id	sid	tid	token	lemma	pos
ejif-2115	1	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-2115	1	2	issn	issn	VERB
ejif-2115	1	3	2421	2421	NUM
ejif-2115	1	4	-	-	SYM
ejif-2115	1	5	2172	2172	NUM
ejif-2115	1	6	1	1	NUM
ejif-2115	1	7	consumption	consumption	NOUN
ejif-2115	1	8	of	of	ADP
ejif-2115	1	9	family	family	NOUN
ejif-2115	1	10	takaful	takaful	NOUN
ejif-2115	1	11	affected	affect	VERB
ejif-2115	1	12	by	by	ADP
ejif-2115	1	13	microeconomic	microeconomic	ADJ
ejif-2115	1	14	factors	factor	NOUN
ejif-2115	1	15	:	:	PUNCT
ejif-2115	1	16	a	a	DET
ejif-2115	1	17	case	case	NOUN
ejif-2115	1	18	study	study	NOUN
ejif-2115	1	19	of	of	ADP
ejif-2115	1	20	islamic	islamic	ADJ
ejif-2115	1	21	insurance	insurance	NOUN
ejif-2115	1	22	takaful	takaful	ADJ
ejif-2115	1	23	in	in	ADP
ejif-2115	1	24	pakistan	pakistan	PROPN
ejif-2115	1	25	aprof	aprof	PROPN
ejif-2115	1	26	.	.	PUNCT
ejif-2115	2	1	dr	dr	PROPN
ejif-2115	2	2	.	.	PROPN
ejif-2115	2	3	omar	omar	PROPN
ejif-2115	2	4	masood;bkiran	masood;bkiran	PROPN
ejif-2115	2	5	javaria	javaria	PROPN
ejif-2115	2	6	,	,	PUNCT
ejif-2115	2	7	csyed	csye	VERB
ejif-2115	2	8	alamdar	alamdar	PROPN
ejif-2115	2	9	ali	ali	PROPN
ejif-2115	2	10	shah	shah	PROPN
ejif-2115	2	11	a&quaid	a&quaid	PROPN
ejif-2115	2	12	-	-	PUNCT
ejif-2115	2	13	e	e	NOUN
ejif-2115	2	14	-	-	PROPN
ejif-2115	2	15	azam	azam	ADJ
ejif-2115	2	16	school	school	NOUN
ejif-2115	2	17	of	of	ADP
ejif-2115	2	18	management	management	NOUN
ejif-2115	2	19	sciences	sciences	PROPN
ejif-2115	2	20	pakistan	pakistan	PROPN
ejif-2115	2	21	,	,	PUNCT
ejif-2115	2	22	cinceif	cinceif	PROPN
ejif-2115	2	23	,	,	PUNCT
ejif-2115	2	24	malaysia	malaysia	PROPN
ejif-2115	2	25	abstract	abstract	NOUN
ejif-2115	2	26	—	—	PUNCT
ejif-2115	2	27	this	this	DET
ejif-2115	2	28	study	study	NOUN
ejif-2115	2	29	empirically	empirically	ADV
ejif-2115	2	30	verifies	verify	VERB
ejif-2115	2	31	the	the	DET
ejif-2115	2	32	link	link	NOUN
ejif-2115	2	33	between	between	ADP
ejif-2115	2	34	macroeconomic	macroeconomic	ADJ
ejif-2115	2	35	variables	variable	NOUN
ejif-2115	2	36	(	(	PUNCT
ejif-2115	2	37	i.e.	i.e.	X
ejif-2115	2	38	income	income	NOUN
ejif-2115	2	39	per	per	ADP
ejif-2115	2	40	capita	capita	X
ejif-2115	2	41	,	,	PUNCT
ejif-2115	2	42	savings	saving	NOUN
ejif-2115	2	43	,	,	PUNCT
ejif-2115	2	44	inflation	inflation	NOUN
ejif-2115	2	45	,	,	PUNCT
ejif-2115	2	46	stock	stock	NOUN
ejif-2115	2	47	and	and	CCONJ
ejif-2115	2	48	index	index	NOUN
ejif-2115	2	49	)	)	PUNCT
ejif-2115	2	50	with	with	ADP
ejif-2115	2	51	the	the	DET
ejif-2115	2	52	demand	demand	NOUN
ejif-2115	2	53	for	for	ADP
ejif-2115	2	54	family	family	NOUN
ejif-2115	2	55	takaful	takaful	ADJ
ejif-2115	2	56	in	in	ADP
ejif-2115	2	57	the	the	DET
ejif-2115	2	58	context	context	NOUN
ejif-2115	2	59	of	of	ADP
ejif-2115	2	60	pakistan	pakistan	PROPN
ejif-2115	2	61	using	use	VERB
ejif-2115	2	62	time	time	NOUN
ejif-2115	2	63	-	-	PUNCT
ejif-2115	2	64	series	series	NOUN
ejif-2115	2	65	data	datum	NOUN
ejif-2115	2	66	from	from	ADP
ejif-2115	2	67	2006	2006	NUM
ejif-2115	2	68	to	to	ADP
ejif-2115	2	69	2016	2016	NUM
ejif-2115	2	70	of	of	ADP
ejif-2115	2	71	pak	pak	NOUN
ejif-2115	2	72	-	-	PUNCT
ejif-2115	2	73	qatar	qatar	PROPN
ejif-2115	2	74	family	family	NOUN
ejif-2115	2	75	takaful	takaful	ADJ
ejif-2115	2	76	company	company	NOUN
ejif-2115	2	77	and	and	CCONJ
ejif-2115	2	78	dawood	dawood	PROPN
ejif-2115	2	79	family	family	PROPN
ejif-2115	2	80	takaful	takaful	ADJ
ejif-2115	2	81	company	company	NOUN
ejif-2115	2	82	.	.	PUNCT
ejif-2115	3	1	it	it	PRON
ejif-2115	3	2	was	be	AUX
ejif-2115	3	3	concluded	conclude	VERB
ejif-2115	3	4	from	from	ADP
ejif-2115	3	5	this	this	DET
ejif-2115	3	6	study	study	NOUN
ejif-2115	3	7	that	that	SCONJ
ejif-2115	3	8	per	per	ADP
ejif-2115	3	9	capita	capita	NOUN
ejif-2115	3	10	income	income	NOUN
ejif-2115	3	11	is	be	AUX
ejif-2115	3	12	a	a	DET
ejif-2115	3	13	strong	strong	ADJ
ejif-2115	3	14	forecaster	forecaster	NOUN
ejif-2115	3	15	of	of	ADP
ejif-2115	3	16	family	family	NOUN
ejif-2115	3	17	takaful	takaful	ADJ
ejif-2115	3	18	demand	demand	NOUN
ejif-2115	3	19	in	in	ADP
ejif-2115	3	20	pakistan	pakistan	PROPN
ejif-2115	3	21	,	,	PUNCT
ejif-2115	3	22	while	while	SCONJ
ejif-2115	3	23	other	other	ADJ
ejif-2115	3	24	macro	macro	ADJ
ejif-2115	3	25	-	-	ADJ
ejif-2115	3	26	economic	economic	ADJ
ejif-2115	3	27	factors	factor	NOUN
ejif-2115	3	28	such	such	ADJ
ejif-2115	3	29	as	as	ADP
ejif-2115	3	30	kse	kse	PROPN
ejif-2115	3	31	composite	composite	ADJ
ejif-2115	3	32	index	index	NOUN
ejif-2115	3	33	has	have	VERB
ejif-2115	3	34	significant	significant	ADJ
ejif-2115	3	35	and	and	CCONJ
ejif-2115	3	36	positive	positive	ADJ
ejif-2115	3	37	relationship	relationship	NOUN
ejif-2115	3	38	with	with	ADP
ejif-2115	3	39	takaful	takaful	ADJ
ejif-2115	3	40	demand	demand	NOUN
ejif-2115	3	41	in	in	ADP
ejif-2115	3	42	pakistan	pakistan	PROPN
ejif-2115	3	43	.	.	PUNCT
ejif-2115	4	1	the	the	DET
ejif-2115	4	2	other	other	ADJ
ejif-2115	4	3	three	three	NUM
ejif-2115	4	4	variables	variable	NOUN
ejif-2115	4	5	i.e.	i.e.	X
ejif-2115	4	6	saving	saving	NOUN
ejif-2115	4	7	,	,	PUNCT
ejif-2115	4	8	interest	interest	NOUN
ejif-2115	4	9	rate	rate	NOUN
ejif-2115	4	10	and	and	CCONJ
ejif-2115	4	11	inflation	inflation	NOUN
ejif-2115	4	12	are	be	AUX
ejif-2115	4	13	having	have	VERB
ejif-2115	4	14	insignificant	insignificant	ADJ
ejif-2115	4	15	relationship	relationship	NOUN
ejif-2115	4	16	with	with	ADP
ejif-2115	4	17	family	family	NOUN
ejif-2115	4	18	takaful	takaful	ADJ
ejif-2115	4	19	demand	demand	NOUN
ejif-2115	4	20	in	in	ADP
ejif-2115	4	21	pakistan	pakistan	PROPN
ejif-2115	4	22	.	.	PUNCT
ejif-2115	5	1	keywords	keyword	NOUN
ejif-2115	5	2	:	:	PUNCT
ejif-2115	5	3	takaful	takaful	ADJ
ejif-2115	5	4	demand	demand	NOUN
ejif-2115	5	5	,	,	PUNCT
ejif-2115	5	6	per	per	ADP
ejif-2115	5	7	capita	capita	NOUN
ejif-2115	5	8	income	income	NOUN
ejif-2115	5	9	,	,	PUNCT
ejif-2115	5	10	stock	stock	NOUN
ejif-2115	5	11	(	(	PUNCT
ejif-2115	5	12	kse	kse	PROPN
ejif-2115	5	13	index	index	NOUN
ejif-2115	5	14	)	)	PUNCT
ejif-2115	5	15	,	,	PUNCT
ejif-2115	5	16	saving	saving	NOUN
ejif-2115	5	17	,	,	PUNCT
ejif-2115	5	18	interest	interest	NOUN
ejif-2115	5	19	rate	rate	NOUN
ejif-2115	5	20	and	and	CCONJ
ejif-2115	5	21	inflation	inflation	NOUN
ejif-2115	5	22	i.	i.	NOUN
ejif-2115	5	23	introduction	introduction	NOUN
ejif-2115	5	24	:	:	PUNCT
ejif-2115	5	25	over	over	ADP
ejif-2115	5	26	the	the	DET
ejif-2115	5	27	period	period	NOUN
ejif-2115	5	28	of	of	ADP
ejif-2115	5	29	time	time	NOUN
ejif-2115	5	30	islamic	islamic	PROPN
ejif-2115	5	31	finance	finance	PROPN
ejif-2115	5	32	has	have	AUX
ejif-2115	5	33	grown	grow	VERB
ejif-2115	5	34	into	into	ADP
ejif-2115	5	35	two	two	NUM
ejif-2115	5	36	main	main	ADJ
ejif-2115	5	37	segments	segment	NOUN
ejif-2115	5	38	i.e.	i.e.	X
ejif-2115	5	39	,	,	PUNCT
ejif-2115	5	40	islamic	islamic	ADJ
ejif-2115	5	41	insurance	insurance	NOUN
ejif-2115	5	42	and	and	CCONJ
ejif-2115	5	43	islamic	islamic	ADJ
ejif-2115	5	44	banking	banking	NOUN
ejif-2115	6	1	[	[	X
ejif-2115	6	2	1	1	NUM
ejif-2115	6	3	]	]	PUNCT
ejif-2115	6	4	.	.	PUNCT
ejif-2115	7	1	though	though	SCONJ
ejif-2115	7	2	islamic	islamic	ADJ
ejif-2115	7	3	banking	banking	NOUN
ejif-2115	7	4	has	have	AUX
ejif-2115	7	5	taken	take	VERB
ejif-2115	7	6	off	off	ADP
ejif-2115	7	7	a	a	DET
ejif-2115	7	8	bit	bit	NOUN
ejif-2115	7	9	in	in	ADP
ejif-2115	7	10	but	but	CCONJ
ejif-2115	7	11	islamic	islamic	ADJ
ejif-2115	7	12	insurance	insurance	NOUN
ejif-2115	7	13	is	be	AUX
ejif-2115	7	14	still	still	ADV
ejif-2115	7	15	in	in	ADP
ejif-2115	7	16	its	its	PRON
ejif-2115	7	17	adolescence	adolescence	NOUN
ejif-2115	7	18	[	[	X
ejif-2115	7	19	3,28	3,28	NUM
ejif-2115	7	20	]	]	X
ejif-2115	7	21	.	.	PUNCT
ejif-2115	8	1	islamic	islamic	ADJ
ejif-2115	8	2	form	form	NOUN
ejif-2115	8	3	of	of	ADP
ejif-2115	8	4	insurance	insurance	NOUN
ejif-2115	8	5	i.e.	i.e.	X
ejif-2115	8	6	,	,	PUNCT
ejif-2115	8	7	takaful	takaful	ADJ
ejif-2115	8	8	is	be	AUX
ejif-2115	8	9	based	base	VERB
ejif-2115	8	10	upon	upon	SCONJ
ejif-2115	8	11	assistance	assistance	NOUN
ejif-2115	8	12	and	and	CCONJ
ejif-2115	8	13	cooperation	cooperation	NOUN
ejif-2115	8	14	amongst	amongst	ADP
ejif-2115	8	15	members	member	NOUN
ejif-2115	8	16	against	against	ADP
ejif-2115	8	17	some	some	DET
ejif-2115	8	18	specified	specify	VERB
ejif-2115	8	19	loss	loss	NOUN
ejif-2115	8	20	[	[	X
ejif-2115	8	21	30	30	NUM
ejif-2115	8	22	]	]	PUNCT
ejif-2115	8	23	.	.	PUNCT
ejif-2115	9	1	muslims	muslim	NOUN
ejif-2115	9	2	in	in	ADP
ejif-2115	9	3	various	various	ADJ
ejif-2115	9	4	parts	part	NOUN
ejif-2115	9	5	of	of	ADP
ejif-2115	9	6	the	the	DET
ejif-2115	9	7	world	world	NOUN
ejif-2115	9	8	are	be	AUX
ejif-2115	9	9	now	now	ADV
ejif-2115	9	10	increasingly	increasingly	ADV
ejif-2115	9	11	inclined	incline	VERB
ejif-2115	9	12	towards	towards	ADP
ejif-2115	9	13	takaful	takaful	ADJ
ejif-2115	9	14	to	to	PART
ejif-2115	9	15	face	face	VERB
ejif-2115	9	16	life	life	NOUN
ejif-2115	9	17	uncertainties	uncertainty	NOUN
ejif-2115	9	18	.	.	PUNCT
ejif-2115	10	1	in	in	ADP
ejif-2115	10	2	islamic	islamic	ADJ
ejif-2115	10	3	settings	setting	NOUN
ejif-2115	10	4	takaful	takaful	ADJ
ejif-2115	10	5	operators	operator	NOUN
ejif-2115	10	6	function	function	VERB
ejif-2115	10	7	as	as	ADP
ejif-2115	10	8	management	management	NOUN
ejif-2115	10	9	agents	agent	NOUN
ejif-2115	10	10	for	for	ADP
ejif-2115	10	11	risk	risk	NOUN
ejif-2115	10	12	coverage	coverage	NOUN
ejif-2115	10	13	of	of	ADP
ejif-2115	10	14	policy	policy	NOUN
ejif-2115	10	15	holders	holder	NOUN
ejif-2115	10	16	who	who	PRON
ejif-2115	10	17	contribute	contribute	VERB
ejif-2115	10	18	premium	premium	NOUN
ejif-2115	10	19	for	for	ADP
ejif-2115	10	20	such	such	ADJ
ejif-2115	10	21	services	service	NOUN
ejif-2115	10	22	.	.	PUNCT
ejif-2115	11	1	this	this	PRON
ejif-2115	11	2	serves	serve	VERB
ejif-2115	11	3	as	as	ADP
ejif-2115	11	4	financial	financial	ADJ
ejif-2115	11	5	security	security	NOUN
ejif-2115	11	6	to	to	ADP
ejif-2115	11	7	policy	policy	NOUN
ejif-2115	11	8	holders	holder	NOUN
ejif-2115	11	9	in	in	ADP
ejif-2115	11	10	case	case	NOUN
ejif-2115	11	11	of	of	ADP
ejif-2115	11	12	loss	loss	NOUN
ejif-2115	11	13	,	,	PUNCT
ejif-2115	11	14	for	for	ADP
ejif-2115	11	15	which	which	PRON
ejif-2115	11	16	the	the	DET
ejif-2115	11	17	takaful	takaful	ADJ
ejif-2115	11	18	operator	operator	NOUN
ejif-2115	11	19	has	have	VERB
ejif-2115	11	20	legal	legal	ADJ
ejif-2115	11	21	responsibility	responsibility	NOUN
ejif-2115	11	22	[	[	X
ejif-2115	11	23	19,21,32,37	19,21,32,37	NUM
ejif-2115	11	24	]	]	X
ejif-2115	11	25	.	.	PUNCT
ejif-2115	12	1	however	however	ADV
ejif-2115	12	2	,	,	PUNCT
ejif-2115	12	3	if	if	SCONJ
ejif-2115	12	4	case	case	NOUN
ejif-2115	12	5	of	of	ADP
ejif-2115	12	6	no	no	DET
ejif-2115	12	7	loss	loss	NOUN
ejif-2115	12	8	during	during	ADP
ejif-2115	12	9	the	the	DET
ejif-2115	12	10	tenancy	tenancy	NOUN
ejif-2115	12	11	of	of	ADP
ejif-2115	12	12	takaful	takaful	ADJ
ejif-2115	12	13	policy	policy	NOUN
ejif-2115	12	14	the	the	DET
ejif-2115	12	15	accumulated	accumulate	VERB
ejif-2115	12	16	amount	amount	NOUN
ejif-2115	12	17	is	be	AUX
ejif-2115	12	18	distributed	distribute	VERB
ejif-2115	12	19	amongst	amongst	ADP
ejif-2115	12	20	members	member	NOUN
ejif-2115	12	21	.	.	PUNCT
ejif-2115	13	1	[	[	X
ejif-2115	13	2	ibid	ibid	NOUN
ejif-2115	13	3	]	]	PUNCT
ejif-2115	13	4	.	.	PUNCT
ejif-2115	14	1	as	as	SCONJ
ejif-2115	14	2	pakistan	pakistan	PROPN
ejif-2115	14	3	insurance	insurance	NOUN
ejif-2115	14	4	sector	sector	NOUN
ejif-2115	14	5	has	have	AUX
ejif-2115	14	6	grown	grow	VERB
ejif-2115	14	7	to	to	ADP
ejif-2115	14	8	a	a	DET
ejif-2115	14	9	sizeable	sizeable	ADJ
ejif-2115	14	10	segment	segment	NOUN
ejif-2115	14	11	of	of	ADP
ejif-2115	14	12	economy	economy	NOUN
ejif-2115	14	13	over	over	ADP
ejif-2115	14	14	time	time	NOUN
ejif-2115	14	15	consisting	consist	VERB
ejif-2115	14	16	of	of	ADP
ejif-2115	14	17	27	27	NUM
ejif-2115	14	18	general	general	ADJ
ejif-2115	14	19	,	,	PUNCT
ejif-2115	14	20	7	7	NUM
ejif-2115	14	21	life	life	NOUN
ejif-2115	14	22	and	and	CCONJ
ejif-2115	14	23	5	5	NUM
ejif-2115	14	24	takaful	takaful	ADJ
ejif-2115	14	25	and	and	CCONJ
ejif-2115	14	26	re	re	ADJ
ejif-2115	14	27	-	-	ADJ
ejif-2115	14	28	takaful	takaful	ADJ
ejif-2115	14	29	companies	company	NOUN
ejif-2115	14	30	therefore	therefore	ADV
ejif-2115	14	31	it	it	PRON
ejif-2115	14	32	has	have	AUX
ejif-2115	14	33	become	become	VERB
ejif-2115	14	34	imperative	imperative	ADJ
ejif-2115	14	35	to	to	PART
ejif-2115	14	36	initiate	initiate	VERB
ejif-2115	14	37	a	a	DET
ejif-2115	14	38	research	research	NOUN
ejif-2115	14	39	study	study	NOUN
ejif-2115	14	40	aiming	aim	VERB
ejif-2115	14	41	at	at	ADP
ejif-2115	14	42	factors	factor	NOUN
ejif-2115	14	43	that	that	PRON
ejif-2115	14	44	affect	affect	VERB
ejif-2115	14	45	insurance	insurance	NOUN
ejif-2115	14	46	and	and	CCONJ
ejif-2115	14	47	takaful	takaful	ADJ
ejif-2115	14	48	business	business	NOUN
ejif-2115	14	49	in	in	ADP
ejif-2115	14	50	pakistan	pakistan	PROPN
ejif-2115	14	51	.	.	PUNCT
ejif-2115	15	1	literature	literature	PROPN
ejif-2115	15	2	review	review	PROPN
ejif-2115	15	3	:	:	PUNCT
ejif-2115	15	4	a.	a.	PROPN
ejif-2115	15	5	islamic	islamic	PROPN
ejif-2115	15	6	insurance	insurance	PROPN
ejif-2115	15	7	takaful	takaful	ADJ
ejif-2115	15	8	:	:	PUNCT
ejif-2115	15	9	the	the	DET
ejif-2115	15	10	concept	concept	NOUN
ejif-2115	15	11	of	of	ADP
ejif-2115	15	12	takaful	takaful	ADJ
ejif-2115	15	13	insurance	insurance	NOUN
ejif-2115	15	14	ages	age	NOUN
ejif-2115	15	15	back	back	ADV
ejif-2115	15	16	to	to	ADP
ejif-2115	15	17	the	the	DET
ejif-2115	15	18	time	time	NOUN
ejif-2115	15	19	of	of	ADP
ejif-2115	15	20	holy	holy	ADJ
ejif-2115	15	21	prophet	prophet	NOUN
ejif-2115	15	22	(	(	PUNCT
ejif-2115	15	23	sawwm	sawwm	PROPN
ejif-2115	15	24	)	)	PUNCT
ejif-2115	15	25	when	when	SCONJ
ejif-2115	15	26	it	it	PRON
ejif-2115	15	27	was	be	AUX
ejif-2115	15	28	prescribed	prescribe	VERB
ejif-2115	15	29	by	by	ADP
ejif-2115	15	30	the	the	DET
ejif-2115	15	31	system	system	NOUN
ejif-2115	15	32	of	of	ADP
ejif-2115	15	33	“	"	PUNCT
ejif-2115	15	34	aaqilah	aaqilah	PROPN
ejif-2115	15	35	”	"	PUNCT
ejif-2115	15	36	,	,	PUNCT
ejif-2115	15	37	which	which	PRON
ejif-2115	15	38	was	be	AUX
ejif-2115	15	39	an	an	DET
ejif-2115	15	40	arrangement	arrangement	NOUN
ejif-2115	15	41	of	of	ADP
ejif-2115	15	42	mutual	mutual	ADJ
ejif-2115	15	43	assistance	assistance	NOUN
ejif-2115	15	44	or	or	CCONJ
ejif-2115	15	45	indemnification	indemnification	NOUN
ejif-2115	15	46	customary	customary	ADJ
ejif-2115	15	47	in	in	ADP
ejif-2115	15	48	some	some	DET
ejif-2115	15	49	tribes	tribe	NOUN
ejif-2115	16	1	[	[	X
ejif-2115	16	2	1	1	NUM
ejif-2115	16	3	]	]	PUNCT
ejif-2115	16	4	.	.	PUNCT
ejif-2115	17	1	it	it	PRON
ejif-2115	17	2	was	be	AUX
ejif-2115	17	3	practiced	practice	VERB
ejif-2115	17	4	by	by	ADP
ejif-2115	17	5	receiving	receive	VERB
ejif-2115	17	6	contributions	contribution	NOUN
ejif-2115	17	7	from	from	ADP
ejif-2115	17	8	community	community	NOUN
ejif-2115	17	9	[	[	X
ejif-2115	17	10	5,6	5,6	NUM
ejif-2115	17	11	]	]	X
ejif-2115	17	12	.	.	PUNCT
ejif-2115	18	1	aaqilah	aaqilah	PROPN
ejif-2115	18	2	concept	concept	NOUN
ejif-2115	18	3	also	also	ADV
ejif-2115	18	4	has	have	VERB
ejif-2115	18	5	applications	application	NOUN
ejif-2115	18	6	in	in	ADP
ejif-2115	18	7	respect	respect	NOUN
ejif-2115	18	8	of	of	ADP
ejif-2115	18	9	distribution	distribution	NOUN
ejif-2115	18	10	of	of	ADP
ejif-2115	18	11	blood	blood	NOUN
ejif-2115	18	12	money	money	NOUN
ejif-2115	18	13	where	where	SCONJ
ejif-2115	18	14	whole	whole	ADJ
ejif-2115	18	15	tribute	tribute	NOUN
ejif-2115	18	16	is	be	AUX
ejif-2115	18	17	obliged	oblige	VERB
ejif-2115	18	18	to	to	ADP
ejif-2115	18	19	blood	blood	NOUN
ejif-2115	18	20	money	money	NOUN
ejif-2115	19	1	[	[	X
ejif-2115	19	2	7,19	7,19	X
ejif-2115	19	3	]	]	PUNCT
ejif-2115	19	4	.	.	PUNCT
ejif-2115	20	1	takaful	takaful	PROPN
ejif-2115	20	2	can	can	AUX
ejif-2115	20	3	therefore	therefore	ADV
ejif-2115	20	4	be	be	AUX
ejif-2115	20	5	termed	term	VERB
ejif-2115	20	6	as	as	ADP
ejif-2115	20	7	a	a	DET
ejif-2115	20	8	system	system	NOUN
ejif-2115	20	9	of	of	ADP
ejif-2115	20	10	mutual	mutual	ADJ
ejif-2115	20	11	financial	financial	ADJ
ejif-2115	20	12	assistance	assistance	NOUN
ejif-2115	20	13	shared	share	VERB
ejif-2115	20	14	by	by	ADP
ejif-2115	20	15	a	a	DET
ejif-2115	20	16	group	group	NOUN
ejif-2115	20	17	of	of	ADP
ejif-2115	20	18	people	people	NOUN
ejif-2115	20	19	called	call	VERB
ejif-2115	20	20	policyholders	policyholder	NOUN
ejif-2115	20	21	who	who	PRON
ejif-2115	20	22	also	also	ADV
ejif-2115	20	23	borne	bear	VERB
ejif-2115	20	24	the	the	DET
ejif-2115	20	25	respective	respective	ADJ
ejif-2115	20	26	risk	risk	NOUN
ejif-2115	20	27	[	[	X
ejif-2115	20	28	12,22	12,22	NOUN
ejif-2115	20	29	]	]	X
ejif-2115	20	30	.	.	PUNCT
ejif-2115	21	1	the	the	DET
ejif-2115	21	2	surplus	surplus	NOUN
ejif-2115	21	3	,	,	PUNCT
ejif-2115	21	4	if	if	SCONJ
ejif-2115	21	5	any	any	PRON
ejif-2115	21	6	,	,	PUNCT
ejif-2115	21	7	arising	arise	VERB
ejif-2115	21	8	out	out	ADP
ejif-2115	21	9	takaful	takaful	ADJ
ejif-2115	21	10	process	process	NOUN
ejif-2115	21	11	is	be	AUX
ejif-2115	21	12	distributed	distribute	VERB
ejif-2115	21	13	amongst	amongst	ADP
ejif-2115	21	14	all	all	DET
ejif-2115	21	15	policy	policy	NOUN
ejif-2115	21	16	holders	holder	NOUN
ejif-2115	21	17	according	accord	VERB
ejif-2115	21	18	to	to	ADP
ejif-2115	21	19	pre	pre	ADJ
ejif-2115	21	20	agreed	agree	VERB
ejif-2115	21	21	sum	sum	NOUN
ejif-2115	21	22	,	,	PUNCT
ejif-2115	21	23	however	however	ADV
ejif-2115	21	24	,	,	PUNCT
ejif-2115	21	25	any	any	DET
ejif-2115	21	26	deficit	deficit	NOUN
ejif-2115	21	27	is	be	AUX
ejif-2115	21	28	borne	bear	VERB
ejif-2115	21	29	by	by	ADP
ejif-2115	21	30	the	the	DET
ejif-2115	21	31	takaful	takaful	ADJ
ejif-2115	21	32	operator	operator	NOUN
ejif-2115	21	33	in	in	ADP
ejif-2115	21	34	the	the	DET
ejif-2115	21	35	form	form	NOUN
ejif-2115	21	36	of	of	ADP
ejif-2115	21	37	an	an	DET
ejif-2115	21	38	interest	interest	NOUN
ejif-2115	21	39	free	free	ADJ
ejif-2115	21	40	loan	loan	NOUN
ejif-2115	22	1	[	[	X
ejif-2115	22	2	12,19,22,35	12,19,22,35	NUM
ejif-2115	22	3	]	]	PUNCT
ejif-2115	22	4	.	.	PUNCT
ejif-2115	23	1	summing	sum	VERB
ejif-2115	23	2	up	up	ADP
ejif-2115	23	3	,	,	PUNCT
ejif-2115	23	4	takaful	takaful	ADJ
ejif-2115	23	5	is	be	AUX
ejif-2115	23	6	a	a	DET
ejif-2115	23	7	type	type	NOUN
ejif-2115	23	8	of	of	ADP
ejif-2115	23	9	joint	joint	ADJ
ejif-2115	23	10	insurance	insurance	NOUN
ejif-2115	23	11	mechanism	mechanism	NOUN
ejif-2115	23	12	[	[	X
ejif-2115	23	13	38,41	38,41	NOUN
ejif-2115	23	14	]	]	PUNCT
ejif-2115	23	15	.	.	PUNCT
ejif-2115	24	1	most	most	ADJ
ejif-2115	24	2	of	of	ADP
ejif-2115	24	3	the	the	DET
ejif-2115	24	4	takaful	takaful	ADJ
ejif-2115	24	5	operators	operator	NOUN
ejif-2115	24	6	use	use	VERB
ejif-2115	24	7	mudarabah	mudarabah	NOUN
ejif-2115	24	8	and	and	CCONJ
ejif-2115	24	9	wakalah	wakalah	NOUN
ejif-2115	24	10	models	model	NOUN
ejif-2115	24	11	where	where	SCONJ
ejif-2115	24	12	they	they	PRON
ejif-2115	24	13	are	be	AUX
ejif-2115	24	14	also	also	ADV
ejif-2115	24	15	required	require	VERB
ejif-2115	24	16	to	to	PART
ejif-2115	24	17	meet	meet	VERB
ejif-2115	24	18	religious	religious	ADJ
ejif-2115	24	19	and	and	CCONJ
ejif-2115	24	20	country	country	NOUN
ejif-2115	24	21	standards	standard	NOUN
ejif-2115	24	22	[	[	X
ejif-2115	24	23	2,26	2,26	X
ejif-2115	24	24	]	]	PUNCT
ejif-2115	24	25	.	.	PUNCT
ejif-2115	25	1	mudarabah	mudarabah	PROPN
ejif-2115	25	2	is	be	AUX
ejif-2115	25	3	a	a	DET
ejif-2115	25	4	profit	profit	NOUN
ejif-2115	25	5	sharing	sharing	NOUN
ejif-2115	25	6	contract	contract	NOUN
ejif-2115	25	7	between	between	ADP
ejif-2115	25	8	provider	provider	NOUN
ejif-2115	25	9	of	of	ADP
ejif-2115	25	10	capital	capital	NOUN
ejif-2115	25	11	and	and	CCONJ
ejif-2115	25	12	entrepreneur	entrepreneur	NOUN
ejif-2115	25	13	whereas	whereas	SCONJ
ejif-2115	25	14	wakalah	wakalah	PROPN
ejif-2115	25	15	is	be	AUX
ejif-2115	25	16	an	an	DET
ejif-2115	25	17	arrangement	arrangement	NOUN
ejif-2115	25	18	where	where	SCONJ
ejif-2115	25	19	a	a	DET
ejif-2115	25	20	principal	principal	NOUN
ejif-2115	25	21	authorizes	authorize	VERB
ejif-2115	25	22	a	a	DET
ejif-2115	25	23	“	"	PUNCT
ejif-2115	25	24	wakeel	wakeel	NOUN
ejif-2115	25	25	”	"	PUNCT
ejif-2115	25	26	to	to	PART
ejif-2115	25	27	manage	manage	VERB
ejif-2115	25	28	its	its	PRON
ejif-2115	25	29	affairs	affair	NOUN
ejif-2115	25	30	and	and	CCONJ
ejif-2115	25	31	funds	fund	NOUN
ejif-2115	25	32	for	for	ADP
ejif-2115	25	33	a	a	DET
ejif-2115	25	34	fee	fee	NOUN
ejif-2115	25	35	payment	payment	NOUN
ejif-2115	25	36	.	.	PUNCT
ejif-2115	26	1	conducting	conduct	VERB
ejif-2115	26	2	and	and	CCONJ
ejif-2115	26	3	investing	invest	VERB
ejif-2115	26	4	in	in	ADP
ejif-2115	26	5	business	business	NOUN
ejif-2115	26	6	of	of	ADP
ejif-2115	26	7	takaful	takaful	ADJ
ejif-2115	26	8	,	,	PUNCT
ejif-2115	26	9	shareholders	shareholder	NOUN
ejif-2115	26	10	may	may	AUX
ejif-2115	26	11	also	also	ADV
ejif-2115	26	12	be	be	AUX
ejif-2115	26	13	entitled	entitle	VERB
ejif-2115	26	14	to	to	PART
ejif-2115	26	15	share	share	VERB
ejif-2115	26	16	a	a	DET
ejif-2115	26	17	sum	sum	NOUN
ejif-2115	26	18	from	from	ADP
ejif-2115	26	19	surplus	surplus	ADJ
ejif-2115	26	20	business	business	NOUN
ejif-2115	26	21	[	[	X
ejif-2115	26	22	10,16	10,16	NUM
ejif-2115	26	23	]	]	PUNCT
ejif-2115	26	24	.	.	PUNCT
ejif-2115	27	1	there	there	PRON
ejif-2115	27	2	are	be	VERB
ejif-2115	27	3	some	some	DET
ejif-2115	27	4	types	type	NOUN
ejif-2115	27	5	of	of	ADP
ejif-2115	27	6	takaful	takaful	ADJ
ejif-2115	27	7	which	which	PRON
ejif-2115	27	8	are	be	AUX
ejif-2115	27	9	explained	explain	VERB
ejif-2115	27	10	hereinbelow	hereinbelow	ADJ
ejif-2115	27	11	:	:	PUNCT
ejif-2115	27	12	a.	a.	NOUN
ejif-2115	27	13	.family	.family	ADV
ejif-2115	27	14	takaful	takaful	ADJ
ejif-2115	27	15	under	under	ADP
ejif-2115	27	16	this	this	DET
ejif-2115	27	17	takaful	takaful	ADJ
ejif-2115	27	18	arrangement	arrangement	NOUN
ejif-2115	27	19	the	the	DET
ejif-2115	27	20	contract	contract	NOUN
ejif-2115	27	21	with	with	ADP
ejif-2115	27	22	the	the	DET
ejif-2115	27	23	insured	insure	VERB
ejif-2115	27	24	has	have	VERB
ejif-2115	27	25	a	a	DET
ejif-2115	27	26	maturity	maturity	NOUN
ejif-2115	27	27	.	.	PUNCT
ejif-2115	28	1	the	the	DET
ejif-2115	28	2	insured	insure	VERB
ejif-2115	28	3	also	also	ADV
ejif-2115	28	4	makes	make	VERB
ejif-2115	28	5	periodic	periodic	ADJ
ejif-2115	28	6	payments	payment	NOUN
ejif-2115	28	7	in	in	ADP
ejif-2115	28	8	the	the	DET
ejif-2115	28	9	takaful	takaful	ADJ
ejif-2115	28	10	fund	fund	NOUN
ejif-2115	28	11	to	to	PART
ejif-2115	28	12	meet	meet	VERB
ejif-2115	28	13	individual	individual	ADJ
ejif-2115	28	14	savings	saving	NOUN
ejif-2115	28	15	targets	target	NOUN
ejif-2115	28	16	and	and	CCONJ
ejif-2115	28	17	to	to	PART
ejif-2115	28	18	assist	assist	VERB
ejif-2115	28	19	needy	needy	ADJ
ejif-2115	28	20	families	family	NOUN
ejif-2115	28	21	[	[	X
ejif-2115	28	22	2,9	2,9	NUM
ejif-2115	28	23	&	&	CCONJ
ejif-2115	28	24	10	10	NUM
ejif-2115	28	25	]	]	PUNCT
ejif-2115	28	26	.	.	PUNCT
ejif-2115	29	1	this	this	DET
ejif-2115	29	2	takaful	takaful	ADJ
ejif-2115	29	3	arrangement	arrangement	NOUN
ejif-2115	29	4	also	also	ADV
ejif-2115	29	5	serves	serve	VERB
ejif-2115	29	6	as	as	ADP
ejif-2115	29	7	a	a	DET
ejif-2115	29	8	long	long	ADJ
ejif-2115	29	9	-	-	PUNCT
ejif-2115	29	10	term	term	NOUN
ejif-2115	29	11	savings	saving	NOUN
ejif-2115	29	12	and	and	CCONJ
ejif-2115	29	13	investment	investment	NOUN
ejif-2115	29	14	arrangement	arrangement	NOUN
ejif-2115	29	15	under	under	ADP
ejif-2115	29	16	which	which	PRON
ejif-2115	29	17	a	a	DET
ejif-2115	29	18	financial	financial	ADJ
ejif-2115	29	19	guarantee	guarantee	NOUN
ejif-2115	29	20	is	be	AUX
ejif-2115	29	21	also	also	ADV
ejif-2115	29	22	provided	provide	VERB
ejif-2115	29	23	for	for	ADP
ejif-2115	29	24	financial	financial	ADJ
ejif-2115	29	25	assistance	assistance	NOUN
ejif-2115	29	26	in	in	ADP
ejif-2115	29	27	the	the	DET
ejif-2115	29	28	event	event	NOUN
ejif-2115	29	29	of	of	ADP
ejif-2115	29	30	death	death	NOUN
ejif-2115	29	31	to	to	ADP
ejif-2115	29	32	the	the	DET
ejif-2115	29	33	contributor	contributor	NOUN
ejif-2115	29	34	[	[	X
ejif-2115	29	35	4	4	NUM
ejif-2115	29	36	]	]	PUNCT
ejif-2115	29	37	.	.	PUNCT
ejif-2115	30	1	the	the	DET
ejif-2115	30	2	main	main	ADJ
ejif-2115	30	3	objective	objective	NOUN
ejif-2115	30	4	of	of	ADP
ejif-2115	30	5	this	this	DET
ejif-2115	30	6	plan	plan	NOUN
ejif-2115	30	7	is	be	AUX
ejif-2115	30	8	to	to	ADP
ejif-2115	30	9	ejif	ejif	PROPN
ejif-2115	30	10	–	–	PUNCT
ejif-2115	30	11	european	european	PROPN
ejif-2115	30	12	journal	journal	PROPN
ejif-2115	30	13	of	of	ADP
ejif-2115	30	14	islamic	islamic	PROPN
ejif-2115	30	15	finance	finance	NOUN
ejif-2115	30	16	no	no	DET
ejif-2115	30	17	9	9	NUM
ejif-2115	30	18	,	,	PUNCT
ejif-2115	30	19	april	april	PROPN
ejif-2115	30	20	(	(	PUNCT
ejif-2115	30	21	2018	2018	NUM
ejif-2115	30	22	)	)	PUNCT
ejif-2115	31	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-2115	31	2	issn	issn	VERB
ejif-2115	31	3	2421	2421	NUM
ejif-2115	31	4	-	-	SYM
ejif-2115	31	5	2172	2172	NUM
ejif-2115	31	6	2	2	NUM
ejif-2115	31	7	save	save	VERB
ejif-2115	31	8	regularly	regularly	ADV
ejif-2115	31	9	over	over	ADP
ejif-2115	31	10	a	a	DET
ejif-2115	31	11	fixed	fix	VERB
ejif-2115	31	12	period	period	NOUN
ejif-2115	31	13	of	of	ADP
ejif-2115	31	14	time	time	NOUN
ejif-2115	31	15	,	,	PUNCT
ejif-2115	31	16	to	to	PART
ejif-2115	31	17	earn	earn	VERB
ejif-2115	31	18	profit	profit	NOUN
ejif-2115	31	19	on	on	ADP
ejif-2115	31	20	contributions	contribution	NOUN
ejif-2115	31	21	paid	pay	VERB
ejif-2115	31	22	in	in	ADP
ejif-2115	31	23	installments	installment	NOUN
ejif-2115	31	24	from	from	ADP
ejif-2115	31	25	sharia	sharia	PROPN
ejif-2115	31	26	compliance	compliance	NOUN
ejif-2115	31	27	investments	investment	NOUN
ejif-2115	31	28	and	and	CCONJ
ejif-2115	31	29	to	to	PART
ejif-2115	31	30	gain	gain	VERB
ejif-2115	31	31	takaful	takaful	ADJ
ejif-2115	31	32	protection	protection	NOUN
ejif-2115	31	33	in	in	ADP
ejif-2115	31	34	case	case	NOUN
ejif-2115	31	35	of	of	ADP
ejif-2115	31	36	death	death	NOUN
ejif-2115	31	37	of	of	ADP
ejif-2115	31	38	the	the	DET
ejif-2115	31	39	participant	participant	NOUN
ejif-2115	31	40	prior	prior	ADV
ejif-2115	31	41	to	to	ADP
ejif-2115	31	42	the	the	DET
ejif-2115	31	43	maturity	maturity	NOUN
ejif-2115	31	44	of	of	ADP
ejif-2115	31	45	the	the	DET
ejif-2115	31	46	plan	plan	NOUN
ejif-2115	31	47	[	[	X
ejif-2115	31	48	8,22,40	8,22,40	NUM
ejif-2115	31	49	]	]	PUNCT
ejif-2115	31	50	.	.	PUNCT
ejif-2115	32	1	b.	b.	PROPN
ejif-2115	32	2	general	general	PROPN
ejif-2115	32	3	takaful	takaful	ADJ
ejif-2115	32	4	(	(	PUNCT
ejif-2115	32	5	non	non	ADJ
ejif-2115	32	6	-	-	ADJ
ejif-2115	32	7	life	life	ADJ
ejif-2115	32	8	insurance	insurance	NOUN
ejif-2115	32	9	)	)	PUNCT
ejif-2115	32	10	under	under	ADP
ejif-2115	32	11	general	general	ADJ
ejif-2115	32	12	takaful	takaful	ADJ
ejif-2115	32	13	insurer	insurer	NOUN
ejif-2115	32	14	acts	act	VERB
ejif-2115	32	15	a	a	DET
ejif-2115	32	16	trustee	trustee	NOUN
ejif-2115	32	17	of	of	ADP
ejif-2115	32	18	funds	fund	NOUN
ejif-2115	32	19	received	receive	VERB
ejif-2115	32	20	from	from	ADP
ejif-2115	32	21	the	the	DET
ejif-2115	32	22	insured	insure	VERB
ejif-2115	32	23	.	.	PUNCT
ejif-2115	33	1	the	the	DET
ejif-2115	33	2	funds	fund	NOUN
ejif-2115	33	3	so	so	ADV
ejif-2115	33	4	received	receive	VERB
ejif-2115	33	5	are	be	AUX
ejif-2115	33	6	invested	invest	VERB
ejif-2115	33	7	in	in	ADP
ejif-2115	33	8	some	some	DET
ejif-2115	33	9	profitable	profitable	ADJ
ejif-2115	33	10	ventures	venture	NOUN
ejif-2115	33	11	alongwith	alongwith	ADP
ejif-2115	33	12	any	any	DET
ejif-2115	33	13	profits	profit	NOUN
ejif-2115	33	14	earned	earn	VERB
ejif-2115	33	15	thereupon	thereupon	ADV
ejif-2115	33	16	.	.	PUNCT
ejif-2115	34	1	the	the	DET
ejif-2115	34	2	surplus	surplus	NOUN
ejif-2115	34	3	is	be	AUX
ejif-2115	34	4	normally	normally	ADV
ejif-2115	34	5	distributed	distribute	VERB
ejif-2115	34	6	after	after	ADP
ejif-2115	34	7	the	the	DET
ejif-2115	34	8	expiry	expiry	NOUN
ejif-2115	34	9	of	of	ADP
ejif-2115	34	10	each	each	DET
ejif-2115	34	11	insured	insure	VERB
ejif-2115	34	12	contract	contract	NOUN
ejif-2115	34	13	maturity	maturity	NOUN
ejif-2115	34	14	[	[	X
ejif-2115	34	15	19	19	NUM
ejif-2115	34	16	]	]	PUNCT
ejif-2115	34	17	.	.	PUNCT
ejif-2115	35	1	if	if	SCONJ
ejif-2115	35	2	,	,	PUNCT
ejif-2115	35	3	however	however	ADV
ejif-2115	35	4	,	,	PUNCT
ejif-2115	35	5	the	the	DET
ejif-2115	35	6	sum	sum	NOUN
ejif-2115	35	7	of	of	ADP
ejif-2115	35	8	the	the	DET
ejif-2115	35	9	premium	premium	NOUN
ejif-2115	35	10	and	and	CCONJ
ejif-2115	35	11	investment	investment	NOUN
ejif-2115	35	12	income	income	NOUN
ejif-2115	35	13	is	be	AUX
ejif-2115	35	14	insufficient	insufficient	ADJ
ejif-2115	35	15	to	to	PART
ejif-2115	35	16	meet	meet	VERB
ejif-2115	35	17	the	the	DET
ejif-2115	35	18	claims	claim	NOUN
ejif-2115	35	19	the	the	DET
ejif-2115	35	20	exaggerated	exaggerated	ADJ
ejif-2115	35	21	may	may	AUX
ejif-2115	35	22	be	be	AUX
ejif-2115	35	23	levy	levy	VERB
ejif-2115	35	24	for	for	ADP
ejif-2115	35	25	additional	additional	ADJ
ejif-2115	35	26	premiums	premium	NOUN
ejif-2115	35	27	[	[	X
ejif-2115	35	28	12	12	NUM
ejif-2115	35	29	]	]	PUNCT
ejif-2115	35	30	.	.	PUNCT
ejif-2115	36	1	in	in	ADP
ejif-2115	36	2	short	short	ADJ
ejif-2115	36	3	general	general	ADJ
ejif-2115	36	4	takaful	takaful	NOUN
ejif-2115	36	5	is	be	AUX
ejif-2115	36	6	a	a	DET
ejif-2115	36	7	n	n	NOUN
ejif-2115	36	8	arrangement	arrangement	NOUN
ejif-2115	36	9	to	to	PART
ejif-2115	36	10	compensate	compensate	VERB
ejif-2115	36	11	participants	participant	NOUN
ejif-2115	36	12	aganis	aganis	ADV
ejif-2115	36	13	financial	financial	ADJ
ejif-2115	36	14	loss	loss	NOUN
ejif-2115	36	15	[	[	X
ejif-2115	36	16	31	31	NUM
ejif-2115	36	17	]	]	PUNCT
ejif-2115	36	18	.	.	PUNCT
ejif-2115	37	1	the	the	DET
ejif-2115	37	2	contribution	contribution	NOUN
ejif-2115	37	3	under	under	ADP
ejif-2115	37	4	such	such	ADJ
ejif-2115	37	5	arrangement	arrangement	NOUN
ejif-2115	37	6	is	be	AUX
ejif-2115	37	7	termed	term	VERB
ejif-2115	37	8	as	as	ADP
ejif-2115	37	9	tabarru	tabarru	NOUN
ejif-2115	37	10	[	[	X
ejif-2115	37	11	19,39	19,39	X
ejif-2115	37	12	]	]	X
ejif-2115	37	13	.	.	PUNCT
ejif-2115	38	1	c.	c.	PROPN
ejif-2115	38	2	re	re	PROPN
ejif-2115	38	3	-	-	NOUN
ejif-2115	38	4	takaful	takaful	ADJ
ejif-2115	38	5	(	(	PUNCT
ejif-2115	38	6	re	re	NOUN
ejif-2115	38	7	-	-	NOUN
ejif-2115	38	8	insurance	insurance	NOUN
ejif-2115	38	9	)	)	PUNCT
ejif-2115	38	10	re	re	NOUN
ejif-2115	38	11	-	-	NOUN
ejif-2115	38	12	takaful	takaful	ADJ
ejif-2115	38	13	is	be	AUX
ejif-2115	38	14	in	in	ADP
ejif-2115	38	15	fact	fact	NOUN
ejif-2115	38	16	an	an	DET
ejif-2115	38	17	arrangement	arrangement	NOUN
ejif-2115	38	18	to	to	PART
ejif-2115	38	19	reduce	reduce	VERB
ejif-2115	38	20	risk	risk	NOUN
ejif-2115	38	21	of	of	ADP
ejif-2115	38	22	the	the	DET
ejif-2115	38	23	original	original	ADJ
ejif-2115	38	24	takaful	takaful	ADJ
ejif-2115	38	25	insurer	insurer	NOUN
ejif-2115	38	26	,	,	PUNCT
ejif-2115	38	27	the	the	DET
ejif-2115	38	28	difference	difference	NOUN
ejif-2115	38	29	being	be	AUX
ejif-2115	38	30	only	only	ADV
ejif-2115	38	31	the	the	DET
ejif-2115	38	32	fact	fact	NOUN
ejif-2115	38	33	that	that	SCONJ
ejif-2115	38	34	in	in	ADP
ejif-2115	38	35	re	re	ADJ
ejif-2115	38	36	-	-	ADJ
ejif-2115	38	37	takaful	takaful	ADJ
ejif-2115	38	38	insured	insure	VERB
ejif-2115	38	39	is	be	AUX
ejif-2115	38	40	a	a	DET
ejif-2115	38	41	takaful	takaful	ADJ
ejif-2115	38	42	operator	operator	NOUN
ejif-2115	38	43	instead	instead	ADV
ejif-2115	38	44	of	of	ADP
ejif-2115	38	45	an	an	DET
ejif-2115	38	46	individual	individual	NOUN
ejif-2115	39	1	[	[	X
ejif-2115	39	2	16,20	16,20	NUM
ejif-2115	39	3	]	]	X
ejif-2115	39	4	.	.	PUNCT
ejif-2115	40	1	in	in	ADP
ejif-2115	40	2	retakaful	retakaful	ADJ
ejif-2115	40	3	the	the	DET
ejif-2115	40	4	retakaful	retakaful	ADJ
ejif-2115	40	5	operator	operator	NOUN
ejif-2115	40	6	receives	receive	VERB
ejif-2115	40	7	a	a	DET
ejif-2115	40	8	part	part	NOUN
ejif-2115	40	9	of	of	ADP
ejif-2115	40	10	premium	premium	NOUN
ejif-2115	40	11	originally	originally	ADV
ejif-2115	40	12	received	receive	VERB
ejif-2115	40	13	by	by	ADP
ejif-2115	40	14	takaful	takaful	ADJ
ejif-2115	40	15	operator	operator	NOUN
ejif-2115	40	16	and	and	CCONJ
ejif-2115	40	17	invests	invest	NOUN
ejif-2115	40	18	such	such	ADJ
ejif-2115	40	19	receipts	receipt	NOUN
ejif-2115	40	20	into	into	ADP
ejif-2115	40	21	profitable	profitable	ADJ
ejif-2115	40	22	avenues	avenue	NOUN
ejif-2115	40	23	[	[	X
ejif-2115	40	24	20	20	NUM
ejif-2115	40	25	]	]	PUNCT
ejif-2115	40	26	.	.	PUNCT
ejif-2115	41	1	retakaful	retakaful	PROPN
ejif-2115	41	2	has	have	VERB
ejif-2115	41	3	to	to	ADP
ejif-2115	41	4	parties	party	NOUN
ejif-2115	41	5	,	,	PUNCT
ejif-2115	41	6	the	the	DET
ejif-2115	41	7	insured	insure	VERB
ejif-2115	41	8	(	(	PUNCT
ejif-2115	41	9	ceding	cede	VERB
ejif-2115	41	10	company	company	NOUN
ejif-2115	41	11	/	/	SYM
ejif-2115	41	12	takaful	takaful	ADJ
ejif-2115	41	13	operator	operator	NOUN
ejif-2115	41	14	)	)	PUNCT
ejif-2115	41	15	and	and	CCONJ
ejif-2115	41	16	the	the	DET
ejif-2115	41	17	insurer	insurer	NOUN
ejif-2115	41	18	(	(	PUNCT
ejif-2115	41	19	re	re	ADJ
ejif-2115	41	20	-	-	ADJ
ejif-2115	41	21	takaful	takaful	ADJ
ejif-2115	41	22	operator)[23	operator)[23	NOUN
ejif-2115	41	23	]	]	PUNCT
ejif-2115	41	24	.	.	PUNCT
ejif-2115	42	1	it	it	PRON
ejif-2115	42	2	is	be	AUX
ejif-2115	42	3	a	a	DET
ejif-2115	42	4	contract	contract	NOUN
ejif-2115	42	5	between	between	ADP
ejif-2115	42	6	professionals	professional	NOUN
ejif-2115	42	7	rather	rather	ADV
ejif-2115	42	8	individuals[15,18	individuals[15,18	PROPN
ejif-2115	42	9	]	]	PUNCT
ejif-2115	42	10	.	.	PUNCT
ejif-2115	43	1	the	the	DET
ejif-2115	43	2	re	re	ADJ
ejif-2115	43	3	-	-	ADJ
ejif-2115	43	4	takaful	takaful	ADJ
ejif-2115	43	5	activity	activity	NOUN
ejif-2115	43	6	helps	help	VERB
ejif-2115	43	7	in	in	ADP
ejif-2115	43	8	reducing	reduce	VERB
ejif-2115	43	9	risk	risk	NOUN
ejif-2115	43	10	of	of	ADP
ejif-2115	43	11	original	original	ADJ
ejif-2115	43	12	takaful	takaful	ADJ
ejif-2115	43	13	operator	operator	NOUN
ejif-2115	43	14	and	and	CCONJ
ejif-2115	43	15	thereby	thereby	ADV
ejif-2115	43	16	helps	help	VERB
ejif-2115	43	17	in	in	ADP
ejif-2115	43	18	takaful	takaful	ADJ
ejif-2115	43	19	promotion	promotion	NOUN
ejif-2115	43	20	.	.	PUNCT
ejif-2115	44	1	re	re	VERB
ejif-2115	44	2	-	-	NOUN
ejif-2115	44	3	insurance	insurance	NOUN
ejif-2115	44	4	assures	assure	VERB
ejif-2115	44	5	that	that	SCONJ
ejif-2115	44	6	takaful	takaful	ADJ
ejif-2115	44	7	funds	fund	NOUN
ejif-2115	44	8	are	be	AUX
ejif-2115	44	9	managed	manage	VERB
ejif-2115	44	10	to	to	PART
ejif-2115	44	11	meet	meet	VERB
ejif-2115	44	12	the	the	DET
ejif-2115	44	13	insurance	insurance	NOUN
ejif-2115	44	14	commitments	commitment	NOUN
ejif-2115	44	15	of	of	ADP
ejif-2115	44	16	the	the	DET
ejif-2115	44	17	insured	insure	VERB
ejif-2115	44	18	and	and	CCONJ
ejif-2115	44	19	re	re	VERB
ejif-2115	44	20	-	-	VERB
ejif-2115	44	21	insured	insured	ADJ
ejif-2115	44	22	to	to	PART
ejif-2115	44	23	continue	continue	VERB
ejif-2115	44	24	the	the	DET
ejif-2115	44	25	takaful	takaful	ADJ
ejif-2115	44	26	business	business	NOUN
ejif-2115	45	1	[	[	X
ejif-2115	45	2	5	5	NUM
ejif-2115	45	3	]	]	PUNCT
ejif-2115	45	4	.	.	PUNCT
ejif-2115	46	1	b.	b.	PROPN
ejif-2115	46	2	takaful	takaful	ADJ
ejif-2115	46	3	insurance	insurance	PROPN
ejif-2115	46	4	in	in	ADP
ejif-2115	46	5	pakistan	pakistan	PROPN
ejif-2115	46	6	pakistan	pakistan	PROPN
ejif-2115	46	7	is	be	AUX
ejif-2115	46	8	characterized	characterize	VERB
ejif-2115	46	9	with	with	ADP
ejif-2115	46	10	low	low	ADJ
ejif-2115	46	11	adult	adult	NOUN
ejif-2115	46	12	literacy	literacy	NOUN
ejif-2115	46	13	,	,	PUNCT
ejif-2115	46	14	low	low	ADJ
ejif-2115	46	15	gdi	gdi	PROPN
ejif-2115	46	16	,	,	PUNCT
ejif-2115	46	17	though	though	SCONJ
ejif-2115	46	18	present	present	ADJ
ejif-2115	46	19	increased	increase	VERB
ejif-2115	46	20	with	with	ADP
ejif-2115	46	21	cpec	cpec	PROPN
ejif-2115	46	22	,	,	PUNCT
ejif-2115	46	23	and	and	CCONJ
ejif-2115	46	24	moderate	moderate	ADJ
ejif-2115	46	25	per	per	ADP
ejif-2115	46	26	capita	capita	NOUN
ejif-2115	46	27	which	which	DET
ejif-2115	46	28	all	all	PRON
ejif-2115	46	29	result	result	VERB
ejif-2115	46	30	in	in	ADP
ejif-2115	46	31	low	low	ADJ
ejif-2115	46	32	purchase	purchase	NOUN
ejif-2115	46	33	power	power	NOUN
ejif-2115	47	1	[	[	X
ejif-2115	47	2	34	34	NUM
ejif-2115	47	3	]	]	PUNCT
ejif-2115	47	4	.	.	PUNCT
ejif-2115	48	1	the	the	DET
ejif-2115	48	2	share	share	NOUN
ejif-2115	48	3	of	of	ADP
ejif-2115	48	4	takaful	takaful	NOUN
ejif-2115	48	5	in	in	ADP
ejif-2115	48	6	pakistan	pakistan	PROPN
ejif-2115	48	7	’s	’s	PART
ejif-2115	48	8	in	in	ADP
ejif-2115	48	9	global	global	ADJ
ejif-2115	48	10	takaful	takaful	ADJ
ejif-2115	48	11	premium	premium	NOUN
ejif-2115	48	12	is	be	AUX
ejif-2115	48	13	estimated	estimate	VERB
ejif-2115	48	14	to	to	PART
ejif-2115	48	15	be	be	AUX
ejif-2115	48	16	around	around	ADV
ejif-2115	48	17	1	1	NUM
ejif-2115	48	18	%	%	NOUN
ejif-2115	48	19	which	which	PRON
ejif-2115	48	20	is	be	AUX
ejif-2115	48	21	very	very	ADV
ejif-2115	48	22	small	small	ADJ
ejif-2115	48	23	as	as	SCONJ
ejif-2115	48	24	compared	compare	VERB
ejif-2115	48	25	with	with	ADP
ejif-2115	48	26	other	other	ADJ
ejif-2115	48	27	countries	country	NOUN
ejif-2115	48	28	like	like	ADP
ejif-2115	48	29	malaysia	malaysia	PROPN
ejif-2115	48	30	,	,	PUNCT
ejif-2115	48	31	indonesia	indonesia	PROPN
ejif-2115	48	32	and	and	CCONJ
ejif-2115	48	33	usa	usa	PROPN
ejif-2115	48	34	.	.	PROPN
ejif-2115	49	1	however	however	ADV
ejif-2115	49	2	,	,	PUNCT
ejif-2115	49	3	keeping	keep	VERB
ejif-2115	49	4	in	in	ADP
ejif-2115	49	5	view	view	NOUN
ejif-2115	49	6	a	a	DET
ejif-2115	49	7	population	population	NOUN
ejif-2115	49	8	of	of	ADP
ejif-2115	49	9	more	more	ADJ
ejif-2115	49	10	than	than	ADP
ejif-2115	49	11	200	200	NUM
ejif-2115	49	12	million	million	NUM
ejif-2115	49	13	in	in	ADP
ejif-2115	49	14	pakistan	pakistan	PROPN
ejif-2115	49	15	it	it	PRON
ejif-2115	49	16	is	be	AUX
ejif-2115	49	17	expected	expect	VERB
ejif-2115	49	18	to	to	PART
ejif-2115	49	19	increase	increase	VERB
ejif-2115	49	20	in	in	ADP
ejif-2115	49	21	future	future	ADJ
ejif-2115	49	22	takaful	takaful	ADJ
ejif-2115	49	23	companies	company	NOUN
ejif-2115	49	24	incorporate	incorporate	VERB
ejif-2115	49	25	as	as	ADP
ejif-2115	49	26	financial	financial	ADJ
ejif-2115	49	27	institutions	institution	NOUN
ejif-2115	49	28	in	in	ADP
ejif-2115	49	29	pakistan	pakistan	PROPN
ejif-2115	49	30	under	under	ADP
ejif-2115	49	31	the	the	DET
ejif-2115	49	32	laws	law	NOUN
ejif-2115	49	33	of	of	ADP
ejif-2115	49	34	securities	security	NOUN
ejif-2115	49	35	and	and	CCONJ
ejif-2115	49	36	exchange	exchange	PROPN
ejif-2115	49	37	commission	commission	PROPN
ejif-2115	49	38	of	of	ADP
ejif-2115	49	39	pakistan	pakistan	PROPN
ejif-2115	49	40	applicable	applicable	ADJ
ejif-2115	49	41	to	to	ADP
ejif-2115	49	42	limited	limit	VERB
ejif-2115	49	43	liability	liability	NOUN
ejif-2115	49	44	companies	company	NOUN
ejif-2115	49	45	doing	do	VERB
ejif-2115	49	46	business	business	NOUN
ejif-2115	49	47	of	of	ADP
ejif-2115	49	48	insurance	insurance	NOUN
ejif-2115	49	49	.	.	PUNCT
ejif-2115	50	1	the	the	DET
ejif-2115	50	2	first	first	ADJ
ejif-2115	50	3	takaful	takaful	ADJ
ejif-2115	50	4	company	company	NOUN
ejif-2115	50	5	to	to	PART
ejif-2115	50	6	operate	operate	VERB
ejif-2115	50	7	in	in	ADP
ejif-2115	50	8	pakistan	pakistan	PROPN
ejif-2115	50	9	was	be	AUX
ejif-2115	50	10	pak	pak	PROPN
ejif-2115	50	11	kuwait	kuwait	PROPN
ejif-2115	50	12	takaful	takaful	ADJ
ejif-2115	50	13	company	company	NOUN
ejif-2115	50	14	limited	limit	VERB
ejif-2115	50	15	,	,	PUNCT
ejif-2115	50	16	who	who	PRON
ejif-2115	50	17	began	begin	VERB
ejif-2115	50	18	its	its	PRON
ejif-2115	50	19	takaful	takaful	ADJ
ejif-2115	50	20	operations	operation	NOUN
ejif-2115	50	21	in	in	ADP
ejif-2115	50	22	the	the	DET
ejif-2115	50	23	year	year	NOUN
ejif-2115	50	24	2005	2005	NUM
ejif-2115	50	25	.	.	PUNCT
ejif-2115	51	1	whereas	whereas	SCONJ
ejif-2115	51	2	,	,	PUNCT
ejif-2115	51	3	currently	currently	ADV
ejif-2115	51	4	there	there	PRON
ejif-2115	51	5	are	be	VERB
ejif-2115	51	6	five	five	NUM
ejif-2115	51	7	takaful	takaful	ADJ
ejif-2115	51	8	operators	operator	NOUN
ejif-2115	51	9	comprising	comprise	VERB
ejif-2115	51	10	of	of	ADP
ejif-2115	51	11	three	three	NUM
ejif-2115	51	12	general	general	ADJ
ejif-2115	51	13	takaful	takaful	ADJ
ejif-2115	51	14	and	and	CCONJ
ejif-2115	51	15	two	two	NUM
ejif-2115	51	16	family	family	NOUN
ejif-2115	51	17	takaful	takaful	ADJ
ejif-2115	51	18	companies	company	NOUN
ejif-2115	51	19	,	,	PUNCT
ejif-2115	51	20	namely	namely	ADV
ejif-2115	51	21	.	.	PUNCT
ejif-2115	52	1	a	a	DET
ejif-2115	52	2	)	)	PUNCT
ejif-2115	52	3	general	general	ADJ
ejif-2115	52	4	takaful	takaful	ADJ
ejif-2115	52	5	companies	company	NOUN
ejif-2115	52	6	i.	i.	PROPN
ejif-2115	52	7	pak	pak	PROPN
ejif-2115	52	8	kuwait	kuwait	PROPN
ejif-2115	52	9	takaful	takaful	PROPN
ejif-2115	52	10	company	company	PROPN
ejif-2115	52	11	limited	limited	PROPN
ejif-2115	52	12	ii	ii	PROPN
ejif-2115	52	13	.	.	PUNCT
ejif-2115	53	1	pak	pak	PROPN
ejif-2115	53	2	qatar	qatar	PROPN
ejif-2115	53	3	general	general	PROPN
ejif-2115	53	4	takaful	takaful	PROPN
ejif-2115	53	5	limited	limited	PROPN
ejif-2115	53	6	iii	iii	PROPN
ejif-2115	53	7	.	.	PUNCT
ejif-2115	54	1	takaful	takaful	PROPN
ejif-2115	54	2	pakistan	pakistan	PROPN
ejif-2115	54	3	limited	limited	PROPN
ejif-2115	54	4	b	b	X
ejif-2115	54	5	)	)	PUNCT
ejif-2115	54	6	family	family	NOUN
ejif-2115	54	7	takaful	takaful	ADJ
ejif-2115	54	8	companies	company	NOUN
ejif-2115	54	9	i.	i.	PROPN
ejif-2115	54	10	pak	pak	PROPN
ejif-2115	54	11	qatar	qatar	PROPN
ejif-2115	54	12	family	family	PROPN
ejif-2115	54	13	takaful	takaful	PROPN
ejif-2115	54	14	limited	limited	PROPN
ejif-2115	54	15	ii	ii	PROPN
ejif-2115	54	16	.	.	PUNCT
ejif-2115	55	1	dawood	dawood	PROPN
ejif-2115	55	2	family	family	PROPN
ejif-2115	55	3	takaful	takaful	PROPN
ejif-2115	55	4	limited	limited	PROPN
ejif-2115	55	5	c.	c.	PROPN
ejif-2115	55	6	impact	impact	NOUN
ejif-2115	55	7	of	of	ADP
ejif-2115	55	8	microeconomic	microeconomic	ADJ
ejif-2115	55	9	factors	factor	NOUN
ejif-2115	55	10	on	on	ADP
ejif-2115	55	11	takaful	takaful	ADJ
ejif-2115	55	12	consumption	consumption	NOUN
ejif-2115	55	13	per	per	ADP
ejif-2115	55	14	capita	capita	X
ejif-2115	55	15	a.	a.	NOUN
ejif-2115	55	16	income	income	NOUN
ejif-2115	55	17	it	it	PRON
ejif-2115	55	18	has	have	AUX
ejif-2115	55	19	been	be	AUX
ejif-2115	55	20	established	establish	VERB
ejif-2115	55	21	through	through	ADP
ejif-2115	55	22	literature	literature	NOUN
ejif-2115	55	23	that	that	SCONJ
ejif-2115	55	24	insurance	insurance	NOUN
ejif-2115	55	25	and	and	CCONJ
ejif-2115	55	26	level	level	NOUN
ejif-2115	55	27	of	of	ADP
ejif-2115	55	28	income	income	NOUN
ejif-2115	55	29	has	have	VERB
ejif-2115	55	30	positive	positive	ADJ
ejif-2115	55	31	relationship	relationship	NOUN
ejif-2115	56	1	[	[	X
ejif-2115	56	2	11,17	11,17	NOUN
ejif-2115	56	3	]	]	PUNCT
ejif-2115	56	4	.	.	PUNCT
ejif-2115	57	1	also	also	ADV
ejif-2115	57	2	per	per	ADP
ejif-2115	57	3	capita	capita	X
ejif-2115	57	4	income	income	NOUN
ejif-2115	57	5	and	and	CCONJ
ejif-2115	57	6	its	its	PRON
ejif-2115	57	7	variants	variant	NOUN
ejif-2115	57	8	have	have	AUX
ejif-2115	57	9	also	also	ADV
ejif-2115	57	10	been	be	AUX
ejif-2115	57	11	used	use	VERB
ejif-2115	57	12	in	in	ADP
ejif-2115	57	13	many	many	ADJ
ejif-2115	57	14	research	research	NOUN
ejif-2115	57	15	studies	study	NOUN
ejif-2115	57	16	for	for	ADP
ejif-2115	57	17	gauging	gauge	VERB
ejif-2115	57	18	level	level	NOUN
ejif-2115	57	19	of	of	ADP
ejif-2115	57	20	income	income	NOUN
ejif-2115	57	21	,	,	PUNCT
ejif-2115	57	22	therefore	therefore	ADV
ejif-2115	57	23	we	we	PRON
ejif-2115	57	24	also	also	ADV
ejif-2115	57	25	use	use	VERB
ejif-2115	57	26	per	per	ADP
ejif-2115	57	27	capita	capita	NOUN
ejif-2115	57	28	income	income	NOUN
ejif-2115	57	29	measured	measure	VERB
ejif-2115	57	30	as	as	ADP
ejif-2115	57	31	ratio	ratio	NOUN
ejif-2115	57	32	of	of	ADP
ejif-2115	57	33	gdp	gdp	NOUN
ejif-2115	57	34	to	to	ADP
ejif-2115	57	35	the	the	DET
ejif-2115	57	36	population	population	NOUN
ejif-2115	57	37	to	to	PART
ejif-2115	57	38	represent	represent	VERB
ejif-2115	57	39	income	income	NOUN
ejif-2115	57	40	per	per	ADP
ejif-2115	57	41	capita[18].we	capita[18].we	NOUN
ejif-2115	57	42	formulate	formulate	VERB
ejif-2115	57	43	the	the	DET
ejif-2115	57	44	following	follow	VERB
ejif-2115	57	45	hypothesis	hypothesis	NOUN
ejif-2115	57	46	for	for	ADP
ejif-2115	57	47	this	this	DET
ejif-2115	57	48	variable	variable	NOUN
ejif-2115	57	49	:	:	PUNCT
ejif-2115	57	50	hypothesis	hypothesis	NOUN
ejif-2115	57	51	i	i	PRON
ejif-2115	57	52	:	:	PUNCT
ejif-2115	57	53	there	there	PRON
ejif-2115	57	54	exists	exist	VERB
ejif-2115	57	55	positive	positive	ADJ
ejif-2115	57	56	relationship	relationship	NOUN
ejif-2115	57	57	between	between	ADP
ejif-2115	57	58	demand	demand	NOUN
ejif-2115	57	59	for	for	ADP
ejif-2115	57	60	family	family	NOUN
ejif-2115	57	61	takaful	takaful	ADJ
ejif-2115	57	62	and	and	CCONJ
ejif-2115	57	63	level	level	NOUN
ejif-2115	57	64	of	of	ADP
ejif-2115	57	65	income	income	NOUN
ejif-2115	57	66	in	in	ADP
ejif-2115	57	67	pakistan	pakistan	PROPN
ejif-2115	57	68	.	.	PUNCT
ejif-2115	58	1	b.	b.	PROPN
ejif-2115	58	2	interest	interest	PROPN
ejif-2115	58	3	rate	rate	NOUN
ejif-2115	58	4	according	accord	VERB
ejif-2115	58	5	to	to	ADP
ejif-2115	58	6	literature	literature	NOUN
ejif-2115	58	7	there	there	PRON
ejif-2115	58	8	exists	exist	VERB
ejif-2115	58	9	a	a	DET
ejif-2115	58	10	+	+	PROPN
ejif-2115	58	11	ve	ve	NOUN
ejif-2115	58	12	relationship	relationship	NOUN
ejif-2115	58	13	between	between	ADP
ejif-2115	58	14	interest	interest	NOUN
ejif-2115	58	15	rates	rate	NOUN
ejif-2115	58	16	and	and	CCONJ
ejif-2115	58	17	takaful	takaful	ADJ
ejif-2115	58	18	[	[	X
ejif-2115	58	19	13	13	NUM
ejif-2115	58	20	]	]	PUNCT
ejif-2115	58	21	.	.	PUNCT
ejif-2115	59	1	this	this	DET
ejif-2115	59	2	relationship	relationship	NOUN
ejif-2115	59	3	exists	exist	VERB
ejif-2115	59	4	in	in	ADP
ejif-2115	59	5	such	such	DET
ejif-2115	59	6	a	a	DET
ejif-2115	59	7	way	way	NOUN
ejif-2115	59	8	that	that	PRON
ejif-2115	59	9	increased	increase	VERB
ejif-2115	59	10	real	real	ADJ
ejif-2115	59	11	interest	interest	NOUN
ejif-2115	59	12	rates	rate	NOUN
ejif-2115	59	13	lead	lead	VERB
ejif-2115	59	14	to	to	ADP
ejif-2115	59	15	increased	increase	VERB
ejif-2115	59	16	returns	return	NOUN
ejif-2115	59	17	on	on	ADP
ejif-2115	59	18	investment	investment	NOUN
ejif-2115	59	19	of	of	ADP
ejif-2115	59	20	insurer	insurer	NOUN
ejif-2115	59	21	which	which	PRON
ejif-2115	59	22	ultimately	ultimately	ADV
ejif-2115	59	23	benefits	benefit	VERB
ejif-2115	59	24	the	the	DET
ejif-2115	59	25	insured	insure	VERB
ejif-2115	59	26	through	through	ADP
ejif-2115	59	27	higher	high	ADJ
ejif-2115	59	28	gains	gain	NOUN
ejif-2115	59	29	[	[	X
ejif-2115	59	30	14].we	14].we	NUM
ejif-2115	59	31	formulate	formulate	VERB
ejif-2115	59	32	the	the	DET
ejif-2115	59	33	following	follow	VERB
ejif-2115	59	34	hypothesis	hypothesis	NOUN
ejif-2115	59	35	for	for	ADP
ejif-2115	59	36	this	this	DET
ejif-2115	59	37	variable	variable	NOUN
ejif-2115	59	38	:	:	PUNCT
ejif-2115	59	39	hypothesis	hypothesis	NOUN
ejif-2115	59	40	ii	ii	PROPN
ejif-2115	59	41	:	:	PUNCT
ejif-2115	59	42	there	there	PRON
ejif-2115	59	43	exists	exist	VERB
ejif-2115	59	44	a	a	DET
ejif-2115	59	45	positive	positive	ADJ
ejif-2115	59	46	relationship	relationship	NOUN
ejif-2115	59	47	between	between	ADP
ejif-2115	59	48	demand	demand	NOUN
ejif-2115	59	49	for	for	ADP
ejif-2115	59	50	family	family	NOUN
ejif-2115	59	51	takaful	takaful	ADJ
ejif-2115	59	52	and	and	CCONJ
ejif-2115	59	53	the	the	DET
ejif-2115	59	54	level	level	NOUN
ejif-2115	59	55	of	of	ADP
ejif-2115	59	56	interest	interest	NOUN
ejif-2115	59	57	rates	rate	NOUN
ejif-2115	59	58	in	in	ADP
ejif-2115	59	59	pakistan	pakistan	PROPN
ejif-2115	59	60	.	.	PUNCT
ejif-2115	60	1	c.	c.	PROPN
ejif-2115	60	2	inflation	inflation	PROPN
ejif-2115	60	3	inflation	inflation	NOUN
ejif-2115	60	4	occurs	occur	VERB
ejif-2115	60	5	when	when	SCONJ
ejif-2115	60	6	prices	price	NOUN
ejif-2115	60	7	rise	rise	VERB
ejif-2115	60	8	sharply	sharply	ADV
ejif-2115	60	9	.	.	PUNCT
ejif-2115	61	1	this	this	DET
ejif-2115	61	2	scenario	scenario	NOUN
ejif-2115	61	3	reduces	reduce	VERB
ejif-2115	61	4	purchases	purchase	NOUN
ejif-2115	61	5	and	and	CCONJ
ejif-2115	61	6	ultimately	ultimately	ADV
ejif-2115	61	7	the	the	DET
ejif-2115	61	8	demand	demand	NOUN
ejif-2115	61	9	of	of	ADP
ejif-2115	61	10	goods	good	NOUN
ejif-2115	61	11	and	and	CCONJ
ejif-2115	61	12	services	service	NOUN
ejif-2115	61	13	in	in	ADP
ejif-2115	61	14	the	the	DET
ejif-2115	61	15	country	country	NOUN
ejif-2115	61	16	[	[	X
ejif-2115	61	17	24	24	NUM
ejif-2115	61	18	]	]	PUNCT
ejif-2115	61	19	.	.	PUNCT
ejif-2115	62	1	as	as	SCONJ
ejif-2115	62	2	inflation	inflation	NOUN
ejif-2115	62	3	reduces	reduce	VERB
ejif-2115	62	4	purchasing	purchase	VERB
ejif-2115	62	5	power	power	NOUN
ejif-2115	62	6	therefore	therefore	ADV
ejif-2115	62	7	it	it	PRON
ejif-2115	62	8	also	also	ADV
ejif-2115	62	9	leaves	leave	VERB
ejif-2115	62	10	negative	negative	ADJ
ejif-2115	62	11	effect	effect	NOUN
ejif-2115	62	12	of	of	ADP
ejif-2115	62	13	the	the	DET
ejif-2115	62	14	demand	demand	NOUN
ejif-2115	62	15	of	of	ADP
ejif-2115	62	16	life	life	NOUN
ejif-2115	62	17	insurance	insurance	NOUN
ejif-2115	62	18	[	[	X
ejif-2115	62	19	5,29	5,29	NUM
ejif-2115	62	20	]	]	PUNCT
ejif-2115	62	21	.	.	PUNCT
ejif-2115	63	1	an	an	DET
ejif-2115	63	2	account	account	NOUN
ejif-2115	63	3	of	of	ADP
ejif-2115	63	4	theories	theory	NOUN
ejif-2115	63	5	on	on	ADP
ejif-2115	63	6	the	the	DET
ejif-2115	63	7	aspect	aspect	NOUN
ejif-2115	63	8	of	of	ADP
ejif-2115	63	9	insurance	insurance	NOUN
ejif-2115	63	10	also	also	ADV
ejif-2115	63	11	establishes	establish	VERB
ejif-2115	63	12	relationship	relationship	NOUN
ejif-2115	63	13	between	between	ADP
ejif-2115	63	14	inflation	inflation	NOUN
ejif-2115	63	15	and	and	CCONJ
ejif-2115	63	16	demand	demand	NOUN
ejif-2115	63	17	of	of	ADP
ejif-2115	63	18	life	life	NOUN
ejif-2115	63	19	insurance	insurance	NOUN
ejif-2115	63	20	is	be	AUX
ejif-2115	63	21	negative	negative	ADJ
ejif-2115	63	22	[	[	X
ejif-2115	63	23	27	27	NUM
ejif-2115	63	24	]	]	PUNCT
ejif-2115	63	25	.	.	PUNCT
ejif-2115	64	1	similarly	similarly	ADV
ejif-2115	64	2	various	various	ADJ
ejif-2115	64	3	researches	research	NOUN
ejif-2115	64	4	also	also	ADV
ejif-2115	64	5	reveal	reveal	VERB
ejif-2115	64	6	–	–	PUNCT
ejif-2115	64	7	ve	ve	VERB
ejif-2115	64	8	relationship	relationship	NOUN
ejif-2115	64	9	between	between	ADP
ejif-2115	64	10	life	life	NOUN
ejif-2115	64	11	insurance	insurance	NOUN
ejif-2115	64	12	and	and	CCONJ
ejif-2115	64	13	inflation	inflation	NOUN
ejif-2115	65	1	[	[	X
ejif-2115	65	2	29	29	NUM
ejif-2115	65	3	]	]	PUNCT
ejif-2115	65	4	.	.	PUNCT
ejif-2115	66	1	the	the	DET
ejif-2115	66	2	hypothesis	hypothesis	NOUN
ejif-2115	66	3	for	for	ADP
ejif-2115	66	4	this	this	DET
ejif-2115	66	5	variable	variable	NOUN
ejif-2115	66	6	there	there	PRON
ejif-2115	66	7	is	be	VERB
ejif-2115	66	8	:	:	PUNCT
ejif-2115	66	9	hypothesis	hypothesis	NOUN
ejif-2115	66	10	iii	iii	NOUN
ejif-2115	66	11	:	:	PUNCT
ejif-2115	66	12	there	there	PRON
ejif-2115	66	13	exists	exist	VERB
ejif-2115	66	14	a	a	DET
ejif-2115	66	15	negative	negative	ADJ
ejif-2115	66	16	relationship	relationship	NOUN
ejif-2115	66	17	between	between	ADP
ejif-2115	66	18	demand	demand	NOUN
ejif-2115	66	19	for	for	ADP
ejif-2115	66	20	family	family	NOUN
ejif-2115	66	21	takaful	takaful	ADJ
ejif-2115	66	22	and	and	CCONJ
ejif-2115	66	23	inflation	inflation	NOUN
ejif-2115	66	24	.	.	PUNCT
ejif-2115	67	1	d.	d.	PROPN
ejif-2115	67	2	savings	savings	PROPN
ejif-2115	67	3	ejif	ejif	PROPN
ejif-2115	67	4	–	–	PUNCT
ejif-2115	67	5	european	european	PROPN
ejif-2115	67	6	journal	journal	PROPN
ejif-2115	67	7	of	of	ADP
ejif-2115	67	8	islamic	islamic	PROPN
ejif-2115	67	9	finance	finance	NOUN
ejif-2115	67	10	no	no	DET
ejif-2115	67	11	9	9	NUM
ejif-2115	67	12	,	,	PUNCT
ejif-2115	67	13	april	april	PROPN
ejif-2115	67	14	(	(	PUNCT
ejif-2115	67	15	2018	2018	NUM
ejif-2115	67	16	)	)	PUNCT
ejif-2115	68	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-2115	68	2	issn	issn	VERB
ejif-2115	68	3	2421	2421	NUM
ejif-2115	68	4	-	-	SYM
ejif-2115	68	5	2172	2172	NUM
ejif-2115	68	6	3	3	NUM
ejif-2115	68	7	in	in	ADP
ejif-2115	68	8	studies	study	NOUN
ejif-2115	68	9	exploring	explore	VERB
ejif-2115	68	10	the	the	DET
ejif-2115	68	11	relationship	relationship	NOUN
ejif-2115	68	12	between	between	ADP
ejif-2115	68	13	the	the	DET
ejif-2115	68	14	demand	demand	NOUN
ejif-2115	68	15	for	for	ADP
ejif-2115	68	16	life	life	NOUN
ejif-2115	68	17	insurance	insurance	NOUN
ejif-2115	68	18	and	and	CCONJ
ejif-2115	68	19	savings	saving	NOUN
ejif-2115	68	20	it	it	PRON
ejif-2115	68	21	has	have	AUX
ejif-2115	68	22	been	be	AUX
ejif-2115	68	23	recommended	recommend	VERB
ejif-2115	68	24	that	that	SCONJ
ejif-2115	68	25	if	if	SCONJ
ejif-2115	68	26	the	the	DET
ejif-2115	68	27	return	return	NOUN
ejif-2115	68	28	on	on	ADP
ejif-2115	68	29	insurance	insurance	NOUN
ejif-2115	68	30	policy	policy	NOUN
ejif-2115	68	31	is	be	AUX
ejif-2115	68	32	favorably	favorably	ADV
ejif-2115	68	33	greater	great	ADJ
ejif-2115	68	34	than	than	ADP
ejif-2115	68	35	the	the	DET
ejif-2115	68	36	return	return	NOUN
ejif-2115	68	37	of	of	ADP
ejif-2115	68	38	other	other	ADJ
ejif-2115	68	39	saving	saving	NOUN
ejif-2115	68	40	instruments	instrument	NOUN
ejif-2115	68	41	,	,	PUNCT
ejif-2115	68	42	life	life	NOUN
ejif-2115	68	43	insurance	insurance	NOUN
ejif-2115	68	44	would	would	AUX
ejif-2115	68	45	look	look	VERB
ejif-2115	68	46	more	more	ADV
ejif-2115	68	47	attractive	attractive	ADJ
ejif-2115	68	48	to	to	ADP
ejif-2115	68	49	potential	potential	ADJ
ejif-2115	68	50	savers	saver	NOUN
ejif-2115	68	51	,	,	PUNCT
ejif-2115	68	52	given	give	VERB
ejif-2115	68	53	its	its	PRON
ejif-2115	68	54	other	other	ADJ
ejif-2115	68	55	features	feature	NOUN
ejif-2115	68	56	like	like	ADP
ejif-2115	68	57	the	the	DET
ejif-2115	68	58	protection	protection	NOUN
ejif-2115	68	59	it	it	PRON
ejif-2115	68	60	provides	provide	VERB
ejif-2115	68	61	[	[	X
ejif-2115	68	62	33	33	NUM
ejif-2115	68	63	]	]	PUNCT
ejif-2115	68	64	.	.	PUNCT
ejif-2115	69	1	similar	similar	ADJ
ejif-2115	69	2	to	to	ADP
ejif-2115	69	3	other	other	ADJ
ejif-2115	69	4	studies	study	NOUN
ejif-2115	69	5	,	,	PUNCT
ejif-2115	69	6	this	this	DET
ejif-2115	69	7	variable	variable	NOUN
ejif-2115	69	8	is	be	AUX
ejif-2115	69	9	measured	measure	VERB
ejif-2115	69	10	by	by	ADP
ejif-2115	69	11	the	the	DET
ejif-2115	69	12	rate	rate	NOUN
ejif-2115	69	13	of	of	ADP
ejif-2115	69	14	return	return	NOUN
ejif-2115	69	15	of	of	ADP
ejif-2115	69	16	savings	saving	NOUN
ejif-2115	69	17	accounts	account	NOUN
ejif-2115	69	18	offered	offer	VERB
ejif-2115	69	19	by	by	ADP
ejif-2115	69	20	commercial	commercial	ADJ
ejif-2115	69	21	banks	bank	NOUN
ejif-2115	69	22	in	in	ADP
ejif-2115	69	23	a	a	DET
ejif-2115	69	24	country	country	NOUN
ejif-2115	70	1	[	[	X
ejif-2115	70	2	34	34	NUM
ejif-2115	70	3	]	]	PUNCT
ejif-2115	70	4	.	.	PUNCT
ejif-2115	71	1	we	we	PRON
ejif-2115	71	2	formulate	formulate	VERB
ejif-2115	71	3	the	the	DET
ejif-2115	71	4	following	follow	VERB
ejif-2115	71	5	hypothesis	hypothesis	NOUN
ejif-2115	71	6	for	for	ADP
ejif-2115	71	7	this	this	DET
ejif-2115	71	8	variable	variable	NOUN
ejif-2115	71	9	:	:	PUNCT
ejif-2115	71	10	hypothesis	hypothesis	NOUN
ejif-2115	71	11	iv	iv	NUM
ejif-2115	71	12	:	:	PUNCT
ejif-2115	71	13	the	the	DET
ejif-2115	71	14	level	level	NOUN
ejif-2115	71	15	of	of	ADP
ejif-2115	71	16	savings	saving	NOUN
ejif-2115	71	17	is	be	AUX
ejif-2115	71	18	negatively	negatively	ADV
ejif-2115	71	19	related	relate	VERB
ejif-2115	71	20	with	with	ADP
ejif-2115	71	21	the	the	DET
ejif-2115	71	22	demand	demand	NOUN
ejif-2115	71	23	of	of	ADP
ejif-2115	71	24	family	family	NOUN
ejif-2115	71	25	takaful	takaful	ADJ
ejif-2115	71	26	.	.	PUNCT
ejif-2115	72	1	e.	e.	PROPN
ejif-2115	72	2	stock	stock	PROPN
ejif-2115	72	3	researchers	researcher	NOUN
ejif-2115	72	4	suggest	suggest	VERB
ejif-2115	72	5	that	that	SCONJ
ejif-2115	72	6	life	life	NOUN
ejif-2115	72	7	insurance	insurance	NOUN
ejif-2115	72	8	has	have	VERB
ejif-2115	72	9	competitive	competitive	ADJ
ejif-2115	72	10	relationship	relationship	NOUN
ejif-2115	72	11	with	with	ADP
ejif-2115	72	12	stock	stock	NOUN
ejif-2115	72	13	sales	sale	NOUN
ejif-2115	72	14	in	in	ADP
ejif-2115	72	15	financial	financial	ADJ
ejif-2115	72	16	markets	market	NOUN
ejif-2115	72	17	in	in	ADP
ejif-2115	72	18	such	such	DET
ejif-2115	72	19	a	a	DET
ejif-2115	72	20	way	way	NOUN
ejif-2115	72	21	that	that	PRON
ejif-2115	72	22	higher	high	ADJ
ejif-2115	72	23	stock	stock	NOUN
ejif-2115	72	24	prices	price	NOUN
ejif-2115	72	25	will	will	AUX
ejif-2115	72	26	allure	allure	VERB
ejif-2115	72	27	investors	investor	NOUN
ejif-2115	72	28	to	to	PART
ejif-2115	72	29	channelize	channelize	VERB
ejif-2115	72	30	its	its	PRON
ejif-2115	72	31	funds	fund	NOUN
ejif-2115	72	32	towards	towards	ADP
ejif-2115	72	33	it	it	PRON
ejif-2115	72	34	ultimately	ultimately	ADV
ejif-2115	72	35	adversely	adversely	ADV
ejif-2115	72	36	affecting	affect	VERB
ejif-2115	72	37	life	life	NOUN
ejif-2115	72	38	insurance	insurance	NOUN
ejif-2115	72	39	sales	sale	NOUN
ejif-2115	73	1	[	[	X
ejif-2115	73	2	11	11	NUM
ejif-2115	73	3	]	]	PUNCT
ejif-2115	73	4	.	.	PUNCT
ejif-2115	74	1	many	many	ADJ
ejif-2115	74	2	researches	research	NOUN
ejif-2115	74	3	have	have	AUX
ejif-2115	74	4	taken	take	VERB
ejif-2115	74	5	place	place	NOUN
ejif-2115	74	6	relating	relate	VERB
ejif-2115	74	7	stock	stock	NOUN
ejif-2115	74	8	market	market	NOUN
ejif-2115	74	9	behavior	behavior	NOUN
ejif-2115	74	10	with	with	ADP
ejif-2115	74	11	life	life	NOUN
ejif-2115	74	12	insurance	insurance	NOUN
ejif-2115	74	13	which	which	PRON
ejif-2115	74	14	suggest	suggest	VERB
ejif-2115	74	15	that	that	SCONJ
ejif-2115	74	16	life	life	NOUN
ejif-2115	74	17	insurance	insurance	NOUN
ejif-2115	74	18	sales	sale	NOUN
ejif-2115	74	19	declined	decline	VERB
ejif-2115	74	20	during	during	ADP
ejif-2115	74	21	the	the	DET
ejif-2115	74	22	periods	period	NOUN
ejif-2115	74	23	of	of	ADP
ejif-2115	74	24	higher	high	ADJ
ejif-2115	74	25	stock	stock	NOUN
ejif-2115	74	26	prices	price	NOUN
ejif-2115	74	27	[	[	X
ejif-2115	74	28	10,40	10,40	NUM
ejif-2115	74	29	]	]	PUNCT
ejif-2115	74	30	.	.	PUNCT
ejif-2115	75	1	accordingly	accordingly	ADV
ejif-2115	75	2	we	we	PRON
ejif-2115	75	3	formulate	formulate	VERB
ejif-2115	75	4	our	our	PRON
ejif-2115	75	5	hypothesis	hypothesis	NOUN
ejif-2115	75	6	hereunder	hereunder	NOUN
ejif-2115	75	7	:	:	PUNCT
ejif-2115	75	8	hypothesis	hypothesis	NOUN
ejif-2115	75	9	v	v	NOUN
ejif-2115	75	10	:	:	PUNCT
ejif-2115	75	11	there	there	PRON
ejif-2115	75	12	exists	exist	VERB
ejif-2115	75	13	a	a	DET
ejif-2115	75	14	negative	negative	ADJ
ejif-2115	75	15	relationship	relationship	NOUN
ejif-2115	75	16	between	between	ADP
ejif-2115	75	17	the	the	DET
ejif-2115	75	18	demand	demand	NOUN
ejif-2115	75	19	for	for	ADP
ejif-2115	75	20	family	family	NOUN
ejif-2115	75	21	takaful	takaful	ADJ
ejif-2115	75	22	and	and	CCONJ
ejif-2115	75	23	stock	stock	NOUN
ejif-2115	75	24	prices	price	NOUN
ejif-2115	75	25	.	.	PUNCT
ejif-2115	76	1	the	the	DET
ejif-2115	76	2	overall	overall	ADJ
ejif-2115	76	3	conceptual	conceptual	ADJ
ejif-2115	76	4	framework	framework	NOUN
ejif-2115	76	5	as	as	SCONJ
ejif-2115	76	6	described	describe	VERB
ejif-2115	76	7	above	above	ADV
ejif-2115	76	8	can	can	AUX
ejif-2115	76	9	be	be	AUX
ejif-2115	76	10	presented	present	VERB
ejif-2115	76	11	in	in	ADP
ejif-2115	76	12	the	the	DET
ejif-2115	76	13	form	form	NOUN
ejif-2115	76	14	of	of	ADP
ejif-2115	76	15	a	a	DET
ejif-2115	76	16	functional	functional	ADJ
ejif-2115	76	17	relationship	relationship	NOUN
ejif-2115	76	18	describing	describe	VERB
ejif-2115	76	19	dependent	dependent	ADJ
ejif-2115	76	20	and	and	CCONJ
ejif-2115	76	21	independent	independent	ADJ
ejif-2115	76	22	variables	variable	NOUN
ejif-2115	76	23	as	as	ADP
ejif-2115	76	24	under	under	ADP
ejif-2115	76	25	:	:	PUNCT
ejif-2115	76	26	demand=	demand=	PROPN
ejif-2115	76	27	f	f	X
ejif-2115	76	28	(	(	PUNCT
ejif-2115	76	29	income	income	NOUN
ejif-2115	76	30	,	,	PUNCT
ejif-2115	76	31	interest	interest	NOUN
ejif-2115	76	32	,	,	PUNCT
ejif-2115	76	33	inflation	inflation	NOUN
ejif-2115	76	34	,	,	PUNCT
ejif-2115	76	35	savings	saving	NOUN
ejif-2115	76	36	,	,	PUNCT
ejif-2115	76	37	stock	stock	NOUN
ejif-2115	76	38	)	)	PUNCT
ejif-2115	77	1	+	+	CCONJ
ejif-2115	77	2	ε	ε	PROPN
ejif-2115	77	3	a	a	DET
ejif-2115	77	4	simple	simple	ADJ
ejif-2115	77	5	theoretical	theoretical	ADJ
ejif-2115	77	6	framework	framework	NOUN
ejif-2115	77	7	can	can	AUX
ejif-2115	77	8	be	be	AUX
ejif-2115	77	9	describes	describe	VERB
ejif-2115	77	10	diagrammatically	diagrammatically	ADV
ejif-2115	77	11	as	as	SCONJ
ejif-2115	77	12	under	under	ADP
ejif-2115	77	13	:	:	PUNCT
ejif-2115	77	14	ii	ii	PROPN
ejif-2115	77	15	.	.	PROPN
ejif-2115	77	16	methodology	methodology	PROPN
ejif-2115	77	17	a.	a.	NOUN
ejif-2115	77	18	statistical	statistical	ADJ
ejif-2115	77	19	tools	tool	NOUN
ejif-2115	77	20	this	this	DET
ejif-2115	77	21	research	research	NOUN
ejif-2115	77	22	study	study	NOUN
ejif-2115	77	23	is	be	AUX
ejif-2115	77	24	descriptive	descriptive	ADJ
ejif-2115	77	25	in	in	ADP
ejif-2115	77	26	nature	nature	NOUN
ejif-2115	77	27	which	which	PRON
ejif-2115	77	28	is	be	AUX
ejif-2115	77	29	typically	typically	ADV
ejif-2115	77	30	structured	structure	VERB
ejif-2115	77	31	with	with	ADP
ejif-2115	77	32	clearly	clearly	ADV
ejif-2115	77	33	stated	state	VERB
ejif-2115	77	34	hypothesis	hypothesis	NOUN
ejif-2115	77	35	followed	follow	VERB
ejif-2115	77	36	by	by	ADP
ejif-2115	77	37	finding	find	VERB
ejif-2115	77	38	associations	association	NOUN
ejif-2115	77	39	among	among	ADP
ejif-2115	77	40	different	different	ADJ
ejif-2115	77	41	variables	variable	NOUN
ejif-2115	77	42	.	.	PUNCT
ejif-2115	78	1	secondary	secondary	ADJ
ejif-2115	78	2	data	datum	NOUN
ejif-2115	78	3	has	have	AUX
ejif-2115	78	4	been	be	AUX
ejif-2115	78	5	collected	collect	VERB
ejif-2115	78	6	from	from	ADP
ejif-2115	78	7	different	different	ADJ
ejif-2115	78	8	journals	journal	NOUN
ejif-2115	78	9	,	,	PUNCT
ejif-2115	78	10	research	research	NOUN
ejif-2115	78	11	case	case	NOUN
ejif-2115	78	12	studies	study	NOUN
ejif-2115	78	13	,	,	PUNCT
ejif-2115	78	14	articles	article	NOUN
ejif-2115	78	15	and	and	CCONJ
ejif-2115	78	16	financial	financial	ADJ
ejif-2115	78	17	reports	report	NOUN
ejif-2115	78	18	of	of	ADP
ejif-2115	78	19	state	state	PROPN
ejif-2115	78	20	bank	bank	PROPN
ejif-2115	78	21	of	of	ADP
ejif-2115	78	22	pakistan	pakistan	PROPN
ejif-2115	78	23	and	and	CCONJ
ejif-2115	78	24	different	different	ADJ
ejif-2115	78	25	takaful	takaful	ADJ
ejif-2115	78	26	companies	company	NOUN
ejif-2115	78	27	operating	operate	VERB
ejif-2115	78	28	in	in	ADP
ejif-2115	78	29	pakistan	pakistan	PROPN
ejif-2115	78	30	.	.	PUNCT
ejif-2115	79	1	a	a	DET
ejif-2115	79	2	general	general	ADJ
ejif-2115	79	3	multiple	multiple	ADJ
ejif-2115	79	4	regression	regression	NOUN
ejif-2115	79	5	model	model	NOUN
ejif-2115	79	6	is	be	AUX
ejif-2115	79	7	designed	design	VERB
ejif-2115	79	8	to	to	PART
ejif-2115	79	9	test	test	VERB
ejif-2115	79	10	the	the	DET
ejif-2115	79	11	relationships	relationship	NOUN
ejif-2115	79	12	between	between	ADP
ejif-2115	79	13	the	the	DET
ejif-2115	79	14	dependent	dependent	ADJ
ejif-2115	79	15	variable	variable	NOUN
ejif-2115	79	16	(	(	PUNCT
ejif-2115	79	17	demand	demand	NOUN
ejif-2115	79	18	for	for	ADP
ejif-2115	79	19	family	family	NOUN
ejif-2115	79	20	takaful	takaful	ADJ
ejif-2115	79	21	)	)	PUNCT
ejif-2115	79	22	and	and	CCONJ
ejif-2115	79	23	independent	independent	ADJ
ejif-2115	79	24	variables	variable	NOUN
ejif-2115	79	25	(	(	PUNCT
ejif-2115	79	26	level	level	NOUN
ejif-2115	79	27	of	of	ADP
ejif-2115	79	28	income	income	NOUN
ejif-2115	79	29	,	,	PUNCT
ejif-2115	79	30	interest	interest	NOUN
ejif-2115	79	31	rate	rate	NOUN
ejif-2115	79	32	,	,	PUNCT
ejif-2115	79	33	inflation	inflation	NOUN
ejif-2115	79	34	rate	rate	NOUN
ejif-2115	79	35	,	,	PUNCT
ejif-2115	79	36	savings	saving	NOUN
ejif-2115	79	37	rate	rate	NOUN
ejif-2115	79	38	and	and	CCONJ
ejif-2115	79	39	stock	stock	NOUN
ejif-2115	79	40	composite	composite	NOUN
ejif-2115	79	41	)	)	PUNCT
ejif-2115	79	42	.	.	PUNCT
ejif-2115	80	1	the	the	DET
ejif-2115	80	2	regression	regression	NOUN
ejif-2115	80	3	model	model	NOUN
ejif-2115	80	4	is	be	AUX
ejif-2115	80	5	expressed	express	VERB
ejif-2115	80	6	as	as	ADP
ejif-2115	80	7	a	a	DET
ejif-2115	80	8	linear	linear	ADJ
ejif-2115	80	9	equation	equation	NOUN
ejif-2115	80	10	as	as	SCONJ
ejif-2115	80	11	follows	follow	VERB
ejif-2115	80	12	:	:	PUNCT
ejif-2115	81	1	demand	demand	NOUN
ejif-2115	81	2	=	=	PUNCT
ejif-2115	81	3	α	α	PROPN
ejif-2115	81	4	+	+	X
ejif-2115	81	5	β1	β1	PROPN
ejif-2115	81	6	(	(	PUNCT
ejif-2115	81	7	inc	inc	NOUN
ejif-2115	81	8	)	)	PUNCT
ejif-2115	82	1	+	+	CCONJ
ejif-2115	82	2	β2	β2	NOUN
ejif-2115	82	3	(	(	PUNCT
ejif-2115	82	4	inf	inf	NOUN
ejif-2115	82	5	)	)	PUNCT
ejif-2115	82	6	+	+	CCONJ
ejif-2115	82	7	β3	β3	ADJ
ejif-2115	82	8	(	(	PUNCT
ejif-2115	82	9	stk	stk	PROPN
ejif-2115	82	10	)	)	PUNCT
ejif-2115	82	11	+	+	CCONJ
ejif-2115	82	12	β4	β4	PROPN
ejif-2115	82	13	(	(	PUNCT
ejif-2115	82	14	sav	sav	PROPN
ejif-2115	82	15	)	)	PUNCT
ejif-2115	82	16	+	+	CCONJ
ejif-2115	82	17	β3	β3	ADJ
ejif-2115	82	18	(	(	PUNCT
ejif-2115	82	19	ir	ir	NOUN
ejif-2115	82	20	)	)	PUNCT
ejif-2115	82	21	+	+	CCONJ
ejif-2115	82	22	e	e	PROPN
ejif-2115	82	23	b.	b.	PROPN
ejif-2115	82	24	data	data	PROPN
ejif-2115	82	25	family	family	PROPN
ejif-2115	82	26	takaful	takaful	NOUN
ejif-2115	82	27	does	do	AUX
ejif-2115	82	28	not	not	PART
ejif-2115	82	29	have	have	VERB
ejif-2115	82	30	deep	deep	ADJ
ejif-2115	82	31	roots	root	NOUN
ejif-2115	82	32	in	in	ADP
ejif-2115	82	33	pakistan	pakistan	PROPN
ejif-2115	82	34	as	as	SCONJ
ejif-2115	82	35	it	it	PRON
ejif-2115	82	36	started	start	VERB
ejif-2115	82	37	only	only	ADV
ejif-2115	82	38	about	about	ADV
ejif-2115	82	39	10	10	NUM
ejif-2115	82	40	years	year	NOUN
ejif-2115	82	41	ago	ago	ADV
ejif-2115	82	42	.	.	PUNCT
ejif-2115	83	1	the	the	DET
ejif-2115	83	2	data	datum	NOUN
ejif-2115	83	3	about	about	ADP
ejif-2115	83	4	takaful	takaful	ADJ
ejif-2115	83	5	premium	premium	NOUN
ejif-2115	83	6	was	be	AUX
ejif-2115	83	7	taken	take	VERB
ejif-2115	83	8	from	from	ADP
ejif-2115	83	9	annual	annual	ADJ
ejif-2115	83	10	reports	report	NOUN
ejif-2115	83	11	of	of	ADP
ejif-2115	83	12	respective	respective	ADJ
ejif-2115	83	13	companies	company	NOUN
ejif-2115	83	14	as	as	SCONJ
ejif-2115	83	15	described	describe	VERB
ejif-2115	83	16	above	above	ADV
ejif-2115	83	17	for	for	ADP
ejif-2115	83	18	the	the	DET
ejif-2115	83	19	period	period	NOUN
ejif-2115	83	20	starting	start	VERB
ejif-2115	83	21	from	from	ADP
ejif-2115	83	22	2006	2006	NUM
ejif-2115	83	23	to	to	ADP
ejif-2115	83	24	2016	2016	NUM
ejif-2115	83	25	.	.	PUNCT
ejif-2115	84	1	the	the	DET
ejif-2115	84	2	relevant	relevant	ADJ
ejif-2115	84	3	economic	economic	ADJ
ejif-2115	84	4	data	datum	NOUN
ejif-2115	84	5	had	have	AUX
ejif-2115	84	6	been	be	AUX
ejif-2115	84	7	extracted	extract	VERB
ejif-2115	84	8	from	from	ADP
ejif-2115	84	9	reports	report	NOUN
ejif-2115	84	10	of	of	ADP
ejif-2115	84	11	pakistan	pakistan	PROPN
ejif-2115	84	12	economic	economic	ADJ
ejif-2115	84	13	survey	survey	PROPN
ejif-2115	84	14	state	state	PROPN
ejif-2115	84	15	bank	bank	PROPN
ejif-2115	84	16	of	of	ADP
ejif-2115	84	17	pakistan	pakistan	PROPN
ejif-2115	84	18	,	,	PUNCT
ejif-2115	84	19	world	world	NOUN
ejif-2115	84	20	development	development	NOUN
ejif-2115	84	21	indicators	indicator	NOUN
ejif-2115	84	22	,	,	PUNCT
ejif-2115	84	23	financial	financial	ADJ
ejif-2115	84	24	review	review	NOUN
ejif-2115	84	25	of	of	ADP
ejif-2115	84	26	pakistan	pakistan	PROPN
ejif-2115	84	27	and	and	CCONJ
ejif-2115	84	28	pakistan	pakistan	PROPN
ejif-2115	84	29	stock	stock	PROPN
ejif-2115	84	30	exchange	exchange	PROPN
ejif-2115	84	31	for	for	ADP
ejif-2115	84	32	the	the	DET
ejif-2115	84	33	span	span	NOUN
ejif-2115	84	34	of	of	ADP
ejif-2115	84	35	11	11	NUM
ejif-2115	84	36	years	year	NOUN
ejif-2115	84	37	period	period	NOUN
ejif-2115	84	38	under	under	ADP
ejif-2115	84	39	study	study	NOUN
ejif-2115	84	40	i.e.	i.e.	ADV
ejif-2115	84	41	from	from	ADP
ejif-2115	84	42	2006	2006	NUM
ejif-2115	84	43	to	to	ADP
ejif-2115	84	44	2016	2016	NUM
ejif-2115	84	45	.	.	PUNCT
ejif-2115	85	1	at	at	ADP
ejif-2115	85	2	the	the	DET
ejif-2115	85	3	end	end	NOUN
ejif-2115	85	4	of	of	ADP
ejif-2115	85	5	2016	2016	NUM
ejif-2115	85	6	total	total	ADJ
ejif-2115	85	7	assets	asset	NOUN
ejif-2115	85	8	of	of	ADP
ejif-2115	85	9	pak	pak	NOUN
ejif-2115	85	10	-	-	PUNCT
ejif-2115	85	11	qatar	qatar	PROPN
ejif-2115	85	12	family	family	NOUN
ejif-2115	85	13	takaful	takaful	NOUN
ejif-2115	85	14	and	and	CCONJ
ejif-2115	85	15	dawood	dawood	PROPN
ejif-2115	85	16	family	family	PROPN
ejif-2115	85	17	takaful	takaful	NOUN
ejif-2115	85	18	were	be	AUX
ejif-2115	85	19	at	at	ADP
ejif-2115	85	20	rs.9	rs.9	PROPN
ejif-2115	85	21	billion	billion	NUM
ejif-2115	85	22	.	.	PUNCT
ejif-2115	86	1	it	it	PRON
ejif-2115	86	2	was	be	AUX
ejif-2115	86	3	only	only	ADV
ejif-2115	86	4	6.5	6.5	NUM
ejif-2115	86	5	%	%	NOUN
ejif-2115	86	6	of	of	ADP
ejif-2115	86	7	the	the	DET
ejif-2115	86	8	total	total	ADJ
ejif-2115	86	9	assets	asset	NOUN
ejif-2115	86	10	of	of	ADP
ejif-2115	86	11	private	private	ADJ
ejif-2115	86	12	conventional	conventional	ADJ
ejif-2115	86	13	life	life	NOUN
ejif-2115	86	14	insurance	insurance	NOUN
ejif-2115	86	15	companies	company	NOUN
ejif-2115	86	16	,	,	PUNCT
ejif-2115	86	17	which	which	PRON
ejif-2115	86	18	equaled	equal	VERB
ejif-2115	86	19	rs139.1	rs139.1	NUM
ejif-2115	86	20	billion	billion	NUM
ejif-2115	86	21	in	in	ADP
ejif-2115	86	22	2016	2016	NUM
ejif-2115	86	23	.	.	PUNCT
ejif-2115	87	1	iii	iii	X
ejif-2115	87	2	.	.	PROPN
ejif-2115	87	3	results	result	NOUN
ejif-2115	87	4	&	&	CCONJ
ejif-2115	87	5	discussion	discussion	NOUN
ejif-2115	87	6	a.	a.	NOUN
ejif-2115	87	7	regression	regression	PROPN
ejif-2115	87	8	analysis	analysis	NOUN
ejif-2115	87	9	table	table	NOUN
ejif-2115	87	10	1	1	NUM
ejif-2115	87	11	var	var	NOUN
ejif-2115	87	12	std	std	X
ejif-2115	87	13	coef	coef	PROPN
ejif-2115	87	14	t	t	PROPN
ejif-2115	87	15	sig	sig	NOUN
ejif-2115	87	16	β	β	X
ejif-2115	87	17	const	const	X
ejif-2115	87	18	-12.348	-12.348	PROPN
ejif-2115	87	19	0.000	0.000	NUM
ejif-2115	87	20	stk	stk	PROPN
ejif-2115	87	21	0.291	0.291	NUM
ejif-2115	87	22	-4.744	-4.744	NOUN
ejif-2115	87	23	0.000	0.000	NUM
ejif-2115	87	24	inf	inf	NOUN
ejif-2115	87	25	-0.061	-0.061	PUNCT
ejif-2115	87	26	-1.619	-1.619	NUM
ejif-2115	87	27	0.109	0.109	NUM
ejif-2115	87	28	inc	inc	PROPN
ejif-2115	87	29	0.652	0.652	NUM
ejif-2115	87	30	15.064	15.064	NUM
ejif-2115	87	31	0.000	0.000	NUM
ejif-2115	87	32	ir	ir	PROPN
ejif-2115	87	33	-0.153	-0.153	PUNCT
ejif-2115	87	34	-1.793	-1.793	X
ejif-2115	87	35	0.076	0.076	PROPN
ejif-2115	87	36	svr	svr	PROPN
ejif-2115	87	37	0.148	0.148	NUM
ejif-2115	87	38	2.481	2.481	NUM
ejif-2115	87	39	0.150	0.150	NUM
ejif-2115	87	40	independent	independent	ADJ
ejif-2115	87	41	variables	variable	NOUN
ejif-2115	87	42			NOUN
ejif-2115	87	43	income	income	NOUN
ejif-2115	87	44			NOUN
ejif-2115	87	45	interest	interest	NOUN
ejif-2115	87	46	rate	rate	NOUN
ejif-2115	87	47			NOUN
ejif-2115	87	48	inflation	inflation	NOUN
ejif-2115	87	49			NOUN
ejif-2115	87	50	savings	saving	NOUN
ejif-2115	87	51			NOUN
ejif-2115	87	52	stock	stock	PROPN
ejif-2115	87	53	dependent	dependent	ADJ
ejif-2115	87	54	variables	variable	NOUN
ejif-2115	87	55	(	(	PUNCT
ejif-2115	87	56	consumption	consumption	NOUN
ejif-2115	87	57	of	of	ADP
ejif-2115	87	58	family	family	NOUN
ejif-2115	87	59	takaful	takaful	ADJ
ejif-2115	87	60	)	)	PUNCT
ejif-2115	87	61			NOUN
ejif-2115	87	62	contributio	contributio	PROPN
ejif-2115	87	63	n	n	CCONJ
ejif-2115	87	64	per	per	ADP
ejif-2115	87	65	capita	capita	X
ejif-2115	87	66	ejif	ejif	NOUN
ejif-2115	87	67	–	–	PUNCT
ejif-2115	87	68	european	european	PROPN
ejif-2115	87	69	journal	journal	PROPN
ejif-2115	87	70	of	of	ADP
ejif-2115	87	71	islamic	islamic	PROPN
ejif-2115	87	72	finance	finance	NOUN
ejif-2115	87	73	no	no	DET
ejif-2115	87	74	9	9	NUM
ejif-2115	87	75	,	,	PUNCT
ejif-2115	87	76	april	april	PROPN
ejif-2115	87	77	(	(	PUNCT
ejif-2115	87	78	2018	2018	NUM
ejif-2115	87	79	)	)	PUNCT
ejif-2115	88	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-2115	88	2	issn	issn	VERB
ejif-2115	88	3	2421	2421	NUM
ejif-2115	88	4	-	-	SYM
ejif-2115	88	5	2172	2172	NUM
ejif-2115	88	6	4	4	NUM
ejif-2115	88	7	the	the	DET
ejif-2115	88	8	estimated	estimate	VERB
ejif-2115	88	9	coefficients	coefficient	NOUN
ejif-2115	88	10	indicate	indicate	VERB
ejif-2115	88	11	that	that	SCONJ
ejif-2115	88	12	the	the	DET
ejif-2115	88	13	income	income	NOUN
ejif-2115	88	14	and	and	CCONJ
ejif-2115	88	15	stock	stock	NOUN
ejif-2115	88	16	variable	variable	NOUN
ejif-2115	88	17	are	be	AUX
ejif-2115	88	18	highly	highly	ADV
ejif-2115	88	19	significant	significant	ADJ
ejif-2115	88	20	as	as	SCONJ
ejif-2115	88	21	its	its	PRON
ejif-2115	88	22	value	value	NOUN
ejif-2115	88	23	is	be	AUX
ejif-2115	88	24	0.00	0.00	NUM
ejif-2115	88	25	and	and	CCONJ
ejif-2115	88	26	standardized	standardize	VERB
ejif-2115	88	27	beta	beta	NOUN
ejif-2115	88	28	value	value	NOUN
ejif-2115	88	29	shows	show	VERB
ejif-2115	88	30	that	that	SCONJ
ejif-2115	88	31	there	there	PRON
ejif-2115	88	32	is	be	VERB
ejif-2115	88	33	positive	positive	ADJ
ejif-2115	88	34	relationship	relationship	NOUN
ejif-2115	88	35	between	between	ADP
ejif-2115	88	36	stock	stock	NOUN
ejif-2115	88	37	,	,	PUNCT
ejif-2115	88	38	income	income	NOUN
ejif-2115	88	39	with	with	ADP
ejif-2115	88	40	family	family	NOUN
ejif-2115	88	41	takaful	takaful	ADJ
ejif-2115	88	42	demand	demand	NOUN
ejif-2115	88	43	,	,	PUNCT
ejif-2115	88	44	therefore	therefore	ADV
ejif-2115	88	45	,	,	PUNCT
ejif-2115	88	46	it	it	PRON
ejif-2115	88	47	can	can	AUX
ejif-2115	88	48	said	say	VERB
ejif-2115	88	49	that	that	SCONJ
ejif-2115	88	50	income	income	NOUN
ejif-2115	88	51	and	and	CCONJ
ejif-2115	88	52	stock	stock	NOUN
ejif-2115	88	53	are	be	AUX
ejif-2115	88	54	a	a	DET
ejif-2115	88	55	strong	strong	ADJ
ejif-2115	88	56	predictor	predictor	NOUN
ejif-2115	88	57	of	of	ADP
ejif-2115	88	58	family	family	NOUN
ejif-2115	88	59	takaful	takaful	ADJ
ejif-2115	88	60	consumption	consumption	NOUN
ejif-2115	88	61	.	.	PUNCT
ejif-2115	89	1	other	other	ADJ
ejif-2115	89	2	variables	variable	NOUN
ejif-2115	89	3	inflation	inflation	NOUN
ejif-2115	89	4	,	,	PUNCT
ejif-2115	89	5	interest	interest	NOUN
ejif-2115	89	6	rate	rate	NOUN
ejif-2115	89	7	and	and	CCONJ
ejif-2115	89	8	savings	saving	NOUN
ejif-2115	89	9	significant	significant	ADJ
ejif-2115	89	10	value	value	NOUN
ejif-2115	89	11	is	be	AUX
ejif-2115	89	12	0.109	0.109	NUM
ejif-2115	89	13	,	,	PUNCT
ejif-2115	89	14	0.076	0.076	NUM
ejif-2115	89	15	and	and	CCONJ
ejif-2115	89	16	0.15	0.15	NUM
ejif-2115	89	17	respectively	respectively	ADV
ejif-2115	89	18	which	which	PRON
ejif-2115	89	19	shows	show	VERB
ejif-2115	89	20	that	that	SCONJ
ejif-2115	89	21	these	these	DET
ejif-2115	89	22	entire	entire	ADJ
ejif-2115	89	23	three	three	NUM
ejif-2115	89	24	variables	variable	NOUN
ejif-2115	89	25	have	have	VERB
ejif-2115	89	26	no	no	DET
ejif-2115	89	27	impact	impact	NOUN
ejif-2115	89	28	on	on	ADP
ejif-2115	89	29	family	family	NOUN
ejif-2115	89	30	takaful	takaful	NOUN
ejif-2115	89	31	.	.	PUNCT
ejif-2115	90	1	iv.explanation	iv.explanation	NOUN
ejif-2115	90	2	of	of	ADP
ejif-2115	90	3	results	result	NOUN
ejif-2115	90	4	:	:	PUNCT
ejif-2115	90	5	table	table	NOUN
ejif-2115	90	6	2	2	NUM
ejif-2115	90	7	table	table	NOUN
ejif-2115	90	8	2	2	NUM
ejif-2115	90	9	shows	show	VERB
ejif-2115	90	10	the	the	DET
ejif-2115	90	11	values	value	NOUN
ejif-2115	90	12	of	of	ADP
ejif-2115	90	13	r	r	NOUN
ejif-2115	90	14	,	,	PUNCT
ejif-2115	90	15	r2	r2	NOUN
ejif-2115	90	16	,	,	PUNCT
ejif-2115	90	17	adjusted	adjusted	ADJ
ejif-2115	90	18	r2	r2	NOUN
ejif-2115	90	19	,	,	PUNCT
ejif-2115	90	20	and	and	CCONJ
ejif-2115	90	21	the	the	DET
ejif-2115	90	22	standard	standard	ADJ
ejif-2115	90	23	error	error	NOUN
ejif-2115	90	24	of	of	ADP
ejif-2115	90	25	the	the	DET
ejif-2115	90	26	model	model	NOUN
ejif-2115	90	27	.	.	PUNCT
ejif-2115	91	1	this	this	PRON
ejif-2115	91	2	is	be	AUX
ejif-2115	91	3	used	use	VERB
ejif-2115	91	4	to	to	PART
ejif-2115	91	5	explain	explain	VERB
ejif-2115	91	6	how	how	SCONJ
ejif-2115	91	7	perfectly	perfectly	ADV
ejif-2115	91	8	a	a	DET
ejif-2115	91	9	regression	regression	NOUN
ejif-2115	91	10	model	model	NOUN
ejif-2115	91	11	fits	fit	VERB
ejif-2115	91	12	behavior	behavior	NOUN
ejif-2115	91	13	of	of	ADP
ejif-2115	91	14	data	data	PROPN
ejif-2115	91	15	.	.	PUNCT
ejif-2115	92	1	table	table	NOUN
ejif-2115	92	2	shows	show	VERB
ejif-2115	92	3	that	that	SCONJ
ejif-2115	92	4	r2	r2	PROPN
ejif-2115	92	5	is	be	AUX
ejif-2115	92	6	93	93	NUM
ejif-2115	92	7	%	%	NOUN
ejif-2115	92	8	which	which	PRON
ejif-2115	92	9	means	mean	VERB
ejif-2115	92	10	93	93	NUM
ejif-2115	92	11	%	%	NOUN
ejif-2115	92	12	variation	variation	NOUN
ejif-2115	92	13	in	in	ADP
ejif-2115	92	14	dependent	dependent	ADJ
ejif-2115	92	15	variable	variable	NOUN
ejif-2115	92	16	in	in	ADP
ejif-2115	92	17	the	the	DET
ejif-2115	92	18	model	model	NOUN
ejif-2115	92	19	is	be	AUX
ejif-2115	92	20	explained	explain	VERB
ejif-2115	92	21	by	by	ADP
ejif-2115	92	22	independent	independent	ADJ
ejif-2115	92	23	variables	variable	NOUN
ejif-2115	92	24	.	.	PUNCT
ejif-2115	93	1	this	this	DET
ejif-2115	93	2	relationship	relationship	NOUN
ejif-2115	93	3	is	be	AUX
ejif-2115	93	4	also	also	ADV
ejif-2115	93	5	very	very	ADV
ejif-2115	93	6	significant	significant	ADJ
ejif-2115	93	7	as	as	SCONJ
ejif-2115	93	8	depicted	depict	VERB
ejif-2115	93	9	by	by	ADP
ejif-2115	93	10	highly	highly	ADV
ejif-2115	93	11	significant	significant	ADJ
ejif-2115	93	12	p	p	NOUN
ejif-2115	93	13	value	value	NOUN
ejif-2115	93	14	.	.	PUNCT
ejif-2115	94	1	table	table	NOUN
ejif-2115	94	2	3	3	NUM
ejif-2115	94	3	:	:	PUNCT
ejif-2115	94	4	hypothesis	hypothesis	NOUN
ejif-2115	94	5	accept	accept	VERB
ejif-2115	94	6	/	/	SYM
ejif-2115	94	7	reject	reject	VERB
ejif-2115	94	8	hypothesis	hypothesis	NOUN
ejif-2115	94	9	i	i	PRON
ejif-2115	94	10	:	:	PUNCT
ejif-2115	94	11	there	there	PRON
ejif-2115	94	12	exists	exist	VERB
ejif-2115	94	13	positive	positive	ADJ
ejif-2115	94	14	relationship	relationship	NOUN
ejif-2115	94	15	between	between	ADP
ejif-2115	94	16	demand	demand	NOUN
ejif-2115	94	17	for	for	ADP
ejif-2115	94	18	family	family	NOUN
ejif-2115	94	19	takaful	takaful	ADJ
ejif-2115	94	20	and	and	CCONJ
ejif-2115	94	21	level	level	NOUN
ejif-2115	94	22	of	of	ADP
ejif-2115	94	23	income	income	NOUN
ejif-2115	94	24	in	in	ADP
ejif-2115	94	25	pakistan	pakistan	PROPN
ejif-2115	94	26	.	.	PUNCT
ejif-2115	95	1	accepted	accept	VERB
ejif-2115	95	2	hypothesis	hypothesis	NOUN
ejif-2115	95	3	ii	ii	NOUN
ejif-2115	95	4	:	:	PUNCT
ejif-2115	95	5	there	there	PRON
ejif-2115	95	6	exists	exist	VERB
ejif-2115	95	7	a	a	DET
ejif-2115	95	8	positive	positive	ADJ
ejif-2115	95	9	relationship	relationship	NOUN
ejif-2115	95	10	between	between	ADP
ejif-2115	95	11	demand	demand	NOUN
ejif-2115	95	12	for	for	ADP
ejif-2115	95	13	family	family	NOUN
ejif-2115	95	14	takaful	takaful	ADJ
ejif-2115	95	15	and	and	CCONJ
ejif-2115	95	16	the	the	DET
ejif-2115	95	17	level	level	NOUN
ejif-2115	95	18	of	of	ADP
ejif-2115	95	19	interest	interest	NOUN
ejif-2115	95	20	rates	rate	NOUN
ejif-2115	95	21	in	in	ADP
ejif-2115	95	22	pakistan	pakistan	PROPN
ejif-2115	95	23	.	.	PUNCT
ejif-2115	96	1	rejected	reject	VERB
ejif-2115	96	2	hypothesis	hypothesis	NOUN
ejif-2115	96	3	iii	iii	PROPN
ejif-2115	96	4	:	:	PUNCT
ejif-2115	96	5	there	there	PRON
ejif-2115	96	6	exists	exist	VERB
ejif-2115	96	7	a	a	DET
ejif-2115	96	8	negative	negative	ADJ
ejif-2115	96	9	relationship	relationship	NOUN
ejif-2115	96	10	between	between	ADP
ejif-2115	96	11	demand	demand	NOUN
ejif-2115	96	12	for	for	ADP
ejif-2115	96	13	family	family	NOUN
ejif-2115	96	14	takaful	takaful	ADJ
ejif-2115	96	15	and	and	CCONJ
ejif-2115	96	16	inflation	inflation	NOUN
ejif-2115	96	17	.	.	PUNCT
ejif-2115	97	1	rejected	reject	VERB
ejif-2115	97	2	hypothesis	hypothesis	NOUN
ejif-2115	97	3	iv	iv	NUM
ejif-2115	97	4	:	:	PUNCT
ejif-2115	97	5	the	the	DET
ejif-2115	97	6	level	level	NOUN
ejif-2115	97	7	of	of	ADP
ejif-2115	97	8	savings	saving	NOUN
ejif-2115	97	9	is	be	AUX
ejif-2115	97	10	negatively	negatively	ADV
ejif-2115	97	11	related	relate	VERB
ejif-2115	97	12	with	with	ADP
ejif-2115	97	13	the	the	DET
ejif-2115	97	14	demand	demand	NOUN
ejif-2115	97	15	of	of	ADP
ejif-2115	97	16	family	family	NOUN
ejif-2115	97	17	takaful	takaful	ADJ
ejif-2115	97	18	.	.	PUNCT
ejif-2115	98	1	rejected	reject	VERB
ejif-2115	98	2	hypothesis	hypothesis	NOUN
ejif-2115	98	3	v	v	NOUN
ejif-2115	98	4	:	:	PUNCT
ejif-2115	98	5	there	there	PRON
ejif-2115	98	6	exists	exist	VERB
ejif-2115	98	7	a	a	DET
ejif-2115	98	8	negative	negative	ADJ
ejif-2115	98	9	relationship	relationship	NOUN
ejif-2115	98	10	between	between	ADP
ejif-2115	98	11	the	the	DET
ejif-2115	98	12	demand	demand	NOUN
ejif-2115	98	13	for	for	ADP
ejif-2115	98	14	family	family	NOUN
ejif-2115	98	15	takaful	takaful	ADJ
ejif-2115	98	16	and	and	CCONJ
ejif-2115	98	17	stock	stock	NOUN
ejif-2115	98	18	prices	price	NOUN
ejif-2115	98	19	.	.	PUNCT
ejif-2115	99	1	accepted	accept	VERB
ejif-2115	99	2	v.	v.	ADP
ejif-2115	99	3	conclusion	conclusion	NOUN
ejif-2115	99	4	this	this	DET
ejif-2115	99	5	study	study	NOUN
ejif-2115	99	6	uses	use	VERB
ejif-2115	99	7	per	per	ADP
ejif-2115	99	8	capita	capita	NOUN
ejif-2115	99	9	contribution	contribution	NOUN
ejif-2115	99	10	as	as	ADP
ejif-2115	99	11	dependent	dependent	ADJ
ejif-2115	99	12	variable	variable	NOUN
ejif-2115	99	13	to	to	PART
ejif-2115	99	14	gauge	gauge	VERB
ejif-2115	99	15	demand	demand	NOUN
ejif-2115	99	16	for	for	ADP
ejif-2115	99	17	consumption	consumption	NOUN
ejif-2115	99	18	of	of	ADP
ejif-2115	99	19	family	family	NOUN
ejif-2115	99	20	takaful	takaful	ADJ
ejif-2115	99	21	in	in	ADP
ejif-2115	99	22	pakistan	pakistan	PROPN
ejif-2115	99	23	.	.	PUNCT
ejif-2115	100	1	the	the	DET
ejif-2115	100	2	results	result	NOUN
ejif-2115	100	3	suggest	suggest	VERB
ejif-2115	100	4	that	that	SCONJ
ejif-2115	100	5	per	per	ADP
ejif-2115	100	6	capital	capital	NOUN
ejif-2115	100	7	income	income	NOUN
ejif-2115	100	8	has	have	VERB
ejif-2115	100	9	positive	positive	ADJ
ejif-2115	100	10	and	and	CCONJ
ejif-2115	100	11	significant	significant	ADJ
ejif-2115	100	12	relation	relation	NOUN
ejif-2115	100	13	with	with	ADP
ejif-2115	100	14	demand	demand	NOUN
ejif-2115	100	15	of	of	ADP
ejif-2115	100	16	family	family	NOUN
ejif-2115	100	17	takaful	takaful	ADJ
ejif-2115	100	18	along	along	ADP
ejif-2115	100	19	with	with	ADP
ejif-2115	100	20	stock	stock	NOUN
ejif-2115	100	21	prices	price	NOUN
ejif-2115	100	22	which	which	PRON
ejif-2115	100	23	has	have	VERB
ejif-2115	100	24	strong	strong	ADJ
ejif-2115	100	25	significant	significant	ADJ
ejif-2115	100	26	negative	negative	ADJ
ejif-2115	100	27	relationship	relationship	NOUN
ejif-2115	100	28	.	.	PUNCT
ejif-2115	101	1	all	all	DET
ejif-2115	101	2	other	other	ADJ
ejif-2115	101	3	variables	variable	NOUN
ejif-2115	101	4	in	in	ADP
ejif-2115	101	5	the	the	DET
ejif-2115	101	6	model	model	NOUN
ejif-2115	101	7	revealed	reveal	VERB
ejif-2115	101	8	insignificant	insignificant	ADJ
ejif-2115	101	9	relationship	relationship	NOUN
ejif-2115	101	10	.	.	PUNCT
ejif-2115	102	1	we	we	PRON
ejif-2115	102	2	can	can	AUX
ejif-2115	102	3	infer	infer	VERB
ejif-2115	102	4	from	from	ADP
ejif-2115	102	5	the	the	DET
ejif-2115	102	6	results	result	NOUN
ejif-2115	102	7	that	that	PRON
ejif-2115	102	8	as	as	ADP
ejif-2115	102	9	income	income	NOUN
ejif-2115	102	10	of	of	ADP
ejif-2115	102	11	the	the	DET
ejif-2115	102	12	people	people	NOUN
ejif-2115	102	13	rises	rise	VERB
ejif-2115	102	14	the	the	DET
ejif-2115	102	15	demand	demand	NOUN
ejif-2115	102	16	for	for	ADP
ejif-2115	102	17	family	family	NOUN
ejif-2115	102	18	takaful	takaful	NOUN
ejif-2115	102	19	arises	arise	VERB
ejif-2115	102	20	due	due	ADJ
ejif-2115	102	21	to	to	PART
ejif-2115	102	22	increase	increase	VERB
ejif-2115	102	23	in	in	ADP
ejif-2115	102	24	purchasing	purchase	VERB
ejif-2115	102	25	power	power	NOUN
ejif-2115	102	26	of	of	ADP
ejif-2115	102	27	the	the	DET
ejif-2115	102	28	masses	masse	NOUN
ejif-2115	102	29	.	.	PUNCT
ejif-2115	103	1	on	on	ADP
ejif-2115	103	2	the	the	DET
ejif-2115	103	3	other	other	ADJ
ejif-2115	103	4	hand	hand	NOUN
ejif-2115	103	5	,	,	PUNCT
ejif-2115	103	6	stock	stock	NOUN
ejif-2115	103	7	price	price	NOUN
ejif-2115	103	8	movements	movement	NOUN
ejif-2115	103	9	leaves	leave	VERB
ejif-2115	103	10	negative	negative	ADJ
ejif-2115	103	11	impact	impact	NOUN
ejif-2115	103	12	on	on	ADP
ejif-2115	103	13	demand	demand	NOUN
ejif-2115	103	14	for	for	ADP
ejif-2115	103	15	family	family	NOUN
ejif-2115	103	16	takaful	takaful	ADJ
ejif-2115	103	17	because	because	SCONJ
ejif-2115	103	18	masses	masse	NOUN
ejif-2115	103	19	recognize	recognize	VERB
ejif-2115	103	20	family	family	NOUN
ejif-2115	103	21	takaful	takaful	ADJ
ejif-2115	103	22	as	as	ADP
ejif-2115	103	23	an	an	DET
ejif-2115	103	24	investment	investment	NOUN
ejif-2115	103	25	opportunity	opportunity	NOUN
ejif-2115	103	26	in	in	ADP
ejif-2115	103	27	a	a	DET
ejif-2115	103	28	sense	sense	NOUN
ejif-2115	103	29	but	but	CCONJ
ejif-2115	103	30	prefer	prefer	VERB
ejif-2115	103	31	it	it	PRON
ejif-2115	103	32	only	only	ADV
ejif-2115	103	33	as	as	ADP
ejif-2115	103	34	a	a	DET
ejif-2115	103	35	last	last	ADJ
ejif-2115	103	36	resort	resort	NOUN
ejif-2115	103	37	in	in	ADP
ejif-2115	103	38	case	case	NOUN
ejif-2115	103	39	long	long	ADJ
ejif-2115	103	40	term	term	NOUN
ejif-2115	103	41	downward	downward	ADJ
ejif-2115	103	42	trend	trend	NOUN
ejif-2115	103	43	in	in	ADP
ejif-2115	103	44	falling	fall	VERB
ejif-2115	103	45	stock	stock	NOUN
ejif-2115	103	46	prices	price	NOUN
ejif-2115	103	47	.	.	PUNCT
ejif-2115	104	1	this	this	DET
ejif-2115	104	2	study	study	NOUN
ejif-2115	104	3	suggests	suggest	VERB
ejif-2115	104	4	that	that	SCONJ
ejif-2115	104	5	family	family	NOUN
ejif-2115	104	6	takaful	takaful	ADJ
ejif-2115	104	7	operators	operator	NOUN
ejif-2115	104	8	and	and	CCONJ
ejif-2115	104	9	policy	policy	NOUN
ejif-2115	104	10	makers	maker	NOUN
ejif-2115	104	11	can	can	AUX
ejif-2115	104	12	augment	augment	VERB
ejif-2115	104	13	the	the	DET
ejif-2115	104	14	family	family	NOUN
ejif-2115	104	15	takaful	takaful	ADJ
ejif-2115	104	16	in	in	ADP
ejif-2115	104	17	pakistan	pakistan	PROPN
ejif-2115	104	18	by	by	ADP
ejif-2115	104	19	direct	direct	ADJ
ejif-2115	104	20	interventions	intervention	NOUN
ejif-2115	104	21	of	of	ADP
ejif-2115	104	22	macroeconomic	macroeconomic	ADJ
ejif-2115	104	23	variables	variable	NOUN
ejif-2115	104	24	.	.	PUNCT
ejif-2115	105	1	references	reference	NOUN
ejif-2115	105	2	:	:	PUNCT
ejif-2115	106	1	[	[	X
ejif-2115	106	2	1	1	NUM
ejif-2115	106	3	]	]	PUNCT
ejif-2115	106	4	.	.	PUNCT
ejif-2115	107	1	abdou	abdou	PROPN
ejif-2115	107	2	,	,	PUNCT
ejif-2115	107	3	h.	h.	PROPN
ejif-2115	107	4	a.	a.	PROPN
ejif-2115	107	5	,	,	PUNCT
ejif-2115	107	6	ali	ali	PROPN
ejif-2115	107	7	,	,	PUNCT
ejif-2115	107	8	k.	k.	PROPN
ejif-2115	107	9	,	,	PUNCT
ejif-2115	107	10	&	&	CCONJ
ejif-2115	107	11	lister	lister	PROPN
ejif-2115	107	12	,	,	PUNCT
ejif-2115	107	13	r.	r.	PROPN
ejif-2115	107	14	j.	j.	PROPN
ejif-2115	107	15	(	(	PUNCT
ejif-2115	107	16	2014	2014	NUM
ejif-2115	107	17	)	)	PUNCT
ejif-2115	107	18	.	.	PUNCT
ejif-2115	108	1	a	a	DET
ejif-2115	108	2	comparative	comparative	ADJ
ejif-2115	108	3	study	study	NOUN
ejif-2115	108	4	of	of	ADP
ejif-2115	108	5	takaful	takaful	ADJ
ejif-2115	108	6	and	and	CCONJ
ejif-2115	108	7	conventional	conventional	ADJ
ejif-2115	108	8	insurance	insurance	NOUN
ejif-2115	108	9	:	:	PUNCT
ejif-2115	108	10	empirical	empirical	ADJ
ejif-2115	108	11	evidence	evidence	NOUN
ejif-2115	108	12	from	from	ADP
ejif-2115	108	13	the	the	DET
ejif-2115	108	14	malaysian	malaysian	ADJ
ejif-2115	108	15	market	market	NOUN
ejif-2115	108	16	.	.	PUNCT
ejif-2115	109	1	insurance	insurance	NOUN
ejif-2115	109	2	markets	market	NOUN
ejif-2115	109	3	and	and	CCONJ
ejif-2115	109	4	companies	company	NOUN
ejif-2115	109	5	:	:	PUNCT
ejif-2115	109	6	analyses	analysis	NOUN
ejif-2115	109	7	and	and	CCONJ
ejif-2115	109	8	actuarial	actuarial	ADJ
ejif-2115	109	9	computations	computation	NOUN
ejif-2115	109	10	,	,	PUNCT
ejif-2115	109	11	4(1	4(1	NOUN
ejif-2115	109	12	)	)	PUNCT
ejif-2115	109	13	,	,	PUNCT
ejif-2115	109	14	22	22	NUM
ejif-2115	109	15	-	-	SYM
ejif-2115	109	16	34	34	NUM
ejif-2115	109	17	.	.	PUNCT
ejif-2115	110	1	[	[	X
ejif-2115	110	2	2	2	NUM
ejif-2115	110	3	]	]	PUNCT
ejif-2115	110	4	.	.	PUNCT
ejif-2115	111	1	abduh	abduh	ADJ
ejif-2115	111	2	,	,	PUNCT
ejif-2115	111	3	m.	m.	NOUN
ejif-2115	111	4	,	,	PUNCT
ejif-2115	111	5	&	&	CCONJ
ejif-2115	111	6	isma	isma	PROPN
ejif-2115	111	7	,	,	PUNCT
ejif-2115	111	8	s.	s.	PROPN
ejif-2115	111	9	n.	n.	PROPN
ejif-2115	111	10	z.	z.	PROPN
ejif-2115	111	11	(	(	PUNCT
ejif-2115	111	12	2016	2016	NUM
ejif-2115	111	13	)	)	PUNCT
ejif-2115	111	14	.	.	PUNCT
ejif-2115	112	1	dynamic	dynamic	ADJ
ejif-2115	112	2	financial	financial	ADJ
ejif-2115	112	3	model	model	NOUN
ejif-2115	112	4	of	of	ADP
ejif-2115	112	5	life	life	NOUN
ejif-2115	112	6	insurance	insurance	NOUN
ejif-2115	112	7	and	and	CCONJ
ejif-2115	112	8	family	family	NOUN
ejif-2115	112	9	takaful	takaful	ADJ
ejif-2115	112	10	companies	company	NOUN
ejif-2115	112	11	in	in	ADP
ejif-2115	112	12	malaysia	malaysia	PROPN
ejif-2115	112	13	.	.	PUNCT
ejif-2115	113	1	middle	middle	PROPN
ejif-2115	113	2	east	east	PROPN
ejif-2115	113	3	journal	journal	PROPN
ejif-2115	113	4	of	of	ADP
ejif-2115	113	5	management	management	NOUN
ejif-2115	113	6	,	,	PUNCT
ejif-2115	113	7	3(1	3(1	NUM
ejif-2115	113	8	)	)	PUNCT
ejif-2115	113	9	,	,	PUNCT
ejif-2115	113	10	72	72	NUM
ejif-2115	113	11	-	-	SYM
ejif-2115	113	12	93	93	NUM
ejif-2115	113	13	.	.	PUNCT
ejif-2115	114	1	[	[	X
ejif-2115	114	2	3	3	NUM
ejif-2115	114	3	]	]	PUNCT
ejif-2115	114	4	.	.	PUNCT
ejif-2115	115	1	abdul	abdul	PROPN
ejif-2115	115	2	hamid	hamid	PROPN
ejif-2115	115	3	,	,	PUNCT
ejif-2115	115	4	m.	m.	NOUN
ejif-2115	115	5	,	,	PUNCT
ejif-2115	115	6	osman	osman	PROPN
ejif-2115	115	7	,	,	PUNCT
ejif-2115	115	8	j.	j.	PROPN
ejif-2115	115	9	,	,	PUNCT
ejif-2115	115	10	noordin	noordin	PROPN
ejif-2115	115	11	,	,	PUNCT
ejif-2115	115	12	a.	a.	NOUN
ejif-2115	115	13	,	,	PUNCT
ejif-2115	115	14	&	&	CCONJ
ejif-2115	115	15	ariffin	ariffin	PROPN
ejif-2115	115	16	,	,	PUNCT
ejif-2115	115	17	b.	b.	PROPN
ejif-2115	115	18	(	(	PUNCT
ejif-2115	115	19	2009	2009	NUM
ejif-2115	115	20	)	)	PUNCT
ejif-2115	115	21	.	.	PUNCT
ejif-2115	116	1	determinants	determinant	NOUN
ejif-2115	116	2	of	of	ADP
ejif-2115	116	3	corporate	corporate	ADJ
ejif-2115	116	4	demand	demand	NOUN
ejif-2115	116	5	for	for	ADP
ejif-2115	116	6	islamic	islamic	ADJ
ejif-2115	116	7	insurance	insurance	NOUN
ejif-2115	116	8	in	in	ADP
ejif-2115	116	9	malaysia	malaysia	PROPN
ejif-2115	116	10	.	.	PUNCT
ejif-2115	117	1	international	international	ADJ
ejif-2115	117	2	journal	journal	PROPN
ejif-2115	117	3	of	of	ADP
ejif-2115	117	4	economics	economic	NOUN
ejif-2115	117	5	and	and	CCONJ
ejif-2115	117	6	management	management	NOUN
ejif-2115	117	7	,	,	PUNCT
ejif-2115	117	8	3(2	3(2	NUM
ejif-2115	117	9	)	)	PUNCT
ejif-2115	117	10	,	,	PUNCT
ejif-2115	117	11	278	278	NUM
ejif-2115	117	12	-	-	SYM
ejif-2115	117	13	296	296	NUM
ejif-2115	117	14	.	.	PUNCT
ejif-2115	118	1	[	[	X
ejif-2115	118	2	4	4	NUM
ejif-2115	118	3	]	]	PUNCT
ejif-2115	118	4	.	.	PUNCT
ejif-2115	119	1	abdullah	abdullah	PROPN
ejif-2115	119	2	,	,	PUNCT
ejif-2115	119	3	n.	n.	PROPN
ejif-2115	119	4	i.	i.	PROPN
ejif-2115	119	5	(	(	PUNCT
ejif-2115	119	6	2012	2012	NUM
ejif-2115	119	7	)	)	PUNCT
ejif-2115	119	8	.	.	PUNCT
ejif-2115	120	1	analysis	analysis	NOUN
ejif-2115	120	2	of	of	ADP
ejif-2115	120	3	demand	demand	NOUN
ejif-2115	120	4	for	for	ADP
ejif-2115	120	5	family	family	NOUN
ejif-2115	120	6	takaful	takaful	ADJ
ejif-2115	120	7	and	and	CCONJ
ejif-2115	120	8	life	life	NOUN
ejif-2115	120	9	insurance	insurance	NOUN
ejif-2115	120	10	:	:	PUNCT
ejif-2115	120	11	a	a	DET
ejif-2115	120	12	comparative	comparative	ADJ
ejif-2115	120	13	study	study	NOUN
ejif-2115	120	14	in	in	ADP
ejif-2115	120	15	malaysia	malaysia	PROPN
ejif-2115	120	16	.	.	PUNCT
ejif-2115	121	1	journal	journal	PROPN
ejif-2115	121	2	of	of	ADP
ejif-2115	121	3	islamic	islamic	ADJ
ejif-2115	121	4	economics	economic	NOUN
ejif-2115	121	5	,	,	PUNCT
ejif-2115	121	6	banking	banking	NOUN
ejif-2115	121	7	and	and	CCONJ
ejif-2115	121	8	finance	finance	NOUN
ejif-2115	121	9	,	,	PUNCT
ejif-2115	121	10	8(4	8(4	NUM
ejif-2115	121	11	)	)	PUNCT
ejif-2115	121	12	,	,	PUNCT
ejif-2115	121	13	67	67	NUM
ejif-2115	121	14	-	-	SYM
ejif-2115	121	15	86	86	NUM
ejif-2115	121	16	.	.	PUNCT
ejif-2115	122	1	[	[	X
ejif-2115	122	2	5	5	NUM
ejif-2115	122	3	]	]	PUNCT
ejif-2115	122	4	.	.	PUNCT
ejif-2115	123	1	abdullah	abdullah	PROPN
ejif-2115	123	2	,	,	PUNCT
ejif-2115	123	3	a.	a.	PROPN
ejif-2115	123	4	,	,	PUNCT
ejif-2115	123	5	zakaria	zakaria	PROPN
ejif-2115	123	6	,	,	PUNCT
ejif-2115	123	7	m.	m.	NOUN
ejif-2115	123	8	,	,	PUNCT
ejif-2115	123	9	nazri	nazri	PROPN
ejif-2115	123	10	,	,	PUNCT
ejif-2115	123	11	a.	a.	NOUN
ejif-2115	123	12	,	,	PUNCT
ejif-2115	123	13	ruzima	ruzima	PROPN
ejif-2115	123	14	,	,	PUNCT
ejif-2115	123	15	c.	c.	PROPN
ejif-2115	123	16	m.	m.	NOUN
ejif-2115	123	17	,	,	PUNCT
ejif-2115	123	18	syahmizamir	syahmizamir	PROPN
ejif-2115	123	19	,	,	PUNCT
ejif-2115	123	20	a.	a.	NOUN
ejif-2115	123	21	,	,	PUNCT
ejif-2115	123	22	&	&	CCONJ
ejif-2115	123	23	zawi	zawi	PROPN
ejif-2115	123	24	,	,	PUNCT
ejif-2115	123	25	n.	n.	NOUN
ejif-2115	123	26	a.	a.	NOUN
ejif-2115	123	27	r	r	PROPN
ejif-2115	123	28	r2	r2	PROPN
ejif-2115	123	29	ad	ad	NOUN
ejif-2115	123	30	r2	r2	PROPN
ejif-2115	123	31	change	change	NOUN
ejif-2115	123	32	statistics	statistic	NOUN
ejif-2115	123	33	r2chn	r2chn	PROPN
ejif-2115	123	34	f	f	PROPN
ejif-2115	123	35	chn	chn	PROPN
ejif-2115	123	36	sig	sig	PROPN
ejif-2115	123	37	.	.	PUNCT
ejif-2115	124	1	f	f	PROPN
ejif-2115	124	2	.970	.970	NUM
ejif-2115	124	3	.940	.940	NUM
ejif-2115	124	4	.937	.937	NUM
ejif-2115	124	5	.940	.940	NUM
ejif-2115	124	6	282.599	282.599	NUM
ejif-2115	124	7	.000	.000	NUM
ejif-2115	124	8	ejif	ejif	PROPN
ejif-2115	124	9	–	–	PUNCT
ejif-2115	124	10	european	european	PROPN
ejif-2115	124	11	journal	journal	PROPN
ejif-2115	124	12	of	of	ADP
ejif-2115	124	13	islamic	islamic	PROPN
ejif-2115	124	14	finance	finance	NOUN
ejif-2115	124	15	no	no	DET
ejif-2115	124	16	9	9	NUM
ejif-2115	124	17	,	,	PUNCT
ejif-2115	124	18	april	april	PROPN
ejif-2115	124	19	(	(	PUNCT
ejif-2115	124	20	2018	2018	NUM
ejif-2115	124	21	)	)	PUNCT
ejif-2115	125	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-2115	125	2	issn	issn	VERB
ejif-2115	125	3	2421	2421	NUM
ejif-2115	125	4	-	-	SYM
ejif-2115	125	5	2172	2172	NUM
ejif-2115	125	6	5	5	NUM
ejif-2115	125	7	(	(	PUNCT
ejif-2115	125	8	2015	2015	NUM
ejif-2115	125	9	)	)	PUNCT
ejif-2115	125	10	.	.	PUNCT
ejif-2115	126	1	factors	factor	NOUN
ejif-2115	126	2	inflencing	inflence	VERB
ejif-2115	126	3	the	the	DET
ejif-2115	126	4	choice	choice	NOUN
ejif-2115	126	5	of	of	ADP
ejif-2115	126	6	takaful	takaful	ADJ
ejif-2115	126	7	over	over	ADP
ejif-2115	126	8	conventional	conventional	ADJ
ejif-2115	126	9	insurance	insurance	NOUN
ejif-2115	126	10	:	:	PUNCT
ejif-2115	126	11	the	the	DET
ejif-2115	126	12	case	case	NOUN
ejif-2115	126	13	of	of	ADP
ejif-2115	126	14	academician	academician	NOUN
ejif-2115	126	15	in	in	ADP
ejif-2115	126	16	universiti	universiti	PROPN
ejif-2115	126	17	malaysia	malaysia	PROPN
ejif-2115	126	18	kelantan	kelantan	PROPN
ejif-2115	126	19	city	city	PROPN
ejif-2115	126	20	campus	campus	PROPN
ejif-2115	126	21	(	(	PUNCT
ejif-2115	126	22	doctoral	doctoral	ADJ
ejif-2115	126	23	dissertation	dissertation	NOUN
ejif-2115	126	24	,	,	PUNCT
ejif-2115	126	25	faculty	faculty	NOUN
ejif-2115	126	26	of	of	ADP
ejif-2115	126	27	entrepreneurship	entrepreneurship	NOUN
ejif-2115	126	28	and	and	CCONJ
ejif-2115	126	29	business	business	NOUN
ejif-2115	126	30	)	)	PUNCT
ejif-2115	126	31	.	.	PUNCT
ejif-2115	127	1	[	[	X
ejif-2115	127	2	6	6	NUM
ejif-2115	127	3	]	]	PUNCT
ejif-2115	127	4	.	.	PUNCT
ejif-2115	127	5	albalawi	albalawi	PROPN
ejif-2115	127	6	,	,	PUNCT
ejif-2115	127	7	k.	k.	PROPN
ejif-2115	127	8	m.	m.	PROPN
ejif-2115	127	9	(	(	PUNCT
ejif-2115	127	10	2017	2017	NUM
ejif-2115	127	11	)	)	PUNCT
ejif-2115	127	12	.	.	PUNCT
ejif-2115	128	1	a	a	DET
ejif-2115	128	2	comparative	comparative	ADJ
ejif-2115	128	3	analysis	analysis	NOUN
ejif-2115	128	4	of	of	ADP
ejif-2115	128	5	takaful	takaful	ADJ
ejif-2115	128	6	and	and	CCONJ
ejif-2115	128	7	conventional	conventional	ADJ
ejif-2115	128	8	insurance	insurance	NOUN
ejif-2115	128	9	,	,	PUNCT
ejif-2115	128	10	with	with	ADP
ejif-2115	128	11	a	a	DET
ejif-2115	128	12	special	special	ADJ
ejif-2115	128	13	reference	reference	NOUN
ejif-2115	128	14	to	to	ADP
ejif-2115	128	15	the	the	DET
ejif-2115	128	16	saudi	saudi	ADJ
ejif-2115	128	17	insurance	insurance	NOUN
ejif-2115	128	18	law	law	NOUN
ejif-2115	128	19	(	(	PUNCT
ejif-2115	128	20	doctoral	doctoral	ADJ
ejif-2115	128	21	dissertation	dissertation	NOUN
ejif-2115	128	22	,	,	PUNCT
ejif-2115	128	23	university	university	NOUN
ejif-2115	128	24	of	of	ADP
ejif-2115	128	25	kent	kent	PROPN
ejif-2115	128	26	,	,	PUNCT
ejif-2115	128	27	)	)	PUNCT
ejif-2115	128	28	.	.	PUNCT
ejif-2115	129	1	[	[	X
ejif-2115	129	2	7	7	NUM
ejif-2115	129	3	]	]	PUNCT
ejif-2115	129	4	.	.	PUNCT
ejif-2115	130	1	alnemer	alnemer	PROPN
ejif-2115	130	2	,	,	PUNCT
ejif-2115	130	3	h.	h.	PROPN
ejif-2115	130	4	a.	a.	PROPN
ejif-2115	130	5	(	(	PUNCT
ejif-2115	130	6	2013	2013	NUM
ejif-2115	130	7	)	)	PUNCT
ejif-2115	130	8	.	.	PUNCT
ejif-2115	131	1	revisiting	revisit	VERB
ejif-2115	131	2	takaful	takaful	ADJ
ejif-2115	131	3	insurance	insurance	NOUN
ejif-2115	131	4	:	:	PUNCT
ejif-2115	131	5	a	a	DET
ejif-2115	131	6	survey	survey	NOUN
ejif-2115	131	7	on	on	ADP
ejif-2115	131	8	functions	function	NOUN
ejif-2115	131	9	and	and	CCONJ
ejif-2115	131	10	dominant	dominant	ADJ
ejif-2115	131	11	models	model	NOUN
ejif-2115	131	12	.	.	PUNCT
ejif-2115	132	1	afro	afro	PROPN
ejif-2115	132	2	eurasian	eurasian	ADJ
ejif-2115	132	3	studies	study	NOUN
ejif-2115	132	4	,	,	PUNCT
ejif-2115	132	5	2(1&2	2(1&2	NUM
ejif-2115	132	6	)	)	PUNCT
ejif-2115	132	7	,	,	PUNCT
ejif-2115	132	8	231253	231253	NUM
ejif-2115	132	9	.	.	PUNCT
ejif-2115	133	1	[	[	X
ejif-2115	133	2	8	8	NUM
ejif-2115	133	3	]	]	PUNCT
ejif-2115	133	4	.	.	PUNCT
ejif-2115	134	1	al	al	PROPN
ejif-2115	134	2	-	-	PUNCT
ejif-2115	134	3	salih	salih	PROPN
ejif-2115	134	4	,	,	PUNCT
ejif-2115	134	5	a.	a.	PROPN
ejif-2115	134	6	,	,	PUNCT
ejif-2115	134	7	&	&	CCONJ
ejif-2115	134	8	napier	napier	PROPN
ejif-2115	134	9	,	,	PUNCT
ejif-2115	134	10	c.	c.	PROPN
ejif-2115	134	11	j.	j.	PROPN
ejif-2115	134	12	(	(	PUNCT
ejif-2115	134	13	2012	2012	NUM
ejif-2115	134	14	)	)	PUNCT
ejif-2115	134	15	.	.	PUNCT
ejif-2115	135	1	consumer	consumer	NOUN
ejif-2115	135	2	preferences	preference	NOUN
ejif-2115	135	3	for	for	ADP
ejif-2115	135	4	takaful	takaful	ADJ
ejif-2115	135	5	and	and	CCONJ
ejif-2115	135	6	conventional	conventional	ADJ
ejif-2115	135	7	insurance	insurance	NOUN
ejif-2115	135	8	:	:	PUNCT
ejif-2115	135	9	a	a	DET
ejif-2115	135	10	uk	uk	PROPN
ejif-2115	135	11	-	-	ADJ
ejif-2115	135	12	saudi	saudi	PROPN
ejif-2115	135	13	arabia	arabia	PROPN
ejif-2115	135	14	comparison	comparison	NOUN
ejif-2115	135	15	.	.	PUNCT
ejif-2115	136	1	international	international	ADJ
ejif-2115	136	2	journal	journal	PROPN
ejif-2115	136	3	of	of	ADP
ejif-2115	136	4	excellence	excellence	PROPN
ejif-2115	136	5	in	in	ADP
ejif-2115	136	6	islamic	islamic	ADJ
ejif-2115	136	7	banking	banking	NOUN
ejif-2115	136	8	and	and	CCONJ
ejif-2115	136	9	finance	finance	NOUN
ejif-2115	136	10	,	,	PUNCT
ejif-2115	136	11	2(2	2(2	NUM
ejif-2115	136	12	)	)	PUNCT
ejif-2115	136	13	,	,	PUNCT
ejif-2115	136	14	1	1	NUM
ejif-2115	136	15	-	-	SYM
ejif-2115	136	16	25	25	NUM
ejif-2115	136	17	.	.	PUNCT
ejif-2115	137	1	[	[	X
ejif-2115	137	2	9	9	NUM
ejif-2115	137	3	]	]	PUNCT
ejif-2115	137	4	.	.	PUNCT
ejif-2115	138	1	ansari	ansari	PROPN
ejif-2115	138	2	,	,	PUNCT
ejif-2115	138	3	z.	z.	PROPN
ejif-2115	138	4	a.	a.	PROPN
ejif-2115	138	5	(	(	PUNCT
ejif-2115	138	6	2011	2011	NUM
ejif-2115	138	7	)	)	PUNCT
ejif-2115	138	8	.	.	PUNCT
ejif-2115	139	1	analysis	analysis	NOUN
ejif-2115	139	2	of	of	ADP
ejif-2115	139	3	the	the	DET
ejif-2115	139	4	impact	impact	NOUN
ejif-2115	139	5	of	of	ADP
ejif-2115	139	6	reforms	reform	NOUN
ejif-2115	139	7	on	on	ADP
ejif-2115	139	8	insurance	insurance	NOUN
ejif-2115	139	9	industry	industry	NOUN
ejif-2115	139	10	of	of	ADP
ejif-2115	139	11	saudi	saudi	PROPN
ejif-2115	139	12	arabia	arabia	PROPN
ejif-2115	139	13	.	.	PUNCT
ejif-2115	140	1	interdisciplinary	interdisciplinary	ADJ
ejif-2115	140	2	journal	journal	NOUN
ejif-2115	140	3	of	of	ADP
ejif-2115	140	4	research	research	NOUN
ejif-2115	140	5	in	in	ADP
ejif-2115	140	6	business	business	NOUN
ejif-2115	140	7	,	,	PUNCT
ejif-2115	140	8	1(8	1(8	NUM
ejif-2115	140	9	)	)	PUNCT
ejif-2115	140	10	,	,	PUNCT
ejif-2115	140	11	28	28	NUM
ejif-2115	140	12	-	-	SYM
ejif-2115	140	13	37	37	NUM
ejif-2115	140	14	.	.	PUNCT
ejif-2115	141	1	[	[	X
ejif-2115	141	2	10	10	NUM
ejif-2115	141	3	]	]	PUNCT
ejif-2115	141	4	.	.	PUNCT
ejif-2115	142	1	arshad	arshad	PROPN
ejif-2115	142	2	,	,	PUNCT
ejif-2115	142	3	z.	z.	PROPN
ejif-2115	142	4	,	,	PUNCT
ejif-2115	142	5	gondal	gondal	NOUN
ejif-2115	142	6	,	,	PUNCT
ejif-2115	142	7	m.	m.	NOUN
ejif-2115	142	8	y.	y.	PROPN
ejif-2115	142	9	,	,	PUNCT
ejif-2115	142	10	&	&	CCONJ
ejif-2115	142	11	hussain	hussain	PROPN
ejif-2115	142	12	,	,	PUNCT
ejif-2115	142	13	t.	t.	PROPN
ejif-2115	142	14	(	(	PUNCT
ejif-2115	142	15	2016	2016	NUM
ejif-2115	142	16	)	)	PUNCT
ejif-2115	142	17	.	.	PUNCT
ejif-2115	143	1	factor	factor	NOUN
ejif-2115	143	2	affecting	affect	VERB
ejif-2115	143	3	the	the	DET
ejif-2115	143	4	financial	financial	ADJ
ejif-2115	143	5	performance	performance	NOUN
ejif-2115	143	6	of	of	ADP
ejif-2115	143	7	takaful	takaful	ADJ
ejif-2115	143	8	companies	company	NOUN
ejif-2115	143	9	in	in	ADP
ejif-2115	143	10	pakistan	pakistan	PROPN
ejif-2115	143	11	.	.	PUNCT
ejif-2115	144	1	asian	asian	ADJ
ejif-2115	144	2	journal	journal	PROPN
ejif-2115	144	3	of	of	ADP
ejif-2115	144	4	research	research	NOUN
ejif-2115	144	5	in	in	ADP
ejif-2115	144	6	banking	banking	NOUN
ejif-2115	144	7	and	and	CCONJ
ejif-2115	144	8	finance	finance	NOUN
ejif-2115	144	9	,	,	PUNCT
ejif-2115	144	10	6(1	6(1	NUM
ejif-2115	144	11	)	)	PUNCT
ejif-2115	144	12	,	,	PUNCT
ejif-2115	144	13	14	14	NUM
ejif-2115	144	14	-	-	SYM
ejif-2115	144	15	21	21	NUM
ejif-2115	144	16	.	.	PUNCT
ejif-2115	145	1	[	[	X
ejif-2115	145	2	11	11	NUM
ejif-2115	145	3	]	]	PUNCT
ejif-2115	145	4	.	.	PUNCT
ejif-2115	146	1	bin	bin	PROPN
ejif-2115	146	2	isa	isa	PROPN
ejif-2115	146	3	,	,	PUNCT
ejif-2115	146	4	z.	z.	PROPN
ejif-2115	146	5	,	,	PUNCT
ejif-2115	146	6	&	&	CCONJ
ejif-2115	146	7	binti	binti	PROPN
ejif-2115	146	8	yakob	yakob	PROPN
ejif-2115	146	9	,	,	PUNCT
ejif-2115	146	10	r.	r.	PROPN
ejif-2115	146	11	(	(	PUNCT
ejif-2115	146	12	2013	2013	NUM
ejif-2115	146	13	)	)	PUNCT
ejif-2115	146	14	.	.	PUNCT
ejif-2115	147	1	stock	stock	NOUN
ejif-2115	147	2	return	return	NOUN
ejif-2115	147	3	and	and	CCONJ
ejif-2115	147	4	market	market	NOUN
ejif-2115	147	5	risk	risk	NOUN
ejif-2115	147	6	:	:	PUNCT
ejif-2115	147	7	a	a	DET
ejif-2115	147	8	comparison	comparison	NOUN
ejif-2115	147	9	between	between	ADP
ejif-2115	147	10	conventional	conventional	ADJ
ejif-2115	147	11	insurance	insurance	NOUN
ejif-2115	147	12	and	and	CCONJ
ejif-2115	147	13	takaful	takaful	ADJ
ejif-2115	147	14	.	.	PUNCT
ejif-2115	148	1	african	african	ADJ
ejif-2115	148	2	journal	journal	PROPN
ejif-2115	148	3	of	of	ADP
ejif-2115	148	4	business	business	NOUN
ejif-2115	148	5	management	management	NOUN
ejif-2115	148	6	,	,	PUNCT
ejif-2115	148	7	7(8	7(8	NUM
ejif-2115	148	8	)	)	PUNCT
ejif-2115	148	9	,	,	PUNCT
ejif-2115	148	10	591	591	NUM
ejif-2115	148	11	.	.	PUNCT
ejif-2115	149	1	[	[	X
ejif-2115	149	2	12	12	NUM
ejif-2115	149	3	]	]	PUNCT
ejif-2115	149	4	.	.	PUNCT
ejif-2115	150	1	besar	besar	PROPN
ejif-2115	150	2	,	,	PUNCT
ejif-2115	150	3	h.	h.	PROPN
ejif-2115	150	4	,	,	PUNCT
ejif-2115	150	5	&	&	CCONJ
ejif-2115	150	6	azrin	azrin	PROPN
ejif-2115	150	7	,	,	PUNCT
ejif-2115	150	8	m.	m.	PROPN
ejif-2115	150	9	h.	h.	PROPN
ejif-2115	150	10	(	(	PUNCT
ejif-2115	150	11	2017	2017	NUM
ejif-2115	150	12	)	)	PUNCT
ejif-2115	150	13	.	.	PUNCT
ejif-2115	151	1	exploring	explore	VERB
ejif-2115	151	2	the	the	DET
ejif-2115	151	3	governance	governance	NOUN
ejif-2115	151	4	of	of	ADP
ejif-2115	151	5	takaful	takaful	ADJ
ejif-2115	151	6	(	(	PUNCT
ejif-2115	151	7	islamic	islamic	ADJ
ejif-2115	151	8	insurance	insurance	NOUN
ejif-2115	151	9	)	)	PUNCT
ejif-2115	151	10	in	in	ADP
ejif-2115	151	11	brunei	brunei	PROPN
ejif-2115	151	12	(	(	PUNCT
ejif-2115	151	13	doctoral	doctoral	ADJ
ejif-2115	151	14	dissertation	dissertation	NOUN
ejif-2115	151	15	,	,	PUNCT
ejif-2115	151	16	university	university	NOUN
ejif-2115	151	17	of	of	ADP
ejif-2115	151	18	glasgow	glasgow	PROPN
ejif-2115	151	19	)	)	PUNCT
ejif-2115	151	20	.	.	PUNCT
ejif-2115	152	1	[	[	X
ejif-2115	152	2	13	13	NUM
ejif-2115	152	3	]	]	PUNCT
ejif-2115	152	4	.	.	PUNCT
ejif-2115	152	5	chuweni	chuweni	PROPN
ejif-2115	152	6	,	,	PUNCT
ejif-2115	152	7	n.	n.	PROPN
ejif-2115	152	8	n.	n.	PROPN
ejif-2115	152	9	,	,	PUNCT
ejif-2115	152	10	&	&	CCONJ
ejif-2115	152	11	eves	eves	PROPN
ejif-2115	152	12	,	,	PUNCT
ejif-2115	152	13	c.	c.	PROPN
ejif-2115	152	14	(	(	PUNCT
ejif-2115	152	15	2017	2017	NUM
ejif-2115	152	16	)	)	PUNCT
ejif-2115	152	17	.	.	PUNCT
ejif-2115	153	1	a	a	DET
ejif-2115	153	2	review	review	NOUN
ejif-2115	153	3	of	of	ADP
ejif-2115	153	4	efficiency	efficiency	NOUN
ejif-2115	153	5	measures	measure	NOUN
ejif-2115	153	6	for	for	ADP
ejif-2115	153	7	reits	reit	NOUN
ejif-2115	153	8	and	and	CCONJ
ejif-2115	153	9	their	their	PRON
ejif-2115	153	10	specific	specific	ADJ
ejif-2115	153	11	application	application	NOUN
ejif-2115	153	12	for	for	ADP
ejif-2115	153	13	malaysian	malaysian	ADJ
ejif-2115	153	14	islamic	islamic	PROPN
ejif-2115	153	15	reits	reit	NOUN
ejif-2115	153	16	.	.	PUNCT
ejif-2115	154	1	journal	journal	PROPN
ejif-2115	154	2	of	of	ADP
ejif-2115	154	3	islamic	islamic	PROPN
ejif-2115	154	4	accounting	accounting	PROPN
ejif-2115	154	5	and	and	CCONJ
ejif-2115	154	6	business	business	NOUN
ejif-2115	154	7	research	research	NOUN
ejif-2115	154	8	,	,	PUNCT
ejif-2115	154	9	8(1	8(1	NOUN
ejif-2115	154	10	)	)	PUNCT
ejif-2115	154	11	.	.	PUNCT
ejif-2115	155	1	[	[	X
ejif-2115	155	2	14	14	NUM
ejif-2115	155	3	]	]	PUNCT
ejif-2115	155	4	.	.	PUNCT
ejif-2115	156	1	daud	daud	PROPN
ejif-2115	156	2	,	,	PUNCT
ejif-2115	156	3	w.	w.	PROPN
ejif-2115	156	4	n.	n.	PROPN
ejif-2115	156	5	b.	b.	PROPN
ejif-2115	156	6	w.	w.	PROPN
ejif-2115	156	7	,	,	PUNCT
ejif-2115	156	8	zainol	zainol	PROPN
ejif-2115	156	9	,	,	PUNCT
ejif-2115	156	10	f.	f.	PROPN
ejif-2115	156	11	a.	a.	PROPN
ejif-2115	156	12	,	,	PUNCT
ejif-2115	156	13	salleh	salleh	PROPN
ejif-2115	156	14	,	,	PUNCT
ejif-2115	156	15	f.	f.	PROPN
ejif-2115	156	16	,	,	PUNCT
ejif-2115	156	17	yazid	yazid	PROPN
ejif-2115	156	18	,	,	PUNCT
ejif-2115	156	19	a.	a.	PROPN
ejif-2115	156	20	s.	s.	PROPN
ejif-2115	156	21	,	,	PUNCT
ejif-2115	156	22	&	&	CCONJ
ejif-2115	156	23	jamal	jamal	PROPN
ejif-2115	156	24	,	,	PUNCT
ejif-2115	156	25	a.	a.	NOUN
ejif-2115	156	26	z.	z.	PROPN
ejif-2115	156	27	(	(	PUNCT
ejif-2115	156	28	2016	2016	NUM
ejif-2115	156	29	)	)	PUNCT
ejif-2115	156	30	.	.	PUNCT
ejif-2115	157	1	developing	develop	VERB
ejif-2115	157	2	microtakaful	microtakaful	ADJ
ejif-2115	157	3	flood	flood	NOUN
ejif-2115	157	4	model	model	NOUN
ejif-2115	157	5	in	in	ADP
ejif-2115	157	6	malaysia	malaysia	PROPN
ejif-2115	157	7	-	-	PUNCT
ejif-2115	157	8	its	its	PRON
ejif-2115	157	9	relevance	relevance	NOUN
ejif-2115	157	10	and	and	CCONJ
ejif-2115	157	11	policy	policy	NOUN
ejif-2115	157	12	impacts	impact	NOUN
ejif-2115	157	13	.	.	PUNCT
ejif-2115	158	1	international	international	ADJ
ejif-2115	158	2	journal	journal	NOUN
ejif-2115	158	3	of	of	ADP
ejif-2115	158	4	business	business	NOUN
ejif-2115	158	5	continuity	continuity	NOUN
ejif-2115	158	6	and	and	CCONJ
ejif-2115	158	7	risk	risk	NOUN
ejif-2115	158	8	management	management	NOUN
ejif-2115	158	9	,	,	PUNCT
ejif-2115	158	10	6(3	6(3	NUM
ejif-2115	158	11	)	)	PUNCT
ejif-2115	158	12	,	,	PUNCT
ejif-2115	158	13	197208	197208	NUM
ejif-2115	158	14	.	.	PUNCT
ejif-2115	159	1	[	[	X
ejif-2115	159	2	15	15	NUM
ejif-2115	159	3	]	]	PUNCT
ejif-2115	159	4	.	.	PUNCT
ejif-2115	159	5	dikko	dikko	NOUN
ejif-2115	159	6	,	,	PUNCT
ejif-2115	159	7	m.	m.	NOUN
ejif-2115	159	8	(	(	PUNCT
ejif-2115	159	9	2014	2014	NUM
ejif-2115	159	10	)	)	PUNCT
ejif-2115	159	11	.	.	PUNCT
ejif-2115	160	1	an	an	DET
ejif-2115	160	2	analysis	analysis	NOUN
ejif-2115	160	3	of	of	ADP
ejif-2115	160	4	issues	issue	NOUN
ejif-2115	160	5	in	in	ADP
ejif-2115	160	6	takaful	takaful	ADJ
ejif-2115	160	7	(	(	PUNCT
ejif-2115	160	8	islamic	islamic	ADJ
ejif-2115	160	9	insurance	insurance	NOUN
ejif-2115	160	10	)	)	PUNCT
ejif-2115	160	11	.	.	PUNCT
ejif-2115	161	1	european	european	PROPN
ejif-2115	161	2	journal	journal	PROPN
ejif-2115	161	3	of	of	ADP
ejif-2115	161	4	business	business	NOUN
ejif-2115	161	5	and	and	CCONJ
ejif-2115	161	6	management	management	NOUN
ejif-2115	161	7	,	,	PUNCT
ejif-2115	161	8	6(15	6(15	NUM
ejif-2115	161	9	)	)	PUNCT
ejif-2115	161	10	,	,	PUNCT
ejif-2115	161	11	1	1	NUM
ejif-2115	161	12	-	-	SYM
ejif-2115	161	13	5	5	NUM
ejif-2115	161	14	.	.	PUNCT
ejif-2115	162	1	[	[	X
ejif-2115	162	2	16	16	NUM
ejif-2115	162	3	]	]	PUNCT
ejif-2115	162	4	.	.	PUNCT
ejif-2115	163	1	el	el	PROPN
ejif-2115	163	2	hachloufi	hachloufi	PROPN
ejif-2115	163	3	,	,	PUNCT
ejif-2115	163	4	m.	m.	NOUN
ejif-2115	163	5	,	,	PUNCT
ejif-2115	163	6	&	&	CCONJ
ejif-2115	163	7	el	el	PROPN
ejif-2115	163	8	msiyah	msiyah	PROPN
ejif-2115	163	9	,	,	PUNCT
ejif-2115	163	10	c.	c.	NOUN
ejif-2115	163	11	(	(	PUNCT
ejif-2115	163	12	2017	2017	NUM
ejif-2115	163	13	)	)	PUNCT
ejif-2115	163	14	.	.	PUNCT
ejif-2115	164	1	surplus	surplus	NOUN
ejif-2115	164	2	modeling	modeling	NOUN
ejif-2115	164	3	for	for	ADP
ejif-2115	164	4	model	model	NOUN
ejif-2115	164	5	wakala	wakala	PROPN
ejif-2115	164	6	of	of	ADP
ejif-2115	164	7	insurance	insurance	NOUN
ejif-2115	164	8	takaful	takaful	ADJ
ejif-2115	164	9	.	.	PUNCT
ejif-2115	165	1	international	international	ADJ
ejif-2115	165	2	journal	journal	PROPN
ejif-2115	165	3	of	of	ADP
ejif-2115	165	4	statistics	statistics	PROPN
ejif-2115	165	5	&	&	CCONJ
ejif-2115	165	6	economics	economic	NOUN
ejif-2115	165	7	™	™	NOUN
ejif-2115	165	8	,	,	PUNCT
ejif-2115	165	9	18(1	18(1	NOUN
ejif-2115	165	10	)	)	PUNCT
ejif-2115	165	11	,	,	PUNCT
ejif-2115	165	12	16	16	NUM
ejif-2115	165	13	-	-	SYM
ejif-2115	165	14	26	26	NUM
ejif-2115	165	15	.	.	PUNCT
ejif-2115	166	1	[	[	X
ejif-2115	166	2	17	17	NUM
ejif-2115	166	3	]	]	PUNCT
ejif-2115	166	4	.	.	PUNCT
ejif-2115	166	5	fersi	fersi	ADJ
ejif-2115	166	6	,	,	PUNCT
ejif-2115	166	7	m.	m.	NOUN
ejif-2115	166	8	,	,	PUNCT
ejif-2115	166	9	&	&	CCONJ
ejif-2115	166	10	boujelbéne	boujelbéne	PROPN
ejif-2115	166	11	,	,	PUNCT
ejif-2115	166	12	m.	m.	NOUN
ejif-2115	166	13	(	(	PUNCT
ejif-2115	166	14	2016	2016	NUM
ejif-2115	166	15	)	)	PUNCT
ejif-2115	166	16	.	.	PUNCT
ejif-2115	167	1	the	the	DET
ejif-2115	167	2	determinants	determinant	NOUN
ejif-2115	167	3	of	of	ADP
ejif-2115	167	4	the	the	DET
ejif-2115	167	5	performance	performance	NOUN
ejif-2115	167	6	and	and	CCONJ
ejif-2115	167	7	the	the	DET
ejif-2115	167	8	sustainability	sustainability	NOUN
ejif-2115	167	9	of	of	ADP
ejif-2115	167	10	conventional	conventional	ADJ
ejif-2115	167	11	and	and	CCONJ
ejif-2115	167	12	islamic	islamic	ADJ
ejif-2115	167	13	microfinance	microfinance	NOUN
ejif-2115	167	14	institutions	institution	NOUN
ejif-2115	167	15	.	.	PUNCT
ejif-2115	168	1	economics	economic	NOUN
ejif-2115	168	2	,	,	PUNCT
ejif-2115	168	3	4(5	4(5	PROPN
ejif-2115	168	4	)	)	PUNCT
ejif-2115	168	5	,	,	PUNCT
ejif-2115	168	6	197	197	NUM
ejif-2115	168	7	-	-	SYM
ejif-2115	168	8	215	215	NUM
ejif-2115	168	9	.	.	PUNCT
ejif-2115	169	1	[	[	X
ejif-2115	169	2	18	18	NUM
ejif-2115	169	3	]	]	PUNCT
ejif-2115	169	4	.	.	PUNCT
ejif-2115	170	1	htay	htay	PROPN
ejif-2115	170	2	,	,	PUNCT
ejif-2115	170	3	s.	s.	PROPN
ejif-2115	170	4	n.	n.	PROPN
ejif-2115	170	5	n.	n.	PROPN
ejif-2115	170	6	,	,	PUNCT
ejif-2115	170	7	&	&	CCONJ
ejif-2115	170	8	salman	salman	PROPN
ejif-2115	170	9	,	,	PUNCT
ejif-2115	170	10	s.	s.	PROPN
ejif-2115	170	11	a.	a.	PROPN
ejif-2115	170	12	(	(	PUNCT
ejif-2115	170	13	2013	2013	NUM
ejif-2115	170	14	)	)	PUNCT
ejif-2115	170	15	.	.	PUNCT
ejif-2115	171	1	viability	viability	NOUN
ejif-2115	171	2	of	of	ADP
ejif-2115	171	3	islamic	islamic	ADJ
ejif-2115	171	4	insurance	insurance	PROPN
ejif-2115	171	5	(	(	PUNCT
ejif-2115	171	6	takaful	takaful	ADJ
ejif-2115	171	7	)	)	PUNCT
ejif-2115	171	8	in	in	ADP
ejif-2115	171	9	india	india	PROPN
ejif-2115	171	10	:	:	PUNCT
ejif-2115	171	11	swot	swot	VERB
ejif-2115	171	12	analysis	analysis	NOUN
ejif-2115	171	13	approach	approach	NOUN
ejif-2115	171	14	.	.	PUNCT
ejif-2115	172	1	review	review	NOUN
ejif-2115	172	2	of	of	ADP
ejif-2115	172	3	european	european	ADJ
ejif-2115	172	4	studies	study	NOUN
ejif-2115	172	5	,	,	PUNCT
ejif-2115	172	6	5(4	5(4	NUM
ejif-2115	172	7	)	)	PUNCT
ejif-2115	172	8	,	,	PUNCT
ejif-2115	172	9	145	145	NUM
ejif-2115	172	10	.	.	PUNCT
ejif-2115	173	1	[	[	X
ejif-2115	173	2	19	19	NUM
ejif-2115	173	3	]	]	PUNCT
ejif-2115	173	4	.	.	PUNCT
ejif-2115	174	1	hussain	hussain	PROPN
ejif-2115	174	2	,	,	PUNCT
ejif-2115	174	3	m.	m.	NOUN
ejif-2115	174	4	m.	m.	NOUN
ejif-2115	174	5	,	,	PUNCT
ejif-2115	174	6	&	&	CCONJ
ejif-2115	174	7	pasha	pasha	PROPN
ejif-2115	174	8	,	,	PUNCT
ejif-2115	174	9	a.	a.	NOUN
ejif-2115	174	10	t.	t.	PROPN
ejif-2115	174	11	(	(	PUNCT
ejif-2115	174	12	2011	2011	NUM
ejif-2115	174	13	)	)	PUNCT
ejif-2115	174	14	.	.	PUNCT
ejif-2115	175	1	conceptual	conceptual	ADJ
ejif-2115	175	2	and	and	CCONJ
ejif-2115	175	3	operational	operational	ADJ
ejif-2115	175	4	differences	difference	NOUN
ejif-2115	175	5	between	between	ADP
ejif-2115	175	6	general	general	ADJ
ejif-2115	175	7	takaful	takaful	ADJ
ejif-2115	175	8	and	and	CCONJ
ejif-2115	175	9	conventional	conventional	ADJ
ejif-2115	175	10	insurance	insurance	NOUN
ejif-2115	175	11	.	.	PUNCT
ejif-2115	176	1	australian	australian	ADJ
ejif-2115	176	2	journal	journal	NOUN
ejif-2115	176	3	of	of	ADP
ejif-2115	176	4	business	business	NOUN
ejif-2115	176	5	and	and	CCONJ
ejif-2115	176	6	management	management	NOUN
ejif-2115	176	7	research	research	NOUN
ejif-2115	176	8	,	,	PUNCT
ejif-2115	176	9	1(8	1(8	NUM
ejif-2115	176	10	)	)	PUNCT
ejif-2115	176	11	,	,	PUNCT
ejif-2115	176	12	23	23	NUM
ejif-2115	176	13	.	.	PUNCT
ejif-2115	177	1	[	[	X
ejif-2115	177	2	20	20	NUM
ejif-2115	177	3	]	]	PUNCT
ejif-2115	177	4	.	.	PUNCT
ejif-2115	178	1	husin	husin	PROPN
ejif-2115	178	2	,	,	PUNCT
ejif-2115	178	3	m.	m.	NOUN
ejif-2115	178	4	m.	m.	NOUN
ejif-2115	178	5	,	,	PUNCT
ejif-2115	178	6	&	&	CCONJ
ejif-2115	178	7	rahman	rahman	PROPN
ejif-2115	178	8	,	,	PUNCT
ejif-2115	178	9	a.	a.	NOUN
ejif-2115	178	10	a.	a.	NOUN
ejif-2115	179	1	(	(	PUNCT
ejif-2115	179	2	2016	2016	NUM
ejif-2115	179	3	)	)	PUNCT
ejif-2115	179	4	.	.	PUNCT
ejif-2115	180	1	do	do	AUX
ejif-2115	180	2	muslims	muslim	NOUN
ejif-2115	180	3	intend	intend	VERB
ejif-2115	180	4	to	to	PART
ejif-2115	180	5	participate	participate	VERB
ejif-2115	180	6	in	in	ADP
ejif-2115	180	7	islamic	islamic	ADJ
ejif-2115	180	8	insurance	insurance	NOUN
ejif-2115	180	9	?	?	PUNCT
ejif-2115	180	10	.	.	PUNCT
ejif-2115	181	1	journal	journal	PROPN
ejif-2115	181	2	of	of	ADP
ejif-2115	181	3	islamic	islamic	PROPN
ejif-2115	181	4	accounting	accounting	PROPN
ejif-2115	181	5	and	and	CCONJ
ejif-2115	181	6	business	business	NOUN
ejif-2115	181	7	research	research	NOUN
ejif-2115	181	8	,	,	PUNCT
ejif-2115	181	9	7(1	7(1	NUM
ejif-2115	181	10	)	)	PUNCT
ejif-2115	181	11	,	,	PUNCT
ejif-2115	181	12	42	42	NUM
ejif-2115	181	13	-	-	SYM
ejif-2115	181	14	58	58	NUM
ejif-2115	181	15	.	.	PUNCT
ejif-2115	182	1	[	[	X
ejif-2115	182	2	21	21	NUM
ejif-2115	182	3	]	]	PUNCT
ejif-2115	182	4	.	.	PUNCT
ejif-2115	183	1	hussain	hussain	PROPN
ejif-2115	183	2	,	,	PUNCT
ejif-2115	183	3	m.	m.	NOUN
ejif-2115	183	4	a.	a.	PROPN
ejif-2115	183	5	,	,	PUNCT
ejif-2115	183	6	hassan	hassan	PROPN
ejif-2115	183	7	,	,	PUNCT
ejif-2115	183	8	r.	r.	PROPN
ejif-2115	183	9	,	,	PUNCT
ejif-2115	183	10	&	&	CCONJ
ejif-2115	183	11	azhar	azhar	PROPN
ejif-2115	183	12	,	,	PUNCT
ejif-2115	183	13	a.	a.	NOUN
ejif-2115	183	14	(	(	PUNCT
ejif-2115	183	15	2016	2016	NUM
ejif-2115	183	16	)	)	PUNCT
ejif-2115	183	17	.	.	PUNCT
ejif-2115	184	1	the	the	DET
ejif-2115	184	2	procedures	procedure	NOUN
ejif-2115	184	3	of	of	ADP
ejif-2115	184	4	appointment	appointment	NOUN
ejif-2115	184	5	and	and	CCONJ
ejif-2115	184	6	cessation	cessation	NOUN
ejif-2115	184	7	of	of	ADP
ejif-2115	184	8	the	the	DET
ejif-2115	184	9	shariah	shariah	PROPN
ejif-2115	184	10	committee	committee	PROPN
ejif-2115	184	11	member	member	NOUN
ejif-2115	184	12	of	of	ADP
ejif-2115	184	13	the	the	DET
ejif-2115	184	14	islamic	islamic	ADJ
ejif-2115	184	15	banks	bank	NOUN
ejif-2115	184	16	and	and	CCONJ
ejif-2115	184	17	takaful	takaful	ADJ
ejif-2115	184	18	companies	company	NOUN
ejif-2115	184	19	in	in	ADP
ejif-2115	184	20	malaysia	malaysia	PROPN
ejif-2115	184	21	:	:	PUNCT
ejif-2115	184	22	legal	legal	ADJ
ejif-2115	184	23	analysis	analysis	NOUN
ejif-2115	184	24	.	.	PUNCT
ejif-2115	185	1	international	international	ADJ
ejif-2115	185	2	journal	journal	PROPN
ejif-2115	185	3	of	of	ADP
ejif-2115	185	4	economics	economic	NOUN
ejif-2115	185	5	and	and	CCONJ
ejif-2115	185	6	financial	financial	ADJ
ejif-2115	185	7	issues	issue	NOUN
ejif-2115	185	8	,	,	PUNCT
ejif-2115	185	9	6(7s	6(7s	NUM
ejif-2115	185	10	)	)	PUNCT
ejif-2115	185	11	.	.	PUNCT
ejif-2115	186	1	[	[	X
ejif-2115	186	2	22	22	NUM
ejif-2115	186	3	]	]	PUNCT
ejif-2115	186	4	.	.	PUNCT
ejif-2115	187	1	husniyah	husniyah	PROPN
ejif-2115	187	2	,	,	PUNCT
ejif-2115	187	3	a.	a.	PROPN
ejif-2115	187	4	r.	r.	PROPN
ejif-2115	187	5	,	,	PUNCT
ejif-2115	187	6	norhasmah	norhasmah	PROPN
ejif-2115	187	7	,	,	PUNCT
ejif-2115	187	8	s.	s.	PROPN
ejif-2115	187	9	,	,	PUNCT
ejif-2115	187	10	&	&	CCONJ
ejif-2115	187	11	amim	amim	PROPN
ejif-2115	187	12	,	,	PUNCT
ejif-2115	187	13	o.	o.	NOUN
ejif-2115	187	14	m.	m.	NOUN
ejif-2115	187	15	(	(	PUNCT
ejif-2115	187	16	2017	2017	NUM
ejif-2115	187	17	)	)	PUNCT
ejif-2115	187	18	.	.	PUNCT
ejif-2115	188	1	assessing	assess	VERB
ejif-2115	188	2	predictors	predictor	NOUN
ejif-2115	188	3	for	for	ADP
ejif-2115	188	4	health	health	NOUN
ejif-2115	188	5	insurance	insurance	NOUN
ejif-2115	188	6	purchase	purchase	NOUN
ejif-2115	188	7	among	among	ADP
ejif-2115	188	8	malaysian	malaysian	ADJ
ejif-2115	188	9	public	public	ADJ
ejif-2115	188	10	sector	sector	NOUN
ejif-2115	188	11	employees	employee	NOUN
ejif-2115	188	12	.	.	PUNCT
ejif-2115	189	1	in	in	ADP
ejif-2115	189	2	regional	regional	ADJ
ejif-2115	189	3	studies	study	NOUN
ejif-2115	189	4	on	on	ADP
ejif-2115	189	5	economic	economic	ADJ
ejif-2115	189	6	growth	growth	NOUN
ejif-2115	189	7	,	,	PUNCT
ejif-2115	189	8	financial	financial	ADJ
ejif-2115	189	9	economics	economic	NOUN
ejif-2115	189	10	and	and	CCONJ
ejif-2115	189	11	management	management	NOUN
ejif-2115	189	12	(	(	PUNCT
ejif-2115	189	13	pp	pp	ADJ
ejif-2115	189	14	.	.	PUNCT
ejif-2115	190	1	91	91	NUM
ejif-2115	190	2	-	-	SYM
ejif-2115	190	3	107	107	NUM
ejif-2115	190	4	)	)	PUNCT
ejif-2115	190	5	.	.	PUNCT
ejif-2115	191	1	springer	springer	NOUN
ejif-2115	191	2	,	,	PUNCT
ejif-2115	191	3	cham	cham	PROPN
ejif-2115	191	4	.	.	PUNCT
ejif-2115	192	1	[	[	X
ejif-2115	192	2	23	23	NUM
ejif-2115	192	3	]	]	PUNCT
ejif-2115	192	4	.	.	PUNCT
ejif-2115	193	1	ismail	ismail	PROPN
ejif-2115	193	2	,	,	PUNCT
ejif-2115	193	3	m.	m.	NOUN
ejif-2115	193	4	(	(	PUNCT
ejif-2115	193	5	2013	2013	NUM
ejif-2115	193	6	)	)	PUNCT
ejif-2115	193	7	.	.	PUNCT
ejif-2115	194	1	determinants	determinant	NOUN
ejif-2115	194	2	of	of	ADP
ejif-2115	194	3	financial	financial	ADJ
ejif-2115	194	4	performance	performance	NOUN
ejif-2115	194	5	:	:	PUNCT
ejif-2115	194	6	the	the	DET
ejif-2115	194	7	case	case	NOUN
ejif-2115	194	8	of	of	ADP
ejif-2115	194	9	general	general	ADJ
ejif-2115	194	10	takaful	takaful	ADJ
ejif-2115	194	11	and	and	CCONJ
ejif-2115	194	12	insurance	insurance	NOUN
ejif-2115	194	13	companies	company	NOUN
ejif-2115	194	14	in	in	ADP
ejif-2115	194	15	malaysia	malaysia	PROPN
ejif-2115	194	16	.	.	PUNCT
ejif-2115	195	1	international	international	ADJ
ejif-2115	195	2	review	review	PROPN
ejif-2115	195	3	of	of	ADP
ejif-2115	195	4	business	business	NOUN
ejif-2115	195	5	research	research	NOUN
ejif-2115	195	6	papers	paper	NOUN
ejif-2115	195	7	,	,	PUNCT
ejif-2115	195	8	9(6	9(6	NUM
ejif-2115	195	9	)	)	PUNCT
ejif-2115	195	10	,	,	PUNCT
ejif-2115	195	11	111	111	NUM
ejif-2115	195	12	-	-	SYM
ejif-2115	195	13	130	130	NUM
ejif-2115	195	14	.	.	PUNCT
ejif-2115	196	1	[	[	X
ejif-2115	196	2	24	24	NUM
ejif-2115	196	3	]	]	PUNCT
ejif-2115	196	4	.	.	PUNCT
ejif-2115	197	1	ismail	ismail	PROPN
ejif-2115	197	2	,	,	PUNCT
ejif-2115	197	3	n.	n.	PROPN
ejif-2115	197	4	,	,	PUNCT
ejif-2115	197	5	alhabshi	alhabshi	PROPN
ejif-2115	197	6	,	,	PUNCT
ejif-2115	197	7	d.	d.	PROPN
ejif-2115	197	8	s.	s.	PROPN
ejif-2115	197	9	o.	o.	PROPN
ejif-2115	197	10	,	,	PUNCT
ejif-2115	197	11	&	&	CCONJ
ejif-2115	197	12	bacha	bacha	PROPN
ejif-2115	197	13	,	,	PUNCT
ejif-2115	197	14	o.	o.	PROPN
ejif-2115	197	15	(	(	PUNCT
ejif-2115	197	16	2011	2011	NUM
ejif-2115	197	17	)	)	PUNCT
ejif-2115	197	18	.	.	PUNCT
ejif-2115	198	1	organizational	organizational	ADJ
ejif-2115	198	2	form	form	NOUN
ejif-2115	198	3	and	and	CCONJ
ejif-2115	198	4	efficiency	efficiency	NOUN
ejif-2115	198	5	:	:	PUNCT
ejif-2115	198	6	the	the	DET
ejif-2115	198	7	coexistence	coexistence	NOUN
ejif-2115	198	8	of	of	ADP
ejif-2115	198	9	family	family	NOUN
ejif-2115	198	10	takaful	takaful	ADJ
ejif-2115	198	11	and	and	CCONJ
ejif-2115	198	12	life	life	NOUN
ejif-2115	198	13	insurance	insurance	NOUN
ejif-2115	198	14	in	in	ADP
ejif-2115	198	15	malaysia	malaysia	PROPN
ejif-2115	198	16	.	.	PUNCT
ejif-2115	199	1	journal	journal	PROPN
ejif-2115	199	2	of	of	ADP
ejif-2115	199	3	global	global	ADJ
ejif-2115	199	4	business	business	NOUN
ejif-2115	199	5	and	and	CCONJ
ejif-2115	199	6	economics	economic	NOUN
ejif-2115	199	7	,	,	PUNCT
ejif-2115	199	8	3(1	3(1	NUM
ejif-2115	199	9	)	)	PUNCT
ejif-2115	199	10	,	,	PUNCT
ejif-2115	199	11	122	122	NUM
ejif-2115	199	12	-	-	SYM
ejif-2115	199	13	137	137	NUM
ejif-2115	199	14	.	.	PUNCT
ejif-2115	200	1	[	[	X
ejif-2115	200	2	25	25	NUM
ejif-2115	200	3	]	]	PUNCT
ejif-2115	200	4	.	.	PUNCT
ejif-2115	201	1	jamal	jamal	PROPN
ejif-2115	201	2	,	,	PUNCT
ejif-2115	201	3	s.	s.	PROPN
ejif-2115	201	4	n.	n.	PROPN
ejif-2115	201	5	j.	j.	PROPN
ejif-2115	201	6	j.	j.	PROPN
ejif-2115	201	7	(	(	PUNCT
ejif-2115	201	8	2016	2016	NUM
ejif-2115	201	9	)	)	PUNCT
ejif-2115	201	10	.	.	PUNCT
ejif-2115	202	1	importance	importance	NOUN
ejif-2115	202	2	of	of	ADP
ejif-2115	202	3	islamic	islamic	ADJ
ejif-2115	202	4	financial	financial	PROPN
ejif-2115	202	5	services	services	PROPN
ejif-2115	202	6	act	act	VERB
ejif-2115	202	7	2013	2013	NUM
ejif-2115	202	8	in	in	ADP
ejif-2115	202	9	takaful	takaful	ADJ
ejif-2115	202	10	industry	industry	NOUN
ejif-2115	202	11	after	after	ADP
ejif-2115	202	12	the	the	DET
ejif-2115	202	13	repelled	repel	VERB
ejif-2115	202	14	takaful	takaful	ADJ
ejif-2115	202	15	act	act	NOUN
ejif-2115	202	16	1984	1984	NUM
ejif-2115	202	17	.	.	PUNCT
ejif-2115	203	1	diponegoro	diponegoro	PROPN
ejif-2115	203	2	law	law	NOUN
ejif-2115	203	3	review	review	NOUN
ejif-2115	203	4	,	,	PUNCT
ejif-2115	203	5	1(1	1(1	NUM
ejif-2115	203	6	)	)	PUNCT
ejif-2115	203	7	.	.	PUNCT
ejif-2115	204	1	[	[	X
ejif-2115	204	2	26	26	NUM
ejif-2115	204	3	]	]	PUNCT
ejif-2115	204	4	.	.	PUNCT
ejif-2115	205	1	kasim	kasim	PROPN
ejif-2115	205	2	,	,	PUNCT
ejif-2115	205	3	n.	n.	NOUN
ejif-2115	205	4	,	,	PUNCT
ejif-2115	205	5	htay	htay	NOUN
ejif-2115	205	6	,	,	PUNCT
ejif-2115	205	7	s.	s.	PROPN
ejif-2115	205	8	n.	n.	PROPN
ejif-2115	205	9	n.	n.	PROPN
ejif-2115	205	10	,	,	PUNCT
ejif-2115	205	11	&	&	CCONJ
ejif-2115	205	12	salman	salman	PROPN
ejif-2115	205	13	,	,	PUNCT
ejif-2115	205	14	s.	s.	PROPN
ejif-2115	205	15	a.	a.	PROPN
ejif-2115	205	16	(	(	PUNCT
ejif-2115	205	17	2016	2016	NUM
ejif-2115	205	18	)	)	PUNCT
ejif-2115	205	19	.	.	PUNCT
ejif-2115	206	1	the	the	DET
ejif-2115	206	2	religious	religious	ADJ
ejif-2115	206	3	perspective	perspective	NOUN
ejif-2115	206	4	of	of	ADP
ejif-2115	206	5	takaful	takaful	ADJ
ejif-2115	206	6	ejif	ejif	PROPN
ejif-2115	206	7	–	–	PUNCT
ejif-2115	206	8	european	european	PROPN
ejif-2115	206	9	journal	journal	PROPN
ejif-2115	206	10	of	of	ADP
ejif-2115	206	11	islamic	islamic	PROPN
ejif-2115	206	12	finance	finance	NOUN
ejif-2115	206	13	no	no	DET
ejif-2115	206	14	9	9	NUM
ejif-2115	206	15	,	,	PUNCT
ejif-2115	206	16	april	april	PROPN
ejif-2115	206	17	(	(	PUNCT
ejif-2115	206	18	2018	2018	NUM
ejif-2115	206	19	)	)	PUNCT
ejif-2115	207	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-2115	207	2	issn	issn	VERB
ejif-2115	207	3	2421	2421	NUM
ejif-2115	207	4	-	-	SYM
ejif-2115	207	5	2172	2172	NUM
ejif-2115	207	6	6	6	NUM
ejif-2115	207	7	as	as	ADP
ejif-2115	207	8	ethical	ethical	ADJ
ejif-2115	207	9	insurance	insurance	NOUN
ejif-2115	207	10	.	.	PUNCT
ejif-2115	208	1	mediterranean	mediterranean	PROPN
ejif-2115	208	2	journal	journal	PROPN
ejif-2115	208	3	of	of	ADP
ejif-2115	208	4	social	social	ADJ
ejif-2115	208	5	sciences	science	NOUN
ejif-2115	208	6	,	,	PUNCT
ejif-2115	208	7	7(4	7(4	NUM
ejif-2115	208	8	)	)	PUNCT
ejif-2115	208	9	,	,	PUNCT
ejif-2115	208	10	96	96	NUM
ejif-2115	208	11	.	.	PUNCT
ejif-2115	209	1	[	[	X
ejif-2115	209	2	27	27	NUM
ejif-2115	209	3	]	]	PUNCT
ejif-2115	209	4	.	.	PUNCT
ejif-2115	210	1	khafizova	khafizova	PROPN
ejif-2115	210	2	,	,	PUNCT
ejif-2115	210	3	e.	e.	PROPN
ejif-2115	210	4	k.	k.	PROPN
ejif-2115	210	5	,	,	PUNCT
ejif-2115	210	6	hadiullina	hadiullina	PROPN
ejif-2115	210	7	,	,	PUNCT
ejif-2115	210	8	g.	g.	PROPN
ejif-2115	210	9	n.	n.	PROPN
ejif-2115	210	10	,	,	PUNCT
ejif-2115	210	11	nugumanova	nugumanova	PROPN
ejif-2115	210	12	,	,	PUNCT
ejif-2115	210	13	l.	l.	PROPN
ejif-2115	210	14	f.	f.	PROPN
ejif-2115	210	15	,	,	PUNCT
ejif-2115	210	16	&	&	CCONJ
ejif-2115	210	17	tufetulov	tufetulov	NOUN
ejif-2115	210	18	,	,	PUNCT
ejif-2115	210	19	a.	a.	NOUN
ejif-2115	210	20	m.	m.	NOUN
ejif-2115	210	21	(	(	PUNCT
ejif-2115	210	22	2016	2016	NUM
ejif-2115	210	23	)	)	PUNCT
ejif-2115	210	24	.	.	PUNCT
ejif-2115	211	1	features	feature	NOUN
ejif-2115	211	2	of	of	ADP
ejif-2115	211	3	islamic	islamic	ADJ
ejif-2115	211	4	insurance	insurance	PROPN
ejif-2115	211	5	takaful	takaful	ADJ
ejif-2115	211	6	insurance	insurance	NOUN
ejif-2115	211	7	and	and	CCONJ
ejif-2115	211	8	opportunities	opportunity	NOUN
ejif-2115	211	9	of	of	ADP
ejif-2115	211	10	its	its	PRON
ejif-2115	211	11	using	using	NOUN
ejif-2115	211	12	in	in	ADP
ejif-2115	211	13	the	the	DET
ejif-2115	211	14	russian	russian	PROPN
ejif-2115	211	15	federation	federation	PROPN
ejif-2115	211	16	.	.	PUNCT
ejif-2115	212	1	journal	journal	PROPN
ejif-2115	212	2	of	of	ADP
ejif-2115	212	3	economics	economic	NOUN
ejif-2115	212	4	and	and	CCONJ
ejif-2115	212	5	economic	economic	ADJ
ejif-2115	212	6	education	education	NOUN
ejif-2115	212	7	research	research	NOUN
ejif-2115	212	8	,	,	PUNCT
ejif-2115	212	9	17	17	NUM
ejif-2115	212	10	,	,	PUNCT
ejif-2115	212	11	364	364	NUM
ejif-2115	212	12	.	.	PUNCT
ejif-2115	213	1	[	[	X
ejif-2115	213	2	28	28	NUM
ejif-2115	213	3	]	]	PUNCT
ejif-2115	213	4	.	.	PUNCT
ejif-2115	214	1	khan	khan	PROPN
ejif-2115	214	2	,	,	PUNCT
ejif-2115	214	3	a.	a.	PROPN
ejif-2115	214	4	,	,	PUNCT
ejif-2115	214	5	&	&	CCONJ
ejif-2115	214	6	noreen	noreen	PROPN
ejif-2115	214	7	,	,	PUNCT
ejif-2115	214	8	u.	u.	PROPN
ejif-2115	214	9	(	(	PUNCT
ejif-2115	214	10	2014	2014	NUM
ejif-2115	214	11	)	)	PUNCT
ejif-2115	214	12	.	.	PUNCT
ejif-2115	215	1	efficiency	efficiency	NOUN
ejif-2115	215	2	measure	measure	NOUN
ejif-2115	215	3	of	of	ADP
ejif-2115	215	4	insurance	insurance	NOUN
ejif-2115	215	5	v	v	ADP
ejif-2115	215	6	/	/	SYM
ejif-2115	215	7	s	s	VERB
ejif-2115	215	8	takaful	takaful	ADJ
ejif-2115	215	9	firms	firm	NOUN
ejif-2115	215	10	using	use	VERB
ejif-2115	215	11	dea	dea	PROPN
ejif-2115	215	12	approach	approach	NOUN
ejif-2115	215	13	:	:	PUNCT
ejif-2115	215	14	a	a	DET
ejif-2115	215	15	case	case	NOUN
ejif-2115	215	16	of	of	ADP
ejif-2115	215	17	pakistan	pakistan	PROPN
ejif-2115	215	18	.	.	PUNCT
ejif-2115	216	1	journal	journal	PROPN
ejif-2115	216	2	of	of	ADP
ejif-2115	216	3	international	international	ADJ
ejif-2115	216	4	islamic	islamic	PROPN
ejif-2115	216	5	university	university	PROPN
ejif-2115	216	6	:	:	PUNCT
ejif-2115	216	7	islamabad	islamabad	PROPN
ejif-2115	216	8	,	,	PUNCT
ejif-2115	216	9	islamic	islamic	ADJ
ejif-2115	216	10	economic	economic	ADJ
ejif-2115	216	11	studies	study	NOUN
ejif-2115	216	12	,	,	PUNCT
ejif-2115	216	13	22(1	22(1	NUM
ejif-2115	216	14	)	)	PUNCT
ejif-2115	216	15	,	,	PUNCT
ejif-2115	216	16	139	139	NUM
ejif-2115	216	17	-	-	SYM
ejif-2115	216	18	158	158	NUM
ejif-2115	216	19	.	.	PUNCT
ejif-2115	217	1	[	[	X
ejif-2115	217	2	29	29	NUM
ejif-2115	217	3	]	]	PUNCT
ejif-2115	217	4	.	.	PUNCT
ejif-2115	218	1	md	md	PROPN
ejif-2115	218	2	saad	saad	PROPN
ejif-2115	218	3	,	,	PUNCT
ejif-2115	218	4	n.	n.	PROPN
ejif-2115	218	5	(	(	PUNCT
ejif-2115	218	6	2012	2012	NUM
ejif-2115	218	7	)	)	PUNCT
ejif-2115	218	8	.	.	PUNCT
ejif-2115	219	1	an	an	DET
ejif-2115	219	2	analysis	analysis	NOUN
ejif-2115	219	3	on	on	ADP
ejif-2115	219	4	the	the	DET
ejif-2115	219	5	efficiency	efficiency	NOUN
ejif-2115	219	6	of	of	ADP
ejif-2115	219	7	takaful	takaful	ADJ
ejif-2115	219	8	and	and	CCONJ
ejif-2115	219	9	insurance	insurance	NOUN
ejif-2115	219	10	companies	company	NOUN
ejif-2115	219	11	in	in	ADP
ejif-2115	219	12	malaysia	malaysia	PROPN
ejif-2115	219	13	:	:	PUNCT
ejif-2115	219	14	a	a	DET
ejif-2115	219	15	non	non	ADJ
ejif-2115	219	16	-	-	ADJ
ejif-2115	219	17	parametric	parametric	ADJ
ejif-2115	219	18	approach	approach	NOUN
ejif-2115	219	19	.	.	PUNCT
ejif-2115	220	1	review	review	NOUN
ejif-2115	220	2	of	of	ADP
ejif-2115	220	3	integrative	integrative	ADJ
ejif-2115	220	4	business	business	NOUN
ejif-2115	220	5	&	&	CCONJ
ejif-2115	220	6	economics	economics	PROPN
ejif-2115	220	7	research	research	NOUN
ejif-2115	220	8	,	,	PUNCT
ejif-2115	220	9	1(1	1(1	NUM
ejif-2115	220	10	)	)	PUNCT
ejif-2115	220	11	,	,	PUNCT
ejif-2115	220	12	33	33	NUM
ejif-2115	220	13	-	-	SYM
ejif-2115	220	14	56	56	NUM
ejif-2115	220	15	.	.	PUNCT
ejif-2115	221	1	[	[	X
ejif-2115	221	2	30	30	NUM
ejif-2115	221	3	]	]	PUNCT
ejif-2115	221	4	.	.	PUNCT
ejif-2115	222	1	md	md	PROPN
ejif-2115	222	2	husin	husin	PROPN
ejif-2115	222	3	,	,	PUNCT
ejif-2115	222	4	m.	m.	NOUN
ejif-2115	222	5	,	,	PUNCT
ejif-2115	222	6	&	&	CCONJ
ejif-2115	222	7	ab	ab	PROPN
ejif-2115	222	8	rahman	rahman	PROPN
ejif-2115	222	9	,	,	PUNCT
ejif-2115	222	10	a.	a.	NOUN
ejif-2115	222	11	(	(	PUNCT
ejif-2115	222	12	2013	2013	NUM
ejif-2115	222	13	)	)	PUNCT
ejif-2115	222	14	.	.	PUNCT
ejif-2115	223	1	what	what	PRON
ejif-2115	223	2	drives	drive	VERB
ejif-2115	223	3	consumers	consumer	NOUN
ejif-2115	223	4	to	to	PART
ejif-2115	223	5	participate	participate	VERB
ejif-2115	223	6	into	into	ADP
ejif-2115	223	7	family	family	NOUN
ejif-2115	223	8	takaful	takaful	ADJ
ejif-2115	223	9	schemes	scheme	NOUN
ejif-2115	223	10	?	?	PUNCT
ejif-2115	224	1	a	a	DET
ejif-2115	224	2	literature	literature	PROPN
ejif-2115	224	3	review	review	NOUN
ejif-2115	224	4	.	.	PUNCT
ejif-2115	225	1	journal	journal	PROPN
ejif-2115	225	2	of	of	ADP
ejif-2115	225	3	islamic	islamic	PROPN
ejif-2115	225	4	marketing	marketing	NOUN
ejif-2115	225	5	,	,	PUNCT
ejif-2115	225	6	4(3	4(3	NUM
ejif-2115	225	7	)	)	PUNCT
ejif-2115	225	8	,	,	PUNCT
ejif-2115	225	9	264	264	NUM
ejif-2115	225	10	-	-	SYM
ejif-2115	225	11	280	280	NUM
ejif-2115	225	12	.	.	PUNCT
ejif-2115	226	1	[	[	X
ejif-2115	226	2	31	31	NUM
ejif-2115	226	3	]	]	PUNCT
ejif-2115	226	4	.	.	PUNCT
ejif-2115	227	1	newaz	newaz	PROPN
ejif-2115	227	2	,	,	PUNCT
ejif-2115	227	3	f.	f.	PROPN
ejif-2115	227	4	t.	t.	PROPN
ejif-2115	227	5	,	,	PUNCT
ejif-2115	227	6	fam	fam	PROPN
ejif-2115	227	7	,	,	PUNCT
ejif-2115	227	8	k.	k.	PROPN
ejif-2115	227	9	s.	s.	PROPN
ejif-2115	227	10	,	,	PUNCT
ejif-2115	227	11	&	&	CCONJ
ejif-2115	227	12	sharma	sharma	PROPN
ejif-2115	227	13	,	,	PUNCT
ejif-2115	227	14	r.	r.	PROPN
ejif-2115	227	15	r.	r.	PROPN
ejif-2115	227	16	(	(	PUNCT
ejif-2115	227	17	2016	2016	NUM
ejif-2115	227	18	)	)	PUNCT
ejif-2115	227	19	.	.	PUNCT
ejif-2115	228	1	muslim	muslim	ADJ
ejif-2115	228	2	religiosity	religiosity	NOUN
ejif-2115	228	3	and	and	CCONJ
ejif-2115	228	4	purchase	purchase	VERB
ejif-2115	228	5	intention	intention	NOUN
ejif-2115	228	6	of	of	ADP
ejif-2115	228	7	different	different	ADJ
ejif-2115	228	8	categories	category	NOUN
ejif-2115	228	9	of	of	ADP
ejif-2115	228	10	islamic	islamic	ADJ
ejif-2115	228	11	financial	financial	ADJ
ejif-2115	228	12	products	product	NOUN
ejif-2115	228	13	.	.	PUNCT
ejif-2115	229	1	journal	journal	NOUN
ejif-2115	229	2	of	of	ADP
ejif-2115	229	3	financial	financial	ADJ
ejif-2115	229	4	services	service	NOUN
ejif-2115	229	5	marketing	marketing	NOUN
ejif-2115	229	6	,	,	PUNCT
ejif-2115	229	7	21(2	21(2	NUM
ejif-2115	229	8	)	)	PUNCT
ejif-2115	229	9	,	,	PUNCT
ejif-2115	229	10	141	141	NUM
ejif-2115	229	11	-	-	SYM
ejif-2115	229	12	152	152	NUM
ejif-2115	229	13	.	.	PUNCT
ejif-2115	230	1	[	[	X
ejif-2115	230	2	32	32	NUM
ejif-2115	230	3	]	]	PUNCT
ejif-2115	230	4	.	.	PUNCT
ejif-2115	231	1	qureshi	qureshi	PROPN
ejif-2115	231	2	,	,	PUNCT
ejif-2115	231	3	a.	a.	NOUN
ejif-2115	231	4	a.	a.	NOUN
ejif-2115	231	5	(	(	PUNCT
ejif-2115	231	6	2011	2011	NUM
ejif-2115	231	7	)	)	PUNCT
ejif-2115	231	8	.	.	PUNCT
ejif-2115	232	1	analyzing	analyze	VERB
ejif-2115	232	2	the	the	DET
ejif-2115	232	3	sharia'ah	sharia'ah	NOUN
ejif-2115	232	4	compliant	compliant	ADJ
ejif-2115	232	5	issues	issue	NOUN
ejif-2115	232	6	currently	currently	ADV
ejif-2115	232	7	faced	face	VERB
ejif-2115	232	8	by	by	ADP
ejif-2115	232	9	islamic	islamic	ADJ
ejif-2115	232	10	insurance	insurance	NOUN
ejif-2115	232	11	.	.	PUNCT
ejif-2115	233	1	interdisciplinary	interdisciplinary	ADJ
ejif-2115	233	2	journal	journal	NOUN
ejif-2115	233	3	of	of	ADP
ejif-2115	233	4	contemporary	contemporary	ADJ
ejif-2115	233	5	research	research	NOUN
ejif-2115	233	6	in	in	ADP
ejif-2115	233	7	business	business	NOUN
ejif-2115	233	8	,	,	PUNCT
ejif-2115	233	9	3(5	3(5	NUM
ejif-2115	233	10	)	)	PUNCT
ejif-2115	233	11	,	,	PUNCT
ejif-2115	233	12	279	279	NUM
ejif-2115	233	13	-	-	SYM
ejif-2115	233	14	295	295	NUM
ejif-2115	233	15	.	.	PUNCT
ejif-2115	234	1	[	[	X
ejif-2115	234	2	33	33	NUM
ejif-2115	234	3	]	]	PUNCT
ejif-2115	234	4	.	.	PUNCT
ejif-2115	235	1	redzuan	redzuan	PROPN
ejif-2115	235	2	,	,	PUNCT
ejif-2115	235	3	h.	h.	PROPN
ejif-2115	235	4	,	,	PUNCT
ejif-2115	235	5	rahman	rahman	PROPN
ejif-2115	235	6	,	,	PUNCT
ejif-2115	235	7	z.	z.	PROPN
ejif-2115	235	8	a.	a.	PROPN
ejif-2115	235	9	,	,	PUNCT
ejif-2115	235	10	&	&	CCONJ
ejif-2115	235	11	aidid	aidid	VERB
ejif-2115	235	12	,	,	PUNCT
ejif-2115	235	13	s.	s.	PROPN
ejif-2115	235	14	s.	s.	PROPN
ejif-2115	235	15	s.	s.	PROPN
ejif-2115	235	16	h.	h.	PROPN
ejif-2115	235	17	(	(	PUNCT
ejif-2115	235	18	2009	2009	NUM
ejif-2115	235	19	)	)	PUNCT
ejif-2115	235	20	.	.	PUNCT
ejif-2115	236	1	economic	economic	ADJ
ejif-2115	236	2	determinants	determinant	NOUN
ejif-2115	236	3	of	of	ADP
ejif-2115	236	4	family	family	NOUN
ejif-2115	236	5	takaful	takaful	ADJ
ejif-2115	236	6	consumption	consumption	NOUN
ejif-2115	236	7	:	:	PUNCT
ejif-2115	236	8	evidence	evidence	NOUN
ejif-2115	236	9	from	from	ADP
ejif-2115	236	10	malaysia	malaysia	PROPN
ejif-2115	236	11	.	.	PUNCT
ejif-2115	237	1	international	international	ADJ
ejif-2115	237	2	review	review	PROPN
ejif-2115	237	3	of	of	ADP
ejif-2115	237	4	business	business	NOUN
ejif-2115	237	5	research	research	NOUN
ejif-2115	237	6	papers	paper	NOUN
ejif-2115	237	7	,	,	PUNCT
ejif-2115	237	8	5(5	5(5	NUM
ejif-2115	237	9	)	)	PUNCT
ejif-2115	237	10	,	,	PUNCT
ejif-2115	237	11	193	193	NUM
ejif-2115	237	12	-	-	SYM
ejif-2115	237	13	211	211	NUM
ejif-2115	237	14	.	.	PUNCT
ejif-2115	238	1	[	[	X
ejif-2115	238	2	34	34	NUM
ejif-2115	238	3	]	]	PUNCT
ejif-2115	238	4	.	.	PUNCT
ejif-2115	239	1	riaz	riaz	PROPN
ejif-2115	239	2	,	,	PUNCT
ejif-2115	239	3	s.	s.	PROPN
ejif-2115	239	4	(	(	PUNCT
ejif-2115	239	5	2009	2009	NUM
ejif-2115	239	6	)	)	PUNCT
ejif-2115	239	7	.	.	PUNCT
ejif-2115	240	1	car	car	NOUN
ejif-2115	240	2	islamic	islamic	ADJ
ejif-2115	240	3	insuranceinfluence	insuranceinfluence	NOUN
ejif-2115	240	4	of	of	ADP
ejif-2115	240	5	age	age	NOUN
ejif-2115	240	6	,	,	PUNCT
ejif-2115	240	7	education	education	NOUN
ejif-2115	240	8	&	&	CCONJ
ejif-2115	240	9	income	income	NOUN
ejif-2115	240	10	in	in	ADP
ejif-2115	240	11	pakistan	pakistan	PROPN
ejif-2115	240	12	and	and	CCONJ
ejif-2115	240	13	uae	uae	PROPN
ejif-2115	240	14	:	:	PUNCT
ejif-2115	240	15	a	a	DET
ejif-2115	240	16	comparative	comparative	ADJ
ejif-2115	240	17	study	study	NOUN
ejif-2115	240	18	.	.	PUNCT
ejif-2115	241	1	international	international	ADJ
ejif-2115	241	2	review	review	PROPN
ejif-2115	241	3	of	of	ADP
ejif-2115	241	4	business	business	NOUN
ejif-2115	241	5	research	research	NOUN
ejif-2115	241	6	papers	paper	NOUN
ejif-2115	241	7	,	,	PUNCT
ejif-2115	241	8	5(4	5(4	NUM
ejif-2115	241	9	)	)	PUNCT
ejif-2115	241	10	,	,	PUNCT
ejif-2115	241	11	457	457	NUM
ejif-2115	241	12	-	-	SYM
ejif-2115	241	13	467	467	NUM
ejif-2115	241	14	.	.	PUNCT
ejif-2115	242	1	[	[	X
ejif-2115	242	2	35	35	NUM
ejif-2115	242	3	]	]	SYM
ejif-2115	242	4	.	.	PUNCT
ejif-2115	243	1	salman	salman	PROPN
ejif-2115	243	2	,	,	PUNCT
ejif-2115	243	3	s.	s.	PROPN
ejif-2115	243	4	a.	a.	PROPN
ejif-2115	243	5	(	(	PUNCT
ejif-2115	243	6	2014	2014	NUM
ejif-2115	243	7	)	)	PUNCT
ejif-2115	243	8	.	.	PUNCT
ejif-2115	244	1	contemporary	contemporary	ADJ
ejif-2115	244	2	issues	issue	NOUN
ejif-2115	244	3	in	in	ADP
ejif-2115	244	4	takaful	takaful	ADJ
ejif-2115	244	5	(	(	PUNCT
ejif-2115	244	6	islamic	islamic	ADJ
ejif-2115	244	7	insurance	insurance	NOUN
ejif-2115	244	8	)	)	PUNCT
ejif-2115	244	9	.	.	PUNCT
ejif-2115	245	1	asian	asian	ADJ
ejif-2115	245	2	social	social	ADJ
ejif-2115	245	3	science	science	NOUN
ejif-2115	245	4	,	,	PUNCT
ejif-2115	245	5	10(22	10(22	NUM
ejif-2115	245	6	)	)	PUNCT
ejif-2115	245	7	,	,	PUNCT
ejif-2115	245	8	210	210	NUM
ejif-2115	245	9	.	.	PUNCT
ejif-2115	246	1	[	[	X
ejif-2115	246	2	36	36	NUM
ejif-2115	246	3	]	]	PUNCT
ejif-2115	246	4	.	.	PUNCT
ejif-2115	247	1	salman	salman	PROPN
ejif-2115	247	2	,	,	PUNCT
ejif-2115	247	3	s.	s.	PROPN
ejif-2115	247	4	a.	a.	PROPN
ejif-2115	247	5	,	,	PUNCT
ejif-2115	247	6	&	&	CCONJ
ejif-2115	247	7	htay	htay	PROPN
ejif-2115	247	8	,	,	PUNCT
ejif-2115	247	9	s.	s.	PROPN
ejif-2115	247	10	n.	n.	PROPN
ejif-2115	247	11	n.	n.	PROPN
ejif-2115	247	12	(	(	PUNCT
ejif-2115	247	13	2013	2013	NUM
ejif-2115	247	14	)	)	PUNCT
ejif-2115	247	15	.	.	PUNCT
ejif-2115	248	1	nomination	nomination	NOUN
ejif-2115	248	2	and	and	CCONJ
ejif-2115	248	3	hibah	hibah	NOUN
ejif-2115	248	4	issues	issue	NOUN
ejif-2115	248	5	in	in	ADP
ejif-2115	248	6	malaysian	malaysian	ADJ
ejif-2115	248	7	takaful	takaful	NOUN
ejif-2115	248	8	(	(	PUNCT
ejif-2115	248	9	islamic	islamic	ADJ
ejif-2115	248	10	insurance	insurance	NOUN
ejif-2115	248	11	)	)	PUNCT
ejif-2115	248	12	industry	industry	NOUN
ejif-2115	248	13	.	.	PUNCT
ejif-2115	249	1	international	international	ADJ
ejif-2115	249	2	journal	journal	NOUN
ejif-2115	249	3	of	of	ADP
ejif-2115	249	4	multidisciplinary	multidisciplinary	ADJ
ejif-2115	249	5	research	research	NOUN
ejif-2115	249	6	,	,	PUNCT
ejif-2115	249	7	1(12	1(12	NUM
ejif-2115	249	8	)	)	PUNCT
ejif-2115	249	9	,	,	PUNCT
ejif-2115	249	10	5	5	NUM
ejif-2115	249	11	-	-	SYM
ejif-2115	249	12	8	8	NUM
ejif-2115	249	13	.	.	PUNCT
ejif-2115	250	1	[	[	X
ejif-2115	250	2	37	37	NUM
ejif-2115	250	3	]	]	PUNCT
ejif-2115	250	4	.	.	PUNCT
ejif-2115	251	1	saputra	saputra	PROPN
ejif-2115	251	2	,	,	PUNCT
ejif-2115	251	3	j.	j.	PROPN
ejif-2115	251	4	,	,	PUNCT
ejif-2115	251	5	kusairi	kusairi	PROPN
ejif-2115	251	6	,	,	PUNCT
ejif-2115	251	7	s.	s.	PROPN
ejif-2115	251	8	,	,	PUNCT
ejif-2115	251	9	sanusi	sanusi	PROPN
ejif-2115	251	10	,	,	PUNCT
ejif-2115	251	11	n.	n.	PROPN
ejif-2115	251	12	a.	a.	PROPN
ejif-2115	251	13	,	,	PUNCT
ejif-2115	251	14	&	&	CCONJ
ejif-2115	251	15	abdullah	abdullah	PROPN
ejif-2115	251	16	,	,	PUNCT
ejif-2115	251	17	y.	y.	PROPN
ejif-2115	251	18	(	(	PUNCT
ejif-2115	251	19	2016	2016	NUM
ejif-2115	251	20	)	)	PUNCT
ejif-2115	251	21	.	.	PUNCT
ejif-2115	252	1	an	an	DET
ejif-2115	252	2	analysis	analysis	NOUN
ejif-2115	252	3	of	of	ADP
ejif-2115	252	4	determination	determination	NOUN
ejif-2115	252	5	for	for	ADP
ejif-2115	252	6	life	life	NOUN
ejif-2115	252	7	insurance	insurance	NOUN
ejif-2115	252	8	premiums	premium	NOUN
ejif-2115	252	9	:	:	PUNCT
ejif-2115	252	10	the	the	DET
ejif-2115	252	11	concept	concept	NOUN
ejif-2115	252	12	and	and	CCONJ
ejif-2115	252	13	practice	practice	NOUN
ejif-2115	252	14	of	of	ADP
ejif-2115	252	15	conventional	conventional	ADJ
ejif-2115	252	16	and	and	CCONJ
ejif-2115	252	17	islamic	islamic	ADJ
ejif-2115	252	18	life	life	NOUN
ejif-2115	252	19	insurance	insurance	NOUN
ejif-2115	252	20	(	(	PUNCT
ejif-2115	252	21	family	family	NOUN
ejif-2115	252	22	takaful	takaful	ADJ
ejif-2115	252	23	)	)	PUNCT
ejif-2115	252	24	.	.	PUNCT
ejif-2115	253	1	malaysian	malaysian	ADJ
ejif-2115	253	2	journal	journal	PROPN
ejif-2115	253	3	of	of	ADP
ejif-2115	253	4	applied	apply	VERB
ejif-2115	253	5	sciences	science	NOUN
ejif-2115	253	6	,	,	PUNCT
ejif-2115	253	7	1(2	1(2	NUM
ejif-2115	253	8	)	)	PUNCT
ejif-2115	253	9	,	,	PUNCT
ejif-2115	253	10	41	41	NUM
ejif-2115	253	11	-	-	SYM
ejif-2115	253	12	51	51	NUM
ejif-2115	253	13	.	.	PUNCT
ejif-2115	254	1	[	[	X
ejif-2115	254	2	38	38	NUM
ejif-2115	254	3	]	]	PUNCT
ejif-2115	254	4	.	.	PUNCT
ejif-2115	255	1	shah	shah	PROPN
ejif-2115	255	2	,	,	PUNCT
ejif-2115	255	3	s.	s.	PROPN
ejif-2115	255	4	a.	a.	PROPN
ejif-2115	255	5	a.	a.	PROPN
ejif-2115	255	6	,	,	PUNCT
ejif-2115	255	7	&	&	CCONJ
ejif-2115	255	8	masood	masood	PROPN
ejif-2115	255	9	,	,	PUNCT
ejif-2115	255	10	o.	o.	NOUN
ejif-2115	255	11	(	(	PUNCT
ejif-2115	255	12	2017	2017	NUM
ejif-2115	255	13	)	)	PUNCT
ejif-2115	255	14	.	.	PUNCT
ejif-2115	256	1	input	input	NOUN
ejif-2115	256	2	efficiency	efficiency	NOUN
ejif-2115	256	3	of	of	ADP
ejif-2115	256	4	financial	financial	ADJ
ejif-2115	256	5	services	service	NOUN
ejif-2115	256	6	sector	sector	NOUN
ejif-2115	256	7	:	:	PUNCT
ejif-2115	256	8	a	a	DET
ejif-2115	256	9	non	non	ADJ
ejif-2115	256	10	-	-	ADJ
ejif-2115	256	11	parametric	parametric	ADJ
ejif-2115	256	12	analysis	analysis	NOUN
ejif-2115	256	13	of	of	ADP
ejif-2115	256	14	banking	banking	NOUN
ejif-2115	256	15	and	and	CCONJ
ejif-2115	256	16	insurance	insurance	NOUN
ejif-2115	256	17	sectors	sector	NOUN
ejif-2115	256	18	of	of	ADP
ejif-2115	256	19	pakistan	pakistan	PROPN
ejif-2115	256	20	.	.	PUNCT
ejif-2115	257	1	european	european	PROPN
ejif-2115	257	2	journal	journal	PROPN
ejif-2115	257	3	of	of	ADP
ejif-2115	257	4	islamic	islamic	PROPN
ejif-2115	257	5	finance	finance	PROPN
ejif-2115	257	6	,	,	PUNCT
ejif-2115	257	7	(	(	PUNCT
ejif-2115	257	8	6	6	NUM
ejif-2115	257	9	)	)	PUNCT
ejif-2115	257	10	.	.	PUNCT
ejif-2115	258	1	[	[	X
ejif-2115	258	2	39	39	NUM
ejif-2115	258	3	]	]	PUNCT
ejif-2115	258	4	.	.	PUNCT
ejif-2115	259	1	shamsuddin	shamsuddin	VERB
ejif-2115	259	2	,	,	PUNCT
ejif-2115	259	3	n.	n.	PROPN
ejif-2115	259	4	e.	e.	PROPN
ejif-2115	259	5	,	,	PUNCT
ejif-2115	259	6	eng	eng	PROPN
ejif-2115	259	7	,	,	PUNCT
ejif-2115	259	8	t.	t.	PROPN
ejif-2115	259	9	h.	h.	PROPN
ejif-2115	259	10	,	,	PUNCT
ejif-2115	259	11	&	&	CCONJ
ejif-2115	259	12	lajim	lajim	PROPN
ejif-2115	259	13	,	,	PUNCT
ejif-2115	259	14	s.	s.	PROPN
ejif-2115	259	15	f.	f.	PROPN
ejif-2115	259	16	(	(	PUNCT
ejif-2115	259	17	2016	2016	NUM
ejif-2115	259	18	)	)	PUNCT
ejif-2115	259	19	.	.	PUNCT
ejif-2115	260	1	the	the	DET
ejif-2115	260	2	preferences	preference	NOUN
ejif-2115	260	3	of	of	ADP
ejif-2115	260	4	the	the	DET
ejif-2115	260	5	muslim	muslim	ADJ
ejif-2115	260	6	consumers	consumer	NOUN
ejif-2115	260	7	between	between	ADP
ejif-2115	260	8	takaful	takaful	ADJ
ejif-2115	260	9	and	and	CCONJ
ejif-2115	260	10	conventional	conventional	ADJ
ejif-2115	260	11	policy	policy	NOUN
ejif-2115	260	12	:	:	PUNCT
ejif-2115	260	13	a	a	DET
ejif-2115	260	14	study	study	NOUN
ejif-2115	260	15	on	on	ADP
ejif-2115	260	16	motor	motor	NOUN
ejif-2115	260	17	insurance	insurance	NOUN
ejif-2115	260	18	consumers	consumer	NOUN
ejif-2115	260	19	.	.	PUNCT
ejif-2115	261	1	in	in	ADP
ejif-2115	261	2	regional	regional	ADJ
ejif-2115	261	3	conference	conference	NOUN
ejif-2115	261	4	on	on	ADP
ejif-2115	261	5	science	science	NOUN
ejif-2115	261	6	,	,	PUNCT
ejif-2115	261	7	technology	technology	NOUN
ejif-2115	261	8	and	and	CCONJ
ejif-2115	261	9	social	social	ADJ
ejif-2115	261	10	sciences	science	NOUN
ejif-2115	261	11	(	(	PUNCT
ejif-2115	261	12	rcstss	rcstss	NOUN
ejif-2115	261	13	2014	2014	NUM
ejif-2115	261	14	)	)	PUNCT
ejif-2115	261	15	(	(	PUNCT
ejif-2115	261	16	pp	pp	NOUN
ejif-2115	261	17	.	.	PUNCT
ejif-2115	261	18	225	225	NUM
ejif-2115	261	19	-	-	SYM
ejif-2115	261	20	236	236	NUM
ejif-2115	261	21	)	)	PUNCT
ejif-2115	261	22	.	.	PUNCT
ejif-2115	262	1	springer	springer	PROPN
ejif-2115	262	2	singapore	singapore	PROPN
ejif-2115	262	3	.	.	PUNCT
ejif-2115	263	1	[	[	X
ejif-2115	263	2	40	40	NUM
ejif-2115	263	3	]	]	PUNCT
ejif-2115	263	4	.	.	PUNCT
ejif-2115	264	1	sherif	sherif	PROPN
ejif-2115	264	2	,	,	PUNCT
ejif-2115	264	3	m.	m.	NOUN
ejif-2115	264	4	,	,	PUNCT
ejif-2115	264	5	&	&	CCONJ
ejif-2115	264	6	azlina	azlina	PROPN
ejif-2115	264	7	shaairi	shaairi	PROPN
ejif-2115	264	8	,	,	PUNCT
ejif-2115	264	9	n.	n.	PROPN
ejif-2115	264	10	(	(	PUNCT
ejif-2115	264	11	2013	2013	NUM
ejif-2115	264	12	)	)	PUNCT
ejif-2115	264	13	.	.	PUNCT
ejif-2115	265	1	determinants	determinant	NOUN
ejif-2115	265	2	of	of	ADP
ejif-2115	265	3	demand	demand	NOUN
ejif-2115	265	4	on	on	ADP
ejif-2115	265	5	family	family	NOUN
ejif-2115	265	6	takaful	takaful	ADJ
ejif-2115	265	7	in	in	ADP
ejif-2115	265	8	malaysia	malaysia	PROPN
ejif-2115	265	9	.	.	PUNCT
ejif-2115	266	1	journal	journal	PROPN
ejif-2115	266	2	of	of	ADP
ejif-2115	266	3	islamic	islamic	PROPN
ejif-2115	266	4	accounting	accounting	PROPN
ejif-2115	266	5	and	and	CCONJ
ejif-2115	266	6	business	business	NOUN
ejif-2115	266	7	research	research	NOUN
ejif-2115	266	8	,	,	PUNCT
ejif-2115	266	9	4(1	4(1	NOUN
ejif-2115	266	10	)	)	PUNCT
ejif-2115	266	11	,	,	PUNCT
ejif-2115	266	12	26	26	NUM
ejif-2115	266	13	-	-	SYM
ejif-2115	266	14	50	50	NUM
ejif-2115	266	15	.	.	PUNCT
ejif-2115	267	1	[	[	X
ejif-2115	267	2	41	41	NUM
ejif-2115	267	3	]	]	PUNCT
ejif-2115	267	4	.	.	PUNCT
ejif-2115	268	1	yusofa	yusofa	PROPN
ejif-2115	268	2	,	,	PUNCT
ejif-2115	268	3	a.	a.	PROPN
ejif-2115	268	4	y.	y.	PROPN
ejif-2115	268	5	,	,	PUNCT
ejif-2115	268	6	laub	laub	PROPN
ejif-2115	268	7	,	,	PUNCT
ejif-2115	268	8	w.	w.	PROPN
ejif-2115	268	9	y.	y.	PROPN
ejif-2115	268	10	,	,	PUNCT
ejif-2115	268	11	&	&	CCONJ
ejif-2115	268	12	osmanc	osmanc	PROPN
ejif-2115	268	13	,	,	PUNCT
ejif-2115	268	14	a.	a.	PROPN
ejif-2115	268	15	f.	f.	PROPN
ejif-2115	268	16	(	(	PUNCT
ejif-2115	268	17	2016	2016	NUM
ejif-2115	268	18	)	)	PUNCT
ejif-2115	268	19	.	.	PUNCT
ejif-2115	269	1	a	a	DET
ejif-2115	269	2	critical	critical	ADJ
ejif-2115	269	3	analysis	analysis	NOUN
ejif-2115	269	4	of	of	ADP
ejif-2115	269	5	the	the	DET
ejif-2115	269	6	malaysian	malaysian	ADJ
ejif-2115	269	7	risk	risk	NOUN
ejif-2115	269	8	-	-	PUNCT
ejif-2115	269	9	based	base	VERB
ejif-2115	269	10	capital	capital	NOUN
ejif-2115	269	11	framework	framework	NOUN
ejif-2115	269	12	:	:	PUNCT
ejif-2115	269	13	a	a	DET
ejif-2115	269	14	comparison	comparison	NOUN
ejif-2115	269	15	between	between	ADP
ejif-2115	269	16	general	general	ADJ
ejif-2115	269	17	insurance	insurance	NOUN
ejif-2115	269	18	and	and	CCONJ
ejif-2115	269	19	takaful	takaful	ADJ
ejif-2115	269	20	.	.	PUNCT
ejif-2115	270	1	institutions	institution	NOUN
ejif-2115	270	2	and	and	CCONJ
ejif-2115	270	3	economies	economy	NOUN
ejif-2115	270	4	,	,	PUNCT
ejif-2115	270	5	8(4	8(4	NUM
ejif-2115	270	6	)	)	PUNCT
ejif-2115	270	7	.	.	PUNCT
ejif-2115	271	1	ejif	ejif	PROPN
ejif-2115	271	2	–	–	PUNCT
ejif-2115	271	3	european	european	PROPN
ejif-2115	271	4	journal	journal	PROPN
ejif-2115	271	5	of	of	ADP
ejif-2115	271	6	islamic	islamic	PROPN
ejif-2115	271	7	finance	finance	PROPN
ejif-2115	271	8	editorial	editorial	ADJ
ejif-2115	271	9	team	team	NOUN
ejif-2115	271	10	editor	editor	NOUN
ejif-2115	271	11	in	in	ADP
ejif-2115	271	12	chief	chief	ADJ
ejif-2115	271	13	prof	prof	NOUN
ejif-2115	271	14	.	.	PUNCT
ejif-2115	271	15	paolo	paolo	PROPN
ejif-2115	271	16	pietro	pietro	PROPN
ejif-2115	271	17	biancone	biancone	NOUN
ejif-2115	271	18	,	,	PUNCT
ejif-2115	271	19	university	university	PROPN
ejif-2115	271	20	of	of	ADP
ejif-2115	271	21	turin	turin	PROPN
ejif-2115	271	22	,	,	PUNCT
ejif-2115	271	23	italy	italy	PROPN
ejif-2115	271	24	editorial	editorial	PROPN
ejif-2115	271	25	board	board	PROPN
ejif-2115	271	26	prof	prof	PROPN
ejif-2115	271	27	.	.	PUNCT
ejif-2115	272	1	dian	dian	PROPN
ejif-2115	272	2	masyita	masyita	PROPN
ejif-2115	272	3	,	,	PUNCT
ejif-2115	272	4	university	university	NOUN
ejif-2115	272	5	of	of	ADP
ejif-2115	272	6	padjadjaran	padjadjaran	PROPN
ejif-2115	272	7	,	,	PUNCT
ejif-2115	272	8	indonesia	indonesia	PROPN
ejif-2115	272	9	prof	prof	PROPN
ejif-2115	272	10	.	.	PUNCT
ejif-2115	273	1	abdulazeem	abdulazeem	PROPN
ejif-2115	273	2	abozaid	abozaid	PROPN
ejif-2115	273	3	,	,	PUNCT
ejif-2115	273	4	qatar	qatar	PROPN
ejif-2115	273	5	faculty	faculty	NOUN
ejif-2115	273	6	of	of	ADP
ejif-2115	273	7	islamic	islamic	ADJ
ejif-2115	273	8	studies	study	NOUN
ejif-2115	273	9	–	–	PUNCT
ejif-2115	273	10	qatar	qatar	PROPN
ejif-2115	273	11	prof	prof	NOUN
ejif-2115	273	12	.	.	PUNCT
ejif-2115	274	1	ahmad	ahmad	PROPN
ejif-2115	274	2	aref	aref	PROPN
ejif-2115	274	3	almazari	almazari	PROPN
ejif-2115	274	4	,	,	PUNCT
ejif-2115	274	5	king	king	PROPN
ejif-2115	274	6	saud	saud	PROPN
ejif-2115	274	7	university	university	PROPN
ejif-2115	274	8	,	,	PUNCT
ejif-2115	274	9	saudi	saudi	PROPN
ejif-2115	274	10	arabia	arabia	PROPN
ejif-2115	274	11	prof	prof	PROPN
ejif-2115	274	12	.	.	PUNCT
ejif-2115	275	1	nidal	nidal	PROPN
ejif-2115	275	2	a.	a.	PROPN
ejif-2115	275	3	alsayyed	alsayye	VERB
ejif-2115	275	4	,	,	PUNCT
ejif-2115	275	5	inayah	inayah	VERB
ejif-2115	275	6	islamic	islamic	PROPN
ejif-2115	275	7	finance	finance	PROPN
ejif-2115	275	8	research	research	PROPN
ejif-2115	275	9	institute	institute	PROPN
ejif-2115	275	10	,	,	PUNCT
ejif-2115	275	11	usa	usa	PROPN
ejif-2115	275	12	prof	prof	PROPN
ejif-2115	275	13	.	.	PUNCT
ejif-2115	276	1	roberta	roberta	PROPN
ejif-2115	276	2	aluffi	aluffi	PROPN
ejif-2115	276	3	,	,	PUNCT
ejif-2115	276	4	university	university	PROPN
ejif-2115	276	5	of	of	ADP
ejif-2115	276	6	turin	turin	PROPN
ejif-2115	276	7	italy	italy	PROPN
ejif-2115	276	8	prof	prof	PROPN
ejif-2115	276	9	.	.	PUNCT
ejif-2115	277	1	ghassen	ghassen	PROPN
ejif-2115	277	2	bouslama	bouslama	PROPN
ejif-2115	277	3	,	,	PUNCT
ejif-2115	277	4	neoma	neoma	PROPN
ejif-2115	277	5	business	business	PROPN
ejif-2115	277	6	school	school	PROPN
ejif-2115	277	7	campus	campus	NOUN
ejif-2115	277	8	de	de	X
ejif-2115	277	9	reims	reims	X
ejif-2115	277	10	,	,	PUNCT
ejif-2115	277	11	france	france	PROPN
ejif-2115	277	12	prof	prof	PROPN
ejif-2115	277	13	.	.	PUNCT
ejif-2115	278	1	nazam	nazam	PROPN
ejif-2115	278	2	dzolkarnaini	dzolkarnaini	PROPN
ejif-2115	278	3	,	,	PUNCT
ejif-2115	278	4	salford	salford	PROPN
ejif-2115	278	5	university	university	PROPN
ejif-2115	278	6	,	,	PUNCT
ejif-2115	278	7	uk	uk	PROPN
ejif-2115	278	8	prof	prof	PROPN
ejif-2115	278	9	.	.	PUNCT
ejif-2115	279	1	kabir	kabir	PROPN
ejif-2115	279	2	hassan	hassan	PROPN
ejif-2115	279	3	,	,	PUNCT
ejif-2115	279	4	university	university	NOUN
ejif-2115	279	5	of	of	ADP
ejif-2115	279	6	new	new	PROPN
ejif-2115	279	7	orleans	orleans	PROPN
ejif-2115	279	8	,	,	PUNCT
ejif-2115	279	9	usa	usa	PROPN
ejif-2115	279	10	prof	prof	PROPN
ejif-2115	279	11	.	.	PUNCT
ejif-2115	280	1	khaled	khaled	PROPN
ejif-2115	280	2	hussainey	hussainey	PROPN
ejif-2115	280	3	,	,	PUNCT
ejif-2115	280	4	university	university	NOUN
ejif-2115	280	5	of	of	ADP
ejif-2115	280	6	plymouth	plymouth	PROPN
ejif-2115	280	7	,	,	PUNCT
ejif-2115	280	8	uk	uk	PROPN
ejif-2115	280	9	prof	prof	PROPN
ejif-2115	280	10	.	.	PUNCT
ejif-2115	281	1	rifki	rifki	PROPN
ejif-2115	281	2	ismal	ismal	NOUN
ejif-2115	281	3	,	,	PUNCT
ejif-2115	281	4	university	university	NOUN
ejif-2115	281	5	of	of	ADP
ejif-2115	281	6	indonesia	indonesia	PROPN
ejif-2115	281	7	prof	prof	PROPN
ejif-2115	281	8	.	.	PUNCT
ejif-2115	282	1	tariqullah	tariqullah	PROPN
ejif-2115	282	2	khan	khan	PROPN
ejif-2115	282	3	,	,	PUNCT
ejif-2115	282	4	hamad	hamad	PROPN
ejif-2115	282	5	bin	bin	PROPN
ejif-2115	282	6	khalifa	khalifa	PROPN
ejif-2115	282	7	university	university	PROPN
ejif-2115	282	8	,	,	PUNCT
ejif-2115	282	9	qatar	qatar	PROPN
ejif-2115	282	10	prof	prof	PROPN
ejif-2115	282	11	.	.	PROPN
ejif-2115	283	1	ali	ali	PROPN
ejif-2115	283	2	khorshid	khorshid	PROPN
ejif-2115	283	3	,	,	PUNCT
ejif-2115	283	4	icma	icma	NOUN
ejif-2115	283	5	centre	centre	NOUN
ejif-2115	283	6	reading	read	VERB
ejif-2115	283	7	university	university	PROPN
ejif-2115	283	8	uk	uk	PROPN
ejif-2115	283	9	prof	prof	PROPN
ejif-2115	283	10	.	.	PUNCT
ejif-2115	284	1	amir	amir	PROPN
ejif-2115	284	2	kia	kia	PROPN
ejif-2115	284	3	,	,	PUNCT
ejif-2115	284	4	utah	utah	PROPN
ejif-2115	284	5	valley	valley	PROPN
ejif-2115	284	6	university	university	PROPN
ejif-2115	284	7	,	,	PUNCT
ejif-2115	284	8	usa	usa	PROPN
ejif-2115	284	9	prof	prof	PROPN
ejif-2115	284	10	.	.	PUNCT
ejif-2115	285	1	laurent	laurent	PROPN
ejif-2115	285	2	marliere	marliere	ADV
ejif-2115	285	3	,	,	PUNCT
ejif-2115	285	4	université	université	PROPN
ejif-2115	285	5	paris	paris	PROPN
ejif-2115	285	6	-	-	PUNCT
ejif-2115	285	7	dauphine	dauphine	PROPN
ejif-2115	285	8	france	france	PROPN
ejif-2115	285	9	prof	prof	PROPN
ejif-2115	285	10	.	.	PUNCT
ejif-2115	286	1	federica	federica	PROPN
ejif-2115	286	2	miglietta	miglietta	PROPN
ejif-2115	286	3	,	,	PUNCT
ejif-2115	286	4	university	university	NOUN
ejif-2115	286	5	of	of	ADP
ejif-2115	286	6	bari	bari	PROPN
ejif-2115	286	7	italy	italy	PROPN
ejif-2115	286	8	prof	prof	PROPN
ejif-2115	286	9	.	.	PUNCT
ejif-2115	287	1	hakim	hakim	PROPN
ejif-2115	287	2	ben	ben	PROPN
ejif-2115	287	3	othman	othman	PROPN
ejif-2115	287	4	,	,	PUNCT
ejif-2115	287	5	university	university	PROPN
ejif-2115	287	6	of	of	ADP
ejif-2115	287	7	tunis	tunis	PROPN
ejif-2115	287	8	tunisia	tunisia	PROPN
ejif-2115	287	9	prof	prof	PROPN
ejif-2115	287	10	.	.	PUNCT
ejif-2115	288	1	mohamed	mohamed	PROPN
ejif-2115	288	2	ramady	ramady	PROPN
ejif-2115	288	3	,	,	PUNCT
ejif-2115	288	4	king	king	PROPN
ejif-2115	288	5	fahd	fahd	PROPN
ejif-2115	288	6	university	university	PROPN
ejif-2115	288	7	of	of	ADP
ejif-2115	288	8	petroleum	petroleum	NOUN
ejif-2115	288	9	and	and	CCONJ
ejif-2115	288	10	minerals	mineral	NOUN
ejif-2115	288	11	,	,	PUNCT
ejif-2115	289	1	saudi	saudi	PROPN
ejif-2115	289	2	arabia	arabia	PROPN
ejif-2115	289	3	prof	prof	PROPN
ejif-2115	289	4	.	.	PROPN
ejif-2115	289	5	mamunur	mamunur	PROPN
ejif-2115	289	6	rashid	rashid	PROPN
ejif-2115	289	7	,	,	PUNCT
ejif-2115	289	8	nottingham	nottingham	PROPN
ejif-2115	289	9	university	university	PROPN
ejif-2115	289	10	,	,	PUNCT
ejif-2115	289	11	malaysia	malaysia	PROPN
ejif-2115	289	12	prof	prof	PROPN
ejif-2115	289	13	.	.	PUNCT
ejif-2115	290	1	younes	younes	PROPN
ejif-2115	290	2	soualhi	soualhi	PROPN
ejif-2115	290	3	,	,	PUNCT
ejif-2115	290	4	international	international	PROPN
ejif-2115	290	5	islamic	islamic	PROPN
ejif-2115	290	6	university	university	PROPN
ejif-2115	290	7	malaysia	malaysia	PROPN
ejif-2115	290	8	prof	prof	PROPN
ejif-2115	290	9	.	.	PUNCT
ejif-2115	291	1	laurent	laurent	PROPN
ejif-2115	291	2	weill	weill	PROPN
ejif-2115	291	3	,	,	PUNCT
ejif-2115	291	4	university	university	NOUN
ejif-2115	291	5	of	of	ADP
ejif-2115	291	6	strasbourg	strasbourg	PROPN
ejif-2115	291	7	,	,	PUNCT
ejif-2115	291	8	france	france	PROPN
