id	sid	tid	token	lemma	pos
ejif-1747	1	1	paper	paper	NOUN
ejif-1747	1	2	title	title	NOUN
ejif-1747	1	3	(	(	PUNCT
ejif-1747	1	4	use	use	NOUN
ejif-1747	1	5	style	style	NOUN
ejif-1747	1	6	:	:	PUNCT
ejif-1747	1	7	paper	paper	NOUN
ejif-1747	1	8	title	title	NOUN
ejif-1747	1	9	)	)	PUNCT
ejif-1747	1	10	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1747	1	11	issn	issn	VERB
ejif-1747	1	12	2421	2421	NUM
ejif-1747	1	13	-	-	SYM
ejif-1747	1	14	2172	2172	NUM
ejif-1747	1	15	1	1	NUM
ejif-1747	1	16	restructuring	restructure	VERB
ejif-1747	1	17	rental	rental	ADJ
ejif-1747	1	18	rate	rate	NOUN
ejif-1747	1	19	components	component	NOUN
ejif-1747	1	20	to	to	PART
ejif-1747	1	21	be	be	AUX
ejif-1747	1	22	more	more	ADV
ejif-1747	1	23	innovative	innovative	ADJ
ejif-1747	1	24	sharia	sharia	NOUN
ejif-1747	1	25	compliance	compliance	NOUN
ejif-1747	1	26	product	product	NOUN
ejif-1747	1	27	in	in	ADP
ejif-1747	1	28	islamic	islamic	ADJ
ejif-1747	1	29	home	home	NOUN
ejif-1747	1	30	financing	financing	NOUN
ejif-1747	1	31	*	*	PUNCT
ejif-1747	1	32	abstract	abstract	ADJ
ejif-1747	1	33	—	—	PUNCT
ejif-1747	1	34	this	this	DET
ejif-1747	1	35	study	study	NOUN
ejif-1747	1	36	attempts	attempt	VERB
ejif-1747	1	37	to	to	PART
ejif-1747	1	38	restructure	restructure	VERB
ejif-1747	1	39	a	a	DET
ejif-1747	1	40	more	more	ADV
ejif-1747	1	41	innovative	innovative	ADJ
ejif-1747	1	42	sharia	sharia	PROPN
ejif-1747	1	43	compliant	compliant	ADJ
ejif-1747	1	44	product	product	NOUN
ejif-1747	1	45	in	in	ADP
ejif-1747	1	46	islamic	islamic	ADJ
ejif-1747	1	47	home	home	NOUN
ejif-1747	1	48	financing	financing	NOUN
ejif-1747	1	49	.	.	PUNCT
ejif-1747	2	1	by	by	ADP
ejif-1747	2	2	examining	examine	VERB
ejif-1747	2	3	the	the	DET
ejif-1747	2	4	components	component	NOUN
ejif-1747	2	5	of	of	ADP
ejif-1747	2	6	residential	residential	ADJ
ejif-1747	2	7	rental	rental	ADJ
ejif-1747	2	8	index	index	NOUN
ejif-1747	2	9	and	and	CCONJ
ejif-1747	2	10	addressing	address	VERB
ejif-1747	2	11	some	some	DET
ejif-1747	2	12	unresolved	unresolved	ADJ
ejif-1747	2	13	issues	issue	NOUN
ejif-1747	2	14	particularly	particularly	ADV
ejif-1747	2	15	in	in	ADP
ejif-1747	2	16	musyarakah	musyarakah	PROPN
ejif-1747	2	17	mutanaqisah	mutanaqisah	PROPN
ejif-1747	2	18	,	,	PUNCT
ejif-1747	2	19	the	the	DET
ejif-1747	2	20	study	study	NOUN
ejif-1747	2	21	seeks	seek	VERB
ejif-1747	2	22	to	to	PART
ejif-1747	2	23	propose	propose	VERB
ejif-1747	2	24	rental	rental	ADJ
ejif-1747	2	25	index	index	NOUN
ejif-1747	2	26	as	as	ADP
ejif-1747	2	27	an	an	DET
ejif-1747	2	28	alternative	alternative	ADJ
ejif-1747	2	29	benchmark	benchmark	NOUN
ejif-1747	2	30	to	to	ADP
ejif-1747	2	31	current	current	ADJ
ejif-1747	2	32	interest	interest	NOUN
ejif-1747	2	33	rates	rate	NOUN
ejif-1747	2	34	.	.	PUNCT
ejif-1747	3	1	this	this	DET
ejif-1747	3	2	paper	paper	NOUN
ejif-1747	3	3	employs	employ	VERB
ejif-1747	3	4	library	library	ADJ
ejif-1747	3	5	research	research	NOUN
ejif-1747	3	6	derived	derive	VERB
ejif-1747	3	7	from	from	ADP
ejif-1747	3	8	the	the	DET
ejif-1747	3	9	pedigree	pedigree	NOUN
ejif-1747	3	10	of	of	ADP
ejif-1747	3	11	islamic	islamic	ADJ
ejif-1747	3	12	home	home	NOUN
ejif-1747	3	13	financing	financing	NOUN
ejif-1747	3	14	.	.	PUNCT
ejif-1747	4	1	however	however	ADV
ejif-1747	4	2	,	,	PUNCT
ejif-1747	4	3	some	some	DET
ejif-1747	4	4	mathematical	mathematical	ADJ
ejif-1747	4	5	modelings	modeling	NOUN
ejif-1747	4	6	are	be	AUX
ejif-1747	4	7	employed	employ	VERB
ejif-1747	4	8	to	to	PART
ejif-1747	4	9	strengthen	strengthen	VERB
ejif-1747	4	10	the	the	DET
ejif-1747	4	11	analysis	analysis	NOUN
ejif-1747	4	12	.	.	PUNCT
ejif-1747	5	1	the	the	DET
ejif-1747	5	2	paper	paper	NOUN
ejif-1747	5	3	proposes	propose	VERB
ejif-1747	5	4	a	a	DET
ejif-1747	5	5	new	new	ADJ
ejif-1747	5	6	structure	structure	NOUN
ejif-1747	5	7	of	of	ADP
ejif-1747	5	8	rental	rental	ADJ
ejif-1747	5	9	rate	rate	NOUN
ejif-1747	5	10	as	as	ADP
ejif-1747	5	11	a	a	DET
ejif-1747	5	12	benchmark	benchmark	NOUN
ejif-1747	5	13	instead	instead	ADV
ejif-1747	5	14	of	of	ADP
ejif-1747	5	15	the	the	DET
ejif-1747	5	16	conventional	conventional	ADJ
ejif-1747	5	17	interest	interest	NOUN
ejif-1747	5	18	rate	rate	NOUN
ejif-1747	5	19	in	in	ADP
ejif-1747	5	20	pricing	pricing	NOUN
ejif-1747	5	21	of	of	ADP
ejif-1747	5	22	loans	loan	NOUN
ejif-1747	5	23	.	.	PUNCT
ejif-1747	6	1	this	this	DET
ejif-1747	6	2	structure	structure	NOUN
ejif-1747	6	3	comprises	comprise	NOUN
ejif-1747	6	4	of	of	ADP
ejif-1747	6	5	islamic	islamic	ADJ
ejif-1747	6	6	rental	rental	NOUN
ejif-1747	6	7	rates	rate	NOUN
ejif-1747	6	8	,	,	PUNCT
ejif-1747	6	9	risk	risk	NOUN
ejif-1747	6	10	premium	premium	NOUN
ejif-1747	6	11	,	,	PUNCT
ejif-1747	6	12	overhead	overhead	ADJ
ejif-1747	6	13	expenses	expense	NOUN
ejif-1747	6	14	and	and	CCONJ
ejif-1747	6	15	profit	profit	NOUN
ejif-1747	6	16	margin	margin	NOUN
ejif-1747	6	17	.	.	PUNCT
ejif-1747	7	1	our	our	PRON
ejif-1747	7	2	findings	finding	NOUN
ejif-1747	7	3	suggest	suggest	VERB
ejif-1747	7	4	that	that	SCONJ
ejif-1747	7	5	these	these	DET
ejif-1747	7	6	components	component	NOUN
ejif-1747	7	7	are	be	AUX
ejif-1747	7	8	better	well	ADV
ejif-1747	7	9	-	-	PUNCT
ejif-1747	7	10	able	able	ADJ
ejif-1747	7	11	to	to	PART
ejif-1747	7	12	capture	capture	VERB
ejif-1747	7	13	the	the	DET
ejif-1747	7	14	market	market	NOUN
ejif-1747	7	15	conditions	condition	NOUN
ejif-1747	7	16	as	as	SCONJ
ejif-1747	7	17	compared	compare	VERB
ejif-1747	7	18	to	to	ADP
ejif-1747	7	19	the	the	DET
ejif-1747	7	20	element	element	NOUN
ejif-1747	7	21	of	of	ADP
ejif-1747	7	22	interest	interest	NOUN
ejif-1747	7	23	in	in	ADP
ejif-1747	7	24	blr	blr	PROPN
ejif-1747	7	25	(	(	PUNCT
ejif-1747	7	26	base	base	NOUN
ejif-1747	7	27	lending	lending	NOUN
ejif-1747	7	28	rate	rate	NOUN
ejif-1747	7	29	)	)	PUNCT
ejif-1747	7	30	as	as	SCONJ
ejif-1747	7	31	practiced	practice	VERB
ejif-1747	7	32	by	by	ADP
ejif-1747	7	33	banking	banking	NOUN
ejif-1747	7	34	industry	industry	NOUN
ejif-1747	7	35	.	.	PUNCT
ejif-1747	8	1	this	this	DET
ejif-1747	8	2	paper	paper	NOUN
ejif-1747	8	3	also	also	ADV
ejif-1747	8	4	recommends	recommend	VERB
ejif-1747	8	5	the	the	DET
ejif-1747	8	6	solution	solution	NOUN
ejif-1747	8	7	for	for	ADP
ejif-1747	8	8	default	default	NOUN
ejif-1747	8	9	payment	payment	NOUN
ejif-1747	8	10	and	and	CCONJ
ejif-1747	8	11	at	at	ADP
ejif-1747	8	12	the	the	DET
ejif-1747	8	13	same	same	ADJ
ejif-1747	8	14	time	time	NOUN
ejif-1747	8	15	addresses	address	VERB
ejif-1747	8	16	inconsistencies	inconsistency	NOUN
ejif-1747	8	17	of	of	ADP
ejif-1747	8	18	mm	mm	NUM
ejif-1747	8	19	contract	contract	NOUN
ejif-1747	8	20	offered	offer	VERB
ejif-1747	8	21	by	by	ADP
ejif-1747	8	22	islamic	islamic	ADJ
ejif-1747	8	23	banks	bank	NOUN
ejif-1747	8	24	.	.	PUNCT
ejif-1747	9	1	since	since	SCONJ
ejif-1747	9	2	rental	rental	ADJ
ejif-1747	9	3	index	index	NOUN
ejif-1747	9	4	is	be	AUX
ejif-1747	9	5	regarded	regard	VERB
ejif-1747	9	6	as	as	ADP
ejif-1747	9	7	new	new	ADJ
ejif-1747	9	8	approach	approach	NOUN
ejif-1747	9	9	in	in	ADP
ejif-1747	9	10	islamic	islamic	ADJ
ejif-1747	9	11	home	home	NOUN
ejif-1747	9	12	financing	financing	NOUN
ejif-1747	9	13	,	,	PUNCT
ejif-1747	9	14	this	this	DET
ejif-1747	9	15	study	study	NOUN
ejif-1747	9	16	limits	limit	VERB
ejif-1747	9	17	its	its	PRON
ejif-1747	9	18	scope	scope	NOUN
ejif-1747	9	19	with	with	ADP
ejif-1747	9	20	one	one	NUM
ejif-1747	9	21	contract	contract	NOUN
ejif-1747	9	22	namely	namely	ADV
ejif-1747	9	23	musharakah	musharakah	ADJ
ejif-1747	9	24	mutanaqishah	mutanaqishah	NOUN
ejif-1747	9	25	.	.	PUNCT
ejif-1747	10	1	this	this	DET
ejif-1747	10	2	limitation	limitation	NOUN
ejif-1747	10	3	might	might	AUX
ejif-1747	10	4	wreak	wreak	VERB
ejif-1747	10	5	different	different	ADJ
ejif-1747	10	6	views	view	NOUN
ejif-1747	10	7	from	from	ADP
ejif-1747	10	8	industries	industry	NOUN
ejif-1747	10	9	for	for	ADP
ejif-1747	10	10	implementation	implementation	NOUN
ejif-1747	10	11	and	and	CCONJ
ejif-1747	10	12	thus	thus	ADV
ejif-1747	10	13	needs	need	VERB
ejif-1747	10	14	to	to	PART
ejif-1747	10	15	be	be	AUX
ejif-1747	10	16	further	far	ADV
ejif-1747	10	17	tested	test	VERB
ejif-1747	10	18	.	.	PUNCT
ejif-1747	11	1	the	the	DET
ejif-1747	11	2	findings	finding	NOUN
ejif-1747	11	3	also	also	ADV
ejif-1747	11	4	reveal	reveal	VERB
ejif-1747	11	5	some	some	DET
ejif-1747	11	6	future	future	ADJ
ejif-1747	11	7	challenges	challenge	NOUN
ejif-1747	11	8	in	in	ADP
ejif-1747	11	9	applying	apply	VERB
ejif-1747	11	10	more	more	ADJ
ejif-1747	11	11	innovative	innovative	ADJ
ejif-1747	11	12	sharia	sharia	PROPN
ejif-1747	11	13	compliant	compliant	ADJ
ejif-1747	11	14	approach	approach	NOUN
ejif-1747	11	15	since	since	SCONJ
ejif-1747	11	16	up	up	ADP
ejif-1747	11	17	to	to	ADP
ejif-1747	11	18	date	date	NOUN
ejif-1747	11	19	,	,	PUNCT
ejif-1747	11	20	there	there	PRON
ejif-1747	11	21	are	be	VERB
ejif-1747	11	22	no	no	DET
ejif-1747	11	23	general	general	ADJ
ejif-1747	11	24	consensus	consensus	NOUN
ejif-1747	11	25	derived	derive	VERB
ejif-1747	11	26	from	from	ADP
ejif-1747	11	27	different	different	ADJ
ejif-1747	11	28	schools	school	NOUN
ejif-1747	11	29	of	of	ADP
ejif-1747	11	30	thought	thought	NOUN
ejif-1747	11	31	in	in	ADP
ejif-1747	11	32	resolving	resolve	VERB
ejif-1747	11	33	the	the	DET
ejif-1747	11	34	issues	issue	NOUN
ejif-1747	11	35	of	of	ADP
ejif-1747	11	36	pricing	pricing	NOUN
ejif-1747	11	37	in	in	ADP
ejif-1747	11	38	islamic	islamic	ADJ
ejif-1747	11	39	home	home	NOUN
ejif-1747	11	40	financing	financing	NOUN
ejif-1747	11	41	.	.	PUNCT
ejif-1747	12	1	islamic	islamic	ADJ
ejif-1747	12	2	banks	bank	NOUN
ejif-1747	12	3	might	might	AUX
ejif-1747	12	4	be	be	AUX
ejif-1747	12	5	resistant	resistant	ADJ
ejif-1747	12	6	in	in	ADP
ejif-1747	12	7	accepting	accept	VERB
ejif-1747	12	8	this	this	DET
ejif-1747	12	9	newly	newly	ADV
ejif-1747	12	10	proposed	propose	VERB
ejif-1747	12	11	structure	structure	NOUN
ejif-1747	12	12	of	of	ADP
ejif-1747	12	13	rental	rental	ADJ
ejif-1747	12	14	rate	rate	NOUN
ejif-1747	12	15	since	since	SCONJ
ejif-1747	12	16	it	it	PRON
ejif-1747	12	17	generates	generate	VERB
ejif-1747	12	18	lesser	less	ADJ
ejif-1747	12	19	amount	amount	NOUN
ejif-1747	12	20	of	of	ADP
ejif-1747	12	21	profits	profit	NOUN
ejif-1747	12	22	.	.	PUNCT
ejif-1747	13	1	keywords	keyword	NOUN
ejif-1747	13	2	;	;	PUNCT
ejif-1747	13	3	sharia	sharia	PROPN
ejif-1747	13	4	,	,	PUNCT
ejif-1747	13	5	innovative	innovative	ADJ
ejif-1747	13	6	sharia	sharia	PROPN
ejif-1747	13	7	product	product	NOUN
ejif-1747	13	8	,	,	PUNCT
ejif-1747	13	9	islamic	islamic	ADJ
ejif-1747	13	10	home	home	NOUN
ejif-1747	13	11	financing	financing	NOUN
ejif-1747	13	12	,	,	PUNCT
ejif-1747	13	13	musharakah	musharakah	PROPN
ejif-1747	13	14	mutanaqishah	mutanaqishah	PROPN
ejif-1747	13	15	i.	i.	PROPN
ejif-1747	13	16	introduction	introduction	PROPN
ejif-1747	13	17	a.	a.	NOUN
ejif-1747	13	18	background	background	NOUN
ejif-1747	13	19	the	the	DET
ejif-1747	13	20	rapid	rapid	ADJ
ejif-1747	13	21	growth	growth	NOUN
ejif-1747	13	22	of	of	ADP
ejif-1747	13	23	the	the	DET
ejif-1747	13	24	industry	industry	NOUN
ejif-1747	13	25	reflects	reflect	VERB
ejif-1747	13	26	the	the	DET
ejif-1747	13	27	increasing	increase	VERB
ejif-1747	13	28	demand	demand	NOUN
ejif-1747	13	29	for	for	ADP
ejif-1747	13	30	shari’ah	shari’ah	NOUN
ejif-1747	13	31	-	-	PUNCT
ejif-1747	13	32	compliant	compliant	ADJ
ejif-1747	13	33	financing	financing	NOUN
ejif-1747	13	34	products	product	NOUN
ejif-1747	13	35	throughout	throughout	ADP
ejif-1747	13	36	the	the	DET
ejif-1747	13	37	world	world	NOUN
ejif-1747	13	38	.	.	PUNCT
ejif-1747	14	1	continuous	continuous	ADJ
ejif-1747	14	2	efforts	effort	NOUN
ejif-1747	14	3	are	be	AUX
ejif-1747	14	4	undertaken	undertake	VERB
ejif-1747	14	5	to	to	PART
ejif-1747	14	6	further	far	ADV
ejif-1747	14	7	refine	refine	VERB
ejif-1747	14	8	and	and	CCONJ
ejif-1747	14	9	improve	improve	VERB
ejif-1747	14	10	the	the	DET
ejif-1747	14	11	products	product	NOUN
ejif-1747	14	12	and	and	CCONJ
ejif-1747	14	13	services	service	NOUN
ejif-1747	14	14	offered	offer	VERB
ejif-1747	14	15	by	by	ADP
ejif-1747	14	16	the	the	DET
ejif-1747	14	17	islamic	islamic	ADJ
ejif-1747	14	18	financial	financial	ADJ
ejif-1747	14	19	institutions	institution	NOUN
ejif-1747	14	20	.	.	PUNCT
ejif-1747	15	1	this	this	PRON
ejif-1747	15	2	has	have	AUX
ejif-1747	15	3	resulted	result	VERB
ejif-1747	15	4	in	in	ADP
ejif-1747	15	5	the	the	DET
ejif-1747	15	6	focus	focus	NOUN
ejif-1747	15	7	on	on	ADP
ejif-1747	15	8	ensuring	ensure	VERB
ejif-1747	15	9	the	the	DET
ejif-1747	15	10	shari’ah	shari’ah	NOUN
ejif-1747	15	11	compliancy	compliancy	NOUN
ejif-1747	15	12	of	of	ADP
ejif-1747	15	13	islamic	islamic	ADJ
ejif-1747	15	14	banking	banking	NOUN
ejif-1747	15	15	products	product	NOUN
ejif-1747	15	16	,	,	PUNCT
ejif-1747	15	17	developing	develop	VERB
ejif-1747	15	18	new	new	ADJ
ejif-1747	15	19	banking	banking	NOUN
ejif-1747	15	20	products	product	NOUN
ejif-1747	15	21	and	and	CCONJ
ejif-1747	15	22	services	service	NOUN
ejif-1747	15	23	,	,	PUNCT
ejif-1747	15	24	measuring	measure	VERB
ejif-1747	15	25	performance	performance	NOUN
ejif-1747	15	26	of	of	ADP
ejif-1747	15	27	the	the	DET
ejif-1747	15	28	islamic	islamic	ADJ
ejif-1747	15	29	banks	bank	NOUN
ejif-1747	15	30	,	,	PUNCT
ejif-1747	15	31	and	and	CCONJ
ejif-1747	15	32	evaluating	evaluate	VERB
ejif-1747	15	33	the	the	DET
ejif-1747	15	34	social	social	ADJ
ejif-1747	15	35	and	and	CCONJ
ejif-1747	15	36	macroeconomic	macroeconomic	ADJ
ejif-1747	15	37	implications	implication	NOUN
ejif-1747	15	38	of	of	ADP
ejif-1747	15	39	developing	develop	VERB
ejif-1747	15	40	the	the	DET
ejif-1747	15	41	islamic	islamic	ADJ
ejif-1747	15	42	financial	financial	ADJ
ejif-1747	15	43	system	system	NOUN
ejif-1747	15	44	(	(	PUNCT
ejif-1747	15	45	yusof	yusof	NOUN
ejif-1747	15	46	et	et	PROPN
ejif-1747	15	47	al	al	PROPN
ejif-1747	15	48	,	,	PUNCT
ejif-1747	15	49	2009	2009	NUM
ejif-1747	15	50	)	)	PUNCT
ejif-1747	15	51	.	.	PUNCT
ejif-1747	16	1	musharakah	musharakah	PROPN
ejif-1747	16	2	mutanaqishah	mutanaqishah	NOUN
ejif-1747	16	3	(	(	PUNCT
ejif-1747	16	4	mm	mm	PROPN
ejif-1747	16	5	)	)	PUNCT
ejif-1747	16	6	,	,	PUNCT
ejif-1747	16	7	a	a	DET
ejif-1747	16	8	hybrid	hybrid	ADJ
ejif-1747	16	9	contract	contract	NOUN
ejif-1747	16	10	,	,	PUNCT
ejif-1747	16	11	where	where	SCONJ
ejif-1747	16	12	it	it	PRON
ejif-1747	16	13	comprises	comprise	VERB
ejif-1747	16	14	of	of	ADP
ejif-1747	16	15	three	three	NUM
ejif-1747	16	16	contracts	contract	NOUN
ejif-1747	16	17	namely	namely	ADV
ejif-1747	16	18	musharakah	musharakah	PROPN
ejif-1747	16	19	(	(	PUNCT
ejif-1747	16	20	partnership	partnership	NOUN
ejif-1747	16	21	)	)	PUNCT
ejif-1747	16	22	,	,	PUNCT
ejif-1747	16	23	ijarah	ijarah	PROPN
ejif-1747	16	24	(	(	PUNCT
ejif-1747	16	25	leasing	leasing	NOUN
ejif-1747	16	26	)	)	PUNCT
ejif-1747	16	27	and	and	CCONJ
ejif-1747	16	28	bay	bay	NOUN
ejif-1747	16	29	’	'	PUNCT
ejif-1747	16	30	(	(	PUNCT
ejif-1747	16	31	sale	sale	NOUN
ejif-1747	16	32	)	)	PUNCT
ejif-1747	16	33	.	.	PUNCT
ejif-1747	17	1	according	accord	VERB
ejif-1747	17	2	to	to	ADP
ejif-1747	17	3	aaoifi	aaoifi	PROPN
ejif-1747	17	4	(	(	PUNCT
ejif-1747	17	5	accounting	accounting	NOUN
ejif-1747	17	6	and	and	CCONJ
ejif-1747	17	7	auditing	auditing	NOUN
ejif-1747	17	8	organization	organization	NOUN
ejif-1747	17	9	for	for	ADP
ejif-1747	17	10	islamic	islamic	ADJ
ejif-1747	17	11	financial	financial	ADJ
ejif-1747	17	12	institution	institution	NOUN
ejif-1747	17	13	)	)	PUNCT
ejif-1747	18	1	shariah	shariah	PROPN
ejif-1747	18	2	standards	standard	NOUN
ejif-1747	18	3	,	,	PUNCT
ejif-1747	18	4	it	it	PRON
ejif-1747	18	5	is	be	AUX
ejif-1747	18	6	permissible	permissible	ADJ
ejif-1747	18	7	in	in	ADP
ejif-1747	18	8	shariah	shariah	PROPN
ejif-1747	18	9	to	to	PART
ejif-1747	18	10	combine	combine	VERB
ejif-1747	18	11	more	more	ADJ
ejif-1747	18	12	than	than	ADP
ejif-1747	18	13	one	one	NUM
ejif-1747	18	14	contract	contract	NOUN
ejif-1747	18	15	in	in	ADP
ejif-1747	18	16	one	one	NUM
ejif-1747	18	17	set	set	NOUN
ejif-1747	18	18	,	,	PUNCT
ejif-1747	18	19	without	without	ADP
ejif-1747	18	20	imposing	impose	VERB
ejif-1747	18	21	one	one	NUM
ejif-1747	18	22	contract	contract	NOUN
ejif-1747	18	23	as	as	ADP
ejif-1747	18	24	a	a	DET
ejif-1747	18	25	condition	condition	NOUN
ejif-1747	18	26	on	on	ADP
ejif-1747	18	27	the	the	DET
ejif-1747	18	28	other	other	ADJ
ejif-1747	18	29	and	and	CCONJ
ejif-1747	18	30	provided	provide	VERB
ejif-1747	18	31	that	that	SCONJ
ejif-1747	18	32	each	each	DET
ejif-1747	18	33	contract	contract	NOUN
ejif-1747	18	34	is	be	AUX
ejif-1747	18	35	permissible	permissible	ADJ
ejif-1747	18	36	as	as	ADP
ejif-1747	18	37	its	its	PRON
ejif-1747	18	38	own	own	ADJ
ejif-1747	18	39	this	this	DET
ejif-1747	18	40	type	type	NOUN
ejif-1747	18	41	of	of	ADP
ejif-1747	18	42	contract	contract	NOUN
ejif-1747	18	43	combination	combination	NOUN
ejif-1747	18	44	is	be	AUX
ejif-1747	18	45	acceptable	acceptable	ADJ
ejif-1747	18	46	unless	unless	SCONJ
ejif-1747	18	47	it	it	PRON
ejif-1747	18	48	contravenes	contravene	VERB
ejif-1747	18	49	with	with	ADP
ejif-1747	18	50	shariah	shariah	PROPN
ejif-1747	18	51	principles	principle	NOUN
ejif-1747	18	52	.	.	PUNCT
ejif-1747	19	1	the	the	DET
ejif-1747	19	2	vast	vast	ADJ
ejif-1747	19	3	compendium	compendium	NOUN
ejif-1747	19	4	on	on	ADP
ejif-1747	19	5	mm	mm	PROPN
ejif-1747	19	6	hitherto	hitherto	NOUN
ejif-1747	19	7	remains	remain	VERB
ejif-1747	19	8	an	an	DET
ejif-1747	19	9	arduous	arduous	ADJ
ejif-1747	19	10	problem	problem	NOUN
ejif-1747	19	11	to	to	PART
ejif-1747	19	12	be	be	AUX
ejif-1747	19	13	resolved	resolve	VERB
ejif-1747	19	14	.	.	PUNCT
ejif-1747	20	1	the	the	DET
ejif-1747	20	2	recourse	recourse	NOUN
ejif-1747	20	3	of	of	ADP
ejif-1747	20	4	this	this	DET
ejif-1747	20	5	contract	contract	NOUN
ejif-1747	20	6	varies	vary	VERB
ejif-1747	20	7	in	in	ADP
ejif-1747	20	8	respect	respect	NOUN
ejif-1747	20	9	to	to	ADP
ejif-1747	20	10	policy	policy	NOUN
ejif-1747	20	11	of	of	ADP
ejif-1747	20	12	respective	respective	ADJ
ejif-1747	20	13	islamic	islamic	ADJ
ejif-1747	20	14	banks	bank	NOUN
ejif-1747	20	15	where	where	SCONJ
ejif-1747	20	16	many	many	ADJ
ejif-1747	20	17	of	of	ADP
ejif-1747	20	18	them	they	PRON
ejif-1747	20	19	are	be	AUX
ejif-1747	20	20	reluctant	reluctant	ADJ
ejif-1747	20	21	to	to	PART
ejif-1747	20	22	apply	apply	VERB
ejif-1747	20	23	mm	mm	INTJ
ejif-1747	20	24	particularly	particularly	ADV
ejif-1747	20	25	the	the	DET
ejif-1747	20	26	local	local	ADJ
ejif-1747	20	27	islamic	islamic	ADJ
ejif-1747	20	28	banks	bank	NOUN
ejif-1747	20	29	in	in	ADP
ejif-1747	20	30	malaysia	malaysia	PROPN
ejif-1747	20	31	.	.	PUNCT
ejif-1747	21	1	although	although	SCONJ
ejif-1747	21	2	musharakah	musharakah	PROPN
ejif-1747	21	3	mutanaqishah	mutanaqishah	NOUN
ejif-1747	21	4	is	be	AUX
ejif-1747	21	5	believed	believe	VERB
ejif-1747	21	6	to	to	PART
ejif-1747	21	7	be	be	AUX
ejif-1747	21	8	more	more	ADJ
ejif-1747	21	9	sharia	sharia	PROPN
ejif-1747	21	10	compliant	compliant	NOUN
ejif-1747	21	11	,	,	PUNCT
ejif-1747	21	12	there	there	PRON
ejif-1747	21	13	are	be	VERB
ejif-1747	21	14	some	some	DET
ejif-1747	21	15	issues	issue	NOUN
ejif-1747	21	16	that	that	PRON
ejif-1747	21	17	impede	impede	VERB
ejif-1747	21	18	the	the	DET
ejif-1747	21	19	implementation	implementation	NOUN
ejif-1747	21	20	of	of	ADP
ejif-1747	21	21	this	this	DET
ejif-1747	21	22	contract	contract	NOUN
ejif-1747	21	23	.	.	PUNCT
ejif-1747	22	1	this	this	DET
ejif-1747	22	2	phenomenon	phenomenon	NOUN
ejif-1747	22	3	wreaks	wreak	VERB
ejif-1747	22	4	dire	dire	ADJ
ejif-1747	22	5	dispute	dispute	NOUN
ejif-1747	22	6	among	among	ADP
ejif-1747	22	7	muslim	muslim	ADJ
ejif-1747	22	8	scholars	scholar	NOUN
ejif-1747	22	9	on	on	ADP
ejif-1747	22	10	how	how	SCONJ
ejif-1747	22	11	to	to	PART
ejif-1747	22	12	embrace	embrace	VERB
ejif-1747	22	13	mm	mm	PROPN
ejif-1747	22	14	into	into	ADP
ejif-1747	22	15	more	more	ADJ
ejif-1747	22	16	sharia	sharia	PROPN
ejif-1747	22	17	compliance	compliance	NOUN
ejif-1747	22	18	.	.	PUNCT
ejif-1747	23	1	many	many	ADJ
ejif-1747	23	2	studies	study	NOUN
ejif-1747	23	3	have	have	AUX
ejif-1747	23	4	been	be	AUX
ejif-1747	23	5	conducted	conduct	VERB
ejif-1747	23	6	pertaining	pertain	VERB
ejif-1747	23	7	to	to	ADP
ejif-1747	23	8	the	the	DET
ejif-1747	23	9	issue	issue	NOUN
ejif-1747	23	10	of	of	ADP
ejif-1747	23	11	mm	mm	PROPN
ejif-1747	23	12	but	but	CCONJ
ejif-1747	23	13	few	few	ADJ
ejif-1747	23	14	of	of	ADP
ejif-1747	23	15	them	they	PRON
ejif-1747	23	16	ended	end	VERB
ejif-1747	23	17	with	with	ADP
ejif-1747	23	18	more	more	ADV
ejif-1747	23	19	comprehensive	comprehensive	ADJ
ejif-1747	23	20	resolutions	resolution	NOUN
ejif-1747	23	21	.	.	PUNCT
ejif-1747	24	1	some	some	PRON
ejif-1747	24	2	of	of	ADP
ejif-1747	24	3	the	the	DET
ejif-1747	24	4	issues	issue	NOUN
ejif-1747	24	5	are	be	AUX
ejif-1747	24	6	documentation	documentation	NOUN
ejif-1747	24	7	approaches	approach	NOUN
ejif-1747	24	8	to	to	ADP
ejif-1747	24	9	default	default	NOUN
ejif-1747	24	10	,	,	PUNCT
ejif-1747	24	11	early	early	ADJ
ejif-1747	24	12	settlement	settlement	NOUN
ejif-1747	24	13	,	,	PUNCT
ejif-1747	24	14	abandonment	abandonment	NOUN
ejif-1747	24	15	of	of	ADP
ejif-1747	24	16	the	the	DET
ejif-1747	24	17	project	project	NOUN
ejif-1747	24	18	,	,	PUNCT
ejif-1747	24	19	wa’ad	wa’ad	PROPN
ejif-1747	24	20	,	,	PUNCT
ejif-1747	24	21	type	type	NOUN
ejif-1747	24	22	of	of	ADP
ejif-1747	24	23	syirkah	syirkah	NOUN
ejif-1747	24	24	(	(	PUNCT
ejif-1747	24	25	aqd	aqd	NOUN
ejif-1747	24	26	or	or	CCONJ
ejif-1747	24	27	al	al	PROPN
ejif-1747	24	28	-	-	PUNCT
ejif-1747	24	29	milk	milk	NOUN
ejif-1747	24	30	)	)	PUNCT
ejif-1747	24	31	,	,	PUNCT
ejif-1747	24	32	risk	risk	NOUN
ejif-1747	24	33	sharing	sharing	NOUN
ejif-1747	24	34	,	,	PUNCT
ejif-1747	24	35	rental	rental	ADJ
ejif-1747	24	36	index	index	NOUN
ejif-1747	24	37	,	,	PUNCT
ejif-1747	24	38	maintenance	maintenance	NOUN
ejif-1747	24	39	and	and	CCONJ
ejif-1747	24	40	issue	issue	NOUN
ejif-1747	24	41	of	of	ADP
ejif-1747	24	42	charges	charge	NOUN
ejif-1747	24	43	and	and	CCONJ
ejif-1747	24	44	fees	fee	NOUN
ejif-1747	24	45	.	.	PUNCT
ejif-1747	25	1	against	against	ADP
ejif-1747	25	2	this	this	DET
ejif-1747	25	3	backdrop	backdrop	NOUN
ejif-1747	25	4	,	,	PUNCT
ejif-1747	25	5	it	it	PRON
ejif-1747	25	6	is	be	AUX
ejif-1747	25	7	therefore	therefore	ADV
ejif-1747	25	8	imperative	imperative	ADJ
ejif-1747	25	9	to	to	PART
ejif-1747	25	10	investigate	investigate	VERB
ejif-1747	25	11	the	the	DET
ejif-1747	25	12	unresolved	unresolved	ADJ
ejif-1747	25	13	shariah	shariah	PROPN
ejif-1747	25	14	issues	issue	NOUN
ejif-1747	25	15	of	of	ADP
ejif-1747	25	16	mm	mm	PROPN
ejif-1747	25	17	and	and	CCONJ
ejif-1747	25	18	at	at	ADP
ejif-1747	25	19	the	the	DET
ejif-1747	25	20	same	same	ADJ
ejif-1747	25	21	time	time	NOUN
ejif-1747	25	22	,	,	PUNCT
ejif-1747	25	23	understand	understand	VERB
ejif-1747	25	24	why	why	SCONJ
ejif-1747	25	25	its	its	PRON
ejif-1747	25	26	implementation	implementation	NOUN
ejif-1747	25	27	by	by	ADP
ejif-1747	25	28	banks	bank	NOUN
ejif-1747	25	29	are	be	AUX
ejif-1747	25	30	still	still	ADV
ejif-1747	25	31	with	with	ADP
ejif-1747	25	32	reservations	reservation	NOUN
ejif-1747	25	33	..	..	PUNCT
ejif-1747	26	1	among	among	ADP
ejif-1747	26	2	the	the	DET
ejif-1747	26	3	most	most	ADV
ejif-1747	26	4	contentious	contentious	ADJ
ejif-1747	26	5	issues	issue	NOUN
ejif-1747	26	6	of	of	ADP
ejif-1747	26	7	mm	mm	PROPN
ejif-1747	26	8	is	be	AUX
ejif-1747	26	9	the	the	DET
ejif-1747	26	10	determination	determination	NOUN
ejif-1747	26	11	of	of	ADP
ejif-1747	26	12	rental	rental	ADJ
ejif-1747	26	13	rate	rate	NOUN
ejif-1747	26	14	in	in	ADP
ejif-1747	26	15	pricing	pricing	NOUN
ejif-1747	26	16	of	of	ADP
ejif-1747	26	17	home	home	NOUN
ejif-1747	26	18	financing	financing	NOUN
ejif-1747	26	19	.	.	PUNCT
ejif-1747	27	1	to	to	ADP
ejif-1747	27	2	date	date	NOUN
ejif-1747	27	3	,	,	PUNCT
ejif-1747	27	4	the	the	DET
ejif-1747	27	5	existing	exist	VERB
ejif-1747	27	6	rental	rental	ADJ
ejif-1747	27	7	rate	rate	NOUN
ejif-1747	27	8	adopted	adopt	VERB
ejif-1747	27	9	by	by	ADP
ejif-1747	27	10	banks	bank	NOUN
ejif-1747	27	11	regardless	regardless	ADV
ejif-1747	27	12	the	the	DET
ejif-1747	27	13	mode	mode	NOUN
ejif-1747	27	14	of	of	ADP
ejif-1747	27	15	financing	financing	NOUN
ejif-1747	27	16	is	be	AUX
ejif-1747	27	17	still	still	ADV
ejif-1747	27	18	benchmarked	benchmarke	VERB
ejif-1747	27	19	against	against	ADP
ejif-1747	27	20	the	the	DET
ejif-1747	27	21	conventional	conventional	ADJ
ejif-1747	27	22	practices	practice	NOUN
ejif-1747	27	23	.	.	PUNCT
ejif-1747	28	1	there	there	PRON
ejif-1747	28	2	are	be	VERB
ejif-1747	28	3	two	two	NUM
ejif-1747	28	4	reasons	reason	NOUN
ejif-1747	28	5	for	for	ADP
ejif-1747	28	6	this	this	PRON
ejif-1747	28	7	.	.	PUNCT
ejif-1747	29	1	firstly	firstly	ADV
ejif-1747	29	2	,	,	PUNCT
ejif-1747	29	3	profits	profit	VERB
ejif-1747	29	4	that	that	PRON
ejif-1747	29	5	banks	bank	NOUN
ejif-1747	29	6	earned	earn	VERB
ejif-1747	29	7	are	be	AUX
ejif-1747	29	8	indeed	indeed	ADV
ejif-1747	29	9	linked	link	VERB
ejif-1747	29	10	to	to	ADP
ejif-1747	29	11	cost	cost	NOUN
ejif-1747	29	12	of	of	ADP
ejif-1747	29	13	funds	fund	NOUN
ejif-1747	29	14	akhmad	akhmad	ADV
ejif-1747	29	15	affandi	affandi	VERB
ejif-1747	29	16	mahfudz	mahfudz	PROPN
ejif-1747	29	17	*	*	PUNCT
ejif-1747	29	18	,	,	PUNCT
ejif-1747	29	19	nor	nor	CCONJ
ejif-1747	29	20	hayati	hayati	NOUN
ejif-1747	29	21	ahmad	ahmad	PROPN
ejif-1747	29	22	*	*	PROPN
ejif-1747	29	23	*	*	PROPN
ejif-1747	29	24	.	.	PROPN
ejif-1747	29	25	,	,	PUNCT
ejif-1747	29	26	rosylin	rosylin	PROPN
ejif-1747	29	27	mohd	mohd	PROPN
ejif-1747	29	28	yusof	yusof	PROPN
ejif-1747	29	29	*	*	PROPN
ejif-1747	29	30	*	*	NOUN
ejif-1747	29	31	,	,	PUNCT
ejif-1747	29	32	asmadi	asmadi	ADJ
ejif-1747	29	33	mohd	mohd	PROPN
ejif-1747	29	34	naim	naim	PROPN
ejif-1747	29	35	*	*	PROPN
ejif-1747	30	1	*	*	PROPN
ejif-1747	30	2	,	,	PUNCT
ejif-1747	30	3	turkhan	turkhan	PROPN
ejif-1747	30	4	ali	ali	PROPN
ejif-1747	30	5	*	*	PROPN
ejif-1747	30	6	*	*	PUNCT
ejif-1747	30	7	*	*	PUNCT
ejif-1747	30	8	*	*	PUNCT
ejif-1747	30	9	international	international	ADJ
ejif-1747	30	10	shariah	shariah	PROPN
ejif-1747	30	11	research	research	PROPN
ejif-1747	30	12	academy	academy	PROPN
ejif-1747	30	13	,	,	PUNCT
ejif-1747	30	14	*	*	PUNCT
ejif-1747	30	15	*	*	PUNCT
ejif-1747	30	16	universiti	universiti	PROPN
ejif-1747	30	17	utara	utara	PROPN
ejif-1747	30	18	malaysia	malaysia	PROPN
ejif-1747	30	19	,	,	PUNCT
ejif-1747	30	20	*	*	PUNCT
ejif-1747	30	21	*	*	PUNCT
ejif-1747	30	22	*	*	PUNCT
ejif-1747	30	23	islamic	islamic	ADJ
ejif-1747	30	24	research	research	NOUN
ejif-1747	30	25	and	and	CCONJ
ejif-1747	30	26	training	training	NOUN
ejif-1747	30	27	institute	institute	NOUN
ejif-1747	30	28	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1747	30	29	ejif	ejif	PROPN
ejif-1747	30	30	–	–	PUNCT
ejif-1747	30	31	european	european	PROPN
ejif-1747	30	32	journal	journal	PROPN
ejif-1747	30	33	of	of	ADP
ejif-1747	30	34	islamic	islamic	PROPN
ejif-1747	30	35	finance	finance	PROPN
ejif-1747	30	36	no	no	DET
ejif-1747	30	37	5	5	NUM
ejif-1747	30	38	,	,	PUNCT
ejif-1747	30	39	june	june	PROPN
ejif-1747	30	40	(	(	PUNCT
ejif-1747	30	41	2016	2016	NUM
ejif-1747	30	42	)	)	PUNCT
ejif-1747	31	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1747	31	2	issn	issn	VERB
ejif-1747	31	3	2421	2421	NUM
ejif-1747	31	4	-	-	SYM
ejif-1747	31	5	2172	2172	NUM
ejif-1747	31	6	2	2	NUM
ejif-1747	31	7	which	which	PRON
ejif-1747	31	8	are	be	AUX
ejif-1747	31	9	inevitably	inevitably	ADV
ejif-1747	31	10	associated	associate	VERB
ejif-1747	31	11	with	with	ADP
ejif-1747	31	12	the	the	DET
ejif-1747	31	13	conventional	conventional	ADJ
ejif-1747	31	14	interest	interest	NOUN
ejif-1747	31	15	rates	rate	NOUN
ejif-1747	31	16	.	.	PUNCT
ejif-1747	32	1	secondly	secondly	ADV
ejif-1747	32	2	,	,	PUNCT
ejif-1747	32	3	the	the	DET
ejif-1747	32	4	conventional	conventional	ADJ
ejif-1747	32	5	interest	interest	NOUN
ejif-1747	32	6	benchmarking	benchmarke	VERB
ejif-1747	32	7	can	can	AUX
ejif-1747	32	8	not	not	PART
ejif-1747	32	9	be	be	AUX
ejif-1747	32	10	avoided	avoid	VERB
ejif-1747	32	11	as	as	SCONJ
ejif-1747	32	12	the	the	DET
ejif-1747	32	13	country	country	NOUN
ejif-1747	32	14	is	be	AUX
ejif-1747	32	15	adopting	adopt	VERB
ejif-1747	32	16	dual	dual	ADJ
ejif-1747	32	17	banking	banking	NOUN
ejif-1747	32	18	system	system	NOUN
ejif-1747	32	19	.	.	PUNCT
ejif-1747	33	1	a	a	DET
ejif-1747	33	2	fairer	fair	ADJ
ejif-1747	33	3	basis	basis	NOUN
ejif-1747	33	4	to	to	PART
ejif-1747	33	5	determine	determine	VERB
ejif-1747	33	6	the	the	DET
ejif-1747	33	7	rate	rate	NOUN
ejif-1747	33	8	based	base	VERB
ejif-1747	33	9	on	on	ADP
ejif-1747	33	10	actual	actual	ADJ
ejif-1747	33	11	data	datum	NOUN
ejif-1747	33	12	is	be	AUX
ejif-1747	33	13	lacking	lack	VERB
ejif-1747	33	14	in	in	ADP
ejif-1747	33	15	islamic	islamic	ADJ
ejif-1747	33	16	home	home	NOUN
ejif-1747	33	17	financing	financing	NOUN
ejif-1747	33	18	as	as	SCONJ
ejif-1747	33	19	this	this	DET
ejif-1747	33	20	rate	rate	NOUN
ejif-1747	33	21	reflects	reflect	VERB
ejif-1747	33	22	justice	justice	NOUN
ejif-1747	33	23	,	,	PUNCT
ejif-1747	33	24	fairness	fairness	NOUN
ejif-1747	33	25	,	,	PUNCT
ejif-1747	33	26	resembles	resemble	VERB
ejif-1747	33	27	mutual	mutual	ADJ
ejif-1747	33	28	consent	consent	NOUN
ejif-1747	33	29	and	and	CCONJ
ejif-1747	33	30	understanding	understanding	NOUN
ejif-1747	33	31	and	and	CCONJ
ejif-1747	33	32	uplift	uplift	VERB
ejif-1747	33	33	the	the	DET
ejif-1747	33	34	spirit	spirit	NOUN
ejif-1747	33	35	of	of	ADP
ejif-1747	33	36	cooperation	cooperation	NOUN
ejif-1747	33	37	and	and	CCONJ
ejif-1747	33	38	risk	risk	NOUN
ejif-1747	33	39	sharing	sharing	NOUN
ejif-1747	33	40	.	.	PUNCT
ejif-1747	34	1	however	however	ADV
ejif-1747	34	2	,	,	PUNCT
ejif-1747	34	3	these	these	DET
ejif-1747	34	4	values	value	NOUN
ejif-1747	34	5	are	be	AUX
ejif-1747	34	6	not	not	PART
ejif-1747	34	7	found	find	VERB
ejif-1747	34	8	in	in	ADP
ejif-1747	34	9	any	any	DET
ejif-1747	34	10	islamic	islamic	ADJ
ejif-1747	34	11	home	home	NOUN
ejif-1747	34	12	financing	financing	NOUN
ejif-1747	34	13	pricing	pricing	NOUN
ejif-1747	34	14	.	.	PUNCT
ejif-1747	35	1	as	as	ADP
ejif-1747	35	2	result	result	NOUN
ejif-1747	35	3	,	,	PUNCT
ejif-1747	35	4	home	home	NOUN
ejif-1747	35	5	ownership	ownership	NOUN
ejif-1747	35	6	and	and	CCONJ
ejif-1747	35	7	affordability	affordability	NOUN
ejif-1747	35	8	remain	remain	VERB
ejif-1747	35	9	an	an	DET
ejif-1747	35	10	unresolved	unresolved	ADJ
ejif-1747	35	11	issue	issue	NOUN
ejif-1747	35	12	and	and	CCONJ
ejif-1747	35	13	even	even	ADV
ejif-1747	35	14	islamic	islamic	ADJ
ejif-1747	35	15	banks	bank	NOUN
ejif-1747	35	16	tend	tend	VERB
ejif-1747	35	17	to	to	PART
ejif-1747	35	18	have	have	VERB
ejif-1747	35	19	similar	similar	ADJ
ejif-1747	35	20	pricing	pricing	NOUN
ejif-1747	35	21	structure	structure	NOUN
ejif-1747	35	22	as	as	SCONJ
ejif-1747	35	23	opposed	oppose	VERB
ejif-1747	35	24	to	to	ADP
ejif-1747	35	25	those	those	PRON
ejif-1747	35	26	of	of	ADP
ejif-1747	35	27	conventional	conventional	ADJ
ejif-1747	35	28	practices	practice	NOUN
ejif-1747	35	29	..	..	PUNCT
ejif-1747	35	30	affordability	affordability	NOUN
ejif-1747	35	31	and	and	CCONJ
ejif-1747	35	32	sharia	sharia	PROPN
ejif-1747	35	33	compliant	compliant	ADJ
ejif-1747	35	34	products	product	NOUN
ejif-1747	35	35	now	now	ADV
ejif-1747	35	36	become	become	VERB
ejif-1747	35	37	a	a	DET
ejif-1747	35	38	trending	trend	VERB
ejif-1747	35	39	topic	topic	NOUN
ejif-1747	35	40	that	that	PRON
ejif-1747	35	41	hitherto	hitherto	NOUN
ejif-1747	35	42	remain	remain	VERB
ejif-1747	35	43	an	an	DET
ejif-1747	35	44	arduous	arduous	ADJ
ejif-1747	35	45	to	to	PART
ejif-1747	35	46	resolve	resolve	VERB
ejif-1747	35	47	.	.	PUNCT
ejif-1747	36	1	the	the	DET
ejif-1747	36	2	component	component	NOUN
ejif-1747	36	3	of	of	ADP
ejif-1747	36	4	rental	rental	ADJ
ejif-1747	36	5	rate	rate	NOUN
ejif-1747	36	6	however	however	ADV
ejif-1747	36	7	is	be	AUX
ejif-1747	36	8	inseparable	inseparable	ADJ
ejif-1747	36	9	with	with	ADP
ejif-1747	36	10	the	the	DET
ejif-1747	36	11	interest	interest	NOUN
ejif-1747	36	12	of	of	ADP
ejif-1747	36	13	bank	bank	NOUN
ejif-1747	36	14	for	for	SCONJ
ejif-1747	36	15	banks	bank	NOUN
ejif-1747	36	16	to	to	PART
ejif-1747	36	17	earn	earn	VERB
ejif-1747	36	18	higher	high	ADJ
ejif-1747	36	19	profit	profit	NOUN
ejif-1747	36	20	.	.	PUNCT
ejif-1747	37	1	in	in	ADP
ejif-1747	37	2	addition	addition	NOUN
ejif-1747	37	3	,	,	PUNCT
ejif-1747	37	4	islamic	islamic	ADJ
ejif-1747	37	5	and	and	CCONJ
ejif-1747	37	6	conventional	conventional	ADJ
ejif-1747	37	7	banks	bank	NOUN
ejif-1747	37	8	are	be	AUX
ejif-1747	37	9	exposed	expose	VERB
ejif-1747	37	10	to	to	ADP
ejif-1747	37	11	similar	similar	ADJ
ejif-1747	37	12	structure	structure	NOUN
ejif-1747	37	13	of	of	ADP
ejif-1747	37	14	cost	cost	NOUN
ejif-1747	37	15	of	of	ADP
ejif-1747	37	16	funds	fund	NOUN
ejif-1747	37	17	,	,	PUNCT
ejif-1747	37	18	risk	risk	NOUN
ejif-1747	37	19	premiums	premium	NOUN
ejif-1747	37	20	and	and	CCONJ
ejif-1747	37	21	other	other	ADJ
ejif-1747	37	22	risks	risk	NOUN
ejif-1747	37	23	that	that	PRON
ejif-1747	37	24	are	be	AUX
ejif-1747	37	25	already	already	ADV
ejif-1747	37	26	embedded	embed	VERB
ejif-1747	37	27	in	in	ADP
ejif-1747	37	28	calculating	calculate	VERB
ejif-1747	37	29	the	the	DET
ejif-1747	37	30	profit	profit	NOUN
ejif-1747	37	31	rate	rate	NOUN
ejif-1747	37	32	.	.	PUNCT
ejif-1747	38	1	furthermore	furthermore	ADV
ejif-1747	38	2	,	,	PUNCT
ejif-1747	38	3	no	no	DET
ejif-1747	38	4	general	general	ADJ
ejif-1747	38	5	consensus	consensus	NOUN
ejif-1747	38	6	by	by	ADP
ejif-1747	38	7	fiqh	fiqh	PROPN
ejif-1747	38	8	scholar	scholar	NOUN
ejif-1747	38	9	son	son	NOUN
ejif-1747	38	10	how	how	SCONJ
ejif-1747	38	11	to	to	PART
ejif-1747	38	12	determine	determine	VERB
ejif-1747	38	13	the	the	DET
ejif-1747	38	14	rental	rental	ADJ
ejif-1747	38	15	rate	rate	NOUN
ejif-1747	38	16	that	that	PRON
ejif-1747	38	17	comply	comply	VERB
ejif-1747	38	18	with	with	ADP
ejif-1747	38	19	sharia	sharia	PROPN
ejif-1747	38	20	principles	principle	NOUN
ejif-1747	38	21	have	have	AUX
ejif-1747	38	22	been	be	AUX
ejif-1747	38	23	derived	derive	VERB
ejif-1747	38	24	and	and	CCONJ
ejif-1747	38	25	according	accord	VERB
ejif-1747	38	26	to	to	ADP
ejif-1747	38	27	obaidullah	obaidullah	PROPN
ejif-1747	38	28	(	(	PUNCT
ejif-1747	38	29	2005	2005	NUM
ejif-1747	38	30	)	)	PUNCT
ejif-1747	38	31	,	,	PUNCT
ejif-1747	38	32	it	it	PRON
ejif-1747	38	33	is	be	AUX
ejif-1747	38	34	merely	merely	ADV
ejif-1747	38	35	a	a	DET
ejif-1747	38	36	profit	profit	NOUN
ejif-1747	38	37	rate	rate	NOUN
ejif-1747	38	38	or	or	CCONJ
ejif-1747	38	39	mark	mark	VERB
ejif-1747	38	40	up	up	ADP
ejif-1747	38	41	for	for	ADP
ejif-1747	38	42	the	the	DET
ejif-1747	38	43	interest	interest	NOUN
ejif-1747	38	44	rate	rate	NOUN
ejif-1747	38	45	and	and	CCONJ
ejif-1747	38	46	hence	hence	ADV
ejif-1747	38	47	,	,	PUNCT
ejif-1747	38	48	leads	lead	VERB
ejif-1747	38	49	to	to	ADP
ejif-1747	38	50	the	the	DET
ejif-1747	38	51	convergence	convergence	NOUN
ejif-1747	38	52	of	of	ADP
ejif-1747	38	53	both	both	CCONJ
ejif-1747	38	54	the	the	DET
ejif-1747	38	55	islamic	islamic	ADJ
ejif-1747	38	56	and	and	CCONJ
ejif-1747	38	57	the	the	DET
ejif-1747	38	58	conventional	conventional	ADJ
ejif-1747	38	59	home	home	NOUN
ejif-1747	38	60	financing	financing	NOUN
ejif-1747	38	61	.	.	PUNCT
ejif-1747	39	1	in	in	ADP
ejif-1747	39	2	order	order	NOUN
ejif-1747	39	3	to	to	PART
ejif-1747	39	4	generate	generate	VERB
ejif-1747	39	5	profit	profit	NOUN
ejif-1747	39	6	,	,	PUNCT
ejif-1747	39	7	islamic	islamic	ADJ
ejif-1747	39	8	banks	bank	NOUN
ejif-1747	39	9	tend	tend	VERB
ejif-1747	39	10	to	to	PART
ejif-1747	39	11	mitigate	mitigate	VERB
ejif-1747	39	12	the	the	DET
ejif-1747	39	13	risk	risk	NOUN
ejif-1747	39	14	by	by	ADP
ejif-1747	39	15	securing	secure	VERB
ejif-1747	39	16	the	the	DET
ejif-1747	39	17	profit	profit	NOUN
ejif-1747	39	18	in	in	ADP
ejif-1747	39	19	the	the	DET
ejif-1747	39	20	beginning	beginning	NOUN
ejif-1747	39	21	and	and	CCONJ
ejif-1747	39	22	avoid	avoid	VERB
ejif-1747	39	23	the	the	DET
ejif-1747	39	24	loss	loss	NOUN
ejif-1747	39	25	regardless	regardless	ADV
ejif-1747	39	26	of	of	ADP
ejif-1747	39	27	the	the	DET
ejif-1747	39	28	sharia	sharia	PROPN
ejif-1747	39	29	compliance	compliance	NOUN
ejif-1747	39	30	element	element	NOUN
ejif-1747	39	31	.	.	PUNCT
ejif-1747	40	1	islamic	islamic	ADJ
ejif-1747	40	2	banks	bank	NOUN
ejif-1747	40	3	also	also	ADV
ejif-1747	40	4	in	in	ADP
ejif-1747	40	5	practice	practice	NOUN
ejif-1747	40	6	,	,	PUNCT
ejif-1747	40	7	transfer	transfer	VERB
ejif-1747	40	8	the	the	DET
ejif-1747	40	9	risk	risk	NOUN
ejif-1747	40	10	of	of	ADP
ejif-1747	40	11	loss	loss	NOUN
ejif-1747	40	12	to	to	ADP
ejif-1747	40	13	the	the	DET
ejif-1747	40	14	customer	customer	NOUN
ejif-1747	40	15	particularly	particularly	ADV
ejif-1747	40	16	in	in	ADP
ejif-1747	40	17	the	the	DET
ejif-1747	40	18	event	event	NOUN
ejif-1747	40	19	of	of	ADP
ejif-1747	40	20	default	default	NOUN
ejif-1747	40	21	of	of	ADP
ejif-1747	40	22	customer	customer	NOUN
ejif-1747	40	23	.	.	PUNCT
ejif-1747	41	1	in	in	ADP
ejif-1747	41	2	this	this	DET
ejif-1747	41	3	case	case	NOUN
ejif-1747	41	4	,	,	PUNCT
ejif-1747	41	5	the	the	DET
ejif-1747	41	6	bank	bank	NOUN
ejif-1747	41	7	will	will	AUX
ejif-1747	41	8	ask	ask	VERB
ejif-1747	41	9	the	the	DET
ejif-1747	41	10	customer	customer	NOUN
ejif-1747	41	11	(	(	PUNCT
ejif-1747	41	12	with	with	ADP
ejif-1747	41	13	wa’ad	wa’ad	NOUN
ejif-1747	41	14	)	)	PUNCT
ejif-1747	41	15	to	to	PART
ejif-1747	41	16	purchase	purchase	VERB
ejif-1747	41	17	all	all	DET
ejif-1747	41	18	shares	share	NOUN
ejif-1747	41	19	of	of	ADP
ejif-1747	41	20	bank	bank	NOUN
ejif-1747	41	21	.	.	PUNCT
ejif-1747	42	1	in	in	ADP
ejif-1747	42	2	line	line	NOUN
ejif-1747	42	3	with	with	ADP
ejif-1747	42	4	these	these	DET
ejif-1747	42	5	observations	observation	NOUN
ejif-1747	42	6	,	,	PUNCT
ejif-1747	42	7	islamic	islamic	ADJ
ejif-1747	42	8	rental	rental	NOUN
ejif-1747	42	9	rate	rate	NOUN
ejif-1747	42	10	is	be	AUX
ejif-1747	42	11	an	an	DET
ejif-1747	42	12	imperative	imperative	ADJ
ejif-1747	42	13	issue	issue	NOUN
ejif-1747	42	14	to	to	PART
ejif-1747	42	15	be	be	AUX
ejif-1747	42	16	resolved	resolve	VERB
ejif-1747	42	17	in	in	ADP
ejif-1747	42	18	islamic	islamic	ADJ
ejif-1747	42	19	home	home	NOUN
ejif-1747	42	20	financing	financing	NOUN
ejif-1747	42	21	albeit	albeit	SCONJ
ejif-1747	42	22	suggestion	suggestion	NOUN
ejif-1747	42	23	that	that	PRON
ejif-1747	42	24	might	might	AUX
ejif-1747	42	25	wreak	wreak	VERB
ejif-1747	42	26	dispute	dispute	NOUN
ejif-1747	42	27	and	and	CCONJ
ejif-1747	42	28	further	further	ADJ
ejif-1747	42	29	discussion	discussion	NOUN
ejif-1747	42	30	.	.	PUNCT
ejif-1747	43	1	this	this	DET
ejif-1747	43	2	study	study	NOUN
ejif-1747	43	3	therefore	therefore	ADV
ejif-1747	43	4	attempts	attempt	VERB
ejif-1747	43	5	to	to	PART
ejif-1747	43	6	restructure	restructure	VERB
ejif-1747	43	7	the	the	DET
ejif-1747	43	8	existing	exist	VERB
ejif-1747	43	9	rental	rental	ADJ
ejif-1747	43	10	rate	rate	NOUN
ejif-1747	43	11	by	by	ADP
ejif-1747	43	12	way	way	NOUN
ejif-1747	43	13	of	of	ADP
ejif-1747	43	14	formulating	formulate	VERB
ejif-1747	43	15	more	more	ADV
ejif-1747	43	16	appropriate	appropriate	ADJ
ejif-1747	43	17	components	component	NOUN
ejif-1747	43	18	that	that	PRON
ejif-1747	43	19	mostly	mostly	ADV
ejif-1747	43	20	comply	comply	VERB
ejif-1747	43	21	to	to	ADP
ejif-1747	43	22	the	the	DET
ejif-1747	43	23	tenets	tenet	NOUN
ejif-1747	43	24	of	of	ADP
ejif-1747	43	25	sharia	sharia	PROPN
ejif-1747	43	26	and	and	CCONJ
ejif-1747	43	27	propose	propose	VERB
ejif-1747	43	28	a	a	DET
ejif-1747	43	29	solution	solution	NOUN
ejif-1747	43	30	to	to	PART
ejif-1747	43	31	replace	replace	VERB
ejif-1747	43	32	the	the	DET
ejif-1747	43	33	interest	interest	NOUN
ejif-1747	43	34	rate	rate	NOUN
ejif-1747	43	35	with	with	ADP
ejif-1747	43	36	more	more	ADJ
ejif-1747	43	37	innovative	innovative	ADJ
ejif-1747	43	38	sharia	sharia	PROPN
ejif-1747	43	39	compliant	compliant	ADJ
ejif-1747	43	40	product	product	NOUN
ejif-1747	43	41	in	in	ADP
ejif-1747	43	42	home	home	NOUN
ejif-1747	43	43	financing	financing	NOUN
ejif-1747	43	44	.	.	PUNCT
ejif-1747	44	1	b.	b.	PROPN
ejif-1747	44	2	objectives	objective	NOUN
ejif-1747	44	3	in	in	ADP
ejif-1747	44	4	order	order	NOUN
ejif-1747	44	5	to	to	PART
ejif-1747	44	6	determine	determine	VERB
ejif-1747	44	7	the	the	DET
ejif-1747	44	8	structure	structure	NOUN
ejif-1747	44	9	of	of	ADP
ejif-1747	44	10	rental	rental	ADJ
ejif-1747	44	11	rate	rate	NOUN
ejif-1747	44	12	,	,	PUNCT
ejif-1747	44	13	this	this	DET
ejif-1747	44	14	paper	paper	NOUN
ejif-1747	44	15	attempts	attempt	NOUN
ejif-1747	44	16	but	but	CCONJ
ejif-1747	44	17	not	not	PART
ejif-1747	44	18	limited	limit	VERB
ejif-1747	44	19	to	to	ADP
ejif-1747	44	20	:	:	PUNCT
ejif-1747	44	21	a.	a.	NOUN
ejif-1747	44	22	substitute	substitute	PROPN
ejif-1747	44	23	interest	interest	NOUN
ejif-1747	44	24	rate	rate	NOUN
ejif-1747	44	25	into	into	ADP
ejif-1747	44	26	rri	rri	PROPN
ejif-1747	44	27	(	(	PUNCT
ejif-1747	44	28	islamic	islamic	ADJ
ejif-1747	44	29	rental	rental	NOUN
ejif-1747	44	30	rate	rate	NOUN
ejif-1747	44	31	)	)	PUNCT
ejif-1747	44	32	to	to	PART
ejif-1747	44	33	eliminate	eliminate	VERB
ejif-1747	44	34	the	the	DET
ejif-1747	44	35	element	element	NOUN
ejif-1747	44	36	of	of	ADP
ejif-1747	44	37	maysir	maysir	NOUN
ejif-1747	44	38	/	/	SYM
ejif-1747	44	39	gambling	gambling	NOUN
ejif-1747	44	40	,	,	PUNCT
ejif-1747	44	41	gharar	gharar	NOUN
ejif-1747	44	42	/	/	SYM
ejif-1747	44	43	uncertainty	uncertainty	NOUN
ejif-1747	44	44	,	,	PUNCT
ejif-1747	44	45	riba	riba	NOUN
ejif-1747	44	46	/	/	SYM
ejif-1747	44	47	usury	usury	NOUN
ejif-1747	44	48	.	.	PUNCT
ejif-1747	45	1	b.	b.	PROPN
ejif-1747	45	2	propose	propose	VERB
ejif-1747	45	3	a	a	DET
ejif-1747	45	4	pricing	pricing	NOUN
ejif-1747	45	5	model	model	NOUN
ejif-1747	45	6	or	or	CCONJ
ejif-1747	45	7	a	a	DET
ejif-1747	45	8	comprehensive	comprehensive	ADJ
ejif-1747	45	9	structure	structure	NOUN
ejif-1747	45	10	of	of	ADP
ejif-1747	45	11	rental	rental	ADJ
ejif-1747	45	12	rate	rate	NOUN
ejif-1747	45	13	which	which	PRON
ejif-1747	45	14	includes	include	VERB
ejif-1747	45	15	risk	risk	NOUN
ejif-1747	45	16	premium	premium	NOUN
ejif-1747	45	17	,	,	PUNCT
ejif-1747	45	18	over	over	ADP
ejif-1747	45	19	-	-	PUNCT
ejif-1747	45	20	head	head	NOUN
ejif-1747	45	21	expenses	expense	NOUN
ejif-1747	45	22	and	and	CCONJ
ejif-1747	45	23	profit	profit	NOUN
ejif-1747	45	24	margin	margin	NOUN
ejif-1747	45	25	.	.	PUNCT
ejif-1747	46	1	these	these	DET
ejif-1747	46	2	components	component	NOUN
ejif-1747	46	3	will	will	AUX
ejif-1747	46	4	hopefully	hopefully	ADV
ejif-1747	46	5	better	well	ADV
ejif-1747	46	6	-	-	PUNCT
ejif-1747	46	7	able	able	ADJ
ejif-1747	46	8	to	to	PART
ejif-1747	46	9	capture	capture	VERB
ejif-1747	46	10	the	the	DET
ejif-1747	46	11	interests	interest	NOUN
ejif-1747	46	12	of	of	ADP
ejif-1747	46	13	banking	banking	NOUN
ejif-1747	46	14	institutions	institution	NOUN
ejif-1747	46	15	but	but	CCONJ
ejif-1747	46	16	at	at	ADP
ejif-1747	46	17	the	the	DET
ejif-1747	46	18	same	same	ADJ
ejif-1747	46	19	time	time	NOUN
ejif-1747	46	20	offers	offer	VERB
ejif-1747	46	21	a	a	DET
ejif-1747	46	22	fairpriced	fairprice	VERB
ejif-1747	46	23	financing	financing	NOUN
ejif-1747	46	24	to	to	ADP
ejif-1747	46	25	the	the	DET
ejif-1747	46	26	customer	customer	NOUN
ejif-1747	46	27	which	which	PRON
ejif-1747	46	28	in	in	ADP
ejif-1747	46	29	turn	turn	NOUN
ejif-1747	46	30	leads	lead	VERB
ejif-1747	46	31	to	to	ADP
ejif-1747	46	32	greater	great	ADJ
ejif-1747	46	33	affordability	affordability	NOUN
ejif-1747	46	34	of	of	ADP
ejif-1747	46	35	home	home	NOUN
ejif-1747	46	36	ownership	ownership	NOUN
ejif-1747	46	37	ii	ii	PROPN
ejif-1747	46	38	.	.	PUNCT
ejif-1747	47	1	literature	literature	PROPN
ejif-1747	47	2	review	review	PROPN
ejif-1747	47	3	as	as	ADP
ejif-1747	47	4	a	a	DET
ejif-1747	47	5	preamble	preamble	NOUN
ejif-1747	47	6	,	,	PUNCT
ejif-1747	47	7	this	this	DET
ejif-1747	47	8	paper	paper	NOUN
ejif-1747	47	9	seeks	seek	VERB
ejif-1747	47	10	to	to	PART
ejif-1747	47	11	first	first	ADV
ejif-1747	47	12	highlight	highlight	VERB
ejif-1747	47	13	some	some	DET
ejif-1747	47	14	unresolved	unresolved	ADJ
ejif-1747	47	15	issues	issue	NOUN
ejif-1747	47	16	in	in	ADP
ejif-1747	47	17	islamic	islamic	ADJ
ejif-1747	47	18	home	home	NOUN
ejif-1747	47	19	financing	financing	NOUN
ejif-1747	47	20	particularly	particularly	ADV
ejif-1747	47	21	pertaining	pertain	VERB
ejif-1747	47	22	to	to	ADP
ejif-1747	47	23	sharia	sharia	PROPN
ejif-1747	47	24	compliance	compliance	NOUN
ejif-1747	47	25	.	.	PUNCT
ejif-1747	48	1	this	this	DET
ejif-1747	48	2	section	section	NOUN
ejif-1747	48	3	then	then	ADV
ejif-1747	48	4	deliberates	deliberate	VERB
ejif-1747	48	5	on	on	ADP
ejif-1747	48	6	the	the	DET
ejif-1747	48	7	rental	rental	ADJ
ejif-1747	48	8	rate	rate	NOUN
ejif-1747	48	9	in	in	ADP
ejif-1747	48	10	conventional	conventional	ADJ
ejif-1747	48	11	practices	practice	NOUN
ejif-1747	48	12	followed	follow	VERB
ejif-1747	48	13	by	by	ADP
ejif-1747	48	14	discussion	discussion	NOUN
ejif-1747	48	15	on	on	ADP
ejif-1747	48	16	existing	exist	VERB
ejif-1747	48	17	studies	study	NOUN
ejif-1747	48	18	address	address	VERB
ejif-1747	48	19	the	the	DET
ejif-1747	48	20	issue	issue	NOUN
ejif-1747	48	21	of	of	ADP
ejif-1747	48	22	rental	rental	ADJ
ejif-1747	48	23	rate	rate	NOUN
ejif-1747	48	24	in	in	ADP
ejif-1747	48	25	islamic	islamic	ADJ
ejif-1747	48	26	home	home	NOUN
ejif-1747	48	27	financing	financing	NOUN
ejif-1747	48	28	:	:	PUNCT
ejif-1747	48	29	a.	a.	NOUN
ejif-1747	48	30	unresolved	unresolved	ADJ
ejif-1747	48	31	issues	issue	NOUN
ejif-1747	48	32	in	in	ADP
ejif-1747	48	33	islamic	islamic	ADJ
ejif-1747	48	34	home	home	NOUN
ejif-1747	48	35	financing	financing	NOUN
ejif-1747	48	36	there	there	PRON
ejif-1747	48	37	are	be	VERB
ejif-1747	48	38	numerous	numerous	ADJ
ejif-1747	48	39	issues	issue	NOUN
ejif-1747	48	40	in	in	ADP
ejif-1747	48	41	mm	mm	NOUN
ejif-1747	48	42	pertaining	pertain	VERB
ejif-1747	48	43	to	to	ADP
ejif-1747	48	44	its	its	PRON
ejif-1747	48	45	sharia	sharia	PROPN
ejif-1747	48	46	compliance	compliance	NOUN
ejif-1747	48	47	in	in	ADP
ejif-1747	48	48	islamic	islamic	ADJ
ejif-1747	48	49	home	home	NOUN
ejif-1747	48	50	financing	financing	NOUN
ejif-1747	48	51	as	as	SCONJ
ejif-1747	48	52	offered	offer	VERB
ejif-1747	48	53	by	by	ADP
ejif-1747	48	54	islamic	islamic	ADJ
ejif-1747	48	55	banks	bank	NOUN
ejif-1747	48	56	.	.	PUNCT
ejif-1747	49	1	this	this	DET
ejif-1747	49	2	paper	paper	NOUN
ejif-1747	49	3	only	only	ADV
ejif-1747	49	4	focuses	focus	VERB
ejif-1747	49	5	on	on	ADP
ejif-1747	49	6	assessing	assess	VERB
ejif-1747	49	7	and	and	CCONJ
ejif-1747	49	8	examining	examine	VERB
ejif-1747	49	9	the	the	DET
ejif-1747	49	10	unresolved	unresolved	ADJ
ejif-1747	49	11	is	be	AUX
ejif-1747	49	12	-	-	PUNCT
ejif-1747	49	13	sues	sue	NOUN
ejif-1747	49	14	in	in	ADP
ejif-1747	49	15	mm	mm	PROPN
ejif-1747	49	16	contract	contract	NOUN
ejif-1747	49	17	for	for	ADP
ejif-1747	49	18	home	home	NOUN
ejif-1747	49	19	financing	financing	NOUN
ejif-1747	49	20	.	.	PUNCT
ejif-1747	50	1	naim	naim	NOUN
ejif-1747	50	2	(	(	PUNCT
ejif-1747	50	3	2011	2011	NUM
ejif-1747	50	4	)	)	PUNCT
ejif-1747	50	5	finds	find	VERB
ejif-1747	50	6	that	that	SCONJ
ejif-1747	50	7	at	at	ADP
ejif-1747	50	8	initial	initial	ADJ
ejif-1747	50	9	stage	stage	NOUN
ejif-1747	50	10	of	of	ADP
ejif-1747	50	11	the	the	DET
ejif-1747	50	12	mm	mm	PROPN
ejif-1747	50	13	con	con	NOUN
ejif-1747	50	14	-	-	PUNCT
ejif-1747	50	15	tract	tract	NOUN
ejif-1747	50	16	,	,	PUNCT
ejif-1747	50	17	comprises	comprise	VERB
ejif-1747	50	18	the	the	DET
ejif-1747	50	19	elements	element	NOUN
ejif-1747	50	20	of	of	ADP
ejif-1747	50	21	shirkah	shirkah	PROPN
ejif-1747	50	22	al	al	PROPN
ejif-1747	50	23	-	-	PUNCT
ejif-1747	50	24	milk	milk	NOUN
ejif-1747	50	25	(	(	PUNCT
ejif-1747	50	26	co	co	NOUN
ejif-1747	50	27	-	-	NOUN
ejif-1747	50	28	ownership	ownership	NOUN
ejif-1747	50	29	)	)	PUNCT
ejif-1747	50	30	.	.	PUNCT
ejif-1747	51	1	however	however	ADV
ejif-1747	51	2	,	,	PUNCT
ejif-1747	51	3	it	it	PRON
ejif-1747	51	4	does	do	AUX
ejif-1747	51	5	not	not	PART
ejif-1747	51	6	fulfill	fulfill	VERB
ejif-1747	51	7	the	the	DET
ejif-1747	51	8	spirit	spirit	NOUN
ejif-1747	51	9	of	of	ADP
ejif-1747	51	10	partnership	partnership	NOUN
ejif-1747	51	11	in	in	ADP
ejif-1747	51	12	the	the	DET
ejif-1747	51	13	event	event	NOUN
ejif-1747	51	14	of	of	ADP
ejif-1747	51	15	default	default	NOUN
ejif-1747	51	16	.	.	PUNCT
ejif-1747	52	1	in	in	ADP
ejif-1747	52	2	this	this	DET
ejif-1747	52	3	case	case	NOUN
ejif-1747	52	4	,	,	PUNCT
ejif-1747	52	5	the	the	DET
ejif-1747	52	6	bank	bank	NOUN
ejif-1747	52	7	is	be	AUX
ejif-1747	52	8	not	not	PART
ejif-1747	52	9	willing	willing	ADJ
ejif-1747	52	10	to	to	PART
ejif-1747	52	11	share	share	VERB
ejif-1747	52	12	the	the	DET
ejif-1747	52	13	risk	risk	NOUN
ejif-1747	52	14	with	with	ADP
ejif-1747	52	15	the	the	DET
ejif-1747	52	16	customer	customer	NOUN
ejif-1747	52	17	and	and	CCONJ
ejif-1747	52	18	customer	customer	NOUN
ejif-1747	52	19	is	be	AUX
ejif-1747	52	20	forced	force	VERB
ejif-1747	52	21	to	to	PART
ejif-1747	52	22	buy	buy	VERB
ejif-1747	52	23	the	the	DET
ejif-1747	52	24	share	share	NOUN
ejif-1747	52	25	of	of	ADP
ejif-1747	52	26	the	the	DET
ejif-1747	52	27	bank	bank	NOUN
ejif-1747	52	28	.	.	PUNCT
ejif-1747	53	1	he	he	PRON
ejif-1747	53	2	also	also	ADV
ejif-1747	53	3	argued	argue	VERB
ejif-1747	53	4	that	that	SCONJ
ejif-1747	53	5	the	the	DET
ejif-1747	53	6	second	second	ADJ
ejif-1747	53	7	undertaking	undertaking	NOUN
ejif-1747	53	8	to	to	PART
ejif-1747	53	9	purchase	purchase	VERB
ejif-1747	53	10	the	the	DET
ejif-1747	53	11	bank	bank	NOUN
ejif-1747	53	12	’s	’s	PART
ejif-1747	53	13	share	share	NOUN
ejif-1747	53	14	by	by	ADP
ejif-1747	53	15	the	the	DET
ejif-1747	53	16	customer	customer	NOUN
ejif-1747	53	17	explicitly	explicitly	ADV
ejif-1747	53	18	contradicts	contradict	VERB
ejif-1747	53	19	the	the	DET
ejif-1747	53	20	qur’anic	qur’anic	ADJ
ejif-1747	53	21	verse	verse	NOUN
ejif-1747	53	22	which	which	PRON
ejif-1747	53	23	obliges	oblige	VERB
ejif-1747	53	24	the	the	DET
ejif-1747	53	25	debtor	debtor	NOUN
ejif-1747	53	26	to	to	PART
ejif-1747	53	27	postpone	postpone	VERB
ejif-1747	53	28	the	the	DET
ejif-1747	53	29	debt	debt	NOUN
ejif-1747	53	30	repayment	repayment	NOUN
ejif-1747	53	31	when	when	SCONJ
ejif-1747	53	32	the	the	DET
ejif-1747	53	33	borrower	borrower	NOUN
ejif-1747	53	34	is	be	AUX
ejif-1747	53	35	genuinely	genuinely	ADV
ejif-1747	53	36	unable	unable	ADJ
ejif-1747	53	37	to	to	PART
ejif-1747	53	38	pay	pay	VERB
ejif-1747	53	39	.	.	PUNCT
ejif-1747	54	1	besides	besides	SCONJ
ejif-1747	54	2	the	the	DET
ejif-1747	54	3	unresolved	unresolved	ADJ
ejif-1747	54	4	issues	issue	NOUN
ejif-1747	54	5	,	,	PUNCT
ejif-1747	54	6	a	a	DET
ejif-1747	54	7	study	study	NOUN
ejif-1747	54	8	on	on	ADP
ejif-1747	54	9	the	the	DET
ejif-1747	54	10	potentials	potential	NOUN
ejif-1747	54	11	of	of	ADP
ejif-1747	54	12	mm	mm	PROPN
ejif-1747	54	13	contract	contract	NOUN
ejif-1747	54	14	also	also	ADV
ejif-1747	54	15	has	have	AUX
ejif-1747	54	16	been	be	AUX
ejif-1747	54	17	conducted	conduct	VERB
ejif-1747	54	18	by	by	ADP
ejif-1747	54	19	smolo	smolo	NOUN
ejif-1747	54	20	and	and	CCONJ
ejif-1747	54	21	hasan	hasan	PROPN
ejif-1747	54	22	(	(	PUNCT
ejif-1747	54	23	2011	2011	NUM
ejif-1747	54	24	)	)	PUNCT
ejif-1747	54	25	.	.	PUNCT
ejif-1747	55	1	smolo	smolo	PROPN
ejif-1747	55	2	&	&	CCONJ
ejif-1747	55	3	hassan	hassan	PROPN
ejif-1747	55	4	(	(	PUNCT
ejif-1747	55	5	2011	2011	NUM
ejif-1747	55	6	)	)	PUNCT
ejif-1747	55	7	compared	compare	VERB
ejif-1747	55	8	mm	mm	PROPN
ejif-1747	55	9	with	with	ADP
ejif-1747	55	10	murabahah	murabahah	NOUN
ejif-1747	55	11	and	and	CCONJ
ejif-1747	55	12	bai	bai	PROPN
ejif-1747	55	13	bithaman	bithaman	PROPN
ejif-1747	55	14	ajil	ajil	PROPN
ejif-1747	55	15	in	in	ADP
ejif-1747	55	16	home	home	NOUN
ejif-1747	55	17	financing	financing	NOUN
ejif-1747	55	18	.	.	PUNCT
ejif-1747	56	1	however	however	ADV
ejif-1747	56	2	,	,	PUNCT
ejif-1747	56	3	they	they	PRON
ejif-1747	56	4	acknowledged	acknowledge	VERB
ejif-1747	56	5	that	that	SCONJ
ejif-1747	56	6	mm	mm	PROPN
ejif-1747	56	7	is	be	AUX
ejif-1747	56	8	not	not	PART
ejif-1747	56	9	a	a	DET
ejif-1747	56	10	perfect	perfect	ADJ
ejif-1747	56	11	contract	contract	NOUN
ejif-1747	56	12	as	as	SCONJ
ejif-1747	56	13	they	they	PRON
ejif-1747	56	14	raised	raise	VERB
ejif-1747	56	15	the	the	DET
ejif-1747	56	16	issue	issue	NOUN
ejif-1747	56	17	of	of	ADP
ejif-1747	56	18	double	double	ADJ
ejif-1747	56	19	taxation	taxation	NOUN
ejif-1747	56	20	,	,	PUNCT
ejif-1747	56	21	the	the	DET
ejif-1747	56	22	price	price	NOUN
ejif-1747	56	23	of	of	ADP
ejif-1747	56	24	both	both	PRON
ejif-1747	56	25	rent	rent	NOUN
ejif-1747	56	26	and	and	CCONJ
ejif-1747	56	27	shares	share	NOUN
ejif-1747	56	28	.	.	PUNCT
ejif-1747	57	1	according	accord	VERB
ejif-1747	57	2	to	to	ADP
ejif-1747	57	3	the	the	DET
ejif-1747	57	4	aaofi	aaofi	NOUN
ejif-1747	57	5	standards	standard	NOUN
ejif-1747	57	6	,	,	PUNCT
ejif-1747	57	7	it	it	PRON
ejif-1747	57	8	is	be	AUX
ejif-1747	57	9	prohibited	prohibit	VERB
ejif-1747	57	10	to	to	PART
ejif-1747	57	11	sell	sell	VERB
ejif-1747	57	12	shares	share	NOUN
ejif-1747	57	13	in	in	ADP
ejif-1747	57	14	mm	mm	PROPN
ejif-1747	57	15	contract	contract	NOUN
ejif-1747	57	16	at	at	ADP
ejif-1747	57	17	a	a	DET
ejif-1747	57	18	price	price	NOUN
ejif-1747	57	19	that	that	PRON
ejif-1747	57	20	is	be	AUX
ejif-1747	57	21	fixed	fix	VERB
ejif-1747	57	22	in	in	ADP
ejif-1747	57	23	ad	ad	NOUN
ejif-1747	57	24	-	-	PUNCT
ejif-1747	57	25	vance	vance	NOUN
ejif-1747	57	26	.	.	PUNCT
ejif-1747	58	1	in	in	ADP
ejif-1747	58	2	this	this	DET
ejif-1747	58	3	case	case	NOUN
ejif-1747	58	4	,	,	PUNCT
ejif-1747	58	5	the	the	DET
ejif-1747	58	6	partners	partner	NOUN
ejif-1747	58	7	do	do	AUX
ejif-1747	58	8	not	not	PART
ejif-1747	58	9	share	share	VERB
ejif-1747	58	10	profit	profit	NOUN
ejif-1747	58	11	and	and	CCONJ
ejif-1747	58	12	loss	loss	NOUN
ejif-1747	58	13	of	of	ADP
ejif-1747	58	14	their	their	PRON
ejif-1747	58	15	investment	investment	NOUN
ejif-1747	58	16	(	(	PUNCT
ejif-1747	58	17	aaoifi	aaoifi	NOUN
ejif-1747	58	18	,	,	PUNCT
ejif-1747	58	19	2004	2004	NUM
ejif-1747	58	20	,	,	PUNCT
ejif-1747	58	21	p.	p.	NOUN
ejif-1747	58	22	214	214	NUM
ejif-1747	58	23	)	)	PUNCT
ejif-1747	58	24	.	.	PUNCT
ejif-1747	59	1	in	in	ADP
ejif-1747	59	2	addition	addition	NOUN
ejif-1747	59	3	to	to	ADP
ejif-1747	59	4	that	that	PRON
ejif-1747	59	5	,	,	PUNCT
ejif-1747	59	6	they	they	PRON
ejif-1747	59	7	argued	argue	VERB
ejif-1747	59	8	that	that	SCONJ
ejif-1747	59	9	it	it	PRON
ejif-1747	59	10	is	be	AUX
ejif-1747	59	11	an	an	DET
ejif-1747	59	12	imperative	imperative	NOUN
ejif-1747	59	13	for	for	SCONJ
ejif-1747	59	14	the	the	DET
ejif-1747	59	15	islamic	islamic	PROPN
ejif-1747	59	16	bank	bank	PROPN
ejif-1747	59	17	to	to	PART
ejif-1747	59	18	share	share	VERB
ejif-1747	59	19	the	the	DET
ejif-1747	59	20	loss	loss	NOUN
ejif-1747	59	21	with	with	ADP
ejif-1747	59	22	the	the	DET
ejif-1747	59	23	customer	customer	NOUN
ejif-1747	59	24	in	in	ADP
ejif-1747	59	25	the	the	DET
ejif-1747	59	26	event	event	NOUN
ejif-1747	59	27	of	of	ADP
ejif-1747	59	28	default	default	NOUN
ejif-1747	59	29	.	.	PUNCT
ejif-1747	60	1	this	this	PRON
ejif-1747	60	2	can	can	AUX
ejif-1747	60	3	then	then	ADV
ejif-1747	60	4	be	be	AUX
ejif-1747	60	5	regarded	regard	VERB
ejif-1747	60	6	as	as	ADP
ejif-1747	60	7	an	an	DET
ejif-1747	60	8	avenue	avenue	NOUN
ejif-1747	60	9	for	for	ADP
ejif-1747	60	10	corpo	corpo	NOUN
ejif-1747	60	11	-	-	PUNCT
ejif-1747	60	12	rate	rate	NOUN
ejif-1747	60	13	social	social	ADJ
ejif-1747	60	14	responsibility	responsibility	NOUN
ejif-1747	60	15	,	,	PUNCT
ejif-1747	60	16	of	of	ADP
ejif-1747	60	17	which	which	DET
ejif-1747	60	18	banks	bank	NOUN
ejif-1747	60	19	these	these	DET
ejif-1747	60	20	days	day	NOUN
ejif-1747	60	21	are	be	AUX
ejif-1747	60	22	expected	expect	VERB
ejif-1747	60	23	to	to	PART
ejif-1747	60	24	perform	perform	VERB
ejif-1747	60	25	..	..	PUNCT
ejif-1747	60	26	current	current	ADJ
ejif-1747	60	27	laws	law	NOUN
ejif-1747	60	28	and	and	CCONJ
ejif-1747	60	29	regulations	regulation	NOUN
ejif-1747	60	30	may	may	AUX
ejif-1747	60	31	be	be	AUX
ejif-1747	60	32	not	not	PART
ejif-1747	60	33	in	in	ADP
ejif-1747	60	34	support	support	NOUN
ejif-1747	60	35	of	of	ADP
ejif-1747	60	36	mm	mm	NOUN
ejif-1747	60	37	but	but	CCONJ
ejif-1747	60	38	as	as	ADV
ejif-1747	60	39	long	long	ADV
ejif-1747	60	40	as	as	SCONJ
ejif-1747	60	41	there	there	PRON
ejif-1747	60	42	is	be	VERB
ejif-1747	60	43	political	political	ADJ
ejif-1747	60	44	will	will	NOUN
ejif-1747	60	45	from	from	ADP
ejif-1747	60	46	the	the	DET
ejif-1747	60	47	government	government	NOUN
ejif-1747	60	48	and	and	CCONJ
ejif-1747	60	49	private	private	ADJ
ejif-1747	60	50	sectors	sector	NOUN
ejif-1747	60	51	,	,	PUNCT
ejif-1747	60	52	the	the	DET
ejif-1747	60	53	modification	modification	NOUN
ejif-1747	60	54	of	of	ADP
ejif-1747	60	55	mm	mm	PROPN
ejif-1747	60	56	to	to	PART
ejif-1747	60	57	be	be	AUX
ejif-1747	60	58	more	more	ADV
ejif-1747	60	59	innovative	innovative	ADJ
ejif-1747	60	60	and	and	CCONJ
ejif-1747	60	61	sharia	sharia	PROPN
ejif-1747	60	62	compliant	compliant	PROPN
ejif-1747	60	63	is	be	AUX
ejif-1747	60	64	possible	possible	ADJ
ejif-1747	60	65	.	.	PUNCT
ejif-1747	61	1	a	a	DET
ejif-1747	61	2	case	case	NOUN
ejif-1747	61	3	study	study	NOUN
ejif-1747	61	4	conducted	conduct	VERB
ejif-1747	61	5	on	on	ADP
ejif-1747	61	6	mm	mm	PROPN
ejif-1747	61	7	conducted	conduct	VERB
ejif-1747	61	8	by	by	ADP
ejif-1747	61	9	asian	asian	PROPN
ejif-1747	61	10	institute	institute	PROPN
ejif-1747	61	11	of	of	ADP
ejif-1747	61	12	finance	finance	PROPN
ejif-1747	61	13	(	(	PUNCT
ejif-1747	61	14	2013	2013	NUM
ejif-1747	61	15	)	)	PUNCT
ejif-1747	61	16	by	by	ADP
ejif-1747	61	17	highlighting	highlight	VERB
ejif-1747	61	18	the	the	DET
ejif-1747	61	19	issue	issue	NOUN
ejif-1747	61	20	of	of	ADP
ejif-1747	61	21	documentation	documentation	NOUN
ejif-1747	61	22	,	,	PUNCT
ejif-1747	61	23	approaches	approach	NOUN
ejif-1747	61	24	to	to	ADP
ejif-1747	61	25	default	default	NOUN
ejif-1747	61	26	,	,	PUNCT
ejif-1747	61	27	early	early	ADJ
ejif-1747	61	28	settlement	settlement	NOUN
ejif-1747	61	29	and	and	CCONJ
ejif-1747	61	30	abandonment	abandonment	NOUN
ejif-1747	61	31	of	of	ADP
ejif-1747	61	32	the	the	DET
ejif-1747	61	33	pro	pro	NOUN
ejif-1747	61	34	-	-	NOUN
ejif-1747	61	35	ject	ject	ADJ
ejif-1747	61	36	.	.	PUNCT
ejif-1747	62	1	in	in	ADP
ejif-1747	62	2	addition	addition	NOUN
ejif-1747	62	3	to	to	ADP
ejif-1747	62	4	these	these	DET
ejif-1747	62	5	issues	issue	NOUN
ejif-1747	62	6	,	,	PUNCT
ejif-1747	62	7	aif	aif	PROPN
ejif-1747	62	8	(	(	PUNCT
ejif-1747	62	9	2013	2013	NUM
ejif-1747	62	10	)	)	PUNCT
ejif-1747	62	11	also	also	ADV
ejif-1747	62	12	raised	raise	VERB
ejif-1747	62	13	the	the	DET
ejif-1747	62	14	issue	issue	NOUN
ejif-1747	62	15	of	of	ADP
ejif-1747	62	16	wa’ad	wa’ad	PROPN
ejif-1747	62	17	(	(	PUNCT
ejif-1747	62	18	unilateral	unilateral	ADJ
ejif-1747	62	19	promise	promise	NOUN
ejif-1747	62	20	)	)	PUNCT
ejif-1747	62	21	as	as	ADP
ejif-1747	62	22	legally	legally	ADV
ejif-1747	62	23	binding	binding	ADJ
ejif-1747	62	24	and	and	CCONJ
ejif-1747	62	25	enforceable	enforceable	ADJ
ejif-1747	62	26	and	and	CCONJ
ejif-1747	62	27	whether	whether	SCONJ
ejif-1747	62	28	the	the	DET
ejif-1747	62	29	bank	bank	NOUN
ejif-1747	62	30	had	have	VERB
ejif-1747	62	31	the	the	DET
ejif-1747	62	32	right	right	NOUN
ejif-1747	62	33	to	to	PART
ejif-1747	62	34	seek	seek	VERB
ejif-1747	62	35	legal	legal	ADJ
ejif-1747	62	36	enforcement	enforcement	NOUN
ejif-1747	62	37	of	of	ADP
ejif-1747	62	38	the	the	DET
ejif-1747	62	39	promise	promise	NOUN
ejif-1747	62	40	in	in	ADP
ejif-1747	62	41	the	the	DET
ejif-1747	62	42	court	court	NOUN
ejif-1747	62	43	of	of	ADP
ejif-1747	62	44	law	law	NOUN
ejif-1747	62	45	.	.	PUNCT
ejif-1747	63	1	if	if	SCONJ
ejif-1747	63	2	the	the	DET
ejif-1747	63	3	wa’d	wa’d	NOUN
ejif-1747	63	4	is	be	AUX
ejif-1747	63	5	immediately	immediately	ADV
ejif-1747	63	6	enforceable	enforceable	ADJ
ejif-1747	63	7	,	,	PUNCT
ejif-1747	63	8	it	it	PRON
ejif-1747	63	9	is	be	AUX
ejif-1747	63	10	no	no	ADV
ejif-1747	63	11	longer	long	ADV
ejif-1747	63	12	a	a	DET
ejif-1747	63	13	promise	promise	NOUN
ejif-1747	63	14	.	.	PUNCT
ejif-1747	64	1	instead	instead	ADV
ejif-1747	64	2	it	it	PRON
ejif-1747	64	3	is	be	AUX
ejif-1747	64	4	a	a	DET
ejif-1747	64	5	contract	contract	NOUN
ejif-1747	64	6	,	,	PUNCT
ejif-1747	64	7	which	which	PRON
ejif-1747	64	8	rendered	render	VERB
ejif-1747	64	9	the	the	DET
ejif-1747	64	10	mm	mm	PROPN
ejif-1747	64	11	partnership	partnership	NOUN
ejif-1747	64	12	to	to	PART
ejif-1747	64	13	be	be	AUX
ejif-1747	64	14	in	in	ADP
ejif-1747	64	15	conflict	conflict	NOUN
ejif-1747	64	16	with	with	ADP
ejif-1747	64	17	the	the	DET
ejif-1747	64	18	shariah	shariah	PROPN
ejif-1747	64	19	.	.	PUNCT
ejif-1747	65	1	meanwhile	meanwhile	ADV
ejif-1747	65	2	,	,	PUNCT
ejif-1747	65	3	on	on	ADP
ejif-1747	65	4	the	the	DET
ejif-1747	65	5	other	other	ADJ
ejif-1747	65	6	side	side	NOUN
ejif-1747	65	7	,	,	PUNCT
ejif-1747	65	8	the	the	DET
ejif-1747	65	9	spirit	spirit	NOUN
ejif-1747	65	10	of	of	ADP
ejif-1747	65	11	partnership	partnership	NOUN
ejif-1747	65	12	in	in	ADP
ejif-1747	65	13	equity	equity	NOUN
ejif-1747	65	14	financing	financing	NOUN
ejif-1747	65	15	has	have	AUX
ejif-1747	65	16	been	be	AUX
ejif-1747	65	17	disputed	dispute	VERB
ejif-1747	65	18	among	among	ADP
ejif-1747	65	19	the	the	DET
ejif-1747	65	20	scholars	scholar	NOUN
ejif-1747	65	21	.	.	PUNCT
ejif-1747	66	1	initially	initially	ADV
ejif-1747	66	2	,	,	PUNCT
ejif-1747	66	3	mustafa	mustafa	PROPN
ejif-1747	66	4	al	al	PROPN
ejif-1747	66	5	-	-	PROPN
ejif-1747	66	6	zarqa	zarqa	PROPN
ejif-1747	66	7	(	(	PUNCT
ejif-1747	66	8	2004	2004	NUM
ejif-1747	66	9	,	,	PUNCT
ejif-1747	66	10	p.354	p.354	NOUN
ejif-1747	66	11	)	)	PUNCT
ejif-1747	66	12	was	be	AUX
ejif-1747	66	13	among	among	ADP
ejif-1747	66	14	the	the	DET
ejif-1747	66	15	scholars	scholar	NOUN
ejif-1747	66	16	who	who	PRON
ejif-1747	66	17	pio	pio	PROPN
ejif-1747	66	18	-	-	PUNCT
ejif-1747	66	19	neered	neere	VERB
ejif-1747	66	20	the	the	DET
ejif-1747	66	21	discussion	discussion	NOUN
ejif-1747	66	22	of	of	ADP
ejif-1747	66	23	shirkat	shirkat	NOUN
ejif-1747	66	24	al	al	PROPN
ejif-1747	66	25	-	-	NOUN
ejif-1747	66	26	milk	milk	NOUN
ejif-1747	66	27	.	.	PUNCT
ejif-1747	67	1	he	he	PRON
ejif-1747	67	2	has	have	AUX
ejif-1747	67	3	elaborated	elaborate	VERB
ejif-1747	67	4	this	this	DET
ejif-1747	67	5	issue	issue	NOUN
ejif-1747	67	6	in	in	ADP
ejif-1747	67	7	the	the	DET
ejif-1747	67	8	topic	topic	NOUN
ejif-1747	67	9	of	of	ADP
ejif-1747	67	10	‘	'	PUNCT
ejif-1747	67	11	undivided	undivided	ADJ
ejif-1747	67	12	ownership	ownership	NOUN
ejif-1747	67	13	’	'	PUNCT
ejif-1747	67	14	(	(	PUNCT
ejif-1747	67	15	al	al	PROPN
ejif-1747	67	16	-	-	PUNCT
ejif-1747	67	17	milkiyyah	milkiyyah	NOUN
ejif-1747	67	18	al	al	PROPN
ejif-1747	67	19	-	-	PUNCT
ejif-1747	67	20	sha’iah	sha’iah	PROPN
ejif-1747	67	21	)	)	PUNCT
ejif-1747	67	22	and	and	CCONJ
ejif-1747	67	23	explained	explain	VERB
ejif-1747	67	24	that	that	SCONJ
ejif-1747	67	25	where	where	SCONJ
ejif-1747	67	26	a	a	DET
ejif-1747	67	27	shirkat	shirkat	NOUN
ejif-1747	67	28	almilk	almilk	NOUN
ejif-1747	67	29	is	be	AUX
ejif-1747	67	30	“	"	PUNCT
ejif-1747	67	31	subject	subject	ADJ
ejif-1747	67	32	to	to	ADP
ejif-1747	67	33	a	a	DET
ejif-1747	67	34	condition	condition	NOUN
ejif-1747	67	35	that	that	SCONJ
ejif-1747	67	36	there	there	PRON
ejif-1747	67	37	is	be	VERB
ejif-1747	67	38	no	no	DET
ejif-1747	67	39	contract	contract	NOUN
ejif-1747	67	40	jointly	jointly	ADV
ejif-1747	67	41	benefiting	benefit	VERB
ejif-1747	67	42	it	it	PRON
ejif-1747	67	43	in	in	ADP
ejif-1747	67	44	profitable	profitable	ADJ
ejif-1747	67	45	means	mean	NOUN
ejif-1747	67	46	,	,	PUNCT
ejif-1747	67	47	or	or	CCONJ
ejif-1747	67	48	to	to	PART
ejif-1747	67	49	jointly	jointly	ADV
ejif-1747	67	50	invest	invest	VERB
ejif-1747	67	51	it	it	PRON
ejif-1747	67	52	in	in	ADP
ejif-1747	67	53	*	*	NOUN
ejif-1747	67	54	the	the	DET
ejif-1747	67	55	authors	author	NOUN
ejif-1747	67	56	wish	wish	VERB
ejif-1747	67	57	to	to	PART
ejif-1747	67	58	express	express	VERB
ejif-1747	67	59	great	great	ADJ
ejif-1747	67	60	appreciation	appreciation	NOUN
ejif-1747	67	61	to	to	ADP
ejif-1747	67	62	the	the	DET
ejif-1747	67	63	international	international	ADJ
ejif-1747	67	64	research	research	NOUN
ejif-1747	67	65	and	and	CCONJ
ejif-1747	67	66	training	training	NOUN
ejif-1747	67	67	institute	institute	PROPN
ejif-1747	67	68	(	(	PUNCT
ejif-1747	67	69	irti	irti	PROPN
ejif-1747	67	70	)	)	PUNCT
ejif-1747	67	71	,	,	PUNCT
ejif-1747	67	72	islamic	islamic	PROPN
ejif-1747	67	73	development	development	PROPN
ejif-1747	67	74	bank	bank	PROPN
ejif-1747	67	75	,	,	PUNCT
ejif-1747	67	76	jeddah	jeddah	PROPN
ejif-1747	67	77	for	for	ADP
ejif-1747	67	78	funding	fund	VERB
ejif-1747	67	79	this	this	DET
ejif-1747	67	80	study	study	NOUN
ejif-1747	67	81	.	.	PUNCT
ejif-1747	68	1	we	we	PRON
ejif-1747	68	2	acknowledge	acknowledge	VERB
ejif-1747	68	3	with	with	ADP
ejif-1747	68	4	thanks	thank	NOUN
ejif-1747	68	5	to	to	ADP
ejif-1747	68	6	those	those	PRON
ejif-1747	68	7	who	who	PRON
ejif-1747	68	8	have	have	AUX
ejif-1747	68	9	contributed	contribute	VERB
ejif-1747	68	10	towards	towards	ADP
ejif-1747	68	11	successful	successful	ADJ
ejif-1747	68	12	completion	completion	NOUN
ejif-1747	68	13	of	of	ADP
ejif-1747	68	14	this	this	DET
ejif-1747	68	15	project	project	NOUN
ejif-1747	68	16	.	.	PUNCT
ejif-1747	69	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1747	69	2	ejif	ejif	PROPN
ejif-1747	69	3	–	–	PUNCT
ejif-1747	69	4	european	european	PROPN
ejif-1747	69	5	journal	journal	PROPN
ejif-1747	69	6	of	of	ADP
ejif-1747	69	7	islamic	islamic	PROPN
ejif-1747	69	8	finance	finance	PROPN
ejif-1747	69	9	no	no	DET
ejif-1747	69	10	5	5	NUM
ejif-1747	69	11	,	,	PUNCT
ejif-1747	69	12	june	june	PROPN
ejif-1747	69	13	(	(	PUNCT
ejif-1747	69	14	2016	2016	NUM
ejif-1747	69	15	)	)	PUNCT
ejif-1747	70	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1747	70	2	issn	issn	VERB
ejif-1747	70	3	2421	2421	NUM
ejif-1747	70	4	-	-	SYM
ejif-1747	70	5	2172	2172	NUM
ejif-1747	70	6	3	3	NUM
ejif-1747	70	7	business	business	NOUN
ejif-1747	70	8	or	or	CCONJ
ejif-1747	70	9	leasing	leasing	NOUN
ejif-1747	70	10	and	and	CCONJ
ejif-1747	70	11	etc	etc	X
ejif-1747	70	12	from	from	ADP
ejif-1747	70	13	any	any	DET
ejif-1747	70	14	commercial	commercial	ADJ
ejif-1747	70	15	activities	activity	NOUN
ejif-1747	70	16	.	.	PUNCT
ejif-1747	70	17	”	"	PUNCT
ejif-1747	71	1	this	this	PRON
ejif-1747	71	2	means	mean	VERB
ejif-1747	71	3	that	that	SCONJ
ejif-1747	71	4	any	any	DET
ejif-1747	71	5	guarantee	guarantee	NOUN
ejif-1747	71	6	of	of	ADP
ejif-1747	71	7	cap	cap	NOUN
ejif-1747	71	8	-	-	PUNCT
ejif-1747	71	9	ital	ital	ADJ
ejif-1747	71	10	or	or	CCONJ
ejif-1747	71	11	profit	profit	NOUN
ejif-1747	71	12	is	be	AUX
ejif-1747	71	13	not	not	PART
ejif-1747	71	14	permitted	permit	VERB
ejif-1747	71	15	(	(	PUNCT
ejif-1747	71	16	naim	naim	NOUN
ejif-1747	71	17	,	,	PUNCT
ejif-1747	71	18	2011	2011	NUM
ejif-1747	71	19	)	)	PUNCT
ejif-1747	71	20	b.	b.	PROPN
ejif-1747	71	21	rental	rental	ADJ
ejif-1747	71	22	rate	rate	NOUN
ejif-1747	71	23	determination	determination	NOUN
ejif-1747	71	24	.	.	PUNCT
ejif-1747	72	1	since	since	SCONJ
ejif-1747	72	2	the	the	DET
ejif-1747	72	3	practice	practice	NOUN
ejif-1747	72	4	of	of	ADP
ejif-1747	72	5	benchmarking	benchmarke	VERB
ejif-1747	72	6	home	home	NOUN
ejif-1747	72	7	financing	financing	NOUN
ejif-1747	72	8	to	to	ADP
ejif-1747	72	9	interest	interest	NOUN
ejif-1747	72	10	rate	rate	NOUN
ejif-1747	72	11	is	be	AUX
ejif-1747	72	12	indeed	indeed	ADV
ejif-1747	72	13	the	the	DET
ejif-1747	72	14	pulse	pulse	NOUN
ejif-1747	72	15	of	of	ADP
ejif-1747	72	16	any	any	DET
ejif-1747	72	17	transaction	transaction	NOUN
ejif-1747	72	18	,	,	PUNCT
ejif-1747	72	19	islamic	islamic	ADJ
ejif-1747	72	20	banks	bank	NOUN
ejif-1747	72	21	are	be	AUX
ejif-1747	72	22	therefore	therefore	ADV
ejif-1747	72	23	free	free	ADJ
ejif-1747	72	24	to	to	PART
ejif-1747	72	25	determine	determine	VERB
ejif-1747	72	26	the	the	DET
ejif-1747	72	27	own	own	ADJ
ejif-1747	72	28	rental	rental	ADJ
ejif-1747	72	29	rate	rate	NOUN
ejif-1747	72	30	according	accord	VERB
ejif-1747	72	31	to	to	ADP
ejif-1747	72	32	their	their	PRON
ejif-1747	72	33	own	own	ADJ
ejif-1747	72	34	pricing	pricing	NOUN
ejif-1747	72	35	structure	structure	NOUN
ejif-1747	72	36	.	.	PUNCT
ejif-1747	73	1	on	on	ADP
ejif-1747	73	2	average	average	ADJ
ejif-1747	73	3	,	,	PUNCT
ejif-1747	73	4	house	house	NOUN
ejif-1747	73	5	prices	price	NOUN
ejif-1747	73	6	tend	tend	VERB
ejif-1747	73	7	to	to	PART
ejif-1747	73	8	be	be	AUX
ejif-1747	73	9	more	more	ADV
ejif-1747	73	10	volatile	volatile	ADJ
ejif-1747	73	11	in	in	ADP
ejif-1747	73	12	markets	market	NOUN
ejif-1747	73	13	.	.	PUNCT
ejif-1747	74	1	fluctuations	fluctuation	NOUN
ejif-1747	74	2	in	in	ADP
ejif-1747	74	3	residential	residential	ADJ
ejif-1747	74	4	property	property	NOUN
ejif-1747	74	5	prices	price	NOUN
ejif-1747	74	6	tend	tend	VERB
ejif-1747	74	7	to	to	PART
ejif-1747	74	8	have	have	VERB
ejif-1747	74	9	a	a	DET
ejif-1747	74	10	bigger	big	ADJ
ejif-1747	74	11	wealth	wealth	NOUN
ejif-1747	74	12	effect	effect	NOUN
ejif-1747	74	13	than	than	ADP
ejif-1747	74	14	those	those	PRON
ejif-1747	74	15	of	of	ADP
ejif-1747	74	16	financial	financial	ADJ
ejif-1747	74	17	assets	asset	NOUN
ejif-1747	74	18	.	.	PUNCT
ejif-1747	75	1	this	this	PRON
ejif-1747	75	2	will	will	AUX
ejif-1747	75	3	have	have	VERB
ejif-1747	75	4	an	an	DET
ejif-1747	75	5	impact	impact	NOUN
ejif-1747	75	6	on	on	ADP
ejif-1747	75	7	the	the	DET
ejif-1747	75	8	residential	residential	ADJ
ejif-1747	75	9	rental	rental	ADJ
ejif-1747	75	10	market	market	NOUN
ejif-1747	75	11	and	and	CCONJ
ejif-1747	75	12	consequently	consequently	ADV
ejif-1747	75	13	impacts	impact	VERB
ejif-1747	75	14	the	the	DET
ejif-1747	75	15	rental	rental	ADJ
ejif-1747	75	16	rate	rate	NOUN
ejif-1747	75	17	in	in	ADP
ejif-1747	75	18	pricing	pricing	NOUN
ejif-1747	75	19	of	of	ADP
ejif-1747	75	20	home	home	NOUN
ejif-1747	75	21	financing	financing	NOUN
ejif-1747	75	22	.	.	PUNCT
ejif-1747	76	1	meanwhile	meanwhile	ADV
ejif-1747	76	2	,	,	PUNCT
ejif-1747	76	3	the	the	DET
ejif-1747	76	4	issue	issue	NOUN
ejif-1747	76	5	of	of	ADP
ejif-1747	76	6	benchmarking	benchmarke	VERB
ejif-1747	76	7	to	to	ADP
ejif-1747	76	8	interest	interest	NOUN
ejif-1747	76	9	in	in	ADP
ejif-1747	76	10	islamic	islamic	ADJ
ejif-1747	76	11	banking	banking	NOUN
ejif-1747	76	12	remains	remain	VERB
ejif-1747	76	13	one	one	NUM
ejif-1747	76	14	of	of	ADP
ejif-1747	76	15	the	the	DET
ejif-1747	76	16	contentious	contentious	ADJ
ejif-1747	76	17	issues	issue	NOUN
ejif-1747	76	18	which	which	PRON
ejif-1747	76	19	impedes	impede	VERB
ejif-1747	76	20	the	the	DET
ejif-1747	76	21	purity	purity	NOUN
ejif-1747	76	22	of	of	ADP
ejif-1747	76	23	contract	contract	NOUN
ejif-1747	76	24	to	to	PART
ejif-1747	76	25	be	be	AUX
ejif-1747	76	26	deemed	deem	VERB
ejif-1747	76	27	as	as	SCONJ
ejif-1747	76	28	shariah	shariah	PROPN
ejif-1747	76	29	based	base	VERB
ejif-1747	76	30	.	.	PUNCT
ejif-1747	77	1	they	they	PRON
ejif-1747	77	2	are	be	AUX
ejif-1747	77	3	many	many	ADJ
ejif-1747	77	4	factors	factor	NOUN
ejif-1747	77	5	to	to	PART
ejif-1747	77	6	determine	determine	VERB
ejif-1747	77	7	the	the	DET
ejif-1747	77	8	rental	rental	ADJ
ejif-1747	77	9	rate	rate	NOUN
ejif-1747	77	10	as	as	SCONJ
ejif-1747	77	11	highlighted	highlight	VERB
ejif-1747	77	12	by	by	ADP
ejif-1747	77	13	linz	linz	PROPN
ejif-1747	77	14	and	and	CCONJ
ejif-1747	77	15	behrmann	behrmann	PROPN
ejif-1747	77	16	(	(	PUNCT
ejif-1747	77	17	2004),who	2004),who	PROPN
ejif-1747	77	18	provided	provide	VERB
ejif-1747	77	19	at	at	ADP
ejif-1747	77	20	least	least	ADV
ejif-1747	77	21	three	three	NUM
ejif-1747	77	22	factors	factor	NOUN
ejif-1747	77	23	in	in	ADP
ejif-1747	77	24	determining	determine	VERB
ejif-1747	77	25	house	house	NOUN
ejif-1747	77	26	prices	price	NOUN
ejif-1747	77	27	,	,	PUNCT
ejif-1747	77	28	namely	namely	ADV
ejif-1747	77	29	physical	physical	ADJ
ejif-1747	77	30	,	,	PUNCT
ejif-1747	77	31	location	location	NOUN
ejif-1747	77	32	-	-	PUNCT
ejif-1747	77	33	al	al	PROPN
ejif-1747	77	34	and	and	CCONJ
ejif-1747	77	35	generally	generally	ADV
ejif-1747	77	36	price	price	NOUN
ejif-1747	77	37	variables	variable	NOUN
ejif-1747	77	38	.	.	PUNCT
ejif-1747	78	1	the	the	DET
ejif-1747	78	2	similar	similar	ADJ
ejif-1747	78	3	study	study	NOUN
ejif-1747	78	4	with	with	ADP
ejif-1747	78	5	different	different	ADJ
ejif-1747	78	6	factors	factor	NOUN
ejif-1747	78	7	are	be	AUX
ejif-1747	78	8	also	also	ADV
ejif-1747	78	9	conducted	conduct	VERB
ejif-1747	78	10	by	by	ADP
ejif-1747	78	11	day	day	NOUN
ejif-1747	78	12	(	(	PUNCT
ejif-1747	78	13	2003	2003	NUM
ejif-1747	78	14	)	)	PUNCT
ejif-1747	78	15	,	,	PUNCT
ejif-1747	78	16	can	can	AUX
ejif-1747	78	17	(	(	PUNCT
ejif-1747	78	18	1990	1990	NUM
ejif-1747	78	19	)	)	PUNCT
ejif-1747	78	20	,	,	PUNCT
ejif-1747	78	21	and	and	CCONJ
ejif-1747	78	22	palmon	palmon	PROPN
ejif-1747	78	23	et	et	PROPN
ejif-1747	78	24	al	al	PROPN
ejif-1747	78	25	.	.	PROPN
ejif-1747	79	1	(	(	PUNCT
ejif-1747	79	2	2004	2004	NUM
ejif-1747	79	3	)	)	PUNCT
ejif-1747	79	4	.	.	PUNCT
ejif-1747	80	1	the	the	DET
ejif-1747	80	2	significance	significance	NOUN
ejif-1747	80	3	of	of	ADP
ejif-1747	80	4	demographic	demographic	ADJ
ejif-1747	80	5	attributes	attribute	NOUN
ejif-1747	80	6	to	to	PART
ejif-1747	80	7	determine	determine	VERB
ejif-1747	80	8	the	the	DET
ejif-1747	80	9	rental	rental	ADJ
ejif-1747	80	10	rate	rate	NOUN
ejif-1747	80	11	has	have	AUX
ejif-1747	80	12	also	also	ADV
ejif-1747	80	13	been	be	AUX
ejif-1747	80	14	found	find	VERB
ejif-1747	80	15	by	by	ADP
ejif-1747	80	16	marco	marco	PROPN
ejif-1747	80	17	(	(	PUNCT
ejif-1747	80	18	2007	2007	NUM
ejif-1747	80	19	)	)	PUNCT
ejif-1747	80	20	,	,	PUNCT
ejif-1747	80	21	hui	hui	PROPN
ejif-1747	80	22	et	et	PROPN
ejif-1747	80	23	al	al	PROPN
ejif-1747	80	24	.	.	PROPN
ejif-1747	81	1	(	(	PUNCT
ejif-1747	81	2	2007	2007	NUM
ejif-1747	81	3	)	)	PUNCT
ejif-1747	81	4	and	and	CCONJ
ejif-1747	81	5	ibrahim	ibrahim	PROPN
ejif-1747	81	6	et	et	PROPN
ejif-1747	81	7	al	al	PROPN
ejif-1747	81	8	.	.	PROPN
ejif-1747	82	1	(	(	PUNCT
ejif-1747	82	2	2005	2005	NUM
ejif-1747	82	3	)	)	PUNCT
ejif-1747	82	4	.	.	PUNCT
ejif-1747	83	1	they	they	PRON
ejif-1747	83	2	provided	provide	VERB
ejif-1747	83	3	evidence	evidence	NOUN
ejif-1747	83	4	that	that	SCONJ
ejif-1747	83	5	factors	factor	VERB
ejif-1747	83	6	such	such	ADJ
ejif-1747	83	7	as	as	ADP
ejif-1747	83	8	location	location	NOUN
ejif-1747	83	9	,	,	PUNCT
ejif-1747	83	10	crime	crime	NOUN
ejif-1747	83	11	rate	rate	NOUN
ejif-1747	83	12	,	,	PUNCT
ejif-1747	83	13	age	age	NOUN
ejif-1747	83	14	,	,	PUNCT
ejif-1747	83	15	total	total	ADJ
ejif-1747	83	16	floor	floor	NOUN
ejif-1747	83	17	area	area	NOUN
ejif-1747	83	18	,	,	PUNCT
ejif-1747	83	19	floor	floor	NOUN
ejif-1747	83	20	level	level	NOUN
ejif-1747	83	21	and	and	CCONJ
ejif-1747	83	22	occupancy	occupancy	NOUN
ejif-1747	83	23	rate	rate	NOUN
ejif-1747	83	24	significantly	significantly	ADV
ejif-1747	83	25	af	af	VERB
ejif-1747	83	26	-	-	NOUN
ejif-1747	83	27	fect	fect	VERB
ejif-1747	83	28	the	the	DET
ejif-1747	83	29	rental	rental	ADJ
ejif-1747	83	30	rate	rate	NOUN
ejif-1747	83	31	.	.	PUNCT
ejif-1747	84	1	these	these	DET
ejif-1747	84	2	demographic	demographic	ADJ
ejif-1747	84	3	attributes	attribute	NOUN
ejif-1747	84	4	derived	derive	VERB
ejif-1747	84	5	from	from	ADP
ejif-1747	84	6	diverse	diverse	ADJ
ejif-1747	84	7	countries	country	NOUN
ejif-1747	84	8	also	also	ADV
ejif-1747	84	9	explain	explain	VERB
ejif-1747	84	10	the	the	DET
ejif-1747	84	11	differences	difference	NOUN
ejif-1747	84	12	in	in	ADP
ejif-1747	84	13	rental	rental	ADJ
ejif-1747	84	14	rates	rate	NOUN
ejif-1747	84	15	across	across	ADP
ejif-1747	84	16	types	type	NOUN
ejif-1747	84	17	of	of	ADP
ejif-1747	84	18	properties	property	NOUN
ejif-1747	84	19	,	,	PUNCT
ejif-1747	84	20	location	location	NOUN
ejif-1747	84	21	and	and	CCONJ
ejif-1747	84	22	other	other	ADJ
ejif-1747	84	23	identified	identify	VERB
ejif-1747	84	24	attributes	attribute	NOUN
ejif-1747	84	25	.	.	PUNCT
ejif-1747	85	1	macroeconomic	macroeconomic	ADJ
ejif-1747	85	2	variables	variable	NOUN
ejif-1747	85	3	that	that	PRON
ejif-1747	85	4	significantly	significantly	ADV
ejif-1747	85	5	determine	determine	VERB
ejif-1747	85	6	rental	rental	ADJ
ejif-1747	85	7	rate	rate	NOUN
ejif-1747	85	8	have	have	AUX
ejif-1747	85	9	been	be	AUX
ejif-1747	85	10	analyzed	analyze	VERB
ejif-1747	85	11	by	by	ADP
ejif-1747	85	12	chow	chow	PROPN
ejif-1747	85	13	et	et	PROPN
ejif-1747	85	14	al	al	PROPN
ejif-1747	85	15	.	.	PUNCT
ejif-1747	86	1	(	(	PUNCT
ejif-1747	86	2	2002	2002	NUM
ejif-1747	86	3	)	)	PUNCT
ejif-1747	86	4	,	,	PUNCT
ejif-1747	86	5	matysiak	matysiak	PROPN
ejif-1747	86	6	and	and	CCONJ
ejif-1747	86	7	tsolacos	tsolacos	PROPN
ejif-1747	86	8	(	(	PUNCT
ejif-1747	86	9	2003	2003	NUM
ejif-1747	86	10	)	)	PUNCT
ejif-1747	86	11	.	.	PUNCT
ejif-1747	87	1	they	they	PRON
ejif-1747	87	2	posit	posit	VERB
ejif-1747	87	3	that	that	SCONJ
ejif-1747	87	4	selected	select	VERB
ejif-1747	87	5	economic	economic	ADJ
ejif-1747	87	6	and	and	CCONJ
ejif-1747	87	7	financial	financial	ADJ
ejif-1747	87	8	variables	variable	NOUN
ejif-1747	87	9	can	can	AUX
ejif-1747	87	10	be	be	AUX
ejif-1747	87	11	used	use	VERB
ejif-1747	87	12	as	as	ADP
ejif-1747	87	13	leading	lead	VERB
ejif-1747	87	14	indicators	indicator	NOUN
ejif-1747	87	15	in	in	ADP
ejif-1747	87	16	explaining	explain	VERB
ejif-1747	87	17	the	the	DET
ejif-1747	87	18	monthly	monthly	ADJ
ejif-1747	87	19	variation	variation	NOUN
ejif-1747	87	20	in	in	ADP
ejif-1747	87	21	property	property	NOUN
ejif-1747	87	22	rent	rent	NOUN
ejif-1747	87	23	.	.	PUNCT
ejif-1747	88	1	variety	variety	NOUN
ejif-1747	88	2	of	of	ADP
ejif-1747	88	3	methods	method	NOUN
ejif-1747	88	4	have	have	AUX
ejif-1747	88	5	been	be	AUX
ejif-1747	88	6	-employed	-employed	ADJ
ejif-1747	88	7	to	to	PART
ejif-1747	88	8	quantify	quantify	VERB
ejif-1747	88	9	and	and	CCONJ
ejif-1747	88	10	determine	determine	VERB
ejif-1747	88	11	the	the	DET
ejif-1747	88	12	property	property	NOUN
ejif-1747	88	13	rental	rental	NOUN
ejif-1747	88	14	values	value	NOUN
ejif-1747	88	15	.	.	PUNCT
ejif-1747	89	1	broadly	broadly	ADV
ejif-1747	89	2	categorized	categorize	VERB
ejif-1747	89	3	,	,	PUNCT
ejif-1747	89	4	these	these	DET
ejif-1747	89	5	methods	method	NOUN
ejif-1747	89	6	can	can	AUX
ejif-1747	89	7	be	be	AUX
ejif-1747	89	8	divided	divide	VERB
ejif-1747	89	9	into	into	ADP
ejif-1747	89	10	two	two	NUM
ejif-1747	89	11	approaches	approach	NOUN
ejif-1747	89	12	:	:	PUNCT
ejif-1747	89	13	the	the	DET
ejif-1747	89	14	hedonic	hedonic	ADJ
ejif-1747	89	15	pricing	pricing	NOUN
ejif-1747	89	16	model	model	NOUN
ejif-1747	89	17	and	and	CCONJ
ejif-1747	89	18	more	more	ADV
ejif-1747	89	19	recently	recently	ADV
ejif-1747	89	20	,	,	PUNCT
ejif-1747	89	21	the	the	DET
ejif-1747	89	22	econometric	econometric	ADJ
ejif-1747	89	23	analysis	analysis	NOUN
ejif-1747	89	24	(	(	PUNCT
ejif-1747	89	25	yusof	yusof	NOUN
ejif-1747	89	26	et	et	PROPN
ejif-1747	89	27	al	al	PROPN
ejif-1747	89	28	,	,	PUNCT
ejif-1747	89	29	2009	2009	NUM
ejif-1747	89	30	)	)	PUNCT
ejif-1747	89	31	.	.	PUNCT
ejif-1747	90	1	according	accord	VERB
ejif-1747	90	2	to	to	ADP
ejif-1747	90	3	dunse	dunse	NOUN
ejif-1747	90	4	and	and	CCONJ
ejif-1747	90	5	jones	jones	PROPN
ejif-1747	90	6	(	(	PUNCT
ejif-1747	90	7	1998	1998	NUM
ejif-1747	90	8	)	)	PUNCT
ejif-1747	90	9	,	,	PUNCT
ejif-1747	90	10	ibrahim	ibrahim	PROPN
ejif-1747	90	11	et	et	PROPN
ejif-1747	90	12	al	al	PROPN
ejif-1747	90	13	.	.	PROPN
ejif-1747	90	14	(	(	PUNCT
ejif-1747	90	15	2005	2005	NUM
ejif-1747	90	16	)	)	PUNCT
ejif-1747	90	17	,	,	PUNCT
ejif-1747	90	18	the	the	DET
ejif-1747	90	19	hedonic	hedonic	ADJ
ejif-1747	90	20	pricing	pricing	NOUN
ejif-1747	90	21	model	model	NOUN
ejif-1747	90	22	(	(	PUNCT
ejif-1747	90	23	hpm	hpm	NOUN
ejif-1747	90	24	)	)	PUNCT
ejif-1747	90	25	is	be	AUX
ejif-1747	90	26	one	one	NUM
ejif-1747	90	27	of	of	ADP
ejif-1747	90	28	the	the	DET
ejif-1747	90	29	most	most	ADV
ejif-1747	90	30	widely	widely	ADV
ejif-1747	90	31	adopted	adopt	VERB
ejif-1747	90	32	methods	method	NOUN
ejif-1747	90	33	to	to	PART
ejif-1747	90	34	quantify	quantify	VERB
ejif-1747	90	35	rental	rental	ADJ
ejif-1747	90	36	values	value	NOUN
ejif-1747	90	37	.	.	PUNCT
ejif-1747	91	1	hedonic	hedonic	ADJ
ejif-1747	91	2	regression	regression	NOUN
ejif-1747	91	3	analysis	analysis	NOUN
ejif-1747	91	4	is	be	AUX
ejif-1747	91	5	a	a	DET
ejif-1747	91	6	statistical	statistical	ADJ
ejif-1747	91	7	technique	technique	NOUN
ejif-1747	91	8	which	which	PRON
ejif-1747	91	9	can	can	AUX
ejif-1747	91	10	be	be	AUX
ejif-1747	91	11	applied	apply	VERB
ejif-1747	91	12	to	to	ADP
ejif-1747	91	13	a	a	DET
ejif-1747	91	14	series	series	NOUN
ejif-1747	91	15	of	of	ADP
ejif-1747	91	16	property	property	NOUN
ejif-1747	91	17	values	value	NOUN
ejif-1747	91	18	,	,	PUNCT
ejif-1747	91	19	together	together	ADV
ejif-1747	91	20	with	with	ADP
ejif-1747	91	21	their	their	PRON
ejif-1747	91	22	associated	associated	ADJ
ejif-1747	91	23	characteristics	characteristic	NOUN
ejif-1747	91	24	to	to	PART
ejif-1747	91	25	identify	identify	VERB
ejif-1747	91	26	and	and	CCONJ
ejif-1747	91	27	quantify	quantify	VERB
ejif-1747	91	28	the	the	DET
ejif-1747	91	29	significance	significance	NOUN
ejif-1747	91	30	of	of	ADP
ejif-1747	91	31	the	the	DET
ejif-1747	91	32	characteristics	characteristic	NOUN
ejif-1747	91	33	in	in	ADP
ejif-1747	91	34	determining	determine	VERB
ejif-1747	91	35	the	the	DET
ejif-1747	91	36	property	property	NOUN
ejif-1747	91	37	’s	’s	PART
ejif-1747	91	38	val	val	PROPN
ejif-1747	91	39	-	-	PUNCT
ejif-1747	91	40	ue	ue	NOUN
ejif-1747	91	41	.	.	PUNCT
ejif-1747	92	1	these	these	DET
ejif-1747	92	2	findings	finding	NOUN
ejif-1747	92	3	are	be	AUX
ejif-1747	92	4	in	in	ADP
ejif-1747	92	5	line	line	NOUN
ejif-1747	92	6	with	with	ADP
ejif-1747	92	7	the	the	DET
ejif-1747	92	8	study	study	NOUN
ejif-1747	92	9	conducted	conduct	VERB
ejif-1747	92	10	by	by	ADP
ejif-1747	92	11	hofmann	hofmann	PROPN
ejif-1747	92	12	(	(	PUNCT
ejif-1747	92	13	2004	2004	NUM
ejif-1747	92	14	)	)	PUNCT
ejif-1747	92	15	and	and	CCONJ
ejif-1747	92	16	tsatsaronis	tsatsaronis	NOUN
ejif-1747	92	17	and	and	CCONJ
ejif-1747	92	18	zhu	zhu	PROPN
ejif-1747	92	19	(	(	PUNCT
ejif-1747	92	20	2004	2004	NUM
ejif-1747	92	21	)	)	PUNCT
ejif-1747	92	22	who	who	PRON
ejif-1747	92	23	examined	examine	VERB
ejif-1747	92	24	the	the	DET
ejif-1747	92	25	determinants	determinant	NOUN
ejif-1747	92	26	of	of	ADP
ejif-1747	92	27	house	house	NOUN
ejif-1747	92	28	prices	price	NOUN
ejif-1747	92	29	in	in	ADP
ejif-1747	92	30	a	a	DET
ejif-1747	92	31	number	number	NOUN
ejif-1747	92	32	of	of	ADP
ejif-1747	92	33	industrialized	industrialize	VERB
ejif-1747	92	34	econo	econo	PROPN
ejif-1747	92	35	-	-	PUNCT
ejif-1747	92	36	mies	mie	NOUN
ejif-1747	92	37	,	,	PUNCT
ejif-1747	92	38	and	and	CCONJ
ejif-1747	92	39	find	find	VERB
ejif-1747	92	40	that	that	SCONJ
ejif-1747	92	41	economic	economic	ADJ
ejif-1747	92	42	growth	growth	NOUN
ejif-1747	92	43	,	,	PUNCT
ejif-1747	92	44	inflation	inflation	NOUN
ejif-1747	92	45	,	,	PUNCT
ejif-1747	92	46	interest	interest	NOUN
ejif-1747	92	47	rates	rate	NOUN
ejif-1747	92	48	,	,	PUNCT
ejif-1747	92	49	bank	bank	NOUN
ejif-1747	92	50	lending	lending	NOUN
ejif-1747	92	51	and	and	CCONJ
ejif-1747	92	52	equity	equity	NOUN
ejif-1747	92	53	prices	price	NOUN
ejif-1747	92	54	have	have	VERB
ejif-1747	92	55	significant	significant	ADJ
ejif-1747	92	56	explanatory	explanatory	ADJ
ejif-1747	92	57	power	power	NOUN
ejif-1747	92	58	.	.	PUNCT
ejif-1747	93	1	the	the	DET
ejif-1747	93	2	scholars	scholar	NOUN
ejif-1747	93	3	generally	generally	ADV
ejif-1747	93	4	agree	agree	VERB
ejif-1747	93	5	on	on	ADP
ejif-1747	93	6	the	the	DET
ejif-1747	93	7	usage	usage	NOUN
ejif-1747	93	8	of	of	ADP
ejif-1747	93	9	actual	actual	ADJ
ejif-1747	93	10	rental	rental	ADJ
ejif-1747	93	11	value	value	NOUN
ejif-1747	93	12	of	of	ADP
ejif-1747	93	13	property	property	NOUN
ejif-1747	93	14	as	as	ADP
ejif-1747	93	15	an	an	DET
ejif-1747	93	16	alternative	alternative	NOUN
ejif-1747	93	17	to	to	ADP
ejif-1747	93	18	benchmarking	benchmarke	VERB
ejif-1747	93	19	to	to	ADP
ejif-1747	93	20	conventional	conventional	ADJ
ejif-1747	93	21	interest	interest	NOUN
ejif-1747	93	22	rate.(meera	rate.(meera	X
ejif-1747	93	23	and	and	CCONJ
ejif-1747	93	24	razak	razak	VERB
ejif-1747	93	25	,	,	PUNCT
ejif-1747	93	26	2009	2009	NUM
ejif-1747	93	27	)	)	PUNCT
ejif-1747	93	28	.	.	PUNCT
ejif-1747	94	1	however	however	ADV
ejif-1747	94	2	,	,	PUNCT
ejif-1747	94	3	they	they	PRON
ejif-1747	94	4	argued	argue	VERB
ejif-1747	94	5	that	that	SCONJ
ejif-1747	94	6	the	the	DET
ejif-1747	94	7	formula	formula	NOUN
ejif-1747	94	8	used	use	VERB
ejif-1747	94	9	in	in	ADP
ejif-1747	94	10	mm	mm	PROPN
ejif-1747	94	11	is	be	AUX
ejif-1747	94	12	similar	similar	ADJ
ejif-1747	94	13	to	to	ADP
ejif-1747	94	14	that	that	PRON
ejif-1747	94	15	of	of	ADP
ejif-1747	94	16	conventional	conventional	ADJ
ejif-1747	94	17	loan	loan	NOUN
ejif-1747	94	18	where	where	SCONJ
ejif-1747	94	19	conventional	conventional	ADJ
ejif-1747	94	20	financing	financing	NOUN
ejif-1747	94	21	uses	use	VERB
ejif-1747	94	22	the	the	DET
ejif-1747	94	23	standard	standard	ADJ
ejif-1747	94	24	formula	formula	NOUN
ejif-1747	94	25	for	for	ADP
ejif-1747	94	26	present	present	ADJ
ejif-1747	94	27	value	value	NOUN
ejif-1747	94	28	of	of	ADP
ejif-1747	94	29	annuities	annuity	NOUN
ejif-1747	94	30	to	to	PART
ejif-1747	94	31	compute	compute	VERB
ejif-1747	94	32	for	for	ADP
ejif-1747	94	33	the	the	DET
ejif-1747	94	34	monthly	monthly	ADJ
ejif-1747	94	35	payments	payment	NOUN
ejif-1747	94	36	.	.	PUNCT
ejif-1747	95	1	in	in	ADP
ejif-1747	95	2	this	this	DET
ejif-1747	95	3	case	case	NOUN
ejif-1747	95	4	the	the	DET
ejif-1747	95	5	opinion	opinion	NOUN
ejif-1747	95	6	of	of	ADP
ejif-1747	95	7	taqi	taqi	ADJ
ejif-1747	95	8	usmani	usmani	ADJ
ejif-1747	95	9	(	(	PUNCT
ejif-1747	95	10	2004	2004	NUM
ejif-1747	95	11	)	)	PUNCT
ejif-1747	95	12	,	,	PUNCT
ejif-1747	95	13	which	which	PRON
ejif-1747	95	14	is	be	AUX
ejif-1747	95	15	supported	support	VERB
ejif-1747	95	16	by	by	ADP
ejif-1747	95	17	wahaba	wahaba	PROPN
ejif-1747	95	18	al	al	PROPN
ejif-1747	95	19	-	-	PUNCT
ejif-1747	95	20	zuhayli	zuhayli	PROPN
ejif-1747	95	21	(	(	PUNCT
ejif-1747	95	22	2003	2003	NUM
ejif-1747	95	23	)	)	PUNCT
ejif-1747	95	24	which	which	PRON
ejif-1747	95	25	said	say	VERB
ejif-1747	95	26	that	that	SCONJ
ejif-1747	95	27	“	"	PUNCT
ejif-1747	95	28	a	a	DET
ejif-1747	95	29	sale	sale	NOUN
ejif-1747	95	30	without	without	ADP
ejif-1747	95	31	naming	name	VERB
ejif-1747	95	32	the	the	DET
ejif-1747	95	33	price	price	NOUN
ejif-1747	95	34	is	be	AUX
ejif-1747	95	35	defective	defective	ADJ
ejif-1747	95	36	and	and	CCONJ
ejif-1747	95	37	invalid	invalid	ADJ
ejif-1747	95	38	“	"	PUNCT
ejif-1747	95	39	one	one	PRON
ejif-1747	95	40	can	can	AUX
ejif-1747	95	41	not	not	PART
ejif-1747	95	42	agree	agree	VERB
ejif-1747	95	43	to	to	PART
ejif-1747	95	44	buy	buy	VERB
ejif-1747	95	45	or	or	CCONJ
ejif-1747	95	46	rent	rent	VERB
ejif-1747	95	47	something	something	PRON
ejif-1747	95	48	without	without	ADP
ejif-1747	95	49	knowing	know	VERB
ejif-1747	95	50	the	the	DET
ejif-1747	95	51	price	price	NOUN
ejif-1747	95	52	one	one	PRON
ejif-1747	95	53	must	must	AUX
ejif-1747	95	54	pay	pay	VERB
ejif-1747	95	55	.	.	PUNCT
ejif-1747	96	1	furthermore	furthermore	ADV
ejif-1747	96	2	,	,	PUNCT
ejif-1747	96	3	(	(	PUNCT
ejif-1747	96	4	meera	meera	PROPN
ejif-1747	96	5	and	and	CCONJ
ejif-1747	96	6	razak	razak	PROPN
ejif-1747	96	7	,	,	PUNCT
ejif-1747	96	8	2009	2009	NUM
ejif-1747	96	9	)	)	PUNCT
ejif-1747	96	10	raised	raise	VERB
ejif-1747	96	11	the	the	DET
ejif-1747	96	12	issue	issue	NOUN
ejif-1747	96	13	of	of	ADP
ejif-1747	96	14	tendency	tendency	NOUN
ejif-1747	96	15	to	to	PART
ejif-1747	96	16	substitute	substitute	VERB
ejif-1747	96	17	rental	rental	ADJ
ejif-1747	96	18	rate	rate	NOUN
ejif-1747	96	19	with	with	ADP
ejif-1747	96	20	market	market	NOUN
ejif-1747	96	21	interest	interest	NOUN
ejif-1747	96	22	rate	rate	NOUN
ejif-1747	96	23	.	.	PUNCT
ejif-1747	97	1	the	the	DET
ejif-1747	97	2	issue	issue	NOUN
ejif-1747	97	3	is	be	AUX
ejif-1747	97	4	based	base	VERB
ejif-1747	97	5	on	on	ADP
ejif-1747	97	6	the	the	DET
ejif-1747	97	7	ground	ground	NOUN
ejif-1747	97	8	that	that	SCONJ
ejif-1747	97	9	the	the	DET
ejif-1747	97	10	bank	bank	NOUN
ejif-1747	97	11	’s	’s	PART
ejif-1747	97	12	cost	cost	NOUN
ejif-1747	97	13	of	of	ADP
ejif-1747	97	14	funds	fund	NOUN
ejif-1747	97	15	is	be	AUX
ejif-1747	97	16	likely	likely	ADJ
ejif-1747	97	17	to	to	PART
ejif-1747	97	18	be	be	AUX
ejif-1747	97	19	tied	tie	VERB
ejif-1747	97	20	to	to	ADP
ejif-1747	97	21	market	market	NOUN
ejif-1747	97	22	interest	interest	NOUN
ejif-1747	97	23	rates	rate	NOUN
ejif-1747	97	24	.	.	PUNCT
ejif-1747	98	1	second	second	ADJ
ejif-1747	98	2	,	,	PUNCT
ejif-1747	98	3	under	under	ADP
ejif-1747	98	4	convergence	convergence	NOUN
ejif-1747	98	5	,	,	PUNCT
ejif-1747	98	6	the	the	DET
ejif-1747	98	7	use	use	NOUN
ejif-1747	98	8	of	of	ADP
ejif-1747	98	9	interest	interest	NOUN
ejif-1747	98	10	rate	rate	NOUN
ejif-1747	98	11	instead	instead	ADV
ejif-1747	98	12	of	of	ADP
ejif-1747	98	13	rental	rental	ADJ
ejif-1747	98	14	rate	rate	NOUN
ejif-1747	98	15	would	would	AUX
ejif-1747	98	16	give	give	VERB
ejif-1747	98	17	an	an	DET
ejif-1747	98	18	amortization	amortization	NOUN
ejif-1747	98	19	schedule	schedule	NOUN
ejif-1747	98	20	similar	similar	ADJ
ejif-1747	98	21	to	to	ADP
ejif-1747	98	22	conventional	conventional	ADJ
ejif-1747	98	23	financing	financing	NOUN
ejif-1747	98	24	.	.	PUNCT
ejif-1747	99	1	meera	meera	PROPN
ejif-1747	99	2	&	&	CCONJ
ejif-1747	99	3	razak	razak	PROPN
ejif-1747	99	4	(	(	PUNCT
ejif-1747	99	5	2009	2009	NUM
ejif-1747	99	6	)	)	PUNCT
ejif-1747	99	7	also	also	ADV
ejif-1747	99	8	asserted	assert	VERB
ejif-1747	99	9	that	that	SCONJ
ejif-1747	99	10	the	the	DET
ejif-1747	99	11	interest	interest	NOUN
ejif-1747	99	12	rate	rate	NOUN
ejif-1747	99	13	is	be	AUX
ejif-1747	99	14	usually	usually	ADV
ejif-1747	99	15	higher	high	ADJ
ejif-1747	99	16	than	than	ADP
ejif-1747	99	17	the	the	DET
ejif-1747	99	18	rental	rental	ADJ
ejif-1747	99	19	rate	rate	NOUN
ejif-1747	99	20	.	.	PUNCT
ejif-1747	100	1	rentals	rental	NOUN
ejif-1747	100	2	can	can	AUX
ejif-1747	100	3	be	be	AUX
ejif-1747	100	4	cumbersome	cumbersome	ADJ
ejif-1747	100	5	and	and	CCONJ
ejif-1747	100	6	impose	impose	VERB
ejif-1747	100	7	additional	additional	ADJ
ejif-1747	100	8	costs	cost	NOUN
ejif-1747	100	9	particularly	particularly	ADV
ejif-1747	100	10	if	if	SCONJ
ejif-1747	100	11	services	service	NOUN
ejif-1747	100	12	of	of	ADP
ejif-1747	100	13	independent	independent	ADJ
ejif-1747	100	14	value	value	NOUN
ejif-1747	100	15	are	be	AUX
ejif-1747	100	16	sought	seek	VERB
ejif-1747	100	17	unless	unless	SCONJ
ejif-1747	100	18	there	there	PRON
ejif-1747	100	19	are	be	VERB
ejif-1747	100	20	already	already	ADV
ejif-1747	100	21	national	national	ADJ
ejif-1747	100	22	or	or	CCONJ
ejif-1747	100	23	regional	regional	ADJ
ejif-1747	100	24	rental	rental	ADJ
ejif-1747	100	25	indices	index	NOUN
ejif-1747	100	26	.	.	PUNCT
ejif-1747	101	1	iii	iii	X
ejif-1747	101	2	.	.	PUNCT
ejif-1747	101	3	unresolved	unresolved	ADJ
ejif-1747	101	4	issues	issue	NOUN
ejif-1747	101	5	in	in	ADP
ejif-1747	101	6	islamic	islamic	ADJ
ejif-1747	101	7	home	home	NOUN
ejif-1747	101	8	financing	financing	NOUN
ejif-1747	101	9	a.	a.	NOUN
ejif-1747	101	10	default	default	NOUN
ejif-1747	101	11	payment	payment	NOUN
ejif-1747	101	12	1	1	NUM
ejif-1747	101	13	)	)	PUNCT
ejif-1747	101	14	the	the	DET
ejif-1747	101	15	current	current	ADJ
ejif-1747	101	16	practice	practice	NOUN
ejif-1747	101	17	of	of	ADP
ejif-1747	101	18	mm	mm	PROPN
ejif-1747	101	19	in	in	ADP
ejif-1747	101	20	home	home	NOUN
ejif-1747	101	21	financing	financing	NOUN
ejif-1747	101	22	in	in	ADP
ejif-1747	101	23	islamic	islamic	ADJ
ejif-1747	101	24	banking	banking	NOUN
ejif-1747	101	25	industry	industry	NOUN
ejif-1747	101	26	is	be	AUX
ejif-1747	101	27	believed	believe	VERB
ejif-1747	101	28	not	not	PART
ejif-1747	101	29	to	to	PART
ejif-1747	101	30	be	be	AUX
ejif-1747	101	31	perfect	perfect	ADJ
ejif-1747	101	32	in	in	ADP
ejif-1747	101	33	terms	term	NOUN
ejif-1747	101	34	of	of	ADP
ejif-1747	101	35	the	the	DET
ejif-1747	101	36	elements	element	NOUN
ejif-1747	101	37	of	of	ADP
ejif-1747	101	38	partnership	partnership	NOUN
ejif-1747	101	39	..	..	PUNCT
ejif-1747	101	40	in	in	ADP
ejif-1747	101	41	the	the	DET
ejif-1747	101	42	event	event	NOUN
ejif-1747	101	43	of	of	ADP
ejif-1747	101	44	default	default	NOUN
ejif-1747	101	45	payment	payment	NOUN
ejif-1747	101	46	,	,	PUNCT
ejif-1747	101	47	bank	bank	NOUN
ejif-1747	101	48	is	be	AUX
ejif-1747	101	49	reluctant	reluctant	ADJ
ejif-1747	101	50	to	to	PART
ejif-1747	101	51	share	share	VERB
ejif-1747	101	52	the	the	DET
ejif-1747	101	53	risk	risk	NOUN
ejif-1747	101	54	whereas	whereas	SCONJ
ejif-1747	101	55	,	,	PUNCT
ejif-1747	101	56	the	the	DET
ejif-1747	101	57	customer	customer	NOUN
ejif-1747	101	58	suffers	suffer	VERB
ejif-1747	101	59	the	the	DET
ejif-1747	101	60	loss	loss	NOUN
ejif-1747	101	61	.	.	PUNCT
ejif-1747	102	1	in	in	ADP
ejif-1747	102	2	this	this	DET
ejif-1747	102	3	case	case	NOUN
ejif-1747	102	4	,	,	PUNCT
ejif-1747	102	5	the	the	DET
ejif-1747	102	6	bank	bank	NOUN
ejif-1747	102	7	does	do	AUX
ejif-1747	102	8	not	not	PART
ejif-1747	102	9	implement	implement	VERB
ejif-1747	102	10	shirkah	shirkah	NOUN
ejif-1747	102	11	almilk	almilk	NOUN
ejif-1747	102	12	(	(	PUNCT
ejif-1747	102	13	joint	joint	ADJ
ejif-1747	102	14	ownership	ownership	NOUN
ejif-1747	102	15	)	)	PUNCT
ejif-1747	102	16	as	as	ADP
ejif-1747	102	17	the	the	DET
ejif-1747	102	18	main	main	ADJ
ejif-1747	102	19	value	value	NOUN
ejif-1747	102	20	of	of	ADP
ejif-1747	102	21	mm	mm	PROPN
ejif-1747	102	22	.	.	PUNCT
ejif-1747	103	1	although	although	SCONJ
ejif-1747	103	2	there	there	PRON
ejif-1747	103	3	are	be	VERB
ejif-1747	103	4	diverse	diverse	ADJ
ejif-1747	103	5	views	view	NOUN
ejif-1747	103	6	on	on	ADP
ejif-1747	103	7	the	the	DET
ejif-1747	103	8	implementation	implementation	NOUN
ejif-1747	103	9	of	of	ADP
ejif-1747	103	10	shirkah	shirkah	NOUN
ejif-1747	103	11	almilk	almilk	NOUN
ejif-1747	103	12	but	but	CCONJ
ejif-1747	103	13	most	most	ADJ
ejif-1747	103	14	banks	bank	NOUN
ejif-1747	103	15	would	would	AUX
ejif-1747	103	16	prefer	prefer	VERB
ejif-1747	103	17	to	to	PART
ejif-1747	103	18	undertake	undertake	VERB
ejif-1747	103	19	shirkah	shirkah	PROPN
ejif-1747	103	20	al	al	PROPN
ejif-1747	103	21	-	-	PUNCT
ejif-1747	103	22	uqud	uqud	VERB
ejif-1747	103	23	on	on	ADP
ejif-1747	103	24	the	the	DET
ejif-1747	103	25	ground	ground	NOUN
ejif-1747	103	26	that	that	SCONJ
ejif-1747	103	27	it	it	PRON
ejif-1747	103	28	is	be	AUX
ejif-1747	103	29	not	not	PART
ejif-1747	103	30	contradicting	contradict	VERB
ejif-1747	103	31	with	with	ADP
ejif-1747	103	32	sharia	sharia	PROPN
ejif-1747	103	33	rulings	ruling	NOUN
ejif-1747	103	34	.	.	PUNCT
ejif-1747	104	1	the	the	DET
ejif-1747	104	2	preference	preference	NOUN
ejif-1747	104	3	of	of	ADP
ejif-1747	104	4	this	this	DET
ejif-1747	104	5	contract	contract	NOUN
ejif-1747	104	6	is	be	AUX
ejif-1747	104	7	given	give	VERB
ejif-1747	104	8	to	to	ADP
ejif-1747	104	9	middle	middle	ADJ
ejif-1747	104	10	-	-	PUNCT
ejif-1747	104	11	upper	upper	ADJ
ejif-1747	104	12	income	income	NOUN
ejif-1747	104	13	income	income	NOUN
ejif-1747	104	14	customers	customer	NOUN
ejif-1747	104	15	to	to	PART
ejif-1747	104	16	mitigate	mitigate	VERB
ejif-1747	104	17	the	the	DET
ejif-1747	104	18	risk	risk	NOUN
ejif-1747	104	19	of	of	ADP
ejif-1747	104	20	default	default	NOUN
ejif-1747	104	21	among	among	ADP
ejif-1747	104	22	lower	low	ADJ
ejif-1747	104	23	in	in	ADP
ejif-1747	104	24	-	-	PUNCT
ejif-1747	104	25	come	come	VERB
ejif-1747	104	26	customers	customer	NOUN
ejif-1747	104	27	..	..	PUNCT
ejif-1747	104	28	in	in	ADP
ejif-1747	104	29	the	the	DET
ejif-1747	104	30	beginning	beginning	NOUN
ejif-1747	104	31	of	of	ADP
ejif-1747	104	32	the	the	DET
ejif-1747	104	33	contract	contract	NOUN
ejif-1747	104	34	,	,	PUNCT
ejif-1747	104	35	bank	bank	NOUN
ejif-1747	104	36	will	will	AUX
ejif-1747	104	37	anticipate	anticipate	VERB
ejif-1747	104	38	the	the	DET
ejif-1747	104	39	worse	bad	ADJ
ejif-1747	104	40	case	case	NOUN
ejif-1747	104	41	scenario	scenario	NOUN
ejif-1747	104	42	by	by	ADP
ejif-1747	104	43	extending	extend	VERB
ejif-1747	104	44	this	this	DET
ejif-1747	104	45	contract	contract	NOUN
ejif-1747	104	46	based	base	VERB
ejif-1747	104	47	on	on	ADP
ejif-1747	104	48	the	the	DET
ejif-1747	104	49	concept	concept	NOUN
ejif-1747	104	50	of	of	ADP
ejif-1747	104	51	shirkah	shirkah	PROPN
ejif-1747	104	52	al	al	PROPN
ejif-1747	104	53	-	-	PUNCT
ejif-1747	104	54	uqud	uqud	PROPN
ejif-1747	104	55	and	and	CCONJ
ejif-1747	104	56	not	not	PART
ejif-1747	104	57	with	with	ADP
ejif-1747	104	58	shirkah	shirkah	PROPN
ejif-1747	104	59	al	al	PROPN
ejif-1747	104	60	-	-	PUNCT
ejif-1747	104	61	milk	milk	NOUN
ejif-1747	104	62	as	as	SCONJ
ejif-1747	104	63	required	require	VERB
ejif-1747	104	64	in	in	ADP
ejif-1747	104	65	mm	mm	NUM
ejif-1747	104	66	contract	contract	NOUN
ejif-1747	104	67	where	where	SCONJ
ejif-1747	104	68	a	a	DET
ejif-1747	104	69	joint	joint	ADJ
ejif-1747	104	70	ownership	ownership	NOUN
ejif-1747	104	71	of	of	ADP
ejif-1747	104	72	the	the	DET
ejif-1747	104	73	house	house	NOUN
ejif-1747	104	74	is	be	AUX
ejif-1747	104	75	established	establish	VERB
ejif-1747	104	76	.	.	PUNCT
ejif-1747	105	1	banks	bank	NOUN
ejif-1747	105	2	will	will	AUX
ejif-1747	105	3	try	try	VERB
ejif-1747	105	4	as	as	ADV
ejif-1747	105	5	much	much	ADV
ejif-1747	105	6	as	as	ADP
ejif-1747	105	7	possible	possible	ADJ
ejif-1747	105	8	to	to	PART
ejif-1747	105	9	avoid	avoid	VERB
ejif-1747	105	10	losses	loss	NOUN
ejif-1747	105	11	by	by	ADP
ejif-1747	105	12	way	way	NOUN
ejif-1747	105	13	of	of	ADP
ejif-1747	105	14	making	make	VERB
ejif-1747	105	15	others	other	NOUN
ejif-1747	105	16	(	(	PUNCT
ejif-1747	105	17	customer	customer	NOUN
ejif-1747	105	18	)	)	PUNCT
ejif-1747	105	19	worse	bad	ADJ
ejif-1747	105	20	off	off	ADP
ejif-1747	105	21	.	.	PUNCT
ejif-1747	106	1	in	in	ADP
ejif-1747	106	2	other	other	ADJ
ejif-1747	106	3	words	word	NOUN
ejif-1747	106	4	,	,	PUNCT
ejif-1747	106	5	islamic	islamic	ADJ
ejif-1747	106	6	banking	banking	NOUN
ejif-1747	106	7	industry	industry	NOUN
ejif-1747	106	8	today	today	NOUN
ejif-1747	106	9	apply	apply	VERB
ejif-1747	106	10	shirkah	shirkah	NOUN
ejif-1747	106	11	al	al	PROPN
ejif-1747	106	12	-	-	PUNCT
ejif-1747	106	13	uqud	uqud	VERB
ejif-1747	106	14	since	since	SCONJ
ejif-1747	106	15	the	the	DET
ejif-1747	106	16	banks	bank	NOUN
ejif-1747	106	17	generate	generate	VERB
ejif-1747	106	18	profit	profit	NOUN
ejif-1747	106	19	and	and	CCONJ
ejif-1747	106	20	willnot	willnot	VERB
ejif-1747	106	21	incur	incur	NOUN
ejif-1747	106	22	losses	loss	NOUN
ejif-1747	106	23	since	since	SCONJ
ejif-1747	106	24	the	the	DET
ejif-1747	106	25	t	t	NOUN
ejif-1747	106	26	customer	customer	NOUN
ejif-1747	106	27	is	be	AUX
ejif-1747	106	28	liable	liable	ADJ
ejif-1747	106	29	to	to	PART
ejif-1747	106	30	buy	buy	VERB
ejif-1747	106	31	all	all	DET
ejif-1747	106	32	shares	share	NOUN
ejif-1747	106	33	of	of	ADP
ejif-1747	106	34	the	the	DET
ejif-1747	106	35	bank	bank	NOUN
ejif-1747	106	36	.	.	PUNCT
ejif-1747	107	1	2	2	NUM
ejif-1747	107	2	)	)	PUNCT
ejif-1747	107	3	as	as	ADP
ejif-1747	107	4	for	for	ADP
ejif-1747	107	5	abandoned	abandon	VERB
ejif-1747	107	6	project	project	NOUN
ejif-1747	107	7	,	,	PUNCT
ejif-1747	107	8	most	most	ADJ
ejif-1747	107	9	of	of	ADP
ejif-1747	107	10	islamic	islamic	ADJ
ejif-1747	107	11	banks	bank	NOUN
ejif-1747	107	12	are	be	AUX
ejif-1747	107	13	reluctant	reluctant	ADJ
ejif-1747	107	14	to	to	PART
ejif-1747	107	15	switch	switch	VERB
ejif-1747	107	16	from	from	ADP
ejif-1747	107	17	“	"	PUNCT
ejif-1747	107	18	sell	sell	VERB
ejif-1747	107	19	then	then	ADV
ejif-1747	107	20	build	build	VERB
ejif-1747	107	21	”	"	PUNCT
ejif-1747	107	22	(	(	PUNCT
ejif-1747	107	23	stb	stb	NOUN
ejif-1747	107	24	)	)	PUNCT
ejif-1747	107	25	rather	rather	ADV
ejif-1747	107	26	than	than	SCONJ
ejif-1747	107	27	“	"	PUNCT
ejif-1747	107	28	build	build	VERB
ejif-1747	107	29	and	and	CCONJ
ejif-1747	107	30	sell	sell	VERB
ejif-1747	107	31	”	"	PUNCT
ejif-1747	107	32	(	(	PUNCT
ejif-1747	107	33	bts	bts	NOUN
ejif-1747	107	34	)	)	PUNCT
ejif-1747	107	35	principle	principle	NOUN
ejif-1747	107	36	as	as	ADP
ejif-1747	107	37	a	a	DET
ejif-1747	107	38	way	way	NOUN
ejif-1747	107	39	out	out	ADV
ejif-1747	107	40	to	to	PART
ejif-1747	107	41	alleviate	alleviate	VERB
ejif-1747	107	42	default	default	NOUN
ejif-1747	107	43	payments	payment	NOUN
ejif-1747	107	44	by	by	ADP
ejif-1747	107	45	customers	customer	NOUN
ejif-1747	107	46	.	.	PUNCT
ejif-1747	108	1	this	this	DET
ejif-1747	108	2	preference	preference	NOUN
ejif-1747	108	3	becomes	become	VERB
ejif-1747	108	4	apparent	apparent	ADJ
ejif-1747	108	5	especially	especially	ADV
ejif-1747	108	6	in	in	ADP
ejif-1747	108	7	the	the	DET
ejif-1747	108	8	case	case	NOUN
ejif-1747	108	9	of	of	ADP
ejif-1747	108	10	abandoned	abandon	VERB
ejif-1747	108	11	projects	project	NOUN
ejif-1747	108	12	by	by	ADP
ejif-1747	108	13	its	its	PRON
ejif-1747	108	14	developer	developer	NOUN
ejif-1747	108	15	and	and	CCONJ
ejif-1747	108	16	where	where	SCONJ
ejif-1747	108	17	islamic	islamic	ADJ
ejif-1747	108	18	banks	bank	NOUN
ejif-1747	108	19	possess	possess	VERB
ejif-1747	108	20	more	more	ADJ
ejif-1747	108	21	shares	share	NOUN
ejif-1747	108	22	and	and	CCONJ
ejif-1747	108	23	thus	thus	ADV
ejif-1747	108	24	have	have	VERB
ejif-1747	108	25	to	to	PART
ejif-1747	108	26	bear	bear	VERB
ejif-1747	108	27	more	more	ADJ
ejif-1747	108	28	losses	loss	NOUN
ejif-1747	108	29	com	com	NOUN
ejif-1747	108	30	-	-	PUNCT
ejif-1747	108	31	pared	pare	VERB
ejif-1747	108	32	to	to	ADP
ejif-1747	108	33	the	the	DET
ejif-1747	108	34	customer	customer	NOUN
ejif-1747	108	35	.	.	PUNCT
ejif-1747	109	1	in	in	ADP
ejif-1747	109	2	the	the	DET
ejif-1747	109	3	end	end	NOUN
ejif-1747	109	4	,	,	PUNCT
ejif-1747	109	5	the	the	DET
ejif-1747	109	6	customer	customer	NOUN
ejif-1747	109	7	is	be	AUX
ejif-1747	109	8	forced	force	VERB
ejif-1747	109	9	to	to	PART
ejif-1747	109	10	buy	buy	VERB
ejif-1747	109	11	all	all	DET
ejif-1747	109	12	the	the	DET
ejif-1747	109	13	bank	bank	NOUN
ejif-1747	109	14	’s	’s	PART
ejif-1747	109	15	share	share	NOUN
ejif-1747	109	16	.	.	PUNCT
ejif-1747	110	1	this	this	PRON
ejif-1747	110	2	indeed	indeed	ADV
ejif-1747	110	3	,	,	PUNCT
ejif-1747	110	4	is	be	AUX
ejif-1747	110	5	not	not	PART
ejif-1747	110	6	coherent	coherent	ADJ
ejif-1747	110	7	to	to	ADP
ejif-1747	110	8	the	the	DET
ejif-1747	110	9	principle	principle	NOUN
ejif-1747	110	10	of	of	ADP
ejif-1747	110	11	profit	profit	NOUN
ejif-1747	110	12	and	and	CCONJ
ejif-1747	110	13	loss	loss	NOUN
ejif-1747	110	14	sharing	sharing	NOUN
ejif-1747	110	15	as	as	SCONJ
ejif-1747	110	16	propagated	propagate	VERB
ejif-1747	110	17	by	by	ADP
ejif-1747	110	18	the	the	DET
ejif-1747	110	19	concept	concept	NOUN
ejif-1747	110	20	of	of	ADP
ejif-1747	110	21	shirkah	shirkah	PROPN
ejif-1747	110	22	al	al	PROPN
ejif-1747	110	23	-	-	PUNCT
ejif-1747	110	24	milk	milk	NOUN
ejif-1747	110	25	.	.	PUNCT
ejif-1747	111	1	in	in	ADP
ejif-1747	111	2	this	this	DET
ejif-1747	111	3	case	case	NOUN
ejif-1747	111	4	,	,	PUNCT
ejif-1747	111	5	islamic	islamic	ADJ
ejif-1747	111	6	banks	bank	NOUN
ejif-1747	111	7	practice	practice	NOUN
ejif-1747	111	8	is	be	AUX
ejif-1747	111	9	similar	similar	ADJ
ejif-1747	111	10	to	to	ADP
ejif-1747	111	11	that	that	PRON
ejif-1747	111	12	of	of	ADP
ejif-1747	111	13	the	the	DET
ejif-1747	111	14	conventional	conventional	ADJ
ejif-1747	111	15	banks	bank	NOUN
ejif-1747	111	16	.	.	PUNCT
ejif-1747	112	1	this	this	DET
ejif-1747	112	2	issue	issue	NOUN
ejif-1747	112	3	can	can	AUX
ejif-1747	112	4	actually	actually	ADV
ejif-1747	112	5	be	be	AUX
ejif-1747	112	6	resolved	resolve	VERB
ejif-1747	112	7	by	by	ADP
ejif-1747	112	8	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1747	112	9	ejif	ejif	PROPN
ejif-1747	112	10	–	–	PUNCT
ejif-1747	112	11	european	european	PROPN
ejif-1747	112	12	journal	journal	PROPN
ejif-1747	112	13	of	of	ADP
ejif-1747	112	14	islamic	islamic	PROPN
ejif-1747	112	15	finance	finance	PROPN
ejif-1747	112	16	no	no	DET
ejif-1747	112	17	5	5	NUM
ejif-1747	112	18	,	,	PUNCT
ejif-1747	112	19	june	june	PROPN
ejif-1747	112	20	(	(	PUNCT
ejif-1747	112	21	2016	2016	NUM
ejif-1747	112	22	)	)	PUNCT
ejif-1747	113	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1747	113	2	issn	issn	VERB
ejif-1747	113	3	2421	2421	NUM
ejif-1747	113	4	-	-	SYM
ejif-1747	113	5	2172	2172	NUM
ejif-1747	113	6	4	4	NUM
ejif-1747	113	7	taking	take	VERB
ejif-1747	113	8	prudent	prudent	ADJ
ejif-1747	113	9	financial	financial	ADJ
ejif-1747	113	10	reform	reform	NOUN
ejif-1747	113	11	to	to	PART
ejif-1747	113	12	mitigate	mitigate	VERB
ejif-1747	113	13	the	the	DET
ejif-1747	113	14	risk	risk	NOUN
ejif-1747	113	15	.	.	PUNCT
ejif-1747	114	1	the	the	DET
ejif-1747	114	2	selection	selection	NOUN
ejif-1747	114	3	of	of	ADP
ejif-1747	114	4	customer	customer	NOUN
ejif-1747	114	5	and	and	CCONJ
ejif-1747	114	6	potential	potential	ADJ
ejif-1747	114	7	investor	investor	NOUN
ejif-1747	114	8	(	(	PUNCT
ejif-1747	114	9	developer	developer	NOUN
ejif-1747	114	10	)	)	PUNCT
ejif-1747	114	11	is	be	AUX
ejif-1747	114	12	an	an	DET
ejif-1747	114	13	imperative	imperative	NOUN
ejif-1747	114	14	to	to	ADP
ejif-1747	114	15	successful	successful	ADJ
ejif-1747	114	16	projects	project	NOUN
ejif-1747	114	17	.	.	PUNCT
ejif-1747	115	1	islamic	islamic	PROPN
ejif-1747	115	2	bank	bank	PROPN
ejif-1747	115	3	should	should	AUX
ejif-1747	115	4	not	not	PART
ejif-1747	115	5	totally	totally	ADV
ejif-1747	115	6	discard	discard	VERB
ejif-1747	115	7	its	its	PRON
ejif-1747	115	8	responsibility	responsibility	NOUN
ejif-1747	115	9	as	as	ADP
ejif-1747	115	10	a	a	DET
ejif-1747	115	11	partner	partner	NOUN
ejif-1747	115	12	with	with	ADP
ejif-1747	115	13	the	the	DET
ejif-1747	115	14	customer	customer	NOUN
ejif-1747	115	15	.	.	PUNCT
ejif-1747	116	1	proper	proper	ADJ
ejif-1747	116	2	and	and	CCONJ
ejif-1747	116	3	close	close	ADJ
ejif-1747	116	4	moni	moni	NOUN
ejif-1747	116	5	-	-	PUNCT
ejif-1747	116	6	toring	toring	NOUN
ejif-1747	116	7	of	of	ADP
ejif-1747	116	8	the	the	DET
ejif-1747	116	9	housing	housing	NOUN
ejif-1747	116	10	project	project	NOUN
ejif-1747	116	11	is	be	AUX
ejif-1747	116	12	needed	need	VERB
ejif-1747	116	13	to	to	PART
ejif-1747	116	14	ensure	ensure	VERB
ejif-1747	116	15	completion	completion	NOUN
ejif-1747	116	16	of	of	ADP
ejif-1747	116	17	the	the	DET
ejif-1747	116	18	project	project	NOUN
ejif-1747	116	19	..	..	PUNCT
ejif-1747	116	20	as	as	SCONJ
ejif-1747	116	21	agreed	agree	VERB
ejif-1747	116	22	by	by	ADP
ejif-1747	116	23	all	all	DET
ejif-1747	116	24	schools	school	NOUN
ejif-1747	116	25	of	of	ADP
ejif-1747	116	26	thought	thought	NOUN
ejif-1747	116	27	,	,	PUNCT
ejif-1747	116	28	all	all	DET
ejif-1747	116	29	parties	party	NOUN
ejif-1747	116	30	involved	involve	VERB
ejif-1747	116	31	must	must	AUX
ejif-1747	116	32	contribute	contribute	VERB
ejif-1747	116	33	towards	towards	ADP
ejif-1747	116	34	the	the	DET
ejif-1747	116	35	completion	completion	NOUN
ejif-1747	116	36	of	of	ADP
ejif-1747	116	37	the	the	DET
ejif-1747	116	38	project	project	NOUN
ejif-1747	116	39	and	and	CCONJ
ejif-1747	116	40	not	not	PART
ejif-1747	116	41	mere	mere	ADJ
ejif-1747	116	42	extending	extend	VERB
ejif-1747	116	43	the	the	DET
ejif-1747	116	44	financing	financing	NOUN
ejif-1747	116	45	.	.	PUNCT
ejif-1747	117	1	3	3	X
ejif-1747	117	2	)	)	PUNCT
ejif-1747	117	3	the	the	DET
ejif-1747	117	4	issue	issue	NOUN
ejif-1747	117	5	of	of	ADP
ejif-1747	117	6	wa’ad	wa’ad	PROPN
ejif-1747	117	7	(	(	PUNCT
ejif-1747	117	8	purchase	purchase	NOUN
ejif-1747	117	9	undertaking	undertaking	NOUN
ejif-1747	117	10	)	)	PUNCT
ejif-1747	117	11	also	also	ADV
ejif-1747	117	12	remains	remain	VERB
ejif-1747	117	13	unresolved	unresolved	ADJ
ejif-1747	117	14	in	in	ADP
ejif-1747	117	15	mm	mm	PROPN
ejif-1747	117	16	home	home	NOUN
ejif-1747	117	17	financing	financing	NOUN
ejif-1747	117	18	.	.	PUNCT
ejif-1747	118	1	in	in	ADP
ejif-1747	118	2	this	this	DET
ejif-1747	118	3	case	case	NOUN
ejif-1747	118	4	,	,	PUNCT
ejif-1747	118	5	the	the	DET
ejif-1747	118	6	customer	customer	NOUN
ejif-1747	118	7	promised	promise	VERB
ejif-1747	118	8	to	to	PART
ejif-1747	118	9	buy	buy	VERB
ejif-1747	118	10	the	the	DET
ejif-1747	118	11	bank	bank	NOUN
ejif-1747	118	12	’s	’s	PART
ejif-1747	118	13	outstanding	outstanding	ADJ
ejif-1747	118	14	share	share	NOUN
ejif-1747	118	15	of	of	ADP
ejif-1747	118	16	ownership	ownership	NOUN
ejif-1747	118	17	in	in	ADP
ejif-1747	118	18	the	the	DET
ejif-1747	118	19	event	event	NOUN
ejif-1747	118	20	of	of	ADP
ejif-1747	118	21	default	default	NOUN
ejif-1747	118	22	such	such	ADJ
ejif-1747	118	23	as	as	ADP
ejif-1747	118	24	non	non	ADJ
ejif-1747	118	25	-	-	NOUN
ejif-1747	118	26	payment	payment	ADJ
ejif-1747	118	27	,	,	PUNCT
ejif-1747	118	28	breach	breach	NOUN
ejif-1747	118	29	of	of	ADP
ejif-1747	118	30	facility	facility	NOUN
ejif-1747	118	31	’s	’s	PART
ejif-1747	118	32	terms	term	NOUN
ejif-1747	118	33	and	and	CCONJ
ejif-1747	118	34	conditions	condition	NOUN
ejif-1747	118	35	,	,	PUNCT
ejif-1747	118	36	and	and	CCONJ
ejif-1747	118	37	bankruptcy	bankruptcy	NOUN
ejif-1747	118	38	.	.	PUNCT
ejif-1747	119	1	at	at	ADP
ejif-1747	119	2	this	this	DET
ejif-1747	119	3	juncture	juncture	NOUN
ejif-1747	119	4	,	,	PUNCT
ejif-1747	119	5	the	the	DET
ejif-1747	119	6	bank	bank	NOUN
ejif-1747	119	7	will	will	AUX
ejif-1747	119	8	terminate	terminate	VERB
ejif-1747	119	9	the	the	DET
ejif-1747	119	10	contract	contract	NOUN
ejif-1747	119	11	and	and	CCONJ
ejif-1747	119	12	oblige	oblige	VERB
ejif-1747	119	13	customer	customer	NOUN
ejif-1747	119	14	to	to	PART
ejif-1747	119	15	buy	buy	VERB
ejif-1747	119	16	the	the	DET
ejif-1747	119	17	bank	bank	NOUN
ejif-1747	119	18	’s	’s	PART
ejif-1747	119	19	entire	entire	VERB
ejif-1747	119	20	out	out	ADV
ejif-1747	119	21	-	-	PUNCT
ejif-1747	119	22	standing	stand	VERB
ejif-1747	119	23	share	share	NOUN
ejif-1747	119	24	of	of	ADP
ejif-1747	119	25	ownership	ownership	NOUN
ejif-1747	119	26	and	and	CCONJ
ejif-1747	119	27	pay	pay	VERB
ejif-1747	119	28	the	the	DET
ejif-1747	119	29	settlement	settlement	NOUN
ejif-1747	119	30	amount	amount	NOUN
ejif-1747	119	31	in	in	ADP
ejif-1747	119	32	full	full	ADJ
ejif-1747	119	33	.	.	PUNCT
ejif-1747	120	1	if	if	SCONJ
ejif-1747	120	2	the	the	DET
ejif-1747	120	3	customer	customer	NOUN
ejif-1747	120	4	fails	fail	VERB
ejif-1747	120	5	to	to	PART
ejif-1747	120	6	do	do	VERB
ejif-1747	120	7	,	,	PUNCT
ejif-1747	120	8	the	the	DET
ejif-1747	120	9	bank	bank	NOUN
ejif-1747	120	10	will	will	AUX
ejif-1747	120	11	sell	sell	VERB
ejif-1747	120	12	the	the	DET
ejif-1747	120	13	property	property	NOUN
ejif-1747	120	14	to	to	ADP
ejif-1747	120	15	the	the	DET
ejif-1747	120	16	market	market	NOUN
ejif-1747	120	17	by	by	ADP
ejif-1747	120	18	way	way	NOUN
ejif-1747	120	19	of	of	ADP
ejif-1747	120	20	auction	auction	NOUN
ejif-1747	120	21	.	.	PUNCT
ejif-1747	121	1	any	any	DET
ejif-1747	121	2	proceeds	proceed	NOUN
ejif-1747	121	3	of	of	ADP
ejif-1747	121	4	this	this	DET
ejif-1747	121	5	sale	sale	NOUN
ejif-1747	121	6	will	will	AUX
ejif-1747	121	7	be	be	AUX
ejif-1747	121	8	used	use	VERB
ejif-1747	121	9	to	to	PART
ejif-1747	121	10	settle	settle	VERB
ejif-1747	121	11	all	all	DET
ejif-1747	121	12	outstanding	outstanding	ADJ
ejif-1747	121	13	payment	payment	NOUN
ejif-1747	121	14	by	by	ADP
ejif-1747	121	15	the	the	DET
ejif-1747	121	16	customer	customer	NOUN
ejif-1747	121	17	,	,	PUNCT
ejif-1747	121	18	legal	legal	ADJ
ejif-1747	121	19	and	and	CCONJ
ejif-1747	121	20	other	other	ADJ
ejif-1747	121	21	fees	fee	NOUN
ejif-1747	121	22	.	.	PUNCT
ejif-1747	122	1	if	if	SCONJ
ejif-1747	122	2	there	there	PRON
ejif-1747	122	3	is	be	VERB
ejif-1747	122	4	short	short	ADJ
ejif-1747	122	5	,	,	PUNCT
ejif-1747	122	6	then	then	ADV
ejif-1747	122	7	the	the	DET
ejif-1747	122	8	bank	bank	NOUN
ejif-1747	122	9	will	will	AUX
ejif-1747	122	10	ask	ask	VERB
ejif-1747	122	11	the	the	DET
ejif-1747	122	12	customer	customer	NOUN
ejif-1747	122	13	to	to	PART
ejif-1747	122	14	pay	pay	VERB
ejif-1747	122	15	the	the	DET
ejif-1747	122	16	remaining	remain	VERB
ejif-1747	122	17	short	short	ADJ
ejif-1747	122	18	.	.	PUNCT
ejif-1747	123	1	this	this	DET
ejif-1747	123	2	practice	practice	NOUN
ejif-1747	123	3	is	be	AUX
ejif-1747	123	4	totally	totally	ADV
ejif-1747	123	5	unfair	unfair	ADJ
ejif-1747	123	6	to	to	AUX
ejif-1747	123	7	cus	cus	NOUN
ejif-1747	123	8	-	-	PUNCT
ejif-1747	123	9	tomer	tomer	NOUN
ejif-1747	123	10	.	.	PUNCT
ejif-1747	124	1	the	the	DET
ejif-1747	124	2	implementation	implementation	NOUN
ejif-1747	124	3	of	of	ADP
ejif-1747	124	4	mm	mm	PROPN
ejif-1747	124	5	should	should	AUX
ejif-1747	124	6	not	not	PART
ejif-1747	124	7	carry	carry	VERB
ejif-1747	124	8	the	the	DET
ejif-1747	124	9	obligation	obligation	NOUN
ejif-1747	124	10	of	of	ADP
ejif-1747	124	11	wa’ad	wa’ad	PROPN
ejif-1747	124	12	.	.	PUNCT
ejif-1747	125	1	without	without	ADP
ejif-1747	125	2	wa’ad	wa’ad	PROPN
ejif-1747	125	3	is	be	AUX
ejif-1747	125	4	thus	thus	ADV
ejif-1747	125	5	more	more	ADV
ejif-1747	125	6	recommended	recommend	VERB
ejif-1747	125	7	for	for	ADP
ejif-1747	125	8	both	both	DET
ejif-1747	125	9	parties	party	NOUN
ejif-1747	125	10	since	since	SCONJ
ejif-1747	125	11	all	all	DET
ejif-1747	125	12	proceeds	proceed	NOUN
ejif-1747	125	13	of	of	ADP
ejif-1747	125	14	this	this	DET
ejif-1747	125	15	contract	contract	NOUN
ejif-1747	125	16	is	be	AUX
ejif-1747	125	17	the	the	DET
ejif-1747	125	18	liability	liability	NOUN
ejif-1747	125	19	of	of	ADP
ejif-1747	125	20	all	all	DET
ejif-1747	125	21	parties	party	NOUN
ejif-1747	125	22	involved	involve	VERB
ejif-1747	125	23	.	.	PUNCT
ejif-1747	126	1	although	although	SCONJ
ejif-1747	126	2	islamic	islamic	PROPN
ejif-1747	126	3	bank	bank	PROPN
ejif-1747	126	4	is	be	AUX
ejif-1747	126	5	a	a	DET
ejif-1747	126	6	commercial	commercial	ADJ
ejif-1747	126	7	entity	entity	NOUN
ejif-1747	126	8	but	but	CCONJ
ejif-1747	126	9	they	they	PRON
ejif-1747	126	10	are	be	AUX
ejif-1747	126	11	binded	bind	VERB
ejif-1747	126	12	with	with	ADP
ejif-1747	126	13	the	the	DET
ejif-1747	126	14	con	con	NOUN
ejif-1747	126	15	-	-	PUNCT
ejif-1747	126	16	cept	cept	NOUN
ejif-1747	126	17	of	of	ADP
ejif-1747	126	18	partnership	partnership	NOUN
ejif-1747	126	19	,	,	PUNCT
ejif-1747	126	20	cooperation	cooperation	NOUN
ejif-1747	126	21	and	and	CCONJ
ejif-1747	126	22	mutual	mutual	ADJ
ejif-1747	126	23	consent	consent	NOUN
ejif-1747	126	24	without	without	ADP
ejif-1747	126	25	making	make	VERB
ejif-1747	126	26	others	other	NOUN
ejif-1747	126	27	worse	bad	ADJ
ejif-1747	126	28	off	off	ADP
ejif-1747	126	29	.	.	PUNCT
ejif-1747	127	1	b.	b.	PROPN
ejif-1747	127	2	inconsistency	inconsistency	PROPN
ejif-1747	127	3	islamic	islamic	PROPN
ejif-1747	127	4	banking	banking	NOUN
ejif-1747	127	5	industry	industry	NOUN
ejif-1747	127	6	today	today	NOUN
ejif-1747	127	7	is	be	AUX
ejif-1747	127	8	said	say	VERB
ejif-1747	127	9	to	to	PART
ejif-1747	127	10	be	be	AUX
ejif-1747	127	11	inconsistent	inconsistent	ADJ
ejif-1747	127	12	with	with	ADP
ejif-1747	127	13	the	the	DET
ejif-1747	127	14	elements	element	NOUN
ejif-1747	127	15	of	of	ADP
ejif-1747	127	16	mm	mm	PROPN
ejif-1747	127	17	as	as	SCONJ
ejif-1747	127	18	practised	practise	VERB
ejif-1747	127	19	in	in	ADP
ejif-1747	127	20	home	home	NOUN
ejif-1747	127	21	financing	financing	NOUN
ejif-1747	127	22	..	..	PUNCT
ejif-1747	128	1	many	many	ADJ
ejif-1747	128	2	islamic	islamic	ADJ
ejif-1747	128	3	banks	bank	NOUN
ejif-1747	128	4	are	be	AUX
ejif-1747	128	5	not	not	PART
ejif-1747	128	6	able	able	ADJ
ejif-1747	128	7	to	to	PART
ejif-1747	128	8	implement	implement	VERB
ejif-1747	128	9	traditional	traditional	ADJ
ejif-1747	128	10	mm	mm	NOUN
ejif-1747	128	11	due	due	ADP
ejif-1747	128	12	to	to	ADP
ejif-1747	128	13	complexi	complexi	PROPN
ejif-1747	128	14	-	-	PUNCT
ejif-1747	128	15	ty	ty	PROPN
ejif-1747	128	16	,	,	PUNCT
ejif-1747	128	17	agency	agency	NOUN
ejif-1747	128	18	problem	problem	NOUN
ejif-1747	128	19	,	,	PUNCT
ejif-1747	128	20	trustworthiness	trustworthiness	NOUN
ejif-1747	128	21	,	,	PUNCT
ejif-1747	128	22	duration	duration	NOUN
ejif-1747	128	23	and	and	CCONJ
ejif-1747	128	24	termination	termination	NOUN
ejif-1747	128	25	of	of	ADP
ejif-1747	128	26	the	the	DET
ejif-1747	128	27	contract	contract	NOUN
ejif-1747	128	28	(	(	PUNCT
ejif-1747	128	29	bacha	bacha	PROPN
ejif-1747	128	30	,	,	PUNCT
ejif-1747	128	31	2006	2006	NUM
ejif-1747	128	32	)	)	PUNCT
ejif-1747	128	33	.	.	PUNCT
ejif-1747	129	1	alt	alt	PROPN
ejif-1747	129	2	-	-	PUNCT
ejif-1747	129	3	hough	hough	PROPN
ejif-1747	129	4	this	this	DET
ejif-1747	129	5	inconsistency	inconsistency	NOUN
ejif-1747	129	6	does	do	AUX
ejif-1747	129	7	not	not	PART
ejif-1747	129	8	deviate	deviate	VERB
ejif-1747	129	9	from	from	ADP
ejif-1747	129	10	the	the	DET
ejif-1747	129	11	tenets	tenet	NOUN
ejif-1747	129	12	of	of	ADP
ejif-1747	129	13	sharia	sharia	NOUN
ejif-1747	129	14	ruling	ruling	NOUN
ejif-1747	129	15	but	but	CCONJ
ejif-1747	129	16	in	in	ADP
ejif-1747	129	17	reality	reality	NOUN
ejif-1747	129	18	it	it	PRON
ejif-1747	129	19	is	be	AUX
ejif-1747	129	20	found	find	VERB
ejif-1747	129	21	to	to	PART
ejif-1747	129	22	make	make	VERB
ejif-1747	129	23	the	the	DET
ejif-1747	129	24	customer	customer	NOUN
ejif-1747	129	25	worse	bad	ADJ
ejif-1747	129	26	off	off	ADP
ejif-1747	129	27	while	while	SCONJ
ejif-1747	129	28	banks	bank	NOUN
ejif-1747	129	29	are	be	AUX
ejif-1747	129	30	generating	generate	VERB
ejif-1747	129	31	profit	profit	NOUN
ejif-1747	129	32	and	and	CCONJ
ejif-1747	129	33	therefore	therefore	ADV
ejif-1747	129	34	there	there	PRON
ejif-1747	129	35	is	be	VERB
ejif-1747	129	36	a	a	DET
ejif-1747	129	37	question	question	NOUN
ejif-1747	129	38	and	and	CCONJ
ejif-1747	129	39	dispute	dispute	NOUN
ejif-1747	129	40	on	on	ADP
ejif-1747	129	41	this	this	DET
ejif-1747	129	42	matter	matter	NOUN
ejif-1747	129	43	.	.	PUNCT
ejif-1747	130	1	as	as	SCONJ
ejif-1747	130	2	mm	mm	PROPN
ejif-1747	130	3	is	be	AUX
ejif-1747	130	4	a	a	DET
ejif-1747	130	5	joint	joint	ADJ
ejif-1747	130	6	partnership	partnership	NOUN
ejif-1747	130	7	in	in	ADP
ejif-1747	130	8	equity	equity	NOUN
ejif-1747	130	9	financing	financing	NOUN
ejif-1747	130	10	,	,	PUNCT
ejif-1747	130	11	risks	risk	NOUN
ejif-1747	130	12	and	and	CCONJ
ejif-1747	130	13	losses	loss	NOUN
ejif-1747	130	14	are	be	AUX
ejif-1747	130	15	also	also	ADV
ejif-1747	130	16	to	to	PART
ejif-1747	130	17	be	be	AUX
ejif-1747	130	18	shared	share	VERB
ejif-1747	130	19	by	by	ADP
ejif-1747	130	20	both	both	CCONJ
ejif-1747	130	21	the	the	DET
ejif-1747	130	22	customer	customer	NOUN
ejif-1747	130	23	as	as	ADV
ejif-1747	130	24	well	well	ADV
ejif-1747	130	25	as	as	ADP
ejif-1747	130	26	the	the	DET
ejif-1747	130	27	bank	bank	NOUN
ejif-1747	130	28	.	.	PUNCT
ejif-1747	131	1	in	in	ADP
ejif-1747	131	2	other	other	ADJ
ejif-1747	131	3	words	word	NOUN
ejif-1747	131	4	,	,	PUNCT
ejif-1747	131	5	the	the	DET
ejif-1747	131	6	concept	concept	NOUN
ejif-1747	131	7	of	of	ADP
ejif-1747	131	8	shirkah	shirkah	PROPN
ejif-1747	131	9	al	al	PROPN
ejif-1747	131	10	milk	milk	NOUN
ejif-1747	131	11	should	should	AUX
ejif-1747	131	12	be	be	AUX
ejif-1747	131	13	preceded	precede	VERB
ejif-1747	131	14	regardless	regardless	ADV
ejif-1747	131	15	the	the	DET
ejif-1747	131	16	outcome	outcome	NOUN
ejif-1747	131	17	of	of	ADP
ejif-1747	131	18	the	the	DET
ejif-1747	131	19	project	project	NOUN
ejif-1747	131	20	financing	financing	NOUN
ejif-1747	131	21	.	.	PUNCT
ejif-1747	132	1	in	in	ADP
ejif-1747	132	2	this	this	DET
ejif-1747	132	3	case	case	NOUN
ejif-1747	132	4	,	,	PUNCT
ejif-1747	132	5	the	the	DET
ejif-1747	132	6	bank	bank	NOUN
ejif-1747	132	7	must	must	AUX
ejif-1747	132	8	not	not	PART
ejif-1747	132	9	be	be	AUX
ejif-1747	132	10	inconsistent	inconsistent	ADJ
ejif-1747	132	11	in	in	ADP
ejif-1747	132	12	terms	term	NOUN
ejif-1747	132	13	of	of	ADP
ejif-1747	132	14	the	the	DET
ejif-1747	132	15	implementation	implementation	NOUN
ejif-1747	132	16	throughout	throughout	ADP
ejif-1747	132	17	of	of	ADP
ejif-1747	132	18	the	the	DET
ejif-1747	132	19	con	con	NOUN
ejif-1747	132	20	-	-	PUNCT
ejif-1747	132	21	tract	tract	NOUN
ejif-1747	132	22	,	,	PUNCT
ejif-1747	132	23	i.e.	i.e.	X
ejif-1747	132	24	,	,	PUNCT
ejif-1747	132	25	undertake	undertake	NOUN
ejif-1747	132	26	shirkah	shirkah	NOUN
ejif-1747	132	27	al	al	PROPN
ejif-1747	132	28	milk	milk	NOUN
ejif-1747	132	29	but	but	CCONJ
ejif-1747	132	30	in	in	ADP
ejif-1747	132	31	the	the	DET
ejif-1747	132	32	event	event	NOUN
ejif-1747	132	33	of	of	ADP
ejif-1747	132	34	default	default	NOUN
ejif-1747	132	35	switched	switch	VERB
ejif-1747	132	36	into	into	ADP
ejif-1747	132	37	shirkah	shirkah	PROPN
ejif-1747	132	38	al	al	PROPN
ejif-1747	132	39	-	-	PUNCT
ejif-1747	132	40	uqud	uqud	PROPN
ejif-1747	132	41	.	.	PUNCT
ejif-1747	133	1	in	in	ADP
ejif-1747	133	2	addition	addition	NOUN
ejif-1747	133	3	,	,	PUNCT
ejif-1747	133	4	the	the	DET
ejif-1747	133	5	spirit	spirit	NOUN
ejif-1747	133	6	of	of	ADP
ejif-1747	133	7	partnership	partnership	NOUN
ejif-1747	133	8	must	must	AUX
ejif-1747	133	9	not	not	PART
ejif-1747	133	10	lapse	lapse	VERB
ejif-1747	133	11	in	in	ADP
ejif-1747	133	12	the	the	DET
ejif-1747	133	13	event	event	NOUN
ejif-1747	133	14	of	of	ADP
ejif-1747	133	15	default	default	NOUN
ejif-1747	133	16	payment	payment	NOUN
ejif-1747	133	17	by	by	ADP
ejif-1747	133	18	the	the	DET
ejif-1747	133	19	customer	customer	NOUN
ejif-1747	133	20	.	.	PUNCT
ejif-1747	134	1	in	in	ADP
ejif-1747	134	2	fact	fact	NOUN
ejif-1747	134	3	the	the	DET
ejif-1747	134	4	customer	customer	NOUN
ejif-1747	134	5	has	have	VERB
ejif-1747	134	6	to	to	PART
ejif-1747	134	7	be	be	AUX
ejif-1747	134	8	guided	guide	VERB
ejif-1747	134	9	to	to	PART
ejif-1747	134	10	resolve	resolve	VERB
ejif-1747	134	11	the	the	DET
ejif-1747	134	12	issue	issue	NOUN
ejif-1747	134	13	of	of	ADP
ejif-1747	134	14	default	default	NOUN
ejif-1747	134	15	and	and	CCONJ
ejif-1747	134	16	possess	possess	VERB
ejif-1747	134	17	the	the	DET
ejif-1747	134	18	right	right	NOUN
ejif-1747	134	19	to	to	PART
ejif-1747	134	20	share	share	VERB
ejif-1747	134	21	the	the	DET
ejif-1747	134	22	proceed	proceed	NOUN
ejif-1747	134	23	of	of	ADP
ejif-1747	134	24	mm	mm	PROPN
ejif-1747	134	25	in	in	ADP
ejif-1747	134	26	case	case	NOUN
ejif-1747	134	27	where	where	SCONJ
ejif-1747	134	28	the	the	DET
ejif-1747	134	29	property	property	NOUN
ejif-1747	134	30	appreciates	appreciate	VERB
ejif-1747	134	31	in	in	ADP
ejif-1747	134	32	value	value	NOUN
ejif-1747	134	33	or	or	CCONJ
ejif-1747	134	34	profits	profit	NOUN
ejif-1747	134	35	are	be	AUX
ejif-1747	134	36	generated	generate	VERB
ejif-1747	134	37	.	.	PUNCT
ejif-1747	135	1	this	this	DET
ejif-1747	135	2	spirit	spirit	NOUN
ejif-1747	135	3	of	of	ADP
ejif-1747	135	4	partnership	partnership	NOUN
ejif-1747	135	5	is	be	AUX
ejif-1747	135	6	in	in	ADP
ejif-1747	135	7	line	line	NOUN
ejif-1747	135	8	with	with	ADP
ejif-1747	135	9	the	the	DET
ejif-1747	135	10	initial	initial	ADJ
ejif-1747	135	11	definition	definition	NOUN
ejif-1747	135	12	of	of	ADP
ejif-1747	135	13	mm	mm	NUM
ejif-1747	135	14	where	where	SCONJ
ejif-1747	135	15	according	accord	VERB
ejif-1747	135	16	to	to	ADP
ejif-1747	135	17	al	al	PROPN
ejif-1747	135	18	-	-	PUNCT
ejif-1747	135	19	fayruzabadi	fayruzabadi	NOUN
ejif-1747	135	20	,	,	PUNCT
ejif-1747	135	21	alqemus	alqemus	PROPN
ejif-1747	135	22	(	(	PUNCT
ejif-1747	135	23	1997	1997	NUM
ejif-1747	135	24	)	)	PUNCT
ejif-1747	135	25	,	,	PUNCT
ejif-1747	135	26	and	and	CCONJ
ejif-1747	135	27	al	al	PROPN
ejif-1747	135	28	-	-	PUNCT
ejif-1747	135	29	munjid	munjid	PROPN
ejif-1747	135	30	(	(	PUNCT
ejif-1747	135	31	1992	1992	NUM
ejif-1747	135	32	)	)	PUNCT
ejif-1747	135	33	,	,	PUNCT
ejif-1747	135	34	mm	mm	PROPN
ejif-1747	135	35	is	be	AUX
ejif-1747	135	36	a	a	DET
ejif-1747	135	37	combination	combination	NOUN
ejif-1747	135	38	of	of	ADP
ejif-1747	135	39	two	two	NUM
ejif-1747	135	40	words	word	NOUN
ejif-1747	135	41	,	,	PUNCT
ejif-1747	135	42	musharakah	musharakah	NOUN
ejif-1747	135	43	and	and	CCONJ
ejif-1747	135	44	mutanaqisah	mutanaqisah	PROPN
ejif-1747	135	45	.	.	PUNCT
ejif-1747	136	1	musharakah	musharakah	PROPN
ejif-1747	136	2	is	be	AUX
ejif-1747	136	3	derived	derive	VERB
ejif-1747	136	4	from	from	ADP
ejif-1747	136	5	the	the	DET
ejif-1747	136	6	root	root	NOUN
ejif-1747	136	7	word	word	NOUN
ejif-1747	136	8	sharaka	sharaka	NOUN
ejif-1747	136	9	,	,	PUNCT
ejif-1747	136	10	meaning	mean	VERB
ejif-1747	136	11	‘	'	PUNCT
ejif-1747	136	12	one	one	NUM
ejif-1747	136	13	joining	join	VERB
ejif-1747	136	14	others	other	NOUN
ejif-1747	136	15	’	'	PUNCT
ejif-1747	136	16	as	as	SCONJ
ejif-1747	136	17	supported	support	VERB
ejif-1747	136	18	by	by	ADP
ejif-1747	136	19	al	al	PROPN
ejif-1747	136	20	-	-	PUNCT
ejif-1747	136	21	kasani	kasani	PROPN
ejif-1747	136	22	(	(	PUNCT
ejif-1747	136	23	2000	2000	NUM
ejif-1747	136	24	)	)	PUNCT
ejif-1747	136	25	,	,	PUNCT
ejif-1747	136	26	ibn	ibn	PROPN
ejif-1747	136	27	rushd	rushd	PROPN
ejif-1747	136	28	al	al	PROPN
ejif-1747	136	29	-	-	PUNCT
ejif-1747	136	30	hafid	hafid	PROPN
ejif-1747	136	31	(	(	PUNCT
ejif-1747	136	32	1995	1995	NUM
ejif-1747	136	33	)	)	PUNCT
ejif-1747	136	34	and	and	CCONJ
ejif-1747	136	35	ibn	ibn	PROPN
ejif-1747	136	36	qudamah	qudamah	NOUN
ejif-1747	136	37	al	al	PROPN
ejif-1747	136	38	-	-	PUNCT
ejif-1747	136	39	bajuri	bajuri	NOUN
ejif-1747	136	40	(	(	PUNCT
ejif-1747	136	41	1999	1999	NUM
ejif-1747	136	42	)	)	PUNCT
ejif-1747	136	43	.	.	PUNCT
ejif-1747	137	1	in	in	ADP
ejif-1747	137	2	fact	fact	NOUN
ejif-1747	137	3	according	accord	VERB
ejif-1747	137	4	to	to	ADP
ejif-1747	137	5	haneef	haneef	PROPN
ejif-1747	137	6	et	et	PROPN
ejif-1747	137	7	al	al	PROPN
ejif-1747	137	8	(	(	PUNCT
ejif-1747	137	9	2011	2011	NUM
ejif-1747	137	10	)	)	PUNCT
ejif-1747	137	11	and	and	CCONJ
ejif-1747	137	12	naim	naim	PROPN
ejif-1747	137	13	(	(	PUNCT
ejif-1747	137	14	2011	2011	NUM
ejif-1747	137	15	)	)	PUNCT
ejif-1747	137	16	the	the	DET
ejif-1747	137	17	mm	mm	PROPN
ejif-1747	137	18	was	be	AUX
ejif-1747	137	19	arguably	arguably	ADV
ejif-1747	137	20	in	in	ADP
ejif-1747	137	21	the	the	DET
ejif-1747	137	22	form	form	NOUN
ejif-1747	137	23	of	of	ADP
ejif-1747	137	24	shirkat	shirkat	NOUN
ejif-1747	137	25	al	al	PROPN
ejif-1747	137	26	-	-	PUNCT
ejif-1747	137	27	aqd	aqd	PROPN
ejif-1747	137	28	if	if	SCONJ
ejif-1747	137	29	the	the	DET
ejif-1747	137	30	intention	intention	NOUN
ejif-1747	137	31	of	of	ADP
ejif-1747	137	32	at	at	ADV
ejif-1747	137	33	least	least	ADJ
ejif-1747	137	34	one	one	NUM
ejif-1747	137	35	of	of	ADP
ejif-1747	137	36	the	the	DET
ejif-1747	137	37	parties	party	NOUN
ejif-1747	137	38	was	be	AUX
ejif-1747	137	39	to	to	PART
ejif-1747	137	40	earn	earn	VERB
ejif-1747	137	41	returns	return	NOUN
ejif-1747	137	42	.	.	PUNCT
ejif-1747	138	1	the	the	DET
ejif-1747	138	2	malaysian	malaysian	ADJ
ejif-1747	138	3	banking	banking	NOUN
ejif-1747	138	4	practice	practice	NOUN
ejif-1747	138	5	,	,	PUNCT
ejif-1747	138	6	however	however	ADV
ejif-1747	138	7	,	,	PUNCT
ejif-1747	138	8	considered	consider	VERB
ejif-1747	138	9	mm	mm	NOUN
ejif-1747	138	10	to	to	PART
ejif-1747	138	11	be	be	AUX
ejif-1747	138	12	shirkat	shirkat	NOUN
ejif-1747	138	13	al	al	PROPN
ejif-1747	138	14	-	-	PUNCT
ejif-1747	138	15	milk	milk	NOUN
ejif-1747	138	16	from	from	ADP
ejif-1747	138	17	the	the	DET
ejif-1747	138	18	commence	commence	NOUN
ejif-1747	138	19	-	-	PUNCT
ejif-1747	138	20	ment	ment	NOUN
ejif-1747	138	21	of	of	ADP
ejif-1747	138	22	the	the	DET
ejif-1747	138	23	contract	contract	NOUN
ejif-1747	138	24	until	until	ADP
ejif-1747	138	25	the	the	DET
ejif-1747	138	26	end	end	NOUN
ejif-1747	138	27	of	of	ADP
ejif-1747	138	28	its	its	PRON
ejif-1747	138	29	tenure	tenure	NOUN
ejif-1747	138	30	.	.	PUNCT
ejif-1747	139	1	however	however	ADV
ejif-1747	139	2	,	,	PUNCT
ejif-1747	139	3	many	many	ADJ
ejif-1747	139	4	islamic	islamic	ADJ
ejif-1747	139	5	banks	bank	NOUN
ejif-1747	139	6	arguethat	arguethat	PRON
ejif-1747	139	7	mm	mm	INTJ
ejif-1747	139	8	is	be	AUX
ejif-1747	139	9	permissible	permissible	ADJ
ejif-1747	139	10	as	as	ADV
ejif-1747	139	11	long	long	ADV
ejif-1747	139	12	as	as	ADP
ejif-1747	139	13	all	all	DET
ejif-1747	139	14	contracts	contract	NOUN
ejif-1747	139	15	(	(	PUNCT
ejif-1747	139	16	aqd	aqd	PROPN
ejif-1747	139	17	)	)	PUNCT
ejif-1747	139	18	are	be	AUX
ejif-1747	139	19	independent	independent	ADJ
ejif-1747	139	20	(	(	PUNCT
ejif-1747	139	21	al	al	PROPN
ejif-1747	139	22	-	-	PUNCT
ejif-1747	139	23	uqud	uqud	PROPN
ejif-1747	139	24	al	al	PROPN
ejif-1747	139	25	mustaqillah	mustaqillah	PROPN
ejif-1747	139	26	)	)	PUNCT
ejif-1747	139	27	therefore	therefore	ADV
ejif-1747	139	28	,	,	PUNCT
ejif-1747	139	29	in	in	ADP
ejif-1747	139	30	the	the	DET
ejif-1747	139	31	event	event	NOUN
ejif-1747	139	32	of	of	ADP
ejif-1747	139	33	default	default	NOUN
ejif-1747	139	34	,	,	PUNCT
ejif-1747	139	35	it	it	PRON
ejif-1747	139	36	is	be	AUX
ejif-1747	139	37	justifiable	justifiable	ADJ
ejif-1747	139	38	to	to	PART
ejif-1747	139	39	opt	opt	VERB
ejif-1747	139	40	for	for	ADP
ejif-1747	139	41	shirkah	shirkah	PROPN
ejif-1747	139	42	al	al	PROPN
ejif-1747	139	43	-	-	PUNCT
ejif-1747	139	44	uqud	uqud	PROPN
ejif-1747	139	45	rather	rather	ADV
ejif-1747	139	46	than	than	ADP
ejif-1747	139	47	shirkah	shirkah	PROPN
ejif-1747	139	48	al	al	PROPN
ejif-1747	139	49	-	-	PUNCT
ejif-1747	139	50	milk	milk	NOUN
ejif-1747	139	51	as	as	SCONJ
ejif-1747	139	52	both	both	PRON
ejif-1747	139	53	are	be	AUX
ejif-1747	139	54	inherent	inherent	ADJ
ejif-1747	139	55	in	in	ADP
ejif-1747	139	56	mm	mm	PROPN
ejif-1747	139	57	.	.	PUNCT
ejif-1747	140	1	nevertheless	nevertheless	ADV
ejif-1747	140	2	,	,	PUNCT
ejif-1747	140	3	this	this	DET
ejif-1747	140	4	reason	reason	NOUN
ejif-1747	140	5	is	be	AUX
ejif-1747	140	6	not	not	PART
ejif-1747	140	7	acceptable	acceptable	ADJ
ejif-1747	140	8	as	as	SCONJ
ejif-1747	140	9	it	it	PRON
ejif-1747	140	10	makes	make	VERB
ejif-1747	140	11	the	the	DET
ejif-1747	140	12	other	other	ADJ
ejif-1747	140	13	partner	partner	NOUN
ejif-1747	140	14	(	(	PUNCT
ejif-1747	140	15	custom	custom	NOUN
ejif-1747	140	16	-	-	PUNCT
ejif-1747	140	17	er	er	ADJ
ejif-1747	140	18	)	)	PUNCT
ejif-1747	140	19	worse	bad	ADJ
ejif-1747	140	20	off	off	ADP
ejif-1747	140	21	while	while	SCONJ
ejif-1747	140	22	the	the	DET
ejif-1747	140	23	bank	bank	NOUN
ejif-1747	140	24	enjoys	enjoy	VERB
ejif-1747	140	25	the	the	DET
ejif-1747	140	26	benefit	benefit	NOUN
ejif-1747	140	27	.	.	PUNCT
ejif-1747	141	1	the	the	DET
ejif-1747	141	2	other	other	ADJ
ejif-1747	141	3	inconsistency	inconsistency	NOUN
ejif-1747	141	4	is	be	AUX
ejif-1747	141	5	derived	derive	VERB
ejif-1747	141	6	during	during	ADP
ejif-1747	141	7	re	re	NOUN
ejif-1747	141	8	-	-	NOUN
ejif-1747	141	9	scheduling	scheduling	NOUN
ejif-1747	141	10	or	or	CCONJ
ejif-1747	141	11	refinancing	refinancing	NOUN
ejif-1747	141	12	as	as	SCONJ
ejif-1747	141	13	requested	request	VERB
ejif-1747	141	14	by	by	ADP
ejif-1747	141	15	the	the	DET
ejif-1747	141	16	customer	customer	NOUN
ejif-1747	141	17	to	to	PART
ejif-1747	141	18	avoid	avoid	VERB
ejif-1747	141	19	the	the	DET
ejif-1747	141	20	default	default	NOUN
ejif-1747	141	21	.	.	PUNCT
ejif-1747	142	1	in	in	ADP
ejif-1747	142	2	this	this	DET
ejif-1747	142	3	case	case	NOUN
ejif-1747	142	4	,	,	PUNCT
ejif-1747	142	5	the	the	DET
ejif-1747	142	6	bank	bank	NOUN
ejif-1747	142	7	still	still	ADV
ejif-1747	142	8	insists	insist	VERB
ejif-1747	142	9	the	the	DET
ejif-1747	142	10	customer	customer	NOUN
ejif-1747	142	11	to	to	PART
ejif-1747	142	12	pay	pay	VERB
ejif-1747	142	13	the	the	DET
ejif-1747	142	14	charges	charge	NOUN
ejif-1747	142	15	and	and	CCONJ
ejif-1747	142	16	other	other	ADJ
ejif-1747	142	17	fees	fee	NOUN
ejif-1747	142	18	since	since	SCONJ
ejif-1747	142	19	the	the	DET
ejif-1747	142	20	customer	customer	NOUN
ejif-1747	142	21	fails	fail	VERB
ejif-1747	142	22	to	to	PART
ejif-1747	142	23	abide	abide	VERB
ejif-1747	142	24	by	by	ADP
ejif-1747	142	25	the	the	DET
ejif-1747	142	26	payment	payment	NOUN
ejif-1747	142	27	schedule	schedule	NOUN
ejif-1747	142	28	although	although	SCONJ
ejif-1747	142	29	the	the	DET
ejif-1747	142	30	customer	customer	NOUN
ejif-1747	142	31	’s	’s	PART
ejif-1747	142	32	intention	intention	NOUN
ejif-1747	142	33	is	be	AUX
ejif-1747	142	34	to	to	PART
ejif-1747	142	35	pay	pay	VERB
ejif-1747	142	36	the	the	DET
ejif-1747	142	37	monthly	monthly	ADJ
ejif-1747	142	38	payment	payment	NOUN
ejif-1747	142	39	ac	ac	VERB
ejif-1747	142	40	-	-	PUNCT
ejif-1747	142	41	cording	cord	VERB
ejif-1747	142	42	to	to	ADP
ejif-1747	142	43	their	their	PRON
ejif-1747	142	44	capability	capability	NOUN
ejif-1747	142	45	.	.	PUNCT
ejif-1747	143	1	as	as	SCONJ
ejif-1747	143	2	mentioned	mention	VERB
ejif-1747	143	3	by	by	ADP
ejif-1747	143	4	shuib	shuib	PROPN
ejif-1747	143	5	et	et	PROPN
ejif-1747	143	6	al	al	PROPN
ejif-1747	143	7	(	(	PUNCT
ejif-1747	143	8	2013	2013	NUM
ejif-1747	143	9	)	)	PUNCT
ejif-1747	143	10	,	,	PUNCT
ejif-1747	143	11	the	the	DET
ejif-1747	143	12	bank	bank	NOUN
ejif-1747	143	13	in	in	ADP
ejif-1747	143	14	this	this	DET
ejif-1747	143	15	case	case	NOUN
ejif-1747	143	16	once	once	ADV
ejif-1747	143	17	again	again	ADV
ejif-1747	143	18	is	be	AUX
ejif-1747	143	19	inconsistent	inconsistent	ADJ
ejif-1747	143	20	with	with	ADP
ejif-1747	143	21	sharia	sharia	PROPN
ejif-1747	143	22	compliance	compliance	NOUN
ejif-1747	143	23	process	process	NOUN
ejif-1747	143	24	in	in	ADP
ejif-1747	143	25	home	home	NOUN
ejif-1747	143	26	financing	financing	NOUN
ejif-1747	143	27	.	.	PUNCT
ejif-1747	144	1	the	the	DET
ejif-1747	144	2	bank	bank	NOUN
ejif-1747	144	3	does	do	AUX
ejif-1747	144	4	not	not	PART
ejif-1747	144	5	implement	implement	VERB
ejif-1747	144	6	the	the	DET
ejif-1747	144	7	real	real	ADJ
ejif-1747	144	8	concept	concept	NOUN
ejif-1747	144	9	of	of	ADP
ejif-1747	144	10	equity	equity	NOUN
ejif-1747	144	11	financing	financing	NOUN
ejif-1747	144	12	where	where	SCONJ
ejif-1747	144	13	all	all	DET
ejif-1747	144	14	cost	cost	NOUN
ejif-1747	144	15	of	of	ADP
ejif-1747	144	16	this	this	DET
ejif-1747	144	17	contract	contract	NOUN
ejif-1747	144	18	are	be	AUX
ejif-1747	144	19	the	the	DET
ejif-1747	144	20	liability	liability	NOUN
ejif-1747	144	21	of	of	ADP
ejif-1747	144	22	both	both	DET
ejif-1747	144	23	parties	party	NOUN
ejif-1747	144	24	and	and	CCONJ
ejif-1747	144	25	all	all	DET
ejif-1747	144	26	risks	risk	NOUN
ejif-1747	144	27	should	should	AUX
ejif-1747	144	28	be	be	AUX
ejif-1747	144	29	shared	share	VERB
ejif-1747	144	30	accordingly	accordingly	ADV
ejif-1747	144	31	.	.	PUNCT
ejif-1747	145	1	although	although	SCONJ
ejif-1747	145	2	the	the	DET
ejif-1747	145	3	ownership	ownership	NOUN
ejif-1747	145	4	of	of	ADP
ejif-1747	145	5	the	the	DET
ejif-1747	145	6	property	property	NOUN
ejif-1747	145	7	belongs	belong	VERB
ejif-1747	145	8	to	to	ADP
ejif-1747	145	9	the	the	DET
ejif-1747	145	10	customer	customer	NOUN
ejif-1747	145	11	upon	upon	SCONJ
ejif-1747	145	12	maturity	maturity	NOUN
ejif-1747	145	13	,	,	PUNCT
ejif-1747	145	14	but	but	CCONJ
ejif-1747	145	15	the	the	DET
ejif-1747	145	16	process	process	NOUN
ejif-1747	145	17	of	of	ADP
ejif-1747	145	18	joint	joint	ADJ
ejif-1747	145	19	ownership	ownership	NOUN
ejif-1747	145	20	is	be	AUX
ejif-1747	145	21	still	still	ADV
ejif-1747	145	22	binding	bind	VERB
ejif-1747	145	23	and	and	CCONJ
ejif-1747	145	24	at	at	ADP
ejif-1747	145	25	the	the	DET
ejif-1747	145	26	same	same	ADJ
ejif-1747	145	27	time	time	NOUN
ejif-1747	145	28	enforceable	enforceable	ADJ
ejif-1747	145	29	.	.	PUNCT
ejif-1747	146	1	in	in	ADP
ejif-1747	146	2	this	this	DET
ejif-1747	146	3	regard	regard	NOUN
ejif-1747	146	4	,	,	PUNCT
ejif-1747	146	5	all	all	DET
ejif-1747	146	6	parties	party	NOUN
ejif-1747	146	7	involved	involve	VERB
ejif-1747	146	8	incorporate	incorporate	VERB
ejif-1747	146	9	the	the	DET
ejif-1747	146	10	spirits	spirit	NOUN
ejif-1747	146	11	and	and	CCONJ
ejif-1747	146	12	values	value	NOUN
ejif-1747	146	13	of	of	ADP
ejif-1747	146	14	of	of	ADP
ejif-1747	146	15	brother	brother	NOUN
ejif-1747	146	16	-	-	PUNCT
ejif-1747	146	17	hood	hood	NOUN
ejif-1747	146	18	,	,	PUNCT
ejif-1747	146	19	partnership	partnership	NOUN
ejif-1747	146	20	and	and	CCONJ
ejif-1747	146	21	mutual	mutual	ADJ
ejif-1747	146	22	understanding	understanding	NOUN
ejif-1747	146	23	as	as	ADV
ejif-1747	146	24	well	well	ADV
ejif-1747	146	25	as	as	ADP
ejif-1747	146	26	consent	consent	NOUN
ejif-1747	146	27	.	.	PUNCT
ejif-1747	147	1	iv	iv	X
ejif-1747	147	2	.	.	PUNCT
ejif-1747	147	3	findings	finding	NOUN
ejif-1747	147	4	and	and	CCONJ
ejif-1747	147	5	discussion	discussion	NOUN
ejif-1747	147	6	the	the	DET
ejif-1747	147	7	word	word	NOUN
ejif-1747	147	8	“	"	PUNCT
ejif-1747	147	9	rental	rental	NOUN
ejif-1747	147	10	”	"	PUNCT
ejif-1747	147	11	is	be	AUX
ejif-1747	147	12	derived	derive	VERB
ejif-1747	147	13	from	from	ADP
ejif-1747	147	14	the	the	DET
ejif-1747	147	15	understanding	understanding	NOUN
ejif-1747	147	16	of	of	ADP
ejif-1747	147	17	mm	mm	PROPN
ejif-1747	147	18	concept	concept	NOUN
ejif-1747	147	19	as	as	SCONJ
ejif-1747	147	20	it	it	PRON
ejif-1747	147	21	comprises	comprise	VERB
ejif-1747	147	22	of	of	ADP
ejif-1747	147	23	three	three	NUM
ejif-1747	147	24	con	con	NOUN
ejif-1747	147	25	-	-	PUNCT
ejif-1747	147	26	tracts	tract	NOUN
ejif-1747	147	27	namely	namely	ADV
ejif-1747	147	28	;	;	PUNCT
ejif-1747	147	29	musharakah	musharakah	PROPN
ejif-1747	147	30	,	,	PUNCT
ejif-1747	147	31	ijarah	ijarah	PROPN
ejif-1747	147	32	and	and	CCONJ
ejif-1747	147	33	bay	bay	NOUN
ejif-1747	147	34	’	'	PUNCT
ejif-1747	147	35	.	.	PUNCT
ejif-1747	148	1	it	it	PRON
ejif-1747	148	2	also	also	ADV
ejif-1747	148	3	refers	refer	VERB
ejif-1747	148	4	to	to	ADP
ejif-1747	148	5	the	the	DET
ejif-1747	148	6	purchase	purchase	NOUN
ejif-1747	148	7	of	of	ADP
ejif-1747	148	8	bank	bank	NOUN
ejif-1747	148	9	’s	’s	PART
ejif-1747	148	10	share	share	NOUN
ejif-1747	148	11	of	of	ADP
ejif-1747	148	12	usu	usu	NOUN
ejif-1747	148	13	-	-	NOUN
ejif-1747	148	14	fruct	fruct	NOUN
ejif-1747	148	15	of	of	ADP
ejif-1747	148	16	such	such	ADJ
ejif-1747	148	17	property	property	NOUN
ejif-1747	148	18	to	to	ADP
ejif-1747	148	19	the	the	DET
ejif-1747	148	20	customer	customer	NOUN
ejif-1747	148	21	where	where	SCONJ
ejif-1747	148	22	the	the	DET
ejif-1747	148	23	share	share	PROPN
ejif-1747	148	24	bof	bof	PROPN
ejif-1747	148	25	rental	rental	PROPN
ejif-1747	148	26	for	for	ADP
ejif-1747	148	27	the	the	DET
ejif-1747	148	28	customer	customer	NOUN
ejif-1747	148	29	increases	increase	VERB
ejif-1747	148	30	until	until	ADP
ejif-1747	148	31	maturity	maturity	NOUN
ejif-1747	148	32	.	.	PUNCT
ejif-1747	149	1	as	as	ADP
ejif-1747	149	2	of	of	ADP
ejif-1747	149	3	now	now	ADV
ejif-1747	149	4	,	,	PUNCT
ejif-1747	149	5	rental	rental	ADJ
ejif-1747	149	6	rate	rate	NOUN
ejif-1747	149	7	determinations	determination	NOUN
ejif-1747	149	8	that	that	PRON
ejif-1747	149	9	comply	comply	VERB
ejif-1747	149	10	with	with	ADP
ejif-1747	149	11	the	the	DET
ejif-1747	149	12	tenets	tenet	NOUN
ejif-1747	149	13	of	of	ADP
ejif-1747	149	14	sharia	sharia	PROPN
ejif-1747	149	15	remain	remain	VERB
ejif-1747	149	16	un	un	ADJ
ejif-1747	149	17	-	-	VERB
ejif-1747	149	18	resolved	resolved	ADJ
ejif-1747	149	19	.	.	PUNCT
ejif-1747	150	1	there	there	PRON
ejif-1747	150	2	is	be	VERB
ejif-1747	150	3	no	no	DET
ejif-1747	150	4	such	such	ADJ
ejif-1747	150	5	consensus	consensus	NOUN
ejif-1747	150	6	on	on	ADP
ejif-1747	150	7	how	how	SCONJ
ejif-1747	150	8	to	to	PART
ejif-1747	150	9	determine	determine	VERB
ejif-1747	150	10	islamic	islamic	ADJ
ejif-1747	150	11	rental	rental	ADJ
ejif-1747	150	12	rate	rate	NOUN
ejif-1747	150	13	.	.	PUNCT
ejif-1747	151	1	in	in	ADP
ejif-1747	151	2	fact	fact	NOUN
ejif-1747	151	3	,	,	PUNCT
ejif-1747	151	4	it	it	PRON
ejif-1747	151	5	was	be	AUX
ejif-1747	151	6	only	only	ADV
ejif-1747	151	7	a	a	DET
ejif-1747	151	8	suggestion	suggestion	NOUN
ejif-1747	151	9	for	for	ADP
ejif-1747	151	10	future	future	ADJ
ejif-1747	151	11	study	study	NOUN
ejif-1747	151	12	as	as	SCONJ
ejif-1747	151	13	revealed	reveal	VERB
ejif-1747	151	14	by	by	ADP
ejif-1747	151	15	meera	meera	PROPN
ejif-1747	151	16	and	and	CCONJ
ejif-1747	151	17	dzuljastri	dzuljastri	NOUN
ejif-1747	151	18	(	(	PUNCT
ejif-1747	151	19	2005	2005	NUM
ejif-1747	151	20	,	,	PUNCT
ejif-1747	151	21	2009	2009	NUM
ejif-1747	151	22	)	)	PUNCT
ejif-1747	151	23	.	.	PUNCT
ejif-1747	152	1	they	they	PRON
ejif-1747	152	2	acknowl	acknowl	VERB
ejif-1747	152	3	-	-	PUNCT
ejif-1747	152	4	edged	edge	VERB
ejif-1747	152	5	the	the	DET
ejif-1747	152	6	dire	dire	ADJ
ejif-1747	152	7	problem	problem	NOUN
ejif-1747	152	8	of	of	ADP
ejif-1747	152	9	mm	mm	PROPN
ejif-1747	152	10	in	in	ADP
ejif-1747	152	11	rental	rental	ADJ
ejif-1747	152	12	rate	rate	NOUN
ejif-1747	152	13	determination	determination	NOUN
ejif-1747	152	14	since	since	SCONJ
ejif-1747	152	15	most	most	ADJ
ejif-1747	152	16	of	of	ADP
ejif-1747	152	17	countries	country	NOUN
ejif-1747	152	18	which	which	DET
ejif-1747	152	19	adopt	adopt	VERB
ejif-1747	152	20	-	-	PUNCT
ejif-1747	152	21	ed	ed	NOUN
ejif-1747	152	22	mm	mm	PROPN
ejif-1747	152	23	are	be	AUX
ejif-1747	152	24	in	in	ADP
ejif-1747	152	25	fact	fact	NOUN
ejif-1747	152	26	dual	dual	ADJ
ejif-1747	152	27	banking	banking	NOUN
ejif-1747	152	28	system	system	NOUN
ejif-1747	152	29	that	that	PRON
ejif-1747	152	30	always	always	ADV
ejif-1747	152	31	refers	refer	VERB
ejif-1747	152	32	to	to	ADP
ejif-1747	152	33	interest	interest	NOUN
ejif-1747	152	34	rate	rate	NOUN
ejif-1747	152	35	albeit	albeit	SCONJ
ejif-1747	152	36	for	for	ADP
ejif-1747	152	37	small	small	ADJ
ejif-1747	152	38	transac	transac	NOUN
ejif-1747	152	39	-	-	PUNCT
ejif-1747	152	40	tion	tion	NOUN
ejif-1747	152	41	.	.	PUNCT
ejif-1747	153	1	in	in	ADP
ejif-1747	153	2	fact	fact	NOUN
ejif-1747	153	3	,	,	PUNCT
ejif-1747	153	4	iibr	iibr	PROPN
ejif-1747	153	5	(	(	PUNCT
ejif-1747	153	6	international	international	ADJ
ejif-1747	153	7	islamic	islamic	ADJ
ejif-1747	153	8	banking	banking	NOUN
ejif-1747	153	9	rate	rate	NOUN
ejif-1747	153	10	)	)	PUNCT
ejif-1747	153	11	which	which	PRON
ejif-1747	153	12	is	be	AUX
ejif-1747	153	13	currently	currently	ADV
ejif-1747	153	14	adopted	adopt	VERB
ejif-1747	153	15	as	as	ADP
ejif-1747	153	16	reference	reference	NOUN
ejif-1747	153	17	for	for	ADP
ejif-1747	153	18	many	many	ADJ
ejif-1747	153	19	islamic	islamic	ADJ
ejif-1747	153	20	banks	bank	NOUN
ejif-1747	153	21	is	be	AUX
ejif-1747	153	22	dominantly	dominantly	ADV
ejif-1747	153	23	derived	derive	VERB
ejif-1747	153	24	from	from	ADP
ejif-1747	153	25	islamic	islamic	ADJ
ejif-1747	153	26	banking	banking	NOUN
ejif-1747	153	27	that	that	PRON
ejif-1747	153	28	hitherto	hitherto	NOUN
ejif-1747	153	29	confined	confine	VERB
ejif-1747	153	30	its	its	PRON
ejif-1747	153	31	us	us	PROPN
ejif-1747	153	32	-	-	PUNCT
ejif-1747	153	33	age	age	NOUN
ejif-1747	153	34	for	for	ADP
ejif-1747	153	35	certain	certain	ADJ
ejif-1747	153	36	banks	bank	NOUN
ejif-1747	153	37	.	.	PUNCT
ejif-1747	154	1	as	as	ADV
ejif-1747	154	2	long	long	ADV
ejif-1747	154	3	as	as	SCONJ
ejif-1747	154	4	countries	country	NOUN
ejif-1747	154	5	adopt	adopt	VERB
ejif-1747	154	6	dual	dual	ADJ
ejif-1747	154	7	banking	banking	NOUN
ejif-1747	154	8	system	system	NOUN
ejif-1747	154	9	,	,	PUNCT
ejif-1747	154	10	islamic	islamic	ADJ
ejif-1747	154	11	rental	rental	ADJ
ejif-1747	154	12	rate	rate	NOUN
ejif-1747	154	13	wreaks	wreak	VERB
ejif-1747	154	14	dire	dire	ADJ
ejif-1747	154	15	problem	problem	NOUN
ejif-1747	154	16	and	and	CCONJ
ejif-1747	154	17	remains	remain	VERB
ejif-1747	154	18	an	an	DET
ejif-1747	154	19	arduous	arduous	ADJ
ejif-1747	154	20	task	task	NOUN
ejif-1747	154	21	to	to	PART
ejif-1747	154	22	resolve	resolve	VERB
ejif-1747	154	23	.	.	PUNCT
ejif-1747	155	1	in	in	ADP
ejif-1747	155	2	other	other	ADJ
ejif-1747	155	3	words	word	NOUN
ejif-1747	155	4	,	,	PUNCT
ejif-1747	155	5	the	the	DET
ejif-1747	155	6	power	power	NOUN
ejif-1747	155	7	of	of	ADP
ejif-1747	155	8	interest	interest	NOUN
ejif-1747	155	9	rate	rate	NOUN
ejif-1747	155	10	albeit	albeit	SCONJ
ejif-1747	155	11	small	small	ADJ
ejif-1747	155	12	portion	portion	NOUN
ejif-1747	155	13	is	be	AUX
ejif-1747	155	14	still	still	ADV
ejif-1747	155	15	inherent	inherent	ADJ
ejif-1747	155	16	in	in	ADP
ejif-1747	155	17	islamic	islamic	ADJ
ejif-1747	155	18	banking	banking	NOUN
ejif-1747	155	19	system	system	NOUN
ejif-1747	155	20	.	.	PUNCT
ejif-1747	156	1	there	there	PRON
ejif-1747	156	2	are	be	VERB
ejif-1747	156	3	increasing	increase	VERB
ejif-1747	156	4	concerns	concern	NOUN
ejif-1747	156	5	about	about	ADP
ejif-1747	156	6	the	the	DET
ejif-1747	156	7	ability	ability	NOUN
ejif-1747	156	8	of	of	ADP
ejif-1747	156	9	many	many	ADJ
ejif-1747	156	10	stake	stake	NOUN
ejif-1747	156	11	holders	holder	NOUN
ejif-1747	156	12	to	to	PART
ejif-1747	156	13	determine	determine	VERB
ejif-1747	156	14	more	more	ADV
ejif-1747	156	15	appropriate	appropriate	ADJ
ejif-1747	156	16	rental	rental	ADJ
ejif-1747	156	17	rates	rate	NOUN
ejif-1747	156	18	in	in	ADP
ejif-1747	156	19	islamic	islamic	PROPN
ejif-1747	156	20	home	home	NOUN
ejif-1747	156	21	financing	financing	NOUN
ejif-1747	156	22	to	to	PART
ejif-1747	156	23	cater	cater	VERB
ejif-1747	156	24	for	for	ADP
ejif-1747	156	25	more	more	ADJ
ejif-1747	156	26	sharia	sharia	PROPN
ejif-1747	156	27	compliant	compliant	ADJ
ejif-1747	156	28	product	product	NOUN
ejif-1747	156	29	.	.	PUNCT
ejif-1747	157	1	the	the	DET
ejif-1747	157	2	price	price	NOUN
ejif-1747	157	3	of	of	ADP
ejif-1747	157	4	home	home	NOUN
ejif-1747	157	5	financing	financing	NOUN
ejif-1747	157	6	can	can	AUX
ejif-1747	157	7	therefore	therefore	ADV
ejif-1747	157	8	be	be	AUX
ejif-1747	157	9	fairer	fair	ADJ
ejif-1747	157	10	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1747	157	11	ejif	ejif	PROPN
ejif-1747	157	12	–	–	PUNCT
ejif-1747	157	13	european	european	PROPN
ejif-1747	157	14	journal	journal	PROPN
ejif-1747	157	15	of	of	ADP
ejif-1747	157	16	islamic	islamic	PROPN
ejif-1747	157	17	finance	finance	PROPN
ejif-1747	157	18	no	no	DET
ejif-1747	157	19	5	5	NUM
ejif-1747	157	20	,	,	PUNCT
ejif-1747	157	21	june	june	PROPN
ejif-1747	157	22	(	(	PUNCT
ejif-1747	157	23	2016	2016	NUM
ejif-1747	157	24	)	)	PUNCT
ejif-1747	158	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1747	158	2	issn	issn	VERB
ejif-1747	158	3	2421	2421	NUM
ejif-1747	158	4	-	-	SYM
ejif-1747	158	5	2172	2172	NUM
ejif-1747	158	6	5	5	NUM
ejif-1747	158	7	and	and	CCONJ
ejif-1747	158	8	just	just	ADV
ejif-1747	158	9	to	to	ADP
ejif-1747	158	10	the	the	DET
ejif-1747	158	11	consumers	consumer	NOUN
ejif-1747	158	12	.	.	PUNCT
ejif-1747	159	1	price	price	NOUN
ejif-1747	159	2	determination	determination	NOUN
ejif-1747	159	3	to	to	PART
ejif-1747	159	4	yield	yield	VERB
ejif-1747	159	5	more	more	ADV
ejif-1747	159	6	appropriate	appropriate	ADJ
ejif-1747	159	7	components	component	NOUN
ejif-1747	159	8	of	of	ADP
ejif-1747	159	9	rental	rental	ADJ
ejif-1747	159	10	rate	rate	NOUN
ejif-1747	159	11	is	be	AUX
ejif-1747	159	12	an	an	DET
ejif-1747	159	13	imperative	imperative	NOUN
ejif-1747	159	14	that	that	PRON
ejif-1747	159	15	must	must	AUX
ejif-1747	159	16	be	be	AUX
ejif-1747	159	17	preceded	precede	VERB
ejif-1747	159	18	prior	prior	ADV
ejif-1747	159	19	to	to	ADP
ejif-1747	159	20	price	price	NOUN
ejif-1747	159	21	determination	determination	NOUN
ejif-1747	159	22	of	of	ADP
ejif-1747	159	23	home	home	NOUN
ejif-1747	159	24	financing	financing	NOUN
ejif-1747	159	25	.	.	PUNCT
ejif-1747	160	1	the	the	DET
ejif-1747	160	2	time	time	NOUN
ejif-1747	160	3	has	have	AUX
ejif-1747	160	4	come	come	VERB
ejif-1747	160	5	for	for	SCONJ
ejif-1747	160	6	the	the	DET
ejif-1747	160	7	quest	quest	NOUN
ejif-1747	160	8	to	to	PART
ejif-1747	160	9	model	model	VERB
ejif-1747	160	10	a	a	DET
ejif-1747	160	11	structure	structure	NOUN
ejif-1747	160	12	that	that	PRON
ejif-1747	160	13	is	be	AUX
ejif-1747	160	14	totally	totally	ADV
ejif-1747	160	15	free	free	ADJ
ejif-1747	160	16	from	from	ADP
ejif-1747	160	17	any	any	DET
ejif-1747	160	18	unlawful	unlawful	ADJ
ejif-1747	160	19	element	element	NOUN
ejif-1747	160	20	of	of	ADP
ejif-1747	160	21	home	home	NOUN
ejif-1747	160	22	financing	financing	NOUN
ejif-1747	160	23	.	.	PUNCT
ejif-1747	161	1	to	to	PART
ejif-1747	161	2	recapitulate	recapitulate	VERB
ejif-1747	161	3	the	the	DET
ejif-1747	161	4	above	above	ADJ
ejif-1747	161	5	discussion	discussion	NOUN
ejif-1747	161	6	,	,	PUNCT
ejif-1747	161	7	,	,	PUNCT
ejif-1747	161	8	consider	consider	VERB
ejif-1747	161	9	the	the	DET
ejif-1747	161	10	following	follow	VERB
ejif-1747	161	11	formula	formula	NOUN
ejif-1747	161	12	as	as	ADP
ejif-1747	161	13	being	be	AUX
ejif-1747	161	14	practiced	practice	VERB
ejif-1747	161	15	now	now	ADV
ejif-1747	161	16	in	in	ADP
ejif-1747	161	17	mm	mm	PROPN
ejif-1747	161	18	home	home	NOUN
ejif-1747	161	19	financing	financing	NOUN
ejif-1747	161	20	:	:	PUNCT
ejif-1747	161	21	(	(	PUNCT
ejif-1747	161	22	1	1	X
ejif-1747	161	23	)	)	PUNCT
ejif-1747	161	24	where	where	SCONJ
ejif-1747	161	25	:	:	PUNCT
ejif-1747	161	26	rental	rental	ADJ
ejif-1747	161	27	rate	rate	NOUN
ejif-1747	161	28	price	price	NOUN
ejif-1747	161	29	of	of	ADP
ejif-1747	161	30	property	property	NOUN
ejif-1747	161	31	customer	customer	NOUN
ejif-1747	161	32	’s	’s	PART
ejif-1747	161	33	share	share	NOUN
ejif-1747	161	34	equation	equation	NOUN
ejif-1747	161	35	(	(	PUNCT
ejif-1747	161	36	1	1	NUM
ejif-1747	161	37	)	)	PUNCT
ejif-1747	161	38	as	as	SCONJ
ejif-1747	161	39	revealed	reveal	VERB
ejif-1747	161	40	by	by	ADP
ejif-1747	161	41	meera	meera	PROPN
ejif-1747	161	42	and	and	CCONJ
ejif-1747	161	43	dzuljasti	dzuljasti	PROPN
ejif-1747	161	44	(	(	PUNCT
ejif-1747	161	45	2009	2009	NUM
ejif-1747	161	46	)	)	PUNCT
ejif-1747	161	47	merely	merely	ADV
ejif-1747	161	48	gives	give	VERB
ejif-1747	161	49	the	the	DET
ejif-1747	161	50	formula	formula	NOUN
ejif-1747	161	51	to	to	ADP
ejif-1747	161	52	the	the	DET
ejif-1747	161	53	extent	extent	NOUN
ejif-1747	161	54	that	that	PRON
ejif-1747	161	55	x	x	PRON
ejif-1747	161	56	is	be	AUX
ejif-1747	161	57	given	give	VERB
ejif-1747	161	58	with	with	ADP
ejif-1747	161	59	the	the	DET
ejif-1747	161	60	assumption	assumption	NOUN
ejif-1747	161	61	on	on	ADP
ejif-1747	161	62	the	the	DET
ejif-1747	161	63	price	price	NOUN
ejif-1747	161	64	of	of	ADP
ejif-1747	161	65	rental	rental	NOUN
ejif-1747	161	66	.	.	PUNCT
ejif-1747	162	1	this	this	DET
ejif-1747	162	2	formula	formula	NOUN
ejif-1747	162	3	is	be	AUX
ejif-1747	162	4	also	also	ADV
ejif-1747	162	5	being	be	AUX
ejif-1747	162	6	practiced	practice	VERB
ejif-1747	162	7	by	by	ADP
ejif-1747	162	8	bank	bank	NOUN
ejif-1747	162	9	sregardless	sregardless	NOUN
ejif-1747	162	10	of	of	ADP
ejif-1747	162	11	the	the	DET
ejif-1747	162	12	mode	mode	NOUN
ejif-1747	162	13	of	of	ADP
ejif-1747	162	14	financing	financing	NOUN
ejif-1747	162	15	.	.	PUNCT
ejif-1747	163	1	the	the	DET
ejif-1747	163	2	weakness	weakness	NOUN
ejif-1747	163	3	of	of	ADP
ejif-1747	163	4	this	this	DET
ejif-1747	163	5	formula	formula	NOUN
ejif-1747	163	6	is	be	AUX
ejif-1747	163	7	that	that	SCONJ
ejif-1747	163	8	,	,	PUNCT
ejif-1747	163	9	it	it	PRON
ejif-1747	163	10	is	be	AUX
ejif-1747	163	11	unable	unable	ADJ
ejif-1747	163	12	to	to	PART
ejif-1747	163	13	resolve	resolve	VERB
ejif-1747	163	14	the	the	DET
ejif-1747	163	15	existing	exist	VERB
ejif-1747	163	16	issue	issue	NOUN
ejif-1747	163	17	of	of	ADP
ejif-1747	163	18	mm	mm	PROPN
ejif-1747	163	19	in	in	ADP
ejif-1747	163	20	home	home	NOUN
ejif-1747	163	21	financing	financing	NOUN
ejif-1747	163	22	since	since	SCONJ
ejif-1747	163	23	there	there	PRON
ejif-1747	163	24	is	be	VERB
ejif-1747	163	25	no	no	DET
ejif-1747	163	26	alternative	alternative	NOUN
ejif-1747	163	27	thus	thus	ADV
ejif-1747	163	28	far	far	ADJ
ejif-1747	163	29	canreplace	canreplace	NOUN
ejif-1747	163	30	x.	x.	NOUN
ejif-1747	163	31	however	however	ADV
ejif-1747	163	32	,	,	PUNCT
ejif-1747	163	33	by	by	ADP
ejif-1747	163	34	introducing	introduce	VERB
ejif-1747	163	35	new	new	ADJ
ejif-1747	163	36	innovation	innovation	NOUN
ejif-1747	163	37	in	in	ADP
ejif-1747	163	38	mm	mm	PROPN
ejif-1747	163	39	home	home	NOUN
ejif-1747	163	40	financing	financing	NOUN
ejif-1747	163	41	,	,	PUNCT
ejif-1747	163	42	x	x	PRON
ejif-1747	163	43	can	can	AUX
ejif-1747	163	44	be	be	AUX
ejif-1747	163	45	replaced	replace	VERB
ejif-1747	163	46	by	by	ADP
ejif-1747	163	47	rri	rri	PROPN
ejif-1747	163	48	(	(	PUNCT
ejif-1747	163	49	islamic	islamic	ADJ
ejif-1747	163	50	rental	rental	NOUN
ejif-1747	163	51	rate	rate	NOUN
ejif-1747	163	52	)	)	PUNCT
ejif-1747	163	53	where	where	SCONJ
ejif-1747	163	54	this	this	DET
ejif-1747	163	55	paper	paper	NOUN
ejif-1747	163	56	attempts	attempt	VERB
ejif-1747	163	57	to	to	PART
ejif-1747	163	58	propose	propose	VERB
ejif-1747	163	59	a	a	DET
ejif-1747	163	60	new	new	ADJ
ejif-1747	163	61	component	component	NOUN
ejif-1747	163	62	of	of	ADP
ejif-1747	163	63	rental	rental	ADJ
ejif-1747	163	64	rate	rate	NOUN
ejif-1747	163	65	as	as	ADP
ejif-1747	163	66	follow	follow	VERB
ejif-1747	163	67	:	:	PUNCT
ejif-1747	163	68	(	(	PUNCT
ejif-1747	163	69	2	2	X
ejif-1747	163	70	)	)	PUNCT
ejif-1747	163	71	rpi	rpi	NOUN
ejif-1747	163	72	is	be	AUX
ejif-1747	163	73	the	the	DET
ejif-1747	163	74	monthly	monthly	ADJ
ejif-1747	163	75	rental	rental	ADJ
ejif-1747	163	76	price	price	NOUN
ejif-1747	163	77	of	of	ADP
ejif-1747	163	78	the	the	DET
ejif-1747	163	79	property	property	NOUN
ejif-1747	163	80	market	market	NOUN
ejif-1747	163	81	across	across	ADP
ejif-1747	163	82	the	the	DET
ejif-1747	163	83	types	type	NOUN
ejif-1747	163	84	,	,	PUNCT
ejif-1747	164	1	aand	aand	ADJ
ejif-1747	164	2	locations	location	NOUN
ejif-1747	164	3	in	in	ADP
ejif-1747	164	4	a	a	DET
ejif-1747	164	5	specific	specific	ADJ
ejif-1747	164	6	country	country	NOUN
ejif-1747	164	7	.	.	PUNCT
ejif-1747	165	1	rpi	rpi	NOUN
ejif-1747	165	2	measures	measure	NOUN
ejif-1747	165	3	changes	change	NOUN
ejif-1747	165	4	in	in	ADP
ejif-1747	165	5	the	the	DET
ejif-1747	165	6	price	price	NOUN
ejif-1747	165	7	charged	charge	VERB
ejif-1747	165	8	for	for	ADP
ejif-1747	165	9	renting	rent	VERB
ejif-1747	165	10	private	private	ADJ
ejif-1747	165	11	housing	housing	NOUN
ejif-1747	165	12	while	while	SCONJ
ejif-1747	165	13	hpi	hpi	PROPN
ejif-1747	165	14	measures	measure	NOUN
ejif-1747	165	15	average	average	ADJ
ejif-1747	165	16	price	price	NOUN
ejif-1747	165	17	changes	change	NOUN
ejif-1747	165	18	in	in	ADP
ejif-1747	165	19	repeat	repeat	NOUN
ejif-1747	165	20	sales	sale	NOUN
ejif-1747	165	21	or	or	CCONJ
ejif-1747	165	22	re	re	NOUN
ejif-1747	165	23	-	-	NOUN
ejif-1747	165	24	financings	financing	NOUN
ejif-1747	165	25	on	on	ADP
ejif-1747	165	26	the	the	DET
ejif-1747	165	27	same	same	ADJ
ejif-1747	165	28	properties	property	NOUN
ejif-1747	165	29	.	.	PUNCT
ejif-1747	166	1	in	in	ADP
ejif-1747	166	2	order	order	NOUN
ejif-1747	166	3	to	to	PART
ejif-1747	166	4	replace	replace	VERB
ejif-1747	166	5	x	x	PRON
ejif-1747	166	6	,	,	PUNCT
ejif-1747	166	7	the	the	DET
ejif-1747	166	8	new	new	ADJ
ejif-1747	166	9	component	component	NOUN
ejif-1747	166	10	of	of	ADP
ejif-1747	166	11	rental	rental	ADJ
ejif-1747	166	12	rate	rate	NOUN
ejif-1747	166	13	is	be	AUX
ejif-1747	166	14	given	give	VERB
ejif-1747	166	15	as	as	ADP
ejif-1747	166	16	follow	follow	VERB
ejif-1747	166	17	:	:	PUNCT
ejif-1747	166	18	rri	rri	NOUN
ejif-1747	166	19	+	+	NOUN
ejif-1747	166	20	risk	risk	NOUN
ejif-1747	166	21	premium	premium	NOUN
ejif-1747	166	22	+	+	CCONJ
ejif-1747	166	23	overhead	overhead	ADJ
ejif-1747	166	24	expenses	expense	NOUN
ejif-1747	166	25	+	+	CCONJ
ejif-1747	166	26	profit	profit	NOUN
ejif-1747	166	27	margin	margin	NOUN
ejif-1747	166	28	(	(	PUNCT
ejif-1747	166	29	3	3	NUM
ejif-1747	166	30	)	)	PUNCT
ejif-1747	166	31	in	in	ADP
ejif-1747	166	32	this	this	DET
ejif-1747	166	33	case	case	NOUN
ejif-1747	166	34	,	,	PUNCT
ejif-1747	166	35	risk	risk	NOUN
ejif-1747	166	36	premium	premium	NOUN
ejif-1747	166	37	comprises	comprise	NOUN
ejif-1747	166	38	of	of	ADP
ejif-1747	166	39	credit	credit	NOUN
ejif-1747	166	40	risk	risk	NOUN
ejif-1747	166	41	,	,	PUNCT
ejif-1747	166	42	liquidity	liquidity	NOUN
ejif-1747	166	43	risk	risk	NOUN
ejif-1747	166	44	and	and	CCONJ
ejif-1747	166	45	market	market	NOUN
ejif-1747	166	46	risk	risk	NOUN
ejif-1747	166	47	and	and	CCONJ
ejif-1747	166	48	rri	rri	NOUN
ejif-1747	166	49	is	be	AUX
ejif-1747	166	50	given	give	VERB
ejif-1747	166	51	to	to	PART
ejif-1747	166	52	replace	replace	VERB
ejif-1747	166	53	blr	blr	PROPN
ejif-1747	166	54	(	(	PUNCT
ejif-1747	166	55	base	base	NOUN
ejif-1747	166	56	lending	lending	NOUN
ejif-1747	166	57	rate	rate	NOUN
ejif-1747	166	58	)	)	PUNCT
ejif-1747	166	59	as	as	SCONJ
ejif-1747	166	60	practiced	practice	VERB
ejif-1747	166	61	in	in	ADP
ejif-1747	166	62	conventional	conventional	ADJ
ejif-1747	166	63	loan	loan	NOUN
ejif-1747	166	64	.	.	PUNCT
ejif-1747	167	1	risk	risk	NOUN
ejif-1747	167	2	premium	premium	NOUN
ejif-1747	167	3	in	in	ADP
ejif-1747	167	4	this	this	DET
ejif-1747	167	5	case	case	NOUN
ejif-1747	167	6	would	would	AUX
ejif-1747	167	7	be	be	AUX
ejif-1747	167	8	the	the	DET
ejif-1747	167	9	same	same	ADJ
ejif-1747	167	10	as	as	ADP
ejif-1747	167	11	in	in	ADP
ejif-1747	167	12	conventional	conventional	ADJ
ejif-1747	167	13	since	since	SCONJ
ejif-1747	167	14	islamic	islamic	PROPN
ejif-1747	167	15	bank	bank	PROPN
ejif-1747	167	16	also	also	ADV
ejif-1747	167	17	possess	possess	VERB
ejif-1747	167	18	identical	identical	ADJ
ejif-1747	167	19	characteristic	characteristic	NOUN
ejif-1747	167	20	to	to	PART
ejif-1747	167	21	play	play	VERB
ejif-1747	167	22	as	as	ADP
ejif-1747	167	23	financial	financial	ADJ
ejif-1747	167	24	intermediary	intermediary	NOUN
ejif-1747	167	25	.	.	PUNCT
ejif-1747	168	1	however	however	ADV
ejif-1747	168	2	,	,	PUNCT
ejif-1747	168	3	blr	blr	PROPN
ejif-1747	168	4	now	now	ADV
ejif-1747	168	5	still	still	ADV
ejif-1747	168	6	remains	remain	VERB
ejif-1747	168	7	as	as	ADP
ejif-1747	168	8	benchmark	benchmark	NOUN
ejif-1747	168	9	but	but	CCONJ
ejif-1747	168	10	is	be	AUX
ejif-1747	168	11	not	not	PART
ejif-1747	168	12	taken	take	VERB
ejif-1747	168	13	into	into	ADP
ejif-1747	168	14	account	account	NOUN
ejif-1747	168	15	in	in	ADP
ejif-1747	168	16	this	this	DET
ejif-1747	168	17	formula	formula	NOUN
ejif-1747	168	18	due	due	ADP
ejif-1747	168	19	to	to	ADP
ejif-1747	168	20	its	its	PRON
ejif-1747	168	21	prohibition	prohibition	NOUN
ejif-1747	168	22	in	in	ADP
ejif-1747	168	23	shariah	shariah	PROPN
ejif-1747	168	24	..	..	PUNCT
ejif-1747	168	25	equation	equation	NOUN
ejif-1747	168	26	(	(	PUNCT
ejif-1747	168	27	3	3	X
ejif-1747	168	28	)	)	PUNCT
ejif-1747	168	29	resembles	resemble	VERB
ejif-1747	168	30	more	more	ADJ
ejif-1747	168	31	just	just	ADV
ejif-1747	168	32	and	and	CCONJ
ejif-1747	168	33	fairer	fair	ADJ
ejif-1747	168	34	price	price	NOUN
ejif-1747	168	35	for	for	ADP
ejif-1747	168	36	consumer	consumer	NOUN
ejif-1747	168	37	since	since	SCONJ
ejif-1747	168	38	it	it	PRON
ejif-1747	168	39	removes	remove	VERB
ejif-1747	168	40	blr	blr	PROPN
ejif-1747	168	41	.	.	PUNCT
ejif-1747	169	1	the	the	DET
ejif-1747	169	2	output	output	NOUN
ejif-1747	169	3	of	of	ADP
ejif-1747	169	4	this	this	DET
ejif-1747	169	5	formula	formula	NOUN
ejif-1747	169	6	is	be	AUX
ejif-1747	169	7	expected	expect	VERB
ejif-1747	169	8	to	to	PART
ejif-1747	169	9	be	be	AUX
ejif-1747	169	10	more	more	ADV
ejif-1747	169	11	expensive	expensive	ADJ
ejif-1747	169	12	compared	compare	VERB
ejif-1747	169	13	to	to	ADP
ejif-1747	169	14	conventional	conventional	ADJ
ejif-1747	169	15	approach	approach	NOUN
ejif-1747	169	16	but	but	CCONJ
ejif-1747	169	17	deemed	deem	VERB
ejif-1747	169	18	to	to	PART
ejif-1747	169	19	be	be	AUX
ejif-1747	169	20	more	more	ADV
ejif-1747	169	21	islamic	islamic	ADJ
ejif-1747	169	22	.	.	PUNCT
ejif-1747	170	1	in	in	ADP
ejif-1747	170	2	addition	addition	NOUN
ejif-1747	170	3	,	,	PUNCT
ejif-1747	170	4	islamic	islamic	PROPN
ejif-1747	170	5	bank	bank	PROPN
ejif-1747	170	6	still	still	ADV
ejif-1747	170	7	earn	earn	VERB
ejif-1747	170	8	profits	profit	NOUN
ejif-1747	170	9	even	even	ADV
ejif-1747	170	10	in	in	ADP
ejif-1747	170	11	the	the	DET
ejif-1747	170	12	event	event	NOUN
ejif-1747	170	13	of	of	ADP
ejif-1747	170	14	default	default	NOUN
ejif-1747	170	15	payment	payment	NOUN
ejif-1747	170	16	by	by	ADP
ejif-1747	170	17	customer	customer	NOUN
ejif-1747	170	18	.	.	PUNCT
ejif-1747	171	1	the	the	DET
ejif-1747	171	2	issue	issue	NOUN
ejif-1747	171	3	here	here	ADV
ejif-1747	171	4	is	be	AUX
ejif-1747	171	5	whether	whether	SCONJ
ejif-1747	171	6	islamic	islamic	PROPN
ejif-1747	171	7	bank	bank	NOUN
ejif-1747	171	8	can	can	AUX
ejif-1747	171	9	opt	opt	VERB
ejif-1747	171	10	to	to	PART
ejif-1747	171	11	bebetter	bebetter	VERB
ejif-1747	171	12	off	off	ADP
ejif-1747	171	13	without	without	ADP
ejif-1747	171	14	making	make	VERB
ejif-1747	171	15	others	other	NOUN
ejif-1747	171	16	worse	bad	ADJ
ejif-1747	171	17	off	off	ADP
ejif-1747	171	18	(	(	PUNCT
ejif-1747	171	19	externalities	externality	NOUN
ejif-1747	171	20	)	)	PUNCT
ejif-1747	171	21	.	.	PUNCT
ejif-1747	172	1	the	the	DET
ejif-1747	172	2	other	other	ADJ
ejif-1747	172	3	issue	issue	NOUN
ejif-1747	172	4	is	be	AUX
ejif-1747	172	5	whether	whether	SCONJ
ejif-1747	172	6	islamic	islamic	ADJ
ejif-1747	172	7	banks	bank	NOUN
ejif-1747	172	8	are	be	AUX
ejif-1747	172	9	willing	willing	ADJ
ejif-1747	172	10	to	to	PART
ejif-1747	172	11	earn	earn	VERB
ejif-1747	172	12	smaller	small	ADJ
ejif-1747	172	13	profits	profit	NOUN
ejif-1747	172	14	but	but	CCONJ
ejif-1747	172	15	adopts	adopt	VERB
ejif-1747	172	16	full	full	ADJ
ejif-1747	172	17	sharia	sharia	PROPN
ejif-1747	172	18	compliance	compliance	NOUN
ejif-1747	172	19	with	with	ADP
ejif-1747	172	20	higher	high	ADJ
ejif-1747	172	21	profit	profit	NOUN
ejif-1747	172	22	but	but	CCONJ
ejif-1747	172	23	having	have	VERB
ejif-1747	172	24	shariah	shariah	PROPN
ejif-1747	172	25	legality	legality	NOUN
ejif-1747	172	26	issues	issue	NOUN
ejif-1747	172	27	.	.	PUNCT
ejif-1747	173	1	although	although	SCONJ
ejif-1747	173	2	rri	rri	PROPN
ejif-1747	173	3	is	be	AUX
ejif-1747	173	4	additional	additional	ADJ
ejif-1747	173	5	component	component	NOUN
ejif-1747	173	6	to	to	PART
ejif-1747	173	7	replace	replace	VERB
ejif-1747	173	8	blr	blr	PROPN
ejif-1747	173	9	,	,	PUNCT
ejif-1747	173	10	it	it	PRON
ejif-1747	173	11	has	have	VERB
ejif-1747	173	12	to	to	PART
ejif-1747	173	13	undergo	undergo	VERB
ejif-1747	173	14	some	some	DET
ejif-1747	173	15	simulation	simulation	NOUN
ejif-1747	173	16	and	and	CCONJ
ejif-1747	173	17	scenario	scenario	NOUN
ejif-1747	173	18	to	to	PART
ejif-1747	173	19	examine	examine	VERB
ejif-1747	173	20	precisely	precisely	ADV
ejif-1747	173	21	the	the	DET
ejif-1747	173	22	sharia	sharia	PROPN
ejif-1747	173	23	issues	issue	NOUN
ejif-1747	173	24	.	.	PUNCT
ejif-1747	174	1	as	as	SCONJ
ejif-1747	174	2	this	this	DET
ejif-1747	174	3	component	component	NOUN
ejif-1747	174	4	uses	use	VERB
ejif-1747	174	5	indices	index	NOUN
ejif-1747	174	6	,	,	PUNCT
ejif-1747	174	7	there	there	PRON
ejif-1747	174	8	is	be	VERB
ejif-1747	174	9	a	a	DET
ejif-1747	174	10	possibility	possibility	NOUN
ejif-1747	174	11	of	of	ADP
ejif-1747	174	12	loss	loss	NOUN
ejif-1747	174	13	accuracy	accuracy	NOUN
ejif-1747	174	14	.	.	PUNCT
ejif-1747	175	1	prices	price	NOUN
ejif-1747	175	2	and	and	CCONJ
ejif-1747	175	3	rental	rental	NOUN
ejif-1747	175	4	of	of	ADP
ejif-1747	175	5	real	real	ADJ
ejif-1747	175	6	estate	estate	NOUN
ejif-1747	175	7	properties	property	NOUN
ejif-1747	175	8	are	be	AUX
ejif-1747	175	9	sensitive	sensitive	ADJ
ejif-1747	175	10	to	to	ADP
ejif-1747	175	11	many	many	ADJ
ejif-1747	175	12	factors	factor	NOUN
ejif-1747	175	13	.	.	PUNCT
ejif-1747	176	1	even	even	ADV
ejif-1747	176	2	within	within	ADP
ejif-1747	176	3	the	the	DET
ejif-1747	176	4	same	same	ADJ
ejif-1747	176	5	locality	locality	NOUN
ejif-1747	176	6	,	,	PUNCT
ejif-1747	176	7	particular	particular	ADJ
ejif-1747	176	8	location	location	NOUN
ejif-1747	176	9	can	can	AUX
ejif-1747	176	10	affect	affect	VERB
ejif-1747	176	11	prices	price	NOUN
ejif-1747	176	12	and	and	CCONJ
ejif-1747	176	13	rentals	rental	NOUN
ejif-1747	176	14	.	.	PUNCT
ejif-1747	177	1	however	however	ADV
ejif-1747	177	2	,	,	PUNCT
ejif-1747	177	3	these	these	DET
ejif-1747	177	4	changes	change	NOUN
ejif-1747	177	5	can	can	AUX
ejif-1747	177	6	be	be	AUX
ejif-1747	177	7	managed	manage	VERB
ejif-1747	177	8	to	to	PART
ejif-1747	177	9	avoid	avoid	VERB
ejif-1747	177	10	the	the	DET
ejif-1747	177	11	inclusion	inclusion	NOUN
ejif-1747	177	12	of	of	ADP
ejif-1747	177	13	uncertainties	uncertainty	NOUN
ejif-1747	177	14	and	and	CCONJ
ejif-1747	177	15	speculation	speculation	NOUN
ejif-1747	177	16	.	.	PUNCT
ejif-1747	178	1	v.	v.	ADP
ejif-1747	178	2	conclusion	conclusion	NOUN
ejif-1747	178	3	this	this	DET
ejif-1747	178	4	paper	paper	NOUN
ejif-1747	178	5	highlights	highlight	VERB
ejif-1747	178	6	the	the	DET
ejif-1747	178	7	practical	practical	ADJ
ejif-1747	178	8	issue	issue	NOUN
ejif-1747	178	9	of	of	ADP
ejif-1747	178	10	rental	rental	ADJ
ejif-1747	178	11	rate	rate	NOUN
ejif-1747	178	12	to	to	PART
ejif-1747	178	13	wreak	wreak	VERB
ejif-1747	178	14	more	more	ADJ
ejif-1747	178	15	sharia	sharia	PROPN
ejif-1747	178	16	compliant	compliant	ADJ
ejif-1747	178	17	product	product	NOUN
ejif-1747	178	18	in	in	ADP
ejif-1747	178	19	islamic	islamic	ADJ
ejif-1747	178	20	home	home	NOUN
ejif-1747	178	21	financing	financing	NOUN
ejif-1747	178	22	.	.	PUNCT
ejif-1747	179	1	in	in	ADP
ejif-1747	179	2	addition	addition	NOUN
ejif-1747	179	3	,	,	PUNCT
ejif-1747	179	4	this	this	DET
ejif-1747	179	5	paper	paper	NOUN
ejif-1747	179	6	also	also	ADV
ejif-1747	179	7	points	point	VERB
ejif-1747	179	8	out	out	ADP
ejif-1747	179	9	some	some	DET
ejif-1747	179	10	unresolved	unresolved	ADJ
ejif-1747	179	11	issues	issue	NOUN
ejif-1747	179	12	that	that	PRON
ejif-1747	179	13	affect	affect	VERB
ejif-1747	179	14	changes	change	NOUN
ejif-1747	179	15	in	in	ADP
ejif-1747	179	16	rental	rental	ADJ
ejif-1747	179	17	rate	rate	NOUN
ejif-1747	179	18	such	such	ADJ
ejif-1747	179	19	as	as	ADP
ejif-1747	179	20	default	default	NOUN
ejif-1747	179	21	payment	payment	NOUN
ejif-1747	179	22	and	and	CCONJ
ejif-1747	179	23	inconsistency	inconsistency	NOUN
ejif-1747	179	24	of	of	ADP
ejif-1747	179	25	islamic	islamic	ADJ
ejif-1747	179	26	banks	bank	NOUN
ejif-1747	179	27	in	in	ADP
ejif-1747	179	28	the	the	DET
ejif-1747	179	29	imple	imple	NOUN
ejif-1747	179	30	-	-	PUNCT
ejif-1747	179	31	mentation	mentation	NOUN
ejif-1747	179	32	of	of	ADP
ejif-1747	179	33	comprehensive	comprehensive	ADJ
ejif-1747	179	34	mm	mm	PROPN
ejif-1747	179	35	.	.	PUNCT
ejif-1747	180	1	this	this	DET
ejif-1747	180	2	paper	paper	NOUN
ejif-1747	180	3	has	have	AUX
ejif-1747	180	4	proven	prove	VERB
ejif-1747	180	5	that	that	SCONJ
ejif-1747	180	6	current	current	ADJ
ejif-1747	180	7	practice	practice	NOUN
ejif-1747	180	8	of	of	ADP
ejif-1747	180	9	mm	mm	PROPN
ejif-1747	180	10	in	in	ADP
ejif-1747	180	11	islamic	islamic	PROPN
ejif-1747	180	12	bank	bank	PROPN
ejif-1747	180	13	still	still	ADV
ejif-1747	180	14	contains	contain	VERB
ejif-1747	180	15	the	the	DET
ejif-1747	180	16	element	element	NOUN
ejif-1747	180	17	of	of	ADP
ejif-1747	180	18	interest	interest	NOUN
ejif-1747	180	19	particularly	particularly	ADV
ejif-1747	180	20	in	in	ADP
ejif-1747	180	21	determining	determine	VERB
ejif-1747	180	22	rental	rental	ADJ
ejif-1747	180	23	rate	rate	NOUN
ejif-1747	180	24	.	.	PUNCT
ejif-1747	181	1	although	although	SCONJ
ejif-1747	181	2	rental	rental	ADJ
ejif-1747	181	3	rate	rate	NOUN
ejif-1747	181	4	might	might	AUX
ejif-1747	181	5	be	be	AUX
ejif-1747	181	6	affected	affect	VERB
ejif-1747	181	7	by	by	ADP
ejif-1747	181	8	elemenst	elemenst	NOUN
ejif-1747	181	9	of	of	ADP
ejif-1747	181	10	uncertainties	uncertainty	NOUN
ejif-1747	181	11	and	and	CCONJ
ejif-1747	181	12	speculation	speculation	NOUN
ejif-1747	181	13	,	,	PUNCT
ejif-1747	181	14	but	but	CCONJ
ejif-1747	181	15	these	these	DET
ejif-1747	181	16	issues	issue	NOUN
ejif-1747	181	17	can	can	AUX
ejif-1747	181	18	be	be	AUX
ejif-1747	181	19	resolved	resolve	VERB
ejif-1747	181	20	.	.	PUNCT
ejif-1747	182	1	islamic	islamic	PROPN
ejif-1747	182	2	bank	bank	PROPN
ejif-1747	182	3	has	have	VERB
ejif-1747	182	4	to	to	PART
ejif-1747	182	5	be	be	AUX
ejif-1747	182	6	con	con	NOUN
ejif-1747	182	7	-	-	PUNCT
ejif-1747	182	8	sistent	sistent	NOUN
ejif-1747	182	9	with	with	ADP
ejif-1747	182	10	the	the	DET
ejif-1747	182	11	real	real	ADJ
ejif-1747	182	12	value	value	NOUN
ejif-1747	182	13	of	of	ADP
ejif-1747	182	14	mm	mm	PROPN
ejif-1747	182	15	and	and	CCONJ
ejif-1747	182	16	upholding	uphold	VERB
ejif-1747	182	17	the	the	DET
ejif-1747	182	18	spirit	spirit	NOUN
ejif-1747	182	19	of	of	ADP
ejif-1747	182	20	partnership	partnership	NOUN
ejif-1747	182	21	and	and	CCONJ
ejif-1747	182	22	mutual	mutual	ADJ
ejif-1747	182	23	consent	consent	NOUN
ejif-1747	182	24	.	.	PUNCT
ejif-1747	183	1	in	in	ADP
ejif-1747	183	2	the	the	DET
ejif-1747	183	3	event	event	NOUN
ejif-1747	183	4	of	of	ADP
ejif-1747	183	5	default	default	NOUN
ejif-1747	183	6	,	,	PUNCT
ejif-1747	183	7	the	the	DET
ejif-1747	183	8	loss	loss	NOUN
ejif-1747	183	9	that	that	PRON
ejif-1747	183	10	incurred	incur	VERB
ejif-1747	183	11	by	by	ADP
ejif-1747	183	12	the	the	DET
ejif-1747	183	13	customer	customer	NOUN
ejif-1747	183	14	should	should	AUX
ejif-1747	183	15	be	be	AUX
ejif-1747	183	16	shared	share	VERB
ejif-1747	183	17	proportionally	proportionally	ADV
ejif-1747	183	18	with	with	ADP
ejif-1747	183	19	islamic	islamic	PROPN
ejif-1747	183	20	bank	bank	PROPN
ejif-1747	183	21	albeit	albeit	SCONJ
ejif-1747	183	22	fees	fee	NOUN
ejif-1747	183	23	,	,	PUNCT
ejif-1747	183	24	charges	charge	NOUN
ejif-1747	183	25	and	and	CCONJ
ejif-1747	183	26	other	other	ADJ
ejif-1747	183	27	cost	cost	NOUN
ejif-1747	183	28	.	.	PUNCT
ejif-1747	184	1	therefore	therefore	ADV
ejif-1747	184	2	all	all	DET
ejif-1747	184	3	parties	party	NOUN
ejif-1747	184	4	involved	involve	VERB
ejif-1747	184	5	share	share	VERB
ejif-1747	184	6	the	the	DET
ejif-1747	184	7	value	value	NOUN
ejif-1747	184	8	of	of	ADP
ejif-1747	184	9	brotherhood	brotherhood	NOUN
ejif-1747	184	10	,	,	PUNCT
ejif-1747	184	11	partnership	partnership	NOUN
ejif-1747	184	12	and	and	CCONJ
ejif-1747	184	13	mutual	mutual	ADJ
ejif-1747	184	14	understanding	understanding	NOUN
ejif-1747	184	15	and	and	CCONJ
ejif-1747	184	16	consent	consent	NOUN
ejif-1747	184	17	.	.	PUNCT
ejif-1747	185	1	as	as	ADP
ejif-1747	185	2	for	for	ADP
ejif-1747	185	3	rental	rental	ADJ
ejif-1747	185	4	rate	rate	NOUN
ejif-1747	185	5	,	,	PUNCT
ejif-1747	185	6	this	this	DET
ejif-1747	185	7	paper	paper	NOUN
ejif-1747	185	8	has	have	AUX
ejif-1747	185	9	restructured	restructure	VERB
ejif-1747	185	10	a	a	DET
ejif-1747	185	11	new	new	ADJ
ejif-1747	185	12	component	component	NOUN
ejif-1747	185	13	of	of	ADP
ejif-1747	185	14	rental	rental	ADJ
ejif-1747	185	15	rate	rate	NOUN
ejif-1747	185	16	that	that	PRON
ejif-1747	185	17	comprises	comprise	VERB
ejif-1747	185	18	of	of	ADP
ejif-1747	185	19	rental	rental	ADJ
ejif-1747	185	20	price	price	NOUN
ejif-1747	185	21	index	index	NOUN
ejif-1747	185	22	and	and	CCONJ
ejif-1747	185	23	house	house	PROPN
ejif-1747	185	24	price	price	NOUN
ejif-1747	185	25	index	index	NOUN
ejif-1747	185	26	.	.	PUNCT
ejif-1747	186	1	in	in	ADP
ejif-1747	186	2	this	this	DET
ejif-1747	186	3	case	case	NOUN
ejif-1747	186	4	,	,	PUNCT
ejif-1747	186	5	in	in	ADP
ejif-1747	186	6	order	order	NOUN
ejif-1747	186	7	to	to	PART
ejif-1747	186	8	replace	replace	VERB
ejif-1747	186	9	interest	interest	NOUN
ejif-1747	186	10	and	and	CCONJ
ejif-1747	186	11	base	base	NOUN
ejif-1747	186	12	lend	lend	VERB
ejif-1747	186	13	-	-	PUNCT
ejif-1747	186	14	ing	ing	NOUN
ejif-1747	186	15	rate	rate	NOUN
ejif-1747	186	16	(	(	PUNCT
ejif-1747	186	17	blr	blr	PROPN
ejif-1747	186	18	)	)	PUNCT
ejif-1747	186	19	,	,	PUNCT
ejif-1747	186	20	the	the	DET
ejif-1747	186	21	new	new	ADJ
ejif-1747	186	22	structure	structure	NOUN
ejif-1747	186	23	would	would	AUX
ejif-1747	186	24	comprises	comprise	VERB
ejif-1747	186	25	of	of	ADP
ejif-1747	186	26	islamic	islamic	ADJ
ejif-1747	186	27	rental	rental	NOUN
ejif-1747	186	28	rate	rate	NOUN
ejif-1747	186	29	,	,	PUNCT
ejif-1747	186	30	risk	risk	NOUN
ejif-1747	186	31	premium	premium	NOUN
ejif-1747	186	32	,	,	PUNCT
ejif-1747	186	33	over	over	ADP
ejif-1747	186	34	-	-	PUNCT
ejif-1747	186	35	head	head	NOUN
ejif-1747	186	36	expenses	expense	NOUN
ejif-1747	186	37	and	and	CCONJ
ejif-1747	186	38	profit	profit	NOUN
ejif-1747	186	39	margin	margin	NOUN
ejif-1747	186	40	.	.	PUNCT
ejif-1747	187	1	the	the	DET
ejif-1747	187	2	new	new	ADJ
ejif-1747	187	3	price	price	NOUN
ejif-1747	187	4	of	of	ADP
ejif-1747	187	5	this	this	DET
ejif-1747	187	6	component	component	NOUN
ejif-1747	187	7	is	be	AUX
ejif-1747	187	8	expected	expect	VERB
ejif-1747	187	9	to	to	PART
ejif-1747	187	10	yield	yield	VERB
ejif-1747	187	11	more	more	ADJ
ejif-1747	187	12	ex	ex	ADJ
ejif-1747	187	13	-	-	ADJ
ejif-1747	187	14	pensive	pensive	ADJ
ejif-1747	187	15	price	price	NOUN
ejif-1747	187	16	compared	compare	VERB
ejif-1747	187	17	to	to	ADP
ejif-1747	187	18	existing	exist	VERB
ejif-1747	187	19	component	component	NOUN
ejif-1747	187	20	but	but	CCONJ
ejif-1747	187	21	believed	believe	VERB
ejif-1747	187	22	to	to	PART
ejif-1747	187	23	be	be	AUX
ejif-1747	187	24	more	more	ADJ
ejif-1747	187	25	sharia	sharia	PROPN
ejif-1747	187	26	compliant	compliant	ADJ
ejif-1747	187	27	product	product	NOUN
ejif-1747	187	28	.	.	PUNCT
ejif-1747	188	1	however	however	ADV
ejif-1747	188	2	,	,	PUNCT
ejif-1747	188	3	islamic	islamic	PROPN
ejif-1747	188	4	bank	bank	PROPN
ejif-1747	188	5	does	do	AUX
ejif-1747	188	6	not	not	PART
ejif-1747	188	7	incur	incur	VERB
ejif-1747	188	8	any	any	DET
ejif-1747	188	9	lossesbut	lossesbut	NOUN
ejif-1747	188	10	only	only	ADV
ejif-1747	188	11	a	a	DET
ejif-1747	188	12	slight	slight	ADJ
ejif-1747	188	13	change	change	NOUN
ejif-1747	188	14	in	in	ADP
ejif-1747	188	15	profit	profit	NOUN
ejif-1747	188	16	.	.	PUNCT
ejif-1747	189	1	in	in	ADP
ejif-1747	189	2	this	this	DET
ejif-1747	189	3	case	case	NOUN
ejif-1747	189	4	,	,	PUNCT
ejif-1747	189	5	stimulation	stimulation	NOUN
ejif-1747	189	6	by	by	ADP
ejif-1747	189	7	regulators	regulator	NOUN
ejif-1747	189	8	and	and	CCONJ
ejif-1747	189	9	other	other	ADJ
ejif-1747	189	10	relevant	relevant	ADJ
ejif-1747	189	11	stake	stake	NOUN
ejif-1747	189	12	holders	holder	NOUN
ejif-1747	189	13	to	to	PART
ejif-1747	189	14	support	support	VERB
ejif-1747	189	15	islamic	islamic	PROPN
ejif-1747	189	16	bank	bank	PROPN
ejif-1747	189	17	is	be	AUX
ejif-1747	189	18	an	an	DET
ejif-1747	189	19	imperative	imperative	ADJ
ejif-1747	189	20	action	action	NOUN
ejif-1747	189	21	whilst	whilst	SCONJ
ejif-1747	189	22	islamic	islamic	PROPN
ejif-1747	189	23	bank	bank	PROPN
ejif-1747	189	24	attempts	attempt	VERB
ejif-1747	189	25	to	to	PART
ejif-1747	189	26	have	have	VERB
ejif-1747	189	27	more	more	ADJ
ejif-1747	189	28	sharia	sharia	PROPN
ejif-1747	189	29	compliance	compliance	NOUN
ejif-1747	189	30	product	product	NOUN
ejif-1747	189	31	.	.	PUNCT
ejif-1747	190	1	references	reference	NOUN
ejif-1747	190	2	[	[	X
ejif-1747	190	3	1	1	NUM
ejif-1747	190	4	]	]	PUNCT
ejif-1747	190	5	aaoifi	aaoifi	NOUN
ejif-1747	190	6	:	:	PUNCT
ejif-1747	190	7	shari’a	shari’a	NOUN
ejif-1747	190	8	standards	standard	NOUN
ejif-1747	190	9	,	,	PUNCT
ejif-1747	190	10	accounting	accounting	NOUN
ejif-1747	190	11	and	and	CCONJ
ejif-1747	190	12	auditing	auditing	NOUN
ejif-1747	190	13	organization	organization	NOUN
ejif-1747	190	14	for	for	ADP
ejif-1747	190	15	islamic	islamic	ADJ
ejif-1747	190	16	financial	financial	ADJ
ejif-1747	190	17	institutions	institution	NOUN
ejif-1747	190	18	,	,	PUNCT
ejif-1747	190	19	bahrain	bahrain	NOUN
ejif-1747	190	20	,	,	PUNCT
ejif-1747	190	21	2004	2004	NUM
ejif-1747	191	1	[	[	X
ejif-1747	191	2	2	2	NUM
ejif-1747	191	3	]	]	PUNCT
ejif-1747	191	4	can	can	AUX
ejif-1747	191	5	,	,	PUNCT
ejif-1747	191	6	ayse	ayse	PROPN
ejif-1747	191	7	.	.	PUNCT
ejif-1747	192	1	the	the	DET
ejif-1747	192	2	measurement	measurement	NOUN
ejif-1747	192	3	of	of	ADP
ejif-1747	192	4	neighborhood	neighborhood	NOUN
ejif-1747	192	5	dynamics	dynamic	NOUN
ejif-1747	192	6	in	in	ADP
ejif-1747	192	7	urban	urban	ADJ
ejif-1747	192	8	house	house	NOUN
ejif-1747	192	9	prices	price	NOUN
ejif-1747	192	10	,	,	PUNCT
ejif-1747	192	11	economic	economic	ADJ
ejif-1747	192	12	geography	geography	NOUN
ejif-1747	192	13	,	,	PUNCT
ejif-1747	192	14	no	no	INTJ
ejif-1747	192	15	.	.	PROPN
ejif-1747	192	16	66	66	NUM
ejif-1747	192	17	,	,	PUNCT
ejif-1747	192	18	pp	pp	ADJ
ejif-1747	192	19	.	.	PUNCT
ejif-1747	193	1	254	254	NUM
ejif-1747	193	2	-	-	SYM
ejif-1747	193	3	272	272	NUM
ejif-1747	193	4	.	.	PUNCT
ejif-1747	194	1	1990	1990	NUM
ejif-1747	194	2	[	[	X
ejif-1747	194	3	3	3	NUM
ejif-1747	194	4	]	]	X
ejif-1747	194	5	chow	chow	PROPN
ejif-1747	194	6	,	,	PUNCT
ejif-1747	194	7	y.l	y.l	PROPN
ejif-1747	194	8	.	.	PROPN
ejif-1747	194	9	,	,	PUNCT
ejif-1747	194	10	ong	ong	PROPN
ejif-1747	194	11	,	,	PUNCT
ejif-1747	194	12	s.e	s.e	PROPN
ejif-1747	194	13	.	.	PROPN
ejif-1747	194	14	,	,	PUNCT
ejif-1747	194	15	thang	thang	PROPN
ejif-1747	194	16	,	,	PUNCT
ejif-1747	194	17	d.c	d.c	PROPN
ejif-1747	194	18	-	-	PUNCT
ejif-1747	194	19	l.t	l.t	PROPN
ejif-1747	194	20	.	.	PUNCT
ejif-1747	195	1	a	a	DET
ejif-1747	195	2	cointegration	cointegration	NOUN
ejif-1747	195	3	approach	approach	NOUN
ejif-1747	195	4	to	to	ADP
ejif-1747	195	5	understanding	understand	VERB
ejif-1747	195	6	singapore	singapore	PROPN
ejif-1747	195	7	’s	’s	PART
ejif-1747	195	8	industrial	industrial	ADJ
ejif-1747	195	9	space	space	NOUN
ejif-1747	195	10	supply	supply	NOUN
ejif-1747	195	11	,	,	PUNCT
ejif-1747	195	12	journal	journal	NOUN
ejif-1747	195	13	of	of	ADP
ejif-1747	195	14	property	property	NOUN
ejif-1747	195	15	investment	investment	NOUN
ejif-1747	195	16	and	and	CCONJ
ejif-1747	195	17	finance	finance	NOUN
ejif-1747	195	18	,	,	PUNCT
ejif-1747	195	19	vol	vol	NOUN
ejif-1747	195	20	.	.	PROPN
ejif-1747	195	21	20	20	NUM
ejif-1747	195	22	,	,	PUNCT
ejif-1747	195	23	no	no	INTJ
ejif-1747	195	24	.	.	NOUN
ejif-1747	195	25	2	2	NUM
ejif-1747	195	26	,	,	PUNCT
ejif-1747	195	27	pp	pp	ADJ
ejif-1747	195	28	.	.	PUNCT
ejif-1747	196	1	96	96	NUM
ejif-1747	196	2	-	-	SYM
ejif-1747	196	3	115	115	NUM
ejif-1747	196	4	.	.	PUNCT
ejif-1747	197	1	2002	2002	NUM
ejif-1747	198	1	[	[	X
ejif-1747	198	2	4	4	NUM
ejif-1747	198	3	]	]	SYM
ejif-1747	198	4	day	day	NOUN
ejif-1747	198	5	,	,	PUNCT
ejif-1747	198	6	brett	brett	PROPN
ejif-1747	198	7	.	.	PUNCT
ejif-1747	199	1	submarket	submarket	PROPN
ejif-1747	199	2	identification	identification	NOUN
ejif-1747	199	3	in	in	ADP
ejif-1747	199	4	property	property	NOUN
ejif-1747	199	5	markets	market	NOUN
ejif-1747	199	6	:	:	PUNCT
ejif-1747	199	7	a	a	DET
ejif-1747	199	8	hedonic	hedonic	ADJ
ejif-1747	199	9	price	price	NOUN
ejif-1747	199	10	model	model	NOUN
ejif-1747	199	11	for	for	ADP
ejif-1747	199	12	glasgow	glasgow	ADJ
ejif-1747	199	13	,	,	PUNCT
ejif-1747	199	14	cserge	cserge	ADJ
ejif-1747	199	15	working	working	NOUN
ejif-1747	199	16	paper	paper	NOUN
ejif-1747	199	17	edm	edm	PROPN
ejif-1747	199	18	03	03	NUM
ejif-1747	199	19	-	-	SYM
ejif-1747	199	20	09	09	NUM
ejif-1747	199	21	.	.	PUNCT
ejif-1747	199	22	2003	2003	NUM
ejif-1747	200	1	[	[	X
ejif-1747	200	2	5	5	NUM
ejif-1747	200	3	]	]	X
ejif-1747	200	4	hofmann	hofmann	PROPN
ejif-1747	200	5	,	,	PUNCT
ejif-1747	200	6	b.	b.	PROPN
ejif-1747	200	7	bank	bank	PROPN
ejif-1747	200	8	lending	lending	NOUN
ejif-1747	200	9	and	and	CCONJ
ejif-1747	200	10	property	property	NOUN
ejif-1747	200	11	prices	price	NOUN
ejif-1747	200	12	:	:	PUNCT
ejif-1747	200	13	some	some	DET
ejif-1747	200	14	international	international	ADJ
ejif-1747	200	15	evidence	evidence	NOUN
ejif-1747	200	16	,	,	PUNCT
ejif-1747	200	17	work	work	NOUN
ejif-1747	200	18	-	-	PUNCT
ejif-1747	200	19	ing	ing	ADJ
ejif-1747	200	20	paper	paper	NOUN
ejif-1747	200	21	.	.	PUNCT
ejif-1747	201	1	2004	2004	NUM
ejif-1747	202	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1747	202	2	ejif	ejif	PROPN
ejif-1747	202	3	–	–	PUNCT
ejif-1747	202	4	european	european	PROPN
ejif-1747	202	5	journal	journal	PROPN
ejif-1747	202	6	of	of	ADP
ejif-1747	202	7	islamic	islamic	PROPN
ejif-1747	202	8	finance	finance	PROPN
ejif-1747	202	9	no	no	DET
ejif-1747	202	10	5	5	NUM
ejif-1747	202	11	,	,	PUNCT
ejif-1747	202	12	june	june	PROPN
ejif-1747	202	13	(	(	PUNCT
ejif-1747	202	14	2016	2016	NUM
ejif-1747	202	15	)	)	PUNCT
ejif-1747	202	16	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1747	202	17	issn	issn	VERB
ejif-1747	202	18	2421	2421	NUM
ejif-1747	202	19	-	-	SYM
ejif-1747	202	20	2172	2172	NUM
ejif-1747	202	21	6	6	NUM
ejif-1747	202	22	[	[	SYM
ejif-1747	202	23	6	6	NUM
ejif-1747	202	24	]	]	X
ejif-1747	202	25	hui	hui	PROPN
ejif-1747	202	26	,	,	PUNCT
ejif-1747	202	27	e.c.m	e.c.m	ADJ
ejif-1747	202	28	.	.	PROPN
ejif-1747	202	29	,	,	PUNCT
ejif-1747	202	30	yiu	yiu	PROPN
ejif-1747	202	31	,	,	PUNCT
ejif-1747	202	32	c.y	c.y	PROPN
ejif-1747	202	33	and	and	CCONJ
ejif-1747	202	34	yau	yau	PROPN
ejif-1747	202	35	,	,	PUNCT
ejif-1747	202	36	y.	y.	NOUN
ejif-1747	202	37	retail	retail	ADJ
ejif-1747	202	38	properties	property	NOUN
ejif-1747	202	39	in	in	ADP
ejif-1747	202	40	hong	hong	PROPN
ejif-1747	202	41	kong	kong	PROPN
ejif-1747	202	42	:	:	PUNCT
ejif-1747	202	43	a	a	DET
ejif-1747	202	44	rental	rental	ADJ
ejif-1747	202	45	analysis	analysis	NOUN
ejif-1747	202	46	,	,	PUNCT
ejif-1747	202	47	journal	journal	NOUN
ejif-1747	202	48	of	of	ADP
ejif-1747	202	49	property	property	NOUN
ejif-1747	202	50	investment	investment	NOUN
ejif-1747	202	51	and	and	CCONJ
ejif-1747	202	52	finance	finance	NOUN
ejif-1747	202	53	,	,	PUNCT
ejif-1747	202	54	vol	vol	NOUN
ejif-1747	202	55	.	.	PROPN
ejif-1747	202	56	25	25	NUM
ejif-1747	202	57	,	,	PUNCT
ejif-1747	202	58	no.2	no.2	PROPN
ejif-1747	202	59	,	,	PUNCT
ejif-1747	202	60	pp	pp	ADJ
ejif-1747	202	61	.	.	PUNCT
ejif-1747	203	1	136	136	NUM
ejif-1747	203	2	-	-	SYM
ejif-1747	203	3	146	146	NUM
ejif-1747	203	4	,	,	PUNCT
ejif-1747	203	5	2007	2007	NUM
ejif-1747	204	1	[	[	X
ejif-1747	204	2	7	7	X
ejif-1747	204	3	]	]	X
ejif-1747	204	4	ibrahim	ibrahim	PROPN
ejif-1747	204	5	,	,	PUNCT
ejif-1747	204	6	m.f	m.f	PROPN
ejif-1747	204	7	.	.	PROPN
ejif-1747	204	8	,	,	PUNCT
ejif-1747	204	9	cheng	cheng	PROPN
ejif-1747	204	10	,	,	PUNCT
ejif-1747	204	11	f.j	f.j	PROPN
ejif-1747	204	12	.	.	PROPN
ejif-1747	204	13	,	,	PUNCT
ejif-1747	204	14	and	and	CCONJ
ejif-1747	204	15	eng	eng	PROPN
ejif-1747	204	16	,	,	PUNCT
ejif-1747	204	17	k.h	k.h	PROPN
ejif-1747	204	18	.	.	PROPN
ejif-1747	204	19	automated	automate	VERB
ejif-1747	204	20	valuation	valuation	NOUN
ejif-1747	204	21	model	model	NOUN
ejif-1747	204	22	:	:	PUNCT
ejif-1747	204	23	an	an	DET
ejif-1747	204	24	application	application	NOUN
ejif-1747	204	25	to	to	ADP
ejif-1747	204	26	the	the	DET
ejif-1747	204	27	public	public	ADJ
ejif-1747	204	28	housing	housing	NOUN
ejif-1747	204	29	resale	resale	NOUN
ejif-1747	204	30	market	market	NOUN
ejif-1747	204	31	in	in	ADP
ejif-1747	204	32	singapore	singapore	PROPN
ejif-1747	204	33	,	,	PUNCT
ejif-1747	204	34	property	property	NOUN
ejif-1747	204	35	management	management	NOUN
ejif-1747	204	36	,	,	PUNCT
ejif-1747	204	37	vol	vol	NOUN
ejif-1747	204	38	.	.	PROPN
ejif-1747	204	39	23	23	NUM
ejif-1747	204	40	,	,	PUNCT
ejif-1747	204	41	no	no	INTJ
ejif-1747	204	42	.	.	NOUN
ejif-1747	204	43	5	5	NUM
ejif-1747	204	44	,	,	PUNCT
ejif-1747	204	45	pp	pp	ADJ
ejif-1747	204	46	.	.	PUNCT
ejif-1747	205	1	357	357	NUM
ejif-1747	205	2	-	-	SYM
ejif-1747	205	3	373	373	NUM
ejif-1747	205	4	.	.	PUNCT
ejif-1747	205	5	2005	2005	NUM
ejif-1747	206	1	[	[	X
ejif-1747	206	2	8	8	NUM
ejif-1747	206	3	]	]	SYM
ejif-1747	206	4	linz	linz	PROPN
ejif-1747	206	5	,	,	PUNCT
ejif-1747	206	6	stefan	stefan	PROPN
ejif-1747	206	7	and	and	CCONJ
ejif-1747	206	8	behrmann	behrmann	PROPN
ejif-1747	206	9	,	,	PUNCT
ejif-1747	206	10	timm	timm	PROPN
ejif-1747	206	11	.	.	PUNCT
ejif-1747	207	1	using	use	VERB
ejif-1747	207	2	hedonic	hedonic	ADJ
ejif-1747	207	3	pricing	pricing	NOUN
ejif-1747	207	4	for	for	ADP
ejif-1747	207	5	the	the	DET
ejif-1747	207	6	german	german	ADJ
ejif-1747	207	7	house	house	PROPN
ejif-1747	207	8	price	price	PROPN
ejif-1747	207	9	index	index	NOUN
ejif-1747	207	10	,	,	PUNCT
ejif-1747	207	11	available	available	ADJ
ejif-1747	207	12	at	at	ADP
ejif-1747	207	13	:	:	PUNCT
ejif-1747	207	14	malaysian	malaysian	ADJ
ejif-1747	207	15	quarterly	quarterly	ADJ
ejif-1747	207	16	property	property	NOUN
ejif-1747	207	17	market	market	NOUN
ejif-1747	207	18	report	report	NOUN
ejif-1747	207	19	-	-	PUNCT
ejif-1747	207	20	various	various	ADJ
ejif-1747	207	21	issues.2004	issues.2004	PROPN
ejif-1747	208	1	[	[	X
ejif-1747	208	2	9	9	NUM
ejif-1747	208	3	]	]	X
ejif-1747	208	4	marco	marco	PROPN
ejif-1747	208	5	,	,	PUNCT
ejif-1747	208	6	larissa	larissa	PROPN
ejif-1747	208	7	.	.	PUNCT
ejif-1747	209	1	determinants	determinant	NOUN
ejif-1747	209	2	of	of	ADP
ejif-1747	209	3	new	new	PROPN
ejif-1747	209	4	york	york	PROPN
ejif-1747	209	5	city	city	PROPN
ejif-1747	209	6	residential	residential	ADJ
ejif-1747	209	7	rental	rental	NOUN
ejif-1747	209	8	prices	price	NOUN
ejif-1747	209	9	,	,	PUNCT
ejif-1747	209	10	the	the	DET
ejif-1747	209	11	michigan	michigan	PROPN
ejif-1747	209	12	journal	journal	PROPN
ejif-1747	209	13	of	of	ADP
ejif-1747	209	14	business	business	NOUN
ejif-1747	209	15	,	,	PUNCT
ejif-1747	209	16	vol	vol	NOUN
ejif-1747	209	17	.	.	PROPN
ejif-1747	209	18	1	1	NUM
ejif-1747	209	19	,	,	PUNCT
ejif-1747	209	20	no	no	INTJ
ejif-1747	209	21	.	.	NOUN
ejif-1747	209	22	1	1	NUM
ejif-1747	209	23	,	,	PUNCT
ejif-1747	209	24	pp	pp	ADJ
ejif-1747	209	25	.	.	PUNCT
ejif-1747	210	1	61	61	NUM
ejif-1747	210	2	-	-	SYM
ejif-1747	210	3	83	83	NUM
ejif-1747	210	4	,	,	PUNCT
ejif-1747	210	5	2007	2007	NUM
ejif-1747	211	1	[	[	X
ejif-1747	211	2	10	10	NUM
ejif-1747	211	3	]	]	X
ejif-1747	211	4	matysiak	matysiak	PROPN
ejif-1747	211	5	,	,	PUNCT
ejif-1747	211	6	g.	g.	PROPN
ejif-1747	211	7	and	and	CCONJ
ejif-1747	211	8	tsolacos	tsolacos	PROPN
ejif-1747	211	9	,	,	PUNCT
ejif-1747	211	10	s.	s.	PROPN
ejif-1747	211	11	(	(	PUNCT
ejif-1747	211	12	2003	2003	NUM
ejif-1747	211	13	)	)	PUNCT
ejif-1747	211	14	,	,	PUNCT
ejif-1747	211	15	identifying	identify	VERB
ejif-1747	211	16	short	short	ADJ
ejif-1747	211	17	-	-	PUNCT
ejif-1747	211	18	tern	tern	ADJ
ejif-1747	211	19	leading	leading	ADJ
ejif-1747	211	20	indicators	indicator	NOUN
ejif-1747	211	21	for	for	ADP
ejif-1747	211	22	real	real	ADJ
ejif-1747	211	23	estate	estate	NOUN
ejif-1747	211	24	rental	rental	ADJ
ejif-1747	211	25	performance	performance	NOUN
ejif-1747	211	26	,	,	PUNCT
ejif-1747	211	27	journal	journal	NOUN
ejif-1747	211	28	of	of	ADP
ejif-1747	211	29	property	property	NOUN
ejif-1747	211	30	investment	investment	NOUN
ejif-1747	211	31	and	and	CCONJ
ejif-1747	211	32	finance	finance	NOUN
ejif-1747	211	33	,	,	PUNCT
ejif-1747	211	34	vol	vol	NOUN
ejif-1747	211	35	.	.	PROPN
ejif-1747	211	36	21	21	NUM
ejif-1747	211	37	,	,	PUNCT
ejif-1747	211	38	no	no	INTJ
ejif-1747	211	39	.	.	NOUN
ejif-1747	211	40	3	3	NUM
ejif-1747	211	41	,	,	PUNCT
ejif-1747	211	42	pp	pp	ADJ
ejif-1747	211	43	.	.	PUNCT
ejif-1747	212	1	212	212	NUM
ejif-1747	212	2	-	-	SYM
ejif-1747	212	3	232	232	NUM
ejif-1747	212	4	.	.	PUNCT
ejif-1747	212	5	2003	2003	NUM
ejif-1747	213	1	[	[	X
ejif-1747	213	2	11	11	NUM
ejif-1747	213	3	]	]	X
ejif-1747	213	4	meera	meera	PROPN
ejif-1747	213	5	,	,	PUNCT
ejif-1747	213	6	a.k.m	a.k.m	PROPN
ejif-1747	213	7	.	.	PROPN
ejif-1747	213	8	and	and	CCONJ
ejif-1747	213	9	dzuljastri	dzuljastri	NOUN
ejif-1747	213	10	,	,	PUNCT
ejif-1747	213	11	a.r	a.r	PROPN
ejif-1747	213	12	.	.	PROPN
ejif-1747	213	13	islamic	islamic	PROPN
ejif-1747	213	14	home	home	PROPN
ejif-1747	213	15	financing	financing	NOUN
ejif-1747	213	16	through	through	ADP
ejif-1747	213	17	musha	musha	PROPN
ejif-1747	213	18	r̄akah	r̄akah	PROPN
ejif-1747	213	19	mu	mu	PROPN
ejif-1747	213	20	-	-	PUNCT
ejif-1747	213	21	tana	tana	PROPN
ejif-1747	213	22	q̄isah	q̄isah	NOUN
ejif-1747	213	23	and	and	CCONJ
ejif-1747	213	24	al	al	PROPN
ejif-1747	213	25	-	-	PUNCT
ejif-1747	213	26	bay	bay	NOUN
ejif-1747	213	27	’	'	PUNCT
ejif-1747	213	28	bithaman	bithaman	NOUN
ejif-1747	213	29	ajil	ajil	NOUN
ejif-1747	213	30	contracts	contract	NOUN
ejif-1747	213	31	:	:	PUNCT
ejif-1747	213	32	a	a	DET
ejif-1747	213	33	comparative	comparative	ADJ
ejif-1747	213	34	analysis	analysis	NOUN
ejif-1747	213	35	,	,	PUNCT
ejif-1747	213	36	review	review	NOUN
ejif-1747	213	37	of	of	ADP
ejif-1747	213	38	islamic	islamic	ADJ
ejif-1747	213	39	economics	economic	NOUN
ejif-1747	213	40	,	,	PUNCT
ejif-1747	213	41	vol	vol	NOUN
ejif-1747	213	42	.	.	PROPN
ejif-1747	213	43	9	9	NUM
ejif-1747	213	44	no	no	NOUN
ejif-1747	213	45	.	.	NOUN
ejif-1747	213	46	2	2	NUM
ejif-1747	213	47	,	,	PUNCT
ejif-1747	213	48	pp	pp	ADJ
ejif-1747	213	49	.	.	PUNCT
ejif-1747	213	50	530	530	NUM
ejif-1747	213	51	.	.	X
ejif-1747	213	52	2009	2009	NUM
ejif-1747	214	1	[	[	X
ejif-1747	214	2	12	12	NUM
ejif-1747	214	3	]	]	X
ejif-1747	214	4	meera	meera	PROPN
ejif-1747	214	5	,	,	PUNCT
ejif-1747	214	6	a.k.m	a.k.m	PROPN
ejif-1747	214	7	.	.	PROPN
ejif-1747	214	8	and	and	CCONJ
ejif-1747	214	9	dzuljastri	dzuljastri	NOUN
ejif-1747	214	10	,	,	PUNCT
ejif-1747	214	11	a.r	a.r	PROPN
ejif-1747	214	12	.	.	PROPN
ejif-1747	214	13	home	home	NOUN
ejif-1747	214	14	financing	financing	NOUN
ejif-1747	214	15	through	through	ADP
ejif-1747	214	16	the	the	DET
ejif-1747	214	17	musha	musha	PROPN
ejif-1747	214	18	̄	̄	PROPN
ejif-1747	214	19	rakah	rakah	PROPN
ejif-1747	214	20	mutana	mutana	PROPN
ejif-1747	214	21	̄	̄	PROPN
ejif-1747	214	22	qisah	qisah	PROPN
ejif-1747	214	23	contracts	contract	NOUN
ejif-1747	214	24	:	:	PUNCT
ejif-1747	214	25	some	some	DET
ejif-1747	214	26	practical	practical	ADJ
ejif-1747	214	27	issues	issue	NOUN
ejif-1747	214	28	”	"	PUNCT
ejif-1747	214	29	,	,	PUNCT
ejif-1747	214	30	journal	journal	NOUN
ejif-1747	214	31	of	of	ADP
ejif-1747	214	32	king	king	PROPN
ejif-1747	214	33	abdul	abdul	PROPN
ejif-1747	214	34	aziz	aziz	PROPN
ejif-1747	214	35	university	university	PROPN
ejif-1747	214	36	:	:	PUNCT
ejif-1747	214	37	islamic	islamic	PROPN
ejif-1747	214	38	econom	econom	PROPN
ejif-1747	214	39	-	-	PUNCT
ejif-1747	214	40	ics	ics	PROPN
ejif-1747	214	41	.	.	PUNCT
ejif-1747	214	42	,	,	PUNCT
ejif-1747	214	43	vol	vol	NOUN
ejif-1747	214	44	.	.	PROPN
ejif-1747	214	45	22	22	NUM
ejif-1747	215	1	no	no	NOUN
ejif-1747	215	2	.	.	NOUN
ejif-1747	215	3	1	1	NUM
ejif-1747	215	4	,	,	PUNCT
ejif-1747	215	5	pp	pp	ADJ
ejif-1747	215	6	.	.	PUNCT
ejif-1747	216	1	3	3	NUM
ejif-1747	216	2	-	-	SYM
ejif-1747	216	3	27	27	NUM
ejif-1747	216	4	.	.	PUNCT
ejif-1747	216	5	2005	2005	NUM
ejif-1747	217	1	[	[	X
ejif-1747	217	2	13	13	NUM
ejif-1747	217	3	]	]	PUNCT
ejif-1747	217	4	naim	naim	NOUN
ejif-1747	217	5	,	,	PUNCT
ejif-1747	217	6	asmadi	asmadi	PROPN
ejif-1747	217	7	mohamed	mohamed	PROPN
ejif-1747	217	8	.	.	PUNCT
ejif-1747	218	1	purchase	purchase	NOUN
ejif-1747	218	2	undertaking	undertaking	NOUN
ejif-1747	218	3	issues	issue	NOUN
ejif-1747	218	4	in	in	ADP
ejif-1747	218	5	musharakah	musharakah	PROPN
ejif-1747	218	6	mutanaqishah	mutanaqishah	PROPN
ejif-1747	218	7	home	home	NOUN
ejif-1747	218	8	financing	financing	NOUN
ejif-1747	218	9	,	,	PUNCT
ejif-1747	218	10	isra	isra	PROPN
ejif-1747	218	11	international	international	PROPN
ejif-1747	218	12	journal	journal	PROPN
ejif-1747	218	13	of	of	ADP
ejif-1747	218	14	islamic	islamic	PROPN
ejif-1747	218	15	finance	finance	PROPN
ejif-1747	218	16	,	,	PUNCT
ejif-1747	218	17	vol	vol	NOUN
ejif-1747	218	18	.	.	PROPN
ejif-1747	219	1	3	3	NUM
ejif-1747	219	2	,	,	PUNCT
ejif-1747	219	3	issue	issue	NOUN
ejif-1747	219	4	1	1	NUM
ejif-1747	219	5	.	.	NOUN
ejif-1747	219	6	2011	2011	NUM
ejif-1747	220	1	[	[	X
ejif-1747	220	2	14	14	NUM
ejif-1747	220	3	]	]	SYM
ejif-1747	220	4	obaidullah	obaidullah	PROPN
ejif-1747	220	5	,	,	PUNCT
ejif-1747	220	6	m.	m.	NOUN
ejif-1747	220	7	islamic	islamic	PROPN
ejif-1747	220	8	financial	financial	PROPN
ejif-1747	220	9	services	services	PROPN
ejif-1747	220	10	,	,	PUNCT
ejif-1747	220	11	king	king	NOUN
ejif-1747	220	12	abdulazis	abdulazis	PROPN
ejif-1747	220	13	university	university	PROPN
ejif-1747	220	14	,	,	PUNCT
ejif-1747	220	15	jeddah	jeddah	PROPN
ejif-1747	220	16	:	:	PUNCT
ejif-1747	220	17	islamic	islamic	ADJ
ejif-1747	220	18	economics	economics	PROPN
ejif-1747	220	19	research	research	PROPN
ejif-1747	220	20	centre	centre	NOUN
ejif-1747	220	21	,	,	PUNCT
ejif-1747	220	22	2005	2005	NUM
ejif-1747	220	23	[	[	X
ejif-1747	220	24	15	15	NUM
ejif-1747	220	25	]	]	X
ejif-1747	220	26	palmon	palmon	PROPN
ejif-1747	220	27	,	,	PUNCT
ejif-1747	220	28	oded	oded	PROPN
ejif-1747	220	29	,	,	PUNCT
ejif-1747	220	30	smith	smith	PROPN
ejif-1747	220	31	,	,	PUNCT
ejif-1747	220	32	barton	barton	PROPN
ejif-1747	220	33	a.	a.	PROPN
ejif-1747	220	34	and	and	CCONJ
ejif-1747	220	35	sopranzetti	sopranzetti	PROPN
ejif-1747	220	36	,	,	PUNCT
ejif-1747	220	37	b.	b.	PROPN
ejif-1747	220	38	j.	j.	PROPN
ejif-1747	220	39	clustering	cluster	VERB
ejif-1747	220	40	in	in	ADP
ejif-1747	220	41	real	real	ADJ
ejif-1747	220	42	estate	estate	NOUN
ejif-1747	220	43	prices	price	NOUN
ejif-1747	220	44	:	:	PUNCT
ejif-1747	220	45	determinants	determinant	NOUN
ejif-1747	220	46	and	and	CCONJ
ejif-1747	220	47	consequences	consequence	NOUN
ejif-1747	220	48	,	,	PUNCT
ejif-1747	220	49	journal	journal	NOUN
ejif-1747	220	50	of	of	ADP
ejif-1747	220	51	real	real	ADJ
ejif-1747	220	52	estate	estate	NOUN
ejif-1747	220	53	research	research	NOUN
ejif-1747	220	54	,	,	PUNCT
ejif-1747	220	55	pp	pp	ADJ
ejif-1747	220	56	.	.	PUNCT
ejif-1747	221	1	115	115	NUM
ejif-1747	221	2	-	-	SYM
ejif-1747	221	3	136	136	NUM
ejif-1747	221	4	.	.	PUNCT
ejif-1747	222	1	2004	2004	NUM
ejif-1747	223	1	[	[	X
ejif-1747	223	2	16	16	NUM
ejif-1747	223	3	]	]	X
ejif-1747	223	4	rafe	rafe	PROPN
ejif-1747	223	5	haneef	haneef	PROPN
ejif-1747	223	6	,	,	PUNCT
ejif-1747	223	7	sherin	sherin	ADJ
ejif-1747	223	8	kunhibava	kunhibava	NOUN
ejif-1747	223	9	and	and	CCONJ
ejif-1747	223	10	edib	edib	NOUN
ejif-1747	223	11	smolo	smolo	PROPN
ejif-1747	223	12	.	.	PUNCT
ejif-1747	224	1	musharakah	musharakah	PROPN
ejif-1747	224	2	mutanaqisah	mutanaqisah	PROPN
ejif-1747	224	3	and	and	CCONJ
ejif-1747	224	4	legal	legal	ADJ
ejif-1747	224	5	issues	issue	NOUN
ejif-1747	224	6	:	:	PUNCT
ejif-1747	224	7	case	case	NOUN
ejif-1747	224	8	study	study	NOUN
ejif-1747	224	9	of	of	ADP
ejif-1747	224	10	malaysia	malaysia	PROPN
ejif-1747	224	11	”	"	PUNCT
ejif-1747	224	12	.	.	PUNCT
ejif-1747	225	1	isra	isra	PROPN
ejif-1747	225	2	international	international	PROPN
ejif-1747	225	3	journal	journal	PROPN
ejif-1747	225	4	of	of	ADP
ejif-1747	225	5	islamic	islamic	PROPN
ejif-1747	225	6	finance	finance	NOUN
ejif-1747	225	7	,	,	PUNCT
ejif-1747	225	8	2011	2011	NUM
ejif-1747	225	9	.	.	PUNCT
ejif-1747	226	1	[	[	X
ejif-1747	226	2	17	17	NUM
ejif-1747	226	3	]	]	PUNCT
ejif-1747	226	4	smolo	smolo	ADJ
ejif-1747	226	5	,	,	PUNCT
ejif-1747	226	6	edib	edib	PROPN
ejif-1747	226	7	.	.	PROPN
ejif-1747	226	8	,	,	PUNCT
ejif-1747	226	9	hasan	hasan	PROPN
ejif-1747	226	10	,	,	PUNCT
ejif-1747	226	11	m	m	PROPN
ejif-1747	226	12	kabir	kabir	PROPN
ejif-1747	226	13	.	.	PUNCT
ejif-1747	227	1	the	the	DET
ejif-1747	227	2	potentials	potential	NOUN
ejif-1747	227	3	of	of	ADP
ejif-1747	227	4	musha	musha	PROPN
ejif-1747	227	5	̄rakah	̄rakah	PROPN
ejif-1747	227	6	mutana	mutana	PROPN
ejif-1747	227	7	q̄isah	q̄isah	VERB
ejif-1747	227	8	for	for	ADP
ejif-1747	227	9	islamic	islamic	ADJ
ejif-1747	227	10	housing	housing	PROPN
ejif-1747	227	11	finance	finance	PROPN
ejif-1747	227	12	”	"	PUNCT
ejif-1747	227	13	,	,	PUNCT
ejif-1747	227	14	international	international	ADJ
ejif-1747	227	15	journal	journal	NOUN
ejif-1747	227	16	of	of	ADP
ejif-1747	227	17	islamic	islamic	ADJ
ejif-1747	227	18	and	and	CCONJ
ejif-1747	227	19	middle	middle	ADJ
ejif-1747	227	20	eastern	eastern	ADJ
ejif-1747	227	21	finance	finance	NOUN
ejif-1747	227	22	and	and	CCONJ
ejif-1747	227	23	management	management	NOUN
ejif-1747	227	24	,	,	PUNCT
ejif-1747	227	25	vol	vol	NOUN
ejif-1747	227	26	.	.	PROPN
ejif-1747	227	27	4	4	NUM
ejif-1747	228	1	no	no	NOUN
ejif-1747	228	2	.	.	NOUN
ejif-1747	228	3	3	3	NUM
ejif-1747	228	4	pp	pp	NOUN
ejif-1747	228	5	.	.	PUNCT
ejif-1747	229	1	237	237	NUM
ejif-1747	229	2	–	–	PUNCT
ejif-1747	229	3	258	258	NUM
ejif-1747	229	4	,	,	PUNCT
ejif-1747	229	5	2011	2011	NUM
ejif-1747	229	6	[	[	X
ejif-1747	229	7	18	18	NUM
ejif-1747	229	8	]	]	PUNCT
ejif-1747	229	9	tsatsaronis	tsatsaronis	NOUN
ejif-1747	229	10	,	,	PUNCT
ejif-1747	229	11	k	k	PROPN
ejif-1747	229	12	and	and	CCONJ
ejif-1747	229	13	h	h	PROPN
ejif-1747	229	14	zhu	zhu	PROPN
ejif-1747	229	15	.	.	PUNCT
ejif-1747	230	1	what	what	PRON
ejif-1747	230	2	drives	drive	VERB
ejif-1747	230	3	housing	housing	NOUN
ejif-1747	230	4	price	price	NOUN
ejif-1747	230	5	dynamics	dynamic	NOUN
ejif-1747	230	6	:	:	PUNCT
ejif-1747	230	7	cross	cross	ADJ
ejif-1747	230	8	-	-	ADJ
ejif-1747	230	9	country	country	ADJ
ejif-1747	230	10	evi	evi	NOUN
ejif-1747	230	11	-	-	PUNCT
ejif-1747	230	12	dence	dence	NOUN
ejif-1747	230	13	”	"	PUNCT
ejif-1747	230	14	,	,	PUNCT
ejif-1747	230	15	bis	bis	ADJ
ejif-1747	230	16	quarterly	quarterly	ADJ
ejif-1747	230	17	review	review	NOUN
ejif-1747	230	18	,	,	PUNCT
ejif-1747	230	19	march	march	PROPN
ejif-1747	230	20	,	,	PUNCT
ejif-1747	230	21	pp	pp	ADV
ejif-1747	230	22	65	65	NUM
ejif-1747	230	23	-	-	SYM
ejif-1747	230	24	78	78	NUM
ejif-1747	230	25	,	,	PUNCT
ejif-1747	230	26	2004	2004	NUM
ejif-1747	230	27	[	[	X
ejif-1747	230	28	19	19	NUM
ejif-1747	230	29	]	]	SYM
ejif-1747	230	30	usmani	usmani	PROPN
ejif-1747	230	31	,	,	PUNCT
ejif-1747	230	32	muhammad	muhammad	PROPN
ejif-1747	230	33	taqi	taqi	PROPN
ejif-1747	230	34	.	.	PUNCT
ejif-1747	231	1	an	an	DET
ejif-1747	231	2	introduction	introduction	NOUN
ejif-1747	231	3	to	to	ADP
ejif-1747	231	4	islamic	islamic	ADJ
ejif-1747	231	5	finance	finance	NOUN
ejif-1747	231	6	,	,	PUNCT
ejif-1747	231	7	maktab	maktab	PROPN
ejif-1747	231	8	maa’rul	maa’rul	PROPN
ejif-1747	231	9	quran	quran	PROPN
ejif-1747	231	10	,	,	PUNCT
ejif-1747	231	11	karachi	karachi	PROPN
ejif-1747	231	12	-	-	PUNCT
ejif-1747	231	13	pakistan	pakistan	PROPN
ejif-1747	231	14	.	.	PUNCT
ejif-1747	232	1	2004	2004	NUM
ejif-1747	233	1	[	[	X
ejif-1747	233	2	20	20	NUM
ejif-1747	233	3	]	]	PUNCT
ejif-1747	233	4	wahaba	wahaba	PROPN
ejif-1747	233	5	al	al	PROPN
ejif-1747	233	6	-	-	NOUN
ejif-1747	233	7	zuhayli	zuhayli	PROPN
ejif-1747	233	8	.	.	PUNCT
ejif-1747	234	1	islamic	islamic	ADJ
ejif-1747	234	2	jurisprudence	jurisprudence	NOUN
ejif-1747	234	3	and	and	CCONJ
ejif-1747	234	4	its	its	PRON
ejif-1747	234	5	proofs	proof	NOUN
ejif-1747	234	6	”	"	PUNCT
ejif-1747	234	7	,	,	PUNCT
ejif-1747	234	8	dar	dar	PROPN
ejif-1747	234	9	al	al	PROPN
ejif-1747	234	10	-	-	PUNCT
ejif-1747	234	11	fikr	fikr	PROPN
ejif-1747	234	12	,	,	PUNCT
ejif-1747	234	13	p.	p.	NOUN
ejif-1747	234	14	33	33	NUM
ejif-1747	234	15	;	;	PUNCT
ejif-1747	234	16	56	56	NUM
ejif-1747	234	17	.	.	NOUN
ejif-1747	234	18	2003	2003	NUM
ejif-1747	235	1	[	[	X
ejif-1747	235	2	21	21	NUM
ejif-1747	235	3	]	]	SYM
ejif-1747	235	4	yusof	yusof	NOUN
ejif-1747	235	5	,	,	PUNCT
ejif-1747	235	6	rosylin	rosylin	PROPN
ejif-1747	235	7	mohd	mohd	PROPN
ejif-1747	235	8	.	.	PROPN
ejif-1747	235	9	,	,	PUNCT
ejif-1747	235	10	kassim	kassim	PROPN
ejif-1747	235	11	,	,	PUNCT
ejif-1747	235	12	salina	salina	PROPN
ejif-1747	235	13	h.	h.	PROPN
ejif-1747	235	14	,	,	PUNCT
ejif-1747	235	15	majid	majid	PROPN
ejif-1747	235	16	,	,	PUNCT
ejif-1747	235	17	m	m	PROPN
ejif-1747	235	18	shabri	shabri	NOUN
ejif-1747	235	19	abd	abd	PROPN
ejif-1747	235	20	.	.	PROPN
ejif-1747	235	21	,	,	PUNCT
ejif-1747	235	22	hamid	hamid	PROPN
ejif-1747	235	23	,	,	PUNCT
ejif-1747	235	24	zarina	zarina	PROPN
ejif-1747	235	25	.	.	PUNCT
ejif-1747	236	1	mod	mod	PROPN
ejif-1747	236	2	-	-	PUNCT
ejif-1747	236	3	eling	eling	PROPN
ejif-1747	236	4	an	an	DET
ejif-1747	236	5	alternative	alternative	NOUN
ejif-1747	236	6	benchmarking	benchmarke	VERB
ejif-1747	236	7	for	for	ADP
ejif-1747	236	8	home	home	NOUN
ejif-1747	236	9	financing	financing	NOUN
ejif-1747	236	10	:	:	PUNCT
ejif-1747	236	11	a	a	DET
ejif-1747	236	12	comparative	comparative	ADJ
ejif-1747	236	13	analysis	analysis	NOUN
ejif-1747	236	14	between	between	ADP
ejif-1747	236	15	ma	ma	PROPN
ejif-1747	236	16	-	-	PUNCT
ejif-1747	236	17	laysia	laysia	PROPN
ejif-1747	236	18	and	and	CCONJ
ejif-1747	236	19	the	the	DET
ejif-1747	236	20	united	united	ADJ
ejif-1747	236	21	kingdom	kingdom	PROPN
ejif-1747	236	22	,	,	PUNCT
ejif-1747	236	23	final	final	ADJ
ejif-1747	236	24	report	report	NOUN
ejif-1747	236	25	bank	bank	PROPN
ejif-1747	236	26	negara	negara	PROPN
ejif-1747	236	27	malaysia	malaysia	PROPN
ejif-1747	236	28	shari’ah	shari’ah	PROPN
ejif-1747	236	29	research	research	NOUN
ejif-1747	236	30	grant.(unpublished	grant.(unpublishe	VERB
ejif-1747	236	31	)	)	PUNCT
ejif-1747	236	32	.	.	PUNCT
ejif-1747	237	1	2009	2009	NUM
ejif-1747	238	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1747	238	2	ejif	ejif	PROPN
ejif-1747	238	3	–	–	PUNCT
ejif-1747	238	4	european	european	PROPN
ejif-1747	238	5	journal	journal	PROPN
ejif-1747	238	6	of	of	ADP
ejif-1747	238	7	islamic	islamic	PROPN
ejif-1747	238	8	finance	finance	PROPN
ejif-1747	238	9	editorial	editorial	ADJ
ejif-1747	238	10	team	team	NOUN
ejif-1747	238	11	editor	editor	NOUN
ejif-1747	238	12	in	in	ADP
ejif-1747	238	13	chief	chief	ADJ
ejif-1747	238	14	prof	prof	NOUN
ejif-1747	238	15	.	.	PUNCT
ejif-1747	238	16	paolo	paolo	PROPN
ejif-1747	238	17	pietro	pietro	PROPN
ejif-1747	238	18	biancone	biancone	NOUN
ejif-1747	238	19	,	,	PUNCT
ejif-1747	238	20	university	university	PROPN
ejif-1747	238	21	of	of	ADP
ejif-1747	238	22	turin	turin	PROPN
ejif-1747	238	23	,	,	PUNCT
ejif-1747	238	24	italy	italy	PROPN
ejif-1747	238	25	editorial	editorial	PROPN
ejif-1747	238	26	board	board	PROPN
ejif-1747	238	27	prof	prof	PROPN
ejif-1747	238	28	.	.	PUNCT
ejif-1747	239	1	dian	dian	PROPN
ejif-1747	239	2	masyita	masyita	PROPN
ejif-1747	239	3	,	,	PUNCT
ejif-1747	239	4	university	university	NOUN
ejif-1747	239	5	of	of	ADP
ejif-1747	239	6	padjadjaran	padjadjaran	PROPN
ejif-1747	239	7	,	,	PUNCT
ejif-1747	239	8	indonesia	indonesia	PROPN
ejif-1747	239	9	prof	prof	PROPN
ejif-1747	239	10	.	.	PUNCT
ejif-1747	240	1	abdulazeem	abdulazeem	PROPN
ejif-1747	240	2	abozaid	abozaid	PROPN
ejif-1747	240	3	,	,	PUNCT
ejif-1747	240	4	qatar	qatar	PROPN
ejif-1747	240	5	faculty	faculty	NOUN
ejif-1747	240	6	of	of	ADP
ejif-1747	240	7	islamic	islamic	ADJ
ejif-1747	240	8	studies	study	NOUN
ejif-1747	240	9	–	–	PUNCT
ejif-1747	240	10	qatar	qatar	PROPN
ejif-1747	240	11	prof	prof	NOUN
ejif-1747	240	12	.	.	PUNCT
ejif-1747	241	1	ahmad	ahmad	PROPN
ejif-1747	241	2	aref	aref	PROPN
ejif-1747	241	3	almazari	almazari	PROPN
ejif-1747	241	4	,	,	PUNCT
ejif-1747	241	5	king	king	PROPN
ejif-1747	241	6	saud	saud	PROPN
ejif-1747	241	7	university	university	PROPN
ejif-1747	241	8	,	,	PUNCT
ejif-1747	241	9	saudi	saudi	PROPN
ejif-1747	241	10	arabia	arabia	PROPN
ejif-1747	241	11	prof	prof	PROPN
ejif-1747	241	12	.	.	PUNCT
ejif-1747	242	1	nidal	nidal	PROPN
ejif-1747	242	2	a.	a.	PROPN
ejif-1747	242	3	alsayyed	alsayye	VERB
ejif-1747	242	4	,	,	PUNCT
ejif-1747	242	5	inayah	inayah	VERB
ejif-1747	242	6	islamic	islamic	PROPN
ejif-1747	242	7	finance	finance	PROPN
ejif-1747	242	8	research	research	PROPN
ejif-1747	242	9	institute	institute	PROPN
ejif-1747	242	10	,	,	PUNCT
ejif-1747	242	11	usa	usa	PROPN
ejif-1747	242	12	prof	prof	PROPN
ejif-1747	242	13	.	.	PUNCT
ejif-1747	243	1	roberta	roberta	PROPN
ejif-1747	243	2	aluffi	aluffi	PROPN
ejif-1747	243	3	,	,	PUNCT
ejif-1747	243	4	university	university	PROPN
ejif-1747	243	5	of	of	ADP
ejif-1747	243	6	turin	turin	PROPN
ejif-1747	243	7	italy	italy	PROPN
ejif-1747	243	8	prof	prof	PROPN
ejif-1747	243	9	.	.	PUNCT
ejif-1747	244	1	ghassen	ghassen	PROPN
ejif-1747	244	2	bouslama	bouslama	PROPN
ejif-1747	244	3	,	,	PUNCT
ejif-1747	244	4	neoma	neoma	PROPN
ejif-1747	244	5	business	business	PROPN
ejif-1747	244	6	school	school	PROPN
ejif-1747	244	7	campus	campus	NOUN
ejif-1747	244	8	de	de	X
ejif-1747	244	9	reims	reims	X
ejif-1747	244	10	,	,	PUNCT
ejif-1747	244	11	france	france	PROPN
ejif-1747	244	12	prof	prof	PROPN
ejif-1747	244	13	.	.	PUNCT
ejif-1747	245	1	nazam	nazam	PROPN
ejif-1747	245	2	dzolkarnaini	dzolkarnaini	PROPN
ejif-1747	245	3	,	,	PUNCT
ejif-1747	245	4	salford	salford	PROPN
ejif-1747	245	5	university	university	PROPN
ejif-1747	245	6	,	,	PUNCT
ejif-1747	245	7	uk	uk	PROPN
ejif-1747	245	8	prof	prof	PROPN
ejif-1747	245	9	.	.	PUNCT
ejif-1747	246	1	kabir	kabir	PROPN
ejif-1747	246	2	hassan	hassan	PROPN
ejif-1747	246	3	,	,	PUNCT
ejif-1747	246	4	university	university	NOUN
ejif-1747	246	5	of	of	ADP
ejif-1747	246	6	new	new	PROPN
ejif-1747	246	7	orleans	orleans	PROPN
ejif-1747	246	8	,	,	PUNCT
ejif-1747	246	9	usa	usa	PROPN
ejif-1747	246	10	prof	prof	PROPN
ejif-1747	246	11	.	.	PUNCT
ejif-1747	247	1	khaled	khaled	PROPN
ejif-1747	247	2	hussainey	hussainey	PROPN
ejif-1747	247	3	,	,	PUNCT
ejif-1747	247	4	university	university	NOUN
ejif-1747	247	5	of	of	ADP
ejif-1747	247	6	plymouth	plymouth	PROPN
ejif-1747	247	7	,	,	PUNCT
ejif-1747	247	8	uk	uk	PROPN
ejif-1747	247	9	prof	prof	PROPN
ejif-1747	247	10	.	.	PUNCT
ejif-1747	248	1	rifki	rifki	PROPN
ejif-1747	248	2	ismal	ismal	NOUN
ejif-1747	248	3	,	,	PUNCT
ejif-1747	248	4	university	university	NOUN
ejif-1747	248	5	of	of	ADP
ejif-1747	248	6	indonesia	indonesia	PROPN
ejif-1747	248	7	prof	prof	PROPN
ejif-1747	248	8	.	.	PUNCT
ejif-1747	249	1	tariqullah	tariqullah	PROPN
ejif-1747	249	2	khan	khan	PROPN
ejif-1747	249	3	,	,	PUNCT
ejif-1747	249	4	hamad	hamad	PROPN
ejif-1747	249	5	bin	bin	PROPN
ejif-1747	249	6	khalifa	khalifa	PROPN
ejif-1747	249	7	university	university	PROPN
ejif-1747	249	8	,	,	PUNCT
ejif-1747	249	9	qatar	qatar	PROPN
ejif-1747	249	10	prof	prof	PROPN
ejif-1747	249	11	.	.	PROPN
ejif-1747	250	1	ali	ali	PROPN
ejif-1747	250	2	khorshid	khorshid	PROPN
ejif-1747	250	3	,	,	PUNCT
ejif-1747	250	4	icma	icma	NOUN
ejif-1747	250	5	centre	centre	NOUN
ejif-1747	250	6	reading	read	VERB
ejif-1747	250	7	university	university	PROPN
ejif-1747	250	8	uk	uk	PROPN
ejif-1747	250	9	prof	prof	PROPN
ejif-1747	250	10	.	.	PUNCT
ejif-1747	251	1	amir	amir	PROPN
ejif-1747	251	2	kia	kia	PROPN
ejif-1747	251	3	,	,	PUNCT
ejif-1747	251	4	utah	utah	PROPN
ejif-1747	251	5	valley	valley	PROPN
ejif-1747	251	6	university	university	PROPN
ejif-1747	251	7	,	,	PUNCT
ejif-1747	251	8	usa	usa	PROPN
ejif-1747	251	9	prof	prof	PROPN
ejif-1747	251	10	.	.	PUNCT
ejif-1747	252	1	laurent	laurent	PROPN
ejif-1747	252	2	marliere	marliere	ADV
ejif-1747	252	3	,	,	PUNCT
ejif-1747	252	4	université	université	PROPN
ejif-1747	252	5	paris	paris	PROPN
ejif-1747	252	6	-	-	PUNCT
ejif-1747	252	7	dauphine	dauphine	PROPN
ejif-1747	252	8	france	france	PROPN
ejif-1747	252	9	prof	prof	PROPN
ejif-1747	252	10	.	.	PUNCT
ejif-1747	253	1	federica	federica	PROPN
ejif-1747	253	2	miglietta	miglietta	PROPN
ejif-1747	253	3	,	,	PUNCT
ejif-1747	253	4	university	university	NOUN
ejif-1747	253	5	of	of	ADP
ejif-1747	253	6	bari	bari	PROPN
ejif-1747	253	7	italy	italy	PROPN
ejif-1747	253	8	prof	prof	PROPN
ejif-1747	253	9	.	.	PUNCT
ejif-1747	254	1	hakim	hakim	PROPN
ejif-1747	254	2	ben	ben	PROPN
ejif-1747	254	3	othman	othman	PROPN
ejif-1747	254	4	,	,	PUNCT
ejif-1747	254	5	university	university	PROPN
ejif-1747	254	6	of	of	ADP
ejif-1747	254	7	tunis	tunis	PROPN
ejif-1747	254	8	tunisia	tunisia	PROPN
ejif-1747	254	9	prof	prof	PROPN
ejif-1747	254	10	.	.	PUNCT
ejif-1747	255	1	mohamed	mohamed	PROPN
ejif-1747	255	2	ramady	ramady	PROPN
ejif-1747	255	3	,	,	PUNCT
ejif-1747	255	4	king	king	PROPN
ejif-1747	255	5	fahd	fahd	PROPN
ejif-1747	255	6	university	university	PROPN
ejif-1747	255	7	of	of	ADP
ejif-1747	255	8	petroleum	petroleum	NOUN
ejif-1747	255	9	and	and	CCONJ
ejif-1747	255	10	minerals	mineral	NOUN
ejif-1747	255	11	,	,	PUNCT
ejif-1747	256	1	saudi	saudi	PROPN
ejif-1747	256	2	arabia	arabia	PROPN
ejif-1747	256	3	prof	prof	PROPN
ejif-1747	256	4	.	.	PROPN
ejif-1747	256	5	mamunur	mamunur	PROPN
ejif-1747	256	6	rashid	rashid	PROPN
ejif-1747	256	7	,	,	PUNCT
ejif-1747	256	8	nottingham	nottingham	PROPN
ejif-1747	256	9	university	university	PROPN
ejif-1747	256	10	,	,	PUNCT
ejif-1747	256	11	malaysia	malaysia	PROPN
ejif-1747	256	12	prof	prof	PROPN
ejif-1747	256	13	.	.	PUNCT
ejif-1747	257	1	younes	younes	PROPN
ejif-1747	257	2	soualhi	soualhi	PROPN
ejif-1747	257	3	,	,	PUNCT
ejif-1747	257	4	international	international	PROPN
ejif-1747	257	5	islamic	islamic	PROPN
ejif-1747	257	6	university	university	PROPN
ejif-1747	257	7	malaysia	malaysia	PROPN
ejif-1747	257	8	prof	prof	PROPN
ejif-1747	257	9	.	.	PUNCT
ejif-1747	258	1	laurent	laurent	PROPN
ejif-1747	258	2	weill	weill	PROPN
ejif-1747	258	3	,	,	PUNCT
ejif-1747	258	4	university	university	NOUN
ejif-1747	258	5	of	of	ADP
ejif-1747	258	6	strasbourg	strasbourg	PROPN
ejif-1747	258	7	,	,	PUNCT
ejif-1747	258	8	france	france	PROPN