id	sid	tid	token	lemma	pos
ejif-1749	1	1	paper	paper	NOUN
ejif-1749	1	2	title	title	NOUN
ejif-1749	1	3	(	(	PUNCT
ejif-1749	1	4	use	use	NOUN
ejif-1749	1	5	style	style	NOUN
ejif-1749	1	6	:	:	PUNCT
ejif-1749	1	7	paper	paper	NOUN
ejif-1749	1	8	title	title	NOUN
ejif-1749	1	9	)	)	PUNCT
ejif-1749	1	10	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1749	1	11	issn	issn	VERB
ejif-1749	1	12	2421	2421	NUM
ejif-1749	1	13	-	-	SYM
ejif-1749	1	14	2172	2172	NUM
ejif-1749	1	15	1	1	NUM
ejif-1749	1	16	house	house	NOUN
ejif-1749	1	17	price	price	NOUN
ejif-1749	1	18	index	index	NOUN
ejif-1749	1	19	as	as	ADP
ejif-1749	1	20	an	an	DET
ejif-1749	1	21	alternative	alternative	ADJ
ejif-1749	1	22	pricing	pricing	NOUN
ejif-1749	1	23	benchmark	benchmark	NOUN
ejif-1749	1	24	for	for	ADP
ejif-1749	1	25	islamic	islamic	ADJ
ejif-1749	1	26	home	home	NOUN
ejif-1749	1	27	financing	financing	NOUN
ejif-1749	1	28	:	:	PUNCT
ejif-1749	1	29	evidence	evidence	NOUN
ejif-1749	1	30	of	of	ADP
ejif-1749	1	31	malaysia	malaysia	PROPN
ejif-1749	1	32	nur	nur	VERB
ejif-1749	1	33	harena	harena	NOUN
ejif-1749	1	34	redzuan	redzuan	PROPN
ejif-1749	1	35	1	1	NUM
ejif-1749	1	36	,	,	PUNCT
ejif-1749	1	37	salina	salina	PROPN
ejif-1749	1	38	kassim	kassim	PROPN
ejif-1749	1	39	1	1	NUM
ejif-1749	1	40	1	1	NUM
ejif-1749	1	41	institute	institute	NOUN
ejif-1749	1	42	of	of	ADP
ejif-1749	1	43	islamic	islamic	PROPN
ejif-1749	1	44	banking	banking	NOUN
ejif-1749	1	45	and	and	CCONJ
ejif-1749	1	46	finance	finance	NOUN
ejif-1749	1	47	(	(	PUNCT
ejif-1749	1	48	iiibf	iiibf	PROPN
ejif-1749	1	49	)	)	PUNCT
ejif-1749	1	50	,	,	PUNCT
ejif-1749	1	51	international	international	PROPN
ejif-1749	1	52	islamic	islamic	PROPN
ejif-1749	1	53	university	university	PROPN
ejif-1749	1	54	malaysia	malaysia	PROPN
ejif-1749	1	55	(	(	PUNCT
ejif-1749	1	56	iium	iium	NOUN
ejif-1749	1	57	)	)	PUNCT
ejif-1749	1	58	abstract	abstract	NOUN
ejif-1749	1	59	—	—	PUNCT
ejif-1749	1	60	the	the	DET
ejif-1749	1	61	pricing	pricing	NOUN
ejif-1749	1	62	benchmark	benchmark	NOUN
ejif-1749	1	63	is	be	AUX
ejif-1749	1	64	usually	usually	ADV
ejif-1749	1	65	used	use	VERB
ejif-1749	1	66	as	as	ADP
ejif-1749	1	67	a	a	DET
ejif-1749	1	68	guide	guide	NOUN
ejif-1749	1	69	to	to	PART
ejif-1749	1	70	calculate	calculate	VERB
ejif-1749	1	71	the	the	DET
ejif-1749	1	72	rate	rate	NOUN
ejif-1749	1	73	of	of	ADP
ejif-1749	1	74	return	return	NOUN
ejif-1749	1	75	of	of	ADP
ejif-1749	1	76	the	the	DET
ejif-1749	1	77	financing	financing	NOUN
ejif-1749	1	78	.	.	PUNCT
ejif-1749	2	1	in	in	ADP
ejif-1749	2	2	the	the	DET
ejif-1749	2	3	case	case	NOUN
ejif-1749	2	4	of	of	ADP
ejif-1749	2	5	malaysia	malaysia	PROPN
ejif-1749	2	6	,	,	PUNCT
ejif-1749	2	7	it	it	PRON
ejif-1749	2	8	is	be	AUX
ejif-1749	2	9	not	not	PART
ejif-1749	2	10	known	know	VERB
ejif-1749	2	11	whether	whether	SCONJ
ejif-1749	2	12	residential	residential	ADJ
ejif-1749	2	13	property	property	NOUN
ejif-1749	2	14	values	value	NOUN
ejif-1749	2	15	have	have	VERB
ejif-1749	2	16	significant	significant	ADJ
ejif-1749	2	17	relationship	relationship	NOUN
ejif-1749	2	18	with	with	ADP
ejif-1749	2	19	the	the	DET
ejif-1749	2	20	general	general	ADJ
ejif-1749	2	21	performance	performance	NOUN
ejif-1749	2	22	of	of	ADP
ejif-1749	2	23	the	the	DET
ejif-1749	2	24	economy	economy	NOUN
ejif-1749	2	25	.	.	PUNCT
ejif-1749	3	1	we	we	PRON
ejif-1749	3	2	propose	propose	VERB
ejif-1749	3	3	that	that	SCONJ
ejif-1749	3	4	the	the	DET
ejif-1749	3	5	house	house	PROPN
ejif-1749	3	6	price	price	NOUN
ejif-1749	3	7	index	index	NOUN
ejif-1749	3	8	to	to	PART
ejif-1749	3	9	be	be	AUX
ejif-1749	3	10	a	a	DET
ejif-1749	3	11	viable	viable	ADJ
ejif-1749	3	12	benchmark	benchmark	NOUN
ejif-1749	3	13	of	of	ADP
ejif-1749	3	14	the	the	DET
ejif-1749	3	15	real	real	ADJ
ejif-1749	3	16	values	value	NOUN
ejif-1749	3	17	of	of	ADP
ejif-1749	3	18	property	property	NOUN
ejif-1749	3	19	to	to	PART
ejif-1749	3	20	determine	determine	VERB
ejif-1749	3	21	the	the	DET
ejif-1749	3	22	price	price	NOUN
ejif-1749	3	23	of	of	ADP
ejif-1749	3	24	islamic	islamic	ADJ
ejif-1749	3	25	home	home	NOUN
ejif-1749	3	26	financing	financing	NOUN
ejif-1749	3	27	product	product	NOUN
ejif-1749	3	28	.	.	PUNCT
ejif-1749	4	1	this	this	DET
ejif-1749	4	2	study	study	NOUN
ejif-1749	4	3	compares	compare	VERB
ejif-1749	4	4	two	two	NUM
ejif-1749	4	5	models	model	NOUN
ejif-1749	4	6	;	;	PUNCT
ejif-1749	4	7	the	the	DET
ejif-1749	4	8	existing	exist	VERB
ejif-1749	4	9	pricing	pricing	NOUN
ejif-1749	4	10	benchmark	benchmark	NOUN
ejif-1749	4	11	which	which	PRON
ejif-1749	4	12	relies	rely	VERB
ejif-1749	4	13	on	on	ADP
ejif-1749	4	14	interest	interest	NOUN
ejif-1749	4	15	rate	rate	NOUN
ejif-1749	4	16	and	and	CCONJ
ejif-1749	4	17	the	the	DET
ejif-1749	4	18	alternative	alternative	ADJ
ejif-1749	4	19	pricing	pricing	NOUN
ejif-1749	4	20	benchmark	benchmark	NOUN
ejif-1749	4	21	which	which	PRON
ejif-1749	4	22	relies	rely	VERB
ejif-1749	4	23	on	on	ADP
ejif-1749	4	24	the	the	DET
ejif-1749	4	25	house	house	PROPN
ejif-1749	4	26	price	price	NOUN
ejif-1749	4	27	index	index	NOUN
ejif-1749	4	28	.	.	PUNCT
ejif-1749	5	1	it	it	PRON
ejif-1749	5	2	examines	examine	VERB
ejif-1749	5	3	the	the	DET
ejif-1749	5	4	long	long	ADV
ejif-1749	5	5	-	-	PUNCT
ejif-1749	5	6	run	run	NOUN
ejif-1749	5	7	relationship	relationship	NOUN
ejif-1749	5	8	of	of	ADP
ejif-1749	5	9	the	the	DET
ejif-1749	5	10	two	two	NUM
ejif-1749	5	11	benchmark	benchmark	NOUN
ejif-1749	5	12	rates	rate	NOUN
ejif-1749	5	13	with	with	ADP
ejif-1749	5	14	selected	select	VERB
ejif-1749	5	15	macroeconomics	macroeconomic	NOUN
ejif-1749	5	16	variables	variable	NOUN
ejif-1749	5	17	.	.	PUNCT
ejif-1749	6	1	by	by	ADP
ejif-1749	6	2	comparing	compare	VERB
ejif-1749	6	3	the	the	DET
ejif-1749	6	4	interest	interest	NOUN
ejif-1749	6	5	-	-	PUNCT
ejif-1749	6	6	based	base	VERB
ejif-1749	6	7	benchmark	benchmark	NOUN
ejif-1749	6	8	with	with	ADP
ejif-1749	6	9	the	the	DET
ejif-1749	6	10	non	non	ADJ
ejif-1749	6	11	-	-	ADJ
ejif-1749	6	12	interest	interest	ADJ
ejif-1749	6	13	benchmark	benchmark	NOUN
ejif-1749	6	14	,	,	PUNCT
ejif-1749	6	15	this	this	DET
ejif-1749	6	16	study	study	NOUN
ejif-1749	6	17	attempts	attempt	VERB
ejif-1749	6	18	to	to	PART
ejif-1749	6	19	highlight	highlight	VERB
ejif-1749	6	20	the	the	DET
ejif-1749	6	21	sensitivity	sensitivity	NOUN
ejif-1749	6	22	of	of	ADP
ejif-1749	6	23	the	the	DET
ejif-1749	6	24	two	two	NUM
ejif-1749	6	25	benchmarks	benchmark	NOUN
ejif-1749	6	26	to	to	ADP
ejif-1749	6	27	the	the	DET
ejif-1749	6	28	real	real	ADJ
ejif-1749	6	29	economic	economic	ADJ
ejif-1749	6	30	conditions	condition	NOUN
ejif-1749	6	31	.	.	PUNCT
ejif-1749	7	1	focusing	focus	VERB
ejif-1749	7	2	on	on	ADP
ejif-1749	7	3	quarterly	quarterly	ADJ
ejif-1749	7	4	data	datum	NOUN
ejif-1749	7	5	covering	cover	VERB
ejif-1749	7	6	the	the	DET
ejif-1749	7	7	period	period	NOUN
ejif-1749	7	8	from	from	ADP
ejif-1749	7	9	2001	2001	NUM
ejif-1749	7	10	to	to	ADP
ejif-1749	7	11	2014	2014	NUM
ejif-1749	7	12	,	,	PUNCT
ejif-1749	7	13	the	the	DET
ejif-1749	7	14	study	study	NOUN
ejif-1749	7	15	finds	find	VERB
ejif-1749	7	16	that	that	SCONJ
ejif-1749	7	17	the	the	DET
ejif-1749	7	18	non	non	ADJ
ejif-1749	7	19	-	-	ADJ
ejif-1749	7	20	interest	interest	ADJ
ejif-1749	7	21	benchmark	benchmark	NOUN
ejif-1749	7	22	,	,	PUNCT
ejif-1749	7	23	house	house	NOUN
ejif-1749	7	24	price	price	NOUN
ejif-1749	7	25	index	index	NOUN
ejif-1749	7	26	have	have	VERB
ejif-1749	7	27	significant	significant	ADJ
ejif-1749	7	28	long	long	ADJ
ejif-1749	7	29	-	-	PUNCT
ejif-1749	7	30	run	run	NOUN
ejif-1749	7	31	relationships	relationship	NOUN
ejif-1749	7	32	with	with	ADP
ejif-1749	7	33	the	the	DET
ejif-1749	7	34	macroeconomic	macroeconomic	ADJ
ejif-1749	7	35	variables	variable	NOUN
ejif-1749	7	36	.	.	PUNCT
ejif-1749	8	1	it	it	PRON
ejif-1749	8	2	shows	show	VERB
ejif-1749	8	3	that	that	SCONJ
ejif-1749	8	4	this	this	DET
ejif-1749	8	5	alternative	alternative	ADJ
ejif-1749	8	6	benchmark	benchmark	NOUN
ejif-1749	8	7	has	have	VERB
ejif-1749	8	8	the	the	DET
ejif-1749	8	9	connection	connection	NOUN
ejif-1749	8	10	to	to	ADP
ejif-1749	8	11	the	the	DET
ejif-1749	8	12	economic	economic	ADJ
ejif-1749	8	13	movements	movement	NOUN
ejif-1749	8	14	that	that	PRON
ejif-1749	8	15	lead	lead	VERB
ejif-1749	8	16	to	to	ADP
ejif-1749	8	17	the	the	DET
ejif-1749	8	18	stability	stability	NOUN
ejif-1749	8	19	of	of	ADP
ejif-1749	8	20	the	the	DET
ejif-1749	8	21	non	non	ADJ
ejif-1749	8	22	-	-	ADJ
ejif-1749	8	23	interest	interest	ADJ
ejif-1749	8	24	financing	financing	NOUN
ejif-1749	8	25	instruments	instrument	NOUN
ejif-1749	8	26	.	.	PUNCT
ejif-1749	9	1	the	the	DET
ejif-1749	9	2	findings	finding	NOUN
ejif-1749	9	3	of	of	ADP
ejif-1749	9	4	this	this	DET
ejif-1749	9	5	study	study	NOUN
ejif-1749	9	6	would	would	AUX
ejif-1749	9	7	provide	provide	VERB
ejif-1749	9	8	important	important	ADJ
ejif-1749	9	9	insights	insight	NOUN
ejif-1749	9	10	on	on	ADP
ejif-1749	9	11	the	the	DET
ejif-1749	9	12	viability	viability	NOUN
ejif-1749	9	13	of	of	ADP
ejif-1749	9	14	the	the	DET
ejif-1749	9	15	housing	housing	NOUN
ejif-1749	9	16	price	price	NOUN
ejif-1749	9	17	index	index	NOUN
ejif-1749	9	18	as	as	ADP
ejif-1749	9	19	the	the	DET
ejif-1749	9	20	alternatives	alternative	NOUN
ejif-1749	9	21	to	to	ADP
ejif-1749	9	22	benchmark	benchmark	NOUN
ejif-1749	9	23	of	of	ADP
ejif-1749	9	24	the	the	DET
ejif-1749	9	25	islamic	islamic	ADJ
ejif-1749	9	26	financing	financing	NOUN
ejif-1749	9	27	home	home	NOUN
ejif-1749	9	28	financing	financing	NOUN
ejif-1749	9	29	product	product	NOUN
ejif-1749	9	30	.	.	PUNCT
ejif-1749	10	1	this	this	DET
ejif-1749	10	2	study	study	NOUN
ejif-1749	10	3	contributes	contribute	VERB
ejif-1749	10	4	to	to	ADP
ejif-1749	10	5	the	the	DET
ejif-1749	10	6	empirical	empirical	ADJ
ejif-1749	10	7	evidence	evidence	NOUN
ejif-1749	10	8	for	for	ADP
ejif-1749	10	9	the	the	DET
ejif-1749	10	10	feasibility	feasibility	NOUN
ejif-1749	10	11	of	of	ADP
ejif-1749	10	12	adopting	adopt	VERB
ejif-1749	10	13	interest	interest	NOUN
ejif-1749	10	14	-	-	PUNCT
ejif-1749	10	15	free	free	ADJ
ejif-1749	10	16	benchmark	benchmark	NOUN
ejif-1749	10	17	to	to	PART
ejif-1749	10	18	price	price	VERB
ejif-1749	10	19	islamic	islamic	ADJ
ejif-1749	10	20	home	home	NOUN
ejif-1749	10	21	financing	financing	NOUN
ejif-1749	10	22	product	product	NOUN
ejif-1749	10	23	.	.	PUNCT
ejif-1749	11	1	keywords	keyword	NOUN
ejif-1749	11	2	–	–	PUNCT
ejif-1749	11	3	pricing	price	VERB
ejif-1749	11	4	benchmark	benchmark	NOUN
ejif-1749	11	5	,	,	PUNCT
ejif-1749	11	6	islamic	islamic	ADJ
ejif-1749	11	7	home	home	NOUN
ejif-1749	11	8	financing	financing	NOUN
ejif-1749	11	9	,	,	PUNCT
ejif-1749	11	10	house	house	NOUN
ejif-1749	11	11	price	price	NOUN
ejif-1749	11	12	index	index	NOUN
ejif-1749	11	13	.	.	PUNCT
ejif-1749	12	1	i.	i.	PROPN
ejif-1749	12	2	introduction	introduction	NOUN
ejif-1749	12	3	in	in	ADP
ejif-1749	12	4	the	the	DET
ejif-1749	12	5	current	current	ADJ
ejif-1749	12	6	socioeconomic	socioeconomic	ADJ
ejif-1749	12	7	setting	setting	NOUN
ejif-1749	12	8	,	,	PUNCT
ejif-1749	12	9	home	home	NOUN
ejif-1749	12	10	ownership	ownership	NOUN
ejif-1749	12	11	is	be	AUX
ejif-1749	12	12	considered	consider	VERB
ejif-1749	12	13	as	as	ADP
ejif-1749	12	14	a	a	DET
ejif-1749	12	15	form	form	NOUN
ejif-1749	12	16	of	of	ADP
ejif-1749	12	17	basic	basic	ADJ
ejif-1749	12	18	need	need	NOUN
ejif-1749	12	19	for	for	SCONJ
ejif-1749	12	20	human	human	ADJ
ejif-1749	12	21	being	being	NOUN
ejif-1749	12	22	to	to	PART
ejif-1749	12	23	enable	enable	VERB
ejif-1749	12	24	them	they	PRON
ejif-1749	12	25	to	to	PART
ejif-1749	12	26	lead	lead	VERB
ejif-1749	12	27	a	a	DET
ejif-1749	12	28	decent	decent	ADJ
ejif-1749	12	29	life	life	NOUN
ejif-1749	12	30	.	.	PUNCT
ejif-1749	13	1	however	however	ADV
ejif-1749	13	2	,	,	PUNCT
ejif-1749	13	3	due	due	ADP
ejif-1749	13	4	to	to	ADP
ejif-1749	13	5	the	the	DET
ejif-1749	13	6	high	high	ADJ
ejif-1749	13	7	cost	cost	NOUN
ejif-1749	13	8	of	of	ADP
ejif-1749	13	9	housing	housing	NOUN
ejif-1749	13	10	,	,	PUNCT
ejif-1749	13	11	not	not	PART
ejif-1749	13	12	everybody	everybody	PRON
ejif-1749	13	13	can	can	AUX
ejif-1749	13	14	realize	realize	VERB
ejif-1749	13	15	the	the	DET
ejif-1749	13	16	dream	dream	NOUN
ejif-1749	13	17	of	of	ADP
ejif-1749	13	18	owning	own	VERB
ejif-1749	13	19	a	a	DET
ejif-1749	13	20	house	house	NOUN
ejif-1749	13	21	.	.	PUNCT
ejif-1749	14	1	the	the	DET
ejif-1749	14	2	process	process	NOUN
ejif-1749	14	3	of	of	ADP
ejif-1749	14	4	home	home	NOUN
ejif-1749	14	5	ownership	ownership	NOUN
ejif-1749	14	6	can	can	AUX
ejif-1749	14	7	be	be	AUX
ejif-1749	14	8	relatively	relatively	ADV
ejif-1749	14	9	more	more	ADV
ejif-1749	14	10	challenging	challenging	ADJ
ejif-1749	14	11	for	for	ADP
ejif-1749	14	12	the	the	DET
ejif-1749	14	13	observing	observe	VERB
ejif-1749	14	14	muslims	muslim	NOUN
ejif-1749	14	15	who	who	PRON
ejif-1749	14	16	refrain	refrain	VERB
ejif-1749	14	17	from	from	ADP
ejif-1749	14	18	the	the	DET
ejif-1749	14	19	conventional	conventional	ADJ
ejif-1749	14	20	banking	banking	NOUN
ejif-1749	14	21	arrangement	arrangement	NOUN
ejif-1749	14	22	which	which	PRON
ejif-1749	14	23	is	be	AUX
ejif-1749	14	24	based	base	VERB
ejif-1749	14	25	on	on	ADP
ejif-1749	14	26	the	the	DET
ejif-1749	14	27	prohibited	prohibit	VERB
ejif-1749	14	28	element	element	NOUN
ejif-1749	14	29	of	of	ADP
ejif-1749	14	30	interest	interest	NOUN
ejif-1749	14	31	rate	rate	NOUN
ejif-1749	14	32	.	.	PUNCT
ejif-1749	15	1	despite	despite	SCONJ
ejif-1749	15	2	this	this	PRON
ejif-1749	15	3	,	,	PUNCT
ejif-1749	15	4	the	the	DET
ejif-1749	15	5	conventional	conventional	ADJ
ejif-1749	15	6	banking	banking	NOUN
ejif-1749	15	7	home	home	NOUN
ejif-1749	15	8	financing	financing	NOUN
ejif-1749	15	9	products	product	NOUN
ejif-1749	15	10	have	have	AUX
ejif-1749	15	11	been	be	AUX
ejif-1749	15	12	adopted	adopt	VERB
ejif-1749	15	13	for	for	ADP
ejif-1749	15	14	so	so	ADV
ejif-1749	15	15	long	long	ADV
ejif-1749	15	16	in	in	ADP
ejif-1749	15	17	many	many	ADJ
ejif-1749	15	18	countries	country	NOUN
ejif-1749	15	19	since	since	SCONJ
ejif-1749	15	20	the	the	DET
ejif-1749	15	21	money	money	NOUN
ejif-1749	15	22	lending	lending	NOUN
ejif-1749	15	23	model	model	NOUN
ejif-1749	15	24	of	of	ADP
ejif-1749	15	25	conventional	conventional	ADJ
ejif-1749	15	26	finance	finance	NOUN
ejif-1749	15	27	is	be	AUX
ejif-1749	15	28	simple	simple	ADJ
ejif-1749	15	29	.	.	PUNCT
ejif-1749	16	1	in	in	ADP
ejif-1749	16	2	facilitating	facilitate	VERB
ejif-1749	16	3	home	home	NOUN
ejif-1749	16	4	ownership	ownership	NOUN
ejif-1749	16	5	,	,	PUNCT
ejif-1749	16	6	the	the	DET
ejif-1749	16	7	conventional	conventional	ADJ
ejif-1749	16	8	banks	bank	NOUN
ejif-1749	16	9	play	play	VERB
ejif-1749	16	10	the	the	DET
ejif-1749	16	11	role	role	NOUN
ejif-1749	16	12	as	as	ADP
ejif-1749	16	13	an	an	DET
ejif-1749	16	14	intermediary	intermediary	NOUN
ejif-1749	16	15	,	,	PUNCT
ejif-1749	16	16	collecting	collect	VERB
ejif-1749	16	17	funds	fund	NOUN
ejif-1749	16	18	from	from	ADP
ejif-1749	16	19	the	the	DET
ejif-1749	16	20	surplus	surplus	ADJ
ejif-1749	16	21	units	unit	NOUN
ejif-1749	16	22	,	,	PUNCT
ejif-1749	16	23	then	then	ADV
ejif-1749	16	24	allocating	allocate	VERB
ejif-1749	16	25	the	the	DET
ejif-1749	16	26	funds	fund	NOUN
ejif-1749	16	27	to	to	ADP
ejif-1749	16	28	those	those	PRON
ejif-1749	16	29	who	who	PRON
ejif-1749	16	30	wish	wish	VERB
ejif-1749	16	31	to	to	PART
ejif-1749	16	32	purchase	purchase	VERB
ejif-1749	16	33	a	a	DET
ejif-1749	16	34	home	home	NOUN
ejif-1749	16	35	.	.	PUNCT
ejif-1749	17	1	the	the	DET
ejif-1749	17	2	bank	bank	NOUN
ejif-1749	17	3	generates	generate	VERB
ejif-1749	17	4	revenue	revenue	NOUN
ejif-1749	17	5	by	by	ADP
ejif-1749	17	6	requiring	require	VERB
ejif-1749	17	7	payment	payment	NOUN
ejif-1749	17	8	of	of	ADP
ejif-1749	17	9	the	the	DET
ejif-1749	17	10	principal	principal	NOUN
ejif-1749	17	11	with	with	ADP
ejif-1749	17	12	a	a	DET
ejif-1749	17	13	certain	certain	ADJ
ejif-1749	17	14	amount	amount	NOUN
ejif-1749	17	15	of	of	ADP
ejif-1749	17	16	interest	interest	NOUN
ejif-1749	17	17	,	,	PUNCT
ejif-1749	17	18	and	and	CCONJ
ejif-1749	17	19	as	as	ADP
ejif-1749	17	20	a	a	DET
ejif-1749	17	21	precautionary	precautionary	ADJ
ejif-1749	17	22	measure	measure	NOUN
ejif-1749	17	23	,	,	PUNCT
ejif-1749	17	24	the	the	DET
ejif-1749	17	25	bank	bank	NOUN
ejif-1749	17	26	keeps	keep	VERB
ejif-1749	17	27	the	the	DET
ejif-1749	17	28	house	house	NOUN
ejif-1749	17	29	as	as	ADP
ejif-1749	17	30	the	the	DET
ejif-1749	17	31	collateral	collateral	NOUN
ejif-1749	17	32	until	until	SCONJ
ejif-1749	17	33	the	the	DET
ejif-1749	17	34	loan	loan	NOUN
ejif-1749	17	35	is	be	AUX
ejif-1749	17	36	fully	fully	ADV
ejif-1749	17	37	paid	pay	VERB
ejif-1749	17	38	by	by	ADP
ejif-1749	17	39	the	the	DET
ejif-1749	17	40	customer	customer	NOUN
ejif-1749	17	41	.	.	PUNCT
ejif-1749	18	1	for	for	ADP
ejif-1749	18	2	the	the	DET
ejif-1749	18	3	muslims	muslim	NOUN
ejif-1749	18	4	,	,	PUNCT
ejif-1749	18	5	this	this	DET
ejif-1749	18	6	credit	credit	NOUN
ejif-1749	18	7	arrangement	arrangement	NOUN
ejif-1749	18	8	is	be	AUX
ejif-1749	18	9	prohibited	prohibit	VERB
ejif-1749	18	10	based	base	VERB
ejif-1749	18	11	as	as	ADP
ejif-1749	18	12	interest	interest	NOUN
ejif-1749	18	13	on	on	ADP
ejif-1749	18	14	money	money	NOUN
ejif-1749	18	15	-	-	PUNCT
ejif-1749	18	16	based	base	VERB
ejif-1749	18	17	loan	loan	NOUN
ejif-1749	18	18	is	be	AUX
ejif-1749	18	19	not	not	PART
ejif-1749	18	20	permissible	permissible	ADJ
ejif-1749	18	21	.	.	PUNCT
ejif-1749	19	1	for	for	ADP
ejif-1749	19	2	the	the	DET
ejif-1749	19	3	muslim	muslim	PROPN
ejif-1749	19	4	home	home	NOUN
ejif-1749	19	5	purchasers	purchaser	NOUN
ejif-1749	19	6	who	who	PRON
ejif-1749	19	7	adhere	adhere	VERB
ejif-1749	19	8	to	to	ADP
ejif-1749	19	9	the	the	DET
ejif-1749	19	10	principles	principle	NOUN
ejif-1749	19	11	of	of	ADP
ejif-1749	19	12	shariah	shariah	PROPN
ejif-1749	19	13	,	,	PUNCT
ejif-1749	19	14	the	the	DET
ejif-1749	19	15	conventional	conventional	ADJ
ejif-1749	19	16	home	home	NOUN
ejif-1749	19	17	financing	financing	NOUN
ejif-1749	19	18	is	be	AUX
ejif-1749	19	19	not	not	PART
ejif-1749	19	20	a	a	DET
ejif-1749	19	21	choice	choice	NOUN
ejif-1749	19	22	for	for	ADP
ejif-1749	19	23	them	they	PRON
ejif-1749	19	24	as	as	SCONJ
ejif-1749	19	25	islam	islam	PROPN
ejif-1749	19	26	prohibits	prohibit	VERB
ejif-1749	19	27	the	the	DET
ejif-1749	19	28	payment	payment	NOUN
ejif-1749	19	29	and	and	CCONJ
ejif-1749	19	30	collection	collection	NOUN
ejif-1749	19	31	of	of	ADP
ejif-1749	19	32	riba	riba	PROPN
ejif-1749	19	33	.	.	PUNCT
ejif-1749	20	1	in	in	ADP
ejif-1749	20	2	the	the	DET
ejif-1749	20	3	contemporary	contemporary	ADJ
ejif-1749	20	4	system	system	NOUN
ejif-1749	20	5	,	,	PUNCT
ejif-1749	20	6	riba	riba	PROPN
ejif-1749	20	7	is	be	AUX
ejif-1749	20	8	commonly	commonly	ADV
ejif-1749	20	9	interpreted	interpret	VERB
ejif-1749	20	10	as	as	ADP
ejif-1749	20	11	interest	interest	NOUN
ejif-1749	20	12	.	.	PUNCT
ejif-1749	21	1	the	the	DET
ejif-1749	21	2	shariah	shariah	PROPN
ejif-1749	21	3	also	also	ADV
ejif-1749	21	4	prohibits	prohibit	VERB
ejif-1749	21	5	gharar	gharar	NOUN
ejif-1749	21	6	,	,	PUNCT
ejif-1749	21	7	generally	generally	ADV
ejif-1749	21	8	interpreted	interpret	VERB
ejif-1749	21	9	as	as	ADP
ejif-1749	21	10	excessive	excessive	ADJ
ejif-1749	21	11	uncertainty	uncertainty	NOUN
ejif-1749	21	12	.	.	PUNCT
ejif-1749	22	1	in	in	ADP
ejif-1749	22	2	response	response	NOUN
ejif-1749	22	3	to	to	ADP
ejif-1749	22	4	these	these	DET
ejif-1749	22	5	prohibitions	prohibition	NOUN
ejif-1749	22	6	,	,	PUNCT
ejif-1749	22	7	the	the	DET
ejif-1749	22	8	islamic	islamic	ADJ
ejif-1749	22	9	financial	financial	ADJ
ejif-1749	22	10	institutions	institution	NOUN
ejif-1749	22	11	developed	develop	VERB
ejif-1749	22	12	several	several	ADJ
ejif-1749	22	13	concepts	concept	NOUN
ejif-1749	22	14	of	of	ADP
ejif-1749	22	15	contracts	contract	NOUN
ejif-1749	22	16	for	for	ADP
ejif-1749	22	17	carrying	carry	VERB
ejif-1749	22	18	out	out	ADP
ejif-1749	22	19	interest	interest	NOUN
ejif-1749	22	20	-	-	PUNCT
ejif-1749	22	21	free	free	ADJ
ejif-1749	22	22	home	home	NOUN
ejif-1749	22	23	financing	financing	NOUN
ejif-1749	22	24	transactions	transaction	NOUN
ejif-1749	22	25	.	.	PUNCT
ejif-1749	23	1	however	however	ADV
ejif-1749	23	2	,	,	PUNCT
ejif-1749	23	3	the	the	DET
ejif-1749	23	4	islamic	islamic	ADJ
ejif-1749	23	5	financial	financial	ADJ
ejif-1749	23	6	institutions	institution	NOUN
ejif-1749	23	7	face	face	VERB
ejif-1749	23	8	the	the	DET
ejif-1749	23	9	challenge	challenge	NOUN
ejif-1749	23	10	to	to	PART
ejif-1749	23	11	be	be	AUX
ejif-1749	23	12	creative	creative	ADJ
ejif-1749	23	13	and	and	CCONJ
ejif-1749	23	14	innovative	innovative	ADJ
ejif-1749	23	15	in	in	ADP
ejif-1749	23	16	providing	provide	VERB
ejif-1749	23	17	a	a	DET
ejif-1749	23	18	home	home	NOUN
ejif-1749	23	19	financing	financing	NOUN
ejif-1749	23	20	product	product	NOUN
ejif-1749	23	21	that	that	PRON
ejif-1749	23	22	is	be	AUX
ejif-1749	23	23	both	both	PRON
ejif-1749	23	24	appealing	appeal	VERB
ejif-1749	23	25	(	(	PUNCT
ejif-1749	23	26	in	in	ADP
ejif-1749	23	27	terms	term	NOUN
ejif-1749	23	28	of	of	ADP
ejif-1749	23	29	pricing	pricing	NOUN
ejif-1749	23	30	)	)	PUNCT
ejif-1749	23	31	to	to	ADP
ejif-1749	23	32	the	the	DET
ejif-1749	23	33	muslim	muslim	ADJ
ejif-1749	23	34	customers	customer	NOUN
ejif-1749	23	35	as	as	ADV
ejif-1749	23	36	well	well	ADV
ejif-1749	23	37	as	as	ADP
ejif-1749	23	38	able	able	ADJ
ejif-1749	23	39	to	to	PART
ejif-1749	23	40	fit	fit	VERB
ejif-1749	23	41	into	into	ADP
ejif-1749	23	42	the	the	DET
ejif-1749	23	43	requirements	requirement	NOUN
ejif-1749	23	44	(	(	PUNCT
ejif-1749	23	45	in	in	ADP
ejif-1749	23	46	terms	term	NOUN
ejif-1749	23	47	of	of	ADP
ejif-1749	23	48	free	free	ADJ
ejif-1749	23	49	from	from	ADP
ejif-1749	23	50	the	the	DET
ejif-1749	23	51	prohibited	prohibit	VERB
ejif-1749	23	52	elements	element	NOUN
ejif-1749	23	53	or	or	CCONJ
ejif-1749	23	54	,	,	PUNCT
ejif-1749	23	55	shariah	shariah	PROPN
ejif-1749	23	56	-	-	PUNCT
ejif-1749	23	57	compliant	compliant	NOUN
ejif-1749	23	58	)	)	PUNCT
ejif-1749	23	59	of	of	ADP
ejif-1749	23	60	the	the	DET
ejif-1749	23	61	observing	observe	VERB
ejif-1749	23	62	muslims	muslim	NOUN
ejif-1749	23	63	.	.	PUNCT
ejif-1749	24	1	islamic	islamic	ADJ
ejif-1749	24	2	home	home	NOUN
ejif-1749	24	3	financing	financing	NOUN
ejif-1749	24	4	has	have	AUX
ejif-1749	24	5	been	be	AUX
ejif-1749	24	6	the	the	DET
ejif-1749	24	7	primary	primary	ADJ
ejif-1749	24	8	business	business	NOUN
ejif-1749	24	9	of	of	ADP
ejif-1749	24	10	the	the	DET
ejif-1749	24	11	retail	retail	ADJ
ejif-1749	24	12	islamic	islamic	ADJ
ejif-1749	24	13	banks	bank	NOUN
ejif-1749	25	1	[	[	X
ejif-1749	25	2	22	22	NUM
ejif-1749	25	3	]	]	PUNCT
ejif-1749	25	4	.	.	PUNCT
ejif-1749	26	1	over	over	ADP
ejif-1749	26	2	the	the	DET
ejif-1749	26	3	years	year	NOUN
ejif-1749	26	4	,	,	PUNCT
ejif-1749	26	5	consumers	consumer	NOUN
ejif-1749	26	6	have	have	AUX
ejif-1749	26	7	realized	realize	VERB
ejif-1749	26	8	the	the	DET
ejif-1749	26	9	benefits	benefit	NOUN
ejif-1749	26	10	of	of	ADP
ejif-1749	26	11	using	use	VERB
ejif-1749	26	12	islamic	islamic	ADJ
ejif-1749	26	13	home	home	NOUN
ejif-1749	26	14	financing	financing	NOUN
ejif-1749	26	15	,	,	PUNCT
ejif-1749	26	16	which	which	PRON
ejif-1749	26	17	include	include	VERB
ejif-1749	26	18	shariah	shariah	PROPN
ejif-1749	26	19	-	-	PUNCT
ejif-1749	26	20	compatibility	compatibility	NOUN
ejif-1749	26	21	,	,	PUNCT
ejif-1749	26	22	convenience	convenience	NOUN
ejif-1749	26	23	and	and	CCONJ
ejif-1749	26	24	competitive	competitive	ADJ
ejif-1749	26	25	pricing	pricing	NOUN
ejif-1749	26	26	[	[	X
ejif-1749	26	27	4,2	4,2	NUM
ejif-1749	26	28	]	]	PUNCT
ejif-1749	26	29	.	.	PUNCT
ejif-1749	27	1	for	for	ADP
ejif-1749	27	2	the	the	DET
ejif-1749	27	3	islamic	islamic	ADJ
ejif-1749	27	4	banks	bank	NOUN
ejif-1749	27	5	,	,	PUNCT
ejif-1749	27	6	this	this	DET
ejif-1749	27	7	facility	facility	NOUN
ejif-1749	27	8	is	be	AUX
ejif-1749	27	9	one	one	NUM
ejif-1749	27	10	of	of	ADP
ejif-1749	27	11	the	the	DET
ejif-1749	27	12	main	main	ADJ
ejif-1749	27	13	sources	source	NOUN
ejif-1749	27	14	of	of	ADP
ejif-1749	27	15	income	income	NOUN
ejif-1749	27	16	and	and	CCONJ
ejif-1749	27	17	an	an	DET
ejif-1749	27	18	important	important	ADJ
ejif-1749	27	19	growth	growth	NOUN
ejif-1749	27	20	indicator	indicator	NOUN
ejif-1749	27	21	.	.	PUNCT
ejif-1749	28	1	based	base	VERB
ejif-1749	28	2	on	on	ADP
ejif-1749	28	3	the	the	DET
ejif-1749	28	4	practices	practice	NOUN
ejif-1749	28	5	of	of	ADP
ejif-1749	28	6	the	the	DET
ejif-1749	28	7	islamic	islamic	ADJ
ejif-1749	28	8	financial	financial	ADJ
ejif-1749	28	9	institutions	institution	NOUN
ejif-1749	28	10	globally	globally	ADV
ejif-1749	28	11	,	,	PUNCT
ejif-1749	28	12	islamic	islamic	ADJ
ejif-1749	28	13	home	home	NOUN
ejif-1749	28	14	financing	financing	NOUN
ejif-1749	28	15	is	be	AUX
ejif-1749	28	16	offered	offer	VERB
ejif-1749	28	17	based	base	VERB
ejif-1749	28	18	on	on	ADP
ejif-1749	28	19	the	the	DET
ejif-1749	28	20	concepts	concept	NOUN
ejif-1749	28	21	of	of	ADP
ejif-1749	28	22	sales	sale	NOUN
ejif-1749	28	23	(	(	PUNCT
ejif-1749	28	24	murabahah	murabahah	NOUN
ejif-1749	28	25	)	)	PUNCT
ejif-1749	28	26	,	,	PUNCT
ejif-1749	28	27	diminishing	diminish	VERB
ejif-1749	28	28	partnership	partnership	NOUN
ejif-1749	28	29	equity	equity	NOUN
ejif-1749	28	30	financing	financing	NOUN
ejif-1749	28	31	(	(	PUNCT
ejif-1749	28	32	musharakah	musharakah	PROPN
ejif-1749	28	33	mutanaqisah	mutanaqisah	PROPN
ejif-1749	28	34	)	)	PUNCT
ejif-1749	28	35	and	and	CCONJ
ejif-1749	28	36	lease	lease	NOUN
ejif-1749	28	37	purchase	purchase	NOUN
ejif-1749	28	38	model	model	NOUN
ejif-1749	28	39	(	(	PUNCT
ejif-1749	28	40	ijarah	ijarah	PROPN
ejif-1749	28	41	muntahiya	muntahiya	NOUN
ejif-1749	28	42	bittamlik	bittamlik	NOUN
ejif-1749	28	43	)	)	PUNCT
ejif-1749	28	44	.	.	PUNCT
ejif-1749	29	1	however	however	ADV
ejif-1749	29	2	,	,	PUNCT
ejif-1749	29	3	in	in	ADP
ejif-1749	29	4	all	all	DET
ejif-1749	29	5	these	these	DET
ejif-1749	29	6	contracts	contract	NOUN
ejif-1749	29	7	,	,	PUNCT
ejif-1749	29	8	the	the	DET
ejif-1749	29	9	interest	interest	NOUN
ejif-1749	29	10	rate	rate	NOUN
ejif-1749	29	11	has	have	AUX
ejif-1749	29	12	been	be	AUX
ejif-1749	29	13	adopted	adopt	VERB
ejif-1749	29	14	as	as	ADP
ejif-1749	29	15	the	the	DET
ejif-1749	29	16	pricing	pricing	NOUN
ejif-1749	29	17	benchmark	benchmark	NOUN
ejif-1749	29	18	amid	amid	ADP
ejif-1749	29	19	the	the	DET
ejif-1749	29	20	absence	absence	NOUN
ejif-1749	29	21	of	of	ADP
ejif-1749	29	22	an	an	DET
ejif-1749	29	23	islamic	islamic	ADJ
ejif-1749	29	24	benchmark	benchmark	NOUN
ejif-1749	29	25	rate	rate	NOUN
ejif-1749	29	26	.	.	PUNCT
ejif-1749	30	1	the	the	DET
ejif-1749	30	2	paper	paper	NOUN
ejif-1749	30	3	aims	aim	VERB
ejif-1749	30	4	to	to	PART
ejif-1749	30	5	assess	assess	VERB
ejif-1749	30	6	the	the	DET
ejif-1749	30	7	viability	viability	NOUN
ejif-1749	30	8	of	of	ADP
ejif-1749	30	9	alternative	alternative	ADJ
ejif-1749	30	10	pricing	pricing	NOUN
ejif-1749	30	11	benchmarks	benchmark	NOUN
ejif-1749	30	12	for	for	ADP
ejif-1749	30	13	islamic	islamic	ADJ
ejif-1749	30	14	home	home	NOUN
ejif-1749	30	15	financing	financing	NOUN
ejif-1749	30	16	.	.	PUNCT
ejif-1749	31	1	the	the	DET
ejif-1749	31	2	benchmarks	benchmark	NOUN
ejif-1749	31	3	should	should	AUX
ejif-1749	31	4	be	be	AUX
ejif-1749	31	5	acceptable	acceptable	ADJ
ejif-1749	31	6	from	from	ADP
ejif-1749	31	7	a	a	DET
ejif-1749	31	8	shariah	shariah	PROPN
ejif-1749	31	9	perspective	perspective	NOUN
ejif-1749	31	10	as	as	ADP
ejif-1749	31	11	an	an	DET
ejif-1749	31	12	alternative	alternative	NOUN
ejif-1749	31	13	to	to	ADP
ejif-1749	31	14	interestbased	interestbase	VERB
ejif-1749	31	15	rates	rate	NOUN
ejif-1749	31	16	to	to	PART
ejif-1749	31	17	determine	determine	VERB
ejif-1749	31	18	the	the	DET
ejif-1749	31	19	profit	profit	NOUN
ejif-1749	31	20	margins	margin	NOUN
ejif-1749	31	21	.	.	PUNCT
ejif-1749	32	1	this	this	DET
ejif-1749	32	2	paper	paper	NOUN
ejif-1749	32	3	would	would	AUX
ejif-1749	32	4	specifically	specifically	ADV
ejif-1749	32	5	determine	determine	VERB
ejif-1749	32	6	the	the	DET
ejif-1749	32	7	long	long	ADJ
ejif-1749	32	8	run	run	NOUN
ejif-1749	32	9	relationship	relationship	NOUN
ejif-1749	32	10	of	of	ADP
ejif-1749	32	11	lending	lending	NOUN
ejif-1749	32	12	rates	rate	NOUN
ejif-1749	32	13	and	and	CCONJ
ejif-1749	32	14	house	house	NOUN
ejif-1749	32	15	price	price	NOUN
ejif-1749	32	16	index	index	NOUN
ejif-1749	32	17	with	with	ADP
ejif-1749	32	18	key	key	ADJ
ejif-1749	32	19	macroeconomic	macroeconomic	ADJ
ejif-1749	32	20	variables	variable	NOUN
ejif-1749	32	21	using	use	VERB
ejif-1749	32	22	the	the	DET
ejif-1749	32	23	auto	auto	NOUN
ejif-1749	32	24	-	-	PUNCT
ejif-1749	32	25	regressive	regressive	ADJ
ejif-1749	32	26	disctributed	disctribute	VERB
ejif-1749	32	27	lag	lag	NOUN
ejif-1749	32	28	(	(	PUNCT
ejif-1749	32	29	ardl	ardl	NOUN
ejif-1749	32	30	)	)	PUNCT
ejif-1749	32	31	model	model	NOUN
ejif-1749	32	32	.	.	PUNCT
ejif-1749	33	1	the	the	DET
ejif-1749	33	2	paper	paper	NOUN
ejif-1749	33	3	is	be	AUX
ejif-1749	33	4	organized	organize	VERB
ejif-1749	33	5	in	in	ADP
ejif-1749	33	6	the	the	DET
ejif-1749	33	7	following	follow	VERB
ejif-1749	33	8	manner	manner	NOUN
ejif-1749	33	9	;	;	PUNCT
ejif-1749	33	10	the	the	DET
ejif-1749	33	11	immediate	immediate	ADJ
ejif-1749	33	12	section	section	NOUN
ejif-1749	33	13	examines	examine	VERB
ejif-1749	33	14	the	the	DET
ejif-1749	33	15	islamic	islamic	ADJ
ejif-1749	33	16	home	home	NOUN
ejif-1749	33	17	financing	financing	NOUN
ejif-1749	33	18	industry	industry	NOUN
ejif-1749	33	19	and	and	CCONJ
ejif-1749	33	20	then	then	ADV
ejif-1749	33	21	discusses	discuss	VERB
ejif-1749	33	22	the	the	DET
ejif-1749	33	23	issue	issue	NOUN
ejif-1749	33	24	of	of	ADP
ejif-1749	33	25	pricing	price	VERB
ejif-1749	33	26	benchmark	benchmark	NOUN
ejif-1749	33	27	of	of	ADP
ejif-1749	33	28	financial	financial	ADJ
ejif-1749	33	29	product	product	NOUN
ejif-1749	33	30	.	.	PUNCT
ejif-1749	34	1	the	the	DET
ejif-1749	34	2	next	next	ADJ
ejif-1749	34	3	section	section	NOUN
ejif-1749	34	4	examines	examine	VERB
ejif-1749	34	5	the	the	DET
ejif-1749	34	6	empirical	empirical	ADJ
ejif-1749	34	7	evidence	evidence	NOUN
ejif-1749	34	8	among	among	ADP
ejif-1749	34	9	the	the	DET
ejif-1749	34	10	lending	lending	NOUN
ejif-1749	34	11	rate	rate	NOUN
ejif-1749	34	12	and	and	CCONJ
ejif-1749	34	13	house	house	NOUN
ejif-1749	34	14	price	price	NOUN
ejif-1749	34	15	index	index	NOUN
ejif-1749	34	16	as	as	ADP
ejif-1749	34	17	the	the	DET
ejif-1749	34	18	alternative	alternative	ADJ
ejif-1749	34	19	rates	rate	NOUN
ejif-1749	34	20	to	to	PART
ejif-1749	34	21	benchmark	benchmark	VERB
ejif-1749	34	22	the	the	DET
ejif-1749	34	23	pricing	pricing	NOUN
ejif-1749	34	24	of	of	ADP
ejif-1749	34	25	islamic	islamic	ADJ
ejif-1749	34	26	home	home	NOUN
ejif-1749	34	27	financing	financing	NOUN
ejif-1749	34	28	.	.	PUNCT
ejif-1749	35	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1749	35	2	ejif	ejif	PROPN
ejif-1749	35	3	–	–	PUNCT
ejif-1749	35	4	european	european	PROPN
ejif-1749	35	5	journal	journal	PROPN
ejif-1749	35	6	of	of	ADP
ejif-1749	35	7	islamic	islamic	PROPN
ejif-1749	35	8	finance	finance	PROPN
ejif-1749	35	9	no	no	DET
ejif-1749	35	10	6	6	NUM
ejif-1749	35	11	,	,	PUNCT
ejif-1749	35	12	feb	feb	X
ejif-1749	35	13	(	(	PUNCT
ejif-1749	35	14	2017	2017	NUM
ejif-1749	35	15	)	)	PUNCT
ejif-1749	36	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1749	36	2	issn	issn	VERB
ejif-1749	36	3	2421	2421	NUM
ejif-1749	36	4	-	-	SYM
ejif-1749	36	5	2172	2172	NUM
ejif-1749	36	6	2	2	NUM
ejif-1749	36	7	ii	ii	NOUN
ejif-1749	36	8	.	.	PUNCT
ejif-1749	37	1	literature	literature	PROPN
ejif-1749	37	2	review	review	PROPN
ejif-1749	37	3	a.	a.	NOUN
ejif-1749	37	4	overview	overview	NOUN
ejif-1749	37	5	of	of	ADP
ejif-1749	37	6	malaysia	malaysia	PROPN
ejif-1749	37	7	’s	’s	PART
ejif-1749	37	8	home	home	NOUN
ejif-1749	37	9	financing	financing	NOUN
ejif-1749	37	10	market	market	NOUN
ejif-1749	37	11	in	in	ADP
ejif-1749	37	12	malaysia	malaysia	PROPN
ejif-1749	37	13	,	,	PUNCT
ejif-1749	37	14	the	the	DET
ejif-1749	37	15	mortgage	mortgage	NOUN
ejif-1749	37	16	financing	financing	NOUN
ejif-1749	37	17	industry	industry	NOUN
ejif-1749	37	18	has	have	AUX
ejif-1749	37	19	expanded	expand	VERB
ejif-1749	37	20	at	at	ADP
ejif-1749	37	21	a	a	DET
ejif-1749	37	22	fast	fast	ADJ
ejif-1749	37	23	rate	rate	NOUN
ejif-1749	37	24	due	due	ADP
ejif-1749	37	25	to	to	ADP
ejif-1749	37	26	the	the	DET
ejif-1749	37	27	strong	strong	ADJ
ejif-1749	37	28	demand	demand	NOUN
ejif-1749	37	29	from	from	ADP
ejif-1749	37	30	the	the	DET
ejif-1749	37	31	home	home	NOUN
ejif-1749	37	32	buyers	buyer	NOUN
ejif-1749	37	33	.	.	PUNCT
ejif-1749	38	1	the	the	DET
ejif-1749	38	2	development	development	NOUN
ejif-1749	38	3	in	in	ADP
ejif-1749	38	4	the	the	DET
ejif-1749	38	5	housing	housing	NOUN
ejif-1749	38	6	market	market	NOUN
ejif-1749	38	7	is	be	AUX
ejif-1749	38	8	due	due	ADJ
ejif-1749	38	9	to	to	ADP
ejif-1749	38	10	the	the	DET
ejif-1749	38	11	high	high	ADJ
ejif-1749	38	12	demand	demand	NOUN
ejif-1749	38	13	for	for	ADP
ejif-1749	38	14	houses	house	NOUN
ejif-1749	38	15	in	in	ADP
ejif-1749	38	16	the	the	DET
ejif-1749	38	17	market	market	NOUN
ejif-1749	38	18	for	for	ADP
ejif-1749	38	19	the	the	DET
ejif-1749	38	20	residential	residential	ADJ
ejif-1749	38	21	sector	sector	NOUN
ejif-1749	38	22	.	.	PUNCT
ejif-1749	39	1	malaysia	malaysia	PROPN
ejif-1749	39	2	is	be	AUX
ejif-1749	39	3	the	the	DET
ejif-1749	39	4	largest	large	ADJ
ejif-1749	39	5	islamic	islamic	ADJ
ejif-1749	39	6	finance	finance	NOUN
ejif-1749	39	7	markets	market	NOUN
ejif-1749	39	8	with	with	ADP
ejif-1749	39	9	islamic	islamic	ADJ
ejif-1749	39	10	assets	asset	NOUN
ejif-1749	39	11	amounted	amount	VERB
ejif-1749	39	12	to	to	ADP
ejif-1749	39	13	usd365	usd365	PROPN
ejif-1749	39	14	billion	billion	NUM
ejif-1749	39	15	as	as	ADP
ejif-1749	39	16	at	at	ADP
ejif-1749	39	17	first	first	ADJ
ejif-1749	39	18	half	half	NOUN
ejif-1749	39	19	of	of	ADP
ejif-1749	39	20	2014	2014	NUM
ejif-1749	39	21	,	,	PUNCT
ejif-1749	39	22	of	of	ADP
ejif-1749	39	23	which	which	PRON
ejif-1749	39	24	the	the	DET
ejif-1749	39	25	islamic	islamic	PROPN
ejif-1749	39	26	home	home	NOUN
ejif-1749	39	27	financing	financing	NOUN
ejif-1749	39	28	has	have	AUX
ejif-1749	39	29	been	be	AUX
ejif-1749	39	30	a	a	DET
ejif-1749	39	31	major	major	ADJ
ejif-1749	39	32	contributor	contributor	NOUN
ejif-1749	39	33	.	.	PUNCT
ejif-1749	40	1	over	over	ADP
ejif-1749	40	2	the	the	DET
ejif-1749	40	3	years	year	NOUN
ejif-1749	40	4	,	,	PUNCT
ejif-1749	40	5	islamic	islamic	ADJ
ejif-1749	40	6	home	home	NOUN
ejif-1749	40	7	financing	financing	NOUN
ejif-1749	40	8	contributes	contribute	VERB
ejif-1749	40	9	to	to	ADP
ejif-1749	40	10	24.5	24.5	NUM
ejif-1749	40	11	percent	percent	NOUN
ejif-1749	40	12	to	to	ADP
ejif-1749	40	13	islamic	islamic	ADJ
ejif-1749	40	14	banking	banking	NOUN
ejif-1749	40	15	’s	’s	PART
ejif-1749	40	16	total	total	ADJ
ejif-1749	40	17	financing	financing	NOUN
ejif-1749	40	18	according	accord	VERB
ejif-1749	40	19	to	to	ADP
ejif-1749	40	20	bank	bank	PROPN
ejif-1749	40	21	negara	negara	PROPN
ejif-1749	40	22	malaysia	malaysia	PROPN
ejif-1749	40	23	report	report	NOUN
ejif-1749	40	24	on	on	ADP
ejif-1749	40	25	november	november	PROPN
ejif-1749	40	26	2014	2014	NUM
ejif-1749	40	27	.	.	PUNCT
ejif-1749	41	1	most	most	ADJ
ejif-1749	41	2	financial	financial	ADJ
ejif-1749	41	3	institutions	institution	NOUN
ejif-1749	41	4	in	in	ADP
ejif-1749	41	5	malaysia	malaysia	PROPN
ejif-1749	41	6	offer	offer	VERB
ejif-1749	41	7	the	the	DET
ejif-1749	41	8	mortgage	mortgage	NOUN
ejif-1749	41	9	loan	loan	NOUN
ejif-1749	41	10	by	by	ADP
ejif-1749	41	11	direct	direct	ADJ
ejif-1749	41	12	borrower	borrower	NOUN
ejif-1749	41	13	-	-	PUNCT
ejif-1749	41	14	lender	lender	NOUN
ejif-1749	41	15	relationship	relationship	NOUN
ejif-1749	41	16	.	.	PUNCT
ejif-1749	42	1	while	while	SCONJ
ejif-1749	42	2	there	there	PRON
ejif-1749	42	3	are	be	VERB
ejif-1749	42	4	more	more	ADJ
ejif-1749	42	5	than	than	ADP
ejif-1749	42	6	fifteen	fifteen	NUM
ejif-1749	42	7	islamic	islamic	ADJ
ejif-1749	42	8	home	home	NOUN
ejif-1749	42	9	financing	financing	NOUN
ejif-1749	42	10	products	product	NOUN
ejif-1749	42	11	offered	offer	VERB
ejif-1749	42	12	in	in	ADP
ejif-1749	42	13	malaysian	malaysian	ADJ
ejif-1749	42	14	market	market	NOUN
ejif-1749	42	15	,	,	PUNCT
ejif-1749	42	16	the	the	DET
ejif-1749	42	17	majority	majority	NOUN
ejif-1749	42	18	of	of	ADP
ejif-1749	42	19	the	the	DET
ejif-1749	42	20	islamic	islamic	ADJ
ejif-1749	42	21	banks	bank	NOUN
ejif-1749	42	22	offer	offer	VERB
ejif-1749	42	23	sales	sale	NOUN
ejif-1749	42	24	-	-	PUNCT
ejif-1749	42	25	based	base	VERB
ejif-1749	42	26	islamic	islamic	ADJ
ejif-1749	42	27	home	home	NOUN
ejif-1749	42	28	financing	financing	NOUN
ejif-1749	42	29	products	product	NOUN
ejif-1749	42	30	and	and	CCONJ
ejif-1749	42	31	infact	infact	PROPN
ejif-1749	42	32	,	,	PUNCT
ejif-1749	42	33	malaysia	malaysia	PROPN
ejif-1749	42	34	has	have	AUX
ejif-1749	42	35	been	be	AUX
ejif-1749	42	36	well	well	ADV
ejif-1749	42	37	known	know	VERB
ejif-1749	42	38	for	for	ADP
ejif-1749	42	39	offering	offer	VERB
ejif-1749	42	40	the	the	DET
ejif-1749	42	41	murabahah	murabahah	NOUN
ejif-1749	42	42	type	type	NOUN
ejif-1749	42	43	of	of	ADP
ejif-1749	42	44	home	home	NOUN
ejif-1749	42	45	financing	financing	NOUN
ejif-1749	42	46	over	over	ADP
ejif-1749	42	47	the	the	DET
ejif-1749	42	48	years	year	NOUN
ejif-1749	42	49	.	.	PUNCT
ejif-1749	43	1	this	this	DET
ejif-1749	43	2	concept	concept	NOUN
ejif-1749	43	3	,	,	PUNCT
ejif-1749	43	4	however	however	ADV
ejif-1749	43	5	,	,	PUNCT
ejif-1749	43	6	has	have	AUX
ejif-1749	43	7	been	be	AUX
ejif-1749	43	8	accused	accuse	VERB
ejif-1749	43	9	of	of	ADP
ejif-1749	43	10	merely	merely	ADV
ejif-1749	43	11	replicating	replicate	VERB
ejif-1749	43	12	the	the	DET
ejif-1749	43	13	conventional	conventional	ADJ
ejif-1749	43	14	home	home	NOUN
ejif-1749	43	15	loan	loan	NOUN
ejif-1749	43	16	by	by	ADP
ejif-1749	43	17	replacing	replace	VERB
ejif-1749	43	18	interest	interest	NOUN
ejif-1749	43	19	rate	rate	NOUN
ejif-1749	43	20	with	with	ADP
ejif-1749	43	21	profit	profit	NOUN
ejif-1749	43	22	rate	rate	NOUN
ejif-1749	43	23	.	.	PUNCT
ejif-1749	44	1	critics	critic	NOUN
ejif-1749	44	2	have	have	AUX
ejif-1749	44	3	labelled	label	VERB
ejif-1749	44	4	this	this	DET
ejif-1749	44	5	replication	replication	NOUN
ejif-1749	44	6	as	as	ADP
ejif-1749	44	7	a	a	DET
ejif-1749	44	8	sort	sort	NOUN
ejif-1749	44	9	of	of	ADP
ejif-1749	44	10	manipulation	manipulation	NOUN
ejif-1749	44	11	carried	carry	VERB
ejif-1749	44	12	out	out	ADP
ejif-1749	44	13	by	by	ADP
ejif-1749	44	14	islamic	islamic	ADJ
ejif-1749	44	15	banks	bank	NOUN
ejif-1749	44	16	[	[	X
ejif-1749	44	17	10	10	NUM
ejif-1749	44	18	]	]	PUNCT
ejif-1749	44	19	.	.	PUNCT
ejif-1749	45	1	figure	figure	NOUN
ejif-1749	45	2	1	1	NUM
ejif-1749	45	3	below	below	ADV
ejif-1749	45	4	shows	show	VERB
ejif-1749	45	5	the	the	DET
ejif-1749	45	6	islamic	islamic	ADJ
ejif-1749	45	7	financing	financing	NOUN
ejif-1749	45	8	by	by	ADP
ejif-1749	45	9	purpose	purpose	NOUN
ejif-1749	45	10	as	as	ADP
ejif-1749	45	11	at	at	ADP
ejif-1749	45	12	november	november	PROPN
ejif-1749	45	13	2014	2014	NUM
ejif-1749	45	14	.	.	PUNCT
ejif-1749	46	1	it	it	PRON
ejif-1749	46	2	is	be	AUX
ejif-1749	46	3	important	important	ADJ
ejif-1749	46	4	to	to	PART
ejif-1749	46	5	highlight	highlight	VERB
ejif-1749	46	6	that	that	SCONJ
ejif-1749	46	7	financing	financing	NOUN
ejif-1749	46	8	for	for	ADP
ejif-1749	46	9	residential	residential	ADJ
ejif-1749	46	10	purpose	purpose	NOUN
ejif-1749	46	11	comprised	comprise	VERB
ejif-1749	46	12	of	of	ADP
ejif-1749	46	13	a	a	DET
ejif-1749	46	14	major	major	ADJ
ejif-1749	46	15	portion	portion	NOUN
ejif-1749	46	16	of	of	ADP
ejif-1749	46	17	total	total	ADJ
ejif-1749	46	18	financing	financing	NOUN
ejif-1749	46	19	in	in	ADP
ejif-1749	46	20	malaysia	malaysia	PROPN
ejif-1749	46	21	at	at	ADP
ejif-1749	46	22	24.5	24.5	NUM
ejif-1749	46	23	percent	percent	NOUN
ejif-1749	46	24	.	.	PUNCT
ejif-1749	47	1	figure	figure	NOUN
ejif-1749	47	2	1	1	NUM
ejif-1749	47	3	.	.	PUNCT
ejif-1749	47	4	islamic	islamic	ADJ
ejif-1749	47	5	financing	financing	NOUN
ejif-1749	47	6	by	by	ADP
ejif-1749	47	7	purpose	purpose	NOUN
ejif-1749	47	8	in	in	ADP
ejif-1749	47	9	malaysia	malaysia	PROPN
ejif-1749	47	10	as	as	ADP
ejif-1749	47	11	at	at	ADP
ejif-1749	47	12	november	november	PROPN
ejif-1749	47	13	2014	2014	NUM
ejif-1749	47	14	source	source	NOUN
ejif-1749	47	15	:	:	PUNCT
ejif-1749	47	16	mifc	mifc	NOUN
ejif-1749	47	17	(	(	PUNCT
ejif-1749	47	18	2015	2015	NUM
ejif-1749	47	19	)	)	PUNCT
ejif-1749	47	20	b.	b.	NOUN
ejif-1749	47	21	pricing	pricing	NOUN
ejif-1749	47	22	benchmark	benchmark	NOUN
ejif-1749	47	23	for	for	ADP
ejif-1749	47	24	islamic	islamic	PROPN
ejif-1749	47	25	home	home	PROPN
ejif-1749	47	26	financing	financing	NOUN
ejif-1749	47	27	i.	i.	NOUN
ejif-1749	47	28	lending	lending	NOUN
ejif-1749	47	29	rate	rate	NOUN
ejif-1749	47	30	in	in	ADP
ejif-1749	47	31	the	the	DET
ejif-1749	47	32	current	current	ADJ
ejif-1749	47	33	practice	practice	NOUN
ejif-1749	47	34	of	of	ADP
ejif-1749	47	35	the	the	DET
ejif-1749	47	36	financial	financial	ADJ
ejif-1749	47	37	market	market	NOUN
ejif-1749	47	38	,	,	PUNCT
ejif-1749	47	39	interest	interest	NOUN
ejif-1749	47	40	rate	rate	NOUN
ejif-1749	47	41	is	be	AUX
ejif-1749	47	42	used	use	VERB
ejif-1749	47	43	as	as	ADP
ejif-1749	47	44	the	the	DET
ejif-1749	47	45	benchmark	benchmark	NOUN
ejif-1749	47	46	rate	rate	NOUN
ejif-1749	47	47	to	to	PART
ejif-1749	47	48	determine	determine	VERB
ejif-1749	47	49	the	the	DET
ejif-1749	47	50	pricing	pricing	NOUN
ejif-1749	47	51	of	of	ADP
ejif-1749	47	52	financial	financial	ADJ
ejif-1749	47	53	products	product	NOUN
ejif-1749	47	54	.	.	PUNCT
ejif-1749	48	1	the	the	DET
ejif-1749	48	2	benchmark	benchmark	NOUN
ejif-1749	48	3	is	be	AUX
ejif-1749	48	4	used	use	VERB
ejif-1749	48	5	as	as	ADP
ejif-1749	48	6	an	an	DET
ejif-1749	48	7	indicator	indicator	NOUN
ejif-1749	48	8	or	or	CCONJ
ejif-1749	48	9	a	a	DET
ejif-1749	48	10	guide	guide	NOUN
ejif-1749	48	11	to	to	PART
ejif-1749	48	12	determine	determine	VERB
ejif-1749	48	13	the	the	DET
ejif-1749	48	14	price	price	NOUN
ejif-1749	48	15	of	of	ADP
ejif-1749	48	16	the	the	DET
ejif-1749	48	17	financing	financing	NOUN
ejif-1749	48	18	products	product	NOUN
ejif-1749	48	19	.	.	PUNCT
ejif-1749	49	1	using	use	VERB
ejif-1749	49	2	the	the	DET
ejif-1749	49	3	lending	lending	NOUN
ejif-1749	49	4	rate	rate	NOUN
ejif-1749	49	5	to	to	PART
ejif-1749	49	6	benchmark	benchmark	VERB
ejif-1749	49	7	the	the	DET
ejif-1749	49	8	pricing	pricing	NOUN
ejif-1749	49	9	of	of	ADP
ejif-1749	49	10	financial	financial	ADJ
ejif-1749	49	11	products	product	NOUN
ejif-1749	49	12	has	have	AUX
ejif-1749	49	13	been	be	AUX
ejif-1749	49	14	practice	practice	NOUN
ejif-1749	49	15	of	of	ADP
ejif-1749	49	16	the	the	DET
ejif-1749	49	17	conventional	conventional	ADJ
ejif-1749	49	18	ever	ever	ADV
ejif-1749	49	19	since	since	SCONJ
ejif-1749	49	20	the	the	DET
ejif-1749	49	21	existence	existence	NOUN
ejif-1749	49	22	of	of	ADP
ejif-1749	49	23	the	the	DET
ejif-1749	49	24	financial	financial	ADJ
ejif-1749	49	25	institutions	institution	NOUN
ejif-1749	49	26	.	.	PUNCT
ejif-1749	50	1	currently	currently	ADV
ejif-1749	50	2	,	,	PUNCT
ejif-1749	50	3	major	major	ADJ
ejif-1749	50	4	interest	interest	NOUN
ejif-1749	50	5	rates	rate	NOUN
ejif-1749	50	6	such	such	ADJ
ejif-1749	50	7	as	as	ADP
ejif-1749	50	8	the	the	DET
ejif-1749	50	9	base	base	NOUN
ejif-1749	50	10	lending	lending	NOUN
ejif-1749	50	11	rate	rate	NOUN
ejif-1749	50	12	(	(	PUNCT
ejif-1749	50	13	blr	blr	PROPN
ejif-1749	50	14	)	)	PUNCT
ejif-1749	50	15	and	and	CCONJ
ejif-1749	50	16	kuala	kuala	PROPN
ejif-1749	50	17	lumpur	lumpur	PROPN
ejif-1749	50	18	interbank	interbank	ADV
ejif-1749	50	19	offered	offer	VERB
ejif-1749	50	20	rate	rate	NOUN
ejif-1749	50	21	(	(	PUNCT
ejif-1749	50	22	klibor	klibor	NOUN
ejif-1749	50	23	)	)	PUNCT
ejif-1749	50	24	are	be	AUX
ejif-1749	50	25	widely	widely	ADV
ejif-1749	50	26	used	use	VERB
ejif-1749	50	27	as	as	ADP
ejif-1749	50	28	reference	reference	NOUN
ejif-1749	50	29	rates	rate	NOUN
ejif-1749	50	30	by	by	ADP
ejif-1749	50	31	the	the	DET
ejif-1749	50	32	islamic	islamic	ADJ
ejif-1749	50	33	financial	financial	ADJ
ejif-1749	50	34	institutions	institution	NOUN
ejif-1749	50	35	to	to	PART
ejif-1749	50	36	benchmark	benchmark	VERB
ejif-1749	50	37	a	a	DET
ejif-1749	50	38	broad	broad	ADJ
ejif-1749	50	39	range	range	NOUN
ejif-1749	50	40	of	of	ADP
ejif-1749	50	41	financial	financial	ADJ
ejif-1749	50	42	products	product	NOUN
ejif-1749	50	43	and	and	CCONJ
ejif-1749	50	44	contracts	contract	NOUN
ejif-1749	50	45	.	.	PUNCT
ejif-1749	51	1	the	the	DET
ejif-1749	51	2	islamic	islamic	ADJ
ejif-1749	51	3	financial	financial	ADJ
ejif-1749	51	4	products	product	NOUN
ejif-1749	51	5	benchmarking	benchmarke	VERB
ejif-1749	51	6	the	the	DET
ejif-1749	51	7	same	same	ADJ
ejif-1749	51	8	comparisons	comparison	NOUN
ejif-1749	51	9	as	as	SCONJ
ejif-1749	51	10	the	the	DET
ejif-1749	51	11	term	term	NOUN
ejif-1749	51	12	used	use	VERB
ejif-1749	51	13	is	be	AUX
ejif-1749	51	14	financing	financing	NOUN
ejif-1749	51	15	rate	rate	NOUN
ejif-1749	51	16	.	.	PUNCT
ejif-1749	52	1	using	use	VERB
ejif-1749	52	2	the	the	DET
ejif-1749	52	3	interest	interest	NOUN
ejif-1749	52	4	rate	rate	NOUN
ejif-1749	52	5	as	as	ADP
ejif-1749	52	6	a	a	DET
ejif-1749	52	7	pricing	pricing	NOUN
ejif-1749	52	8	benchmark	benchmark	NOUN
ejif-1749	52	9	for	for	ADP
ejif-1749	52	10	the	the	DET
ejif-1749	52	11	islamic	islamic	ADJ
ejif-1749	52	12	financial	financial	ADJ
ejif-1749	52	13	products	product	NOUN
ejif-1749	52	14	is	be	AUX
ejif-1749	52	15	permissible	permissible	ADJ
ejif-1749	52	16	(	(	PUNCT
ejif-1749	52	17	halal	halal	NOUN
ejif-1749	52	18	)	)	PUNCT
ejif-1749	52	19	but	but	CCONJ
ejif-1749	52	20	not	not	PART
ejif-1749	52	21	desired	desire	VERB
ejif-1749	52	22	[	[	PUNCT
ejif-1749	52	23	24	24	NUM
ejif-1749	52	24	]	]	PUNCT
ejif-1749	52	25	.	.	PUNCT
ejif-1749	53	1	similarly	similarly	ADV
ejif-1749	53	2	,	,	PUNCT
ejif-1749	53	3	according	accord	VERB
ejif-1749	53	4	to	to	ADP
ejif-1749	53	5	taqi	taqi	ADJ
ejif-1749	53	6	usmani	usmani	ADJ
ejif-1749	53	7	[	[	X
ejif-1749	53	8	15	15	NUM
ejif-1749	53	9	]	]	PUNCT
ejif-1749	53	10	:	:	PUNCT
ejif-1749	53	11	“	"	PUNCT
ejif-1749	53	12	although	although	SCONJ
ejif-1749	53	13	not	not	PART
ejif-1749	53	14	ideal	ideal	ADJ
ejif-1749	53	15	,	,	PUNCT
ejif-1749	53	16	it	it	PRON
ejif-1749	53	17	is	be	AUX
ejif-1749	53	18	certainly	certainly	ADV
ejif-1749	53	19	halal	halal	ADJ
ejif-1749	53	20	to	to	PART
ejif-1749	53	21	use	use	VERB
ejif-1749	53	22	the	the	DET
ejif-1749	53	23	prevailing	prevail	VERB
ejif-1749	53	24	interest	interest	NOUN
ejif-1749	53	25	rate	rate	NOUN
ejif-1749	53	26	as	as	ADP
ejif-1749	53	27	a	a	DET
ejif-1749	53	28	benchmark	benchmark	NOUN
ejif-1749	53	29	for	for	ADP
ejif-1749	53	30	this	this	DET
ejif-1749	53	31	rate	rate	NOUN
ejif-1749	53	32	.	.	PUNCT
ejif-1749	54	1	the	the	DET
ejif-1749	54	2	criterion	criterion	NOUN
ejif-1749	54	3	for	for	ADP
ejif-1749	54	4	acceptability	acceptability	NOUN
ejif-1749	54	5	by	by	ADP
ejif-1749	54	6	the	the	DET
ejif-1749	54	7	shariah	shariah	PROPN
ejif-1749	54	8	is	be	AUX
ejif-1749	54	9	that	that	SCONJ
ejif-1749	54	10	the	the	DET
ejif-1749	54	11	transaction	transaction	NOUN
ejif-1749	54	12	be	be	AUX
ejif-1749	54	13	compliant	compliant	ADJ
ejif-1749	54	14	with	with	ADP
ejif-1749	54	15	the	the	DET
ejif-1749	54	16	shariah	shariah	PROPN
ejif-1749	54	17	,	,	PUNCT
ejif-1749	54	18	regardless	regardless	ADV
ejif-1749	54	19	of	of	ADP
ejif-1749	54	20	the	the	DET
ejif-1749	54	21	price	price	NOUN
ejif-1749	54	22	of	of	ADP
ejif-1749	54	23	the	the	DET
ejif-1749	54	24	goods	good	NOUN
ejif-1749	54	25	or	or	CCONJ
ejif-1749	54	26	how	how	SCONJ
ejif-1749	54	27	that	that	DET
ejif-1749	54	28	price	price	NOUN
ejif-1749	54	29	is	be	AUX
ejif-1749	54	30	determined	determine	VERB
ejif-1749	54	31	”	"	PUNCT
ejif-1749	54	32	.	.	PUNCT
ejif-1749	55	1	the	the	DET
ejif-1749	55	2	islamic	islamic	ADJ
ejif-1749	55	3	financial	financial	ADJ
ejif-1749	55	4	providers	provider	NOUN
ejif-1749	55	5	acknowledged	acknowledge	VERB
ejif-1749	55	6	that	that	SCONJ
ejif-1749	55	7	the	the	DET
ejif-1749	55	8	use	use	NOUN
ejif-1749	55	9	of	of	ADP
ejif-1749	55	10	multiple	multiple	ADJ
ejif-1749	55	11	sales	sale	NOUN
ejif-1749	55	12	mimic	mimic	VERB
ejif-1749	55	13	the	the	DET
ejif-1749	55	14	amortization	amortization	NOUN
ejif-1749	55	15	schedule	schedule	NOUN
ejif-1749	55	16	of	of	ADP
ejif-1749	55	17	a	a	DET
ejif-1749	55	18	conventional	conventional	ADJ
ejif-1749	55	19	mortgage	mortgage	NOUN
ejif-1749	55	20	.	.	PUNCT
ejif-1749	56	1	the	the	DET
ejif-1749	56	2	transaction	transaction	NOUN
ejif-1749	56	3	is	be	AUX
ejif-1749	56	4	deemed	deem	VERB
ejif-1749	56	5	no	no	ADV
ejif-1749	56	6	different	different	ADJ
ejif-1749	56	7	from	from	ADP
ejif-1749	56	8	an	an	DET
ejif-1749	56	9	interest	interest	NOUN
ejif-1749	56	10	-	-	PUNCT
ejif-1749	56	11	bearing	bear	VERB
ejif-1749	56	12	loan	loan	NOUN
ejif-1749	56	13	and	and	CCONJ
ejif-1749	56	14	as	as	SCONJ
ejif-1749	56	15	argued	argue	VERB
ejif-1749	56	16	by	by	ADP
ejif-1749	56	17	elgamal	elgamal	ADJ
ejif-1749	56	18	[	[	X
ejif-1749	56	19	25	25	NUM
ejif-1749	56	20	]	]	PUNCT
ejif-1749	56	21	,	,	PUNCT
ejif-1749	56	22	the	the	DET
ejif-1749	56	23	transaction	transaction	NOUN
ejif-1749	56	24	is	be	AUX
ejif-1749	56	25	not	not	PART
ejif-1749	56	26	materially	materially	ADV
ejif-1749	56	27	different	different	ADJ
ejif-1749	56	28	from	from	ADP
ejif-1749	56	29	secured	secured	ADJ
ejif-1749	56	30	lending	lending	NOUN
ejif-1749	56	31	.	.	PUNCT
ejif-1749	57	1	there	there	PRON
ejif-1749	57	2	have	have	AUX
ejif-1749	57	3	been	be	AUX
ejif-1749	57	4	many	many	ADJ
ejif-1749	57	5	criticisms	criticism	NOUN
ejif-1749	57	6	against	against	ADP
ejif-1749	57	7	islamic	islamic	ADJ
ejif-1749	57	8	banking	banking	NOUN
ejif-1749	57	9	and	and	CCONJ
ejif-1749	57	10	finance	finance	NOUN
ejif-1749	57	11	for	for	ADP
ejif-1749	57	12	depending	depend	VERB
ejif-1749	57	13	on	on	ADP
ejif-1749	57	14	the	the	DET
ejif-1749	57	15	conventional	conventional	ADJ
ejif-1749	57	16	interest	interest	NOUN
ejif-1749	57	17	rate	rate	NOUN
ejif-1749	57	18	benchmark	benchmark	NOUN
ejif-1749	57	19	.	.	PUNCT
ejif-1749	58	1	many	many	ADJ
ejif-1749	58	2	contemporary	contemporary	ADJ
ejif-1749	58	3	muslim	muslim	ADJ
ejif-1749	58	4	scholars	scholar	NOUN
ejif-1749	58	5	have	have	AUX
ejif-1749	58	6	been	be	AUX
ejif-1749	58	7	calling	call	VERB
ejif-1749	58	8	to	to	PART
ejif-1749	58	9	initiate	initiate	VERB
ejif-1749	58	10	an	an	DET
ejif-1749	58	11	independent	independent	ADJ
ejif-1749	58	12	benchmark	benchmark	NOUN
ejif-1749	58	13	pricing	pricing	NOUN
ejif-1749	58	14	for	for	ADP
ejif-1749	58	15	islamic	islamic	ADJ
ejif-1749	58	16	banks	bank	NOUN
ejif-1749	58	17	[	[	X
ejif-1749	58	18	12,15	12,15	NUM
ejif-1749	58	19	]	]	PUNCT
ejif-1749	58	20	.	.	PUNCT
ejif-1749	59	1	the	the	DET
ejif-1749	59	2	oic	oic	PROPN
ejif-1749	59	3	fiqh	fiqh	PROPN
ejif-1749	59	4	academy	academy	PROPN
ejif-1749	59	5	during	during	ADP
ejif-1749	59	6	the	the	DET
ejif-1749	59	7	8th	8th	ADJ
ejif-1749	59	8	conference	conference	NOUN
ejif-1749	59	9	in	in	ADP
ejif-1749	59	10	jeddah	jeddah	PROPN
ejif-1749	59	11	on	on	ADP
ejif-1749	59	12	10	10	NUM
ejif-1749	59	13	-	-	SYM
ejif-1749	59	14	11	11	NUM
ejif-1749	59	15	april	april	PROPN
ejif-1749	59	16	1993	1993	NUM
ejif-1749	59	17	has	have	AUX
ejif-1749	59	18	unanimously	unanimously	ADV
ejif-1749	59	19	passed	pass	VERB
ejif-1749	59	20	resolutions	resolution	NOUN
ejif-1749	59	21	to	to	PART
ejif-1749	59	22	promptly	promptly	ADV
ejif-1749	59	23	create	create	VERB
ejif-1749	59	24	a	a	DET
ejif-1749	59	25	new	new	ADJ
ejif-1749	59	26	benchmark	benchmark	NOUN
ejif-1749	59	27	which	which	PRON
ejif-1749	59	28	is	be	AUX
ejif-1749	59	29	acceptable	acceptable	ADJ
ejif-1749	59	30	from	from	ADP
ejif-1749	59	31	a	a	DET
ejif-1749	59	32	shariah	shariah	PROPN
ejif-1749	59	33	perspective	perspective	NOUN
ejif-1749	59	34	as	as	ADP
ejif-1749	59	35	an	an	DET
ejif-1749	59	36	alternative	alternative	NOUN
ejif-1749	59	37	to	to	ADP
ejif-1749	59	38	interest	interest	NOUN
ejif-1749	59	39	based	base	VERB
ejif-1749	59	40	rates	rate	NOUN
ejif-1749	59	41	to	to	PART
ejif-1749	59	42	determine	determine	VERB
ejif-1749	59	43	the	the	DET
ejif-1749	59	44	profit	profit	NOUN
ejif-1749	59	45	margins	margin	NOUN
ejif-1749	59	46	.	.	PUNCT
ejif-1749	60	1	ii	ii	PROPN
ejif-1749	60	2	.	.	PUNCT
ejif-1749	61	1	house	house	PROPN
ejif-1749	61	2	price	price	NOUN
ejif-1749	61	3	index	index	NOUN
ejif-1749	61	4	the	the	DET
ejif-1749	61	5	fundamental	fundamental	ADJ
ejif-1749	61	6	reason	reason	NOUN
ejif-1749	61	7	for	for	ADP
ejif-1749	61	8	introducing	introduce	VERB
ejif-1749	61	9	a	a	DET
ejif-1749	61	10	new	new	ADJ
ejif-1749	61	11	benchmark	benchmark	NOUN
ejif-1749	61	12	as	as	ADP
ejif-1749	61	13	an	an	DET
ejif-1749	61	14	alternative	alternative	NOUN
ejif-1749	61	15	to	to	ADP
ejif-1749	61	16	interest	interest	NOUN
ejif-1749	61	17	based	base	VERB
ejif-1749	61	18	borrowing	borrowing	NOUN
ejif-1749	61	19	and	and	CCONJ
ejif-1749	61	20	lending	lending	NOUN
ejif-1749	61	21	benchmark	benchmark	NOUN
ejif-1749	61	22	is	be	AUX
ejif-1749	61	23	the	the	DET
ejif-1749	61	24	prohibition	prohibition	NOUN
ejif-1749	61	25	of	of	ADP
ejif-1749	61	26	riba	riba	PROPN
ejif-1749	61	27	itself	itself	PRON
ejif-1749	61	28	.	.	PUNCT
ejif-1749	62	1	usmani	usmani	ADJ
ejif-1749	62	2	[	[	X
ejif-1749	62	3	15	15	NUM
ejif-1749	62	4	]	]	X
ejif-1749	62	5	advocates	advocate	VERB
ejif-1749	62	6	that	that	SCONJ
ejif-1749	62	7	islamic	islamic	ADJ
ejif-1749	62	8	banks	bank	NOUN
ejif-1749	62	9	and	and	CCONJ
ejif-1749	62	10	financial	financial	ADJ
ejif-1749	62	11	institutions	institution	NOUN
ejif-1749	62	12	should	should	AUX
ejif-1749	62	13	not	not	PART
ejif-1749	62	14	be	be	AUX
ejif-1749	62	15	relying	rely	VERB
ejif-1749	62	16	on	on	ADP
ejif-1749	62	17	the	the	DET
ejif-1749	62	18	practice	practice	NOUN
ejif-1749	62	19	of	of	ADP
ejif-1749	62	20	using	use	VERB
ejif-1749	62	21	the	the	DET
ejif-1749	62	22	conventional	conventional	ADJ
ejif-1749	62	23	interest	interest	NOUN
ejif-1749	62	24	rates	rate	NOUN
ejif-1749	62	25	to	to	ADP
ejif-1749	62	26	benchmark	benchmark	ADJ
ejif-1749	62	27	financial	financial	ADJ
ejif-1749	62	28	products	product	NOUN
ejif-1749	62	29	as	as	ADV
ejif-1749	62	30	soon	soon	ADV
ejif-1749	62	31	as	as	SCONJ
ejif-1749	62	32	possible	possible	ADJ
ejif-1749	62	33	.	.	PUNCT
ejif-1749	63	1	he	he	PRON
ejif-1749	63	2	argues	argue	VERB
ejif-1749	63	3	that	that	SCONJ
ejif-1749	63	4	using	use	VERB
ejif-1749	63	5	interest	interest	NOUN
ejif-1749	63	6	rates	rate	NOUN
ejif-1749	63	7	as	as	ADP
ejif-1749	63	8	a	a	DET
ejif-1749	63	9	benchmark	benchmark	NOUN
ejif-1749	63	10	for	for	ADP
ejif-1749	63	11	halal	halal	NOUN
ejif-1749	63	12	business	business	NOUN
ejif-1749	63	13	is	be	AUX
ejif-1749	63	14	not	not	PART
ejif-1749	63	15	desirable	desirable	ADJ
ejif-1749	63	16	.	.	PUNCT
ejif-1749	64	1	his	his	PRON
ejif-1749	64	2	further	further	ADJ
ejif-1749	64	3	argument	argument	NOUN
ejif-1749	64	4	that	that	SCONJ
ejif-1749	64	5	the	the	DET
ejif-1749	64	6	interest	interest	NOUN
ejif-1749	64	7	rate	rate	NOUN
ejif-1749	64	8	does	do	AUX
ejif-1749	64	9	not	not	PART
ejif-1749	64	10	advance	advance	VERB
ejif-1749	64	11	the	the	DET
ejif-1749	64	12	basic	basic	ADJ
ejif-1749	64	13	philosophy	philosophy	NOUN
ejif-1749	64	14	of	of	ADP
ejif-1749	64	15	promoting	promote	VERB
ejif-1749	64	16	islamic	islamic	ADJ
ejif-1749	64	17	economy	economy	NOUN
ejif-1749	64	18	,	,	PUNCT
ejif-1749	64	19	whereby	whereby	SCONJ
ejif-1749	64	20	making	make	VERB
ejif-1749	64	21	it	it	PRON
ejif-1749	64	22	no	no	DET
ejif-1749	64	23	impact	impact	NOUN
ejif-1749	64	24	on	on	ADP
ejif-1749	64	25	the	the	DET
ejif-1749	64	26	system	system	NOUN
ejif-1749	64	27	of	of	ADP
ejif-1749	64	28	distribution	distribution	NOUN
ejif-1749	64	29	.	.	PUNCT
ejif-1749	65	1	the	the	DET
ejif-1749	65	2	alternative	alternative	ADJ
ejif-1749	65	3	pricing	pricing	NOUN
ejif-1749	65	4	benchmark	benchmark	NOUN
ejif-1749	65	5	should	should	AUX
ejif-1749	65	6	be	be	AUX
ejif-1749	65	7	based	base	VERB
ejif-1749	65	8	on	on	ADP
ejif-1749	65	9	the	the	DET
ejif-1749	65	10	risk	risk	NOUN
ejif-1749	65	11	profiles	profile	NOUN
ejif-1749	65	12	of	of	ADP
ejif-1749	65	13	the	the	DET
ejif-1749	65	14	real	real	ADJ
ejif-1749	65	15	economic	economic	ADJ
ejif-1749	65	16	ventures	venture	NOUN
ejif-1749	65	17	.	.	PUNCT
ejif-1749	66	1	it	it	PRON
ejif-1749	66	2	must	must	AUX
ejif-1749	66	3	be	be	AUX
ejif-1749	66	4	tied	tie	VERB
ejif-1749	66	5	to	to	ADP
ejif-1749	66	6	the	the	DET
ejif-1749	66	7	movement	movement	NOUN
ejif-1749	66	8	of	of	ADP
ejif-1749	66	9	the	the	DET
ejif-1749	66	10	real	real	ADJ
ejif-1749	66	11	economy	economy	NOUN
ejif-1749	66	12	and	and	CCONJ
ejif-1749	66	13	based	base	VERB
ejif-1749	66	14	on	on	ADP
ejif-1749	66	15	productivity	productivity	NOUN
ejif-1749	66	16	and	and	CCONJ
ejif-1749	66	17	profitability	profitability	NOUN
ejif-1749	66	18	of	of	ADP
ejif-1749	66	19	assets	asset	NOUN
ejif-1749	66	20	[	[	X
ejif-1749	66	21	17	17	NUM
ejif-1749	66	22	]	]	PUNCT
ejif-1749	66	23	.	.	PUNCT
ejif-1749	67	1	thus	thus	ADV
ejif-1749	67	2	,	,	PUNCT
ejif-1749	67	3	this	this	DET
ejif-1749	67	4	study	study	NOUN
ejif-1749	67	5	analyzes	analyze	VERB
ejif-1749	67	6	the	the	DET
ejif-1749	67	7	viability	viability	NOUN
ejif-1749	67	8	of	of	ADP
ejif-1749	67	9	employing	employ	VERB
ejif-1749	67	10	the	the	DET
ejif-1749	67	11	house	house	PROPN
ejif-1749	67	12	price	price	NOUN
ejif-1749	67	13	index	index	NOUN
ejif-1749	67	14	(	(	PUNCT
ejif-1749	67	15	hpi	hpi	NOUN
ejif-1749	67	16	)	)	PUNCT
ejif-1749	67	17	as	as	ADP
ejif-1749	67	18	an	an	DET
ejif-1749	67	19	alternative	alternative	ADJ
ejif-1749	67	20	pricing	pricing	NOUN
ejif-1749	67	21	benchmark	benchmark	NOUN
ejif-1749	67	22	to	to	ADP
ejif-1749	67	23	interest	interest	NOUN
ejif-1749	67	24	rate	rate	NOUN
ejif-1749	67	25	for	for	ADP
ejif-1749	67	26	islamic	islamic	ADJ
ejif-1749	67	27	home	home	NOUN
ejif-1749	67	28	financing	financing	NOUN
ejif-1749	67	29	.	.	PUNCT
ejif-1749	68	1	the	the	DET
ejif-1749	68	2	hpi	hpi	PROPN
ejif-1749	68	3	represents	represent	VERB
ejif-1749	68	4	the	the	DET
ejif-1749	68	5	movement	movement	NOUN
ejif-1749	68	6	of	of	ADP
ejif-1749	68	7	house	house	NOUN
ejif-1749	68	8	price	price	NOUN
ejif-1749	68	9	and	and	CCONJ
ejif-1749	68	10	overall	overall	ADJ
ejif-1749	68	11	performance	performance	NOUN
ejif-1749	68	12	housing	housing	NOUN
ejif-1749	68	13	market	market	NOUN
ejif-1749	68	14	.	.	PUNCT
ejif-1749	69	1	it	it	PRON
ejif-1749	69	2	indicates	indicate	VERB
ejif-1749	69	3	how	how	SCONJ
ejif-1749	69	4	much	much	ADJ
ejif-1749	69	5	the	the	DET
ejif-1749	69	6	house	house	NOUN
ejif-1749	69	7	price	price	NOUN
ejif-1749	69	8	changes	change	NOUN
ejif-1749	69	9	over	over	ADP
ejif-1749	69	10	time	time	NOUN
ejif-1749	69	11	.	.	PUNCT
ejif-1749	70	1	several	several	ADJ
ejif-1749	70	2	studies	study	NOUN
ejif-1749	70	3	have	have	AUX
ejif-1749	70	4	been	be	AUX
ejif-1749	70	5	conducted	conduct	VERB
ejif-1749	70	6	to	to	PART
ejif-1749	70	7	study	study	VERB
ejif-1749	70	8	the	the	DET
ejif-1749	70	9	relationship	relationship	NOUN
ejif-1749	70	10	between	between	ADP
ejif-1749	70	11	the	the	DET
ejif-1749	70	12	macroeconomic	macroeconomic	ADJ
ejif-1749	70	13	factors	factor	NOUN
ejif-1749	70	14	with	with	ADP
ejif-1749	70	15	respect	respect	NOUN
ejif-1749	70	16	to	to	ADP
ejif-1749	70	17	house	house	NOUN
ejif-1749	70	18	prices	price	NOUN
ejif-1749	70	19	.	.	PUNCT
ejif-1749	71	1	the	the	DET
ejif-1749	71	2	researches	research	NOUN
ejif-1749	71	3	explore	explore	VERB
ejif-1749	71	4	the	the	DET
ejif-1749	71	5	relationship	relationship	NOUN
ejif-1749	71	6	based	base	VERB
ejif-1749	71	7	on	on	ADP
ejif-1749	71	8	macroeconomic	macroeconomic	ADJ
ejif-1749	71	9	factors	factor	NOUN
ejif-1749	71	10	that	that	PRON
ejif-1749	71	11	affect	affect	VERB
ejif-1749	71	12	the	the	DET
ejif-1749	71	13	movement	movement	NOUN
ejif-1749	71	14	of	of	ADP
ejif-1749	71	15	housing	housing	NOUN
ejif-1749	71	16	prices	price	NOUN
ejif-1749	71	17	[	[	X
ejif-1749	71	18	26	26	NUM
ejif-1749	71	19	,	,	PUNCT
ejif-1749	71	20	5	5	NUM
ejif-1749	71	21	]	]	PUNCT
ejif-1749	71	22	.	.	PUNCT
ejif-1749	72	1	the	the	DET
ejif-1749	72	2	finding	finding	NOUN
ejif-1749	72	3	reveals	reveal	VERB
ejif-1749	72	4	the	the	DET
ejif-1749	72	5	gross	gross	ADJ
ejif-1749	72	6	domestic	domestic	ADJ
ejif-1749	72	7	product	product	NOUN
ejif-1749	72	8	rate	rate	NOUN
ejif-1749	72	9	has	have	VERB
ejif-1749	72	10	significant	significant	ADJ
ejif-1749	72	11	relationship	relationship	NOUN
ejif-1749	72	12	with	with	ADP
ejif-1749	72	13	the	the	DET
ejif-1749	72	14	movement	movement	NOUN
ejif-1749	72	15	of	of	ADP
ejif-1749	72	16	hpi	hpi	PROPN
ejif-1749	72	17	.	.	PUNCT
ejif-1749	73	1	therefore	therefore	ADV
ejif-1749	73	2	,	,	PUNCT
ejif-1749	73	3	the	the	DET
ejif-1749	73	4	study	study	NOUN
ejif-1749	73	5	is	be	AUX
ejif-1749	73	6	aimed	aim	VERB
ejif-1749	73	7	to	to	PART
ejif-1749	73	8	examine	examine	VERB
ejif-1749	73	9	the	the	DET
ejif-1749	73	10	dynamic	dynamic	ADJ
ejif-1749	73	11	interactions	interaction	NOUN
ejif-1749	73	12	of	of	ADP
ejif-1749	73	13	the	the	DET
ejif-1749	73	14	two	two	NUM
ejif-1749	73	15	models	model	NOUN
ejif-1749	73	16	,	,	PUNCT
ejif-1749	73	17	lending	lending	NOUN
ejif-1749	73	18	rate	rate	NOUN
ejif-1749	73	19	and	and	CCONJ
ejif-1749	73	20	house	house	NOUN
ejif-1749	73	21	price	price	NOUN
ejif-1749	73	22	index	index	NOUN
ejif-1749	73	23	with	with	ADP
ejif-1749	73	24	macroeconomic	macroeconomic	ADJ
ejif-1749	73	25	factors	factor	NOUN
ejif-1749	73	26	.	.	PUNCT
ejif-1749	74	1	comparing	compare	VERB
ejif-1749	74	2	these	these	DET
ejif-1749	74	3	models	model	NOUN
ejif-1749	74	4	would	would	AUX
ejif-1749	74	5	reveal	reveal	VERB
ejif-1749	74	6	the	the	DET
ejif-1749	74	7	most	most	ADV
ejif-1749	74	8	suitable	suitable	ADJ
ejif-1749	74	9	indicator	indicator	NOUN
ejif-1749	74	10	for	for	ADP
ejif-1749	74	11	a	a	DET
ejif-1749	74	12	pricing	pricing	NOUN
ejif-1749	74	13	benchmark	benchmark	NOUN
ejif-1749	74	14	of	of	ADP
ejif-1749	74	15	islamic	islamic	ADJ
ejif-1749	74	16	home	home	NOUN
ejif-1749	74	17	financing	financing	NOUN
ejif-1749	74	18	,	,	PUNCT
ejif-1749	74	19	or	or	CCONJ
ejif-1749	74	20	simply	simply	ADV
ejif-1749	74	21	which	which	DET
ejif-1749	74	22	indicator	indicator	NOUN
ejif-1749	74	23	has	have	VERB
ejif-1749	74	24	a	a	DET
ejif-1749	74	25	significant	significant	ADJ
ejif-1749	74	26	relationship	relationship	NOUN
ejif-1749	74	27	to	to	ADP
ejif-1749	74	28	the	the	DET
ejif-1749	74	29	movement	movement	NOUN
ejif-1749	74	30	of	of	ADP
ejif-1749	74	31	the	the	DET
ejif-1749	74	32	real	real	ADJ
ejif-1749	74	33	economy	economy	NOUN
ejif-1749	74	34	.	.	PUNCT
ejif-1749	75	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1749	75	2	ejif	ejif	PROPN
ejif-1749	75	3	–	–	PUNCT
ejif-1749	75	4	european	european	PROPN
ejif-1749	75	5	journal	journal	PROPN
ejif-1749	75	6	of	of	ADP
ejif-1749	75	7	islamic	islamic	PROPN
ejif-1749	75	8	finance	finance	PROPN
ejif-1749	75	9	no	no	DET
ejif-1749	75	10	6	6	NUM
ejif-1749	75	11	,	,	PUNCT
ejif-1749	75	12	feb	feb	X
ejif-1749	75	13	(	(	PUNCT
ejif-1749	75	14	2017	2017	NUM
ejif-1749	75	15	)	)	PUNCT
ejif-1749	76	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1749	76	2	issn	issn	VERB
ejif-1749	76	3	2421	2421	NUM
ejif-1749	76	4	-	-	SYM
ejif-1749	76	5	2172	2172	NUM
ejif-1749	76	6	3	3	NUM
ejif-1749	76	7	figure	figure	NOUN
ejif-1749	76	8	2	2	NUM
ejif-1749	76	9	below	below	ADV
ejif-1749	76	10	illustrates	illustrate	VERB
ejif-1749	76	11	the	the	DET
ejif-1749	76	12	plots	plot	NOUN
ejif-1749	76	13	of	of	ADP
ejif-1749	76	14	the	the	DET
ejif-1749	76	15	benchmark	benchmark	NOUN
ejif-1749	76	16	rates	rate	NOUN
ejif-1749	76	17	,	,	PUNCT
ejif-1749	76	18	namely	namely	ADV
ejif-1749	76	19	the	the	DET
ejif-1749	76	20	base	base	NOUN
ejif-1749	76	21	lending	lending	NOUN
ejif-1749	76	22	rate	rate	NOUN
ejif-1749	76	23	(	(	PUNCT
ejif-1749	76	24	blr	blr	PROPN
ejif-1749	76	25	)	)	PUNCT
ejif-1749	76	26	and	and	CCONJ
ejif-1749	76	27	hpi	hpi	NOUN
ejif-1749	76	28	,	,	PUNCT
ejif-1749	76	29	as	as	ADV
ejif-1749	76	30	well	well	ADV
ejif-1749	76	31	as	as	ADP
ejif-1749	76	32	the	the	DET
ejif-1749	76	33	selected	select	VERB
ejif-1749	76	34	macroeconomic	macroeconomic	ADJ
ejif-1749	76	35	variables	variable	NOUN
ejif-1749	76	36	,	,	PUNCT
ejif-1749	76	37	namely	namely	ADV
ejif-1749	76	38	gross	gross	ADJ
ejif-1749	76	39	domestic	domestic	ADJ
ejif-1749	76	40	product	product	NOUN
ejif-1749	76	41	(	(	PUNCT
ejif-1749	76	42	gdp	gdp	NOUN
ejif-1749	76	43	)	)	PUNCT
ejif-1749	76	44	,	,	PUNCT
ejif-1749	76	45	consumer	consumer	NOUN
ejif-1749	76	46	price	price	NOUN
ejif-1749	76	47	index	index	NOUN
ejif-1749	76	48	(	(	PUNCT
ejif-1749	76	49	cpi	cpi	PROPN
ejif-1749	76	50	)	)	PUNCT
ejif-1749	76	51	,	,	PUNCT
ejif-1749	76	52	and	and	CCONJ
ejif-1749	76	53	3	3	NUM
ejif-1749	76	54	-	-	PUNCT
ejif-1749	76	55	month	month	NOUN
ejif-1749	76	56	treasury	treasury	NOUN
ejif-1749	76	57	bill	bill	NOUN
ejif-1749	76	58	rate	rate	NOUN
ejif-1749	76	59	(	(	PUNCT
ejif-1749	76	60	tbr	tbr	NOUN
ejif-1749	76	61	)	)	PUNCT
ejif-1749	76	62	.	.	PUNCT
ejif-1749	77	1	the	the	DET
ejif-1749	77	2	blr	blr	PROPN
ejif-1749	77	3	shows	show	VERB
ejif-1749	77	4	fluctuation	fluctuation	NOUN
ejif-1749	77	5	of	of	ADP
ejif-1749	77	6	rate	rate	NOUN
ejif-1749	77	7	from	from	ADP
ejif-1749	77	8	year	year	NOUN
ejif-1749	77	9	to	to	ADP
ejif-1749	77	10	year	year	NOUN
ejif-1749	77	11	,	,	PUNCT
ejif-1749	77	12	and	and	CCONJ
ejif-1749	77	13	showed	show	VERB
ejif-1749	77	14	significant	significant	ADJ
ejif-1749	77	15	decline	decline	NOUN
ejif-1749	77	16	in	in	ADP
ejif-1749	77	17	2008	2008	NUM
ejif-1749	77	18	during	during	ADP
ejif-1749	77	19	the	the	DET
ejif-1749	77	20	asian	asian	ADJ
ejif-1749	77	21	financial	financial	ADJ
ejif-1749	77	22	crisis	crisis	NOUN
ejif-1749	77	23	.	.	PUNCT
ejif-1749	78	1	the	the	DET
ejif-1749	78	2	tbr	tbr	NOUN
ejif-1749	78	3	also	also	ADV
ejif-1749	78	4	shows	show	VERB
ejif-1749	78	5	the	the	DET
ejif-1749	78	6	similar	similar	ADJ
ejif-1749	78	7	pattern	pattern	NOUN
ejif-1749	78	8	as	as	ADP
ejif-1749	78	9	the	the	DET
ejif-1749	78	10	blr	blr	PROPN
ejif-1749	78	11	with	with	ADP
ejif-1749	78	12	large	large	ADJ
ejif-1749	78	13	fluctuations	fluctuation	NOUN
ejif-1749	78	14	particularly	particularly	ADV
ejif-1749	78	15	in	in	ADP
ejif-1749	78	16	2008	2008	NUM
ejif-1749	78	17	.	.	PUNCT
ejif-1749	79	1	comparing	compare	VERB
ejif-1749	79	2	the	the	DET
ejif-1749	79	3	blr	blr	PROPN
ejif-1749	79	4	with	with	ADP
ejif-1749	79	5	the	the	DET
ejif-1749	79	6	hpi	hpi	NOUN
ejif-1749	79	7	,	,	PUNCT
ejif-1749	79	8	the	the	DET
ejif-1749	79	9	plots	plot	NOUN
ejif-1749	79	10	show	show	VERB
ejif-1749	79	11	that	that	SCONJ
ejif-1749	79	12	the	the	DET
ejif-1749	79	13	hpi	hpi	NOUN
ejif-1749	79	14	has	have	AUX
ejif-1749	79	15	been	be	AUX
ejif-1749	79	16	less	less	ADV
ejif-1749	79	17	volatile	volatile	ADJ
ejif-1749	79	18	and	and	CCONJ
ejif-1749	79	19	more	more	ADV
ejif-1749	79	20	stable	stable	ADJ
ejif-1749	79	21	as	as	ADP
ejif-1749	79	22	compared	compare	VERB
ejif-1749	79	23	to	to	ADP
ejif-1749	79	24	the	the	DET
ejif-1749	79	25	blr	blr	PROPN
ejif-1749	79	26	.	.	PUNCT
ejif-1749	80	1	figure	figure	NOUN
ejif-1749	80	2	2	2	NUM
ejif-1749	80	3	.	.	PUNCT
ejif-1749	80	4	plots	plot	NOUN
ejif-1749	80	5	of	of	ADP
ejif-1749	80	6	blr	blr	PROPN
ejif-1749	80	7	,	,	PUNCT
ejif-1749	80	8	hpi	hpi	NOUN
ejif-1749	80	9	and	and	CCONJ
ejif-1749	80	10	selected	select	VERB
ejif-1749	80	11	macroeconomic	macroeconomic	ADJ
ejif-1749	80	12	indicators	indicator	NOUN
ejif-1749	80	13	iii	iii	PROPN
ejif-1749	80	14	.	.	PROPN
ejif-1749	80	15	methodology	methodology	PROPN
ejif-1749	80	16	a.	a.	PROPN
ejif-1749	80	17	data	data	PROPN
ejif-1749	80	18	specification	specification	NOUN
ejif-1749	80	19	in	in	ADP
ejif-1749	80	20	order	order	NOUN
ejif-1749	80	21	to	to	PART
ejif-1749	80	22	achieve	achieve	VERB
ejif-1749	80	23	the	the	DET
ejif-1749	80	24	objective	objective	NOUN
ejif-1749	80	25	of	of	ADP
ejif-1749	80	26	comparing	compare	VERB
ejif-1749	80	27	the	the	DET
ejif-1749	80	28	conventional	conventional	ADJ
ejif-1749	80	29	interest	interest	NOUN
ejif-1749	80	30	rate	rate	NOUN
ejif-1749	80	31	and	and	CCONJ
ejif-1749	80	32	hpi	hpi	NOUN
ejif-1749	80	33	in	in	ADP
ejif-1749	80	34	benchmarking	benchmarke	VERB
ejif-1749	80	35	the	the	DET
ejif-1749	80	36	islamic	islamic	ADJ
ejif-1749	80	37	home	home	NOUN
ejif-1749	80	38	financing	financing	NOUN
ejif-1749	80	39	,	,	PUNCT
ejif-1749	80	40	this	this	DET
ejif-1749	80	41	study	study	NOUN
ejif-1749	80	42	considers	consider	VERB
ejif-1749	80	43	two	two	NUM
ejif-1749	80	44	models	model	NOUN
ejif-1749	80	45	:	:	PUNCT
ejif-1749	80	46	the	the	DET
ejif-1749	80	47	first	first	ADJ
ejif-1749	80	48	model	model	NOUN
ejif-1749	80	49	with	with	ADP
ejif-1749	80	50	the	the	DET
ejif-1749	80	51	blr	blr	PROPN
ejif-1749	80	52	as	as	ADP
ejif-1749	80	53	the	the	DET
ejif-1749	80	54	dependent	dependent	ADJ
ejif-1749	80	55	variable	variable	NOUN
ejif-1749	80	56	and	and	CCONJ
ejif-1749	80	57	the	the	DET
ejif-1749	80	58	second	second	ADJ
ejif-1749	80	59	model	model	NOUN
ejif-1749	80	60	with	with	ADP
ejif-1749	80	61	hpi	hpi	PROPN
ejif-1749	80	62	as	as	ADP
ejif-1749	80	63	the	the	DET
ejif-1749	80	64	dependent	dependent	ADJ
ejif-1749	80	65	variables	variable	NOUN
ejif-1749	80	66	.	.	PUNCT
ejif-1749	81	1	the	the	DET
ejif-1749	81	2	selected	select	VERB
ejif-1749	81	3	macroeconomic	macroeconomic	ADJ
ejif-1749	81	4	indicators	indicator	NOUN
ejif-1749	81	5	are	be	AUX
ejif-1749	81	6	included	include	VERB
ejif-1749	81	7	as	as	ADP
ejif-1749	81	8	the	the	DET
ejif-1749	81	9	independent	independent	ADJ
ejif-1749	81	10	variables	variable	NOUN
ejif-1749	81	11	and	and	CCONJ
ejif-1749	81	12	the	the	DET
ejif-1749	81	13	objective	objective	NOUN
ejif-1749	81	14	of	of	ADP
ejif-1749	81	15	the	the	DET
ejif-1749	81	16	analysis	analysis	NOUN
ejif-1749	81	17	is	be	AUX
ejif-1749	81	18	to	to	PART
ejif-1749	81	19	determine	determine	VERB
ejif-1749	81	20	which	which	PRON
ejif-1749	81	21	of	of	ADP
ejif-1749	81	22	these	these	DET
ejif-1749	81	23	two	two	NUM
ejif-1749	81	24	indicators	indicator	NOUN
ejif-1749	81	25	are	be	AUX
ejif-1749	81	26	more	more	ADV
ejif-1749	81	27	reflective	reflective	ADJ
ejif-1749	81	28	of	of	ADP
ejif-1749	81	29	the	the	DET
ejif-1749	81	30	macroeconomic	macroeconomic	ADJ
ejif-1749	81	31	indicators	indicator	NOUN
ejif-1749	81	32	.	.	PUNCT
ejif-1749	82	1	the	the	DET
ejif-1749	82	2	study	study	NOUN
ejif-1749	82	3	employs	employ	VERB
ejif-1749	82	4	quarterly	quarterly	ADJ
ejif-1749	82	5	data	datum	NOUN
ejif-1749	82	6	for	for	ADP
ejif-1749	82	7	the	the	DET
ejif-1749	82	8	period	period	NOUN
ejif-1749	82	9	2001	2001	NUM
ejif-1749	82	10	:	:	PUNCT
ejif-1749	82	11	q1	q1	VERB
ejif-1749	82	12	to	to	ADP
ejif-1749	82	13	2014	2014	NUM
ejif-1749	82	14	:	:	PUNCT
ejif-1749	83	1	q4	q4	PROPN
ejif-1749	83	2	,	,	PUNCT
ejif-1749	83	3	a	a	DET
ejif-1749	83	4	period	period	NOUN
ejif-1749	83	5	of	of	ADP
ejif-1749	83	6	14	14	NUM
ejif-1749	83	7	-	-	PUNCT
ejif-1749	83	8	year	year	NOUN
ejif-1749	83	9	,	,	PUNCT
ejif-1749	83	10	with	with	ADP
ejif-1749	83	11	a	a	DET
ejif-1749	83	12	total	total	NOUN
ejif-1749	83	13	of	of	ADP
ejif-1749	83	14	56	56	NUM
ejif-1749	83	15	data	datum	NOUN
ejif-1749	83	16	frequency	frequency	NOUN
ejif-1749	83	17	.	.	PUNCT
ejif-1749	84	1	the	the	DET
ejif-1749	84	2	hpi	hpi	PROPN
ejif-1749	84	3	data	datum	NOUN
ejif-1749	84	4	are	be	AUX
ejif-1749	84	5	sourced	source	VERB
ejif-1749	84	6	from	from	ADP
ejif-1749	84	7	the	the	DET
ejif-1749	84	8	valuation	valuation	NOUN
ejif-1749	84	9	and	and	CCONJ
ejif-1749	84	10	property	property	NOUN
ejif-1749	84	11	services	service	NOUN
ejif-1749	84	12	department	department	PROPN
ejif-1749	84	13	of	of	ADP
ejif-1749	84	14	malaysia	malaysia	PROPN
ejif-1749	84	15	’s	’s	PROPN
ejif-1749	84	16	ministry	ministry	PROPN
ejif-1749	84	17	of	of	ADP
ejif-1749	84	18	finance	finance	PROPN
ejif-1749	84	19	through	through	ADP
ejif-1749	84	20	its	its	PRON
ejif-1749	84	21	quarterly	quarterly	ADJ
ejif-1749	84	22	publication	publication	NOUN
ejif-1749	84	23	;	;	PUNCT
ejif-1749	84	24	malaysia	malaysia	NOUN
ejif-1749	84	25	property	property	NOUN
ejif-1749	84	26	market	market	NOUN
ejif-1749	84	27	.	.	PUNCT
ejif-1749	85	1	the	the	DET
ejif-1749	85	2	report	report	NOUN
ejif-1749	85	3	is	be	AUX
ejif-1749	85	4	available	available	ADJ
ejif-1749	85	5	in	in	ADP
ejif-1749	85	6	annual	annual	ADJ
ejif-1749	85	7	and	and	CCONJ
ejif-1749	85	8	quarterly	quarterly	ADJ
ejif-1749	85	9	data	datum	NOUN
ejif-1749	85	10	with	with	ADP
ejif-1749	85	11	the	the	DET
ejif-1749	85	12	aggregate	aggregate	ADJ
ejif-1749	85	13	house	house	PROPN
ejif-1749	85	14	price	price	NOUN
ejif-1749	85	15	index	index	NOUN
ejif-1749	85	16	.	.	PUNCT
ejif-1749	86	1	while	while	SCONJ
ejif-1749	86	2	another	another	DET
ejif-1749	86	3	model	model	NOUN
ejif-1749	86	4	in	in	ADP
ejif-1749	86	5	this	this	DET
ejif-1749	86	6	study	study	NOUN
ejif-1749	86	7	employed	employ	VERB
ejif-1749	86	8	the	the	DET
ejif-1749	86	9	lending	lending	NOUN
ejif-1749	86	10	rate	rate	NOUN
ejif-1749	86	11	,	,	PUNCT
ejif-1749	86	12	which	which	PRON
ejif-1749	86	13	is	be	AUX
ejif-1749	86	14	measured	measure	VERB
ejif-1749	86	15	by	by	ADP
ejif-1749	86	16	the	the	DET
ejif-1749	86	17	blr	blr	PROPN
ejif-1749	86	18	.	.	PUNCT
ejif-1749	87	1	the	the	DET
ejif-1749	87	2	blr	blr	PROPN
ejif-1749	87	3	data	datum	NOUN
ejif-1749	87	4	are	be	AUX
ejif-1749	87	5	sourced	source	VERB
ejif-1749	87	6	from	from	ADP
ejif-1749	87	7	bank	bank	PROPN
ejif-1749	87	8	negara	negara	PROPN
ejif-1749	87	9	malaysia	malaysia	PROPN
ejif-1749	87	10	’s	’s	PART
ejif-1749	87	11	quarterly	quarterly	ADJ
ejif-1749	87	12	bulletin	bulletin	NOUN
ejif-1749	87	13	and	and	CCONJ
ejif-1749	87	14	of	of	ADP
ejif-1749	87	15	various	various	ADJ
ejif-1749	87	16	issues	issue	NOUN
ejif-1749	87	17	.	.	PUNCT
ejif-1749	88	1	there	there	PRON
ejif-1749	88	2	are	be	VERB
ejif-1749	88	3	three	three	NUM
ejif-1749	88	4	selected	select	VERB
ejif-1749	88	5	macroeconomic	macroeconomic	ADJ
ejif-1749	88	6	variables	variable	NOUN
ejif-1749	88	7	in	in	ADP
ejif-1749	88	8	this	this	DET
ejif-1749	88	9	analysis	analysis	NOUN
ejif-1749	88	10	,	,	PUNCT
ejif-1749	88	11	namely	namely	ADV
ejif-1749	88	12	gross	gross	ADJ
ejif-1749	88	13	domestic	domestic	ADJ
ejif-1749	88	14	product	product	NOUN
ejif-1749	88	15	(	(	PUNCT
ejif-1749	88	16	gdp	gdp	NOUN
ejif-1749	88	17	)	)	PUNCT
ejif-1749	88	18	,	,	PUNCT
ejif-1749	88	19	3	3	NUM
ejif-1749	88	20	-	-	PUNCT
ejif-1749	88	21	month	month	NOUN
ejif-1749	88	22	treasury	treasury	NOUN
ejif-1749	88	23	bill	bill	NOUN
ejif-1749	88	24	rate	rate	NOUN
ejif-1749	88	25	(	(	PUNCT
ejif-1749	88	26	tbr	tbr	NOUN
ejif-1749	88	27	)	)	PUNCT
ejif-1749	88	28	,	,	PUNCT
ejif-1749	88	29	and	and	CCONJ
ejif-1749	88	30	consumer	consumer	NOUN
ejif-1749	88	31	price	price	NOUN
ejif-1749	88	32	index	index	NOUN
ejif-1749	88	33	(	(	PUNCT
ejif-1749	88	34	cpi	cpi	PROPN
ejif-1749	88	35	)	)	PUNCT
ejif-1749	88	36	.	.	PUNCT
ejif-1749	89	1	the	the	DET
ejif-1749	89	2	data	datum	NOUN
ejif-1749	89	3	are	be	AUX
ejif-1749	89	4	gathered	gather	VERB
ejif-1749	89	5	from	from	ADP
ejif-1749	89	6	bank	bank	PROPN
ejif-1749	89	7	negara	negara	PROPN
ejif-1749	89	8	malaysia	malaysia	PROPN
ejif-1749	89	9	’s	’s	PART
ejif-1749	89	10	quarterly	quarterly	ADJ
ejif-1749	89	11	bulletin	bulletin	NOUN
ejif-1749	89	12	and	and	CCONJ
ejif-1749	89	13	of	of	ADP
ejif-1749	89	14	various	various	ADJ
ejif-1749	89	15	issues	issue	NOUN
ejif-1749	89	16	.	.	PUNCT
ejif-1749	90	1	real	real	ADJ
ejif-1749	90	2	gdp	gdp	NOUN
ejif-1749	90	3	is	be	AUX
ejif-1749	90	4	used	use	VERB
ejif-1749	90	5	as	as	ADP
ejif-1749	90	6	a	a	DET
ejif-1749	90	7	measure	measure	NOUN
ejif-1749	90	8	of	of	ADP
ejif-1749	90	9	real	real	ADJ
ejif-1749	90	10	income	income	NOUN
ejif-1749	90	11	while	while	SCONJ
ejif-1749	90	12	cpi	cpi	PROPN
ejif-1749	90	13	is	be	AUX
ejif-1749	90	14	used	use	VERB
ejif-1749	90	15	as	as	ADP
ejif-1749	90	16	a	a	DET
ejif-1749	90	17	measure	measure	NOUN
ejif-1749	90	18	of	of	ADP
ejif-1749	90	19	inflation	inflation	NOUN
ejif-1749	90	20	condition	condition	NOUN
ejif-1749	90	21	.	.	PUNCT
ejif-1749	91	1	finally	finally	ADV
ejif-1749	91	2	,	,	PUNCT
ejif-1749	91	3	the	the	DET
ejif-1749	91	4	study	study	NOUN
ejif-1749	91	5	employs	employ	VERB
ejif-1749	91	6	the	the	DET
ejif-1749	91	7	tbr	tbr	NOUN
ejif-1749	91	8	as	as	ADP
ejif-1749	91	9	a	a	DET
ejif-1749	91	10	measure	measure	NOUN
ejif-1749	91	11	of	of	ADP
ejif-1749	91	12	the	the	DET
ejif-1749	91	13	market	market	NOUN
ejif-1749	91	14	interest	interest	NOUN
ejif-1749	91	15	rate	rate	NOUN
ejif-1749	91	16	.	.	PUNCT
ejif-1749	92	1	these	these	DET
ejif-1749	92	2	data	datum	NOUN
ejif-1749	92	3	are	be	AUX
ejif-1749	92	4	obtained	obtain	VERB
ejif-1749	92	5	from	from	ADP
ejif-1749	92	6	bnm	bnm	PROPN
ejif-1749	92	7	monthly	monthly	ADJ
ejif-1749	92	8	statistical	statistical	ADJ
ejif-1749	92	9	bulletin	bulletin	NOUN
ejif-1749	92	10	of	of	ADP
ejif-1749	92	11	various	various	ADJ
ejif-1749	92	12	series	series	NOUN
ejif-1749	92	13	.	.	PUNCT
ejif-1749	93	1	all	all	DET
ejif-1749	93	2	variables	variable	NOUN
ejif-1749	93	3	are	be	AUX
ejif-1749	93	4	expressed	express	VERB
ejif-1749	93	5	in	in	ADP
ejif-1749	93	6	natural	natural	ADJ
ejif-1749	93	7	logarithm	logarithm	NOUN
ejif-1749	93	8	except	except	SCONJ
ejif-1749	93	9	for	for	ADP
ejif-1749	93	10	blr	blr	PROPN
ejif-1749	93	11	and	and	CCONJ
ejif-1749	93	12	tbr	tbr	NOUN
ejif-1749	93	13	.	.	PUNCT
ejif-1749	94	1	table	table	NOUN
ejif-1749	94	2	1	1	NUM
ejif-1749	94	3	provides	provide	VERB
ejif-1749	94	4	descriptive	descriptive	ADJ
ejif-1749	94	5	statistics	statistic	NOUN
ejif-1749	94	6	of	of	ADP
ejif-1749	94	7	quarterly	quarterly	ADJ
ejif-1749	94	8	changes	change	NOUN
ejif-1749	94	9	in	in	ADP
ejif-1749	94	10	lending	lending	NOUN
ejif-1749	94	11	rates	rate	NOUN
ejif-1749	94	12	and	and	CCONJ
ejif-1749	94	13	real	real	ADJ
ejif-1749	94	14	house	house	NOUN
ejif-1749	94	15	prices	price	NOUN
ejif-1749	94	16	,	,	PUNCT
ejif-1749	94	17	real	real	ADJ
ejif-1749	94	18	gdp	gdp	NOUN
ejif-1749	94	19	,	,	PUNCT
ejif-1749	94	20	real	real	ADJ
ejif-1749	94	21	cpi	cpi	NOUN
ejif-1749	94	22	and	and	CCONJ
ejif-1749	94	23	in	in	ADP
ejif-1749	94	24	tbr	tbr	NOUN
ejif-1749	94	25	.	.	PUNCT
ejif-1749	95	1	the	the	DET
ejif-1749	95	2	simple	simple	ADJ
ejif-1749	95	3	correlations	correlation	NOUN
ejif-1749	95	4	are	be	AUX
ejif-1749	95	5	also	also	ADV
ejif-1749	95	6	provided	provide	VERB
ejif-1749	95	7	.	.	PUNCT
ejif-1749	96	1	blr	blr	PROPN
ejif-1749	96	2	has	have	VERB
ejif-1749	96	3	high	high	ADJ
ejif-1749	96	4	variability	variability	NOUN
ejif-1749	96	5	as	as	SCONJ
ejif-1749	96	6	the	the	DET
ejif-1749	96	7	mean	mean	NOUN
ejif-1749	96	8	shows	show	VERB
ejif-1749	96	9	6.380	6.380	NUM
ejif-1749	96	10	as	as	SCONJ
ejif-1749	96	11	compared	compare	VERB
ejif-1749	96	12	to	to	ADP
ejif-1749	96	13	hpi	hpi	PROPN
ejif-1749	96	14	4.88	4.88	NUM
ejif-1749	96	15	.	.	PUNCT
ejif-1749	97	1	the	the	DET
ejif-1749	97	2	blr	blr	PROPN
ejif-1749	97	3	is	be	AUX
ejif-1749	97	4	positively	positively	ADV
ejif-1749	97	5	correlated	correlate	VERB
ejif-1749	97	6	to	to	ADP
ejif-1749	97	7	tbr	tbr	NOUN
ejif-1749	97	8	(	(	PUNCT
ejif-1749	97	9	0.862	0.862	NUM
ejif-1749	97	10	)	)	PUNCT
ejif-1749	97	11	and	and	CCONJ
ejif-1749	97	12	negatively	negatively	ADV
ejif-1749	97	13	correlate	correlate	ADJ
ejif-1749	97	14	to	to	ADP
ejif-1749	97	15	cpi	cpi	PROPN
ejif-1749	97	16	(	(	PUNCT
ejif-1749	97	17	-0.415	-0.415	NUM
ejif-1749	97	18	)	)	PUNCT
ejif-1749	97	19	.	.	PUNCT
ejif-1749	98	1	note	note	VERB
ejif-1749	98	2	that	that	SCONJ
ejif-1749	98	3	blr	blr	PROPN
ejif-1749	98	4	is	be	AUX
ejif-1749	98	5	not	not	PART
ejif-1749	98	6	significantly	significantly	ADV
ejif-1749	98	7	correlated	correlate	VERB
ejif-1749	98	8	to	to	ADP
ejif-1749	98	9	hpi	hpi	PROPN
ejif-1749	98	10	and	and	CCONJ
ejif-1749	98	11	gdp	gdp	PROPN
ejif-1749	98	12	.	.	PUNCT
ejif-1749	99	1	while	while	SCONJ
ejif-1749	99	2	the	the	DET
ejif-1749	99	3	correlation	correlation	NOUN
ejif-1749	99	4	analysis	analysis	NOUN
ejif-1749	99	5	shows	show	VERB
ejif-1749	99	6	that	that	SCONJ
ejif-1749	99	7	the	the	DET
ejif-1749	99	8	hpi	hpi	NOUN
ejif-1749	99	9	is	be	AUX
ejif-1749	99	10	highly	highly	ADV
ejif-1749	99	11	correlated	correlate	VERB
ejif-1749	99	12	to	to	ADP
ejif-1749	99	13	gdp	gdp	NOUN
ejif-1749	99	14	(	(	PUNCT
ejif-1749	99	15	0.948	0.948	NUM
ejif-1749	99	16	)	)	PUNCT
ejif-1749	99	17	and	and	CCONJ
ejif-1749	99	18	has	have	VERB
ejif-1749	99	19	a	a	DET
ejif-1749	99	20	moderate	moderate	ADJ
ejif-1749	99	21	correlated	correlate	VERB
ejif-1749	99	22	to	to	ADP
ejif-1749	99	23	cpi	cpi	PROPN
ejif-1749	99	24	(	(	PUNCT
ejif-1749	99	25	0.444	0.444	NUM
ejif-1749	99	26	)	)	PUNCT
ejif-1749	99	27	.	.	PUNCT
ejif-1749	100	1	blr	blr	PROPN
ejif-1749	100	2	hpi	hpi	PROPN
ejif-1749	100	3	gdp	gdp	PROPN
ejif-1749	100	4	cpi	cpi	PROPN
ejif-1749	100	5	tbr	tbr	NOUN
ejif-1749	100	6	mean	mean	VERB
ejif-1749	100	7	6.380	6.380	NUM
ejif-1749	100	8	4.880	4.880	NUM
ejif-1749	100	9	11.949	11.949	NUM
ejif-1749	100	10	4.675	4.675	NUM
ejif-1749	100	11	2.861	2.861	NUM
ejif-1749	100	12	max	max	NOUN
ejif-1749	100	13	.	.	PROPN
ejif-1749	101	1	6.79	6.79	NUM
ejif-1749	101	2	5.37	5.37	NUM
ejif-1749	101	3	12.58	12.58	NUM
ejif-1749	101	4	4.76	4.76	NUM
ejif-1749	101	5	3.49	3.49	NUM
ejif-1749	101	6	min	min	NOUN
ejif-1749	101	7	.	.	PROPN
ejif-1749	101	8	5.51	5.51	NUM
ejif-1749	101	9	4.58	4.58	NUM
ejif-1749	101	10	11.32	11.32	NUM
ejif-1749	101	11	4.61	4.61	NUM
ejif-1749	101	12	1.90	1.90	NUM
ejif-1749	101	13	sd	sd	ADP
ejif-1749	101	14	0.365	0.365	NUM
ejif-1749	101	15	0.227	0.227	NUM
ejif-1749	101	16	0.387	0.387	NUM
ejif-1749	101	17	0.039	0.039	NUM
ejif-1749	101	18	0.393	0.393	NUM
ejif-1749	101	19	blr	blr	ADJ
ejif-1749	101	20	1	1	NUM
ejif-1749	101	21	hpi	hpi	NOUN
ejif-1749	101	22	0.136	0.136	NUM
ejif-1749	101	23	1	1	NUM
ejif-1749	101	24	gdp	gdp	NOUN
ejif-1749	101	25	0.078	0.078	NUM
ejif-1749	101	26	0.948	0.948	NUM
ejif-1749	101	27	*	*	PUNCT
ejif-1749	101	28	*	*	PUNCT
ejif-1749	101	29	1	1	NUM
ejif-1749	101	30	cpi	cpi	NOUN
ejif-1749	101	31	-0.415	-0.415	PROPN
ejif-1749	101	32	*	*	PUNCT
ejif-1749	101	33	*	*	PUNCT
ejif-1749	101	34	0.444	0.444	NUM
ejif-1749	101	35	*	*	NOUN
ejif-1749	101	36	*	*	NOUN
ejif-1749	101	37	0.574	0.574	NUM
ejif-1749	101	38	*	*	PUNCT
ejif-1749	101	39	*	*	SYM
ejif-1749	101	40	1	1	NUM
ejif-1749	101	41	tbr	tbr	NOUN
ejif-1749	101	42	0.862	0.862	NUM
ejif-1749	101	43	*	*	PUNCT
ejif-1749	101	44	*	*	NOUN
ejif-1749	101	45	0.231	0.231	NUM
ejif-1749	101	46	0.254	0.254	NUM
ejif-1749	101	47	-0.167	-0.167	SYM
ejif-1749	101	48	1	1	NUM
ejif-1749	101	49	notes	note	NOUN
ejif-1749	101	50	:	:	PUNCT
ejif-1749	101	51	(	(	PUNCT
ejif-1749	101	52	1	1	X
ejif-1749	101	53	)	)	PUNCT
ejif-1749	101	54	blr	blr	PROPN
ejif-1749	101	55	is	be	AUX
ejif-1749	101	56	base	base	ADJ
ejif-1749	101	57	lending	lending	NOUN
ejif-1749	101	58	rate	rate	NOUN
ejif-1749	101	59	,	,	PUNCT
ejif-1749	101	60	hpi	hpi	PROPN
ejif-1749	101	61	is	be	AUX
ejif-1749	101	62	real	real	ADJ
ejif-1749	101	63	aggregate	aggregate	ADJ
ejif-1749	101	64	house	house	PROPN
ejif-1749	101	65	price	price	NOUN
ejif-1749	101	66	index	index	NOUN
ejif-1749	101	67	,	,	PUNCT
ejif-1749	101	68	gdp	gdp	NOUN
ejif-1749	101	69	is	be	AUX
ejif-1749	101	70	real	real	ADJ
ejif-1749	101	71	gross	gross	ADJ
ejif-1749	101	72	domestic	domestic	ADJ
ejif-1749	101	73	product	product	NOUN
ejif-1749	101	74	,	,	PUNCT
ejif-1749	101	75	cpi	cpi	PROPN
ejif-1749	101	76	is	be	AUX
ejif-1749	101	77	consumer	consumer	NOUN
ejif-1749	101	78	price	price	NOUN
ejif-1749	101	79	index	index	NOUN
ejif-1749	101	80	,	,	PUNCT
ejif-1749	101	81	tbr	tbr	NOUN
ejif-1749	101	82	is	be	AUX
ejif-1749	101	83	3	3	NUM
ejif-1749	101	84	-	-	PUNCT
ejif-1749	101	85	month	month	NOUN
ejif-1749	101	86	treasury	treasury	NOUN
ejif-1749	101	87	bill	bill	NOUN
ejif-1749	101	88	rate	rate	NOUN
ejif-1749	101	89	(	(	PUNCT
ejif-1749	101	90	2	2	NUM
ejif-1749	101	91	)	)	PUNCT
ejif-1749	101	92	*	*	PUNCT
ejif-1749	101	93	and	and	CCONJ
ejif-1749	101	94	*	*	PUNCT
ejif-1749	101	95	*	*	NOUN
ejif-1749	101	96	denote	denote	NOUN
ejif-1749	101	97	significance	significance	NOUN
ejif-1749	101	98	at	at	ADP
ejif-1749	101	99	the	the	DET
ejif-1749	101	100	5	5	NUM
ejif-1749	101	101	%	%	NOUN
ejif-1749	101	102	and	and	CCONJ
ejif-1749	101	103	10	10	NUM
ejif-1749	101	104	%	%	NOUN
ejif-1749	101	105	levels	level	NOUN
ejif-1749	101	106	,	,	PUNCT
ejif-1749	101	107	respectively	respectively	ADV
ejif-1749	101	108	table	table	NOUN
ejif-1749	101	109	1	1	NUM
ejif-1749	101	110	.	.	PUNCT
ejif-1749	101	111	result	result	NOUN
ejif-1749	101	112	of	of	ADP
ejif-1749	101	113	descriptive	descriptive	ADJ
ejif-1749	101	114	statistics	statistic	NOUN
ejif-1749	101	115	and	and	CCONJ
ejif-1749	101	116	correlations	correlation	VERB
ejif-1749	101	117	5.2	5.2	NUM
ejif-1749	101	118	5.6	5.6	NUM
ejif-1749	101	119	6.0	6.0	NUM
ejif-1749	101	120	6.4	6.4	NUM
ejif-1749	101	121	6.8	6.8	NUM
ejif-1749	101	122	7.2	7.2	NUM
ejif-1749	101	123	2000	2000	NUM
ejif-1749	101	124	2002	2002	NUM
ejif-1749	101	125	2004	2004	NUM
ejif-1749	101	126	2006	2006	NUM
ejif-1749	101	127	2008	2008	NUM
ejif-1749	101	128	2010	2010	NUM
ejif-1749	101	129	2012	2012	NUM
ejif-1749	101	130	2014	2014	NUM
ejif-1749	101	131	blr	blr	PROPN
ejif-1749	101	132	11.2	11.2	NUM
ejif-1749	101	133	11.4	11.4	NUM
ejif-1749	101	134	11.6	11.6	NUM
ejif-1749	101	135	11.8	11.8	NUM
ejif-1749	101	136	12.0	12.0	NUM
ejif-1749	101	137	12.2	12.2	NUM
ejif-1749	101	138	12.4	12.4	NUM
ejif-1749	101	139	12.6	12.6	NUM
ejif-1749	101	140	2000	2000	NUM
ejif-1749	101	141	2002	2002	NUM
ejif-1749	101	142	2004	2004	NUM
ejif-1749	101	143	2006	2006	NUM
ejif-1749	101	144	2008	2008	NUM
ejif-1749	101	145	2010	2010	NUM
ejif-1749	101	146	2012	2012	NUM
ejif-1749	101	147	2014	2014	NUM
ejif-1749	101	148	lgdp	lgdp	NOUN
ejif-1749	101	149	4.60	4.60	NUM
ejif-1749	101	150	4.64	4.64	NUM
ejif-1749	101	151	4.68	4.68	NUM
ejif-1749	101	152	4.72	4.72	NUM
ejif-1749	101	153	4.76	4.76	NUM
ejif-1749	101	154	2000	2000	NUM
ejif-1749	101	155	2002	2002	NUM
ejif-1749	101	156	2004	2004	NUM
ejif-1749	101	157	2006	2006	NUM
ejif-1749	101	158	2008	2008	NUM
ejif-1749	101	159	2010	2010	NUM
ejif-1749	101	160	2012	2012	NUM
ejif-1749	101	161	2014	2014	NUM
ejif-1749	101	162	lcpi	lcpi	NOUN
ejif-1749	101	163	1.6	1.6	NUM
ejif-1749	101	164	2.0	2.0	NUM
ejif-1749	101	165	2.4	2.4	NUM
ejif-1749	101	166	2.8	2.8	NUM
ejif-1749	101	167	3.2	3.2	NUM
ejif-1749	101	168	3.6	3.6	NUM
ejif-1749	101	169	2000	2000	NUM
ejif-1749	101	170	2002	2002	NUM
ejif-1749	101	171	2004	2004	NUM
ejif-1749	101	172	2006	2006	NUM
ejif-1749	101	173	2008	2008	NUM
ejif-1749	101	174	2010	2010	NUM
ejif-1749	101	175	2012	2012	NUM
ejif-1749	101	176	2014	2014	NUM
ejif-1749	101	177	tbr	tbr	NOUN
ejif-1749	101	178	4.4	4.4	NUM
ejif-1749	101	179	4.6	4.6	NUM
ejif-1749	101	180	4.8	4.8	NUM
ejif-1749	101	181	5.0	5.0	NUM
ejif-1749	101	182	5.2	5.2	NUM
ejif-1749	101	183	5.4	5.4	NUM
ejif-1749	101	184	2000	2000	NUM
ejif-1749	101	185	2002	2002	NUM
ejif-1749	101	186	2004	2004	NUM
ejif-1749	101	187	2006	2006	NUM
ejif-1749	101	188	2008	2008	NUM
ejif-1749	101	189	2010	2010	NUM
ejif-1749	101	190	2012	2012	NUM
ejif-1749	101	191	2014	2014	NUM
ejif-1749	101	192	lhpi	lhpi	NOUN
ejif-1749	101	193	11.2	11.2	NUM
ejif-1749	101	194	11.4	11.4	NUM
ejif-1749	101	195	11.6	11.6	NUM
ejif-1749	101	196	11.8	11.8	NUM
ejif-1749	101	197	12.0	12.0	NUM
ejif-1749	101	198	12.2	12.2	NUM
ejif-1749	101	199	12.4	12.4	NUM
ejif-1749	101	200	12.6	12.6	NUM
ejif-1749	101	201	2000	2000	NUM
ejif-1749	101	202	2002	2002	NUM
ejif-1749	101	203	2004	2004	NUM
ejif-1749	101	204	2006	2006	NUM
ejif-1749	101	205	2008	2008	NUM
ejif-1749	101	206	2010	2010	NUM
ejif-1749	101	207	2012	2012	NUM
ejif-1749	101	208	2014	2014	NUM
ejif-1749	101	209	lgdp	lgdp	NOUN
ejif-1749	101	210	4.60	4.60	NUM
ejif-1749	101	211	4.64	4.64	NUM
ejif-1749	101	212	4.68	4.68	NUM
ejif-1749	101	213	4.72	4.72	NUM
ejif-1749	101	214	4.76	4.76	NUM
ejif-1749	101	215	2000	2000	NUM
ejif-1749	101	216	2002	2002	NUM
ejif-1749	101	217	2004	2004	NUM
ejif-1749	101	218	2006	2006	NUM
ejif-1749	101	219	2008	2008	NUM
ejif-1749	101	220	2010	2010	NUM
ejif-1749	101	221	2012	2012	NUM
ejif-1749	101	222	2014	2014	NUM
ejif-1749	101	223	lcpi	lcpi	NOUN
ejif-1749	101	224	1.6	1.6	NUM
ejif-1749	101	225	2.0	2.0	NUM
ejif-1749	101	226	2.4	2.4	NUM
ejif-1749	101	227	2.8	2.8	NUM
ejif-1749	101	228	3.2	3.2	NUM
ejif-1749	101	229	3.6	3.6	NUM
ejif-1749	101	230	2000	2000	NUM
ejif-1749	101	231	2002	2002	NUM
ejif-1749	101	232	2004	2004	NUM
ejif-1749	101	233	2006	2006	NUM
ejif-1749	101	234	2008	2008	NUM
ejif-1749	101	235	2010	2010	NUM
ejif-1749	101	236	2012	2012	NUM
ejif-1749	101	237	2014	2014	NUM
ejif-1749	101	238	tbr	tbr	NOUN
ejif-1749	101	239	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1749	101	240	ejif	ejif	PROPN
ejif-1749	101	241	–	–	PUNCT
ejif-1749	101	242	european	european	PROPN
ejif-1749	101	243	journal	journal	PROPN
ejif-1749	101	244	of	of	ADP
ejif-1749	101	245	islamic	islamic	PROPN
ejif-1749	101	246	finance	finance	PROPN
ejif-1749	101	247	no	no	DET
ejif-1749	101	248	6	6	NUM
ejif-1749	101	249	,	,	PUNCT
ejif-1749	101	250	feb	feb	X
ejif-1749	101	251	(	(	PUNCT
ejif-1749	101	252	2017	2017	NUM
ejif-1749	101	253	)	)	PUNCT
ejif-1749	102	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1749	102	2	issn	issn	VERB
ejif-1749	102	3	2421	2421	NUM
ejif-1749	102	4	-	-	SYM
ejif-1749	102	5	2172	2172	NUM
ejif-1749	102	6	4	4	NUM
ejif-1749	102	7	b.	b.	PROPN
ejif-1749	102	8	methodology	methodology	PROPN
ejif-1749	102	9	time	time	NOUN
ejif-1749	102	10	series	series	PROPN
ejif-1749	102	11	analysis	analysis	NOUN
ejif-1749	102	12	explains	explain	VERB
ejif-1749	102	13	the	the	DET
ejif-1749	102	14	patterns	pattern	NOUN
ejif-1749	102	15	or	or	CCONJ
ejif-1749	102	16	behavioral	behavioral	ADJ
ejif-1749	102	17	data	datum	NOUN
ejif-1749	102	18	throughout	throughout	ADP
ejif-1749	102	19	the	the	DET
ejif-1749	102	20	period	period	NOUN
ejif-1749	102	21	of	of	ADP
ejif-1749	102	22	observation	observation	NOUN
ejif-1749	102	23	with	with	ADP
ejif-1749	102	24	‘	'	PUNCT
ejif-1749	102	25	stochastic	stochastic	ADJ
ejif-1749	102	26	process	process	NOUN
ejif-1749	102	27	’	'	PUNCT
ejif-1749	102	28	,	,	PUNCT
ejif-1749	102	29	which	which	PRON
ejif-1749	102	30	the	the	DET
ejif-1749	102	31	sample	sample	NOUN
ejif-1749	102	32	randomly	randomly	ADV
ejif-1749	102	33	taken	take	VERB
ejif-1749	102	34	and	and	CCONJ
ejif-1749	102	35	represents	represent	VERB
ejif-1749	102	36	the	the	DET
ejif-1749	102	37	series	series	NOUN
ejif-1749	102	38	of	of	ADP
ejif-1749	102	39	data	data	PROPN
ejif-1749	102	40	.	.	PUNCT
ejif-1749	103	1	this	this	DET
ejif-1749	103	2	study	study	NOUN
ejif-1749	103	3	employs	employ	VERB
ejif-1749	103	4	multivariate	multivariate	NOUN
ejif-1749	103	5	time	time	NOUN
ejif-1749	103	6	series	series	PROPN
ejif-1749	103	7	analysis	analysis	NOUN
ejif-1749	103	8	based	base	VERB
ejif-1749	103	9	on	on	ADP
ejif-1749	103	10	auto	auto	NOUN
ejif-1749	103	11	-	-	PUNCT
ejif-1749	103	12	regressive	regressive	ADJ
ejif-1749	103	13	distributed	distribute	VERB
ejif-1749	103	14	lag	lag	NOUN
ejif-1749	103	15	(	(	PUNCT
ejif-1749	103	16	ardl	ardl	NOUN
ejif-1749	103	17	)	)	PUNCT
ejif-1749	103	18	.	.	PUNCT
ejif-1749	104	1	the	the	DET
ejif-1749	104	2	regression	regression	NOUN
ejif-1749	104	3	model	model	NOUN
ejif-1749	104	4	includes	include	VERB
ejif-1749	104	5	the	the	DET
ejif-1749	104	6	current	current	ADJ
ejif-1749	104	7	and	and	CCONJ
ejif-1749	104	8	also	also	ADV
ejif-1749	104	9	the	the	DET
ejif-1749	104	10	lagged	lag	VERB
ejif-1749	104	11	(	(	PUNCT
ejif-1749	104	12	past	past	ADJ
ejif-1749	104	13	)	)	PUNCT
ejif-1749	104	14	values	value	NOUN
ejif-1749	104	15	of	of	ADP
ejif-1749	104	16	the	the	DET
ejif-1749	104	17	explanatory	explanatory	ADJ
ejif-1749	104	18	variables	variable	NOUN
ejif-1749	104	19	(	(	PUNCT
ejif-1749	104	20	the	the	DET
ejif-1749	104	21	x	x	NOUN
ejif-1749	104	22	’s	’s	NOUN
ejif-1749	104	23	)	)	PUNCT
ejif-1749	104	24	which	which	PRON
ejif-1749	104	25	called	call	VERB
ejif-1749	104	26	a	a	DET
ejif-1749	104	27	‘	'	PUNCT
ejif-1749	104	28	distributed	distribute	VERB
ejif-1749	104	29	-	-	PUNCT
ejif-1749	104	30	lagged	lag	VERB
ejif-1749	104	31	model	model	NOUN
ejif-1749	104	32	’	'	PUNCT
ejif-1749	104	33	.	.	PUNCT
ejif-1749	105	1	and	and	CCONJ
ejif-1749	105	2	the	the	DET
ejif-1749	105	3	model	model	NOUN
ejif-1749	105	4	includes	include	VERB
ejif-1749	105	5	one	one	NUM
ejif-1749	105	6	or	or	CCONJ
ejif-1749	105	7	more	more	ADV
ejif-1749	105	8	lagged	lag	VERB
ejif-1749	105	9	values	value	NOUN
ejif-1749	105	10	of	of	ADP
ejif-1749	105	11	the	the	DET
ejif-1749	105	12	dependent	dependent	ADJ
ejif-1749	105	13	variable	variable	NOUN
ejif-1749	105	14	among	among	ADP
ejif-1749	105	15	its	its	PRON
ejif-1749	105	16	explanatory	explanatory	ADJ
ejif-1749	105	17	variables	variable	NOUN
ejif-1749	105	18	which	which	PRON
ejif-1749	105	19	called	call	VERB
ejif-1749	105	20	an	an	DET
ejif-1749	105	21	‘	'	PUNCT
ejif-1749	105	22	autoregressive	autoregressive	ADJ
ejif-1749	105	23	model	model	NOUN
ejif-1749	105	24	’	'	PUNCT
ejif-1749	106	1	[	[	X
ejif-1749	106	2	9	9	NUM
ejif-1749	106	3	]	]	PUNCT
ejif-1749	106	4	.	.	PUNCT
ejif-1749	107	1	the	the	DET
ejif-1749	107	2	ardl	ardl	NOUN
ejif-1749	107	3	approach	approach	NOUN
ejif-1749	107	4	can	can	AUX
ejif-1749	107	5	be	be	AUX
ejif-1749	107	6	applied	apply	VERB
ejif-1749	107	7	regardless	regardless	ADV
ejif-1749	107	8	of	of	ADP
ejif-1749	107	9	the	the	DET
ejif-1749	107	10	stationary	stationary	ADJ
ejif-1749	107	11	properties	property	NOUN
ejif-1749	107	12	,	,	PUNCT
ejif-1749	107	13	whether	whether	SCONJ
ejif-1749	107	14	i(0	i(0	PROPN
ejif-1749	107	15	)	)	PUNCT
ejif-1749	107	16	or	or	CCONJ
ejif-1749	107	17	i(1	i(1	PROPN
ejif-1749	107	18	)	)	PUNCT
ejif-1749	107	19	of	of	ADP
ejif-1749	107	20	the	the	DET
ejif-1749	107	21	variables	variable	NOUN
ejif-1749	107	22	in	in	ADP
ejif-1749	107	23	the	the	DET
ejif-1749	107	24	samples	sample	NOUN
ejif-1749	107	25	and	and	CCONJ
ejif-1749	107	26	allows	allow	VERB
ejif-1749	107	27	for	for	ADP
ejif-1749	107	28	inferences	inference	NOUN
ejif-1749	107	29	on	on	ADP
ejif-1749	107	30	long	long	ADJ
ejif-1749	107	31	-	-	PUNCT
ejif-1749	107	32	run	run	VERB
ejif-1749	107	33	estimates	estimate	NOUN
ejif-1749	107	34	which	which	PRON
ejif-1749	107	35	is	be	AUX
ejif-1749	107	36	not	not	PART
ejif-1749	107	37	possible	possible	ADJ
ejif-1749	107	38	under	under	ADP
ejif-1749	107	39	the	the	DET
ejif-1749	107	40	alternative	alternative	ADJ
ejif-1749	107	41	co	co	NOUN
ejif-1749	107	42	-	-	NOUN
ejif-1749	107	43	integration	integration	NOUN
ejif-1749	107	44	procedures	procedure	NOUN
ejif-1749	107	45	[	[	X
ejif-1749	107	46	19	19	NUM
ejif-1749	107	47	]	]	PUNCT
ejif-1749	107	48	.	.	PUNCT
ejif-1749	108	1	the	the	DET
ejif-1749	108	2	model	model	NOUN
ejif-1749	108	3	selects	select	NOUN
ejif-1749	108	4	using	use	VERB
ejif-1749	108	5	the	the	DET
ejif-1749	108	6	model	model	NOUN
ejif-1749	108	7	selection	selection	NOUN
ejif-1749	108	8	criteria	criterion	NOUN
ejif-1749	108	9	,	,	PUNCT
ejif-1749	108	10	such	such	ADJ
ejif-1749	108	11	as	as	ADP
ejif-1749	108	12	the	the	DET
ejif-1749	108	13	adjusted	adjusted	ADJ
ejif-1749	108	14	r2	r2	NOUN
ejif-1749	108	15	,	,	PUNCT
ejif-1749	108	16	schwartz	schwartz	NOUN
ejif-1749	108	17	-	-	PUNCT
ejif-1749	108	18	bayesian	bayesian	NOUN
ejif-1749	108	19	criteria	criterion	NOUN
ejif-1749	108	20	(	(	PUNCT
ejif-1749	108	21	sbc	sbc	NOUN
ejif-1749	108	22	)	)	PUNCT
ejif-1749	108	23	which	which	PRON
ejif-1749	108	24	known	know	VERB
ejif-1749	108	25	as	as	ADP
ejif-1749	108	26	the	the	DET
ejif-1749	108	27	parsimonious	parsimonious	ADJ
ejif-1749	108	28	model	model	NOUN
ejif-1749	108	29	(	(	PUNCT
ejif-1749	108	30	selecting	select	VERB
ejif-1749	108	31	the	the	DET
ejif-1749	108	32	smallest	small	ADJ
ejif-1749	108	33	lag	lag	NOUN
ejif-1749	108	34	length	length	NOUN
ejif-1749	108	35	)	)	PUNCT
ejif-1749	108	36	.	.	PUNCT
ejif-1749	109	1	finally	finally	ADV
ejif-1749	109	2	,	,	PUNCT
ejif-1749	109	3	the	the	DET
ejif-1749	109	4	ardl	ardl	NOUN
ejif-1749	109	5	approach	approach	NOUN
ejif-1749	109	6	provides	provide	VERB
ejif-1749	109	7	robust	robust	ADJ
ejif-1749	109	8	results	result	NOUN
ejif-1749	109	9	for	for	ADP
ejif-1749	109	10	a	a	DET
ejif-1749	109	11	smaller	small	ADJ
ejif-1749	109	12	sample	sample	NOUN
ejif-1749	109	13	size	size	NOUN
ejif-1749	109	14	of	of	ADP
ejif-1749	109	15	the	the	DET
ejif-1749	109	16	co	co	NOUN
ejif-1749	109	17	-	-	NOUN
ejif-1749	109	18	integration	integration	NOUN
ejif-1749	109	19	analysis	analysis	NOUN
ejif-1749	109	20	.	.	PUNCT
ejif-1749	110	1	the	the	DET
ejif-1749	110	2	ardl	ardl	NOUN
ejif-1749	110	3	models	model	NOUN
ejif-1749	110	4	used	use	VERB
ejif-1749	110	5	in	in	ADP
ejif-1749	110	6	this	this	DET
ejif-1749	110	7	study	study	NOUN
ejif-1749	110	8	can	can	AUX
ejif-1749	110	9	be	be	AUX
ejif-1749	110	10	written	write	VERB
ejif-1749	110	11	as	as	ADP
ejif-1749	110	12	the	the	DET
ejif-1749	110	13	following	follow	VERB
ejif-1749	110	14	general	general	ADJ
ejif-1749	110	15	models	model	NOUN
ejif-1749	110	16	:	:	PUNCT
ejif-1749	110	17	(	(	PUNCT
ejif-1749	110	18	1	1	X
ejif-1749	110	19	)	)	PUNCT
ejif-1749	110	20	(	(	PUNCT
ejif-1749	110	21	2	2	X
ejif-1749	110	22	)	)	PUNCT
ejif-1749	110	23	where	where	SCONJ
ejif-1749	110	24	lr	lr	NOUN
ejif-1749	110	25	and	and	CCONJ
ejif-1749	110	26	hpi	hpi	PROPN
ejif-1749	110	27	are	be	AUX
ejif-1749	110	28	the	the	DET
ejif-1749	110	29	lending	lending	NOUN
ejif-1749	110	30	rate	rate	NOUN
ejif-1749	110	31	respectively	respectively	ADV
ejif-1749	110	32	,	,	PUNCT
ejif-1749	110	33	while	while	SCONJ
ejif-1749	110	34	the	the	DET
ejif-1749	110	35	macroeconomic	macroeconomic	ADJ
ejif-1749	110	36	variables	variable	NOUN
ejif-1749	110	37	employed	employ	VERB
ejif-1749	110	38	are	be	AUX
ejif-1749	110	39	real	real	ADJ
ejif-1749	110	40	gdp	gdp	NOUN
ejif-1749	110	41	,	,	PUNCT
ejif-1749	110	42	consumer	consumer	NOUN
ejif-1749	110	43	price	price	NOUN
ejif-1749	110	44	index	index	NOUN
ejif-1749	110	45	(	(	PUNCT
ejif-1749	110	46	cpi	cpi	PROPN
ejif-1749	110	47	)	)	PUNCT
ejif-1749	110	48	and	and	CCONJ
ejif-1749	110	49	interest	interest	NOUN
ejif-1749	110	50	rate	rate	NOUN
ejif-1749	110	51	(	(	PUNCT
ejif-1749	110	52	three	three	NUM
ejif-1749	110	53	-	-	PUNCT
ejif-1749	110	54	month	month	NOUN
ejif-1749	110	55	tbr	tbr	NOUN
ejif-1749	110	56	)	)	PUNCT
ejif-1749	110	57	.	.	PUNCT
ejif-1749	111	1	the	the	DET
ejif-1749	111	2	error	error	NOUN
ejif-1749	111	3	correction	correction	NOUN
ejif-1749	111	4	model	model	NOUN
ejif-1749	111	5	(	(	PUNCT
ejif-1749	111	6	ecm	ecm	PROPN
ejif-1749	111	7	)	)	PUNCT
ejif-1749	111	8	integrates	integrate	VERB
ejif-1749	111	9	the	the	DET
ejif-1749	111	10	shortrun	shortrun	NOUN
ejif-1749	111	11	dynamics	dynamic	NOUN
ejif-1749	111	12	with	with	ADP
ejif-1749	111	13	the	the	DET
ejif-1749	111	14	long	long	ADV
ejif-1749	111	15	-	-	PUNCT
ejif-1749	111	16	run	run	NOUN
ejif-1749	111	17	equilibrium	equilibrium	NOUN
ejif-1749	111	18	,	,	PUNCT
ejif-1749	111	19	without	without	ADP
ejif-1749	111	20	losing	lose	VERB
ejif-1749	111	21	the	the	DET
ejif-1749	111	22	long	long	ADV
ejif-1749	111	23	-	-	PUNCT
ejif-1749	111	24	run	run	NOUN
ejif-1749	111	25	information	information	NOUN
ejif-1749	111	26	.	.	PUNCT
ejif-1749	112	1	the	the	DET
ejif-1749	112	2	error	error	NOUN
ejif-1749	112	3	-	-	PUNCT
ejif-1749	112	4	correction	correction	NOUN
ejif-1749	112	5	representation	representation	NOUN
ejif-1749	112	6	of	of	ADP
ejif-1749	112	7	the	the	DET
ejif-1749	112	8	ardl	ardl	NOUN
ejif-1749	112	9	models	model	NOUN
ejif-1749	112	10	can	can	AUX
ejif-1749	112	11	be	be	AUX
ejif-1749	112	12	written	write	VERB
ejif-1749	112	13	as	as	ADP
ejif-1749	112	14	:	:	PUNCT
ejif-1749	112	15	where	where	SCONJ
ejif-1749	112	16	:	:	PUNCT
ejif-1749	112	17	blr	blr	PROPN
ejif-1749	112	18	:	:	PUNCT
ejif-1749	112	19	base	base	NOUN
ejif-1749	112	20	lending	lending	NOUN
ejif-1749	112	21	rate	rate	NOUN
ejif-1749	112	22	lnhpi	lnhpi	NOUN
ejif-1749	112	23	:	:	PUNCT
ejif-1749	112	24	natural	natural	ADJ
ejif-1749	112	25	logarithm	logarithm	NOUN
ejif-1749	112	26	of	of	ADP
ejif-1749	112	27	house	house	PROPN
ejif-1749	112	28	price	price	NOUN
ejif-1749	112	29	index	index	NOUN
ejif-1749	112	30	lngdp	lngdp	NOUN
ejif-1749	112	31	:	:	PUNCT
ejif-1749	112	32	natural	natural	ADJ
ejif-1749	112	33	logarithm	logarithm	NOUN
ejif-1749	112	34	of	of	ADP
ejif-1749	112	35	gross	gross	ADJ
ejif-1749	112	36	domestic	domestic	ADJ
ejif-1749	112	37	product	product	NOUN
ejif-1749	112	38	lncpi	lncpi	NOUN
ejif-1749	112	39	:	:	PUNCT
ejif-1749	112	40	natural	natural	ADJ
ejif-1749	112	41	logarithm	logarithm	NOUN
ejif-1749	112	42	of	of	ADP
ejif-1749	112	43	consumer	consumer	NOUN
ejif-1749	112	44	price	price	NOUN
ejif-1749	112	45	index	index	NOUN
ejif-1749	112	46	tbr	tbr	NOUN
ejif-1749	112	47	:	:	PUNCT
ejif-1749	112	48	interest	interest	NOUN
ejif-1749	112	49	rate	rate	NOUN
ejif-1749	112	50	(	(	PUNCT
ejif-1749	112	51	three	three	NUM
ejif-1749	112	52	-	-	PUNCT
ejif-1749	112	53	month	month	NOUN
ejif-1749	112	54	tbr	tbr	NOUN
ejif-1749	112	55	)	)	PUNCT
ejif-1749	112	56	the	the	DET
ejif-1749	112	57	second	second	ADJ
ejif-1749	112	58	model	model	NOUN
ejif-1749	112	59	,	,	PUNCT
ejif-1749	112	60	hpi	hpi	PROPN
ejif-1749	112	61	is	be	AUX
ejif-1749	112	62	tested	test	VERB
ejif-1749	112	63	with	with	ADP
ejif-1749	112	64	real	real	ADJ
ejif-1749	112	65	,	,	PUNCT
ejif-1749	112	66	aggregated	aggregate	VERB
ejif-1749	112	67	house	house	PROPN
ejif-1749	112	68	price	price	NOUN
ejif-1749	112	69	index	index	NOUN
ejif-1749	112	70	.	.	PUNCT
ejif-1749	113	1	the	the	DET
ejif-1749	113	2	terms	term	NOUN
ejif-1749	113	3	with	with	ADP
ejif-1749	113	4	the	the	DET
ejif-1749	113	5	summation	summation	NOUN
ejif-1749	113	6	signs	sign	NOUN
ejif-1749	113	7	in	in	ADP
ejif-1749	113	8	the	the	DET
ejif-1749	113	9	above	above	ADJ
ejif-1749	113	10	equation	equation	NOUN
ejif-1749	113	11	represent	represent	VERB
ejif-1749	113	12	the	the	DET
ejif-1749	113	13	error	error	NOUN
ejif-1749	113	14	-	-	PUNCT
ejif-1749	113	15	correction	correction	NOUN
ejif-1749	113	16	dynamics	dynamic	NOUN
ejif-1749	113	17	,	,	PUNCT
ejif-1749	113	18	while	while	SCONJ
ejif-1749	113	19	the	the	DET
ejif-1749	113	20	second	second	ADJ
ejif-1749	113	21	part	part	NOUN
ejif-1749	113	22	(	(	PUNCT
ejif-1749	113	23	terms	term	NOUN
ejif-1749	113	24	with	with	ADP
ejif-1749	113	25	ns	ns	NUM
ejif-1749	113	26	where	where	SCONJ
ejif-1749	113	27	s=1	s=1	NOUN
ejif-1749	113	28	,	,	PUNCT
ejif-1749	113	29	2,3,4	2,3,4	NOUN
ejif-1749	113	30	)	)	PUNCT
ejif-1749	113	31	corresponds	correspond	NOUN
ejif-1749	113	32	to	to	ADP
ejif-1749	113	33	the	the	DET
ejif-1749	113	34	long	long	ADV
ejif-1749	113	35	-	-	PUNCT
ejif-1749	113	36	run	run	NOUN
ejif-1749	113	37	relationship	relationship	NOUN
ejif-1749	113	38	.	.	PUNCT
ejif-1749	114	1	in	in	ADP
ejif-1749	114	2	the	the	DET
ejif-1749	114	3	ecm	ecm	PROPN
ejif-1749	114	4	model	model	NOUN
ejif-1749	114	5	,	,	PUNCT
ejif-1749	114	6	the	the	DET
ejif-1749	114	7	null	null	ADJ
ejif-1749	114	8	hypothesis	hypothesis	NOUN
ejif-1749	114	9	(	(	PUNCT
ejif-1749	114	10	h0	h0	NOUN
ejif-1749	114	11	:	:	PUNCT
ejif-1749	114	12	n1=	n1=	PROPN
ejif-1749	114	13	n2=	n2=	PROPN
ejif-1749	114	14	n3=	n3=	PROPN
ejif-1749	114	15	n4=0	n4=0	PROPN
ejif-1749	114	16	)	)	PUNCT
ejif-1749	114	17	,	,	PUNCT
ejif-1749	114	18	which	which	PRON
ejif-1749	114	19	indicates	indicate	VERB
ejif-1749	114	20	the	the	DET
ejif-1749	114	21	non	non	NOUN
ejif-1749	114	22	-	-	NOUN
ejif-1749	114	23	existence	existence	NOUN
ejif-1749	114	24	of	of	ADP
ejif-1749	114	25	the	the	DET
ejif-1749	114	26	long	long	ADV
ejif-1749	114	27	-	-	PUNCT
ejif-1749	114	28	run	run	NOUN
ejif-1749	114	29	relationship	relationship	NOUN
ejif-1749	114	30	,	,	PUNCT
ejif-1749	114	31	is	be	AUX
ejif-1749	114	32	tested	test	VERB
ejif-1749	114	33	against	against	ADP
ejif-1749	114	34	the	the	DET
ejif-1749	114	35	existence	existence	NOUN
ejif-1749	114	36	of	of	ADP
ejif-1749	114	37	a	a	DET
ejif-1749	114	38	long	long	ADV
ejif-1749	114	39	-	-	PUNCT
ejif-1749	114	40	run	run	NOUN
ejif-1749	114	41	relationship	relationship	NOUN
ejif-1749	114	42	.	.	PUNCT
ejif-1749	115	1	the	the	DET
ejif-1749	115	2	calculated	calculated	ADJ
ejif-1749	115	3	f	f	PROPN
ejif-1749	115	4	-	-	PUNCT
ejif-1749	115	5	statistics	statistic	NOUN
ejif-1749	115	6	of	of	ADP
ejif-1749	115	7	the	the	DET
ejif-1749	115	8	h0	h0	NOUN
ejif-1749	115	9	of	of	ADP
ejif-1749	115	10	no	no	DET
ejif-1749	115	11	co	co	NOUN
ejif-1749	115	12	-	-	NOUN
ejif-1749	115	13	integration	integration	NOUN
ejif-1749	115	14	is	be	AUX
ejif-1749	115	15	compared	compare	VERB
ejif-1749	115	16	with	with	ADP
ejif-1749	115	17	the	the	DET
ejif-1749	115	18	critical	critical	ADJ
ejif-1749	115	19	value	value	NOUN
ejif-1749	115	20	.	.	PUNCT
ejif-1749	116	1	if	if	SCONJ
ejif-1749	116	2	the	the	DET
ejif-1749	116	3	computed	computed	ADJ
ejif-1749	116	4	f	f	NOUN
ejif-1749	116	5	-	-	PUNCT
ejif-1749	116	6	statistic	statistic	NOUN
ejif-1749	116	7	falls	fall	VERB
ejif-1749	116	8	above	above	ADP
ejif-1749	116	9	the	the	DET
ejif-1749	116	10	upper	upper	ADV
ejif-1749	116	11	-	-	PUNCT
ejif-1749	116	12	bound	bind	VERB
ejif-1749	116	13	critical	critical	ADJ
ejif-1749	116	14	value	value	NOUN
ejif-1749	116	15	,	,	PUNCT
ejif-1749	116	16	the	the	DET
ejif-1749	116	17	h0	h0	NOUN
ejif-1749	116	18	of	of	ADP
ejif-1749	116	19	no	no	DET
ejif-1749	116	20	cointegration	cointegration	NOUN
ejif-1749	116	21	is	be	AUX
ejif-1749	116	22	not	not	PART
ejif-1749	116	23	accepted	accept	VERB
ejif-1749	116	24	.	.	PUNCT
ejif-1749	117	1	however	however	ADV
ejif-1749	117	2	,	,	PUNCT
ejif-1749	117	3	if	if	SCONJ
ejif-1749	117	4	the	the	DET
ejif-1749	117	5	test	test	NOUN
ejif-1749	117	6	statistic	statistic	NOUN
ejif-1749	117	7	falls	fall	VERB
ejif-1749	117	8	below	below	ADP
ejif-1749	117	9	a	a	DET
ejif-1749	117	10	lower	lower	ADV
ejif-1749	117	11	bound	bind	VERB
ejif-1749	117	12	,	,	PUNCT
ejif-1749	117	13	the	the	DET
ejif-1749	117	14	h0	h0	NOUN
ejif-1749	117	15	accepted	accept	VERB
ejif-1749	117	16	.	.	PUNCT
ejif-1749	118	1	finally	finally	ADV
ejif-1749	118	2	,	,	PUNCT
ejif-1749	118	3	if	if	SCONJ
ejif-1749	118	4	it	it	PRON
ejif-1749	118	5	falls	fall	VERB
ejif-1749	118	6	inside	inside	ADP
ejif-1749	118	7	the	the	DET
ejif-1749	118	8	critical	critical	ADJ
ejif-1749	118	9	value	value	NOUN
ejif-1749	118	10	band	band	NOUN
ejif-1749	118	11	,	,	PUNCT
ejif-1749	118	12	the	the	DET
ejif-1749	118	13	result	result	NOUN
ejif-1749	118	14	would	would	AUX
ejif-1749	118	15	be	be	AUX
ejif-1749	118	16	inconclusive	inconclusive	ADJ
ejif-1749	118	17	.	.	PUNCT
ejif-1749	119	1	once	once	ADV
ejif-1749	119	2	co	co	NOUN
ejif-1749	119	3	-	-	NOUN
ejif-1749	119	4	integration	integration	NOUN
ejif-1749	119	5	is	be	AUX
ejif-1749	119	6	confirmed	confirm	VERB
ejif-1749	119	7	,	,	PUNCT
ejif-1749	119	8	the	the	DET
ejif-1749	119	9	long	long	ADV
ejif-1749	119	10	-	-	PUNCT
ejif-1749	119	11	run	run	NOUN
ejif-1749	119	12	relationship	relationship	NOUN
ejif-1749	119	13	between	between	ADP
ejif-1749	119	14	the	the	DET
ejif-1749	119	15	blr	blr	PROPN
ejif-1749	119	16	or	or	CCONJ
ejif-1749	119	17	hpi	hpi	PROPN
ejif-1749	119	18	and	and	CCONJ
ejif-1749	119	19	macroeconomic	macroeconomic	ADJ
ejif-1749	119	20	variables	variable	NOUN
ejif-1749	119	21	using	use	VERB
ejif-1749	119	22	the	the	DET
ejif-1749	119	23	selected	select	VERB
ejif-1749	119	24	ardl	ardl	NOUN
ejif-1749	119	25	models	model	NOUN
ejif-1749	119	26	are	be	AUX
ejif-1749	119	27	estimated	estimate	VERB
ejif-1749	119	28	.	.	PUNCT
ejif-1749	120	1	the	the	DET
ejif-1749	120	2	last	last	ADJ
ejif-1749	120	3	step	step	NOUN
ejif-1749	120	4	of	of	ADP
ejif-1749	120	5	ardl	ardl	NOUN
ejif-1749	120	6	is	be	AUX
ejif-1749	120	7	to	to	PART
ejif-1749	120	8	estimate	estimate	VERB
ejif-1749	120	9	the	the	DET
ejif-1749	120	10	associated	associated	ADJ
ejif-1749	120	11	ardl	ardl	NOUN
ejif-1749	120	12	ecm	ecm	NOUN
ejif-1749	120	13	.	.	PUNCT
ejif-1749	121	1	finally	finally	ADV
ejif-1749	121	2	,	,	PUNCT
ejif-1749	121	3	to	to	PART
ejif-1749	121	4	ascertain	ascertain	VERB
ejif-1749	121	5	the	the	DET
ejif-1749	121	6	goodness	goodness	NOUN
ejif-1749	121	7	of	of	ADP
ejif-1749	121	8	fit	fit	NOUN
ejif-1749	121	9	of	of	ADP
ejif-1749	121	10	the	the	DET
ejif-1749	121	11	selected	select	VERB
ejif-1749	121	12	ardl	ardl	NOUN
ejif-1749	121	13	model	model	NOUN
ejif-1749	121	14	,	,	PUNCT
ejif-1749	121	15	the	the	DET
ejif-1749	121	16	diagnostic	diagnostic	ADJ
ejif-1749	121	17	and	and	CCONJ
ejif-1749	121	18	the	the	DET
ejif-1749	121	19	stability	stability	NOUN
ejif-1749	121	20	tests	test	NOUN
ejif-1749	121	21	is	be	AUX
ejif-1749	121	22	conducted	conduct	VERB
ejif-1749	121	23	.	.	PUNCT
ejif-1749	122	1	iv	iv	X
ejif-1749	122	2	.	.	PUNCT
ejif-1749	122	3	finding	finding	NOUN
ejif-1749	122	4	and	and	CCONJ
ejif-1749	122	5	analysis	analysis	NOUN
ejif-1749	122	6	prior	prior	ADV
ejif-1749	122	7	to	to	ADP
ejif-1749	122	8	the	the	DET
ejif-1749	122	9	testing	testing	NOUN
ejif-1749	122	10	of	of	ADP
ejif-1749	122	11	co	co	NOUN
ejif-1749	122	12	-	-	NOUN
ejif-1749	122	13	integration	integration	NOUN
ejif-1749	122	14	,	,	PUNCT
ejif-1749	122	15	a	a	DET
ejif-1749	122	16	test	test	NOUN
ejif-1749	122	17	of	of	ADP
ejif-1749	122	18	order	order	NOUN
ejif-1749	122	19	of	of	ADP
ejif-1749	122	20	integration	integration	NOUN
ejif-1749	122	21	is	be	AUX
ejif-1749	122	22	conducted	conduct	VERB
ejif-1749	122	23	for	for	ADP
ejif-1749	122	24	each	each	DET
ejif-1749	122	25	variable	variable	NOUN
ejif-1749	122	26	using	use	VERB
ejif-1749	122	27	augmented	augment	VERB
ejif-1749	122	28	dickey	dickey	NOUN
ejif-1749	122	29	-	-	PUNCT
ejif-1749	122	30	fuller	full	ADJ
ejif-1749	122	31	(	(	PUNCT
ejif-1749	122	32	adf	adf	NOUN
ejif-1749	122	33	)	)	PUNCT
ejif-1749	122	34	and	and	CCONJ
ejif-1749	122	35	phillip	phillip	PROPN
ejif-1749	122	36	perron	perron	PROPN
ejif-1749	122	37	(	(	PUNCT
ejif-1749	122	38	pp	pp	ADJ
ejif-1749	122	39	)	)	PUNCT
ejif-1749	122	40	as	as	SCONJ
ejif-1749	122	41	reported	report	VERB
ejif-1749	122	42	in	in	ADP
ejif-1749	122	43	table	table	NOUN
ejif-1749	122	44	2	2	NUM
ejif-1749	122	45	.	.	PUNCT
ejif-1749	123	1	the	the	DET
ejif-1749	123	2	unit	unit	NOUN
ejif-1749	123	3	root	root	NOUN
ejif-1749	123	4	test	test	NOUN
ejif-1749	123	5	would	would	AUX
ejif-1749	123	6	indicate	indicate	VERB
ejif-1749	123	7	whether	whether	SCONJ
ejif-1749	123	8	or	or	CCONJ
ejif-1749	123	9	not	not	PART
ejif-1749	123	10	the	the	DET
ejif-1749	123	11	ardl	ardl	NOUN
ejif-1749	123	12	model	model	NOUN
ejif-1749	123	13	is	be	AUX
ejif-1749	123	14	a	a	DET
ejif-1749	123	15	suitable	suitable	ADJ
ejif-1749	123	16	analysis	analysis	NOUN
ejif-1749	123	17	of	of	ADP
ejif-1749	123	18	the	the	DET
ejif-1749	123	19	data	datum	NOUN
ejif-1749	123	20	given	give	VERB
ejif-1749	123	21	[	[	X
ejif-1749	123	22	8	8	NUM
ejif-1749	123	23	]	]	PUNCT
ejif-1749	123	24	.	.	PUNCT
ejif-1749	124	1	both	both	DET
ejif-1749	124	2	tests	test	VERB
ejif-1749	124	3	in	in	ADP
ejif-1749	124	4	agreement	agreement	NOUN
ejif-1749	124	5	in	in	ADP
ejif-1749	124	6	suggesting	suggest	VERB
ejif-1749	124	7	non	non	ADJ
ejif-1749	124	8	-	-	ADJ
ejif-1749	124	9	stationarity	stationarity	NOUN
ejif-1749	124	10	or	or	CCONJ
ejif-1749	124	11	i(1	i(1	PROPN
ejif-1749	124	12	)	)	PUNCT
ejif-1749	124	13	property	property	NOUN
ejif-1749	124	14	of	of	ADP
ejif-1749	124	15	all	all	DET
ejif-1749	124	16	variables	variable	NOUN
ejif-1749	124	17	.	.	PUNCT
ejif-1749	125	1	base	base	NOUN
ejif-1749	125	2	lending	lending	NOUN
ejif-1749	125	3	rate	rate	NOUN
ejif-1749	125	4	,	,	PUNCT
ejif-1749	125	5	house	house	NOUN
ejif-1749	125	6	price	price	NOUN
ejif-1749	125	7	index	index	NOUN
ejif-1749	125	8	,	,	PUNCT
ejif-1749	125	9	gross	gross	ADJ
ejif-1749	125	10	domestic	domestic	ADJ
ejif-1749	125	11	product	product	NOUN
ejif-1749	125	12	and	and	CCONJ
ejif-1749	125	13	consumer	consumer	NOUN
ejif-1749	125	14	price	price	NOUN
ejif-1749	125	15	index	index	NOUN
ejif-1749	125	16	are	be	AUX
ejif-1749	125	17	found	find	VERB
ejif-1749	125	18	to	to	PART
ejif-1749	125	19	be	be	AUX
ejif-1749	125	20	stationary	stationary	ADJ
ejif-1749	125	21	in	in	ADP
ejif-1749	125	22	first	first	ADJ
ejif-1749	125	23	differences	difference	NOUN
ejif-1749	125	24	by	by	ADP
ejif-1749	125	25	both	both	DET
ejif-1749	125	26	tests	test	NOUN
ejif-1749	125	27	.	.	PUNCT
ejif-1749	126	1	meanwhile	meanwhile	ADV
ejif-1749	126	2	,	,	PUNCT
ejif-1749	126	3	the	the	DET
ejif-1749	126	4	adf	adf	PROPN
ejif-1749	126	5	test	test	NOUN
ejif-1749	126	6	establishes	establish	VERB
ejif-1749	126	7	the	the	DET
ejif-1749	126	8	i(0	i(0	PROPN
ejif-1749	126	9	)	)	PUNCT
ejif-1749	126	10	property	property	NOUN
ejif-1749	126	11	of	of	ADP
ejif-1749	126	12	treasury	treasury	PROPN
ejif-1749	126	13	bill	bill	NOUN
ejif-1749	126	14	rate	rate	NOUN
ejif-1749	126	15	while	while	SCONJ
ejif-1749	126	16	pp	pp	PROPN
ejif-1749	126	17	test	test	NOUN
ejif-1749	126	18	suggests	suggest	VERB
ejif-1749	126	19	its	its	PRON
ejif-1749	126	20	stationary	stationary	NOUN
ejif-1749	126	21	at	at	ADP
ejif-1749	126	22	i(1	i(1	PROPN
ejif-1749	126	23	)	)	PUNCT
ejif-1749	126	24	.	.	PUNCT
ejif-1749	127	1	the	the	DET
ejif-1749	127	2	result	result	NOUN
ejif-1749	127	3	shows	show	VERB
ejif-1749	127	4	the	the	DET
ejif-1749	127	5	summary	summary	NOUN
ejif-1749	127	6	of	of	ADP
ejif-1749	127	7	unit	unit	NOUN
ejif-1749	127	8	root	root	PROPN
ejif-1749	127	9	test	test	NOUN
ejif-1749	127	10	which	which	PRON
ejif-1749	127	11	lead	lead	VERB
ejif-1749	127	12	to	to	ADP
ejif-1749	127	13	the	the	DET
ejif-1749	127	14	mixture	mixture	NOUN
ejif-1749	127	15	of	of	ADP
ejif-1749	127	16	i(0	i(0	PROPN
ejif-1749	127	17	)	)	PUNCT
ejif-1749	127	18	and	and	CCONJ
ejif-1749	127	19	i(1	i(1	PROPN
ejif-1749	127	20	)	)	PUNCT
ejif-1749	127	21	of	of	ADP
ejif-1749	127	22	underlying	underlie	VERB
ejif-1749	127	23	regressors	regressor	NOUN
ejif-1749	127	24	and	and	CCONJ
ejif-1749	127	25	therefore	therefore	ADV
ejif-1749	127	26	,	,	PUNCT
ejif-1749	127	27	the	the	DET
ejif-1749	127	28	ardl	ardl	NOUN
ejif-1749	127	29	testing	testing	NOUN
ejif-1749	127	30	could	could	AUX
ejif-1749	127	31	be	be	AUX
ejif-1749	127	32	proceeded	proceed	VERB
ejif-1749	127	33	.	.	PUNCT
ejif-1749	128	1	further	far	ADV
ejif-1749	128	2	of	of	ADP
ejif-1749	128	3	the	the	DET
ejif-1749	128	4	study	study	NOUN
ejif-1749	128	5	,	,	PUNCT
ejif-1749	128	6	the	the	DET
ejif-1749	128	7	co	co	NOUN
ejif-1749	128	8	-	-	NOUN
ejif-1749	128	9	integration	integration	NOUN
ejif-1749	128	10	test	test	NOUN
ejif-1749	128	11	is	be	AUX
ejif-1749	128	12	performed	perform	VERB
ejif-1749	128	13	on	on	ADP
ejif-1749	128	14	lending	lending	NOUN
ejif-1749	128	15	rate	rate	NOUN
ejif-1749	128	16	and	and	CCONJ
ejif-1749	128	17	house	house	NOUN
ejif-1749	128	18	price	price	NOUN
ejif-1749	128	19	index	index	NOUN
ejif-1749	128	20	with	with	ADP
ejif-1749	128	21	macroeconomic	macroeconomic	ADJ
ejif-1749	128	22	indicators	indicator	NOUN
ejif-1749	128	23	;	;	PUNCT
ejif-1749	128	24	gross	gross	ADJ
ejif-1749	128	25	domestic	domestic	ADJ
ejif-1749	128	26	product	product	NOUN
ejif-1749	128	27	,	,	PUNCT
ejif-1749	128	28	consumer	consumer	NOUN
ejif-1749	128	29	price	price	NOUN
ejif-1749	128	30	index	index	NOUN
ejif-1749	128	31	and	and	CCONJ
ejif-1749	128	32	treasury	treasury	PROPN
ejif-1749	128	33	bill	bill	NOUN
ejif-1749	128	34	rate	rate	NOUN
ejif-1749	128	35	.	.	PUNCT
ejif-1749	129	1	the	the	DET
ejif-1749	129	2	equation	equation	NOUN
ejif-1749	129	3	3	3	NUM
ejif-1749	129	4	and	and	CCONJ
ejif-1749	129	5	4	4	NUM
ejif-1749	129	6	are	be	AUX
ejif-1749	129	7	estimated	estimate	VERB
ejif-1749	129	8	to	to	PART
ejif-1749	129	9	examine	examine	VERB
ejif-1749	129	10	the	the	DET
ejif-1749	129	11	short	short	ADJ
ejif-1749	129	12	-	-	PUNCT
ejif-1749	129	13	run	run	NOUN
ejif-1749	129	14	and	and	CCONJ
ejif-1749	129	15	long	long	ADV
ejif-1749	129	16	-	-	PUNCT
ejif-1749	129	17	run	run	NOUN
ejif-1749	129	18	relationships	relationship	NOUN
ejif-1749	129	19	among	among	ADP
ejif-1749	129	20	the	the	DET
ejif-1749	129	21	variables	variable	NOUN
ejif-1749	129	22	;	;	PUNCT
ejif-1749	129	23	blr	blr	PROPN
ejif-1749	129	24	and	and	CCONJ
ejif-1749	129	25	hpi	hpi	PROPN
ejif-1749	129	26	with	with	ADP
ejif-1749	129	27	macroeconomic	macroeconomic	ADJ
ejif-1749	129	28	variables	variable	NOUN
ejif-1749	129	29	.	.	PUNCT
ejif-1749	130	1	as	as	SCONJ
ejif-1749	130	2	suggested	suggest	VERB
ejif-1749	130	3	by	by	ADP
ejif-1749	130	4	pesaran	pesaran	PROPN
ejif-1749	130	5	et	et	PROPN
ejif-1749	130	6	.	.	PUNCT
ejif-1749	131	1	al	al	PROPN
ejif-1749	131	2	.	.	PUNCT
ejif-1749	132	1	[	[	X
ejif-1749	132	2	20	20	NUM
ejif-1749	132	3	]	]	PUNCT
ejif-1749	132	4	and	and	CCONJ
ejif-1749	132	5	narayan	narayan	NOUN
ejif-1749	133	1	[	[	X
ejif-1749	133	2	11	11	NUM
ejif-1749	133	3	]	]	PUNCT
ejif-1749	133	4	,	,	PUNCT
ejif-1749	133	5	the	the	DET
ejif-1749	133	6	maximum	maximum	ADJ
ejif-1749	133	7	order	order	NOUN
ejif-1749	133	8	of	of	ADP
ejif-1749	133	9	lag	lag	NOUN
ejif-1749	133	10	length	length	NOUN
ejif-1749	133	11	of	of	ADP
ejif-1749	133	12	5	5	NUM
ejif-1749	133	13	is	be	AUX
ejif-1749	133	14	selected	select	VERB
ejif-1749	133	15	in	in	ADP
ejif-1749	133	16	this	this	DET
ejif-1749	133	17	study	study	NOUN
ejif-1749	133	18	since	since	SCONJ
ejif-1749	133	19	the	the	DET
ejif-1749	133	20	data	datum	NOUN
ejif-1749	133	21	employed	employ	VERB
ejif-1749	133	22	is	be	AUX
ejif-1749	133	23	in	in	ADP
ejif-1749	133	24	quarterly	quarterly	ADJ
ejif-1749	133	25	basis	basis	NOUN
ejif-1749	133	26	.	.	PUNCT
ejif-1749	134	1	this	this	DET
ejif-1749	134	2	study	study	NOUN
ejif-1749	134	3	used	use	VERB
ejif-1749	134	4	the	the	DET
ejif-1749	134	5	schwartz	schwartz	PROPN
ejif-1749	134	6	criterion	criterion	NOUN
ejif-1749	134	7	(	(	PUNCT
ejif-1749	134	8	sc	sc	NOUN
ejif-1749	134	9	)	)	PUNCT
ejif-1749	134	10	to	to	PART
ejif-1749	134	11	determine	determine	VERB
ejif-1749	134	12	the	the	DET
ejif-1749	134	13	optimal	optimal	ADJ
ejif-1749	134	14	number	number	NOUN
ejif-1749	134	15	of	of	ADP
ejif-1749	134	16	lags	lag	NOUN
ejif-1749	134	17	to	to	PART
ejif-1749	134	18	be	be	AUX
ejif-1749	134	19	included	include	VERB
ejif-1749	134	20	in	in	ADP
ejif-1749	134	21	the	the	DET
ejif-1749	134	22	conditional	conditional	ADJ
ejif-1749	134	23	ecm	ecm	NOUN
ejif-1749	134	24	(	(	PUNCT
ejif-1749	134	25	error	error	NOUN
ejif-1749	134	26	correction	correction	NOUN
ejif-1749	134	27	model	model	NOUN
ejif-1749	134	28	)	)	PUNCT
ejif-1749	134	29	.	.	PUNCT
ejif-1749	135	1	the	the	DET
ejif-1749	135	2	f	f	PROPN
ejif-1749	135	3	-	-	PUNCT
ejif-1749	135	4	statistics	statistic	NOUN
ejif-1749	135	5	are	be	AUX
ejif-1749	135	6	computed	compute	VERB
ejif-1749	135	7	for	for	ADP
ejif-1749	135	8	the	the	DET
ejif-1749	135	9	joint	joint	ADJ
ejif-1749	135	10	significance	significance	NOUN
ejif-1749	135	11	of	of	ADP
ejif-1749	135	12	lagged	lag	VERB
ejif-1749	135	13	levels	level	NOUN
ejif-1749	135	14	of	of	ADP
ejif-1749	135	15	variables	variable	NOUN
ejif-1749	135	16	as	as	ADP
ejif-1749	135	17	in	in	ADP
ejif-1749	135	18	equation	equation	NOUN
ejif-1749	135	19	(	(	PUNCT
ejif-1749	135	20	3	3	NUM
ejif-1749	135	21	)	)	PUNCT
ejif-1749	135	22	and	and	CCONJ
ejif-1749	135	23	(	(	PUNCT
ejif-1749	135	24	4	4	NUM
ejif-1749	135	25	)	)	PUNCT
ejif-1749	135	26	.	.	PUNCT
ejif-1749	136	1	the	the	DET
ejif-1749	136	2	critical	critical	ADJ
ejif-1749	136	3	value	value	NOUN
ejif-1749	136	4	is	be	AUX
ejif-1749	136	5	reported	report	VERB
ejif-1749	136	6	together	together	ADV
ejif-1749	136	7	in	in	ADP
ejif-1749	136	8	the	the	DET
ejif-1749	136	9	table	table	NOUN
ejif-1749	136	10	3	3	NUM
ejif-1749	136	11	which	which	PRON
ejif-1749	136	12	is	be	AUX
ejif-1749	136	13	based	base	VERB
ejif-1749	136	14	on	on	ADP
ejif-1749	136	15	critical	critical	ADJ
ejif-1749	136	16	value	value	NOUN
ejif-1749	136	17	suggested	suggest	VERB
ejif-1749	136	18	by	by	ADP
ejif-1749	136	19	pesaran	pesaran	NOUN
ejif-1749	136	20	,	,	PUNCT
ejif-1749	136	21	shin	shin	PROPN
ejif-1749	136	22	&	&	CCONJ
ejif-1749	136	23	smith	smith	PROPN
ejif-1749	137	1	[	[	X
ejif-1749	137	2	21	21	NUM
ejif-1749	137	3	]	]	PUNCT
ejif-1749	137	4	and	and	CCONJ
ejif-1749	137	5	narayan	narayan	NOUN
ejif-1749	138	1	[	[	X
ejif-1749	138	2	11	11	NUM
ejif-1749	138	3	]	]	PUNCT
ejif-1749	138	4	using	use	VERB
ejif-1749	138	5	small	small	ADJ
ejif-1749	138	6	sample	sample	NOUN
ejif-1749	138	7	sizes	size	NOUN
ejif-1749	138	8	between	between	ADP
ejif-1749	138	9	50	50	NUM
ejif-1749	138	10	and	and	CCONJ
ejif-1749	138	11	60	60	NUM
ejif-1749	138	12	.	.	PUNCT
ejif-1749	139	1	the	the	DET
ejif-1749	139	2	long	long	ADJ
ejif-1749	139	3	run	run	NOUN
ejif-1749	139	4	co	co	NOUN
ejif-1749	139	5	-	-	NOUN
ejif-1749	139	6	integration	integration	NOUN
ejif-1749	139	7	hypothesis	hypothesis	NOUN
ejif-1749	139	8	are	be	AUX
ejif-1749	139	9	tested	test	VERB
ejif-1749	139	10	between	between	ADP
ejif-1749	139	11	lr	lr	PROPN
ejif-1749	139	12	,	,	PUNCT
ejif-1749	139	13	hpi	hpi	PROPN
ejif-1749	139	14	,	,	PUNCT
ejif-1749	139	15	gdp	gdp	PROPN
ejif-1749	139	16	,	,	PUNCT
ejif-1749	139	17	cpi	cpi	PROPN
ejif-1749	139	18	and	and	CCONJ
ejif-1749	139	19	tbr	tbr	NOUN
ejif-1749	139	20	.	.	PUNCT
ejif-1749	140	1	the	the	DET
ejif-1749	140	2	null	null	ADJ
ejif-1749	140	3	hypothesis	hypothesis	NOUN
ejif-1749	140	4	of	of	ADP
ejif-1749	140	5	no	no	DET
ejif-1749	140	6	co	co	NOUN
ejif-1749	140	7	-	-	NOUN
ejif-1749	140	8	integration	integration	NOUN
ejif-1749	140	9	of	of	ADP
ejif-1749	140	10	blr	blr	PROPN
ejif-1749	140	11	as	as	ADP
ejif-1749	140	12	dependent	dependent	ADJ
ejif-1749	140	13	variable	variable	NOUN
ejif-1749	140	14	of	of	ADP
ejif-1749	140	15	model	model	NOUN
ejif-1749	140	16	1	1	NUM
ejif-1749	140	17	,	,	PUNCT
ejif-1749	140	18	is	be	AUX
ejif-1749	140	19	rejected	reject	VERB
ejif-1749	140	20	at	at	ADP
ejif-1749	140	21	the	the	DET
ejif-1749	140	22	1	1	NUM
ejif-1749	140	23	percent	percent	NOUN
ejif-1749	140	24	level	level	NOUN
ejif-1749	140	25	since	since	SCONJ
ejif-1749	140	26	the	the	DET
ejif-1749	140	27	computed	computed	ADJ
ejif-1749	140	28	f	f	NOUN
ejif-1749	140	29	-	-	PUNCT
ejif-1749	140	30	statistic	statistic	NOUN
ejif-1749	140	31	is	be	AUX
ejif-1749	140	32	greater	great	ADJ
ejif-1749	140	33	that	that	SCONJ
ejif-1749	140	34	critical	critical	ADJ
ejif-1749	140	35	value	value	NOUN
ejif-1749	140	36	given	give	VERB
ejif-1749	140	37	by	by	ADP
ejif-1749	140	38	both	both	DET
ejif-1749	140	39	pesaran	pesaran	ADJ
ejif-1749	140	40	et	et	PROPN
ejif-1749	140	41	.	.	PUNCT
ejif-1749	141	1	al	al	PROPN
ejif-1749	141	2	.	.	PUNCT
ejif-1749	142	1	[	[	X
ejif-1749	142	2	21	21	NUM
ejif-1749	142	3	]	]	PUNCT
ejif-1749	142	4	and	and	CCONJ
ejif-1749	142	5	narayan	narayan	NOUN
ejif-1749	143	1	[	[	X
ejif-1749	143	2	11	11	NUM
ejif-1749	143	3	]	]	PUNCT
ejif-1749	143	4	.	.	PUNCT
ejif-1749	144	1	the	the	DET
ejif-1749	144	2	fstatistics	fstatistic	NOUN
ejif-1749	144	3	of	of	ADP
ejif-1749	144	4	lr	lr	PROPN
ejif-1749	144	5	is	be	AUX
ejif-1749	144	6	7.181	7.181	NUM
ejif-1749	144	7	which	which	PRON
ejif-1749	144	8	is	be	AUX
ejif-1749	144	9	greater	great	ADJ
ejif-1749	144	10	than	than	ADP
ejif-1749	144	11	the	the	DET
ejif-1749	144	12	critical	critical	ADJ
ejif-1749	144	13	values	value	NOUN
ejif-1749	144	14	(	(	PUNCT
ejif-1749	144	15	pesaran	pesaran	ADJ
ejif-1749	144	16	,	,	PUNCT
ejif-1749	144	17	shin	shin	PROPN
ejif-1749	144	18	&	&	CCONJ
ejif-1749	144	19	smith	smith	PROPN
ejif-1749	144	20	at	at	ADP
ejif-1749	144	21	1	1	NUM
ejif-1749	144	22	%	%	NOUN
ejif-1749	144	23	:	:	PUNCT
ejif-1749	144	24	5.61	5.61	NUM
ejif-1749	144	25	and	and	CCONJ
ejif-1749	144	26	narayan	narayan	NOUN
ejif-1749	144	27	at	at	ADP
ejif-1749	144	28	1	1	NUM
ejif-1749	144	29	%	%	NOUN
ejif-1749	144	30	:	:	PUNCT
ejif-1749	144	31	5.25	5.25	NUM
ejif-1749	144	32	)	)	PUNCT
ejif-1749	144	33	.	.	PUNCT
ejif-1749	145	1	while	while	SCONJ
ejif-1749	145	2	for	for	ADP
ejif-1749	145	3	model	model	NOUN
ejif-1749	145	4	2	2	NUM
ejif-1749	145	5	,	,	PUNCT
ejif-1749	145	6	the	the	DET
ejif-1749	145	7	null	null	ADJ
ejif-1749	145	8	hypothesis	hypothesis	NOUN
ejif-1749	145	9	of	of	ADP
ejif-1749	145	10	no	no	DET
ejif-1749	145	11	co	co	NOUN
ejif-1749	145	12	-	-	NOUN
ejif-1749	145	13	integration	integration	NOUN
ejif-1749	145	14	is	be	AUX
ejif-1749	145	15	rejected	reject	VERB
ejif-1749	145	16	at	at	ADP
ejif-1749	145	17	the	the	DET
ejif-1749	145	18	1	1	NUM
ejif-1749	145	19	percent	percent	NOUN
ejif-1749	145	20	level	level	NOUN
ejif-1749	145	21	.	.	PUNCT
ejif-1749	146	1	the	the	DET
ejif-1749	146	2	f	f	PROPN
ejif-1749	146	3	-	-	PUNCT
ejif-1749	146	4	statistics	statistic	NOUN
ejif-1749	146	5	of	of	ADP
ejif-1749	146	6	hpi	hpi	PROPN
ejif-1749	146	7	is	be	AUX
ejif-1749	146	8	6.83	6.83	NUM
ejif-1749	146	9	which	which	PRON
ejif-1749	146	10	is	be	AUX
ejif-1749	146	11	greater	great	ADJ
ejif-1749	146	12	that	that	SCONJ
ejif-1749	146	13	critical	critical	ADJ
ejif-1749	146	14	values	value	NOUN
ejif-1749	146	15	given	give	VERB
ejif-1749	146	16	(	(	PUNCT
ejif-1749	146	17	pesaran	pesaran	ADJ
ejif-1749	146	18	,	,	PUNCT
ejif-1749	146	19	shin	shin	PROPN
ejif-1749	146	20	&	&	CCONJ
ejif-1749	146	21	smith	smith	PROPN
ejif-1749	146	22	at	at	ADP
ejif-1749	146	23	1	1	NUM
ejif-1749	146	24	%	%	NOUN
ejif-1749	146	25	:	:	PUNCT
ejif-1749	146	26	5.61	5.61	NUM
ejif-1749	146	27	and	and	CCONJ
ejif-1749	146	28	narayan	narayan	NOUN
ejif-1749	146	29	at	at	ADP
ejif-1749	146	30	1	1	NUM
ejif-1749	146	31	%	%	NOUN
ejif-1749	146	32	:	:	PUNCT
ejif-1749	146	33	5.25	5.25	NUM
ejif-1749	146	34	)	)	PUNCT
ejif-1749	146	35	.	.	PUNCT
ejif-1749	147	1	on	on	ADP
ejif-1749	147	2	the	the	DET
ejif-1749	147	3	other	other	ADJ
ejif-1749	147	4	ttbrtcpitgdpthpit	ttbrtcpitgdpthpit	PROPN
ejif-1749	147	5	ttbrtcpitgdptblrt	ttbrtcpitgdptblrt	PROPN
ejif-1749	147	6			X
ejif-1749	147	7			ADJ
ejif-1749	147	8			NOUN
ejif-1749	147	9			NOUN
ejif-1749	147	10	0	0	NUM
ejif-1749	147	11	0	0	NUM
ejif-1749	147	12			NOUN
ejif-1749	147	13			NOUN
ejif-1749	147	14	vttbrtncpitngdptnhpitnitbrt	vttbrtncpitngdptnhpitnitbrt	NOUN
ejif-1749	147	15	p	p	NOUN
ejif-1749	148	1	i	i	PRON
ejif-1749	148	2	ei	ei	PROPN
ejif-1749	148	3	icpit	icpit	NOUN
ejif-1749	148	4	p	p	PROPN
ejif-1749	148	5	i	i	PROPN
ejif-1749	148	6	digdpt	digdpt	PROPN
ejif-1749	149	1	p	p	PROPN
ejif-1749	150	1	i	i	PRON
ejif-1749	150	2	ciihpiti	ciihpiti	VERB
ejif-1749	151	1	p	p	NOUN
ejif-1749	151	2	i	i	PRON
ejif-1749	151	3	bhpit	bhpit	VERB
ejif-1749	151	4	vttbrtncpitngdptnblrtnitbrt	vttbrtncpitngdptnblrtnitbrt	ADV
ejif-1749	152	1	p	p	PROPN
ejif-1749	152	2	i	i	PRON
ejif-1749	152	3	ei	ei	PROPN
ejif-1749	152	4	icpit	icpit	NOUN
ejif-1749	152	5	p	p	PROPN
ejif-1749	152	6	i	i	PROPN
ejif-1749	152	7	digdpt	digdpt	PROPN
ejif-1749	153	1	p	p	PROPN
ejif-1749	153	2	i	i	PRON
ejif-1749	153	3	ciiblrti	ciiblrti	VERB
ejif-1749	153	4	p	p	PROPN
ejif-1749	153	5	i	i	PRON
ejif-1749	153	6	bblrt	bblrt	PROPN
ejif-1749	153	7			NOUN
ejif-1749	154	1			PROPN
ejif-1749	154	2			PUNCT
ejif-1749	154	3			PUNCT
ejif-1749	154	4			ADJ
ejif-1749	154	5			ADJ
ejif-1749	154	6			NUM
ejif-1749	154	7			NOUN
ejif-1749	154	8			NUM
ejif-1749	154	9			NOUN
ejif-1749	154	10			NOUN
ejif-1749	154	11			PROPN
ejif-1749	154	12			PUNCT
ejif-1749	154	13			PUNCT
ejif-1749	154	14			ADJ
ejif-1749	154	15			ADJ
ejif-1749	154	16			NUM
ejif-1749	154	17			NOUN
ejif-1749	154	18			NOUN
ejif-1749	154	19			ADJ
ejif-1749	154	20	141ln31ln21ln1ln	141ln31ln21ln1ln	NUM
ejif-1749	154	21	4	4	NUM
ejif-1749	154	22	0	0	NUM
ejif-1749	155	1	ln	ln	NOUN
ejif-1749	155	2	3	3	NUM
ejif-1749	155	3	0	0	NUM
ejif-1749	155	4	1ln	1ln	NOUN
ejif-1749	155	5	2	2	NUM
ejif-1749	155	6	0	0	NUM
ejif-1749	155	7	ln	ln	NOUN
ejif-1749	155	8	1	1	NUM
ejif-1749	155	9	1	1	NUM
ejif-1749	155	10	0ln	0ln	NOUN
ejif-1749	155	11	141ln31ln211ln	141ln31ln211ln	NOUN
ejif-1749	155	12	4	4	NUM
ejif-1749	155	13	0	0	NUM
ejif-1749	155	14	ln	ln	NOUN
ejif-1749	155	15	3	3	NUM
ejif-1749	155	16	0	0	NUM
ejif-1749	155	17	1ln	1ln	NOUN
ejif-1749	155	18	2	2	NUM
ejif-1749	155	19	0	0	NUM
ejif-1749	155	20	1	1	NUM
ejif-1749	155	21	1	1	NUM
ejif-1749	155	22	0	0	NUM
ejif-1749	155	23			NOUN
ejif-1749	155	24			X
ejif-1749	155	25	(	(	PUNCT
ejif-1749	155	26	3	3	NUM
ejif-1749	155	27	)	)	PUNCT
ejif-1749	155	28	(	(	PUNCT
ejif-1749	155	29	4	4	X
ejif-1749	155	30	)	)	PUNCT
ejif-1749	155	31	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1749	155	32	ejif	ejif	PROPN
ejif-1749	155	33	–	–	PUNCT
ejif-1749	155	34	european	european	PROPN
ejif-1749	155	35	journal	journal	PROPN
ejif-1749	155	36	of	of	ADP
ejif-1749	155	37	islamic	islamic	PROPN
ejif-1749	155	38	finance	finance	PROPN
ejif-1749	155	39	no	no	DET
ejif-1749	155	40	6	6	NUM
ejif-1749	155	41	,	,	PUNCT
ejif-1749	155	42	feb	feb	X
ejif-1749	155	43	(	(	PUNCT
ejif-1749	155	44	2017	2017	NUM
ejif-1749	155	45	)	)	PUNCT
ejif-1749	156	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1749	156	2	issn	issn	VERB
ejif-1749	156	3	2421	2421	NUM
ejif-1749	156	4	-	-	SYM
ejif-1749	156	5	2172	2172	NUM
ejif-1749	156	6	5	5	NUM
ejif-1749	156	7	hand	hand	NOUN
ejif-1749	156	8	,	,	PUNCT
ejif-1749	156	9	the	the	DET
ejif-1749	156	10	null	null	ADJ
ejif-1749	156	11	hypothesis	hypothesis	NOUN
ejif-1749	156	12	of	of	ADP
ejif-1749	156	13	no	no	DET
ejif-1749	156	14	co	co	NOUN
ejif-1749	156	15	-	-	NOUN
ejif-1749	156	16	integration	integration	NOUN
ejif-1749	156	17	in	in	ADP
ejif-1749	156	18	regard	regard	NOUN
ejif-1749	156	19	to	to	ADP
ejif-1749	156	20	other	other	ADJ
ejif-1749	156	21	equations	equation	NOUN
ejif-1749	156	22	with	with	ADP
ejif-1749	156	23	gdp	gdp	PROPN
ejif-1749	156	24	,	,	PUNCT
ejif-1749	156	25	cpi	cpi	PROPN
ejif-1749	156	26	and	and	CCONJ
ejif-1749	156	27	tbr	tbr	NOUN
ejif-1749	156	28	as	as	SCONJ
ejif-1749	156	29	dependent	dependent	ADJ
ejif-1749	156	30	variables	variable	NOUN
ejif-1749	156	31	is	be	AUX
ejif-1749	156	32	not	not	PART
ejif-1749	156	33	rejected	reject	VERB
ejif-1749	156	34	.	.	PUNCT
ejif-1749	157	1	the	the	DET
ejif-1749	157	2	empirical	empirical	ADJ
ejif-1749	157	3	results	result	NOUN
ejif-1749	157	4	of	of	ADP
ejif-1749	157	5	the	the	DET
ejif-1749	157	6	long	long	ADV
ejif-1749	157	7	-	-	PUNCT
ejif-1749	157	8	run	run	VERB
ejif-1749	157	9	ardl	ardl	NOUN
ejif-1749	157	10	model	model	NOUN
ejif-1749	157	11	are	be	AUX
ejif-1749	157	12	presented	present	VERB
ejif-1749	157	13	in	in	ADP
ejif-1749	157	14	table	table	NOUN
ejif-1749	157	15	4	4	NUM
ejif-1749	157	16	.	.	PUNCT
ejif-1749	158	1	the	the	DET
ejif-1749	158	2	significant	significant	ADJ
ejif-1749	158	3	variables	variable	NOUN
ejif-1749	158	4	which	which	PRON
ejif-1749	158	5	appear	appear	VERB
ejif-1749	158	6	to	to	PART
ejif-1749	158	7	affect	affect	VERB
ejif-1749	158	8	the	the	DET
ejif-1749	158	9	lending	lending	NOUN
ejif-1749	158	10	rate	rate	NOUN
ejif-1749	158	11	are	be	AUX
ejif-1749	158	12	gdp	gdp	NOUN
ejif-1749	158	13	,	,	PUNCT
ejif-1749	158	14	cpi	cpi	PROPN
ejif-1749	158	15	and	and	CCONJ
ejif-1749	158	16	tbr	tbr	NOUN
ejif-1749	158	17	.	.	PUNCT
ejif-1749	159	1	level	level	NOUN
ejif-1749	159	2	first	first	ADJ
ejif-1749	159	3	difference	difference	NOUN
ejif-1749	159	4	adf	adf	PROPN
ejif-1749	159	5	pp	pp	PROPN
ejif-1749	159	6	adf	adf	PROPN
ejif-1749	159	7	pp	pp	PROPN
ejif-1749	159	8	blr	blr	PROPN
ejif-1749	159	9	-2.584	-2.584	NUM
ejif-1749	159	10	-2.333	-2.333	NOUN
ejif-1749	159	11	-5.668	-5.668	NOUN
ejif-1749	159	12	*	*	NOUN
ejif-1749	159	13	*	*	PUNCT
ejif-1749	159	14	*	*	PUNCT
ejif-1749	159	15	-5.669	-5.669	PROPN
ejif-1749	159	16	*	*	PUNCT
ejif-1749	159	17	*	*	PUNCT
ejif-1749	159	18	*	*	PROPN
ejif-1749	159	19	hpi	hpi	PROPN
ejif-1749	159	20	4.042	4.042	NUM
ejif-1749	159	21	4.043	4.043	NUM
ejif-1749	159	22	-5.944	-5.944	PUNCT
ejif-1749	159	23	*	*	PUNCT
ejif-1749	159	24	*	*	PUNCT
ejif-1749	159	25	*	*	PUNCT
ejif-1749	159	26	-6.288	-6.288	PUNCT
ejif-1749	159	27	*	*	PUNCT
ejif-1749	159	28	*	*	PUNCT
ejif-1749	159	29	*	*	PROPN
ejif-1749	159	30	gdp	gdp	PROPN
ejif-1749	159	31	0.048	0.048	NUM
ejif-1749	159	32	-0.163	-0.163	NOUN
ejif-1749	159	33	-8.297	-8.297	PROPN
ejif-1749	159	34	*	*	PUNCT
ejif-1749	159	35	*	*	PUNCT
ejif-1749	159	36	*	*	PUNCT
ejif-1749	159	37	-11.541	-11.541	PUNCT
ejif-1749	159	38	*	*	PUNCT
ejif-1749	159	39	*	*	PUNCT
ejif-1749	159	40	*	*	PUNCT
ejif-1749	159	41	cpi	cpi	PROPN
ejif-1749	159	42	-2.264	-2.264	PROPN
ejif-1749	159	43	-2.270	-2.270	X
ejif-1749	159	44	-7.884	-7.884	X
ejif-1749	159	45	*	*	PUNCT
ejif-1749	159	46	*	*	PUNCT
ejif-1749	159	47	*	*	PUNCT
ejif-1749	159	48	-7.932	-7.932	PUNCT
ejif-1749	159	49	*	*	PUNCT
ejif-1749	159	50	*	*	PUNCT
ejif-1749	159	51	*	*	PUNCT
ejif-1749	159	52	tbr	tbr	NOUN
ejif-1749	159	53	-2.716	-2.716	X
ejif-1749	159	54	*	*	PUNCT
ejif-1749	159	55	-2.435	-2.435	PUNCT
ejif-1749	159	56	-5.546	-5.546	PUNCT
ejif-1749	159	57	-5.607	-5.607	PUNCT
ejif-1749	159	58	*	*	PUNCT
ejif-1749	159	59	*	*	PUNCT
ejif-1749	159	60	*	*	PUNCT
ejif-1749	159	61	note	note	NOUN
ejif-1749	159	62	:	:	PUNCT
ejif-1749	159	63	the	the	DET
ejif-1749	159	64	lag	lag	NOUN
ejif-1749	159	65	order	order	NOUN
ejif-1749	159	66	in	in	ADP
ejif-1749	159	67	the	the	DET
ejif-1749	159	68	adf	adf	NOUN
ejif-1749	159	69	and	and	CCONJ
ejif-1749	159	70	pp	pp	NUM
ejif-1749	159	71	tests	test	NOUN
ejif-1749	159	72	are	be	AUX
ejif-1749	159	73	based	base	VERB
ejif-1749	159	74	on	on	ADP
ejif-1749	159	75	the	the	DET
ejif-1749	159	76	sic	sic	NOUN
ejif-1749	159	77	.	.	PUNCT
ejif-1749	160	1	*	*	PUNCT
ejif-1749	160	2	*	*	PUNCT
ejif-1749	160	3	and	and	CCONJ
ejif-1749	160	4	*	*	PUNCT
ejif-1749	160	5	*	*	PUNCT
ejif-1749	160	6	*	*	PUNCT
ejif-1749	160	7	denote	denote	NOUN
ejif-1749	160	8	significance	significance	NOUN
ejif-1749	160	9	at	at	ADP
ejif-1749	160	10	5	5	NUM
ejif-1749	160	11	%	%	NOUN
ejif-1749	160	12	and	and	CCONJ
ejif-1749	160	13	10	10	NUM
ejif-1749	160	14	%	%	NOUN
ejif-1749	160	15	,	,	PUNCT
ejif-1749	160	16	respectively	respectively	ADV
ejif-1749	160	17	.	.	PUNCT
ejif-1749	160	18	table	table	NOUN
ejif-1749	160	19	2	2	NUM
ejif-1749	160	20	.	.	PUNCT
ejif-1749	161	1	adf	adf	NOUN
ejif-1749	161	2	and	and	CCONJ
ejif-1749	161	3	pp	pp	PROPN
ejif-1749	161	4	unit	unit	NOUN
ejif-1749	161	5	root	root	NOUN
ejif-1749	161	6	tests	test	NOUN
ejif-1749	161	7	therefore	therefore	ADV
ejif-1749	161	8	,	,	PUNCT
ejif-1749	161	9	this	this	DET
ejif-1749	161	10	paper	paper	NOUN
ejif-1749	161	11	analyzes	analyze	VERB
ejif-1749	161	12	the	the	DET
ejif-1749	161	13	viability	viability	NOUN
ejif-1749	161	14	of	of	ADP
ejif-1749	161	15	non	non	ADJ
ejif-1749	161	16	-	-	ADJ
ejif-1749	161	17	interest	interest	ADJ
ejif-1749	161	18	benchmark	benchmark	NOUN
ejif-1749	161	19	,	,	PUNCT
ejif-1749	161	20	namely	namely	ADV
ejif-1749	161	21	the	the	DET
ejif-1749	161	22	hpi	hpi	NOUN
ejif-1749	161	23	as	as	ADP
ejif-1749	161	24	the	the	DET
ejif-1749	161	25	alternative	alternative	NOUN
ejif-1749	161	26	to	to	ADP
ejif-1749	161	27	lending	lending	NOUN
ejif-1749	161	28	rate	rate	NOUN
ejif-1749	161	29	in	in	ADP
ejif-1749	161	30	determining	determine	VERB
ejif-1749	161	31	the	the	DET
ejif-1749	161	32	price	price	NOUN
ejif-1749	161	33	of	of	ADP
ejif-1749	161	34	home	home	NOUN
ejif-1749	161	35	financing	financing	NOUN
ejif-1749	161	36	.	.	PUNCT
ejif-1749	162	1	the	the	DET
ejif-1749	162	2	result	result	NOUN
ejif-1749	162	3	shows	show	VERB
ejif-1749	162	4	both	both	DET
ejif-1749	162	5	models	model	NOUN
ejif-1749	162	6	,	,	PUNCT
ejif-1749	162	7	lr	lr	NOUN
ejif-1749	162	8	and	and	CCONJ
ejif-1749	162	9	hpi	hpi	NOUN
ejif-1749	162	10	are	be	AUX
ejif-1749	162	11	comparable	comparable	ADJ
ejif-1749	162	12	since	since	SCONJ
ejif-1749	162	13	both	both	PRON
ejif-1749	162	14	are	be	AUX
ejif-1749	162	15	significant	significant	ADJ
ejif-1749	162	16	.	.	PUNCT
ejif-1749	163	1	the	the	DET
ejif-1749	163	2	f	f	NOUN
ejif-1749	163	3	-	-	PUNCT
ejif-1749	163	4	statistics	statistic	NOUN
ejif-1749	163	5	for	for	ADP
ejif-1749	163	6	lr	lr	PROPN
ejif-1749	163	7	is	be	AUX
ejif-1749	163	8	7.181	7.181	NUM
ejif-1749	163	9	which	which	PRON
ejif-1749	163	10	is	be	AUX
ejif-1749	163	11	more	more	ADJ
ejif-1749	163	12	than	than	ADP
ejif-1749	163	13	upper	upper	ADJ
ejif-1749	163	14	bound	bind	VERB
ejif-1749	163	15	value	value	NOUN
ejif-1749	163	16	for	for	ADP
ejif-1749	163	17	pesaran	pesaran	NOUN
ejif-1749	163	18	,	,	PUNCT
ejif-1749	163	19	shin	shin	PROPN
ejif-1749	163	20	&	&	CCONJ
ejif-1749	163	21	smith	smith	PROPN
ejif-1749	163	22	and	and	CCONJ
ejif-1749	163	23	narayan	narayan	NOUN
ejif-1749	163	24	tables	table	NOUN
ejif-1749	163	25	.	.	PUNCT
ejif-1749	164	1	while	while	SCONJ
ejif-1749	164	2	the	the	DET
ejif-1749	164	3	f	f	PROPN
ejif-1749	164	4	-	-	PUNCT
ejif-1749	164	5	statistics	statistic	NOUN
ejif-1749	164	6	for	for	ADP
ejif-1749	164	7	hpi	hpi	PROPN
ejif-1749	164	8	is	be	AUX
ejif-1749	164	9	6.827	6.827	NUM
ejif-1749	164	10	also	also	ADV
ejif-1749	164	11	exceed	exceed	VERB
ejif-1749	164	12	the	the	DET
ejif-1749	164	13	upper	upper	ADJ
ejif-1749	164	14	bound	bind	VERB
ejif-1749	164	15	value	value	NOUN
ejif-1749	164	16	for	for	ADP
ejif-1749	164	17	pesaran	pesaran	NOUN
ejif-1749	164	18	,	,	PUNCT
ejif-1749	164	19	shin	shin	PROPN
ejif-1749	164	20	&	&	CCONJ
ejif-1749	164	21	smith	smith	PROPN
ejif-1749	164	22	and	and	CCONJ
ejif-1749	164	23	narayan	narayan	NOUN
ejif-1749	164	24	tables	table	NOUN
ejif-1749	164	25	.	.	PUNCT
ejif-1749	165	1	a	a	DET
ejif-1749	165	2	recent	recent	ADJ
ejif-1749	165	3	study	study	NOUN
ejif-1749	165	4	conducted	conduct	VERB
ejif-1749	165	5	by	by	ADP
ejif-1749	165	6	ibrahim	ibrahim	PROPN
ejif-1749	165	7	&	&	CCONJ
ejif-1749	165	8	law	law	PROPN
ejif-1749	165	9	(	(	PUNCT
ejif-1749	165	10	2014	2014	NUM
ejif-1749	165	11	)	)	PUNCT
ejif-1749	165	12	which	which	PRON
ejif-1749	165	13	examine	examine	VERB
ejif-1749	165	14	on	on	ADP
ejif-1749	165	15	the	the	DET
ejif-1749	165	16	long	long	ADJ
ejif-1749	165	17	run	run	NOUN
ejif-1749	165	18	behavior	behavior	NOUN
ejif-1749	165	19	of	of	ADP
ejif-1749	165	20	house	house	NOUN
ejif-1749	165	21	prices	price	NOUN
ejif-1749	165	22	and	and	CCONJ
ejif-1749	165	23	the	the	DET
ejif-1749	165	24	dynamic	dynamic	ADJ
ejif-1749	165	25	interactions	interaction	NOUN
ejif-1749	165	26	with	with	ADP
ejif-1749	165	27	bank	bank	NOUN
ejif-1749	165	28	credits	credit	NOUN
ejif-1749	165	29	,	,	PUNCT
ejif-1749	165	30	real	real	ADJ
ejif-1749	165	31	output	output	NOUN
ejif-1749	165	32	and	and	CCONJ
ejif-1749	165	33	interest	interest	NOUN
ejif-1749	165	34	rate	rate	NOUN
ejif-1749	165	35	.	.	PUNCT
ejif-1749	166	1	the	the	DET
ejif-1749	166	2	study	study	NOUN
ejif-1749	166	3	analyzes	analyze	VERB
ejif-1749	166	4	co	co	NOUN
ejif-1749	166	5	-	-	NOUN
ejif-1749	166	6	integration	integration	NOUN
ejif-1749	166	7	,	,	PUNCT
ejif-1749	166	8	causality	causality	NOUN
ejif-1749	166	9	and	and	CCONJ
ejif-1749	166	10	vector	vector	NOUN
ejif-1749	166	11	autoregressions	autoregression	NOUN
ejif-1749	166	12	(	(	PUNCT
ejif-1749	166	13	vars	var	NOUN
ejif-1749	166	14	)	)	PUNCT
ejif-1749	166	15	for	for	ADP
ejif-1749	166	16	malaysia	malaysia	PROPN
ejif-1749	166	17	environment	environment	NOUN
ejif-1749	166	18	.	.	PUNCT
ejif-1749	167	1	the	the	DET
ejif-1749	167	2	researchers	researcher	NOUN
ejif-1749	167	3	empirically	empirically	ADV
ejif-1749	167	4	explain	explain	VERB
ejif-1749	167	5	that	that	SCONJ
ejif-1749	167	6	terraced	terrace	VERB
ejif-1749	167	7	house	house	PROPN
ejif-1749	167	8	price	price	NOUN
ejif-1749	167	9	index	index	NOUN
ejif-1749	167	10	forms	form	VERB
ejif-1749	167	11	a	a	DET
ejif-1749	167	12	long	long	ADJ
ejif-1749	167	13	run	run	NOUN
ejif-1749	167	14	relation	relation	NOUN
ejif-1749	167	15	with	with	ADP
ejif-1749	167	16	bank	bank	NOUN
ejif-1749	167	17	credits	credit	NOUN
ejif-1749	167	18	,	,	PUNCT
ejif-1749	167	19	real	real	ADJ
ejif-1749	167	20	output	output	NOUN
ejif-1749	167	21	and	and	CCONJ
ejif-1749	167	22	interest	interest	NOUN
ejif-1749	167	23	rate	rate	NOUN
ejif-1749	167	24	.	.	PUNCT
ejif-1749	168	1	hence	hence	ADV
ejif-1749	168	2	,	,	PUNCT
ejif-1749	168	3	this	this	DET
ejif-1749	168	4	literature	literature	NOUN
ejif-1749	168	5	supports	support	VERB
ejif-1749	168	6	this	this	DET
ejif-1749	168	7	paper	paper	NOUN
ejif-1749	168	8	on	on	ADP
ejif-1749	168	9	the	the	DET
ejif-1749	168	10	long	long	ADV
ejif-1749	168	11	-	-	PUNCT
ejif-1749	168	12	run	run	NOUN
ejif-1749	168	13	relationship	relationship	NOUN
ejif-1749	168	14	of	of	ADP
ejif-1749	168	15	house	house	NOUN
ejif-1749	168	16	price	price	NOUN
ejif-1749	168	17	index	index	NOUN
ejif-1749	168	18	with	with	ADP
ejif-1749	168	19	macroeconomic	macroeconomic	ADJ
ejif-1749	168	20	indicators	indicator	NOUN
ejif-1749	168	21	;	;	PUNCT
ejif-1749	168	22	gross	gross	ADJ
ejif-1749	168	23	domestic	domestic	ADJ
ejif-1749	168	24	product	product	NOUN
ejif-1749	168	25	,	,	PUNCT
ejif-1749	168	26	consumer	consumer	NOUN
ejif-1749	168	27	price	price	NOUN
ejif-1749	168	28	index	index	NOUN
ejif-1749	168	29	and	and	CCONJ
ejif-1749	168	30	treasury	treasury	PROPN
ejif-1749	168	31	bill	bill	NOUN
ejif-1749	168	32	rate	rate	NOUN
ejif-1749	168	33	.	.	PUNCT
ejif-1749	169	1	dependent	dependent	ADJ
ejif-1749	169	2	variables	variable	NOUN
ejif-1749	169	3	computed	compute	VERB
ejif-1749	169	4	f	f	X
ejif-1749	169	5	-	-	PUNCT
ejif-1749	169	6	statistic	statistic	ADJ
ejif-1749	169	7	model	model	NOUN
ejif-1749	169	8	1	1	NUM
ejif-1749	169	9	:	:	PUNCT
ejif-1749	169	10	lr	lr	X
ejif-1749	169	11	lr	lr	NOUN
ejif-1749	169	12	7.181328	7.181328	NUM
ejif-1749	169	13	*	*	PUNCT
ejif-1749	169	14	*	*	PUNCT
ejif-1749	169	15	*	*	PUNCT
ejif-1749	169	16	gdp	gdp	NOUN
ejif-1749	169	17	0.292545	0.292545	NUM
ejif-1749	169	18	cpi	cpi	NOUN
ejif-1749	169	19	1.759570	1.759570	NUM
ejif-1749	169	20	tbr	tbr	NOUN
ejif-1749	169	21	6.660070	6.660070	NUM
ejif-1749	169	22	*	*	PUNCT
ejif-1749	169	23	*	*	PUNCT
ejif-1749	169	24	*	*	PUNCT
ejif-1749	169	25	model	model	NOUN
ejif-1749	169	26	2	2	NUM
ejif-1749	169	27	:	:	PUNCT
ejif-1749	169	28	hpi	hpi	PROPN
ejif-1749	169	29	hpi	hpi	PROPN
ejif-1749	169	30	6.826906	6.826906	NUM
ejif-1749	169	31	*	*	PUNCT
ejif-1749	169	32	*	*	PUNCT
ejif-1749	169	33	*	*	PROPN
ejif-1749	169	34	gdp	gdp	NOUN
ejif-1749	169	35	0.182439	0.182439	NUM
ejif-1749	169	36	cpi	cpi	PROPN
ejif-1749	169	37	1.733310	1.733310	NUM
ejif-1749	169	38	tbr	tbr	NOUN
ejif-1749	169	39	3.899489	3.899489	NUM
ejif-1749	169	40	*	*	SYM
ejif-1749	169	41	pesaran	pesaran	VERB
ejif-1749	169	42	,	,	PUNCT
ejif-1749	169	43	shin	shin	PROPN
ejif-1749	169	44	&	&	CCONJ
ejif-1749	169	45	smitha	smitha	PROPN
ejif-1749	169	46	narayan	narayan	PROPN
ejif-1749	170	1	b	b	PROPN
ejif-1749	170	2	critical	critical	ADJ
ejif-1749	170	3	value	value	NOUN
ejif-1749	170	4	lower	lower	ADV
ejif-1749	170	5	bound	bind	VERB
ejif-1749	170	6	value	value	NOUN
ejif-1749	170	7	upper	upper	ADJ
ejif-1749	170	8	bound	bind	VERB
ejif-1749	170	9	value	value	NOUN
ejif-1749	170	10	lower	lower	ADV
ejif-1749	170	11	bound	bind	VERB
ejif-1749	170	12	value	value	NOUN
ejif-1749	170	13	upper	upper	ADJ
ejif-1749	170	14	bound	bind	VERB
ejif-1749	170	15	value	value	NOUN
ejif-1749	170	16	1	1	NUM
ejif-1749	170	17	%	%	NOUN
ejif-1749	170	18	4.29	4.29	NUM
ejif-1749	170	19	5.61	5.61	NUM
ejif-1749	170	20	4.068	4.068	NUM
ejif-1749	170	21	5.250	5.250	NUM
ejif-1749	170	22	5	5	NUM
ejif-1749	170	23	%	%	NOUN
ejif-1749	170	24	3.23	3.23	NUM
ejif-1749	170	25	4.35	4.35	NUM
ejif-1749	170	26	2.962	2.962	NUM
ejif-1749	170	27	3.910	3.910	NUM
ejif-1749	170	28	10	10	NUM
ejif-1749	170	29	%	%	NOUN
ejif-1749	170	30	2.72	2.72	NUM
ejif-1749	170	31	3.77	3.77	NUM
ejif-1749	170	32	2.496	2.496	NUM
ejif-1749	170	33	3.346	3.346	NUM
ejif-1749	170	34	notes	note	NOUN
ejif-1749	170	35	:	:	PUNCT
ejif-1749	170	36	*	*	PUNCT
ejif-1749	170	37	,	,	PUNCT
ejif-1749	170	38	*	*	PUNCT
ejif-1749	170	39	*	*	PUNCT
ejif-1749	170	40	and	and	CCONJ
ejif-1749	170	41	*	*	PUNCT
ejif-1749	170	42	*	*	PUNCT
ejif-1749	170	43	*	*	PUNCT
ejif-1749	170	44	indicate	indicate	VERB
ejif-1749	170	45	significance	significance	NOUN
ejif-1749	170	46	at	at	ADP
ejif-1749	170	47	10	10	NUM
ejif-1749	170	48	%	%	NOUN
ejif-1749	170	49	,	,	PUNCT
ejif-1749	170	50	5	5	NUM
ejif-1749	170	51	%	%	NOUN
ejif-1749	170	52	and	and	CCONJ
ejif-1749	170	53	1	1	NUM
ejif-1749	170	54	%	%	NOUN
ejif-1749	170	55	levels	level	NOUN
ejif-1749	170	56	,	,	PUNCT
ejif-1749	170	57	respectively	respectively	ADV
ejif-1749	170	58	.	.	PUNCT
ejif-1749	171	1	a	a	DET
ejif-1749	171	2	critical	critical	ADJ
ejif-1749	171	3	values	value	NOUN
ejif-1749	171	4	are	be	AUX
ejif-1749	171	5	obtained	obtain	VERB
ejif-1749	171	6	from	from	ADP
ejif-1749	171	7	pesaran	pesaran	VERB
ejif-1749	171	8	,	,	PUNCT
ejif-1749	171	9	shin	shin	PROPN
ejif-1749	171	10	and	and	CCONJ
ejif-1749	171	11	smith	smith	PROPN
ejif-1749	171	12	(	(	PUNCT
ejif-1749	171	13	2001	2001	NUM
ejif-1749	171	14	)	)	PUNCT
ejif-1749	172	1	b	b	NOUN
ejif-1749	172	2	critical	critical	ADJ
ejif-1749	172	3	values	value	NOUN
ejif-1749	172	4	are	be	AUX
ejif-1749	172	5	obtained	obtain	VERB
ejif-1749	172	6	from	from	ADP
ejif-1749	172	7	narayan	narayan	NOUN
ejif-1749	172	8	(	(	PUNCT
ejif-1749	172	9	2004	2004	NUM
ejif-1749	172	10	)	)	PUNCT
ejif-1749	172	11	,	,	PUNCT
ejif-1749	172	12	table	table	NOUN
ejif-1749	172	13	case	case	NOUN
ejif-1749	172	14	iii	iii	NOUN
ejif-1749	172	15	:	:	PUNCT
ejif-1749	172	16	unrestricted	unrestricted	ADJ
ejif-1749	172	17	intercept	intercept	NOUN
ejif-1749	172	18	and	and	CCONJ
ejif-1749	172	19	no	no	DET
ejif-1749	172	20	trend	trend	NOUN
ejif-1749	172	21	table	table	NOUN
ejif-1749	172	22	3	3	NUM
ejif-1749	172	23	.	.	PUNCT
ejif-1749	173	1	bounds	bound	NOUN
ejif-1749	173	2	test	test	NOUN
ejif-1749	173	3	results	result	VERB
ejif-1749	173	4	the	the	DET
ejif-1749	173	5	result	result	NOUN
ejif-1749	173	6	of	of	ADP
ejif-1749	173	7	this	this	DET
ejif-1749	173	8	analysis	analysis	NOUN
ejif-1749	173	9	support	support	VERB
ejif-1749	173	10	the	the	DET
ejif-1749	173	11	previous	previous	ADJ
ejif-1749	173	12	studies	study	NOUN
ejif-1749	173	13	on	on	ADP
ejif-1749	173	14	the	the	DET
ejif-1749	173	15	relationship	relationship	NOUN
ejif-1749	173	16	in	in	ADP
ejif-1749	173	17	short	short	ADJ
ejif-1749	173	18	-	-	PUNCT
ejif-1749	173	19	run	run	VERB
ejif-1749	173	20	and	and	CCONJ
ejif-1749	173	21	long	long	ADV
ejif-1749	173	22	-	-	PUNCT
ejif-1749	173	23	run	run	VERB
ejif-1749	173	24	periods	period	NOUN
ejif-1749	173	25	between	between	ADP
ejif-1749	173	26	islamic	islamic	ADJ
ejif-1749	173	27	financial	financial	ADJ
ejif-1749	173	28	development	development	NOUN
ejif-1749	173	29	and	and	CCONJ
ejif-1749	173	30	economic	economic	ADJ
ejif-1749	173	31	growth	growth	NOUN
ejif-1749	173	32	.	.	PUNCT
ejif-1749	174	1	abduh	abduh	PROPN
ejif-1749	174	2	&	&	CCONJ
ejif-1749	174	3	azmi	azmi	PROPN
ejif-1749	175	1	[	[	X
ejif-1749	175	2	1	1	X
ejif-1749	175	3	]	]	PUNCT
ejif-1749	175	4	conducts	conduct	VERB
ejif-1749	175	5	an	an	DET
ejif-1749	175	6	empirical	empirical	ADJ
ejif-1749	175	7	study	study	NOUN
ejif-1749	175	8	and	and	CCONJ
ejif-1749	175	9	finds	find	VERB
ejif-1749	175	10	that	that	SCONJ
ejif-1749	175	11	islamic	islamic	PROPN
ejif-1749	175	12	finance	finance	NOUN
ejif-1749	175	13	development	development	NOUN
ejif-1749	175	14	have	have	VERB
ejif-1749	175	15	a	a	DET
ejif-1749	175	16	significant	significant	ADJ
ejif-1749	175	17	relationship	relationship	NOUN
ejif-1749	175	18	with	with	ADP
ejif-1749	175	19	indonesian	indonesian	ADJ
ejif-1749	175	20	economic	economic	ADJ
ejif-1749	175	21	growth	growth	NOUN
ejif-1749	175	22	in	in	ADP
ejif-1749	175	23	the	the	DET
ejif-1749	175	24	short	short	ADJ
ejif-1749	175	25	-	-	PUNCT
ejif-1749	175	26	run	run	NOUN
ejif-1749	175	27	and	and	CCONJ
ejif-1749	175	28	the	the	DET
ejif-1749	175	29	long	long	ADV
ejif-1749	175	30	-	-	PUNCT
ejif-1749	175	31	run	run	NOUN
ejif-1749	175	32	and	and	CCONJ
ejif-1749	175	33	both	both	PRON
ejif-1749	175	34	has	have	VERB
ejif-1749	175	35	a	a	DET
ejif-1749	175	36	bi	bi	ADJ
ejif-1749	175	37	-	-	ADJ
ejif-1749	175	38	directional	directional	ADJ
ejif-1749	175	39	relationship	relationship	NOUN
ejif-1749	175	40	.	.	PUNCT
ejif-1749	176	1	it	it	PRON
ejif-1749	176	2	is	be	AUX
ejif-1749	176	3	significant	significant	ADJ
ejif-1749	176	4	to	to	ADP
ejif-1749	176	5	the	the	DET
ejif-1749	176	6	islamic	islamic	ADJ
ejif-1749	176	7	finance	finance	NOUN
ejif-1749	176	8	industry	industry	NOUN
ejif-1749	176	9	to	to	PART
ejif-1749	176	10	grow	grow	VERB
ejif-1749	176	11	with	with	ADP
ejif-1749	176	12	real	real	ADJ
ejif-1749	176	13	economic	economic	ADJ
ejif-1749	176	14	activities	activity	NOUN
ejif-1749	176	15	.	.	PUNCT
ejif-1749	177	1	table	table	NOUN
ejif-1749	177	2	4	4	NUM
ejif-1749	177	3	.	.	PUNCT
ejif-1749	177	4	long	long	ADV
ejif-1749	177	5	-	-	PUNCT
ejif-1749	177	6	run	run	VERB
ejif-1749	177	7	ardl	ardl	NOUN
ejif-1749	177	8	model	model	NOUN
ejif-1749	177	9	estimates	estimate	NOUN
ejif-1749	177	10	model	model	VERB
ejif-1749	177	11	1	1	NUM
ejif-1749	177	12	:	:	PUNCT
ejif-1749	177	13	lending	lending	NOUN
ejif-1749	177	14	rate	rate	NOUN
ejif-1749	177	15	t	t	PROPN
ejif-1749	177	16	-	-	PUNCT
ejif-1749	177	17	statistics	statistic	NOUN
ejif-1749	177	18	model	model	NOUN
ejif-1749	177	19	2	2	NUM
ejif-1749	177	20	:	:	PUNCT
ejif-1749	177	21	hpi	hpi	PROPN
ejif-1749	177	22	tstatistics	tstatistics	PROPN
ejif-1749	177	23	c	c	PROPN
ejif-1749	177	24	13.441	13.441	NUM
ejif-1749	177	25	3.442	3.442	NUM
ejif-1749	177	26	*	*	PUNCT
ejif-1749	177	27	*	*	PUNCT
ejif-1749	178	1	*	*	PUNCT
ejif-1749	178	2	41.212	41.212	NUM
ejif-1749	178	3	0.3541	0.3541	NUM
ejif-1749	178	4	gdp	gdp	NOUN
ejif-1749	178	5	0.244	0.244	NUM
ejif-1749	178	6	2.368	2.368	NUM
ejif-1749	178	7	*	*	PUNCT
ejif-1749	178	8	*	*	PUNCT
ejif-1749	178	9	*	*	PUNCT
ejif-1749	178	10	3.819	3.819	NUM
ejif-1749	178	11	0.417	0.417	NUM
ejif-1749	178	12	cpi	cpi	NOUN
ejif-1749	178	13	-2.531	-2.531	PROPN
ejif-1749	178	14	-2.715	-2.715	PUNCT
ejif-1749	178	15	*	*	PUNCT
ejif-1749	178	16	*	*	PUNCT
ejif-1749	178	17	*	*	PUNCT
ejif-1749	178	18	-16.668	-16.668	NOUN
ejif-1749	178	19	-0.366	-0.366	NOUN
ejif-1749	178	20	tbr	tbr	NOUN
ejif-1749	178	21	0.633	0.633	NUM
ejif-1749	178	22	7.572	7.572	NUM
ejif-1749	178	23	*	*	PUNCT
ejif-1749	178	24	*	*	PUNCT
ejif-1749	178	25	*	*	PUNCT
ejif-1749	178	26	-0.791	-0.791	PUNCT
ejif-1749	178	27	-0.357	-0.357	ADJ
ejif-1749	179	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1749	179	2	ejif	ejif	PROPN
ejif-1749	179	3	–	–	PUNCT
ejif-1749	179	4	european	european	PROPN
ejif-1749	179	5	journal	journal	PROPN
ejif-1749	179	6	of	of	ADP
ejif-1749	179	7	islamic	islamic	PROPN
ejif-1749	179	8	finance	finance	PROPN
ejif-1749	179	9	no	no	DET
ejif-1749	179	10	6	6	NUM
ejif-1749	179	11	,	,	PUNCT
ejif-1749	179	12	feb	feb	X
ejif-1749	179	13	(	(	PUNCT
ejif-1749	179	14	2017	2017	NUM
ejif-1749	179	15	)	)	PUNCT
ejif-1749	180	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1749	180	2	issn	issn	VERB
ejif-1749	180	3	2421	2421	NUM
ejif-1749	180	4	-	-	SYM
ejif-1749	180	5	2172	2172	NUM
ejif-1749	180	6	6	6	NUM
ejif-1749	180	7	v.	v.	ADP
ejif-1749	180	8	conclusion	conclusion	NOUN
ejif-1749	180	9	there	there	PRON
ejif-1749	180	10	is	be	VERB
ejif-1749	180	11	enormous	enormous	ADJ
ejif-1749	180	12	demand	demand	NOUN
ejif-1749	180	13	for	for	ADP
ejif-1749	180	14	islamic	islamic	ADJ
ejif-1749	180	15	banking	banking	NOUN
ejif-1749	180	16	and	and	CCONJ
ejif-1749	180	17	financial	financial	ADJ
ejif-1749	180	18	services	service	NOUN
ejif-1749	180	19	.	.	PUNCT
ejif-1749	181	1	this	this	PRON
ejif-1749	181	2	translates	translate	VERB
ejif-1749	181	3	into	into	ADP
ejif-1749	181	4	a	a	DET
ejif-1749	181	5	potential	potential	ADJ
ejif-1749	181	6	increasing	increase	VERB
ejif-1749	181	7	demand	demand	NOUN
ejif-1749	181	8	for	for	ADP
ejif-1749	181	9	financial	financial	ADJ
ejif-1749	181	10	services	service	NOUN
ejif-1749	181	11	for	for	ADP
ejif-1749	181	12	homes	home	NOUN
ejif-1749	181	13	,	,	PUNCT
ejif-1749	181	14	automobiles	automobile	NOUN
ejif-1749	181	15	and	and	CCONJ
ejif-1749	181	16	businesses	business	NOUN
ejif-1749	181	17	.	.	PUNCT
ejif-1749	182	1	in	in	ADP
ejif-1749	182	2	order	order	NOUN
ejif-1749	182	3	to	to	PART
ejif-1749	182	4	succeed	succeed	VERB
ejif-1749	182	5	in	in	ADP
ejif-1749	182	6	reaching	reach	VERB
ejif-1749	182	7	this	this	DET
ejif-1749	182	8	huge	huge	ADJ
ejif-1749	182	9	demand	demand	NOUN
ejif-1749	182	10	for	for	ADP
ejif-1749	182	11	islamic	islamic	ADJ
ejif-1749	182	12	banking	banking	NOUN
ejif-1749	182	13	and	and	CCONJ
ejif-1749	182	14	finance	finance	NOUN
ejif-1749	182	15	,	,	PUNCT
ejif-1749	182	16	much	much	ADJ
ejif-1749	182	17	work	work	NOUN
ejif-1749	182	18	should	should	AUX
ejif-1749	182	19	be	be	AUX
ejif-1749	182	20	done	do	VERB
ejif-1749	182	21	to	to	PART
ejif-1749	182	22	educate	educate	VERB
ejif-1749	182	23	the	the	DET
ejif-1749	182	24	industry	industry	NOUN
ejif-1749	182	25	players	player	NOUN
ejif-1749	182	26	and	and	CCONJ
ejif-1749	182	27	customers	customer	NOUN
ejif-1749	182	28	regarding	regard	VERB
ejif-1749	182	29	both	both	CCONJ
ejif-1749	182	30	the	the	DET
ejif-1749	182	31	need	need	NOUN
ejif-1749	182	32	and	and	CCONJ
ejif-1749	182	33	the	the	DET
ejif-1749	182	34	demand	demand	NOUN
ejif-1749	182	35	for	for	ADP
ejif-1749	182	36	such	such	ADJ
ejif-1749	182	37	services	service	NOUN
ejif-1749	182	38	.	.	PUNCT
ejif-1749	183	1	the	the	DET
ejif-1749	183	2	key	key	NOUN
ejif-1749	183	3	to	to	ADP
ejif-1749	183	4	reaching	reach	VERB
ejif-1749	183	5	the	the	DET
ejif-1749	183	6	desired	desire	VERB
ejif-1749	183	7	level	level	NOUN
ejif-1749	183	8	of	of	ADP
ejif-1749	183	9	maqasid	maqasid	PROPN
ejif-1749	183	10	shariah	shariah	PROPN
ejif-1749	183	11	is	be	AUX
ejif-1749	183	12	moving	move	VERB
ejif-1749	183	13	away	away	ADV
ejif-1749	183	14	from	from	ADP
ejif-1749	183	15	benchmarking	benchmarke	VERB
ejif-1749	183	16	interest	interest	NOUN
ejif-1749	183	17	/	/	SYM
ejif-1749	183	18	lending	lending	NOUN
ejif-1749	183	19	rate	rate	NOUN
ejif-1749	183	20	to	to	ADP
ejif-1749	183	21	an	an	DET
ejif-1749	183	22	alternative	alternative	ADJ
ejif-1749	183	23	benchmark	benchmark	NOUN
ejif-1749	183	24	which	which	PRON
ejif-1749	183	25	this	this	DET
ejif-1749	183	26	paper	paper	NOUN
ejif-1749	183	27	is	be	AUX
ejif-1749	183	28	empirically	empirically	ADV
ejif-1749	183	29	tested	test	VERB
ejif-1749	183	30	the	the	DET
ejif-1749	183	31	correlation	correlation	NOUN
ejif-1749	183	32	among	among	ADP
ejif-1749	183	33	these	these	DET
ejif-1749	183	34	variables	variable	NOUN
ejif-1749	183	35	.	.	PUNCT
ejif-1749	184	1	although	although	SCONJ
ejif-1749	184	2	benchmarking	benchmarke	VERB
ejif-1749	184	3	against	against	ADP
ejif-1749	184	4	the	the	DET
ejif-1749	184	5	conventional	conventional	ADJ
ejif-1749	184	6	interest	interest	NOUN
ejif-1749	184	7	rate	rate	NOUN
ejif-1749	184	8	is	be	AUX
ejif-1749	184	9	permissible	permissible	ADJ
ejif-1749	184	10	,	,	PUNCT
ejif-1749	184	11	but	but	CCONJ
ejif-1749	184	12	it	it	PRON
ejif-1749	184	13	is	be	AUX
ejif-1749	184	14	a	a	DET
ejif-1749	184	15	need	need	NOUN
ejif-1749	184	16	to	to	PART
ejif-1749	184	17	model	model	VERB
ejif-1749	184	18	an	an	DET
ejif-1749	184	19	alternative	alternative	NOUN
ejif-1749	184	20	benchmarking	benchmarke	VERB
ejif-1749	184	21	for	for	ADP
ejif-1749	184	22	the	the	DET
ejif-1749	184	23	islamic	islamic	PROPN
ejif-1749	184	24	home	home	NOUN
ejif-1749	184	25	financing	financing	NOUN
ejif-1749	184	26	based	base	VERB
ejif-1749	184	27	on	on	ADP
ejif-1749	184	28	the	the	DET
ejif-1749	184	29	malaysian	malaysian	ADJ
ejif-1749	184	30	case	case	NOUN
ejif-1749	184	31	.	.	PUNCT
ejif-1749	185	1	the	the	DET
ejif-1749	185	2	main	main	ADJ
ejif-1749	185	3	significance	significance	NOUN
ejif-1749	185	4	of	of	ADP
ejif-1749	185	5	carrying	carry	VERB
ejif-1749	185	6	out	out	ADP
ejif-1749	185	7	this	this	DET
ejif-1749	185	8	research	research	NOUN
ejif-1749	185	9	is	be	AUX
ejif-1749	185	10	that	that	SCONJ
ejif-1749	185	11	it	it	PRON
ejif-1749	185	12	addresses	address	VERB
ejif-1749	185	13	important	important	ADJ
ejif-1749	185	14	gaps	gap	NOUN
ejif-1749	185	15	in	in	ADP
ejif-1749	185	16	current	current	ADJ
ejif-1749	185	17	knowledge	knowledge	NOUN
ejif-1749	185	18	and	and	CCONJ
ejif-1749	185	19	existing	exist	VERB
ejif-1749	185	20	literature	literature	NOUN
ejif-1749	185	21	on	on	ADP
ejif-1749	185	22	alternative	alternative	ADJ
ejif-1749	185	23	benchmark	benchmark	NOUN
ejif-1749	185	24	of	of	ADP
ejif-1749	185	25	home	home	NOUN
ejif-1749	185	26	financing	financing	NOUN
ejif-1749	185	27	product	product	NOUN
ejif-1749	185	28	,	,	PUNCT
ejif-1749	185	29	which	which	PRON
ejif-1749	185	30	appose	appose	VERB
ejif-1749	185	31	to	to	ADP
ejif-1749	185	32	the	the	DET
ejif-1749	185	33	current	current	ADJ
ejif-1749	185	34	practice	practice	NOUN
ejif-1749	185	35	of	of	ADP
ejif-1749	185	36	benchmark	benchmark	NOUN
ejif-1749	185	37	.	.	PUNCT
ejif-1749	186	1	for	for	ADP
ejif-1749	186	2	instance	instance	NOUN
ejif-1749	186	3	,	,	PUNCT
ejif-1749	186	4	the	the	DET
ejif-1749	186	5	most	most	ADV
ejif-1749	186	6	fundamental	fundamental	ADJ
ejif-1749	186	7	level	level	NOUN
ejif-1749	186	8	,	,	PUNCT
ejif-1749	186	9	there	there	PRON
ejif-1749	186	10	is	be	VERB
ejif-1749	186	11	little	little	ADJ
ejif-1749	186	12	studies	study	NOUN
ejif-1749	186	13	at	at	ADP
ejif-1749	186	14	present	present	ADJ
ejif-1749	186	15	on	on	ADP
ejif-1749	186	16	the	the	DET
ejif-1749	186	17	viability	viability	NOUN
ejif-1749	186	18	of	of	ADP
ejif-1749	186	19	benchmark	benchmark	NOUN
ejif-1749	186	20	to	to	ADP
ejif-1749	186	21	a	a	DET
ejif-1749	186	22	real	real	ADJ
ejif-1749	186	23	economic	economic	ADJ
ejif-1749	186	24	condition	condition	NOUN
ejif-1749	186	25	in	in	ADP
ejif-1749	186	26	relation	relation	NOUN
ejif-1749	186	27	to	to	ADP
ejif-1749	186	28	the	the	DET
ejif-1749	186	29	movement	movement	NOUN
ejif-1749	186	30	of	of	ADP
ejif-1749	186	31	trends	trend	NOUN
ejif-1749	186	32	in	in	ADP
ejif-1749	186	33	real	real	ADJ
ejif-1749	186	34	economic	economic	ADJ
ejif-1749	186	35	activities	activity	NOUN
ejif-1749	186	36	.	.	PUNCT
ejif-1749	187	1	therefore	therefore	ADV
ejif-1749	187	2	,	,	PUNCT
ejif-1749	187	3	using	use	VERB
ejif-1749	187	4	indices	index	NOUN
ejif-1749	187	5	for	for	ADP
ejif-1749	187	6	guidance	guidance	NOUN
ejif-1749	187	7	in	in	ADP
ejif-1749	187	8	measuring	measure	VERB
ejif-1749	187	9	the	the	DET
ejif-1749	187	10	rate	rate	NOUN
ejif-1749	187	11	of	of	ADP
ejif-1749	187	12	return	return	NOUN
ejif-1749	187	13	that	that	PRON
ejif-1749	187	14	relate	relate	VERB
ejif-1749	187	15	to	to	ADP
ejif-1749	187	16	real	real	ADJ
ejif-1749	187	17	transactions	transaction	NOUN
ejif-1749	187	18	is	be	AUX
ejif-1749	187	19	permissible	permissible	ADJ
ejif-1749	187	20	in	in	ADP
ejif-1749	187	21	shariah	shariah	PROPN
ejif-1749	187	22	.	.	PUNCT
ejif-1749	188	1	the	the	DET
ejif-1749	188	2	analysis	analysis	NOUN
ejif-1749	188	3	from	from	ADP
ejif-1749	188	4	this	this	DET
ejif-1749	188	5	study	study	NOUN
ejif-1749	188	6	should	should	AUX
ejif-1749	188	7	help	help	VERB
ejif-1749	188	8	to	to	PART
ejif-1749	188	9	shed	shed	VERB
ejif-1749	188	10	light	light	NOUN
ejif-1749	188	11	in	in	ADP
ejif-1749	188	12	these	these	DET
ejif-1749	188	13	areas	area	NOUN
ejif-1749	188	14	.	.	PUNCT
ejif-1749	189	1	this	this	DET
ejif-1749	189	2	study	study	NOUN
ejif-1749	189	3	would	would	AUX
ejif-1749	189	4	recommend	recommend	VERB
ejif-1749	189	5	on	on	ADP
ejif-1749	189	6	future	future	ADJ
ejif-1749	189	7	studies	study	NOUN
ejif-1749	189	8	to	to	PART
ejif-1749	189	9	adopt	adopt	VERB
ejif-1749	189	10	four	four	NUM
ejif-1749	189	11	subindices	subindex	NOUN
ejif-1749	189	12	of	of	ADP
ejif-1749	189	13	house	house	NOUN
ejif-1749	189	14	price	price	NOUN
ejif-1749	189	15	index	index	NOUN
ejif-1749	189	16	corresponding	correspond	VERB
ejif-1749	189	17	to	to	ADP
ejif-1749	189	18	various	various	ADJ
ejif-1749	189	19	types	type	NOUN
ejif-1749	189	20	of	of	ADP
ejif-1749	189	21	houses	house	NOUN
ejif-1749	189	22	,	,	PUNCT
ejif-1749	189	23	namely	namely	ADV
ejif-1749	189	24	,	,	PUNCT
ejif-1749	189	25	terraced	terraced	ADJ
ejif-1749	189	26	houses	house	NOUN
ejif-1749	189	27	(	(	PUNCT
ejif-1749	189	28	ht	ht	PROPN
ejif-1749	189	29	)	)	PUNCT
ejif-1749	189	30	,	,	PUNCT
ejif-1749	189	31	semi	semi	ADJ
ejif-1749	189	32	-	-	ADJ
ejif-1749	189	33	detached	detached	ADJ
ejif-1749	189	34	houses	house	NOUN
ejif-1749	189	35	(	(	PUNCT
ejif-1749	189	36	hs	hs	X
ejif-1749	189	37	)	)	PUNCT
ejif-1749	189	38	,	,	PUNCT
ejif-1749	189	39	detached	detach	VERB
ejif-1749	189	40	houses	house	NOUN
ejif-1749	189	41	(	(	PUNCT
ejif-1749	189	42	hd	hd	NOUN
ejif-1749	189	43	)	)	PUNCT
ejif-1749	189	44	and	and	CCONJ
ejif-1749	189	45	high	high	ADJ
ejif-1749	189	46	-	-	PUNCT
ejif-1749	189	47	rise	rise	NOUN
ejif-1749	189	48	houses	house	NOUN
ejif-1749	189	49	(	(	PUNCT
ejif-1749	189	50	hh	hh	PROPN
ejif-1749	189	51	)	)	PUNCT
ejif-1749	189	52	by	by	ADP
ejif-1749	189	53	different	different	ADJ
ejif-1749	189	54	location	location	NOUN
ejif-1749	189	55	across	across	ADP
ejif-1749	189	56	the	the	DET
ejif-1749	189	57	study	study	NOUN
ejif-1749	189	58	period	period	NOUN
ejif-1749	189	59	.	.	PUNCT
ejif-1749	190	1	it	it	PRON
ejif-1749	190	2	would	would	AUX
ejif-1749	190	3	be	be	AUX
ejif-1749	190	4	more	more	ADV
ejif-1749	190	5	enriching	enriching	ADJ
ejif-1749	190	6	analysis	analysis	NOUN
ejif-1749	190	7	to	to	PART
ejif-1749	190	8	arrive	arrive	VERB
ejif-1749	190	9	at	at	ADP
ejif-1749	190	10	more	more	ADV
ejif-1749	190	11	robust	robust	ADJ
ejif-1749	190	12	findings	finding	NOUN
ejif-1749	190	13	of	of	ADP
ejif-1749	190	14	the	the	DET
ejif-1749	190	15	alternative	alternative	ADJ
ejif-1749	190	16	benchmark	benchmark	NOUN
ejif-1749	190	17	for	for	ADP
ejif-1749	190	18	pricing	pricing	NOUN
ejif-1749	190	19	mechanism	mechanism	NOUN
ejif-1749	190	20	of	of	ADP
ejif-1749	190	21	islamic	islamic	ADJ
ejif-1749	190	22	home	home	NOUN
ejif-1749	190	23	financing	financing	NOUN
ejif-1749	190	24	.	.	PUNCT
ejif-1749	191	1	references	reference	NOUN
ejif-1749	191	2	[	[	X
ejif-1749	191	3	1	1	NUM
ejif-1749	191	4	]	]	X
ejif-1749	191	5	abduh	abduh	ADJ
ejif-1749	191	6	,	,	PUNCT
ejif-1749	191	7	m.	m.	NOUN
ejif-1749	191	8	,	,	PUNCT
ejif-1749	191	9	&	&	CCONJ
ejif-1749	191	10	azmi	azmi	PROPN
ejif-1749	191	11	omar	omar	PROPN
ejif-1749	191	12	,	,	PUNCT
ejif-1749	191	13	m.	m.	NOUN
ejif-1749	191	14	(	(	PUNCT
ejif-1749	191	15	2012	2012	NUM
ejif-1749	191	16	)	)	PUNCT
ejif-1749	191	17	.	.	PUNCT
ejif-1749	192	1	islamic	islamic	ADJ
ejif-1749	192	2	banking	banking	PROPN
ejif-1749	192	3	and	and	CCONJ
ejif-1749	192	4	economic	economic	ADJ
ejif-1749	192	5	growth	growth	NOUN
ejif-1749	192	6	:	:	PUNCT
ejif-1749	192	7	the	the	DET
ejif-1749	192	8	indonesian	indonesian	ADJ
ejif-1749	192	9	experience	experience	NOUN
ejif-1749	192	10	.	.	PUNCT
ejif-1749	193	1	international	international	ADJ
ejif-1749	193	2	journal	journal	PROPN
ejif-1749	193	3	of	of	ADP
ejif-1749	193	4	islamic	islamic	ADJ
ejif-1749	193	5	and	and	CCONJ
ejif-1749	193	6	middle	middle	ADJ
ejif-1749	193	7	eastern	eastern	ADJ
ejif-1749	193	8	finance	finance	NOUN
ejif-1749	193	9	and	and	CCONJ
ejif-1749	193	10	management	management	NOUN
ejif-1749	193	11	,	,	PUNCT
ejif-1749	193	12	5(1	5(1	NUM
ejif-1749	193	13	)	)	PUNCT
ejif-1749	193	14	,	,	PUNCT
ejif-1749	193	15	35	35	NUM
ejif-1749	193	16	-	-	SYM
ejif-1749	193	17	47	47	NUM
ejif-1749	193	18	.	.	PUNCT
ejif-1749	194	1	[	[	X
ejif-1749	194	2	2	2	NUM
ejif-1749	194	3	]	]	X
ejif-1749	194	4	amin	amin	NOUN
ejif-1749	194	5	,	,	PUNCT
ejif-1749	194	6	h.	h.	PROPN
ejif-1749	194	7	,	,	PUNCT
ejif-1749	194	8	abdul	abdul	PROPN
ejif-1749	194	9	-	-	PUNCT
ejif-1749	194	10	rahman	rahman	PROPN
ejif-1749	194	11	,	,	PUNCT
ejif-1749	194	12	a.	a.	PROPN
ejif-1749	194	13	r.	r.	PROPN
ejif-1749	194	14	,	,	PUNCT
ejif-1749	194	15	&	&	CCONJ
ejif-1749	194	16	abdul	abdul	PROPN
ejif-1749	194	17	-	-	PUNCT
ejif-1749	194	18	razak	razak	PROPN
ejif-1749	194	19	,	,	PUNCT
ejif-1749	194	20	d.	d.	PROPN
ejif-1749	194	21	(	(	PUNCT
ejif-1749	194	22	2013	2013	NUM
ejif-1749	194	23	)	)	PUNCT
ejif-1749	194	24	.	.	PUNCT
ejif-1749	195	1	an	an	DET
ejif-1749	195	2	integrative	integrative	ADJ
ejif-1749	195	3	approach	approach	NOUN
ejif-1749	195	4	for	for	ADP
ejif-1749	195	5	understanding	understand	VERB
ejif-1749	195	6	islamic	islamic	ADJ
ejif-1749	195	7	home	home	NOUN
ejif-1749	195	8	financing	financing	NOUN
ejif-1749	195	9	adoption	adoption	NOUN
ejif-1749	195	10	in	in	ADP
ejif-1749	195	11	malaysia	malaysia	PROPN
ejif-1749	195	12	.	.	PUNCT
ejif-1749	196	1	international	international	ADJ
ejif-1749	196	2	journal	journal	PROPN
ejif-1749	196	3	of	of	ADP
ejif-1749	196	4	bank	bank	PROPN
ejif-1749	196	5	marketing	marketing	NOUN
ejif-1749	196	6	,	,	PUNCT
ejif-1749	196	7	31(7	31(7	NUM
ejif-1749	196	8	)	)	PUNCT
ejif-1749	196	9	,	,	PUNCT
ejif-1749	196	10	544	544	NUM
ejif-1749	196	11	-	-	SYM
ejif-1749	196	12	573	573	NUM
ejif-1749	196	13	.	.	PUNCT
ejif-1749	197	1	[	[	X
ejif-1749	197	2	3	3	NUM
ejif-1749	197	3	]	]	X
ejif-1749	197	4	azli	azli	NOUN
ejif-1749	197	5	,	,	PUNCT
ejif-1749	197	6	r.	r.	PROPN
ejif-1749	197	7	m.	m.	PROPN
ejif-1749	197	8	,	,	PUNCT
ejif-1749	197	9	othman	othman	PROPN
ejif-1749	197	10	,	,	PUNCT
ejif-1749	197	11	r.	r.	PROPN
ejif-1749	197	12	,	,	PUNCT
ejif-1749	197	13	sahri	sahri	NOUN
ejif-1749	197	14	,	,	PUNCT
ejif-1749	197	15	m.	m.	NOUN
ejif-1749	197	16	,	,	PUNCT
ejif-1749	197	17	aris	aris	PROPN
ejif-1749	197	18	,	,	PUNCT
ejif-1749	197	19	n.	n.	PROPN
ejif-1749	197	20	a.	a.	PROPN
ejif-1749	197	21	,	,	PUNCT
ejif-1749	197	22	arshad	arshad	PROPN
ejif-1749	197	23	,	,	PUNCT
ejif-1749	197	24	r.	r.	PROPN
ejif-1749	197	25	,	,	PUNCT
ejif-1749	197	26	&	&	CCONJ
ejif-1749	197	27	yaakob	yaakob	PROPN
ejif-1749	197	28	,	,	PUNCT
ejif-1749	197	29	a.	a.	PROPN
ejif-1749	197	30	r.	r.	PROPN
ejif-1749	197	31	(	(	PUNCT
ejif-1749	197	32	2011	2011	NUM
ejif-1749	197	33	)	)	PUNCT
ejif-1749	197	34	.	.	PUNCT
ejif-1749	198	1	implementation	implementation	NOUN
ejif-1749	198	2	of	of	ADP
ejif-1749	198	3	maqasid	maqasid	ADJ
ejif-1749	198	4	shari’ah	shari’ah	PROPN
ejif-1749	198	5	in	in	ADP
ejif-1749	198	6	islamic	islamic	PROPN
ejif-1749	198	7	house	house	PROPN
ejif-1749	198	8	financing	financing	NOUN
ejif-1749	198	9	:	:	PUNCT
ejif-1749	198	10	a	a	DET
ejif-1749	198	11	study	study	NOUN
ejif-1749	198	12	of	of	ADP
ejif-1749	198	13	the	the	DET
ejif-1749	198	14	rights	right	NOUN
ejif-1749	198	15	and	and	CCONJ
ejif-1749	198	16	responsibilities	responsibility	NOUN
ejif-1749	198	17	of	of	ADP
ejif-1749	198	18	contracting	contract	VERB
ejif-1749	198	19	parties	party	NOUN
ejif-1749	198	20	in	in	ADP
ejif-1749	198	21	bai	bai	PROPN
ejif-1749	198	22	’	'	PUNCT
ejif-1749	198	23	bithaman	bithaman	NOUN
ejif-1749	198	24	ajil	ajil	PROPN
ejif-1749	198	25	and	and	CCONJ
ejif-1749	198	26	musharakah	musharakah	PROPN
ejif-1749	198	27	mutanaqisah	mutanaqisah	PROPN
ejif-1749	198	28	.	.	PUNCT
ejif-1749	199	1	journal	journal	PROPN
ejif-1749	199	2	of	of	ADP
ejif-1749	199	3	applied	apply	VERB
ejif-1749	199	4	business	business	NOUN
ejif-1749	199	5	research	research	NOUN
ejif-1749	199	6	(	(	PUNCT
ejif-1749	199	7	jabr	jabr	ADJ
ejif-1749	199	8	)	)	PUNCT
ejif-1749	199	9	,	,	PUNCT
ejif-1749	199	10	27(5	27(5	PROPN
ejif-1749	199	11	)	)	PUNCT
ejif-1749	199	12	,	,	PUNCT
ejif-1749	199	13	85	85	NUM
ejif-1749	199	14	-	-	SYM
ejif-1749	199	15	96	96	NUM
ejif-1749	199	16	.	.	PUNCT
ejif-1749	200	1	[	[	X
ejif-1749	200	2	4	4	NUM
ejif-1749	200	3	]	]	X
ejif-1749	200	4	haron	haron	PROPN
ejif-1749	200	5	,	,	PUNCT
ejif-1749	200	6	s.	s.	PROPN
ejif-1749	200	7	,	,	PUNCT
ejif-1749	200	8	ahmad	ahmad	PROPN
ejif-1749	200	9	,	,	PUNCT
ejif-1749	200	10	n.	n.	NOUN
ejif-1749	200	11	,	,	PUNCT
ejif-1749	200	12	&	&	CCONJ
ejif-1749	200	13	planisek	planisek	PROPN
ejif-1749	200	14	,	,	PUNCT
ejif-1749	200	15	s.	s.	PROPN
ejif-1749	200	16	l.	l.	PROPN
ejif-1749	200	17	(	(	PUNCT
ejif-1749	200	18	1994	1994	NUM
ejif-1749	200	19	)	)	PUNCT
ejif-1749	200	20	.	.	PUNCT
ejif-1749	201	1	bank	bank	NOUN
ejif-1749	201	2	patronage	patronage	NOUN
ejif-1749	201	3	factors	factor	NOUN
ejif-1749	201	4	of	of	ADP
ejif-1749	201	5	muslim	muslim	ADJ
ejif-1749	201	6	and	and	CCONJ
ejif-1749	201	7	non	non	ADJ
ejif-1749	201	8	-	-	ADJ
ejif-1749	201	9	muslim	muslim	ADJ
ejif-1749	201	10	customers	customer	NOUN
ejif-1749	201	11	.	.	PUNCT
ejif-1749	202	1	international	international	ADJ
ejif-1749	202	2	journal	journal	PROPN
ejif-1749	202	3	of	of	ADP
ejif-1749	202	4	bank	bank	PROPN
ejif-1749	202	5	marketing	marketing	NOUN
ejif-1749	202	6	,	,	PUNCT
ejif-1749	202	7	12(1	12(1	NUM
ejif-1749	202	8	)	)	PUNCT
ejif-1749	202	9	,	,	PUNCT
ejif-1749	202	10	32	32	NUM
ejif-1749	202	11	-	-	SYM
ejif-1749	202	12	40	40	NUM
ejif-1749	202	13	.	.	PUNCT
ejif-1749	203	1	[	[	X
ejif-1749	203	2	5	5	NUM
ejif-1749	203	3	]	]	X
ejif-1749	203	4	ibrahim	ibrahim	PROPN
ejif-1749	203	5	,	,	PUNCT
ejif-1749	203	6	m.	m.	PROPN
ejif-1749	203	7	h.	h.	PROPN
ejif-1749	203	8	,	,	PUNCT
ejif-1749	203	9	&	&	CCONJ
ejif-1749	203	10	law	law	PROPN
ejif-1749	203	11	,	,	PUNCT
ejif-1749	203	12	s.	s.	PROPN
ejif-1749	203	13	h.	h.	PROPN
ejif-1749	203	14	(	(	PUNCT
ejif-1749	203	15	2014	2014	NUM
ejif-1749	203	16	)	)	PUNCT
ejif-1749	203	17	.	.	PUNCT
ejif-1749	204	1	house	house	NOUN
ejif-1749	204	2	prices	price	NOUN
ejif-1749	204	3	and	and	CCONJ
ejif-1749	204	4	bank	bank	NOUN
ejif-1749	204	5	credits	credit	NOUN
ejif-1749	204	6	in	in	ADP
ejif-1749	204	7	malaysia	malaysia	PROPN
ejif-1749	204	8	:	:	PUNCT
ejif-1749	204	9	an	an	DET
ejif-1749	204	10	aggregate	aggregate	ADJ
ejif-1749	204	11	and	and	CCONJ
ejif-1749	204	12	disaggregate	disaggregate	ADJ
ejif-1749	204	13	analysis	analysis	NOUN
ejif-1749	204	14	.	.	PUNCT
ejif-1749	205	1	habitat	habitat	PROPN
ejif-1749	205	2	international	international	PROPN
ejif-1749	205	3	,	,	PUNCT
ejif-1749	205	4	42	42	NUM
ejif-1749	205	5	,	,	PUNCT
ejif-1749	205	6	111	111	NUM
ejif-1749	205	7	-	-	SYM
ejif-1749	205	8	120	120	NUM
ejif-1749	205	9	.	.	PUNCT
ejif-1749	206	1	[	[	X
ejif-1749	206	2	6	6	NUM
ejif-1749	206	3	]	]	X
ejif-1749	206	4	iqbal	iqbal	PROPN
ejif-1749	206	5	,	,	PUNCT
ejif-1749	206	6	z.	z.	PROPN
ejif-1749	206	7	and	and	CCONJ
ejif-1749	206	8	mirakhor	mirakhor	NOUN
ejif-1749	206	9	,	,	PUNCT
ejif-1749	206	10	a.	a.	NOUN
ejif-1749	206	11	(	(	PUNCT
ejif-1749	206	12	2007	2007	NUM
ejif-1749	206	13	)	)	PUNCT
ejif-1749	206	14	.	.	PUNCT
ejif-1749	207	1	“	"	PUNCT
ejif-1749	207	2	an	an	DET
ejif-1749	207	3	introduction	introduction	NOUN
ejif-1749	207	4	to	to	ADP
ejif-1749	207	5	islamic	islamic	ADJ
ejif-1749	207	6	finance	finance	NOUN
ejif-1749	207	7	theory	theory	NOUN
ejif-1749	207	8	and	and	CCONJ
ejif-1749	207	9	practice	practice	NOUN
ejif-1749	207	10	”	"	PUNCT
ejif-1749	207	11	.	.	PUNCT
ejif-1749	208	1	john	john	PROPN
ejif-1749	208	2	wiley	wiley	PROPN
ejif-1749	208	3	&	&	CCONJ
ejif-1749	208	4	sons	sons	PROPN
ejif-1749	208	5	(	(	PUNCT
ejif-1749	208	6	asia	asia	PROPN
ejif-1749	208	7	)	)	PUNCT
ejif-1749	208	8	pte	pte	PROPN
ejif-1749	208	9	ltd	ltd	PROPN
ejif-1749	208	10	.	.	PROPN
ejif-1749	208	11	singapore	singapore	PROPN
ejif-1749	208	12	.	.	PUNCT
ejif-1749	209	1	[	[	X
ejif-1749	209	2	7	7	X
ejif-1749	209	3	]	]	X
ejif-1749	209	4	isra	isra	ADJ
ejif-1749	209	5	paper	paper	PROPN
ejif-1749	209	6	53/2013	53/2013	NUM
ejif-1749	209	7	.	.	PUNCT
ejif-1749	210	1	challenges	challenge	NOUN
ejif-1749	210	2	in	in	ADP
ejif-1749	210	3	the	the	DET
ejif-1749	210	4	application	application	NOUN
ejif-1749	210	5	of	of	ADP
ejif-1749	210	6	mudharabah	mudharabah	NOUN
ejif-1749	210	7	and	and	CCONJ
ejif-1749	210	8	musharakah	musharakah	ADJ
ejif-1749	210	9	concepts	concept	NOUN
ejif-1749	210	10	in	in	ADP
ejif-1749	210	11	the	the	DET
ejif-1749	210	12	islamic	islamic	ADJ
ejif-1749	210	13	finance	finance	NOUN
ejif-1749	210	14	industry	industry	NOUN
ejif-1749	210	15	in	in	ADP
ejif-1749	210	16	malaysia	malaysia	PROPN
ejif-1749	211	1	[	[	X
ejif-1749	211	2	8	8	NUM
ejif-1749	211	3	]	]	X
ejif-1749	211	4	duasa	duasa	PROPN
ejif-1749	211	5	,	,	PUNCT
ejif-1749	211	6	j.	j.	PROPN
ejif-1749	211	7	(	(	PUNCT
ejif-1749	211	8	2007	2007	NUM
ejif-1749	211	9	)	)	PUNCT
ejif-1749	211	10	.	.	PUNCT
ejif-1749	212	1	determinants	determinant	NOUN
ejif-1749	212	2	of	of	ADP
ejif-1749	212	3	malaysian	malaysian	ADJ
ejif-1749	212	4	trade	trade	NOUN
ejif-1749	212	5	balance	balance	NOUN
ejif-1749	212	6	:	:	PUNCT
ejif-1749	212	7	an	an	DET
ejif-1749	212	8	ardl	ardl	NOUN
ejif-1749	212	9	bound	bind	VERB
ejif-1749	212	10	testing	testing	NOUN
ejif-1749	212	11	approach	approach	NOUN
ejif-1749	212	12	.	.	PUNCT
ejif-1749	213	1	global	global	ADJ
ejif-1749	213	2	economic	economic	PROPN
ejif-1749	213	3	review	review	PROPN
ejif-1749	213	4	,	,	PUNCT
ejif-1749	213	5	36(1	36(1	NUM
ejif-1749	213	6	)	)	PUNCT
ejif-1749	213	7	,	,	PUNCT
ejif-1749	213	8	89	89	NUM
ejif-1749	213	9	-	-	SYM
ejif-1749	213	10	102	102	NUM
ejif-1749	213	11	.	.	PUNCT
ejif-1749	214	1	[	[	X
ejif-1749	214	2	9	9	NUM
ejif-1749	214	3	]	]	X
ejif-1749	214	4	gujarati	gujarati	PROPN
ejif-1749	214	5	,	,	PUNCT
ejif-1749	214	6	d.	d.	PROPN
ejif-1749	214	7	n.	n.	PROPN
ejif-1749	214	8	,	,	PUNCT
ejif-1749	214	9	&	&	CCONJ
ejif-1749	214	10	porter	porter	PROPN
ejif-1749	214	11	,	,	PUNCT
ejif-1749	214	12	d.	d.	PROPN
ejif-1749	214	13	(	(	PUNCT
ejif-1749	214	14	2009	2009	NUM
ejif-1749	214	15	)	)	PUNCT
ejif-1749	214	16	.	.	PUNCT
ejif-1749	215	1	basic	basic	ADJ
ejif-1749	215	2	econometrics	econometric	NOUN
ejif-1749	215	3	mc	mc	PROPN
ejif-1749	215	4	graw	graw	PROPN
ejif-1749	215	5	-	-	PUNCT
ejif-1749	215	6	hill	hill	NOUN
ejif-1749	215	7	international	international	PROPN
ejif-1749	215	8	edition	edition	PROPN
ejif-1749	215	9	.	.	PUNCT
ejif-1749	216	1	[	[	X
ejif-1749	216	2	10	10	NUM
ejif-1749	216	3	]	]	X
ejif-1749	216	4	khan	khan	PROPN
ejif-1749	216	5	,	,	PUNCT
ejif-1749	216	6	b.	b.	PROPN
ejif-1749	216	7	,	,	PUNCT
ejif-1749	216	8	farooq	farooq	PROPN
ejif-1749	216	9	,	,	PUNCT
ejif-1749	216	10	a.	a.	PROPN
ejif-1749	216	11	,	,	PUNCT
ejif-1749	216	12	&	&	CCONJ
ejif-1749	216	13	hussain	hussain	PROPN
ejif-1749	216	14	,	,	PUNCT
ejif-1749	216	15	z.	z.	PROPN
ejif-1749	216	16	(	(	PUNCT
ejif-1749	216	17	2010	2010	NUM
ejif-1749	216	18	)	)	PUNCT
ejif-1749	216	19	.	.	PUNCT
ejif-1749	217	1	human	human	ADJ
ejif-1749	217	2	resource	resource	NOUN
ejif-1749	217	3	management	management	NOUN
ejif-1749	217	4	:	:	PUNCT
ejif-1749	217	5	an	an	DET
ejif-1749	217	6	islamic	islamic	ADJ
ejif-1749	217	7	perspective	perspective	NOUN
ejif-1749	217	8	.	.	PUNCT
ejif-1749	218	1	asiapacific	asiapacific	ADJ
ejif-1749	218	2	journal	journal	PROPN
ejif-1749	218	3	of	of	ADP
ejif-1749	218	4	business	business	PROPN
ejif-1749	218	5	administration	administration	NOUN
ejif-1749	218	6	,	,	PUNCT
ejif-1749	218	7	2(1	2(1	NUM
ejif-1749	218	8	)	)	PUNCT
ejif-1749	218	9	,	,	PUNCT
ejif-1749	218	10	17	17	NUM
ejif-1749	218	11	-	-	SYM
ejif-1749	218	12	34	34	NUM
ejif-1749	218	13	.	.	PUNCT
ejif-1749	219	1	[	[	X
ejif-1749	219	2	11	11	NUM
ejif-1749	219	3	]	]	SYM
ejif-1749	219	4	narayan	narayan	NOUN
ejif-1749	219	5	,	,	PUNCT
ejif-1749	219	6	p.	p.	PROPN
ejif-1749	219	7	k.	k.	PROPN
ejif-1749	219	8	(	(	PUNCT
ejif-1749	219	9	2004	2004	NUM
ejif-1749	219	10	)	)	PUNCT
ejif-1749	219	11	.	.	PUNCT
ejif-1749	220	1	reformulating	reformulate	VERB
ejif-1749	220	2	critical	critical	ADJ
ejif-1749	220	3	values	value	NOUN
ejif-1749	220	4	for	for	ADP
ejif-1749	220	5	the	the	DET
ejif-1749	220	6	bounds	bound	NOUN
ejif-1749	220	7	f	f	NOUN
ejif-1749	220	8	-	-	PUNCT
ejif-1749	220	9	statistics	statistic	NOUN
ejif-1749	220	10	approach	approach	NOUN
ejif-1749	220	11	to	to	ADP
ejif-1749	220	12	cointegration	cointegration	NOUN
ejif-1749	220	13	:	:	PUNCT
ejif-1749	220	14	an	an	DET
ejif-1749	220	15	application	application	NOUN
ejif-1749	220	16	to	to	ADP
ejif-1749	220	17	the	the	DET
ejif-1749	220	18	tourism	tourism	NOUN
ejif-1749	220	19	demand	demand	NOUN
ejif-1749	220	20	model	model	NOUN
ejif-1749	220	21	for	for	ADP
ejif-1749	220	22	fiji	fiji	PROPN
ejif-1749	220	23	.	.	PUNCT
ejif-1749	221	1	australia	australia	PROPN
ejif-1749	221	2	:	:	PUNCT
ejif-1749	221	3	monash	monash	PROPN
ejif-1749	221	4	university	university	PROPN
ejif-1749	221	5	.	.	PUNCT
ejif-1749	222	1	[	[	X
ejif-1749	222	2	12	12	NUM
ejif-1749	222	3	]	]	PUNCT
ejif-1749	222	4	mirakhor	mirakhor	NOUN
ejif-1749	222	5	,	,	PUNCT
ejif-1749	222	6	a.	a.	NOUN
ejif-1749	222	7	(	(	PUNCT
ejif-1749	222	8	1996	1996	NUM
ejif-1749	222	9	)	)	PUNCT
ejif-1749	222	10	.	.	PUNCT
ejif-1749	223	1	cost	cost	NOUN
ejif-1749	223	2	of	of	ADP
ejif-1749	223	3	capital	capital	NOUN
ejif-1749	223	4	and	and	CCONJ
ejif-1749	223	5	investment	investment	NOUN
ejif-1749	223	6	in	in	ADP
ejif-1749	223	7	a	a	DET
ejif-1749	223	8	non	non	ADJ
ejif-1749	223	9	-	-	ADJ
ejif-1749	223	10	interest	interest	ADJ
ejif-1749	223	11	economy	economy	NOUN
ejif-1749	223	12	.	.	PUNCT
ejif-1749	224	1	islamic	islamic	ADJ
ejif-1749	224	2	economic	economic	ADJ
ejif-1749	224	3	studies	study	NOUN
ejif-1749	224	4	,	,	PUNCT
ejif-1749	224	5	4(1	4(1	NOUN
ejif-1749	224	6	)	)	PUNCT
ejif-1749	224	7	,	,	PUNCT
ejif-1749	224	8	3546	3546	NUM
ejif-1749	224	9	[	[	X
ejif-1749	224	10	13	13	NUM
ejif-1749	224	11	]	]	SYM
ejif-1749	224	12	meera	meera	PROPN
ejif-1749	224	13	,	,	PUNCT
ejif-1749	224	14	a.	a.	PROPN
ejif-1749	224	15	k.	k.	PROPN
ejif-1749	224	16	,	,	PUNCT
ejif-1749	224	17	&	&	CCONJ
ejif-1749	224	18	abdul	abdul	PROPN
ejif-1749	224	19	razak	razak	PROPN
ejif-1749	224	20	,	,	PUNCT
ejif-1749	224	21	d.	d.	PROPN
ejif-1749	224	22	(	(	PUNCT
ejif-1749	224	23	2009	2009	NUM
ejif-1749	224	24	)	)	PUNCT
ejif-1749	224	25	.	.	PUNCT
ejif-1749	225	1	home	home	NOUN
ejif-1749	225	2	financing	financing	NOUN
ejif-1749	225	3	through	through	ADP
ejif-1749	225	4	the	the	DET
ejif-1749	225	5	musharakah	musharakah	PROPN
ejif-1749	225	6	mutanaqisah	mutanaqisah	NOUN
ejif-1749	225	7	contracts	contract	NOUN
ejif-1749	225	8	:	:	PUNCT
ejif-1749	225	9	some	some	DET
ejif-1749	225	10	practical	practical	ADJ
ejif-1749	225	11	issues	issue	NOUN
ejif-1749	225	12	.	.	PUNCT
ejif-1749	226	1	islamic	islamic	ADJ
ejif-1749	226	2	economics	economic	NOUN
ejif-1749	226	3	,	,	PUNCT
ejif-1749	226	4	22(1	22(1	NUM
ejif-1749	226	5	)	)	PUNCT
ejif-1749	226	6	.	.	PUNCT
ejif-1749	227	1	[	[	X
ejif-1749	227	2	14	14	NUM
ejif-1749	227	3	]	]	X
ejif-1749	227	4	meera	meera	PROPN
ejif-1749	227	5	,	,	PUNCT
ejif-1749	227	6	m.	m.	NOUN
ejif-1749	227	7	,	,	PUNCT
ejif-1749	227	8	kameel	kameel	NOUN
ejif-1749	227	9	,	,	PUNCT
ejif-1749	227	10	a.	a.	PROPN
ejif-1749	227	11	,	,	PUNCT
ejif-1749	227	12	&	&	CCONJ
ejif-1749	227	13	abdul	abdul	PROPN
ejif-1749	227	14	razak	razak	PROPN
ejif-1749	227	15	,	,	PUNCT
ejif-1749	227	16	d.	d.	PROPN
ejif-1749	227	17	(	(	PUNCT
ejif-1749	227	18	2005	2005	NUM
ejif-1749	227	19	)	)	PUNCT
ejif-1749	227	20	.	.	PUNCT
ejif-1749	228	1	islamic	islamic	PROPN
ejif-1749	228	2	home	home	PROPN
ejif-1749	228	3	financing	financing	NOUN
ejif-1749	228	4	through	through	ADP
ejif-1749	228	5	musharakah	musharakah	PROPN
ejif-1749	228	6	mutanaqisah	mutanaqisah	PROPN
ejif-1749	228	7	and	and	CCONJ
ejif-1749	228	8	albay	albay	PROPN
ejif-1749	228	9	’	'	PUNCT
ejif-1749	228	10	bithaman	bithaman	PROPN
ejif-1749	228	11	ajil	ajil	NOUN
ejif-1749	228	12	contracts	contract	NOUN
ejif-1749	228	13	:	:	PUNCT
ejif-1749	228	14	a	a	DET
ejif-1749	228	15	comparative	comparative	ADJ
ejif-1749	228	16	analysis	analysis	NOUN
ejif-1749	228	17	.	.	PUNCT
ejif-1749	229	1	review	review	NOUN
ejif-1749	229	2	of	of	ADP
ejif-1749	229	3	islamic	islamic	ADJ
ejif-1749	229	4	economics	economic	NOUN
ejif-1749	229	5	,	,	PUNCT
ejif-1749	229	6	9(2	9(2	NUM
ejif-1749	229	7	)	)	PUNCT
ejif-1749	229	8	,	,	PUNCT
ejif-1749	229	9	5	5	NUM
ejif-1749	229	10	-	-	SYM
ejif-1749	229	11	30	30	NUM
ejif-1749	229	12	[	[	SYM
ejif-1749	229	13	15	15	NUM
ejif-1749	229	14	]	]	X
ejif-1749	229	15	muhammad	muhammad	PROPN
ejif-1749	229	16	taqi	taqi	PROPN
ejif-1749	229	17	usmani	usmani	ADJ
ejif-1749	229	18	(	(	PUNCT
ejif-1749	229	19	2008	2008	NUM
ejif-1749	229	20	)	)	PUNCT
ejif-1749	229	21	.	.	PUNCT
ejif-1749	230	1	an	an	DET
ejif-1749	230	2	introduction	introduction	NOUN
ejif-1749	230	3	to	to	ADP
ejif-1749	230	4	islamic	islamic	ADJ
ejif-1749	230	5	finance	finance	NOUN
ejif-1749	230	6	.	.	PUNCT
ejif-1749	231	1	idaraisha’at	idaraisha’at	NOUN
ejif-1749	231	2	e	e	NOUN
ejif-1749	231	3	-	-	NOUN
ejif-1749	231	4	diniyat	diniyat	ADJ
ejif-1749	231	5	(	(	PUNCT
ejif-1749	231	6	p	p	PROPN
ejif-1749	231	7	)	)	PUNCT
ejif-1749	231	8	ltd	ltd	NOUN
ejif-1749	232	1	[	[	X
ejif-1749	232	2	16	16	NUM
ejif-1749	232	3	]	]	PUNCT
ejif-1749	232	4	mifc	mifc	NOUN
ejif-1749	232	5	report	report	NOUN
ejif-1749	232	6	2015	2015	NUM
ejif-1749	232	7	.	.	PUNCT
ejif-1749	233	1	islamic	islamic	ADJ
ejif-1749	233	2	finance	finance	NOUN
ejif-1749	233	3	transformation	transformation	NOUN
ejif-1749	233	4	journey	journey	NOUN
ejif-1749	233	5	and	and	CCONJ
ejif-1749	233	6	new	new	ADJ
ejif-1749	233	7	windows	window	NOUN
ejif-1749	233	8	of	of	ADP
ejif-1749	233	9	opportunity	opportunity	NOUN
ejif-1749	234	1	[	[	X
ejif-1749	234	2	17	17	NUM
ejif-1749	234	3	]	]	X
ejif-1749	234	4	mohd	mohd	PROPN
ejif-1749	234	5	azmi	azmi	PROPN
ejif-1749	234	6	omar	omar	PROPN
ejif-1749	234	7	,	,	PUNCT
ejif-1749	234	8	azman	azman	PROPN
ejif-1749	234	9	md	md	PROPN
ejif-1749	234	10	noor	noor	PROPN
ejif-1749	234	11	,	,	PUNCT
ejif-1749	234	12	ahamed	ahamed	PROPN
ejif-1749	234	13	kameel	kameel	PROPN
ejif-1749	234	14	mydin	mydin	PROPN
ejif-1749	234	15	meera	meera	PROPN
ejif-1749	234	16	&	&	CCONJ
ejif-1749	234	17	research	research	PROPN
ejif-1749	234	18	team	team	NOUN
ejif-1749	234	19	(	(	PUNCT
ejif-1749	234	20	2010	2010	NUM
ejif-1749	234	21	)	)	PUNCT
ejif-1749	234	22	.	.	PUNCT
ejif-1749	235	1	research	research	NOUN
ejif-1749	235	2	paper	paper	NOUN
ejif-1749	235	3	no	no	INTJ
ejif-1749	235	4	.	.	PUNCT
ejif-1749	236	1	17/2010	17/2010	NUM
ejif-1749	236	2	:	:	PUNCT
ejif-1749	236	3	"	"	PUNCT
ejif-1749	236	4	an	an	DET
ejif-1749	236	5	islamic	islamic	ADJ
ejif-1749	236	6	pricing	pricing	NOUN
ejif-1749	236	7	benchmark	benchmark	NOUN
ejif-1749	236	8	"	"	PUNCT
ejif-1749	237	1	[	[	X
ejif-1749	237	2	18	18	NUM
ejif-1749	237	3	]	]	X
ejif-1749	237	4	mohd	mohd	NOUN
ejif-1749	237	5	-	-	PUNCT
ejif-1749	237	6	yusof	yusof	PROPN
ejif-1749	237	7	,	,	PUNCT
ejif-1749	237	8	r.	r.	PROPN
ejif-1749	237	9	,	,	PUNCT
ejif-1749	237	10	h	h	PROPN
ejif-1749	237	11	-	-	PUNCT
ejif-1749	237	12	kassim	kassim	PROPN
ejif-1749	237	13	,	,	PUNCT
ejif-1749	237	14	s.	s.	PROPN
ejif-1749	237	15	,	,	PUNCT
ejif-1749	237	16	a	a	PROPN
ejif-1749	237	17	-	-	PUNCT
ejif-1749	237	18	majid	majid	PROPN
ejif-1749	237	19	,	,	PUNCT
ejif-1749	237	20	m.s	m.s	PROPN
ejif-1749	237	21	.	.	PROPN
ejif-1749	237	22	and	and	CCONJ
ejif-1749	237	23	hamid	hamid	PROPN
ejif-1749	237	24	,	,	PUNCT
ejif-1749	237	25	z.	z.	PROPN
ejif-1749	237	26	(	(	PUNCT
ejif-1749	237	27	2011	2011	NUM
ejif-1749	237	28	)	)	PUNCT
ejif-1749	237	29	.	.	PUNCT
ejif-1749	238	1	“	"	PUNCT
ejif-1749	238	2	determining	determine	VERB
ejif-1749	238	3	the	the	DET
ejif-1749	238	4	viability	viability	NOUN
ejif-1749	238	5	of	of	ADP
ejif-1749	238	6	rental	rental	ADJ
ejif-1749	238	7	price	price	NOUN
ejif-1749	238	8	to	to	ADP
ejif-1749	238	9	benchmark	benchmark	ADJ
ejif-1749	238	10	islamic	islamic	ADJ
ejif-1749	238	11	home	home	NOUN
ejif-1749	238	12	financing	financing	NOUN
ejif-1749	238	13	products	product	NOUN
ejif-1749	238	14	:	:	PUNCT
ejif-1749	238	15	evidence	evidence	NOUN
ejif-1749	238	16	from	from	ADP
ejif-1749	238	17	malaysia	malaysia	PROPN
ejif-1749	238	18	”	"	PUNCT
ejif-1749	238	19	benchmarking	benchmarking	NOUN
ejif-1749	238	20	:	:	PUNCT
ejif-1749	238	21	an	an	DET
ejif-1749	238	22	international	international	ADJ
ejif-1749	238	23	journal	journal	NOUN
ejif-1749	238	24	,	,	PUNCT
ejif-1749	238	25	vol.18	vol.18	NOUN
ejif-1749	238	26	,	,	PUNCT
ejif-1749	238	27	no.1	no.1	NUM
ejif-1749	238	28	,	,	PUNCT
ejif-1749	238	29	2011	2011	NUM
ejif-1749	238	30	,	,	PUNCT
ejif-1749	238	31	pp	pp	ADJ
ejif-1749	238	32	.	.	PUNCT
ejif-1749	239	1	69	69	NUM
ejif-1749	239	2	-	-	SYM
ejif-1749	239	3	85	85	NUM
ejif-1749	239	4	.	.	PUNCT
ejif-1749	240	1	[	[	X
ejif-1749	240	2	19	19	NUM
ejif-1749	240	3	]	]	PUNCT
ejif-1749	240	4	pesaran	pesaran	NOUN
ejif-1749	240	5	,	,	PUNCT
ejif-1749	240	6	m.	m.	PROPN
ejif-1749	240	7	h.	h.	PROPN
ejif-1749	240	8	,	,	PUNCT
ejif-1749	240	9	&	&	CCONJ
ejif-1749	240	10	pesaran	pesaran	PROPN
ejif-1749	240	11	,	,	PUNCT
ejif-1749	240	12	b.	b.	PROPN
ejif-1749	240	13	(	(	PUNCT
ejif-1749	240	14	1997	1997	NUM
ejif-1749	240	15	)	)	PUNCT
ejif-1749	240	16	.	.	PUNCT
ejif-1749	241	1	working	work	VERB
ejif-1749	241	2	with	with	ADP
ejif-1749	241	3	microfit	microfit	NOUN
ejif-1749	241	4	4.0	4.0	NUM
ejif-1749	241	5	:	:	PUNCT
ejif-1749	241	6	interactive	interactive	ADJ
ejif-1749	241	7	econometric	econometric	ADJ
ejif-1749	241	8	analysis;[windows	analysis;[windows	ADP
ejif-1749	241	9	version	version	NOUN
ejif-1749	241	10	]	]	PUNCT
ejif-1749	241	11	.	.	PUNCT
ejif-1749	242	1	oxford	oxford	PROPN
ejif-1749	242	2	university	university	PROPN
ejif-1749	242	3	press	press	NOUN
ejif-1749	242	4	.	.	PUNCT
ejif-1749	243	1	[	[	X
ejif-1749	243	2	20	20	NUM
ejif-1749	243	3	]	]	PUNCT
ejif-1749	243	4	pesaran	pesaran	NOUN
ejif-1749	243	5	,	,	PUNCT
ejif-1749	243	6	m.	m.	PROPN
ejif-1749	243	7	h.	h.	PROPN
ejif-1749	243	8	,	,	PUNCT
ejif-1749	243	9	shin	shin	PROPN
ejif-1749	243	10	,	,	PUNCT
ejif-1749	243	11	y.	y.	PROPN
ejif-1749	243	12	,	,	PUNCT
ejif-1749	243	13	&	&	CCONJ
ejif-1749	243	14	smith	smith	PROPN
ejif-1749	243	15	,	,	PUNCT
ejif-1749	243	16	r.	r.	PROPN
ejif-1749	243	17	p.	p.	PROPN
ejif-1749	243	18	(	(	PUNCT
ejif-1749	243	19	1999	1999	NUM
ejif-1749	243	20	)	)	PUNCT
ejif-1749	243	21	.	.	PUNCT
ejif-1749	244	1	pooled	pool	VERB
ejif-1749	244	2	mean	mean	PROPN
ejif-1749	244	3	group	group	NOUN
ejif-1749	244	4	estimation	estimation	NOUN
ejif-1749	244	5	of	of	ADP
ejif-1749	244	6	dynamic	dynamic	ADJ
ejif-1749	244	7	heterogeneous	heterogeneous	ADJ
ejif-1749	244	8	panels	panel	NOUN
ejif-1749	244	9	.	.	PUNCT
ejif-1749	245	1	journal	journal	NOUN
ejif-1749	245	2	of	of	ADP
ejif-1749	245	3	the	the	DET
ejif-1749	245	4	american	american	PROPN
ejif-1749	245	5	statistical	statistical	PROPN
ejif-1749	245	6	association	association	NOUN
ejif-1749	245	7	,	,	PUNCT
ejif-1749	245	8	94(446	94(446	NOUN
ejif-1749	245	9	)	)	PUNCT
ejif-1749	245	10	,	,	PUNCT
ejif-1749	245	11	621	621	NUM
ejif-1749	245	12	-	-	SYM
ejif-1749	245	13	634	634	NUM
ejif-1749	245	14	.	.	PUNCT
ejif-1749	246	1	[	[	X
ejif-1749	246	2	21	21	NUM
ejif-1749	246	3	]	]	X
ejif-1749	246	4	pesaran	pesaran	NOUN
ejif-1749	246	5	,	,	PUNCT
ejif-1749	246	6	m.	m.	PROPN
ejif-1749	246	7	h.	h.	PROPN
ejif-1749	246	8	,	,	PUNCT
ejif-1749	246	9	shin	shin	PROPN
ejif-1749	246	10	,	,	PUNCT
ejif-1749	246	11	y.	y.	PROPN
ejif-1749	246	12	,	,	PUNCT
ejif-1749	246	13	&	&	CCONJ
ejif-1749	246	14	smith	smith	PROPN
ejif-1749	246	15	,	,	PUNCT
ejif-1749	246	16	r.	r.	PROPN
ejif-1749	246	17	j.	j.	PROPN
ejif-1749	246	18	(	(	PUNCT
ejif-1749	246	19	2001	2001	NUM
ejif-1749	246	20	)	)	PUNCT
ejif-1749	246	21	.	.	PUNCT
ejif-1749	247	1	bounds	bound	VERB
ejif-1749	247	2	testing	test	VERB
ejif-1749	247	3	approaches	approach	NOUN
ejif-1749	247	4	to	to	ADP
ejif-1749	247	5	the	the	DET
ejif-1749	247	6	analysis	analysis	NOUN
ejif-1749	247	7	of	of	ADP
ejif-1749	247	8	level	level	NOUN
ejif-1749	247	9	relationships	relationship	NOUN
ejif-1749	247	10	.	.	PUNCT
ejif-1749	248	1	journal	journal	NOUN
ejif-1749	248	2	of	of	ADP
ejif-1749	248	3	applied	applied	ADJ
ejif-1749	248	4	econometrics	econometric	NOUN
ejif-1749	248	5	,	,	PUNCT
ejif-1749	248	6	16(3	16(3	NOUN
ejif-1749	248	7	)	)	PUNCT
ejif-1749	248	8	,	,	PUNCT
ejif-1749	248	9	289	289	NUM
ejif-1749	248	10	-	-	SYM
ejif-1749	248	11	326	326	NUM
ejif-1749	248	12	.	.	PUNCT
ejif-1749	249	1	[	[	X
ejif-1749	249	2	22	22	NUM
ejif-1749	249	3	]	]	X
ejif-1749	249	4	sudin	sudin	NOUN
ejif-1749	249	5	,	,	PUNCT
ejif-1749	249	6	h.	h.	PROPN
ejif-1749	249	7	,	,	PUNCT
ejif-1749	249	8	&	&	CCONJ
ejif-1749	249	9	shanmugam	shanmugam	PROPN
ejif-1749	249	10	,	,	PUNCT
ejif-1749	249	11	b.	b.	PROPN
ejif-1749	249	12	(	(	PUNCT
ejif-1749	249	13	2001	2001	NUM
ejif-1749	249	14	)	)	PUNCT
ejif-1749	249	15	.	.	PUNCT
ejif-1749	250	1	islamic	islamic	ADJ
ejif-1749	250	2	banking	banking	NOUN
ejif-1749	250	3	system	system	NOUN
ejif-1749	250	4	:	:	PUNCT
ejif-1749	250	5	concepts	concept	NOUN
ejif-1749	250	6	&	&	CCONJ
ejif-1749	250	7	applications	application	NOUN
ejif-1749	250	8	.	.	PUNCT
ejif-1749	251	1	[	[	X
ejif-1749	251	2	23	23	NUM
ejif-1749	251	3	]	]	SYM
ejif-1749	251	4	valuation	valuation	NOUN
ejif-1749	251	5	and	and	CCONJ
ejif-1749	251	6	property	property	NOUN
ejif-1749	251	7	services	service	NOUN
ejif-1749	251	8	department	department	NOUN
ejif-1749	251	9	.	.	PUNCT
ejif-1749	252	1	property	property	NOUN
ejif-1749	252	2	market	market	NOUN
ejif-1749	252	3	report	report	NOUN
ejif-1749	252	4	,	,	PUNCT
ejif-1749	252	5	ministry	ministry	PROPN
ejif-1749	252	6	of	of	ADP
ejif-1749	252	7	finance	finance	PROPN
ejif-1749	252	8	,	,	PUNCT
ejif-1749	252	9	malaysia	malaysia	PROPN
ejif-1749	253	1	[	[	X
ejif-1749	253	2	24	24	NUM
ejif-1749	253	3	]	]	PUNCT
ejif-1749	253	4	shahid	shahid	PROPN
ejif-1749	253	5	mohammad	mohammad	PROPN
ejif-1749	253	6	khan	khan	PROPN
ejif-1749	253	7	ghauri	ghauri	PROPN
ejif-1749	253	8	,	,	PUNCT
ejif-1749	253	9	(	(	PUNCT
ejif-1749	253	10	2015),"why	2015),"why	X
ejif-1749	253	11	interestrate	interestrate	NOUN
ejif-1749	253	12	can	can	AUX
ejif-1749	253	13	not	not	PART
ejif-1749	253	14	benchmark	benchmark	VERB
ejif-1749	253	15	for	for	ADP
ejif-1749	253	16	islamic	islamic	ADJ
ejif-1749	253	17	financial	financial	ADJ
ejif-1749	253	18	product	product	NOUN
ejif-1749	253	19	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1749	253	20	ejif	ejif	PROPN
ejif-1749	253	21	–	–	PUNCT
ejif-1749	253	22	european	european	PROPN
ejif-1749	253	23	journal	journal	PROPN
ejif-1749	253	24	of	of	ADP
ejif-1749	253	25	islamic	islamic	PROPN
ejif-1749	253	26	finance	finance	PROPN
ejif-1749	253	27	no	no	DET
ejif-1749	253	28	6	6	NUM
ejif-1749	253	29	,	,	PUNCT
ejif-1749	253	30	feb	feb	X
ejif-1749	253	31	(	(	PUNCT
ejif-1749	253	32	2017	2017	NUM
ejif-1749	253	33	)	)	PUNCT
ejif-1749	254	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1749	254	2	issn	issn	VERB
ejif-1749	254	3	2421	2421	NUM
ejif-1749	254	4	-	-	SYM
ejif-1749	254	5	2172	2172	NUM
ejif-1749	254	6	7	7	NUM
ejif-1749	254	7	pricing	pricing	NOUN
ejif-1749	254	8	?	?	PUNCT
ejif-1749	254	9	"	"	PUNCT
ejif-1749	254	10	,	,	PUNCT
ejif-1749	254	11	benchmarking	benchmarke	VERB
ejif-1749	254	12	:	:	PUNCT
ejif-1749	254	13	an	an	DET
ejif-1749	254	14	international	international	ADJ
ejif-1749	254	15	journal	journal	NOUN
ejif-1749	254	16	,	,	PUNCT
ejif-1749	254	17	vol	vol	NOUN
ejif-1749	254	18	.	.	PROPN
ejif-1749	254	19	22	22	NUM
ejif-1749	254	20	,	,	PUNCT
ejif-1749	254	21	7	7	NUM
ejif-1749	255	1	[	[	X
ejif-1749	255	2	25	25	NUM
ejif-1749	255	3	]	]	X
ejif-1749	255	4	mahmoud	mahmoud	PROPN
ejif-1749	255	5	a.	a.	PROPN
ejif-1749	255	6	el	el	PROPN
ejif-1749	255	7	-	-	PROPN
ejif-1749	255	8	gamal	gamal	PROPN
ejif-1749	255	9	(	(	PUNCT
ejif-1749	255	10	2007	2007	NUM
ejif-1749	255	11	)	)	PUNCT
ejif-1749	255	12	incoherence	incoherence	NOUN
ejif-1749	255	13	of	of	ADP
ejif-1749	255	14	contractbased	contractbase	VERB
ejif-1749	255	15	islamic	islamic	ADJ
ejif-1749	255	16	financial	financial	ADJ
ejif-1749	255	17	jurisprudence	jurisprudence	NOUN
ejif-1749	255	18	in	in	ADP
ejif-1749	255	19	the	the	DET
ejif-1749	255	20	age	age	NOUN
ejif-1749	255	21	of	of	ADP
ejif-1749	255	22	financial	financial	ADJ
ejif-1749	255	23	engineering	engineering	NOUN
ejif-1749	255	24	,	,	PUNCT
ejif-1749	255	25	rice	rice	NOUN
ejif-1749	255	26	university	university	NOUN
ejif-1749	256	1	[	[	X
ejif-1749	256	2	26	26	NUM
ejif-1749	256	3	]	]	X
ejif-1749	256	4	ong	ong	PROPN
ejif-1749	256	5	,	,	PUNCT
ejif-1749	256	6	t.	t.	PROPN
ejif-1749	256	7	s.	s.	PROPN
ejif-1749	256	8	,	,	PUNCT
ejif-1749	256	9	&	&	CCONJ
ejif-1749	256	10	chang	chang	PROPN
ejif-1749	256	11	,	,	PUNCT
ejif-1749	256	12	y.	y.	PROPN
ejif-1749	256	13	s.	s.	PROPN
ejif-1749	256	14	(	(	PUNCT
ejif-1749	256	15	2013	2013	NUM
ejif-1749	256	16	)	)	PUNCT
ejif-1749	256	17	.	.	PUNCT
ejif-1749	257	1	macroeconomic	macroeconomic	ADJ
ejif-1749	257	2	determinants	determinant	NOUN
ejif-1749	257	3	of	of	ADP
ejif-1749	257	4	malaysian	malaysian	ADJ
ejif-1749	257	5	housing	housing	NOUN
ejif-1749	257	6	market	market	NOUN
ejif-1749	257	7	.	.	PUNCT
ejif-1749	258	1	journal	journal	PROPN
ejif-1749	258	2	of	of	ADP
ejif-1749	258	3	human	human	ADJ
ejif-1749	258	4	and	and	CCONJ
ejif-1749	258	5	social	social	ADJ
ejif-1749	258	6	science	science	NOUN
ejif-1749	258	7	research	research	NOUN
ejif-1749	258	8	,	,	PUNCT
ejif-1749	258	9	1(2	1(2	NUM
ejif-1749	258	10	)	)	PUNCT
ejif-1749	258	11	,	,	PUNCT
ejif-1749	258	12	119	119	NUM
ejif-1749	258	13	-	-	SYM
ejif-1749	258	14	127	127	NUM
ejif-1749	258	15	.	.	PUNCT
ejif-1749	259	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-1749	259	2	ejif	ejif	PROPN
ejif-1749	259	3	–	–	PUNCT
ejif-1749	259	4	european	european	PROPN
ejif-1749	259	5	journal	journal	PROPN
ejif-1749	259	6	of	of	ADP
ejif-1749	259	7	islamic	islamic	PROPN
ejif-1749	259	8	finance	finance	PROPN
ejif-1749	259	9	editorial	editorial	ADJ
ejif-1749	259	10	team	team	NOUN
ejif-1749	259	11	editor	editor	NOUN
ejif-1749	259	12	in	in	ADP
ejif-1749	259	13	chief	chief	ADJ
ejif-1749	259	14	prof	prof	NOUN
ejif-1749	259	15	.	.	PUNCT
ejif-1749	260	1	paolo	paolo	PROPN
ejif-1749	260	2	pietro	pietro	PROPN
ejif-1749	260	3	biancone	biancone	NOUN
ejif-1749	260	4	,	,	PUNCT
ejif-1749	260	5	university	university	PROPN
ejif-1749	260	6	of	of	ADP
ejif-1749	260	7	turin	turin	PROPN
ejif-1749	260	8	,	,	PUNCT
ejif-1749	260	9	italy	italy	PROPN
ejif-1749	260	10	editorial	editorial	PROPN
ejif-1749	260	11	board	board	PROPN
ejif-1749	260	12	prof	prof	PROPN
ejif-1749	260	13	.	.	PUNCT
ejif-1749	261	1	dian	dian	PROPN
ejif-1749	261	2	masyita	masyita	PROPN
ejif-1749	261	3	,	,	PUNCT
ejif-1749	261	4	university	university	NOUN
ejif-1749	261	5	of	of	ADP
ejif-1749	261	6	padjadjaran	padjadjaran	PROPN
ejif-1749	261	7	,	,	PUNCT
ejif-1749	261	8	indonesia	indonesia	PROPN
ejif-1749	261	9	prof	prof	PROPN
ejif-1749	261	10	.	.	PUNCT
ejif-1749	262	1	abdulazeem	abdulazeem	PROPN
ejif-1749	262	2	abozaid	abozaid	PROPN
ejif-1749	262	3	,	,	PUNCT
ejif-1749	262	4	qatar	qatar	PROPN
ejif-1749	262	5	faculty	faculty	NOUN
ejif-1749	262	6	of	of	ADP
ejif-1749	262	7	islamic	islamic	ADJ
ejif-1749	262	8	studies	study	NOUN
ejif-1749	262	9	–	–	PUNCT
ejif-1749	262	10	qatar	qatar	PROPN
ejif-1749	262	11	prof	prof	NOUN
ejif-1749	262	12	.	.	PUNCT
ejif-1749	263	1	ahmad	ahmad	PROPN
ejif-1749	263	2	aref	aref	PROPN
ejif-1749	263	3	almazari	almazari	PROPN
ejif-1749	263	4	,	,	PUNCT
ejif-1749	263	5	king	king	PROPN
ejif-1749	263	6	saud	saud	PROPN
ejif-1749	263	7	university	university	PROPN
ejif-1749	263	8	,	,	PUNCT
ejif-1749	263	9	saudi	saudi	PROPN
ejif-1749	263	10	arabia	arabia	PROPN
ejif-1749	263	11	prof	prof	PROPN
ejif-1749	263	12	.	.	PUNCT
ejif-1749	264	1	nidal	nidal	PROPN
ejif-1749	264	2	a.	a.	PROPN
ejif-1749	264	3	alsayyed	alsayye	VERB
ejif-1749	264	4	,	,	PUNCT
ejif-1749	264	5	inayah	inayah	VERB
ejif-1749	264	6	islamic	islamic	PROPN
ejif-1749	264	7	finance	finance	PROPN
ejif-1749	264	8	research	research	PROPN
ejif-1749	264	9	institute	institute	PROPN
ejif-1749	264	10	,	,	PUNCT
ejif-1749	264	11	usa	usa	PROPN
ejif-1749	264	12	prof	prof	PROPN
ejif-1749	264	13	.	.	PUNCT
ejif-1749	265	1	roberta	roberta	PROPN
ejif-1749	265	2	aluffi	aluffi	PROPN
ejif-1749	265	3	,	,	PUNCT
ejif-1749	265	4	university	university	PROPN
ejif-1749	265	5	of	of	ADP
ejif-1749	265	6	turin	turin	PROPN
ejif-1749	265	7	italy	italy	PROPN
ejif-1749	265	8	prof	prof	PROPN
ejif-1749	265	9	.	.	PUNCT
ejif-1749	266	1	ghassen	ghassen	PROPN
ejif-1749	266	2	bouslama	bouslama	PROPN
ejif-1749	266	3	,	,	PUNCT
ejif-1749	266	4	neoma	neoma	PROPN
ejif-1749	266	5	business	business	PROPN
ejif-1749	266	6	school	school	PROPN
ejif-1749	266	7	campus	campus	NOUN
ejif-1749	266	8	de	de	X
ejif-1749	266	9	reims	reims	X
ejif-1749	266	10	,	,	PUNCT
ejif-1749	266	11	france	france	PROPN
ejif-1749	266	12	prof	prof	PROPN
ejif-1749	266	13	.	.	PUNCT
ejif-1749	267	1	nazam	nazam	PROPN
ejif-1749	267	2	dzolkarnaini	dzolkarnaini	PROPN
ejif-1749	267	3	,	,	PUNCT
ejif-1749	267	4	salford	salford	PROPN
ejif-1749	267	5	university	university	PROPN
ejif-1749	267	6	,	,	PUNCT
ejif-1749	267	7	uk	uk	PROPN
ejif-1749	267	8	prof	prof	PROPN
ejif-1749	267	9	.	.	PUNCT
ejif-1749	268	1	kabir	kabir	PROPN
ejif-1749	268	2	hassan	hassan	PROPN
ejif-1749	268	3	,	,	PUNCT
ejif-1749	268	4	university	university	NOUN
ejif-1749	268	5	of	of	ADP
ejif-1749	268	6	new	new	PROPN
ejif-1749	268	7	orleans	orleans	PROPN
ejif-1749	268	8	,	,	PUNCT
ejif-1749	268	9	usa	usa	PROPN
ejif-1749	268	10	prof	prof	PROPN
ejif-1749	268	11	.	.	PUNCT
ejif-1749	269	1	khaled	khaled	PROPN
ejif-1749	269	2	hussainey	hussainey	PROPN
ejif-1749	269	3	,	,	PUNCT
ejif-1749	269	4	portsmouth	portsmouth	PROPN
ejif-1749	269	5	university	university	PROPN
ejif-1749	269	6	,	,	PUNCT
ejif-1749	269	7	uk	uk	PROPN
ejif-1749	269	8	prof	prof	PROPN
ejif-1749	269	9	.	.	PUNCT
ejif-1749	270	1	rifki	rifki	PROPN
ejif-1749	270	2	ismal	ismal	NOUN
ejif-1749	270	3	,	,	PUNCT
ejif-1749	270	4	university	university	NOUN
ejif-1749	270	5	of	of	ADP
ejif-1749	270	6	indonesia	indonesia	PROPN
ejif-1749	270	7	prof	prof	PROPN
ejif-1749	270	8	.	.	PUNCT
ejif-1749	271	1	tariqullah	tariqullah	PROPN
ejif-1749	271	2	khan	khan	PROPN
ejif-1749	271	3	,	,	PUNCT
ejif-1749	271	4	hamad	hamad	PROPN
ejif-1749	271	5	bin	bin	PROPN
ejif-1749	271	6	khalifa	khalifa	PROPN
ejif-1749	271	7	university	university	PROPN
ejif-1749	271	8	,	,	PUNCT
ejif-1749	271	9	qatar	qatar	PROPN
ejif-1749	271	10	prof	prof	PROPN
ejif-1749	271	11	.	.	PROPN
ejif-1749	272	1	ali	ali	PROPN
ejif-1749	272	2	khorshid	khorshid	PROPN
ejif-1749	272	3	,	,	PUNCT
ejif-1749	272	4	icma	icma	NOUN
ejif-1749	272	5	centre	centre	NOUN
ejif-1749	272	6	reading	read	VERB
ejif-1749	272	7	university	university	PROPN
ejif-1749	272	8	uk	uk	PROPN
ejif-1749	272	9	prof	prof	PROPN
ejif-1749	272	10	.	.	PUNCT
ejif-1749	273	1	amir	amir	PROPN
ejif-1749	273	2	kia	kia	PROPN
ejif-1749	273	3	,	,	PUNCT
ejif-1749	273	4	utah	utah	PROPN
ejif-1749	273	5	valley	valley	PROPN
ejif-1749	273	6	university	university	PROPN
ejif-1749	273	7	,	,	PUNCT
ejif-1749	273	8	usa	usa	PROPN
ejif-1749	273	9	prof	prof	PROPN
ejif-1749	273	10	.	.	PUNCT
ejif-1749	274	1	laurent	laurent	PROPN
ejif-1749	274	2	marliere	marliere	ADV
ejif-1749	274	3	,	,	PUNCT
ejif-1749	274	4	université	université	PROPN
ejif-1749	274	5	paris	paris	PROPN
ejif-1749	274	6	-	-	PUNCT
ejif-1749	274	7	dauphine	dauphine	PROPN
ejif-1749	274	8	france	france	PROPN
ejif-1749	274	9	prof	prof	PROPN
ejif-1749	274	10	.	.	PUNCT
ejif-1749	275	1	federica	federica	PROPN
ejif-1749	275	2	miglietta	miglietta	PROPN
ejif-1749	275	3	,	,	PUNCT
ejif-1749	275	4	university	university	NOUN
ejif-1749	275	5	of	of	ADP
ejif-1749	275	6	bari	bari	PROPN
ejif-1749	275	7	italy	italy	PROPN
ejif-1749	275	8	prof	prof	PROPN
ejif-1749	275	9	.	.	PUNCT
ejif-1749	276	1	hakim	hakim	PROPN
ejif-1749	276	2	ben	ben	PROPN
ejif-1749	276	3	othman	othman	PROPN
ejif-1749	276	4	,	,	PUNCT
ejif-1749	276	5	university	university	PROPN
ejif-1749	276	6	of	of	ADP
ejif-1749	276	7	tunis	tunis	PROPN
ejif-1749	276	8	tunisia	tunisia	PROPN
ejif-1749	276	9	prof	prof	PROPN
ejif-1749	276	10	.	.	PUNCT
ejif-1749	277	1	mohamed	mohamed	PROPN
ejif-1749	277	2	ramady	ramady	PROPN
ejif-1749	277	3	,	,	PUNCT
ejif-1749	277	4	king	king	PROPN
ejif-1749	277	5	fahd	fahd	PROPN
ejif-1749	277	6	university	university	PROPN
ejif-1749	277	7	of	of	ADP
ejif-1749	277	8	petroleum	petroleum	NOUN
ejif-1749	277	9	and	and	CCONJ
ejif-1749	277	10	minerals	mineral	NOUN
ejif-1749	277	11	,	,	PUNCT
ejif-1749	278	1	saudi	saudi	PROPN
ejif-1749	278	2	arabia	arabia	PROPN
ejif-1749	278	3	prof	prof	PROPN
ejif-1749	278	4	.	.	PROPN
ejif-1749	278	5	mamunur	mamunur	PROPN
ejif-1749	278	6	rashid	rashid	PROPN
ejif-1749	278	7	,	,	PUNCT
ejif-1749	278	8	nottingham	nottingham	PROPN
ejif-1749	278	9	university	university	PROPN
ejif-1749	278	10	,	,	PUNCT
ejif-1749	278	11	malaysia	malaysia	PROPN
ejif-1749	278	12	prof	prof	PROPN
ejif-1749	278	13	.	.	PUNCT
ejif-1749	279	1	younes	younes	PROPN
ejif-1749	279	2	soualhi	soualhi	PROPN
ejif-1749	279	3	,	,	PUNCT
ejif-1749	279	4	international	international	PROPN
ejif-1749	279	5	islamic	islamic	PROPN
ejif-1749	279	6	university	university	PROPN
ejif-1749	279	7	malaysia	malaysia	PROPN
ejif-1749	279	8	prof	prof	PROPN
ejif-1749	279	9	.	.	PUNCT
ejif-1749	280	1	laurent	laurent	PROPN
ejif-1749	280	2	weill	weill	PROPN
ejif-1749	280	3	,	,	PUNCT
ejif-1749	280	4	university	university	NOUN
ejif-1749	280	5	of	of	ADP
ejif-1749	280	6	strasbourg	strasbourg	NOUN
ejif-1749	280	7	,	,	PUNCT
ejif-1749	280	8	france	france	PROPN
ejif-1749	280	9	editorial_board.pdf	editorial_board.pdf	PROPN
ejif-1749	280	10	editor	editor	NOUN
ejif-1749	280	11	in	in	ADP
ejif-1749	280	12	chief	chief	ADJ
ejif-1749	280	13	editorial	editorial	ADJ
ejif-1749	280	14	board	board	NOUN