id	sid	tid	token	lemma	pos
ejif-1649	1	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1649	1	2	issn	issn	VERB
ejif-1649	1	3	2421	2421	NUM
ejif-1649	1	4	-	-	SYM
ejif-1649	1	5	2172	2172	NUM
ejif-1649	1	6	1	1	NUM
ejif-1649	1	7	risk	risk	NOUN
ejif-1649	1	8	management	management	NOUN
ejif-1649	1	9	innovation	innovation	NOUN
ejif-1649	1	10	of	of	ADP
ejif-1649	1	11	islamic	islamic	ADJ
ejif-1649	1	12	financial	financial	ADJ
ejif-1649	1	13	institutions	institution	NOUN
ejif-1649	1	14	putri	putri	PROPN
ejif-1649	1	15	reno	reno	PROPN
ejif-1649	1	16	kemala	kemala	PROPN
ejif-1649	1	17	sari	sari	PROPN
ejif-1649	1	18	ma	ma	PROPN
ejif-1649	1	19	,	,	PUNCT
ejif-1649	1	20	dr	dr	PROPN
ejif-1649	1	21	hjh	hjh	PROPN
ejif-1649	1	22	rose	rise	VERB
ejif-1649	1	23	abdullah	abdullah	PROPN
ejif-1649	1	24	abstract	abstract	ADJ
ejif-1649	1	25	the	the	DET
ejif-1649	1	26	early	early	ADJ
ejif-1649	1	27	of	of	ADP
ejif-1649	1	28	the	the	DET
ejif-1649	1	29	millennium	millennium	NOUN
ejif-1649	1	30	witnesses	witness	NOUN
ejif-1649	1	31	fast	fast	VERB
ejif-1649	1	32	development	development	NOUN
ejif-1649	1	33	in	in	ADP
ejif-1649	1	34	islamic	islamic	ADJ
ejif-1649	1	35	financial	financial	ADJ
ejif-1649	1	36	institutions	institution	NOUN
ejif-1649	1	37	.	.	PUNCT
ejif-1649	2	1	professional	professional	ADJ
ejif-1649	2	2	practise	practise	NOUN
ejif-1649	2	3	and	and	CCONJ
ejif-1649	2	4	islamic	islamic	ADJ
ejif-1649	2	5	financial	financial	ADJ
ejif-1649	2	6	specialist	specialist	NOUN
ejif-1649	2	7	academics	academic	NOUN
ejif-1649	2	8	have	have	AUX
ejif-1649	2	9	been	be	AUX
ejif-1649	2	10	breathlessly	breathlessly	ADV
ejif-1649	2	11	racing	race	VERB
ejif-1649	2	12	to	to	PART
ejif-1649	2	13	invent	invent	VERB
ejif-1649	2	14	new	new	ADJ
ejif-1649	2	15	islamic	islamic	ADJ
ejif-1649	2	16	financial	financial	ADJ
ejif-1649	2	17	institutions	institution	NOUN
ejif-1649	2	18	innovation	innovation	NOUN
ejif-1649	2	19	in	in	ADP
ejif-1649	2	20	a	a	DET
ejif-1649	2	21	rushing	rush	VERB
ejif-1649	2	22	attempt	attempt	NOUN
ejif-1649	2	23	to	to	PART
ejif-1649	2	24	fill	fill	VERB
ejif-1649	2	25	in	in	ADP
ejif-1649	2	26	all	all	DET
ejif-1649	2	27	gaps	gap	NOUN
ejif-1649	2	28	and	and	CCONJ
ejif-1649	2	29	satisfy	satisfy	VERB
ejif-1649	2	30	every	every	DET
ejif-1649	2	31	need	need	NOUN
ejif-1649	2	32	that	that	PRON
ejif-1649	2	33	may	may	AUX
ejif-1649	2	34	be	be	AUX
ejif-1649	2	35	thought	think	VERB
ejif-1649	2	36	of	of	ADP
ejif-1649	2	37	.	.	PUNCT
ejif-1649	3	1	the	the	DET
ejif-1649	3	2	present	present	ADJ
ejif-1649	3	3	paper	paper	NOUN
ejif-1649	3	4	aims	aim	VERB
ejif-1649	3	5	at	at	ADP
ejif-1649	3	6	studying	study	VERB
ejif-1649	3	7	the	the	DET
ejif-1649	3	8	risk	risk	NOUN
ejif-1649	3	9	management	management	NOUN
ejif-1649	3	10	innovation	innovation	NOUN
ejif-1649	3	11	arrangement	arrangement	NOUN
ejif-1649	3	12	in	in	ADP
ejif-1649	3	13	islamic	islamic	ADJ
ejif-1649	3	14	finance	finance	NOUN
ejif-1649	3	15	as	as	SCONJ
ejif-1649	3	16	may	may	AUX
ejif-1649	3	17	be	be	AUX
ejif-1649	3	18	derived	derive	VERB
ejif-1649	3	19	from	from	ADP
ejif-1649	3	20	the	the	DET
ejif-1649	3	21	axioms	axiom	NOUN
ejif-1649	3	22	and	and	CCONJ
ejif-1649	3	23	rulings	ruling	NOUN
ejif-1649	3	24	,	,	PUNCT
ejif-1649	3	25	especially	especially	ADV
ejif-1649	3	26	in	in	ADP
ejif-1649	3	27	relation	relation	NOUN
ejif-1649	3	28	to	to	ADP
ejif-1649	3	29	the	the	DET
ejif-1649	3	30	managing	manage	VERB
ejif-1649	3	31	the	the	DET
ejif-1649	3	32	risk	risk	NOUN
ejif-1649	3	33	.	.	PUNCT
ejif-1649	4	1	this	this	PRON
ejif-1649	4	2	is	be	AUX
ejif-1649	4	3	necessary	necessary	ADJ
ejif-1649	4	4	to	to	PART
ejif-1649	4	5	investigate	investigate	VERB
ejif-1649	4	6	the	the	DET
ejif-1649	4	7	means	mean	NOUN
ejif-1649	4	8	and	and	CCONJ
ejif-1649	4	9	processes	process	NOUN
ejif-1649	4	10	of	of	ADP
ejif-1649	4	11	risk	risk	NOUN
ejif-1649	4	12	management	management	NOUN
ejif-1649	4	13	based	base	VERB
ejif-1649	4	14	on	on	ADP
ejif-1649	4	15	the	the	DET
ejif-1649	4	16	islamic	islamic	ADJ
ejif-1649	4	17	financial	financial	ADJ
ejif-1649	4	18	paradigm	paradigm	NOUN
ejif-1649	4	19	.	.	PUNCT
ejif-1649	5	1	even	even	ADV
ejif-1649	5	2	though	though	ADV
ejif-1649	5	3	,	,	PUNCT
ejif-1649	5	4	on	on	ADP
ejif-1649	5	5	average	average	ADJ
ejif-1649	5	6	the	the	DET
ejif-1649	5	7	islamic	islamic	ADJ
ejif-1649	5	8	financial	financial	ADJ
ejif-1649	5	9	institutions	institution	NOUN
ejif-1649	5	10	have	have	VERB
ejif-1649	5	11	good	good	ADJ
ejif-1649	5	12	risk	risk	NOUN
ejif-1649	5	13	management	management	NOUN
ejif-1649	5	14	practices	practice	NOUN
ejif-1649	5	15	,	,	PUNCT
ejif-1649	5	16	there	there	PRON
ejif-1649	5	17	is	be	VERB
ejif-1649	5	18	still	still	ADV
ejif-1649	5	19	enough	enough	ADJ
ejif-1649	5	20	room	room	NOUN
ejif-1649	5	21	for	for	SCONJ
ejif-1649	5	22	islamic	islamic	ADJ
ejif-1649	5	23	financial	financial	ADJ
ejif-1649	5	24	institutions	institution	NOUN
ejif-1649	5	25	to	to	PART
ejif-1649	5	26	improve	improve	VERB
ejif-1649	5	27	their	their	PRON
ejif-1649	5	28	risk	risk	NOUN
ejif-1649	5	29	management	management	NOUN
ejif-1649	5	30	system	system	NOUN
ejif-1649	5	31	.	.	PUNCT
ejif-1649	6	1	the	the	DET
ejif-1649	6	2	introduction	introduction	NOUN
ejif-1649	6	3	of	of	ADP
ejif-1649	6	4	an	an	DET
ejif-1649	6	5	effective	effective	ADJ
ejif-1649	6	6	risk	risk	NOUN
ejif-1649	6	7	management	management	NOUN
ejif-1649	6	8	culture	culture	NOUN
ejif-1649	6	9	in	in	ADP
ejif-1649	6	10	islamic	islamic	ADJ
ejif-1649	6	11	financial	financial	ADJ
ejif-1649	6	12	institutions	institution	NOUN
ejif-1649	6	13	will	will	AUX
ejif-1649	6	14	ensure	ensure	VERB
ejif-1649	6	15	their	their	PRON
ejif-1649	6	16	competitiveness	competitiveness	NOUN
ejif-1649	6	17	in	in	ADP
ejif-1649	6	18	the	the	DET
ejif-1649	6	19	financial	financial	ADJ
ejif-1649	6	20	industry	industry	NOUN
ejif-1649	6	21	and	and	CCONJ
ejif-1649	6	22	financial	financial	ADJ
ejif-1649	6	23	crises	crisis	NOUN
ejif-1649	6	24	.	.	PUNCT
ejif-1649	7	1	keywords	keyword	NOUN
ejif-1649	7	2	-	-	PUNCT
ejif-1649	7	3	component	component	NOUN
ejif-1649	7	4	;	;	PUNCT
ejif-1649	7	5	risk	risk	NOUN
ejif-1649	7	6	management	management	NOUN
ejif-1649	7	7	innovations	innovation	NOUN
ejif-1649	7	8	;	;	PUNCT
ejif-1649	7	9	islamic	islamic	ADJ
ejif-1649	7	10	financial	financial	ADJ
ejif-1649	7	11	institutions	institution	NOUN
ejif-1649	7	12	i.	i.	PROPN
ejif-1649	7	13	introduction	introduction	NOUN
ejif-1649	7	14	the	the	DET
ejif-1649	7	15	emergence	emergence	NOUN
ejif-1649	7	16	and	and	CCONJ
ejif-1649	7	17	rapid	rapid	ADJ
ejif-1649	7	18	growth	growth	NOUN
ejif-1649	7	19	of	of	ADP
ejif-1649	7	20	islamic	islamic	ADJ
ejif-1649	7	21	finance	finance	NOUN
ejif-1649	7	22	today	today	NOUN
ejif-1649	7	23	is	be	AUX
ejif-1649	7	24	a	a	DET
ejif-1649	7	25	reflection	reflection	NOUN
ejif-1649	7	26	of	of	ADP
ejif-1649	7	27	the	the	DET
ejif-1649	7	28	comprehensive	comprehensive	ADJ
ejif-1649	7	29	and	and	CCONJ
ejif-1649	7	30	complete	complete	ADJ
ejif-1649	7	31	of	of	ADP
ejif-1649	7	32	islam	islam	PROPN
ejif-1649	7	33	as	as	ADP
ejif-1649	7	34	a	a	DET
ejif-1649	7	35	religion	religion	NOUN
ejif-1649	7	36	and	and	CCONJ
ejif-1649	7	37	a	a	DET
ejif-1649	7	38	way	way	NOUN
ejif-1649	7	39	of	of	ADP
ejif-1649	7	40	life	life	NOUN
ejif-1649	7	41	.	.	PUNCT
ejif-1649	8	1	it	it	PRON
ejif-1649	8	2	is	be	AUX
ejif-1649	8	3	really	really	ADV
ejif-1649	8	4	represented	represent	VERB
ejif-1649	8	5	as	as	ADP
ejif-1649	8	6	an	an	DET
ejif-1649	8	7	integrated	integrated	ADJ
ejif-1649	8	8	and	and	CCONJ
ejif-1649	8	9	holistic	holistic	ADJ
ejif-1649	8	10	worldview	worldview	NOUN
ejif-1649	8	11	covering	cover	VERB
ejif-1649	8	12	various	various	ADJ
ejif-1649	8	13	aspects	aspect	NOUN
ejif-1649	8	14	of	of	ADP
ejif-1649	8	15	human	human	ADJ
ejif-1649	8	16	living	living	NOUN
ejif-1649	8	17	,	,	PUNCT
ejif-1649	8	18	economic	economic	ADJ
ejif-1649	8	19	activities	activity	NOUN
ejif-1649	8	20	,	,	PUNCT
ejif-1649	8	21	political	political	ADJ
ejif-1649	8	22	behaviors	behavior	NOUN
ejif-1649	8	23	,	,	PUNCT
ejif-1649	8	24	and	and	CCONJ
ejif-1649	8	25	educational	educational	ADJ
ejif-1649	8	26	development	development	NOUN
ejif-1649	8	27	.	.	PUNCT
ejif-1649	9	1	each	each	PRON
ejif-1649	9	2	of	of	ADP
ejif-1649	9	3	these	these	DET
ejif-1649	9	4	aspects	aspect	NOUN
ejif-1649	9	5	of	of	ADP
ejif-1649	9	6	human	human	ADJ
ejif-1649	9	7	living	living	NOUN
ejif-1649	9	8	can	can	AUX
ejif-1649	9	9	not	not	PART
ejif-1649	9	10	be	be	AUX
ejif-1649	9	11	treated	treat	VERB
ejif-1649	9	12	in	in	ADP
ejif-1649	9	13	isolation	isolation	NOUN
ejif-1649	9	14	from	from	ADP
ejif-1649	9	15	each	each	DET
ejif-1649	9	16	other	other	ADJ
ejif-1649	9	17	.	.	PUNCT
ejif-1649	10	1	whether	whether	SCONJ
ejif-1649	10	2	at	at	ADP
ejif-1649	10	3	the	the	DET
ejif-1649	10	4	level	level	NOUN
ejif-1649	10	5	of	of	ADP
ejif-1649	10	6	worship(ibadah	worship(ibadah	NOUN
ejif-1649	10	7	)	)	PUNCT
ejif-1649	10	8	or	or	CCONJ
ejif-1649	10	9	those	those	DET
ejif-1649	10	10	mundane	mundane	ADJ
ejif-1649	10	11	affairs	affair	NOUN
ejif-1649	10	12	(	(	PUNCT
ejif-1649	10	13	muamalah	muamalah	ADJ
ejif-1649	10	14	)	)	PUNCT
ejif-1649	10	15	.	.	PUNCT
ejif-1649	11	1	islam	islam	PROPN
ejif-1649	11	2	is	be	AUX
ejif-1649	11	3	the	the	DET
ejif-1649	11	4	carrier	carrier	NOUN
ejif-1649	11	5	of	of	ADP
ejif-1649	11	6	a	a	DET
ejif-1649	11	7	teaching	teaching	NOUN
ejif-1649	11	8	which	which	PRON
ejif-1649	11	9	is	be	AUX
ejif-1649	11	10	entirely	entirely	ADV
ejif-1649	11	11	directed	direct	VERB
ejif-1649	11	12	towards	towards	ADP
ejif-1649	11	13	the	the	DET
ejif-1649	11	14	collective	collective	ADJ
ejif-1649	11	15	and	and	CCONJ
ejif-1649	11	16	social	social	ADJ
ejif-1649	11	17	dimension	dimension	NOUN
ejif-1649	11	18	.	.	PUNCT
ejif-1649	12	1	it	it	PRON
ejif-1649	12	2	is	be	AUX
ejif-1649	12	3	to	to	PART
ejif-1649	12	4	extend	extend	VERB
ejif-1649	12	5	that	that	SCONJ
ejif-1649	12	6	we	we	PRON
ejif-1649	12	7	can	can	AUX
ejif-1649	12	8	say	say	VERB
ejif-1649	12	9	that	that	SCONJ
ejif-1649	12	10	there	there	PRON
ejif-1649	12	11	is	be	VERB
ejif-1649	12	12	unreal	unreal	ADJ
ejif-1649	12	13	practice	practice	NOUN
ejif-1649	12	14	of	of	ADP
ejif-1649	12	15	religion	religion	NOUN
ejif-1649	12	16	without	without	ADP
ejif-1649	12	17	personal	personal	ADJ
ejif-1649	12	18	involvement	involvement	NOUN
ejif-1649	12	19	and	and	CCONJ
ejif-1649	12	20	investment	investment	NOUN
ejif-1649	12	21	in	in	ADP
ejif-1649	12	22	the	the	DET
ejif-1649	12	23	community	community	NOUN
ejif-1649	12	24	(	(	PUNCT
ejif-1649	12	25	isra	isra	ADJ
ejif-1649	12	26	,	,	PUNCT
ejif-1649	12	27	2011	2011	NUM
ejif-1649	12	28	)	)	PUNCT
ejif-1649	12	29	.	.	PUNCT
ejif-1649	13	1	in	in	ADP
ejif-1649	13	2	1960	1960	NUM
ejif-1649	13	3	's	's	PART
ejif-1649	13	4	,	,	PUNCT
ejif-1649	13	5	islamic	islamic	ADJ
ejif-1649	13	6	finance	finance	NOUN
ejif-1649	13	7	was	be	AUX
ejif-1649	13	8	said	say	VERB
ejif-1649	13	9	to	to	PART
ejif-1649	13	10	be	be	AUX
ejif-1649	13	11	in	in	ADP
ejif-1649	13	12	an	an	DET
ejif-1649	13	13	early	early	ADJ
ejif-1649	13	14	stage	stage	NOUN
ejif-1649	13	15	and	and	CCONJ
ejif-1649	13	16	thus	thus	ADV
ejif-1649	13	17	needed	need	VERB
ejif-1649	13	18	a	a	DET
ejif-1649	13	19	lot	lot	NOUN
ejif-1649	13	20	of	of	ADP
ejif-1649	13	21	nurturing	nurture	VERB
ejif-1649	13	22	and	and	CCONJ
ejif-1649	13	23	protection	protection	NOUN
ejif-1649	13	24	for	for	SCONJ
ejif-1649	13	25	it	it	PRON
ejif-1649	13	26	to	to	PART
ejif-1649	13	27	see	see	VERB
ejif-1649	13	28	the	the	DET
ejif-1649	13	29	light	light	NOUN
ejif-1649	13	30	of	of	ADP
ejif-1649	13	31	day	day	NOUN
ejif-1649	13	32	.	.	PUNCT
ejif-1649	14	1	less	less	ADJ
ejif-1649	14	2	than	than	ADP
ejif-1649	14	3	ten	ten	NUM
ejif-1649	14	4	years	year	NOUN
ejif-1649	14	5	ago	ago	ADV
ejif-1649	14	6	,	,	PUNCT
ejif-1649	14	7	islamic	islamic	ADJ
ejif-1649	14	8	finance	finance	NOUN
ejif-1649	14	9	was	be	AUX
ejif-1649	14	10	known	know	VERB
ejif-1649	14	11	as	as	ADP
ejif-1649	14	12	an	an	DET
ejif-1649	14	13	industry	industry	NOUN
ejif-1649	14	14	in	in	ADP
ejif-1649	14	15	transition	transition	NOUN
ejif-1649	14	16	operating	operate	VERB
ejif-1649	14	17	as	as	ADP
ejif-1649	14	18	an	an	DET
ejif-1649	14	19	emerging	emerge	VERB
ejif-1649	14	20	product	product	NOUN
ejif-1649	14	21	in	in	ADP
ejif-1649	14	22	emerging	emerge	VERB
ejif-1649	14	23	markets	market	NOUN
ejif-1649	14	24	.	.	PUNCT
ejif-1649	15	1	currently	currently	ADV
ejif-1649	15	2	,	,	PUNCT
ejif-1649	15	3	islamic	islamic	ADJ
ejif-1649	15	4	finance	finance	NOUN
ejif-1649	15	5	has	have	VERB
ejif-1649	15	6	a	a	DET
ejif-1649	15	7	firm	firm	ADJ
ejif-1649	15	8	footing	footing	NOUN
ejif-1649	15	9	in	in	ADP
ejif-1649	15	10	developed	develop	VERB
ejif-1649	15	11	markets	market	NOUN
ejif-1649	15	12	such	such	ADJ
ejif-1649	15	13	as	as	ADP
ejif-1649	15	14	and	and	CCONJ
ejif-1649	15	15	is	be	AUX
ejif-1649	15	16	expanding	expand	VERB
ejif-1649	15	17	its	its	PRON
ejif-1649	15	18	reach	reach	NOUN
ejif-1649	15	19	to	to	ADP
ejif-1649	15	20	europe	europe	PROPN
ejif-1649	15	21	,	,	PUNCT
ejif-1649	15	22	while	while	SCONJ
ejif-1649	15	23	still	still	ADV
ejif-1649	15	24	growing	grow	VERB
ejif-1649	15	25	and	and	CCONJ
ejif-1649	15	26	experiencing	experience	VERB
ejif-1649	15	27	market	market	NOUN
ejif-1649	15	28	penetration	penetration	NOUN
ejif-1649	15	29	and	and	CCONJ
ejif-1649	15	30	product	product	NOUN
ejif-1649	15	31	development	development	NOUN
ejif-1649	15	32	trends	trend	NOUN
ejif-1649	15	33	in	in	ADP
ejif-1649	15	34	its	its	PRON
ejif-1649	15	35	stronghold	stronghold	NOUN
ejif-1649	15	36	markets	market	NOUN
ejif-1649	15	37	in	in	ADP
ejif-1649	15	38	idb	idb	PROPN
ejif-1649	15	39	(	(	PUNCT
ejif-1649	15	40	islamic	islamic	PROPN
ejif-1649	15	41	development	development	PROPN
ejif-1649	15	42	bank	bank	PROPN
ejif-1649	15	43	)	)	PUNCT
ejif-1649	15	44	member	member	NOUN
ejif-1649	15	45	countries	country	NOUN
ejif-1649	15	46	.	.	PUNCT
ejif-1649	16	1	islamic	islamic	ADJ
ejif-1649	16	2	finance	finance	PROPN
ejif-1649	16	3	is	be	AUX
ejif-1649	16	4	effectively	effectively	ADV
ejif-1649	16	5	an	an	DET
ejif-1649	16	6	industry	industry	NOUN
ejif-1649	16	7	that	that	PRON
ejif-1649	16	8	is	be	AUX
ejif-1649	16	9	broadening	broaden	VERB
ejif-1649	16	10	its	its	PRON
ejif-1649	16	11	ownership	ownership	NOUN
ejif-1649	16	12	base	base	NOUN
ejif-1649	16	13	and	and	CCONJ
ejif-1649	16	14	building	build	VERB
ejif-1649	16	15	a	a	DET
ejif-1649	16	16	strong	strong	ADJ
ejif-1649	16	17	value	value	NOUN
ejif-1649	16	18	proposition	proposition	NOUN
ejif-1649	16	19	for	for	SCONJ
ejif-1649	16	20	it	it	PRON
ejif-1649	16	21	to	to	PART
ejif-1649	16	22	reach	reach	VERB
ejif-1649	16	23	wider	wide	ADJ
ejif-1649	16	24	acceptance	acceptance	NOUN
ejif-1649	16	25	and	and	CCONJ
ejif-1649	16	26	richer	rich	ADJ
ejif-1649	16	27	value	value	NOUN
ejif-1649	16	28	.	.	PUNCT
ejif-1649	17	1	today	today	NOUN
ejif-1649	17	2	,	,	PUNCT
ejif-1649	17	3	more	more	ADJ
ejif-1649	17	4	than	than	ADP
ejif-1649	17	5	500	500	NUM
ejif-1649	17	6	islamic	islamic	ADJ
ejif-1649	17	7	financial	financial	ADJ
ejif-1649	17	8	institutions	institution	NOUN
ejif-1649	17	9	are	be	AUX
ejif-1649	17	10	operating	operate	VERB
ejif-1649	17	11	worldwide	worldwide	ADV
ejif-1649	17	12	,	,	PUNCT
ejif-1649	17	13	which	which	PRON
ejif-1649	17	14	are	be	AUX
ejif-1649	17	15	claimed	claim	VERB
ejif-1649	17	16	to	to	PART
ejif-1649	17	17	manage	manage	VERB
ejif-1649	17	18	assets	asset	NOUN
ejif-1649	17	19	worth	worth	ADJ
ejif-1649	17	20	no	no	ADV
ejif-1649	17	21	less	less	ADJ
ejif-1649	17	22	than	than	ADP
ejif-1649	17	23	$	$	SYM
ejif-1649	17	24	1.2	1.2	NUM
ejif-1649	17	25	trillion	trillion	NUM
ejif-1649	17	26	.	.	PUNCT
ejif-1649	18	1	islamic	islamic	ADJ
ejif-1649	18	2	financial	financial	ADJ
ejif-1649	18	3	institutions	institution	NOUN
ejif-1649	18	4	registering	register	VERB
ejif-1649	18	5	an	an	DET
ejif-1649	18	6	unprecedented	unprecedented	ADJ
ejif-1649	18	7	growth	growth	NOUN
ejif-1649	18	8	of	of	ADP
ejif-1649	18	9	20	20	NUM
ejif-1649	18	10	-	-	SYM
ejif-1649	18	11	30	30	NUM
ejif-1649	18	12	percent	percent	NOUN
ejif-1649	18	13	in	in	ADP
ejif-1649	18	14	the	the	DET
ejif-1649	18	15	last	last	ADJ
ejif-1649	18	16	ten	ten	NUM
ejif-1649	18	17	years	year	NOUN
ejif-1649	18	18	(	(	PUNCT
ejif-1649	18	19	the	the	DET
ejif-1649	18	20	european	european	PROPN
ejif-1649	18	21	financial	financial	PROPN
ejif-1649	18	22	review	review	PROPN
ejif-1649	18	23	,	,	PUNCT
ejif-1649	18	24	2014	2014	NUM
ejif-1649	18	25	)	)	PUNCT
ejif-1649	18	26	.	.	PUNCT
ejif-1649	19	1	the	the	DET
ejif-1649	19	2	objectives	objective	NOUN
ejif-1649	19	3	of	of	ADP
ejif-1649	19	4	this	this	DET
ejif-1649	19	5	paper	paper	NOUN
ejif-1649	19	6	are	be	AUX
ejif-1649	19	7	to	to	PART
ejif-1649	19	8	discusses	discuss	VERB
ejif-1649	19	9	the	the	DET
ejif-1649	19	10	issues	issue	NOUN
ejif-1649	19	11	arise	arise	VERB
ejif-1649	19	12	on	on	ADP
ejif-1649	19	13	risks	risk	NOUN
ejif-1649	19	14	management	management	NOUN
ejif-1649	19	15	of	of	ADP
ejif-1649	19	16	islamic	islamic	ADJ
ejif-1649	19	17	financial	financial	ADJ
ejif-1649	19	18	institutions	institution	NOUN
ejif-1649	19	19	and	and	CCONJ
ejif-1649	19	20	the	the	DET
ejif-1649	19	21	innovations	innovation	NOUN
ejif-1649	19	22	in	in	AUX
ejif-1649	19	23	manage	manage	VERB
ejif-1649	19	24	the	the	DET
ejif-1649	19	25	risks	risk	NOUN
ejif-1649	19	26	by	by	ADP
ejif-1649	19	27	focusing	focus	VERB
ejif-1649	19	28	on	on	ADP
ejif-1649	19	29	operational	operational	ADJ
ejif-1649	19	30	risks	risk	NOUN
ejif-1649	19	31	management	management	NOUN
ejif-1649	19	32	.	.	PUNCT
ejif-1649	20	1	risk	risk	NOUN
ejif-1649	20	2	management	management	NOUN
ejif-1649	20	3	of	of	ADP
ejif-1649	20	4	islamic	islamic	ADJ
ejif-1649	20	5	financial	financial	ADJ
ejif-1649	20	6	institution	institution	NOUN
ejif-1649	20	7	are	be	AUX
ejif-1649	20	8	becoming	become	VERB
ejif-1649	20	9	focused	focus	VERB
ejif-1649	20	10	on	on	ADP
ejif-1649	20	11	the	the	DET
ejif-1649	20	12	arrangements	arrangement	NOUN
ejif-1649	20	13	in	in	ADP
ejif-1649	20	14	manage	manage	VERB
ejif-1649	20	15	risk	risk	NOUN
ejif-1649	20	16	management	management	NOUN
ejif-1649	20	17	at	at	ADP
ejif-1649	20	18	the	the	DET
ejif-1649	20	19	islamic	islamic	ADJ
ejif-1649	20	20	financial	financial	ADJ
ejif-1649	20	21	institution	institution	NOUN
ejif-1649	20	22	in	in	ADP
ejif-1649	20	23	order	order	NOUN
ejif-1649	20	24	to	to	PART
ejif-1649	20	25	maintain	maintain	VERB
ejif-1649	20	26	the	the	DET
ejif-1649	20	27	risk	risk	NOUN
ejif-1649	20	28	at	at	ADP
ejif-1649	20	29	adequate	adequate	ADJ
ejif-1649	20	30	parameters	parameter	NOUN
ejif-1649	20	31	to	to	PART
ejif-1649	20	32	permit	permit	VERB
ejif-1649	20	33	the	the	DET
ejif-1649	20	34	development	development	NOUN
ejif-1649	20	35	of	of	ADP
ejif-1649	20	36	the	the	DET
ejif-1649	20	37	islamic	islamic	ADJ
ejif-1649	20	38	financial	financial	ADJ
ejif-1649	20	39	institution	institution	NOUN
ejif-1649	20	40	activity	activity	NOUN
ejif-1649	20	41	in	in	ADP
ejif-1649	20	42	best	good	ADJ
ejif-1649	20	43	conditions	condition	NOUN
ejif-1649	20	44	.	.	PUNCT
ejif-1649	21	1	the	the	DET
ejif-1649	21	2	remaining	remain	VERB
ejif-1649	21	3	of	of	ADP
ejif-1649	21	4	this	this	DET
ejif-1649	21	5	paper	paper	NOUN
ejif-1649	21	6	divided	divide	VERB
ejif-1649	21	7	into	into	ADP
ejif-1649	21	8	four	four	NUM
ejif-1649	21	9	sections	section	NOUN
ejif-1649	21	10	.	.	PUNCT
ejif-1649	22	1	the	the	DET
ejif-1649	22	2	first	first	ADJ
ejif-1649	22	3	section	section	NOUN
ejif-1649	22	4	is	be	AUX
ejif-1649	22	5	discussed	discuss	VERB
ejif-1649	22	6	about	about	ADP
ejif-1649	22	7	the	the	DET
ejif-1649	22	8	introduction	introduction	NOUN
ejif-1649	22	9	of	of	ADP
ejif-1649	22	10	innovation	innovation	NOUN
ejif-1649	22	11	risk	risk	NOUN
ejif-1649	22	12	management	management	NOUN
ejif-1649	22	13	in	in	ADP
ejif-1649	22	14	islamic	islamic	ADJ
ejif-1649	22	15	financial	financial	ADJ
ejif-1649	22	16	institution	institution	NOUN
ejif-1649	22	17	.	.	PUNCT
ejif-1649	23	1	the	the	DET
ejif-1649	23	2	second	second	ADJ
ejif-1649	23	3	section	section	NOUN
ejif-1649	23	4	,	,	PUNCT
ejif-1649	23	5	discuss	discuss	VERB
ejif-1649	23	6	the	the	DET
ejif-1649	23	7	development	development	NOUN
ejif-1649	23	8	of	of	ADP
ejif-1649	23	9	islamic	islamic	ADJ
ejif-1649	23	10	financial	financial	ADJ
ejif-1649	23	11	institutions	institution	NOUN
ejif-1649	23	12	.	.	PUNCT
ejif-1649	24	1	the	the	DET
ejif-1649	24	2	third	third	ADJ
ejif-1649	24	3	section	section	NOUN
ejif-1649	24	4	will	will	AUX
ejif-1649	24	5	discuss	discuss	VERB
ejif-1649	24	6	risk	risk	NOUN
ejif-1649	24	7	management	management	NOUN
ejif-1649	24	8	overview	overview	NOUN
ejif-1649	24	9	and	and	CCONJ
ejif-1649	24	10	the	the	DET
ejif-1649	24	11	key	key	NOUN
ejif-1649	24	12	of	of	ADP
ejif-1649	24	13	risk	risk	NOUN
ejif-1649	24	14	.	.	PUNCT
ejif-1649	25	1	we	we	PRON
ejif-1649	25	2	will	will	AUX
ejif-1649	25	3	argue	argue	VERB
ejif-1649	25	4	that	that	SCONJ
ejif-1649	25	5	risk	risk	NOUN
ejif-1649	25	6	management	management	NOUN
ejif-1649	25	7	activities	activity	NOUN
ejif-1649	25	8	themselves	themselves	PRON
ejif-1649	25	9	can	can	AUX
ejif-1649	25	10	expose	expose	VERB
ejif-1649	25	11	islamic	islamic	ADJ
ejif-1649	25	12	financial	financial	ADJ
ejif-1649	25	13	institutions	institution	NOUN
ejif-1649	25	14	to	to	PART
ejif-1649	25	15	risk	risk	VERB
ejif-1649	25	16	.	.	PUNCT
ejif-1649	26	1	in	in	ADP
ejif-1649	26	2	the	the	DET
ejif-1649	26	3	fourth	fourth	ADJ
ejif-1649	26	4	section	section	NOUN
ejif-1649	26	5	;	;	PUNCT
ejif-1649	26	6	we	we	PRON
ejif-1649	26	7	will	will	AUX
ejif-1649	26	8	discuss	discuss	VERB
ejif-1649	26	9	operational	operational	ADJ
ejif-1649	26	10	risk	risk	NOUN
ejif-1649	26	11	management	management	NOUN
ejif-1649	26	12	innovation	innovation	NOUN
ejif-1649	26	13	and	and	CCONJ
ejif-1649	26	14	their	their	PRON
ejif-1649	26	15	application	application	NOUN
ejif-1649	26	16	in	in	ADP
ejif-1649	26	17	islamic	islamic	ADJ
ejif-1649	26	18	financial	financial	ADJ
ejif-1649	26	19	institution	institution	NOUN
ejif-1649	26	20	.	.	PUNCT
ejif-1649	27	1	the	the	DET
ejif-1649	27	2	last	last	ADJ
ejif-1649	27	3	section	section	NOUN
ejif-1649	27	4	concludes	conclude	VERB
ejif-1649	27	5	the	the	DET
ejif-1649	27	6	paper	paper	NOUN
ejif-1649	27	7	innovation	innovation	NOUN
ejif-1649	27	8	risk	risk	NOUN
ejif-1649	27	9	management	management	NOUN
ejif-1649	27	10	in	in	ADP
ejif-1649	27	11	islamic	islamic	ADJ
ejif-1649	27	12	financial	financial	ADJ
ejif-1649	27	13	institutions	institution	NOUN
ejif-1649	27	14	.	.	PUNCT
ejif-1649	28	1	ii	ii	PROPN
ejif-1649	28	2	.	.	PUNCT
ejif-1649	29	1	an	an	DET
ejif-1649	29	2	overview	overview	NOUN
ejif-1649	29	3	of	of	ADP
ejif-1649	29	4	islamic	islamic	ADJ
ejif-1649	29	5	financial	financial	ADJ
ejif-1649	29	6	institution	institution	NOUN
ejif-1649	29	7	islamic	islamic	ADJ
ejif-1649	29	8	financial	financial	ADJ
ejif-1649	29	9	institutions	institution	NOUN
ejif-1649	29	10	were	be	AUX
ejif-1649	29	11	established	establish	VERB
ejif-1649	29	12	three	three	NUM
ejif-1649	29	13	decades	decade	NOUN
ejif-1649	29	14	ago	ago	ADV
ejif-1649	29	15	as	as	ADP
ejif-1649	29	16	an	an	DET
ejif-1649	29	17	alternative	alternative	NOUN
ejif-1649	29	18	to	to	ADP
ejif-1649	29	19	conventional	conventional	ADJ
ejif-1649	29	20	financial	financial	ADJ
ejif-1649	29	21	institutions	institution	NOUN
ejif-1649	29	22	mainly	mainly	ADV
ejif-1649	29	23	to	to	PART
ejif-1649	29	24	provide	provide	VERB
ejif-1649	29	25	compliant	compliant	ADJ
ejif-1649	29	26	ejif	ejif	PROPN
ejif-1649	29	27	–	–	PUNCT
ejif-1649	29	28	european	european	PROPN
ejif-1649	29	29	journal	journal	PROPN
ejif-1649	29	30	of	of	ADP
ejif-1649	29	31	islamic	islamic	PROPN
ejif-1649	29	32	finance	finance	PROPN
ejif-1649	29	33	no	no	DET
ejif-1649	29	34	4	4	NUM
ejif-1649	29	35	,	,	PUNCT
ejif-1649	29	36	march	march	PROPN
ejif-1649	29	37	(	(	PUNCT
ejif-1649	29	38	2016	2016	NUM
ejif-1649	29	39	)	)	PUNCT
ejif-1649	30	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1649	30	2	issn	issn	VERB
ejif-1649	30	3	2421	2421	NUM
ejif-1649	30	4	-	-	SYM
ejif-1649	30	5	2172	2172	NUM
ejif-1649	30	6	2	2	NUM
ejif-1649	30	7	investments	investment	NOUN
ejif-1649	30	8	,	,	PUNCT
ejif-1649	30	9	financing	financing	NOUN
ejif-1649	30	10	,	,	PUNCT
ejif-1649	30	11	and	and	CCONJ
ejif-1649	30	12	trading	trading	NOUN
ejif-1649	30	13	opportunities	opportunity	NOUN
ejif-1649	30	14	.	.	PUNCT
ejif-1649	31	1	the	the	DET
ejif-1649	31	2	islamic	islamic	ADJ
ejif-1649	31	3	financial	financial	ADJ
ejif-1649	31	4	institutions	institution	NOUN
ejif-1649	31	5	school	school	NOUN
ejif-1649	31	6	of	of	ADP
ejif-1649	31	7	thought	thought	NOUN
ejif-1649	31	8	can	can	AUX
ejif-1649	31	9	be	be	AUX
ejif-1649	31	10	investigated	investigate	VERB
ejif-1649	31	11	from	from	ADP
ejif-1649	31	12	1500	1500	NUM
ejif-1649	31	13	b.c	b.c	NOUN
ejif-1649	31	14	with	with	ADP
ejif-1649	31	15	the	the	DET
ejif-1649	31	16	advent	advent	NOUN
ejif-1649	31	17	of	of	ADP
ejif-1649	31	18	islam	islam	PROPN
ejif-1649	31	19	and	and	CCONJ
ejif-1649	31	20	teaching	teaching	NOUN
ejif-1649	31	21	of	of	ADP
ejif-1649	31	22	quran	quran	PROPN
ejif-1649	31	23	.	.	PUNCT
ejif-1649	32	1	but	but	CCONJ
ejif-1649	32	2	it	it	PRON
ejif-1649	32	3	is	be	AUX
ejif-1649	32	4	gaining	gain	VERB
ejif-1649	32	5	global	global	ADJ
ejif-1649	32	6	importance	importance	NOUN
ejif-1649	32	7	and	and	CCONJ
ejif-1649	32	8	emerging	emerge	VERB
ejif-1649	32	9	as	as	ADP
ejif-1649	32	10	an	an	DET
ejif-1649	32	11	alternative	alternative	NOUN
ejif-1649	32	12	to	to	ADP
ejif-1649	32	13	interest	interest	NOUN
ejif-1649	32	14	based	base	VERB
ejif-1649	32	15	economic	economic	ADJ
ejif-1649	32	16	system	system	NOUN
ejif-1649	32	17	(	(	PUNCT
ejif-1649	32	18	satar	satar	NOUN
ejif-1649	32	19	,	,	PUNCT
ejif-1649	32	20	2011	2011	NUM
ejif-1649	32	21	)	)	PUNCT
ejif-1649	32	22	.	.	PUNCT
ejif-1649	33	1	the	the	DET
ejif-1649	33	2	islamic	islamic	ADJ
ejif-1649	33	3	financial	financial	ADJ
ejif-1649	33	4	institutions	institution	NOUN
ejif-1649	33	5	industry	industry	NOUN
ejif-1649	33	6	has	have	AUX
ejif-1649	33	7	grown	grow	VERB
ejif-1649	33	8	impressively	impressively	ADV
ejif-1649	33	9	during	during	ADP
ejif-1649	33	10	a	a	DET
ejif-1649	33	11	short	short	ADJ
ejif-1649	33	12	period	period	NOUN
ejif-1649	33	13	of	of	ADP
ejif-1649	33	14	time	time	NOUN
ejif-1649	33	15	.	.	PUNCT
ejif-1649	34	1	in	in	ADP
ejif-1649	34	2	the	the	DET
ejif-1649	34	3	early	early	ADJ
ejif-1649	34	4	1960	1960	NUM
ejif-1649	34	5	's	's	PART
ejif-1649	34	6	,	,	PUNCT
ejif-1649	34	7	islamic	islamic	ADJ
ejif-1649	34	8	financial	financial	ADJ
ejif-1649	34	9	institutions	institution	NOUN
ejif-1649	34	10	and	and	CCONJ
ejif-1649	34	11	finance	finance	NOUN
ejif-1649	34	12	sector	sector	NOUN
ejif-1649	34	13	witnessed	witness	VERB
ejif-1649	34	14	a	a	DET
ejif-1649	34	15	steady	steady	ADJ
ejif-1649	34	16	growth	growth	NOUN
ejif-1649	34	17	in	in	ADP
ejif-1649	34	18	its	its	PRON
ejif-1649	34	19	different	different	ADJ
ejif-1649	34	20	aspects	aspect	NOUN
ejif-1649	34	21	such	such	ADJ
ejif-1649	34	22	as	as	ADP
ejif-1649	34	23	size	size	NOUN
ejif-1649	34	24	,	,	PUNCT
ejif-1649	34	25	complexity	complexity	NOUN
ejif-1649	34	26	of	of	ADP
ejif-1649	34	27	the	the	DET
ejif-1649	34	28	transactions	transaction	NOUN
ejif-1649	34	29	,	,	PUNCT
ejif-1649	34	30	and	and	CCONJ
ejif-1649	34	31	internal	internal	ADJ
ejif-1649	34	32	processes	process	NOUN
ejif-1649	34	33	.	.	PUNCT
ejif-1649	35	1	it	it	PRON
ejif-1649	35	2	has	have	AUX
ejif-1649	35	3	been	be	AUX
ejif-1649	35	4	estimated	estimate	VERB
ejif-1649	35	5	that	that	SCONJ
ejif-1649	35	6	the	the	DET
ejif-1649	35	7	sector	sector	NOUN
ejif-1649	35	8	is	be	AUX
ejif-1649	35	9	witnessing	witness	VERB
ejif-1649	35	10	a	a	DET
ejif-1649	35	11	15	15	NUM
ejif-1649	35	12	%	%	NOUN
ejif-1649	35	13	annual	annual	ADJ
ejif-1649	35	14	growth	growth	NOUN
ejif-1649	35	15	rate	rate	NOUN
ejif-1649	35	16	(	(	PUNCT
ejif-1649	35	17	10	10	NUM
ejif-1649	35	18	%	%	NOUN
ejif-1649	35	19	of	of	ADP
ejif-1649	35	20	which	which	PRON
ejif-1649	35	21	is	be	AUX
ejif-1649	35	22	in	in	ADP
ejif-1649	35	23	the	the	DET
ejif-1649	35	24	gulf	gulf	PROPN
ejif-1649	35	25	region	region	NOUN
ejif-1649	35	26	(	(	PUNCT
ejif-1649	35	27	isra	isra	ADJ
ejif-1649	35	28	,	,	PUNCT
ejif-1649	35	29	2011	2011	NUM
ejif-1649	35	30	)	)	PUNCT
ejif-1649	35	31	.	.	PUNCT
ejif-1649	36	1	financial	financial	ADJ
ejif-1649	36	2	services	service	NOUN
ejif-1649	36	3	authority	authority	NOUN
ejif-1649	36	4	,	,	PUNCT
ejif-1649	36	5	the	the	DET
ejif-1649	36	6	financial	financial	ADJ
ejif-1649	36	7	services	service	NOUN
ejif-1649	36	8	regulator	regulator	NOUN
ejif-1649	36	9	in	in	ADP
ejif-1649	36	10	the	the	DET
ejif-1649	36	11	united	united	ADJ
ejif-1649	36	12	kingdom	kingdom	PROPN
ejif-1649	36	13	,	,	PUNCT
ejif-1649	36	14	recently	recently	ADV
ejif-1649	36	15	estimated	estimate	VERB
ejif-1649	36	16	islamic	islamic	ADJ
ejif-1649	36	17	banking	banking	NOUN
ejif-1649	36	18	was	be	AUX
ejif-1649	36	19	as	as	ADV
ejif-1649	36	20	large	large	ADJ
ejif-1649	36	21	as	as	ADP
ejif-1649	36	22	$	$	SYM
ejif-1649	36	23	500	500	NUM
ejif-1649	36	24	billion	billion	NUM
ejif-1649	36	25	.	.	PUNCT
ejif-1649	37	1	standard	standard	PROPN
ejif-1649	37	2	&	&	CCONJ
ejif-1649	37	3	poor‟s	poor‟s	PROPN
ejif-1649	37	4	,	,	PUNCT
ejif-1649	37	5	a	a	DET
ejif-1649	37	6	rating	rating	NOUN
ejif-1649	37	7	agency	agency	NOUN
ejif-1649	37	8	,	,	PUNCT
ejif-1649	37	9	estimates	estimate	VERB
ejif-1649	37	10	that	that	SCONJ
ejif-1649	37	11	the	the	DET
ejif-1649	37	12	sukuk	sukuk	NOUN
ejif-1649	37	13	(	(	PUNCT
ejif-1649	37	14	deed	deed	NOUN
ejif-1649	37	15	)	)	PUNCT
ejif-1649	37	16	market	market	NOUN
ejif-1649	37	17	has	have	AUX
ejif-1649	37	18	reached	reach	VERB
ejif-1649	37	19	$	$	SYM
ejif-1649	37	20	70	70	NUM
ejif-1649	37	21	billion	billion	NUM
ejif-1649	37	22	,	,	PUNCT
ejif-1649	37	23	and	and	CCONJ
ejif-1649	37	24	will	will	AUX
ejif-1649	37	25	top	top	VERB
ejif-1649	37	26	the	the	DET
ejif-1649	37	27	$	$	SYM
ejif-1649	37	28	160	160	NUM
ejif-1649	37	29	billion	billion	NUM
ejif-1649	37	30	mark	mark	NOUN
ejif-1649	37	31	by	by	ADP
ejif-1649	37	32	the	the	DET
ejif-1649	37	33	end	end	NOUN
ejif-1649	37	34	of	of	ADP
ejif-1649	37	35	the	the	DET
ejif-1649	37	36	decade	decade	NOUN
ejif-1649	37	37	.	.	PUNCT
ejif-1649	38	1	due	due	ADP
ejif-1649	38	2	to	to	ADP
ejif-1649	38	3	islamic	islamic	ADJ
ejif-1649	38	4	shari’ah	shari’ah	PROPN
ejif-1649	38	5	rules	rule	NOUN
ejif-1649	38	6	,	,	PUNCT
ejif-1649	38	7	islamic	islamic	ADJ
ejif-1649	38	8	financial	financial	ADJ
ejif-1649	38	9	institution	institution	NOUN
ejif-1649	38	10	can	can	AUX
ejif-1649	38	11	not	not	PART
ejif-1649	38	12	be	be	AUX
ejif-1649	38	13	involved	involve	VERB
ejif-1649	38	14	in	in	ADP
ejif-1649	38	15	the	the	DET
ejif-1649	38	16	production	production	NOUN
ejif-1649	38	17	or	or	CCONJ
ejif-1649	38	18	distribution	distribution	NOUN
ejif-1649	38	19	of	of	ADP
ejif-1649	38	20	specific	specific	ADJ
ejif-1649	38	21	activities	activity	NOUN
ejif-1649	38	22	which	which	PRON
ejif-1649	38	23	are	be	AUX
ejif-1649	38	24	forbidden	forbid	VERB
ejif-1649	38	25	by	by	ADP
ejif-1649	38	26	islam	islam	PROPN
ejif-1649	38	27	such	such	ADJ
ejif-1649	38	28	as	as	ADP
ejif-1649	38	29	alcohol	alcohol	NOUN
ejif-1649	38	30	,	,	PUNCT
ejif-1649	38	31	pork	pork	NOUN
ejif-1649	38	32	,	,	PUNCT
ejif-1649	38	33	and	and	CCONJ
ejif-1649	38	34	gambling	gambling	NOUN
ejif-1649	38	35	.	.	PUNCT
ejif-1649	39	1	in	in	ADP
ejif-1649	39	2	replacement	replacement	NOUN
ejif-1649	39	3	,	,	PUNCT
ejif-1649	39	4	they	they	PRON
ejif-1649	39	5	should	should	AUX
ejif-1649	39	6	invest	invest	VERB
ejif-1649	39	7	in	in	ADP
ejif-1649	39	8	long‐term	long‐term	NOUN
ejif-1649	39	9	assets	asset	NOUN
ejif-1649	39	10	such	such	ADJ
ejif-1649	39	11	as	as	ADP
ejif-1649	39	12	profit	profit	NOUN
ejif-1649	39	13	sharing	sharing	NOUN
ejif-1649	39	14	agreement	agreement	NOUN
ejif-1649	39	15	(	(	PUNCT
ejif-1649	39	16	mudharabah	mudharabah	NOUN
ejif-1649	39	17	)	)	PUNCT
ejif-1649	39	18	,	,	PUNCT
ejif-1649	39	19	cost‐plus‐financing	cost‐plus‐finance	VERB
ejif-1649	39	20	(	(	PUNCT
ejif-1649	39	21	murabaha	murabaha	NOUN
ejif-1649	39	22	)	)	PUNCT
ejif-1649	39	23	,	,	PUNCT
ejif-1649	39	24	equity	equity	NOUN
ejif-1649	39	25	participation	participation	NOUN
ejif-1649	39	26	(	(	PUNCT
ejif-1649	39	27	musharaka	musharaka	NOUN
ejif-1649	39	28	)	)	PUNCT
ejif-1649	39	29	,	,	PUNCT
ejif-1649	39	30	and	and	CCONJ
ejif-1649	39	31	leasing	leasing	NOUN
ejif-1649	39	32	(	(	PUNCT
ejif-1649	39	33	ijarah	ijarah	PROPN
ejif-1649	39	34	)	)	PUNCT
ejif-1649	39	35	.	.	PUNCT
ejif-1649	40	1	these	these	DET
ejif-1649	40	2	activities	activity	NOUN
ejif-1649	40	3	are	be	AUX
ejif-1649	40	4	based	base	VERB
ejif-1649	40	5	on	on	ADP
ejif-1649	40	6	real	real	ADJ
ejif-1649	40	7	assets	asset	NOUN
ejif-1649	40	8	rather	rather	ADV
ejif-1649	40	9	than	than	ADP
ejif-1649	40	10	financial	financial	ADJ
ejif-1649	40	11	assets	asset	NOUN
ejif-1649	40	12	(	(	PUNCT
ejif-1649	40	13	bahrain	bahrain	NOUN
ejif-1649	40	14	monetary	monetary	ADJ
ejif-1649	40	15	agency	agency	NOUN
ejif-1649	40	16	,	,	PUNCT
ejif-1649	40	17	2006	2006	NUM
ejif-1649	40	18	)	)	PUNCT
ejif-1649	40	19	.	.	PUNCT
ejif-1649	41	1	iii	iii	X
ejif-1649	41	2	.	.	PUNCT
ejif-1649	42	1	why	why	SCONJ
ejif-1649	42	2	is	be	AUX
ejif-1649	42	3	risk	risk	NOUN
ejif-1649	42	4	management	management	NOUN
ejif-1649	42	5	needed	need	VERB
ejif-1649	42	6	?	?	PUNCT
ejif-1649	43	1	one	one	NUM
ejif-1649	43	2	of	of	ADP
ejif-1649	43	3	the	the	DET
ejif-1649	43	4	major	major	ADJ
ejif-1649	43	5	aspects	aspect	NOUN
ejif-1649	43	6	that	that	PRON
ejif-1649	43	7	should	should	AUX
ejif-1649	43	8	be	be	AUX
ejif-1649	43	9	taken	take	VERB
ejif-1649	43	10	into	into	ADP
ejif-1649	43	11	consideration	consideration	NOUN
ejif-1649	43	12	in	in	ADP
ejif-1649	43	13	dealing	deal	VERB
ejif-1649	43	14	with	with	ADP
ejif-1649	43	15	islamic	islamic	ADJ
ejif-1649	43	16	finance	finance	NOUN
ejif-1649	43	17	is	be	AUX
ejif-1649	43	18	risk	risk	NOUN
ejif-1649	43	19	management	management	NOUN
ejif-1649	43	20	and	and	CCONJ
ejif-1649	43	21	then	then	ADV
ejif-1649	43	22	risk	risk	VERB
ejif-1649	43	23	mitigation	mitigation	NOUN
ejif-1649	43	24	.	.	PUNCT
ejif-1649	44	1	with	with	ADP
ejif-1649	44	2	respect	respect	NOUN
ejif-1649	44	3	to	to	ADP
ejif-1649	44	4	financial	financial	ADJ
ejif-1649	44	5	institutions	institution	NOUN
ejif-1649	44	6	,	,	PUNCT
ejif-1649	44	7	risk	risk	NOUN
ejif-1649	44	8	management	management	NOUN
ejif-1649	44	9	,	,	PUNCT
ejif-1649	44	10	as	as	SCONJ
ejif-1649	44	11	defined	define	VERB
ejif-1649	44	12	by	by	ADP
ejif-1649	44	13	finance	finance	NOUN
ejif-1649	44	14	literature	literature	NOUN
ejif-1649	44	15	,	,	PUNCT
ejif-1649	44	16	is	be	AUX
ejif-1649	44	17	the	the	DET
ejif-1649	44	18	practice	practice	NOUN
ejif-1649	44	19	of	of	ADP
ejif-1649	44	20	creating	create	VERB
ejif-1649	44	21	economic	economic	ADJ
ejif-1649	44	22	value	value	NOUN
ejif-1649	44	23	in	in	ADP
ejif-1649	44	24	a	a	DET
ejif-1649	44	25	firm	firm	NOUN
ejif-1649	44	26	by	by	ADP
ejif-1649	44	27	using	use	VERB
ejif-1649	44	28	financial	financial	ADJ
ejif-1649	44	29	instruments	instrument	NOUN
ejif-1649	44	30	to	to	PART
ejif-1649	44	31	manage	manage	VERB
ejif-1649	44	32	the	the	DET
ejif-1649	44	33	exposure	exposure	NOUN
ejif-1649	44	34	to	to	ADP
ejif-1649	44	35	different	different	ADJ
ejif-1649	44	36	risks	risk	NOUN
ejif-1649	44	37	.	.	PUNCT
ejif-1649	45	1	being	be	AUX
ejif-1649	45	2	involved	involve	VERB
ejif-1649	45	3	in	in	ADP
ejif-1649	45	4	the	the	DET
ejif-1649	45	5	intermediation	intermediation	NOUN
ejif-1649	45	6	process	process	NOUN
ejif-1649	45	7	,	,	PUNCT
ejif-1649	45	8	risk	risk	NOUN
ejif-1649	45	9	management	management	NOUN
ejif-1649	45	10	is	be	AUX
ejif-1649	45	11	as	as	ADV
ejif-1649	45	12	important	important	ADJ
ejif-1649	45	13	to	to	ADP
ejif-1649	45	14	the	the	DET
ejif-1649	45	15	islamic	islamic	ADJ
ejif-1649	45	16	financial	financial	ADJ
ejif-1649	45	17	institutions	institution	NOUN
ejif-1649	45	18	as	as	SCONJ
ejif-1649	45	19	it	it	PRON
ejif-1649	45	20	is	be	AUX
ejif-1649	45	21	to	to	ADP
ejif-1649	45	22	the	the	DET
ejif-1649	45	23	conventional	conventional	ADJ
ejif-1649	45	24	financial	financial	ADJ
ejif-1649	45	25	institution	institution	NOUN
ejif-1649	45	26	(	(	PUNCT
ejif-1649	45	27	a	a	DET
ejif-1649	45	28	risk	risk	NOUN
ejif-1649	45	29	management	management	NOUN
ejif-1649	45	30	standard	standard	NOUN
ejif-1649	45	31	,	,	PUNCT
ejif-1649	45	32	2002	2002	NUM
ejif-1649	45	33	)	)	PUNCT
ejif-1649	45	34	.	.	PUNCT
ejif-1649	46	1	a	a	DET
ejif-1649	46	2	growing	grow	VERB
ejif-1649	46	3	literature	literature	NOUN
ejif-1649	46	4	suggested	suggest	VERB
ejif-1649	46	5	that	that	SCONJ
ejif-1649	46	6	risk	risk	NOUN
ejif-1649	46	7	management	management	NOUN
ejif-1649	46	8	is	be	AUX
ejif-1649	46	9	even	even	ADV
ejif-1649	46	10	more	more	ADV
ejif-1649	46	11	challenging	challenging	ADJ
ejif-1649	46	12	for	for	ADP
ejif-1649	46	13	the	the	DET
ejif-1649	46	14	islamic	islamic	ADJ
ejif-1649	46	15	financial	financial	ADJ
ejif-1649	46	16	institutions	institution	NOUN
ejif-1649	46	17	compared	compare	VERB
ejif-1649	46	18	to	to	ADP
ejif-1649	46	19	the	the	DET
ejif-1649	46	20	conventional	conventional	ADJ
ejif-1649	46	21	counterpart	counterpart	ADJ
ejif-1649	46	22	islamic	islamic	ADJ
ejif-1649	46	23	financial	financial	ADJ
ejif-1649	46	24	institutions	institution	NOUN
ejif-1649	46	25	are	be	AUX
ejif-1649	46	26	a	a	DET
ejif-1649	46	27	risky	risky	ADJ
ejif-1649	46	28	business	business	NOUN
ejif-1649	46	29	and	and	CCONJ
ejif-1649	46	30	several	several	ADJ
ejif-1649	46	31	risk	risk	NOUN
ejif-1649	46	32	factors	factor	NOUN
ejif-1649	46	33	have	have	AUX
ejif-1649	46	34	been	be	AUX
ejif-1649	46	35	identified	identify	VERB
ejif-1649	46	36	as	as	ADP
ejif-1649	46	37	critical	critical	ADJ
ejif-1649	46	38	to	to	PART
ejif-1649	46	39	ensure	ensure	VERB
ejif-1649	46	40	that	that	SCONJ
ejif-1649	46	41	the	the	DET
ejif-1649	46	42	islamic	islamic	ADJ
ejif-1649	46	43	financial	financial	ADJ
ejif-1649	46	44	institutions	institution	NOUN
ejif-1649	46	45	position	position	NOUN
ejif-1649	46	46	remain	remain	VERB
ejif-1649	46	47	intact	intact	ADJ
ejif-1649	46	48	amid	amid	ADP
ejif-1649	46	49	the	the	DET
ejif-1649	46	50	intense	intense	ADJ
ejif-1649	46	51	competition	competition	NOUN
ejif-1649	46	52	in	in	ADP
ejif-1649	46	53	the	the	DET
ejif-1649	46	54	industry	industry	NOUN
ejif-1649	46	55	.	.	PUNCT
ejif-1649	47	1	the	the	DET
ejif-1649	47	2	survival	survival	NOUN
ejif-1649	47	3	and	and	CCONJ
ejif-1649	47	4	success	success	NOUN
ejif-1649	47	5	of	of	ADP
ejif-1649	47	6	a	a	DET
ejif-1649	47	7	financial	financial	ADJ
ejif-1649	47	8	organization	organization	NOUN
ejif-1649	47	9	depends	depend	VERB
ejif-1649	47	10	critically	critically	ADV
ejif-1649	47	11	on	on	ADP
ejif-1649	47	12	the	the	DET
ejif-1649	47	13	efficiency	efficiency	NOUN
ejif-1649	47	14	of	of	ADP
ejif-1649	47	15	managing	manage	VERB
ejif-1649	47	16	these	these	DET
ejif-1649	47	17	risks	risk	NOUN
ejif-1649	47	18	(	(	PUNCT
ejif-1649	47	19	khan	khan	PROPN
ejif-1649	47	20	and	and	CCONJ
ejif-1649	47	21	ahmed	ahmed	PROPN
ejif-1649	47	22	,	,	PUNCT
ejif-1649	47	23	2010	2010	NUM
ejif-1649	47	24	)	)	PUNCT
ejif-1649	47	25	.	.	PUNCT
ejif-1649	48	1	more	more	ADV
ejif-1649	48	2	importantly	importantly	ADV
ejif-1649	48	3	,	,	PUNCT
ejif-1649	48	4	good	good	ADJ
ejif-1649	48	5	risk	risk	NOUN
ejif-1649	48	6	management	management	NOUN
ejif-1649	48	7	is	be	AUX
ejif-1649	48	8	highly	highly	ADV
ejif-1649	48	9	relevant	relevant	ADJ
ejif-1649	48	10	in	in	ADP
ejif-1649	48	11	providing	provide	VERB
ejif-1649	48	12	better	well	ADJ
ejif-1649	48	13	return	return	NOUN
ejif-1649	48	14	to	to	ADP
ejif-1649	48	15	the	the	DET
ejif-1649	48	16	stakeholders	stakeholder	NOUN
ejif-1649	48	17	(	(	PUNCT
ejif-1649	48	18	at	at	ADP
ejif-1649	48	19	-	-	PUNCT
ejif-1649	48	20	tamimi	tamimi	NOUN
ejif-1649	48	21	,	,	PUNCT
ejif-1649	48	22	2007	2007	NUM
ejif-1649	48	23	)	)	PUNCT
ejif-1649	48	24	.	.	PUNCT
ejif-1649	49	1	in	in	ADP
ejif-1649	49	2	addition	addition	NOUN
ejif-1649	49	3	,	,	PUNCT
ejif-1649	49	4	prudent	prudent	ADJ
ejif-1649	49	5	risk	risk	NOUN
ejif-1649	49	6	management	management	NOUN
ejif-1649	49	7	by	by	ADP
ejif-1649	49	8	financial	financial	ADJ
ejif-1649	49	9	institutions	institution	NOUN
ejif-1649	49	10	is	be	AUX
ejif-1649	49	11	the	the	DET
ejif-1649	49	12	hallmark	hallmark	NOUN
ejif-1649	49	13	to	to	PART
ejif-1649	49	14	avoid	avoid	VERB
ejif-1649	49	15	financial	financial	ADJ
ejif-1649	49	16	distress	distress	NOUN
ejif-1649	49	17	that	that	PRON
ejif-1649	49	18	could	could	AUX
ejif-1649	49	19	lead	lead	VERB
ejif-1649	49	20	to	to	ADP
ejif-1649	49	21	financial	financial	ADJ
ejif-1649	49	22	crisis	crisis	NOUN
ejif-1649	49	23	.	.	PUNCT
ejif-1649	50	1	in	in	ADP
ejif-1649	50	2	view	view	NOUN
ejif-1649	50	3	of	of	ADP
ejif-1649	50	4	this	this	PRON
ejif-1649	50	5	,	,	PUNCT
ejif-1649	50	6	the	the	DET
ejif-1649	50	7	issue	issue	NOUN
ejif-1649	50	8	of	of	ADP
ejif-1649	50	9	risk	risk	NOUN
ejif-1649	50	10	management	management	NOUN
ejif-1649	50	11	in	in	ADP
ejif-1649	50	12	the	the	DET
ejif-1649	50	13	financial	financial	ADJ
ejif-1649	50	14	institutions	institution	NOUN
ejif-1649	50	15	is	be	AUX
ejif-1649	50	16	a	a	DET
ejif-1649	50	17	topic	topic	NOUN
ejif-1649	50	18	interest	interest	NOUN
ejif-1649	50	19	not	not	PART
ejif-1649	50	20	only	only	ADV
ejif-1649	50	21	to	to	ADP
ejif-1649	50	22	the	the	DET
ejif-1649	50	23	industry	industry	NOUN
ejif-1649	50	24	players	player	NOUN
ejif-1649	50	25	,	,	PUNCT
ejif-1649	50	26	but	but	CCONJ
ejif-1649	50	27	also	also	ADV
ejif-1649	50	28	the	the	DET
ejif-1649	50	29	policy	policy	NOUN
ejif-1649	50	30	makers	maker	NOUN
ejif-1649	50	31	.	.	PUNCT
ejif-1649	51	1	risk	risk	NOUN
ejif-1649	51	2	is	be	AUX
ejif-1649	51	3	variability	variability	NOUN
ejif-1649	51	4	and	and	CCONJ
ejif-1649	51	5	volatility	volatility	NOUN
ejif-1649	51	6	of	of	ADP
ejif-1649	51	7	unpredictable	unpredictable	ADJ
ejif-1649	51	8	out	out	ADP
ejif-1649	51	9	comes	come	VERB
ejif-1649	51	10	.	.	PUNCT
ejif-1649	52	1	financial	financial	ADJ
ejif-1649	52	2	institutions	institution	NOUN
ejif-1649	52	3	face	face	VERB
ejif-1649	52	4	number	number	NOUN
ejif-1649	52	5	of	of	ADP
ejif-1649	52	6	risks	risk	NOUN
ejif-1649	52	7	these	these	PRON
ejif-1649	52	8	can	can	AUX
ejif-1649	52	9	be	be	AUX
ejif-1649	52	10	classified	classify	VERB
ejif-1649	52	11	in	in	ADP
ejif-1649	52	12	different	different	ADJ
ejif-1649	52	13	ways	way	NOUN
ejif-1649	52	14	such	such	ADJ
ejif-1649	52	15	as	as	ADP
ejif-1649	52	16	business	business	NOUN
ejif-1649	52	17	risks	risk	NOUN
ejif-1649	52	18	,	,	PUNCT
ejif-1649	52	19	operational	operational	ADJ
ejif-1649	52	20	risks	risk	NOUN
ejif-1649	52	21	and	and	CCONJ
ejif-1649	52	22	financial	financial	ADJ
ejif-1649	52	23	risks	risk	NOUN
ejif-1649	52	24	.	.	PUNCT
ejif-1649	53	1	as	as	ADV
ejif-1649	53	2	far	far	ADV
ejif-1649	53	3	as	as	SCONJ
ejif-1649	53	4	the	the	DET
ejif-1649	53	5	business	business	NOUN
ejif-1649	53	6	risks	risk	NOUN
ejif-1649	53	7	are	be	AUX
ejif-1649	53	8	concerned	concerned	ADJ
ejif-1649	53	9	they	they	PRON
ejif-1649	53	10	arise	arise	VERB
ejif-1649	53	11	from	from	ADP
ejif-1649	53	12	the	the	DET
ejif-1649	53	13	nature	nature	NOUN
ejif-1649	53	14	of	of	ADP
ejif-1649	53	15	business	business	NOUN
ejif-1649	53	16	while	while	SCONJ
ejif-1649	53	17	financial	financial	ADJ
ejif-1649	53	18	risks	risk	NOUN
ejif-1649	53	19	arise	arise	VERB
ejif-1649	53	20	from	from	ADP
ejif-1649	53	21	the	the	DET
ejif-1649	53	22	possible	possible	ADJ
ejif-1649	53	23	loss	loss	NOUN
ejif-1649	53	24	in	in	ADP
ejif-1649	53	25	financial	financial	ADJ
ejif-1649	53	26	market	market	NOUN
ejif-1649	53	27	due	due	ADP
ejif-1649	53	28	to	to	ADP
ejif-1649	53	29	movement	movement	NOUN
ejif-1649	53	30	in	in	ADP
ejif-1649	53	31	financial	financial	ADJ
ejif-1649	53	32	variables	variable	NOUN
ejif-1649	53	33	.	.	PUNCT
ejif-1649	54	1	financial	financial	ADJ
ejif-1649	54	2	risks	risk	NOUN
ejif-1649	54	3	include	include	VERB
ejif-1649	54	4	market	market	NOUN
ejif-1649	54	5	risk	risk	NOUN
ejif-1649	54	6	and	and	CCONJ
ejif-1649	54	7	credit	credit	NOUN
ejif-1649	54	8	risk	risk	NOUN
ejif-1649	54	9	,	,	PUNCT
ejif-1649	54	10	while	while	SCONJ
ejif-1649	54	11	non	non	ADJ
ejif-1649	54	12	-	-	ADJ
ejif-1649	54	13	financial	financial	ADJ
ejif-1649	54	14	risks	risk	NOUN
ejif-1649	54	15	are	be	AUX
ejif-1649	54	16	operational	operational	ADJ
ejif-1649	54	17	risk	risk	NOUN
ejif-1649	54	18	,	,	PUNCT
ejif-1649	54	19	regulatory	regulatory	ADJ
ejif-1649	54	20	risk	risk	NOUN
ejif-1649	54	21	and	and	CCONJ
ejif-1649	54	22	legal	legal	ADJ
ejif-1649	54	23	risk	risk	NOUN
ejif-1649	54	24	.	.	PUNCT
ejif-1649	55	1	having	have	VERB
ejif-1649	55	2	a	a	DET
ejif-1649	55	3	full	full	ADJ
ejif-1649	55	4	furnished	furnished	ADJ
ejif-1649	55	5	risk	risk	NOUN
ejif-1649	55	6	profile	profile	NOUN
ejif-1649	55	7	in	in	ADP
ejif-1649	55	8	view	view	NOUN
ejif-1649	55	9	,	,	PUNCT
ejif-1649	55	10	the	the	DET
ejif-1649	55	11	risk	risk	NOUN
ejif-1649	55	12	management	management	NOUN
ejif-1649	55	13	normally	normally	ADV
ejif-1649	55	14	demands	demand	VERB
ejif-1649	55	15	some	some	DET
ejif-1649	55	16	step	step	NOUN
ejif-1649	55	17	for	for	ADP
ejif-1649	55	18	each	each	DET
ejif-1649	55	19	type	type	NOUN
ejif-1649	55	20	of	of	ADP
ejif-1649	55	21	risk	risk	NOUN
ejif-1649	55	22	included	include	VERB
ejif-1649	55	23	in	in	ADP
ejif-1649	55	24	the	the	DET
ejif-1649	55	25	profile	profile	NOUN
ejif-1649	55	26	.	.	PUNCT
ejif-1649	56	1	because	because	SCONJ
ejif-1649	56	2	of	of	ADP
ejif-1649	56	3	the	the	DET
ejif-1649	56	4	fact	fact	NOUN
ejif-1649	56	5	that	that	SCONJ
ejif-1649	56	6	the	the	DET
ejif-1649	56	7	importance	importance	NOUN
ejif-1649	56	8	of	of	ADP
ejif-1649	56	9	risk	risk	NOUN
ejif-1649	56	10	management	management	NOUN
ejif-1649	56	11	,	,	PUNCT
ejif-1649	56	12	highly	highly	ADV
ejif-1649	56	13	recognized	recognize	VERB
ejif-1649	56	14	international	international	ADJ
ejif-1649	56	15	institutions	institution	NOUN
ejif-1649	56	16	such	such	ADJ
ejif-1649	56	17	as	as	ADP
ejif-1649	56	18	the	the	DET
ejif-1649	56	19	basel	basel	PROPN
ejif-1649	56	20	committee	committee	PROPN
ejif-1649	56	21	has	have	AUX
ejif-1649	56	22	suggested	suggest	VERB
ejif-1649	56	23	a	a	DET
ejif-1649	56	24	set	set	NOUN
ejif-1649	56	25	of	of	ADP
ejif-1649	56	26	principles	principle	NOUN
ejif-1649	56	27	and	and	CCONJ
ejif-1649	56	28	rules	rule	NOUN
ejif-1649	56	29	in	in	ADP
ejif-1649	56	30	order	order	NOUN
ejif-1649	56	31	to	to	PART
ejif-1649	56	32	identify	identify	VERB
ejif-1649	56	33	and	and	CCONJ
ejif-1649	56	34	mitigate	mitigate	VERB
ejif-1649	56	35	different	different	ADJ
ejif-1649	56	36	financial	financial	ADJ
ejif-1649	56	37	risks	risk	NOUN
ejif-1649	56	38	.	.	PUNCT
ejif-1649	57	1	for	for	ADP
ejif-1649	57	2	example	example	NOUN
ejif-1649	57	3	,	,	PUNCT
ejif-1649	57	4	basel	basel	PROPN
ejif-1649	57	5	two	two	NUM
ejif-1649	57	6	,	,	PUNCT
ejif-1649	57	7	pillar	pillar	VERB
ejif-1649	57	8	one	one	NUM
ejif-1649	57	9	recommended	recommend	VERB
ejif-1649	57	10	sets	set	NOUN
ejif-1649	57	11	of	of	ADP
ejif-1649	57	12	principles	principle	NOUN
ejif-1649	57	13	to	to	PART
ejif-1649	57	14	calculate	calculate	VERB
ejif-1649	57	15	minimum	minimum	ADJ
ejif-1649	57	16	capital	capital	NOUN
ejif-1649	57	17	requirements	requirement	NOUN
ejif-1649	57	18	necessary	necessary	ADJ
ejif-1649	57	19	to	to	PART
ejif-1649	57	20	support	support	VERB
ejif-1649	57	21	the	the	DET
ejif-1649	57	22	different	different	ADJ
ejif-1649	57	23	risks	risk	NOUN
ejif-1649	57	24	in	in	ADP
ejif-1649	57	25	the	the	DET
ejif-1649	57	26	business	business	NOUN
ejif-1649	57	27	.	.	PUNCT
ejif-1649	58	1	while	while	SCONJ
ejif-1649	58	2	pillar	pillar	NOUN
ejif-1649	58	3	two	two	NUM
ejif-1649	58	4	has	have	AUX
ejif-1649	58	5	recommended	recommend	VERB
ejif-1649	58	6	set	set	NOUN
ejif-1649	58	7	of	of	ADP
ejif-1649	58	8	principles	principle	NOUN
ejif-1649	58	9	to	to	PART
ejif-1649	58	10	be	be	AUX
ejif-1649	58	11	adopted	adopt	VERB
ejif-1649	58	12	by	by	ADP
ejif-1649	58	13	the	the	DET
ejif-1649	58	14	islamic	islamic	ADJ
ejif-1649	58	15	financial	financial	ADJ
ejif-1649	58	16	institutions	institution	NOUN
ejif-1649	58	17	supervisory	supervisory	ADJ
ejif-1649	58	18	authority	authority	NOUN
ejif-1649	58	19	in	in	ADP
ejif-1649	58	20	order	order	NOUN
ejif-1649	58	21	to	to	PART
ejif-1649	58	22	have	have	AUX
ejif-1649	58	23	an	an	DET
ejif-1649	58	24	effective	effective	ADJ
ejif-1649	58	25	review	review	NOUN
ejif-1649	58	26	over	over	ADP
ejif-1649	58	27	the	the	DET
ejif-1649	58	28	risk	risk	NOUN
ejif-1649	58	29	management	management	NOUN
ejif-1649	58	30	process	process	NOUN
ejif-1649	58	31	.	.	PUNCT
ejif-1649	59	1	islamic	islamic	ADJ
ejif-1649	59	2	financial	financial	ADJ
ejif-1649	59	3	institutions	institution	NOUN
ejif-1649	59	4	,	,	PUNCT
ejif-1649	59	5	being	be	AUX
ejif-1649	59	6	part	part	NOUN
ejif-1649	59	7	of	of	ADP
ejif-1649	59	8	the	the	DET
ejif-1649	59	9	financial	financial	ADJ
ejif-1649	59	10	sector	sector	NOUN
ejif-1649	59	11	,	,	PUNCT
ejif-1649	59	12	aim	aim	VERB
ejif-1649	59	13	through	through	ADP
ejif-1649	59	14	risk	risk	NOUN
ejif-1649	59	15	management	management	NOUN
ejif-1649	59	16	to	to	PART
ejif-1649	59	17	identify	identify	VERB
ejif-1649	59	18	,	,	PUNCT
ejif-1649	59	19	control	control	NOUN
ejif-1649	59	20	,	,	PUNCT
ejif-1649	59	21	and	and	CCONJ
ejif-1649	59	22	mitigate	mitigate	VERB
ejif-1649	59	23	the	the	DET
ejif-1649	59	24	different	different	ADJ
ejif-1649	59	25	risks	risk	NOUN
ejif-1649	59	26	they	they	PRON
ejif-1649	59	27	face	face	VERB
ejif-1649	59	28	in	in	ADP
ejif-1649	59	29	order	order	NOUN
ejif-1649	59	30	to	to	PART
ejif-1649	59	31	maximize	maximize	VERB
ejif-1649	59	32	owner	owner	NOUN
ejif-1649	59	33	's	's	PART
ejif-1649	59	34	value	value	NOUN
ejif-1649	59	35	and	and	CCONJ
ejif-1649	59	36	preserve	preserve	VERB
ejif-1649	59	37	depositors	depositor	NOUN
ejif-1649	59	38	rights	right	NOUN
ejif-1649	59	39	.	.	PUNCT
ejif-1649	60	1	the	the	DET
ejif-1649	60	2	importance	importance	NOUN
ejif-1649	60	3	of	of	ADP
ejif-1649	60	4	the	the	DET
ejif-1649	60	5	risk	risk	NOUN
ejif-1649	60	6	management	management	NOUN
ejif-1649	60	7	system	system	NOUN
ejif-1649	60	8	in	in	ADP
ejif-1649	60	9	the	the	DET
ejif-1649	60	10	islamic	islamic	ADJ
ejif-1649	60	11	financial	financial	ADJ
ejif-1649	60	12	sector	sector	NOUN
ejif-1649	60	13	has	have	AUX
ejif-1649	60	14	lead	lead	VERB
ejif-1649	60	15	international	international	ADJ
ejif-1649	60	16	financial	financial	ADJ
ejif-1649	60	17	authorities	authority	NOUN
ejif-1649	60	18	that	that	PRON
ejif-1649	60	19	deals	deal	VERB
ejif-1649	60	20	with	with	ADP
ejif-1649	60	21	islamic	islamic	ADJ
ejif-1649	60	22	finance	finance	NOUN
ejif-1649	60	23	such	such	ADJ
ejif-1649	60	24	as	as	ADP
ejif-1649	60	25	the	the	DET
ejif-1649	60	26	islamic	islamic	PROPN
ejif-1649	60	27	financial	financial	PROPN
ejif-1649	60	28	services	services	PROPN
ejif-1649	60	29	board	board	NOUN
ejif-1649	60	30	(	(	PUNCT
ejif-1649	60	31	2005	2005	NUM
ejif-1649	60	32	)	)	PUNCT
ejif-1649	60	33	to	to	PART
ejif-1649	60	34	formulate	formulate	VERB
ejif-1649	60	35	and	and	CCONJ
ejif-1649	60	36	recommend	recommend	VERB
ejif-1649	60	37	set	set	NOUN
ejif-1649	60	38	of	of	ADP
ejif-1649	60	39	principles	principle	NOUN
ejif-1649	60	40	for	for	ADP
ejif-1649	60	41	the	the	DET
ejif-1649	60	42	best	good	ADJ
ejif-1649	60	43	practice	practice	NOUN
ejif-1649	60	44	of	of	ADP
ejif-1649	60	45	the	the	DET
ejif-1649	60	46	system	system	NOUN
ejif-1649	60	47	.	.	PUNCT
ejif-1649	61	1	this	this	PRON
ejif-1649	61	2	means	mean	VERB
ejif-1649	61	3	that	that	SCONJ
ejif-1649	61	4	risk	risk	NOUN
ejif-1649	61	5	management	management	NOUN
ejif-1649	61	6	is	be	AUX
ejif-1649	61	7	a	a	DET
ejif-1649	61	8	crucial	crucial	ADJ
ejif-1649	61	9	element	element	NOUN
ejif-1649	61	10	of	of	ADP
ejif-1649	61	11	any	any	DET
ejif-1649	61	12	islamic	islamic	ADJ
ejif-1649	61	13	financial	financial	ADJ
ejif-1649	61	14	institutions	institution	NOUN
ejif-1649	61	15	aiming	aim	VERB
ejif-1649	61	16	to	to	PART
ejif-1649	61	17	sustain	sustain	VERB
ejif-1649	61	18	its	its	PRON
ejif-1649	61	19	operations	operation	NOUN
ejif-1649	61	20	for	for	ADP
ejif-1649	61	21	the	the	DET
ejif-1649	61	22	future	future	NOUN
ejif-1649	61	23	since	since	SCONJ
ejif-1649	61	24	it	it	PRON
ejif-1649	61	25	is	be	AUX
ejif-1649	61	26	considered	consider	VERB
ejif-1649	61	27	as	as	ADP
ejif-1649	61	28	an	an	DET
ejif-1649	61	29	important	important	ADJ
ejif-1649	61	30	factor	factor	NOUN
ejif-1649	61	31	in	in	ADP
ejif-1649	61	32	mitigating	mitigate	VERB
ejif-1649	61	33	the	the	DET
ejif-1649	61	34	probability	probability	NOUN
ejif-1649	61	35	of	of	ADP
ejif-1649	61	36	failure	failure	NOUN
ejif-1649	61	37	due	due	ADP
ejif-1649	61	38	to	to	ADP
ejif-1649	61	39	improper	improper	ADJ
ejif-1649	61	40	risk	risk	NOUN
ejif-1649	61	41	handling	handling	NOUN
ejif-1649	61	42	,	,	PUNCT
ejif-1649	61	43	thus	thus	ADV
ejif-1649	61	44	leading	lead	VERB
ejif-1649	61	45	to	to	ADP
ejif-1649	61	46	a	a	DET
ejif-1649	61	47	direct	direct	ADJ
ejif-1649	61	48	negative	negative	ADJ
ejif-1649	61	49	effect	effect	NOUN
ejif-1649	61	50	on	on	ADP
ejif-1649	61	51	the	the	DET
ejif-1649	61	52	owners	owner	NOUN
ejif-1649	61	53	,	,	PUNCT
ejif-1649	61	54	depositors	depositor	NOUN
ejif-1649	61	55	,	,	PUNCT
ejif-1649	61	56	and	and	CCONJ
ejif-1649	61	57	consequently	consequently	ADV
ejif-1649	61	58	the	the	DET
ejif-1649	61	59	society	society	NOUN
ejif-1649	61	60	.	.	PUNCT
ejif-1649	62	1	ejif	ejif	PROPN
ejif-1649	62	2	–	–	PUNCT
ejif-1649	62	3	european	european	PROPN
ejif-1649	62	4	journal	journal	PROPN
ejif-1649	62	5	of	of	ADP
ejif-1649	62	6	islamic	islamic	PROPN
ejif-1649	62	7	finance	finance	PROPN
ejif-1649	62	8	no	no	DET
ejif-1649	62	9	4	4	NUM
ejif-1649	62	10	,	,	PUNCT
ejif-1649	62	11	march	march	PROPN
ejif-1649	62	12	(	(	PUNCT
ejif-1649	62	13	2016	2016	NUM
ejif-1649	62	14	)	)	PUNCT
ejif-1649	63	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1649	63	2	issn	issn	VERB
ejif-1649	63	3	2421	2421	NUM
ejif-1649	63	4	-	-	SYM
ejif-1649	63	5	2172	2172	NUM
ejif-1649	63	6	3	3	NUM
ejif-1649	63	7	the	the	DET
ejif-1649	63	8	key	key	NOUN
ejif-1649	63	9	of	of	ADP
ejif-1649	63	10	risk	risk	NOUN
ejif-1649	63	11	according	accord	VERB
ejif-1649	63	12	to	to	ADP
ejif-1649	63	13	financial	financial	ADJ
ejif-1649	63	14	knowledge	knowledge	NOUN
ejif-1649	63	15	(	(	PUNCT
ejif-1649	63	16	finance	finance	NOUN
ejif-1649	63	17	)	)	PUNCT
ejif-1649	63	18	and	and	CCONJ
ejif-1649	63	19	economics	economic	NOUN
ejif-1649	63	20	,	,	PUNCT
ejif-1649	63	21	such	such	ADJ
ejif-1649	63	22	as	as	SCONJ
ejif-1649	63	23	stated	state	VERB
ejif-1649	63	24	heffernan	heffernan	PROPN
ejif-1649	63	25	(	(	PUNCT
ejif-1649	63	26	1995	1995	NUM
ejif-1649	63	27	)	)	PUNCT
ejif-1649	63	28	risk	risk	NOUN
ejif-1649	63	29	is	be	AUX
ejif-1649	63	30	defined	define	VERB
ejif-1649	63	31	as	as	ADP
ejif-1649	63	32	volatilities	volatility	NOUN
ejif-1649	63	33	or	or	CCONJ
ejif-1649	63	34	standard	standard	ADJ
ejif-1649	63	35	deviation	deviation	NOUN
ejif-1649	63	36	of	of	ADP
ejif-1649	63	37	the	the	DET
ejif-1649	63	38	net	net	ADJ
ejif-1649	63	39	cash	cash	NOUN
ejif-1649	63	40	flow	flow	NOUN
ejif-1649	63	41	of	of	ADP
ejif-1649	63	42	a	a	DET
ejif-1649	63	43	company	company	NOUN
ejif-1649	63	44	/	/	SYM
ejif-1649	63	45	business	business	NOUN
ejif-1649	63	46	unit	unit	NOUN
ejif-1649	63	47	.	.	PUNCT
ejif-1649	64	1	risk	risk	NOUN
ejif-1649	64	2	exists	exist	VERB
ejif-1649	64	3	when	when	SCONJ
ejif-1649	64	4	there	there	PRON
ejif-1649	64	5	is	be	VERB
ejif-1649	64	6	a	a	DET
ejif-1649	64	7	possibility	possibility	NOUN
ejif-1649	64	8	that	that	SCONJ
ejif-1649	64	9	the	the	DET
ejif-1649	64	10	outcome	outcome	NOUN
ejif-1649	64	11	of	of	ADP
ejif-1649	64	12	a	a	DET
ejif-1649	64	13	not	not	PART
ejif-1649	64	14	just	just	ADV
ejif-1649	64	15	a	a	DET
ejif-1649	64	16	single	single	ADJ
ejif-1649	64	17	event	event	NOUN
ejif-1649	64	18	and	and	CCONJ
ejif-1649	64	19	its	its	PRON
ejif-1649	64	20	biggest	big	ADJ
ejif-1649	64	21	outcome	outcome	NOUN
ejif-1649	64	22	is	be	AUX
ejif-1649	64	23	unknown	unknown	ADJ
ejif-1649	64	24	.	.	PUNCT
ejif-1649	65	1	risk	risk	NOUN
ejif-1649	65	2	also	also	ADV
ejif-1649	65	3	changes	change	VERB
ejif-1649	65	4	or	or	CCONJ
ejif-1649	65	5	movement	movement	NOUN
ejif-1649	65	6	over	over	ADP
ejif-1649	65	7	outcomes	outcome	NOUN
ejif-1649	65	8	that	that	PRON
ejif-1649	65	9	are	be	AUX
ejif-1649	65	10	not	not	PART
ejif-1649	65	11	expected	expect	VERB
ejif-1649	65	12	(	(	PUNCT
ejif-1649	65	13	khan	khan	PROPN
ejif-1649	65	14	and	and	CCONJ
ejif-1649	65	15	ahmad	ahmad	PROPN
ejif-1649	65	16	,	,	PUNCT
ejif-1649	65	17	2001	2001	NUM
ejif-1649	65	18	)	)	PUNCT
ejif-1649	65	19	.	.	PUNCT
ejif-1649	66	1	possibility	possibility	NOUN
ejif-1649	66	2	islamic	islamic	ADJ
ejif-1649	66	3	financial	financial	ADJ
ejif-1649	66	4	institutions	institution	NOUN
ejif-1649	66	5	loss	loss	VERB
ejif-1649	66	6	as	as	ADP
ejif-1649	66	7	a	a	DET
ejif-1649	66	8	result	result	NOUN
ejif-1649	66	9	of	of	ADP
ejif-1649	66	10	change	change	NOUN
ejif-1649	66	11	in	in	ADP
ejif-1649	66	12	conditions	condition	NOUN
ejif-1649	66	13	that	that	PRON
ejif-1649	66	14	affect	affect	VERB
ejif-1649	66	15	the	the	DET
ejif-1649	66	16	value	value	NOUN
ejif-1649	66	17	of	of	ADP
ejif-1649	66	18	position	position	NOUN
ejif-1649	66	19	among	among	ADP
ejif-1649	66	20	islamic	islamic	ADJ
ejif-1649	66	21	financial	financial	ADJ
ejif-1649	66	22	institutions	institution	NOUN
ejif-1649	66	23	including	include	VERB
ejif-1649	66	24	definitions	definition	NOUN
ejif-1649	66	25	of	of	ADP
ejif-1649	66	26	risk	risk	NOUN
ejif-1649	66	27	.	.	PUNCT
ejif-1649	67	1	state	state	NOUN
ejif-1649	67	2	islamic	islamic	ADJ
ejif-1649	67	3	financial	financial	ADJ
ejif-1649	67	4	institution	institution	NOUN
ejif-1649	67	5	of	of	ADP
ejif-1649	67	6	pakistan	pakistan	PROPN
ejif-1649	67	7	document	document	NOUN
ejif-1649	67	8	defines	define	VERB
ejif-1649	67	9	financial	financial	ADJ
ejif-1649	67	10	risk	risk	NOUN
ejif-1649	67	11	in	in	ADP
ejif-1649	67	12	the	the	DET
ejif-1649	67	13	islamic	islamic	ADJ
ejif-1649	67	14	financial	financial	PROPN
ejif-1649	67	15	institutions	institution	NOUN
ejif-1649	67	16	organization	organization	NOUN
ejif-1649	67	17	with	with	ADP
ejif-1649	67	18	possibility	possibility	NOUN
ejif-1649	67	19	(	(	PUNCT
ejif-1649	67	20	probability	probability	NOUN
ejif-1649	67	21	)	)	PUNCT
ejif-1649	67	22	that	that	PRON
ejif-1649	67	23	outcome	outcome	NOUN
ejif-1649	67	24	of	of	ADP
ejif-1649	67	25	an	an	DET
ejif-1649	67	26	activity	activity	NOUN
ejif-1649	67	27	"	"	PUNCT
ejif-1649	67	28	....	....	PUNCT
ejif-1649	67	29	could	could	AUX
ejif-1649	67	30	bring	bring	VERB
ejif-1649	67	31	up	up	ADP
ejif-1649	67	32	adverse	adverse	ADJ
ejif-1649	67	33	impact	impact	NOUN
ejif-1649	67	34	"	"	PUNCT
ejif-1649	67	35	.	.	PUNCT
ejif-1649	68	1	it	it	PRON
ejif-1649	68	2	is	be	AUX
ejif-1649	68	3	would	would	AUX
ejif-1649	68	4	cause	cause	VERB
ejif-1649	68	5	direct	direct	ADJ
ejif-1649	68	6	harm	harm	NOUN
ejif-1649	68	7	to	to	ADP
ejif-1649	68	8	the	the	DET
ejif-1649	68	9	income	income	NOUN
ejif-1649	68	10	or	or	CCONJ
ejif-1649	68	11	capital	capital	NOUN
ejif-1649	68	12	position	position	NOUN
ejif-1649	68	13	of	of	ADP
ejif-1649	68	14	the	the	DET
ejif-1649	68	15	islamic	islamic	ADJ
ejif-1649	68	16	financial	financial	ADJ
ejif-1649	68	17	institution	institution	NOUN
ejif-1649	68	18	or	or	CCONJ
ejif-1649	68	19	the	the	DET
ejif-1649	68	20	islamic	islamic	ADJ
ejif-1649	68	21	financial	financial	PROPN
ejif-1649	68	22	institution	institution	NOUN
ejif-1649	68	23	's	's	PART
ejif-1649	68	24	ability	ability	NOUN
ejif-1649	68	25	to	to	PART
ejif-1649	68	26	achieve	achieve	VERB
ejif-1649	68	27	its	its	PRON
ejif-1649	68	28	business	business	NOUN
ejif-1649	68	29	objectives	objective	NOUN
ejif-1649	68	30	.	.	PUNCT
ejif-1649	69	1	it	it	PRON
ejif-1649	69	2	will	will	AUX
ejif-1649	69	3	also	also	ADV
ejif-1649	69	4	affect	affect	VERB
ejif-1649	69	5	the	the	DET
ejif-1649	69	6	ability	ability	NOUN
ejif-1649	69	7	of	of	ADP
ejif-1649	69	8	islamic	islamic	ADJ
ejif-1649	69	9	financial	financial	ADJ
ejif-1649	69	10	institution	institution	NOUN
ejif-1649	69	11	conducting	conduct	VERB
ejif-1649	69	12	business	business	NOUN
ejif-1649	69	13	or	or	CCONJ
ejif-1649	69	14	to	to	PART
ejif-1649	69	15	obtain	obtain	VERB
ejif-1649	69	16	advantage	advantage	NOUN
ejif-1649	69	17	and	and	CCONJ
ejif-1649	69	18	opportunity	opportunity	NOUN
ejif-1649	69	19	of	of	ADP
ejif-1649	69	20	extending	extend	VERB
ejif-1649	69	21	the	the	DET
ejif-1649	69	22	reach	reach	NOUN
ejif-1649	69	23	of	of	ADP
ejif-1649	69	24	its	its	PRON
ejif-1649	69	25	business	business	NOUN
ejif-1649	69	26	.	.	PUNCT
ejif-1649	70	1	the	the	DET
ejif-1649	70	2	risk	risk	NOUN
ejif-1649	70	3	associated	associate	VERB
ejif-1649	70	4	with	with	ADP
ejif-1649	70	5	islamic	islamic	ADJ
ejif-1649	70	6	financial	financial	ADJ
ejif-1649	70	7	institutions	institution	NOUN
ejif-1649	70	8	refers	refer	VERB
ejif-1649	70	9	to	to	ADP
ejif-1649	70	10	the	the	DET
ejif-1649	70	11	probable	probable	ADJ
ejif-1649	70	12	reductions	reduction	NOUN
ejif-1649	70	13	in	in	ADP
ejif-1649	70	14	their	their	PRON
ejif-1649	70	15	value	value	NOUN
ejif-1649	70	16	due	due	ADP
ejif-1649	70	17	to	to	ADP
ejif-1649	70	18	changes	change	NOUN
ejif-1649	70	19	in	in	ADP
ejif-1649	70	20	the	the	DET
ejif-1649	70	21	business	business	NOUN
ejif-1649	70	22	environment	environment	NOUN
ejif-1649	70	23	.	.	PUNCT
ejif-1649	71	1	in	in	ADP
ejif-1649	71	2	other	other	ADJ
ejif-1649	71	3	word	word	NOUN
ejif-1649	71	4	,	,	PUNCT
ejif-1649	71	5	risk	risk	NOUN
ejif-1649	71	6	refers	refer	VERB
ejif-1649	71	7	to	to	ADP
ejif-1649	71	8	probable	probable	ADJ
ejif-1649	71	9	loss	loss	NOUN
ejif-1649	71	10	of	of	ADP
ejif-1649	71	11	income	income	NOUN
ejif-1649	71	12	and	and	CCONJ
ejif-1649	71	13	asset	asset	NOUN
ejif-1649	71	14	value	value	NOUN
ejif-1649	71	15	.	.	PUNCT
ejif-1649	72	1	only	only	ADV
ejif-1649	72	2	unexpected	unexpected	ADJ
ejif-1649	72	3	losses	loss	NOUN
ejif-1649	72	4	are	be	AUX
ejif-1649	72	5	included	include	VERB
ejif-1649	72	6	and	and	CCONJ
ejif-1649	72	7	expected	expect	VERB
ejif-1649	72	8	losses	loss	NOUN
ejif-1649	72	9	are	be	AUX
ejif-1649	72	10	not	not	PART
ejif-1649	72	11	included	include	VERB
ejif-1649	72	12	in	in	ADP
ejif-1649	72	13	the	the	DET
ejif-1649	72	14	definition	definition	NOUN
ejif-1649	72	15	of	of	ADP
ejif-1649	72	16	risk	risk	NOUN
ejif-1649	72	17	.	.	PUNCT
ejif-1649	73	1	hence	hence	ADV
ejif-1649	73	2	,	,	PUNCT
ejif-1649	73	3	islamic	islamic	ADJ
ejif-1649	73	4	reporter	reporter	NOUN
ejif-1649	73	5	of	of	ADP
ejif-1649	73	6	risk	risk	NOUN
ejif-1649	73	7	contained	contain	VERB
ejif-1649	73	8	in	in	ADP
ejif-1649	73	9	the	the	DET
ejif-1649	73	10	terms	term	NOUN
ejif-1649	73	11	maysir	maysir	NOUN
ejif-1649	73	12	and	and	CCONJ
ejif-1649	73	13	gharar	gharar	NOUN
ejif-1649	73	14	.	.	PUNCT
ejif-1649	74	1	as	as	SCONJ
ejif-1649	74	2	islam	islam	PROPN
ejif-1649	74	3	prohibits	prohibit	VERB
ejif-1649	74	4	compliance	compliance	NOUN
ejif-1649	74	5	needs	need	NOUN
ejif-1649	74	6	in	in	ADP
ejif-1649	74	7	falsehood	falsehood	NOUN
ejif-1649	74	8	;	;	PUNCT
ejif-1649	74	9	usury	usury	NOUN
ejif-1649	74	10	,	,	PUNCT
ejif-1649	74	11	maysir	maysir	NOUN
ejif-1649	74	12	,	,	PUNCT
ejif-1649	74	13	and	and	CCONJ
ejif-1649	74	14	gharar	gharar	NOUN
ejif-1649	74	15	is	be	AUX
ejif-1649	74	16	a	a	DET
ejif-1649	74	17	source	source	NOUN
ejif-1649	74	18	of	of	ADP
ejif-1649	74	19	the	the	DET
ejif-1649	74	20	most	most	ADV
ejif-1649	74	21	important	important	ADJ
ejif-1649	74	22	of	of	ADP
ejif-1649	74	23	the	the	DET
ejif-1649	74	24	sleaze	sleaze	NOUN
ejif-1649	74	25	.	.	PUNCT
ejif-1649	75	1	justice	justice	NOUN
ejif-1649	75	2	aspect	aspect	PROPN
ejif-1649	75	3	is	be	AUX
ejif-1649	75	4	emphasized	emphasize	VERB
ejif-1649	75	5	islam	islam	PROPN
ejif-1649	75	6	does	do	AUX
ejif-1649	75	7	not	not	PART
ejif-1649	75	8	require	require	VERB
ejif-1649	75	9	the	the	DET
ejif-1649	75	10	falsehood	falsehood	NOUN
ejif-1649	75	11	because	because	SCONJ
ejif-1649	75	12	it	it	PRON
ejif-1649	75	13	would	would	AUX
ejif-1649	75	14	undermine	undermine	VERB
ejif-1649	75	15	the	the	DET
ejif-1649	75	16	achievement	achievement	NOUN
ejif-1649	75	17	of	of	ADP
ejif-1649	75	18	the	the	DET
ejif-1649	75	19	overall	overall	ADJ
ejif-1649	75	20	objectives	objective	NOUN
ejif-1649	75	21	of	of	ADP
ejif-1649	75	22	islam	islam	PROPN
ejif-1649	75	23	(	(	PUNCT
ejif-1649	75	24	falah	falah	NOUN
ejif-1649	75	25	or	or	CCONJ
ejif-1649	75	26	welfare	welfare	NOUN
ejif-1649	75	27	)	)	PUNCT
ejif-1649	75	28	.	.	PUNCT
ejif-1649	76	1	the	the	DET
ejif-1649	76	2	prohibition	prohibition	NOUN
ejif-1649	76	3	of	of	ADP
ejif-1649	76	4	riba	riba	NOUN
ejif-1649	76	5	and	and	CCONJ
ejif-1649	76	6	gharar	gharar	NOUN
ejif-1649	76	7	(	(	PUNCT
ejif-1649	76	8	including	include	VERB
ejif-1649	76	9	maysir	maysir	NOUN
ejif-1649	76	10	)	)	PUNCT
ejif-1649	76	11	become	become	VERB
ejif-1649	76	12	a	a	DET
ejif-1649	76	13	central	central	ADJ
ejif-1649	76	14	issue	issue	NOUN
ejif-1649	76	15	in	in	ADP
ejif-1649	76	16	the	the	DET
ejif-1649	76	17	discussion	discussion	NOUN
ejif-1649	76	18	of	of	ADP
ejif-1649	76	19	the	the	DET
ejif-1649	76	20	islamic	islamic	ADJ
ejif-1649	76	21	finance	finance	PROPN
ejif-1649	76	22	.	.	PUNCT
ejif-1649	77	1	riba	riba	VERB
ejif-1649	77	2	more	more	ADJ
ejif-1649	77	3	intersect	intersect	ADJ
ejif-1649	77	4	with	with	ADP
ejif-1649	77	5	interest	interest	NOUN
ejif-1649	77	6	(	(	PUNCT
ejif-1649	77	7	interest	interest	NOUN
ejif-1649	77	8	)	)	PUNCT
ejif-1649	77	9	,	,	PUNCT
ejif-1649	77	10	gharar	gharar	NOUN
ejif-1649	77	11	while	while	SCONJ
ejif-1649	77	12	related	relate	VERB
ejif-1649	77	13	with	with	ADP
ejif-1649	77	14	the	the	DET
ejif-1649	77	15	problem	problem	NOUN
ejif-1649	77	16	of	of	ADP
ejif-1649	77	17	risk	risk	NOUN
ejif-1649	77	18	(	(	PUNCT
ejif-1649	77	19	risk	risk	NOUN
ejif-1649	77	20	)	)	PUNCT
ejif-1649	77	21	.	.	PUNCT
ejif-1649	78	1	these	these	DET
ejif-1649	78	2	restrictions	restriction	NOUN
ejif-1649	78	3	have	have	VERB
ejif-1649	78	4	important	important	ADJ
ejif-1649	78	5	implications	implication	NOUN
ejif-1649	78	6	for	for	ADP
ejif-1649	78	7	the	the	DET
ejif-1649	78	8	nature	nature	NOUN
ejif-1649	78	9	of	of	ADP
ejif-1649	78	10	the	the	DET
ejif-1649	78	11	financial	financial	ADJ
ejif-1649	78	12	assets	asset	NOUN
ejif-1649	78	13	,	,	PUNCT
ejif-1649	78	14	trade	trade	NOUN
ejif-1649	78	15	,	,	PUNCT
ejif-1649	78	16	and	and	CCONJ
ejif-1649	78	17	risk	risk	NOUN
ejif-1649	78	18	mitigation	mitigation	NOUN
ejif-1649	78	19	,	,	PUNCT
ejif-1649	78	20	as	as	ADV
ejif-1649	78	21	well	well	ADV
ejif-1649	78	22	as	as	ADP
ejif-1649	78	23	the	the	DET
ejif-1649	78	24	management	management	NOUN
ejif-1649	78	25	islamic	islamic	ADJ
ejif-1649	78	26	financial	financial	ADJ
ejif-1649	78	27	assets	asset	NOUN
ejif-1649	78	28	in	in	ADP
ejif-1649	78	29	general	general	ADJ
ejif-1649	78	30	(	(	PUNCT
ejif-1649	78	31	thariq	thariq	NOUN
ejif-1649	78	32	,	,	PUNCT
ejif-1649	78	33	2004	2004	NUM
ejif-1649	78	34	)	)	PUNCT
ejif-1649	78	35	.	.	PUNCT
ejif-1649	79	1	hassan	hassan	PROPN
ejif-1649	79	2	(	(	PUNCT
ejif-1649	79	3	2009	2009	NUM
ejif-1649	79	4	)	)	PUNCT
ejif-1649	79	5	identifies	identify	VERB
ejif-1649	79	6	three	three	NUM
ejif-1649	79	7	types	type	NOUN
ejif-1649	79	8	of	of	ADP
ejif-1649	79	9	risks	risk	NOUN
ejif-1649	79	10	from	from	ADP
ejif-1649	79	11	the	the	DET
ejif-1649	79	12	islamic	islamic	PROPN
ejif-1649	79	13	perspective	perspective	NOUN
ejif-1649	79	14	.	.	PUNCT
ejif-1649	80	1	first	first	ADV
ejif-1649	80	2	,	,	PUNCT
ejif-1649	80	3	is	be	AUX
ejif-1649	80	4	the	the	DET
ejif-1649	80	5	essential	essential	ADJ
ejif-1649	80	6	risk	risk	NOUN
ejif-1649	80	7	that	that	PRON
ejif-1649	80	8	is	be	AUX
ejif-1649	80	9	inherent	inherent	ADJ
ejif-1649	80	10	in	in	ADP
ejif-1649	80	11	all	all	DET
ejif-1649	80	12	business	business	NOUN
ejif-1649	80	13	transactions	transaction	NOUN
ejif-1649	80	14	.	.	PUNCT
ejif-1649	81	1	this	this	DET
ejif-1649	81	2	business	business	NOUN
ejif-1649	81	3	risk	risk	NOUN
ejif-1649	81	4	is	be	AUX
ejif-1649	81	5	necessary	necessary	ADJ
ejif-1649	81	6	and	and	CCONJ
ejif-1649	81	7	must	must	AUX
ejif-1649	81	8	be	be	AUX
ejif-1649	81	9	undertaken	undertake	VERB
ejif-1649	81	10	to	to	PART
ejif-1649	81	11	reap	reap	VERB
ejif-1649	81	12	the	the	DET
ejif-1649	81	13	associated	associated	ADJ
ejif-1649	81	14	reward	reward	NOUN
ejif-1649	81	15	or	or	CCONJ
ejif-1649	81	16	profit	profit	NOUN
ejif-1649	81	17	.	.	PUNCT
ejif-1649	82	1	two	two	NUM
ejif-1649	82	2	legal	legal	ADJ
ejif-1649	82	3	maxim	maxim	NOUN
ejif-1649	82	4	associating	associate	VERB
ejif-1649	82	5	returns	return	NOUN
ejif-1649	82	6	to	to	ADP
ejif-1649	82	7	essential	essential	ADJ
ejif-1649	82	8	risks	risk	NOUN
ejif-1649	82	9	form	form	VERB
ejif-1649	82	10	the	the	DET
ejif-1649	82	11	basis	basis	NOUN
ejif-1649	82	12	of	of	ADP
ejif-1649	82	13	islamic	islamic	ADJ
ejif-1649	82	14	economic	economic	ADJ
ejif-1649	82	15	transaction	transaction	NOUN
ejif-1649	82	16	.	.	PUNCT
ejif-1649	83	1	the	the	DET
ejif-1649	83	2	first	first	ADJ
ejif-1649	83	3	maxim	maxim	NOUN
ejif-1649	83	4	state	state	NOUN
ejif-1649	83	5	“	"	PUNCT
ejif-1649	83	6	the	the	DET
ejif-1649	83	7	detriment	detriment	NOUN
ejif-1649	83	8	is	be	AUX
ejif-1649	83	9	as	as	ADP
ejif-1649	83	10	a	a	DET
ejif-1649	83	11	return	return	NOUN
ejif-1649	83	12	for	for	ADP
ejif-1649	83	13	the	the	DET
ejif-1649	83	14	benefit	benefit	NOUN
ejif-1649	83	15	(	(	PUNCT
ejif-1649	83	16	majallah	majallah	ADJ
ejif-1649	83	17	,	,	PUNCT
ejif-1649	83	18	2011	2011	NUM
ejif-1649	83	19	)	)	PUNCT
ejif-1649	83	20	.	.	PUNCT
ejif-1649	84	1	this	this	DET
ejif-1649	84	2	maxim	maxim	NOUN
ejif-1649	84	3	attaches	attach	VERB
ejif-1649	84	4	“	"	PUNCT
ejif-1649	84	5	the	the	DET
ejif-1649	84	6	entitlement	entitlement	NOUN
ejif-1649	84	7	of	of	ADP
ejif-1649	84	8	gain	gain	NOUN
ejif-1649	84	9	”	"	PUNCT
ejif-1649	84	10	to	to	ADP
ejif-1649	84	11	the	the	DET
ejif-1649	84	12	“	"	PUNCT
ejif-1649	84	13	responsibility	responsibility	NOUN
ejif-1649	84	14	of	of	ADP
ejif-1649	84	15	loss	loss	NOUN
ejif-1649	84	16	”	"	PUNCT
ejif-1649	84	17	.	.	PUNCT
ejif-1649	85	1	this	this	DET
ejif-1649	85	2	maxim	maxim	NOUN
ejif-1649	85	3	is	be	AUX
ejif-1649	85	4	usually	usually	ADV
ejif-1649	85	5	used	use	VERB
ejif-1649	85	6	to	to	PART
ejif-1649	85	7	propose	propose	VERB
ejif-1649	85	8	the	the	DET
ejif-1649	85	9	preference	preference	NOUN
ejif-1649	85	10	for	for	ADP
ejif-1649	85	11	profit	profit	NOUN
ejif-1649	85	12	-	-	PUNCT
ejif-1649	85	13	and	and	CCONJ
ejif-1649	85	14	-	-	PUNCT
ejif-1649	85	15	losssharing	lossshare	VERB
ejif-1649	85	16	(	(	PUNCT
ejif-1649	85	17	pls	pls	INTJ
ejif-1649	85	18	)	)	PUNCT
ejif-1649	85	19	financing	financing	NOUN
ejif-1649	85	20	instruments	instrument	NOUN
ejif-1649	85	21	.	.	PUNCT
ejif-1649	86	1	the	the	DET
ejif-1649	86	2	second	second	ADJ
ejif-1649	86	3	maxim	maxim	NOUN
ejif-1649	86	4	is	be	AUX
ejif-1649	86	5	derived	derive	VERB
ejif-1649	86	6	from	from	ADP
ejif-1649	86	7	the	the	DET
ejif-1649	86	8	prophetic	prophetic	ADJ
ejif-1649	86	9	saying	saying	NOUN
ejif-1649	86	10	stating	state	VERB
ejif-1649	86	11	that	that	SCONJ
ejif-1649	86	12	“	"	PUNCT
ejif-1649	86	13	the	the	DET
ejif-1649	86	14	benefit	benefit	NOUN
ejif-1649	86	15	of	of	ADP
ejif-1649	86	16	a	a	DET
ejif-1649	86	17	thing	thing	NOUN
ejif-1649	86	18	is	be	AUX
ejif-1649	86	19	a	a	DET
ejif-1649	86	20	return	return	NOUN
ejif-1649	86	21	for	for	ADP
ejif-1649	86	22	the	the	DET
ejif-1649	86	23	liability	liability	NOUN
ejif-1649	86	24	for	for	ADP
ejif-1649	86	25	loss	loss	NOUN
ejif-1649	86	26	from	from	ADP
ejif-1649	86	27	that	that	DET
ejif-1649	86	28	thing	thing	NOUN
ejif-1649	86	29	”	"	PUNCT
ejif-1649	86	30	(	(	PUNCT
ejif-1649	86	31	majallah	majallah	ADJ
ejif-1649	86	32	,	,	PUNCT
ejif-1649	86	33	2011	2011	NUM
ejif-1649	86	34	)	)	PUNCT
ejif-1649	86	35	.	.	PUNCT
ejif-1649	87	1	the	the	DET
ejif-1649	87	2	maxim	maxim	NOUN
ejif-1649	87	3	asserts	assert	VERB
ejif-1649	87	4	that	that	SCONJ
ejif-1649	87	5	the	the	DET
ejif-1649	87	6	party	party	NOUN
ejif-1649	87	7	enjoying	enjoy	VERB
ejif-1649	87	8	the	the	DET
ejif-1649	87	9	full	full	ADJ
ejif-1649	87	10	benefits	benefit	NOUN
ejif-1649	87	11	of	of	ADP
ejif-1649	87	12	an	an	DET
ejif-1649	87	13	asset	asset	NOUN
ejif-1649	87	14	or	or	CCONJ
ejif-1649	87	15	object	object	NOUN
ejif-1649	87	16	should	should	AUX
ejif-1649	87	17	be	be	AUX
ejif-1649	87	18	bearing	bear	VERB
ejif-1649	87	19	the	the	DET
ejif-1649	87	20	risk	risk	NOUN
ejif-1649	87	21	of	of	ADP
ejif-1649	87	22	ownership	ownership	NOUN
ejif-1649	87	23	.	.	PUNCT
ejif-1649	88	1	second	second	ADJ
ejif-1649	88	2	is	be	AUX
ejif-1649	88	3	the	the	DET
ejif-1649	88	4	prohibited	prohibit	VERB
ejif-1649	88	5	risk	risk	NOUN
ejif-1649	88	6	in	in	ADP
ejif-1649	88	7	the	the	DET
ejif-1649	88	8	form	form	NOUN
ejif-1649	88	9	of	of	ADP
ejif-1649	88	10	excessive	excessive	ADJ
ejif-1649	88	11	gharar	gharar	NOUN
ejif-1649	88	12	.	.	PUNCT
ejif-1649	89	1	gharar	gharar	PROPN
ejif-1649	89	2	means	mean	VERB
ejif-1649	89	3	uncertainty	uncertainty	NOUN
ejif-1649	89	4	and	and	CCONJ
ejif-1649	89	5	risk	risk	NOUN
ejif-1649	89	6	.	.	PUNCT
ejif-1649	90	1	gharar	gharar	NOUN
ejif-1649	90	2	is	be	AUX
ejif-1649	90	3	not	not	PART
ejif-1649	90	4	precisely	precisely	ADV
ejif-1649	90	5	defined	define	VERB
ejif-1649	90	6	as	as	ADP
ejif-1649	90	7	riba	riba	NOUN
ejif-1649	90	8	where	where	SCONJ
ejif-1649	90	9	it	it	PRON
ejif-1649	90	10	is	be	AUX
ejif-1649	90	11	absolutely	absolutely	ADV
ejif-1649	90	12	prohibited	prohibit	VERB
ejif-1649	90	13	.	.	PUNCT
ejif-1649	91	1	according	accord	VERB
ejif-1649	91	2	to	to	ADP
ejif-1649	91	3	arsalan	arsalan	PROPN
ejif-1649	91	4	tariq	tariq	PROPN
ejif-1649	91	5	(	(	PUNCT
ejif-1649	91	6	2004	2004	NUM
ejif-1649	91	7	)	)	PUNCT
ejif-1649	91	8	gharar	gharar	NOUN
ejif-1649	91	9	is	be	AUX
ejif-1649	91	10	any	any	DET
ejif-1649	91	11	transaction	transaction	NOUN
ejif-1649	91	12	whose	whose	DET
ejif-1649	91	13	consequences	consequence	NOUN
ejif-1649	91	14	are	be	AUX
ejif-1649	91	15	hidden	hide	VERB
ejif-1649	91	16	.	.	PUNCT
ejif-1649	92	1	a	a	DET
ejif-1649	92	2	minor	minor	ADJ
ejif-1649	92	3	part	part	NOUN
ejif-1649	92	4	of	of	ADP
ejif-1649	92	5	gharar	gharar	NOUN
ejif-1649	92	6	may	may	AUX
ejif-1649	92	7	refer	refer	VERB
ejif-1649	92	8	to	to	ADP
ejif-1649	92	9	consumer	consumer	NOUN
ejif-1649	92	10	protection	protection	NOUN
ejif-1649	92	11	in	in	ADP
ejif-1649	92	12	modern	modern	ADJ
ejif-1649	92	13	securities	security	NOUN
ejif-1649	92	14	law	law	NOUN
ejif-1649	92	15	.	.	PUNCT
ejif-1649	93	1	gharar	gharar	PROPN
ejif-1649	93	2	is	be	AUX
ejif-1649	93	3	present	present	ADJ
ejif-1649	93	4	when	when	SCONJ
ejif-1649	93	5	an	an	DET
ejif-1649	93	6	essential	essential	ADJ
ejif-1649	93	7	element	element	NOUN
ejif-1649	93	8	of	of	ADP
ejif-1649	93	9	a	a	DET
ejif-1649	93	10	transaction	transaction	NOUN
ejif-1649	93	11	is	be	AUX
ejif-1649	93	12	missing	miss	VERB
ejif-1649	93	13	such	such	ADJ
ejif-1649	93	14	as	as	ADP
ejif-1649	93	15	the	the	DET
ejif-1649	93	16	exact	exact	ADJ
ejif-1649	93	17	price	price	NOUN
ejif-1649	93	18	or	or	CCONJ
ejif-1649	93	19	the	the	DET
ejif-1649	93	20	ability	ability	NOUN
ejif-1649	93	21	to	to	PART
ejif-1649	93	22	deliver	deliver	VERB
ejif-1649	93	23	the	the	DET
ejif-1649	93	24	product	product	NOUN
ejif-1649	93	25	.	.	PUNCT
ejif-1649	94	1	gharar	gharar	PROPN
ejif-1649	94	2	is	be	AUX
ejif-1649	94	3	considered	consider	VERB
ejif-1649	94	4	to	to	PART
ejif-1649	94	5	be	be	AUX
ejif-1649	94	6	the	the	DET
ejif-1649	94	7	second	second	ADJ
ejif-1649	94	8	major	major	ADJ
ejif-1649	94	9	prohibition	prohibition	NOUN
ejif-1649	94	10	in	in	ADP
ejif-1649	94	11	islamic	islamic	ADJ
ejif-1649	94	12	financial	financial	ADJ
ejif-1649	94	13	institutions	institution	NOUN
ejif-1649	94	14	and	and	CCONJ
ejif-1649	94	15	finance	finance	NOUN
ejif-1649	94	16	.	.	PUNCT
ejif-1649	95	1	generally	generally	ADV
ejif-1649	95	2	,	,	PUNCT
ejif-1649	95	3	gharar	gharar	PROPN
ejif-1649	95	4	relates	relate	VERB
ejif-1649	95	5	to	to	ADP
ejif-1649	95	6	the	the	DET
ejif-1649	95	7	ambiguity	ambiguity	NOUN
ejif-1649	95	8	and	and	CCONJ
ejif-1649	95	9	or	or	CCONJ
ejif-1649	95	10	ignorance	ignorance	NOUN
ejif-1649	95	11	of	of	ADP
ejif-1649	95	12	either	either	CCONJ
ejif-1649	95	13	the	the	DET
ejif-1649	95	14	terms	term	NOUN
ejif-1649	95	15	of	of	ADP
ejif-1649	95	16	the	the	DET
ejif-1649	95	17	contract	contract	NOUN
ejif-1649	95	18	or	or	CCONJ
ejif-1649	95	19	in	in	ADP
ejif-1649	95	20	the	the	DET
ejif-1649	95	21	object	object	NOUN
ejif-1649	95	22	of	of	ADP
ejif-1649	95	23	the	the	DET
ejif-1649	95	24	contract	contract	NOUN
ejif-1649	95	25	.	.	PUNCT
ejif-1649	96	1	thus	thus	ADV
ejif-1649	96	2	,	,	PUNCT
ejif-1649	96	3	a	a	DET
ejif-1649	96	4	sale	sale	NOUN
ejif-1649	96	5	can	can	AUX
ejif-1649	96	6	be	be	AUX
ejif-1649	96	7	void	void	ADJ
ejif-1649	96	8	due	due	ADP
ejif-1649	96	9	to	to	ADP
ejif-1649	96	10	gharar	gharar	NOUN
ejif-1649	96	11	,	,	PUNCT
ejif-1649	96	12	due	due	ADJ
ejif-1649	96	13	to	to	ADP
ejif-1649	96	14	risks	risk	NOUN
ejif-1649	96	15	of	of	ADP
ejif-1649	96	16	existence	existence	NOUN
ejif-1649	96	17	and	and	CCONJ
ejif-1649	96	18	taking	take	VERB
ejif-1649	96	19	position	position	NOUN
ejif-1649	96	20	of	of	ADP
ejif-1649	96	21	the	the	DET
ejif-1649	96	22	object	object	NOUN
ejif-1649	96	23	of	of	ADP
ejif-1649	96	24	sale	sale	NOUN
ejif-1649	96	25	on	on	ADP
ejif-1649	96	26	one	one	NUM
ejif-1649	96	27	hand	hand	NOUN
ejif-1649	96	28	and	and	CCONJ
ejif-1649	96	29	uncertainty	uncertainty	NOUN
ejif-1649	96	30	of	of	ADP
ejif-1649	96	31	the	the	DET
ejif-1649	96	32	quantity	quantity	NOUN
ejif-1649	96	33	,	,	PUNCT
ejif-1649	96	34	quality	quality	NOUN
ejif-1649	96	35	,	,	PUNCT
ejif-1649	96	36	price	price	NOUN
ejif-1649	96	37	and	and	CCONJ
ejif-1649	96	38	time	time	NOUN
ejif-1649	96	39	of	of	ADP
ejif-1649	96	40	payment	payment	NOUN
ejif-1649	96	41	on	on	ADP
ejif-1649	96	42	the	the	DET
ejif-1649	96	43	other	other	ADJ
ejif-1649	96	44	.	.	PUNCT
ejif-1649	97	1	ibn	ibn	PROPN
ejif-1649	97	2	taymiyyah	taymiyyah	NOUN
ejif-1649	97	3	(	(	PUNCT
ejif-1649	97	4	1998	1998	NUM
ejif-1649	97	5	)	)	PUNCT
ejif-1649	97	6	provides	provide	VERB
ejif-1649	97	7	another	another	DET
ejif-1649	97	8	perspective	perspective	NOUN
ejif-1649	97	9	of	of	ADP
ejif-1649	97	10	forbidden	forbid	VERB
ejif-1649	97	11	gharar	gharar	NOUN
ejif-1649	97	12	by	by	ADP
ejif-1649	97	13	equating	equate	VERB
ejif-1649	97	14	it	it	PRON
ejif-1649	97	15	to	to	ADP
ejif-1649	97	16	activities	activity	NOUN
ejif-1649	97	17	leading	lead	VERB
ejif-1649	97	18	to	to	ADP
ejif-1649	97	19	evils	evil	NOUN
ejif-1649	97	20	and	and	CCONJ
ejif-1649	97	21	unjustified	unjustified	ADJ
ejif-1649	97	22	devouring	devouring	NOUN
ejif-1649	97	23	of	of	ADP
ejif-1649	97	24	people	people	NOUN
ejif-1649	97	25	's	's	PART
ejif-1649	97	26	wealth	wealth	NOUN
ejif-1649	97	27	as	as	ADP
ejif-1649	97	28	in	in	ADP
ejif-1649	97	29	the	the	DET
ejif-1649	97	30	case	case	NOUN
ejif-1649	97	31	of	of	ADP
ejif-1649	97	32	gambling	gambling	NOUN
ejif-1649	97	33	.	.	PUNCT
ejif-1649	98	1	thus	thus	ADV
ejif-1649	98	2	,	,	PUNCT
ejif-1649	98	3	transactions	transaction	NOUN
ejif-1649	98	4	having	have	VERB
ejif-1649	98	5	gambling	gambling	NOUN
ejif-1649	98	6	-	-	PUNCT
ejif-1649	98	7	like	like	ADJ
ejif-1649	98	8	features	feature	NOUN
ejif-1649	98	9	are	be	AUX
ejif-1649	98	10	forbidden	forbid	VERB
ejif-1649	98	11	due	due	ADP
ejif-1649	98	12	to	to	ADP
ejif-1649	98	13	excessive	excessive	ADJ
ejif-1649	98	14	gharar	gharar	NOUN
ejif-1649	98	15	this	this	DET
ejif-1649	98	16	prohibition	prohibition	NOUN
ejif-1649	98	17	aims	aim	VERB
ejif-1649	98	18	to	to	PART
ejif-1649	98	19	protect	protect	VERB
ejif-1649	98	20	both	both	CCONJ
ejif-1649	98	21	small	small	ADJ
ejif-1649	98	22	and	and	CCONJ
ejif-1649	98	23	large	large	ADJ
ejif-1649	98	24	investors	investor	NOUN
ejif-1649	98	25	from	from	ADP
ejif-1649	98	26	future	future	ADJ
ejif-1649	98	27	risks	risk	NOUN
ejif-1649	98	28	arising	arise	VERB
ejif-1649	98	29	from	from	ADP
ejif-1649	98	30	uncertainty	uncertainty	NOUN
ejif-1649	98	31	and	and	CCONJ
ejif-1649	98	32	speculation	speculation	NOUN
ejif-1649	98	33	.	.	PUNCT
ejif-1649	99	1	an	an	DET
ejif-1649	99	2	example	example	NOUN
ejif-1649	99	3	of	of	ADP
ejif-1649	99	4	gharar	gharar	NOUN
ejif-1649	99	5	is	be	AUX
ejif-1649	99	6	trading	trade	VERB
ejif-1649	99	7	what	what	PRON
ejif-1649	99	8	you	you	PRON
ejif-1649	99	9	do	do	AUX
ejif-1649	99	10	not	not	PART
ejif-1649	99	11	actually	actually	ADV
ejif-1649	99	12	own	own	VERB
ejif-1649	99	13	.	.	PUNCT
ejif-1649	100	1	a	a	DET
ejif-1649	100	2	contemporary	contemporary	ADJ
ejif-1649	100	3	example	example	NOUN
ejif-1649	100	4	would	would	AUX
ejif-1649	100	5	be	be	AUX
ejif-1649	100	6	buying	buy	VERB
ejif-1649	100	7	a	a	DET
ejif-1649	100	8	house	house	NOUN
ejif-1649	100	9	where	where	SCONJ
ejif-1649	100	10	the	the	DET
ejif-1649	100	11	price	price	NOUN
ejif-1649	100	12	or	or	CCONJ
ejif-1649	100	13	the	the	DET
ejif-1649	100	14	specifications	specification	NOUN
ejif-1649	100	15	will	will	AUX
ejif-1649	100	16	be	be	AUX
ejif-1649	100	17	determined	determine	VERB
ejif-1649	100	18	in	in	ADP
ejif-1649	100	19	the	the	DET
ejif-1649	100	20	future	future	NOUN
ejif-1649	100	21	.	.	PUNCT
ejif-1649	101	1	the	the	DET
ejif-1649	101	2	final	final	ADJ
ejif-1649	101	3	form	form	NOUN
ejif-1649	101	4	of	of	ADP
ejif-1649	101	5	risk	risk	NOUN
ejif-1649	101	6	identified	identify	VERB
ejif-1649	101	7	by	by	ADP
ejif-1649	101	8	hassan	hassan	PROPN
ejif-1649	101	9	is	be	AUX
ejif-1649	101	10	the	the	DET
ejif-1649	101	11	permissible	permissible	ADJ
ejif-1649	101	12	risk	risk	NOUN
ejif-1649	101	13	that	that	PRON
ejif-1649	101	14	does	do	AUX
ejif-1649	101	15	not	not	PART
ejif-1649	101	16	fall	fall	VERB
ejif-1649	101	17	in	in	ADP
ejif-1649	101	18	the	the	DET
ejif-1649	101	19	above	above	ADJ
ejif-1649	101	20	two	two	NUM
ejif-1649	101	21	categories	category	NOUN
ejif-1649	101	22	.	.	PUNCT
ejif-1649	102	1	examples	example	NOUN
ejif-1649	102	2	of	of	ADP
ejif-1649	102	3	these	these	DET
ejif-1649	102	4	risks	risk	NOUN
ejif-1649	102	5	can	can	AUX
ejif-1649	102	6	be	be	AUX
ejif-1649	102	7	operational	operational	ADJ
ejif-1649	102	8	risks	risk	NOUN
ejif-1649	102	9	,	,	PUNCT
ejif-1649	102	10	liquidity	liquidity	NOUN
ejif-1649	102	11	risks	risk	NOUN
ejif-1649	102	12	,	,	PUNCT
ejif-1649	102	13	etc	etc	X
ejif-1649	102	14	.	.	X
ejif-1649	103	1	these	these	DET
ejif-1649	103	2	risks	risk	NOUN
ejif-1649	103	3	can	can	AUX
ejif-1649	103	4	be	be	AUX
ejif-1649	103	5	either	either	ADV
ejif-1649	103	6	be	be	AUX
ejif-1649	103	7	accepted	accept	VERB
ejif-1649	103	8	or	or	CCONJ
ejif-1649	103	9	avoided	avoid	VERB
ejif-1649	103	10	.	.	PUNCT
ejif-1649	104	1	although	although	SCONJ
ejif-1649	104	2	all	all	DET
ejif-1649	104	3	businesses	business	NOUN
ejif-1649	104	4	face	face	VERB
ejif-1649	104	5	uncertainty	uncertainty	NOUN
ejif-1649	104	6	(	(	PUNCT
ejif-1649	104	7	risk	risk	NOUN
ejif-1649	104	8	)	)	PUNCT
ejif-1649	104	9	,	,	PUNCT
ejif-1649	104	10	financial	financial	ADJ
ejif-1649	104	11	institutions	institution	NOUN
ejif-1649	104	12	will	will	AUX
ejif-1649	104	13	feature	feature	VERB
ejif-1649	104	14	a	a	DET
ejif-1649	104	15	special	special	ADJ
ejif-1649	104	16	feature	feature	NOUN
ejif-1649	104	17	of	of	ADP
ejif-1649	104	18	the	the	DET
ejif-1649	104	19	risks	risk	NOUN
ejif-1649	104	20	resulting	result	VERB
ejif-1649	104	21	from	from	ADP
ejif-1649	104	22	their	their	PRON
ejif-1649	104	23	activities	activity	NOUN
ejif-1649	104	24	.	.	PUNCT
ejif-1649	105	1	risks	risk	NOUN
ejif-1649	105	2	faced	face	VERB
ejif-1649	105	3	financial	financial	ADJ
ejif-1649	105	4	institutions	institution	NOUN
ejif-1649	105	5	can	can	AUX
ejif-1649	105	6	be	be	AUX
ejif-1649	105	7	divided	divide	VERB
ejif-1649	105	8	into	into	ADP
ejif-1649	105	9	financial	financial	ADJ
ejif-1649	105	10	and	and	CCONJ
ejif-1649	105	11	nonfinancial	nonfinancial	ADJ
ejif-1649	105	12	risks	risk	NOUN
ejif-1649	105	13	.	.	PUNCT
ejif-1649	106	1	financial	financial	ADJ
ejif-1649	106	2	risks	risk	NOUN
ejif-1649	106	3	consist	consist	VERB
ejif-1649	106	4	of	of	ADP
ejif-1649	106	5	market	market	NOUN
ejif-1649	106	6	risk	risk	NOUN
ejif-1649	106	7	and	and	CCONJ
ejif-1649	106	8	credit	credit	NOUN
ejif-1649	106	9	risk	risk	NOUN
ejif-1649	106	10	.	.	PUNCT
ejif-1649	107	1	non	non	ADJ
ejif-1649	107	2	-	-	ADJ
ejif-1649	107	3	financial	financial	ADJ
ejif-1649	107	4	risk	risk	NOUN
ejif-1649	107	5	is	be	AUX
ejif-1649	107	6	risks	risk	NOUN
ejif-1649	107	7	ejif	ejif	PROPN
ejif-1649	107	8	–	–	PUNCT
ejif-1649	107	9	european	european	PROPN
ejif-1649	107	10	journal	journal	PROPN
ejif-1649	107	11	of	of	ADP
ejif-1649	107	12	islamic	islamic	PROPN
ejif-1649	107	13	finance	finance	PROPN
ejif-1649	107	14	no	no	DET
ejif-1649	107	15	4	4	NUM
ejif-1649	107	16	,	,	PUNCT
ejif-1649	107	17	march	march	PROPN
ejif-1649	107	18	(	(	PUNCT
ejif-1649	107	19	2016	2016	NUM
ejif-1649	107	20	)	)	PUNCT
ejif-1649	108	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1649	108	2	issn	issn	VERB
ejif-1649	108	3	2421	2421	NUM
ejif-1649	108	4	-	-	SYM
ejif-1649	108	5	2172	2172	NUM
ejif-1649	108	6	4	4	NUM
ejif-1649	108	7	operational	operational	ADJ
ejif-1649	108	8	,	,	PUNCT
ejif-1649	108	9	complains	complain	VERB
ejif-1649	108	10	risk	risk	NOUN
ejif-1649	108	11	and	and	CCONJ
ejif-1649	108	12	legal	legal	ADJ
ejif-1649	108	13	risk	risk	NOUN
ejif-1649	108	14	(	(	PUNCT
ejif-1649	108	15	khan	khan	PROPN
ejif-1649	108	16	and	and	CCONJ
ejif-1649	108	17	ahmed	ahmed	PROPN
ejif-1649	108	18	,	,	PUNCT
ejif-1649	108	19	2011	2011	NUM
ejif-1649	108	20	)	)	PUNCT
ejif-1649	108	21	.	.	PUNCT
ejif-1649	109	1	credit	credit	NOUN
ejif-1649	109	2	risk	risk	NOUN
ejif-1649	109	3	is	be	AUX
ejif-1649	109	4	defined	define	VERB
ejif-1649	109	5	as	as	ADP
ejif-1649	109	6	the	the	DET
ejif-1649	109	7	prospect	prospect	NOUN
ejif-1649	109	8	that	that	SCONJ
ejif-1649	109	9	the	the	DET
ejif-1649	109	10	counterparty	counterparty	NOUN
ejif-1649	109	11	fails	fail	VERB
ejif-1649	109	12	to	to	PART
ejif-1649	109	13	meet	meet	VERB
ejif-1649	109	14	its	its	PRON
ejif-1649	109	15	obligations	obligation	NOUN
ejif-1649	109	16	in	in	ADP
ejif-1649	109	17	accordance	accordance	NOUN
ejif-1649	109	18	with	with	ADP
ejif-1649	109	19	agreed	agree	VERB
ejif-1649	109	20	terms	term	NOUN
ejif-1649	109	21	.	.	PUNCT
ejif-1649	110	1	this	this	DET
ejif-1649	110	2	type	type	NOUN
ejif-1649	110	3	of	of	ADP
ejif-1649	110	4	risk	risk	NOUN
ejif-1649	110	5	is	be	AUX
ejif-1649	110	6	considered	consider	VERB
ejif-1649	110	7	to	to	PART
ejif-1649	110	8	be	be	AUX
ejif-1649	110	9	the	the	DET
ejif-1649	110	10	main	main	ADJ
ejif-1649	110	11	risk	risk	NOUN
ejif-1649	110	12	associated	associate	VERB
ejif-1649	110	13	with	with	ADP
ejif-1649	110	14	islamic	islamic	PROPN
ejif-1649	110	15	as	as	ADV
ejif-1649	110	16	well	well	ADV
ejif-1649	110	17	as	as	ADP
ejif-1649	110	18	conventional	conventional	ADJ
ejif-1649	110	19	financial	financial	ADJ
ejif-1649	110	20	institution	institution	NOUN
ejif-1649	110	21	.	.	PUNCT
ejif-1649	111	1	the	the	DET
ejif-1649	111	2	lending	lending	NOUN
ejif-1649	111	3	in	in	ADP
ejif-1649	111	4	conventional	conventional	ADJ
ejif-1649	111	5	financial	financial	ADJ
ejif-1649	111	6	institution	institution	NOUN
ejif-1649	111	7	is	be	AUX
ejif-1649	111	8	replaced	replace	VERB
ejif-1649	111	9	by	by	ADP
ejif-1649	111	10	investment	investment	NOUN
ejif-1649	111	11	and	and	CCONJ
ejif-1649	111	12	partnership	partnership	NOUN
ejif-1649	111	13	in	in	ADP
ejif-1649	111	14	the	the	DET
ejif-1649	111	15	islamic	islamic	ADJ
ejif-1649	111	16	financial	financial	ADJ
ejif-1649	111	17	institutions	institution	NOUN
ejif-1649	111	18	system	system	NOUN
ejif-1649	111	19	.	.	PUNCT
ejif-1649	112	1	therefore	therefore	ADV
ejif-1649	112	2	,	,	PUNCT
ejif-1649	112	3	islamic	islamic	ADJ
ejif-1649	112	4	financial	financial	ADJ
ejif-1649	112	5	institution	institution	NOUN
ejif-1649	112	6	a	a	DET
ejif-1649	112	7	chance	chance	NOUN
ejif-1649	112	8	of	of	ADP
ejif-1649	112	9	experiencing	experience	VERB
ejif-1649	112	10	credit	credit	NOUN
ejif-1649	112	11	risks	risk	NOUN
ejif-1649	112	12	because	because	SCONJ
ejif-1649	112	13	the	the	DET
ejif-1649	112	14	value	value	NOUN
ejif-1649	112	15	of	of	ADP
ejif-1649	112	16	the	the	DET
ejif-1649	112	17	traded	trade	VERB
ejif-1649	112	18	commodity	commodity	NOUN
ejif-1649	112	19	is	be	AUX
ejif-1649	112	20	volatile	volatile	ADJ
ejif-1649	112	21	and	and	CCONJ
ejif-1649	112	22	may	may	AUX
ejif-1649	112	23	change	change	VERB
ejif-1649	112	24	.	.	PUNCT
ejif-1649	113	1	islamic	islamic	ADJ
ejif-1649	113	2	financial	financial	ADJ
ejif-1649	113	3	institutions	institution	NOUN
ejif-1649	113	4	have	have	VERB
ejif-1649	113	5	to	to	PART
ejif-1649	113	6	bear	bear	VERB
ejif-1649	113	7	market	market	NOUN
ejif-1649	113	8	risk	risk	NOUN
ejif-1649	113	9	and	and	CCONJ
ejif-1649	113	10	commodity	commodity	NOUN
ejif-1649	113	11	risk	risk	NOUN
ejif-1649	113	12	on	on	ADP
ejif-1649	113	13	the	the	DET
ejif-1649	113	14	asset	asset	NOUN
ejif-1649	113	15	side	side	NOUN
ejif-1649	113	16	of	of	ADP
ejif-1649	113	17	the	the	DET
ejif-1649	113	18	balance	balance	NOUN
ejif-1649	113	19	sheet	sheet	NOUN
ejif-1649	113	20	(	(	PUNCT
ejif-1649	113	21	tariqullah	tariqullah	NOUN
ejif-1649	113	22	,	,	PUNCT
ejif-1649	113	23	2007	2007	NUM
ejif-1649	113	24	)	)	PUNCT
ejif-1649	113	25	.	.	PUNCT
ejif-1649	114	1	historically	historically	ADV
ejif-1649	114	2	,	,	PUNCT
ejif-1649	114	3	credit	credit	NOUN
ejif-1649	114	4	risk	risk	NOUN
ejif-1649	114	5	has	have	AUX
ejif-1649	114	6	been	be	AUX
ejif-1649	114	7	thought	think	VERB
ejif-1649	114	8	of	of	ADP
ejif-1649	114	9	as	as	SCONJ
ejif-1649	114	10	the	the	DET
ejif-1649	114	11	most	most	ADV
ejif-1649	114	12	significant	significant	ADJ
ejif-1649	114	13	risk	risk	NOUN
ejif-1649	114	14	in	in	ADP
ejif-1649	114	15	financial	financial	ADJ
ejif-1649	114	16	institutions	institution	NOUN
ejif-1649	114	17	,	,	PUNCT
ejif-1649	114	18	as	as	SCONJ
ejif-1649	114	19	it	it	PRON
ejif-1649	114	20	was	be	AUX
ejif-1649	114	21	the	the	DET
ejif-1649	114	22	main	main	ADJ
ejif-1649	114	23	reason	reason	NOUN
ejif-1649	114	24	for	for	ADP
ejif-1649	114	25	major	major	ADJ
ejif-1649	114	26	cause	cause	NOUN
ejif-1649	114	27	of	of	ADP
ejif-1649	114	28	serious	serious	ADJ
ejif-1649	114	29	financial	financial	ADJ
ejif-1649	114	30	institutions	institution	NOUN
ejif-1649	114	31	potential	potential	ADJ
ejif-1649	114	32	distress	distress	NOUN
ejif-1649	114	33	continues	continue	VERB
ejif-1649	114	34	to	to	PART
ejif-1649	114	35	be	be	AUX
ejif-1649	114	36	lax	lax	ADJ
ejif-1649	114	37	credit	credit	NOUN
ejif-1649	114	38	standards	standard	NOUN
ejif-1649	114	39	for	for	ADP
ejif-1649	114	40	borrowers	borrower	NOUN
ejif-1649	114	41	and	and	CCONJ
ejif-1649	114	42	counterparties	counterpartie	NOUN
ejif-1649	114	43	,	,	PUNCT
ejif-1649	114	44	poor	poor	ADJ
ejif-1649	114	45	portfolio	portfolio	NOUN
ejif-1649	114	46	risk	risk	NOUN
ejif-1649	114	47	management	management	NOUN
ejif-1649	114	48	,	,	PUNCT
ejif-1649	114	49	or	or	CCONJ
ejif-1649	114	50	a	a	DET
ejif-1649	114	51	lack	lack	NOUN
ejif-1649	114	52	of	of	ADP
ejif-1649	114	53	attention	attention	NOUN
ejif-1649	114	54	to	to	ADP
ejif-1649	114	55	changes	change	NOUN
ejif-1649	114	56	in	in	ADP
ejif-1649	114	57	economic	economic	ADJ
ejif-1649	114	58	or	or	CCONJ
ejif-1649	114	59	other	other	ADJ
ejif-1649	114	60	external	external	ADJ
ejif-1649	114	61	circumstances	circumstance	NOUN
ejif-1649	114	62	that	that	PRON
ejif-1649	114	63	can	can	AUX
ejif-1649	114	64	adversely	adversely	ADV
ejif-1649	114	65	impact	impact	VERB
ejif-1649	114	66	the	the	DET
ejif-1649	114	67	credit	credit	NOUN
ejif-1649	114	68	standing	standing	NOUN
ejif-1649	114	69	of	of	ADP
ejif-1649	114	70	a	a	DET
ejif-1649	114	71	financial	financial	ADJ
ejif-1649	114	72	institution	institution	NOUN
ejif-1649	114	73	counterparties	counterpartie	NOUN
ejif-1649	114	74	.	.	PUNCT
ejif-1649	115	1	based	base	VERB
ejif-1649	115	2	on	on	ADP
ejif-1649	115	3	principle	principle	NOUN
ejif-1649	115	4	it	it	PRON
ejif-1649	115	5	is	be	AUX
ejif-1649	115	6	said	say	VERB
ejif-1649	115	7	that	that	SCONJ
ejif-1649	115	8	credit	credit	NOUN
ejif-1649	115	9	risk	risk	NOUN
ejif-1649	115	10	inherent	inherent	ADJ
ejif-1649	115	11	islamic	islamic	ADJ
ejif-1649	115	12	financial	financial	ADJ
ejif-1649	115	13	institutions	institution	NOUN
ejif-1649	115	14	is	be	AUX
ejif-1649	115	15	intermingled	intermingle	VERB
ejif-1649	115	16	with	with	ADP
ejif-1649	115	17	other	other	ADJ
ejif-1649	115	18	risks	risk	NOUN
ejif-1649	115	19	,	,	PUNCT
ejif-1649	115	20	such	such	ADJ
ejif-1649	115	21	as	as	ADP
ejif-1649	115	22	market	market	NOUN
ejif-1649	115	23	risk	risk	NOUN
ejif-1649	115	24	,	,	PUNCT
ejif-1649	115	25	which	which	PRON
ejif-1649	115	26	makes	make	VERB
ejif-1649	115	27	it	it	PRON
ejif-1649	115	28	more	more	ADV
ejif-1649	115	29	severe	severe	ADJ
ejif-1649	115	30	than	than	ADP
ejif-1649	115	31	that	that	PRON
ejif-1649	115	32	in	in	ADP
ejif-1649	115	33	conventional	conventional	ADJ
ejif-1649	115	34	financial	financial	ADJ
ejif-1649	115	35	institutions	institution	NOUN
ejif-1649	115	36	.	.	PUNCT
ejif-1649	116	1	nevertheless	nevertheless	ADV
ejif-1649	116	2	,	,	PUNCT
ejif-1649	116	3	it	it	PRON
ejif-1649	116	4	should	should	AUX
ejif-1649	116	5	be	be	AUX
ejif-1649	116	6	clarified	clarify	VERB
ejif-1649	116	7	that	that	SCONJ
ejif-1649	116	8	in	in	ADP
ejif-1649	116	9	conventional	conventional	ADJ
ejif-1649	116	10	financial	financial	ADJ
ejif-1649	116	11	institutions	institution	NOUN
ejif-1649	116	12	too	too	ADV
ejif-1649	116	13	market	market	NOUN
ejif-1649	116	14	risk	risk	NOUN
ejif-1649	116	15	associate	associate	VERB
ejif-1649	116	16	other	other	ADJ
ejif-1649	116	17	types	type	NOUN
ejif-1649	116	18	of	of	ADP
ejif-1649	116	19	risks	risk	NOUN
ejif-1649	116	20	,	,	PUNCT
ejif-1649	116	21	which	which	PRON
ejif-1649	116	22	is	be	AUX
ejif-1649	116	23	referred	refer	VERB
ejif-1649	116	24	to	to	ADP
ejif-1649	116	25	as	as	SCONJ
ejif-1649	116	26	the	the	DET
ejif-1649	116	27	grey	grey	PROPN
ejif-1649	116	28	area	area	NOUN
ejif-1649	116	29	accompanying	accompany	VERB
ejif-1649	116	30	credit	credit	NOUN
ejif-1649	116	31	and	and	CCONJ
ejif-1649	116	32	market	market	NOUN
ejif-1649	116	33	risks	risk	NOUN
ejif-1649	116	34	,	,	PUNCT
ejif-1649	116	35	identified	identify	VERB
ejif-1649	116	36	by	by	ADP
ejif-1649	116	37	morrison	morrison	PROPN
ejif-1649	116	38	(	(	PUNCT
ejif-1649	116	39	2004	2004	NUM
ejif-1649	116	40	)	)	PUNCT
ejif-1649	116	41	.	.	PUNCT
ejif-1649	117	1	the	the	DET
ejif-1649	117	2	grey	grey	PROPN
ejif-1649	117	3	area	area	NOUN
ejif-1649	117	4	appear	appear	VERB
ejif-1649	117	5	when	when	SCONJ
ejif-1649	117	6	credit	credit	NOUN
ejif-1649	117	7	risk	risk	NOUN
ejif-1649	117	8	is	be	AUX
ejif-1649	117	9	caused	cause	VERB
ejif-1649	117	10	by	by	ADP
ejif-1649	117	11	unfavorable	unfavorable	ADJ
ejif-1649	117	12	market	market	NOUN
ejif-1649	117	13	conditions	condition	NOUN
ejif-1649	117	14	,	,	PUNCT
ejif-1649	117	15	which	which	PRON
ejif-1649	117	16	implies	imply	VERB
ejif-1649	117	17	credit	credit	NOUN
ejif-1649	117	18	risk	risk	NOUN
ejif-1649	117	19	in	in	ADP
ejif-1649	117	20	this	this	DET
ejif-1649	117	21	case	case	NOUN
ejif-1649	117	22	arises	arise	VERB
ejif-1649	117	23	as	as	ADP
ejif-1649	117	24	a	a	DET
ejif-1649	117	25	result	result	NOUN
ejif-1649	117	26	of	of	ADP
ejif-1649	117	27	market	market	NOUN
ejif-1649	117	28	risk	risk	NOUN
ejif-1649	117	29	.	.	PUNCT
ejif-1649	118	1	market	market	NOUN
ejif-1649	118	2	risk	risk	NOUN
ejif-1649	118	3	.	.	PUNCT
ejif-1649	119	1	different	different	ADJ
ejif-1649	119	2	from	from	ADP
ejif-1649	119	3	conventional	conventional	ADJ
ejif-1649	119	4	banks	bank	NOUN
ejif-1649	119	5	,	,	PUNCT
ejif-1649	119	6	the	the	DET
ejif-1649	119	7	market	market	NOUN
ejif-1649	119	8	risk	risk	NOUN
ejif-1649	119	9	in	in	ADP
ejif-1649	119	10	islamic	islamic	ADJ
ejif-1649	119	11	banks	bank	NOUN
ejif-1649	119	12	is	be	AUX
ejif-1649	119	13	concentrated	concentrate	VERB
ejif-1649	119	14	in	in	ADP
ejif-1649	119	15	the	the	DET
ejif-1649	119	16	banking	banking	NOUN
ejif-1649	119	17	book	book	NOUN
ejif-1649	119	18	due	due	ADP
ejif-1649	119	19	to	to	ADP
ejif-1649	119	20	murabaha	murabaha	VERB
ejif-1649	119	21	,	,	PUNCT
ejif-1649	119	22	ijarah	ijarah	PROPN
ejif-1649	119	23	,	,	PUNCT
ejif-1649	119	24	salam	salam	PROPN
ejif-1649	119	25	,	,	PUNCT
ejif-1649	119	26	musharaka	musharaka	PROPN
ejif-1649	119	27	and	and	CCONJ
ejif-1649	119	28	murabaha	murabaha	VERB
ejif-1649	119	29	.	.	PUNCT
ejif-1649	120	1	according	accord	VERB
ejif-1649	120	2	to	to	ADP
ejif-1649	120	3	ashhoob	ashhoob	PROPN
ejif-1649	120	4	(	(	PUNCT
ejif-1649	120	5	2013	2013	NUM
ejif-1649	120	6	)	)	PUNCT
ejif-1649	120	7	credit	credit	NOUN
ejif-1649	120	8	risk	risk	NOUN
ejif-1649	120	9	and	and	CCONJ
ejif-1649	120	10	market	market	NOUN
ejif-1649	120	11	risk	risk	NOUN
ejif-1649	120	12	must	must	AUX
ejif-1649	120	13	be	be	AUX
ejif-1649	120	14	managed	manage	VERB
ejif-1649	120	15	together	together	ADV
ejif-1649	120	16	.	.	PUNCT
ejif-1649	121	1	the	the	DET
ejif-1649	121	2	market	market	NOUN
ejif-1649	121	3	risk	risk	NOUN
ejif-1649	121	4	in	in	ADP
ejif-1649	121	5	islamic	islamic	ADJ
ejif-1649	121	6	financial	financial	ADJ
ejif-1649	121	7	institutions	institution	NOUN
ejif-1649	121	8	refers	refer	VERB
ejif-1649	121	9	to	to	ADP
ejif-1649	121	10	the	the	DET
ejif-1649	121	11	potential	potential	ADJ
ejif-1649	121	12	impact	impact	NOUN
ejif-1649	121	13	of	of	ADP
ejif-1649	121	14	adverse	adverse	ADJ
ejif-1649	121	15	price	price	NOUN
ejif-1649	121	16	movements	movement	NOUN
ejif-1649	121	17	such	such	ADJ
ejif-1649	121	18	as	as	ADP
ejif-1649	121	19	benchmark	benchmark	NOUN
ejif-1649	121	20	rates	rate	NOUN
ejif-1649	121	21	(	(	PUNCT
ejif-1649	121	22	mark	mark	VERB
ejif-1649	121	23	up	up	ADP
ejif-1649	121	24	risk	risk	NOUN
ejif-1649	121	25	)	)	PUNCT
ejif-1649	121	26	,	,	PUNCT
ejif-1649	121	27	price	price	NOUN
ejif-1649	121	28	risk	risk	NOUN
ejif-1649	121	29	,	,	PUNCT
ejif-1649	121	30	foreign	foreign	ADJ
ejif-1649	121	31	exchange	exchange	NOUN
ejif-1649	121	32	(	(	PUNCT
ejif-1649	121	33	fx	fx	NOUN
ejif-1649	121	34	)	)	PUNCT
ejif-1649	121	35	risk	risk	NOUN
ejif-1649	121	36	,	,	PUNCT
ejif-1649	121	37	as	as	ADV
ejif-1649	121	38	well	well	ADV
ejif-1649	121	39	as	as	ADP
ejif-1649	121	40	price	price	NOUN
ejif-1649	121	41	fluctuations	fluctuation	NOUN
ejif-1649	121	42	in	in	ADP
ejif-1649	121	43	securities	security	NOUN
ejif-1649	121	44	price	price	NOUN
ejif-1649	121	45	risk	risk	NOUN
ejif-1649	121	46	.	.	PUNCT
ejif-1649	122	1	the	the	DET
ejif-1649	122	2	market	market	NOUN
ejif-1649	122	3	risk	risk	NOUN
ejif-1649	122	4	may	may	AUX
ejif-1649	122	5	also	also	ADV
ejif-1649	122	6	arise	arise	VERB
ejif-1649	122	7	from	from	ADP
ejif-1649	122	8	a	a	DET
ejif-1649	122	9	decrease	decrease	NOUN
ejif-1649	122	10	in	in	ADP
ejif-1649	122	11	the	the	DET
ejif-1649	122	12	returns	return	NOUN
ejif-1649	122	13	of	of	ADP
ejif-1649	122	14	investment	investment	NOUN
ejif-1649	122	15	accounts	account	NOUN
ejif-1649	122	16	(	(	PUNCT
ejif-1649	122	17	saving	saving	NOUN
ejif-1649	122	18	)	)	PUNCT
ejif-1649	122	19	.	.	PUNCT
ejif-1649	123	1	to	to	PART
ejif-1649	123	2	protect	protect	VERB
ejif-1649	123	3	against	against	ADP
ejif-1649	123	4	this	this	PRON
ejif-1649	123	5	,	,	PUNCT
ejif-1649	123	6	islamic	islamic	ADJ
ejif-1649	123	7	banks	bank	NOUN
ejif-1649	123	8	are	be	AUX
ejif-1649	123	9	creating	create	VERB
ejif-1649	123	10	special	special	ADJ
ejif-1649	123	11	funds	fund	NOUN
ejif-1649	123	12	(	(	PUNCT
ejif-1649	123	13	irr	irr	NOUN
ejif-1649	123	14	and	and	CCONJ
ejif-1649	123	15	per	per	ADP
ejif-1649	123	16	)	)	PUNCT
ejif-1649	123	17	aimed	aim	VERB
ejif-1649	123	18	to	to	PART
ejif-1649	123	19	support	support	VERB
ejif-1649	123	20	the	the	DET
ejif-1649	123	21	clients	client	NOUN
ejif-1649	123	22	in	in	ADP
ejif-1649	123	23	the	the	DET
ejif-1649	123	24	case	case	NOUN
ejif-1649	123	25	of	of	ADP
ejif-1649	123	26	non	non	ADJ
ejif-1649	123	27	-	-	ADJ
ejif-1649	123	28	desirable	desirable	ADJ
ejif-1649	123	29	outcomes	outcome	NOUN
ejif-1649	123	30	.	.	PUNCT
ejif-1649	124	1	these	these	DET
ejif-1649	124	2	funds	fund	NOUN
ejif-1649	124	3	are	be	AUX
ejif-1649	124	4	created	create	VERB
ejif-1649	124	5	from	from	ADP
ejif-1649	124	6	the	the	DET
ejif-1649	124	7	contribution	contribution	NOUN
ejif-1649	124	8	of	of	ADP
ejif-1649	124	9	some	some	PRON
ejif-1649	124	10	of	of	ADP
ejif-1649	124	11	the	the	DET
ejif-1649	124	12	bank‟s	bank‟s	ADJ
ejif-1649	124	13	profits	profit	NOUN
ejif-1649	124	14	,	,	PUNCT
ejif-1649	124	15	investors	investor	NOUN
ejif-1649	124	16	,	,	PUNCT
ejif-1649	124	17	and	and	CCONJ
ejif-1649	124	18	takaful	takaful	ADJ
ejif-1649	124	19	companies	company	NOUN
ejif-1649	124	20	(	(	PUNCT
ejif-1649	124	21	islamic	islamic	ADJ
ejif-1649	124	22	insurance	insurance	NOUN
ejif-1649	124	23	)	)	PUNCT
ejif-1649	124	24	.	.	PUNCT
ejif-1649	125	1	another	another	DET
ejif-1649	125	2	issue	issue	NOUN
ejif-1649	125	3	development	development	NOUN
ejif-1649	125	4	in	in	ADP
ejif-1649	125	5	the	the	DET
ejif-1649	125	6	area	area	NOUN
ejif-1649	125	7	of	of	ADP
ejif-1649	125	8	islamic	islamic	ADJ
ejif-1649	125	9	financial	financial	ADJ
ejif-1649	125	10	instruments	instrument	NOUN
ejif-1649	125	11	is	be	AUX
ejif-1649	125	12	a	a	DET
ejif-1649	125	13	new	new	ADJ
ejif-1649	125	14	form	form	NOUN
ejif-1649	125	15	of	of	ADP
ejif-1649	125	16	debt	debt	NOUN
ejif-1649	125	17	;	;	PUNCT
ejif-1649	125	18	islamic	islamic	ADJ
ejif-1649	125	19	sukuk	sukuk	NOUN
ejif-1649	125	20	,	,	PUNCT
ejif-1649	125	21	in	in	ADP
ejif-1649	125	22	their	their	PRON
ejif-1649	125	23	diversity	diversity	NOUN
ejif-1649	125	24	and	and	CCONJ
ejif-1649	125	25	capability	capability	NOUN
ejif-1649	125	26	to	to	PART
ejif-1649	125	27	provide	provide	VERB
ejif-1649	125	28	funds	fund	NOUN
ejif-1649	125	29	.	.	PUNCT
ejif-1649	126	1	these	these	PRON
ejif-1649	126	2	are	be	AUX
ejif-1649	126	3	islamic	islamic	ADJ
ejif-1649	126	4	bonds	bond	NOUN
ejif-1649	126	5	that	that	PRON
ejif-1649	126	6	act	act	VERB
ejif-1649	126	7	like	like	ADP
ejif-1649	126	8	regular	regular	ADJ
ejif-1649	126	9	bonds	bond	NOUN
ejif-1649	126	10	but	but	CCONJ
ejif-1649	126	11	comply	comply	VERB
ejif-1649	126	12	with	with	ADP
ejif-1649	126	13	the	the	DET
ejif-1649	126	14	rules	rule	NOUN
ejif-1649	126	15	of	of	ADP
ejif-1649	126	16	shari’ah	shari’ah	PROPN
ejif-1649	126	17	.	.	PUNCT
ejif-1649	127	1	islamic	islamic	PROPN
ejif-1649	127	2	sukuk	sukuk	NOUN
ejif-1649	127	3	can	can	AUX
ejif-1649	127	4	be	be	AUX
ejif-1649	127	5	an	an	DET
ejif-1649	127	6	ideal	ideal	ADJ
ejif-1649	127	7	solution	solution	NOUN
ejif-1649	127	8	in	in	ADP
ejif-1649	127	9	developing	develop	VERB
ejif-1649	127	10	an	an	DET
ejif-1649	127	11	integrated	integrated	ADJ
ejif-1649	127	12	market	market	NOUN
ejif-1649	127	13	of	of	ADP
ejif-1649	127	14	financial	financial	ADJ
ejif-1649	127	15	instruments	instrument	NOUN
ejif-1649	127	16	of	of	ADP
ejif-1649	127	17	various	various	ADJ
ejif-1649	127	18	risk	risk	NOUN
ejif-1649	127	19	levels	level	NOUN
ejif-1649	127	20	to	to	PART
ejif-1649	127	21	meet	meet	VERB
ejif-1649	127	22	the	the	DET
ejif-1649	127	23	needs	need	NOUN
ejif-1649	127	24	of	of	ADP
ejif-1649	127	25	the	the	DET
ejif-1649	127	26	investors	investor	NOUN
ejif-1649	127	27	.	.	PUNCT
ejif-1649	128	1	islamic	islamic	ADJ
ejif-1649	128	2	sukuk	sukuk	NOUN
ejif-1649	128	3	will	will	AUX
ejif-1649	128	4	enhance	enhance	VERB
ejif-1649	128	5	the	the	DET
ejif-1649	128	6	ability	ability	NOUN
ejif-1649	128	7	of	of	ADP
ejif-1649	128	8	the	the	DET
ejif-1649	128	9	markets	market	NOUN
ejif-1649	128	10	to	to	PART
ejif-1649	128	11	grow	grow	VERB
ejif-1649	128	12	,	,	PUNCT
ejif-1649	128	13	because	because	SCONJ
ejif-1649	128	14	its	its	PRON
ejif-1649	128	15	growth	growth	NOUN
ejif-1649	128	16	will	will	AUX
ejif-1649	128	17	not	not	PART
ejif-1649	128	18	depend	depend	VERB
ejif-1649	128	19	on	on	ADP
ejif-1649	128	20	the	the	DET
ejif-1649	128	21	size	size	NOUN
ejif-1649	128	22	of	of	ADP
ejif-1649	128	23	the	the	DET
ejif-1649	128	24	institution	institution	NOUN
ejif-1649	128	25	and	and	CCONJ
ejif-1649	128	26	its	its	PRON
ejif-1649	128	27	ability	ability	NOUN
ejif-1649	128	28	to	to	PART
ejif-1649	128	29	borrow	borrow	VERB
ejif-1649	128	30	,	,	PUNCT
ejif-1649	128	31	but	but	CCONJ
ejif-1649	128	32	on	on	ADP
ejif-1649	128	33	its	its	PRON
ejif-1649	128	34	ability	ability	NOUN
ejif-1649	128	35	to	to	PART
ejif-1649	128	36	issue	issue	VERB
ejif-1649	128	37	sukuk	sukuk	NOUN
ejif-1649	128	38	resulting	result	VERB
ejif-1649	128	39	from	from	ADP
ejif-1649	128	40	securitizing	securitize	VERB
ejif-1649	128	41	assets	asset	NOUN
ejif-1649	128	42	.	.	PUNCT
ejif-1649	129	1	permitting	permit	VERB
ejif-1649	129	2	institutions	institution	NOUN
ejif-1649	129	3	to	to	PART
ejif-1649	129	4	issue	issue	VERB
ejif-1649	129	5	sukuk	sukuk	NOUN
ejif-1649	129	6	will	will	AUX
ejif-1649	129	7	improve	improve	VERB
ejif-1649	129	8	their	their	PRON
ejif-1649	129	9	financial	financial	ADJ
ejif-1649	129	10	returns	return	NOUN
ejif-1649	129	11	,	,	PUNCT
ejif-1649	129	12	growth	growth	NOUN
ejif-1649	129	13	prospects	prospect	NOUN
ejif-1649	129	14	,	,	PUNCT
ejif-1649	129	15	and	and	CCONJ
ejif-1649	129	16	spread	spread	VERB
ejif-1649	129	17	the	the	DET
ejif-1649	129	18	risks	risk	NOUN
ejif-1649	129	19	resulting	result	VERB
ejif-1649	129	20	from	from	ADP
ejif-1649	129	21	the	the	DET
ejif-1649	129	22	institutions	institution	NOUN
ejif-1649	129	23	borrowing	borrow	VERB
ejif-1649	129	24	from	from	ADP
ejif-1649	129	25	a	a	DET
ejif-1649	129	26	larger	large	ADJ
ejif-1649	129	27	number	number	NOUN
ejif-1649	129	28	of	of	ADP
ejif-1649	129	29	investors	investor	NOUN
ejif-1649	129	30	those	those	PRON
ejif-1649	129	31	that	that	PRON
ejif-1649	129	32	issue	issue	NOUN
ejif-1649	129	33	sukuk	sukuk	NOUN
ejif-1649	129	34	,	,	PUNCT
ejif-1649	129	35	and	and	CCONJ
ejif-1649	129	36	not	not	PART
ejif-1649	129	37	to	to	PART
ejif-1649	129	38	let	let	VERB
ejif-1649	129	39	it	it	PRON
ejif-1649	129	40	be	be	AUX
ejif-1649	129	41	borne	bear	VERB
ejif-1649	129	42	by	by	ADP
ejif-1649	129	43	islamic	islamic	ADJ
ejif-1649	129	44	financial	financial	ADJ
ejif-1649	129	45	institution	institution	NOUN
ejif-1649	129	46	.	.	PUNCT
ejif-1649	130	1	in	in	ADP
ejif-1649	130	2	other	other	ADJ
ejif-1649	130	3	words	word	NOUN
ejif-1649	130	4	,	,	PUNCT
ejif-1649	130	5	it	it	PRON
ejif-1649	130	6	will	will	AUX
ejif-1649	130	7	improve	improve	VERB
ejif-1649	130	8	the	the	DET
ejif-1649	130	9	credit	credit	NOUN
ejif-1649	130	10	rating	rating	NOUN
ejif-1649	130	11	of	of	ADP
ejif-1649	130	12	the	the	DET
ejif-1649	130	13	institutions	institution	NOUN
ejif-1649	130	14	that	that	PRON
ejif-1649	130	15	issue	issue	VERB
ejif-1649	130	16	the	the	DET
ejif-1649	130	17	sukuk	sukuk	NOUN
ejif-1649	130	18	and	and	CCONJ
ejif-1649	130	19	the	the	DET
ejif-1649	130	20	banks	bank	NOUN
ejif-1649	130	21	that	that	PRON
ejif-1649	130	22	finance	finance	VERB
ejif-1649	130	23	it	it	PRON
ejif-1649	130	24	(	(	PUNCT
ejif-1649	130	25	box	box	NOUN
ejif-1649	130	26	,	,	PUNCT
ejif-1649	130	27	2005	2005	NUM
ejif-1649	130	28	;	;	PUNCT
ejif-1649	130	29	al	al	PROPN
ejif-1649	130	30	manea	manea	PROPN
ejif-1649	130	31	,	,	PUNCT
ejif-1649	130	32	2006	2006	NUM
ejif-1649	130	33	)	)	PUNCT
ejif-1649	130	34	.	.	PUNCT
ejif-1649	131	1	liquidity	liquidity	NOUN
ejif-1649	131	2	risk	risk	NOUN
ejif-1649	131	3	is	be	AUX
ejif-1649	131	4	the	the	DET
ejif-1649	131	5	potential	potential	ADJ
ejif-1649	131	6	loss	loss	NOUN
ejif-1649	131	7	due	due	ADP
ejif-1649	131	8	to	to	ADP
ejif-1649	131	9	the	the	DET
ejif-1649	131	10	incapability	incapability	NOUN
ejif-1649	131	11	to	to	PART
ejif-1649	131	12	meet	meet	VERB
ejif-1649	131	13	obligations	obligation	NOUN
ejif-1649	131	14	or	or	CCONJ
ejif-1649	131	15	to	to	PART
ejif-1649	131	16	fund	fund	VERB
ejif-1649	131	17	increases	increase	NOUN
ejif-1649	131	18	in	in	ADP
ejif-1649	131	19	assets	asset	NOUN
ejif-1649	131	20	.	.	PUNCT
ejif-1649	132	1	the	the	DET
ejif-1649	132	2	two	two	NUM
ejif-1649	132	3	major	major	ADJ
ejif-1649	132	4	types	type	NOUN
ejif-1649	132	5	of	of	ADP
ejif-1649	132	6	fund	fund	NOUN
ejif-1649	132	7	providers	provider	NOUN
ejif-1649	132	8	are	be	AUX
ejif-1649	132	9	the	the	DET
ejif-1649	132	10	current	current	ADJ
ejif-1649	132	11	account	account	NOUN
ejif-1649	132	12	and	and	CCONJ
ejif-1649	132	13	the	the	DET
ejif-1649	132	14	profit	profit	NOUN
ejif-1649	132	15	loss	loss	NOUN
ejif-1649	132	16	sharing	sharing	NOUN
ejif-1649	132	17	accounts	account	NOUN
ejif-1649	132	18	.	.	PUNCT
ejif-1649	133	1	because	because	SCONJ
ejif-1649	133	2	the	the	DET
ejif-1649	133	3	current	current	ADJ
ejif-1649	133	4	account	account	NOUN
ejif-1649	133	5	generates	generate	VERB
ejif-1649	133	6	zero	zero	NUM
ejif-1649	133	7	profit	profit	NOUN
ejif-1649	133	8	,	,	PUNCT
ejif-1649	133	9	it	it	PRON
ejif-1649	133	10	is	be	AUX
ejif-1649	133	11	considered	consider	VERB
ejif-1649	133	12	as	as	ADP
ejif-1649	133	13	a	a	DET
ejif-1649	133	14	debt	debt	NOUN
ejif-1649	133	15	or	or	CCONJ
ejif-1649	133	16	a	a	DET
ejif-1649	133	17	loan	loan	NOUN
ejif-1649	133	18	that	that	PRON
ejif-1649	133	19	will	will	AUX
ejif-1649	133	20	be	be	AUX
ejif-1649	133	21	paid	pay	VERB
ejif-1649	133	22	instantly	instantly	ADV
ejif-1649	133	23	upon	upon	SCONJ
ejif-1649	133	24	the	the	DET
ejif-1649	133	25	client‟s	client‟s	ADJ
ejif-1649	133	26	request	request	NOUN
ejif-1649	133	27	.	.	PUNCT
ejif-1649	134	1	therefore	therefore	ADV
ejif-1649	134	2	,	,	PUNCT
ejif-1649	134	3	islamic	islamic	ADJ
ejif-1649	134	4	banks	bank	NOUN
ejif-1649	134	5	must	must	AUX
ejif-1649	134	6	provide	provide	VERB
ejif-1649	134	7	enough	enough	ADJ
ejif-1649	134	8	funds	fund	NOUN
ejif-1649	134	9	to	to	PART
ejif-1649	134	10	support	support	VERB
ejif-1649	134	11	potential	potential	ADJ
ejif-1649	134	12	withdrawals	withdrawal	NOUN
ejif-1649	134	13	.	.	PUNCT
ejif-1649	135	1	according	accord	VERB
ejif-1649	135	2	to	to	ADP
ejif-1649	135	3	yaqoobi	yaqoobi	PROPN
ejif-1649	135	4	(	(	PUNCT
ejif-1649	135	5	2008	2008	NUM
ejif-1649	135	6	)	)	PUNCT
ejif-1649	135	7	,	,	PUNCT
ejif-1649	135	8	liquidity	liquidity	NOUN
ejif-1649	135	9	risk	risk	NOUN
ejif-1649	135	10	in	in	ADP
ejif-1649	135	11	islamic	islamic	ADJ
ejif-1649	135	12	financial	financial	ADJ
ejif-1649	135	13	institutions	institution	NOUN
ejif-1649	135	14	is	be	AUX
ejif-1649	135	15	reduced	reduce	VERB
ejif-1649	135	16	internally	internally	ADV
ejif-1649	135	17	and	and	CCONJ
ejif-1649	135	18	externally	externally	ADV
ejif-1649	135	19	.	.	PUNCT
ejif-1649	136	1	it	it	PRON
ejif-1649	136	2	is	be	AUX
ejif-1649	136	3	reduced	reduce	VERB
ejif-1649	136	4	internally	internally	ADV
ejif-1649	136	5	because	because	SCONJ
ejif-1649	136	6	it	it	PRON
ejif-1649	136	7	goes	go	VERB
ejif-1649	136	8	through	through	ADP
ejif-1649	136	9	the	the	DET
ejif-1649	136	10	shari’ah	shari’ah	PROPN
ejif-1649	136	11	board	board	NOUN
ejif-1649	136	12	principles	principle	NOUN
ejif-1649	136	13	that	that	PRON
ejif-1649	136	14	treat	treat	VERB
ejif-1649	136	15	financial	financial	ADJ
ejif-1649	136	16	institution	institution	NOUN
ejif-1649	136	17	management	management	NOUN
ejif-1649	136	18	,	,	PUNCT
ejif-1649	136	19	shareholders	shareholder	NOUN
ejif-1649	136	20	,	,	PUNCT
ejif-1649	136	21	and	and	CCONJ
ejif-1649	136	22	stakeholders	stakeholder	NOUN
ejif-1649	136	23	as	as	ADP
ejif-1649	136	24	trusted	trust	VERB
ejif-1649	136	25	business	business	NOUN
ejif-1649	136	26	partners	partner	NOUN
ejif-1649	136	27	.	.	PUNCT
ejif-1649	137	1	it	it	PRON
ejif-1649	137	2	is	be	AUX
ejif-1649	137	3	reduced	reduce	VERB
ejif-1649	137	4	externally	externally	ADV
ejif-1649	137	5	,	,	PUNCT
ejif-1649	137	6	because	because	SCONJ
ejif-1649	137	7	it	it	PRON
ejif-1649	137	8	is	be	AUX
ejif-1649	137	9	regulated	regulate	VERB
ejif-1649	137	10	and	and	CCONJ
ejif-1649	137	11	connected	connect	VERB
ejif-1649	137	12	with	with	ADP
ejif-1649	137	13	the	the	DET
ejif-1649	137	14	real	real	ADJ
ejif-1649	137	15	sector	sector	NOUN
ejif-1649	137	16	underneath	underneath	ADP
ejif-1649	137	17	the	the	DET
ejif-1649	137	18	shari’ah	shari’ah	PROPN
ejif-1649	137	19	regulations	regulation	NOUN
ejif-1649	137	20	.	.	PUNCT
ejif-1649	138	1	risks	risk	NOUN
ejif-1649	138	2	such	such	ADJ
ejif-1649	138	3	as	as	ADP
ejif-1649	138	4	rate	rate	NOUN
ejif-1649	138	5	of	of	ADP
ejif-1649	138	6	return	return	NOUN
ejif-1649	138	7	,	,	PUNCT
ejif-1649	138	8	withdrawal	withdrawal	NOUN
ejif-1649	138	9	,	,	PUNCT
ejif-1649	138	10	and	and	CCONJ
ejif-1649	138	11	treasury	treasury	NOUN
ejif-1649	138	12	risk	risk	NOUN
ejif-1649	138	13	will	will	AUX
ejif-1649	138	14	all	all	ADV
ejif-1649	138	15	lead	lead	VERB
ejif-1649	138	16	to	to	ADP
ejif-1649	138	17	liquidity	liquidity	NOUN
ejif-1649	138	18	risk	risk	NOUN
ejif-1649	138	19	.	.	PUNCT
ejif-1649	139	1	liquidity	liquidity	NOUN
ejif-1649	139	2	management	management	NOUN
ejif-1649	139	3	function	function	NOUN
ejif-1649	139	4	is	be	AUX
ejif-1649	139	5	a	a	DET
ejif-1649	139	6	challenging	challenging	ADJ
ejif-1649	139	7	task	task	NOUN
ejif-1649	139	8	affecting	affect	VERB
ejif-1649	139	9	the	the	DET
ejif-1649	139	10	performance	performance	NOUN
ejif-1649	139	11	of	of	ADP
ejif-1649	139	12	islamic	islamic	ADJ
ejif-1649	139	13	financial	financial	ADJ
ejif-1649	139	14	institution	institution	NOUN
ejif-1649	139	15	,	,	PUNCT
ejif-1649	139	16	which	which	PRON
ejif-1649	139	17	is	be	AUX
ejif-1649	139	18	particularly	particularly	ADV
ejif-1649	139	19	vulnerable	vulnerable	ADJ
ejif-1649	139	20	to	to	ADP
ejif-1649	139	21	liquidity	liquidity	NOUN
ejif-1649	139	22	risk	risk	NOUN
ejif-1649	139	23	given	give	VERB
ejif-1649	139	24	their	their	PRON
ejif-1649	139	25	limited	limited	ADJ
ejif-1649	139	26	opportunities	opportunity	NOUN
ejif-1649	139	27	to	to	PART
ejif-1649	139	28	access	access	VERB
ejif-1649	139	29	funds	fund	NOUN
ejif-1649	139	30	to	to	PART
ejif-1649	139	31	meet	meet	VERB
ejif-1649	139	32	their	their	PRON
ejif-1649	139	33	obligations	obligation	NOUN
ejif-1649	139	34	.	.	PUNCT
ejif-1649	140	1	such	such	ADJ
ejif-1649	140	2	risk	risk	NOUN
ejif-1649	140	3	results	result	NOUN
ejif-1649	140	4	from	from	ADP
ejif-1649	140	5	the	the	DET
ejif-1649	140	6	mismatch	mismatch	NOUN
ejif-1649	140	7	between	between	ADP
ejif-1649	140	8	the	the	DET
ejif-1649	140	9	maturities	maturity	NOUN
ejif-1649	140	10	of	of	ADP
ejif-1649	140	11	the	the	DET
ejif-1649	140	12	two	two	NUM
ejif-1649	140	13	sides	side	NOUN
ejif-1649	140	14	of	of	ADP
ejif-1649	140	15	the	the	DET
ejif-1649	140	16	balance	balance	NOUN
ejif-1649	140	17	sheet	sheet	NOUN
ejif-1649	140	18	,	,	PUNCT
ejif-1649	140	19	creating	create	VERB
ejif-1649	140	20	either	either	CCONJ
ejif-1649	140	21	a	a	DET
ejif-1649	140	22	surplus	surplus	NOUN
ejif-1649	140	23	of	of	ADP
ejif-1649	140	24	cash	cash	NOUN
ejif-1649	140	25	that	that	PRON
ejif-1649	140	26	needs	need	VERB
ejif-1649	140	27	to	to	PART
ejif-1649	140	28	be	be	AUX
ejif-1649	140	29	invested	invest	VERB
ejif-1649	140	30	or	or	CCONJ
ejif-1649	140	31	a	a	DET
ejif-1649	140	32	shortage	shortage	NOUN
ejif-1649	140	33	of	of	ADP
ejif-1649	140	34	cash	cash	NOUN
ejif-1649	140	35	that	that	PRON
ejif-1649	140	36	needs	need	VERB
ejif-1649	140	37	to	to	PART
ejif-1649	140	38	be	be	AUX
ejif-1649	140	39	funded	fund	VERB
ejif-1649	140	40	(	(	PUNCT
ejif-1649	140	41	maroun	maroun	INTJ
ejif-1649	140	42	,	,	PUNCT
ejif-1649	140	43	2002	2002	NUM
ejif-1649	140	44	)	)	PUNCT
ejif-1649	140	45	.	.	PUNCT
ejif-1649	141	1	prohibition	prohibition	NOUN
ejif-1649	141	2	by	by	ADP
ejif-1649	141	3	shari’ah	shari’ah	NOUN
ejif-1649	141	4	law	law	NOUN
ejif-1649	141	5	from	from	ADP
ejif-1649	141	6	borrowing	borrow	VERB
ejif-1649	141	7	as	as	ADV
ejif-1649	141	8	well	well	ADV
ejif-1649	141	9	as	as	ADP
ejif-1649	141	10	the	the	DET
ejif-1649	141	11	absence	absence	NOUN
ejif-1649	141	12	of	of	ADP
ejif-1649	141	13	an	an	DET
ejif-1649	141	14	active	active	ADJ
ejif-1649	141	15	inters	inter	NOUN
ejif-1649	141	16	financial	financial	ADJ
ejif-1649	141	17	institution	institution	NOUN
ejif-1649	141	18	money	money	NOUN
ejif-1649	141	19	market	market	NOUN
ejif-1649	141	20	has	have	AUX
ejif-1649	141	21	restricted	restrict	VERB
ejif-1649	141	22	islamic	islamic	ADJ
ejif-1649	141	23	financial	financial	ADJ
ejif-1649	141	24	institution	institution	NOUN
ejif-1649	141	25	options	option	NOUN
ejif-1649	141	26	to	to	PART
ejif-1649	141	27	efficiently	efficiently	ADV
ejif-1649	141	28	manage	manage	VERB
ejif-1649	141	29	their	their	PRON
ejif-1649	141	30	liquidity	liquidity	NOUN
ejif-1649	141	31	position	position	NOUN
ejif-1649	141	32	.	.	PUNCT
ejif-1649	142	1	the	the	DET
ejif-1649	142	2	current	current	ADJ
ejif-1649	142	3	use	use	NOUN
ejif-1649	142	4	of	of	ADP
ejif-1649	142	5	secured	secured	ADJ
ejif-1649	142	6	commodity	commodity	NOUN
ejif-1649	142	7	murabaha	murabaha	NOUN
ejif-1649	142	8	and	and	CCONJ
ejif-1649	142	9	short	short	ADJ
ejif-1649	142	10	-	-	PUNCT
ejif-1649	142	11	term	term	NOUN
ejif-1649	142	12	trade	trade	NOUN
ejif-1649	142	13	ejif	ejif	NOUN
ejif-1649	142	14	–	–	PUNCT
ejif-1649	142	15	european	european	PROPN
ejif-1649	142	16	journal	journal	PROPN
ejif-1649	142	17	of	of	ADP
ejif-1649	142	18	islamic	islamic	PROPN
ejif-1649	142	19	finance	finance	PROPN
ejif-1649	142	20	no	no	DET
ejif-1649	142	21	4	4	NUM
ejif-1649	142	22	,	,	PUNCT
ejif-1649	142	23	march	march	PROPN
ejif-1649	142	24	(	(	PUNCT
ejif-1649	142	25	2016	2016	NUM
ejif-1649	142	26	)	)	PUNCT
ejif-1649	143	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1649	143	2	issn	issn	VERB
ejif-1649	143	3	2421	2421	NUM
ejif-1649	143	4	-	-	SYM
ejif-1649	143	5	2172	2172	NUM
ejif-1649	143	6	5	5	NUM
ejif-1649	143	7	financing	financing	NOUN
ejif-1649	143	8	has	have	AUX
ejif-1649	143	9	enabled	enable	VERB
ejif-1649	143	10	islamic	islamic	ADJ
ejif-1649	143	11	financial	financial	ADJ
ejif-1649	143	12	institution	institution	NOUN
ejif-1649	143	13	to	to	PART
ejif-1649	143	14	invest	invest	VERB
ejif-1649	143	15	their	their	PRON
ejif-1649	143	16	short	short	ADJ
ejif-1649	143	17	-	-	PUNCT
ejif-1649	143	18	term	term	NOUN
ejif-1649	143	19	surplus	surplus	NOUN
ejif-1649	143	20	cash	cash	NOUN
ejif-1649	143	21	.	.	PUNCT
ejif-1649	144	1	however	however	ADV
ejif-1649	144	2	,	,	PUNCT
ejif-1649	144	3	islamic	islamic	ADJ
ejif-1649	144	4	financial	financial	ADJ
ejif-1649	144	5	institutions	institution	NOUN
ejif-1649	144	6	do	do	AUX
ejif-1649	144	7	not	not	PART
ejif-1649	144	8	have	have	VERB
ejif-1649	144	9	an	an	DET
ejif-1649	144	10	efficient	efficient	ADJ
ejif-1649	144	11	mechanism	mechanism	NOUN
ejif-1649	144	12	for	for	ADP
ejif-1649	144	13	funding	fund	VERB
ejif-1649	144	14	their	their	PRON
ejif-1649	144	15	shortage	shortage	NOUN
ejif-1649	144	16	of	of	ADP
ejif-1649	144	17	cash	cash	NOUN
ejif-1649	144	18	in	in	ADP
ejif-1649	144	19	case	case	NOUN
ejif-1649	144	20	of	of	ADP
ejif-1649	144	21	need	need	NOUN
ejif-1649	144	22	(	(	PUNCT
ejif-1649	144	23	secured	secure	VERB
ejif-1649	144	24	commodity	commodity	NOUN
ejif-1649	144	25	murabaha	murabaha	NOUN
ejif-1649	144	26	involves	involve	VERB
ejif-1649	144	27	the	the	DET
ejif-1649	144	28	purchase	purchase	NOUN
ejif-1649	144	29	of	of	ADP
ejif-1649	144	30	commodities	commodity	NOUN
ejif-1649	144	31	,	,	PUNCT
ejif-1649	144	32	traded	trade	VERB
ejif-1649	144	33	on	on	ADP
ejif-1649	144	34	the	the	DET
ejif-1649	144	35	london	london	PROPN
ejif-1649	144	36	metal	metal	NOUN
ejif-1649	144	37	exchange	exchange	NOUN
ejif-1649	144	38	,	,	PUNCT
ejif-1649	144	39	with	with	ADP
ejif-1649	144	40	the	the	DET
ejif-1649	144	41	full	full	ADJ
ejif-1649	144	42	payment	payment	NOUN
ejif-1649	144	43	of	of	ADP
ejif-1649	144	44	the	the	DET
ejif-1649	144	45	spot	spot	NOUN
ejif-1649	144	46	price	price	NOUN
ejif-1649	144	47	.	.	PUNCT
ejif-1649	145	1	this	this	PRON
ejif-1649	145	2	is	be	AUX
ejif-1649	145	3	followed	follow	VERB
ejif-1649	145	4	by	by	ADP
ejif-1649	145	5	their	their	PRON
ejif-1649	145	6	sale	sale	NOUN
ejif-1649	145	7	to	to	ADP
ejif-1649	145	8	a	a	DET
ejif-1649	145	9	third	third	ADJ
ejif-1649	145	10	party	party	NOUN
ejif-1649	145	11	on	on	ADP
ejif-1649	145	12	the	the	DET
ejif-1649	145	13	basis	basis	NOUN
ejif-1649	145	14	of	of	ADP
ejif-1649	145	15	murabahafor	murabahafor	ADP
ejif-1649	145	16	a	a	DET
ejif-1649	145	17	deferred	defer	VERB
ejif-1649	145	18	payment	payment	NOUN
ejif-1649	145	19	with	with	ADP
ejif-1649	145	20	a	a	DET
ejif-1649	145	21	maturity	maturity	NOUN
ejif-1649	145	22	of	of	ADP
ejif-1649	145	23	one	one	NUM
ejif-1649	145	24	week	week	NOUN
ejif-1649	145	25	to	to	ADP
ejif-1649	145	26	six	six	NUM
ejif-1649	145	27	months	month	NOUN
ejif-1649	145	28	with	with	ADP
ejif-1649	145	29	spot	spot	NOUN
ejif-1649	145	30	delivery	delivery	NOUN
ejif-1649	145	31	.	.	PUNCT
ejif-1649	146	1	repayment	repayment	NOUN
ejif-1649	146	2	of	of	ADP
ejif-1649	146	3	the	the	DET
ejif-1649	146	4	principal	principal	NOUN
ejif-1649	146	5	and	and	CCONJ
ejif-1649	146	6	profit	profit	NOUN
ejif-1649	146	7	is	be	AUX
ejif-1649	146	8	usually	usually	ADV
ejif-1649	146	9	guaranteed	guarantee	VERB
ejif-1649	146	10	by	by	ADP
ejif-1649	146	11	an	an	DET
ejif-1649	146	12	acceptable	acceptable	ADJ
ejif-1649	146	13	international	international	ADJ
ejif-1649	146	14	bank	bank	NOUN
ejif-1649	146	15	.	.	PUNCT
ejif-1649	147	1	short	short	ADJ
ejif-1649	147	2	-	-	PUNCT
ejif-1649	147	3	term	term	NOUN
ejif-1649	147	4	trade	trade	NOUN
ejif-1649	147	5	financing	financing	NOUN
ejif-1649	147	6	is	be	AUX
ejif-1649	147	7	similar	similar	ADJ
ejif-1649	147	8	to	to	ADP
ejif-1649	147	9	secured	secure	VERB
ejif-1649	147	10	commodity	commodity	NOUN
ejif-1649	147	11	murabaha	murabaha	NOUN
ejif-1649	147	12	except	except	SCONJ
ejif-1649	147	13	for	for	ADP
ejif-1649	147	14	the	the	DET
ejif-1649	147	15	fact	fact	NOUN
ejif-1649	147	16	that	that	SCONJ
ejif-1649	147	17	it	it	PRON
ejif-1649	147	18	is	be	AUX
ejif-1649	147	19	mainly	mainly	ADV
ejif-1649	147	20	used	use	VERB
ejif-1649	147	21	to	to	PART
ejif-1649	147	22	finance	finance	VERB
ejif-1649	147	23	the	the	DET
ejif-1649	147	24	importation	importation	NOUN
ejif-1649	147	25	of	of	ADP
ejif-1649	147	26	basic	basic	ADJ
ejif-1649	147	27	commodities	commodity	NOUN
ejif-1649	147	28	needed	need	VERB
ejif-1649	147	29	locally	locally	ADV
ejif-1649	147	30	,	,	PUNCT
ejif-1649	147	31	such	such	ADJ
ejif-1649	147	32	as	as	ADP
ejif-1649	147	33	crude	crude	ADJ
ejif-1649	147	34	oil	oil	NOUN
ejif-1649	147	35	)	)	PUNCT
ejif-1649	147	36	.	.	PUNCT
ejif-1649	148	1	therefore	therefore	ADV
ejif-1649	148	2	,	,	PUNCT
ejif-1649	148	3	these	these	DET
ejif-1649	148	4	factors	factor	NOUN
ejif-1649	148	5	have	have	AUX
ejif-1649	148	6	raised	raise	VERB
ejif-1649	148	7	islamic	islamic	ADJ
ejif-1649	148	8	financial	financial	ADJ
ejif-1649	148	9	institution	institution	NOUN
ejif-1649	148	10	exposure	exposure	NOUN
ejif-1649	148	11	to	to	ADP
ejif-1649	148	12	liquidity	liquidity	NOUN
ejif-1649	148	13	risk	risk	NOUN
ejif-1649	148	14	,	,	PUNCT
ejif-1649	148	15	and	and	CCONJ
ejif-1649	148	16	adversely	adversely	ADV
ejif-1649	148	17	affected	affect	VERB
ejif-1649	148	18	their	their	PRON
ejif-1649	148	19	profitability	profitability	NOUN
ejif-1649	148	20	by	by	ADP
ejif-1649	148	21	limiting	limit	VERB
ejif-1649	148	22	their	their	PRON
ejif-1649	148	23	ability	ability	NOUN
ejif-1649	148	24	to	to	PART
ejif-1649	148	25	invest	invest	VERB
ejif-1649	148	26	their	their	PRON
ejif-1649	148	27	capital	capital	NOUN
ejif-1649	148	28	in	in	ADP
ejif-1649	148	29	long	long	ADJ
ejif-1649	148	30	-	-	PUNCT
ejif-1649	148	31	term	term	NOUN
ejif-1649	148	32	,	,	PUNCT
ejif-1649	148	33	generally	generally	ADV
ejif-1649	148	34	less	less	ADV
ejif-1649	148	35	liquid	liquid	ADJ
ejif-1649	148	36	but	but	CCONJ
ejif-1649	148	37	more	more	ADV
ejif-1649	148	38	profitable	profitable	ADJ
ejif-1649	148	39	assets	asset	NOUN
ejif-1649	148	40	in	in	ADP
ejif-1649	148	41	order	order	NOUN
ejif-1649	148	42	to	to	PART
ejif-1649	148	43	honour	honour	VERB
ejif-1649	148	44	withdrawal	withdrawal	NOUN
ejif-1649	148	45	requests	request	NOUN
ejif-1649	148	46	from	from	ADP
ejif-1649	148	47	their	their	PRON
ejif-1649	148	48	depositors	depositor	NOUN
ejif-1649	148	49	.	.	PUNCT
ejif-1649	149	1	according	accord	VERB
ejif-1649	149	2	to	to	ADP
ejif-1649	149	3	maroun	maroun	PROPN
ejif-1649	149	4	(	(	PUNCT
ejif-1649	149	5	2002	2002	NUM
ejif-1649	149	6	)	)	PUNCT
ejif-1649	149	7	,	,	PUNCT
ejif-1649	149	8	factors	factor	NOUN
ejif-1649	149	9	such	such	ADJ
ejif-1649	149	10	as	as	ADP
ejif-1649	149	11	lack	lack	NOUN
ejif-1649	149	12	of	of	ADP
ejif-1649	149	13	shari’ah	shari’ah	NOUN
ejif-1649	149	14	compatible	compatible	ADJ
ejif-1649	149	15	instruments	instrument	NOUN
ejif-1649	149	16	,	,	PUNCT
ejif-1649	149	17	the	the	DET
ejif-1649	149	18	absence	absence	NOUN
ejif-1649	149	19	of	of	ADP
ejif-1649	149	20	qualified	qualified	ADJ
ejif-1649	149	21	market	market	NOUN
ejif-1649	149	22	makers	maker	NOUN
ejif-1649	149	23	and	and	CCONJ
ejif-1649	149	24	the	the	DET
ejif-1649	149	25	limited	limited	ADJ
ejif-1649	149	26	dissemination	dissemination	NOUN
ejif-1649	149	27	of	of	ADP
ejif-1649	149	28	information	information	NOUN
ejif-1649	149	29	and	and	CCONJ
ejif-1649	149	30	data	datum	NOUN
ejif-1649	149	31	hinder	hinder	VERB
ejif-1649	149	32	the	the	DET
ejif-1649	149	33	development	development	NOUN
ejif-1649	149	34	of	of	ADP
ejif-1649	149	35	well	well	ADV
ejif-1649	149	36	-	-	PUNCT
ejif-1649	149	37	functioning	function	VERB
ejif-1649	149	38	secondary	secondary	ADJ
ejif-1649	149	39	markets	market	NOUN
ejif-1649	149	40	where	where	SCONJ
ejif-1649	149	41	long	long	ADJ
ejif-1649	149	42	-	-	PUNCT
ejif-1649	149	43	term	term	NOUN
ejif-1649	149	44	instruments	instrument	NOUN
ejif-1649	149	45	can	can	AUX
ejif-1649	149	46	be	be	AUX
ejif-1649	149	47	traded	trade	VERB
ejif-1649	149	48	.	.	PUNCT
ejif-1649	150	1	for	for	ADP
ejif-1649	150	2	instance	instance	NOUN
ejif-1649	150	3	,	,	PUNCT
ejif-1649	150	4	long	long	ADJ
ejif-1649	150	5	-	-	PUNCT
ejif-1649	150	6	term	term	NOUN
ejif-1649	150	7	mudharabah	mudharabah	NOUN
ejif-1649	150	8	investment	investment	NOUN
ejif-1649	150	9	certificates	certificate	NOUN
ejif-1649	150	10	can	can	AUX
ejif-1649	150	11	provide	provide	VERB
ejif-1649	150	12	liquidity	liquidity	NOUN
ejif-1649	150	13	for	for	ADP
ejif-1649	150	14	both	both	CCONJ
ejif-1649	150	15	the	the	DET
ejif-1649	150	16	bank	bank	NOUN
ejif-1649	150	17	and	and	CCONJ
ejif-1649	150	18	the	the	DET
ejif-1649	150	19	investor	investor	NOUN
ejif-1649	150	20	by	by	ADP
ejif-1649	150	21	enabling	enable	VERB
ejif-1649	150	22	the	the	DET
ejif-1649	150	23	latter	latter	ADJ
ejif-1649	150	24	to	to	PART
ejif-1649	150	25	trade	trade	VERB
ejif-1649	150	26	the	the	DET
ejif-1649	150	27	certificates	certificate	NOUN
ejif-1649	150	28	in	in	ADP
ejif-1649	150	29	the	the	DET
ejif-1649	150	30	secondary	secondary	ADJ
ejif-1649	150	31	market	market	NOUN
ejif-1649	150	32	without	without	ADP
ejif-1649	150	33	the	the	DET
ejif-1649	150	34	need	need	NOUN
ejif-1649	150	35	to	to	PART
ejif-1649	150	36	redeem	redeem	VERB
ejif-1649	150	37	them	they	PRON
ejif-1649	150	38	directly	directly	ADV
ejif-1649	150	39	with	with	ADP
ejif-1649	150	40	the	the	DET
ejif-1649	150	41	issuing	issue	VERB
ejif-1649	150	42	financial	financial	ADJ
ejif-1649	150	43	institution	institution	NOUN
ejif-1649	150	44	(	(	PUNCT
ejif-1649	150	45	as	as	ADP
ejif-1649	150	46	a	a	DET
ejif-1649	150	47	result	result	NOUN
ejif-1649	150	48	of	of	ADP
ejif-1649	150	49	these	these	DET
ejif-1649	150	50	constraints	constraint	NOUN
ejif-1649	150	51	,	,	PUNCT
ejif-1649	150	52	most	most	ADJ
ejif-1649	150	53	transactions	transaction	NOUN
ejif-1649	150	54	take	take	VERB
ejif-1649	150	55	place	place	NOUN
ejif-1649	150	56	in	in	ADP
ejif-1649	150	57	the	the	DET
ejif-1649	150	58	primary	primary	ADJ
ejif-1649	150	59	market	market	NOUN
ejif-1649	150	60	with	with	ADP
ejif-1649	150	61	limited	limited	ADJ
ejif-1649	150	62	trading	trading	NOUN
ejif-1649	150	63	in	in	ADP
ejif-1649	150	64	the	the	DET
ejif-1649	150	65	secondary	secondary	ADJ
ejif-1649	150	66	market	market	NOUN
ejif-1649	150	67	.	.	PUNCT
ejif-1649	151	1	ijara	ijara	PROPN
ejif-1649	151	2	sukuk	sukuk	NOUN
ejif-1649	151	3	,	,	PUNCT
ejif-1649	151	4	issued	issue	VERB
ejif-1649	151	5	by	by	ADP
ejif-1649	151	6	the	the	DET
ejif-1649	151	7	bahrain	bahrain	PROPN
ejif-1649	151	8	monetary	monetary	ADJ
ejif-1649	151	9	authority	authority	NOUN
ejif-1649	151	10	(	(	PUNCT
ejif-1649	151	11	bma	bma	PROPN
ejif-1649	151	12	)	)	PUNCT
ejif-1649	151	13	,	,	PUNCT
ejif-1649	151	14	present	present	VERB
ejif-1649	151	15	an	an	DET
ejif-1649	151	16	exception	exception	NOUN
ejif-1649	151	17	for	for	ADP
ejif-1649	151	18	which	which	PRON
ejif-1649	151	19	a	a	DET
ejif-1649	151	20	secondary	secondary	ADJ
ejif-1649	151	21	market	market	NOUN
ejif-1649	151	22	exists	exist	VERB
ejif-1649	151	23	.	.	PUNCT
ejif-1649	152	1	they	they	PRON
ejif-1649	152	2	are	be	AUX
ejif-1649	152	3	traded	trade	VERB
ejif-1649	152	4	on	on	ADP
ejif-1649	152	5	the	the	DET
ejif-1649	152	6	bahrain	bahrain	NOUN
ejif-1649	152	7	stock	stock	NOUN
ejif-1649	152	8	exchange	exchange	PROPN
ejif-1649	152	9	)	)	PUNCT
ejif-1649	152	10	.	.	PUNCT
ejif-1649	152	11	.	.	PUNCT
ejif-1649	153	1	in	in	ADP
ejif-1649	153	2	this	this	DET
ejif-1649	153	3	respect	respect	NOUN
ejif-1649	153	4	,	,	PUNCT
ejif-1649	153	5	the	the	DET
ejif-1649	153	6	establishment	establishment	NOUN
ejif-1649	153	7	of	of	ADP
ejif-1649	153	8	the	the	DET
ejif-1649	153	9	international	international	ADJ
ejif-1649	153	10	islamic	islamic	ADJ
ejif-1649	153	11	financial	financial	ADJ
ejif-1649	153	12	market	market	NOUN
ejif-1649	153	13	(	(	PUNCT
ejif-1649	153	14	iifm	iifm	ADJ
ejif-1649	153	15	)	)	PUNCT
ejif-1649	153	16	and	and	CCONJ
ejif-1649	153	17	the	the	DET
ejif-1649	153	18	liquidity	liquidity	NOUN
ejif-1649	153	19	management	management	NOUN
ejif-1649	153	20	centre	centre	NOUN
ejif-1649	153	21	(	(	PUNCT
ejif-1649	153	22	lmc	lmc	NOUN
ejif-1649	153	23	)	)	PUNCT
ejif-1649	153	24	should	should	AUX
ejif-1649	153	25	permit	permit	VERB
ejif-1649	153	26	a	a	DET
ejif-1649	153	27	more	more	ADV
ejif-1649	153	28	efficient	efficient	ADJ
ejif-1649	153	29	management	management	NOUN
ejif-1649	153	30	of	of	ADP
ejif-1649	153	31	islamic	islamic	ADJ
ejif-1649	153	32	financial	financial	ADJ
ejif-1649	153	33	institutions	institution	NOUN
ejif-1649	153	34	liquidity	liquidity	NOUN
ejif-1649	153	35	needs	need	NOUN
ejif-1649	153	36	.	.	PUNCT
ejif-1649	154	1	operational	operational	ADJ
ejif-1649	154	2	risk	risk	NOUN
ejif-1649	154	3	.	.	PUNCT
ejif-1649	155	1	according	accord	VERB
ejif-1649	155	2	to	to	ADP
ejif-1649	155	3	bcbs	bcbs	PROPN
ejif-1649	155	4	(	(	PUNCT
ejif-1649	155	5	2001	2001	NUM
ejif-1649	155	6	)	)	PUNCT
ejif-1649	155	7	,	,	PUNCT
ejif-1649	155	8	operational	operational	ADJ
ejif-1649	155	9	risk	risk	NOUN
ejif-1649	155	10	is	be	AUX
ejif-1649	155	11	the	the	DET
ejif-1649	155	12	risk	risk	NOUN
ejif-1649	155	13	of	of	ADP
ejif-1649	155	14	direct	direct	ADJ
ejif-1649	155	15	or	or	CCONJ
ejif-1649	155	16	indirect	indirect	ADJ
ejif-1649	155	17	loss	loss	NOUN
ejif-1649	155	18	resulting	result	VERB
ejif-1649	155	19	from	from	ADP
ejif-1649	155	20	inadequate	inadequate	ADJ
ejif-1649	155	21	or	or	CCONJ
ejif-1649	155	22	failed	fail	VERB
ejif-1649	155	23	internal	internal	ADJ
ejif-1649	155	24	processes	process	NOUN
ejif-1649	155	25	,	,	PUNCT
ejif-1649	155	26	people	people	NOUN
ejif-1649	155	27	,	,	PUNCT
ejif-1649	155	28	and	and	CCONJ
ejif-1649	155	29	technology	technology	NOUN
ejif-1649	155	30	or	or	CCONJ
ejif-1649	155	31	from	from	ADP
ejif-1649	155	32	external	external	ADJ
ejif-1649	155	33	events	event	NOUN
ejif-1649	155	34	.	.	PUNCT
ejif-1649	156	1	operational	operational	ADJ
ejif-1649	156	2	risks	risk	NOUN
ejif-1649	156	3	are	be	AUX
ejif-1649	156	4	more	more	ADV
ejif-1649	156	5	significant	significant	ADJ
ejif-1649	156	6	in	in	ADP
ejif-1649	156	7	islamic	islamic	ADJ
ejif-1649	156	8	financial	financial	ADJ
ejif-1649	156	9	institutions	institution	NOUN
ejif-1649	156	10	than	than	ADP
ejif-1649	156	11	conventional	conventional	ADJ
ejif-1649	156	12	ones	one	NOUN
ejif-1649	156	13	due	due	ADJ
ejif-1649	156	14	to	to	ADP
ejif-1649	156	15	their	their	PRON
ejif-1649	156	16	specific	specific	ADJ
ejif-1649	156	17	features	feature	NOUN
ejif-1649	156	18	such	such	ADJ
ejif-1649	156	19	as	as	ADP
ejif-1649	156	20	shari’ah	shari’ah	NOUN
ejif-1649	156	21	requirements	requirement	NOUN
ejif-1649	156	22	and	and	CCONJ
ejif-1649	156	23	legal	legal	ADJ
ejif-1649	156	24	environment	environment	NOUN
ejif-1649	156	25	.	.	PUNCT
ejif-1649	157	1	the	the	DET
ejif-1649	157	2	main	main	ADJ
ejif-1649	157	3	operational	operational	ADJ
ejif-1649	157	4	risks	risk	NOUN
ejif-1649	157	5	associated	associate	VERB
ejif-1649	157	6	with	with	ADP
ejif-1649	157	7	islamic	islamic	ADJ
ejif-1649	157	8	financial	financial	ADJ
ejif-1649	157	9	institutions	institution	NOUN
ejif-1649	157	10	are	be	AUX
ejif-1649	157	11	people	people	NOUN
ejif-1649	157	12	risk	risk	NOUN
ejif-1649	157	13	,	,	PUNCT
ejif-1649	157	14	technological	technological	ADJ
ejif-1649	157	15	and	and	CCONJ
ejif-1649	157	16	system	system	NOUN
ejif-1649	157	17	risk	risk	NOUN
ejif-1649	157	18	,	,	PUNCT
ejif-1649	157	19	and	and	CCONJ
ejif-1649	157	20	legal	legal	ADJ
ejif-1649	157	21	risks	risk	NOUN
ejif-1649	157	22	(	(	PUNCT
ejif-1649	157	23	vicary	vicary	NOUN
ejif-1649	157	24	abdullah	abdullah	PROPN
ejif-1649	157	25	,	,	PUNCT
ejif-1649	157	26	2007	2007	NUM
ejif-1649	157	27	)	)	PUNCT
ejif-1649	157	28	.	.	PUNCT
ejif-1649	158	1	as	as	SCONJ
ejif-1649	158	2	the	the	DET
ejif-1649	158	3	islamic	islamic	ADJ
ejif-1649	158	4	financial	financial	ADJ
ejif-1649	158	5	institutions	institution	NOUN
ejif-1649	158	6	are	be	AUX
ejif-1649	158	7	newly	newly	ADV
ejif-1649	158	8	formed	form	VERB
ejif-1649	158	9	industry	industry	NOUN
ejif-1649	158	10	,	,	PUNCT
ejif-1649	158	11	therefore	therefore	ADV
ejif-1649	158	12	the	the	DET
ejif-1649	158	13	operational	operational	ADJ
ejif-1649	158	14	risk	risk	NOUN
ejif-1649	158	15	in	in	ADP
ejif-1649	158	16	terms	term	NOUN
ejif-1649	158	17	of	of	ADP
ejif-1649	158	18	personal	personal	ADJ
ejif-1649	158	19	risk	risk	NOUN
ejif-1649	158	20	can	can	AUX
ejif-1649	158	21	be	be	AUX
ejif-1649	158	22	acute	acute	ADJ
ejif-1649	158	23	in	in	ADP
ejif-1649	158	24	these	these	DET
ejif-1649	158	25	institutions	institution	NOUN
ejif-1649	158	26	.	.	PUNCT
ejif-1649	159	1	one	one	NUM
ejif-1649	159	2	of	of	ADP
ejif-1649	159	3	the	the	DET
ejif-1649	159	4	challenges	challenge	NOUN
ejif-1649	159	5	faced	face	VERB
ejif-1649	159	6	by	by	ADP
ejif-1649	159	7	islamic	islamic	ADJ
ejif-1649	159	8	financial	financial	ADJ
ejif-1649	159	9	institutions	institution	NOUN
ejif-1649	159	10	is	be	AUX
ejif-1649	159	11	the	the	DET
ejif-1649	159	12	lack	lack	NOUN
ejif-1649	159	13	of	of	ADP
ejif-1649	159	14	qualified	qualified	ADJ
ejif-1649	159	15	professionals	professional	NOUN
ejif-1649	159	16	(	(	PUNCT
ejif-1649	159	17	capacity	capacity	NOUN
ejif-1649	159	18	and	and	CCONJ
ejif-1649	159	19	capability	capability	NOUN
ejif-1649	159	20	)	)	PUNCT
ejif-1649	159	21	to	to	PART
ejif-1649	159	22	conduct	conduct	VERB
ejif-1649	159	23	the	the	DET
ejif-1649	159	24	islamic	islamic	ADJ
ejif-1649	159	25	financial	financial	ADJ
ejif-1649	159	26	operations	operation	NOUN
ejif-1649	159	27	(	(	PUNCT
ejif-1649	159	28	khan	khan	PROPN
ejif-1649	159	29	and	and	CCONJ
ejif-1649	159	30	habib	habib	PROPN
ejif-1649	159	31	,	,	PUNCT
ejif-1649	159	32	2007	2007	NUM
ejif-1649	159	33	)	)	PUNCT
ejif-1649	159	34	.	.	PUNCT
ejif-1649	160	1	particularly	particularly	ADV
ejif-1649	160	2	the	the	DET
ejif-1649	160	3	different	different	ADJ
ejif-1649	160	4	nature	nature	NOUN
ejif-1649	160	5	of	of	ADP
ejif-1649	160	6	business	business	NOUN
ejif-1649	160	7	,	,	PUNCT
ejif-1649	160	8	the	the	DET
ejif-1649	160	9	computer	computer	NOUN
ejif-1649	160	10	software	software	NOUN
ejif-1649	160	11	available	available	ADJ
ejif-1649	160	12	in	in	ADP
ejif-1649	160	13	the	the	DET
ejif-1649	160	14	market	market	NOUN
ejif-1649	160	15	for	for	ADP
ejif-1649	160	16	conventional	conventional	ADJ
ejif-1649	160	17	financial	financial	ADJ
ejif-1649	160	18	institutions	institution	NOUN
ejif-1649	160	19	may	may	AUX
ejif-1649	160	20	not	not	PART
ejif-1649	160	21	be	be	AUX
ejif-1649	160	22	appropriate	appropriate	ADJ
ejif-1649	160	23	for	for	ADP
ejif-1649	160	24	islamic	islamic	ADJ
ejif-1649	160	25	financial	financial	ADJ
ejif-1649	160	26	institutions	institution	NOUN
ejif-1649	160	27	.	.	PUNCT
ejif-1649	161	1	this	this	PRON
ejif-1649	161	2	gives	give	VERB
ejif-1649	161	3	rise	rise	NOUN
ejif-1649	161	4	to	to	ADP
ejif-1649	161	5	system	system	NOUN
ejif-1649	161	6	risks	risk	NOUN
ejif-1649	161	7	of	of	ADP
ejif-1649	161	8	developing	develop	VERB
ejif-1649	161	9	and	and	CCONJ
ejif-1649	161	10	using	use	VERB
ejif-1649	161	11	informational	informational	ADJ
ejif-1649	161	12	technologies	technology	NOUN
ejif-1649	161	13	in	in	ADP
ejif-1649	161	14	islamic	islamic	ADJ
ejif-1649	161	15	financial	financial	ADJ
ejif-1649	161	16	institutions	institution	NOUN
ejif-1649	161	17	.	.	PUNCT
ejif-1649	162	1	legal	legal	ADJ
ejif-1649	162	2	risk	risk	NOUN
ejif-1649	162	3	.	.	PUNCT
ejif-1649	163	1	given	give	VERB
ejif-1649	163	2	the	the	DET
ejif-1649	163	3	different	different	ADJ
ejif-1649	163	4	nature	nature	NOUN
ejif-1649	163	5	of	of	ADP
ejif-1649	163	6	financial	financial	ADJ
ejif-1649	163	7	contracts	contract	NOUN
ejif-1649	163	8	,	,	PUNCT
ejif-1649	163	9	islamic	islamic	ADJ
ejif-1649	163	10	financial	financial	ADJ
ejif-1649	163	11	institutions	institution	NOUN
ejif-1649	163	12	face	face	VERB
ejif-1649	163	13	risk	risk	NOUN
ejif-1649	163	14	related	relate	VERB
ejif-1649	163	15	to	to	ADP
ejif-1649	163	16	their	their	PRON
ejif-1649	163	17	documentation	documentation	NOUN
ejif-1649	163	18	and	and	CCONJ
ejif-1649	163	19	enforcement	enforcement	NOUN
ejif-1649	163	20	.	.	PUNCT
ejif-1649	164	1	as	as	SCONJ
ejif-1649	164	2	there	there	PRON
ejif-1649	164	3	is	be	VERB
ejif-1649	164	4	no	no	DET
ejif-1649	164	5	standard	standard	ADJ
ejif-1649	164	6	form	form	NOUN
ejif-1649	164	7	of	of	ADP
ejif-1649	164	8	contracts	contract	NOUN
ejif-1649	164	9	for	for	ADP
ejif-1649	164	10	various	various	ADJ
ejif-1649	164	11	financial	financial	ADJ
ejif-1649	164	12	instruments	instrument	NOUN
ejif-1649	164	13	,	,	PUNCT
ejif-1649	164	14	islamic	islamic	ADJ
ejif-1649	164	15	financial	financial	ADJ
ejif-1649	164	16	institutions	institution	NOUN
ejif-1649	164	17	prepare	prepare	VERB
ejif-1649	164	18	these	these	PRON
ejif-1649	164	19	according	accord	VERB
ejif-1649	164	20	to	to	ADP
ejif-1649	164	21	their	their	PRON
ejif-1649	164	22	understanding	understanding	NOUN
ejif-1649	164	23	of	of	ADP
ejif-1649	164	24	the	the	DET
ejif-1649	164	25	regulation	regulation	NOUN
ejif-1649	164	26	,	,	PUNCT
ejif-1649	164	27	the	the	DET
ejif-1649	164	28	local	local	ADJ
ejif-1649	164	29	laws	law	NOUN
ejif-1649	164	30	,	,	PUNCT
ejif-1649	164	31	and	and	CCONJ
ejif-1649	164	32	their	their	PRON
ejif-1649	164	33	needs	need	NOUN
ejif-1649	164	34	and	and	CCONJ
ejif-1649	164	35	concern	concern	NOUN
ejif-1649	164	36	.	.	PUNCT
ejif-1649	165	1	lack	lack	NOUN
ejif-1649	165	2	of	of	ADP
ejif-1649	165	3	standardized	standardized	ADJ
ejif-1649	165	4	contracts	contract	NOUN
ejif-1649	165	5	along	along	ADP
ejif-1649	165	6	with	with	ADP
ejif-1649	165	7	the	the	DET
ejif-1649	165	8	fact	fact	NOUN
ejif-1649	165	9	that	that	SCONJ
ejif-1649	165	10	there	there	PRON
ejif-1649	165	11	are	be	VERB
ejif-1649	165	12	no	no	DET
ejif-1649	165	13	litigation	litigation	NOUN
ejif-1649	165	14	systems	system	NOUN
ejif-1649	165	15	to	to	PART
ejif-1649	165	16	resolve	resolve	VERB
ejif-1649	165	17	problems	problem	NOUN
ejif-1649	165	18	associated	associate	VERB
ejif-1649	165	19	with	with	ADP
ejif-1649	165	20	enforceability	enforceability	NOUN
ejif-1649	165	21	of	of	ADP
ejif-1649	165	22	contracts	contract	NOUN
ejif-1649	165	23	by	by	ADP
ejif-1649	165	24	the	the	DET
ejif-1649	165	25	counterparty	counterparty	NOUN
ejif-1649	165	26	increases	increase	VERB
ejif-1649	165	27	the	the	DET
ejif-1649	165	28	legal	legal	ADJ
ejif-1649	165	29	risks	risk	NOUN
ejif-1649	165	30	associated	associate	VERB
ejif-1649	165	31	with	with	ADP
ejif-1649	165	32	the	the	DET
ejif-1649	165	33	islamic	islamic	ADJ
ejif-1649	165	34	financial	financial	ADJ
ejif-1649	165	35	institutions	institution	NOUN
ejif-1649	165	36	contractual	contractual	ADJ
ejif-1649	165	37	agreements	agreement	NOUN
ejif-1649	165	38	.	.	PUNCT
ejif-1649	166	1	equally	equally	ADV
ejif-1649	166	2	important	important	ADJ
ejif-1649	166	3	for	for	ADP
ejif-1649	166	4	the	the	DET
ejif-1649	166	5	operation	operation	NOUN
ejif-1649	166	6	of	of	ADP
ejif-1649	166	7	islamic	islamic	PROPN
ejif-1649	166	8	as	as	ADV
ejif-1649	166	9	well	well	ADV
ejif-1649	166	10	as	as	ADP
ejif-1649	166	11	conventional	conventional	ADJ
ejif-1649	166	12	financial	financial	ADJ
ejif-1649	166	13	institutions	institution	NOUN
ejif-1649	166	14	is	be	AUX
ejif-1649	166	15	the	the	DET
ejif-1649	166	16	presence	presence	NOUN
ejif-1649	166	17	of	of	ADP
ejif-1649	166	18	a	a	DET
ejif-1649	166	19	conductive	conductive	ADJ
ejif-1649	166	20	institutional	institutional	ADJ
ejif-1649	166	21	environment	environment	NOUN
ejif-1649	166	22	and	and	CCONJ
ejif-1649	166	23	an	an	DET
ejif-1649	166	24	efficient	efficient	ADJ
ejif-1649	166	25	regulatory	regulatory	ADJ
ejif-1649	166	26	framework	framework	NOUN
ejif-1649	166	27	.	.	PUNCT
ejif-1649	167	1	such	such	ADJ
ejif-1649	167	2	poor	poor	ADJ
ejif-1649	167	3	supporting	support	VERB
ejif-1649	167	4	institutional	institutional	ADJ
ejif-1649	167	5	infrastructure	infrastructure	NOUN
ejif-1649	167	6	exposes	expose	VERB
ejif-1649	167	7	islamic	islamic	ADJ
ejif-1649	167	8	financial	financial	ADJ
ejif-1649	167	9	institutions	institution	NOUN
ejif-1649	167	10	to	to	ADP
ejif-1649	167	11	systemic	systemic	ADJ
ejif-1649	167	12	risks	risk	NOUN
ejif-1649	167	13	related	relate	VERB
ejif-1649	167	14	to	to	ADP
ejif-1649	167	15	institutional	institutional	ADJ
ejif-1649	167	16	,	,	PUNCT
ejif-1649	167	17	legal	legal	ADJ
ejif-1649	167	18	and	and	CCONJ
ejif-1649	167	19	regulatory	regulatory	ADJ
ejif-1649	167	20	issues	issue	NOUN
ejif-1649	167	21	.	.	PUNCT
ejif-1649	168	1	at	at	ADP
ejif-1649	168	2	the	the	DET
ejif-1649	168	3	forefront	forefront	NOUN
ejif-1649	168	4	of	of	ADP
ejif-1649	168	5	these	these	PRON
ejif-1649	168	6	is	be	AUX
ejif-1649	168	7	institutional	institutional	ADJ
ejif-1649	168	8	risk	risk	NOUN
ejif-1649	168	9	resulting	result	VERB
ejif-1649	168	10	from	from	ADP
ejif-1649	168	11	the	the	DET
ejif-1649	168	12	lack	lack	NOUN
ejif-1649	168	13	of	of	ADP
ejif-1649	168	14	consensus	consensus	NOUN
ejif-1649	168	15	among	among	ADP
ejif-1649	168	16	fiqh	fiqh	ADJ
ejif-1649	168	17	scholars	scholar	NOUN
ejif-1649	168	18	on	on	ADP
ejif-1649	168	19	contractual	contractual	ADJ
ejif-1649	168	20	rules	rule	NOUN
ejif-1649	168	21	governing	govern	VERB
ejif-1649	168	22	financial	financial	ADJ
ejif-1649	168	23	transactions	transaction	NOUN
ejif-1649	168	24	.	.	PUNCT
ejif-1649	169	1	for	for	ADP
ejif-1649	169	2	instance	instance	NOUN
ejif-1649	169	3	,	,	PUNCT
ejif-1649	169	4	while	while	SCONJ
ejif-1649	169	5	some	some	DET
ejif-1649	169	6	fiqh	fiqh	NOUN
ejif-1649	169	7	scholars	scholar	NOUN
ejif-1649	169	8	consider	consider	VERB
ejif-1649	169	9	the	the	DET
ejif-1649	169	10	terms	term	NOUN
ejif-1649	169	11	of	of	ADP
ejif-1649	169	12	a	a	DET
ejif-1649	169	13	murabaha	murabaha	NOUN
ejif-1649	169	14	or	or	CCONJ
ejif-1649	169	15	istisna	istisna	NOUN
ejif-1649	169	16	contract	contract	NOUN
ejif-1649	169	17	to	to	PART
ejif-1649	169	18	be	be	AUX
ejif-1649	169	19	binding	bind	VERB
ejif-1649	169	20	to	to	ADP
ejif-1649	169	21	the	the	DET
ejif-1649	169	22	buyer	buyer	NOUN
ejif-1649	169	23	,	,	PUNCT
ejif-1649	169	24	others	other	NOUN
ejif-1649	169	25	argue	argue	VERB
ejif-1649	169	26	that	that	SCONJ
ejif-1649	169	27	the	the	DET
ejif-1649	169	28	buyer	buyer	NOUN
ejif-1649	169	29	has	have	VERB
ejif-1649	169	30	the	the	DET
ejif-1649	169	31	option	option	NOUN
ejif-1649	169	32	to	to	PART
ejif-1649	169	33	rescind	rescind	VERB
ejif-1649	169	34	from	from	ADP
ejif-1649	169	35	the	the	DET
ejif-1649	169	36	contract	contract	NOUN
ejif-1649	169	37	even	even	ADV
ejif-1649	169	38	after	after	ADP
ejif-1649	169	39	making	make	VERB
ejif-1649	169	40	an	an	DET
ejif-1649	169	41	order	order	NOUN
ejif-1649	169	42	and	and	CCONJ
ejif-1649	169	43	paying	pay	VERB
ejif-1649	169	44	the	the	DET
ejif-1649	169	45	commitment	commitment	NOUN
ejif-1649	169	46	fee	fee	NOUN
ejif-1649	169	47	.	.	PUNCT
ejif-1649	170	1	this	this	PRON
ejif-1649	170	2	raises	raise	VERB
ejif-1649	170	3	islamic	islamic	ADJ
ejif-1649	170	4	financial	financial	ADJ
ejif-1649	170	5	institutions‟	institutions‟	PROPN
ejif-1649	170	6	exposure	exposure	NOUN
ejif-1649	170	7	to	to	ADP
ejif-1649	170	8	counter	counter	ADJ
ejif-1649	170	9	-	-	NOUN
ejif-1649	170	10	party	party	NOUN
ejif-1649	170	11	risks	risk	NOUN
ejif-1649	170	12	arising	arise	VERB
ejif-1649	170	13	from	from	ADP
ejif-1649	170	14	the	the	DET
ejif-1649	170	15	unsettled	unsettled	ADJ
ejif-1649	170	16	nature	nature	NOUN
ejif-1649	170	17	of	of	ADP
ejif-1649	170	18	contracts	contract	NOUN
ejif-1649	170	19	,	,	PUNCT
ejif-1649	170	20	and	and	CCONJ
ejif-1649	170	21	may	may	AUX
ejif-1649	170	22	lead	lead	VERB
ejif-1649	170	23	to	to	ADP
ejif-1649	170	24	potential	potential	ADJ
ejif-1649	170	25	litigation	litigation	NOUN
ejif-1649	170	26	problems	problem	NOUN
ejif-1649	170	27	(	(	PUNCT
ejif-1649	170	28	mulyawan	mulyawan	NOUN
ejif-1649	170	29	,	,	PUNCT
ejif-1649	170	30	2008	2008	NUM
ejif-1649	170	31	)	)	PUNCT
ejif-1649	170	32	.	.	PUNCT
ejif-1649	171	1	a	a	DET
ejif-1649	171	2	related	related	ADJ
ejif-1649	171	3	issue	issue	NOUN
ejif-1649	171	4	is	be	AUX
ejif-1649	171	5	the	the	DET
ejif-1649	171	6	general	general	ADJ
ejif-1649	171	7	confusion	confusion	NOUN
ejif-1649	171	8	created	create	VERB
ejif-1649	171	9	by	by	ADP
ejif-1649	171	10	the	the	DET
ejif-1649	171	11	heterogeneous	heterogeneous	ADJ
ejif-1649	171	12	interpretations	interpretation	NOUN
ejif-1649	171	13	of	of	ADP
ejif-1649	171	14	the	the	DET
ejif-1649	171	15	fundamental	fundamental	ADJ
ejif-1649	171	16	rules	rule	NOUN
ejif-1649	171	17	resulting	result	VERB
ejif-1649	171	18	in	in	ADP
ejif-1649	171	19	differences	difference	NOUN
ejif-1649	171	20	in	in	ADP
ejif-1649	171	21	financial	financial	ADJ
ejif-1649	171	22	reporting	reporting	NOUN
ejif-1649	171	23	,	,	PUNCT
ejif-1649	171	24	auditing	auditing	NOUN
ejif-1649	171	25	and	and	CCONJ
ejif-1649	171	26	accounting	accounting	NOUN
ejif-1649	171	27	treatments	treatment	NOUN
ejif-1649	171	28	by	by	ADP
ejif-1649	171	29	islamic	islamic	ADJ
ejif-1649	171	30	financial	financial	ADJ
ejif-1649	171	31	institutions	institution	NOUN
ejif-1649	171	32	.	.	PUNCT
ejif-1649	172	1	moreover	moreover	ADV
ejif-1649	172	2	the	the	DET
ejif-1649	172	3	lack	lack	NOUN
ejif-1649	172	4	of	of	ADP
ejif-1649	172	5	standardized	standardized	ADJ
ejif-1649	172	6	contracts	contract	NOUN
ejif-1649	172	7	for	for	ADP
ejif-1649	172	8	islamic	islamic	ADJ
ejif-1649	172	9	financial	financial	ADJ
ejif-1649	172	10	instruments	instrument	NOUN
ejif-1649	172	11	as	as	ADV
ejif-1649	172	12	well	well	ADV
ejif-1649	172	13	as	as	ADP
ejif-1649	172	14	the	the	DET
ejif-1649	172	15	absence	absence	NOUN
ejif-1649	172	16	of	of	ADP
ejif-1649	172	17	effective	effective	ADJ
ejif-1649	172	18	litigation	litigation	NOUN
ejif-1649	172	19	and	and	CCONJ
ejif-1649	172	20	dispute	dispute	NOUN
ejif-1649	172	21	resolution	resolution	NOUN
ejif-1649	172	22	systems	system	NOUN
ejif-1649	172	23	creates	create	VERB
ejif-1649	172	24	a	a	DET
ejif-1649	172	25	business	business	NOUN
ejif-1649	172	26	environment	environment	NOUN
ejif-1649	172	27	risk	risk	NOUN
ejif-1649	172	28	.	.	PUNCT
ejif-1649	173	1	poor	poor	ADJ
ejif-1649	173	2	ejif	ejif	NOUN
ejif-1649	173	3	–	–	PUNCT
ejif-1649	173	4	european	european	PROPN
ejif-1649	173	5	journal	journal	PROPN
ejif-1649	173	6	of	of	ADP
ejif-1649	173	7	islamic	islamic	PROPN
ejif-1649	173	8	finance	finance	PROPN
ejif-1649	173	9	no	no	DET
ejif-1649	173	10	4	4	NUM
ejif-1649	173	11	,	,	PUNCT
ejif-1649	173	12	march	march	PROPN
ejif-1649	173	13	(	(	PUNCT
ejif-1649	173	14	2016	2016	NUM
ejif-1649	173	15	)	)	PUNCT
ejif-1649	173	16	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1649	173	17	issn	issn	VERB
ejif-1649	173	18	2421	2421	NUM
ejif-1649	173	19	-	-	SYM
ejif-1649	173	20	2172	2172	NUM
ejif-1649	173	21	6	6	NUM
ejif-1649	173	22	enforceability	enforceability	NOUN
ejif-1649	173	23	of	of	ADP
ejif-1649	173	24	contractual	contractual	ADJ
ejif-1649	173	25	agreements	agreement	NOUN
ejif-1649	173	26	ultimately	ultimately	ADV
ejif-1649	173	27	increases	increase	VERB
ejif-1649	173	28	islamic	islamic	ADJ
ejif-1649	173	29	financial	financial	ADJ
ejif-1649	173	30	institutions‟	institutions‟	PROPN
ejif-1649	173	31	exposure	exposure	NOUN
ejif-1649	173	32	to	to	ADP
ejif-1649	173	33	counter	counter	ADJ
ejif-1649	173	34	-	-	NOUN
ejif-1649	173	35	party	party	NOUN
ejif-1649	173	36	risks	risk	NOUN
ejif-1649	173	37	of	of	ADP
ejif-1649	173	38	default	default	NOUN
ejif-1649	173	39	and	and	CCONJ
ejif-1649	173	40	delinquency	delinquency	NOUN
ejif-1649	173	41	.	.	PUNCT
ejif-1649	174	1	while	while	SCONJ
ejif-1649	174	2	the	the	DET
ejif-1649	174	3	imposition	imposition	NOUN
ejif-1649	174	4	of	of	ADP
ejif-1649	174	5	penalty	penalty	NOUN
ejif-1649	174	6	in	in	ADP
ejif-1649	174	7	the	the	DET
ejif-1649	174	8	case	case	NOUN
ejif-1649	174	9	of	of	ADP
ejif-1649	174	10	late	late	ADJ
ejif-1649	174	11	payment	payment	NOUN
ejif-1649	174	12	is	be	AUX
ejif-1649	174	13	not	not	PART
ejif-1649	174	14	accepted	accept	VERB
ejif-1649	174	15	according	accord	VERB
ejif-1649	174	16	to	to	ADP
ejif-1649	174	17	the	the	DET
ejif-1649	174	18	law	law	NOUN
ejif-1649	174	19	,	,	PUNCT
ejif-1649	174	20	some	some	DET
ejif-1649	174	21	islamic	islamic	ADJ
ejif-1649	174	22	financial	financial	ADJ
ejif-1649	174	23	institutions	institution	NOUN
ejif-1649	174	24	enforce	enforce	VERB
ejif-1649	174	25	the	the	DET
ejif-1649	174	26	penalty	penalty	NOUN
ejif-1649	174	27	as	as	ADP
ejif-1649	174	28	a	a	DET
ejif-1649	174	29	deterrent	deterrent	NOUN
ejif-1649	174	30	mechanism	mechanism	NOUN
ejif-1649	174	31	and	and	CCONJ
ejif-1649	174	32	use	use	VERB
ejif-1649	174	33	the	the	DET
ejif-1649	174	34	collected	collect	VERB
ejif-1649	174	35	sums	sum	NOUN
ejif-1649	174	36	for	for	ADP
ejif-1649	174	37	charitable	charitable	ADJ
ejif-1649	174	38	causes	cause	NOUN
ejif-1649	174	39	.	.	PUNCT
ejif-1649	175	1	compliance	compliance	NOUN
ejif-1649	175	2	risk	risk	NOUN
ejif-1649	175	3	.	.	PUNCT
ejif-1649	176	1	shari’ah	shari’ah	NOUN
ejif-1649	176	2	compliance	compliance	NOUN
ejif-1649	176	3	of	of	ADP
ejif-1649	176	4	finance	finance	NOUN
ejif-1649	176	5	transactions	transaction	NOUN
ejif-1649	176	6	in	in	ADP
ejif-1649	176	7	islamic	islamic	ADJ
ejif-1649	176	8	countries	country	NOUN
ejif-1649	176	9	fuelled	fuel	VERB
ejif-1649	176	10	by	by	ADP
ejif-1649	176	11	sovereign	sovereign	ADJ
ejif-1649	176	12	-	-	PUNCT
ejif-1649	176	13	sponsored	sponsor	VERB
ejif-1649	176	14	efforts	effort	NOUN
ejif-1649	176	15	of	of	ADP
ejif-1649	176	16	capital	capital	NOUN
ejif-1649	176	17	market	market	NOUN
ejif-1649	176	18	development	development	NOUN
ejif-1649	176	19	with	with	ADP
ejif-1649	176	20	successful	successful	ADJ
ejif-1649	176	21	issues	issue	NOUN
ejif-1649	176	22	creating	create	VERB
ejif-1649	176	23	firsts	first	NOUN
ejif-1649	176	24	for	for	ADP
ejif-1649	176	25	different	different	ADJ
ejif-1649	176	26	collateral	collateral	ADJ
ejif-1649	176	27	types	type	NOUN
ejif-1649	176	28	of	of	ADP
ejif-1649	176	29	islamic	islamic	ADJ
ejif-1649	176	30	finance	finance	NOUN
ejif-1649	176	31	that	that	PRON
ejif-1649	176	32	create	create	VERB
ejif-1649	176	33	further	further	ADJ
ejif-1649	176	34	demand	demand	NOUN
ejif-1649	176	35	as	as	SCONJ
ejif-1649	176	36	asset	asset	NOUN
ejif-1649	176	37	supply	supply	NOUN
ejif-1649	176	38	widens	widen	VERB
ejif-1649	176	39	and	and	CCONJ
ejif-1649	176	40	the	the	DET
ejif-1649	176	41	investor	investor	NOUN
ejif-1649	176	42	base	base	NOUN
ejif-1649	176	43	matures	mature	NOUN
ejif-1649	176	44	.	.	PUNCT
ejif-1649	177	1	as	as	SCONJ
ejif-1649	177	2	most	most	ADJ
ejif-1649	177	3	depositors	depositor	NOUN
ejif-1649	177	4	and	and	CCONJ
ejif-1649	177	5	investors	investor	NOUN
ejif-1649	177	6	use	use	VERB
ejif-1649	177	7	islamic	islamic	ADJ
ejif-1649	177	8	financial	financial	ADJ
ejif-1649	177	9	institutions	institution	NOUN
ejif-1649	177	10	due	due	ADP
ejif-1649	177	11	to	to	ADP
ejif-1649	177	12	their	their	PRON
ejif-1649	177	13	islamic	islamic	ADJ
ejif-1649	177	14	character	character	NOUN
ejif-1649	177	15	,	,	PUNCT
ejif-1649	177	16	financial	financial	ADJ
ejif-1649	177	17	institutions	institution	NOUN
ejif-1649	177	18	must	must	AUX
ejif-1649	177	19	ensure	ensure	VERB
ejif-1649	177	20	that	that	SCONJ
ejif-1649	177	21	all	all	PRON
ejif-1649	177	22	their	their	PRON
ejif-1649	177	23	activities	activity	NOUN
ejif-1649	177	24	conform	conform	VERB
ejif-1649	177	25	to	to	ADP
ejif-1649	177	26	the	the	DET
ejif-1649	177	27	principles	principle	NOUN
ejif-1649	177	28	and	and	CCONJ
ejif-1649	177	29	values	value	NOUN
ejif-1649	177	30	of	of	ADP
ejif-1649	177	31	islam	islam	PROPN
ejif-1649	177	32	.	.	PUNCT
ejif-1649	178	1	this	this	PRON
ejif-1649	178	2	would	would	AUX
ejif-1649	178	3	require	require	VERB
ejif-1649	178	4	contacts	contact	NOUN
ejif-1649	178	5	and	and	CCONJ
ejif-1649	178	6	all	all	DET
ejif-1649	178	7	necessary	necessary	ADJ
ejif-1649	178	8	supporting	support	VERB
ejif-1649	178	9	documentations	documentation	NOUN
ejif-1649	178	10	including	include	VERB
ejif-1649	178	11	the	the	DET
ejif-1649	178	12	legal	legal	ADJ
ejif-1649	178	13	papers	paper	NOUN
ejif-1649	178	14	,	,	PUNCT
ejif-1649	178	15	forms	form	NOUN
ejif-1649	178	16	and	and	CCONJ
ejif-1649	178	17	processes	process	NOUN
ejif-1649	178	18	to	to	PART
ejif-1649	178	19	be	be	AUX
ejif-1649	178	20	compliance	compliance	NOUN
ejif-1649	178	21	.	.	PUNCT
ejif-1649	179	1	to	to	PART
ejif-1649	179	2	be	be	AUX
ejif-1649	179	3	shari’ah	shari’ah	NOUN
ejif-1649	179	4	compliance	compliance	NOUN
ejif-1649	179	5	,	,	PUNCT
ejif-1649	179	6	islamic	islamic	ADJ
ejif-1649	179	7	financial	financial	ADJ
ejif-1649	179	8	transactions	transaction	NOUN
ejif-1649	179	9	can‟t	can‟t	PRON
ejif-1649	179	10	involve	involve	VERB
ejif-1649	179	11	interest	interest	NOUN
ejif-1649	179	12	,	,	PUNCT
ejif-1649	179	13	gambling	gambling	NOUN
ejif-1649	179	14	,	,	PUNCT
ejif-1649	179	15	speculation	speculation	NOUN
ejif-1649	179	16	,	,	PUNCT
ejif-1649	179	17	or	or	CCONJ
ejif-1649	179	18	prohibited	prohibit	VERB
ejif-1649	179	19	industries	industry	NOUN
ejif-1649	179	20	another	another	DET
ejif-1649	179	21	issue	issue	NOUN
ejif-1649	179	22	of	of	ADP
ejif-1649	179	23	compliance	compliance	NOUN
ejif-1649	179	24	risk	risk	NOUN
ejif-1649	179	25	involveproduct	involveproduct	NOUN
ejif-1649	179	26	development	development	NOUN
ejif-1649	179	27	.	.	PUNCT
ejif-1649	180	1	as	as	SCONJ
ejif-1649	180	2	pointed	point	VERB
ejif-1649	180	3	out	out	ADP
ejif-1649	180	4	,	,	PUNCT
ejif-1649	180	5	the	the	DET
ejif-1649	180	6	general	general	ADJ
ejif-1649	180	7	trend	trend	NOUN
ejif-1649	180	8	in	in	ADP
ejif-1649	180	9	islamic	islamic	ADJ
ejif-1649	180	10	finance	finance	PROPN
ejif-1649	180	11	has	have	AUX
ejif-1649	180	12	been	be	AUX
ejif-1649	180	13	to	to	PART
ejif-1649	180	14	come	come	VERB
ejif-1649	180	15	up	up	ADP
ejif-1649	180	16	with	with	ADP
ejif-1649	180	17	compliant	compliant	ADJ
ejif-1649	180	18	alternatives	alternative	NOUN
ejif-1649	180	19	to	to	ADP
ejif-1649	180	20	conventional	conventional	ADJ
ejif-1649	180	21	products	product	NOUN
ejif-1649	180	22	.	.	PUNCT
ejif-1649	181	1	while	while	SCONJ
ejif-1649	181	2	this	this	DET
ejif-1649	181	3	approach	approach	NOUN
ejif-1649	181	4	can	can	AUX
ejif-1649	181	5	potentially	potentially	ADV
ejif-1649	181	6	make	make	VERB
ejif-1649	181	7	the	the	DET
ejif-1649	181	8	industry	industry	NOUN
ejif-1649	181	9	susceptible	susceptible	ADJ
ejif-1649	181	10	to	to	ADP
ejif-1649	181	11	similar	similar	ADJ
ejif-1649	181	12	risks	risk	NOUN
ejif-1649	181	13	and	and	CCONJ
ejif-1649	181	14	crises	crisis	NOUN
ejif-1649	181	15	,	,	PUNCT
ejif-1649	181	16	it	it	PRON
ejif-1649	181	17	also	also	ADV
ejif-1649	181	18	exposes	expose	VERB
ejif-1649	181	19	the	the	DET
ejif-1649	181	20	sector	sector	NOUN
ejif-1649	181	21	to	to	ADP
ejif-1649	181	22	compliance	compliance	NOUN
ejif-1649	181	23	and	and	CCONJ
ejif-1649	181	24	reputation	reputation	NOUN
ejif-1649	181	25	risks	risk	NOUN
ejif-1649	181	26	.	.	PUNCT
ejif-1649	182	1	instead	instead	ADV
ejif-1649	182	2	of	of	ADP
ejif-1649	182	3	using	use	VERB
ejif-1649	182	4	the	the	DET
ejif-1649	182	5	current	current	ADJ
ejif-1649	182	6	product	product	NOUN
ejif-1649	182	7	-	-	PUNCT
ejif-1649	182	8	based	base	VERB
ejif-1649	182	9	method	method	NOUN
ejif-1649	182	10	of	of	ADP
ejif-1649	182	11	developing	develop	VERB
ejif-1649	182	12	compliant	compliant	ADJ
ejif-1649	182	13	alternatives	alternative	NOUN
ejif-1649	182	14	to	to	ADP
ejif-1649	182	15	conventional	conventional	ADJ
ejif-1649	182	16	products	product	NOUN
ejif-1649	182	17	,	,	PUNCT
ejif-1649	182	18	a	a	DET
ejif-1649	182	19	functional	functional	ADJ
ejif-1649	182	20	approach	approach	NOUN
ejif-1649	182	21	to	to	PART
ejif-1649	182	22	develop	develop	VERB
ejif-1649	182	23	based	base	VERB
ejif-1649	182	24	products	product	NOUN
ejif-1649	182	25	can	can	AUX
ejif-1649	182	26	be	be	AUX
ejif-1649	182	27	used	use	VERB
ejif-1649	182	28	to	to	PART
ejif-1649	182	29	mitigate	mitigate	VERB
ejif-1649	182	30	these	these	DET
ejif-1649	182	31	risks	risk	NOUN
ejif-1649	182	32	.	.	PUNCT
ejif-1649	183	1	the	the	DET
ejif-1649	183	2	functional	functional	ADJ
ejif-1649	183	3	approach	approach	NOUN
ejif-1649	183	4	to	to	ADP
ejif-1649	183	5	product	product	NOUN
ejif-1649	183	6	development	development	NOUN
ejif-1649	183	7	would	would	AUX
ejif-1649	183	8	examine	examine	VERB
ejif-1649	183	9	the	the	DET
ejif-1649	183	10	needs	need	NOUN
ejif-1649	183	11	that	that	PRON
ejif-1649	183	12	the	the	DET
ejif-1649	183	13	financial	financial	ADJ
ejif-1649	183	14	sector	sector	NOUN
ejif-1649	183	15	satisfies	satisfie	NOUN
ejif-1649	183	16	and	and	CCONJ
ejif-1649	183	17	then	then	ADV
ejif-1649	183	18	come	come	VERB
ejif-1649	183	19	up	up	ADP
ejif-1649	183	20	with	with	ADP
ejif-1649	183	21	islamic	islamic	ADJ
ejif-1649	183	22	alternatives	alternative	NOUN
ejif-1649	183	23	that	that	PRON
ejif-1649	183	24	can	can	AUX
ejif-1649	183	25	satisfy	satisfy	VERB
ejif-1649	183	26	these	these	DET
ejif-1649	183	27	needs	need	NOUN
ejif-1649	183	28	.	.	PUNCT
ejif-1649	184	1	for	for	ADP
ejif-1649	184	2	example	example	NOUN
ejif-1649	184	3	,	,	PUNCT
ejif-1649	184	4	one	one	NUM
ejif-1649	184	5	function	function	NOUN
ejif-1649	184	6	of	of	ADP
ejif-1649	184	7	the	the	DET
ejif-1649	184	8	financial	financial	ADJ
ejif-1649	184	9	sector	sector	NOUN
ejif-1649	184	10	is	be	AUX
ejif-1649	184	11	to	to	PART
ejif-1649	184	12	provide	provide	VERB
ejif-1649	184	13	financing	financing	NOUN
ejif-1649	184	14	to	to	ADP
ejif-1649	184	15	enterprises	enterprise	NOUN
ejif-1649	184	16	.	.	PUNCT
ejif-1649	185	1	the	the	DET
ejif-1649	185	2	most	most	ADV
ejif-1649	185	3	common	common	ADJ
ejif-1649	185	4	way	way	NOUN
ejif-1649	185	5	to	to	PART
ejif-1649	185	6	meet	meet	VERB
ejif-1649	185	7	this	this	DET
ejif-1649	185	8	need	need	NOUN
ejif-1649	185	9	of	of	ADP
ejif-1649	185	10	enterprises	enterprise	NOUN
ejif-1649	185	11	in	in	ADP
ejif-1649	185	12	conventional	conventional	ADJ
ejif-1649	185	13	finance	finance	NOUN
ejif-1649	185	14	is	be	AUX
ejif-1649	185	15	to	to	PART
ejif-1649	185	16	provide	provide	VERB
ejif-1649	185	17	interest	interest	NOUN
ejif-1649	185	18	bearing	bear	VERB
ejif-1649	185	19	loans	loan	NOUN
ejif-1649	185	20	.	.	PUNCT
ejif-1649	186	1	under	under	ADP
ejif-1649	186	2	the	the	DET
ejif-1649	186	3	product	product	NOUN
ejif-1649	186	4	approach	approach	NOUN
ejif-1649	186	5	taken	take	VERB
ejif-1649	186	6	by	by	ADP
ejif-1649	186	7	islamic	islamic	ADJ
ejif-1649	186	8	financial	financial	ADJ
ejif-1649	186	9	institutions	institution	NOUN
ejif-1649	186	10	,	,	PUNCT
ejif-1649	186	11	this	this	PRON
ejif-1649	186	12	would	would	AUX
ejif-1649	186	13	result	result	VERB
ejif-1649	186	14	in	in	ADP
ejif-1649	186	15	using	use	VERB
ejif-1649	186	16	a	a	DET
ejif-1649	186	17	product	product	NOUN
ejif-1649	186	18	like	like	ADP
ejif-1649	186	19	tawarruq	tawarruq	NOUN
ejif-1649	186	20	that	that	PRON
ejif-1649	186	21	mimics	mimic	VERB
ejif-1649	186	22	the	the	DET
ejif-1649	186	23	conventional	conventional	ADJ
ejif-1649	186	24	loan	loan	NOUN
ejif-1649	186	25	in	in	ADP
ejif-1649	186	26	substance	substance	NOUN
ejif-1649	186	27	.	.	PUNCT
ejif-1649	187	1	the	the	DET
ejif-1649	187	2	functional	functional	ADJ
ejif-1649	187	3	approach	approach	NOUN
ejif-1649	187	4	,	,	PUNCT
ejif-1649	187	5	however	however	ADV
ejif-1649	187	6	,	,	PUNCT
ejif-1649	187	7	would	would	AUX
ejif-1649	187	8	assess	assess	VERB
ejif-1649	187	9	the	the	DET
ejif-1649	187	10	need	need	NOUN
ejif-1649	187	11	of	of	ADP
ejif-1649	187	12	the	the	DET
ejif-1649	187	13	entrepreneur	entrepreneur	NOUN
ejif-1649	187	14	.	.	PUNCT
ejif-1649	188	1	in	in	ADP
ejif-1649	188	2	the	the	DET
ejif-1649	188	3	case	case	NOUN
ejif-1649	188	4	of	of	ADP
ejif-1649	188	5	a	a	DET
ejif-1649	188	6	loan	loan	NOUN
ejif-1649	188	7	,	,	PUNCT
ejif-1649	188	8	the	the	DET
ejif-1649	188	9	need	need	NOUN
ejif-1649	188	10	is	be	AUX
ejif-1649	188	11	not	not	PART
ejif-1649	188	12	money	money	NOUN
ejif-1649	188	13	itself	itself	PRON
ejif-1649	188	14	but	but	CCONJ
ejif-1649	188	15	the	the	DET
ejif-1649	188	16	necessity	necessity	NOUN
ejif-1649	188	17	of	of	ADP
ejif-1649	188	18	the	the	DET
ejif-1649	188	19	entrepreneur	entrepreneur	NOUN
ejif-1649	188	20	to	to	PART
ejif-1649	188	21	buy	buy	VERB
ejif-1649	188	22	certain	certain	ADJ
ejif-1649	188	23	input	input	NOUN
ejif-1649	188	24	with	with	ADP
ejif-1649	188	25	it	it	PRON
ejif-1649	188	26	(	(	PUNCT
ejif-1649	188	27	nanto	nanto	NOUN
ejif-1649	188	28	,	,	PUNCT
ejif-1649	188	29	2009	2009	NUM
ejif-1649	188	30	)	)	PUNCT
ejif-1649	188	31	.	.	PUNCT
ejif-1649	189	1	the	the	DET
ejif-1649	189	2	functional	functional	ADJ
ejif-1649	189	3	approach	approach	NOUN
ejif-1649	189	4	to	to	ADP
ejif-1649	189	5	financing	financing	NOUN
ejif-1649	189	6	would	would	AUX
ejif-1649	189	7	require	require	VERB
ejif-1649	189	8	understanding	understand	VERB
ejif-1649	189	9	the	the	DET
ejif-1649	189	10	need	need	NOUN
ejif-1649	189	11	of	of	ADP
ejif-1649	189	12	the	the	DET
ejif-1649	189	13	enterprise	enterprise	NOUN
ejif-1649	189	14	and	and	CCONJ
ejif-1649	189	15	then	then	ADV
ejif-1649	189	16	devising	devise	VERB
ejif-1649	189	17	appropriate	appropriate	ADJ
ejif-1649	189	18	modes	mode	NOUN
ejif-1649	189	19	of	of	ADP
ejif-1649	189	20	financing	financing	NOUN
ejif-1649	189	21	(	(	PUNCT
ejif-1649	189	22	like	like	ADP
ejif-1649	189	23	istisna	istisna	NOUN
ejif-1649	189	24	,	,	PUNCT
ejif-1649	189	25	murabaha	murabaha	NOUN
ejif-1649	189	26	and	and	CCONJ
ejif-1649	189	27	ijarah	ijarah	PROPN
ejif-1649	189	28	)	)	PUNCT
ejif-1649	189	29	that	that	PRON
ejif-1649	189	30	appropriately	appropriately	ADV
ejif-1649	189	31	satisfy	satisfy	VERB
ejif-1649	189	32	the	the	DET
ejif-1649	189	33	need	need	NOUN
ejif-1649	189	34	.	.	PUNCT
ejif-1649	190	1	similarly	similarly	ADV
ejif-1649	190	2	,	,	PUNCT
ejif-1649	190	3	another	another	DET
ejif-1649	190	4	function	function	NOUN
ejif-1649	190	5	of	of	ADP
ejif-1649	190	6	financial	financial	ADJ
ejif-1649	190	7	institutions	institution	NOUN
ejif-1649	190	8	is	be	AUX
ejif-1649	190	9	to	to	PART
ejif-1649	190	10	minimize	minimize	VERB
ejif-1649	190	11	risks	risk	NOUN
ejif-1649	190	12	.	.	PUNCT
ejif-1649	191	1	in	in	ADP
ejif-1649	191	2	conventional	conventional	ADJ
ejif-1649	191	3	finance	finance	NOUN
ejif-1649	191	4	,	,	PUNCT
ejif-1649	191	5	derivatives	derivative	NOUN
ejif-1649	191	6	are	be	AUX
ejif-1649	191	7	widely	widely	ADV
ejif-1649	191	8	used	use	VERB
ejif-1649	191	9	as	as	ADP
ejif-1649	191	10	hedging	hedging	NOUN
ejif-1649	191	11	instruments	instrument	NOUN
ejif-1649	191	12	.	.	PUNCT
ejif-1649	192	1	if	if	SCONJ
ejif-1649	192	2	the	the	DET
ejif-1649	192	3	current	current	ADJ
ejif-1649	192	4	compliant	compliant	ADJ
ejif-1649	192	5	product	product	NOUN
ejif-1649	192	6	approach	approach	NOUN
ejif-1649	192	7	is	be	AUX
ejif-1649	192	8	taken	take	VERB
ejif-1649	192	9	in	in	ADP
ejif-1649	192	10	islamic	islamic	ADJ
ejif-1649	192	11	finance	finance	NOUN
ejif-1649	192	12	,	,	PUNCT
ejif-1649	192	13	then	then	ADV
ejif-1649	192	14	one	one	PRON
ejif-1649	192	15	would	would	AUX
ejif-1649	192	16	try	try	VERB
ejif-1649	192	17	to	to	PART
ejif-1649	192	18	develop	develop	VERB
ejif-1649	192	19	islamic	islamic	ADJ
ejif-1649	192	20	forward	forward	ADV
ejif-1649	192	21	,	,	PUNCT
ejif-1649	192	22	islamic	islamic	ADJ
ejif-1649	192	23	swap	swap	NOUN
ejif-1649	192	24	,	,	PUNCT
ejif-1649	192	25	etc	etc	X
ejif-1649	192	26	.	.	X
ejif-1649	192	27	as	as	SCONJ
ejif-1649	192	28	conventional	conventional	ADJ
ejif-1649	192	29	derivatives	derivative	NOUN
ejif-1649	192	30	do	do	AUX
ejif-1649	192	31	not	not	PART
ejif-1649	192	32	comply	comply	VERB
ejif-1649	192	33	with	with	ADP
ejif-1649	192	34	principles	principle	NOUN
ejif-1649	192	35	,	,	PUNCT
ejif-1649	192	36	this	this	PRON
ejif-1649	192	37	may	may	AUX
ejif-1649	192	38	involve	involve	VERB
ejif-1649	192	39	using	use	VERB
ejif-1649	192	40	financial	financial	ADJ
ejif-1649	192	41	engineering	engineering	NOUN
ejif-1649	192	42	to	to	PART
ejif-1649	192	43	come	come	VERB
ejif-1649	192	44	up	up	ADP
ejif-1649	192	45	with	with	ADP
ejif-1649	192	46	stratagems/	stratagems/	NUM
ejif-1649	192	47	ruses	ruse	NOUN
ejif-1649	192	48	to	to	PART
ejif-1649	192	49	circumvent	circumvent	VERB
ejif-1649	192	50	the	the	DET
ejif-1649	192	51	prohibitions	prohibition	NOUN
ejif-1649	192	52	.	.	PUNCT
ejif-1649	193	1	under	under	ADP
ejif-1649	193	2	the	the	DET
ejif-1649	193	3	functional	functional	ADJ
ejif-1649	193	4	approach	approach	NOUN
ejif-1649	193	5	,	,	PUNCT
ejif-1649	193	6	however	however	ADV
ejif-1649	193	7	,	,	PUNCT
ejif-1649	193	8	the	the	DET
ejif-1649	193	9	need	need	NOUN
ejif-1649	193	10	of	of	ADP
ejif-1649	193	11	minimizing	minimize	VERB
ejif-1649	193	12	risks	risk	NOUN
ejif-1649	193	13	can	can	AUX
ejif-1649	193	14	be	be	AUX
ejif-1649	193	15	accomplished	accomplish	VERB
ejif-1649	193	16	by	by	ADP
ejif-1649	193	17	using	use	VERB
ejif-1649	193	18	other	other	ADJ
ejif-1649	193	19	means	mean	NOUN
ejif-1649	193	20	.	.	PUNCT
ejif-1649	194	1	for	for	ADP
ejif-1649	194	2	example	example	NOUN
ejif-1649	194	3	,	,	PUNCT
ejif-1649	194	4	al	al	PROPN
ejif-1649	194	5	-	-	PUNCT
ejif-1649	194	6	suwailem	suwailem	NOUN
ejif-1649	194	7	(	(	PUNCT
ejif-1649	194	8	2006	2006	NUM
ejif-1649	194	9	)	)	PUNCT
ejif-1649	194	10	suggests	suggest	VERB
ejif-1649	194	11	using	use	VERB
ejif-1649	194	12	a	a	DET
ejif-1649	194	13	cooperative	cooperative	ADJ
ejif-1649	194	14	technique	technique	NOUN
ejif-1649	194	15	of	of	ADP
ejif-1649	194	16	hedging	hedge	VERB
ejif-1649	194	17	currency	currency	NOUN
ejif-1649	194	18	risks	risk	NOUN
ejif-1649	194	19	that	that	PRON
ejif-1649	194	20	does	do	AUX
ejif-1649	194	21	not	not	PART
ejif-1649	194	22	employ	employ	VERB
ejif-1649	194	23	any	any	DET
ejif-1649	194	24	derivatives	derivative	NOUN
ejif-1649	194	25	.	.	PUNCT
ejif-1649	195	1	iv	iv	X
ejif-1649	195	2	.	.	PUNCT
ejif-1649	195	3	innovation	innovation	NOUN
ejif-1649	195	4	in	in	ADP
ejif-1649	195	5	operational	operational	ADJ
ejif-1649	195	6	risk	risk	NOUN
ejif-1649	195	7	management	management	NOUN
ejif-1649	195	8	many	many	ADJ
ejif-1649	195	9	islamic	islamic	ADJ
ejif-1649	195	10	and	and	CCONJ
ejif-1649	195	11	traditional	traditional	ADJ
ejif-1649	195	12	financial	financial	ADJ
ejif-1649	195	13	institutions	institution	NOUN
ejif-1649	195	14	are	be	AUX
ejif-1649	195	15	reviewing	review	VERB
ejif-1649	195	16	their	their	PRON
ejif-1649	195	17	risk	risk	NOUN
ejif-1649	195	18	management	management	NOUN
ejif-1649	195	19	functions	function	NOUN
ejif-1649	195	20	and	and	CCONJ
ejif-1649	195	21	models	model	NOUN
ejif-1649	195	22	.	.	PUNCT
ejif-1649	196	1	executive	executive	ADJ
ejif-1649	196	2	directors	director	NOUN
ejif-1649	196	3	,	,	PUNCT
ejif-1649	196	4	supervisory	supervisory	ADJ
ejif-1649	196	5	board	board	NOUN
ejif-1649	196	6	members	member	NOUN
ejif-1649	196	7	,	,	PUNCT
ejif-1649	196	8	and	and	CCONJ
ejif-1649	196	9	boards	board	NOUN
ejif-1649	196	10	of	of	ADP
ejif-1649	196	11	directors	director	NOUN
ejif-1649	196	12	,	,	PUNCT
ejif-1649	196	13	are	be	AUX
ejif-1649	196	14	more	more	ADV
ejif-1649	196	15	actively	actively	ADV
ejif-1649	196	16	engaged	engage	VERB
ejif-1649	196	17	in	in	ADP
ejif-1649	196	18	the	the	DET
ejif-1649	196	19	operational	operational	ADJ
ejif-1649	196	20	risk	risk	NOUN
ejif-1649	196	21	management	management	NOUN
ejif-1649	196	22	decision	decision	NOUN
ejif-1649	196	23	-	-	PUNCT
ejif-1649	196	24	making	make	VERB
ejif-1649	196	25	process	process	NOUN
ejif-1649	196	26	than	than	ADP
ejif-1649	196	27	ever	ever	ADV
ejif-1649	196	28	before	before	ADV
ejif-1649	196	29	.	.	PUNCT
ejif-1649	197	1	the	the	DET
ejif-1649	197	2	regulatory	regulatory	ADJ
ejif-1649	197	3	coordination	coordination	NOUN
ejif-1649	197	4	and	and	CCONJ
ejif-1649	197	5	harmonization	harmonization	NOUN
ejif-1649	197	6	of	of	ADP
ejif-1649	197	7	standards	standard	NOUN
ejif-1649	197	8	and	and	CCONJ
ejif-1649	197	9	fatwa	fatwa	NOUN
ejif-1649	197	10	is	be	AUX
ejif-1649	197	11	inevitable	inevitable	ADJ
ejif-1649	197	12	and	and	CCONJ
ejif-1649	197	13	market	market	NOUN
ejif-1649	197	14	and	and	CCONJ
ejif-1649	197	15	practice	practice	NOUN
ejif-1649	197	16	synergy	synergy	NOUN
ejif-1649	197	17	is	be	AUX
ejif-1649	197	18	an	an	DET
ejif-1649	197	19	aspiration	aspiration	NOUN
ejif-1649	197	20	of	of	ADP
ejif-1649	197	21	all	all	DET
ejif-1649	197	22	stakeholders	stakeholder	NOUN
ejif-1649	197	23	.	.	PUNCT
ejif-1649	198	1	enable	enable	VERB
ejif-1649	198	2	operational	operational	ADJ
ejif-1649	198	3	risk	risk	NOUN
ejif-1649	198	4	management	management	NOUN
ejif-1649	198	5	model	model	NOUN
ejif-1649	198	6	in	in	ADP
ejif-1649	198	7	developing	develop	VERB
ejif-1649	198	8	point	point	NOUN
ejif-1649	198	9	of	of	ADP
ejif-1649	198	10	views	view	NOUN
ejif-1649	198	11	on	on	ADP
ejif-1649	198	12	islamic	islamic	ADJ
ejif-1649	198	13	finance	finance	NOUN
ejif-1649	198	14	risk	risk	NOUN
ejif-1649	198	15	intelligence	intelligence	NOUN
ejif-1649	198	16	.	.	PUNCT
ejif-1649	199	1	needless	needless	ADJ
ejif-1649	199	2	to	to	PART
ejif-1649	199	3	say	say	VERB
ejif-1649	199	4	,	,	PUNCT
ejif-1649	199	5	the	the	DET
ejif-1649	199	6	overall	overall	ADJ
ejif-1649	199	7	issues	issue	NOUN
ejif-1649	199	8	islamic	islamic	ADJ
ejif-1649	199	9	financial	financial	ADJ
ejif-1649	199	10	institutions	institution	NOUN
ejif-1649	199	11	and	and	CCONJ
ejif-1649	199	12	risk	risk	NOUN
ejif-1649	199	13	executives	executive	NOUN
ejif-1649	199	14	were	be	AUX
ejif-1649	199	15	structured	structure	VERB
ejif-1649	199	16	around	around	ADP
ejif-1649	199	17	namely	namely	ADV
ejif-1649	199	18	governance	governance	NOUN
ejif-1649	199	19	,	,	PUNCT
ejif-1649	199	20	process	process	NOUN
ejif-1649	199	21	,	,	PUNCT
ejif-1649	199	22	people	people	NOUN
ejif-1649	199	23	,	,	PUNCT
ejif-1649	199	24	and	and	CCONJ
ejif-1649	199	25	technology	technology	NOUN
ejif-1649	199	26	.	.	PUNCT
ejif-1649	200	1	governance	governance	NOUN
ejif-1649	200	2	:	:	PUNCT
ejif-1649	200	3	the	the	DET
ejif-1649	200	4	governance	governance	NOUN
ejif-1649	200	5	capability	capability	NOUN
ejif-1649	200	6	focuses	focus	VERB
ejif-1649	200	7	on	on	ADP
ejif-1649	200	8	the	the	DET
ejif-1649	200	9	structure	structure	NOUN
ejif-1649	200	10	and	and	CCONJ
ejif-1649	200	11	organization	organization	NOUN
ejif-1649	200	12	of	of	ADP
ejif-1649	200	13	the	the	DET
ejif-1649	200	14	risk	risk	NOUN
ejif-1649	200	15	management	management	NOUN
ejif-1649	200	16	function	function	NOUN
ejif-1649	200	17	(	(	PUNCT
ejif-1649	200	18	even	even	ADV
ejif-1649	200	19	if	if	SCONJ
ejif-1649	200	20	no	no	DET
ejif-1649	200	21	risk	risk	NOUN
ejif-1649	200	22	manager	manager	NOUN
ejif-1649	200	23	position	position	NOUN
ejif-1649	200	24	formally	formally	ADV
ejif-1649	200	25	exists	exist	VERB
ejif-1649	200	26	)	)	PUNCT
ejif-1649	200	27	in	in	ADP
ejif-1649	200	28	order	order	NOUN
ejif-1649	200	29	to	to	PART
ejif-1649	200	30	make	make	VERB
ejif-1649	200	31	riskintelligent	riskintelligent	ADJ
ejif-1649	200	32	decisions	decision	NOUN
ejif-1649	200	33	and	and	CCONJ
ejif-1649	200	34	execute	execute	VERB
ejif-1649	200	35	those	those	DET
ejif-1649	200	36	decisions	decision	NOUN
ejif-1649	200	37	in	in	ADP
ejif-1649	200	38	a	a	DET
ejif-1649	200	39	timely	timely	ADJ
ejif-1649	200	40	and	and	CCONJ
ejif-1649	200	41	effective	effective	ADJ
ejif-1649	200	42	manner	manner	NOUN
ejif-1649	200	43	.	.	PUNCT
ejif-1649	201	1	a	a	DET
ejif-1649	201	2	company	company	NOUN
ejif-1649	201	3	needs	need	VERB
ejif-1649	201	4	to	to	PART
ejif-1649	201	5	define	define	VERB
ejif-1649	201	6	roles	role	NOUN
ejif-1649	201	7	and	and	CCONJ
ejif-1649	201	8	responsibilities	responsibility	NOUN
ejif-1649	201	9	of	of	ADP
ejif-1649	201	10	the	the	DET
ejif-1649	201	11	board	board	NOUN
ejif-1649	201	12	and	and	CCONJ
ejif-1649	201	13	its	its	PRON
ejif-1649	201	14	committees	committee	NOUN
ejif-1649	201	15	,	,	PUNCT
ejif-1649	201	16	management	management	NOUN
ejif-1649	201	17	,	,	PUNCT
ejif-1649	201	18	internal	internal	ADJ
ejif-1649	201	19	audit	audit	NOUN
ejif-1649	201	20	and	and	CCONJ
ejif-1649	201	21	risk	risk	NOUN
ejif-1649	201	22	management	management	NOUN
ejif-1649	201	23	functions	function	NOUN
ejif-1649	201	24	with	with	ADP
ejif-1649	201	25	respect	respect	NOUN
ejif-1649	201	26	to	to	ADP
ejif-1649	201	27	risk	risk	NOUN
ejif-1649	201	28	management	management	NOUN
ejif-1649	201	29	.	.	PUNCT
ejif-1649	202	1	risk	risk	NOUN
ejif-1649	202	2	management	management	NOUN
ejif-1649	202	3	policies	policy	NOUN
ejif-1649	202	4	such	such	ADJ
ejif-1649	202	5	as	as	ADP
ejif-1649	202	6	risk	risk	NOUN
ejif-1649	202	7	appetite	appetite	NOUN
ejif-1649	202	8	,	,	PUNCT
ejif-1649	202	9	tolerance	tolerance	NOUN
ejif-1649	202	10	and	and	CCONJ
ejif-1649	202	11	delegation	delegation	NOUN
ejif-1649	202	12	of	of	ADP
ejif-1649	202	13	authority	authority	NOUN
ejif-1649	202	14	need	need	VERB
ejif-1649	202	15	to	to	PART
ejif-1649	202	16	be	be	AUX
ejif-1649	202	17	formally	formally	ADV
ejif-1649	202	18	documented	document	VERB
ejif-1649	202	19	and	and	CCONJ
ejif-1649	202	20	communicated	communicate	VERB
ejif-1649	202	21	.	.	PUNCT
ejif-1649	203	1	process	process	NOUN
ejif-1649	203	2	:	:	PUNCT
ejif-1649	203	3	the	the	DET
ejif-1649	203	4	process	process	NOUN
ejif-1649	203	5	capability	capability	NOUN
ejif-1649	203	6	focuses	focus	VERB
ejif-1649	203	7	on	on	ADP
ejif-1649	203	8	the	the	DET
ejif-1649	203	9	process	process	NOUN
ejif-1649	203	10	in	in	ADP
ejif-1649	203	11	place	place	NOUN
ejif-1649	203	12	to	to	PART
ejif-1649	203	13	execute	execute	VERB
ejif-1649	203	14	risk	risk	NOUN
ejif-1649	203	15	management	management	NOUN
ejif-1649	203	16	.	.	PUNCT
ejif-1649	204	1	this	this	PRON
ejif-1649	204	2	includes	include	VERB
ejif-1649	204	3	core	core	NOUN
ejif-1649	204	4	operational	operational	ADJ
ejif-1649	204	5	and	and	CCONJ
ejif-1649	204	6	infrastructure	infrastructure	NOUN
ejif-1649	204	7	business	business	NOUN
ejif-1649	204	8	processes	process	NOUN
ejif-1649	204	9	necessary	necessary	ADJ
ejif-1649	204	10	to	to	PART
ejif-1649	204	11	run	run	VERB
ejif-1649	204	12	the	the	DET
ejif-1649	204	13	risk	risk	NOUN
ejif-1649	204	14	ejif	ejif	NOUN
ejif-1649	204	15	–	–	PUNCT
ejif-1649	204	16	european	european	PROPN
ejif-1649	204	17	journal	journal	PROPN
ejif-1649	204	18	of	of	ADP
ejif-1649	204	19	islamic	islamic	PROPN
ejif-1649	204	20	finance	finance	PROPN
ejif-1649	204	21	no	no	DET
ejif-1649	204	22	4	4	NUM
ejif-1649	204	23	,	,	PUNCT
ejif-1649	204	24	march	march	PROPN
ejif-1649	204	25	(	(	PUNCT
ejif-1649	204	26	2016	2016	NUM
ejif-1649	204	27	)	)	PUNCT
ejif-1649	205	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1649	205	2	issn	issn	VERB
ejif-1649	205	3	2421	2421	NUM
ejif-1649	205	4	-	-	SYM
ejif-1649	205	5	2172	2172	NUM
ejif-1649	205	6	7	7	NUM
ejif-1649	205	7	management	management	NOUN
ejif-1649	205	8	in	in	ADP
ejif-1649	205	9	an	an	DET
ejif-1649	205	10	efficient	efficient	ADJ
ejif-1649	205	11	manner	manner	NOUN
ejif-1649	205	12	to	to	PART
ejif-1649	205	13	create	create	VERB
ejif-1649	205	14	and	and	CCONJ
ejif-1649	205	15	protect	protect	VERB
ejif-1649	205	16	value	value	NOUN
ejif-1649	205	17	.	.	PUNCT
ejif-1649	206	1	risk	risk	NOUN
ejif-1649	206	2	management	management	NOUN
ejif-1649	206	3	steps	step	NOUN
ejif-1649	206	4	and	and	CCONJ
ejif-1649	206	5	process	process	NOUN
ejif-1649	206	6	in	in	ADP
ejif-1649	206	7	outer	outer	ADJ
ejif-1649	206	8	look	look	NOUN
ejif-1649	206	9	,	,	PUNCT
ejif-1649	206	10	seems	seem	VERB
ejif-1649	206	11	to	to	PART
ejif-1649	206	12	be	be	AUX
ejif-1649	206	13	very	very	ADV
ejif-1649	206	14	simple	simple	ADJ
ejif-1649	206	15	and	and	CCONJ
ejif-1649	206	16	easy	easy	ADJ
ejif-1649	206	17	,	,	PUNCT
ejif-1649	206	18	but	but	CCONJ
ejif-1649	206	19	in	in	ADP
ejif-1649	206	20	reality	reality	NOUN
ejif-1649	206	21	it	it	PRON
ejif-1649	206	22	is	be	AUX
ejif-1649	206	23	the	the	DET
ejif-1649	206	24	resultant	resultant	NOUN
ejif-1649	206	25	of	of	ADP
ejif-1649	206	26	a	a	DET
ejif-1649	206	27	high	high	ADJ
ejif-1649	206	28	complex	complex	ADJ
ejif-1649	206	29	and	and	CCONJ
ejif-1649	206	30	intricate	intricate	ADJ
ejif-1649	206	31	process	process	NOUN
ejif-1649	206	32	.	.	PUNCT
ejif-1649	207	1	risk	risk	NOUN
ejif-1649	207	2	management	management	NOUN
ejif-1649	207	3	is	be	AUX
ejif-1649	207	4	often	often	ADV
ejif-1649	207	5	associated	associate	VERB
ejif-1649	207	6	with	with	ADP
ejif-1649	207	7	risk	risk	NOUN
ejif-1649	207	8	identification	identification	NOUN
ejif-1649	207	9	,	,	PUNCT
ejif-1649	207	10	measurement	measurement	NOUN
ejif-1649	207	11	,	,	PUNCT
ejif-1649	207	12	monitoring	monitoring	NOUN
ejif-1649	207	13	and	and	CCONJ
ejif-1649	207	14	controlling	control	VERB
ejif-1649	207	15	,	,	PUNCT
ejif-1649	207	16	but	but	CCONJ
ejif-1649	207	17	all	all	DET
ejif-1649	207	18	these	these	DET
ejif-1649	207	19	four	four	NUM
ejif-1649	207	20	steps	step	NOUN
ejif-1649	207	21	can	can	AUX
ejif-1649	207	22	not	not	PART
ejif-1649	207	23	be	be	AUX
ejif-1649	207	24	effectively	effectively	ADV
ejif-1649	207	25	exercised	exercise	VERB
ejif-1649	207	26	unless	unless	SCONJ
ejif-1649	207	27	the	the	DET
ejif-1649	207	28	corporate	corporate	ADJ
ejif-1649	207	29	governance	governance	NOUN
ejif-1649	207	30	issues	issue	NOUN
ejif-1649	207	31	and	and	CCONJ
ejif-1649	207	32	internal	internal	ADJ
ejif-1649	207	33	control	control	NOUN
ejif-1649	207	34	tasks	task	NOUN
ejif-1649	207	35	are	be	AUX
ejif-1649	207	36	performed	perform	VERB
ejif-1649	207	37	well	well	ADV
ejif-1649	207	38	.	.	PUNCT
ejif-1649	208	1	within	within	ADP
ejif-1649	208	2	the	the	DET
ejif-1649	208	3	model	model	NOUN
ejif-1649	208	4	risk	risk	NOUN
ejif-1649	208	5	management	management	NOUN
ejif-1649	208	6	we	we	PRON
ejif-1649	208	7	can	can	AUX
ejif-1649	208	8	divide	divide	VERB
ejif-1649	208	9	to	to	ADP
ejif-1649	208	10	the	the	DET
ejif-1649	208	11	three	three	NUM
ejif-1649	208	12	layers	layer	NOUN
ejif-1649	208	13	.	.	PUNCT
ejif-1649	209	1	this	this	DET
ejif-1649	209	2	threefold	threefold	ADJ
ejif-1649	209	3	model	model	NOUN
ejif-1649	209	4	firstly	firstly	ADV
ejif-1649	209	5	has	have	AUX
ejif-1649	209	6	explained	explain	VERB
ejif-1649	209	7	the	the	DET
ejif-1649	209	8	most	most	ADV
ejif-1649	209	9	outer	outer	ADJ
ejif-1649	209	10	layer	layer	NOUN
ejif-1649	209	11	,	,	PUNCT
ejif-1649	209	12	where	where	SCONJ
ejif-1649	209	13	institutional	institutional	ADJ
ejif-1649	209	14	development	development	NOUN
ejif-1649	209	15	was	be	AUX
ejif-1649	209	16	emphasized	emphasize	VERB
ejif-1649	209	17	.	.	PUNCT
ejif-1649	210	1	in	in	ADP
ejif-1649	210	2	the	the	DET
ejif-1649	210	3	second	second	ADJ
ejif-1649	210	4	layer	layer	NOUN
ejif-1649	210	5	internal	internal	ADJ
ejif-1649	210	6	control	control	NOUN
ejif-1649	210	7	is	be	AUX
ejif-1649	210	8	contributing	contribute	VERB
ejif-1649	210	9	valuable	valuable	ADJ
ejif-1649	210	10	part	part	NOUN
ejif-1649	210	11	in	in	ADP
ejif-1649	210	12	risk	risk	NOUN
ejif-1649	210	13	management	management	NOUN
ejif-1649	210	14	process	process	NOUN
ejif-1649	210	15	and	and	CCONJ
ejif-1649	210	16	in	in	ADP
ejif-1649	210	17	the	the	DET
ejif-1649	210	18	last	last	ADJ
ejif-1649	210	19	layer	layer	NOUN
ejif-1649	210	20	risk	risk	NOUN
ejif-1649	210	21	management	management	NOUN
ejif-1649	210	22	process	process	NOUN
ejif-1649	210	23	itself	itself	PRON
ejif-1649	210	24	has	have	AUX
ejif-1649	210	25	been	be	AUX
ejif-1649	210	26	highlighted	highlight	VERB
ejif-1649	210	27	.	.	PUNCT
ejif-1649	211	1	the	the	DET
ejif-1649	211	2	model	model	NOUN
ejif-1649	211	3	suggests	suggest	VERB
ejif-1649	211	4	that	that	SCONJ
ejif-1649	211	5	all	all	DET
ejif-1649	211	6	policies	policy	NOUN
ejif-1649	211	7	,	,	PUNCT
ejif-1649	211	8	procedures	procedure	NOUN
ejif-1649	211	9	,	,	PUNCT
ejif-1649	211	10	corporate	corporate	ADJ
ejif-1649	211	11	governance	governance	NOUN
ejif-1649	211	12	and	and	CCONJ
ejif-1649	211	13	internal	internal	ADJ
ejif-1649	211	14	control	control	NOUN
ejif-1649	211	15	are	be	AUX
ejif-1649	211	16	working	work	VERB
ejif-1649	211	17	in	in	ADP
ejif-1649	211	18	a	a	DET
ejif-1649	211	19	single	single	ADJ
ejif-1649	211	20	direction	direction	NOUN
ejif-1649	211	21	to	to	PART
ejif-1649	211	22	manage	manage	VERB
ejif-1649	211	23	risks	risk	NOUN
ejif-1649	211	24	in	in	ADP
ejif-1649	211	25	islamic	islamic	ADJ
ejif-1649	211	26	financial	financial	ADJ
ejif-1649	211	27	institution	institution	NOUN
ejif-1649	211	28	.	.	PUNCT
ejif-1649	212	1	the	the	DET
ejif-1649	212	2	above	above	ADJ
ejif-1649	212	3	mentioned	mention	VERB
ejif-1649	212	4	layers	layer	NOUN
ejif-1649	212	5	are	be	AUX
ejif-1649	212	6	implemented	implement	VERB
ejif-1649	212	7	on	on	ADP
ejif-1649	212	8	each	each	DET
ejif-1649	212	9	step	step	NOUN
ejif-1649	212	10	of	of	ADP
ejif-1649	212	11	risk	risk	NOUN
ejif-1649	212	12	management	management	NOUN
ejif-1649	212	13	process	process	NOUN
ejif-1649	212	14	.	.	PUNCT
ejif-1649	213	1	accordingly	accordingly	ADV
ejif-1649	213	2	risk	risk	VERB
ejif-1649	213	3	management	management	NOUN
ejif-1649	213	4	process	process	NOUN
ejif-1649	213	5	has	have	AUX
ejif-1649	213	6	been	be	AUX
ejif-1649	213	7	divided	divide	VERB
ejif-1649	213	8	into	into	ADP
ejif-1649	213	9	4	4	NUM
ejif-1649	213	10	steps	step	NOUN
ejif-1649	213	11	,	,	PUNCT
ejif-1649	213	12	which	which	PRON
ejif-1649	213	13	are	be	AUX
ejif-1649	213	14	risk	risk	NOUN
ejif-1649	213	15	identification	identification	NOUN
ejif-1649	213	16	,	,	PUNCT
ejif-1649	213	17	risk	risk	NOUN
ejif-1649	213	18	measurement	measurement	NOUN
ejif-1649	213	19	,	,	PUNCT
ejif-1649	213	20	risk	risk	NOUN
ejif-1649	213	21	monitoring	monitoring	NOUN
ejif-1649	213	22	and	and	CCONJ
ejif-1649	213	23	controlling	controlling	NOUN
ejif-1649	213	24	.	.	PUNCT
ejif-1649	214	1	thus	thus	ADV
ejif-1649	214	2	the	the	DET
ejif-1649	214	3	model	model	NOUN
ejif-1649	214	4	of	of	ADP
ejif-1649	214	5	risk	risk	NOUN
ejif-1649	214	6	management	management	NOUN
ejif-1649	214	7	and	and	CCONJ
ejif-1649	214	8	regulatory	regulatory	ADJ
ejif-1649	214	9	from	from	ADP
ejif-1649	214	10	satar	satar	NOUN
ejif-1649	214	11	(	(	PUNCT
ejif-1649	214	12	2010	2010	NUM
ejif-1649	214	13	)	)	PUNCT
ejif-1649	214	14	work	work	NOUN
ejif-1649	214	15	concludes	conclude	VERB
ejif-1649	214	16	the	the	DET
ejif-1649	214	17	entire	entire	ADJ
ejif-1649	214	18	risk	risk	NOUN
ejif-1649	214	19	management	management	NOUN
ejif-1649	214	20	is	be	AUX
ejif-1649	214	21	interdependent	interdependent	ADJ
ejif-1649	214	22	with	with	ADP
ejif-1649	214	23	each	each	DET
ejif-1649	214	24	other	other	ADJ
ejif-1649	214	25	.	.	PUNCT
ejif-1649	215	1	it	it	PRON
ejif-1649	215	2	has	have	AUX
ejif-1649	215	3	been	be	AUX
ejif-1649	215	4	explained	explain	VERB
ejif-1649	215	5	that	that	SCONJ
ejif-1649	215	6	risk	risk	NOUN
ejif-1649	215	7	management	management	NOUN
ejif-1649	215	8	process	process	NOUN
ejif-1649	215	9	three	three	NUM
ejif-1649	215	10	layers	layer	NOUN
ejif-1649	215	11	.	.	PUNCT
ejif-1649	216	1	these	these	DET
ejif-1649	216	2	all	all	DET
ejif-1649	216	3	the	the	DET
ejif-1649	216	4	elements	element	NOUN
ejif-1649	216	5	are	be	AUX
ejif-1649	216	6	interdependent	interdependent	ADJ
ejif-1649	216	7	.	.	PUNCT
ejif-1649	217	1	one	one	NUM
ejif-1649	217	2	layer	layer	NOUN
ejif-1649	217	3	can	can	AUX
ejif-1649	217	4	not	not	PART
ejif-1649	217	5	be	be	AUX
ejif-1649	217	6	complete	complete	ADJ
ejif-1649	217	7	without	without	ADP
ejif-1649	217	8	proper	proper	ADJ
ejif-1649	217	9	supervision	supervision	NOUN
ejif-1649	217	10	and	and	CCONJ
ejif-1649	217	11	control	control	NOUN
ejif-1649	217	12	of	of	ADP
ejif-1649	217	13	other	other	ADJ
ejif-1649	217	14	factors	factor	NOUN
ejif-1649	217	15	.	.	PUNCT
ejif-1649	218	1	people	people	NOUN
ejif-1649	218	2	:	:	PUNCT
ejif-1649	218	3	the	the	DET
ejif-1649	218	4	people	people	NOUN
ejif-1649	218	5	capability	capability	NOUN
ejif-1649	218	6	focuses	focus	VERB
ejif-1649	218	7	on	on	ADP
ejif-1649	218	8	having	have	VERB
ejif-1649	218	9	the	the	DET
ejif-1649	218	10	right	right	ADJ
ejif-1649	218	11	number	number	NOUN
ejif-1649	218	12	of	of	ADP
ejif-1649	218	13	people	people	NOUN
ejif-1649	218	14	with	with	ADP
ejif-1649	218	15	the	the	DET
ejif-1649	218	16	appropriate	appropriate	ADJ
ejif-1649	218	17	training	training	NOUN
ejif-1649	218	18	and	and	CCONJ
ejif-1649	218	19	awareness	awareness	NOUN
ejif-1649	218	20	to	to	PART
ejif-1649	218	21	execute	execute	VERB
ejif-1649	218	22	the	the	DET
ejif-1649	218	23	risk	risk	NOUN
ejif-1649	218	24	management	management	NOUN
ejif-1649	218	25	process	process	NOUN
ejif-1649	218	26	.	.	PUNCT
ejif-1649	219	1	this	this	PRON
ejif-1649	219	2	includes	include	VERB
ejif-1649	219	3	trained	train	VERB
ejif-1649	219	4	people	people	NOUN
ejif-1649	219	5	at	at	ADP
ejif-1649	219	6	all	all	DET
ejif-1649	219	7	levels	level	NOUN
ejif-1649	219	8	and	and	CCONJ
ejif-1649	219	9	a	a	DET
ejif-1649	219	10	companywide	companywide	NOUN
ejif-1649	219	11	risk	risk	NOUN
ejif-1649	219	12	awareness	awareness	NOUN
ejif-1649	219	13	culture	culture	NOUN
ejif-1649	219	14	.	.	PUNCT
ejif-1649	220	1			X
ejif-1649	220	2	qualified	qualified	ADJ
ejif-1649	220	3	human	human	ADJ
ejif-1649	220	4	resources	resource	NOUN
ejif-1649	220	5	according	accord	VERB
ejif-1649	220	6	to	to	ADP
ejif-1649	220	7	an	an	DET
ejif-1649	220	8	imf	imf	PROPN
ejif-1649	220	9	(	(	PUNCT
ejif-1649	220	10	international	international	ADJ
ejif-1649	220	11	monetary	monetary	ADJ
ejif-1649	220	12	fund	fund	NOUN
ejif-1649	220	13	)	)	PUNCT
ejif-1649	220	14	survey	survey	NOUN
ejif-1649	220	15	,	,	PUNCT
ejif-1649	220	16	the	the	DET
ejif-1649	220	17	shortage	shortage	NOUN
ejif-1649	220	18	of	of	ADP
ejif-1649	220	19	human	human	ADJ
ejif-1649	220	20	capital	capital	NOUN
ejif-1649	220	21	with	with	ADP
ejif-1649	220	22	expertise	expertise	NOUN
ejif-1649	220	23	in	in	ADP
ejif-1649	220	24	islamic	islamic	ADJ
ejif-1649	220	25	financial	financial	ADJ
ejif-1649	220	26	institution	institution	NOUN
ejif-1649	220	27	is	be	AUX
ejif-1649	220	28	deemed	deem	VERB
ejif-1649	220	29	as	as	ADP
ejif-1649	220	30	part	part	NOUN
ejif-1649	220	31	of	of	ADP
ejif-1649	220	32	the	the	DET
ejif-1649	220	33	cause	cause	NOUN
ejif-1649	220	34	of	of	ADP
ejif-1649	220	35	the	the	DET
ejif-1649	220	36	decline	decline	NOUN
ejif-1649	220	37	in	in	ADP
ejif-1649	220	38	the	the	DET
ejif-1649	220	39	profitability	profitability	NOUN
ejif-1649	220	40	of	of	ADP
ejif-1649	220	41	islamic	islamic	ADJ
ejif-1649	220	42	banks	bank	NOUN
ejif-1649	220	43	during	during	ADP
ejif-1649	220	44	the	the	DET
ejif-1649	220	45	recent	recent	ADJ
ejif-1649	220	46	global	global	ADJ
ejif-1649	220	47	economic	economic	ADJ
ejif-1649	220	48	crisis	crisis	NOUN
ejif-1649	220	49	of	of	ADP
ejif-1649	220	50	2007	2007	NUM
ejif-1649	220	51	-	-	SYM
ejif-1649	220	52	2008	2008	NUM
ejif-1649	220	53	.	.	PUNCT
ejif-1649	221	1	the	the	DET
ejif-1649	221	2	need	need	NOUN
ejif-1649	221	3	for	for	ADP
ejif-1649	221	4	more	more	ADJ
ejif-1649	221	5	qualified	qualified	ADJ
ejif-1649	221	6	staff	staff	NOUN
ejif-1649	221	7	is	be	AUX
ejif-1649	221	8	frequently	frequently	ADV
ejif-1649	221	9	highlighted	highlight	VERB
ejif-1649	221	10	as	as	ADP
ejif-1649	221	11	being	be	AUX
ejif-1649	221	12	one	one	NUM
ejif-1649	221	13	of	of	ADP
ejif-1649	221	14	the	the	DET
ejif-1649	221	15	major	major	ADJ
ejif-1649	221	16	reasons	reason	NOUN
ejif-1649	221	17	that	that	PRON
ejif-1649	221	18	islamic	islamic	ADJ
ejif-1649	221	19	financial	financial	ADJ
ejif-1649	221	20	institution	institution	NOUN
ejif-1649	221	21	has	have	AUX
ejif-1649	221	22	not	not	PART
ejif-1649	221	23	developed	develop	VERB
ejif-1649	221	24	any	any	DET
ejif-1649	221	25	further	further	ADJ
ejif-1649	221	26	or	or	CCONJ
ejif-1649	221	27	any	any	PRON
ejif-1649	221	28	faster	fast	ADV
ejif-1649	221	29	.	.	PUNCT
ejif-1649	222	1	as	as	SCONJ
ejif-1649	222	2	noted	note	VERB
ejif-1649	222	3	,	,	PUNCT
ejif-1649	222	4	there	there	PRON
ejif-1649	222	5	are	be	VERB
ejif-1649	222	6	now	now	ADV
ejif-1649	222	7	a	a	DET
ejif-1649	222	8	large	large	ADJ
ejif-1649	222	9	number	number	NOUN
ejif-1649	222	10	of	of	ADP
ejif-1649	222	11	courses	course	NOUN
ejif-1649	222	12	and	and	CCONJ
ejif-1649	222	13	qualifications	qualification	NOUN
ejif-1649	222	14	available	available	ADJ
ejif-1649	222	15	.	.	PUNCT
ejif-1649	223	1	it	it	PRON
ejif-1649	223	2	is	be	AUX
ejif-1649	223	3	increasingly	increasingly	ADV
ejif-1649	223	4	possible	possible	ADJ
ejif-1649	223	5	for	for	SCONJ
ejif-1649	223	6	institutions	institution	NOUN
ejif-1649	223	7	to	to	PART
ejif-1649	223	8	send	send	VERB
ejif-1649	223	9	employee	employee	NOUN
ejif-1649	223	10	to	to	ADP
ejif-1649	223	11	these	these	DET
ejif-1649	223	12	courses	course	NOUN
ejif-1649	223	13	and	and	CCONJ
ejif-1649	223	14	are	be	AUX
ejif-1649	223	15	also	also	ADV
ejif-1649	223	16	fund	fund	NOUN
ejif-1649	223	17	available	available	ADJ
ejif-1649	223	18	to	to	PART
ejif-1649	223	19	pay	pay	VERB
ejif-1649	223	20	for	for	SCONJ
ejif-1649	223	21	students	student	NOUN
ejif-1649	223	22	to	to	PART
ejif-1649	223	23	study	study	VERB
ejif-1649	223	24	for	for	ADP
ejif-1649	223	25	higher	high	ADJ
ejif-1649	223	26	degrees	degree	NOUN
ejif-1649	223	27	.	.	PUNCT
ejif-1649	224	1	while	while	SCONJ
ejif-1649	224	2	there	there	PRON
ejif-1649	224	3	will	will	AUX
ejif-1649	224	4	probably	probably	ADV
ejif-1649	224	5	always	always	ADV
ejif-1649	224	6	be	be	AUX
ejif-1649	224	7	some	some	PRON
ejif-1649	224	8	who	who	PRON
ejif-1649	224	9	become	become	VERB
ejif-1649	224	10	better	well	ADV
ejif-1649	224	11	known	know	VERB
ejif-1649	224	12	and	and	CCONJ
ejif-1649	224	13	whose	whose	DET
ejif-1649	224	14	opinion	opinion	NOUN
ejif-1649	224	15	in	in	SCONJ
ejif-1649	224	16	most	most	ADV
ejif-1649	224	17	often	often	ADV
ejif-1649	224	18	sought	seek	VERB
ejif-1649	224	19	,	,	PUNCT
ejif-1649	224	20	there	there	PRON
ejif-1649	224	21	needs	need	VERB
ejif-1649	224	22	to	to	PART
ejif-1649	224	23	be	be	AUX
ejif-1649	224	24	a	a	DET
ejif-1649	224	25	deeper	deep	ADJ
ejif-1649	224	26	pool	pool	NOUN
ejif-1649	224	27	of	of	ADP
ejif-1649	224	28	names	name	NOUN
ejif-1649	224	29	.	.	PUNCT
ejif-1649	225	1	however	however	ADV
ejif-1649	225	2	,	,	PUNCT
ejif-1649	225	3	the	the	DET
ejif-1649	225	4	skill	skill	NOUN
ejif-1649	225	5	required	require	VERB
ejif-1649	225	6	can	can	AUX
ejif-1649	225	7	only	only	ADV
ejif-1649	225	8	be	be	AUX
ejif-1649	225	9	obtained	obtain	VERB
ejif-1649	225	10	after	after	ADP
ejif-1649	225	11	many	many	ADJ
ejif-1649	225	12	years	year	NOUN
ejif-1649	225	13	of	of	ADP
ejif-1649	225	14	study	study	NOUN
ejif-1649	225	15	in	in	ADP
ejif-1649	225	16	law	law	NOUN
ejif-1649	225	17	,	,	PUNCT
ejif-1649	225	18	islamic	islamic	ADJ
ejif-1649	225	19	finance	finance	NOUN
ejif-1649	225	20	,	,	PUNCT
ejif-1649	225	21	law	law	NOUN
ejif-1649	225	22	and	and	CCONJ
ejif-1649	225	23	finance	finance	NOUN
ejif-1649	225	24	.	.	PUNCT
ejif-1649	226	1	this	this	PRON
ejif-1649	226	2	can	can	AUX
ejif-1649	226	3	be	be	AUX
ejif-1649	226	4	daunting	daunt	VERB
ejif-1649	226	5	process	process	NOUN
ejif-1649	226	6	.	.	PUNCT
ejif-1649	227	1	islamic	islamic	ADJ
ejif-1649	227	2	financial	financial	ADJ
ejif-1649	227	3	institutions	institution	NOUN
ejif-1649	227	4	will	will	AUX
ejif-1649	227	5	continue	continue	VERB
ejif-1649	227	6	to	to	PART
ejif-1649	227	7	need	need	VERB
ejif-1649	227	8	people	people	NOUN
ejif-1649	227	9	who	who	PRON
ejif-1649	227	10	can	can	AUX
ejif-1649	227	11	monitor	monitor	VERB
ejif-1649	227	12	compliance	compliance	NOUN
ejif-1649	227	13	in	in	ADP
ejif-1649	227	14	practice	practice	NOUN
ejif-1649	227	15	and	and	CCONJ
ejif-1649	227	16	ensure	ensure	VERB
ejif-1649	227	17	that	that	SCONJ
ejif-1649	227	18	there	there	PRON
ejif-1649	227	19	is	be	VERB
ejif-1649	227	20	a	a	DET
ejif-1649	227	21	working	work	VERB
ejif-1649	227	22	system	system	NOUN
ejif-1649	227	23	of	of	ADP
ejif-1649	227	24	governance	governance	NOUN
ejif-1649	227	25	in	in	ADP
ejif-1649	227	26	the	the	DET
ejif-1649	227	27	institutions	institution	NOUN
ejif-1649	227	28	such	such	ADJ
ejif-1649	227	29	as	as	ADP
ejif-1649	227	30	shari’ah	shari’ah	PROPN
ejif-1649	227	31	supervisory	supervisory	ADJ
ejif-1649	227	32	board	board	NOUN
ejif-1649	227	33	.	.	PUNCT
ejif-1649	228	1	the	the	DET
ejif-1649	228	2	shari’ah	shari’ah	PROPN
ejif-1649	228	3	supervisory	supervisory	ADJ
ejif-1649	228	4	board	board	NOUN
ejif-1649	228	5	is	be	AUX
ejif-1649	228	6	an	an	DET
ejif-1649	228	7	independent	independent	ADJ
ejif-1649	228	8	body	body	NOUN
ejif-1649	228	9	of	of	ADP
ejif-1649	228	10	specialised	specialised	ADJ
ejif-1649	228	11	jurists	jurist	NOUN
ejif-1649	228	12	in	in	ADP
ejif-1649	228	13	fiqh	fiqh	PROPN
ejif-1649	228	14	al	al	PROPN
ejif-1649	228	15	-	-	PUNCT
ejif-1649	228	16	muamalat	muamalat	PROPN
ejif-1649	228	17	(	(	PUNCT
ejif-1649	228	18	islamic	islamic	ADJ
ejif-1649	228	19	commercial	commercial	ADJ
ejif-1649	228	20	jurisprudence	jurisprudence	NOUN
ejif-1649	228	21	)	)	PUNCT
ejif-1649	228	22	.	.	PUNCT
ejif-1649	229	1	however	however	ADV
ejif-1649	229	2	,	,	PUNCT
ejif-1649	229	3	the	the	DET
ejif-1649	229	4	board	board	NOUN
ejif-1649	229	5	may	may	AUX
ejif-1649	229	6	include	include	VERB
ejif-1649	229	7	a	a	DET
ejif-1649	229	8	member	member	NOUN
ejif-1649	229	9	other	other	ADJ
ejif-1649	229	10	than	than	ADP
ejif-1649	229	11	those	those	PRON
ejif-1649	229	12	specialised	specialise	VERB
ejif-1649	229	13	in	in	ADP
ejif-1649	229	14	fiqh	fiqh	PROPN
ejif-1649	229	15	al	al	PROPN
ejif-1649	229	16	-	-	PUNCT
ejif-1649	229	17	muamalat	muamalat	NOUN
ejif-1649	229	18	,	,	PUNCT
ejif-1649	229	19	but	but	CCONJ
ejif-1649	229	20	who	who	PRON
ejif-1649	229	21	should	should	AUX
ejif-1649	229	22	be	be	AUX
ejif-1649	229	23	an	an	DET
ejif-1649	229	24	expert	expert	NOUN
ejif-1649	229	25	in	in	ADP
ejif-1649	229	26	the	the	DET
ejif-1649	229	27	field	field	NOUN
ejif-1649	229	28	of	of	ADP
ejif-1649	229	29	islamic	islamic	ADJ
ejif-1649	229	30	financial	financial	ADJ
ejif-1649	229	31	institutions	institution	NOUN
ejif-1649	229	32	and	and	CCONJ
ejif-1649	229	33	with	with	ADP
ejif-1649	229	34	the	the	DET
ejif-1649	229	35	duty	duty	NOUN
ejif-1649	229	36	of	of	ADP
ejif-1649	229	37	directing	directing	NOUN
ejif-1649	229	38	,	,	PUNCT
ejif-1649	229	39	reviewing	review	VERB
ejif-1649	229	40	and	and	CCONJ
ejif-1649	229	41	supervising	supervise	VERB
ejif-1649	229	42	the	the	DET
ejif-1649	229	43	activities	activity	NOUN
ejif-1649	229	44	of	of	ADP
ejif-1649	229	45	the	the	DET
ejif-1649	229	46	islamic	islamic	ADJ
ejif-1649	229	47	financial	financial	ADJ
ejif-1649	229	48	institutions	institution	NOUN
ejif-1649	229	49	.	.	PUNCT
ejif-1649	230	1	the	the	DET
ejif-1649	230	2	rulings	ruling	NOUN
ejif-1649	230	3	of	of	ADP
ejif-1649	230	4	the	the	DET
ejif-1649	230	5	shari’ah	shari’ah	PROPN
ejif-1649	230	6	supervisory	supervisory	ADJ
ejif-1649	230	7	board	board	NOUN
ejif-1649	230	8	are	be	AUX
ejif-1649	230	9	binding	bind	VERB
ejif-1649	230	10	on	on	ADP
ejif-1649	230	11	the	the	DET
ejif-1649	230	12	islamic	islamic	ADJ
ejif-1649	230	13	financial	financial	ADJ
ejif-1649	230	14	institutions	institution	NOUN
ejif-1649	230	15	.	.	PUNCT
ejif-1649	231	1	the	the	DET
ejif-1649	231	2	principal	principal	ADJ
ejif-1649	231	3	objectives	objective	NOUN
ejif-1649	231	4	of	of	ADP
ejif-1649	231	5	the	the	DET
ejif-1649	231	6	shari’ah	shari’ah	PROPN
ejif-1649	231	7	supervisory	supervisory	ADJ
ejif-1649	231	8	board	board	NOUN
ejif-1649	231	9	are	be	AUX
ejif-1649	231	10	to	to	PART
ejif-1649	231	11	guide	guide	VERB
ejif-1649	231	12	islamic	islamic	ADJ
ejif-1649	231	13	financial	financial	ADJ
ejif-1649	231	14	institutions	institution	NOUN
ejif-1649	231	15	in	in	ADP
ejif-1649	231	16	the	the	DET
ejif-1649	231	17	setting	setting	NOUN
ejif-1649	231	18	of	of	ADP
ejif-1649	231	19	policies	policy	NOUN
ejif-1649	231	20	and	and	CCONJ
ejif-1649	231	21	regulations	regulation	NOUN
ejif-1649	231	22	according	accord	VERB
ejif-1649	231	23	to	to	ADP
ejif-1649	231	24	shari’ah	shari’ah	PROPN
ejif-1649	231	25	in	in	ADP
ejif-1649	231	26	approving	approve	VERB
ejif-1649	231	27	their	their	PRON
ejif-1649	231	28	financial	financial	ADJ
ejif-1649	231	29	transactions	transaction	NOUN
ejif-1649	231	30	from	from	ADP
ejif-1649	231	31	the	the	DET
ejif-1649	231	32	legal	legal	ADJ
ejif-1649	231	33	side	side	NOUN
ejif-1649	231	34	and	and	CCONJ
ejif-1649	231	35	in	in	ADP
ejif-1649	231	36	reviewing	review	VERB
ejif-1649	231	37	their	their	PRON
ejif-1649	231	38	contracts	contract	NOUN
ejif-1649	231	39	for	for	ADP
ejif-1649	231	40	future	future	ADJ
ejif-1649	231	41	transactions	transaction	NOUN
ejif-1649	231	42	according	accord	VERB
ejif-1649	231	43	to	to	ADP
ejif-1649	231	44	islamic	islamic	ADJ
ejif-1649	231	45	law	law	NOUN
ejif-1649	231	46	.	.	PUNCT
ejif-1649	232	1	provisions	provision	NOUN
ejif-1649	232	2	governing	govern	VERB
ejif-1649	232	3	the	the	DET
ejif-1649	232	4	duties	duty	NOUN
ejif-1649	232	5	and	and	CCONJ
ejif-1649	232	6	objectives	objective	NOUN
ejif-1649	232	7	of	of	ADP
ejif-1649	232	8	the	the	DET
ejif-1649	232	9	shari’ah	shari’ah	PROPN
ejif-1649	232	10	supervisory	supervisory	ADJ
ejif-1649	232	11	board	board	NOUN
ejif-1649	232	12	at	at	ADP
ejif-1649	232	13	the	the	DET
ejif-1649	232	14	respective	respective	ADJ
ejif-1649	232	15	islamic	islamic	ADJ
ejif-1649	232	16	financial	financial	ADJ
ejif-1649	232	17	institution	institution	NOUN
ejif-1649	232	18	can	can	AUX
ejif-1649	232	19	be	be	AUX
ejif-1649	232	20	found	find	VERB
ejif-1649	232	21	in	in	ADP
ejif-1649	232	22	the	the	DET
ejif-1649	232	23	articles	article	NOUN
ejif-1649	232	24	of	of	ADP
ejif-1649	232	25	association	association	NOUN
ejif-1649	232	26	,	,	PUNCT
ejif-1649	232	27	statutory	statutory	ADJ
ejif-1649	232	28	laws	law	NOUN
ejif-1649	232	29	,	,	PUNCT
ejif-1649	232	30	or	or	CCONJ
ejif-1649	232	31	central	central	ADJ
ejif-1649	232	32	financial	financial	ADJ
ejif-1649	232	33	institutions	institution	NOUN
ejif-1649	232	34	guidelines	guideline	NOUN
ejif-1649	232	35	.	.	PUNCT
ejif-1649	233	1	furthermore	furthermore	ADV
ejif-1649	233	2	to	to	ADP
ejif-1649	233	3	having	have	VERB
ejif-1649	233	4	the	the	DET
ejif-1649	233	5	necessary	necessary	ADJ
ejif-1649	233	6	professional	professional	ADJ
ejif-1649	233	7	competence	competence	NOUN
ejif-1649	233	8	,	,	PUNCT
ejif-1649	233	9	and	and	CCONJ
ejif-1649	233	10	understanding	understand	VERB
ejif-1649	233	11	the	the	DET
ejif-1649	233	12	applicable	applicable	ADJ
ejif-1649	233	13	laws	law	NOUN
ejif-1649	233	14	,	,	PUNCT
ejif-1649	233	15	rules	rule	NOUN
ejif-1649	233	16	and	and	CCONJ
ejif-1649	233	17	regulations	regulation	NOUN
ejif-1649	233	18	of	of	ADP
ejif-1649	233	19	any	any	DET
ejif-1649	233	20	government	government	NOUN
ejif-1649	233	21	,	,	PUNCT
ejif-1649	233	22	regulatory	regulatory	ADJ
ejif-1649	233	23	authority	authority	NOUN
ejif-1649	233	24	,	,	PUNCT
ejif-1649	233	25	licensing	licensing	NOUN
ejif-1649	233	26	agency	agency	NOUN
ejif-1649	233	27	or	or	CCONJ
ejif-1649	233	28	self	self	NOUN
ejif-1649	233	29	-	-	PUNCT
ejif-1649	233	30	regulating	regulate	VERB
ejif-1649	233	31	professional	professional	ADJ
ejif-1649	233	32	organisation	organisation	NOUN
ejif-1649	233	33	,	,	PUNCT
ejif-1649	233	34	islamic	islamic	ADJ
ejif-1649	233	35	financial	financial	ADJ
ejif-1649	233	36	institutions	institution	NOUN
ejif-1649	233	37	must	must	AUX
ejif-1649	233	38	ensure	ensure	VERB
ejif-1649	233	39	that	that	SCONJ
ejif-1649	233	40	the	the	DET
ejif-1649	233	41	persons	person	NOUN
ejif-1649	233	42	entrusted	entrust	VERB
ejif-1649	233	43	to	to	PART
ejif-1649	233	44	deal	deal	VERB
ejif-1649	233	45	on	on	ADP
ejif-1649	233	46	behalf	behalf	NOUN
ejif-1649	233	47	ejif	ejif	PROPN
ejif-1649	233	48	–	–	PUNCT
ejif-1649	233	49	european	european	PROPN
ejif-1649	233	50	journal	journal	PROPN
ejif-1649	233	51	of	of	ADP
ejif-1649	233	52	islamic	islamic	PROPN
ejif-1649	233	53	finance	finance	PROPN
ejif-1649	233	54	no	no	DET
ejif-1649	233	55	4	4	NUM
ejif-1649	233	56	,	,	PUNCT
ejif-1649	233	57	march	march	PROPN
ejif-1649	233	58	(	(	PUNCT
ejif-1649	233	59	2016	2016	NUM
ejif-1649	233	60	)	)	PUNCT
ejif-1649	234	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1649	234	2	issn	issn	VERB
ejif-1649	234	3	2421	2421	NUM
ejif-1649	234	4	-	-	SYM
ejif-1649	234	5	2172	2172	NUM
ejif-1649	234	6	8	8	NUM
ejif-1649	234	7	of	of	ADP
ejif-1649	234	8	the	the	DET
ejif-1649	234	9	islamic	islamic	ADJ
ejif-1649	234	10	financial	financial	ADJ
ejif-1649	234	11	institutions	institution	NOUN
ejif-1649	234	12	are	be	AUX
ejif-1649	234	13	equipped	equip	VERB
ejif-1649	234	14	with	with	ADP
ejif-1649	234	15	an	an	DET
ejif-1649	234	16	appropriate	appropriate	ADJ
ejif-1649	234	17	level	level	NOUN
ejif-1649	234	18	of	of	ADP
ejif-1649	234	19	knowledge	knowledge	NOUN
ejif-1649	234	20	of	of	ADP
ejif-1649	234	21	the	the	DET
ejif-1649	234	22	shari`ah	shari`ah	PROPN
ejif-1649	234	23	compliant	compliant	ADJ
ejif-1649	234	24	characteristics	characteristic	NOUN
ejif-1649	234	25	of	of	ADP
ejif-1649	234	26	the	the	DET
ejif-1649	234	27	financial	financial	ADJ
ejif-1649	234	28	products	product	NOUN
ejif-1649	234	29	and	and	CCONJ
ejif-1649	234	30	services	service	NOUN
ejif-1649	234	31	offered	offer	VERB
ejif-1649	234	32	by	by	ADP
ejif-1649	234	33	the	the	DET
ejif-1649	234	34	institution	institution	NOUN
ejif-1649	234	35	.	.	PUNCT
ejif-1649	235	1	having	have	VERB
ejif-1649	235	2	staff	staff	NOUN
ejif-1649	235	3	with	with	ADP
ejif-1649	235	4	the	the	DET
ejif-1649	235	5	necessary	necessary	ADJ
ejif-1649	235	6	capabilities	capability	NOUN
ejif-1649	235	7	is	be	AUX
ejif-1649	235	8	key	key	ADJ
ejif-1649	235	9	to	to	ADP
ejif-1649	235	10	avoiding	avoid	VERB
ejif-1649	235	11	excessive	excessive	ADJ
ejif-1649	235	12	levels	level	NOUN
ejif-1649	235	13	of	of	ADP
ejif-1649	235	14	operational	operational	ADJ
ejif-1649	235	15	risk	risk	NOUN
ejif-1649	235	16	in	in	ADP
ejif-1649	235	17	banking	banking	NOUN
ejif-1649	235	18	,	,	PUNCT
ejif-1649	235	19	and	and	CCONJ
ejif-1649	235	20	as	as	ADP
ejif-1649	235	21	such	such	ADJ
ejif-1649	235	22	is	be	AUX
ejif-1649	235	23	a	a	DET
ejif-1649	235	24	matter	matter	NOUN
ejif-1649	235	25	that	that	PRON
ejif-1649	235	26	falls	fall	VERB
ejif-1649	235	27	under	under	ADP
ejif-1649	235	28	the	the	DET
ejif-1649	235	29	supervisory	supervisory	ADJ
ejif-1649	235	30	review	review	NOUN
ejif-1649	235	31	process	process	NOUN
ejif-1649	235	32	.	.	PUNCT
ejif-1649	236	1	to	to	PART
ejif-1649	236	2	solve	solve	VERB
ejif-1649	236	3	the	the	DET
ejif-1649	236	4	problem	problem	NOUN
ejif-1649	236	5	of	of	ADP
ejif-1649	236	6	lack	lack	NOUN
ejif-1649	236	7	of	of	ADP
ejif-1649	236	8	human	human	ADJ
ejif-1649	236	9	resources	resource	NOUN
ejif-1649	236	10	,	,	PUNCT
ejif-1649	236	11	it	it	PRON
ejif-1649	236	12	is	be	AUX
ejif-1649	236	13	recommended	recommend	VERB
ejif-1649	236	14	that	that	SCONJ
ejif-1649	236	15	the	the	DET
ejif-1649	236	16	government	government	NOUN
ejif-1649	236	17	could	could	AUX
ejif-1649	236	18	provide	provide	VERB
ejif-1649	236	19	incentives	incentive	NOUN
ejif-1649	236	20	for	for	ADP
ejif-1649	236	21	the	the	DET
ejif-1649	236	22	establishment	establishment	NOUN
ejif-1649	236	23	of	of	ADP
ejif-1649	236	24	formal	formal	ADJ
ejif-1649	236	25	and	and	CCONJ
ejif-1649	236	26	informal	informal	ADJ
ejif-1649	236	27	institutions	institution	NOUN
ejif-1649	236	28	which	which	PRON
ejif-1649	236	29	provide	provide	VERB
ejif-1649	236	30	education	education	NOUN
ejif-1649	236	31	in	in	ADP
ejif-1649	236	32	islamic	islamic	ADJ
ejif-1649	236	33	financial	financial	ADJ
ejif-1649	236	34	institution	institution	NOUN
ejif-1649	236	35	;	;	PUNCT
ejif-1649	236	36	islamic	islamic	ADJ
ejif-1649	236	37	scholar	scholar	NOUN
ejif-1649	236	38	and	and	CCONJ
ejif-1649	236	39	academic	academic	NOUN
ejif-1649	236	40	actively	actively	ADV
ejif-1649	236	41	write	write	VERB
ejif-1649	236	42	and	and	CCONJ
ejif-1649	236	43	publish	publish	VERB
ejif-1649	236	44	text	text	NOUN
ejif-1649	236	45	books	book	NOUN
ejif-1649	236	46	on	on	ADP
ejif-1649	236	47	islamic	islamic	ADJ
ejif-1649	236	48	economics	economic	NOUN
ejif-1649	236	49	,	,	PUNCT
ejif-1649	236	50	banking	banking	NOUN
ejif-1649	236	51	and	and	CCONJ
ejif-1649	236	52	finance	finance	NOUN
ejif-1649	236	53	.	.	PUNCT
ejif-1649	237	1	the	the	DET
ejif-1649	237	2	lack	lack	NOUN
ejif-1649	237	3	of	of	ADP
ejif-1649	237	4	quality	quality	NOUN
ejif-1649	237	5	human	human	ADJ
ejif-1649	237	6	resources	resource	NOUN
ejif-1649	237	7	in	in	ADP
ejif-1649	237	8	islamic	islamic	ADJ
ejif-1649	237	9	financial	financial	ADJ
ejif-1649	237	10	institutions	institution	NOUN
ejif-1649	237	11	is	be	AUX
ejif-1649	237	12	being	be	AUX
ejif-1649	237	13	identified	identify	VERB
ejif-1649	237	14	as	as	ADP
ejif-1649	237	15	one	one	NUM
ejif-1649	237	16	of	of	ADP
ejif-1649	237	17	the	the	DET
ejif-1649	237	18	biggest	big	ADJ
ejif-1649	237	19	hurdles	hurdle	NOUN
ejif-1649	237	20	in	in	ADP
ejif-1649	237	21	the	the	DET
ejif-1649	237	22	advancement	advancement	NOUN
ejif-1649	237	23	of	of	ADP
ejif-1649	237	24	islamic	islamic	ADJ
ejif-1649	237	25	banking	banking	NOUN
ejif-1649	237	26	.	.	PUNCT
ejif-1649	238	1	in	in	ADP
ejif-1649	238	2	addition	addition	NOUN
ejif-1649	238	3	the	the	DET
ejif-1649	238	4	misconceptions	misconception	NOUN
ejif-1649	238	5	and	and	CCONJ
ejif-1649	238	6	confusions	confusion	NOUN
ejif-1649	238	7	pertaining	pertain	VERB
ejif-1649	238	8	to	to	ADP
ejif-1649	238	9	the	the	DET
ejif-1649	238	10	principles	principle	NOUN
ejif-1649	238	11	and	and	CCONJ
ejif-1649	238	12	practices	practice	NOUN
ejif-1649	238	13	of	of	ADP
ejif-1649	238	14	islamic	islamic	ADJ
ejif-1649	238	15	banking	banking	NOUN
ejif-1649	238	16	will	will	AUX
ejif-1649	238	17	continue	continue	VERB
ejif-1649	238	18	to	to	PART
ejif-1649	238	19	persist	persist	VERB
ejif-1649	238	20	.	.	PUNCT
ejif-1649	239	1	the	the	DET
ejif-1649	239	2	public	public	NOUN
ejif-1649	239	3	will	will	AUX
ejif-1649	239	4	see	see	VERB
ejif-1649	239	5	no	no	DET
ejif-1649	239	6	difference	difference	NOUN
ejif-1649	239	7	between	between	ADP
ejif-1649	239	8	the	the	DET
ejif-1649	239	9	conventional	conventional	ADJ
ejif-1649	239	10	banks	bank	NOUN
ejif-1649	239	11	and	and	CCONJ
ejif-1649	239	12	islamic	islamic	ADJ
ejif-1649	239	13	financial	financial	ADJ
ejif-1649	239	14	institution	institution	NOUN
ejif-1649	239	15	and	and	CCONJ
ejif-1649	239	16	assume	assume	VERB
ejif-1649	239	17	that	that	SCONJ
ejif-1649	239	18	interest	interest	NOUN
ejif-1649	239	19	-	-	PUNCT
ejif-1649	239	20	based	base	VERB
ejif-1649	239	21	activities	activity	NOUN
ejif-1649	239	22	still	still	ADV
ejif-1649	239	23	persist	persist	VERB
ejif-1649	239	24	in	in	ADP
ejif-1649	239	25	the	the	DET
ejif-1649	239	26	islamic	islamic	ADJ
ejif-1649	239	27	financial	financial	ADJ
ejif-1649	239	28	institution	institution	NOUN
ejif-1649	239	29	.	.	PUNCT
ejif-1649	240	1	as	as	ADP
ejif-1649	240	2	a	a	DET
ejif-1649	240	3	result	result	NOUN
ejif-1649	240	4	it	it	PRON
ejif-1649	240	5	would	would	AUX
ejif-1649	240	6	create	create	VERB
ejif-1649	240	7	confusion	confusion	NOUN
ejif-1649	240	8	among	among	ADP
ejif-1649	240	9	the	the	DET
ejif-1649	240	10	general	general	ADJ
ejif-1649	240	11	public	public	NOUN
ejif-1649	240	12	and	and	CCONJ
ejif-1649	240	13	affect	affect	VERB
ejif-1649	240	14	the	the	DET
ejif-1649	240	15	public	public	ADJ
ejif-1649	240	16	trust	trust	NOUN
ejif-1649	240	17	.	.	PUNCT
ejif-1649	241	1	technology	technology	NOUN
ejif-1649	241	2	:	:	PUNCT
ejif-1649	241	3	the	the	DET
ejif-1649	241	4	technology	technology	NOUN
ejif-1649	241	5	capability	capability	NOUN
ejif-1649	241	6	focuses	focus	VERB
ejif-1649	241	7	on	on	ADP
ejif-1649	241	8	it	it	PRON
ejif-1649	241	9	systems	system	NOUN
ejif-1649	241	10	used	use	VERB
ejif-1649	241	11	to	to	PART
ejif-1649	241	12	analyze	analyze	VERB
ejif-1649	241	13	and	and	CCONJ
ejif-1649	241	14	communicate	communicate	VERB
ejif-1649	241	15	risk	risk	NOUN
ejif-1649	241	16	information	information	NOUN
ejif-1649	241	17	throughout	throughout	ADP
ejif-1649	241	18	the	the	DET
ejif-1649	241	19	organization	organization	NOUN
ejif-1649	241	20	as	as	ADV
ejif-1649	241	21	well	well	ADV
ejif-1649	241	22	as	as	ADP
ejif-1649	241	23	to	to	PART
ejif-1649	241	24	enable	enable	VERB
ejif-1649	241	25	risk	risk	NOUN
ejif-1649	241	26	-	-	PUNCT
ejif-1649	241	27	intelligent	intelligent	ADJ
ejif-1649	241	28	decision	decision	NOUN
ejif-1649	241	29	-	-	PUNCT
ejif-1649	241	30	making	making	NOUN
ejif-1649	241	31	in	in	ADP
ejif-1649	241	32	a	a	DET
ejif-1649	241	33	timely	timely	ADJ
ejif-1649	241	34	manner	manner	NOUN
ejif-1649	241	35	.	.	PUNCT
ejif-1649	242	1			NOUN
ejif-1649	242	2	management	management	NOUN
ejif-1649	242	3	information	information	NOUN
ejif-1649	242	4	system	system	NOUN
ejif-1649	242	5	specific	specific	ADJ
ejif-1649	242	6	technological	technological	ADJ
ejif-1649	242	7	ability	ability	NOUN
ejif-1649	242	8	is	be	AUX
ejif-1649	242	9	important	important	ADJ
ejif-1649	242	10	for	for	ADP
ejif-1649	242	11	islamic	islamic	ADJ
ejif-1649	242	12	financial	financial	ADJ
ejif-1649	242	13	institutions	institution	NOUN
ejif-1649	242	14	as	as	ADV
ejif-1649	242	15	much	much	ADJ
ejif-1649	242	16	of	of	ADP
ejif-1649	242	17	the	the	DET
ejif-1649	242	18	existing	exist	VERB
ejif-1649	242	19	technology	technology	NOUN
ejif-1649	242	20	is	be	AUX
ejif-1649	242	21	the	the	DET
ejif-1649	242	22	result	result	NOUN
ejif-1649	242	23	of	of	ADP
ejif-1649	242	24	„	„	PUNCT
ejif-1649	242	25	tweaking‟	tweaking‟	NOUN
ejif-1649	242	26	of	of	ADP
ejif-1649	242	27	conventional	conventional	ADJ
ejif-1649	242	28	technology	technology	NOUN
ejif-1649	242	29	.	.	PUNCT
ejif-1649	243	1	genuine	genuine	ADJ
ejif-1649	243	2	effort	effort	NOUN
ejif-1649	243	3	is	be	AUX
ejif-1649	243	4	needed	need	VERB
ejif-1649	243	5	with	with	ADP
ejif-1649	243	6	the	the	DET
ejif-1649	243	7	combination	combination	NOUN
ejif-1649	243	8	of	of	ADP
ejif-1649	243	9	effort	effort	NOUN
ejif-1649	243	10	from	from	ADP
ejif-1649	243	11	shari’ah	shari’ah	NOUN
ejif-1649	243	12	scholars	scholar	NOUN
ejif-1649	243	13	,	,	PUNCT
ejif-1649	243	14	market	market	NOUN
ejif-1649	243	15	practitioners	practitioner	NOUN
ejif-1649	243	16	and	and	CCONJ
ejif-1649	243	17	academics	academic	NOUN
ejif-1649	243	18	to	to	PART
ejif-1649	243	19	ensure	ensure	VERB
ejif-1649	243	20	a	a	DET
ejif-1649	243	21	genuine	genuine	ADJ
ejif-1649	243	22	technological	technological	ADJ
ejif-1649	243	23	product	product	NOUN
ejif-1649	243	24	.	.	PUNCT
ejif-1649	244	1	while	while	SCONJ
ejif-1649	244	2	this	this	DET
ejif-1649	244	3	focus	focus	NOUN
ejif-1649	244	4	is	be	AUX
ejif-1649	244	5	important	important	ADJ
ejif-1649	244	6	,	,	PUNCT
ejif-1649	244	7	islamic	islamic	ADJ
ejif-1649	244	8	financial	financial	ADJ
ejif-1649	244	9	institutions	institution	NOUN
ejif-1649	244	10	also	also	ADV
ejif-1649	244	11	need	need	VERB
ejif-1649	244	12	to	to	PART
ejif-1649	244	13	have	have	VERB
ejif-1649	244	14	in	in	ADP
ejif-1649	244	15	place	place	NOUN
ejif-1649	244	16	a	a	DET
ejif-1649	244	17	system	system	NOUN
ejif-1649	244	18	for	for	ADP
ejif-1649	244	19	measuring	measure	VERB
ejif-1649	244	20	quality	quality	NOUN
ejif-1649	244	21	of	of	ADP
ejif-1649	244	22	the	the	DET
ejif-1649	244	23	various	various	ADJ
ejif-1649	244	24	risks	risk	NOUN
ejif-1649	244	25	.	.	PUNCT
ejif-1649	245	1	the	the	DET
ejif-1649	245	2	effectiveness	effectiveness	NOUN
ejif-1649	245	3	of	of	ADP
ejif-1649	245	4	risk	risk	NOUN
ejif-1649	245	5	measurement	measurement	NOUN
ejif-1649	245	6	in	in	ADP
ejif-1649	245	7	financial	financial	ADJ
ejif-1649	245	8	institutions	institution	NOUN
ejif-1649	245	9	depends	depend	VERB
ejif-1649	245	10	on	on	ADP
ejif-1649	245	11	efficient	efficient	ADJ
ejif-1649	245	12	management	management	NOUN
ejif-1649	245	13	information	information	NOUN
ejif-1649	245	14	system	system	NOUN
ejif-1649	245	15	,	,	PUNCT
ejif-1649	245	16	computerization	computerization	NOUN
ejif-1649	245	17	and	and	CCONJ
ejif-1649	245	18	networking	networking	NOUN
ejif-1649	245	19	of	of	ADP
ejif-1649	245	20	the	the	DET
ejif-1649	245	21	branch	branch	NOUN
ejif-1649	245	22	activities	activity	NOUN
ejif-1649	245	23	.	.	PUNCT
ejif-1649	246	1	the	the	DET
ejif-1649	246	2	data	data	NOUN
ejif-1649	246	3	warehousing	warehousing	NOUN
ejif-1649	246	4	solution	solution	NOUN
ejif-1649	246	5	should	should	AUX
ejif-1649	246	6	effectively	effectively	ADV
ejif-1649	246	7	interface	interface	VERB
ejif-1649	246	8	with	with	ADP
ejif-1649	246	9	the	the	DET
ejif-1649	246	10	transaction	transaction	NOUN
ejif-1649	246	11	systems	system	NOUN
ejif-1649	246	12	like	like	ADP
ejif-1649	246	13	core	core	ADJ
ejif-1649	246	14	financial	financial	ADJ
ejif-1649	246	15	institutions	institution	NOUN
ejif-1649	246	16	solution	solution	NOUN
ejif-1649	246	17	and	and	CCONJ
ejif-1649	246	18	risk	risk	NOUN
ejif-1649	246	19	systems	system	NOUN
ejif-1649	246	20	to	to	PART
ejif-1649	246	21	collate	collate	VERB
ejif-1649	246	22	data	datum	NOUN
ejif-1649	246	23	.	.	PUNCT
ejif-1649	247	1	an	an	DET
ejif-1649	247	2	objective	objective	ADJ
ejif-1649	247	3	and	and	CCONJ
ejif-1649	247	4	reliable	reliable	ADJ
ejif-1649	247	5	data	data	NOUN
ejif-1649	247	6	base	base	NOUN
ejif-1649	247	7	has	have	VERB
ejif-1649	247	8	to	to	PART
ejif-1649	247	9	be	be	AUX
ejif-1649	247	10	built	build	VERB
ejif-1649	247	11	up	up	ADP
ejif-1649	247	12	for	for	ADP
ejif-1649	247	13	which	which	PRON
ejif-1649	247	14	islamic	islamic	ADJ
ejif-1649	247	15	financial	financial	ADJ
ejif-1649	247	16	institutions	institution	NOUN
ejif-1649	247	17	has	have	VERB
ejif-1649	247	18	to	to	PART
ejif-1649	247	19	analyse	analyse	VERB
ejif-1649	247	20	its	its	PRON
ejif-1649	247	21	own	own	ADJ
ejif-1649	247	22	past	past	ADJ
ejif-1649	247	23	performance	performance	NOUN
ejif-1649	247	24	data	datum	NOUN
ejif-1649	247	25	relating	relate	VERB
ejif-1649	247	26	to	to	ADP
ejif-1649	247	27	loan	loan	NOUN
ejif-1649	247	28	defaults	default	NOUN
ejif-1649	247	29	,	,	PUNCT
ejif-1649	247	30	trading	trading	NOUN
ejif-1649	247	31	losses	loss	NOUN
ejif-1649	247	32	,	,	PUNCT
ejif-1649	247	33	operational	operational	ADJ
ejif-1649	247	34	losses	loss	NOUN
ejif-1649	247	35	and	and	CCONJ
ejif-1649	247	36	come	come	VERB
ejif-1649	247	37	out	out	ADP
ejif-1649	247	38	with	with	ADP
ejif-1649	247	39	bench	bench	NOUN
ejif-1649	247	40	marks	mark	NOUN
ejif-1649	247	41	so	so	SCONJ
ejif-1649	247	42	as	as	SCONJ
ejif-1649	247	43	to	to	PART
ejif-1649	247	44	prepare	prepare	VERB
ejif-1649	247	45	themselves	themselves	PRON
ejif-1649	247	46	for	for	ADP
ejif-1649	247	47	the	the	DET
ejif-1649	247	48	future	future	ADJ
ejif-1649	247	49	risk	risk	NOUN
ejif-1649	247	50	management	management	NOUN
ejif-1649	247	51	activities	activity	NOUN
ejif-1649	247	52	v.	v.	ADP
ejif-1649	247	53	conclusion	conclusion	NOUN
ejif-1649	247	54	the	the	DET
ejif-1649	247	55	effective	effective	ADJ
ejif-1649	247	56	risk	risk	NOUN
ejif-1649	247	57	management	management	NOUN
ejif-1649	247	58	of	of	ADP
ejif-1649	247	59	a	a	DET
ejif-1649	247	60	developing	develop	VERB
ejif-1649	247	61	financial	financial	ADJ
ejif-1649	247	62	industry	industry	NOUN
ejif-1649	247	63	is	be	AUX
ejif-1649	247	64	critical	critical	ADJ
ejif-1649	247	65	to	to	PART
ejif-1649	247	66	ensure	ensure	VERB
ejif-1649	247	67	its	its	PRON
ejif-1649	247	68	future	future	ADJ
ejif-1649	247	69	survival	survival	NOUN
ejif-1649	247	70	and	and	CCONJ
ejif-1649	247	71	profitability	profitability	NOUN
ejif-1649	247	72	.	.	PUNCT
ejif-1649	248	1	increasing	increase	VERB
ejif-1649	248	2	innovation	innovation	NOUN
ejif-1649	248	3	is	be	AUX
ejif-1649	248	4	becoming	become	VERB
ejif-1649	248	5	the	the	DET
ejif-1649	248	6	norm	norm	NOUN
ejif-1649	248	7	for	for	ADP
ejif-1649	248	8	the	the	DET
ejif-1649	248	9	islamic	islamic	ADJ
ejif-1649	248	10	financial	financial	ADJ
ejif-1649	248	11	institutions	institution	NOUN
ejif-1649	248	12	.	.	PUNCT
ejif-1649	249	1	there	there	PRON
ejif-1649	249	2	is	be	VERB
ejif-1649	249	3	a	a	DET
ejif-1649	249	4	need	need	NOUN
ejif-1649	249	5	to	to	PART
ejif-1649	249	6	innovate	innovate	VERB
ejif-1649	249	7	and	and	CCONJ
ejif-1649	249	8	practice	practice	VERB
ejif-1649	249	9	new	new	ADJ
ejif-1649	249	10	ideas	idea	NOUN
ejif-1649	249	11	based	base	VERB
ejif-1649	249	12	on	on	ADP
ejif-1649	249	13	islamic	islamic	PROPN
ejif-1649	249	14	foundation	foundation	PROPN
ejif-1649	249	15	and	and	CCONJ
ejif-1649	249	16	at	at	ADP
ejif-1649	249	17	the	the	DET
ejif-1649	249	18	same	same	ADJ
ejif-1649	249	19	time	time	NOUN
ejif-1649	249	20	that	that	PRON
ejif-1649	249	21	are	be	AUX
ejif-1649	249	22	in	in	ADP
ejif-1649	249	23	harmony	harmony	NOUN
ejif-1649	249	24	with	with	ADP
ejif-1649	249	25	the	the	DET
ejif-1649	249	26	demands	demand	NOUN
ejif-1649	249	27	of	of	ADP
ejif-1649	249	28	modern	modern	ADJ
ejif-1649	249	29	markets	market	NOUN
ejif-1649	249	30	.	.	PUNCT
ejif-1649	250	1	the	the	DET
ejif-1649	250	2	need	need	NOUN
ejif-1649	250	3	to	to	PART
ejif-1649	250	4	further	far	ADV
ejif-1649	250	5	develop	develop	VERB
ejif-1649	250	6	financial	financial	ADJ
ejif-1649	250	7	products	product	NOUN
ejif-1649	250	8	and	and	CCONJ
ejif-1649	250	9	services	service	NOUN
ejif-1649	250	10	in	in	ADP
ejif-1649	250	11	compliance	compliance	NOUN
ejif-1649	250	12	with	with	ADP
ejif-1649	250	13	islamic	islamic	PROPN
ejif-1649	250	14	is	be	AUX
ejif-1649	250	15	essential	essential	ADJ
ejif-1649	250	16	to	to	ADP
ejif-1649	250	17	the	the	DET
ejif-1649	250	18	survival	survival	NOUN
ejif-1649	250	19	and	and	CCONJ
ejif-1649	250	20	growth	growth	NOUN
ejif-1649	250	21	of	of	ADP
ejif-1649	250	22	the	the	DET
ejif-1649	250	23	islamic	islamic	ADJ
ejif-1649	250	24	financial	financial	ADJ
ejif-1649	250	25	institution	institution	NOUN
ejif-1649	250	26	.	.	PUNCT
ejif-1649	251	1	to	to	PART
ejif-1649	251	2	compete	compete	VERB
ejif-1649	251	3	,	,	PUNCT
ejif-1649	251	4	islamic	islamic	ADJ
ejif-1649	251	5	financial	financial	ADJ
ejif-1649	251	6	institutions	institution	NOUN
ejif-1649	251	7	must	must	AUX
ejif-1649	251	8	continually	continually	ADV
ejif-1649	251	9	improve	improve	VERB
ejif-1649	251	10	their	their	PRON
ejif-1649	251	11	performance	performance	NOUN
ejif-1649	251	12	by	by	ADP
ejif-1649	251	13	innovating	innovate	VERB
ejif-1649	251	14	products	product	NOUN
ejif-1649	251	15	and	and	CCONJ
ejif-1649	251	16	processes	process	NOUN
ejif-1649	251	17	,	,	PUNCT
ejif-1649	251	18	and	and	CCONJ
ejif-1649	251	19	improve	improve	VERB
ejif-1649	251	20	quality	quality	NOUN
ejif-1649	251	21	.	.	PUNCT
ejif-1649	252	1	the	the	DET
ejif-1649	252	2	analysis	analysis	NOUN
ejif-1649	252	3	in	in	ADP
ejif-1649	252	4	this	this	DET
ejif-1649	252	5	paper	paper	NOUN
ejif-1649	252	6	highlights	highlight	NOUN
ejif-1649	252	7	several	several	ADJ
ejif-1649	252	8	challenges	challenge	NOUN
ejif-1649	252	9	faced	face	VERB
ejif-1649	252	10	by	by	ADP
ejif-1649	252	11	islamic	islamic	ADJ
ejif-1649	252	12	financial	financial	ADJ
ejif-1649	252	13	institutions	institution	NOUN
ejif-1649	252	14	one	one	NUM
ejif-1649	252	15	thing	thing	NOUN
ejif-1649	252	16	is	be	AUX
ejif-1649	252	17	certain	certain	ADJ
ejif-1649	252	18	–	–	PUNCT
ejif-1649	252	19	the	the	DET
ejif-1649	252	20	traditional	traditional	ADJ
ejif-1649	252	21	operations	operation	NOUN
ejif-1649	252	22	and	and	CCONJ
ejif-1649	252	23	management	management	NOUN
ejif-1649	252	24	of	of	ADP
ejif-1649	252	25	islamic	islamic	ADJ
ejif-1649	252	26	finance	finance	NOUN
ejif-1649	252	27	will	will	AUX
ejif-1649	252	28	need	need	VERB
ejif-1649	252	29	to	to	PART
ejif-1649	252	30	change	change	VERB
ejif-1649	252	31	.	.	PUNCT
ejif-1649	253	1	islamic	islamic	ADJ
ejif-1649	253	2	financial	financial	ADJ
ejif-1649	253	3	institution	institution	NOUN
ejif-1649	253	4	around	around	ADP
ejif-1649	253	5	the	the	DET
ejif-1649	253	6	globe	globe	NOUN
ejif-1649	253	7	will	will	AUX
ejif-1649	253	8	not	not	PART
ejif-1649	253	9	only	only	ADV
ejif-1649	253	10	need	need	VERB
ejif-1649	253	11	to	to	PART
ejif-1649	253	12	deal	deal	VERB
ejif-1649	253	13	with	with	ADP
ejif-1649	253	14	market	market	NOUN
ejif-1649	253	15	risk	risk	NOUN
ejif-1649	253	16	management	management	NOUN
ejif-1649	253	17	but	but	CCONJ
ejif-1649	253	18	will	will	AUX
ejif-1649	253	19	also	also	ADV
ejif-1649	253	20	need	need	VERB
ejif-1649	253	21	effective	effective	ADJ
ejif-1649	253	22	operational	operational	ADJ
ejif-1649	253	23	risk	risk	NOUN
ejif-1649	253	24	management	management	NOUN
ejif-1649	253	25	.	.	PUNCT
ejif-1649	254	1	operational	operational	ADJ
ejif-1649	254	2	risk	risk	NOUN
ejif-1649	254	3	management	management	NOUN
ejif-1649	254	4	requires	require	VERB
ejif-1649	254	5	a	a	DET
ejif-1649	254	6	skilled	skilled	ADJ
ejif-1649	254	7	workforce	workforce	NOUN
ejif-1649	254	8	in	in	ADP
ejif-1649	254	9	islamic	islamic	ADJ
ejif-1649	254	10	finance	finance	NOUN
ejif-1649	254	11	to	to	PART
ejif-1649	254	12	enable	enable	VERB
ejif-1649	254	13	gain	gain	VERB
ejif-1649	254	14	public	public	ADJ
ejif-1649	254	15	trust	trust	NOUN
ejif-1649	254	16	.	.	PUNCT
ejif-1649	255	1	responding	respond	VERB
ejif-1649	255	2	to	to	ADP
ejif-1649	255	3	these	these	DET
ejif-1649	255	4	new	new	ADJ
ejif-1649	255	5	realities	reality	NOUN
ejif-1649	255	6	may	may	AUX
ejif-1649	255	7	require	require	VERB
ejif-1649	255	8	effective	effective	ADJ
ejif-1649	255	9	risk	risk	NOUN
ejif-1649	255	10	governance	governance	NOUN
ejif-1649	255	11	.	.	PUNCT
ejif-1649	256	1	islamic	islamic	ADJ
ejif-1649	256	2	financial	financial	ADJ
ejif-1649	256	3	institution	institution	NOUN
ejif-1649	256	4	boards	board	NOUN
ejif-1649	256	5	,	,	PUNCT
ejif-1649	256	6	supervisory	supervisory	ADJ
ejif-1649	256	7	boards	board	NOUN
ejif-1649	256	8	and	and	CCONJ
ejif-1649	256	9	executives	executive	NOUN
ejif-1649	256	10	have	have	VERB
ejif-1649	256	11	an	an	DET
ejif-1649	256	12	important	important	ADJ
ejif-1649	256	13	role	role	NOUN
ejif-1649	256	14	to	to	PART
ejif-1649	256	15	play	play	VERB
ejif-1649	256	16	in	in	ADP
ejif-1649	256	17	providing	provide	VERB
ejif-1649	256	18	proactive	proactive	ADJ
ejif-1649	256	19	oversight	oversight	NOUN
ejif-1649	256	20	of	of	ADP
ejif-1649	256	21	risk	risk	NOUN
ejif-1649	256	22	management	management	NOUN
ejif-1649	256	23	and	and	CCONJ
ejif-1649	256	24	risk	risk	NOUN
ejif-1649	256	25	strategy	strategy	NOUN
ejif-1649	256	26	.	.	PUNCT
ejif-1649	257	1	references	reference	NOUN
ejif-1649	257	2	[	[	X
ejif-1649	257	3	1	1	X
ejif-1649	257	4	]	]	PUNCT
ejif-1649	257	5	a	a	DET
ejif-1649	257	6	risk	risk	NOUN
ejif-1649	257	7	management	management	NOUN
ejif-1649	257	8	standard	standard	NOUN
ejif-1649	257	9	.	.	PUNCT
ejif-1649	258	1	(	(	PUNCT
ejif-1649	258	2	2002	2002	NUM
ejif-1649	258	3	)	)	PUNCT
ejif-1649	258	4	.	.	PUNCT
ejif-1649	259	1	association	association	NOUN
ejif-1649	259	2	of	of	ADP
ejif-1649	259	3	insurance	insurance	NOUN
ejif-1649	259	4	and	and	CCONJ
ejif-1649	259	5	risk	risk	NOUN
ejif-1649	259	6	managers	manager	NOUN
ejif-1649	259	7	.	.	PUNCT
ejif-1649	260	1	uk	uk	PROPN
ejif-1649	260	2	.	.	PROPN
ejif-1649	260	3	]	]	PUNCT
ejif-1649	261	1	http://www.airmic.com/.	http://www.airmic.com/.	X
ejif-1649	261	2	[	[	X
ejif-1649	261	3	2]adil	2]adil	NUM
ejif-1649	261	4	ashhoob	ashhoob	NOUN
ejif-1649	261	5	and	and	CCONJ
ejif-1649	261	6	masood	masood	PROPN
ejif-1649	261	7	naseer	naseer	PROPN
ejif-1649	261	8	.	.	PUNCT
ejif-1649	262	1	(	(	PUNCT
ejif-1649	262	2	2013	2013	NUM
ejif-1649	262	3	)	)	PUNCT
ejif-1649	262	4	.	.	PUNCT
ejif-1649	263	1	the	the	DET
ejif-1649	263	2	risk	risk	NOUN
ejif-1649	263	3	in	in	ADP
ejif-1649	263	4	islamic	islamic	ADJ
ejif-1649	263	5	finance	finance	NOUN
ejif-1649	263	6	instrument	instrument	NOUN
ejif-1649	263	7	and	and	CCONJ
ejif-1649	263	8	its	its	PRON
ejif-1649	263	9	impacton	impacton	NOUN
ejif-1649	263	10	capital	capital	NOUN
ejif-1649	263	11	adequacy	adequacy	NOUN
ejif-1649	263	12	international	international	ADJ
ejif-1649	263	13	journal	journal	NOUN
ejif-1649	263	14	of	of	ADP
ejif-1649	263	15	management	management	NOUN
ejif-1649	263	16	theory	theory	NOUN
ejif-1649	263	17	and	and	CCONJ
ejif-1649	263	18	applications	application	NOUN
ejif-1649	263	19	(	(	PUNCT
ejif-1649	263	20	ireman	ireman	NOUN
ejif-1649	263	21	)	)	PUNCT
ejif-1649	263	22	,	,	PUNCT
ejif-1649	263	23	vol	vol	NOUN
ejif-1649	263	24	.	.	PROPN
ejif-1649	263	25	1	1	NUM
ejif-1649	263	26	,	,	PUNCT
ejif-1649	263	27	n.	n.	NOUN
ejif-1649	263	28	5	5	NUM
ejif-1649	263	29	issn	issn	PROPN
ejif-1649	263	30	2281	2281	NUM
ejif-1649	263	31	-	-	SYM
ejif-1649	263	32	8588	8588	NUM
ejif-1649	263	33	http://www.airmic.com/	http://www.airmic.com/	NOUN
ejif-1649	263	34	ejif	ejif	PROPN
ejif-1649	263	35	–	–	PUNCT
ejif-1649	263	36	european	european	PROPN
ejif-1649	263	37	journal	journal	PROPN
ejif-1649	263	38	of	of	ADP
ejif-1649	263	39	islamic	islamic	PROPN
ejif-1649	263	40	finance	finance	PROPN
ejif-1649	263	41	no	no	DET
ejif-1649	263	42	4	4	NUM
ejif-1649	263	43	,	,	PUNCT
ejif-1649	263	44	march	march	PROPN
ejif-1649	263	45	(	(	PUNCT
ejif-1649	263	46	2016	2016	NUM
ejif-1649	263	47	)	)	PUNCT
ejif-1649	264	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1649	264	2	issn	issn	VERB
ejif-1649	264	3	2421	2421	NUM
ejif-1649	264	4	-	-	SYM
ejif-1649	264	5	2172	2172	NUM
ejif-1649	264	6	9	9	NUM
ejif-1649	264	7	[	[	SYM
ejif-1649	264	8	3]al	3]al	NUM
ejif-1649	264	9	manea	manea	PROPN
ejif-1649	264	10	,	,	PUNCT
ejif-1649	264	11	m.	m.	NOUN
ejif-1649	264	12	(	(	PUNCT
ejif-1649	264	13	2006	2006	NUM
ejif-1649	264	14	)	)	PUNCT
ejif-1649	264	15	.	.	PUNCT
ejif-1649	265	1	sukuk	sukuk	NOUN
ejif-1649	265	2	,	,	PUNCT
ejif-1649	265	3	a	a	DET
ejif-1649	265	4	promising	promising	ADJ
ejif-1649	265	5	fnancial	fnancial	ADJ
ejif-1649	265	6	instrumen	instruman	NOUN
ejif-1649	265	7	.	.	PUNCT
ejif-1649	266	1	al	al	PROPN
ejif-1649	266	2	qabas	qabas	PROPN
ejif-1649	266	3	newspaper	newspaper	NOUN
ejif-1649	266	4	,	,	PUNCT
ejif-1649	266	5	paper	paper	NOUN
ejif-1649	266	6	presented	present	VERB
ejif-1649	266	7	at	at	ADP
ejif-1649	266	8	3rd	3rd	PROPN
ejif-1649	266	9	islamic	islamic	ADJ
ejif-1649	266	10	banking	banking	NOUN
ejif-1649	266	11	conference	conference	NOUN
ejif-1649	266	12	,	,	PUNCT
ejif-1649	266	13	jeddah	jeddah	PROPN
ejif-1649	266	14	.	.	PUNCT
ejif-1649	267	1	[	[	X
ejif-1649	267	2	4]archer	4]archer	NUM
ejif-1649	267	3	,	,	PUNCT
ejif-1649	267	4	s.	s.	PROPN
ejif-1649	267	5	and	and	CCONJ
ejif-1649	267	6	haron	haron	PROPN
ejif-1649	267	7	,	,	PUNCT
ejif-1649	267	8	a.	a.	NOUN
ejif-1649	267	9	(	(	PUNCT
ejif-1649	267	10	2008	2008	NUM
ejif-1649	267	11	)	)	PUNCT
ejif-1649	267	12	.	.	PUNCT
ejif-1649	268	1	operational	operational	ADJ
ejif-1649	268	2	risk	risk	NOUN
ejif-1649	268	3	exposures	exposure	NOUN
ejif-1649	268	4	of	of	ADP
ejif-1649	268	5	islamic	islamic	ADJ
ejif-1649	268	6	banks	bank	NOUN
ejif-1649	268	7	,	,	PUNCT
ejif-1649	268	8	in	in	ADP
ejif-1649	268	9	archer	archer	PROPN
ejif-1649	268	10	,	,	PUNCT
ejif-1649	268	11	s.	s.	PROPN
ejif-1649	268	12	and	and	CCONJ
ejif-1649	268	13	karim	karim	PROPN
ejif-1649	268	14	,	,	PUNCT
ejif-1649	268	15	r.	r.	PROPN
ejif-1649	268	16	a.	a.	PROPN
ejif-1649	268	17	a.	a.	PROPN
ejif-1649	268	18	2007	2007	NUM
ejif-1649	268	19	,	,	PUNCT
ejif-1649	268	20	islamic	islamic	ADJ
ejif-1649	268	21	finance	finance	NOUN
ejif-1649	268	22	:	:	PUNCT
ejif-1649	268	23	the	the	DET
ejif-1649	268	24	regulatory	regulatory	ADJ
ejif-1649	268	25	challenge	challenge	NOUN
ejif-1649	268	26	:	:	PUNCT
ejif-1649	268	27	john	john	PROPN
ejif-1649	268	28	wiley	wiley	PROPN
ejif-1649	268	29	&	&	CCONJ
ejif-1649	268	30	son	son	PROPN
ejif-1649	268	31	(	(	PUNCT
ejif-1649	268	32	asia	asia	PROPN
ejif-1649	268	33	)	)	PUNCT
ejif-1649	268	34	pte	pte	PROPN
ejif-1649	268	35	ltd	ltd	PROPN
ejif-1649	268	36	.	.	PUNCT
ejif-1649	269	1	[	[	X
ejif-1649	269	2	5]arsalan	5]arsalan	NUM
ejif-1649	269	3	tariq	tariq	NOUN
ejif-1649	269	4	,	,	PUNCT
ejif-1649	269	5	a.	a.	NOUN
ejif-1649	269	6	(	(	PUNCT
ejif-1649	269	7	2004	2004	NUM
ejif-1649	269	8	)	)	PUNCT
ejif-1649	269	9	.	.	PUNCT
ejif-1649	270	1	managing	manage	VERB
ejif-1649	270	2	financial	financial	ADJ
ejif-1649	270	3	risks	risk	NOUN
ejif-1649	270	4	of	of	ADP
ejif-1649	270	5	sukuk	sukuk	ADJ
ejif-1649	270	6	structures	structure	NOUN
ejif-1649	270	7	.	.	PUNCT
ejif-1649	271	1	uk	uk	PROPN
ejif-1649	271	2	:	:	PUNCT
ejif-1649	271	3	southborough	southborough	PROPN
ejif-1649	271	4	university	university	PROPN
ejif-1649	271	5	.	.	PUNCT
ejif-1649	272	1	[	[	X
ejif-1649	272	2	6]at	6]at	NUM
ejif-1649	272	3	-	-	PUNCT
ejif-1649	272	4	tamimi	tamimi	NOUN
ejif-1649	272	5	and	and	CCONJ
ejif-1649	272	6	al	al	PROPN
ejif-1649	272	7	-	-	PUNCT
ejif-1649	272	8	mazrooei	mazrooei	NOUN
ejif-1649	272	9	.	.	PUNCT
ejif-1649	273	1	(	(	PUNCT
ejif-1649	273	2	2007).bank	2007).bank	NUM
ejif-1649	273	3	risk	risk	NOUN
ejif-1649	273	4	management	management	NOUN
ejif-1649	273	5	a	a	DET
ejif-1649	273	6	comparative	comparative	ADJ
ejif-1649	273	7	study	study	NOUN
ejif-1649	273	8	of	of	ADP
ejif-1649	273	9	uae	uae	PROPN
ejif-1649	273	10	national	national	ADJ
ejif-1649	273	11	and	and	CCONJ
ejif-1649	273	12	foreign	foreign	ADJ
ejif-1649	273	13	banks	bank	NOUN
ejif-1649	273	14	.	.	PUNCT
ejif-1649	274	1	finance	finance	PROPN
ejif-1649	274	2	india	india	PROPN
ejif-1649	274	3	.	.	PUNCT
ejif-1649	275	1	vol	vol	NOUN
ejif-1649	275	2	xvi	xvi	NOUN
ejif-1649	275	3	.	.	PUNCT
ejif-1649	276	1	[	[	X
ejif-1649	276	2	7]al	7]al	NUM
ejif-1649	276	3	-	-	PUNCT
ejif-1649	276	4	suwailem	suwailem	NOUN
ejif-1649	276	5	,	,	PUNCT
ejif-1649	276	6	sami	sami	PROPN
ejif-1649	276	7	.	.	PUNCT
ejif-1649	277	1	(	(	PUNCT
ejif-1649	277	2	2006	2006	NUM
ejif-1649	277	3	)	)	PUNCT
ejif-1649	277	4	.	.	PUNCT
ejif-1649	278	1	hedging	hedge	VERB
ejif-1649	278	2	in	in	ADP
ejif-1649	278	3	islamic	islamic	ADJ
ejif-1649	278	4	finance	finance	NOUN
ejif-1649	278	5	.	.	PUNCT
ejif-1649	279	1	occasional	occasional	ADJ
ejif-1649	279	2	paper	paper	NOUN
ejif-1649	279	3	no	no	INTJ
ejif-1649	279	4	.	.	PROPN
ejif-1649	279	5	10	10	NUM
ejif-1649	279	6	.	.	PUNCT
ejif-1649	280	1	jeddah	jeddah	PROPN
ejif-1649	280	2	:	:	PUNCT
ejif-1649	280	3	islamic	islamic	ADJ
ejif-1649	280	4	research	research	NOUN
ejif-1649	280	5	and	and	CCONJ
ejif-1649	280	6	training	training	NOUN
ejif-1649	280	7	institute	institute	NOUN
ejif-1649	280	8	.	.	PUNCT
ejif-1649	281	1	[	[	X
ejif-1649	281	2	8]bahrain	8]bahrain	NUM
ejif-1649	281	3	monetary	monetary	ADJ
ejif-1649	281	4	agency	agency	NOUN
ejif-1649	281	5	.	.	PUNCT
ejif-1649	282	1	(	(	PUNCT
ejif-1649	282	2	2006	2006	NUM
ejif-1649	282	3	)	)	PUNCT
ejif-1649	282	4	.	.	PUNCT
ejif-1649	283	1	islamic	islamic	ADJ
ejif-1649	283	2	banking	banking	NOUN
ejif-1649	283	3	and	and	CCONJ
ejif-1649	283	4	finance	finance	NOUN
ejif-1649	283	5	in	in	ADP
ejif-1649	283	6	the	the	DET
ejif-1649	283	7	kingdom	kingdom	NOUN
ejif-1649	283	8	of	of	ADP
ejif-1649	283	9	bahrain.manama	bahrain.manama	PROPN
ejif-1649	283	10	:	:	PUNCT
ejif-1649	283	11	bahrain	bahrain	NOUN
ejif-1649	283	12	.	.	PUNCT
ejif-1649	284	1	bahrain	bahrain	NOUN
ejif-1649	284	2	monetary	monetary	ADJ
ejif-1649	284	3	agency	agency	NOUN
ejif-1649	284	4	.	.	PUNCT
ejif-1649	285	1	22‐24	22‐24	NUM
ejif-1649	286	1	[	[	X
ejif-1649	286	2	9]basel	9]basel	NUM
ejif-1649	286	3	committee	committee	NOUN
ejif-1649	286	4	on	on	ADP
ejif-1649	286	5	banking	banking	NOUN
ejif-1649	286	6	supervision	supervision	NOUN
ejif-1649	286	7	(	(	PUNCT
ejif-1649	286	8	bcbs	bcbs	PROPN
ejif-1649	286	9	)	)	PUNCT
ejif-1649	286	10	.	.	PUNCT
ejif-1649	287	1	(	(	PUNCT
ejif-1649	287	2	1999	1999	NUM
ejif-1649	287	3	)	)	PUNCT
ejif-1649	287	4	.	.	PUNCT
ejif-1649	288	1	principle	principle	NOUN
ejif-1649	288	2	for	for	ADP
ejif-1649	288	3	the	the	DET
ejif-1649	288	4	management	management	NOUN
ejif-1649	288	5	of	of	ADP
ejif-1649	288	6	credit	credit	NOUN
ejif-1649	288	7	risk	risk	NOUN
ejif-1649	288	8	.	.	PUNCT
ejif-1649	289	1	consultative	consultative	ADJ
ejif-1649	289	2	paper	paper	NOUN
ejif-1649	289	3	,	,	PUNCT
ejif-1649	289	4	basel	basel	PROPN
ejif-1649	289	5	committee	committee	PROPN
ejif-1649	289	6	on	on	ADP
ejif-1649	289	7	banking	banking	NOUN
ejif-1649	289	8	supervision	supervision	NOUN
ejif-1649	289	9	,	,	PUNCT
ejif-1649	289	10	july	july	PROPN
ejif-1649	289	11	1999	1999	NUM
ejif-1649	289	12	.	.	PUNCT
ejif-1649	290	1	[	[	X
ejif-1649	290	2	10]box	10]box	NUM
ejif-1649	290	3	,	,	PUNCT
ejif-1649	290	4	t.	t.	PROPN
ejif-1649	290	5	(	(	PUNCT
ejif-1649	290	6	2005	2005	NUM
ejif-1649	290	7	)	)	PUNCT
ejif-1649	290	8	.	.	PUNCT
ejif-1649	291	1	islamic	islamic	PROPN
ejif-1649	291	2	fnance	fnance	PROPN
ejif-1649	291	3	turns	turn	VERB
ejif-1649	291	4	to	to	ADP
ejif-1649	291	5	securitization	securitization	NOUN
ejif-1649	291	6	.	.	PUNCT
ejif-1649	292	1	international	international	ADJ
ejif-1649	292	2	financial	financial	ADJ
ejif-1649	292	3	law	law	NOUN
ejif-1649	292	4	review	review	NOUN
ejif-1649	292	5	,	,	PUNCT
ejif-1649	292	6	vol	vol	NOUN
ejif-1649	292	7	.	.	PROPN
ejif-1649	293	1	24	24	NUM
ejif-1649	293	2	no	no	NOUN
ejif-1649	293	3	.	.	NOUN
ejif-1649	294	1	7	7	NUM
ejif-1649	294	2	,	,	PUNCT
ejif-1649	294	3	pp	pp	ADJ
ejif-1649	294	4	.	.	PUNCT
ejif-1649	295	1	21	21	NUM
ejif-1649	295	2	-	-	SYM
ejif-1649	295	3	4	4	NUM
ejif-1649	295	4	.	.	PUNCT
ejif-1649	296	1	[	[	X
ejif-1649	296	2	11]hassan	11]hassan	NUM
ejif-1649	296	3	.	.	PUNCT
ejif-1649	297	1	(	(	PUNCT
ejif-1649	297	2	2009	2009	NUM
ejif-1649	297	3	)	)	PUNCT
ejif-1649	297	4	.	.	PUNCT
ejif-1649	298	1	basic	basic	ADJ
ejif-1649	298	2	sharia	sharia	PROPN
ejif-1649	298	3	principles	principle	NOUN
ejif-1649	298	4	governing	govern	VERB
ejif-1649	298	5	risk	risk	NOUN
ejif-1649	298	6	management	management	NOUN
ejif-1649	298	7	.	.	PUNCT
ejif-1649	299	1	paper	paper	NOUN
ejif-1649	299	2	submitted	submit	VERB
ejif-1649	299	3	for	for	ADP
ejif-1649	299	4	harvard	harvard	PROPN
ejif-1649	299	5	lse	lse	PROPN
ejif-1649	299	6	workshop	workshop	NOUN
ejif-1649	299	7	on	on	ADP
ejif-1649	299	8	risk	risk	NOUN
ejif-1649	299	9	management	management	NOUN
ejif-1649	299	10	,	,	PUNCT
ejif-1649	299	11	london	london	PROPN
ejif-1649	299	12	school	school	NOUN
ejif-1649	299	13	of	of	ADP
ejif-1649	299	14	economics	economic	NOUN
ejif-1649	299	15	.	.	PUNCT
ejif-1649	300	1	26	26	NUM
ejif-1649	300	2	february	february	NOUN
ejif-1649	300	3	2009	2009	NUM
ejif-1649	300	4	.	.	PUNCT
ejif-1649	301	1	[	[	X
ejif-1649	301	2	12]heffernan	12]heffernan	NUM
ejif-1649	301	3	,	,	PUNCT
ejif-1649	301	4	s.	s.	PROPN
ejif-1649	301	5	a.	a.	PROPN
ejif-1649	301	6	(	(	PUNCT
ejif-1649	301	7	1995	1995	NUM
ejif-1649	301	8	)	)	PUNCT
ejif-1649	301	9	.	.	PUNCT
ejif-1649	302	1	an	an	DET
ejif-1649	302	2	econometric	econometric	ADJ
ejif-1649	302	3	model	model	NOUN
ejif-1649	302	4	of	of	ADP
ejif-1649	302	5	bank	bank	NOUN
ejif-1649	302	6	failure	failure	NOUN
ejif-1649	302	7	.	.	PUNCT
ejif-1649	303	1	economic	economic	ADJ
ejif-1649	303	2	and	and	CCONJ
ejif-1649	303	3	financial	financial	ADJ
ejif-1649	303	4	modelling	modelling	NOUN
ejif-1649	303	5	,	,	PUNCT
ejif-1649	303	6	summer	summer	NOUN
ejif-1649	303	7	,	,	PUNCT
ejif-1649	303	8	4983	4983	NUM
ejif-1649	303	9	.	.	PUNCT
ejif-1649	304	1	[	[	X
ejif-1649	304	2	13]ibn	13]ibn	NUM
ejif-1649	304	3	taymiyyah	taymiyyah	NOUN
ejif-1649	304	4	.	.	PUNCT
ejif-1649	305	1	(	(	PUNCT
ejif-1649	305	2	1998	1998	NUM
ejif-1649	305	3	)	)	PUNCT
ejif-1649	305	4	.	.	PUNCT
ejif-1649	306	1	majmu	majmu	VERB
ejif-1649	306	2	’	'	PUNCT
ejif-1649	306	3	al	al	PROPN
ejif-1649	306	4	-	-	PUNCT
ejif-1649	306	5	fatawa	fatawa	PROPN
ejif-1649	306	6	.	.	PUNCT
ejif-1649	307	1	almansurah	almansurah	PROPN
ejif-1649	307	2	:	:	PUNCT
ejif-1649	307	3	dar	dar	PROPN
ejif-1649	307	4	al	al	PROPN
ejif-1649	307	5	-	-	PUNCT
ejif-1649	307	6	wafa‟.	wafa‟.	PROPN
ejif-1649	308	1	[	[	X
ejif-1649	308	2	14]institute	14]institute	NUM
ejif-1649	308	3	of	of	ADP
ejif-1649	308	4	banking	banking	NOUN
ejif-1649	308	5	and	and	CCONJ
ejif-1649	308	6	insurance	insurance	NOUN
ejif-1649	308	7	.	.	PUNCT
ejif-1649	309	1	(	(	PUNCT
ejif-1649	309	2	2009	2009	NUM
ejif-1649	309	3	)	)	PUNCT
ejif-1649	309	4	.	.	PUNCT
ejif-1649	310	1	guiding	guide	VERB
ejif-1649	310	2	principles	principle	NOUN
ejif-1649	310	3	in	in	ADP
ejif-1649	310	4	risk	risk	NOUN
ejif-1649	310	5	management	management	NOUN
ejif-1649	310	6	for	for	ADP
ejif-1649	310	7	us	us	PROPN
ejif-1649	310	8	commercial	commercial	ADJ
ejif-1649	310	9	banks	bank	NOUN
ejif-1649	310	10	.	.	PUNCT
ejif-1649	311	1	the	the	DET
ejif-1649	311	2	financial	financial	ADJ
ejif-1649	311	3	services	service	NOUN
ejif-1649	311	4	round	round	NOUN
ejif-1649	311	5	table	table	NOUN
ejif-1649	311	6	,	,	PUNCT
ejif-1649	311	7	http://www.fsround.org/	http://www.fsround.org/	NOUN
ejif-1649	312	1	[	[	X
ejif-1649	312	2	15]ifsb	15]ifsb	NUM
ejif-1649	312	3	.	.	PUNCT
ejif-1649	313	1	(	(	PUNCT
ejif-1649	313	2	2005	2005	NUM
ejif-1649	313	3	)	)	PUNCT
ejif-1649	313	4	.	.	PUNCT
ejif-1649	314	1	guiding	guide	VERB
ejif-1649	314	2	principle	principle	NOUN
ejif-1649	314	3	of	of	ADP
ejif-1649	314	4	risk	risk	NOUN
ejif-1649	314	5	management	management	NOUN
ejif-1649	314	6	for	for	ADP
ejif-1649	314	7	institution	institution	NOUN
ejif-1649	314	8	(	(	PUNCT
ejif-1649	314	9	other	other	ADJ
ejif-1649	314	10	than	than	ADP
ejif-1649	314	11	insurance	insurance	NOUN
ejif-1649	314	12	institutions	institution	NOUN
ejif-1649	314	13	)	)	PUNCT
ejif-1649	314	14	offering	offer	VERB
ejif-1649	314	15	only	only	ADV
ejif-1649	314	16	islamic	islamic	ADJ
ejif-1649	314	17	financial	financial	ADJ
ejif-1649	314	18	services	service	NOUN
ejif-1649	314	19	.	.	PUNCT
ejif-1649	315	1	islamic	islamic	ADJ
ejif-1649	315	2	financial	financial	PROPN
ejif-1649	315	3	board	board	PROPN
ejif-1649	315	4	.	.	PUNCT
ejif-1649	316	1	[	[	X
ejif-1649	316	2	16]imf	16]imf	NUM
ejif-1649	316	3	.	.	PUNCT
ejif-1649	317	1	(	(	PUNCT
ejif-1649	317	2	2006	2006	NUM
ejif-1649	317	3	)	)	PUNCT
ejif-1649	317	4	.	.	PUNCT
ejif-1649	318	1	kingdom	kingdom	NOUN
ejif-1649	318	2	of	of	ADP
ejif-1649	318	3	bahrain	bahrain	NOUN
ejif-1649	318	4	:	:	PUNCT
ejif-1649	318	5	financial	financial	ADJ
ejif-1649	318	6	system	system	NOUN
ejif-1649	318	7	stability	stability	NOUN
ejif-1649	318	8	assessment	assessment	NOUN
ejif-1649	318	9	,	,	PUNCT
ejif-1649	318	10	including	include	VERB
ejif-1649	318	11	reports	report	NOUN
ejif-1649	318	12	on	on	ADP
ejif-1649	318	13	the	the	DET
ejif-1649	318	14	observance	observance	NOUN
ejif-1649	318	15	of	of	ADP
ejif-1649	318	16	standards	standard	NOUN
ejif-1649	318	17	and	and	CCONJ
ejif-1649	318	18	codes	code	NOUN
ejif-1649	318	19	on	on	ADP
ejif-1649	318	20	the	the	DET
ejif-1649	318	21	following	follow	VERB
ejif-1649	318	22	topics	topic	NOUN
ejif-1649	318	23	,	,	PUNCT
ejif-1649	318	24	banking	banking	NOUN
ejif-1649	318	25	supervision	supervision	NOUN
ejif-1649	318	26	,	,	PUNCT
ejif-1649	318	27	insurance	insurance	NOUN
ejif-1649	318	28	supervision	supervision	NOUN
ejif-1649	318	29	,	,	PUNCT
ejif-1649	318	30	securities	security	NOUN
ejif-1649	318	31	regulation	regulation	NOUN
ejif-1649	318	32	,	,	PUNCT
ejif-1649	318	33	and	and	CCONJ
ejif-1649	318	34	anti	anti	ADJ
ejif-1649	318	35	-	-	ADJ
ejif-1649	318	36	money	money	ADJ
ejif-1649	318	37	laundering	laundering	NOUN
ejif-1649	318	38	and	and	CCONJ
ejif-1649	318	39	combating	combat	VERB
ejif-1649	318	40	the	the	DET
ejif-1649	318	41	financing	financing	NOUN
ejif-1649	318	42	of	of	ADP
ejif-1649	318	43	terrorism	terrorism	NOUN
ejif-1649	318	44	,	,	PUNCT
ejif-1649	318	45	international	international	ADJ
ejif-1649	318	46	monetary	monetary	ADJ
ejif-1649	318	47	fund	fund	PROPN
ejif-1649	318	48	.	.	PUNCT
ejif-1649	319	1	washington	washington	PROPN
ejif-1649	319	2	,	,	PUNCT
ejif-1649	319	3	dc	dc	PROPN
ejif-1649	319	4	.	.	PUNCT
ejif-1649	320	1	[	[	X
ejif-1649	320	2	17]iqbal	17]iqbal	NUM
ejif-1649	320	3	,	,	PUNCT
ejif-1649	320	4	zamir	zamir	NOUN
ejif-1649	320	5	and	and	CCONJ
ejif-1649	320	6	mirakhor	mirakhor	NOUN
ejif-1649	320	7	,	,	PUNCT
ejif-1649	320	8	abbas	abbas	PROPN
ejif-1649	320	9	.	.	PUNCT
ejif-1649	321	1	(	(	PUNCT
ejif-1649	321	2	2007	2007	NUM
ejif-1649	321	3	)	)	PUNCT
ejif-1649	321	4	.	.	PUNCT
ejif-1649	322	1	an	an	DET
ejif-1649	322	2	introduction	introduction	NOUN
ejif-1649	322	3	to	to	ADP
ejif-1649	322	4	islamic	islamic	ADJ
ejif-1649	322	5	finance	finance	NOUN
ejif-1649	322	6	:	:	PUNCT
ejif-1649	322	7	theory	theory	NOUN
ejif-1649	322	8	and	and	CCONJ
ejif-1649	322	9	practice	practice	NOUN
ejif-1649	322	10	.	.	PUNCT
ejif-1649	323	1	chichester	chichester	PROPN
ejif-1649	323	2	:	:	PUNCT
ejif-1649	323	3	john	john	PROPN
ejif-1649	323	4	wiley	wiley	PROPN
ejif-1649	323	5	&	&	CCONJ
ejif-1649	323	6	sons	sons	PROPN
ejif-1649	323	7	,	,	PUNCT
ejif-1649	323	8	inc	inc	PROPN
ejif-1649	323	9	.	.	PROPN
ejif-1649	323	10	islamic	islamic	PROPN
ejif-1649	323	11	financial	financial	PROPN
ejif-1649	323	12	services	services	PROPN
ejif-1649	323	13	board	board	PROPN
ejif-1649	323	14	.	.	PUNCT
ejif-1649	324	1	(	(	PUNCT
ejif-1649	324	2	2005	2005	NUM
ejif-1649	324	3	)	)	PUNCT
ejif-1649	324	4	.	.	PUNCT
ejif-1649	325	1	guiding	guide	VERB
ejif-1649	325	2	principles	principle	NOUN
ejif-1649	325	3	of	of	ADP
ejif-1649	325	4	risk	risk	NOUN
ejif-1649	325	5	management	management	NOUN
ejif-1649	325	6	for	for	ADP
ejif-1649	325	7	institutions	institution	NOUN
ejif-1649	325	8	(	(	PUNCT
ejif-1649	325	9	other	other	ADJ
ejif-1649	325	10	than	than	ADP
ejif-1649	325	11	insurance	insurance	NOUN
ejif-1649	325	12	institutions	institution	NOUN
ejif-1649	325	13	)	)	PUNCT
ejif-1649	325	14	offering	offer	VERB
ejif-1649	325	15	only	only	ADV
ejif-1649	325	16	islamic	islamic	ADJ
ejif-1649	325	17	financial	financial	ADJ
ejif-1649	325	18	services	service	NOUN
ejif-1649	325	19	.	.	PUNCT
ejif-1649	326	1	available	available	ADJ
ejif-1649	326	2	at	at	ADP
ejif-1649	326	3	http://www.ifsb.org	http://www.ifsb.org	X
ejif-1649	327	1	[	[	X
ejif-1649	327	2	18]iqbal	18]iqbal	NUM
ejif-1649	327	3	,	,	PUNCT
ejif-1649	327	4	m	m	PROPN
ejif-1649	327	5	and	and	CCONJ
ejif-1649	327	6	khan	khan	PROPN
ejif-1649	327	7	,	,	PUNCT
ejif-1649	327	8	t.	t.	PROPN
ejif-1649	327	9	(	(	PUNCT
ejif-1649	327	10	2008	2008	NUM
ejif-1649	327	11	)	)	PUNCT
ejif-1649	327	12	.	.	PUNCT
ejif-1649	328	1	financial	financial	ADJ
ejif-1649	328	2	engineering	engineering	PROPN
ejif-1649	328	3	and	and	CCONJ
ejif-1649	328	4	islamic	islamic	ADJ
ejif-1649	328	5	contracts	contract	NOUN
ejif-1649	328	6	.	.	PUNCT
ejif-1649	329	1	new	new	PROPN
ejif-1649	329	2	york	york	PROPN
ejif-1649	329	3	:	:	PUNCT
ejif-1649	329	4	palgrave	palgrave	PROPN
ejif-1649	329	5	macmillan	macmillan	PROPN
ejif-1649	329	6	.	.	PUNCT
ejif-1649	330	1	[	[	X
ejif-1649	330	2	19]isra	19]isra	NUM
ejif-1649	330	3	.	.	PUNCT
ejif-1649	331	1	(	(	PUNCT
ejif-1649	331	2	2011).islamic	2011).islamic	ADJ
ejif-1649	331	3	financial	financial	ADJ
ejif-1649	331	4	system	system	NOUN
ejif-1649	331	5	principles	principle	NOUN
ejif-1649	331	6	and	and	CCONJ
ejif-1649	331	7	operation	operation	NOUN
ejif-1649	331	8	.	.	PUNCT
ejif-1649	332	1	malaysia	malaysia	PROPN
ejif-1649	332	2	:	:	PUNCT
ejif-1649	332	3	pearson	pearson	PROPN
ejif-1649	332	4	.	.	PUNCT
ejif-1649	333	1	[	[	X
ejif-1649	333	2	20]khan	20]khan	NUM
ejif-1649	333	3	,	,	PUNCT
ejif-1649	333	4	tariqullah	tariqullah	NOUN
ejif-1649	333	5	.	.	PUNCT
ejif-1649	334	1	(	(	PUNCT
ejif-1649	334	2	2004	2004	NUM
ejif-1649	334	3	)	)	PUNCT
ejif-1649	334	4	.	.	PUNCT
ejif-1649	335	1	risk	risk	NOUN
ejif-1649	335	2	management	management	NOUN
ejif-1649	335	3	in	in	ADP
ejif-1649	335	4	islamic	islamic	ADJ
ejif-1649	335	5	banking	banking	NOUN
ejif-1649	335	6	:	:	PUNCT
ejif-1649	335	7	a	a	DET
ejif-1649	335	8	conceptual	conceptual	ADJ
ejif-1649	335	9	framework	framework	NOUN
ejif-1649	335	10	.	.	PUNCT
ejif-1649	336	1	paper	paper	NOUN
ejif-1649	336	2	presented	present	VERB
ejif-1649	336	3	at	at	ADP
ejif-1649	336	4	distance	distance	NOUN
ejif-1649	336	5	learning	learn	VERB
ejif-1649	336	6	lecture	lecture	NOUN
ejif-1649	336	7	,	,	PUNCT
ejif-1649	336	8	organised	organise	VERB
ejif-1649	336	9	by	by	ADP
ejif-1649	336	10	islamic	islamic	ADJ
ejif-1649	336	11	research	research	PROPN
ejif-1649	336	12	and	and	CCONJ
ejif-1649	336	13	training	training	NOUN
ejif-1649	336	14	institute	institute	NOUN
ejif-1649	336	15	,	,	PUNCT
ejif-1649	336	16	islamic	islamic	PROPN
ejif-1649	336	17	development	development	PROPN
ejif-1649	336	18	bank	bank	PROPN
ejif-1649	336	19	.	.	PUNCT
ejif-1649	337	1	[	[	X
ejif-1649	337	2	21]khan	21]khan	NUM
ejif-1649	337	3	,	,	PUNCT
ejif-1649	337	4	tariqullah	tariqullah	NOUN
ejif-1649	337	5	and	and	CCONJ
ejif-1649	337	6	ahmed	ahmed	PROPN
ejif-1649	337	7	,	,	PUNCT
ejif-1649	337	8	habib	habib	PROPN
ejif-1649	337	9	.	.	PUNCT
ejif-1649	338	1	(	(	PUNCT
ejif-1649	338	2	2010	2010	NUM
ejif-1649	338	3	)	)	PUNCT
ejif-1649	338	4	.	.	PUNCT
ejif-1649	339	1	risk	risk	NOUN
ejif-1649	339	2	management	management	NOUN
ejif-1649	339	3	:	:	PUNCT
ejif-1649	339	4	an	an	DET
ejif-1649	339	5	analysis	analysis	NOUN
ejif-1649	339	6	of	of	ADP
ejif-1649	339	7	issues	issue	NOUN
ejif-1649	339	8	in	in	ADP
ejif-1649	339	9	islamic	islamic	ADJ
ejif-1649	339	10	financial	financial	ADJ
ejif-1649	339	11	industry	industry	NOUN
ejif-1649	339	12	.	.	PUNCT
ejif-1649	340	1	occasional	occasional	ADJ
ejif-1649	340	2	paper	paper	NOUN
ejif-1649	340	3	no	no	INTJ
ejif-1649	340	4	.	.	NOUN
ejif-1649	341	1	5	5	X
ejif-1649	341	2	.	.	X
ejif-1649	341	3	jeddah	jeddah	PROPN
ejif-1649	341	4	:	:	PUNCT
ejif-1649	341	5	islamic	islamic	ADJ
ejif-1649	341	6	research	research	NOUN
ejif-1649	341	7	and	and	CCONJ
ejif-1649	341	8	training	training	NOUN
ejif-1649	341	9	institute	institute	NOUN
ejif-1649	341	10	,	,	PUNCT
ejif-1649	341	11	islamic	islamic	PROPN
ejif-1649	341	12	development	development	PROPN
ejif-1649	341	13	bank	bank	PROPN
ejif-1649	341	14	.	.	PUNCT
ejif-1649	342	1	[	[	X
ejif-1649	342	2	22]liquidity	22]liquidity	NUM
ejif-1649	342	3	management	management	NOUN
ejif-1649	342	4	centre	centre	NOUN
ejif-1649	342	5	.	.	PUNCT
ejif-1649	343	1	http://www.lmcbahrain.com	http://www.lmcbahrain.com	X
ejif-1649	343	2	.	.	PUNCT
ejif-1649	344	1	[	[	X
ejif-1649	344	2	23]majallat	23]majallat	NUM
ejif-1649	344	3	-	-	SYM
ejif-1649	344	4	al	al	PROPN
ejif-1649	344	5	ahkam	ahkam	PROPN
ejif-1649	344	6	.	.	PUNCT
ejif-1649	345	1	(	(	PUNCT
ejif-1649	345	2	2001	2001	NUM
ejif-1649	345	3	)	)	PUNCT
ejif-1649	345	4	.	.	PUNCT
ejif-1649	346	1	the	the	DET
ejif-1649	346	2	majelle	majelle	NOUN
ejif-1649	346	3	(	(	PUNCT
ejif-1649	346	4	1876	1876	NUM
ejif-1649	346	5	):	):	PUNCT
ejif-1649	346	6	being	be	AUX
ejif-1649	346	7	an	an	DET
ejif-1649	346	8	english	english	ADJ
ejif-1649	346	9	translation	translation	NOUN
ejif-1649	346	10	of	of	ADP
ejif-1649	346	11	majallah	majallah	PROPN
ejif-1649	346	12	al	al	PROPN
ejif-1649	346	13	-	-	PROPN
ejif-1649	346	14	ahkam	ahkam	PROPN
ejif-1649	346	15	al	al	PROPN
ejif-1649	346	16	-	-	PROPN
ejif-1649	346	17	adliyyahand	adliyyahand	PROPN
ejif-1649	346	18	a	a	DET
ejif-1649	346	19	complete	complete	ADJ
ejif-1649	346	20	code	code	NOUN
ejif-1649	346	21	on	on	ADP
ejif-1649	346	22	islamic	islamic	ADJ
ejif-1649	346	23	civil	civil	NOUN
ejif-1649	346	24	law.translated	law.translate	VERB
ejif-1649	346	25	by	by	ADP
ejif-1649	346	26	c.r.tyer	c.r.tyer	NOUN
ejif-1649	346	27	,	,	PUNCT
ejif-1649	346	28	d.g	d.g	PROPN
ejif-1649	346	29	.	.	PROPN
ejif-1649	346	30	dementriades	dementriades	PROPN
ejif-1649	346	31	&	&	CCONJ
ejif-1649	346	32	ismail	ismail	PROPN
ejif-1649	346	33	haqqi	haqqi	PROPN
ejif-1649	346	34	efendi	efendi	PROPN
ejif-1649	346	35	.	.	PUNCT
ejif-1649	347	1	kuala	kuala	PROPN
ejif-1649	347	2	lumpur	lumpur	PROPN
ejif-1649	348	1	[	[	X
ejif-1649	348	2	24]maroun	24]maroun	NUM
ejif-1649	348	3	,	,	PUNCT
ejif-1649	348	4	y.	y.	PROPN
ejif-1649	348	5	(	(	PUNCT
ejif-1649	348	6	2002	2002	NUM
ejif-1649	348	7	)	)	PUNCT
ejif-1649	348	8	.	.	PUNCT
ejif-1649	349	1	liquidity	liquidity	NOUN
ejif-1649	349	2	management	management	NOUN
ejif-1649	349	3	and	and	CCONJ
ejif-1649	349	4	trade	trade	NOUN
ejif-1649	349	5	financing	financing	NOUN
ejif-1649	349	6	.	.	PUNCT
ejif-1649	350	1	london	london	PROPN
ejif-1649	350	2	and	and	CCONJ
ejif-1649	350	3	bahrain	bahrain	PROPN
ejif-1649	350	4	:	:	PUNCT
ejif-1649	350	5	euromoney	euromoney	NOUN
ejif-1649	350	6	books	book	NOUN
ejif-1649	350	7	.	.	PUNCT
ejif-1649	351	1	[	[	X
ejif-1649	351	2	25]muljawan	25]muljawan	NUM
ejif-1649	351	3	,	,	PUNCT
ejif-1649	351	4	dadang	dadang	PROPN
ejif-1649	351	5	.	.	PUNCT
ejif-1649	352	1	(	(	PUNCT
ejif-1649	352	2	2008	2008	NUM
ejif-1649	352	3	)	)	PUNCT
ejif-1649	352	4	.	.	PUNCT
ejif-1649	353	1	risk	risk	NOUN
ejif-1649	353	2	management	management	NOUN
ejif-1649	353	3	in	in	ADP
ejif-1649	353	4	islamic	islamic	ADJ
ejif-1649	353	5	finance	finance	NOUN
ejif-1649	353	6	issues	issue	NOUN
ejif-1649	353	7	,	,	PUNCT
ejif-1649	353	8	challenging	challenging	ADJ
ejif-1649	353	9	and	and	CCONJ
ejif-1649	353	10	strategies	strategy	NOUN
ejif-1649	353	11	to	to	PART
ejif-1649	353	12	mitigate	mitigate	VERB
ejif-1649	353	13	risk	risk	NOUN
ejif-1649	353	14	.	.	PUNCT
ejif-1649	354	1	cert	cert	NOUN
ejif-1649	354	2	.	.	PUNCT
ejif-1649	355	1	paper	paper	NOUN
ejif-1649	355	2	presented	present	VERB
ejif-1649	355	3	at	at	ADP
ejif-1649	355	4	the	the	DET
ejif-1649	355	5	6th	6th	ADJ
ejif-1649	355	6	international	international	ADJ
ejif-1649	355	7	conference	conference	NOUN
ejif-1649	355	8	at	at	ADP
ejif-1649	355	9	islamic	islamic	ADJ
ejif-1649	355	10	economics	economic	NOUN
ejif-1649	355	11	,	,	PUNCT
ejif-1649	355	12	banking	banking	NOUN
ejif-1649	355	13	and	and	CCONJ
ejif-1649	355	14	finance	finance	NOUN
ejif-1649	355	15	,	,	PUNCT
ejif-1649	355	16	organised	organise	VERB
ejif-1649	355	17	by	by	ADP
ejif-1649	355	18	islamic	islamic	ADJ
ejif-1649	355	19	research	research	NOUN
ejif-1649	355	20	and	and	CCONJ
ejif-1649	355	21	training	train	VERB
ejif-1649	355	22	instituteislamic	instituteislamic	PROPN
ejif-1649	355	23	development	development	PROPN
ejif-1649	355	24	bank	bank	PROPN
ejif-1649	355	25	,	,	PUNCT
ejif-1649	355	26	bank	bank	PROPN
ejif-1649	355	27	indonesia	indonesia	PROPN
ejif-1649	355	28	,	,	PUNCT
ejif-1649	355	29	and	and	CCONJ
ejif-1649	355	30	ministry	ministry	PROPN
ejif-1649	355	31	of	of	ADP
ejif-1649	355	32	finance	finance	PROPN
ejif-1649	355	33	republic	republic	PROPN
ejif-1649	355	34	of	of	ADP
ejif-1649	355	35	indonesia	indonesia	PROPN
ejif-1649	355	36	.	.	PUNCT
ejif-1649	356	1	[	[	X
ejif-1649	356	2	26]morrison	26]morrison	NUM
ejif-1649	356	3	m.	m.	NOUN
ejif-1649	356	4	(	(	PUNCT
ejif-1649	356	5	2004	2004	NUM
ejif-1649	356	6	)	)	PUNCT
ejif-1649	356	7	.	.	PUNCT
ejif-1649	357	1	international	international	ADJ
ejif-1649	357	2	risk	risk	NOUN
ejif-1649	357	3	management	management	NOUN
ejif-1649	357	4	.	.	PUNCT
ejif-1649	358	1	[	[	X
ejif-1649	358	2	online	online	X
ejif-1649	358	3	]	]	X
ejif-1649	358	4	available	available	ADJ
ejif-1649	358	5	from	from	ADP
ejif-1649	358	6	:	:	PUNCT
ejif-1649	358	7	http://www.grmn.com	http://www.grmn.com	X
ejif-1649	359	1	[	[	X
ejif-1649	359	2	27]nanto	27]nanto	NUM
ejif-1649	359	3	,	,	PUNCT
ejif-1649	359	4	dick	dick	PROPN
ejif-1649	359	5	k.	k.	PROPN
ejif-1649	359	6	(	(	PUNCT
ejif-1649	359	7	coordinator	coordinator	NOUN
ejif-1649	359	8	)	)	PUNCT
ejif-1649	359	9	(	(	PUNCT
ejif-1649	359	10	2009	2009	NUM
ejif-1649	359	11	,	,	PUNCT
ejif-1649	359	12	july	july	PROPN
ejif-1649	359	13	2	2	NUM
ejif-1649	359	14	)	)	PUNCT
ejif-1649	359	15	.	.	PUNCT
ejif-1649	360	1	the	the	DET
ejif-1649	360	2	global	global	ADJ
ejif-1649	360	3	financial	financial	ADJ
ejif-1649	360	4	crisis	crisis	NOUN
ejif-1649	360	5	:	:	PUNCT
ejif-1649	360	6	analysis	analysis	NOUN
ejif-1649	360	7	and	and	CCONJ
ejif-1649	360	8	policy	policy	NOUN
ejif-1649	360	9	implication	implication	NOUN
ejif-1649	360	10	.	.	PUNCT
ejif-1649	361	1	crs	crs	PROPN
ejif-1649	361	2	report	report	NOUN
ejif-1649	361	3	for	for	ADP
ejif-1649	361	4	congress	congress	PROPN
ejif-1649	361	5	.	.	PUNCT
ejif-1649	362	1	congressional	congressional	ADJ
ejif-1649	362	2	research	research	NOUN
ejif-1649	362	3	service	service	NOUN
ejif-1649	362	4	.	.	PUNCT
ejif-1649	363	1	[	[	X
ejif-1649	363	2	28]sattar	28]sattar	NUM
ejif-1649	363	3	,	,	PUNCT
ejif-1649	363	4	abdul	abdul	PROPN
ejif-1649	363	5	.	.	PUNCT
ejif-1649	364	1	(	(	PUNCT
ejif-1649	364	2	2010	2010	NUM
ejif-1649	364	3	)	)	PUNCT
ejif-1649	364	4	.	.	PUNCT
ejif-1649	365	1	risk	risk	NOUN
ejif-1649	365	2	management	management	NOUN
ejif-1649	365	3	in	in	ADP
ejif-1649	365	4	islamic	islamic	ADJ
ejif-1649	365	5	banking	banking	PROPN
ejif-1649	365	6	.	.	PUNCT
ejif-1649	366	1	usa	usa	PROPN
ejif-1649	366	2	:	:	PUNCT
ejif-1649	366	3	lambert	lambert	PROPN
ejif-1649	366	4	academic	academic	ADJ
ejif-1649	366	5	publishing	publishing	PROPN
ejif-1649	367	1	[	[	X
ejif-1649	367	2	29]state	29]state	NUM
ejif-1649	367	3	bank	bank	NOUN
ejif-1649	367	4	of	of	ADP
ejif-1649	367	5	pakistan	pakistan	PROPN
ejif-1649	367	6	.	.	PUNCT
ejif-1649	368	1	(	(	PUNCT
ejif-1649	368	2	2003	2003	NUM
ejif-1649	368	3	)	)	PUNCT
ejif-1649	368	4	.	.	PUNCT
ejif-1649	369	1	draft	draft	NOUN
ejif-1649	369	2	instruction	instruction	NOUN
ejif-1649	369	3	and	and	CCONJ
ejif-1649	369	4	guidelines	guideline	NOUN
ejif-1649	369	5	for	for	ADP
ejif-1649	369	6	shari’ah	shari’ah	NOUN
ejif-1649	369	7	compliance	compliance	NOUN
ejif-1649	369	8	in	in	ADP
ejif-1649	369	9	islamic	islamic	ADJ
ejif-1649	369	10	banking	banking	NOUN
ejif-1649	369	11	institution	institution	NOUN
ejif-1649	369	12	.	.	PUNCT
ejif-1649	370	1	[	[	X
ejif-1649	370	2	30]saunders	30]saunders	NUM
ejif-1649	370	3	,	,	PUNCT
ejif-1649	370	4	a.	a.	NOUN
ejif-1649	370	5	and	and	CCONJ
ejif-1649	370	6	cornett	cornett	NOUN
ejif-1649	370	7	,	,	PUNCT
ejif-1649	370	8	m.	m.	NOUN
ejif-1649	370	9	2006	2006	NUM
ejif-1649	370	10	.	.	PUNCT
ejif-1649	371	1	financial	financial	ADJ
ejif-1649	371	2	institutions	institution	NOUN
ejif-1649	371	3	management	management	NOUN
ejif-1649	371	4	:	:	PUNCT
ejif-1649	371	5	a	a	DET
ejif-1649	371	6	risk	risk	NOUN
ejif-1649	371	7	management	management	NOUN
ejif-1649	371	8	approach	approach	NOUN
ejif-1649	371	9	,	,	PUNCT
ejif-1649	371	10	mcgrawhill	mcgrawhill	NOUN
ejif-1649	371	11	,	,	PUNCT
ejif-1649	371	12	irwin	irwin	PROPN
ejif-1649	371	13	.	.	PUNCT
ejif-1649	372	1	[	[	X
ejif-1649	372	2	31]the	31]the	DET
ejif-1649	372	3	european	european	PROPN
ejif-1649	372	4	financial	financial	PROPN
ejif-1649	372	5	review	review	PROPN
ejif-1649	372	6	.	.	PUNCT
ejif-1649	373	1	(	(	PUNCT
ejif-1649	373	2	2014).www.europeanfinancialreview.com.14	2014).www.europeanfinancialreview.com.14	NUM
ejif-1649	373	3	april	april	PROPN
ejif-1649	373	4	2015	2015	NUM
ejif-1649	373	5	.	.	PUNCT
ejif-1649	374	1	[	[	X
ejif-1649	374	2	32]yaqoobi	32]yaqoobi	NUM
ejif-1649	374	3	,	,	PUNCT
ejif-1649	374	4	n.	n.	NOUN
ejif-1649	374	5	(	(	PUNCT
ejif-1649	374	6	2007/08	2007/08	NUM
ejif-1649	374	7	)	)	PUNCT
ejif-1649	374	8	.	.	PUNCT
ejif-1649	375	1	shari’ah	shari’ah	PROPN
ejif-1649	375	2	finance	finance	NOUN
ejif-1649	375	3	questions	question	NOUN
ejif-1649	375	4	and	and	CCONJ
ejif-1649	375	5	answers	answer	NOUN
ejif-1649	375	6	.	.	PUNCT
ejif-1649	376	1	euromoney	euromoney	NOUN
ejif-1649	376	2	year	year	NOUN
ejif-1649	376	3	books	book	NOUN
ejif-1649	376	4	,	,	PUNCT
ejif-1649	376	5	islamic	islamic	ADJ
ejif-1649	376	6	finance	finance	PROPN
ejif-1649	376	7	review	review	PROPN
ejif-1649	376	8	.	.	PUNCT
ejif-1649	377	1	http://www.fsround.org/	http://www.fsround.org/	PROPN
ejif-1649	377	2	http://www.ifsb.org/	http://www.ifsb.org/	PROPN
ejif-1649	377	3	http://www.lmcbahrain.com/	http://www.lmcbahrain.com/	VERB
ejif-1649	377	4	http://www.grmn.com/	http://www.grmn.com/	PROPN
ejif-1649	377	5	http://www.europeanfinancialreview.com/	http://www.europeanfinancialreview.com/	PROPN
ejif-1649	378	1	ejif	ejif	PROPN
ejif-1649	378	2	–	–	PUNCT
ejif-1649	378	3	european	european	PROPN
ejif-1649	378	4	journal	journal	PROPN
ejif-1649	378	5	of	of	ADP
ejif-1649	378	6	islamic	islamic	PROPN
ejif-1649	378	7	finance	finance	PROPN
ejif-1649	378	8	editorial	editorial	ADJ
ejif-1649	378	9	team	team	NOUN
ejif-1649	378	10	editor	editor	NOUN
ejif-1649	378	11	in	in	ADP
ejif-1649	378	12	chief	chief	ADJ
ejif-1649	378	13	prof	prof	NOUN
ejif-1649	378	14	.	.	PUNCT
ejif-1649	379	1	paolo	paolo	PROPN
ejif-1649	379	2	pietro	pietro	PROPN
ejif-1649	379	3	biancone	biancone	NOUN
ejif-1649	379	4	,	,	PUNCT
ejif-1649	379	5	university	university	PROPN
ejif-1649	379	6	of	of	ADP
ejif-1649	379	7	turin	turin	PROPN
ejif-1649	379	8	,	,	PUNCT
ejif-1649	379	9	italy	italy	PROPN
ejif-1649	379	10	editorial	editorial	PROPN
ejif-1649	379	11	board	board	PROPN
ejif-1649	379	12	prof	prof	PROPN
ejif-1649	379	13	.	.	PUNCT
ejif-1649	380	1	dian	dian	PROPN
ejif-1649	380	2	masyita	masyita	PROPN
ejif-1649	380	3	,	,	PUNCT
ejif-1649	380	4	university	university	NOUN
ejif-1649	380	5	of	of	ADP
ejif-1649	380	6	padjadjaran	padjadjaran	PROPN
ejif-1649	380	7	,	,	PUNCT
ejif-1649	380	8	indonesia	indonesia	PROPN
ejif-1649	380	9	prof	prof	PROPN
ejif-1649	380	10	.	.	PUNCT
ejif-1649	381	1	abdulazeem	abdulazeem	PROPN
ejif-1649	381	2	abozaid	abozaid	PROPN
ejif-1649	381	3	,	,	PUNCT
ejif-1649	381	4	qatar	qatar	PROPN
ejif-1649	381	5	faculty	faculty	NOUN
ejif-1649	381	6	of	of	ADP
ejif-1649	381	7	islamic	islamic	ADJ
ejif-1649	381	8	studies	study	NOUN
ejif-1649	381	9	–	–	PUNCT
ejif-1649	381	10	qatar	qatar	PROPN
ejif-1649	381	11	prof	prof	NOUN
ejif-1649	381	12	.	.	PUNCT
ejif-1649	382	1	ahmad	ahmad	PROPN
ejif-1649	382	2	aref	aref	PROPN
ejif-1649	382	3	almazari	almazari	PROPN
ejif-1649	382	4	,	,	PUNCT
ejif-1649	382	5	king	king	PROPN
ejif-1649	382	6	saud	saud	PROPN
ejif-1649	382	7	university	university	PROPN
ejif-1649	382	8	,	,	PUNCT
ejif-1649	382	9	saudi	saudi	PROPN
ejif-1649	382	10	arabia	arabia	PROPN
ejif-1649	382	11	prof	prof	PROPN
ejif-1649	382	12	.	.	PUNCT
ejif-1649	383	1	nidal	nidal	PROPN
ejif-1649	383	2	a.	a.	PROPN
ejif-1649	383	3	alsayyed	alsayye	VERB
ejif-1649	383	4	,	,	PUNCT
ejif-1649	383	5	inayah	inayah	VERB
ejif-1649	383	6	islamic	islamic	PROPN
ejif-1649	383	7	finance	finance	PROPN
ejif-1649	383	8	research	research	PROPN
ejif-1649	383	9	institute	institute	PROPN
ejif-1649	383	10	,	,	PUNCT
ejif-1649	383	11	usa	usa	PROPN
ejif-1649	383	12	prof	prof	PROPN
ejif-1649	383	13	.	.	PUNCT
ejif-1649	384	1	roberta	roberta	PROPN
ejif-1649	384	2	aluffi	aluffi	PROPN
ejif-1649	384	3	,	,	PUNCT
ejif-1649	384	4	university	university	PROPN
ejif-1649	384	5	of	of	ADP
ejif-1649	384	6	turin	turin	PROPN
ejif-1649	384	7	italy	italy	PROPN
ejif-1649	384	8	prof	prof	PROPN
ejif-1649	384	9	.	.	PUNCT
ejif-1649	385	1	ghassen	ghassen	PROPN
ejif-1649	385	2	bouslama	bouslama	PROPN
ejif-1649	385	3	,	,	PUNCT
ejif-1649	385	4	neoma	neoma	PROPN
ejif-1649	385	5	business	business	PROPN
ejif-1649	385	6	school	school	PROPN
ejif-1649	385	7	campus	campus	NOUN
ejif-1649	385	8	de	de	X
ejif-1649	385	9	reims	reims	X
ejif-1649	385	10	,	,	PUNCT
ejif-1649	385	11	france	france	PROPN
ejif-1649	385	12	prof	prof	PROPN
ejif-1649	385	13	.	.	PUNCT
ejif-1649	386	1	nazam	nazam	PROPN
ejif-1649	386	2	dzolkarnaini	dzolkarnaini	PROPN
ejif-1649	386	3	,	,	PUNCT
ejif-1649	386	4	salford	salford	PROPN
ejif-1649	386	5	university	university	PROPN
ejif-1649	386	6	,	,	PUNCT
ejif-1649	386	7	uk	uk	PROPN
ejif-1649	386	8	prof	prof	PROPN
ejif-1649	386	9	.	.	PUNCT
ejif-1649	387	1	kabir	kabir	PROPN
ejif-1649	387	2	hassan	hassan	PROPN
ejif-1649	387	3	,	,	PUNCT
ejif-1649	387	4	university	university	NOUN
ejif-1649	387	5	of	of	ADP
ejif-1649	387	6	new	new	PROPN
ejif-1649	387	7	orleans	orleans	PROPN
ejif-1649	387	8	,	,	PUNCT
ejif-1649	387	9	usa	usa	PROPN
ejif-1649	387	10	prof	prof	PROPN
ejif-1649	387	11	.	.	PUNCT
ejif-1649	388	1	khaled	khaled	PROPN
ejif-1649	388	2	hussainey	hussainey	PROPN
ejif-1649	388	3	,	,	PUNCT
ejif-1649	388	4	university	university	NOUN
ejif-1649	388	5	of	of	ADP
ejif-1649	388	6	plymouth	plymouth	PROPN
ejif-1649	388	7	,	,	PUNCT
ejif-1649	388	8	uk	uk	PROPN
ejif-1649	388	9	prof	prof	PROPN
ejif-1649	388	10	.	.	PUNCT
ejif-1649	389	1	rifki	rifki	PROPN
ejif-1649	389	2	ismal	ismal	NOUN
ejif-1649	389	3	,	,	PUNCT
ejif-1649	389	4	university	university	NOUN
ejif-1649	389	5	of	of	ADP
ejif-1649	389	6	indonesia	indonesia	PROPN
ejif-1649	389	7	prof	prof	PROPN
ejif-1649	389	8	.	.	PUNCT
ejif-1649	390	1	tariqullah	tariqullah	PROPN
ejif-1649	390	2	khan	khan	PROPN
ejif-1649	390	3	,	,	PUNCT
ejif-1649	390	4	hamad	hamad	PROPN
ejif-1649	390	5	bin	bin	PROPN
ejif-1649	390	6	khalifa	khalifa	PROPN
ejif-1649	390	7	university	university	PROPN
ejif-1649	390	8	,	,	PUNCT
ejif-1649	390	9	qatar	qatar	PROPN
ejif-1649	390	10	prof	prof	PROPN
ejif-1649	390	11	.	.	PROPN
ejif-1649	391	1	ali	ali	PROPN
ejif-1649	391	2	khorshid	khorshid	PROPN
ejif-1649	391	3	,	,	PUNCT
ejif-1649	391	4	icma	icma	NOUN
ejif-1649	391	5	centre	centre	NOUN
ejif-1649	391	6	reading	read	VERB
ejif-1649	391	7	university	university	PROPN
ejif-1649	391	8	uk	uk	PROPN
ejif-1649	391	9	prof	prof	PROPN
ejif-1649	391	10	.	.	PUNCT
ejif-1649	392	1	amir	amir	PROPN
ejif-1649	392	2	kia	kia	PROPN
ejif-1649	392	3	,	,	PUNCT
ejif-1649	392	4	utah	utah	PROPN
ejif-1649	392	5	valley	valley	PROPN
ejif-1649	392	6	university	university	PROPN
ejif-1649	392	7	,	,	PUNCT
ejif-1649	392	8	usa	usa	PROPN
ejif-1649	392	9	prof	prof	PROPN
ejif-1649	392	10	.	.	PUNCT
ejif-1649	393	1	laurent	laurent	PROPN
ejif-1649	393	2	marliere	marliere	ADV
ejif-1649	393	3	,	,	PUNCT
ejif-1649	393	4	université	université	PROPN
ejif-1649	393	5	paris	paris	PROPN
ejif-1649	393	6	-	-	PUNCT
ejif-1649	393	7	dauphine	dauphine	PROPN
ejif-1649	393	8	france	france	PROPN
ejif-1649	393	9	prof	prof	PROPN
ejif-1649	393	10	.	.	PUNCT
ejif-1649	394	1	federica	federica	PROPN
ejif-1649	394	2	miglietta	miglietta	PROPN
ejif-1649	394	3	,	,	PUNCT
ejif-1649	394	4	university	university	NOUN
ejif-1649	394	5	of	of	ADP
ejif-1649	394	6	bari	bari	PROPN
ejif-1649	394	7	italy	italy	PROPN
ejif-1649	394	8	prof	prof	PROPN
ejif-1649	394	9	.	.	PUNCT
ejif-1649	395	1	hakim	hakim	PROPN
ejif-1649	395	2	ben	ben	PROPN
ejif-1649	395	3	othman	othman	PROPN
ejif-1649	395	4	,	,	PUNCT
ejif-1649	395	5	university	university	PROPN
ejif-1649	395	6	of	of	ADP
ejif-1649	395	7	tunis	tunis	PROPN
ejif-1649	395	8	tunisia	tunisia	PROPN
ejif-1649	395	9	prof	prof	PROPN
ejif-1649	395	10	.	.	PUNCT
ejif-1649	396	1	mohamed	mohamed	PROPN
ejif-1649	396	2	ramady	ramady	PROPN
ejif-1649	396	3	,	,	PUNCT
ejif-1649	396	4	king	king	PROPN
ejif-1649	396	5	fahd	fahd	PROPN
ejif-1649	396	6	university	university	PROPN
ejif-1649	396	7	of	of	ADP
ejif-1649	396	8	petroleum	petroleum	NOUN
ejif-1649	396	9	and	and	CCONJ
ejif-1649	396	10	minerals	mineral	NOUN
ejif-1649	396	11	,	,	PUNCT
ejif-1649	397	1	saudi	saudi	PROPN
ejif-1649	397	2	arabia	arabia	PROPN
ejif-1649	397	3	prof	prof	PROPN
ejif-1649	397	4	.	.	PROPN
ejif-1649	397	5	mamunur	mamunur	PROPN
ejif-1649	397	6	rashid	rashid	PROPN
ejif-1649	397	7	,	,	PUNCT
ejif-1649	397	8	nottingham	nottingham	PROPN
ejif-1649	397	9	university	university	PROPN
ejif-1649	397	10	,	,	PUNCT
ejif-1649	397	11	malaysia	malaysia	PROPN
ejif-1649	397	12	prof	prof	PROPN
ejif-1649	397	13	.	.	PUNCT
ejif-1649	398	1	younes	younes	PROPN
ejif-1649	398	2	soualhi	soualhi	PROPN
ejif-1649	398	3	,	,	PUNCT
ejif-1649	398	4	international	international	PROPN
ejif-1649	398	5	islamic	islamic	PROPN
ejif-1649	398	6	university	university	PROPN
ejif-1649	398	7	malaysia	malaysia	PROPN
ejif-1649	398	8	prof	prof	PROPN
ejif-1649	398	9	.	.	PUNCT
ejif-1649	399	1	laurent	laurent	PROPN
ejif-1649	399	2	weill	weill	PROPN
ejif-1649	399	3	,	,	PUNCT
ejif-1649	399	4	university	university	NOUN
ejif-1649	399	5	of	of	ADP
ejif-1649	399	6	strasbourg	strasbourg	PROPN
ejif-1649	399	7	,	,	PUNCT
ejif-1649	399	8	france	france	PROPN