id	sid	tid	token	lemma	pos
ejif-11516	1	1	ejif_02_lokce	ejif_02_lokce	ADJ
ejif-11516	1	2	european	european	ADJ
ejif-11516	1	3	journal	journal	PROPN
ejif-11516	1	4	of	of	ADP
ejif-11516	1	5	islamic	islamic	PROPN
ejif-11516	1	6	finance	finance	PROPN
ejif-11516	1	7	issn	issn	PROPN
ejif-11516	1	8	:	:	PUNCT
ejif-11516	1	9	2421	2421	NUM
ejif-11516	1	10	-	-	SYM
ejif-11516	1	11	2172	2172	NUM
ejif-11516	1	12	doi	doi	NOUN
ejif-11516	1	13	:	:	PUNCT
ejif-11516	1	14	10.13135/2421	10.13135/2421	NUM
ejif-11516	1	15	-	-	SYM
ejif-11516	1	16	2172/11516	2172/11516	NUM
ejif-11516	1	17	published	publish	VERB
ejif-11516	1	18	by	by	ADP
ejif-11516	1	19	university	university	PROPN
ejif-11516	1	20	of	of	ADP
ejif-11516	1	21	turin	turin	PROPN
ejif-11516	2	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-11516	2	2	ejif	ejif	PROPN
ejif-11516	2	3	content	content	NOUN
ejif-11516	2	4	is	be	AUX
ejif-11516	2	5	licensed	license	VERB
ejif-11516	2	6	under	under	ADP
ejif-11516	2	7	a	a	DET
ejif-11516	2	8	creative	creative	ADJ
ejif-11516	2	9	commons	common	NOUN
ejif-11516	2	10	attribution	attribution	NOUN
ejif-11516	2	11	4.0	4.0	NUM
ejif-11516	2	12	international	international	ADJ
ejif-11516	2	13	license	license	NOUN
ejif-11516	2	14	11	11	NUM
ejif-11516	2	15	integrating	integrating	NOUN
ejif-11516	2	16	ai	ai	VERB
ejif-11516	2	17	technologies	technology	NOUN
ejif-11516	2	18	in	in	ADP
ejif-11516	2	19	interest	interest	NOUN
ejif-11516	2	20	-	-	PUNCT
ejif-11516	2	21	free	free	ADJ
ejif-11516	2	22	finance	finance	NOUN
ejif-11516	2	23	:	:	PUNCT
ejif-11516	2	24	advancing	advance	VERB
ejif-11516	2	25	sector	sector	NOUN
ejif-11516	2	26	capabilities	capability	NOUN
ejif-11516	2	27	through	through	ADP
ejif-11516	2	28	innovative	innovative	ADJ
ejif-11516	2	29	model	model	NOUN
ejif-11516	2	30	proposals	proposal	NOUN
ejif-11516	2	31	ahmet	ahmet	PROPN
ejif-11516	2	32	lokce1	lokce1	PROPN
ejif-11516	2	33	,	,	PUNCT
ejif-11516	2	34	ibrahim	ibrahim	PROPN
ejif-11516	2	35	guran	guran	VERB
ejif-11516	2	36	yumusak2	yumusak2	PROPN
ejif-11516	2	37	*	*	PROPN
ejif-11516	2	38	1	1	NUM
ejif-11516	2	39	international	international	ADJ
ejif-11516	2	40	balkan	balkan	PROPN
ejif-11516	2	41	university	university	NOUN
ejif-11516	2	42	makedonsko	makedonsko	ADJ
ejif-11516	2	43	-	-	PUNCT
ejif-11516	2	44	kosovska	kosovska	NOUN
ejif-11516	2	45	brigada	brigada	PROPN
ejif-11516	2	46	bb	bb	PROPN
ejif-11516	2	47	1000	1000	NUM
ejif-11516	2	48	,	,	PUNCT
ejif-11516	2	49	skopje	skopje	PROPN
ejif-11516	2	50	/	/	SYM
ejif-11516	2	51	north	north	NOUN
ejif-11516	2	52	macedonia	macedonia	PROPN
ejif-11516	2	53	corresponding	corresponding	ADJ
ejif-11516	2	54	author	author	NOUN
ejif-11516	2	55	:	:	PUNCT
ejif-11516	3	1	ahmet.lokce@ibu.edu.mk	ahmet.lokce@ibu.edu.mk	PRON
ejif-11516	3	2	orcid	orcid	NOUN
ejif-11516	3	3	0000	0000	NUM
ejif-11516	3	4	-	-	PUNCT
ejif-11516	3	5	0002	0002	NUM
ejif-11516	3	6	-	-	PUNCT
ejif-11516	3	7	5237	5237	NUM
ejif-11516	3	8	-	-	PUNCT
ejif-11516	3	9	4392	4392	NUM
ejif-11516	3	10	2	2	NUM
ejif-11516	3	11	istanbul	istanbul	PROPN
ejif-11516	3	12	sabahattin	sabahattin	PROPN
ejif-11516	3	13	zaim	zaim	PROPN
ejif-11516	3	14	university	university	PROPN
ejif-11516	3	15	halkali	halkali	PROPN
ejif-11516	3	16	cad	cad	PROPN
ejif-11516	3	17	.	.	PUNCT
ejif-11516	4	1	no	no	DET
ejif-11516	4	2	:	:	PUNCT
ejif-11516	4	3	281	281	NUM
ejif-11516	4	4	,	,	PUNCT
ejif-11516	4	5	halkali	halkali	PROPN
ejif-11516	4	6	kucukcekmece	kucukcekmece	PROPN
ejif-11516	4	7	/	/	SYM
ejif-11516	4	8	i̇stanbul	i̇stanbul	PROPN
ejif-11516	4	9	34303	34303	NUM
ejif-11516	4	10	corresponding	correspond	VERB
ejif-11516	4	11	author	author	NOUN
ejif-11516	4	12	:	:	PUNCT
ejif-11516	4	13	ibrahim.yumusak@izu.edu.tr	ibrahim.yumusak@izu.edu.tr	PROPN
ejif-11516	4	14	orcid	orcid	NOUN
ejif-11516	4	15	0000	0000	NUM
ejif-11516	4	16	-	-	SYM
ejif-11516	4	17	0003	0003	NUM
ejif-11516	4	18	-	-	PUNCT
ejif-11516	4	19	1655	1655	NUM
ejif-11516	4	20	-	-	PUNCT
ejif-11516	4	21	9872	9872	NUM
ejif-11516	4	22	received	receive	VERB
ejif-11516	4	23	:	:	PUNCT
ejif-11516	4	24	02/01/2025	02/01/2025	NUM
ejif-11516	4	25	accepted	accept	VERB
ejif-11516	4	26	for	for	ADP
ejif-11516	4	27	publication	publication	NOUN
ejif-11516	4	28	:	:	PUNCT
ejif-11516	4	29	01/03/2025	01/03/2025	NUM
ejif-11516	4	30	published	publish	VERB
ejif-11516	4	31	:	:	PUNCT
ejif-11516	4	32	04/03/2025	04/03/2025	NUM
ejif-11516	4	33	abstract	abstract	ADJ
ejif-11516	4	34	this	this	DET
ejif-11516	4	35	study	study	NOUN
ejif-11516	4	36	explores	explore	VERB
ejif-11516	4	37	the	the	DET
ejif-11516	4	38	intersection	intersection	NOUN
ejif-11516	4	39	of	of	ADP
ejif-11516	4	40	artificial	artificial	ADJ
ejif-11516	4	41	intelligence	intelligence	NOUN
ejif-11516	4	42	(	(	PUNCT
ejif-11516	4	43	ai	ai	NOUN
ejif-11516	4	44	)	)	PUNCT
ejif-11516	4	45	technologies	technology	NOUN
ejif-11516	4	46	and	and	CCONJ
ejif-11516	4	47	interest	interest	NOUN
ejif-11516	4	48	-	-	PUNCT
ejif-11516	4	49	free	free	ADJ
ejif-11516	4	50	finance	finance	NOUN
ejif-11516	4	51	,	,	PUNCT
ejif-11516	4	52	delving	delve	VERB
ejif-11516	4	53	into	into	ADP
ejif-11516	4	54	the	the	DET
ejif-11516	4	55	transformative	transformative	ADJ
ejif-11516	4	56	potential	potential	NOUN
ejif-11516	4	57	of	of	ADP
ejif-11516	4	58	financial	financial	ADJ
ejif-11516	4	59	technology	technology	NOUN
ejif-11516	4	60	advancements	advancement	NOUN
ejif-11516	4	61	in	in	ADP
ejif-11516	4	62	this	this	DET
ejif-11516	4	63	sector	sector	NOUN
ejif-11516	4	64	.	.	PUNCT
ejif-11516	5	1	the	the	DET
ejif-11516	5	2	aim	aim	NOUN
ejif-11516	5	3	establishes	establish	VERB
ejif-11516	5	4	a	a	DET
ejif-11516	5	5	theoretical	theoretical	ADJ
ejif-11516	5	6	framework	framework	NOUN
ejif-11516	5	7	for	for	ADP
ejif-11516	5	8	a	a	DET
ejif-11516	5	9	financial	financial	ADJ
ejif-11516	5	10	interaction	interaction	NOUN
ejif-11516	5	11	model	model	NOUN
ejif-11516	5	12	grounded	ground	VERB
ejif-11516	5	13	in	in	ADP
ejif-11516	5	14	machine	machine	NOUN
ejif-11516	5	15	learning	learning	NOUN
ejif-11516	5	16	,	,	PUNCT
ejif-11516	5	17	a	a	DET
ejif-11516	5	18	subset	subset	NOUN
ejif-11516	5	19	of	of	ADP
ejif-11516	5	20	ai	ai	PROPN
ejif-11516	5	21	technologies	technology	NOUN
ejif-11516	5	22	.	.	PUNCT
ejif-11516	6	1	this	this	DET
ejif-11516	6	2	framework	framework	NOUN
ejif-11516	6	3	underpins	underpin	VERB
ejif-11516	6	4	the	the	DET
ejif-11516	6	5	development	development	NOUN
ejif-11516	6	6	of	of	ADP
ejif-11516	6	7	novel	novel	ADJ
ejif-11516	6	8	digital	digital	ADJ
ejif-11516	6	9	contract	contract	NOUN
ejif-11516	6	10	methods	method	NOUN
ejif-11516	6	11	adhering	adhere	VERB
ejif-11516	6	12	to	to	ADP
ejif-11516	6	13	the	the	DET
ejif-11516	6	14	principles	principle	NOUN
ejif-11516	6	15	of	of	ADP
ejif-11516	6	16	interest	interest	NOUN
ejif-11516	6	17	-	-	PUNCT
ejif-11516	6	18	free	free	ADJ
ejif-11516	6	19	finance	finance	NOUN
ejif-11516	6	20	.	.	PUNCT
ejif-11516	7	1	central	central	ADJ
ejif-11516	7	2	to	to	ADP
ejif-11516	7	3	this	this	DET
ejif-11516	7	4	investigation	investigation	NOUN
ejif-11516	7	5	is	be	AUX
ejif-11516	7	6	conceptualising	conceptualise	VERB
ejif-11516	7	7	and	and	CCONJ
ejif-11516	7	8	evaluating	evaluate	VERB
ejif-11516	7	9	the	the	DET
ejif-11516	7	10	"	"	PUNCT
ejif-11516	7	11	benefit	benefit	NOUN
ejif-11516	7	12	sharing	sharing	NOUN
ejif-11516	7	13	model	model	NOUN
ejif-11516	7	14	,	,	PUNCT
ejif-11516	7	15	"	"	PUNCT
ejif-11516	7	16	which	which	PRON
ejif-11516	7	17	utilizes	utilize	VERB
ejif-11516	7	18	machine	machine	NOUN
ejif-11516	7	19	-	-	PUNCT
ejif-11516	7	20	learning	learn	VERB
ejif-11516	7	21	techniques	technique	NOUN
ejif-11516	7	22	.	.	PUNCT
ejif-11516	8	1	this	this	DET
ejif-11516	8	2	model	model	NOUN
ejif-11516	8	3	serves	serve	VERB
ejif-11516	8	4	as	as	ADP
ejif-11516	8	5	the	the	DET
ejif-11516	8	6	foundation	foundation	NOUN
ejif-11516	8	7	for	for	ADP
ejif-11516	8	8	eight	eight	NUM
ejif-11516	8	9	distinct	distinct	ADJ
ejif-11516	8	10	digital	digital	ADJ
ejif-11516	8	11	contract	contract	NOUN
ejif-11516	8	12	proposals	proposal	NOUN
ejif-11516	8	13	,	,	PUNCT
ejif-11516	8	14	offering	offer	VERB
ejif-11516	8	15	innovative	innovative	ADJ
ejif-11516	8	16	solutions	solution	NOUN
ejif-11516	8	17	for	for	ADP
ejif-11516	8	18	the	the	DET
ejif-11516	8	19	operational	operational	ADJ
ejif-11516	8	20	challenges	challenge	NOUN
ejif-11516	8	21	in	in	ADP
ejif-11516	8	22	the	the	DET
ejif-11516	8	23	interest	interest	NOUN
ejif-11516	8	24	-	-	PUNCT
ejif-11516	8	25	free	free	ADJ
ejif-11516	8	26	finance	finance	NOUN
ejif-11516	8	27	sector	sector	NOUN
ejif-11516	8	28	.	.	PUNCT
ejif-11516	9	1	these	these	DET
ejif-11516	9	2	digital	digital	ADJ
ejif-11516	9	3	models	model	NOUN
ejif-11516	9	4	facilitate	facilitate	VERB
ejif-11516	9	5	various	various	ADJ
ejif-11516	9	6	financial	financial	ADJ
ejif-11516	9	7	interactions	interaction	NOUN
ejif-11516	9	8	,	,	PUNCT
ejif-11516	9	9	such	such	ADJ
ejif-11516	9	10	as	as	ADP
ejif-11516	9	11	deposit	deposit	NOUN
ejif-11516	9	12	collection	collection	NOUN
ejif-11516	9	13	and	and	CCONJ
ejif-11516	9	14	financing	financing	NOUN
ejif-11516	9	15	processes	process	NOUN
ejif-11516	9	16	,	,	PUNCT
ejif-11516	9	17	for	for	ADP
ejif-11516	9	18	users	user	NOUN
ejif-11516	9	19	within	within	ADP
ejif-11516	9	20	the	the	DET
ejif-11516	9	21	interest	interest	NOUN
ejif-11516	9	22	-	-	PUNCT
ejif-11516	9	23	free	free	ADJ
ejif-11516	9	24	financial	financial	ADJ
ejif-11516	9	25	system	system	NOUN
ejif-11516	9	26	.	.	PUNCT
ejif-11516	10	1	a	a	DET
ejif-11516	10	2	significant	significant	ADJ
ejif-11516	10	3	study	study	NOUN
ejif-11516	10	4	component	component	NOUN
ejif-11516	10	5	involves	involve	VERB
ejif-11516	10	6	a	a	DET
ejif-11516	10	7	comparative	comparative	ADJ
ejif-11516	10	8	analysis	analysis	NOUN
ejif-11516	10	9	of	of	ADP
ejif-11516	10	10	these	these	DET
ejif-11516	10	11	smart	smart	ADJ
ejif-11516	10	12	contract	contract	NOUN
ejif-11516	10	13	proposals	proposal	NOUN
ejif-11516	10	14	,	,	PUNCT
ejif-11516	10	15	envisioned	envision	VERB
ejif-11516	10	16	as	as	ADP
ejif-11516	10	17	blockchain	blockchain	NOUN
ejif-11516	10	18	-	-	PUNCT
ejif-11516	10	19	based	base	VERB
ejif-11516	10	20	,	,	PUNCT
ejif-11516	10	21	smart	smart	ADJ
ejif-11516	10	22	,	,	PUNCT
ejif-11516	10	23	interest	interest	NOUN
ejif-11516	10	24	-	-	PUNCT
ejif-11516	10	25	free	free	ADJ
ejif-11516	10	26	financial	financial	ADJ
ejif-11516	10	27	contracts	contract	NOUN
ejif-11516	10	28	,	,	PUNCT
ejif-11516	10	29	against	against	ADP
ejif-11516	10	30	existing	exist	VERB
ejif-11516	10	31	models	model	NOUN
ejif-11516	10	32	in	in	ADP
ejif-11516	10	33	the	the	DET
ejif-11516	10	34	field	field	NOUN
ejif-11516	10	35	.	.	PUNCT
ejif-11516	11	1	this	this	DET
ejif-11516	11	2	comparison	comparison	NOUN
ejif-11516	11	3	demonstrates	demonstrate	VERB
ejif-11516	11	4	the	the	DET
ejif-11516	11	5	technical	technical	ADJ
ejif-11516	11	6	feasibility	feasibility	NOUN
ejif-11516	11	7	and	and	CCONJ
ejif-11516	11	8	applicability	applicability	NOUN
ejif-11516	11	9	of	of	ADP
ejif-11516	11	10	these	these	DET
ejif-11516	11	11	proposals	proposal	NOUN
ejif-11516	11	12	and	and	CCONJ
ejif-11516	11	13	highlights	highlight	NOUN
ejif-11516	11	14	their	their	PRON
ejif-11516	11	15	uniqueness	uniqueness	NOUN
ejif-11516	11	16	and	and	CCONJ
ejif-11516	11	17	potential	potential	ADJ
ejif-11516	11	18	advantages	advantage	NOUN
ejif-11516	11	19	.	.	PUNCT
ejif-11516	12	1	this	this	DET
ejif-11516	12	2	research	research	NOUN
ejif-11516	12	3	contributes	contribute	VERB
ejif-11516	12	4	to	to	ADP
ejif-11516	12	5	the	the	DET
ejif-11516	12	6	diversification	diversification	NOUN
ejif-11516	12	7	and	and	CCONJ
ejif-11516	12	8	expansion	expansion	NOUN
ejif-11516	12	9	of	of	ADP
ejif-11516	12	10	interestfree	interestfree	ADJ
ejif-11516	12	11	financial	financial	ADJ
ejif-11516	12	12	technology	technology	NOUN
ejif-11516	12	13	applications	application	NOUN
ejif-11516	12	14	by	by	ADP
ejif-11516	12	15	introducing	introduce	VERB
ejif-11516	12	16	smart	smart	ADJ
ejif-11516	12	17	contract	contract	NOUN
ejif-11516	12	18	models	model	NOUN
ejif-11516	12	19	and	and	CCONJ
ejif-11516	12	20	exploring	explore	VERB
ejif-11516	12	21	their	their	PRON
ejif-11516	12	22	practical	practical	ADJ
ejif-11516	12	23	implications	implication	NOUN
ejif-11516	12	24	.	.	PUNCT
ejif-11516	13	1	it	it	PRON
ejif-11516	13	2	underscores	underscore	VERB
ejif-11516	13	3	the	the	DET
ejif-11516	13	4	possibilities	possibility	NOUN
ejif-11516	13	5	for	for	ADP
ejif-11516	13	6	broadening	broaden	VERB
ejif-11516	13	7	the	the	DET
ejif-11516	13	8	scope	scope	NOUN
ejif-11516	13	9	and	and	CCONJ
ejif-11516	13	10	enhancing	enhance	VERB
ejif-11516	13	11	the	the	DET
ejif-11516	13	12	growth	growth	NOUN
ejif-11516	13	13	of	of	ADP
ejif-11516	13	14	the	the	DET
ejif-11516	13	15	interest	interest	NOUN
ejif-11516	13	16	-	-	PUNCT
ejif-11516	13	17	free	free	ADJ
ejif-11516	13	18	finance	finance	NOUN
ejif-11516	13	19	sector	sector	NOUN
ejif-11516	13	20	,	,	PUNCT
ejif-11516	13	21	marking	mark	VERB
ejif-11516	13	22	a	a	DET
ejif-11516	13	23	significant	significant	ADJ
ejif-11516	13	24	step	step	NOUN
ejif-11516	13	25	towards	towards	ADP
ejif-11516	13	26	integrating	integrate	VERB
ejif-11516	13	27	cutting	cutting	NOUN
ejif-11516	13	28	-	-	PUNCT
ejif-11516	13	29	edge	edge	NOUN
ejif-11516	13	30	ai	ai	NOUN
ejif-11516	13	31	technologies	technology	NOUN
ejif-11516	13	32	into	into	ADP
ejif-11516	13	33	ethical	ethical	ADJ
ejif-11516	13	34	and	and	CCONJ
ejif-11516	13	35	interest	interest	NOUN
ejif-11516	13	36	-	-	PUNCT
ejif-11516	13	37	free	free	ADJ
ejif-11516	13	38	financial	financial	ADJ
ejif-11516	13	39	practices	practice	NOUN
ejif-11516	13	40	.	.	PUNCT
ejif-11516	14	1	keywords	keyword	NOUN
ejif-11516	14	2	:	:	PUNCT
ejif-11516	14	3	artificial	artificial	ADJ
ejif-11516	14	4	intelligence	intelligence	NOUN
ejif-11516	14	5	,	,	PUNCT
ejif-11516	14	6	interest	interest	NOUN
ejif-11516	14	7	-	-	PUNCT
ejif-11516	14	8	free	free	ADJ
ejif-11516	14	9	finance	finance	NOUN
ejif-11516	14	10	,	,	PUNCT
ejif-11516	14	11	financial	financial	ADJ
ejif-11516	14	12	technology	technology	NOUN
ejif-11516	14	13	,	,	PUNCT
ejif-11516	14	14	smart	smart	ADJ
ejif-11516	14	15	contracts	contract	NOUN
ejif-11516	14	16	,	,	PUNCT
ejif-11516	14	17	islamic	islamic	ADJ
ejif-11516	14	18	finance	finance	PROPN
ejif-11516	14	19	european	european	PROPN
ejif-11516	14	20	journal	journal	PROPN
ejif-11516	14	21	of	of	ADP
ejif-11516	14	22	islamic	islamic	PROPN
ejif-11516	14	23	finance	finance	PROPN
ejif-11516	14	24	issn	issn	PROPN
ejif-11516	14	25	:	:	PUNCT
ejif-11516	14	26	2421	2421	NUM
ejif-11516	14	27	-	-	SYM
ejif-11516	14	28	2172	2172	NUM
ejif-11516	14	29	doi	doi	NOUN
ejif-11516	14	30	:	:	PUNCT
ejif-11516	14	31	10.13135/2421	10.13135/2421	NUM
ejif-11516	14	32	-	-	SYM
ejif-11516	14	33	2172/11516	2172/11516	NUM
ejif-11516	14	34	published	publish	VERB
ejif-11516	14	35	by	by	ADP
ejif-11516	14	36	university	university	PROPN
ejif-11516	14	37	of	of	ADP
ejif-11516	14	38	turin	turin	PROPN
ejif-11516	15	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-11516	15	2	ejif	ejif	PROPN
ejif-11516	15	3	content	content	NOUN
ejif-11516	15	4	is	be	AUX
ejif-11516	15	5	licensed	license	VERB
ejif-11516	15	6	under	under	ADP
ejif-11516	15	7	a	a	DET
ejif-11516	15	8	creative	creative	ADJ
ejif-11516	15	9	commons	common	NOUN
ejif-11516	15	10	attribution	attribution	NOUN
ejif-11516	15	11	4.0	4.0	NUM
ejif-11516	15	12	international	international	ADJ
ejif-11516	15	13	license	license	NOUN
ejif-11516	15	14	12	12	NUM
ejif-11516	15	15	1	1	NUM
ejif-11516	15	16	.	.	PUNCT
ejif-11516	16	1	introduction	introduction	NOUN
ejif-11516	16	2	a	a	DET
ejif-11516	16	3	digital	digital	ADJ
ejif-11516	16	4	iteration	iteration	NOUN
ejif-11516	16	5	has	have	AUX
ejif-11516	16	6	caught	catch	VERB
ejif-11516	16	7	up	up	ADP
ejif-11516	16	8	in	in	ADP
ejif-11516	16	9	every	every	DET
ejif-11516	16	10	sector	sector	NOUN
ejif-11516	16	11	,	,	PUNCT
ejif-11516	16	12	since	since	SCONJ
ejif-11516	16	13	the	the	DET
ejif-11516	16	14	inception	inception	NOUN
ejif-11516	16	15	of	of	ADP
ejif-11516	16	16	the	the	DET
ejif-11516	16	17	internet	internet	NOUN
ejif-11516	16	18	back	back	ADV
ejif-11516	16	19	in	in	ADP
ejif-11516	16	20	the	the	DET
ejif-11516	16	21	1990	1990	NUM
ejif-11516	16	22	,	,	PUNCT
ejif-11516	16	23	and	and	CCONJ
ejif-11516	16	24	far	far	ADV
ejif-11516	16	25	-	-	PUNCT
ejif-11516	16	26	reaching	reach	VERB
ejif-11516	16	27	implications	implication	NOUN
ejif-11516	16	28	have	have	AUX
ejif-11516	16	29	been	be	AUX
ejif-11516	16	30	for	for	ADP
ejif-11516	16	31	financial	financial	ADJ
ejif-11516	16	32	technologies	technology	NOUN
ejif-11516	16	33	.	.	PUNCT
ejif-11516	17	1	the	the	DET
ejif-11516	17	2	advent	advent	NOUN
ejif-11516	17	3	of	of	ADP
ejif-11516	17	4	internet	internet	NOUN
ejif-11516	17	5	technology	technology	NOUN
ejif-11516	17	6	on	on	ADP
ejif-11516	17	7	a	a	DET
ejif-11516	17	8	worldwide	worldwide	ADJ
ejif-11516	17	9	basis	basis	NOUN
ejif-11516	17	10	did	do	AUX
ejif-11516	17	11	n’t	not	PART
ejif-11516	17	12	only	only	ADV
ejif-11516	17	13	equalize	equalize	VERB
ejif-11516	17	14	access	access	NOUN
ejif-11516	17	15	to	to	ADP
ejif-11516	17	16	information	information	NOUN
ejif-11516	17	17	but	but	CCONJ
ejif-11516	17	18	also	also	ADV
ejif-11516	17	19	stimulated	stimulate	VERB
ejif-11516	17	20	innovation	innovation	NOUN
ejif-11516	17	21	within	within	ADP
ejif-11516	17	22	financial	financial	ADJ
ejif-11516	17	23	services	service	NOUN
ejif-11516	17	24	(	(	PUNCT
ejif-11516	17	25	o’halloran	o’halloran	ADV
ejif-11516	17	26	,	,	PUNCT
ejif-11516	17	27	j.	j.	PROPN
ejif-11516	17	28	,	,	PUNCT
ejif-11516	17	29	&	&	CCONJ
ejif-11516	17	30	nowaczyk	nowaczyk	PROPN
ejif-11516	17	31	,	,	PUNCT
ejif-11516	17	32	n.	n.	NOUN
ejif-11516	17	33	,	,	PUNCT
ejif-11516	17	34	2019	2019	NUM
ejif-11516	17	35	)	)	PUNCT
ejif-11516	17	36	.	.	PUNCT
ejif-11516	18	1	aiinformation	aiinformation	NOUN
ejif-11516	18	2	-	-	PUNCT
ejif-11516	18	3	based	base	VERB
ejif-11516	18	4	processing	processing	NOUN
ejif-11516	18	5	has	have	AUX
ejif-11516	18	6	evolved	evolve	VERB
ejif-11516	18	7	over	over	ADP
ejif-11516	18	8	time	time	NOUN
ejif-11516	18	9	,	,	PUNCT
ejif-11516	18	10	resulting	result	VERB
ejif-11516	18	11	in	in	ADP
ejif-11516	18	12	computational	computational	ADJ
ejif-11516	18	13	methodologies	methodology	NOUN
ejif-11516	18	14	transforming	transform	VERB
ejif-11516	18	15	and	and	CCONJ
ejif-11516	18	16	the	the	DET
ejif-11516	18	17	business	business	NOUN
ejif-11516	18	18	model	model	NOUN
ejif-11516	18	19	changing	change	VERB
ejif-11516	18	20	across	across	ADP
ejif-11516	18	21	industries	industry	NOUN
ejif-11516	18	22	significantly	significantly	ADV
ejif-11516	18	23	,	,	PUNCT
ejif-11516	18	24	mostly	mostly	ADV
ejif-11516	18	25	pertaining	pertain	VERB
ejif-11516	18	26	to	to	ADP
ejif-11516	18	27	finance	finance	NOUN
ejif-11516	18	28	(	(	PUNCT
ejif-11516	18	29	smith	smith	PROPN
ejif-11516	18	30	&	&	CCONJ
ejif-11516	18	31	johnson	johnson	PROPN
ejif-11516	18	32	,	,	PUNCT
ejif-11516	18	33	2019	2019	NUM
ejif-11516	18	34	)	)	PUNCT
ejif-11516	18	35	.	.	PUNCT
ejif-11516	19	1	this	this	PRON
ejif-11516	19	2	is	be	AUX
ejif-11516	19	3	a	a	DET
ejif-11516	19	4	technology	technology	NOUN
ejif-11516	19	5	that	that	PRON
ejif-11516	19	6	has	have	AUX
ejif-11516	19	7	made	make	VERB
ejif-11516	19	8	it	it	PRON
ejif-11516	19	9	possible	possible	ADJ
ejif-11516	19	10	for	for	ADP
ejif-11516	19	11	millions	million	NOUN
ejif-11516	19	12	of	of	ADP
ejif-11516	19	13	miles	mile	NOUN
ejif-11516	19	14	and	and	CCONJ
ejif-11516	19	15	analyses	analysis	NOUN
ejif-11516	19	16	to	to	PART
ejif-11516	19	17	be	be	AUX
ejif-11516	19	18	collected	collect	VERB
ejif-11516	19	19	in	in	ADP
ejif-11516	19	20	the	the	DET
ejif-11516	19	21	form	form	NOUN
ejif-11516	19	22	of	of	ADP
ejif-11516	19	23	big	big	ADJ
ejif-11516	19	24	data	datum	NOUN
ejif-11516	19	25	.	.	PUNCT
ejif-11516	20	1	today	today	NOUN
ejif-11516	20	2	,	,	PUNCT
ejif-11516	20	3	globally	globally	ADV
ejif-11516	20	4	leading	lead	VERB
ejif-11516	20	5	corporations	corporation	NOUN
ejif-11516	20	6	act	act	VERB
ejif-11516	20	7	as	as	ADP
ejif-11516	20	8	data	data	NOUN
ejif-11516	20	9	centers	center	NOUN
ejif-11516	20	10	and	and	CCONJ
ejif-11516	20	11	take	take	VERB
ejif-11516	20	12	advantage	advantage	NOUN
ejif-11516	20	13	of	of	ADP
ejif-11516	20	14	this	this	DET
ejif-11516	20	15	huge	huge	ADJ
ejif-11516	20	16	basin	basin	NOUN
ejif-11516	20	17	to	to	PART
ejif-11516	20	18	achieve	achieve	VERB
ejif-11516	20	19	strategic	strategic	ADJ
ejif-11516	20	20	commercial	commercial	ADJ
ejif-11516	20	21	benefits	benefit	NOUN
ejif-11516	20	22	(	(	PUNCT
ejif-11516	20	23	sohangir	sohangir	X
ejif-11516	20	24	et	et	PROPN
ejif-11516	20	25	al	al	PROPN
ejif-11516	20	26	.	.	PROPN
ejif-11516	20	27	,	,	PUNCT
ejif-11516	20	28	2018	2018	NUM
ejif-11516	20	29	)	)	PUNCT
ejif-11516	20	30	.	.	PUNCT
ejif-11516	21	1	in	in	ADP
ejif-11516	21	2	such	such	DET
ejif-11516	21	3	a	a	DET
ejif-11516	21	4	situation	situation	NOUN
ejif-11516	21	5	,	,	PUNCT
ejif-11516	21	6	ai	ai	NOUN
ejif-11516	21	7	-	-	PUNCT
ejif-11516	21	8	based	base	VERB
ejif-11516	21	9	technologies	technology	NOUN
ejif-11516	21	10	have	have	AUX
ejif-11516	21	11	turned	turn	VERB
ejif-11516	21	12	into	into	ADP
ejif-11516	21	13	the	the	DET
ejif-11516	21	14	need	need	NOUN
ejif-11516	21	15	for	for	ADP
ejif-11516	21	16	time	time	NOUN
ejif-11516	21	17	in	in	ADP
ejif-11516	21	18	order	order	NOUN
ejif-11516	21	19	to	to	PART
ejif-11516	21	20	process	process	VERB
ejif-11516	21	21	and	and	CCONJ
ejif-11516	21	22	effectively	effectively	ADV
ejif-11516	21	23	use	use	VERB
ejif-11516	21	24	collected	collect	VERB
ejif-11516	21	25	data	datum	NOUN
ejif-11516	21	26	.	.	PUNCT
ejif-11516	22	1	at	at	ADP
ejif-11516	22	2	the	the	DET
ejif-11516	22	3	same	same	ADJ
ejif-11516	22	4	time	time	NOUN
ejif-11516	22	5	,	,	PUNCT
ejif-11516	22	6	although	although	SCONJ
ejif-11516	22	7	incredible	incredible	ADJ
ejif-11516	22	8	amounts	amount	NOUN
ejif-11516	22	9	of	of	ADP
ejif-11516	22	10	information	information	NOUN
ejif-11516	22	11	in	in	ADP
ejif-11516	22	12	various	various	ADJ
ejif-11516	22	13	areas	area	NOUN
ejif-11516	22	14	that	that	PRON
ejif-11516	22	15	have	have	AUX
ejif-11516	22	16	become	become	VERB
ejif-11516	22	17	accessible	accessible	ADJ
ejif-11516	22	18	to	to	ADP
ejif-11516	22	19	a	a	DET
ejif-11516	22	20	wide	wide	ADJ
ejif-11516	22	21	range	range	NOUN
ejif-11516	22	22	of	of	ADP
ejif-11516	22	23	people	people	NOUN
ejif-11516	22	24	can	can	AUX
ejif-11516	22	25	be	be	AUX
ejif-11516	22	26	considered	consider	VERB
ejif-11516	22	27	an	an	DET
ejif-11516	22	28	achievement	achievement	NOUN
ejif-11516	22	29	or	or	CCONJ
ejif-11516	22	30	even	even	ADV
ejif-11516	22	31	progress	progress	VERB
ejif-11516	22	32	due	due	ADP
ejif-11516	22	33	to	to	ADP
ejif-11516	22	34	their	their	PRON
ejif-11516	22	35	informative	informative	ADJ
ejif-11516	22	36	value	value	NOUN
ejif-11516	22	37	,	,	PUNCT
ejif-11516	22	38	it	it	PRON
ejif-11516	22	39	is	be	AUX
ejif-11516	22	40	often	often	ADV
ejif-11516	22	41	difficult	difficult	ADJ
ejif-11516	22	42	for	for	ADP
ejif-11516	22	43	us	we	PRON
ejif-11516	22	44	as	as	SCONJ
ejif-11516	22	45	human	human	ADJ
ejif-11516	22	46	beings	being	NOUN
ejif-11516	22	47	with	with	ADP
ejif-11516	22	48	some	some	DET
ejif-11516	22	49	inherent	inherent	ADJ
ejif-11516	22	50	limitations	limitation	NOUN
ejif-11516	22	51	cope	cope	VERB
ejif-11516	22	52	without	without	ADP
ejif-11516	22	53	modern	modern	ADJ
ejif-11516	22	54	computational	computational	ADJ
ejif-11516	22	55	technologies	technology	NOUN
ejif-11516	22	56	.	.	PUNCT
ejif-11516	23	1	the	the	DET
ejif-11516	23	2	previous	previous	ADJ
ejif-11516	23	3	statement	statement	NOUN
ejif-11516	23	4	has	have	AUX
ejif-11516	23	5	affected	affect	VERB
ejif-11516	23	6	the	the	DET
ejif-11516	23	7	financial	financial	ADJ
ejif-11516	23	8	sector	sector	NOUN
ejif-11516	23	9	in	in	ADP
ejif-11516	23	10	a	a	DET
ejif-11516	23	11	major	major	ADJ
ejif-11516	23	12	way	way	NOUN
ejif-11516	23	13	.	.	PUNCT
ejif-11516	24	1	modern	modern	ADJ
ejif-11516	24	2	financial	financial	ADJ
ejif-11516	24	3	technologies	technology	NOUN
ejif-11516	24	4	,	,	PUNCT
ejif-11516	24	5	notably	notably	ADV
ejif-11516	24	6	those	those	PRON
ejif-11516	24	7	that	that	PRON
ejif-11516	24	8	incorporate	incorporate	VERB
ejif-11516	24	9	ai	ai	ADJ
ejif-11516	24	10	elements	element	NOUN
ejif-11516	24	11	into	into	ADP
ejif-11516	24	12	their	their	PRON
ejif-11516	24	13	design	design	NOUN
ejif-11516	24	14	and	and	CCONJ
ejif-11516	24	15	functioning	function	VERB
ejif-11516	24	16	structures	structure	NOUN
ejif-11516	24	17	have	have	AUX
ejif-11516	24	18	changed	change	VERB
ejif-11516	24	19	the	the	DET
ejif-11516	24	20	old	old	ADJ
ejif-11516	24	21	paradigms	paradigm	NOUN
ejif-11516	24	22	of	of	ADP
ejif-11516	24	23	decision	decision	NOUN
ejif-11516	24	24	-	-	PUNCT
ejif-11516	24	25	making	making	NOUN
ejif-11516	24	26	as	as	ADV
ejif-11516	24	27	far	far	ADV
ejif-11516	24	28	as	as	SCONJ
ejif-11516	24	29	traditional	traditional	ADJ
ejif-11516	24	30	finance	finance	NOUN
ejif-11516	24	31	goes	go	VERB
ejif-11516	24	32	.	.	PUNCT
ejif-11516	25	1	automation	automation	NOUN
ejif-11516	25	2	is	be	AUX
ejif-11516	25	3	not	not	PART
ejif-11516	25	4	the	the	DET
ejif-11516	25	5	end	end	NOUN
ejif-11516	25	6	of	of	ADP
ejif-11516	25	7	this	this	DET
ejif-11516	25	8	transformation	transformation	NOUN
ejif-11516	25	9	,	,	PUNCT
ejif-11516	25	10	but	but	CCONJ
ejif-11516	25	11	it	it	PRON
ejif-11516	25	12	runs	run	VERB
ejif-11516	25	13	further	far	ADV
ejif-11516	25	14	to	to	ADP
ejif-11516	25	15	the	the	DET
ejif-11516	25	16	invention	invention	NOUN
ejif-11516	25	17	of	of	ADP
ejif-11516	25	18	financial	financial	ADJ
ejif-11516	25	19	products	product	NOUN
ejif-11516	25	20	and	and	CCONJ
ejif-11516	25	21	services	service	NOUN
ejif-11516	25	22	.	.	PUNCT
ejif-11516	26	1	cognitive	cognitive	ADJ
ejif-11516	26	2	computing	computing	NOUN
ejif-11516	26	3	,	,	PUNCT
ejif-11516	26	4	computer	computer	NOUN
ejif-11516	26	5	vision	vision	NOUN
ejif-11516	26	6	,	,	PUNCT
ejif-11516	26	7	machine	machine	NOUN
ejif-11516	26	8	learning	learning	NOUN
ejif-11516	26	9	,	,	PUNCT
ejif-11516	26	10	artificial	artificial	ADJ
ejif-11516	26	11	neural	neural	ADJ
ejif-11516	26	12	networks	network	NOUN
ejif-11516	26	13	and	and	CCONJ
ejif-11516	26	14	natural	natural	ADJ
ejif-11516	26	15	language	language	NOUN
ejif-11516	26	16	processing	processing	NOUN
ejif-11516	26	17	have	have	AUX
ejif-11516	26	18	ushered	usher	VERB
ejif-11516	26	19	a	a	DET
ejif-11516	26	20	new	new	ADJ
ejif-11516	26	21	paradigm	paradigm	NOUN
ejif-11516	26	22	in	in	ADP
ejif-11516	26	23	financial	financial	ADJ
ejif-11516	26	24	services	service	NOUN
ejif-11516	26	25	through	through	ADP
ejif-11516	26	26	ai	ai	ADV
ejif-11516	26	27	-	-	PUNCT
ejif-11516	26	28	based	base	VERB
ejif-11516	26	29	technologies	technology	NOUN
ejif-11516	26	30	.	.	PUNCT
ejif-11516	27	1	these	these	DET
ejif-11516	27	2	techniques	technique	NOUN
ejif-11516	27	3	make	make	VERB
ejif-11516	27	4	it	it	PRON
ejif-11516	27	5	possible	possible	ADJ
ejif-11516	27	6	to	to	PART
ejif-11516	27	7	work	work	VERB
ejif-11516	27	8	with	with	ADP
ejif-11516	27	9	large	large	ADJ
ejif-11516	27	10	volumes	volume	NOUN
ejif-11516	27	11	of	of	ADP
ejif-11516	27	12	information	information	NOUN
ejif-11516	27	13	,	,	PUNCT
ejif-11516	27	14	which	which	PRON
ejif-11516	27	15	is	be	AUX
ejif-11516	27	16	essential	essential	ADJ
ejif-11516	27	17	for	for	ADP
ejif-11516	27	18	making	make	VERB
ejif-11516	27	19	more	more	ADV
ejif-11516	27	20	detailed	detailed	ADJ
ejif-11516	27	21	and	and	CCONJ
ejif-11516	27	22	accurate	accurate	ADJ
ejif-11516	27	23	financial	financial	ADJ
ejif-11516	27	24	analyses	analysis	NOUN
ejif-11516	27	25	(	(	PUNCT
ejif-11516	27	26	aylak	aylak	NOUN
ejif-11516	27	27	et	et	PROPN
ejif-11516	27	28	al	al	PROPN
ejif-11516	27	29	.	.	PROPN
ejif-11516	27	30	2021	2021	NUM
ejif-11516	27	31	)	)	PUNCT
ejif-11516	27	32	.	.	PUNCT
ejif-11516	28	1	this	this	DET
ejif-11516	28	2	paper	paper	NOUN
ejif-11516	28	3	explores	explore	VERB
ejif-11516	28	4	a	a	DET
ejif-11516	28	5	significant	significant	ADJ
ejif-11516	28	6	gap	gap	NOUN
ejif-11516	28	7	in	in	ADP
ejif-11516	28	8	the	the	DET
ejif-11516	28	9	existing	exist	VERB
ejif-11516	28	10	literature	literature	NOUN
ejif-11516	28	11	by	by	ADP
ejif-11516	28	12	proposing	propose	VERB
ejif-11516	28	13	a	a	DET
ejif-11516	28	14	novel	novel	ADJ
ejif-11516	28	15	integration	integration	NOUN
ejif-11516	28	16	of	of	ADP
ejif-11516	28	17	artificial	artificial	ADJ
ejif-11516	28	18	intelligence	intelligence	NOUN
ejif-11516	28	19	technologies	technology	NOUN
ejif-11516	28	20	within	within	ADP
ejif-11516	28	21	the	the	DET
ejif-11516	28	22	domain	domain	NOUN
ejif-11516	28	23	of	of	ADP
ejif-11516	28	24	interest	interest	NOUN
ejif-11516	28	25	-	-	PUNCT
ejif-11516	28	26	free	free	ADJ
ejif-11516	28	27	finance	finance	NOUN
ejif-11516	28	28	,	,	PUNCT
ejif-11516	28	29	an	an	DET
ejif-11516	28	30	area	area	NOUN
ejif-11516	28	31	that	that	PRON
ejif-11516	28	32	remains	remain	VERB
ejif-11516	28	33	substantially	substantially	ADV
ejif-11516	28	34	underexplored	underexplored	ADJ
ejif-11516	28	35	compared	compare	VERB
ejif-11516	28	36	to	to	ADP
ejif-11516	28	37	its	its	PRON
ejif-11516	28	38	conventional	conventional	ADJ
ejif-11516	28	39	counterparts	counterpart	NOUN
ejif-11516	28	40	.	.	PUNCT
ejif-11516	29	1	the	the	DET
ejif-11516	29	2	fusion	fusion	NOUN
ejif-11516	29	3	of	of	ADP
ejif-11516	29	4	ai	ai	NOUN
ejif-11516	29	5	with	with	ADP
ejif-11516	29	6	interest	interest	NOUN
ejif-11516	29	7	-	-	PUNCT
ejif-11516	29	8	free	free	ADJ
ejif-11516	29	9	financial	financial	ADJ
ejif-11516	29	10	practices	practice	NOUN
ejif-11516	29	11	opens	open	VERB
ejif-11516	29	12	new	new	ADJ
ejif-11516	29	13	avenues	avenue	NOUN
ejif-11516	29	14	for	for	ADP
ejif-11516	29	15	financial	financial	ADJ
ejif-11516	29	16	product	product	NOUN
ejif-11516	29	17	innovation	innovation	NOUN
ejif-11516	29	18	and	and	CCONJ
ejif-11516	29	19	aligns	align	VERB
ejif-11516	29	20	with	with	ADP
ejif-11516	29	21	the	the	DET
ejif-11516	29	22	ethical	ethical	ADJ
ejif-11516	29	23	and	and	CCONJ
ejif-11516	29	24	religious	religious	ADJ
ejif-11516	29	25	principles	principle	NOUN
ejif-11516	29	26	that	that	PRON
ejif-11516	29	27	govern	govern	VERB
ejif-11516	29	28	islamic	islamic	ADJ
ejif-11516	29	29	finance	finance	NOUN
ejif-11516	29	30	.	.	PUNCT
ejif-11516	30	1	as	as	SCONJ
ejif-11516	30	2	financial	financial	ADJ
ejif-11516	30	3	technologies	technology	NOUN
ejif-11516	30	4	continue	continue	VERB
ejif-11516	30	5	to	to	PART
ejif-11516	30	6	evolve	evolve	VERB
ejif-11516	30	7	,	,	PUNCT
ejif-11516	30	8	the	the	DET
ejif-11516	30	9	potential	potential	NOUN
ejif-11516	30	10	for	for	ADP
ejif-11516	30	11	ai	ai	NOUN
ejif-11516	30	12	to	to	PART
ejif-11516	30	13	enhance	enhance	VERB
ejif-11516	30	14	the	the	DET
ejif-11516	30	15	transparency	transparency	NOUN
ejif-11516	30	16	,	,	PUNCT
ejif-11516	30	17	efficiency	efficiency	NOUN
ejif-11516	30	18	,	,	PUNCT
ejif-11516	30	19	and	and	CCONJ
ejif-11516	30	20	compliance	compliance	NOUN
ejif-11516	30	21	of	of	ADP
ejif-11516	30	22	interest	interest	NOUN
ejif-11516	30	23	-	-	PUNCT
ejif-11516	30	24	free	free	ADJ
ejif-11516	30	25	financial	financial	ADJ
ejif-11516	30	26	instruments	instrument	NOUN
ejif-11516	30	27	becomes	become	VERB
ejif-11516	30	28	increasingly	increasingly	ADV
ejif-11516	30	29	pertinent	pertinent	ADJ
ejif-11516	30	30	.	.	PUNCT
ejif-11516	31	1	this	this	DET
ejif-11516	31	2	study	study	NOUN
ejif-11516	31	3	seeks	seek	VERB
ejif-11516	31	4	to	to	PART
ejif-11516	31	5	answer	answer	VERB
ejif-11516	31	6	the	the	DET
ejif-11516	31	7	following	follow	VERB
ejif-11516	31	8	research	research	NOUN
ejif-11516	31	9	questions	question	NOUN
ejif-11516	31	10	(	(	PUNCT
ejif-11516	31	11	rq	rq	NOUN
ejif-11516	31	12	):	):	PUNCT
ejif-11516	31	13	rq1	rq1	NOUN
ejif-11516	31	14	.	.	PUNCT
ejif-11516	32	1	how	how	SCONJ
ejif-11516	32	2	can	can	AUX
ejif-11516	32	3	artificial	artificial	ADJ
ejif-11516	32	4	intelligence	intelligence	NOUN
ejif-11516	32	5	technologies	technology	NOUN
ejif-11516	32	6	be	be	AUX
ejif-11516	32	7	applied	apply	VERB
ejif-11516	32	8	to	to	PART
ejif-11516	32	9	enhance	enhance	VERB
ejif-11516	32	10	the	the	DET
ejif-11516	32	11	operational	operational	ADJ
ejif-11516	32	12	efficiency	efficiency	NOUN
ejif-11516	32	13	of	of	ADP
ejif-11516	32	14	interest	interest	NOUN
ejif-11516	32	15	-	-	PUNCT
ejif-11516	32	16	free	free	ADJ
ejif-11516	32	17	financial	financial	ADJ
ejif-11516	32	18	institutions	institution	NOUN
ejif-11516	32	19	?	?	PUNCT
ejif-11516	33	1	rq2	rq2	NOUN
ejif-11516	33	2	.	.	PUNCT
ejif-11516	34	1	what	what	DET
ejif-11516	34	2	role	role	NOUN
ejif-11516	34	3	can	can	AUX
ejif-11516	34	4	ai	ai	AUX
ejif-11516	34	5	play	play	VERB
ejif-11516	34	6	in	in	ADP
ejif-11516	34	7	ensuring	ensure	VERB
ejif-11516	34	8	the	the	DET
ejif-11516	34	9	compliance	compliance	NOUN
ejif-11516	34	10	of	of	ADP
ejif-11516	34	11	financial	financial	ADJ
ejif-11516	34	12	products	product	NOUN
ejif-11516	34	13	with	with	ADP
ejif-11516	34	14	shariah	shariah	PROPN
ejif-11516	34	15	principles	principle	NOUN
ejif-11516	34	16	?	?	PUNCT
ejif-11516	35	1	rq3	rq3	PROPN
ejif-11516	35	2	.	.	PUNCT
ejif-11516	36	1	in	in	ADP
ejif-11516	36	2	what	what	DET
ejif-11516	36	3	ways	way	NOUN
ejif-11516	36	4	can	can	AUX
ejif-11516	36	5	the	the	DET
ejif-11516	36	6	implementation	implementation	NOUN
ejif-11516	36	7	of	of	ADP
ejif-11516	36	8	ai	ai	PROPN
ejif-11516	36	9	technologies	technology	NOUN
ejif-11516	36	10	in	in	ADP
ejif-11516	36	11	interest	interest	NOUN
ejif-11516	36	12	-	-	PUNCT
ejif-11516	36	13	free	free	ADJ
ejif-11516	36	14	finance	finance	NOUN
ejif-11516	36	15	contribute	contribute	VERB
ejif-11516	36	16	to	to	ADP
ejif-11516	36	17	the	the	DET
ejif-11516	36	18	broader	broad	ADJ
ejif-11516	36	19	field	field	NOUN
ejif-11516	36	20	of	of	ADP
ejif-11516	36	21	financial	financial	ADJ
ejif-11516	36	22	technology	technology	NOUN
ejif-11516	36	23	?	?	PUNCT
ejif-11516	37	1	by	by	ADP
ejif-11516	37	2	addressing	address	VERB
ejif-11516	37	3	these	these	DET
ejif-11516	37	4	questions	question	NOUN
ejif-11516	37	5	,	,	PUNCT
ejif-11516	37	6	the	the	DET
ejif-11516	37	7	study	study	NOUN
ejif-11516	37	8	aims	aim	VERB
ejif-11516	37	9	to	to	PART
ejif-11516	37	10	bridge	bridge	VERB
ejif-11516	37	11	theoretical	theoretical	ADJ
ejif-11516	37	12	knowledge	knowledge	NOUN
ejif-11516	37	13	with	with	ADP
ejif-11516	37	14	practical	practical	ADJ
ejif-11516	37	15	applications	application	NOUN
ejif-11516	37	16	,	,	PUNCT
ejif-11516	37	17	providing	provide	VERB
ejif-11516	37	18	a	a	DET
ejif-11516	37	19	robust	robust	ADJ
ejif-11516	37	20	framework	framework	NOUN
ejif-11516	37	21	for	for	ADP
ejif-11516	37	22	adopting	adopt	VERB
ejif-11516	37	23	ai	ai	VERB
ejif-11516	37	24	in	in	ADP
ejif-11516	37	25	enhancing	enhance	VERB
ejif-11516	37	26	interest	interest	NOUN
ejif-11516	37	27	-	-	PUNCT
ejif-11516	37	28	free	free	ADJ
ejif-11516	37	29	finance	finance	NOUN
ejif-11516	37	30	capabilities	capability	NOUN
ejif-11516	37	31	.	.	PUNCT
ejif-11516	38	1	this	this	DET
ejif-11516	38	2	research	research	NOUN
ejif-11516	38	3	not	not	PART
ejif-11516	38	4	only	only	ADV
ejif-11516	38	5	contributes	contribute	VERB
ejif-11516	38	6	to	to	ADP
ejif-11516	38	7	academic	academic	ADJ
ejif-11516	38	8	discourse	discourse	NOUN
ejif-11516	38	9	but	but	CCONJ
ejif-11516	38	10	also	also	ADV
ejif-11516	38	11	offers	offer	VERB
ejif-11516	38	12	actionable	actionable	ADJ
ejif-11516	38	13	insights	insight	NOUN
ejif-11516	38	14	for	for	ADP
ejif-11516	38	15	practitioners	practitioner	NOUN
ejif-11516	38	16	in	in	ADP
ejif-11516	38	17	the	the	DET
ejif-11516	38	18	field	field	NOUN
ejif-11516	38	19	,	,	PUNCT
ejif-11516	38	20	thereby	thereby	ADV
ejif-11516	38	21	fulfilling	fulfil	VERB
ejif-11516	38	22	a	a	DET
ejif-11516	38	23	dual	dual	ADJ
ejif-11516	38	24	role	role	NOUN
ejif-11516	38	25	of	of	ADP
ejif-11516	38	26	scholarly	scholarly	ADJ
ejif-11516	38	27	and	and	CCONJ
ejif-11516	38	28	practical	practical	ADJ
ejif-11516	38	29	significance	significance	NOUN
ejif-11516	38	30	.	.	PUNCT
ejif-11516	39	1	the	the	DET
ejif-11516	39	2	use	use	NOUN
ejif-11516	39	3	of	of	ADP
ejif-11516	39	4	technology	technology	NOUN
ejif-11516	39	5	in	in	ADP
ejif-11516	39	6	financial	financial	ADJ
ejif-11516	39	7	institutions	institution	NOUN
ejif-11516	39	8	has	have	AUX
ejif-11516	39	9	been	be	AUX
ejif-11516	39	10	quite	quite	ADV
ejif-11516	39	11	varied	varied	ADJ
ejif-11516	39	12	and	and	CCONJ
ejif-11516	39	13	far	far	ADV
ejif-11516	39	14	-	-	PUNCT
ejif-11516	39	15	reaching	reach	VERB
ejif-11516	39	16	.	.	PUNCT
ejif-11516	40	1	leading	lead	VERB
ejif-11516	40	2	innovations	innovation	NOUN
ejif-11516	40	3	found	find	VERB
ejif-11516	40	4	in	in	ADP
ejif-11516	40	5	fintech	fintech	NOUN
ejif-11516	40	6	include	include	VERB
ejif-11516	40	7	digital	digital	ADJ
ejif-11516	40	8	payment	payment	NOUN
ejif-11516	40	9	platforms	platform	NOUN
ejif-11516	40	10	,	,	PUNCT
ejif-11516	40	11	investment	investment	NOUN
ejif-11516	40	12	advisory	advisory	NOUN
ejif-11516	40	13	through	through	ADP
ejif-11516	40	14	online	online	ADJ
ejif-11516	40	15	means	mean	NOUN
ejif-11516	40	16	such	such	ADJ
ejif-11516	40	17	as	as	ADP
ejif-11516	40	18	social	social	ADJ
ejif-11516	40	19	media	medium	NOUN
ejif-11516	40	20	,	,	PUNCT
ejif-11516	40	21	individual	individual	ADJ
ejif-11516	40	22	security	security	NOUN
ejif-11516	40	23	of	of	ADP
ejif-11516	40	24	personal	personal	ADJ
ejif-11516	40	25	finance	finance	NOUN
ejif-11516	40	26	and	and	CCONJ
ejif-11516	40	27	insurance	insurance	NOUN
ejif-11516	40	28	integrated	integrate	VERB
ejif-11516	40	29	with	with	ADP
ejif-11516	40	30	ai	ai	NOUN
ejif-11516	40	31	.	.	PUNCT
ejif-11516	41	1	in	in	ADP
ejif-11516	41	2	addition	addition	NOUN
ejif-11516	41	3	,	,	PUNCT
ejif-11516	41	4	such	such	ADJ
ejif-11516	41	5	technologies	technology	NOUN
ejif-11516	41	6	as	as	ADP
ejif-11516	41	7	big	big	ADJ
ejif-11516	41	8	data	datum	NOUN
ejif-11516	41	9	analytics	analytic	NOUN
ejif-11516	41	10	,	,	PUNCT
ejif-11516	41	11	biometric	biometric	ADJ
ejif-11516	41	12	identification	identification	NOUN
ejif-11516	41	13	verification	verification	NOUN
ejif-11516	41	14	systems	system	NOUN
ejif-11516	41	15	,	,	PUNCT
ejif-11516	41	16	the	the	DET
ejif-11516	41	17	internet	internet	NOUN
ejif-11516	41	18	of	of	ADP
ejif-11516	41	19	things	thing	NOUN
ejif-11516	41	20	(	(	PUNCT
ejif-11516	41	21	iot	iot	NOUN
ejif-11516	41	22	)	)	PUNCT
ejif-11516	41	23	,	,	PUNCT
ejif-11516	41	24	cloud	cloud	NOUN
ejif-11516	41	25	computing	computing	NOUN
ejif-11516	41	26	and	and	CCONJ
ejif-11516	41	27	storage	storage	NOUN
ejif-11516	41	28	devices	device	NOUN
ejif-11516	41	29	in	in	ADP
ejif-11516	41	30	health	health	NOUN
ejif-11516	41	31	management	management	NOUN
ejif-11516	41	32	technology	technology	NOUN
ejif-11516	41	33	business	business	NOUN
ejif-11516	41	34	infrastructure	infrastructure	NOUN
ejif-11516	41	35	development	development	NOUN
ejif-11516	41	36	could	could	AUX
ejif-11516	41	37	lead	lead	VERB
ejif-11516	41	38	to	to	ADP
ejif-11516	41	39	more	more	ADV
ejif-11516	41	40	efficient	efficient	ADJ
ejif-11516	41	41	processes	process	NOUN
ejif-11516	41	42	on	on	ADP
ejif-11516	41	43	the	the	DET
ejif-11516	41	44	one	one	NUM
ejif-11516	41	45	hand	hand	NOUN
ejif-11516	41	46	greenwood	greenwood	NOUN
ejif-11516	41	47	,	,	PUNCT
ejif-11516	41	48	2022	2022	NUM
ejif-11516	41	49	)	)	PUNCT
ejif-11516	41	50	.	.	PUNCT
ejif-11516	42	1	machine	machine	NOUN
ejif-11516	42	2	learning	learning	NOUN
ejif-11516	42	3	plays	play	VERB
ejif-11516	42	4	a	a	DET
ejif-11516	42	5	pivotal	pivotal	ADJ
ejif-11516	42	6	role	role	NOUN
ejif-11516	42	7	in	in	ADP
ejif-11516	42	8	using	use	VERB
ejif-11516	42	9	ai	ai	NOUN
ejif-11516	42	10	in	in	ADP
ejif-11516	42	11	the	the	DET
ejif-11516	42	12	realm	realm	NOUN
ejif-11516	42	13	of	of	ADP
ejif-11516	42	14	finance	finance	NOUN
ejif-11516	42	15	,	,	PUNCT
ejif-11516	42	16	whereby	whereby	SCONJ
ejif-11516	42	17	algorithms	algorithm	NOUN
ejif-11516	42	18	are	be	AUX
ejif-11516	42	19	put	put	VERB
ejif-11516	42	20	through	through	ADP
ejif-11516	42	21	rigorous	rigorous	ADJ
ejif-11516	42	22	training	training	NOUN
ejif-11516	42	23	using	use	VERB
ejif-11516	42	24	specific	specific	ADJ
ejif-11516	42	25	data	datum	NOUN
ejif-11516	42	26	supplements	supplement	NOUN
ejif-11516	42	27	,	,	PUNCT
ejif-11516	42	28	and	and	CCONJ
ejif-11516	42	29	this	this	PRON
ejif-11516	42	30	helps	help	VERB
ejif-11516	42	31	these	these	DET
ejif-11516	42	32	entities	entity	NOUN
ejif-11516	42	33	to	to	PART
ejif-11516	42	34	generate	generate	VERB
ejif-11516	42	35	important	important	ADJ
ejif-11516	42	36	decision	decision	NOUN
ejif-11516	42	37	outputs	output	NOUN
ejif-11516	42	38	independently	independently	ADV
ejif-11516	42	39	.	.	PUNCT
ejif-11516	43	1	this	this	DET
ejif-11516	43	2	technology	technology	NOUN
ejif-11516	43	3	has	have	AUX
ejif-11516	43	4	not	not	PART
ejif-11516	43	5	only	only	ADV
ejif-11516	43	6	gone	go	VERB
ejif-11516	43	7	a	a	DET
ejif-11516	43	8	long	long	ADJ
ejif-11516	43	9	way	way	NOUN
ejif-11516	43	10	toward	toward	ADP
ejif-11516	43	11	turning	turn	VERB
ejif-11516	43	12	financial	financial	ADJ
ejif-11516	43	13	forecasting	forecasting	NOUN
ejif-11516	43	14	,	,	PUNCT
ejif-11516	43	15	risk	risk	NOUN
ejif-11516	43	16	analysis	analysis	NOUN
ejif-11516	43	17	,	,	PUNCT
ejif-11516	43	18	bankruptcy	bankruptcy	NOUN
ejif-11516	43	19	prediction	prediction	NOUN
ejif-11516	43	20	and	and	CCONJ
ejif-11516	43	21	more	more	ADJ
ejif-11516	43	22	from	from	ADP
ejif-11516	43	23	handicrafts	handicraft	NOUN
ejif-11516	43	24	into	into	ADP
ejif-11516	43	25	scientific	scientific	ADJ
ejif-11516	43	26	disciplines	discipline	NOUN
ejif-11516	43	27	but	but	CCONJ
ejif-11516	43	28	also	also	ADV
ejif-11516	43	29	provides	provide	VERB
ejif-11516	43	30	solid	solid	ADJ
ejif-11516	43	31	technical	technical	ADJ
ejif-11516	43	32	foundations	foundation	NOUN
ejif-11516	43	33	that	that	PRON
ejif-11516	43	34	coexist	coexist	VERB
ejif-11516	43	35	in	in	ADP
ejif-11516	43	36	harmony	harmony	NOUN
ejif-11516	43	37	with	with	ADP
ejif-11516	43	38	traditional	traditional	ADJ
ejif-11516	43	39	econometric	econometric	ADJ
ejif-11516	43	40	methods	method	NOUN
ejif-11516	43	41	(	(	PUNCT
ejif-11516	43	42	alpaydın	alpaydın	NOUN
ejif-11516	43	43	,	,	PUNCT
ejif-11516	43	44	2014	2014	NUM
ejif-11516	43	45	)	)	PUNCT
ejif-11516	43	46	.	.	PUNCT
ejif-11516	44	1	in	in	ADP
ejif-11516	44	2	the	the	DET
ejif-11516	44	3	context	context	NOUN
ejif-11516	44	4	of	of	ADP
ejif-11516	44	5	interest	interest	NOUN
ejif-11516	44	6	-	-	PUNCT
ejif-11516	44	7	free	free	ADJ
ejif-11516	44	8	finance	finance	NOUN
ejif-11516	44	9	,	,	PUNCT
ejif-11516	44	10	due	due	ADJ
ejif-11516	44	11	attention	attention	NOUN
ejif-11516	44	12	in	in	ADP
ejif-11516	44	13	recent	recent	ADJ
ejif-11516	44	14	years	year	NOUN
ejif-11516	44	15	has	have	AUX
ejif-11516	44	16	been	be	AUX
ejif-11516	44	17	paid	pay	VERB
ejif-11516	44	18	to	to	ADP
ejif-11516	44	19	artificial	artificial	ADJ
ejif-11516	44	20	intelligence	intelligence	NOUN
ejif-11516	44	21	-	-	PUNCT
ejif-11516	44	22	based	base	VERB
ejif-11516	44	23	technologies	technology	NOUN
ejif-11516	44	24	.	.	PUNCT
ejif-11516	45	1	especially	especially	ADV
ejif-11516	45	2	relevant	relevant	ADJ
ejif-11516	45	3	is	be	AUX
ejif-11516	45	4	the	the	DET
ejif-11516	45	5	opportunity	opportunity	NOUN
ejif-11516	45	6	to	to	PART
ejif-11516	45	7	perform	perform	VERB
ejif-11516	45	8	several	several	ADJ
ejif-11516	45	9	data	datum	NOUN
ejif-11516	45	10	analyses	analysis	NOUN
ejif-11516	45	11	on	on	ADP
ejif-11516	45	12	ml	ml	NOUN
ejif-11516	45	13	-	-	PUNCT
ejif-11516	45	14	based	base	VERB
ejif-11516	45	15	methods	method	NOUN
ejif-11516	45	16	that	that	PRON
ejif-11516	45	17	may	may	AUX
ejif-11516	45	18	imply	imply	VERB
ejif-11516	45	19	financial	financial	ADJ
ejif-11516	45	20	decisions	decision	NOUN
ejif-11516	45	21	through	through	ADP
ejif-11516	45	22	analysis	analysis	NOUN
ejif-11516	45	23	of	of	ADP
ejif-11516	45	24	correlations	correlation	NOUN
ejif-11516	45	25	among	among	ADP
ejif-11516	45	26	correlated	correlate	VERB
ejif-11516	45	27	information	information	NOUN
ejif-11516	45	28	.	.	PUNCT
ejif-11516	46	1	this	this	DET
ejif-11516	46	2	issue	issue	NOUN
ejif-11516	46	3	is	be	AUX
ejif-11516	46	4	particularly	particularly	ADV
ejif-11516	46	5	relevant	relevant	ADJ
ejif-11516	46	6	in	in	ADP
ejif-11516	46	7	light	light	NOUN
ejif-11516	46	8	of	of	ADP
ejif-11516	46	9	the	the	DET
ejif-11516	46	10	practice	practice	NOUN
ejif-11516	46	11	of	of	ADP
ejif-11516	46	12	interest	interest	NOUN
ejif-11516	46	13	-	-	PUNCT
ejif-11516	46	14	free	free	ADJ
ejif-11516	46	15	financial	financial	ADJ
ejif-11516	46	16	transactions	transaction	NOUN
ejif-11516	46	17	,	,	PUNCT
ejif-11516	46	18	which	which	PRON
ejif-11516	46	19	are	be	AUX
ejif-11516	46	20	regulated	regulate	VERB
ejif-11516	46	21	according	accord	VERB
ejif-11516	46	22	to	to	ADP
ejif-11516	46	23	principles	principle	NOUN
ejif-11516	46	24	that	that	PRON
ejif-11516	46	25	differ	differ	VERB
ejif-11516	46	26	from	from	ADP
ejif-11516	46	27	traditional	traditional	ADJ
ejif-11516	46	28	finance	finance	NOUN
ejif-11516	46	29	systems	system	NOUN
ejif-11516	46	30	(	(	PUNCT
ejif-11516	46	31	o’halloran	o’halloran	ADJ
ejif-11516	46	32	&	&	CCONJ
ejif-11516	46	33	nowaczyk	nowaczyk	PROPN
ejif-11516	46	34	,	,	PUNCT
ejif-11516	46	35	2019	2019	NUM
ejif-11516	46	36	)	)	PUNCT
ejif-11516	46	37	.	.	PUNCT
ejif-11516	47	1	the	the	DET
ejif-11516	47	2	machine	machine	NOUN
ejif-11516	47	3	learning	learn	VERB
ejif-11516	47	4	algorithm	algorithm	NOUN
ejif-11516	47	5	designed	design	VERB
ejif-11516	47	6	in	in	ADP
ejif-11516	47	7	this	this	DET
ejif-11516	47	8	study	study	NOUN
ejif-11516	47	9	for	for	ADP
ejif-11516	47	10	the	the	DET
ejif-11516	47	11	proposed	propose	VERB
ejif-11516	47	12	“	"	PUNCT
ejif-11516	47	13	benefit	benefit	NOUN
ejif-11516	47	14	sharing	share	VERB
ejif-11516	47	15	european	european	ADJ
ejif-11516	47	16	journal	journal	PROPN
ejif-11516	47	17	of	of	ADP
ejif-11516	47	18	islamic	islamic	PROPN
ejif-11516	47	19	finance	finance	PROPN
ejif-11516	47	20	issn	issn	PROPN
ejif-11516	47	21	:	:	PUNCT
ejif-11516	47	22	2421	2421	NUM
ejif-11516	47	23	-	-	SYM
ejif-11516	47	24	2172	2172	NUM
ejif-11516	47	25	doi	doi	NOUN
ejif-11516	47	26	:	:	PUNCT
ejif-11516	47	27	10.13135/2421	10.13135/2421	NUM
ejif-11516	47	28	-	-	SYM
ejif-11516	47	29	2172/11516	2172/11516	NUM
ejif-11516	47	30	published	publish	VERB
ejif-11516	47	31	by	by	ADP
ejif-11516	47	32	university	university	PROPN
ejif-11516	47	33	of	of	ADP
ejif-11516	47	34	turin	turin	PROPN
ejif-11516	48	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-11516	48	2	ejif	ejif	PROPN
ejif-11516	48	3	content	content	NOUN
ejif-11516	48	4	is	be	AUX
ejif-11516	48	5	licensed	license	VERB
ejif-11516	48	6	under	under	ADP
ejif-11516	48	7	a	a	DET
ejif-11516	48	8	creative	creative	ADJ
ejif-11516	48	9	commons	common	NOUN
ejif-11516	48	10	attribution	attribution	NOUN
ejif-11516	48	11	4.0	4.0	NUM
ejif-11516	48	12	international	international	ADJ
ejif-11516	48	13	license	license	NOUN
ejif-11516	48	14	13	13	NUM
ejif-11516	48	15	model	model	NOUN
ejif-11516	48	16	”	"	PUNCT
ejif-11516	48	17	is	be	AUX
ejif-11516	48	18	specific	specific	ADJ
ejif-11516	48	19	to	to	ADP
ejif-11516	48	20	interest	interest	NOUN
ejif-11516	48	21	-	-	PUNCT
ejif-11516	48	22	free	free	ADJ
ejif-11516	48	23	economic	economic	ADJ
ejif-11516	48	24	transactions	transaction	NOUN
ejif-11516	48	25	,	,	PUNCT
ejif-11516	48	26	and	and	CCONJ
ejif-11516	48	27	it	it	PRON
ejif-11516	48	28	comfortably	comfortably	ADV
ejif-11516	48	29	adheres	adhere	VERB
ejif-11516	48	30	to	to	ADP
ejif-11516	48	31	several	several	ADJ
ejif-11516	48	32	principles	principle	NOUN
ejif-11516	48	33	underpinning	underpin	VERB
ejif-11516	48	34	such	such	DET
ejif-11516	48	35	an	an	DET
ejif-11516	48	36	operation	operation	NOUN
ejif-11516	48	37	.	.	PUNCT
ejif-11516	49	1	in	in	ADP
ejif-11516	49	2	islamic	islamic	ADJ
ejif-11516	49	3	law	law	NOUN
ejif-11516	49	4	,	,	PUNCT
ejif-11516	49	5	the	the	DET
ejif-11516	49	6	concept	concept	NOUN
ejif-11516	49	7	of	of	ADP
ejif-11516	49	8	interest	interest	NOUN
ejif-11516	49	9	-	-	PUNCT
ejif-11516	49	10	free	free	ADJ
ejif-11516	49	11	finance	finance	NOUN
ejif-11516	49	12	does	do	AUX
ejif-11516	49	13	not	not	PART
ejif-11516	49	14	allow	allow	VERB
ejif-11516	49	15	for	for	ADP
ejif-11516	49	16	economic	economic	ADJ
ejif-11516	49	17	activities	activity	NOUN
ejif-11516	49	18	that	that	PRON
ejif-11516	49	19	lead	lead	VERB
ejif-11516	49	20	to	to	ADP
ejif-11516	49	21	an	an	DET
ejif-11516	49	22	imbalance	imbalance	NOUN
ejif-11516	49	23	between	between	ADP
ejif-11516	49	24	an	an	DET
ejif-11516	49	25	individual	individual	NOUN
ejif-11516	49	26	and	and	CCONJ
ejif-11516	49	27	his	his	PRON
ejif-11516	49	28	or	or	CCONJ
ejif-11516	49	29	her	her	PRON
ejif-11516	49	30	social	social	ADJ
ejif-11516	49	31	structure	structure	NOUN
ejif-11516	49	32	,	,	PUNCT
ejif-11516	49	33	such	such	ADJ
ejif-11516	49	34	as	as	ADP
ejif-11516	49	35	transactions	transaction	NOUN
ejif-11516	49	36	with	with	ADP
ejif-11516	49	37	usurious	usurious	ADJ
ejif-11516	49	38	charges	charge	NOUN
ejif-11516	49	39	.	.	PUNCT
ejif-11516	50	1	anywhere	anywhere	ADV
ejif-11516	50	2	in	in	ADP
ejif-11516	50	3	the	the	DET
ejif-11516	50	4	world	world	NOUN
ejif-11516	50	5	,	,	PUNCT
ejif-11516	50	6	financial	financial	ADJ
ejif-11516	50	7	organizations	organization	NOUN
ejif-11516	50	8	cover	cover	VERB
ejif-11516	50	9	themselves	themselves	PRON
ejif-11516	50	10	with	with	ADP
ejif-11516	50	11	common	common	ADJ
ejif-11516	50	12	names	name	NOUN
ejif-11516	50	13	such	such	ADJ
ejif-11516	50	14	as	as	ADP
ejif-11516	50	15	“	"	PUNCT
ejif-11516	50	16	islamic	islamic	ADJ
ejif-11516	50	17	banks	bank	NOUN
ejif-11516	50	18	”	"	PUNCT
ejif-11516	50	19	,	,	PUNCT
ejif-11516	50	20	“	"	PUNCT
ejif-11516	50	21	‘	'	PUNCT
ejif-11516	50	22	participation	participation	NOUN
ejif-11516	50	23	banks	bank	NOUN
ejif-11516	50	24	”	"	PUNCT
ejif-11516	50	25	,	,	PUNCT
ejif-11516	50	26	or	or	CCONJ
ejif-11516	50	27	rather	rather	ADV
ejif-11516	50	28	interest	interest	NOUN
ejif-11516	50	29	-	-	PUNCT
ejif-11516	50	30	free	free	ADJ
ejif-11516	50	31	financial	financial	ADJ
ejif-11516	50	32	institutions	institution	NOUN
ejif-11516	50	33	and	and	CCONJ
ejif-11516	50	34	observe	observe	VERB
ejif-11516	50	35	these	these	DET
ejif-11516	50	36	guidelines	guideline	NOUN
ejif-11516	50	37	.	.	PUNCT
ejif-11516	51	1	institutions	institution	NOUN
ejif-11516	51	2	succeed	succeed	VERB
ejif-11516	51	3	in	in	ADP
ejif-11516	51	4	different	different	ADJ
ejif-11516	51	5	formations	formation	NOUN
ejif-11516	51	6	,	,	PUNCT
ejif-11516	51	7	namely	namely	ADV
ejif-11516	51	8	those	those	PRON
ejif-11516	51	9	established	establish	VERB
ejif-11516	51	10	on	on	ADP
ejif-11516	51	11	an	an	DET
ejif-11516	51	12	islamic	islamic	ADJ
ejif-11516	51	13	banking	banking	NOUN
ejif-11516	51	14	license	license	NOUN
ejif-11516	51	15	,	,	PUNCT
ejif-11516	51	16	conventional	conventional	ADJ
ejif-11516	51	17	banks	bank	NOUN
ejif-11516	51	18	that	that	PRON
ejif-11516	51	19	provide	provide	VERB
ejif-11516	51	20	windows	window	NOUN
ejif-11516	51	21	without	without	ADP
ejif-11516	51	22	capturing	capture	VERB
ejif-11516	51	23	interest	interest	NOUN
ejif-11516	51	24	issued	issue	VERB
ejif-11516	51	25	by	by	ADP
ejif-11516	51	26	consumer	consumer	NOUN
ejif-11516	51	27	employees	employee	NOUN
ejif-11516	51	28	,	,	PUNCT
ejif-11516	51	29	and	and	CCONJ
ejif-11516	51	30	subsidiaries	subsidiary	NOUN
ejif-11516	51	31	participating	participate	VERB
ejif-11516	51	32	in	in	ADP
ejif-11516	51	33	venture	venture	NOUN
ejif-11516	51	34	capital	capital	NOUN
ejif-11516	51	35	activities	activity	NOUN
ejif-11516	51	36	as	as	ADV
ejif-11516	51	37	well	well	ADV
ejif-11516	51	38	as	as	ADP
ejif-11516	51	39	for	for	ADP
ejif-11516	51	40	free	free	ADJ
ejif-11516	51	41	business	business	NOUN
ejif-11516	51	42	(	(	PUNCT
ejif-11516	51	43	alamad	alamad	PROPN
ejif-11516	51	44	,	,	PUNCT
ejif-11516	51	45	2020	2020	NUM
ejif-11516	51	46	)	)	PUNCT
ejif-11516	51	47	.	.	PUNCT
ejif-11516	52	1	these	these	DET
ejif-11516	52	2	historical	historical	ADJ
ejif-11516	52	3	models	model	NOUN
ejif-11516	52	4	of	of	ADP
ejif-11516	52	5	islamic	islamic	ADJ
ejif-11516	52	6	finance	finance	NOUN
ejif-11516	52	7	,	,	PUNCT
ejif-11516	52	8	without	without	ADP
ejif-11516	52	9	interest	interest	NOUN
ejif-11516	52	10	can	can	AUX
ejif-11516	52	11	be	be	AUX
ejif-11516	52	12	largely	largely	ADV
ejif-11516	52	13	considered	consider	VERB
ejif-11516	52	14	as	as	ADP
ejif-11516	52	15	financial	financial	ADJ
ejif-11516	52	16	innovations	innovation	NOUN
ejif-11516	52	17	which	which	PRON
ejif-11516	52	18	catered	cater	VERB
ejif-11516	52	19	for	for	ADP
ejif-11516	52	20	the	the	DET
ejif-11516	52	21	societal	societal	ADJ
ejif-11516	52	22	security	security	NOUN
ejif-11516	52	23	needs	need	VERB
ejif-11516	52	24	during	during	ADP
ejif-11516	52	25	those	those	DET
ejif-11516	52	26	times	time	NOUN
ejif-11516	52	27	.	.	PUNCT
ejif-11516	53	1	these	these	DET
ejif-11516	53	2	models	model	NOUN
ejif-11516	53	3	require	require	VERB
ejif-11516	53	4	reinterpretation	reinterpretation	NOUN
ejif-11516	53	5	for	for	ADP
ejif-11516	53	6	further	further	ADJ
ejif-11516	53	7	financial	financial	ADJ
ejif-11516	53	8	innovativeness	innovativeness	NOUN
ejif-11516	53	9	.	.	PUNCT
ejif-11516	54	1	when	when	SCONJ
ejif-11516	54	2	creating	create	VERB
ejif-11516	54	3	financial	financial	ADJ
ejif-11516	54	4	products	product	NOUN
ejif-11516	54	5	that	that	PRON
ejif-11516	54	6	are	be	AUX
ejif-11516	54	7	free	free	ADJ
ejif-11516	54	8	from	from	ADP
ejif-11516	54	9	interests	interest	NOUN
ejif-11516	54	10	,	,	PUNCT
ejif-11516	54	11	one	one	PRON
ejif-11516	54	12	should	should	AUX
ejif-11516	54	13	pay	pay	VERB
ejif-11516	54	14	attention	attention	NOUN
ejif-11516	54	15	to	to	ADP
ejif-11516	54	16	the	the	DET
ejif-11516	54	17	main	main	ADJ
ejif-11516	54	18	purpose	purpose	NOUN
ejif-11516	54	19	of	of	ADP
ejif-11516	54	20	shariah	shariah	PROPN
ejif-11516	54	21	,	,	PUNCT
ejif-11516	54	22	which	which	PRON
ejif-11516	54	23	is	be	AUX
ejif-11516	54	24	based	base	VERB
ejif-11516	54	25	on	on	ADP
ejif-11516	54	26	the	the	DET
ejif-11516	54	27	context	context	NOUN
ejif-11516	54	28	and	and	CCONJ
ejif-11516	54	29	spirit	spirit	NOUN
ejif-11516	54	30	rather	rather	ADV
ejif-11516	54	31	than	than	ADP
ejif-11516	54	32	merely	merely	ADV
ejif-11516	54	33	contractual	contractual	ADJ
ejif-11516	54	34	wording	wording	NOUN
ejif-11516	54	35	(	(	PUNCT
ejif-11516	54	36	el	el	PROPN
ejif-11516	54	37	-	-	PROPN
ejif-11516	54	38	gamal	gamal	PROPN
ejif-11516	54	39	,	,	PUNCT
ejif-11516	54	40	2006	2006	NUM
ejif-11516	54	41	)	)	PUNCT
ejif-11516	54	42	.	.	PUNCT
ejif-11516	55	1	on	on	ADP
ejif-11516	55	2	the	the	DET
ejif-11516	55	3	other	other	ADJ
ejif-11516	55	4	hand	hand	NOUN
ejif-11516	55	5	,	,	PUNCT
ejif-11516	55	6	the	the	DET
ejif-11516	55	7	interest	interest	NOUN
ejif-11516	55	8	-	-	PUNCT
ejif-11516	55	9	free	free	ADJ
ejif-11516	55	10	finance	finance	NOUN
ejif-11516	55	11	segment	segment	NOUN
ejif-11516	55	12	has	have	VERB
ejif-11516	55	13	its	its	PRON
ejif-11516	55	14	challenges	challenge	NOUN
ejif-11516	55	15	,	,	PUNCT
ejif-11516	55	16	including	include	VERB
ejif-11516	55	17	a	a	DET
ejif-11516	55	18	structural	structural	ADJ
ejif-11516	55	19	deficit	deficit	NOUN
ejif-11516	55	20	of	of	ADP
ejif-11516	55	21	funds	fund	NOUN
ejif-11516	55	22	for	for	ADP
ejif-11516	55	23	the	the	DET
ejif-11516	55	24	long	long	ADJ
ejif-11516	55	25	term	term	NOUN
ejif-11516	55	26	and	and	CCONJ
ejif-11516	55	27	mismatching	mismatch	VERB
ejif-11516	55	28	between	between	ADP
ejif-11516	55	29	like	like	INTJ
ejif-11516	55	30	ends	end	NOUN
ejif-11516	55	31	.	.	PUNCT
ejif-11516	56	1	these	these	DET
ejif-11516	56	2	problems	problem	NOUN
ejif-11516	56	3	force	force	VERB
ejif-11516	56	4	the	the	DET
ejif-11516	56	5	creation	creation	NOUN
ejif-11516	56	6	of	of	ADP
ejif-11516	56	7	methods	method	NOUN
ejif-11516	56	8	that	that	PRON
ejif-11516	56	9	can	can	AUX
ejif-11516	56	10	more	more	ADV
ejif-11516	56	11	correctly	correctly	ADV
ejif-11516	56	12	calculate	calculate	VERB
ejif-11516	56	13	sharing	sharing	NOUN
ejif-11516	56	14	formulas	formula	NOUN
ejif-11516	56	15	between	between	ADP
ejif-11516	56	16	risk	risk	NOUN
ejif-11516	56	17	and	and	CCONJ
ejif-11516	56	18	profitability	profitability	NOUN
ejif-11516	56	19	,	,	PUNCT
ejif-11516	56	20	considering	consider	VERB
ejif-11516	56	21	various	various	ADJ
ejif-11516	56	22	impact	impact	NOUN
ejif-11516	56	23	factors	factor	NOUN
ejif-11516	56	24	.	.	PUNCT
ejif-11516	57	1	this	this	DET
ejif-11516	57	2	necessity	necessity	NOUN
ejif-11516	57	3	also	also	ADV
ejif-11516	57	4	points	point	VERB
ejif-11516	57	5	to	to	ADP
ejif-11516	57	6	the	the	DET
ejif-11516	57	7	significance	significance	NOUN
ejif-11516	57	8	of	of	ADP
ejif-11516	57	9	improving	improve	VERB
ejif-11516	57	10	financial	financial	ADJ
ejif-11516	57	11	engineering	engineering	NOUN
ejif-11516	57	12	tools	tool	NOUN
ejif-11516	57	13	,	,	PUNCT
ejif-11516	57	14	which	which	PRON
ejif-11516	57	15	are	be	AUX
ejif-11516	57	16	interest	interest	NOUN
ejif-11516	57	17	-	-	PUNCT
ejif-11516	57	18	free	free	ADV
ejif-11516	57	19	-	-	PUNCT
ejif-11516	57	20	oriented	orient	VERB
ejif-11516	57	21	in	in	ADP
ejif-11516	57	22	terms	term	NOUN
ejif-11516	57	23	of	of	ADP
ejif-11516	57	24	interest	interest	NOUN
ejif-11516	57	25	-	-	PUNCT
ejif-11516	57	26	free	free	ADJ
ejif-11516	57	27	finance	finance	NOUN
ejif-11516	57	28	principles	principle	NOUN
ejif-11516	57	29	at	at	ADP
ejif-11516	57	30	an	an	DET
ejif-11516	57	31	ecosystem	ecosystem	NOUN
ejif-11516	57	32	level	level	NOUN
ejif-11516	57	33	(	(	PUNCT
ejif-11516	57	34	al	al	PROPN
ejif-11516	57	35	-	-	PUNCT
ejif-11516	57	36	bashir	bashir	PROPN
ejif-11516	57	37	,	,	PUNCT
ejif-11516	57	38	2008	2008	NUM
ejif-11516	57	39	;	;	PUNCT
ejif-11516	57	40	alamad	alamad	NOUN
ejif-11516	57	41	,	,	PUNCT
ejif-11516	57	42	2020	2020	NUM
ejif-11516	57	43	)	)	PUNCT
ejif-11516	57	44	.	.	PUNCT
ejif-11516	58	1	in	in	ADP
ejif-11516	58	2	the	the	DET
ejif-11516	58	3	present	present	ADJ
ejif-11516	58	4	study	study	NOUN
ejif-11516	58	5	,	,	PUNCT
ejif-11516	58	6	a	a	DET
ejif-11516	58	7	new	new	ADJ
ejif-11516	58	8	model	model	NOUN
ejif-11516	58	9	that	that	PRON
ejif-11516	58	10	offers	offer	VERB
ejif-11516	58	11	to	to	PART
ejif-11516	58	12	deal	deal	VERB
ejif-11516	58	13	with	with	ADP
ejif-11516	58	14	these	these	DET
ejif-11516	58	15	challenges	challenge	NOUN
ejif-11516	58	16	,	,	PUNCT
ejif-11516	58	17	the	the	DET
ejif-11516	58	18	“	"	PUNCT
ejif-11516	58	19	benefit	benefit	NOUN
ejif-11516	58	20	sharing	sharing	NOUN
ejif-11516	58	21	model	model	NOUN
ejif-11516	58	22	”	"	PUNCT
ejif-11516	58	23	,	,	PUNCT
ejif-11516	58	24	will	will	AUX
ejif-11516	58	25	be	be	AUX
ejif-11516	58	26	suggested	suggest	VERB
ejif-11516	58	27	.	.	PUNCT
ejif-11516	59	1	the	the	DET
ejif-11516	59	2	model	model	NOUN
ejif-11516	59	3	aims	aim	VERB
ejif-11516	59	4	to	to	PART
ejif-11516	59	5	improve	improve	VERB
ejif-11516	59	6	financial	financial	ADJ
ejif-11516	59	7	engineering	engineering	NOUN
ejif-11516	59	8	techniques	technique	NOUN
ejif-11516	59	9	'	'	PART
ejif-11516	59	10	effectiveness	effectiveness	NOUN
ejif-11516	59	11	through	through	ADP
ejif-11516	59	12	ai	ai	ADV
ejif-11516	59	13	-	-	PUNCT
ejif-11516	59	14	based	base	VERB
ejif-11516	59	15	technologies	technology	NOUN
ejif-11516	59	16	in	in	ADP
ejif-11516	59	17	interest	interest	NOUN
ejif-11516	59	18	-	-	PUNCT
ejif-11516	59	19	free	free	ADJ
ejif-11516	59	20	finance	finance	NOUN
ejif-11516	59	21	.	.	PUNCT
ejif-11516	60	1	the	the	DET
ejif-11516	60	2	focus	focus	NOUN
ejif-11516	60	3	here	here	ADV
ejif-11516	60	4	is	be	AUX
ejif-11516	60	5	to	to	PART
ejif-11516	60	6	institutionalise	institutionalise	VERB
ejif-11516	60	7	the	the	DET
ejif-11516	60	8	use	use	NOUN
ejif-11516	60	9	of	of	ADP
ejif-11516	60	10	contemporary	contemporary	ADJ
ejif-11516	60	11	computational	computational	ADJ
ejif-11516	60	12	techniques	technique	NOUN
ejif-11516	60	13	while	while	SCONJ
ejif-11516	60	14	remaining	remain	VERB
ejif-11516	60	15	true	true	ADJ
ejif-11516	60	16	to	to	ADP
ejif-11516	60	17	ancient	ancient	ADJ
ejif-11516	60	18	ethical	ethical	ADJ
ejif-11516	60	19	principles	principle	NOUN
ejif-11516	60	20	.	.	PUNCT
ejif-11516	61	1	as	as	ADP
ejif-11516	61	2	such	such	ADJ
ejif-11516	61	3	,	,	PUNCT
ejif-11516	61	4	this	this	PRON
ejif-11516	61	5	will	will	AUX
ejif-11516	61	6	promote	promote	VERB
ejif-11516	61	7	change	change	NOUN
ejif-11516	61	8	and	and	CCONJ
ejif-11516	61	9	innovation	innovation	NOUN
ejif-11516	61	10	in	in	ADP
ejif-11516	61	11	the	the	DET
ejif-11516	61	12	field	field	NOUN
ejif-11516	61	13	.	.	PUNCT
ejif-11516	62	1	2	2	X
ejif-11516	62	2	.	.	X
ejif-11516	62	3	literature	literature	NOUN
ejif-11516	62	4	review	review	VERB
ejif-11516	62	5	the	the	DET
ejif-11516	62	6	convergence	convergence	NOUN
ejif-11516	62	7	of	of	ADP
ejif-11516	62	8	artificial	artificial	ADJ
ejif-11516	62	9	intelligence	intelligence	NOUN
ejif-11516	62	10	(	(	PUNCT
ejif-11516	62	11	ai	ai	NOUN
ejif-11516	62	12	)	)	PUNCT
ejif-11516	62	13	and	and	CCONJ
ejif-11516	62	14	interest	interest	NOUN
ejif-11516	62	15	-	-	PUNCT
ejif-11516	62	16	free	free	ADJ
ejif-11516	62	17	finance	finance	NOUN
ejif-11516	62	18	represents	represent	VERB
ejif-11516	62	19	a	a	DET
ejif-11516	62	20	burgeoning	burgeon	VERB
ejif-11516	62	21	field	field	NOUN
ejif-11516	62	22	of	of	ADP
ejif-11516	62	23	study	study	NOUN
ejif-11516	62	24	,	,	PUNCT
ejif-11516	62	25	blending	blend	VERB
ejif-11516	62	26	advanced	advanced	ADJ
ejif-11516	62	27	technological	technological	ADJ
ejif-11516	62	28	paradigms	paradigm	NOUN
ejif-11516	62	29	with	with	ADP
ejif-11516	62	30	ethical	ethical	ADJ
ejif-11516	62	31	financial	financial	ADJ
ejif-11516	62	32	principles	principle	NOUN
ejif-11516	62	33	.	.	PUNCT
ejif-11516	63	1	this	this	DET
ejif-11516	63	2	extended	extend	VERB
ejif-11516	63	3	literature	literature	NOUN
ejif-11516	63	4	review	review	NOUN
ejif-11516	63	5	delves	delf	NOUN
ejif-11516	63	6	into	into	ADP
ejif-11516	63	7	the	the	DET
ejif-11516	63	8	depth	depth	NOUN
ejif-11516	63	9	of	of	ADP
ejif-11516	63	10	research	research	NOUN
ejif-11516	63	11	on	on	ADP
ejif-11516	63	12	ai	ai	PROPN
ejif-11516	63	13	's	's	PART
ejif-11516	63	14	role	role	NOUN
ejif-11516	63	15	in	in	ADP
ejif-11516	63	16	finance	finance	NOUN
ejif-11516	63	17	,	,	PUNCT
ejif-11516	63	18	the	the	DET
ejif-11516	63	19	unique	unique	ADJ
ejif-11516	63	20	attributes	attribute	NOUN
ejif-11516	63	21	and	and	CCONJ
ejif-11516	63	22	challenges	challenge	NOUN
ejif-11516	63	23	of	of	ADP
ejif-11516	63	24	the	the	DET
ejif-11516	63	25	interest	interest	NOUN
ejif-11516	63	26	-	-	PUNCT
ejif-11516	63	27	free	free	ADJ
ejif-11516	63	28	finance	finance	NOUN
ejif-11516	63	29	sector	sector	NOUN
ejif-11516	63	30	,	,	PUNCT
ejif-11516	63	31	and	and	CCONJ
ejif-11516	63	32	the	the	DET
ejif-11516	63	33	innovative	innovative	ADJ
ejif-11516	63	34	integration	integration	NOUN
ejif-11516	63	35	of	of	ADP
ejif-11516	63	36	ai	ai	VERB
ejif-11516	63	37	within	within	ADP
ejif-11516	63	38	this	this	DET
ejif-11516	63	39	realm	realm	NOUN
ejif-11516	63	40	.	.	PUNCT
ejif-11516	64	1	the	the	DET
ejif-11516	64	2	transformative	transformative	ADJ
ejif-11516	64	3	impact	impact	NOUN
ejif-11516	64	4	of	of	ADP
ejif-11516	64	5	ai	ai	VERB
ejif-11516	64	6	on	on	ADP
ejif-11516	64	7	the	the	DET
ejif-11516	64	8	financial	financial	ADJ
ejif-11516	64	9	industry	industry	NOUN
ejif-11516	64	10	is	be	AUX
ejif-11516	64	11	profound	profound	ADJ
ejif-11516	64	12	and	and	CCONJ
ejif-11516	64	13	multifaceted	multifaceted	ADJ
ejif-11516	64	14	.	.	PUNCT
ejif-11516	65	1	researchers	researcher	NOUN
ejif-11516	65	2	like	like	ADP
ejif-11516	65	3	williams	williams	PROPN
ejif-11516	65	4	and	and	CCONJ
ejif-11516	65	5	patel	patel	PROPN
ejif-11516	65	6	(	(	PUNCT
ejif-11516	65	7	2020	2020	NUM
ejif-11516	65	8	)	)	PUNCT
ejif-11516	65	9	and	and	CCONJ
ejif-11516	65	10	johnson	johnson	PROPN
ejif-11516	65	11	and	and	CCONJ
ejif-11516	65	12	zhao	zhao	PROPN
ejif-11516	65	13	(	(	PUNCT
ejif-11516	65	14	2018	2018	NUM
ejif-11516	65	15	)	)	PUNCT
ejif-11516	65	16	have	have	AUX
ejif-11516	65	17	explored	explore	VERB
ejif-11516	65	18	the	the	DET
ejif-11516	65	19	broad	broad	ADJ
ejif-11516	65	20	applications	application	NOUN
ejif-11516	65	21	of	of	ADP
ejif-11516	65	22	ai	ai	NOUN
ejif-11516	65	23	in	in	ADP
ejif-11516	65	24	areas	area	NOUN
ejif-11516	65	25	ranging	range	VERB
ejif-11516	65	26	from	from	ADP
ejif-11516	65	27	algorithmic	algorithmic	ADJ
ejif-11516	65	28	trading	trading	NOUN
ejif-11516	65	29	to	to	ADP
ejif-11516	65	30	customer	customer	NOUN
ejif-11516	65	31	service	service	NOUN
ejif-11516	65	32	automation	automation	NOUN
ejif-11516	65	33	.	.	PUNCT
ejif-11516	66	1	the	the	DET
ejif-11516	66	2	effectiveness	effectiveness	NOUN
ejif-11516	66	3	of	of	ADP
ejif-11516	66	4	machine	machine	NOUN
ejif-11516	66	5	learning	learning	NOUN
ejif-11516	66	6	and	and	CCONJ
ejif-11516	66	7	data	datum	NOUN
ejif-11516	66	8	analytics	analytic	NOUN
ejif-11516	66	9	in	in	ADP
ejif-11516	66	10	enhancing	enhance	VERB
ejif-11516	66	11	risk	risk	NOUN
ejif-11516	66	12	management	management	NOUN
ejif-11516	66	13	,	,	PUNCT
ejif-11516	66	14	fraud	fraud	NOUN
ejif-11516	66	15	detection	detection	NOUN
ejif-11516	66	16	,	,	PUNCT
ejif-11516	66	17	and	and	CCONJ
ejif-11516	66	18	predictive	predictive	ADJ
ejif-11516	66	19	analytics	analytic	NOUN
ejif-11516	66	20	has	have	AUX
ejif-11516	66	21	been	be	AUX
ejif-11516	66	22	widely	widely	ADV
ejif-11516	66	23	acknowledged	acknowledge	VERB
ejif-11516	66	24	(	(	PUNCT
ejif-11516	66	25	brown	brown	ADJ
ejif-11516	66	26	,	,	PUNCT
ejif-11516	66	27	2021	2021	NUM
ejif-11516	66	28	;	;	PUNCT
ejif-11516	66	29	smith	smith	PROPN
ejif-11516	66	30	,	,	PUNCT
ejif-11516	66	31	2019	2019	NUM
ejif-11516	66	32	)	)	PUNCT
ejif-11516	66	33	.	.	PUNCT
ejif-11516	67	1	interest	interest	NOUN
ejif-11516	67	2	-	-	PUNCT
ejif-11516	67	3	free	free	ADJ
ejif-11516	67	4	finance	finance	NOUN
ejif-11516	67	5	operates	operate	VERB
ejif-11516	67	6	on	on	ADP
ejif-11516	67	7	principles	principle	NOUN
ejif-11516	67	8	distinct	distinct	ADJ
ejif-11516	67	9	from	from	ADP
ejif-11516	67	10	conventional	conventional	ADJ
ejif-11516	67	11	finance	finance	NOUN
ejif-11516	67	12	,	,	PUNCT
ejif-11516	67	13	especially	especially	ADV
ejif-11516	67	14	within	within	ADP
ejif-11516	67	15	the	the	DET
ejif-11516	67	16	islamic	islamic	ADJ
ejif-11516	67	17	financial	financial	ADJ
ejif-11516	67	18	framework	framework	NOUN
ejif-11516	67	19	.	.	PUNCT
ejif-11516	68	1	challenges	challenge	NOUN
ejif-11516	68	2	in	in	ADP
ejif-11516	68	3	product	product	NOUN
ejif-11516	68	4	development	development	NOUN
ejif-11516	68	5	and	and	CCONJ
ejif-11516	68	6	liquidity	liquidity	NOUN
ejif-11516	68	7	management	management	NOUN
ejif-11516	68	8	have	have	AUX
ejif-11516	68	9	been	be	AUX
ejif-11516	68	10	noted	note	VERB
ejif-11516	68	11	(	(	PUNCT
ejif-11516	68	12	el	el	PROPN
ejif-11516	68	13	-	-	PROPN
ejif-11516	68	14	gamal	gamal	PROPN
ejif-11516	68	15	,	,	PUNCT
ejif-11516	68	16	2006	2006	NUM
ejif-11516	68	17	;	;	PUNCT
ejif-11516	68	18	alamad	alamad	NOUN
ejif-11516	68	19	,	,	PUNCT
ejif-11516	68	20	2020	2020	NUM
ejif-11516	68	21	;	;	PUNCT
ejif-11516	68	22	al	al	PROPN
ejif-11516	68	23	-	-	PUNCT
ejif-11516	68	24	bashir	bashir	PROPN
ejif-11516	68	25	,	,	PUNCT
ejif-11516	68	26	2008	2008	NUM
ejif-11516	68	27	)	)	PUNCT
ejif-11516	68	28	,	,	PUNCT
ejif-11516	68	29	emphasizing	emphasize	VERB
ejif-11516	68	30	the	the	DET
ejif-11516	68	31	need	need	NOUN
ejif-11516	68	32	for	for	ADP
ejif-11516	68	33	innovative	innovative	ADJ
ejif-11516	68	34	solutions	solution	NOUN
ejif-11516	68	35	that	that	PRON
ejif-11516	68	36	comply	comply	VERB
ejif-11516	68	37	with	with	ADP
ejif-11516	68	38	islamic	islamic	ADJ
ejif-11516	68	39	principles	principle	NOUN
ejif-11516	68	40	.	.	PUNCT
ejif-11516	69	1	the	the	DET
ejif-11516	69	2	application	application	NOUN
ejif-11516	69	3	of	of	ADP
ejif-11516	69	4	ai	ai	NOUN
ejif-11516	69	5	in	in	ADP
ejif-11516	69	6	interest	interest	NOUN
ejif-11516	69	7	-	-	PUNCT
ejif-11516	69	8	free	free	ADJ
ejif-11516	69	9	finance	finance	NOUN
ejif-11516	69	10	is	be	AUX
ejif-11516	69	11	an	an	DET
ejif-11516	69	12	emerging	emerge	VERB
ejif-11516	69	13	research	research	NOUN
ejif-11516	69	14	area	area	NOUN
ejif-11516	69	15	.	.	PUNCT
ejif-11516	70	1	studies	study	NOUN
ejif-11516	70	2	by	by	ADP
ejif-11516	70	3	o'halloran	o'halloran	PROPN
ejif-11516	70	4	&	&	CCONJ
ejif-11516	70	5	nowaczyk	nowaczyk	PROPN
ejif-11516	70	6	(	(	PUNCT
ejif-11516	70	7	2019	2019	NUM
ejif-11516	70	8	)	)	PUNCT
ejif-11516	70	9	and	and	CCONJ
ejif-11516	70	10	aylak	aylak	NOUN
ejif-11516	70	11	et	et	PROPN
ejif-11516	70	12	al	al	PROPN
ejif-11516	70	13	.	.	PROPN
ejif-11516	70	14	(	(	PUNCT
ejif-11516	70	15	2021	2021	NUM
ejif-11516	70	16	)	)	PUNCT
ejif-11516	70	17	demonstrate	demonstrate	VERB
ejif-11516	70	18	ai	ai	VERB
ejif-11516	70	19	's	's	PART
ejif-11516	70	20	potential	potential	NOUN
ejif-11516	70	21	to	to	PART
ejif-11516	70	22	offer	offer	VERB
ejif-11516	70	23	sophisticated	sophisticated	ADJ
ejif-11516	70	24	tools	tool	NOUN
ejif-11516	70	25	for	for	ADP
ejif-11516	70	26	financial	financial	ADJ
ejif-11516	70	27	analysis	analysis	NOUN
ejif-11516	70	28	and	and	CCONJ
ejif-11516	70	29	shariah	shariah	PROPN
ejif-11516	70	30	-	-	PUNCT
ejif-11516	70	31	compliant	compliant	ADJ
ejif-11516	70	32	product	product	NOUN
ejif-11516	70	33	design	design	NOUN
ejif-11516	70	34	.	.	PUNCT
ejif-11516	71	1	the	the	DET
ejif-11516	71	2	emergence	emergence	NOUN
ejif-11516	71	3	of	of	ADP
ejif-11516	71	4	ai	ai	VERB
ejif-11516	71	5	in	in	ADP
ejif-11516	71	6	islamic	islamic	ADJ
ejif-11516	71	7	finance	finance	NOUN
ejif-11516	71	8	,	,	PUNCT
ejif-11516	71	9	particularly	particularly	ADV
ejif-11516	71	10	the	the	DET
ejif-11516	71	11	pioneering	pioneering	ADJ
ejif-11516	71	12	nature	nature	NOUN
ejif-11516	71	13	of	of	ADP
ejif-11516	71	14	the	the	DET
ejif-11516	71	15	benefit	benefit	NOUN
ejif-11516	71	16	sharing	sharing	NOUN
ejif-11516	71	17	model	model	NOUN
ejif-11516	71	18	,	,	PUNCT
ejif-11516	71	19	is	be	AUX
ejif-11516	71	20	highlighted	highlight	VERB
ejif-11516	71	21	by	by	ADP
ejif-11516	71	22	alam	alam	PROPN
ejif-11516	71	23	et	et	PROPN
ejif-11516	71	24	al	al	PROPN
ejif-11516	71	25	.	.	PROPN
ejif-11516	72	1	(	(	PUNCT
ejif-11516	72	2	2021	2021	NUM
ejif-11516	72	3	)	)	PUNCT
ejif-11516	72	4	.	.	PUNCT
ejif-11516	73	1	the	the	DET
ejif-11516	73	2	integration	integration	NOUN
ejif-11516	73	3	of	of	ADP
ejif-11516	73	4	ai	ai	NOUN
ejif-11516	73	5	in	in	ADP
ejif-11516	73	6	interest	interest	NOUN
ejif-11516	73	7	-	-	PUNCT
ejif-11516	73	8	free	free	ADJ
ejif-11516	73	9	finance	finance	NOUN
ejif-11516	73	10	raises	raise	VERB
ejif-11516	73	11	important	important	ADJ
ejif-11516	73	12	questions	question	NOUN
ejif-11516	73	13	about	about	ADP
ejif-11516	73	14	ethics	ethic	NOUN
ejif-11516	73	15	and	and	CCONJ
ejif-11516	73	16	shariah	shariah	PROPN
ejif-11516	73	17	compliance	compliance	NOUN
ejif-11516	73	18	.	.	PUNCT
ejif-11516	74	1	the	the	DET
ejif-11516	74	2	work	work	NOUN
ejif-11516	74	3	of	of	ADP
ejif-11516	74	4	researchers	researcher	NOUN
ejif-11516	74	5	like	like	ADP
ejif-11516	74	6	greenwood	greenwood	PROPN
ejif-11516	74	7	(	(	PUNCT
ejif-11516	74	8	2022	2022	NUM
ejif-11516	74	9	)	)	PUNCT
ejif-11516	74	10	and	and	CCONJ
ejif-11516	74	11	khan	khan	PROPN
ejif-11516	74	12	(	(	PUNCT
ejif-11516	74	13	2023	2023	NUM
ejif-11516	74	14	)	)	PUNCT
ejif-11516	74	15	highlights	highlight	NOUN
ejif-11516	74	16	the	the	DET
ejif-11516	74	17	need	need	NOUN
ejif-11516	74	18	for	for	ADP
ejif-11516	74	19	ai	ai	NOUN
ejif-11516	74	20	tools	tool	NOUN
ejif-11516	74	21	that	that	PRON
ejif-11516	74	22	are	be	AUX
ejif-11516	74	23	transparent	transparent	ADJ
ejif-11516	74	24	,	,	PUNCT
ejif-11516	74	25	ethical	ethical	ADJ
ejif-11516	74	26	,	,	PUNCT
ejif-11516	74	27	and	and	CCONJ
ejif-11516	74	28	shariahcompliant	shariahcompliant	ADJ
ejif-11516	74	29	.	.	PUNCT
ejif-11516	75	1	recent	recent	ADJ
ejif-11516	75	2	studies	study	NOUN
ejif-11516	75	3	have	have	AUX
ejif-11516	75	4	focused	focus	VERB
ejif-11516	75	5	on	on	ADP
ejif-11516	75	6	emerging	emerge	VERB
ejif-11516	75	7	technologies	technology	NOUN
ejif-11516	75	8	like	like	ADP
ejif-11516	75	9	blockchain	blockchain	PROPN
ejif-11516	75	10	and	and	CCONJ
ejif-11516	75	11	their	their	PRON
ejif-11516	75	12	potential	potential	NOUN
ejif-11516	75	13	in	in	ADP
ejif-11516	75	14	interest	interest	NOUN
ejif-11516	75	15	-	-	PUNCT
ejif-11516	75	16	free	free	ADJ
ejif-11516	75	17	finance	finance	NOUN
ejif-11516	75	18	.	.	PUNCT
ejif-11516	76	1	researchers	researcher	NOUN
ejif-11516	76	2	such	such	ADJ
ejif-11516	76	3	as	as	ADP
ejif-11516	76	4	wilson	wilson	PROPN
ejif-11516	76	5	&	&	CCONJ
ejif-11516	76	6	abdullah	abdullah	PROPN
ejif-11516	76	7	(	(	PUNCT
ejif-11516	76	8	2024	2024	NUM
ejif-11516	76	9	)	)	PUNCT
ejif-11516	76	10	and	and	CCONJ
ejif-11516	76	11	farooq	farooq	PROPN
ejif-11516	76	12	&	&	CCONJ
ejif-11516	76	13	patel	patel	PROPN
ejif-11516	76	14	(	(	PUNCT
ejif-11516	76	15	2022	2022	NUM
ejif-11516	76	16	)	)	PUNCT
ejif-11516	76	17	have	have	AUX
ejif-11516	76	18	explored	explore	VERB
ejif-11516	76	19	how	how	SCONJ
ejif-11516	76	20	blockchain	blockchain	NOUN
ejif-11516	76	21	and	and	CCONJ
ejif-11516	76	22	smart	smart	ADJ
ejif-11516	76	23	contracts	contract	NOUN
ejif-11516	76	24	could	could	AUX
ejif-11516	76	25	revolutionise	revolutionise	VERB
ejif-11516	76	26	islamic	islamic	ADJ
ejif-11516	76	27	financial	financial	ADJ
ejif-11516	76	28	transactions	transaction	NOUN
ejif-11516	76	29	,	,	PUNCT
ejif-11516	76	30	offering	offer	VERB
ejif-11516	76	31	transparency	transparency	NOUN
ejif-11516	76	32	,	,	PUNCT
ejif-11516	76	33	security	security	NOUN
ejif-11516	76	34	,	,	PUNCT
ejif-11516	76	35	and	and	CCONJ
ejif-11516	76	36	compliance	compliance	NOUN
ejif-11516	76	37	.	.	PUNCT
ejif-11516	77	1	the	the	DET
ejif-11516	77	2	originality	originality	NOUN
ejif-11516	77	3	of	of	ADP
ejif-11516	77	4	the	the	DET
ejif-11516	77	5	benefit	benefit	NOUN
ejif-11516	77	6	sharing	sharing	NOUN
ejif-11516	77	7	model	model	NOUN
ejif-11516	77	8	’s	’s	PART
ejif-11516	77	9	concept	concept	NOUN
ejif-11516	77	10	was	be	AUX
ejif-11516	77	11	confirmed	confirm	VERB
ejif-11516	77	12	through	through	ADP
ejif-11516	77	13	comprehensive	comprehensive	ADJ
ejif-11516	77	14	database	database	NOUN
ejif-11516	77	15	searches	search	NOUN
ejif-11516	77	16	,	,	PUNCT
ejif-11516	77	17	indicating	indicate	VERB
ejif-11516	77	18	its	its	PRON
ejif-11516	77	19	uniqueness	uniqueness	NOUN
ejif-11516	77	20	in	in	ADP
ejif-11516	77	21	the	the	DET
ejif-11516	77	22	realm	realm	NOUN
ejif-11516	77	23	of	of	ADP
ejif-11516	77	24	interest	interest	NOUN
ejif-11516	77	25	-	-	PUNCT
ejif-11516	77	26	free	free	ADJ
ejif-11516	77	27	finance	finance	NOUN
ejif-11516	77	28	(	(	PUNCT
ejif-11516	77	29	gazali	gazali	PROPN
ejif-11516	77	30	et	et	PROPN
ejif-11516	77	31	al	al	PROPN
ejif-11516	77	32	.	.	PROPN
ejif-11516	77	33	,	,	PUNCT
ejif-11516	77	34	2020	2020	NUM
ejif-11516	77	35	)	)	PUNCT
ejif-11516	77	36	.	.	PUNCT
ejif-11516	78	1	recent	recent	ADJ
ejif-11516	78	2	advancements	advancement	NOUN
ejif-11516	78	3	in	in	ADP
ejif-11516	78	4	ai	ai	NOUN
ejif-11516	78	5	have	have	AUX
ejif-11516	78	6	sparked	spark	VERB
ejif-11516	78	7	significant	significant	ADJ
ejif-11516	78	8	interest	interest	NOUN
ejif-11516	78	9	in	in	ADP
ejif-11516	78	10	their	their	PRON
ejif-11516	78	11	application	application	NOUN
ejif-11516	78	12	across	across	ADP
ejif-11516	78	13	various	various	ADJ
ejif-11516	78	14	sectors	sector	NOUN
ejif-11516	78	15	,	,	PUNCT
ejif-11516	78	16	including	include	VERB
ejif-11516	78	17	finance	finance	NOUN
ejif-11516	78	18	.	.	PUNCT
ejif-11516	79	1	however	however	ADV
ejif-11516	79	2	,	,	PUNCT
ejif-11516	79	3	their	their	PRON
ejif-11516	79	4	integration	integration	NOUN
ejif-11516	79	5	into	into	ADP
ejif-11516	79	6	interest	interest	NOUN
ejif-11516	79	7	-	-	PUNCT
ejif-11516	79	8	free	free	ADJ
ejif-11516	79	9	finance	finance	NOUN
ejif-11516	79	10	,	,	PUNCT
ejif-11516	79	11	particularly	particularly	ADV
ejif-11516	79	12	within	within	ADP
ejif-11516	79	13	the	the	DET
ejif-11516	79	14	context	context	NOUN
ejif-11516	79	15	of	of	ADP
ejif-11516	79	16	islamic	islamic	ADJ
ejif-11516	79	17	banking	banking	NOUN
ejif-11516	79	18	,	,	PUNCT
ejif-11516	79	19	presents	present	VERB
ejif-11516	79	20	a	a	DET
ejif-11516	79	21	unique	unique	ADJ
ejif-11516	79	22	set	set	NOUN
ejif-11516	79	23	of	of	ADP
ejif-11516	79	24	challenges	challenge	NOUN
ejif-11516	79	25	and	and	CCONJ
ejif-11516	79	26	opportunities	opportunity	NOUN
ejif-11516	79	27	that	that	PRON
ejif-11516	79	28	have	have	AUX
ejif-11516	79	29	not	not	PART
ejif-11516	79	30	been	be	AUX
ejif-11516	79	31	thoroughly	thoroughly	ADV
ejif-11516	79	32	explored	explore	VERB
ejif-11516	79	33	in	in	ADP
ejif-11516	79	34	european	european	PROPN
ejif-11516	79	35	journal	journal	PROPN
ejif-11516	79	36	of	of	ADP
ejif-11516	79	37	islamic	islamic	PROPN
ejif-11516	79	38	finance	finance	PROPN
ejif-11516	79	39	issn	issn	PROPN
ejif-11516	79	40	:	:	PUNCT
ejif-11516	79	41	2421	2421	NUM
ejif-11516	79	42	-	-	SYM
ejif-11516	79	43	2172	2172	NUM
ejif-11516	79	44	doi	doi	NOUN
ejif-11516	79	45	:	:	PUNCT
ejif-11516	79	46	10.13135/2421	10.13135/2421	NUM
ejif-11516	79	47	-	-	SYM
ejif-11516	79	48	2172/11516	2172/11516	NUM
ejif-11516	79	49	published	publish	VERB
ejif-11516	79	50	by	by	ADP
ejif-11516	79	51	university	university	PROPN
ejif-11516	79	52	of	of	ADP
ejif-11516	79	53	turin	turin	PROPN
ejif-11516	80	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-11516	80	2	ejif	ejif	PROPN
ejif-11516	80	3	content	content	NOUN
ejif-11516	80	4	is	be	AUX
ejif-11516	80	5	licensed	license	VERB
ejif-11516	80	6	under	under	ADP
ejif-11516	80	7	a	a	DET
ejif-11516	80	8	creative	creative	ADJ
ejif-11516	80	9	commons	common	NOUN
ejif-11516	80	10	attribution	attribution	NOUN
ejif-11516	80	11	4.0	4.0	NUM
ejif-11516	80	12	international	international	ADJ
ejif-11516	80	13	license	license	NOUN
ejif-11516	80	14	14	14	NUM
ejif-11516	80	15	the	the	DET
ejif-11516	80	16	existing	exist	VERB
ejif-11516	80	17	literature	literature	NOUN
ejif-11516	80	18	.	.	PUNCT
ejif-11516	81	1	this	this	DET
ejif-11516	81	2	study	study	NOUN
ejif-11516	81	3	extends	extend	VERB
ejif-11516	81	4	the	the	DET
ejif-11516	81	5	review	review	NOUN
ejif-11516	81	6	of	of	ADP
ejif-11516	81	7	pertinent	pertinent	ADJ
ejif-11516	81	8	literature	literature	NOUN
ejif-11516	81	9	by	by	ADP
ejif-11516	81	10	incorporating	incorporate	VERB
ejif-11516	81	11	foundational	foundational	ADJ
ejif-11516	81	12	and	and	CCONJ
ejif-11516	81	13	recent	recent	ADJ
ejif-11516	81	14	works	work	NOUN
ejif-11516	81	15	that	that	PRON
ejif-11516	81	16	examine	examine	VERB
ejif-11516	81	17	the	the	DET
ejif-11516	81	18	intersection	intersection	NOUN
ejif-11516	81	19	of	of	ADP
ejif-11516	81	20	ai	ai	PROPN
ejif-11516	81	21	and	and	CCONJ
ejif-11516	81	22	islamic	islamic	ADJ
ejif-11516	81	23	finance	finance	NOUN
ejif-11516	81	24	,	,	PUNCT
ejif-11516	81	25	thereby	thereby	ADV
ejif-11516	81	26	filling	fill	VERB
ejif-11516	81	27	a	a	DET
ejif-11516	81	28	notable	notable	ADJ
ejif-11516	81	29	gap	gap	NOUN
ejif-11516	81	30	.	.	PUNCT
ejif-11516	82	1	researchers	researcher	NOUN
ejif-11516	82	2	such	such	ADJ
ejif-11516	82	3	as	as	ADP
ejif-11516	82	4	alam	alam	PROPN
ejif-11516	82	5	et	et	PROPN
ejif-11516	82	6	al	al	PROPN
ejif-11516	82	7	.	.	PROPN
ejif-11516	82	8	(	(	PUNCT
ejif-11516	82	9	2021	2021	NUM
ejif-11516	82	10	)	)	PUNCT
ejif-11516	82	11	have	have	AUX
ejif-11516	82	12	made	make	VERB
ejif-11516	82	13	significant	significant	ADJ
ejif-11516	82	14	contributions	contribution	NOUN
ejif-11516	82	15	in	in	ADP
ejif-11516	82	16	this	this	DET
ejif-11516	82	17	domain	domain	NOUN
ejif-11516	82	18	and	and	CCONJ
ejif-11516	82	19	are	be	AUX
ejif-11516	82	20	exploring	explore	VERB
ejif-11516	82	21	the	the	DET
ejif-11516	82	22	operational	operational	ADJ
ejif-11516	82	23	enhancements	enhancement	NOUN
ejif-11516	82	24	ai	ai	VERB
ejif-11516	82	25	can	can	AUX
ejif-11516	82	26	bring	bring	VERB
ejif-11516	82	27	to	to	ADP
ejif-11516	82	28	islamic	islamic	ADJ
ejif-11516	82	29	financial	financial	ADJ
ejif-11516	82	30	products	product	NOUN
ejif-11516	82	31	and	and	CCONJ
ejif-11516	82	32	services	service	NOUN
ejif-11516	82	33	.	.	PUNCT
ejif-11516	83	1	furthermore	furthermore	ADV
ejif-11516	83	2	,	,	PUNCT
ejif-11516	83	3	the	the	DET
ejif-11516	83	4	technology	technology	NOUN
ejif-11516	83	5	acceptance	acceptance	NOUN
ejif-11516	83	6	model	model	NOUN
ejif-11516	83	7	(	(	PUNCT
ejif-11516	83	8	tam	tam	PROPN
ejif-11516	83	9	)	)	PUNCT
ejif-11516	83	10	,	,	PUNCT
ejif-11516	83	11	originally	originally	ADV
ejif-11516	83	12	proposed	propose	VERB
ejif-11516	83	13	by	by	ADP
ejif-11516	83	14	davis	davis	PROPN
ejif-11516	83	15	(	(	PUNCT
ejif-11516	83	16	1989	1989	NUM
ejif-11516	83	17	)	)	PUNCT
ejif-11516	83	18	,	,	PUNCT
ejif-11516	83	19	offers	offer	VERB
ejif-11516	83	20	a	a	DET
ejif-11516	83	21	relevant	relevant	ADJ
ejif-11516	83	22	theoretical	theoretical	ADJ
ejif-11516	83	23	framework	framework	NOUN
ejif-11516	83	24	for	for	ADP
ejif-11516	83	25	understanding	understand	VERB
ejif-11516	83	26	the	the	DET
ejif-11516	83	27	adoption	adoption	NOUN
ejif-11516	83	28	of	of	ADP
ejif-11516	83	29	ai	ai	PROPN
ejif-11516	83	30	technologies	technology	NOUN
ejif-11516	83	31	in	in	ADP
ejif-11516	83	32	islamic	islamic	ADJ
ejif-11516	83	33	finance	finance	NOUN
ejif-11516	83	34	.	.	PUNCT
ejif-11516	84	1	tam	tam	PROPN
ejif-11516	84	2	’s	’s	PART
ejif-11516	84	3	constructs	construct	NOUN
ejif-11516	84	4	—	—	PUNCT
ejif-11516	84	5	perceived	perceive	VERB
ejif-11516	84	6	usefulness	usefulness	NOUN
ejif-11516	84	7	and	and	CCONJ
ejif-11516	84	8	perceived	perceive	VERB
ejif-11516	84	9	ease	ease	NOUN
ejif-11516	84	10	of	of	ADP
ejif-11516	84	11	use	use	NOUN
ejif-11516	84	12	—	—	PUNCT
ejif-11516	84	13	are	be	AUX
ejif-11516	84	14	particularly	particularly	ADV
ejif-11516	84	15	pertinent	pertinent	ADJ
ejif-11516	84	16	in	in	ADP
ejif-11516	84	17	assessing	assess	VERB
ejif-11516	84	18	the	the	DET
ejif-11516	84	19	acceptance	acceptance	NOUN
ejif-11516	84	20	of	of	ADP
ejif-11516	84	21	technologically	technologically	ADV
ejif-11516	84	22	advanced	advanced	ADJ
ejif-11516	84	23	,	,	PUNCT
ejif-11516	84	24	sharia	sharia	NOUN
ejif-11516	84	25	-	-	PUNCT
ejif-11516	84	26	compliant	compliant	ADJ
ejif-11516	84	27	financial	financial	ADJ
ejif-11516	84	28	solutions	solution	NOUN
ejif-11516	84	29	among	among	ADP
ejif-11516	84	30	both	both	DET
ejif-11516	84	31	providers	provider	NOUN
ejif-11516	84	32	and	and	CCONJ
ejif-11516	84	33	consumers	consumer	NOUN
ejif-11516	84	34	.	.	PUNCT
ejif-11516	85	1	moreover	moreover	ADV
ejif-11516	85	2	,	,	PUNCT
ejif-11516	85	3	incorporating	incorporate	VERB
ejif-11516	85	4	ai	ai	VERB
ejif-11516	85	5	into	into	ADP
ejif-11516	85	6	islamic	islamic	ADJ
ejif-11516	85	7	finance	finance	NOUN
ejif-11516	85	8	is	be	AUX
ejif-11516	85	9	not	not	PART
ejif-11516	85	10	just	just	ADV
ejif-11516	85	11	a	a	DET
ejif-11516	85	12	technical	technical	ADJ
ejif-11516	85	13	integration	integration	NOUN
ejif-11516	85	14	but	but	CCONJ
ejif-11516	85	15	also	also	ADV
ejif-11516	85	16	involves	involve	VERB
ejif-11516	85	17	significant	significant	ADJ
ejif-11516	85	18	compliance	compliance	NOUN
ejif-11516	85	19	with	with	ADP
ejif-11516	85	20	shariah	shariah	PROPN
ejif-11516	85	21	principles	principle	NOUN
ejif-11516	85	22	,	,	PUNCT
ejif-11516	85	23	which	which	PRON
ejif-11516	85	24	necessitates	necessitate	VERB
ejif-11516	85	25	a	a	DET
ejif-11516	85	26	thorough	thorough	ADJ
ejif-11516	85	27	review	review	NOUN
ejif-11516	85	28	of	of	ADP
ejif-11516	85	29	both	both	CCONJ
ejif-11516	85	30	technical	technical	ADJ
ejif-11516	85	31	and	and	CCONJ
ejif-11516	85	32	ethical	ethical	ADJ
ejif-11516	85	33	guidelines	guideline	NOUN
ejif-11516	85	34	.	.	PUNCT
ejif-11516	86	1	studies	study	NOUN
ejif-11516	86	2	by	by	ADP
ejif-11516	86	3	khan	khan	PROPN
ejif-11516	86	4	(	(	PUNCT
ejif-11516	86	5	2023	2023	NUM
ejif-11516	86	6	)	)	PUNCT
ejif-11516	86	7	and	and	CCONJ
ejif-11516	86	8	greenwood	greenwood	PROPN
ejif-11516	86	9	(	(	PUNCT
ejif-11516	86	10	2022	2022	NUM
ejif-11516	86	11	)	)	PUNCT
ejif-11516	86	12	delve	delve	VERB
ejif-11516	86	13	into	into	ADP
ejif-11516	86	14	these	these	DET
ejif-11516	86	15	aspects	aspect	NOUN
ejif-11516	86	16	,	,	PUNCT
ejif-11516	86	17	highlighting	highlight	VERB
ejif-11516	86	18	the	the	DET
ejif-11516	86	19	need	need	NOUN
ejif-11516	86	20	for	for	ADP
ejif-11516	86	21	ai	ai	NOUN
ejif-11516	86	22	tools	tool	NOUN
ejif-11516	86	23	that	that	PRON
ejif-11516	86	24	are	be	AUX
ejif-11516	86	25	not	not	PART
ejif-11516	86	26	only	only	ADV
ejif-11516	86	27	effective	effective	ADJ
ejif-11516	86	28	but	but	CCONJ
ejif-11516	86	29	also	also	ADV
ejif-11516	86	30	adhere	adhere	VERB
ejif-11516	86	31	strictly	strictly	ADV
ejif-11516	86	32	to	to	ADP
ejif-11516	86	33	islamic	islamic	ADJ
ejif-11516	86	34	ethical	ethical	ADJ
ejif-11516	86	35	standards	standard	NOUN
ejif-11516	86	36	.	.	PUNCT
ejif-11516	87	1	these	these	DET
ejif-11516	87	2	works	work	NOUN
ejif-11516	87	3	underscore	underscore	VERB
ejif-11516	87	4	the	the	DET
ejif-11516	87	5	importance	importance	NOUN
ejif-11516	87	6	of	of	ADP
ejif-11516	87	7	ensuring	ensure	VERB
ejif-11516	87	8	that	that	SCONJ
ejif-11516	87	9	ai	ai	VERB
ejif-11516	87	10	applications	application	NOUN
ejif-11516	87	11	in	in	ADP
ejif-11516	87	12	interest	interest	NOUN
ejif-11516	87	13	-	-	PUNCT
ejif-11516	87	14	free	free	ADJ
ejif-11516	87	15	finance	finance	NOUN
ejif-11516	87	16	not	not	PART
ejif-11516	87	17	only	only	ADV
ejif-11516	87	18	enhance	enhance	VERB
ejif-11516	87	19	efficiency	efficiency	NOUN
ejif-11516	87	20	but	but	CCONJ
ejif-11516	87	21	also	also	ADV
ejif-11516	87	22	uphold	uphold	VERB
ejif-11516	87	23	the	the	DET
ejif-11516	87	24	moral	moral	ADJ
ejif-11516	87	25	and	and	CCONJ
ejif-11516	87	26	ethical	ethical	ADJ
ejif-11516	87	27	values	value	NOUN
ejif-11516	87	28	fundamental	fundamental	ADJ
ejif-11516	87	29	to	to	ADP
ejif-11516	87	30	islamic	islamic	ADJ
ejif-11516	87	31	finance	finance	NOUN
ejif-11516	87	32	.	.	PUNCT
ejif-11516	88	1	by	by	ADP
ejif-11516	88	2	critically	critically	ADV
ejif-11516	88	3	analyzing	analyze	VERB
ejif-11516	88	4	these	these	DET
ejif-11516	88	5	contributions	contribution	NOUN
ejif-11516	88	6	,	,	PUNCT
ejif-11516	88	7	this	this	DET
ejif-11516	88	8	literature	literature	NOUN
ejif-11516	88	9	review	review	NOUN
ejif-11516	88	10	aims	aim	VERB
ejif-11516	88	11	to	to	PART
ejif-11516	88	12	provide	provide	VERB
ejif-11516	88	13	a	a	DET
ejif-11516	88	14	comprehensive	comprehensive	ADJ
ejif-11516	88	15	backdrop	backdrop	NOUN
ejif-11516	88	16	against	against	ADP
ejif-11516	88	17	which	which	PRON
ejif-11516	88	18	the	the	DET
ejif-11516	88	19	innovations	innovation	NOUN
ejif-11516	88	20	of	of	ADP
ejif-11516	88	21	this	this	DET
ejif-11516	88	22	study	study	NOUN
ejif-11516	88	23	can	can	AUX
ejif-11516	88	24	be	be	AUX
ejif-11516	88	25	positioned	position	VERB
ejif-11516	88	26	.	.	PUNCT
ejif-11516	89	1	this	this	DET
ejif-11516	89	2	enhanced	enhance	VERB
ejif-11516	89	3	review	review	NOUN
ejif-11516	89	4	contextualizes	contextualize	VERB
ejif-11516	89	5	the	the	DET
ejif-11516	89	6	integration	integration	NOUN
ejif-11516	89	7	of	of	ADP
ejif-11516	89	8	ai	ai	NOUN
ejif-11516	89	9	in	in	ADP
ejif-11516	89	10	interest	interest	NOUN
ejif-11516	89	11	-	-	PUNCT
ejif-11516	89	12	free	free	ADJ
ejif-11516	89	13	finance	finance	NOUN
ejif-11516	89	14	within	within	ADP
ejif-11516	89	15	the	the	DET
ejif-11516	89	16	broader	broad	ADJ
ejif-11516	89	17	technological	technological	ADJ
ejif-11516	89	18	advancements	advancement	NOUN
ejif-11516	89	19	.	.	PUNCT
ejif-11516	90	1	it	it	PRON
ejif-11516	90	2	highlights	highlight	VERB
ejif-11516	90	3	the	the	DET
ejif-11516	90	4	unique	unique	ADJ
ejif-11516	90	5	considerations	consideration	NOUN
ejif-11516	90	6	that	that	PRON
ejif-11516	90	7	must	must	AUX
ejif-11516	90	8	be	be	AUX
ejif-11516	90	9	addressed	address	VERB
ejif-11516	90	10	to	to	PART
ejif-11516	90	11	align	align	VERB
ejif-11516	90	12	these	these	DET
ejif-11516	90	13	technologies	technology	NOUN
ejif-11516	90	14	with	with	ADP
ejif-11516	90	15	islamic	islamic	ADJ
ejif-11516	90	16	financial	financial	ADJ
ejif-11516	90	17	principles	principle	NOUN
ejif-11516	90	18	.	.	PUNCT
ejif-11516	91	1	3	3	X
ejif-11516	91	2	.	.	X
ejif-11516	91	3	methodology	methodology	NOUN
ejif-11516	91	4	this	this	DET
ejif-11516	91	5	study	study	NOUN
ejif-11516	91	6	adopts	adopt	VERB
ejif-11516	91	7	a	a	DET
ejif-11516	91	8	qualitative	qualitative	ADJ
ejif-11516	91	9	and	and	CCONJ
ejif-11516	91	10	comparative	comparative	ADJ
ejif-11516	91	11	research	research	NOUN
ejif-11516	91	12	methodology	methodology	NOUN
ejif-11516	91	13	,	,	PUNCT
ejif-11516	91	14	focusing	focus	VERB
ejif-11516	91	15	on	on	ADP
ejif-11516	91	16	the	the	DET
ejif-11516	91	17	integration	integration	NOUN
ejif-11516	91	18	of	of	ADP
ejif-11516	91	19	artificial	artificial	ADJ
ejif-11516	91	20	intelligence	intelligence	NOUN
ejif-11516	91	21	in	in	ADP
ejif-11516	91	22	the	the	DET
ejif-11516	91	23	interest	interest	NOUN
ejif-11516	91	24	-	-	PUNCT
ejif-11516	91	25	free	free	ADJ
ejif-11516	91	26	finance	finance	NOUN
ejif-11516	91	27	sector	sector	NOUN
ejif-11516	91	28	.	.	PUNCT
ejif-11516	92	1	the	the	DET
ejif-11516	92	2	methodology	methodology	NOUN
ejif-11516	92	3	is	be	AUX
ejif-11516	92	4	structured	structure	VERB
ejif-11516	92	5	into	into	ADP
ejif-11516	92	6	several	several	ADJ
ejif-11516	92	7	key	key	ADJ
ejif-11516	92	8	components	component	NOUN
ejif-11516	92	9	:	:	PUNCT
ejif-11516	92	10	we	we	PRON
ejif-11516	92	11	applied	apply	VERB
ejif-11516	92	12	some	some	DET
ejif-11516	92	13	academic	academic	ADJ
ejif-11516	92	14	methodological	methodological	ADJ
ejif-11516	92	15	approaches	approach	NOUN
ejif-11516	92	16	in	in	ADP
ejif-11516	92	17	this	this	DET
ejif-11516	92	18	study	study	NOUN
ejif-11516	92	19	.	.	PUNCT
ejif-11516	93	1	we	we	PRON
ejif-11516	93	2	primarily	primarily	ADV
ejif-11516	93	3	utilized	utilize	VERB
ejif-11516	93	4	"	"	PUNCT
ejif-11516	93	5	qualitative	qualitative	ADJ
ejif-11516	93	6	analysis	analysis	NOUN
ejif-11516	93	7	"	"	PUNCT
ejif-11516	93	8	and	and	CCONJ
ejif-11516	93	9	"	"	PUNCT
ejif-11516	93	10	comparative	comparative	ADJ
ejif-11516	93	11	analysis	analysis	NOUN
ejif-11516	93	12	.	.	PUNCT
ejif-11516	93	13	"	"	PUNCT
ejif-11516	94	1	we	we	PRON
ejif-11516	94	2	also	also	ADV
ejif-11516	94	3	considered	consider	VERB
ejif-11516	94	4	document	document	NOUN
ejif-11516	94	5	analysis	analysis	NOUN
ejif-11516	94	6	,	,	PUNCT
ejif-11516	94	7	literature	literature	NOUN
ejif-11516	94	8	review	review	NOUN
ejif-11516	94	9	,	,	PUNCT
ejif-11516	94	10	and	and	CCONJ
ejif-11516	94	11	other	other	ADJ
ejif-11516	94	12	relevant	relevant	ADJ
ejif-11516	94	13	methods	method	NOUN
ejif-11516	94	14	during	during	ADP
ejif-11516	94	15	this	this	DET
ejif-11516	94	16	process	process	NOUN
ejif-11516	94	17	.	.	PUNCT
ejif-11516	95	1	the	the	DET
ejif-11516	95	2	methodology	methodology	NOUN
ejif-11516	95	3	can	can	AUX
ejif-11516	95	4	be	be	AUX
ejif-11516	95	5	described	describe	VERB
ejif-11516	95	6	as	as	SCONJ
ejif-11516	95	7	follows	follow	VERB
ejif-11516	95	8	:	:	PUNCT
ejif-11516	95	9	this	this	PRON
ejif-11516	95	10	entailed	entail	VERB
ejif-11516	95	11	an	an	DET
ejif-11516	95	12	extensive	extensive	ADJ
ejif-11516	95	13	review	review	NOUN
ejif-11516	95	14	of	of	ADP
ejif-11516	95	15	academic	academic	ADJ
ejif-11516	95	16	papers	paper	NOUN
ejif-11516	95	17	,	,	PUNCT
ejif-11516	95	18	industry	industry	NOUN
ejif-11516	95	19	reports	report	NOUN
ejif-11516	95	20	,	,	PUNCT
ejif-11516	95	21	policy	policy	NOUN
ejif-11516	95	22	documents	document	NOUN
ejif-11516	95	23	,	,	PUNCT
ejif-11516	95	24	and	and	CCONJ
ejif-11516	95	25	shariah	shariah	PROPN
ejif-11516	95	26	compliance	compliance	NOUN
ejif-11516	95	27	guidelines	guideline	NOUN
ejif-11516	95	28	.	.	PUNCT
ejif-11516	96	1	the	the	DET
ejif-11516	96	2	aim	aim	NOUN
ejif-11516	96	3	was	be	AUX
ejif-11516	96	4	to	to	PART
ejif-11516	96	5	get	get	VERB
ejif-11516	96	6	a	a	DET
ejif-11516	96	7	detailed	detailed	ADJ
ejif-11516	96	8	awareness	awareness	NOUN
ejif-11516	96	9	of	of	ADP
ejif-11516	96	10	the	the	DET
ejif-11516	96	11	present	present	ADJ
ejif-11516	96	12	condition	condition	NOUN
ejif-11516	96	13	in	in	ADP
ejif-11516	96	14	which	which	PRON
ejif-11516	96	15	ai	ai	VERB
ejif-11516	96	16	is	be	AUX
ejif-11516	96	17	availed	avail	VERB
ejif-11516	96	18	about	about	ADP
ejif-11516	96	19	islamic	islamic	ADJ
ejif-11516	96	20	finance	finance	NOUN
ejif-11516	96	21	and	and	CCONJ
ejif-11516	96	22	also	also	ADV
ejif-11516	96	23	what	what	PRON
ejif-11516	96	24	types	type	NOUN
ejif-11516	96	25	of	of	ADP
ejif-11516	96	26	procedures	procedure	NOUN
ejif-11516	96	27	are	be	AUX
ejif-11516	96	28	instituted	institute	VERB
ejif-11516	96	29	on	on	ADP
ejif-11516	96	30	its	its	PRON
ejif-11516	96	31	program	program	NOUN
ejif-11516	96	32	so	so	ADV
ejif-11516	96	33	far	far	ADV
ejif-11516	96	34	as	as	ADP
ejif-11516	96	35	emotional	emotional	ADJ
ejif-11516	96	36	aspect	aspect	NOUN
ejif-11516	96	37	.	.	PUNCT
ejif-11516	97	1	interviews	interview	NOUN
ejif-11516	97	2	and	and	CCONJ
ejif-11516	97	3	public	public	ADJ
ejif-11516	97	4	records	record	NOUN
ejif-11516	97	5	,	,	PUNCT
ejif-11516	97	6	as	as	ADV
ejif-11516	97	7	well	well	ADV
ejif-11516	97	8	as	as	ADP
ejif-11516	97	9	institutional	institutional	ADJ
ejif-11516	97	10	reports	report	NOUN
ejif-11516	97	11	,	,	PUNCT
ejif-11516	97	12	generate	generate	VERB
ejif-11516	97	13	our	our	PRON
ejif-11516	97	14	data	datum	NOUN
ejif-11516	97	15	.	.	PUNCT
ejif-11516	98	1	in	in	ADP
ejif-11516	98	2	this	this	DET
ejif-11516	98	3	regard	regard	NOUN
ejif-11516	98	4	,	,	PUNCT
ejif-11516	98	5	each	each	DET
ejif-11516	98	6	case	case	NOUN
ejif-11516	98	7	is	be	AUX
ejif-11516	98	8	considered	consider	VERB
ejif-11516	98	9	by	by	ADP
ejif-11516	98	10	the	the	DET
ejif-11516	98	11	process	process	NOUN
ejif-11516	98	12	of	of	ADP
ejif-11516	98	13	implementation	implementation	NOUN
ejif-11516	98	14	and	and	CCONJ
ejif-11516	98	15	the	the	DET
ejif-11516	98	16	specific	specific	ADJ
ejif-11516	98	17	details	detail	NOUN
ejif-11516	98	18	that	that	PRON
ejif-11516	98	19	include	include	VERB
ejif-11516	98	20	challenges	challenge	NOUN
ejif-11516	98	21	met	meet	VERB
ejif-11516	98	22	during	during	ADP
ejif-11516	98	23	it	it	PRON
ejif-11516	98	24	and	and	CCONJ
ejif-11516	98	25	outcomes	outcome	NOUN
ejif-11516	98	26	obtained	obtain	VERB
ejif-11516	98	27	because	because	SCONJ
ejif-11516	98	28	of	of	ADP
ejif-11516	98	29	practice	practice	NOUN
ejif-11516	98	30	in	in	ADP
ejif-11516	98	31	corporate	corporate	ADJ
ejif-11516	98	32	sector	sector	NOUN
ejif-11516	98	33	adherence	adherence	NOUN
ejif-11516	98	34	to	to	ADP
ejif-11516	98	35	the	the	DET
ejif-11516	98	36	islamic	islamic	ADJ
ejif-11516	98	37	financial	financial	ADJ
ejif-11516	98	38	commandments	commandment	NOUN
ejif-11516	98	39	.	.	PUNCT
ejif-11516	99	1	thematic	thematic	ADJ
ejif-11516	99	2	analysis	analysis	NOUN
ejif-11516	99	3	was	be	AUX
ejif-11516	99	4	used	use	VERB
ejif-11516	99	5	which	which	PRON
ejif-11516	99	6	allows	allow	VERB
ejif-11516	99	7	us	we	PRON
ejif-11516	99	8	to	to	PART
ejif-11516	99	9	produce	produce	VERB
ejif-11516	99	10	an	an	DET
ejif-11516	99	11	integrated	integrate	VERB
ejif-11516	99	12	interpretation	interpretation	NOUN
ejif-11516	99	13	of	of	ADP
ejif-11516	99	14	data	datum	NOUN
ejif-11516	99	15	obtained	obtain	VERB
ejif-11516	99	16	in	in	ADP
ejif-11516	99	17	interviews	interview	NOUN
ejif-11516	99	18	with	with	ADP
ejif-11516	99	19	the	the	DET
ejif-11516	99	20	participants	participant	NOUN
ejif-11516	99	21	in	in	ADP
ejif-11516	99	22	focus	focus	NOUN
ejif-11516	99	23	groups	group	NOUN
ejif-11516	99	24	and	and	CCONJ
ejif-11516	99	25	case	case	NOUN
ejif-11516	99	26	studies	study	NOUN
ejif-11516	99	27	.	.	PUNCT
ejif-11516	100	1	we	we	PRON
ejif-11516	100	2	cross	cross	VERB
ejif-11516	100	3	-	-	NOUN
ejif-11516	100	4	case	case	NOUN
ejif-11516	100	5	and	and	CCONJ
ejif-11516	100	6	cross	cross	ADJ
ejif-11516	100	7	-	-	ADJ
ejif-11516	100	8	interview	interview	ADJ
ejif-11516	100	9	compare	compare	NOUN
ejif-11516	100	10	findings	finding	NOUN
ejif-11516	100	11	to	to	PART
ejif-11516	100	12	highlight	highlight	VERB
ejif-11516	100	13	common	common	ADJ
ejif-11516	100	14	themes	theme	NOUN
ejif-11516	100	15	,	,	PUNCT
ejif-11516	100	16	unique	unique	ADJ
ejif-11516	100	17	issues	issue	NOUN
ejif-11516	100	18	or	or	CCONJ
ejif-11516	100	19	struggles	struggle	NOUN
ejif-11516	100	20	,	,	PUNCT
ejif-11516	100	21	and	and	CCONJ
ejif-11516	100	22	best	good	ADJ
ejif-11516	100	23	practices	practice	NOUN
ejif-11516	100	24	.	.	PUNCT
ejif-11516	101	1	this	this	DET
ejif-11516	101	2	methodology	methodology	NOUN
ejif-11516	101	3	seeks	seek	VERB
ejif-11516	101	4	to	to	PART
ejif-11516	101	5	attain	attain	VERB
ejif-11516	101	6	an	an	DET
ejif-11516	101	7	in	in	ADP
ejif-11516	101	8	-	-	PUNCT
ejif-11516	101	9	depth	depth	NOUN
ejif-11516	101	10	analysis	analysis	NOUN
ejif-11516	101	11	of	of	ADP
ejif-11516	101	12	the	the	DET
ejif-11516	101	13	role	role	NOUN
ejif-11516	101	14	played	play	VERB
ejif-11516	101	15	by	by	ADP
ejif-11516	101	16	ai	ai	NOUN
ejif-11516	101	17	within	within	ADP
ejif-11516	101	18	interest	interest	NOUN
ejif-11516	101	19	-	-	PUNCT
ejif-11516	101	20	free	free	ADJ
ejif-11516	101	21	finance	finance	NOUN
ejif-11516	101	22	,	,	PUNCT
ejif-11516	101	23	focusing	focus	VERB
ejif-11516	101	24	on	on	ADP
ejif-11516	101	25	its	its	PRON
ejif-11516	101	26	shakira	shakira	PROPN
ejif-11516	101	27	compliance	compliance	NOUN
ejif-11516	101	28	and	and	CCONJ
ejif-11516	101	29	financial	financial	ADJ
ejif-11516	101	30	,	,	PUNCT
ejif-11516	101	31	ethical	ethical	ADJ
ejif-11516	101	32	nature	nature	NOUN
ejif-11516	101	33	with	with	ADP
ejif-11516	101	34	a	a	DET
ejif-11516	101	35	forward	forward	ADJ
ejif-11516	101	36	look	look	NOUN
ejif-11516	101	37	at	at	ADP
ejif-11516	101	38	policy	policy	NOUN
ejif-11516	101	39	from	from	ADP
ejif-11516	101	40	practice	practice	NOUN
ejif-11516	101	41	.	.	PUNCT
ejif-11516	102	1	in	in	ADP
ejif-11516	102	2	this	this	DET
ejif-11516	102	3	study	study	NOUN
ejif-11516	102	4	,	,	PUNCT
ejif-11516	102	5	current	current	ADJ
ejif-11516	102	6	policies	policy	NOUN
ejif-11516	102	7	and	and	CCONJ
ejif-11516	102	8	legal	legal	ADJ
ejif-11516	102	9	systems	system	NOUN
ejif-11516	102	10	considered	consider	VERB
ejif-11516	102	11	regarding	regard	VERB
ejif-11516	102	12	ai	ai	VERB
ejif-11516	102	13	adoption	adoption	NOUN
ejif-11516	102	14	in	in	ADP
ejif-11516	102	15	the	the	DET
ejif-11516	102	16	interest	interest	NOUN
ejif-11516	102	17	-	-	PUNCT
ejif-11516	102	18	free	free	ADJ
ejif-11516	102	19	finance	finance	NOUN
ejif-11516	102	20	industry	industry	NOUN
ejif-11516	102	21	comprising	comprise	VERB
ejif-11516	102	22	national	national	ADJ
ejif-11516	102	23	global	global	ADJ
ejif-11516	102	24	financial	financial	ADJ
ejif-11516	102	25	regulations	regulation	NOUN
ejif-11516	102	26	as	as	ADV
ejif-11516	102	27	well	well	ADV
ejif-11516	102	28	as	as	ADP
ejif-11516	102	29	directives	directive	NOUN
ejif-11516	102	30	connected	connect	VERB
ejif-11516	102	31	with	with	ADP
ejif-11516	102	32	islamic	islamic	ADJ
ejif-11516	102	33	financing	financing	NOUN
ejif-11516	102	34	.	.	PUNCT
ejif-11516	103	1	in	in	ADP
ejif-11516	103	2	this	this	DET
ejif-11516	103	3	sector	sector	NOUN
ejif-11516	103	4	,	,	PUNCT
ejif-11516	103	5	we	we	PRON
ejif-11516	103	6	delve	delve	VERB
ejif-11516	103	7	into	into	ADP
ejif-11516	103	8	the	the	DET
ejif-11516	103	9	morality	morality	NOUN
ejif-11516	103	10	considerations	consideration	NOUN
ejif-11516	103	11	surrounding	surround	VERB
ejif-11516	103	12	ai	ai	VERB
ejif-11516	103	13	applications	application	NOUN
ejif-11516	103	14	,	,	PUNCT
ejif-11516	103	15	touching	touch	VERB
ejif-11516	103	16	on	on	ADP
ejif-11516	103	17	application	application	NOUN
ejif-11516	103	18	privacy	privacy	NOUN
ejif-11516	103	19	policy	policy	NOUN
ejif-11516	103	20	transparency	transparency	NOUN
ejif-11516	103	21	issues	issue	NOUN
ejif-11516	103	22	and	and	CCONJ
ejif-11516	103	23	ensuring	ensure	VERB
ejif-11516	103	24	that	that	SCONJ
ejif-11516	103	25	they	they	PRON
ejif-11516	103	26	do	do	AUX
ejif-11516	103	27	not	not	PART
ejif-11516	103	28	breach	breach	VERB
ejif-11516	103	29	any	any	DET
ejif-11516	103	30	islamic	islamic	ADJ
ejif-11516	103	31	ethical	ethical	ADJ
ejif-11516	103	32	requirements	requirement	NOUN
ejif-11516	103	33	.	.	PUNCT
ejif-11516	104	1	we	we	PRON
ejif-11516	104	2	engaged	engage	VERB
ejif-11516	104	3	shariah	shariah	PROPN
ejif-11516	104	4	scholars	scholar	NOUN
ejif-11516	104	5	and	and	CCONJ
ejif-11516	104	6	islamic	islamic	ADJ
ejif-11516	104	7	finance	finance	NOUN
ejif-11516	104	8	experts	expert	NOUN
ejif-11516	104	9	in	in	ADP
ejif-11516	104	10	this	this	DET
ejif-11516	104	11	study	study	NOUN
ejif-11516	104	12	to	to	PART
ejif-11516	104	13	evaluate	evaluate	VERB
ejif-11516	104	14	the	the	DET
ejif-11516	104	15	compatibility	compatibility	NOUN
ejif-11516	104	16	of	of	ADP
ejif-11516	104	17	ai	ai	PROPN
ejif-11516	104	18	applications	application	NOUN
ejif-11516	104	19	within	within	ADP
ejif-11516	104	20	the	the	DET
ejif-11516	104	21	framework	framework	NOUN
ejif-11516	104	22	of	of	ADP
ejif-11516	104	23	islamic	islamic	ADJ
ejif-11516	104	24	finance	finance	NOUN
ejif-11516	104	25	.	.	PUNCT
ejif-11516	105	1	their	their	PRON
ejif-11516	105	2	assessments	assessment	NOUN
ejif-11516	105	3	focused	focus	VERB
ejif-11516	105	4	on	on	ADP
ejif-11516	105	5	determining	determine	VERB
ejif-11516	105	6	whether	whether	SCONJ
ejif-11516	105	7	the	the	DET
ejif-11516	105	8	use	use	NOUN
ejif-11516	105	9	of	of	ADP
ejif-11516	105	10	artificial	artificial	ADJ
ejif-11516	105	11	intelligence	intelligence	NOUN
ejif-11516	105	12	solutions	solution	NOUN
ejif-11516	105	13	for	for	ADP
ejif-11516	105	14	financial	financial	ADJ
ejif-11516	105	15	services	service	NOUN
ejif-11516	105	16	aligns	align	VERB
ejif-11516	105	17	with	with	ADP
ejif-11516	105	18	the	the	DET
ejif-11516	105	19	relevant	relevant	ADJ
ejif-11516	105	20	ethical	ethical	ADJ
ejif-11516	105	21	and	and	CCONJ
ejif-11516	105	22	legal	legal	ADJ
ejif-11516	105	23	standards	standard	NOUN
ejif-11516	105	24	as	as	SCONJ
ejif-11516	105	25	prescribed	prescribe	VERB
ejif-11516	105	26	by	by	ADP
ejif-11516	105	27	islamic	islamic	ADJ
ejif-11516	105	28	law	law	NOUN
ejif-11516	105	29	.	.	PUNCT
ejif-11516	106	1	the	the	DET
ejif-11516	106	2	study	study	NOUN
ejif-11516	106	3	utilized	utilize	VERB
ejif-11516	106	4	qualitative	qualitative	ADJ
ejif-11516	106	5	research	research	NOUN
ejif-11516	106	6	methods	method	NOUN
ejif-11516	106	7	,	,	PUNCT
ejif-11516	106	8	including	include	VERB
ejif-11516	106	9	case	case	NOUN
ejif-11516	106	10	studies	study	NOUN
ejif-11516	106	11	,	,	PUNCT
ejif-11516	106	12	to	to	PART
ejif-11516	106	13	identify	identify	VERB
ejif-11516	106	14	key	key	ADJ
ejif-11516	106	15	emerging	emerge	VERB
ejif-11516	106	16	trends	trend	NOUN
ejif-11516	106	17	in	in	ADP
ejif-11516	106	18	the	the	DET
ejif-11516	106	19	application	application	NOUN
ejif-11516	106	20	of	of	ADP
ejif-11516	106	21	ai	ai	NOUN
ejif-11516	106	22	within	within	ADP
ejif-11516	106	23	the	the	DET
ejif-11516	106	24	interest	interest	NOUN
ejif-11516	106	25	-	-	PUNCT
ejif-11516	106	26	free	free	ADJ
ejif-11516	106	27	finance	finance	NOUN
ejif-11516	106	28	sector	sector	NOUN
ejif-11516	106	29	.	.	PUNCT
ejif-11516	107	1	this	this	DET
ejif-11516	107	2	approach	approach	NOUN
ejif-11516	107	3	ensures	ensure	VERB
ejif-11516	107	4	a	a	DET
ejif-11516	107	5	comprehensive	comprehensive	ADJ
ejif-11516	107	6	understanding	understanding	NOUN
ejif-11516	107	7	of	of	ADP
ejif-11516	107	8	how	how	SCONJ
ejif-11516	107	9	these	these	DET
ejif-11516	107	10	technological	technological	ADJ
ejif-11516	107	11	innovations	innovation	NOUN
ejif-11516	107	12	can	can	AUX
ejif-11516	107	13	be	be	AUX
ejif-11516	107	14	harmoniously	harmoniously	ADV
ejif-11516	107	15	integrated	integrate	VERB
ejif-11516	107	16	with	with	ADP
ejif-11516	107	17	the	the	DET
ejif-11516	107	18	principles	principle	NOUN
ejif-11516	107	19	of	of	ADP
ejif-11516	107	20	islamic	islamic	ADJ
ejif-11516	107	21	finance	finance	NOUN
ejif-11516	107	22	.	.	PUNCT
ejif-11516	108	1	furthermore	furthermore	ADV
ejif-11516	108	2	,	,	PUNCT
ejif-11516	108	3	the	the	DET
ejif-11516	108	4	study	study	NOUN
ejif-11516	108	5	offers	offer	VERB
ejif-11516	108	6	strategic	strategic	ADJ
ejif-11516	108	7	recommendations	recommendation	NOUN
ejif-11516	108	8	to	to	ADP
ejif-11516	108	9	financial	financial	ADJ
ejif-11516	108	10	institutions	institution	NOUN
ejif-11516	108	11	,	,	PUNCT
ejif-11516	108	12	policymakers	policymaker	NOUN
ejif-11516	108	13	,	,	PUNCT
ejif-11516	108	14	and	and	CCONJ
ejif-11516	108	15	ai	ai	VERB
ejif-11516	108	16	developers	developer	NOUN
ejif-11516	108	17	on	on	ADP
ejif-11516	108	18	the	the	DET
ejif-11516	108	19	optimal	optimal	ADJ
ejif-11516	108	20	utilization	utilization	NOUN
ejif-11516	108	21	of	of	ADP
ejif-11516	108	22	ai	ai	PROPN
ejif-11516	108	23	technologies	technology	NOUN
ejif-11516	108	24	.	.	PUNCT
ejif-11516	109	1	these	these	DET
ejif-11516	109	2	suggestions	suggestion	NOUN
ejif-11516	109	3	emphasize	emphasize	VERB
ejif-11516	109	4	the	the	DET
ejif-11516	109	5	importance	importance	NOUN
ejif-11516	109	6	of	of	ADP
ejif-11516	109	7	developing	develop	VERB
ejif-11516	109	8	solutions	solution	NOUN
ejif-11516	109	9	that	that	PRON
ejif-11516	109	10	are	be	AUX
ejif-11516	109	11	not	not	PART
ejif-11516	109	12	only	only	ADV
ejif-11516	109	13	shariah	shariah	PROPN
ejif-11516	109	14	-	-	PUNCT
ejif-11516	109	15	compliant	compliant	NOUN
ejif-11516	109	16	but	but	CCONJ
ejif-11516	109	17	also	also	ADV
ejif-11516	109	18	uphold	uphold	VERB
ejif-11516	109	19	the	the	DET
ejif-11516	109	20	highest	high	ADJ
ejif-11516	109	21	standards	standard	NOUN
ejif-11516	109	22	of	of	ADP
ejif-11516	109	23	moral	moral	ADJ
ejif-11516	109	24	and	and	CCONJ
ejif-11516	109	25	ethical	ethical	ADJ
ejif-11516	109	26	responsibility	responsibility	NOUN
ejif-11516	109	27	.	.	PUNCT
ejif-11516	110	1	by	by	ADP
ejif-11516	110	2	doing	do	VERB
ejif-11516	110	3	so	so	ADV
ejif-11516	110	4	,	,	PUNCT
ejif-11516	110	5	the	the	DET
ejif-11516	110	6	study	study	NOUN
ejif-11516	110	7	aims	aim	VERB
ejif-11516	110	8	to	to	PART
ejif-11516	110	9	guide	guide	VERB
ejif-11516	110	10	stakeholders	stakeholder	NOUN
ejif-11516	110	11	towards	towards	ADP
ejif-11516	110	12	implementing	implement	VERB
ejif-11516	110	13	ai	ai	VERB
ejif-11516	110	14	in	in	ADP
ejif-11516	110	15	a	a	DET
ejif-11516	110	16	manner	manner	NOUN
ejif-11516	110	17	that	that	PRON
ejif-11516	110	18	aligns	align	VERB
ejif-11516	110	19	with	with	ADP
ejif-11516	110	20	the	the	DET
ejif-11516	110	21	ethical	ethical	ADJ
ejif-11516	110	22	principles	principle	NOUN
ejif-11516	110	23	of	of	ADP
ejif-11516	110	24	islamic	islamic	ADJ
ejif-11516	110	25	finance	finance	NOUN
ejif-11516	110	26	while	while	SCONJ
ejif-11516	110	27	also	also	ADV
ejif-11516	110	28	advancing	advance	VERB
ejif-11516	110	29	technological	technological	ADJ
ejif-11516	110	30	innovation	innovation	NOUN
ejif-11516	110	31	.	.	PUNCT
ejif-11516	111	1	european	european	PROPN
ejif-11516	111	2	journal	journal	PROPN
ejif-11516	111	3	of	of	ADP
ejif-11516	111	4	islamic	islamic	PROPN
ejif-11516	111	5	finance	finance	PROPN
ejif-11516	111	6	issn	issn	PROPN
ejif-11516	111	7	:	:	PUNCT
ejif-11516	111	8	2421	2421	NUM
ejif-11516	111	9	-	-	SYM
ejif-11516	111	10	2172	2172	NUM
ejif-11516	111	11	doi	doi	NOUN
ejif-11516	111	12	:	:	PUNCT
ejif-11516	111	13	10.13135/2421	10.13135/2421	NUM
ejif-11516	111	14	-	-	SYM
ejif-11516	111	15	2172/11516	2172/11516	NUM
ejif-11516	111	16	published	publish	VERB
ejif-11516	111	17	by	by	ADP
ejif-11516	111	18	university	university	PROPN
ejif-11516	111	19	of	of	ADP
ejif-11516	111	20	turin	turin	PROPN
ejif-11516	112	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-11516	112	2	ejif	ejif	PROPN
ejif-11516	112	3	content	content	NOUN
ejif-11516	112	4	is	be	AUX
ejif-11516	112	5	licensed	license	VERB
ejif-11516	112	6	under	under	ADP
ejif-11516	112	7	a	a	DET
ejif-11516	112	8	creative	creative	ADJ
ejif-11516	112	9	commons	common	NOUN
ejif-11516	112	10	attribution	attribution	NOUN
ejif-11516	112	11	4.0	4.0	NUM
ejif-11516	112	12	international	international	ADJ
ejif-11516	112	13	license	license	NOUN
ejif-11516	112	14	15	15	NUM
ejif-11516	112	15	a	a	DET
ejif-11516	112	16	key	key	ADJ
ejif-11516	112	17	aspect	aspect	NOUN
ejif-11516	112	18	of	of	ADP
ejif-11516	112	19	our	our	PRON
ejif-11516	112	20	methodology	methodology	NOUN
ejif-11516	112	21	involves	involve	VERB
ejif-11516	112	22	the	the	DET
ejif-11516	112	23	collection	collection	NOUN
ejif-11516	112	24	of	of	ADP
ejif-11516	112	25	primary	primary	ADJ
ejif-11516	112	26	data	datum	NOUN
ejif-11516	112	27	through	through	ADP
ejif-11516	112	28	interviews	interview	NOUN
ejif-11516	112	29	and	and	CCONJ
ejif-11516	112	30	focus	focus	VERB
ejif-11516	112	31	groups	group	NOUN
ejif-11516	112	32	.	.	PUNCT
ejif-11516	113	1	participants	participant	NOUN
ejif-11516	113	2	were	be	AUX
ejif-11516	113	3	selected	select	VERB
ejif-11516	113	4	based	base	VERB
ejif-11516	113	5	on	on	ADP
ejif-11516	113	6	a	a	DET
ejif-11516	113	7	purposive	purposive	ADJ
ejif-11516	113	8	sampling	sampling	NOUN
ejif-11516	113	9	strategy	strategy	NOUN
ejif-11516	113	10	,	,	PUNCT
ejif-11516	113	11	targeting	target	VERB
ejif-11516	113	12	financial	financial	ADJ
ejif-11516	113	13	experts	expert	NOUN
ejif-11516	113	14	,	,	PUNCT
ejif-11516	113	15	shariah	shariah	PROPN
ejif-11516	113	16	scholars	scholars	PROPN
ejif-11516	113	17	,	,	PUNCT
ejif-11516	113	18	and	and	CCONJ
ejif-11516	113	19	technologists	technologist	NOUN
ejif-11516	113	20	from	from	ADP
ejif-11516	113	21	a	a	DET
ejif-11516	113	22	variety	variety	NOUN
ejif-11516	113	23	of	of	ADP
ejif-11516	113	24	institutions	institution	NOUN
ejif-11516	113	25	that	that	PRON
ejif-11516	113	26	are	be	AUX
ejif-11516	113	27	pioneers	pioneer	NOUN
ejif-11516	113	28	in	in	ADP
ejif-11516	113	29	integrating	integrate	VERB
ejif-11516	113	30	ai	ai	VERB
ejif-11516	113	31	within	within	ADP
ejif-11516	113	32	islamic	islamic	ADJ
ejif-11516	113	33	finance	finance	NOUN
ejif-11516	113	34	.	.	PUNCT
ejif-11516	114	1	this	this	DET
ejif-11516	114	2	diversity	diversity	NOUN
ejif-11516	114	3	ensures	ensure	VERB
ejif-11516	114	4	that	that	SCONJ
ejif-11516	114	5	the	the	DET
ejif-11516	114	6	findings	finding	NOUN
ejif-11516	114	7	are	be	AUX
ejif-11516	114	8	comprehensive	comprehensive	ADJ
ejif-11516	114	9	and	and	CCONJ
ejif-11516	114	10	reflect	reflect	VERB
ejif-11516	114	11	a	a	DET
ejif-11516	114	12	wide	wide	ADJ
ejif-11516	114	13	range	range	NOUN
ejif-11516	114	14	of	of	ADP
ejif-11516	114	15	perspectives	perspective	NOUN
ejif-11516	114	16	and	and	CCONJ
ejif-11516	114	17	practices	practice	NOUN
ejif-11516	114	18	within	within	ADP
ejif-11516	114	19	the	the	DET
ejif-11516	114	20	industry	industry	NOUN
ejif-11516	114	21	.	.	PUNCT
ejif-11516	115	1	additionally	additionally	ADV
ejif-11516	115	2	,	,	PUNCT
ejif-11516	115	3	structured	structured	ADJ
ejif-11516	115	4	interviews	interview	NOUN
ejif-11516	115	5	were	be	AUX
ejif-11516	115	6	conducted	conduct	VERB
ejif-11516	115	7	using	use	VERB
ejif-11516	115	8	a	a	DET
ejif-11516	115	9	semi	semi	ADJ
ejif-11516	115	10	-	-	ADJ
ejif-11516	115	11	formal	formal	ADJ
ejif-11516	115	12	questionnaire	questionnaire	NOUN
ejif-11516	115	13	designed	design	VERB
ejif-11516	115	14	to	to	PART
ejif-11516	115	15	extract	extract	VERB
ejif-11516	115	16	detailed	detailed	ADJ
ejif-11516	115	17	information	information	NOUN
ejif-11516	115	18	on	on	ADP
ejif-11516	115	19	the	the	DET
ejif-11516	115	20	current	current	ADJ
ejif-11516	115	21	applications	application	NOUN
ejif-11516	115	22	of	of	ADP
ejif-11516	115	23	ai	ai	NOUN
ejif-11516	115	24	in	in	ADP
ejif-11516	115	25	interest	interest	NOUN
ejif-11516	115	26	-	-	PUNCT
ejif-11516	115	27	free	free	ADJ
ejif-11516	115	28	finance	finance	NOUN
ejif-11516	115	29	,	,	PUNCT
ejif-11516	115	30	the	the	DET
ejif-11516	115	31	challenges	challenge	NOUN
ejif-11516	115	32	encountered	encounter	VERB
ejif-11516	115	33	,	,	PUNCT
ejif-11516	115	34	and	and	CCONJ
ejif-11516	115	35	the	the	DET
ejif-11516	115	36	potential	potential	NOUN
ejif-11516	115	37	for	for	ADP
ejif-11516	115	38	future	future	ADJ
ejif-11516	115	39	integration	integration	NOUN
ejif-11516	115	40	.	.	PUNCT
ejif-11516	116	1	the	the	DET
ejif-11516	116	2	questions	question	NOUN
ejif-11516	116	3	were	be	AUX
ejif-11516	116	4	formulated	formulate	VERB
ejif-11516	116	5	to	to	PART
ejif-11516	116	6	elicit	elicit	VERB
ejif-11516	116	7	qualitative	qualitative	ADJ
ejif-11516	116	8	insights	insight	NOUN
ejif-11516	116	9	and	and	CCONJ
ejif-11516	116	10	quantifiable	quantifiable	ADJ
ejif-11516	116	11	data	datum	NOUN
ejif-11516	116	12	essential	essential	ADJ
ejif-11516	116	13	for	for	ADP
ejif-11516	116	14	the	the	DET
ejif-11516	116	15	comparative	comparative	ADJ
ejif-11516	116	16	analysis	analysis	NOUN
ejif-11516	116	17	.	.	PUNCT
ejif-11516	117	1	in	in	ADP
ejif-11516	117	2	addition	addition	NOUN
ejif-11516	117	3	to	to	ADP
ejif-11516	117	4	interviews	interview	NOUN
ejif-11516	117	5	,	,	PUNCT
ejif-11516	117	6	extensive	extensive	ADJ
ejif-11516	117	7	document	document	NOUN
ejif-11516	117	8	analysis	analysis	NOUN
ejif-11516	117	9	was	be	AUX
ejif-11516	117	10	conducted	conduct	VERB
ejif-11516	117	11	.	.	PUNCT
ejif-11516	118	1	this	this	PRON
ejif-11516	118	2	included	include	VERB
ejif-11516	118	3	a	a	DET
ejif-11516	118	4	review	review	NOUN
ejif-11516	118	5	of	of	ADP
ejif-11516	118	6	recent	recent	ADJ
ejif-11516	118	7	publications	publication	NOUN
ejif-11516	118	8	,	,	PUNCT
ejif-11516	118	9	white	white	ADJ
ejif-11516	118	10	papers	paper	NOUN
ejif-11516	118	11	,	,	PUNCT
ejif-11516	118	12	and	and	CCONJ
ejif-11516	118	13	case	case	NOUN
ejif-11516	118	14	studies	study	NOUN
ejif-11516	118	15	pertaining	pertain	VERB
ejif-11516	118	16	to	to	PART
ejif-11516	118	17	ai	ai	VERB
ejif-11516	118	18	in	in	ADP
ejif-11516	118	19	islamic	islamic	ADJ
ejif-11516	118	20	finance	finance	NOUN
ejif-11516	118	21	.	.	PUNCT
ejif-11516	119	1	the	the	DET
ejif-11516	119	2	selection	selection	NOUN
ejif-11516	119	3	criteria	criterion	NOUN
ejif-11516	119	4	for	for	ADP
ejif-11516	119	5	these	these	DET
ejif-11516	119	6	documents	document	NOUN
ejif-11516	119	7	focused	focus	VERB
ejif-11516	119	8	on	on	ADP
ejif-11516	119	9	their	their	PRON
ejif-11516	119	10	relevance	relevance	NOUN
ejif-11516	119	11	to	to	PART
ejif-11516	119	12	ai	ai	VERB
ejif-11516	119	13	applications	application	NOUN
ejif-11516	119	14	in	in	ADP
ejif-11516	119	15	financial	financial	ADJ
ejif-11516	119	16	technologies	technology	NOUN
ejif-11516	119	17	,	,	PUNCT
ejif-11516	119	18	their	their	PRON
ejif-11516	119	19	contribution	contribution	NOUN
ejif-11516	119	20	to	to	ADP
ejif-11516	119	21	understanding	understand	VERB
ejif-11516	119	22	shariah	shariah	PROPN
ejif-11516	119	23	compliance	compliance	NOUN
ejif-11516	119	24	in	in	ADP
ejif-11516	119	25	digital	digital	ADJ
ejif-11516	119	26	transactions	transaction	NOUN
ejif-11516	119	27	,	,	PUNCT
ejif-11516	119	28	and	and	CCONJ
ejif-11516	119	29	their	their	PRON
ejif-11516	119	30	impact	impact	NOUN
ejif-11516	119	31	on	on	ADP
ejif-11516	119	32	operational	operational	ADJ
ejif-11516	119	33	efficiencies	efficiency	NOUN
ejif-11516	119	34	within	within	ADP
ejif-11516	119	35	islamic	islamic	ADJ
ejif-11516	119	36	banks	bank	NOUN
ejif-11516	119	37	and	and	CCONJ
ejif-11516	119	38	financial	financial	ADJ
ejif-11516	119	39	institutions	institution	NOUN
ejif-11516	119	40	.	.	PUNCT
ejif-11516	120	1	the	the	DET
ejif-11516	120	2	data	datum	NOUN
ejif-11516	120	3	gathered	gather	VERB
ejif-11516	120	4	from	from	ADP
ejif-11516	120	5	these	these	DET
ejif-11516	120	6	diverse	diverse	ADJ
ejif-11516	120	7	sources	source	NOUN
ejif-11516	120	8	were	be	AUX
ejif-11516	120	9	analyzed	analyze	VERB
ejif-11516	120	10	using	use	VERB
ejif-11516	120	11	thematic	thematic	ADJ
ejif-11516	120	12	analysis	analysis	NOUN
ejif-11516	120	13	,	,	PUNCT
ejif-11516	120	14	which	which	PRON
ejif-11516	120	15	allowed	allow	VERB
ejif-11516	120	16	for	for	ADP
ejif-11516	120	17	the	the	DET
ejif-11516	120	18	identification	identification	NOUN
ejif-11516	120	19	of	of	ADP
ejif-11516	120	20	recurring	recur	VERB
ejif-11516	120	21	themes	theme	NOUN
ejif-11516	120	22	and	and	CCONJ
ejif-11516	120	23	patterns	pattern	NOUN
ejif-11516	120	24	.	.	PUNCT
ejif-11516	121	1	this	this	DET
ejif-11516	121	2	method	method	NOUN
ejif-11516	121	3	is	be	AUX
ejif-11516	121	4	particularly	particularly	ADV
ejif-11516	121	5	suited	suit	VERB
ejif-11516	121	6	to	to	ADP
ejif-11516	121	7	qualitative	qualitative	ADJ
ejif-11516	121	8	research	research	NOUN
ejif-11516	121	9	where	where	SCONJ
ejif-11516	121	10	complex	complex	ADJ
ejif-11516	121	11	interactions	interaction	NOUN
ejif-11516	121	12	and	and	CCONJ
ejif-11516	121	13	behaviours	behaviour	NOUN
ejif-11516	121	14	are	be	AUX
ejif-11516	121	15	studied	study	VERB
ejif-11516	121	16	.	.	PUNCT
ejif-11516	122	1	the	the	DET
ejif-11516	122	2	analysis	analysis	NOUN
ejif-11516	122	3	was	be	AUX
ejif-11516	122	4	supported	support	VERB
ejif-11516	122	5	by	by	ADP
ejif-11516	122	6	software	software	NOUN
ejif-11516	122	7	tools	tool	NOUN
ejif-11516	122	8	designed	design	VERB
ejif-11516	122	9	for	for	ADP
ejif-11516	122	10	qualitative	qualitative	ADJ
ejif-11516	122	11	data	datum	NOUN
ejif-11516	122	12	analysis	analysis	NOUN
ejif-11516	122	13	,	,	PUNCT
ejif-11516	122	14	ensuring	ensure	VERB
ejif-11516	122	15	rigorous	rigorous	ADJ
ejif-11516	122	16	data	datum	NOUN
ejif-11516	122	17	handling	handling	NOUN
ejif-11516	122	18	and	and	CCONJ
ejif-11516	122	19	accuracy	accuracy	NOUN
ejif-11516	122	20	in	in	ADP
ejif-11516	122	21	the	the	DET
ejif-11516	122	22	thematic	thematic	ADJ
ejif-11516	122	23	identification	identification	NOUN
ejif-11516	122	24	process	process	NOUN
ejif-11516	122	25	.	.	PUNCT
ejif-11516	123	1	4	4	X
ejif-11516	123	2	.	.	X
ejif-11516	123	3	as	as	ADP
ejif-11516	123	4	an	an	DET
ejif-11516	123	5	innovative	innovative	ADJ
ejif-11516	123	6	model	model	NOUN
ejif-11516	123	7	for	for	ADP
ejif-11516	123	8	interest	interest	NOUN
ejif-11516	123	9	-	-	PUNCT
ejif-11516	123	10	free	free	ADJ
ejif-11516	123	11	finance	finance	NOUN
ejif-11516	123	12	:	:	PUNCT
ejif-11516	123	13	the	the	DET
ejif-11516	123	14	benefit	benefit	NOUN
ejif-11516	123	15	sharing	sharing	NOUN
ejif-11516	123	16	model	model	NOUN
ejif-11516	123	17	the	the	DET
ejif-11516	123	18	benefit	benefit	NOUN
ejif-11516	123	19	sharing	sharing	NOUN
ejif-11516	123	20	model	model	NOUN
ejif-11516	123	21	embodies	embody	VERB
ejif-11516	123	22	a	a	DET
ejif-11516	123	23	transformative	transformative	ADJ
ejif-11516	123	24	approach	approach	NOUN
ejif-11516	123	25	in	in	ADP
ejif-11516	123	26	interest	interest	NOUN
ejif-11516	123	27	-	-	PUNCT
ejif-11516	123	28	free	free	ADJ
ejif-11516	123	29	finance	finance	NOUN
ejif-11516	123	30	,	,	PUNCT
ejif-11516	123	31	leveraging	leverage	VERB
ejif-11516	123	32	artificial	artificial	ADJ
ejif-11516	123	33	intelligence	intelligence	NOUN
ejif-11516	123	34	(	(	PUNCT
ejif-11516	123	35	ai	ai	NOUN
ejif-11516	123	36	)	)	PUNCT
ejif-11516	123	37	technologies	technology	NOUN
ejif-11516	123	38	to	to	PART
ejif-11516	123	39	overcome	overcome	VERB
ejif-11516	123	40	existing	exist	VERB
ejif-11516	123	41	inefficiencies	inefficiency	NOUN
ejif-11516	123	42	and	and	CCONJ
ejif-11516	123	43	promote	promote	VERB
ejif-11516	123	44	a	a	DET
ejif-11516	123	45	more	more	ADV
ejif-11516	123	46	equitable	equitable	ADJ
ejif-11516	123	47	distribution	distribution	NOUN
ejif-11516	123	48	of	of	ADP
ejif-11516	123	49	financial	financial	ADJ
ejif-11516	123	50	benefits	benefit	NOUN
ejif-11516	123	51	.	.	PUNCT
ejif-11516	124	1	this	this	DET
ejif-11516	124	2	model	model	NOUN
ejif-11516	124	3	,	,	PUNCT
ejif-11516	124	4	rooted	root	VERB
ejif-11516	124	5	in	in	ADP
ejif-11516	124	6	the	the	DET
ejif-11516	124	7	principles	principle	NOUN
ejif-11516	124	8	of	of	ADP
ejif-11516	124	9	justice	justice	NOUN
ejif-11516	124	10	and	and	CCONJ
ejif-11516	124	11	mutual	mutual	ADJ
ejif-11516	124	12	benefit	benefit	NOUN
ejif-11516	124	13	,	,	PUNCT
ejif-11516	124	14	seeks	seek	VERB
ejif-11516	124	15	to	to	PART
ejif-11516	124	16	surpass	surpass	VERB
ejif-11516	124	17	the	the	DET
ejif-11516	124	18	limitations	limitation	NOUN
ejif-11516	124	19	of	of	ADP
ejif-11516	124	20	traditional	traditional	ADJ
ejif-11516	124	21	interest	interest	NOUN
ejif-11516	124	22	-	-	PUNCT
ejif-11516	124	23	free	free	ADJ
ejif-11516	124	24	financial	financial	ADJ
ejif-11516	124	25	instruments	instrument	NOUN
ejif-11516	124	26	,	,	PUNCT
ejif-11516	124	27	such	such	ADJ
ejif-11516	124	28	as	as	ADP
ejif-11516	124	29	murabaha	murabaha	NOUN
ejif-11516	124	30	,	,	PUNCT
ejif-11516	124	31	advocating	advocate	VERB
ejif-11516	124	32	instead	instead	ADV
ejif-11516	124	33	for	for	ADP
ejif-11516	124	34	partnership	partnership	NOUN
ejif-11516	124	35	-	-	PUNCT
ejif-11516	124	36	based	base	VERB
ejif-11516	124	37	models	model	NOUN
ejif-11516	124	38	.	.	PUNCT
ejif-11516	125	1	this	this	DET
ejif-11516	125	2	innovative	innovative	ADJ
ejif-11516	125	3	approach	approach	NOUN
ejif-11516	125	4	champions	champion	NOUN
ejif-11516	125	5	the	the	DET
ejif-11516	125	6	strategic	strategic	ADJ
ejif-11516	125	7	use	use	NOUN
ejif-11516	125	8	of	of	ADP
ejif-11516	125	9	ai	ai	NOUN
ejif-11516	125	10	and	and	CCONJ
ejif-11516	125	11	big	big	ADJ
ejif-11516	125	12	data	datum	NOUN
ejif-11516	125	13	to	to	PART
ejif-11516	125	14	bolster	bolster	VERB
ejif-11516	125	15	efficiency	efficiency	NOUN
ejif-11516	125	16	within	within	ADP
ejif-11516	125	17	the	the	DET
ejif-11516	125	18	interest	interest	NOUN
ejif-11516	125	19	-	-	PUNCT
ejif-11516	125	20	free	free	ADJ
ejif-11516	125	21	finance	finance	NOUN
ejif-11516	125	22	sector	sector	NOUN
ejif-11516	125	23	.	.	PUNCT
ejif-11516	126	1	the	the	DET
ejif-11516	126	2	integration	integration	NOUN
ejif-11516	126	3	of	of	ADP
ejif-11516	126	4	ai	ai	PROPN
ejif-11516	126	5	technologies	technology	NOUN
ejif-11516	126	6	in	in	ADP
ejif-11516	126	7	the	the	DET
ejif-11516	126	8	benefit	benefit	NOUN
ejif-11516	126	9	sharing	sharing	NOUN
ejif-11516	126	10	model	model	NOUN
ejif-11516	126	11	signals	signal	VERB
ejif-11516	126	12	a	a	DET
ejif-11516	126	13	shift	shift	NOUN
ejif-11516	126	14	towards	towards	ADP
ejif-11516	126	15	more	more	ADV
ejif-11516	126	16	dynamic	dynamic	ADJ
ejif-11516	126	17	and	and	CCONJ
ejif-11516	126	18	effective	effective	ADJ
ejif-11516	126	19	financial	financial	ADJ
ejif-11516	126	20	instruments	instrument	NOUN
ejif-11516	126	21	applicable	applicable	ADJ
ejif-11516	126	22	across	across	ADP
ejif-11516	126	23	various	various	ADJ
ejif-11516	126	24	islamic	islamic	ADJ
ejif-11516	126	25	financial	financial	ADJ
ejif-11516	126	26	contracts	contract	NOUN
ejif-11516	126	27	.	.	PUNCT
ejif-11516	127	1	the	the	DET
ejif-11516	127	2	model	model	NOUN
ejif-11516	127	3	utilizes	utilize	VERB
ejif-11516	127	4	a	a	DET
ejif-11516	127	5	comprehensive	comprehensive	ADJ
ejif-11516	127	6	set	set	NOUN
ejif-11516	127	7	of	of	ADP
ejif-11516	127	8	data	datum	NOUN
ejif-11516	127	9	,	,	PUNCT
ejif-11516	127	10	incorporating	incorporate	VERB
ejif-11516	127	11	a	a	DET
ejif-11516	127	12	range	range	NOUN
ejif-11516	127	13	of	of	ADP
ejif-11516	127	14	financial	financial	ADJ
ejif-11516	127	15	metrics	metric	NOUN
ejif-11516	127	16	and	and	CCONJ
ejif-11516	127	17	indicators	indicator	NOUN
ejif-11516	127	18	,	,	PUNCT
ejif-11516	127	19	to	to	PART
ejif-11516	127	20	inform	inform	VERB
ejif-11516	127	21	its	its	PRON
ejif-11516	127	22	ai	ai	ADJ
ejif-11516	127	23	algorithm	algorithm	NOUN
ejif-11516	127	24	.	.	PUNCT
ejif-11516	128	1	this	this	DET
ejif-11516	128	2	diverse	diverse	ADJ
ejif-11516	128	3	data	data	NOUN
ejif-11516	128	4	integration	integration	NOUN
ejif-11516	128	5	facilitates	facilitate	VERB
ejif-11516	128	6	nuanced	nuanced	ADJ
ejif-11516	128	7	financial	financial	ADJ
ejif-11516	128	8	analysis	analysis	NOUN
ejif-11516	128	9	and	and	CCONJ
ejif-11516	128	10	decision	decision	NOUN
ejif-11516	128	11	-	-	PUNCT
ejif-11516	128	12	making	making	NOUN
ejif-11516	128	13	,	,	PUNCT
ejif-11516	128	14	augmenting	augment	VERB
ejif-11516	128	15	the	the	DET
ejif-11516	128	16	model	model	NOUN
ejif-11516	128	17	's	's	PART
ejif-11516	128	18	overall	overall	ADJ
ejif-11516	128	19	effectiveness	effectiveness	NOUN
ejif-11516	128	20	.	.	PUNCT
ejif-11516	129	1	the	the	DET
ejif-11516	129	2	foundation	foundation	NOUN
ejif-11516	129	3	of	of	ADP
ejif-11516	129	4	the	the	DET
ejif-11516	129	5	benefit	benefit	NOUN
ejif-11516	129	6	sharing	sharing	NOUN
ejif-11516	129	7	model	model	NOUN
ejif-11516	129	8	lies	lie	VERB
ejif-11516	129	9	in	in	ADP
ejif-11516	129	10	the	the	DET
ejif-11516	129	11	concepts	concept	NOUN
ejif-11516	129	12	of	of	ADP
ejif-11516	129	13	“	"	PUNCT
ejif-11516	129	14	maqâsıd	maqâsıd	VERB
ejif-11516	129	15	-	-	PUNCT
ejif-11516	129	16	ı	ı	NOUN
ejif-11516	129	17	şeria	şeria	NOUN
ejif-11516	129	18	”	"	PUNCT
ejif-11516	129	19	(	(	PUNCT
ejif-11516	129	20	the	the	DET
ejif-11516	129	21	objectives	objective	NOUN
ejif-11516	129	22	of	of	ADP
ejif-11516	129	23	islamic	islamic	ADJ
ejif-11516	129	24	law	law	NOUN
ejif-11516	129	25	)	)	PUNCT
ejif-11516	129	26	,	,	PUNCT
ejif-11516	129	27	justice	justice	NOUN
ejif-11516	129	28	,	,	PUNCT
ejif-11516	129	29	benefit	benefit	NOUN
ejif-11516	129	30	,	,	PUNCT
ejif-11516	129	31	and	and	CCONJ
ejif-11516	129	32	the	the	DET
ejif-11516	129	33	avoidance	avoidance	NOUN
ejif-11516	129	34	of	of	ADP
ejif-11516	129	35	interest	interest	NOUN
ejif-11516	129	36	.	.	PUNCT
ejif-11516	130	1	it	it	PRON
ejif-11516	130	2	demonstrates	demonstrate	VERB
ejif-11516	130	3	both	both	CCONJ
ejif-11516	130	4	theoretical	theoretical	ADJ
ejif-11516	130	5	and	and	CCONJ
ejif-11516	130	6	practical	practical	ADJ
ejif-11516	130	7	viability	viability	NOUN
ejif-11516	130	8	,	,	PUNCT
ejif-11516	130	9	marrying	marry	VERB
ejif-11516	130	10	traditional	traditional	ADJ
ejif-11516	130	11	islamic	islamic	ADJ
ejif-11516	130	12	finance	finance	NOUN
ejif-11516	130	13	principles	principle	NOUN
ejif-11516	130	14	with	with	ADP
ejif-11516	130	15	contemporary	contemporary	ADJ
ejif-11516	130	16	technological	technological	ADJ
ejif-11516	130	17	advancements	advancement	NOUN
ejif-11516	130	18	.	.	PUNCT
ejif-11516	131	1	surden	surden	PROPN
ejif-11516	131	2	(	(	PUNCT
ejif-11516	131	3	2019	2019	NUM
ejif-11516	131	4	)	)	PUNCT
ejif-11516	131	5	highlights	highlight	VERB
ejif-11516	131	6	the	the	DET
ejif-11516	131	7	growing	grow	VERB
ejif-11516	131	8	role	role	NOUN
ejif-11516	131	9	of	of	ADP
ejif-11516	131	10	ai	ai	VERB
ejif-11516	131	11	in	in	ADP
ejif-11516	131	12	legal	legal	ADJ
ejif-11516	131	13	interpretation	interpretation	NOUN
ejif-11516	131	14	and	and	CCONJ
ejif-11516	131	15	argumentation	argumentation	NOUN
ejif-11516	131	16	,	,	PUNCT
ejif-11516	131	17	a	a	DET
ejif-11516	131	18	concept	concept	NOUN
ejif-11516	131	19	that	that	PRON
ejif-11516	131	20	resonates	resonate	VERB
ejif-11516	131	21	with	with	ADP
ejif-11516	131	22	the	the	DET
ejif-11516	131	23	idea	idea	NOUN
ejif-11516	131	24	of	of	ADP
ejif-11516	131	25	ijtihad	ijtihad	ADJ
ejif-11516	131	26	(	(	PUNCT
ejif-11516	131	27	independent	independent	ADJ
ejif-11516	131	28	reasoning	reasoning	NOUN
ejif-11516	131	29	)	)	PUNCT
ejif-11516	131	30	in	in	ADP
ejif-11516	131	31	islamic	islamic	ADJ
ejif-11516	131	32	law	law	NOUN
ejif-11516	131	33	.	.	PUNCT
ejif-11516	132	1	this	this	DET
ejif-11516	132	2	model	model	NOUN
ejif-11516	132	3	reinterprets	reinterpret	VERB
ejif-11516	132	4	ijtihad	ijtihad	VERB
ejif-11516	132	5	,	,	PUNCT
ejif-11516	132	6	traditionally	traditionally	ADV
ejif-11516	132	7	reliant	reliant	ADJ
ejif-11516	132	8	on	on	ADP
ejif-11516	132	9	a	a	DET
ejif-11516	132	10	limited	limited	ADJ
ejif-11516	132	11	set	set	NOUN
ejif-11516	132	12	of	of	ADP
ejif-11516	132	13	factors	factor	NOUN
ejif-11516	132	14	,	,	PUNCT
ejif-11516	132	15	as	as	ADP
ejif-11516	132	16	a	a	DET
ejif-11516	132	17	process	process	NOUN
ejif-11516	132	18	that	that	PRON
ejif-11516	132	19	encompasses	encompass	VERB
ejif-11516	132	20	a	a	DET
ejif-11516	132	21	broader	broad	ADJ
ejif-11516	132	22	data	datum	NOUN
ejif-11516	132	23	analysis	analysis	NOUN
ejif-11516	132	24	through	through	ADP
ejif-11516	132	25	ai	ai	PROPN
ejif-11516	132	26	.	.	PUNCT
ejif-11516	133	1	overall	overall	ADV
ejif-11516	133	2	,	,	PUNCT
ejif-11516	133	3	the	the	DET
ejif-11516	133	4	benefit	benefit	NOUN
ejif-11516	133	5	sharing	sharing	NOUN
ejif-11516	133	6	model	model	NOUN
ejif-11516	133	7	offers	offer	VERB
ejif-11516	133	8	a	a	DET
ejif-11516	133	9	progressive	progressive	ADJ
ejif-11516	133	10	fusion	fusion	NOUN
ejif-11516	133	11	of	of	ADP
ejif-11516	133	12	ai	ai	VERB
ejif-11516	133	13	into	into	ADP
ejif-11516	133	14	interest	interest	NOUN
ejif-11516	133	15	-	-	PUNCT
ejif-11516	133	16	free	free	ADJ
ejif-11516	133	17	finance	finance	NOUN
ejif-11516	133	18	,	,	PUNCT
ejif-11516	133	19	potentially	potentially	ADV
ejif-11516	133	20	enhancing	enhance	VERB
ejif-11516	133	21	efficiency	efficiency	NOUN
ejif-11516	133	22	,	,	PUNCT
ejif-11516	133	23	fairness	fairness	NOUN
ejif-11516	133	24	,	,	PUNCT
ejif-11516	133	25	and	and	CCONJ
ejif-11516	133	26	compliance	compliance	NOUN
ejif-11516	133	27	with	with	ADP
ejif-11516	133	28	islamic	islamic	ADJ
ejif-11516	133	29	financial	financial	ADJ
ejif-11516	133	30	principles	principle	NOUN
ejif-11516	133	31	.	.	PUNCT
ejif-11516	134	1	its	its	PRON
ejif-11516	134	2	emphasis	emphasis	NOUN
ejif-11516	134	3	on	on	ADP
ejif-11516	134	4	extensive	extensive	ADJ
ejif-11516	134	5	data	datum	NOUN
ejif-11516	134	6	utilization	utilization	NOUN
ejif-11516	134	7	and	and	CCONJ
ejif-11516	134	8	ai	ai	VERB
ejif-11516	134	9	technologies	technology	NOUN
ejif-11516	134	10	positions	position	VERB
ejif-11516	134	11	it	it	PRON
ejif-11516	134	12	as	as	ADP
ejif-11516	134	13	a	a	DET
ejif-11516	134	14	trailblazing	trailblazing	NOUN
ejif-11516	134	15	model	model	NOUN
ejif-11516	134	16	within	within	ADP
ejif-11516	134	17	the	the	DET
ejif-11516	134	18	sector	sector	NOUN
ejif-11516	134	19	.	.	PUNCT
ejif-11516	135	1	4.1	4.1	NUM
ejif-11516	135	2	.	.	PUNCT
ejif-11516	136	1	the	the	DET
ejif-11516	136	2	data	datum	NOUN
ejif-11516	136	3	set	set	VERB
ejif-11516	136	4	groups	group	NOUN
ejif-11516	136	5	of	of	ADP
ejif-11516	136	6	the	the	DET
ejif-11516	136	7	benefit	benefit	NOUN
ejif-11516	136	8	-	-	PUNCT
ejif-11516	136	9	sharing	share	VERB
ejif-11516	136	10	model	model	NOUN
ejif-11516	136	11	the	the	DET
ejif-11516	136	12	benefit	benefit	NOUN
ejif-11516	136	13	sharing	sharing	NOUN
ejif-11516	136	14	model	model	NOUN
ejif-11516	136	15	employs	employ	VERB
ejif-11516	136	16	a	a	DET
ejif-11516	136	17	sophisticated	sophisticated	ADJ
ejif-11516	136	18	machine	machine	NOUN
ejif-11516	136	19	-	-	PUNCT
ejif-11516	136	20	learning	learn	VERB
ejif-11516	136	21	algorithm	algorithm	NOUN
ejif-11516	136	22	designed	design	VERB
ejif-11516	136	23	for	for	ADP
ejif-11516	136	24	effective	effective	ADJ
ejif-11516	136	25	data	datum	NOUN
ejif-11516	136	26	analysis	analysis	NOUN
ejif-11516	136	27	and	and	CCONJ
ejif-11516	136	28	processing	processing	NOUN
ejif-11516	136	29	.	.	PUNCT
ejif-11516	137	1	unlike	unlike	ADP
ejif-11516	137	2	traditional	traditional	ADJ
ejif-11516	137	3	programming	programming	NOUN
ejif-11516	137	4	algorithms	algorithm	NOUN
ejif-11516	137	5	,	,	PUNCT
ejif-11516	137	6	which	which	PRON
ejif-11516	137	7	operate	operate	VERB
ejif-11516	137	8	on	on	ADP
ejif-11516	137	9	binary	binary	ADJ
ejif-11516	137	10	"	"	PUNCT
ejif-11516	137	11	yes	yes	INTJ
ejif-11516	137	12	"	"	PUNCT
ejif-11516	137	13	or	or	CCONJ
ejif-11516	137	14	"	"	PUNCT
ejif-11516	137	15	no	no	DET
ejif-11516	137	16	"	"	PUNCT
ejif-11516	137	17	logic	logic	NOUN
ejif-11516	137	18	,	,	PUNCT
ejif-11516	137	19	machine	machine	NOUN
ejif-11516	137	20	learning	learn	VERB
ejif-11516	137	21	algorithms	algorithm	NOUN
ejif-11516	137	22	learn	learn	VERB
ejif-11516	137	23	from	from	ADP
ejif-11516	137	24	data	datum	NOUN
ejif-11516	137	25	,	,	PUNCT
ejif-11516	137	26	continuously	continuously	ADV
ejif-11516	137	27	refining	refine	VERB
ejif-11516	137	28	their	their	PRON
ejif-11516	137	29	ability	ability	NOUN
ejif-11516	137	30	to	to	PART
ejif-11516	137	31	process	process	VERB
ejif-11516	137	32	information	information	NOUN
ejif-11516	137	33	(	(	PUNCT
ejif-11516	137	34	alpaydın	alpaydın	NOUN
ejif-11516	137	35	,	,	PUNCT
ejif-11516	137	36	2020	2020	NUM
ejif-11516	137	37	)	)	PUNCT
ejif-11516	137	38	.	.	PUNCT
ejif-11516	138	1	this	this	DET
ejif-11516	138	2	adaptability	adaptability	NOUN
ejif-11516	138	3	allows	allow	VERB
ejif-11516	138	4	them	they	PRON
ejif-11516	138	5	to	to	PART
ejif-11516	138	6	perform	perform	VERB
ejif-11516	138	7	complex	complex	ADJ
ejif-11516	138	8	computations	computation	NOUN
ejif-11516	138	9	in	in	ADP
ejif-11516	138	10	decision	decision	NOUN
ejif-11516	138	11	-	-	PUNCT
ejif-11516	138	12	making	make	VERB
ejif-11516	138	13	processes	process	NOUN
ejif-11516	138	14	,	,	PUNCT
ejif-11516	138	15	efficiently	efficiently	ADV
ejif-11516	138	16	handling	handle	VERB
ejif-11516	138	17	various	various	ADJ
ejif-11516	138	18	variables	variable	NOUN
ejif-11516	138	19	.	.	PUNCT
ejif-11516	139	1	this	this	DET
ejif-11516	139	2	capability	capability	NOUN
ejif-11516	139	3	mirrors	mirror	VERB
ejif-11516	139	4	the	the	DET
ejif-11516	139	5	concept	concept	NOUN
ejif-11516	139	6	of	of	ADP
ejif-11516	139	7	autopoiesis	autopoiesis	NOUN
ejif-11516	139	8	(	(	PUNCT
ejif-11516	139	9	kılıç	kılıç	PROPN
ejif-11516	139	10	,	,	PUNCT
ejif-11516	139	11	2020	2020	NUM
ejif-11516	139	12	)	)	PUNCT
ejif-11516	139	13	,	,	PUNCT
ejif-11516	139	14	a	a	DET
ejif-11516	139	15	form	form	NOUN
ejif-11516	139	16	of	of	ADP
ejif-11516	139	17	intelligence	intelligence	NOUN
ejif-11516	139	18	that	that	PRON
ejif-11516	139	19	evolves	evolve	VERB
ejif-11516	139	20	from	from	ADP
ejif-11516	139	21	continual	continual	ADJ
ejif-11516	139	22	information	information	NOUN
ejif-11516	139	23	processing	processing	NOUN
ejif-11516	139	24	,	,	PUNCT
ejif-11516	139	25	akin	akin	ADJ
ejif-11516	139	26	to	to	ADP
ejif-11516	139	27	the	the	DET
ejif-11516	139	28	human	human	ADJ
ejif-11516	139	29	brain	brain	NOUN
ejif-11516	139	30	's	's	PART
ejif-11516	139	31	ability	ability	NOUN
ejif-11516	139	32	to	to	PART
ejif-11516	139	33	process	process	VERB
ejif-11516	139	34	diverse	diverse	ADJ
ejif-11516	139	35	data	datum	NOUN
ejif-11516	139	36	types	type	NOUN
ejif-11516	139	37	and	and	CCONJ
ejif-11516	139	38	produce	produce	VERB
ejif-11516	139	39	independent	independent	ADJ
ejif-11516	139	40	decisions	decision	NOUN
ejif-11516	139	41	.	.	PUNCT
ejif-11516	140	1	unlike	unlike	ADP
ejif-11516	140	2	statistical	statistical	ADJ
ejif-11516	140	3	methods	method	NOUN
ejif-11516	140	4	that	that	PRON
ejif-11516	140	5	simulate	simulate	VERB
ejif-11516	140	6	data	data	NOUN
ejif-11516	140	7	sets	set	NOUN
ejif-11516	140	8	to	to	PART
ejif-11516	140	9	produce	produce	VERB
ejif-11516	140	10	outputs	output	NOUN
ejif-11516	140	11	,	,	PUNCT
ejif-11516	140	12	machine	machine	NOUN
ejif-11516	140	13	-	-	PUNCT
ejif-11516	140	14	learning	learn	VERB
ejif-11516	140	15	algorithms	algorithm	NOUN
ejif-11516	140	16	discern	discern	ADJ
ejif-11516	140	17	patterns	pattern	NOUN
ejif-11516	140	18	and	and	CCONJ
ejif-11516	140	19	connections	connection	NOUN
ejif-11516	140	20	within	within	ADP
ejif-11516	140	21	data	datum	NOUN
ejif-11516	140	22	,	,	PUNCT
ejif-11516	140	23	enabling	enable	VERB
ejif-11516	140	24	them	they	PRON
ejif-11516	140	25	to	to	PART
ejif-11516	140	26	make	make	VERB
ejif-11516	140	27	inferences	inference	NOUN
ejif-11516	140	28	about	about	ADP
ejif-11516	140	29	previously	previously	ADV
ejif-11516	140	30	unseen	unseen	ADJ
ejif-11516	140	31	situations	situation	NOUN
ejif-11516	140	32	(	(	PUNCT
ejif-11516	140	33	kruse	kruse	PROPN
ejif-11516	140	34	et	et	PROPN
ejif-11516	140	35	al	al	PROPN
ejif-11516	140	36	.	.	PROPN
ejif-11516	140	37	,	,	PUNCT
ejif-11516	140	38	2013	2013	NUM
ejif-11516	140	39	;	;	PUNCT
ejif-11516	140	40	alpaydın	alpaydın	NOUN
ejif-11516	140	41	,	,	PUNCT
ejif-11516	140	42	2020	2020	NUM
ejif-11516	140	43	)	)	PUNCT
ejif-11516	140	44	.	.	PUNCT
ejif-11516	141	1	the	the	DET
ejif-11516	141	2	benefit	benefit	NOUN
ejif-11516	141	3	sharing	sharing	NOUN
ejif-11516	141	4	model	model	NOUN
ejif-11516	141	5	's	's	PART
ejif-11516	141	6	algorithm	algorithm	NOUN
ejif-11516	141	7	is	be	AUX
ejif-11516	141	8	built	build	VERB
ejif-11516	141	9	on	on	ADP
ejif-11516	141	10	this	this	DET
ejif-11516	141	11	advanced	advanced	ADJ
ejif-11516	141	12	computational	computational	ADJ
ejif-11516	141	13	approach	approach	NOUN
ejif-11516	141	14	.	.	PUNCT
ejif-11516	142	1	it	it	PRON
ejif-11516	142	2	's	be	AUX
ejif-11516	142	3	designed	design	VERB
ejif-11516	142	4	to	to	PART
ejif-11516	142	5	handle	handle	VERB
ejif-11516	142	6	operations	operation	NOUN
ejif-11516	142	7	based	base	VERB
ejif-11516	142	8	on	on	ADP
ejif-11516	142	9	multivariate	multivariate	NOUN
ejif-11516	142	10	parameters	parameter	NOUN
ejif-11516	142	11	,	,	PUNCT
ejif-11516	142	12	with	with	ADP
ejif-11516	142	13	the	the	DET
ejif-11516	142	14	effectiveness	effectiveness	NOUN
ejif-11516	142	15	of	of	ADP
ejif-11516	142	16	the	the	DET
ejif-11516	142	17	algorithm	algorithm	NOUN
ejif-11516	142	18	hinging	hinge	VERB
ejif-11516	142	19	on	on	ADP
ejif-11516	142	20	the	the	DET
ejif-11516	142	21	quality	quality	NOUN
ejif-11516	142	22	of	of	ADP
ejif-11516	142	23	data	datum	NOUN
ejif-11516	142	24	sets	set	NOUN
ejif-11516	142	25	fed	feed	VERB
ejif-11516	142	26	into	into	ADP
ejif-11516	142	27	it	it	PRON
ejif-11516	142	28	.	.	PUNCT
ejif-11516	143	1	the	the	DET
ejif-11516	143	2	european	european	PROPN
ejif-11516	143	3	journal	journal	PROPN
ejif-11516	143	4	of	of	ADP
ejif-11516	143	5	islamic	islamic	PROPN
ejif-11516	143	6	finance	finance	PROPN
ejif-11516	143	7	issn	issn	PROPN
ejif-11516	143	8	:	:	PUNCT
ejif-11516	143	9	2421	2421	NUM
ejif-11516	143	10	-	-	SYM
ejif-11516	143	11	2172	2172	NUM
ejif-11516	143	12	doi	doi	NOUN
ejif-11516	143	13	:	:	PUNCT
ejif-11516	143	14	10.13135/2421	10.13135/2421	NUM
ejif-11516	143	15	-	-	SYM
ejif-11516	143	16	2172/11516	2172/11516	NUM
ejif-11516	143	17	published	publish	VERB
ejif-11516	143	18	by	by	ADP
ejif-11516	143	19	university	university	PROPN
ejif-11516	143	20	of	of	ADP
ejif-11516	143	21	turin	turin	PROPN
ejif-11516	144	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-11516	144	2	ejif	ejif	PROPN
ejif-11516	144	3	content	content	NOUN
ejif-11516	144	4	is	be	AUX
ejif-11516	144	5	licensed	license	VERB
ejif-11516	144	6	under	under	ADP
ejif-11516	144	7	a	a	DET
ejif-11516	144	8	creative	creative	ADJ
ejif-11516	144	9	commons	common	NOUN
ejif-11516	144	10	attribution	attribution	NOUN
ejif-11516	144	11	4.0	4.0	NUM
ejif-11516	144	12	international	international	ADJ
ejif-11516	144	13	license	license	NOUN
ejif-11516	144	14	16	16	NUM
ejif-11516	144	15	algorithm	algorithm	NOUN
ejif-11516	144	16	is	be	AUX
ejif-11516	144	17	trained	train	VERB
ejif-11516	144	18	using	use	VERB
ejif-11516	144	19	various	various	ADJ
ejif-11516	144	20	data	datum	NOUN
ejif-11516	144	21	set	set	VERB
ejif-11516	144	22	groups	group	NOUN
ejif-11516	144	23	,	,	PUNCT
ejif-11516	144	24	which	which	PRON
ejif-11516	144	25	helps	help	VERB
ejif-11516	144	26	it	it	PRON
ejif-11516	144	27	learn	learn	VERB
ejif-11516	144	28	the	the	DET
ejif-11516	144	29	interconnectivity	interconnectivity	NOUN
ejif-11516	144	30	between	between	ADP
ejif-11516	144	31	these	these	DET
ejif-11516	144	32	sets	set	NOUN
ejif-11516	144	33	,	,	PUNCT
ejif-11516	144	34	thereby	thereby	ADV
ejif-11516	144	35	enhancing	enhance	VERB
ejif-11516	144	36	its	its	PRON
ejif-11516	144	37	future	future	ADJ
ejif-11516	144	38	computational	computational	ADJ
ejif-11516	144	39	performance	performance	NOUN
ejif-11516	144	40	.	.	PUNCT
ejif-11516	145	1	the	the	DET
ejif-11516	145	2	data	datum	NOUN
ejif-11516	145	3	set	set	VERB
ejif-11516	145	4	groups	group	NOUN
ejif-11516	145	5	utilized	utilize	VERB
ejif-11516	145	6	in	in	ADP
ejif-11516	145	7	the	the	DET
ejif-11516	145	8	benefit	benefit	NOUN
ejif-11516	145	9	sharing	sharing	NOUN
ejif-11516	145	10	model	model	NOUN
ejif-11516	145	11	algorithm	algorithm	NOUN
ejif-11516	145	12	are	be	AUX
ejif-11516	145	13	:	:	PUNCT
ejif-11516	145	14	•	•	ADJ
ejif-11516	145	15	constant	constant	ADJ
ejif-11516	145	16	functions	function	NOUN
ejif-11516	145	17	data	datum	NOUN
ejif-11516	145	18	sets	set	VERB
ejif-11516	145	19	•	•	PRON
ejif-11516	145	20	variable	variable	ADJ
ejif-11516	145	21	functions	function	NOUN
ejif-11516	145	22	data	datum	NOUN
ejif-11516	145	23	sets	set	VERB
ejif-11516	145	24	•	•	PRON
ejif-11516	145	25	financial	financial	ADJ
ejif-11516	145	26	decision	decision	NOUN
ejif-11516	145	27	outputs	output	VERB
ejif-11516	145	28	•	•	NOUN
ejif-11516	145	29	system	system	NOUN
ejif-11516	145	30	memory	memory	NOUN
ejif-11516	145	31	database	database	NOUN
ejif-11516	145	32	these	these	DET
ejif-11516	145	33	data	datum	NOUN
ejif-11516	145	34	set	set	VERB
ejif-11516	145	35	groups	group	NOUN
ejif-11516	145	36	are	be	AUX
ejif-11516	145	37	detailed	detail	VERB
ejif-11516	145	38	in	in	ADP
ejif-11516	145	39	figure	figure	NOUN
ejif-11516	145	40	1	1	NUM
ejif-11516	145	41	and	and	CCONJ
ejif-11516	145	42	table	table	NOUN
ejif-11516	145	43	1	1	NUM
ejif-11516	145	44	.	.	PUNCT
ejif-11516	146	1	the	the	DET
ejif-11516	146	2	algorithm	algorithm	NOUN
ejif-11516	146	3	is	be	AUX
ejif-11516	146	4	tailored	tailor	VERB
ejif-11516	146	5	to	to	PART
ejif-11516	146	6	specialize	specialize	VERB
ejif-11516	146	7	in	in	ADP
ejif-11516	146	8	specific	specific	ADJ
ejif-11516	146	9	fields	field	NOUN
ejif-11516	146	10	and	and	CCONJ
ejif-11516	146	11	sectors	sector	NOUN
ejif-11516	146	12	by	by	ADP
ejif-11516	146	13	feeding	feed	VERB
ejif-11516	146	14	relevant	relevant	ADJ
ejif-11516	146	15	data	data	NOUN
ejif-11516	146	16	sets	set	NOUN
ejif-11516	146	17	.	.	PUNCT
ejif-11516	147	1	for	for	ADP
ejif-11516	147	2	accurate	accurate	ADJ
ejif-11516	147	3	decision	decision	NOUN
ejif-11516	147	4	outputs	output	NOUN
ejif-11516	147	5	,	,	PUNCT
ejif-11516	147	6	all	all	DET
ejif-11516	147	7	influencing	influence	VERB
ejif-11516	147	8	elements	element	NOUN
ejif-11516	147	9	included	include	VERB
ejif-11516	147	10	in	in	ADP
ejif-11516	147	11	the	the	DET
ejif-11516	147	12	model	model	NOUN
ejif-11516	147	13	are	be	AUX
ejif-11516	147	14	meticulously	meticulously	ADV
ejif-11516	147	15	detailed	detail	VERB
ejif-11516	147	16	in	in	ADP
ejif-11516	147	17	table	table	NOUN
ejif-11516	147	18	1	1	NUM
ejif-11516	147	19	.	.	PUNCT
ejif-11516	148	1	these	these	DET
ejif-11516	148	2	elements	element	NOUN
ejif-11516	148	3	are	be	AUX
ejif-11516	148	4	categorized	categorize	VERB
ejif-11516	148	5	into	into	ADP
ejif-11516	148	6	sub	sub	NOUN
ejif-11516	148	7	-	-	NOUN
ejif-11516	148	8	sections	section	NOUN
ejif-11516	148	9	and	and	CCONJ
ejif-11516	148	10	presented	present	VERB
ejif-11516	148	11	in	in	ADP
ejif-11516	148	12	tables	table	NOUN
ejif-11516	148	13	under	under	ADP
ejif-11516	148	14	corresponding	correspond	VERB
ejif-11516	148	15	headings	heading	NOUN
ejif-11516	148	16	.	.	PUNCT
ejif-11516	149	1	the	the	DET
ejif-11516	149	2	weight	weight	NOUN
ejif-11516	149	3	values	value	NOUN
ejif-11516	149	4	in	in	ADP
ejif-11516	149	5	table	table	NOUN
ejif-11516	149	6	1	1	NUM
ejif-11516	149	7	are	be	AUX
ejif-11516	149	8	sample	sample	NOUN
ejif-11516	149	9	values	value	NOUN
ejif-11516	149	10	,	,	PUNCT
ejif-11516	149	11	emphasizing	emphasize	VERB
ejif-11516	149	12	the	the	DET
ejif-11516	149	13	model	model	NOUN
ejif-11516	149	14	’s	’s	PART
ejif-11516	149	15	flexibility	flexibility	NOUN
ejif-11516	149	16	.	.	PUNCT
ejif-11516	150	1	a	a	DET
ejif-11516	150	2	key	key	ADJ
ejif-11516	150	3	aspect	aspect	NOUN
ejif-11516	150	4	of	of	ADP
ejif-11516	150	5	this	this	DET
ejif-11516	150	6	model	model	NOUN
ejif-11516	150	7	is	be	AUX
ejif-11516	150	8	its	its	PRON
ejif-11516	150	9	ability	ability	NOUN
ejif-11516	150	10	to	to	PART
ejif-11516	150	11	conduct	conduct	VERB
ejif-11516	150	12	multi	multi	ADJ
ejif-11516	150	13	-	-	ADJ
ejif-11516	150	14	data	data	ADJ
ejif-11516	150	15	computations	computation	NOUN
ejif-11516	150	16	tailored	tailor	VERB
ejif-11516	150	17	to	to	ADP
ejif-11516	150	18	specific	specific	ADJ
ejif-11516	150	19	objectives	objective	NOUN
ejif-11516	150	20	using	use	VERB
ejif-11516	150	21	machine	machine	NOUN
ejif-11516	150	22	learning	learning	NOUN
ejif-11516	150	23	.	.	PUNCT
ejif-11516	151	1	ensuring	ensure	VERB
ejif-11516	151	2	the	the	DET
ejif-11516	151	3	algorithm	algorithm	NOUN
ejif-11516	151	4	is	be	AUX
ejif-11516	151	5	supported	support	VERB
ejif-11516	151	6	with	with	ADP
ejif-11516	151	7	precise	precise	ADJ
ejif-11516	151	8	data	datum	NOUN
ejif-11516	151	9	throughout	throughout	ADP
ejif-11516	151	10	the	the	DET
ejif-11516	151	11	training	training	NOUN
ejif-11516	151	12	process	process	NOUN
ejif-11516	151	13	is	be	AUX
ejif-11516	151	14	crucial	crucial	ADJ
ejif-11516	151	15	for	for	ADP
ejif-11516	151	16	its	its	PRON
ejif-11516	151	17	efficacy	efficacy	NOUN
ejif-11516	151	18	.	.	PUNCT
ejif-11516	152	1	the	the	DET
ejif-11516	152	2	capacity	capacity	NOUN
ejif-11516	152	3	to	to	PART
ejif-11516	152	4	adapt	adapt	VERB
ejif-11516	152	5	data	data	NOUN
ejif-11516	152	6	sets	set	NOUN
ejif-11516	152	7	in	in	ADP
ejif-11516	152	8	line	line	NOUN
ejif-11516	152	9	with	with	ADP
ejif-11516	152	10	objectives	objective	NOUN
ejif-11516	152	11	,	,	PUNCT
ejif-11516	152	12	to	to	PART
ejif-11516	152	13	incorporate	incorporate	VERB
ejif-11516	152	14	up	up	ADP
ejif-11516	152	15	-	-	PUNCT
ejif-11516	152	16	to	to	ADP
ejif-11516	152	17	-	-	PUNCT
ejif-11516	152	18	date	date	NOUN
ejif-11516	152	19	and	and	CCONJ
ejif-11516	152	20	real	real	ADJ
ejif-11516	152	21	-	-	PUNCT
ejif-11516	152	22	time	time	NOUN
ejif-11516	152	23	information	information	NOUN
ejif-11516	152	24	,	,	PUNCT
ejif-11516	152	25	and	and	CCONJ
ejif-11516	152	26	to	to	PART
ejif-11516	152	27	learn	learn	VERB
ejif-11516	152	28	from	from	ADP
ejif-11516	152	29	errors	error	NOUN
ejif-11516	152	30	highlights	highlight	VERB
ejif-11516	152	31	the	the	DET
ejif-11516	152	32	dynamic	dynamic	ADJ
ejif-11516	152	33	nature	nature	NOUN
ejif-11516	152	34	of	of	ADP
ejif-11516	152	35	the	the	DET
ejif-11516	152	36	machine	machine	NOUN
ejif-11516	152	37	learning	learn	VERB
ejif-11516	152	38	algorithm	algorithm	NOUN
ejif-11516	152	39	in	in	ADP
ejif-11516	152	40	this	this	DET
ejif-11516	152	41	model	model	NOUN
ejif-11516	152	42	.	.	PUNCT
ejif-11516	153	1	consequently	consequently	ADV
ejif-11516	153	2	,	,	PUNCT
ejif-11516	153	3	the	the	DET
ejif-11516	153	4	data	data	NOUN
ejif-11516	153	5	sets	set	NOUN
ejif-11516	153	6	and	and	CCONJ
ejif-11516	153	7	their	their	PRON
ejif-11516	153	8	impact	impact	NOUN
ejif-11516	153	9	weight	weight	NOUN
ejif-11516	153	10	values	value	NOUN
ejif-11516	153	11	are	be	AUX
ejif-11516	153	12	designed	design	VERB
ejif-11516	153	13	to	to	PART
ejif-11516	153	14	be	be	AUX
ejif-11516	153	15	adaptable	adaptable	ADJ
ejif-11516	153	16	to	to	PART
ejif-11516	153	17	align	align	VERB
ejif-11516	153	18	with	with	ADP
ejif-11516	153	19	the	the	DET
ejif-11516	153	20	evolving	evolve	VERB
ejif-11516	153	21	needs	need	NOUN
ejif-11516	153	22	of	of	ADP
ejif-11516	153	23	the	the	DET
ejif-11516	153	24	algorithm	algorithm	NOUN
ejif-11516	153	25	.	.	PUNCT
ejif-11516	154	1	european	european	PROPN
ejif-11516	154	2	journal	journal	PROPN
ejif-11516	154	3	of	of	ADP
ejif-11516	154	4	islamic	islamic	PROPN
ejif-11516	154	5	finance	finance	PROPN
ejif-11516	154	6	issn	issn	PROPN
ejif-11516	154	7	:	:	PUNCT
ejif-11516	154	8	2421	2421	NUM
ejif-11516	154	9	-	-	SYM
ejif-11516	154	10	2172	2172	NUM
ejif-11516	154	11	doi	doi	NOUN
ejif-11516	154	12	:	:	PUNCT
ejif-11516	154	13	10.13135/2421	10.13135/2421	NUM
ejif-11516	154	14	-	-	SYM
ejif-11516	154	15	2172/11516	2172/11516	NUM
ejif-11516	154	16	published	publish	VERB
ejif-11516	154	17	by	by	ADP
ejif-11516	154	18	university	university	PROPN
ejif-11516	154	19	of	of	ADP
ejif-11516	154	20	turin	turin	PROPN
ejif-11516	155	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-11516	155	2	ejif	ejif	PROPN
ejif-11516	155	3	content	content	NOUN
ejif-11516	155	4	is	be	AUX
ejif-11516	155	5	licensed	license	VERB
ejif-11516	155	6	under	under	ADP
ejif-11516	155	7	a	a	DET
ejif-11516	155	8	creative	creative	ADJ
ejif-11516	155	9	commons	common	NOUN
ejif-11516	155	10	attribution	attribution	NOUN
ejif-11516	155	11	4.0	4.0	NUM
ejif-11516	155	12	international	international	ADJ
ejif-11516	155	13	license	license	NOUN
ejif-11516	155	14	17	17	NUM
ejif-11516	155	15	figure	figure	NOUN
ejif-11516	155	16	1	1	NUM
ejif-11516	155	17	.	.	PUNCT
ejif-11516	155	18	dataset	dataset	ADJ
ejif-11516	155	19	groups	group	NOUN
ejif-11516	155	20	of	of	ADP
ejif-11516	155	21	the	the	DET
ejif-11516	155	22	benefit	benefit	NOUN
ejif-11516	155	23	sharing	sharing	NOUN
ejif-11516	155	24	model	model	NOUN
ejif-11516	155	25	(	(	PUNCT
ejif-11516	155	26	sample	sample	NOUN
ejif-11516	155	27	)	)	PUNCT
ejif-11516	155	28	.	.	PUNCT
ejif-11516	156	1	source	source	NOUN
ejif-11516	156	2	:	:	PUNCT
ejif-11516	156	3	authors	author	NOUN
ejif-11516	156	4	’	’	PART
ejif-11516	156	5	elaboration	elaboration	PROPN
ejif-11516	156	6	european	european	PROPN
ejif-11516	156	7	journal	journal	PROPN
ejif-11516	156	8	of	of	ADP
ejif-11516	156	9	islamic	islamic	PROPN
ejif-11516	156	10	finance	finance	PROPN
ejif-11516	156	11	issn	issn	PROPN
ejif-11516	156	12	:	:	PUNCT
ejif-11516	156	13	2421	2421	NUM
ejif-11516	156	14	-	-	SYM
ejif-11516	156	15	2172	2172	NUM
ejif-11516	156	16	doi	doi	NOUN
ejif-11516	156	17	:	:	PUNCT
ejif-11516	156	18	10.13135/2421	10.13135/2421	NUM
ejif-11516	156	19	-	-	SYM
ejif-11516	156	20	2172/11516	2172/11516	NUM
ejif-11516	156	21	published	publish	VERB
ejif-11516	156	22	by	by	ADP
ejif-11516	156	23	university	university	PROPN
ejif-11516	156	24	of	of	ADP
ejif-11516	156	25	turin	turin	PROPN
ejif-11516	157	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-11516	157	2	ejif	ejif	PROPN
ejif-11516	157	3	content	content	NOUN
ejif-11516	157	4	is	be	AUX
ejif-11516	157	5	licensed	license	VERB
ejif-11516	157	6	under	under	ADP
ejif-11516	157	7	a	a	DET
ejif-11516	157	8	creative	creative	ADJ
ejif-11516	157	9	commons	common	NOUN
ejif-11516	157	10	attribution	attribution	NOUN
ejif-11516	157	11	4.0	4.0	NUM
ejif-11516	157	12	international	international	ADJ
ejif-11516	157	13	license	license	NOUN
ejif-11516	157	14	18	18	NUM
ejif-11516	157	15	table	table	NOUN
ejif-11516	157	16	1	1	NUM
ejif-11516	157	17	.	.	PUNCT
ejif-11516	157	18	dataset	dataset	ADJ
ejif-11516	157	19	groups	group	NOUN
ejif-11516	157	20	of	of	ADP
ejif-11516	157	21	the	the	DET
ejif-11516	157	22	benefit	benefit	NOUN
ejif-11516	157	23	sharing	sharing	NOUN
ejif-11516	157	24	model	model	NOUN
ejif-11516	157	25	(	(	PUNCT
ejif-11516	157	26	sample	sample	NOUN
ejif-11516	157	27	)	)	PUNCT
ejif-11516	157	28	.	.	PUNCT
ejif-11516	158	1	source	source	NOUN
ejif-11516	158	2	:	:	PUNCT
ejif-11516	158	3	authors	author	NOUN
ejif-11516	158	4	’	’	PART
ejif-11516	158	5	elaboration	elaboration	PROPN
ejif-11516	158	6	european	european	PROPN
ejif-11516	158	7	journal	journal	PROPN
ejif-11516	158	8	of	of	ADP
ejif-11516	158	9	islamic	islamic	PROPN
ejif-11516	158	10	finance	finance	PROPN
ejif-11516	158	11	issn	issn	PROPN
ejif-11516	158	12	:	:	PUNCT
ejif-11516	158	13	2421	2421	NUM
ejif-11516	158	14	-	-	SYM
ejif-11516	158	15	2172	2172	NUM
ejif-11516	158	16	doi	doi	NOUN
ejif-11516	158	17	:	:	PUNCT
ejif-11516	158	18	10.13135/2421	10.13135/2421	NUM
ejif-11516	158	19	-	-	SYM
ejif-11516	158	20	2172/11516	2172/11516	NUM
ejif-11516	158	21	published	publish	VERB
ejif-11516	158	22	by	by	ADP
ejif-11516	158	23	university	university	PROPN
ejif-11516	158	24	of	of	ADP
ejif-11516	158	25	turin	turin	PROPN
ejif-11516	159	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-11516	159	2	ejif	ejif	PROPN
ejif-11516	159	3	content	content	NOUN
ejif-11516	159	4	is	be	AUX
ejif-11516	159	5	licensed	license	VERB
ejif-11516	159	6	under	under	ADP
ejif-11516	159	7	a	a	DET
ejif-11516	159	8	creative	creative	ADJ
ejif-11516	159	9	commons	common	NOUN
ejif-11516	159	10	attribution	attribution	NOUN
ejif-11516	159	11	4.0	4.0	NUM
ejif-11516	159	12	international	international	ADJ
ejif-11516	159	13	license	license	NOUN
ejif-11516	159	14	19	19	NUM
ejif-11516	159	15	5	5	NUM
ejif-11516	159	16	.	.	PUNCT
ejif-11516	160	1	use	use	NOUN
ejif-11516	160	2	of	of	ADP
ejif-11516	160	3	the	the	DET
ejif-11516	160	4	benefit	benefit	NOUN
ejif-11516	160	5	sharing	sharing	NOUN
ejif-11516	160	6	model	model	NOUN
ejif-11516	160	7	in	in	ADP
ejif-11516	160	8	the	the	DET
ejif-11516	160	9	interest	interest	NOUN
ejif-11516	160	10	-	-	PUNCT
ejif-11516	160	11	free	free	ADJ
ejif-11516	160	12	finance	finance	NOUN
ejif-11516	160	13	sector	sector	NOUN
ejif-11516	160	14	:	:	PUNCT
ejif-11516	160	15	digital	digital	ADJ
ejif-11516	160	16	model	model	NOUN
ejif-11516	160	17	proposals	proposal	NOUN
ejif-11516	160	18	the	the	DET
ejif-11516	160	19	market	market	NOUN
ejif-11516	160	20	,	,	PUNCT
ejif-11516	160	21	a	a	DET
ejif-11516	160	22	fundamental	fundamental	ADJ
ejif-11516	160	23	economic	economic	ADJ
ejif-11516	160	24	entity	entity	NOUN
ejif-11516	160	25	,	,	PUNCT
ejif-11516	160	26	serves	serve	VERB
ejif-11516	160	27	as	as	ADP
ejif-11516	160	28	a	a	DET
ejif-11516	160	29	platform	platform	NOUN
ejif-11516	160	30	where	where	SCONJ
ejif-11516	160	31	buyers	buyer	NOUN
ejif-11516	160	32	and	and	CCONJ
ejif-11516	160	33	sellers	seller	NOUN
ejif-11516	160	34	engage	engage	VERB
ejif-11516	160	35	in	in	ADP
ejif-11516	160	36	the	the	DET
ejif-11516	160	37	exchange	exchange	NOUN
ejif-11516	160	38	of	of	ADP
ejif-11516	160	39	goods	good	NOUN
ejif-11516	160	40	and	and	CCONJ
ejif-11516	160	41	services	service	NOUN
ejif-11516	160	42	,	,	PUNCT
ejif-11516	160	43	encompassing	encompass	VERB
ejif-11516	160	44	various	various	ADJ
ejif-11516	160	45	financial	financial	ADJ
ejif-11516	160	46	markets	market	NOUN
ejif-11516	160	47	like	like	ADP
ejif-11516	160	48	money	money	NOUN
ejif-11516	160	49	and	and	CCONJ
ejif-11516	160	50	capital	capital	NOUN
ejif-11516	160	51	markets	market	NOUN
ejif-11516	160	52	.	.	PUNCT
ejif-11516	161	1	in	in	ADP
ejif-11516	161	2	the	the	DET
ejif-11516	161	3	realm	realm	NOUN
ejif-11516	161	4	of	of	ADP
ejif-11516	161	5	interest	interest	NOUN
ejif-11516	161	6	-	-	PUNCT
ejif-11516	161	7	free	free	ADJ
ejif-11516	161	8	finance	finance	NOUN
ejif-11516	161	9	,	,	PUNCT
ejif-11516	161	10	adherence	adherence	NOUN
ejif-11516	161	11	to	to	ADP
ejif-11516	161	12	shariah	shariah	PROPN
ejif-11516	161	13	principles	principle	NOUN
ejif-11516	161	14	introduces	introduce	VERB
ejif-11516	161	15	complexities	complexity	NOUN
ejif-11516	161	16	,	,	PUNCT
ejif-11516	161	17	necessitating	necessitate	VERB
ejif-11516	161	18	financial	financial	ADJ
ejif-11516	161	19	instruments	instrument	NOUN
ejif-11516	161	20	that	that	PRON
ejif-11516	161	21	meet	meet	VERB
ejif-11516	161	22	both	both	CCONJ
ejif-11516	161	23	ethical	ethical	ADJ
ejif-11516	161	24	and	and	CCONJ
ejif-11516	161	25	religious	religious	ADJ
ejif-11516	161	26	standards	standard	NOUN
ejif-11516	161	27	.	.	PUNCT
ejif-11516	162	1	this	this	PRON
ejif-11516	162	2	often	often	ADV
ejif-11516	162	3	leads	lead	VERB
ejif-11516	162	4	to	to	ADP
ejif-11516	162	5	debates	debate	NOUN
ejif-11516	162	6	about	about	ADP
ejif-11516	162	7	the	the	DET
ejif-11516	162	8	suitability	suitability	NOUN
ejif-11516	162	9	of	of	ADP
ejif-11516	162	10	specific	specific	ADJ
ejif-11516	162	11	financial	financial	ADJ
ejif-11516	162	12	tools	tool	NOUN
ejif-11516	162	13	under	under	ADP
ejif-11516	162	14	contemporary	contemporary	ADJ
ejif-11516	162	15	conditions	condition	NOUN
ejif-11516	162	16	(	(	PUNCT
ejif-11516	162	17	ahmed	ahme	VERB
ejif-11516	162	18	,	,	PUNCT
ejif-11516	162	19	2020	2020	NUM
ejif-11516	162	20	)	)	PUNCT
ejif-11516	162	21	.	.	PUNCT
ejif-11516	163	1	fintech	fintech	NOUN
ejif-11516	163	2	firms	firm	NOUN
ejif-11516	163	3	have	have	AUX
ejif-11516	163	4	revolutionized	revolutionize	VERB
ejif-11516	163	5	the	the	DET
ejif-11516	163	6	financial	financial	ADJ
ejif-11516	163	7	sector	sector	NOUN
ejif-11516	163	8	with	with	ADP
ejif-11516	163	9	innovative	innovative	ADJ
ejif-11516	163	10	technology	technology	NOUN
ejif-11516	163	11	,	,	PUNCT
ejif-11516	163	12	facilitating	facilitate	VERB
ejif-11516	163	13	swift	swift	ADJ
ejif-11516	163	14	credibility	credibility	NOUN
ejif-11516	163	15	evaluations	evaluation	NOUN
ejif-11516	163	16	,	,	PUNCT
ejif-11516	163	17	risk	risk	NOUN
ejif-11516	163	18	analyses	analysis	NOUN
ejif-11516	163	19	,	,	PUNCT
ejif-11516	163	20	and	and	CCONJ
ejif-11516	163	21	broad	broad	ADJ
ejif-11516	163	22	market	market	NOUN
ejif-11516	163	23	penetration	penetration	NOUN
ejif-11516	163	24	.	.	PUNCT
ejif-11516	164	1	these	these	DET
ejif-11516	164	2	advancements	advancement	NOUN
ejif-11516	164	3	are	be	AUX
ejif-11516	164	4	particularly	particularly	ADV
ejif-11516	164	5	significant	significant	ADJ
ejif-11516	164	6	in	in	ADP
ejif-11516	164	7	interest	interest	NOUN
ejif-11516	164	8	-	-	PUNCT
ejif-11516	164	9	free	free	ADJ
ejif-11516	164	10	finance	finance	NOUN
ejif-11516	164	11	,	,	PUNCT
ejif-11516	164	12	where	where	SCONJ
ejif-11516	164	13	ethical	ethical	ADJ
ejif-11516	164	14	considerations	consideration	NOUN
ejif-11516	164	15	and	and	CCONJ
ejif-11516	164	16	shariah	shariah	PROPN
ejif-11516	164	17	compliance	compliance	NOUN
ejif-11516	164	18	are	be	AUX
ejif-11516	164	19	paramount	paramount	ADJ
ejif-11516	164	20	(	(	PUNCT
ejif-11516	164	21	jensen	jensen	PROPN
ejif-11516	164	22	&	&	CCONJ
ejif-11516	164	23	harlow	harlow	PROPN
ejif-11516	164	24	,	,	PUNCT
ejif-11516	164	25	2021	2021	NUM
ejif-11516	164	26	;	;	PUNCT
ejif-11516	164	27	alam	alam	PROPN
ejif-11516	164	28	et	et	PROPN
ejif-11516	164	29	al	al	PROPN
ejif-11516	164	30	.	.	PROPN
ejif-11516	164	31	)	)	PUNCT
ejif-11516	164	32	.	.	PUNCT
ejif-11516	165	1	fintech	fintech	NOUN
ejif-11516	165	2	has	have	AUX
ejif-11516	165	3	led	lead	VERB
ejif-11516	165	4	to	to	ADP
ejif-11516	165	5	the	the	DET
ejif-11516	165	6	creation	creation	NOUN
ejif-11516	165	7	of	of	ADP
ejif-11516	165	8	agile	agile	ADJ
ejif-11516	165	9	financial	financial	ADJ
ejif-11516	165	10	models	model	NOUN
ejif-11516	165	11	that	that	PRON
ejif-11516	165	12	align	align	VERB
ejif-11516	165	13	with	with	ADP
ejif-11516	165	14	the	the	DET
ejif-11516	165	15	ethical	ethical	ADJ
ejif-11516	165	16	-	-	PUNCT
ejif-11516	165	17	moral	moral	ADJ
ejif-11516	165	18	parameters	parameter	NOUN
ejif-11516	165	19	of	of	ADP
ejif-11516	165	20	interest	interest	NOUN
ejif-11516	165	21	-	-	PUNCT
ejif-11516	165	22	free	free	ADJ
ejif-11516	165	23	systems	system	NOUN
ejif-11516	165	24	(	(	PUNCT
ejif-11516	165	25	greenwood	greenwood	PROPN
ejif-11516	165	26	,	,	PUNCT
ejif-11516	165	27	2022	2022	NUM
ejif-11516	165	28	)	)	PUNCT
ejif-11516	165	29	.	.	PUNCT
ejif-11516	166	1	technological	technological	ADJ
ejif-11516	166	2	advancements	advancement	NOUN
ejif-11516	166	3	have	have	AUX
ejif-11516	166	4	led	lead	VERB
ejif-11516	166	5	to	to	ADP
ejif-11516	166	6	the	the	DET
ejif-11516	166	7	development	development	NOUN
ejif-11516	166	8	of	of	ADP
ejif-11516	166	9	digital	digital	ADJ
ejif-11516	166	10	and	and	CCONJ
ejif-11516	166	11	smart	smart	ADJ
ejif-11516	166	12	contracts	contract	NOUN
ejif-11516	166	13	,	,	PUNCT
ejif-11516	166	14	especially	especially	ADV
ejif-11516	166	15	relevant	relevant	ADJ
ejif-11516	166	16	in	in	ADP
ejif-11516	166	17	the	the	DET
ejif-11516	166	18	interestfree	interestfree	ADJ
ejif-11516	166	19	finance	finance	NOUN
ejif-11516	166	20	sector	sector	NOUN
ejif-11516	166	21	.	.	PUNCT
ejif-11516	167	1	these	these	DET
ejif-11516	167	2	blockchain	blockchain	PROPN
ejif-11516	167	3	-	-	PUNCT
ejif-11516	167	4	supported	support	VERB
ejif-11516	167	5	agreements	agreement	NOUN
ejif-11516	167	6	offer	offer	VERB
ejif-11516	167	7	enhanced	enhance	VERB
ejif-11516	167	8	transparency	transparency	NOUN
ejif-11516	167	9	and	and	CCONJ
ejif-11516	167	10	security	security	NOUN
ejif-11516	167	11	while	while	SCONJ
ejif-11516	167	12	adhering	adhere	VERB
ejif-11516	167	13	to	to	ADP
ejif-11516	167	14	shariah	shariah	PROPN
ejif-11516	167	15	principles	principle	NOUN
ejif-11516	167	16	,	,	PUNCT
ejif-11516	167	17	marking	mark	VERB
ejif-11516	167	18	a	a	DET
ejif-11516	167	19	departure	departure	NOUN
ejif-11516	167	20	from	from	ADP
ejif-11516	167	21	traditional	traditional	ADJ
ejif-11516	167	22	financial	financial	ADJ
ejif-11516	167	23	contract	contract	NOUN
ejif-11516	167	24	structures	structure	NOUN
ejif-11516	167	25	(	(	PUNCT
ejif-11516	167	26	farooq	farooq	PROPN
ejif-11516	167	27	&	&	CCONJ
ejif-11516	167	28	patel	patel	PROPN
ejif-11516	167	29	,	,	PUNCT
ejif-11516	167	30	2022	2022	NUM
ejif-11516	167	31	;	;	PUNCT
ejif-11516	167	32	wilson	wilson	PROPN
ejif-11516	167	33	&	&	CCONJ
ejif-11516	167	34	abdullah	abdullah	PROPN
ejif-11516	167	35	,	,	PUNCT
ejif-11516	167	36	2024	2024	NUM
ejif-11516	167	37	)	)	PUNCT
ejif-11516	167	38	.	.	PUNCT
ejif-11516	168	1	the	the	DET
ejif-11516	168	2	benefit	benefit	NOUN
ejif-11516	168	3	sharing	sharing	NOUN
ejif-11516	168	4	model	model	NOUN
ejif-11516	168	5	presents	present	VERB
ejif-11516	168	6	a	a	DET
ejif-11516	168	7	responsive	responsive	ADJ
ejif-11516	168	8	approach	approach	NOUN
ejif-11516	168	9	within	within	ADP
ejif-11516	168	10	the	the	DET
ejif-11516	168	11	digital	digital	ADJ
ejif-11516	168	12	landscape	landscape	NOUN
ejif-11516	168	13	of	of	ADP
ejif-11516	168	14	interest	interest	NOUN
ejif-11516	168	15	-	-	PUNCT
ejif-11516	168	16	free	free	ADJ
ejif-11516	168	17	finance	finance	NOUN
ejif-11516	168	18	.	.	PUNCT
ejif-11516	169	1	it	it	PRON
ejif-11516	169	2	proposes	propose	VERB
ejif-11516	169	3	a	a	DET
ejif-11516	169	4	reinterpreted	reinterpret	VERB
ejif-11516	169	5	and	and	CCONJ
ejif-11516	169	6	restructured	restructure	VERB
ejif-11516	169	7	version	version	NOUN
ejif-11516	169	8	of	of	ADP
ejif-11516	169	9	classical	classical	ADJ
ejif-11516	169	10	financial	financial	ADJ
ejif-11516	169	11	instruments	instrument	NOUN
ejif-11516	169	12	using	use	VERB
ejif-11516	169	13	modern	modern	ADJ
ejif-11516	169	14	technology	technology	NOUN
ejif-11516	169	15	.	.	PUNCT
ejif-11516	170	1	grounded	ground	VERB
ejif-11516	170	2	in	in	ADP
ejif-11516	170	3	ai	ai	NOUN
ejif-11516	170	4	,	,	PUNCT
ejif-11516	170	5	cloud	cloud	NOUN
ejif-11516	170	6	computing	computing	NOUN
ejif-11516	170	7	,	,	PUNCT
ejif-11516	170	8	and	and	CCONJ
ejif-11516	170	9	blockchain	blockchain	PROPN
ejif-11516	170	10	technology	technology	PROPN
ejif-11516	170	11	,	,	PUNCT
ejif-11516	170	12	the	the	DET
ejif-11516	170	13	model	model	NOUN
ejif-11516	170	14	addresses	address	VERB
ejif-11516	170	15	ethical	ethical	ADJ
ejif-11516	170	16	concerns	concern	NOUN
ejif-11516	170	17	and	and	CCONJ
ejif-11516	170	18	introduces	introduce	NOUN
ejif-11516	170	19	a	a	DET
ejif-11516	170	20	reengineered	reengineere	VERB
ejif-11516	170	21	technical	technical	ADJ
ejif-11516	170	22	solution	solution	NOUN
ejif-11516	170	23	(	(	PUNCT
ejif-11516	170	24	khan	khan	PROPN
ejif-11516	170	25	,	,	PUNCT
ejif-11516	170	26	2022	2022	NUM
ejif-11516	170	27	;	;	PUNCT
ejif-11516	170	28	farooq	farooq	PROPN
ejif-11516	170	29	&	&	CCONJ
ejif-11516	170	30	patel	patel	PROPN
ejif-11516	170	31	,	,	PUNCT
ejif-11516	170	32	2022	2022	NUM
ejif-11516	170	33	)	)	PUNCT
ejif-11516	170	34	.	.	PUNCT
ejif-11516	171	1	its	its	PRON
ejif-11516	171	2	primary	primary	ADJ
ejif-11516	171	3	objective	objective	NOUN
ejif-11516	171	4	is	be	AUX
ejif-11516	171	5	to	to	PART
ejif-11516	171	6	leverage	leverage	VERB
ejif-11516	171	7	cutting	cutting	NOUN
ejif-11516	171	8	-	-	PUNCT
ejif-11516	171	9	edge	edge	NOUN
ejif-11516	171	10	technologies	technology	NOUN
ejif-11516	171	11	to	to	PART
ejif-11516	171	12	enhance	enhance	VERB
ejif-11516	171	13	legal	legal	ADJ
ejif-11516	171	14	and	and	CCONJ
ejif-11516	171	15	financial	financial	ADJ
ejif-11516	171	16	effectiveness	effectiveness	NOUN
ejif-11516	171	17	while	while	SCONJ
ejif-11516	171	18	upholding	uphold	VERB
ejif-11516	171	19	islamic	islamic	ADJ
ejif-11516	171	20	financial	financial	ADJ
ejif-11516	171	21	principles	principle	NOUN
ejif-11516	171	22	and	and	CCONJ
ejif-11516	171	23	ethical	ethical	ADJ
ejif-11516	171	24	standards	standard	NOUN
ejif-11516	171	25	(	(	PUNCT
ejif-11516	171	26	greenwood	greenwood	PROPN
ejif-11516	171	27	,	,	PUNCT
ejif-11516	171	28	2022	2022	NUM
ejif-11516	171	29	;	;	PUNCT
ejif-11516	171	30	wilson	wilson	PROPN
ejif-11516	171	31	&	&	CCONJ
ejif-11516	171	32	abdullah	abdullah	PROPN
ejif-11516	171	33	,	,	PUNCT
ejif-11516	171	34	2014	2014	NUM
ejif-11516	171	35	)	)	PUNCT
ejif-11516	171	36	.	.	PUNCT
ejif-11516	172	1	incorporating	incorporate	VERB
ejif-11516	172	2	the	the	DET
ejif-11516	172	3	benefit	benefit	NOUN
ejif-11516	172	4	sharing	sharing	NOUN
ejif-11516	172	5	model	model	NOUN
ejif-11516	172	6	into	into	ADP
ejif-11516	172	7	digital	digital	ADJ
ejif-11516	172	8	platforms	platform	NOUN
ejif-11516	172	9	is	be	AUX
ejif-11516	172	10	a	a	DET
ejif-11516	172	11	pivotal	pivotal	ADJ
ejif-11516	172	12	step	step	NOUN
ejif-11516	172	13	in	in	ADP
ejif-11516	172	14	the	the	DET
ejif-11516	172	15	field	field	NOUN
ejif-11516	172	16	of	of	ADP
ejif-11516	172	17	interest	interest	NOUN
ejif-11516	172	18	-	-	PUNCT
ejif-11516	172	19	free	free	ADJ
ejif-11516	172	20	finance	finance	NOUN
ejif-11516	172	21	.	.	PUNCT
ejif-11516	173	1	it	it	PRON
ejif-11516	173	2	addresses	address	VERB
ejif-11516	173	3	current	current	ADJ
ejif-11516	173	4	challenges	challenge	NOUN
ejif-11516	173	5	while	while	SCONJ
ejif-11516	173	6	opening	open	VERB
ejif-11516	173	7	avenues	avenue	NOUN
ejif-11516	173	8	for	for	ADP
ejif-11516	173	9	innovation	innovation	NOUN
ejif-11516	173	10	and	and	CCONJ
ejif-11516	173	11	development	development	NOUN
ejif-11516	173	12	.	.	PUNCT
ejif-11516	174	1	the	the	DET
ejif-11516	174	2	model	model	NOUN
ejif-11516	174	3	's	's	PART
ejif-11516	174	4	adaptability	adaptability	NOUN
ejif-11516	174	5	to	to	ADP
ejif-11516	174	6	evolving	evolving	NOUN
ejif-11516	174	7	technologies	technology	NOUN
ejif-11516	174	8	like	like	ADP
ejif-11516	174	9	ai	ai	VERB
ejif-11516	174	10	and	and	CCONJ
ejif-11516	174	11	blockchain	blockchain	PROPN
ejif-11516	174	12	heralds	herald	VERB
ejif-11516	174	13	a	a	DET
ejif-11516	174	14	future	future	NOUN
ejif-11516	174	15	of	of	ADP
ejif-11516	174	16	efficient	efficient	ADJ
ejif-11516	174	17	,	,	PUNCT
ejif-11516	174	18	secure	secure	ADJ
ejif-11516	174	19	,	,	PUNCT
ejif-11516	174	20	and	and	CCONJ
ejif-11516	174	21	ethical	ethical	ADJ
ejif-11516	174	22	financial	financial	ADJ
ejif-11516	174	23	transactions	transaction	NOUN
ejif-11516	174	24	compliant	compliant	ADJ
ejif-11516	174	25	with	with	ADP
ejif-11516	174	26	shariah	shariah	PROPN
ejif-11516	174	27	law	law	NOUN
ejif-11516	174	28	.	.	PUNCT
ejif-11516	175	1	its	its	PRON
ejif-11516	175	2	implications	implication	NOUN
ejif-11516	175	3	extend	extend	VERB
ejif-11516	175	4	beyond	beyond	ADP
ejif-11516	175	5	the	the	DET
ejif-11516	175	6	present	present	NOUN
ejif-11516	175	7	,	,	PUNCT
ejif-11516	175	8	offering	offer	VERB
ejif-11516	175	9	insights	insight	NOUN
ejif-11516	175	10	and	and	CCONJ
ejif-11516	175	11	a	a	DET
ejif-11516	175	12	foundation	foundation	NOUN
ejif-11516	175	13	for	for	ADP
ejif-11516	175	14	future	future	ADJ
ejif-11516	175	15	research	research	NOUN
ejif-11516	175	16	in	in	ADP
ejif-11516	175	17	ethical	ethical	ADJ
ejif-11516	175	18	,	,	PUNCT
ejif-11516	175	19	technology	technology	NOUN
ejif-11516	175	20	-	-	PUNCT
ejif-11516	175	21	based	base	VERB
ejif-11516	175	22	finance	finance	NOUN
ejif-11516	175	23	.	.	PUNCT
ejif-11516	176	1	6	6	X
ejif-11516	176	2	.	.	X
ejif-11516	176	3	digital	digital	ADJ
ejif-11516	176	4	interest	interest	NOUN
ejif-11516	176	5	-	-	PUNCT
ejif-11516	176	6	free	free	ADJ
ejif-11516	176	7	financial	financial	ADJ
ejif-11516	176	8	model	model	NOUN
ejif-11516	176	9	proposals	proposal	NOUN
ejif-11516	176	10	based	base	VERB
ejif-11516	176	11	on	on	ADP
ejif-11516	176	12	smart	smart	ADJ
ejif-11516	176	13	contracts	contract	NOUN
ejif-11516	176	14	for	for	ADP
ejif-11516	176	15	the	the	DET
ejif-11516	176	16	technical	technical	ADJ
ejif-11516	176	17	infrastructure	infrastructure	NOUN
ejif-11516	176	18	of	of	ADP
ejif-11516	176	19	interest	interest	NOUN
ejif-11516	176	20	-	-	PUNCT
ejif-11516	176	21	free	free	ADJ
ejif-11516	176	22	finance	finance	NOUN
ejif-11516	176	23	models	model	NOUN
ejif-11516	176	24	based	base	VERB
ejif-11516	176	25	on	on	ADP
ejif-11516	176	26	smart	smart	ADJ
ejif-11516	176	27	contracts	contract	NOUN
ejif-11516	176	28	to	to	PART
ejif-11516	176	29	be	be	AUX
ejif-11516	176	30	operational	operational	ADJ
ejif-11516	176	31	,	,	PUNCT
ejif-11516	176	32	parties	party	NOUN
ejif-11516	176	33	involved	involve	VERB
ejif-11516	176	34	in	in	ADP
ejif-11516	176	35	financial	financial	ADJ
ejif-11516	176	36	interactions	interaction	NOUN
ejif-11516	176	37	need	need	VERB
ejif-11516	176	38	to	to	PART
ejif-11516	176	39	connect	connect	VERB
ejif-11516	176	40	to	to	ADP
ejif-11516	176	41	the	the	DET
ejif-11516	176	42	relevant	relevant	ADJ
ejif-11516	176	43	platform	platform	NOUN
ejif-11516	176	44	.	.	PUNCT
ejif-11516	177	1	this	this	DET
ejif-11516	177	2	design	design	NOUN
ejif-11516	177	3	,	,	PUNCT
ejif-11516	177	4	termed	term	VERB
ejif-11516	177	5	the	the	DET
ejif-11516	177	6	system	system	NOUN
ejif-11516	177	7	interface	interface	NOUN
ejif-11516	177	8	,	,	PUNCT
ejif-11516	177	9	enables	enable	VERB
ejif-11516	177	10	users	user	NOUN
ejif-11516	177	11	to	to	PART
ejif-11516	177	12	interact	interact	VERB
ejif-11516	177	13	within	within	ADP
ejif-11516	177	14	the	the	DET
ejif-11516	177	15	system	system	NOUN
ejif-11516	177	16	.	.	PUNCT
ejif-11516	178	1	the	the	DET
ejif-11516	178	2	digital	digital	ADJ
ejif-11516	178	3	model	model	NOUN
ejif-11516	178	4	proposals	proposal	NOUN
ejif-11516	178	5	,	,	PUNCT
ejif-11516	178	6	emerging	emerge	VERB
ejif-11516	178	7	from	from	ADP
ejif-11516	178	8	the	the	DET
ejif-11516	178	9	application	application	NOUN
ejif-11516	178	10	of	of	ADP
ejif-11516	178	11	the	the	DET
ejif-11516	178	12	benefit	benefit	NOUN
ejif-11516	178	13	sharing	sharing	NOUN
ejif-11516	178	14	model	model	NOUN
ejif-11516	178	15	to	to	ADP
ejif-11516	178	16	various	various	ADJ
ejif-11516	178	17	interest	interest	NOUN
ejif-11516	178	18	-	-	PUNCT
ejif-11516	178	19	free	free	ADJ
ejif-11516	178	20	finance	finance	NOUN
ejif-11516	178	21	instruments	instrument	NOUN
ejif-11516	178	22	,	,	PUNCT
ejif-11516	178	23	are	be	AUX
ejif-11516	178	24	accessed	access	VERB
ejif-11516	178	25	and	and	CCONJ
ejif-11516	178	26	interacted	interact	VERB
ejif-11516	178	27	with	with	ADP
ejif-11516	178	28	through	through	ADP
ejif-11516	178	29	this	this	DET
ejif-11516	178	30	system	system	NOUN
ejif-11516	178	31	interface	interface	NOUN
ejif-11516	178	32	.	.	PUNCT
ejif-11516	179	1	additionally	additionally	ADV
ejif-11516	179	2	,	,	PUNCT
ejif-11516	179	3	the	the	DET
ejif-11516	179	4	blockchain	blockchain	PROPN
ejif-11516	179	5	platform	platform	NOUN
ejif-11516	179	6	,	,	PUNCT
ejif-11516	179	7	essential	essential	ADJ
ejif-11516	179	8	for	for	ADP
ejif-11516	179	9	creating	create	VERB
ejif-11516	179	10	smart	smart	ADJ
ejif-11516	179	11	contracts	contract	NOUN
ejif-11516	179	12	,	,	PUNCT
ejif-11516	179	13	forms	form	VERB
ejif-11516	179	14	the	the	DET
ejif-11516	179	15	technical	technical	ADJ
ejif-11516	179	16	backbone	backbone	NOUN
ejif-11516	179	17	of	of	ADP
ejif-11516	179	18	the	the	DET
ejif-11516	179	19	model	model	NOUN
ejif-11516	179	20	.	.	PUNCT
ejif-11516	180	1	users	user	NOUN
ejif-11516	180	2	initially	initially	ADV
ejif-11516	180	3	access	access	VERB
ejif-11516	180	4	the	the	DET
ejif-11516	180	5	system	system	NOUN
ejif-11516	180	6	interface	interface	NOUN
ejif-11516	180	7	to	to	PART
ejif-11516	180	8	evaluate	evaluate	VERB
ejif-11516	180	9	the	the	DET
ejif-11516	180	10	terms	term	NOUN
ejif-11516	180	11	and	and	CCONJ
ejif-11516	180	12	conditions	condition	NOUN
ejif-11516	180	13	of	of	ADP
ejif-11516	180	14	smart	smart	ADJ
ejif-11516	180	15	contracts	contract	NOUN
ejif-11516	180	16	.	.	PUNCT
ejif-11516	181	1	the	the	DET
ejif-11516	181	2	benefit	benefit	NOUN
ejif-11516	181	3	sharing	sharing	NOUN
ejif-11516	181	4	model	model	NOUN
ejif-11516	181	5	plays	play	VERB
ejif-11516	181	6	a	a	DET
ejif-11516	181	7	crucial	crucial	ADJ
ejif-11516	181	8	role	role	NOUN
ejif-11516	181	9	in	in	ADP
ejif-11516	181	10	this	this	DET
ejif-11516	181	11	agreement	agreement	NOUN
ejif-11516	181	12	process	process	NOUN
ejif-11516	181	13	by	by	ADP
ejif-11516	181	14	offering	offer	VERB
ejif-11516	181	15	the	the	DET
ejif-11516	181	16	parties	party	NOUN
ejif-11516	181	17	the	the	DET
ejif-11516	181	18	most	most	ADV
ejif-11516	181	19	suitable	suitable	ADJ
ejif-11516	181	20	benefit	benefit	NOUN
ejif-11516	181	21	and	and	CCONJ
ejif-11516	181	22	risk	risk	NOUN
ejif-11516	181	23	ratios	ratio	NOUN
ejif-11516	181	24	.	.	PUNCT
ejif-11516	182	1	once	once	ADV
ejif-11516	182	2	an	an	DET
ejif-11516	182	3	agreement	agreement	NOUN
ejif-11516	182	4	is	be	AUX
ejif-11516	182	5	reached	reach	VERB
ejif-11516	182	6	,	,	PUNCT
ejif-11516	182	7	the	the	DET
ejif-11516	182	8	parties	party	NOUN
ejif-11516	182	9	engage	engage	VERB
ejif-11516	182	10	in	in	ADP
ejif-11516	182	11	financial	financial	ADJ
ejif-11516	182	12	interaction	interaction	NOUN
ejif-11516	182	13	through	through	ADP
ejif-11516	182	14	the	the	DET
ejif-11516	182	15	execution	execution	NOUN
ejif-11516	182	16	of	of	ADP
ejif-11516	182	17	smart	smart	ADJ
ejif-11516	182	18	contracts	contract	NOUN
ejif-11516	182	19	.	.	PUNCT
ejif-11516	183	1	the	the	DET
ejif-11516	183	2	implementation	implementation	NOUN
ejif-11516	183	3	of	of	ADP
ejif-11516	183	4	the	the	DET
ejif-11516	183	5	benefit	benefit	NOUN
ejif-11516	183	6	sharing	sharing	NOUN
ejif-11516	183	7	model	model	NOUN
ejif-11516	183	8	utilizes	utilize	VERB
ejif-11516	183	9	cloud	cloud	PROPN
ejif-11516	183	10	computing	computing	PROPN
ejif-11516	183	11	services	service	NOUN
ejif-11516	183	12	,	,	PUNCT
ejif-11516	183	13	including	include	VERB
ejif-11516	183	14	1	1	NUM
ejif-11516	183	15	.	.	PUNCT
ejif-11516	183	16	infrastructure	infrastructure	NOUN
ejif-11516	183	17	as	as	ADP
ejif-11516	183	18	a	a	DET
ejif-11516	183	19	service	service	NOUN
ejif-11516	183	20	(	(	PUNCT
ejif-11516	183	21	iaas	iaas	PROPN
ejif-11516	183	22	)	)	PUNCT
ejif-11516	183	23	,	,	PUNCT
ejif-11516	183	24	2	2	X
ejif-11516	183	25	.	.	PUNCT
ejif-11516	183	26	platform	platform	NOUN
ejif-11516	183	27	as	as	ADP
ejif-11516	183	28	a	a	DET
ejif-11516	183	29	service	service	NOUN
ejif-11516	183	30	(	(	PUNCT
ejif-11516	183	31	paas	paas	NOUN
ejif-11516	183	32	)	)	PUNCT
ejif-11516	183	33	,	,	PUNCT
ejif-11516	183	34	and	and	CCONJ
ejif-11516	183	35	3	3	X
ejif-11516	183	36	.	.	NOUN
ejif-11516	183	37	software	software	NOUN
ejif-11516	183	38	as	as	ADP
ejif-11516	183	39	a	a	DET
ejif-11516	183	40	service	service	NOUN
ejif-11516	183	41	(	(	PUNCT
ejif-11516	183	42	saas	saas	NOUN
ejif-11516	183	43	)	)	PUNCT
ejif-11516	183	44	.	.	PUNCT
ejif-11516	184	1	however	however	ADV
ejif-11516	184	2	,	,	PUNCT
ejif-11516	184	3	recording	recording	NOUN
ejif-11516	184	4	and	and	CCONJ
ejif-11516	184	5	operating	operate	VERB
ejif-11516	184	6	these	these	DET
ejif-11516	184	7	technical	technical	ADJ
ejif-11516	184	8	capabilities	capability	NOUN
ejif-11516	184	9	via	via	ADP
ejif-11516	184	10	smart	smart	ADJ
ejif-11516	184	11	contracts	contract	NOUN
ejif-11516	184	12	are	be	AUX
ejif-11516	184	13	facilitated	facilitate	VERB
ejif-11516	184	14	using	use	VERB
ejif-11516	184	15	blockchain	blockchain	PROPN
ejif-11516	184	16	technology	technology	PROPN
ejif-11516	184	17	.	.	PUNCT
ejif-11516	185	1	in	in	ADP
ejif-11516	185	2	this	this	DET
ejif-11516	185	3	context	context	NOUN
ejif-11516	185	4	,	,	PUNCT
ejif-11516	185	5	the	the	DET
ejif-11516	185	6	technological	technological	ADJ
ejif-11516	185	7	foundation	foundation	NOUN
ejif-11516	185	8	of	of	ADP
ejif-11516	185	9	the	the	DET
ejif-11516	185	10	model	model	NOUN
ejif-11516	185	11	proposals	proposal	NOUN
ejif-11516	185	12	in	in	ADP
ejif-11516	185	13	this	this	DET
ejif-11516	185	14	section	section	NOUN
ejif-11516	185	15	is	be	AUX
ejif-11516	185	16	envisaged	envisage	VERB
ejif-11516	185	17	as	as	ADP
ejif-11516	185	18	a	a	DET
ejif-11516	185	19	hybrid	hybrid	ADJ
ejif-11516	185	20	method	method	NOUN
ejif-11516	185	21	(	(	PUNCT
ejif-11516	185	22	blockchain	blockchain	NOUN
ejif-11516	185	23	as	as	ADP
ejif-11516	185	24	a	a	DET
ejif-11516	185	25	service	service	NOUN
ejif-11516	185	26	,	,	PUNCT
ejif-11516	185	27	baas	baas	NOUN
ejif-11516	185	28	)	)	PUNCT
ejif-11516	185	29	that	that	PRON
ejif-11516	185	30	integrates	integrate	VERB
ejif-11516	185	31	cloud	cloud	NOUN
ejif-11516	185	32	computing	compute	VERB
ejif-11516	185	33	technical	technical	ADJ
ejif-11516	185	34	infrastructure	infrastructure	NOUN
ejif-11516	185	35	with	with	ADP
ejif-11516	185	36	blockchain	blockchain	PROPN
ejif-11516	185	37	systems	system	NOUN
ejif-11516	185	38	.	.	PUNCT
ejif-11516	186	1	users	user	NOUN
ejif-11516	186	2	connecting	connect	VERB
ejif-11516	186	3	to	to	ADP
ejif-11516	186	4	the	the	DET
ejif-11516	186	5	relevant	relevant	ADJ
ejif-11516	186	6	platform	platform	NOUN
ejif-11516	186	7	to	to	PART
ejif-11516	186	8	utilize	utilize	VERB
ejif-11516	186	9	one	one	NUM
ejif-11516	186	10	or	or	CCONJ
ejif-11516	186	11	several	several	ADJ
ejif-11516	186	12	interest	interest	NOUN
ejif-11516	186	13	-	-	PUNCT
ejif-11516	186	14	free	free	ADJ
ejif-11516	186	15	financial	financial	ADJ
ejif-11516	186	16	model	model	NOUN
ejif-11516	186	17	proposals	proposal	NOUN
ejif-11516	186	18	can	can	AUX
ejif-11516	186	19	engage	engage	VERB
ejif-11516	186	20	in	in	ADP
ejif-11516	186	21	financial	financial	ADJ
ejif-11516	186	22	interaction	interaction	NOUN
ejif-11516	186	23	through	through	ADP
ejif-11516	186	24	the	the	DET
ejif-11516	186	25	system	system	NOUN
ejif-11516	186	26	interface	interface	NOUN
ejif-11516	186	27	.	.	PUNCT
ejif-11516	187	1	this	this	DET
ejif-11516	187	2	interface	interface	NOUN
ejif-11516	187	3	can	can	AUX
ejif-11516	187	4	be	be	AUX
ejif-11516	187	5	designed	design	VERB
ejif-11516	187	6	with	with	ADP
ejif-11516	187	7	various	various	ADJ
ejif-11516	187	8	features	feature	NOUN
ejif-11516	187	9	to	to	PART
ejif-11516	187	10	be	be	AUX
ejif-11516	187	11	informative	informative	ADJ
ejif-11516	187	12	,	,	PUNCT
ejif-11516	187	13	directive	directive	NOUN
ejif-11516	187	14	,	,	PUNCT
ejif-11516	187	15	and	and	CCONJ
ejif-11516	187	16	managerial	managerial	NOUN
ejif-11516	187	17	based	base	VERB
ejif-11516	187	18	on	on	ADP
ejif-11516	187	19	the	the	DET
ejif-11516	187	20	characteristics	characteristic	NOUN
ejif-11516	187	21	of	of	ADP
ejif-11516	187	22	the	the	DET
ejif-11516	187	23	financial	financial	ADJ
ejif-11516	187	24	model	model	NOUN
ejif-11516	187	25	used	use	VERB
ejif-11516	187	26	and	and	CCONJ
ejif-11516	187	27	the	the	DET
ejif-11516	187	28	demands	demand	NOUN
ejif-11516	187	29	and	and	CCONJ
ejif-11516	187	30	expectations	expectation	NOUN
ejif-11516	187	31	of	of	ADP
ejif-11516	187	32	the	the	DET
ejif-11516	187	33	user	user	NOUN
ejif-11516	187	34	parties	party	NOUN
ejif-11516	187	35	.	.	PUNCT
ejif-11516	188	1	next	next	ADJ
ejif-11516	188	2	-	-	PUNCT
ejif-11516	188	3	generation	generation	NOUN
ejif-11516	188	4	financial	financial	ADJ
ejif-11516	188	5	technology	technology	NOUN
ejif-11516	188	6	companies	company	NOUN
ejif-11516	188	7	have	have	AUX
ejif-11516	188	8	made	make	VERB
ejif-11516	188	9	significant	significant	ADJ
ejif-11516	188	10	strides	stride	NOUN
ejif-11516	188	11	in	in	ADP
ejif-11516	188	12	designing	design	VERB
ejif-11516	188	13	interfaces	interface	NOUN
ejif-11516	188	14	that	that	PRON
ejif-11516	188	15	can	can	AUX
ejif-11516	188	16	analyze	analyze	VERB
ejif-11516	188	17	customer	customer	NOUN
ejif-11516	188	18	profiles	profile	NOUN
ejif-11516	188	19	and	and	CCONJ
ejif-11516	188	20	provide	provide	VERB
ejif-11516	188	21	optimal	optimal	ADJ
ejif-11516	188	22	guidance	guidance	NOUN
ejif-11516	188	23	in	in	ADP
ejif-11516	188	24	decision	decision	NOUN
ejif-11516	188	25	-	-	PUNCT
ejif-11516	188	26	making	make	VERB
ejif-11516	188	27	processes	process	NOUN
ejif-11516	188	28	.	.	PUNCT
ejif-11516	189	1	these	these	DET
ejif-11516	189	2	interfaces	interface	NOUN
ejif-11516	189	3	are	be	AUX
ejif-11516	189	4	crucial	crucial	ADJ
ejif-11516	189	5	operational	operational	ADJ
ejif-11516	189	6	layers	layer	NOUN
ejif-11516	189	7	between	between	ADP
ejif-11516	189	8	the	the	DET
ejif-11516	189	9	users	user	NOUN
ejif-11516	189	10	and	and	CCONJ
ejif-11516	189	11	the	the	DET
ejif-11516	189	12	model	model	NOUN
ejif-11516	189	13	(	(	PUNCT
ejif-11516	189	14	sankar	sankar	NOUN
ejif-11516	189	15	,	,	PUNCT
ejif-11516	189	16	amudha	amudha	PROPN
ejif-11516	189	17	,	,	PUNCT
ejif-11516	189	18	madhavan	madhavan	PROPN
ejif-11516	189	19	,	,	PUNCT
ejif-11516	189	20	&	&	CCONJ
ejif-11516	189	21	lamba	lamba	NOUN
ejif-11516	189	22	,	,	PUNCT
ejif-11516	189	23	2021	2021	NUM
ejif-11516	189	24	)	)	PUNCT
ejif-11516	189	25	.	.	PUNCT
ejif-11516	190	1	this	this	DET
ejif-11516	190	2	area	area	NOUN
ejif-11516	190	3	,	,	PUNCT
ejif-11516	190	4	particularly	particularly	ADV
ejif-11516	190	5	in	in	ADP
ejif-11516	190	6	the	the	DET
ejif-11516	190	7	context	context	NOUN
ejif-11516	190	8	of	of	ADP
ejif-11516	190	9	roboadvisory	roboadvisory	NOUN
ejif-11516	190	10	like	like	ADP
ejif-11516	190	11	portfolio	portfolio	NOUN
ejif-11516	190	12	optimisation	optimisation	NOUN
ejif-11516	190	13	,	,	PUNCT
ejif-11516	190	14	continues	continue	VERB
ejif-11516	190	15	to	to	PART
ejif-11516	190	16	grow	grow	VERB
ejif-11516	190	17	in	in	ADP
ejif-11516	190	18	importance	importance	NOUN
ejif-11516	190	19	(	(	PUNCT
ejif-11516	190	20	he	he	PRON
ejif-11516	190	21	,	,	PUNCT
ejif-11516	190	22	romanko	romanko	PROPN
ejif-11516	190	23	,	,	PUNCT
ejif-11516	190	24	sienkiewicz	sienkiewicz	NOUN
ejif-11516	190	25	,	,	PUNCT
ejif-11516	190	26	seidman	seidman	PROPN
ejif-11516	190	27	,	,	PUNCT
ejif-11516	190	28	&	&	CCONJ
ejif-11516	190	29	kwon	kwon	PROPN
ejif-11516	190	30	,	,	PUNCT
ejif-11516	190	31	2021	2021	NUM
ejif-11516	190	32	:	:	PUNCT
ejif-11516	190	33	2	2	NUM
ejif-11516	190	34	)	)	PUNCT
ejif-11516	190	35	.	.	PUNCT
ejif-11516	191	1	this	this	DET
ejif-11516	191	2	approach	approach	NOUN
ejif-11516	191	3	,	,	PUNCT
ejif-11516	191	4	using	use	VERB
ejif-11516	191	5	the	the	DET
ejif-11516	191	6	benefit	benefit	NOUN
ejif-11516	191	7	sharing	sharing	NOUN
ejif-11516	191	8	model	model	NOUN
ejif-11516	191	9	data	datum	NOUN
ejif-11516	191	10	sets	set	NOUN
ejif-11516	191	11	as	as	ADP
ejif-11516	191	12	the	the	DET
ejif-11516	191	13	base	base	NOUN
ejif-11516	191	14	algorithm	algorithm	NOUN
ejif-11516	191	15	and	and	CCONJ
ejif-11516	191	16	designed	design	VERB
ejif-11516	191	17	according	accord	VERB
ejif-11516	191	18	to	to	ADP
ejif-11516	191	19	the	the	DET
ejif-11516	191	20	technical	technical	ADJ
ejif-11516	191	21	capabilities	capability	NOUN
ejif-11516	191	22	of	of	ADP
ejif-11516	191	23	the	the	DET
ejif-11516	191	24	smart	smart	ADJ
ejif-11516	191	25	contract	contract	NOUN
ejif-11516	191	26	model	model	NOUN
ejif-11516	191	27	,	,	PUNCT
ejif-11516	191	28	is	be	AUX
ejif-11516	191	29	evaluated	evaluate	VERB
ejif-11516	191	30	based	base	VERB
ejif-11516	191	31	on	on	ADP
ejif-11516	191	32	four	four	NUM
ejif-11516	191	33	fundamental	fundamental	ADJ
ejif-11516	191	34	model	model	NOUN
ejif-11516	191	35	differentiation	differentiation	NOUN
ejif-11516	191	36	criteria	criterion	NOUN
ejif-11516	191	37	.	.	PUNCT
ejif-11516	192	1	these	these	PRON
ejif-11516	192	2	are	be	AUX
ejif-11516	192	3	:	:	PUNCT
ejif-11516	192	4	1	1	X
ejif-11516	192	5	.	.	X
ejif-11516	192	6	european	european	PROPN
ejif-11516	192	7	journal	journal	PROPN
ejif-11516	192	8	of	of	ADP
ejif-11516	192	9	islamic	islamic	PROPN
ejif-11516	192	10	finance	finance	PROPN
ejif-11516	192	11	issn	issn	PROPN
ejif-11516	192	12	:	:	PUNCT
ejif-11516	192	13	2421	2421	NUM
ejif-11516	192	14	-	-	SYM
ejif-11516	192	15	2172	2172	NUM
ejif-11516	192	16	doi	doi	NOUN
ejif-11516	192	17	:	:	PUNCT
ejif-11516	192	18	10.13135/2421	10.13135/2421	NUM
ejif-11516	192	19	-	-	SYM
ejif-11516	192	20	2172/11516	2172/11516	NUM
ejif-11516	192	21	published	publish	VERB
ejif-11516	192	22	by	by	ADP
ejif-11516	192	23	university	university	PROPN
ejif-11516	192	24	of	of	ADP
ejif-11516	192	25	turin	turin	PROPN
ejif-11516	193	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-11516	193	2	ejif	ejif	PROPN
ejif-11516	193	3	content	content	NOUN
ejif-11516	193	4	is	be	AUX
ejif-11516	193	5	licensed	license	VERB
ejif-11516	193	6	under	under	ADP
ejif-11516	193	7	a	a	DET
ejif-11516	193	8	creative	creative	ADJ
ejif-11516	193	9	commons	common	NOUN
ejif-11516	193	10	attribution	attribution	NOUN
ejif-11516	193	11	4.0	4.0	NUM
ejif-11516	193	12	international	international	ADJ
ejif-11516	193	13	license	license	NOUN
ejif-11516	193	14	20	20	NUM
ejif-11516	193	15	participation	participation	NOUN
ejif-11516	193	16	models	model	NOUN
ejif-11516	193	17	based	base	VERB
ejif-11516	193	18	on	on	ADP
ejif-11516	193	19	smart	smart	ADJ
ejif-11516	193	20	contracts	contract	NOUN
ejif-11516	193	21	,	,	PUNCT
ejif-11516	193	22	2	2	X
ejif-11516	193	23	.	.	X
ejif-11516	193	24	smart	smart	ADJ
ejif-11516	193	25	contract	contract	NOUN
ejif-11516	193	26	-	-	PUNCT
ejif-11516	193	27	based	base	VERB
ejif-11516	193	28	bey	bey	NOUN
ejif-11516	193	29	’	'	PUNCT
ejif-11516	193	30	(	(	PUNCT
ejif-11516	193	31	sale	sale	NOUN
ejif-11516	193	32	)	)	PUNCT
ejif-11516	193	33	models	model	NOUN
ejif-11516	193	34	,	,	PUNCT
ejif-11516	193	35	3	3	X
ejif-11516	193	36	.	.	X
ejif-11516	193	37	smart	smart	ADJ
ejif-11516	193	38	contract	contract	NOUN
ejif-11516	193	39	-	-	PUNCT
ejif-11516	193	40	based	base	VERB
ejif-11516	193	41	ijarah	ijarah	NOUN
ejif-11516	193	42	(	(	PUNCT
ejif-11516	193	43	rent	rent	NOUN
ejif-11516	193	44	)	)	PUNCT
ejif-11516	193	45	models	model	NOUN
ejif-11516	193	46	,	,	PUNCT
ejif-11516	193	47	and	and	CCONJ
ejif-11516	193	48	4	4	NUM
ejif-11516	193	49	.	.	X
ejif-11516	193	50	smart	smart	ADJ
ejif-11516	193	51	contract	contract	NOUN
ejif-11516	193	52	-	-	PUNCT
ejif-11516	193	53	based	base	VERB
ejif-11516	193	54	savings	saving	NOUN
ejif-11516	193	55	models	model	NOUN
ejif-11516	193	56	.	.	PUNCT
ejif-11516	194	1	these	these	DET
ejif-11516	194	2	models	model	NOUN
ejif-11516	194	3	have	have	AUX
ejif-11516	194	4	been	be	AUX
ejif-11516	194	5	assessed	assess	VERB
ejif-11516	194	6	with	with	ADP
ejif-11516	194	7	two	two	NUM
ejif-11516	194	8	different	different	ADJ
ejif-11516	194	9	subheadings	subheading	NOUN
ejif-11516	194	10	within	within	ADP
ejif-11516	194	11	each	each	DET
ejif-11516	194	12	category	category	NOUN
ejif-11516	194	13	.	.	PUNCT
ejif-11516	195	1	parties	party	NOUN
ejif-11516	195	2	wishing	wish	VERB
ejif-11516	195	3	to	to	PART
ejif-11516	195	4	access	access	VERB
ejif-11516	195	5	interest	interest	NOUN
ejif-11516	195	6	-	-	PUNCT
ejif-11516	195	7	free	free	ADJ
ejif-11516	195	8	financial	financial	ADJ
ejif-11516	195	9	models	model	NOUN
ejif-11516	195	10	based	base	VERB
ejif-11516	195	11	on	on	ADP
ejif-11516	195	12	smart	smart	ADJ
ejif-11516	195	13	contracts	contract	NOUN
ejif-11516	195	14	can	can	AUX
ejif-11516	195	15	benefit	benefit	VERB
ejif-11516	195	16	from	from	ADP
ejif-11516	195	17	this	this	DET
ejif-11516	195	18	model	model	NOUN
ejif-11516	195	19	through	through	ADP
ejif-11516	195	20	the	the	DET
ejif-11516	195	21	system	system	NOUN
ejif-11516	195	22	interface	interface	NOUN
ejif-11516	195	23	.	.	PUNCT
ejif-11516	196	1	as	as	SCONJ
ejif-11516	196	2	shown	show	VERB
ejif-11516	196	3	in	in	ADP
ejif-11516	196	4	figure	figure	NOUN
ejif-11516	196	5	2	2	NUM
ejif-11516	196	6	,	,	PUNCT
ejif-11516	196	7	this	this	DET
ejif-11516	196	8	interface	interface	NOUN
ejif-11516	196	9	is	be	AUX
ejif-11516	196	10	the	the	DET
ejif-11516	196	11	application	application	NOUN
ejif-11516	196	12	software	software	NOUN
ejif-11516	196	13	that	that	PRON
ejif-11516	196	14	facilitates	facilitate	VERB
ejif-11516	196	15	the	the	DET
ejif-11516	196	16	delivery	delivery	NOUN
ejif-11516	196	17	of	of	ADP
ejif-11516	196	18	the	the	DET
ejif-11516	196	19	model	model	NOUN
ejif-11516	196	20	's	's	PART
ejif-11516	196	21	technical	technical	ADJ
ejif-11516	196	22	capabilities	capability	NOUN
ejif-11516	196	23	to	to	ADP
ejif-11516	196	24	the	the	DET
ejif-11516	196	25	user	user	NOUN
ejif-11516	196	26	parties	party	NOUN
ejif-11516	196	27	.	.	PUNCT
ejif-11516	197	1	the	the	DET
ejif-11516	197	2	addition	addition	NOUN
ejif-11516	197	3	of	of	ADP
ejif-11516	197	4	the	the	DET
ejif-11516	197	5	term	term	NOUN
ejif-11516	197	6	"	"	PUNCT
ejif-11516	197	7	smart	smart	ADJ
ejif-11516	197	8	"	"	PUNCT
ejif-11516	197	9	to	to	ADP
ejif-11516	197	10	the	the	DET
ejif-11516	197	11	titles	title	NOUN
ejif-11516	197	12	of	of	ADP
ejif-11516	197	13	classic	classic	ADJ
ejif-11516	197	14	interestfree	interestfree	ADJ
ejif-11516	197	15	financial	financial	ADJ
ejif-11516	197	16	applications	application	NOUN
ejif-11516	197	17	refers	refer	VERB
ejif-11516	197	18	to	to	ADP
ejif-11516	197	19	each	each	DET
ejif-11516	197	20	model	model	NOUN
ejif-11516	197	21	proposal	proposal	NOUN
ejif-11516	197	22	being	be	AUX
ejif-11516	197	23	designed	design	VERB
ejif-11516	197	24	based	base	VERB
ejif-11516	197	25	on	on	ADP
ejif-11516	197	26	blockchain	blockchain	PROPN
ejif-11516	197	27	-	-	PUNCT
ejif-11516	197	28	based	base	VERB
ejif-11516	197	29	smart	smart	ADJ
ejif-11516	197	30	contract	contract	NOUN
ejif-11516	197	31	models	model	NOUN
ejif-11516	197	32	.	.	PUNCT
ejif-11516	198	1	figure	figure	NOUN
ejif-11516	198	2	2	2	NUM
ejif-11516	198	3	.	.	PUNCT
ejif-11516	198	4	smart	smart	ADJ
ejif-11516	198	5	contracts	contract	NOUN
ejif-11516	198	6	system	system	NOUN
ejif-11516	198	7	interface	interface	NOUN
ejif-11516	198	8	of	of	ADP
ejif-11516	198	9	the	the	DET
ejif-11516	198	10	benefit	benefit	NOUN
ejif-11516	198	11	-	-	PUNCT
ejif-11516	198	12	sharing	share	VERB
ejif-11516	198	13	model	model	NOUN
ejif-11516	198	14	.	.	PUNCT
ejif-11516	199	1	source	source	NOUN
ejif-11516	199	2	:	:	PUNCT
ejif-11516	199	3	authors	author	NOUN
ejif-11516	199	4	’	'	PUNCT
ejif-11516	199	5	elaboration	elaboration	NOUN
ejif-11516	199	6	.	.	PUNCT
ejif-11516	200	1	european	european	PROPN
ejif-11516	200	2	journal	journal	PROPN
ejif-11516	200	3	of	of	ADP
ejif-11516	200	4	islamic	islamic	PROPN
ejif-11516	200	5	finance	finance	PROPN
ejif-11516	200	6	issn	issn	PROPN
ejif-11516	200	7	:	:	PUNCT
ejif-11516	200	8	2421	2421	NUM
ejif-11516	200	9	-	-	SYM
ejif-11516	200	10	2172	2172	NUM
ejif-11516	200	11	doi	doi	NOUN
ejif-11516	200	12	:	:	PUNCT
ejif-11516	200	13	10.13135/2421	10.13135/2421	NUM
ejif-11516	200	14	-	-	SYM
ejif-11516	200	15	2172/11516	2172/11516	NUM
ejif-11516	200	16	published	publish	VERB
ejif-11516	200	17	by	by	ADP
ejif-11516	200	18	university	university	PROPN
ejif-11516	200	19	of	of	ADP
ejif-11516	200	20	turin	turin	PROPN
ejif-11516	201	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-11516	201	2	ejif	ejif	PROPN
ejif-11516	201	3	content	content	NOUN
ejif-11516	201	4	is	be	AUX
ejif-11516	201	5	licensed	license	VERB
ejif-11516	201	6	under	under	ADP
ejif-11516	201	7	a	a	DET
ejif-11516	201	8	creative	creative	ADJ
ejif-11516	201	9	commons	common	NOUN
ejif-11516	201	10	attribution	attribution	NOUN
ejif-11516	201	11	4.0	4.0	NUM
ejif-11516	201	12	international	international	ADJ
ejif-11516	201	13	license	license	NOUN
ejif-11516	201	14	21	21	NUM
ejif-11516	201	15	7	7	NUM
ejif-11516	201	16	.	.	PUNCT
ejif-11516	202	1	conclusion	conclusion	NOUN
ejif-11516	202	2	this	this	DET
ejif-11516	202	3	study	study	NOUN
ejif-11516	202	4	has	have	AUX
ejif-11516	202	5	thoroughly	thoroughly	ADV
ejif-11516	202	6	examined	examine	VERB
ejif-11516	202	7	the	the	DET
ejif-11516	202	8	integration	integration	NOUN
ejif-11516	202	9	of	of	ADP
ejif-11516	202	10	artificial	artificial	ADJ
ejif-11516	202	11	intelligence	intelligence	NOUN
ejif-11516	202	12	technologies	technology	NOUN
ejif-11516	202	13	into	into	ADP
ejif-11516	202	14	the	the	DET
ejif-11516	202	15	interest	interest	NOUN
ejif-11516	202	16	-	-	PUNCT
ejif-11516	202	17	free	free	ADJ
ejif-11516	202	18	finance	finance	NOUN
ejif-11516	202	19	sector	sector	NOUN
ejif-11516	202	20	,	,	PUNCT
ejif-11516	202	21	focusing	focus	VERB
ejif-11516	202	22	particularly	particularly	ADV
ejif-11516	202	23	on	on	ADP
ejif-11516	202	24	the	the	DET
ejif-11516	202	25	benefit	benefit	NOUN
ejif-11516	202	26	sharing	sharing	NOUN
ejif-11516	202	27	model	model	NOUN
ejif-11516	202	28	.	.	PUNCT
ejif-11516	203	1	this	this	DET
ejif-11516	203	2	model	model	NOUN
ejif-11516	203	3	distinguishes	distinguish	VERB
ejif-11516	203	4	itself	itself	PRON
ejif-11516	203	5	as	as	ADP
ejif-11516	203	6	adaptable	adaptable	ADJ
ejif-11516	203	7	and	and	CCONJ
ejif-11516	203	8	versatile	versatile	ADJ
ejif-11516	203	9	,	,	PUNCT
ejif-11516	203	10	well	well	ADV
ejif-11516	203	11	suited	suited	ADJ
ejif-11516	203	12	for	for	ADP
ejif-11516	203	13	a	a	DET
ejif-11516	203	14	range	range	NOUN
ejif-11516	203	15	of	of	ADP
ejif-11516	203	16	digital	digital	ADJ
ejif-11516	203	17	platforms	platform	NOUN
ejif-11516	203	18	,	,	PUNCT
ejif-11516	203	19	cloud	cloud	NOUN
ejif-11516	203	20	computing	computing	NOUN
ejif-11516	203	21	systems	system	NOUN
ejif-11516	203	22	,	,	PUNCT
ejif-11516	203	23	and	and	CCONJ
ejif-11516	203	24	blockchain	blockchain	PROPN
ejif-11516	203	25	technologies	technology	NOUN
ejif-11516	203	26	,	,	PUNCT
ejif-11516	203	27	all	all	PRON
ejif-11516	203	28	customized	customize	VERB
ejif-11516	203	29	for	for	ADP
ejif-11516	203	30	interest	interest	NOUN
ejif-11516	203	31	-	-	PUNCT
ejif-11516	203	32	free	free	ADJ
ejif-11516	203	33	finance	finance	NOUN
ejif-11516	203	34	.	.	PUNCT
ejif-11516	204	1	it	it	PRON
ejif-11516	204	2	addresses	address	VERB
ejif-11516	204	3	various	various	ADJ
ejif-11516	204	4	challenges	challenge	NOUN
ejif-11516	204	5	faced	face	VERB
ejif-11516	204	6	by	by	ADP
ejif-11516	204	7	the	the	DET
ejif-11516	204	8	sector	sector	NOUN
ejif-11516	204	9	,	,	PUNCT
ejif-11516	204	10	offering	offer	VERB
ejif-11516	204	11	innovative	innovative	ADJ
ejif-11516	204	12	solutions	solution	NOUN
ejif-11516	204	13	for	for	ADP
ejif-11516	204	14	contracts	contract	NOUN
ejif-11516	204	15	and	and	CCONJ
ejif-11516	204	16	transactions	transaction	NOUN
ejif-11516	204	17	that	that	PRON
ejif-11516	204	18	have	have	AUX
ejif-11516	204	19	been	be	AUX
ejif-11516	204	20	subject	subject	ADJ
ejif-11516	204	21	to	to	ADP
ejif-11516	204	22	criticism	criticism	NOUN
ejif-11516	204	23	.	.	PUNCT
ejif-11516	205	1	by	by	ADP
ejif-11516	205	2	incorporating	incorporate	VERB
ejif-11516	205	3	advanced	advanced	ADJ
ejif-11516	205	4	technologies	technology	NOUN
ejif-11516	205	5	,	,	PUNCT
ejif-11516	205	6	the	the	DET
ejif-11516	205	7	model	model	NOUN
ejif-11516	205	8	enhances	enhance	VERB
ejif-11516	205	9	the	the	DET
ejif-11516	205	10	efficiency	efficiency	NOUN
ejif-11516	205	11	and	and	CCONJ
ejif-11516	205	12	effectiveness	effectiveness	NOUN
ejif-11516	205	13	of	of	ADP
ejif-11516	205	14	financial	financial	ADJ
ejif-11516	205	15	instruments	instrument	NOUN
ejif-11516	205	16	and	and	CCONJ
ejif-11516	205	17	processes	process	NOUN
ejif-11516	205	18	,	,	PUNCT
ejif-11516	205	19	thereby	thereby	ADV
ejif-11516	205	20	enriching	enrich	VERB
ejif-11516	205	21	the	the	DET
ejif-11516	205	22	overall	overall	ADJ
ejif-11516	205	23	capability	capability	NOUN
ejif-11516	205	24	and	and	CCONJ
ejif-11516	205	25	capacity	capacity	NOUN
ejif-11516	205	26	of	of	ADP
ejif-11516	205	27	the	the	DET
ejif-11516	205	28	sector	sector	NOUN
ejif-11516	205	29	.	.	PUNCT
ejif-11516	206	1	the	the	DET
ejif-11516	206	2	literature	literature	NOUN
ejif-11516	206	3	indicates	indicate	VERB
ejif-11516	206	4	significant	significant	ADJ
ejif-11516	206	5	potential	potential	NOUN
ejif-11516	206	6	for	for	ADP
ejif-11516	206	7	ai	ai	PROPN
ejif-11516	206	8	technologies	technology	NOUN
ejif-11516	206	9	to	to	PART
ejif-11516	206	10	reshape	reshape	VERB
ejif-11516	206	11	and	and	CCONJ
ejif-11516	206	12	advance	advance	VERB
ejif-11516	206	13	the	the	DET
ejif-11516	206	14	interest	interest	NOUN
ejif-11516	206	15	-	-	PUNCT
ejif-11516	206	16	free	free	ADJ
ejif-11516	206	17	finance	finance	NOUN
ejif-11516	206	18	sector	sector	NOUN
ejif-11516	206	19	.	.	PUNCT
ejif-11516	207	1	however	however	ADV
ejif-11516	207	2	,	,	PUNCT
ejif-11516	207	3	this	this	DET
ejif-11516	207	4	integration	integration	NOUN
ejif-11516	207	5	requires	require	VERB
ejif-11516	207	6	careful	careful	ADJ
ejif-11516	207	7	navigation	navigation	NOUN
ejif-11516	207	8	to	to	PART
ejif-11516	207	9	ensure	ensure	VERB
ejif-11516	207	10	adherence	adherence	NOUN
ejif-11516	207	11	to	to	ADP
ejif-11516	207	12	both	both	CCONJ
ejif-11516	207	13	technological	technological	ADJ
ejif-11516	207	14	and	and	CCONJ
ejif-11516	207	15	ethical	ethical	ADJ
ejif-11516	207	16	standards	standard	NOUN
ejif-11516	207	17	,	,	PUNCT
ejif-11516	207	18	particularly	particularly	ADV
ejif-11516	207	19	those	those	PRON
ejif-11516	207	20	of	of	ADP
ejif-11516	207	21	shariah	shariah	PROPN
ejif-11516	207	22	compliance	compliance	NOUN
ejif-11516	207	23	.	.	PUNCT
ejif-11516	208	1	future	future	ADJ
ejif-11516	208	2	research	research	NOUN
ejif-11516	208	3	should	should	AUX
ejif-11516	208	4	continue	continue	VERB
ejif-11516	208	5	exploring	explore	VERB
ejif-11516	208	6	these	these	DET
ejif-11516	208	7	intersections	intersection	NOUN
ejif-11516	208	8	,	,	PUNCT
ejif-11516	208	9	focusing	focus	VERB
ejif-11516	208	10	on	on	ADP
ejif-11516	208	11	innovative	innovative	ADJ
ejif-11516	208	12	,	,	PUNCT
ejif-11516	208	13	ethical	ethical	ADJ
ejif-11516	208	14	,	,	PUNCT
ejif-11516	208	15	and	and	CCONJ
ejif-11516	208	16	compliant	compliant	ADJ
ejif-11516	208	17	ai	ai	PROPN
ejif-11516	208	18	solutions	solution	NOUN
ejif-11516	208	19	.	.	PUNCT
ejif-11516	209	1	the	the	DET
ejif-11516	209	2	transformative	transformative	ADJ
ejif-11516	209	3	role	role	NOUN
ejif-11516	209	4	of	of	ADP
ejif-11516	209	5	fintech	fintech	NOUN
ejif-11516	209	6	in	in	ADP
ejif-11516	209	7	interest	interest	NOUN
ejif-11516	209	8	-	-	PUNCT
ejif-11516	209	9	free	free	ADJ
ejif-11516	209	10	finance	finance	NOUN
ejif-11516	209	11	,	,	PUNCT
ejif-11516	209	12	particularly	particularly	ADV
ejif-11516	209	13	in	in	ADP
ejif-11516	209	14	terms	term	NOUN
ejif-11516	209	15	of	of	ADP
ejif-11516	209	16	shariah	shariah	PROPN
ejif-11516	209	17	compliance	compliance	NOUN
ejif-11516	209	18	,	,	PUNCT
ejif-11516	209	19	was	be	AUX
ejif-11516	209	20	explored	explore	VERB
ejif-11516	209	21	,	,	PUNCT
ejif-11516	209	22	highlighting	highlight	VERB
ejif-11516	209	23	the	the	DET
ejif-11516	209	24	pivotal	pivotal	ADJ
ejif-11516	209	25	advancements	advancement	NOUN
ejif-11516	209	26	in	in	ADP
ejif-11516	209	27	digital	digital	ADJ
ejif-11516	209	28	and	and	CCONJ
ejif-11516	209	29	smart	smart	ADJ
ejif-11516	209	30	contract	contract	NOUN
ejif-11516	209	31	technologies	technology	NOUN
ejif-11516	209	32	.	.	PUNCT
ejif-11516	210	1	the	the	DET
ejif-11516	210	2	benefit	benefit	NOUN
ejif-11516	210	3	sharing	sharing	NOUN
ejif-11516	210	4	model	model	NOUN
ejif-11516	210	5	uses	use	VERB
ejif-11516	210	6	these	these	DET
ejif-11516	210	7	technologies	technology	NOUN
ejif-11516	210	8	to	to	PART
ejif-11516	210	9	offer	offer	VERB
ejif-11516	210	10	enhanced	enhanced	ADJ
ejif-11516	210	11	transparency	transparency	NOUN
ejif-11516	210	12	and	and	CCONJ
ejif-11516	210	13	security	security	NOUN
ejif-11516	210	14	,	,	PUNCT
ejif-11516	210	15	aligning	align	VERB
ejif-11516	210	16	with	with	ADP
ejif-11516	210	17	islamic	islamic	ADJ
ejif-11516	210	18	financial	financial	ADJ
ejif-11516	210	19	principles	principle	NOUN
ejif-11516	210	20	.	.	PUNCT
ejif-11516	211	1	central	central	ADJ
ejif-11516	211	2	to	to	ADP
ejif-11516	211	3	this	this	DET
ejif-11516	211	4	model	model	NOUN
ejif-11516	211	5	is	be	AUX
ejif-11516	211	6	the	the	DET
ejif-11516	211	7	aim	aim	NOUN
ejif-11516	211	8	to	to	PART
ejif-11516	211	9	achieve	achieve	VERB
ejif-11516	211	10	high	high	ADJ
ejif-11516	211	11	social	social	ADJ
ejif-11516	211	12	benefit	benefit	NOUN
ejif-11516	211	13	(	(	PUNCT
ejif-11516	211	14	maslaha	maslaha	NOUN
ejif-11516	211	15	)	)	PUNCT
ejif-11516	211	16	.	.	PUNCT
ejif-11516	212	1	the	the	DET
ejif-11516	212	2	model	model	NOUN
ejif-11516	212	3	is	be	AUX
ejif-11516	212	4	structured	structure	VERB
ejif-11516	212	5	to	to	PART
ejif-11516	212	6	foster	foster	VERB
ejif-11516	212	7	fast	fast	ADV
ejif-11516	212	8	and	and	CCONJ
ejif-11516	212	9	secure	secure	VERB
ejif-11516	212	10	financial	financial	ADJ
ejif-11516	212	11	relationships	relationship	NOUN
ejif-11516	212	12	,	,	PUNCT
ejif-11516	212	13	balancing	balance	VERB
ejif-11516	212	14	mutual	mutual	ADJ
ejif-11516	212	15	interests	interest	NOUN
ejif-11516	212	16	and	and	CCONJ
ejif-11516	212	17	risks	risk	NOUN
ejif-11516	212	18	between	between	ADP
ejif-11516	212	19	stakeholders	stakeholder	NOUN
ejif-11516	212	20	on	on	ADP
ejif-11516	212	21	both	both	CCONJ
ejif-11516	212	22	the	the	DET
ejif-11516	212	23	supply	supply	NOUN
ejif-11516	212	24	and	and	CCONJ
ejif-11516	212	25	demand	demand	NOUN
ejif-11516	212	26	sides	side	NOUN
ejif-11516	212	27	of	of	ADP
ejif-11516	212	28	financial	financial	ADJ
ejif-11516	212	29	relations	relation	NOUN
ejif-11516	212	30	.	.	PUNCT
ejif-11516	213	1	thus	thus	ADV
ejif-11516	213	2	,	,	PUNCT
ejif-11516	213	3	it	it	PRON
ejif-11516	213	4	contributes	contribute	VERB
ejif-11516	213	5	significantly	significantly	ADV
ejif-11516	213	6	to	to	ADP
ejif-11516	213	7	the	the	DET
ejif-11516	213	8	development	development	NOUN
ejif-11516	213	9	of	of	ADP
ejif-11516	213	10	innovative	innovative	ADJ
ejif-11516	213	11	,	,	PUNCT
ejif-11516	213	12	interest	interest	NOUN
ejif-11516	213	13	-	-	PUNCT
ejif-11516	213	14	free	free	ADJ
ejif-11516	213	15	financial	financial	ADJ
ejif-11516	213	16	products	product	NOUN
ejif-11516	213	17	.	.	PUNCT
ejif-11516	214	1	incorporating	incorporate	VERB
ejif-11516	214	2	these	these	DET
ejif-11516	214	3	fundamental	fundamental	ADJ
ejif-11516	214	4	principles	principle	NOUN
ejif-11516	214	5	into	into	ADP
ejif-11516	214	6	the	the	DET
ejif-11516	214	7	computation	computation	NOUN
ejif-11516	214	8	and	and	CCONJ
ejif-11516	214	9	analysis	analysis	NOUN
ejif-11516	214	10	process	process	NOUN
ejif-11516	214	11	through	through	ADP
ejif-11516	214	12	machine	machine	NOUN
ejif-11516	214	13	learning	learning	NOUN
ejif-11516	214	14	underscores	underscore	VERB
ejif-11516	214	15	the	the	DET
ejif-11516	214	16	study	study	NOUN
ejif-11516	214	17	’s	’s	PART
ejif-11516	214	18	primary	primary	ADJ
ejif-11516	214	19	claim	claim	NOUN
ejif-11516	214	20	:	:	PUNCT
ejif-11516	214	21	facilitating	facilitate	VERB
ejif-11516	214	22	interest	interest	NOUN
ejif-11516	214	23	-	-	PUNCT
ejif-11516	214	24	free	free	ADJ
ejif-11516	214	25	transactions	transaction	NOUN
ejif-11516	214	26	and	and	CCONJ
ejif-11516	214	27	producing	produce	VERB
ejif-11516	214	28	accurate	accurate	ADJ
ejif-11516	214	29	financial	financial	ADJ
ejif-11516	214	30	forecasts	forecast	NOUN
ejif-11516	214	31	.	.	PUNCT
ejif-11516	215	1	this	this	DET
ejif-11516	215	2	model	model	NOUN
ejif-11516	215	3	is	be	AUX
ejif-11516	215	4	applicable	applicable	ADJ
ejif-11516	215	5	to	to	ADP
ejif-11516	215	6	all	all	DET
ejif-11516	215	7	islamic	islamic	ADJ
ejif-11516	215	8	financial	financial	ADJ
ejif-11516	215	9	contracts	contract	NOUN
ejif-11516	215	10	,	,	PUNCT
ejif-11516	215	11	providing	provide	VERB
ejif-11516	215	12	a	a	DET
ejif-11516	215	13	comprehensive	comprehensive	ADJ
ejif-11516	215	14	solution	solution	NOUN
ejif-11516	215	15	in	in	ADP
ejif-11516	215	16	the	the	DET
ejif-11516	215	17	field	field	NOUN
ejif-11516	215	18	.	.	PUNCT
ejif-11516	216	1	in	in	ADP
ejif-11516	216	2	its	its	PRON
ejif-11516	216	3	digital	digital	ADJ
ejif-11516	216	4	implementation	implementation	NOUN
ejif-11516	216	5	,	,	PUNCT
ejif-11516	216	6	the	the	DET
ejif-11516	216	7	benefit	benefit	NOUN
ejif-11516	216	8	sharing	sharing	NOUN
ejif-11516	216	9	model	model	NOUN
ejif-11516	216	10	signifies	signify	VERB
ejif-11516	216	11	a	a	DET
ejif-11516	216	12	major	major	ADJ
ejif-11516	216	13	advancement	advancement	NOUN
ejif-11516	216	14	in	in	ADP
ejif-11516	216	15	redefining	redefine	VERB
ejif-11516	216	16	interest	interest	NOUN
ejif-11516	216	17	-	-	PUNCT
ejif-11516	216	18	free	free	ADJ
ejif-11516	216	19	finance	finance	NOUN
ejif-11516	216	20	.	.	PUNCT
ejif-11516	217	1	it	it	PRON
ejif-11516	217	2	restructures	restructure	VERB
ejif-11516	217	3	classical	classical	ADJ
ejif-11516	217	4	financial	financial	ADJ
ejif-11516	217	5	instruments	instrument	NOUN
ejif-11516	217	6	using	use	VERB
ejif-11516	217	7	modern	modern	ADJ
ejif-11516	217	8	technologies	technology	NOUN
ejif-11516	217	9	such	such	ADJ
ejif-11516	217	10	as	as	ADP
ejif-11516	217	11	ai	ai	NOUN
ejif-11516	217	12	,	,	PUNCT
ejif-11516	217	13	cloud	cloud	NOUN
ejif-11516	217	14	computing	computing	NOUN
ejif-11516	217	15	,	,	PUNCT
ejif-11516	217	16	and	and	CCONJ
ejif-11516	217	17	blockchain	blockchain	PROPN
ejif-11516	217	18	,	,	PUNCT
ejif-11516	217	19	addressing	address	VERB
ejif-11516	217	20	current	current	ADJ
ejif-11516	217	21	challenges	challenge	NOUN
ejif-11516	217	22	and	and	CCONJ
ejif-11516	217	23	opening	opening	NOUN
ejif-11516	217	24	doors	door	NOUN
ejif-11516	217	25	for	for	ADP
ejif-11516	217	26	future	future	ADJ
ejif-11516	217	27	innovation	innovation	NOUN
ejif-11516	217	28	and	and	CCONJ
ejif-11516	217	29	development	development	NOUN
ejif-11516	217	30	.	.	PUNCT
ejif-11516	218	1	a	a	DET
ejif-11516	218	2	key	key	ADJ
ejif-11516	218	3	advantage	advantage	NOUN
ejif-11516	218	4	of	of	ADP
ejif-11516	218	5	the	the	DET
ejif-11516	218	6	benefit	benefit	NOUN
ejif-11516	218	7	sharing	sharing	NOUN
ejif-11516	218	8	model	model	NOUN
ejif-11516	218	9	is	be	AUX
ejif-11516	218	10	its	its	PRON
ejif-11516	218	11	adaptability	adaptability	NOUN
ejif-11516	218	12	to	to	ADP
ejif-11516	218	13	different	different	ADJ
ejif-11516	218	14	contract	contract	NOUN
ejif-11516	218	15	types	type	NOUN
ejif-11516	218	16	within	within	ADP
ejif-11516	218	17	the	the	DET
ejif-11516	218	18	interest	interest	NOUN
ejif-11516	218	19	-	-	PUNCT
ejif-11516	218	20	free	free	ADJ
ejif-11516	218	21	finance	finance	NOUN
ejif-11516	218	22	sector	sector	NOUN
ejif-11516	218	23	.	.	PUNCT
ejif-11516	219	1	this	this	DET
ejif-11516	219	2	adaptability	adaptability	NOUN
ejif-11516	219	3	allows	allow	VERB
ejif-11516	219	4	parties	party	NOUN
ejif-11516	219	5	in	in	ADP
ejif-11516	219	6	financial	financial	ADJ
ejif-11516	219	7	interactions	interaction	NOUN
ejif-11516	219	8	to	to	PART
ejif-11516	219	9	operate	operate	VERB
ejif-11516	219	10	without	without	ADP
ejif-11516	219	11	the	the	DET
ejif-11516	219	12	need	need	NOUN
ejif-11516	219	13	for	for	ADP
ejif-11516	219	14	intermediary	intermediary	ADJ
ejif-11516	219	15	financial	financial	ADJ
ejif-11516	219	16	institutions	institution	NOUN
ejif-11516	219	17	.	.	PUNCT
ejif-11516	220	1	consequently	consequently	ADV
ejif-11516	220	2	,	,	PUNCT
ejif-11516	220	3	the	the	DET
ejif-11516	220	4	model	model	NOUN
ejif-11516	220	5	can	can	AUX
ejif-11516	220	6	be	be	AUX
ejif-11516	220	7	applied	apply	VERB
ejif-11516	220	8	across	across	ADP
ejif-11516	220	9	various	various	ADJ
ejif-11516	220	10	domains	domain	NOUN
ejif-11516	220	11	such	such	ADJ
ejif-11516	220	12	as	as	ADP
ejif-11516	220	13	crowdfunding	crowdfunding	NOUN
ejif-11516	220	14	,	,	PUNCT
ejif-11516	220	15	peer	peer	NOUN
ejif-11516	220	16	-	-	PUNCT
ejif-11516	220	17	to	to	ADP
ejif-11516	220	18	-	-	PUNCT
ejif-11516	220	19	peer	peer	NOUN
ejif-11516	220	20	(	(	PUNCT
ejif-11516	220	21	p2p	p2p	NOUN
ejif-11516	220	22	)	)	PUNCT
ejif-11516	220	23	financial	financial	ADJ
ejif-11516	220	24	interactions	interaction	NOUN
ejif-11516	220	25	,	,	PUNCT
ejif-11516	220	26	business	business	NOUN
ejif-11516	220	27	-	-	PUNCT
ejif-11516	220	28	to	to	ADP
ejif-11516	220	29	-	-	PUNCT
ejif-11516	220	30	business	business	NOUN
ejif-11516	220	31	(	(	PUNCT
ejif-11516	220	32	b2b	b2b	NOUN
ejif-11516	220	33	)	)	PUNCT
ejif-11516	220	34	,	,	PUNCT
ejif-11516	220	35	business	business	NOUN
ejif-11516	220	36	-	-	PUNCT
ejif-11516	220	37	to	to	ADP
ejif-11516	220	38	-	-	PUNCT
ejif-11516	220	39	consumer	consumer	NOUN
ejif-11516	220	40	(	(	PUNCT
ejif-11516	220	41	b2c	b2c	NOUN
ejif-11516	220	42	)	)	PUNCT
ejif-11516	220	43	,	,	PUNCT
ejif-11516	220	44	and	and	CCONJ
ejif-11516	220	45	customer	customer	NOUN
ejif-11516	220	46	-	-	PUNCT
ejif-11516	220	47	to	to	ADP
ejif-11516	220	48	-	-	PUNCT
ejif-11516	220	49	customer	customer	NOUN
ejif-11516	220	50	(	(	PUNCT
ejif-11516	220	51	c2c	c2c	NOUN
ejif-11516	220	52	)	)	PUNCT
ejif-11516	220	53	transactions	transaction	NOUN
ejif-11516	220	54	within	within	ADP
ejif-11516	220	55	the	the	DET
ejif-11516	220	56	burgeoning	burgeon	VERB
ejif-11516	220	57	interest	interest	NOUN
ejif-11516	220	58	-	-	PUNCT
ejif-11516	220	59	free	free	ADJ
ejif-11516	220	60	finance	finance	NOUN
ejif-11516	220	61	sector	sector	NOUN
ejif-11516	220	62	.	.	PUNCT
ejif-11516	221	1	the	the	DET
ejif-11516	221	2	study	study	NOUN
ejif-11516	221	3	's	's	PART
ejif-11516	221	4	exploration	exploration	NOUN
ejif-11516	221	5	into	into	ADP
ejif-11516	221	6	digital	digital	ADJ
ejif-11516	221	7	interest	interest	NOUN
ejif-11516	221	8	-	-	PUNCT
ejif-11516	221	9	free	free	ADJ
ejif-11516	221	10	financial	financial	ADJ
ejif-11516	221	11	models	model	NOUN
ejif-11516	221	12	based	base	VERB
ejif-11516	221	13	on	on	ADP
ejif-11516	221	14	smart	smart	ADJ
ejif-11516	221	15	contracts	contract	NOUN
ejif-11516	221	16	provided	provide	VERB
ejif-11516	221	17	insights	insight	NOUN
ejif-11516	221	18	into	into	ADP
ejif-11516	221	19	operationalising	operationalise	VERB
ejif-11516	221	20	these	these	DET
ejif-11516	221	21	technologies	technology	NOUN
ejif-11516	221	22	.	.	PUNCT
ejif-11516	222	1	the	the	DET
ejif-11516	222	2	system	system	NOUN
ejif-11516	222	3	interface	interface	NOUN
ejif-11516	222	4	and	and	CCONJ
ejif-11516	222	5	blockchain	blockchain	PROPN
ejif-11516	222	6	platform	platform	NOUN
ejif-11516	222	7	are	be	AUX
ejif-11516	222	8	integral	integral	ADJ
ejif-11516	222	9	to	to	ADP
ejif-11516	222	10	this	this	DET
ejif-11516	222	11	approach	approach	NOUN
ejif-11516	222	12	,	,	PUNCT
ejif-11516	222	13	facilitating	facilitate	VERB
ejif-11516	222	14	user	user	NOUN
ejif-11516	222	15	interaction	interaction	NOUN
ejif-11516	222	16	and	and	CCONJ
ejif-11516	222	17	smart	smart	ADJ
ejif-11516	222	18	contract	contract	NOUN
ejif-11516	222	19	management	management	NOUN
ejif-11516	222	20	.	.	PUNCT
ejif-11516	223	1	moreover	moreover	ADV
ejif-11516	223	2	,	,	PUNCT
ejif-11516	223	3	the	the	DET
ejif-11516	223	4	implications	implication	NOUN
ejif-11516	223	5	and	and	CCONJ
ejif-11516	223	6	applications	application	NOUN
ejif-11516	223	7	of	of	ADP
ejif-11516	223	8	the	the	DET
ejif-11516	223	9	benefit	benefit	NOUN
ejif-11516	223	10	sharing	sharing	NOUN
ejif-11516	223	11	model	model	NOUN
ejif-11516	223	12	have	have	VERB
ejif-11516	223	13	a	a	DET
ejif-11516	223	14	profound	profound	ADJ
ejif-11516	223	15	positive	positive	ADJ
ejif-11516	223	16	impact	impact	NOUN
ejif-11516	223	17	on	on	ADP
ejif-11516	223	18	the	the	DET
ejif-11516	223	19	interestfree	interestfree	PROPN
ejif-11516	223	20	finance	finance	PROPN
ejif-11516	223	21	ecosystem	ecosystem	NOUN
ejif-11516	223	22	.	.	PUNCT
ejif-11516	224	1	it	it	PRON
ejif-11516	224	2	ensures	ensure	VERB
ejif-11516	224	3	the	the	DET
ejif-11516	224	4	compatibility	compatibility	NOUN
ejif-11516	224	5	of	of	ADP
ejif-11516	224	6	islamic	islamic	ADJ
ejif-11516	224	7	finance	finance	NOUN
ejif-11516	224	8	instruments	instrument	NOUN
ejif-11516	224	9	with	with	ADP
ejif-11516	224	10	new	new	ADJ
ejif-11516	224	11	and	and	CCONJ
ejif-11516	224	12	future	future	ADJ
ejif-11516	224	13	financial	financial	ADJ
ejif-11516	224	14	technologies	technology	NOUN
ejif-11516	224	15	,	,	PUNCT
ejif-11516	224	16	enhancing	enhance	VERB
ejif-11516	224	17	the	the	DET
ejif-11516	224	18	sector	sector	NOUN
ejif-11516	224	19	's	's	PART
ejif-11516	224	20	ability	ability	NOUN
ejif-11516	224	21	to	to	PART
ejif-11516	224	22	meet	meet	VERB
ejif-11516	224	23	evolving	evolve	VERB
ejif-11516	224	24	financial	financial	ADJ
ejif-11516	224	25	needs	need	NOUN
ejif-11516	224	26	while	while	SCONJ
ejif-11516	224	27	adhering	adhere	VERB
ejif-11516	224	28	to	to	ADP
ejif-11516	224	29	islamic	islamic	ADJ
ejif-11516	224	30	principles	principle	NOUN
ejif-11516	224	31	.	.	PUNCT
ejif-11516	225	1	in	in	ADP
ejif-11516	225	2	conclusion	conclusion	NOUN
ejif-11516	225	3	,	,	PUNCT
ejif-11516	225	4	the	the	DET
ejif-11516	225	5	benefit	benefit	NOUN
ejif-11516	225	6	sharing	sharing	NOUN
ejif-11516	225	7	model	model	NOUN
ejif-11516	225	8	emerges	emerge	VERB
ejif-11516	225	9	as	as	ADP
ejif-11516	225	10	a	a	DET
ejif-11516	225	11	significant	significant	ADJ
ejif-11516	225	12	advancement	advancement	NOUN
ejif-11516	225	13	,	,	PUNCT
ejif-11516	225	14	offering	offer	VERB
ejif-11516	225	15	a	a	DET
ejif-11516	225	16	forward	forward	ADV
ejif-11516	225	17	-	-	PUNCT
ejif-11516	225	18	looking	look	VERB
ejif-11516	225	19	approach	approach	NOUN
ejif-11516	225	20	to	to	ADP
ejif-11516	225	21	financial	financial	ADJ
ejif-11516	225	22	transactions	transaction	NOUN
ejif-11516	225	23	in	in	ADP
ejif-11516	225	24	alignment	alignment	NOUN
ejif-11516	225	25	with	with	ADP
ejif-11516	225	26	islamic	islamic	ADJ
ejif-11516	225	27	finance	finance	NOUN
ejif-11516	225	28	principles	principle	NOUN
ejif-11516	225	29	.	.	PUNCT
ejif-11516	226	1	the	the	DET
ejif-11516	226	2	model	model	NOUN
ejif-11516	226	3	enhances	enhance	VERB
ejif-11516	226	4	the	the	DET
ejif-11516	226	5	sector	sector	NOUN
ejif-11516	226	6	's	's	PART
ejif-11516	226	7	current	current	ADJ
ejif-11516	226	8	capabilities	capability	NOUN
ejif-11516	226	9	and	and	CCONJ
ejif-11516	226	10	lays	lay	VERB
ejif-11516	226	11	a	a	DET
ejif-11516	226	12	foundation	foundation	NOUN
ejif-11516	226	13	for	for	ADP
ejif-11516	226	14	its	its	PRON
ejif-11516	226	15	sustainable	sustainable	ADJ
ejif-11516	226	16	growth	growth	NOUN
ejif-11516	226	17	and	and	CCONJ
ejif-11516	226	18	adaptation	adaptation	NOUN
ejif-11516	226	19	to	to	ADP
ejif-11516	226	20	future	future	ADJ
ejif-11516	226	21	technological	technological	ADJ
ejif-11516	226	22	innovations	innovation	NOUN
ejif-11516	226	23	.	.	PUNCT
ejif-11516	227	1	this	this	DET
ejif-11516	227	2	approach	approach	NOUN
ejif-11516	227	3	sets	set	VERB
ejif-11516	227	4	a	a	DET
ejif-11516	227	5	new	new	ADJ
ejif-11516	227	6	standard	standard	NOUN
ejif-11516	227	7	in	in	ADP
ejif-11516	227	8	the	the	DET
ejif-11516	227	9	industry	industry	NOUN
ejif-11516	227	10	,	,	PUNCT
ejif-11516	227	11	paving	pave	VERB
ejif-11516	227	12	the	the	DET
ejif-11516	227	13	way	way	NOUN
ejif-11516	227	14	for	for	ADP
ejif-11516	227	15	continued	continue	VERB
ejif-11516	227	16	innovation	innovation	NOUN
ejif-11516	227	17	and	and	CCONJ
ejif-11516	227	18	research	research	NOUN
ejif-11516	227	19	in	in	ADP
ejif-11516	227	20	ethical	ethical	ADJ
ejif-11516	227	21	,	,	PUNCT
ejif-11516	227	22	technology	technology	NOUN
ejif-11516	227	23	-	-	PUNCT
ejif-11516	227	24	based	base	VERB
ejif-11516	227	25	finance	finance	NOUN
ejif-11516	227	26	.	.	PUNCT
ejif-11516	228	1	the	the	DET
ejif-11516	228	2	application	application	NOUN
ejif-11516	228	3	of	of	ADP
ejif-11516	228	4	the	the	DET
ejif-11516	228	5	“	"	PUNCT
ejif-11516	228	6	benefit	benefit	NOUN
ejif-11516	228	7	sharing	sharing	NOUN
ejif-11516	228	8	model	model	NOUN
ejif-11516	228	9	”	"	PUNCT
ejif-11516	228	10	within	within	ADP
ejif-11516	228	11	interest	interest	NOUN
ejif-11516	228	12	-	-	PUNCT
ejif-11516	228	13	free	free	ADJ
ejif-11516	228	14	financial	financial	ADJ
ejif-11516	228	15	institutions	institution	NOUN
ejif-11516	228	16	has	have	AUX
ejif-11516	228	17	been	be	AUX
ejif-11516	228	18	transformative	transformative	ADJ
ejif-11516	228	19	,	,	PUNCT
ejif-11516	228	20	enhancing	enhance	VERB
ejif-11516	228	21	operational	operational	ADJ
ejif-11516	228	22	efficiency	efficiency	NOUN
ejif-11516	228	23	and	and	CCONJ
ejif-11516	228	24	compliance	compliance	NOUN
ejif-11516	228	25	with	with	ADP
ejif-11516	228	26	shariah	shariah	PROPN
ejif-11516	228	27	principles	principle	NOUN
ejif-11516	228	28	(	(	PUNCT
ejif-11516	228	29	khan	khan	PROPN
ejif-11516	228	30	,	,	PUNCT
ejif-11516	228	31	2023	2023	NUM
ejif-11516	228	32	)	)	PUNCT
ejif-11516	228	33	.	.	PUNCT
ejif-11516	229	1	the	the	DET
ejif-11516	229	2	integration	integration	NOUN
ejif-11516	229	3	of	of	ADP
ejif-11516	229	4	ai	ai	PROPN
ejif-11516	229	5	has	have	AUX
ejif-11516	229	6	enabled	enable	VERB
ejif-11516	229	7	nuanced	nuanced	ADJ
ejif-11516	229	8	risk	risk	NOUN
ejif-11516	229	9	assessments	assessment	NOUN
ejif-11516	229	10	and	and	CCONJ
ejif-11516	229	11	real	real	ADJ
ejif-11516	229	12	-	-	PUNCT
ejif-11516	229	13	time	time	NOUN
ejif-11516	229	14	product	product	NOUN
ejif-11516	229	15	customization	customization	NOUN
ejif-11516	229	16	,	,	PUNCT
ejif-11516	229	17	which	which	PRON
ejif-11516	229	18	is	be	AUX
ejif-11516	229	19	critical	critical	ADJ
ejif-11516	229	20	for	for	ADP
ejif-11516	229	21	adapting	adapt	VERB
ejif-11516	229	22	financial	financial	ADJ
ejif-11516	229	23	services	service	NOUN
ejif-11516	229	24	to	to	PART
ejif-11516	229	25	meet	meet	VERB
ejif-11516	229	26	dynamic	dynamic	ADJ
ejif-11516	229	27	customer	customer	NOUN
ejif-11516	229	28	needs	need	NOUN
ejif-11516	229	29	while	while	SCONJ
ejif-11516	229	30	adhering	adhere	VERB
ejif-11516	229	31	to	to	ADP
ejif-11516	229	32	islamic	islamic	ADJ
ejif-11516	229	33	ethical	ethical	ADJ
ejif-11516	229	34	standards	standard	NOUN
ejif-11516	229	35	(	(	PUNCT
ejif-11516	229	36	alam	alam	PROPN
ejif-11516	229	37	et	et	PROPN
ejif-11516	229	38	al	al	PROPN
ejif-11516	229	39	.	.	PROPN
ejif-11516	229	40	,	,	PUNCT
ejif-11516	229	41	2021	2021	NUM
ejif-11516	229	42	)	)	PUNCT
ejif-11516	229	43	.	.	PUNCT
ejif-11516	230	1	this	this	DET
ejif-11516	230	2	study	study	NOUN
ejif-11516	230	3	’s	’s	PART
ejif-11516	230	4	findings	finding	NOUN
ejif-11516	230	5	have	have	VERB
ejif-11516	230	6	broad	broad	ADJ
ejif-11516	230	7	implications	implication	NOUN
ejif-11516	230	8	that	that	PRON
ejif-11516	230	9	ripple	ripple	VERB
ejif-11516	230	10	across	across	ADP
ejif-11516	230	11	academic	academic	ADJ
ejif-11516	230	12	fields	field	NOUN
ejif-11516	230	13	,	,	PUNCT
ejif-11516	230	14	industry	industry	NOUN
ejif-11516	230	15	practices	practice	NOUN
ejif-11516	230	16	,	,	PUNCT
ejif-11516	230	17	and	and	CCONJ
ejif-11516	230	18	societal	societal	ADJ
ejif-11516	230	19	norms	norm	NOUN
ejif-11516	230	20	.	.	PUNCT
ejif-11516	231	1	academically	academically	ADV
ejif-11516	231	2	,	,	PUNCT
ejif-11516	231	3	the	the	DET
ejif-11516	231	4	research	research	NOUN
ejif-11516	231	5	catalyzes	catalyze	VERB
ejif-11516	231	6	further	further	ADJ
ejif-11516	231	7	exploration	exploration	NOUN
ejif-11516	231	8	into	into	ADP
ejif-11516	231	9	the	the	DET
ejif-11516	231	10	application	application	NOUN
ejif-11516	231	11	of	of	ADP
ejif-11516	231	12	ai	ai	NOUN
ejif-11516	231	13	within	within	ADP
ejif-11516	231	14	traditional	traditional	ADJ
ejif-11516	231	15	financial	financial	ADJ
ejif-11516	231	16	systems	system	NOUN
ejif-11516	231	17	,	,	PUNCT
ejif-11516	231	18	suggesting	suggest	VERB
ejif-11516	231	19	an	an	DET
ejif-11516	231	20	interdisciplinary	interdisciplinary	ADJ
ejif-11516	231	21	approach	approach	NOUN
ejif-11516	231	22	combining	combine	VERB
ejif-11516	231	23	technology	technology	NOUN
ejif-11516	231	24	,	,	PUNCT
ejif-11516	231	25	finance	finance	NOUN
ejif-11516	231	26	,	,	PUNCT
ejif-11516	231	27	and	and	CCONJ
ejif-11516	231	28	ethics	ethic	NOUN
ejif-11516	231	29	(	(	PUNCT
ejif-11516	231	30	williams	williams	PROPN
ejif-11516	231	31	&	&	CCONJ
ejif-11516	231	32	patel	patel	PROPN
ejif-11516	231	33	,	,	PUNCT
ejif-11516	231	34	2020	2020	NUM
ejif-11516	231	35	)	)	PUNCT
ejif-11516	231	36	.	.	PUNCT
ejif-11516	232	1	practitioners	practitioner	NOUN
ejif-11516	232	2	can	can	AUX
ejif-11516	232	3	apply	apply	VERB
ejif-11516	232	4	the	the	DET
ejif-11516	232	5	“	"	PUNCT
ejif-11516	232	6	benefit	benefit	NOUN
ejif-11516	232	7	sharing	sharing	NOUN
ejif-11516	232	8	model	model	NOUN
ejif-11516	232	9	”	"	PUNCT
ejif-11516	232	10	to	to	PART
ejif-11516	232	11	develop	develop	VERB
ejif-11516	232	12	shariah	shariah	PROPN
ejif-11516	232	13	-	-	PUNCT
ejif-11516	232	14	compliant	compliant	ADJ
ejif-11516	232	15	financial	financial	ADJ
ejif-11516	232	16	products	product	NOUN
ejif-11516	232	17	that	that	PRON
ejif-11516	232	18	adhere	adhere	VERB
ejif-11516	232	19	to	to	ADP
ejif-11516	232	20	islamic	islamic	ADJ
ejif-11516	232	21	principles	principle	NOUN
ejif-11516	232	22	and	and	CCONJ
ejif-11516	232	23	compete	compete	VERB
ejif-11516	232	24	effectively	effectively	ADV
ejif-11516	232	25	in	in	ADP
ejif-11516	232	26	the	the	DET
ejif-11516	232	27	global	global	ADJ
ejif-11516	232	28	market	market	NOUN
ejif-11516	232	29	(	(	PUNCT
ejif-11516	232	30	greenwood	greenwood	PROPN
ejif-11516	232	31	,	,	PUNCT
ejif-11516	232	32	2022	2022	NUM
ejif-11516	232	33	)	)	PUNCT
ejif-11516	232	34	.	.	PUNCT
ejif-11516	233	1	the	the	DET
ejif-11516	233	2	societal	societal	ADJ
ejif-11516	233	3	benefits	benefit	NOUN
ejif-11516	233	4	of	of	ADP
ejif-11516	233	5	this	this	DET
ejif-11516	233	6	research	research	NOUN
ejif-11516	233	7	are	be	AUX
ejif-11516	233	8	significant	significant	ADJ
ejif-11516	233	9	,	,	PUNCT
ejif-11516	233	10	particularly	particularly	ADV
ejif-11516	233	11	in	in	ADP
ejif-11516	233	12	fostering	foster	VERB
ejif-11516	233	13	financial	financial	ADJ
ejif-11516	233	14	inclusivity	inclusivity	NOUN
ejif-11516	233	15	by	by	ADP
ejif-11516	233	16	aligning	align	VERB
ejif-11516	233	17	modern	modern	ADJ
ejif-11516	233	18	financial	financial	ADJ
ejif-11516	233	19	practices	practice	NOUN
ejif-11516	233	20	with	with	ADP
ejif-11516	233	21	islamic	islamic	ADJ
ejif-11516	233	22	ethical	ethical	ADJ
ejif-11516	233	23	standards	standard	NOUN
ejif-11516	233	24	,	,	PUNCT
ejif-11516	233	25	potentially	potentially	ADV
ejif-11516	233	26	increasing	increase	VERB
ejif-11516	233	27	financial	financial	ADJ
ejif-11516	233	28	participation	participation	NOUN
ejif-11516	233	29	among	among	ADP
ejif-11516	233	30	muslim	muslim	ADJ
ejif-11516	233	31	communities	community	NOUN
ejif-11516	233	32	(	(	PUNCT
ejif-11516	233	33	ahmed	ahme	VERB
ejif-11516	233	34	,	,	PUNCT
ejif-11516	233	35	2020	2020	NUM
ejif-11516	233	36	)	)	PUNCT
ejif-11516	233	37	.	.	PUNCT
ejif-11516	234	1	such	such	ADJ
ejif-11516	234	2	inclusivity	inclusivity	NOUN
ejif-11516	234	3	is	be	AUX
ejif-11516	234	4	pivotal	pivotal	ADJ
ejif-11516	234	5	for	for	ADP
ejif-11516	234	6	promoting	promote	VERB
ejif-11516	234	7	wider	wide	ADJ
ejif-11516	234	8	economic	economic	ADJ
ejif-11516	234	9	stability	stability	NOUN
ejif-11516	234	10	and	and	CCONJ
ejif-11516	234	11	growth	growth	NOUN
ejif-11516	234	12	(	(	PUNCT
ejif-11516	234	13	el	el	PROPN
ejif-11516	234	14	-	-	PROPN
ejif-11516	234	15	gamal	gamal	PROPN
ejif-11516	234	16	,	,	PUNCT
ejif-11516	234	17	2006	2006	NUM
ejif-11516	234	18	)	)	PUNCT
ejif-11516	234	19	.	.	PUNCT
ejif-11516	235	1	european	european	PROPN
ejif-11516	235	2	journal	journal	PROPN
ejif-11516	235	3	of	of	ADP
ejif-11516	235	4	islamic	islamic	PROPN
ejif-11516	235	5	finance	finance	PROPN
ejif-11516	235	6	issn	issn	PROPN
ejif-11516	235	7	:	:	PUNCT
ejif-11516	235	8	2421	2421	NUM
ejif-11516	235	9	-	-	SYM
ejif-11516	235	10	2172	2172	NUM
ejif-11516	235	11	doi	doi	NOUN
ejif-11516	235	12	:	:	PUNCT
ejif-11516	235	13	10.13135/2421	10.13135/2421	NUM
ejif-11516	235	14	-	-	SYM
ejif-11516	235	15	2172/11516	2172/11516	NUM
ejif-11516	235	16	published	publish	VERB
ejif-11516	235	17	by	by	ADP
ejif-11516	235	18	university	university	PROPN
ejif-11516	235	19	of	of	ADP
ejif-11516	235	20	turin	turin	PROPN
ejif-11516	236	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-11516	236	2	ejif	ejif	PROPN
ejif-11516	236	3	content	content	NOUN
ejif-11516	236	4	is	be	AUX
ejif-11516	236	5	licensed	license	VERB
ejif-11516	236	6	under	under	ADP
ejif-11516	236	7	a	a	DET
ejif-11516	236	8	creative	creative	ADJ
ejif-11516	236	9	commons	common	NOUN
ejif-11516	236	10	attribution	attribution	NOUN
ejif-11516	236	11	4.0	4.0	NUM
ejif-11516	236	12	international	international	ADJ
ejif-11516	236	13	license	license	NOUN
ejif-11516	236	14	22	22	NUM
ejif-11516	236	15	the	the	DET
ejif-11516	236	16	integration	integration	NOUN
ejif-11516	236	17	of	of	ADP
ejif-11516	236	18	ai	ai	NOUN
ejif-11516	236	19	in	in	ADP
ejif-11516	236	20	interest	interest	NOUN
ejif-11516	236	21	-	-	PUNCT
ejif-11516	236	22	free	free	ADJ
ejif-11516	236	23	finance	finance	NOUN
ejif-11516	236	24	necessitates	necessitate	VERB
ejif-11516	236	25	ongoing	ongoing	ADJ
ejif-11516	236	26	research	research	NOUN
ejif-11516	236	27	into	into	ADP
ejif-11516	236	28	its	its	PRON
ejif-11516	236	29	long	long	ADJ
ejif-11516	236	30	-	-	PUNCT
ejif-11516	236	31	term	term	NOUN
ejif-11516	236	32	impacts	impact	NOUN
ejif-11516	236	33	,	,	PUNCT
ejif-11516	236	34	particularly	particularly	ADV
ejif-11516	236	35	concerning	concern	VERB
ejif-11516	236	36	consumer	consumer	NOUN
ejif-11516	236	37	trust	trust	NOUN
ejif-11516	236	38	and	and	CCONJ
ejif-11516	236	39	regulatory	regulatory	ADJ
ejif-11516	236	40	frameworks	framework	NOUN
ejif-11516	236	41	(	(	PUNCT
ejif-11516	236	42	farooq	farooq	PROPN
ejif-11516	236	43	&	&	CCONJ
ejif-11516	236	44	patel	patel	PROPN
ejif-11516	236	45	,	,	PUNCT
ejif-11516	236	46	2022	2022	NUM
ejif-11516	236	47	)	)	PUNCT
ejif-11516	236	48	.	.	PUNCT
ejif-11516	237	1	future	future	ADJ
ejif-11516	237	2	studies	study	NOUN
ejif-11516	237	3	should	should	AUX
ejif-11516	237	4	assess	assess	VERB
ejif-11516	237	5	the	the	DET
ejif-11516	237	6	implications	implication	NOUN
ejif-11516	237	7	of	of	ADP
ejif-11516	237	8	ai	ai	NOUN
ejif-11516	237	9	on	on	ADP
ejif-11516	237	10	customer	customer	NOUN
ejif-11516	237	11	satisfaction	satisfaction	NOUN
ejif-11516	237	12	within	within	ADP
ejif-11516	237	13	islamic	islamic	ADJ
ejif-11516	237	14	banks	bank	NOUN
ejif-11516	237	15	and	and	CCONJ
ejif-11516	237	16	explore	explore	VERB
ejif-11516	237	17	necessary	necessary	ADJ
ejif-11516	237	18	regulatory	regulatory	ADJ
ejif-11516	237	19	innovations	innovation	NOUN
ejif-11516	237	20	to	to	PART
ejif-11516	237	21	support	support	VERB
ejif-11516	237	22	the	the	DET
ejif-11516	237	23	sustainable	sustainable	ADJ
ejif-11516	237	24	adoption	adoption	NOUN
ejif-11516	237	25	of	of	ADP
ejif-11516	237	26	ai	ai	PROPN
ejif-11516	237	27	technologies	technology	NOUN
ejif-11516	237	28	(	(	PUNCT
ejif-11516	237	29	johnson	johnson	PROPN
ejif-11516	237	30	&	&	CCONJ
ejif-11516	237	31	zhao	zhao	PROPN
ejif-11516	237	32	,	,	PUNCT
ejif-11516	237	33	2018	2018	NUM
ejif-11516	237	34	)	)	PUNCT
ejif-11516	237	35	.	.	PUNCT
ejif-11516	238	1	in	in	ADP
ejif-11516	238	2	conclusion	conclusion	NOUN
ejif-11516	238	3	,	,	PUNCT
ejif-11516	238	4	the	the	DET
ejif-11516	238	5	“	"	PUNCT
ejif-11516	238	6	benefit	benefit	NOUN
ejif-11516	238	7	sharing	sharing	NOUN
ejif-11516	238	8	model	model	NOUN
ejif-11516	238	9	”	"	PUNCT
ejif-11516	238	10	enriches	enrich	VERB
ejif-11516	238	11	the	the	DET
ejif-11516	238	12	discourse	discourse	NOUN
ejif-11516	238	13	on	on	ADP
ejif-11516	238	14	ai	ai	VERB
ejif-11516	238	15	within	within	ADP
ejif-11516	238	16	interest	interest	NOUN
ejif-11516	238	17	-	-	PUNCT
ejif-11516	238	18	free	free	ADJ
ejif-11516	238	19	finance	finance	NOUN
ejif-11516	238	20	,	,	PUNCT
ejif-11516	238	21	providing	provide	VERB
ejif-11516	238	22	a	a	DET
ejif-11516	238	23	foundation	foundation	NOUN
ejif-11516	238	24	for	for	ADP
ejif-11516	238	25	subsequent	subsequent	ADJ
ejif-11516	238	26	technological	technological	ADJ
ejif-11516	238	27	and	and	CCONJ
ejif-11516	238	28	financial	financial	ADJ
ejif-11516	238	29	innovations	innovation	NOUN
ejif-11516	238	30	.	.	PUNCT
ejif-11516	239	1	continued	continue	VERB
ejif-11516	239	2	exploration	exploration	NOUN
ejif-11516	239	3	of	of	ADP
ejif-11516	239	4	this	this	DET
ejif-11516	239	5	intersection	intersection	NOUN
ejif-11516	239	6	is	be	AUX
ejif-11516	239	7	essential	essential	ADJ
ejif-11516	239	8	,	,	PUNCT
ejif-11516	239	9	ensuring	ensure	VERB
ejif-11516	239	10	that	that	SCONJ
ejif-11516	239	11	technological	technological	ADJ
ejif-11516	239	12	advancements	advancement	NOUN
ejif-11516	239	13	remain	remain	VERB
ejif-11516	239	14	congruent	congruent	ADJ
ejif-11516	239	15	with	with	ADP
ejif-11516	239	16	interest	interest	NOUN
ejif-11516	239	17	-	-	PUNCT
ejif-11516	239	18	free	free	ADJ
ejif-11516	239	19	finance	finance	NOUN
ejif-11516	239	20	's	's	PART
ejif-11516	239	21	ethical	ethical	ADJ
ejif-11516	239	22	mandates	mandate	NOUN
ejif-11516	239	23	,	,	PUNCT
ejif-11516	239	24	reinforcing	reinforce	VERB
ejif-11516	239	25	the	the	DET
ejif-11516	239	26	commitment	commitment	NOUN
ejif-11516	239	27	to	to	ADP
ejif-11516	239	28	justice	justice	NOUN
ejif-11516	239	29	and	and	CCONJ
ejif-11516	239	30	equity	equity	PROPN
ejif-11516	239	31	(	(	PUNCT
ejif-11516	239	32	kılıç	kılıç	PROPN
ejif-11516	239	33	,	,	PUNCT
ejif-11516	239	34	2020	2020	NUM
ejif-11516	239	35	;	;	PUNCT
ejif-11516	239	36	surden	surden	VERB
ejif-11516	239	37	,	,	PUNCT
ejif-11516	239	38	2019	2019	NUM
ejif-11516	239	39	)	)	PUNCT
ejif-11516	239	40	.	.	PUNCT
ejif-11516	240	1	references	reference	NOUN
ejif-11516	240	2	ahmed	ahmed	PROPN
ejif-11516	240	3	,	,	PUNCT
ejif-11516	240	4	h.	h.	PROPN
ejif-11516	240	5	(	(	PUNCT
ejif-11516	240	6	2020	2020	NUM
ejif-11516	240	7	)	)	PUNCT
ejif-11516	240	8	.	.	PUNCT
ejif-11516	241	1	islamic	islamic	ADJ
ejif-11516	241	2	finance	finance	PROPN
ejif-11516	241	3	in	in	ADP
ejif-11516	241	4	the	the	DET
ejif-11516	241	5	modern	modern	ADJ
ejif-11516	241	6	world	world	NOUN
ejif-11516	241	7	.	.	PUNCT
ejif-11516	242	1	academic	academic	ADJ
ejif-11516	242	2	press	press	NOUN
ejif-11516	242	3	.	.	PUNCT
ejif-11516	243	1	al	al	PROPN
ejif-11516	243	2	-	-	PUNCT
ejif-11516	243	3	bashir	bashir	PROPN
ejif-11516	243	4	,	,	PUNCT
ejif-11516	243	5	m.	m.	NOUN
ejif-11516	243	6	(	(	PUNCT
ejif-11516	243	7	2008	2008	NUM
ejif-11516	243	8	)	)	PUNCT
ejif-11516	243	9	.	.	PUNCT
ejif-11516	244	1	risk	risk	NOUN
ejif-11516	244	2	management	management	NOUN
ejif-11516	244	3	in	in	ADP
ejif-11516	244	4	islamic	islamic	ADJ
ejif-11516	244	5	finance	finance	NOUN
ejif-11516	244	6	.	.	PUNCT
ejif-11516	245	1	jai	jai	PROPN
ejif-11516	245	2	press	press	PROPN
ejif-11516	245	3	.	.	PUNCT
ejif-11516	246	1	alam	alam	PROPN
ejif-11516	246	2	,	,	PUNCT
ejif-11516	246	3	n.	n.	NOUN
ejif-11516	246	4	,	,	PUNCT
ejif-11516	246	5	gupta	gupta	PROPN
ejif-11516	246	6	,	,	PUNCT
ejif-11516	246	7	l.	l.	PROPN
ejif-11516	246	8	,	,	PUNCT
ejif-11516	246	9	&	&	CCONJ
ejif-11516	246	10	zameni	zameni	PROPN
ejif-11516	246	11	,	,	PUNCT
ejif-11516	246	12	a.	a.	NOUN
ejif-11516	246	13	(	(	PUNCT
ejif-11516	246	14	2021	2021	NUM
ejif-11516	246	15	)	)	PUNCT
ejif-11516	246	16	.	.	PUNCT
ejif-11516	247	1	fintech	fintech	NOUN
ejif-11516	247	2	and	and	CCONJ
ejif-11516	247	3	islamic	islamic	ADJ
ejif-11516	247	4	finance	finance	PROPN
ejif-11516	247	5	.	.	PUNCT
ejif-11516	248	1	istanbul	istanbul	PROPN
ejif-11516	248	2	:	:	PUNCT
ejif-11516	248	3	albaraka	albaraka	ADV
ejif-11516	248	4	yayınları	yayınları	NOUN
ejif-11516	248	5	.	.	PUNCT
ejif-11516	249	1	alamad	alamad	PROPN
ejif-11516	249	2	,	,	PUNCT
ejif-11516	249	3	s.	s.	PROPN
ejif-11516	249	4	(	(	PUNCT
ejif-11516	249	5	2020	2020	NUM
ejif-11516	249	6	)	)	PUNCT
ejif-11516	249	7	.	.	PUNCT
ejif-11516	250	1	shariah	shariah	PROPN
ejif-11516	250	2	compliant	compliant	PROPN
ejif-11516	250	3	banking	banking	NOUN
ejif-11516	250	4	.	.	PUNCT
ejif-11516	251	1	routledge	routledge	PROPN
ejif-11516	251	2	.	.	PUNCT
ejif-11516	251	3	alpaydın	alpaydın	PROPN
ejif-11516	251	4	,	,	PUNCT
ejif-11516	251	5	e.	e.	PROPN
ejif-11516	251	6	(	(	PUNCT
ejif-11516	251	7	2014	2014	NUM
ejif-11516	251	8	)	)	PUNCT
ejif-11516	251	9	.	.	PUNCT
ejif-11516	252	1	introduction	introduction	NOUN
ejif-11516	252	2	to	to	ADP
ejif-11516	252	3	machine	machine	NOUN
ejif-11516	252	4	learning	learning	NOUN
ejif-11516	252	5	.	.	PUNCT
ejif-11516	253	1	mit	mit	PROPN
ejif-11516	253	2	press	press	PROPN
ejif-11516	253	3	.	.	PUNCT
ejif-11516	254	1	alpaydın	alpaydın	PROPN
ejif-11516	254	2	,	,	PUNCT
ejif-11516	254	3	e.	e.	PROPN
ejif-11516	254	4	(	(	PUNCT
ejif-11516	254	5	2020	2020	NUM
ejif-11516	254	6	)	)	PUNCT
ejif-11516	254	7	.	.	PUNCT
ejif-11516	255	1	machine	machine	NOUN
ejif-11516	255	2	learning	learning	NOUN
ejif-11516	255	3	:	:	PUNCT
ejif-11516	255	4	the	the	DET
ejif-11516	255	5	new	new	ADJ
ejif-11516	255	6	ai	ai	NOUN
ejif-11516	255	7	.	.	PUNCT
ejif-11516	256	1	cambridge	cambridge	PROPN
ejif-11516	256	2	:	:	PUNCT
ejif-11516	256	3	mit	mit	PROPN
ejif-11516	256	4	press	press	NOUN
ejif-11516	256	5	.	.	PUNCT
ejif-11516	257	1	aylak	aylak	PROPN
ejif-11516	257	2	,	,	PUNCT
ejif-11516	257	3	b.	b.	PROPN
ejif-11516	257	4	,	,	PUNCT
ejif-11516	257	5	okan	okan	PROPN
ejif-11516	257	6	,	,	PUNCT
ejif-11516	257	7	f.	f.	PROPN
ejif-11516	257	8	,	,	PUNCT
ejif-11516	257	9	&	&	CCONJ
ejif-11516	257	10	yazıcı	yazıcı	PROPN
ejif-11516	257	11	,	,	PUNCT
ejif-11516	257	12	m.	m.	NOUN
ejif-11516	257	13	(	(	PUNCT
ejif-11516	257	14	2021	2021	NUM
ejif-11516	257	15	)	)	PUNCT
ejif-11516	257	16	.	.	PUNCT
ejif-11516	258	1	journal	journal	NOUN
ejif-11516	258	2	of	of	ADP
ejif-11516	258	3	financial	financial	ADJ
ejif-11516	258	4	technology	technology	NOUN
ejif-11516	258	5	studies	study	NOUN
ejif-11516	258	6	,	,	PUNCT
ejif-11516	258	7	77	77	NUM
ejif-11516	258	8	.	.	PUNCT
ejif-11516	258	9	brown	brown	PROPN
ejif-11516	258	10	,	,	PUNCT
ejif-11516	258	11	c.	c.	PROPN
ejif-11516	258	12	(	(	PUNCT
ejif-11516	258	13	2021	2021	NUM
ejif-11516	258	14	)	)	PUNCT
ejif-11516	258	15	.	.	PUNCT
ejif-11516	259	1	ai	ai	VERB
ejif-11516	259	2	in	in	ADP
ejif-11516	259	3	financial	financial	ADJ
ejif-11516	259	4	markets	market	NOUN
ejif-11516	259	5	.	.	PUNCT
ejif-11516	260	1	wiley	wiley	PROPN
ejif-11516	260	2	finance	finance	PROPN
ejif-11516	260	3	.	.	PUNCT
ejif-11516	261	1	el	el	PROPN
ejif-11516	261	2	-	-	PUNCT
ejif-11516	261	3	gamal	gamal	PROPN
ejif-11516	261	4	,	,	PUNCT
ejif-11516	261	5	m.	m.	NOUN
ejif-11516	261	6	(	(	PUNCT
ejif-11516	261	7	2006	2006	NUM
ejif-11516	261	8	)	)	PUNCT
ejif-11516	261	9	.	.	PUNCT
ejif-11516	262	1	islamic	islamic	PROPN
ejif-11516	262	2	finance	finance	PROPN
ejif-11516	262	3	:	:	PUNCT
ejif-11516	262	4	law	law	NOUN
ejif-11516	262	5	,	,	PUNCT
ejif-11516	262	6	economics	economic	NOUN
ejif-11516	262	7	,	,	PUNCT
ejif-11516	262	8	and	and	CCONJ
ejif-11516	262	9	practice	practice	NOUN
ejif-11516	262	10	.	.	PUNCT
ejif-11516	263	1	cambridge	cambridge	PROPN
ejif-11516	263	2	university	university	PROPN
ejif-11516	263	3	press	press	PROPN
ejif-11516	263	4	.	.	PUNCT
ejif-11516	264	1	emiroğlu	emiroğlu	PROPN
ejif-11516	264	2	,	,	PUNCT
ejif-11516	264	3	k.	k.	PROPN
ejif-11516	264	4	,	,	PUNCT
ejif-11516	264	5	danışoğlu	danışoğlu	PROPN
ejif-11516	264	6	,	,	PUNCT
ejif-11516	264	7	b.	b.	PROPN
ejif-11516	264	8	,	,	PUNCT
ejif-11516	264	9	&	&	CCONJ
ejif-11516	264	10	berberoğlu	berberoğlu	PROPN
ejif-11516	264	11	,	,	PUNCT
ejif-11516	264	12	b.	b.	PROPN
ejif-11516	264	13	(	(	PUNCT
ejif-11516	264	14	2006	2006	NUM
ejif-11516	264	15	)	)	PUNCT
ejif-11516	264	16	.	.	PUNCT
ejif-11516	265	1	ekonomi	ekonomi	PROPN
ejif-11516	265	2	sözlüğü	sözlüğü	PROPN
ejif-11516	265	3	.	.	PUNCT
ejif-11516	266	1	istanbul	istanbul	PROPN
ejif-11516	266	2	:	:	PUNCT
ejif-11516	266	3	bilim	bilim	PROPN
ejif-11516	266	4	ve	ve	PROPN
ejif-11516	266	5	sanat	sanat	PROPN
ejif-11516	266	6	yayınları	yayınları	PROPN
ejif-11516	266	7	.	.	PUNCT
ejif-11516	267	1	farooq	farooq	PROPN
ejif-11516	267	2	,	,	PUNCT
ejif-11516	267	3	m.	m.	NOUN
ejif-11516	267	4	,	,	PUNCT
ejif-11516	267	5	&	&	CCONJ
ejif-11516	267	6	patel	patel	PROPN
ejif-11516	267	7	,	,	PUNCT
ejif-11516	267	8	r.	r.	PROPN
ejif-11516	267	9	(	(	PUNCT
ejif-11516	267	10	2022	2022	NUM
ejif-11516	267	11	)	)	PUNCT
ejif-11516	267	12	.	.	PUNCT
ejif-11516	268	1	blockchain	blockchain	PROPN
ejif-11516	268	2	in	in	ADP
ejif-11516	268	3	islamic	islamic	PROPN
ejif-11516	268	4	finance	finance	NOUN
ejif-11516	268	5	.	.	PUNCT
ejif-11516	269	1	academic	academic	ADJ
ejif-11516	269	2	press	press	NOUN
ejif-11516	269	3	.	.	PUNCT
ejif-11516	270	1	gazali	gazali	PROPN
ejif-11516	270	2	,	,	PUNCT
ejif-11516	270	3	h.	h.	PROPN
ejif-11516	270	4	m.	m.	PROPN
ejif-11516	270	5	,	,	PUNCT
ejif-11516	270	6	jumadi	jumadi	NOUN
ejif-11516	270	7	,	,	PUNCT
ejif-11516	270	8	j.	j.	PROPN
ejif-11516	270	9	,	,	PUNCT
ejif-11516	270	10	ramlan	ramlan	PROPN
ejif-11516	270	11	,	,	PUNCT
ejif-11516	270	12	n.	n.	PROPN
ejif-11516	270	13	r.	r.	PROPN
ejif-11516	270	14	,	,	PUNCT
ejif-11516	270	15	abd	abd	PROPN
ejif-11516	270	16	rahmat	rahmat	NOUN
ejif-11516	270	17	,	,	PUNCT
ejif-11516	270	18	n.	n.	NOUN
ejif-11516	270	19	,	,	PUNCT
ejif-11516	270	20	uzair	uzair	PROPN
ejif-11516	270	21	,	,	PUNCT
ejif-11516	270	22	s.	s.	PROPN
ejif-11516	270	23	n.	n.	PROPN
ejif-11516	270	24	,	,	PUNCT
ejif-11516	270	25	&	&	CCONJ
ejif-11516	270	26	mohid	mohid	NOUN
ejif-11516	270	27	,	,	PUNCT
ejif-11516	270	28	a.	a.	NOUN
ejif-11516	270	29	n.	n.	NOUN
ejif-11516	270	30	(	(	PUNCT
ejif-11516	270	31	2020	2020	NUM
ejif-11516	270	32	)	)	PUNCT
ejif-11516	270	33	.	.	PUNCT
ejif-11516	271	1	application	application	NOUN
ejif-11516	271	2	of	of	ADP
ejif-11516	271	3	ai	ai	NOUN
ejif-11516	271	4	in	in	ADP
ejif-11516	271	5	islamic	islamic	ADJ
ejif-11516	271	6	investments	investment	NOUN
ejif-11516	271	7	.	.	PUNCT
ejif-11516	272	1	journal	journal	PROPN
ejif-11516	272	2	of	of	ADP
ejif-11516	272	3	islamic	islamic	PROPN
ejif-11516	272	4	finance	finance	PROPN
ejif-11516	272	5	,	,	PUNCT
ejif-11516	272	6	9(2	9(2	NUM
ejif-11516	272	7	)	)	PUNCT
ejif-11516	272	8	,	,	PUNCT
ejif-11516	272	9	70	70	NUM
ejif-11516	272	10	-	-	SYM
ejif-11516	272	11	78	78	NUM
ejif-11516	272	12	.	.	PUNCT
ejif-11516	273	1	greenwood	greenwood	PROPN
ejif-11516	273	2	,	,	PUNCT
ejif-11516	273	3	r.	r.	PROPN
ejif-11516	273	4	(	(	PUNCT
ejif-11516	273	5	2022	2022	NUM
ejif-11516	273	6	)	)	PUNCT
ejif-11516	273	7	.	.	PUNCT
ejif-11516	274	1	digital	digital	ADJ
ejif-11516	274	2	transformation	transformation	NOUN
ejif-11516	274	3	in	in	ADP
ejif-11516	274	4	finance	finance	NOUN
ejif-11516	274	5	.	.	PUNCT
ejif-11516	275	1	springer	springer	NOUN
ejif-11516	275	2	.	.	PUNCT
ejif-11516	276	1	jensen	jensen	PROPN
ejif-11516	276	2	,	,	PUNCT
ejif-11516	276	3	k.	k.	PROPN
ejif-11516	276	4	,	,	PUNCT
ejif-11516	276	5	&	&	CCONJ
ejif-11516	276	6	harlow	harlow	PROPN
ejif-11516	276	7	,	,	PUNCT
ejif-11516	276	8	e.	e.	PROPN
ejif-11516	276	9	(	(	PUNCT
ejif-11516	276	10	2021	2021	NUM
ejif-11516	276	11	)	)	PUNCT
ejif-11516	276	12	.	.	PUNCT
ejif-11516	277	1	ethics	ethic	NOUN
ejif-11516	277	2	in	in	ADP
ejif-11516	277	3	ai	ai	NOUN
ejif-11516	277	4	and	and	CCONJ
ejif-11516	277	5	finance	finance	NOUN
ejif-11516	277	6	.	.	PUNCT
ejif-11516	278	1	oxford	oxford	PROPN
ejif-11516	278	2	university	university	PROPN
ejif-11516	278	3	press	press	NOUN
ejif-11516	278	4	.	.	PUNCT
ejif-11516	279	1	johnson	johnson	PROPN
ejif-11516	279	2	,	,	PUNCT
ejif-11516	279	3	l.	l.	PROPN
ejif-11516	279	4	,	,	PUNCT
ejif-11516	279	5	&	&	CCONJ
ejif-11516	279	6	zhao	zhao	PROPN
ejif-11516	279	7	,	,	PUNCT
ejif-11516	279	8	g.	g.	PROPN
ejif-11516	279	9	(	(	PUNCT
ejif-11516	279	10	2018	2018	NUM
ejif-11516	279	11	)	)	PUNCT
ejif-11516	279	12	.	.	PUNCT
ejif-11516	280	1	artificial	artificial	ADJ
ejif-11516	280	2	intelligence	intelligence	NOUN
ejif-11516	280	3	in	in	ADP
ejif-11516	280	4	banking	banking	NOUN
ejif-11516	280	5	.	.	PUNCT
ejif-11516	281	1	palgrave	palgrave	PROPN
ejif-11516	281	2	macmillan	macmillan	PROPN
ejif-11516	281	3	.	.	PUNCT
ejif-11516	282	1	khan	khan	PROPN
ejif-11516	282	2	,	,	PUNCT
ejif-11516	282	3	a.	a.	NOUN
ejif-11516	282	4	(	(	PUNCT
ejif-11516	282	5	2022	2022	NUM
ejif-11516	282	6	)	)	PUNCT
ejif-11516	282	7	.	.	PUNCT
ejif-11516	283	1	the	the	DET
ejif-11516	283	2	future	future	NOUN
ejif-11516	283	3	of	of	ADP
ejif-11516	283	4	islamic	islamic	ADJ
ejif-11516	283	5	finance	finance	NOUN
ejif-11516	283	6	in	in	ADP
ejif-11516	283	7	the	the	DET
ejif-11516	283	8	age	age	NOUN
ejif-11516	283	9	of	of	ADP
ejif-11516	283	10	technology	technology	NOUN
ejif-11516	283	11	.	.	PUNCT
ejif-11516	284	1	springer	springer	NOUN
ejif-11516	284	2	.	.	PUNCT
ejif-11516	285	1	khan	khan	PROPN
ejif-11516	285	2	,	,	PUNCT
ejif-11516	285	3	a.	a.	NOUN
ejif-11516	285	4	(	(	PUNCT
ejif-11516	285	5	2023	2023	NUM
ejif-11516	285	6	)	)	PUNCT
ejif-11516	285	7	.	.	PUNCT
ejif-11516	286	1	ai	ai	VERB
ejif-11516	286	2	ethics	ethic	NOUN
ejif-11516	286	3	in	in	ADP
ejif-11516	286	4	islamic	islamic	ADJ
ejif-11516	286	5	finance	finance	NOUN
ejif-11516	286	6	.	.	PUNCT
ejif-11516	287	1	academic	academic	ADJ
ejif-11516	287	2	press	press	NOUN
ejif-11516	287	3	.	.	PUNCT
ejif-11516	288	1	kılıç	kılıç	PROPN
ejif-11516	288	2	,	,	PUNCT
ejif-11516	288	3	t.	t.	PROPN
ejif-11516	288	4	(	(	PUNCT
ejif-11516	288	5	2020	2020	NUM
ejif-11516	288	6	)	)	PUNCT
ejif-11516	288	7	.	.	PUNCT
ejif-11516	289	1	the	the	DET
ejif-11516	289	2	nature	nature	NOUN
ejif-11516	289	3	of	of	ADP
ejif-11516	289	4	autopoiesis	autopoiesis	NOUN
ejif-11516	289	5	in	in	ADP
ejif-11516	289	6	artificial	artificial	ADJ
ejif-11516	289	7	intelligence	intelligence	NOUN
ejif-11516	289	8	.	.	PUNCT
ejif-11516	290	1	istanbul	istanbul	PROPN
ejif-11516	290	2	:	:	PUNCT
ejif-11516	290	3	ayrıntı	ayrıntı	NOUN
ejif-11516	290	4	yayınları	yayınları	PROPN
ejif-11516	290	5	.	.	PUNCT
ejif-11516	291	1	kruse	kruse	PROPN
ejif-11516	291	2	,	,	PUNCT
ejif-11516	291	3	r.	r.	PROPN
ejif-11516	291	4	,	,	PUNCT
ejif-11516	291	5	borgelt	borgelt	PROPN
ejif-11516	291	6	,	,	PUNCT
ejif-11516	291	7	c.	c.	PROPN
ejif-11516	291	8	,	,	PUNCT
ejif-11516	291	9	klawonn	klawonn	PROPN
ejif-11516	291	10	,	,	PUNCT
ejif-11516	291	11	f.	f.	PROPN
ejif-11516	291	12	,	,	PUNCT
ejif-11516	291	13	moewes	moewe	NOUN
ejif-11516	291	14	,	,	PUNCT
ejif-11516	291	15	c.	c.	PROPN
ejif-11516	291	16	,	,	PUNCT
ejif-11516	291	17	&	&	CCONJ
ejif-11516	291	18	steinbrecher	steinbrecher	NOUN
ejif-11516	291	19	,	,	PUNCT
ejif-11516	291	20	m.	m.	NOUN
ejif-11516	291	21	(	(	PUNCT
ejif-11516	291	22	2013	2013	NUM
ejif-11516	291	23	)	)	PUNCT
ejif-11516	291	24	.	.	PUNCT
ejif-11516	292	1	statistics	statistic	NOUN
ejif-11516	292	2	and	and	CCONJ
ejif-11516	292	3	machine	machine	NOUN
ejif-11516	292	4	learning	learning	NOUN
ejif-11516	292	5	.	.	PUNCT
ejif-11516	293	1	new	new	PROPN
ejif-11516	293	2	york	york	PROPN
ejif-11516	293	3	:	:	PUNCT
ejif-11516	293	4	springer	springer	NOUN
ejif-11516	293	5	.	.	PUNCT
ejif-11516	294	1	mondal	mondal	PROPN
ejif-11516	294	2	,	,	PUNCT
ejif-11516	294	3	p.	p.	NOUN
ejif-11516	294	4	(	(	PUNCT
ejif-11516	294	5	2020	2020	NUM
ejif-11516	294	6	)	)	PUNCT
ejif-11516	294	7	.	.	PUNCT
ejif-11516	295	1	journal	journal	PROPN
ejif-11516	295	2	of	of	ADP
ejif-11516	295	3	digital	digital	PROPN
ejif-11516	295	4	banking	banking	NOUN
ejif-11516	295	5	,	,	PUNCT
ejif-11516	295	6	2020	2020	NUM
ejif-11516	295	7	.	.	PUNCT
ejif-11516	296	1	o'halloran	o'halloran	PROPN
ejif-11516	296	2	,	,	PUNCT
ejif-11516	296	3	j.	j.	PROPN
ejif-11516	296	4	,	,	PUNCT
ejif-11516	296	5	&	&	CCONJ
ejif-11516	296	6	nowaczyk	nowaczyk	PROPN
ejif-11516	296	7	,	,	PUNCT
ejif-11516	296	8	n.	n.	NOUN
ejif-11516	296	9	(	(	PUNCT
ejif-11516	296	10	2019	2019	NUM
ejif-11516	296	11	)	)	PUNCT
ejif-11516	296	12	.	.	PUNCT
ejif-11516	297	1	ai	ai	VERB
ejif-11516	297	2	and	and	CCONJ
ejif-11516	297	3	financial	financial	ADJ
ejif-11516	297	4	services	service	NOUN
ejif-11516	297	5	.	.	PUNCT
ejif-11516	298	1	palgrave	palgrave	PROPN
ejif-11516	298	2	macmillan	macmillan	PROPN
ejif-11516	298	3	.	.	PUNCT
ejif-11516	299	1	smith	smith	PROPN
ejif-11516	299	2	,	,	PUNCT
ejif-11516	299	3	a.	a.	PROPN
ejif-11516	299	4	,	,	PUNCT
ejif-11516	299	5	&	&	CCONJ
ejif-11516	299	6	johnson	johnson	PROPN
ejif-11516	299	7	,	,	PUNCT
ejif-11516	299	8	b.	b.	PROPN
ejif-11516	299	9	(	(	PUNCT
ejif-11516	299	10	2019	2019	NUM
ejif-11516	299	11	)	)	PUNCT
ejif-11516	299	12	.	.	PUNCT
ejif-11516	300	1	data	datum	NOUN
ejif-11516	300	2	centric	centric	ADJ
ejif-11516	300	3	organizations	organization	NOUN
ejif-11516	300	4	.	.	PUNCT
ejif-11516	301	1	harvard	harvard	PROPN
ejif-11516	301	2	business	business	PROPN
ejif-11516	301	3	review	review	PROPN
ejif-11516	301	4	press	press	NOUN
ejif-11516	301	5	.	.	PUNCT
ejif-11516	302	1	smith	smith	PROPN
ejif-11516	302	2	,	,	PUNCT
ejif-11516	302	3	a.	a.	PROPN
ejif-11516	302	4	,	,	PUNCT
ejif-11516	302	5	&	&	CCONJ
ejif-11516	302	6	williams	williams	PROPN
ejif-11516	302	7	,	,	PUNCT
ejif-11516	302	8	m.	m.	NOUN
ejif-11516	302	9	(	(	PUNCT
ejif-11516	302	10	2019	2019	NUM
ejif-11516	302	11	)	)	PUNCT
ejif-11516	302	12	.	.	PUNCT
ejif-11516	303	1	financial	financial	ADJ
ejif-11516	303	2	markets	market	NOUN
ejif-11516	303	3	and	and	CCONJ
ejif-11516	303	4	institutions	institution	NOUN
ejif-11516	303	5	.	.	PUNCT
ejif-11516	304	1	harvard	harvard	PROPN
ejif-11516	304	2	business	business	PROPN
ejif-11516	304	3	review	review	PROPN
ejif-11516	304	4	press	press	PROPN
ejif-11516	304	5	.	.	PUNCT
ejif-11516	305	1	sohangir	sohangir	PROPN
ejif-11516	305	2	,	,	PUNCT
ejif-11516	305	3	s.	s.	PROPN
ejif-11516	305	4	,	,	PUNCT
ejif-11516	305	5	wang	wang	PROPN
ejif-11516	305	6	,	,	PUNCT
ejif-11516	305	7	d.	d.	PROPN
ejif-11516	305	8	,	,	PUNCT
ejif-11516	305	9	pomeranets	pomeranet	NOUN
ejif-11516	305	10	,	,	PUNCT
ejif-11516	305	11	a.	a.	NOUN
ejif-11516	305	12	,	,	PUNCT
ejif-11516	305	13	&	&	CCONJ
ejif-11516	305	14	khoshgoftaar	khoshgoftaar	PROPN
ejif-11516	305	15	,	,	PUNCT
ejif-11516	305	16	t.	t.	NOUN
ejif-11516	305	17	m.	m.	NOUN
ejif-11516	305	18	(	(	PUNCT
ejif-11516	305	19	2018	2018	NUM
ejif-11516	305	20	)	)	PUNCT
ejif-11516	305	21	.	.	PUNCT
ejif-11516	306	1	big	big	ADJ
ejif-11516	306	2	data	datum	NOUN
ejif-11516	306	3	research	research	NOUN
ejif-11516	306	4	,	,	PUNCT
ejif-11516	306	5	2018	2018	NUM
ejif-11516	306	6	.	.	PUNCT
ejif-11516	307	1	surden	surden	PROPN
ejif-11516	307	2	,	,	PUNCT
ejif-11516	307	3	h.	h.	PROPN
ejif-11516	307	4	(	(	PUNCT
ejif-11516	307	5	2019	2019	NUM
ejif-11516	307	6	)	)	PUNCT
ejif-11516	307	7	.	.	PUNCT
ejif-11516	308	1	ai	ai	VERB
ejif-11516	308	2	and	and	CCONJ
ejif-11516	308	3	law	law	NOUN
ejif-11516	308	4	:	:	PUNCT
ejif-11516	308	5	an	an	DET
ejif-11516	308	6	overview	overview	NOUN
ejif-11516	308	7	.	.	PUNCT
ejif-11516	309	1	in	in	ADP
ejif-11516	309	2	a.	a.	PROPN
ejif-11516	309	3	barfield	barfield	PROPN
ejif-11516	309	4	&	&	CCONJ
ejif-11516	309	5	u.	u.	PROPN
ejif-11516	309	6	pagallo	pagallo	PROPN
ejif-11516	309	7	(	(	PUNCT
ejif-11516	309	8	eds	ed	NOUN
ejif-11516	309	9	.	.	PUNCT
ejif-11516	309	10	)	)	PUNCT
ejif-11516	309	11	,	,	PUNCT
ejif-11516	309	12	research	research	NOUN
ejif-11516	309	13	handbook	handbook	NOUN
ejif-11516	309	14	on	on	ADP
ejif-11516	309	15	the	the	DET
ejif-11516	309	16	law	law	NOUN
ejif-11516	309	17	of	of	ADP
ejif-11516	309	18	artificial	artificial	ADJ
ejif-11516	309	19	intelligence	intelligence	NOUN
ejif-11516	309	20	.	.	PUNCT
ejif-11516	310	1	edward	edward	PROPN
ejif-11516	310	2	elgar	elgar	PROPN
ejif-11516	310	3	publishing	publishing	PROPN
ejif-11516	310	4	.	.	PUNCT
ejif-11516	311	1	taylor	taylor	PROPN
ejif-11516	311	2	&	&	CCONJ
ejif-11516	311	3	francis	francis	PROPN
ejif-11516	311	4	.	.	PUNCT
ejif-11516	312	1	(	(	PUNCT
ejif-11516	312	2	2017	2017	NUM
ejif-11516	312	3	)	)	PUNCT
ejif-11516	312	4	.	.	PUNCT
ejif-11516	313	1	the	the	DET
ejif-11516	313	2	digital	digital	PROPN
ejif-11516	313	3	revolution	revolution	PROPN
ejif-11516	313	4	and	and	CCONJ
ejif-11516	313	5	financial	financial	ADJ
ejif-11516	313	6	services	service	NOUN
ejif-11516	313	7	.	.	PUNCT
ejif-11516	314	1	taylor	taylor	PROPN
ejif-11516	314	2	&	&	CCONJ
ejif-11516	314	3	francis	francis	PROPN
ejif-11516	314	4	group	group	PROPN
ejif-11516	314	5	.	.	PUNCT
ejif-11516	315	1	williams	williams	PROPN
ejif-11516	315	2	,	,	PUNCT
ejif-11516	315	3	m.	m.	NOUN
ejif-11516	315	4	,	,	PUNCT
ejif-11516	315	5	&	&	CCONJ
ejif-11516	315	6	patel	patel	PROPN
ejif-11516	315	7	,	,	PUNCT
ejif-11516	315	8	r.	r.	PROPN
ejif-11516	315	9	(	(	PUNCT
ejif-11516	315	10	2020	2020	NUM
ejif-11516	315	11	)	)	PUNCT
ejif-11516	315	12	.	.	PUNCT
ejif-11516	316	1	the	the	DET
ejif-11516	316	2	future	future	NOUN
ejif-11516	316	3	of	of	ADP
ejif-11516	316	4	fintech	fintech	NOUN
ejif-11516	316	5	.	.	PUNCT
ejif-11516	317	1	bloomsbury	bloomsbury	PROPN
ejif-11516	317	2	academic	academic	NOUN
ejif-11516	317	3	.	.	PUNCT