id	sid	tid	token	lemma	pos
ejif-2513	1	1	paper	paper	NOUN
ejif-2513	1	2	title	title	NOUN
ejif-2513	1	3	(	(	PUNCT
ejif-2513	1	4	use	use	NOUN
ejif-2513	1	5	style	style	NOUN
ejif-2513	1	6	:	:	PUNCT
ejif-2513	1	7	paper	paper	NOUN
ejif-2513	1	8	title	title	NOUN
ejif-2513	1	9	)	)	PUNCT
ejif-2513	1	10	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-2513	1	11	issn	issn	VERB
ejif-2513	1	12	2421	2421	NUM
ejif-2513	1	13	-	-	SYM
ejif-2513	1	14	2172	2172	NUM
ejif-2513	1	15	1	1	NUM
ejif-2513	1	16	the	the	DET
ejif-2513	1	17	displaced	displace	VERB
ejif-2513	1	18	commercial	commercial	ADJ
ejif-2513	1	19	risk	risk	NOUN
ejif-2513	1	20	and	and	CCONJ
ejif-2513	1	21	islamic	islamic	ADJ
ejif-2513	1	22	banks	bank	NOUN
ejif-2513	1	23	laboratory	laboratory	NOUN
ejif-2513	1	24	for	for	ADP
ejif-2513	1	25	entrepreneurship	entrepreneurship	NOUN
ejif-2513	1	26	,	,	PUNCT
ejif-2513	1	27	finance	finance	NOUN
ejif-2513	1	28	and	and	CCONJ
ejif-2513	1	29	audit	audit	NOUN
ejif-2513	1	30	(	(	PUNCT
ejif-2513	1	31	larefa	larefa	NOUN
ejif-2513	1	32	)	)	PUNCT
ejif-2513	1	33	encg	encg	PROPN
ejif-2513	1	34	agadir	agadir	PROPN
ejif-2513	1	35	,	,	PUNCT
ejif-2513	1	36	university	university	NOUN
ejif-2513	1	37	ibn	ibn	PROPN
ejif-2513	1	38	zohr	zohr	NOUN
ejif-2513	1	39	(	(	PUNCT
ejif-2513	1	40	morocco	morocco	PROPN
ejif-2513	1	41	)	)	PUNCT
ejif-2513	1	42	abstract	abstract	NOUN
ejif-2513	1	43	—	—	PUNCT
ejif-2513	1	44	this	this	DET
ejif-2513	1	45	islamic	islamic	ADJ
ejif-2513	1	46	finance	finance	NOUN
ejif-2513	1	47	has	have	AUX
ejif-2513	1	48	attracted	attract	VERB
ejif-2513	1	49	an	an	DET
ejif-2513	1	50	ever	ever	ADV
ejif-2513	1	51	-	-	PUNCT
ejif-2513	1	52	increasing	increase	VERB
ejif-2513	1	53	interest	interest	NOUN
ejif-2513	1	54	over	over	ADP
ejif-2513	1	55	the	the	DET
ejif-2513	1	56	last	last	ADJ
ejif-2513	1	57	forty	forty	NUM
ejif-2513	1	58	years	year	NOUN
ejif-2513	1	59	and	and	CCONJ
ejif-2513	1	60	has	have	AUX
ejif-2513	1	61	undergone	undergo	VERB
ejif-2513	1	62	a	a	DET
ejif-2513	1	63	remarkable	remarkable	ADJ
ejif-2513	1	64	expansion	expansion	NOUN
ejif-2513	1	65	in	in	ADP
ejif-2513	1	66	asset	asset	NOUN
ejif-2513	1	67	value	value	NOUN
ejif-2513	1	68	.	.	PUNCT
ejif-2513	2	1	nevertheless	nevertheless	ADV
ejif-2513	2	2	,	,	PUNCT
ejif-2513	2	3	the	the	DET
ejif-2513	2	4	peculiarity	peculiarity	NOUN
ejif-2513	2	5	of	of	ADP
ejif-2513	2	6	islamic	islamic	ADJ
ejif-2513	2	7	financing	financing	NOUN
ejif-2513	2	8	modes	mode	NOUN
ejif-2513	2	9	proposed	propose	VERB
ejif-2513	2	10	by	by	ADP
ejif-2513	2	11	these	these	DET
ejif-2513	2	12	institutions	institution	NOUN
ejif-2513	2	13	may	may	AUX
ejif-2513	2	14	present	present	VERB
ejif-2513	2	15	certain	certain	ADJ
ejif-2513	2	16	limits	limit	NOUN
ejif-2513	2	17	in	in	ADP
ejif-2513	2	18	their	their	PRON
ejif-2513	2	19	execution	execution	NOUN
ejif-2513	2	20	which	which	PRON
ejif-2513	2	21	exposes	expose	VERB
ejif-2513	2	22	these	these	DET
ejif-2513	2	23	banks	bank	NOUN
ejif-2513	2	24	to	to	ADP
ejif-2513	2	25	risks	risk	NOUN
ejif-2513	2	26	that	that	PRON
ejif-2513	2	27	emanate	emanate	VERB
ejif-2513	2	28	from	from	ADP
ejif-2513	2	29	the	the	DET
ejif-2513	2	30	characteristics	characteristic	NOUN
ejif-2513	2	31	of	of	ADP
ejif-2513	2	32	their	their	PRON
ejif-2513	2	33	particular	particular	ADJ
ejif-2513	2	34	modes	mode	NOUN
ejif-2513	2	35	of	of	ADP
ejif-2513	2	36	operation	operation	NOUN
ejif-2513	2	37	.	.	PUNCT
ejif-2513	3	1	the	the	DET
ejif-2513	3	2	aim	aim	NOUN
ejif-2513	3	3	of	of	ADP
ejif-2513	3	4	our	our	PRON
ejif-2513	3	5	article	article	NOUN
ejif-2513	3	6	is	be	AUX
ejif-2513	3	7	to	to	PART
ejif-2513	3	8	analyze	analyze	VERB
ejif-2513	3	9	the	the	DET
ejif-2513	3	10	main	main	ADJ
ejif-2513	3	11	risk	risk	NOUN
ejif-2513	3	12	specifically	specifically	ADV
ejif-2513	3	13	to	to	ADP
ejif-2513	3	14	islamic	islamic	ADJ
ejif-2513	3	15	financial	financial	ADJ
ejif-2513	3	16	institutions	institution	NOUN
ejif-2513	3	17	namely	namely	ADV
ejif-2513	3	18	the	the	DET
ejif-2513	3	19	displaced	displace	VERB
ejif-2513	3	20	commercial	commercial	ADJ
ejif-2513	3	21	risk	risk	NOUN
ejif-2513	3	22	.	.	PUNCT
ejif-2513	4	1	this	this	DET
ejif-2513	4	2	risk	risk	NOUN
ejif-2513	4	3	arises	arise	VERB
ejif-2513	4	4	from	from	ADP
ejif-2513	4	5	participatory	participatory	ADJ
ejif-2513	4	6	investment	investment	NOUN
ejif-2513	4	7	accounts	account	NOUN
ejif-2513	4	8	.	.	PUNCT
ejif-2513	5	1	in	in	ADP
ejif-2513	5	2	other	other	ADJ
ejif-2513	5	3	words	word	NOUN
ejif-2513	5	4	,	,	PUNCT
ejif-2513	5	5	this	this	DET
ejif-2513	5	6	situation	situation	NOUN
ejif-2513	5	7	occurs	occur	VERB
ejif-2513	5	8	when	when	SCONJ
ejif-2513	5	9	the	the	DET
ejif-2513	5	10	banks	bank	NOUN
ejif-2513	5	11	,	,	PUNCT
ejif-2513	5	12	under	under	ADP
ejif-2513	5	13	pressure	pressure	NOUN
ejif-2513	5	14	from	from	ADP
ejif-2513	5	15	the	the	DET
ejif-2513	5	16	environment	environment	NOUN
ejif-2513	5	17	,	,	PUNCT
ejif-2513	5	18	are	be	AUX
ejif-2513	5	19	forced	force	VERB
ejif-2513	5	20	to	to	PART
ejif-2513	5	21	give	give	VERB
ejif-2513	5	22	up	up	ADP
ejif-2513	5	23	part	part	NOUN
ejif-2513	5	24	of	of	ADP
ejif-2513	5	25	their	their	PRON
ejif-2513	5	26	profits	profit	NOUN
ejif-2513	5	27	to	to	PART
ejif-2513	5	28	pay	pay	VERB
ejif-2513	5	29	the	the	DET
ejif-2513	5	30	depositors	depositor	NOUN
ejif-2513	5	31	,	,	PUNCT
ejif-2513	5	32	in	in	ADP
ejif-2513	5	33	order	order	NOUN
ejif-2513	5	34	to	to	PART
ejif-2513	5	35	prevent	prevent	VERB
ejif-2513	5	36	massive	massive	ADJ
ejif-2513	5	37	withdrawals	withdrawal	NOUN
ejif-2513	5	38	that	that	PRON
ejif-2513	5	39	can	can	AUX
ejif-2513	5	40	be	be	AUX
ejif-2513	5	41	translated	translate	VERB
ejif-2513	5	42	into	into	ADP
ejif-2513	5	43	a	a	DET
ejif-2513	5	44	liquidity	liquidity	NOUN
ejif-2513	5	45	crisis	crisis	NOUN
ejif-2513	5	46	later	later	ADV
ejif-2513	5	47	.	.	PUNCT
ejif-2513	6	1	in	in	ADP
ejif-2513	6	2	order	order	NOUN
ejif-2513	6	3	to	to	PART
ejif-2513	6	4	avoid	avoid	VERB
ejif-2513	6	5	such	such	DET
ejif-2513	6	6	a	a	DET
ejif-2513	6	7	situation	situation	NOUN
ejif-2513	6	8	,	,	PUNCT
ejif-2513	6	9	islamic	islamic	ADJ
ejif-2513	6	10	banks	bank	NOUN
ejif-2513	6	11	highlight	highlight	VERB
ejif-2513	6	12	income	income	NOUN
ejif-2513	6	13	smoothing	smooth	VERB
ejif-2513	6	14	mechanisms	mechanism	NOUN
ejif-2513	6	15	on	on	ADP
ejif-2513	6	16	participatory	participatory	ADJ
ejif-2513	6	17	investment	investment	NOUN
ejif-2513	6	18	accounts	account	NOUN
ejif-2513	6	19	.	.	PUNCT
ejif-2513	7	1	keywords	keyword	NOUN
ejif-2513	7	2	-	-	PUNCT
ejif-2513	7	3	component	component	NOUN
ejif-2513	7	4	:	:	PUNCT
ejif-2513	7	5	islamic	islamic	ADJ
ejif-2513	7	6	banks	bank	NOUN
ejif-2513	7	7	;	;	PUNCT
ejif-2513	7	8	risk	risk	NOUN
ejif-2513	7	9	;	;	PUNCT
ejif-2513	7	10	participatory	participatory	ADJ
ejif-2513	7	11	investment	investment	NOUN
ejif-2513	7	12	accounts	account	NOUN
ejif-2513	7	13	;	;	PUNCT
ejif-2513	7	14	competition	competition	NOUN
ejif-2513	7	15	.	.	PUNCT
ejif-2513	8	1	i.	i.	PROPN
ejif-2513	8	2	introduction	introduction	NOUN
ejif-2513	8	3	this	this	DET
ejif-2513	8	4	template	template	NOUN
ejif-2513	8	5	,	,	PUNCT
ejif-2513	8	6	since	since	SCONJ
ejif-2513	8	7	the	the	DET
ejif-2513	8	8	first	first	ADJ
ejif-2513	8	9	experience	experience	NOUN
ejif-2513	8	10	of	of	ADP
ejif-2513	8	11	islamic	islamic	ADJ
ejif-2513	8	12	finance	finance	NOUN
ejif-2513	8	13	in	in	ADP
ejif-2513	8	14	pakistan	pakistan	PROPN
ejif-2513	8	15	in	in	ADP
ejif-2513	8	16	the	the	DET
ejif-2513	8	17	1950s	1950s	NUM
ejif-2513	8	18	,	,	PUNCT
ejif-2513	8	19	followed	follow	VERB
ejif-2513	8	20	by	by	ADP
ejif-2513	8	21	egyptian	egyptian	ADJ
ejif-2513	8	22	experience	experience	NOUN
ejif-2513	8	23	in	in	ADP
ejif-2513	8	24	the	the	DET
ejif-2513	8	25	1960s	1960	NOUN
ejif-2513	8	26	,	,	PUNCT
ejif-2513	8	27	islamic	islamic	ADJ
ejif-2513	8	28	financial	financial	ADJ
ejif-2513	8	29	institutions	institution	NOUN
ejif-2513	8	30	are	be	AUX
ejif-2513	8	31	present	present	ADJ
ejif-2513	8	32	in	in	ADP
ejif-2513	8	33	almost	almost	ADV
ejif-2513	8	34	30	30	NUM
ejif-2513	8	35	countries	country	NOUN
ejif-2513	8	36	with	with	ADP
ejif-2513	8	37	rapid	rapid	ADJ
ejif-2513	8	38	growth	growth	NOUN
ejif-2513	8	39	in	in	ADP
ejif-2513	8	40	the	the	DET
ejif-2513	8	41	arabian	arabian	PROPN
ejif-2513	8	42	gulf	gulf	PROPN
ejif-2513	8	43	countries	country	NOUN
ejif-2513	8	44	persique	persique	VERB
ejif-2513	8	45	(	(	PUNCT
ejif-2513	8	46	65	65	NUM
ejif-2513	8	47	banks	bank	NOUN
ejif-2513	8	48	)	)	PUNCT
ejif-2513	8	49	,	,	PUNCT
ejif-2513	8	50	malaysia	malaysia	PROPN
ejif-2513	8	51	(	(	PUNCT
ejif-2513	8	52	17	17	NUM
ejif-2513	8	53	banks	bank	NOUN
ejif-2513	8	54	)	)	PUNCT
ejif-2513	8	55	and	and	CCONJ
ejif-2513	8	56	the	the	DET
ejif-2513	8	57	united	united	ADJ
ejif-2513	8	58	kingdom	kingdom	PROPN
ejif-2513	8	59	(	(	PUNCT
ejif-2513	8	60	5	5	NUM
ejif-2513	8	61	banks	bank	NOUN
ejif-2513	8	62	)	)	PUNCT
ejif-2513	8	63	.	.	PUNCT
ejif-2513	9	1	thus	thus	ADV
ejif-2513	9	2	,	,	PUNCT
ejif-2513	9	3	the	the	DET
ejif-2513	9	4	amount	amount	NOUN
ejif-2513	9	5	of	of	ADP
ejif-2513	9	6	assets	asset	NOUN
ejif-2513	9	7	held	hold	VERB
ejif-2513	9	8	by	by	ADP
ejif-2513	9	9	these	these	DET
ejif-2513	9	10	banks	bank	NOUN
ejif-2513	9	11	exceeds	exceed	VERB
ejif-2513	9	12	1.650	1.650	NUM
ejif-2513	9	13	billion	billion	NUM
ejif-2513	9	14	dollars	dollar	NOUN
ejif-2513	9	15	[	[	X
ejif-2513	9	16	15	15	NUM
ejif-2513	9	17	]	]	PUNCT
ejif-2513	9	18	with	with	ADP
ejif-2513	9	19	an	an	DET
ejif-2513	9	20	average	average	ADJ
ejif-2513	9	21	annual	annual	ADJ
ejif-2513	9	22	growth	growth	NOUN
ejif-2513	9	23	rate	rate	NOUN
ejif-2513	9	24	of	of	ADP
ejif-2513	9	25	15	15	NUM
ejif-2513	9	26	%	%	NOUN
ejif-2513	9	27	[	[	X
ejif-2513	9	28	14	14	NUM
ejif-2513	9	29	]	]	PUNCT
ejif-2513	9	30	.	.	PUNCT
ejif-2513	10	1	indeed	indeed	ADV
ejif-2513	10	2	,	,	PUNCT
ejif-2513	10	3	according	accord	VERB
ejif-2513	10	4	to	to	ADP
ejif-2513	10	5	al	al	PROPN
ejif-2513	10	6	-	-	PUNCT
ejif-2513	10	7	jarhi	jarhi	PROPN
ejif-2513	10	8	and	and	CCONJ
ejif-2513	10	9	iqbal	iqbal	PROPN
ejif-2513	10	10	(	(	PUNCT
ejif-2513	10	11	2002	2002	NUM
ejif-2513	10	12	)	)	PUNCT
ejif-2513	11	1	[	[	X
ejif-2513	11	2	9	9	NUM
ejif-2513	11	3	]	]	PUNCT
ejif-2513	11	4	,	,	PUNCT
ejif-2513	11	5	the	the	DET
ejif-2513	11	6	islamic	islamic	PROPN
ejif-2513	11	7	bank	bank	PROPN
ejif-2513	11	8	is	be	AUX
ejif-2513	11	9	an	an	DET
ejif-2513	11	10	institution	institution	NOUN
ejif-2513	11	11	that	that	PRON
ejif-2513	11	12	receives	receive	VERB
ejif-2513	11	13	deposits	deposit	NOUN
ejif-2513	11	14	and	and	CCONJ
ejif-2513	11	15	conducts	conduct	VERB
ejif-2513	11	16	all	all	DET
ejif-2513	11	17	banking	banking	NOUN
ejif-2513	11	18	activities	activity	NOUN
ejif-2513	11	19	except	except	SCONJ
ejif-2513	11	20	the	the	DET
ejif-2513	11	21	interestbearing	interestbeare	VERB
ejif-2513	11	22	loan	loan	NOUN
ejif-2513	11	23	and	and	CCONJ
ejif-2513	11	24	loan	loan	NOUN
ejif-2513	11	25	operation	operation	NOUN
ejif-2513	11	26	.	.	PUNCT
ejif-2513	12	1	while	while	SCONJ
ejif-2513	12	2	these	these	DET
ejif-2513	12	3	banks	bank	NOUN
ejif-2513	12	4	,	,	PUNCT
ejif-2513	12	5	like	like	ADP
ejif-2513	12	6	conventional	conventional	ADJ
ejif-2513	12	7	banks	bank	NOUN
ejif-2513	12	8	,	,	PUNCT
ejif-2513	12	9	rely	rely	VERB
ejif-2513	12	10	on	on	ADP
ejif-2513	12	11	their	their	PRON
ejif-2513	12	12	financial	financial	ADJ
ejif-2513	12	13	intermediation	intermediation	NOUN
ejif-2513	12	14	business	business	NOUN
ejif-2513	12	15	models	model	NOUN
ejif-2513	12	16	by	by	ADP
ejif-2513	12	17	collecting	collect	VERB
ejif-2513	12	18	deposits	deposit	NOUN
ejif-2513	12	19	and	and	CCONJ
ejif-2513	12	20	distributing	distribute	VERB
ejif-2513	12	21	credits	credit	NOUN
ejif-2513	12	22	.	.	PUNCT
ejif-2513	13	1	however	however	ADV
ejif-2513	13	2	,	,	PUNCT
ejif-2513	13	3	islamic	islamic	ADJ
ejif-2513	13	4	banks	bank	NOUN
ejif-2513	13	5	have	have	VERB
ejif-2513	13	6	a	a	DET
ejif-2513	13	7	number	number	NOUN
ejif-2513	13	8	of	of	ADP
ejif-2513	13	9	notable	notable	ADJ
ejif-2513	13	10	differences	difference	NOUN
ejif-2513	13	11	with	with	ADP
ejif-2513	13	12	conventional	conventional	ADJ
ejif-2513	13	13	banks	bank	NOUN
ejif-2513	13	14	which	which	PRON
ejif-2513	13	15	explains	explain	VERB
ejif-2513	13	16	their	their	PRON
ejif-2513	13	17	existence	existence	NOUN
ejif-2513	13	18	[	[	X
ejif-2513	13	19	6	6	NUM
ejif-2513	13	20	]	]	PUNCT
ejif-2513	13	21	.	.	PUNCT
ejif-2513	14	1	these	these	DET
ejif-2513	14	2	banks	bank	NOUN
ejif-2513	14	3	then	then	ADV
ejif-2513	14	4	proceed	proceed	VERB
ejif-2513	14	5	to	to	ADP
ejif-2513	14	6	the	the	DET
ejif-2513	14	7	collection	collection	NOUN
ejif-2513	14	8	of	of	ADP
ejif-2513	14	9	funds	fund	NOUN
ejif-2513	14	10	and	and	CCONJ
ejif-2513	14	11	their	their	PRON
ejif-2513	14	12	reallocation	reallocation	NOUN
ejif-2513	14	13	by	by	ADP
ejif-2513	14	14	making	make	VERB
ejif-2513	14	15	investments	investment	NOUN
ejif-2513	14	16	in	in	ADP
ejif-2513	14	17	the	the	DET
ejif-2513	14	18	framework	framework	NOUN
ejif-2513	14	19	of	of	ADP
ejif-2513	14	20	the	the	DET
ejif-2513	14	21	shari'ah	shari'ah	NOUN
ejif-2513	14	22	.	.	PUNCT
ejif-2513	15	1	as	as	ADP
ejif-2513	15	2	a	a	DET
ejif-2513	15	3	result	result	NOUN
ejif-2513	15	4	,	,	PUNCT
ejif-2513	15	5	islamic	islamic	ADJ
ejif-2513	15	6	banks	bank	NOUN
ejif-2513	15	7	have	have	VERB
ejif-2513	15	8	a	a	DET
ejif-2513	15	9	different	different	ADJ
ejif-2513	15	10	understanding	understanding	NOUN
ejif-2513	15	11	of	of	ADP
ejif-2513	15	12	financial	financial	ADJ
ejif-2513	15	13	intermediation	intermediation	NOUN
ejif-2513	15	14	as	as	ADP
ejif-2513	15	15	the	the	DET
ejif-2513	15	16	denial	denial	NOUN
ejif-2513	15	17	of	of	ADP
ejif-2513	15	18	usury	usury	NOUN
ejif-2513	15	19	in	in	ADP
ejif-2513	15	20	transactions	transaction	NOUN
ejif-2513	15	21	is	be	AUX
ejif-2513	15	22	a	a	DET
ejif-2513	15	23	key	key	ADJ
ejif-2513	15	24	pillar	pillar	NOUN
ejif-2513	15	25	in	in	ADP
ejif-2513	15	26	the	the	DET
ejif-2513	15	27	work	work	NOUN
ejif-2513	15	28	of	of	ADP
ejif-2513	15	29	islamic	islamic	ADJ
ejif-2513	15	30	banks	bank	NOUN
ejif-2513	15	31	.	.	PUNCT
ejif-2513	16	1	in	in	ADP
ejif-2513	16	2	this	this	DET
ejif-2513	16	3	context	context	NOUN
ejif-2513	16	4	,	,	PUNCT
ejif-2513	16	5	and	and	CCONJ
ejif-2513	16	6	facing	face	VERB
ejif-2513	16	7	of	of	ADP
ejif-2513	16	8	these	these	DET
ejif-2513	16	9	different	different	ADJ
ejif-2513	16	10	challenges	challenge	NOUN
ejif-2513	16	11	,	,	PUNCT
ejif-2513	16	12	islamic	islamic	ADJ
ejif-2513	16	13	banks	bank	NOUN
ejif-2513	16	14	should	should	AUX
ejif-2513	16	15	be	be	AUX
ejif-2513	16	16	immune	immune	ADJ
ejif-2513	16	17	to	to	ADP
ejif-2513	16	18	the	the	DET
ejif-2513	16	19	interest	interest	NOUN
ejif-2513	16	20	rate	rate	NOUN
ejif-2513	16	21	risk	risk	NOUN
ejif-2513	16	22	.	.	PUNCT
ejif-2513	17	1	that	that	PRON
ejif-2513	17	2	said	say	VERB
ejif-2513	17	3	,	,	PUNCT
ejif-2513	17	4	according	accord	VERB
ejif-2513	17	5	to	to	ADP
ejif-2513	17	6	luis	luis	PROPN
ejif-2513	17	7	miotti	miotti	NOUN
ejif-2513	17	8	and	and	CCONJ
ejif-2513	17	9	dominique	dominique	PROPN
ejif-2513	17	10	plihom	plihom	PROPN
ejif-2513	18	1	[	[	X
ejif-2513	18	2	13	13	NUM
ejif-2513	18	3	]	]	PUNCT
ejif-2513	18	4	:	:	PUNCT
ejif-2513	18	5	«	«	PUNCT
ejif-2513	18	6	interest	interest	NOUN
ejif-2513	18	7	rate	rate	NOUN
ejif-2513	18	8	risk	risk	NOUN
ejif-2513	18	9	is	be	AUX
ejif-2513	18	10	defined	define	VERB
ejif-2513	18	11	as	as	ADP
ejif-2513	18	12	a	a	DET
ejif-2513	18	13	significant	significant	ADJ
ejif-2513	18	14	risk	risk	NOUN
ejif-2513	18	15	that	that	PRON
ejif-2513	18	16	arises	arise	VERB
ejif-2513	18	17	because	because	SCONJ
ejif-2513	18	18	interest	interest	NOUN
ejif-2513	18	19	rates	rate	NOUN
ejif-2513	18	20	can	can	AUX
ejif-2513	18	21	vary	vary	VERB
ejif-2513	18	22	significantly	significantly	ADV
ejif-2513	18	23	over	over	ADP
ejif-2513	18	24	time	time	NOUN
ejif-2513	18	25	,	,	PUNCT
ejif-2513	18	26	while	while	SCONJ
ejif-2513	18	27	banking	banking	NOUN
ejif-2513	18	28	involves	involve	VERB
ejif-2513	18	29	intermediation	intermediation	NOUN
ejif-2513	18	30	that	that	PRON
ejif-2513	18	31	generates	generate	VERB
ejif-2513	18	32	exposure	exposure	NOUN
ejif-2513	18	33	to	to	ADP
ejif-2513	18	34	maturity	maturity	NOUN
ejif-2513	18	35	mismatches	mismatch	NOUN
ejif-2513	18	36	»	»	NOUN
ejif-2513	18	37	.	.	PUNCT
ejif-2513	19	1	it	it	PRON
ejif-2513	19	2	seems	seem	VERB
ejif-2513	19	3	obvious	obvious	ADJ
ejif-2513	19	4	that	that	SCONJ
ejif-2513	19	5	for	for	ADP
ejif-2513	19	6	conventional	conventional	ADJ
ejif-2513	19	7	finance	finance	NOUN
ejif-2513	19	8	,	,	PUNCT
ejif-2513	19	9	interest	interest	NOUN
ejif-2513	19	10	rate	rate	NOUN
ejif-2513	19	11	risks	risk	NOUN
ejif-2513	19	12	are	be	AUX
ejif-2513	19	13	frequent	frequent	ADJ
ejif-2513	19	14	because	because	SCONJ
ejif-2513	19	15	the	the	DET
ejif-2513	19	16	interest	interest	NOUN
ejif-2513	19	17	-	-	PUNCT
ejif-2513	19	18	bearing	bear	VERB
ejif-2513	19	19	loan	loan	NOUN
ejif-2513	19	20	is	be	AUX
ejif-2513	19	21	the	the	DET
ejif-2513	19	22	basis	basis	NOUN
ejif-2513	19	23	of	of	ADP
ejif-2513	19	24	the	the	DET
ejif-2513	19	25	financial	financial	ADJ
ejif-2513	19	26	intermediary	intermediary	ADJ
ejif-2513	19	27	mechanism	mechanism	NOUN
ejif-2513	19	28	.	.	PUNCT
ejif-2513	20	1	however	however	ADV
ejif-2513	20	2	,	,	PUNCT
ejif-2513	20	3	since	since	SCONJ
ejif-2513	20	4	interest	interest	NOUN
ejif-2513	20	5	is	be	AUX
ejif-2513	20	6	prohibited	prohibit	VERB
ejif-2513	20	7	in	in	ADP
ejif-2513	20	8	islamic	islamic	ADJ
ejif-2513	20	9	finance	finance	NOUN
ejif-2513	20	10	,	,	PUNCT
ejif-2513	20	11	does	do	AUX
ejif-2513	20	12	the	the	DET
ejif-2513	20	13	variation	variation	NOUN
ejif-2513	20	14	in	in	ADP
ejif-2513	20	15	the	the	DET
ejif-2513	20	16	interest	interest	NOUN
ejif-2513	20	17	rate	rate	NOUN
ejif-2513	20	18	have	have	VERB
ejif-2513	20	19	a	a	DET
ejif-2513	20	20	direct	direct	ADJ
ejif-2513	20	21	influence	influence	NOUN
ejif-2513	20	22	on	on	ADP
ejif-2513	20	23	the	the	DET
ejif-2513	20	24	performance	performance	NOUN
ejif-2513	20	25	of	of	ADP
ejif-2513	20	26	islamic	islamic	ADJ
ejif-2513	20	27	banks	bank	NOUN
ejif-2513	20	28	?	?	PUNCT
ejif-2513	21	1	indeed	indeed	ADV
ejif-2513	21	2	,	,	PUNCT
ejif-2513	21	3	a	a	DET
ejif-2513	21	4	multitude	multitude	NOUN
ejif-2513	21	5	of	of	ADP
ejif-2513	21	6	empirical	empirical	ADJ
ejif-2513	21	7	studies	study	NOUN
ejif-2513	21	8	carried	carry	VERB
ejif-2513	21	9	out	out	ADP
ejif-2513	21	10	especially	especially	ADV
ejif-2513	21	11	in	in	ADP
ejif-2513	21	12	malaysia	malaysia	PROPN
ejif-2513	21	13	and	and	CCONJ
ejif-2513	21	14	indonesia	indonesia	PROPN
ejif-2513	21	15	explicitly	explicitly	ADV
ejif-2513	21	16	affirm	affirm	VERB
ejif-2513	21	17	the	the	DET
ejif-2513	21	18	exposure	exposure	NOUN
ejif-2513	21	19	of	of	ADP
ejif-2513	21	20	islamic	islamic	ADJ
ejif-2513	21	21	banks	bank	NOUN
ejif-2513	21	22	to	to	ADP
ejif-2513	21	23	the	the	DET
ejif-2513	21	24	risks	risk	NOUN
ejif-2513	21	25	of	of	ADP
ejif-2513	21	26	interest	interest	NOUN
ejif-2513	21	27	.	.	PUNCT
ejif-2513	22	1	the	the	DET
ejif-2513	22	2	first	first	ADJ
ejif-2513	22	3	study	study	NOUN
ejif-2513	22	4	is	be	AUX
ejif-2513	22	5	conducted	conduct	VERB
ejif-2513	22	6	in	in	ADP
ejif-2513	22	7	malaysia	malaysia	PROPN
ejif-2513	22	8	for	for	ADP
ejif-2513	22	9	the	the	DET
ejif-2513	22	10	period	period	NOUN
ejif-2513	22	11	between	between	ADP
ejif-2513	22	12	1999	1999	NUM
ejif-2513	22	13	and	and	CCONJ
ejif-2513	22	14	2006	2006	NUM
ejif-2513	22	15	through	through	ADP
ejif-2513	22	16	which	which	PRON
ejif-2513	22	17	kassim	kassim	PROPN
ejif-2513	22	18	et	et	PROPN
ejif-2513	22	19	al	al	PROPN
ejif-2513	22	20	.	.	PROPN
ejif-2513	23	1	(	(	PUNCT
ejif-2513	23	2	2009	2009	NUM
ejif-2513	23	3	)	)	PUNCT
ejif-2513	24	1	[	[	X
ejif-2513	24	2	11	11	NUM
ejif-2513	24	3	]	]	PUNCT
ejif-2513	24	4	demonstrate	demonstrate	VERB
ejif-2513	24	5	that	that	SCONJ
ejif-2513	24	6	islamic	islamic	ADJ
ejif-2513	24	7	banks	bank	NOUN
ejif-2513	24	8	are	be	AUX
ejif-2513	24	9	more	more	ADV
ejif-2513	24	10	sensitive	sensitive	ADJ
ejif-2513	24	11	to	to	ADP
ejif-2513	24	12	changes	change	NOUN
ejif-2513	24	13	in	in	ADP
ejif-2513	24	14	monetary	monetary	ADJ
ejif-2513	24	15	policy	policy	NOUN
ejif-2513	24	16	than	than	ADP
ejif-2513	24	17	conventional	conventional	ADJ
ejif-2513	24	18	banks	bank	NOUN
ejif-2513	24	19	.	.	PUNCT
ejif-2513	25	1	for	for	ADP
ejif-2513	25	2	these	these	DET
ejif-2513	25	3	authors	author	NOUN
ejif-2513	25	4	,	,	PUNCT
ejif-2513	25	5	the	the	DET
ejif-2513	25	6	fluctuation	fluctuation	NOUN
ejif-2513	25	7	of	of	ADP
ejif-2513	25	8	interest	interest	NOUN
ejif-2513	25	9	rates	rate	NOUN
ejif-2513	25	10	on	on	ADP
ejif-2513	25	11	conventional	conventional	ADJ
ejif-2513	25	12	deposits	deposit	NOUN
ejif-2513	25	13	causes	cause	VERB
ejif-2513	25	14	the	the	DET
ejif-2513	25	15	variability	variability	NOUN
ejif-2513	25	16	of	of	ADP
ejif-2513	25	17	rates	rate	NOUN
ejif-2513	25	18	of	of	ADP
ejif-2513	25	19	return	return	NOUN
ejif-2513	25	20	on	on	ADP
ejif-2513	25	21	investment	investment	NOUN
ejif-2513	25	22	deposits	deposit	NOUN
ejif-2513	25	23	in	in	ADP
ejif-2513	25	24	islamic	islamic	ADJ
ejif-2513	25	25	banks	bank	NOUN
ejif-2513	25	26	.	.	PUNCT
ejif-2513	26	1	as	as	ADP
ejif-2513	26	2	a	a	DET
ejif-2513	26	3	result	result	NOUN
ejif-2513	26	4	,	,	PUNCT
ejif-2513	26	5	the	the	DET
ejif-2513	26	6	increase	increase	NOUN
ejif-2513	26	7	in	in	ADP
ejif-2513	26	8	interest	interest	NOUN
ejif-2513	26	9	rates	rate	NOUN
ejif-2513	26	10	causes	cause	VERB
ejif-2513	26	11	the	the	DET
ejif-2513	26	12	increase	increase	NOUN
ejif-2513	26	13	in	in	ADP
ejif-2513	26	14	the	the	DET
ejif-2513	26	15	volume	volume	NOUN
ejif-2513	26	16	of	of	ADP
ejif-2513	26	17	conventional	conventional	ADJ
ejif-2513	26	18	deposits	deposit	NOUN
ejif-2513	26	19	and	and	CCONJ
ejif-2513	26	20	the	the	DET
ejif-2513	26	21	decline	decline	NOUN
ejif-2513	26	22	in	in	ADP
ejif-2513	26	23	the	the	DET
ejif-2513	26	24	volume	volume	NOUN
ejif-2513	26	25	of	of	ADP
ejif-2513	26	26	islamic	islamic	ADJ
ejif-2513	26	27	deposits	deposit	NOUN
ejif-2513	26	28	.	.	PUNCT
ejif-2513	27	1	these	these	DET
ejif-2513	27	2	results	result	NOUN
ejif-2513	27	3	seem	seem	VERB
ejif-2513	27	4	consistent	consistent	ADJ
ejif-2513	27	5	with	with	ADP
ejif-2513	27	6	findings	finding	NOUN
ejif-2513	27	7	from	from	ADP
ejif-2513	27	8	other	other	ADJ
ejif-2513	27	9	studies	study	NOUN
ejif-2513	27	10	,	,	PUNCT
ejif-2513	27	11	such	such	ADJ
ejif-2513	27	12	as	as	ADP
ejif-2513	27	13	those	those	PRON
ejif-2513	27	14	conducted	conduct	VERB
ejif-2513	27	15	by	by	ADP
ejif-2513	27	16	kader	kader	PROPN
ejif-2513	27	17	and	and	CCONJ
ejif-2513	27	18	leong	leong	PROPN
ejif-2513	27	19	(	(	PUNCT
ejif-2513	27	20	2009	2009	NUM
ejif-2513	27	21	)	)	PUNCT
ejif-2513	28	1	[	[	X
ejif-2513	28	2	2	2	X
ejif-2513	28	3	]	]	PUNCT
ejif-2513	28	4	and	and	CCONJ
ejif-2513	28	5	haron	haron	PROPN
ejif-2513	28	6	and	and	CCONJ
ejif-2513	28	7	ahmad	ahmad	PROPN
ejif-2513	28	8	(	(	PUNCT
ejif-2513	28	9	2000	2000	NUM
ejif-2513	28	10	)	)	PUNCT
ejif-2513	29	1	[	[	X
ejif-2513	29	2	7	7	X
ejif-2513	29	3	]	]	PUNCT
ejif-2513	29	4	on	on	ADP
ejif-2513	29	5	the	the	DET
ejif-2513	29	6	malaysian	malaysian	ADJ
ejif-2513	29	7	banking	banking	NOUN
ejif-2513	29	8	market	market	NOUN
ejif-2513	29	9	and	and	CCONJ
ejif-2513	29	10	by	by	ADP
ejif-2513	29	11	kasri	kasri	PROPN
ejif-2513	29	12	and	and	CCONJ
ejif-2513	29	13	kassim	kassim	PROPN
ejif-2513	29	14	(	(	PUNCT
ejif-2513	29	15	2009	2009	NUM
ejif-2513	29	16	)	)	PUNCT
ejif-2513	30	1	[	[	X
ejif-2513	30	2	11	11	NUM
ejif-2513	30	3	]	]	PUNCT
ejif-2513	30	4	on	on	ADP
ejif-2513	30	5	the	the	DET
ejif-2513	30	6	case	case	NOUN
ejif-2513	30	7	of	of	ADP
ejif-2513	30	8	indonesian	indonesian	ADJ
ejif-2513	30	9	banking	banking	NOUN
ejif-2513	30	10	market	market	NOUN
ejif-2513	30	11	.	.	PUNCT
ejif-2513	31	1	some	some	DET
ejif-2513	31	2	studies	study	NOUN
ejif-2513	31	3	also	also	ADV
ejif-2513	31	4	show	show	VERB
ejif-2513	31	5	that	that	SCONJ
ejif-2513	31	6	islamic	islamic	ADJ
ejif-2513	31	7	banks	bank	NOUN
ejif-2513	31	8	adjust	adjust	VERB
ejif-2513	31	9	their	their	PRON
ejif-2513	31	10	rates	rate	NOUN
ejif-2513	31	11	of	of	ADP
ejif-2513	31	12	return	return	NOUN
ejif-2513	31	13	up	up	ADP
ejif-2513	31	14	(	(	PUNCT
ejif-2513	31	15	down	down	ADP
ejif-2513	31	16	)	)	PUNCT
ejif-2513	31	17	when	when	SCONJ
ejif-2513	31	18	this	this	DET
ejif-2513	31	19	rate	rate	NOUN
ejif-2513	31	20	is	be	AUX
ejif-2513	31	21	lower	low	ADJ
ejif-2513	31	22	(	(	PUNCT
ejif-2513	31	23	higher	high	ADJ
ejif-2513	31	24	)	)	PUNCT
ejif-2513	31	25	than	than	ADP
ejif-2513	31	26	conventional	conventional	ADJ
ejif-2513	31	27	rates	rate	NOUN
ejif-2513	31	28	.	.	PUNCT
ejif-2513	32	1	the	the	DET
ejif-2513	32	2	purpose	purpose	NOUN
ejif-2513	32	3	of	of	ADP
ejif-2513	32	4	this	this	DET
ejif-2513	32	5	article	article	NOUN
ejif-2513	32	6	is	be	AUX
ejif-2513	32	7	to	to	PART
ejif-2513	32	8	study	study	VERB
ejif-2513	32	9	in	in	ADP
ejif-2513	32	10	detail	detail	NOUN
ejif-2513	32	11	the	the	DET
ejif-2513	32	12	nature	nature	NOUN
ejif-2513	32	13	of	of	ADP
ejif-2513	32	14	the	the	DET
ejif-2513	32	15	risk	risk	NOUN
ejif-2513	32	16	generated	generate	VERB
ejif-2513	32	17	by	by	ADP
ejif-2513	32	18	the	the	DET
ejif-2513	32	19	participative	participative	ADJ
ejif-2513	32	20	investment	investment	NOUN
ejif-2513	32	21	accounts	account	NOUN
ejif-2513	32	22	,	,	PUNCT
ejif-2513	32	23	the	the	DET
ejif-2513	32	24	reasons	reason	NOUN
ejif-2513	32	25	for	for	ADP
ejif-2513	32	26	this	this	DET
ejif-2513	32	27	exposure	exposure	NOUN
ejif-2513	32	28	and	and	CCONJ
ejif-2513	32	29	its	its	PRON
ejif-2513	32	30	impact	impact	NOUN
ejif-2513	32	31	on	on	ADP
ejif-2513	32	32	the	the	DET
ejif-2513	32	33	activity	activity	NOUN
ejif-2513	32	34	of	of	ADP
ejif-2513	32	35	islamic	islamic	ADJ
ejif-2513	32	36	banks	bank	NOUN
ejif-2513	32	37	.	.	PUNCT
ejif-2513	33	1	then	then	ADV
ejif-2513	33	2	we	we	PRON
ejif-2513	33	3	will	will	AUX
ejif-2513	33	4	expose	expose	VERB
ejif-2513	33	5	the	the	DET
ejif-2513	33	6	various	various	ADJ
ejif-2513	33	7	risk	risk	NOUN
ejif-2513	33	8	management	management	NOUN
ejif-2513	33	9	methods	method	NOUN
ejif-2513	33	10	developed	develop	VERB
ejif-2513	33	11	by	by	ADP
ejif-2513	33	12	these	these	DET
ejif-2513	33	13	institutions	institution	NOUN
ejif-2513	33	14	to	to	PART
ejif-2513	33	15	control	control	VERB
ejif-2513	33	16	the	the	DET
ejif-2513	33	17	risk	risk	NOUN
ejif-2513	33	18	associated	associate	VERB
ejif-2513	33	19	with	with	ADP
ejif-2513	33	20	investment	investment	NOUN
ejif-2513	33	21	accounts	account	NOUN
ejif-2513	33	22	.	.	PUNCT
ejif-2513	34	1	s.	s.	PROPN
ejif-2513	34	2	drissi	drissi	PROPN
ejif-2513	34	3	,	,	PUNCT
ejif-2513	34	4	(	(	PUNCT
ejif-2513	34	5	ph.d	ph.d	PROPN
ejif-2513	34	6	student	student	NOUN
ejif-2513	34	7	)	)	PUNCT
ejif-2513	34	8	,	,	PUNCT
ejif-2513	34	9	k.angade	k.angade	PUNCT
ejif-2513	34	10	(	(	PUNCT
ejif-2513	34	11	ph.d	ph.d	PROPN
ejif-2513	34	12	.	.	PUNCT
ejif-2513	34	13	)	)	PUNCT
ejif-2513	35	1	ejif	ejif	PROPN
ejif-2513	35	2	–	–	PUNCT
ejif-2513	35	3	european	european	PROPN
ejif-2513	35	4	journal	journal	PROPN
ejif-2513	35	5	of	of	ADP
ejif-2513	35	6	islamic	islamic	PROPN
ejif-2513	35	7	finance	finance	NOUN
ejif-2513	35	8	no	no	DET
ejif-2513	35	9	9	9	NUM
ejif-2513	35	10	,	,	PUNCT
ejif-2513	35	11	april	april	PROPN
ejif-2513	35	12	(	(	PUNCT
ejif-2513	35	13	2018	2018	NUM
ejif-2513	35	14	)	)	PUNCT
ejif-2513	36	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-2513	36	2	issn	issn	VERB
ejif-2513	36	3	2421	2421	NUM
ejif-2513	36	4	-	-	SYM
ejif-2513	36	5	2172	2172	NUM
ejif-2513	36	6	2	2	NUM
ejif-2513	36	7	ii	ii	NOUN
ejif-2513	36	8	.	.	PUNCT
ejif-2513	37	1	interest	interest	NOUN
ejif-2513	37	2	rate	rate	NOUN
ejif-2513	37	3	identification	identification	NOUN
ejif-2513	37	4	among	among	ADP
ejif-2513	37	5	islamic	islamic	ADJ
ejif-2513	37	6	banks	bank	NOUN
ejif-2513	37	7	with	with	ADP
ejif-2513	37	8	the	the	DET
ejif-2513	37	9	exception	exception	NOUN
ejif-2513	37	10	of	of	ADP
ejif-2513	37	11	iran	iran	PROPN
ejif-2513	37	12	and	and	CCONJ
ejif-2513	37	13	sudan	sudan	PROPN
ejif-2513	37	14	islamic	islamic	PROPN
ejif-2513	37	15	banking	banking	NOUN
ejif-2513	37	16	institutions	institution	NOUN
ejif-2513	37	17	have	have	AUX
ejif-2513	37	18	coexisted	coexist	VERB
ejif-2513	37	19	with	with	ADP
ejif-2513	37	20	conventional	conventional	ADJ
ejif-2513	37	21	banks	bank	NOUN
ejif-2513	37	22	for	for	ADP
ejif-2513	37	23	several	several	ADJ
ejif-2513	37	24	years	year	NOUN
ejif-2513	37	25	.	.	PUNCT
ejif-2513	38	1	the	the	DET
ejif-2513	38	2	former	former	ADJ
ejif-2513	38	3	are	be	AUX
ejif-2513	38	4	based	base	VERB
ejif-2513	38	5	on	on	ADP
ejif-2513	38	6	the	the	DET
ejif-2513	38	7	crowdfunding	crowdfunding	NOUN
ejif-2513	38	8	system	system	NOUN
ejif-2513	38	9	where	where	SCONJ
ejif-2513	38	10	interest	interest	NOUN
ejif-2513	38	11	is	be	AUX
ejif-2513	38	12	prohibited	prohibit	VERB
ejif-2513	38	13	while	while	SCONJ
ejif-2513	38	14	the	the	DET
ejif-2513	38	15	second	second	ADJ
ejif-2513	38	16	on	on	ADP
ejif-2513	38	17	interest	interest	NOUN
ejif-2513	38	18	credit	credit	NOUN
ejif-2513	39	1	[	[	X
ejif-2513	39	2	16	16	NUM
ejif-2513	39	3	]	]	PUNCT
ejif-2513	39	4	.	.	PUNCT
ejif-2513	40	1	nevertheless	nevertheless	ADV
ejif-2513	40	2	,	,	PUNCT
ejif-2513	40	3	the	the	DET
ejif-2513	40	4	duality	duality	NOUN
ejif-2513	40	5	of	of	ADP
ejif-2513	40	6	the	the	DET
ejif-2513	40	7	two	two	NUM
ejif-2513	40	8	systems	system	NOUN
ejif-2513	40	9	faces	face	VERB
ejif-2513	40	10	some	some	DET
ejif-2513	40	11	difficulties	difficulty	NOUN
ejif-2513	40	12	since	since	SCONJ
ejif-2513	40	13	the	the	DET
ejif-2513	40	14	target	target	NOUN
ejif-2513	40	15	clientele	clientele	NOUN
ejif-2513	40	16	of	of	ADP
ejif-2513	40	17	the	the	DET
ejif-2513	40	18	two	two	NUM
ejif-2513	40	19	banks	bank	NOUN
ejif-2513	40	20	remains	remain	VERB
ejif-2513	40	21	common	common	ADJ
ejif-2513	40	22	,	,	PUNCT
ejif-2513	40	23	which	which	PRON
ejif-2513	40	24	constitutes	constitute	VERB
ejif-2513	40	25	a	a	DET
ejif-2513	40	26	belt	belt	NOUN
ejif-2513	40	27	of	of	ADP
ejif-2513	40	28	transmissions	transmission	NOUN
ejif-2513	40	29	between	between	ADP
ejif-2513	40	30	the	the	DET
ejif-2513	40	31	islamic	islamic	ADJ
ejif-2513	40	32	and	and	CCONJ
ejif-2513	40	33	conventional	conventional	ADJ
ejif-2513	40	34	spheres	sphere	NOUN
ejif-2513	40	35	[	[	X
ejif-2513	40	36	19	19	NUM
ejif-2513	40	37	]	]	PUNCT
ejif-2513	40	38	.	.	PUNCT
ejif-2513	41	1	in	in	ADP
ejif-2513	41	2	other	other	ADJ
ejif-2513	41	3	words	word	NOUN
ejif-2513	41	4	,	,	PUNCT
ejif-2513	41	5	in	in	ADP
ejif-2513	41	6	view	view	NOUN
ejif-2513	41	7	of	of	ADP
ejif-2513	41	8	the	the	DET
ejif-2513	41	9	competitive	competitive	ADJ
ejif-2513	41	10	environment	environment	NOUN
ejif-2513	41	11	in	in	ADP
ejif-2513	41	12	which	which	PRON
ejif-2513	41	13	islamic	islamic	ADJ
ejif-2513	41	14	banks	bank	NOUN
ejif-2513	41	15	operate	operate	VERB
ejif-2513	41	16	,	,	PUNCT
ejif-2513	41	17	customers	customer	NOUN
ejif-2513	41	18	have	have	VERB
ejif-2513	41	19	the	the	DET
ejif-2513	41	20	opportunity	opportunity	NOUN
ejif-2513	41	21	to	to	PART
ejif-2513	41	22	change	change	VERB
ejif-2513	41	23	banks	bank	NOUN
ejif-2513	41	24	easily	easily	ADV
ejif-2513	41	25	in	in	ADP
ejif-2513	41	26	case	case	NOUN
ejif-2513	41	27	of	of	ADP
ejif-2513	41	28	dissatisfaction	dissatisfaction	NOUN
ejif-2513	41	29	.	.	PUNCT
ejif-2513	42	1	moreover	moreover	ADV
ejif-2513	42	2	,	,	PUNCT
ejif-2513	42	3	a	a	DET
ejif-2513	42	4	low	low	ADJ
ejif-2513	42	5	rate	rate	NOUN
ejif-2513	42	6	of	of	ADP
ejif-2513	42	7	return	return	NOUN
ejif-2513	42	8	on	on	ADP
ejif-2513	42	9	the	the	DET
ejif-2513	42	10	participative	participative	ADJ
ejif-2513	42	11	investment	investment	NOUN
ejif-2513	42	12	accounts	account	NOUN
ejif-2513	42	13	could	could	AUX
ejif-2513	42	14	lead	lead	VERB
ejif-2513	42	15	to	to	ADP
ejif-2513	42	16	dissatisfaction	dissatisfaction	NOUN
ejif-2513	42	17	among	among	ADP
ejif-2513	42	18	depositors	depositor	NOUN
ejif-2513	42	19	.	.	PUNCT
ejif-2513	43	1	the	the	DET
ejif-2513	43	2	latter	latter	ADJ
ejif-2513	43	3	therefore	therefore	ADV
ejif-2513	43	4	risk	risk	VERB
ejif-2513	43	5	withdrawing	withdraw	VERB
ejif-2513	43	6	their	their	PRON
ejif-2513	43	7	funds	fund	NOUN
ejif-2513	43	8	to	to	PART
ejif-2513	43	9	place	place	VERB
ejif-2513	43	10	them	they	PRON
ejif-2513	43	11	in	in	ADP
ejif-2513	43	12	a	a	DET
ejif-2513	43	13	competing	compete	VERB
ejif-2513	43	14	bank	bank	NOUN
ejif-2513	43	15	,	,	PUNCT
ejif-2513	43	16	thus	thus	ADV
ejif-2513	43	17	seeking	seek	VERB
ejif-2513	43	18	a	a	DET
ejif-2513	43	19	higher	high	ADJ
ejif-2513	43	20	remuneration	remuneration	NOUN
ejif-2513	43	21	on	on	ADP
ejif-2513	43	22	other	other	ADJ
ejif-2513	43	23	alternative	alternative	ADJ
ejif-2513	43	24	investments	investment	NOUN
ejif-2513	43	25	[	[	X
ejif-2513	43	26	18	18	NUM
ejif-2513	43	27	]	]	PUNCT
ejif-2513	43	28	.	.	PUNCT
ejif-2513	44	1	in	in	ADP
ejif-2513	44	2	this	this	DET
ejif-2513	44	3	context	context	NOUN
ejif-2513	44	4	,	,	PUNCT
ejif-2513	44	5	the	the	DET
ejif-2513	44	6	clientele	clientele	NOUN
ejif-2513	44	7	that	that	PRON
ejif-2513	44	8	seeks	seek	VERB
ejif-2513	44	9	to	to	PART
ejif-2513	44	10	maximize	maximize	VERB
ejif-2513	44	11	its	its	PRON
ejif-2513	44	12	gains	gain	NOUN
ejif-2513	44	13	by	by	ADP
ejif-2513	44	14	seeking	seek	VERB
ejif-2513	44	15	to	to	PART
ejif-2513	44	16	arbitrate	arbitrate	VERB
ejif-2513	44	17	between	between	ADP
ejif-2513	44	18	the	the	DET
ejif-2513	44	19	offer	offer	NOUN
ejif-2513	44	20	of	of	ADP
ejif-2513	44	21	conventional	conventional	ADJ
ejif-2513	44	22	banks	bank	NOUN
ejif-2513	44	23	and	and	CCONJ
ejif-2513	44	24	those	those	PRON
ejif-2513	44	25	of	of	ADP
ejif-2513	44	26	islamic	islamic	ADJ
ejif-2513	44	27	banks	bank	NOUN
ejif-2513	44	28	expose	expose	VERB
ejif-2513	44	29	the	the	DET
ejif-2513	44	30	latter	latter	ADJ
ejif-2513	44	31	to	to	ADP
ejif-2513	44	32	the	the	DET
ejif-2513	44	33	displaced	displace	VERB
ejif-2513	44	34	commercial	commercial	ADJ
ejif-2513	44	35	risk	risk	NOUN
ejif-2513	44	36	which	which	PRON
ejif-2513	44	37	mainly	mainly	ADV
ejif-2513	44	38	concerns	concern	VERB
ejif-2513	44	39	the	the	DET
ejif-2513	44	40	management	management	NOUN
ejif-2513	44	41	of	of	ADP
ejif-2513	44	42	non	non	ADJ
ejif-2513	44	43	-	-	ADJ
ejif-2513	44	44	restrictive	restrictive	ADJ
ejif-2513	44	45	participative	participative	ADJ
ejif-2513	44	46	investment	investment	NOUN
ejif-2513	44	47	accounts	account	NOUN
ejif-2513	44	48	.	.	PUNCT
ejif-2513	45	1	thus	thus	ADV
ejif-2513	45	2	,	,	PUNCT
ejif-2513	45	3	the	the	DET
ejif-2513	45	4	islamic	islamic	PROPN
ejif-2513	45	5	bank	bank	PROPN
ejif-2513	45	6	is	be	AUX
ejif-2513	45	7	exposed	expose	VERB
ejif-2513	45	8	to	to	ADP
ejif-2513	45	9	a	a	DET
ejif-2513	45	10	risk	risk	NOUN
ejif-2513	45	11	of	of	ADP
ejif-2513	45	12	massive	massive	ADJ
ejif-2513	45	13	withdrawal	withdrawal	NOUN
ejif-2513	45	14	of	of	ADP
ejif-2513	45	15	funds	fund	NOUN
ejif-2513	45	16	and	and	CCONJ
ejif-2513	45	17	must	must	AUX
ejif-2513	45	18	face	face	VERB
ejif-2513	45	19	a	a	DET
ejif-2513	45	20	liquidity	liquidity	NOUN
ejif-2513	45	21	problem	problem	NOUN
ejif-2513	45	22	.	.	PUNCT
ejif-2513	46	1	under	under	ADP
ejif-2513	46	2	commercial	commercial	ADJ
ejif-2513	46	3	pressure	pressure	NOUN
ejif-2513	46	4	and	and	CCONJ
ejif-2513	46	5	to	to	PART
ejif-2513	46	6	avoid	avoid	VERB
ejif-2513	46	7	this	this	DET
ejif-2513	46	8	risk	risk	NOUN
ejif-2513	46	9	,	,	PUNCT
ejif-2513	46	10	islamic	islamic	ADJ
ejif-2513	46	11	banks	bank	NOUN
ejif-2513	46	12	will	will	AUX
ejif-2513	46	13	try	try	VERB
ejif-2513	46	14	to	to	PART
ejif-2513	46	15	increase	increase	VERB
ejif-2513	46	16	their	their	PRON
ejif-2513	46	17	rate	rate	NOUN
ejif-2513	46	18	of	of	ADP
ejif-2513	46	19	return	return	NOUN
ejif-2513	46	20	on	on	ADP
ejif-2513	46	21	participatory	participatory	ADJ
ejif-2513	46	22	investment	investment	NOUN
ejif-2513	46	23	accounts	account	NOUN
ejif-2513	46	24	when	when	SCONJ
ejif-2513	46	25	it	it	PRON
ejif-2513	46	26	is	be	AUX
ejif-2513	46	27	low	low	ADJ
ejif-2513	46	28	and	and	CCONJ
ejif-2513	46	29	take	take	VERB
ejif-2513	46	30	a	a	DET
ejif-2513	46	31	portion	portion	NOUN
ejif-2513	46	32	of	of	ADP
ejif-2513	46	33	the	the	DET
ejif-2513	46	34	income	income	NOUN
ejif-2513	46	35	from	from	ADP
ejif-2513	46	36	these	these	DET
ejif-2513	46	37	accounts	account	NOUN
ejif-2513	46	38	to	to	PART
ejif-2513	46	39	feed	feed	VERB
ejif-2513	46	40	a	a	DET
ejif-2513	46	41	reserve	reserve	NOUN
ejif-2513	46	42	when	when	SCONJ
ejif-2513	46	43	it	it	PRON
ejif-2513	46	44	is	be	AUX
ejif-2513	46	45	high	high	ADJ
ejif-2513	46	46	.	.	PUNCT
ejif-2513	47	1	trade	trade	NOUN
ejif-2513	47	2	pressure	pressure	NOUN
ejif-2513	47	3	prompts	prompt	VERB
ejif-2513	47	4	islamic	islamic	ADJ
ejif-2513	47	5	banks	bank	NOUN
ejif-2513	47	6	to	to	PART
ejif-2513	47	7	smooth	smooth	VERB
ejif-2513	47	8	investment	investment	NOUN
ejif-2513	47	9	account	account	NOUN
ejif-2513	47	10	revenues	revenue	NOUN
ejif-2513	47	11	to	to	PART
ejif-2513	47	12	mitigate	mitigate	VERB
ejif-2513	47	13	displaced	displace	VERB
ejif-2513	47	14	commercial	commercial	ADJ
ejif-2513	47	15	risk	risk	NOUN
ejif-2513	47	16	[	[	X
ejif-2513	47	17	18	18	NUM
ejif-2513	47	18	]	]	PUNCT
ejif-2513	47	19	.	.	PUNCT
ejif-2513	48	1	in	in	ADP
ejif-2513	48	2	this	this	DET
ejif-2513	48	3	logic	logic	NOUN
ejif-2513	48	4	of	of	ADP
ejif-2513	48	5	behaviour	behaviour	NOUN
ejif-2513	48	6	of	of	ADP
ejif-2513	48	7	the	the	DET
ejif-2513	48	8	holders	holder	NOUN
ejif-2513	48	9	of	of	ADP
ejif-2513	48	10	these	these	DET
ejif-2513	48	11	accounts	account	NOUN
ejif-2513	48	12	,	,	PUNCT
ejif-2513	48	13	islamic	islamic	ADJ
ejif-2513	48	14	banks	bank	NOUN
ejif-2513	48	15	align	align	VERB
ejif-2513	48	16	their	their	PRON
ejif-2513	48	17	practices	practice	NOUN
ejif-2513	48	18	with	with	ADP
ejif-2513	48	19	those	those	PRON
ejif-2513	48	20	of	of	ADP
ejif-2513	48	21	traditional	traditional	ADJ
ejif-2513	48	22	finance	finance	NOUN
ejif-2513	48	23	,	,	PUNCT
ejif-2513	48	24	to	to	PART
ejif-2513	48	25	reduce	reduce	VERB
ejif-2513	48	26	the	the	DET
ejif-2513	48	27	risk	risk	NOUN
ejif-2513	48	28	of	of	ADP
ejif-2513	48	29	volatility	volatility	NOUN
ejif-2513	48	30	of	of	ADP
ejif-2513	48	31	its	its	PRON
ejif-2513	48	32	client	client	NOUN
ejif-2513	48	33	’s	’s	PART
ejif-2513	49	1	[	[	X
ejif-2513	49	2	1	1	NUM
ejif-2513	49	3	]	]	PUNCT
ejif-2513	49	4	.	.	PUNCT
ejif-2513	50	1	by	by	ADP
ejif-2513	50	2	adjusting	adjust	VERB
ejif-2513	50	3	the	the	DET
ejif-2513	50	4	returns	return	NOUN
ejif-2513	50	5	of	of	ADP
ejif-2513	50	6	psia	psia	NOUN
ejif-2513	50	7	(	(	PUNCT
ejif-2513	50	8	profit	profit	NOUN
ejif-2513	50	9	sharing	share	VERB
ejif-2513	50	10	investissement	investissement	ADJ
ejif-2513	50	11	accounts	account	NOUN
ejif-2513	50	12	)	)	PUNCT
ejif-2513	50	13	accounts	account	NOUN
ejif-2513	50	14	to	to	ADP
ejif-2513	50	15	the	the	DET
ejif-2513	50	16	credit	credit	NOUN
ejif-2513	50	17	rates	rate	NOUN
ejif-2513	50	18	of	of	ADP
ejif-2513	50	19	conventional	conventional	ADJ
ejif-2513	50	20	banks	bank	NOUN
ejif-2513	50	21	,	,	PUNCT
ejif-2513	50	22	islamic	islamic	ADJ
ejif-2513	50	23	banks	bank	NOUN
ejif-2513	50	24	therefore	therefore	ADV
ejif-2513	50	25	resort	resort	VERB
ejif-2513	50	26	to	to	ADP
ejif-2513	50	27	the	the	DET
ejif-2513	50	28	use	use	NOUN
ejif-2513	50	29	of	of	ADP
ejif-2513	50	30	certain	certain	ADJ
ejif-2513	50	31	rates	rate	NOUN
ejif-2513	50	32	such	such	ADJ
ejif-2513	50	33	as	as	ADP
ejif-2513	50	34	london	london	PROPN
ejif-2513	50	35	inter	inter	PROPN
ejif-2513	50	36	-	-	ADJ
ejif-2513	50	37	bank	bank	ADJ
ejif-2513	50	38	offering	offering	NOUN
ejif-2513	50	39	rate	rate	NOUN
ejif-2513	50	40	(	(	PUNCT
ejif-2513	50	41	libor	libor	PROPN
ejif-2513	50	42	)	)	PUNCT
ejif-2513	50	43	and	and	CCONJ
ejif-2513	50	44	euribor	euribor	PROPN
ejif-2513	50	45	as	as	ADP
ejif-2513	50	46	reference	reference	NOUN
ejif-2513	50	47	rates	rate	NOUN
ejif-2513	50	48	faults	fault	NOUN
ejif-2513	50	49	of	of	ADP
ejif-2513	50	50	alternatives	alternative	NOUN
ejif-2513	50	51	[	[	X
ejif-2513	50	52	8	8	NUM
ejif-2513	50	53	]	]	PUNCT
ejif-2513	50	54	.	.	PUNCT
ejif-2513	51	1	this	this	DET
ejif-2513	51	2	situation	situation	NOUN
ejif-2513	51	3	could	could	AUX
ejif-2513	51	4	seriously	seriously	ADV
ejif-2513	51	5	affect	affect	VERB
ejif-2513	51	6	the	the	DET
ejif-2513	51	7	liquidity	liquidity	NOUN
ejif-2513	51	8	of	of	ADP
ejif-2513	51	9	an	an	DET
ejif-2513	51	10	islamic	islamic	PROPN
ejif-2513	51	11	bank	bank	NOUN
ejif-2513	51	12	,	,	PUNCT
ejif-2513	51	13	or	or	CCONJ
ejif-2513	51	14	even	even	ADV
ejif-2513	51	15	its	its	PRON
ejif-2513	51	16	solvency	solvency	NOUN
ejif-2513	51	17	.	.	PUNCT
ejif-2513	52	1	to	to	PART
ejif-2513	52	2	summarize	summarize	VERB
ejif-2513	52	3	,	,	PUNCT
ejif-2513	52	4	this	this	PRON
ejif-2513	52	5	is	be	AUX
ejif-2513	52	6	a	a	DET
ejif-2513	52	7	transfer	transfer	NOUN
ejif-2513	52	8	of	of	ADP
ejif-2513	52	9	risk	risk	NOUN
ejif-2513	52	10	,	,	PUNCT
ejif-2513	52	11	associated	associate	VERB
ejif-2513	52	12	with	with	ADP
ejif-2513	52	13	deposits	deposit	NOUN
ejif-2513	52	14	,	,	PUNCT
ejif-2513	52	15	to	to	ADP
ejif-2513	52	16	the	the	DET
ejif-2513	52	17	shareholders	shareholder	NOUN
ejif-2513	52	18	of	of	ADP
ejif-2513	52	19	the	the	DET
ejif-2513	52	20	bank	bank	NOUN
ejif-2513	52	21	.	.	PUNCT
ejif-2513	53	1	this	this	DET
ejif-2513	53	2	situation	situation	NOUN
ejif-2513	53	3	occurs	occur	VERB
ejif-2513	53	4	when	when	SCONJ
ejif-2513	53	5	banks	bank	NOUN
ejif-2513	53	6	,	,	PUNCT
ejif-2513	53	7	under	under	ADP
ejif-2513	53	8	pressure	pressure	NOUN
ejif-2513	53	9	from	from	ADP
ejif-2513	53	10	the	the	DET
ejif-2513	53	11	environment	environment	NOUN
ejif-2513	53	12	,	,	PUNCT
ejif-2513	53	13	are	be	AUX
ejif-2513	53	14	forced	force	VERB
ejif-2513	53	15	to	to	PART
ejif-2513	53	16	yield	yield	VERB
ejif-2513	53	17	part	part	NOUN
ejif-2513	53	18	of	of	ADP
ejif-2513	53	19	their	their	PRON
ejif-2513	53	20	profits	profit	NOUN
ejif-2513	53	21	to	to	PART
ejif-2513	53	22	pay	pay	VERB
ejif-2513	53	23	depositors	depositor	NOUN
ejif-2513	53	24	,	,	PUNCT
ejif-2513	53	25	to	to	PART
ejif-2513	53	26	prevent	prevent	VERB
ejif-2513	53	27	massive	massive	ADJ
ejif-2513	53	28	withdrawals	withdrawal	NOUN
ejif-2513	53	29	caused	cause	VERB
ejif-2513	53	30	by	by	ADP
ejif-2513	53	31	low	low	ADJ
ejif-2513	53	32	rates	rate	NOUN
ejif-2513	53	33	of	of	ADP
ejif-2513	53	34	return	return	NOUN
ejif-2513	53	35	[	[	X
ejif-2513	53	36	12	12	NUM
ejif-2513	53	37	]	]	PUNCT
ejif-2513	53	38	.	.	PUNCT
ejif-2513	54	1	this	this	DET
ejif-2513	54	2	displaced	displace	VERB
ejif-2513	54	3	commercial	commercial	ADJ
ejif-2513	54	4	risk	risk	NOUN
ejif-2513	54	5	implies	imply	VERB
ejif-2513	54	6	that	that	SCONJ
ejif-2513	54	7	,	,	PUNCT
ejif-2513	54	8	despite	despite	SCONJ
ejif-2513	54	9	the	the	DET
ejif-2513	54	10	bank	bank	NOUN
ejif-2513	54	11	's	's	PART
ejif-2513	54	12	compliance	compliance	NOUN
ejif-2513	54	13	with	with	ADP
ejif-2513	54	14	the	the	DET
ejif-2513	54	15	shari'ah	shari'ah	NOUN
ejif-2513	54	16	injunctions	injunction	NOUN
ejif-2513	54	17	,	,	PUNCT
ejif-2513	54	18	the	the	DET
ejif-2513	54	19	latter	latter	ADJ
ejif-2513	54	20	is	be	AUX
ejif-2513	54	21	unable	unable	ADJ
ejif-2513	54	22	to	to	PART
ejif-2513	54	23	pay	pay	VERB
ejif-2513	54	24	competitive	competitive	ADJ
ejif-2513	54	25	rates	rate	NOUN
ejif-2513	54	26	of	of	ADP
ejif-2513	54	27	return	return	NOUN
ejif-2513	54	28	in	in	ADP
ejif-2513	54	29	comparison	comparison	NOUN
ejif-2513	54	30	with	with	ADP
ejif-2513	54	31	their	their	PRON
ejif-2513	54	32	counterparts	counterpart	NOUN
ejif-2513	54	33	or	or	CCONJ
ejif-2513	54	34	other	other	ADJ
ejif-2513	54	35	competing	compete	VERB
ejif-2513	54	36	institutions	institution	NOUN
ejif-2513	54	37	.	.	PUNCT
ejif-2513	55	1	this	this	PRON
ejif-2513	55	2	can	can	AUX
ejif-2513	55	3	cause	cause	VERB
ejif-2513	55	4	deposit	deposit	NOUN
ejif-2513	55	5	resubmission	resubmission	NOUN
ejif-2513	55	6	.	.	PUNCT
ejif-2513	56	1	to	to	PART
ejif-2513	56	2	prevent	prevent	VERB
ejif-2513	56	3	this	this	DET
ejif-2513	56	4	situation	situation	NOUN
ejif-2513	56	5	,	,	PUNCT
ejif-2513	56	6	shareholders	shareholder	NOUN
ejif-2513	56	7	of	of	ADP
ejif-2513	56	8	the	the	DET
ejif-2513	56	9	bank	bank	NOUN
ejif-2513	56	10	will	will	AUX
ejif-2513	56	11	have	have	VERB
ejif-2513	56	12	to	to	PART
ejif-2513	56	13	take	take	VERB
ejif-2513	56	14	a	a	DET
ejif-2513	56	15	puncture	puncture	NOUN
ejif-2513	56	16	from	from	ADP
ejif-2513	56	17	them	they	PRON
ejif-2513	56	18	in	in	ADP
ejif-2513	56	19	profits	profit	NOUN
ejif-2513	56	20	for	for	ADP
ejif-2513	56	21	the	the	DET
ejif-2513	56	22	benefit	benefit	NOUN
ejif-2513	56	23	of	of	ADP
ejif-2513	56	24	depositors	depositor	NOUN
ejif-2513	56	25	/	/	SYM
ejif-2513	56	26	investors	investor	NOUN
ejif-2513	56	27	.	.	PUNCT
ejif-2513	57	1	iii	iii	X
ejif-2513	57	2	.	.	PUNCT
ejif-2513	57	3	modality	modality	NOUN
ejif-2513	57	4	of	of	ADP
ejif-2513	57	5	management	management	NOUN
ejif-2513	57	6	for	for	ADP
ejif-2513	57	7	dispolaced	dispolaced	ADJ
ejif-2513	57	8	commercial	commercial	ADJ
ejif-2513	57	9	risk	risk	NOUN
ejif-2513	57	10	in	in	ADP
ejif-2513	57	11	order	order	NOUN
ejif-2513	57	12	to	to	PART
ejif-2513	57	13	limit	limit	VERB
ejif-2513	57	14	the	the	DET
ejif-2513	57	15	damage	damage	NOUN
ejif-2513	57	16	caused	cause	VERB
ejif-2513	57	17	by	by	ADP
ejif-2513	57	18	the	the	DET
ejif-2513	57	19	displaced	displace	VERB
ejif-2513	57	20	commercial	commercial	ADJ
ejif-2513	57	21	risk	risk	NOUN
ejif-2513	57	22	,	,	PUNCT
ejif-2513	57	23	the	the	DET
ejif-2513	57	24	islamic	islamic	PROPN
ejif-2513	57	25	bank	bank	PROPN
ejif-2513	57	26	can	can	AUX
ejif-2513	57	27	engage	engage	VERB
ejif-2513	57	28	in	in	ADP
ejif-2513	57	29	a	a	DET
ejif-2513	57	30	set	set	NOUN
ejif-2513	57	31	of	of	ADP
ejif-2513	57	32	practices	practice	NOUN
ejif-2513	57	33	that	that	PRON
ejif-2513	57	34	serve	serve	VERB
ejif-2513	57	35	to	to	PART
ejif-2513	57	36	guard	guard	VERB
ejif-2513	57	37	against	against	ADP
ejif-2513	57	38	this	this	DET
ejif-2513	57	39	type	type	NOUN
ejif-2513	57	40	of	of	ADP
ejif-2513	57	41	risk	risk	NOUN
ejif-2513	57	42	.	.	PUNCT
ejif-2513	58	1	a.	a.	NOUN
ejif-2513	58	2	investment	investment	NOUN
ejif-2513	58	3	risk	risk	NOUN
ejif-2513	58	4	reserves	reserve	NOUN
ejif-2513	58	5	(	(	PUNCT
ejif-2513	58	6	irr	irr	NOUN
ejif-2513	58	7	)	)	PUNCT
ejif-2513	58	8	under	under	ADP
ejif-2513	58	9	the	the	DET
ejif-2513	58	10	prudential	prudential	ADJ
ejif-2513	58	11	framework	framework	NOUN
ejif-2513	58	12	,	,	PUNCT
ejif-2513	58	13	the	the	DET
ejif-2513	58	14	islamic	islamic	ADJ
ejif-2513	58	15	financial	financial	PROPN
ejif-2513	58	16	services	services	PROPN
ejif-2513	58	17	board	board	PROPN
ejif-2513	58	18	(	(	PUNCT
ejif-2513	58	19	ifsb	ifsb	NOUN
ejif-2513	58	20	)	)	PUNCT
ejif-2513	58	21	and	and	CCONJ
ejif-2513	58	22	the	the	DET
ejif-2513	58	23	accounting	accounting	NOUN
ejif-2513	58	24	and	and	CCONJ
ejif-2513	58	25	auditing	auditing	NOUN
ejif-2513	58	26	organization	organization	NOUN
ejif-2513	58	27	for	for	ADP
ejif-2513	58	28	islamic	islamic	ADJ
ejif-2513	58	29	financial	financial	ADJ
ejif-2513	58	30	institutions	institution	NOUN
ejif-2513	58	31	(	(	PUNCT
ejif-2513	58	32	aaoifi	aaoifi	NOUN
ejif-2513	58	33	)	)	PUNCT
ejif-2513	58	34	recognize	recognize	VERB
ejif-2513	58	35	the	the	DET
ejif-2513	58	36	exposure	exposure	NOUN
ejif-2513	58	37	of	of	ADP
ejif-2513	58	38	islamic	islamic	ADJ
ejif-2513	58	39	banks	bank	NOUN
ejif-2513	58	40	to	to	ADP
ejif-2513	58	41	the	the	DET
ejif-2513	58	42	displaced	displace	VERB
ejif-2513	58	43	commercial	commercial	ADJ
ejif-2513	58	44	risk	risk	NOUN
ejif-2513	58	45	and	and	CCONJ
ejif-2513	58	46	respect	respect	NOUN
ejif-2513	58	47	of	of	ADP
ejif-2513	58	48	certain	certain	ADJ
ejif-2513	58	49	prudential	prudential	ADJ
ejif-2513	58	50	reserves	reserve	NOUN
ejif-2513	58	51	such	such	ADJ
ejif-2513	58	52	as	as	ADP
ejif-2513	58	53	the	the	DET
ejif-2513	58	54	constitution	constitution	NOUN
ejif-2513	58	55	of	of	ADP
ejif-2513	58	56	investment	investment	NOUN
ejif-2513	58	57	risk	risk	NOUN
ejif-2513	58	58	reserves	reserve	NOUN
ejif-2513	58	59	or	or	CCONJ
ejif-2513	58	60	irr	irr	NOUN
ejif-2513	58	61	.	.	PUNCT
ejif-2513	59	1	indeed	indeed	ADV
ejif-2513	59	2	,	,	PUNCT
ejif-2513	59	3	it	it	PRON
ejif-2513	59	4	is	be	AUX
ejif-2513	59	5	a	a	DET
ejif-2513	59	6	reserve	reserve	NOUN
ejif-2513	59	7	for	for	ADP
ejif-2513	59	8	investment	investment	NOUN
ejif-2513	59	9	risk	risk	NOUN
ejif-2513	59	10	to	to	PART
ejif-2513	59	11	protect	protect	VERB
ejif-2513	59	12	the	the	DET
ejif-2513	59	13	holders	holder	NOUN
ejif-2513	59	14	of	of	ADP
ejif-2513	59	15	investment	investment	NOUN
ejif-2513	59	16	accounts	account	NOUN
ejif-2513	59	17	against	against	ADP
ejif-2513	59	18	possible	possible	ADJ
ejif-2513	59	19	losses	loss	NOUN
ejif-2513	59	20	[	[	X
ejif-2513	59	21	3	3	NUM
ejif-2513	59	22	]	]	PUNCT
ejif-2513	59	23	.	.	PUNCT
ejif-2513	60	1	the	the	DET
ejif-2513	60	2	irr	irr	NOUN
ejif-2513	60	3	is	be	AUX
ejif-2513	60	4	deducted	deduct	VERB
ejif-2513	60	5	from	from	ADP
ejif-2513	60	6	mudaraba	mudaraba	NOUN
ejif-2513	60	7	's	's	PART
ejif-2513	60	8	income	income	NOUN
ejif-2513	60	9	which	which	PRON
ejif-2513	60	10	represents	represent	VERB
ejif-2513	60	11	the	the	DET
ejif-2513	60	12	share	share	NOUN
ejif-2513	60	13	of	of	ADP
ejif-2513	60	14	the	the	DET
ejif-2513	60	15	profit	profit	NOUN
ejif-2513	60	16	attributed	attribute	VERB
ejif-2513	60	17	to	to	ADP
ejif-2513	60	18	the	the	DET
ejif-2513	60	19	owners	owner	NOUN
ejif-2513	60	20	of	of	ADP
ejif-2513	60	21	the	the	DET
ejif-2513	60	22	investment	investment	NOUN
ejif-2513	60	23	accounts	account	NOUN
ejif-2513	60	24	.	.	PUNCT
ejif-2513	61	1	it	it	PRON
ejif-2513	61	2	is	be	AUX
ejif-2513	61	3	levied	levy	VERB
ejif-2513	61	4	after	after	ADP
ejif-2513	61	5	the	the	DET
ejif-2513	61	6	calculation	calculation	NOUN
ejif-2513	61	7	of	of	ADP
ejif-2513	61	8	the	the	DET
ejif-2513	61	9	bank	bank	NOUN
ejif-2513	61	10	's	's	PART
ejif-2513	61	11	remuneration	remuneration	NOUN
ejif-2513	61	12	as	as	ADP
ejif-2513	61	13	mudarib	mudarib	PROPN
ejif-2513	61	14	.	.	PUNCT
ejif-2513	62	1	however	however	ADV
ejif-2513	62	2	,	,	PUNCT
ejif-2513	62	3	according	accord	VERB
ejif-2513	62	4	to	to	ADP
ejif-2513	62	5	c.karim	c.karim	PROPN
ejif-2513	62	6	(	(	PUNCT
ejif-2513	62	7	2008	2008	NUM
ejif-2513	62	8	)	)	PUNCT
ejif-2513	63	1	[	[	X
ejif-2513	63	2	5	5	NUM
ejif-2513	63	3	]	]	PUNCT
ejif-2513	63	4	,	,	PUNCT
ejif-2513	63	5	the	the	DET
ejif-2513	63	6	use	use	NOUN
ejif-2513	63	7	of	of	ADP
ejif-2513	63	8	this	this	DET
ejif-2513	63	9	type	type	NOUN
ejif-2513	63	10	of	of	ADP
ejif-2513	63	11	reserve	reserve	NOUN
ejif-2513	63	12	may	may	AUX
ejif-2513	63	13	present	present	VERB
ejif-2513	63	14	some	some	DET
ejif-2513	63	15	obstacles	obstacle	NOUN
ejif-2513	63	16	from	from	ADP
ejif-2513	63	17	the	the	DET
ejif-2513	63	18	islamic	islamic	ADJ
ejif-2513	63	19	point	point	NOUN
ejif-2513	63	20	of	of	ADP
ejif-2513	63	21	view	view	NOUN
ejif-2513	63	22	as	as	SCONJ
ejif-2513	63	23	they	they	PRON
ejif-2513	63	24	increase	increase	VERB
ejif-2513	63	25	the	the	DET
ejif-2513	63	26	risk	risk	NOUN
ejif-2513	63	27	of	of	ADP
ejif-2513	63	28	manipulation	manipulation	NOUN
ejif-2513	63	29	of	of	ADP
ejif-2513	63	30	financial	financial	ADJ
ejif-2513	63	31	information	information	NOUN
ejif-2513	63	32	and	and	CCONJ
ejif-2513	63	33	reduce	reduce	VERB
ejif-2513	63	34	the	the	DET
ejif-2513	63	35	transparency	transparency	NOUN
ejif-2513	63	36	of	of	ADP
ejif-2513	63	37	islamic	islamic	ADJ
ejif-2513	63	38	banking	banking	NOUN
ejif-2513	63	39	institutions	institution	NOUN
ejif-2513	63	40	.	.	PUNCT
ejif-2513	64	1	b.	b.	PROPN
ejif-2513	64	2	profit	profit	NOUN
ejif-2513	64	3	equalization	equalization	NOUN
ejif-2513	64	4	reserves	reserve	NOUN
ejif-2513	64	5	(	(	PUNCT
ejif-2513	64	6	per	per	ADP
ejif-2513	64	7	)	)	PUNCT
ejif-2513	64	8	unlike	unlike	ADP
ejif-2513	64	9	the	the	DET
ejif-2513	64	10	irr	irr	NOUN
ejif-2513	64	11	,	,	PUNCT
ejif-2513	64	12	the	the	DET
ejif-2513	64	13	per	per	NOUN
ejif-2513	64	14	is	be	AUX
ejif-2513	64	15	deducted	deduct	VERB
ejif-2513	64	16	from	from	ADP
ejif-2513	64	17	the	the	DET
ejif-2513	64	18	gross	gross	ADJ
ejif-2513	64	19	profit	profit	NOUN
ejif-2513	64	20	of	of	ADP
ejif-2513	64	21	the	the	DET
ejif-2513	64	22	islamic	islamic	PROPN
ejif-2513	64	23	bank	bank	PROPN
ejif-2513	64	24	before	before	ADP
ejif-2513	64	25	the	the	DET
ejif-2513	64	26	allocation	allocation	NOUN
ejif-2513	64	27	of	of	ADP
ejif-2513	64	28	profits	profit	NOUN
ejif-2513	64	29	between	between	ADP
ejif-2513	64	30	the	the	DET
ejif-2513	64	31	shareholders	shareholder	NOUN
ejif-2513	64	32	of	of	ADP
ejif-2513	64	33	the	the	DET
ejif-2513	64	34	bank	bank	NOUN
ejif-2513	64	35	and	and	CCONJ
ejif-2513	64	36	the	the	DET
ejif-2513	64	37	owners	owner	NOUN
ejif-2513	64	38	of	of	ADP
ejif-2513	64	39	the	the	DET
ejif-2513	64	40	investment	investment	NOUN
ejif-2513	64	41	accounts	account	NOUN
ejif-2513	64	42	.	.	PUNCT
ejif-2513	65	1	this	this	DET
ejif-2513	65	2	type	type	NOUN
ejif-2513	65	3	of	of	ADP
ejif-2513	65	4	reserve	reserve	NOUN
ejif-2513	65	5	reduces	reduce	VERB
ejif-2513	65	6	the	the	DET
ejif-2513	65	7	funds	fund	NOUN
ejif-2513	65	8	actually	actually	ADV
ejif-2513	65	9	attributable	attributable	ADJ
ejif-2513	65	10	to	to	ADP
ejif-2513	65	11	investment	investment	NOUN
ejif-2513	65	12	account	account	NOUN
ejif-2513	65	13	holders	holder	NOUN
ejif-2513	65	14	and	and	CCONJ
ejif-2513	65	15	shareholders	shareholder	NOUN
ejif-2513	65	16	.	.	PUNCT
ejif-2513	66	1	at	at	ADP
ejif-2513	66	2	a	a	DET
ejif-2513	66	3	time	time	NOUN
ejif-2513	66	4	when	when	SCONJ
ejif-2513	66	5	the	the	DET
ejif-2513	66	6	rate	rate	NOUN
ejif-2513	66	7	of	of	ADP
ejif-2513	66	8	return	return	NOUN
ejif-2513	66	9	on	on	ADP
ejif-2513	66	10	investments	investment	NOUN
ejif-2513	66	11	is	be	AUX
ejif-2513	66	12	higher	high	ADJ
ejif-2513	66	13	than	than	ADP
ejif-2513	66	14	that	that	PRON
ejif-2513	66	15	of	of	ADP
ejif-2513	66	16	comparable	comparable	ADJ
ejif-2513	66	17	investments	investment	NOUN
ejif-2513	66	18	in	in	ADP
ejif-2513	66	19	the	the	DET
ejif-2513	66	20	market	market	NOUN
ejif-2513	66	21	,	,	PUNCT
ejif-2513	66	22	the	the	DET
ejif-2513	66	23	islamic	islamic	PROPN
ejif-2513	66	24	bank	bank	PROPN
ejif-2513	66	25	can	can	AUX
ejif-2513	66	26	maintain	maintain	VERB
ejif-2513	66	27	a	a	DET
ejif-2513	66	28	remuneration	remuneration	NOUN
ejif-2513	66	29	comparable	comparable	ADJ
ejif-2513	66	30	to	to	ADP
ejif-2513	66	31	that	that	PRON
ejif-2513	66	32	retained	retain	VERB
ejif-2513	66	33	in	in	ADP
ejif-2513	66	34	the	the	DET
ejif-2513	66	35	market	market	NOUN
ejif-2513	66	36	while	while	SCONJ
ejif-2513	66	37	taking	take	VERB
ejif-2513	66	38	a	a	DET
ejif-2513	66	39	portion	portion	NOUN
ejif-2513	66	40	of	of	ADP
ejif-2513	66	41	the	the	DET
ejif-2513	66	42	income	income	NOUN
ejif-2513	66	43	to	to	PART
ejif-2513	66	44	feed	feed	VERB
ejif-2513	66	45	the	the	DET
ejif-2513	66	46	per	per	NOUN
ejif-2513	66	47	[	[	X
ejif-2513	66	48	17	17	NUM
ejif-2513	66	49	]	]	PUNCT
ejif-2513	66	50	.	.	PUNCT
ejif-2513	67	1	the	the	DET
ejif-2513	67	2	amount	amount	NOUN
ejif-2513	67	3	of	of	ADP
ejif-2513	67	4	the	the	DET
ejif-2513	67	5	reserve	reserve	NOUN
ejif-2513	67	6	belongs	belong	VERB
ejif-2513	67	7	to	to	ADP
ejif-2513	67	8	the	the	DET
ejif-2513	67	9	holders	holder	NOUN
ejif-2513	67	10	of	of	ADP
ejif-2513	67	11	the	the	DET
ejif-2513	67	12	participative	participative	ADJ
ejif-2513	67	13	investment	investment	NOUN
ejif-2513	67	14	accounts	account	NOUN
ejif-2513	67	15	and	and	CCONJ
ejif-2513	67	16	to	to	ADP
ejif-2513	67	17	the	the	DET
ejif-2513	67	18	shareholders	shareholder	NOUN
ejif-2513	67	19	according	accord	VERB
ejif-2513	67	20	to	to	ADP
ejif-2513	67	21	the	the	DET
ejif-2513	67	22	same	same	ADJ
ejif-2513	67	23	profit	profit	NOUN
ejif-2513	67	24	sharing	sharing	NOUN
ejif-2513	67	25	ratio	ratio	NOUN
ejif-2513	67	26	fixed	fix	VERB
ejif-2513	67	27	in	in	ADP
ejif-2513	67	28	the	the	DET
ejif-2513	67	29	mudarabah	mudarabah	NOUN
ejif-2513	67	30	contract	contract	NOUN
ejif-2513	67	31	and	and	CCONJ
ejif-2513	67	32	it	it	PRON
ejif-2513	67	33	will	will	AUX
ejif-2513	67	34	be	be	AUX
ejif-2513	67	35	used	use	VERB
ejif-2513	67	36	to	to	PART
ejif-2513	67	37	smooth	smooth	VERB
ejif-2513	67	38	the	the	DET
ejif-2513	67	39	rate	rate	NOUN
ejif-2513	67	40	of	of	ADP
ejif-2513	67	41	return	return	NOUN
ejif-2513	67	42	,	,	PUNCT
ejif-2513	67	43	which	which	PRON
ejif-2513	67	44	is	be	AUX
ejif-2513	67	45	admittedly	admittedly	ADV
ejif-2513	67	46	low	low	ADJ
ejif-2513	67	47	but	but	CCONJ
ejif-2513	67	48	positive	positive	ADJ
ejif-2513	67	49	.	.	PUNCT
ejif-2513	68	1	to	to	PART
ejif-2513	68	2	summarize	summarize	VERB
ejif-2513	68	3	,	,	PUNCT
ejif-2513	68	4	we	we	PRON
ejif-2513	68	5	can	can	AUX
ejif-2513	68	6	divide	divide	VERB
ejif-2513	68	7	the	the	DET
ejif-2513	68	8	situation	situation	NOUN
ejif-2513	68	9	in	in	ADP
ejif-2513	68	10	two	two	NUM
ejif-2513	68	11	scenarios	scenario	NOUN
ejif-2513	68	12	.	.	PUNCT
ejif-2513	69	1	the	the	DET
ejif-2513	69	2	first	first	ADJ
ejif-2513	69	3	scenario	scenario	NOUN
ejif-2513	69	4	,	,	PUNCT
ejif-2513	69	5	the	the	DET
ejif-2513	69	6	rate	rate	NOUN
ejif-2513	69	7	of	of	ADP
ejif-2513	69	8	return	return	NOUN
ejif-2513	69	9	on	on	ADP
ejif-2513	69	10	participatory	participatory	ADJ
ejif-2513	69	11	investment	investment	NOUN
ejif-2513	69	12	deposits	deposit	NOUN
ejif-2513	69	13	is	be	AUX
ejif-2513	69	14	very	very	ADV
ejif-2513	69	15	low	low	ADJ
ejif-2513	69	16	compared	compare	VERB
ejif-2513	69	17	to	to	ADP
ejif-2513	69	18	the	the	DET
ejif-2513	69	19	reference	reference	NOUN
ejif-2513	69	20	rate	rate	NOUN
ejif-2513	69	21	but	but	CCONJ
ejif-2513	69	22	it	it	PRON
ejif-2513	69	23	still	still	ADV
ejif-2513	69	24	remains	remain	VERB
ejif-2513	69	25	positive	positive	ADJ
ejif-2513	69	26	.	.	PUNCT
ejif-2513	70	1	in	in	ADP
ejif-2513	70	2	this	this	DET
ejif-2513	70	3	case	case	NOUN
ejif-2513	70	4	,	,	PUNCT
ejif-2513	70	5	the	the	DET
ejif-2513	70	6	islamic	islamic	ADJ
ejif-2513	70	7	banking	banking	NOUN
ejif-2513	70	8	institution	institution	NOUN
ejif-2513	70	9	uses	use	VERB
ejif-2513	70	10	the	the	DET
ejif-2513	70	11	share	share	NOUN
ejif-2513	70	12	of	of	ADP
ejif-2513	70	13	the	the	DET
ejif-2513	70	14	per	per	ADP
ejif-2513	70	15	which	which	PRON
ejif-2513	70	16	is	be	AUX
ejif-2513	70	17	normally	normally	ADV
ejif-2513	70	18	returned	return	VERB
ejif-2513	70	19	to	to	ADP
ejif-2513	70	20	the	the	DET
ejif-2513	70	21	owners	owner	NOUN
ejif-2513	70	22	of	of	ADP
ejif-2513	70	23	the	the	DET
ejif-2513	70	24	investment	investment	NOUN
ejif-2513	70	25	accounts	account	VERB
ejif-2513	70	26	in	in	ADP
ejif-2513	70	27	order	order	NOUN
ejif-2513	70	28	to	to	PART
ejif-2513	70	29	smooth	smooth	VERB
ejif-2513	70	30	the	the	DET
ejif-2513	70	31	rate	rate	NOUN
ejif-2513	70	32	of	of	ADP
ejif-2513	70	33	return	return	NOUN
ejif-2513	70	34	.	.	PUNCT
ejif-2513	71	1	if	if	SCONJ
ejif-2513	71	2	it	it	PRON
ejif-2513	71	3	turns	turn	VERB
ejif-2513	71	4	out	out	ADP
ejif-2513	71	5	that	that	SCONJ
ejif-2513	71	6	the	the	DET
ejif-2513	71	7	share	share	NOUN
ejif-2513	71	8	of	of	ADP
ejif-2513	71	9	the	the	DET
ejif-2513	71	10	holders	holder	NOUN
ejif-2513	71	11	of	of	ADP
ejif-2513	71	12	the	the	DET
ejif-2513	71	13	investment	investment	NOUN
ejif-2513	71	14	accounts	account	NOUN
ejif-2513	71	15	is	be	AUX
ejif-2513	71	16	not	not	PART
ejif-2513	71	17	sufficient	sufficient	ADJ
ejif-2513	71	18	,	,	PUNCT
ejif-2513	71	19	the	the	DET
ejif-2513	71	20	bank	bank	NOUN
ejif-2513	71	21	in	in	ADP
ejif-2513	71	22	this	this	DET
ejif-2513	71	23	case	case	NOUN
ejif-2513	71	24	can	can	AUX
ejif-2513	71	25	use	use	VERB
ejif-2513	71	26	the	the	DET
ejif-2513	71	27	share	share	NOUN
ejif-2513	71	28	of	of	ADP
ejif-2513	71	29	shareholders	shareholder	NOUN
ejif-2513	71	30	'	'	PART
ejif-2513	71	31	per	per	ADP
ejif-2513	71	32	.	.	PUNCT
ejif-2513	72	1	in	in	ADP
ejif-2513	72	2	the	the	DET
ejif-2513	72	3	second	second	ADJ
ejif-2513	72	4	scenario	scenario	NOUN
ejif-2513	72	5	,	,	PUNCT
ejif-2513	72	6	the	the	DET
ejif-2513	72	7	rate	rate	NOUN
ejif-2513	72	8	of	of	ADP
ejif-2513	72	9	return	return	NOUN
ejif-2513	72	10	on	on	ADP
ejif-2513	72	11	participating	participate	VERB
ejif-2513	72	12	investment	investment	NOUN
ejif-2513	72	13	deposits	deposit	NOUN
ejif-2513	72	14	is	be	AUX
ejif-2513	72	15	negative	negative	ADJ
ejif-2513	72	16	.	.	PUNCT
ejif-2513	73	1	the	the	DET
ejif-2513	73	2	islamic	islamic	PROPN
ejif-2513	73	3	bank	bank	PROPN
ejif-2513	73	4	uses	use	VERB
ejif-2513	73	5	two	two	NUM
ejif-2513	73	6	types	type	NOUN
ejif-2513	73	7	of	of	ADP
ejif-2513	73	8	reserves	reserve	NOUN
ejif-2513	73	9	.	.	PUNCT
ejif-2513	74	1	firstly	firstly	ADV
ejif-2513	74	2	,	,	PUNCT
ejif-2513	74	3	the	the	DET
ejif-2513	74	4	irr	irr	NOUN
ejif-2513	74	5	to	to	PART
ejif-2513	74	6	absorb	absorb	VERB
ejif-2513	74	7	the	the	DET
ejif-2513	74	8	losses	loss	NOUN
ejif-2513	74	9	.	.	PUNCT
ejif-2513	75	1	then	then	ADV
ejif-2513	75	2	,	,	PUNCT
ejif-2513	75	3	the	the	DET
ejif-2513	75	4	per	per	NOUN
ejif-2513	75	5	to	to	PART
ejif-2513	75	6	increase	increase	VERB
ejif-2513	75	7	the	the	DET
ejif-2513	75	8	depositors	depositor	NOUN
ejif-2513	75	9	'	'	PART
ejif-2513	75	10	remuneration	remuneration	NOUN
ejif-2513	75	11	up	up	ADP
ejif-2513	75	12	to	to	ADP
ejif-2513	75	13	the	the	DET
ejif-2513	75	14	reference	reference	NOUN
ejif-2513	75	15	rate	rate	NOUN
ejif-2513	75	16	to	to	PART
ejif-2513	75	17	guarantee	guarantee	VERB
ejif-2513	75	18	a	a	DET
ejif-2513	75	19	competitive	competitive	ADJ
ejif-2513	75	20	remuneration	remuneration	NOUN
ejif-2513	75	21	to	to	ADP
ejif-2513	75	22	the	the	DET
ejif-2513	75	23	holders	holder	NOUN
ejif-2513	75	24	of	of	ADP
ejif-2513	75	25	the	the	DET
ejif-2513	75	26	investment	investment	NOUN
ejif-2513	75	27	ejif	ejif	NOUN
ejif-2513	75	28	–	–	PUNCT
ejif-2513	75	29	european	european	PROPN
ejif-2513	75	30	journal	journal	PROPN
ejif-2513	75	31	of	of	ADP
ejif-2513	75	32	islamic	islamic	PROPN
ejif-2513	75	33	finance	finance	NOUN
ejif-2513	75	34	no	no	DET
ejif-2513	75	35	9	9	NUM
ejif-2513	75	36	,	,	PUNCT
ejif-2513	75	37	april	april	PROPN
ejif-2513	75	38	(	(	PUNCT
ejif-2513	75	39	2018	2018	NUM
ejif-2513	75	40	)	)	PUNCT
ejif-2513	76	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-2513	76	2	issn	issn	VERB
ejif-2513	76	3	2421	2421	NUM
ejif-2513	76	4	-	-	SYM
ejif-2513	76	5	2172	2172	NUM
ejif-2513	76	6	3	3	NUM
ejif-2513	76	7	accounts	account	NOUN
ejif-2513	76	8	compared	compare	VERB
ejif-2513	76	9	to	to	ADP
ejif-2513	76	10	their	their	PRON
ejif-2513	76	11	competitors	competitor	NOUN
ejif-2513	76	12	.	.	PUNCT
ejif-2513	77	1	however	however	ADV
ejif-2513	77	2	,	,	PUNCT
ejif-2513	77	3	the	the	DET
ejif-2513	77	4	major	major	ADJ
ejif-2513	77	5	challenge	challenge	NOUN
ejif-2513	77	6	in	in	ADP
ejif-2513	77	7	dealing	deal	VERB
ejif-2513	77	8	with	with	ADP
ejif-2513	77	9	this	this	DET
ejif-2513	77	10	type	type	NOUN
ejif-2513	77	11	of	of	ADP
ejif-2513	77	12	risk	risk	NOUN
ejif-2513	77	13	is	be	AUX
ejif-2513	77	14	the	the	DET
ejif-2513	77	15	proper	proper	ADJ
ejif-2513	77	16	evaluation	evaluation	NOUN
ejif-2513	77	17	of	of	ADP
ejif-2513	77	18	the	the	DET
ejif-2513	77	19	amounts	amount	NOUN
ejif-2513	77	20	of	of	ADP
ejif-2513	77	21	per	per	ADP
ejif-2513	77	22	and	and	CCONJ
ejif-2513	77	23	irr	irr	NOUN
ejif-2513	77	24	reserves	reserve	NOUN
ejif-2513	77	25	to	to	PART
ejif-2513	77	26	be	be	AUX
ejif-2513	77	27	withdrawn	withdraw	VERB
ejif-2513	77	28	.	.	PUNCT
ejif-2513	78	1	iv	iv	X
ejif-2513	78	2	.	.	PUNCT
ejif-2513	78	3	prudential	prudential	PROPN
ejif-2513	78	4	regulation	regulation	PROPN
ejif-2513	78	5	and	and	CCONJ
ejif-2513	78	6	displaced	displace	VERB
ejif-2513	78	7	commercial	commercial	ADJ
ejif-2513	78	8	risk	risk	NOUN
ejif-2513	78	9	a.	a.	PROPN
ejif-2513	78	10	basel	basel	PROPN
ejif-2513	78	11	ii	ii	PROPN
ejif-2513	78	12	agrements	agrement	NOUN
ejif-2513	78	13	and	and	CCONJ
ejif-2513	78	14	islmauc	islmauc	VERB
ejif-2513	78	15	banks	bank	NOUN
ejif-2513	78	16	despite	despite	SCONJ
ejif-2513	78	17	the	the	DET
ejif-2513	78	18	rapid	rapid	ADJ
ejif-2513	78	19	and	and	CCONJ
ejif-2513	78	20	dramatic	dramatic	ADJ
ejif-2513	78	21	growth	growth	NOUN
ejif-2513	78	22	experienced	experience	VERB
ejif-2513	78	23	by	by	ADP
ejif-2513	78	24	islamic	islamic	ADJ
ejif-2513	78	25	banks	bank	NOUN
ejif-2513	78	26	in	in	ADP
ejif-2513	78	27	recent	recent	ADJ
ejif-2513	78	28	years	year	NOUN
ejif-2513	78	29	,	,	PUNCT
ejif-2513	78	30	international	international	ADJ
ejif-2513	78	31	prudential	prudential	ADJ
ejif-2513	78	32	regulation	regulation	NOUN
ejif-2513	78	33	has	have	AUX
ejif-2513	78	34	not	not	PART
ejif-2513	78	35	provided	provide	VERB
ejif-2513	78	36	for	for	ADP
ejif-2513	78	37	special	special	ADJ
ejif-2513	78	38	treatment	treatment	NOUN
ejif-2513	78	39	of	of	ADP
ejif-2513	78	40	this	this	DET
ejif-2513	78	41	category	category	NOUN
ejif-2513	78	42	of	of	ADP
ejif-2513	78	43	banks	bank	NOUN
ejif-2513	78	44	.	.	PUNCT
ejif-2513	79	1	indeed	indeed	ADV
ejif-2513	79	2	,	,	PUNCT
ejif-2513	79	3	basel	basel	PROPN
ejif-2513	79	4	ii	ii	PROPN
ejif-2513	79	5	prudential	prudential	PROPN
ejif-2513	79	6	banking	banking	NOUN
ejif-2513	79	7	regulations	regulation	NOUN
ejif-2513	79	8	do	do	AUX
ejif-2513	79	9	not	not	PART
ejif-2513	79	10	recognize	recognize	VERB
ejif-2513	79	11	the	the	DET
ejif-2513	79	12	specificity	specificity	NOUN
ejif-2513	79	13	of	of	ADP
ejif-2513	79	14	islamic	islamic	ADJ
ejif-2513	79	15	banks	bank	NOUN
ejif-2513	79	16	,	,	PUNCT
ejif-2513	79	17	especially	especially	ADV
ejif-2513	79	18	participatory	participatory	ADJ
ejif-2513	79	19	investment	investment	NOUN
ejif-2513	79	20	accounts	account	VERB
ejif-2513	79	21	[	[	X
ejif-2513	79	22	8	8	NUM
ejif-2513	79	23	]	]	PUNCT
ejif-2513	79	24	.	.	PUNCT
ejif-2513	80	1	by	by	ADP
ejif-2513	80	2	applying	apply	VERB
ejif-2513	80	3	the	the	DET
ejif-2513	80	4	basel	basel	PROPN
ejif-2513	80	5	ii	ii	PROPN
ejif-2513	80	6	agreements	agreement	NOUN
ejif-2513	80	7	,	,	PUNCT
ejif-2513	80	8	some	some	DET
ejif-2513	80	9	islamic	islamic	ADJ
ejif-2513	80	10	banks	bank	NOUN
ejif-2513	80	11	tend	tend	VERB
ejif-2513	80	12	to	to	PART
ejif-2513	80	13	account	account	VERB
ejif-2513	80	14	for	for	ADP
ejif-2513	80	15	off	off	ADP
ejif-2513	80	16	-	-	PUNCT
ejif-2513	80	17	balance	balance	NOUN
ejif-2513	80	18	sheet	sheet	NOUN
ejif-2513	80	19	investment	investment	NOUN
ejif-2513	80	20	accounts	account	NOUN
ejif-2513	80	21	.	.	PUNCT
ejif-2513	81	1	by	by	ADP
ejif-2513	81	2	applying	apply	VERB
ejif-2513	81	3	the	the	DET
ejif-2513	81	4	basel	basel	PROPN
ejif-2513	81	5	ii	ii	PROPN
ejif-2513	81	6	agreements	agreement	NOUN
ejif-2513	81	7	,	,	PUNCT
ejif-2513	81	8	some	some	DET
ejif-2513	81	9	islamic	islamic	ADJ
ejif-2513	81	10	banks	bank	NOUN
ejif-2513	81	11	tend	tend	VERB
ejif-2513	81	12	to	to	PART
ejif-2513	81	13	account	account	VERB
ejif-2513	81	14	for	for	ADP
ejif-2513	81	15	off	off	ADP
ejif-2513	81	16	-	-	PUNCT
ejif-2513	81	17	balance	balance	NOUN
ejif-2513	81	18	sheet	sheet	NOUN
ejif-2513	81	19	investment	investment	NOUN
ejif-2513	81	20	accounts	account	NOUN
ejif-2513	81	21	[	[	X
ejif-2513	81	22	4	4	NUM
ejif-2513	81	23	]	]	PUNCT
ejif-2513	81	24	.	.	PUNCT
ejif-2513	82	1	this	this	DET
ejif-2513	82	2	practice	practice	NOUN
ejif-2513	82	3	can	can	AUX
ejif-2513	82	4	hinder	hinder	VERB
ejif-2513	82	5	the	the	DET
ejif-2513	82	6	smooth	smooth	ADJ
ejif-2513	82	7	operation	operation	NOUN
ejif-2513	82	8	of	of	ADP
ejif-2513	82	9	these	these	DET
ejif-2513	82	10	financial	financial	ADJ
ejif-2513	82	11	institutions	institution	NOUN
ejif-2513	82	12	.	.	PUNCT
ejif-2513	83	1	moreover	moreover	ADV
ejif-2513	83	2	,	,	PUNCT
ejif-2513	83	3	if	if	SCONJ
ejif-2513	83	4	we	we	PRON
ejif-2513	83	5	try	try	VERB
ejif-2513	83	6	to	to	PART
ejif-2513	83	7	map	map	VERB
ejif-2513	83	8	the	the	DET
ejif-2513	83	9	islamic	islamic	ADJ
ejif-2513	83	10	banking	banking	NOUN
ejif-2513	83	11	risks	risk	NOUN
ejif-2513	83	12	and	and	CCONJ
ejif-2513	83	13	the	the	DET
ejif-2513	83	14	basel	basel	PROPN
ejif-2513	83	15	ii	ii	PROPN
ejif-2513	83	16	agreement	agreement	NOUN
ejif-2513	83	17	,	,	PUNCT
ejif-2513	83	18	typically	typically	ADV
ejif-2513	83	19	,	,	PUNCT
ejif-2513	83	20	the	the	DET
ejif-2513	83	21	first	first	ADJ
ejif-2513	83	22	pillar	pillar	NOUN
ejif-2513	83	23	refers	refer	VERB
ejif-2513	83	24	to	to	ADP
ejif-2513	83	25	credit	credit	NOUN
ejif-2513	83	26	risk	risk	NOUN
ejif-2513	83	27	,	,	PUNCT
ejif-2513	83	28	market	market	NOUN
ejif-2513	83	29	risk	risk	NOUN
ejif-2513	83	30	and	and	CCONJ
ejif-2513	83	31	operational	operational	ADJ
ejif-2513	83	32	risk	risk	NOUN
ejif-2513	83	33	.	.	PUNCT
ejif-2513	84	1	as	as	ADP
ejif-2513	84	2	for	for	ADP
ejif-2513	84	3	the	the	DET
ejif-2513	84	4	second	second	ADJ
ejif-2513	84	5	pillar	pillar	NOUN
ejif-2513	84	6	,	,	PUNCT
ejif-2513	84	7	it	it	PRON
ejif-2513	84	8	will	will	AUX
ejif-2513	84	9	include	include	VERB
ejif-2513	84	10	the	the	DET
ejif-2513	84	11	steps	step	NOUN
ejif-2513	84	12	of	of	ADP
ejif-2513	84	13	the	the	DET
ejif-2513	84	14	prudential	prudential	PROPN
ejif-2513	84	15	supervision	supervision	NOUN
ejif-2513	84	16	process	process	NOUN
ejif-2513	84	17	by	by	ADP
ejif-2513	84	18	the	the	DET
ejif-2513	84	19	regulatory	regulatory	ADJ
ejif-2513	84	20	authorities	authority	NOUN
ejif-2513	84	21	through	through	ADP
ejif-2513	84	22	governance	governance	NOUN
ejif-2513	84	23	and	and	CCONJ
ejif-2513	84	24	capital	capital	NOUN
ejif-2513	84	25	management	management	NOUN
ejif-2513	84	26	risks	risk	NOUN
ejif-2513	84	27	.	.	PUNCT
ejif-2513	85	1	however	however	ADV
ejif-2513	85	2	,	,	PUNCT
ejif-2513	85	3	a	a	DET
ejif-2513	85	4	significant	significant	ADJ
ejif-2513	85	5	number	number	NOUN
ejif-2513	85	6	of	of	ADP
ejif-2513	85	7	risks	risk	NOUN
ejif-2513	85	8	related	relate	VERB
ejif-2513	85	9	to	to	ADP
ejif-2513	85	10	the	the	DET
ejif-2513	85	11	activity	activity	NOUN
ejif-2513	85	12	of	of	ADP
ejif-2513	85	13	islamic	islamic	ADJ
ejif-2513	85	14	banks	bank	NOUN
ejif-2513	85	15	are	be	AUX
ejif-2513	85	16	not	not	PART
ejif-2513	85	17	taken	take	VERB
ejif-2513	85	18	into	into	ADP
ejif-2513	85	19	consideration	consideration	NOUN
ejif-2513	85	20	or	or	CCONJ
ejif-2513	85	21	are	be	AUX
ejif-2513	85	22	poorly	poorly	ADV
ejif-2513	85	23	taken	take	VERB
ejif-2513	85	24	into	into	ADP
ejif-2513	85	25	account	account	NOUN
ejif-2513	85	26	by	by	ADP
ejif-2513	85	27	the	the	DET
ejif-2513	85	28	basel	basel	PROPN
ejif-2513	85	29	ii	ii	PROPN
ejif-2513	85	30	guidelines	guideline	NOUN
ejif-2513	85	31	,	,	PUNCT
ejif-2513	85	32	which	which	PRON
ejif-2513	85	33	include	include	VERB
ejif-2513	85	34	the	the	DET
ejif-2513	85	35	displaced	displace	VERB
ejif-2513	85	36	commercial	commercial	ADJ
ejif-2513	85	37	risk	risk	NOUN
ejif-2513	85	38	and	and	CCONJ
ejif-2513	85	39	other	other	ADJ
ejif-2513	85	40	categories	category	NOUN
ejif-2513	85	41	of	of	ADP
ejif-2513	85	42	risk	risk	NOUN
ejif-2513	85	43	as	as	ADP
ejif-2513	85	44	securities	security	NOUN
ejif-2513	85	45	.	.	PUNCT
ejif-2513	86	1	we	we	PRON
ejif-2513	86	2	quote	quote	VERB
ejif-2513	86	3	as	as	ADP
ejif-2513	86	4	an	an	DET
ejif-2513	86	5	example	example	NOUN
ejif-2513	86	6	:	:	PUNCT
ejif-2513	86	7	the	the	DET
ejif-2513	86	8	risk	risk	NOUN
ejif-2513	86	9	of	of	ADP
ejif-2513	86	10	interpretation	interpretation	NOUN
ejif-2513	86	11	of	of	ADP
ejif-2513	86	12	religious	religious	ADJ
ejif-2513	86	13	rules	rule	NOUN
ejif-2513	86	14	or	or	CCONJ
ejif-2513	86	15	good	good	ADJ
ejif-2513	86	16	compliance	compliance	NOUN
ejif-2513	86	17	with	with	ADP
ejif-2513	86	18	shari'ah	shari'ah	NOUN
ejif-2513	86	19	.	.	PUNCT
ejif-2513	87	1	b.	b.	PROPN
ejif-2513	87	2	internatioanl	internatioanl	PROPN
ejif-2513	87	3	islamic	islamic	ADJ
ejif-2513	87	4	regulatory	regulatory	ADJ
ejif-2513	87	5	authorities	authority	NOUN
ejif-2513	87	6	for	for	ADP
ejif-2513	87	7	the	the	DET
ejif-2513	87	8	international	international	ADJ
ejif-2513	87	9	islamic	islamic	ADJ
ejif-2513	87	10	regulatory	regulatory	ADJ
ejif-2513	87	11	authorities	authority	NOUN
ejif-2513	87	12	,	,	PUNCT
ejif-2513	87	13	like	like	ADP
ejif-2513	87	14	the	the	DET
ejif-2513	87	15	aaoifi	aaoifi	NOUN
ejif-2513	87	16	and	and	CCONJ
ejif-2513	87	17	the	the	DET
ejif-2513	87	18	isfb	isfb	NOUN
ejif-2513	87	19	,	,	PUNCT
ejif-2513	87	20	they	they	PRON
ejif-2513	87	21	seek	seek	VERB
ejif-2513	87	22	to	to	PART
ejif-2513	87	23	fill	fill	VERB
ejif-2513	87	24	the	the	DET
ejif-2513	87	25	gap	gap	NOUN
ejif-2513	87	26	left	leave	VERB
ejif-2513	87	27	by	by	ADP
ejif-2513	87	28	the	the	DET
ejif-2513	87	29	basel	basel	PROPN
ejif-2513	87	30	agreements	agreement	NOUN
ejif-2513	87	31	by	by	ADP
ejif-2513	87	32	putting	put	VERB
ejif-2513	87	33	in	in	ADP
ejif-2513	87	34	place	place	NOUN
ejif-2513	87	35	global	global	ADJ
ejif-2513	87	36	risk	risk	NOUN
ejif-2513	87	37	management	management	NOUN
ejif-2513	87	38	and	and	CCONJ
ejif-2513	87	39	reporting	reporting	NOUN
ejif-2513	87	40	mechanisms	mechanism	NOUN
ejif-2513	87	41	to	to	PART
ejif-2513	87	42	evaluate	evaluate	VERB
ejif-2513	87	43	the	the	DET
ejif-2513	87	44	potential	potential	ADJ
ejif-2513	87	45	impact	impact	NOUN
ejif-2513	87	46	of	of	ADP
ejif-2513	87	47	market	market	NOUN
ejif-2513	87	48	factors	factor	NOUN
ejif-2513	87	49	affecting	affect	VERB
ejif-2513	87	50	asset	asset	NOUN
ejif-2513	87	51	rates	rate	NOUN
ejif-2513	87	52	of	of	ADP
ejif-2513	87	53	return	return	NOUN
ejif-2513	87	54	,	,	PUNCT
ejif-2513	87	55	compared	compare	VERB
ejif-2513	87	56	to	to	ADP
ejif-2513	87	57	the	the	DET
ejif-2513	87	58	expected	expect	VERB
ejif-2513	87	59	rates	rate	NOUN
ejif-2513	87	60	of	of	ADP
ejif-2513	87	61	return	return	NOUN
ejif-2513	87	62	for	for	ADP
ejif-2513	87	63	investment	investment	NOUN
ejif-2513	87	64	account	account	NOUN
ejif-2513	87	65	holders	holder	NOUN
ejif-2513	87	66	[	[	X
ejif-2513	87	67	10	10	NUM
ejif-2513	87	68	]	]	PUNCT
ejif-2513	87	69	.	.	PUNCT
ejif-2513	88	1	whether	whether	SCONJ
ejif-2513	88	2	for	for	ADP
ejif-2513	88	3	the	the	DET
ejif-2513	88	4	aaoifi	aaoifi	NOUN
ejif-2513	88	5	and	and	CCONJ
ejif-2513	88	6	the	the	DET
ejif-2513	88	7	ifsb	ifsb	NOUN
ejif-2513	88	8	,	,	PUNCT
ejif-2513	88	9	the	the	DET
ejif-2513	88	10	retention	retention	NOUN
ejif-2513	88	11	of	of	ADP
ejif-2513	88	12	per	per	ADP
ejif-2513	88	13	and	and	CCONJ
ejif-2513	88	14	irr	irr	NOUN
ejif-2513	88	15	as	as	SCONJ
ejif-2513	88	16	prudential	prudential	ADJ
ejif-2513	88	17	reserves	reserve	NOUN
ejif-2513	88	18	is	be	AUX
ejif-2513	88	19	not	not	PART
ejif-2513	88	20	mandatory	mandatory	ADJ
ejif-2513	88	21	but	but	CCONJ
ejif-2513	88	22	just	just	ADV
ejif-2513	88	23	highly	highly	ADV
ejif-2513	88	24	recommended	recommend	VERB
ejif-2513	88	25	.	.	PUNCT
ejif-2513	89	1	for	for	ADP
ejif-2513	89	2	the	the	DET
ejif-2513	89	3	aaoifi	aaoifi	NOUN
ejif-2513	89	4	,	,	PUNCT
ejif-2513	89	5	share	share	VERB
ejif-2513	89	6	the	the	DET
ejif-2513	89	7	per	per	ADJ
ejif-2513	89	8	share	share	NOUN
ejif-2513	89	9	reserved	reserve	VERB
ejif-2513	89	10	for	for	ADP
ejif-2513	89	11	the	the	DET
ejif-2513	89	12	shareholders	shareholder	NOUN
ejif-2513	89	13	as	as	ADP
ejif-2513	89	14	an	an	DET
ejif-2513	89	15	unavoidable	unavoidable	ADJ
ejif-2513	89	16	component	component	NOUN
ejif-2513	89	17	of	of	ADP
ejif-2513	89	18	the	the	DET
ejif-2513	89	19	total	total	ADJ
ejif-2513	89	20	reserves	reserve	NOUN
ejif-2513	89	21	and	and	CCONJ
ejif-2513	89	22	integrate	integrate	VERB
ejif-2513	89	23	it	it	PRON
ejif-2513	89	24	at	at	ADP
ejif-2513	89	25	the	the	DET
ejif-2513	89	26	equity	equity	NOUN
ejif-2513	89	27	level	level	NOUN
ejif-2513	89	28	.	.	PUNCT
ejif-2513	90	1	on	on	ADP
ejif-2513	90	2	the	the	DET
ejif-2513	90	3	side	side	NOUN
ejif-2513	90	4	of	of	ADP
ejif-2513	90	5	the	the	DET
ejif-2513	90	6	irr	irr	NOUN
ejif-2513	90	7	,	,	PUNCT
ejif-2513	90	8	the	the	DET
ejif-2513	90	9	aaoifi	aaoifi	NOUN
ejif-2513	90	10	recommends	recommend	VERB
ejif-2513	90	11	to	to	PART
ejif-2513	90	12	consider	consider	VERB
ejif-2513	90	13	it	it	PRON
ejif-2513	90	14	as	as	ADP
ejif-2513	90	15	a	a	DET
ejif-2513	90	16	component	component	NOUN
ejif-2513	90	17	of	of	ADP
ejif-2513	90	18	the	the	DET
ejif-2513	90	19	capital	capital	NOUN
ejif-2513	90	20	of	of	ADP
ejif-2513	90	21	the	the	DET
ejif-2513	90	22	holders	holder	NOUN
ejif-2513	90	23	of	of	ADP
ejif-2513	90	24	the	the	DET
ejif-2513	90	25	investment	investment	NOUN
ejif-2513	90	26	accounts	account	NOUN
ejif-2513	90	27	,	,	PUNCT
ejif-2513	90	28	which	which	PRON
ejif-2513	90	29	is	be	AUX
ejif-2513	90	30	quite	quite	DET
ejif-2513	90	31	the	the	DET
ejif-2513	90	32	opposite	opposite	NOUN
ejif-2513	90	33	for	for	ADP
ejif-2513	90	34	the	the	DET
ejif-2513	90	35	ifsb	ifsb	NOUN
ejif-2513	90	36	which	which	PRON
ejif-2513	90	37	recommends	recommend	VERB
ejif-2513	90	38	not	not	PART
ejif-2513	90	39	imputing	impute	VERB
ejif-2513	90	40	the	the	DET
ejif-2513	90	41	two	two	NUM
ejif-2513	90	42	prudential	prudential	ADJ
ejif-2513	90	43	reserves	reserve	NOUN
ejif-2513	90	44	with	with	ADP
ejif-2513	90	45	the	the	DET
ejif-2513	90	46	equity	equity	NOUN
ejif-2513	90	47	.	.	PUNCT
ejif-2513	91	1	however	however	ADV
ejif-2513	91	2	,	,	PUNCT
ejif-2513	91	3	the	the	DET
ejif-2513	91	4	majority	majority	NOUN
ejif-2513	91	5	of	of	ADP
ejif-2513	91	6	the	the	DET
ejif-2513	91	7	regulatory	regulatory	ADJ
ejif-2513	91	8	authorities	authority	NOUN
ejif-2513	91	9	do	do	AUX
ejif-2513	91	10	not	not	PART
ejif-2513	91	11	indicate	indicate	VERB
ejif-2513	91	12	the	the	DET
ejif-2513	91	13	methods	method	NOUN
ejif-2513	91	14	for	for	ADP
ejif-2513	91	15	calculating	calculate	VERB
ejif-2513	91	16	the	the	DET
ejif-2513	91	17	rate	rate	NOUN
ejif-2513	91	18	of	of	ADP
ejif-2513	91	19	return	return	NOUN
ejif-2513	91	20	on	on	ADP
ejif-2513	91	21	the	the	DET
ejif-2513	91	22	participatory	participatory	ADJ
ejif-2513	91	23	investment	investment	NOUN
ejif-2513	91	24	accounts	account	VERB
ejif-2513	91	25	as	as	ADV
ejif-2513	91	26	well	well	ADV
ejif-2513	91	27	as	as	ADP
ejif-2513	91	28	the	the	DET
ejif-2513	91	29	calculation	calculation	NOUN
ejif-2513	91	30	of	of	ADP
ejif-2513	91	31	the	the	DET
ejif-2513	91	32	per	per	NOUN
ejif-2513	91	33	and	and	CCONJ
ejif-2513	91	34	the	the	DET
ejif-2513	91	35	irr	irr	NOUN
ejif-2513	91	36	.	.	PUNCT
ejif-2513	92	1	in	in	ADP
ejif-2513	92	2	this	this	DET
ejif-2513	92	3	context	context	NOUN
ejif-2513	92	4	,	,	PUNCT
ejif-2513	92	5	islamic	islamic	ADJ
ejif-2513	92	6	banking	banking	NOUN
ejif-2513	92	7	institutions	institution	NOUN
ejif-2513	92	8	are	be	AUX
ejif-2513	92	9	forced	force	VERB
ejif-2513	92	10	to	to	PART
ejif-2513	92	11	develop	develop	VERB
ejif-2513	92	12	their	their	PRON
ejif-2513	92	13	own	own	ADJ
ejif-2513	92	14	internal	internal	ADJ
ejif-2513	92	15	models	model	NOUN
ejif-2513	92	16	to	to	PART
ejif-2513	92	17	quantify	quantify	VERB
ejif-2513	92	18	the	the	DET
ejif-2513	92	19	displaced	displace	VERB
ejif-2513	92	20	commercial	commercial	ADJ
ejif-2513	92	21	risk	risk	NOUN
ejif-2513	92	22	.	.	PUNCT
ejif-2513	93	1	in	in	ADP
ejif-2513	93	2	some	some	DET
ejif-2513	93	3	cases	case	NOUN
ejif-2513	93	4	,	,	PUNCT
ejif-2513	93	5	the	the	DET
ejif-2513	93	6	regulatory	regulatory	ADJ
ejif-2513	93	7	pressure	pressure	NOUN
ejif-2513	93	8	to	to	PART
ejif-2513	93	9	smooth	smooth	VERB
ejif-2513	93	10	the	the	DET
ejif-2513	93	11	rates	rate	NOUN
ejif-2513	93	12	of	of	ADP
ejif-2513	93	13	return	return	NOUN
ejif-2513	93	14	on	on	ADP
ejif-2513	93	15	participatory	participatory	ADJ
ejif-2513	93	16	investment	investment	NOUN
ejif-2513	93	17	accounts	account	NOUN
ejif-2513	93	18	is	be	AUX
ejif-2513	93	19	subject	subject	ADJ
ejif-2513	93	20	to	to	ADP
ejif-2513	93	21	the	the	DET
ejif-2513	93	22	diversity	diversity	NOUN
ejif-2513	93	23	of	of	ADP
ejif-2513	93	24	regulatory	regulatory	ADJ
ejif-2513	93	25	environments	environment	NOUN
ejif-2513	93	26	in	in	ADP
ejif-2513	93	27	the	the	DET
ejif-2513	93	28	countries	country	NOUN
ejif-2513	93	29	in	in	ADP
ejif-2513	93	30	which	which	PRON
ejif-2513	93	31	islamic	islamic	ADJ
ejif-2513	93	32	banks	bank	NOUN
ejif-2513	93	33	operate	operate	VERB
ejif-2513	93	34	.	.	PUNCT
ejif-2513	94	1	for	for	ADP
ejif-2513	94	2	dual	dual	ADJ
ejif-2513	94	3	banking	banking	NOUN
ejif-2513	94	4	systems	system	NOUN
ejif-2513	94	5	,	,	PUNCT
ejif-2513	94	6	central	central	ADJ
ejif-2513	94	7	banks	bank	NOUN
ejif-2513	94	8	use	use	VERB
ejif-2513	94	9	a	a	DET
ejif-2513	94	10	protective	protective	ADJ
ejif-2513	94	11	approach	approach	NOUN
ejif-2513	94	12	to	to	ADP
ejif-2513	94	13	participatory	participatory	ADJ
ejif-2513	94	14	investment	investment	NOUN
ejif-2513	94	15	account	account	NOUN
ejif-2513	94	16	holders	holder	NOUN
ejif-2513	94	17	.	.	PUNCT
ejif-2513	95	1	in	in	ADP
ejif-2513	95	2	such	such	DET
ejif-2513	95	3	a	a	DET
ejif-2513	95	4	situation	situation	NOUN
ejif-2513	95	5	,	,	PUNCT
ejif-2513	95	6	islamic	islamic	ADJ
ejif-2513	95	7	banks	bank	NOUN
ejif-2513	95	8	are	be	AUX
ejif-2513	95	9	forced	force	VERB
ejif-2513	95	10	to	to	PART
ejif-2513	95	11	smooth	smooth	VERB
ejif-2513	95	12	the	the	DET
ejif-2513	95	13	rates	rate	NOUN
ejif-2513	95	14	of	of	ADP
ejif-2513	95	15	return	return	NOUN
ejif-2513	95	16	on	on	ADP
ejif-2513	95	17	investment	investment	NOUN
ejif-2513	95	18	accounts	account	NOUN
ejif-2513	95	19	with	with	ADP
ejif-2513	95	20	the	the	DET
ejif-2513	95	21	only	only	ADJ
ejif-2513	95	22	difference	difference	NOUN
ejif-2513	95	23	is	be	AUX
ejif-2513	95	24	the	the	DET
ejif-2513	95	25	fact	fact	NOUN
ejif-2513	95	26	that	that	SCONJ
ejif-2513	95	27	instead	instead	ADV
ejif-2513	95	28	of	of	ADP
ejif-2513	95	29	exposing	expose	VERB
ejif-2513	95	30	islamic	islamic	ADJ
ejif-2513	95	31	banks	bank	NOUN
ejif-2513	95	32	to	to	ADP
ejif-2513	95	33	commercial	commercial	ADJ
ejif-2513	95	34	risk	risk	NOUN
ejif-2513	95	35	moved	move	VERB
ejif-2513	95	36	under	under	ADP
ejif-2513	95	37	the	the	DET
ejif-2513	95	38	constraint	constraint	NOUN
ejif-2513	95	39	of	of	ADP
ejif-2513	95	40	competition	competition	NOUN
ejif-2513	95	41	,	,	PUNCT
ejif-2513	95	42	this	this	DET
ejif-2513	95	43	practice	practice	NOUN
ejif-2513	95	44	becomes	become	VERB
ejif-2513	95	45	mandatory	mandatory	ADJ
ejif-2513	95	46	according	accord	VERB
ejif-2513	95	47	to	to	ADP
ejif-2513	95	48	the	the	DET
ejif-2513	95	49	regulations	regulation	NOUN
ejif-2513	95	50	.	.	PUNCT
ejif-2513	96	1	it	it	PRON
ejif-2513	96	2	therefore	therefore	ADV
ejif-2513	96	3	appears	appear	VERB
ejif-2513	96	4	that	that	SCONJ
ejif-2513	96	5	under	under	ADP
ejif-2513	96	6	commercial	commercial	ADJ
ejif-2513	96	7	or	or	CCONJ
ejif-2513	96	8	regulatory	regulatory	ADJ
ejif-2513	96	9	pressure	pressure	NOUN
ejif-2513	96	10	,	,	PUNCT
ejif-2513	96	11	islamic	islamic	ADJ
ejif-2513	96	12	banks	bank	NOUN
ejif-2513	96	13	that	that	PRON
ejif-2513	96	14	operate	operate	VERB
ejif-2513	96	15	in	in	ADP
ejif-2513	96	16	a	a	DET
ejif-2513	96	17	regulatory	regulatory	ADJ
ejif-2513	96	18	environment	environment	NOUN
ejif-2513	96	19	that	that	PRON
ejif-2513	96	20	does	do	AUX
ejif-2513	96	21	not	not	PART
ejif-2513	96	22	take	take	VERB
ejif-2513	96	23	into	into	ADP
ejif-2513	96	24	account	account	NOUN
ejif-2513	96	25	their	their	PRON
ejif-2513	96	26	particularities	particularity	NOUN
ejif-2513	96	27	may	may	AUX
ejif-2513	96	28	not	not	PART
ejif-2513	96	29	be	be	AUX
ejif-2513	96	30	able	able	ADJ
ejif-2513	96	31	to	to	PART
ejif-2513	96	32	comply	comply	VERB
ejif-2513	96	33	with	with	ADP
ejif-2513	96	34	the	the	DET
ejif-2513	96	35	principle	principle	NOUN
ejif-2513	96	36	of	of	ADP
ejif-2513	96	37	sharing	share	VERB
ejif-2513	96	38	profit	profit	NOUN
ejif-2513	96	39	and	and	CCONJ
ejif-2513	96	40	loss	loss	NOUN
ejif-2513	96	41	in	in	ADP
ejif-2513	96	42	accordance	accordance	NOUN
ejif-2513	96	43	with	with	ADP
ejif-2513	96	44	the	the	DET
ejif-2513	96	45	principles	principle	NOUN
ejif-2513	96	46	of	of	ADP
ejif-2513	96	47	shari'ah	shari'ah	NOUN
ejif-2513	96	48	law	law	NOUN
ejif-2513	96	49	.	.	PUNCT
ejif-2513	97	1	thus	thus	ADV
ejif-2513	97	2	,	,	PUNCT
ejif-2513	97	3	in	in	ADP
ejif-2513	97	4	seeking	seek	VERB
ejif-2513	97	5	to	to	PART
ejif-2513	97	6	promote	promote	VERB
ejif-2513	97	7	a	a	DET
ejif-2513	97	8	fair	fair	ADJ
ejif-2513	97	9	situation	situation	NOUN
ejif-2513	97	10	between	between	ADP
ejif-2513	97	11	conventional	conventional	ADJ
ejif-2513	97	12	banks	bank	NOUN
ejif-2513	97	13	and	and	CCONJ
ejif-2513	97	14	their	their	PRON
ejif-2513	97	15	islamic	islamic	ADJ
ejif-2513	97	16	counterpart	counterpart	NOUN
ejif-2513	97	17	’s	’s	PART
ejif-2513	97	18	regulatory	regulatory	ADJ
ejif-2513	97	19	authorities	authority	NOUN
ejif-2513	97	20	risk	risk	VERB
ejif-2513	97	21	falling	fall	VERB
ejif-2513	97	22	into	into	ADP
ejif-2513	97	23	a	a	DET
ejif-2513	97	24	dilemma	dilemma	NOUN
ejif-2513	97	25	to	to	PART
ejif-2513	97	26	ensure	ensure	VERB
ejif-2513	97	27	the	the	DET
ejif-2513	97	28	development	development	NOUN
ejif-2513	97	29	of	of	ADP
ejif-2513	97	30	this	this	DET
ejif-2513	97	31	expanding	expand	VERB
ejif-2513	97	32	industry	industry	NOUN
ejif-2513	97	33	ensure	ensure	VERB
ejif-2513	97	34	their	their	PRON
ejif-2513	97	35	roles	role	NOUN
ejif-2513	97	36	as	as	ADP
ejif-2513	97	37	religious	religious	ADJ
ejif-2513	97	38	regulators	regulator	NOUN
ejif-2513	97	39	.	.	PUNCT
ejif-2513	98	1	v.	v.	ADP
ejif-2513	98	2	conclusion	conclusion	NOUN
ejif-2513	98	3	in	in	ADP
ejif-2513	98	4	this	this	DET
ejif-2513	98	5	work	work	NOUN
ejif-2513	98	6	,	,	PUNCT
ejif-2513	98	7	we	we	PRON
ejif-2513	98	8	have	have	AUX
ejif-2513	98	9	focused	focus	VERB
ejif-2513	98	10	on	on	ADP
ejif-2513	98	11	the	the	DET
ejif-2513	98	12	problem	problem	NOUN
ejif-2513	98	13	of	of	ADP
ejif-2513	98	14	the	the	DET
ejif-2513	98	15	exposure	exposure	NOUN
ejif-2513	98	16	of	of	ADP
ejif-2513	98	17	islamic	islamic	ADJ
ejif-2513	98	18	banks	bank	NOUN
ejif-2513	98	19	to	to	ADP
ejif-2513	98	20	the	the	DET
ejif-2513	98	21	commercial	commercial	ADJ
ejif-2513	98	22	risks	risk	NOUN
ejif-2513	98	23	and	and	CCONJ
ejif-2513	98	24	the	the	DET
ejif-2513	98	25	impact	impact	NOUN
ejif-2513	98	26	of	of	ADP
ejif-2513	98	27	this	this	DET
ejif-2513	98	28	exposure	exposure	NOUN
ejif-2513	98	29	on	on	ADP
ejif-2513	98	30	the	the	DET
ejif-2513	98	31	performance	performance	NOUN
ejif-2513	98	32	of	of	ADP
ejif-2513	98	33	these	these	DET
ejif-2513	98	34	islamic	islamic	ADJ
ejif-2513	98	35	banking	banking	NOUN
ejif-2513	98	36	institutions	institution	NOUN
ejif-2513	98	37	.	.	PUNCT
ejif-2513	99	1	this	this	DET
ejif-2513	99	2	risk	risk	NOUN
ejif-2513	99	3	,	,	PUNCT
ejif-2513	99	4	which	which	PRON
ejif-2513	99	5	seems	seem	VERB
ejif-2513	99	6	specific	specific	ADJ
ejif-2513	99	7	to	to	ADP
ejif-2513	99	8	islamic	islamic	ADJ
ejif-2513	99	9	banks	bank	NOUN
ejif-2513	99	10	,	,	PUNCT
ejif-2513	99	11	results	result	VERB
ejif-2513	99	12	from	from	ADP
ejif-2513	99	13	the	the	DET
ejif-2513	99	14	mobilization	mobilization	NOUN
ejif-2513	99	15	of	of	ADP
ejif-2513	99	16	funds	fund	NOUN
ejif-2513	99	17	by	by	ADP
ejif-2513	99	18	the	the	DET
ejif-2513	99	19	islamic	islamic	PROPN
ejif-2513	99	20	bank	bank	PROPN
ejif-2513	99	21	in	in	ADP
ejif-2513	99	22	the	the	DET
ejif-2513	99	23	form	form	NOUN
ejif-2513	99	24	of	of	ADP
ejif-2513	99	25	participative	participative	ADJ
ejif-2513	99	26	investment	investment	NOUN
ejif-2513	99	27	accounts	account	NOUN
ejif-2513	99	28	.	.	PUNCT
ejif-2513	100	1	in	in	ADP
ejif-2513	100	2	other	other	ADJ
ejif-2513	100	3	words	word	NOUN
ejif-2513	100	4	,	,	PUNCT
ejif-2513	100	5	this	this	DET
ejif-2513	100	6	risk	risk	NOUN
ejif-2513	100	7	specifically	specifically	ADV
ejif-2513	100	8	sends	send	VERB
ejif-2513	100	9	to	to	ADP
ejif-2513	100	10	the	the	DET
ejif-2513	100	11	behaviour	behaviour	NOUN
ejif-2513	100	12	of	of	ADP
ejif-2513	100	13	the	the	DET
ejif-2513	100	14	holders	holder	NOUN
ejif-2513	100	15	of	of	ADP
ejif-2513	100	16	these	these	DET
ejif-2513	100	17	accounts	account	NOUN
ejif-2513	100	18	who	who	PRON
ejif-2513	100	19	,	,	PUNCT
ejif-2513	100	20	dissatisfied	dissatisfied	ADJ
ejif-2513	100	21	with	with	ADP
ejif-2513	100	22	the	the	DET
ejif-2513	100	23	remuneration	remuneration	NOUN
ejif-2513	100	24	offered	offer	VERB
ejif-2513	100	25	by	by	ADP
ejif-2513	100	26	their	their	PRON
ejif-2513	100	27	bank	bank	NOUN
ejif-2513	100	28	can	can	AUX
ejif-2513	100	29	withdraw	withdraw	VERB
ejif-2513	100	30	their	their	PRON
ejif-2513	100	31	funds	fund	NOUN
ejif-2513	100	32	by	by	ADP
ejif-2513	100	33	running	run	VERB
ejif-2513	100	34	the	the	DET
ejif-2513	100	35	bank	bank	NOUN
ejif-2513	100	36	at	at	ADP
ejif-2513	100	37	a	a	DET
ejif-2513	100	38	serious	serious	ADJ
ejif-2513	100	39	risk	risk	NOUN
ejif-2513	100	40	of	of	ADP
ejif-2513	100	41	liquidity	liquidity	NOUN
ejif-2513	100	42	;	;	PUNCT
ejif-2513	100	43	it	it	PRON
ejif-2513	100	44	derives	derive	VERB
ejif-2513	100	45	more	more	ADV
ejif-2513	100	46	specifically	specifically	ADV
ejif-2513	100	47	from	from	ADP
ejif-2513	100	48	the	the	DET
ejif-2513	100	49	behaviour	behaviour	NOUN
ejif-2513	100	50	.	.	PUNCT
ejif-2513	101	1	islamic	islamic	ADJ
ejif-2513	101	2	banks	bank	NOUN
ejif-2513	101	3	found	find	VERB
ejif-2513	101	4	under	under	ADP
ejif-2513	101	5	commercial	commercial	ADJ
ejif-2513	101	6	or	or	CCONJ
ejif-2513	101	7	regulatory	regulatory	ADJ
ejif-2513	101	8	pressure	pressure	NOUN
ejif-2513	101	9	are	be	AUX
ejif-2513	101	10	forced	force	VERB
ejif-2513	101	11	to	to	PART
ejif-2513	101	12	resort	resort	VERB
ejif-2513	101	13	to	to	ADP
ejif-2513	101	14	revenue	revenue	NOUN
ejif-2513	101	15	smoothing	smooth	VERB
ejif-2513	101	16	techniques	technique	NOUN
ejif-2513	101	17	on	on	ADP
ejif-2513	101	18	participatory	participatory	ADJ
ejif-2513	101	19	investment	investment	NOUN
ejif-2513	101	20	accounts	account	NOUN
ejif-2513	101	21	which	which	PRON
ejif-2513	101	22	may	may	AUX
ejif-2513	101	23	put	put	VERB
ejif-2513	101	24	the	the	DET
ejif-2513	101	25	islamic	islamic	PROPN
ejif-2513	101	26	bank	bank	PROPN
ejif-2513	101	27	in	in	ADP
ejif-2513	101	28	a	a	DET
ejif-2513	101	29	delicate	delicate	ADJ
ejif-2513	101	30	situation	situation	NOUN
ejif-2513	101	31	of	of	ADP
ejif-2513	101	32	non	non	NOUN
ejif-2513	101	33	-	-	NOUN
ejif-2513	101	34	compliance	compliance	NOUN
ejif-2513	101	35	with	with	ADP
ejif-2513	101	36	the	the	DET
ejif-2513	101	37	principle	principle	NOUN
ejif-2513	101	38	of	of	ADP
ejif-2513	101	39	sharing	share	VERB
ejif-2513	101	40	profits	profit	NOUN
ejif-2513	101	41	as	as	SCONJ
ejif-2513	101	42	stipulated	stipulate	VERB
ejif-2513	101	43	by	by	ADP
ejif-2513	101	44	the	the	DET
ejif-2513	101	45	principles	principle	NOUN
ejif-2513	101	46	of	of	ADP
ejif-2513	101	47	shari'ah	shari'ah	NOUN
ejif-2513	101	48	.	.	PUNCT
ejif-2513	102	1	existing	exist	VERB
ejif-2513	102	2	arrangements	arrangement	NOUN
ejif-2513	102	3	,	,	PUNCT
ejif-2513	102	4	including	include	VERB
ejif-2513	102	5	those	those	PRON
ejif-2513	102	6	of	of	ADP
ejif-2513	102	7	the	the	DET
ejif-2513	102	8	ifsb	ifsb	NOUN
ejif-2513	102	9	,	,	PUNCT
ejif-2513	102	10	is	be	AUX
ejif-2513	102	11	not	not	PART
ejif-2513	102	12	yet	yet	ADV
ejif-2513	102	13	effective	effective	ADJ
ejif-2513	102	14	despite	despite	SCONJ
ejif-2513	102	15	the	the	DET
ejif-2513	102	16	efforts	effort	NOUN
ejif-2513	102	17	that	that	PRON
ejif-2513	102	18	have	have	AUX
ejif-2513	102	19	been	be	AUX
ejif-2513	102	20	made	make	VERB
ejif-2513	102	21	in	in	ADP
ejif-2513	102	22	view	view	NOUN
ejif-2513	102	23	of	of	ADP
ejif-2513	102	24	their	their	PRON
ejif-2513	102	25	arbitrary	arbitrary	ADJ
ejif-2513	102	26	and	and	CCONJ
ejif-2513	102	27	undifferentiated	undifferentiated	ADJ
ejif-2513	102	28	contribution	contribution	NOUN
ejif-2513	102	29	to	to	ADP
ejif-2513	102	30	the	the	DET
ejif-2513	102	31	determination	determination	NOUN
ejif-2513	102	32	of	of	ADP
ejif-2513	102	33	the	the	DET
ejif-2513	102	34	displaced	displace	VERB
ejif-2513	102	35	commercial	commercial	ADJ
ejif-2513	102	36	risk	risk	NOUN
ejif-2513	102	37	.	.	PUNCT
ejif-2513	103	1	to	to	PART
ejif-2513	103	2	summarize	summarize	VERB
ejif-2513	103	3	,	,	PUNCT
ejif-2513	103	4	it	it	PRON
ejif-2513	103	5	must	must	AUX
ejif-2513	103	6	be	be	AUX
ejif-2513	103	7	said	say	VERB
ejif-2513	103	8	that	that	SCONJ
ejif-2513	103	9	islamic	islamic	ADJ
ejif-2513	103	10	banks	bank	NOUN
ejif-2513	103	11	,	,	PUNCT
ejif-2513	103	12	like	like	ADP
ejif-2513	103	13	other	other	ADJ
ejif-2513	103	14	banking	banking	NOUN
ejif-2513	103	15	institutions	institution	NOUN
ejif-2513	103	16	,	,	PUNCT
ejif-2513	103	17	are	be	AUX
ejif-2513	103	18	required	require	VERB
ejif-2513	103	19	to	to	PART
ejif-2513	103	20	respect	respect	VERB
ejif-2513	103	21	certain	certain	ADJ
ejif-2513	103	22	financial	financial	ADJ
ejif-2513	103	23	recommendations	recommendation	NOUN
ejif-2513	103	24	to	to	PART
ejif-2513	103	25	ensure	ensure	VERB
ejif-2513	103	26	their	their	PRON
ejif-2513	103	27	survival	survival	NOUN
ejif-2513	103	28	and	and	CCONJ
ejif-2513	103	29	continue	continue	VERB
ejif-2513	103	30	to	to	PART
ejif-2513	103	31	operate	operate	VERB
ejif-2513	103	32	.	.	PUNCT
ejif-2513	104	1	however	however	ADV
ejif-2513	104	2	,	,	PUNCT
ejif-2513	104	3	unlike	unlike	ADP
ejif-2513	104	4	conventional	conventional	ADJ
ejif-2513	104	5	finance	finance	NOUN
ejif-2513	104	6	,	,	PUNCT
ejif-2513	104	7	islamic	islamic	ADJ
ejif-2513	104	8	finance	finance	NOUN
ejif-2513	104	9	has	have	AUX
ejif-2513	104	10	defined	define	VERB
ejif-2513	104	11	a	a	DET
ejif-2513	104	12	set	set	NOUN
ejif-2513	104	13	of	of	ADP
ejif-2513	104	14	extra	extra	ADJ
ejif-2513	104	15	-	-	ADJ
ejif-2513	104	16	financial	financial	ADJ
ejif-2513	104	17	criteria	criterion	NOUN
ejif-2513	104	18	that	that	PRON
ejif-2513	104	19	must	must	AUX
ejif-2513	104	20	be	be	AUX
ejif-2513	104	21	met	meet	VERB
ejif-2513	104	22	in	in	ADP
ejif-2513	104	23	order	order	NOUN
ejif-2513	104	24	to	to	PART
ejif-2513	104	25	be	be	AUX
ejif-2513	104	26	in	in	ADP
ejif-2513	104	27	full	full	ADJ
ejif-2513	104	28	compliance	compliance	NOUN
ejif-2513	104	29	.	.	PUNCT
ejif-2513	105	1	in	in	ADP
ejif-2513	105	2	such	such	DET
ejif-2513	105	3	a	a	DET
ejif-2513	105	4	situation	situation	NOUN
ejif-2513	105	5	,	,	PUNCT
ejif-2513	105	6	islamic	islamic	ADJ
ejif-2513	105	7	banks	bank	NOUN
ejif-2513	105	8	are	be	AUX
ejif-2513	105	9	in	in	ADP
ejif-2513	105	10	an	an	DET
ejif-2513	105	11	emblematic	emblematic	ADJ
ejif-2513	105	12	position	position	NOUN
ejif-2513	105	13	to	to	PART
ejif-2513	105	14	adopt	adopt	VERB
ejif-2513	105	15	a	a	DET
ejif-2513	105	16	particular	particular	ADJ
ejif-2513	105	17	strategy	strategy	NOUN
ejif-2513	105	18	in	in	ADP
ejif-2513	105	19	order	order	NOUN
ejif-2513	105	20	to	to	PART
ejif-2513	105	21	compete	compete	VERB
ejif-2513	105	22	with	with	ADP
ejif-2513	105	23	their	their	PRON
ejif-2513	105	24	rivals	rival	NOUN
ejif-2513	105	25	or	or	CCONJ
ejif-2513	105	26	to	to	PART
ejif-2513	105	27	find	find	VERB
ejif-2513	105	28	themselves	themselves	PRON
ejif-2513	105	29	in	in	ADP
ejif-2513	105	30	a	a	DET
ejif-2513	105	31	situation	situation	NOUN
ejif-2513	105	32	of	of	ADP
ejif-2513	105	33	non	non	NOUN
ejif-2513	105	34	-	-	NOUN
ejif-2513	105	35	compliance	compliance	NOUN
ejif-2513	105	36	with	with	ADP
ejif-2513	105	37	the	the	DET
ejif-2513	105	38	principles	principle	NOUN
ejif-2513	105	39	of	of	ADP
ejif-2513	105	40	shari'ah	shari'ah	NOUN
ejif-2513	105	41	.	.	PUNCT
ejif-2513	106	1	ejif	ejif	PROPN
ejif-2513	106	2	–	–	PUNCT
ejif-2513	106	3	european	european	PROPN
ejif-2513	106	4	journal	journal	PROPN
ejif-2513	106	5	of	of	ADP
ejif-2513	106	6	islamic	islamic	PROPN
ejif-2513	106	7	finance	finance	NOUN
ejif-2513	106	8	no	no	DET
ejif-2513	106	9	9	9	NUM
ejif-2513	106	10	,	,	PUNCT
ejif-2513	106	11	april	april	PROPN
ejif-2513	106	12	(	(	PUNCT
ejif-2513	106	13	2018	2018	NUM
ejif-2513	106	14	)	)	PUNCT
ejif-2513	107	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-2513	107	2	issn	issn	VERB
ejif-2513	107	3	2421	2421	NUM
ejif-2513	107	4	-	-	SYM
ejif-2513	107	5	2172	2172	NUM
ejif-2513	107	6	4	4	NUM
ejif-2513	107	7	references	reference	NOUN
ejif-2513	107	8	[	[	X
ejif-2513	107	9	1	1	NUM
ejif-2513	107	10	]	]	X
ejif-2513	107	11	aaminou	aaminou	NOUN
ejif-2513	107	12	,	,	PUNCT
ejif-2513	107	13	mohamed	mohamed	PROPN
ejif-2513	107	14	wail	wail	PROPN
ejif-2513	107	15	,	,	PUNCT
ejif-2513	107	16	and	and	CCONJ
ejif-2513	107	17	aziz	aziz	PROPN
ejif-2513	107	18	moutahaddib	moutahaddib	PROPN
ejif-2513	107	19	.	.	PUNCT
ejif-2513	108	1	"	"	PUNCT
ejif-2513	108	2	étude	étude	PROPN
ejif-2513	108	3	de	de	PROPN
ejif-2513	108	4	l’exposition	l’exposition	PROPN
ejif-2513	108	5	des	des	PROPN
ejif-2513	108	6	banques	banques	PROPN
ejif-2513	108	7	islamiques	islamique	NOUN
ejif-2513	108	8	au	au	PROPN
ejif-2513	108	9	taux	taux	PROPN
ejif-2513	108	10	d’intérêt	d’intérêt	PROPN
ejif-2513	108	11	et	et	PROPN
ejif-2513	108	12	de	de	PROPN
ejif-2513	108	13	l’implication	l’implication	PROPN
ejif-2513	108	14	sur	sur	PROPN
ejif-2513	108	15	la	la	X
ejif-2513	108	16	gestion	gestion	X
ejif-2513	108	17	actif	actif	PROPN
ejif-2513	108	18	-	-	PUNCT
ejif-2513	108	19	passif	passif	NOUN
ejif-2513	108	20	.	.	PUNCT
ejif-2513	108	21	"	"	PUNCT
ejif-2513	108	22	european	european	ADJ
ejif-2513	108	23	scientific	scientific	ADJ
ejif-2513	108	24	journal	journal	NOUN
ejif-2513	108	25	,	,	PUNCT
ejif-2513	108	26	esj	esj	VERB
ejif-2513	108	27	13	13	NUM
ejif-2513	108	28	,	,	PUNCT
ejif-2513	108	29	no	no	INTJ
ejif-2513	108	30	.	.	NOUN
ejif-2513	108	31	10	10	NUM
ejif-2513	108	32	(	(	PUNCT
ejif-2513	108	33	2017	2017	NUM
ejif-2513	108	34	)	)	PUNCT
ejif-2513	108	35	.	.	PUNCT
ejif-2513	109	1	[	[	X
ejif-2513	109	2	2	2	X
ejif-2513	109	3	]	]	PUNCT
ejif-2513	109	4	abdul	abdul	PROPN
ejif-2513	109	5	kader	kader	PROPN
ejif-2513	109	6	,	,	PUNCT
ejif-2513	109	7	r	r	NOUN
ejif-2513	109	8	,	,	PUNCT
ejif-2513	109	9	and	and	CCONJ
ejif-2513	109	10	kok	kok	PROPN
ejif-2513	109	11	leong	leong	PROPN
ejif-2513	109	12	yap	yap	PROPN
ejif-2513	109	13	.	.	PUNCT
ejif-2513	110	1	"	"	PUNCT
ejif-2513	110	2	the	the	DET
ejif-2513	110	3	impact	impact	NOUN
ejif-2513	110	4	of	of	ADP
ejif-2513	110	5	interest	interest	NOUN
ejif-2513	110	6	rate	rate	NOUN
ejif-2513	110	7	changes	change	NOUN
ejif-2513	110	8	on	on	ADP
ejif-2513	110	9	islamic	islamic	PROPN
ejif-2513	110	10	bank	bank	PROPN
ejif-2513	110	11	financing	financing	NOUN
ejif-2513	110	12	.	.	PUNCT
ejif-2513	110	13	"	"	PUNCT
ejif-2513	111	1	(	(	PUNCT
ejif-2513	111	2	2008	2008	NUM
ejif-2513	111	3	)	)	PUNCT
ejif-2513	111	4	.	.	PUNCT
ejif-2513	112	1	[	[	X
ejif-2513	112	2	3	3	NUM
ejif-2513	112	3	]	]	X
ejif-2513	112	4	archer	archer	PROPN
ejif-2513	112	5	,	,	PUNCT
ejif-2513	112	6	simon	simon	PROPN
ejif-2513	112	7	,	,	PUNCT
ejif-2513	112	8	and	and	CCONJ
ejif-2513	112	9	rifaat	rifaat	PROPN
ejif-2513	112	10	ahmed	ahmed	PROPN
ejif-2513	112	11	abdel	abdel	PROPN
ejif-2513	112	12	karim	karim	PROPN
ejif-2513	112	13	.	.	PUNCT
ejif-2513	113	1	"	"	PUNCT
ejif-2513	113	2	profit	profit	NOUN
ejif-2513	113	3	-	-	PUNCT
ejif-2513	113	4	sharing	share	VERB
ejif-2513	113	5	investment	investment	NOUN
ejif-2513	113	6	accounts	account	NOUN
ejif-2513	113	7	in	in	ADP
ejif-2513	113	8	islamic	islamic	ADJ
ejif-2513	113	9	banks	bank	NOUN
ejif-2513	113	10	:	:	PUNCT
ejif-2513	113	11	regulatory	regulatory	ADJ
ejif-2513	113	12	problems	problem	NOUN
ejif-2513	113	13	and	and	CCONJ
ejif-2513	113	14	possible	possible	ADJ
ejif-2513	113	15	solutions	solution	NOUN
ejif-2513	113	16	.	.	PUNCT
ejif-2513	113	17	"	"	PUNCT
ejif-2513	114	1	journal	journal	NOUN
ejif-2513	114	2	of	of	ADP
ejif-2513	114	3	banking	banking	NOUN
ejif-2513	114	4	regulation	regulation	NOUN
ejif-2513	114	5	10	10	NUM
ejif-2513	114	6	,	,	PUNCT
ejif-2513	114	7	no	no	INTJ
ejif-2513	114	8	.	.	NOUN
ejif-2513	114	9	4	4	NUM
ejif-2513	114	10	(	(	PUNCT
ejif-2513	114	11	2009	2009	NUM
ejif-2513	114	12	):	):	PUNCT
ejif-2513	114	13	300	300	NUM
ejif-2513	114	14	-	-	NUM
ejif-2513	114	15	06	06	NUM
ejif-2513	114	16	.	.	PUNCT
ejif-2513	115	1	[	[	X
ejif-2513	115	2	4	4	NUM
ejif-2513	115	3	]	]	X
ejif-2513	115	4	beck	beck	PROPN
ejif-2513	115	5	,	,	PUNCT
ejif-2513	115	6	thorsten	thorsten	PROPN
ejif-2513	115	7	,	,	PUNCT
ejif-2513	115	8	asli	asli	PROPN
ejif-2513	115	9	demirgüç	demirgüç	PROPN
ejif-2513	115	10	-	-	PUNCT
ejif-2513	115	11	kunt	kunt	PROPN
ejif-2513	115	12	,	,	PUNCT
ejif-2513	115	13	and	and	CCONJ
ejif-2513	115	14	ouarda	ouarda	PROPN
ejif-2513	115	15	merrouche	merrouche	NOUN
ejif-2513	115	16	.	.	PUNCT
ejif-2513	116	1	"	"	PUNCT
ejif-2513	116	2	islamic	islamic	ADJ
ejif-2513	116	3	vs.	vs.	ADP
ejif-2513	116	4	conventional	conventional	ADJ
ejif-2513	116	5	banking	banking	NOUN
ejif-2513	116	6	:	:	PUNCT
ejif-2513	116	7	business	business	NOUN
ejif-2513	116	8	model	model	NOUN
ejif-2513	116	9	,	,	PUNCT
ejif-2513	116	10	efficiency	efficiency	NOUN
ejif-2513	116	11	and	and	CCONJ
ejif-2513	116	12	stability	stability	NOUN
ejif-2513	116	13	.	.	PUNCT
ejif-2513	116	14	"	"	PUNCT
ejif-2513	116	15	journal	journal	NOUN
ejif-2513	116	16	of	of	ADP
ejif-2513	116	17	banking	banking	NOUN
ejif-2513	116	18	&	&	CCONJ
ejif-2513	116	19	finance	finance	PROPN
ejif-2513	116	20	37	37	NUM
ejif-2513	116	21	,	,	PUNCT
ejif-2513	116	22	no	no	INTJ
ejif-2513	116	23	.	.	NOUN
ejif-2513	116	24	2	2	NUM
ejif-2513	116	25	(	(	PUNCT
ejif-2513	116	26	2013	2013	NUM
ejif-2513	116	27	):	):	PUNCT
ejif-2513	116	28	433	433	NUM
ejif-2513	116	29	-	-	SYM
ejif-2513	116	30	47	47	NUM
ejif-2513	116	31	.	.	PUNCT
ejif-2513	117	1	[	[	X
ejif-2513	117	2	5	5	NUM
ejif-2513	117	3	]	]	PUNCT
ejif-2513	117	4	cherif	cherif	PROPN
ejif-2513	117	5	,	,	PUNCT
ejif-2513	117	6	karim	karim	PROPN
ejif-2513	117	7	,	,	PUNCT
ejif-2513	117	8	and	and	CCONJ
ejif-2513	117	9	haute	haute	PROPN
ejif-2513	117	10	ecole	ecole	PROPN
ejif-2513	117	11	de	de	X
ejif-2513	117	12	gestion	gestion	PROPN
ejif-2513	117	13	de	de	X
ejif-2513	117	14	genève	genève	PROPN
ejif-2513	117	15	.	.	PUNCT
ejif-2513	118	1	la	la	PROPN
ejif-2513	118	2	finance	finance	PROPN
ejif-2513	118	3	islamique	islamique	ADJ
ejif-2513	118	4	:	:	PUNCT
ejif-2513	118	5	analyse	analyse	PROPN
ejif-2513	118	6	des	des	X
ejif-2513	118	7	produits	produit	NOUN
ejif-2513	118	8	financiers	financier	NOUN
ejif-2513	118	9	islamiques	islamique	NOUN
ejif-2513	118	10	.	.	PUNCT
ejif-2513	119	1	haute	haute	PROPN
ejif-2513	119	2	école	école	PROPN
ejif-2513	119	3	de	de	X
ejif-2513	119	4	gestion	gestion	X
ejif-2513	119	5	de	de	X
ejif-2513	119	6	genève	genève	X
ejif-2513	119	7	(	(	PUNCT
ejif-2513	119	8	heg	heg	PROPN
ejif-2513	119	9	-	-	PROPN
ejif-2513	119	10	ge	ge	PROPN
ejif-2513	119	11	)	)	PUNCT
ejif-2513	119	12	,	,	PUNCT
ejif-2513	119	13	2008	2008	NUM
ejif-2513	119	14	.	.	PUNCT
ejif-2513	120	1	[	[	X
ejif-2513	120	2	6	6	NUM
ejif-2513	120	3	]	]	SYM
ejif-2513	120	4	guéranger	guéranger	NOUN
ejif-2513	120	5	,	,	PUNCT
ejif-2513	120	6	françois	françois	PROPN
ejif-2513	120	7	.	.	PUNCT
ejif-2513	120	8	finance	finance	PROPN
ejif-2513	120	9	islamique	islamique	ADJ
ejif-2513	120	10	:	:	PUNCT
ejif-2513	120	11	une	une	PROPN
ejif-2513	120	12	illustration	illustration	NOUN
ejif-2513	120	13	de	de	X
ejif-2513	120	14	la	la	X
ejif-2513	120	15	finance	finance	PROPN
ejif-2513	120	16	éthique	éthique	PROPN
ejif-2513	120	17	.	.	PUNCT
ejif-2513	120	18	dunod	dunod	PROPN
ejif-2513	120	19	,	,	PUNCT
ejif-2513	120	20	2009	2009	NUM
ejif-2513	120	21	.	.	PUNCT
ejif-2513	121	1	[	[	X
ejif-2513	121	2	7	7	X
ejif-2513	121	3	]	]	X
ejif-2513	121	4	haron	haron	PROPN
ejif-2513	121	5	,	,	PUNCT
ejif-2513	121	6	sudin	sudin	NOUN
ejif-2513	121	7	,	,	PUNCT
ejif-2513	121	8	and	and	CCONJ
ejif-2513	121	9	norafifah	norafifah	VERB
ejif-2513	121	10	ahmad	ahmad	PROPN
ejif-2513	121	11	.	.	PUNCT
ejif-2513	122	1	"	"	PUNCT
ejif-2513	122	2	the	the	DET
ejif-2513	122	3	effects	effect	NOUN
ejif-2513	122	4	of	of	ADP
ejif-2513	122	5	conventional	conventional	ADJ
ejif-2513	122	6	interest	interest	NOUN
ejif-2513	122	7	rates	rate	NOUN
ejif-2513	122	8	and	and	CCONJ
ejif-2513	122	9	rate	rate	NOUN
ejif-2513	122	10	of	of	ADP
ejif-2513	122	11	profit	profit	NOUN
ejif-2513	122	12	on	on	ADP
ejif-2513	122	13	funds	fund	NOUN
ejif-2513	122	14	deposited	deposit	VERB
ejif-2513	122	15	with	with	ADP
ejif-2513	122	16	islamic	islamic	ADJ
ejif-2513	122	17	banking	banking	NOUN
ejif-2513	122	18	system	system	NOUN
ejif-2513	122	19	in	in	ADP
ejif-2513	122	20	malaysia	malaysia	PROPN
ejif-2513	122	21	.	.	PUNCT
ejif-2513	122	22	"	"	PUNCT
ejif-2513	123	1	international	international	ADJ
ejif-2513	123	2	journal	journal	NOUN
ejif-2513	123	3	of	of	ADP
ejif-2513	123	4	islamic	islamic	ADJ
ejif-2513	123	5	financial	financial	ADJ
ejif-2513	123	6	services	service	NOUN
ejif-2513	123	7	1	1	NUM
ejif-2513	123	8	,	,	PUNCT
ejif-2513	123	9	no	no	INTJ
ejif-2513	123	10	.	.	NOUN
ejif-2513	123	11	4	4	NUM
ejif-2513	123	12	(	(	PUNCT
ejif-2513	123	13	2000	2000	NUM
ejif-2513	123	14	):	):	PUNCT
ejif-2513	123	15	1	1	NUM
ejif-2513	123	16	-	-	SYM
ejif-2513	123	17	7	7	NUM
ejif-2513	123	18	.	.	PUNCT
ejif-2513	124	1	[	[	X
ejif-2513	124	2	8	8	NUM
ejif-2513	124	3	]	]	PUNCT
ejif-2513	124	4	hassoune	hassoune	NOUN
ejif-2513	124	5	,	,	PUNCT
ejif-2513	124	6	a.	a.	NOUN
ejif-2513	124	7	"	"	PUNCT
ejif-2513	124	8	la	la	X
ejif-2513	124	9	finance	finance	NOUN
ejif-2513	124	10	islamique	islamique	ADJ
ejif-2513	124	11	dans	dan	NOUN
ejif-2513	124	12	le	le	X
ejif-2513	124	13	système	système	PROPN
ejif-2513	124	14	financier	financier	PROPN
ejif-2513	124	15	international	international	PROPN
ejif-2513	124	16	et	et	PROPN
ejif-2513	124	17	dans	dans	PROPN
ejif-2513	124	18	la	la	DET
ejif-2513	124	19	mondialisation	mondialisation	PROPN
ejif-2513	124	20	.	.	PUNCT
ejif-2513	124	21	"	"	PUNCT
ejif-2513	125	1	la	la	PRON
ejif-2513	125	2	finance	finance	NOUN
ejif-2513	125	3	islamique	islamique	ADJ
ejif-2513	125	4	à	à	X
ejif-2513	125	5	la	la	X
ejif-2513	125	6	française	française	PROPN
ejif-2513	125	7	:	:	PUNCT
ejif-2513	125	8	un	un	PROPN
ejif-2513	125	9	moteur	moteur	PROPN
ejif-2513	125	10	pour	pour	PROPN
ejif-2513	125	11	l'économie	l'économie	PROPN
ejif-2513	125	12	,	,	PUNCT
ejif-2513	125	13	une	une	PROPN
ejif-2513	125	14	alternative	alternative	ADJ
ejif-2513	125	15	éthique	éthique	PROPN
ejif-2513	125	16	(	(	PUNCT
ejif-2513	125	17	2008	2008	NUM
ejif-2513	125	18	)	)	PUNCT
ejif-2513	125	19	.	.	PUNCT
ejif-2513	126	1	[	[	X
ejif-2513	126	2	9	9	NUM
ejif-2513	126	3	]	]	X
ejif-2513	126	4	iqbal	iqbal	PROPN
ejif-2513	126	5	,	,	PUNCT
ejif-2513	126	6	munawar	munawar	PROPN
ejif-2513	126	7	,	,	PUNCT
ejif-2513	126	8	and	and	CCONJ
ejif-2513	126	9	david	david	PROPN
ejif-2513	126	10	t	t	PROPN
ejif-2513	126	11	llewellyn	llewellyn	PROPN
ejif-2513	126	12	.	.	PUNCT
ejif-2513	127	1	islamic	islamic	ADJ
ejif-2513	127	2	banking	banking	PROPN
ejif-2513	127	3	and	and	CCONJ
ejif-2513	127	4	finance	finance	NOUN
ejif-2513	127	5	:	:	PUNCT
ejif-2513	127	6	new	new	ADJ
ejif-2513	127	7	perspectives	perspective	NOUN
ejif-2513	127	8	on	on	ADP
ejif-2513	127	9	profit	profit	NOUN
ejif-2513	127	10	sharing	sharing	NOUN
ejif-2513	127	11	and	and	CCONJ
ejif-2513	127	12	risk	risk	NOUN
ejif-2513	127	13	.	.	PUNCT
ejif-2513	128	1	edward	edward	PROPN
ejif-2513	128	2	elgar	elgar	PROPN
ejif-2513	128	3	publishing	publishing	PROPN
ejif-2513	128	4	,	,	PUNCT
ejif-2513	128	5	2002	2002	NUM
ejif-2513	128	6	.	.	PUNCT
ejif-2513	129	1	[	[	X
ejif-2513	129	2	10	10	NUM
ejif-2513	129	3	]	]	X
ejif-2513	129	4	jedidia	jedidia	PROPN
ejif-2513	129	5	,	,	PUNCT
ejif-2513	129	6	k	k	PROPN
ejif-2513	129	7	ben	ben	PROPN
ejif-2513	129	8	.	.	PUNCT
ejif-2513	130	1	"	"	PUNCT
ejif-2513	130	2	l'intermédiation	l'intermédiation	PROPN
ejif-2513	130	3	financière	financière	PROPN
ejif-2513	130	4	participative	participative	PROPN
ejif-2513	130	5	des	des	PROPN
ejif-2513	130	6	banques	banques	PROPN
ejif-2513	130	7	islamiques	islamique	NOUN
ejif-2513	130	8	.	.	PUNCT
ejif-2513	130	9	"	"	PUNCT
ejif-2513	130	10	etudes	etude	VERB
ejif-2513	130	11	en	en	PROPN
ejif-2513	130	12	economie	economie	PROPN
ejif-2513	130	13	islamique	islamique	PROPN
ejif-2513	130	14	6	6	NUM
ejif-2513	130	15	,	,	PUNCT
ejif-2513	130	16	no	no	INTJ
ejif-2513	130	17	.	.	NOUN
ejif-2513	130	18	1	1	NUM
ejif-2513	130	19	(	(	PUNCT
ejif-2513	130	20	2012	2012	NUM
ejif-2513	130	21	):	):	PUNCT
ejif-2513	130	22	17	17	NUM
ejif-2513	130	23	-	-	SYM
ejif-2513	130	24	31	31	NUM
ejif-2513	130	25	.	.	PUNCT
ejif-2513	131	1	[	[	X
ejif-2513	131	2	11	11	NUM
ejif-2513	131	3	]	]	X
ejif-2513	131	4	kasri	kasri	PROPN
ejif-2513	131	5	,	,	PUNCT
ejif-2513	131	6	rahmatina	rahmatina	ADJ
ejif-2513	131	7	,	,	PUNCT
ejif-2513	131	8	and	and	CCONJ
ejif-2513	131	9	salina	salina	PROPN
ejif-2513	131	10	hj	hj	PROPN
ejif-2513	131	11	kassim	kassim	PROPN
ejif-2513	131	12	.	.	PUNCT
ejif-2513	132	1	"	"	PUNCT
ejif-2513	132	2	empirical	empirical	ADJ
ejif-2513	132	3	determinants	determinant	NOUN
ejif-2513	132	4	of	of	ADP
ejif-2513	132	5	saving	save	VERB
ejif-2513	132	6	in	in	ADP
ejif-2513	132	7	the	the	DET
ejif-2513	132	8	islamic	islamic	ADJ
ejif-2513	132	9	banks	bank	NOUN
ejif-2513	132	10	:	:	PUNCT
ejif-2513	132	11	evidence	evidence	NOUN
ejif-2513	132	12	from	from	ADP
ejif-2513	132	13	indonesia	indonesia	PROPN
ejif-2513	132	14	.	.	PUNCT
ejif-2513	132	15	"	"	PUNCT
ejif-2513	133	1	(	(	PUNCT
ejif-2513	133	2	2009	2009	NUM
ejif-2513	133	3	)	)	PUNCT
ejif-2513	133	4	.	.	PUNCT
ejif-2513	134	1	[	[	X
ejif-2513	134	2	12	12	NUM
ejif-2513	134	3	]	]	PUNCT
ejif-2513	134	4	martens	marten	NOUN
ejif-2513	134	5	,	,	PUNCT
ejif-2513	134	6	andré	andré	VERB
ejif-2513	134	7	.	.	PUNCT
ejif-2513	135	1	"	"	PUNCT
ejif-2513	135	2	la	la	X
ejif-2513	135	3	finance	finance	NOUN
ejif-2513	135	4	islamique	islamique	NOUN
ejif-2513	135	5	:	:	PUNCT
ejif-2513	135	6	fondements	fondement	NOUN
ejif-2513	135	7	,	,	PUNCT
ejif-2513	135	8	théorie	théorie	PROPN
ejif-2513	135	9	et	et	PROPN
ejif-2513	135	10	réalité	réalité	PROPN
ejif-2513	135	11	.	.	PUNCT
ejif-2513	135	12	"	"	PUNCT
ejif-2513	135	13	l'actualité	l'actualité	PROPN
ejif-2513	135	14	économique	économique	PROPN
ejif-2513	135	15	77	77	NUM
ejif-2513	135	16	,	,	PUNCT
ejif-2513	135	17	no	no	INTJ
ejif-2513	135	18	.	.	NOUN
ejif-2513	135	19	4	4	NUM
ejif-2513	135	20	(	(	PUNCT
ejif-2513	135	21	2001	2001	NUM
ejif-2513	135	22	):	):	PUNCT
ejif-2513	135	23	475	475	NUM
ejif-2513	135	24	-	-	SYM
ejif-2513	135	25	98	98	NUM
ejif-2513	135	26	.	.	PUNCT
ejif-2513	136	1	[	[	X
ejif-2513	136	2	13	13	NUM
ejif-2513	136	3	]	]	X
ejif-2513	136	4	miotti	miotti	NOUN
ejif-2513	136	5	,	,	PUNCT
ejif-2513	136	6	luis	luis	PROPN
ejif-2513	136	7	,	,	PUNCT
ejif-2513	136	8	and	and	CCONJ
ejif-2513	136	9	dominique	dominique	PROPN
ejif-2513	136	10	plihon	plihon	PROPN
ejif-2513	136	11	.	.	PUNCT
ejif-2513	137	1	"	"	PUNCT
ejif-2513	137	2	libéralisation	libéralisation	NOUN
ejif-2513	137	3	financière	financière	NOUN
ejif-2513	137	4	,	,	PUNCT
ejif-2513	137	5	spéculation	spéculation	PROPN
ejif-2513	137	6	et	et	PROPN
ejif-2513	137	7	crises	crisis	NOUN
ejif-2513	137	8	bancaires	bancaire	NOUN
ejif-2513	137	9	.	.	PUNCT
ejif-2513	137	10	"	"	PUNCT
ejif-2513	138	1	économie	économie	PROPN
ejif-2513	138	2	internationale	internationale	PROPN
ejif-2513	138	3	,	,	PUNCT
ejif-2513	138	4	no	no	INTJ
ejif-2513	138	5	.	.	NOUN
ejif-2513	138	6	1	1	NUM
ejif-2513	138	7	(	(	PUNCT
ejif-2513	138	8	2001	2001	NUM
ejif-2513	138	9	):	):	PUNCT
ejif-2513	138	10	3	3	NUM
ejif-2513	138	11	-	-	SYM
ejif-2513	138	12	36	36	NUM
ejif-2513	138	13	.	.	PUNCT
ejif-2513	139	1	[	[	X
ejif-2513	139	2	14	14	NUM
ejif-2513	139	3	]	]	X
ejif-2513	139	4	nazim	nazim	PROPN
ejif-2513	139	5	,	,	PUNCT
ejif-2513	139	6	a	a	PRON
ejif-2513	139	7	,	,	PUNCT
ejif-2513	139	8	and	and	CCONJ
ejif-2513	139	9	g	g	PROPN
ejif-2513	139	10	bennie	bennie	PROPN
ejif-2513	139	11	.	.	PUNCT
ejif-2513	140	1	"	"	PUNCT
ejif-2513	140	2	world	world	NOUN
ejif-2513	140	3	islamic	islamic	ADJ
ejif-2513	140	4	banking	banking	NOUN
ejif-2513	140	5	competitiveness	competitiveness	NOUN
ejif-2513	140	6	report	report	NOUN
ejif-2513	140	7	2012–2013	2012–2013	NUM
ejif-2513	140	8	.	.	PUNCT
ejif-2513	140	9	"	"	PUNCT
ejif-2513	141	1	ernst	ernst	PROPN
ejif-2513	141	2	&	&	CCONJ
ejif-2513	141	3	young	young	ADJ
ejif-2513	141	4	2012,(december	2012,(december	NUM
ejif-2513	141	5	)	)	PUNCT
ejif-2513	141	6	(	(	PUNCT
ejif-2513	141	7	2012	2012	NUM
ejif-2513	141	8	)	)	PUNCT
ejif-2513	141	9	.	.	PUNCT
ejif-2513	142	1	[	[	X
ejif-2513	142	2	15	15	NUM
ejif-2513	142	3	]	]	X
ejif-2513	142	4	reuters	reuter	NOUN
ejif-2513	142	5	,	,	PUNCT
ejif-2513	142	6	thomson	thomson	PROPN
ejif-2513	142	7	,	,	PUNCT
ejif-2513	142	8	and	and	CCONJ
ejif-2513	142	9	dinar	dinar	PROPN
ejif-2513	142	10	standard	standard	NOUN
ejif-2513	142	11	.	.	PUNCT
ejif-2513	143	1	"	"	PUNCT
ejif-2513	143	2	state	state	NOUN
ejif-2513	143	3	of	of	ADP
ejif-2513	143	4	the	the	DET
ejif-2513	143	5	global	global	ADJ
ejif-2513	143	6	islamic	islamic	ADJ
ejif-2513	143	7	economy	economy	NOUN
ejif-2513	143	8	2014	2014	NUM
ejif-2513	143	9	-	-	SYM
ejif-2513	143	10	2015	2015	NUM
ejif-2513	143	11	report	report	NOUN
ejif-2513	143	12	.	.	PUNCT
ejif-2513	143	13	"	"	PUNCT
ejif-2513	144	1	may	may	AUX
ejif-2513	144	2	,	,	PUNCT
ejif-2513	144	3	available	available	ADJ
ejif-2513	144	4	at	at	ADP
ejif-2513	144	5	:	:	PUNCT
ejif-2513	144	6	http://halalfocus	http://halalfocus	PROPN
ejif-2513	144	7	.	.	PUNCT
ejif-2513	144	8	net	net	PROPN
ejif-2513	144	9	/	/	SYM
ejif-2513	144	10	wp	wp	PROPN
ejif-2513	144	11	-	-	PUNCT
ejif-2513	144	12	content	content	NOUN
ejif-2513	144	13	/	/	SYM
ejif-2513	144	14	uploads/2015/01	uploads/2015/01	NOUN
ejif-2513	144	15	/	/	SYM
ejif-2513	144	16	sgie	sgie	NOUN
ejif-2513	144	17	-	-	PUNCT
ejif-2513	144	18	report-2014	report-2014	NOUN
ejif-2513	144	19	.	.	PUNCT
ejif-2513	145	1	pdf	pdf	NOUN
ejif-2513	145	2	(	(	PUNCT
ejif-2513	145	3	2014	2014	NUM
ejif-2513	145	4	)	)	PUNCT
ejif-2513	145	5	.	.	PUNCT
ejif-2513	146	1	[	[	X
ejif-2513	146	2	16	16	NUM
ejif-2513	146	3	]	]	X
ejif-2513	146	4	seck	seck	PROPN
ejif-2513	146	5	,	,	PUNCT
ejif-2513	146	6	djibril	djibril	PROPN
ejif-2513	146	7	safi	safi	PROPN
ejif-2513	146	8	.	.	PUNCT
ejif-2513	147	1	"	"	PUNCT
ejif-2513	147	2	enjeux	enjeux	PROPN
ejif-2513	147	3	de	de	X
ejif-2513	147	4	l’introduction	l’introduction	PROPN
ejif-2513	147	5	de	de	X
ejif-2513	147	6	la	la	X
ejif-2513	147	7	finance	finance	NOUN
ejif-2513	147	8	islamique	islamique	ADJ
ejif-2513	147	9	dans	dan	NOUN
ejif-2513	147	10	les	les	X
ejif-2513	147	11	sociétés	sociétés	PROPN
ejif-2513	147	12	musulmanes	musulmane	NOUN
ejif-2513	147	13	et	et	VERB
ejif-2513	147	14	non	non	NOUN
ejif-2513	147	15	musulmanes	musulmane	NOUN
ejif-2513	147	16	.	.	PUNCT
ejif-2513	147	17	"	"	PUNCT
ejif-2513	148	1	les	les	X
ejif-2513	148	2	cahiers	cahier	NOUN
ejif-2513	148	3	de	de	X
ejif-2513	148	4	la	la	X
ejif-2513	148	5	finance	finance	NOUN
ejif-2513	148	6	islamique	islamique	ADJ
ejif-2513	148	7	:	:	PUNCT
ejif-2513	148	8	48	48	NUM
ejif-2513	148	9	.	.	PUNCT
ejif-2513	149	1	[	[	X
ejif-2513	149	2	17	17	NUM
ejif-2513	149	3	]	]	X
ejif-2513	149	4	sundararajan	sundararajan	NOUN
ejif-2513	149	5	,	,	PUNCT
ejif-2513	149	6	venkataraman	venkataraman	NOUN
ejif-2513	149	7	.	.	PUNCT
ejif-2513	150	1	"	"	PUNCT
ejif-2513	150	2	issues	issue	NOUN
ejif-2513	150	3	in	in	ADP
ejif-2513	150	4	managing	manage	VERB
ejif-2513	150	5	profit	profit	NOUN
ejif-2513	150	6	equalization	equalization	NOUN
ejif-2513	150	7	reserves	reserve	NOUN
ejif-2513	150	8	and	and	CCONJ
ejif-2513	150	9	investment	investment	NOUN
ejif-2513	150	10	risk	risk	NOUN
ejif-2513	150	11	reserves	reserve	NOUN
ejif-2513	150	12	in	in	ADP
ejif-2513	150	13	islamic	islamic	ADJ
ejif-2513	150	14	banks	bank	NOUN
ejif-2513	150	15	.	.	PUNCT
ejif-2513	150	16	"	"	PUNCT
ejif-2513	151	1	journal	journal	PROPN
ejif-2513	151	2	of	of	ADP
ejif-2513	151	3	islamic	islamic	ADJ
ejif-2513	151	4	economics	economic	NOUN
ejif-2513	151	5	,	,	PUNCT
ejif-2513	151	6	banking	banking	NOUN
ejif-2513	151	7	and	and	CCONJ
ejif-2513	151	8	finance	finance	NOUN
ejif-2513	151	9	4	4	NUM
ejif-2513	151	10	,	,	PUNCT
ejif-2513	151	11	no	no	INTJ
ejif-2513	151	12	.	.	NOUN
ejif-2513	151	13	1	1	NUM
ejif-2513	151	14	(	(	PUNCT
ejif-2513	151	15	2008	2008	NUM
ejif-2513	151	16	):	):	PUNCT
ejif-2513	151	17	1	1	NUM
ejif-2513	151	18	-	-	SYM
ejif-2513	151	19	11	11	NUM
ejif-2513	151	20	.	.	PUNCT
ejif-2513	152	1	[	[	X
ejif-2513	152	2	18	18	NUM
ejif-2513	152	3	]	]	X
ejif-2513	152	4	toumi	toumi	PROPN
ejif-2513	152	5	,	,	PUNCT
ejif-2513	152	6	kaouther	kaouther	NOUN
ejif-2513	152	7	,	,	PUNCT
ejif-2513	152	8	and	and	CCONJ
ejif-2513	152	9	jean	jean	PROPN
ejif-2513	152	10	laurent	laurent	PROPN
ejif-2513	152	11	viviani	viviani	PROPN
ejif-2513	152	12	.	.	PUNCT
ejif-2513	153	1	"	"	PUNCT
ejif-2513	153	2	le	le	X
ejif-2513	153	3	risque	risque	PROPN
ejif-2513	153	4	lié	lié	PROPN
ejif-2513	153	5	aux	aux	PROPN
ejif-2513	153	6	comptes	comptes	PROPN
ejif-2513	153	7	d'investissement	d'investissement	PROPN
ejif-2513	153	8	participatifs	participatifs	PROPN
ejif-2513	153	9	:	:	PUNCT
ejif-2513	153	10	un	un	PROPN
ejif-2513	153	11	risque	risque	PROPN
ejif-2513	153	12	propre	propre	PROPN
ejif-2513	153	13	aux	aux	PROPN
ejif-2513	153	14	banques	banques	PROPN
ejif-2513	153	15	islamiques	islamique	NOUN
ejif-2513	153	16	.	.	PUNCT
ejif-2513	153	17	"	"	PUNCT
ejif-2513	154	1	la	la	PROPN
ejif-2513	154	2	revue	revue	PROPN
ejif-2513	154	3	des	des	PROPN
ejif-2513	154	4	sciences	sciences	PROPN
ejif-2513	154	5	de	de	X
ejif-2513	154	6	gestion	gestion	PROPN
ejif-2513	154	7	,	,	PUNCT
ejif-2513	154	8	no	no	INTJ
ejif-2513	154	9	.	.	NOUN
ejif-2513	154	10	1	1	NUM
ejif-2513	154	11	(	(	PUNCT
ejif-2513	154	12	2013	2013	NUM
ejif-2513	154	13	):	):	PUNCT
ejif-2513	154	14	131	131	NUM
ejif-2513	154	15	-	-	SYM
ejif-2513	154	16	42	42	NUM
ejif-2513	154	17	.	.	PUNCT
ejif-2513	155	1	[	[	X
ejif-2513	155	2	19	19	NUM
ejif-2513	155	3	]	]	X
ejif-2513	155	4	zainol	zainol	NOUN
ejif-2513	155	5	,	,	PUNCT
ejif-2513	155	6	zairy	zairy	NOUN
ejif-2513	155	7	,	,	PUNCT
ejif-2513	155	8	and	and	CCONJ
ejif-2513	155	9	salina	salina	PROPN
ejif-2513	155	10	kassim	kassim	PROPN
ejif-2513	155	11	.	.	PUNCT
ejif-2513	156	1	"	"	PUNCT
ejif-2513	156	2	an	an	DET
ejif-2513	156	3	analysis	analysis	NOUN
ejif-2513	156	4	of	of	ADP
ejif-2513	156	5	islamic	islamic	ADJ
ejif-2513	156	6	banks	bank	NOUN
ejif-2513	156	7	'	'	PART
ejif-2513	156	8	exposure	exposure	NOUN
ejif-2513	156	9	to	to	ADP
ejif-2513	156	10	rate	rate	NOUN
ejif-2513	156	11	of	of	ADP
ejif-2513	156	12	return	return	NOUN
ejif-2513	156	13	risk	risk	NOUN
ejif-2513	156	14	.	.	PUNCT
ejif-2513	156	15	"	"	PUNCT
ejif-2513	157	1	journal	journal	NOUN
ejif-2513	157	2	of	of	ADP
ejif-2513	157	3	economic	economic	ADJ
ejif-2513	157	4	cooperation	cooperation	NOUN
ejif-2513	157	5	and	and	CCONJ
ejif-2513	157	6	development	development	NOUN
ejif-2513	157	7	31	31	NUM
ejif-2513	157	8	,	,	PUNCT
ejif-2513	157	9	no	no	INTJ
ejif-2513	157	10	.	.	NOUN
ejif-2513	157	11	1	1	NUM
ejif-2513	157	12	(	(	PUNCT
ejif-2513	157	13	2010	2010	NUM
ejif-2513	157	14	):	):	PUNCT
ejif-2513	157	15	59	59	NUM
ejif-2513	157	16	-	-	SYM
ejif-2513	157	17	84	84	NUM
ejif-2513	157	18	.	.	PUNCT
ejif-2513	158	1	http://halalfocus/	http://halalfocus/	PROPN
ejif-2513	158	2	ejif	ejif	PROPN
ejif-2513	158	3	–	–	PUNCT
ejif-2513	158	4	european	european	PROPN
ejif-2513	158	5	journal	journal	PROPN
ejif-2513	158	6	of	of	ADP
ejif-2513	158	7	islamic	islamic	PROPN
ejif-2513	158	8	finance	finance	PROPN
ejif-2513	158	9	editorial	editorial	ADJ
ejif-2513	158	10	team	team	NOUN
ejif-2513	158	11	editor	editor	NOUN
ejif-2513	158	12	in	in	ADP
ejif-2513	158	13	chief	chief	ADJ
ejif-2513	158	14	prof	prof	NOUN
ejif-2513	158	15	.	.	PUNCT
ejif-2513	159	1	paolo	paolo	PROPN
ejif-2513	159	2	pietro	pietro	PROPN
ejif-2513	159	3	biancone	biancone	NOUN
ejif-2513	159	4	,	,	PUNCT
ejif-2513	159	5	university	university	PROPN
ejif-2513	159	6	of	of	ADP
ejif-2513	159	7	turin	turin	PROPN
ejif-2513	159	8	,	,	PUNCT
ejif-2513	159	9	italy	italy	PROPN
ejif-2513	159	10	editorial	editorial	PROPN
ejif-2513	159	11	board	board	PROPN
ejif-2513	159	12	prof	prof	PROPN
ejif-2513	159	13	.	.	PUNCT
ejif-2513	160	1	dian	dian	PROPN
ejif-2513	160	2	masyita	masyita	PROPN
ejif-2513	160	3	,	,	PUNCT
ejif-2513	160	4	university	university	NOUN
ejif-2513	160	5	of	of	ADP
ejif-2513	160	6	padjadjaran	padjadjaran	PROPN
ejif-2513	160	7	,	,	PUNCT
ejif-2513	160	8	indonesia	indonesia	PROPN
ejif-2513	160	9	prof	prof	PROPN
ejif-2513	160	10	.	.	PUNCT
ejif-2513	161	1	abdulazeem	abdulazeem	PROPN
ejif-2513	161	2	abozaid	abozaid	PROPN
ejif-2513	161	3	,	,	PUNCT
ejif-2513	161	4	qatar	qatar	PROPN
ejif-2513	161	5	faculty	faculty	NOUN
ejif-2513	161	6	of	of	ADP
ejif-2513	161	7	islamic	islamic	ADJ
ejif-2513	161	8	studies	study	NOUN
ejif-2513	161	9	–	–	PUNCT
ejif-2513	161	10	qatar	qatar	PROPN
ejif-2513	161	11	prof	prof	NOUN
ejif-2513	161	12	.	.	PUNCT
ejif-2513	162	1	ahmad	ahmad	PROPN
ejif-2513	162	2	aref	aref	PROPN
ejif-2513	162	3	almazari	almazari	PROPN
ejif-2513	162	4	,	,	PUNCT
ejif-2513	162	5	king	king	PROPN
ejif-2513	162	6	saud	saud	PROPN
ejif-2513	162	7	university	university	PROPN
ejif-2513	162	8	,	,	PUNCT
ejif-2513	162	9	saudi	saudi	PROPN
ejif-2513	162	10	arabia	arabia	PROPN
ejif-2513	162	11	prof	prof	PROPN
ejif-2513	162	12	.	.	PUNCT
ejif-2513	163	1	nidal	nidal	PROPN
ejif-2513	163	2	a.	a.	PROPN
ejif-2513	163	3	alsayyed	alsayye	VERB
ejif-2513	163	4	,	,	PUNCT
ejif-2513	163	5	inayah	inayah	VERB
ejif-2513	163	6	islamic	islamic	PROPN
ejif-2513	163	7	finance	finance	PROPN
ejif-2513	163	8	research	research	PROPN
ejif-2513	163	9	institute	institute	PROPN
ejif-2513	163	10	,	,	PUNCT
ejif-2513	163	11	usa	usa	PROPN
ejif-2513	163	12	prof	prof	PROPN
ejif-2513	163	13	.	.	PUNCT
ejif-2513	164	1	roberta	roberta	PROPN
ejif-2513	164	2	aluffi	aluffi	PROPN
ejif-2513	164	3	,	,	PUNCT
ejif-2513	164	4	university	university	PROPN
ejif-2513	164	5	of	of	ADP
ejif-2513	164	6	turin	turin	PROPN
ejif-2513	164	7	italy	italy	PROPN
ejif-2513	164	8	prof	prof	PROPN
ejif-2513	164	9	.	.	PUNCT
ejif-2513	165	1	ghassen	ghassen	PROPN
ejif-2513	165	2	bouslama	bouslama	PROPN
ejif-2513	165	3	,	,	PUNCT
ejif-2513	165	4	neoma	neoma	PROPN
ejif-2513	165	5	business	business	PROPN
ejif-2513	165	6	school	school	PROPN
ejif-2513	165	7	campus	campus	NOUN
ejif-2513	165	8	de	de	X
ejif-2513	165	9	reims	reims	X
ejif-2513	165	10	,	,	PUNCT
ejif-2513	165	11	france	france	PROPN
ejif-2513	165	12	prof	prof	PROPN
ejif-2513	165	13	.	.	PUNCT
ejif-2513	166	1	nazam	nazam	PROPN
ejif-2513	166	2	dzolkarnaini	dzolkarnaini	PROPN
ejif-2513	166	3	,	,	PUNCT
ejif-2513	166	4	salford	salford	PROPN
ejif-2513	166	5	university	university	PROPN
ejif-2513	166	6	,	,	PUNCT
ejif-2513	166	7	uk	uk	PROPN
ejif-2513	166	8	prof	prof	PROPN
ejif-2513	166	9	.	.	PUNCT
ejif-2513	167	1	kabir	kabir	PROPN
ejif-2513	167	2	hassan	hassan	PROPN
ejif-2513	167	3	,	,	PUNCT
ejif-2513	167	4	university	university	NOUN
ejif-2513	167	5	of	of	ADP
ejif-2513	167	6	new	new	PROPN
ejif-2513	167	7	orleans	orleans	PROPN
ejif-2513	167	8	,	,	PUNCT
ejif-2513	167	9	usa	usa	PROPN
ejif-2513	167	10	prof	prof	PROPN
ejif-2513	167	11	.	.	PUNCT
ejif-2513	168	1	khaled	khaled	PROPN
ejif-2513	168	2	hussainey	hussainey	PROPN
ejif-2513	168	3	,	,	PUNCT
ejif-2513	168	4	university	university	NOUN
ejif-2513	168	5	of	of	ADP
ejif-2513	168	6	plymouth	plymouth	PROPN
ejif-2513	168	7	,	,	PUNCT
ejif-2513	168	8	uk	uk	PROPN
ejif-2513	168	9	prof	prof	PROPN
ejif-2513	168	10	.	.	PUNCT
ejif-2513	169	1	rifki	rifki	PROPN
ejif-2513	169	2	ismal	ismal	NOUN
ejif-2513	169	3	,	,	PUNCT
ejif-2513	169	4	university	university	NOUN
ejif-2513	169	5	of	of	ADP
ejif-2513	169	6	indonesia	indonesia	PROPN
ejif-2513	169	7	prof	prof	PROPN
ejif-2513	169	8	.	.	PUNCT
ejif-2513	170	1	tariqullah	tariqullah	PROPN
ejif-2513	170	2	khan	khan	PROPN
ejif-2513	170	3	,	,	PUNCT
ejif-2513	170	4	hamad	hamad	PROPN
ejif-2513	170	5	bin	bin	PROPN
ejif-2513	170	6	khalifa	khalifa	PROPN
ejif-2513	170	7	university	university	PROPN
ejif-2513	170	8	,	,	PUNCT
ejif-2513	170	9	qatar	qatar	PROPN
ejif-2513	170	10	prof	prof	PROPN
ejif-2513	170	11	.	.	PROPN
ejif-2513	171	1	ali	ali	PROPN
ejif-2513	171	2	khorshid	khorshid	PROPN
ejif-2513	171	3	,	,	PUNCT
ejif-2513	171	4	icma	icma	NOUN
ejif-2513	171	5	centre	centre	NOUN
ejif-2513	171	6	reading	read	VERB
ejif-2513	171	7	university	university	PROPN
ejif-2513	171	8	uk	uk	PROPN
ejif-2513	171	9	prof	prof	PROPN
ejif-2513	171	10	.	.	PUNCT
ejif-2513	172	1	amir	amir	PROPN
ejif-2513	172	2	kia	kia	PROPN
ejif-2513	172	3	,	,	PUNCT
ejif-2513	172	4	utah	utah	PROPN
ejif-2513	172	5	valley	valley	PROPN
ejif-2513	172	6	university	university	PROPN
ejif-2513	172	7	,	,	PUNCT
ejif-2513	172	8	usa	usa	PROPN
ejif-2513	172	9	prof	prof	PROPN
ejif-2513	172	10	.	.	PUNCT
ejif-2513	173	1	laurent	laurent	PROPN
ejif-2513	173	2	marliere	marliere	ADV
ejif-2513	173	3	,	,	PUNCT
ejif-2513	173	4	université	université	PROPN
ejif-2513	173	5	paris	paris	PROPN
ejif-2513	173	6	-	-	PUNCT
ejif-2513	173	7	dauphine	dauphine	PROPN
ejif-2513	173	8	france	france	PROPN
ejif-2513	173	9	prof	prof	PROPN
ejif-2513	173	10	.	.	PUNCT
ejif-2513	174	1	federica	federica	PROPN
ejif-2513	174	2	miglietta	miglietta	PROPN
ejif-2513	174	3	,	,	PUNCT
ejif-2513	174	4	university	university	NOUN
ejif-2513	174	5	of	of	ADP
ejif-2513	174	6	bari	bari	PROPN
ejif-2513	174	7	italy	italy	PROPN
ejif-2513	174	8	prof	prof	PROPN
ejif-2513	174	9	.	.	PUNCT
ejif-2513	175	1	hakim	hakim	PROPN
ejif-2513	175	2	ben	ben	PROPN
ejif-2513	175	3	othman	othman	PROPN
ejif-2513	175	4	,	,	PUNCT
ejif-2513	175	5	university	university	PROPN
ejif-2513	175	6	of	of	ADP
ejif-2513	175	7	tunis	tunis	PROPN
ejif-2513	175	8	tunisia	tunisia	PROPN
ejif-2513	175	9	prof	prof	PROPN
ejif-2513	175	10	.	.	PUNCT
ejif-2513	176	1	mohamed	mohamed	PROPN
ejif-2513	176	2	ramady	ramady	PROPN
ejif-2513	176	3	,	,	PUNCT
ejif-2513	176	4	king	king	PROPN
ejif-2513	176	5	fahd	fahd	PROPN
ejif-2513	176	6	university	university	PROPN
ejif-2513	176	7	of	of	ADP
ejif-2513	176	8	petroleum	petroleum	NOUN
ejif-2513	176	9	and	and	CCONJ
ejif-2513	176	10	minerals	mineral	NOUN
ejif-2513	176	11	,	,	PUNCT
ejif-2513	177	1	saudi	saudi	PROPN
ejif-2513	177	2	arabia	arabia	PROPN
ejif-2513	177	3	prof	prof	PROPN
ejif-2513	177	4	.	.	PROPN
ejif-2513	177	5	mamunur	mamunur	PROPN
ejif-2513	177	6	rashid	rashid	PROPN
ejif-2513	177	7	,	,	PUNCT
ejif-2513	177	8	nottingham	nottingham	PROPN
ejif-2513	177	9	university	university	PROPN
ejif-2513	177	10	,	,	PUNCT
ejif-2513	177	11	malaysia	malaysia	PROPN
ejif-2513	177	12	prof	prof	PROPN
ejif-2513	177	13	.	.	PUNCT
ejif-2513	178	1	younes	younes	PROPN
ejif-2513	178	2	soualhi	soualhi	PROPN
ejif-2513	178	3	,	,	PUNCT
ejif-2513	178	4	international	international	PROPN
ejif-2513	178	5	islamic	islamic	PROPN
ejif-2513	178	6	university	university	PROPN
ejif-2513	178	7	malaysia	malaysia	PROPN
ejif-2513	178	8	prof	prof	PROPN
ejif-2513	178	9	.	.	PUNCT
ejif-2513	179	1	laurent	laurent	PROPN
ejif-2513	179	2	weill	weill	PROPN
ejif-2513	179	3	,	,	PUNCT
ejif-2513	179	4	university	university	NOUN
ejif-2513	179	5	of	of	ADP
ejif-2513	179	6	strasbourg	strasbourg	PROPN
ejif-2513	179	7	,	,	PUNCT
ejif-2513	179	8	france	france	PROPN