON
ejif-10550	439	32	activities	activity	NOUN
ejif-10550	439	33	in	in	ADP
ejif-10550	439	34	morocco	morocco	PROPN
ejif-10550	439	35	)	)	PUNCT
ejif-10550	439	36	and	and	CCONJ
ejif-10550	439	37	bmci	bmci	NOUN
ejif-10550	439	38	(	(	PUNCT
ejif-10550	439	39	bnp	bnp	PROPN
ejif-10550	439	40	paribas	paribas	PROPN
ejif-10550	439	41	)	)	PUNCT
ejif-10550	439	42	.	.	PUNCT
ejif-10550	440	1	on	on	ADP
ejif-10550	440	2	the	the	DET
ejif-10550	440	3	other	other	ADJ
ejif-10550	440	4	hand	hand	NOUN
ejif-10550	440	5	,	,	PUNCT
ejif-10550	440	6	consumers	consumer	NOUN
ejif-10550	440	7	of	of	ADP
ejif-10550	440	8	morocco	morocco	PROPN
ejif-10550	440	9	do	do	AUX
ejif-10550	440	10	not	not	PART
ejif-10550	440	11	seem	seem	VERB
ejif-10550	440	12	to	to	PART
ejif-10550	440	13	be	be	AUX
ejif-10550	440	14	satisfied	satisfied	ADJ
ejif-10550	440	15	with	with	ADP
ejif-10550	440	16	the	the	DET
ejif-10550	440	17	bank	bank	NOUN
ejif-10550	440	18	loans	loan	NOUN
ejif-10550	440	19	offered	offer	VERB
ejif-10550	440	20	by	by	ADP
ejif-10550	440	21	conventional	conventional	ADJ
ejif-10550	440	22	banks	bank	NOUN
ejif-10550	440	23	.	.	PUNCT
ejif-10550	441	1	indeed	indeed	ADV
ejif-10550	441	2	,	,	PUNCT
ejif-10550	441	3	in	in	ADP
ejif-10550	441	4	addition	addition	NOUN
ejif-10550	441	5	to	to	ADP
ejif-10550	441	6	religious	religious	ADJ
ejif-10550	441	7	beliefs	belief	NOUN
ejif-10550	441	8	that	that	PRON
ejif-10550	441	9	prohibit	prohibit	VERB
ejif-10550	441	10	the	the	DET
ejif-10550	441	11	use	use	NOUN
ejif-10550	441	12	of	of	ADP
ejif-10550	441	13	interest	interest	NOUN
ejif-10550	441	14	,	,	PUNCT
ejif-10550	441	15	consumers	consumer	NOUN
ejif-10550	441	16	are	be	AUX
ejif-10550	441	17	limited	limit	VERB
ejif-10550	441	18	by	by	ADP
ejif-10550	441	19	the	the	DET
ejif-10550	441	20	high	high	ADJ
ejif-10550	441	21	transaction	transaction	NOUN
ejif-10550	441	22	and	and	CCONJ
ejif-10550	441	23	practical	practical	ADJ
ejif-10550	441	24	activation	activation	NOUN
ejif-10550	441	25	costs	cost	NOUN
ejif-10550	441	26	,	,	PUNCT
ejif-10550	441	27	complicated	complicated	ADJ
ejif-10550	441	28	administrative	administrative	ADJ
ejif-10550	441	29	procedures	procedure	NOUN
ejif-10550	441	30	,	,	PUNCT
ejif-10550	441	31	necessary	necessary	ADJ
ejif-10550	441	32	guarantees	guarantee	NOUN
ejif-10550	441	33	or	or	CCONJ
ejif-10550	441	34	even	even	ADV
ejif-10550	441	35	the	the	DET
ejif-10550	441	36	long	long	ADJ
ejif-10550	441	37	credit	credit	NOUN
ejif-10550	441	38	disbursement	disbursement	NOUN
ejif-10550	441	39	times	time	NOUN
ejif-10550	441	40	.	.	PUNCT
ejif-10550	442	1	this	this	DET
ejif-10550	442	2	last	last	ADJ
ejif-10550	442	3	point	point	NOUN
ejif-10550	442	4	was	be	AUX
ejif-10550	442	5	also	also	ADV
ejif-10550	442	6	affirmed	affirm	VERB
ejif-10550	442	7	by	by	ADP
ejif-10550	442	8	aaminou	aaminou	NOUN
ejif-10550	442	9	and	and	CCONJ
ejif-10550	442	10	aboulaich	aboulaich	PROPN
ejif-10550	442	11	in	in	ADP
ejif-10550	442	12	2017	2017	NUM
ejif-10550	442	13	,	,	PUNCT
ejif-10550	442	14	who	who	PRON
ejif-10550	442	15	confirmed	confirm	VERB
ejif-10550	442	16	that	that	SCONJ
ejif-10550	442	17	convenience	convenience	NOUN
ejif-10550	442	18	in	in	ADP
ejif-10550	442	19	terms	term	NOUN
ejif-10550	442	20	of	of	ADP
ejif-10550	442	21	prices	price	NOUN
ejif-10550	442	22	,	,	PUNCT
ejif-10550	442	23	proximity	proximity	NOUN
ejif-10550	442	24	of	of	ADP
ejif-10550	442	25	branches	branch	NOUN
ejif-10550	442	26	and	and	CCONJ
ejif-10550	442	27	quality	quality	NOUN
ejif-10550	442	28	of	of	ADP
ejif-10550	442	29	services	service	NOUN
ejif-10550	442	30	are	be	AUX
ejif-10550	442	31	essential	essential	ADJ
ejif-10550	442	32	for	for	ADP
ejif-10550	442	33	adopting	adopt	VERB
ejif-10550	442	34	islamic	islamic	ADJ
ejif-10550	442	35	financial	financial	ADJ
ejif-10550	442	36	institutions	institution	NOUN
ejif-10550	442	37	.	.	PUNCT
ejif-10550	443	1	the	the	DET
ejif-10550	443	2	literature	literature	NOUN
ejif-10550	443	3	also	also	ADV
ejif-10550	443	4	demonstrates	demonstrate	VERB
ejif-10550	443	5	that	that	SCONJ
ejif-10550	443	6	due	due	ADP
ejif-10550	443	7	to	to	ADP
ejif-10550	443	8	the	the	DET
ejif-10550	443	9	high	high	ADJ
ejif-10550	443	10	transaction	transaction	NOUN
ejif-10550	443	11	and	and	CCONJ
ejif-10550	443	12	practical	practical	ADJ
ejif-10550	443	13	activation	activation	NOUN
ejif-10550	443	14	costs	cost	NOUN
ejif-10550	443	15	,	,	PUNCT
ejif-10550	443	16	complicated	complicated	ADJ
ejif-10550	443	17	administrative	administrative	ADJ
ejif-10550	443	18	procedures	procedure	NOUN
ejif-10550	443	19	in	in	ADP
ejif-10550	443	20	islamic	islamic	ADJ
ejif-10550	443	21	banks	bank	NOUN
ejif-10550	443	22	are	be	AUX
ejif-10550	443	23	“	"	PUNCT
ejif-10550	443	24	being	be	AUX
ejif-10550	443	25	asked	ask	VERB
ejif-10550	443	26	to	to	PART
ejif-10550	443	27	develop	develop	VERB
ejif-10550	443	28	more	more	ADV
ejif-10550	443	29	rigorous	rigorous	ADJ
ejif-10550	443	30	risk	risk	NOUN
ejif-10550	443	31	identification	identification	NOUN
ejif-10550	443	32	and	and	CCONJ
ejif-10550	443	33	management	management	NOUN
ejif-10550	443	34	systems	system	NOUN
ejif-10550	443	35	”	"	PUNCT
ejif-10550	443	36	(	(	PUNCT
ejif-10550	443	37	drissi	drissi	NOUN
ejif-10550	443	38	and	and	CCONJ
ejif-10550	443	39	angake	angake	NOUN
ejif-10550	443	40	,	,	PUNCT
ejif-10550	443	41	2019	2019	NUM
ejif-10550	443	42	)	)	PUNCT
ejif-10550	443	43	.	.	PUNCT
ejif-10550	444	1	improving	improve	VERB
ejif-10550	444	2	services	service	NOUN
ejif-10550	444	3	and	and	CCONJ
ejif-10550	444	4	risk	risk	NOUN
ejif-10550	444	5	identification	identification	NOUN
ejif-10550	444	6	could	could	AUX
ejif-10550	444	7	be	be	AUX
ejif-10550	444	8	a	a	DET
ejif-10550	444	9	booster	booster	NOUN
ejif-10550	444	10	for	for	ADP
ejif-10550	444	11	islamic	islamic	ADJ
ejif-10550	444	12	fintech	fintech	PROPN
ejif-10550	444	13	to	to	PART
ejif-10550	444	14	include	include	VERB
ejif-10550	444	15	unbanked	unbanked	ADJ
ejif-10550	444	16	people	people	NOUN
ejif-10550	444	17	for	for	ADP
ejif-10550	444	18	religious	religious	ADJ
ejif-10550	444	19	reasons	reason	NOUN
ejif-10550	444	20	and	and	CCONJ
ejif-10550	444	21	fill	fill	VERB
ejif-10550	444	22	the	the	DET
ejif-10550	444	23	poverty	poverty	NOUN
ejif-10550	444	24	and	and	CCONJ
ejif-10550	444	25	financial	financial	ADJ
ejif-10550	444	26	inclusion	inclusion	NOUN
ejif-10550	444	27	gap	gap	NOUN
ejif-10550	444	28	through	through	ADP
ejif-10550	444	29	the	the	DET
ejif-10550	444	30	technology	technology	NOUN
ejif-10550	444	31	applied	apply	VERB
ejif-10550	444	32	.	.	PUNCT
ejif-10550	445	1	it	it	PRON
ejif-10550	445	2	also	also	ADV
ejif-10550	445	3	reduces	reduce	VERB
ejif-10550	445	4	the	the	DET
ejif-10550	445	5	transaction	transaction	NOUN
ejif-10550	445	6	cost	cost	NOUN
ejif-10550	445	7	because	because	SCONJ
ejif-10550	445	8	islamic	islamic	ADJ
ejif-10550	445	9	banks	bank	NOUN
ejif-10550	445	10	are	be	AUX
ejif-10550	445	11	asked	ask	VERB
ejif-10550	445	12	to	to	PART
ejif-10550	445	13	develop	develop	VERB
ejif-10550	445	14	more	more	ADV
ejif-10550	445	15	rigorous	rigorous	ADJ
ejif-10550	445	16	risk	risk	NOUN
ejif-10550	445	17	identification	identification	NOUN
ejif-10550	445	18	and	and	CCONJ
ejif-10550	445	19	management	management	NOUN
ejif-10550	445	20	systems	system	NOUN
ejif-10550	445	21	.	.	PUNCT
ejif-10550	446	1	in	in	ADP
ejif-10550	446	2	some	some	DET
ejif-10550	446	3	asian	asian	ADJ
ejif-10550	446	4	markets	market	NOUN
ejif-10550	446	5	like	like	ADP
ejif-10550	446	6	indonesia	indonesia	PROPN
ejif-10550	446	7	and	and	CCONJ
ejif-10550	446	8	malaysia	malaysia	PROPN
ejif-10550	446	9	,	,	PUNCT
ejif-10550	446	10	it	it	PRON
ejif-10550	446	11	is	be	AUX
ejif-10550	446	12	demonstrated	demonstrate	VERB
ejif-10550	446	13	that	that	SCONJ
ejif-10550	446	14	zakat	zakat	PROPN
ejif-10550	446	15	is	be	AUX
ejif-10550	446	16	one	one	NUM
ejif-10550	446	17	of	of	ADP
ejif-10550	446	18	the	the	DET
ejif-10550	446	19	main	main	ADJ
ejif-10550	446	20	pillars	pillar	NOUN
ejif-10550	446	21	of	of	ADP
ejif-10550	446	22	the	the	DET
ejif-10550	446	23	islamic	islamic	ADJ
ejif-10550	446	24	economy	economy	NOUN
ejif-10550	446	25	.	.	PUNCT
ejif-10550	447	1	the	the	DET
ejif-10550	447	2	basic	basic	ADJ
ejif-10550	447	3	principle	principle	NOUN
ejif-10550	447	4	of	of	ADP
ejif-10550	447	5	distribution	distribution	NOUN
ejif-10550	447	6	of	of	ADP
ejif-10550	447	7	social	social	ADJ
ejif-10550	447	8	goods	good	NOUN
ejif-10550	447	9	is	be	AUX
ejif-10550	447	10	a	a	DET
ejif-10550	447	11	valid	valid	ADJ
ejif-10550	447	12	application	application	NOUN
ejif-10550	447	13	of	of	ADP
ejif-10550	447	14	islamic	islamic	ADJ
ejif-10550	447	15	fintech	fintech	NOUN
ejif-10550	447	16	and	and	CCONJ
ejif-10550	447	17	particularly	particularly	ADV
ejif-10550	447	18	a	a	DET
ejif-10550	447	19	good	good	ADJ
ejif-10550	447	20	application	application	NOUN
ejif-10550	447	21	of	of	ADP
ejif-10550	447	22	blockchain	blockchain	PROPN
ejif-10550	447	23	to	to	PART
ejif-10550	447	24	monitor	monitor	VERB
ejif-10550	447	25	transactions	transaction	NOUN
ejif-10550	447	26	and	and	CCONJ
ejif-10550	447	27	“	"	PUNCT
ejif-10550	447	28	tackle	tackle	VERB
ejif-10550	447	29	poverty	poverty	NOUN
ejif-10550	447	30	and	and	CCONJ
ejif-10550	447	31	social	social	ADJ
ejif-10550	447	32	inequality	inequality	NOUN
ejif-10550	447	33	”	"	PUNCT
ejif-10550	447	34	(	(	PUNCT
ejif-10550	447	35	kamdzhalov	kamdzhalov	PROPN
ejif-10550	447	36	,	,	PUNCT
ejif-10550	447	37	2020	2020	NUM
ejif-10550	447	38	)	)	PUNCT
ejif-10550	447	39	.	.	PUNCT
ejif-10550	448	1	the	the	DET
ejif-10550	448	2	benefits	benefit	NOUN
ejif-10550	448	3	of	of	ADP
ejif-10550	448	4	fintech	fintech	NOUN
ejif-10550	448	5	for	for	ADP
ejif-10550	448	6	islamic	islamic	ADJ
ejif-10550	448	7	finance	finance	PROPN
ejif-10550	448	8	have	have	AUX
ejif-10550	448	9	also	also	ADV
ejif-10550	448	10	been	be	AUX
ejif-10550	448	11	studied	study	VERB
ejif-10550	448	12	in	in	ADP
ejif-10550	448	13	kazakhstan	kazakhstan	PROPN
ejif-10550	448	14	,	,	PUNCT
ejif-10550	448	15	showing	show	VERB
ejif-10550	448	16	that	that	SCONJ
ejif-10550	448	17	the	the	DET
ejif-10550	448	18	market	market	NOUN
ejif-10550	448	19	needs	need	VERB
ejif-10550	448	20	new	new	ADJ
ejif-10550	448	21	players	player	NOUN
ejif-10550	448	22	with	with	ADP
ejif-10550	448	23	new	new	ADJ
ejif-10550	448	24	financial	financial	ADJ
ejif-10550	448	25	products	product	NOUN
ejif-10550	448	26	and	and	CCONJ
ejif-10550	448	27	technologies	technology	NOUN
ejif-10550	448	28	.	.	PUNCT
ejif-10550	449	1	as	as	SCONJ
ejif-10550	449	2	reported	report	VERB
ejif-10550	449	3	in	in	ADP
ejif-10550	449	4	the	the	DET
ejif-10550	449	5	paper	paper	NOUN
ejif-10550	449	6	,	,	PUNCT
ejif-10550	449	7	“	"	PUNCT
ejif-10550	449	8	according	accord	VERB
ejif-10550	449	9	to	to	ADP
ejif-10550	449	10	the	the	DET
ejif-10550	449	11	interviewees	interviewee	NOUN
ejif-10550	449	12	,	,	PUNCT
ejif-10550	449	13	in	in	ADP
ejif-10550	449	14	the	the	DET
ejif-10550	449	15	long	long	ADJ
ejif-10550	449	16	term	term	NOUN
ejif-10550	449	17	,	,	PUNCT
ejif-10550	449	18	the	the	DET
ejif-10550	449	19	70	70	NUM
ejif-10550	449	20	european	european	ADJ
ejif-10550	449	21	journal	journal	PROPN
ejif-10550	449	22	of	of	ADP
ejif-10550	449	23	islamic	islamic	PROPN
ejif-10550	449	24	finance	finance	PROPN
ejif-10550	449	25	issn	issn	PROPN
ejif-10550	449	26	:	:	PUNCT
ejif-10550	449	27	2421	2421	NUM
ejif-10550	449	28	-	-	SYM
ejif-10550	449	29	2172	2172	NUM
ejif-10550	449	30	doi	doi	NOUN
ejif-10550	449	31	:	:	PUNCT
ejif-10550	449	32	10.13135/2421	10.13135/2421	NUM
ejif-10550	449	33	-	-	SYM
ejif-10550	449	34	2172/10550	2172/10550	NUM
ejif-10550	449	35	published	publish	VERB
ejif-10550	449	36	by	by	ADP
ejif-10550	449	37	university	university	PROPN
ejif-10550	449	38	of	of	ADP
ejif-10550	449	39	turin	turin	PROPN
ejif-10550	450	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	450	2	ejif	ejif	PROPN
ejif-10550	450	3	content	content	NOUN
ejif-10550	450	4	is	be	AUX
ejif-10550	450	5	licensed	license	VERB
ejif-10550	450	6	under	under	ADP
ejif-10550	450	7	a	a	DET
ejif-10550	450	8	creative	creative	ADJ
ejif-10550	450	9	commons	common	NOUN
ejif-10550	450	10	attribution	attribution	NOUN
ejif-10550	450	11	4.0	4.0	NUM
ejif-10550	450	12	international	international	ADJ
ejif-10550	450	13	license	license	NOUN
ejif-10550	450	14	development	development	NOUN
ejif-10550	450	15	of	of	ADP
ejif-10550	450	16	the	the	DET
ejif-10550	450	17	islamic	islamic	ADJ
ejif-10550	450	18	finance	finance	NOUN
ejif-10550	450	19	market	market	NOUN
ejif-10550	450	20	will	will	AUX
ejif-10550	450	21	be	be	AUX
ejif-10550	450	22	determined	determine	VERB
ejif-10550	450	23	by	by	ADP
ejif-10550	450	24	new	new	ADJ
ejif-10550	450	25	financial	financial	ADJ
ejif-10550	450	26	technologies	technology	NOUN
ejif-10550	450	27	,	,	PUNCT
ejif-10550	450	28	the	the	DET
ejif-10550	450	29	islamic	islamic	ADJ
ejif-10550	450	30	fintech	fintech	NOUN
ejif-10550	450	31	industry	industry	NOUN
ejif-10550	450	32	.	.	PUNCT
ejif-10550	450	33	”	"	PUNCT
ejif-10550	451	1	(	(	PUNCT
ejif-10550	451	2	nagimova	nagimova	NOUN
ejif-10550	451	3	,	,	PUNCT
ejif-10550	451	4	2023	2023	NUM
ejif-10550	451	5	)	)	PUNCT
ejif-10550	451	6	.	.	PUNCT
ejif-10550	452	1	there	there	PRON
ejif-10550	452	2	is	be	VERB
ejif-10550	452	3	excellent	excellent	ADJ
ejif-10550	452	4	potential	potential	NOUN
ejif-10550	452	5	for	for	ADP
ejif-10550	452	6	the	the	DET
ejif-10550	452	7	diffusion	diffusion	NOUN
ejif-10550	452	8	of	of	ADP
ejif-10550	452	9	islamic	islamic	ADJ
ejif-10550	452	10	banking	banking	NOUN
ejif-10550	452	11	and	and	CCONJ
ejif-10550	452	12	fintech	fintech	NOUN
ejif-10550	452	13	in	in	ADP
ejif-10550	452	14	eu	eu	PROPN
ejif-10550	452	15	countries	country	NOUN
ejif-10550	452	16	with	with	ADP
ejif-10550	452	17	flourishing	flourish	VERB
ejif-10550	452	18	islamic	islamic	ADJ
ejif-10550	452	19	communities	community	NOUN
ejif-10550	452	20	,	,	PUNCT
ejif-10550	452	21	such	such	ADJ
ejif-10550	452	22	as	as	ADP
ejif-10550	452	23	france	france	PROPN
ejif-10550	452	24	and	and	CCONJ
ejif-10550	452	25	italy	italy	PROPN
ejif-10550	452	26	.	.	PUNCT
ejif-10550	453	1	although	although	SCONJ
ejif-10550	453	2	according	accord	VERB
ejif-10550	453	3	to	to	ADP
ejif-10550	453	4	the	the	DET
ejif-10550	453	5	literature	literature	NOUN
ejif-10550	453	6	(	(	PUNCT
ejif-10550	453	7	belouafi	belouafi	PROPN
ejif-10550	453	8	and	and	CCONJ
ejif-10550	453	9	belabes,2010	belabes,2010	NOUN
ejif-10550	453	10	)	)	PUNCT
ejif-10550	453	11	,	,	PUNCT
ejif-10550	453	12	france	france	PROPN
ejif-10550	453	13	is	be	AUX
ejif-10550	453	14	ahead	ahead	ADV
ejif-10550	453	15	in	in	ADP
ejif-10550	453	16	expanding	expand	VERB
ejif-10550	453	17	the	the	DET
ejif-10550	453	18	islamic	islamic	ADJ
ejif-10550	453	19	finance	finance	NOUN
ejif-10550	453	20	market	market	NOUN
ejif-10550	453	21	.	.	PUNCT
ejif-10550	454	1	however	however	ADV
ejif-10550	454	2	,	,	PUNCT
ejif-10550	454	3	it	it	PRON
ejif-10550	454	4	’s	’	VERB
ejif-10550	454	5	a	a	DET
ejif-10550	454	6	complex	complex	ADJ
ejif-10550	454	7	matter	matter	NOUN
ejif-10550	454	8	to	to	PART
ejif-10550	454	9	adapt	adapt	VERB
ejif-10550	454	10	a	a	DET
ejif-10550	454	11	financial	financial	ADJ
ejif-10550	454	12	islamic	islamic	ADJ
ejif-10550	454	13	system	system	NOUN
ejif-10550	454	14	to	to	ADP
ejif-10550	454	15	the	the	DET
ejif-10550	454	16	eu	eu	PROPN
ejif-10550	454	17	’s	’s	PART
ejif-10550	454	18	rules	rule	NOUN
ejif-10550	454	19	.	.	PUNCT
ejif-10550	455	1	based	base	VERB
ejif-10550	455	2	on	on	ADP
ejif-10550	455	3	the	the	DET
ejif-10550	455	4	analysis	analysis	NOUN
ejif-10550	455	5	(	(	PUNCT
ejif-10550	455	6	ferrari	ferrari	PROPN
ejif-10550	455	7	,	,	PUNCT
ejif-10550	455	8	2002	2002	NUM
ejif-10550	455	9	)	)	PUNCT
ejif-10550	455	10	concerning	concern	VERB
ejif-10550	455	11	law	law	NOUN
ejif-10550	455	12	and	and	CCONJ
ejif-10550	455	13	religion	religion	NOUN
ejif-10550	455	14	,	,	PUNCT
ejif-10550	455	15	the	the	DET
ejif-10550	455	16	question	question	NOUN
ejif-10550	455	17	of	of	ADP
ejif-10550	455	18	the	the	DET
ejif-10550	455	19	legal	legal	ADJ
ejif-10550	455	20	status	status	NOUN
ejif-10550	455	21	of	of	ADP
ejif-10550	455	22	islam	islam	PROPN
ejif-10550	455	23	in	in	ADP
ejif-10550	455	24	europe	europe	PROPN
ejif-10550	455	25	is	be	AUX
ejif-10550	455	26	linked	link	VERB
ejif-10550	455	27	to	to	ADP
ejif-10550	455	28	multiculturalism	multiculturalism	NOUN
ejif-10550	455	29	and	and	CCONJ
ejif-10550	455	30	identity	identity	NOUN
ejif-10550	455	31	.	.	PUNCT
ejif-10550	456	1	our	our	PRON
ejif-10550	456	2	analysis	analysis	NOUN
ejif-10550	456	3	explained	explain	VERB
ejif-10550	456	4	how	how	SCONJ
ejif-10550	456	5	morocco	morocco	PROPN
ejif-10550	456	6	’s	’s	PART
ejif-10550	456	7	peculiarities	peculiarity	NOUN
ejif-10550	456	8	in	in	ADP
ejif-10550	456	9	legislation	legislation	NOUN
ejif-10550	456	10	and	and	CCONJ
ejif-10550	456	11	the	the	DET
ejif-10550	456	12	spread	spread	NOUN
ejif-10550	456	13	of	of	ADP
ejif-10550	456	14	innovative	innovative	ADJ
ejif-10550	456	15	services	service	NOUN
ejif-10550	456	16	could	could	AUX
ejif-10550	456	17	propel	propel	VERB
ejif-10550	456	18	islamic	islamic	ADJ
ejif-10550	456	19	finance	finance	NOUN
ejif-10550	456	20	in	in	ADP
ejif-10550	456	21	europe	europe	PROPN
ejif-10550	456	22	.	.	PUNCT
ejif-10550	457	1	mapping	map	VERB
ejif-10550	457	2	moroccan	moroccan	ADJ
ejif-10550	457	3	financial	financial	ADJ
ejif-10550	457	4	institutions	institution	NOUN
ejif-10550	457	5	and	and	CCONJ
ejif-10550	457	6	technologically	technologically	ADV
ejif-10550	457	7	advanced	advance	VERB
ejif-10550	457	8	services	service	NOUN
ejif-10550	457	9	such	such	ADJ
ejif-10550	457	10	as	as	ADP
ejif-10550	457	11	those	those	PRON
ejif-10550	457	12	related	relate	VERB
ejif-10550	457	13	to	to	ADP
ejif-10550	457	14	fintech	fintech	NOUN
ejif-10550	457	15	represents	represent	VERB
ejif-10550	457	16	a	a	DET
ejif-10550	457	17	novelty	novelty	NOUN
ejif-10550	457	18	compared	compare	VERB
ejif-10550	457	19	to	to	ADP
ejif-10550	457	20	the	the	DET
ejif-10550	457	21	literature	literature	NOUN
ejif-10550	457	22	.	.	PUNCT
ejif-10550	458	1	the	the	DET
ejif-10550	458	2	limitation	limitation	NOUN
ejif-10550	458	3	of	of	ADP
ejif-10550	458	4	our	our	PRON
ejif-10550	458	5	study	study	NOUN
ejif-10550	458	6	is	be	AUX
ejif-10550	458	7	that	that	SCONJ
ejif-10550	458	8	we	we	PRON
ejif-10550	458	9	have	have	AUX
ejif-10550	458	10	not	not	PART
ejif-10550	458	11	yet	yet	ADV
ejif-10550	458	12	implemented	implement	VERB
ejif-10550	458	13	a	a	DET
ejif-10550	458	14	sample	sample	NOUN
ejif-10550	458	15	into	into	ADP
ejif-10550	458	16	moroccan	moroccan	ADJ
ejif-10550	458	17	banks	bank	NOUN
ejif-10550	458	18	because	because	SCONJ
ejif-10550	458	19	it	it	PRON
ejif-10550	458	20	is	be	AUX
ejif-10550	458	21	necessary	necessary	ADJ
ejif-10550	458	22	before	before	ADP
ejif-10550	458	23	taking	take	VERB
ejif-10550	458	24	such	such	ADJ
ejif-10550	458	25	action	action	NOUN
ejif-10550	458	26	to	to	PART
ejif-10550	458	27	conduct	conduct	VERB
ejif-10550	458	28	a	a	DET
ejif-10550	458	29	preliminary	preliminary	ADJ
ejif-10550	458	30	exploration	exploration	NOUN
ejif-10550	458	31	of	of	ADP
ejif-10550	458	32	this	this	DET
ejif-10550	458	33	topic	topic	NOUN
ejif-10550	458	34	.	.	PUNCT
ejif-10550	459	1	creating	create	VERB
ejif-10550	459	2	a	a	DET
ejif-10550	459	3	sample	sample	NOUN
ejif-10550	459	4	and	and	CCONJ
ejif-10550	459	5	a	a	DET
ejif-10550	459	6	purpose	purpose	NOUN
ejif-10550	459	7	that	that	PRON
ejif-10550	459	8	investigates	investigate	VERB
ejif-10550	459	9	the	the	DET
ejif-10550	459	10	preferences	preference	NOUN
ejif-10550	459	11	of	of	ADP
ejif-10550	459	12	the	the	DET
ejif-10550	459	13	client	client	NOUN
ejif-10550	459	14	,	,	PUNCT
ejif-10550	459	15	especially	especially	ADV
ejif-10550	459	16	individuals	individual	NOUN
ejif-10550	459	17	and	and	CCONJ
ejif-10550	459	18	smes	sme	NOUN
ejif-10550	459	19	,	,	PUNCT
ejif-10550	459	20	about	about	ADP
ejif-10550	459	21	banking	banking	NOUN
ejif-10550	459	22	and	and	CCONJ
ejif-10550	459	23	fintech	fintech	NOUN
ejif-10550	459	24	offers	offer	VERB
ejif-10550	459	25	in	in	ADP
ejif-10550	459	26	morocco	morocco	PROPN
ejif-10550	459	27	but	but	CCONJ
ejif-10550	459	28	potentially	potentially	ADV
ejif-10550	459	29	in	in	ADP
ejif-10550	459	30	eu	eu	PROPN
ejif-10550	459	31	’s	’s	PART
ejif-10550	459	32	muslim	muslim	ADJ
ejif-10550	459	33	clients	client	NOUN
ejif-10550	459	34	could	could	AUX
ejif-10550	459	35	show	show	VERB
ejif-10550	459	36	new	new	ADJ
ejif-10550	459	37	business	business	NOUN
ejif-10550	459	38	opportunities	opportunity	NOUN
ejif-10550	459	39	to	to	PART
ejif-10550	459	40	digitize	digitize	VERB
ejif-10550	459	41	services	service	NOUN
ejif-10550	459	42	and	and	CCONJ
ejif-10550	459	43	automate	automate	ADJ
ejif-10550	459	44	compliance	compliance	NOUN
ejif-10550	459	45	in	in	ADP
ejif-10550	459	46	islamic	islamic	ADJ
ejif-10550	459	47	banking	banking	NOUN
ejif-10550	459	48	.	.	PUNCT
ejif-10550	460	1	another	another	DET
ejif-10550	460	2	limitation	limitation	NOUN
ejif-10550	460	3	of	of	ADP
ejif-10550	460	4	the	the	DET
ejif-10550	460	5	study	study	NOUN
ejif-10550	460	6	is	be	AUX
ejif-10550	460	7	that	that	SCONJ
ejif-10550	460	8	,	,	PUNCT
ejif-10550	460	9	as	as	SCONJ
ejif-10550	460	10	pointed	point	VERB
ejif-10550	460	11	out	out	ADP
ejif-10550	460	12	earlier	early	ADV
ejif-10550	460	13	,	,	PUNCT
ejif-10550	460	14	the	the	DET
ejif-10550	460	15	exportation	exportation	NOUN
ejif-10550	460	16	of	of	ADP
ejif-10550	460	17	morocco	morocco	PROPN
ejif-10550	460	18	’s	’s	PART
ejif-10550	460	19	results	result	NOUN
ejif-10550	460	20	and	and	CCONJ
ejif-10550	460	21	,	,	PUNCT
ejif-10550	460	22	thus	thus	ADV
ejif-10550	460	23	,	,	PUNCT
ejif-10550	460	24	good	good	ADJ
ejif-10550	460	25	practices	practice	NOUN
ejif-10550	460	26	in	in	ADP
ejif-10550	460	27	disseminating	disseminate	VERB
ejif-10550	460	28	islamic	islamic	ADJ
ejif-10550	460	29	finance	finance	NOUN
ejif-10550	460	30	to	to	PART
ejif-10550	460	31	serve	serve	VERB
ejif-10550	460	32	muslim	muslim	ADJ
ejif-10550	460	33	customers	customer	NOUN
ejif-10550	460	34	in	in	ADP
ejif-10550	460	35	europe	europe	PROPN
ejif-10550	460	36	has	have	VERB
ejif-10550	460	37	limitations	limitation	NOUN
ejif-10550	460	38	.	.	PUNCT
ejif-10550	461	1	the	the	DET
ejif-10550	461	2	first	first	ADJ
ejif-10550	461	3	and	and	CCONJ
ejif-10550	461	4	most	most	ADV
ejif-10550	461	5	significant	significant	ADJ
ejif-10550	461	6	limitation	limitation	NOUN
ejif-10550	461	7	is	be	AUX
ejif-10550	461	8	the	the	DET
ejif-10550	461	9	entirely	entirely	ADV
ejif-10550	461	10	different	different	ADJ
ejif-10550	461	11	legislation	legislation	NOUN
ejif-10550	461	12	between	between	ADP
ejif-10550	461	13	the	the	DET
ejif-10550	461	14	other	other	ADJ
ejif-10550	461	15	countries	country	NOUN
ejif-10550	461	16	.	.	PUNCT
ejif-10550	462	1	all	all	DET
ejif-10550	462	2	results	result	NOUN
ejif-10550	462	3	would	would	AUX
ejif-10550	462	4	necessarily	necessarily	ADV
ejif-10550	462	5	have	have	VERB
ejif-10550	462	6	to	to	PART
ejif-10550	462	7	be	be	AUX
ejif-10550	462	8	adapted	adapt	VERB
ejif-10550	462	9	to	to	ADP
ejif-10550	462	10	the	the	DET
ejif-10550	462	11	local	local	ADJ
ejif-10550	462	12	context	context	NOUN
ejif-10550	462	13	,	,	PUNCT
ejif-10550	462	14	especially	especially	ADV
ejif-10550	462	15	about	about	ADP
ejif-10550	462	16	legislation	legislation	NOUN
ejif-10550	462	17	.	.	PUNCT
ejif-10550	463	1	however	however	ADV
ejif-10550	463	2	,	,	PUNCT
ejif-10550	463	3	as	as	ADP
ejif-10550	463	4	in	in	ADP
ejif-10550	463	5	morocco	morocco	PROPN
ejif-10550	463	6	,	,	PUNCT
ejif-10550	463	7	muslim	muslim	ADJ
ejif-10550	463	8	communities	community	NOUN
ejif-10550	463	9	may	may	AUX
ejif-10550	463	10	be	be	AUX
ejif-10550	463	11	receptive	receptive	ADJ
ejif-10550	463	12	to	to	ADP
ejif-10550	463	13	even	even	ADV
ejif-10550	463	14	technologically	technologically	ADV
ejif-10550	463	15	advanced	advance	VERB
ejif-10550	463	16	islamic	islamic	ADJ
ejif-10550	463	17	financial	financial	ADJ
ejif-10550	463	18	products	product	NOUN
ejif-10550	463	19	such	such	ADJ
ejif-10550	463	20	as	as	ADP
ejif-10550	463	21	those	those	PRON
ejif-10550	463	22	provided	provide	VERB
ejif-10550	463	23	through	through	ADP
ejif-10550	463	24	fintech	fintech	NOUN
ejif-10550	463	25	.	.	PUNCT
ejif-10550	464	1	as	as	SCONJ
ejif-10550	464	2	we	we	PRON
ejif-10550	464	3	have	have	AUX
ejif-10550	464	4	expressed	express	VERB
ejif-10550	464	5	and	and	CCONJ
ejif-10550	464	6	emerged	emerge	VERB
ejif-10550	464	7	from	from	ADP
ejif-10550	464	8	the	the	DET
ejif-10550	464	9	literature	literature	NOUN
ejif-10550	464	10	(	(	PUNCT
ejif-10550	464	11	drissi	drissi	PROPN
ejif-10550	464	12	and	and	CCONJ
ejif-10550	464	13	angake	angake	NOUN
ejif-10550	464	14	,	,	PUNCT
ejif-10550	464	15	2019	2019	NUM
ejif-10550	464	16	)	)	PUNCT
ejif-10550	464	17	,	,	PUNCT
ejif-10550	464	18	a	a	DET
ejif-10550	464	19	further	further	ADJ
ejif-10550	464	20	limitation	limitation	NOUN
ejif-10550	464	21	to	to	ADP
ejif-10550	464	22	the	the	DET
ejif-10550	464	23	diffusion	diffusion	NOUN
ejif-10550	464	24	of	of	ADP
ejif-10550	464	25	islamic	islamic	ADJ
ejif-10550	464	26	finance	finance	NOUN
ejif-10550	464	27	is	be	AUX
ejif-10550	464	28	the	the	DET
ejif-10550	464	29	lack	lack	NOUN
ejif-10550	464	30	of	of	ADP
ejif-10550	464	31	stricter	strict	ADJ
ejif-10550	464	32	risk	risk	NOUN
ejif-10550	464	33	controls	control	NOUN
ejif-10550	464	34	and	and	CCONJ
ejif-10550	464	35	the	the	DET
ejif-10550	464	36	necessity	necessity	NOUN
ejif-10550	464	37	of	of	ADP
ejif-10550	464	38	complete	complete	ADJ
ejif-10550	464	39	client	client	NOUN
ejif-10550	464	40	identification	identification	NOUN
ejif-10550	464	41	.	.	PUNCT
ejif-10550	465	1	this	this	PRON
ejif-10550	465	2	is	be	AUX
ejif-10550	465	3	one	one	NUM
ejif-10550	465	4	of	of	ADP
ejif-10550	465	5	the	the	DET
ejif-10550	465	6	reasons	reason	NOUN
ejif-10550	465	7	why	why	SCONJ
ejif-10550	465	8	islamic	islamic	ADJ
ejif-10550	465	9	finance	finance	NOUN
ejif-10550	465	10	is	be	AUX
ejif-10550	465	11	not	not	PART
ejif-10550	465	12	at	at	ADP
ejif-10550	465	13	its	its	PRON
ejif-10550	465	14	full	full	ADJ
ejif-10550	465	15	potential	potential	NOUN
ejif-10550	465	16	in	in	ADP
ejif-10550	465	17	morocco	morocco	PROPN
ejif-10550	465	18	.	.	PUNCT
ejif-10550	466	1	we	we	PRON
ejif-10550	466	2	would	would	AUX
ejif-10550	466	3	therefore	therefore	ADV
ejif-10550	466	4	like	like	VERB
ejif-10550	466	5	to	to	PART
ejif-10550	466	6	propose	propose	VERB
ejif-10550	466	7	a	a	DET
ejif-10550	466	8	solution	solution	NOUN
ejif-10550	466	9	based	base	VERB
ejif-10550	466	10	on	on	ADP
ejif-10550	466	11	modern	modern	ADJ
ejif-10550	466	12	technologies	technology	NOUN
ejif-10550	466	13	to	to	PART
ejif-10550	466	14	overcome	overcome	VERB
ejif-10550	466	15	this	this	DET
ejif-10550	466	16	problem	problem	NOUN
ejif-10550	466	17	through	through	ADP
ejif-10550	466	18	the	the	DET
ejif-10550	466	19	implementation	implementation	NOUN
ejif-10550	466	20	of	of	ADP
ejif-10550	466	21	regtech	regtech	NOUN
ejif-10550	466	22	,	,	PUNCT
ejif-10550	466	23	regulatory	regulatory	ADJ
ejif-10550	466	24	technology	technology	NOUN
ejif-10550	466	25	.	.	PUNCT
ejif-10550	467	1	so	so	ADV
ejif-10550	467	2	,	,	PUNCT
ejif-10550	467	3	technology	technology	NOUN
ejif-10550	467	4	could	could	AUX
ejif-10550	467	5	be	be	AUX
ejif-10550	467	6	as	as	SCONJ
ejif-10550	467	7	it	it	PRON
ejif-10550	467	8	is	be	AUX
ejif-10550	467	9	in	in	ADP
ejif-10550	467	10	europe	europe	PROPN
ejif-10550	467	11	adapted	adapt	VERB
ejif-10550	467	12	to	to	PART
ejif-10550	467	13	automatize	automatize	NOUN
ejif-10550	467	14	regulation	regulation	NOUN
ejif-10550	467	15	compliance	compliance	NOUN
ejif-10550	467	16	through	through	ADP
ejif-10550	467	17	ai	ai	PROPN
ejif-10550	467	18	,	,	PUNCT
ejif-10550	467	19	helping	help	VERB
ejif-10550	467	20	with	with	ADP
ejif-10550	467	21	risk	risk	NOUN
ejif-10550	467	22	management	management	NOUN
ejif-10550	467	23	and	and	CCONJ
ejif-10550	467	24	the	the	DET
ejif-10550	467	25	client	client	NOUN
ejif-10550	467	26	onboarding	onboarding	NOUN
ejif-10550	467	27	process	process	NOUN
ejif-10550	467	28	.	.	PUNCT
ejif-10550	468	1	regtech	regtech	PROPN
ejif-10550	468	2	does	do	AUX
ejif-10550	468	3	not	not	PART
ejif-10550	468	4	directly	directly	ADV
ejif-10550	468	5	provide	provide	VERB
ejif-10550	468	6	new	new	ADJ
ejif-10550	468	7	revenues	revenue	NOUN
ejif-10550	468	8	,	,	PUNCT
ejif-10550	468	9	as	as	SCONJ
ejif-10550	468	10	fintech	fintech	NOUN
ejif-10550	468	11	payment	payment	NOUN
ejif-10550	468	12	services	service	NOUN
ejif-10550	468	13	do	do	VERB
ejif-10550	468	14	,	,	PUNCT
ejif-10550	468	15	but	but	CCONJ
ejif-10550	468	16	saves	save	VERB
ejif-10550	468	17	costs	cost	NOUN
ejif-10550	468	18	and	and	CCONJ
ejif-10550	468	19	time	time	NOUN
ejif-10550	468	20	for	for	ADP
ejif-10550	468	21	the	the	DET
ejif-10550	468	22	incumbent	incumbent	NOUN
ejif-10550	468	23	and	and	CCONJ
ejif-10550	468	24	only	only	ADV
ejif-10550	468	25	indirectly	indirectly	ADV
ejif-10550	468	26	for	for	ADP
ejif-10550	468	27	the	the	DET
ejif-10550	468	28	customer	customer	NOUN
ejif-10550	468	29	(	(	PUNCT
ejif-10550	468	30	battanta	battanta	NOUN
ejif-10550	468	31	and	and	CCONJ
ejif-10550	468	32	magli	magli	NOUN
ejif-10550	468	33	,	,	PUNCT
ejif-10550	468	34	2023	2023	NUM
ejif-10550	468	35	)	)	PUNCT
ejif-10550	468	36	by	by	ADP
ejif-10550	468	37	automating	automate	VERB
ejif-10550	468	38	the	the	DET
ejif-10550	468	39	onboarding	onboarding	NOUN
ejif-10550	468	40	and	and	CCONJ
ejif-10550	468	41	identification	identification	NOUN
ejif-10550	468	42	processes	process	NOUN
ejif-10550	468	43	.	.	PUNCT
ejif-10550	469	1	regtech	regtech	PROPN
ejif-10550	469	2	could	could	AUX
ejif-10550	469	3	also	also	ADV
ejif-10550	469	4	face	face	VERB
ejif-10550	469	5	risk	risk	NOUN
ejif-10550	469	6	management	management	NOUN
ejif-10550	469	7	and	and	CCONJ
ejif-10550	469	8	compliance	compliance	NOUN
ejif-10550	469	9	issues	issue	NOUN
ejif-10550	469	10	in	in	ADP
ejif-10550	469	11	italy	italy	PROPN
ejif-10550	469	12	(	(	PUNCT
ejif-10550	469	13	battanta	battanta	PROPN
ejif-10550	469	14	et	et	PROPN
ejif-10550	469	15	al	al	PROPN
ejif-10550	469	16	.	.	PROPN
ejif-10550	469	17	,	,	PUNCT
ejif-10550	469	18	2020	2020	NUM
ejif-10550	469	19	)	)	PUNCT
ejif-10550	469	20	.	.	PUNCT
ejif-10550	470	1	we	we	PRON
ejif-10550	470	2	also	also	ADV
ejif-10550	470	3	think	think	VERB
ejif-10550	470	4	that	that	SCONJ
ejif-10550	470	5	the	the	DET
ejif-10550	470	6	expansion	expansion	NOUN
ejif-10550	470	7	of	of	ADP
ejif-10550	470	8	islamic	islamic	ADJ
ejif-10550	470	9	finance	finance	PROPN
ejif-10550	470	10	to	to	PART
ejif-10550	470	11	include	include	VERB
ejif-10550	470	12	muslim	muslim	ADJ
ejif-10550	470	13	communities	community	NOUN
ejif-10550	470	14	in	in	ADP
ejif-10550	470	15	european	european	ADJ
ejif-10550	470	16	countries	country	NOUN
ejif-10550	470	17	financially	financially	ADV
ejif-10550	470	18	could	could	AUX
ejif-10550	470	19	be	be	AUX
ejif-10550	470	20	accomplished	accomplish	VERB
ejif-10550	470	21	through	through	ADP
ejif-10550	470	22	the	the	DET
ejif-10550	470	23	innovation	innovation	NOUN
ejif-10550	470	24	provided	provide	VERB
ejif-10550	470	25	by	by	ADP
ejif-10550	470	26	fintech	fintech	NOUN
ejif-10550	470	27	and	and	CCONJ
ejif-10550	470	28	regtech	regtech	NOUN
ejif-10550	470	29	.	.	PUNCT
ejif-10550	471	1	this	this	PRON
ejif-10550	471	2	is	be	AUX
ejif-10550	471	3	a	a	DET
ejif-10550	471	4	possible	possible	ADJ
ejif-10550	471	5	development	development	NOUN
ejif-10550	471	6	in	in	ADP
ejif-10550	471	7	terms	term	NOUN
ejif-10550	471	8	of	of	ADP
ejif-10550	471	9	future	future	ADJ
ejif-10550	471	10	research	research	NOUN
ejif-10550	471	11	that	that	SCONJ
ejif-10550	471	12	we	we	PRON
ejif-10550	471	13	are	be	AUX
ejif-10550	471	14	also	also	ADV
ejif-10550	471	15	examining	examine	VERB
ejif-10550	471	16	,	,	PUNCT
ejif-10550	471	17	not	not	PART
ejif-10550	471	18	only	only	ADV
ejif-10550	471	19	to	to	PART
ejif-10550	471	20	improve	improve	VERB
ejif-10550	471	21	transparency	transparency	NOUN
ejif-10550	471	22	and	and	CCONJ
ejif-10550	471	23	develop	develop	VERB
ejif-10550	471	24	more	more	ADV
ejif-10550	471	25	rigorous	rigorous	ADJ
ejif-10550	471	26	risk	risk	NOUN
ejif-10550	471	27	identification	identification	NOUN
ejif-10550	471	28	and	and	CCONJ
ejif-10550	471	29	management	management	NOUN
ejif-10550	471	30	systems	system	NOUN
ejif-10550	471	31	in	in	ADP
ejif-10550	471	32	the	the	DET
ejif-10550	471	33	moroccan	moroccan	ADJ
ejif-10550	471	34	system	system	NOUN
ejif-10550	471	35	but	but	CCONJ
ejif-10550	471	36	also	also	ADV
ejif-10550	471	37	for	for	ADP
ejif-10550	471	38	markets	market	NOUN
ejif-10550	471	39	that	that	PRON
ejif-10550	471	40	do	do	AUX
ejif-10550	471	41	not	not	PART
ejif-10550	471	42	have	have	VERB
ejif-10550	471	43	a	a	DET
ejif-10550	471	44	developed	develop	VERB
ejif-10550	471	45	islamic	islamic	ADJ
ejif-10550	471	46	offer	offer	NOUN
ejif-10550	471	47	.	.	PUNCT
ejif-10550	472	1	to	to	PART
ejif-10550	472	2	improve	improve	VERB
ejif-10550	472	3	risk	risk	NOUN
ejif-10550	472	4	management	management	NOUN
ejif-10550	472	5	and	and	CCONJ
ejif-10550	472	6	compliance	compliance	NOUN
ejif-10550	472	7	,	,	PUNCT
ejif-10550	472	8	financial	financial	ADJ
ejif-10550	472	9	institutions	institution	NOUN
ejif-10550	472	10	could	could	AUX
ejif-10550	472	11	be	be	AUX
ejif-10550	472	12	equipped	equip	VERB
ejif-10550	472	13	with	with	ADP
ejif-10550	472	14	a	a	DET
ejif-10550	472	15	comparator	comparator	NOUN
ejif-10550	472	16	of	of	ADP
ejif-10550	472	17	bank	bank	NOUN
ejif-10550	472	18	offers	offer	NOUN
ejif-10550	472	19	and	and	CCONJ
ejif-10550	472	20	bank	bank	NOUN
ejif-10550	472	21	web	web	NOUN
ejif-10550	472	22	pages	page	NOUN
ejif-10550	472	23	as	as	ADP
ejif-10550	472	24	a	a	DET
ejif-10550	472	25	traffic	traffic	NOUN
ejif-10550	472	26	light	light	NOUN
ejif-10550	472	27	for	for	ADP
ejif-10550	472	28	islamic	islamic	ADJ
ejif-10550	472	29	compliance	compliance	NOUN
ejif-10550	472	30	.	.	PUNCT
ejif-10550	473	1	in	in	ADP
ejif-10550	473	2	our	our	PRON
ejif-10550	473	3	vision	vision	NOUN
ejif-10550	473	4	,	,	PUNCT
ejif-10550	473	5	such	such	DET
ejif-10550	473	6	a	a	DET
ejif-10550	473	7	traffic	traffic	NOUN
ejif-10550	473	8	light	light	NOUN
ejif-10550	473	9	regulating	regulate	VERB
ejif-10550	473	10	islamic	islamic	ADJ
ejif-10550	473	11	compliance	compliance	NOUN
ejif-10550	473	12	with	with	ADP
ejif-10550	473	13	financial	financial	ADJ
ejif-10550	473	14	products	product	NOUN
ejif-10550	473	15	would	would	AUX
ejif-10550	473	16	be	be	AUX
ejif-10550	473	17	inserted	insert	VERB
ejif-10550	473	18	in	in	ADP
ejif-10550	473	19	banks	bank	NOUN
ejif-10550	473	20	'	'	PART
ejif-10550	473	21	apps	app	NOUN
ejif-10550	473	22	and	and	CCONJ
ejif-10550	473	23	websites	website	NOUN
ejif-10550	473	24	.	.	PUNCT
ejif-10550	474	1	it	it	PRON
ejif-10550	474	2	could	could	AUX
ejif-10550	474	3	differentiate	differentiate	VERB
ejif-10550	474	4	financial	financial	ADJ
ejif-10550	474	5	products	product	NOUN
ejif-10550	474	6	by	by	ADP
ejif-10550	474	7	applying	apply	VERB
ejif-10550	474	8	different	different	ADJ
ejif-10550	474	9	colors	color	NOUN
ejif-10550	474	10	:	:	PUNCT
ejif-10550	474	11	red	red	ADJ
ejif-10550	474	12	=	=	SYM
ejif-10550	474	13	non	non	ADJ
ejif-10550	474	14	-	-	ADJ
ejif-10550	474	15	compliant	compliant	ADJ
ejif-10550	474	16	,	,	PUNCT
ejif-10550	474	17	yellow	yellow	ADJ
ejif-10550	474	18	=	=	SYM
ejif-10550	474	19	critical	critical	ADJ
ejif-10550	474	20	,	,	PUNCT
ejif-10550	474	21	and	and	CCONJ
ejif-10550	474	22	green	green	ADJ
ejif-10550	474	23	=	=	SYM
ejif-10550	474	24	compliant	compliant	ADJ
ejif-10550	474	25	.	.	PUNCT
ejif-10550	475	1	the	the	DET
ejif-10550	475	2	automated	automate	VERB
ejif-10550	475	3	system	system	NOUN
ejif-10550	475	4	could	could	AUX
ejif-10550	475	5	then	then	ADV
ejif-10550	475	6	propose	propose	VERB
ejif-10550	475	7	islamic	islamic	ADJ
ejif-10550	475	8	-	-	PUNCT
ejif-10550	475	9	compliant	compliant	ADJ
ejif-10550	475	10	alternatives	alternative	NOUN
ejif-10550	475	11	,	,	PUNCT
ejif-10550	475	12	thus	thus	ADV
ejif-10550	475	13	improving	improve	VERB
ejif-10550	475	14	the	the	DET
ejif-10550	475	15	accessibility	accessibility	NOUN
ejif-10550	475	16	and	and	CCONJ
ejif-10550	475	17	transparency	transparency	NOUN
ejif-10550	475	18	of	of	ADP
ejif-10550	475	19	the	the	DET
ejif-10550	475	20	financial	financial	ADJ
ejif-10550	475	21	system	system	NOUN
ejif-10550	475	22	through	through	ADP
ejif-10550	475	23	regtech	regtech	PROPN
ejif-10550	475	24	technology	technology	NOUN
ejif-10550	475	25	.	.	PUNCT
ejif-10550	476	1	implementing	implement	VERB
ejif-10550	476	2	such	such	DET
ejif-10550	476	3	a	a	DET
ejif-10550	476	4	traffic	traffic	NOUN
ejif-10550	476	5	light	light	NOUN
ejif-10550	476	6	could	could	AUX
ejif-10550	476	7	be	be	AUX
ejif-10550	476	8	helpful	helpful	ADJ
ejif-10550	476	9	in	in	ADP
ejif-10550	476	10	terms	term	NOUN
ejif-10550	476	11	of	of	ADP
ejif-10550	476	12	risk	risk	NOUN
ejif-10550	476	13	management	management	NOUN
ejif-10550	476	14	regarding	regard	VERB
ejif-10550	476	15	islamic	islamic	ADJ
ejif-10550	476	16	finance	finance	NOUN
ejif-10550	476	17	products	product	NOUN
ejif-10550	476	18	and	and	CCONJ
ejif-10550	476	19	automated	automate	VERB
ejif-10550	476	20	verification	verification	NOUN
ejif-10550	476	21	of	of	ADP
ejif-10550	476	22	islamic	islamic	ADJ
ejif-10550	476	23	compliance	compliance	NOUN
ejif-10550	476	24	with	with	ADP
ejif-10550	476	25	financial	financial	ADJ
ejif-10550	476	26	products	product	NOUN
ejif-10550	476	27	via	via	ADP
ejif-10550	476	28	exploiting	exploit	VERB
ejif-10550	476	29	the	the	DET
ejif-10550	476	30	machine	machine	NOUN
ejif-10550	476	31	learning	learning	NOUN
ejif-10550	476	32	and	and	CCONJ
ejif-10550	476	33	artificial	artificial	ADJ
ejif-10550	476	34	intelligence	intelligence	NOUN
ejif-10550	476	35	inherent	inherent	ADJ
ejif-10550	476	36	to	to	PART
ejif-10550	476	37	regtech	regtech	VERB
ejif-10550	476	38	.	.	PUNCT
ejif-10550	477	1	this	this	DET
ejif-10550	477	2	technological	technological	ADJ
ejif-10550	477	3	implementation	implementation	NOUN
ejif-10550	477	4	within	within	ADP
ejif-10550	477	5	the	the	DET
ejif-10550	477	6	islamic	islamic	ADJ
ejif-10550	477	7	banking	banking	NOUN
ejif-10550	477	8	sector	sector	NOUN
ejif-10550	477	9	could	could	AUX
ejif-10550	477	10	help	help	VERB
ejif-10550	477	11	banks	bank	NOUN
ejif-10550	477	12	reduce	reduce	VERB
ejif-10550	477	13	cost	cost	NOUN
ejif-10550	477	14	risks	risk	NOUN
ejif-10550	477	15	and	and	CCONJ
ejif-10550	477	16	improve	improve	VERB
ejif-10550	477	17	their	their	PRON
ejif-10550	477	18	marketing	marketing	NOUN
ejif-10550	477	19	.	.	PUNCT
ejif-10550	478	1	such	such	ADJ
ejif-10550	478	2	technology	technology	NOUN
ejif-10550	478	3	could	could	AUX
ejif-10550	478	4	be	be	AUX
ejif-10550	478	5	a	a	DET
ejif-10550	478	6	potent	potent	ADJ
ejif-10550	478	7	tool	tool	NOUN
ejif-10550	478	8	for	for	ADP
ejif-10550	478	9	islamic	islamic	ADJ
ejif-10550	478	10	finance	finance	PROPN
ejif-10550	478	11	regulatory	regulatory	ADJ
ejif-10550	478	12	authorities	authority	NOUN
ejif-10550	478	13	to	to	PART
ejif-10550	478	14	enhance	enhance	VERB
ejif-10550	478	15	the	the	DET
ejif-10550	478	16	inclusion	inclusion	NOUN
ejif-10550	478	17	of	of	ADP
ejif-10550	478	18	muslim	muslim	ADJ
ejif-10550	478	19	citizens	citizen	NOUN
ejif-10550	478	20	in	in	ADP
ejif-10550	478	21	europe	europe	PROPN
ejif-10550	478	22	and	and	CCONJ
ejif-10550	478	23	the	the	DET
ejif-10550	478	24	mena	mena	PROPN
ejif-10550	478	25	region	region	PROPN
ejif-10550	478	26	and	and	CCONJ
ejif-10550	478	27	improve	improve	VERB
ejif-10550	478	28	risk	risk	NOUN
ejif-10550	478	29	management	management	NOUN
ejif-10550	478	30	and	and	CCONJ
ejif-10550	478	31	client	client	NOUN
ejif-10550	478	32	profiling	profiling	NOUN
ejif-10550	478	33	.	.	PUNCT
ejif-10550	479	1	71	71	NUM
ejif-10550	479	2	european	european	ADJ
ejif-10550	479	3	journal	journal	PROPN
ejif-10550	479	4	of	of	ADP
ejif-10550	479	5	islamic	islamic	PROPN
ejif-10550	479	6	finance	finance	PROPN
ejif-10550	479	7	issn	issn	PROPN
ejif-10550	479	8	:	:	PUNCT
ejif-10550	479	9	2421	2421	NUM
ejif-10550	479	10	-	-	SYM
ejif-10550	479	11	2172	2172	NUM
ejif-10550	479	12	doi	doi	NOUN
ejif-10550	479	13	:	:	PUNCT
ejif-10550	479	14	10.13135/2421	10.13135/2421	NUM
ejif-10550	479	15	-	-	SYM
ejif-10550	479	16	2172/10550	2172/10550	NUM
ejif-10550	479	17	published	publish	VERB
ejif-10550	479	18	by	by	ADP
ejif-10550	479	19	university	university	PROPN
ejif-10550	479	20	of	of	ADP
ejif-10550	479	21	turin	turin	PROPN
ejif-10550	480	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	480	2	ejif	ejif	PROPN
ejif-10550	480	3	content	content	NOUN
ejif-10550	480	4	is	be	AUX
ejif-10550	480	5	licensed	license	VERB
ejif-10550	480	6	under	under	ADP
ejif-10550	480	7	a	a	DET
ejif-10550	480	8	creative	creative	ADJ
ejif-10550	480	9	commons	common	NOUN
ejif-10550	480	10	attribution	attribution	NOUN
ejif-10550	480	11	4.0	4.0	NUM
ejif-10550	480	12	international	international	ADJ
ejif-10550	480	13	license	license	NOUN
ejif-10550	480	14	references	reference	NOUN
ejif-10550	480	15	aaminou	aaminou	NOUN
ejif-10550	480	16	,	,	PUNCT
ejif-10550	480	17	m.	m.	PROPN
ejif-10550	480	18	w.	w.	PROPN
ejif-10550	480	19	,	,	PUNCT
ejif-10550	480	20	&	&	CCONJ
ejif-10550	480	21	aboulaich	aboulaich	PROPN
ejif-10550	480	22	,	,	PUNCT
ejif-10550	480	23	r.	r.	PROPN
ejif-10550	480	24	(	(	PUNCT
ejif-10550	480	25	2017	2017	NUM
ejif-10550	480	26	)	)	PUNCT
ejif-10550	480	27	.	.	PUNCT
ejif-10550	481	1	modeling	model	VERB
ejif-10550	481	2	consumers	consumer	NOUN
ejif-10550	481	3	’	'	PUNCT
ejif-10550	481	4	behavior	behavior	NOUN
ejif-10550	481	5	in	in	ADP
ejif-10550	481	6	new	new	ADJ
ejif-10550	481	7	dual	dual	ADJ
ejif-10550	481	8	banking	banking	NOUN
ejif-10550	481	9	markets	market	NOUN
ejif-10550	481	10	:	:	PUNCT
ejif-10550	481	11	the	the	DET
ejif-10550	481	12	case	case	NOUN
ejif-10550	481	13	of	of	ADP
ejif-10550	481	14	morocco	morocco	PROPN
ejif-10550	481	15	.	.	PUNCT
ejif-10550	482	1	review	review	NOUN
ejif-10550	482	2	of	of	ADP
ejif-10550	482	3	pacific	pacific	PROPN
ejif-10550	482	4	basin	basin	PROPN
ejif-10550	482	5	financial	financial	ADJ
ejif-10550	482	6	markets	market	NOUN
ejif-10550	482	7	and	and	CCONJ
ejif-10550	482	8	policies	policy	NOUN
ejif-10550	482	9	,	,	PUNCT
ejif-10550	482	10	20(02	20(02	NUM
ejif-10550	482	11	)	)	PUNCT
ejif-10550	482	12	,	,	PUNCT
ejif-10550	482	13	1750009	1750009	NUM
ejif-10550	482	14	.	.	PUNCT
ejif-10550	483	1	aioanei	aioanei	PROPN
ejif-10550	483	2	,	,	PUNCT
ejif-10550	483	3	s.	s.	PROPN
ejif-10550	483	4	(	(	PUNCT
ejif-10550	483	5	2007	2007	NUM
ejif-10550	483	6	)	)	PUNCT
ejif-10550	483	7	.	.	PUNCT
ejif-10550	484	1	european	european	ADJ
ejif-10550	484	2	challenges	challenge	NOUN
ejif-10550	484	3	for	for	ADP
ejif-10550	484	4	islamic	islamic	ADJ
ejif-10550	484	5	banks	bank	NOUN
ejif-10550	484	6	.	.	PUNCT
ejif-10550	485	1	the	the	DET
ejif-10550	485	2	romanian	romanian	ADJ
ejif-10550	485	3	economic	economic	ADJ
ejif-10550	485	4	journal	journal	NOUN
ejif-10550	485	5	,	,	PUNCT
ejif-10550	485	6	10(25	10(25	PROPN
ejif-10550	485	7	)	)	PUNCT
ejif-10550	485	8	,	,	PUNCT
ejif-10550	485	9	07	07	NUM
ejif-10550	485	10	-	-	SYM
ejif-10550	485	11	20	20	NUM
ejif-10550	485	12	.	.	PUNCT
ejif-10550	485	13	ali	ali	PROPN
ejif-10550	485	14	,	,	PUNCT
ejif-10550	485	15	m.	m.	NOUN
ejif-10550	485	16	a.	a.	NOUN
ejif-10550	485	17	(	(	PUNCT
ejif-10550	485	18	2023	2023	NUM
ejif-10550	485	19	)	)	PUNCT
ejif-10550	485	20	.	.	PUNCT
ejif-10550	486	1	an	an	DET
ejif-10550	486	2	assessment	assessment	NOUN
ejif-10550	486	3	of	of	ADP
ejif-10550	486	4	islamic	islamic	ADJ
ejif-10550	486	5	banking	banking	NOUN
ejif-10550	486	6	in	in	ADP
ejif-10550	486	7	asia	asia	PROPN
ejif-10550	486	8	,	,	PUNCT
ejif-10550	486	9	europe	europe	PROPN
ejif-10550	486	10	,	,	PUNCT
ejif-10550	486	11	usa	usa	PROPN
ejif-10550	486	12	,	,	PUNCT
ejif-10550	486	13	and	and	CCONJ
ejif-10550	486	14	australia	australia	PROPN
ejif-10550	486	15	.	.	PUNCT
ejif-10550	487	1	european	european	PROPN
ejif-10550	487	2	journal	journal	PROPN
ejif-10550	487	3	of	of	ADP
ejif-10550	487	4	islamic	islamic	PROPN
ejif-10550	487	5	finance	finance	NOUN
ejif-10550	487	6	,	,	PUNCT
ejif-10550	487	7	10(1	10(1	NUM
ejif-10550	487	8	)	)	PUNCT
ejif-10550	487	9	,	,	PUNCT
ejif-10550	487	10	115	115	NUM
ejif-10550	487	11	.	.	PUNCT
ejif-10550	488	1	aliboni	aliboni	PROPN
ejif-10550	488	2	,	,	PUNCT
ejif-10550	488	3	r.	r.	PROPN
ejif-10550	488	4	(	(	PUNCT
ejif-10550	488	5	2003	2003	NUM
ejif-10550	488	6	)	)	PUNCT
ejif-10550	488	7	.	.	PUNCT
ejif-10550	489	1	banca	banca	PROPN
ejif-10550	489	2	e	e	PROPN
ejif-10550	489	3	finanza	finanza	PROPN
ejif-10550	489	4	islamica	islamica	PROPN
ejif-10550	489	5	:	:	PUNCT
ejif-10550	489	6	autonomia	autonomia	PROPN
ejif-10550	489	7	e	e	NOUN
ejif-10550	489	8	cooperazione	cooperazione	PROPN
ejif-10550	489	9	.	.	PUNCT
ejif-10550	490	1	roma	roma	PROPN
ejif-10550	490	2	,	,	PUNCT
ejif-10550	490	3	camera	camera	NOUN
ejif-10550	490	4	di	di	PROPN
ejif-10550	490	5	commercio	commercio	PROPN
ejif-10550	490	6	italo	italo	PROPN
ejif-10550	490	7	-	-	PUNCT
ejif-10550	490	8	araba	araba	PROPN
ejif-10550	490	9	.	.	PUNCT
ejif-10550	491	1	alfawzan	alfawzan	PROPN
ejif-10550	491	2	,	,	PUNCT
ejif-10550	491	3	a.	a.	PROPN
ejif-10550	491	4	,	,	PUNCT
ejif-10550	491	5	tamvada	tamvada	PROPN
ejif-10550	491	6	,	,	PUNCT
ejif-10550	491	7	j.	j.	PROPN
ejif-10550	491	8	p.	p.	PROPN
ejif-10550	491	9	,	,	PUNCT
ejif-10550	491	10	aldhehayan	aldhehayan	PROPN
ejif-10550	491	11	,	,	PUNCT
ejif-10550	491	12	a.	a.	PROPN
ejif-10550	491	13	,	,	PUNCT
ejif-10550	491	14	temouri	temouri	PROPN
ejif-10550	491	15	,	,	PUNCT
ejif-10550	491	16	y.	y.	PROPN
ejif-10550	491	17	,	,	PUNCT
ejif-10550	491	18	&	&	CCONJ
ejif-10550	491	19	pereira	pereira	PROPN
ejif-10550	491	20	,	,	PUNCT
ejif-10550	491	21	v.	v.	PROPN
ejif-10550	491	22	(	(	PUNCT
ejif-10550	491	23	2024	2024	NUM
ejif-10550	491	24	)	)	PUNCT
ejif-10550	491	25	.	.	PUNCT
ejif-10550	492	1	the	the	DET
ejif-10550	492	2	impact	impact	NOUN
ejif-10550	492	3	of	of	ADP
ejif-10550	492	4	islamic	islamic	ADJ
ejif-10550	492	5	religiosity	religiosity	NOUN
ejif-10550	492	6	on	on	ADP
ejif-10550	492	7	innovation	innovation	NOUN
ejif-10550	492	8	propensity	propensity	NOUN
ejif-10550	492	9	.	.	PUNCT
ejif-10550	493	1	technological	technological	ADJ
ejif-10550	493	2	forecasting	forecasting	NOUN
ejif-10550	493	3	and	and	CCONJ
ejif-10550	493	4	social	social	ADJ
ejif-10550	493	5	change	change	NOUN
ejif-10550	493	6	,	,	PUNCT
ejif-10550	493	7	207	207	NUM
ejif-10550	493	8	,	,	PUNCT
ejif-10550	493	9	123598	123598	NUM
ejif-10550	493	10	.	.	PUNCT
ejif-10550	494	1	alsaghir	alsaghir	PROPN
ejif-10550	494	2	,	,	PUNCT
ejif-10550	494	3	m.	m.	NOUN
ejif-10550	494	4	(	(	PUNCT
ejif-10550	494	5	2023	2023	NUM
ejif-10550	494	6	)	)	PUNCT
ejif-10550	494	7	.	.	PUNCT
ejif-10550	495	1	digital	digital	ADJ
ejif-10550	495	2	risks	risk	NOUN
ejif-10550	495	3	and	and	CCONJ
ejif-10550	495	4	islamic	islamic	ADJ
ejif-10550	495	5	fintech	fintech	NOUN
ejif-10550	495	6	:	:	PUNCT
ejif-10550	495	7	a	a	DET
ejif-10550	495	8	road	road	NOUN
ejif-10550	495	9	map	map	NOUN
ejif-10550	495	10	to	to	ADP
ejif-10550	495	11	social	social	ADJ
ejif-10550	495	12	justice	justice	NOUN
ejif-10550	495	13	and	and	CCONJ
ejif-10550	495	14	financial	financial	ADJ
ejif-10550	495	15	inclusion	inclusion	NOUN
ejif-10550	495	16	.	.	PUNCT
ejif-10550	496	1	journal	journal	PROPN
ejif-10550	496	2	of	of	ADP
ejif-10550	496	3	islamic	islamic	PROPN
ejif-10550	496	4	accounting	accounting	PROPN
ejif-10550	496	5	and	and	CCONJ
ejif-10550	496	6	business	business	NOUN
ejif-10550	496	7	research	research	NOUN
ejif-10550	496	8	.	.	PUNCT
ejif-10550	497	1	aluffi	aluffi	PROPN
ejif-10550	497	2	,	,	PUNCT
ejif-10550	497	3	r.	r.	PROPN
ejif-10550	497	4	(	(	PUNCT
ejif-10550	497	5	2022	2022	NUM
ejif-10550	497	6	)	)	PUNCT
ejif-10550	497	7	.	.	PUNCT
ejif-10550	498	1	islam	islam	PROPN
ejif-10550	498	2	globale	globale	PROPN
ejif-10550	498	3	:	:	PUNCT
ejif-10550	498	4	oltre	oltre	PROPN
ejif-10550	498	5	la	la	PROPN
ejif-10550	498	6	statalizzazione	statalizzazione	PROPN
ejif-10550	498	7	della	della	PROPN
ejif-10550	498	8	«	«	PUNCT
ejif-10550	498	9	øarīca	øarīca	X
ejif-10550	498	10	»	»	X
ejif-10550	498	11	.	.	PUNCT
ejif-10550	499	1	quaderni	quaderni	PROPN
ejif-10550	499	2	di	di	PROPN
ejif-10550	499	3	diritto	diritto	PROPN
ejif-10550	499	4	e	e	PROPN
ejif-10550	499	5	politica	politica	PROPN
ejif-10550	499	6	ecclesiastica	ecclesiastica	PROPN
ejif-10550	499	7	,	,	PUNCT
ejif-10550	499	8	25(1	25(1	NUM
ejif-10550	499	9	)	)	PUNCT
ejif-10550	499	10	,	,	PUNCT
ejif-10550	499	11	155	155	NUM
ejif-10550	499	12	-	-	SYM
ejif-10550	499	13	174	174	NUM
ejif-10550	499	14	.	.	PUNCT
ejif-10550	500	1	al	al	PROPN
ejif-10550	500	2	-	-	PUNCT
ejif-10550	500	3	karasneh	karasneh	PROPN
ejif-10550	500	4	,	,	PUNCT
ejif-10550	500	5	s.	s.	PROPN
ejif-10550	500	6	m.	m.	PROPN
ejif-10550	500	7	,	,	PUNCT
ejif-10550	500	8	&	&	CCONJ
ejif-10550	500	9	saleh	saleh	NOUN
ejif-10550	500	10	,	,	PUNCT
ejif-10550	500	11	a.	a.	NOUN
ejif-10550	500	12	m.	m.	NOUN
ejif-10550	500	13	j.	j.	PROPN
ejif-10550	500	14	(	(	PUNCT
ejif-10550	500	15	2010	2010	NUM
ejif-10550	500	16	)	)	PUNCT
ejif-10550	500	17	.	.	PUNCT
ejif-10550	501	1	islamic	islamic	PROPN
ejif-10550	501	2	perspective	perspective	NOUN
ejif-10550	501	3	of	of	ADP
ejif-10550	501	4	creativity	creativity	NOUN
ejif-10550	501	5	:	:	PUNCT
ejif-10550	501	6	a	a	DET
ejif-10550	501	7	model	model	NOUN
ejif-10550	501	8	for	for	ADP
ejif-10550	501	9	teachers	teacher	NOUN
ejif-10550	501	10	of	of	ADP
ejif-10550	501	11	social	social	ADJ
ejif-10550	501	12	studies	study	NOUN
ejif-10550	501	13	as	as	ADP
ejif-10550	501	14	leaders	leader	NOUN
ejif-10550	501	15	.	.	PUNCT
ejif-10550	502	1	procediasocial	procediasocial	ADJ
ejif-10550	502	2	and	and	CCONJ
ejif-10550	502	3	behavioral	behavioral	ADJ
ejif-10550	502	4	sciences	science	NOUN
ejif-10550	502	5	,	,	PUNCT
ejif-10550	502	6	2(2	2(2	NUM
ejif-10550	502	7	)	)	PUNCT
ejif-10550	502	8	,	,	PUNCT
ejif-10550	502	9	412	412	NUM
ejif-10550	502	10	-	-	SYM
ejif-10550	502	11	426	426	NUM
ejif-10550	502	12	.	.	PUNCT
ejif-10550	503	1	attak	attak	PROPN
ejif-10550	503	2	,	,	PUNCT
ejif-10550	503	3	e.	e.	PROPN
ejif-10550	503	4	(	(	PUNCT
ejif-10550	503	5	2018	2018	NUM
ejif-10550	503	6	)	)	PUNCT
ejif-10550	503	7	,	,	PUNCT
ejif-10550	503	8	“	"	PUNCT
ejif-10550	503	9	vers	vers	X
ejif-10550	503	10	une	une	PROPN
ejif-10550	503	11	neutralité	neutralité	PROPN
ejif-10550	503	12	fiscale	fiscale	PROPN
ejif-10550	503	13	des	des	X
ejif-10550	503	14	produits	produits	PROPN
ejif-10550	503	15	participatifs	participatifs	PROPN
ejif-10550	503	16	au	au	PROPN
ejif-10550	503	17	maroc	maroc	PROPN
ejif-10550	503	18	:	:	PUNCT
ejif-10550	503	19	état	état	PROPN
ejif-10550	503	20	des	des	PROPN
ejif-10550	503	21	lieux	lieux	PROPN
ejif-10550	503	22	et	et	PROPN
ejif-10550	503	23	perspectives	perspective	NOUN
ejif-10550	503	24	”	"	PUNCT
ejif-10550	503	25	,	,	PUNCT
ejif-10550	503	26	recherches	recherche	VERB
ejif-10550	503	27	et	et	NOUN
ejif-10550	503	28	applications	application	NOUN
ejif-10550	503	29	en	en	ADP
ejif-10550	503	30	finance	finance	NOUN
ejif-10550	503	31	islamique	islamique	ADJ
ejif-10550	503	32	,	,	PUNCT
ejif-10550	503	33	2(1	2(1	NUM
ejif-10550	503	34	)	)	PUNCT
ejif-10550	503	35	,	,	PUNCT
ejif-10550	503	36	pp.116	pp.116	PROPN
ejif-10550	503	37	-	-	PUNCT
ejif-10550	503	38	131	131	NUM
ejif-10550	503	39	.	.	PUNCT
ejif-10550	504	1	atzori	atzori	PROPN
ejif-10550	504	2	,	,	PUNCT
ejif-10550	504	3	d.	d.	PROPN
ejif-10550	504	4	(	(	PUNCT
ejif-10550	504	5	2010	2010	NUM
ejif-10550	504	6	)	)	PUNCT
ejif-10550	504	7	.	.	PUNCT
ejif-10550	505	1	fede	fede	PROPN
ejif-10550	505	2	e	e	PROPN
ejif-10550	505	3	mercato	mercato	PROPN
ejif-10550	505	4	:	:	PUNCT
ejif-10550	505	5	verso	verso	ADJ
ejif-10550	505	6	una	una	PROPN
ejif-10550	505	7	via	via	ADP
ejif-10550	505	8	islamica	islamica	PROPN
ejif-10550	505	9	al	al	PROPN
ejif-10550	505	10	capitalismo	capitalismo	PROPN
ejif-10550	505	11	?	?	PUNCT
ejif-10550	505	12	.	.	PUNCT
ejif-10550	506	1	il	il	PROPN
ejif-10550	506	2	mulino	mulino	PROPN
ejif-10550	506	3	.	.	PUNCT
ejif-10550	506	4	autorité	autorité	PROPN
ejif-10550	506	5	marocaine	marocaine	PROPN
ejif-10550	506	6	du	du	PROPN
ejif-10550	506	7	marché	marché	PROPN
ejif-10550	506	8	des	des	PROPN
ejif-10550	506	9	capitaux	capitaux	PROPN
ejif-10550	506	10	(	(	PUNCT
ejif-10550	506	11	ammc	ammc	NOUN
ejif-10550	506	12	)	)	PUNCT
ejif-10550	506	13	,	,	PUNCT
ejif-10550	506	14	fintech	fintech	NOUN
ejif-10550	506	15	portal	portal	NOUN
ejif-10550	506	16	https://www.ammc.ma/fr/fintech	https://www.ammc.ma/fr/fintech	NOUN
ejif-10550	506	17	retrived	retrive	VERB
ejif-10550	506	18	1.12.24	1.12.24	PROPN
ejif-10550	506	19	ayoub	ayoub	PROPN
ejif-10550	506	20	,	,	PUNCT
ejif-10550	506	21	s.	s.	PROPN
ejif-10550	506	22	(	(	PUNCT
ejif-10550	506	23	2014	2014	NUM
ejif-10550	506	24	)	)	PUNCT
ejif-10550	506	25	.	.	PUNCT
ejif-10550	507	1	derivatives	derivative	NOUN
ejif-10550	507	2	in	in	ADP
ejif-10550	507	3	islamic	islamic	ADJ
ejif-10550	507	4	finance	finance	NOUN
ejif-10550	507	5	:	:	PUNCT
ejif-10550	507	6	examining	examine	VERB
ejif-10550	507	7	the	the	DET
ejif-10550	507	8	market	market	NOUN
ejif-10550	507	9	risk	risk	NOUN
ejif-10550	507	10	management	management	NOUN
ejif-10550	507	11	framework	framework	NOUN
ejif-10550	507	12	.	.	PUNCT
ejif-10550	508	1	edinburgh	edinburgh	PROPN
ejif-10550	508	2	university	university	PROPN
ejif-10550	508	3	press	press	NOUN
ejif-10550	508	4	.	.	PUNCT
ejif-10550	509	1	azungah	azungah	PROPN
ejif-10550	509	2	,	,	PUNCT
ejif-10550	509	3	t.	t.	PROPN
ejif-10550	509	4	(	(	PUNCT
ejif-10550	509	5	2018	2018	NUM
ejif-10550	509	6	)	)	PUNCT
ejif-10550	509	7	.	.	PUNCT
ejif-10550	510	1	qualitative	qualitative	ADJ
ejif-10550	510	2	research	research	NOUN
ejif-10550	510	3	:	:	PUNCT
ejif-10550	510	4	deductive	deductive	ADJ
ejif-10550	510	5	and	and	CCONJ
ejif-10550	510	6	inductive	inductive	ADJ
ejif-10550	510	7	approaches	approach	NOUN
ejif-10550	510	8	to	to	ADP
ejif-10550	510	9	data	datum	NOUN
ejif-10550	510	10	analysis	analysis	NOUN
ejif-10550	510	11	.	.	PUNCT
ejif-10550	511	1	qualitative	qualitative	ADJ
ejif-10550	511	2	research	research	NOUN
ejif-10550	511	3	journal	journal	NOUN
ejif-10550	511	4	,	,	PUNCT
ejif-10550	511	5	18(4	18(4	NUM
ejif-10550	511	6	)	)	PUNCT
ejif-10550	511	7	,	,	PUNCT
ejif-10550	511	8	383	383	NUM
ejif-10550	511	9	-	-	SYM
ejif-10550	511	10	400	400	NUM
ejif-10550	511	11	.	.	PUNCT
ejif-10550	512	1	bank	bank	PROPN
ejif-10550	512	2	al	al	PROPN
ejif-10550	512	3	-	-	PUNCT
ejif-10550	512	4	maghrib	maghrib	PROPN
ejif-10550	512	5	statistical	statistical	ADJ
ejif-10550	512	6	report	report	NOUN
ejif-10550	512	7	nº	nº	X
ejif-10550	512	8	7004	7004	NUM
ejif-10550	512	9	–	–	PUNCT
ejif-10550	512	10	4	4	NUM
ejif-10550	512	11	hija	hija	NOUN
ejif-10550	512	12	1442	1442	NUM
ejif-10550	512	13	(	(	PUNCT
ejif-10550	512	14	15	15	NUM
ejif-10550	512	15	-	-	SYM
ejif-10550	512	16	7	7	NUM
ejif-10550	512	17	-	-	PUNCT
ejif-10550	512	18	2021	2021	NUM
ejif-10550	512	19	)	)	PUNCT
ejif-10550	512	20	bulletin	bulletin	NOUN
ejif-10550	512	21	officiel	officiel	NOUN
ejif-10550	512	22	and	and	CCONJ
ejif-10550	512	23	report	report	NOUN
ejif-10550	512	24	at	at	ADP
ejif-10550	512	25	its	its	PRON
ejif-10550	512	26	website	website	NOUN
ejif-10550	512	27	https://www.bkam.ma/statistiques/statistiques-sur-le-secteur-bancaire/structure-du-systeme-bancaire	https://www.bkam.ma/statistiques/statistiques-sur-le-secteur-bancaire/structure-du-systeme-bancaire	NOUN
ejif-10550	512	28	retrived	retrive	VERB
ejif-10550	512	29	31.20.2024	31.20.2024	NUM
ejif-10550	512	30	battanta	battanta	NOUN
ejif-10550	512	31	,	,	PUNCT
ejif-10550	512	32	l.	l.	PROPN
ejif-10550	512	33	f.	f.	PROPN
ejif-10550	512	34	,	,	PUNCT
ejif-10550	512	35	giolfo	giolfo	NOUN
ejif-10550	512	36	,	,	PUNCT
ejif-10550	512	37	m.	m.	PROPN
ejif-10550	512	38	e.	e.	PROPN
ejif-10550	512	39	,	,	PUNCT
ejif-10550	512	40	lancioni	lancioni	PROPN
ejif-10550	512	41	,	,	PUNCT
ejif-10550	512	42	g.	g.	PROPN
ejif-10550	512	43	,	,	PUNCT
ejif-10550	512	44	&	&	CCONJ
ejif-10550	512	45	magli	magli	PROPN
ejif-10550	512	46	,	,	PUNCT
ejif-10550	512	47	f.	f.	PROPN
ejif-10550	512	48	(	(	PUNCT
ejif-10550	512	49	2024	2024	NUM
ejif-10550	512	50	)	)	PUNCT
ejif-10550	512	51	.	.	PUNCT
ejif-10550	513	1	the	the	DET
ejif-10550	513	2	role	role	NOUN
ejif-10550	513	3	of	of	ADP
ejif-10550	513	4	the	the	DET
ejif-10550	513	5	ulamas	ulamas	PROPN
ejif-10550	513	6	religious	religious	ADJ
ejif-10550	513	7	authority	authority	NOUN
ejif-10550	513	8	in	in	ADP
ejif-10550	513	9	the	the	DET
ejif-10550	513	10	governance	governance	NOUN
ejif-10550	513	11	of	of	ADP
ejif-10550	513	12	islamic	islamic	ADJ
ejif-10550	513	13	banks	bank	NOUN
ejif-10550	513	14	.	.	PUNCT
ejif-10550	514	1	corporate	corporate	ADJ
ejif-10550	514	2	governance	governance	NOUN
ejif-10550	514	3	:	:	PUNCT
ejif-10550	514	4	participants	participant	NOUN
ejif-10550	514	5	,	,	PUNCT
ejif-10550	514	6	mechanisms	mechanism	NOUN
ejif-10550	514	7	and	and	CCONJ
ejif-10550	514	8	performance	performance	NOUN
ejif-10550	514	9	,	,	PUNCT
ejif-10550	514	10	89	89	NUM
ejif-10550	514	11	.	.	PUNCT
ejif-10550	515	1	battanta	battanta	PROPN
ejif-10550	515	2	,	,	PUNCT
ejif-10550	515	3	l.	l.	PROPN
ejif-10550	515	4	,	,	PUNCT
ejif-10550	515	5	giorgino	giorgino	NOUN
ejif-10550	515	6	,	,	PUNCT
ejif-10550	515	7	m.	m.	NOUN
ejif-10550	515	8	,	,	PUNCT
ejif-10550	515	9	grassi	grassi	PROPN
ejif-10550	515	10	,	,	PUNCT
ejif-10550	515	11	l.	l.	PROPN
ejif-10550	515	12	,	,	PUNCT
ejif-10550	515	13	&	&	CCONJ
ejif-10550	515	14	lanfranchi	lanfranchi	PROPN
ejif-10550	515	15	,	,	PUNCT
ejif-10550	515	16	d.	d.	PROPN
ejif-10550	515	17	(	(	PUNCT
ejif-10550	515	18	2020	2020	NUM
ejif-10550	515	19	,	,	PUNCT
ejif-10550	515	20	september	september	PROPN
ejif-10550	515	21	)	)	PUNCT
ejif-10550	515	22	.	.	PUNCT
ejif-10550	516	1	regtech	regtech	PROPN
ejif-10550	516	2	:	:	PUNCT
ejif-10550	516	3	case	case	NOUN
ejif-10550	516	4	studies	study	NOUN
ejif-10550	516	5	of	of	ADP
ejif-10550	516	6	cooperation	cooperation	NOUN
ejif-10550	516	7	with	with	ADP
ejif-10550	516	8	banks	bank	NOUN
ejif-10550	516	9	in	in	ADP
ejif-10550	516	10	italy	italy	PROPN
ejif-10550	516	11	.	.	PUNCT
ejif-10550	517	1	in	in	ADP
ejif-10550	517	2	european	european	ADJ
ejif-10550	517	3	conference	conference	PROPN
ejif-10550	517	4	on	on	ADP
ejif-10550	517	5	innovation	innovation	NOUN
ejif-10550	517	6	and	and	CCONJ
ejif-10550	517	7	entrepreneurship	entrepreneurship	NOUN
ejif-10550	517	8	(	(	PUNCT
ejif-10550	517	9	pp	pp	ADJ
ejif-10550	517	10	.	.	PUNCT
ejif-10550	518	1	112	112	NUM
ejif-10550	518	2	-	-	SYM
ejif-10550	518	3	119	119	NUM
ejif-10550	518	4	)	)	PUNCT
ejif-10550	518	5	.	.	PUNCT
ejif-10550	519	1	academic	academic	ADJ
ejif-10550	519	2	conferences	conference	NOUN
ejif-10550	519	3	international	international	ADJ
ejif-10550	519	4	limited	limited	ADJ
ejif-10550	519	5	.	.	PUNCT
ejif-10550	520	1	battanta	battanta	PROPN
ejif-10550	520	2	,	,	PUNCT
ejif-10550	520	3	l.	l.	PROPN
ejif-10550	520	4	,	,	PUNCT
ejif-10550	520	5	&	&	CCONJ
ejif-10550	520	6	magli	magli	PROPN
ejif-10550	520	7	,	,	PUNCT
ejif-10550	520	8	f.	f.	PROPN
ejif-10550	520	9	(	(	PUNCT
ejif-10550	520	10	2023	2023	NUM
ejif-10550	520	11	)	)	PUNCT
ejif-10550	520	12	.	.	PUNCT
ejif-10550	521	1	regtech	regtech	PROPN
ejif-10550	521	2	:	:	PUNCT
ejif-10550	521	3	analysis	analysis	NOUN
ejif-10550	521	4	of	of	ADP
ejif-10550	521	5	the	the	DET
ejif-10550	521	6	aggregators	aggregator	NOUN
ejif-10550	521	7	in	in	ADP
ejif-10550	521	8	the	the	DET
ejif-10550	521	9	swiss	swiss	ADJ
ejif-10550	521	10	startups	startup	NOUN
ejif-10550	521	11	’	'	PUNCT
ejif-10550	521	12	ecosystem	ecosystem	NOUN
ejif-10550	521	13	during	during	ADP
ejif-10550	521	14	the	the	DET
ejif-10550	521	15	pandemic	pandemic	ADJ
ejif-10550	521	16	.	.	PUNCT
ejif-10550	522	1	risk	risk	NOUN
ejif-10550	522	2	governance	governance	NOUN
ejif-10550	522	3	&	&	CCONJ
ejif-10550	522	4	control	control	PROPN
ejif-10550	522	5	:	:	PUNCT
ejif-10550	522	6	financial	financial	ADJ
ejif-10550	522	7	markets	market	NOUN
ejif-10550	522	8	&	&	CCONJ
ejif-10550	522	9	institutions	institution	NOUN
ejif-10550	522	10	,	,	PUNCT
ejif-10550	522	11	13(3	13(3	NUM
ejif-10550	522	12	)	)	PUNCT
ejif-10550	522	13	.	.	PUNCT
ejif-10550	523	1	belouafi	belouafi	PROPN
ejif-10550	523	2	,	,	PUNCT
ejif-10550	523	3	a.	a.	PROPN
ejif-10550	523	4	,	,	PUNCT
ejif-10550	523	5	&	&	CCONJ
ejif-10550	523	6	belabes	belabe	NOUN
ejif-10550	523	7	,	,	PUNCT
ejif-10550	523	8	a.	a.	NOUN
ejif-10550	523	9	(	(	PUNCT
ejif-10550	523	10	2010	2010	NUM
ejif-10550	523	11	)	)	PUNCT
ejif-10550	523	12	.	.	PUNCT
ejif-10550	524	1	islamic	islamic	ADJ
ejif-10550	524	2	finance	finance	PROPN
ejif-10550	524	3	in	in	ADP
ejif-10550	524	4	europe	europe	PROPN
ejif-10550	524	5	:	:	PUNCT
ejif-10550	524	6	the	the	DET
ejif-10550	524	7	regulatory	regulatory	ADJ
ejif-10550	524	8	challenge	challenge	NOUN
ejif-10550	524	9	.	.	PUNCT
ejif-10550	525	1	islamic	islamic	ADJ
ejif-10550	525	2	economic	economic	ADJ
ejif-10550	525	3	studies	study	NOUN
ejif-10550	525	4	,	,	PUNCT
ejif-10550	525	5	17(2	17(2	NUM
ejif-10550	525	6	)	)	PUNCT
ejif-10550	525	7	bensaid	bensaid	PROPN
ejif-10550	525	8	,	,	PUNCT
ejif-10550	525	9	s.	s.	PROPN
ejif-10550	525	10	,	,	PUNCT
ejif-10550	525	11	&	&	CCONJ
ejif-10550	525	12	bennis	bennis	PROPN
ejif-10550	525	13	,	,	PUNCT
ejif-10550	525	14	l.	l.	PROPN
ejif-10550	525	15	(	(	PUNCT
ejif-10550	525	16	2022	2022	NUM
ejif-10550	525	17	)	)	PUNCT
ejif-10550	525	18	.	.	PUNCT
ejif-10550	526	1	la	la	DET
ejif-10550	526	2	digitalisation	digitalisation	NOUN
ejif-10550	526	3	:	:	PUNCT
ejif-10550	526	4	un	un	PROPN
ejif-10550	526	5	nouveau	nouveau	PROPN
ejif-10550	526	6	levier	levier	PROPN
ejif-10550	526	7	de	de	X
ejif-10550	526	8	développement	développement	X
ejif-10550	526	9	de	de	X
ejif-10550	526	10	la	la	X
ejif-10550	526	11	finance	finance	NOUN
ejif-10550	526	12	islamique	islamique	ADJ
ejif-10550	526	13	au	au	PROPN
ejif-10550	526	14	maroc	maroc	PROPN
ejif-10550	526	15	?	?	PUNCT
ejif-10550	526	16	.	.	PUNCT
ejif-10550	527	1	revue	revue	PROPN
ejif-10550	527	2	internationale	internationale	PROPN
ejif-10550	527	3	des	des	PROPN
ejif-10550	527	4	sciences	sciences	PROPN
ejif-10550	527	5	de	de	X
ejif-10550	527	6	gestion	gestion	PROPN
ejif-10550	527	7	,	,	PUNCT
ejif-10550	527	8	5(3	5(3	NUM
ejif-10550	527	9	)	)	PUNCT
ejif-10550	527	10	.	.	PUNCT
ejif-10550	528	1	biancone	biancone	NOUN
ejif-10550	528	2	,	,	PUNCT
ejif-10550	528	3	p.	p.	PROPN
ejif-10550	528	4	p.	p.	PROPN
ejif-10550	528	5	,	,	PUNCT
ejif-10550	528	6	secinaro	secinaro	NOUN
ejif-10550	528	7	,	,	PUNCT
ejif-10550	528	8	s.	s.	PROPN
ejif-10550	528	9	,	,	PUNCT
ejif-10550	528	10	&	&	CCONJ
ejif-10550	528	11	kamal	kamal	PROPN
ejif-10550	528	12	,	,	PUNCT
ejif-10550	528	13	m.	m.	NOUN
ejif-10550	528	14	(	(	PUNCT
ejif-10550	528	15	2019	2019	NUM
ejif-10550	528	16	)	)	PUNCT
ejif-10550	528	17	.	.	PUNCT
ejif-10550	529	1	crowdfunding	crowdfunding	NOUN
ejif-10550	529	2	and	and	CCONJ
ejif-10550	529	3	fintech	fintech	NOUN
ejif-10550	529	4	:	:	PUNCT
ejif-10550	529	5	business	business	NOUN
ejif-10550	529	6	model	model	NOUN
ejif-10550	529	7	sharia	sharia	PROPN
ejif-10550	529	8	compliant	compliant	PROPN
ejif-10550	529	9	.	.	PUNCT
ejif-10550	530	1	european	european	PROPN
ejif-10550	530	2	journal	journal	PROPN
ejif-10550	530	3	of	of	ADP
ejif-10550	530	4	islamic	islamic	PROPN
ejif-10550	530	5	finance	finance	NOUN
ejif-10550	530	6	,	,	PUNCT
ejif-10550	530	7	1	1	NUM
ejif-10550	530	8	-	-	SYM
ejif-10550	530	9	10	10	NUM
ejif-10550	530	10	.	.	PUNCT
ejif-10550	531	1	boulahrir	boulahrir	NOUN
ejif-10550	531	2	,	,	PUNCT
ejif-10550	531	3	l.	l.	PROPN
ejif-10550	531	4	(	(	PUNCT
ejif-10550	531	5	2018	2018	NUM
ejif-10550	531	6	)	)	PUNCT
ejif-10550	531	7	.	.	PUNCT
ejif-10550	532	1	peut	peut	PROPN
ejif-10550	532	2	-	-	PUNCT
ejif-10550	532	3	on	on	ADP
ejif-10550	532	4	réussir	réussir	PROPN
ejif-10550	532	5	l’implantation	l’implantation	PROPN
ejif-10550	532	6	d’une	d’une	PROPN
ejif-10550	532	7	banque	banque	PROPN
ejif-10550	532	8	islamique	islamique	PROPN
ejif-10550	532	9	au	au	PROPN
ejif-10550	532	10	maroc	maroc	PROPN
ejif-10550	532	11	?	?	PUNCT
ejif-10550	533	1	une	une	PROPN
ejif-10550	533	2	enquête	enquête	PROPN
ejif-10550	533	3	nationale	nationale	PROPN
ejif-10550	533	4	sur	sur	PROPN
ejif-10550	533	5	les	les	X
ejif-10550	533	6	attentes	attentes	X
ejif-10550	533	7	de	de	X
ejif-10550	533	8	l’opinion	l’opinion	NOUN
ejif-10550	533	9	publique	publique	NOUN
ejif-10550	533	10	.	.	PUNCT
ejif-10550	534	1	revue	revue	PROPN
ejif-10550	534	2	marocaine	marocaine	PROPN
ejif-10550	534	3	de	de	X
ejif-10550	534	4	recherche	recherche	X
ejif-10550	534	5	en	en	ADP
ejif-10550	534	6	management	management	PROPN
ejif-10550	534	7	et	et	NOUN
ejif-10550	534	8	marketing	marketing	NOUN
ejif-10550	534	9	,	,	PUNCT
ejif-10550	534	10	10(1	10(1	NUM
ejif-10550	534	11	)	)	PUNCT
ejif-10550	534	12	,	,	PUNCT
ejif-10550	534	13	233	233	NUM
ejif-10550	534	14	-	-	SYM
ejif-10550	534	15	253	253	NUM
ejif-10550	534	16	.	.	PUNCT
ejif-10550	535	1	boularas	boularas	PROPN
ejif-10550	535	2	,	,	PUNCT
ejif-10550	535	3	n.	n.	NOUN
ejif-10550	535	4	,	,	PUNCT
ejif-10550	535	5	&	&	CCONJ
ejif-10550	535	6	lakir	lakir	PROPN
ejif-10550	535	7	,	,	PUNCT
ejif-10550	535	8	r.	r.	PROPN
ejif-10550	535	9	(	(	PUNCT
ejif-10550	535	10	2019	2019	NUM
ejif-10550	535	11	)	)	PUNCT
ejif-10550	535	12	.	.	PUNCT
ejif-10550	536	1	l’impact	l’impact	PROPN
ejif-10550	536	2	de	de	PROPN
ejif-10550	536	3	la	la	PROPN
ejif-10550	536	4	religion	religion	PROPN
ejif-10550	536	5	sur	sur	PROPN
ejif-10550	536	6	le	le	X
ejif-10550	536	7	secteur	secteur	PROPN
ejif-10550	536	8	bancaire	bancaire	PROPN
ejif-10550	536	9	au	au	PROPN
ejif-10550	536	10	maroc	maroc	PROPN
ejif-10550	536	11	cas	cas	PROPN
ejif-10550	536	12	des	des	PROPN
ejif-10550	536	13	banques	banques	PROPN
ejif-10550	536	14	participatives	participatives	PROPN
ejif-10550	536	15	.	.	PUNCT
ejif-10550	537	1	revue	revue	PROPN
ejif-10550	537	2	du	du	PROPN
ejif-10550	537	3	contrôle	contrôle	PROPN
ejif-10550	537	4	,	,	PUNCT
ejif-10550	537	5	de	de	X
ejif-10550	537	6	la	la	X
ejif-10550	537	7	comptabilité	comptabilité	PROPN
ejif-10550	537	8	et	et	PROPN
ejif-10550	537	9	de	de	PROPN
ejif-10550	537	10	l’audit	l’audit	PROPN
ejif-10550	537	11	,	,	PUNCT
ejif-10550	537	12	3(4	3(4	NUM
ejif-10550	537	13	)	)	PUNCT
ejif-10550	537	14	.	.	PUNCT
ejif-10550	538	1	boulila	boulila	VERB
ejif-10550	538	2	taktak	taktak	ADV
ejif-10550	538	3	,	,	PUNCT
ejif-10550	538	4	n.	n.	NOUN
ejif-10550	538	5	,	,	PUNCT
ejif-10550	538	6	&	&	CCONJ
ejif-10550	538	7	ben	ben	PROPN
ejif-10550	538	8	slama	slama	PROPN
ejif-10550	538	9	zouari	zouari	PROPN
ejif-10550	538	10	,	,	PUNCT
ejif-10550	538	11	s.	s.	PROPN
ejif-10550	538	12	(	(	PUNCT
ejif-10550	538	13	2014	2014	NUM
ejif-10550	538	14	)	)	PUNCT
ejif-10550	538	15	.	.	PUNCT
ejif-10550	539	1	tunisia	tunisia	PROPN
ejif-10550	539	2	islamic	islamic	PROPN
ejif-10550	539	3	finance	finance	PROPN
ejif-10550	539	4	:	:	PUNCT
ejif-10550	539	5	overview	overview	NOUN
ejif-10550	539	6	and	and	CCONJ
ejif-10550	539	7	future	future	ADJ
ejif-10550	539	8	prospects	prospect	NOUN
ejif-10550	539	9	.	.	PUNCT
ejif-10550	540	1	journal	journal	NOUN
ejif-10550	540	2	of	of	ADP
ejif-10550	540	3	islamic	islamic	PROPN
ejif-10550	540	4	accounting	accounting	PROPN
ejif-10550	540	5	and	and	CCONJ
ejif-10550	540	6	business	business	NOUN
ejif-10550	540	7	research	research	NOUN
ejif-10550	540	8	,	,	PUNCT
ejif-10550	540	9	5(1	5(1	NUM
ejif-10550	540	10	)	)	PUNCT
ejif-10550	540	11	,	,	PUNCT
ejif-10550	540	12	2	2	NUM
ejif-10550	540	13	-	-	SYM
ejif-10550	540	14	14	14	NUM
ejif-10550	540	15	.	.	PUNCT
ejif-10550	541	1	campanini	campanini	PROPN
ejif-10550	541	2	,	,	PUNCT
ejif-10550	541	3	m.	m.	NOUN
ejif-10550	541	4	(	(	PUNCT
ejif-10550	541	5	2015	2015	NUM
ejif-10550	541	6	)	)	PUNCT
ejif-10550	541	7	.	.	PUNCT
ejif-10550	542	1	islam	islam	PROPN
ejif-10550	542	2	e	e	PROPN
ejif-10550	542	3	politica	politica	PROPN
ejif-10550	542	4	.	.	PUNCT
ejif-10550	543	1	campanini	campanini	PROPN
ejif-10550	543	2	,	,	PUNCT
ejif-10550	543	3	m.	m.	NOUN
ejif-10550	543	4	,	,	PUNCT
ejif-10550	543	5	&	&	CCONJ
ejif-10550	543	6	arafa	arafa	PROPN
ejif-10550	543	7	,	,	PUNCT
ejif-10550	543	8	m.	m.	NOUN
ejif-10550	543	9	(	(	PUNCT
ejif-10550	543	10	2020	2020	NUM
ejif-10550	543	11	)	)	PUNCT
ejif-10550	543	12	.	.	PUNCT
ejif-10550	544	1	islam	islam	PROPN
ejif-10550	544	2	and	and	CCONJ
ejif-10550	544	3	democracy	democracy	NOUN
ejif-10550	544	4	:	:	PUNCT
ejif-10550	544	5	appreciating	appreciate	VERB
ejif-10550	544	6	the	the	DET
ejif-10550	544	7	nuance	nuance	NOUN
ejif-10550	544	8	and	and	CCONJ
ejif-10550	544	9	complexity	complexity	NOUN
ejif-10550	544	10	of	of	ADP
ejif-10550	544	11	legal	legal	ADJ
ejif-10550	544	12	systems	system	NOUN
ejif-10550	544	13	with	with	ADP
ejif-10550	544	14	a	a	DET
ejif-10550	544	15	basis	basis	NOUN
ejif-10550	544	16	in	in	ADP
ejif-10550	544	17	religion	religion	NOUN
ejif-10550	544	18	.	.	PUNCT
ejif-10550	545	1	barry	barry	PROPN
ejif-10550	545	2	l.	l.	PROPN
ejif-10550	545	3	rev	rev	PROPN
ejif-10550	545	4	.	.	PROPN
ejif-10550	545	5	,	,	PUNCT
ejif-10550	545	6	26	26	NUM
ejif-10550	545	7	,	,	PUNCT
ejif-10550	545	8	1	1	NUM
ejif-10550	545	9	.	.	X
ejif-10550	545	10	cattelan	cattelan	NOUN
ejif-10550	545	11	,	,	PUNCT
ejif-10550	545	12	v.	v.	PROPN
ejif-10550	545	13	(	(	PUNCT
ejif-10550	545	14	2017	2017	NUM
ejif-10550	545	15	)	)	PUNCT
ejif-10550	545	16	.	.	PUNCT
ejif-10550	546	1	l’economia	l’economia	PROPN
ejif-10550	546	2	islamica	islamica	PROPN
ejif-10550	546	3	:	:	PUNCT
ejif-10550	546	4	alternativa	alternativa	PROPN
ejif-10550	546	5	apparente	apparente	PROPN
ejif-10550	546	6	o	o	X
ejif-10550	546	7	reale	reale	NOUN
ejif-10550	546	8	?	?	PUNCT
ejif-10550	546	9	.	.	PUNCT
ejif-10550	547	1	oriente	oriente	PROPN
ejif-10550	547	2	moderno	moderno	PROPN
ejif-10550	547	3	,	,	PUNCT
ejif-10550	547	4	97(2	97(2	NUM
ejif-10550	547	5	)	)	PUNCT
ejif-10550	547	6	,	,	PUNCT
ejif-10550	547	7	270	270	NUM
ejif-10550	547	8	-	-	SYM
ejif-10550	547	9	290	290	NUM
ejif-10550	547	10	.	.	PUNCT
ejif-10550	548	1	chihab	chihab	PROPN
ejif-10550	548	2	,	,	PUNCT
ejif-10550	548	3	g.	g.	PROPN
ejif-10550	548	4	,	,	PUNCT
ejif-10550	548	5	&	&	CCONJ
ejif-10550	548	6	lakhyar	lakhyar	PROPN
ejif-10550	548	7	,	,	PUNCT
ejif-10550	548	8	z.	z.	PROPN
ejif-10550	548	9	(	(	PUNCT
ejif-10550	548	10	2019	2019	NUM
ejif-10550	548	11	)	)	PUNCT
ejif-10550	548	12	.	.	PUNCT
ejif-10550	549	1	the	the	DET
ejif-10550	549	2	financial	financial	ADJ
ejif-10550	549	3	performance	performance	NOUN
ejif-10550	549	4	of	of	ADP
ejif-10550	549	5	islamic	islamic	ADJ
ejif-10550	549	6	investment	investment	NOUN
ejif-10550	549	7	funds	fund	NOUN
ejif-10550	549	8	:	:	PUNCT
ejif-10550	549	9	a	a	DET
ejif-10550	549	10	comparative	comparative	ADJ
ejif-10550	549	11	study	study	NOUN
ejif-10550	549	12	between	between	ADP
ejif-10550	549	13	islamic	islamic	ADJ
ejif-10550	549	14	and	and	CCONJ
ejif-10550	549	15	conventional	conventional	ADJ
ejif-10550	549	16	funds	fund	NOUN
ejif-10550	549	17	in	in	ADP
ejif-10550	549	18	morocco	morocco	PROPN
ejif-10550	549	19	.	.	PUNCT
ejif-10550	550	1	journal	journal	PROPN
ejif-10550	550	2	of	of	ADP
ejif-10550	550	3	islamic	islamic	PROPN
ejif-10550	550	4	banking	banking	NOUN
ejif-10550	550	5	and	and	CCONJ
ejif-10550	550	6	finance	finance	NOUN
ejif-10550	550	7	,	,	PUNCT
ejif-10550	550	8	7(2	7(2	NUM
ejif-10550	550	9	)	)	PUNCT
ejif-10550	550	10	,	,	PUNCT
ejif-10550	550	11	39	39	NUM
ejif-10550	550	12	-	-	SYM
ejif-10550	550	13	49	49	NUM
ejif-10550	550	14	.	.	PUNCT
ejif-10550	551	1	chihab	chihab	PROPN
ejif-10550	551	2	,	,	PUNCT
ejif-10550	551	3	g.	g.	PROPN
ejif-10550	551	4	,	,	PUNCT
ejif-10550	551	5	lakhyar	lakhyar	PROPN
ejif-10550	551	6	,	,	PUNCT
ejif-10550	551	7	z.	z.	PROPN
ejif-10550	551	8	,	,	PUNCT
ejif-10550	551	9	&	&	CCONJ
ejif-10550	551	10	zouhair	zouhair	PROPN
ejif-10550	551	11	,	,	PUNCT
ejif-10550	551	12	h.	h.	PROPN
ejif-10550	551	13	(	(	PUNCT
ejif-10550	551	14	2019	2019	NUM
ejif-10550	551	15	)	)	PUNCT
ejif-10550	551	16	.	.	PUNCT
ejif-10550	552	1	la	la	PRON
ejif-10550	552	2	finance	finance	NOUN
ejif-10550	552	3	islamique	islamique	ADJ
ejif-10550	552	4	:	:	PUNCT
ejif-10550	552	5	l’évolution	l’évolution	PROPN
ejif-10550	552	6	de	de	X
ejif-10550	552	7	la	la	X
ejif-10550	552	8	banque	banque	PROPN
ejif-10550	552	9	islamique	islamique	PROPN
ejif-10550	552	10	:	:	PUNCT
ejif-10550	552	11	cas	cas	PROPN
ejif-10550	552	12	du	du	PROPN
ejif-10550	552	13	maroc	maroc	PROPN
ejif-10550	552	14	.	.	PROPN
ejif-10550	553	1	revue	revue	PROPN
ejif-10550	553	2	du	du	PROPN
ejif-10550	553	3	contrôle	contrôle	PROPN
ejif-10550	553	4	,	,	PUNCT
ejif-10550	553	5	de	de	X
ejif-10550	553	6	la	la	X
ejif-10550	553	7	comptabilité	comptabilité	PROPN
ejif-10550	553	8	et	et	PROPN
ejif-10550	553	9	de	de	PROPN
ejif-10550	553	10	l’audit	l’audit	PROPN
ejif-10550	553	11	,	,	PUNCT
ejif-10550	553	12	3(3	3(3	NUM
ejif-10550	553	13	)	)	PUNCT
ejif-10550	553	14	.	.	PUNCT
ejif-10550	554	1	chroqui	chroqui	PROPN
ejif-10550	554	2	,	,	PUNCT
ejif-10550	554	3	r.	r.	PROPN
ejif-10550	554	4	,	,	PUNCT
ejif-10550	554	5	&	&	CCONJ
ejif-10550	554	6	lamsad	lamsad	PROPN
ejif-10550	554	7	,	,	PUNCT
ejif-10550	554	8	e.	e.	PROPN
ejif-10550	554	9	s.	s.	PROPN
ejif-10550	554	10	d.	d.	PROPN
ejif-10550	554	11	t.	t.	PROPN
ejif-10550	554	12	(	(	PUNCT
ejif-10550	554	13	2018	2018	NUM
ejif-10550	554	14	)	)	PUNCT
ejif-10550	554	15	.	.	PUNCT
ejif-10550	555	1	banques	banques	PROPN
ejif-10550	555	2	islamiquesau	islamiquesau	PROPN
ejif-10550	555	3	maroc	maroc	PROPN
ejif-10550	555	4	:	:	PUNCT
ejif-10550	555	5	dispositifs	dispositifs	PROPN
ejif-10550	555	6	,	,	PUNCT
ejif-10550	555	7	defis	defi	VERB
ejif-10550	555	8	et	et	NOUN
ejif-10550	555	9	perspectives	perspective	NOUN
ejif-10550	555	10	.	.	PUNCT
ejif-10550	556	1	chowdhury	chowdhury	PROPN
ejif-10550	556	2	,	,	PUNCT
ejif-10550	556	3	m.	m.	NOUN
ejif-10550	556	4	a.	a.	NOUN
ejif-10550	556	5	m.	m.	PROPN
ejif-10550	556	6	,	,	PUNCT
ejif-10550	556	7	&	&	CCONJ
ejif-10550	556	8	haron	haron	PROPN
ejif-10550	556	9	,	,	PUNCT
ejif-10550	556	10	r.	r.	PROPN
ejif-10550	556	11	(	(	PUNCT
ejif-10550	556	12	2021	2021	NUM
ejif-10550	556	13	)	)	PUNCT
ejif-10550	556	14	.	.	PUNCT
ejif-10550	557	1	the	the	DET
ejif-10550	557	2	efficiency	efficiency	NOUN
ejif-10550	557	3	of	of	ADP
ejif-10550	557	4	islamic	islamic	ADJ
ejif-10550	557	5	banks	bank	NOUN
ejif-10550	557	6	in	in	ADP
ejif-10550	557	7	the	the	DET
ejif-10550	557	8	southeast	southeast	PROPN
ejif-10550	557	9	asia	asia	PROPN
ejif-10550	557	10	(	(	PUNCT
ejif-10550	557	11	sea	sea	NOUN
ejif-10550	557	12	)	)	PUNCT
ejif-10550	557	13	region	region	NOUN
ejif-10550	557	14	.	.	PUNCT
ejif-10550	558	1	future	future	ADJ
ejif-10550	558	2	business	business	NOUN
ejif-10550	558	3	journal	journal	NOUN
ejif-10550	558	4	,	,	PUNCT
ejif-10550	558	5	7	7	NUM
ejif-10550	558	6	,	,	PUNCT
ejif-10550	558	7	1	1	NUM
ejif-10550	558	8	-	-	SYM
ejif-10550	558	9	16	16	NUM
ejif-10550	558	10	.	.	PUNCT
ejif-10550	559	1	cupri	cupri	PROPN
ejif-10550	559	2	,	,	PUNCT
ejif-10550	559	3	a.	a.	NOUN
ejif-10550	559	4	(	(	PUNCT
ejif-10550	559	5	2021	2021	NUM
ejif-10550	559	6	)	)	PUNCT
ejif-10550	559	7	.	.	PUNCT
ejif-10550	560	1	l’economia	l’economia	PROPN
ejif-10550	560	2	del	del	PROPN
ejif-10550	560	3	profeta	profeta	PROPN
ejif-10550	560	4	:	:	PUNCT
ejif-10550	560	5	la	la	PROPN
ejif-10550	560	6	finanza	finanza	PROPN
ejif-10550	560	7	islamica	islamica	PROPN
ejif-10550	560	8	ei	ei	PROPN
ejif-10550	560	9	fondamenti	fondamenti	PROPN
ejif-10550	560	10	religiosi	religiosi	PROPN
ejif-10550	560	11	del	del	PROPN
ejif-10550	560	12	diritto	diritto	PROPN
ejif-10550	560	13	islamico	islamico	PROPN
ejif-10550	560	14	dei	dei	NOUN
ejif-10550	560	15	contratti	contratti	NOUN
ejif-10550	560	16	shari’ah	shari’ah	PROPN
ejif-10550	560	17	compliant	compliant	X
ejif-10550	560	18	.	.	PUNCT
ejif-10550	561	1	stato	stato	PROPN
ejif-10550	561	2	,	,	PUNCT
ejif-10550	561	3	chiese	chiese	PROPN
ejif-10550	561	4	e	e	NOUN
ejif-10550	561	5	pluralismo	pluralismo	NOUN
ejif-10550	561	6	confessionale	confessionale	NOUN
ejif-10550	561	7	,	,	PUNCT
ejif-10550	561	8	2021(20	2021(20	NUM
ejif-10550	561	9	)	)	PUNCT
ejif-10550	561	10	,	,	PUNCT
ejif-10550	561	11	19	19	NUM
ejif-10550	561	12	-	-	SYM
ejif-10550	561	13	46	46	NUM
ejif-10550	561	14	.	.	PUNCT
ejif-10550	561	15	72	72	NUM
ejif-10550	561	16	european	european	ADJ
ejif-10550	561	17	journal	journal	PROPN
ejif-10550	561	18	of	of	ADP
ejif-10550	561	19	islamic	islamic	PROPN
ejif-10550	561	20	finance	finance	PROPN
ejif-10550	561	21	issn	issn	PROPN
ejif-10550	561	22	:	:	PUNCT
ejif-10550	561	23	2421	2421	NUM
ejif-10550	561	24	-	-	SYM
ejif-10550	561	25	2172	2172	NUM
ejif-10550	561	26	doi	doi	NOUN
ejif-10550	561	27	:	:	PUNCT
ejif-10550	561	28	10.13135/2421	10.13135/2421	NUM
ejif-10550	561	29	-	-	SYM
ejif-10550	561	30	2172/10550	2172/10550	NUM
ejif-10550	561	31	published	publish	VERB
ejif-10550	561	32	by	by	ADP
ejif-10550	561	33	university	university	PROPN
ejif-10550	561	34	of	of	ADP
ejif-10550	561	35	turin	turin	PROPN
ejif-10550	562	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	562	2	ejif	ejif	PROPN
ejif-10550	562	3	content	content	NOUN
ejif-10550	562	4	is	be	AUX
ejif-10550	562	5	licensed	license	VERB
ejif-10550	562	6	under	under	ADP
ejif-10550	562	7	a	a	DET
ejif-10550	562	8	creative	creative	ADJ
ejif-10550	562	9	commons	common	NOUN
ejif-10550	562	10	attribution	attribution	NOUN
ejif-10550	562	11	4.0	4.0	NUM
ejif-10550	562	12	international	international	ADJ
ejif-10550	562	13	license	license	NOUN
ejif-10550	562	14	cupri	cupri	NOUN
ejif-10550	562	15	,	,	PUNCT
ejif-10550	562	16	a.	a.	NOUN
ejif-10550	562	17	(	(	PUNCT
ejif-10550	562	18	2022	2022	NUM
ejif-10550	562	19	)	)	PUNCT
ejif-10550	562	20	.	.	PUNCT
ejif-10550	563	1	la	la	PROPN
ejif-10550	563	2	banca	banca	PROPN
ejif-10550	563	3	islamica	islamica	PROPN
ejif-10550	563	4	:	:	PUNCT
ejif-10550	563	5	un'analisi	un'analisi	PROPN
ejif-10550	563	6	tra	tra	PROPN
ejif-10550	563	7	struttura	struttura	PROPN
ejif-10550	563	8	e	e	PROPN
ejif-10550	563	9	profili	profili	NOUN
ejif-10550	563	10	di	di	NOUN
ejif-10550	563	11	operatività	operatività	NOUN
ejif-10550	563	12	.	.	PUNCT
ejif-10550	564	1	rivista	rivista	PROPN
ejif-10550	564	2	di	di	PROPN
ejif-10550	564	3	diritto	diritto	PROPN
ejif-10550	564	4	bancario	bancario	PROPN
ejif-10550	564	5	,	,	PUNCT
ejif-10550	564	6	(	(	PUNCT
ejif-10550	564	7	iv	iv	X
ejif-10550	564	8	)	)	PUNCT
ejif-10550	564	9	,	,	PUNCT
ejif-10550	564	10	237	237	NUM
ejif-10550	564	11	-	-	SYM
ejif-10550	564	12	268	268	NUM
ejif-10550	564	13	.	.	PUNCT
ejif-10550	565	1	daadaoui	daadaoui	PROPN
ejif-10550	565	2	,	,	PUNCT
ejif-10550	565	3	m.	m.	NOUN
ejif-10550	565	4	(	(	PUNCT
ejif-10550	565	5	2010	2010	NUM
ejif-10550	565	6	)	)	PUNCT
ejif-10550	565	7	.	.	PUNCT
ejif-10550	566	1	rituals	ritual	NOUN
ejif-10550	566	2	of	of	ADP
ejif-10550	566	3	power	power	NOUN
ejif-10550	566	4	and	and	CCONJ
ejif-10550	566	5	political	political	ADJ
ejif-10550	566	6	parties	party	NOUN
ejif-10550	566	7	in	in	ADP
ejif-10550	566	8	morocco	morocco	PROPN
ejif-10550	566	9	:	:	PUNCT
ejif-10550	566	10	limited	limited	ADJ
ejif-10550	566	11	elections	election	NOUN
ejif-10550	566	12	as	as	ADP
ejif-10550	566	13	positional	positional	ADJ
ejif-10550	566	14	strategies	strategy	NOUN
ejif-10550	566	15	.	.	PUNCT
ejif-10550	567	1	middle	middle	ADJ
ejif-10550	567	2	eastern	eastern	ADJ
ejif-10550	567	3	studies	study	NOUN
ejif-10550	567	4	,	,	PUNCT
ejif-10550	567	5	46(2	46(2	NOUN
ejif-10550	567	6	)	)	PUNCT
ejif-10550	567	7	,	,	PUNCT
ejif-10550	567	8	195	195	NUM
ejif-10550	567	9	-	-	SYM
ejif-10550	567	10	219	219	NUM
ejif-10550	567	11	.	.	PUNCT
ejif-10550	568	1	dakhli	dakhli	NOUN
ejif-10550	568	2	,	,	PUNCT
ejif-10550	568	3	m.	m.	NOUN
ejif-10550	568	4	,	,	PUNCT
ejif-10550	568	5	&	&	CCONJ
ejif-10550	568	6	de	de	X
ejif-10550	568	7	clercq	clercq	PROPN
ejif-10550	568	8	,	,	PUNCT
ejif-10550	568	9	d.	d.	PROPN
ejif-10550	568	10	(	(	PUNCT
ejif-10550	568	11	2004	2004	NUM
ejif-10550	568	12	)	)	PUNCT
ejif-10550	568	13	.	.	PUNCT
ejif-10550	569	1	human	human	ADJ
ejif-10550	569	2	capital	capital	NOUN
ejif-10550	569	3	,	,	PUNCT
ejif-10550	569	4	social	social	ADJ
ejif-10550	569	5	capital	capital	NOUN
ejif-10550	569	6	,	,	PUNCT
ejif-10550	569	7	and	and	CCONJ
ejif-10550	569	8	innovation	innovation	NOUN
ejif-10550	569	9	:	:	PUNCT
ejif-10550	569	10	a	a	DET
ejif-10550	569	11	multi	multi	ADJ
ejif-10550	569	12	-	-	ADJ
ejif-10550	569	13	country	country	ADJ
ejif-10550	569	14	study	study	NOUN
ejif-10550	569	15	.	.	PUNCT
ejif-10550	570	1	entrepreneurship	entrepreneurship	NOUN
ejif-10550	570	2	&	&	CCONJ
ejif-10550	570	3	regional	regional	ADJ
ejif-10550	570	4	development	development	NOUN
ejif-10550	570	5	,	,	PUNCT
ejif-10550	570	6	16(2	16(2	NUM
ejif-10550	570	7	)	)	PUNCT
ejif-10550	570	8	,	,	PUNCT
ejif-10550	570	9	107	107	NUM
ejif-10550	570	10	-	-	SYM
ejif-10550	570	11	128	128	NUM
ejif-10550	570	12	.	.	PUNCT
ejif-10550	571	1	daoud	daoud	PROPN
ejif-10550	571	2	,	,	PUNCT
ejif-10550	571	3	m.	m.	PROPN
ejif-10550	571	4	b.	b.	PROPN
ejif-10550	571	5	,	,	PUNCT
ejif-10550	571	6	&	&	CCONJ
ejif-10550	571	7	azegagh	azegagh	PROPN
ejif-10550	571	8	,	,	PUNCT
ejif-10550	571	9	j.	j.	PROPN
ejif-10550	571	10	(	(	PUNCT
ejif-10550	571	11	2022	2022	NUM
ejif-10550	571	12	)	)	PUNCT
ejif-10550	571	13	.	.	PUNCT
ejif-10550	572	1	les	les	PROPN
ejif-10550	572	2	banques	banques	PROPN
ejif-10550	572	3	participatives	participative	NOUN
ejif-10550	572	4	marocaines	marocaines	PROPN
ejif-10550	572	5	et	et	PROPN
ejif-10550	572	6	leur	leur	PROPN
ejif-10550	572	7	engagement	engagement	PROPN
ejif-10550	572	8	chariatique	chariatique	PROPN
ejif-10550	572	9	.	.	PUNCT
ejif-10550	573	1	revue	revue	PROPN
ejif-10550	573	2	française	française	PROPN
ejif-10550	573	3	d'economie	d'economie	PROPN
ejif-10550	573	4	et	et	PROPN
ejif-10550	573	5	de	de	X
ejif-10550	573	6	gestion	gestion	PROPN
ejif-10550	573	7	,	,	PUNCT
ejif-10550	573	8	3(7	3(7	NUM
ejif-10550	573	9	)	)	PUNCT
ejif-10550	573	10	.	.	PUNCT
ejif-10550	574	1	derbali	derbali	VERB
ejif-10550	574	2	,	,	PUNCT
ejif-10550	574	3	a.	a.	NOUN
ejif-10550	574	4	(	(	PUNCT
ejif-10550	574	5	2021	2021	NUM
ejif-10550	574	6	)	)	PUNCT
ejif-10550	574	7	.	.	PUNCT
ejif-10550	575	1	determinants	determinant	NOUN
ejif-10550	575	2	of	of	ADP
ejif-10550	575	3	the	the	DET
ejif-10550	575	4	performance	performance	NOUN
ejif-10550	575	5	of	of	ADP
ejif-10550	575	6	moroccan	moroccan	ADJ
ejif-10550	575	7	banks	bank	NOUN
ejif-10550	575	8	.	.	PUNCT
ejif-10550	576	1	journal	journal	PROPN
ejif-10550	576	2	of	of	ADP
ejif-10550	576	3	business	business	NOUN
ejif-10550	576	4	and	and	CCONJ
ejif-10550	576	5	socio	socio	NOUN
ejif-10550	576	6	-	-	PUNCT
ejif-10550	576	7	economic	economic	ADJ
ejif-10550	576	8	development	development	NOUN
ejif-10550	576	9	,	,	PUNCT
ejif-10550	576	10	1(1	1(1	NUM
ejif-10550	576	11	)	)	PUNCT
ejif-10550	576	12	,	,	PUNCT
ejif-10550	576	13	102	102	NUM
ejif-10550	576	14	-	-	SYM
ejif-10550	576	15	117	117	NUM
ejif-10550	576	16	.	.	PUNCT
ejif-10550	577	1	dewa	dewa	PROPN
ejif-10550	577	2	,	,	PUNCT
ejif-10550	577	3	n.	n.	PROPN
ejif-10550	577	4	,	,	PUNCT
ejif-10550	577	5	&	&	CCONJ
ejif-10550	577	6	zakaria	zakaria	PROPN
ejif-10550	577	7	,	,	PUNCT
ejif-10550	577	8	s.	s.	PROPN
ejif-10550	577	9	(	(	PUNCT
ejif-10550	577	10	2012	2012	NUM
ejif-10550	577	11	)	)	PUNCT
ejif-10550	577	12	.	.	PUNCT
ejif-10550	578	1	training	training	NOUN
ejif-10550	578	2	and	and	CCONJ
ejif-10550	578	3	development	development	NOUN
ejif-10550	578	4	of	of	ADP
ejif-10550	578	5	human	human	ADJ
ejif-10550	578	6	capital	capital	NOUN
ejif-10550	578	7	in	in	ADP
ejif-10550	578	8	islamic	islamic	ADJ
ejif-10550	578	9	banking	banking	NOUN
ejif-10550	578	10	industry	industry	NOUN
ejif-10550	578	11	.	.	PUNCT
ejif-10550	579	1	journal	journal	PROPN
ejif-10550	579	2	of	of	ADP
ejif-10550	579	3	islamic	islamic	ADJ
ejif-10550	579	4	economics	economic	NOUN
ejif-10550	579	5	,	,	PUNCT
ejif-10550	579	6	banking	banking	NOUN
ejif-10550	579	7	and	and	CCONJ
ejif-10550	579	8	finance	finance	NOUN
ejif-10550	579	9	,	,	PUNCT
ejif-10550	579	10	8(1	8(1	NOUN
ejif-10550	579	11	)	)	PUNCT
ejif-10550	579	12	,	,	PUNCT
ejif-10550	579	13	95	95	NUM
ejif-10550	579	14	-	-	SYM
ejif-10550	579	15	108	108	NUM
ejif-10550	579	16	.	.	PUNCT
ejif-10550	580	1	drissi	drissi	PROPN
ejif-10550	580	2	,	,	PUNCT
ejif-10550	580	3	s.	s.	PROPN
ejif-10550	580	4	,	,	PUNCT
ejif-10550	580	5	&	&	CCONJ
ejif-10550	580	6	angade	angade	PROPN
ejif-10550	580	7	,	,	PUNCT
ejif-10550	580	8	k.	k.	PROPN
ejif-10550	580	9	(	(	PUNCT
ejif-10550	580	10	2019	2019	NUM
ejif-10550	580	11	)	)	PUNCT
ejif-10550	580	12	.	.	PUNCT
ejif-10550	581	1	islamic	islamic	ADJ
ejif-10550	581	2	financial	financial	ADJ
ejif-10550	581	3	intermediation	intermediation	NOUN
ejif-10550	581	4	the	the	DET
ejif-10550	581	5	emergence	emergence	NOUN
ejif-10550	581	6	of	of	ADP
ejif-10550	581	7	a	a	DET
ejif-10550	581	8	new	new	ADJ
ejif-10550	581	9	model	model	NOUN
ejif-10550	581	10	.	.	PUNCT
ejif-10550	582	1	european	european	PROPN
ejif-10550	582	2	journal	journal	PROPN
ejif-10550	582	3	of	of	ADP
ejif-10550	582	4	islamic	islamic	PROPN
ejif-10550	582	5	finance	finance	PROPN
ejif-10550	582	6	,	,	PUNCT
ejif-10550	582	7	(	(	PUNCT
ejif-10550	582	8	12	12	NUM
ejif-10550	582	9	)	)	PUNCT
ejif-10550	582	10	.	.	PUNCT
ejif-10550	583	1	edwards	edwards	PROPN
ejif-10550	583	2	,	,	PUNCT
ejif-10550	583	3	w.	w.	PROPN
ejif-10550	583	4	(	(	PUNCT
ejif-10550	583	5	2000	2000	NUM
ejif-10550	583	6	)	)	PUNCT
ejif-10550	583	7	.	.	PUNCT
ejif-10550	584	1	key	key	ADJ
ejif-10550	584	2	financial	financial	ADJ
ejif-10550	584	3	instruments	instrument	NOUN
ejif-10550	584	4	:	:	PUNCT
ejif-10550	584	5	understanding	understand	VERB
ejif-10550	584	6	innovation	innovation	NOUN
ejif-10550	584	7	in	in	ADP
ejif-10550	584	8	the	the	DET
ejif-10550	584	9	world	world	NOUN
ejif-10550	584	10	of	of	ADP
ejif-10550	584	11	derivatives	derivative	NOUN
ejif-10550	584	12	.	.	PUNCT
ejif-10550	585	1	el	el	PROPN
ejif-10550	585	2	mallouli	mallouli	PROPN
ejif-10550	585	3	,	,	PUNCT
ejif-10550	585	4	a.	a.	PROPN
ejif-10550	585	5	,	,	PUNCT
ejif-10550	585	6	&	&	CCONJ
ejif-10550	585	7	sassi	sassi	PROPN
ejif-10550	585	8	,	,	PUNCT
ejif-10550	585	9	h.	h.	PROPN
ejif-10550	585	10	(	(	PUNCT
ejif-10550	585	11	2020	2020	NUM
ejif-10550	585	12	)	)	PUNCT
ejif-10550	585	13	.	.	PUNCT
ejif-10550	586	1	the	the	DET
ejif-10550	586	2	experience	experience	NOUN
ejif-10550	586	3	of	of	ADP
ejif-10550	586	4	participative	participative	ADJ
ejif-10550	586	5	banks	bank	NOUN
ejif-10550	586	6	development	development	NOUN
ejif-10550	586	7	in	in	ADP
ejif-10550	586	8	morocco	morocco	PROPN
ejif-10550	586	9	:	:	PUNCT
ejif-10550	586	10	acquired	acquire	VERB
ejif-10550	586	11	lessons	lesson	NOUN
ejif-10550	586	12	and	and	CCONJ
ejif-10550	586	13	current	current	ADJ
ejif-10550	586	14	state	state	NOUN
ejif-10550	586	15	.	.	PUNCT
ejif-10550	587	1	revue	revue	PROPN
ejif-10550	587	2	marocaine	marocaine	PROPN
ejif-10550	587	3	de	de	X
ejif-10550	587	4	recherche	recherche	X
ejif-10550	587	5	en	en	ADP
ejif-10550	587	6	management	management	PROPN
ejif-10550	587	7	et	et	PROPN
ejif-10550	587	8	marketing	marketing	NOUN
ejif-10550	587	9	,	,	PUNCT
ejif-10550	587	10	12(2	12(2	NUM
ejif-10550	587	11	)	)	PUNCT
ejif-10550	587	12	,	,	PUNCT
ejif-10550	587	13	171	171	NUM
ejif-10550	587	14	-	-	SYM
ejif-10550	587	15	193	193	NUM
ejif-10550	587	16	.	.	PUNCT
ejif-10550	588	1	el	el	PROPN
ejif-10550	588	2	mezouari	mezouari	PROPN
ejif-10550	588	3	,	,	PUNCT
ejif-10550	588	4	s.	s.	PROPN
ejif-10550	588	5	,	,	PUNCT
ejif-10550	588	6	lotfi	lotfi	PROPN
ejif-10550	588	7	,	,	PUNCT
ejif-10550	588	8	m.	m.	NOUN
ejif-10550	588	9	,	,	PUNCT
ejif-10550	588	10	&	&	CCONJ
ejif-10550	588	11	bouthir	bouthir	PROPN
ejif-10550	588	12	,	,	PUNCT
ejif-10550	588	13	y.	y.	PROPN
ejif-10550	588	14	(	(	PUNCT
ejif-10550	588	15	2013	2013	NUM
ejif-10550	588	16	)	)	PUNCT
ejif-10550	588	17	.	.	PUNCT
ejif-10550	589	1	l’importance	l’importance	NOUN
ejif-10550	589	2	de	de	X
ejif-10550	589	3	la	la	X
ejif-10550	589	4	communication	communication	NOUN
ejif-10550	589	5	interne	interne	NOUN
ejif-10550	589	6	dans	dans	PROPN
ejif-10550	589	7	les	les	X
ejif-10550	589	8	entreprises	entreprise	NOUN
ejif-10550	589	9	:	:	PUNCT
ejif-10550	589	10	cas	cas	PROPN
ejif-10550	589	11	d’une	d’une	PROPN
ejif-10550	589	12	entreprise	entreprise	PROPN
ejif-10550	589	13	industrielle	industrielle	PROPN
ejif-10550	589	14	marocaine	marocaine	PROPN
ejif-10550	589	15	.	.	PUNCT
ejif-10550	590	1	revue	revue	PROPN
ejif-10550	590	2	economie	economie	PROPN
ejif-10550	590	3	&	&	CCONJ
ejif-10550	590	4	kapital	kapital	PROPN
ejif-10550	590	5	,	,	PUNCT
ejif-10550	590	6	(	(	PUNCT
ejif-10550	590	7	4	4	NUM
ejif-10550	590	8	)	)	PUNCT
ejif-10550	590	9	.	.	PUNCT
ejif-10550	591	1	ercanbrack	ercanbrack	NOUN
ejif-10550	591	2	,	,	PUNCT
ejif-10550	591	3	j.	j.	PROPN
ejif-10550	591	4	(	(	PUNCT
ejif-10550	591	5	2015	2015	NUM
ejif-10550	591	6	)	)	PUNCT
ejif-10550	591	7	.	.	PUNCT
ejif-10550	592	1	the	the	DET
ejif-10550	592	2	transformation	transformation	NOUN
ejif-10550	592	3	of	of	ADP
ejif-10550	592	4	islamic	islamic	ADJ
ejif-10550	592	5	law	law	NOUN
ejif-10550	592	6	in	in	ADP
ejif-10550	592	7	global	global	ADJ
ejif-10550	592	8	financial	financial	ADJ
ejif-10550	592	9	markets	market	NOUN
ejif-10550	592	10	.	.	PUNCT
ejif-10550	593	1	cambridge	cambridge	PROPN
ejif-10550	593	2	university	university	PROPN
ejif-10550	593	3	press	press	NOUN
ejif-10550	593	4	.	.	PUNCT
ejif-10550	594	1	faizullah	faizullah	PROPN
ejif-10550	594	2	,	,	PUNCT
ejif-10550	594	3	m.	m.	NOUN
ejif-10550	594	4	(	(	PUNCT
ejif-10550	594	5	2009	2009	NUM
ejif-10550	594	6	)	)	PUNCT
ejif-10550	594	7	.	.	PUNCT
ejif-10550	595	1	islamic	islamic	ADJ
ejif-10550	595	2	banking	banking	PROPN
ejif-10550	595	3	:	:	PUNCT
ejif-10550	595	4	issues	issue	NOUN
ejif-10550	595	5	of	of	ADP
ejif-10550	595	6	governance	governance	NOUN
ejif-10550	595	7	,	,	PUNCT
ejif-10550	595	8	transparency	transparency	NOUN
ejif-10550	595	9	and	and	CCONJ
ejif-10550	595	10	standardization	standardization	NOUN
ejif-10550	595	11	(	(	PUNCT
ejif-10550	595	12	doctoral	doctoral	ADJ
ejif-10550	595	13	dissertation	dissertation	NOUN
ejif-10550	595	14	,	,	PUNCT
ejif-10550	595	15	london	london	PROPN
ejif-10550	595	16	metropolitan	metropolitan	PROPN
ejif-10550	595	17	university	university	PROPN
ejif-10550	595	18	)	)	PUNCT
ejif-10550	595	19	.	.	PUNCT
ejif-10550	596	1	fakhri	fakhri	PROPN
ejif-10550	596	2	,	,	PUNCT
ejif-10550	596	3	l.	l.	PROPN
ejif-10550	596	4	,	,	PUNCT
ejif-10550	596	5	lazrak	lazrak	PROPN
ejif-10550	596	6	,	,	PUNCT
ejif-10550	596	7	y.	y.	PROPN
ejif-10550	596	8	,	,	PUNCT
ejif-10550	596	9	&	&	CCONJ
ejif-10550	596	10	trid	trid	PROPN
ejif-10550	596	11	,	,	PUNCT
ejif-10550	596	12	s.	s.	PROPN
ejif-10550	596	13	(	(	PUNCT
ejif-10550	596	14	2024	2024	NUM
ejif-10550	596	15	)	)	PUNCT
ejif-10550	596	16	.	.	PUNCT
ejif-10550	597	1	islamic	islamic	ADJ
ejif-10550	597	2	banks	bank	NOUN
ejif-10550	597	3	in	in	ADP
ejif-10550	597	4	morocco	morocco	PROPN
ejif-10550	597	5	:	:	PUNCT
ejif-10550	597	6	facts	fact	NOUN
ejif-10550	597	7	and	and	CCONJ
ejif-10550	597	8	challenges	challenge	NOUN
ejif-10550	597	9	.	.	PUNCT
ejif-10550	598	1	malia	malia	PROPN
ejif-10550	598	2	:	:	PUNCT
ejif-10550	598	3	journal	journal	PROPN
ejif-10550	598	4	of	of	ADP
ejif-10550	598	5	islamic	islamic	PROPN
ejif-10550	598	6	banking	banking	NOUN
ejif-10550	598	7	and	and	CCONJ
ejif-10550	598	8	finance	finance	NOUN
ejif-10550	598	9	,	,	PUNCT
ejif-10550	598	10	7(2	7(2	NUM
ejif-10550	598	11	)	)	PUNCT
ejif-10550	598	12	,	,	PUNCT
ejif-10550	598	13	83	83	NUM
ejif-10550	598	14	-	-	SYM
ejif-10550	598	15	98	98	NUM
ejif-10550	598	16	.	.	PUNCT
ejif-10550	599	1	ferrari	ferrari	PROPN
ejif-10550	599	2	,	,	PUNCT
ejif-10550	599	3	s.	s.	PROPN
ejif-10550	599	4	(	(	PUNCT
ejif-10550	599	5	2002	2002	NUM
ejif-10550	599	6	)	)	PUNCT
ejif-10550	599	7	.	.	PUNCT
ejif-10550	600	1	diritto	diritto	PROPN
ejif-10550	600	2	e	e	PROPN
ejif-10550	600	3	religione	religione	PROPN
ejif-10550	600	4	tra	tra	PROPN
ejif-10550	600	5	multiculturalità	multiculturalità	PROPN
ejif-10550	600	6	e	e	PROPN
ejif-10550	600	7	identità	identità	NOUN
ejif-10550	600	8	.	.	PUNCT
ejif-10550	600	9	la	la	PROPN
ejif-10550	600	10	questione	questione	PROPN
ejif-10550	600	11	dello	dello	PROPN
ejif-10550	600	12	statuto	statuto	PROPN
ejif-10550	600	13	giuridico	giuridico	PROPN
ejif-10550	600	14	dell'islam	dell'islam	PROPN
ejif-10550	600	15	in	in	ADP
ejif-10550	600	16	europa	europa	PROPN
ejif-10550	600	17	.	.	PUNCT
ejif-10550	601	1	multiculturalismo	multiculturalismo	PROPN
ejif-10550	601	2	e	e	PROPN
ejif-10550	601	3	identità.diritto	identità.diritto	PROPN
ejif-10550	601	4	e	e	PROPN
ejif-10550	601	5	religione	religione	PROPN
ejif-10550	601	6	tra	tra	PROPN
ejif-10550	601	7	multiculturalità	multiculturalità	PROPN
ejif-10550	601	8	e	e	PROPN
ejif-10550	601	9	identità	identità	NOUN
ejif-10550	601	10	.	.	PUNCT
ejif-10550	601	11	la	la	PROPN
ejif-10550	601	12	questione	questione	PROPN
ejif-10550	601	13	dello	dello	PROPN
ejif-10550	601	14	statuto	statuto	PROPN
ejif-10550	601	15	giuridico	giuridico	PROPN
ejif-10550	601	16	dell'islam	dell'islam	PROPN
ejif-10550	601	17	in	in	ADP
ejif-10550	601	18	europa	europa	PROPN
ejif-10550	601	19	.	.	PUNCT
ejif-10550	602	1	multiculturalismo	multiculturalismo	PROPN
ejif-10550	602	2	e	e	NOUN
ejif-10550	602	3	identità	identità	PROPN
ejif-10550	602	4	.	.	PUNCT
ejif-10550	603	1	(	(	PUNCT
ejif-10550	603	2	filosofia	filosofia	PROPN
ejif-10550	603	3	morale	morale	PROPN
ejif-10550	603	4	;	;	PUNCT
ejif-10550	603	5	13	13	NUM
ejif-10550	603	6	)	)	PUNCT
ejif-10550	603	7	,	,	PUNCT
ejif-10550	603	8	1000	1000	NUM
ejif-10550	603	9	-	-	SYM
ejif-10550	603	10	1019	1019	NUM
ejif-10550	603	11	.	.	PUNCT
ejif-10550	604	1	foo	foo	NOUN
ejif-10550	604	2	,	,	PUNCT
ejif-10550	604	3	s.	s.	PROPN
ejif-10550	604	4	m.	m.	PROPN
ejif-10550	604	5	,	,	PUNCT
ejif-10550	604	6	ab	ab	PROPN
ejif-10550	604	7	razak	razak	PROPN
ejif-10550	604	8	,	,	PUNCT
ejif-10550	604	9	n.	n.	PROPN
ejif-10550	604	10	h.	h.	PROPN
ejif-10550	604	11	,	,	PUNCT
ejif-10550	604	12	kamarudin	kamarudin	PROPN
ejif-10550	604	13	,	,	PUNCT
ejif-10550	604	14	f.	f.	PROPN
ejif-10550	604	15	,	,	PUNCT
ejif-10550	604	16	azizan	azizan	PROPN
ejif-10550	604	17	,	,	PUNCT
ejif-10550	604	18	n.	n.	PROPN
ejif-10550	604	19	a.	a.	PROPN
ejif-10550	604	20	b.	b.	PROPN
ejif-10550	604	21	,	,	PUNCT
ejif-10550	604	22	&	&	CCONJ
ejif-10550	604	23	zakaria	zakaria	PROPN
ejif-10550	604	24	,	,	PUNCT
ejif-10550	604	25	n.	n.	NOUN
ejif-10550	604	26	(	(	PUNCT
ejif-10550	604	27	2023	2023	NUM
ejif-10550	604	28	)	)	PUNCT
ejif-10550	604	29	.	.	PUNCT
ejif-10550	605	1	islamic	islamic	ADJ
ejif-10550	605	2	versus	versus	ADP
ejif-10550	605	3	conventional	conventional	ADJ
ejif-10550	605	4	financial	financial	ADJ
ejif-10550	605	5	market	market	NOUN
ejif-10550	605	6	:	:	PUNCT
ejif-10550	605	7	a	a	DET
ejif-10550	605	8	metaliterature	metaliterature	NOUN
ejif-10550	605	9	review	review	NOUN
ejif-10550	605	10	of	of	ADP
ejif-10550	605	11	spillover	spillover	NOUN
ejif-10550	605	12	effects	effect	NOUN
ejif-10550	605	13	.	.	PUNCT
ejif-10550	606	1	journal	journal	PROPN
ejif-10550	606	2	of	of	ADP
ejif-10550	606	3	islamic	islamic	PROPN
ejif-10550	606	4	accounting	accounting	PROPN
ejif-10550	606	5	and	and	CCONJ
ejif-10550	606	6	business	business	NOUN
ejif-10550	606	7	research	research	NOUN
ejif-10550	606	8	.	.	PUNCT
ejif-10550	607	1	francesca	francesca	PROPN
ejif-10550	607	2	,	,	PUNCT
ejif-10550	607	3	e.	e.	PROPN
ejif-10550	607	4	(	(	PUNCT
ejif-10550	607	5	2013	2013	NUM
ejif-10550	607	6	)	)	PUNCT
ejif-10550	607	7	.	.	PUNCT
ejif-10550	608	1	economia	economia	PROPN
ejif-10550	608	2	,	,	PUNCT
ejif-10550	608	3	religione	religione	PROPN
ejif-10550	608	4	e	e	NOUN
ejif-10550	608	5	morale	morale	NOUN
ejif-10550	608	6	nell'islam	nell'islam	PROPN
ejif-10550	608	7	.	.	PUNCT
ejif-10550	608	8	carocci	carocci	PROPN
ejif-10550	608	9	editore	editore	PROPN
ejif-10550	608	10	.	.	PUNCT
ejif-10550	609	1	fronzoni	fronzoni	PROPN
ejif-10550	609	2	,	,	PUNCT
ejif-10550	609	3	v.	v.	PROPN
ejif-10550	609	4	(	(	PUNCT
ejif-10550	609	5	2021	2021	NUM
ejif-10550	609	6	)	)	PUNCT
ejif-10550	609	7	.	.	PUNCT
ejif-10550	610	1	il	il	PROPN
ejif-10550	610	2	controllo	controllo	PROPN
ejif-10550	610	3	etico	etico	PROPN
ejif-10550	610	4	della	della	PROPN
ejif-10550	610	5	finanza	finanza	PROPN
ejif-10550	610	6	islamica	islamica	PROPN
ejif-10550	610	7	in	in	ADP
ejif-10550	610	8	marocco	marocco	PROPN
ejif-10550	610	9	.	.	PUNCT
ejif-10550	611	1	spunti	spunti	PROPN
ejif-10550	611	2	comparativi	comparativi	PROPN
ejif-10550	611	3	.	.	PUNCT
ejif-10550	612	1	dpce	dpce	PROPN
ejif-10550	612	2	online	online	PROPN
ejif-10550	612	3	,	,	PUNCT
ejif-10550	612	4	47(2	47(2	PROPN
ejif-10550	612	5	)	)	PUNCT
ejif-10550	612	6	.	.	PUNCT
ejif-10550	613	1	ghannadian	ghannadian	PROPN
ejif-10550	613	2	,	,	PUNCT
ejif-10550	613	3	f.	f.	PROPN
ejif-10550	613	4	f.	f.	PROPN
ejif-10550	613	5	,	,	PUNCT
ejif-10550	613	6	&	&	CCONJ
ejif-10550	613	7	goswami	goswami	PROPN
ejif-10550	613	8	,	,	PUNCT
ejif-10550	613	9	g.	g.	PROPN
ejif-10550	613	10	(	(	PUNCT
ejif-10550	613	11	2004	2004	NUM
ejif-10550	613	12	)	)	PUNCT
ejif-10550	613	13	.	.	PUNCT
ejif-10550	614	1	developing	develop	VERB
ejif-10550	614	2	economy	economy	NOUN
ejif-10550	614	3	banking	banking	NOUN
ejif-10550	614	4	:	:	PUNCT
ejif-10550	614	5	the	the	DET
ejif-10550	614	6	case	case	NOUN
ejif-10550	614	7	of	of	ADP
ejif-10550	614	8	islamic	islamic	ADJ
ejif-10550	614	9	banks	bank	NOUN
ejif-10550	614	10	.	.	PUNCT
ejif-10550	615	1	international	international	ADJ
ejif-10550	615	2	journal	journal	NOUN
ejif-10550	615	3	of	of	ADP
ejif-10550	615	4	social	social	ADJ
ejif-10550	615	5	economics	economic	NOUN
ejif-10550	615	6	,	,	PUNCT
ejif-10550	615	7	31(8	31(8	NUM
ejif-10550	615	8	)	)	PUNCT
ejif-10550	615	9	,	,	PUNCT
ejif-10550	615	10	740	740	NUM
ejif-10550	615	11	-	-	SYM
ejif-10550	615	12	752	752	NUM
ejif-10550	615	13	.	.	PUNCT
ejif-10550	616	1	gimigliano	gimigliano	PROPN
ejif-10550	616	2	,	,	PUNCT
ejif-10550	616	3	g.	g.	PROPN
ejif-10550	616	4	(	(	PUNCT
ejif-10550	616	5	2016	2016	NUM
ejif-10550	616	6	)	)	PUNCT
ejif-10550	616	7	.	.	PUNCT
ejif-10550	617	1	investigating	investigate	VERB
ejif-10550	617	2	islamic	islamic	ADJ
ejif-10550	617	3	banking	banking	NOUN
ejif-10550	617	4	in	in	ADP
ejif-10550	617	5	italy	italy	PROPN
ejif-10550	617	6	:	:	PUNCT
ejif-10550	617	7	business	business	NOUN
ejif-10550	617	8	-	-	PUNCT
ejif-10550	617	9	based	base	VERB
ejif-10550	617	10	and	and	CCONJ
ejif-10550	617	11	cultural	cultural	ADV
ejif-10550	617	12	-	-	PUNCT
ejif-10550	617	13	based	base	VERB
ejif-10550	617	14	analyses	analysis	NOUN
ejif-10550	617	15	as	as	ADP
ejif-10550	617	16	complementary	complementary	ADJ
ejif-10550	617	17	approaches	approach	NOUN
ejif-10550	617	18	.	.	PUNCT
ejif-10550	618	1	international	international	ADJ
ejif-10550	618	2	journal	journal	PROPN
ejif-10550	618	3	of	of	ADP
ejif-10550	618	4	islamic	islamic	ADJ
ejif-10550	618	5	and	and	CCONJ
ejif-10550	618	6	middle	middle	ADJ
ejif-10550	618	7	eastern	eastern	ADJ
ejif-10550	618	8	finance	finance	NOUN
ejif-10550	618	9	and	and	CCONJ
ejif-10550	618	10	management	management	NOUN
ejif-10550	618	11	,	,	PUNCT
ejif-10550	618	12	9(3	9(3	NUM
ejif-10550	618	13	)	)	PUNCT
ejif-10550	618	14	,	,	PUNCT
ejif-10550	618	15	364	364	NUM
ejif-10550	618	16	-	-	SYM
ejif-10550	618	17	387	387	NUM
ejif-10550	618	18	.	.	PUNCT
ejif-10550	618	19	kamali	kamali	PROPN
ejif-10550	618	20	,	,	PUNCT
ejif-10550	618	21	m.	m.	PROPN
ejif-10550	618	22	h.	h.	PROPN
ejif-10550	618	23	(	(	PUNCT
ejif-10550	618	24	2002	2002	NUM
ejif-10550	618	25	)	)	PUNCT
ejif-10550	618	26	.	.	PUNCT
ejif-10550	619	1	islamic	islamic	ADJ
ejif-10550	619	2	commercial	commercial	ADJ
ejif-10550	619	3	law	law	NOUN
ejif-10550	619	4	:	:	PUNCT
ejif-10550	619	5	an	an	DET
ejif-10550	619	6	analysis	analysis	NOUN
ejif-10550	619	7	of	of	ADP
ejif-10550	619	8	futures	future	NOUN
ejif-10550	619	9	and	and	CCONJ
ejif-10550	619	10	options	option	NOUN
ejif-10550	619	11	.	.	PUNCT
ejif-10550	620	1	islamic	islamic	ADJ
ejif-10550	620	2	texts	texts	PROPN
ejif-10550	620	3	society	society	NOUN
ejif-10550	620	4	.	.	PUNCT
ejif-10550	621	1	kamdzhalov	kamdzhalov	PROPN
ejif-10550	621	2	,	,	PUNCT
ejif-10550	621	3	m.	m.	NOUN
ejif-10550	621	4	(	(	PUNCT
ejif-10550	621	5	2020	2020	NUM
ejif-10550	621	6	)	)	PUNCT
ejif-10550	621	7	.	.	PUNCT
ejif-10550	622	1	islamic	islamic	ADJ
ejif-10550	622	2	finance	finance	PROPN
ejif-10550	622	3	and	and	CCONJ
ejif-10550	622	4	the	the	DET
ejif-10550	622	5	new	new	ADJ
ejif-10550	622	6	technology	technology	NOUN
ejif-10550	622	7	challenges	challenge	NOUN
ejif-10550	622	8	.	.	PUNCT
ejif-10550	623	1	european	european	ADJ
ejif-10550	623	2	journal	journal	PROPN
ejif-10550	623	3	of	of	ADP
ejif-10550	623	4	islamic	islamic	PROPN
ejif-10550	623	5	finance	finance	PROPN
ejif-10550	623	6	.	.	PUNCT
ejif-10550	624	1	kharrat	kharrat	PROPN
ejif-10550	624	2	,	,	PUNCT
ejif-10550	624	3	h.	h.	PROPN
ejif-10550	624	4	,	,	PUNCT
ejif-10550	624	5	trichilli	trichilli	PROPN
ejif-10550	624	6	,	,	PUNCT
ejif-10550	624	7	y.	y.	PROPN
ejif-10550	624	8	,	,	PUNCT
ejif-10550	624	9	&	&	CCONJ
ejif-10550	624	10	abbes	abbes	PROPN
ejif-10550	624	11	,	,	PUNCT
ejif-10550	624	12	b.	b.	PROPN
ejif-10550	624	13	(	(	PUNCT
ejif-10550	624	14	2024	2024	NUM
ejif-10550	624	15	)	)	PUNCT
ejif-10550	624	16	.	.	PUNCT
ejif-10550	625	1	relationship	relationship	NOUN
ejif-10550	625	2	between	between	ADP
ejif-10550	625	3	fintech	fintech	NOUN
ejif-10550	625	4	index	index	NOUN
ejif-10550	625	5	and	and	CCONJ
ejif-10550	625	6	bank	bank	NOUN
ejif-10550	625	7	’s	’s	PART
ejif-10550	625	8	performance	performance	NOUN
ejif-10550	625	9	:	:	PUNCT
ejif-10550	625	10	a	a	DET
ejif-10550	625	11	comparative	comparative	ADJ
ejif-10550	625	12	study	study	NOUN
ejif-10550	625	13	between	between	ADP
ejif-10550	625	14	islamic	islamic	ADJ
ejif-10550	625	15	and	and	CCONJ
ejif-10550	625	16	conventional	conventional	ADJ
ejif-10550	625	17	banks	bank	NOUN
ejif-10550	625	18	in	in	ADP
ejif-10550	625	19	the	the	DET
ejif-10550	625	20	mena	mena	PROPN
ejif-10550	625	21	region	region	PROPN
ejif-10550	625	22	.	.	PUNCT
ejif-10550	626	1	journal	journal	PROPN
ejif-10550	626	2	of	of	ADP
ejif-10550	626	3	islamic	islamic	PROPN
ejif-10550	626	4	accounting	accounting	PROPN
ejif-10550	626	5	and	and	CCONJ
ejif-10550	626	6	business	business	NOUN
ejif-10550	626	7	research	research	NOUN
ejif-10550	626	8	,	,	PUNCT
ejif-10550	626	9	15(1	15(1	NUM
ejif-10550	626	10	)	)	PUNCT
ejif-10550	626	11	,	,	PUNCT
ejif-10550	626	12	172	172	NUM
ejif-10550	626	13	-	-	SYM
ejif-10550	626	14	195	195	NUM
ejif-10550	626	15	.	.	PUNCT
ejif-10550	627	1	kunhibava	kunhibava	PROPN
ejif-10550	627	2	,	,	PUNCT
ejif-10550	627	3	s.	s.	PROPN
ejif-10550	627	4	,	,	PUNCT
ejif-10550	627	5	muneeza	muneeza	PROPN
ejif-10550	627	6	,	,	PUNCT
ejif-10550	627	7	a.	a.	PROPN
ejif-10550	627	8	,	,	PUNCT
ejif-10550	627	9	mustapha	mustapha	PROPN
ejif-10550	627	10	,	,	PUNCT
ejif-10550	627	11	z.	z.	PROPN
ejif-10550	627	12	,	,	PUNCT
ejif-10550	627	13	karim	karim	PROPN
ejif-10550	627	14	,	,	PUNCT
ejif-10550	627	15	m.	m.	PROPN
ejif-10550	627	16	e.	e.	PROPN
ejif-10550	627	17	,	,	PUNCT
ejif-10550	627	18	&	&	CCONJ
ejif-10550	627	19	sa’ad	sa’ad	PROPN
ejif-10550	627	20	,	,	PUNCT
ejif-10550	627	21	a.	a.	NOUN
ejif-10550	627	22	a.	a.	NOUN
ejif-10550	627	23	(	(	PUNCT
ejif-10550	627	24	2023	2023	NUM
ejif-10550	627	25	)	)	PUNCT
ejif-10550	627	26	.	.	PUNCT
ejif-10550	628	1	selected	select	VERB
ejif-10550	628	2	issues	issue	NOUN
ejif-10550	628	3	in	in	ADP
ejif-10550	628	4	the	the	DET
ejif-10550	628	5	use	use	NOUN
ejif-10550	628	6	of	of	ADP
ejif-10550	628	7	regtech	regtech	NOUN
ejif-10550	628	8	in	in	ADP
ejif-10550	628	9	the	the	DET
ejif-10550	628	10	islamic	islamic	ADJ
ejif-10550	628	11	and	and	CCONJ
ejif-10550	628	12	conventional	conventional	ADJ
ejif-10550	628	13	financial	financial	ADJ
ejif-10550	628	14	markets	market	NOUN
ejif-10550	628	15	.	.	PUNCT
ejif-10550	629	1	journal	journal	PROPN
ejif-10550	629	2	of	of	ADP
ejif-10550	629	3	islamic	islamic	PROPN
ejif-10550	629	4	accounting	accounting	PROPN
ejif-10550	629	5	and	and	CCONJ
ejif-10550	629	6	business	business	NOUN
ejif-10550	629	7	research	research	NOUN
ejif-10550	629	8	.	.	PUNCT
ejif-10550	630	1	law	law	NOUN
ejif-10550	630	2	no	no	NOUN
ejif-10550	630	3	.	.	PUNCT
ejif-10550	631	1	103.12	103.12	NUM
ejif-10550	631	2	on	on	ADP
ejif-10550	631	3	credit	credit	NOUN
ejif-10550	631	4	institutions	institution	NOUN
ejif-10550	631	5	and	and	CCONJ
ejif-10550	631	6	alike	alike	ADV
ejif-10550	631	7	,	,	PUNCT
ejif-10550	631	8	promulgated	promulgate	VERB
ejif-10550	631	9	by	by	ADP
ejif-10550	631	10	dahir	dahir	ADJ
ejif-10550	631	11	no	no	PROPN
ejif-10550	631	12	.	.	NOUN
ejif-10550	631	13	1	1	NUM
ejif-10550	631	14	-	-	SYM
ejif-10550	631	15	14	14	NUM
ejif-10550	631	16	-	-	SYM
ejif-10550	631	17	193	193	NUM
ejif-10550	631	18	of	of	ADP
ejif-10550	631	19	1st	1st	ADJ
ejif-10550	631	20	rabi	rabi	NOUN
ejif-10550	631	21	i	i	PRON
ejif-10550	631	22	1436	1436	NUM
ejif-10550	631	23	(	(	PUNCT
ejif-10550	631	24	december	december	PROPN
ejif-10550	631	25	24	24	NUM
ejif-10550	631	26	,	,	PUNCT
ejif-10550	631	27	2014	2014	NUM
ejif-10550	631	28	)	)	PUNCT
ejif-10550	631	29	https://www.sgfg.ma/en/legal-and-regulatory-framework/banking-law	https://www.sgfg.ma/en/legal-and-regulatory-framework/banking-law	NOUN
ejif-10550	631	30	retrieved	retrieve	VERB
ejif-10550	631	31	1.12.2024	1.12.2024	NUM
ejif-10550	631	32	.	.	PUNCT
ejif-10550	632	1	maillat	maillat	ADJ
ejif-10550	632	2	,	,	PUNCT
ejif-10550	632	3	d.	d.	PROPN
ejif-10550	632	4	,	,	PUNCT
ejif-10550	632	5	&	&	CCONJ
ejif-10550	632	6	lecoq	lecoq	PROPN
ejif-10550	632	7	,	,	PUNCT
ejif-10550	632	8	b.	b.	PROPN
ejif-10550	632	9	(	(	PUNCT
ejif-10550	632	10	1992	1992	NUM
ejif-10550	632	11	)	)	PUNCT
ejif-10550	632	12	.	.	PUNCT
ejif-10550	633	1	new	new	ADJ
ejif-10550	633	2	technologies	technology	NOUN
ejif-10550	633	3	and	and	CCONJ
ejif-10550	633	4	transformation	transformation	NOUN
ejif-10550	633	5	of	of	ADP
ejif-10550	633	6	regional	regional	ADJ
ejif-10550	633	7	structures	structure	NOUN
ejif-10550	633	8	in	in	ADP
ejif-10550	633	9	europe	europe	PROPN
ejif-10550	633	10	:	:	PUNCT
ejif-10550	633	11	the	the	DET
ejif-10550	633	12	role	role	NOUN
ejif-10550	633	13	of	of	ADP
ejif-10550	633	14	the	the	DET
ejif-10550	633	15	milieu	milieu	NOUN
ejif-10550	633	16	.	.	PUNCT
ejif-10550	633	17	entrepreneurship	entrepreneurship	NOUN
ejif-10550	633	18	&	&	CCONJ
ejif-10550	633	19	regional	regional	ADJ
ejif-10550	633	20	development	development	NOUN
ejif-10550	633	21	,	,	PUNCT
ejif-10550	633	22	4(1	4(1	NOUN
ejif-10550	633	23	)	)	PUNCT
ejif-10550	633	24	,	,	PUNCT
ejif-10550	633	25	1	1	NUM
ejif-10550	633	26	-	-	SYM
ejif-10550	633	27	20	20	NUM
ejif-10550	633	28	.	.	PUNCT
ejif-10550	634	1	manhardt	manhardt	ADJ
ejif-10550	634	2	,	,	PUNCT
ejif-10550	634	3	c.	c.	PROPN
ejif-10550	634	4	(	(	PUNCT
ejif-10550	634	5	2011	2011	NUM
ejif-10550	634	6	)	)	PUNCT
ejif-10550	634	7	.	.	PUNCT
ejif-10550	635	1	powerful	powerful	ADJ
ejif-10550	635	2	beliefs	belief	NOUN
ejif-10550	635	3	:	:	PUNCT
ejif-10550	635	4	the	the	DET
ejif-10550	635	5	role	role	NOUN
ejif-10550	635	6	religion	religion	NOUN
ejif-10550	635	7	in	in	ADP
ejif-10550	635	8	constructing	construct	VERB
ejif-10550	635	9	political	political	ADJ
ejif-10550	635	10	legitimacy	legitimacy	NOUN
ejif-10550	635	11	in	in	ADP
ejif-10550	635	12	morocco	morocco	PROPN
ejif-10550	635	13	.	.	PUNCT
ejif-10550	636	1	mamedov	mamedov	PROPN
ejif-10550	636	2	,	,	PUNCT
ejif-10550	636	3	z.	z.	PROPN
ejif-10550	636	4	f.	f.	PROPN
ejif-10550	636	5	,	,	PUNCT
ejif-10550	636	6	&	&	CCONJ
ejif-10550	636	7	gasimov	gasimov	NOUN
ejif-10550	636	8	,	,	PUNCT
ejif-10550	636	9	a.	a.	NOUN
ejif-10550	636	10	(	(	PUNCT
ejif-10550	636	11	2021	2021	NUM
ejif-10550	636	12	)	)	PUNCT
ejif-10550	636	13	.	.	PUNCT
ejif-10550	637	1	islamic	islamic	ADJ
ejif-10550	637	2	financial	financial	ADJ
ejif-10550	637	3	system	system	NOUN
ejif-10550	637	4	:	:	PUNCT
ejif-10550	637	5	key	key	ADJ
ejif-10550	637	6	trends	trend	NOUN
ejif-10550	637	7	and	and	CCONJ
ejif-10550	637	8	prospects	prospect	NOUN
ejif-10550	637	9	.	.	PUNCT
ejif-10550	638	1	economic	economic	ADJ
ejif-10550	638	2	and	and	CCONJ
ejif-10550	638	3	social	social	ADJ
ejif-10550	638	4	development	development	NOUN
ejif-10550	638	5	:	:	PUNCT
ejif-10550	638	6	book	book	NOUN
ejif-10550	638	7	of	of	ADP
ejif-10550	638	8	proceedings	proceeding	NOUN
ejif-10550	638	9	,	,	PUNCT
ejif-10550	638	10	459	459	NUM
ejif-10550	638	11	-	-	SYM
ejif-10550	638	12	465	465	NUM
ejif-10550	638	13	.	.	PUNCT
ejif-10550	639	1	masiukiewicz	masiukiewicz	NOUN
ejif-10550	639	2	,	,	PUNCT
ejif-10550	639	3	p.	p.	NOUN
ejif-10550	639	4	(	(	PUNCT
ejif-10550	639	5	2017	2017	NUM
ejif-10550	639	6	)	)	PUNCT
ejif-10550	639	7	.	.	PUNCT
ejif-10550	640	1	expansion	expansion	NOUN
ejif-10550	640	2	of	of	ADP
ejif-10550	640	3	islamic	islamic	ADJ
ejif-10550	640	4	finance	finance	PROPN
ejif-10550	640	5	in	in	ADP
ejif-10550	640	6	europe	europe	PROPN
ejif-10550	640	7	.	.	PUNCT
ejif-10550	641	1	journal	journal	PROPN
ejif-10550	641	2	of	of	ADP
ejif-10550	641	3	intercultural	intercultural	ADJ
ejif-10550	641	4	management	management	NOUN
ejif-10550	641	5	,	,	PUNCT
ejif-10550	641	6	9(2	9(2	NUM
ejif-10550	641	7	)	)	PUNCT
ejif-10550	641	8	,	,	PUNCT
ejif-10550	641	9	31	31	NUM
ejif-10550	641	10	-	-	SYM
ejif-10550	641	11	51	51	NUM
ejif-10550	641	12	.	.	PUNCT
ejif-10550	642	1	mohd	mohd	PROPN
ejif-10550	642	2	haridan	haridan	PROPN
ejif-10550	642	3	,	,	PUNCT
ejif-10550	642	4	n.	n.	NOUN
ejif-10550	642	5	,	,	PUNCT
ejif-10550	642	6	sheikh	sheikh	PROPN
ejif-10550	642	7	hassan	hassan	PROPN
ejif-10550	642	8	,	,	PUNCT
ejif-10550	642	9	a.	a.	PROPN
ejif-10550	642	10	f.	f.	PROPN
ejif-10550	642	11	,	,	PUNCT
ejif-10550	642	12	mohammed	mohammed	PROPN
ejif-10550	642	13	shah	shah	PROPN
ejif-10550	642	14	,	,	PUNCT
ejif-10550	642	15	s.	s.	PROPN
ejif-10550	642	16	,	,	PUNCT
ejif-10550	642	17	&	&	CCONJ
ejif-10550	642	18	mustafa	mustafa	PROPN
ejif-10550	642	19	,	,	PUNCT
ejif-10550	642	20	h.	h.	PROPN
ejif-10550	642	21	(	(	PUNCT
ejif-10550	642	22	2023	2023	NUM
ejif-10550	642	23	)	)	PUNCT
ejif-10550	642	24	.	.	PUNCT
ejif-10550	643	1	financial	financial	ADJ
ejif-10550	643	2	innovation	innovation	NOUN
ejif-10550	643	3	in	in	ADP
ejif-10550	643	4	islamic	islamic	ADJ
ejif-10550	643	5	banks	bank	NOUN
ejif-10550	643	6	:	:	PUNCT
ejif-10550	643	7	evidence	evidence	NOUN
ejif-10550	643	8	on	on	ADP
ejif-10550	643	9	the	the	DET
ejif-10550	643	10	interaction	interaction	NOUN
ejif-10550	643	11	between	between	ADP
ejif-10550	643	12	shariah	shariah	PROPN
ejif-10550	643	13	board	board	PROPN
ejif-10550	643	14	and	and	CCONJ
ejif-10550	643	15	fintech	fintech	NOUN
ejif-10550	643	16	.	.	PUNCT
ejif-10550	644	1	journal	journal	PROPN
ejif-10550	644	2	of	of	ADP
ejif-10550	644	3	islamic	islamic	PROPN
ejif-10550	644	4	accounting	accounting	PROPN
ejif-10550	644	5	and	and	CCONJ
ejif-10550	644	6	business	business	NOUN
ejif-10550	644	7	research	research	NOUN
ejif-10550	644	8	.	.	PUNCT
ejif-10550	645	1	nagimova	nagimova	PROPN
ejif-10550	645	2	,	,	PUNCT
ejif-10550	645	3	a.	a.	PROPN
ejif-10550	645	4	z.	z.	PROPN
ejif-10550	645	5	(	(	PUNCT
ejif-10550	645	6	2023	2023	NUM
ejif-10550	645	7	)	)	PUNCT
ejif-10550	645	8	.	.	PUNCT
ejif-10550	646	1	islamic	islamic	ADJ
ejif-10550	646	2	finance	finance	PROPN
ejif-10550	646	3	in	in	ADP
ejif-10550	646	4	kazakhstan	kazakhstan	PROPN
ejif-10550	646	5	:	:	PUNCT
ejif-10550	646	6	the	the	DET
ejif-10550	646	7	view	view	NOUN
ejif-10550	646	8	of	of	ADP
ejif-10550	646	9	experts	expert	NOUN
ejif-10550	646	10	.	.	PUNCT
ejif-10550	647	1	journal	journal	PROPN
ejif-10550	647	2	of	of	ADP
ejif-10550	647	3	islamic	islamic	PROPN
ejif-10550	647	4	accounting	accounting	PROPN
ejif-10550	647	5	and	and	CCONJ
ejif-10550	647	6	business	business	NOUN
ejif-10550	647	7	research	research	NOUN
ejif-10550	647	8	,	,	PUNCT
ejif-10550	647	9	14(8	14(8	NUM
ejif-10550	647	10	)	)	PUNCT
ejif-10550	647	11	,	,	PUNCT
ejif-10550	647	12	1195	1195	NUM
ejif-10550	647	13	-	-	SYM
ejif-10550	647	14	1215	1215	NUM
ejif-10550	647	15	.	.	PUNCT
ejif-10550	648	1	nghaizi	nghaizi	ADV
ejif-10550	648	2	,	,	PUNCT
ejif-10550	648	3	a.	a.	NOUN
ejif-10550	648	4	(	(	PUNCT
ejif-10550	648	5	2013	2013	NUM
ejif-10550	648	6	)	)	PUNCT
ejif-10550	648	7	.	.	PUNCT
ejif-10550	649	1	la	la	PROPN
ejif-10550	649	2	finance	finance	PROPN
ejif-10550	649	3	islamique	islamique	ADJ
ejif-10550	649	4	et	et	PROPN
ejif-10550	649	5	le	le	X
ejif-10550	649	6	maroc	maroc	PROPN
ejif-10550	649	7	…	…	SYM
ejif-10550	649	8	une	une	PROPN
ejif-10550	649	9	longue	longue	PROPN
ejif-10550	649	10	histoire	histoire	PROPN
ejif-10550	649	11	qui	qui	X
ejif-10550	649	12	finit	finit	VERB
ejif-10550	649	13	par	par	PROPN
ejif-10550	649	14	commencer	commencer	PROPN
ejif-10550	649	15	.	.	PUNCT
ejif-10550	650	1	les	les	X
ejif-10550	650	2	cahiers	cahier	NOUN
ejif-10550	650	3	de	de	X
ejif-10550	650	4	la	la	X
ejif-10550	650	5	finance	finance	NOUN
ejif-10550	650	6	islamique	islamique	ADJ
ejif-10550	650	7	,	,	PUNCT
ejif-10550	650	8	(	(	PUNCT
ejif-10550	650	9	4	4	NUM
ejif-10550	650	10	)	)	PUNCT
ejif-10550	650	11	,	,	PUNCT
ejif-10550	650	12	28	28	NUM
ejif-10550	650	13	-	-	SYM
ejif-10550	650	14	40	40	NUM
ejif-10550	650	15	.	.	PUNCT
ejif-10550	651	1	nigrou	nigrou	PROPN
ejif-10550	651	2	i.	i.	PROPN
ejif-10550	651	3	(	(	PUNCT
ejif-10550	651	4	2012	2012	NUM
ejif-10550	651	5	)	)	PUNCT
ejif-10550	651	6	,	,	PUNCT
ejif-10550	651	7	“	"	PUNCT
ejif-10550	651	8	finance	finance	NOUN
ejif-10550	651	9	islamique	islamique	ADJ
ejif-10550	651	10	:	:	PUNCT
ejif-10550	651	11	97	97	NUM
ejif-10550	651	12	%	%	NOUN
ejif-10550	651	13	des	des	X
ejif-10550	651	14	marocains	marocains	PROPN
ejif-10550	651	15	prêts	prêts	X
ejif-10550	651	16	à	à	X
ejif-10550	651	17	y	y	PROPN
ejif-10550	651	18	adhérer	adhérer	PROPN
ejif-10550	651	19	”	"	PUNCT
ejif-10550	651	20	imane	imane	PROPN
ejif-10550	651	21	nigrou	nigrou	PROPN
ejif-10550	651	22	publié	publié	PROPN
ejif-10550	651	23	dans	dans	PROPN
ejif-10550	651	24	aujourd'hui	aujourd'hui	PROPN
ejif-10550	651	25	le	le	PROPN
ejif-10550	651	26	maroc	maroc	PROPN
ejif-10550	651	27	le	le	PROPN
ejif-10550	651	28	13	13	NUM
ejif-10550	651	29	12	12	NUM
ejif-10550	651	30	2012	2012	NUM
ejif-10550	651	31	https://www.maghress.com/fr/aujourdhui/99914	https://www.maghress.com/fr/aujourdhui/99914	PROPN
ejif-10550	651	32	73	73	NUM
ejif-10550	651	33	european	european	ADJ
ejif-10550	651	34	journal	journal	PROPN
ejif-10550	651	35	of	of	ADP
ejif-10550	651	36	islamic	islamic	PROPN
ejif-10550	651	37	finance	finance	PROPN
ejif-10550	651	38	issn	issn	PROPN
ejif-10550	651	39	:	:	PUNCT
ejif-10550	651	40	2421	2421	NUM
ejif-10550	651	41	-	-	SYM
ejif-10550	651	42	2172	2172	NUM
ejif-10550	651	43	doi	doi	NOUN
ejif-10550	651	44	:	:	PUNCT
ejif-10550	651	45	10.13135/2421	10.13135/2421	NUM
ejif-10550	651	46	-	-	SYM
ejif-10550	651	47	2172/10550	2172/10550	NUM
ejif-10550	651	48	published	publish	VERB
ejif-10550	651	49	by	by	ADP
ejif-10550	651	50	university	university	PROPN
ejif-10550	651	51	of	of	ADP
ejif-10550	651	52	turin	turin	PROPN
ejif-10550	652	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-10550	652	2	ejif	ejif	PROPN
ejif-10550	652	3	content	content	NOUN
ejif-10550	652	4	is	be	AUX
ejif-10550	652	5	licensed	license	VERB
ejif-10550	652	6	under	under	ADP
ejif-10550	652	7	a	a	DET
ejif-10550	652	8	creative	creative	ADJ
ejif-10550	652	9	commons	common	NOUN
ejif-10550	652	10	attribution	attribution	NOUN
ejif-10550	652	11	4.0	4.0	NUM
ejif-10550	652	12	international	international	ADJ
ejif-10550	652	13	license	license	NOUN
ejif-10550	652	14	nouman	nouman	NOUN
ejif-10550	652	15	,	,	PUNCT
ejif-10550	652	16	m.	m.	NOUN
ejif-10550	652	17	,	,	PUNCT
ejif-10550	652	18	ullah	ullah	PROPN
ejif-10550	652	19	,	,	PUNCT
ejif-10550	652	20	k.	k.	PROPN
ejif-10550	652	21	,	,	PUNCT
ejif-10550	652	22	jan	jan	PROPN
ejif-10550	652	23	,	,	PUNCT
ejif-10550	652	24	s.	s.	PROPN
ejif-10550	652	25	,	,	PUNCT
ejif-10550	652	26	&	&	CCONJ
ejif-10550	652	27	khan	khan	PROPN
ejif-10550	652	28	,	,	PUNCT
ejif-10550	652	29	f.	f.	PROPN
ejif-10550	652	30	u.	u.	PROPN
ejif-10550	652	31	(	(	PUNCT
ejif-10550	652	32	2024	2024	NUM
ejif-10550	652	33	)	)	PUNCT
ejif-10550	652	34	.	.	PUNCT
ejif-10550	653	1	organizational	organizational	ADJ
ejif-10550	653	2	learning	learning	NOUN
ejif-10550	653	3	and	and	CCONJ
ejif-10550	653	4	adaptation	adaptation	NOUN
ejif-10550	653	5	in	in	ADP
ejif-10550	653	6	participatory	participatory	ADJ
ejif-10550	653	7	islamic	islamic	PROPN
ejif-10550	653	8	finance	finance	PROPN
ejif-10550	653	9	.	.	PUNCT
ejif-10550	654	1	qualitative	qualitative	ADJ
ejif-10550	654	2	research	research	NOUN
ejif-10550	654	3	in	in	ADP
ejif-10550	654	4	financial	financial	ADJ
ejif-10550	654	5	markets	market	NOUN
ejif-10550	654	6	,	,	PUNCT
ejif-10550	654	7	16(2	16(2	NUM
ejif-10550	654	8	)	)	PUNCT
ejif-10550	654	9	,	,	PUNCT
ejif-10550	654	10	331	331	NUM
ejif-10550	654	11	-	-	SYM
ejif-10550	654	12	354	354	NUM
ejif-10550	654	13	.	.	PUNCT
ejif-10550	655	1	novikov	novikov	PROPN
ejif-10550	655	2	,	,	PUNCT
ejif-10550	655	3	v.	v.	ADP
ejif-10550	655	4	,	,	PUNCT
ejif-10550	655	5	britikova	britikova	PROPN
ejif-10550	655	6	,	,	PUNCT
ejif-10550	655	7	e.	e.	PROPN
ejif-10550	655	8	,	,	PUNCT
ejif-10550	655	9	yarushkina	yarushkina	PROPN
ejif-10550	655	10	,	,	PUNCT
ejif-10550	655	11	e.	e.	PROPN
ejif-10550	655	12	,	,	PUNCT
ejif-10550	655	13	&	&	CCONJ
ejif-10550	655	14	kovalenko	kovalenko	PROPN
ejif-10550	655	15	,	,	PUNCT
ejif-10550	655	16	l.	l.	PROPN
ejif-10550	655	17	(	(	PUNCT
ejif-10550	655	18	2020	2020	NUM
ejif-10550	655	19	,	,	PUNCT
ejif-10550	655	20	january	january	PROPN
ejif-10550	655	21	)	)	PUNCT
ejif-10550	655	22	.	.	PUNCT
ejif-10550	656	1	islamic	islamic	ADJ
ejif-10550	656	2	banking	banking	NOUN
ejif-10550	656	3	in	in	ADP
ejif-10550	656	4	the	the	DET
ejif-10550	656	5	global	global	ADJ
ejif-10550	656	6	financial	financial	ADJ
ejif-10550	656	7	system	system	NOUN
ejif-10550	656	8	:	:	PUNCT
ejif-10550	656	9	current	current	ADJ
ejif-10550	656	10	situation	situation	NOUN
ejif-10550	656	11	and	and	CCONJ
ejif-10550	656	12	global	global	ADJ
ejif-10550	656	13	environment	environment	NOUN
ejif-10550	656	14	.	.	PUNCT
ejif-10550	657	1	in	in	ADP
ejif-10550	657	2	5th	5th	ADJ
ejif-10550	657	3	international	international	ADJ
ejif-10550	657	4	conference	conference	NOUN
ejif-10550	657	5	on	on	ADP
ejif-10550	657	6	economics	economic	NOUN
ejif-10550	657	7	,	,	PUNCT
ejif-10550	657	8	management	management	NOUN
ejif-10550	657	9	,	,	PUNCT
ejif-10550	657	10	law	law	NOUN
ejif-10550	657	11	and	and	CCONJ
ejif-10550	657	12	education	education	NOUN
ejif-10550	657	13	(	(	PUNCT
ejif-10550	657	14	emle	emle	NOUN
ejif-10550	657	15	2019	2019	NUM
ejif-10550	657	16	)	)	PUNCT
ejif-10550	657	17	(	(	PUNCT
ejif-10550	657	18	pp	pp	X
ejif-10550	657	19	.	.	PUNCT
ejif-10550	658	1	138	138	NUM
ejif-10550	658	2	-	-	SYM
ejif-10550	658	3	143	143	NUM
ejif-10550	658	4	)	)	PUNCT
ejif-10550	658	5	.	.	PUNCT
ejif-10550	659	1	atlantis	atlantis	PROPN
ejif-10550	659	2	press	press	PROPN
ejif-10550	659	3	opromolla	opromolla	NOUN
ejif-10550	659	4	,	,	PUNCT
ejif-10550	659	5	g.	g.	PROPN
ejif-10550	659	6	(	(	PUNCT
ejif-10550	659	7	2012	2012	NUM
ejif-10550	659	8	)	)	PUNCT
ejif-10550	659	9	.	.	PUNCT
ejif-10550	660	1	islamic	islamic	PROPN
ejif-10550	660	2	finance	finance	PROPN
ejif-10550	660	3	:	:	PUNCT
ejif-10550	660	4	what	what	PRON
ejif-10550	660	5	concrete	concrete	ADJ
ejif-10550	660	6	steps	step	NOUN
ejif-10550	660	7	is	be	AUX
ejif-10550	660	8	italy	italy	NOUN
ejif-10550	660	9	taking	take	VERB
ejif-10550	660	10	?	?	PUNCT
ejif-10550	660	11	.	.	PUNCT
ejif-10550	661	1	journal	journal	PROPN
ejif-10550	661	2	of	of	ADP
ejif-10550	661	3	investment	investment	NOUN
ejif-10550	661	4	compliance	compliance	NOUN
ejif-10550	661	5	,	,	PUNCT
ejif-10550	661	6	13(1	13(1	NUM
ejif-10550	661	7	)	)	PUNCT
ejif-10550	661	8	,	,	PUNCT
ejif-10550	661	9	10	10	NUM
ejif-10550	661	10	-	-	SYM
ejif-10550	661	11	16	16	NUM
ejif-10550	661	12	.	.	PUNCT
ejif-10550	662	1	ouhammou	ouhammou	ADJ
ejif-10550	662	2	,	,	PUNCT
ejif-10550	662	3	m.	m.	NOUN
ejif-10550	662	4	a.	a.	PROPN
ejif-10550	662	5	,	,	PUNCT
ejif-10550	662	6	taleb	taleb	NOUN
ejif-10550	662	7	,	,	PUNCT
ejif-10550	662	8	n.	n.	PROPN
ejif-10550	662	9	a.	a.	PROPN
ejif-10550	662	10	,	,	PUNCT
ejif-10550	662	11	&	&	CCONJ
ejif-10550	662	12	khariss	khariss	PROPN
ejif-10550	662	13	,	,	PUNCT
ejif-10550	662	14	m.	m.	NOUN
ejif-10550	662	15	(	(	PUNCT
ejif-10550	662	16	2019	2019	NUM
ejif-10550	662	17	)	)	PUNCT
ejif-10550	662	18	.	.	PUNCT
ejif-10550	663	1	la	la	PROPN
ejif-10550	663	2	transformation	transformation	PROPN
ejif-10550	663	3	digitale	digitale	PROPN
ejif-10550	663	4	:	:	PUNCT
ejif-10550	663	5	quel	quel	PROPN
ejif-10550	663	6	impact	impact	PROPN
ejif-10550	663	7	sur	sur	PROPN
ejif-10550	663	8	les	les	X
ejif-10550	663	9	métiers	métier	NOUN
ejif-10550	663	10	bancaires	bancaire	NOUN
ejif-10550	663	11	?	?	PUNCT
ejif-10550	663	12	cas	cas	PROPN
ejif-10550	663	13	des	des	PROPN
ejif-10550	663	14	banques	banques	PROPN
ejif-10550	663	15	marocaines	marocaines	PROPN
ejif-10550	663	16	.	.	PUNCT
ejif-10550	664	1	revue	revue	PROPN
ejif-10550	664	2	internationale	internationale	PROPN
ejif-10550	664	3	du	du	PROPN
ejif-10550	664	4	marketing	marketing	PROPN
ejif-10550	664	5	et	et	PROPN
ejif-10550	664	6	management	management	PROPN
ejif-10550	664	7	stratégique	stratégique	PROPN
ejif-10550	664	8	,	,	PUNCT
ejif-10550	664	9	1(1	1(1	NUM
ejif-10550	664	10	)	)	PUNCT
ejif-10550	664	11	.	.	PUNCT
ejif-10550	665	1	parolin	parolin	PROPN
ejif-10550	665	2	,	,	PUNCT
ejif-10550	665	3	g.	g.	PROPN
ejif-10550	665	4	(	(	PUNCT
ejif-10550	665	5	2013	2013	NUM
ejif-10550	665	6	)	)	PUNCT
ejif-10550	665	7	.	.	PUNCT
ejif-10550	666	1	(	(	PUNCT
ejif-10550	666	2	re	re	NOUN
ejif-10550	666	3	)	)	PUNCT
ejif-10550	666	4	arrangement	arrangement	NOUN
ejif-10550	666	5	of	of	ADP
ejif-10550	666	6	state	state	PROPN
ejif-10550	666	7	/	/	SYM
ejif-10550	666	8	islam	islam	PROPN
ejif-10550	666	9	relations	relation	NOUN
ejif-10550	666	10	in	in	ADP
ejif-10550	666	11	egypt	egypt	PROPN
ejif-10550	666	12	’s	’s	PART
ejif-10550	666	13	constitutional	constitutional	ADJ
ejif-10550	666	14	transition	transition	NOUN
ejif-10550	666	15	.	.	PUNCT
ejif-10550	667	1	nyu	nyu	PROPN
ejif-10550	667	2	school	school	PROPN
ejif-10550	667	3	of	of	ADP
ejif-10550	667	4	law	law	NOUN
ejif-10550	667	5	,	,	PUNCT
ejif-10550	667	6	public	public	ADJ
ejif-10550	667	7	law	law	NOUN
ejif-10550	667	8	research	research	NOUN
ejif-10550	667	9	paper	paper	NOUN
ejif-10550	667	10	,	,	PUNCT
ejif-10550	667	11	(	(	PUNCT
ejif-10550	667	12	13	13	NUM
ejif-10550	667	13	-	-	SYM
ejif-10550	667	14	15	15	NUM
ejif-10550	667	15	)	)	PUNCT
ejif-10550	667	16	.	.	PUNCT
ejif-10550	668	1	patton	patton	PROPN
ejif-10550	668	2	,	,	PUNCT
ejif-10550	668	3	m.	m.	NOUN
ejif-10550	668	4	q.	q.	PROPN
ejif-10550	668	5	(	(	PUNCT
ejif-10550	668	6	1999	1999	NUM
ejif-10550	668	7	)	)	PUNCT
ejif-10550	668	8	.	.	PUNCT
ejif-10550	669	1	enhancing	enhance	VERB
ejif-10550	669	2	the	the	DET
ejif-10550	669	3	quality	quality	NOUN
ejif-10550	669	4	and	and	CCONJ
ejif-10550	669	5	credibility	credibility	NOUN
ejif-10550	669	6	of	of	ADP
ejif-10550	669	7	qualitative	qualitative	ADJ
ejif-10550	669	8	analysis	analysis	NOUN
ejif-10550	669	9	.	.	PUNCT
ejif-10550	670	1	health	health	NOUN
ejif-10550	670	2	services	service	NOUN
ejif-10550	670	3	research	research	NOUN
ejif-10550	670	4	,	,	PUNCT
ejif-10550	670	5	34(5	34(5	PROPN
ejif-10550	670	6	pt	pt	NOUN
ejif-10550	670	7	2	2	NUM
ejif-10550	670	8	)	)	PUNCT
ejif-10550	670	9	,	,	PUNCT
ejif-10550	670	10	1189	1189	NUM
ejif-10550	670	11	.	.	PUNCT
ejif-10550	671	1	ramdani	ramdani	PROPN
ejif-10550	671	2	,	,	PUNCT
ejif-10550	671	3	a.	a.	PROPN
ejif-10550	671	4	,	,	PUNCT
ejif-10550	671	5	&	&	CCONJ
ejif-10550	671	6	el	el	PROPN
ejif-10550	671	7	attar	attar	PROPN
ejif-10550	671	8	,	,	PUNCT
ejif-10550	671	9	a.	a.	NOUN
ejif-10550	671	10	(	(	PUNCT
ejif-10550	671	11	2023	2023	NUM
ejif-10550	671	12	)	)	PUNCT
ejif-10550	671	13	.	.	PUNCT
ejif-10550	672	1	repenser	repenser	PROPN
ejif-10550	672	2	la	la	PROPN
ejif-10550	672	3	régulation	régulation	PROPN
ejif-10550	672	4	financière	financière	PROPN
ejif-10550	672	5	au	au	PROPN
ejif-10550	672	6	maroc	maroc	PROPN
ejif-10550	672	7	selon	selon	PROPN
ejif-10550	672	8	le	le	X
ejif-10550	672	9	modèle	modèle	PROPN
ejif-10550	672	10	du	du	PROPN
ejif-10550	672	11	twin	twin	PROPN
ejif-10550	672	12	peaks	peak	NOUN
ejif-10550	672	13	.	.	PUNCT
ejif-10550	673	1	dossiers	dossier	NOUN
ejif-10550	673	2	de	de	ADP
ejif-10550	673	3	recherches	recherches	X
ejif-10550	673	4	en	en	X
ejif-10550	673	5	économie	économie	PROPN
ejif-10550	673	6	et	et	PROPN
ejif-10550	673	7	gestion	gestion	PROPN
ejif-10550	673	8	,	,	PUNCT
ejif-10550	673	9	11(01	11(01	NUM
ejif-10550	673	10	)	)	PUNCT
ejif-10550	673	11	,	,	PUNCT
ejif-10550	673	12	49	49	NUM
ejif-10550	673	13	-	-	SYM
ejif-10550	673	14	78	78	NUM
ejif-10550	673	15	.	.	PUNCT
ejif-10550	674	1	rhanoui	rhanoui	ADJ
ejif-10550	674	2	,	,	PUNCT
ejif-10550	674	3	s.	s.	PROPN
ejif-10550	674	4	,	,	PUNCT
ejif-10550	674	5	&	&	CCONJ
ejif-10550	674	6	belkhoutout	belkhoutout	PROPN
ejif-10550	674	7	,	,	PUNCT
ejif-10550	674	8	k.	k.	PROPN
ejif-10550	674	9	(	(	PUNCT
ejif-10550	674	10	2017	2017	NUM
ejif-10550	674	11	)	)	PUNCT
ejif-10550	674	12	.	.	PUNCT
ejif-10550	675	1	islamic	islamic	ADJ
ejif-10550	675	2	banking	banking	PROPN
ejif-10550	675	3	in	in	ADP
ejif-10550	675	4	morocco	morocco	PROPN
ejif-10550	675	5	:	:	PUNCT
ejif-10550	675	6	the	the	DET
ejif-10550	675	7	factors	factor	NOUN
ejif-10550	675	8	of	of	ADP
ejif-10550	675	9	a	a	DET
ejif-10550	675	10	promising	promising	ADJ
ejif-10550	675	11	future	future	NOUN
ejif-10550	675	12	.	.	PUNCT
ejif-10550	676	1	journal	journal	PROPN
ejif-10550	676	2	of	of	ADP
ejif-10550	676	3	islamic	islamic	PROPN
ejif-10550	676	4	banking	banking	NOUN
ejif-10550	676	5	and	and	CCONJ
ejif-10550	676	6	finance	finance	NOUN
ejif-10550	676	7	,	,	PUNCT
ejif-10550	676	8	5(1	5(1	NUM
ejif-10550	676	9	)	)	PUNCT
ejif-10550	676	10	,	,	PUNCT
ejif-10550	676	11	7	7	NUM
ejif-10550	676	12	-	-	SYM
ejif-10550	676	13	14	14	NUM
ejif-10550	676	14	.	.	PUNCT
ejif-10550	677	1	sara	sara	PROPN
ejif-10550	677	2	,	,	PUNCT
ejif-10550	677	3	b.	b.	PROPN
ejif-10550	677	4	e.	e.	PROPN
ejif-10550	677	5	n.	n.	PROPN
ejif-10550	677	6	a.	a.	PROPN
ejif-10550	677	7	z.	z.	PROPN
ejif-10550	677	8	z.	z.	PROPN
ejif-10550	677	9	i.	i.	PROPN
ejif-10550	677	10	,	,	PUNCT
ejif-10550	677	11	&	&	CCONJ
ejif-10550	677	12	imane	imane	PROPN
ejif-10550	677	13	,	,	PUNCT
ejif-10550	677	14	r.	r.	PROPN
ejif-10550	677	15	(	(	PUNCT
ejif-10550	677	16	2017	2017	NUM
ejif-10550	677	17	)	)	PUNCT
ejif-10550	677	18	.	.	PUNCT
ejif-10550	678	1	analyse	analyse	PROPN
ejif-10550	678	2	de	de	PROPN
ejif-10550	678	3	la	la	PROPN
ejif-10550	678	4	concurrence	concurrence	PROPN
ejif-10550	678	5	bancaire	bancaire	PROPN
ejif-10550	678	6	au	au	PROPN
ejif-10550	678	7	maroc	maroc	PROPN
ejif-10550	678	8	:	:	PUNCT
ejif-10550	678	9	approche	approche	PROPN
ejif-10550	678	10	de	de	X
ejif-10550	678	11	panzar	panzar	PROPN
ejif-10550	678	12	et	et	PROPN
ejif-10550	678	13	rosse	rosse	PROPN
ejif-10550	678	14	(	(	PUNCT
ejif-10550	678	15	no	no	INTJ
ejif-10550	678	16	.	.	NOUN
ejif-10550	678	17	0000	0000	NUM
ejif-10550	678	18	-	-	PUNCT
ejif-10550	678	19	0	0	NUM
ejif-10550	678	20	)	)	PUNCT
ejif-10550	678	21	.	.	PUNCT
ejif-10550	679	1	bank	bank	PROPN
ejif-10550	679	2	al	al	PROPN
ejif-10550	679	3	-	-	PUNCT
ejif-10550	679	4	maghrib	maghrib	PROPN
ejif-10550	679	5	,	,	PUNCT
ejif-10550	679	6	département	département	X
ejif-10550	679	7	de	de	X
ejif-10550	679	8	la	la	X
ejif-10550	679	9	recherche	recherche	X
ejif-10550	679	10	.	.	PUNCT
ejif-10550	680	1	sidaoui	sidaoui	PROPN
ejif-10550	680	2	,	,	PUNCT
ejif-10550	680	3	m.	m.	NOUN
ejif-10550	680	4	,	,	PUNCT
ejif-10550	680	5	ben	ben	PROPN
ejif-10550	680	6	bouheni	bouheni	PROPN
ejif-10550	680	7	,	,	PUNCT
ejif-10550	680	8	f.	f.	PROPN
ejif-10550	680	9	,	,	PUNCT
ejif-10550	680	10	arslankhuyag	arslankhuyag	PROPN
ejif-10550	680	11	,	,	PUNCT
ejif-10550	680	12	z.	z.	PROPN
ejif-10550	680	13	,	,	PUNCT
ejif-10550	680	14	&	&	CCONJ
ejif-10550	680	15	mian	mian	PROPN
ejif-10550	680	16	,	,	PUNCT
ejif-10550	680	17	s.	s.	PROPN
ejif-10550	680	18	(	(	PUNCT
ejif-10550	680	19	2022	2022	NUM
ejif-10550	680	20	)	)	PUNCT
ejif-10550	680	21	.	.	PUNCT
ejif-10550	681	1	fintech	fintech	NOUN
ejif-10550	681	2	and	and	CCONJ
ejif-10550	681	3	islamic	islamic	ADJ
ejif-10550	681	4	banking	banking	NOUN
ejif-10550	681	5	growth	growth	NOUN
ejif-10550	681	6	:	:	PUNCT
ejif-10550	681	7	new	new	ADJ
ejif-10550	681	8	evidence	evidence	NOUN
ejif-10550	681	9	.	.	PUNCT
ejif-10550	682	1	the	the	DET
ejif-10550	682	2	journal	journal	NOUN
ejif-10550	682	3	of	of	ADP
ejif-10550	682	4	risk	risk	NOUN
ejif-10550	682	5	finance	finance	NOUN
ejif-10550	682	6	,	,	PUNCT
ejif-10550	682	7	23(5	23(5	NUM
ejif-10550	682	8	)	)	PUNCT
ejif-10550	682	9	,	,	PUNCT
ejif-10550	682	10	535	535	NUM
ejif-10550	682	11	-	-	SYM
ejif-10550	682	12	557	557	NUM
ejif-10550	682	13	.	.	PUNCT
ejif-10550	683	1	triangulation	triangulation	NOUN
ejif-10550	683	2	,	,	PUNCT
ejif-10550	683	3	d.	d.	PROPN
ejif-10550	683	4	s.	s.	PROPN
ejif-10550	683	5	(	(	PUNCT
ejif-10550	683	6	2014	2014	NUM
ejif-10550	683	7	)	)	PUNCT
ejif-10550	683	8	.	.	PUNCT
ejif-10550	684	1	the	the	DET
ejif-10550	684	2	use	use	NOUN
ejif-10550	684	3	of	of	ADP
ejif-10550	684	4	triangulation	triangulation	NOUN
ejif-10550	684	5	in	in	ADP
ejif-10550	684	6	qualitative	qualitative	ADJ
ejif-10550	684	7	research	research	NOUN
ejif-10550	684	8	.	.	PUNCT
ejif-10550	685	1	in	in	ADP
ejif-10550	685	2	oncol	oncol	PROPN
ejif-10550	685	3	nurs	nur	VERB
ejif-10550	685	4	forum	forum	PROPN
ejif-10550	685	5	(	(	PUNCT
ejif-10550	685	6	vol	vol	NOUN
ejif-10550	685	7	.	.	PROPN
ejif-10550	685	8	41	41	NUM
ejif-10550	685	9	,	,	PUNCT
ejif-10550	685	10	no	no	INTJ
ejif-10550	685	11	.	.	NOUN
ejif-10550	685	12	5	5	NUM
ejif-10550	685	13	,	,	PUNCT
ejif-10550	685	14	pp	pp	ADJ
ejif-10550	685	15	.	.	PUNCT
ejif-10550	686	1	545	545	NUM
ejif-10550	686	2	-	-	SYM
ejif-10550	686	3	7	7	NUM
ejif-10550	686	4	)	)	PUNCT
ejif-10550	686	5	.	.	PUNCT
ejif-10550	687	1	wajdi	wajdi	PROPN
ejif-10550	687	2	dusuki	dusuki	PROPN
ejif-10550	687	3	,	,	PUNCT
ejif-10550	687	4	a.	a.	NOUN
ejif-10550	687	5	(	(	PUNCT
ejif-10550	687	6	2008	2008	NUM
ejif-10550	687	7	)	)	PUNCT
ejif-10550	687	8	.	.	PUNCT
ejif-10550	688	1	banking	bank	VERB
ejif-10550	688	2	for	for	ADP
ejif-10550	688	3	the	the	DET
ejif-10550	688	4	poor	poor	ADJ
ejif-10550	688	5	:	:	PUNCT
ejif-10550	688	6	the	the	DET
ejif-10550	688	7	role	role	NOUN
ejif-10550	688	8	of	of	ADP
ejif-10550	688	9	islamic	islamic	ADJ
ejif-10550	688	10	banking	banking	NOUN
ejif-10550	688	11	in	in	ADP
ejif-10550	688	12	microfinance	microfinance	NOUN
ejif-10550	688	13	initiatives	initiative	NOUN
ejif-10550	688	14	.	.	PUNCT
ejif-10550	689	1	humanomics	humanomic	NOUN
ejif-10550	689	2	,	,	PUNCT
ejif-10550	689	3	24(1	24(1	NUM
ejif-10550	689	4	)	)	PUNCT
ejif-10550	689	5	,	,	PUNCT
ejif-10550	689	6	49	49	NUM
ejif-10550	689	7	-	-	SYM
ejif-10550	689	8	66	66	NUM
ejif-10550	689	9	wani	wani	PROPN
ejif-10550	689	10	,	,	PUNCT
ejif-10550	689	11	i.	i.	PROPN
ejif-10550	689	12	,	,	PUNCT
ejif-10550	689	13	khanam	khanam	PROPN
ejif-10550	689	14	,	,	PUNCT
ejif-10550	689	15	m.	m.	NOUN
ejif-10550	689	16	,	,	PUNCT
ejif-10550	689	17	&	&	CCONJ
ejif-10550	689	18	almonifi	almonifi	PROPN
ejif-10550	689	19	,	,	PUNCT
ejif-10550	689	20	y.	y.	PROPN
ejif-10550	689	21	s.	s.	PROPN
ejif-10550	689	22	a.	a.	PROPN
ejif-10550	689	23	(	(	PUNCT
ejif-10550	689	24	2021	2021	NUM
ejif-10550	689	25	)	)	PUNCT
ejif-10550	689	26	.	.	PUNCT
ejif-10550	690	1	a	a	DET
ejif-10550	690	2	brief	brief	ADJ
ejif-10550	690	3	review	review	NOUN
ejif-10550	690	4	of	of	ADP
ejif-10550	690	5	growth	growth	NOUN
ejif-10550	690	6	and	and	CCONJ
ejif-10550	690	7	development	development	NOUN
ejif-10550	690	8	in	in	ADP
ejif-10550	690	9	islamic	islamic	ADJ
ejif-10550	690	10	banking	banking	NOUN
ejif-10550	690	11	.	.	PUNCT
ejif-10550	691	1	dr	dr	PROPN
ejif-10550	691	2	.	.	PROPN
ejif-10550	691	3	shakeel	shakeel	PROPN
ejif-10550	691	4	ul	ul	PROPN
ejif-10550	691	5	rehman	rehman	PROPN
ejif-10550	691	6	,	,	PUNCT
ejif-10550	691	7	et	et	PROPN
ejif-10550	691	8	.	.	PUNCT
ejif-10550	692	1	al	al	PROPN
ejif-10550	692	2	.	.	PROPN
ejif-10550	692	3	“a	“a	PROPN
ejif-10550	692	4	brief	brief	ADJ
ejif-10550	692	5	review	review	NOUN
ejif-10550	692	6	of	of	ADP
ejif-10550	692	7	growth	growth	NOUN
ejif-10550	692	8	and	and	CCONJ
ejif-10550	692	9	development	development	NOUN
ejif-10550	692	10	in	in	ADP
ejif-10550	692	11	islamic	islamic	ADJ
ejif-10550	692	12	banking	banking	NOUN
ejif-10550	692	13	.	.	PUNCT
ejif-10550	692	14	”	"	PUNCT
ejif-10550	693	1	iosr	iosr	ADJ
ejif-10550	693	2	journal	journal	NOUN
ejif-10550	693	3	of	of	ADP
ejif-10550	693	4	economics	economic	NOUN
ejif-10550	693	5	and	and	CCONJ
ejif-10550	693	6	finance	finance	NOUN
ejif-10550	693	7	(	(	PUNCT
ejif-10550	693	8	iosr	iosr	NOUN
ejif-10550	693	9	-	-	PUNCT
ejif-10550	693	10	jef	jef	PROPN
ejif-10550	693	11	)	)	PUNCT
ejif-10550	693	12	,	,	PUNCT
ejif-10550	693	13	12(3	12(3	NUM
ejif-10550	693	14	)	)	PUNCT
ejif-10550	693	15	.	.	PUNCT
ejif-10550	694	1	walter	walter	PROPN
ejif-10550	694	2	,	,	PUNCT
ejif-10550	694	3	a.	a.	PROPN
ejif-10550	694	4	,	,	PUNCT
ejif-10550	694	5	parboteeah	parboteeah	PROPN
ejif-10550	694	6	,	,	PUNCT
ejif-10550	694	7	k.	k.	PROPN
ejif-10550	695	1	p.	p.	PROPN
ejif-10550	695	2	,	,	PUNCT
ejif-10550	695	3	riesenhuber	riesenhuber	PROPN
ejif-10550	695	4	,	,	PUNCT
ejif-10550	695	5	f.	f.	PROPN
ejif-10550	695	6	,	,	PUNCT
ejif-10550	695	7	&	&	CCONJ
ejif-10550	695	8	hoegl	hoegl	PROPN
ejif-10550	695	9	,	,	PUNCT
ejif-10550	695	10	m.	m.	NOUN
ejif-10550	695	11	(	(	PUNCT
ejif-10550	695	12	2011	2011	NUM
ejif-10550	695	13	)	)	PUNCT
ejif-10550	695	14	.	.	PUNCT
ejif-10550	696	1	championship	championship	NOUN
ejif-10550	696	2	behaviors	behavior	NOUN
ejif-10550	696	3	and	and	CCONJ
ejif-10550	696	4	innovations	innovation	NOUN
ejif-10550	696	5	success	success	NOUN
ejif-10550	696	6	:	:	PUNCT
ejif-10550	696	7	an	an	DET
ejif-10550	696	8	empirical	empirical	ADJ
ejif-10550	696	9	investigation	investigation	NOUN
ejif-10550	696	10	of	of	ADP
ejif-10550	696	11	university	university	NOUN
ejif-10550	696	12	spin‐offs	spin‐off	NOUN
ejif-10550	696	13	.	.	PUNCT
ejif-10550	697	1	journal	journal	NOUN
ejif-10550	697	2	of	of	ADP
ejif-10550	697	3	product	product	NOUN
ejif-10550	697	4	innovation	innovation	NOUN
ejif-10550	697	5	management	management	NOUN
ejif-10550	697	6	,	,	PUNCT
ejif-10550	697	7	28(4	28(4	NUM
ejif-10550	697	8	)	)	PUNCT
ejif-10550	697	9	,	,	PUNCT
ejif-10550	697	10	586	586	NUM
ejif-10550	697	11	-	-	SYM
ejif-10550	697	12	598	598	NUM
ejif-10550	697	13	.	.	PUNCT
ejif-10550	698	1	zahid	zahid	PROPN
ejif-10550	698	2	,	,	PUNCT
ejif-10550	698	3	a.	a.	PROPN
ejif-10550	698	4	,	,	PUNCT
ejif-10550	698	5	&	&	CCONJ
ejif-10550	698	6	ibourk	ibourk	ADJ
ejif-10550	698	7	,	,	PUNCT
ejif-10550	698	8	a.	a.	NOUN
ejif-10550	698	9	(	(	PUNCT
ejif-10550	698	10	2014	2014	NUM
ejif-10550	698	11	)	)	PUNCT
ejif-10550	698	12	.	.	PUNCT
ejif-10550	699	1	la	la	PRON
ejif-10550	699	2	performance	performance	NOUN
ejif-10550	699	3	de	de	X
ejif-10550	699	4	la	la	X
ejif-10550	699	5	banque	banque	X
ejif-10550	699	6	islamique	islamique	ADJ
ejif-10550	699	7	face	face	NOUN
ejif-10550	699	8	à	à	X
ejif-10550	699	9	la	la	PROPN
ejif-10550	699	10	crise	crise	PROPN
ejif-10550	699	11	.	.	PUNCT
ejif-10550	700	1	étude	étude	PROPN
ejif-10550	700	2	de	de	PROPN
ejif-10550	700	3	la	la	PROPN
ejif-10550	700	4	rentabilité	rentabilité	PROPN
ejif-10550	700	5	de	de	X
ejif-10550	700	6	la	la	X
ejif-10550	700	7	banque	banque	X
ejif-10550	700	8	islamique	islamique	ADJ
ejif-10550	700	9	pendant	pendant	PROPN
ejif-10550	700	10	la	la	PROPN
ejif-10550	700	11	crise	crise	PROPN
ejif-10550	700	12	.	.	PUNCT
ejif-10550	701	1	critique	critique	PROPN
ejif-10550	701	2	économique	économique	PROPN
ejif-10550	701	3	,	,	PUNCT
ejif-10550	701	4	(	(	PUNCT
ejif-10550	701	5	32	32	NUM
ejif-10550	701	6	)	)	PUNCT
ejif-10550	701	7	.	.	PUNCT
ejif-10550	702	1	zehra	zehra	PROPN
ejif-10550	702	2	,	,	PUNCT
ejif-10550	702	3	n.	n.	NOUN
ejif-10550	702	4	,	,	PUNCT
ejif-10550	702	5	umair	umair	NOUN
ejif-10550	702	6	,	,	PUNCT
ejif-10550	702	7	h.	h.	PROPN
ejif-10550	702	8	,	,	PUNCT
ejif-10550	702	9	shabbir	shabbir	PROPN
ejif-10550	702	10	,	,	PUNCT
ejif-10550	702	11	m.	m.	NOUN
ejif-10550	702	12	s.	s.	PROPN
ejif-10550	702	13	,	,	PUNCT
ejif-10550	702	14	&	&	CCONJ
ejif-10550	702	15	amp	amp	PROPN
ejif-10550	702	16	;	;	PUNCT
ejif-10550	702	17	mallouli	mallouli	NOUN
ejif-10550	702	18	,	,	PUNCT
ejif-10550	702	19	a.	a.	PROPN
ejif-10550	702	20	e.	e.	PROPN
ejif-10550	702	21	(	(	PUNCT
ejif-10550	702	22	2022	2022	NUM
ejif-10550	702	23	)	)	PUNCT
ejif-10550	702	24	.	.	PUNCT
ejif-10550	703	1	the	the	DET
ejif-10550	703	2	role	role	NOUN
ejif-10550	703	3	of	of	ADP
ejif-10550	703	4	islamic	islamic	PROPN
ejif-10550	703	5	banking	banking	PROPN
ejif-10550	703	6	development	development	NOUN
ejif-10550	703	7	and	and	CCONJ
ejif-10550	703	8	its	its	PRON
ejif-10550	703	9	impact	impact	NOUN
ejif-10550	703	10	on	on	ADP
ejif-10550	703	11	financial	financial	ADJ
ejif-10550	703	12	stability	stability	NOUN
ejif-10550	703	13	:	:	PUNCT
ejif-10550	703	14	evidence	evidence	NOUN
ejif-10550	703	15	from	from	ADP
ejif-10550	703	16	morocco	morocco	PROPN
ejif-10550	703	17	’s	’s	PART
ejif-10550	703	18	financial	financial	ADJ
ejif-10550	703	19	institutions	institution	NOUN
ejif-10550	703	20	.	.	PUNCT
ejif-10550	704	1	zucchelli	zucchelli	PROPN
ejif-10550	704	2	,	,	PUNCT
ejif-10550	704	3	d.	d.	PROPN
ejif-10550	704	4	(	(	PUNCT
ejif-10550	704	5	2022	2022	NUM
ejif-10550	704	6	)	)	PUNCT
ejif-10550	704	7	.	.	PUNCT
ejif-10550	705	1	recent	recent	ADJ
ejif-10550	705	2	trend	trend	NOUN
ejif-10550	705	3	of	of	ADP
ejif-10550	705	4	deposits	deposit	NOUN
ejif-10550	705	5	in	in	ADP
ejif-10550	705	6	islamic	islamic	ADJ
ejif-10550	705	7	banks	bank	NOUN
ejif-10550	705	8	.	.	PUNCT
ejif-10550	706	1	european	european	PROPN
ejif-10550	706	2	journal	journal	PROPN
ejif-10550	706	3	of	of	ADP
ejif-10550	706	4	islamic	islamic	PROPN
ejif-10550	706	5	finance	finance	NOUN
ejif-10550	706	6	,	,	PUNCT
ejif-10550	706	7	9(1	9(1	NUM
ejif-10550	706	8	)	)	PUNCT
ejif-10550	706	9	,	,	PUNCT
ejif-10550	706	10	56	56	NUM
ejif-10550	706	11	-	-	SYM
ejif-10550	706	12	64	64	NUM
ejif-10550	706	13	.	.	PUNCT