id	sid	tid	token	lemma	pos
ejif-2085	1	1	paper	paper	NOUN
ejif-2085	1	2	title	title	NOUN
ejif-2085	1	3	(	(	PUNCT
ejif-2085	1	4	use	use	NOUN
ejif-2085	1	5	style	style	NOUN
ejif-2085	1	6	:	:	PUNCT
ejif-2085	1	7	paper	paper	NOUN
ejif-2085	1	8	title	title	NOUN
ejif-2085	1	9	)	)	PUNCT
ejif-2085	1	10	an	an	DET
ejif-2085	1	11	analysis	analysis	NOUN
ejif-2085	1	12	of	of	ADP
ejif-2085	1	13	takaful	takaful	ADJ
ejif-2085	1	14	:	:	PUNCT
ejif-2085	1	15	the	the	DET
ejif-2085	1	16	potential	potential	NOUN
ejif-2085	1	17	and	and	CCONJ
ejif-2085	1	18	role	role	NOUN
ejif-2085	1	19	in	in	ADP
ejif-2085	1	20	financial	financial	ADJ
ejif-2085	1	21	inclusion	inclusion	NOUN
ejif-2085	1	22	and	and	CCONJ
ejif-2085	1	23	challenges	challenge	NOUN
ejif-2085	1	24	ahead	ahead	ADV
ejif-2085	1	25	*	*	PUNCT
ejif-2085	1	26	ma	ma	PROPN
ejif-2085	1	27	islamic	islamic	PROPN
ejif-2085	1	28	banking	banking	PROPN
ejif-2085	1	29	center	center	PROPN
ejif-2085	1	30	for	for	ADP
ejif-2085	1	31	islamic	islamic	ADJ
ejif-2085	1	32	banking	banking	NOUN
ejif-2085	1	33	,	,	PUNCT
ejif-2085	1	34	finance	finance	NOUN
ejif-2085	1	35	and	and	CCONJ
ejif-2085	1	36	economics	economic	NOUN
ejif-2085	1	37	university	university	PROPN
ejif-2085	1	38	of	of	ADP
ejif-2085	1	39	sarajevo	sarajevo	PROPN
ejif-2085	1	40	;	;	PUNCT
ejif-2085	1	41	university	university	NOUN
ejif-2085	1	42	of	of	ADP
ejif-2085	1	43	bolton	bolton	PROPN
ejif-2085	1	44	+	+	CCONJ
ejif-2085	1	45	msc	msc	PROPN
ejif-2085	1	46	strategic	strategic	ADJ
ejif-2085	1	47	project	project	NOUN
ejif-2085	1	48	management	management	NOUN
ejif-2085	1	49	heriot	heriot	NOUN
ejif-2085	1	50	-	-	PUNCT
ejif-2085	1	51	watt	watt	NOUN
ejif-2085	1	52	university	university	NOUN
ejif-2085	1	53	;	;	PUNCT
ejif-2085	1	54	politecnico	politecnico	PROPN
ejif-2085	1	55	di	di	X
ejif-2085	1	56	milano	milano	PROPN
ejif-2085	1	57	;	;	PUNCT
ejif-2085	1	58	umea	umea	PROPN
ejif-2085	1	59	university	university	NOUN
ejif-2085	1	60	abstract	abstract	NOUN
ejif-2085	1	61	—	—	PUNCT
ejif-2085	1	62	this	this	DET
ejif-2085	1	63	paper	paper	NOUN
ejif-2085	1	64	will	will	AUX
ejif-2085	1	65	look	look	VERB
ejif-2085	1	66	to	to	PART
ejif-2085	1	67	analyze	analyze	VERB
ejif-2085	1	68	takaful	takaful	ADJ
ejif-2085	1	69	and	and	CCONJ
ejif-2085	1	70	the	the	DET
ejif-2085	1	71	takaful	takaful	ADJ
ejif-2085	1	72	industry	industry	NOUN
ejif-2085	1	73	in	in	ADP
ejif-2085	1	74	existence	existence	NOUN
ejif-2085	1	75	today	today	NOUN
ejif-2085	1	76	with	with	ADP
ejif-2085	1	77	regards	regard	NOUN
ejif-2085	1	78	to	to	ADP
ejif-2085	1	79	its	its	PRON
ejif-2085	1	80	potential	potential	NOUN
ejif-2085	1	81	for	for	ADP
ejif-2085	1	82	growth	growth	NOUN
ejif-2085	1	83	and	and	CCONJ
ejif-2085	1	84	the	the	DET
ejif-2085	1	85	challenges	challenge	NOUN
ejif-2085	1	86	associated	associate	VERB
ejif-2085	1	87	with	with	ADP
ejif-2085	1	88	its	its	PRON
ejif-2085	1	89	development	development	NOUN
ejif-2085	1	90	.	.	PUNCT
ejif-2085	2	1	the	the	DET
ejif-2085	2	2	possibilities	possibility	NOUN
ejif-2085	2	3	associated	associate	VERB
ejif-2085	2	4	with	with	ADP
ejif-2085	2	5	takaful	takaful	ADJ
ejif-2085	2	6	are	be	AUX
ejif-2085	2	7	numerous	numerous	ADJ
ejif-2085	2	8	primarily	primarily	ADV
ejif-2085	2	9	due	due	ADP
ejif-2085	2	10	to	to	ADP
ejif-2085	2	11	its	its	PRON
ejif-2085	2	12	widened	widen	VERB
ejif-2085	2	13	market	market	NOUN
ejif-2085	2	14	reach	reach	NOUN
ejif-2085	2	15	and	and	CCONJ
ejif-2085	2	16	adaptability	adaptability	NOUN
ejif-2085	2	17	;	;	PUNCT
ejif-2085	2	18	takaful	takaful	ADJ
ejif-2085	2	19	,	,	PUNCT
ejif-2085	2	20	unlike	unlike	ADP
ejif-2085	2	21	conventional	conventional	ADJ
ejif-2085	2	22	insurance	insurance	NOUN
ejif-2085	2	23	,	,	PUNCT
ejif-2085	2	24	is	be	AUX
ejif-2085	2	25	permissible	permissible	ADJ
ejif-2085	2	26	to	to	ADP
ejif-2085	2	27	muslims	muslims	PROPN
ejif-2085	2	28	and	and	CCONJ
ejif-2085	2	29	non	non	NOUN
ejif-2085	2	30	-	-	NOUN
ejif-2085	2	31	muslims	muslim	NOUN
ejif-2085	2	32	alike	alike	ADV
ejif-2085	2	33	providing	provide	VERB
ejif-2085	2	34	more	more	ADV
ejif-2085	2	35	versatile	versatile	ADJ
ejif-2085	2	36	offerings	offering	NOUN
ejif-2085	2	37	.	.	PUNCT
ejif-2085	3	1	the	the	DET
ejif-2085	3	2	takaful	takaful	ADJ
ejif-2085	3	3	industry	industry	NOUN
ejif-2085	3	4	is	be	AUX
ejif-2085	3	5	also	also	ADV
ejif-2085	3	6	one	one	NUM
ejif-2085	3	7	of	of	ADP
ejif-2085	3	8	the	the	DET
ejif-2085	3	9	fastest	fast	ADJ
ejif-2085	3	10	growing	grow	VERB
ejif-2085	3	11	businesses	business	NOUN
ejif-2085	3	12	,	,	PUNCT
ejif-2085	3	13	substantially	substantially	ADV
ejif-2085	3	14	contributing	contribute	VERB
ejif-2085	3	15	to	to	ADP
ejif-2085	3	16	the	the	DET
ejif-2085	3	17	global	global	ADJ
ejif-2085	3	18	insurance	insurance	NOUN
ejif-2085	3	19	industry	industry	NOUN
ejif-2085	3	20	.	.	PUNCT
ejif-2085	4	1	however	however	ADV
ejif-2085	4	2	,	,	PUNCT
ejif-2085	4	3	despite	despite	SCONJ
ejif-2085	4	4	the	the	DET
ejif-2085	4	5	prospects	prospect	NOUN
ejif-2085	4	6	of	of	ADP
ejif-2085	4	7	takaful	takaful	ADJ
ejif-2085	4	8	,	,	PUNCT
ejif-2085	4	9	the	the	DET
ejif-2085	4	10	industry	industry	NOUN
ejif-2085	4	11	today	today	NOUN
ejif-2085	4	12	faces	face	VERB
ejif-2085	4	13	many	many	ADJ
ejif-2085	4	14	obstacles	obstacle	NOUN
ejif-2085	4	15	.	.	PUNCT
ejif-2085	5	1	above	above	ADP
ejif-2085	5	2	all	all	PRON
ejif-2085	5	3	,	,	PUNCT
ejif-2085	5	4	the	the	DET
ejif-2085	5	5	total	total	ADJ
ejif-2085	5	6	value	value	NOUN
ejif-2085	5	7	of	of	ADP
ejif-2085	5	8	the	the	DET
ejif-2085	5	9	takaful	takaful	ADJ
ejif-2085	5	10	industry	industry	NOUN
ejif-2085	5	11	with	with	ADP
ejif-2085	5	12	regards	regard	NOUN
ejif-2085	5	13	to	to	ADP
ejif-2085	5	14	its	its	PRON
ejif-2085	5	15	combined	combine	VERB
ejif-2085	5	16	total	total	ADJ
ejif-2085	5	17	assets	asset	NOUN
ejif-2085	5	18	and	and	CCONJ
ejif-2085	5	19	contributions	contribution	NOUN
ejif-2085	5	20	(	(	PUNCT
ejif-2085	5	21	premium	premium	NOUN
ejif-2085	5	22	)	)	PUNCT
ejif-2085	5	23	is	be	AUX
ejif-2085	5	24	negligible	negligible	ADJ
ejif-2085	5	25	if	if	SCONJ
ejif-2085	5	26	we	we	PRON
ejif-2085	5	27	consider	consider	VERB
ejif-2085	5	28	both	both	CCONJ
ejif-2085	5	29	the	the	DET
ejif-2085	5	30	size	size	NOUN
ejif-2085	5	31	of	of	ADP
ejif-2085	5	32	the	the	DET
ejif-2085	5	33	muslim	muslim	ADJ
ejif-2085	5	34	population	population	NOUN
ejif-2085	5	35	and	and	CCONJ
ejif-2085	5	36	the	the	DET
ejif-2085	5	37	conventional	conventional	ADJ
ejif-2085	5	38	insurance	insurance	NOUN
ejif-2085	5	39	industry	industry	NOUN
ejif-2085	5	40	.	.	PUNCT
ejif-2085	6	1	not	not	PART
ejif-2085	6	2	to	to	PART
ejif-2085	6	3	mention	mention	VERB
ejif-2085	6	4	the	the	DET
ejif-2085	6	5	challenges	challenge	NOUN
ejif-2085	6	6	associated	associate	VERB
ejif-2085	6	7	with	with	ADP
ejif-2085	6	8	monitoring	monitoring	NOUN
ejif-2085	6	9	and	and	CCONJ
ejif-2085	6	10	transparency	transparency	NOUN
ejif-2085	6	11	,	,	PUNCT
ejif-2085	6	12	standardization	standardization	NOUN
ejif-2085	6	13	and	and	CCONJ
ejif-2085	6	14	lack	lack	NOUN
ejif-2085	6	15	of	of	ADP
ejif-2085	6	16	knowledge	knowledge	NOUN
ejif-2085	6	17	.	.	PUNCT
ejif-2085	7	1	therefore	therefore	ADV
ejif-2085	7	2	,	,	PUNCT
ejif-2085	7	3	this	this	DET
ejif-2085	7	4	paper	paper	NOUN
ejif-2085	7	5	will	will	AUX
ejif-2085	7	6	analyze	analyze	VERB
ejif-2085	7	7	the	the	DET
ejif-2085	7	8	economic	economic	ADJ
ejif-2085	7	9	potential	potential	NOUN
ejif-2085	7	10	and	and	CCONJ
ejif-2085	7	11	influence	influence	NOUN
ejif-2085	7	12	of	of	ADP
ejif-2085	7	13	the	the	DET
ejif-2085	7	14	takaful	takaful	ADJ
ejif-2085	7	15	industry	industry	NOUN
ejif-2085	7	16	as	as	ADV
ejif-2085	7	17	well	well	ADV
ejif-2085	7	18	as	as	ADP
ejif-2085	7	19	investigate	investigate	VERB
ejif-2085	7	20	the	the	DET
ejif-2085	7	21	role	role	NOUN
ejif-2085	7	22	of	of	ADP
ejif-2085	7	23	takaful	takaful	NOUN
ejif-2085	7	24	in	in	ADP
ejif-2085	7	25	poverty	poverty	NOUN
ejif-2085	7	26	alleviation	alleviation	NOUN
ejif-2085	7	27	,	,	PUNCT
ejif-2085	7	28	where	where	SCONJ
ejif-2085	7	29	some	some	DET
ejif-2085	7	30	research	research	NOUN
ejif-2085	7	31	has	have	AUX
ejif-2085	7	32	already	already	ADV
ejif-2085	7	33	proven	prove	VERB
ejif-2085	7	34	successful	successful	ADJ
ejif-2085	7	35	.	.	PUNCT
ejif-2085	8	1	it	it	PRON
ejif-2085	8	2	will	will	AUX
ejif-2085	8	3	also	also	ADV
ejif-2085	8	4	consider	consider	VERB
ejif-2085	8	5	the	the	DET
ejif-2085	8	6	challenges	challenge	NOUN
ejif-2085	8	7	faced	face	VERB
ejif-2085	8	8	by	by	ADP
ejif-2085	8	9	the	the	DET
ejif-2085	8	10	industry	industry	NOUN
ejif-2085	8	11	,	,	PUNCT
ejif-2085	8	12	stalling	stall	VERB
ejif-2085	8	13	its	its	PRON
ejif-2085	8	14	development	development	NOUN
ejif-2085	8	15	and	and	CCONJ
ejif-2085	8	16	deterring	deter	VERB
ejif-2085	8	17	it	it	PRON
ejif-2085	8	18	from	from	ADP
ejif-2085	8	19	reaching	reach	VERB
ejif-2085	8	20	its	its	PRON
ejif-2085	8	21	full	full	ADJ
ejif-2085	8	22	potential	potential	NOUN
ejif-2085	8	23	.	.	PUNCT
ejif-2085	9	1	keywords	keyword	VERB
ejif-2085	9	2	islamic	islamic	ADJ
ejif-2085	9	3	insurance	insurance	NOUN
ejif-2085	9	4	,	,	PUNCT
ejif-2085	9	5	poverty	poverty	NOUN
ejif-2085	9	6	alleviation	alleviation	NOUN
ejif-2085	9	7	,	,	PUNCT
ejif-2085	9	8	financial	financial	ADJ
ejif-2085	9	9	inclusion	inclusion	NOUN
ejif-2085	9	10	,	,	PUNCT
ejif-2085	9	11	economic	economic	PROPN
ejif-2085	9	12	development	development	PROPN
ejif-2085	9	13	i.	i.	PROPN
ejif-2085	9	14	introduction	introduction	PROPN
ejif-2085	9	15	takaful	takaful	ADJ
ejif-2085	9	16	,	,	PUNCT
ejif-2085	9	17	or	or	CCONJ
ejif-2085	9	18	islamic	islamic	ADJ
ejif-2085	9	19	insurance	insurance	NOUN
ejif-2085	9	20	,	,	PUNCT
ejif-2085	9	21	emerged	emerge	VERB
ejif-2085	9	22	as	as	ADP
ejif-2085	9	23	an	an	DET
ejif-2085	9	24	alternative	alternative	NOUN
ejif-2085	9	25	to	to	ADP
ejif-2085	9	26	conventional	conventional	ADJ
ejif-2085	9	27	insurance	insurance	NOUN
ejif-2085	9	28	,	,	PUNCT
ejif-2085	9	29	primarily	primarily	ADV
ejif-2085	9	30	for	for	ADP
ejif-2085	9	31	muslims	muslim	NOUN
ejif-2085	9	32	who	who	PRON
ejif-2085	9	33	desired	desire	VERB
ejif-2085	9	34	a	a	DET
ejif-2085	9	35	shari’ah	shari’ah	NOUN
ejif-2085	9	36	compliant	compliant	ADJ
ejif-2085	9	37	product	product	NOUN
ejif-2085	9	38	offering	offer	VERB
ejif-2085	9	39	the	the	DET
ejif-2085	9	40	same	same	ADJ
ejif-2085	9	41	services	service	NOUN
ejif-2085	9	42	.	.	PUNCT
ejif-2085	10	1	the	the	DET
ejif-2085	10	2	industry	industry	NOUN
ejif-2085	10	3	has	have	AUX
ejif-2085	10	4	since	since	SCONJ
ejif-2085	10	5	grown	grow	VERB
ejif-2085	10	6	and	and	CCONJ
ejif-2085	10	7	developed	develop	VERB
ejif-2085	10	8	,	,	PUNCT
ejif-2085	10	9	holding	hold	VERB
ejif-2085	10	10	a	a	DET
ejif-2085	10	11	significant	significant	ADJ
ejif-2085	10	12	share	share	NOUN
ejif-2085	10	13	in	in	ADP
ejif-2085	10	14	the	the	DET
ejif-2085	10	15	global	global	ADJ
ejif-2085	10	16	insurance	insurance	NOUN
ejif-2085	10	17	market	market	NOUN
ejif-2085	10	18	.	.	PUNCT
ejif-2085	11	1	it	it	PRON
ejif-2085	11	2	has	have	VERB
ejif-2085	11	3	yet	yet	ADV
ejif-2085	11	4	to	to	PART
ejif-2085	11	5	surpass	surpass	VERB
ejif-2085	11	6	other	other	ADJ
ejif-2085	11	7	products	product	NOUN
ejif-2085	11	8	and	and	CCONJ
ejif-2085	11	9	services	service	NOUN
ejif-2085	11	10	offered	offer	VERB
ejif-2085	11	11	by	by	ADP
ejif-2085	11	12	the	the	DET
ejif-2085	11	13	islamic	islamic	PROPN
ejif-2085	11	14	banking	banking	PROPN
ejif-2085	11	15	and	and	CCONJ
ejif-2085	11	16	finance	finance	NOUN
ejif-2085	11	17	industry	industry	NOUN
ejif-2085	11	18	,	,	PUNCT
ejif-2085	11	19	however	however	ADV
ejif-2085	11	20	,	,	PUNCT
ejif-2085	11	21	its	its	PRON
ejif-2085	11	22	sustainable	sustainable	ADJ
ejif-2085	11	23	growth	growth	NOUN
ejif-2085	11	24	year	year	NOUN
ejif-2085	11	25	by	by	ADP
ejif-2085	11	26	year	year	NOUN
ejif-2085	11	27	has	have	AUX
ejif-2085	11	28	shown	show	VERB
ejif-2085	11	29	just	just	ADV
ejif-2085	11	30	how	how	SCONJ
ejif-2085	11	31	vast	vast	ADJ
ejif-2085	11	32	the	the	DET
ejif-2085	11	33	potential	potential	NOUN
ejif-2085	11	34	of	of	ADP
ejif-2085	11	35	the	the	DET
ejif-2085	11	36	takaful	takaful	ADJ
ejif-2085	11	37	industry	industry	NOUN
ejif-2085	11	38	is	be	AUX
ejif-2085	11	39	.	.	PUNCT
ejif-2085	12	1	this	this	DET
ejif-2085	12	2	paper	paper	NOUN
ejif-2085	12	3	will	will	AUX
ejif-2085	12	4	look	look	VERB
ejif-2085	12	5	at	at	ADP
ejif-2085	12	6	the	the	DET
ejif-2085	12	7	potential	potential	NOUN
ejif-2085	12	8	of	of	ADP
ejif-2085	12	9	takaful	takaful	ADJ
ejif-2085	12	10	which	which	PRON
ejif-2085	12	11	is	be	AUX
ejif-2085	12	12	primarily	primarily	ADV
ejif-2085	12	13	linked	link	VERB
ejif-2085	12	14	to	to	ADP
ejif-2085	12	15	it	it	PRON
ejif-2085	12	16	being	be	AUX
ejif-2085	12	17	a	a	DET
ejif-2085	12	18	shari’ah	shari’ah	NOUN
ejif-2085	12	19	complaint	complaint	NOUN
ejif-2085	12	20	alternative	alternative	NOUN
ejif-2085	12	21	to	to	ADP
ejif-2085	12	22	conventional	conventional	ADJ
ejif-2085	12	23	insurance	insurance	NOUN
ejif-2085	12	24	.	.	PUNCT
ejif-2085	13	1	this	this	PRON
ejif-2085	13	2	means	mean	VERB
ejif-2085	13	3	it	it	PRON
ejif-2085	13	4	caters	caters	ADJ
ejif-2085	13	5	to	to	ADP
ejif-2085	13	6	the	the	DET
ejif-2085	13	7	everincreasing	everincrease	VERB
ejif-2085	13	8	muslim	muslim	ADJ
ejif-2085	13	9	population	population	NOUN
ejif-2085	13	10	worldwide	worldwide	ADV
ejif-2085	13	11	.	.	PUNCT
ejif-2085	14	1	studies	study	NOUN
ejif-2085	14	2	show	show	VERB
ejif-2085	14	3	that	that	SCONJ
ejif-2085	14	4	the	the	DET
ejif-2085	14	5	muslim	muslim	ADJ
ejif-2085	14	6	population	population	NOUN
ejif-2085	14	7	continues	continue	VERB
ejif-2085	14	8	to	to	PART
ejif-2085	14	9	grow	grow	VERB
ejif-2085	14	10	at	at	ADP
ejif-2085	14	11	significantly	significantly	ADV
ejif-2085	14	12	faster	fast	ADJ
ejif-2085	14	13	rates	rate	NOUN
ejif-2085	14	14	than	than	ADP
ejif-2085	14	15	the	the	DET
ejif-2085	14	16	non	non	ADJ
ejif-2085	14	17	-	-	ADJ
ejif-2085	14	18	muslim	muslim	ADJ
ejif-2085	14	19	population	population	NOUN
ejif-2085	14	20	.	.	PUNCT
ejif-2085	15	1	not	not	PART
ejif-2085	15	2	to	to	PART
ejif-2085	15	3	mention	mention	VERB
ejif-2085	15	4	the	the	DET
ejif-2085	15	5	growth	growth	NOUN
ejif-2085	15	6	in	in	ADP
ejif-2085	15	7	the	the	DET
ejif-2085	15	8	americas	americas	PROPN
ejif-2085	15	9	and	and	CCONJ
ejif-2085	15	10	europe	europe	PROPN
ejif-2085	15	11	which	which	PRON
ejif-2085	15	12	will	will	AUX
ejif-2085	15	13	significantly	significantly	ADV
ejif-2085	15	14	help	help	VERB
ejif-2085	15	15	the	the	DET
ejif-2085	15	16	takaful	takaful	ADJ
ejif-2085	15	17	industry	industry	NOUN
ejif-2085	15	18	penetrate	penetrate	VERB
ejif-2085	15	19	these	these	DET
ejif-2085	15	20	markets	market	NOUN
ejif-2085	15	21	where	where	SCONJ
ejif-2085	15	22	its	its	PRON
ejif-2085	15	23	share	share	NOUN
ejif-2085	15	24	is	be	AUX
ejif-2085	15	25	otherwise	otherwise	ADV
ejif-2085	15	26	minimal	minimal	ADJ
ejif-2085	15	27	.	.	PUNCT
ejif-2085	16	1	this	this	DET
ejif-2085	16	2	paper	paper	NOUN
ejif-2085	16	3	will	will	AUX
ejif-2085	16	4	also	also	ADV
ejif-2085	16	5	discuss	discuss	VERB
ejif-2085	16	6	the	the	DET
ejif-2085	16	7	economic	economic	ADJ
ejif-2085	16	8	potential	potential	NOUN
ejif-2085	16	9	of	of	ADP
ejif-2085	16	10	takaful	takaful	ADJ
ejif-2085	16	11	,	,	PUNCT
ejif-2085	16	12	primarily	primarily	ADV
ejif-2085	16	13	with	with	ADP
ejif-2085	16	14	regards	regard	NOUN
ejif-2085	16	15	to	to	ADP
ejif-2085	16	16	poverty	poverty	NOUN
ejif-2085	16	17	alleviation	alleviation	NOUN
ejif-2085	16	18	.	.	PUNCT
ejif-2085	17	1	the	the	DET
ejif-2085	17	2	challenges	challenge	NOUN
ejif-2085	17	3	currently	currently	ADV
ejif-2085	17	4	being	be	AUX
ejif-2085	17	5	faced	face	VERB
ejif-2085	17	6	by	by	ADP
ejif-2085	17	7	the	the	DET
ejif-2085	17	8	takaful	takaful	ADJ
ejif-2085	17	9	industry	industry	NOUN
ejif-2085	17	10	will	will	AUX
ejif-2085	17	11	also	also	ADV
ejif-2085	17	12	be	be	AUX
ejif-2085	17	13	highlighted	highlight	VERB
ejif-2085	17	14	to	to	PART
ejif-2085	17	15	see	see	VERB
ejif-2085	17	16	where	where	SCONJ
ejif-2085	17	17	improvement	improvement	NOUN
ejif-2085	17	18	is	be	AUX
ejif-2085	17	19	needed	need	VERB
ejif-2085	17	20	.	.	PUNCT
ejif-2085	18	1	it	it	PRON
ejif-2085	18	2	is	be	AUX
ejif-2085	18	3	necessary	necessary	ADJ
ejif-2085	18	4	to	to	PART
ejif-2085	18	5	highlight	highlight	VERB
ejif-2085	18	6	the	the	DET
ejif-2085	18	7	obstacles	obstacle	NOUN
ejif-2085	18	8	being	be	AUX
ejif-2085	18	9	faced	face	VERB
ejif-2085	18	10	by	by	ADP
ejif-2085	18	11	the	the	DET
ejif-2085	18	12	industry	industry	NOUN
ejif-2085	18	13	and	and	CCONJ
ejif-2085	18	14	takaful	takaful	ADJ
ejif-2085	18	15	operators	operator	NOUN
ejif-2085	18	16	to	to	PART
ejif-2085	18	17	better	well	ADV
ejif-2085	18	18	understand	understand	VERB
ejif-2085	18	19	what	what	PRON
ejif-2085	18	20	the	the	DET
ejif-2085	18	21	steps	step	NOUN
ejif-2085	18	22	are	be	AUX
ejif-2085	18	23	moving	move	VERB
ejif-2085	18	24	forward	forward	ADV
ejif-2085	18	25	with	with	ADP
ejif-2085	18	26	regards	regard	NOUN
ejif-2085	18	27	to	to	ADP
ejif-2085	18	28	growth	growth	NOUN
ejif-2085	18	29	and	and	CCONJ
ejif-2085	18	30	development	development	NOUN
ejif-2085	18	31	.	.	PUNCT
ejif-2085	19	1	ii	ii	PROPN
ejif-2085	19	2	.	.	PUNCT
ejif-2085	20	1	literature	literature	PROPN
ejif-2085	20	2	review	review	VERB
ejif-2085	20	3	many	many	ADJ
ejif-2085	20	4	academics	academic	NOUN
ejif-2085	20	5	have	have	AUX
ejif-2085	20	6	begun	begin	VERB
ejif-2085	20	7	to	to	PART
ejif-2085	20	8	consider	consider	VERB
ejif-2085	20	9	the	the	DET
ejif-2085	20	10	link	link	NOUN
ejif-2085	20	11	between	between	ADP
ejif-2085	20	12	the	the	DET
ejif-2085	20	13	development	development	NOUN
ejif-2085	20	14	of	of	ADP
ejif-2085	20	15	the	the	DET
ejif-2085	20	16	financial	financial	ADJ
ejif-2085	20	17	sector	sector	NOUN
ejif-2085	20	18	and	and	CCONJ
ejif-2085	20	19	economic	economic	ADJ
ejif-2085	20	20	growth	growth	NOUN
ejif-2085	21	1	[	[	X
ejif-2085	21	2	13	13	NUM
ejif-2085	21	3	;	;	PUNCT
ejif-2085	21	4	14	14	NUM
ejif-2085	21	5	;	;	PUNCT
ejif-2085	21	6	15	15	NUM
ejif-2085	21	7	;	;	PUNCT
ejif-2085	21	8	16	16	NUM
ejif-2085	21	9	;	;	PUNCT
ejif-2085	21	10	17	17	NUM
ejif-2085	21	11	;	;	PUNCT
ejif-2085	21	12	18	18	NUM
ejif-2085	21	13	]	]	PUNCT
ejif-2085	21	14	.	.	PUNCT
ejif-2085	22	1	there	there	PRON
ejif-2085	22	2	are	be	VERB
ejif-2085	22	3	multiple	multiple	ADJ
ejif-2085	22	4	arguments	argument	NOUN
ejif-2085	22	5	for	for	ADP
ejif-2085	22	6	this	this	PRON
ejif-2085	22	7	albeit	albeit	SCONJ
ejif-2085	22	8	the	the	DET
ejif-2085	22	9	type	type	NOUN
ejif-2085	22	10	of	of	ADP
ejif-2085	22	11	relationship	relationship	NOUN
ejif-2085	22	12	is	be	AUX
ejif-2085	22	13	a	a	DET
ejif-2085	22	14	matter	matter	NOUN
ejif-2085	22	15	of	of	ADP
ejif-2085	22	16	debate	debate	NOUN
ejif-2085	22	17	.	.	PUNCT
ejif-2085	23	1	while	while	SCONJ
ejif-2085	23	2	some	some	DET
ejif-2085	23	3	academics	academic	NOUN
ejif-2085	23	4	claim	claim	VERB
ejif-2085	23	5	that	that	SCONJ
ejif-2085	23	6	economic	economic	ADJ
ejif-2085	23	7	growth	growth	NOUN
ejif-2085	23	8	is	be	AUX
ejif-2085	23	9	a	a	DET
ejif-2085	23	10	result	result	NOUN
ejif-2085	23	11	of	of	ADP
ejif-2085	23	12	the	the	DET
ejif-2085	23	13	supply	supply	NOUN
ejif-2085	23	14	of	of	ADP
ejif-2085	23	15	financial	financial	ADJ
ejif-2085	23	16	products	product	NOUN
ejif-2085	23	17	,	,	PUNCT
ejif-2085	23	18	others	other	NOUN
ejif-2085	23	19	claim	claim	VERB
ejif-2085	23	20	that	that	SCONJ
ejif-2085	23	21	the	the	DET
ejif-2085	23	22	demand	demand	NOUN
ejif-2085	23	23	for	for	ADP
ejif-2085	23	24	such	such	ADJ
ejif-2085	23	25	products	product	NOUN
ejif-2085	23	26	is	be	AUX
ejif-2085	23	27	a	a	DET
ejif-2085	23	28	result	result	NOUN
ejif-2085	23	29	of	of	ADP
ejif-2085	23	30	growth	growth	NOUN
ejif-2085	23	31	.	.	PUNCT
ejif-2085	24	1	the	the	DET
ejif-2085	24	2	supply	supply	NOUN
ejif-2085	24	3	argument	argument	NOUN
ejif-2085	24	4	states	state	VERB
ejif-2085	24	5	that	that	SCONJ
ejif-2085	24	6	a	a	DET
ejif-2085	24	7	country	country	NOUN
ejif-2085	24	8	needs	need	VERB
ejif-2085	24	9	to	to	PART
ejif-2085	24	10	develop	develop	VERB
ejif-2085	24	11	new	new	ADJ
ejif-2085	24	12	financial	financial	ADJ
ejif-2085	24	13	instruments	instrument	NOUN
ejif-2085	24	14	,	,	PUNCT
ejif-2085	24	15	spurring	spur	VERB
ejif-2085	24	16	financial	financial	ADJ
ejif-2085	24	17	development	development	NOUN
ejif-2085	24	18	which	which	PRON
ejif-2085	24	19	will	will	AUX
ejif-2085	24	20	eventually	eventually	ADV
ejif-2085	24	21	lead	lead	VERB
ejif-2085	24	22	to	to	ADP
ejif-2085	24	23	overall	overall	ADJ
ejif-2085	24	24	economic	economic	ADJ
ejif-2085	24	25	development	development	NOUN
ejif-2085	24	26	[	[	X
ejif-2085	24	27	19	19	NUM
ejif-2085	24	28	;	;	PUNCT
ejif-2085	24	29	26	26	NUM
ejif-2085	24	30	]	]	PUNCT
ejif-2085	24	31	.	.	PUNCT
ejif-2085	25	1	in	in	ADP
ejif-2085	25	2	that	that	DET
ejif-2085	25	3	respect	respect	NOUN
ejif-2085	25	4	,	,	PUNCT
ejif-2085	25	5	the	the	DET
ejif-2085	25	6	institutions	institution	NOUN
ejif-2085	25	7	that	that	PRON
ejif-2085	25	8	offer	offer	VERB
ejif-2085	25	9	these	these	DET
ejif-2085	25	10	new	new	ADJ
ejif-2085	25	11	instruments	instrument	NOUN
ejif-2085	25	12	need	need	VERB
ejif-2085	25	13	to	to	PART
ejif-2085	25	14	place	place	VERB
ejif-2085	25	15	the	the	DET
ejif-2085	25	16	products	product	NOUN
ejif-2085	25	17	on	on	ADP
ejif-2085	25	18	the	the	DET
ejif-2085	25	19	market	market	NOUN
ejif-2085	25	20	which	which	PRON
ejif-2085	25	21	requires	require	VERB
ejif-2085	25	22	increasing	increase	VERB
ejif-2085	25	23	financial	financial	ADJ
ejif-2085	25	24	inclusion	inclusion	NOUN
ejif-2085	25	25	for	for	ADP
ejif-2085	25	26	maximum	maximum	ADJ
ejif-2085	25	27	impact	impact	NOUN
ejif-2085	25	28	.	.	PUNCT
ejif-2085	26	1	advocates	advocate	NOUN
ejif-2085	26	2	of	of	ADP
ejif-2085	26	3	the	the	DET
ejif-2085	26	4	demand	demand	NOUN
ejif-2085	26	5	argument	argument	NOUN
ejif-2085	26	6	believe	believe	VERB
ejif-2085	26	7	that	that	SCONJ
ejif-2085	26	8	financial	financial	ADJ
ejif-2085	26	9	development	development	NOUN
ejif-2085	26	10	does	do	AUX
ejif-2085	26	11	not	not	PART
ejif-2085	26	12	lead	lead	VERB
ejif-2085	26	13	to	to	ADP
ejif-2085	26	14	economic	economic	ADJ
ejif-2085	26	15	growth	growth	NOUN
ejif-2085	26	16	but	but	CCONJ
ejif-2085	26	17	rather	rather	ADV
ejif-2085	26	18	growth	growth	NOUN
ejif-2085	26	19	in	in	ADP
ejif-2085	26	20	the	the	DET
ejif-2085	26	21	economy	economy	NOUN
ejif-2085	26	22	creates	create	VERB
ejif-2085	26	23	demand	demand	NOUN
ejif-2085	26	24	for	for	ADP
ejif-2085	26	25	financial	financial	ADJ
ejif-2085	26	26	instruments	instrument	NOUN
ejif-2085	26	27	and	and	CCONJ
ejif-2085	26	28	service	service	NOUN
ejif-2085	26	29	providers	provider	NOUN
ejif-2085	26	30	,	,	PUNCT
ejif-2085	26	31	ergo	ergo	NOUN
ejif-2085	26	32	leading	lead	VERB
ejif-2085	26	33	to	to	ADP
ejif-2085	26	34	financial	financial	ADJ
ejif-2085	26	35	development	development	NOUN
ejif-2085	26	36	[	[	X
ejif-2085	26	37	20	20	NUM
ejif-2085	26	38	;	;	PUNCT
ejif-2085	26	39	25	25	NUM
ejif-2085	26	40	;	;	PUNCT
ejif-2085	26	41	26	26	NUM
ejif-2085	26	42	]	]	PUNCT
ejif-2085	26	43	.	.	PUNCT
ejif-2085	27	1	they	they	PRON
ejif-2085	27	2	argue	argue	VERB
ejif-2085	27	3	that	that	SCONJ
ejif-2085	27	4	financial	financial	ADJ
ejif-2085	27	5	inclusion	inclusion	NOUN
ejif-2085	27	6	is	be	AUX
ejif-2085	27	7	limited	limit	VERB
ejif-2085	27	8	in	in	ADP
ejif-2085	27	9	underdeveloped	underdeveloped	ADJ
ejif-2085	27	10	economies	economy	NOUN
ejif-2085	27	11	because	because	SCONJ
ejif-2085	27	12	there	there	PRON
ejif-2085	27	13	is	be	VERB
ejif-2085	27	14	shortage	shortage	NOUN
ejif-2085	27	15	of	of	ADP
ejif-2085	27	16	demand	demand	NOUN
ejif-2085	27	17	[	[	X
ejif-2085	27	18	19	19	NUM
ejif-2085	27	19	]	]	PUNCT
ejif-2085	27	20	.	.	PUNCT
ejif-2085	28	1	alternatively	alternatively	ADV
ejif-2085	28	2	,	,	PUNCT
ejif-2085	28	3	some	some	DET
ejif-2085	28	4	authors	author	NOUN
ejif-2085	28	5	believe	believe	VERB
ejif-2085	28	6	it	it	PRON
ejif-2085	28	7	is	be	AUX
ejif-2085	28	8	a	a	DET
ejif-2085	28	9	combination	combination	NOUN
ejif-2085	28	10	of	of	ADP
ejif-2085	28	11	the	the	DET
ejif-2085	28	12	two	two	NUM
ejif-2085	28	13	whereby	whereby	SCONJ
ejif-2085	28	14	both	both	DET
ejif-2085	28	15	supply	supply	NOUN
ejif-2085	28	16	and	and	CCONJ
ejif-2085	28	17	demand	demand	NOUN
ejif-2085	28	18	of	of	ADP
ejif-2085	28	19	financial	financial	ADJ
ejif-2085	28	20	products	product	NOUN
ejif-2085	28	21	on	on	ADP
ejif-2085	28	22	the	the	DET
ejif-2085	28	23	market	market	NOUN
ejif-2085	28	24	eventually	eventually	ADV
ejif-2085	28	25	leads	lead	VERB
ejif-2085	28	26	to	to	ADP
ejif-2085	28	27	economic	economic	ADJ
ejif-2085	28	28	development	development	NOUN
ejif-2085	29	1	[	[	X
ejif-2085	29	2	23	23	NUM
ejif-2085	29	3	;	;	PUNCT
ejif-2085	29	4	24	24	NUM
ejif-2085	29	5	]	]	PUNCT
ejif-2085	29	6	.	.	PUNCT
ejif-2085	30	1	ultimately	ultimately	ADV
ejif-2085	30	2	,	,	PUNCT
ejif-2085	30	3	there	there	PRON
ejif-2085	30	4	is	be	VERB
ejif-2085	30	5	no	no	DET
ejif-2085	30	6	consensus	consensus	NOUN
ejif-2085	30	7	in	in	ADP
ejif-2085	30	8	the	the	DET
ejif-2085	30	9	literature	literature	NOUN
ejif-2085	30	10	on	on	ADP
ejif-2085	30	11	the	the	DET
ejif-2085	30	12	direction	direction	NOUN
ejif-2085	30	13	of	of	ADP
ejif-2085	30	14	causality	causality	NOUN
ejif-2085	30	15	between	between	ADP
ejif-2085	30	16	financial	financial	ADJ
ejif-2085	30	17	development	development	NOUN
ejif-2085	30	18	and	and	CCONJ
ejif-2085	30	19	economic	economic	ADJ
ejif-2085	30	20	growth	growth	NOUN
ejif-2085	30	21	[	[	X
ejif-2085	30	22	26	26	NUM
ejif-2085	30	23	]	]	PUNCT
ejif-2085	30	24	.	.	PUNCT
ejif-2085	31	1	while	while	SCONJ
ejif-2085	31	2	the	the	DET
ejif-2085	31	3	majority	majority	NOUN
ejif-2085	31	4	of	of	ADP
ejif-2085	31	5	the	the	DET
ejif-2085	31	6	literature	literature	NOUN
ejif-2085	31	7	considers	consider	VERB
ejif-2085	31	8	the	the	DET
ejif-2085	31	9	financial	financial	ADJ
ejif-2085	31	10	industry	industry	NOUN
ejif-2085	31	11	as	as	ADP
ejif-2085	31	12	a	a	DET
ejif-2085	31	13	whole	whole	NOUN
ejif-2085	31	14	,	,	PUNCT
ejif-2085	31	15	none	none	NOUN
ejif-2085	31	16	of	of	ADP
ejif-2085	31	17	the	the	DET
ejif-2085	31	18	research	research	NOUN
ejif-2085	31	19	considers	consider	VERB
ejif-2085	31	20	the	the	DET
ejif-2085	31	21	insurance	insurance	NOUN
ejif-2085	31	22	sector	sector	NOUN
ejif-2085	31	23	,	,	PUNCT
ejif-2085	31	24	particularly	particularly	ADV
ejif-2085	31	25	related	relate	VERB
ejif-2085	31	26	to	to	ADP
ejif-2085	31	27	islamic	islamic	ADJ
ejif-2085	31	28	finance	finance	NOUN
ejif-2085	31	29	.	.	PUNCT
ejif-2085	32	1	abduh	abduh	ADJ
ejif-2085	32	2	and	and	CCONJ
ejif-2085	32	3	omar	omar	PROPN
ejif-2085	32	4	(	(	PUNCT
ejif-2085	32	5	2012	2012	NUM
ejif-2085	32	6	)	)	PUNCT
ejif-2085	33	1	[	[	X
ejif-2085	33	2	21	21	NUM
ejif-2085	33	3	]	]	PUNCT
ejif-2085	33	4	analysed	analyse	VERB
ejif-2085	33	5	the	the	DET
ejif-2085	33	6	development	development	NOUN
ejif-2085	33	7	of	of	ADP
ejif-2085	33	8	the	the	DET
ejif-2085	33	9	islamic	islamic	ADJ
ejif-2085	33	10	banking	banking	NOUN
ejif-2085	33	11	sector	sector	NOUN
ejif-2085	33	12	on	on	ADP
ejif-2085	33	13	the	the	DET
ejif-2085	33	14	economic	economic	ADJ
ejif-2085	33	15	growth	growth	NOUN
ejif-2085	33	16	of	of	ADP
ejif-2085	33	17	indonesia	indonesia	PROPN
ejif-2085	33	18	,	,	PUNCT
ejif-2085	33	19	however	however	ADV
ejif-2085	33	20	they	they	PRON
ejif-2085	33	21	did	do	AUX
ejif-2085	33	22	not	not	PART
ejif-2085	33	23	look	look	VERB
ejif-2085	33	24	at	at	ADP
ejif-2085	33	25	the	the	DET
ejif-2085	33	26	insurance	insurance	NOUN
ejif-2085	33	27	sector	sector	NOUN
ejif-2085	33	28	.	.	PUNCT
ejif-2085	34	1	chen	chen	PROPN
ejif-2085	34	2	et	et	PROPN
ejif-2085	34	3	al	al	PROPN
ejif-2085	34	4	.	.	PROPN
ejif-2085	35	1	(	(	PUNCT
ejif-2085	35	2	2012	2012	NUM
ejif-2085	35	3	)	)	PUNCT
ejif-2085	36	1	[	[	X
ejif-2085	36	2	22	22	NUM
ejif-2085	36	3	]	]	PUNCT
ejif-2085	36	4	investigated	investigate	VERB
ejif-2085	36	5	how	how	SCONJ
ejif-2085	36	6	life	life	NOUN
ejif-2085	36	7	insurance	insurance	NOUN
ejif-2085	36	8	affected	affect	VERB
ejif-2085	36	9	economic	economic	ADJ
ejif-2085	36	10	development	development	NOUN
ejif-2085	36	11	but	but	CCONJ
ejif-2085	36	12	only	only	ADV
ejif-2085	36	13	in	in	ADP
ejif-2085	36	14	terms	term	NOUN
ejif-2085	36	15	of	of	ADP
ejif-2085	36	16	the	the	DET
ejif-2085	36	17	conventional	conventional	ADJ
ejif-2085	36	18	system	system	NOUN
ejif-2085	36	19	.	.	PUNCT
ejif-2085	37	1	the	the	DET
ejif-2085	37	2	role	role	NOUN
ejif-2085	37	3	that	that	PRON
ejif-2085	37	4	islamic	islamic	ADJ
ejif-2085	37	5	insurance	insurance	NOUN
ejif-2085	37	6	,	,	PUNCT
ejif-2085	37	7	or	or	CCONJ
ejif-2085	37	8	takaful	takaful	ADJ
ejif-2085	37	9	,	,	PUNCT
ejif-2085	37	10	plays	play	VERB
ejif-2085	37	11	in	in	ADP
ejif-2085	37	12	contributing	contribute	VERB
ejif-2085	37	13	to	to	ADP
ejif-2085	37	14	economic	economic	ADJ
ejif-2085	37	15	growth	growth	NOUN
ejif-2085	37	16	,	,	PUNCT
ejif-2085	37	17	namely	namely	ADV
ejif-2085	37	18	in	in	ADP
ejif-2085	37	19	terms	term	NOUN
ejif-2085	37	20	of	of	ADP
ejif-2085	37	21	increasing	increase	VERB
ejif-2085	37	22	financial	financial	ADJ
ejif-2085	37	23	inclusion	inclusion	NOUN
ejif-2085	37	24	,	,	PUNCT
ejif-2085	37	25	has	have	VERB
ejif-2085	37	26	yet	yet	ADV
ejif-2085	37	27	to	to	PART
ejif-2085	37	28	be	be	AUX
ejif-2085	37	29	investigated	investigate	VERB
ejif-2085	37	30	in	in	ADP
ejif-2085	37	31	the	the	DET
ejif-2085	37	32	literature	literature	NOUN
ejif-2085	37	33	,	,	PUNCT
ejif-2085	37	34	to	to	ADP
ejif-2085	37	35	the	the	DET
ejif-2085	37	36	best	good	ADJ
ejif-2085	37	37	of	of	ADP
ejif-2085	37	38	our	our	PRON
ejif-2085	37	39	knowledge	knowledge	NOUN
ejif-2085	37	40	.	.	PUNCT
ejif-2085	38	1	amela	amela	PROPN
ejif-2085	38	2	trokic	trokic	PROPN
ejif-2085	38	3	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-2085	38	4	issn	issn	PROPN
ejif-2085	38	5	2421	2421	NUM
ejif-2085	38	6	-	-	SYM
ejif-2085	38	7	2172	2172	NUM
ejif-2085	38	8	1	1	NUM
ejif-2085	38	9	ejif	ejif	NOUN
ejif-2085	38	10	–	–	PUNCT
ejif-2085	38	11	european	european	PROPN
ejif-2085	38	12	journal	journal	PROPN
ejif-2085	38	13	of	of	ADP
ejif-2085	38	14	islamic	islamic	PROPN
ejif-2085	38	15	finance	finance	PROPN
ejif-2085	38	16	special	special	ADJ
ejif-2085	38	17	issue	issue	NOUN
ejif-2085	38	18	:	:	PUNCT
ejif-2085	38	19	islamic	islamic	ADJ
ejif-2085	38	20	banking	banking	PROPN
ejif-2085	38	21	&	&	CCONJ
ejif-2085	38	22	finance	finance	PROPN
ejif-2085	38	23	no7	no7	NOUN
ejif-2085	38	24	,	,	PUNCT
ejif-2085	38	25	july	july	PROPN
ejif-2085	38	26	(	(	PUNCT
ejif-2085	38	27	2017	2017	NUM
ejif-2085	38	28	)	)	PUNCT
ejif-2085	38	29	iii	iii	PROPN
ejif-2085	38	30	.	.	PUNCT
ejif-2085	38	31	methodology	methodology	NOUN
ejif-2085	38	32	the	the	DET
ejif-2085	38	33	methodology	methodology	NOUN
ejif-2085	38	34	is	be	AUX
ejif-2085	38	35	based	base	VERB
ejif-2085	38	36	on	on	ADP
ejif-2085	38	37	a	a	DET
ejif-2085	38	38	literature	literature	NOUN
ejif-2085	38	39	review	review	NOUN
ejif-2085	38	40	approach	approach	NOUN
ejif-2085	38	41	,	,	PUNCT
ejif-2085	38	42	whereby	whereby	SCONJ
ejif-2085	38	43	the	the	DET
ejif-2085	38	44	researcher	researcher	NOUN
ejif-2085	38	45	mainly	mainly	ADV
ejif-2085	38	46	used	use	VERB
ejif-2085	38	47	secondary	secondary	ADJ
ejif-2085	38	48	data	datum	NOUN
ejif-2085	38	49	.	.	PUNCT
ejif-2085	39	1	to	to	PART
ejif-2085	39	2	determine	determine	VERB
ejif-2085	39	3	the	the	DET
ejif-2085	39	4	source	source	NOUN
ejif-2085	39	5	of	of	ADP
ejif-2085	39	6	materials	material	NOUN
ejif-2085	39	7	for	for	ADP
ejif-2085	39	8	review	review	NOUN
ejif-2085	39	9	,	,	PUNCT
ejif-2085	39	10	a	a	DET
ejif-2085	39	11	structured	structured	ADJ
ejif-2085	39	12	approach	approach	NOUN
ejif-2085	39	13	was	be	AUX
ejif-2085	39	14	implemented	implement	VERB
ejif-2085	39	15	.	.	PUNCT
ejif-2085	40	1	peer	peer	NOUN
ejif-2085	40	2	/	/	SYM
ejif-2085	40	3	reviewed	review	VERB
ejif-2085	40	4	literature	literature	NOUN
ejif-2085	40	5	was	be	AUX
ejif-2085	40	6	the	the	DET
ejif-2085	40	7	primary	primary	ADJ
ejif-2085	40	8	information	information	NOUN
ejif-2085	40	9	and	and	CCONJ
ejif-2085	40	10	data	datum	NOUN
ejif-2085	40	11	source	source	NOUN
ejif-2085	40	12	.	.	PUNCT
ejif-2085	41	1	a	a	DET
ejif-2085	41	2	limited	limited	ADJ
ejif-2085	41	3	amount	amount	NOUN
ejif-2085	41	4	of	of	ADP
ejif-2085	41	5	grey	grey	PROPN
ejif-2085	41	6	literature	literature	NOUN
ejif-2085	41	7	,	,	PUNCT
ejif-2085	41	8	or	or	CCONJ
ejif-2085	41	9	literature	literature	NOUN
ejif-2085	41	10	which	which	PRON
ejif-2085	41	11	is	be	AUX
ejif-2085	41	12	not	not	PART
ejif-2085	41	13	necessarily	necessarily	ADV
ejif-2085	41	14	considered	consider	VERB
ejif-2085	41	15	to	to	PART
ejif-2085	41	16	be	be	AUX
ejif-2085	41	17	of	of	ADP
ejif-2085	41	18	the	the	DET
ejif-2085	41	19	highest	high	ADJ
ejif-2085	41	20	quality	quality	NOUN
ejif-2085	41	21	academically	academically	ADV
ejif-2085	41	22	speaking	speak	VERB
ejif-2085	41	23	,	,	PUNCT
ejif-2085	41	24	was	be	AUX
ejif-2085	41	25	used	use	VERB
ejif-2085	41	26	.	.	PUNCT
ejif-2085	42	1	that	that	PRON
ejif-2085	42	2	is	be	AUX
ejif-2085	42	3	to	to	PART
ejif-2085	42	4	say	say	VERB
ejif-2085	42	5	,	,	PUNCT
ejif-2085	42	6	sources	source	NOUN
ejif-2085	42	7	outside	outside	ADP
ejif-2085	42	8	the	the	DET
ejif-2085	42	9	standard	standard	ADJ
ejif-2085	42	10	literature	literature	NOUN
ejif-2085	42	11	databases	database	NOUN
ejif-2085	42	12	.	.	PUNCT
ejif-2085	43	1	peerreviewed	peerreviewe	VERB
ejif-2085	43	2	articles	article	NOUN
ejif-2085	43	3	and	and	CCONJ
ejif-2085	43	4	dissertations	dissertation	NOUN
ejif-2085	43	5	were	be	AUX
ejif-2085	43	6	found	find	VERB
ejif-2085	43	7	using	use	VERB
ejif-2085	43	8	databases	database	NOUN
ejif-2085	43	9	such	such	ADJ
ejif-2085	43	10	as	as	ADP
ejif-2085	43	11	science	science	NOUN
ejif-2085	43	12	direct	direct	ADJ
ejif-2085	43	13	,	,	PUNCT
ejif-2085	43	14	jstor	jstor	NOUN
ejif-2085	43	15	,	,	PUNCT
ejif-2085	43	16	emerald	emerald	NOUN
ejif-2085	43	17	insight	insight	NOUN
ejif-2085	43	18	and	and	CCONJ
ejif-2085	43	19	university	university	NOUN
ejif-2085	43	20	library	library	NOUN
ejif-2085	43	21	databases	database	NOUN
ejif-2085	43	22	,	,	PUNCT
ejif-2085	43	23	on	on	ADP
ejif-2085	43	24	the	the	DET
ejif-2085	43	25	topic	topic	NOUN
ejif-2085	43	26	of	of	ADP
ejif-2085	43	27	takaful	takaful	ADJ
ejif-2085	43	28	,	,	PUNCT
ejif-2085	43	29	islamic	islamic	ADJ
ejif-2085	43	30	insurance	insurance	NOUN
ejif-2085	43	31	,	,	PUNCT
ejif-2085	43	32	islamic	islamic	ADJ
ejif-2085	43	33	finance	finance	NOUN
ejif-2085	43	34	,	,	PUNCT
ejif-2085	43	35	financial	financial	ADJ
ejif-2085	43	36	inclusion	inclusion	NOUN
ejif-2085	43	37	and	and	CCONJ
ejif-2085	43	38	poverty	poverty	NOUN
ejif-2085	43	39	alleviation	alleviation	NOUN
ejif-2085	43	40	.	.	PUNCT
ejif-2085	44	1	more	more	ADJ
ejif-2085	44	2	general	general	ADJ
ejif-2085	44	3	searches	search	NOUN
ejif-2085	44	4	were	be	AUX
ejif-2085	44	5	also	also	ADV
ejif-2085	44	6	conducted	conduct	VERB
ejif-2085	44	7	using	use	VERB
ejif-2085	44	8	google	google	PROPN
ejif-2085	44	9	scholar	scholar	NOUN
ejif-2085	44	10	as	as	ADP
ejif-2085	44	11	a	a	DET
ejif-2085	44	12	generic	generic	ADJ
ejif-2085	44	13	search	search	NOUN
ejif-2085	44	14	engine	engine	NOUN
ejif-2085	44	15	.	.	PUNCT
ejif-2085	45	1	searches	search	NOUN
ejif-2085	45	2	were	be	AUX
ejif-2085	45	3	limited	limit	VERB
ejif-2085	45	4	to	to	ADP
ejif-2085	45	5	research	research	NOUN
ejif-2085	45	6	conducted	conduct	VERB
ejif-2085	45	7	in	in	ADP
ejif-2085	45	8	english	english	PROPN
ejif-2085	45	9	.	.	PUNCT
ejif-2085	46	1	in	in	ADP
ejif-2085	46	2	the	the	DET
ejif-2085	46	3	decision	decision	NOUN
ejif-2085	46	4	process	process	NOUN
ejif-2085	46	5	,	,	PUNCT
ejif-2085	46	6	when	when	SCONJ
ejif-2085	46	7	choosing	choose	VERB
ejif-2085	46	8	which	which	DET
ejif-2085	46	9	sources	source	NOUN
ejif-2085	46	10	/	/	SYM
ejif-2085	46	11	articles	article	NOUN
ejif-2085	46	12	will	will	AUX
ejif-2085	46	13	be	be	AUX
ejif-2085	46	14	included	include	VERB
ejif-2085	46	15	or	or	CCONJ
ejif-2085	46	16	excluded	exclude	VERB
ejif-2085	46	17	,	,	PUNCT
ejif-2085	46	18	the	the	DET
ejif-2085	46	19	researcher	researcher	NOUN
ejif-2085	46	20	based	base	VERB
ejif-2085	46	21	the	the	DET
ejif-2085	46	22	decision	decision	NOUN
ejif-2085	46	23	on	on	ADP
ejif-2085	46	24	key	key	ADJ
ejif-2085	46	25	criteria	criterion	NOUN
ejif-2085	46	26	.	.	PUNCT
ejif-2085	47	1	namely	namely	ADV
ejif-2085	47	2	,	,	PUNCT
ejif-2085	47	3	the	the	DET
ejif-2085	47	4	abstract	abstract	NOUN
ejif-2085	47	5	was	be	AUX
ejif-2085	47	6	first	first	ADV
ejif-2085	47	7	reviewed	review	VERB
ejif-2085	47	8	to	to	PART
ejif-2085	47	9	search	search	VERB
ejif-2085	47	10	for	for	ADP
ejif-2085	47	11	key	key	ADJ
ejif-2085	47	12	terms	term	NOUN
ejif-2085	47	13	and	and	CCONJ
ejif-2085	47	14	concepts	concept	NOUN
ejif-2085	47	15	directly	directly	ADV
ejif-2085	47	16	related	relate	VERB
ejif-2085	47	17	to	to	ADP
ejif-2085	47	18	the	the	DET
ejif-2085	47	19	concept	concept	NOUN
ejif-2085	47	20	of	of	ADP
ejif-2085	47	21	the	the	DET
ejif-2085	47	22	paper	paper	NOUN
ejif-2085	47	23	.	.	PUNCT
ejif-2085	48	1	if	if	SCONJ
ejif-2085	48	2	the	the	DET
ejif-2085	48	3	abstract	abstract	NOUN
ejif-2085	48	4	proved	prove	VERB
ejif-2085	48	5	to	to	PART
ejif-2085	48	6	be	be	AUX
ejif-2085	48	7	interesting	interesting	ADJ
ejif-2085	48	8	,	,	PUNCT
ejif-2085	48	9	or	or	CCONJ
ejif-2085	48	10	if	if	SCONJ
ejif-2085	48	11	it	it	PRON
ejif-2085	48	12	did	do	AUX
ejif-2085	48	13	not	not	PART
ejif-2085	48	14	provide	provide	VERB
ejif-2085	48	15	enough	enough	ADJ
ejif-2085	48	16	detail	detail	NOUN
ejif-2085	48	17	,	,	PUNCT
ejif-2085	48	18	the	the	DET
ejif-2085	48	19	entire	entire	ADJ
ejif-2085	48	20	document	document	NOUN
ejif-2085	48	21	was	be	AUX
ejif-2085	48	22	skimmed	skim	VERB
ejif-2085	48	23	to	to	PART
ejif-2085	48	24	determine	determine	VERB
ejif-2085	48	25	if	if	SCONJ
ejif-2085	48	26	it	it	PRON
ejif-2085	48	27	met	meet	VERB
ejif-2085	48	28	the	the	DET
ejif-2085	48	29	inclusion	inclusion	NOUN
ejif-2085	48	30	criteria	criterion	NOUN
ejif-2085	48	31	,	,	PUNCT
ejif-2085	48	32	that	that	PRON
ejif-2085	48	33	is	be	AUX
ejif-2085	48	34	if	if	SCONJ
ejif-2085	48	35	it	it	PRON
ejif-2085	48	36	was	be	AUX
ejif-2085	48	37	related	relate	VERB
ejif-2085	48	38	to	to	ADP
ejif-2085	48	39	the	the	DET
ejif-2085	48	40	theme	theme	NOUN
ejif-2085	48	41	of	of	ADP
ejif-2085	48	42	our	our	PRON
ejif-2085	48	43	paper	paper	NOUN
ejif-2085	48	44	.	.	PUNCT
ejif-2085	49	1	inclusion	inclusion	NOUN
ejif-2085	49	2	criteria	criterion	NOUN
ejif-2085	49	3	included	include	VERB
ejif-2085	49	4	sources	source	NOUN
ejif-2085	49	5	which	which	PRON
ejif-2085	49	6	discusses	discuss	VERB
ejif-2085	49	7	takaful	takaful	ADJ
ejif-2085	49	8	or	or	CCONJ
ejif-2085	49	9	islamic	islamic	ADJ
ejif-2085	49	10	insurance	insurance	NOUN
ejif-2085	49	11	,	,	PUNCT
ejif-2085	49	12	its	its	PRON
ejif-2085	49	13	role	role	NOUN
ejif-2085	49	14	in	in	ADP
ejif-2085	49	15	poverty	poverty	NOUN
ejif-2085	49	16	alleviation	alleviation	NOUN
ejif-2085	49	17	,	,	PUNCT
ejif-2085	49	18	financial	financial	ADJ
ejif-2085	49	19	inclusion	inclusion	NOUN
ejif-2085	49	20	and/or	and/or	CCONJ
ejif-2085	49	21	economic	economic	ADJ
ejif-2085	49	22	development	development	NOUN
ejif-2085	49	23	.	.	PUNCT
ejif-2085	50	1	exclusion	exclusion	NOUN
ejif-2085	50	2	criteria	criterion	NOUN
ejif-2085	50	3	included	include	VERB
ejif-2085	50	4	sources	source	NOUN
ejif-2085	50	5	which	which	PRON
ejif-2085	50	6	only	only	ADV
ejif-2085	50	7	mentioned	mention	VERB
ejif-2085	50	8	takaful	takaful	ADJ
ejif-2085	50	9	within	within	ADP
ejif-2085	50	10	islamic	islamic	ADJ
ejif-2085	50	11	finance	finance	NOUN
ejif-2085	50	12	without	without	ADP
ejif-2085	50	13	discussing	discuss	VERB
ejif-2085	50	14	its	its	PRON
ejif-2085	50	15	role	role	NOUN
ejif-2085	50	16	or	or	CCONJ
ejif-2085	50	17	demand	demand	NOUN
ejif-2085	50	18	.	.	PUNCT
ejif-2085	51	1	in	in	ADP
ejif-2085	51	2	other	other	ADJ
ejif-2085	51	3	words	word	NOUN
ejif-2085	51	4	,	,	PUNCT
ejif-2085	51	5	sources	source	NOUN
ejif-2085	51	6	which	which	PRON
ejif-2085	51	7	only	only	ADV
ejif-2085	51	8	skimmed	skim	VERB
ejif-2085	51	9	the	the	DET
ejif-2085	51	10	surface	surface	NOUN
ejif-2085	51	11	of	of	ADP
ejif-2085	51	12	the	the	DET
ejif-2085	51	13	takaful	takaful	ADJ
ejif-2085	51	14	phenomenon	phenomenon	NOUN
ejif-2085	51	15	without	without	ADP
ejif-2085	51	16	providing	provide	VERB
ejif-2085	51	17	more	more	ADJ
ejif-2085	51	18	in	in	ADP
ejif-2085	51	19	-	-	PUNCT
ejif-2085	51	20	depth	depth	NOUN
ejif-2085	51	21	information	information	NOUN
ejif-2085	51	22	.	.	PUNCT
ejif-2085	52	1	sources	source	NOUN
ejif-2085	52	2	and	and	CCONJ
ejif-2085	52	3	articles	article	NOUN
ejif-2085	52	4	were	be	AUX
ejif-2085	52	5	not	not	PART
ejif-2085	52	6	excluded	exclude	VERB
ejif-2085	52	7	based	base	VERB
ejif-2085	52	8	on	on	ADP
ejif-2085	52	9	their	their	PRON
ejif-2085	52	10	publication	publication	NOUN
ejif-2085	52	11	date	date	NOUN
ejif-2085	52	12	.	.	PUNCT
ejif-2085	53	1	iv	iv	X
ejif-2085	53	2	.	.	PUNCT
ejif-2085	53	3	growth	growth	NOUN
ejif-2085	53	4	of	of	ADP
ejif-2085	53	5	takaful	takaful	NOUN
ejif-2085	53	6	in	in	ADP
ejif-2085	53	7	the	the	DET
ejif-2085	53	8	global	global	ADJ
ejif-2085	53	9	market	market	NOUN
ejif-2085	53	10	takaful	takaful	ADJ
ejif-2085	53	11	is	be	AUX
ejif-2085	53	12	the	the	DET
ejif-2085	53	13	shari’ah	shari’ah	NOUN
ejif-2085	53	14	alternative	alternative	NOUN
ejif-2085	53	15	to	to	ADP
ejif-2085	53	16	conventional	conventional	ADJ
ejif-2085	53	17	insurance	insurance	NOUN
ejif-2085	53	18	,	,	PUNCT
ejif-2085	53	19	or	or	CCONJ
ejif-2085	53	20	sometimes	sometimes	ADV
ejif-2085	53	21	referred	refer	VERB
ejif-2085	53	22	to	to	ADP
ejif-2085	53	23	as	as	ADP
ejif-2085	53	24	islamic	islamic	ADJ
ejif-2085	53	25	insurance	insurance	NOUN
ejif-2085	53	26	.	.	PUNCT
ejif-2085	54	1	it	it	PRON
ejif-2085	54	2	is	be	AUX
ejif-2085	54	3	based	base	VERB
ejif-2085	54	4	on	on	ADP
ejif-2085	54	5	islamic	islamic	ADJ
ejif-2085	54	6	principles	principle	NOUN
ejif-2085	54	7	,	,	PUNCT
ejif-2085	54	8	primarily	primarily	ADV
ejif-2085	54	9	the	the	DET
ejif-2085	54	10	concept	concept	NOUN
ejif-2085	54	11	of	of	ADP
ejif-2085	54	12	mutual	mutual	ADJ
ejif-2085	54	13	care	care	NOUN
ejif-2085	54	14	and	and	CCONJ
ejif-2085	54	15	fulfilment	fulfilment	NOUN
ejif-2085	54	16	of	of	ADP
ejif-2085	54	17	one	one	NUM
ejif-2085	54	18	’s	’s	PART
ejif-2085	54	19	needs	need	NOUN
ejif-2085	54	20	.	.	PUNCT
ejif-2085	55	1	this	this	PRON
ejif-2085	55	2	means	mean	VERB
ejif-2085	55	3	that	that	SCONJ
ejif-2085	55	4	takaful	takaful	ADJ
ejif-2085	55	5	should	should	AUX
ejif-2085	55	6	be	be	AUX
ejif-2085	55	7	void	void	ADJ
ejif-2085	55	8	of	of	ADP
ejif-2085	55	9	all	all	DET
ejif-2085	55	10	elements	element	NOUN
ejif-2085	55	11	not	not	PART
ejif-2085	55	12	permitted	permit	VERB
ejif-2085	55	13	by	by	ADP
ejif-2085	55	14	the	the	DET
ejif-2085	55	15	shari’ah	shari’ah	NOUN
ejif-2085	55	16	,	,	PUNCT
ejif-2085	55	17	including	include	VERB
ejif-2085	55	18	but	but	CCONJ
ejif-2085	55	19	not	not	PART
ejif-2085	55	20	limited	limit	VERB
ejif-2085	55	21	to	to	ADP
ejif-2085	55	22	,	,	PUNCT
ejif-2085	55	23	gharar	gharar	NOUN
ejif-2085	55	24	(	(	PUNCT
ejif-2085	55	25	uncertainty	uncertainty	NOUN
ejif-2085	55	26	)	)	PUNCT
ejif-2085	55	27	,	,	PUNCT
ejif-2085	55	28	riba	riba	PROPN
ejif-2085	55	29	(	(	PUNCT
ejif-2085	55	30	interest	interest	NOUN
ejif-2085	55	31	)	)	PUNCT
ejif-2085	55	32	,	,	PUNCT
ejif-2085	55	33	maysir	maysir	NOUN
ejif-2085	55	34	(	(	PUNCT
ejif-2085	55	35	gambling	gambling	NOUN
ejif-2085	55	36	)	)	PUNCT
ejif-2085	55	37	and	and	CCONJ
ejif-2085	55	38	so	so	ADV
ejif-2085	55	39	forth	forth	ADV
ejif-2085	55	40	.	.	PUNCT
ejif-2085	56	1	takaful	takaful	ADJ
ejif-2085	56	2	has	have	VERB
ejif-2085	56	3	a	a	DET
ejif-2085	56	4	responsibility	responsibility	NOUN
ejif-2085	56	5	towards	towards	ADP
ejif-2085	56	6	all	all	DET
ejif-2085	56	7	parties	party	NOUN
ejif-2085	56	8	involved	involve	VERB
ejif-2085	56	9	in	in	ADP
ejif-2085	56	10	the	the	DET
ejif-2085	56	11	practice	practice	NOUN
ejif-2085	56	12	,	,	PUNCT
ejif-2085	56	13	encouraging	encourage	VERB
ejif-2085	56	14	brotherhood	brotherhood	NOUN
ejif-2085	56	15	,	,	PUNCT
ejif-2085	56	16	solidarity	solidarity	NOUN
ejif-2085	56	17	and	and	CCONJ
ejif-2085	56	18	mutual	mutual	ADJ
ejif-2085	56	19	financial	financial	ADJ
ejif-2085	56	20	security	security	NOUN
ejif-2085	56	21	to	to	PART
ejif-2085	56	22	protect	protect	VERB
ejif-2085	56	23	takaful	takaful	ADJ
ejif-2085	56	24	participants	participant	NOUN
ejif-2085	56	25	against	against	ADP
ejif-2085	56	26	defined	define	VERB
ejif-2085	56	27	risks	risk	NOUN
ejif-2085	56	28	[	[	X
ejif-2085	56	29	1	1	NUM
ejif-2085	56	30	]	]	PUNCT
ejif-2085	56	31	.	.	PUNCT
ejif-2085	57	1	in	in	ADP
ejif-2085	57	2	this	this	DET
ejif-2085	57	3	sense	sense	NOUN
ejif-2085	57	4	,	,	PUNCT
ejif-2085	57	5	the	the	DET
ejif-2085	57	6	main	main	ADJ
ejif-2085	57	7	aim	aim	NOUN
ejif-2085	57	8	of	of	ADP
ejif-2085	57	9	takaful	takaful	NOUN
ejif-2085	57	10	is	be	AUX
ejif-2085	57	11	not	not	PART
ejif-2085	57	12	to	to	PART
ejif-2085	57	13	earn	earn	VERB
ejif-2085	57	14	profit	profit	NOUN
ejif-2085	57	15	but	but	CCONJ
ejif-2085	57	16	to	to	PART
ejif-2085	57	17	provide	provide	VERB
ejif-2085	57	18	aid	aid	NOUN
ejif-2085	57	19	to	to	ADP
ejif-2085	57	20	others	other	NOUN
ejif-2085	57	21	facing	face	VERB
ejif-2085	57	22	risk	risk	NOUN
ejif-2085	57	23	and	and	CCONJ
ejif-2085	57	24	misfortune	misfortune	NOUN
ejif-2085	57	25	by	by	ADP
ejif-2085	57	26	sharing	share	VERB
ejif-2085	57	27	the	the	DET
ejif-2085	57	28	responsibility	responsibility	NOUN
ejif-2085	57	29	figure	figure	NOUN
ejif-2085	57	30	1	1	NUM
ejif-2085	57	31	–	–	PUNCT
ejif-2085	57	32	number	number	NOUN
ejif-2085	57	33	of	of	ADP
ejif-2085	57	34	takaful	takaful	ADJ
ejif-2085	57	35	operators	operator	NOUN
ejif-2085	57	36	in	in	ADP
ejif-2085	57	37	2010	2010	NUM
ejif-2085	57	38	[	[	X
ejif-2085	57	39	2	2	X
ejif-2085	57	40	]	]	PUNCT
ejif-2085	57	41	takaful	takaful	NOUN
ejif-2085	57	42	appeared	appear	VERB
ejif-2085	57	43	as	as	ADP
ejif-2085	57	44	a	a	DET
ejif-2085	57	45	result	result	NOUN
ejif-2085	57	46	of	of	ADP
ejif-2085	57	47	fiqh	fiqh	ADJ
ejif-2085	57	48	rulings	ruling	NOUN
ejif-2085	57	49	stating	state	VERB
ejif-2085	57	50	that	that	SCONJ
ejif-2085	57	51	conventional	conventional	ADJ
ejif-2085	57	52	insurance	insurance	NOUN
ejif-2085	57	53	practices	practice	NOUN
ejif-2085	57	54	were	be	AUX
ejif-2085	57	55	haram	haram	NOUN
ejif-2085	57	56	,	,	PUNCT
ejif-2085	57	57	or	or	CCONJ
ejif-2085	57	58	went	go	VERB
ejif-2085	57	59	against	against	ADP
ejif-2085	57	60	islamic	islamic	ADJ
ejif-2085	57	61	practices	practice	NOUN
ejif-2085	57	62	.	.	PUNCT
ejif-2085	58	1	thus	thus	ADV
ejif-2085	58	2	,	,	PUNCT
ejif-2085	58	3	a	a	DET
ejif-2085	58	4	need	need	NOUN
ejif-2085	58	5	for	for	ADP
ejif-2085	58	6	an	an	DET
ejif-2085	58	7	islamic	islamic	ADJ
ejif-2085	58	8	alternative	alternative	NOUN
ejif-2085	58	9	spurred	spur	VERB
ejif-2085	58	10	the	the	DET
ejif-2085	58	11	birth	birth	NOUN
ejif-2085	58	12	and	and	CCONJ
ejif-2085	58	13	development	development	NOUN
ejif-2085	58	14	of	of	ADP
ejif-2085	58	15	islamic	islamic	ADJ
ejif-2085	58	16	insurance	insurance	NOUN
ejif-2085	58	17	practices	practice	NOUN
ejif-2085	58	18	in	in	ADP
ejif-2085	58	19	the	the	DET
ejif-2085	58	20	late	late	ADJ
ejif-2085	58	21	1980s	1980	NOUN
ejif-2085	58	22	in	in	ADP
ejif-2085	58	23	both	both	CCONJ
ejif-2085	58	24	sudan	sudan	PROPN
ejif-2085	58	25	and	and	CCONJ
ejif-2085	58	26	malaysia	malaysia	PROPN
ejif-2085	59	1	[	[	X
ejif-2085	59	2	3	3	NUM
ejif-2085	59	3	]	]	PUNCT
ejif-2085	59	4	.	.	PUNCT
ejif-2085	60	1	the	the	DET
ejif-2085	60	2	main	main	ADJ
ejif-2085	60	3	difference	difference	NOUN
ejif-2085	60	4	between	between	ADP
ejif-2085	60	5	conventional	conventional	ADJ
ejif-2085	60	6	and	and	CCONJ
ejif-2085	60	7	islamic	islamic	ADJ
ejif-2085	60	8	insurance	insurance	NOUN
ejif-2085	60	9	,	,	PUNCT
ejif-2085	60	10	or	or	CCONJ
ejif-2085	60	11	takaful	takaful	ADJ
ejif-2085	60	12	,	,	PUNCT
ejif-2085	60	13	is	be	AUX
ejif-2085	60	14	that	that	SCONJ
ejif-2085	60	15	conventional	conventional	ADJ
ejif-2085	60	16	insurance	insurance	NOUN
ejif-2085	60	17	is	be	AUX
ejif-2085	60	18	essentially	essentially	ADV
ejif-2085	60	19	a	a	DET
ejif-2085	60	20	contract	contract	NOUN
ejif-2085	60	21	of	of	ADP
ejif-2085	60	22	risk	risk	NOUN
ejif-2085	60	23	transfer	transfer	NOUN
ejif-2085	60	24	while	while	SCONJ
ejif-2085	60	25	takaful	takaful	ADJ
ejif-2085	60	26	is	be	AUX
ejif-2085	60	27	a	a	DET
ejif-2085	60	28	contract	contract	NOUN
ejif-2085	60	29	of	of	ADP
ejif-2085	60	30	risk	risk	NOUN
ejif-2085	60	31	transfer	transfer	NOUN
ejif-2085	60	32	[	[	X
ejif-2085	60	33	12	12	NUM
ejif-2085	60	34	]	]	PUNCT
ejif-2085	60	35	.	.	PUNCT
ejif-2085	61	1	the	the	DET
ejif-2085	61	2	takaful	takaful	ADJ
ejif-2085	61	3	industry	industry	NOUN
ejif-2085	61	4	is	be	AUX
ejif-2085	61	5	one	one	NUM
ejif-2085	61	6	of	of	ADP
ejif-2085	61	7	the	the	DET
ejif-2085	61	8	fastest	fast	ADJ
ejif-2085	61	9	growing	grow	VERB
ejif-2085	61	10	industries	industry	NOUN
ejif-2085	61	11	in	in	ADP
ejif-2085	61	12	the	the	DET
ejif-2085	61	13	world	world	NOUN
ejif-2085	61	14	today	today	NOUN
ejif-2085	61	15	,	,	PUNCT
ejif-2085	61	16	contributing	contribute	VERB
ejif-2085	61	17	positively	positively	ADV
ejif-2085	61	18	to	to	ADP
ejif-2085	61	19	the	the	DET
ejif-2085	61	20	growth	growth	NOUN
ejif-2085	61	21	of	of	ADP
ejif-2085	61	22	the	the	DET
ejif-2085	61	23	global	global	ADJ
ejif-2085	61	24	economy	economy	NOUN
ejif-2085	61	25	.	.	PUNCT
ejif-2085	62	1	from	from	ADP
ejif-2085	62	2	year	year	NOUN
ejif-2085	62	3	to	to	ADP
ejif-2085	62	4	year	year	NOUN
ejif-2085	62	5	,	,	PUNCT
ejif-2085	62	6	its	its	PRON
ejif-2085	62	7	growth	growth	NOUN
ejif-2085	62	8	has	have	AUX
ejif-2085	62	9	remained	remain	VERB
ejif-2085	62	10	in	in	ADP
ejif-2085	62	11	the	the	DET
ejif-2085	62	12	double	double	ADJ
ejif-2085	62	13	digits	digit	NOUN
ejif-2085	62	14	with	with	ADP
ejif-2085	62	15	forecasts	forecast	NOUN
ejif-2085	62	16	predicting	predict	VERB
ejif-2085	62	17	this	this	PRON
ejif-2085	62	18	to	to	PART
ejif-2085	62	19	continue	continue	VERB
ejif-2085	62	20	.	.	PUNCT
ejif-2085	63	1	the	the	DET
ejif-2085	63	2	industry	industry	NOUN
ejif-2085	63	3	has	have	AUX
ejif-2085	63	4	now	now	ADV
ejif-2085	63	5	reached	reach	VERB
ejif-2085	63	6	a	a	DET
ejif-2085	63	7	level	level	NOUN
ejif-2085	63	8	of	of	ADP
ejif-2085	63	9	sustainable	sustainable	ADJ
ejif-2085	63	10	growth	growth	NOUN
ejif-2085	63	11	with	with	ADP
ejif-2085	63	12	an	an	DET
ejif-2085	63	13	expected	expect	VERB
ejif-2085	63	14	increase	increase	NOUN
ejif-2085	63	15	of	of	ADP
ejif-2085	63	16	17.114	17.114	NUM
ejif-2085	63	17	percent	percent	NOUN
ejif-2085	63	18	in	in	ADP
ejif-2085	63	19	2015	2015	NUM
ejif-2085	63	20	[	[	X
ejif-2085	63	21	4	4	NUM
ejif-2085	63	22	]	]	PUNCT
ejif-2085	63	23	.	.	PUNCT
ejif-2085	64	1	this	this	PRON
ejif-2085	64	2	translates	translate	VERB
ejif-2085	64	3	to	to	ADP
ejif-2085	64	4	an	an	DET
ejif-2085	64	5	average	average	ADJ
ejif-2085	64	6	growth	growth	NOUN
ejif-2085	64	7	of	of	ADP
ejif-2085	64	8	20	20	NUM
ejif-2085	64	9	percent	percent	NOUN
ejif-2085	64	10	yearly	yearly	ADV
ejif-2085	64	11	[	[	X
ejif-2085	64	12	4	4	NUM
ejif-2085	64	13	]	]	PUNCT
ejif-2085	64	14	.	.	PUNCT
ejif-2085	65	1	the	the	DET
ejif-2085	65	2	takaful	takaful	ADJ
ejif-2085	65	3	industry	industry	NOUN
ejif-2085	65	4	’s	’s	PART
ejif-2085	65	5	growth	growth	NOUN
ejif-2085	65	6	can	can	AUX
ejif-2085	65	7	be	be	AUX
ejif-2085	65	8	noted	note	VERB
ejif-2085	65	9	by	by	ADP
ejif-2085	65	10	the	the	DET
ejif-2085	65	11	increased	increase	VERB
ejif-2085	65	12	number	number	NOUN
ejif-2085	65	13	of	of	ADP
ejif-2085	65	14	takaful	takaful	ADJ
ejif-2085	65	15	operators	operator	NOUN
ejif-2085	65	16	worldwide	worldwide	ADV
ejif-2085	65	17	.	.	PUNCT
ejif-2085	66	1	by	by	ADP
ejif-2085	66	2	the	the	DET
ejif-2085	66	3	end	end	NOUN
ejif-2085	66	4	of	of	ADP
ejif-2085	66	5	2010	2010	NUM
ejif-2085	66	6	,	,	PUNCT
ejif-2085	66	7	the	the	DET
ejif-2085	66	8	number	number	NOUN
ejif-2085	66	9	of	of	ADP
ejif-2085	66	10	takaful	takaful	ADJ
ejif-2085	66	11	operators	operator	NOUN
ejif-2085	66	12	reached	reach	VERB
ejif-2085	66	13	195	195	NUM
ejif-2085	66	14	(	(	PUNCT
ejif-2085	66	15	figure	figure	NOUN
ejif-2085	66	16	1	1	NUM
ejif-2085	66	17	)	)	PUNCT
ejif-2085	66	18	,	,	PUNCT
ejif-2085	66	19	82	82	NUM
ejif-2085	66	20	more	more	ADJ
ejif-2085	66	21	than	than	ADP
ejif-2085	66	22	the	the	DET
ejif-2085	66	23	113	113	NUM
ejif-2085	66	24	estimate	estimate	NOUN
ejif-2085	66	25	in	in	ADP
ejif-2085	66	26	2006	2006	NUM
ejif-2085	66	27	.	.	PUNCT
ejif-2085	67	1	as	as	SCONJ
ejif-2085	67	2	can	can	AUX
ejif-2085	67	3	be	be	AUX
ejif-2085	67	4	seen	see	VERB
ejif-2085	67	5	in	in	ADP
ejif-2085	67	6	figure	figure	NOUN
ejif-2085	67	7	1	1	NUM
ejif-2085	67	8	,	,	PUNCT
ejif-2085	67	9	most	most	ADV
ejif-2085	67	10	takaful	takaful	ADJ
ejif-2085	67	11	operators	operator	NOUN
ejif-2085	67	12	are	be	AUX
ejif-2085	67	13	located	locate	VERB
ejif-2085	67	14	in	in	ADP
ejif-2085	67	15	the	the	DET
ejif-2085	67	16	gulf	gulf	PROPN
ejif-2085	67	17	cooperation	cooperation	NOUN
ejif-2085	67	18	council	council	PROPN
ejif-2085	67	19	(	(	PUNCT
ejif-2085	67	20	gcc	gcc	NOUN
ejif-2085	67	21	)	)	PUNCT
ejif-2085	67	22	countries	country	NOUN
ejif-2085	67	23	with	with	ADP
ejif-2085	67	24	nearly	nearly	ADV
ejif-2085	67	25	40	40	NUM
ejif-2085	67	26	percent	percent	NOUN
ejif-2085	67	27	of	of	ADP
ejif-2085	67	28	total	total	ADJ
ejif-2085	67	29	takaful	takaful	ADJ
ejif-2085	67	30	business	business	NOUN
ejif-2085	67	31	occurring	occur	VERB
ejif-2085	67	32	there	there	ADV
ejif-2085	67	33	.	.	PUNCT
ejif-2085	68	1	south	south	PROPN
ejif-2085	68	2	east	east	PROPN
ejif-2085	68	3	asia	asia	PROPN
ejif-2085	68	4	comes	come	VERB
ejif-2085	68	5	in	in	ADP
ejif-2085	68	6	a	a	DET
ejif-2085	68	7	distant	distant	ADJ
ejif-2085	68	8	second	second	NOUN
ejif-2085	68	9	to	to	ADP
ejif-2085	68	10	the	the	DET
ejif-2085	68	11	gcc	gcc	NOUN
ejif-2085	68	12	with	with	ADP
ejif-2085	68	13	only	only	ADV
ejif-2085	68	14	an	an	DET
ejif-2085	68	15	11.8	11.8	NUM
ejif-2085	68	16	percent	percent	NOUN
ejif-2085	68	17	share	share	NOUN
ejif-2085	68	18	in	in	ADP
ejif-2085	68	19	the	the	DET
ejif-2085	68	20	takaful	takaful	ADJ
ejif-2085	68	21	market	market	NOUN
ejif-2085	68	22	.	.	PUNCT
ejif-2085	69	1	with	with	SCONJ
ejif-2085	69	2	that	that	PRON
ejif-2085	69	3	said	say	VERB
ejif-2085	69	4	it	it	PRON
ejif-2085	69	5	is	be	AUX
ejif-2085	69	6	no	no	DET
ejif-2085	69	7	surprise	surprise	NOUN
ejif-2085	69	8	then	then	ADV
ejif-2085	69	9	that	that	SCONJ
ejif-2085	69	10	the	the	DET
ejif-2085	69	11	gcc	gcc	NOUN
ejif-2085	69	12	contributes	contribute	VERB
ejif-2085	69	13	more	more	ADJ
ejif-2085	69	14	than	than	ADP
ejif-2085	69	15	62	62	NUM
ejif-2085	69	16	percent	percent	NOUN
ejif-2085	69	17	of	of	ADP
ejif-2085	69	18	the	the	DET
ejif-2085	69	19	gross	gross	ADJ
ejif-2085	69	20	takaful	takaful	ADJ
ejif-2085	69	21	premiums	premium	NOUN
ejif-2085	69	22	globally	globally	ADV
ejif-2085	69	23	[	[	X
ejif-2085	69	24	5	5	NUM
ejif-2085	69	25	]	]	PUNCT
ejif-2085	69	26	.	.	PUNCT
ejif-2085	70	1	in	in	ADP
ejif-2085	70	2	terms	term	NOUN
ejif-2085	70	3	of	of	ADP
ejif-2085	70	4	the	the	DET
ejif-2085	70	5	overall	overall	ADJ
ejif-2085	70	6	global	global	ADJ
ejif-2085	70	7	financial	financial	ADJ
ejif-2085	70	8	industry	industry	NOUN
ejif-2085	70	9	,	,	PUNCT
ejif-2085	70	10	the	the	DET
ejif-2085	70	11	takaful	takaful	ADJ
ejif-2085	70	12	market	market	NOUN
ejif-2085	70	13	share	share	NOUN
ejif-2085	70	14	makes	make	VERB
ejif-2085	70	15	up	up	ADP
ejif-2085	70	16	only	only	ADV
ejif-2085	70	17	about	about	ADV
ejif-2085	70	18	5	5	NUM
ejif-2085	70	19	percent	percent	NOUN
ejif-2085	70	20	,	,	PUNCT
ejif-2085	70	21	which	which	PRON
ejif-2085	70	22	is	be	AUX
ejif-2085	70	23	a	a	DET
ejif-2085	70	24	relatively	relatively	ADV
ejif-2085	70	25	small	small	ADJ
ejif-2085	70	26	segment	segment	NOUN
ejif-2085	70	27	.	.	PUNCT
ejif-2085	71	1	similarly	similarly	ADV
ejif-2085	71	2	,	,	PUNCT
ejif-2085	71	3	its	its	PRON
ejif-2085	71	4	contribution	contribution	NOUN
ejif-2085	71	5	to	to	ADP
ejif-2085	71	6	the	the	DET
ejif-2085	71	7	global	global	ADJ
ejif-2085	71	8	insurance	insurance	NOUN
ejif-2085	71	9	industry	industry	NOUN
ejif-2085	71	10	remains	remain	VERB
ejif-2085	71	11	minor	minor	ADJ
ejif-2085	71	12	despite	despite	SCONJ
ejif-2085	71	13	its	its	PRON
ejif-2085	71	14	consistent	consistent	ADJ
ejif-2085	71	15	growth	growth	NOUN
ejif-2085	71	16	.	.	PUNCT
ejif-2085	72	1	even	even	ADV
ejif-2085	72	2	within	within	ADP
ejif-2085	72	3	the	the	DET
ejif-2085	72	4	islamic	islamic	ADJ
ejif-2085	72	5	financial	financial	PROPN
ejif-2085	72	6	industry	industry	NOUN
ejif-2085	72	7	,	,	PUNCT
ejif-2085	72	8	it	it	PRON
ejif-2085	72	9	maintains	maintain	VERB
ejif-2085	72	10	the	the	DET
ejif-2085	72	11	smallest	small	ADJ
ejif-2085	72	12	market	market	NOUN
ejif-2085	72	13	share	share	NOUN
ejif-2085	72	14	.	.	PUNCT
ejif-2085	73	1	nonetheless	nonetheless	ADV
ejif-2085	73	2	,	,	PUNCT
ejif-2085	73	3	it	it	PRON
ejif-2085	73	4	is	be	AUX
ejif-2085	73	5	continuously	continuously	ADV
ejif-2085	73	6	developing	develop	VERB
ejif-2085	73	7	with	with	ADP
ejif-2085	73	8	substantial	substantial	ADJ
ejif-2085	73	9	contributions	contribution	NOUN
ejif-2085	73	10	to	to	ADP
ejif-2085	73	11	both	both	CCONJ
ejif-2085	73	12	the	the	DET
ejif-2085	73	13	islamic	islamic	ADJ
ejif-2085	73	14	financial	financial	ADJ
ejif-2085	73	15	industry	industry	NOUN
ejif-2085	73	16	and	and	CCONJ
ejif-2085	73	17	the	the	DET
ejif-2085	73	18	global	global	ADJ
ejif-2085	73	19	industry	industry	NOUN
ejif-2085	73	20	with	with	ADP
ejif-2085	73	21	moody	moody	NOUN
ejif-2085	73	22	estimating	estimate	VERB
ejif-2085	73	23	its	its	PRON
ejif-2085	73	24	full	full	ADJ
ejif-2085	73	25	potential	potential	NOUN
ejif-2085	73	26	at	at	ADP
ejif-2085	73	27	nearly	nearly	ADV
ejif-2085	73	28	5	5	NUM
ejif-2085	73	29	trillion	trillion	NUM
ejif-2085	73	30	usd	usd	NOUN
ejif-2085	73	31	[	[	X
ejif-2085	73	32	6	6	NUM
ejif-2085	73	33	]	]	PUNCT
ejif-2085	73	34	.	.	PUNCT
ejif-2085	74	1	v.	v.	ADP
ejif-2085	74	2	the	the	DET
ejif-2085	74	3	need	need	NOUN
ejif-2085	74	4	and	and	CCONJ
ejif-2085	74	5	demand	demand	NOUN
ejif-2085	74	6	for	for	ADP
ejif-2085	74	7	takaful	takaful	ADJ
ejif-2085	74	8	as	as	SCONJ
ejif-2085	74	9	discussed	discuss	VERB
ejif-2085	74	10	earlier	early	ADV
ejif-2085	74	11	,	,	PUNCT
ejif-2085	74	12	the	the	DET
ejif-2085	74	13	need	need	NOUN
ejif-2085	74	14	for	for	ADP
ejif-2085	74	15	a	a	DET
ejif-2085	74	16	takaful	takaful	ADJ
ejif-2085	74	17	market	market	NOUN
ejif-2085	74	18	became	become	VERB
ejif-2085	74	19	evident	evident	ADJ
ejif-2085	74	20	in	in	ADP
ejif-2085	74	21	the	the	DET
ejif-2085	74	22	late	late	ADJ
ejif-2085	74	23	1970s	1970	NOUN
ejif-2085	74	24	when	when	SCONJ
ejif-2085	74	25	it	it	PRON
ejif-2085	74	26	was	be	AUX
ejif-2085	74	27	apparent	apparent	ADJ
ejif-2085	74	28	that	that	PRON
ejif-2085	74	29	identify	identify	VERB
ejif-2085	74	30	applicable	applicable	ADJ
ejif-2085	74	31	sponsor	sponsor	NOUN
ejif-2085	74	32	/	/	SYM
ejif-2085	74	33	s	s	VERB
ejif-2085	74	34	here	here	ADV
ejif-2085	74	35	.	.	PUNCT
ejif-2085	75	1	if	if	SCONJ
ejif-2085	75	2	no	no	DET
ejif-2085	75	3	sponsors	sponsor	NOUN
ejif-2085	75	4	,	,	PUNCT
ejif-2085	75	5	delete	delete	VERB
ejif-2085	75	6	this	this	DET
ejif-2085	75	7	text	text	NOUN
ejif-2085	75	8	box	box	NOUN
ejif-2085	75	9	.	.	PUNCT
ejif-2085	76	1	(	(	PUNCT
ejif-2085	76	2	sponsors	sponsor	NOUN
ejif-2085	76	3	)	)	PUNCT
ejif-2085	76	4	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-2085	76	5	issn	issn	VERB
ejif-2085	76	6	2421	2421	NUM
ejif-2085	76	7	-	-	SYM
ejif-2085	76	8	2172	2172	NUM
ejif-2085	76	9	2	2	NUM
ejif-2085	76	10	ejif	ejif	NOUN
ejif-2085	76	11	–	–	PUNCT
ejif-2085	76	12	european	european	PROPN
ejif-2085	76	13	journal	journal	PROPN
ejif-2085	76	14	of	of	ADP
ejif-2085	76	15	islamic	islamic	PROPN
ejif-2085	76	16	finance	finance	PROPN
ejif-2085	76	17	special	special	ADJ
ejif-2085	76	18	issue	issue	NOUN
ejif-2085	76	19	:	:	PUNCT
ejif-2085	76	20	islamic	islamic	ADJ
ejif-2085	76	21	banking	banking	PROPN
ejif-2085	76	22	&	&	CCONJ
ejif-2085	76	23	finance	finance	PROPN
ejif-2085	76	24	no7	no7	NOUN
ejif-2085	76	25	,	,	PUNCT
ejif-2085	76	26	july	july	PROPN
ejif-2085	76	27	(	(	PUNCT
ejif-2085	76	28	2017	2017	NUM
ejif-2085	76	29	)	)	PUNCT
ejif-2085	76	30	conventional	conventional	ADJ
ejif-2085	76	31	insurance	insurance	NOUN
ejif-2085	76	32	practices	practice	NOUN
ejif-2085	76	33	were	be	AUX
ejif-2085	76	34	not	not	PART
ejif-2085	76	35	shari’ah	shari’ah	ADV
ejif-2085	76	36	compatible	compatible	ADJ
ejif-2085	76	37	.	.	PUNCT
ejif-2085	77	1	for	for	ADP
ejif-2085	77	2	those	those	PRON
ejif-2085	77	3	who	who	PRON
ejif-2085	77	4	follow	follow	VERB
ejif-2085	77	5	the	the	DET
ejif-2085	77	6	faith	faith	NOUN
ejif-2085	77	7	of	of	ADP
ejif-2085	77	8	islam	islam	PROPN
ejif-2085	77	9	,	,	PUNCT
ejif-2085	77	10	the	the	DET
ejif-2085	77	11	desire	desire	NOUN
ejif-2085	77	12	to	to	PART
ejif-2085	77	13	adhere	adhere	VERB
ejif-2085	77	14	by	by	ADP
ejif-2085	77	15	the	the	DET
ejif-2085	77	16	religion	religion	NOUN
ejif-2085	77	17	’s	’s	PART
ejif-2085	77	18	principles	principle	NOUN
ejif-2085	77	19	rendered	render	VERB
ejif-2085	77	20	conventional	conventional	ADJ
ejif-2085	77	21	insurance	insurance	NOUN
ejif-2085	77	22	noncompatible	noncompatible	ADJ
ejif-2085	77	23	with	with	ADP
ejif-2085	77	24	their	their	PRON
ejif-2085	77	25	lifestyle	lifestyle	NOUN
ejif-2085	77	26	choices	choice	NOUN
ejif-2085	77	27	and	and	CCONJ
ejif-2085	77	28	beliefs	belief	NOUN
ejif-2085	77	29	.	.	PUNCT
ejif-2085	78	1	thus	thus	ADV
ejif-2085	78	2	,	,	PUNCT
ejif-2085	78	3	it	it	PRON
ejif-2085	78	4	was	be	AUX
ejif-2085	78	5	necessary	necessary	ADJ
ejif-2085	78	6	to	to	PART
ejif-2085	78	7	produce	produce	VERB
ejif-2085	78	8	an	an	DET
ejif-2085	78	9	islamic	islamic	ADJ
ejif-2085	78	10	equivalent	equivalent	NOUN
ejif-2085	78	11	which	which	PRON
ejif-2085	78	12	would	would	AUX
ejif-2085	78	13	provide	provide	VERB
ejif-2085	78	14	the	the	DET
ejif-2085	78	15	same	same	ADJ
ejif-2085	78	16	or	or	CCONJ
ejif-2085	78	17	similar	similar	ADJ
ejif-2085	78	18	service	service	NOUN
ejif-2085	78	19	as	as	ADP
ejif-2085	78	20	conventional	conventional	ADJ
ejif-2085	78	21	insurance	insurance	NOUN
ejif-2085	78	22	,	,	PUNCT
ejif-2085	78	23	while	while	SCONJ
ejif-2085	78	24	adhering	adhere	VERB
ejif-2085	78	25	to	to	ADP
ejif-2085	78	26	the	the	DET
ejif-2085	78	27	principles	principle	NOUN
ejif-2085	78	28	of	of	ADP
ejif-2085	78	29	shari’ah	shari’ah	PROPN
ejif-2085	78	30	.	.	PUNCT
ejif-2085	79	1	after	after	ADP
ejif-2085	79	2	emerging	emerge	VERB
ejif-2085	79	3	onto	onto	ADP
ejif-2085	79	4	the	the	DET
ejif-2085	79	5	market	market	NOUN
ejif-2085	79	6	,	,	PUNCT
ejif-2085	79	7	it	it	PRON
ejif-2085	79	8	was	be	AUX
ejif-2085	79	9	clear	clear	ADJ
ejif-2085	79	10	that	that	SCONJ
ejif-2085	79	11	the	the	DET
ejif-2085	79	12	demand	demand	NOUN
ejif-2085	79	13	for	for	ADP
ejif-2085	79	14	takaful	takaful	ADJ
ejif-2085	79	15	only	only	ADV
ejif-2085	79	16	increased	increase	VERB
ejif-2085	79	17	,	,	PUNCT
ejif-2085	79	18	as	as	SCONJ
ejif-2085	79	19	can	can	AUX
ejif-2085	79	20	be	be	AUX
ejif-2085	79	21	seen	see	VERB
ejif-2085	79	22	by	by	ADP
ejif-2085	79	23	its	its	PRON
ejif-2085	79	24	consistent	consistent	ADJ
ejif-2085	79	25	20	20	NUM
ejif-2085	79	26	percent	percent	NOUN
ejif-2085	79	27	yearly	yearly	ADJ
ejif-2085	79	28	growth	growth	NOUN
ejif-2085	79	29	.	.	PUNCT
ejif-2085	80	1	innovations	innovation	NOUN
ejif-2085	80	2	in	in	ADP
ejif-2085	80	3	the	the	DET
ejif-2085	80	4	industry	industry	NOUN
ejif-2085	80	5	also	also	ADV
ejif-2085	80	6	helped	help	VERB
ejif-2085	80	7	push	push	VERB
ejif-2085	80	8	the	the	DET
ejif-2085	80	9	demand	demand	NOUN
ejif-2085	80	10	for	for	ADP
ejif-2085	80	11	islamic	islamic	ADJ
ejif-2085	80	12	insurance	insurance	NOUN
ejif-2085	80	13	,	,	PUNCT
ejif-2085	80	14	increasing	increase	VERB
ejif-2085	80	15	the	the	DET
ejif-2085	80	16	scope	scope	NOUN
ejif-2085	80	17	and	and	CCONJ
ejif-2085	80	18	breadth	breadth	NOUN
ejif-2085	80	19	of	of	ADP
ejif-2085	80	20	the	the	DET
ejif-2085	80	21	takaful	takaful	ADJ
ejif-2085	80	22	industry	industry	NOUN
ejif-2085	80	23	.	.	PUNCT
ejif-2085	81	1	the	the	DET
ejif-2085	81	2	main	main	ADJ
ejif-2085	81	3	factors	factor	NOUN
ejif-2085	81	4	contributing	contribute	VERB
ejif-2085	81	5	to	to	ADP
ejif-2085	81	6	the	the	DET
ejif-2085	81	7	demand	demand	NOUN
ejif-2085	81	8	and	and	CCONJ
ejif-2085	81	9	need	need	VERB
ejif-2085	81	10	for	for	ADP
ejif-2085	81	11	takaful	takaful	ADJ
ejif-2085	81	12	can	can	AUX
ejif-2085	81	13	be	be	AUX
ejif-2085	81	14	summarized	summarize	VERB
ejif-2085	81	15	as	as	SCONJ
ejif-2085	81	16	follows	follow	VERB
ejif-2085	81	17	[	[	X
ejif-2085	81	18	7	7	NUM
ejif-2085	81	19	]	]	SYM
ejif-2085	81	20	:	:	PUNCT
ejif-2085	81	21	1	1	X
ejif-2085	81	22	.	.	X
ejif-2085	81	23	demand	demand	NOUN
ejif-2085	81	24	for	for	ADP
ejif-2085	81	25	shari’ah	shari’ah	NOUN
ejif-2085	81	26	compliant	compliant	ADJ
ejif-2085	81	27	products	product	NOUN
ejif-2085	81	28	–	–	PUNCT
ejif-2085	81	29	there	there	PRON
ejif-2085	81	30	is	be	VERB
ejif-2085	81	31	a	a	DET
ejif-2085	81	32	growing	grow	VERB
ejif-2085	81	33	need	need	NOUN
ejif-2085	81	34	for	for	ADP
ejif-2085	81	35	products	product	NOUN
ejif-2085	81	36	that	that	PRON
ejif-2085	81	37	are	be	AUX
ejif-2085	81	38	shari’ah	shari’ah	NOUN
ejif-2085	81	39	compliant	compliant	ADJ
ejif-2085	81	40	where	where	SCONJ
ejif-2085	81	41	demand	demand	NOUN
ejif-2085	81	42	rather	rather	ADV
ejif-2085	81	43	than	than	ADP
ejif-2085	81	44	supply	supply	NOUN
ejif-2085	81	45	is	be	AUX
ejif-2085	81	46	fueling	fuel	VERB
ejif-2085	81	47	the	the	DET
ejif-2085	81	48	development	development	NOUN
ejif-2085	81	49	of	of	ADP
ejif-2085	81	50	such	such	ADJ
ejif-2085	81	51	products	product	NOUN
ejif-2085	81	52	,	,	PUNCT
ejif-2085	81	53	including	include	VERB
ejif-2085	81	54	takaful	takaful	ADJ
ejif-2085	81	55	.	.	PUNCT
ejif-2085	82	1	there	there	PRON
ejif-2085	82	2	are	be	VERB
ejif-2085	82	3	an	an	DET
ejif-2085	82	4	increasing	increase	VERB
ejif-2085	82	5	number	number	NOUN
ejif-2085	82	6	of	of	ADP
ejif-2085	82	7	islamic	islamic	ADJ
ejif-2085	82	8	banking	banking	NOUN
ejif-2085	82	9	clients	client	NOUN
ejif-2085	82	10	who	who	PRON
ejif-2085	82	11	are	be	AUX
ejif-2085	82	12	constantly	constantly	ADV
ejif-2085	82	13	looking	look	VERB
ejif-2085	82	14	for	for	ADP
ejif-2085	82	15	new	new	ADJ
ejif-2085	82	16	islamic	islamic	ADJ
ejif-2085	82	17	financial	financial	ADJ
ejif-2085	82	18	instruments	instrument	NOUN
ejif-2085	82	19	to	to	PART
ejif-2085	82	20	meet	meet	VERB
ejif-2085	82	21	all	all	DET
ejif-2085	82	22	their	their	PRON
ejif-2085	82	23	financial	financial	ADJ
ejif-2085	82	24	needs	need	NOUN
ejif-2085	82	25	.	.	PUNCT
ejif-2085	83	1	2	2	X
ejif-2085	83	2	.	.	X
ejif-2085	83	3	liquidity	liquidity	NOUN
ejif-2085	83	4	–	–	PUNCT
ejif-2085	83	5	oil	oil	NOUN
ejif-2085	83	6	-	-	PUNCT
ejif-2085	83	7	producing	produce	VERB
ejif-2085	83	8	nations	nation	NOUN
ejif-2085	83	9	have	have	AUX
ejif-2085	83	10	experienced	experience	VERB
ejif-2085	83	11	an	an	DET
ejif-2085	83	12	increase	increase	NOUN
ejif-2085	83	13	in	in	ADP
ejif-2085	83	14	liquidity	liquidity	NOUN
ejif-2085	83	15	due	due	ADP
ejif-2085	83	16	to	to	ADP
ejif-2085	83	17	sustained	sustain	VERB
ejif-2085	83	18	high	high	ADJ
ejif-2085	83	19	oil	oil	NOUN
ejif-2085	83	20	prices	price	NOUN
ejif-2085	83	21	over	over	ADP
ejif-2085	83	22	the	the	DET
ejif-2085	83	23	years	year	NOUN
ejif-2085	83	24	.	.	PUNCT
ejif-2085	84	1	individuals	individual	NOUN
ejif-2085	84	2	involved	involve	VERB
ejif-2085	84	3	in	in	ADP
ejif-2085	84	4	the	the	DET
ejif-2085	84	5	industry	industry	NOUN
ejif-2085	84	6	have	have	AUX
ejif-2085	84	7	prospered	prosper	VERB
ejif-2085	84	8	and	and	CCONJ
ejif-2085	84	9	as	as	ADP
ejif-2085	84	10	a	a	DET
ejif-2085	84	11	result	result	NOUN
ejif-2085	84	12	became	become	VERB
ejif-2085	84	13	more	more	ADV
ejif-2085	84	14	concerned	concerned	ADJ
ejif-2085	84	15	with	with	ADP
ejif-2085	84	16	protecting	protect	VERB
ejif-2085	84	17	their	their	PRON
ejif-2085	84	18	investments	investment	NOUN
ejif-2085	84	19	,	,	PUNCT
ejif-2085	84	20	particularly	particularly	ADV
ejif-2085	84	21	in	in	ADP
ejif-2085	84	22	the	the	DET
ejif-2085	84	23	form	form	NOUN
ejif-2085	84	24	of	of	ADP
ejif-2085	84	25	takaful	takaful	ADJ
ejif-2085	84	26	coverage	coverage	NOUN
ejif-2085	84	27	.	.	PUNCT
ejif-2085	85	1	3	3	X
ejif-2085	85	2	.	.	X
ejif-2085	85	3	re	re	VERB
ejif-2085	85	4	-	-	NOUN
ejif-2085	85	5	takaful	takaful	ADJ
ejif-2085	85	6	–	–	PUNCT
ejif-2085	85	7	the	the	DET
ejif-2085	85	8	emergence	emergence	NOUN
ejif-2085	85	9	of	of	ADP
ejif-2085	85	10	international	international	ADJ
ejif-2085	85	11	reinsurers	reinsurer	NOUN
ejif-2085	85	12	entering	enter	VERB
ejif-2085	85	13	the	the	DET
ejif-2085	85	14	re	re	ADJ
ejif-2085	85	15	-	-	ADJ
ejif-2085	85	16	takaful	takaful	ADJ
ejif-2085	85	17	business	business	NOUN
ejif-2085	85	18	has	have	AUX
ejif-2085	85	19	helped	help	VERB
ejif-2085	85	20	push	push	VERB
ejif-2085	85	21	the	the	DET
ejif-2085	85	22	demand	demand	NOUN
ejif-2085	85	23	and	and	CCONJ
ejif-2085	85	24	growth	growth	NOUN
ejif-2085	85	25	of	of	ADP
ejif-2085	85	26	the	the	DET
ejif-2085	85	27	takaful	takaful	ADJ
ejif-2085	85	28	industry	industry	NOUN
ejif-2085	85	29	.	.	PUNCT
ejif-2085	86	1	4	4	X
ejif-2085	86	2	.	.	X
ejif-2085	86	3	improved	improve	VERB
ejif-2085	86	4	takaful	takaful	ADJ
ejif-2085	86	5	distribution	distribution	NOUN
ejif-2085	86	6	channels	channel	NOUN
ejif-2085	86	7	–	–	PUNCT
ejif-2085	86	8	takaful	takaful	ADJ
ejif-2085	86	9	operators	operator	NOUN
ejif-2085	86	10	have	have	AUX
ejif-2085	86	11	improved	improve	VERB
ejif-2085	86	12	their	their	PRON
ejif-2085	86	13	cooperation	cooperation	NOUN
ejif-2085	86	14	with	with	ADP
ejif-2085	86	15	other	other	ADJ
ejif-2085	86	16	financial	financial	ADJ
ejif-2085	86	17	institutions	institution	NOUN
ejif-2085	86	18	,	,	PUNCT
ejif-2085	86	19	increasing	increase	VERB
ejif-2085	86	20	the	the	DET
ejif-2085	86	21	takaful	takaful	ADJ
ejif-2085	86	22	penetration	penetration	NOUN
ejif-2085	86	23	rate	rate	NOUN
ejif-2085	86	24	and	and	CCONJ
ejif-2085	86	25	,	,	PUNCT
ejif-2085	86	26	consequently	consequently	ADV
ejif-2085	86	27	,	,	PUNCT
ejif-2085	86	28	demand	demand	NOUN
ejif-2085	86	29	.	.	PUNCT
ejif-2085	87	1	5	5	X
ejif-2085	87	2	.	.	X
ejif-2085	87	3	micro	micro	NOUN
ejif-2085	87	4	-	-	NOUN
ejif-2085	87	5	takaful	takaful	ADJ
ejif-2085	87	6	–	–	PUNCT
ejif-2085	87	7	the	the	DET
ejif-2085	87	8	introduction	introduction	NOUN
ejif-2085	87	9	of	of	ADP
ejif-2085	87	10	micro	micro	ADJ
ejif-2085	87	11	-	-	ADJ
ejif-2085	87	12	takaful	takaful	ADJ
ejif-2085	87	13	products	product	NOUN
ejif-2085	87	14	has	have	AUX
ejif-2085	87	15	helped	help	VERB
ejif-2085	87	16	increase	increase	VERB
ejif-2085	87	17	the	the	DET
ejif-2085	87	18	demand	demand	NOUN
ejif-2085	87	19	among	among	ADP
ejif-2085	87	20	the	the	DET
ejif-2085	87	21	poor	poor	ADJ
ejif-2085	87	22	.	.	PUNCT
ejif-2085	88	1	6	6	X
ejif-2085	88	2	.	.	X
ejif-2085	88	3	muslim	muslim	ADJ
ejif-2085	88	4	population	population	NOUN
ejif-2085	88	5	size	size	NOUN
ejif-2085	88	6	–	–	PUNCT
ejif-2085	88	7	the	the	DET
ejif-2085	88	8	ever	ever	ADV
ejif-2085	88	9	-	-	PUNCT
ejif-2085	88	10	increasing	increase	VERB
ejif-2085	88	11	size	size	NOUN
ejif-2085	88	12	of	of	ADP
ejif-2085	88	13	the	the	DET
ejif-2085	88	14	muslim	muslim	ADJ
ejif-2085	88	15	population	population	NOUN
ejif-2085	88	16	globally	globally	ADV
ejif-2085	88	17	has	have	AUX
ejif-2085	88	18	continuously	continuously	ADV
ejif-2085	88	19	contributed	contribute	VERB
ejif-2085	88	20	to	to	ADP
ejif-2085	88	21	the	the	DET
ejif-2085	88	22	demand	demand	NOUN
ejif-2085	88	23	for	for	ADP
ejif-2085	88	24	takaful	takaful	ADJ
ejif-2085	88	25	.	.	PUNCT
ejif-2085	89	1	we	we	PRON
ejif-2085	89	2	will	will	AUX
ejif-2085	89	3	discuss	discuss	VERB
ejif-2085	89	4	this	this	DET
ejif-2085	89	5	factor	factor	NOUN
ejif-2085	89	6	in	in	ADP
ejif-2085	89	7	detail	detail	NOUN
ejif-2085	89	8	below	below	ADV
ejif-2085	89	9	.	.	PUNCT
ejif-2085	90	1	a.	a.	NOUN
ejif-2085	90	2	takaful	takaful	ADJ
ejif-2085	90	3	demand	demand	NOUN
ejif-2085	90	4	and	and	CCONJ
ejif-2085	90	5	population	population	NOUN
ejif-2085	90	6	size	size	NOUN
ejif-2085	90	7	takaful	takaful	ADJ
ejif-2085	90	8	,	,	PUNCT
ejif-2085	90	9	as	as	ADP
ejif-2085	90	10	a	a	DET
ejif-2085	90	11	shari’ah	shari’ah	NOUN
ejif-2085	90	12	compliant	compliant	ADJ
ejif-2085	90	13	alternative	alternative	NOUN
ejif-2085	90	14	to	to	ADP
ejif-2085	90	15	conventional	conventional	ADJ
ejif-2085	90	16	insurance	insurance	NOUN
ejif-2085	90	17	,	,	PUNCT
ejif-2085	90	18	is	be	AUX
ejif-2085	90	19	a	a	DET
ejif-2085	90	20	product	product	NOUN
ejif-2085	90	21	made	make	VERB
ejif-2085	90	22	for	for	ADP
ejif-2085	90	23	everyone	everyone	PRON
ejif-2085	90	24	.	.	PUNCT
ejif-2085	91	1	however	however	ADV
ejif-2085	91	2	,	,	PUNCT
ejif-2085	91	3	it	it	PRON
ejif-2085	91	4	can	can	AUX
ejif-2085	91	5	not	not	PART
ejif-2085	91	6	be	be	AUX
ejif-2085	91	7	denied	deny	VERB
ejif-2085	91	8	that	that	SCONJ
ejif-2085	91	9	although	although	SCONJ
ejif-2085	91	10	non	non	NOUN
ejif-2085	91	11	-	-	NOUN
ejif-2085	91	12	muslims	muslim	NOUN
ejif-2085	91	13	can	can	AUX
ejif-2085	91	14	benefit	benefit	VERB
ejif-2085	91	15	from	from	ADP
ejif-2085	91	16	takaful	takaful	ADJ
ejif-2085	91	17	products	product	NOUN
ejif-2085	91	18	,	,	PUNCT
ejif-2085	91	19	the	the	DET
ejif-2085	91	20	primary	primary	ADJ
ejif-2085	91	21	target	target	NOUN
ejif-2085	91	22	is	be	AUX
ejif-2085	91	23	the	the	DET
ejif-2085	91	24	muslim	muslim	ADJ
ejif-2085	91	25	market	market	NOUN
ejif-2085	91	26	.	.	PUNCT
ejif-2085	92	1	as	as	ADP
ejif-2085	92	2	such	such	ADJ
ejif-2085	92	3	,	,	PUNCT
ejif-2085	92	4	the	the	DET
ejif-2085	92	5	growth	growth	NOUN
ejif-2085	92	6	and	and	CCONJ
ejif-2085	92	7	demand	demand	NOUN
ejif-2085	92	8	in	in	ADP
ejif-2085	92	9	the	the	DET
ejif-2085	92	10	takaful	takaful	ADJ
ejif-2085	92	11	industry	industry	NOUN
ejif-2085	92	12	is	be	AUX
ejif-2085	92	13	expected	expect	VERB
ejif-2085	92	14	to	to	PART
ejif-2085	92	15	increase	increase	VERB
ejif-2085	92	16	with	with	ADP
ejif-2085	92	17	the	the	DET
ejif-2085	92	18	muslim	muslim	ADJ
ejif-2085	92	19	population	population	NOUN
ejif-2085	92	20	;	;	PUNCT
ejif-2085	92	21	and	and	CCONJ
ejif-2085	92	22	the	the	DET
ejif-2085	92	23	global	global	ADJ
ejif-2085	92	24	muslim	muslim	ADJ
ejif-2085	92	25	population	population	NOUN
ejif-2085	92	26	has	have	AUX
ejif-2085	92	27	significantly	significantly	ADV
ejif-2085	92	28	increased	increase	VERB
ejif-2085	92	29	over	over	ADP
ejif-2085	92	30	the	the	DET
ejif-2085	92	31	years	year	NOUN
ejif-2085	92	32	with	with	ADP
ejif-2085	92	33	further	further	ADJ
ejif-2085	92	34	projections	projection	NOUN
ejif-2085	92	35	of	of	ADP
ejif-2085	92	36	growth	growth	NOUN
ejif-2085	92	37	.	.	PUNCT
ejif-2085	93	1	population	population	NOUN
ejif-2085	93	2	projections	projection	NOUN
ejif-2085	93	3	estimate	estimate	VERB
ejif-2085	93	4	that	that	SCONJ
ejif-2085	93	5	the	the	DET
ejif-2085	93	6	muslim	muslim	ADJ
ejif-2085	93	7	population	population	NOUN
ejif-2085	93	8	will	will	AUX
ejif-2085	93	9	increase	increase	VERB
ejif-2085	93	10	by	by	ADP
ejif-2085	93	11	35	35	NUM
ejif-2085	93	12	percent	percent	NOUN
ejif-2085	93	13	from	from	ADP
ejif-2085	93	14	2010	2010	NUM
ejif-2085	93	15	to	to	ADP
ejif-2085	93	16	2030	2030	NUM
ejif-2085	93	17	.	.	PUNCT
ejif-2085	94	1	that	that	PRON
ejif-2085	94	2	is	be	AUX
ejif-2085	94	3	a	a	DET
ejif-2085	94	4	rise	rise	NOUN
ejif-2085	94	5	from	from	ADP
ejif-2085	94	6	1.6	1.6	NUM
ejif-2085	94	7	billion	billion	NUM
ejif-2085	94	8	to	to	ADP
ejif-2085	94	9	2.2	2.2	NUM
ejif-2085	94	10	billion	billion	NUM
ejif-2085	94	11	muslim	muslim	ADJ
ejif-2085	94	12	(	(	PUNCT
ejif-2085	94	13	figure	figure	NOUN
ejif-2085	94	14	2	2	NUM
ejif-2085	94	15	)	)	PUNCT
ejif-2085	94	16	worldwide	worldwide	ADV
ejif-2085	94	17	,	,	PUNCT
ejif-2085	94	18	or	or	CCONJ
ejif-2085	94	19	an	an	DET
ejif-2085	94	20	expected	expect	VERB
ejif-2085	94	21	26.4	26.4	NUM
ejif-2085	94	22	percent	percent	NOUN
ejif-2085	94	23	of	of	ADP
ejif-2085	94	24	the	the	DET
ejif-2085	94	25	world	world	NOUN
ejif-2085	94	26	’s	’s	PART
ejif-2085	94	27	total	total	ADJ
ejif-2085	94	28	population	population	NOUN
ejif-2085	94	29	in	in	ADP
ejif-2085	94	30	2030	2030	NUM
ejif-2085	94	31	[	[	X
ejif-2085	94	32	2	2	NUM
ejif-2085	94	33	]	]	PUNCT
ejif-2085	94	34	.	.	PUNCT
ejif-2085	95	1	although	although	SCONJ
ejif-2085	95	2	the	the	DET
ejif-2085	95	3	muslim	muslim	ADJ
ejif-2085	95	4	population	population	NOUN
ejif-2085	95	5	is	be	AUX
ejif-2085	95	6	expected	expect	VERB
ejif-2085	95	7	to	to	PART
ejif-2085	95	8	grow	grow	VERB
ejif-2085	95	9	,	,	PUNCT
ejif-2085	95	10	it	it	PRON
ejif-2085	95	11	will	will	AUX
ejif-2085	95	12	increase	increase	VERB
ejif-2085	95	13	at	at	ADP
ejif-2085	95	14	a	a	DET
ejif-2085	95	15	smaller	small	ADJ
ejif-2085	95	16	rate	rate	NOUN
ejif-2085	95	17	than	than	ADP
ejif-2085	95	18	in	in	ADP
ejif-2085	95	19	previous	previous	ADJ
ejif-2085	95	20	years	year	NOUN
ejif-2085	95	21	.	.	PUNCT
ejif-2085	96	1	nonetheless	nonetheless	ADV
ejif-2085	96	2	,	,	PUNCT
ejif-2085	96	3	the	the	DET
ejif-2085	96	4	growth	growth	NOUN
ejif-2085	96	5	rate	rate	NOUN
ejif-2085	96	6	will	will	AUX
ejif-2085	96	7	still	still	ADV
ejif-2085	96	8	far	far	ADV
ejif-2085	96	9	surpass	surpass	VERB
ejif-2085	96	10	that	that	PRON
ejif-2085	96	11	of	of	ADP
ejif-2085	96	12	the	the	DET
ejif-2085	96	13	non	non	ADJ
ejif-2085	96	14	-	-	ADJ
ejif-2085	96	15	muslim	muslim	ADJ
ejif-2085	96	16	population	population	NOUN
ejif-2085	96	17	.	.	PUNCT
ejif-2085	97	1	figure	figure	NOUN
ejif-2085	97	2	2	2	NUM
ejif-2085	97	3	–	–	PUNCT
ejif-2085	97	4	muslim	muslim	ADJ
ejif-2085	97	5	population	population	NOUN
ejif-2085	97	6	projections	projection	NOUN
ejif-2085	97	7	(	(	PUNCT
ejif-2085	97	8	pew	pew	NOUN
ejif-2085	97	9	research	research	NOUN
ejif-2085	97	10	center	center	NOUN
ejif-2085	97	11	's	's	PART
ejif-2085	97	12	forum	forum	NOUN
ejif-2085	97	13	on	on	ADP
ejif-2085	97	14	religion	religion	PROPN
ejif-2085	97	15	&	&	CCONJ
ejif-2085	97	16	public	public	ADJ
ejif-2085	97	17	life	life	NOUN
ejif-2085	97	18	,	,	PUNCT
ejif-2085	97	19	2011	2011	NUM
ejif-2085	97	20	)	)	PUNCT
ejif-2085	97	21	what	what	PRON
ejif-2085	97	22	is	be	AUX
ejif-2085	97	23	interesting	interesting	ADJ
ejif-2085	97	24	to	to	PART
ejif-2085	97	25	note	note	VERB
ejif-2085	97	26	is	be	AUX
ejif-2085	97	27	the	the	DET
ejif-2085	97	28	increase	increase	NOUN
ejif-2085	97	29	in	in	ADP
ejif-2085	97	30	the	the	DET
ejif-2085	97	31	muslim	muslim	ADJ
ejif-2085	97	32	population	population	NOUN
ejif-2085	97	33	in	in	ADP
ejif-2085	97	34	the	the	DET
ejif-2085	97	35	americas	americas	PROPN
ejif-2085	97	36	and	and	CCONJ
ejif-2085	97	37	europe	europe	PROPN
ejif-2085	97	38	.	.	PUNCT
ejif-2085	98	1	in	in	ADP
ejif-2085	98	2	the	the	DET
ejif-2085	98	3	united	united	PROPN
ejif-2085	98	4	states	states	PROPN
ejif-2085	98	5	of	of	ADP
ejif-2085	98	6	america	america	PROPN
ejif-2085	98	7	,	,	PUNCT
ejif-2085	98	8	the	the	DET
ejif-2085	98	9	muslim	muslim	ADJ
ejif-2085	98	10	population	population	NOUN
ejif-2085	98	11	is	be	AUX
ejif-2085	98	12	expected	expect	VERB
ejif-2085	98	13	to	to	PART
ejif-2085	98	14	more	more	ADV
ejif-2085	98	15	than	than	ADP
ejif-2085	98	16	double	double	VERB
ejif-2085	98	17	from	from	ADP
ejif-2085	98	18	2.6	2.6	NUM
ejif-2085	98	19	million	million	NUM
ejif-2085	98	20	in	in	ADP
ejif-2085	98	21	2010	2010	NUM
ejif-2085	98	22	to	to	ADP
ejif-2085	98	23	6.2	6.2	NUM
ejif-2085	98	24	million	million	NUM
ejif-2085	98	25	in	in	ADP
ejif-2085	98	26	2030	2030	NUM
ejif-2085	99	1	[	[	X
ejif-2085	99	2	2	2	NUM
ejif-2085	99	3	]	]	PUNCT
ejif-2085	99	4	.	.	PUNCT
ejif-2085	100	1	in	in	ADP
ejif-2085	100	2	this	this	DET
ejif-2085	100	3	same	same	ADJ
ejif-2085	100	4	period	period	NOUN
ejif-2085	100	5	,	,	PUNCT
ejif-2085	100	6	the	the	DET
ejif-2085	100	7	muslim	muslim	ADJ
ejif-2085	100	8	population	population	NOUN
ejif-2085	100	9	is	be	AUX
ejif-2085	100	10	expected	expect	VERB
ejif-2085	100	11	to	to	PART
ejif-2085	100	12	increase	increase	VERB
ejif-2085	100	13	in	in	ADP
ejif-2085	100	14	europe	europe	PROPN
ejif-2085	100	15	as	as	ADP
ejif-2085	100	16	a	a	DET
ejif-2085	100	17	whole	whole	NOUN
ejif-2085	100	18	by	by	ADP
ejif-2085	100	19	nearly	nearly	ADV
ejif-2085	100	20	one	one	NUM
ejif-2085	100	21	-	-	PUNCT
ejif-2085	100	22	third	third	NOUN
ejif-2085	100	23	.	.	PUNCT
ejif-2085	101	1	that	that	PRON
ejif-2085	101	2	brings	bring	VERB
ejif-2085	101	3	the	the	DET
ejif-2085	101	4	european	european	PROPN
ejif-2085	101	5	muslim	muslim	ADJ
ejif-2085	101	6	population	population	NOUN
ejif-2085	101	7	to	to	ADP
ejif-2085	101	8	53.2	53.2	NUM
ejif-2085	101	9	million	million	NUM
ejif-2085	101	10	from	from	ADP
ejif-2085	101	11	44.1	44.1	NUM
ejif-2085	101	12	million	million	NUM
ejif-2085	101	13	;	;	PUNCT
ejif-2085	101	14	in	in	ADP
ejif-2085	101	15	other	other	ADJ
ejif-2085	101	16	words	word	NOUN
ejif-2085	101	17	,	,	PUNCT
ejif-2085	101	18	muslims	muslim	NOUN
ejif-2085	101	19	will	will	AUX
ejif-2085	101	20	comprise	comprise	VERB
ejif-2085	101	21	8	8	NUM
ejif-2085	101	22	percent	percent	NOUN
ejif-2085	101	23	of	of	ADP
ejif-2085	101	24	europe	europe	PROPN
ejif-2085	101	25	’s	’s	PART
ejif-2085	101	26	total	total	ADJ
ejif-2085	101	27	population	population	NOUN
ejif-2085	101	28	by	by	ADP
ejif-2085	101	29	2030	2030	NUM
ejif-2085	101	30	[	[	X
ejif-2085	101	31	2	2	NUM
ejif-2085	101	32	]	]	PUNCT
ejif-2085	101	33	.	.	PUNCT
ejif-2085	102	1	in	in	ADP
ejif-2085	102	2	terms	term	NOUN
ejif-2085	102	3	of	of	ADP
ejif-2085	102	4	the	the	DET
ejif-2085	102	5	takaful	takaful	ADJ
ejif-2085	102	6	industry	industry	NOUN
ejif-2085	102	7	and	and	CCONJ
ejif-2085	102	8	its	its	PRON
ejif-2085	102	9	products	product	NOUN
ejif-2085	102	10	,	,	PUNCT
ejif-2085	102	11	this	this	PRON
ejif-2085	102	12	means	mean	VERB
ejif-2085	102	13	that	that	SCONJ
ejif-2085	102	14	demand	demand	NOUN
ejif-2085	102	15	will	will	AUX
ejif-2085	102	16	increase	increase	VERB
ejif-2085	102	17	in	in	ADP
ejif-2085	102	18	the	the	DET
ejif-2085	102	19	americas	americas	PROPN
ejif-2085	102	20	and	and	CCONJ
ejif-2085	102	21	europe	europe	PROPN
ejif-2085	103	1	[	[	X
ejif-2085	103	2	8	8	NUM
ejif-2085	103	3	]	]	PUNCT
ejif-2085	103	4	.	.	PUNCT
ejif-2085	104	1	considering	consider	VERB
ejif-2085	104	2	that	that	SCONJ
ejif-2085	104	3	the	the	DET
ejif-2085	104	4	takaful	takaful	ADJ
ejif-2085	104	5	market	market	NOUN
ejif-2085	104	6	share	share	NOUN
ejif-2085	104	7	in	in	ADP
ejif-2085	104	8	these	these	DET
ejif-2085	104	9	regions	region	NOUN
ejif-2085	104	10	is	be	AUX
ejif-2085	104	11	currently	currently	ADV
ejif-2085	104	12	minimal	minimal	ADJ
ejif-2085	104	13	,	,	PUNCT
ejif-2085	104	14	with	with	ADP
ejif-2085	104	15	most	most	ADJ
ejif-2085	104	16	contributions	contribution	NOUN
ejif-2085	104	17	coming	come	VERB
ejif-2085	104	18	from	from	ADP
ejif-2085	104	19	the	the	DET
ejif-2085	104	20	gcc	gcc	NOUN
ejif-2085	104	21	and	and	CCONJ
ejif-2085	104	22	asian	asian	ADJ
ejif-2085	104	23	regions	region	NOUN
ejif-2085	104	24	,	,	PUNCT
ejif-2085	104	25	this	this	PRON
ejif-2085	104	26	is	be	AUX
ejif-2085	104	27	a	a	DET
ejif-2085	104	28	significant	significant	ADJ
ejif-2085	104	29	factor	factor	NOUN
ejif-2085	104	30	to	to	PART
ejif-2085	104	31	explore	explore	VERB
ejif-2085	104	32	.	.	PUNCT
ejif-2085	105	1	this	this	PRON
ejif-2085	105	2	is	be	AUX
ejif-2085	105	3	especially	especially	ADV
ejif-2085	105	4	important	important	ADJ
ejif-2085	105	5	seeing	seeing	NOUN
ejif-2085	105	6	as	as	SCONJ
ejif-2085	105	7	the	the	DET
ejif-2085	105	8	us	us	PROPN
ejif-2085	105	9	is	be	AUX
ejif-2085	105	10	a	a	DET
ejif-2085	105	11	preferred	preferred	ADJ
ejif-2085	105	12	market	market	NOUN
ejif-2085	105	13	primarily	primarily	ADV
ejif-2085	105	14	due	due	ADP
ejif-2085	105	15	to	to	ADP
ejif-2085	105	16	it	it	PRON
ejif-2085	105	17	being	be	AUX
ejif-2085	105	18	the	the	DET
ejif-2085	105	19	third	third	ADJ
ejif-2085	105	20	most	most	ADV
ejif-2085	105	21	populous	populous	ADJ
ejif-2085	105	22	country	country	NOUN
ejif-2085	105	23	in	in	ADP
ejif-2085	105	24	the	the	DET
ejif-2085	105	25	world	world	NOUN
ejif-2085	105	26	[	[	X
ejif-2085	105	27	8	8	NUM
ejif-2085	105	28	]	]	PUNCT
ejif-2085	105	29	.	.	PUNCT
ejif-2085	106	1	the	the	DET
ejif-2085	106	2	increasing	increase	VERB
ejif-2085	106	3	muslim	muslim	ADJ
ejif-2085	106	4	population	population	NOUN
ejif-2085	106	5	will	will	AUX
ejif-2085	106	6	make	make	VERB
ejif-2085	106	7	it	it	PRON
ejif-2085	106	8	easier	easy	ADJ
ejif-2085	106	9	to	to	PART
ejif-2085	106	10	penetrate	penetrate	VERB
ejif-2085	106	11	the	the	DET
ejif-2085	106	12	american	american	ADJ
ejif-2085	106	13	and	and	CCONJ
ejif-2085	106	14	european	european	ADJ
ejif-2085	106	15	markets	market	NOUN
ejif-2085	106	16	,	,	PUNCT
ejif-2085	106	17	initially	initially	ADV
ejif-2085	106	18	by	by	ADP
ejif-2085	106	19	offering	offer	VERB
ejif-2085	106	20	services	service	NOUN
ejif-2085	106	21	to	to	ADP
ejif-2085	106	22	muslims	muslims	PROPN
ejif-2085	106	23	and	and	CCONJ
ejif-2085	106	24	eventually	eventually	ADV
ejif-2085	106	25	to	to	ADP
ejif-2085	106	26	non	non	NOUN
ejif-2085	106	27	-	-	NOUN
ejif-2085	106	28	muslims	muslim	NOUN
ejif-2085	106	29	in	in	ADP
ejif-2085	106	30	search	search	NOUN
ejif-2085	106	31	of	of	ADP
ejif-2085	106	32	alternatives	alternative	NOUN
ejif-2085	106	33	.	.	PUNCT
ejif-2085	107	1	vi	vi	X
ejif-2085	107	2	.	.	NOUN
ejif-2085	107	3	takaful	takaful	ADJ
ejif-2085	107	4	in	in	ADP
ejif-2085	107	5	poverty	poverty	NOUN
ejif-2085	107	6	alleviation	alleviation	NOUN
ejif-2085	107	7	and	and	CCONJ
ejif-2085	107	8	financial	financial	ADJ
ejif-2085	107	9	inclusion	inclusion	NOUN
ejif-2085	107	10	despite	despite	SCONJ
ejif-2085	107	11	the	the	DET
ejif-2085	107	12	size	size	NOUN
ejif-2085	107	13	of	of	ADP
ejif-2085	107	14	the	the	DET
ejif-2085	107	15	muslim	muslim	ADJ
ejif-2085	107	16	population	population	NOUN
ejif-2085	107	17	,	,	PUNCT
ejif-2085	107	18	a	a	DET
ejif-2085	107	19	very	very	ADV
ejif-2085	107	20	small	small	ADJ
ejif-2085	107	21	percentage	percentage	NOUN
ejif-2085	107	22	of	of	ADP
ejif-2085	107	23	muslims	muslim	NOUN
ejif-2085	107	24	live	live	VERB
ejif-2085	107	25	in	in	ADP
ejif-2085	107	26	developed	develop	VERB
ejif-2085	107	27	countries	country	NOUN
ejif-2085	107	28	.	.	PUNCT
ejif-2085	108	1	of	of	ADP
ejif-2085	108	2	the	the	DET
ejif-2085	108	3	35	35	NUM
ejif-2085	108	4	least	least	ADJ
ejif-2085	108	5	human	human	ADJ
ejif-2085	108	6	developed	develop	VERB
ejif-2085	108	7	countries	country	NOUN
ejif-2085	108	8	,	,	PUNCT
ejif-2085	108	9	according	accord	VERB
ejif-2085	108	10	to	to	ADP
ejif-2085	108	11	the	the	DET
ejif-2085	108	12	human	human	PROPN
ejif-2085	108	13	development	development	PROPN
ejif-2085	108	14	report	report	PROPN
ejif-2085	108	15	2000	2000	NUM
ejif-2085	108	16	,	,	PUNCT
ejif-2085	108	17	18	18	NUM
ejif-2085	108	18	of	of	ADP
ejif-2085	108	19	them	they	PRON
ejif-2085	108	20	have	have	VERB
ejif-2085	108	21	a	a	DET
ejif-2085	108	22	majority	majority	NOUN
ejif-2085	108	23	muslim	muslim	ADJ
ejif-2085	108	24	population	population	NOUN
ejif-2085	108	25	while	while	SCONJ
ejif-2085	108	26	the	the	DET
ejif-2085	108	27	rest	rest	NOUN
ejif-2085	108	28	have	have	VERB
ejif-2085	108	29	muslim	muslim	ADJ
ejif-2085	108	30	populations	population	NOUN
ejif-2085	108	31	above	above	ADP
ejif-2085	108	32	20	20	NUM
ejif-2085	108	33	percent	percent	NOUN
ejif-2085	109	1	[	[	X
ejif-2085	109	2	9	9	NUM
ejif-2085	109	3	]	]	PUNCT
ejif-2085	109	4	.	.	PUNCT
ejif-2085	110	1	it	it	PRON
ejif-2085	110	2	is	be	AUX
ejif-2085	110	3	clear	clear	ADJ
ejif-2085	110	4	,	,	PUNCT
ejif-2085	110	5	that	that	SCONJ
ejif-2085	110	6	a	a	DET
ejif-2085	110	7	significant	significant	ADJ
ejif-2085	110	8	number	number	NOUN
ejif-2085	110	9	of	of	ADP
ejif-2085	110	10	muslims	muslims	PROPN
ejif-2085	110	11	live	live	VERB
ejif-2085	110	12	in	in	ADP
ejif-2085	110	13	poverty	poverty	NOUN
ejif-2085	110	14	and	and	CCONJ
ejif-2085	110	15	are	be	AUX
ejif-2085	110	16	unable	unable	ADJ
ejif-2085	110	17	to	to	PART
ejif-2085	110	18	receive	receive	VERB
ejif-2085	110	19	the	the	DET
ejif-2085	110	20	same	same	ADJ
ejif-2085	110	21	benefits	benefit	NOUN
ejif-2085	110	22	,	,	PUNCT
ejif-2085	110	23	be	be	AUX
ejif-2085	110	24	they	they	PRON
ejif-2085	110	25	educational	educational	ADJ
ejif-2085	110	26	,	,	PUNCT
ejif-2085	110	27	economic	economic	ADJ
ejif-2085	110	28	or	or	CCONJ
ejif-2085	110	29	similar	similar	ADJ
ejif-2085	110	30	.	.	PUNCT
ejif-2085	111	1	in	in	ADP
ejif-2085	111	2	terms	term	NOUN
ejif-2085	111	3	of	of	ADP
ejif-2085	111	4	insurance	insurance	NOUN
ejif-2085	111	5	,	,	PUNCT
ejif-2085	111	6	it	it	PRON
ejif-2085	111	7	has	have	AUX
ejif-2085	111	8	increasingly	increasingly	ADV
ejif-2085	111	9	become	become	AUX
ejif-2085	111	10	recognized	recognize	VERB
ejif-2085	111	11	for	for	ADP
ejif-2085	111	12	its	its	PRON
ejif-2085	111	13	potential	potential	NOUN
ejif-2085	111	14	and	and	CCONJ
ejif-2085	111	15	contribution	contribution	NOUN
ejif-2085	111	16	to	to	ADP
ejif-2085	111	17	poverty	poverty	NOUN
ejif-2085	111	18	alleviation	alleviation	NOUN
ejif-2085	111	19	.	.	PUNCT
ejif-2085	112	1	studies	study	NOUN
ejif-2085	112	2	have	have	AUX
ejif-2085	112	3	shown	show	VERB
ejif-2085	112	4	that	that	SCONJ
ejif-2085	112	5	individuals	individual	NOUN
ejif-2085	112	6	living	live	VERB
ejif-2085	112	7	in	in	ADP
ejif-2085	112	8	poverty	poverty	NOUN
ejif-2085	112	9	have	have	VERB
ejif-2085	112	10	a	a	DET
ejif-2085	112	11	desire	desire	NOUN
ejif-2085	112	12	to	to	PART
ejif-2085	112	13	save	save	VERB
ejif-2085	112	14	and	and	CCONJ
ejif-2085	112	15	safeguard	safeguard	VERB
ejif-2085	112	16	themselves	themselves	PRON
ejif-2085	112	17	against	against	ADP
ejif-2085	112	18	possible	possible	ADJ
ejif-2085	112	19	future	future	ADJ
ejif-2085	112	20	risk	risk	NOUN
ejif-2085	112	21	but	but	CCONJ
ejif-2085	112	22	often	often	ADV
ejif-2085	112	23	lack	lack	VERB
ejif-2085	112	24	the	the	DET
ejif-2085	112	25	opportunity	opportunity	NOUN
ejif-2085	112	26	or	or	CCONJ
ejif-2085	112	27	support	support	NOUN
ejif-2085	112	28	to	to	PART
ejif-2085	112	29	do	do	VERB
ejif-2085	112	30	so	so	ADV
ejif-2085	112	31	.	.	PUNCT
ejif-2085	113	1	insurance	insurance	NOUN
ejif-2085	113	2	can	can	AUX
ejif-2085	113	3	provide	provide	VERB
ejif-2085	113	4	the	the	DET
ejif-2085	113	5	poor	poor	ADJ
ejif-2085	113	6	with	with	ADP
ejif-2085	113	7	coverage	coverage	NOUN
ejif-2085	113	8	,	,	PUNCT
ejif-2085	113	9	reducing	reduce	VERB
ejif-2085	113	10	their	their	PRON
ejif-2085	113	11	vulnerability	vulnerability	NOUN
ejif-2085	113	12	in	in	ADP
ejif-2085	113	13	terms	term	NOUN
ejif-2085	113	14	of	of	ADP
ejif-2085	113	15	disease	disease	NOUN
ejif-2085	113	16	,	,	PUNCT
ejif-2085	113	17	theft	theft	NOUN
ejif-2085	113	18	,	,	PUNCT
ejif-2085	113	19	disability	disability	NOUN
ejif-2085	113	20	and	and	CCONJ
ejif-2085	113	21	other	other	ADJ
ejif-2085	113	22	threats	threat	NOUN
ejif-2085	113	23	[	[	X
ejif-2085	113	24	8	8	NUM
ejif-2085	113	25	]	]	PUNCT
ejif-2085	113	26	.	.	PUNCT
ejif-2085	114	1	yet	yet	ADV
ejif-2085	114	2	,	,	PUNCT
ejif-2085	114	3	providing	provide	VERB
ejif-2085	114	4	insurance	insurance	NOUN
ejif-2085	114	5	to	to	ADP
ejif-2085	114	6	the	the	DET
ejif-2085	114	7	poor	poor	ADJ
ejif-2085	114	8	is	be	AUX
ejif-2085	114	9	a	a	DET
ejif-2085	114	10	difficult	difficult	ADJ
ejif-2085	114	11	feat	feat	NOUN
ejif-2085	114	12	particularly	particularly	ADV
ejif-2085	114	13	due	due	ADJ
ejif-2085	114	14	to	to	ADP
ejif-2085	114	15	the	the	DET
ejif-2085	114	16	unfavorable	unfavorable	ADJ
ejif-2085	114	17	circumstances	circumstance	NOUN
ejif-2085	114	18	associated	associate	VERB
ejif-2085	114	19	with	with	ADP
ejif-2085	114	20	it	it	PRON
ejif-2085	114	21	such	such	ADJ
ejif-2085	114	22	as	as	ADP
ejif-2085	114	23	high	high	ADJ
ejif-2085	114	24	costs	cost	NOUN
ejif-2085	114	25	,	,	PUNCT
ejif-2085	114	26	corruption	corruption	NOUN
ejif-2085	114	27	,	,	PUNCT
ejif-2085	114	28	low	low	ADJ
ejif-2085	114	29	collateral	collateral	NOUN
ejif-2085	114	30	,	,	PUNCT
ejif-2085	114	31	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-2085	114	32	issn	issn	PROPN
ejif-2085	114	33	2421	2421	NUM
ejif-2085	114	34	-	-	SYM
ejif-2085	114	35	2172	2172	NUM
ejif-2085	114	36	3	3	NUM
ejif-2085	114	37	ejif	ejif	NOUN
ejif-2085	114	38	–	–	PUNCT
ejif-2085	114	39	european	european	PROPN
ejif-2085	114	40	journal	journal	PROPN
ejif-2085	114	41	of	of	ADP
ejif-2085	114	42	islamic	islamic	PROPN
ejif-2085	114	43	finance	finance	PROPN
ejif-2085	114	44	special	special	ADJ
ejif-2085	114	45	issue	issue	NOUN
ejif-2085	114	46	:	:	PUNCT
ejif-2085	114	47	islamic	islamic	ADJ
ejif-2085	114	48	banking	banking	PROPN
ejif-2085	114	49	&	&	CCONJ
ejif-2085	114	50	finance	finance	PROPN
ejif-2085	114	51	no7	no7	NOUN
ejif-2085	114	52	,	,	PUNCT
ejif-2085	114	53	july	july	PROPN
ejif-2085	114	54	(	(	PUNCT
ejif-2085	114	55	2017	2017	NUM
ejif-2085	114	56	)	)	PUNCT
ejif-2085	114	57	uncertain	uncertain	ADJ
ejif-2085	114	58	profitability	profitability	NOUN
ejif-2085	114	59	and	and	CCONJ
ejif-2085	114	60	similar	similar	ADJ
ejif-2085	114	61	.	.	PUNCT
ejif-2085	115	1	not	not	PART
ejif-2085	115	2	to	to	PART
ejif-2085	115	3	mention	mention	VERB
ejif-2085	115	4	the	the	DET
ejif-2085	115	5	high	high	ADJ
ejif-2085	115	6	start	start	VERB
ejif-2085	115	7	-	-	PUNCT
ejif-2085	115	8	up	up	ADP
ejif-2085	115	9	costs	cost	NOUN
ejif-2085	115	10	and	and	CCONJ
ejif-2085	115	11	need	need	VERB
ejif-2085	115	12	for	for	ADP
ejif-2085	115	13	an	an	DET
ejif-2085	115	14	economically	economically	ADV
ejif-2085	115	15	and	and	CCONJ
ejif-2085	115	16	politically	politically	ADV
ejif-2085	115	17	stable	stable	ADJ
ejif-2085	115	18	environment	environment	NOUN
ejif-2085	115	19	[	[	X
ejif-2085	115	20	8	8	NUM
ejif-2085	115	21	]	]	PUNCT
ejif-2085	115	22	.	.	PUNCT
ejif-2085	116	1	consequently	consequently	ADV
ejif-2085	116	2	,	,	PUNCT
ejif-2085	116	3	the	the	DET
ejif-2085	116	4	responsibility	responsibility	NOUN
ejif-2085	116	5	of	of	ADP
ejif-2085	116	6	providing	provide	VERB
ejif-2085	116	7	insurance	insurance	NOUN
ejif-2085	116	8	to	to	ADP
ejif-2085	116	9	the	the	DET
ejif-2085	116	10	poor	poor	ADJ
ejif-2085	116	11	has	have	AUX
ejif-2085	116	12	been	be	AUX
ejif-2085	116	13	left	leave	VERB
ejif-2085	116	14	to	to	ADP
ejif-2085	116	15	the	the	DET
ejif-2085	116	16	informal	informal	ADJ
ejif-2085	116	17	sector	sector	NOUN
ejif-2085	116	18	with	with	ADP
ejif-2085	116	19	minimal	minimal	ADJ
ejif-2085	116	20	success	success	NOUN
ejif-2085	116	21	.	.	PUNCT
ejif-2085	117	1	the	the	DET
ejif-2085	117	2	cooperative	cooperative	ADJ
ejif-2085	117	3	insurance	insurance	NOUN
ejif-2085	117	4	structure	structure	NOUN
ejif-2085	117	5	is	be	AUX
ejif-2085	117	6	perhaps	perhaps	ADV
ejif-2085	117	7	the	the	DET
ejif-2085	117	8	best	good	ADJ
ejif-2085	117	9	option	option	NOUN
ejif-2085	117	10	for	for	ADP
ejif-2085	117	11	providing	provide	VERB
ejif-2085	117	12	insurance	insurance	NOUN
ejif-2085	117	13	to	to	ADP
ejif-2085	117	14	the	the	DET
ejif-2085	117	15	poor	poor	ADJ
ejif-2085	117	16	.	.	PUNCT
ejif-2085	118	1	a	a	DET
ejif-2085	118	2	cooperative	cooperative	NOUN
ejif-2085	118	3	is	be	AUX
ejif-2085	118	4	an	an	DET
ejif-2085	118	5	autonomous	autonomous	ADJ
ejif-2085	118	6	association	association	NOUN
ejif-2085	118	7	of	of	ADP
ejif-2085	118	8	individuals	individual	NOUN
ejif-2085	118	9	who	who	PRON
ejif-2085	118	10	voluntarily	voluntarily	ADV
ejif-2085	118	11	cooperate	cooperate	VERB
ejif-2085	118	12	to	to	PART
ejif-2085	118	13	achieve	achieve	VERB
ejif-2085	118	14	mutual	mutual	ADJ
ejif-2085	118	15	benefit	benefit	NOUN
ejif-2085	118	16	whether	whether	SCONJ
ejif-2085	118	17	of	of	ADP
ejif-2085	118	18	a	a	DET
ejif-2085	118	19	social	social	ADJ
ejif-2085	118	20	,	,	PUNCT
ejif-2085	118	21	economic	economic	ADJ
ejif-2085	118	22	or	or	CCONJ
ejif-2085	118	23	cultural	cultural	ADJ
ejif-2085	118	24	nature	nature	NOUN
ejif-2085	118	25	[	[	X
ejif-2085	118	26	8	8	NUM
ejif-2085	118	27	]	]	PUNCT
ejif-2085	118	28	.	.	PUNCT
ejif-2085	119	1	takaful	takaful	ADJ
ejif-2085	119	2	is	be	AUX
ejif-2085	119	3	very	very	ADV
ejif-2085	119	4	similar	similar	ADJ
ejif-2085	119	5	to	to	ADP
ejif-2085	119	6	the	the	DET
ejif-2085	119	7	cooperative	cooperative	ADJ
ejif-2085	119	8	and	and	CCONJ
ejif-2085	119	9	mutual	mutual	ADJ
ejif-2085	119	10	insurance	insurance	NOUN
ejif-2085	119	11	schemes	scheme	NOUN
ejif-2085	119	12	and	and	CCONJ
ejif-2085	119	13	can	can	AUX
ejif-2085	119	14	,	,	PUNCT
ejif-2085	119	15	therefore	therefore	ADV
ejif-2085	119	16	,	,	PUNCT
ejif-2085	119	17	be	be	AUX
ejif-2085	119	18	effective	effective	ADJ
ejif-2085	119	19	in	in	ADP
ejif-2085	119	20	contributing	contribute	VERB
ejif-2085	119	21	to	to	ADP
ejif-2085	119	22	poverty	poverty	NOUN
ejif-2085	119	23	alleviation	alleviation	NOUN
ejif-2085	119	24	[	[	X
ejif-2085	119	25	10	10	NUM
ejif-2085	119	26	]	]	PUNCT
ejif-2085	119	27	.	.	PUNCT
ejif-2085	120	1	this	this	PRON
ejif-2085	120	2	can	can	AUX
ejif-2085	120	3	primarily	primarily	ADV
ejif-2085	120	4	be	be	AUX
ejif-2085	120	5	conducted	conduct	VERB
ejif-2085	120	6	through	through	ADP
ejif-2085	120	7	the	the	DET
ejif-2085	120	8	creation	creation	NOUN
ejif-2085	120	9	of	of	ADP
ejif-2085	120	10	micro	micro	ADJ
ejif-2085	120	11	-	-	ADJ
ejif-2085	120	12	takaful	takaful	ADJ
ejif-2085	120	13	products	product	NOUN
ejif-2085	120	14	as	as	ADP
ejif-2085	120	15	a	a	DET
ejif-2085	120	16	part	part	NOUN
ejif-2085	120	17	of	of	ADP
ejif-2085	120	18	a	a	DET
ejif-2085	120	19	larger	large	ADJ
ejif-2085	120	20	poverty	poverty	NOUN
ejif-2085	120	21	alleviation	alleviation	NOUN
ejif-2085	120	22	strategy	strategy	NOUN
ejif-2085	120	23	,	,	PUNCT
ejif-2085	120	24	as	as	SCONJ
ejif-2085	120	25	takaful	takaful	ADJ
ejif-2085	120	26	alone	alone	ADV
ejif-2085	120	27	can	can	AUX
ejif-2085	120	28	not	not	PART
ejif-2085	120	29	solve	solve	VERB
ejif-2085	120	30	the	the	DET
ejif-2085	120	31	poverty	poverty	NOUN
ejif-2085	120	32	problem	problem	NOUN
ejif-2085	120	33	.	.	PUNCT
ejif-2085	121	1	vii	vii	PROPN
ejif-2085	121	2	.	.	PUNCT
ejif-2085	122	1	the	the	DET
ejif-2085	122	2	challenges	challenge	NOUN
ejif-2085	122	3	ahead	ahead	ADV
ejif-2085	122	4	despite	despite	SCONJ
ejif-2085	122	5	significant	significant	ADJ
ejif-2085	122	6	development	development	NOUN
ejif-2085	122	7	and	and	CCONJ
ejif-2085	122	8	the	the	DET
ejif-2085	122	9	growing	grow	VERB
ejif-2085	122	10	demand	demand	NOUN
ejif-2085	122	11	and	and	CCONJ
ejif-2085	122	12	potential	potential	NOUN
ejif-2085	122	13	of	of	ADP
ejif-2085	122	14	the	the	DET
ejif-2085	122	15	takaful	takaful	ADJ
ejif-2085	122	16	industry	industry	NOUN
ejif-2085	122	17	,	,	PUNCT
ejif-2085	122	18	there	there	PRON
ejif-2085	122	19	are	be	VERB
ejif-2085	122	20	many	many	ADJ
ejif-2085	122	21	challenges	challenge	NOUN
ejif-2085	122	22	faced	face	VERB
ejif-2085	122	23	by	by	ADP
ejif-2085	122	24	takaful	takaful	ADJ
ejif-2085	122	25	operators	operator	NOUN
ejif-2085	122	26	.	.	PUNCT
ejif-2085	123	1	these	these	DET
ejif-2085	123	2	challenges	challenge	NOUN
ejif-2085	123	3	affect	affect	VERB
ejif-2085	123	4	the	the	DET
ejif-2085	123	5	supply	supply	NOUN
ejif-2085	123	6	of	of	ADP
ejif-2085	123	7	takaful	takaful	ADJ
ejif-2085	123	8	products	product	NOUN
ejif-2085	123	9	as	as	SCONJ
ejif-2085	123	10	they	they	PRON
ejif-2085	123	11	are	be	AUX
ejif-2085	123	12	often	often	ADV
ejif-2085	123	13	associated	associate	VERB
ejif-2085	123	14	with	with	ADP
ejif-2085	123	15	structural	structural	ADJ
ejif-2085	123	16	issues	issue	NOUN
ejif-2085	123	17	.	.	PUNCT
ejif-2085	124	1	the	the	DET
ejif-2085	124	2	challenges	challenge	NOUN
ejif-2085	124	3	faced	face	VERB
ejif-2085	124	4	by	by	ADP
ejif-2085	124	5	the	the	DET
ejif-2085	124	6	takaful	takaful	ADJ
ejif-2085	124	7	industry	industry	NOUN
ejif-2085	124	8	can	can	AUX
ejif-2085	124	9	be	be	AUX
ejif-2085	124	10	divided	divide	VERB
ejif-2085	124	11	into	into	ADP
ejif-2085	124	12	five	five	NUM
ejif-2085	124	13	categories	category	NOUN
ejif-2085	124	14	which	which	PRON
ejif-2085	124	15	each	each	PRON
ejif-2085	124	16	have	have	VERB
ejif-2085	124	17	their	their	PRON
ejif-2085	124	18	individual	individual	ADJ
ejif-2085	124	19	challenges	challenge	NOUN
ejif-2085	124	20	that	that	PRON
ejif-2085	124	21	need	need	VERB
ejif-2085	124	22	to	to	PART
ejif-2085	124	23	be	be	AUX
ejif-2085	124	24	addressed	address	VERB
ejif-2085	124	25	by	by	ADP
ejif-2085	124	26	takaful	takaful	ADJ
ejif-2085	124	27	operators	operator	NOUN
ejif-2085	124	28	to	to	PART
ejif-2085	124	29	strengthen	strengthen	VERB
ejif-2085	124	30	the	the	DET
ejif-2085	124	31	supply	supply	NOUN
ejif-2085	124	32	of	of	ADP
ejif-2085	124	33	takaful	takaful	ADJ
ejif-2085	124	34	products	product	NOUN
ejif-2085	124	35	[	[	X
ejif-2085	124	36	5	5	NUM
ejif-2085	124	37	]	]	PUNCT
ejif-2085	124	38	.	.	PUNCT
ejif-2085	125	1	1	1	X
ejif-2085	125	2	.	.	X
ejif-2085	125	3	governance	governance	NOUN
ejif-2085	125	4	and	and	CCONJ
ejif-2085	125	5	regulatory	regulatory	ADJ
ejif-2085	125	6	compliance	compliance	NOUN
ejif-2085	126	1	[	[	X
ejif-2085	126	2	11	11	NUM
ejif-2085	126	3	]	]	SYM
ejif-2085	126	4	:	:	PUNCT
ejif-2085	126	5	o	o	X
ejif-2085	126	6	more	more	ADJ
ejif-2085	126	7	consistency	consistency	NOUN
ejif-2085	126	8	of	of	ADP
ejif-2085	126	9	regulatory	regulatory	ADJ
ejif-2085	126	10	frameworks	framework	NOUN
ejif-2085	126	11	o	o	NOUN
ejif-2085	126	12	optimizing	optimize	VERB
ejif-2085	126	13	capital	capital	NOUN
ejif-2085	126	14	adequacy	adequacy	NOUN
ejif-2085	126	15	through	through	ADP
ejif-2085	126	16	consolidation	consolidation	NOUN
ejif-2085	126	17	2	2	NUM
ejif-2085	126	18	.	.	PUNCT
ejif-2085	126	19	risk	risk	NOUN
ejif-2085	126	20	management	management	NOUN
ejif-2085	126	21	and	and	CCONJ
ejif-2085	126	22	internal	internal	ADJ
ejif-2085	126	23	controls	control	NOUN
ejif-2085	126	24	:	:	PUNCT
ejif-2085	126	25	o	o	NOUN
ejif-2085	126	26	risk	risk	NOUN
ejif-2085	126	27	--	--	PUNCT
ejif-2085	126	28	based	base	VERB
ejif-2085	126	29	business	business	NOUN
ejif-2085	126	30	a	a	DET
ejif-2085	126	31	priority	priority	NOUN
ejif-2085	126	32	unified	unify	VERB
ejif-2085	126	33	with	with	ADP
ejif-2085	126	34	strategic	strategic	ADJ
ejif-2085	126	35	planning	planning	NOUN
ejif-2085	126	36	o	o	NOUN
ejif-2085	126	37	improve	improve	VERB
ejif-2085	126	38	risk	risk	NOUN
ejif-2085	126	39	and	and	CCONJ
ejif-2085	126	40	shari'ah	shari'ah	NOUN
ejif-2085	126	41	disclosures	disclosure	NOUN
ejif-2085	126	42	and	and	CCONJ
ejif-2085	126	43	governance	governance	NOUN
ejif-2085	126	44	excellence	excellence	PROPN
ejif-2085	126	45	3	3	NUM
ejif-2085	126	46	.	.	NOUN
ejif-2085	126	47	operational	operational	ADJ
ejif-2085	126	48	and	and	CCONJ
ejif-2085	126	49	business	business	NOUN
ejif-2085	126	50	excellence	excellence	PROPN
ejif-2085	126	51	o	o	NOUN
ejif-2085	126	52	improved	improve	VERB
ejif-2085	126	53	technology	technology	NOUN
ejif-2085	126	54	capabilities	capability	NOUN
ejif-2085	126	55	to	to	PART
ejif-2085	126	56	achieve	achieve	VERB
ejif-2085	126	57	cost	cost	NOUN
ejif-2085	126	58	efficiency	efficiency	NOUN
ejif-2085	126	59	and	and	CCONJ
ejif-2085	126	60	productivity	productivity	NOUN
ejif-2085	126	61	o	o	PROPN
ejif-2085	126	62	new	new	ADJ
ejif-2085	126	63	business	business	NOUN
ejif-2085	126	64	models	model	NOUN
ejif-2085	126	65	accommodating	accommodate	VERB
ejif-2085	126	66	for	for	ADP
ejif-2085	126	67	new	new	ADJ
ejif-2085	126	68	market	market	NOUN
ejif-2085	126	69	niches	niche	NOUN
ejif-2085	126	70	4	4	NUM
ejif-2085	126	71	.	.	PUNCT
ejif-2085	126	72	product	product	NOUN
ejif-2085	126	73	governance	governance	NOUN
ejif-2085	126	74	and	and	CCONJ
ejif-2085	126	75	strategy	strategy	NOUN
ejif-2085	126	76	o	o	NOUN
ejif-2085	126	77	improve	improve	VERB
ejif-2085	126	78	product	product	NOUN
ejif-2085	126	79	governance	governance	NOUN
ejif-2085	126	80	and	and	CCONJ
ejif-2085	126	81	product	product	NOUN
ejif-2085	126	82	development	development	NOUN
ejif-2085	126	83	process	process	NOUN
ejif-2085	126	84	o	o	NOUN
ejif-2085	126	85	emphasis	emphasis	NOUN
ejif-2085	126	86	on	on	ADP
ejif-2085	126	87	target	target	NOUN
ejif-2085	126	88	markets	market	NOUN
ejif-2085	126	89	,	,	PUNCT
ejif-2085	126	90	sales	sale	NOUN
ejif-2085	126	91	and	and	CCONJ
ejif-2085	126	92	distribution	distribution	NOUN
ejif-2085	126	93	5	5	NUM
ejif-2085	126	94	.	.	PUNCT
ejif-2085	127	1	capacity	capacity	NOUN
ejif-2085	127	2	building	building	NOUN
ejif-2085	127	3	:	:	PUNCT
ejif-2085	127	4	talent	talent	NOUN
ejif-2085	127	5	and	and	CCONJ
ejif-2085	127	6	leadership	leadership	NOUN
ejif-2085	127	7	development	development	NOUN
ejif-2085	127	8	o	o	NOUN
ejif-2085	127	9	switching	switch	VERB
ejif-2085	127	10	emphasis	emphasis	NOUN
ejif-2085	127	11	to	to	ADP
ejif-2085	127	12	internal	internal	ADJ
ejif-2085	127	13	development	development	NOUN
ejif-2085	127	14	to	to	PART
ejif-2085	127	15	build	build	VERB
ejif-2085	127	16	specialized	specialized	ADJ
ejif-2085	127	17	knowledge	knowledge	NOUN
ejif-2085	127	18	o	o	NOUN
ejif-2085	127	19	refocus	refocus	NOUN
ejif-2085	127	20	on	on	ADP
ejif-2085	127	21	competency	competency	NOUN
ejif-2085	127	22	-	-	PUNCT
ejif-2085	127	23	based	base	VERB
ejif-2085	127	24	training	training	NOUN
ejif-2085	127	25	and	and	CCONJ
ejif-2085	127	26	leadership	leadership	NOUN
ejif-2085	127	27	program	program	NOUN
ejif-2085	127	28	conclusion	conclusion	NOUN
ejif-2085	127	29	the	the	DET
ejif-2085	127	30	takaful	takaful	ADJ
ejif-2085	127	31	industry	industry	NOUN
ejif-2085	127	32	has	have	VERB
ejif-2085	127	33	significant	significant	ADJ
ejif-2085	127	34	potential	potential	NOUN
ejif-2085	127	35	for	for	ADP
ejif-2085	127	36	growth	growth	NOUN
ejif-2085	127	37	and	and	CCONJ
ejif-2085	127	38	further	further	ADJ
ejif-2085	127	39	market	market	NOUN
ejif-2085	127	40	penetration	penetration	NOUN
ejif-2085	127	41	to	to	PART
ejif-2085	127	42	continue	continue	VERB
ejif-2085	127	43	contributing	contribute	VERB
ejif-2085	127	44	to	to	ADP
ejif-2085	127	45	the	the	DET
ejif-2085	127	46	global	global	ADJ
ejif-2085	127	47	insurance	insurance	NOUN
ejif-2085	127	48	industry	industry	NOUN
ejif-2085	127	49	.	.	PUNCT
ejif-2085	128	1	from	from	ADP
ejif-2085	128	2	its	its	PRON
ejif-2085	128	3	emergence	emergence	NOUN
ejif-2085	128	4	,	,	PUNCT
ejif-2085	128	5	it	it	PRON
ejif-2085	128	6	has	have	AUX
ejif-2085	128	7	continuously	continuously	ADV
ejif-2085	128	8	grown	grow	VERB
ejif-2085	128	9	year	year	NOUN
ejif-2085	128	10	by	by	ADP
ejif-2085	128	11	year	year	NOUN
ejif-2085	128	12	,	,	PUNCT
ejif-2085	128	13	offering	offer	VERB
ejif-2085	128	14	new	new	ADJ
ejif-2085	128	15	products	product	NOUN
ejif-2085	128	16	and	and	CCONJ
ejif-2085	128	17	services	service	NOUN
ejif-2085	128	18	worldwide	worldwide	ADV
ejif-2085	128	19	.	.	PUNCT
ejif-2085	129	1	this	this	DET
ejif-2085	129	2	paper	paper	NOUN
ejif-2085	129	3	showed	show	VERB
ejif-2085	129	4	both	both	CCONJ
ejif-2085	129	5	the	the	DET
ejif-2085	129	6	development	development	NOUN
ejif-2085	129	7	and	and	CCONJ
ejif-2085	129	8	potential	potential	NOUN
ejif-2085	129	9	for	for	ADP
ejif-2085	129	10	further	further	ADJ
ejif-2085	129	11	progress	progress	NOUN
ejif-2085	129	12	particularly	particularly	ADV
ejif-2085	129	13	on	on	ADP
ejif-2085	129	14	the	the	DET
ejif-2085	129	15	back	back	NOUN
ejif-2085	129	16	of	of	ADP
ejif-2085	129	17	a	a	DET
ejif-2085	129	18	growing	grow	VERB
ejif-2085	129	19	muslim	muslim	ADJ
ejif-2085	129	20	population	population	NOUN
ejif-2085	129	21	.	.	PUNCT
ejif-2085	130	1	particularly	particularly	ADV
ejif-2085	130	2	the	the	DET
ejif-2085	130	3	increasing	increase	VERB
ejif-2085	130	4	muslim	muslim	ADJ
ejif-2085	130	5	population	population	NOUN
ejif-2085	130	6	in	in	ADP
ejif-2085	130	7	the	the	DET
ejif-2085	130	8	americas	americas	PROPN
ejif-2085	130	9	and	and	CCONJ
ejif-2085	130	10	europe	europe	PROPN
ejif-2085	130	11	have	have	AUX
ejif-2085	130	12	shown	show	VERB
ejif-2085	130	13	to	to	PART
ejif-2085	130	14	be	be	AUX
ejif-2085	130	15	significant	significant	ADJ
ejif-2085	130	16	indicators	indicator	NOUN
ejif-2085	130	17	for	for	ADP
ejif-2085	130	18	the	the	DET
ejif-2085	130	19	potential	potential	ADJ
ejif-2085	130	20	market	market	NOUN
ejif-2085	130	21	penetration	penetration	NOUN
ejif-2085	130	22	in	in	ADP
ejif-2085	130	23	terms	term	NOUN
ejif-2085	130	24	of	of	ADP
ejif-2085	130	25	takaful	takaful	ADJ
ejif-2085	130	26	products	product	NOUN
ejif-2085	130	27	.	.	PUNCT
ejif-2085	131	1	taking	take	VERB
ejif-2085	131	2	advantage	advantage	NOUN
ejif-2085	131	3	of	of	ADP
ejif-2085	131	4	the	the	DET
ejif-2085	131	5	change	change	NOUN
ejif-2085	131	6	in	in	ADP
ejif-2085	131	7	demographics	demographic	NOUN
ejif-2085	131	8	should	should	AUX
ejif-2085	131	9	be	be	AUX
ejif-2085	131	10	one	one	NUM
ejif-2085	131	11	of	of	ADP
ejif-2085	131	12	the	the	DET
ejif-2085	131	13	takaful	takaful	ADJ
ejif-2085	131	14	industry	industry	NOUN
ejif-2085	131	15	’s	’s	PART
ejif-2085	131	16	main	main	ADJ
ejif-2085	131	17	strategies	strategy	NOUN
ejif-2085	131	18	.	.	PUNCT
ejif-2085	132	1	yet	yet	ADV
ejif-2085	132	2	,	,	PUNCT
ejif-2085	132	3	it	it	PRON
ejif-2085	132	4	is	be	AUX
ejif-2085	132	5	shown	show	VERB
ejif-2085	132	6	that	that	SCONJ
ejif-2085	132	7	the	the	DET
ejif-2085	132	8	takaful	takaful	ADJ
ejif-2085	132	9	industry	industry	NOUN
ejif-2085	132	10	is	be	AUX
ejif-2085	132	11	still	still	ADV
ejif-2085	132	12	not	not	PART
ejif-2085	132	13	performing	perform	VERB
ejif-2085	132	14	to	to	ADP
ejif-2085	132	15	its	its	PRON
ejif-2085	132	16	maximum	maximum	ADJ
ejif-2085	132	17	potential	potential	NOUN
ejif-2085	132	18	despite	despite	SCONJ
ejif-2085	132	19	its	its	PRON
ejif-2085	132	20	sustainable	sustainable	ADJ
ejif-2085	132	21	growth	growth	NOUN
ejif-2085	132	22	rate	rate	NOUN
ejif-2085	132	23	.	.	PUNCT
ejif-2085	133	1	it	it	PRON
ejif-2085	133	2	holds	hold	VERB
ejif-2085	133	3	a	a	DET
ejif-2085	133	4	very	very	ADV
ejif-2085	133	5	small	small	ADJ
ejif-2085	133	6	market	market	NOUN
ejif-2085	133	7	share	share	NOUN
ejif-2085	133	8	in	in	ADP
ejif-2085	133	9	both	both	CCONJ
ejif-2085	133	10	the	the	DET
ejif-2085	133	11	global	global	ADJ
ejif-2085	133	12	insurance	insurance	NOUN
ejif-2085	133	13	market	market	NOUN
ejif-2085	133	14	and	and	CCONJ
ejif-2085	133	15	the	the	DET
ejif-2085	133	16	islamic	islamic	ADJ
ejif-2085	133	17	banking	banking	PROPN
ejif-2085	133	18	and	and	CCONJ
ejif-2085	133	19	finance	finance	NOUN
ejif-2085	133	20	market	market	NOUN
ejif-2085	133	21	alike	alike	ADV
ejif-2085	133	22	.	.	PUNCT
ejif-2085	134	1	the	the	DET
ejif-2085	134	2	potential	potential	ADJ
ejif-2085	134	3	role	role	NOUN
ejif-2085	134	4	of	of	ADP
ejif-2085	134	5	takaful	takaful	NOUN
ejif-2085	134	6	in	in	ADP
ejif-2085	134	7	poverty	poverty	NOUN
ejif-2085	134	8	alleviation	alleviation	NOUN
ejif-2085	134	9	was	be	AUX
ejif-2085	134	10	also	also	ADV
ejif-2085	134	11	presented	present	VERB
ejif-2085	134	12	and	and	CCONJ
ejif-2085	134	13	showed	show	VERB
ejif-2085	134	14	a	a	DET
ejif-2085	134	15	significant	significant	ADJ
ejif-2085	134	16	potential	potential	NOUN
ejif-2085	134	17	.	.	PUNCT
ejif-2085	135	1	takaful	takaful	ADJ
ejif-2085	135	2	can	can	AUX
ejif-2085	135	3	be	be	AUX
ejif-2085	135	4	effective	effective	ADJ
ejif-2085	135	5	in	in	ADP
ejif-2085	135	6	providing	provide	VERB
ejif-2085	135	7	strategies	strategy	NOUN
ejif-2085	135	8	for	for	ADP
ejif-2085	135	9	bettering	better	VERB
ejif-2085	135	10	the	the	DET
ejif-2085	135	11	economic	economic	ADJ
ejif-2085	135	12	situation	situation	NOUN
ejif-2085	135	13	of	of	ADP
ejif-2085	135	14	poorer	poor	ADJ
ejif-2085	135	15	populations	population	NOUN
ejif-2085	135	16	,	,	PUNCT
ejif-2085	135	17	when	when	SCONJ
ejif-2085	135	18	used	use	VERB
ejif-2085	135	19	in	in	ADP
ejif-2085	135	20	partnership	partnership	NOUN
ejif-2085	135	21	with	with	ADP
ejif-2085	135	22	other	other	ADJ
ejif-2085	135	23	mechanisms	mechanism	NOUN
ejif-2085	135	24	.	.	PUNCT
ejif-2085	136	1	this	this	PRON
ejif-2085	136	2	is	be	AUX
ejif-2085	136	3	mainly	mainly	ADV
ejif-2085	136	4	because	because	SCONJ
ejif-2085	136	5	takaful	takaful	ADJ
ejif-2085	136	6	is	be	AUX
ejif-2085	136	7	similar	similar	ADJ
ejif-2085	136	8	to	to	ADP
ejif-2085	136	9	mutual	mutual	ADJ
ejif-2085	136	10	funds	fund	NOUN
ejif-2085	136	11	and	and	CCONJ
ejif-2085	136	12	cooperatives	cooperative	NOUN
ejif-2085	136	13	.	.	PUNCT
ejif-2085	137	1	as	as	SCONJ
ejif-2085	137	2	was	be	AUX
ejif-2085	137	3	also	also	ADV
ejif-2085	137	4	shown	show	VERB
ejif-2085	137	5	,	,	PUNCT
ejif-2085	137	6	despite	despite	SCONJ
ejif-2085	137	7	the	the	DET
ejif-2085	137	8	increased	increase	VERB
ejif-2085	137	9	growth	growth	NOUN
ejif-2085	137	10	of	of	ADP
ejif-2085	137	11	the	the	DET
ejif-2085	137	12	takaful	takaful	ADJ
ejif-2085	137	13	industry	industry	NOUN
ejif-2085	137	14	,	,	PUNCT
ejif-2085	137	15	there	there	PRON
ejif-2085	137	16	are	be	VERB
ejif-2085	137	17	many	many	ADJ
ejif-2085	137	18	challenges	challenge	NOUN
ejif-2085	137	19	still	still	ADV
ejif-2085	137	20	left	leave	VERB
ejif-2085	137	21	to	to	PART
ejif-2085	137	22	face	face	VERB
ejif-2085	137	23	.	.	PUNCT
ejif-2085	138	1	many	many	ADJ
ejif-2085	138	2	of	of	ADP
ejif-2085	138	3	these	these	DET
ejif-2085	138	4	challenges	challenge	NOUN
ejif-2085	138	5	are	be	AUX
ejif-2085	138	6	associated	associate	VERB
ejif-2085	138	7	with	with	ADP
ejif-2085	138	8	governance	governance	NOUN
ejif-2085	138	9	,	,	PUNCT
ejif-2085	138	10	regulation	regulation	NOUN
ejif-2085	138	11	,	,	PUNCT
ejif-2085	138	12	operation	operation	NOUN
ejif-2085	138	13	,	,	PUNCT
ejif-2085	138	14	capacity	capacity	NOUN
ejif-2085	138	15	building	building	NOUN
ejif-2085	138	16	and	and	CCONJ
ejif-2085	138	17	risk	risk	NOUN
ejif-2085	138	18	management	management	NOUN
ejif-2085	138	19	.	.	PUNCT
ejif-2085	139	1	takaful	takaful	ADJ
ejif-2085	139	2	operators	operator	NOUN
ejif-2085	139	3	need	need	VERB
ejif-2085	139	4	to	to	PART
ejif-2085	139	5	work	work	VERB
ejif-2085	139	6	on	on	ADP
ejif-2085	139	7	alleviating	alleviate	VERB
ejif-2085	139	8	these	these	DET
ejif-2085	139	9	obstacles	obstacle	NOUN
ejif-2085	139	10	and	and	CCONJ
ejif-2085	139	11	challenges	challenge	NOUN
ejif-2085	139	12	to	to	PART
ejif-2085	139	13	better	well	ADV
ejif-2085	139	14	compete	compete	VERB
ejif-2085	139	15	on	on	ADP
ejif-2085	139	16	the	the	DET
ejif-2085	139	17	global	global	ADJ
ejif-2085	139	18	insurance	insurance	NOUN
ejif-2085	139	19	market	market	NOUN
ejif-2085	139	20	.	.	PUNCT
ejif-2085	140	1	therefore	therefore	ADV
ejif-2085	140	2	,	,	PUNCT
ejif-2085	140	3	significant	significant	ADJ
ejif-2085	140	4	work	work	NOUN
ejif-2085	140	5	is	be	AUX
ejif-2085	140	6	still	still	ADV
ejif-2085	140	7	needed	need	VERB
ejif-2085	140	8	to	to	PART
ejif-2085	140	9	ensure	ensure	VERB
ejif-2085	140	10	that	that	SCONJ
ejif-2085	140	11	the	the	DET
ejif-2085	140	12	takaful	takaful	ADJ
ejif-2085	140	13	industry	industry	NOUN
ejif-2085	140	14	operates	operate	VERB
ejif-2085	140	15	at	at	ADP
ejif-2085	140	16	its	its	PRON
ejif-2085	140	17	full	full	ADJ
ejif-2085	140	18	potential	potential	NOUN
ejif-2085	140	19	.	.	PUNCT
ejif-2085	141	1	references	reference	NOUN
ejif-2085	141	2	[	[	X
ejif-2085	141	3	1	1	NUM
ejif-2085	141	4	]	]	X
ejif-2085	141	5	kabir	kabir	PROPN
ejif-2085	141	6	,	,	PUNCT
ejif-2085	141	7	h.	h.	PROPN
ejif-2085	141	8	,	,	PUNCT
ejif-2085	141	9	and	and	CCONJ
ejif-2085	141	10	lewis	lewis	PROPN
ejif-2085	141	11	,	,	PUNCT
ejif-2085	141	12	m.	m.	NOUN
ejif-2085	141	13	(	(	PUNCT
ejif-2085	141	14	2007	2007	NUM
ejif-2085	141	15	)	)	PUNCT
ejif-2085	141	16	.	.	PUNCT
ejif-2085	142	1	handbook	handbook	NOUN
ejif-2085	142	2	of	of	ADP
ejif-2085	142	3	islamic	islamic	ADJ
ejif-2085	142	4	banking	banking	NOUN
ejif-2085	142	5	.	.	PUNCT
ejif-2085	143	1	1st	1st	ADJ
ejif-2085	143	2	ed	ed	NOUN
ejif-2085	143	3	.	.	PUNCT
ejif-2085	144	1	cheltenham	cheltenham	PROPN
ejif-2085	144	2	,	,	PUNCT
ejif-2085	144	3	uk	uk	PROPN
ejif-2085	144	4	:	:	PUNCT
ejif-2085	144	5	edward	edward	PROPN
ejif-2085	144	6	elgar	elgar	PROPN
ejif-2085	144	7	.	.	PUNCT
ejif-2085	145	1	[	[	X
ejif-2085	145	2	2	2	NUM
ejif-2085	145	3	]	]	X
ejif-2085	145	4	pew	pew	NOUN
ejif-2085	145	5	forum	forum	NOUN
ejif-2085	145	6	and	and	CCONJ
ejif-2085	145	7	the	the	DET
ejif-2085	145	8	pew	pew	NOUN
ejif-2085	145	9	research	research	NOUN
ejif-2085	145	10	center	center	NOUN
ejif-2085	145	11	(	(	PUNCT
ejif-2085	145	12	2011	2011	NUM
ejif-2085	145	13	)	)	PUNCT
ejif-2085	145	14	.	.	PUNCT
ejif-2085	146	1	the	the	DET
ejif-2085	146	2	future	future	NOUN
ejif-2085	146	3	of	of	ADP
ejif-2085	146	4	the	the	DET
ejif-2085	146	5	global	global	ADJ
ejif-2085	146	6	muslim	muslim	ADJ
ejif-2085	146	7	population	population	PROPN
ejif-2085	146	8	.	.	PUNCT
ejif-2085	147	1	pew	pew	PROPN
ejif-2085	147	2	-	-	PUNCT
ejif-2085	147	3	templeton	templeton	PROPN
ejif-2085	147	4	global	global	ADJ
ejif-2085	147	5	religious	religious	ADJ
ejif-2085	147	6	futures	future	NOUN
ejif-2085	147	7	project	project	NOUN
ejif-2085	147	8	.	.	PUNCT
ejif-2085	148	1	pew	pew	NOUN
ejif-2085	148	2	forum	forum	PROPN
ejif-2085	148	3	.	.	PUNCT
ejif-2085	149	1	[	[	X
ejif-2085	149	2	3	3	NUM
ejif-2085	149	3	]	]	X
ejif-2085	149	4	jacky	jacky	PROPN
ejif-2085	149	5	,	,	PUNCT
ejif-2085	149	6	l.	l.	PROPN
ejif-2085	149	7	,	,	PUNCT
ejif-2085	149	8	fahmi	fahmi	PROPN
ejif-2085	149	9	idris	idris	PROPN
ejif-2085	149	10	,	,	PUNCT
ejif-2085	149	11	m.	m.	NOUN
ejif-2085	149	12	,	,	PUNCT
ejif-2085	149	13	and	and	CCONJ
ejif-2085	149	14	carissa	carissa	PROPN
ejif-2085	149	15	,	,	PUNCT
ejif-2085	149	16	y.	y.	PROPN
ejif-2085	149	17	(	(	PUNCT
ejif-2085	149	18	2010	2010	NUM
ejif-2085	149	19	)	)	PUNCT
ejif-2085	149	20	.	.	PUNCT
ejif-2085	150	1	history	history	NOUN
ejif-2085	150	2	,	,	PUNCT
ejif-2085	150	3	progress	progress	NOUN
ejif-2085	150	4	and	and	CCONJ
ejif-2085	150	5	future	future	ADJ
ejif-2085	150	6	challenge	challenge	NOUN
ejif-2085	150	7	of	of	ADP
ejif-2085	150	8	islamic	islamic	ADJ
ejif-2085	150	9	insurance	insurance	NOUN
ejif-2085	150	10	(	(	PUNCT
ejif-2085	150	11	takaful	takaful	ADJ
ejif-2085	150	12	)	)	PUNCT
ejif-2085	150	13	in	in	ADP
ejif-2085	150	14	malaysia	malaysia	PROPN
ejif-2085	150	15	.	.	PUNCT
ejif-2085	151	1	proceedings	proceeding	NOUN
ejif-2085	151	2	from	from	ADP
ejif-2085	151	3	oxford	oxford	PROPN
ejif-2085	151	4	business	business	NOUN
ejif-2085	151	5	and	and	CCONJ
ejif-2085	151	6	economics	economics	PROPN
ejif-2085	151	7	conference	conference	NOUN
ejif-2085	151	8	program	program	NOUN
ejif-2085	151	9	.	.	PUNCT
ejif-2085	152	1	[	[	X
ejif-2085	152	2	4	4	NUM
ejif-2085	152	3	]	]	X
ejif-2085	152	4	ey.com	ey.com	NOUN
ejif-2085	152	5	,	,	PUNCT
ejif-2085	152	6	(	(	PUNCT
ejif-2085	152	7	2014	2014	NUM
ejif-2085	152	8	)	)	PUNCT
ejif-2085	152	9	.	.	PUNCT
ejif-2085	153	1	ey	ey	PRON
ejif-2085	153	2	global	global	ADJ
ejif-2085	153	3	islamic	islamic	PROPN
ejif-2085	153	4	insurance	insurance	NOUN
ejif-2085	153	5	industry	industry	NOUN
ejif-2085	153	6	insights	insight	NOUN
ejif-2085	153	7	2013	2013	NUM
ejif-2085	153	8	.	.	PUNCT
ejif-2085	154	1	accessed	access	VERB
ejif-2085	154	2	june	june	PROPN
ejif-2085	154	3	18	18	NUM
ejif-2085	154	4	2014	2014	NUM
ejif-2085	154	5	.	.	PUNCT
ejif-2085	155	1	available	available	ADJ
ejif-2085	155	2	at	at	ADP
ejif-2085	155	3	:	:	PUNCT
ejif-2085	155	4	<	<	X
ejif-2085	155	5	http://www.ey.com/my/en/industries/financialservices/insurance/ey-global-islamic-insurance-industry-insights2013	http://www.ey.com/my/en/industries/financialservices/insurance/ey-global-islamic-insurance-industry-insights2013	X
ejif-2085	155	6	>	>	X
ejif-2085	155	7	.	.	PUNCT
ejif-2085	156	1	[	[	X
ejif-2085	156	2	5	5	X
ejif-2085	156	3	]	]	PUNCT
ejif-2085	156	4	the	the	DET
ejif-2085	156	5	deloitte	deloitte	NOUN
ejif-2085	156	6	me	i	PRON
ejif-2085	156	7	islamic	islamic	ADJ
ejif-2085	156	8	finance	finance	PROPN
ejif-2085	156	9	knowledge	knowledge	NOUN
ejif-2085	156	10	center	center	PROPN
ejif-2085	156	11	–	–	PUNCT
ejif-2085	156	12	ifkc	ifkc	NOUN
ejif-2085	156	13	(	(	PUNCT
ejif-2085	156	14	2014	2014	NUM
ejif-2085	156	15	)	)	PUNCT
ejif-2085	156	16	.	.	PUNCT
ejif-2085	157	1	the	the	DET
ejif-2085	157	2	global	global	ADJ
ejif-2085	157	3	takaful	takaful	ADJ
ejif-2085	157	4	insurance	insurance	NOUN
ejif-2085	157	5	market	market	NOUN
ejif-2085	157	6	:	:	PUNCT
ejif-2085	157	7	charting	chart	VERB
ejif-2085	157	8	the	the	DET
ejif-2085	157	9	road	road	NOUN
ejif-2085	157	10	to	to	ADP
ejif-2085	157	11	mass	mass	ADJ
ejif-2085	157	12	markets	market	NOUN
ejif-2085	157	13	.	.	PUNCT
ejif-2085	158	1	a	a	DET
ejif-2085	158	2	deloitte	deloitte	NOUN
ejif-2085	158	3	me	i	PRON
ejif-2085	158	4	ifkc	ifkc	NOUN
ejif-2085	158	5	practice	practice	NOUN
ejif-2085	158	6	insights	insight	NOUN
ejif-2085	158	7	series	series	NOUN
ejif-2085	158	8	.	.	PUNCT
ejif-2085	159	1	manama	manama	PROPN
ejif-2085	159	2	:	:	PUNCT
ejif-2085	160	1	deloitte	deloitte	PROPN
ejif-2085	160	2	.	.	PUNCT
ejif-2085	161	1	[	[	X
ejif-2085	161	2	6	6	NUM
ejif-2085	161	3	]	]	X
ejif-2085	161	4	bhatty	bhatty	NOUN
ejif-2085	161	5	,	,	PUNCT
ejif-2085	161	6	a.	a.	NOUN
ejif-2085	161	7	(	(	PUNCT
ejif-2085	161	8	2010	2010	NUM
ejif-2085	161	9	)	)	PUNCT
ejif-2085	161	10	.	.	PUNCT
ejif-2085	162	1	the	the	DET
ejif-2085	162	2	growing	grow	VERB
ejif-2085	162	3	importance	importance	NOUN
ejif-2085	162	4	of	of	ADP
ejif-2085	162	5	takaful	takaful	ADJ
ejif-2085	162	6	insurance	insurance	NOUN
ejif-2085	162	7	.	.	PUNCT
ejif-2085	163	1	in	in	ADP
ejif-2085	163	2	:	:	PUNCT
ejif-2085	163	3	oecd	oecd	PROPN
ejif-2085	163	4	and	and	CCONJ
ejif-2085	163	5	bank	bank	PROPN
ejif-2085	163	6	negara	negara	PROPN
ejif-2085	163	7	malaysia	malaysia	PROPN
ejif-2085	163	8	.	.	PUNCT
ejif-2085	164	1	proceedings	proceeding	NOUN
ejif-2085	164	2	from	from	ADP
ejif-2085	164	3	asia	asia	PROPN
ejif-2085	164	4	regional	regional	ADJ
ejif-2085	164	5	seminar	seminar	NOUN
ejif-2085	164	6	kuala	kuala	PROPN
ejif-2085	164	7	lumpur	lumpur	PROPN
ejif-2085	164	8	,	,	PUNCT
ejif-2085	164	9	23	23	NUM
ejif-2085	164	10	-	-	SYM
ejif-2085	164	11	24	24	NUM
ejif-2085	164	12	september	september	PROPN
ejif-2085	164	13	2010	2010	NUM
ejif-2085	164	14	,	,	PUNCT
ejif-2085	164	15	malaysia	malaysia	PROPN
ejif-2085	164	16	.	.	PUNCT
ejif-2085	165	1	[	[	X
ejif-2085	165	2	7	7	X
ejif-2085	165	3	]	]	X
ejif-2085	165	4	islamic	islamic	ADJ
ejif-2085	165	5	financial	financial	PROPN
ejif-2085	165	6	services	services	PROPN
ejif-2085	165	7	board	board	NOUN
ejif-2085	165	8	(	(	PUNCT
ejif-2085	165	9	2013	2013	NUM
ejif-2085	165	10	)	)	PUNCT
ejif-2085	165	11	.	.	PUNCT
ejif-2085	166	1	islamic	islamic	ADJ
ejif-2085	166	2	financial	financial	PROPN
ejif-2085	166	3	services	services	PROPN
ejif-2085	166	4	industry	industry	NOUN
ejif-2085	166	5	stability	stability	NOUN
ejif-2085	166	6	report	report	NOUN
ejif-2085	166	7	.	.	PUNCT
ejif-2085	167	1	jeddah	jeddah	PROPN
ejif-2085	167	2	:	:	PUNCT
ejif-2085	167	3	islamic	islamic	ADJ
ejif-2085	167	4	financial	financial	PROPN
ejif-2085	167	5	services	services	PROPN
ejif-2085	167	6	board	board	NOUN
ejif-2085	167	7	.	.	PUNCT
ejif-2085	168	1	[	[	X
ejif-2085	168	2	8	8	NUM
ejif-2085	168	3	]	]	X
ejif-2085	168	4	abdulrahman	abdulrahman	NOUN
ejif-2085	168	5	,	,	PUNCT
ejif-2085	168	6	z.	z.	PROPN
ejif-2085	168	7	(	(	PUNCT
ejif-2085	168	8	2009	2009	NUM
ejif-2085	168	9	)	)	PUNCT
ejif-2085	168	10	.	.	PUNCT
ejif-2085	169	1	takaful	takaful	ADJ
ejif-2085	169	2	:	:	PUNCT
ejif-2085	169	3	potential	potential	ADJ
ejif-2085	169	4	demand	demand	NOUN
ejif-2085	169	5	and	and	CCONJ
ejif-2085	169	6	growth	growth	NOUN
ejif-2085	169	7	.	.	PUNCT
ejif-2085	170	1	islamic	islamic	ADJ
ejif-2085	170	2	economics	economic	NOUN
ejif-2085	170	3	,	,	PUNCT
ejif-2085	170	4	22	22	NUM
ejif-2085	170	5	(	(	PUNCT
ejif-2085	170	6	1	1	NUM
ejif-2085	170	7	)	)	PUNCT
ejif-2085	170	8	,	,	PUNCT
ejif-2085	170	9	pp	pp	ADJ
ejif-2085	170	10	.	.	PUNCT
ejif-2085	171	1	171	171	NUM
ejif-2085	171	2	-	-	SYM
ejif-2085	171	3	188	188	NUM
ejif-2085	171	4	.	.	PUNCT
ejif-2085	172	1	[	[	X
ejif-2085	172	2	9	9	NUM
ejif-2085	172	3	]	]	SYM
ejif-2085	172	4	patel	patel	NOUN
ejif-2085	172	5	,	,	PUNCT
ejif-2085	172	6	s.	s.	PROPN
ejif-2085	172	7	(	(	PUNCT
ejif-2085	172	8	2005	2005	NUM
ejif-2085	172	9	)	)	PUNCT
ejif-2085	172	10	.	.	PUNCT
ejif-2085	173	1	takaful	takaful	ADJ
ejif-2085	173	2	and	and	CCONJ
ejif-2085	173	3	poverty	poverty	NOUN
ejif-2085	173	4	alleviation	alleviation	NOUN
ejif-2085	173	5	.	.	PUNCT
ejif-2085	174	1	cheshire	cheshire	PROPN
ejif-2085	174	2	,	,	PUNCT
ejif-2085	174	3	uk	uk	PROPN
ejif-2085	174	4	:	:	PUNCT
ejif-2085	174	5	the	the	DET
ejif-2085	174	6	international	international	ADJ
ejif-2085	174	7	cooperative	cooperative	ADJ
ejif-2085	174	8	and	and	CCONJ
ejif-2085	174	9	mutual	mutual	ADJ
ejif-2085	174	10	insurance	insurance	NOUN
ejif-2085	174	11	federation	federation	PROPN
ejif-2085	174	12	(	(	PUNCT
ejif-2085	174	13	icmif	icmif	PROPN
ejif-2085	174	14	)	)	PUNCT
ejif-2085	174	15	.	.	PUNCT
ejif-2085	175	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-2085	175	2	issn	issn	VERB
ejif-2085	175	3	2421	2421	NUM
ejif-2085	175	4	-	-	SYM
ejif-2085	175	5	2172	2172	NUM
ejif-2085	175	6	4	4	NUM
ejif-2085	175	7	http://www.ey.com/my/en/industries/financial-services/insurance/ey-global-islamic-insurance-industry-insights-2013	http://www.ey.com/my/en/industries/financial-services/insurance/ey-global-islamic-insurance-industry-insights-2013	PROPN
ejif-2085	175	8	http://www.ey.com/my/en/industries/financial-services/insurance/ey-global-islamic-insurance-industry-insights-2013	http://www.ey.com/my/en/industries/financial-services/insurance/ey-global-islamic-insurance-industry-insights-2013	PROPN
ejif-2085	175	9	http://www.ey.com/my/en/industries/financial-services/insurance/ey-global-islamic-insurance-industry-insights-2013	http://www.ey.com/my/en/industries/financial-services/insurance/ey-global-islamic-insurance-industry-insights-2013	PROPN
ejif-2085	175	10	ejif	ejif	PROPN
ejif-2085	175	11	–	–	PUNCT
ejif-2085	175	12	european	european	PROPN
ejif-2085	175	13	journal	journal	PROPN
ejif-2085	175	14	of	of	ADP
ejif-2085	175	15	islamic	islamic	PROPN
ejif-2085	175	16	finance	finance	PROPN
ejif-2085	175	17	special	special	ADJ
ejif-2085	175	18	issue	issue	NOUN
ejif-2085	175	19	:	:	PUNCT
ejif-2085	175	20	islamic	islamic	ADJ
ejif-2085	175	21	banking	banking	PROPN
ejif-2085	175	22	&	&	CCONJ
ejif-2085	175	23	finance	finance	PROPN
ejif-2085	175	24	no7	no7	NOUN
ejif-2085	175	25	,	,	PUNCT
ejif-2085	175	26	july	july	PROPN
ejif-2085	175	27	(	(	PUNCT
ejif-2085	175	28	2017	2017	NUM
ejif-2085	175	29	)	)	PUNCT
ejif-2085	176	1	[	[	X
ejif-2085	176	2	10	10	NUM
ejif-2085	176	3	]	]	X
ejif-2085	176	4	erlbeck	erlbeck	NOUN
ejif-2085	176	5	,	,	PUNCT
ejif-2085	176	6	a.	a.	NOUN
ejif-2085	176	7	,	,	PUNCT
ejif-2085	176	8	altuntas	altunta	NOUN
ejif-2085	176	9	,	,	PUNCT
ejif-2085	176	10	m.	m.	NOUN
ejif-2085	176	11	,	,	PUNCT
ejif-2085	176	12	and	and	CCONJ
ejif-2085	176	13	berry	berry	NOUN
ejif-2085	176	14	-	-	PUNCT
ejif-2085	176	15	stolzle	stolzle	PROPN
ejif-2085	176	16	,	,	PUNCT
ejif-2085	176	17	t.r	t.r	PROPN
ejif-2085	176	18	.	.	PROPN
ejif-2085	176	19	(	(	PUNCT
ejif-2085	176	20	2011	2011	NUM
ejif-2085	176	21	)	)	PUNCT
ejif-2085	176	22	.	.	PUNCT
ejif-2085	177	1	microtakaful	microtakaful	ADJ
ejif-2085	177	2	:	:	PUNCT
ejif-2085	177	3	field	field	NOUN
ejif-2085	177	4	study	study	NOUN
ejif-2085	177	5	evidence	evidence	NOUN
ejif-2085	177	6	and	and	CCONJ
ejif-2085	177	7	conceptual	conceptual	ADJ
ejif-2085	177	8	issues	issue	NOUN
ejif-2085	177	9	.	.	PUNCT
ejif-2085	178	1	department	department	NOUN
ejif-2085	178	2	of	of	ADP
ejif-2085	178	3	risk	risk	NOUN
ejif-2085	178	4	management	management	NOUN
ejif-2085	178	5	and	and	CCONJ
ejif-2085	178	6	insurance	insurance	NOUN
ejif-2085	178	7	,	,	PUNCT
ejif-2085	178	8	university	university	NOUN
ejif-2085	178	9	of	of	ADP
ejif-2085	178	10	cologne	cologne	NOUN
ejif-2085	178	11	.	.	PUNCT
ejif-2085	179	1	[	[	X
ejif-2085	179	2	11	11	NUM
ejif-2085	179	3	]	]	X
ejif-2085	179	4	archer	archer	PROPN
ejif-2085	179	5	,	,	PUNCT
ejif-2085	179	6	s.	s.	PROPN
ejif-2085	179	7	,	,	PUNCT
ejif-2085	179	8	rifaat	rifaat	PROPN
ejif-2085	179	9	a.a.k	a.a.k	PROPN
ejif-2085	179	10	.	.	PROPN
ejif-2085	179	11	,	,	PUNCT
ejif-2085	179	12	and	and	CCONJ
ejif-2085	179	13	nienhaus	nienhau	NOUN
ejif-2085	179	14	,	,	PUNCT
ejif-2085	179	15	v.	v.	PROPN
ejif-2085	179	16	(	(	PUNCT
ejif-2085	179	17	2009	2009	NUM
ejif-2085	179	18	)	)	PUNCT
ejif-2085	179	19	.	.	PUNCT
ejif-2085	180	1	takaful	takaful	ADJ
ejif-2085	180	2	islamic	islamic	ADJ
ejif-2085	180	3	insurance	insurance	PROPN
ejif-2085	180	4	.	.	PUNCT
ejif-2085	181	1	1st	1st	ADJ
ejif-2085	181	2	ed	ed	NOUN
ejif-2085	181	3	.	.	PUNCT
ejif-2085	182	1	singapore	singapore	PROPN
ejif-2085	182	2	:	:	PUNCT
ejif-2085	183	1	john	john	PROPN
ejif-2085	183	2	wiley	wiley	PROPN
ejif-2085	183	3	&	&	CCONJ
ejif-2085	183	4	sons	sons	PROPN
ejif-2085	183	5	(	(	PUNCT
ejif-2085	183	6	asia	asia	PROPN
ejif-2085	183	7	)	)	PUNCT
ejif-2085	183	8	ltd	ltd	PROPN
ejif-2085	183	9	.	.	PUNCT
ejif-2085	184	1	[	[	X
ejif-2085	184	2	12	12	NUM
ejif-2085	184	3	]	]	X
ejif-2085	184	4	khan	khan	PROPN
ejif-2085	184	5	,	,	PUNCT
ejif-2085	184	6	h.	h.	PROPN
ejif-2085	184	7	(	(	PUNCT
ejif-2085	184	8	2015	2015	NUM
ejif-2085	184	9	)	)	PUNCT
ejif-2085	184	10	.	.	PUNCT
ejif-2085	185	1	optimal	optimal	ADJ
ejif-2085	185	2	incentives	incentive	NOUN
ejif-2085	185	3	for	for	ADP
ejif-2085	185	4	takaful	takaful	ADJ
ejif-2085	185	5	(	(	PUNCT
ejif-2085	185	6	islamic	islamic	ADJ
ejif-2085	185	7	insurance	insurance	NOUN
ejif-2085	185	8	)	)	PUNCT
ejif-2085	185	9	operators	operator	NOUN
ejif-2085	185	10	.	.	PUNCT
ejif-2085	186	1	journal	journal	NOUN
ejif-2085	186	2	of	of	ADP
ejif-2085	186	3	economic	economic	ADJ
ejif-2085	186	4	behavior	behavior	NOUN
ejif-2085	186	5	&	&	CCONJ
ejif-2085	186	6	organization	organization	PROPN
ejif-2085	186	7	,	,	PUNCT
ejif-2085	186	8	109	109	NUM
ejif-2085	186	9	,	,	PUNCT
ejif-2085	186	10	pp	pp	ADJ
ejif-2085	186	11	.	.	PUNCT
ejif-2085	186	12	135144	135144	NUM
ejif-2085	186	13	.	.	PUNCT
ejif-2085	187	1	[	[	X
ejif-2085	187	2	13	13	NUM
ejif-2085	187	3	]	]	SYM
ejif-2085	187	4	mundaca	mundaca	PROPN
ejif-2085	187	5	,	,	PUNCT
ejif-2085	187	6	b.	b.	PROPN
ejif-2085	187	7	g.	g.	PROPN
ejif-2085	187	8	,	,	PUNCT
ejif-2085	187	9	2009	2009	NUM
ejif-2085	187	10	.	.	PUNCT
ejif-2085	188	1	remittances	remittance	NOUN
ejif-2085	188	2	,	,	PUNCT
ejif-2085	188	3	financial	financial	ADJ
ejif-2085	188	4	market	market	NOUN
ejif-2085	188	5	development	development	NOUN
ejif-2085	188	6	,	,	PUNCT
ejif-2085	188	7	and	and	CCONJ
ejif-2085	188	8	economic	economic	ADJ
ejif-2085	188	9	growth	growth	NOUN
ejif-2085	188	10	:	:	PUNCT
ejif-2085	188	11	the	the	DET
ejif-2085	188	12	case	case	NOUN
ejif-2085	188	13	of	of	ADP
ejif-2085	188	14	latin	latin	PROPN
ejif-2085	188	15	america	america	PROPN
ejif-2085	188	16	and	and	CCONJ
ejif-2085	188	17	the	the	DET
ejif-2085	188	18	caribbean	caribbean	PROPN
ejif-2085	188	19	.	.	PUNCT
ejif-2085	189	1	review	review	NOUN
ejif-2085	189	2	of	of	ADP
ejif-2085	189	3	development	development	NOUN
ejif-2085	189	4	economics	economic	NOUN
ejif-2085	189	5	13(2	13(2	PROPN
ejif-2085	189	6	)	)	PUNCT
ejif-2085	189	7	,	,	PUNCT
ejif-2085	189	8	288	288	NUM
ejif-2085	189	9	-	-	SYM
ejif-2085	189	10	303	303	NUM
ejif-2085	189	11	.	.	PUNCT
ejif-2085	190	1	[	[	X
ejif-2085	190	2	14	14	NUM
ejif-2085	190	3	]	]	PUNCT
ejif-2085	190	4	enisan	enisan	ADJ
ejif-2085	190	5	,	,	PUNCT
ejif-2085	190	6	a.	a.	NOUN
ejif-2085	190	7	a.	a.	NOUN
ejif-2085	190	8	,	,	PUNCT
ejif-2085	190	9	olufisayo	olufisayo	PROPN
ejif-2085	190	10	,	,	PUNCT
ejif-2085	190	11	a.	a.	NOUN
ejif-2085	190	12	o.	o.	PROPN
ejif-2085	190	13	,	,	PUNCT
ejif-2085	190	14	2009	2009	NUM
ejif-2085	190	15	.	.	PUNCT
ejif-2085	191	1	stock	stock	NOUN
ejif-2085	191	2	market	market	NOUN
ejif-2085	191	3	development	development	NOUN
ejif-2085	191	4	and	and	CCONJ
ejif-2085	191	5	economic	economic	ADJ
ejif-2085	191	6	growth	growth	NOUN
ejif-2085	191	7	:	:	PUNCT
ejif-2085	191	8	evidence	evidence	NOUN
ejif-2085	191	9	from	from	ADP
ejif-2085	191	10	seven	seven	NUM
ejif-2085	191	11	sub	sub	ADJ
ejif-2085	191	12	-	-	ADJ
ejif-2085	191	13	sahara	sahara	ADJ
ejif-2085	191	14	african	african	ADJ
ejif-2085	191	15	countries	country	NOUN
ejif-2085	191	16	.	.	PUNCT
ejif-2085	192	1	journal	journal	PROPN
ejif-2085	192	2	of	of	ADP
ejif-2085	192	3	economics	economic	NOUN
ejif-2085	192	4	and	and	CCONJ
ejif-2085	192	5	business	business	NOUN
ejif-2085	192	6	61(2	61(2	PROPN
ejif-2085	192	7	)	)	PUNCT
ejif-2085	192	8	,	,	PUNCT
ejif-2085	192	9	162	162	NUM
ejif-2085	192	10	-	-	SYM
ejif-2085	192	11	171	171	NUM
ejif-2085	192	12	.	.	PUNCT
ejif-2085	193	1	[	[	X
ejif-2085	193	2	15	15	NUM
ejif-2085	193	3	]	]	X
ejif-2085	193	4	hassan	hassan	PROPN
ejif-2085	193	5	,	,	PUNCT
ejif-2085	193	6	m.	m.	PROPN
ejif-2085	193	7	k.	k.	PROPN
ejif-2085	193	8	,	,	PUNCT
ejif-2085	193	9	sanchez	sanchez	PROPN
ejif-2085	193	10	,	,	PUNCT
ejif-2085	193	11	b.	b.	PROPN
ejif-2085	193	12	,	,	PUNCT
ejif-2085	193	13	yu	yu	PROPN
ejif-2085	193	14	,	,	PUNCT
ejif-2085	193	15	j.	j.	PROPN
ejif-2085	193	16	s.	s.	PROPN
ejif-2085	193	17	,	,	PUNCT
ejif-2085	193	18	2011	2011	NUM
ejif-2085	193	19	.	.	PUNCT
ejif-2085	194	1	financial	financial	ADJ
ejif-2085	194	2	development	development	NOUN
ejif-2085	194	3	and	and	CCONJ
ejif-2085	194	4	economic	economic	ADJ
ejif-2085	194	5	growth	growth	NOUN
ejif-2085	194	6	:	:	PUNCT
ejif-2085	194	7	new	new	ADJ
ejif-2085	194	8	evidence	evidence	NOUN
ejif-2085	194	9	from	from	ADP
ejif-2085	194	10	panel	panel	NOUN
ejif-2085	194	11	data	datum	NOUN
ejif-2085	194	12	.	.	PUNCT
ejif-2085	195	1	the	the	DET
ejif-2085	195	2	quarterly	quarterly	ADJ
ejif-2085	195	3	review	review	NOUN
ejif-2085	195	4	of	of	ADP
ejif-2085	195	5	economics	economic	NOUN
ejif-2085	195	6	and	and	CCONJ
ejif-2085	195	7	finance	finance	NOUN
ejif-2085	195	8	51(1	51(1	NUM
ejif-2085	195	9	)	)	PUNCT
ejif-2085	195	10	,	,	PUNCT
ejif-2085	195	11	88	88	NUM
ejif-2085	195	12	-	-	SYM
ejif-2085	195	13	104	104	NUM
ejif-2085	195	14	.	.	PUNCT
ejif-2085	196	1	[	[	X
ejif-2085	196	2	16	16	NUM
ejif-2085	196	3	]	]	X
ejif-2085	196	4	bittencourt	bittencourt	PROPN
ejif-2085	196	5	,	,	PUNCT
ejif-2085	196	6	m.	m.	NOUN
ejif-2085	196	7	,	,	PUNCT
ejif-2085	196	8	2012	2012	NUM
ejif-2085	196	9	.	.	PUNCT
ejif-2085	197	1	financial	financial	ADJ
ejif-2085	197	2	development	development	NOUN
ejif-2085	197	3	and	and	CCONJ
ejif-2085	197	4	economic	economic	ADJ
ejif-2085	197	5	growth	growth	NOUN
ejif-2085	197	6	in	in	ADP
ejif-2085	197	7	latin	latin	PROPN
ejif-2085	197	8	america	america	PROPN
ejif-2085	197	9	:	:	PUNCT
ejif-2085	197	10	is	be	AUX
ejif-2085	197	11	schumpeter	schumpeter	ADJ
ejif-2085	197	12	right	right	ADJ
ejif-2085	197	13	?	?	PUNCT
ejif-2085	197	14	.	.	PUNCT
ejif-2085	198	1	journal	journal	PROPN
ejif-2085	198	2	of	of	ADP
ejif-2085	198	3	policy	policy	NOUN
ejif-2085	198	4	modeling	modeling	NOUN
ejif-2085	198	5	34(3	34(3	NUM
ejif-2085	198	6	)	)	PUNCT
ejif-2085	198	7	,	,	PUNCT
ejif-2085	198	8	341	341	NUM
ejif-2085	198	9	-	-	SYM
ejif-2085	198	10	355	355	NUM
ejif-2085	198	11	.	.	PUNCT
ejif-2085	199	1	[	[	X
ejif-2085	199	2	17	17	NUM
ejif-2085	199	3	]	]	X
ejif-2085	199	4	zhang	zhang	PROPN
ejif-2085	199	5	,	,	PUNCT
ejif-2085	199	6	j.	j.	PROPN
ejif-2085	199	7	,	,	PUNCT
ejif-2085	199	8	wang	wang	PROPN
ejif-2085	199	9	,	,	PUNCT
ejif-2085	199	10	l.	l.	PROPN
ejif-2085	199	11	,	,	PUNCT
ejif-2085	199	12	wang	wang	PROPN
ejif-2085	199	13	,	,	PUNCT
ejif-2085	199	14	s.	s.	PROPN
ejif-2085	199	15	,	,	PUNCT
ejif-2085	199	16	2012	2012	NUM
ejif-2085	199	17	.	.	PUNCT
ejif-2085	199	18	financial	financial	ADJ
ejif-2085	199	19	development	development	NOUN
ejif-2085	199	20	and	and	CCONJ
ejif-2085	199	21	economic	economic	ADJ
ejif-2085	199	22	growth	growth	NOUN
ejif-2085	199	23	:	:	PUNCT
ejif-2085	199	24	recent	recent	ADJ
ejif-2085	199	25	evidence	evidence	NOUN
ejif-2085	199	26	from	from	ADP
ejif-2085	199	27	china	china	PROPN
ejif-2085	199	28	.	.	PUNCT
ejif-2085	200	1	journal	journal	PROPN
ejif-2085	200	2	of	of	ADP
ejif-2085	200	3	comparative	comparative	ADJ
ejif-2085	200	4	economics	economic	NOUN
ejif-2085	200	5	40(3	40(3	NOUN
ejif-2085	200	6	)	)	PUNCT
ejif-2085	200	7	,	,	PUNCT
ejif-2085	200	8	393	393	NUM
ejif-2085	200	9	-	-	SYM
ejif-2085	200	10	412	412	NUM
ejif-2085	200	11	.	.	PUNCT
ejif-2085	201	1	[	[	X
ejif-2085	201	2	18	18	NUM
ejif-2085	201	3	]	]	X
ejif-2085	201	4	greenwood	greenwood	PROPN
ejif-2085	201	5	,	,	PUNCT
ejif-2085	201	6	j.	j.	PROPN
ejif-2085	201	7	,	,	PUNCT
ejif-2085	201	8	sanchez	sanchez	PROPN
ejif-2085	201	9	,	,	PUNCT
ejif-2085	201	10	j.	j.	PROPN
ejif-2085	201	11	m.	m.	PROPN
ejif-2085	201	12	,	,	PUNCT
ejif-2085	201	13	wang	wang	PROPN
ejif-2085	201	14	,	,	PUNCT
ejif-2085	201	15	c.	c.	PROPN
ejif-2085	201	16	,	,	PUNCT
ejif-2085	201	17	2013	2013	NUM
ejif-2085	201	18	.	.	PUNCT
ejif-2085	202	1	quantifying	quantify	VERB
ejif-2085	202	2	the	the	DET
ejif-2085	202	3	impact	impact	NOUN
ejif-2085	202	4	of	of	ADP
ejif-2085	202	5	financial	financial	ADJ
ejif-2085	202	6	development	development	NOUN
ejif-2085	202	7	on	on	ADP
ejif-2085	202	8	economic	economic	ADJ
ejif-2085	202	9	development	development	NOUN
ejif-2085	202	10	.	.	PUNCT
ejif-2085	203	1	review	review	NOUN
ejif-2085	203	2	of	of	ADP
ejif-2085	203	3	economic	economic	ADJ
ejif-2085	203	4	dynamics	dynamic	NOUN
ejif-2085	203	5	16(1	16(1	NUM
ejif-2085	203	6	)	)	PUNCT
ejif-2085	203	7	,	,	PUNCT
ejif-2085	203	8	194	194	NUM
ejif-2085	203	9	-	-	SYM
ejif-2085	203	10	215	215	NUM
ejif-2085	203	11	.	.	PUNCT
ejif-2085	204	1	[	[	X
ejif-2085	204	2	19	19	NUM
ejif-2085	204	3	]	]	X
ejif-2085	204	4	quartey	quartey	PROPN
ejif-2085	204	5	,	,	PUNCT
ejif-2085	204	6	p.	p.	PROPN
ejif-2085	204	7	,	,	PUNCT
ejif-2085	204	8	prah	prah	PROPN
ejif-2085	204	9	,	,	PUNCT
ejif-2085	204	10	f.	f.	PROPN
ejif-2085	204	11	,	,	PUNCT
ejif-2085	204	12	2008	2008	NUM
ejif-2085	204	13	.	.	PUNCT
ejif-2085	205	1	financial	financial	ADJ
ejif-2085	205	2	development	development	NOUN
ejif-2085	205	3	and	and	CCONJ
ejif-2085	205	4	economic	economic	ADJ
ejif-2085	205	5	growth	growth	NOUN
ejif-2085	205	6	in	in	ADP
ejif-2085	205	7	ghana	ghana	PROPN
ejif-2085	205	8	:	:	PUNCT
ejif-2085	205	9	is	be	AUX
ejif-2085	205	10	there	there	PRON
ejif-2085	205	11	a	a	DET
ejif-2085	205	12	causal	causal	ADJ
ejif-2085	205	13	link	link	NOUN
ejif-2085	205	14	?	?	PUNCT
ejif-2085	206	1	african	african	ADJ
ejif-2085	206	2	finance	finance	PROPN
ejif-2085	206	3	journal	journal	NOUN
ejif-2085	206	4	10(1	10(1	NUM
ejif-2085	206	5	)	)	PUNCT
ejif-2085	206	6	,	,	PUNCT
ejif-2085	206	7	28–54	28–54	NUM
ejif-2085	206	8	.	.	PUNCT
ejif-2085	207	1	[	[	X
ejif-2085	207	2	20	20	NUM
ejif-2085	207	3	]	]	PUNCT
ejif-2085	207	4	demirgüç	demirgüç	PROPN
ejif-2085	207	5	-	-	PUNCT
ejif-2085	207	6	kunt	kunt	PROPN
ejif-2085	207	7	,	,	PUNCT
ejif-2085	207	8	a.	a.	PROPN
ejif-2085	207	9	,	,	PUNCT
ejif-2085	207	10	levine	levine	PROPN
ejif-2085	207	11	,	,	PUNCT
ejif-2085	207	12	r.	r.	PROPN
ejif-2085	207	13	,	,	PUNCT
ejif-2085	207	14	2008	2008	NUM
ejif-2085	207	15	.	.	PUNCT
ejif-2085	208	1	finance	finance	NOUN
ejif-2085	208	2	,	,	PUNCT
ejif-2085	208	3	financial	financial	ADJ
ejif-2085	208	4	sector	sector	NOUN
ejif-2085	208	5	policies	policy	NOUN
ejif-2085	208	6	,	,	PUNCT
ejif-2085	208	7	and	and	CCONJ
ejif-2085	208	8	long	long	ADV
ejif-2085	208	9	-	-	PUNCT
ejif-2085	208	10	run	run	NOUN
ejif-2085	208	11	growth	growth	NOUN
ejif-2085	208	12	.	.	PUNCT
ejif-2085	209	1	world	world	PROPN
ejif-2085	209	2	bank	bank	PROPN
ejif-2085	209	3	policy	policy	NOUN
ejif-2085	209	4	research	research	NOUN
ejif-2085	209	5	working	working	NOUN
ejif-2085	209	6	paper	paper	NOUN
ejif-2085	209	7	series	series	NOUN
ejif-2085	209	8	.	.	PUNCT
ejif-2085	210	1	[	[	X
ejif-2085	210	2	21	21	NUM
ejif-2085	210	3	]	]	X
ejif-2085	210	4	abduh	abduh	ADJ
ejif-2085	210	5	,	,	PUNCT
ejif-2085	210	6	m.	m.	NOUN
ejif-2085	210	7	omar	omar	PROPN
ejif-2085	210	8	,	,	PUNCT
ejif-2085	210	9	m.a	m.a	PROPN
ejif-2085	210	10	.	.	PROPN
ejif-2085	210	11	,	,	PUNCT
ejif-2085	210	12	2012	2012	NUM
ejif-2085	210	13	.	.	PUNCT
ejif-2085	211	1	islamic	islamic	ADJ
ejif-2085	211	2	banking	banking	PROPN
ejif-2085	211	3	and	and	CCONJ
ejif-2085	211	4	economic	economic	ADJ
ejif-2085	211	5	growth	growth	NOUN
ejif-2085	211	6	:	:	PUNCT
ejif-2085	211	7	the	the	DET
ejif-2085	211	8	indonesian	indonesian	ADJ
ejif-2085	211	9	experience	experience	NOUN
ejif-2085	211	10	.	.	PUNCT
ejif-2085	212	1	international	international	ADJ
ejif-2085	212	2	journal	journal	PROPN
ejif-2085	212	3	of	of	ADP
ejif-2085	212	4	islamic	islamic	ADJ
ejif-2085	212	5	and	and	CCONJ
ejif-2085	212	6	middle	middle	ADJ
ejif-2085	212	7	eastern	eastern	ADJ
ejif-2085	212	8	finance	finance	NOUN
ejif-2085	212	9	and	and	CCONJ
ejif-2085	212	10	management	management	NOUN
ejif-2085	212	11	5(1	5(1	NUM
ejif-2085	212	12	)	)	PUNCT
ejif-2085	212	13	,	,	PUNCT
ejif-2085	212	14	pp.35–47	pp.35–47	NOUN
ejif-2085	212	15	.	.	PUNCT
ejif-2085	213	1	[	[	X
ejif-2085	213	2	22	22	NUM
ejif-2085	213	3	]	]	X
ejif-2085	213	4	chen	chen	PROPN
ejif-2085	213	5	,	,	PUNCT
ejif-2085	213	6	p.	p.	PROPN
ejif-2085	213	7	,	,	PUNCT
ejif-2085	213	8	lee	lee	PROPN
ejif-2085	213	9	,	,	PUNCT
ejif-2085	213	10	c.	c.	PROPN
ejif-2085	213	11	,	,	PUNCT
ejif-2085	213	12	lee	lee	PROPN
ejif-2085	213	13	,	,	PUNCT
ejif-2085	213	14	c.	c.	PROPN
ejif-2085	213	15	,	,	PUNCT
ejif-2085	213	16	2012	2012	NUM
ejif-2085	213	17	.	.	PUNCT
ejif-2085	214	1	how	how	SCONJ
ejif-2085	214	2	does	do	AUX
ejif-2085	214	3	the	the	DET
ejif-2085	214	4	development	development	NOUN
ejif-2085	214	5	of	of	ADP
ejif-2085	214	6	the	the	DET
ejif-2085	214	7	life	life	NOUN
ejif-2085	214	8	insurance	insurance	NOUN
ejif-2085	214	9	market	market	NOUN
ejif-2085	214	10	affect	affect	VERB
ejif-2085	214	11	economic	economic	ADJ
ejif-2085	214	12	growth	growth	NOUN
ejif-2085	214	13	?	?	PUNCT
ejif-2085	215	1	some	some	DET
ejif-2085	215	2	international	international	ADJ
ejif-2085	215	3	evidence	evidence	NOUN
ejif-2085	215	4	.	.	PUNCT
ejif-2085	216	1	journal	journal	NOUN
ejif-2085	216	2	of	of	ADP
ejif-2085	216	3	international	international	ADJ
ejif-2085	216	4	development	development	NOUN
ejif-2085	216	5	24	24	NUM
ejif-2085	216	6	,	,	PUNCT
ejif-2085	216	7	865–893	865–893	NUM
ejif-2085	216	8	.	.	PUNCT
ejif-2085	217	1	[	[	X
ejif-2085	217	2	23	23	NUM
ejif-2085	217	3	]	]	X
ejif-2085	217	4	greenwood	greenwood	PROPN
ejif-2085	217	5	,	,	PUNCT
ejif-2085	217	6	j.	j.	PROPN
ejif-2085	217	7	,	,	PUNCT
ejif-2085	217	8	smith	smith	PROPN
ejif-2085	217	9	,	,	PUNCT
ejif-2085	217	10	b.	b.	PROPN
ejif-2085	217	11	d.	d.	PROPN
ejif-2085	217	12	,	,	PUNCT
ejif-2085	217	13	1997	1997	NUM
ejif-2085	217	14	.	.	PUNCT
ejif-2085	218	1	financial	financial	ADJ
ejif-2085	218	2	markets	market	NOUN
ejif-2085	218	3	in	in	ADP
ejif-2085	218	4	development	development	NOUN
ejif-2085	218	5	,	,	PUNCT
ejif-2085	218	6	and	and	CCONJ
ejif-2085	218	7	the	the	DET
ejif-2085	218	8	development	development	NOUN
ejif-2085	218	9	of	of	ADP
ejif-2085	218	10	financial	financial	ADJ
ejif-2085	218	11	markets	market	NOUN
ejif-2085	218	12	.	.	PUNCT
ejif-2085	219	1	journal	journal	NOUN
ejif-2085	219	2	of	of	ADP
ejif-2085	219	3	economic	economic	ADJ
ejif-2085	219	4	dynamics	dynamic	NOUN
ejif-2085	219	5	and	and	CCONJ
ejif-2085	219	6	control	control	NOUN
ejif-2085	219	7	21(1	21(1	NUM
ejif-2085	219	8	)	)	PUNCT
ejif-2085	219	9	,	,	PUNCT
ejif-2085	219	10	145	145	NUM
ejif-2085	219	11	-	-	SYM
ejif-2085	219	12	181	181	NUM
ejif-2085	219	13	.	.	PUNCT
ejif-2085	220	1	[	[	X
ejif-2085	220	2	24	24	NUM
ejif-2085	220	3	]	]	X
ejif-2085	220	4	blackburn	blackburn	NOUN
ejif-2085	220	5	,	,	PUNCT
ejif-2085	220	6	k.	k.	PROPN
ejif-2085	220	7	,	,	PUNCT
ejif-2085	220	8	bose	bose	PROPN
ejif-2085	220	9	,	,	PUNCT
ejif-2085	220	10	n.	n.	NOUN
ejif-2085	220	11	,	,	PUNCT
ejif-2085	220	12	capasso	capasso	PROPN
ejif-2085	220	13	,	,	PUNCT
ejif-2085	220	14	s.	s.	PROPN
ejif-2085	220	15	,	,	PUNCT
ejif-2085	220	16	2005	2005	NUM
ejif-2085	220	17	.	.	PUNCT
ejif-2085	221	1	financial	financial	ADJ
ejif-2085	221	2	development	development	NOUN
ejif-2085	221	3	,	,	PUNCT
ejif-2085	221	4	financing	financing	NOUN
ejif-2085	221	5	choice	choice	NOUN
ejif-2085	221	6	and	and	CCONJ
ejif-2085	221	7	economic	economic	ADJ
ejif-2085	221	8	growth	growth	NOUN
ejif-2085	221	9	.	.	PUNCT
ejif-2085	222	1	review	review	NOUN
ejif-2085	222	2	of	of	ADP
ejif-2085	222	3	development	development	NOUN
ejif-2085	222	4	economics	economic	NOUN
ejif-2085	222	5	9(2	9(2	NUM
ejif-2085	222	6	)	)	PUNCT
ejif-2085	222	7	,	,	PUNCT
ejif-2085	222	8	135	135	NUM
ejif-2085	222	9	-	-	SYM
ejif-2085	222	10	149	149	NUM
ejif-2085	222	11	.	.	PUNCT
ejif-2085	223	1	[	[	X
ejif-2085	223	2	25	25	NUM
ejif-2085	223	3	]	]	PUNCT
ejif-2085	223	4	wolde	wolde	PROPN
ejif-2085	223	5	-	-	PUNCT
ejif-2085	223	6	rufael	rufael	PROPN
ejif-2085	223	7	,	,	PUNCT
ejif-2085	223	8	y.	y.	PROPN
ejif-2085	223	9	,	,	PUNCT
ejif-2085	223	10	2009	2009	NUM
ejif-2085	223	11	.	.	PUNCT
ejif-2085	224	1	re	re	VERB
ejif-2085	224	2	-	-	VERB
ejif-2085	224	3	examining	examine	VERB
ejif-2085	224	4	the	the	DET
ejif-2085	224	5	financial	financial	ADJ
ejif-2085	224	6	development	development	NOUN
ejif-2085	224	7	and	and	CCONJ
ejif-2085	224	8	economic	economic	ADJ
ejif-2085	224	9	growth	growth	NOUN
ejif-2085	224	10	nexus	nexus	NOUN
ejif-2085	224	11	in	in	ADP
ejif-2085	224	12	kenya	kenya	PROPN
ejif-2085	224	13	.	.	PUNCT
ejif-2085	225	1	economic	economic	ADJ
ejif-2085	225	2	modelling	modelling	ADJ
ejif-2085	225	3	26(6	26(6	NUM
ejif-2085	225	4	)	)	PUNCT
ejif-2085	225	5	,	,	PUNCT
ejif-2085	225	6	1140	1140	NUM
ejif-2085	225	7	–	–	PUNCT
ejif-2085	225	8	1146	1146	NUM
ejif-2085	225	9	.	.	PUNCT
ejif-2085	226	1	[	[	X
ejif-2085	226	2	26	26	NUM
ejif-2085	226	3	]	]	X
ejif-2085	226	4	muye	muye	PROPN
ejif-2085	226	5	,	,	PUNCT
ejif-2085	226	6	i.m	i.m	PROPN
ejif-2085	226	7	.	.	PROPN
ejif-2085	226	8	and	and	CCONJ
ejif-2085	226	9	hasan	hasan	PROPN
ejif-2085	226	10	,	,	PUNCT
ejif-2085	226	11	a.f.s	a.f.s	NOUN
ejif-2085	226	12	.	.	PUNCT
ejif-2085	226	13	(	(	PUNCT
ejif-2085	226	14	2016	2016	NUM
ejif-2085	226	15	)	)	PUNCT
ejif-2085	226	16	.	.	PUNCT
ejif-2085	227	1	does	do	AUX
ejif-2085	227	2	islamic	islamic	PROPN
ejif-2085	227	3	insurance	insurance	PROPN
ejif-2085	227	4	development	development	NOUN
ejif-2085	227	5	promote	promote	VERB
ejif-2085	227	6	economic	economic	ADJ
ejif-2085	227	7	growth	growth	NOUN
ejif-2085	227	8	?	?	PUNCT
ejif-2085	228	1	a	a	DET
ejif-2085	228	2	panel	panel	NOUN
ejif-2085	228	3	data	data	VERB
ejif-2085	228	4	analysis	analysis	NOUN
ejif-2085	228	5	.	.	PUNCT
ejif-2085	229	1	procedia	procedia	NOUN
ejif-2085	229	2	economics	economic	NOUN
ejif-2085	229	3	and	and	CCONJ
ejif-2085	229	4	finance	finance	NOUN
ejif-2085	229	5	,	,	PUNCT
ejif-2085	229	6	35	35	NUM
ejif-2085	229	7	,	,	PUNCT
ejif-2085	229	8	pp	pp	ADJ
ejif-2085	229	9	.	.	PUNCT
ejif-2085	230	1	368	368	NUM
ejif-2085	230	2	-	-	SYM
ejif-2085	230	3	373	373	NUM
ejif-2085	230	4	.	.	PUNCT
ejif-2085	231	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-2085	231	2	issn	issn	VERB
ejif-2085	231	3	2421	2421	NUM
ejif-2085	231	4	-	-	SYM
ejif-2085	231	5	2172	2172	NUM
ejif-2085	231	6	5	5	NUM
ejif-2085	231	7	ejif	ejif	NOUN
ejif-2085	231	8	–	–	PUNCT
ejif-2085	231	9	european	european	PROPN
ejif-2085	231	10	journal	journal	PROPN
ejif-2085	231	11	of	of	ADP
ejif-2085	231	12	islamic	islamic	PROPN
ejif-2085	231	13	finance	finance	PROPN
ejif-2085	231	14	editorial	editorial	ADJ
ejif-2085	231	15	team	team	NOUN
ejif-2085	231	16	editor	editor	NOUN
ejif-2085	231	17	in	in	ADP
ejif-2085	231	18	chief	chief	ADJ
ejif-2085	231	19	prof	prof	NOUN
ejif-2085	231	20	.	.	PUNCT
ejif-2085	232	1	paolo	paolo	PROPN
ejif-2085	232	2	pietro	pietro	PROPN
ejif-2085	232	3	biancone	biancone	NOUN
ejif-2085	232	4	,	,	PUNCT
ejif-2085	232	5	university	university	PROPN
ejif-2085	232	6	of	of	ADP
ejif-2085	232	7	turin	turin	PROPN
ejif-2085	232	8	,	,	PUNCT
ejif-2085	232	9	italy	italy	PROPN
ejif-2085	232	10	editorial	editorial	PROPN
ejif-2085	232	11	board	board	PROPN
ejif-2085	232	12	prof	prof	PROPN
ejif-2085	232	13	.	.	PUNCT
ejif-2085	233	1	dian	dian	PROPN
ejif-2085	233	2	masyita	masyita	PROPN
ejif-2085	233	3	,	,	PUNCT
ejif-2085	233	4	university	university	NOUN
ejif-2085	233	5	of	of	ADP
ejif-2085	233	6	padjadjaran	padjadjaran	PROPN
ejif-2085	233	7	,	,	PUNCT
ejif-2085	233	8	indonesia	indonesia	PROPN
ejif-2085	233	9	prof	prof	PROPN
ejif-2085	233	10	.	.	PUNCT
ejif-2085	234	1	abdulazeem	abdulazeem	PROPN
ejif-2085	234	2	abozaid	abozaid	PROPN
ejif-2085	234	3	,	,	PUNCT
ejif-2085	234	4	qatar	qatar	PROPN
ejif-2085	234	5	faculty	faculty	NOUN
ejif-2085	234	6	of	of	ADP
ejif-2085	234	7	islamic	islamic	ADJ
ejif-2085	234	8	studies	study	NOUN
ejif-2085	234	9	–	–	PUNCT
ejif-2085	234	10	qatar	qatar	PROPN
ejif-2085	234	11	prof	prof	NOUN
ejif-2085	234	12	.	.	PUNCT
ejif-2085	235	1	ahmad	ahmad	PROPN
ejif-2085	235	2	aref	aref	PROPN
ejif-2085	235	3	almazari	almazari	PROPN
ejif-2085	235	4	,	,	PUNCT
ejif-2085	235	5	king	king	PROPN
ejif-2085	235	6	saud	saud	PROPN
ejif-2085	235	7	university	university	PROPN
ejif-2085	235	8	,	,	PUNCT
ejif-2085	235	9	saudi	saudi	PROPN
ejif-2085	235	10	arabia	arabia	PROPN
ejif-2085	235	11	prof	prof	PROPN
ejif-2085	235	12	.	.	PUNCT
ejif-2085	236	1	nidal	nidal	PROPN
ejif-2085	236	2	a.	a.	PROPN
ejif-2085	236	3	alsayyed	alsayye	VERB
ejif-2085	236	4	,	,	PUNCT
ejif-2085	236	5	inayah	inayah	VERB
ejif-2085	236	6	islamic	islamic	PROPN
ejif-2085	236	7	finance	finance	PROPN
ejif-2085	236	8	research	research	PROPN
ejif-2085	236	9	institute	institute	PROPN
ejif-2085	236	10	,	,	PUNCT
ejif-2085	236	11	usa	usa	PROPN
ejif-2085	236	12	prof	prof	PROPN
ejif-2085	236	13	.	.	PUNCT
ejif-2085	237	1	roberta	roberta	PROPN
ejif-2085	237	2	aluffi	aluffi	PROPN
ejif-2085	237	3	,	,	PUNCT
ejif-2085	237	4	university	university	PROPN
ejif-2085	237	5	of	of	ADP
ejif-2085	237	6	turin	turin	PROPN
ejif-2085	237	7	italy	italy	PROPN
ejif-2085	237	8	prof	prof	PROPN
ejif-2085	237	9	.	.	PUNCT
ejif-2085	238	1	ghassen	ghassen	PROPN
ejif-2085	238	2	bouslama	bouslama	PROPN
ejif-2085	238	3	,	,	PUNCT
ejif-2085	238	4	neoma	neoma	PROPN
ejif-2085	238	5	business	business	PROPN
ejif-2085	238	6	school	school	PROPN
ejif-2085	238	7	campus	campus	NOUN
ejif-2085	238	8	de	de	X
ejif-2085	238	9	reims	reims	X
ejif-2085	238	10	,	,	PUNCT
ejif-2085	238	11	france	france	PROPN
ejif-2085	238	12	prof	prof	PROPN
ejif-2085	238	13	.	.	PUNCT
ejif-2085	239	1	nazam	nazam	PROPN
ejif-2085	239	2	dzolkarnaini	dzolkarnaini	PROPN
ejif-2085	239	3	,	,	PUNCT
ejif-2085	239	4	salford	salford	PROPN
ejif-2085	239	5	university	university	PROPN
ejif-2085	239	6	,	,	PUNCT
ejif-2085	239	7	uk	uk	PROPN
ejif-2085	239	8	prof	prof	PROPN
ejif-2085	239	9	.	.	PUNCT
ejif-2085	240	1	kabir	kabir	PROPN
ejif-2085	240	2	hassan	hassan	PROPN
ejif-2085	240	3	,	,	PUNCT
ejif-2085	240	4	university	university	NOUN
ejif-2085	240	5	of	of	ADP
ejif-2085	240	6	new	new	PROPN
ejif-2085	240	7	orleans	orleans	PROPN
ejif-2085	240	8	,	,	PUNCT
ejif-2085	240	9	usa	usa	PROPN
ejif-2085	240	10	prof	prof	PROPN
ejif-2085	240	11	.	.	PUNCT
ejif-2085	241	1	khaled	khaled	PROPN
ejif-2085	241	2	hussainey	hussainey	PROPN
ejif-2085	241	3	,	,	PUNCT
ejif-2085	241	4	portsmouth	portsmouth	PROPN
ejif-2085	241	5	university	university	PROPN
ejif-2085	241	6	,	,	PUNCT
ejif-2085	241	7	uk	uk	PROPN
ejif-2085	241	8	prof	prof	PROPN
ejif-2085	241	9	.	.	PUNCT
ejif-2085	242	1	rifki	rifki	PROPN
ejif-2085	242	2	ismal	ismal	NOUN
ejif-2085	242	3	,	,	PUNCT
ejif-2085	242	4	university	university	NOUN
ejif-2085	242	5	of	of	ADP
ejif-2085	242	6	indonesia	indonesia	PROPN
ejif-2085	242	7	prof	prof	PROPN
ejif-2085	242	8	.	.	PUNCT
ejif-2085	243	1	tariqullah	tariqullah	PROPN
ejif-2085	243	2	khan	khan	PROPN
ejif-2085	243	3	,	,	PUNCT
ejif-2085	243	4	hamad	hamad	PROPN
ejif-2085	243	5	bin	bin	PROPN
ejif-2085	243	6	khalifa	khalifa	PROPN
ejif-2085	243	7	university	university	PROPN
ejif-2085	243	8	,	,	PUNCT
ejif-2085	243	9	qatar	qatar	PROPN
ejif-2085	243	10	prof	prof	PROPN
ejif-2085	243	11	.	.	PROPN
ejif-2085	244	1	ali	ali	PROPN
ejif-2085	244	2	khorshid	khorshid	PROPN
ejif-2085	244	3	,	,	PUNCT
ejif-2085	244	4	icma	icma	NOUN
ejif-2085	244	5	centre	centre	NOUN
ejif-2085	244	6	reading	read	VERB
ejif-2085	244	7	university	university	PROPN
ejif-2085	244	8	uk	uk	PROPN
ejif-2085	244	9	prof	prof	PROPN
ejif-2085	244	10	.	.	PUNCT
ejif-2085	245	1	amir	amir	PROPN
ejif-2085	245	2	kia	kia	PROPN
ejif-2085	245	3	,	,	PUNCT
ejif-2085	245	4	utah	utah	PROPN
ejif-2085	245	5	valley	valley	PROPN
ejif-2085	245	6	university	university	PROPN
ejif-2085	245	7	,	,	PUNCT
ejif-2085	245	8	usa	usa	PROPN
ejif-2085	245	9	prof	prof	PROPN
ejif-2085	245	10	.	.	PUNCT
ejif-2085	246	1	laurent	laurent	PROPN
ejif-2085	246	2	marliere	marliere	ADV
ejif-2085	246	3	,	,	PUNCT
ejif-2085	246	4	université	université	PROPN
ejif-2085	246	5	paris	paris	PROPN
ejif-2085	246	6	-	-	PUNCT
ejif-2085	246	7	dauphine	dauphine	PROPN
ejif-2085	246	8	france	france	PROPN
ejif-2085	246	9	prof	prof	PROPN
ejif-2085	246	10	.	.	PUNCT
ejif-2085	247	1	federica	federica	PROPN
ejif-2085	247	2	miglietta	miglietta	PROPN
ejif-2085	247	3	,	,	PUNCT
ejif-2085	247	4	university	university	NOUN
ejif-2085	247	5	of	of	ADP
ejif-2085	247	6	bari	bari	PROPN
ejif-2085	247	7	italy	italy	PROPN
ejif-2085	247	8	prof	prof	PROPN
ejif-2085	247	9	.	.	PUNCT
ejif-2085	248	1	hakim	hakim	PROPN
ejif-2085	248	2	ben	ben	PROPN
ejif-2085	248	3	othman	othman	PROPN
ejif-2085	248	4	,	,	PUNCT
ejif-2085	248	5	university	university	PROPN
ejif-2085	248	6	of	of	ADP
ejif-2085	248	7	tunis	tunis	PROPN
ejif-2085	248	8	tunisia	tunisia	PROPN
ejif-2085	248	9	prof	prof	PROPN
ejif-2085	248	10	.	.	PUNCT
ejif-2085	249	1	mohamed	mohamed	PROPN
ejif-2085	249	2	ramady	ramady	PROPN
ejif-2085	249	3	,	,	PUNCT
ejif-2085	249	4	king	king	PROPN
ejif-2085	249	5	fahd	fahd	PROPN
ejif-2085	249	6	university	university	PROPN
ejif-2085	249	7	of	of	ADP
ejif-2085	249	8	petroleum	petroleum	NOUN
ejif-2085	249	9	and	and	CCONJ
ejif-2085	249	10	minerals	mineral	NOUN
ejif-2085	249	11	,	,	PUNCT
ejif-2085	250	1	saudi	saudi	PROPN
ejif-2085	250	2	arabia	arabia	PROPN
ejif-2085	250	3	prof	prof	PROPN
ejif-2085	250	4	.	.	PROPN
ejif-2085	250	5	mamunur	mamunur	PROPN
ejif-2085	250	6	rashid	rashid	PROPN
ejif-2085	250	7	,	,	PUNCT
ejif-2085	250	8	nottingham	nottingham	PROPN
ejif-2085	250	9	university	university	PROPN
ejif-2085	250	10	,	,	PUNCT
ejif-2085	250	11	malaysia	malaysia	PROPN
ejif-2085	250	12	prof	prof	PROPN
ejif-2085	250	13	.	.	PUNCT
ejif-2085	251	1	younes	younes	PROPN
ejif-2085	251	2	soualhi	soualhi	PROPN
ejif-2085	251	3	,	,	PUNCT
ejif-2085	251	4	international	international	PROPN
ejif-2085	251	5	islamic	islamic	PROPN
ejif-2085	251	6	university	university	PROPN
ejif-2085	251	7	malaysia	malaysia	PROPN
ejif-2085	251	8	prof	prof	PROPN
ejif-2085	251	9	.	.	PUNCT
ejif-2085	252	1	laurent	laurent	PROPN
ejif-2085	252	2	weill	weill	PROPN
ejif-2085	252	3	,	,	PUNCT
ejif-2085	252	4	university	university	NOUN
ejif-2085	252	5	of	of	ADP
ejif-2085	252	6	strasbourg	strasbourg	PROPN
ejif-2085	252	7	,	,	PUNCT
ejif-2085	252	8	france	france	PROPN
ejif-2085	252	9	i.	i.	PROPN
ejif-2085	252	10	introduction	introduction	PROPN
ejif-2085	252	11	ii	ii	PROPN
ejif-2085	252	12	.	.	PUNCT
ejif-2085	253	1	literature	literature	PROPN
ejif-2085	253	2	review	review	PROPN
ejif-2085	253	3	iii	iii	PROPN
ejif-2085	253	4	.	.	PUNCT
ejif-2085	253	5	methodology	methodology	PROPN
ejif-2085	253	6	iv	iv	PROPN
ejif-2085	253	7	.	.	PUNCT
ejif-2085	253	8	growth	growth	NOUN
ejif-2085	253	9	of	of	ADP
ejif-2085	253	10	takaful	takaful	NOUN
ejif-2085	253	11	in	in	ADP
ejif-2085	253	12	the	the	DET
ejif-2085	253	13	global	global	ADJ
ejif-2085	253	14	market	market	NOUN
ejif-2085	253	15	v.	v.	ADP
ejif-2085	253	16	the	the	DET
ejif-2085	253	17	need	need	NOUN
ejif-2085	253	18	and	and	CCONJ
ejif-2085	253	19	demand	demand	NOUN
ejif-2085	253	20	for	for	ADP
ejif-2085	253	21	takaful	takaful	ADJ
ejif-2085	253	22	a.	a.	NOUN
ejif-2085	253	23	takaful	takaful	PROPN
ejif-2085	253	24	demand	demand	NOUN
ejif-2085	253	25	and	and	CCONJ
ejif-2085	253	26	population	population	NOUN
ejif-2085	253	27	size	size	NOUN
ejif-2085	253	28	vi	vi	PROPN
ejif-2085	253	29	.	.	PROPN
ejif-2085	253	30	takaful	takaful	ADJ
ejif-2085	253	31	in	in	ADP
ejif-2085	253	32	poverty	poverty	NOUN
ejif-2085	253	33	alleviation	alleviation	NOUN
ejif-2085	253	34	and	and	CCONJ
ejif-2085	253	35	financial	financial	ADJ
ejif-2085	253	36	inclusion	inclusion	NOUN
ejif-2085	253	37	editorial_board.pdf	editorial_board.pdf	NOUN
ejif-2085	253	38	editor	editor	NOUN
ejif-2085	253	39	in	in	ADP
ejif-2085	253	40	chief	chief	ADJ
ejif-2085	253	41	editorial	editorial	ADJ
ejif-2085	253	42	board	board	NOUN