id	sid	tid	token	lemma	pos
ejif-3742	1	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3742	1	2	issn	issn	VERB
ejif-3742	1	3	2421	2421	NUM
ejif-3742	1	4	-	-	SYM
ejif-3742	1	5	2172	2172	NUM
ejif-3742	1	6	1	1	NUM
ejif-3742	1	7	analysis	analysis	NOUN
ejif-3742	1	8	of	of	ADP
ejif-3742	1	9	the	the	DET
ejif-3742	1	10	determinants	determinant	NOUN
ejif-3742	1	11	of	of	ADP
ejif-3742	1	12	capital	capital	NOUN
ejif-3742	1	13	adequacy	adequacy	NOUN
ejif-3742	1	14	ratio	ratio	NOUN
ejif-3742	1	15	:	:	PUNCT
ejif-3742	1	16	the	the	DET
ejif-3742	1	17	case	case	NOUN
ejif-3742	1	18	of	of	ADP
ejif-3742	1	19	full	full	ADV
ejif-3742	1	20	-	-	PUNCT
ejif-3742	1	21	fledged	fledged	ADJ
ejif-3742	1	22	islamic	islamic	ADJ
ejif-3742	1	23	banks	bank	NOUN
ejif-3742	1	24	in	in	ADP
ejif-3742	1	25	the	the	DET
ejif-3742	1	26	gulf	gulf	PROPN
ejif-3742	1	27	cooperation	cooperation	NOUN
ejif-3742	1	28	council	council	PROPN
ejif-3742	1	29	(	(	PUNCT
ejif-3742	1	30	gcc	gcc	NOUN
ejif-3742	1	31	)	)	PUNCT
ejif-3742	1	32	abdilatif	abdilatif	PROPN
ejif-3742	1	33	mao	mao	PROPN
ejif-3742	1	34	ali	ali	PROPN
ejif-3742	2	1	abstractthis	abstractthis	PROPN
ejif-3742	2	2	study	study	NOUN
ejif-3742	2	3	empirically	empirically	ADV
ejif-3742	2	4	analyzes	analyze	VERB
ejif-3742	2	5	bank	bank	NOUN
ejif-3742	2	6	-	-	PUNCT
ejif-3742	2	7	level	level	NOUN
ejif-3742	2	8	and	and	CCONJ
ejif-3742	2	9	macroeconomic	macroeconomic	ADJ
ejif-3742	2	10	factors	factor	NOUN
ejif-3742	2	11	that	that	PRON
ejif-3742	2	12	have	have	VERB
ejif-3742	2	13	impact	impact	NOUN
ejif-3742	2	14	on	on	ADP
ejif-3742	2	15	the	the	DET
ejif-3742	2	16	capital	capital	NOUN
ejif-3742	2	17	adequacy	adequacy	NOUN
ejif-3742	2	18	ratio	ratio	NOUN
ejif-3742	2	19	(	(	PUNCT
ejif-3742	2	20	car	car	NOUN
ejif-3742	2	21	)	)	PUNCT
ejif-3742	2	22	of	of	ADP
ejif-3742	2	23	the	the	DET
ejif-3742	2	24	full	full	ADV
ejif-3742	2	25	-	-	PUNCT
ejif-3742	2	26	fledged	fledged	ADJ
ejif-3742	2	27	islamic	islamic	ADJ
ejif-3742	2	28	banks	bank	NOUN
ejif-3742	2	29	in	in	ADP
ejif-3742	2	30	the	the	DET
ejif-3742	2	31	gulf	gulf	PROPN
ejif-3742	2	32	cooperation	cooperation	NOUN
ejif-3742	2	33	council	council	PROPN
ejif-3742	2	34	(	(	PUNCT
ejif-3742	2	35	gcc	gcc	NOUN
ejif-3742	2	36	)	)	PUNCT
ejif-3742	2	37	and	and	CCONJ
ejif-3742	2	38	how	how	SCONJ
ejif-3742	2	39	they	they	PRON
ejif-3742	2	40	influence	influence	VERB
ejif-3742	2	41	the	the	DET
ejif-3742	2	42	banks	bank	NOUN
ejif-3742	2	43	’	’	PART
ejif-3742	2	44	capitalization	capitalization	NOUN
ejif-3742	2	45	decisions	decision	NOUN
ejif-3742	2	46	.	.	PUNCT
ejif-3742	3	1	this	this	DET
ejif-3742	3	2	study	study	NOUN
ejif-3742	3	3	covers	cover	VERB
ejif-3742	3	4	a	a	DET
ejif-3742	3	5	six	six	NUM
ejif-3742	3	6	years	year	NOUN
ejif-3742	3	7	period	period	NOUN
ejif-3742	3	8	ranging	range	VERB
ejif-3742	3	9	from	from	ADP
ejif-3742	3	10	2013	2013	NUM
ejif-3742	3	11	to	to	ADP
ejif-3742	3	12	2018	2018	NUM
ejif-3742	3	13	.	.	PUNCT
ejif-3742	4	1	car	car	NOUN
ejif-3742	4	2	ratio	ratio	NOUN
ejif-3742	4	3	is	be	AUX
ejif-3742	4	4	a	a	DET
ejif-3742	4	5	key	key	ADJ
ejif-3742	4	6	stability	stability	NOUN
ejif-3742	4	7	indicator	indicator	NOUN
ejif-3742	4	8	that	that	PRON
ejif-3742	4	9	measures	measure	VERB
ejif-3742	4	10	the	the	DET
ejif-3742	4	11	capability	capability	NOUN
ejif-3742	4	12	of	of	ADP
ejif-3742	4	13	banks	bank	NOUN
ejif-3742	4	14	to	to	PART
ejif-3742	4	15	absorb	absorb	VERB
ejif-3742	4	16	unforeseen	unforeseen	ADJ
ejif-3742	4	17	losses	loss	NOUN
ejif-3742	4	18	.	.	PUNCT
ejif-3742	5	1	to	to	PART
ejif-3742	5	2	conduct	conduct	VERB
ejif-3742	5	3	the	the	DET
ejif-3742	5	4	analysis	analysis	NOUN
ejif-3742	5	5	,	,	PUNCT
ejif-3742	5	6	secondary	secondary	ADJ
ejif-3742	5	7	data	datum	NOUN
ejif-3742	5	8	gathered	gather	VERB
ejif-3742	5	9	from	from	ADP
ejif-3742	5	10	the	the	DET
ejif-3742	5	11	annual	annual	ADJ
ejif-3742	5	12	financial	financial	ADJ
ejif-3742	5	13	reports	report	NOUN
ejif-3742	5	14	of	of	ADP
ejif-3742	5	15	the	the	DET
ejif-3742	5	16	banks	bank	NOUN
ejif-3742	5	17	as	as	ADV
ejif-3742	5	18	well	well	ADV
ejif-3742	5	19	from	from	ADP
ejif-3742	5	20	international	international	ADJ
ejif-3742	5	21	economic	economic	ADJ
ejif-3742	5	22	database	database	NOUN
ejif-3742	5	23	are	be	AUX
ejif-3742	5	24	used	use	VERB
ejif-3742	5	25	.	.	PUNCT
ejif-3742	6	1	using	use	VERB
ejif-3742	6	2	multiple	multiple	ADJ
ejif-3742	6	3	linear	linear	ADJ
ejif-3742	6	4	regression	regression	NOUN
ejif-3742	6	5	model	model	NOUN
ejif-3742	6	6	,	,	PUNCT
ejif-3742	6	7	the	the	DET
ejif-3742	6	8	effect	effect	NOUN
ejif-3742	6	9	of	of	ADP
ejif-3742	6	10	return	return	NOUN
ejif-3742	6	11	on	on	ADP
ejif-3742	6	12	assets	asset	NOUN
ejif-3742	6	13	(	(	PUNCT
ejif-3742	6	14	roa	roa	NOUN
ejif-3742	6	15	)	)	PUNCT
ejif-3742	6	16	,	,	PUNCT
ejif-3742	6	17	return	return	VERB
ejif-3742	6	18	on	on	ADP
ejif-3742	6	19	equity	equity	NOUN
ejif-3742	6	20	(	(	PUNCT
ejif-3742	6	21	roe	roe	PROPN
ejif-3742	6	22	)	)	PUNCT
ejif-3742	6	23	,	,	PUNCT
ejif-3742	6	24	financing	financing	NOUN
ejif-3742	6	25	to	to	PART
ejif-3742	6	26	deposit	deposit	VERB
ejif-3742	6	27	ratio	ratio	NOUN
ejif-3742	6	28	(	(	PUNCT
ejif-3742	6	29	fdr	fdr	PROPN
ejif-3742	6	30	)	)	PUNCT
ejif-3742	6	31	,	,	PUNCT
ejif-3742	6	32	operating	operate	VERB
ejif-3742	6	33	expense	expense	NOUN
ejif-3742	6	34	to	to	ADP
ejif-3742	6	35	operating	operate	VERB
ejif-3742	6	36	income	income	NOUN
ejif-3742	6	37	(	(	PUNCT
ejif-3742	6	38	oeoi	oeoi	NOUN
ejif-3742	6	39	)	)	PUNCT
ejif-3742	6	40	,	,	PUNCT
ejif-3742	6	41	bank	bank	NOUN
ejif-3742	6	42	size	size	NOUN
ejif-3742	6	43	(	(	PUNCT
ejif-3742	6	44	size	size	NOUN
ejif-3742	6	45	)	)	PUNCT
ejif-3742	6	46	,	,	PUNCT
ejif-3742	6	47	non	non	ADJ
ejif-3742	6	48	-	-	ADJ
ejif-3742	6	49	performing	performing	ADJ
ejif-3742	6	50	financing	financing	NOUN
ejif-3742	6	51	(	(	PUNCT
ejif-3742	6	52	npf	npf	PROPN
ejif-3742	6	53	)	)	PUNCT
ejif-3742	6	54	as	as	ADP
ejif-3742	6	55	bank	bank	NOUN
ejif-3742	6	56	-	-	PUNCT
ejif-3742	6	57	specific	specific	ADJ
ejif-3742	6	58	explanatory	explanatory	ADJ
ejif-3742	6	59	variables	variable	NOUN
ejif-3742	6	60	and	and	CCONJ
ejif-3742	6	61	economic	economic	ADJ
ejif-3742	6	62	growth	growth	NOUN
ejif-3742	6	63	(	(	PUNCT
ejif-3742	6	64	gdp	gdp	NOUN
ejif-3742	6	65	)	)	PUNCT
ejif-3742	6	66	and	and	CCONJ
ejif-3742	6	67	inflation	inflation	NOUN
ejif-3742	6	68	(	(	PUNCT
ejif-3742	6	69	inf	inf	NOUN
ejif-3742	6	70	)	)	PUNCT
ejif-3742	6	71	as	as	ADP
ejif-3742	6	72	a	a	DET
ejif-3742	6	73	proxy	proxy	NOUN
ejif-3742	6	74	for	for	ADP
ejif-3742	6	75	macroeconomic	macroeconomic	ADJ
ejif-3742	6	76	explanatory	explanatory	ADJ
ejif-3742	6	77	variables	variable	NOUN
ejif-3742	6	78	on	on	ADP
ejif-3742	6	79	the	the	DET
ejif-3742	6	80	car	car	NOUN
ejif-3742	6	81	of	of	ADP
ejif-3742	6	82	the	the	DET
ejif-3742	6	83	banks	bank	NOUN
ejif-3742	6	84	are	be	AUX
ejif-3742	6	85	studied	study	VERB
ejif-3742	6	86	.	.	PUNCT
ejif-3742	7	1	due	due	ADP
ejif-3742	7	2	to	to	ADP
ejif-3742	7	3	multicollinearity	multicollinearity	NOUN
ejif-3742	7	4	issues	issue	NOUN
ejif-3742	7	5	,	,	PUNCT
ejif-3742	7	6	roa	roa	PROPN
ejif-3742	7	7	is	be	AUX
ejif-3742	7	8	dropped	drop	VERB
ejif-3742	7	9	.	.	PUNCT
ejif-3742	8	1	as	as	ADP
ejif-3742	8	2	a	a	DET
ejif-3742	8	3	result	result	NOUN
ejif-3742	8	4	of	of	ADP
ejif-3742	8	5	the	the	DET
ejif-3742	8	6	regression	regression	NOUN
ejif-3742	8	7	analysis	analysis	NOUN
ejif-3742	8	8	,	,	PUNCT
ejif-3742	8	9	oeoi	oeoi	NOUN
ejif-3742	8	10	and	and	CCONJ
ejif-3742	8	11	fdr	fdr	PROPN
ejif-3742	8	12	are	be	AUX
ejif-3742	8	13	observed	observe	VERB
ejif-3742	8	14	to	to	PART
ejif-3742	8	15	positively	positively	ADV
ejif-3742	8	16	and	and	CCONJ
ejif-3742	8	17	strongly	strongly	ADV
ejif-3742	8	18	impact	impact	VERB
ejif-3742	8	19	car	car	NOUN
ejif-3742	8	20	of	of	ADP
ejif-3742	8	21	the	the	DET
ejif-3742	8	22	examined	examine	VERB
ejif-3742	8	23	banks	bank	NOUN
ejif-3742	8	24	while	while	SCONJ
ejif-3742	8	25	size	size	NOUN
ejif-3742	8	26	is	be	AUX
ejif-3742	8	27	found	find	VERB
ejif-3742	8	28	to	to	PART
ejif-3742	8	29	have	have	VERB
ejif-3742	8	30	negative	negative	ADJ
ejif-3742	8	31	and	and	CCONJ
ejif-3742	8	32	significant	significant	ADJ
ejif-3742	8	33	effect	effect	NOUN
ejif-3742	8	34	.	.	PUNCT
ejif-3742	9	1	roe	roe	NOUN
ejif-3742	9	2	,	,	PUNCT
ejif-3742	9	3	npf	npf	PROPN
ejif-3742	9	4	,	,	PUNCT
ejif-3742	9	5	gdp	gdp	NOUN
ejif-3742	9	6	and	and	CCONJ
ejif-3742	9	7	inf	inf	PROPN
ejif-3742	9	8	demonstrated	demonstrate	VERB
ejif-3742	9	9	insignificant	insignificant	ADJ
ejif-3742	9	10	influences	influence	NOUN
ejif-3742	9	11	on	on	ADP
ejif-3742	9	12	the	the	DET
ejif-3742	9	13	banks	bank	NOUN
ejif-3742	9	14	’	'	PUNCT
ejif-3742	9	15	car	car	NOUN
ejif-3742	9	16	.	.	PUNCT
ejif-3742	10	1	this	this	DET
ejif-3742	10	2	study	study	NOUN
ejif-3742	10	3	reveals	reveal	VERB
ejif-3742	10	4	varying	vary	VERB
ejif-3742	10	5	and	and	CCONJ
ejif-3742	10	6	significant	significant	ADJ
ejif-3742	10	7	under	under	ADP
ejif-3742	10	8	and	and	CCONJ
ejif-3742	10	9	over	over	ADP
ejif-3742	10	10	regulatory	regulatory	ADJ
ejif-3742	10	11	capitalization	capitalization	NOUN
ejif-3742	10	12	decisions	decision	NOUN
ejif-3742	10	13	across	across	ADP
ejif-3742	10	14	the	the	DET
ejif-3742	10	15	banks	bank	NOUN
ejif-3742	10	16	.	.	PUNCT
ejif-3742	11	1	additionally	additionally	ADV
ejif-3742	11	2	,	,	PUNCT
ejif-3742	11	3	extreme	extreme	ADJ
ejif-3742	11	4	expenditures	expenditure	NOUN
ejif-3742	11	5	and	and	CCONJ
ejif-3742	11	6	financial	financial	ADJ
ejif-3742	11	7	losses	loss	NOUN
ejif-3742	11	8	suffered	suffer	VERB
ejif-3742	11	9	by	by	ADP
ejif-3742	11	10	some	some	DET
ejif-3742	11	11	banks	bank	NOUN
ejif-3742	11	12	are	be	AUX
ejif-3742	11	13	also	also	ADV
ejif-3742	11	14	discovered	discover	VERB
ejif-3742	11	15	.	.	PUNCT
ejif-3742	12	1	keywords	keyword	NOUN
ejif-3742	12	2	:	:	PUNCT
ejif-3742	12	3	capital	capital	NOUN
ejif-3742	12	4	adequacy	adequacy	NOUN
ejif-3742	12	5	ratio	ratio	NOUN
ejif-3742	12	6	,	,	PUNCT
ejif-3742	12	7	full	full	ADJ
ejif-3742	12	8	-	-	PUNCT
ejif-3742	12	9	fledged	fledged	ADJ
ejif-3742	12	10	islamic	islamic	ADJ
ejif-3742	12	11	banks	bank	NOUN
ejif-3742	12	12	,	,	PUNCT
ejif-3742	12	13	gulf	gulf	PROPN
ejif-3742	12	14	cooperation	cooperation	PROPN
ejif-3742	12	15	council	council	PROPN
ejif-3742	12	16	.	.	PUNCT
ejif-3742	13	1	i.	i.	PROPN
ejif-3742	13	2	introduction	introduction	NOUN
ejif-3742	13	3	the	the	DET
ejif-3742	13	4	islamic	islamic	ADJ
ejif-3742	13	5	banking	banking	NOUN
ejif-3742	13	6	sector	sector	NOUN
ejif-3742	13	7	in	in	ADP
ejif-3742	13	8	the	the	DET
ejif-3742	13	9	gulf	gulf	PROPN
ejif-3742	13	10	states	state	NOUN
ejif-3742	13	11	has	have	AUX
ejif-3742	13	12	always	always	ADV
ejif-3742	13	13	been	be	AUX
ejif-3742	13	14	the	the	DET
ejif-3742	13	15	biggest	big	ADJ
ejif-3742	13	16	campaigner	campaigner	NOUN
ejif-3742	13	17	for	for	ADP
ejif-3742	13	18	islamic	islamic	ADJ
ejif-3742	13	19	financial	financial	ADJ
ejif-3742	13	20	system	system	NOUN
ejif-3742	13	21	in	in	ADP
ejif-3742	13	22	the	the	DET
ejif-3742	13	23	world	world	NOUN
ejif-3742	13	24	as	as	ADP
ejif-3742	13	25	it	it	PRON
ejif-3742	13	26	the	the	DET
ejif-3742	13	27	birthplace	birthplace	NOUN
ejif-3742	13	28	of	of	ADP
ejif-3742	13	29	the	the	DET
ejif-3742	13	30	official	official	ADJ
ejif-3742	13	31	shariacomplaint	shariacomplaint	ADJ
ejif-3742	13	32	financial	financial	ADJ
ejif-3742	13	33	products	product	NOUN
ejif-3742	13	34	offering	offer	VERB
ejif-3742	13	35	institutions	institution	NOUN
ejif-3742	13	36	in	in	ADP
ejif-3742	13	37	the	the	DET
ejif-3742	13	38	world	world	NOUN
ejif-3742	13	39	following	follow	VERB
ejif-3742	13	40	the	the	DET
ejif-3742	13	41	opening	opening	NOUN
ejif-3742	13	42	of	of	ADP
ejif-3742	13	43	dubai	dubai	PROPN
ejif-3742	13	44	islamic	islamic	PROPN
ejif-3742	13	45	bank	bank	PROPN
ejif-3742	13	46	in	in	ADP
ejif-3742	13	47	the	the	DET
ejif-3742	13	48	uae	uae	PROPN
ejif-3742	13	49	and	and	CCONJ
ejif-3742	13	50	islamic	islamic	PROPN
ejif-3742	13	51	development	development	PROPN
ejif-3742	13	52	bank	bank	PROPN
ejif-3742	13	53	in	in	ADP
ejif-3742	13	54	the	the	DET
ejif-3742	13	55	kingdom	kingdom	NOUN
ejif-3742	13	56	of	of	ADP
ejif-3742	13	57	saudi	saudi	PROPN
ejif-3742	13	58	arabia	arabia	PROPN
ejif-3742	13	59	in	in	ADP
ejif-3742	13	60	the	the	DET
ejif-3742	13	61	1970s	1970	NOUN
ejif-3742	13	62	.	.	PUNCT
ejif-3742	14	1	since	since	SCONJ
ejif-3742	14	2	then	then	ADV
ejif-3742	14	3	,	,	PUNCT
ejif-3742	14	4	this	this	DET
ejif-3742	14	5	sector	sector	NOUN
ejif-3742	14	6	continued	continue	VERB
ejif-3742	14	7	playing	play	VERB
ejif-3742	14	8	a	a	DET
ejif-3742	14	9	key	key	ADJ
ejif-3742	14	10	role	role	NOUN
ejif-3742	14	11	in	in	ADP
ejif-3742	14	12	the	the	DET
ejif-3742	14	13	islamic	islamic	ADJ
ejif-3742	14	14	banking	banking	NOUN
ejif-3742	14	15	system	system	NOUN
ejif-3742	14	16	and	and	CCONJ
ejif-3742	14	17	currently	currently	ADV
ejif-3742	14	18	dominates	dominate	VERB
ejif-3742	14	19	the	the	DET
ejif-3742	14	20	industry	industry	NOUN
ejif-3742	14	21	as	as	SCONJ
ejif-3742	14	22	it	it	PRON
ejif-3742	14	23	represents	represent	VERB
ejif-3742	14	24	the	the	DET
ejif-3742	14	25	biggest	big	ADJ
ejif-3742	14	26	share	share	NOUN
ejif-3742	14	27	in	in	ADP
ejif-3742	14	28	the	the	DET
ejif-3742	14	29	islamic	islamic	ADJ
ejif-3742	14	30	financial	financial	ADJ
ejif-3742	14	31	system	system	NOUN
ejif-3742	14	32	.	.	PUNCT
ejif-3742	15	1	the	the	DET
ejif-3742	15	2	stability	stability	NOUN
ejif-3742	15	3	of	of	ADP
ejif-3742	15	4	gcc	gcc	NOUN
ejif-3742	15	5	islamic	islamic	ADJ
ejif-3742	15	6	banks	bank	NOUN
ejif-3742	15	7	became	become	VERB
ejif-3742	15	8	the	the	DET
ejif-3742	15	9	focal	focal	ADJ
ejif-3742	15	10	point	point	NOUN
ejif-3742	15	11	of	of	ADP
ejif-3742	15	12	many	many	ADJ
ejif-3742	15	13	researchers	researcher	NOUN
ejif-3742	15	14	[	[	X
ejif-3742	15	15	1]–[3	1]–[3	X
ejif-3742	15	16	]	]	X
ejif-3742	15	17	,	,	PUNCT
ejif-3742	15	18	as	as	SCONJ
ejif-3742	15	19	it	it	PRON
ejif-3742	15	20	attracted	attract	VERB
ejif-3742	15	21	investments	investment	NOUN
ejif-3742	15	22	not	not	PART
ejif-3742	15	23	only	only	ADV
ejif-3742	15	24	from	from	ADP
ejif-3742	15	25	muslim	muslim	ADJ
ejif-3742	15	26	customers	customer	NOUN
ejif-3742	15	27	but	but	CCONJ
ejif-3742	15	28	also	also	ADV
ejif-3742	15	29	from	from	ADP
ejif-3742	15	30	non	non	ADJ
ejif-3742	15	31	-	-	ADJ
ejif-3742	15	32	muslim	muslim	ADJ
ejif-3742	15	33	clients	client	NOUN
ejif-3742	15	34	who	who	PRON
ejif-3742	15	35	developed	develop	VERB
ejif-3742	15	36	adverse	adverse	ADJ
ejif-3742	15	37	inclination	inclination	NOUN
ejif-3742	15	38	against	against	ADP
ejif-3742	15	39	the	the	DET
ejif-3742	15	40	conventional	conventional	ADJ
ejif-3742	15	41	banking	banking	NOUN
ejif-3742	15	42	system	system	NOUN
ejif-3742	15	43	following	follow	VERB
ejif-3742	15	44	the	the	DET
ejif-3742	15	45	global	global	ADJ
ejif-3742	15	46	financial	financial	ADJ
ejif-3742	15	47	crisis	crisis	NOUN
ejif-3742	15	48	(	(	PUNCT
ejif-3742	15	49	gfc	gfc	NOUN
ejif-3742	15	50	)	)	PUNCT
ejif-3742	15	51	.	.	PUNCT
ejif-3742	16	1	the	the	DET
ejif-3742	16	2	consequential	consequential	ADJ
ejif-3742	16	3	realization	realization	NOUN
ejif-3742	16	4	of	of	ADP
ejif-3742	16	5	the	the	DET
ejif-3742	16	6	impermissibility	impermissibility	NOUN
ejif-3742	16	7	of	of	ADP
ejif-3742	16	8	the	the	DET
ejif-3742	16	9	interest	interest	NOUN
ejif-3742	16	10	-	-	PUNCT
ejif-3742	16	11	based	base	VERB
ejif-3742	16	12	banking	banking	NOUN
ejif-3742	16	13	lead	lead	NOUN
ejif-3742	16	14	to	to	ADP
ejif-3742	16	15	the	the	DET
ejif-3742	16	16	ample	ample	ADJ
ejif-3742	16	17	growth	growth	NOUN
ejif-3742	16	18	of	of	ADP
ejif-3742	16	19	the	the	DET
ejif-3742	16	20	islamic	islamic	ADJ
ejif-3742	16	21	banking	banking	NOUN
ejif-3742	16	22	industry	industry	NOUN
ejif-3742	16	23	[	[	X
ejif-3742	16	24	4	4	NUM
ejif-3742	16	25	]	]	PUNCT
ejif-3742	16	26	.	.	PUNCT
ejif-3742	17	1	according	accord	VERB
ejif-3742	17	2	to	to	ADP
ejif-3742	17	3	biancone	biancone	NOUN
ejif-3742	17	4	and	and	CCONJ
ejif-3742	17	5	radwan	radwan	VERB
ejif-3742	17	6	[	[	X
ejif-3742	17	7	5	5	NUM
ejif-3742	17	8	]	]	PUNCT
ejif-3742	17	9	,	,	PUNCT
ejif-3742	17	10	the	the	DET
ejif-3742	17	11	ethical	ethical	ADV
ejif-3742	17	12	-	-	PUNCT
ejif-3742	17	13	based	base	VERB
ejif-3742	17	14	operations	operation	NOUN
ejif-3742	17	15	of	of	ADP
ejif-3742	17	16	the	the	DET
ejif-3742	17	17	islamic	islamic	ADJ
ejif-3742	17	18	financial	financial	ADJ
ejif-3742	17	19	system	system	NOUN
ejif-3742	17	20	,	,	PUNCT
ejif-3742	17	21	which	which	PRON
ejif-3742	17	22	is	be	AUX
ejif-3742	17	23	quite	quite	ADV
ejif-3742	17	24	analogous	analogous	ADJ
ejif-3742	17	25	to	to	ADP
ejif-3742	17	26	the	the	DET
ejif-3742	17	27	ethical	ethical	ADJ
ejif-3742	17	28	finance	finance	NOUN
ejif-3742	17	29	promoting	promote	VERB
ejif-3742	17	30	aspect	aspect	NOUN
ejif-3742	17	31	of	of	ADP
ejif-3742	17	32	social	social	ADJ
ejif-3742	17	33	responsibility	responsibility	NOUN
ejif-3742	17	34	investment	investment	NOUN
ejif-3742	17	35	,	,	PUNCT
ejif-3742	17	36	appealed	appeal	VERB
ejif-3742	17	37	to	to	ADP
ejif-3742	17	38	the	the	DET
ejif-3742	17	39	western	western	ADJ
ejif-3742	17	40	countries	country	NOUN
ejif-3742	17	41	as	as	ADP
ejif-3742	17	42	an	an	DET
ejif-3742	17	43	attractive	attractive	ADJ
ejif-3742	17	44	system	system	NOUN
ejif-3742	17	45	.	.	PUNCT
ejif-3742	18	1	as	as	SCONJ
ejif-3742	18	2	compared	compare	VERB
ejif-3742	18	3	to	to	ADP
ejif-3742	18	4	the	the	DET
ejif-3742	18	5	conventional	conventional	ADJ
ejif-3742	18	6	banks	bank	NOUN
ejif-3742	18	7	,	,	PUNCT
ejif-3742	18	8	islamic	islamic	ADJ
ejif-3742	18	9	banks	bank	NOUN
ejif-3742	18	10	in	in	ADP
ejif-3742	18	11	the	the	DET
ejif-3742	18	12	gcc	gcc	NOUN
ejif-3742	18	13	remained	remain	VERB
ejif-3742	18	14	relatively	relatively	ADV
ejif-3742	18	15	resilient	resilient	ADJ
ejif-3742	18	16	to	to	ADP
ejif-3742	18	17	the	the	DET
ejif-3742	18	18	spill	spill	NOUN
ejif-3742	18	19	-	-	PUNCT
ejif-3742	18	20	overs	over	NOUN
ejif-3742	18	21	of	of	ADP
ejif-3742	18	22	the	the	DET
ejif-3742	18	23	gfc	gfc	NOUN
ejif-3742	18	24	up	up	ADP
ejif-3742	18	25	until	until	SCONJ
ejif-3742	18	26	it	it	PRON
ejif-3742	18	27	spread	spread	VERB
ejif-3742	18	28	out	out	ADP
ejif-3742	18	29	to	to	ADP
ejif-3742	18	30	the	the	DET
ejif-3742	18	31	real	real	ADJ
ejif-3742	18	32	economy	economy	NOUN
ejif-3742	18	33	[	[	X
ejif-3742	18	34	6	6	NUM
ejif-3742	18	35	]	]	PUNCT
ejif-3742	18	36	.	.	PUNCT
ejif-3742	19	1	as	as	ADP
ejif-3742	19	2	a	a	DET
ejif-3742	19	3	measure	measure	NOUN
ejif-3742	19	4	for	for	ADP
ejif-3742	19	5	financial	financial	ADJ
ejif-3742	19	6	stability	stability	NOUN
ejif-3742	19	7	,	,	PUNCT
ejif-3742	19	8	capital	capital	NOUN
ejif-3742	19	9	adequacy	adequacy	NOUN
ejif-3742	19	10	ratio	ratio	NOUN
ejif-3742	19	11	(	(	PUNCT
ejif-3742	19	12	car	car	NOUN
ejif-3742	19	13	)	)	PUNCT
ejif-3742	19	14	has	have	AUX
ejif-3742	19	15	long	long	ADV
ejif-3742	19	16	been	be	AUX
ejif-3742	19	17	recognized	recognize	VERB
ejif-3742	19	18	as	as	ADP
ejif-3742	19	19	one	one	NUM
ejif-3742	19	20	of	of	ADP
ejif-3742	19	21	the	the	DET
ejif-3742	19	22	most	most	ADV
ejif-3742	19	23	efficient	efficient	ADJ
ejif-3742	19	24	among	among	ADP
ejif-3742	19	25	other	other	ADJ
ejif-3742	19	26	indicators	indicator	NOUN
ejif-3742	19	27	in	in	ADP
ejif-3742	19	28	the	the	DET
ejif-3742	19	29	realm	realm	NOUN
ejif-3742	19	30	of	of	ADP
ejif-3742	19	31	finance	finance	NOUN
ejif-3742	19	32	.	.	PUNCT
ejif-3742	20	1	as	as	ADP
ejif-3742	20	2	per	per	ADP
ejif-3742	20	3	estrella	estrella	NOUN
ejif-3742	20	4	,	,	PUNCT
ejif-3742	20	5	park	park	NOUN
ejif-3742	20	6	,	,	PUNCT
ejif-3742	20	7	&	&	CCONJ
ejif-3742	20	8	peristiani	peristiani	PROPN
ejif-3742	20	9	,	,	PUNCT
ejif-3742	20	10	if	if	SCONJ
ejif-3742	20	11	the	the	DET
ejif-3742	20	12	riskweights	riskweight	NOUN
ejif-3742	20	13	assigned	assign	VERB
ejif-3742	20	14	to	to	ADP
ejif-3742	20	15	bank	bank	NOUN
ejif-3742	20	16	assets	asset	NOUN
ejif-3742	20	17	precisely	precisely	ADV
ejif-3742	20	18	represent	represent	VERB
ejif-3742	20	19	the	the	DET
ejif-3742	20	20	risk	risk	NOUN
ejif-3742	20	21	level	level	NOUN
ejif-3742	20	22	of	of	ADP
ejif-3742	20	23	the	the	DET
ejif-3742	20	24	weighted	weight	VERB
ejif-3742	20	25	assets	asset	NOUN
ejif-3742	20	26	then	then	ADV
ejif-3742	20	27	an	an	DET
ejif-3742	20	28	enhanced	enhanced	ADJ
ejif-3742	20	29	and	and	CCONJ
ejif-3742	20	30	meaningful	meaningful	ADJ
ejif-3742	20	31	separation	separation	NOUN
ejif-3742	20	32	between	between	ADP
ejif-3742	20	33	safe	safe	ADJ
ejif-3742	20	34	and	and	CCONJ
ejif-3742	20	35	vulnerable	vulnerable	ADJ
ejif-3742	20	36	banks	bank	NOUN
ejif-3742	20	37	can	can	AUX
ejif-3742	20	38	be	be	AUX
ejif-3742	20	39	realized	realize	VERB
ejif-3742	20	40	using	use	VERB
ejif-3742	20	41	capital	capital	NOUN
ejif-3742	20	42	adequacy	adequacy	NOUN
ejif-3742	20	43	ratio	ratio	NOUN
ejif-3742	21	1	[	[	X
ejif-3742	21	2	7	7	NUM
ejif-3742	21	3	]	]	PUNCT
ejif-3742	21	4	.	.	PUNCT
ejif-3742	22	1	capital	capital	NOUN
ejif-3742	22	2	adequacy	adequacy	NOUN
ejif-3742	22	3	ratio	ratio	NOUN
ejif-3742	22	4	is	be	AUX
ejif-3742	22	5	defined	define	VERB
ejif-3742	22	6	as	as	ADP
ejif-3742	22	7	the	the	DET
ejif-3742	22	8	level	level	NOUN
ejif-3742	22	9	of	of	ADP
ejif-3742	22	10	capital	capital	NOUN
ejif-3742	22	11	a	a	DET
ejif-3742	22	12	bank	bank	NOUN
ejif-3742	22	13	is	be	AUX
ejif-3742	22	14	required	require	VERB
ejif-3742	22	15	to	to	PART
ejif-3742	22	16	hold	hold	VERB
ejif-3742	22	17	in	in	ADP
ejif-3742	22	18	order	order	NOUN
ejif-3742	22	19	to	to	PART
ejif-3742	22	20	withstand	withstand	VERB
ejif-3742	22	21	risk	risk	NOUN
ejif-3742	22	22	exposures	exposure	NOUN
ejif-3742	22	23	emanating	emanate	VERB
ejif-3742	22	24	from	from	ADP
ejif-3742	22	25	credit	credit	NOUN
ejif-3742	22	26	,	,	PUNCT
ejif-3742	22	27	market	market	NOUN
ejif-3742	22	28	,	,	PUNCT
ejif-3742	22	29	and	and	CCONJ
ejif-3742	22	30	operating	operating	NOUN
ejif-3742	22	31	risks	risk	NOUN
ejif-3742	22	32	,	,	PUNCT
ejif-3742	22	33	and	and	CCONJ
ejif-3742	22	34	also	also	ADV
ejif-3742	22	35	to	to	PART
ejif-3742	22	36	absorb	absorb	VERB
ejif-3742	22	37	possible	possible	ADJ
ejif-3742	22	38	financial	financial	ADJ
ejif-3742	22	39	damages	damage	NOUN
ejif-3742	22	40	and	and	CCONJ
ejif-3742	22	41	to	to	PART
ejif-3742	22	42	guard	guard	VERB
ejif-3742	22	43	their	their	PRON
ejif-3742	22	44	debtors	debtor	NOUN
ejif-3742	22	45	[	[	X
ejif-3742	22	46	8	8	NUM
ejif-3742	22	47	]	]	PUNCT
ejif-3742	22	48	.	.	PUNCT
ejif-3742	23	1	according	accord	VERB
ejif-3742	23	2	to	to	ADP
ejif-3742	23	3	the	the	DET
ejif-3742	23	4	official	official	ADJ
ejif-3742	23	5	definition	definition	NOUN
ejif-3742	23	6	of	of	ADP
ejif-3742	23	7	the	the	DET
ejif-3742	23	8	basel	basel	PROPN
ejif-3742	23	9	committee	committee	PROPN
ejif-3742	23	10	on	on	ADP
ejif-3742	23	11	banking	banking	NOUN
ejif-3742	23	12	supervision	supervision	NOUN
ejif-3742	23	13	(	(	PUNCT
ejif-3742	23	14	bcbs	bcbs	PROPN
ejif-3742	23	15	)	)	PUNCT
ejif-3742	23	16	,	,	PUNCT
ejif-3742	23	17	“	"	PUNCT
ejif-3742	23	18	the	the	DET
ejif-3742	23	19	capital	capital	NOUN
ejif-3742	23	20	ratio	ratio	NOUN
ejif-3742	23	21	is	be	AUX
ejif-3742	23	22	the	the	DET
ejif-3742	23	23	amount	amount	NOUN
ejif-3742	23	24	of	of	ADP
ejif-3742	23	25	regulatory	regulatory	ADJ
ejif-3742	23	26	capital	capital	NOUN
ejif-3742	23	27	divided	divide	VERB
ejif-3742	23	28	by	by	ADP
ejif-3742	23	29	the	the	DET
ejif-3742	23	30	amount	amount	NOUN
ejif-3742	23	31	of	of	ADP
ejif-3742	23	32	risk	risk	NOUN
ejif-3742	23	33	-	-	PUNCT
ejif-3742	23	34	weighted	weight	VERB
ejif-3742	23	35	assets	asset	NOUN
ejif-3742	23	36	.	.	PUNCT
ejif-3742	24	1	the	the	DET
ejif-3742	24	2	greater	great	ADJ
ejif-3742	24	3	the	the	DET
ejif-3742	24	4	amount	amount	NOUN
ejif-3742	24	5	of	of	ADP
ejif-3742	24	6	risk	risk	NOUN
ejif-3742	24	7	-	-	PUNCT
ejif-3742	24	8	weighted	weight	VERB
ejif-3742	24	9	assets	asset	NOUN
ejif-3742	24	10	,	,	PUNCT
ejif-3742	24	11	the	the	DET
ejif-3742	24	12	more	more	ADJ
ejif-3742	24	13	capital	capital	NOUN
ejif-3742	24	14	is	be	AUX
ejif-3742	24	15	needed	need	VERB
ejif-3742	24	16	,	,	PUNCT
ejif-3742	24	17	and	and	CCONJ
ejif-3742	24	18	vice	vice	ADV
ejif-3742	24	19	versa	versa	ADV
ejif-3742	24	20	”	"	PUNCT
ejif-3742	25	1	[	[	X
ejif-3742	25	2	9	9	NUM
ejif-3742	25	3	]	]	PUNCT
ejif-3742	25	4	.	.	PUNCT
ejif-3742	26	1	in	in	ADP
ejif-3742	26	2	reference	reference	NOUN
ejif-3742	26	3	to	to	ADP
ejif-3742	26	4	universal	universal	ADJ
ejif-3742	26	5	regulatory	regulatory	ADJ
ejif-3742	26	6	standards	standard	NOUN
ejif-3742	26	7	,	,	PUNCT
ejif-3742	26	8	banks	bank	NOUN
ejif-3742	26	9	are	be	AUX
ejif-3742	26	10	required	require	VERB
ejif-3742	26	11	to	to	PART
ejif-3742	26	12	maintain	maintain	VERB
ejif-3742	26	13	a	a	DET
ejif-3742	26	14	minimum	minimum	ADJ
ejif-3742	26	15	car	car	NOUN
ejif-3742	26	16	of	of	ADP
ejif-3742	26	17	8	8	NUM
ejif-3742	26	18	%	%	NOUN
ejif-3742	26	19	to	to	PART
ejif-3742	26	20	be	be	AUX
ejif-3742	26	21	labelled	label	VERB
ejif-3742	26	22	as	as	ADV
ejif-3742	26	23	safe	safe	ADJ
ejif-3742	26	24	and	and	CCONJ
ejif-3742	26	25	stable	stable	ADJ
ejif-3742	26	26	and	and	CCONJ
ejif-3742	26	27	to	to	PART
ejif-3742	26	28	show	show	VERB
ejif-3742	26	29	adherence	adherence	NOUN
ejif-3742	26	30	to	to	ADP
ejif-3742	26	31	banking	banking	NOUN
ejif-3742	26	32	regulations	regulation	NOUN
ejif-3742	26	33	.	.	PUNCT
ejif-3742	27	1	however	however	ADV
ejif-3742	27	2	state	state	PROPN
ejif-3742	27	3	bank	bank	NOUN
ejif-3742	27	4	regulators	regulator	NOUN
ejif-3742	27	5	can	can	AUX
ejif-3742	27	6	set	set	VERB
ejif-3742	27	7	different	different	ADJ
ejif-3742	27	8	capital	capital	NOUN
ejif-3742	27	9	ratios	ratio	NOUN
ejif-3742	27	10	they	they	PRON
ejif-3742	27	11	deem	deem	VERB
ejif-3742	27	12	appropriate	appropriate	ADJ
ejif-3742	27	13	for	for	ADP
ejif-3742	27	14	their	their	PRON
ejif-3742	27	15	banking	banking	NOUN
ejif-3742	27	16	sectors	sector	NOUN
ejif-3742	27	17	.	.	PUNCT
ejif-3742	28	1	for	for	ADP
ejif-3742	28	2	instance	instance	NOUN
ejif-3742	28	3	,	,	PUNCT
ejif-3742	28	4	central	central	ADJ
ejif-3742	28	5	banks	bank	NOUN
ejif-3742	28	6	in	in	ADP
ejif-3742	28	7	the	the	DET
ejif-3742	28	8	gcc	gcc	NOUN
ejif-3742	28	9	,	,	PUNCT
ejif-3742	28	10	except	except	SCONJ
ejif-3742	28	11	for	for	ADP
ejif-3742	28	12	saudi	saudi	PROPN
ejif-3742	28	13	arabia	arabia	PROPN
ejif-3742	28	14	,	,	PUNCT
ejif-3742	28	15	all	all	PRON
ejif-3742	28	16	set	set	VERB
ejif-3742	28	17	a	a	DET
ejif-3742	28	18	car	car	NOUN
ejif-3742	28	19	in	in	ADP
ejif-3742	28	20	the	the	DET
ejif-3742	28	21	range	range	NOUN
ejif-3742	28	22	of	of	ADP
ejif-3742	28	23	11	11	NUM
ejif-3742	28	24	%	%	NOUN
ejif-3742	28	25	to	to	PART
ejif-3742	28	26	14.2	14.2	NUM
ejif-3742	28	27	%	%	NOUN
ejif-3742	28	28	except	except	SCONJ
ejif-3742	28	29	state	state	NOUN
ejif-3742	28	30	bank	bank	PROPN
ejif-3742	28	31	of	of	ADP
ejif-3742	28	32	saudi	saudi	PROPN
ejif-3742	28	33	arabia	arabia	PROPN
ejif-3742	28	34	who	who	PRON
ejif-3742	28	35	sets	set	VERB
ejif-3742	28	36	specific	specific	ADJ
ejif-3742	28	37	car	car	NOUN
ejif-3742	28	38	requirements	requirement	NOUN
ejif-3742	28	39	for	for	ADP
ejif-3742	28	40	each	each	DET
ejif-3742	28	41	individual	individual	ADJ
ejif-3742	28	42	bank	bank	NOUN
ejif-3742	28	43	even	even	ADV
ejif-3742	28	44	though	though	SCONJ
ejif-3742	28	45	8	8	NUM
ejif-3742	28	46	%	%	NOUN
ejif-3742	28	47	is	be	AUX
ejif-3742	28	48	the	the	DET
ejif-3742	28	49	minimum	minimum	ADJ
ejif-3742	28	50	benchmark	benchmark	NOUN
ejif-3742	28	51	[	[	X
ejif-3742	28	52	10	10	NUM
ejif-3742	28	53	]	]	PUNCT
ejif-3742	28	54	.	.	PUNCT
ejif-3742	29	1	the	the	DET
ejif-3742	29	2	capital	capital	NOUN
ejif-3742	29	3	adequacy	adequacy	NOUN
ejif-3742	29	4	ratios	ratio	NOUN
ejif-3742	29	5	of	of	ADP
ejif-3742	29	6	the	the	DET
ejif-3742	29	7	islamic	islamic	ADJ
ejif-3742	29	8	banks	bank	NOUN
ejif-3742	29	9	in	in	ADP
ejif-3742	29	10	the	the	DET
ejif-3742	29	11	gcc	gcc	NOUN
ejif-3742	29	12	are	be	AUX
ejif-3742	29	13	ejif	ejif	NOUN
ejif-3742	29	14	–	–	PUNCT
ejif-3742	29	15	european	european	ADJ
ejif-3742	29	16	journal	journal	PROPN
ejif-3742	29	17	of	of	ADP
ejif-3742	29	18	islamic	islamic	PROPN
ejif-3742	29	19	finance	finance	PROPN
ejif-3742	29	20	no	no	DET
ejif-3742	29	21	14	14	NUM
ejif-3742	29	22	,	,	PUNCT
ejif-3742	29	23	december	december	PROPN
ejif-3742	29	24	(	(	PUNCT
ejif-3742	29	25	2019	2019	NUM
ejif-3742	29	26	)	)	PUNCT
ejif-3742	29	27	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3742	29	28	issn	issn	VERB
ejif-3742	29	29	2421	2421	NUM
ejif-3742	29	30	-	-	SYM
ejif-3742	29	31	2172	2172	NUM
ejif-3742	29	32	2	2	NUM
ejif-3742	29	33	found	find	VERB
ejif-3742	29	34	to	to	PART
ejif-3742	29	35	be	be	AUX
ejif-3742	29	36	generally	generally	ADV
ejif-3742	29	37	higher	high	ADJ
ejif-3742	29	38	than	than	ADP
ejif-3742	29	39	that	that	PRON
ejif-3742	29	40	of	of	ADP
ejif-3742	29	41	other	other	ADJ
ejif-3742	29	42	banks	bank	NOUN
ejif-3742	29	43	in	in	ADP
ejif-3742	29	44	the	the	DET
ejif-3742	29	45	region	region	NOUN
ejif-3742	29	46	.	.	PUNCT
ejif-3742	30	1	post	post	VERB
ejif-3742	30	2	implementation	implementation	NOUN
ejif-3742	30	3	of	of	ADP
ejif-3742	30	4	the	the	DET
ejif-3742	30	5	basel	basel	PROPN
ejif-3742	30	6	iii	iii	PROPN
ejif-3742	30	7	norms	norm	NOUN
ejif-3742	30	8	,	,	PUNCT
ejif-3742	30	9	the	the	DET
ejif-3742	30	10	average	average	ADJ
ejif-3742	30	11	car	car	NOUN
ejif-3742	30	12	of	of	ADP
ejif-3742	30	13	the	the	DET
ejif-3742	30	14	islamic	islamic	ADJ
ejif-3742	30	15	banks	bank	NOUN
ejif-3742	30	16	in	in	ADP
ejif-3742	30	17	the	the	DET
ejif-3742	30	18	gcc	gcc	NOUN
ejif-3742	30	19	in	in	ADP
ejif-3742	30	20	2015	2015	NUM
ejif-3742	30	21	stood	stand	VERB
ejif-3742	30	22	at	at	ADP
ejif-3742	30	23	17.89	17.89	NUM
ejif-3742	30	24	%	%	NOUN
ejif-3742	30	25	indicating	indicate	VERB
ejif-3742	30	26	the	the	DET
ejif-3742	30	27	comfortable	comfortable	ADJ
ejif-3742	30	28	satisfaction	satisfaction	NOUN
ejif-3742	30	29	of	of	ADP
ejif-3742	30	30	the	the	DET
ejif-3742	30	31	enhanced	enhanced	ADJ
ejif-3742	30	32	basel	basel	PROPN
ejif-3742	30	33	iii	iii	PROPN
ejif-3742	30	34	framework	framework	NOUN
ejif-3742	30	35	in	in	ADP
ejif-3742	30	36	the	the	DET
ejif-3742	30	37	bloc	bloc	NOUN
ejif-3742	30	38	[	[	X
ejif-3742	30	39	11	11	NUM
ejif-3742	30	40	]	]	PUNCT
ejif-3742	30	41	.	.	PUNCT
ejif-3742	31	1	nonetheless	nonetheless	ADV
ejif-3742	31	2	,	,	PUNCT
ejif-3742	31	3	higher	high	ADJ
ejif-3742	31	4	car	car	NOUN
ejif-3742	31	5	does	do	AUX
ejif-3742	31	6	not	not	PART
ejif-3742	31	7	necessarily	necessarily	ADV
ejif-3742	31	8	imply	imply	VERB
ejif-3742	31	9	immunity	immunity	NOUN
ejif-3742	31	10	from	from	ADP
ejif-3742	31	11	insolvency	insolvency	NOUN
ejif-3742	31	12	as	as	SCONJ
ejif-3742	31	13	seen	see	VERB
ejif-3742	31	14	in	in	ADP
ejif-3742	31	15	the	the	DET
ejif-3742	31	16	case	case	NOUN
ejif-3742	31	17	of	of	ADP
ejif-3742	31	18	berhad	berhad	PROPN
ejif-3742	31	19	islamic	islamic	PROPN
ejif-3742	31	20	bank	bank	PROPN
ejif-3742	31	21	in	in	ADP
ejif-3742	31	22	malaysia	malaysia	PROPN
ejif-3742	31	23	who	who	PRON
ejif-3742	31	24	became	become	VERB
ejif-3742	31	25	bankrupt	bankrupt	ADJ
ejif-3742	31	26	despite	despite	SCONJ
ejif-3742	31	27	having	have	VERB
ejif-3742	31	28	an	an	DET
ejif-3742	31	29	extremely	extremely	ADV
ejif-3742	31	30	higher	high	ADJ
ejif-3742	31	31	car	car	NOUN
ejif-3742	31	32	of	of	ADP
ejif-3742	31	33	31	31	NUM
ejif-3742	31	34	%	%	NOUN
ejif-3742	32	1	[	[	X
ejif-3742	32	2	12	12	NUM
ejif-3742	32	3	]	]	PUNCT
ejif-3742	32	4	.	.	PUNCT
ejif-3742	33	1	according	accord	VERB
ejif-3742	33	2	to	to	ADP
ejif-3742	33	3	the	the	DET
ejif-3742	33	4	authors	author	NOUN
ejif-3742	33	5	,	,	PUNCT
ejif-3742	33	6	berhad	berhad	PROPN
ejif-3742	33	7	islamic	islamic	PROPN
ejif-3742	33	8	bank	bank	PROPN
ejif-3742	33	9	reduced	reduce	VERB
ejif-3742	33	10	other	other	ADJ
ejif-3742	33	11	banking	banking	NOUN
ejif-3742	33	12	ratios	ratio	NOUN
ejif-3742	33	13	like	like	ADP
ejif-3742	33	14	profitability	profitability	NOUN
ejif-3742	33	15	or	or	CCONJ
ejif-3742	33	16	leverage	leverage	NOUN
ejif-3742	33	17	to	to	PART
ejif-3742	33	18	raise	raise	VERB
ejif-3742	33	19	its	its	PRON
ejif-3742	33	20	capitalization	capitalization	NOUN
ejif-3742	33	21	ratio	ratio	NOUN
ejif-3742	33	22	which	which	PRON
ejif-3742	33	23	resulted	result	VERB
ejif-3742	33	24	the	the	DET
ejif-3742	33	25	dooming	dooming	NOUN
ejif-3742	33	26	of	of	ADP
ejif-3742	33	27	the	the	DET
ejif-3742	33	28	bank	bank	NOUN
ejif-3742	33	29	despite	despite	SCONJ
ejif-3742	33	30	having	have	VERB
ejif-3742	33	31	immense	immense	ADJ
ejif-3742	33	32	capital	capital	NOUN
ejif-3742	33	33	base	base	NOUN
ejif-3742	33	34	.	.	PUNCT
ejif-3742	34	1	reference	reference	NOUN
ejif-3742	35	1	[	[	X
ejif-3742	35	2	2	2	NUM
ejif-3742	35	3	]	]	PUNCT
ejif-3742	35	4	stated	state	VERB
ejif-3742	35	5	that	that	SCONJ
ejif-3742	35	6	the	the	DET
ejif-3742	35	7	higher	high	ADJ
ejif-3742	35	8	level	level	NOUN
ejif-3742	35	9	of	of	ADP
ejif-3742	35	10	capital	capital	NOUN
ejif-3742	35	11	ratio	ratio	NOUN
ejif-3742	35	12	in	in	ADP
ejif-3742	35	13	the	the	DET
ejif-3742	35	14	islamic	islamic	ADJ
ejif-3742	35	15	banking	banking	NOUN
ejif-3742	35	16	sector	sector	NOUN
ejif-3742	35	17	of	of	ADP
ejif-3742	35	18	the	the	DET
ejif-3742	35	19	gulf	gulf	PROPN
ejif-3742	35	20	states	state	NOUN
ejif-3742	35	21	could	could	AUX
ejif-3742	35	22	be	be	AUX
ejif-3742	35	23	due	due	ADJ
ejif-3742	35	24	to	to	ADP
ejif-3742	35	25	reliance	reliance	NOUN
ejif-3742	35	26	on	on	ADP
ejif-3742	35	27	shareholder	shareholder	NOUN
ejif-3742	35	28	equity	equity	NOUN
ejif-3742	35	29	funds	fund	NOUN
ejif-3742	35	30	as	as	ADP
ejif-3742	35	31	a	a	DET
ejif-3742	35	32	pivotal	pivotal	ADJ
ejif-3742	35	33	source	source	NOUN
ejif-3742	35	34	of	of	ADP
ejif-3742	35	35	capital	capital	NOUN
ejif-3742	35	36	rather	rather	ADV
ejif-3742	35	37	than	than	ADP
ejif-3742	35	38	debt	debt	NOUN
ejif-3742	35	39	-	-	PUNCT
ejif-3742	35	40	like	like	ADJ
ejif-3742	35	41	financing	financing	NOUN
ejif-3742	35	42	instruments	instrument	NOUN
ejif-3742	35	43	or	or	CCONJ
ejif-3742	35	44	the	the	DET
ejif-3742	35	45	lack	lack	NOUN
ejif-3742	35	46	of	of	ADP
ejif-3742	35	47	rigorous	rigorous	ADJ
ejif-3742	35	48	risk	risk	NOUN
ejif-3742	35	49	-	-	PUNCT
ejif-3742	35	50	management	management	NOUN
ejif-3742	35	51	tools	tool	NOUN
ejif-3742	35	52	at	at	ADP
ejif-3742	35	53	their	their	PRON
ejif-3742	35	54	disposal	disposal	NOUN
ejif-3742	35	55	.	.	PUNCT
ejif-3742	36	1	as	as	ADV
ejif-3742	36	2	apparent	apparent	ADJ
ejif-3742	36	3	as	as	SCONJ
ejif-3742	36	4	it	it	PRON
ejif-3742	36	5	is	be	AUX
ejif-3742	36	6	,	,	PUNCT
ejif-3742	36	7	the	the	DET
ejif-3742	36	8	number	number	NOUN
ejif-3742	36	9	of	of	ADP
ejif-3742	36	10	factors	factor	NOUN
ejif-3742	36	11	impacting	impact	VERB
ejif-3742	36	12	the	the	DET
ejif-3742	36	13	capitalization	capitalization	NOUN
ejif-3742	36	14	level	level	NOUN
ejif-3742	36	15	of	of	ADP
ejif-3742	36	16	banks	bank	NOUN
ejif-3742	36	17	is	be	AUX
ejif-3742	36	18	plenteous	plenteous	ADJ
ejif-3742	36	19	.	.	PUNCT
ejif-3742	37	1	despite	despite	SCONJ
ejif-3742	37	2	the	the	DET
ejif-3742	37	3	number	number	NOUN
ejif-3742	37	4	of	of	ADP
ejif-3742	37	5	studies	study	NOUN
ejif-3742	37	6	conducted	conduct	VERB
ejif-3742	37	7	by	by	ADP
ejif-3742	37	8	numerous	numerous	ADJ
ejif-3742	37	9	researchers	researcher	NOUN
ejif-3742	37	10	to	to	PART
ejif-3742	37	11	determine	determine	VERB
ejif-3742	37	12	factors	factor	NOUN
ejif-3742	37	13	that	that	PRON
ejif-3742	37	14	influence	influence	VERB
ejif-3742	37	15	the	the	DET
ejif-3742	37	16	decision	decision	NOUN
ejif-3742	37	17	of	of	ADP
ejif-3742	37	18	banks	bank	NOUN
ejif-3742	37	19	when	when	SCONJ
ejif-3742	37	20	setting	set	VERB
ejif-3742	37	21	their	their	PRON
ejif-3742	37	22	capital	capital	NOUN
ejif-3742	37	23	adequacy	adequacy	NOUN
ejif-3742	37	24	ratios	ratio	NOUN
ejif-3742	37	25	,	,	PUNCT
ejif-3742	37	26	a	a	DET
ejif-3742	37	27	very	very	ADV
ejif-3742	37	28	few	few	ADJ
ejif-3742	37	29	number	number	NOUN
ejif-3742	37	30	of	of	ADP
ejif-3742	37	31	studies	study	NOUN
ejif-3742	37	32	focused	focus	VERB
ejif-3742	37	33	on	on	ADP
ejif-3742	37	34	the	the	DET
ejif-3742	37	35	banking	banking	NOUN
ejif-3742	37	36	sector	sector	NOUN
ejif-3742	37	37	in	in	ADP
ejif-3742	37	38	the	the	DET
ejif-3742	37	39	gcc	gcc	NOUN
ejif-3742	37	40	.	.	PUNCT
ejif-3742	38	1	yet	yet	ADV
ejif-3742	38	2	,	,	PUNCT
ejif-3742	38	3	none	none	NOUN
ejif-3742	38	4	of	of	ADP
ejif-3742	38	5	them	they	PRON
ejif-3742	38	6	attempted	attempt	VERB
ejif-3742	38	7	to	to	PART
ejif-3742	38	8	study	study	VERB
ejif-3742	38	9	purely	purely	ADV
ejif-3742	38	10	the	the	DET
ejif-3742	38	11	islamic	islamic	ADJ
ejif-3742	38	12	banking	banking	NOUN
ejif-3742	38	13	institutions	institution	NOUN
ejif-3742	38	14	in	in	ADP
ejif-3742	38	15	the	the	DET
ejif-3742	38	16	region	region	NOUN
ejif-3742	38	17	.	.	PUNCT
ejif-3742	39	1	henceforth	henceforth	ADV
ejif-3742	39	2	,	,	PUNCT
ejif-3742	39	3	this	this	DET
ejif-3742	39	4	study	study	NOUN
ejif-3742	39	5	attempts	attempt	VERB
ejif-3742	39	6	to	to	PART
ejif-3742	39	7	study	study	VERB
ejif-3742	39	8	and	and	CCONJ
ejif-3742	39	9	analyze	analyze	VERB
ejif-3742	39	10	the	the	DET
ejif-3742	39	11	determinants	determinant	NOUN
ejif-3742	39	12	of	of	ADP
ejif-3742	39	13	capital	capital	NOUN
ejif-3742	39	14	adequacy	adequacy	NOUN
ejif-3742	39	15	ratios	ratio	NOUN
ejif-3742	39	16	of	of	ADP
ejif-3742	39	17	the	the	DET
ejif-3742	39	18	full	full	ADV
ejif-3742	39	19	-	-	PUNCT
ejif-3742	39	20	fledged	fledged	ADJ
ejif-3742	39	21	islamic	islamic	ADJ
ejif-3742	39	22	banks	bank	NOUN
ejif-3742	39	23	in	in	ADP
ejif-3742	39	24	the	the	DET
ejif-3742	39	25	gcc	gcc	NOUN
ejif-3742	39	26	.	.	PUNCT
ejif-3742	40	1	in	in	ADP
ejif-3742	40	2	section	section	PROPN
ejif-3742	40	3	ii	ii	PROPN
ejif-3742	40	4	,	,	PUNCT
ejif-3742	40	5	a	a	DET
ejif-3742	40	6	brief	brief	ADJ
ejif-3742	40	7	review	review	NOUN
ejif-3742	40	8	of	of	ADP
ejif-3742	40	9	the	the	DET
ejif-3742	40	10	gcc	gcc	NOUN
ejif-3742	40	11	islamic	islamic	ADJ
ejif-3742	40	12	banks	bank	NOUN
ejif-3742	40	13	is	be	AUX
ejif-3742	40	14	presented	present	VERB
ejif-3742	40	15	followed	follow	VERB
ejif-3742	40	16	by	by	ADP
ejif-3742	40	17	literature	literature	NOUN
ejif-3742	40	18	review	review	NOUN
ejif-3742	40	19	in	in	ADP
ejif-3742	40	20	section	section	PROPN
ejif-3742	40	21	iii	iii	PROPN
ejif-3742	40	22	.	.	PROPN
ejif-3742	40	23	section	section	NOUN
ejif-3742	40	24	iv	iv	NUM
ejif-3742	40	25	presents	present	VERB
ejif-3742	40	26	research	research	NOUN
ejif-3742	40	27	methodology	methodology	NOUN
ejif-3742	40	28	whereas	whereas	SCONJ
ejif-3742	40	29	section	section	NOUN
ejif-3742	40	30	v	v	NOUN
ejif-3742	40	31	contains	contain	VERB
ejif-3742	40	32	the	the	DET
ejif-3742	40	33	finding	finding	NOUN
ejif-3742	40	34	and	and	CCONJ
ejif-3742	40	35	discussion	discussion	NOUN
ejif-3742	40	36	of	of	ADP
ejif-3742	40	37	the	the	DET
ejif-3742	40	38	results	result	NOUN
ejif-3742	40	39	gathered	gather	VERB
ejif-3742	40	40	.	.	PUNCT
ejif-3742	41	1	in	in	ADP
ejif-3742	41	2	the	the	DET
ejif-3742	41	3	last	last	ADJ
ejif-3742	41	4	section	section	NOUN
ejif-3742	41	5	(	(	PUNCT
ejif-3742	41	6	vi	vi	NOUN
ejif-3742	41	7	)	)	PUNCT
ejif-3742	41	8	,	,	PUNCT
ejif-3742	41	9	conclusion	conclusion	NOUN
ejif-3742	41	10	and	and	CCONJ
ejif-3742	41	11	recommendation	recommendation	NOUN
ejif-3742	41	12	of	of	ADP
ejif-3742	41	13	the	the	DET
ejif-3742	41	14	study	study	NOUN
ejif-3742	41	15	is	be	AUX
ejif-3742	41	16	provided	provide	VERB
ejif-3742	41	17	.	.	PUNCT
ejif-3742	42	1	ii	ii	PROPN
ejif-3742	42	2	.	.	PUNCT
ejif-3742	43	1	islamic	islamic	ADJ
ejif-3742	43	2	banking	banking	NOUN
ejif-3742	43	3	institutions	institution	NOUN
ejif-3742	43	4	of	of	ADP
ejif-3742	43	5	the	the	DET
ejif-3742	43	6	gcc	gcc	NOUN
ejif-3742	43	7	over	over	ADP
ejif-3742	43	8	the	the	DET
ejif-3742	43	9	years	year	NOUN
ejif-3742	43	10	,	,	PUNCT
ejif-3742	43	11	the	the	DET
ejif-3742	43	12	gcc	gcc	NOUN
ejif-3742	43	13	,	,	PUNCT
ejif-3742	43	14	which	which	PRON
ejif-3742	43	15	comprises	comprise	VERB
ejif-3742	43	16	oil	oil	NOUN
ejif-3742	43	17	-	-	PUNCT
ejif-3742	43	18	rich	rich	ADJ
ejif-3742	43	19	countries	country	NOUN
ejif-3742	43	20	of	of	ADP
ejif-3742	43	21	bahrain	bahrain	NOUN
ejif-3742	43	22	,	,	PUNCT
ejif-3742	43	23	kuwait	kuwait	PROPN
ejif-3742	43	24	,	,	PUNCT
ejif-3742	43	25	oman	oman	PROPN
ejif-3742	43	26	,	,	PUNCT
ejif-3742	43	27	qatar	qatar	PROPN
ejif-3742	43	28	,	,	PUNCT
ejif-3742	43	29	saudi	saudi	PROPN
ejif-3742	43	30	arabia	arabia	PROPN
ejif-3742	43	31	,	,	PUNCT
ejif-3742	43	32	and	and	CCONJ
ejif-3742	43	33	uae	uae	PROPN
ejif-3742	43	34	,	,	PUNCT
ejif-3742	43	35	experienced	experience	VERB
ejif-3742	43	36	buoyant	buoyant	ADJ
ejif-3742	43	37	economic	economic	ADJ
ejif-3742	43	38	activities	activity	NOUN
ejif-3742	43	39	resulting	result	VERB
ejif-3742	43	40	from	from	ADP
ejif-3742	43	41	alongside	alongside	ADP
ejif-3742	43	42	other	other	ADJ
ejif-3742	43	43	factors	factor	NOUN
ejif-3742	43	44	–	–	PUNCT
ejif-3742	43	45	a	a	DET
ejif-3742	43	46	booming	booming	ADJ
ejif-3742	43	47	islamic	islamic	ADJ
ejif-3742	43	48	banking	banking	NOUN
ejif-3742	43	49	sector	sector	NOUN
ejif-3742	43	50	which	which	PRON
ejif-3742	43	51	played	play	VERB
ejif-3742	43	52	a	a	DET
ejif-3742	43	53	key	key	ADJ
ejif-3742	43	54	role	role	NOUN
ejif-3742	43	55	by	by	ADP
ejif-3742	43	56	intensifying	intensify	VERB
ejif-3742	43	57	credit	credit	NOUN
ejif-3742	43	58	extensions	extension	NOUN
ejif-3742	43	59	and	and	CCONJ
ejif-3742	43	60	assisting	assist	VERB
ejif-3742	43	61	the	the	DET
ejif-3742	43	62	overall	overall	ADJ
ejif-3742	43	63	financial	financial	ADJ
ejif-3742	43	64	stance	stance	NOUN
ejif-3742	43	65	of	of	ADP
ejif-3742	43	66	the	the	DET
ejif-3742	43	67	banking	banking	NOUN
ejif-3742	43	68	industry	industry	NOUN
ejif-3742	43	69	in	in	ADP
ejif-3742	43	70	the	the	DET
ejif-3742	43	71	region	region	NOUN
ejif-3742	43	72	.	.	PUNCT
ejif-3742	44	1	such	such	ADJ
ejif-3742	44	2	improvements	improvement	NOUN
ejif-3742	44	3	in	in	ADP
ejif-3742	44	4	the	the	DET
ejif-3742	44	5	banking	banking	NOUN
ejif-3742	44	6	sector	sector	NOUN
ejif-3742	44	7	is	be	AUX
ejif-3742	44	8	accompanied	accompany	VERB
ejif-3742	44	9	by	by	ADP
ejif-3742	44	10	a	a	DET
ejif-3742	44	11	wave	wave	NOUN
ejif-3742	44	12	of	of	ADP
ejif-3742	44	13	reforms	reform	NOUN
ejif-3742	44	14	including	include	VERB
ejif-3742	44	15	modernizing	modernize	VERB
ejif-3742	44	16	the	the	DET
ejif-3742	44	17	financial	financial	ADJ
ejif-3742	44	18	stability	stability	NOUN
ejif-3742	44	19	strategy	strategy	NOUN
ejif-3742	44	20	frameworks	framework	NOUN
ejif-3742	44	21	and	and	CCONJ
ejif-3742	44	22	financial	financial	ADJ
ejif-3742	44	23	safety	safety	NOUN
ejif-3742	44	24	nets	net	NOUN
ejif-3742	44	25	,	,	PUNCT
ejif-3742	44	26	and	and	CCONJ
ejif-3742	44	27	enhancing	enhance	VERB
ejif-3742	44	28	the	the	DET
ejif-3742	44	29	supervisory	supervisory	ADJ
ejif-3742	44	30	policy	policy	NOUN
ejif-3742	44	31	of	of	ADP
ejif-3742	44	32	the	the	DET
ejif-3742	44	33	banks	bank	NOUN
ejif-3742	44	34	which	which	PRON
ejif-3742	44	35	contributed	contribute	VERB
ejif-3742	44	36	to	to	ADP
ejif-3742	44	37	the	the	DET
ejif-3742	44	38	improved	improved	ADJ
ejif-3742	44	39	resilience	resilience	NOUN
ejif-3742	44	40	of	of	ADP
ejif-3742	44	41	the	the	DET
ejif-3742	44	42	banking	banking	NOUN
ejif-3742	44	43	sector	sector	NOUN
ejif-3742	44	44	in	in	ADP
ejif-3742	44	45	general	general	ADJ
ejif-3742	44	46	[	[	X
ejif-3742	44	47	13	13	NUM
ejif-3742	44	48	]	]	PUNCT
ejif-3742	44	49	.	.	PUNCT
ejif-3742	45	1	the	the	DET
ejif-3742	45	2	importance	importance	NOUN
ejif-3742	45	3	of	of	ADP
ejif-3742	45	4	islamic	islamic	ADJ
ejif-3742	45	5	banking	banking	NOUN
ejif-3742	45	6	sector	sector	NOUN
ejif-3742	45	7	in	in	ADP
ejif-3742	45	8	the	the	DET
ejif-3742	45	9	region	region	NOUN
ejif-3742	45	10	is	be	AUX
ejif-3742	45	11	unquestionable	unquestionable	ADJ
ejif-3742	45	12	one	one	NOUN
ejif-3742	45	13	given	give	VERB
ejif-3742	45	14	the	the	DET
ejif-3742	45	15	demographic	demographic	ADJ
ejif-3742	45	16	dominance	dominance	NOUN
ejif-3742	45	17	of	of	ADP
ejif-3742	45	18	muslim	muslim	ADJ
ejif-3742	45	19	customers	customer	NOUN
ejif-3742	45	20	and	and	CCONJ
ejif-3742	45	21	the	the	DET
ejif-3742	45	22	constant	constant	ADJ
ejif-3742	45	23	growth	growth	NOUN
ejif-3742	45	24	witnessed	witness	VERB
ejif-3742	45	25	in	in	ADP
ejif-3742	45	26	the	the	DET
ejif-3742	45	27	sector	sector	NOUN
ejif-3742	45	28	.	.	PUNCT
ejif-3742	46	1	according	accord	VERB
ejif-3742	46	2	to	to	ADP
ejif-3742	46	3	the	the	DET
ejif-3742	46	4	international	international	ADJ
ejif-3742	46	5	monetary	monetary	ADJ
ejif-3742	46	6	fund	fund	NOUN
ejif-3742	46	7	(	(	PUNCT
ejif-3742	46	8	imf	imf	PROPN
ejif-3742	46	9	)	)	PUNCT
ejif-3742	46	10	,	,	PUNCT
ejif-3742	46	11	the	the	DET
ejif-3742	46	12	year	year	NOUN
ejif-3742	46	13	-	-	PUNCT
ejif-3742	46	14	to	to	ADP
ejif-3742	46	15	-	-	PUNCT
ejif-3742	46	16	year	year	NOUN
ejif-3742	46	17	total	total	ADJ
ejif-3742	46	18	asset	asset	NOUN
ejif-3742	46	19	growth	growth	NOUN
ejif-3742	46	20	of	of	ADP
ejif-3742	46	21	the	the	DET
ejif-3742	46	22	islamic	islamic	ADJ
ejif-3742	46	23	banking	banking	NOUN
ejif-3742	46	24	sector	sector	NOUN
ejif-3742	46	25	was	be	AUX
ejif-3742	46	26	nearly	nearly	ADV
ejif-3742	46	27	the	the	DET
ejif-3742	46	28	double	double	ADJ
ejif-3742	46	29	of	of	ADP
ejif-3742	46	30	its	its	PRON
ejif-3742	46	31	conventional	conventional	ADJ
ejif-3742	46	32	counterparty	counterparty	NOUN
ejif-3742	46	33	with	with	ADP
ejif-3742	46	34	a	a	DET
ejif-3742	46	35	growth	growth	NOUN
ejif-3742	46	36	rate	rate	NOUN
ejif-3742	46	37	of	of	ADP
ejif-3742	46	38	11	11	NUM
ejif-3742	46	39	%	%	NOUN
ejif-3742	46	40	and	and	CCONJ
ejif-3742	46	41	6	6	NUM
ejif-3742	46	42	%	%	NOUN
ejif-3742	46	43	respectively	respectively	ADV
ejif-3742	46	44	since	since	SCONJ
ejif-3742	46	45	2006	2006	NUM
ejif-3742	46	46	[	[	X
ejif-3742	46	47	13	13	NUM
ejif-3742	46	48	]	]	PUNCT
ejif-3742	46	49	.	.	PUNCT
ejif-3742	47	1	the	the	DET
ejif-3742	47	2	islamic	islamic	ADJ
ejif-3742	47	3	banking	banking	NOUN
ejif-3742	47	4	sector	sector	NOUN
ejif-3742	47	5	takes	take	VERB
ejif-3742	47	6	huge	huge	ADJ
ejif-3742	47	7	credit	credit	NOUN
ejif-3742	47	8	for	for	ADP
ejif-3742	47	9	the	the	DET
ejif-3742	47	10	inclusion	inclusion	NOUN
ejif-3742	47	11	of	of	ADP
ejif-3742	47	12	previously	previously	ADV
ejif-3742	47	13	non	non	ADJ
ejif-3742	47	14	-	-	ADJ
ejif-3742	47	15	banking	banking	ADJ
ejif-3742	47	16	customers	customer	NOUN
ejif-3742	47	17	due	due	ADJ
ejif-3742	47	18	to	to	ADP
ejif-3742	47	19	religious	religious	ADJ
ejif-3742	47	20	reasons	reason	NOUN
ejif-3742	47	21	into	into	ADP
ejif-3742	47	22	the	the	DET
ejif-3742	47	23	banking	banking	NOUN
ejif-3742	47	24	system	system	NOUN
ejif-3742	47	25	by	by	ADP
ejif-3742	47	26	offering	offer	VERB
ejif-3742	47	27	sharia	sharia	PROPN
ejif-3742	47	28	-	-	PUNCT
ejif-3742	47	29	compliant	compliant	ADJ
ejif-3742	47	30	financial	financial	ADJ
ejif-3742	47	31	products	product	NOUN
ejif-3742	47	32	which	which	PRON
ejif-3742	47	33	consequently	consequently	ADV
ejif-3742	47	34	developed	develop	VERB
ejif-3742	47	35	the	the	DET
ejif-3742	47	36	banking	banking	NOUN
ejif-3742	47	37	industry	industry	NOUN
ejif-3742	47	38	of	of	ADP
ejif-3742	47	39	the	the	DET
ejif-3742	47	40	region	region	NOUN
ejif-3742	47	41	.	.	PUNCT
ejif-3742	48	1	one	one	NUM
ejif-3742	48	2	major	major	ADJ
ejif-3742	48	3	player	player	NOUN
ejif-3742	48	4	for	for	ADP
ejif-3742	48	5	the	the	DET
ejif-3742	48	6	growth	growth	NOUN
ejif-3742	48	7	of	of	ADP
ejif-3742	48	8	this	this	DET
ejif-3742	48	9	sector	sector	NOUN
ejif-3742	48	10	and	and	CCONJ
ejif-3742	48	11	provision	provision	NOUN
ejif-3742	48	12	of	of	ADP
ejif-3742	48	13	islamic	islamic	ADJ
ejif-3742	48	14	financial	financial	ADJ
ejif-3742	48	15	instruments	instrument	NOUN
ejif-3742	48	16	is	be	AUX
ejif-3742	48	17	the	the	DET
ejif-3742	48	18	ambition	ambition	NOUN
ejif-3742	48	19	of	of	ADP
ejif-3742	48	20	banks	bank	NOUN
ejif-3742	48	21	in	in	ADP
ejif-3742	48	22	the	the	DET
ejif-3742	48	23	start	start	NOUN
ejif-3742	48	24	-	-	PUNCT
ejif-3742	48	25	up	up	NOUN
ejif-3742	48	26	or	or	CCONJ
ejif-3742	48	27	growth	growth	NOUN
ejif-3742	48	28	phases	phase	NOUN
ejif-3742	48	29	who	who	PRON
ejif-3742	48	30	are	be	AUX
ejif-3742	48	31	longing	long	VERB
ejif-3742	48	32	to	to	PART
ejif-3742	48	33	gain	gain	VERB
ejif-3742	48	34	market	market	NOUN
ejif-3742	48	35	share	share	NOUN
ejif-3742	48	36	[	[	X
ejif-3742	48	37	14	14	NUM
ejif-3742	48	38	]	]	PUNCT
ejif-3742	48	39	.	.	PUNCT
ejif-3742	49	1	with	with	ADP
ejif-3742	49	2	respect	respect	NOUN
ejif-3742	49	3	to	to	ADP
ejif-3742	49	4	market	market	NOUN
ejif-3742	49	5	share	share	NOUN
ejif-3742	49	6	,	,	PUNCT
ejif-3742	49	7	the	the	DET
ejif-3742	49	8	islamic	islamic	ADJ
ejif-3742	49	9	banking	banking	NOUN
ejif-3742	49	10	sector	sector	NOUN
ejif-3742	49	11	in	in	ADP
ejif-3742	49	12	the	the	DET
ejif-3742	49	13	gcc	gcc	NOUN
ejif-3742	49	14	established	establish	VERB
ejif-3742	49	15	its	its	PRON
ejif-3742	49	16	solid	solid	ADJ
ejif-3742	49	17	ground	ground	NOUN
ejif-3742	49	18	in	in	ADP
ejif-3742	49	19	the	the	DET
ejif-3742	49	20	market	market	NOUN
ejif-3742	49	21	by	by	ADP
ejif-3742	49	22	crossing	cross	VERB
ejif-3742	49	23	the	the	DET
ejif-3742	49	24	25	25	NUM
ejif-3742	49	25	percent	percent	NOUN
ejif-3742	49	26	threshold	threshold	NOUN
ejif-3742	49	27	that	that	SCONJ
ejif-3742	49	28	necessarily	necessarily	ADV
ejif-3742	49	29	suggests	suggest	VERB
ejif-3742	49	30	that	that	SCONJ
ejif-3742	49	31	banks	bank	NOUN
ejif-3742	49	32	in	in	ADP
ejif-3742	49	33	this	this	DET
ejif-3742	49	34	sector	sector	NOUN
ejif-3742	49	35	to	to	PART
ejif-3742	49	36	be	be	AUX
ejif-3742	49	37	considered	consider	VERB
ejif-3742	49	38	as	as	ADP
ejif-3742	49	39	systematically	systematically	ADV
ejif-3742	49	40	important	important	ADJ
ejif-3742	49	41	banks	bank	NOUN
ejif-3742	49	42	in	in	ADP
ejif-3742	49	43	the	the	DET
ejif-3742	49	44	member	member	NOUN
ejif-3742	49	45	states	state	NOUN
ejif-3742	49	46	[	[	X
ejif-3742	49	47	15	15	NUM
ejif-3742	49	48	]	]	PUNCT
ejif-3742	49	49	.	.	PUNCT
ejif-3742	50	1	more	more	ADV
ejif-3742	50	2	specifically	specifically	ADV
ejif-3742	50	3	,	,	PUNCT
ejif-3742	50	4	the	the	DET
ejif-3742	50	5	share	share	NOUN
ejif-3742	50	6	of	of	ADP
ejif-3742	50	7	islamic	islamic	ADJ
ejif-3742	50	8	banking	banking	NOUN
ejif-3742	50	9	institutions	institution	NOUN
ejif-3742	50	10	in	in	ADP
ejif-3742	50	11	the	the	DET
ejif-3742	50	12	region	region	NOUN
ejif-3742	50	13	witnessed	witness	VERB
ejif-3742	50	14	a	a	DET
ejif-3742	50	15	significant	significant	ADJ
ejif-3742	50	16	upsurge	upsurge	NOUN
ejif-3742	50	17	raising	raising	NOUN
ejif-3742	50	18	from	from	ADP
ejif-3742	50	19	31	31	NUM
ejif-3742	50	20	%	%	NOUN
ejif-3742	50	21	in	in	ADP
ejif-3742	50	22	2008	2008	NUM
ejif-3742	50	23	to	to	ADP
ejif-3742	50	24	45	45	NUM
ejif-3742	50	25	%	%	NOUN
ejif-3742	50	26	in	in	ADP
ejif-3742	50	27	2017	2017	NUM
ejif-3742	50	28	indicating	indicate	VERB
ejif-3742	50	29	the	the	DET
ejif-3742	50	30	substantial	substantial	ADJ
ejif-3742	50	31	penetration	penetration	NOUN
ejif-3742	50	32	of	of	ADP
ejif-3742	50	33	this	this	DET
ejif-3742	50	34	sector	sector	NOUN
ejif-3742	50	35	in	in	ADP
ejif-3742	50	36	the	the	DET
ejif-3742	50	37	gulf	gulf	PROPN
ejif-3742	50	38	financial	financial	ADJ
ejif-3742	50	39	market	market	NOUN
ejif-3742	50	40	[	[	X
ejif-3742	50	41	16	16	NUM
ejif-3742	50	42	]	]	PUNCT
ejif-3742	50	43	.	.	PUNCT
ejif-3742	51	1	according	accord	VERB
ejif-3742	51	2	to	to	ADP
ejif-3742	51	3	the	the	DET
ejif-3742	51	4	imf	imf	PROPN
ejif-3742	51	5	report	report	NOUN
ejif-3742	51	6	[	[	X
ejif-3742	51	7	13	13	NUM
ejif-3742	51	8	]	]	PUNCT
ejif-3742	51	9	,	,	PUNCT
ejif-3742	51	10	islamic	islamic	ADJ
ejif-3742	51	11	banks	bank	NOUN
ejif-3742	51	12	in	in	ADP
ejif-3742	51	13	saudi	saudi	PROPN
ejif-3742	51	14	arabia	arabia	PROPN
ejif-3742	51	15	claimed	claim	VERB
ejif-3742	51	16	the	the	DET
ejif-3742	51	17	biggest	big	ADJ
ejif-3742	51	18	portion	portion	NOUN
ejif-3742	51	19	in	in	ADP
ejif-3742	51	20	terms	term	NOUN
ejif-3742	51	21	of	of	ADP
ejif-3742	51	22	market	market	NOUN
ejif-3742	51	23	power	power	NOUN
ejif-3742	51	24	in	in	ADP
ejif-3742	51	25	the	the	DET
ejif-3742	51	26	gcc	gcc	NOUN
ejif-3742	51	27	islamic	islamic	ADJ
ejif-3742	51	28	banking	banking	NOUN
ejif-3742	51	29	industry	industry	NOUN
ejif-3742	51	30	with	with	ADP
ejif-3742	51	31	a	a	DET
ejif-3742	51	32	29	29	NUM
ejif-3742	51	33	%	%	NOUN
ejif-3742	51	34	market	market	NOUN
ejif-3742	51	35	share	share	NOUN
ejif-3742	51	36	,	,	PUNCT
ejif-3742	51	37	which	which	PRON
ejif-3742	51	38	is	be	AUX
ejif-3742	51	39	1	1	NUM
ejif-3742	51	40	percent	percent	NOUN
ejif-3742	51	41	more	more	ADJ
ejif-3742	51	42	than	than	ADP
ejif-3742	51	43	the	the	DET
ejif-3742	51	44	market	market	NOUN
ejif-3742	51	45	share	share	NOUN
ejif-3742	51	46	of	of	ADP
ejif-3742	51	47	uae	uae	PROPN
ejif-3742	51	48	islamic	islamic	PROPN
ejif-3742	51	49	banks	bank	NOUN
ejif-3742	51	50	in	in	ADP
ejif-3742	51	51	region	region	NOUN
ejif-3742	51	52	that	that	PRON
ejif-3742	51	53	stood	stand	VERB
ejif-3742	51	54	at	at	ADP
ejif-3742	51	55	28	28	NUM
ejif-3742	51	56	%	%	NOUN
ejif-3742	51	57	in	in	ADP
ejif-3742	51	58	2016	2016	NUM
ejif-3742	51	59	.	.	PUNCT
ejif-3742	52	1	the	the	DET
ejif-3742	52	2	market	market	NOUN
ejif-3742	52	3	share	share	NOUN
ejif-3742	52	4	of	of	ADP
ejif-3742	52	5	qatari	qatari	PROPN
ejif-3742	52	6	and	and	CCONJ
ejif-3742	52	7	kuwaiti	kuwaiti	PROPN
ejif-3742	52	8	islamic	islamic	ADJ
ejif-3742	52	9	banks	bank	NOUN
ejif-3742	52	10	in	in	ADP
ejif-3742	52	11	the	the	DET
ejif-3742	52	12	region	region	NOUN
ejif-3742	52	13	were	be	AUX
ejif-3742	52	14	17	17	NUM
ejif-3742	52	15	%	%	NOUN
ejif-3742	52	16	and	and	CCONJ
ejif-3742	52	17	15	15	NUM
ejif-3742	52	18	%	%	NOUN
ejif-3742	52	19	respectively	respectively	ADV
ejif-3742	52	20	whereas	whereas	SCONJ
ejif-3742	52	21	bahraini	bahraini	PROPN
ejif-3742	52	22	islamic	islamic	PROPN
ejif-3742	52	23	banking	banking	NOUN
ejif-3742	52	24	institutions	institution	NOUN
ejif-3742	52	25	enjoyed	enjoy	VERB
ejif-3742	52	26	a	a	DET
ejif-3742	52	27	9	9	NUM
ejif-3742	52	28	%	%	NOUN
ejif-3742	52	29	market	market	NOUN
ejif-3742	52	30	share	share	NOUN
ejif-3742	52	31	.	.	PUNCT
ejif-3742	53	1	the	the	DET
ejif-3742	53	2	islamic	islamic	ADJ
ejif-3742	53	3	banks	bank	NOUN
ejif-3742	53	4	in	in	ADP
ejif-3742	53	5	the	the	DET
ejif-3742	53	6	sultanate	sultanate	NOUN
ejif-3742	53	7	state	state	NOUN
ejif-3742	53	8	of	of	ADP
ejif-3742	53	9	oman	oman	PROPN
ejif-3742	53	10	remained	remain	VERB
ejif-3742	53	11	the	the	DET
ejif-3742	53	12	least	least	ADJ
ejif-3742	53	13	among	among	ADP
ejif-3742	53	14	the	the	DET
ejif-3742	53	15	member	member	NOUN
ejif-3742	53	16	states	state	NOUN
ejif-3742	53	17	with	with	ADP
ejif-3742	53	18	only	only	ADV
ejif-3742	53	19	a	a	DET
ejif-3742	53	20	2	2	NUM
ejif-3742	53	21	%	%	NOUN
ejif-3742	53	22	market	market	NOUN
ejif-3742	53	23	share	share	NOUN
ejif-3742	53	24	in	in	ADP
ejif-3742	53	25	the	the	DET
ejif-3742	53	26	region	region	NOUN
ejif-3742	53	27	.	.	PUNCT
ejif-3742	54	1	the	the	DET
ejif-3742	54	2	state	state	NOUN
ejif-3742	54	3	of	of	ADP
ejif-3742	54	4	oman	oman	NOUN
ejif-3742	54	5	houses	house	NOUN
ejif-3742	54	6	only	only	ADV
ejif-3742	54	7	two	two	NUM
ejif-3742	54	8	islamic	islamic	ADJ
ejif-3742	54	9	banking	banking	NOUN
ejif-3742	54	10	institutions	institution	NOUN
ejif-3742	54	11	that	that	PRON
ejif-3742	54	12	are	be	AUX
ejif-3742	54	13	the	the	DET
ejif-3742	54	14	most	most	ADV
ejif-3742	54	15	recently	recently	ADV
ejif-3742	54	16	opened	open	VERB
ejif-3742	54	17	ones	one	NOUN
ejif-3742	54	18	in	in	ADP
ejif-3742	54	19	the	the	DET
ejif-3742	54	20	region	region	NOUN
ejif-3742	54	21	.	.	PUNCT
ejif-3742	55	1	yet	yet	ADV
ejif-3742	55	2	,	,	PUNCT
ejif-3742	55	3	in	in	ADP
ejif-3742	55	4	2016	2016	NUM
ejif-3742	55	5	omani	omani	PRON
ejif-3742	55	6	islamic	islamic	ADJ
ejif-3742	55	7	banks	bank	NOUN
ejif-3742	55	8	were	be	AUX
ejif-3742	55	9	named	name	VERB
ejif-3742	55	10	as	as	ADP
ejif-3742	55	11	one	one	NUM
ejif-3742	55	12	the	the	DET
ejif-3742	55	13	fastest	fast	ADJ
ejif-3742	55	14	growing	grow	VERB
ejif-3742	55	15	countries	country	NOUN
ejif-3742	55	16	in	in	ADP
ejif-3742	55	17	term	term	NOUN
ejif-3742	55	18	assets	asset	NOUN
ejif-3742	55	19	alongside	alongside	ADP
ejif-3742	55	20	the	the	DET
ejif-3742	55	21	islamic	islamic	ADJ
ejif-3742	55	22	banking	banking	NOUN
ejif-3742	55	23	institutions	institution	NOUN
ejif-3742	55	24	in	in	ADP
ejif-3742	55	25	maldives	maldives	PROPN
ejif-3742	55	26	and	and	CCONJ
ejif-3742	55	27	palestine	palestine	PROPN
ejif-3742	55	28	[	[	X
ejif-3742	55	29	17	17	NUM
ejif-3742	55	30	]	]	PUNCT
ejif-3742	55	31	.	.	PUNCT
ejif-3742	56	1	in	in	ADP
ejif-3742	56	2	terms	term	NOUN
ejif-3742	56	3	of	of	ADP
ejif-3742	56	4	global	global	ADJ
ejif-3742	56	5	islamic	islamic	ADJ
ejif-3742	56	6	financial	financial	PROPN
ejif-3742	56	7	service	service	NOUN
ejif-3742	56	8	industry	industry	NOUN
ejif-3742	56	9	(	(	PUNCT
ejif-3742	56	10	ifsi	ifsi	PROPN
ejif-3742	56	11	)	)	PUNCT
ejif-3742	56	12	,	,	PUNCT
ejif-3742	56	13	the	the	DET
ejif-3742	56	14	gcc	gcc	NOUN
ejif-3742	56	15	,	,	PUNCT
ejif-3742	56	16	apart	apart	ADV
ejif-3742	56	17	from	from	ADP
ejif-3742	56	18	sukuk	sukuk	ADJ
ejif-3742	56	19	products	product	NOUN
ejif-3742	56	20	,	,	PUNCT
ejif-3742	56	21	outperformed	outperform	VERB
ejif-3742	56	22	all	all	DET
ejif-3742	56	23	the	the	DET
ejif-3742	56	24	other	other	ADJ
ejif-3742	56	25	regions	region	NOUN
ejif-3742	56	26	in	in	ADP
ejif-3742	56	27	every	every	DET
ejif-3742	56	28	other	other	ADJ
ejif-3742	56	29	segments	segment	NOUN
ejif-3742	56	30	with	with	ADP
ejif-3742	56	31	a	a	DET
ejif-3742	56	32	total	total	ADJ
ejif-3742	56	33	market	market	NOUN
ejif-3742	56	34	share	share	NOUN
ejif-3742	56	35	of	of	ADP
ejif-3742	56	36	42	42	NUM
ejif-3742	56	37	%	%	NOUN
ejif-3742	56	38	,	,	PUNCT
ejif-3742	56	39	which	which	PRON
ejif-3742	56	40	is	be	AUX
ejif-3742	56	41	almost	almost	ADV
ejif-3742	56	42	13	13	NUM
ejif-3742	56	43	%	%	NOUN
ejif-3742	56	44	higher	high	ADJ
ejif-3742	56	45	than	than	ADP
ejif-3742	56	46	its	its	PRON
ejif-3742	56	47	nearest	near	ADJ
ejif-3742	56	48	competitor	competitor	NOUN
ejif-3742	56	49	in	in	ADP
ejif-3742	56	50	2017	2017	NUM
ejif-3742	56	51	as	as	SCONJ
ejif-3742	56	52	stipulated	stipulate	VERB
ejif-3742	56	53	by	by	ADP
ejif-3742	56	54	the	the	DET
ejif-3742	56	55	islamic	islamic	PROPN
ejif-3742	56	56	financial	financial	PROPN
ejif-3742	56	57	services	services	PROPN
ejif-3742	56	58	board	board	PROPN
ejif-3742	56	59	(	(	PUNCT
ejif-3742	56	60	ifsb	ifsb	NOUN
ejif-3742	56	61	)	)	PUNCT
ejif-3742	56	62	in	in	ADP
ejif-3742	56	63	table	table	NOUN
ejif-3742	56	64	1	1	NUM
ejif-3742	56	65	below	below	ADP
ejif-3742	56	66	[	[	X
ejif-3742	56	67	18	18	NUM
ejif-3742	56	68	]	]	PUNCT
ejif-3742	56	69	.	.	PUNCT
ejif-3742	57	1	the	the	DET
ejif-3742	57	2	global	global	ADJ
ejif-3742	57	3	islamic	islamic	ADJ
ejif-3742	57	4	commercial	commercial	ADJ
ejif-3742	57	5	banking	banking	NOUN
ejif-3742	57	6	market	market	NOUN
ejif-3742	57	7	in	in	ADP
ejif-3742	57	8	the	the	DET
ejif-3742	57	9	year	year	NOUN
ejif-3742	57	10	2017	2017	NUM
ejif-3742	57	11	was	be	AUX
ejif-3742	57	12	valued	value	VERB
ejif-3742	57	13	at	at	ADP
ejif-3742	57	14	around	around	ADP
ejif-3742	57	15	1.7	1.7	NUM
ejif-3742	57	16	trillion	trillion	NUM
ejif-3742	57	17	dollars	dollar	NOUN
ejif-3742	57	18	with	with	ADP
ejif-3742	57	19	a	a	DET
ejif-3742	57	20	projected	project	VERB
ejif-3742	57	21	growth	growth	NOUN
ejif-3742	57	22	amounting	amount	VERB
ejif-3742	57	23	to	to	ADP
ejif-3742	57	24	about	about	ADP
ejif-3742	57	25	2.4	2.4	NUM
ejif-3742	57	26	trillion	trillion	NUM
ejif-3742	57	27	dollars	dollar	NOUN
ejif-3742	57	28	in	in	ADP
ejif-3742	57	29	the	the	DET
ejif-3742	57	30	year	year	NOUN
ejif-3742	57	31	2023	2023	NUM
ejif-3742	57	32	.	.	PUNCT
ejif-3742	58	1	such	such	ADJ
ejif-3742	58	2	growth	growth	NOUN
ejif-3742	58	3	is	be	AUX
ejif-3742	58	4	suggested	suggest	VERB
ejif-3742	58	5	to	to	PART
ejif-3742	58	6	be	be	AUX
ejif-3742	58	7	driven	drive	VERB
ejif-3742	58	8	by	by	ADP
ejif-3742	58	9	the	the	DET
ejif-3742	58	10	table	table	NOUN
ejif-3742	59	1	1	1	NUM
ejif-3742	59	2	:	:	PUNCT
ejif-3742	59	3	global	global	ADJ
ejif-3742	59	4	ifsi	ifsi	ADJ
ejif-3742	59	5	by	by	ADP
ejif-3742	59	6	sector	sector	NOUN
ejif-3742	59	7	and	and	CCONJ
ejif-3742	59	8	by	by	ADP
ejif-3742	59	9	region	region	NOUN
ejif-3742	59	10	(	(	PUNCT
ejif-3742	59	11	usd	usd	NOUN
ejif-3742	59	12	billion	billion	NUM
ejif-3742	59	13	,	,	PUNCT
ejif-3742	59	14	2017	2017	NUM
ejif-3742	59	15	)	)	PUNCT
ejif-3742	59	16	ejif	ejif	PROPN
ejif-3742	59	17	–	–	PUNCT
ejif-3742	59	18	european	european	PROPN
ejif-3742	59	19	journal	journal	PROPN
ejif-3742	59	20	of	of	ADP
ejif-3742	59	21	islamic	islamic	PROPN
ejif-3742	59	22	finance	finance	PROPN
ejif-3742	59	23	no	no	DET
ejif-3742	59	24	14	14	NUM
ejif-3742	59	25	,	,	PUNCT
ejif-3742	59	26	december	december	PROPN
ejif-3742	59	27	(	(	PUNCT
ejif-3742	59	28	2019	2019	NUM
ejif-3742	59	29	)	)	PUNCT
ejif-3742	60	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3742	60	2	issn	issn	VERB
ejif-3742	60	3	2421	2421	NUM
ejif-3742	60	4	-	-	SYM
ejif-3742	60	5	2172	2172	NUM
ejif-3742	60	6	3	3	NUM
ejif-3742	60	7	source	source	NOUN
ejif-3742	60	8	:	:	PUNCT
ejif-3742	60	9	ifsb	ifsb	NOUN
ejif-3742	60	10	[	[	X
ejif-3742	60	11	2018	2018	NUM
ejif-3742	60	12	]	]	PUNCT
ejif-3742	60	13	.	.	PUNCT
ejif-3742	61	1	islamic	islamic	ADJ
ejif-3742	61	2	fintech	fintech	NOUN
ejif-3742	61	3	which	which	PRON
ejif-3742	61	4	enjoyed	enjoy	VERB
ejif-3742	61	5	an	an	DET
ejif-3742	61	6	investment	investment	NOUN
ejif-3742	61	7	of	of	ADP
ejif-3742	61	8	nearly	nearly	ADV
ejif-3742	61	9	12.6	12.6	NUM
ejif-3742	61	10	billion	billion	NUM
ejif-3742	61	11	dollars	dollar	NOUN
ejif-3742	61	12	from	from	ADP
ejif-3742	61	13	2015	2015	NUM
ejif-3742	61	14	to	to	ADP
ejif-3742	61	15	2018	2018	NUM
ejif-3742	62	1	[	[	X
ejif-3742	62	2	16	16	NUM
ejif-3742	62	3	]	]	PUNCT
ejif-3742	62	4	.	.	PUNCT
ejif-3742	63	1	as	as	SCONJ
ejif-3742	63	2	stated	state	VERB
ejif-3742	63	3	in	in	ADP
ejif-3742	63	4	the	the	DET
ejif-3742	63	5	report	report	NOUN
ejif-3742	63	6	,	,	PUNCT
ejif-3742	63	7	a	a	DET
ejif-3742	63	8	number	number	NOUN
ejif-3742	63	9	of	of	ADP
ejif-3742	63	10	islamic	islamic	ADJ
ejif-3742	63	11	banks	bank	NOUN
ejif-3742	63	12	in	in	ADP
ejif-3742	63	13	the	the	DET
ejif-3742	63	14	gcc	gcc	NOUN
ejif-3742	63	15	,	,	PUNCT
ejif-3742	63	16	mainly	mainly	ADV
ejif-3742	63	17	in	in	ADP
ejif-3742	63	18	bahrain	bahrain	PROPN
ejif-3742	63	19	and	and	CCONJ
ejif-3742	63	20	kuwait	kuwait	PROPN
ejif-3742	63	21	are	be	AUX
ejif-3742	63	22	exerting	exert	VERB
ejif-3742	63	23	tangible	tangible	ADJ
ejif-3742	63	24	efforts	effort	NOUN
ejif-3742	63	25	to	to	PART
ejif-3742	63	26	lead	lead	VERB
ejif-3742	63	27	the	the	DET
ejif-3742	63	28	way	way	NOUN
ejif-3742	63	29	.	.	PUNCT
ejif-3742	64	1	for	for	ADP
ejif-3742	64	2	instance	instance	NOUN
ejif-3742	64	3	,	,	PUNCT
ejif-3742	64	4	kuwait	kuwait	PROPN
ejif-3742	64	5	finance	finance	PROPN
ejif-3742	64	6	house	house	PROPN
ejif-3742	64	7	(	(	PUNCT
ejif-3742	64	8	kfh	kfh	PROPN
ejif-3742	64	9	)	)	PUNCT
ejif-3742	64	10	in	in	ADP
ejif-3742	64	11	bahrain	bahrain	NOUN
ejif-3742	64	12	launched	launch	VERB
ejif-3742	64	13	a	a	DET
ejif-3742	64	14	digital	digital	ADJ
ejif-3742	64	15	service	service	NOUN
ejif-3742	64	16	called	call	VERB
ejif-3742	64	17	benefitpay	benefitpay	NOUN
ejif-3742	64	18	to	to	PART
ejif-3742	64	19	support	support	VERB
ejif-3742	64	20	its	its	PRON
ejif-3742	64	21	cashless	cashless	NOUN
ejif-3742	64	22	society	society	NOUN
ejif-3742	64	23	.	.	PUNCT
ejif-3742	65	1	on	on	ADP
ejif-3742	65	2	the	the	DET
ejif-3742	65	3	other	other	ADJ
ejif-3742	65	4	hand	hand	NOUN
ejif-3742	65	5	,	,	PUNCT
ejif-3742	65	6	bahrain	bahrain	PROPN
ejif-3742	65	7	islamic	islamic	PROPN
ejif-3742	65	8	bank	bank	PROPN
ejif-3742	65	9	partnered	partner	VERB
ejif-3742	65	10	with	with	ADP
ejif-3742	65	11	bahrain	bahrain	NOUN
ejif-3742	65	12	fintech	fintech	NOUN
ejif-3742	65	13	to	to	PART
ejif-3742	65	14	make	make	VERB
ejif-3742	65	15	bahrain	bahrain	NOUN
ejif-3742	65	16	a	a	DET
ejif-3742	65	17	leading	lead	VERB
ejif-3742	65	18	fintech	fintech	NOUN
ejif-3742	65	19	hub	hub	NOUN
ejif-3742	65	20	for	for	ADP
ejif-3742	65	21	the	the	DET
ejif-3742	65	22	arab	arab	ADJ
ejif-3742	65	23	world	world	NOUN
ejif-3742	65	24	.	.	PUNCT
ejif-3742	66	1	bahrain	bahrain	NOUN
ejif-3742	66	2	also	also	ADV
ejif-3742	66	3	houses	house	VERB
ejif-3742	66	4	one	one	NUM
ejif-3742	66	5	of	of	ADP
ejif-3742	66	6	the	the	DET
ejif-3742	66	7	first	first	ADJ
ejif-3742	66	8	sharia	sharia	NOUN
ejif-3742	66	9	-	-	PUNCT
ejif-3742	66	10	compliant	compliant	ADJ
ejif-3742	66	11	digital	digital	PROPN
ejif-3742	66	12	bank	bank	NOUN
ejif-3742	66	13	called	call	VERB
ejif-3742	66	14	meem	meem	NOUN
ejif-3742	66	15	.	.	PUNCT
ejif-3742	67	1	the	the	DET
ejif-3742	67	2	locus	locus	NOUN
ejif-3742	67	3	of	of	ADP
ejif-3742	67	4	gcc	gcc	NOUN
ejif-3742	67	5	islamic	islamic	ADJ
ejif-3742	67	6	banks	bank	NOUN
ejif-3742	67	7	in	in	ADP
ejif-3742	67	8	the	the	DET
ejif-3742	67	9	global	global	ADJ
ejif-3742	67	10	islamic	islamic	ADJ
ejif-3742	67	11	banking	banking	NOUN
ejif-3742	67	12	system	system	NOUN
ejif-3742	67	13	clearly	clearly	ADV
ejif-3742	67	14	goes	go	VERB
ejif-3742	67	15	beyond	beyond	ADP
ejif-3742	67	16	the	the	DET
ejif-3742	67	17	mentioned	mention	VERB
ejif-3742	67	18	undertakings	undertaking	NOUN
ejif-3742	67	19	.	.	PUNCT
ejif-3742	68	1	wilson	wilson	PROPN
ejif-3742	69	1	[	[	X
ejif-3742	69	2	19	19	NUM
ejif-3742	69	3	]	]	PUNCT
ejif-3742	69	4	stated	state	VERB
ejif-3742	69	5	that	that	SCONJ
ejif-3742	69	6	the	the	DET
ejif-3742	69	7	islamic	islamic	ADJ
ejif-3742	69	8	banking	banking	NOUN
ejif-3742	69	9	sector	sector	NOUN
ejif-3742	69	10	in	in	ADP
ejif-3742	69	11	the	the	DET
ejif-3742	69	12	gulf	gulf	PROPN
ejif-3742	69	13	region	region	NOUN
ejif-3742	69	14	have	have	AUX
ejif-3742	69	15	long	long	ADV
ejif-3742	69	16	been	be	AUX
ejif-3742	69	17	a	a	DET
ejif-3742	69	18	highly	highly	ADV
ejif-3742	69	19	innovative	innovative	ADJ
ejif-3742	69	20	one	one	NUM
ejif-3742	69	21	regarding	regard	VERB
ejif-3742	69	22	product	product	NOUN
ejif-3742	69	23	development	development	NOUN
ejif-3742	69	24	and	and	CCONJ
ejif-3742	69	25	provision	provision	NOUN
ejif-3742	69	26	of	of	ADP
ejif-3742	69	27	services	service	NOUN
ejif-3742	69	28	owing	owe	VERB
ejif-3742	69	29	to	to	ADP
ejif-3742	69	30	the	the	DET
ejif-3742	69	31	ongoing	ongoing	ADJ
ejif-3742	69	32	competition	competition	NOUN
ejif-3742	69	33	with	with	ADP
ejif-3742	69	34	its	its	PRON
ejif-3742	69	35	conventional	conventional	ADJ
ejif-3742	69	36	counterparty	counterparty	NOUN
ejif-3742	69	37	for	for	ADP
ejif-3742	69	38	the	the	DET
ejif-3742	69	39	domestic	domestic	ADJ
ejif-3742	69	40	markets	market	NOUN
ejif-3742	69	41	.	.	PUNCT
ejif-3742	70	1	considering	consider	VERB
ejif-3742	70	2	the	the	DET
ejif-3742	70	3	significant	significant	ADJ
ejif-3742	70	4	developments	development	NOUN
ejif-3742	70	5	carried	carry	VERB
ejif-3742	70	6	out	out	ADP
ejif-3742	70	7	by	by	ADP
ejif-3742	70	8	the	the	DET
ejif-3742	70	9	gcc	gcc	NOUN
ejif-3742	70	10	member	member	NOUN
ejif-3742	70	11	states	state	NOUN
ejif-3742	70	12	,	,	PUNCT
ejif-3742	70	13	the	the	DET
ejif-3742	70	14	author	author	NOUN
ejif-3742	70	15	dubbed	dub	VERB
ejif-3742	70	16	the	the	DET
ejif-3742	70	17	region	region	NOUN
ejif-3742	70	18	as	as	ADP
ejif-3742	70	19	the	the	DET
ejif-3742	70	20	center	center	NOUN
ejif-3742	70	21	for	for	ADP
ejif-3742	70	22	islamic	islamic	ADJ
ejif-3742	70	23	capitalism	capitalism	NOUN
ejif-3742	70	24	where	where	SCONJ
ejif-3742	70	25	the	the	DET
ejif-3742	70	26	western	western	ADJ
ejif-3742	70	27	capitalism	capitalism	NOUN
ejif-3742	70	28	elements	element	NOUN
ejif-3742	70	29	are	be	AUX
ejif-3742	70	30	objected	object	VERB
ejif-3742	70	31	.	.	PUNCT
ejif-3742	71	1	measuring	measure	VERB
ejif-3742	71	2	the	the	DET
ejif-3742	71	3	impact	impact	NOUN
ejif-3742	71	4	of	of	ADP
ejif-3742	71	5	the	the	DET
ejif-3742	71	6	developments	development	NOUN
ejif-3742	71	7	of	of	ADP
ejif-3742	71	8	islamic	islamic	ADJ
ejif-3742	71	9	banking	banking	NOUN
ejif-3742	71	10	system	system	NOUN
ejif-3742	71	11	in	in	ADP
ejif-3742	71	12	the	the	DET
ejif-3742	71	13	gcc	gcc	NOUN
ejif-3742	71	14	on	on	ADP
ejif-3742	71	15	the	the	DET
ejif-3742	71	16	economic	economic	ADJ
ejif-3742	71	17	growth	growth	NOUN
ejif-3742	71	18	of	of	ADP
ejif-3742	71	19	the	the	DET
ejif-3742	71	20	region	region	NOUN
ejif-3742	71	21	,	,	PUNCT
ejif-3742	71	22	mohd	mohd	PROPN
ejif-3742	71	23	.	.	PUNCT
ejif-3742	71	24	yusof	yusof	PROPN
ejif-3742	71	25	&	&	CCONJ
ejif-3742	71	26	bahlous	bahlous	PROPN
ejif-3742	71	27	[	[	X
ejif-3742	71	28	20	20	NUM
ejif-3742	71	29	]	]	PUNCT
ejif-3742	71	30	concluded	conclude	VERB
ejif-3742	71	31	that	that	SCONJ
ejif-3742	71	32	this	this	DET
ejif-3742	71	33	sector	sector	NOUN
ejif-3742	71	34	is	be	AUX
ejif-3742	71	35	colossal	colossal	ADJ
ejif-3742	71	36	to	to	PART
ejif-3742	71	37	spur	spur	VERB
ejif-3742	71	38	the	the	DET
ejif-3742	71	39	regional	regional	ADJ
ejif-3742	71	40	economic	economic	ADJ
ejif-3742	71	41	growth	growth	NOUN
ejif-3742	71	42	,	,	PUNCT
ejif-3742	71	43	supporting	support	VERB
ejif-3742	71	44	the	the	DET
ejif-3742	71	45	theoretical	theoretical	ADJ
ejif-3742	71	46	nexus	nexus	NOUN
ejif-3742	71	47	between	between	ADP
ejif-3742	71	48	finance	finance	NOUN
ejif-3742	71	49	and	and	CCONJ
ejif-3742	71	50	growth	growth	NOUN
ejif-3742	71	51	.	.	PUNCT
ejif-3742	72	1	the	the	DET
ejif-3742	72	2	islamic	islamic	ADJ
ejif-3742	72	3	banking	banking	NOUN
ejif-3742	72	4	sector	sector	NOUN
ejif-3742	72	5	in	in	ADP
ejif-3742	72	6	the	the	DET
ejif-3742	72	7	gulf	gulf	PROPN
ejif-3742	72	8	bloc	bloc	PROPN
ejif-3742	72	9	is	be	AUX
ejif-3742	72	10	credited	credit	VERB
ejif-3742	72	11	for	for	ADP
ejif-3742	72	12	the	the	DET
ejif-3742	72	13	conversion	conversion	NOUN
ejif-3742	72	14	of	of	ADP
ejif-3742	72	15	revenues	revenue	NOUN
ejif-3742	72	16	generated	generate	VERB
ejif-3742	72	17	from	from	ADP
ejif-3742	72	18	petroleum	petroleum	NOUN
ejif-3742	72	19	exports	export	NOUN
ejif-3742	72	20	into	into	ADP
ejif-3742	72	21	investment	investment	NOUN
ejif-3742	72	22	projects	project	NOUN
ejif-3742	72	23	including	include	VERB
ejif-3742	72	24	innovations	innovation	NOUN
ejif-3742	72	25	which	which	PRON
ejif-3742	72	26	contributed	contribute	VERB
ejif-3742	72	27	to	to	ADP
ejif-3742	72	28	the	the	DET
ejif-3742	72	29	growth	growth	NOUN
ejif-3742	72	30	of	of	ADP
ejif-3742	72	31	the	the	DET
ejif-3742	72	32	gcc	gcc	NOUN
ejif-3742	72	33	economy	economy	NOUN
ejif-3742	72	34	[	[	X
ejif-3742	72	35	21	21	NUM
ejif-3742	72	36	]	]	PUNCT
ejif-3742	72	37	.	.	PUNCT
ejif-3742	73	1	the	the	DET
ejif-3742	73	2	gulf	gulf	PROPN
ejif-3742	73	3	region	region	NOUN
ejif-3742	73	4	is	be	AUX
ejif-3742	73	5	a	a	DET
ejif-3742	73	6	region	region	NOUN
ejif-3742	73	7	that	that	PRON
ejif-3742	73	8	is	be	AUX
ejif-3742	73	9	highly	highly	ADV
ejif-3742	73	10	dependent	dependent	ADJ
ejif-3742	73	11	on	on	ADP
ejif-3742	73	12	proceedings	proceeding	NOUN
ejif-3742	73	13	from	from	ADP
ejif-3742	73	14	oil	oil	NOUN
ejif-3742	73	15	sales	sale	NOUN
ejif-3742	73	16	as	as	SCONJ
ejif-3742	73	17	it	it	PRON
ejif-3742	73	18	is	be	AUX
ejif-3742	73	19	one	one	NUM
ejif-3742	73	20	of	of	ADP
ejif-3742	73	21	the	the	DET
ejif-3742	73	22	major	major	ADJ
ejif-3742	73	23	oil	oil	NOUN
ejif-3742	73	24	exporting	export	VERB
ejif-3742	73	25	blocs	bloc	NOUN
ejif-3742	73	26	in	in	ADP
ejif-3742	73	27	the	the	DET
ejif-3742	73	28	world	world	NOUN
ejif-3742	73	29	.	.	PUNCT
ejif-3742	74	1	however	however	ADV
ejif-3742	74	2	,	,	PUNCT
ejif-3742	74	3	the	the	DET
ejif-3742	74	4	non	non	ADJ
ejif-3742	74	5	-	-	ADJ
ejif-3742	74	6	oil	oil	ADJ
ejif-3742	74	7	sectors	sector	NOUN
ejif-3742	74	8	is	be	AUX
ejif-3742	74	9	expected	expect	VERB
ejif-3742	74	10	to	to	PART
ejif-3742	74	11	be	be	AUX
ejif-3742	74	12	the	the	DET
ejif-3742	74	13	main	main	ADJ
ejif-3742	74	14	driving	driving	NOUN
ejif-3742	74	15	force	force	NOUN
ejif-3742	74	16	behind	behind	ADP
ejif-3742	74	17	the	the	DET
ejif-3742	74	18	economic	economic	ADJ
ejif-3742	74	19	growth	growth	NOUN
ejif-3742	74	20	of	of	ADP
ejif-3742	74	21	the	the	DET
ejif-3742	74	22	region	region	NOUN
ejif-3742	74	23	in	in	ADP
ejif-3742	74	24	the	the	DET
ejif-3742	74	25	approaching	approach	VERB
ejif-3742	74	26	years	year	NOUN
ejif-3742	75	1	[	[	X
ejif-3742	75	2	22	22	NUM
ejif-3742	75	3	]	]	PUNCT
ejif-3742	75	4	.	.	PUNCT
ejif-3742	76	1	the	the	DET
ejif-3742	76	2	banking	banking	NOUN
ejif-3742	76	3	industry	industry	NOUN
ejif-3742	76	4	as	as	ADP
ejif-3742	76	5	a	a	DET
ejif-3742	76	6	channeling	channel	VERB
ejif-3742	76	7	institution	institution	NOUN
ejif-3742	76	8	plays	play	VERB
ejif-3742	76	9	a	a	DET
ejif-3742	76	10	key	key	ADJ
ejif-3742	76	11	role	role	NOUN
ejif-3742	76	12	in	in	ADP
ejif-3742	76	13	providing	provide	VERB
ejif-3742	76	14	funding	funding	NOUN
ejif-3742	76	15	to	to	ADP
ejif-3742	76	16	other	other	ADJ
ejif-3742	76	17	non	non	ADJ
ejif-3742	76	18	-	-	ADJ
ejif-3742	76	19	oil	oil	ADJ
ejif-3742	76	20	sectors	sector	NOUN
ejif-3742	76	21	in	in	ADP
ejif-3742	76	22	the	the	DET
ejif-3742	76	23	economy	economy	NOUN
ejif-3742	76	24	especially	especially	ADV
ejif-3742	76	25	small	small	ADJ
ejif-3742	76	26	and	and	CCONJ
ejif-3742	76	27	medium	medium	ADJ
ejif-3742	76	28	-	-	PUNCT
ejif-3742	76	29	sized	sized	ADJ
ejif-3742	76	30	enterprises	enterprise	NOUN
ejif-3742	76	31	(	(	PUNCT
ejif-3742	76	32	smes	sme	NOUN
ejif-3742	76	33	)	)	PUNCT
ejif-3742	76	34	who	who	PRON
ejif-3742	76	35	strongly	strongly	ADV
ejif-3742	76	36	rely	rely	VERB
ejif-3742	76	37	on	on	ADP
ejif-3742	76	38	bank	bank	NOUN
ejif-3742	76	39	funds	fund	NOUN
ejif-3742	76	40	as	as	SCONJ
ejif-3742	76	41	they	they	PRON
ejif-3742	76	42	find	find	VERB
ejif-3742	76	43	it	it	PRON
ejif-3742	76	44	extremely	extremely	ADV
ejif-3742	76	45	hard	hard	ADJ
ejif-3742	76	46	to	to	PART
ejif-3742	76	47	acquire	acquire	VERB
ejif-3742	76	48	funds	fund	NOUN
ejif-3742	76	49	from	from	ADP
ejif-3742	76	50	the	the	DET
ejif-3742	76	51	under	under	ADV
ejif-3742	76	52	-	-	PUNCT
ejif-3742	76	53	developed	develop	VERB
ejif-3742	76	54	capital	capital	NOUN
ejif-3742	76	55	markets	market	NOUN
ejif-3742	76	56	.	.	PUNCT
ejif-3742	77	1	considering	consider	VERB
ejif-3742	77	2	the	the	DET
ejif-3742	77	3	cited	cite	VERB
ejif-3742	77	4	facts	fact	NOUN
ejif-3742	77	5	and	and	CCONJ
ejif-3742	77	6	references	reference	NOUN
ejif-3742	77	7	,	,	PUNCT
ejif-3742	77	8	it	it	PRON
ejif-3742	77	9	is	be	AUX
ejif-3742	77	10	apparent	apparent	ADJ
ejif-3742	77	11	that	that	SCONJ
ejif-3742	77	12	the	the	DET
ejif-3742	77	13	gcc	gcc	NOUN
ejif-3742	77	14	islamic	islamic	ADJ
ejif-3742	77	15	banking	banking	NOUN
ejif-3742	77	16	institutions	institution	NOUN
ejif-3742	77	17	is	be	AUX
ejif-3742	77	18	not	not	PART
ejif-3742	77	19	exclusively	exclusively	ADV
ejif-3742	77	20	at	at	ADP
ejif-3742	77	21	the	the	DET
ejif-3742	77	22	heart	heart	NOUN
ejif-3742	77	23	of	of	ADP
ejif-3742	77	24	the	the	DET
ejif-3742	77	25	banking	banking	NOUN
ejif-3742	77	26	system	system	NOUN
ejif-3742	77	27	of	of	ADP
ejif-3742	77	28	the	the	DET
ejif-3742	77	29	gulf	gulf	PROPN
ejif-3742	77	30	states	state	NOUN
ejif-3742	77	31	but	but	CCONJ
ejif-3742	77	32	also	also	ADV
ejif-3742	77	33	at	at	ADP
ejif-3742	77	34	the	the	DET
ejif-3742	77	35	wider	wide	ADJ
ejif-3742	77	36	global	global	ADJ
ejif-3742	77	37	islamic	islamic	ADJ
ejif-3742	77	38	financial	financial	ADJ
ejif-3742	77	39	system	system	NOUN
ejif-3742	77	40	.	.	PUNCT
ejif-3742	78	1	iii	iii	X
ejif-3742	78	2	.	.	PUNCT
ejif-3742	78	3	literature	literature	PROPN
ejif-3742	78	4	review	review	PROPN
ejif-3742	78	5	capital	capital	NOUN
ejif-3742	78	6	adequacy	adequacy	NOUN
ejif-3742	78	7	ratio	ratio	NOUN
ejif-3742	78	8	is	be	AUX
ejif-3742	78	9	a	a	DET
ejif-3742	78	10	percentage	percentage	NOUN
ejif-3742	78	11	indicator	indicator	NOUN
ejif-3742	78	12	developed	develop	VERB
ejif-3742	78	13	initially	initially	ADV
ejif-3742	78	14	by	by	ADP
ejif-3742	78	15	the	the	DET
ejif-3742	78	16	bcbs	bcbs	PROPN
ejif-3742	78	17	to	to	PART
ejif-3742	78	18	evaluate	evaluate	VERB
ejif-3742	78	19	the	the	DET
ejif-3742	78	20	solvency	solvency	NOUN
ejif-3742	78	21	level	level	NOUN
ejif-3742	78	22	or	or	CCONJ
ejif-3742	78	23	soundness	soundness	NOUN
ejif-3742	78	24	of	of	ADP
ejif-3742	78	25	banks	bank	NOUN
ejif-3742	78	26	.	.	PUNCT
ejif-3742	79	1	it	it	PRON
ejif-3742	79	2	refers	refer	VERB
ejif-3742	79	3	to	to	ADP
ejif-3742	79	4	the	the	DET
ejif-3742	79	5	amount	amount	NOUN
ejif-3742	79	6	of	of	ADP
ejif-3742	79	7	regulatory	regulatory	ADJ
ejif-3742	79	8	capital	capital	NOUN
ejif-3742	79	9	maintained	maintain	VERB
ejif-3742	79	10	by	by	ADP
ejif-3742	79	11	a	a	DET
ejif-3742	79	12	bank	bank	NOUN
ejif-3742	79	13	to	to	PART
ejif-3742	79	14	offset	offset	VERB
ejif-3742	79	15	the	the	DET
ejif-3742	79	16	inherent	inherent	ADJ
ejif-3742	79	17	risk	risk	NOUN
ejif-3742	79	18	exposures	exposure	NOUN
ejif-3742	79	19	of	of	ADP
ejif-3742	79	20	its	its	PRON
ejif-3742	79	21	risky	risky	ADJ
ejif-3742	79	22	assets	asset	NOUN
ejif-3742	79	23	.	.	PUNCT
ejif-3742	80	1	this	this	DET
ejif-3742	80	2	ratio	ratio	NOUN
ejif-3742	80	3	equips	equip	VERB
ejif-3742	80	4	banks	bank	NOUN
ejif-3742	80	5	with	with	ADP
ejif-3742	80	6	a	a	DET
ejif-3742	80	7	tool	tool	NOUN
ejif-3742	80	8	that	that	PRON
ejif-3742	80	9	can	can	AUX
ejif-3742	80	10	measure	measure	VERB
ejif-3742	80	11	the	the	DET
ejif-3742	80	12	level	level	NOUN
ejif-3742	80	13	of	of	ADP
ejif-3742	80	14	losses	loss	NOUN
ejif-3742	80	15	they	they	PRON
ejif-3742	80	16	can	can	AUX
ejif-3742	80	17	absorb	absorb	VERB
ejif-3742	80	18	.	.	PUNCT
ejif-3742	81	1	based	base	VERB
ejif-3742	81	2	on	on	ADP
ejif-3742	81	3	capital	capital	NOUN
ejif-3742	81	4	adequacy	adequacy	NOUN
ejif-3742	81	5	ratio	ratio	NOUN
ejif-3742	81	6	,	,	PUNCT
ejif-3742	81	7	the	the	DET
ejif-3742	81	8	sufficiency	sufficiency	NOUN
ejif-3742	81	9	of	of	ADP
ejif-3742	81	10	bank	bank	NOUN
ejif-3742	81	11	capital	capital	NOUN
ejif-3742	81	12	and	and	CCONJ
ejif-3742	81	13	the	the	DET
ejif-3742	81	14	loss	loss	NOUN
ejif-3742	81	15	endurance	endurance	NOUN
ejif-3742	81	16	level	level	NOUN
ejif-3742	81	17	of	of	ADP
ejif-3742	81	18	banks	bank	NOUN
ejif-3742	81	19	during	during	ADP
ejif-3742	81	20	financial	financial	ADJ
ejif-3742	81	21	downturns	downturn	NOUN
ejif-3742	81	22	can	can	AUX
ejif-3742	81	23	be	be	AUX
ejif-3742	81	24	measured	measure	VERB
ejif-3742	81	25	or	or	CCONJ
ejif-3742	81	26	‘	'	PUNCT
ejif-3742	81	27	judged	judge	VERB
ejif-3742	81	28	’	'	PUNCT
ejif-3742	82	1	[	[	X
ejif-3742	82	2	23	23	NUM
ejif-3742	82	3	]	]	PUNCT
ejif-3742	82	4	.	.	PUNCT
ejif-3742	83	1	to	to	PART
ejif-3742	83	2	preserve	preserve	VERB
ejif-3742	83	3	depositor	depositor	NOUN
ejif-3742	83	4	confidence	confidence	NOUN
ejif-3742	83	5	and	and	CCONJ
ejif-3742	83	6	prevent	prevent	VERB
ejif-3742	83	7	banks	bank	NOUN
ejif-3742	83	8	from	from	ADP
ejif-3742	83	9	becoming	become	VERB
ejif-3742	83	10	bankrupt	bankrupt	ADJ
ejif-3742	83	11	,	,	PUNCT
ejif-3742	83	12	capital	capital	NOUN
ejif-3742	83	13	adequacy	adequacy	NOUN
ejif-3742	83	14	is	be	AUX
ejif-3742	83	15	a	a	DET
ejif-3742	83	16	requirement	requirement	NOUN
ejif-3742	83	17	for	for	ADP
ejif-3742	83	18	banks	bank	NOUN
ejif-3742	83	19	[	[	X
ejif-3742	83	20	8	8	NUM
ejif-3742	83	21	]	]	PUNCT
ejif-3742	83	22	.	.	PUNCT
ejif-3742	84	1	according	accord	VERB
ejif-3742	84	2	to	to	ADP
ejif-3742	84	3	hadjixenophontos	hadjixenophontos	NOUN
ejif-3742	84	4	&	&	CCONJ
ejif-3742	84	5	christodoulou	christodoulou	NOUN
ejif-3742	84	6	-	-	PUNCT
ejif-3742	84	7	volos	volos	NOUN
ejif-3742	84	8	[	[	X
ejif-3742	84	9	24	24	NUM
ejif-3742	84	10	]	]	PUNCT
ejif-3742	84	11	and	and	CCONJ
ejif-3742	84	12	pham	pham	PROPN
ejif-3742	84	13	&	&	CCONJ
ejif-3742	84	14	nguyen	nguyen	PROPN
ejif-3742	84	15	[	[	X
ejif-3742	84	16	25	25	NUM
ejif-3742	84	17	]	]	PUNCT
ejif-3742	84	18	,	,	PUNCT
ejif-3742	84	19	car	car	NOUN
ejif-3742	84	20	serves	serve	VERB
ejif-3742	84	21	two	two	NUM
ejif-3742	84	22	main	main	ADJ
ejif-3742	84	23	purposes	purpose	NOUN
ejif-3742	84	24	:	:	PUNCT
ejif-3742	84	25	first	first	ADV
ejif-3742	84	26	,	,	PUNCT
ejif-3742	84	27	it	it	PRON
ejif-3742	84	28	shows	show	VERB
ejif-3742	84	29	banks	bank	NOUN
ejif-3742	84	30	how	how	SCONJ
ejif-3742	84	31	safe	safe	ADJ
ejif-3742	84	32	they	they	PRON
ejif-3742	84	33	are	be	AUX
ejif-3742	84	34	from	from	ADP
ejif-3742	84	35	financial	financial	ADJ
ejif-3742	84	36	shocks	shock	NOUN
ejif-3742	84	37	.	.	PUNCT
ejif-3742	85	1	second	second	ADJ
ejif-3742	85	2	,	,	PUNCT
ejif-3742	85	3	it	it	PRON
ejif-3742	85	4	shows	show	VERB
ejif-3742	85	5	bank	bank	NOUN
ejif-3742	85	6	stakeholders	stakeholder	NOUN
ejif-3742	85	7	,	,	PUNCT
ejif-3742	85	8	like	like	ADP
ejif-3742	85	9	shareholders	shareholder	NOUN
ejif-3742	85	10	and	and	CCONJ
ejif-3742	85	11	depositors	depositor	NOUN
ejif-3742	85	12	,	,	PUNCT
ejif-3742	85	13	that	that	SCONJ
ejif-3742	85	14	their	their	PRON
ejif-3742	85	15	interests	interest	NOUN
ejif-3742	85	16	are	be	AUX
ejif-3742	85	17	protected	protect	VERB
ejif-3742	85	18	.	.	PUNCT
ejif-3742	86	1	asserting	assert	VERB
ejif-3742	86	2	on	on	ADP
ejif-3742	86	3	the	the	DET
ejif-3742	86	4	crucial	crucial	ADJ
ejif-3742	86	5	part	part	NOUN
ejif-3742	86	6	played	play	VERB
ejif-3742	86	7	by	by	ADP
ejif-3742	86	8	the	the	DET
ejif-3742	86	9	banking	banking	NOUN
ejif-3742	86	10	system	system	NOUN
ejif-3742	86	11	in	in	ADP
ejif-3742	86	12	the	the	DET
ejif-3742	86	13	economic	economic	ADJ
ejif-3742	86	14	development	development	NOUN
ejif-3742	86	15	,	,	PUNCT
ejif-3742	86	16	reference	reference	NOUN
ejif-3742	86	17	[	[	X
ejif-3742	86	18	24	24	NUM
ejif-3742	86	19	]	]	PUNCT
ejif-3742	86	20	argued	argue	VERB
ejif-3742	86	21	that	that	SCONJ
ejif-3742	86	22	it	it	PRON
ejif-3742	86	23	is	be	AUX
ejif-3742	86	24	imperative	imperative	ADJ
ejif-3742	86	25	rather	rather	ADV
ejif-3742	86	26	that	that	SCONJ
ejif-3742	86	27	an	an	DET
ejif-3742	86	28	option	option	NOUN
ejif-3742	86	29	for	for	SCONJ
ejif-3742	86	30	banks	bank	NOUN
ejif-3742	86	31	to	to	PART
ejif-3742	86	32	understand	understand	VERB
ejif-3742	86	33	the	the	DET
ejif-3742	86	34	significance	significance	NOUN
ejif-3742	86	35	of	of	ADP
ejif-3742	86	36	capital	capital	NOUN
ejif-3742	86	37	adequacy	adequacy	NOUN
ejif-3742	86	38	ratio	ratio	NOUN
ejif-3742	86	39	to	to	PART
ejif-3742	86	40	act	act	VERB
ejif-3742	86	41	as	as	ADP
ejif-3742	86	42	a	a	DET
ejif-3742	86	43	preventive	preventive	ADJ
ejif-3742	86	44	measure	measure	NOUN
ejif-3742	86	45	and	and	CCONJ
ejif-3742	86	46	the	the	DET
ejif-3742	86	47	elements	element	NOUN
ejif-3742	86	48	influencing	influence	VERB
ejif-3742	86	49	a	a	DET
ejif-3742	86	50	bank	bank	NOUN
ejif-3742	86	51	’s	’s	PART
ejif-3742	86	52	decision	decision	NOUN
ejif-3742	86	53	regarding	regard	VERB
ejif-3742	86	54	their	their	PRON
ejif-3742	86	55	capital	capital	NOUN
ejif-3742	86	56	structures	structure	NOUN
ejif-3742	86	57	.	.	PUNCT
ejif-3742	87	1	in	in	ADP
ejif-3742	87	2	an	an	DET
ejif-3742	87	3	attempt	attempt	NOUN
ejif-3742	87	4	to	to	PART
ejif-3742	87	5	investigate	investigate	VERB
ejif-3742	87	6	which	which	DET
ejif-3742	87	7	factors	factor	VERB
ejif-3742	87	8	influence	influence	VERB
ejif-3742	87	9	how	how	SCONJ
ejif-3742	87	10	banks	bank	NOUN
ejif-3742	87	11	set	set	VERB
ejif-3742	87	12	their	their	PRON
ejif-3742	87	13	capital	capital	NOUN
ejif-3742	87	14	adequacy	adequacy	NOUN
ejif-3742	87	15	ratios	ratio	NOUN
ejif-3742	87	16	,	,	PUNCT
ejif-3742	87	17	a	a	DET
ejif-3742	87	18	number	number	NOUN
ejif-3742	87	19	of	of	ADP
ejif-3742	87	20	researchers	researcher	NOUN
ejif-3742	87	21	conducted	conduct	VERB
ejif-3742	87	22	empirical	empirical	ADJ
ejif-3742	87	23	studies	study	NOUN
ejif-3742	87	24	on	on	ADP
ejif-3742	87	25	different	different	ADJ
ejif-3742	87	26	banking	banking	NOUN
ejif-3742	87	27	sectors	sector	NOUN
ejif-3742	87	28	.	.	PUNCT
ejif-3742	88	1	this	this	DET
ejif-3742	88	2	study	study	NOUN
ejif-3742	88	3	presents	present	VERB
ejif-3742	88	4	all	all	DET
ejif-3742	88	5	prior	prior	ADJ
ejif-3742	88	6	similar	similar	ADJ
ejif-3742	88	7	studies	study	NOUN
ejif-3742	88	8	covering	cover	VERB
ejif-3742	88	9	islamic	islamic	ADJ
ejif-3742	88	10	banking	banking	NOUN
ejif-3742	88	11	institutions	institution	NOUN
ejif-3742	88	12	to	to	PART
ejif-3742	88	13	have	have	VERB
ejif-3742	88	14	a	a	DET
ejif-3742	88	15	better	well	ADJ
ejif-3742	88	16	reflection	reflection	NOUN
ejif-3742	88	17	on	on	ADP
ejif-3742	88	18	the	the	DET
ejif-3742	88	19	influencers	influencer	NOUN
ejif-3742	88	20	of	of	ADP
ejif-3742	88	21	bank	bank	NOUN
ejif-3742	88	22	capitalization	capitalization	NOUN
ejif-3742	88	23	decisions	decision	NOUN
ejif-3742	88	24	.	.	PUNCT
ejif-3742	89	1	darwanis	darwanis	PROPN
ejif-3742	89	2	,	,	PUNCT
ejif-3742	89	3	&	&	CCONJ
ejif-3742	89	4	mursal	mursal	PROPN
ejif-3742	89	5	(	(	PUNCT
ejif-3742	89	6	2019	2019	NUM
ejif-3742	89	7	)	)	PUNCT
ejif-3742	89	8	studied	study	VERB
ejif-3742	89	9	the	the	DET
ejif-3742	89	10	entire	entire	ADJ
ejif-3742	89	11	islamic	islamic	ADJ
ejif-3742	89	12	commercial	commercial	ADJ
ejif-3742	89	13	banks	bank	NOUN
ejif-3742	89	14	operating	operate	VERB
ejif-3742	89	15	in	in	ADP
ejif-3742	89	16	indonesia	indonesia	PROPN
ejif-3742	89	17	from	from	ADP
ejif-3742	89	18	2015	2015	NUM
ejif-3742	89	19	to	to	ADP
ejif-3742	89	20	2017	2017	NUM
ejif-3742	89	21	.	.	PUNCT
ejif-3742	90	1	using	use	VERB
ejif-3742	90	2	multiple	multiple	ADJ
ejif-3742	90	3	regression	regression	NOUN
ejif-3742	90	4	model	model	NOUN
ejif-3742	90	5	,	,	PUNCT
ejif-3742	90	6	the	the	DET
ejif-3742	90	7	author	author	NOUN
ejif-3742	90	8	investigated	investigate	VERB
ejif-3742	90	9	the	the	DET
ejif-3742	90	10	effect	effect	NOUN
ejif-3742	90	11	of	of	ADP
ejif-3742	90	12	return	return	NOUN
ejif-3742	90	13	on	on	ADP
ejif-3742	90	14	assets	asset	NOUN
ejif-3742	90	15	(	(	PUNCT
ejif-3742	90	16	roa	roa	NOUN
ejif-3742	90	17	)	)	PUNCT
ejif-3742	90	18	,	,	PUNCT
ejif-3742	90	19	financing	financing	NOUN
ejif-3742	90	20	to	to	ADP
ejif-3742	90	21	deposits	deposit	NOUN
ejif-3742	90	22	ratio	ratio	NOUN
ejif-3742	90	23	(	(	PUNCT
ejif-3742	90	24	fdr	fdr	PROPN
ejif-3742	90	25	)	)	PUNCT
ejif-3742	90	26	,	,	PUNCT
ejif-3742	90	27	bank	bank	NOUN
ejif-3742	90	28	size	size	NOUN
ejif-3742	90	29	,	,	PUNCT
ejif-3742	90	30	net	net	ADJ
ejif-3742	90	31	interest	interest	NOUN
ejif-3742	90	32	income	income	NOUN
ejif-3742	90	33	(	(	PUNCT
ejif-3742	90	34	nim	nim	NOUN
ejif-3742	90	35	)	)	PUNCT
ejif-3742	90	36	,	,	PUNCT
ejif-3742	90	37	and	and	CCONJ
ejif-3742	90	38	deposit	deposit	NOUN
ejif-3742	90	39	(	(	PUNCT
ejif-3742	90	40	dep	dep	NOUN
ejif-3742	90	41	)	)	PUNCT
ejif-3742	90	42	on	on	ADP
ejif-3742	90	43	the	the	DET
ejif-3742	90	44	capital	capital	NOUN
ejif-3742	90	45	adequacy	adequacy	NOUN
ejif-3742	90	46	ratios	ratio	NOUN
ejif-3742	90	47	(	(	PUNCT
ejif-3742	90	48	car	car	NOUN
ejif-3742	90	49	)	)	PUNCT
ejif-3742	90	50	of	of	ADP
ejif-3742	90	51	the	the	DET
ejif-3742	90	52	banks	bank	NOUN
ejif-3742	90	53	.	.	PUNCT
ejif-3742	91	1	the	the	DET
ejif-3742	91	2	results	result	NOUN
ejif-3742	91	3	of	of	ADP
ejif-3742	91	4	the	the	DET
ejif-3742	91	5	study	study	NOUN
ejif-3742	91	6	revealed	reveal	VERB
ejif-3742	91	7	that	that	SCONJ
ejif-3742	91	8	roa	roa	PROPN
ejif-3742	91	9	,	,	PUNCT
ejif-3742	91	10	fdr	fdr	PROPN
ejif-3742	91	11	,	,	PUNCT
ejif-3742	91	12	nim	nim	NOUN
ejif-3742	91	13	,	,	PUNCT
ejif-3742	91	14	and	and	CCONJ
ejif-3742	91	15	size	size	VERB
ejif-3742	91	16	inversely	inversely	ADV
ejif-3742	91	17	influence	influence	NOUN
ejif-3742	91	18	car	car	NOUN
ejif-3742	91	19	while	while	SCONJ
ejif-3742	91	20	dep	dep	NOUN
ejif-3742	91	21	effects	effect	NOUN
ejif-3742	91	22	car	car	NOUN
ejif-3742	91	23	positively	positively	ADV
ejif-3742	91	24	.	.	PUNCT
ejif-3742	92	1	these	these	DET
ejif-3742	92	2	banks	bank	NOUN
ejif-3742	92	3	raised	raise	VERB
ejif-3742	92	4	their	their	PRON
ejif-3742	92	5	car	car	NOUN
ejif-3742	92	6	as	as	ADP
ejif-3742	92	7	their	their	PRON
ejif-3742	92	8	level	level	NOUN
ejif-3742	92	9	of	of	ADP
ejif-3742	92	10	roa	roa	PROPN
ejif-3742	92	11	,	,	PUNCT
ejif-3742	92	12	fdr	fdr	PROPN
ejif-3742	92	13	,	,	PUNCT
ejif-3742	92	14	size	size	NOUN
ejif-3742	92	15	,	,	PUNCT
ejif-3742	92	16	and	and	CCONJ
ejif-3742	92	17	nim	nim	PROPN
ejif-3742	92	18	dropped	drop	VERB
ejif-3742	92	19	but	but	CCONJ
ejif-3742	92	20	the	the	DET
ejif-3742	92	21	rising	rise	VERB
ejif-3742	92	22	level	level	NOUN
ejif-3742	92	23	of	of	ADP
ejif-3742	92	24	dep	dep	NOUN
ejif-3742	92	25	warranted	warrant	VERB
ejif-3742	92	26	parallel	parallel	ADJ
ejif-3742	92	27	increase	increase	NOUN
ejif-3742	92	28	.	.	PUNCT
ejif-3742	93	1	the	the	DET
ejif-3742	93	2	author	author	NOUN
ejif-3742	93	3	recommended	recommend	VERB
ejif-3742	93	4	the	the	DET
ejif-3742	93	5	said	say	VERB
ejif-3742	93	6	banks	bank	NOUN
ejif-3742	93	7	to	to	PART
ejif-3742	93	8	keep	keep	VERB
ejif-3742	93	9	the	the	DET
ejif-3742	93	10	car	car	NOUN
ejif-3742	93	11	at	at	ADP
ejif-3742	93	12	14	14	NUM
ejif-3742	93	13	%	%	NOUN
ejif-3742	93	14	set	set	VERB
ejif-3742	93	15	regulators	regulator	NOUN
ejif-3742	94	1	[	[	X
ejif-3742	94	2	26	26	NUM
ejif-3742	94	3	]	]	PUNCT
ejif-3742	94	4	.	.	PUNCT
ejif-3742	94	5	sutrisno	sutrisno	PROPN
ejif-3742	94	6	(	(	PUNCT
ejif-3742	94	7	2018	2018	NUM
ejif-3742	94	8	)	)	PUNCT
ejif-3742	94	9	conducted	conduct	VERB
ejif-3742	94	10	similar	similar	ADJ
ejif-3742	94	11	examination	examination	NOUN
ejif-3742	94	12	on	on	ADP
ejif-3742	94	13	a	a	DET
ejif-3742	94	14	sample	sample	NOUN
ejif-3742	94	15	of	of	ADP
ejif-3742	94	16	55	55	NUM
ejif-3742	94	17	islamic	islamic	ADJ
ejif-3742	94	18	banks	bank	NOUN
ejif-3742	94	19	serving	serve	VERB
ejif-3742	94	20	rural	rural	ADJ
ejif-3742	94	21	customers	customer	NOUN
ejif-3742	94	22	in	in	ADP
ejif-3742	94	23	indonesia	indonesia	PROPN
ejif-3742	94	24	from	from	ADP
ejif-3742	94	25	2015	2015	NUM
ejif-3742	94	26	to	to	ADP
ejif-3742	94	27	2016	2016	NUM
ejif-3742	94	28	.	.	PUNCT
ejif-3742	95	1	the	the	DET
ejif-3742	95	2	author	author	NOUN
ejif-3742	95	3	analyzed	analyze	VERB
ejif-3742	95	4	the	the	DET
ejif-3742	95	5	degree	degree	NOUN
ejif-3742	95	6	and	and	CCONJ
ejif-3742	95	7	direction	direction	NOUN
ejif-3742	95	8	that	that	PRON
ejif-3742	95	9	return	return	VERB
ejif-3742	95	10	on	on	ADP
ejif-3742	95	11	assets	asset	NOUN
ejif-3742	95	12	,	,	PUNCT
ejif-3742	95	13	net	net	ADJ
ejif-3742	95	14	profit	profit	NOUN
ejif-3742	95	15	margin	margin	NOUN
ejif-3742	95	16	(	(	PUNCT
ejif-3742	95	17	npm	npm	PROPN
ejif-3742	95	18	)	)	PUNCT
ejif-3742	95	19	,	,	PUNCT
ejif-3742	95	20	fdr	fdr	PROPN
ejif-3742	95	21	,	,	PUNCT
ejif-3742	95	22	nonperforming	nonperforme	VERB
ejif-3742	95	23	financing	financing	NOUN
ejif-3742	95	24	(	(	PUNCT
ejif-3742	95	25	npf	npf	PROPN
ejif-3742	95	26	)	)	PUNCT
ejif-3742	95	27	,	,	PUNCT
ejif-3742	95	28	and	and	CCONJ
ejif-3742	95	29	operating	operating	NOUN
ejif-3742	95	30	efficiency	efficiency	NOUN
ejif-3742	95	31	(	(	PUNCT
ejif-3742	95	32	oeir	oeir	NOUN
ejif-3742	95	33	)	)	PUNCT
ejif-3742	95	34	influence	influence	NOUN
ejif-3742	95	35	the	the	DET
ejif-3742	95	36	car	car	NOUN
ejif-3742	95	37	of	of	ADP
ejif-3742	95	38	these	these	PRON
ejif-3742	95	39	ejif	ejif	PROPN
ejif-3742	95	40	–	–	PUNCT
ejif-3742	95	41	european	european	PROPN
ejif-3742	95	42	journal	journal	PROPN
ejif-3742	95	43	of	of	ADP
ejif-3742	95	44	islamic	islamic	PROPN
ejif-3742	95	45	finance	finance	PROPN
ejif-3742	95	46	no	no	DET
ejif-3742	95	47	14	14	NUM
ejif-3742	95	48	,	,	PUNCT
ejif-3742	95	49	december	december	PROPN
ejif-3742	95	50	(	(	PUNCT
ejif-3742	95	51	2019	2019	NUM
ejif-3742	95	52	)	)	PUNCT
ejif-3742	95	53	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3742	95	54	issn	issn	VERB
ejif-3742	95	55	2421	2421	NUM
ejif-3742	95	56	-	-	SYM
ejif-3742	95	57	2172	2172	NUM
ejif-3742	95	58	4	4	NUM
ejif-3742	95	59	banks	bank	NOUN
ejif-3742	95	60	utilizing	utilize	VERB
ejif-3742	95	61	a	a	DET
ejif-3742	95	62	quarterly	quarterly	ADJ
ejif-3742	95	63	data	datum	NOUN
ejif-3742	95	64	obtained	obtain	VERB
ejif-3742	95	65	from	from	ADP
ejif-3742	95	66	the	the	DET
ejif-3742	95	67	banks	bank	NOUN
ejif-3742	95	68	’	'	PUNCT
ejif-3742	95	69	financial	financial	ADJ
ejif-3742	95	70	reports	report	NOUN
ejif-3742	95	71	.	.	PUNCT
ejif-3742	96	1	as	as	ADP
ejif-3742	96	2	a	a	DET
ejif-3742	96	3	result	result	NOUN
ejif-3742	96	4	of	of	ADP
ejif-3742	96	5	the	the	DET
ejif-3742	96	6	multiple	multiple	ADJ
ejif-3742	96	7	linear	linear	ADJ
ejif-3742	96	8	regression	regression	NOUN
ejif-3742	96	9	analysis	analysis	NOUN
ejif-3742	96	10	,	,	PUNCT
ejif-3742	96	11	it	it	PRON
ejif-3742	96	12	was	be	AUX
ejif-3742	96	13	concluded	conclude	VERB
ejif-3742	96	14	that	that	SCONJ
ejif-3742	96	15	,	,	PUNCT
ejif-3742	96	16	apart	apart	ADV
ejif-3742	96	17	from	from	ADP
ejif-3742	96	18	roa	roa	PROPN
ejif-3742	96	19	and	and	CCONJ
ejif-3742	96	20	oeir	oeir	ADJ
ejif-3742	96	21	,	,	PUNCT
ejif-3742	96	22	all	all	DET
ejif-3742	96	23	other	other	ADJ
ejif-3742	96	24	variables	variables	PROPN
ejif-3742	96	25	npm	npm	PROPN
ejif-3742	96	26	,	,	PUNCT
ejif-3742	96	27	fdr	fdr	PROPN
ejif-3742	96	28	,	,	PUNCT
ejif-3742	96	29	and	and	CCONJ
ejif-3742	96	30	npf	npf	PROPN
ejif-3742	96	31	have	have	VERB
ejif-3742	96	32	a	a	DET
ejif-3742	96	33	significantly	significantly	ADV
ejif-3742	96	34	positive	positive	ADJ
ejif-3742	96	35	effect	effect	NOUN
ejif-3742	96	36	of	of	ADP
ejif-3742	96	37	the	the	DET
ejif-3742	96	38	car	car	NOUN
ejif-3742	96	39	reported	report	VERB
ejif-3742	96	40	by	by	ADP
ejif-3742	96	41	the	the	DET
ejif-3742	96	42	banks	bank	NOUN
ejif-3742	96	43	,	,	PUNCT
ejif-3742	96	44	implying	imply	VERB
ejif-3742	96	45	that	that	SCONJ
ejif-3742	96	46	the	the	DET
ejif-3742	96	47	increasing	increase	VERB
ejif-3742	96	48	level	level	NOUN
ejif-3742	96	49	of	of	ADP
ejif-3742	96	50	efficiency	efficiency	NOUN
ejif-3742	96	51	(	(	PUNCT
ejif-3742	96	52	npm	npm	PROPN
ejif-3742	96	53	)	)	PUNCT
ejif-3742	96	54	,	,	PUNCT
ejif-3742	96	55	risky	risky	ADJ
ejif-3742	96	56	financing	financing	NOUN
ejif-3742	96	57	(	(	PUNCT
ejif-3742	96	58	npf	npf	PROPN
ejif-3742	96	59	)	)	PUNCT
ejif-3742	96	60	,	,	PUNCT
ejif-3742	96	61	and	and	CCONJ
ejif-3742	96	62	liquidity	liquidity	NOUN
ejif-3742	96	63	(	(	PUNCT
ejif-3742	96	64	fdr	fdr	PROPN
ejif-3742	96	65	)	)	PUNCT
ejif-3742	96	66	caused	cause	VERB
ejif-3742	96	67	the	the	DET
ejif-3742	96	68	capitalization	capitalization	NOUN
ejif-3742	96	69	level	level	NOUN
ejif-3742	96	70	of	of	ADP
ejif-3742	96	71	these	these	DET
ejif-3742	96	72	banks	bank	NOUN
ejif-3742	96	73	to	to	PART
ejif-3742	96	74	upsurge	upsurge	VERB
ejif-3742	96	75	to	to	PART
ejif-3742	96	76	be	be	AUX
ejif-3742	96	77	cautious	cautious	ADJ
ejif-3742	96	78	[	[	X
ejif-3742	96	79	27	27	NUM
ejif-3742	96	80	]	]	PUNCT
ejif-3742	96	81	.	.	PUNCT
ejif-3742	97	1	mohammed	mohammed	PROPN
ejif-3742	97	2	(	(	PUNCT
ejif-3742	97	3	2018	2018	NUM
ejif-3742	97	4	)	)	PUNCT
ejif-3742	97	5	examined	examine	VERB
ejif-3742	97	6	the	the	DET
ejif-3742	97	7	effect	effect	NOUN
ejif-3742	97	8	of	of	ADP
ejif-3742	97	9	some	some	DET
ejif-3742	97	10	banklevel	banklevel	ADJ
ejif-3742	97	11	variables	variable	NOUN
ejif-3742	97	12	on	on	ADP
ejif-3742	97	13	the	the	DET
ejif-3742	97	14	car	car	NOUN
ejif-3742	97	15	of	of	ADP
ejif-3742	97	16	a	a	DET
ejif-3742	97	17	combination	combination	NOUN
ejif-3742	97	18	of	of	ADP
ejif-3742	97	19	conventional	conventional	ADJ
ejif-3742	97	20	and	and	CCONJ
ejif-3742	97	21	islamic	islamic	ADJ
ejif-3742	97	22	banks	bank	NOUN
ejif-3742	97	23	operating	operate	VERB
ejif-3742	97	24	in	in	ADP
ejif-3742	97	25	the	the	DET
ejif-3742	97	26	gulf	gulf	PROPN
ejif-3742	97	27	region	region	NOUN
ejif-3742	97	28	for	for	ADP
ejif-3742	97	29	the	the	DET
ejif-3742	97	30	period	period	NOUN
ejif-3742	97	31	of	of	ADP
ejif-3742	97	32	2006	2006	NUM
ejif-3742	97	33	to	to	ADP
ejif-3742	97	34	2015	2015	NUM
ejif-3742	97	35	.	.	PUNCT
ejif-3742	98	1	employed	employ	VERB
ejif-3742	98	2	a	a	DET
ejif-3742	98	3	multiple	multiple	ADJ
ejif-3742	98	4	linear	linear	ADJ
ejif-3742	98	5	regression	regression	NOUN
ejif-3742	98	6	on	on	ADP
ejif-3742	98	7	a	a	DET
ejif-3742	98	8	panel	panel	NOUN
ejif-3742	98	9	of	of	ADP
ejif-3742	98	10	data	datum	NOUN
ejif-3742	98	11	,	,	PUNCT
ejif-3742	98	12	it	it	PRON
ejif-3742	98	13	was	be	AUX
ejif-3742	98	14	established	establish	VERB
ejif-3742	98	15	that	that	SCONJ
ejif-3742	98	16	asset	asset	NOUN
ejif-3742	98	17	quality	quality	NOUN
ejif-3742	98	18	,	,	PUNCT
ejif-3742	98	19	management	management	NOUN
ejif-3742	98	20	quality	quality	NOUN
ejif-3742	98	21	,	,	PUNCT
ejif-3742	98	22	and	and	CCONJ
ejif-3742	98	23	return	return	VERB
ejif-3742	98	24	on	on	ADP
ejif-3742	98	25	assets	asset	NOUN
ejif-3742	98	26	have	have	VERB
ejif-3742	98	27	a	a	DET
ejif-3742	98	28	positive	positive	ADJ
ejif-3742	98	29	and	and	CCONJ
ejif-3742	98	30	significant	significant	ADJ
ejif-3742	98	31	association	association	NOUN
ejif-3742	98	32	with	with	ADP
ejif-3742	98	33	car	car	NOUN
ejif-3742	98	34	,	,	PUNCT
ejif-3742	98	35	whereas	whereas	SCONJ
ejif-3742	98	36	bank	bank	NOUN
ejif-3742	98	37	size	size	NOUN
ejif-3742	98	38	and	and	CCONJ
ejif-3742	98	39	liquidity	liquidity	NOUN
ejif-3742	98	40	proved	prove	VERB
ejif-3742	98	41	to	to	ADP
ejif-3742	98	42	inversely	inversely	ADV
ejif-3742	98	43	influence	influence	VERB
ejif-3742	98	44	car	car	NOUN
ejif-3742	98	45	of	of	ADP
ejif-3742	98	46	islamic	islamic	ADJ
ejif-3742	98	47	banks	bank	NOUN
ejif-3742	98	48	.	.	PUNCT
ejif-3742	99	1	net	net	ADJ
ejif-3742	99	2	interest	interest	NOUN
ejif-3742	99	3	income	income	NOUN
ejif-3742	99	4	and	and	CCONJ
ejif-3742	99	5	credit	credit	NOUN
ejif-3742	99	6	risk	risk	NOUN
ejif-3742	99	7	demonstrated	demonstrate	VERB
ejif-3742	99	8	a	a	DET
ejif-3742	99	9	poor	poor	ADJ
ejif-3742	99	10	association	association	NOUN
ejif-3742	99	11	with	with	ADP
ejif-3742	99	12	the	the	DET
ejif-3742	99	13	main	main	ADJ
ejif-3742	99	14	variable	variable	NOUN
ejif-3742	99	15	.	.	PUNCT
ejif-3742	100	1	however	however	ADV
ejif-3742	100	2	,	,	PUNCT
ejif-3742	100	3	different	different	ADJ
ejif-3742	100	4	findings	finding	NOUN
ejif-3742	100	5	were	be	AUX
ejif-3742	100	6	observed	observe	VERB
ejif-3742	100	7	when	when	SCONJ
ejif-3742	100	8	the	the	DET
ejif-3742	100	9	analysis	analysis	NOUN
ejif-3742	100	10	was	be	AUX
ejif-3742	100	11	conducted	conduct	VERB
ejif-3742	100	12	on	on	ADP
ejif-3742	100	13	both	both	DET
ejif-3742	100	14	industries	industry	NOUN
ejif-3742	100	15	simultaneously	simultaneously	ADV
ejif-3742	100	16	or	or	CCONJ
ejif-3742	100	17	on	on	ADP
ejif-3742	100	18	conventional	conventional	ADJ
ejif-3742	100	19	banks	bank	NOUN
ejif-3742	100	20	only	only	ADV
ejif-3742	100	21	.	.	PUNCT
ejif-3742	101	1	in	in	ADP
ejif-3742	101	2	terms	term	NOUN
ejif-3742	101	3	of	of	ADP
ejif-3742	101	4	connection	connection	NOUN
ejif-3742	101	5	between	between	ADP
ejif-3742	101	6	bank	bank	NOUN
ejif-3742	101	7	efficiency	efficiency	NOUN
ejif-3742	101	8	and	and	CCONJ
ejif-3742	101	9	car	car	NOUN
ejif-3742	101	10	,	,	PUNCT
ejif-3742	101	11	the	the	DET
ejif-3742	101	12	author	author	NOUN
ejif-3742	101	13	revealed	reveal	VERB
ejif-3742	101	14	that	that	SCONJ
ejif-3742	101	15	capital	capital	NOUN
ejif-3742	101	16	ratios	ratio	NOUN
ejif-3742	101	17	of	of	ADP
ejif-3742	101	18	islamic	islamic	ADJ
ejif-3742	101	19	banks	bank	NOUN
ejif-3742	101	20	negatively	negatively	ADV
ejif-3742	101	21	affects	affect	VERB
ejif-3742	101	22	their	their	PRON
ejif-3742	101	23	efficiency	efficiency	NOUN
ejif-3742	101	24	but	but	CCONJ
ejif-3742	101	25	in	in	ADP
ejif-3742	101	26	a	a	DET
ejif-3742	101	27	lower	low	ADJ
ejif-3742	101	28	magnitude	magnitude	NOUN
ejif-3742	101	29	as	as	SCONJ
ejif-3742	101	30	compared	compare	VERB
ejif-3742	101	31	to	to	ADP
ejif-3742	101	32	the	the	DET
ejif-3742	101	33	conventional	conventional	ADJ
ejif-3742	101	34	banks	bank	NOUN
ejif-3742	102	1	[	[	X
ejif-3742	102	2	28	28	NUM
ejif-3742	102	3	]	]	PUNCT
ejif-3742	102	4	.	.	PUNCT
ejif-3742	103	1	hewaidy	hewaidy	VERB
ejif-3742	103	2	&	&	CCONJ
ejif-3742	103	3	alyousef	alyousef	PROPN
ejif-3742	103	4	(	(	PUNCT
ejif-3742	103	5	2018	2018	NUM
ejif-3742	103	6	)	)	PUNCT
ejif-3742	103	7	conducted	conduct	VERB
ejif-3742	103	8	similar	similar	ADJ
ejif-3742	103	9	investigation	investigation	NOUN
ejif-3742	103	10	on	on	ADP
ejif-3742	103	11	all	all	DET
ejif-3742	103	12	listed	list	VERB
ejif-3742	103	13	banks	bank	NOUN
ejif-3742	103	14	in	in	ADP
ejif-3742	103	15	kuwait	kuwait	PROPN
ejif-3742	103	16	between	between	ADP
ejif-3742	103	17	2009	2009	NUM
ejif-3742	103	18	and	and	CCONJ
ejif-3742	103	19	2016	2016	NUM
ejif-3742	103	20	.	.	PUNCT
ejif-3742	104	1	remarkebly	remarkebly	ADV
ejif-3742	104	2	,	,	PUNCT
ejif-3742	104	3	bank	bank	NOUN
ejif-3742	104	4	type	type	NOUN
ejif-3742	104	5	is	be	AUX
ejif-3742	104	6	stated	state	VERB
ejif-3742	104	7	to	to	PART
ejif-3742	104	8	have	have	VERB
ejif-3742	104	9	no	no	DET
ejif-3742	104	10	significant	significant	ADJ
ejif-3742	104	11	effect	effect	NOUN
ejif-3742	104	12	on	on	ADP
ejif-3742	104	13	car	car	NOUN
ejif-3742	104	14	,	,	PUNCT
ejif-3742	104	15	implying	imply	VERB
ejif-3742	104	16	that	that	SCONJ
ejif-3742	104	17	explanatory	explanatory	ADJ
ejif-3742	104	18	variables	variable	NOUN
ejif-3742	104	19	investigated	investigate	VERB
ejif-3742	104	20	under	under	ADP
ejif-3742	104	21	this	this	DET
ejif-3742	104	22	study	study	NOUN
ejif-3742	104	23	have	have	VERB
ejif-3742	104	24	similar	similar	ADJ
ejif-3742	104	25	effect	effect	NOUN
ejif-3742	104	26	on	on	ADP
ejif-3742	104	27	the	the	DET
ejif-3742	104	28	car	car	NOUN
ejif-3742	104	29	of	of	ADP
ejif-3742	104	30	both	both	CCONJ
ejif-3742	104	31	islamic	islamic	ADJ
ejif-3742	104	32	and	and	CCONJ
ejif-3742	104	33	conventional	conventional	ADJ
ejif-3742	104	34	bank	bank	NOUN
ejif-3742	104	35	.	.	PUNCT
ejif-3742	105	1	apart	apart	ADV
ejif-3742	105	2	from	from	ADP
ejif-3742	105	3	profitability	profitability	NOUN
ejif-3742	105	4	metrics	metric	NOUN
ejif-3742	105	5	like	like	ADP
ejif-3742	105	6	roa	roa	PROPN
ejif-3742	105	7	,	,	PUNCT
ejif-3742	105	8	roe	roe	NOUN
ejif-3742	105	9	,	,	PUNCT
ejif-3742	105	10	and	and	CCONJ
ejif-3742	105	11	nim	nim	PROPN
ejif-3742	105	12	and	and	CCONJ
ejif-3742	105	13	macroeconomic	macroeconomic	ADJ
ejif-3742	105	14	factors	factor	NOUN
ejif-3742	105	15	like	like	ADP
ejif-3742	105	16	gdp	gdp	NOUN
ejif-3742	105	17	and	and	CCONJ
ejif-3742	105	18	inflation	inflation	NOUN
ejif-3742	105	19	,	,	PUNCT
ejif-3742	105	20	which	which	PRON
ejif-3742	105	21	are	be	AUX
ejif-3742	105	22	found	find	VERB
ejif-3742	105	23	to	to	PART
ejif-3742	105	24	be	be	AUX
ejif-3742	105	25	insignificant	insignificant	ADJ
ejif-3742	105	26	,	,	PUNCT
ejif-3742	105	27	factors	factor	NOUN
ejif-3742	105	28	like	like	ADP
ejif-3742	105	29	bank	bank	NOUN
ejif-3742	105	30	size	size	NOUN
ejif-3742	105	31	,	,	PUNCT
ejif-3742	105	32	loan	loan	NOUN
ejif-3742	105	33	loss	loss	NOUN
ejif-3742	105	34	reserves	reserve	NOUN
ejif-3742	105	35	to	to	ADP
ejif-3742	105	36	total	total	ADJ
ejif-3742	105	37	loans	loan	NOUN
ejif-3742	105	38	(	(	PUNCT
ejif-3742	105	39	asset	asset	NOUN
ejif-3742	105	40	quality	quality	NOUN
ejif-3742	105	41	)	)	PUNCT
ejif-3742	105	42	,	,	PUNCT
ejif-3742	105	43	and	and	CCONJ
ejif-3742	105	44	net	net	ADJ
ejif-3742	105	45	loans	loan	NOUN
ejif-3742	105	46	to	to	ADP
ejif-3742	105	47	asset	asset	NOUN
ejif-3742	105	48	(	(	PUNCT
ejif-3742	105	49	liquidity	liquidity	NOUN
ejif-3742	105	50	)	)	PUNCT
ejif-3742	105	51	indicated	indicate	VERB
ejif-3742	105	52	a	a	DET
ejif-3742	105	53	negatively	negatively	ADV
ejif-3742	105	54	significant	significant	ADJ
ejif-3742	105	55	association	association	NOUN
ejif-3742	105	56	with	with	ADP
ejif-3742	105	57	car	car	NOUN
ejif-3742	105	58	whereas	whereas	SCONJ
ejif-3742	105	59	loans	loan	NOUN
ejif-3742	105	60	to	to	ADP
ejif-3742	105	61	deposits	deposit	NOUN
ejif-3742	105	62	(	(	PUNCT
ejif-3742	105	63	management	management	NOUN
ejif-3742	105	64	quality	quality	NOUN
ejif-3742	105	65	)	)	PUNCT
ejif-3742	105	66	demonstrated	demonstrate	VERB
ejif-3742	105	67	a	a	DET
ejif-3742	105	68	positive	positive	ADJ
ejif-3742	105	69	and	and	CCONJ
ejif-3742	105	70	significant	significant	ADJ
ejif-3742	105	71	relation	relation	NOUN
ejif-3742	105	72	with	with	ADP
ejif-3742	105	73	car	car	NOUN
ejif-3742	105	74	of	of	ADP
ejif-3742	105	75	kuwaiti	kuwaiti	PROPN
ejif-3742	105	76	banks	bank	NOUN
ejif-3742	106	1	[	[	X
ejif-3742	106	2	29	29	NUM
ejif-3742	106	3	]	]	PUNCT
ejif-3742	106	4	.	.	PUNCT
ejif-3742	107	1	ayub	ayub	PROPN
ejif-3742	107	2	&	&	CCONJ
ejif-3742	107	3	javeed	javeed	PROPN
ejif-3742	107	4	(	(	PUNCT
ejif-3742	107	5	2016	2016	NUM
ejif-3742	107	6	)	)	PUNCT
ejif-3742	107	7	observed	observe	VERB
ejif-3742	107	8	the	the	DET
ejif-3742	107	9	financing	financing	NOUN
ejif-3742	107	10	approach	approach	NOUN
ejif-3742	107	11	of	of	ADP
ejif-3742	107	12	five	five	NUM
ejif-3742	107	13	islamic	islamic	ADJ
ejif-3742	107	14	banks	bank	NOUN
ejif-3742	107	15	in	in	ADP
ejif-3742	107	16	pakistan	pakistan	PROPN
ejif-3742	107	17	from	from	ADP
ejif-3742	107	18	2004	2004	NUM
ejif-3742	107	19	to	to	ADP
ejif-3742	107	20	2014	2014	NUM
ejif-3742	107	21	,	,	PUNCT
ejif-3742	107	22	a	a	DET
ejif-3742	107	23	ten	ten	NUM
ejif-3742	107	24	year	year	NOUN
ejif-3742	107	25	period	period	NOUN
ejif-3742	107	26	.	.	PUNCT
ejif-3742	108	1	the	the	DET
ejif-3742	108	2	authors	author	NOUN
ejif-3742	108	3	found	find	VERB
ejif-3742	108	4	that	that	SCONJ
ejif-3742	108	5	capital	capital	NOUN
ejif-3742	108	6	regulations	regulation	NOUN
ejif-3742	108	7	in	in	ADP
ejif-3742	108	8	pakistan	pakistan	PROPN
ejif-3742	108	9	had	have	VERB
ejif-3742	108	10	an	an	DET
ejif-3742	108	11	adverse	adverse	ADJ
ejif-3742	108	12	impact	impact	NOUN
ejif-3742	108	13	on	on	ADP
ejif-3742	108	14	these	these	DET
ejif-3742	108	15	banks	bank	NOUN
ejif-3742	108	16	financing	financing	NOUN
ejif-3742	108	17	strategies	strategy	NOUN
ejif-3742	108	18	and	and	CCONJ
ejif-3742	108	19	recommended	recommend	VERB
ejif-3742	108	20	the	the	DET
ejif-3742	108	21	reduction	reduction	NOUN
ejif-3742	108	22	of	of	ADP
ejif-3742	108	23	risky	risky	ADJ
ejif-3742	108	24	assets	asset	NOUN
ejif-3742	108	25	and	and	CCONJ
ejif-3742	108	26	investment	investment	NOUN
ejif-3742	108	27	in	in	ADP
ejif-3742	108	28	low	low	ADJ
ejif-3742	108	29	risk	risk	NOUN
ejif-3742	108	30	government	government	NOUN
ejif-3742	108	31	securities	security	NOUN
ejif-3742	108	32	to	to	PART
ejif-3742	108	33	represent	represent	VERB
ejif-3742	108	34	themselves	themselves	PRON
ejif-3742	108	35	as	as	ADV
ejif-3742	108	36	well	well	ADV
ejif-3742	108	37	-	-	PUNCT
ejif-3742	108	38	capitalized	capitalize	VERB
ejif-3742	108	39	banks	bank	NOUN
ejif-3742	108	40	.	.	PUNCT
ejif-3742	109	1	allocating	allocate	VERB
ejif-3742	109	2	a	a	DET
ejif-3742	109	3	portion	portion	NOUN
ejif-3742	109	4	of	of	ADP
ejif-3742	109	5	retained	retain	VERB
ejif-3742	109	6	earnings	earning	NOUN
ejif-3742	109	7	to	to	ADP
ejif-3742	109	8	capital	capital	NOUN
ejif-3742	109	9	bucket	bucket	NOUN
ejif-3742	109	10	or	or	CCONJ
ejif-3742	109	11	issuing	issue	VERB
ejif-3742	109	12	new	new	ADJ
ejif-3742	109	13	equity	equity	NOUN
ejif-3742	109	14	shares	share	NOUN
ejif-3742	109	15	were	be	AUX
ejif-3742	109	16	another	another	DET
ejif-3742	109	17	effective	effective	ADJ
ejif-3742	109	18	approaches	approach	NOUN
ejif-3742	109	19	the	the	DET
ejif-3742	109	20	authors	author	NOUN
ejif-3742	109	21	recommended	recommend	VERB
ejif-3742	109	22	as	as	ADV
ejif-3742	109	23	well	well	ADV
ejif-3742	109	24	,	,	PUNCT
ejif-3742	109	25	since	since	SCONJ
ejif-3742	109	26	acquisition	acquisition	NOUN
ejif-3742	109	27	of	of	ADP
ejif-3742	109	28	capital	capital	NOUN
ejif-3742	109	29	from	from	ADP
ejif-3742	109	30	the	the	DET
ejif-3742	109	31	market	market	NOUN
ejif-3742	109	32	proved	prove	VERB
ejif-3742	109	33	to	to	PART
ejif-3742	109	34	be	be	AUX
ejif-3742	109	35	expensive	expensive	ADJ
ejif-3742	109	36	[	[	X
ejif-3742	109	37	30	30	NUM
ejif-3742	109	38	]	]	PUNCT
ejif-3742	109	39	.	.	PUNCT
ejif-3742	110	1	valipour	valipour	ADJ
ejif-3742	110	2	pasha	pasha	PROPN
ejif-3742	110	3	(	(	PUNCT
ejif-3742	110	4	2015	2015	NUM
ejif-3742	110	5	)	)	PUNCT
ejif-3742	110	6	studied	study	VERB
ejif-3742	110	7	the	the	DET
ejif-3742	110	8	possible	possible	ADJ
ejif-3742	110	9	cause	cause	NOUN
ejif-3742	110	10	for	for	ADP
ejif-3742	110	11	the	the	DET
ejif-3742	110	12	surge	surge	NOUN
ejif-3742	110	13	of	of	ADP
ejif-3742	110	14	nonperforming	nonperforme	VERB
ejif-3742	110	15	loans	loan	NOUN
ejif-3742	110	16	(	(	PUNCT
ejif-3742	110	17	npl	npl	NOUN
ejif-3742	110	18	)	)	PUNCT
ejif-3742	110	19	in	in	ADP
ejif-3742	110	20	the	the	DET
ejif-3742	110	21	iranian	iranian	ADJ
ejif-3742	110	22	banks	bank	NOUN
ejif-3742	110	23	and	and	CCONJ
ejif-3742	110	24	its	its	PRON
ejif-3742	110	25	correlation	correlation	NOUN
ejif-3742	110	26	with	with	ADP
ejif-3742	110	27	the	the	DET
ejif-3742	110	28	capital	capital	NOUN
ejif-3742	110	29	ratios	ratio	NOUN
ejif-3742	110	30	of	of	ADP
ejif-3742	110	31	19	19	NUM
ejif-3742	110	32	islamic	islamic	ADJ
ejif-3742	110	33	banks	bank	NOUN
ejif-3742	110	34	in	in	ADP
ejif-3742	110	35	iran	iran	PROPN
ejif-3742	110	36	from	from	ADP
ejif-3742	110	37	2007	2007	NUM
ejif-3742	110	38	to	to	ADP
ejif-3742	110	39	2012	2012	NUM
ejif-3742	110	40	.	.	PUNCT
ejif-3742	111	1	the	the	DET
ejif-3742	111	2	findings	finding	NOUN
ejif-3742	111	3	of	of	ADP
ejif-3742	111	4	the	the	DET
ejif-3742	111	5	study	study	NOUN
ejif-3742	111	6	suggested	suggest	VERB
ejif-3742	111	7	an	an	DET
ejif-3742	111	8	inverse	inverse	NOUN
ejif-3742	111	9	association	association	NOUN
ejif-3742	111	10	between	between	ADP
ejif-3742	111	11	the	the	DET
ejif-3742	111	12	two	two	NUM
ejif-3742	111	13	variables	variable	NOUN
ejif-3742	111	14	.	.	PUNCT
ejif-3742	112	1	thus	thus	ADV
ejif-3742	112	2	,	,	PUNCT
ejif-3742	112	3	increasing	increase	VERB
ejif-3742	112	4	the	the	DET
ejif-3742	112	5	capital	capital	NOUN
ejif-3742	112	6	ratios	ratio	NOUN
ejif-3742	112	7	,	,	PUNCT
ejif-3742	112	8	banks	bank	NOUN
ejif-3742	112	9	could	could	AUX
ejif-3742	112	10	manage	manage	VERB
ejif-3742	112	11	to	to	PART
ejif-3742	112	12	lower	lower	VERB
ejif-3742	112	13	their	their	PRON
ejif-3742	112	14	level	level	NOUN
ejif-3742	112	15	of	of	ADP
ejif-3742	112	16	nonperforming	nonperforme	VERB
ejif-3742	112	17	loans	loan	NOUN
ejif-3742	112	18	and	and	CCONJ
ejif-3742	112	19	hedge	hedge	VERB
ejif-3742	112	20	themselves	themselves	PRON
ejif-3742	112	21	from	from	ADP
ejif-3742	112	22	hazardous	hazardous	ADJ
ejif-3742	112	23	financial	financial	ADJ
ejif-3742	112	24	situations	situation	NOUN
ejif-3742	112	25	arising	arise	VERB
ejif-3742	112	26	from	from	ADP
ejif-3742	112	27	lack	lack	NOUN
ejif-3742	112	28	of	of	ADP
ejif-3742	112	29	provisioning	provision	VERB
ejif-3742	112	30	for	for	ADP
ejif-3742	112	31	loans	loan	NOUN
ejif-3742	112	32	.	.	PUNCT
ejif-3742	113	1	the	the	DET
ejif-3742	113	2	author	author	NOUN
ejif-3742	113	3	stated	state	VERB
ejif-3742	113	4	that	that	SCONJ
ejif-3742	113	5	npl	npl	PROPN
ejif-3742	113	6	shows	show	VERB
ejif-3742	113	7	the	the	DET
ejif-3742	113	8	vulnerability	vulnerability	NOUN
ejif-3742	113	9	level	level	NOUN
ejif-3742	113	10	of	of	ADP
ejif-3742	113	11	banks	bank	NOUN
ejif-3742	113	12	,	,	PUNCT
ejif-3742	113	13	thus	thus	ADV
ejif-3742	113	14	it	it	PRON
ejif-3742	113	15	should	should	AUX
ejif-3742	113	16	be	be	AUX
ejif-3742	113	17	lowered	lower	VERB
ejif-3742	113	18	by	by	ADP
ejif-3742	113	19	serving	serve	VERB
ejif-3742	113	20	only	only	ADV
ejif-3742	113	21	high	high	ADJ
ejif-3742	113	22	quality	quality	NOUN
ejif-3742	113	23	debtors	debtor	NOUN
ejif-3742	113	24	[	[	X
ejif-3742	113	25	31	31	NUM
ejif-3742	113	26	]	]	PUNCT
ejif-3742	113	27	.	.	PUNCT
ejif-3742	114	1	prior	prior	ADV
ejif-3742	114	2	from	from	ADP
ejif-3742	114	3	this	this	DET
ejif-3742	114	4	study	study	NOUN
ejif-3742	114	5	bateni	bateni	NOUN
ejif-3742	114	6	,	,	PUNCT
ejif-3742	114	7	vakilifard	vakilifard	ADV
ejif-3742	114	8	,	,	PUNCT
ejif-3742	114	9	&	&	CCONJ
ejif-3742	114	10	asghari	asghari	PROPN
ejif-3742	114	11	(	(	PUNCT
ejif-3742	114	12	2014	2014	NUM
ejif-3742	114	13	)	)	PUNCT
ejif-3742	114	14	studied	study	VERB
ejif-3742	114	15	the	the	DET
ejif-3742	114	16	same	same	ADJ
ejif-3742	114	17	jurisdiction	jurisdiction	NOUN
ejif-3742	114	18	and	and	CCONJ
ejif-3742	114	19	investigated	investigate	VERB
ejif-3742	114	20	the	the	DET
ejif-3742	114	21	factors	factor	NOUN
ejif-3742	114	22	influencing	influence	VERB
ejif-3742	114	23	capital	capital	NOUN
ejif-3742	114	24	ratios	ratio	NOUN
ejif-3742	114	25	of	of	ADP
ejif-3742	114	26	six	six	NUM
ejif-3742	114	27	banks	bank	NOUN
ejif-3742	114	28	between	between	ADP
ejif-3742	114	29	2006	2006	NUM
ejif-3742	114	30	and	and	CCONJ
ejif-3742	114	31	2012	2012	NUM
ejif-3742	114	32	.	.	PUNCT
ejif-3742	115	1	as	as	SCONJ
ejif-3742	115	2	found	find	VERB
ejif-3742	115	3	from	from	ADP
ejif-3742	115	4	the	the	DET
ejif-3742	115	5	regression	regression	NOUN
ejif-3742	115	6	analysis	analysis	NOUN
ejif-3742	115	7	,	,	PUNCT
ejif-3742	115	8	the	the	DET
ejif-3742	115	9	car	car	NOUN
ejif-3742	115	10	increased	increase	VERB
ejif-3742	115	11	when	when	SCONJ
ejif-3742	115	12	the	the	DET
ejif-3742	115	13	percentage	percentage	NOUN
ejif-3742	115	14	of	of	ADP
ejif-3742	115	15	return	return	NOUN
ejif-3742	115	16	on	on	ADP
ejif-3742	115	17	equity	equity	NOUN
ejif-3742	115	18	(	(	PUNCT
ejif-3742	115	19	roe	roe	PROPN
ejif-3742	115	20	)	)	PUNCT
ejif-3742	115	21	,	,	PUNCT
ejif-3742	115	22	loan	loan	NOUN
ejif-3742	115	23	asset	asset	NOUN
ejif-3742	115	24	ratio	ratio	NOUN
ejif-3742	115	25	(	(	PUNCT
ejif-3742	115	26	lar	lar	ADJ
ejif-3742	115	27	)	)	PUNCT
ejif-3742	115	28	,	,	PUNCT
ejif-3742	115	29	and	and	CCONJ
ejif-3742	115	30	equity	equity	NOUN
ejif-3742	115	31	ratio	ratio	NOUN
ejif-3742	115	32	(	(	PUNCT
ejif-3742	115	33	eqr	eqr	PROPN
ejif-3742	115	34	)	)	PUNCT
ejif-3742	115	35	went	go	VERB
ejif-3742	115	36	up	up	ADP
ejif-3742	115	37	.	.	PUNCT
ejif-3742	116	1	however	however	ADV
ejif-3742	116	2	car	car	NOUN
ejif-3742	116	3	of	of	ADP
ejif-3742	116	4	the	the	DET
ejif-3742	116	5	studied	study	VERB
ejif-3742	116	6	banks	bank	NOUN
ejif-3742	116	7	declined	decline	VERB
ejif-3742	116	8	when	when	SCONJ
ejif-3742	116	9	their	their	PRON
ejif-3742	116	10	sizes	size	NOUN
ejif-3742	116	11	grew	grow	VERB
ejif-3742	116	12	in	in	ADP
ejif-3742	116	13	terms	term	NOUN
ejif-3742	116	14	of	of	ADP
ejif-3742	116	15	total	total	ADJ
ejif-3742	116	16	assets	asset	NOUN
ejif-3742	116	17	showing	show	VERB
ejif-3742	116	18	that	that	SCONJ
ejif-3742	116	19	larger	large	ADJ
ejif-3742	116	20	iranian	iranian	ADJ
ejif-3742	116	21	banks	bank	NOUN
ejif-3742	116	22	enjoy	enjoy	VERB
ejif-3742	116	23	lower	low	ADJ
ejif-3742	116	24	supervisory	supervisory	ADJ
ejif-3742	116	25	restrictions	restriction	NOUN
ejif-3742	116	26	than	than	ADP
ejif-3742	116	27	smaller	small	ADJ
ejif-3742	116	28	ones	one	NOUN
ejif-3742	116	29	and	and	CCONJ
ejif-3742	116	30	invest	invest	VERB
ejif-3742	116	31	on	on	ADP
ejif-3742	116	32	riskier	risky	ADJ
ejif-3742	116	33	assets	asset	NOUN
ejif-3742	116	34	[	[	X
ejif-3742	116	35	32	32	NUM
ejif-3742	116	36	]	]	PUNCT
ejif-3742	116	37	.	.	PUNCT
ejif-3742	117	1	asma	asma	PROPN
ejif-3742	117	2	&	&	CCONJ
ejif-3742	117	3	khadidja	khadidja	PROPN
ejif-3742	117	4	(	(	PUNCT
ejif-3742	117	5	2015	2015	NUM
ejif-3742	117	6	)	)	PUNCT
ejif-3742	117	7	investigated	investigate	VERB
ejif-3742	117	8	the	the	DET
ejif-3742	117	9	influence	influence	NOUN
ejif-3742	117	10	of	of	ADP
ejif-3742	117	11	capital	capital	NOUN
ejif-3742	117	12	regulations	regulation	NOUN
ejif-3742	117	13	on	on	ADP
ejif-3742	117	14	the	the	DET
ejif-3742	117	15	financial	financial	ADJ
ejif-3742	117	16	performance	performance	NOUN
ejif-3742	117	17	of	of	ADP
ejif-3742	117	18	17	17	NUM
ejif-3742	117	19	islamic	islamic	ADJ
ejif-3742	117	20	banks	bank	NOUN
ejif-3742	117	21	in	in	ADP
ejif-3742	117	22	malaysia	malaysia	PROPN
ejif-3742	117	23	and	and	CCONJ
ejif-3742	117	24	studied	study	VERB
ejif-3742	117	25	the	the	DET
ejif-3742	117	26	impact	impact	NOUN
ejif-3742	117	27	of	of	ADP
ejif-3742	117	28	six	six	NUM
ejif-3742	117	29	bank	bank	NOUN
ejif-3742	117	30	-	-	PUNCT
ejif-3742	117	31	level	level	NOUN
ejif-3742	117	32	variables	variable	NOUN
ejif-3742	117	33	extracted	extract	VERB
ejif-3742	117	34	from	from	ADP
ejif-3742	117	35	16	16	NUM
ejif-3742	117	36	islamic	islamic	ADJ
ejif-3742	117	37	banks	bank	NOUN
ejif-3742	117	38	’	’	PART
ejif-3742	117	39	financial	financial	ADJ
ejif-3742	117	40	reports	report	NOUN
ejif-3742	117	41	for	for	ADP
ejif-3742	117	42	the	the	DET
ejif-3742	117	43	period	period	NOUN
ejif-3742	117	44	between	between	ADP
ejif-3742	117	45	2006	2006	NUM
ejif-3742	117	46	and	and	CCONJ
ejif-3742	117	47	2011	2011	NUM
ejif-3742	117	48	.	.	PUNCT
ejif-3742	118	1	using	use	VERB
ejif-3742	118	2	a	a	DET
ejif-3742	118	3	panel	panel	NOUN
ejif-3742	118	4	data	datum	NOUN
ejif-3742	118	5	methodology	methodology	NOUN
ejif-3742	118	6	,	,	PUNCT
ejif-3742	118	7	the	the	DET
ejif-3742	118	8	authors	author	NOUN
ejif-3742	118	9	realized	realize	VERB
ejif-3742	118	10	that	that	SCONJ
ejif-3742	118	11	as	as	SCONJ
ejif-3742	118	12	the	the	DET
ejif-3742	118	13	degree	degree	NOUN
ejif-3742	118	14	of	of	ADP
ejif-3742	118	15	credit	credit	NOUN
ejif-3742	118	16	risk	risk	NOUN
ejif-3742	118	17	(	(	PUNCT
ejif-3742	118	18	cr	cr	NOUN
ejif-3742	118	19	)	)	PUNCT
ejif-3742	118	20	and	and	CCONJ
ejif-3742	118	21	profitability	profitability	NOUN
ejif-3742	118	22	(	(	PUNCT
ejif-3742	118	23	roe	roe	NOUN
ejif-3742	118	24	)	)	PUNCT
ejif-3742	118	25	increased	increase	VERB
ejif-3742	118	26	the	the	DET
ejif-3742	118	27	banks	bank	NOUN
ejif-3742	118	28	raised	raise	VERB
ejif-3742	118	29	their	their	PRON
ejif-3742	118	30	car	car	NOUN
ejif-3742	118	31	.	.	PUNCT
ejif-3742	119	1	on	on	ADP
ejif-3742	119	2	the	the	DET
ejif-3742	119	3	other	other	ADJ
ejif-3742	119	4	hand	hand	NOUN
ejif-3742	119	5	,	,	PUNCT
ejif-3742	119	6	a	a	DET
ejif-3742	119	7	positive	positive	ADJ
ejif-3742	119	8	association	association	NOUN
ejif-3742	119	9	between	between	ADP
ejif-3742	119	10	car	car	NOUN
ejif-3742	119	11	and	and	CCONJ
ejif-3742	119	12	roa	roa	NOUN
ejif-3742	119	13	is	be	AUX
ejif-3742	119	14	observed	observe	VERB
ejif-3742	119	15	indicating	indicate	VERB
ejif-3742	119	16	that	that	SCONJ
ejif-3742	119	17	the	the	DET
ejif-3742	119	18	banks	bank	NOUN
ejif-3742	119	19	allocated	allocate	VERB
ejif-3742	119	20	additional	additional	ADJ
ejif-3742	119	21	capital	capital	NOUN
ejif-3742	119	22	to	to	PART
ejif-3742	119	23	protect	protect	VERB
ejif-3742	119	24	owners	owner	NOUN
ejif-3742	119	25	as	as	SCONJ
ejif-3742	119	26	the	the	DET
ejif-3742	119	27	additional	additional	ADJ
ejif-3742	119	28	profits	profit	NOUN
ejif-3742	119	29	raised	raise	VERB
ejif-3742	119	30	the	the	DET
ejif-3742	119	31	owners	owner	NOUN
ejif-3742	119	32	’	'	PUNCT
ejif-3742	119	33	capital	capital	NOUN
ejif-3742	119	34	.	.	PUNCT
ejif-3742	120	1	other	other	ADJ
ejif-3742	120	2	variables	variable	NOUN
ejif-3742	120	3	like	like	ADP
ejif-3742	120	4	liquidity	liquidity	NOUN
ejif-3742	120	5	risk	risk	NOUN
ejif-3742	120	6	(	(	PUNCT
ejif-3742	120	7	lr	lr	NOUN
ejif-3742	120	8	)	)	PUNCT
ejif-3742	120	9	,	,	PUNCT
ejif-3742	120	10	operating	operate	VERB
ejif-3742	120	11	efficiency	efficiency	NOUN
ejif-3742	120	12	(	(	PUNCT
ejif-3742	120	13	opr	opr	NOUN
ejif-3742	120	14	)	)	PUNCT
ejif-3742	120	15	and	and	CCONJ
ejif-3742	120	16	bank	bank	NOUN
ejif-3742	120	17	size	size	NOUN
ejif-3742	120	18	(	(	PUNCT
ejif-3742	120	19	bs	bs	NOUN
ejif-3742	120	20	)	)	PUNCT
ejif-3742	120	21	have	have	AUX
ejif-3742	120	22	been	be	AUX
ejif-3742	120	23	found	find	VERB
ejif-3742	120	24	to	to	PART
ejif-3742	120	25	have	have	VERB
ejif-3742	120	26	no	no	DET
ejif-3742	120	27	significant	significant	ADJ
ejif-3742	120	28	effect	effect	NOUN
ejif-3742	120	29	of	of	ADP
ejif-3742	120	30	car	car	NOUN
ejif-3742	120	31	of	of	ADP
ejif-3742	120	32	investigates	investigate	VERB
ejif-3742	120	33	islamic	islamic	ADJ
ejif-3742	120	34	banks	bank	NOUN
ejif-3742	121	1	[	[	X
ejif-3742	121	2	33	33	NUM
ejif-3742	121	3	]	]	PUNCT
ejif-3742	121	4	.	.	PUNCT
ejif-3742	122	1	in	in	ADP
ejif-3742	122	2	egypt	egypt	PROPN
ejif-3742	122	3	,	,	PUNCT
ejif-3742	122	4	ansary	ansary	PROPN
ejif-3742	122	5	&	&	CCONJ
ejif-3742	122	6	hafez	hafez	PROPN
ejif-3742	122	7	(	(	PUNCT
ejif-3742	122	8	2015	2015	NUM
ejif-3742	122	9	)	)	PUNCT
ejif-3742	122	10	studied	study	VERB
ejif-3742	122	11	determinants	determinant	NOUN
ejif-3742	122	12	of	of	ADP
ejif-3742	122	13	car	car	NOUN
ejif-3742	122	14	on	on	ADP
ejif-3742	122	15	36	36	NUM
ejif-3742	122	16	commercial	commercial	ADJ
ejif-3742	122	17	banks	bank	NOUN
ejif-3742	122	18	including	include	VERB
ejif-3742	122	19	4	4	NUM
ejif-3742	122	20	islamic	islamic	ADJ
ejif-3742	122	21	banks	bank	NOUN
ejif-3742	122	22	for	for	ADP
ejif-3742	122	23	the	the	DET
ejif-3742	122	24	period	period	NOUN
ejif-3742	122	25	2004	2004	NUM
ejif-3742	122	26	–	–	PUNCT
ejif-3742	122	27	2013	2013	NUM
ejif-3742	122	28	.	.	PUNCT
ejif-3742	123	1	according	accord	VERB
ejif-3742	123	2	to	to	ADP
ejif-3742	123	3	the	the	DET
ejif-3742	123	4	findings	finding	NOUN
ejif-3742	123	5	,	,	PUNCT
ejif-3742	123	6	profitability	profitability	NOUN
ejif-3742	123	7	,	,	PUNCT
ejif-3742	123	8	liquidity	liquidity	NOUN
ejif-3742	123	9	and	and	CCONJ
ejif-3742	123	10	management	management	NOUN
ejif-3742	123	11	quality	quality	NOUN
ejif-3742	123	12	displayed	display	VERB
ejif-3742	123	13	a	a	DET
ejif-3742	123	14	positive	positive	ADJ
ejif-3742	123	15	and	and	CCONJ
ejif-3742	123	16	significant	significant	ADJ
ejif-3742	123	17	correlation	correlation	NOUN
ejif-3742	123	18	with	with	ADP
ejif-3742	123	19	risk	risk	NOUN
ejif-3742	123	20	-	-	PUNCT
ejif-3742	123	21	based	base	VERB
ejif-3742	123	22	capital	capital	NOUN
ejif-3742	123	23	while	while	SCONJ
ejif-3742	123	24	bank	bank	NOUN
ejif-3742	123	25	size	size	NOUN
ejif-3742	123	26	and	and	CCONJ
ejif-3742	123	27	credit	credit	NOUN
ejif-3742	123	28	risk	risk	NOUN
ejif-3742	123	29	indicated	indicate	VERB
ejif-3742	123	30	a	a	DET
ejif-3742	123	31	negatively	negatively	ADV
ejif-3742	123	32	significant	significant	ADJ
ejif-3742	123	33	correlation	correlation	NOUN
ejif-3742	123	34	.	.	PUNCT
ejif-3742	124	1	however	however	ADV
ejif-3742	124	2	,	,	PUNCT
ejif-3742	124	3	as	as	ADP
ejif-3742	124	4	for	for	ADP
ejif-3742	124	5	pre	pre	ADJ
ejif-3742	124	6	-	-	ADJ
ejif-3742	124	7	crisis	crisis	ADJ
ejif-3742	124	8	period	period	NOUN
ejif-3742	124	9	,	,	PUNCT
ejif-3742	124	10	asset	asset	NOUN
ejif-3742	124	11	quality	quality	NOUN
ejif-3742	124	12	,	,	PUNCT
ejif-3742	124	13	profitability	profitability	NOUN
ejif-3742	124	14	and	and	CCONJ
ejif-3742	124	15	size	size	NOUN
ejif-3742	124	16	are	be	AUX
ejif-3742	124	17	found	find	VERB
ejif-3742	124	18	to	to	PART
ejif-3742	124	19	be	be	AUX
ejif-3742	124	20	negatively	negatively	ADV
ejif-3742	124	21	correlated	correlate	VERB
ejif-3742	124	22	with	with	ADP
ejif-3742	124	23	car	car	NOUN
ejif-3742	124	24	whereas	whereas	SCONJ
ejif-3742	124	25	only	only	ADV
ejif-3742	124	26	profitability	profitability	NOUN
ejif-3742	124	27	showed	show	VERB
ejif-3742	124	28	a	a	DET
ejif-3742	124	29	negative	negative	ADJ
ejif-3742	124	30	association	association	NOUN
ejif-3742	124	31	with	with	ADP
ejif-3742	124	32	car	car	NOUN
ejif-3742	124	33	.	.	PUNCT
ejif-3742	125	1	in	in	ADP
ejif-3742	125	2	terms	term	NOUN
ejif-3742	125	3	of	of	ADP
ejif-3742	125	4	postcrisis	postcrisis	NOUN
ejif-3742	125	5	,	,	PUNCT
ejif-3742	125	6	the	the	DET
ejif-3742	125	7	authors	author	NOUN
ejif-3742	125	8	concluded	conclude	VERB
ejif-3742	125	9	that	that	SCONJ
ejif-3742	125	10	liquidity	liquidity	NOUN
ejif-3742	125	11	,	,	PUNCT
ejif-3742	125	12	management	management	NOUN
ejif-3742	125	13	quality	quality	NOUN
ejif-3742	125	14	and	and	CCONJ
ejif-3742	125	15	asset	asset	NOUN
ejif-3742	125	16	quality	quality	NOUN
ejif-3742	125	17	are	be	AUX
ejif-3742	125	18	directly	directly	ADV
ejif-3742	125	19	and	and	CCONJ
ejif-3742	125	20	significantly	significantly	ADV
ejif-3742	125	21	related	relate	VERB
ejif-3742	125	22	to	to	ADP
ejif-3742	125	23	car	car	NOUN
ejif-3742	125	24	,	,	PUNCT
ejif-3742	125	25	and	and	CCONJ
ejif-3742	125	26	size	size	NOUN
ejif-3742	125	27	is	be	AUX
ejif-3742	125	28	indirectly	indirectly	ADV
ejif-3742	125	29	correlated	correlate	VERB
ejif-3742	125	30	with	with	ADP
ejif-3742	125	31	the	the	DET
ejif-3742	125	32	capital	capital	NOUN
ejif-3742	125	33	ratios	ratio	NOUN
ejif-3742	125	34	of	of	ADP
ejif-3742	125	35	the	the	DET
ejif-3742	125	36	banks	bank	NOUN
ejif-3742	125	37	.	.	PUNCT
ejif-3742	126	1	however	however	ADV
ejif-3742	126	2	,	,	PUNCT
ejif-3742	126	3	it	it	PRON
ejif-3742	126	4	is	be	AUX
ejif-3742	126	5	worth	worth	ADJ
ejif-3742	126	6	mentioning	mention	VERB
ejif-3742	126	7	that	that	SCONJ
ejif-3742	126	8	the	the	DET
ejif-3742	126	9	effect	effect	NOUN
ejif-3742	126	10	of	of	ADP
ejif-3742	126	11	the	the	DET
ejif-3742	126	12	variables	variable	NOUN
ejif-3742	126	13	on	on	ADP
ejif-3742	126	14	car	car	NOUN
ejif-3742	126	15	are	be	AUX
ejif-3742	126	16	assumed	assume	VERB
ejif-3742	126	17	to	to	PART
ejif-3742	126	18	be	be	AUX
ejif-3742	126	19	similar	similar	ADJ
ejif-3742	126	20	on	on	ADP
ejif-3742	126	21	all	all	DET
ejif-3742	126	22	types	type	NOUN
ejif-3742	126	23	of	of	ADP
ejif-3742	126	24	banks	bank	NOUN
ejif-3742	126	25	as	as	SCONJ
ejif-3742	126	26	the	the	DET
ejif-3742	126	27	authors	author	NOUN
ejif-3742	126	28	did	do	AUX
ejif-3742	126	29	not	not	PART
ejif-3742	126	30	provide	provide	VERB
ejif-3742	126	31	any	any	DET
ejif-3742	126	32	distinctive	distinctive	ADJ
ejif-3742	126	33	results	result	NOUN
ejif-3742	126	34	for	for	ADP
ejif-3742	126	35	islamic	islamic	ADJ
ejif-3742	126	36	banks	bank	NOUN
ejif-3742	126	37	[	[	X
ejif-3742	126	38	34	34	NUM
ejif-3742	126	39	]	]	PUNCT
ejif-3742	126	40	.	.	PUNCT
ejif-3742	127	1	the	the	DET
ejif-3742	127	2	study	study	NOUN
ejif-3742	127	3	of	of	ADP
ejif-3742	127	4	abusharba	abusharba	ADJ
ejif-3742	127	5	,	,	PUNCT
ejif-3742	127	6	triyuwono	triyuwono	PROPN
ejif-3742	127	7	,	,	PUNCT
ejif-3742	127	8	ismail	ismail	PROPN
ejif-3742	127	9	,	,	PUNCT
ejif-3742	127	10	&	&	CCONJ
ejif-3742	127	11	rahman	rahman	PROPN
ejif-3742	127	12	(	(	PUNCT
ejif-3742	127	13	2013	2013	NUM
ejif-3742	127	14	)	)	PUNCT
ejif-3742	127	15	is	be	AUX
ejif-3742	127	16	probably	probably	ADV
ejif-3742	127	17	the	the	DET
ejif-3742	127	18	first	first	ADJ
ejif-3742	127	19	one	one	NUM
ejif-3742	127	20	conducted	conduct	VERB
ejif-3742	127	21	to	to	PART
ejif-3742	127	22	learn	learn	VERB
ejif-3742	127	23	the	the	DET
ejif-3742	127	24	determinants	determinant	NOUN
ejif-3742	127	25	of	of	ADP
ejif-3742	127	26	car	car	NOUN
ejif-3742	127	27	of	of	ADP
ejif-3742	127	28	entirely	entirely	ADV
ejif-3742	127	29	islamic	islamic	ADJ
ejif-3742	127	30	banks	bank	NOUN
ejif-3742	127	31	.	.	PUNCT
ejif-3742	128	1	the	the	DET
ejif-3742	128	2	authors	author	NOUN
ejif-3742	128	3	investigated	investigate	VERB
ejif-3742	128	4	the	the	DET
ejif-3742	128	5	islamic	islamic	ADJ
ejif-3742	128	6	commercial	commercial	ADJ
ejif-3742	128	7	banks	bank	NOUN
ejif-3742	128	8	in	in	ADP
ejif-3742	128	9	indonesia	indonesia	PROPN
ejif-3742	128	10	from	from	ADP
ejif-3742	128	11	2009	2009	NUM
ejif-3742	128	12	till	till	SCONJ
ejif-3742	128	13	2011	2011	NUM
ejif-3742	128	14	applying	apply	VERB
ejif-3742	128	15	multiple	multiple	ADJ
ejif-3742	128	16	regression	regression	NOUN
ejif-3742	128	17	analysis	analysis	NOUN
ejif-3742	128	18	model	model	NOUN
ejif-3742	128	19	.	.	PUNCT
ejif-3742	129	1	the	the	DET
ejif-3742	129	2	authors	author	NOUN
ejif-3742	129	3	found	find	VERB
ejif-3742	129	4	a	a	DET
ejif-3742	129	5	positive	positive	ADJ
ejif-3742	129	6	and	and	CCONJ
ejif-3742	129	7	significant	significant	ADJ
ejif-3742	129	8	relationship	relationship	NOUN
ejif-3742	129	9	between	between	ADP
ejif-3742	129	10	car	car	NOUN
ejif-3742	129	11	and	and	CCONJ
ejif-3742	129	12	profitability	profitability	NOUN
ejif-3742	129	13	(	(	PUNCT
ejif-3742	129	14	roa	roa	NOUN
ejif-3742	129	15	)	)	PUNCT
ejif-3742	129	16	and	and	CCONJ
ejif-3742	129	17	liquidity	liquidity	NOUN
ejif-3742	129	18	(	(	PUNCT
ejif-3742	129	19	fdr	fdr	PROPN
ejif-3742	129	20	)	)	PUNCT
ejif-3742	129	21	,	,	PUNCT
ejif-3742	129	22	and	and	CCONJ
ejif-3742	129	23	a	a	DET
ejif-3742	129	24	negatively	negatively	ADV
ejif-3742	129	25	significant	significant	ADJ
ejif-3742	129	26	association	association	NOUN
ejif-3742	129	27	between	between	ADP
ejif-3742	129	28	car	car	NOUN
ejif-3742	129	29	and	and	CCONJ
ejif-3742	129	30	nonperforming	nonperforme	VERB
ejif-3742	129	31	financing	financing	NOUN
ejif-3742	129	32	(	(	PUNCT
ejif-3742	129	33	npf	npf	PROPN
ejif-3742	129	34	)	)	PUNCT
ejif-3742	129	35	as	as	ADP
ejif-3742	129	36	a	a	DET
ejif-3742	129	37	ejif	ejif	NOUN
ejif-3742	129	38	–	–	PUNCT
ejif-3742	129	39	european	european	PROPN
ejif-3742	129	40	journal	journal	PROPN
ejif-3742	129	41	of	of	ADP
ejif-3742	129	42	islamic	islamic	PROPN
ejif-3742	129	43	finance	finance	PROPN
ejif-3742	129	44	no	no	DET
ejif-3742	129	45	14	14	NUM
ejif-3742	129	46	,	,	PUNCT
ejif-3742	129	47	december	december	PROPN
ejif-3742	129	48	(	(	PUNCT
ejif-3742	129	49	2019	2019	NUM
ejif-3742	129	50	)	)	PUNCT
ejif-3742	130	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3742	130	2	issn	issn	VERB
ejif-3742	130	3	2421	2421	NUM
ejif-3742	130	4	-	-	SYM
ejif-3742	130	5	2172	2172	NUM
ejif-3742	130	6	5	5	NUM
ejif-3742	130	7	measure	measure	NOUN
ejif-3742	130	8	for	for	ADP
ejif-3742	130	9	asset	asset	NOUN
ejif-3742	130	10	earning	earn	VERB
ejif-3742	130	11	quality	quality	NOUN
ejif-3742	130	12	.	.	PUNCT
ejif-3742	131	1	however	however	ADV
ejif-3742	131	2	,	,	PUNCT
ejif-3742	131	3	operating	operate	VERB
ejif-3742	131	4	expense	expense	NOUN
ejif-3742	131	5	to	to	ADP
ejif-3742	131	6	operating	operate	VERB
ejif-3742	131	7	income	income	NOUN
ejif-3742	131	8	(	(	PUNCT
ejif-3742	131	9	oeoi	oeoi	NOUN
ejif-3742	131	10	)	)	PUNCT
ejif-3742	131	11	and	and	CCONJ
ejif-3742	131	12	total	total	ADJ
ejif-3742	131	13	deposits	deposit	NOUN
ejif-3742	131	14	to	to	ADP
ejif-3742	131	15	total	total	ADJ
ejif-3742	131	16	assets	asset	NOUN
ejif-3742	131	17	(	(	PUNCT
ejif-3742	131	18	da	da	NOUN
ejif-3742	131	19	)	)	PUNCT
ejif-3742	131	20	representing	represent	VERB
ejif-3742	131	21	operating	operating	NOUN
ejif-3742	131	22	efficiency	efficiency	NOUN
ejif-3742	131	23	and	and	CCONJ
ejif-3742	131	24	deposit	deposit	NOUN
ejif-3742	131	25	structure	structure	NOUN
ejif-3742	131	26	failed	fail	VERB
ejif-3742	131	27	to	to	PART
ejif-3742	131	28	show	show	VERB
ejif-3742	131	29	any	any	DET
ejif-3742	131	30	strong	strong	ADJ
ejif-3742	131	31	effect	effect	NOUN
ejif-3742	131	32	on	on	ADP
ejif-3742	131	33	the	the	DET
ejif-3742	131	34	banks	bank	NOUN
ejif-3742	131	35	’	’	PART
ejif-3742	131	36	capitalization	capitalization	NOUN
ejif-3742	131	37	decisions	decision	NOUN
ejif-3742	131	38	.	.	PUNCT
ejif-3742	132	1	as	as	ADP
ejif-3742	132	2	per	per	ADP
ejif-3742	132	3	the	the	DET
ejif-3742	132	4	authors	author	NOUN
ejif-3742	132	5	’	'	PUNCT
ejif-3742	132	6	conclusion	conclusion	NOUN
ejif-3742	132	7	,	,	PUNCT
ejif-3742	132	8	the	the	DET
ejif-3742	132	9	capital	capital	NOUN
ejif-3742	132	10	of	of	ADP
ejif-3742	132	11	the	the	DET
ejif-3742	132	12	studied	study	VERB
ejif-3742	132	13	banks	bank	NOUN
ejif-3742	132	14	were	be	AUX
ejif-3742	132	15	experiencing	experience	VERB
ejif-3742	132	16	depreciation	depreciation	NOUN
ejif-3742	132	17	due	due	ADP
ejif-3742	132	18	to	to	ADP
ejif-3742	132	19	the	the	DET
ejif-3742	132	20	credit	credit	NOUN
ejif-3742	132	21	risk	risk	NOUN
ejif-3742	132	22	originating	originate	VERB
ejif-3742	132	23	from	from	ADP
ejif-3742	132	24	the	the	DET
ejif-3742	132	25	financing	financing	NOUN
ejif-3742	132	26	modes	mode	NOUN
ejif-3742	132	27	like	like	ADP
ejif-3742	132	28	mudarabah	mudarabah	NOUN
ejif-3742	132	29	,	,	PUNCT
ejif-3742	132	30	musharaka	musharaka	PROPN
ejif-3742	132	31	and	and	CCONJ
ejif-3742	132	32	murabahah	murabahah	PROPN
ejif-3742	132	33	,	,	PUNCT
ejif-3742	132	34	hence	hence	ADV
ejif-3742	132	35	set	set	VERB
ejif-3742	132	36	their	their	PRON
ejif-3742	132	37	car	car	NOUN
ejif-3742	132	38	at	at	ADP
ejif-3742	132	39	higher	high	ADJ
ejif-3742	132	40	level	level	NOUN
ejif-3742	132	41	[	[	X
ejif-3742	132	42	35	35	NUM
ejif-3742	132	43	]	]	SYM
ejif-3742	132	44	.	.	PUNCT
ejif-3742	133	1	iv	iv	X
ejif-3742	133	2	.	.	PUNCT
ejif-3742	133	3	research	research	NOUN
ejif-3742	133	4	methodology	methodology	NOUN
ejif-3742	133	5	a.	a.	NOUN
ejif-3742	133	6	data	datum	NOUN
ejif-3742	133	7	sampling	sample	VERB
ejif-3742	133	8	given	give	VERB
ejif-3742	133	9	the	the	DET
ejif-3742	133	10	numerical	numerical	ADJ
ejif-3742	133	11	nature	nature	NOUN
ejif-3742	133	12	of	of	ADP
ejif-3742	133	13	the	the	DET
ejif-3742	133	14	variables	variable	NOUN
ejif-3742	133	15	examined	examine	VERB
ejif-3742	133	16	for	for	ADP
ejif-3742	133	17	the	the	DET
ejif-3742	133	18	purpose	purpose	NOUN
ejif-3742	133	19	of	of	ADP
ejif-3742	133	20	this	this	DET
ejif-3742	133	21	research	research	NOUN
ejif-3742	133	22	,	,	PUNCT
ejif-3742	133	23	a	a	DET
ejif-3742	133	24	quantitative	quantitative	ADJ
ejif-3742	133	25	research	research	NOUN
ejif-3742	133	26	methodology	methodology	NOUN
ejif-3742	133	27	is	be	AUX
ejif-3742	133	28	used	use	VERB
ejif-3742	133	29	.	.	PUNCT
ejif-3742	134	1	a	a	DET
ejif-3742	134	2	quantitative	quantitative	ADJ
ejif-3742	134	3	research	research	NOUN
ejif-3742	134	4	is	be	AUX
ejif-3742	134	5	defined	define	VERB
ejif-3742	134	6	as	as	ADP
ejif-3742	134	7	a	a	DET
ejif-3742	134	8	research	research	NOUN
ejif-3742	134	9	method	method	NOUN
ejif-3742	134	10	that	that	PRON
ejif-3742	134	11	gathers	gather	VERB
ejif-3742	134	12	data	datum	NOUN
ejif-3742	134	13	in	in	ADP
ejif-3742	134	14	the	the	DET
ejif-3742	134	15	form	form	NOUN
ejif-3742	134	16	of	of	ADP
ejif-3742	134	17	numbers	number	NOUN
ejif-3742	134	18	and	and	CCONJ
ejif-3742	134	19	analyzes	analyze	VERB
ejif-3742	134	20	it	it	PRON
ejif-3742	134	21	using	use	VERB
ejif-3742	134	22	mathematical	mathematical	ADJ
ejif-3742	134	23	techniques	technique	NOUN
ejif-3742	134	24	mainly	mainly	ADV
ejif-3742	134	25	statistics	statistic	NOUN
ejif-3742	134	26	,	,	PUNCT
ejif-3742	134	27	in	in	ADP
ejif-3742	134	28	order	order	NOUN
ejif-3742	134	29	to	to	PART
ejif-3742	134	30	explain	explain	VERB
ejif-3742	134	31	an	an	DET
ejif-3742	134	32	issue	issue	NOUN
ejif-3742	134	33	or	or	CCONJ
ejif-3742	134	34	a	a	DET
ejif-3742	134	35	phenomenon	phenomenon	NOUN
ejif-3742	134	36	[	[	X
ejif-3742	134	37	36	36	NUM
ejif-3742	134	38	]	]	PUNCT
ejif-3742	134	39	.	.	PUNCT
ejif-3742	135	1	since	since	SCONJ
ejif-3742	135	2	the	the	DET
ejif-3742	135	3	focus	focus	NOUN
ejif-3742	135	4	of	of	ADP
ejif-3742	135	5	this	this	DET
ejif-3742	135	6	study	study	NOUN
ejif-3742	135	7	is	be	AUX
ejif-3742	135	8	on	on	ADP
ejif-3742	135	9	the	the	DET
ejif-3742	135	10	islamic	islamic	ADJ
ejif-3742	135	11	banking	banking	NOUN
ejif-3742	135	12	division	division	NOUN
ejif-3742	135	13	of	of	ADP
ejif-3742	135	14	the	the	DET
ejif-3742	135	15	gcc	gcc	NOUN
ejif-3742	135	16	,	,	PUNCT
ejif-3742	135	17	a	a	DET
ejif-3742	135	18	population	population	NOUN
ejif-3742	135	19	of	of	ADP
ejif-3742	135	20	all	all	DET
ejif-3742	135	21	the	the	DET
ejif-3742	135	22	full	full	ADV
ejif-3742	135	23	-	-	PUNCT
ejif-3742	135	24	fledged	fledged	ADJ
ejif-3742	135	25	islamic	islamic	ADJ
ejif-3742	135	26	banks	bank	NOUN
ejif-3742	135	27	operating	operate	VERB
ejif-3742	135	28	in	in	ADP
ejif-3742	135	29	the	the	DET
ejif-3742	135	30	gcc	gcc	NOUN
ejif-3742	135	31	from	from	ADP
ejif-3742	135	32	2013	2013	NUM
ejif-3742	135	33	to	to	ADP
ejif-3742	135	34	2018	2018	NUM
ejif-3742	135	35	is	be	AUX
ejif-3742	135	36	targeted	target	VERB
ejif-3742	135	37	,	,	PUNCT
ejif-3742	135	38	thus	thus	ADV
ejif-3742	135	39	making	make	VERB
ejif-3742	135	40	it	it	PRON
ejif-3742	135	41	a	a	DET
ejif-3742	135	42	census	census	NOUN
ejif-3742	135	43	study	study	NOUN
ejif-3742	135	44	.	.	PUNCT
ejif-3742	136	1	when	when	SCONJ
ejif-3742	136	2	the	the	DET
ejif-3742	136	3	examined	examine	VERB
ejif-3742	136	4	subjects	subject	NOUN
ejif-3742	136	5	are	be	AUX
ejif-3742	136	6	small	small	ADJ
ejif-3742	136	7	in	in	ADP
ejif-3742	136	8	numbers	number	NOUN
ejif-3742	136	9	,	,	PUNCT
ejif-3742	136	10	the	the	DET
ejif-3742	136	11	outcome	outcome	NOUN
ejif-3742	136	12	of	of	ADP
ejif-3742	136	13	a	a	DET
ejif-3742	136	14	study	study	NOUN
ejif-3742	136	15	is	be	AUX
ejif-3742	136	16	more	more	ADV
ejif-3742	136	17	reliable	reliable	ADJ
ejif-3742	136	18	when	when	SCONJ
ejif-3742	136	19	all	all	DET
ejif-3742	136	20	the	the	DET
ejif-3742	136	21	subjects	subject	NOUN
ejif-3742	136	22	are	be	AUX
ejif-3742	136	23	included	include	VERB
ejif-3742	136	24	in	in	ADP
ejif-3742	136	25	the	the	DET
ejif-3742	136	26	study	study	NOUN
ejif-3742	136	27	as	as	SCONJ
ejif-3742	136	28	argued	argue	VERB
ejif-3742	136	29	by	by	ADP
ejif-3742	136	30	žmuk	žmuk	ADJ
ejif-3742	136	31	,	,	PUNCT
ejif-3742	136	32	lutilsky	lutilsky	ADJ
ejif-3742	136	33	,	,	PUNCT
ejif-3742	136	34	&	&	CCONJ
ejif-3742	136	35	dragija	dragija	VERB
ejif-3742	137	1	[	[	X
ejif-3742	137	2	37	37	NUM
ejif-3742	137	3	]	]	PUNCT
ejif-3742	137	4	.	.	PUNCT
ejif-3742	138	1	banking	banking	NOUN
ejif-3742	138	2	sector	sector	NOUN
ejif-3742	138	3	in	in	ADP
ejif-3742	138	4	the	the	DET
ejif-3742	138	5	gcc	gcc	NOUN
ejif-3742	138	6	houses	house	VERB
ejif-3742	138	7	a	a	DET
ejif-3742	138	8	total	total	NOUN
ejif-3742	138	9	of	of	ADP
ejif-3742	138	10	seventy	seventy	NUM
ejif-3742	138	11	nine	nine	NUM
ejif-3742	138	12	(	(	PUNCT
ejif-3742	138	13	79	79	NUM
ejif-3742	138	14	)	)	PUNCT
ejif-3742	138	15	locally	locally	ADV
ejif-3742	138	16	incorporated	incorporate	VERB
ejif-3742	138	17	commercial	commercial	ADJ
ejif-3742	138	18	banks	bank	NOUN
ejif-3742	138	19	,	,	PUNCT
ejif-3742	138	20	of	of	ADP
ejif-3742	138	21	which	which	PRON
ejif-3742	138	22	twenty	twenty	NUM
ejif-3742	138	23	eight	eight	NUM
ejif-3742	138	24	(	(	PUNCT
ejif-3742	138	25	28	28	NUM
ejif-3742	138	26	)	)	PUNCT
ejif-3742	138	27	banks	bank	NOUN
ejif-3742	138	28	are	be	AUX
ejif-3742	138	29	full	full	ADV
ejif-3742	138	30	-	-	PUNCT
ejif-3742	138	31	fledged	fledged	ADJ
ejif-3742	138	32	islamic	islamic	ADJ
ejif-3742	138	33	banks	bank	NOUN
ejif-3742	138	34	–	–	PUNCT
ejif-3742	138	35	bahrain	bahrain	NOUN
ejif-3742	138	36	6	6	NUM
ejif-3742	138	37	,	,	PUNCT
ejif-3742	138	38	kuwait	kuwait	PROPN
ejif-3742	138	39	5	5	NUM
ejif-3742	138	40	,	,	PUNCT
ejif-3742	138	41	oman	oman	NOUN
ejif-3742	138	42	2	2	NUM
ejif-3742	138	43	,	,	PUNCT
ejif-3742	138	44	uae	uae	PROPN
ejif-3742	138	45	7	7	NUM
ejif-3742	138	46	,	,	PUNCT
ejif-3742	138	47	qatar	qatar	NOUN
ejif-3742	138	48	4	4	NUM
ejif-3742	138	49	,	,	PUNCT
ejif-3742	138	50	saudi	saudi	PROPN
ejif-3742	138	51	arabia	arabia	PROPN
ejif-3742	138	52	4	4	NUM
ejif-3742	138	53	,	,	PUNCT
ejif-3742	138	54	licensed	license	VERB
ejif-3742	138	55	as	as	ADP
ejif-3742	138	56	sharia	sharia	NOUN
ejif-3742	138	57	-	-	PUNCT
ejif-3742	138	58	complaint	complaint	NOUN
ejif-3742	138	59	financial	financial	ADJ
ejif-3742	138	60	institutions	institution	NOUN
ejif-3742	138	61	by	by	ADP
ejif-3742	138	62	the	the	DET
ejif-3742	138	63	central	central	ADJ
ejif-3742	138	64	banks	bank	NOUN
ejif-3742	138	65	of	of	ADP
ejif-3742	138	66	each	each	DET
ejif-3742	138	67	member	member	NOUN
ejif-3742	138	68	country	country	NOUN
ejif-3742	139	1	[	[	X
ejif-3742	139	2	38]–[43	38]–[43	PROPN
ejif-3742	139	3	]	]	PUNCT
ejif-3742	139	4	.	.	PUNCT
ejif-3742	140	1	this	this	DET
ejif-3742	140	2	study	study	NOUN
ejif-3742	140	3	examines	examine	VERB
ejif-3742	140	4	the	the	DET
ejif-3742	140	5	28	28	NUM
ejif-3742	140	6	full	full	ADV
ejif-3742	140	7	-	-	PUNCT
ejif-3742	140	8	fledged	fledged	ADJ
ejif-3742	140	9	islamic	islamic	ADJ
ejif-3742	140	10	banks	bank	NOUN
ejif-3742	140	11	in	in	ADP
ejif-3742	140	12	the	the	DET
ejif-3742	140	13	gcc	gcc	NOUN
ejif-3742	140	14	for	for	ADP
ejif-3742	140	15	a	a	DET
ejif-3742	140	16	six	six	NUM
ejif-3742	140	17	year	year	NOUN
ejif-3742	140	18	period	period	NOUN
ejif-3742	140	19	from	from	ADP
ejif-3742	140	20	2013	2013	NUM
ejif-3742	140	21	to	to	ADP
ejif-3742	140	22	2018	2018	NUM
ejif-3742	140	23	,	,	PUNCT
ejif-3742	140	24	giving	give	VERB
ejif-3742	140	25	us	we	PRON
ejif-3742	140	26	a	a	DET
ejif-3742	140	27	total	total	ADJ
ejif-3742	140	28	observation	observation	NOUN
ejif-3742	140	29	number	number	NOUN
ejif-3742	140	30	or	or	CCONJ
ejif-3742	140	31	sample	sample	NOUN
ejif-3742	140	32	size	size	NOUN
ejif-3742	140	33	of	of	ADP
ejif-3742	140	34	168	168	NUM
ejif-3742	140	35	observations	observation	NOUN
ejif-3742	140	36	gathered	gather	VERB
ejif-3742	140	37	from	from	ADP
ejif-3742	140	38	different	different	ADJ
ejif-3742	140	39	secondary	secondary	ADJ
ejif-3742	140	40	sources	source	NOUN
ejif-3742	140	41	.	.	PUNCT
ejif-3742	141	1	as	as	ADP
ejif-3742	141	2	for	for	ADP
ejif-3742	141	3	banklevel	banklevel	ADJ
ejif-3742	141	4	variables	variable	NOUN
ejif-3742	141	5	,	,	PUNCT
ejif-3742	141	6	the	the	DET
ejif-3742	141	7	data	datum	NOUN
ejif-3742	141	8	are	be	AUX
ejif-3742	141	9	collected	collect	VERB
ejif-3742	141	10	from	from	ADP
ejif-3742	141	11	the	the	DET
ejif-3742	141	12	annual	annual	ADJ
ejif-3742	141	13	financial	financial	ADJ
ejif-3742	141	14	reports	report	NOUN
ejif-3742	141	15	of	of	ADP
ejif-3742	141	16	the	the	DET
ejif-3742	141	17	banks	bank	NOUN
ejif-3742	141	18	.	.	PUNCT
ejif-3742	142	1	concerning	concern	VERB
ejif-3742	142	2	the	the	DET
ejif-3742	142	3	macroeconomic	macroeconomic	ADJ
ejif-3742	142	4	variables	variable	NOUN
ejif-3742	142	5	,	,	PUNCT
ejif-3742	142	6	this	this	DET
ejif-3742	142	7	study	study	NOUN
ejif-3742	142	8	relied	rely	VERB
ejif-3742	142	9	on	on	ADP
ejif-3742	142	10	world	world	PROPN
ejif-3742	142	11	bank	bank	PROPN
ejif-3742	142	12	and	and	CCONJ
ejif-3742	142	13	on	on	ADP
ejif-3742	142	14	united	united	PROPN
ejif-3742	142	15	nations	nations	PROPN
ejif-3742	142	16	conference	conference	PROPN
ejif-3742	142	17	on	on	ADP
ejif-3742	142	18	trade	trade	NOUN
ejif-3742	142	19	and	and	CCONJ
ejif-3742	142	20	development	development	NOUN
ejif-3742	142	21	(	(	PUNCT
ejif-3742	142	22	unctadstad	unctadstad	PROPN
ejif-3742	142	23	)	)	PUNCT
ejif-3742	142	24	as	as	ADP
ejif-3742	142	25	its	its	PRON
ejif-3742	142	26	source	source	NOUN
ejif-3742	142	27	.	.	PUNCT
ejif-3742	143	1	b.	b.	PROPN
ejif-3742	143	2	variable	variable	ADJ
ejif-3742	143	3	measurements	measurement	NOUN
ejif-3742	143	4	this	this	DET
ejif-3742	143	5	research	research	NOUN
ejif-3742	143	6	examines	examine	VERB
ejif-3742	143	7	the	the	DET
ejif-3742	143	8	influence	influence	NOUN
ejif-3742	143	9	of	of	ADP
ejif-3742	143	10	specific	specific	ADJ
ejif-3742	143	11	independent	independent	ADJ
ejif-3742	143	12	variables	variable	NOUN
ejif-3742	143	13	on	on	ADP
ejif-3742	143	14	a	a	DET
ejif-3742	143	15	single	single	ADJ
ejif-3742	143	16	dependent	dependent	ADJ
ejif-3742	143	17	variable	variable	NOUN
ejif-3742	143	18	as	as	ADP
ejif-3742	143	19	its	its	PRON
ejif-3742	143	20	main	main	ADJ
ejif-3742	143	21	variable	variable	NOUN
ejif-3742	143	22	.	.	PUNCT
ejif-3742	144	1	in	in	ADP
ejif-3742	144	2	the	the	DET
ejif-3742	144	3	context	context	NOUN
ejif-3742	144	4	of	of	ADP
ejif-3742	144	5	a	a	DET
ejif-3742	144	6	causality	causality	NOUN
ejif-3742	144	7	relationship	relationship	NOUN
ejif-3742	144	8	,	,	PUNCT
ejif-3742	144	9	a	a	DET
ejif-3742	144	10	variable	variable	NOUN
ejif-3742	144	11	whose	whose	DET
ejif-3742	144	12	variance	variance	NOUN
ejif-3742	144	13	is	be	AUX
ejif-3742	144	14	observed	observe	VERB
ejif-3742	144	15	and	and	CCONJ
ejif-3742	144	16	recorded	record	VERB
ejif-3742	144	17	due	due	ADP
ejif-3742	144	18	to	to	ADP
ejif-3742	144	19	an	an	DET
ejif-3742	144	20	influence	influence	NOUN
ejif-3742	144	21	by	by	ADP
ejif-3742	144	22	another	another	DET
ejif-3742	144	23	independent	independent	ADJ
ejif-3742	144	24	variable	variable	NOUN
ejif-3742	144	25	is	be	AUX
ejif-3742	144	26	defined	define	VERB
ejif-3742	144	27	as	as	ADP
ejif-3742	144	28	dependent	dependent	ADJ
ejif-3742	144	29	variable	variable	NOUN
ejif-3742	144	30	[	[	X
ejif-3742	144	31	44	44	NUM
ejif-3742	144	32	]	]	PUNCT
ejif-3742	144	33	.	.	PUNCT
ejif-3742	145	1	independent	independent	ADJ
ejif-3742	145	2	variables	variable	NOUN
ejif-3742	145	3	,	,	PUNCT
ejif-3742	145	4	also	also	ADV
ejif-3742	145	5	known	know	VERB
ejif-3742	145	6	as	as	ADP
ejif-3742	145	7	explanatory	explanatory	ADJ
ejif-3742	145	8	variables	variable	NOUN
ejif-3742	145	9	or	or	CCONJ
ejif-3742	145	10	predictors	predictor	NOUN
ejif-3742	145	11	,	,	PUNCT
ejif-3742	145	12	are	be	AUX
ejif-3742	145	13	variables	variable	NOUN
ejif-3742	145	14	that	that	PRON
ejif-3742	145	15	are	be	AUX
ejif-3742	145	16	not	not	PART
ejif-3742	145	17	affected	affect	VERB
ejif-3742	145	18	by	by	ADP
ejif-3742	145	19	the	the	DET
ejif-3742	145	20	actions	action	NOUN
ejif-3742	145	21	of	of	ADP
ejif-3742	145	22	the	the	DET
ejif-3742	145	23	researcher	researcher	NOUN
ejif-3742	145	24	and	and	CCONJ
ejif-3742	145	25	bear	bear	VERB
ejif-3742	145	26	the	the	DET
ejif-3742	145	27	capacity	capacity	NOUN
ejif-3742	145	28	to	to	PART
ejif-3742	145	29	stand	stand	VERB
ejif-3742	145	30	on	on	ADP
ejif-3742	145	31	their	their	PRON
ejif-3742	145	32	own	own	ADJ
ejif-3742	145	33	.	.	PUNCT
ejif-3742	146	1	jupiter	jupiter	PROPN
ejif-3742	146	2	defined	define	VERB
ejif-3742	146	3	independent	independent	ADJ
ejif-3742	146	4	variables	variable	NOUN
ejif-3742	146	5	as	as	ADP
ejif-3742	146	6	the	the	DET
ejif-3742	146	7	input	input	NOUN
ejif-3742	146	8	and	and	CCONJ
ejif-3742	146	9	the	the	DET
ejif-3742	146	10	covariate	covariate	NOUN
ejif-3742	146	11	that	that	PRON
ejif-3742	146	12	makes	make	VERB
ejif-3742	146	13	up	up	ADP
ejif-3742	146	14	the	the	DET
ejif-3742	146	15	model	model	NOUN
ejif-3742	146	16	in	in	ADP
ejif-3742	146	17	a	a	DET
ejif-3742	146	18	linear	linear	ADJ
ejif-3742	146	19	regression	regression	NOUN
ejif-3742	146	20	[	[	X
ejif-3742	146	21	45	45	NUM
ejif-3742	146	22	]	]	PUNCT
ejif-3742	146	23	.	.	PUNCT
ejif-3742	147	1	the	the	DET
ejif-3742	147	2	dependent	dependent	ADJ
ejif-3742	147	3	variable	variable	NOUN
ejif-3742	147	4	of	of	ADP
ejif-3742	147	5	this	this	DET
ejif-3742	147	6	study	study	NOUN
ejif-3742	147	7	is	be	AUX
ejif-3742	147	8	capital	capital	NOUN
ejif-3742	147	9	adequacy	adequacy	NOUN
ejif-3742	147	10	ratio	ratio	NOUN
ejif-3742	147	11	(	(	PUNCT
ejif-3742	147	12	car	car	NOUN
ejif-3742	147	13	)	)	PUNCT
ejif-3742	147	14	of	of	ADP
ejif-3742	147	15	the	the	DET
ejif-3742	147	16	banks	bank	NOUN
ejif-3742	147	17	while	while	SCONJ
ejif-3742	147	18	return	return	VERB
ejif-3742	147	19	on	on	ADP
ejif-3742	147	20	asset	asset	NOUN
ejif-3742	147	21	(	(	PUNCT
ejif-3742	147	22	roa	roa	PROPN
ejif-3742	147	23	)	)	PUNCT
ejif-3742	147	24	,	,	PUNCT
ejif-3742	147	25	return	return	VERB
ejif-3742	147	26	on	on	ADP
ejif-3742	147	27	equity	equity	NOUN
ejif-3742	147	28	(	(	PUNCT
ejif-3742	147	29	roe	roe	PROPN
ejif-3742	147	30	)	)	PUNCT
ejif-3742	147	31	,	,	PUNCT
ejif-3742	147	32	operating	operate	VERB
ejif-3742	147	33	efficiency	efficiency	NOUN
ejif-3742	147	34	(	(	PUNCT
ejif-3742	147	35	oeoi	oeoi	NOUN
ejif-3742	147	36	)	)	PUNCT
ejif-3742	147	37	,	,	PUNCT
ejif-3742	147	38	liquidity	liquidity	NOUN
ejif-3742	147	39	(	(	PUNCT
ejif-3742	147	40	fdr	fdr	PROPN
ejif-3742	147	41	)	)	PUNCT
ejif-3742	147	42	,	,	PUNCT
ejif-3742	147	43	bank	bank	NOUN
ejif-3742	147	44	size	size	NOUN
ejif-3742	147	45	(	(	PUNCT
ejif-3742	147	46	size	size	NOUN
ejif-3742	147	47	)	)	PUNCT
ejif-3742	147	48	,	,	PUNCT
ejif-3742	147	49	asset	asset	NOUN
ejif-3742	147	50	quality	quality	NOUN
ejif-3742	147	51	(	(	PUNCT
ejif-3742	147	52	npf	npf	PROPN
ejif-3742	147	53	)	)	PUNCT
ejif-3742	147	54	,	,	PUNCT
ejif-3742	147	55	economic	economic	ADJ
ejif-3742	147	56	growth	growth	NOUN
ejif-3742	147	57	(	(	PUNCT
ejif-3742	147	58	gdp	gdp	NOUN
ejif-3742	147	59	)	)	PUNCT
ejif-3742	147	60	,	,	PUNCT
ejif-3742	147	61	and	and	CCONJ
ejif-3742	147	62	inflation	inflation	NOUN
ejif-3742	147	63	(	(	PUNCT
ejif-3742	147	64	inf	inf	NOUN
ejif-3742	147	65	)	)	PUNCT
ejif-3742	147	66	represent	represent	VERB
ejif-3742	147	67	the	the	DET
ejif-3742	147	68	corresponding	corresponding	ADJ
ejif-3742	147	69	independent	independent	ADJ
ejif-3742	147	70	variables	variable	NOUN
ejif-3742	147	71	.	.	PUNCT
ejif-3742	148	1	below	below	ADP
ejif-3742	148	2	the	the	DET
ejif-3742	148	3	definitions	definition	NOUN
ejif-3742	148	4	and	and	CCONJ
ejif-3742	148	5	measurements	measurement	NOUN
ejif-3742	148	6	of	of	ADP
ejif-3742	148	7	the	the	DET
ejif-3742	148	8	variables	variable	NOUN
ejif-3742	148	9	are	be	AUX
ejif-3742	148	10	provided	provide	VERB
ejif-3742	148	11	:	:	PUNCT
ejif-3742	148	12	1	1	NUM
ejif-3742	148	13	)	)	PUNCT
ejif-3742	148	14	dependent	dependent	ADJ
ejif-3742	148	15	variable	variable	NOUN
ejif-3742	148	16	:	:	PUNCT
ejif-3742	148	17	capitalization	capitalization	NOUN
ejif-3742	148	18	:	:	PUNCT
ejif-3742	148	19	capital	capital	NOUN
ejif-3742	148	20	adequacy	adequacy	NOUN
ejif-3742	148	21	ratio	ratio	NOUN
ejif-3742	148	22	(	(	PUNCT
ejif-3742	148	23	car	car	NOUN
ejif-3742	148	24	)	)	PUNCT
ejif-3742	148	25	car	car	NOUN
ejif-3742	148	26	measures	measure	NOUN
ejif-3742	148	27	the	the	DET
ejif-3742	148	28	sufficiency	sufficiency	NOUN
ejif-3742	148	29	level	level	NOUN
ejif-3742	148	30	of	of	ADP
ejif-3742	148	31	regulatory	regulatory	ADJ
ejif-3742	148	32	capital	capital	NOUN
ejif-3742	148	33	maintained	maintain	VERB
ejif-3742	148	34	by	by	ADP
ejif-3742	148	35	a	a	DET
ejif-3742	148	36	bank	bank	NOUN
ejif-3742	148	37	to	to	PART
ejif-3742	148	38	offset	offset	VERB
ejif-3742	148	39	unforeseen	unforeseen	ADJ
ejif-3742	148	40	losses	loss	NOUN
ejif-3742	148	41	.	.	PUNCT
ejif-3742	149	1	it	it	PRON
ejif-3742	149	2	is	be	AUX
ejif-3742	149	3	used	use	VERB
ejif-3742	149	4	as	as	ADP
ejif-3742	149	5	an	an	DET
ejif-3742	149	6	indicator	indicator	NOUN
ejif-3742	149	7	for	for	ADP
ejif-3742	149	8	financial	financial	ADJ
ejif-3742	149	9	stability	stability	NOUN
ejif-3742	149	10	.	.	PUNCT
ejif-3742	150	1	the	the	DET
ejif-3742	150	2	minimum	minimum	ADJ
ejif-3742	150	3	required	require	VERB
ejif-3742	150	4	car	car	NOUN
ejif-3742	150	5	is	be	AUX
ejif-3742	150	6	8	8	NUM
ejif-3742	150	7	%	%	NOUN
ejif-3742	150	8	car	car	NOUN
ejif-3742	150	9	under	under	ADP
ejif-3742	150	10	the	the	DET
ejif-3742	150	11	basel	basel	PROPN
ejif-3742	150	12	standard	standard	NOUN
ejif-3742	150	13	[	[	X
ejif-3742	150	14	46	46	NUM
ejif-3742	150	15	]	]	X
ejif-3742	150	16	,	,	PUNCT
ejif-3742	150	17	however	however	SCONJ
ejif-3742	150	18	state	state	NOUN
ejif-3742	150	19	banks	bank	NOUN
ejif-3742	150	20	normally	normally	ADV
ejif-3742	150	21	exercise	exercise	VERB
ejif-3742	150	22	different	different	ADJ
ejif-3742	150	23	ratios	ratio	NOUN
ejif-3742	150	24	applicable	applicable	ADJ
ejif-3742	150	25	to	to	ADP
ejif-3742	150	26	their	their	PRON
ejif-3742	150	27	situations	situation	NOUN
ejif-3742	150	28	.	.	PUNCT
ejif-3742	151	1	car	car	NOUN
ejif-3742	151	2	is	be	AUX
ejif-3742	151	3	calculated	calculate	VERB
ejif-3742	151	4	by	by	ADP
ejif-3742	151	5	dividing	divide	VERB
ejif-3742	151	6	tier	tier	NOUN
ejif-3742	151	7	1	1	NUM
ejif-3742	151	8	and	and	CCONJ
ejif-3742	151	9	tier	tier	NOUN
ejif-3742	151	10	2	2	NUM
ejif-3742	151	11	capital	capital	NOUN
ejif-3742	151	12	by	by	ADP
ejif-3742	151	13	the	the	DET
ejif-3742	151	14	total	total	ADJ
ejif-3742	151	15	risk	risk	NOUN
ejif-3742	151	16	-	-	PUNCT
ejif-3742	151	17	weighed	weigh	VERB
ejif-3742	151	18	assets	asset	NOUN
ejif-3742	151	19	(	(	PUNCT
ejif-3742	151	20	rwa	rwa	PROPN
ejif-3742	151	21	)	)	PUNCT
ejif-3742	151	22	as	as	SCONJ
ejif-3742	151	23	presented	present	VERB
ejif-3742	151	24	by	by	ADP
ejif-3742	151	25	[	[	X
ejif-3742	151	26	32	32	NUM
ejif-3742	151	27	]	]	PUNCT
ejif-3742	151	28	.	.	PUNCT
ejif-3742	152	1	tier	tier	NOUN
ejif-3742	152	2	1	1	NUM
ejif-3742	152	3	capital	capital	NOUN
ejif-3742	152	4	is	be	AUX
ejif-3742	152	5	the	the	DET
ejif-3742	152	6	primary	primary	ADJ
ejif-3742	152	7	source	source	NOUN
ejif-3742	152	8	of	of	ADP
ejif-3742	152	9	capital	capital	NOUN
ejif-3742	152	10	used	use	VERB
ejif-3742	152	11	on	on	ADP
ejif-3742	152	12	the	the	DET
ejif-3742	152	13	going	go	VERB
ejif-3742	152	14	-	-	PUNCT
ejif-3742	152	15	concern	concern	NOUN
ejif-3742	152	16	while	while	SCONJ
ejif-3742	152	17	tier	tier	NOUN
ejif-3742	152	18	2	2	NUM
ejif-3742	152	19	capital	capital	NOUN
ejif-3742	152	20	is	be	AUX
ejif-3742	152	21	the	the	DET
ejif-3742	152	22	secondary	secondary	ADJ
ejif-3742	152	23	source	source	NOUN
ejif-3742	152	24	of	of	ADP
ejif-3742	152	25	capital	capital	NOUN
ejif-3742	152	26	used	use	VERB
ejif-3742	152	27	on	on	ADP
ejif-3742	152	28	the	the	DET
ejif-3742	152	29	gone	gone	NOUN
ejif-3742	152	30	-	-	PUNCT
ejif-3742	152	31	concern	concern	NOUN
ejif-3742	152	32	.	.	PUNCT
ejif-3742	153	1	risk	risk	NOUN
ejif-3742	153	2	-	-	PUNCT
ejif-3742	153	3	weighted	weight	VERB
ejif-3742	153	4	assets	asset	NOUN
ejif-3742	153	5	are	be	AUX
ejif-3742	153	6	assets	asset	NOUN
ejif-3742	153	7	of	of	ADP
ejif-3742	153	8	the	the	DET
ejif-3742	153	9	banks	bank	NOUN
ejif-3742	153	10	classified	classify	VERB
ejif-3742	153	11	according	accord	VERB
ejif-3742	153	12	to	to	ADP
ejif-3742	153	13	their	their	PRON
ejif-3742	153	14	inherent	inherent	ADJ
ejif-3742	153	15	risks	risk	NOUN
ejif-3742	153	16	.	.	PUNCT
ejif-3742	154	1	car	car	NOUN
ejif-3742	154	2	=	=	SYM
ejif-3742	154	3	tier	tier	NOUN
ejif-3742	154	4	1	1	NUM
ejif-3742	154	5	capital+tier	capital+tier	PROPN
ejif-3742	154	6	2	2	NUM
ejif-3742	154	7	capital	capital	NOUN
ejif-3742	154	8	total	total	NOUN
ejif-3742	154	9	risk	risk	NOUN
ejif-3742	154	10	weighted	weight	VERB
ejif-3742	154	11	assets	asset	NOUN
ejif-3742	154	12	(	(	PUNCT
ejif-3742	154	13	1	1	NUM
ejif-3742	154	14	)	)	PUNCT
ejif-3742	154	15	2	2	NUM
ejif-3742	154	16	)	)	PUNCT
ejif-3742	154	17	independent	independent	ADJ
ejif-3742	154	18	variables	variable	NOUN
ejif-3742	154	19	:	:	PUNCT
ejif-3742	154	20	profitability	profitability	NOUN
ejif-3742	154	21	:	:	PUNCT
ejif-3742	154	22	return	return	VERB
ejif-3742	154	23	on	on	ADP
ejif-3742	154	24	assets	asset	NOUN
ejif-3742	154	25	(	(	PUNCT
ejif-3742	154	26	roa	roa	NOUN
ejif-3742	154	27	)	)	PUNCT
ejif-3742	154	28	roa	roa	PROPN
ejif-3742	154	29	is	be	AUX
ejif-3742	154	30	a	a	DET
ejif-3742	154	31	ratio	ratio	NOUN
ejif-3742	154	32	indicating	indicate	VERB
ejif-3742	154	33	the	the	DET
ejif-3742	154	34	amount	amount	NOUN
ejif-3742	154	35	of	of	ADP
ejif-3742	154	36	profits	profit	NOUN
ejif-3742	154	37	a	a	DET
ejif-3742	154	38	firm	firm	NOUN
ejif-3742	154	39	generates	generate	VERB
ejif-3742	154	40	from	from	ADP
ejif-3742	154	41	its	its	PRON
ejif-3742	154	42	total	total	ADJ
ejif-3742	154	43	assets	asset	NOUN
ejif-3742	154	44	in	in	ADP
ejif-3742	154	45	percentage	percentage	NOUN
ejif-3742	154	46	form	form	NOUN
ejif-3742	154	47	.	.	PUNCT
ejif-3742	155	1	it	it	PRON
ejif-3742	155	2	displays	display	VERB
ejif-3742	155	3	the	the	DET
ejif-3742	155	4	fraction	fraction	NOUN
ejif-3742	155	5	of	of	ADP
ejif-3742	155	6	profit	profit	NOUN
ejif-3742	155	7	earned	earn	VERB
ejif-3742	155	8	from	from	ADP
ejif-3742	155	9	single	single	ADJ
ejif-3742	155	10	dollar	dollar	NOUN
ejif-3742	155	11	invested	invest	VERB
ejif-3742	155	12	in	in	ADP
ejif-3742	155	13	assets	asset	NOUN
ejif-3742	155	14	.	.	PUNCT
ejif-3742	156	1	as	as	SCONJ
ejif-3742	156	2	stated	state	VERB
ejif-3742	156	3	by	by	ADP
ejif-3742	156	4	saragih	saragih	PROPN
ejif-3742	156	5	,	,	PUNCT
ejif-3742	156	6	a	a	DET
ejif-3742	156	7	higher	high	ADJ
ejif-3742	156	8	roa	roa	NOUN
ejif-3742	156	9	ratio	ratio	NOUN
ejif-3742	156	10	shows	show	VERB
ejif-3742	156	11	a	a	DET
ejif-3742	156	12	more	more	ADV
ejif-3742	156	13	effective	effective	ADJ
ejif-3742	156	14	utilization	utilization	NOUN
ejif-3742	156	15	of	of	ADP
ejif-3742	156	16	company	company	NOUN
ejif-3742	156	17	assets	asset	NOUN
ejif-3742	156	18	to	to	PART
ejif-3742	156	19	generate	generate	VERB
ejif-3742	156	20	net	net	ADJ
ejif-3742	156	21	profits	profit	NOUN
ejif-3742	156	22	and	and	CCONJ
ejif-3742	156	23	increased	increase	VERB
ejif-3742	156	24	company	company	NOUN
ejif-3742	156	25	performance	performance	NOUN
ejif-3742	156	26	[	[	X
ejif-3742	156	27	47	47	NUM
ejif-3742	156	28	]	]	PUNCT
ejif-3742	156	29	.	.	PUNCT
ejif-3742	157	1	roa	roa	PROPN
ejif-3742	157	2	is	be	AUX
ejif-3742	157	3	derived	derive	VERB
ejif-3742	157	4	by	by	ADP
ejif-3742	157	5	dividing	divide	VERB
ejif-3742	157	6	after	after	ADP
ejif-3742	157	7	-	-	PUNCT
ejif-3742	157	8	tax	tax	NOUN
ejif-3742	157	9	net	net	ADJ
ejif-3742	157	10	income	income	NOUN
ejif-3742	157	11	by	by	ADP
ejif-3742	157	12	the	the	DET
ejif-3742	157	13	total	total	ADJ
ejif-3742	157	14	assets	asset	NOUN
ejif-3742	157	15	of	of	ADP
ejif-3742	157	16	an	an	DET
ejif-3742	157	17	entity	entity	NOUN
ejif-3742	157	18	as	as	SCONJ
ejif-3742	157	19	shown	show	VERB
ejif-3742	157	20	by	by	ADP
ejif-3742	157	21	paudel	paudel	PROPN
ejif-3742	157	22	&	&	CCONJ
ejif-3742	157	23	khanal	khanal	ADJ
ejif-3742	157	24	[	[	X
ejif-3742	157	25	48	48	NUM
ejif-3742	157	26	]	]	PUNCT
ejif-3742	157	27	.	.	PUNCT
ejif-3742	158	1	after	after	ADP
ejif-3742	158	2	-	-	PUNCT
ejif-3742	158	3	tax	tax	NOUN
ejif-3742	158	4	net	net	ADJ
ejif-3742	158	5	income	income	NOUN
ejif-3742	158	6	are	be	AUX
ejif-3742	158	7	profits	profit	NOUN
ejif-3742	158	8	derived	derive	VERB
ejif-3742	158	9	after	after	SCONJ
ejif-3742	158	10	all	all	DET
ejif-3742	158	11	expenses	expense	NOUN
ejif-3742	158	12	are	be	AUX
ejif-3742	158	13	deducted	deduct	VERB
ejif-3742	158	14	including	include	VERB
ejif-3742	158	15	zakat	zakat	NOUN
ejif-3742	158	16	payables	payable	NOUN
ejif-3742	158	17	.	.	PUNCT
ejif-3742	159	1	total	total	ADJ
ejif-3742	159	2	asset	asset	NOUN
ejif-3742	159	3	refers	refer	VERB
ejif-3742	159	4	to	to	ADP
ejif-3742	159	5	all	all	DET
ejif-3742	159	6	economic	economic	ADJ
ejif-3742	159	7	resources	resource	NOUN
ejif-3742	159	8	of	of	ADP
ejif-3742	159	9	an	an	DET
ejif-3742	159	10	entity	entity	NOUN
ejif-3742	159	11	.	.	PUNCT
ejif-3742	160	1	roa	roa	NOUN
ejif-3742	160	2	=	=	NOUN
ejif-3742	160	3	net	net	ADJ
ejif-3742	160	4	income	income	NOUN
ejif-3742	160	5	after	after	ADP
ejif-3742	160	6	tax	tax	NOUN
ejif-3742	160	7	total	total	ADJ
ejif-3742	160	8	assets	asset	NOUN
ejif-3742	160	9	(	(	PUNCT
ejif-3742	160	10	2	2	NUM
ejif-3742	160	11	)	)	PUNCT
ejif-3742	160	12	profitability	profitability	NOUN
ejif-3742	160	13	:	:	PUNCT
ejif-3742	160	14	return	return	VERB
ejif-3742	160	15	on	on	ADP
ejif-3742	160	16	equity	equity	NOUN
ejif-3742	160	17	(	(	PUNCT
ejif-3742	160	18	roe	roe	PROPN
ejif-3742	160	19	)	)	PUNCT
ejif-3742	160	20	roe	roe	NOUN
ejif-3742	160	21	measures	measure	VERB
ejif-3742	160	22	the	the	DET
ejif-3742	160	23	rate	rate	NOUN
ejif-3742	160	24	of	of	ADP
ejif-3742	160	25	return	return	NOUN
ejif-3742	160	26	earned	earn	VERB
ejif-3742	160	27	utilizing	utilize	VERB
ejif-3742	160	28	shareholders	shareholder	NOUN
ejif-3742	160	29	’	'	PUNCT
ejif-3742	160	30	equity	equity	NOUN
ejif-3742	160	31	.	.	PUNCT
ejif-3742	161	1	roe	roe	PROPN
ejif-3742	161	2	gives	give	VERB
ejif-3742	161	3	a	a	DET
ejif-3742	161	4	picture	picture	NOUN
ejif-3742	161	5	on	on	ADP
ejif-3742	161	6	how	how	SCONJ
ejif-3742	161	7	effectually	effectually	ADV
ejif-3742	161	8	bank	bank	NOUN
ejif-3742	161	9	management	management	NOUN
ejif-3742	161	10	utilize	utilize	VERB
ejif-3742	161	11	shareholders	shareholder	NOUN
ejif-3742	161	12	’	’	PART
ejif-3742	161	13	money	money	NOUN
ejif-3742	161	14	[	[	X
ejif-3742	161	15	49	49	NUM
ejif-3742	161	16	]	]	PUNCT
ejif-3742	161	17	.	.	PUNCT
ejif-3742	162	1	roe	roe	PROPN
ejif-3742	162	2	expresses	express	VERB
ejif-3742	162	3	the	the	DET
ejif-3742	162	4	amount	amount	NOUN
ejif-3742	162	5	of	of	ADP
ejif-3742	162	6	profits	profit	NOUN
ejif-3742	162	7	derived	derive	VERB
ejif-3742	162	8	from	from	ADP
ejif-3742	162	9	each	each	DET
ejif-3742	162	10	dollar	dollar	NOUN
ejif-3742	162	11	of	of	ADP
ejif-3742	162	12	shareholders	shareholder	NOUN
ejif-3742	162	13	’	'	PUNCT
ejif-3742	162	14	equity	equity	NOUN
ejif-3742	162	15	invested	invest	VERB
ejif-3742	162	16	in	in	ADP
ejif-3742	162	17	a	a	DET
ejif-3742	162	18	bank	bank	NOUN
ejif-3742	162	19	.	.	PUNCT
ejif-3742	163	1	in	in	ADP
ejif-3742	163	2	terms	term	NOUN
ejif-3742	163	3	of	of	ADP
ejif-3742	163	4	profitability	profitability	NOUN
ejif-3742	163	5	and	and	CCONJ
ejif-3742	163	6	potential	potential	NOUN
ejif-3742	163	7	for	for	ADP
ejif-3742	163	8	growth	growth	NOUN
ejif-3742	163	9	,	,	PUNCT
ejif-3742	163	10	roe	roe	NOUN
ejif-3742	163	11	acts	act	VERB
ejif-3742	163	12	as	as	ADP
ejif-3742	163	13	the	the	DET
ejif-3742	163	14	most	most	ADV
ejif-3742	163	15	significant	significant	ADJ
ejif-3742	163	16	indicator	indicator	NOUN
ejif-3742	163	17	for	for	ADP
ejif-3742	163	18	banks	bank	NOUN
ejif-3742	163	19	[	[	X
ejif-3742	163	20	50	50	NUM
ejif-3742	163	21	]	]	PUNCT
ejif-3742	163	22	.	.	PUNCT
ejif-3742	164	1	roe	roe	PROPN
ejif-3742	164	2	is	be	AUX
ejif-3742	164	3	the	the	DET
ejif-3742	164	4	ratio	ratio	NOUN
ejif-3742	164	5	of	of	ADP
ejif-3742	164	6	after	after	ADP
ejif-3742	164	7	-	-	PUNCT
ejif-3742	164	8	tax	tax	NOUN
ejif-3742	164	9	net	net	ADJ
ejif-3742	164	10	income	income	NOUN
ejif-3742	164	11	to	to	ADP
ejif-3742	164	12	the	the	DET
ejif-3742	164	13	total	total	ADJ
ejif-3742	164	14	equity	equity	NOUN
ejif-3742	164	15	of	of	ADP
ejif-3742	164	16	an	an	DET
ejif-3742	164	17	entity	entity	NOUN
ejif-3742	164	18	ejif	ejif	NOUN
ejif-3742	164	19	–	–	PUNCT
ejif-3742	164	20	european	european	PROPN
ejif-3742	164	21	journal	journal	PROPN
ejif-3742	164	22	of	of	ADP
ejif-3742	164	23	islamic	islamic	PROPN
ejif-3742	164	24	finance	finance	PROPN
ejif-3742	164	25	no	no	DET
ejif-3742	164	26	14	14	NUM
ejif-3742	164	27	,	,	PUNCT
ejif-3742	164	28	december	december	PROPN
ejif-3742	164	29	(	(	PUNCT
ejif-3742	164	30	2019	2019	NUM
ejif-3742	164	31	)	)	PUNCT
ejif-3742	165	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3742	165	2	issn	issn	VERB
ejif-3742	165	3	2421	2421	NUM
ejif-3742	165	4	-	-	SYM
ejif-3742	165	5	2172	2172	NUM
ejif-3742	165	6	6	6	NUM
ejif-3742	165	7	[	[	X
ejif-3742	165	8	48	48	NUM
ejif-3742	165	9	]	]	PUNCT
ejif-3742	165	10	.	.	PUNCT
ejif-3742	166	1	after	after	ADP
ejif-3742	166	2	-	-	PUNCT
ejif-3742	166	3	tax	tax	NOUN
ejif-3742	166	4	net	net	ADJ
ejif-3742	166	5	income	income	NOUN
ejif-3742	166	6	are	be	AUX
ejif-3742	166	7	profits	profit	NOUN
ejif-3742	166	8	derived	derive	VERB
ejif-3742	166	9	after	after	SCONJ
ejif-3742	166	10	all	all	DET
ejif-3742	166	11	expenses	expense	NOUN
ejif-3742	166	12	are	be	AUX
ejif-3742	166	13	deducted	deduct	VERB
ejif-3742	166	14	including	include	VERB
ejif-3742	166	15	zakat	zakat	NOUN
ejif-3742	166	16	payables	payable	NOUN
ejif-3742	166	17	.	.	PUNCT
ejif-3742	167	1	total	total	ADJ
ejif-3742	167	2	equity	equity	NOUN
ejif-3742	167	3	are	be	AUX
ejif-3742	167	4	the	the	DET
ejif-3742	167	5	amount	amount	NOUN
ejif-3742	167	6	of	of	ADP
ejif-3742	167	7	assets	asset	NOUN
ejif-3742	167	8	remaining	remain	VERB
ejif-3742	167	9	after	after	SCONJ
ejif-3742	167	10	all	all	DET
ejif-3742	167	11	liabilities	liability	NOUN
ejif-3742	167	12	and	and	CCONJ
ejif-3742	167	13	share	share	NOUN
ejif-3742	167	14	of	of	ADP
ejif-3742	167	15	investment	investment	NOUN
ejif-3742	167	16	accountholders	accountholder	NOUN
ejif-3742	167	17	are	be	AUX
ejif-3742	167	18	deducted	deduct	VERB
ejif-3742	167	19	as	as	SCONJ
ejif-3742	167	20	underlined	underline	VERB
ejif-3742	167	21	by	by	ADP
ejif-3742	167	22	the	the	DET
ejif-3742	167	23	accounting	accounting	NOUN
ejif-3742	167	24	and	and	CCONJ
ejif-3742	167	25	auditing	auditing	NOUN
ejif-3742	167	26	organization	organization	NOUN
ejif-3742	167	27	for	for	ADP
ejif-3742	167	28	islamic	islamic	ADJ
ejif-3742	167	29	financial	financial	ADJ
ejif-3742	167	30	institutions	institution	NOUN
ejif-3742	167	31	(	(	PUNCT
ejif-3742	167	32	aaoifi	aaoifi	NOUN
ejif-3742	167	33	)	)	PUNCT
ejif-3742	168	1	[	[	X
ejif-3742	168	2	51	51	NUM
ejif-3742	168	3	]	]	PUNCT
ejif-3742	168	4	.	.	PUNCT
ejif-3742	169	1	roe	roe	NOUN
ejif-3742	169	2	=	=	PUNCT
ejif-3742	169	3	net	net	ADJ
ejif-3742	169	4	income	income	NOUN
ejif-3742	169	5	after	after	ADP
ejif-3742	169	6	tax	tax	NOUN
ejif-3742	169	7	total	total	NOUN
ejif-3742	169	8	equity	equity	NOUN
ejif-3742	169	9	(	(	PUNCT
ejif-3742	169	10	3	3	X
ejif-3742	169	11	)	)	PUNCT
ejif-3742	169	12	operating	operate	VERB
ejif-3742	169	13	efficiency	efficiency	NOUN
ejif-3742	169	14	:	:	PUNCT
ejif-3742	169	15	operating	operate	VERB
ejif-3742	169	16	expenses	expense	NOUN
ejif-3742	169	17	to	to	ADP
ejif-3742	169	18	operating	operate	VERB
ejif-3742	169	19	income	income	NOUN
ejif-3742	169	20	(	(	PUNCT
ejif-3742	169	21	oeoi	oeoi	NOUN
ejif-3742	169	22	)	)	PUNCT
ejif-3742	169	23	oeoi	oeoi	NOUN
ejif-3742	169	24	shows	show	VERB
ejif-3742	169	25	the	the	DET
ejif-3742	169	26	amount	amount	NOUN
ejif-3742	169	27	of	of	ADP
ejif-3742	169	28	expenses	expense	NOUN
ejif-3742	169	29	incurred	incur	VERB
ejif-3742	169	30	to	to	PART
ejif-3742	169	31	generate	generate	VERB
ejif-3742	169	32	revenue	revenue	NOUN
ejif-3742	169	33	from	from	ADP
ejif-3742	169	34	a	a	DET
ejif-3742	169	35	bank	bank	NOUN
ejif-3742	169	36	’s	’s	PART
ejif-3742	169	37	operating	operating	NOUN
ejif-3742	169	38	activities	activity	NOUN
ejif-3742	169	39	.	.	PUNCT
ejif-3742	170	1	this	this	DET
ejif-3742	170	2	ratio	ratio	NOUN
ejif-3742	170	3	indicates	indicate	VERB
ejif-3742	170	4	how	how	SCONJ
ejif-3742	170	5	efficiently	efficiently	ADV
ejif-3742	170	6	banks	bank	NOUN
ejif-3742	170	7	are	be	AUX
ejif-3742	170	8	handling	handle	VERB
ejif-3742	170	9	their	their	PRON
ejif-3742	170	10	expenses	expense	NOUN
ejif-3742	170	11	to	to	PART
ejif-3742	170	12	generate	generate	VERB
ejif-3742	170	13	profits	profit	NOUN
ejif-3742	170	14	from	from	ADP
ejif-3742	170	15	their	their	PRON
ejif-3742	170	16	operations	operation	NOUN
ejif-3742	170	17	.	.	PUNCT
ejif-3742	171	1	operating	operate	VERB
ejif-3742	171	2	efficiency	efficiency	NOUN
ejif-3742	171	3	is	be	AUX
ejif-3742	171	4	a	a	DET
ejif-3742	171	5	measurement	measurement	NOUN
ejif-3742	171	6	of	of	ADP
ejif-3742	171	7	bank	bank	NOUN
ejif-3742	171	8	output	output	NOUN
ejif-3742	171	9	relative	relative	ADJ
ejif-3742	171	10	to	to	ADP
ejif-3742	171	11	input	input	NOUN
ejif-3742	171	12	utilized	utilize	VERB
ejif-3742	171	13	,	,	PUNCT
ejif-3742	171	14	where	where	SCONJ
ejif-3742	171	15	a	a	DET
ejif-3742	171	16	higher	high	ADJ
ejif-3742	171	17	ratio	ratio	NOUN
ejif-3742	171	18	implies	imply	VERB
ejif-3742	171	19	that	that	SCONJ
ejif-3742	171	20	expenses	expense	NOUN
ejif-3742	171	21	of	of	ADP
ejif-3742	171	22	the	the	DET
ejif-3742	171	23	bank	bank	NOUN
ejif-3742	171	24	is	be	AUX
ejif-3742	171	25	rising	rise	VERB
ejif-3742	171	26	leading	lead	VERB
ejif-3742	171	27	to	to	ADP
ejif-3742	171	28	a	a	DET
ejif-3742	171	29	decreasing	decrease	VERB
ejif-3742	171	30	bank	bank	NOUN
ejif-3742	171	31	profit	profit	NOUN
ejif-3742	171	32	[	[	X
ejif-3742	171	33	52	52	NUM
ejif-3742	171	34	]	]	PUNCT
ejif-3742	171	35	.	.	PUNCT
ejif-3742	172	1	oeoi	oeoi	NOUN
ejif-3742	172	2	represents	represent	VERB
ejif-3742	172	3	total	total	ADJ
ejif-3742	172	4	operating	operating	NOUN
ejif-3742	172	5	expense	expense	NOUN
ejif-3742	172	6	of	of	ADP
ejif-3742	172	7	an	an	DET
ejif-3742	172	8	entity	entity	NOUN
ejif-3742	172	9	to	to	ADP
ejif-3742	172	10	its	its	PRON
ejif-3742	172	11	total	total	ADJ
ejif-3742	172	12	operating	operating	NOUN
ejif-3742	172	13	income	income	NOUN
ejif-3742	172	14	as	as	SCONJ
ejif-3742	172	15	used	use	VERB
ejif-3742	172	16	in	in	ADP
ejif-3742	172	17	the	the	DET
ejif-3742	172	18	work	work	NOUN
ejif-3742	172	19	of	of	ADP
ejif-3742	172	20	lotto	lotto	NOUN
ejif-3742	173	1	[	[	X
ejif-3742	173	2	52	52	NUM
ejif-3742	173	3	]	]	PUNCT
ejif-3742	173	4	.	.	PUNCT
ejif-3742	174	1	operating	operate	VERB
ejif-3742	174	2	expenses	expense	NOUN
ejif-3742	174	3	are	be	AUX
ejif-3742	174	4	the	the	DET
ejif-3742	174	5	all	all	DET
ejif-3742	174	6	expenses	expense	NOUN
ejif-3742	174	7	incurred	incur	VERB
ejif-3742	174	8	for	for	ADP
ejif-3742	174	9	the	the	DET
ejif-3742	174	10	normal	normal	ADJ
ejif-3742	174	11	operations	operation	NOUN
ejif-3742	174	12	of	of	ADP
ejif-3742	174	13	the	the	DET
ejif-3742	174	14	banks	bank	NOUN
ejif-3742	174	15	excluding	exclude	VERB
ejif-3742	174	16	impairment	impairment	ADJ
ejif-3742	174	17	provisions	provision	NOUN
ejif-3742	174	18	and	and	CCONJ
ejif-3742	174	19	income	income	NOUN
ejif-3742	174	20	tax	tax	NOUN
ejif-3742	174	21	.	.	PUNCT
ejif-3742	175	1	operating	operate	VERB
ejif-3742	175	2	income	income	NOUN
ejif-3742	175	3	represents	represent	VERB
ejif-3742	175	4	all	all	DET
ejif-3742	175	5	profits	profit	NOUN
ejif-3742	175	6	generated	generate	VERB
ejif-3742	175	7	from	from	ADP
ejif-3742	175	8	a	a	DET
ejif-3742	175	9	bank	bank	NOUN
ejif-3742	175	10	’s	’s	PART
ejif-3742	175	11	normal	normal	ADJ
ejif-3742	175	12	operations	operation	NOUN
ejif-3742	175	13	.	.	PUNCT
ejif-3742	176	1	oeoi	oeoi	NOUN
ejif-3742	176	2	=	=	SYM
ejif-3742	176	3	operating	operate	VERB
ejif-3742	176	4	expense	expense	NOUN
ejif-3742	176	5	operating	operate	VERB
ejif-3742	176	6	income	income	NOUN
ejif-3742	176	7	(	(	PUNCT
ejif-3742	176	8	4	4	NUM
ejif-3742	176	9	)	)	PUNCT
ejif-3742	176	10	liquidity	liquidity	NOUN
ejif-3742	176	11	:	:	PUNCT
ejif-3742	176	12	financing	financing	NOUN
ejif-3742	176	13	to	to	ADP
ejif-3742	176	14	deposits	deposit	NOUN
ejif-3742	176	15	(	(	PUNCT
ejif-3742	176	16	fdr	fdr	PROPN
ejif-3742	176	17	)	)	PUNCT
ejif-3742	176	18	fdr	fdr	PROPN
ejif-3742	176	19	indicates	indicate	VERB
ejif-3742	176	20	the	the	DET
ejif-3742	176	21	amount	amount	NOUN
ejif-3742	176	22	of	of	ADP
ejif-3742	176	23	depositor	depositor	NOUN
ejif-3742	176	24	funds	fund	NOUN
ejif-3742	176	25	used	use	VERB
ejif-3742	176	26	for	for	ADP
ejif-3742	176	27	financing	financing	NOUN
ejif-3742	176	28	purposes	purpose	NOUN
ejif-3742	176	29	.	.	PUNCT
ejif-3742	177	1	it	it	PRON
ejif-3742	177	2	shows	show	VERB
ejif-3742	177	3	the	the	DET
ejif-3742	177	4	liquidity	liquidity	NOUN
ejif-3742	177	5	level	level	NOUN
ejif-3742	177	6	of	of	ADP
ejif-3742	177	7	islamic	islamic	ADJ
ejif-3742	177	8	banks	bank	NOUN
ejif-3742	177	9	.	.	PUNCT
ejif-3742	178	1	as	as	SCONJ
ejif-3742	178	2	defined	define	VERB
ejif-3742	178	3	by	by	ADP
ejif-3742	178	4	iqbal	iqbal	PROPN
ejif-3742	178	5	,	,	PUNCT
ejif-3742	178	6	liquidity	liquidity	NOUN
ejif-3742	178	7	is	be	AUX
ejif-3742	178	8	the	the	DET
ejif-3742	178	9	ability	ability	NOUN
ejif-3742	178	10	of	of	ADP
ejif-3742	178	11	banks	bank	NOUN
ejif-3742	178	12	to	to	PART
ejif-3742	178	13	meet	meet	VERB
ejif-3742	178	14	their	their	PRON
ejif-3742	178	15	financial	financial	ADJ
ejif-3742	178	16	obligations	obligation	NOUN
ejif-3742	178	17	towards	towards	ADP
ejif-3742	178	18	deposit	deposit	NOUN
ejif-3742	178	19	withdrawals	withdrawal	NOUN
ejif-3742	178	20	,	,	PUNCT
ejif-3742	178	21	maturing	mature	VERB
ejif-3742	178	22	loan	loan	NOUN
ejif-3742	178	23	demands	demand	NOUN
ejif-3742	178	24	,	,	PUNCT
ejif-3742	178	25	and	and	CCONJ
ejif-3742	178	26	overall	overall	ADJ
ejif-3742	178	27	liabilities	liability	NOUN
ejif-3742	178	28	without	without	ADP
ejif-3742	178	29	experiencing	experience	VERB
ejif-3742	178	30	setbacks	setback	NOUN
ejif-3742	178	31	[	[	X
ejif-3742	178	32	53	53	NUM
ejif-3742	178	33	]	]	PUNCT
ejif-3742	178	34	.	.	PUNCT
ejif-3742	179	1	generally	generally	ADV
ejif-3742	179	2	an	an	DET
ejif-3742	179	3	fdr	fdr	PROPN
ejif-3742	179	4	ratio	ratio	NOUN
ejif-3742	179	5	in	in	ADP
ejif-3742	179	6	the	the	DET
ejif-3742	179	7	range	range	NOUN
ejif-3742	179	8	of	of	ADP
ejif-3742	179	9	80	80	NUM
ejif-3742	179	10	%	%	NOUN
ejif-3742	179	11	to	to	PART
ejif-3742	179	12	90	90	NUM
ejif-3742	179	13	%	%	NOUN
ejif-3742	179	14	is	be	AUX
ejif-3742	179	15	typically	typically	ADV
ejif-3742	179	16	viewed	view	VERB
ejif-3742	179	17	as	as	ADP
ejif-3742	179	18	ideal	ideal	ADJ
ejif-3742	179	19	.	.	PUNCT
ejif-3742	180	1	fdr	fdr	PROPN
ejif-3742	180	2	is	be	AUX
ejif-3742	180	3	the	the	DET
ejif-3742	180	4	ratio	ratio	NOUN
ejif-3742	180	5	of	of	ADP
ejif-3742	180	6	total	total	ADJ
ejif-3742	180	7	financing	financing	NOUN
ejif-3742	180	8	to	to	AUX
ejif-3742	180	9	total	total	ADJ
ejif-3742	180	10	deposits	deposit	NOUN
ejif-3742	180	11	[	[	X
ejif-3742	180	12	26	26	NUM
ejif-3742	180	13	]	]	PUNCT
ejif-3742	180	14	.	.	PUNCT
ejif-3742	181	1	total	total	ADJ
ejif-3742	181	2	financing	financing	NOUN
ejif-3742	181	3	is	be	AUX
ejif-3742	181	4	total	total	ADJ
ejif-3742	181	5	amount	amount	NOUN
ejif-3742	181	6	of	of	ADP
ejif-3742	181	7	assets	asset	NOUN
ejif-3742	181	8	financed	finance	VERB
ejif-3742	181	9	by	by	ADP
ejif-3742	181	10	a	a	DET
ejif-3742	181	11	bank	bank	NOUN
ejif-3742	181	12	.	.	PUNCT
ejif-3742	182	1	total	total	ADJ
ejif-3742	182	2	deposits	deposit	NOUN
ejif-3742	182	3	are	be	AUX
ejif-3742	182	4	the	the	DET
ejif-3742	182	5	deposits	deposit	NOUN
ejif-3742	182	6	from	from	ADP
ejif-3742	182	7	bank	bank	NOUN
ejif-3742	182	8	customers	customer	NOUN
ejif-3742	182	9	and	and	CCONJ
ejif-3742	182	10	unrestricted	unrestricted	ADJ
ejif-3742	182	11	investment	investment	NOUN
ejif-3742	182	12	account	account	NOUN
ejif-3742	182	13	holders	holder	NOUN
ejif-3742	182	14	.	.	PUNCT
ejif-3742	183	1	fdr	fdr	PROPN
ejif-3742	183	2	=	=	SYM
ejif-3742	183	3	total	total	ADJ
ejif-3742	183	4	financing	financing	NOUN
ejif-3742	183	5	total	total	ADJ
ejif-3742	183	6	deposits	deposit	NOUN
ejif-3742	183	7	(	(	PUNCT
ejif-3742	183	8	5	5	X
ejif-3742	183	9	)	)	PUNCT
ejif-3742	183	10	bank	bank	NOUN
ejif-3742	183	11	size	size	NOUN
ejif-3742	183	12	:	:	PUNCT
ejif-3742	183	13	log	log	VERB
ejif-3742	183	14	total	total	ADJ
ejif-3742	183	15	assets	asset	NOUN
ejif-3742	183	16	(	(	PUNCT
ejif-3742	183	17	size	size	NOUN
ejif-3742	183	18	)	)	PUNCT
ejif-3742	183	19	bank	bank	NOUN
ejif-3742	183	20	size	size	NOUN
ejif-3742	183	21	refers	refer	VERB
ejif-3742	183	22	to	to	ADP
ejif-3742	183	23	the	the	DET
ejif-3742	183	24	overall	overall	ADJ
ejif-3742	183	25	size	size	NOUN
ejif-3742	183	26	of	of	ADP
ejif-3742	183	27	a	a	DET
ejif-3742	183	28	bank	bank	NOUN
ejif-3742	183	29	indicated	indicate	VERB
ejif-3742	183	30	by	by	ADP
ejif-3742	183	31	the	the	DET
ejif-3742	183	32	total	total	ADJ
ejif-3742	183	33	amount	amount	NOUN
ejif-3742	183	34	of	of	ADP
ejif-3742	183	35	economic	economic	ADJ
ejif-3742	183	36	resources	resource	NOUN
ejif-3742	183	37	or	or	CCONJ
ejif-3742	183	38	assets	asset	NOUN
ejif-3742	183	39	owned	own	VERB
ejif-3742	183	40	by	by	ADP
ejif-3742	183	41	a	a	DET
ejif-3742	183	42	bank	bank	NOUN
ejif-3742	183	43	.	.	PUNCT
ejif-3742	184	1	given	give	VERB
ejif-3742	184	2	its	its	PRON
ejif-3742	184	3	robustness	robustness	NOUN
ejif-3742	184	4	to	to	ADP
ejif-3742	184	5	research	research	NOUN
ejif-3742	184	6	sensitivity	sensitivity	NOUN
ejif-3742	184	7	and	and	CCONJ
ejif-3742	184	8	commonality	commonality	NOUN
ejif-3742	184	9	in	in	ADP
ejif-3742	184	10	usage	usage	NOUN
ejif-3742	184	11	,	,	PUNCT
ejif-3742	184	12	log	log	VERB
ejif-3742	184	13	total	total	ADJ
ejif-3742	184	14	assets	asset	NOUN
ejif-3742	184	15	is	be	AUX
ejif-3742	184	16	used	use	VERB
ejif-3742	184	17	as	as	ADP
ejif-3742	184	18	a	a	DET
ejif-3742	184	19	proxy	proxy	NOUN
ejif-3742	184	20	for	for	ADP
ejif-3742	184	21	bank	bank	NOUN
ejif-3742	184	22	size	size	NOUN
ejif-3742	184	23	[	[	X
ejif-3742	184	24	54]–[57	54]–[57	NOUN
ejif-3742	184	25	]	]	PUNCT
ejif-3742	184	26	.	.	PUNCT
ejif-3742	185	1	log	log	VERB
ejif-3742	185	2	total	total	ADJ
ejif-3742	185	3	asset	asset	NOUN
ejif-3742	185	4	refers	refer	VERB
ejif-3742	185	5	to	to	ADP
ejif-3742	185	6	the	the	DET
ejif-3742	185	7	total	total	ADJ
ejif-3742	185	8	assets	asset	NOUN
ejif-3742	185	9	of	of	ADP
ejif-3742	185	10	the	the	DET
ejif-3742	185	11	banks	bank	NOUN
ejif-3742	185	12	converted	convert	VERB
ejif-3742	185	13	into	into	ADP
ejif-3742	185	14	us	us	PROPN
ejif-3742	185	15	dollars	dollar	NOUN
ejif-3742	185	16	and	and	CCONJ
ejif-3742	185	17	computed	compute	VERB
ejif-3742	185	18	in	in	ADP
ejif-3742	185	19	terms	term	NOUN
ejif-3742	185	20	of	of	ADP
ejif-3742	185	21	logarithm	logarithm	NOUN
ejif-3742	185	22	to	to	PART
ejif-3742	185	23	have	have	VERB
ejif-3742	185	24	comparability	comparability	NOUN
ejif-3742	185	25	among	among	ADP
ejif-3742	185	26	banks	bank	NOUN
ejif-3742	185	27	size	size	NOUN
ejif-3742	185	28	=	=	SYM
ejif-3742	185	29	log(total	log(total	ADJ
ejif-3742	185	30	assets	asset	NOUN
ejif-3742	185	31	)	)	PUNCT
ejif-3742	185	32	(	(	PUNCT
ejif-3742	185	33	6	6	X
ejif-3742	185	34	)	)	PUNCT
ejif-3742	185	35	asset	asset	NOUN
ejif-3742	185	36	quality	quality	NOUN
ejif-3742	185	37	:	:	PUNCT
ejif-3742	185	38	nonperforming	nonperforme	VERB
ejif-3742	185	39	financing	financing	NOUN
ejif-3742	185	40	(	(	PUNCT
ejif-3742	185	41	npf	npf	PROPN
ejif-3742	185	42	)	)	PUNCT
ejif-3742	185	43	npf	npf	NOUN
ejif-3742	185	44	measures	measure	VERB
ejif-3742	185	45	the	the	DET
ejif-3742	185	46	amount	amount	NOUN
ejif-3742	185	47	of	of	ADP
ejif-3742	185	48	uncollectable	uncollectable	ADJ
ejif-3742	185	49	funds	fund	NOUN
ejif-3742	185	50	or	or	CCONJ
ejif-3742	185	51	nonperforming	nonperforme	VERB
ejif-3742	185	52	financing	financing	NOUN
ejif-3742	185	53	from	from	ADP
ejif-3742	185	54	the	the	DET
ejif-3742	185	55	total	total	ADJ
ejif-3742	185	56	financing	financing	NOUN
ejif-3742	185	57	of	of	ADP
ejif-3742	185	58	a	a	DET
ejif-3742	185	59	bank	bank	NOUN
ejif-3742	185	60	.	.	PUNCT
ejif-3742	186	1	asset	asset	NOUN
ejif-3742	186	2	quality	quality	NOUN
ejif-3742	186	3	is	be	AUX
ejif-3742	186	4	measured	measure	VERB
ejif-3742	186	5	by	by	ADP
ejif-3742	186	6	dividing	divide	VERB
ejif-3742	186	7	nonperforming	nonperforming	ADJ
ejif-3742	186	8	loans	loan	NOUN
ejif-3742	186	9	of	of	ADP
ejif-3742	186	10	a	a	DET
ejif-3742	186	11	bank	bank	NOUN
ejif-3742	186	12	to	to	ADP
ejif-3742	186	13	its	its	PRON
ejif-3742	186	14	total	total	ADJ
ejif-3742	186	15	outstanding	outstanding	ADJ
ejif-3742	186	16	loans	loan	NOUN
ejif-3742	186	17	where	where	SCONJ
ejif-3742	186	18	a	a	DET
ejif-3742	186	19	rise	rise	NOUN
ejif-3742	186	20	of	of	ADP
ejif-3742	186	21	this	this	DET
ejif-3742	186	22	ratio	ratio	NOUN
ejif-3742	186	23	indicates	indicate	VERB
ejif-3742	186	24	a	a	DET
ejif-3742	186	25	downgrading	downgrade	VERB
ejif-3742	186	26	asset	asset	NOUN
ejif-3742	186	27	quality	quality	NOUN
ejif-3742	186	28	management	management	NOUN
ejif-3742	186	29	of	of	ADP
ejif-3742	186	30	banks	bank	NOUN
ejif-3742	186	31	[	[	X
ejif-3742	186	32	28	28	NUM
ejif-3742	186	33	]	]	PUNCT
ejif-3742	186	34	.	.	PUNCT
ejif-3742	187	1	as	as	SCONJ
ejif-3742	187	2	stated	state	VERB
ejif-3742	187	3	by	by	ADP
ejif-3742	187	4	indriastuti	indriastuti	PROPN
ejif-3742	187	5	&	&	CCONJ
ejif-3742	187	6	m.	m.	PROPN
ejif-3742	187	7	ifada	ifada	PROPN
ejif-3742	187	8	,	,	PUNCT
ejif-3742	187	9	an	an	DET
ejif-3742	187	10	npf	npf	NOUN
ejif-3742	187	11	ratio	ratio	NOUN
ejif-3742	187	12	that	that	PRON
ejif-3742	187	13	is	be	AUX
ejif-3742	187	14	below	below	ADP
ejif-3742	187	15	5	5	NUM
ejif-3742	187	16	%	%	NOUN
ejif-3742	187	17	is	be	AUX
ejif-3742	187	18	acceptable	acceptable	ADJ
ejif-3742	187	19	indicating	indicate	VERB
ejif-3742	187	20	healthy	healthy	ADJ
ejif-3742	187	21	financing	financing	NOUN
ejif-3742	187	22	activities	activity	NOUN
ejif-3742	187	23	of	of	ADP
ejif-3742	187	24	banks	bank	NOUN
ejif-3742	187	25	[	[	X
ejif-3742	187	26	58	58	NUM
ejif-3742	187	27	]	]	PUNCT
ejif-3742	187	28	.	.	PUNCT
ejif-3742	188	1	the	the	DET
ejif-3742	188	2	calculation	calculation	NOUN
ejif-3742	188	3	of	of	ADP
ejif-3742	188	4	npf	npf	PROPN
ejif-3742	188	5	is	be	AUX
ejif-3742	188	6	found	find	VERB
ejif-3742	188	7	with	with	ADP
ejif-3742	188	8	the	the	DET
ejif-3742	188	9	division	division	NOUN
ejif-3742	188	10	of	of	ADP
ejif-3742	188	11	nonperforming	nonperforme	VERB
ejif-3742	188	12	financing	financing	NOUN
ejif-3742	188	13	of	of	ADP
ejif-3742	188	14	a	a	DET
ejif-3742	188	15	bank	bank	NOUN
ejif-3742	188	16	to	to	ADP
ejif-3742	188	17	its	its	PRON
ejif-3742	188	18	total	total	ADJ
ejif-3742	188	19	financing	financing	NOUN
ejif-3742	188	20	volume	volume	NOUN
ejif-3742	188	21	as	as	SCONJ
ejif-3742	188	22	employed	employ	VERB
ejif-3742	188	23	by	by	ADP
ejif-3742	188	24	raniah	raniah	NOUN
ejif-3742	188	25	,	,	PUNCT
ejif-3742	188	26	khairunnisa	khairunnisa	NOUN
ejif-3742	188	27	,	,	PUNCT
ejif-3742	188	28	&	&	CCONJ
ejif-3742	188	29	triyanto	triyanto	ADP
ejif-3742	188	30	[	[	X
ejif-3742	188	31	59	59	NUM
ejif-3742	188	32	]	]	PUNCT
ejif-3742	188	33	.	.	PUNCT
ejif-3742	189	1	nonperforming	nonperforme	VERB
ejif-3742	189	2	financing	financing	NOUN
ejif-3742	189	3	:	:	PUNCT
ejif-3742	189	4	all	all	DET
ejif-3742	189	5	impaired	impaired	ADJ
ejif-3742	189	6	or	or	CCONJ
ejif-3742	189	7	highly	highly	ADV
ejif-3742	189	8	unrecoverable	unrecoverable	ADJ
ejif-3742	189	9	funds	fund	NOUN
ejif-3742	189	10	granted	grant	VERB
ejif-3742	189	11	to	to	ADP
ejif-3742	189	12	customers	customer	NOUN
ejif-3742	189	13	while	while	SCONJ
ejif-3742	189	14	total	total	ADJ
ejif-3742	189	15	financing	financing	NOUN
ejif-3742	189	16	are	be	AUX
ejif-3742	189	17	all	all	PRON
ejif-3742	189	18	funds	fund	NOUN
ejif-3742	189	19	granted	grant	VERB
ejif-3742	189	20	by	by	ADP
ejif-3742	189	21	banks	bank	NOUN
ejif-3742	189	22	to	to	PART
ejif-3742	189	23	finance	finance	VERB
ejif-3742	189	24	customer	customer	NOUN
ejif-3742	189	25	projects	project	NOUN
ejif-3742	189	26	.	.	PUNCT
ejif-3742	190	1	npf	npf	PROPN
ejif-3742	190	2	=	=	PUNCT
ejif-3742	190	3	non−performing	non−performe	VERB
ejif-3742	190	4	financing	finance	VERB
ejif-3742	190	5	total	total	ADJ
ejif-3742	190	6	financing	financing	NOUN
ejif-3742	190	7	(	(	PUNCT
ejif-3742	190	8	7	7	X
ejif-3742	190	9	)	)	PUNCT
ejif-3742	190	10	economic	economic	ADJ
ejif-3742	190	11	growth	growth	NOUN
ejif-3742	190	12	:	:	PUNCT
ejif-3742	190	13	growth	growth	NOUN
ejif-3742	190	14	domestic	domestic	ADJ
ejif-3742	190	15	product	product	NOUN
ejif-3742	190	16	(	(	PUNCT
ejif-3742	190	17	gdp	gdp	PROPN
ejif-3742	190	18	)	)	PUNCT
ejif-3742	190	19	gdp	gdp	NOUN
ejif-3742	190	20	is	be	AUX
ejif-3742	190	21	a	a	DET
ejif-3742	190	22	macro	macro	ADJ
ejif-3742	190	23	-	-	ADJ
ejif-3742	190	24	economic	economic	ADJ
ejif-3742	190	25	indicator	indicator	NOUN
ejif-3742	190	26	that	that	PRON
ejif-3742	190	27	shows	show	VERB
ejif-3742	190	28	the	the	DET
ejif-3742	190	29	yearly	yearly	ADJ
ejif-3742	190	30	economic	economic	ADJ
ejif-3742	190	31	growth	growth	NOUN
ejif-3742	190	32	of	of	ADP
ejif-3742	190	33	a	a	DET
ejif-3742	190	34	country	country	NOUN
ejif-3742	190	35	.	.	PUNCT
ejif-3742	191	1	gdp	gdp	NOUN
ejif-3742	191	2	growth	growth	NOUN
ejif-3742	191	3	often	often	ADV
ejif-3742	191	4	results	result	VERB
ejif-3742	191	5	in	in	ADP
ejif-3742	191	6	higher	high	ADJ
ejif-3742	191	7	profitable	profitable	ADJ
ejif-3742	191	8	activities	activity	NOUN
ejif-3742	191	9	and	and	CCONJ
ejif-3742	191	10	further	further	ADJ
ejif-3742	191	11	investment	investment	NOUN
ejif-3742	191	12	opportunities	opportunity	NOUN
ejif-3742	191	13	for	for	ADP
ejif-3742	191	14	firms	firm	NOUN
ejif-3742	191	15	creating	create	VERB
ejif-3742	191	16	an	an	DET
ejif-3742	191	17	increased	increase	VERB
ejif-3742	191	18	demand	demand	NOUN
ejif-3742	191	19	for	for	ADP
ejif-3742	191	20	financing	financing	NOUN
ejif-3742	191	21	by	by	ADP
ejif-3742	191	22	firms	firm	NOUN
ejif-3742	191	23	[	[	X
ejif-3742	191	24	60	60	NUM
ejif-3742	191	25	]	]	PUNCT
ejif-3742	191	26	.	.	PUNCT
ejif-3742	192	1	the	the	PRON
ejif-3742	192	2	higher	high	ADJ
ejif-3742	192	3	the	the	DET
ejif-3742	192	4	gdp	gdp	NOUN
ejif-3742	192	5	ratio	ratio	NOUN
ejif-3742	192	6	the	the	PRON
ejif-3742	192	7	better	well	ADJ
ejif-3742	192	8	for	for	ADP
ejif-3742	192	9	an	an	DET
ejif-3742	192	10	economy	economy	NOUN
ejif-3742	192	11	.	.	PUNCT
ejif-3742	193	1	economic	economic	ADJ
ejif-3742	193	2	growth	growth	NOUN
ejif-3742	193	3	a	a	DET
ejif-3742	193	4	nation	nation	NOUN
ejif-3742	193	5	is	be	AUX
ejif-3742	193	6	calculated	calculate	VERB
ejif-3742	193	7	using	use	VERB
ejif-3742	193	8	the	the	DET
ejif-3742	193	9	annual	annual	ADJ
ejif-3742	193	10	rate	rate	NOUN
ejif-3742	193	11	change	change	NOUN
ejif-3742	193	12	of	of	ADP
ejif-3742	193	13	its	its	PRON
ejif-3742	193	14	gdp	gdp	NOUN
ejif-3742	193	15	[	[	X
ejif-3742	193	16	61	61	NUM
ejif-3742	193	17	]	]	PUNCT
ejif-3742	193	18	.	.	PUNCT
ejif-3742	194	1	gdp	gdp	NOUN
ejif-3742	194	2	:	:	PUNCT
ejif-3742	194	3	the	the	DET
ejif-3742	194	4	entire	entire	ADJ
ejif-3742	194	5	goods	good	NOUN
ejif-3742	194	6	and	and	CCONJ
ejif-3742	194	7	services	service	NOUN
ejif-3742	194	8	produced	produce	VERB
ejif-3742	194	9	within	within	ADP
ejif-3742	194	10	the	the	DET
ejif-3742	194	11	boundaries	boundary	NOUN
ejif-3742	194	12	of	of	ADP
ejif-3742	194	13	a	a	DET
ejif-3742	194	14	specific	specific	ADJ
ejif-3742	194	15	country	country	NOUN
ejif-3742	194	16	for	for	ADP
ejif-3742	194	17	specific	specific	ADJ
ejif-3742	194	18	duration	duration	NOUN
ejif-3742	194	19	.	.	PUNCT
ejif-3742	195	1	gdp	gdp	NOUN
ejif-3742	195	2	=	=	PUNCT
ejif-3742	195	3	annual	annual	ADJ
ejif-3742	195	4	gdp	gdp	NOUN
ejif-3742	195	5	growth	growth	NOUN
ejif-3742	195	6	rate	rate	NOUN
ejif-3742	195	7	(	(	PUNCT
ejif-3742	195	8	8)	8)	NUM
ejif-3742	195	9	inflation	inflation	NOUN
ejif-3742	195	10	:	:	PUNCT
ejif-3742	195	11	consumer	consumer	NOUN
ejif-3742	195	12	price	price	NOUN
ejif-3742	195	13	index	index	NOUN
ejif-3742	195	14	(	(	PUNCT
ejif-3742	195	15	inf	inf	NOUN
ejif-3742	195	16	)	)	PUNCT
ejif-3742	195	17	inflation	inflation	NOUN
ejif-3742	195	18	measures	measure	VERB
ejif-3742	195	19	the	the	DET
ejif-3742	195	20	percentage	percentage	NOUN
ejif-3742	195	21	change	change	NOUN
ejif-3742	195	22	in	in	ADP
ejif-3742	195	23	the	the	DET
ejif-3742	195	24	prices	price	NOUN
ejif-3742	195	25	of	of	ADP
ejif-3742	195	26	general	general	ADJ
ejif-3742	195	27	goods	good	NOUN
ejif-3742	195	28	and	and	CCONJ
ejif-3742	195	29	services	service	NOUN
ejif-3742	195	30	represented	represent	VERB
ejif-3742	195	31	by	by	ADP
ejif-3742	195	32	consumer	consumer	NOUN
ejif-3742	195	33	price	price	NOUN
ejif-3742	195	34	index	index	NOUN
ejif-3742	195	35	(	(	PUNCT
ejif-3742	195	36	cpi	cpi	PROPN
ejif-3742	195	37	)	)	PUNCT
ejif-3742	195	38	.	.	PUNCT
ejif-3742	196	1	it	it	PRON
ejif-3742	196	2	refers	refer	VERB
ejif-3742	196	3	to	to	ADP
ejif-3742	196	4	situations	situation	NOUN
ejif-3742	196	5	where	where	SCONJ
ejif-3742	196	6	the	the	DET
ejif-3742	196	7	general	general	ADJ
ejif-3742	196	8	price	price	NOUN
ejif-3742	196	9	level	level	NOUN
ejif-3742	196	10	in	in	ADP
ejif-3742	196	11	an	an	DET
ejif-3742	196	12	economy	economy	NOUN
ejif-3742	196	13	increases	increase	VERB
ejif-3742	196	14	continuously	continuously	ADV
ejif-3742	196	15	or	or	CCONJ
ejif-3742	196	16	,	,	PUNCT
ejif-3742	196	17	where	where	SCONJ
ejif-3742	196	18	the	the	DET
ejif-3742	196	19	value	value	NOUN
ejif-3742	196	20	of	of	ADP
ejif-3742	196	21	money	money	NOUN
ejif-3742	196	22	undergoes	undergo	VERB
ejif-3742	196	23	continuous	continuous	ADJ
ejif-3742	196	24	decline	decline	NOUN
ejif-3742	197	1	[	[	X
ejif-3742	197	2	62	62	NUM
ejif-3742	197	3	]	]	PUNCT
ejif-3742	197	4	.	.	PUNCT
ejif-3742	198	1	the	the	DET
ejif-3742	198	2	inflationary	inflationary	ADJ
ejif-3742	198	3	situation	situation	NOUN
ejif-3742	198	4	of	of	ADP
ejif-3742	198	5	a	a	DET
ejif-3742	198	6	nation	nation	NOUN
ejif-3742	198	7	is	be	AUX
ejif-3742	198	8	derived	derive	VERB
ejif-3742	198	9	by	by	ADP
ejif-3742	198	10	measuring	measure	VERB
ejif-3742	198	11	its	its	PRON
ejif-3742	198	12	annual	annual	ADJ
ejif-3742	198	13	cpi	cpi	NOUN
ejif-3742	198	14	change	change	NOUN
ejif-3742	198	15	as	as	SCONJ
ejif-3742	198	16	provided	provide	VERB
ejif-3742	198	17	in	in	ADP
ejif-3742	198	18	the	the	DET
ejif-3742	198	19	study	study	NOUN
ejif-3742	198	20	of	of	ADP
ejif-3742	198	21	alper	alper	PROPN
ejif-3742	198	22	&	&	CCONJ
ejif-3742	198	23	anbar	anbar	PROPN
ejif-3742	198	24	(	(	PUNCT
ejif-3742	198	25	2011	2011	NUM
ejif-3742	198	26	)	)	PUNCT
ejif-3742	199	1	[	[	X
ejif-3742	199	2	61	61	NUM
ejif-3742	199	3	]	]	PUNCT
ejif-3742	199	4	.	.	PUNCT
ejif-3742	199	5	cpi	cpi	PROPN
ejif-3742	199	6	represents	represent	VERB
ejif-3742	199	7	the	the	DET
ejif-3742	199	8	rational	rational	ADJ
ejif-3742	199	9	change	change	NOUN
ejif-3742	199	10	in	in	ADP
ejif-3742	199	11	the	the	DET
ejif-3742	199	12	yearly	yearly	ADJ
ejif-3742	199	13	average	average	ADJ
ejif-3742	199	14	prices	price	NOUN
ejif-3742	199	15	for	for	ADP
ejif-3742	199	16	a	a	DET
ejif-3742	199	17	basket	basket	NOUN
ejif-3742	199	18	of	of	ADP
ejif-3742	199	19	consumer	consumer	NOUN
ejif-3742	199	20	goods	good	NOUN
ejif-3742	199	21	and	and	CCONJ
ejif-3742	199	22	services	service	NOUN
ejif-3742	199	23	.	.	PUNCT
ejif-3742	200	1	ejif	ejif	PROPN
ejif-3742	200	2	–	–	PUNCT
ejif-3742	200	3	european	european	PROPN
ejif-3742	200	4	journal	journal	PROPN
ejif-3742	200	5	of	of	ADP
ejif-3742	200	6	islamic	islamic	PROPN
ejif-3742	200	7	finance	finance	PROPN
ejif-3742	200	8	no	no	DET
ejif-3742	200	9	14	14	NUM
ejif-3742	200	10	,	,	PUNCT
ejif-3742	200	11	december	december	PROPN
ejif-3742	200	12	(	(	PUNCT
ejif-3742	200	13	2019	2019	NUM
ejif-3742	200	14	)	)	PUNCT
ejif-3742	201	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3742	201	2	issn	issn	VERB
ejif-3742	201	3	2421	2421	NUM
ejif-3742	201	4	-	-	SYM
ejif-3742	201	5	2172	2172	NUM
ejif-3742	201	6	7	7	NUM
ejif-3742	201	7	inf	inf	NOUN
ejif-3742	201	8	=	=	SYM
ejif-3742	201	9	annual	annual	ADJ
ejif-3742	201	10	cpi	cpi	PROPN
ejif-3742	201	11	rate	rate	NOUN
ejif-3742	201	12	(	(	PUNCT
ejif-3742	201	13	9	9	NUM
ejif-3742	201	14	)	)	PUNCT
ejif-3742	201	15	c.	c.	NOUN
ejif-3742	201	16	data	data	PROPN
ejif-3742	201	17	validation	validation	NOUN
ejif-3742	201	18	before	before	ADP
ejif-3742	201	19	performing	perform	VERB
ejif-3742	201	20	any	any	DET
ejif-3742	201	21	statistical	statistical	ADJ
ejif-3742	201	22	analysis	analysis	NOUN
ejif-3742	201	23	,	,	PUNCT
ejif-3742	201	24	the	the	DET
ejif-3742	201	25	validity	validity	NOUN
ejif-3742	201	26	and	and	CCONJ
ejif-3742	201	27	reliability	reliability	NOUN
ejif-3742	201	28	of	of	ADP
ejif-3742	201	29	the	the	DET
ejif-3742	201	30	collected	collect	VERB
ejif-3742	201	31	data	datum	NOUN
ejif-3742	201	32	must	must	AUX
ejif-3742	201	33	be	be	AUX
ejif-3742	201	34	tested	test	VERB
ejif-3742	201	35	in	in	ADP
ejif-3742	201	36	order	order	NOUN
ejif-3742	201	37	to	to	PART
ejif-3742	201	38	ascertain	ascertain	VERB
ejif-3742	201	39	the	the	DET
ejif-3742	201	40	accuracy	accuracy	NOUN
ejif-3742	201	41	of	of	ADP
ejif-3742	201	42	the	the	DET
ejif-3742	201	43	regression	regression	NOUN
ejif-3742	201	44	model	model	NOUN
ejif-3742	201	45	to	to	PART
ejif-3742	201	46	be	be	AUX
ejif-3742	201	47	applied	apply	VERB
ejif-3742	201	48	and	and	CCONJ
ejif-3742	201	49	adherence	adherence	NOUN
ejif-3742	201	50	to	to	ADP
ejif-3742	201	51	some	some	DET
ejif-3742	201	52	underlying	underlie	VERB
ejif-3742	201	53	assumptions	assumption	NOUN
ejif-3742	201	54	.	.	PUNCT
ejif-3742	202	1	as	as	SCONJ
ejif-3742	202	2	stressed	stress	VERB
ejif-3742	202	3	on	on	ADP
ejif-3742	202	4	by	by	ADP
ejif-3742	202	5	ghasemi	ghasemi	PROPN
ejif-3742	202	6	&	&	CCONJ
ejif-3742	202	7	zahediasl	zahediasl	PROPN
ejif-3742	202	8	a	a	DET
ejif-3742	202	9	researcher	researcher	NOUN
ejif-3742	202	10	should	should	AUX
ejif-3742	202	11	seriously	seriously	ADV
ejif-3742	202	12	consider	consider	VERB
ejif-3742	202	13	statistical	statistical	ADJ
ejif-3742	202	14	assumptions	assumption	NOUN
ejif-3742	202	15	since	since	SCONJ
ejif-3742	202	16	failure	failure	NOUN
ejif-3742	202	17	to	to	PART
ejif-3742	202	18	uphold	uphold	VERB
ejif-3742	202	19	such	such	ADJ
ejif-3742	202	20	assumptions	assumption	NOUN
ejif-3742	202	21	might	might	AUX
ejif-3742	202	22	hinder	hinder	VERB
ejif-3742	202	23	the	the	DET
ejif-3742	202	24	possibility	possibility	NOUN
ejif-3742	202	25	to	to	PART
ejif-3742	202	26	draw	draw	VERB
ejif-3742	202	27	accurate	accurate	ADJ
ejif-3742	202	28	and	and	CCONJ
ejif-3742	202	29	reliable	reliable	ADJ
ejif-3742	202	30	conclusions	conclusion	NOUN
ejif-3742	202	31	about	about	ADP
ejif-3742	202	32	the	the	DET
ejif-3742	202	33	facts	fact	NOUN
ejif-3742	202	34	[	[	X
ejif-3742	202	35	63	63	NUM
ejif-3742	202	36	]	]	PUNCT
ejif-3742	202	37	.	.	PUNCT
ejif-3742	203	1	to	to	PART
ejif-3742	203	2	perform	perform	VERB
ejif-3742	203	3	such	such	ADJ
ejif-3742	203	4	tests	test	NOUN
ejif-3742	203	5	and	and	CCONJ
ejif-3742	203	6	all	all	DET
ejif-3742	203	7	the	the	DET
ejif-3742	203	8	subsequent	subsequent	ADJ
ejif-3742	203	9	statistical	statistical	ADJ
ejif-3742	203	10	measurements	measurement	NOUN
ejif-3742	203	11	,	,	PUNCT
ejif-3742	203	12	the	the	DET
ejif-3742	203	13	statistical	statistical	ADJ
ejif-3742	203	14	package	package	NOUN
ejif-3742	203	15	of	of	ADP
ejif-3742	203	16	stata	stata	NOUN
ejif-3742	203	17	is	be	AUX
ejif-3742	203	18	used	use	VERB
ejif-3742	203	19	.	.	PUNCT
ejif-3742	204	1	1	1	X
ejif-3742	204	2	)	)	PUNCT
ejif-3742	204	3	normality	normality	NOUN
ejif-3742	204	4	tests	test	NOUN
ejif-3742	204	5	:	:	PUNCT
ejif-3742	204	6	as	as	ADP
ejif-3742	204	7	a	a	DET
ejif-3742	204	8	first	first	ADJ
ejif-3742	204	9	step	step	NOUN
ejif-3742	204	10	,	,	PUNCT
ejif-3742	204	11	normality	normality	NOUN
ejif-3742	204	12	test	test	NOUN
ejif-3742	204	13	is	be	AUX
ejif-3742	204	14	performed	perform	VERB
ejif-3742	204	15	and	and	CCONJ
ejif-3742	204	16	nonnormality	nonnormality	NOUN
ejif-3742	204	17	of	of	ADP
ejif-3742	204	18	the	the	DET
ejif-3742	204	19	data	datum	NOUN
ejif-3742	204	20	due	due	ADP
ejif-3742	204	21	to	to	ADP
ejif-3742	204	22	outliers	outlier	NOUN
ejif-3742	204	23	is	be	AUX
ejif-3742	204	24	observed	observe	VERB
ejif-3742	204	25	.	.	PUNCT
ejif-3742	205	1	nonetheless	nonetheless	ADV
ejif-3742	205	2	,	,	PUNCT
ejif-3742	205	3	such	such	ADJ
ejif-3742	205	4	non	non	ADJ
ejif-3742	205	5	-	-	ADJ
ejif-3742	205	6	normality	normality	ADJ
ejif-3742	205	7	is	be	AUX
ejif-3742	205	8	unaccounted	unaccounte	VERB
ejif-3742	205	9	for	for	ADP
ejif-3742	205	10	as	as	SCONJ
ejif-3742	205	11	the	the	DET
ejif-3742	205	12	number	number	NOUN
ejif-3742	205	13	of	of	ADP
ejif-3742	205	14	observations	observation	NOUN
ejif-3742	205	15	or	or	CCONJ
ejif-3742	205	16	sample	sample	NOUN
ejif-3742	205	17	size	size	NOUN
ejif-3742	205	18	(	(	PUNCT
ejif-3742	205	19	164	164	NUM
ejif-3742	205	20	observations	observation	NOUN
ejif-3742	205	21	)	)	PUNCT
ejif-3742	205	22	of	of	ADP
ejif-3742	205	23	this	this	DET
ejif-3742	205	24	study	study	NOUN
ejif-3742	205	25	is	be	AUX
ejif-3742	205	26	sufficiently	sufficiently	ADV
ejif-3742	205	27	large	large	ADJ
ejif-3742	205	28	to	to	PART
ejif-3742	205	29	relax	relax	VERB
ejif-3742	205	30	this	this	DET
ejif-3742	205	31	assumption	assumption	NOUN
ejif-3742	205	32	as	as	SCONJ
ejif-3742	205	33	stated	state	VERB
ejif-3742	205	34	by	by	ADP
ejif-3742	205	35	prior	prior	ADJ
ejif-3742	205	36	researchers	researcher	NOUN
ejif-3742	205	37	involved	involve	VERB
ejif-3742	205	38	in	in	ADP
ejif-3742	205	39	the	the	DET
ejif-3742	205	40	field	field	NOUN
ejif-3742	206	1	[	[	X
ejif-3742	206	2	63	63	NUM
ejif-3742	206	3	]	]	PUNCT
ejif-3742	206	4	,	,	PUNCT
ejif-3742	206	5	[	[	X
ejif-3742	206	6	64	64	NUM
ejif-3742	206	7	]	]	PUNCT
ejif-3742	206	8	.	.	PUNCT
ejif-3742	207	1	on	on	ADP
ejif-3742	207	2	the	the	DET
ejif-3742	207	3	other	other	ADJ
ejif-3742	207	4	hand	hand	NOUN
ejif-3742	207	5	,	,	PUNCT
ejif-3742	207	6	yang	yang	PROPN
ejif-3742	207	7	argued	argue	VERB
ejif-3742	207	8	that	that	SCONJ
ejif-3742	207	9	regression	regression	NOUN
ejif-3742	207	10	analysis	analysis	NOUN
ejif-3742	207	11	show	show	NOUN
ejif-3742	207	12	resilience	resilience	NOUN
ejif-3742	207	13	and	and	CCONJ
ejif-3742	207	14	robustness	robustness	NOUN
ejif-3742	207	15	against	against	ADP
ejif-3742	207	16	non	non	ADJ
ejif-3742	207	17	-	-	NOUN
ejif-3742	207	18	normality	normality	NOUN
ejif-3742	207	19	of	of	ADP
ejif-3742	207	20	the	the	DET
ejif-3742	207	21	error	error	NOUN
ejif-3742	207	22	terms	term	NOUN
ejif-3742	207	23	as	as	SCONJ
ejif-3742	207	24	conclusions	conclusion	NOUN
ejif-3742	207	25	drawn	draw	VERB
ejif-3742	207	26	from	from	ADP
ejif-3742	207	27	such	such	ADJ
ejif-3742	207	28	analysis	analysis	NOUN
ejif-3742	207	29	remain	remain	VERB
ejif-3742	207	30	valid	valid	ADJ
ejif-3742	207	31	despite	despite	SCONJ
ejif-3742	207	32	nonnormality	nonnormality	NOUN
ejif-3742	207	33	[	[	X
ejif-3742	207	34	65	65	NUM
ejif-3742	207	35	]	]	PUNCT
ejif-3742	207	36	.	.	PUNCT
ejif-3742	208	1	henceforth	henceforth	ADV
ejif-3742	208	2	,	,	PUNCT
ejif-3742	208	3	the	the	DET
ejif-3742	208	4	outcome	outcome	NOUN
ejif-3742	208	5	of	of	ADP
ejif-3742	208	6	this	this	DET
ejif-3742	208	7	study	study	NOUN
ejif-3742	208	8	is	be	AUX
ejif-3742	208	9	presumed	presume	VERB
ejif-3742	208	10	to	to	PART
ejif-3742	208	11	be	be	AUX
ejif-3742	208	12	valid	valid	ADJ
ejif-3742	208	13	and	and	CCONJ
ejif-3742	208	14	reliable	reliable	ADJ
ejif-3742	208	15	regardless	regardless	ADV
ejif-3742	208	16	of	of	ADP
ejif-3742	208	17	the	the	DET
ejif-3742	208	18	normality	normality	NOUN
ejif-3742	208	19	assumption	assumption	NOUN
ejif-3742	208	20	failure	failure	NOUN
ejif-3742	208	21	.	.	PUNCT
ejif-3742	209	1	2	2	X
ejif-3742	209	2	)	)	PUNCT
ejif-3742	209	3	multicollinearity	multicollinearity	NOUN
ejif-3742	209	4	test	test	NOUN
ejif-3742	209	5	:	:	PUNCT
ejif-3742	209	6	one	one	NUM
ejif-3742	209	7	major	major	ADJ
ejif-3742	209	8	test	test	NOUN
ejif-3742	209	9	conducted	conduct	VERB
ejif-3742	209	10	before	before	ADP
ejif-3742	209	11	a	a	DET
ejif-3742	209	12	regression	regression	NOUN
ejif-3742	209	13	analysis	analysis	NOUN
ejif-3742	209	14	is	be	AUX
ejif-3742	209	15	performed	perform	VERB
ejif-3742	209	16	is	be	AUX
ejif-3742	209	17	the	the	DET
ejif-3742	209	18	multicollinearity	multicollinearity	NOUN
ejif-3742	209	19	test	test	NOUN
ejif-3742	209	20	which	which	PRON
ejif-3742	209	21	assesses	assess	VERB
ejif-3742	209	22	the	the	DET
ejif-3742	209	23	existence	existence	NOUN
ejif-3742	209	24	of	of	ADP
ejif-3742	209	25	linear	linear	PROPN
ejif-3742	209	26	relations	relation	NOUN
ejif-3742	209	27	among	among	ADP
ejif-3742	209	28	the	the	DET
ejif-3742	209	29	explanatory	explanatory	ADJ
ejif-3742	209	30	variables	variable	NOUN
ejif-3742	209	31	of	of	ADP
ejif-3742	209	32	a	a	DET
ejif-3742	209	33	research	research	NOUN
ejif-3742	209	34	.	.	PUNCT
ejif-3742	210	1	technically	technically	ADV
ejif-3742	210	2	,	,	PUNCT
ejif-3742	210	3	the	the	DET
ejif-3742	210	4	issue	issue	NOUN
ejif-3742	210	5	of	of	ADP
ejif-3742	210	6	multicollinearity	multicollinearity	NOUN
ejif-3742	210	7	emerges	emerge	NOUN
ejif-3742	210	8	when	when	SCONJ
ejif-3742	210	9	two	two	NUM
ejif-3742	210	10	identical	identical	ADJ
ejif-3742	210	11	independent	independent	ADJ
ejif-3742	210	12	variables	variable	NOUN
ejif-3742	210	13	having	have	VERB
ejif-3742	210	14	similar	similar	ADJ
ejif-3742	210	15	purpose	purpose	NOUN
ejif-3742	210	16	but	but	CCONJ
ejif-3742	210	17	with	with	ADP
ejif-3742	210	18	different	different	ADJ
ejif-3742	210	19	measurements	measurement	NOUN
ejif-3742	210	20	are	be	AUX
ejif-3742	210	21	included	include	VERB
ejif-3742	210	22	in	in	ADP
ejif-3742	210	23	a	a	DET
ejif-3742	210	24	model	model	NOUN
ejif-3742	210	25	.	.	PUNCT
ejif-3742	211	1	an	an	DET
ejif-3742	211	2	example	example	NOUN
ejif-3742	211	3	of	of	ADP
ejif-3742	211	4	such	such	ADJ
ejif-3742	211	5	phenomenon	phenomenon	NOUN
ejif-3742	211	6	is	be	AUX
ejif-3742	211	7	the	the	DET
ejif-3742	211	8	presence	presence	NOUN
ejif-3742	211	9	of	of	ADP
ejif-3742	211	10	two	two	NUM
ejif-3742	211	11	variables	variable	NOUN
ejif-3742	211	12	representing	represent	VERB
ejif-3742	211	13	height	height	NOUN
ejif-3742	211	14	in	in	ADP
ejif-3742	211	15	a	a	DET
ejif-3742	211	16	model	model	NOUN
ejif-3742	211	17	where	where	SCONJ
ejif-3742	211	18	one	one	NUM
ejif-3742	211	19	variable	variable	NOUN
ejif-3742	211	20	is	be	AUX
ejif-3742	211	21	measured	measure	VERB
ejif-3742	211	22	with	with	ADP
ejif-3742	211	23	inches	inch	NOUN
ejif-3742	211	24	and	and	CCONJ
ejif-3742	211	25	the	the	DET
ejif-3742	211	26	other	other	ADJ
ejif-3742	211	27	with	with	ADP
ejif-3742	211	28	feet	foot	NOUN
ejif-3742	211	29	.	.	PUNCT
ejif-3742	212	1	to	to	PART
ejif-3742	212	2	test	test	VERB
ejif-3742	212	3	the	the	DET
ejif-3742	212	4	issue	issue	NOUN
ejif-3742	212	5	of	of	ADP
ejif-3742	212	6	multicollinearity	multicollinearity	NOUN
ejif-3742	212	7	,	,	PUNCT
ejif-3742	212	8	the	the	DET
ejif-3742	212	9	commonly	commonly	ADV
ejif-3742	212	10	used	use	VERB
ejif-3742	212	11	variance	variance	NOUN
ejif-3742	212	12	inflation	inflation	NOUN
ejif-3742	212	13	factor	factor	NOUN
ejif-3742	212	14	(	(	PUNCT
ejif-3742	212	15	vif	vif	NOUN
ejif-3742	212	16	)	)	PUNCT
ejif-3742	212	17	is	be	AUX
ejif-3742	212	18	employed	employ	VERB
ejif-3742	212	19	.	.	PUNCT
ejif-3742	213	1	a	a	DET
ejif-3742	213	2	vif	vif	NOUN
ejif-3742	213	3	value	value	NOUN
ejif-3742	213	4	exceeding	exceed	VERB
ejif-3742	213	5	10	10	NUM
ejif-3742	213	6	indicates	indicate	VERB
ejif-3742	213	7	multicollinearity	multicollinearity	NOUN
ejif-3742	213	8	problem	problem	NOUN
ejif-3742	213	9	in	in	ADP
ejif-3742	213	10	a	a	DET
ejif-3742	213	11	model	model	NOUN
ejif-3742	213	12	.	.	PUNCT
ejif-3742	214	1	as	as	ADP
ejif-3742	214	2	a	a	DET
ejif-3742	214	3	result	result	NOUN
ejif-3742	214	4	of	of	ADP
ejif-3742	214	5	the	the	DET
ejif-3742	214	6	test	test	NOUN
ejif-3742	214	7	,	,	PUNCT
ejif-3742	214	8	return	return	VERB
ejif-3742	214	9	on	on	ADP
ejif-3742	214	10	assets	asset	NOUN
ejif-3742	214	11	(	(	PUNCT
ejif-3742	214	12	roa	roa	NOUN
ejif-3742	214	13	)	)	PUNCT
ejif-3742	214	14	is	be	AUX
ejif-3742	214	15	found	find	VERB
ejif-3742	214	16	to	to	PART
ejif-3742	214	17	have	have	VERB
ejif-3742	214	18	an	an	DET
ejif-3742	214	19	11.93	11.93	NUM
ejif-3742	214	20	value	value	NOUN
ejif-3742	214	21	which	which	PRON
ejif-3742	214	22	is	be	AUX
ejif-3742	214	23	greater	great	ADJ
ejif-3742	214	24	than	than	ADP
ejif-3742	214	25	the	the	DET
ejif-3742	214	26	required	require	VERB
ejif-3742	214	27	10	10	NUM
ejif-3742	214	28	(	(	PUNCT
ejif-3742	214	29	refer	refer	VERB
ejif-3742	214	30	to	to	ADP
ejif-3742	214	31	table	table	NOUN
ejif-3742	214	32	3	3	NUM
ejif-3742	214	33	below	below	ADV
ejif-3742	214	34	)	)	PUNCT
ejif-3742	214	35	.	.	PUNCT
ejif-3742	215	1	to	to	PART
ejif-3742	215	2	fix	fix	VERB
ejif-3742	215	3	this	this	DET
ejif-3742	215	4	problem	problem	NOUN
ejif-3742	215	5	,	,	PUNCT
ejif-3742	215	6	dropping	drop	VERB
ejif-3742	215	7	roa	roa	NOUN
ejif-3742	215	8	is	be	AUX
ejif-3742	215	9	conceived	conceive	VERB
ejif-3742	215	10	as	as	ADP
ejif-3742	215	11	a	a	DET
ejif-3742	215	12	viable	viable	ADJ
ejif-3742	215	13	option	option	NOUN
ejif-3742	215	14	to	to	PART
ejif-3742	215	15	avoid	avoid	VERB
ejif-3742	215	16	distortion	distortion	NOUN
ejif-3742	215	17	in	in	ADP
ejif-3742	215	18	our	our	PRON
ejif-3742	215	19	data	datum	NOUN
ejif-3742	215	20	.	.	PUNCT
ejif-3742	216	1	to	to	PART
ejif-3742	216	2	assume	assume	VERB
ejif-3742	216	3	no	no	DET
ejif-3742	216	4	multi	multi	ADJ
ejif-3742	216	5	-	-	ADJ
ejif-3742	216	6	collinearity	collinearity	ADJ
ejif-3742	216	7	problem	problem	NOUN
ejif-3742	216	8	in	in	ADP
ejif-3742	216	9	a	a	DET
ejif-3742	216	10	model	model	NOUN
ejif-3742	216	11	,	,	PUNCT
ejif-3742	216	12	only	only	ADV
ejif-3742	216	13	variables	variable	NOUN
ejif-3742	216	14	that	that	PRON
ejif-3742	216	15	have	have	VERB
ejif-3742	216	16	no	no	DET
ejif-3742	216	17	exact	exact	ADJ
ejif-3742	216	18	linear	linear	NOUN
ejif-3742	216	19	functions	function	NOUN
ejif-3742	216	20	with	with	ADP
ejif-3742	216	21	one	one	NUM
ejif-3742	216	22	or	or	CCONJ
ejif-3742	216	23	multiple	multiple	ADJ
ejif-3742	216	24	variables	variable	NOUN
ejif-3742	216	25	should	should	AUX
ejif-3742	216	26	be	be	AUX
ejif-3742	216	27	included	include	VERB
ejif-3742	216	28	in	in	ADP
ejif-3742	216	29	the	the	DET
ejif-3742	216	30	model	model	NOUN
ejif-3742	216	31	[	[	X
ejif-3742	216	32	64	64	NUM
ejif-3742	216	33	]	]	PUNCT
ejif-3742	216	34	.	.	PUNCT
ejif-3742	217	1	3	3	X
ejif-3742	217	2	)	)	PUNCT
ejif-3742	217	3	heteroscedasticity	heteroscedasticity	NOUN
ejif-3742	217	4	test	test	NOUN
ejif-3742	217	5	:	:	PUNCT
ejif-3742	217	6	another	another	DET
ejif-3742	217	7	validity	validity	NOUN
ejif-3742	217	8	test	test	NOUN
ejif-3742	217	9	is	be	AUX
ejif-3742	217	10	the	the	DET
ejif-3742	217	11	test	test	NOUN
ejif-3742	217	12	of	of	ADP
ejif-3742	217	13	heteroscedasticity	heteroscedasticity	PROPN
ejif-3742	217	14	.	.	PUNCT
ejif-3742	218	1	heteroscedasticity	heteroscedasticity	NOUN
ejif-3742	218	2	refers	refer	VERB
ejif-3742	218	3	to	to	ADP
ejif-3742	218	4	situations	situation	NOUN
ejif-3742	218	5	where	where	SCONJ
ejif-3742	218	6	the	the	DET
ejif-3742	218	7	variances	variance	NOUN
ejif-3742	218	8	witnessed	witness	VERB
ejif-3742	218	9	in	in	ADP
ejif-3742	218	10	the	the	DET
ejif-3742	218	11	residuals	residual	NOUN
ejif-3742	218	12	of	of	ADP
ejif-3742	218	13	the	the	DET
ejif-3742	218	14	dependent	dependent	ADJ
ejif-3742	218	15	variable	variable	NOUN
ejif-3742	218	16	is	be	AUX
ejif-3742	218	17	caused	cause	VERB
ejif-3742	218	18	by	by	ADP
ejif-3742	218	19	the	the	DET
ejif-3742	218	20	predictors	predictor	NOUN
ejif-3742	218	21	in	in	ADP
ejif-3742	218	22	the	the	DET
ejif-3742	218	23	model	model	NOUN
ejif-3742	218	24	which	which	PRON
ejif-3742	218	25	is	be	AUX
ejif-3742	218	26	not	not	PART
ejif-3742	218	27	preferred	prefer	VERB
ejif-3742	218	28	.	.	PUNCT
ejif-3742	219	1	in	in	ADP
ejif-3742	219	2	classical	classical	ADJ
ejif-3742	219	3	linear	linear	NOUN
ejif-3742	219	4	regression	regression	NOUN
ejif-3742	219	5	,	,	PUNCT
ejif-3742	219	6	the	the	DET
ejif-3742	219	7	residual	residual	ADJ
ejif-3742	219	8	or	or	CCONJ
ejif-3742	219	9	error	error	NOUN
ejif-3742	219	10	term	term	NOUN
ejif-3742	219	11	in	in	ADP
ejif-3742	219	12	the	the	DET
ejif-3742	219	13	model	model	NOUN
ejif-3742	219	14	is	be	AUX
ejif-3742	219	15	assumed	assume	VERB
ejif-3742	219	16	to	to	PART
ejif-3742	219	17	have	have	VERB
ejif-3742	219	18	equal	equal	ADJ
ejif-3742	219	19	variance	variance	NOUN
ejif-3742	219	20	or	or	CCONJ
ejif-3742	219	21	are	be	AUX
ejif-3742	219	22	homoscedastic	homoscedastic	ADJ
ejif-3742	219	23	across	across	ADP
ejif-3742	219	24	the	the	DET
ejif-3742	219	25	observations	observation	NOUN
ejif-3742	219	26	.	.	PUNCT
ejif-3742	220	1	thus	thus	ADV
ejif-3742	220	2	,	,	PUNCT
ejif-3742	220	3	the	the	DET
ejif-3742	220	4	violation	violation	NOUN
ejif-3742	220	5	of	of	ADP
ejif-3742	220	6	such	such	ADJ
ejif-3742	220	7	assumption	assumption	NOUN
ejif-3742	220	8	is	be	AUX
ejif-3742	220	9	referred	refer	VERB
ejif-3742	220	10	to	to	ADP
ejif-3742	220	11	as	as	ADP
ejif-3742	220	12	heteroscedasticity	heteroscedasticity	NOUN
ejif-3742	220	13	[	[	X
ejif-3742	220	14	66	66	NUM
ejif-3742	220	15	]	]	PUNCT
ejif-3742	220	16	.	.	PUNCT
ejif-3742	221	1	the	the	DET
ejif-3742	221	2	presence	presence	NOUN
ejif-3742	221	3	of	of	ADP
ejif-3742	221	4	heteroscedasticity	heteroscedasticity	NOUN
ejif-3742	221	5	leads	lead	VERB
ejif-3742	221	6	to	to	ADP
ejif-3742	221	7	producing	produce	VERB
ejif-3742	221	8	a	a	DET
ejif-3742	221	9	p	p	NOUN
ejif-3742	221	10	-	-	PUNCT
ejif-3742	221	11	value	value	NOUN
ejif-3742	221	12	that	that	PRON
ejif-3742	221	13	is	be	AUX
ejif-3742	221	14	smaller	small	ADJ
ejif-3742	221	15	than	than	SCONJ
ejif-3742	221	16	it	it	PRON
ejif-3742	221	17	should	should	AUX
ejif-3742	221	18	be	be	AUX
ejif-3742	221	19	in	in	ADP
ejif-3742	221	20	normal	normal	ADJ
ejif-3742	221	21	conditions	condition	NOUN
ejif-3742	221	22	.	.	PUNCT
ejif-3742	222	1	to	to	PART
ejif-3742	222	2	detect	detect	VERB
ejif-3742	222	3	heteroscedasticity	heteroscedasticity	NOUN
ejif-3742	222	4	,	,	PUNCT
ejif-3742	222	5	a	a	DET
ejif-3742	222	6	numerical	numerical	ADJ
ejif-3742	222	7	and	and	CCONJ
ejif-3742	222	8	graphical	graphical	ADJ
ejif-3742	222	9	tests	test	NOUN
ejif-3742	222	10	of	of	ADP
ejif-3742	222	11	breusch	breusch	NOUN
ejif-3742	222	12	-	-	PUNCT
ejif-3742	222	13	pagan	pagan	ADJ
ejif-3742	222	14	(	(	PUNCT
ejif-3742	222	15	bp	bp	PROPN
ejif-3742	222	16	)	)	PUNCT
ejif-3742	222	17	test	test	NOUN
ejif-3742	222	18	and	and	CCONJ
ejif-3742	222	19	residual	residual	ADJ
ejif-3742	222	20	-	-	PUNCT
ejif-3742	222	21	versus	versus	NOUN
ejif-3742	222	22	-	-	PUNCT
ejif-3742	222	23	fitted	fit	VERB
ejif-3742	222	24	(	(	PUNCT
ejif-3742	222	25	rvf	rvf	NOUN
ejif-3742	222	26	)	)	PUNCT
ejif-3742	222	27	graph	graph	NOUN
ejif-3742	222	28	respectively	respectively	ADV
ejif-3742	222	29	are	be	AUX
ejif-3742	222	30	conducted	conduct	VERB
ejif-3742	222	31	.	.	PUNCT
ejif-3742	223	1	the	the	DET
ejif-3742	223	2	bp	bp	PROPN
ejif-3742	223	3	test	test	PROPN
ejif-3742	223	4	discovered	discover	VERB
ejif-3742	223	5	a	a	DET
ejif-3742	223	6	p	p	NOUN
ejif-3742	223	7	-	-	PUNCT
ejif-3742	223	8	value	value	NOUN
ejif-3742	223	9	of	of	ADP
ejif-3742	223	10	0.2152	0.2152	NUM
ejif-3742	223	11	,	,	PUNCT
ejif-3742	223	12	thus	thus	ADV
ejif-3742	223	13	accepting	accept	VERB
ejif-3742	223	14	the	the	DET
ejif-3742	223	15	null	null	ADJ
ejif-3742	223	16	hypothesis	hypothesis	NOUN
ejif-3742	223	17	of	of	ADP
ejif-3742	223	18	homoscedasticity	homoscedasticity	NOUN
ejif-3742	223	19	.	.	PUNCT
ejif-3742	224	1	furthermore	furthermore	ADV
ejif-3742	224	2	,	,	PUNCT
ejif-3742	224	3	the	the	DET
ejif-3742	224	4	rvf	rvf	NOUN
ejif-3742	224	5	graph	graph	NOUN
ejif-3742	224	6	confirmed	confirm	VERB
ejif-3742	224	7	the	the	DET
ejif-3742	224	8	result	result	NOUN
ejif-3742	224	9	of	of	ADP
ejif-3742	224	10	bp	bp	PROPN
ejif-3742	224	11	by	by	ADP
ejif-3742	224	12	illustrated	illustrate	VERB
ejif-3742	224	13	equal	equal	ADJ
ejif-3742	224	14	spreading	spreading	NOUN
ejif-3742	224	15	of	of	ADP
ejif-3742	224	16	the	the	DET
ejif-3742	224	17	data	data	NOUN
ejif-3742	224	18	points	point	NOUN
ejif-3742	224	19	below	below	ADP
ejif-3742	224	20	and	and	CCONJ
ejif-3742	224	21	above	above	ADP
ejif-3742	224	22	the	the	DET
ejif-3742	224	23	zero	zero	NUM
ejif-3742	224	24	line	line	NOUN
ejif-3742	224	25	.	.	PUNCT
ejif-3742	225	1	table	table	NOUN
ejif-3742	225	2	3	3	NUM
ejif-3742	225	3	:	:	PUNCT
ejif-3742	225	4	multicollinearity	multicollinearity	NOUN
ejif-3742	225	5	test	test	NOUN
ejif-3742	225	6	(	(	PUNCT
ejif-3742	225	7	vif	vif	NOUN
ejif-3742	225	8	)	)	PUNCT
ejif-3742	225	9	variables	variable	VERB
ejif-3742	225	10	vif	vif	PROPN
ejif-3742	225	11	roa	roa	PROPN
ejif-3742	225	12	11.93	11.93	NUM
ejif-3742	225	13	roe	roe	PROPN
ejif-3742	225	14	5.27	5.27	NUM
ejif-3742	225	15	oeoi	oeoi	NOUN
ejif-3742	225	16	5.91	5.91	NUM
ejif-3742	225	17	fdr	fdr	PROPN
ejif-3742	225	18	1.67	1.67	NUM
ejif-3742	225	19	size	size	NOUN
ejif-3742	225	20	1.38	1.38	NUM
ejif-3742	225	21	npf	npf	PROPN
ejif-3742	225	22	1.10	1.10	NUM
ejif-3742	225	23	gdp	gdp	NOUN
ejif-3742	225	24	1.10	1.10	NUM
ejif-3742	225	25	inf	inf	NOUN
ejif-3742	225	26	1.20	1.20	NUM
ejif-3742	225	27	d.	d.	PROPN
ejif-3742	225	28	model	model	NOUN
ejif-3742	225	29	specification	specification	NOUN
ejif-3742	225	30	in	in	ADP
ejif-3742	225	31	order	order	NOUN
ejif-3742	225	32	to	to	PART
ejif-3742	225	33	examine	examine	VERB
ejif-3742	225	34	the	the	DET
ejif-3742	225	35	effect	effect	NOUN
ejif-3742	225	36	of	of	ADP
ejif-3742	225	37	bank	bank	NOUN
ejif-3742	225	38	-	-	PUNCT
ejif-3742	225	39	level	level	NOUN
ejif-3742	225	40	and	and	CCONJ
ejif-3742	225	41	macroeconomic	macroeconomic	ADJ
ejif-3742	225	42	level	level	NOUN
ejif-3742	225	43	factors	factor	NOUN
ejif-3742	225	44	on	on	ADP
ejif-3742	225	45	the	the	DET
ejif-3742	225	46	determination	determination	NOUN
ejif-3742	225	47	of	of	ADP
ejif-3742	225	48	gcc	gcc	NOUN
ejif-3742	225	49	islamic	islamic	ADJ
ejif-3742	225	50	banks	bank	NOUN
ejif-3742	225	51	capital	capital	NOUN
ejif-3742	225	52	adequacy	adequacy	NOUN
ejif-3742	225	53	ratios	ratio	NOUN
ejif-3742	225	54	,	,	PUNCT
ejif-3742	225	55	this	this	DET
ejif-3742	225	56	study	study	NOUN
ejif-3742	225	57	employs	employ	VERB
ejif-3742	225	58	a	a	DET
ejif-3742	225	59	multiple	multiple	ADJ
ejif-3742	225	60	linear	linear	ADJ
ejif-3742	225	61	regression	regression	NOUN
ejif-3742	225	62	model	model	NOUN
ejif-3742	225	63	on	on	ADP
ejif-3742	225	64	a	a	DET
ejif-3742	225	65	panel	panel	NOUN
ejif-3742	225	66	of	of	ADP
ejif-3742	225	67	data	datum	NOUN
ejif-3742	225	68	consisting	consist	VERB
ejif-3742	225	69	of	of	ADP
ejif-3742	225	70	28	28	NUM
ejif-3742	225	71	cross	cros	NOUN
ejif-3742	225	72	-	-	NOUN
ejif-3742	225	73	sections	section	NOUN
ejif-3742	225	74	(	(	PUNCT
ejif-3742	225	75	the	the	DET
ejif-3742	225	76	selected	select	VERB
ejif-3742	225	77	banks	bank	NOUN
ejif-3742	225	78	)	)	PUNCT
ejif-3742	225	79	and	and	CCONJ
ejif-3742	225	80	6	6	NUM
ejif-3742	225	81	time	time	NOUN
ejif-3742	225	82	periods	period	NOUN
ejif-3742	225	83	ranging	range	VERB
ejif-3742	225	84	from	from	ADP
ejif-3742	225	85	2013	2013	NUM
ejif-3742	225	86	to	to	ADP
ejif-3742	225	87	2018	2018	NUM
ejif-3742	225	88	.	.	PUNCT
ejif-3742	226	1	multiple	multiple	ADJ
ejif-3742	226	2	linear	linear	PROPN
ejif-3742	226	3	regression	regression	NOUN
ejif-3742	226	4	refers	refer	VERB
ejif-3742	226	5	to	to	ADP
ejif-3742	226	6	statistical	statistical	ADJ
ejif-3742	226	7	models	model	NOUN
ejif-3742	226	8	where	where	SCONJ
ejif-3742	226	9	the	the	DET
ejif-3742	226	10	effect	effect	NOUN
ejif-3742	226	11	of	of	ADP
ejif-3742	226	12	multiple	multiple	ADJ
ejif-3742	226	13	number	number	NOUN
ejif-3742	226	14	of	of	ADP
ejif-3742	226	15	variables	variable	NOUN
ejif-3742	226	16	or	or	CCONJ
ejif-3742	226	17	independent	independent	ADJ
ejif-3742	226	18	variables	variable	NOUN
ejif-3742	226	19	on	on	ADP
ejif-3742	226	20	a	a	DET
ejif-3742	226	21	single	single	ADJ
ejif-3742	226	22	dependent	dependent	ADJ
ejif-3742	226	23	variable	variable	NOUN
ejif-3742	226	24	is	be	AUX
ejif-3742	226	25	examined	examine	VERB
ejif-3742	226	26	to	to	PART
ejif-3742	226	27	test	test	VERB
ejif-3742	226	28	possible	possible	ADJ
ejif-3742	226	29	causal	causal	NOUN
ejif-3742	226	30	relationship	relationship	NOUN
ejif-3742	226	31	.	.	PUNCT
ejif-3742	227	1	as	as	SCONJ
ejif-3742	227	2	argued	argue	VERB
ejif-3742	227	3	by	by	ADP
ejif-3742	227	4	abusharba	abusharba	ADJ
ejif-3742	227	5	,	,	PUNCT
ejif-3742	227	6	triyuwono	triyuwono	PROPN
ejif-3742	227	7	,	,	PUNCT
ejif-3742	227	8	ismail	ismail	PROPN
ejif-3742	227	9	,	,	PUNCT
ejif-3742	227	10	and	and	CCONJ
ejif-3742	227	11	rahman	rahman	PROPN
ejif-3742	227	12	,	,	PUNCT
ejif-3742	227	13	regression	regression	NOUN
ejif-3742	227	14	models	model	NOUN
ejif-3742	227	15	come	come	VERB
ejif-3742	227	16	in	in	ADP
ejif-3742	227	17	handy	handy	ADJ
ejif-3742	227	18	when	when	SCONJ
ejif-3742	227	19	the	the	DET
ejif-3742	227	20	model	model	NOUN
ejif-3742	227	21	is	be	AUX
ejif-3742	227	22	needed	need	VERB
ejif-3742	227	23	to	to	PART
ejif-3742	227	24	explain	explain	VERB
ejif-3742	227	25	the	the	DET
ejif-3742	227	26	inter	inter	NOUN
ejif-3742	227	27	-	-	NOUN
ejif-3742	227	28	relationship	relationship	NOUN
ejif-3742	227	29	between	between	ADP
ejif-3742	227	30	the	the	DET
ejif-3742	227	31	outcome	outcome	NOUN
ejif-3742	227	32	variable	variable	NOUN
ejif-3742	227	33	and	and	CCONJ
ejif-3742	227	34	explanatory	explanatory	ADJ
ejif-3742	227	35	variables	variable	NOUN
ejif-3742	227	36	[	[	X
ejif-3742	227	37	35	35	NUM
ejif-3742	227	38	]	]	PUNCT
ejif-3742	227	39	.	.	PUNCT
ejif-3742	228	1	the	the	DET
ejif-3742	228	2	regression	regression	NOUN
ejif-3742	228	3	model	model	NOUN
ejif-3742	228	4	of	of	ADP
ejif-3742	228	5	this	this	DET
ejif-3742	228	6	study	study	NOUN
ejif-3742	228	7	is	be	AUX
ejif-3742	228	8	as	as	SCONJ
ejif-3742	228	9	follows	follow	VERB
ejif-3742	228	10	:	:	PUNCT
ejif-3742	229	1	carbit	carbit	PROPN
ejif-3742	229	2	=	=	PUNCT
ejif-3742	229	3	α	α	PROPN
ejif-3742	229	4	+	+	X
ejif-3742	229	5	β1roebit	β1roebit	NOUN
ejif-3742	229	6	+	+	CCONJ
ejif-3742	229	7	β2oeoibit	β2oeoibit	NOUN
ejif-3742	229	8	+	+	CCONJ
ejif-3742	229	9	β3fdrbit	β3fdrbit	NOUN
ejif-3742	229	10	+	+	CCONJ
ejif-3742	229	11	β4sizebit	β4sizebit	NOUN
ejif-3742	229	12	+	+	CCONJ
ejif-3742	229	13	β5npfbit	β5npfbit	NOUN
ejif-3742	229	14	+	+	CCONJ
ejif-3742	229	15	β6gdpbit	β6gdpbit	NOUN
ejif-3742	229	16	+	+	CCONJ
ejif-3742	229	17	β7infbit	β7infbit	NOUN
ejif-3742	229	18	+	+	NUM
ejif-3742	229	19	εbit	εbit	NOUN
ejif-3742	229	20	in	in	ADP
ejif-3742	229	21	the	the	DET
ejif-3742	229	22	above	above	ADJ
ejif-3742	229	23	equation	equation	NOUN
ejif-3742	229	24	,	,	PUNCT
ejif-3742	229	25	𝛼	𝛼	PROPN
ejif-3742	229	26	is	be	AUX
ejif-3742	229	27	the	the	DET
ejif-3742	229	28	constant	constant	ADJ
ejif-3742	229	29	value	value	NOUN
ejif-3742	229	30	while	while	SCONJ
ejif-3742	229	31	β1	β1	PROPN
ejif-3742	229	32	...	...	PUNCT
ejif-3742	229	33	n	n	PRON
ejif-3742	229	34	represent	represent	VERB
ejif-3742	229	35	the	the	DET
ejif-3742	229	36	coefficients	coefficient	NOUN
ejif-3742	229	37	of	of	ADP
ejif-3742	229	38	the	the	DET
ejif-3742	229	39	explanatory	explanatory	ADJ
ejif-3742	229	40	variables	variable	NOUN
ejif-3742	229	41	.	.	PUNCT
ejif-3742	230	1	t	t	PROPN
ejif-3742	230	2	represents	represent	VERB
ejif-3742	230	3	time	time	NOUN
ejif-3742	230	4	period	period	NOUN
ejif-3742	230	5	while	while	SCONJ
ejif-3742	230	6	i	i	PRON
ejif-3742	230	7	and	and	CCONJ
ejif-3742	230	8	b	b	PROPN
ejif-3742	230	9	represent	represent	VERB
ejif-3742	230	10	the	the	DET
ejif-3742	230	11	28	28	NUM
ejif-3742	230	12	banks	bank	NOUN
ejif-3742	230	13	and	and	CCONJ
ejif-3742	230	14	6	6	NUM
ejif-3742	230	15	gcc	gcc	NOUN
ejif-3742	230	16	member	member	NOUN
ejif-3742	230	17	states	state	NOUN
ejif-3742	230	18	respectively	respectively	ADV
ejif-3742	230	19	.	.	PUNCT
ejif-3742	231	1	the	the	DET
ejif-3742	231	2	symbol	symbol	NOUN
ejif-3742	231	3	ɛ	ɛ	PROPN
ejif-3742	231	4	is	be	AUX
ejif-3742	231	5	the	the	DET
ejif-3742	231	6	ejif	ejif	PROPN
ejif-3742	231	7	–	–	PUNCT
ejif-3742	231	8	european	european	PROPN
ejif-3742	231	9	journal	journal	PROPN
ejif-3742	231	10	of	of	ADP
ejif-3742	231	11	islamic	islamic	PROPN
ejif-3742	231	12	finance	finance	PROPN
ejif-3742	231	13	no	no	DET
ejif-3742	231	14	14	14	NUM
ejif-3742	231	15	,	,	PUNCT
ejif-3742	231	16	december	december	PROPN
ejif-3742	231	17	(	(	PUNCT
ejif-3742	231	18	2019	2019	NUM
ejif-3742	231	19	)	)	PUNCT
ejif-3742	232	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3742	232	2	issn	issn	VERB
ejif-3742	232	3	2421	2421	NUM
ejif-3742	232	4	-	-	SYM
ejif-3742	232	5	2172	2172	NUM
ejif-3742	232	6	8	8	NUM
ejif-3742	232	7	error	error	NOUN
ejif-3742	232	8	term	term	NOUN
ejif-3742	232	9	reflecting	reflect	VERB
ejif-3742	232	10	all	all	DET
ejif-3742	232	11	other	other	ADJ
ejif-3742	232	12	influencing	influence	VERB
ejif-3742	232	13	factors	factor	NOUN
ejif-3742	232	14	absent	absent	ADJ
ejif-3742	232	15	in	in	ADP
ejif-3742	232	16	the	the	DET
ejif-3742	232	17	model	model	NOUN
ejif-3742	232	18	.	.	PUNCT
ejif-3742	233	1	v.	v.	ADP
ejif-3742	233	2	findings	finding	NOUN
ejif-3742	233	3	and	and	CCONJ
ejif-3742	233	4	discussions	discussion	NOUN
ejif-3742	233	5	a.	a.	NOUN
ejif-3742	233	6	descriptive	descriptive	ADJ
ejif-3742	233	7	statistics	statistic	NOUN
ejif-3742	233	8	.	.	PUNCT
ejif-3742	234	1	as	as	ADV
ejif-3742	234	2	visible	visible	ADJ
ejif-3742	234	3	in	in	ADP
ejif-3742	234	4	table	table	NOUN
ejif-3742	234	5	4	4	NUM
ejif-3742	234	6	,	,	PUNCT
ejif-3742	234	7	the	the	DET
ejif-3742	234	8	total	total	ADJ
ejif-3742	234	9	number	number	NOUN
ejif-3742	234	10	of	of	ADP
ejif-3742	234	11	observations	observation	NOUN
ejif-3742	234	12	in	in	ADP
ejif-3742	234	13	this	this	DET
ejif-3742	234	14	study	study	NOUN
ejif-3742	234	15	is	be	AUX
ejif-3742	234	16	168	168	NUM
ejif-3742	234	17	giving	give	VERB
ejif-3742	234	18	us	we	PRON
ejif-3742	234	19	a	a	DET
ejif-3742	234	20	fairly	fairly	ADV
ejif-3742	234	21	sufficient	sufficient	ADJ
ejif-3742	234	22	data	datum	NOUN
ejif-3742	234	23	-	-	PUNCT
ejif-3742	234	24	set	set	NOUN
ejif-3742	234	25	to	to	PART
ejif-3742	234	26	run	run	VERB
ejif-3742	234	27	our	our	PRON
ejif-3742	234	28	analysis	analysis	NOUN
ejif-3742	234	29	.	.	PUNCT
ejif-3742	235	1	the	the	DET
ejif-3742	235	2	descriptive	descriptive	ADJ
ejif-3742	235	3	analysis	analysis	NOUN
ejif-3742	235	4	in	in	ADP
ejif-3742	235	5	the	the	DET
ejif-3742	235	6	table	table	NOUN
ejif-3742	235	7	has	have	AUX
ejif-3742	235	8	been	be	AUX
ejif-3742	235	9	summarized	summarize	VERB
ejif-3742	235	10	as	as	SCONJ
ejif-3742	235	11	follows	follow	VERB
ejif-3742	235	12	:	:	PUNCT
ejif-3742	235	13	capital	capital	NOUN
ejif-3742	235	14	adequacy	adequacy	NOUN
ejif-3742	235	15	ratios	ratio	NOUN
ejif-3742	235	16	(	(	PUNCT
ejif-3742	235	17	car	car	NOUN
ejif-3742	235	18	)	)	PUNCT
ejif-3742	235	19	of	of	ADP
ejif-3742	235	20	the	the	DET
ejif-3742	235	21	islamic	islamic	ADJ
ejif-3742	235	22	banks	bank	NOUN
ejif-3742	235	23	in	in	ADP
ejif-3742	235	24	the	the	DET
ejif-3742	235	25	gulf	gulf	PROPN
ejif-3742	235	26	states	state	NOUN
ejif-3742	235	27	displayed	display	VERB
ejif-3742	235	28	a	a	DET
ejif-3742	235	29	mean	mean	NOUN
ejif-3742	235	30	of	of	ADP
ejif-3742	235	31	20.29	20.29	NUM
ejif-3742	235	32	%	%	NOUN
ejif-3742	235	33	indicating	indicate	VERB
ejif-3742	235	34	maintenance	maintenance	NOUN
ejif-3742	235	35	of	of	ADP
ejif-3742	235	36	capital	capital	NOUN
ejif-3742	235	37	ratios	ratio	NOUN
ejif-3742	235	38	above	above	ADP
ejif-3742	235	39	the	the	DET
ejif-3742	235	40	minimum	minimum	ADJ
ejif-3742	235	41	international	international	ADJ
ejif-3742	235	42	and	and	CCONJ
ejif-3742	235	43	domestic	domestic	ADJ
ejif-3742	235	44	thresholds	threshold	NOUN
ejif-3742	235	45	on	on	ADP
ejif-3742	235	46	the	the	DET
ejif-3742	235	47	average	average	NOUN
ejif-3742	235	48	.	.	PUNCT
ejif-3742	236	1	the	the	DET
ejif-3742	236	2	standard	standard	ADJ
ejif-3742	236	3	deviation	deviation	NOUN
ejif-3742	236	4	of	of	ADP
ejif-3742	236	5	car	car	NOUN
ejif-3742	236	6	was	be	AUX
ejif-3742	236	7	10.8	10.8	NUM
ejif-3742	236	8	%	%	NOUN
ejif-3742	236	9	signifying	signify	VERB
ejif-3742	236	10	fluctuations	fluctuation	NOUN
ejif-3742	236	11	among	among	ADP
ejif-3742	236	12	the	the	DET
ejif-3742	236	13	banks	bank	NOUN
ejif-3742	236	14	in	in	ADP
ejif-3742	236	15	holding	hold	VERB
ejif-3742	236	16	regulatory	regulatory	ADJ
ejif-3742	236	17	capital	capital	NOUN
ejif-3742	236	18	.	.	PUNCT
ejif-3742	237	1	the	the	DET
ejif-3742	237	2	minimum	minimum	ADJ
ejif-3742	237	3	and	and	CCONJ
ejif-3742	237	4	maximum	maximum	ADJ
ejif-3742	237	5	car	car	NOUN
ejif-3742	237	6	values	value	NOUN
ejif-3742	237	7	were	be	AUX
ejif-3742	237	8	1.7	1.7	NUM
ejif-3742	237	9	%	%	NOUN
ejif-3742	237	10	and	and	CCONJ
ejif-3742	237	11	97	97	NUM
ejif-3742	237	12	%	%	NOUN
ejif-3742	237	13	respectively	respectively	ADV
ejif-3742	237	14	further	far	ADV
ejif-3742	237	15	supporting	support	VERB
ejif-3742	237	16	this	this	DET
ejif-3742	237	17	variance	variance	NOUN
ejif-3742	237	18	.	.	PUNCT
ejif-3742	238	1	some	some	DET
ejif-3742	238	2	islamic	islamic	ADJ
ejif-3742	238	3	banks	bank	NOUN
ejif-3742	238	4	in	in	ADP
ejif-3742	238	5	the	the	DET
ejif-3742	238	6	gcc	gcc	NOUN
ejif-3742	238	7	failed	fail	VERB
ejif-3742	238	8	to	to	PART
ejif-3742	238	9	maintain	maintain	VERB
ejif-3742	238	10	the	the	DET
ejif-3742	238	11	required	require	VERB
ejif-3742	238	12	minimum	minimum	NOUN
ejif-3742	238	13	while	while	SCONJ
ejif-3742	238	14	some	some	DET
ejif-3742	238	15	others	other	NOUN
ejif-3742	238	16	followed	follow	VERB
ejif-3742	238	17	a	a	DET
ejif-3742	238	18	very	very	ADV
ejif-3742	238	19	extremely	extremely	ADV
ejif-3742	238	20	prudent	prudent	ADJ
ejif-3742	238	21	approach	approach	NOUN
ejif-3742	238	22	holding	hold	VERB
ejif-3742	238	23	regulatory	regulatory	ADJ
ejif-3742	238	24	capital	capital	NOUN
ejif-3742	238	25	almost	almost	ADV
ejif-3742	238	26	equivalent	equivalent	ADJ
ejif-3742	238	27	to	to	ADP
ejif-3742	238	28	its	its	PRON
ejif-3742	238	29	risky	risky	ADJ
ejif-3742	238	30	assets	asset	NOUN
ejif-3742	238	31	.	.	PUNCT
ejif-3742	239	1	roe	roe	PROPN
ejif-3742	239	2	exhibited	exhibit	VERB
ejif-3742	239	3	an	an	DET
ejif-3742	239	4	average	average	ADJ
ejif-3742	239	5	value	value	NOUN
ejif-3742	239	6	of	of	ADP
ejif-3742	239	7	8.2	8.2	NUM
ejif-3742	239	8	%	%	NOUN
ejif-3742	239	9	and	and	CCONJ
ejif-3742	239	10	a	a	DET
ejif-3742	239	11	standard	standard	ADJ
ejif-3742	239	12	deviation	deviation	NOUN
ejif-3742	239	13	of	of	ADP
ejif-3742	239	14	6.8	6.8	NUM
ejif-3742	239	15	%	%	NOUN
ejif-3742	239	16	indicating	indicate	VERB
ejif-3742	239	17	that	that	SCONJ
ejif-3742	239	18	the	the	DET
ejif-3742	239	19	returns	return	NOUN
ejif-3742	239	20	earned	earn	VERB
ejif-3742	239	21	from	from	ADP
ejif-3742	239	22	shareholder	shareholder	NOUN
ejif-3742	239	23	equity	equity	NOUN
ejif-3742	239	24	of	of	ADP
ejif-3742	239	25	the	the	DET
ejif-3742	239	26	observed	observe	VERB
ejif-3742	239	27	banks	bank	NOUN
ejif-3742	239	28	require	require	VERB
ejif-3742	239	29	improvements	improvement	NOUN
ejif-3742	239	30	given	give	VERB
ejif-3742	239	31	the	the	DET
ejif-3742	239	32	slight	slight	ADJ
ejif-3742	239	33	variance	variance	NOUN
ejif-3742	239	34	among	among	ADP
ejif-3742	239	35	their	their	PRON
ejif-3742	239	36	ratios	ratio	NOUN
ejif-3742	239	37	.	.	PUNCT
ejif-3742	240	1	a	a	DET
ejif-3742	240	2	minimum	minimum	ADJ
ejif-3742	240	3	value	value	NOUN
ejif-3742	240	4	of	of	ADP
ejif-3742	240	5	-20.4	-20.4	NUM
ejif-3742	240	6	%	%	NOUN
ejif-3742	240	7	shows	show	VERB
ejif-3742	240	8	that	that	SCONJ
ejif-3742	240	9	the	the	DET
ejif-3742	240	10	least	least	ADV
ejif-3742	240	11	profitable	profitable	ADJ
ejif-3742	240	12	bank	bank	NOUN
ejif-3742	240	13	lost	lose	VERB
ejif-3742	240	14	almost	almost	ADV
ejif-3742	240	15	as	as	ADV
ejif-3742	240	16	much	much	ADJ
ejif-3742	240	17	as	as	ADP
ejif-3742	240	18	the	the	DET
ejif-3742	240	19	most	most	ADV
ejif-3742	240	20	profitable	profitable	ADJ
ejif-3742	240	21	one	one	NUM
ejif-3742	240	22	with	with	ADP
ejif-3742	240	23	a	a	DET
ejif-3742	240	24	roe	roe	NOUN
ejif-3742	240	25	of	of	ADP
ejif-3742	240	26	21.2	21.2	NUM
ejif-3742	240	27	%	%	NOUN
ejif-3742	240	28	.	.	PUNCT
ejif-3742	241	1	in	in	ADP
ejif-3742	241	2	terms	term	NOUN
ejif-3742	241	3	of	of	ADP
ejif-3742	241	4	operating	operate	VERB
ejif-3742	241	5	efficiency	efficiency	NOUN
ejif-3742	241	6	oeoi	oeoi	NOUN
ejif-3742	241	7	,	,	PUNCT
ejif-3742	241	8	the	the	DET
ejif-3742	241	9	mean	mean	ADJ
ejif-3742	241	10	value	value	NOUN
ejif-3742	241	11	was	be	AUX
ejif-3742	241	12	59.4	59.4	NUM
ejif-3742	241	13	%	%	NOUN
ejif-3742	241	14	indicating	indicate	VERB
ejif-3742	241	15	that	that	SCONJ
ejif-3742	241	16	on	on	ADP
ejif-3742	241	17	the	the	DET
ejif-3742	241	18	average	average	NOUN
ejif-3742	241	19	the	the	DET
ejif-3742	241	20	banks	bank	NOUN
ejif-3742	241	21	managed	manage	VERB
ejif-3742	241	22	their	their	PRON
ejif-3742	241	23	operating	operating	NOUN
ejif-3742	241	24	expenses	expense	NOUN
ejif-3742	241	25	poorly	poorly	ADV
ejif-3742	241	26	.	.	PUNCT
ejif-3742	242	1	yet	yet	ADV
ejif-3742	242	2	,	,	PUNCT
ejif-3742	242	3	the	the	DET
ejif-3742	242	4	banks	bank	NOUN
ejif-3742	242	5	differed	differ	VERB
ejif-3742	242	6	highly	highly	ADV
ejif-3742	242	7	with	with	ADP
ejif-3742	242	8	a	a	DET
ejif-3742	242	9	standard	standard	ADJ
ejif-3742	242	10	deviation	deviation	NOUN
ejif-3742	242	11	of	of	ADP
ejif-3742	242	12	68.2	68.2	NUM
ejif-3742	242	13	%	%	NOUN
ejif-3742	242	14	which	which	PRON
ejif-3742	242	15	is	be	AUX
ejif-3742	242	16	substantial	substantial	ADJ
ejif-3742	242	17	.	.	PUNCT
ejif-3742	243	1	the	the	DET
ejif-3742	243	2	minimum	minimum	ADJ
ejif-3742	243	3	and	and	CCONJ
ejif-3742	243	4	maximum	maximum	ADJ
ejif-3742	243	5	oeoi	oeoi	NOUN
ejif-3742	243	6	value	value	NOUN
ejif-3742	243	7	were	be	AUX
ejif-3742	243	8	3.18	3.18	NUM
ejif-3742	243	9	%	%	NOUN
ejif-3742	243	10	and	and	CCONJ
ejif-3742	243	11	558.9	558.9	NUM
ejif-3742	243	12	%	%	NOUN
ejif-3742	243	13	respectively	respectively	ADV
ejif-3742	243	14	supporting	support	VERB
ejif-3742	243	15	the	the	DET
ejif-3742	243	16	extreme	extreme	ADJ
ejif-3742	243	17	deviation	deviation	NOUN
ejif-3742	243	18	.	.	PUNCT
ejif-3742	244	1	the	the	DET
ejif-3742	244	2	maximum	maximum	ADJ
ejif-3742	244	3	value	value	NOUN
ejif-3742	244	4	shows	show	VERB
ejif-3742	244	5	extremely	extremely	ADV
ejif-3742	244	6	overspending	overspending	NOUN
ejif-3742	244	7	of	of	ADP
ejif-3742	244	8	more	more	ADJ
ejif-3742	244	9	than	than	ADP
ejif-3742	244	10	5	5	NUM
ejif-3742	244	11	folds	fold	NOUN
ejif-3742	244	12	the	the	DET
ejif-3742	244	13	anticipated	anticipated	ADJ
ejif-3742	244	14	profit	profit	NOUN
ejif-3742	244	15	.	.	PUNCT
ejif-3742	245	1	an	an	DET
ejif-3742	245	2	average	average	ADJ
ejif-3742	245	3	fdr	fdr	PROPN
ejif-3742	245	4	of	of	ADP
ejif-3742	245	5	95.7	95.7	NUM
ejif-3742	245	6	%	%	NOUN
ejif-3742	245	7	and	and	CCONJ
ejif-3742	245	8	a	a	DET
ejif-3742	245	9	standard	standard	ADJ
ejif-3742	245	10	deviation	deviation	NOUN
ejif-3742	245	11	of	of	ADP
ejif-3742	245	12	39.4	39.4	NUM
ejif-3742	245	13	%	%	NOUN
ejif-3742	245	14	are	be	AUX
ejif-3742	245	15	found	find	VERB
ejif-3742	245	16	indicating	indicate	VERB
ejif-3742	245	17	the	the	DET
ejif-3742	245	18	large	large	ADJ
ejif-3742	245	19	and	and	CCONJ
ejif-3742	245	20	varying	vary	VERB
ejif-3742	245	21	liquidity	liquidity	NOUN
ejif-3742	245	22	positions	position	NOUN
ejif-3742	245	23	of	of	ADP
ejif-3742	245	24	the	the	DET
ejif-3742	245	25	banks	bank	NOUN
ejif-3742	245	26	respectively	respectively	ADV
ejif-3742	245	27	.	.	PUNCT
ejif-3742	246	1	a	a	DET
ejif-3742	246	2	minimum	minimum	ADJ
ejif-3742	246	3	and	and	CCONJ
ejif-3742	246	4	maximum	maximum	ADJ
ejif-3742	246	5	fdr	fdr	PROPN
ejif-3742	246	6	of	of	ADP
ejif-3742	246	7	1.5	1.5	NUM
ejif-3742	246	8	%	%	NOUN
ejif-3742	246	9	and	and	CCONJ
ejif-3742	246	10	455.8	455.8	NUM
ejif-3742	246	11	%	%	NOUN
ejif-3742	246	12	clearly	clearly	ADV
ejif-3742	246	13	shows	show	VERB
ejif-3742	246	14	how	how	SCONJ
ejif-3742	246	15	some	some	DET
ejif-3742	246	16	banks	bank	NOUN
ejif-3742	246	17	kept	keep	VERB
ejif-3742	246	18	customer	customer	NOUN
ejif-3742	246	19	deposits	deposit	NOUN
ejif-3742	246	20	extremely	extremely	ADV
ejif-3742	246	21	idle	idle	ADJ
ejif-3742	246	22	(	(	PUNCT
ejif-3742	246	23	1.5	1.5	NUM
ejif-3742	246	24	%	%	NOUN
ejif-3742	246	25	)	)	PUNCT
ejif-3742	246	26	while	while	SCONJ
ejif-3742	246	27	some	some	DET
ejif-3742	246	28	others	other	NOUN
ejif-3742	246	29	financed	finance	VERB
ejif-3742	246	30	more	more	ADV
ejif-3742	246	31	than	than	ADP
ejif-3742	246	32	depositor	depositor	NOUN
ejif-3742	246	33	funds	fund	NOUN
ejif-3742	246	34	(	(	PUNCT
ejif-3742	246	35	455.8	455.8	NUM
ejif-3742	246	36	%	%	NOUN
ejif-3742	246	37	)	)	PUNCT
ejif-3742	246	38	.	.	PUNCT
ejif-3742	247	1	the	the	DET
ejif-3742	247	2	average	average	ADJ
ejif-3742	247	3	size	size	NOUN
ejif-3742	247	4	of	of	ADP
ejif-3742	247	5	the	the	DET
ejif-3742	247	6	banks	bank	NOUN
ejif-3742	247	7	measured	measure	VERB
ejif-3742	247	8	with	with	ADP
ejif-3742	247	9	logarithm	logarithm	NOUN
ejif-3742	247	10	of	of	ADP
ejif-3742	247	11	total	total	ADJ
ejif-3742	247	12	assets	asset	NOUN
ejif-3742	247	13	was	be	AUX
ejif-3742	247	14	7.182944	7.182944	NUM
ejif-3742	247	15	.	.	PUNCT
ejif-3742	248	1	the	the	DET
ejif-3742	248	2	standard	standard	ADJ
ejif-3742	248	3	deviation	deviation	NOUN
ejif-3742	248	4	of	of	ADP
ejif-3742	248	5	size	size	NOUN
ejif-3742	248	6	was	be	AUX
ejif-3742	248	7	0.668	0.668	NUM
ejif-3742	248	8	with	with	ADP
ejif-3742	248	9	a	a	DET
ejif-3742	248	10	minimum	minimum	NOUN
ejif-3742	248	11	of	of	ADP
ejif-3742	248	12	6.000757	6.000757	NUM
ejif-3742	248	13	and	and	CCONJ
ejif-3742	248	14	maximum	maximum	NOUN
ejif-3742	248	15	of	of	ADP
ejif-3742	248	16	9.355704	9.355704	NUM
ejif-3742	248	17	signifying	signify	VERB
ejif-3742	248	18	the	the	DET
ejif-3742	248	19	varying	vary	VERB
ejif-3742	248	20	sizes	size	NOUN
ejif-3742	248	21	of	of	ADP
ejif-3742	248	22	the	the	DET
ejif-3742	248	23	examined	examine	VERB
ejif-3742	248	24	banks	bank	NOUN
ejif-3742	248	25	.	.	PUNCT
ejif-3742	249	1	the	the	DET
ejif-3742	249	2	mean	mean	ADJ
ejif-3742	249	3	asset	asset	NOUN
ejif-3742	249	4	quality	quality	NOUN
ejif-3742	249	5	(	(	PUNCT
ejif-3742	249	6	npf	npf	PROPN
ejif-3742	249	7	)	)	PUNCT
ejif-3742	249	8	stood	stand	VERB
ejif-3742	249	9	at	at	ADP
ejif-3742	249	10	4.78	4.78	NUM
ejif-3742	249	11	%	%	NOUN
ejif-3742	249	12	among	among	ADP
ejif-3742	249	13	the	the	DET
ejif-3742	249	14	banks	bank	NOUN
ejif-3742	249	15	indicating	indicate	VERB
ejif-3742	249	16	a	a	DET
ejif-3742	249	17	satisfactory	satisfactory	ADJ
ejif-3742	249	18	asset	asset	NOUN
ejif-3742	249	19	quality	quality	NOUN
ejif-3742	249	20	management	management	NOUN
ejif-3742	249	21	on	on	ADP
ejif-3742	249	22	the	the	DET
ejif-3742	249	23	average	average	NOUN
ejif-3742	249	24	.	.	PUNCT
ejif-3742	250	1	on	on	ADP
ejif-3742	250	2	the	the	DET
ejif-3742	250	3	other	other	ADJ
ejif-3742	250	4	hand	hand	NOUN
ejif-3742	250	5	,	,	PUNCT
ejif-3742	250	6	the	the	DET
ejif-3742	250	7	standard	standard	ADJ
ejif-3742	250	8	deviation	deviation	NOUN
ejif-3742	250	9	of	of	ADP
ejif-3742	250	10	7.72	7.72	NUM
ejif-3742	250	11	%	%	NOUN
ejif-3742	250	12	showed	show	VERB
ejif-3742	250	13	that	that	SCONJ
ejif-3742	250	14	the	the	DET
ejif-3742	250	15	banks	bank	NOUN
ejif-3742	250	16	were	be	AUX
ejif-3742	250	17	quite	quite	ADV
ejif-3742	250	18	consistent	consistent	ADJ
ejif-3742	250	19	regarding	regard	VERB
ejif-3742	250	20	this	this	DET
ejif-3742	250	21	factor	factor	NOUN
ejif-3742	250	22	while	while	SCONJ
ejif-3742	250	23	a	a	DET
ejif-3742	250	24	range	range	NOUN
ejif-3742	250	25	between	between	ADP
ejif-3742	250	26	0	0	NUM
ejif-3742	250	27	and	and	CCONJ
ejif-3742	250	28	0.83	0.83	NUM
ejif-3742	250	29	point	point	NOUN
ejif-3742	250	30	out	out	ADP
ejif-3742	250	31	that	that	SCONJ
ejif-3742	250	32	none	none	NOUN
ejif-3742	250	33	of	of	ADP
ejif-3742	250	34	the	the	DET
ejif-3742	250	35	banks	bank	NOUN
ejif-3742	250	36	faced	face	VERB
ejif-3742	250	37	unfavorable	unfavorable	ADJ
ejif-3742	250	38	financing	financing	NOUN
ejif-3742	250	39	problems	problem	NOUN
ejif-3742	250	40	.	.	PUNCT
ejif-3742	251	1	the	the	DET
ejif-3742	251	2	findings	finding	NOUN
ejif-3742	251	3	show	show	VERB
ejif-3742	251	4	banks	bank	NOUN
ejif-3742	251	5	succeeded	succeed	VERB
ejif-3742	251	6	in	in	ADP
ejif-3742	251	7	avoiding	avoid	VERB
ejif-3742	251	8	any	any	DET
ejif-3742	251	9	financing	financing	NOUN
ejif-3742	251	10	impairment	impairment	NOUN
ejif-3742	251	11	and	and	CCONJ
ejif-3742	251	12	recovered	recover	VERB
ejif-3742	251	13	all	all	DET
ejif-3742	251	14	its	its	PRON
ejif-3742	251	15	finances	finance	NOUN
ejif-3742	251	16	.	.	PUNCT
ejif-3742	252	1	the	the	DET
ejif-3742	252	2	average	average	ADJ
ejif-3742	252	3	gdp	gdp	NOUN
ejif-3742	252	4	of	of	ADP
ejif-3742	252	5	the	the	DET
ejif-3742	252	6	region	region	NOUN
ejif-3742	252	7	was	be	AUX
ejif-3742	252	8	2.65	2.65	NUM
ejif-3742	252	9	%	%	NOUN
ejif-3742	252	10	indicating	indicate	VERB
ejif-3742	252	11	healthy	healthy	ADJ
ejif-3742	252	12	economic	economic	ADJ
ejif-3742	252	13	conditions	condition	NOUN
ejif-3742	252	14	in	in	ADP
ejif-3742	252	15	the	the	DET
ejif-3742	252	16	region	region	NOUN
ejif-3742	252	17	.	.	PUNCT
ejif-3742	253	1	this	this	DET
ejif-3742	253	2	favorable	favorable	ADJ
ejif-3742	253	3	condition	condition	NOUN
ejif-3742	253	4	is	be	AUX
ejif-3742	253	5	mutual	mutual	ADJ
ejif-3742	253	6	among	among	ADP
ejif-3742	253	7	the	the	DET
ejif-3742	253	8	stated	state	VERB
ejif-3742	253	9	given	give	VERB
ejif-3742	253	10	the	the	DET
ejif-3742	253	11	variance	variance	NOUN
ejif-3742	253	12	of	of	ADP
ejif-3742	253	13	1.91	1.91	NUM
ejif-3742	253	14	%	%	NOUN
ejif-3742	253	15	which	which	PRON
ejif-3742	253	16	is	be	AUX
ejif-3742	253	17	smaller	small	ADJ
ejif-3742	253	18	.	.	PUNCT
ejif-3742	254	1	the	the	DET
ejif-3742	254	2	least	least	ADJ
ejif-3742	254	3	and	and	CCONJ
ejif-3742	254	4	highest	high	ADJ
ejif-3742	254	5	growth	growth	NOUN
ejif-3742	254	6	rate	rate	NOUN
ejif-3742	254	7	were	be	AUX
ejif-3742	254	8	-2.866	-2.866	PROPN
ejif-3742	254	9	%	%	NOUN
ejif-3742	254	10	and	and	CCONJ
ejif-3742	254	11	5.42	5.42	NUM
ejif-3742	254	12	%	%	NOUN
ejif-3742	254	13	respectively	respectively	ADV
ejif-3742	254	14	showing	show	VERB
ejif-3742	254	15	a	a	DET
ejif-3742	254	16	decline	decline	NOUN
ejif-3742	254	17	in	in	ADP
ejif-3742	254	18	the	the	DET
ejif-3742	254	19	first	first	ADJ
ejif-3742	254	20	case	case	NOUN
ejif-3742	254	21	.	.	PUNCT
ejif-3742	255	1	inflation	inflation	NOUN
ejif-3742	255	2	(	(	PUNCT
ejif-3742	255	3	inf	inf	NOUN
ejif-3742	255	4	)	)	PUNCT
ejif-3742	255	5	rate	rate	NOUN
ejif-3742	255	6	of	of	ADP
ejif-3742	255	7	the	the	DET
ejif-3742	255	8	region	region	NOUN
ejif-3742	255	9	was	be	AUX
ejif-3742	255	10	2.22	2.22	NUM
ejif-3742	255	11	%	%	NOUN
ejif-3742	255	12	with	with	ADP
ejif-3742	255	13	a	a	DET
ejif-3742	255	14	standard	standard	ADJ
ejif-3742	255	15	deviation	deviation	NOUN
ejif-3742	255	16	of	of	ADP
ejif-3742	255	17	1.04	1.04	NUM
ejif-3742	255	18	%	%	NOUN
ejif-3742	255	19	exhibiting	exhibit	VERB
ejif-3742	255	20	stable	stable	ADJ
ejif-3742	255	21	inflationary	inflationary	ADJ
ejif-3742	255	22	positions	position	NOUN
ejif-3742	255	23	in	in	ADP
ejif-3742	255	24	the	the	DET
ejif-3742	255	25	gcc	gcc	NOUN
ejif-3742	255	26	.	.	PUNCT
ejif-3742	256	1	in	in	ADP
ejif-3742	256	2	addition	addition	NOUN
ejif-3742	256	3	to	to	ADP
ejif-3742	256	4	the	the	DET
ejif-3742	256	5	highest	high	ADJ
ejif-3742	256	6	inflation	inflation	NOUN
ejif-3742	256	7	of	of	ADP
ejif-3742	256	8	4.07	4.07	NUM
ejif-3742	256	9	%	%	NOUN
ejif-3742	256	10	suffered	suffer	VERB
ejif-3742	256	11	by	by	ADP
ejif-3742	256	12	the	the	DET
ejif-3742	256	13	region	region	NOUN
ejif-3742	256	14	,	,	PUNCT
ejif-3742	256	15	the	the	DET
ejif-3742	256	16	region	region	NOUN
ejif-3742	256	17	experienced	experience	VERB
ejif-3742	256	18	a	a	DET
ejif-3742	256	19	deflation	deflation	NOUN
ejif-3742	256	20	of	of	ADP
ejif-3742	256	21	-0.0237	-0.0237	ADJ
ejif-3742	256	22	%	%	NOUN
ejif-3742	256	23	.	.	PUNCT
ejif-3742	257	1	table	table	NOUN
ejif-3742	257	2	4	4	NUM
ejif-3742	257	3	:	:	PUNCT
ejif-3742	257	4	descriptive	descriptive	ADJ
ejif-3742	257	5	statistics	statistic	NOUN
ejif-3742	257	6	variables	variable	NOUN
ejif-3742	257	7	obs	obs	PROPN
ejif-3742	257	8	.	.	PUNCT
ejif-3742	258	1	no	no	INTJ
ejif-3742	258	2	.	.	PUNCT
ejif-3742	259	1	mean	mean	PROPN
ejif-3742	259	2	standard	standard	ADJ
ejif-3742	259	3	deviation	deviation	NOUN
ejif-3742	259	4	min	min	PROPN
ejif-3742	259	5	max	max	PROPN
ejif-3742	259	6	car	car	NOUN
ejif-3742	260	1	168	168	NUM
ejif-3742	260	2	0.202924	0.202924	NUM
ejif-3742	260	3	0.1084205	0.1084205	NUM
ejif-3742	260	4	0.01732	0.01732	NUM
ejif-3742	260	5	0.9707	0.9707	NUM
ejif-3742	260	6	roe	roe	NOUN
ejif-3742	260	7	168	168	NUM
ejif-3742	260	8	0.081892	0.081892	NUM
ejif-3742	260	9	0.0683937	0.0683937	NUM
ejif-3742	260	10	-0.20376	-0.20376	NOUN
ejif-3742	260	11	0.21207	0.21207	NUM
ejif-3742	260	12	oeoi	oeoi	NOUN
ejif-3742	260	13	168	168	NUM
ejif-3742	260	14	0.594768	0.594768	NUM
ejif-3742	260	15	0.6822212	0.6822212	NUM
ejif-3742	260	16	0.031882	0.031882	NUM
ejif-3742	260	17	5.899902	5.899902	NUM
ejif-3742	260	18	fdr	fdr	PROPN
ejif-3742	260	19	168	168	NUM
ejif-3742	260	20	0.957305	0.957305	NUM
ejif-3742	260	21	0.3941127	0.3941127	NUM
ejif-3742	260	22	0.015888	0.015888	NUM
ejif-3742	260	23	4.558445	4.558445	NUM
ejif-3742	260	24	size	size	NOUN
ejif-3742	260	25	168	168	NUM
ejif-3742	260	26	7.182944	7.182944	NUM
ejif-3742	260	27	0.6681826	0.6681826	NUM
ejif-3742	260	28	6.000757	6.000757	NUM
ejif-3742	260	29	9.355704	9.355704	NUM
ejif-3742	260	30	npf	npf	NOUN
ejif-3742	260	31	168	168	NUM
ejif-3742	260	32	0.047879	0.047879	NUM
ejif-3742	260	33	0.0771992	0.0771992	NUM
ejif-3742	260	34	0	0	NUM
ejif-3742	260	35	0.83	0.83	NUM
ejif-3742	260	36	gdp	gdp	NOUN
ejif-3742	260	37	168	168	NUM
ejif-3742	260	38	0.026489	0.026489	NUM
ejif-3742	260	39	0.0191467	0.0191467	NUM
ejif-3742	260	40	-0.02866	-0.02866	NOUN
ejif-3742	260	41	0.054165	0.054165	NUM
ejif-3742	260	42	inf	inf	NOUN
ejif-3742	260	43	168	168	NUM
ejif-3742	260	44	0.022255	0.022255	NUM
ejif-3742	260	45	0.0104029	0.0104029	NUM
ejif-3742	260	46	-0.00237	-0.00237	NOUN
ejif-3742	260	47	0.0407	0.0407	NUM
ejif-3742	260	48	b.	b.	NOUN
ejif-3742	260	49	correlation	correlation	NOUN
ejif-3742	260	50	analysis	analysis	NOUN
ejif-3742	260	51	in	in	ADP
ejif-3742	260	52	table	table	NOUN
ejif-3742	260	53	5	5	NUM
ejif-3742	260	54	,	,	PUNCT
ejif-3742	260	55	the	the	DET
ejif-3742	260	56	analysis	analysis	NOUN
ejif-3742	260	57	of	of	ADP
ejif-3742	260	58	the	the	DET
ejif-3742	260	59	correlations	correlation	NOUN
ejif-3742	260	60	among	among	ADP
ejif-3742	260	61	the	the	DET
ejif-3742	260	62	variables	variable	NOUN
ejif-3742	260	63	is	be	AUX
ejif-3742	260	64	presented	present	VERB
ejif-3742	260	65	using	use	VERB
ejif-3742	260	66	the	the	DET
ejif-3742	260	67	spearman	spearman	NOUN
ejif-3742	260	68	’s	’s	PART
ejif-3742	260	69	rank	rank	NOUN
ejif-3742	260	70	correlation	correlation	NOUN
ejif-3742	260	71	matrix	matrix	NOUN
ejif-3742	260	72	.	.	PUNCT
ejif-3742	261	1	spearman	spearman	NOUN
ejif-3742	261	2	’s	’s	PART
ejif-3742	261	3	correlation	correlation	NOUN
ejif-3742	261	4	matrix	matrix	NOUN
ejif-3742	261	5	is	be	AUX
ejif-3742	261	6	applicable	applicable	ADJ
ejif-3742	261	7	to	to	ADP
ejif-3742	261	8	data	datum	NOUN
ejif-3742	261	9	sets	set	NOUN
ejif-3742	261	10	that	that	PRON
ejif-3742	261	11	are	be	AUX
ejif-3742	261	12	not	not	PART
ejif-3742	261	13	normally	normally	ADV
ejif-3742	261	14	distributed	distribute	VERB
ejif-3742	261	15	due	due	ADJ
ejif-3742	261	16	to	to	ADP
ejif-3742	261	17	outlier	outlier	NOUN
ejif-3742	261	18	effects	effect	NOUN
ejif-3742	261	19	[	[	X
ejif-3742	261	20	67	67	NUM
ejif-3742	261	21	]	]	PUNCT
ejif-3742	261	22	.	.	PUNCT
ejif-3742	262	1	as	as	ADP
ejif-3742	262	2	evident	evident	ADJ
ejif-3742	262	3	in	in	ADP
ejif-3742	262	4	the	the	DET
ejif-3742	262	5	table	table	NOUN
ejif-3742	262	6	,	,	PUNCT
ejif-3742	262	7	the	the	DET
ejif-3742	262	8	association	association	NOUN
ejif-3742	262	9	between	between	ADP
ejif-3742	262	10	car	car	NOUN
ejif-3742	262	11	and	and	CCONJ
ejif-3742	262	12	roe	roe	NOUN
ejif-3742	262	13	is	be	AUX
ejif-3742	262	14	negative	negative	ADJ
ejif-3742	262	15	and	and	CCONJ
ejif-3742	262	16	significant	significant	ADJ
ejif-3742	262	17	at	at	ADP
ejif-3742	262	18	5	5	NUM
ejif-3742	262	19	%	%	NOUN
ejif-3742	262	20	level	level	NOUN
ejif-3742	262	21	which	which	PRON
ejif-3742	262	22	means	mean	VERB
ejif-3742	262	23	that	that	SCONJ
ejif-3742	262	24	bank	bank	NOUN
ejif-3742	262	25	capitalization	capitalization	NOUN
ejif-3742	262	26	level	level	NOUN
ejif-3742	262	27	drops	drop	VERB
ejif-3742	262	28	as	as	SCONJ
ejif-3742	262	29	the	the	DET
ejif-3742	262	30	profit	profit	NOUN
ejif-3742	262	31	rate	rate	NOUN
ejif-3742	262	32	surges	surge	VERB
ejif-3742	262	33	.	.	PUNCT
ejif-3742	263	1	profitability	profitability	NOUN
ejif-3742	263	2	(	(	PUNCT
ejif-3742	263	3	roe	roe	NOUN
ejif-3742	263	4	)	)	PUNCT
ejif-3742	263	5	has	have	VERB
ejif-3742	263	6	a	a	DET
ejif-3742	263	7	negative	negative	ADJ
ejif-3742	263	8	and	and	CCONJ
ejif-3742	263	9	strong	strong	ADJ
ejif-3742	263	10	relation	relation	NOUN
ejif-3742	263	11	with	with	ADP
ejif-3742	263	12	oeoi	oeoi	NOUN
ejif-3742	263	13	and	and	CCONJ
ejif-3742	263	14	fdr	fdr	PROPN
ejif-3742	263	15	,	,	PUNCT
ejif-3742	263	16	but	but	CCONJ
ejif-3742	263	17	a	a	DET
ejif-3742	263	18	positive	positive	ADJ
ejif-3742	263	19	and	and	CCONJ
ejif-3742	263	20	significant	significant	ADJ
ejif-3742	263	21	correlation	correlation	NOUN
ejif-3742	263	22	with	with	ADP
ejif-3742	263	23	bank	bank	NOUN
ejif-3742	263	24	size	size	NOUN
ejif-3742	263	25	.	.	PUNCT
ejif-3742	264	1	fdr	fdr	PROPN
ejif-3742	264	2	exhibits	exhibit	VERB
ejif-3742	264	3	a	a	DET
ejif-3742	264	4	significantly	significantly	ADV
ejif-3742	264	5	positive	positive	ADJ
ejif-3742	264	6	linear	linear	ADJ
ejif-3742	264	7	relation	relation	NOUN
ejif-3742	264	8	with	with	ADP
ejif-3742	264	9	car	car	NOUN
ejif-3742	264	10	showing	show	VERB
ejif-3742	264	11	analogous	analogous	ADJ
ejif-3742	264	12	direction	direction	NOUN
ejif-3742	264	13	of	of	ADP
ejif-3742	264	14	liquidity	liquidity	NOUN
ejif-3742	264	15	and	and	CCONJ
ejif-3742	264	16	risk	risk	NOUN
ejif-3742	264	17	-	-	PUNCT
ejif-3742	264	18	based	base	VERB
ejif-3742	264	19	capital	capital	NOUN
ejif-3742	264	20	levels	level	NOUN
ejif-3742	264	21	.	.	PUNCT
ejif-3742	265	1	liquidity	liquidity	NOUN
ejif-3742	265	2	(	(	PUNCT
ejif-3742	265	3	fdr	fdr	PROPN
ejif-3742	265	4	)	)	PUNCT
ejif-3742	265	5	seems	seem	VERB
ejif-3742	265	6	to	to	PART
ejif-3742	265	7	drop	drop	VERB
ejif-3742	265	8	when	when	SCONJ
ejif-3742	265	9	nonperforming	nonperforme	VERB
ejif-3742	265	10	financing	financing	NOUN
ejif-3742	265	11	(	(	PUNCT
ejif-3742	265	12	npf	npf	NOUN
ejif-3742	265	13	)	)	PUNCT
ejif-3742	265	14	and	and	CCONJ
ejif-3742	265	15	inflation	inflation	NOUN
ejif-3742	265	16	rate	rate	NOUN
ejif-3742	265	17	(	(	PUNCT
ejif-3742	265	18	inf	inf	NOUN
ejif-3742	265	19	)	)	PUNCT
ejif-3742	265	20	escalates	escalate	NOUN
ejif-3742	265	21	.	.	PUNCT
ejif-3742	266	1	apart	apart	ADV
ejif-3742	266	2	from	from	ADP
ejif-3742	266	3	the	the	DET
ejif-3742	266	4	inverse	inverse	NOUN
ejif-3742	266	5	strong	strong	ADJ
ejif-3742	266	6	correlation	correlation	NOUN
ejif-3742	266	7	with	with	ADP
ejif-3742	266	8	roe	roe	NOUN
ejif-3742	266	9	,	,	PUNCT
ejif-3742	266	10	oeoi	oeoi	NOUN
ejif-3742	266	11	has	have	VERB
ejif-3742	266	12	no	no	DET
ejif-3742	266	13	significant	significant	ADJ
ejif-3742	266	14	association	association	NOUN
ejif-3742	266	15	with	with	ADP
ejif-3742	266	16	any	any	DET
ejif-3742	266	17	variable	variable	NOUN
ejif-3742	266	18	.	.	PUNCT
ejif-3742	267	1	the	the	DET
ejif-3742	267	2	relation	relation	NOUN
ejif-3742	267	3	of	of	ADP
ejif-3742	267	4	bank	bank	NOUN
ejif-3742	267	5	size	size	NOUN
ejif-3742	267	6	with	with	ADP
ejif-3742	267	7	car	car	NOUN
ejif-3742	267	8	is	be	AUX
ejif-3742	267	9	inverse	inverse	ADJ
ejif-3742	267	10	but	but	CCONJ
ejif-3742	267	11	insignificant	insignificant	ADJ
ejif-3742	267	12	,	,	PUNCT
ejif-3742	267	13	while	while	SCONJ
ejif-3742	267	14	the	the	DET
ejif-3742	267	15	relation	relation	NOUN
ejif-3742	267	16	of	of	ADP
ejif-3742	267	17	the	the	DET
ejif-3742	267	18	former	former	ADJ
ejif-3742	267	19	with	with	ADP
ejif-3742	267	20	roe	roe	PROPN
ejif-3742	267	21	is	be	AUX
ejif-3742	267	22	the	the	DET
ejif-3742	267	23	only	only	ADV
ejif-3742	267	24	positively	positively	ADV
ejif-3742	267	25	significant	significant	ADJ
ejif-3742	267	26	one	one	NUM
ejif-3742	267	27	.	.	PUNCT
ejif-3742	268	1	this	this	PRON
ejif-3742	268	2	implies	imply	VERB
ejif-3742	268	3	that	that	SCONJ
ejif-3742	268	4	banks	bank	NOUN
ejif-3742	268	5	grow	grow	VERB
ejif-3742	268	6	as	as	SCONJ
ejif-3742	268	7	they	they	PRON
ejif-3742	268	8	make	make	VERB
ejif-3742	268	9	more	more	ADJ
ejif-3742	268	10	profits	profit	NOUN
ejif-3742	268	11	.	.	PUNCT
ejif-3742	269	1	the	the	DET
ejif-3742	269	2	correlation	correlation	NOUN
ejif-3742	269	3	between	between	ADP
ejif-3742	269	4	asset	asset	NOUN
ejif-3742	269	5	quality	quality	NOUN
ejif-3742	269	6	(	(	PUNCT
ejif-3742	269	7	npf	npf	PROPN
ejif-3742	269	8	)	)	PUNCT
ejif-3742	269	9	and	and	CCONJ
ejif-3742	269	10	car	car	NOUN
ejif-3742	269	11	is	be	AUX
ejif-3742	269	12	inverse	inverse	ADJ
ejif-3742	269	13	and	and	CCONJ
ejif-3742	269	14	significant	significant	ADJ
ejif-3742	269	15	at	at	ADP
ejif-3742	269	16	5	5	NUM
ejif-3742	269	17	%	%	NOUN
ejif-3742	269	18	level	level	NOUN
ejif-3742	269	19	.	.	PUNCT
ejif-3742	270	1	this	this	PRON
ejif-3742	270	2	means	mean	VERB
ejif-3742	270	3	that	that	SCONJ
ejif-3742	270	4	car	car	NOUN
ejif-3742	270	5	increases	increase	NOUN
ejif-3742	270	6	when	when	SCONJ
ejif-3742	270	7	the	the	DET
ejif-3742	270	8	rate	rate	NOUN
ejif-3742	270	9	of	of	ADP
ejif-3742	270	10	impaired	impaired	ADJ
ejif-3742	270	11	financing	financing	NOUN
ejif-3742	270	12	assets	asset	NOUN
ejif-3742	270	13	declines	decline	VERB
ejif-3742	270	14	.	.	PUNCT
ejif-3742	271	1	npf	npf	PROPN
ejif-3742	271	2	has	have	VERB
ejif-3742	271	3	inversely	inversely	ADV
ejif-3742	271	4	strong	strong	ADJ
ejif-3742	271	5	relations	relation	NOUN
ejif-3742	271	6	with	with	ADP
ejif-3742	271	7	fdr	fdr	PROPN
ejif-3742	271	8	and	and	CCONJ
ejif-3742	271	9	size	size	NOUN
ejif-3742	271	10	indicating	indicate	VERB
ejif-3742	271	11	that	that	SCONJ
ejif-3742	271	12	asset	asset	NOUN
ejif-3742	271	13	quality	quality	NOUN
ejif-3742	271	14	improves	improve	VERB
ejif-3742	271	15	(	(	PUNCT
ejif-3742	271	16	npf	npf	NOUN
ejif-3742	271	17	drops	drop	NOUN
ejif-3742	271	18	)	)	PUNCT
ejif-3742	271	19	when	when	SCONJ
ejif-3742	271	20	financing	financing	NOUN
ejif-3742	271	21	activity	activity	NOUN
ejif-3742	271	22	and	and	CCONJ
ejif-3742	271	23	bank	bank	NOUN
ejif-3742	271	24	size	size	NOUN
ejif-3742	271	25	expands	expand	VERB
ejif-3742	271	26	.	.	PUNCT
ejif-3742	272	1	the	the	DET
ejif-3742	272	2	relationship	relationship	NOUN
ejif-3742	272	3	of	of	ADP
ejif-3742	272	4	gdp	gdp	NOUN
ejif-3742	272	5	and	and	CCONJ
ejif-3742	272	6	inf	inf	NOUN
ejif-3742	272	7	with	with	ADP
ejif-3742	272	8	car	car	NOUN
ejif-3742	272	9	are	be	AUX
ejif-3742	272	10	negative	negative	ADJ
ejif-3742	272	11	but	but	CCONJ
ejif-3742	272	12	weak	weak	ADJ
ejif-3742	272	13	to	to	PART
ejif-3742	272	14	account	account	VERB
ejif-3742	272	15	for	for	ADP
ejif-3742	272	16	.	.	PUNCT
ejif-3742	273	1	gdp	gdp	NOUN
ejif-3742	273	2	ejif	ejif	PROPN
ejif-3742	273	3	–	–	PUNCT
ejif-3742	273	4	european	european	PROPN
ejif-3742	273	5	journal	journal	PROPN
ejif-3742	273	6	of	of	ADP
ejif-3742	273	7	islamic	islamic	PROPN
ejif-3742	273	8	finance	finance	PROPN
ejif-3742	273	9	no	no	DET
ejif-3742	273	10	14	14	NUM
ejif-3742	273	11	,	,	PUNCT
ejif-3742	273	12	december	december	PROPN
ejif-3742	273	13	(	(	PUNCT
ejif-3742	273	14	2019	2019	NUM
ejif-3742	273	15	)	)	PUNCT
ejif-3742	274	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3742	274	2	issn	issn	VERB
ejif-3742	274	3	2421	2421	NUM
ejif-3742	274	4	-	-	SYM
ejif-3742	274	5	2172	2172	NUM
ejif-3742	274	6	9	9	NUM
ejif-3742	274	7	has	have	VERB
ejif-3742	274	8	zero	zero	NUM
ejif-3742	274	9	strong	strong	ADJ
ejif-3742	274	10	relation	relation	NOUN
ejif-3742	274	11	with	with	ADP
ejif-3742	274	12	any	any	DET
ejif-3742	274	13	variable	variable	NOUN
ejif-3742	274	14	while	while	SCONJ
ejif-3742	274	15	inflation	inflation	NOUN
ejif-3742	274	16	(	(	PUNCT
ejif-3742	274	17	inf	inf	NOUN
ejif-3742	274	18	)	)	PUNCT
ejif-3742	274	19	rise	rise	NOUN
ejif-3742	274	20	reduces	reduce	VERB
ejif-3742	274	21	liquidity	liquidity	NOUN
ejif-3742	274	22	and	and	CCONJ
ejif-3742	274	23	sizes	size	NOUN
ejif-3742	274	24	of	of	ADP
ejif-3742	274	25	banks	bank	NOUN
ejif-3742	274	26	.	.	PUNCT
ejif-3742	275	1	table	table	NOUN
ejif-3742	275	2	5	5	NUM
ejif-3742	275	3	:	:	PUNCT
ejif-3742	275	4	spearman	spearman	NOUN
ejif-3742	275	5	’s	’s	PART
ejif-3742	275	6	rank	rank	NOUN
ejif-3742	275	7	correlation	correlation	NOUN
ejif-3742	275	8	note	note	NOUN
ejif-3742	275	9	:	:	PUNCT
ejif-3742	275	10	(	(	PUNCT
ejif-3742	275	11	*	*	NOUN
ejif-3742	275	12	)	)	PUNCT
ejif-3742	275	13	symbolizes	symbolize	VERB
ejif-3742	275	14	significance	significance	NOUN
ejif-3742	275	15	at	at	ADP
ejif-3742	275	16	0.05	0.05	NUM
ejif-3742	275	17	level	level	NOUN
ejif-3742	275	18	c.	c.	NOUN
ejif-3742	275	19	regression	regression	NOUN
ejif-3742	275	20	analysis	analysis	NOUN
ejif-3742	275	21	in	in	ADP
ejif-3742	275	22	a	a	DET
ejif-3742	275	23	multiple	multiple	ADJ
ejif-3742	275	24	regression	regression	NOUN
ejif-3742	275	25	analysis	analysis	NOUN
ejif-3742	275	26	,	,	PUNCT
ejif-3742	275	27	there	there	PRON
ejif-3742	275	28	are	be	VERB
ejif-3742	275	29	a	a	DET
ejif-3742	275	30	number	number	NOUN
ejif-3742	275	31	of	of	ADP
ejif-3742	275	32	approaches	approach	NOUN
ejif-3742	275	33	including	include	VERB
ejif-3742	275	34	fixed	fix	VERB
ejif-3742	275	35	effect	effect	NOUN
ejif-3742	275	36	model	model	NOUN
ejif-3742	275	37	(	(	PUNCT
ejif-3742	275	38	fem	fem	NOUN
ejif-3742	275	39	)	)	PUNCT
ejif-3742	275	40	and	and	CCONJ
ejif-3742	275	41	random	random	ADJ
ejif-3742	275	42	effect	effect	NOUN
ejif-3742	275	43	model	model	NOUN
ejif-3742	275	44	(	(	PUNCT
ejif-3742	275	45	rem	rem	PROPN
ejif-3742	275	46	)	)	PUNCT
ejif-3742	275	47	each	each	PRON
ejif-3742	275	48	having	have	VERB
ejif-3742	275	49	specific	specific	ADJ
ejif-3742	275	50	properties	property	NOUN
ejif-3742	275	51	.	.	PUNCT
ejif-3742	276	1	the	the	DET
ejif-3742	276	2	main	main	ADJ
ejif-3742	276	3	element	element	NOUN
ejif-3742	276	4	that	that	PRON
ejif-3742	276	5	differentiates	differentiate	NOUN
ejif-3742	276	6	rem	rem	VERB
ejif-3742	276	7	from	from	ADP
ejif-3742	276	8	fem	fem	NOUN
ejif-3742	276	9	is	be	AUX
ejif-3742	276	10	that	that	SCONJ
ejif-3742	276	11	the	the	DET
ejif-3742	276	12	rem	rem	NOUN
ejif-3742	276	13	model	model	NOUN
ejif-3742	276	14	assumes	assume	VERB
ejif-3742	276	15	that	that	SCONJ
ejif-3742	276	16	the	the	DET
ejif-3742	276	17	independent	independent	ADJ
ejif-3742	276	18	variables	variable	NOUN
ejif-3742	276	19	of	of	ADP
ejif-3742	276	20	the	the	DET
ejif-3742	276	21	model	model	NOUN
ejif-3742	276	22	have	have	VERB
ejif-3742	276	23	no	no	DET
ejif-3742	276	24	correlation	correlation	NOUN
ejif-3742	276	25	with	with	ADP
ejif-3742	276	26	the	the	DET
ejif-3742	276	27	unobserved	unobserved	ADJ
ejif-3742	276	28	time	time	NOUN
ejif-3742	276	29	-	-	PUNCT
ejif-3742	276	30	invariant	invariant	ADJ
ejif-3742	276	31	effects	effect	NOUN
ejif-3742	276	32	in	in	ADP
ejif-3742	276	33	the	the	DET
ejif-3742	276	34	model	model	NOUN
ejif-3742	276	35	while	while	SCONJ
ejif-3742	276	36	the	the	DET
ejif-3742	276	37	fem	fem	NOUN
ejif-3742	276	38	assumes	assume	VERB
ejif-3742	276	39	an	an	DET
ejif-3742	276	40	association	association	NOUN
ejif-3742	276	41	[	[	X
ejif-3742	276	42	68	68	NUM
ejif-3742	276	43	,	,	PUNCT
ejif-3742	276	44	p.	p.	NOUN
ejif-3742	276	45	1061	1061	NUM
ejif-3742	276	46	]	]	PUNCT
ejif-3742	276	47	.	.	PUNCT
ejif-3742	277	1	to	to	PART
ejif-3742	277	2	determine	determine	VERB
ejif-3742	277	3	the	the	DET
ejif-3742	277	4	most	most	ADV
ejif-3742	277	5	suitable	suitable	ADJ
ejif-3742	277	6	model	model	NOUN
ejif-3742	277	7	for	for	ADP
ejif-3742	277	8	this	this	DET
ejif-3742	277	9	study	study	NOUN
ejif-3742	277	10	,	,	PUNCT
ejif-3742	277	11	the	the	DET
ejif-3742	277	12	hausman	hausman	ADJ
ejif-3742	277	13	test	test	NOUN
ejif-3742	277	14	is	be	AUX
ejif-3742	277	15	performed	perform	VERB
ejif-3742	277	16	and	and	CCONJ
ejif-3742	277	17	indicated	indicate	VERB
ejif-3742	277	18	that	that	SCONJ
ejif-3742	277	19	the	the	DET
ejif-3742	277	20	most	most	ADV
ejif-3742	277	21	fitting	fitting	ADJ
ejif-3742	277	22	model	model	NOUN
ejif-3742	277	23	for	for	ADP
ejif-3742	277	24	our	our	PRON
ejif-3742	277	25	regression	regression	NOUN
ejif-3742	277	26	is	be	AUX
ejif-3742	277	27	the	the	DET
ejif-3742	277	28	rem	rem	NOUN
ejif-3742	277	29	since	since	SCONJ
ejif-3742	277	30	the	the	DET
ejif-3742	277	31	generated	generate	VERB
ejif-3742	277	32	p	p	NOUN
ejif-3742	277	33	-	-	PUNCT
ejif-3742	277	34	value	value	NOUN
ejif-3742	277	35	is	be	AUX
ejif-3742	277	36	greater	great	ADJ
ejif-3742	277	37	than	than	ADP
ejif-3742	277	38	5	5	NUM
ejif-3742	277	39	%	%	NOUN
ejif-3742	277	40	,	,	PUNCT
ejif-3742	277	41	thus	thus	ADV
ejif-3742	277	42	accepting	accept	VERB
ejif-3742	277	43	the	the	DET
ejif-3742	277	44	null	null	ADJ
ejif-3742	277	45	hypothesis	hypothesis	NOUN
ejif-3742	277	46	of	of	ADP
ejif-3742	277	47	random	random	ADJ
ejif-3742	277	48	effect	effect	NOUN
ejif-3742	277	49	model	model	NOUN
ejif-3742	277	50	.	.	PUNCT
ejif-3742	278	1	in	in	ADP
ejif-3742	278	2	table	table	NOUN
ejif-3742	278	3	6	6	NUM
ejif-3742	278	4	,	,	PUNCT
ejif-3742	278	5	the	the	DET
ejif-3742	278	6	results	result	NOUN
ejif-3742	278	7	of	of	ADP
ejif-3742	278	8	the	the	DET
ejif-3742	278	9	regression	regression	NOUN
ejif-3742	278	10	analysis	analysis	NOUN
ejif-3742	278	11	are	be	AUX
ejif-3742	278	12	presented	present	VERB
ejif-3742	278	13	.	.	PUNCT
ejif-3742	279	1	as	as	SCONJ
ejif-3742	279	2	shown	show	VERB
ejif-3742	279	3	in	in	ADP
ejif-3742	279	4	the	the	DET
ejif-3742	279	5	table	table	NOUN
ejif-3742	279	6	,	,	PUNCT
ejif-3742	279	7	the	the	DET
ejif-3742	279	8	r	r	NOUN
ejif-3742	279	9	-	-	PUNCT
ejif-3742	279	10	squared	square	VERB
ejif-3742	279	11	(	(	PUNCT
ejif-3742	279	12	r	r	NOUN
ejif-3742	279	13	-	-	PUNCT
ejif-3742	279	14	sq	sq	NOUN
ejif-3742	279	15	.	.	PUNCT
ejif-3742	279	16	)	)	PUNCT
ejif-3742	280	1	and	and	CCONJ
ejif-3742	280	2	akaike	akaike	ADJ
ejif-3742	280	3	’s	’s	PART
ejif-3742	280	4	information	information	NOUN
ejif-3742	280	5	criterion	criterion	NOUN
ejif-3742	280	6	(	(	PUNCT
ejif-3742	280	7	aic	aic	PROPN
ejif-3742	280	8	)	)	PUNCT
ejif-3742	280	9	are	be	AUX
ejif-3742	280	10	0.851	0.851	NUM
ejif-3742	280	11	and	and	CCONJ
ejif-3742	280	12	-667.8	-667.8	NOUN
ejif-3742	280	13	respectively	respectively	ADV
ejif-3742	280	14	ascertaining	ascertain	VERB
ejif-3742	280	15	the	the	DET
ejif-3742	280	16	overall	overall	ADJ
ejif-3742	280	17	fitness	fitness	NOUN
ejif-3742	280	18	of	of	ADP
ejif-3742	280	19	the	the	DET
ejif-3742	280	20	model	model	NOUN
ejif-3742	280	21	.	.	PUNCT
ejif-3742	281	1	generally	generally	ADV
ejif-3742	281	2	,	,	PUNCT
ejif-3742	281	3	an	an	DET
ejif-3742	281	4	optimal	optimal	ADJ
ejif-3742	281	5	model	model	NOUN
ejif-3742	281	6	is	be	AUX
ejif-3742	281	7	said	say	VERB
ejif-3742	281	8	to	to	PART
ejif-3742	281	9	be	be	AUX
ejif-3742	281	10	one	one	NUM
ejif-3742	281	11	with	with	ADP
ejif-3742	281	12	the	the	DET
ejif-3742	281	13	highest	high	ADJ
ejif-3742	281	14	r	r	NOUN
ejif-3742	281	15	-	-	PUNCT
ejif-3742	281	16	sq	sq	NOUN
ejif-3742	281	17	.	.	PROPN
ejif-3742	281	18	and	and	CCONJ
ejif-3742	281	19	the	the	DET
ejif-3742	281	20	least	least	ADJ
ejif-3742	281	21	aic	aic	PROPN
ejif-3742	281	22	values	value	NOUN
ejif-3742	281	23	[	[	X
ejif-3742	281	24	69	69	NUM
ejif-3742	281	25	]	]	PUNCT
ejif-3742	281	26	.	.	PUNCT
ejif-3742	282	1	on	on	ADP
ejif-3742	282	2	the	the	DET
ejif-3742	282	3	other	other	ADJ
ejif-3742	282	4	hand	hand	NOUN
ejif-3742	282	5	,	,	PUNCT
ejif-3742	282	6	the	the	DET
ejif-3742	282	7	probability	probability	NOUN
ejif-3742	282	8	significance	significance	NOUN
ejif-3742	282	9	of	of	ADP
ejif-3742	282	10	the	the	DET
ejif-3742	282	11	model	model	NOUN
ejif-3742	282	12	is	be	AUX
ejif-3742	282	13	less	less	ADJ
ejif-3742	282	14	than	than	ADP
ejif-3742	282	15	0.05	0.05	NUM
ejif-3742	282	16	(	(	PUNCT
ejif-3742	282	17	prob	prob	NOUN
ejif-3742	282	18	.	.	PUNCT
ejif-3742	283	1	(	(	PUNCT
ejif-3742	283	2	wald	wald	X
ejif-3742	283	3	chi2	chi2	NOUN
ejif-3742	283	4	)	)	PUNCT
ejif-3742	283	5	=	=	SYM
ejif-3742	283	6	0.0000	0.0000	NUM
ejif-3742	283	7	)	)	PUNCT
ejif-3742	283	8	)	)	PUNCT
ejif-3742	284	1	rejecting	reject	VERB
ejif-3742	284	2	the	the	DET
ejif-3742	284	3	null	null	ADJ
ejif-3742	284	4	hypothesis	hypothesis	NOUN
ejif-3742	284	5	that	that	PRON
ejif-3742	284	6	explanatory	explanatory	ADJ
ejif-3742	284	7	variables	variable	NOUN
ejif-3742	284	8	of	of	ADP
ejif-3742	284	9	the	the	DET
ejif-3742	284	10	study	study	NOUN
ejif-3742	284	11	do	do	AUX
ejif-3742	284	12	not	not	PART
ejif-3742	284	13	influence	influence	VERB
ejif-3742	284	14	the	the	DET
ejif-3742	284	15	corresponding	corresponding	ADJ
ejif-3742	284	16	dependent	dependent	ADJ
ejif-3742	284	17	variable	variable	NOUN
ejif-3742	284	18	.	.	PUNCT
ejif-3742	285	1	the	the	DET
ejif-3742	285	2	adjusted	adjusted	ADJ
ejif-3742	285	3	r	r	NOUN
ejif-3742	285	4	-	-	PUNCT
ejif-3742	285	5	square	square	ADJ
ejif-3742	285	6	(	(	PUNCT
ejif-3742	285	7	adj.r	adj.r	PROPN
ejif-3742	285	8	-	-	PUNCT
ejif-3742	285	9	sq	sq	NOUN
ejif-3742	285	10	.	.	PUNCT
ejif-3742	285	11	)	)	PUNCT
ejif-3742	285	12	is	be	AUX
ejif-3742	285	13	0.813	0.813	NUM
ejif-3742	285	14	,	,	PUNCT
ejif-3742	285	15	implying	imply	VERB
ejif-3742	285	16	that	that	SCONJ
ejif-3742	285	17	81.3	81.3	NUM
ejif-3742	285	18	%	%	NOUN
ejif-3742	285	19	of	of	ADP
ejif-3742	285	20	the	the	DET
ejif-3742	285	21	variances	variance	NOUN
ejif-3742	285	22	on	on	ADP
ejif-3742	285	23	the	the	DET
ejif-3742	285	24	dependent	dependent	ADJ
ejif-3742	285	25	variables	variable	NOUN
ejif-3742	285	26	is	be	AUX
ejif-3742	285	27	explained	explain	VERB
ejif-3742	285	28	by	by	ADP
ejif-3742	285	29	the	the	DET
ejif-3742	285	30	independent	independent	ADJ
ejif-3742	285	31	variables	variable	NOUN
ejif-3742	285	32	after	after	ADP
ejif-3742	285	33	having	having	AUX
ejif-3742	285	34	adjusted	adjust	VERB
ejif-3742	285	35	by	by	ADP
ejif-3742	285	36	the	the	DET
ejif-3742	285	37	number	number	NOUN
ejif-3742	285	38	of	of	ADP
ejif-3742	285	39	cases	case	NOUN
ejif-3742	285	40	and	and	CCONJ
ejif-3742	285	41	variables	variable	NOUN
ejif-3742	285	42	.	.	PUNCT
ejif-3742	286	1	as	as	ADV
ejif-3742	286	2	visible	visible	ADJ
ejif-3742	286	3	in	in	ADP
ejif-3742	286	4	table	table	NOUN
ejif-3742	286	5	6	6	NUM
ejif-3742	286	6	,	,	PUNCT
ejif-3742	286	7	only	only	ADV
ejif-3742	286	8	three	three	NUM
ejif-3742	286	9	variables	variable	NOUN
ejif-3742	286	10	namely	namely	ADV
ejif-3742	286	11	;	;	PUNCT
ejif-3742	286	12	operating	operate	VERB
ejif-3742	286	13	efficiency	efficiency	NOUN
ejif-3742	286	14	,	,	PUNCT
ejif-3742	286	15	liquidity	liquidity	NOUN
ejif-3742	286	16	and	and	CCONJ
ejif-3742	286	17	bank	bank	NOUN
ejif-3742	286	18	size	size	NOUN
ejif-3742	286	19	have	have	VERB
ejif-3742	286	20	significant	significant	ADJ
ejif-3742	286	21	influence	influence	NOUN
ejif-3742	286	22	on	on	ADP
ejif-3742	286	23	capital	capital	NOUN
ejif-3742	286	24	adequacy	adequacy	NOUN
ejif-3742	286	25	ratio	ratio	NOUN
ejif-3742	286	26	.	.	PUNCT
ejif-3742	287	1	operating	operate	VERB
ejif-3742	287	2	efficiency	efficiency	NOUN
ejif-3742	287	3	(	(	PUNCT
ejif-3742	287	4	oeoi	oeoi	NOUN
ejif-3742	287	5	)	)	PUNCT
ejif-3742	287	6	has	have	VERB
ejif-3742	287	7	a	a	DET
ejif-3742	287	8	strong	strong	ADJ
ejif-3742	287	9	impact	impact	NOUN
ejif-3742	287	10	on	on	ADP
ejif-3742	287	11	car	car	NOUN
ejif-3742	287	12	of	of	ADP
ejif-3742	287	13	the	the	DET
ejif-3742	287	14	examined	examine	VERB
ejif-3742	287	15	banks	bank	NOUN
ejif-3742	287	16	with	with	ADP
ejif-3742	287	17	a	a	DET
ejif-3742	287	18	power	power	NOUN
ejif-3742	287	19	of	of	ADP
ejif-3742	287	20	less	less	ADJ
ejif-3742	287	21	than	than	ADP
ejif-3742	287	22	0.01	0.01	NUM
ejif-3742	287	23	%	%	NOUN
ejif-3742	287	24	.	.	PUNCT
ejif-3742	288	1	the	the	DET
ejif-3742	288	2	coefficient	coefficient	NOUN
ejif-3742	288	3	of	of	ADP
ejif-3742	288	4	oeoi	oeoi	NOUN
ejif-3742	288	5	is	be	AUX
ejif-3742	288	6	0.11	0.11	NUM
ejif-3742	288	7	which	which	PRON
ejif-3742	288	8	means	mean	VERB
ejif-3742	288	9	that	that	SCONJ
ejif-3742	288	10	capitalization	capitalization	NOUN
ejif-3742	288	11	level	level	NOUN
ejif-3742	288	12	of	of	ADP
ejif-3742	288	13	the	the	DET
ejif-3742	288	14	gcc	gcc	NOUN
ejif-3742	288	15	islamic	islamic	ADJ
ejif-3742	288	16	banks	bank	NOUN
ejif-3742	288	17	increases	increase	VERB
ejif-3742	288	18	by	by	ADP
ejif-3742	288	19	11	11	NUM
ejif-3742	288	20	%	%	NOUN
ejif-3742	288	21	when	when	SCONJ
ejif-3742	288	22	oeoi	oeoi	NOUN
ejif-3742	288	23	rises	rise	VERB
ejif-3742	288	24	by	by	ADP
ejif-3742	288	25	1	1	NUM
ejif-3742	288	26	%	%	NOUN
ejif-3742	288	27	or	or	CCONJ
ejif-3742	288	28	operating	operate	VERB
ejif-3742	288	29	efficiency	efficiency	NOUN
ejif-3742	288	30	drop	drop	NOUN
ejif-3742	288	31	by	by	ADP
ejif-3742	288	32	one	one	NUM
ejif-3742	288	33	percent	percent	NOUN
ejif-3742	288	34	.	.	PUNCT
ejif-3742	289	1	this	this	DET
ejif-3742	289	2	ratio	ratio	NOUN
ejif-3742	289	3	should	should	AUX
ejif-3742	289	4	be	be	AUX
ejif-3742	289	5	interpreted	interpret	VERB
ejif-3742	289	6	carefully	carefully	ADV
ejif-3742	289	7	as	as	SCONJ
ejif-3742	289	8	a	a	DET
ejif-3742	289	9	higher	high	ADJ
ejif-3742	289	10	oeoi	oeoi	NOUN
ejif-3742	289	11	ratio	ratio	NOUN
ejif-3742	289	12	implies	imply	VERB
ejif-3742	289	13	that	that	SCONJ
ejif-3742	289	14	banks	bank	NOUN
ejif-3742	289	15	incur	incur	VERB
ejif-3742	289	16	more	more	ADJ
ejif-3742	289	17	expenses	expense	NOUN
ejif-3742	289	18	to	to	PART
ejif-3742	289	19	generate	generate	VERB
ejif-3742	289	20	income	income	NOUN
ejif-3742	289	21	in	in	ADP
ejif-3742	289	22	their	their	PRON
ejif-3742	289	23	normal	normal	ADJ
ejif-3742	289	24	operations	operation	NOUN
ejif-3742	289	25	leading	lead	VERB
ejif-3742	289	26	to	to	ADP
ejif-3742	289	27	operating	operate	VERB
ejif-3742	289	28	inefficiency	inefficiency	NOUN
ejif-3742	289	29	.	.	PUNCT
ejif-3742	290	1	hence	hence	ADV
ejif-3742	290	2	,	,	PUNCT
ejif-3742	290	3	a	a	DET
ejif-3742	290	4	lowering	lower	VERB
ejif-3742	290	5	oeoi	oeoi	NOUN
ejif-3742	290	6	ratio	ratio	NOUN
ejif-3742	290	7	is	be	AUX
ejif-3742	290	8	preferred	prefer	VERB
ejif-3742	290	9	.	.	PUNCT
ejif-3742	291	1	the	the	DET
ejif-3742	291	2	results	result	NOUN
ejif-3742	291	3	found	find	VERB
ejif-3742	291	4	contradict	contradict	VERB
ejif-3742	291	5	the	the	DET
ejif-3742	291	6	findings	finding	NOUN
ejif-3742	291	7	of	of	ADP
ejif-3742	291	8	most	most	ADJ
ejif-3742	291	9	prior	prior	ADJ
ejif-3742	291	10	researchers	researcher	NOUN
ejif-3742	291	11	who	who	PRON
ejif-3742	291	12	found	find	VERB
ejif-3742	291	13	it	it	PRON
ejif-3742	291	14	to	to	PART
ejif-3742	291	15	be	be	AUX
ejif-3742	291	16	an	an	DET
ejif-3742	291	17	insignificant	insignificant	ADJ
ejif-3742	291	18	factor	factor	NOUN
ejif-3742	291	19	even	even	ADV
ejif-3742	291	20	though	though	SCONJ
ejif-3742	291	21	they	they	PRON
ejif-3742	291	22	anticipated	anticipate	VERB
ejif-3742	291	23	a	a	DET
ejif-3742	291	24	significant	significant	ADJ
ejif-3742	291	25	and	and	CCONJ
ejif-3742	291	26	positive	positive	ADJ
ejif-3742	291	27	impact	impact	NOUN
ejif-3742	291	28	[	[	X
ejif-3742	291	29	33	33	NUM
ejif-3742	291	30	]	]	PUNCT
ejif-3742	291	31	,	,	PUNCT
ejif-3742	291	32	[	[	X
ejif-3742	291	33	35	35	NUM
ejif-3742	291	34	]	]	PUNCT
ejif-3742	291	35	.	.	PUNCT
ejif-3742	292	1	as	as	ADV
ejif-3742	292	2	far	far	ADV
ejif-3742	292	3	as	as	SCONJ
ejif-3742	292	4	our	our	PRON
ejif-3742	292	5	knowledge	knowledge	NOUN
ejif-3742	292	6	extends	extend	VERB
ejif-3742	292	7	,	,	PUNCT
ejif-3742	292	8	no	no	DET
ejif-3742	292	9	prior	prior	ADJ
ejif-3742	292	10	studies	study	NOUN
ejif-3742	292	11	on	on	ADP
ejif-3742	292	12	entirely	entirely	ADV
ejif-3742	292	13	islamic	islamic	ADJ
ejif-3742	292	14	banking	banking	NOUN
ejif-3742	292	15	sector	sector	NOUN
ejif-3742	292	16	found	find	VERB
ejif-3742	292	17	similar	similar	ADJ
ejif-3742	292	18	results	result	NOUN
ejif-3742	292	19	.	.	PUNCT
ejif-3742	293	1	yet	yet	ADV
ejif-3742	293	2	,	,	PUNCT
ejif-3742	293	3	studies	study	NOUN
ejif-3742	293	4	on	on	ADP
ejif-3742	293	5	conventional	conventional	ADJ
ejif-3742	293	6	banks	bank	NOUN
ejif-3742	293	7	revealed	reveal	VERB
ejif-3742	293	8	significant	significant	ADJ
ejif-3742	293	9	but	but	CCONJ
ejif-3742	293	10	negative	negative	ADJ
ejif-3742	293	11	influence	influence	NOUN
ejif-3742	293	12	of	of	ADP
ejif-3742	293	13	oeoi	oeoi	NOUN
ejif-3742	293	14	on	on	ADP
ejif-3742	293	15	the	the	DET
ejif-3742	293	16	capital	capital	NOUN
ejif-3742	293	17	adequacy	adequacy	NOUN
ejif-3742	293	18	of	of	ADP
ejif-3742	293	19	banks	bank	NOUN
ejif-3742	293	20	[	[	X
ejif-3742	293	21	70	70	NUM
ejif-3742	293	22	]	]	PUNCT
ejif-3742	293	23	,	,	PUNCT
ejif-3742	293	24	[	[	X
ejif-3742	293	25	71	71	NUM
ejif-3742	293	26	]	]	PUNCT
ejif-3742	293	27	.	.	PUNCT
ejif-3742	294	1	the	the	DET
ejif-3742	294	2	finding	finding	NOUN
ejif-3742	294	3	of	of	ADP
ejif-3742	294	4	this	this	DET
ejif-3742	294	5	study	study	NOUN
ejif-3742	294	6	reveals	reveal	VERB
ejif-3742	294	7	that	that	SCONJ
ejif-3742	294	8	islamic	islamic	ADJ
ejif-3742	294	9	banks	bank	NOUN
ejif-3742	294	10	with	with	ADP
ejif-3742	294	11	increased	increase	VERB
ejif-3742	294	12	operating	operating	NOUN
ejif-3742	294	13	costs	cost	NOUN
ejif-3742	294	14	experience	experience	VERB
ejif-3742	294	15	rising	rise	VERB
ejif-3742	294	16	capital	capital	NOUN
ejif-3742	294	17	ratios	ratio	NOUN
ejif-3742	294	18	.	.	PUNCT
ejif-3742	295	1	rahman	rahman	PROPN
ejif-3742	296	1	[	[	X
ejif-3742	296	2	72	72	NUM
ejif-3742	296	3	]	]	PUNCT
ejif-3742	296	4	states	state	NOUN
ejif-3742	296	5	that	that	SCONJ
ejif-3742	296	6	rising	rise	VERB
ejif-3742	296	7	bank	bank	NOUN
ejif-3742	296	8	costs	cost	NOUN
ejif-3742	296	9	or	or	CCONJ
ejif-3742	296	10	expenses	expense	NOUN
ejif-3742	296	11	leads	lead	VERB
ejif-3742	296	12	to	to	ADP
ejif-3742	296	13	a	a	DET
ejif-3742	296	14	diminishing	diminishing	NOUN
ejif-3742	296	15	level	level	NOUN
ejif-3742	296	16	of	of	ADP
ejif-3742	296	17	bank	bank	NOUN
ejif-3742	296	18	stability	stability	NOUN
ejif-3742	296	19	.	.	PUNCT
ejif-3742	297	1	liquidity	liquidity	NOUN
ejif-3742	297	2	represented	represent	VERB
ejif-3742	297	3	by	by	ADP
ejif-3742	297	4	financing	finance	VERB
ejif-3742	297	5	to	to	PART
ejif-3742	297	6	deposit	deposit	VERB
ejif-3742	297	7	ratio	ratio	NOUN
ejif-3742	297	8	(	(	PUNCT
ejif-3742	297	9	fdr	fdr	PROPN
ejif-3742	297	10	)	)	PUNCT
ejif-3742	297	11	is	be	AUX
ejif-3742	297	12	found	find	VERB
ejif-3742	297	13	to	to	PART
ejif-3742	297	14	strongly	strongly	ADV
ejif-3742	297	15	influence	influence	VERB
ejif-3742	297	16	car	car	NOUN
ejif-3742	297	17	of	of	ADP
ejif-3742	297	18	the	the	DET
ejif-3742	297	19	examined	examine	VERB
ejif-3742	297	20	banks	bank	NOUN
ejif-3742	297	21	with	with	ADP
ejif-3742	297	22	a	a	DET
ejif-3742	297	23	p	p	NOUN
ejif-3742	297	24	-	-	PUNCT
ejif-3742	297	25	value	value	NOUN
ejif-3742	297	26	below	below	ADP
ejif-3742	297	27	0.01	0.01	NUM
ejif-3742	297	28	%	%	NOUN
ejif-3742	297	29	.	.	PUNCT
ejif-3742	298	1	the	the	DET
ejif-3742	298	2	coefficient	coefficient	NOUN
ejif-3742	298	3	of	of	ADP
ejif-3742	298	4	fdr	fdr	PROPN
ejif-3742	298	5	is	be	AUX
ejif-3742	298	6	positive	positive	ADJ
ejif-3742	298	7	0.0952	0.0952	NUM
ejif-3742	298	8	implying	imply	VERB
ejif-3742	298	9	that	that	SCONJ
ejif-3742	298	10	these	these	DET
ejif-3742	298	11	banks	bank	NOUN
ejif-3742	298	12	raise	raise	VERB
ejif-3742	298	13	the	the	DET
ejif-3742	298	14	regulatory	regulatory	ADJ
ejif-3742	298	15	capital	capital	NOUN
ejif-3742	298	16	level	level	NOUN
ejif-3742	298	17	(	(	PUNCT
ejif-3742	298	18	car	car	NOUN
ejif-3742	298	19	)	)	PUNCT
ejif-3742	298	20	by	by	ADP
ejif-3742	298	21	9.52	9.52	NUM
ejif-3742	298	22	%	%	NOUN
ejif-3742	298	23	as	as	SCONJ
ejif-3742	298	24	the	the	DET
ejif-3742	298	25	level	level	NOUN
ejif-3742	298	26	of	of	ADP
ejif-3742	298	27	financing	financing	NOUN
ejif-3742	298	28	activities	activity	NOUN
ejif-3742	298	29	intensifies	intensify	VERB
ejif-3742	298	30	by	by	ADP
ejif-3742	298	31	a	a	DET
ejif-3742	298	32	single	single	ADJ
ejif-3742	298	33	percentage	percentage	NOUN
ejif-3742	298	34	.	.	PUNCT
ejif-3742	299	1	the	the	DET
ejif-3742	299	2	result	result	NOUN
ejif-3742	299	3	found	find	VERB
ejif-3742	299	4	supports	support	VERB
ejif-3742	299	5	the	the	DET
ejif-3742	299	6	findings	finding	NOUN
ejif-3742	299	7	found	find	VERB
ejif-3742	299	8	in	in	ADP
ejif-3742	299	9	the	the	DET
ejif-3742	299	10	studies	study	NOUN
ejif-3742	299	11	of	of	ADP
ejif-3742	299	12	prior	prior	ADJ
ejif-3742	299	13	researcher	researcher	NOUN
ejif-3742	299	14	that	that	PRON
ejif-3742	299	15	focused	focus	VERB
ejif-3742	299	16	on	on	ADP
ejif-3742	299	17	islamic	islamic	ADJ
ejif-3742	299	18	banks	bank	NOUN
ejif-3742	299	19	as	as	ADV
ejif-3742	299	20	well	well	ADV
ejif-3742	300	1	[	[	X
ejif-3742	300	2	27	27	NUM
ejif-3742	300	3	]	]	PUNCT
ejif-3742	300	4	,	,	PUNCT
ejif-3742	300	5	[	[	X
ejif-3742	300	6	35	35	NUM
ejif-3742	300	7	]	]	PUNCT
ejif-3742	300	8	,	,	PUNCT
ejif-3742	301	1	[	[	X
ejif-3742	301	2	73	73	NUM
ejif-3742	301	3	]	]	PUNCT
ejif-3742	301	4	.	.	PUNCT
ejif-3742	302	1	however	however	ADV
ejif-3742	302	2	,	,	PUNCT
ejif-3742	302	3	the	the	DET
ejif-3742	302	4	finding	finding	NOUN
ejif-3742	302	5	contradicts	contradict	VERB
ejif-3742	302	6	the	the	DET
ejif-3742	302	7	observations	observation	NOUN
ejif-3742	302	8	of	of	ADP
ejif-3742	302	9	mursal	mursal	NOUN
ejif-3742	302	10	,	,	PUNCT
ejif-3742	302	11	darwanis	darwani	NOUN
ejif-3742	302	12	,	,	PUNCT
ejif-3742	302	13	and	and	CCONJ
ejif-3742	302	14	ibrahim	ibrahim	PROPN
ejif-3742	302	15	(	(	PUNCT
ejif-3742	302	16	2019	2019	NUM
ejif-3742	302	17	)	)	PUNCT
ejif-3742	302	18	who	who	PRON
ejif-3742	302	19	found	find	VERB
ejif-3742	302	20	an	an	DET
ejif-3742	302	21	inverse	inverse	ADJ
ejif-3742	302	22	effect	effect	NOUN
ejif-3742	302	23	of	of	ADP
ejif-3742	302	24	fdr	fdr	PROPN
ejif-3742	302	25	on	on	ADP
ejif-3742	302	26	the	the	DET
ejif-3742	302	27	capital	capital	NOUN
ejif-3742	302	28	adequacy	adequacy	NOUN
ejif-3742	302	29	ratios	ratio	NOUN
ejif-3742	302	30	of	of	ADP
ejif-3742	302	31	the	the	DET
ejif-3742	302	32	indonesian	indonesian	ADJ
ejif-3742	302	33	commercial	commercial	ADJ
ejif-3742	302	34	islamic	islamic	ADJ
ejif-3742	302	35	banks	bank	NOUN
ejif-3742	302	36	indicating	indicate	VERB
ejif-3742	302	37	tendency	tendency	NOUN
ejif-3742	302	38	to	to	PART
ejif-3742	302	39	lower	lower	VERB
ejif-3742	302	40	capital	capital	NOUN
ejif-3742	302	41	base	base	NOUN
ejif-3742	302	42	when	when	SCONJ
ejif-3742	302	43	financing	financing	NOUN
ejif-3742	302	44	volume	volume	NOUN
ejif-3742	302	45	is	be	AUX
ejif-3742	302	46	expanded	expand	VERB
ejif-3742	302	47	and	and	CCONJ
ejif-3742	302	48	greater	great	ADJ
ejif-3742	302	49	returns	return	NOUN
ejif-3742	302	50	are	be	AUX
ejif-3742	302	51	expected	expect	VERB
ejif-3742	302	52	[	[	X
ejif-3742	302	53	26	26	NUM
ejif-3742	302	54	]	]	PUNCT
ejif-3742	302	55	.	.	PUNCT
ejif-3742	303	1	on	on	ADP
ejif-3742	303	2	the	the	DET
ejif-3742	303	3	contrary	contrary	NOUN
ejif-3742	303	4	,	,	PUNCT
ejif-3742	303	5	gcc	gcc	NOUN
ejif-3742	303	6	islamic	islamic	ADJ
ejif-3742	303	7	banks	bank	NOUN
ejif-3742	303	8	tend	tend	VERB
ejif-3742	303	9	to	to	PART
ejif-3742	303	10	act	act	VERB
ejif-3742	303	11	prudently	prudently	ADV
ejif-3742	303	12	and	and	CCONJ
ejif-3742	303	13	support	support	VERB
ejif-3742	303	14	their	their	PRON
ejif-3742	303	15	financing	financing	NOUN
ejif-3742	303	16	endeavors	endeavor	NOUN
ejif-3742	303	17	with	with	ADP
ejif-3742	303	18	reserved	reserved	ADJ
ejif-3742	303	19	capital	capital	NOUN
ejif-3742	303	20	in	in	ADP
ejif-3742	303	21	order	order	NOUN
ejif-3742	303	22	to	to	PART
ejif-3742	303	23	have	have	AUX
ejif-3742	303	24	contingent	contingent	ADJ
ejif-3742	303	25	plan	plan	NOUN
ejif-3742	303	26	in	in	ADP
ejif-3742	303	27	case	case	NOUN
ejif-3742	303	28	of	of	ADP
ejif-3742	303	29	unfavorable	unfavorable	ADJ
ejif-3742	303	30	circumstances	circumstance	NOUN
ejif-3742	303	31	.	.	PUNCT
ejif-3742	304	1	bank	bank	NOUN
ejif-3742	304	2	size	size	NOUN
ejif-3742	304	3	calculated	calculate	VERB
ejif-3742	304	4	in	in	ADP
ejif-3742	304	5	terms	term	NOUN
ejif-3742	304	6	of	of	ADP
ejif-3742	304	7	logarithm	logarithm	NOUN
ejif-3742	304	8	of	of	ADP
ejif-3742	304	9	total	total	ADJ
ejif-3742	304	10	assets	asset	NOUN
ejif-3742	304	11	(	(	PUNCT
ejif-3742	304	12	size	size	NOUN
ejif-3742	304	13	)	)	PUNCT
ejif-3742	304	14	reveals	reveal	VERB
ejif-3742	304	15	an	an	DET
ejif-3742	304	16	inverse	inverse	NOUN
ejif-3742	304	17	and	and	CCONJ
ejif-3742	304	18	significant	significant	ADJ
ejif-3742	304	19	effect	effect	NOUN
ejif-3742	304	20	on	on	ADP
ejif-3742	304	21	the	the	DET
ejif-3742	304	22	car	car	NOUN
ejif-3742	304	23	of	of	ADP
ejif-3742	304	24	the	the	DET
ejif-3742	304	25	islamic	islamic	ADJ
ejif-3742	304	26	banks	bank	NOUN
ejif-3742	304	27	in	in	ADP
ejif-3742	304	28	the	the	DET
ejif-3742	304	29	gcc	gcc	NOUN
ejif-3742	304	30	at	at	ADP
ejif-3742	304	31	less	less	ADJ
ejif-3742	304	32	than	than	ADP
ejif-3742	304	33	1	1	NUM
ejif-3742	304	34	%	%	NOUN
ejif-3742	304	35	pvalue	pvalue	NOUN
ejif-3742	304	36	.	.	PUNCT
ejif-3742	305	1	due	due	ADP
ejif-3742	305	2	to	to	ADP
ejif-3742	305	3	the	the	DET
ejif-3742	305	4	log	log	NOUN
ejif-3742	305	5	transformation	transformation	NOUN
ejif-3742	305	6	,	,	PUNCT
ejif-3742	305	7	the	the	DET
ejif-3742	305	8	nature	nature	NOUN
ejif-3742	305	9	of	of	ADP
ejif-3742	305	10	the	the	DET
ejif-3742	305	11	impact	impact	NOUN
ejif-3742	305	12	of	of	ADP
ejif-3742	305	13	transformed	transform	VERB
ejif-3742	305	14	variable	variable	NOUN
ejif-3742	305	15	and	and	CCONJ
ejif-3742	305	16	its	its	PRON
ejif-3742	305	17	interpretation	interpretation	NOUN
ejif-3742	305	18	changes	change	NOUN
ejif-3742	305	19	unlike	unlike	ADP
ejif-3742	305	20	the	the	DET
ejif-3742	305	21	original	original	ADJ
ejif-3742	305	22	variable	variable	NOUN
ejif-3742	305	23	[	[	X
ejif-3742	305	24	74	74	NUM
ejif-3742	305	25	]	]	PUNCT
ejif-3742	305	26	.	.	PUNCT
ejif-3742	306	1	the	the	DET
ejif-3742	306	2	rule	rule	NOUN
ejif-3742	306	3	of	of	ADP
ejif-3742	306	4	thumb	thumb	NOUN
ejif-3742	306	5	for	for	ADP
ejif-3742	306	6	log	log	NOUN
ejif-3742	306	7	transformed	transform	VERB
ejif-3742	306	8	variable	variable	NOUN
ejif-3742	306	9	is	be	AUX
ejif-3742	306	10	to	to	PART
ejif-3742	306	11	divide	divide	VERB
ejif-3742	306	12	100	100	NUM
ejif-3742	306	13	by	by	ADP
ejif-3742	306	14	its	its	PRON
ejif-3742	306	15	coefficient	coefficient	NOUN
ejif-3742	306	16	value	value	NOUN
ejif-3742	306	17	.	.	PUNCT
ejif-3742	307	1	hence	hence	ADV
ejif-3742	307	2	,	,	PUNCT
ejif-3742	307	3	the	the	DET
ejif-3742	307	4	coefficient	coefficient	NOUN
ejif-3742	307	5	of	of	ADP
ejif-3742	307	6	size	size	NOUN
ejif-3742	307	7	becomes	become	VERB
ejif-3742	307	8	v	v	ADP
ejif-3742	307	9	a	a	DET
ejif-3742	307	10	ria	ria	PROPN
ejif-3742	307	11	b	b	PROPN
ejif-3742	307	12	le	le	ADP
ejif-3742	307	13	s	s	PROPN
ejif-3742	307	14	c	c	NOUN
ejif-3742	307	15	a	a	DET
ejif-3742	307	16	r	r	NOUN
ejif-3742	307	17	r	r	NOUN
ejif-3742	307	18	o	o	NOUN
ejif-3742	307	19	e	e	X
ejif-3742	307	20	o	o	NOUN
ejif-3742	307	21	e	e	X
ejif-3742	307	22	o	o	X
ejif-3742	308	1	i	i	PRON
ejif-3742	308	2	f	f	NOUN
ejif-3742	309	1	d	d	NOUN
ejif-3742	309	2	r	r	NOUN
ejif-3742	309	3	s	s	X
ejif-3742	309	4	iz	iz	NOUN
ejif-3742	309	5	e	e	NOUN
ejif-3742	309	6	n	n	CCONJ
ejif-3742	309	7	p	p	NOUN
ejif-3742	310	1	f	f	NOUN
ejif-3742	310	2	g	g	PROPN
ejif-3742	310	3	d	d	PROPN
ejif-3742	310	4	p	p	PROPN
ejif-3742	310	5	in	in	ADP
ejif-3742	310	6	f	f	PROPN
ejif-3742	310	7	c	c	PROPN
ejif-3742	310	8	a	a	DET
ejif-3742	310	9	r	r	NOUN
ejif-3742	310	10	1	1	NUM
ejif-3742	310	11	r	r	NOUN
ejif-3742	310	12	o	o	NOUN
ejif-3742	310	13	e	e	NOUN
ejif-3742	311	1	0.217	0.217	NUM
ejif-3742	311	2	4	4	NUM
ejif-3742	311	3	*	*	SYM
ejif-3742	311	4	1	1	NUM
ejif-3742	311	5	o	o	NOUN
ejif-3742	311	6	e	e	X
ejif-3742	311	7	o	o	X
ejif-3742	311	8	i	i	NOUN
ejif-3742	311	9	0.029	0.029	NUM
ejif-3742	311	10	7	7	NUM
ejif-3742	311	11	0.434	0.434	NUM
ejif-3742	311	12	5	5	NUM
ejif-3742	311	13	*	*	SYM
ejif-3742	311	14	1	1	NUM
ejif-3742	311	15	f	f	NOUN
ejif-3742	311	16	d	d	NOUN
ejif-3742	311	17	r	r	NOUN
ejif-3742	311	18	0.153	0.153	NUM
ejif-3742	311	19	7	7	NUM
ejif-3742	311	20	*	*	NUM
ejif-3742	311	21	0.276	0.276	NUM
ejif-3742	311	22	8	8	NUM
ejif-3742	311	23	*	*	SYM
ejif-3742	311	24	0.03	0.03	NUM
ejif-3742	311	25	62	62	NUM
ejif-3742	311	26	1	1	NUM
ejif-3742	311	27	s	s	VERB
ejif-3742	311	28	i	i	NOUN
ejif-3742	311	29	z	z	NOUN
ejif-3742	311	30	e	e	NOUN
ejif-3742	311	31	0.052	0.052	NUM
ejif-3742	311	32	4	4	NUM
ejif-3742	311	33	0.328	0.328	NUM
ejif-3742	311	34	3	3	NUM
ejif-3742	311	35	*	*	SYM
ejif-3742	311	36	0.09	0.09	NUM
ejif-3742	311	37	34	34	NUM
ejif-3742	311	38	0.019	0.019	NUM
ejif-3742	311	39	8	8	NUM
ejif-3742	311	40	1	1	NUM
ejif-3742	311	41	n	n	PROPN
ejif-3742	311	42	p	p	NOUN
ejif-3742	311	43	f	f	PROPN
ejif-3742	311	44	0.337	0.337	NUM
ejif-3742	311	45	6	6	NUM
ejif-3742	311	46	*	*	SYM
ejif-3742	311	47	-0.1	-0.1	NUM
ejif-3742	311	48	0.01	0.01	NUM
ejif-3742	311	49	21	21	NUM
ejif-3742	311	50	0.275	0.275	NUM
ejif-3742	311	51	5	5	NUM
ejif-3742	311	52	*	*	SYM
ejif-3742	311	53	0.394	0.394	NUM
ejif-3742	311	54	3	3	NUM
ejif-3742	311	55	*	*	SYM
ejif-3742	311	56	1	1	NUM
ejif-3742	311	57	g	g	NOUN
ejif-3742	311	58	d	d	PROPN
ejif-3742	311	59	p	p	NOUN
ejif-3742	311	60	0.090	0.090	NUM
ejif-3742	311	61	8	8	NUM
ejif-3742	311	62	0.089	0.089	NUM
ejif-3742	311	63	5	5	NUM
ejif-3742	311	64	0.06	0.06	NUM
ejif-3742	311	65	93	93	NUM
ejif-3742	311	66	0.116	0.116	NUM
ejif-3742	311	67	2	2	NUM
ejif-3742	311	68	0.121	0.121	NUM
ejif-3742	311	69	3	3	NUM
ejif-3742	311	70	0.13	0.13	NUM
ejif-3742	311	71	63	63	NUM
ejif-3742	311	72	1	1	NUM
ejif-3742	311	73	i	i	PRON
ejif-3742	311	74	n	n	VERB
ejif-3742	311	75	f	f	NOUN
ejif-3742	311	76	0.118	0.118	NUM
ejif-3742	311	77	7	7	NUM
ejif-3742	311	78	0.149	0.149	NUM
ejif-3742	311	79	8	8	NUM
ejif-3742	311	80	0.06	0.06	NUM
ejif-3742	311	81	96	96	NUM
ejif-3742	311	82	0.202	0.202	NUM
ejif-3742	311	83	1	1	NUM
ejif-3742	311	84	*	*	NUM
ejif-3742	311	85	0.180	0.180	NUM
ejif-3742	311	86	2	2	NUM
ejif-3742	311	87	*	*	SYM
ejif-3742	311	88	0.04	0.04	NUM
ejif-3742	311	89	19	19	NUM
ejif-3742	311	90	0.14	0.14	NUM
ejif-3742	311	91	54	54	NUM
ejif-3742	311	92	1	1	NUM
ejif-3742	311	93	ejif	ejif	ADJ
ejif-3742	311	94	–	–	PUNCT
ejif-3742	311	95	european	european	PROPN
ejif-3742	311	96	journal	journal	PROPN
ejif-3742	311	97	of	of	ADP
ejif-3742	311	98	islamic	islamic	PROPN
ejif-3742	311	99	finance	finance	PROPN
ejif-3742	311	100	no	no	DET
ejif-3742	311	101	14	14	NUM
ejif-3742	311	102	,	,	PUNCT
ejif-3742	311	103	december	december	PROPN
ejif-3742	311	104	(	(	PUNCT
ejif-3742	311	105	2019	2019	NUM
ejif-3742	311	106	)	)	PUNCT
ejif-3742	312	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3742	312	2	issn	issn	VERB
ejif-3742	312	3	2421	2421	NUM
ejif-3742	312	4	-	-	SYM
ejif-3742	312	5	2172	2172	NUM
ejif-3742	312	6	10	10	NUM
ejif-3742	312	7	0.000307	0.000307	NUM
ejif-3742	312	8	(	(	PUNCT
ejif-3742	312	9	0.0307/100	0.0307/100	PROPN
ejif-3742	312	10	)	)	PUNCT
ejif-3742	312	11	.	.	PUNCT
ejif-3742	313	1	the	the	DET
ejif-3742	313	2	adjusted	adjust	VERB
ejif-3742	313	3	coefficient	coefficient	NOUN
ejif-3742	313	4	of	of	ADP
ejif-3742	313	5	size	size	NOUN
ejif-3742	313	6	of	of	ADP
ejif-3742	313	7	negative	negative	ADJ
ejif-3742	313	8	0.000307	0.000307	NUM
ejif-3742	313	9	shows	show	VERB
ejif-3742	313	10	that	that	SCONJ
ejif-3742	313	11	the	the	PRON
ejif-3742	313	12	said	say	VERB
ejif-3742	313	13	banks	bank	NOUN
ejif-3742	313	14	tend	tend	VERB
ejif-3742	313	15	to	to	PART
ejif-3742	313	16	reduce	reduce	VERB
ejif-3742	313	17	their	their	PRON
ejif-3742	313	18	car	car	NOUN
ejif-3742	313	19	by	by	ADP
ejif-3742	313	20	0.03	0.03	NUM
ejif-3742	313	21	%	%	NOUN
ejif-3742	313	22	because	because	SCONJ
ejif-3742	313	23	of	of	ADP
ejif-3742	313	24	a	a	DET
ejif-3742	313	25	one	one	NUM
ejif-3742	313	26	percent	percent	NOUN
ejif-3742	313	27	expansion	expansion	NOUN
ejif-3742	313	28	in	in	ADP
ejif-3742	313	29	terms	term	NOUN
ejif-3742	313	30	of	of	ADP
ejif-3742	313	31	their	their	PRON
ejif-3742	313	32	sizes	size	NOUN
ejif-3742	313	33	.	.	PUNCT
ejif-3742	314	1	our	our	PRON
ejif-3742	314	2	observation	observation	NOUN
ejif-3742	314	3	supports	support	VERB
ejif-3742	314	4	almost	almost	ADV
ejif-3742	314	5	all	all	PRON
ejif-3742	314	6	prior	prior	ADJ
ejif-3742	314	7	studies	study	NOUN
ejif-3742	314	8	that	that	PRON
ejif-3742	314	9	was	be	AUX
ejif-3742	314	10	conducted	conduct	VERB
ejif-3742	314	11	on	on	ADP
ejif-3742	314	12	the	the	DET
ejif-3742	314	13	islamic	islamic	ADJ
ejif-3742	314	14	banking	banking	NOUN
ejif-3742	314	15	sector	sector	NOUN
ejif-3742	314	16	of	of	ADP
ejif-3742	314	17	this	this	DET
ejif-3742	314	18	nature	nature	NOUN
ejif-3742	315	1	[	[	X
ejif-3742	315	2	26	26	NUM
ejif-3742	315	3	]	]	PUNCT
ejif-3742	315	4	,	,	PUNCT
ejif-3742	316	1	[	[	X
ejif-3742	316	2	28	28	NUM
ejif-3742	316	3	]	]	PUNCT
ejif-3742	316	4	,	,	PUNCT
ejif-3742	316	5	[	[	X
ejif-3742	316	6	33	33	NUM
ejif-3742	316	7	]	]	PUNCT
ejif-3742	316	8	.	.	PUNCT
ejif-3742	317	1	our	our	PRON
ejif-3742	317	2	result	result	NOUN
ejif-3742	317	3	is	be	AUX
ejif-3742	317	4	inconsistence	inconsistence	NOUN
ejif-3742	317	5	with	with	ADP
ejif-3742	317	6	the	the	DET
ejif-3742	317	7	findings	finding	NOUN
ejif-3742	317	8	of	of	ADP
ejif-3742	317	9	asma	asma	PROPN
ejif-3742	317	10	&	&	CCONJ
ejif-3742	317	11	khadidja	khadidja	PROPN
ejif-3742	317	12	(	(	PUNCT
ejif-3742	317	13	2015	2015	NUM
ejif-3742	317	14	)	)	PUNCT
ejif-3742	317	15	who	who	PRON
ejif-3742	317	16	revealed	reveal	VERB
ejif-3742	317	17	a	a	DET
ejif-3742	317	18	weak	weak	ADJ
ejif-3742	317	19	and	and	CCONJ
ejif-3742	317	20	positive	positive	ADJ
ejif-3742	317	21	outcome	outcome	NOUN
ejif-3742	317	22	when	when	SCONJ
ejif-3742	317	23	it	it	PRON
ejif-3742	317	24	comes	come	VERB
ejif-3742	317	25	to	to	ADP
ejif-3742	317	26	bank	bank	NOUN
ejif-3742	317	27	size	size	NOUN
ejif-3742	317	28	[	[	X
ejif-3742	317	29	33	33	NUM
ejif-3742	317	30	]	]	PUNCT
ejif-3742	317	31	.	.	PUNCT
ejif-3742	318	1	the	the	DET
ejif-3742	318	2	remaining	remain	VERB
ejif-3742	318	3	factors	factor	NOUN
ejif-3742	318	4	including	include	VERB
ejif-3742	318	5	profitability	profitability	NOUN
ejif-3742	318	6	(	(	PUNCT
ejif-3742	318	7	roe	roe	NOUN
ejif-3742	318	8	)	)	PUNCT
ejif-3742	318	9	,	,	PUNCT
ejif-3742	318	10	asset	asset	NOUN
ejif-3742	318	11	quality	quality	NOUN
ejif-3742	318	12	(	(	PUNCT
ejif-3742	318	13	npf	npf	PROPN
ejif-3742	318	14	)	)	PUNCT
ejif-3742	318	15	,	,	PUNCT
ejif-3742	318	16	economic	economic	ADJ
ejif-3742	318	17	growth	growth	NOUN
ejif-3742	318	18	(	(	PUNCT
ejif-3742	318	19	gdp	gdp	NOUN
ejif-3742	318	20	)	)	PUNCT
ejif-3742	318	21	and	and	CCONJ
ejif-3742	318	22	inflation	inflation	NOUN
ejif-3742	318	23	(	(	PUNCT
ejif-3742	318	24	inf	inf	NOUN
ejif-3742	318	25	)	)	PUNCT
ejif-3742	318	26	failed	fail	VERB
ejif-3742	318	27	to	to	PART
ejif-3742	318	28	exhibit	exhibit	VERB
ejif-3742	318	29	any	any	DET
ejif-3742	318	30	tangible	tangible	ADJ
ejif-3742	318	31	influence	influence	NOUN
ejif-3742	318	32	on	on	ADP
ejif-3742	318	33	the	the	DET
ejif-3742	318	34	capitalization	capitalization	NOUN
ejif-3742	318	35	level	level	NOUN
ejif-3742	318	36	of	of	ADP
ejif-3742	318	37	the	the	DET
ejif-3742	318	38	islamic	islamic	ADJ
ejif-3742	318	39	banking	banking	NOUN
ejif-3742	318	40	institutions	institution	NOUN
ejif-3742	318	41	in	in	ADP
ejif-3742	318	42	the	the	DET
ejif-3742	318	43	gulf	gulf	PROPN
ejif-3742	318	44	states	state	NOUN
ejif-3742	318	45	for	for	ADP
ejif-3742	318	46	the	the	DET
ejif-3742	318	47	duration	duration	NOUN
ejif-3742	318	48	of	of	ADP
ejif-3742	318	49	this	this	DET
ejif-3742	318	50	study	study	NOUN
ejif-3742	318	51	at	at	ADP
ejif-3742	318	52	any	any	DET
ejif-3742	318	53	significance	significance	NOUN
ejif-3742	318	54	level	level	NOUN
ejif-3742	318	55	(	(	PUNCT
ejif-3742	318	56	5	5	NUM
ejif-3742	318	57	%	%	NOUN
ejif-3742	318	58	,	,	PUNCT
ejif-3742	318	59	1	1	NUM
ejif-3742	318	60	%	%	NOUN
ejif-3742	318	61	,	,	PUNCT
ejif-3742	318	62	and	and	CCONJ
ejif-3742	318	63	0.1	0.1	NUM
ejif-3742	318	64	%	%	NOUN
ejif-3742	318	65	)	)	PUNCT
ejif-3742	318	66	.	.	PUNCT
ejif-3742	319	1	this	this	PRON
ejif-3742	319	2	means	mean	VERB
ejif-3742	319	3	that	that	SCONJ
ejif-3742	319	4	these	these	DET
ejif-3742	319	5	variables	variable	NOUN
ejif-3742	319	6	pose	pose	VERB
ejif-3742	319	7	no	no	DET
ejif-3742	319	8	significant	significant	ADJ
ejif-3742	319	9	effect	effect	NOUN
ejif-3742	319	10	and	and	CCONJ
ejif-3742	319	11	can	can	AUX
ejif-3742	319	12	be	be	AUX
ejif-3742	319	13	neglected	neglect	VERB
ejif-3742	319	14	.	.	PUNCT
ejif-3742	319	15	table	table	NOUN
ejif-3742	319	16	6	6	NUM
ejif-3742	319	17	:	:	PUNCT
ejif-3742	319	18	random	random	ADJ
ejif-3742	319	19	effects	effect	NOUN
ejif-3742	319	20	model	model	NOUN
ejif-3742	319	21	predictors	predictor	NOUN
ejif-3742	319	22	coefficients	coefficient	NOUN
ejif-3742	319	23	(	(	PUNCT
ejif-3742	319	24	beta	beta	NOUN
ejif-3742	319	25	)	)	PUNCT
ejif-3742	319	26	p	p	NOUN
ejif-3742	319	27	-	-	PUNCT
ejif-3742	319	28	values	value	NOUN
ejif-3742	319	29	(	(	PUNCT
ejif-3742	319	30	power	power	NOUN
ejif-3742	319	31	)	)	PUNCT
ejif-3742	319	32	t	t	NOUN
ejif-3742	319	33	-	-	PUNCT
ejif-3742	319	34	values	value	NOUN
ejif-3742	319	35	profitability	profitability	NOUN
ejif-3742	319	36	(	(	PUNCT
ejif-3742	319	37	roe	roe	NOUN
ejif-3742	319	38	)	)	PUNCT
ejif-3742	319	39	0.00562	0.00562	NUM
ejif-3742	319	40	0.936	0.936	NUM
ejif-3742	319	41	-0.08	-0.08	NUM
ejif-3742	319	42	operating	operate	VERB
ejif-3742	319	43	efficiency	efficiency	NOUN
ejif-3742	319	44	(	(	PUNCT
ejif-3742	319	45	oeoi	oeoi	NOUN
ejif-3742	319	46	)	)	PUNCT
ejif-3742	319	47	0.11	0.11	NUM
ejif-3742	319	48	0.000	0.000	NUM
ejif-3742	319	49	*	*	PUNCT
ejif-3742	319	50	*	*	PUNCT
ejif-3742	319	51	*	*	X
ejif-3742	319	52	15.80	15.80	NUM
ejif-3742	319	53	liquidity	liquidity	NOUN
ejif-3742	319	54	(	(	PUNCT
ejif-3742	319	55	fdr	fdr	PROPN
ejif-3742	319	56	)	)	PUNCT
ejif-3742	319	57	0.0952	0.0952	NUM
ejif-3742	319	58	0.000	0.000	NUM
ejif-3742	319	59	*	*	PUNCT
ejif-3742	319	60	*	*	PUNCT
ejif-3742	319	61	*	*	PUNCT
ejif-3742	319	62	8.77	8.77	NUM
ejif-3742	319	63	bank	bank	NOUN
ejif-3742	319	64	size	size	NOUN
ejif-3742	319	65	(	(	PUNCT
ejif-3742	319	66	size	size	NOUN
ejif-3742	319	67	)	)	PUNCT
ejif-3742	319	68	-0.0307^	-0.0307^	VERB
ejif-3742	319	69	0.003	0.003	NUM
ejif-3742	319	70	*	*	NOUN
ejif-3742	319	71	*	*	PUNCT
ejif-3742	319	72	-2.99	-2.99	NOUN
ejif-3742	319	73	asset	asset	NOUN
ejif-3742	319	74	quality	quality	NOUN
ejif-3742	319	75	(	(	PUNCT
ejif-3742	319	76	npf	npf	PROPN
ejif-3742	319	77	)	)	PUNCT
ejif-3742	319	78	-0.066	-0.066	NOUN
ejif-3742	319	79	0.121	0.121	NUM
ejif-3742	319	80	-1.55	-1.55	ADJ
ejif-3742	319	81	economic	economic	ADJ
ejif-3742	319	82	growth	growth	NOUN
ejif-3742	319	83	(	(	PUNCT
ejif-3742	319	84	gdp	gdp	NOUN
ejif-3742	319	85	)	)	PUNCT
ejif-3742	319	86	-0.0993	-0.0993	NOUN
ejif-3742	319	87	0.581	0.581	NUM
ejif-3742	319	88	-0.55	-0.55	ADP
ejif-3742	319	89	inflation	inflation	NOUN
ejif-3742	319	90	rate	rate	NOUN
ejif-3742	319	91	(	(	PUNCT
ejif-3742	319	92	inf	inf	NOUN
ejif-3742	319	93	)	)	PUNCT
ejif-3742	319	94	-0.406	-0.406	NOUN
ejif-3742	319	95	0.181	0.181	NUM
ejif-3742	319	96	-1.34	-1.34	NOUN
ejif-3742	319	97	constant	constant	ADJ
ejif-3742	319	98	0.281	0.281	NUM
ejif-3742	319	99	0.000	0.000	NUM
ejif-3742	319	100	*	*	PUNCT
ejif-3742	319	101	*	*	PUNCT
ejif-3742	319	102	*	*	PROPN
ejif-3742	319	103	3.65	3.65	NUM
ejif-3742	319	104	obs	obs	NOUN
ejif-3742	319	105	no	no	DET
ejif-3742	319	106	168	168	NUM
ejif-3742	319	107	bank	bank	NOUN
ejif-3742	319	108	no	no	DET
ejif-3742	319	109	28	28	NUM
ejif-3742	319	110	r	r	NOUN
ejif-3742	319	111	-	-	PUNCT
ejif-3742	319	112	sq	sq	NOUN
ejif-3742	319	113	.	.	PROPN
ejif-3742	319	114	0.851	0.851	NUM
ejif-3742	319	115	adj	adj	X
ejif-3742	319	116	.	.	PUNCT
ejif-3742	319	117	r	r	X
ejif-3742	319	118	-	-	PUNCT
ejif-3742	319	119	sq	sq	NOUN
ejif-3742	319	120	.	.	NOUN
ejif-3742	319	121	0.813	0.813	NUM
ejif-3742	319	122	aic	aic	PROPN
ejif-3742	319	123	-667.8	-667.8	PROPN
ejif-3742	319	124	prob	prob	PROPN
ejif-3742	319	125	.	.	PUNCT
ejif-3742	320	1	(	(	PUNCT
ejif-3742	320	2	wald	wald	X
ejif-3742	320	3	chi2	chi2	PROPN
ejif-3742	320	4	)	)	PUNCT
ejif-3742	320	5	0.0000	0.0000	NUM
ejif-3742	320	6	significance	significance	NOUN
ejif-3742	320	7	level	level	NOUN
ejif-3742	320	8	:	:	PUNCT
ejif-3742	320	9	*	*	PUNCT
ejif-3742	320	10	p<0.05	p<0.05	NOUN
ejif-3742	320	11	,	,	PUNCT
ejif-3742	320	12	*	*	PUNCT
ejif-3742	320	13	*	*	PUNCT
ejif-3742	320	14	p<0.01	p<0.01	PROPN
ejif-3742	320	15	,	,	PUNCT
ejif-3742	320	16	*	*	PUNCT
ejif-3742	320	17	*	*	PUNCT
ejif-3742	320	18	*	*	PUNCT
ejif-3742	320	19	p<0.001	p<0.001	PROPN
ejif-3742	320	20	.	.	PUNCT
ejif-3742	321	1	note	note	NOUN
ejif-3742	321	2	:	:	PUNCT
ejif-3742	321	3	^	^	PUNCT
ejif-3742	321	4	coefficient	coefficient	NOUN
ejif-3742	321	5	of	of	ADP
ejif-3742	321	6	size	size	NOUN
ejif-3742	321	7	is	be	AUX
ejif-3742	321	8	adjusted	adjust	VERB
ejif-3742	321	9	and	and	CCONJ
ejif-3742	321	10	justified	justify	VERB
ejif-3742	321	11	above	above	ADV
ejif-3742	321	12	.	.	PUNCT
ejif-3742	322	1	vi	vi	X
ejif-3742	322	2	.	.	NOUN
ejif-3742	322	3	conclusions	conclusion	NOUN
ejif-3742	322	4	and	and	CCONJ
ejif-3742	322	5	recommendation	recommendation	NOUN
ejif-3742	322	6	in	in	ADP
ejif-3742	322	7	this	this	DET
ejif-3742	322	8	paper	paper	NOUN
ejif-3742	322	9	,	,	PUNCT
ejif-3742	322	10	six	six	NUM
ejif-3742	322	11	bank	bank	NOUN
ejif-3742	322	12	-	-	PUNCT
ejif-3742	322	13	level	level	NOUN
ejif-3742	322	14	and	and	CCONJ
ejif-3742	322	15	two	two	NUM
ejif-3742	322	16	macroeconomic	macroeconomic	ADJ
ejif-3742	322	17	variables	variable	NOUN
ejif-3742	322	18	has	have	AUX
ejif-3742	322	19	been	be	AUX
ejif-3742	322	20	examined	examine	VERB
ejif-3742	322	21	to	to	PART
ejif-3742	322	22	determine	determine	VERB
ejif-3742	322	23	the	the	DET
ejif-3742	322	24	extent	extent	NOUN
ejif-3742	322	25	of	of	ADP
ejif-3742	322	26	their	their	PRON
ejif-3742	322	27	effect	effect	NOUN
ejif-3742	322	28	on	on	ADP
ejif-3742	322	29	the	the	DET
ejif-3742	322	30	capital	capital	NOUN
ejif-3742	322	31	adequacy	adequacy	NOUN
ejif-3742	322	32	ratios	ratio	NOUN
ejif-3742	322	33	of	of	ADP
ejif-3742	322	34	the	the	DET
ejif-3742	322	35	gcc	gcc	NOUN
ejif-3742	322	36	islamic	islamic	ADJ
ejif-3742	322	37	banks	bank	NOUN
ejif-3742	322	38	.	.	PUNCT
ejif-3742	323	1	the	the	DET
ejif-3742	323	2	focus	focus	NOUN
ejif-3742	323	3	of	of	ADP
ejif-3742	323	4	this	this	DET
ejif-3742	323	5	paper	paper	NOUN
ejif-3742	323	6	has	have	AUX
ejif-3742	323	7	been	be	AUX
ejif-3742	323	8	entirely	entirely	ADV
ejif-3742	323	9	on	on	ADP
ejif-3742	323	10	the	the	DET
ejif-3742	323	11	commercial	commercial	ADJ
ejif-3742	323	12	banks	bank	NOUN
ejif-3742	323	13	offering	offer	VERB
ejif-3742	323	14	only	only	ADV
ejif-3742	323	15	sharia	sharia	NOUN
ejif-3742	323	16	-	-	PUNCT
ejif-3742	323	17	compliant	compliant	ADJ
ejif-3742	323	18	products	product	NOUN
ejif-3742	323	19	in	in	ADP
ejif-3742	323	20	the	the	DET
ejif-3742	323	21	region	region	NOUN
ejif-3742	323	22	.	.	PUNCT
ejif-3742	324	1	using	use	VERB
ejif-3742	324	2	a	a	DET
ejif-3742	324	3	panel	panel	NOUN
ejif-3742	324	4	data	datum	NOUN
ejif-3742	324	5	for	for	ADP
ejif-3742	324	6	28	28	NUM
ejif-3742	324	7	banks	bank	NOUN
ejif-3742	324	8	in	in	ADP
ejif-3742	324	9	6	6	NUM
ejif-3742	324	10	gcc	gcc	NOUN
ejif-3742	324	11	member	member	NOUN
ejif-3742	324	12	states	state	NOUN
ejif-3742	324	13	between	between	ADP
ejif-3742	324	14	2013	2013	NUM
ejif-3742	324	15	and	and	CCONJ
ejif-3742	324	16	2018	2018	NUM
ejif-3742	324	17	,	,	PUNCT
ejif-3742	324	18	a	a	DET
ejif-3742	324	19	regression	regression	NOUN
ejif-3742	324	20	model	model	NOUN
ejif-3742	324	21	has	have	AUX
ejif-3742	324	22	been	be	AUX
ejif-3742	324	23	developed	develop	VERB
ejif-3742	324	24	to	to	PART
ejif-3742	324	25	carry	carry	VERB
ejif-3742	324	26	out	out	ADP
ejif-3742	324	27	the	the	DET
ejif-3742	324	28	analysis	analysis	NOUN
ejif-3742	324	29	.	.	PUNCT
ejif-3742	325	1	according	accord	VERB
ejif-3742	325	2	to	to	ADP
ejif-3742	325	3	the	the	DET
ejif-3742	325	4	findings	finding	NOUN
ejif-3742	325	5	of	of	ADP
ejif-3742	325	6	the	the	DET
ejif-3742	325	7	regression	regression	NOUN
ejif-3742	325	8	model	model	NOUN
ejif-3742	325	9	,	,	PUNCT
ejif-3742	325	10	return	return	VERB
ejif-3742	325	11	on	on	ADP
ejif-3742	325	12	equity	equity	NOUN
ejif-3742	325	13	(	(	PUNCT
ejif-3742	325	14	roe	roe	PROPN
ejif-3742	325	15	)	)	PUNCT
ejif-3742	325	16	,	,	PUNCT
ejif-3742	325	17	asset	asset	NOUN
ejif-3742	325	18	quality	quality	NOUN
ejif-3742	325	19	(	(	PUNCT
ejif-3742	325	20	npf	npf	PROPN
ejif-3742	325	21	)	)	PUNCT
ejif-3742	325	22	,	,	PUNCT
ejif-3742	325	23	economic	economic	ADJ
ejif-3742	325	24	growth	growth	NOUN
ejif-3742	325	25	(	(	PUNCT
ejif-3742	325	26	gdp	gdp	NOUN
ejif-3742	325	27	)	)	PUNCT
ejif-3742	325	28	and	and	CCONJ
ejif-3742	325	29	inflation	inflation	NOUN
ejif-3742	325	30	(	(	PUNCT
ejif-3742	325	31	inf	inf	NOUN
ejif-3742	325	32	)	)	PUNCT
ejif-3742	325	33	have	have	VERB
ejif-3742	325	34	no	no	DET
ejif-3742	325	35	significant	significant	ADJ
ejif-3742	325	36	impact	impact	NOUN
ejif-3742	325	37	on	on	ADP
ejif-3742	325	38	the	the	DET
ejif-3742	325	39	car	car	NOUN
ejif-3742	325	40	of	of	ADP
ejif-3742	325	41	the	the	DET
ejif-3742	325	42	said	say	VERB
ejif-3742	325	43	banks	bank	NOUN
ejif-3742	325	44	.	.	PUNCT
ejif-3742	326	1	the	the	DET
ejif-3742	326	2	mild	mild	ADJ
ejif-3742	326	3	average	average	ADJ
ejif-3742	326	4	fluctuation	fluctuation	NOUN
ejif-3742	326	5	of	of	ADP
ejif-3742	326	6	the	the	DET
ejif-3742	326	7	economic	economic	ADJ
ejif-3742	326	8	indicators	indicator	NOUN
ejif-3742	326	9	(	(	PUNCT
ejif-3742	326	10	gdp	gdp	NOUN
ejif-3742	326	11	and	and	CCONJ
ejif-3742	326	12	inflation	inflation	NOUN
ejif-3742	326	13	)	)	PUNCT
ejif-3742	326	14	can	can	AUX
ejif-3742	326	15	explain	explain	VERB
ejif-3742	326	16	why	why	SCONJ
ejif-3742	326	17	such	such	ADJ
ejif-3742	326	18	macrolevel	macrolevel	NOUN
ejif-3742	326	19	factors	factor	NOUN
ejif-3742	326	20	have	have	VERB
ejif-3742	326	21	no	no	DET
ejif-3742	326	22	effect	effect	NOUN
ejif-3742	326	23	on	on	ADP
ejif-3742	326	24	the	the	DET
ejif-3742	326	25	banks	bank	NOUN
ejif-3742	326	26	’	'	PUNCT
ejif-3742	326	27	capitalization	capitalization	NOUN
ejif-3742	326	28	decision	decision	NOUN
ejif-3742	326	29	as	as	SCONJ
ejif-3742	326	30	the	the	DET
ejif-3742	326	31	region	region	NOUN
ejif-3742	326	32	did	do	AUX
ejif-3742	326	33	not	not	PART
ejif-3742	326	34	experience	experience	VERB
ejif-3742	326	35	extremely	extremely	ADV
ejif-3742	326	36	changing	change	VERB
ejif-3742	326	37	economic	economic	ADJ
ejif-3742	326	38	conditions	condition	NOUN
ejif-3742	326	39	over	over	ADP
ejif-3742	326	40	the	the	DET
ejif-3742	326	41	years	year	NOUN
ejif-3742	326	42	.	.	PUNCT
ejif-3742	327	1	as	as	SCONJ
ejif-3742	327	2	shown	show	VERB
ejif-3742	327	3	earlier	early	ADV
ejif-3742	327	4	,	,	PUNCT
ejif-3742	327	5	operating	operate	VERB
ejif-3742	327	6	efficiency	efficiency	NOUN
ejif-3742	327	7	(	(	PUNCT
ejif-3742	327	8	oeoi	oeoi	NOUN
ejif-3742	327	9	)	)	PUNCT
ejif-3742	327	10	directly	directly	ADV
ejif-3742	327	11	and	and	CCONJ
ejif-3742	327	12	strongly	strongly	ADV
ejif-3742	327	13	influences	influence	VERB
ejif-3742	327	14	car	car	NOUN
ejif-3742	327	15	,	,	PUNCT
ejif-3742	327	16	which	which	PRON
ejif-3742	327	17	means	mean	VERB
ejif-3742	327	18	that	that	SCONJ
ejif-3742	327	19	the	the	DET
ejif-3742	327	20	studied	study	VERB
ejif-3742	327	21	banks	bank	NOUN
ejif-3742	327	22	raise	raise	VERB
ejif-3742	327	23	their	their	PRON
ejif-3742	327	24	car	car	NOUN
ejif-3742	327	25	as	as	SCONJ
ejif-3742	327	26	their	their	PRON
ejif-3742	327	27	operating	operating	NOUN
ejif-3742	327	28	costs	cost	NOUN
ejif-3742	327	29	rise	rise	VERB
ejif-3742	327	30	.	.	PUNCT
ejif-3742	328	1	in	in	ADP
ejif-3742	328	2	any	any	DET
ejif-3742	328	3	financial	financial	ADJ
ejif-3742	328	4	year	year	NOUN
ejif-3742	328	5	,	,	PUNCT
ejif-3742	328	6	increasing	increase	VERB
ejif-3742	328	7	costs	cost	NOUN
ejif-3742	328	8	might	might	AUX
ejif-3742	328	9	result	result	VERB
ejif-3742	328	10	from	from	ADP
ejif-3742	328	11	aggressive	aggressive	ADJ
ejif-3742	328	12	banking	banking	NOUN
ejif-3742	328	13	activities	activity	NOUN
ejif-3742	328	14	including	include	VERB
ejif-3742	328	15	financing	finance	VERB
ejif-3742	328	16	customer	customer	NOUN
ejif-3742	328	17	demands	demand	NOUN
ejif-3742	328	18	to	to	PART
ejif-3742	328	19	gain	gain	VERB
ejif-3742	328	20	larger	large	ADJ
ejif-3742	328	21	revenues	revenue	NOUN
ejif-3742	328	22	.	.	PUNCT
ejif-3742	329	1	such	such	ADJ
ejif-3742	329	2	behavior	behavior	NOUN
ejif-3742	329	3	warrants	warrant	NOUN
ejif-3742	329	4	practicing	practice	VERB
ejif-3742	329	5	banks	bank	NOUN
ejif-3742	329	6	to	to	PART
ejif-3742	329	7	rise	rise	VERB
ejif-3742	329	8	their	their	PRON
ejif-3742	329	9	car	car	NOUN
ejif-3742	329	10	to	to	PART
ejif-3742	329	11	withstand	withstand	VERB
ejif-3742	329	12	the	the	DET
ejif-3742	329	13	risk	risk	NOUN
ejif-3742	329	14	exposures	exposure	NOUN
ejif-3742	329	15	from	from	ADP
ejif-3742	329	16	risky	risky	ADJ
ejif-3742	329	17	assets	asset	NOUN
ejif-3742	329	18	financed	finance	VERB
ejif-3742	329	19	.	.	PUNCT
ejif-3742	330	1	in	in	ADP
ejif-3742	330	2	the	the	DET
ejif-3742	330	3	gcc	gcc	NOUN
ejif-3742	330	4	,	,	PUNCT
ejif-3742	330	5	the	the	DET
ejif-3742	330	6	growth	growth	NOUN
ejif-3742	330	7	of	of	ADP
ejif-3742	330	8	islamic	islamic	ADJ
ejif-3742	330	9	banks	bank	NOUN
ejif-3742	330	10	is	be	AUX
ejif-3742	330	11	significant	significant	ADJ
ejif-3742	330	12	and	and	CCONJ
ejif-3742	330	13	driven	drive	VERB
ejif-3742	330	14	by	by	ADP
ejif-3742	330	15	start	start	NOUN
ejif-3742	330	16	-	-	PUNCT
ejif-3742	330	17	up	up	ADP
ejif-3742	330	18	banks	bank	NOUN
ejif-3742	330	19	who	who	PRON
ejif-3742	330	20	aggressively	aggressively	ADV
ejif-3742	330	21	provide	provide	VERB
ejif-3742	330	22	sharia	sharia	NOUN
ejif-3742	330	23	-	-	PUNCT
ejif-3742	330	24	compliant	compliant	ADJ
ejif-3742	330	25	financial	financial	ADJ
ejif-3742	330	26	products	product	NOUN
ejif-3742	330	27	to	to	ADP
ejif-3742	330	28	its	its	PRON
ejif-3742	330	29	customer	customer	NOUN
ejif-3742	330	30	in	in	ADP
ejif-3742	330	31	order	order	NOUN
ejif-3742	330	32	to	to	PART
ejif-3742	330	33	achieve	achieve	VERB
ejif-3742	330	34	growth	growth	NOUN
ejif-3742	330	35	.	.	PUNCT
ejif-3742	331	1	generally	generally	ADV
ejif-3742	331	2	,	,	PUNCT
ejif-3742	331	3	islamic	islamic	ADJ
ejif-3742	331	4	banking	banking	NOUN
ejif-3742	331	5	institutions	institution	NOUN
ejif-3742	331	6	in	in	ADP
ejif-3742	331	7	the	the	DET
ejif-3742	331	8	gulf	gulf	PROPN
ejif-3742	331	9	region	region	NOUN
ejif-3742	331	10	experience	experience	NOUN
ejif-3742	331	11	increasing	increase	VERB
ejif-3742	331	12	costs	cost	NOUN
ejif-3742	331	13	.	.	PUNCT
ejif-3742	332	1	to	to	PART
ejif-3742	332	2	solve	solve	VERB
ejif-3742	332	3	this	this	DET
ejif-3742	332	4	issue	issue	NOUN
ejif-3742	332	5	these	these	DET
ejif-3742	332	6	banks	bank	NOUN
ejif-3742	332	7	need	need	VERB
ejif-3742	332	8	to	to	PART
ejif-3742	332	9	detect	detect	VERB
ejif-3742	332	10	relevant	relevant	ADJ
ejif-3742	332	11	cost	cost	NOUN
ejif-3742	332	12	drivers	driver	NOUN
ejif-3742	332	13	behind	behind	ADP
ejif-3742	332	14	such	such	ADJ
ejif-3742	332	15	increasing	increase	VERB
ejif-3742	332	16	expenditures	expenditure	NOUN
ejif-3742	332	17	to	to	PART
ejif-3742	332	18	achieve	achieve	VERB
ejif-3742	332	19	productive	productive	ADJ
ejif-3742	332	20	efficiency	efficiency	NOUN
ejif-3742	332	21	.	.	PUNCT
ejif-3742	333	1	plus	plus	CCONJ
ejif-3742	333	2	,	,	PUNCT
ejif-3742	333	3	establishing	establish	VERB
ejif-3742	333	4	effective	effective	ADJ
ejif-3742	333	5	cost	cost	NOUN
ejif-3742	333	6	management	management	NOUN
ejif-3742	333	7	policies	policy	NOUN
ejif-3742	333	8	should	should	AUX
ejif-3742	333	9	be	be	AUX
ejif-3742	333	10	of	of	ADP
ejif-3742	333	11	great	great	ADJ
ejif-3742	333	12	importance	importance	NOUN
ejif-3742	333	13	for	for	ADP
ejif-3742	333	14	these	these	DET
ejif-3742	333	15	banks	bank	NOUN
ejif-3742	333	16	.	.	PUNCT
ejif-3742	334	1	liquidity	liquidity	NOUN
ejif-3742	334	2	(	(	PUNCT
ejif-3742	334	3	fdr	fdr	PROPN
ejif-3742	334	4	)	)	PUNCT
ejif-3742	334	5	of	of	ADP
ejif-3742	334	6	the	the	DET
ejif-3742	334	7	banks	bank	NOUN
ejif-3742	334	8	revealed	reveal	VERB
ejif-3742	334	9	a	a	DET
ejif-3742	334	10	significantly	significantly	ADV
ejif-3742	334	11	positive	positive	ADJ
ejif-3742	334	12	impact	impact	NOUN
ejif-3742	334	13	on	on	ADP
ejif-3742	334	14	the	the	DET
ejif-3742	334	15	car	car	NOUN
ejif-3742	334	16	of	of	ADP
ejif-3742	334	17	the	the	DET
ejif-3742	334	18	gcc	gcc	NOUN
ejif-3742	334	19	islamic	islamic	ADJ
ejif-3742	334	20	banks	bank	NOUN
ejif-3742	334	21	.	.	PUNCT
ejif-3742	335	1	this	this	PRON
ejif-3742	335	2	indicates	indicate	VERB
ejif-3742	335	3	that	that	SCONJ
ejif-3742	335	4	when	when	SCONJ
ejif-3742	335	5	these	these	DET
ejif-3742	335	6	banks	bank	NOUN
ejif-3742	335	7	increasingly	increasingly	ADV
ejif-3742	335	8	use	use	VERB
ejif-3742	335	9	their	their	PRON
ejif-3742	335	10	customer	customer	NOUN
ejif-3742	335	11	deposits	deposit	NOUN
ejif-3742	335	12	to	to	PART
ejif-3742	335	13	finance	finance	VERB
ejif-3742	335	14	projects	project	NOUN
ejif-3742	335	15	they	they	PRON
ejif-3742	335	16	increase	increase	VERB
ejif-3742	335	17	their	their	PRON
ejif-3742	335	18	car	car	NOUN
ejif-3742	335	19	to	to	ADP
ejif-3742	335	20	lower	low	ADJ
ejif-3742	335	21	exposures	exposure	NOUN
ejif-3742	335	22	from	from	ADP
ejif-3742	335	23	customer	customer	NOUN
ejif-3742	335	24	defaults	default	NOUN
ejif-3742	335	25	to	to	ADP
ejif-3742	335	26	some	some	DET
ejif-3742	335	27	extent	extent	NOUN
ejif-3742	335	28	.	.	PUNCT
ejif-3742	336	1	unlike	unlike	ADP
ejif-3742	336	2	conventional	conventional	ADJ
ejif-3742	336	3	banks	bank	NOUN
ejif-3742	336	4	who	who	PRON
ejif-3742	336	5	benefit	benefit	VERB
ejif-3742	336	6	from	from	ADP
ejif-3742	336	7	welldeveloped	welldevelope	VERB
ejif-3742	336	8	liquidity	liquidity	NOUN
ejif-3742	336	9	markets	market	NOUN
ejif-3742	336	10	,	,	PUNCT
ejif-3742	336	11	islamic	islamic	ADJ
ejif-3742	336	12	banks	bank	NOUN
ejif-3742	336	13	still	still	ADV
ejif-3742	336	14	suffer	suffer	VERB
ejif-3742	336	15	from	from	ADP
ejif-3742	336	16	under	under	ADV
ejif-3742	336	17	-	-	PUNCT
ejif-3742	336	18	developed	develop	VERB
ejif-3742	336	19	security	security	NOUN
ejif-3742	336	20	markets	market	NOUN
ejif-3742	336	21	as	as	SCONJ
ejif-3742	336	22	they	they	PRON
ejif-3742	336	23	lack	lack	VERB
ejif-3742	336	24	wider	wide	ADJ
ejif-3742	336	25	options	option	NOUN
ejif-3742	336	26	of	of	ADP
ejif-3742	336	27	sharia	sharia	NOUN
ejif-3742	336	28	-	-	PUNCT
ejif-3742	336	29	compliant	compliant	ADJ
ejif-3742	336	30	liquid	liquid	ADJ
ejif-3742	336	31	instruments	instrument	NOUN
ejif-3742	336	32	.	.	PUNCT
ejif-3742	337	1	hence	hence	ADV
ejif-3742	337	2	,	,	PUNCT
ejif-3742	337	3	the	the	DET
ejif-3742	337	4	proportional	proportional	ADJ
ejif-3742	337	5	change	change	NOUN
ejif-3742	337	6	of	of	ADP
ejif-3742	337	7	fdr	fdr	PROPN
ejif-3742	337	8	and	and	CCONJ
ejif-3742	337	9	car	car	NOUN
ejif-3742	337	10	should	should	AUX
ejif-3742	337	11	not	not	PART
ejif-3742	337	12	come	come	VERB
ejif-3742	337	13	as	as	ADP
ejif-3742	337	14	a	a	DET
ejif-3742	337	15	surprise	surprise	NOUN
ejif-3742	337	16	considering	consider	VERB
ejif-3742	337	17	the	the	DET
ejif-3742	337	18	absence	absence	NOUN
ejif-3742	337	19	of	of	ADP
ejif-3742	337	20	strong	strong	ADJ
ejif-3742	337	21	liquidity	liquidity	NOUN
ejif-3742	337	22	management	management	NOUN
ejif-3742	337	23	instruments	instrument	NOUN
ejif-3742	337	24	.	.	PUNCT
ejif-3742	338	1	central	central	ADJ
ejif-3742	338	2	banks	bank	NOUN
ejif-3742	338	3	in	in	ADP
ejif-3742	338	4	the	the	DET
ejif-3742	338	5	gcc	gcc	NOUN
ejif-3742	338	6	and	and	CCONJ
ejif-3742	338	7	islamic	islamic	ADJ
ejif-3742	338	8	banking	banking	NOUN
ejif-3742	338	9	industry	industry	NOUN
ejif-3742	338	10	in	in	ADP
ejif-3742	338	11	general	general	ADJ
ejif-3742	338	12	should	should	AUX
ejif-3742	338	13	increase	increase	VERB
ejif-3742	338	14	their	their	PRON
ejif-3742	338	15	efforts	effort	NOUN
ejif-3742	338	16	to	to	PART
ejif-3742	338	17	develop	develop	VERB
ejif-3742	338	18	islamically	islamically	ADV
ejif-3742	338	19	applicable	applicable	ADJ
ejif-3742	338	20	and	and	CCONJ
ejif-3742	338	21	effective	effective	ADJ
ejif-3742	338	22	liquid	liquid	ADJ
ejif-3742	338	23	instruments	instrument	NOUN
ejif-3742	338	24	to	to	PART
ejif-3742	338	25	curb	curb	VERB
ejif-3742	338	26	possible	possible	ADJ
ejif-3742	338	27	liquid	liquid	ADJ
ejif-3742	338	28	-	-	PUNCT
ejif-3742	338	29	asset	asset	NOUN
ejif-3742	338	30	shortages	shortage	NOUN
ejif-3742	338	31	.	.	PUNCT
ejif-3742	339	1	in	in	ADP
ejif-3742	339	2	terms	term	NOUN
ejif-3742	339	3	of	of	ADP
ejif-3742	339	4	bank	bank	NOUN
ejif-3742	339	5	size	size	NOUN
ejif-3742	339	6	,	,	PUNCT
ejif-3742	339	7	the	the	DET
ejif-3742	339	8	influence	influence	NOUN
ejif-3742	339	9	of	of	ADP
ejif-3742	339	10	size	size	NOUN
ejif-3742	339	11	on	on	ADP
ejif-3742	339	12	car	car	NOUN
ejif-3742	339	13	is	be	AUX
ejif-3742	339	14	found	find	VERB
ejif-3742	339	15	to	to	PART
ejif-3742	339	16	be	be	AUX
ejif-3742	339	17	negative	negative	ADJ
ejif-3742	339	18	and	and	CCONJ
ejif-3742	339	19	significant	significant	ADJ
ejif-3742	339	20	implying	implying	NOUN
ejif-3742	339	21	that	that	PRON
ejif-3742	339	22	gcc	gcc	NOUN
ejif-3742	339	23	islamic	islamic	ADJ
ejif-3742	339	24	banks	bank	NOUN
ejif-3742	339	25	lower	lower	VERB
ejif-3742	339	26	their	their	PRON
ejif-3742	339	27	car	car	NOUN
ejif-3742	339	28	as	as	ADP
ejif-3742	339	29	their	their	PRON
ejif-3742	339	30	size	size	NOUN
ejif-3742	339	31	in	in	ADP
ejif-3742	339	32	terms	term	NOUN
ejif-3742	339	33	of	of	ADP
ejif-3742	339	34	total	total	ADJ
ejif-3742	339	35	assets	asset	NOUN
ejif-3742	339	36	grows	grow	VERB
ejif-3742	339	37	.	.	PUNCT
ejif-3742	340	1	this	this	PRON
ejif-3742	340	2	indicates	indicate	VERB
ejif-3742	340	3	that	that	SCONJ
ejif-3742	340	4	smaller	small	ADJ
ejif-3742	340	5	gcc	gcc	NOUN
ejif-3742	340	6	islamic	islamic	ADJ
ejif-3742	340	7	banks	bank	NOUN
ejif-3742	340	8	experience	experience	VERB
ejif-3742	340	9	higher	high	ADJ
ejif-3742	340	10	capital	capital	NOUN
ejif-3742	340	11	ratios	ratio	NOUN
ejif-3742	340	12	as	as	ADP
ejif-3742	340	13	compared	compare	VERB
ejif-3742	340	14	to	to	ADP
ejif-3742	340	15	bigger	big	ADJ
ejif-3742	340	16	ones	one	NOUN
ejif-3742	340	17	who	who	PRON
ejif-3742	340	18	enjoy	enjoy	VERB
ejif-3742	340	19	higher	high	ADJ
ejif-3742	340	20	asset	asset	NOUN
ejif-3742	340	21	diversifications	diversification	NOUN
ejif-3742	340	22	leading	lead	VERB
ejif-3742	340	23	to	to	ADP
ejif-3742	340	24	reduced	reduce	VERB
ejif-3742	340	25	risks	risk	NOUN
ejif-3742	340	26	and	and	CCONJ
ejif-3742	340	27	lower	low	ADJ
ejif-3742	340	28	car	car	NOUN
ejif-3742	340	29	.	.	PUNCT
ejif-3742	341	1	bigger	big	ADJ
ejif-3742	341	2	banks	bank	NOUN
ejif-3742	341	3	normally	normally	ADV
ejif-3742	341	4	reap	reap	VERB
ejif-3742	341	5	the	the	DET
ejif-3742	341	6	benefits	benefit	NOUN
ejif-3742	341	7	of	of	ADP
ejif-3742	341	8	bail	bail	NOUN
ejif-3742	341	9	-	-	PUNCT
ejif-3742	341	10	outs	out	NOUN
ejif-3742	341	11	from	from	ADP
ejif-3742	341	12	central	central	ADJ
ejif-3742	341	13	banks	bank	NOUN
ejif-3742	341	14	during	during	ADP
ejif-3742	341	15	financial	financial	ADJ
ejif-3742	341	16	downturns	downturn	NOUN
ejif-3742	341	17	because	because	SCONJ
ejif-3742	341	18	of	of	ADP
ejif-3742	341	19	their	their	PRON
ejif-3742	341	20	important	important	ADJ
ejif-3742	341	21	role	role	NOUN
ejif-3742	341	22	in	in	ADP
ejif-3742	341	23	the	the	DET
ejif-3742	341	24	financial	financial	ADJ
ejif-3742	341	25	system	system	NOUN
ejif-3742	341	26	.	.	PUNCT
ejif-3742	342	1	in	in	ADP
ejif-3742	342	2	addition	addition	NOUN
ejif-3742	342	3	to	to	ADP
ejif-3742	342	4	that	that	PRON
ejif-3742	342	5	,	,	PUNCT
ejif-3742	342	6	large	large	ADJ
ejif-3742	342	7	banks	bank	NOUN
ejif-3742	342	8	enjoy	enjoy	VERB
ejif-3742	342	9	easy	easy	ADJ
ejif-3742	342	10	access	access	NOUN
ejif-3742	342	11	to	to	ADP
ejif-3742	342	12	capital	capital	NOUN
ejif-3742	342	13	markets	market	NOUN
ejif-3742	342	14	which	which	PRON
ejif-3742	342	15	further	far	ADV
ejif-3742	342	16	relaxes	relax	VERB
ejif-3742	342	17	their	their	PRON
ejif-3742	342	18	capital	capital	NOUN
ejif-3742	342	19	regulation	regulation	NOUN
ejif-3742	342	20	requirements	requirement	NOUN
ejif-3742	342	21	.	.	PUNCT
ejif-3742	343	1	small	small	ADJ
ejif-3742	343	2	and	and	CCONJ
ejif-3742	343	3	medium	medium	ADJ
ejif-3742	343	4	banks	bank	NOUN
ejif-3742	343	5	tend	tend	VERB
ejif-3742	343	6	to	to	PART
ejif-3742	343	7	undertake	undertake	VERB
ejif-3742	343	8	riskier	risky	ADJ
ejif-3742	343	9	investments	investment	NOUN
ejif-3742	343	10	to	to	PART
ejif-3742	343	11	achieve	achieve	VERB
ejif-3742	343	12	growth	growth	NOUN
ejif-3742	343	13	,	,	PUNCT
ejif-3742	343	14	thus	thus	ADV
ejif-3742	343	15	raise	raise	VERB
ejif-3742	343	16	their	their	PRON
ejif-3742	343	17	regulatory	regulatory	ADJ
ejif-3742	343	18	capital	capital	NOUN
ejif-3742	343	19	as	as	ADP
ejif-3742	343	20	a	a	DET
ejif-3742	343	21	preventive	preventive	ADJ
ejif-3742	343	22	measure	measure	NOUN
ejif-3742	343	23	which	which	PRON
ejif-3742	343	24	in	in	ADP
ejif-3742	343	25	turn	turn	NOUN
ejif-3742	343	26	enhances	enhance	VERB
ejif-3742	343	27	their	their	PRON
ejif-3742	343	28	financial	financial	ADJ
ejif-3742	343	29	stability	stability	NOUN
ejif-3742	343	30	.	.	PUNCT
ejif-3742	344	1	the	the	DET
ejif-3742	344	2	banking	banking	NOUN
ejif-3742	344	3	regulators	regulator	NOUN
ejif-3742	344	4	in	in	ADP
ejif-3742	344	5	the	the	DET
ejif-3742	344	6	gcc	gcc	NOUN
ejif-3742	344	7	should	should	AUX
ejif-3742	344	8	develop	develop	VERB
ejif-3742	344	9	policies	policy	NOUN
ejif-3742	344	10	that	that	PRON
ejif-3742	344	11	can	can	AUX
ejif-3742	344	12	encourage	encourage	VERB
ejif-3742	344	13	smaller	small	ADJ
ejif-3742	344	14	ejif	ejif	NOUN
ejif-3742	344	15	–	–	PUNCT
ejif-3742	344	16	european	european	PROPN
ejif-3742	344	17	journal	journal	PROPN
ejif-3742	344	18	of	of	ADP
ejif-3742	344	19	islamic	islamic	PROPN
ejif-3742	344	20	finance	finance	PROPN
ejif-3742	344	21	no	no	DET
ejif-3742	344	22	14	14	NUM
ejif-3742	344	23	,	,	PUNCT
ejif-3742	344	24	december	december	PROPN
ejif-3742	344	25	(	(	PUNCT
ejif-3742	344	26	2019	2019	NUM
ejif-3742	344	27	)	)	PUNCT
ejif-3742	345	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3742	345	2	issn	issn	VERB
ejif-3742	345	3	2421	2421	NUM
ejif-3742	345	4	-	-	SYM
ejif-3742	345	5	2172	2172	NUM
ejif-3742	345	6	11	11	NUM
ejif-3742	345	7	and	and	CCONJ
ejif-3742	345	8	medium	medium	ADJ
ejif-3742	345	9	banks	bank	NOUN
ejif-3742	345	10	to	to	PART
ejif-3742	345	11	pursue	pursue	VERB
ejif-3742	345	12	growth	growth	NOUN
ejif-3742	345	13	while	while	SCONJ
ejif-3742	345	14	enacting	enact	VERB
ejif-3742	345	15	appropriate	appropriate	ADJ
ejif-3742	345	16	capital	capital	NOUN
ejif-3742	345	17	regulations	regulation	NOUN
ejif-3742	345	18	.	.	PUNCT
ejif-3742	346	1	as	as	ADV
ejif-3742	346	2	far	far	ADV
ejif-3742	346	3	as	as	SCONJ
ejif-3742	346	4	our	our	PRON
ejif-3742	346	5	knowledge	knowledge	NOUN
ejif-3742	346	6	extends	extend	VERB
ejif-3742	346	7	,	,	PUNCT
ejif-3742	346	8	this	this	PRON
ejif-3742	346	9	is	be	AUX
ejif-3742	346	10	the	the	DET
ejif-3742	346	11	only	only	ADJ
ejif-3742	346	12	study	study	NOUN
ejif-3742	346	13	that	that	PRON
ejif-3742	346	14	focused	focus	VERB
ejif-3742	346	15	on	on	ADP
ejif-3742	346	16	the	the	DET
ejif-3742	346	17	full	full	ADV
ejif-3742	346	18	-	-	PUNCT
ejif-3742	346	19	fledged	fledged	ADJ
ejif-3742	346	20	islamic	islamic	ADJ
ejif-3742	346	21	banks	bank	NOUN
ejif-3742	346	22	in	in	ADP
ejif-3742	346	23	the	the	DET
ejif-3742	346	24	gulf	gulf	PROPN
ejif-3742	346	25	region	region	NOUN
ejif-3742	346	26	.	.	PUNCT
ejif-3742	347	1	this	this	DET
ejif-3742	347	2	study	study	NOUN
ejif-3742	347	3	is	be	AUX
ejif-3742	347	4	limited	limit	VERB
ejif-3742	347	5	to	to	ADP
ejif-3742	347	6	the	the	DET
ejif-3742	347	7	islamic	islamic	ADJ
ejif-3742	347	8	banks	bank	NOUN
ejif-3742	347	9	that	that	PRON
ejif-3742	347	10	offer	offer	VERB
ejif-3742	347	11	only	only	ADV
ejif-3742	347	12	sharia	sharia	NOUN
ejif-3742	347	13	-	-	PUNCT
ejif-3742	347	14	compliant	compliant	ADJ
ejif-3742	347	15	financial	financial	ADJ
ejif-3742	347	16	products	product	NOUN
ejif-3742	347	17	in	in	ADP
ejif-3742	347	18	the	the	DET
ejif-3742	347	19	region	region	NOUN
ejif-3742	347	20	excluding	exclude	VERB
ejif-3742	347	21	wholesale	wholesale	NOUN
ejif-3742	347	22	and	and	CCONJ
ejif-3742	347	23	investment	investment	NOUN
ejif-3742	347	24	islamic	islamic	ADJ
ejif-3742	347	25	banks	bank	NOUN
ejif-3742	347	26	that	that	PRON
ejif-3742	347	27	cater	cater	VERB
ejif-3742	347	28	to	to	ADP
ejif-3742	347	29	only	only	ADV
ejif-3742	347	30	bigger	big	ADJ
ejif-3742	347	31	projects	project	NOUN
ejif-3742	347	32	;	;	PUNCT
ejif-3742	347	33	mixed	mixed	ADJ
ejif-3742	347	34	banks	bank	NOUN
ejif-3742	347	35	where	where	SCONJ
ejif-3742	347	36	both	both	CCONJ
ejif-3742	347	37	islamic	islamic	ADJ
ejif-3742	347	38	and	and	CCONJ
ejif-3742	347	39	conventional	conventional	ADJ
ejif-3742	347	40	financial	financial	ADJ
ejif-3742	347	41	products	product	NOUN
ejif-3742	347	42	are	be	AUX
ejif-3742	347	43	offered	offer	VERB
ejif-3742	347	44	,	,	PUNCT
ejif-3742	348	1	islamic	islamic	ADJ
ejif-3742	348	2	insurance	insurance	NOUN
ejif-3742	348	3	(	(	PUNCT
ejif-3742	348	4	takaful	takaful	ADJ
ejif-3742	348	5	)	)	PUNCT
ejif-3742	348	6	banks	bank	NOUN
ejif-3742	348	7	and	and	CCONJ
ejif-3742	348	8	etc	etc	X
ejif-3742	348	9	.	.	X
ejif-3742	348	10	future	future	ADJ
ejif-3742	348	11	studies	study	NOUN
ejif-3742	348	12	of	of	ADP
ejif-3742	348	13	this	this	DET
ejif-3742	348	14	nature	nature	NOUN
ejif-3742	348	15	may	may	AUX
ejif-3742	348	16	expand	expand	VERB
ejif-3742	348	17	its	its	PRON
ejif-3742	348	18	scope	scope	NOUN
ejif-3742	348	19	by	by	ADP
ejif-3742	348	20	including	include	VERB
ejif-3742	348	21	the	the	DET
ejif-3742	348	22	mentioned	mention	VERB
ejif-3742	348	23	institutions	institution	NOUN
ejif-3742	348	24	operating	operate	VERB
ejif-3742	348	25	in	in	ADP
ejif-3742	348	26	the	the	DET
ejif-3742	348	27	gcc	gcc	NOUN
ejif-3742	348	28	or	or	CCONJ
ejif-3742	348	29	by	by	ADP
ejif-3742	348	30	extending	extend	VERB
ejif-3742	348	31	the	the	DET
ejif-3742	348	32	study	study	NOUN
ejif-3742	348	33	period	period	NOUN
ejif-3742	348	34	or	or	CCONJ
ejif-3742	348	35	even	even	ADV
ejif-3742	348	36	by	by	ADP
ejif-3742	348	37	including	include	VERB
ejif-3742	348	38	other	other	ADJ
ejif-3742	348	39	factors	factor	NOUN
ejif-3742	348	40	deemed	deem	VERB
ejif-3742	348	41	influential	influential	ADJ
ejif-3742	348	42	.	.	PUNCT
ejif-3742	349	1	this	this	DET
ejif-3742	349	2	study	study	NOUN
ejif-3742	349	3	is	be	AUX
ejif-3742	349	4	expected	expect	VERB
ejif-3742	349	5	to	to	PART
ejif-3742	349	6	be	be	AUX
ejif-3742	349	7	useful	useful	ADJ
ejif-3742	349	8	for	for	ADP
ejif-3742	349	9	the	the	DET
ejif-3742	349	10	gcc	gcc	NOUN
ejif-3742	349	11	islamic	islamic	ADJ
ejif-3742	349	12	banks	bank	NOUN
ejif-3742	349	13	and	and	CCONJ
ejif-3742	349	14	influence	influence	VERB
ejif-3742	349	15	the	the	DET
ejif-3742	349	16	way	way	NOUN
ejif-3742	349	17	they	they	PRON
ejif-3742	349	18	set	set	VERB
ejif-3742	349	19	their	their	PRON
ejif-3742	349	20	capitalization	capitalization	NOUN
ejif-3742	349	21	level	level	NOUN
ejif-3742	349	22	.	.	PUNCT
ejif-3742	350	1	additionally	additionally	ADV
ejif-3742	350	2	,	,	PUNCT
ejif-3742	350	3	future	future	ADJ
ejif-3742	350	4	researchers	researcher	NOUN
ejif-3742	350	5	can	can	AUX
ejif-3742	350	6	benefit	benefit	VERB
ejif-3742	350	7	from	from	ADP
ejif-3742	350	8	the	the	DET
ejif-3742	350	9	revelations	revelation	NOUN
ejif-3742	350	10	of	of	ADP
ejif-3742	350	11	this	this	DET
ejif-3742	350	12	study	study	NOUN
ejif-3742	350	13	.	.	PUNCT
ejif-3742	351	1	references	reference	NOUN
ejif-3742	351	2	[	[	X
ejif-3742	351	3	1	1	NUM
ejif-3742	351	4	]	]	PUNCT
ejif-3742	351	5	f.	f.	PROPN
ejif-3742	351	6	alqahtani	alqahtani	PROPN
ejif-3742	351	7	and	and	CCONJ
ejif-3742	351	8	d.	d.	PROPN
ejif-3742	351	9	g.	g.	PROPN
ejif-3742	351	10	mayes	mayes	PROPN
ejif-3742	351	11	,	,	PUNCT
ejif-3742	351	12	“	"	PUNCT
ejif-3742	351	13	financial	financial	ADJ
ejif-3742	351	14	stability	stability	NOUN
ejif-3742	351	15	of	of	ADP
ejif-3742	351	16	islamic	islamic	ADJ
ejif-3742	351	17	banking	banking	NOUN
ejif-3742	351	18	and	and	CCONJ
ejif-3742	351	19	the	the	DET
ejif-3742	351	20	global	global	ADJ
ejif-3742	351	21	financial	financial	ADJ
ejif-3742	351	22	crisis	crisis	NOUN
ejif-3742	351	23	:	:	PUNCT
ejif-3742	351	24	evidence	evidence	NOUN
ejif-3742	351	25	from	from	ADP
ejif-3742	351	26	the	the	DET
ejif-3742	351	27	gulf	gulf	PROPN
ejif-3742	351	28	cooperation	cooperation	PROPN
ejif-3742	351	29	council	council	PROPN
ejif-3742	351	30	,	,	PUNCT
ejif-3742	351	31	”	"	PUNCT
ejif-3742	351	32	economic	economic	ADJ
ejif-3742	351	33	systems	system	NOUN
ejif-3742	351	34	,	,	PUNCT
ejif-3742	351	35	vol	vol	NOUN
ejif-3742	351	36	.	.	PUNCT
ejif-3742	351	37	42(2	42(2	NUM
ejif-3742	351	38	)	)	PUNCT
ejif-3742	351	39	,	,	PUNCT
ejif-3742	351	40	pp	pp	ADP
ejif-3742	351	41	.	.	PUNCT
ejif-3742	352	1	346–360	346–360	NUM
ejif-3742	352	2	,	,	PUNCT
ejif-3742	352	3	2018	2018	NUM
ejif-3742	352	4	.	.	PUNCT
ejif-3742	353	1	[	[	X
ejif-3742	353	2	2	2	NUM
ejif-3742	353	3	]	]	PUNCT
ejif-3742	353	4	f.	f.	PROPN
ejif-3742	353	5	alqahtani	alqahtani	PROPN
ejif-3742	353	6	,	,	PUNCT
ejif-3742	353	7	“	"	PUNCT
ejif-3742	353	8	islamic	islamic	ADJ
ejif-3742	353	9	banking	banking	NOUN
ejif-3742	353	10	and	and	CCONJ
ejif-3742	353	11	the	the	DET
ejif-3742	353	12	global	global	ADJ
ejif-3742	353	13	financial	financial	ADJ
ejif-3742	353	14	crisis	crisis	NOUN
ejif-3742	353	15	:	:	PUNCT
ejif-3742	353	16	evidence	evidence	NOUN
ejif-3742	353	17	from	from	ADP
ejif-3742	353	18	the	the	DET
ejif-3742	353	19	gulf	gulf	PROPN
ejif-3742	353	20	cooperation	cooperation	PROPN
ejif-3742	353	21	council	council	PROPN
ejif-3742	353	22	,	,	PUNCT
ejif-3742	353	23	”	"	PUNCT
ejif-3742	353	24	university	university	NOUN
ejif-3742	353	25	of	of	ADP
ejif-3742	353	26	auckland	auckland	PROPN
ejif-3742	353	27	,	,	PUNCT
ejif-3742	353	28	2016	2016	NUM
ejif-3742	353	29	.	.	PUNCT
ejif-3742	354	1	[	[	X
ejif-3742	354	2	3	3	X
ejif-3742	354	3	]	]	PUNCT
ejif-3742	354	4	m.	m.	NOUN
ejif-3742	354	5	d.	d.	PROPN
ejif-3742	354	6	miah	miah	PROPN
ejif-3742	354	7	and	and	CCONJ
ejif-3742	354	8	h.	h.	PROPN
ejif-3742	354	9	uddin	uddin	PROPN
ejif-3742	354	10	,	,	PUNCT
ejif-3742	354	11	“	"	PUNCT
ejif-3742	354	12	efficiency	efficiency	NOUN
ejif-3742	354	13	and	and	CCONJ
ejif-3742	354	14	stability	stability	NOUN
ejif-3742	354	15	:	:	PUNCT
ejif-3742	354	16	a	a	DET
ejif-3742	354	17	comparative	comparative	ADJ
ejif-3742	354	18	study	study	NOUN
ejif-3742	354	19	between	between	ADP
ejif-3742	354	20	islamic	islamic	ADJ
ejif-3742	354	21	and	and	CCONJ
ejif-3742	354	22	conventional	conventional	ADJ
ejif-3742	354	23	banks	bank	NOUN
ejif-3742	354	24	in	in	ADP
ejif-3742	354	25	gcc	gcc	NOUN
ejif-3742	354	26	countries	country	NOUN
ejif-3742	354	27	,	,	PUNCT
ejif-3742	354	28	”	"	PUNCT
ejif-3742	354	29	future	future	ADJ
ejif-3742	354	30	business	business	NOUN
ejif-3742	354	31	journal	journal	NOUN
ejif-3742	354	32	,	,	PUNCT
ejif-3742	354	33	vol	vol	NOUN
ejif-3742	354	34	.	.	PUNCT
ejif-3742	355	1	3(2	3(2	NUM
ejif-3742	355	2	)	)	PUNCT
ejif-3742	355	3	,	,	PUNCT
ejif-3742	356	1	pp	pp	ADP
ejif-3742	356	2	.	.	PUNCT
ejif-3742	357	1	172–185	172–185	NUM
ejif-3742	357	2	,	,	PUNCT
ejif-3742	357	3	2017	2017	NUM
ejif-3742	357	4	.	.	PUNCT
ejif-3742	358	1	[	[	X
ejif-3742	358	2	4	4	NUM
ejif-3742	358	3	]	]	X
ejif-3742	358	4	n.	n.	NOUN
ejif-3742	358	5	arshed	arshed	PROPN
ejif-3742	358	6	,	,	PUNCT
ejif-3742	358	7	s.	s.	PROPN
ejif-3742	358	8	riaz	riaz	PROPN
ejif-3742	358	9	,	,	PUNCT
ejif-3742	358	10	t.	t.	PROPN
ejif-3742	358	11	m.	m.	PROPN
ejif-3742	358	12	khan	khan	PROPN
ejif-3742	358	13	,	,	PUNCT
ejif-3742	358	14	and	and	CCONJ
ejif-3742	358	15	o.	o.	PROPN
ejif-3742	358	16	aziz	aziz	PROPN
ejif-3742	358	17	,	,	PUNCT
ejif-3742	358	18	“	"	PUNCT
ejif-3742	358	19	financial	financial	ADJ
ejif-3742	358	20	disintermediation	disintermediation	NOUN
ejif-3742	358	21	and	and	CCONJ
ejif-3742	358	22	profitability	profitability	NOUN
ejif-3742	358	23	of	of	ADP
ejif-3742	358	24	global	global	ADJ
ejif-3742	358	25	islamic	islamic	ADJ
ejif-3742	358	26	banks	bank	NOUN
ejif-3742	358	27	,	,	PUNCT
ejif-3742	358	28	”	"	PUNCT
ejif-3742	358	29	european	european	PROPN
ejif-3742	358	30	journal	journal	PROPN
ejif-3742	358	31	of	of	ADP
ejif-3742	358	32	islamic	islamic	PROPN
ejif-3742	358	33	finance	finance	PROPN
ejif-3742	358	34	,	,	PUNCT
ejif-3742	358	35	(	(	PUNCT
ejif-3742	358	36	7	7	NUM
ejif-3742	358	37	)	)	PUNCT
ejif-3742	358	38	,	,	PUNCT
ejif-3742	358	39	pp	pp	PROPN
ejif-3742	358	40	.	.	PUNCT
ejif-3742	359	1	1–12	1–12	NOUN
ejif-3742	359	2	,	,	PUNCT
ejif-3742	359	3	2017	2017	NUM
ejif-3742	359	4	.	.	PUNCT
ejif-3742	360	1	[	[	X
ejif-3742	360	2	5	5	X
ejif-3742	360	3	]	]	PUNCT
ejif-3742	360	4	p.	p.	NOUN
ejif-3742	360	5	p.	p.	NOUN
ejif-3742	360	6	biancone	biancone	NOUN
ejif-3742	360	7	and	and	CCONJ
ejif-3742	360	8	m.	m.	NOUN
ejif-3742	360	9	radwan	radwan	NOUN
ejif-3742	360	10	,	,	PUNCT
ejif-3742	360	11	“	"	PUNCT
ejif-3742	360	12	european	european	ADJ
ejif-3742	360	13	companies	company	NOUN
ejif-3742	360	14	:	:	PUNCT
ejif-3742	360	15	evaluation	evaluation	NOUN
ejif-3742	360	16	for	for	ADP
ejif-3742	360	17	sharia	sharia	PROPN
ejif-3742	360	18	compliance	compliance	NOUN
ejif-3742	360	19	‘	'	PUNCT
ejif-3742	360	20	opportunities	opportunity	NOUN
ejif-3742	360	21	and	and	CCONJ
ejif-3742	360	22	challenges	challenge	NOUN
ejif-3742	360	23	,	,	PUNCT
ejif-3742	360	24	’	'	PUNCT
ejif-3742	360	25	”	"	PUNCT
ejif-3742	360	26	european	european	PROPN
ejif-3742	360	27	journal	journal	PROPN
ejif-3742	360	28	of	of	ADP
ejif-3742	360	29	islamic	islamic	PROPN
ejif-3742	360	30	finance	finance	PROPN
ejif-3742	360	31	,	,	PUNCT
ejif-3742	360	32	(	(	PUNCT
ejif-3742	360	33	5	5	NUM
ejif-3742	360	34	)	)	PUNCT
ejif-3742	360	35	,	,	PUNCT
ejif-3742	361	1	pp	pp	ADP
ejif-3742	361	2	.	.	PUNCT
ejif-3742	362	1	1–8	1–8	NUM
ejif-3742	362	2	,	,	PUNCT
ejif-3742	362	3	2016	2016	NUM
ejif-3742	362	4	.	.	PUNCT
ejif-3742	363	1	[	[	X
ejif-3742	363	2	6	6	NUM
ejif-3742	363	3	]	]	PUNCT
ejif-3742	363	4	p.	p.	NOUN
ejif-3742	363	5	abedifar	abedifar	ADV
ejif-3742	363	6	,	,	PUNCT
ejif-3742	363	7	p.	p.	NOUN
ejif-3742	363	8	giudici	giudici	NOUN
ejif-3742	363	9	,	,	PUNCT
ejif-3742	363	10	and	and	CCONJ
ejif-3742	363	11	s.	s.	PROPN
ejif-3742	363	12	q.	q.	PROPN
ejif-3742	363	13	hashem	hashem	PROPN
ejif-3742	363	14	,	,	PUNCT
ejif-3742	363	15	“	"	PUNCT
ejif-3742	363	16	heterogeneous	heterogeneous	ADJ
ejif-3742	363	17	market	market	NOUN
ejif-3742	363	18	structure	structure	NOUN
ejif-3742	363	19	and	and	CCONJ
ejif-3742	363	20	systemic	systemic	ADJ
ejif-3742	363	21	risk	risk	NOUN
ejif-3742	363	22	:	:	PUNCT
ejif-3742	363	23	evidence	evidence	NOUN
ejif-3742	363	24	from	from	ADP
ejif-3742	363	25	dual	dual	ADJ
ejif-3742	363	26	banking	banking	NOUN
ejif-3742	363	27	systems	system	NOUN
ejif-3742	363	28	,	,	PUNCT
ejif-3742	363	29	”	"	PUNCT
ejif-3742	363	30	journal	journal	NOUN
ejif-3742	363	31	of	of	ADP
ejif-3742	363	32	financial	financial	ADJ
ejif-3742	363	33	stability	stability	NOUN
ejif-3742	363	34	,	,	PUNCT
ejif-3742	363	35	vol	vol	NOUN
ejif-3742	363	36	.	.	PUNCT
ejif-3742	363	37	33(february	33(february	NUM
ejif-3742	363	38	)	)	PUNCT
ejif-3742	363	39	,	,	PUNCT
ejif-3742	363	40	pp	pp	ADP
ejif-3742	363	41	.	.	PUNCT
ejif-3742	364	1	96–119	96–119	NUM
ejif-3742	364	2	,	,	PUNCT
ejif-3742	364	3	2017	2017	NUM
ejif-3742	364	4	.	.	PUNCT
ejif-3742	365	1	[	[	X
ejif-3742	365	2	7	7	NUM
ejif-3742	365	3	]	]	PUNCT
ejif-3742	365	4	a.	a.	NOUN
ejif-3742	365	5	estrella	estrella	PROPN
ejif-3742	365	6	,	,	PUNCT
ejif-3742	365	7	s.	s.	PROPN
ejif-3742	365	8	park	park	PROPN
ejif-3742	365	9	,	,	PUNCT
ejif-3742	365	10	and	and	CCONJ
ejif-3742	365	11	s.	s.	PROPN
ejif-3742	365	12	peristiani	peristiani	PROPN
ejif-3742	365	13	,	,	PUNCT
ejif-3742	365	14	“	"	PUNCT
ejif-3742	365	15	capital	capital	NOUN
ejif-3742	365	16	ratios	ratio	NOUN
ejif-3742	365	17	as	as	ADP
ejif-3742	365	18	predictors	predictor	NOUN
ejif-3742	365	19	of	of	ADP
ejif-3742	365	20	bank	bank	NOUN
ejif-3742	365	21	failure	failure	NOUN
ejif-3742	365	22	,	,	PUNCT
ejif-3742	365	23	”	"	PUNCT
ejif-3742	365	24	federal	federal	PROPN
ejif-3742	365	25	reserve	reserve	PROPN
ejif-3742	365	26	bank	bank	PROPN
ejif-3742	365	27	of	of	ADP
ejif-3742	365	28	new	new	PROPN
ejif-3742	365	29	york	york	PROPN
ejif-3742	365	30	economic	economic	ADJ
ejif-3742	365	31	policy	policy	NOUN
ejif-3742	365	32	review	review	NOUN
ejif-3742	365	33	,	,	PUNCT
ejif-3742	365	34	(	(	PUNCT
ejif-3742	365	35	july	july	PROPN
ejif-3742	365	36	)	)	PUNCT
ejif-3742	365	37	,	,	PUNCT
ejif-3742	365	38	pp	pp	PROPN
ejif-3742	365	39	.	.	PUNCT
ejif-3742	366	1	33–52	33–52	NUM
ejif-3742	366	2	,	,	PUNCT
ejif-3742	366	3	2000	2000	NUM
ejif-3742	366	4	.	.	PUNCT
ejif-3742	367	1	[	[	X
ejif-3742	367	2	8	8	NUM
ejif-3742	367	3	]	]	X
ejif-3742	367	4	p.	p.	NOUN
ejif-3742	367	5	salgotra	salgotra	PROPN
ejif-3742	367	6	and	and	CCONJ
ejif-3742	367	7	r.	r.	PROPN
ejif-3742	367	8	wadhwa	wadhwa	PROPN
ejif-3742	367	9	,	,	PUNCT
ejif-3742	367	10	“	"	PUNCT
ejif-3742	367	11	capital	capital	NOUN
ejif-3742	367	12	adequacy	adequacy	NOUN
ejif-3742	367	13	-	-	PUNCT
ejif-3742	367	14	a	a	DET
ejif-3742	367	15	financial	financial	ADJ
ejif-3742	367	16	soundness	soundness	NOUN
ejif-3742	367	17	indicator	indicator	NOUN
ejif-3742	367	18	for	for	ADP
ejif-3742	367	19	banks	bank	NOUN
ejif-3742	367	20	:	:	PUNCT
ejif-3742	367	21	a	a	DET
ejif-3742	367	22	comparative	comparative	ADJ
ejif-3742	367	23	analysis	analysis	NOUN
ejif-3742	367	24	of	of	ADP
ejif-3742	367	25	public	public	ADJ
ejif-3742	367	26	banks	bank	NOUN
ejif-3742	367	27	in	in	ADP
ejif-3742	367	28	india	india	PROPN
ejif-3742	367	29	,	,	PUNCT
ejif-3742	367	30	”	"	PUNCT
ejif-3742	367	31	iosr	iosr	ADJ
ejif-3742	367	32	journal	journal	NOUN
ejif-3742	367	33	of	of	ADP
ejif-3742	367	34	business	business	NOUN
ejif-3742	367	35	and	and	CCONJ
ejif-3742	367	36	management	management	NOUN
ejif-3742	367	37	,	,	PUNCT
ejif-3742	367	38	vol	vol	NOUN
ejif-3742	367	39	.	.	PROPN
ejif-3742	367	40	54	54	NUM
ejif-3742	367	41	,	,	PUNCT
ejif-3742	367	42	pp	pp	ADJ
ejif-3742	367	43	.	.	PUNCT
ejif-3742	368	1	54–60	54–60	NUM
ejif-3742	368	2	,	,	PUNCT
ejif-3742	368	3	2012	2012	NUM
ejif-3742	368	4	.	.	PUNCT
ejif-3742	369	1	[	[	X
ejif-3742	369	2	9	9	NUM
ejif-3742	369	3	]	]	X
ejif-3742	369	4	bcbs	bcb	NOUN
ejif-3742	369	5	,	,	PUNCT
ejif-3742	369	6	“	"	PUNCT
ejif-3742	369	7	finalising	finalise	VERB
ejif-3742	369	8	basel	basel	PROPN
ejif-3742	369	9	iii	iii	PROPN
ejif-3742	369	10	in	in	ADP
ejif-3742	369	11	brief	brief	ADJ
ejif-3742	369	12	,	,	PUNCT
ejif-3742	369	13	”	"	PUNCT
ejif-3742	369	14	2018	2018	NUM
ejif-3742	369	15	.	.	PUNCT
ejif-3742	370	1	[	[	X
ejif-3742	370	2	10	10	NUM
ejif-3742	370	3	]	]	X
ejif-3742	370	4	kpmg	kpmg	PROPN
ejif-3742	370	5	,	,	PUNCT
ejif-3742	370	6	“	"	PUNCT
ejif-3742	370	7	gcc	gcc	NOUN
ejif-3742	370	8	listed	list	VERB
ejif-3742	370	9	banks	bank	NOUN
ejif-3742	370	10	’	'	PUNCT
ejif-3742	370	11	results	result	NOUN
ejif-3742	370	12	,	,	PUNCT
ejif-3742	370	13	”	"	PUNCT
ejif-3742	370	14	2019	2019	NUM
ejif-3742	370	15	.	.	PUNCT
ejif-3742	371	1	[	[	X
ejif-3742	371	2	11	11	NUM
ejif-3742	371	3	]	]	PUNCT
ejif-3742	371	4	m.	m.	NOUN
ejif-3742	371	5	o.	o.	PROPN
ejif-3742	371	6	al	al	PROPN
ejif-3742	371	7	-	-	PUNCT
ejif-3742	371	8	hares	hares	PROPN
ejif-3742	371	9	and	and	CCONJ
ejif-3742	371	10	k.	k.	PROPN
ejif-3742	371	11	saleem	saleem	PROPN
ejif-3742	371	12	,	,	PUNCT
ejif-3742	371	13	“	"	PUNCT
ejif-3742	371	14	islamic	islamic	ADJ
ejif-3742	371	15	banks	bank	NOUN
ejif-3742	371	16	financial	financial	ADJ
ejif-3742	371	17	performance	performance	NOUN
ejif-3742	371	18	and	and	CCONJ
ejif-3742	371	19	implications	implication	NOUN
ejif-3742	371	20	of	of	ADP
ejif-3742	371	21	basel	basel	PROPN
ejif-3742	371	22	iii	iii	PROPN
ejif-3742	371	23	standards	standard	NOUN
ejif-3742	371	24	in	in	ADP
ejif-3742	371	25	the	the	DET
ejif-3742	371	26	gcc	gcc	NOUN
ejif-3742	371	27	:	:	PUNCT
ejif-3742	371	28	an	an	DET
ejif-3742	371	29	empirical	empirical	ADJ
ejif-3742	371	30	analysis	analysis	NOUN
ejif-3742	371	31	,	,	PUNCT
ejif-3742	371	32	”	"	PUNCT
ejif-3742	371	33	review	review	NOUN
ejif-3742	371	34	of	of	ADP
ejif-3742	371	35	economics	economics	PROPN
ejif-3742	371	36	&	&	CCONJ
ejif-3742	371	37	finance	finance	PROPN
ejif-3742	371	38	,	,	PUNCT
ejif-3742	371	39	vol	vol	NOUN
ejif-3742	371	40	.	.	PROPN
ejif-3742	371	41	7	7	NUM
ejif-3742	371	42	,	,	PUNCT
ejif-3742	371	43	pp	pp	ADJ
ejif-3742	371	44	.	.	PUNCT
ejif-3742	371	45	80	80	NUM
ejif-3742	371	46	–	–	PUNCT
ejif-3742	371	47	97	97	NUM
ejif-3742	371	48	,	,	PUNCT
ejif-3742	371	49	2017	2017	NUM
ejif-3742	371	50	.	.	PUNCT
ejif-3742	372	1	[	[	X
ejif-3742	372	2	12	12	NUM
ejif-3742	372	3	]	]	X
ejif-3742	372	4	s.	s.	PROPN
ejif-3742	372	5	louati	louati	PROPN
ejif-3742	372	6	,	,	PUNCT
ejif-3742	372	7	i.	i.	PROPN
ejif-3742	372	8	gargouri	gargouri	PROPN
ejif-3742	372	9	abida	abida	PROPN
ejif-3742	372	10	,	,	PUNCT
ejif-3742	372	11	and	and	CCONJ
ejif-3742	372	12	y.	y.	PROPN
ejif-3742	372	13	boujelbene	boujelbene	PROPN
ejif-3742	372	14	,	,	PUNCT
ejif-3742	372	15	“	"	PUNCT
ejif-3742	372	16	capital	capital	NOUN
ejif-3742	372	17	adequacy	adequacy	NOUN
ejif-3742	372	18	implications	implication	NOUN
ejif-3742	372	19	on	on	ADP
ejif-3742	372	20	islamic	islamic	ADJ
ejif-3742	372	21	and	and	CCONJ
ejif-3742	372	22	non	non	ADJ
ejif-3742	372	23	-	-	ADJ
ejif-3742	372	24	islamic	islamic	ADJ
ejif-3742	372	25	bank	bank	PROPN
ejif-3742	372	26	’s	’s	PART
ejif-3742	372	27	behavior	behavior	NOUN
ejif-3742	372	28	:	:	PUNCT
ejif-3742	372	29	does	do	VERB
ejif-3742	372	30	market	market	NOUN
ejif-3742	372	31	power	power	NOUN
ejif-3742	372	32	matter	matter	NOUN
ejif-3742	372	33	?	?	PUNCT
ejif-3742	372	34	,	,	PUNCT
ejif-3742	372	35	”	"	PUNCT
ejif-3742	372	36	borsa	borsa	PROPN
ejif-3742	372	37	istanbul	istanbul	PROPN
ejif-3742	372	38	review	review	PROPN
ejif-3742	372	39	,	,	PUNCT
ejif-3742	372	40	vol	vol	NOUN
ejif-3742	372	41	.	.	PROPN
ejif-3742	372	42	15(3	15(3	NUM
ejif-3742	372	43	)	)	PUNCT
ejif-3742	372	44	,	,	PUNCT
ejif-3742	372	45	pp	pp	ADP
ejif-3742	372	46	.	.	PUNCT
ejif-3742	373	1	192–204	192–204	NUM
ejif-3742	373	2	,	,	PUNCT
ejif-3742	373	3	2015	2015	NUM
ejif-3742	373	4	.	.	PUNCT
ejif-3742	374	1	[	[	X
ejif-3742	374	2	13	13	NUM
ejif-3742	374	3	]	]	X
ejif-3742	374	4	imf	imf	NOUN
ejif-3742	374	5	,	,	PUNCT
ejif-3742	374	6	“	"	PUNCT
ejif-3742	374	7	gulf	gulf	PROPN
ejif-3742	374	8	cooperation	cooperation	NOUN
ejif-3742	374	9	council	council	NOUN
ejif-3742	374	10	countries	country	NOUN
ejif-3742	374	11	(	(	PUNCT
ejif-3742	374	12	gcc	gcc	NOUN
ejif-3742	374	13	):	):	PUNCT
ejif-3742	374	14	how	how	SCONJ
ejif-3742	374	15	developed	develop	VERB
ejif-3742	374	16	and	and	CCONJ
ejif-3742	374	17	inclusive	inclusive	ADJ
ejif-3742	374	18	are	be	AUX
ejif-3742	374	19	financial	financial	ADJ
ejif-3742	374	20	systems	system	NOUN
ejif-3742	374	21	in	in	ADP
ejif-3742	374	22	the	the	DET
ejif-3742	374	23	gcc	gcc	NOUN
ejif-3742	374	24	?	?	PUNCT
ejif-3742	374	25	,	,	PUNCT
ejif-3742	374	26	”	"	PUNCT
ejif-3742	374	27	2018	2018	NUM
ejif-3742	374	28	.	.	PUNCT
ejif-3742	375	1	[	[	X
ejif-3742	375	2	14	14	NUM
ejif-3742	375	3	]	]	PUNCT
ejif-3742	375	4	the	the	DET
ejif-3742	375	5	world	world	PROPN
ejif-3742	375	6	bank	bank	PROPN
ejif-3742	375	7	,	,	PUNCT
ejif-3742	375	8	“	"	PUNCT
ejif-3742	375	9	islamic	islamic	ADJ
ejif-3742	375	10	finance	finance	NOUN
ejif-3742	375	11	bulletin	bulletin	NOUN
ejif-3742	375	12	,	,	PUNCT
ejif-3742	375	13	”	"	PUNCT
ejif-3742	375	14	2018	2018	NUM
ejif-3742	375	15	.	.	PUNCT
ejif-3742	376	1	[	[	X
ejif-3742	376	2	15	15	NUM
ejif-3742	376	3	]	]	X
ejif-3742	376	4	r.	r.	PROPN
ejif-3742	376	5	basu	basu	PROPN
ejif-3742	376	6	,	,	PUNCT
ejif-3742	376	7	a.	a.	NOUN
ejif-3742	376	8	prasad	prasad	PROPN
ejif-3742	376	9	,	,	PUNCT
ejif-3742	376	10	and	and	CCONJ
ejif-3742	376	11	s.	s.	PROPN
ejif-3742	376	12	rodriguez	rodriguez	PROPN
ejif-3742	376	13	,	,	PUNCT
ejif-3742	376	14	“	"	PUNCT
ejif-3742	376	15	monetary	monetary	ADJ
ejif-3742	376	16	operations	operation	NOUN
ejif-3742	376	17	and	and	CCONJ
ejif-3742	376	18	islamic	islamic	ADJ
ejif-3742	376	19	banking	banking	NOUN
ejif-3742	376	20	in	in	ADP
ejif-3742	376	21	the	the	DET
ejif-3742	376	22	gcc	gcc	NOUN
ejif-3742	376	23	:	:	PUNCT
ejif-3742	376	24	challenges	challenge	NOUN
ejif-3742	376	25	and	and	CCONJ
ejif-3742	376	26	options	option	NOUN
ejif-3742	376	27	,	,	PUNCT
ejif-3742	376	28	”	"	PUNCT
ejif-3742	376	29	2015	2015	NUM
ejif-3742	376	30	.	.	PUNCT
ejif-3742	377	1	[	[	X
ejif-3742	377	2	16	16	NUM
ejif-3742	377	3	]	]	PUNCT
ejif-3742	377	4	t.	t.	PROPN
ejif-3742	377	5	reuters	reuters	PROPN
ejif-3742	377	6	,	,	PUNCT
ejif-3742	377	7	“	"	PUNCT
ejif-3742	377	8	state	state	NOUN
ejif-3742	377	9	of	of	ADP
ejif-3742	377	10	the	the	DET
ejif-3742	377	11	global	global	ADJ
ejif-3742	377	12	islamic	islamic	PROPN
ejif-3742	377	13	economy	economy	PROPN
ejif-3742	377	14	report	report	NOUN
ejif-3742	377	15	2018/19	2018/19	NUM
ejif-3742	377	16	,	,	PUNCT
ejif-3742	377	17	”	"	PUNCT
ejif-3742	377	18	dubai	dubai	NOUN
ejif-3742	377	19	,	,	PUNCT
ejif-3742	377	20	2018	2018	NUM
ejif-3742	377	21	.	.	PUNCT
ejif-3742	378	1	[	[	X
ejif-3742	378	2	17	17	NUM
ejif-3742	378	3	]	]	X
ejif-3742	378	4	icd	icd	PROPN
ejif-3742	378	5	-	-	PUNCT
ejif-3742	378	6	thomson	thomson	PROPN
ejif-3742	378	7	reuters	reuters	PROPN
ejif-3742	378	8	,	,	PUNCT
ejif-3742	378	9	“	"	PUNCT
ejif-3742	378	10	islamic	islamic	ADJ
ejif-3742	378	11	finance	finance	PROPN
ejif-3742	378	12	development	development	PROPN
ejif-3742	378	13	report	report	PROPN
ejif-3742	378	14	2017	2017	NUM
ejif-3742	378	15	:	:	PUNCT
ejif-3742	378	16	towards	towards	ADP
ejif-3742	378	17	sustainability	sustainability	NOUN
ejif-3742	378	18	,	,	PUNCT
ejif-3742	378	19	”	"	PUNCT
ejif-3742	378	20	2017	2017	NUM
ejif-3742	378	21	.	.	PUNCT
ejif-3742	379	1	[	[	X
ejif-3742	379	2	18	18	NUM
ejif-3742	379	3	]	]	PUNCT
ejif-3742	379	4	ifsb	ifsb	NOUN
ejif-3742	379	5	,	,	PUNCT
ejif-3742	379	6	“	"	PUNCT
ejif-3742	379	7	islamic	islamic	ADJ
ejif-3742	379	8	financial	financial	PROPN
ejif-3742	379	9	services	service	NOUN
ejif-3742	379	10	industry	industry	NOUN
ejif-3742	379	11	:	:	PUNCT
ejif-3742	379	12	stability	stability	NOUN
ejif-3742	379	13	report	report	NOUN
ejif-3742	379	14	,	,	PUNCT
ejif-3742	379	15	”	"	PUNCT
ejif-3742	379	16	2018	2018	NUM
ejif-3742	379	17	.	.	PUNCT
ejif-3742	380	1	[	[	X
ejif-3742	380	2	19	19	NUM
ejif-3742	380	3	]	]	PUNCT
ejif-3742	380	4	r.	r.	PROPN
ejif-3742	380	5	wilson	wilson	PROPN
ejif-3742	380	6	,	,	PUNCT
ejif-3742	380	7	“	"	PUNCT
ejif-3742	380	8	the	the	DET
ejif-3742	380	9	development	development	NOUN
ejif-3742	380	10	of	of	ADP
ejif-3742	380	11	islamic	islamic	ADJ
ejif-3742	380	12	finance	finance	NOUN
ejif-3742	380	13	in	in	ADP
ejif-3742	380	14	the	the	DET
ejif-3742	380	15	gcc	gcc	NOUN
ejif-3742	380	16	,	,	PUNCT
ejif-3742	380	17	”	"	PUNCT
ejif-3742	380	18	2009	2009	NUM
ejif-3742	380	19	.	.	PUNCT
ejif-3742	381	1	[	[	X
ejif-3742	381	2	20	20	NUM
ejif-3742	381	3	]	]	PUNCT
ejif-3742	381	4	r.	r.	PROPN
ejif-3742	381	5	mohd	mohd	PROPN
ejif-3742	381	6	.	.	PUNCT
ejif-3742	382	1	yusof	yusof	PROPN
ejif-3742	382	2	and	and	CCONJ
ejif-3742	382	3	m.	m.	NOUN
ejif-3742	382	4	bahlous	bahlous	ADJ
ejif-3742	382	5	,	,	PUNCT
ejif-3742	382	6	“	"	PUNCT
ejif-3742	382	7	islamic	islamic	ADJ
ejif-3742	382	8	banking	banking	NOUN
ejif-3742	382	9	and	and	CCONJ
ejif-3742	382	10	economic	economic	ADJ
ejif-3742	382	11	growth	growth	NOUN
ejif-3742	382	12	in	in	ADP
ejif-3742	382	13	gcc	gcc	NOUN
ejif-3742	382	14	&	&	CCONJ
ejif-3742	382	15	east	east	PROPN
ejif-3742	382	16	asia	asia	PROPN
ejif-3742	382	17	countries	country	NOUN
ejif-3742	382	18	:	:	PUNCT
ejif-3742	382	19	a	a	DET
ejif-3742	382	20	panel	panel	NOUN
ejif-3742	382	21	cointegration	cointegration	NOUN
ejif-3742	382	22	analysis	analysis	NOUN
ejif-3742	382	23	,	,	PUNCT
ejif-3742	382	24	”	"	PUNCT
ejif-3742	382	25	journal	journal	NOUN
ejif-3742	382	26	of	of	ADP
ejif-3742	382	27	islamic	islamic	PROPN
ejif-3742	382	28	accounting	accounting	PROPN
ejif-3742	382	29	and	and	CCONJ
ejif-3742	382	30	business	business	NOUN
ejif-3742	382	31	research	research	NOUN
ejif-3742	382	32	,	,	PUNCT
ejif-3742	382	33	vol	vol	NOUN
ejif-3742	382	34	.	.	PROPN
ejif-3742	382	35	4(2	4(2	NUM
ejif-3742	382	36	)	)	PUNCT
ejif-3742	382	37	,	,	PUNCT
ejif-3742	382	38	pp	pp	ADP
ejif-3742	382	39	.	.	PUNCT
ejif-3742	383	1	151–172	151–172	NUM
ejif-3742	383	2	,	,	PUNCT
ejif-3742	383	3	2013	2013	NUM
ejif-3742	383	4	.	.	PUNCT
ejif-3742	384	1	[	[	X
ejif-3742	384	2	21	21	NUM
ejif-3742	384	3	]	]	X
ejif-3742	384	4	n.	n.	PROPN
ejif-3742	384	5	işık	işık	PROPN
ejif-3742	384	6	,	,	PUNCT
ejif-3742	384	7	“	"	PUNCT
ejif-3742	384	8	growth	growth	NOUN
ejif-3742	384	9	,	,	PUNCT
ejif-3742	384	10	islamic	islamic	ADJ
ejif-3742	384	11	banking	banking	NOUN
ejif-3742	384	12	and	and	CCONJ
ejif-3742	384	13	ejif	ejif	PROPN
ejif-3742	384	14	–	–	PUNCT
ejif-3742	384	15	european	european	PROPN
ejif-3742	384	16	journal	journal	PROPN
ejif-3742	384	17	of	of	ADP
ejif-3742	384	18	islamic	islamic	PROPN
ejif-3742	384	19	finance	finance	PROPN
ejif-3742	384	20	no	no	DET
ejif-3742	384	21	14	14	NUM
ejif-3742	384	22	,	,	PUNCT
ejif-3742	384	23	december	december	PROPN
ejif-3742	384	24	(	(	PUNCT
ejif-3742	384	25	2019	2019	NUM
ejif-3742	384	26	)	)	PUNCT
ejif-3742	384	27	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3742	384	28	issn	issn	VERB
ejif-3742	384	29	2421	2421	NUM
ejif-3742	384	30	-	-	SYM
ejif-3742	384	31	2172	2172	NUM
ejif-3742	384	32	12	12	NUM
ejif-3742	384	33	schumpeterian	schumpeterian	ADJ
ejif-3742	384	34	vision	vision	NOUN
ejif-3742	384	35	:	:	PUNCT
ejif-3742	384	36	an	an	DET
ejif-3742	384	37	empırıcal	empırıcal	ADJ
ejif-3742	384	38	evidence	evidence	NOUN
ejif-3742	384	39	from	from	ADP
ejif-3742	384	40	the	the	DET
ejif-3742	384	41	gulf	gulf	PROPN
ejif-3742	384	42	arab	arab	PROPN
ejif-3742	384	43	states	state	NOUN
ejif-3742	384	44	,	,	PUNCT
ejif-3742	384	45	”	"	PUNCT
ejif-3742	384	46	international	international	ADJ
ejif-3742	384	47	journal	journal	NOUN
ejif-3742	384	48	of	of	ADP
ejif-3742	384	49	islamic	islamic	ADJ
ejif-3742	384	50	economics	economics	PROPN
ejif-3742	384	51	and	and	CCONJ
ejif-3742	384	52	finance	finance	NOUN
ejif-3742	384	53	studies	study	NOUN
ejif-3742	384	54	(	(	PUNCT
ejif-3742	384	55	jisef	jisef	PROPN
ejif-3742	384	56	)	)	PUNCT
ejif-3742	384	57	,	,	PUNCT
ejif-3742	384	58	vol	vol	NOUN
ejif-3742	384	59	.	.	PUNCT
ejif-3742	384	60	4(1	4(1	NOUN
ejif-3742	384	61	)	)	PUNCT
ejif-3742	384	62	,	,	PUNCT
ejif-3742	384	63	pp	pp	PROPN
ejif-3742	384	64	.	.	PUNCT
ejif-3742	385	1	40–55	40–55	NUM
ejif-3742	385	2	,	,	PUNCT
ejif-3742	385	3	2018	2018	NUM
ejif-3742	385	4	.	.	PUNCT
ejif-3742	386	1	[	[	X
ejif-3742	386	2	22	22	NUM
ejif-3742	386	3	]	]	X
ejif-3742	386	4	gcc	gcc	NOUN
ejif-3742	386	5	-	-	PUNCT
ejif-3742	386	6	stat	stat	NOUN
ejif-3742	386	7	,	,	PUNCT
ejif-3742	386	8	“	"	PUNCT
ejif-3742	386	9	economic	economic	ADJ
ejif-3742	386	10	performance	performance	NOUN
ejif-3742	386	11	and	and	CCONJ
ejif-3742	386	12	outlook	outlook	NOUN
ejif-3742	386	13	for	for	ADP
ejif-3742	386	14	the	the	DET
ejif-3742	386	15	gulf	gulf	PROPN
ejif-3742	386	16	corporation	corporation	PROPN
ejif-3742	386	17	council	council	PROPN
ejif-3742	386	18	(	(	PUNCT
ejif-3742	386	19	gcc	gcc	NOUN
ejif-3742	386	20	)	)	PUNCT
ejif-3742	386	21	2018	2018	NUM
ejif-3742	386	22	,	,	PUNCT
ejif-3742	386	23	”	"	PUNCT
ejif-3742	386	24	muscat	muscat	NOUN
ejif-3742	386	25	,	,	PUNCT
ejif-3742	386	26	2018	2018	NUM
ejif-3742	386	27	.	.	PUNCT
ejif-3742	387	1	[	[	X
ejif-3742	387	2	23	23	NUM
ejif-3742	387	3	]	]	X
ejif-3742	387	4	f.	f.	PROPN
ejif-3742	387	5	a.	a.	PROPN
ejif-3742	387	6	surow	surow	PROPN
ejif-3742	387	7	,	,	PUNCT
ejif-3742	387	8	“	"	PUNCT
ejif-3742	387	9	the	the	DET
ejif-3742	387	10	effects	effect	NOUN
ejif-3742	387	11	of	of	ADP
ejif-3742	387	12	micro	micro	ADJ
ejif-3742	387	13	economic	economic	ADJ
ejif-3742	387	14	variables	variable	NOUN
ejif-3742	387	15	on	on	ADP
ejif-3742	387	16	the	the	DET
ejif-3742	387	17	financial	financial	ADJ
ejif-3742	387	18	performance	performance	NOUN
ejif-3742	387	19	of	of	ADP
ejif-3742	387	20	islamic	islamic	ADJ
ejif-3742	387	21	banks	bank	NOUN
ejif-3742	387	22	in	in	ADP
ejif-3742	387	23	kenya	kenya	PROPN
ejif-3742	387	24	,	,	PUNCT
ejif-3742	387	25	”	"	PUNCT
ejif-3742	387	26	university	university	NOUN
ejif-3742	387	27	of	of	ADP
ejif-3742	387	28	nairobi	nairobi	PROPN
ejif-3742	387	29	,	,	PUNCT
ejif-3742	387	30	2014	2014	NUM
ejif-3742	387	31	.	.	PUNCT
ejif-3742	388	1	[	[	X
ejif-3742	388	2	24	24	NUM
ejif-3742	388	3	]	]	PUNCT
ejif-3742	388	4	a.	a.	NOUN
ejif-3742	388	5	hadjixenophontos	hadjixenophontos	NOUN
ejif-3742	388	6	and	and	CCONJ
ejif-3742	388	7	c.	c.	PROPN
ejif-3742	388	8	christodoulou	christodoulou	PROPN
ejif-3742	388	9	-	-	PUNCT
ejif-3742	388	10	volos	volos	PROPN
ejif-3742	388	11	,	,	PUNCT
ejif-3742	388	12	“	"	PUNCT
ejif-3742	388	13	financial	financial	ADJ
ejif-3742	388	14	crisis	crisis	NOUN
ejif-3742	388	15	and	and	CCONJ
ejif-3742	388	16	capital	capital	NOUN
ejif-3742	388	17	adequacy	adequacy	NOUN
ejif-3742	388	18	ratio	ratio	NOUN
ejif-3742	388	19	 	 	SPACE
ejif-3742	388	20	:	:	PUNCT
ejif-3742	388	21	a	a	DET
ejif-3742	388	22	case	case	NOUN
ejif-3742	388	23	study	study	NOUN
ejif-3742	388	24	for	for	ADP
ejif-3742	388	25	cypriot	cypriot	ADJ
ejif-3742	388	26	commercial	commercial	ADJ
ejif-3742	388	27	banks	bank	NOUN
ejif-3742	388	28	,	,	PUNCT
ejif-3742	388	29	”	"	PUNCT
ejif-3742	388	30	journal	journal	NOUN
ejif-3742	388	31	of	of	ADP
ejif-3742	388	32	applied	apply	VERB
ejif-3742	388	33	finance	finance	NOUN
ejif-3742	388	34	&	&	CCONJ
ejif-3742	388	35	banking	banking	NOUN
ejif-3742	388	36	,	,	PUNCT
ejif-3742	388	37	vol	vol	NOUN
ejif-3742	388	38	.	.	PUNCT
ejif-3742	388	39	8(3	8(3	NUM
ejif-3742	388	40	)	)	PUNCT
ejif-3742	388	41	,	,	PUNCT
ejif-3742	388	42	pp	pp	ADP
ejif-3742	388	43	.	.	PUNCT
ejif-3742	389	1	87	87	NUM
ejif-3742	389	2	–	–	PUNCT
ejif-3742	389	3	109	109	NUM
ejif-3742	389	4	,	,	PUNCT
ejif-3742	389	5	2018	2018	NUM
ejif-3742	389	6	.	.	PUNCT
ejif-3742	390	1	[	[	X
ejif-3742	390	2	25	25	NUM
ejif-3742	390	3	]	]	PUNCT
ejif-3742	390	4	t.	t.	NOUN
ejif-3742	390	5	x.	x.	NOUN
ejif-3742	390	6	t.	t.	PROPN
ejif-3742	390	7	pham	pham	PROPN
ejif-3742	390	8	and	and	CCONJ
ejif-3742	390	9	n.	n.	PROPN
ejif-3742	390	10	a.	a.	NOUN
ejif-3742	390	11	nguyen	nguyen	PROPN
ejif-3742	390	12	,	,	PUNCT
ejif-3742	390	13	“	"	PUNCT
ejif-3742	390	14	the	the	DET
ejif-3742	390	15	determinants	determinant	NOUN
ejif-3742	390	16	of	of	ADP
ejif-3742	390	17	capital	capital	NOUN
ejif-3742	390	18	adequacy	adequacy	NOUN
ejif-3742	390	19	ratio	ratio	NOUN
ejif-3742	390	20	:	:	PUNCT
ejif-3742	390	21	the	the	DET
ejif-3742	390	22	case	case	NOUN
ejif-3742	390	23	of	of	ADP
ejif-3742	390	24	the	the	DET
ejif-3742	390	25	vietnamese	vietnamese	ADJ
ejif-3742	390	26	banking	banking	NOUN
ejif-3742	390	27	system	system	NOUN
ejif-3742	390	28	in	in	ADP
ejif-3742	390	29	the	the	DET
ejif-3742	390	30	period	period	NOUN
ejif-3742	390	31	20112015	20112015	NUM
ejif-3742	390	32	,	,	PUNCT
ejif-3742	390	33	”	"	PUNCT
ejif-3742	390	34	vnu	vnu	PROPN
ejif-3742	390	35	journal	journal	NOUN
ejif-3742	390	36	of	of	ADP
ejif-3742	390	37	science	science	NOUN
ejif-3742	390	38	:	:	PUNCT
ejif-3742	390	39	economics	economic	NOUN
ejif-3742	390	40	and	and	CCONJ
ejif-3742	390	41	business	business	NOUN
ejif-3742	390	42	,	,	PUNCT
ejif-3742	390	43	vol	vol	NOUN
ejif-3742	390	44	.	.	PUNCT
ejif-3742	390	45	33(2	33(2	NUM
ejif-3742	390	46	)	)	PUNCT
ejif-3742	390	47	,	,	PUNCT
ejif-3742	390	48	pp	pp	ADP
ejif-3742	390	49	.	.	PUNCT
ejif-3742	391	1	49–58	49–58	NUM
ejif-3742	391	2	,	,	PUNCT
ejif-3742	391	3	2017	2017	NUM
ejif-3742	391	4	.	.	PUNCT
ejif-3742	392	1	[	[	X
ejif-3742	392	2	26	26	NUM
ejif-3742	392	3	]	]	X
ejif-3742	392	4	mursal	mursal	NOUN
ejif-3742	392	5	,	,	PUNCT
ejif-3742	392	6	darwanis	darwani	NOUN
ejif-3742	392	7	,	,	PUNCT
ejif-3742	392	8	and	and	CCONJ
ejif-3742	392	9	r.	r.	PROPN
ejif-3742	392	10	ibrahim	ibrahim	PROPN
ejif-3742	392	11	,	,	PUNCT
ejif-3742	392	12	“	"	PUNCT
ejif-3742	392	13	what	what	PRON
ejif-3742	392	14	influences	influence	VERB
ejif-3742	392	15	capital	capital	NOUN
ejif-3742	392	16	adequacy	adequacy	NOUN
ejif-3742	392	17	ratio	ratio	NOUN
ejif-3742	392	18	in	in	ADP
ejif-3742	392	19	islamic	islamic	ADJ
ejif-3742	392	20	commercial	commercial	ADJ
ejif-3742	392	21	banks	bank	NOUN
ejif-3742	392	22	 	 	SPACE
ejif-3742	392	23	?	?	PUNCT
ejif-3742	393	1	evidence	evidence	NOUN
ejif-3742	393	2	from	from	ADP
ejif-3742	393	3	indonesia	indonesia	PROPN
ejif-3742	393	4	,	,	PUNCT
ejif-3742	393	5	”	"	PUNCT
ejif-3742	393	6	journal	journal	NOUN
ejif-3742	393	7	of	of	ADP
ejif-3742	393	8	accounting	accounting	NOUN
ejif-3742	393	9	research	research	NOUN
ejif-3742	393	10	,	,	PUNCT
ejif-3742	393	11	organization	organization	NOUN
ejif-3742	393	12	and	and	CCONJ
ejif-3742	393	13	economics	economic	NOUN
ejif-3742	393	14	,	,	PUNCT
ejif-3742	393	15	vol	vol	NOUN
ejif-3742	393	16	.	.	PUNCT
ejif-3742	393	17	2(1	2(1	NUM
ejif-3742	393	18	)	)	PUNCT
ejif-3742	393	19	,	,	PUNCT
ejif-3742	393	20	pp	pp	PROPN
ejif-3742	393	21	.	.	PUNCT
ejif-3742	394	1	1–10	1–10	NOUN
ejif-3742	394	2	,	,	PUNCT
ejif-3742	394	3	2019	2019	NUM
ejif-3742	394	4	.	.	PUNCT
ejif-3742	395	1	[	[	X
ejif-3742	395	2	27	27	NUM
ejif-3742	395	3	]	]	PUNCT
ejif-3742	395	4	m.	m.	NOUN
ejif-3742	395	5	sutrisno	sutrisno	NOUN
ejif-3742	395	6	,	,	PUNCT
ejif-3742	395	7	“	"	PUNCT
ejif-3742	395	8	factors	factor	NOUN
ejif-3742	395	9	determinant	determinant	ADJ
ejif-3742	395	10	of	of	ADP
ejif-3742	395	11	bank	bank	NOUN
ejif-3742	395	12	capital	capital	NOUN
ejif-3742	395	13	buffer	buffer	NOUN
ejif-3742	395	14	:	:	PUNCT
ejif-3742	395	15	empirical	empirical	ADJ
ejif-3742	395	16	study	study	NOUN
ejif-3742	395	17	on	on	ADP
ejif-3742	395	18	islamic	islamic	ADJ
ejif-3742	395	19	rural	rural	ADJ
ejif-3742	395	20	banking	banking	NOUN
ejif-3742	395	21	in	in	ADP
ejif-3742	395	22	indonesia	indonesia	PROPN
ejif-3742	395	23	,	,	PUNCT
ejif-3742	395	24	”	"	PUNCT
ejif-3742	395	25	advances	advance	NOUN
ejif-3742	395	26	in	in	ADP
ejif-3742	395	27	social	social	ADJ
ejif-3742	395	28	science	science	NOUN
ejif-3742	395	29	,	,	PUNCT
ejif-3742	395	30	education	education	NOUN
ejif-3742	395	31	and	and	CCONJ
ejif-3742	395	32	humanities	humanity	NOUN
ejif-3742	395	33	research	research	NOUN
ejif-3742	395	34	(	(	PUNCT
ejif-3742	395	35	assehr	assehr	NOUN
ejif-3742	395	36	)	)	PUNCT
ejif-3742	395	37	,	,	PUNCT
ejif-3742	395	38	vol	vol	NOUN
ejif-3742	395	39	.	.	PUNCT
ejif-3742	395	40	186(15	186(15	NUM
ejif-3742	395	41	)	)	PUNCT
ejif-3742	395	42	,	,	PUNCT
ejif-3742	395	43	pp	pp	PROPN
ejif-3742	395	44	.	.	PUNCT
ejif-3742	395	45	84–87	84–87	NUM
ejif-3742	395	46	,	,	PUNCT
ejif-3742	395	47	2018	2018	NUM
ejif-3742	395	48	.	.	PUNCT
ejif-3742	396	1	[	[	X
ejif-3742	396	2	28	28	NUM
ejif-3742	396	3	]	]	X
ejif-3742	396	4	a.	a.	PROPN
ejif-3742	396	5	j.	j.	PROPN
ejif-3742	396	6	mohammed	mohammed	PROPN
ejif-3742	396	7	,	,	PUNCT
ejif-3742	396	8	“	"	PUNCT
ejif-3742	396	9	measuring	measure	VERB
ejif-3742	396	10	the	the	DET
ejif-3742	396	11	determinants	determinant	NOUN
ejif-3742	396	12	of	of	ADP
ejif-3742	396	13	capital	capital	NOUN
ejif-3742	396	14	adequacy	adequacy	NOUN
ejif-3742	396	15	and	and	CCONJ
ejif-3742	396	16	its	its	PRON
ejif-3742	396	17	impact	impact	NOUN
ejif-3742	396	18	on	on	ADP
ejif-3742	396	19	efficiency	efficiency	NOUN
ejif-3742	396	20	in	in	ADP
ejif-3742	396	21	the	the	DET
ejif-3742	396	22	banking	banking	NOUN
ejif-3742	396	23	industry	industry	NOUN
ejif-3742	396	24	:	:	PUNCT
ejif-3742	396	25	a	a	DET
ejif-3742	396	26	comparative	comparative	ADJ
ejif-3742	396	27	analysis	analysis	NOUN
ejif-3742	396	28	of	of	ADP
ejif-3742	396	29	islamic	islamic	ADJ
ejif-3742	396	30	and	and	CCONJ
ejif-3742	396	31	conventional	conventional	ADJ
ejif-3742	396	32	banks	bank	NOUN
ejif-3742	396	33	,	,	PUNCT
ejif-3742	396	34	”	"	PUNCT
ejif-3742	396	35	university	university	NOUN
ejif-3742	396	36	of	of	ADP
ejif-3742	396	37	bolton	bolton	PROPN
ejif-3742	396	38	,	,	PUNCT
ejif-3742	396	39	2018	2018	NUM
ejif-3742	396	40	.	.	PUNCT
ejif-3742	397	1	[	[	X
ejif-3742	397	2	29	29	NUM
ejif-3742	397	3	]	]	PUNCT
ejif-3742	397	4	a.	a.	NOUN
ejif-3742	397	5	m.	m.	NOUN
ejif-3742	397	6	hewaidy	hewaidy	VERB
ejif-3742	397	7	and	and	CCONJ
ejif-3742	397	8	h.	h.	PROPN
ejif-3742	397	9	y.	y.	PROPN
ejif-3742	397	10	alyousef	alyousef	PROPN
ejif-3742	397	11	,	,	PUNCT
ejif-3742	397	12	“	"	PUNCT
ejif-3742	397	13	bankspecific	bankspecific	ADJ
ejif-3742	397	14	and	and	CCONJ
ejif-3742	397	15	macroeconomic	macroeconomic	ADJ
ejif-3742	397	16	determinants	determinant	NOUN
ejif-3742	397	17	of	of	ADP
ejif-3742	397	18	capital	capital	NOUN
ejif-3742	397	19	adequacy	adequacy	NOUN
ejif-3742	397	20	ratio	ratio	NOUN
ejif-3742	397	21	 	 	SPACE
ejif-3742	397	22	:	:	PUNCT
ejif-3742	397	23	evidence	evidence	NOUN
ejif-3742	397	24	from	from	ADP
ejif-3742	397	25	kuwaiti	kuwaiti	PROPN
ejif-3742	397	26	banks	bank	NOUN
ejif-3742	397	27	,	,	PUNCT
ejif-3742	397	28	”	"	PUNCT
ejif-3742	397	29	european	european	PROPN
ejif-3742	397	30	journal	journal	PROPN
ejif-3742	397	31	of	of	ADP
ejif-3742	397	32	economics	economic	NOUN
ejif-3742	397	33	,	,	PUNCT
ejif-3742	397	34	finance	finance	NOUN
ejif-3742	397	35	and	and	CCONJ
ejif-3742	397	36	administrative	administrative	ADJ
ejif-3742	397	37	sciences	science	NOUN
ejif-3742	397	38	,	,	PUNCT
ejif-3742	397	39	(	(	PUNCT
ejif-3742	397	40	99	99	NUM
ejif-3742	397	41	)	)	PUNCT
ejif-3742	397	42	,	,	PUNCT
ejif-3742	397	43	pp	pp	PROPN
ejif-3742	397	44	.	.	PUNCT
ejif-3742	398	1	5–20	5–20	NOUN
ejif-3742	398	2	,	,	PUNCT
ejif-3742	398	3	2018	2018	NUM
ejif-3742	398	4	.	.	PUNCT
ejif-3742	399	1	[	[	X
ejif-3742	399	2	30	30	NUM
ejif-3742	399	3	]	]	X
ejif-3742	399	4	h.	h.	PROPN
ejif-3742	399	5	ayub	ayub	PROPN
ejif-3742	399	6	and	and	CCONJ
ejif-3742	399	7	a.	a.	NOUN
ejif-3742	399	8	javeed	javeed	NOUN
ejif-3742	399	9	,	,	PUNCT
ejif-3742	399	10	“	"	PUNCT
ejif-3742	399	11	impact	impact	NOUN
ejif-3742	399	12	and	and	CCONJ
ejif-3742	399	13	implications	implication	NOUN
ejif-3742	399	14	of	of	ADP
ejif-3742	399	15	capital	capital	NOUN
ejif-3742	399	16	adequacy	adequacy	NOUN
ejif-3742	399	17	ratio	ratio	NOUN
ejif-3742	399	18	on	on	ADP
ejif-3742	399	19	the	the	DET
ejif-3742	399	20	financing	financing	NOUN
ejif-3742	399	21	behaviour	behaviour	NOUN
ejif-3742	399	22	:	:	PUNCT
ejif-3742	399	23	evidence	evidence	NOUN
ejif-3742	399	24	from	from	ADP
ejif-3742	399	25	islamic	islamic	ADJ
ejif-3742	399	26	banks	bank	NOUN
ejif-3742	399	27	in	in	ADP
ejif-3742	399	28	pakistan	pakistan	PROPN
ejif-3742	399	29	,	,	PUNCT
ejif-3742	399	30	”	"	PUNCT
ejif-3742	399	31	journal	journal	NOUN
ejif-3742	399	32	of	of	ADP
ejif-3742	399	33	islamic	islamic	ADJ
ejif-3742	399	34	business	business	NOUN
ejif-3742	399	35	and	and	CCONJ
ejif-3742	399	36	management	management	NOUN
ejif-3742	399	37	,	,	PUNCT
ejif-3742	399	38	vol	vol	NOUN
ejif-3742	399	39	.	.	PUNCT
ejif-3742	399	40	6(1	6(1	NUM
ejif-3742	399	41	)	)	PUNCT
ejif-3742	399	42	,	,	PUNCT
ejif-3742	399	43	pp	pp	ADP
ejif-3742	399	44	.	.	PUNCT
ejif-3742	400	1	19–40	19–40	NUM
ejif-3742	400	2	,	,	PUNCT
ejif-3742	400	3	2016	2016	NUM
ejif-3742	400	4	.	.	PUNCT
ejif-3742	401	1	[	[	X
ejif-3742	401	2	31	31	NUM
ejif-3742	401	3	]	]	PUNCT
ejif-3742	401	4	m.	m.	NOUN
ejif-3742	401	5	valipour	valipour	PROPN
ejif-3742	401	6	pasha	pasha	PROPN
ejif-3742	401	7	,	,	PUNCT
ejif-3742	401	8	“	"	PUNCT
ejif-3742	401	9	analysis	analysis	NOUN
ejif-3742	401	10	of	of	ADP
ejif-3742	401	11	the	the	DET
ejif-3742	401	12	capital	capital	NOUN
ejif-3742	401	13	adequacy	adequacy	NOUN
ejif-3742	401	14	ratio	ratio	NOUN
ejif-3742	401	15	and	and	CCONJ
ejif-3742	401	16	nonperforming	nonperforming	ADJ
ejif-3742	401	17	loans	loan	NOUN
ejif-3742	401	18	relationship	relationship	NOUN
ejif-3742	401	19	in	in	ADP
ejif-3742	401	20	the	the	DET
ejif-3742	401	21	banking	banking	NOUN
ejif-3742	401	22	network	network	NOUN
ejif-3742	401	23	of	of	ADP
ejif-3742	401	24	iran	iran	PROPN
ejif-3742	401	25	,	,	PUNCT
ejif-3742	401	26	”	"	PUNCT
ejif-3742	401	27	journal	journal	NOUN
ejif-3742	401	28	of	of	ADP
ejif-3742	401	29	money	money	NOUN
ejif-3742	401	30	and	and	CCONJ
ejif-3742	401	31	economy	economy	NOUN
ejif-3742	401	32	,	,	PUNCT
ejif-3742	401	33	vol	vol	NOUN
ejif-3742	401	34	.	.	PROPN
ejif-3742	401	35	9(3	9(3	NUM
ejif-3742	401	36	)	)	PUNCT
ejif-3742	401	37	,	,	PUNCT
ejif-3742	401	38	pp	pp	ADP
ejif-3742	401	39	.	.	PUNCT
ejif-3742	402	1	59	59	NUM
ejif-3742	402	2	–	–	PUNCT
ejif-3742	402	3	83	83	NUM
ejif-3742	402	4	,	,	PUNCT
ejif-3742	402	5	2015	2015	NUM
ejif-3742	402	6	.	.	PUNCT
ejif-3742	403	1	[	[	X
ejif-3742	403	2	32	32	NUM
ejif-3742	403	3	]	]	PUNCT
ejif-3742	403	4	l.	l.	PROPN
ejif-3742	403	5	bateni	bateni	PROPN
ejif-3742	403	6	,	,	PUNCT
ejif-3742	403	7	h.	h.	PROPN
ejif-3742	403	8	vakilifard	vakilifard	PROPN
ejif-3742	403	9	,	,	PUNCT
ejif-3742	403	10	and	and	CCONJ
ejif-3742	403	11	f.	f.	PROPN
ejif-3742	403	12	asghari	asghari	PROPN
ejif-3742	403	13	,	,	PUNCT
ejif-3742	403	14	“	"	PUNCT
ejif-3742	403	15	the	the	DET
ejif-3742	403	16	influential	influential	ADJ
ejif-3742	403	17	factors	factor	NOUN
ejif-3742	403	18	on	on	ADP
ejif-3742	403	19	capital	capital	NOUN
ejif-3742	403	20	adequacy	adequacy	NOUN
ejif-3742	403	21	ratio	ratio	NOUN
ejif-3742	403	22	in	in	ADP
ejif-3742	403	23	iranian	iranian	ADJ
ejif-3742	403	24	banks	bank	NOUN
ejif-3742	403	25	,	,	PUNCT
ejif-3742	403	26	”	"	PUNCT
ejif-3742	403	27	international	international	ADJ
ejif-3742	403	28	journal	journal	NOUN
ejif-3742	403	29	of	of	ADP
ejif-3742	403	30	economics	economic	NOUN
ejif-3742	403	31	and	and	CCONJ
ejif-3742	403	32	finance	finance	NOUN
ejif-3742	403	33	,	,	PUNCT
ejif-3742	403	34	vol	vol	NOUN
ejif-3742	403	35	.	.	PROPN
ejif-3742	403	36	6(11	6(11	NUM
ejif-3742	403	37	)	)	PUNCT
ejif-3742	403	38	,	,	PUNCT
ejif-3742	403	39	pp	pp	ADP
ejif-3742	403	40	.	.	PUNCT
ejif-3742	404	1	108–116	108–116	NUM
ejif-3742	404	2	,	,	PUNCT
ejif-3742	404	3	2014	2014	NUM
ejif-3742	404	4	.	.	PUNCT
ejif-3742	405	1	[	[	X
ejif-3742	405	2	33	33	NUM
ejif-3742	405	3	]	]	PUNCT
ejif-3742	405	4	t.	t.	PROPN
ejif-3742	405	5	asma	asma	PROPN
ejif-3742	405	6	and	and	CCONJ
ejif-3742	405	7	k.	k.	PROPN
ejif-3742	405	8	khadidja	khadidja	PROPN
ejif-3742	405	9	,	,	PUNCT
ejif-3742	405	10	“	"	PUNCT
ejif-3742	405	11	determinants	determinant	NOUN
ejif-3742	405	12	of	of	ADP
ejif-3742	405	13	capital	capital	NOUN
ejif-3742	405	14	adequacy	adequacy	NOUN
ejif-3742	405	15	ratio	ratio	NOUN
ejif-3742	405	16	in	in	ADP
ejif-3742	405	17	malaysia	malaysia	PROPN
ejif-3742	405	18	islamic	islamic	ADJ
ejif-3742	405	19	banks	bank	NOUN
ejif-3742	405	20	(	(	PUNCT
ejif-3742	405	21	a	a	DET
ejif-3742	405	22	panel	panel	NOUN
ejif-3742	405	23	data	data	VERB
ejif-3742	405	24	analysis	analysis	NOUN
ejif-3742	405	25	)	)	PUNCT
ejif-3742	405	26	,	,	PUNCT
ejif-3742	405	27	”	"	PUNCT
ejif-3742	405	28	international	international	ADJ
ejif-3742	405	29	research	research	NOUN
ejif-3742	405	30	journal	journal	NOUN
ejif-3742	405	31	of	of	ADP
ejif-3742	405	32	finance	finance	NOUN
ejif-3742	405	33	and	and	CCONJ
ejif-3742	405	34	economics	economic	NOUN
ejif-3742	405	35	,	,	PUNCT
ejif-3742	405	36	(	(	PUNCT
ejif-3742	405	37	129	129	NUM
ejif-3742	405	38	)	)	PUNCT
ejif-3742	405	39	,	,	PUNCT
ejif-3742	405	40	pp	pp	ADP
ejif-3742	405	41	.	.	PUNCT
ejif-3742	406	1	55–63	55–63	NUM
ejif-3742	406	2	,	,	PUNCT
ejif-3742	406	3	2015	2015	NUM
ejif-3742	406	4	.	.	PUNCT
ejif-3742	407	1	[	[	X
ejif-3742	407	2	34	34	NUM
ejif-3742	407	3	]	]	X
ejif-3742	407	4	o.	o.	PROPN
ejif-3742	407	5	a.	a.	PROPN
ejif-3742	407	6	el	el	PROPN
ejif-3742	407	7	-	-	NOUN
ejif-3742	407	8	ansary	ansary	PROPN
ejif-3742	407	9	and	and	CCONJ
ejif-3742	407	10	ha	ha	INTJ
ejif-3742	407	11	.	.	PROPN
ejif-3742	407	12	m.	m.	PROPN
ejif-3742	407	13	hafez	hafez	PROPN
ejif-3742	407	14	,	,	PUNCT
ejif-3742	407	15	“	"	PUNCT
ejif-3742	407	16	determinants	determinant	NOUN
ejif-3742	407	17	of	of	ADP
ejif-3742	407	18	capital	capital	NOUN
ejif-3742	407	19	adequacy	adequacy	NOUN
ejif-3742	407	20	ratio	ratio	NOUN
ejif-3742	407	21	:	:	PUNCT
ejif-3742	407	22	an	an	DET
ejif-3742	407	23	empirical	empirical	ADJ
ejif-3742	407	24	study	study	NOUN
ejif-3742	407	25	on	on	ADP
ejif-3742	407	26	egyptian	egyptian	ADJ
ejif-3742	407	27	banks	bank	NOUN
ejif-3742	407	28	,	,	PUNCT
ejif-3742	407	29	”	"	PUNCT
ejif-3742	407	30	corporate	corporate	ADJ
ejif-3742	407	31	ownership	ownership	NOUN
ejif-3742	407	32	&	&	CCONJ
ejif-3742	407	33	control	control	PROPN
ejif-3742	407	34	,	,	PUNCT
ejif-3742	407	35	vol	vol	NOUN
ejif-3742	407	36	.	.	PUNCT
ejif-3742	408	1	13(1	13(1	NUM
ejif-3742	408	2	)	)	PUNCT
ejif-3742	408	3	,	,	PUNCT
ejif-3742	409	1	pp	pp	ADP
ejif-3742	409	2	.	.	PUNCT
ejif-3742	410	1	806–816	806–816	NUM
ejif-3742	410	2	,	,	PUNCT
ejif-3742	410	3	2015	2015	NUM
ejif-3742	410	4	.	.	PUNCT
ejif-3742	411	1	[	[	X
ejif-3742	411	2	35	35	NUM
ejif-3742	411	3	]	]	PUNCT
ejif-3742	411	4	m.	m.	NOUN
ejif-3742	411	5	t.	t.	PROPN
ejif-3742	411	6	abusharba	abusharba	PROPN
ejif-3742	411	7	,	,	PUNCT
ejif-3742	411	8	i.	i.	PROPN
ejif-3742	411	9	triyuwono	triyuwono	PROPN
ejif-3742	411	10	,	,	PUNCT
ejif-3742	411	11	m.	m.	NOUN
ejif-3742	411	12	ismail	ismail	PROPN
ejif-3742	411	13	,	,	PUNCT
ejif-3742	411	14	and	and	CCONJ
ejif-3742	411	15	a.	a.	PROPN
ejif-3742	411	16	f.	f.	PROPN
ejif-3742	411	17	rahman	rahman	PROPN
ejif-3742	411	18	,	,	PUNCT
ejif-3742	411	19	“	"	PUNCT
ejif-3742	411	20	determinants	determinant	NOUN
ejif-3742	411	21	of	of	ADP
ejif-3742	411	22	capital	capital	NOUN
ejif-3742	411	23	adequacy	adequacy	NOUN
ejif-3742	411	24	ratio	ratio	NOUN
ejif-3742	411	25	(	(	PUNCT
ejif-3742	411	26	car	car	NOUN
ejif-3742	411	27	)	)	PUNCT
ejif-3742	411	28	in	in	ADP
ejif-3742	411	29	indonesian	indonesian	ADJ
ejif-3742	411	30	islamic	islamic	ADJ
ejif-3742	411	31	commercial	commercial	ADJ
ejif-3742	411	32	banks	bank	NOUN
ejif-3742	411	33	,	,	PUNCT
ejif-3742	411	34	”	"	PUNCT
ejif-3742	411	35	global	global	ADJ
ejif-3742	411	36	review	review	NOUN
ejif-3742	411	37	of	of	ADP
ejif-3742	411	38	accounting	accounting	NOUN
ejif-3742	411	39	and	and	CCONJ
ejif-3742	411	40	finance	finance	NOUN
ejif-3742	411	41	,	,	PUNCT
ejif-3742	411	42	vol	vol	NOUN
ejif-3742	411	43	.	.	PUNCT
ejif-3742	411	44	4(1	4(1	NOUN
ejif-3742	411	45	)	)	PUNCT
ejif-3742	411	46	,	,	PUNCT
ejif-3742	411	47	pp	pp	ADP
ejif-3742	411	48	.	.	PUNCT
ejif-3742	412	1	139–170	139–170	NUM
ejif-3742	412	2	,	,	PUNCT
ejif-3742	412	3	2013	2013	NUM
ejif-3742	412	4	.	.	PUNCT
ejif-3742	413	1	[	[	X
ejif-3742	413	2	36	36	NUM
ejif-3742	413	3	]	]	X
ejif-3742	413	4	o.	o.	PROPN
ejif-3742	413	5	d.	d.	PROPN
ejif-3742	413	6	apuke	apuke	PROPN
ejif-3742	413	7	,	,	PUNCT
ejif-3742	413	8	“	"	PUNCT
ejif-3742	413	9	quantitative	quantitative	ADJ
ejif-3742	413	10	research	research	NOUN
ejif-3742	413	11	methods	method	NOUN
ejif-3742	413	12	 	 	SPACE
ejif-3742	413	13	:	:	PUNCT
ejif-3742	413	14	a	a	DET
ejif-3742	413	15	synopsis	synopsis	NOUN
ejif-3742	413	16	approach	approach	NOUN
ejif-3742	413	17	,	,	PUNCT
ejif-3742	413	18	”	"	PUNCT
ejif-3742	413	19	kuwait	kuwait	PROPN
ejif-3742	413	20	chapter	chapter	NOUN
ejif-3742	413	21	of	of	ADP
ejif-3742	413	22	arabian	arabian	ADJ
ejif-3742	413	23	journal	journal	PROPN
ejif-3742	413	24	of	of	ADP
ejif-3742	413	25	business	business	NOUN
ejif-3742	413	26	and	and	CCONJ
ejif-3742	413	27	management	management	NOUN
ejif-3742	413	28	review	review	NOUN
ejif-3742	413	29	,	,	PUNCT
ejif-3742	413	30	vol	vol	NOUN
ejif-3742	413	31	.	.	PROPN
ejif-3742	413	32	6(11	6(11	NUM
ejif-3742	413	33	)	)	PUNCT
ejif-3742	413	34	,	,	PUNCT
ejif-3742	413	35	pp	pp	ADP
ejif-3742	413	36	.	.	PUNCT
ejif-3742	414	1	40–47	40–47	NUM
ejif-3742	414	2	,	,	PUNCT
ejif-3742	414	3	2017	2017	NUM
ejif-3742	414	4	.	.	PUNCT
ejif-3742	415	1	[	[	X
ejif-3742	415	2	37	37	NUM
ejif-3742	415	3	]	]	X
ejif-3742	415	4	b.	b.	PROPN
ejif-3742	415	5	žmuk	žmuk	PROPN
ejif-3742	415	6	,	,	PUNCT
ejif-3742	415	7	i.	i.	PROPN
ejif-3742	415	8	d.	d.	PROPN
ejif-3742	415	9	lutilsky	lutilsky	PROPN
ejif-3742	415	10	,	,	PUNCT
ejif-3742	415	11	and	and	CCONJ
ejif-3742	415	12	m.	m.	NOUN
ejif-3742	415	13	dragija	dragija	PROPN
ejif-3742	415	14	,	,	PUNCT
ejif-3742	415	15	“	"	PUNCT
ejif-3742	415	16	the	the	DET
ejif-3742	415	17	choice	choice	NOUN
ejif-3742	415	18	of	of	ADP
ejif-3742	415	19	a	a	DET
ejif-3742	415	20	sampling	sample	VERB
ejif-3742	415	21	procedure	procedure	NOUN
ejif-3742	415	22	for	for	ADP
ejif-3742	415	23	a	a	DET
ejif-3742	415	24	(	(	PUNCT
ejif-3742	415	25	too	too	ADV
ejif-3742	415	26	)	)	PUNCT
ejif-3742	415	27	small	small	ADJ
ejif-3742	415	28	target	target	NOUN
ejif-3742	415	29	population	population	NOUN
ejif-3742	415	30	:	:	PUNCT
ejif-3742	415	31	the	the	DET
ejif-3742	415	32	case	case	NOUN
ejif-3742	415	33	of	of	ADP
ejif-3742	415	34	croatian	croatian	ADJ
ejif-3742	415	35	public	public	ADJ
ejif-3742	415	36	hospitals	hospital	NOUN
ejif-3742	415	37	,	,	PUNCT
ejif-3742	415	38	”	"	PUNCT
ejif-3742	415	39	zbornik	zbornik	X
ejif-3742	415	40	ekonomskog	ekonomskog	VERB
ejif-3742	415	41	fakulteta	fakulteta	ADJ
ejif-3742	415	42	u	u	NOUN
ejif-3742	415	43	zagrebu	zagrebu	NOUN
ejif-3742	415	44	,	,	PUNCT
ejif-3742	415	45	godina	godina	PROPN
ejif-3742	415	46	,	,	PUNCT
ejif-3742	415	47	vol	vol	NOUN
ejif-3742	415	48	.	.	PUNCT
ejif-3742	416	1	14(2	14(2	NUM
ejif-3742	416	2	)	)	PUNCT
ejif-3742	416	3	,	,	PUNCT
ejif-3742	417	1	pp	pp	ADP
ejif-3742	417	2	.	.	PUNCT
ejif-3742	418	1	19–44	19–44	NUM
ejif-3742	418	2	,	,	PUNCT
ejif-3742	418	3	2016	2016	NUM
ejif-3742	418	4	.	.	PUNCT
ejif-3742	419	1	[	[	X
ejif-3742	419	2	38	38	NUM
ejif-3742	419	3	]	]	X
ejif-3742	419	4	cbk	cbk	PROPN
ejif-3742	419	5	,	,	PUNCT
ejif-3742	419	6	“	"	PUNCT
ejif-3742	419	7	kuwaiti	kuwaiti	PROPN
ejif-3742	419	8	banks	bank	NOUN
ejif-3742	419	9	,	,	PUNCT
ejif-3742	419	10	”	"	PUNCT
ejif-3742	419	11	central	central	ADJ
ejif-3742	419	12	bank	bank	NOUN
ejif-3742	419	13	of	of	ADP
ejif-3742	419	14	kuwait	kuwait	PROPN
ejif-3742	419	15	,	,	PUNCT
ejif-3742	419	16	2019	2019	NUM
ejif-3742	419	17	.	.	PUNCT
ejif-3742	420	1	[	[	X
ejif-3742	420	2	online	online	X
ejif-3742	420	3	]	]	X
ejif-3742	420	4	.	.	PUNCT
ejif-3742	421	1	available	available	ADJ
ejif-3742	421	2	:	:	PUNCT
ejif-3742	421	3	http://www.cbk.gov.kw/en/supervision/financialunits/kuwaiti-banks.jsp	http://www.cbk.gov.kw/en/supervision/financialunits/kuwaiti-banks.jsp	X
ejif-3742	421	4	.	.	PUNCT
ejif-3742	422	1	[	[	X
ejif-3742	422	2	accessed	access	VERB
ejif-3742	422	3	:	:	PUNCT
ejif-3742	422	4	13	13	NUM
ejif-3742	422	5	-	-	PUNCT
ejif-3742	422	6	jul-2019	jul-2019	NOUN
ejif-3742	422	7	]	]	PUNCT
ejif-3742	422	8	.	.	PUNCT
ejif-3742	423	1	[	[	X
ejif-3742	423	2	39	39	NUM
ejif-3742	423	3	]	]	X
ejif-3742	423	4	cbo	cbo	PROPN
ejif-3742	423	5	,	,	PUNCT
ejif-3742	423	6	“	"	PUNCT
ejif-3742	423	7	oman	oman	NOUN
ejif-3742	423	8	’s	’s	PART
ejif-3742	423	9	financial	financial	ADJ
ejif-3742	423	10	system	system	NOUN
ejif-3742	423	11	,	,	PUNCT
ejif-3742	423	12	”	"	PUNCT
ejif-3742	423	13	central	central	ADJ
ejif-3742	423	14	bank	bank	NOUN
ejif-3742	423	15	of	of	ADP
ejif-3742	423	16	oman	oman	NOUN
ejif-3742	423	17	,	,	PUNCT
ejif-3742	423	18	2019	2019	NUM
ejif-3742	423	19	.	.	PUNCT
ejif-3742	424	1	[	[	X
ejif-3742	424	2	online	online	X
ejif-3742	424	3	]	]	X
ejif-3742	424	4	.	.	PUNCT
ejif-3742	425	1	available	available	ADJ
ejif-3742	425	2	:	:	PUNCT
ejif-3742	425	3	https://cbo.gov.om/pages/omanfinancialsystem.as	https://cbo.gov.om/pages/omanfinancialsystem.as	PROPN
ejif-3742	425	4	px	px	PROPN
ejif-3742	425	5	.	.	PUNCT
ejif-3742	426	1	[	[	X
ejif-3742	426	2	accessed	access	VERB
ejif-3742	426	3	:	:	PUNCT
ejif-3742	426	4	13	13	NUM
ejif-3742	426	5	-	-	PUNCT
ejif-3742	426	6	jul-2019	jul-2019	NOUN
ejif-3742	426	7	]	]	PUNCT
ejif-3742	426	8	.	.	PUNCT
ejif-3742	427	1	[	[	X
ejif-3742	427	2	40	40	NUM
ejif-3742	427	3	]	]	SYM
ejif-3742	427	4	qcb	qcb	PROPN
ejif-3742	427	5	,	,	PUNCT
ejif-3742	427	6	“	"	PUNCT
ejif-3742	427	7	registration	registration	NOUN
ejif-3742	427	8	,	,	PUNCT
ejif-3742	427	9	”	"	PUNCT
ejif-3742	427	10	qatar	qatar	PROPN
ejif-3742	427	11	central	central	PROPN
ejif-3742	427	12	bank	bank	PROPN
ejif-3742	427	13	,	,	PUNCT
ejif-3742	427	14	2019	2019	NUM
ejif-3742	427	15	.	.	PUNCT
ejif-3742	428	1	[	[	X
ejif-3742	428	2	online	online	X
ejif-3742	428	3	]	]	X
ejif-3742	428	4	.	.	PUNCT
ejif-3742	429	1	available	available	ADJ
ejif-3742	429	2	:	:	PUNCT
ejif-3742	429	3	http://www.qcb.gov.qa/english/supervisionapproac	http://www.qcb.gov.qa/english/supervisionapproac	NUM
ejif-3742	429	4	h	h	NOUN
ejif-3742	429	5	/	/	SYM
ejif-3742	429	6	licensingandregistration	licensingandregistration	NOUN
ejif-3742	429	7	/	/	SYM
ejif-3742	429	8	pages	page	NOUN
ejif-3742	429	9	/	/	SYM
ejif-3742	429	10	registration.aspx	registration.aspx	NOUN
ejif-3742	429	11	.	.	PUNCT
ejif-3742	430	1	[	[	X
ejif-3742	430	2	accessed	access	VERB
ejif-3742	430	3	:	:	PUNCT
ejif-3742	430	4	13	13	NUM
ejif-3742	430	5	-	-	PUNCT
ejif-3742	430	6	jul-2019	jul-2019	NOUN
ejif-3742	430	7	]	]	PUNCT
ejif-3742	430	8	.	.	PUNCT
ejif-3742	431	1	[	[	X
ejif-3742	431	2	41	41	NUM
ejif-3742	431	3	]	]	PUNCT
ejif-3742	431	4	sama	sama	NOUN
ejif-3742	431	5	,	,	PUNCT
ejif-3742	431	6	“	"	PUNCT
ejif-3742	431	7	saudi	saudi	ADJ
ejif-3742	431	8	banks	bank	NOUN
ejif-3742	431	9	,	,	PUNCT
ejif-3742	431	10	”	"	PUNCT
ejif-3742	431	11	saudi	saudi	ADJ
ejif-3742	431	12	arabian	arabian	ADJ
ejif-3742	431	13	monetary	monetary	ADJ
ejif-3742	431	14	ejif	ejif	PROPN
ejif-3742	431	15	–	–	PUNCT
ejif-3742	431	16	european	european	PROPN
ejif-3742	431	17	journal	journal	PROPN
ejif-3742	431	18	of	of	ADP
ejif-3742	431	19	islamic	islamic	PROPN
ejif-3742	431	20	finance	finance	PROPN
ejif-3742	431	21	no	no	DET
ejif-3742	431	22	14	14	NUM
ejif-3742	431	23	,	,	PUNCT
ejif-3742	431	24	december	december	PROPN
ejif-3742	431	25	(	(	PUNCT
ejif-3742	431	26	2019	2019	NUM
ejif-3742	431	27	)	)	PUNCT
ejif-3742	432	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3742	432	2	issn	issn	VERB
ejif-3742	432	3	2421	2421	NUM
ejif-3742	432	4	-	-	SYM
ejif-3742	432	5	2172	2172	NUM
ejif-3742	432	6	13	13	NUM
ejif-3742	432	7	bank	bank	NOUN
ejif-3742	432	8	,	,	PUNCT
ejif-3742	432	9	2019	2019	NUM
ejif-3742	432	10	.	.	PUNCT
ejif-3742	433	1	[	[	X
ejif-3742	433	2	online	online	X
ejif-3742	433	3	]	]	X
ejif-3742	433	4	.	.	PUNCT
ejif-3742	434	1	available	available	ADJ
ejif-3742	434	2	:	:	PUNCT
ejif-3742	435	1	http://www.sama.gov.sa/enus/license/pages/saudibanks.aspx	http://www.sama.gov.sa/enus/license/pages/saudibanks.aspx	X
ejif-3742	435	2	.	.	PUNCT
ejif-3742	436	1	[	[	X
ejif-3742	436	2	accessed	access	VERB
ejif-3742	436	3	:	:	PUNCT
ejif-3742	436	4	13	13	NUM
ejif-3742	436	5	-	-	PUNCT
ejif-3742	436	6	jul-2019	jul-2019	NOUN
ejif-3742	436	7	]	]	PUNCT
ejif-3742	436	8	.	.	PUNCT
ejif-3742	437	1	[	[	X
ejif-3742	437	2	42	42	NUM
ejif-3742	437	3	]	]	PUNCT
ejif-3742	437	4	cbb	cbb	NOUN
ejif-3742	437	5	,	,	PUNCT
ejif-3742	437	6	“	"	PUNCT
ejif-3742	437	7	fact	fact	NOUN
ejif-3742	437	8	sheet	sheet	NOUN
ejif-3742	437	9	,	,	PUNCT
ejif-3742	437	10	”	"	PUNCT
ejif-3742	437	11	central	central	ADJ
ejif-3742	437	12	bank	bank	NOUN
ejif-3742	437	13	of	of	ADP
ejif-3742	437	14	bahrain	bahrain	NOUN
ejif-3742	437	15	,	,	PUNCT
ejif-3742	437	16	2019	2019	NUM
ejif-3742	437	17	.	.	PUNCT
ejif-3742	438	1	[	[	X
ejif-3742	438	2	online	online	X
ejif-3742	438	3	]	]	X
ejif-3742	438	4	.	.	PUNCT
ejif-3742	439	1	available	available	ADJ
ejif-3742	439	2	:	:	PUNCT
ejif-3742	439	3	https://www.cbb.gov.bh/fact-sheet/.	https://www.cbb.gov.bh/fact-sheet/.	NOUN
ejif-3742	439	4	[	[	X
ejif-3742	439	5	accessed	access	VERB
ejif-3742	439	6	:	:	PUNCT
ejif-3742	439	7	13jul-2019	13jul-2019	NUM
ejif-3742	439	8	]	]	PUNCT
ejif-3742	439	9	.	.	PUNCT
ejif-3742	440	1	[	[	X
ejif-3742	440	2	43	43	NUM
ejif-3742	440	3	]	]	X
ejif-3742	440	4	cbuae	cbuae	NOUN
ejif-3742	440	5	,	,	PUNCT
ejif-3742	440	6	“	"	PUNCT
ejif-3742	440	7	commercial	commercial	ADJ
ejif-3742	440	8	banks	bank	NOUN
ejif-3742	440	9	,	,	PUNCT
ejif-3742	440	10	”	"	PUNCT
ejif-3742	440	11	central	central	ADJ
ejif-3742	440	12	bank	bank	NOUN
ejif-3742	440	13	of	of	ADP
ejif-3742	440	14	the	the	DET
ejif-3742	440	15	uae	uae	PROPN
ejif-3742	440	16	,	,	PUNCT
ejif-3742	440	17	2019	2019	NUM
ejif-3742	440	18	.	.	PUNCT
ejif-3742	441	1	[	[	X
ejif-3742	441	2	online	online	X
ejif-3742	441	3	]	]	X
ejif-3742	441	4	.	.	PUNCT
ejif-3742	442	1	available	available	ADJ
ejif-3742	442	2	:	:	PUNCT
ejif-3742	443	1	https://www.centralbank.ae/en/about-us	https://www.centralbank.ae/en/about-us	PROPN
ejif-3742	443	2	.	.	PUNCT
ejif-3742	444	1	[	[	X
ejif-3742	444	2	accessed	access	VERB
ejif-3742	444	3	:	:	PUNCT
ejif-3742	444	4	13	13	NUM
ejif-3742	444	5	-	-	PUNCT
ejif-3742	444	6	jul-2019	jul-2019	NOUN
ejif-3742	444	7	]	]	PUNCT
ejif-3742	444	8	.	.	PUNCT
ejif-3742	445	1	[	[	X
ejif-3742	445	2	44	44	NUM
ejif-3742	445	3	]	]	X
ejif-3742	445	4	n.	n.	PROPN
ejif-3742	445	5	joshi	joshi	PROPN
ejif-3742	445	6	,	,	PUNCT
ejif-3742	445	7	“	"	PUNCT
ejif-3742	445	8	a	a	DET
ejif-3742	445	9	quantitative	quantitative	ADJ
ejif-3742	445	10	study	study	NOUN
ejif-3742	445	11	of	of	ADP
ejif-3742	445	12	the	the	DET
ejif-3742	445	13	impact	impact	NOUN
ejif-3742	445	14	of	of	ADP
ejif-3742	445	15	social	social	ADJ
ejif-3742	445	16	media	medium	NOUN
ejif-3742	445	17	reviews	review	NOUN
ejif-3742	445	18	on	on	ADP
ejif-3742	445	19	brand	brand	NOUN
ejif-3742	445	20	perception	perception	NOUN
ejif-3742	445	21	,	,	PUNCT
ejif-3742	445	22	”	"	PUNCT
ejif-3742	445	23	the	the	DET
ejif-3742	445	24	city	city	PROPN
ejif-3742	445	25	university	university	PROPN
ejif-3742	445	26	of	of	ADP
ejif-3742	445	27	new	new	PROPN
ejif-3742	445	28	york	york	PROPN
ejif-3742	445	29	,	,	PUNCT
ejif-3742	445	30	2015	2015	NUM
ejif-3742	445	31	.	.	PUNCT
ejif-3742	446	1	[	[	X
ejif-3742	446	2	45	45	NUM
ejif-3742	446	3	]	]	X
ejif-3742	446	4	d.	d.	PROPN
ejif-3742	446	5	c.	c.	PROPN
ejif-3742	446	6	jupiter	jupiter	PROPN
ejif-3742	446	7	,	,	PUNCT
ejif-3742	446	8	“	"	PUNCT
ejif-3742	446	9	a	a	DET
ejif-3742	446	10	variety	variety	NOUN
ejif-3742	446	11	of	of	ADP
ejif-3742	446	12	variables	variable	NOUN
ejif-3742	446	13	,	,	PUNCT
ejif-3742	446	14	”	"	PUNCT
ejif-3742	446	15	journal	journal	NOUN
ejif-3742	446	16	of	of	ADP
ejif-3742	446	17	foot	foot	NOUN
ejif-3742	446	18	and	and	CCONJ
ejif-3742	446	19	ankle	ankle	NOUN
ejif-3742	446	20	surgery	surgery	NOUN
ejif-3742	446	21	,	,	PUNCT
ejif-3742	446	22	vol	vol	NOUN
ejif-3742	446	23	.	.	PUNCT
ejif-3742	447	1	53(1	53(1	NUM
ejif-3742	447	2	)	)	PUNCT
ejif-3742	447	3	,	,	PUNCT
ejif-3742	447	4	pp	pp	ADP
ejif-3742	447	5	.	.	PUNCT
ejif-3742	448	1	124–125	124–125	NUM
ejif-3742	448	2	,	,	PUNCT
ejif-3742	448	3	2014	2014	NUM
ejif-3742	448	4	.	.	PUNCT
ejif-3742	449	1	[	[	X
ejif-3742	449	2	46	46	NUM
ejif-3742	449	3	]	]	X
ejif-3742	449	4	bcbs	bcb	NOUN
ejif-3742	449	5	,	,	PUNCT
ejif-3742	449	6	“	"	PUNCT
ejif-3742	449	7	basel	basel	PROPN
ejif-3742	449	8	iii	iii	PROPN
ejif-3742	449	9	:	:	PUNCT
ejif-3742	449	10	a	a	DET
ejif-3742	449	11	global	global	ADJ
ejif-3742	449	12	regulatory	regulatory	ADJ
ejif-3742	449	13	framework	framework	NOUN
ejif-3742	449	14	for	for	ADP
ejif-3742	449	15	more	more	ADV
ejif-3742	449	16	resilient	resilient	ADJ
ejif-3742	449	17	banks	bank	NOUN
ejif-3742	449	18	and	and	CCONJ
ejif-3742	449	19	banking	banking	NOUN
ejif-3742	449	20	systems	system	NOUN
ejif-3742	449	21	,	,	PUNCT
ejif-3742	449	22	”	"	PUNCT
ejif-3742	449	23	2010	2010	NUM
ejif-3742	449	24	.	.	PUNCT
ejif-3742	450	1	[	[	X
ejif-3742	450	2	47	47	NUM
ejif-3742	450	3	]	]	PUNCT
ejif-3742	450	4	j.	j.	PROPN
ejif-3742	450	5	l.	l.	PROPN
ejif-3742	450	6	saragih	saragih	PROPN
ejif-3742	450	7	,	,	PUNCT
ejif-3742	450	8	“	"	PUNCT
ejif-3742	450	9	the	the	DET
ejif-3742	450	10	effects	effect	NOUN
ejif-3742	450	11	of	of	ADP
ejif-3742	450	12	return	return	NOUN
ejif-3742	450	13	on	on	ADP
ejif-3742	450	14	assets	asset	NOUN
ejif-3742	450	15	(	(	PUNCT
ejif-3742	450	16	roa	roa	NOUN
ejif-3742	450	17	)	)	PUNCT
ejif-3742	450	18	,	,	PUNCT
ejif-3742	450	19	return	return	VERB
ejif-3742	450	20	on	on	ADP
ejif-3742	450	21	equity	equity	NOUN
ejif-3742	450	22	(	(	PUNCT
ejif-3742	450	23	roe	roe	PROPN
ejif-3742	450	24	)	)	PUNCT
ejif-3742	450	25	,	,	PUNCT
ejif-3742	450	26	and	and	CCONJ
ejif-3742	450	27	debt	debt	NOUN
ejif-3742	450	28	to	to	ADP
ejif-3742	450	29	equity	equity	NOUN
ejif-3742	450	30	ratio	ratio	NOUN
ejif-3742	450	31	(	(	PUNCT
ejif-3742	450	32	der	der	NOUN
ejif-3742	450	33	)	)	PUNCT
ejif-3742	450	34	orn	orn	ADJ
ejif-3742	450	35	stock	stock	NOUN
ejif-3742	450	36	eturns	eturn	NOUN
ejif-3742	450	37	in	in	ADP
ejif-3742	450	38	wholesale	wholesale	ADJ
ejif-3742	450	39	and	and	CCONJ
ejif-3742	450	40	retail	retail	ADJ
ejif-3742	450	41	trade	trade	NOUN
ejif-3742	450	42	companies	company	NOUN
ejif-3742	450	43	listed	list	VERB
ejif-3742	450	44	in	in	ADP
ejif-3742	450	45	indonesia	indonesia	PROPN
ejif-3742	450	46	stock	stock	PROPN
ejif-3742	450	47	exchange	exchange	PROPN
ejif-3742	450	48	,	,	PUNCT
ejif-3742	450	49	”	"	PUNCT
ejif-3742	450	50	international	international	ADJ
ejif-3742	450	51	journal	journal	NOUN
ejif-3742	450	52	of	of	ADP
ejif-3742	450	53	sciene	sciene	PROPN
ejif-3742	450	54	and	and	CCONJ
ejif-3742	450	55	research	research	NOUN
ejif-3742	450	56	methodology	methodology	NOUN
ejif-3742	450	57	,	,	PUNCT
ejif-3742	450	58	vol	vol	NOUN
ejif-3742	450	59	.	.	PUNCT
ejif-3742	450	60	8(3	8(3	NUM
ejif-3742	450	61	)	)	PUNCT
ejif-3742	450	62	,	,	PUNCT
ejif-3742	450	63	pp	pp	ADP
ejif-3742	450	64	.	.	PUNCT
ejif-3742	451	1	348–367	348–367	NUM
ejif-3742	451	2	,	,	PUNCT
ejif-3742	451	3	2018	2018	NUM
ejif-3742	451	4	.	.	PUNCT
ejif-3742	452	1	[	[	X
ejif-3742	452	2	48	48	NUM
ejif-3742	452	3	]	]	PUNCT
ejif-3742	452	4	g.	g.	PROPN
ejif-3742	452	5	paudel	paudel	PROPN
ejif-3742	452	6	and	and	CCONJ
ejif-3742	452	7	s.	s.	PROPN
ejif-3742	452	8	khanal	khanal	PROPN
ejif-3742	452	9	,	,	PUNCT
ejif-3742	452	10	“	"	PUNCT
ejif-3742	452	11	determinants	determinant	NOUN
ejif-3742	452	12	of	of	ADP
ejif-3742	452	13	capital	capital	NOUN
ejif-3742	452	14	adequacy	adequacy	NOUN
ejif-3742	452	15	ratio	ratio	NOUN
ejif-3742	452	16	(	(	PUNCT
ejif-3742	452	17	car	car	NOUN
ejif-3742	452	18	)	)	PUNCT
ejif-3742	452	19	in	in	ADP
ejif-3742	452	20	nepalese	nepalese	ADJ
ejif-3742	452	21	cooperative	cooperative	ADJ
ejif-3742	452	22	societies	society	NOUN
ejif-3742	452	23	,	,	PUNCT
ejif-3742	452	24	”	"	PUNCT
ejif-3742	452	25	ssrn	ssrn	NOUN
ejif-3742	452	26	,	,	PUNCT
ejif-3742	452	27	pp	pp	ADJ
ejif-3742	452	28	.	.	PUNCT
ejif-3742	453	1	1–20	1–20	NUM
ejif-3742	453	2	,	,	PUNCT
ejif-3742	453	3	2015	2015	NUM
ejif-3742	453	4	.	.	PUNCT
ejif-3742	454	1	[	[	X
ejif-3742	454	2	49	49	NUM
ejif-3742	454	3	]	]	X
ejif-3742	454	4	f.	f.	PROPN
ejif-3742	454	5	sufian	sufian	PROPN
ejif-3742	454	6	,	,	PUNCT
ejif-3742	454	7	“	"	PUNCT
ejif-3742	454	8	determinants	determinant	NOUN
ejif-3742	454	9	of	of	ADP
ejif-3742	454	10	bank	bank	NOUN
ejif-3742	454	11	profitability	profitability	NOUN
ejif-3742	454	12	in	in	ADP
ejif-3742	454	13	a	a	DET
ejif-3742	454	14	developing	develop	VERB
ejif-3742	454	15	economy	economy	NOUN
ejif-3742	454	16	:	:	PUNCT
ejif-3742	454	17	empirical	empirical	ADJ
ejif-3742	454	18	evidence	evidence	NOUN
ejif-3742	454	19	from	from	ADP
ejif-3742	454	20	the	the	DET
ejif-3742	454	21	china	china	PROPN
ejif-3742	454	22	banking	banking	NOUN
ejif-3742	454	23	sector	sector	NOUN
ejif-3742	454	24	,	,	PUNCT
ejif-3742	454	25	”	"	PUNCT
ejif-3742	454	26	asian	asian	PROPN
ejif-3742	454	27	academy	academy	PROPN
ejif-3742	454	28	of	of	ADP
ejif-3742	454	29	management	management	PROPN
ejif-3742	454	30	journal	journal	PROPN
ejif-3742	454	31	of	of	ADP
ejif-3742	454	32	accounting	accounting	NOUN
ejif-3742	454	33	and	and	CCONJ
ejif-3742	454	34	finance	finance	NOUN
ejif-3742	454	35	,	,	PUNCT
ejif-3742	454	36	vol	vol	NOUN
ejif-3742	454	37	.	.	PROPN
ejif-3742	454	38	4(2	4(2	NUM
ejif-3742	454	39	)	)	PUNCT
ejif-3742	454	40	,	,	PUNCT
ejif-3742	454	41	pp	pp	ADP
ejif-3742	454	42	.	.	PUNCT
ejif-3742	455	1	91–112	91–112	NUM
ejif-3742	455	2	,	,	PUNCT
ejif-3742	455	3	2008	2008	NUM
ejif-3742	455	4	.	.	PUNCT
ejif-3742	456	1	[	[	X
ejif-3742	456	2	50	50	NUM
ejif-3742	456	3	]	]	PUNCT
ejif-3742	456	4	s.	s.	PROPN
ejif-3742	456	5	javaid	javaid	PROPN
ejif-3742	456	6	and	and	CCONJ
ejif-3742	456	7	s.	s.	PROPN
ejif-3742	456	8	alalawi	alalawi	PROPN
ejif-3742	456	9	,	,	PUNCT
ejif-3742	456	10	“	"	PUNCT
ejif-3742	456	11	performance	performance	NOUN
ejif-3742	456	12	and	and	CCONJ
ejif-3742	456	13	profitability	profitability	NOUN
ejif-3742	456	14	of	of	ADP
ejif-3742	456	15	islamic	islamic	ADJ
ejif-3742	456	16	banks	bank	NOUN
ejif-3742	456	17	in	in	ADP
ejif-3742	456	18	saudi	saudi	PROPN
ejif-3742	456	19	arabia	arabia	PROPN
ejif-3742	456	20	:	:	PUNCT
ejif-3742	456	21	an	an	DET
ejif-3742	456	22	empirical	empirical	ADJ
ejif-3742	456	23	analysis	analysis	NOUN
ejif-3742	456	24	,	,	PUNCT
ejif-3742	456	25	”	"	PUNCT
ejif-3742	456	26	asian	asian	ADJ
ejif-3742	456	27	economic	economic	ADJ
ejif-3742	456	28	and	and	CCONJ
ejif-3742	456	29	financial	financial	ADJ
ejif-3742	456	30	review	review	NOUN
ejif-3742	456	31	,	,	PUNCT
ejif-3742	456	32	vol	vol	NOUN
ejif-3742	456	33	.	.	PUNCT
ejif-3742	457	1	8(1	8(1	NOUN
ejif-3742	457	2	)	)	PUNCT
ejif-3742	457	3	,	,	PUNCT
ejif-3742	457	4	pp	pp	ADP
ejif-3742	457	5	.	.	PUNCT
ejif-3742	458	1	38–51	38–51	NUM
ejif-3742	458	2	,	,	PUNCT
ejif-3742	458	3	2018	2018	NUM
ejif-3742	458	4	.	.	PUNCT
ejif-3742	459	1	[	[	X
ejif-3742	459	2	51	51	NUM
ejif-3742	459	3	]	]	PUNCT
ejif-3742	459	4	aaoifi	aaoifi	NOUN
ejif-3742	459	5	,	,	PUNCT
ejif-3742	459	6	“	"	PUNCT
ejif-3742	459	7	statement	statement	NOUN
ejif-3742	459	8	of	of	ADP
ejif-3742	459	9	financial	financial	ADJ
ejif-3742	459	10	accounting	accounting	NOUN
ejif-3742	460	1	no	no	INTJ
ejif-3742	460	2	.	.	NOUN
ejif-3742	460	3	1	1	NUM
ejif-3742	460	4	conceptual	conceptual	ADJ
ejif-3742	460	5	framework	framework	NOUN
ejif-3742	460	6	for	for	ADP
ejif-3742	460	7	financial	financial	ADJ
ejif-3742	460	8	reporting	reporting	NOUN
ejif-3742	460	9	by	by	ADP
ejif-3742	460	10	islamic	islamic	ADJ
ejif-3742	460	11	financial	financial	ADJ
ejif-3742	460	12	institutions	institution	NOUN
ejif-3742	460	13	.	.	PUNCT
ejif-3742	460	14	”	"	PUNCT
ejif-3742	461	1	[	[	X
ejif-3742	461	2	52	52	NUM
ejif-3742	461	3	]	]	PUNCT
ejif-3742	461	4	j.	j.	PROPN
ejif-3742	461	5	lotto	lotto	PROPN
ejif-3742	461	6	,	,	PUNCT
ejif-3742	461	7	“	"	PUNCT
ejif-3742	461	8	the	the	DET
ejif-3742	461	9	empirical	empirical	ADJ
ejif-3742	461	10	analysis	analysis	NOUN
ejif-3742	461	11	of	of	ADP
ejif-3742	461	12	the	the	DET
ejif-3742	461	13	impact	impact	NOUN
ejif-3742	461	14	of	of	ADP
ejif-3742	461	15	bank	bank	NOUN
ejif-3742	461	16	capital	capital	NOUN
ejif-3742	461	17	regulations	regulation	NOUN
ejif-3742	461	18	on	on	ADP
ejif-3742	461	19	operating	operate	VERB
ejif-3742	461	20	efficiency	efficiency	NOUN
ejif-3742	461	21	,	,	PUNCT
ejif-3742	461	22	”	"	PUNCT
ejif-3742	461	23	international	international	ADJ
ejif-3742	461	24	journal	journal	NOUN
ejif-3742	461	25	of	of	ADP
ejif-3742	461	26	financial	financial	ADJ
ejif-3742	461	27	studies	study	NOUN
ejif-3742	461	28	,	,	PUNCT
ejif-3742	461	29	vol	vol	NOUN
ejif-3742	461	30	.	.	PUNCT
ejif-3742	462	1	6(34	6(34	NUM
ejif-3742	462	2	)	)	PUNCT
ejif-3742	462	3	,	,	PUNCT
ejif-3742	462	4	pp	pp	PROPN
ejif-3742	462	5	.	.	PUNCT
ejif-3742	463	1	1–11	1–11	NOUN
ejif-3742	463	2	,	,	PUNCT
ejif-3742	463	3	2018	2018	NUM
ejif-3742	463	4	.	.	PUNCT
ejif-3742	464	1	[	[	X
ejif-3742	464	2	53	53	NUM
ejif-3742	464	3	]	]	PUNCT
ejif-3742	464	4	a.	a.	NOUN
ejif-3742	464	5	iqbal	iqbal	PROPN
ejif-3742	464	6	,	,	PUNCT
ejif-3742	464	7	“	"	PUNCT
ejif-3742	464	8	liquidity	liquidity	NOUN
ejif-3742	464	9	risk	risk	NOUN
ejif-3742	464	10	management	management	NOUN
ejif-3742	464	11	 	 	SPACE
ejif-3742	464	12	:	:	PUNCT
ejif-3742	464	13	a	a	DET
ejif-3742	464	14	comparative	comparative	ADJ
ejif-3742	464	15	study	study	NOUN
ejif-3742	464	16	betwen	betwen	NOUN
ejif-3742	464	17	conventional	conventional	ADJ
ejif-3742	464	18	and	and	CCONJ
ejif-3742	464	19	islamic	islamic	ADJ
ejif-3742	464	20	banks	bank	NOUN
ejif-3742	464	21	of	of	ADP
ejif-3742	464	22	pakistan	pakistan	PROPN
ejif-3742	464	23	,	,	PUNCT
ejif-3742	464	24	”	"	PUNCT
ejif-3742	464	25	global	global	ADJ
ejif-3742	464	26	journal	journal	NOUN
ejif-3742	464	27	of	of	ADP
ejif-3742	464	28	management	management	NOUN
ejif-3742	464	29	and	and	CCONJ
ejif-3742	464	30	business	business	NOUN
ejif-3742	464	31	research	research	NOUN
ejif-3742	464	32	,	,	PUNCT
ejif-3742	464	33	vol	vol	NOUN
ejif-3742	464	34	.	.	PUNCT
ejif-3742	464	35	12(5	12(5	NUM
ejif-3742	464	36	)	)	PUNCT
ejif-3742	464	37	,	,	PUNCT
ejif-3742	464	38	pp	pp	PROPN
ejif-3742	464	39	.	.	PUNCT
ejif-3742	465	1	54–64	54–64	NUM
ejif-3742	465	2	,	,	PUNCT
ejif-3742	465	3	2012	2012	NUM
ejif-3742	465	4	.	.	PUNCT
ejif-3742	466	1	[	[	X
ejif-3742	466	2	54	54	NUM
ejif-3742	466	3	]	]	PUNCT
ejif-3742	466	4	a.	a.	NOUN
ejif-3742	466	5	a.	a.	NOUN
ejif-3742	466	6	saddiq	saddiq	PROPN
ejif-3742	466	7	,	,	PUNCT
ejif-3742	466	8	“	"	PUNCT
ejif-3742	466	9	capital	capital	NOUN
ejif-3742	466	10	adequacy	adequacy	NOUN
ejif-3742	466	11	of	of	ADP
ejif-3742	466	12	banks	bank	NOUN
ejif-3742	466	13	in	in	ADP
ejif-3742	466	14	ghana	ghana	PROPN
ejif-3742	466	15	 	 	SPACE
ejif-3742	466	16	:	:	PUNCT
ejif-3742	466	17	does	do	VERB
ejif-3742	466	18	liquidity	liquidity	NOUN
ejif-3742	466	19	transformation	transformation	NOUN
ejif-3742	466	20	matter	matter	NOUN
ejif-3742	466	21	,	,	PUNCT
ejif-3742	466	22	”	"	PUNCT
ejif-3742	466	23	university	university	NOUN
ejif-3742	466	24	of	of	ADP
ejif-3742	466	25	ghana	ghana	PROPN
ejif-3742	466	26	,	,	PUNCT
ejif-3742	466	27	2017	2017	NUM
ejif-3742	466	28	.	.	PUNCT
ejif-3742	467	1	[	[	X
ejif-3742	467	2	55	55	NUM
ejif-3742	467	3	]	]	PUNCT
ejif-3742	467	4	h.	h.	PROPN
ejif-3742	467	5	e.	e.	PROPN
ejif-3742	467	6	akbas	akbas	PROPN
ejif-3742	467	7	,	,	PUNCT
ejif-3742	467	8	“	"	PUNCT
ejif-3742	467	9	determinants	determinant	NOUN
ejif-3742	467	10	of	of	ADP
ejif-3742	467	11	bank	bank	NOUN
ejif-3742	467	12	profitability	profitability	NOUN
ejif-3742	467	13	 	 	SPACE
ejif-3742	467	14	:	:	PUNCT
ejif-3742	467	15	an	an	DET
ejif-3742	467	16	investigation	investigation	NOUN
ejif-3742	467	17	on	on	ADP
ejif-3742	467	18	turkish	turkish	ADJ
ejif-3742	467	19	banking	banking	NOUN
ejif-3742	467	20	sector	sector	NOUN
ejif-3742	467	21	,	,	PUNCT
ejif-3742	467	22	”	"	PUNCT
ejif-3742	467	23	öneri	öneri	PROPN
ejif-3742	467	24	dergisi	dergisi	PROPN
ejif-3742	467	25	,	,	PUNCT
ejif-3742	467	26	vol	vol	NOUN
ejif-3742	467	27	.	.	PUNCT
ejif-3742	467	28	10(37	10(37	NUM
ejif-3742	467	29	)	)	PUNCT
ejif-3742	467	30	,	,	PUNCT
ejif-3742	467	31	pp	pp	ADP
ejif-3742	467	32	.	.	PUNCT
ejif-3742	468	1	103–110	103–110	NUM
ejif-3742	468	2	,	,	PUNCT
ejif-3742	468	3	2012	2012	NUM
ejif-3742	468	4	.	.	PUNCT
ejif-3742	469	1	[	[	X
ejif-3742	469	2	56	56	NUM
ejif-3742	469	3	]	]	X
ejif-3742	469	4	l.	l.	PROPN
ejif-3742	469	5	laeven	laeven	PROPN
ejif-3742	469	6	,	,	PUNCT
ejif-3742	469	7	l.	l.	PROPN
ejif-3742	469	8	ratnovski	ratnovski	PROPN
ejif-3742	469	9	,	,	PUNCT
ejif-3742	469	10	and	and	CCONJ
ejif-3742	469	11	h.	h.	PROPN
ejif-3742	469	12	tong	tong	PROPN
ejif-3742	469	13	,	,	PUNCT
ejif-3742	469	14	“	"	PUNCT
ejif-3742	469	15	bank	bank	NOUN
ejif-3742	469	16	size	size	NOUN
ejif-3742	469	17	,	,	PUNCT
ejif-3742	469	18	capital	capital	NOUN
ejif-3742	469	19	requirements	requirement	NOUN
ejif-3742	469	20	,	,	PUNCT
ejif-3742	469	21	and	and	CCONJ
ejif-3742	469	22	systemic	systemic	ADJ
ejif-3742	469	23	risk	risk	NOUN
ejif-3742	469	24	:	:	PUNCT
ejif-3742	469	25	some	some	DET
ejif-3742	469	26	international	international	ADJ
ejif-3742	469	27	evidence	evidence	NOUN
ejif-3742	469	28	,	,	PUNCT
ejif-3742	469	29	”	"	PUNCT
ejif-3742	469	30	journal	journal	NOUN
ejif-3742	469	31	of	of	ADP
ejif-3742	469	32	banking	banking	NOUN
ejif-3742	469	33	&	&	CCONJ
ejif-3742	469	34	finance	finance	PROPN
ejif-3742	469	35	,	,	PUNCT
ejif-3742	469	36	vol	vol	NOUN
ejif-3742	469	37	.	.	PROPN
ejif-3742	469	38	1(69	1(69	NUM
ejif-3742	469	39	)	)	PUNCT
ejif-3742	469	40	,	,	PUNCT
ejif-3742	469	41	pp	pp	ADP
ejif-3742	469	42	.	.	PUNCT
ejif-3742	470	1	25–34	25–34	NUM
ejif-3742	470	2	,	,	PUNCT
ejif-3742	470	3	2016	2016	NUM
ejif-3742	470	4	.	.	PUNCT
ejif-3742	471	1	[	[	X
ejif-3742	471	2	57	57	NUM
ejif-3742	471	3	]	]	PUNCT
ejif-3742	471	4	j.	j.	PROPN
ejif-3742	471	5	de	de	PROPN
ejif-3742	471	6	haan	haan	PROPN
ejif-3742	471	7	and	and	CCONJ
ejif-3742	471	8	t.	t.	PROPN
ejif-3742	471	9	poghosyan	poghosyan	PROPN
ejif-3742	471	10	,	,	PUNCT
ejif-3742	471	11	“	"	PUNCT
ejif-3742	471	12	bank	bank	NOUN
ejif-3742	471	13	size	size	NOUN
ejif-3742	471	14	,	,	PUNCT
ejif-3742	471	15	market	market	NOUN
ejif-3742	471	16	concentration	concentration	NOUN
ejif-3742	471	17	,	,	PUNCT
ejif-3742	471	18	and	and	CCONJ
ejif-3742	471	19	bank	bank	NOUN
ejif-3742	471	20	earnings	earning	NOUN
ejif-3742	471	21	volatility	volatility	NOUN
ejif-3742	471	22	in	in	ADP
ejif-3742	471	23	the	the	DET
ejif-3742	471	24	us	us	PROPN
ejif-3742	471	25	,	,	PUNCT
ejif-3742	471	26	”	"	PUNCT
ejif-3742	471	27	2011	2011	NUM
ejif-3742	471	28	.	.	PUNCT
ejif-3742	472	1	[	[	X
ejif-3742	472	2	58	58	NUM
ejif-3742	472	3	]	]	PUNCT
ejif-3742	472	4	m.	m.	NOUN
ejif-3742	472	5	indriastuti	indriastuti	PROPN
ejif-3742	472	6	and	and	CCONJ
ejif-3742	472	7	l.	l.	PROPN
ejif-3742	472	8	m.	m.	PROPN
ejif-3742	472	9	ifada	ifada	PROPN
ejif-3742	472	10	,	,	PUNCT
ejif-3742	472	11	“	"	PUNCT
ejif-3742	472	12	the	the	DET
ejif-3742	472	13	effect	effect	NOUN
ejif-3742	472	14	of	of	ADP
ejif-3742	472	15	nonperforming	nonperforme	VERB
ejif-3742	472	16	financing	financing	NOUN
ejif-3742	472	17	on	on	ADP
ejif-3742	472	18	sharia	sharia	PROPN
ejif-3742	472	19	bpr	bpr	PROPN
ejif-3742	472	20	performance	performance	NOUN
ejif-3742	472	21	,	,	PUNCT
ejif-3742	472	22	”	"	PUNCT
ejif-3742	472	23	advances	advance	NOUN
ejif-3742	472	24	in	in	ADP
ejif-3742	472	25	social	social	ADJ
ejif-3742	472	26	science	science	NOUN
ejif-3742	472	27	,	,	PUNCT
ejif-3742	472	28	education	education	NOUN
ejif-3742	472	29	and	and	CCONJ
ejif-3742	472	30	humanities	humanity	NOUN
ejif-3742	472	31	research	research	NOUN
ejif-3742	472	32	,	,	PUNCT
ejif-3742	472	33	vol	vol	NOUN
ejif-3742	472	34	.	.	PROPN
ejif-3742	472	35	140	140	NUM
ejif-3742	472	36	,	,	PUNCT
ejif-3742	472	37	pp	pp	ADJ
ejif-3742	472	38	.	.	PUNCT
ejif-3742	473	1	152–154	152–154	NUM
ejif-3742	473	2	,	,	PUNCT
ejif-3742	473	3	2019	2019	NUM
ejif-3742	473	4	.	.	PUNCT
ejif-3742	474	1	[	[	X
ejif-3742	474	2	59	59	NUM
ejif-3742	474	3	]	]	PUNCT
ejif-3742	474	4	f.	f.	PROPN
ejif-3742	474	5	n.	n.	PROPN
ejif-3742	474	6	raniah	raniah	PROPN
ejif-3742	474	7	,	,	PUNCT
ejif-3742	474	8	khairunnisa	khairunnisa	NOUN
ejif-3742	474	9	,	,	PUNCT
ejif-3742	474	10	and	and	CCONJ
ejif-3742	474	11	d.	d.	PROPN
ejif-3742	474	12	n.	n.	PROPN
ejif-3742	474	13	triyanto	triyanto	PROPN
ejif-3742	474	14	,	,	PUNCT
ejif-3742	474	15	“	"	PUNCT
ejif-3742	474	16	the	the	DET
ejif-3742	474	17	influence	influence	NOUN
ejif-3742	474	18	of	of	ADP
ejif-3742	474	19	capital	capital	NOUN
ejif-3742	474	20	adequacy	adequacy	NOUN
ejif-3742	474	21	ratio	ratio	NOUN
ejif-3742	474	22	(	(	PUNCT
ejif-3742	474	23	car	car	NOUN
ejif-3742	474	24	)	)	PUNCT
ejif-3742	474	25	,	,	PUNCT
ejif-3742	474	26	non	non	ADJ
ejif-3742	474	27	performing	perform	VERB
ejif-3742	474	28	financing	financing	NOUN
ejif-3742	474	29	(	(	PUNCT
ejif-3742	474	30	npf	npf	PROPN
ejif-3742	474	31	)	)	PUNCT
ejif-3742	474	32	,	,	PUNCT
ejif-3742	474	33	and	and	CCONJ
ejif-3742	474	34	profit	profit	NOUN
ejif-3742	474	35	sharing	sharing	NOUN
ejif-3742	474	36	ratio	ratio	NOUN
ejif-3742	474	37	to	to	ADP
ejif-3742	474	38	profit	profit	NOUN
ejif-3742	474	39	sharing	sharing	NOUN
ejif-3742	474	40	financing	finance	VERB
ejif-3742	474	41	sharia	sharia	PROPN
ejif-3742	474	42	bank	bank	PROPN
ejif-3742	474	43	,	,	PUNCT
ejif-3742	474	44	”	"	PUNCT
ejif-3742	474	45	the	the	DET
ejif-3742	474	46	7	7	NUM
ejif-3742	474	47	smart	smart	ADJ
ejif-3742	474	48	collaboration	collaboration	NOUN
ejif-3742	474	49	for	for	ADP
ejif-3742	474	50	business	business	NOUN
ejif-3742	474	51	in	in	ADP
ejif-3742	474	52	technology	technology	NOUN
ejif-3742	474	53	and	and	CCONJ
ejif-3742	474	54	information	information	NOUN
ejif-3742	474	55	industries	industry	NOUN
ejif-3742	474	56	2016	2016	NUM
ejif-3742	474	57	,	,	PUNCT
ejif-3742	474	58	pp	pp	ADJ
ejif-3742	474	59	.	.	PUNCT
ejif-3742	475	1	87–92	87–92	NUM
ejif-3742	475	2	,	,	PUNCT
ejif-3742	475	3	2016	2016	NUM
ejif-3742	475	4	.	.	PUNCT
ejif-3742	476	1	[	[	X
ejif-3742	476	2	60	60	NUM
ejif-3742	476	3	]	]	PUNCT
ejif-3742	476	4	s.	s.	PROPN
ejif-3742	476	5	ye	ye	PROPN
ejif-3742	476	6	ekström	ekström	NOUN
ejif-3742	476	7	and	and	CCONJ
ejif-3742	476	8	i.	i.	PROPN
ejif-3742	476	9	kanaporyte	kanaporyte	PROPN
ejif-3742	476	10	,	,	PUNCT
ejif-3742	476	11	“	"	PUNCT
ejif-3742	476	12	the	the	DET
ejif-3742	476	13	determinants	determinant	NOUN
ejif-3742	476	14	of	of	ADP
ejif-3742	476	15	capital	capital	NOUN
ejif-3742	476	16	structure	structure	NOUN
ejif-3742	476	17	:	:	PUNCT
ejif-3742	476	18	a	a	DET
ejif-3742	476	19	comparison	comparison	NOUN
ejif-3742	476	20	of	of	ADP
ejif-3742	476	21	listed	list	VERB
ejif-3742	476	22	large	large	ADJ
ejif-3742	476	23	capitalization	capitalization	NOUN
ejif-3742	476	24	non	non	ADJ
ejif-3742	476	25	-	-	ADJ
ejif-3742	476	26	financial	financial	ADJ
ejif-3742	476	27	companies	company	NOUN
ejif-3742	476	28	in	in	ADP
ejif-3742	476	29	the	the	DET
ejif-3742	476	30	usa	usa	PROPN
ejif-3742	476	31	and	and	CCONJ
ejif-3742	476	32	sweden	sweden	PROPN
ejif-3742	476	33	,	,	PUNCT
ejif-3742	476	34	”	"	PUNCT
ejif-3742	476	35	lund	lund	PROPN
ejif-3742	476	36	university	university	PROPN
ejif-3742	476	37	,	,	PUNCT
ejif-3742	476	38	2015	2015	NUM
ejif-3742	476	39	.	.	PUNCT
ejif-3742	477	1	[	[	X
ejif-3742	477	2	61	61	NUM
ejif-3742	477	3	]	]	X
ejif-3742	477	4	d.	d.	PROPN
ejif-3742	477	5	alper	alper	PROPN
ejif-3742	477	6	and	and	CCONJ
ejif-3742	477	7	a.	a.	NOUN
ejif-3742	477	8	anbar	anbar	NOUN
ejif-3742	477	9	,	,	PUNCT
ejif-3742	477	10	“	"	PUNCT
ejif-3742	477	11	bank	bank	NOUN
ejif-3742	477	12	specific	specific	ADJ
ejif-3742	477	13	and	and	CCONJ
ejif-3742	477	14	macroeconomic	macroeconomic	ADJ
ejif-3742	477	15	determinants	determinant	NOUN
ejif-3742	477	16	of	of	ADP
ejif-3742	477	17	commercial	commercial	ADJ
ejif-3742	477	18	bank	bank	NOUN
ejif-3742	477	19	profitability	profitability	NOUN
ejif-3742	477	20	:	:	PUNCT
ejif-3742	477	21	empirical	empirical	ADJ
ejif-3742	477	22	evidence	evidence	NOUN
ejif-3742	477	23	from	from	ADP
ejif-3742	477	24	turkey	turkey	NOUN
ejif-3742	477	25	,	,	PUNCT
ejif-3742	477	26	”	"	PUNCT
ejif-3742	477	27	business	business	NOUN
ejif-3742	477	28	and	and	CCONJ
ejif-3742	477	29	economics	economics	PROPN
ejif-3742	477	30	research	research	PROPN
ejif-3742	477	31	journal	journal	PROPN
ejif-3742	477	32	,	,	PUNCT
ejif-3742	477	33	vol	vol	NOUN
ejif-3742	477	34	.	.	PROPN
ejif-3742	477	35	2(2	2(2	NUM
ejif-3742	477	36	)	)	PUNCT
ejif-3742	477	37	,	,	PUNCT
ejif-3742	477	38	pp	pp	ADP
ejif-3742	477	39	.	.	PUNCT
ejif-3742	478	1	139–152	139–152	NUM
ejif-3742	478	2	,	,	PUNCT
ejif-3742	478	3	2011	2011	NUM
ejif-3742	478	4	.	.	PUNCT
ejif-3742	479	1	[	[	X
ejif-3742	479	2	62	62	NUM
ejif-3742	479	3	]	]	PUNCT
ejif-3742	479	4	m.	m.	NOUN
ejif-3742	479	5	labonte	labonte	PROPN
ejif-3742	479	6	,	,	PUNCT
ejif-3742	479	7	“	"	PUNCT
ejif-3742	479	8	inflation	inflation	NOUN
ejif-3742	479	9	:	:	PUNCT
ejif-3742	479	10	causes	cause	NOUN
ejif-3742	479	11	,	,	PUNCT
ejif-3742	479	12	costs	cost	NOUN
ejif-3742	479	13	,	,	PUNCT
ejif-3742	479	14	and	and	CCONJ
ejif-3742	479	15	current	current	ADJ
ejif-3742	479	16	status	status	NOUN
ejif-3742	479	17	,	,	PUNCT
ejif-3742	479	18	”	"	PUNCT
ejif-3742	479	19	2011	2011	NUM
ejif-3742	479	20	.	.	PUNCT
ejif-3742	480	1	ejif	ejif	PROPN
ejif-3742	480	2	–	–	PUNCT
ejif-3742	480	3	european	european	PROPN
ejif-3742	480	4	journal	journal	PROPN
ejif-3742	480	5	of	of	ADP
ejif-3742	480	6	islamic	islamic	PROPN
ejif-3742	480	7	finance	finance	PROPN
ejif-3742	480	8	no	no	DET
ejif-3742	480	9	14	14	NUM
ejif-3742	480	10	,	,	PUNCT
ejif-3742	480	11	december	december	PROPN
ejif-3742	480	12	(	(	PUNCT
ejif-3742	480	13	2019	2019	NUM
ejif-3742	480	14	)	)	PUNCT
ejif-3742	481	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3742	481	2	issn	issn	VERB
ejif-3742	481	3	2421	2421	NUM
ejif-3742	481	4	-	-	SYM
ejif-3742	481	5	2172	2172	NUM
ejif-3742	481	6	14	14	NUM
ejif-3742	481	7	[	[	SYM
ejif-3742	481	8	63	63	NUM
ejif-3742	481	9	]	]	PUNCT
ejif-3742	481	10	a.	a.	NOUN
ejif-3742	481	11	ghasemi	ghasemi	PROPN
ejif-3742	481	12	and	and	CCONJ
ejif-3742	481	13	s.	s.	PROPN
ejif-3742	481	14	zahediasl	zahediasl	PROPN
ejif-3742	481	15	,	,	PUNCT
ejif-3742	481	16	“	"	PUNCT
ejif-3742	481	17	normality	normality	NOUN
ejif-3742	481	18	tests	test	NOUN
ejif-3742	481	19	for	for	ADP
ejif-3742	481	20	statistical	statistical	ADJ
ejif-3742	481	21	analysis	analysis	NOUN
ejif-3742	481	22	:	:	PUNCT
ejif-3742	481	23	a	a	DET
ejif-3742	481	24	guide	guide	NOUN
ejif-3742	481	25	for	for	ADP
ejif-3742	481	26	non	non	NOUN
ejif-3742	481	27	-	-	ADJ
ejif-3742	481	28	statisticians	statistician	NOUN
ejif-3742	481	29	,	,	PUNCT
ejif-3742	481	30	”	"	PUNCT
ejif-3742	481	31	international	international	ADJ
ejif-3742	481	32	journal	journal	NOUN
ejif-3742	481	33	of	of	ADP
ejif-3742	481	34	endocrinology	endocrinology	NOUN
ejif-3742	481	35	and	and	CCONJ
ejif-3742	481	36	metabolism	metabolism	NOUN
ejif-3742	481	37	,	,	PUNCT
ejif-3742	481	38	vol	vol	NOUN
ejif-3742	481	39	.	.	PUNCT
ejif-3742	482	1	10(2	10(2	NUM
ejif-3742	482	2	)	)	PUNCT
ejif-3742	482	3	,	,	PUNCT
ejif-3742	482	4	pp	pp	ADJ
ejif-3742	482	5	.	.	PUNCT
ejif-3742	483	1	486–489	486–489	NUM
ejif-3742	483	2	,	,	PUNCT
ejif-3742	483	3	2012	2012	NUM
ejif-3742	483	4	.	.	PUNCT
ejif-3742	484	1	[	[	X
ejif-3742	484	2	64	64	NUM
ejif-3742	484	3	]	]	X
ejif-3742	484	4	d.	d.	PROPN
ejif-3742	484	5	gujarati	gujarati	PROPN
ejif-3742	484	6	,	,	PUNCT
ejif-3742	484	7	basic	basic	ADJ
ejif-3742	484	8	econometrics	econometric	NOUN
ejif-3742	484	9	,	,	PUNCT
ejif-3742	484	10	4th	4th	ADJ
ejif-3742	484	11	ed	ed	NOUN
ejif-3742	484	12	.	.	PUNCT
ejif-3742	485	1	new	new	PROPN
ejif-3742	485	2	york	york	PROPN
ejif-3742	485	3	:	:	PUNCT
ejif-3742	485	4	mcgraw	mcgraw	PROPN
ejif-3742	485	5	-	-	PUNCT
ejif-3742	485	6	hill	hill	PROPN
ejif-3742	485	7	,	,	PUNCT
ejif-3742	485	8	2004	2004	NUM
ejif-3742	485	9	.	.	PUNCT
ejif-3742	486	1	[	[	X
ejif-3742	486	2	65	65	NUM
ejif-3742	486	3	]	]	X
ejif-3742	486	4	h.	h.	PROPN
ejif-3742	486	5	yang	yang	PROPN
ejif-3742	486	6	,	,	PUNCT
ejif-3742	486	7	“	"	PUNCT
ejif-3742	486	8	visual	visual	ADJ
ejif-3742	486	9	assessment	assessment	NOUN
ejif-3742	486	10	of	of	ADP
ejif-3742	486	11	residual	residual	ADJ
ejif-3742	486	12	plots	plot	NOUN
ejif-3742	486	13	in	in	ADP
ejif-3742	486	14	multiple	multiple	ADJ
ejif-3742	486	15	linear	linear	ADJ
ejif-3742	486	16	regression	regression	NOUN
ejif-3742	486	17	:	:	PUNCT
ejif-3742	486	18	a	a	DET
ejif-3742	486	19	model	model	NOUN
ejif-3742	486	20	-	-	PUNCT
ejif-3742	486	21	based	base	VERB
ejif-3742	486	22	simulation	simulation	NOUN
ejif-3742	486	23	perspective	perspective	NOUN
ejif-3742	486	24	,	,	PUNCT
ejif-3742	486	25	”	"	PUNCT
ejif-3742	486	26	multiple	multiple	ADJ
ejif-3742	486	27	linear	linear	ADJ
ejif-3742	486	28	regression	regression	NOUN
ejif-3742	486	29	viewpoints	viewpoint	NOUN
ejif-3742	486	30	,	,	PUNCT
ejif-3742	486	31	vol	vol	NOUN
ejif-3742	486	32	.	.	PUNCT
ejif-3742	486	33	38(2	38(2	NUM
ejif-3742	486	34	)	)	PUNCT
ejif-3742	486	35	,	,	PUNCT
ejif-3742	486	36	pp	pp	ADP
ejif-3742	486	37	.	.	PUNCT
ejif-3742	487	1	24–37	24–37	NUM
ejif-3742	487	2	,	,	PUNCT
ejif-3742	487	3	2012	2012	NUM
ejif-3742	487	4	.	.	PUNCT
ejif-3742	488	1	[	[	X
ejif-3742	488	2	66	66	NUM
ejif-3742	488	3	]	]	X
ejif-3742	488	4	d.	d.	PROPN
ejif-3742	488	5	gujarati	gujarati	PROPN
ejif-3742	488	6	,	,	PUNCT
ejif-3742	488	7	econometrics	econometrics	NOUN
ejif-3742	488	8	by	by	ADP
ejif-3742	488	9	example	example	NOUN
ejif-3742	488	10	,	,	PUNCT
ejif-3742	488	11	1st	1st	ADJ
ejif-3742	488	12	ed	ed	NOUN
ejif-3742	488	13	.	.	PUNCT
ejif-3742	489	1	new	new	PROPN
ejif-3742	489	2	york	york	PROPN
ejif-3742	489	3	:	:	PUNCT
ejif-3742	489	4	palgrave	palgrave	PROPN
ejif-3742	489	5	macmillan	macmillan	PROPN
ejif-3742	489	6	,	,	PUNCT
ejif-3742	489	7	2011	2011	NUM
ejif-3742	489	8	.	.	PUNCT
ejif-3742	490	1	[	[	X
ejif-3742	490	2	67	67	NUM
ejif-3742	490	3	]	]	X
ejif-3742	490	4	m.	m.	NOUN
ejif-3742	490	5	m	m	PROPN
ejif-3742	490	6	mukaka	mukaka	PROPN
ejif-3742	490	7	,	,	PUNCT
ejif-3742	490	8	“	"	PUNCT
ejif-3742	490	9	statistics	statistic	NOUN
ejif-3742	490	10	corner	corner	NOUN
ejif-3742	490	11	:	:	PUNCT
ejif-3742	490	12	a	a	DET
ejif-3742	490	13	guide	guide	NOUN
ejif-3742	490	14	to	to	PART
ejif-3742	490	15	appropriate	appropriate	ADJ
ejif-3742	490	16	use	use	NOUN
ejif-3742	490	17	of	of	ADP
ejif-3742	490	18	correlation	correlation	NOUN
ejif-3742	490	19	coefficient	coefficient	NOUN
ejif-3742	490	20	in	in	ADP
ejif-3742	490	21	medical	medical	ADJ
ejif-3742	490	22	research	research	NOUN
ejif-3742	490	23	,	,	PUNCT
ejif-3742	490	24	”	"	PUNCT
ejif-3742	490	25	malawi	malawi	PROPN
ejif-3742	490	26	medical	medical	PROPN
ejif-3742	490	27	journal	journal	PROPN
ejif-3742	490	28	,	,	PUNCT
ejif-3742	490	29	vol	vol	NOUN
ejif-3742	490	30	.	.	PUNCT
ejif-3742	490	31	24(3	24(3	NUM
ejif-3742	490	32	)	)	PUNCT
ejif-3742	490	33	,	,	PUNCT
ejif-3742	490	34	pp	pp	ADP
ejif-3742	490	35	.	.	PUNCT
ejif-3742	491	1	69–71	69–71	NUM
ejif-3742	491	2	,	,	PUNCT
ejif-3742	491	3	2012	2012	NUM
ejif-3742	491	4	.	.	PUNCT
ejif-3742	492	1	[	[	X
ejif-3742	492	2	68	68	NUM
ejif-3742	492	3	]	]	PUNCT
ejif-3742	492	4	a.	a.	NOUN
ejif-3742	492	5	bell	bell	PROPN
ejif-3742	492	6	,	,	PUNCT
ejif-3742	492	7	m.	m.	NOUN
ejif-3742	492	8	fairbrother	fairbrother	NOUN
ejif-3742	492	9	,	,	PUNCT
ejif-3742	492	10	and	and	CCONJ
ejif-3742	492	11	k.	k.	PROPN
ejif-3742	492	12	jones	jones	PROPN
ejif-3742	492	13	,	,	PUNCT
ejif-3742	492	14	“	"	PUNCT
ejif-3742	492	15	fixed	fix	VERB
ejif-3742	492	16	and	and	CCONJ
ejif-3742	492	17	random	random	ADJ
ejif-3742	492	18	effects	effect	NOUN
ejif-3742	492	19	models	model	NOUN
ejif-3742	492	20	:	:	PUNCT
ejif-3742	492	21	making	make	VERB
ejif-3742	492	22	an	an	DET
ejif-3742	492	23	informed	informed	ADJ
ejif-3742	492	24	choice	choice	NOUN
ejif-3742	492	25	,	,	PUNCT
ejif-3742	492	26	”	"	PUNCT
ejif-3742	492	27	quality	quality	NOUN
ejif-3742	492	28	and	and	CCONJ
ejif-3742	492	29	quantity	quantity	NOUN
ejif-3742	492	30	,	,	PUNCT
ejif-3742	492	31	vol	vol	NOUN
ejif-3742	492	32	.	.	PUNCT
ejif-3742	492	33	53(2	53(2	NUM
ejif-3742	492	34	)	)	PUNCT
ejif-3742	492	35	,	,	PUNCT
ejif-3742	492	36	pp	pp	PROPN
ejif-3742	492	37	.	.	PUNCT
ejif-3742	493	1	1051–1074	1051–1074	NUM
ejif-3742	493	2	,	,	PUNCT
ejif-3742	493	3	2019	2019	NUM
ejif-3742	493	4	.	.	PUNCT
ejif-3742	494	1	[	[	X
ejif-3742	494	2	69	69	NUM
ejif-3742	494	3	]	]	PUNCT
ejif-3742	494	4	e.	e.	PROPN
ejif-3742	494	5	a.	a.	PROPN
ejif-3742	494	6	mohammed	mohammed	PROPN
ejif-3742	494	7	,	,	PUNCT
ejif-3742	494	8	c.	c.	PROPN
ejif-3742	494	9	naugler	naugler	PROPN
ejif-3742	494	10	,	,	PUNCT
ejif-3742	494	11	and	and	CCONJ
ejif-3742	494	12	b.	b.	PROPN
ejif-3742	494	13	h.	h.	PROPN
ejif-3742	495	1	far	far	ADV
ejif-3742	495	2	,	,	PUNCT
ejif-3742	495	3	“	"	PUNCT
ejif-3742	495	4	emerging	emerge	VERB
ejif-3742	495	5	business	business	NOUN
ejif-3742	495	6	intelligence	intelligence	NOUN
ejif-3742	495	7	framework	framework	NOUN
ejif-3742	495	8	for	for	ADP
ejif-3742	495	9	a	a	DET
ejif-3742	495	10	clinical	clinical	ADJ
ejif-3742	495	11	laboratory	laboratory	NOUN
ejif-3742	495	12	through	through	ADP
ejif-3742	495	13	big	big	ADJ
ejif-3742	495	14	data	datum	NOUN
ejif-3742	495	15	analytics	analytic	NOUN
ejif-3742	495	16	,	,	PUNCT
ejif-3742	495	17	”	"	PUNCT
ejif-3742	495	18	in	in	ADP
ejif-3742	495	19	emerging	emerge	VERB
ejif-3742	495	20	trends	trend	NOUN
ejif-3742	495	21	in	in	ADP
ejif-3742	495	22	computational	computational	ADJ
ejif-3742	495	23	biology	biology	NOUN
ejif-3742	495	24	,	,	PUNCT
ejif-3742	495	25	bioinformatics	bioinformatics	NOUN
ejif-3742	495	26	,	,	PUNCT
ejif-3742	495	27	and	and	CCONJ
ejif-3742	495	28	systems	system	NOUN
ejif-3742	495	29	biology	biology	NOUN
ejif-3742	495	30	,	,	PUNCT
ejif-3742	495	31	1st	1st	ADJ
ejif-3742	495	32	ed	ed	NOUN
ejif-3742	495	33	.	.	PROPN
ejif-3742	495	34	,	,	PUNCT
ejif-3742	495	35	elsevier	elsevier	NOUN
ejif-3742	495	36	,	,	PUNCT
ejif-3742	495	37	2015	2015	NUM
ejif-3742	495	38	,	,	PUNCT
ejif-3742	495	39	pp	pp	ADJ
ejif-3742	495	40	.	.	PUNCT
ejif-3742	496	1	577–602	577–602	NUM
ejif-3742	496	2	.	.	PUNCT
ejif-3742	497	1	[	[	X
ejif-3742	497	2	70	70	NUM
ejif-3742	497	3	]	]	X
ejif-3742	497	4	r.	r.	PROPN
ejif-3742	497	5	ahmad	ahmad	PROPN
ejif-3742	497	6	,	,	PUNCT
ejif-3742	497	7	m.	m.	NOUN
ejif-3742	497	8	ariff	ariff	PROPN
ejif-3742	497	9	,	,	PUNCT
ejif-3742	497	10	and	and	CCONJ
ejif-3742	497	11	m.	m.	PROPN
ejif-3742	497	12	j.	j.	PROPN
ejif-3742	497	13	skully	skully	PROPN
ejif-3742	497	14	,	,	PUNCT
ejif-3742	497	15	“	"	PUNCT
ejif-3742	497	16	the	the	DET
ejif-3742	497	17	determinants	determinant	NOUN
ejif-3742	497	18	of	of	ADP
ejif-3742	497	19	bank	bank	NOUN
ejif-3742	497	20	capital	capital	NOUN
ejif-3742	497	21	ratios	ratio	NOUN
ejif-3742	497	22	in	in	ADP
ejif-3742	497	23	a	a	DET
ejif-3742	497	24	developing	develop	VERB
ejif-3742	497	25	economy	economy	NOUN
ejif-3742	497	26	,	,	PUNCT
ejif-3742	497	27	”	"	PUNCT
ejif-3742	497	28	asia	asia	PROPN
ejif-3742	497	29	-	-	PUNCT
ejif-3742	497	30	pacific	pacific	ADJ
ejif-3742	497	31	financial	financial	ADJ
ejif-3742	497	32	markets	market	NOUN
ejif-3742	497	33	,	,	PUNCT
ejif-3742	497	34	vol	vol	NOUN
ejif-3742	497	35	.	.	PUNCT
ejif-3742	498	1	15(3–4	15(3–4	NUM
ejif-3742	498	2	)	)	PUNCT
ejif-3742	498	3	,	,	PUNCT
ejif-3742	498	4	pp	pp	ADP
ejif-3742	498	5	.	.	PUNCT
ejif-3742	499	1	255–272	255–272	NUM
ejif-3742	499	2	,	,	PUNCT
ejif-3742	499	3	2008	2008	NUM
ejif-3742	499	4	.	.	PUNCT
ejif-3742	500	1	[	[	X
ejif-3742	500	2	71	71	NUM
ejif-3742	500	3	]	]	PUNCT
ejif-3742	500	4	p.	p.	NOUN
ejif-3742	500	5	k.	k.	PROPN
ejif-3742	500	6	aspal	aspal	PROPN
ejif-3742	500	7	and	and	CCONJ
ejif-3742	500	8	a.	a.	PROPN
ejif-3742	500	9	nazneen	nazneen	PROPN
ejif-3742	500	10	,	,	PUNCT
ejif-3742	500	11	“	"	PUNCT
ejif-3742	500	12	an	an	DET
ejif-3742	500	13	empirical	empirical	ADJ
ejif-3742	500	14	analysis	analysis	NOUN
ejif-3742	500	15	of	of	ADP
ejif-3742	500	16	capital	capital	NOUN
ejif-3742	500	17	adequacy	adequacy	NOUN
ejif-3742	500	18	in	in	ADP
ejif-3742	500	19	the	the	DET
ejif-3742	500	20	indian	indian	ADJ
ejif-3742	500	21	private	private	ADJ
ejif-3742	500	22	sector	sector	NOUN
ejif-3742	500	23	banks	bank	NOUN
ejif-3742	500	24	,	,	PUNCT
ejif-3742	500	25	”	"	PUNCT
ejif-3742	500	26	american	american	ADJ
ejif-3742	500	27	journal	journal	PROPN
ejif-3742	500	28	of	of	ADP
ejif-3742	500	29	research	research	NOUN
ejif-3742	500	30	communication	communication	NOUN
ejif-3742	500	31	,	,	PUNCT
ejif-3742	500	32	vol	vol	NOUN
ejif-3742	500	33	.	.	PROPN
ejif-3742	500	34	2(11	2(11	NUM
ejif-3742	500	35	)	)	PUNCT
ejif-3742	500	36	.	.	PUNCT
ejif-3742	501	1	pp	pp	ADV
ejif-3742	501	2	.	.	PUNCT
ejif-3742	502	1	28–42	28–42	NUM
ejif-3742	502	2	,	,	PUNCT
ejif-3742	502	3	2014	2014	NUM
ejif-3742	502	4	.	.	PUNCT
ejif-3742	503	1	[	[	X
ejif-3742	503	2	72	72	NUM
ejif-3742	503	3	]	]	PUNCT
ejif-3742	503	4	s.	s.	PROPN
ejif-3742	503	5	rahman	rahman	PROPN
ejif-3742	503	6	,	,	PUNCT
ejif-3742	503	7	“	"	PUNCT
ejif-3742	503	8	a	a	DET
ejif-3742	503	9	comparative	comparative	ADJ
ejif-3742	503	10	study	study	NOUN
ejif-3742	503	11	of	of	ADP
ejif-3742	503	12	stability	stability	NOUN
ejif-3742	503	13	&	&	CCONJ
ejif-3742	503	14	consumer	consumer	NOUN
ejif-3742	503	15	confidence	confidence	NOUN
ejif-3742	503	16	between	between	ADP
ejif-3742	503	17	islamic	islamic	PROPN
ejif-3742	503	18	&	&	CCONJ
ejif-3742	503	19	conventional	conventional	ADJ
ejif-3742	503	20	banks	bank	NOUN
ejif-3742	503	21	in	in	ADP
ejif-3742	503	22	bangladesh	bangladesh	NOUN
ejif-3742	503	23	,	,	PUNCT
ejif-3742	503	24	”	"	PUNCT
ejif-3742	503	25	european	european	PROPN
ejif-3742	503	26	journal	journal	PROPN
ejif-3742	503	27	of	of	ADP
ejif-3742	503	28	islamic	islamic	PROPN
ejif-3742	503	29	finance	finance	PROPN
ejif-3742	503	30	,	,	PUNCT
ejif-3742	503	31	vol	vol	NOUN
ejif-3742	503	32	.	.	PROPN
ejif-3742	503	33	0(13	0(13	NUM
ejif-3742	503	34	)	)	PUNCT
ejif-3742	503	35	,	,	PUNCT
ejif-3742	503	36	pp	pp	PROPN
ejif-3742	503	37	.	.	PUNCT
ejif-3742	504	1	1–9	1–9	NUM
ejif-3742	504	2	,	,	PUNCT
ejif-3742	504	3	2019	2019	NUM
ejif-3742	504	4	.	.	PUNCT
ejif-3742	505	1	[	[	X
ejif-3742	505	2	73	73	NUM
ejif-3742	505	3	]	]	X
ejif-3742	505	4	yolanda	yolanda	NOUN
ejif-3742	505	5	,	,	PUNCT
ejif-3742	505	6	“	"	PUNCT
ejif-3742	505	7	capital	capital	NOUN
ejif-3742	505	8	adequacy	adequacy	NOUN
ejif-3742	505	9	ratio	ratio	NOUN
ejif-3742	505	10	and	and	CCONJ
ejif-3742	505	11	its	its	PRON
ejif-3742	505	12	influencing	influence	VERB
ejif-3742	505	13	factors	factor	NOUN
ejif-3742	505	14	on	on	ADP
ejif-3742	505	15	the	the	DET
ejif-3742	505	16	islamic	islamic	ADJ
ejif-3742	505	17	banking	banking	PROPN
ejif-3742	505	18	in	in	ADP
ejif-3742	505	19	indonesia	indonesia	PROPN
ejif-3742	505	20	,	,	PUNCT
ejif-3742	505	21	”	"	PUNCT
ejif-3742	505	22	ikonomika	ikonomika	ADJ
ejif-3742	505	23	:	:	PUNCT
ejif-3742	505	24	journal	journal	PROPN
ejif-3742	505	25	of	of	ADP
ejif-3742	505	26	islamic	islamic	ADJ
ejif-3742	505	27	economics	economic	NOUN
ejif-3742	505	28	and	and	CCONJ
ejif-3742	505	29	business	business	NOUN
ejif-3742	505	30	,	,	PUNCT
ejif-3742	505	31	vol	vol	NOUN
ejif-3742	505	32	.	.	PROPN
ejif-3742	505	33	2(2	2(2	NUM
ejif-3742	505	34	)	)	PUNCT
ejif-3742	505	35	,	,	PUNCT
ejif-3742	505	36	pp	pp	ADP
ejif-3742	505	37	.	.	PUNCT
ejif-3742	506	1	162–176	162–176	NUM
ejif-3742	506	2	,	,	PUNCT
ejif-3742	506	3	2017	2017	NUM
ejif-3742	506	4	.	.	PUNCT
ejif-3742	507	1	[	[	X
ejif-3742	507	2	74	74	NUM
ejif-3742	507	3	]	]	PUNCT
ejif-3742	507	4	j.	j.	PROPN
ejif-3742	507	5	pek	pek	PROPN
ejif-3742	507	6	,	,	PUNCT
ejif-3742	507	7	o.	o.	PROPN
ejif-3742	507	8	wong	wong	PROPN
ejif-3742	507	9	,	,	PUNCT
ejif-3742	507	10	and	and	CCONJ
ejif-3742	507	11	c.	c.	PROPN
ejif-3742	507	12	m.	m.	PROPN
ejif-3742	507	13	wong	wong	PROPN
ejif-3742	507	14	,	,	PUNCT
ejif-3742	507	15	“	"	PUNCT
ejif-3742	507	16	data	data	NOUN
ejif-3742	507	17	transformations	transformation	NOUN
ejif-3742	507	18	for	for	ADP
ejif-3742	507	19	inference	inference	NOUN
ejif-3742	507	20	with	with	ADP
ejif-3742	507	21	linear	linear	PROPN
ejif-3742	507	22	regression	regression	NOUN
ejif-3742	507	23	:	:	PUNCT
ejif-3742	507	24	clarifications	clarification	NOUN
ejif-3742	507	25	and	and	CCONJ
ejif-3742	507	26	recommendations	recommendation	NOUN
ejif-3742	507	27	,	,	PUNCT
ejif-3742	507	28	”	"	PUNCT
ejif-3742	507	29	practical	practical	ADJ
ejif-3742	507	30	assessment	assessment	NOUN
ejif-3742	507	31	,	,	PUNCT
ejif-3742	507	32	research	research	NOUN
ejif-3742	507	33	and	and	CCONJ
ejif-3742	507	34	evaluation	evaluation	NOUN
ejif-3742	507	35	,	,	PUNCT
ejif-3742	507	36	vol	vol	NOUN
ejif-3742	507	37	.	.	PUNCT
ejif-3742	508	1	22(9	22(9	NUM
ejif-3742	508	2	)	)	PUNCT
ejif-3742	508	3	,	,	PUNCT
ejif-3742	508	4	pp	pp	PROPN
ejif-3742	508	5	.	.	PUNCT
ejif-3742	509	1	1–11	1–11	PROPN
ejif-3742	509	2	,	,	PUNCT
ejif-3742	509	3	2017	2017	NUM
ejif-3742	509	4	.	.	PUNCT
ejif-3742	510	1	ejif	ejif	PROPN
ejif-3742	510	2	–	–	PUNCT
ejif-3742	510	3	european	european	PROPN
ejif-3742	510	4	journal	journal	PROPN
ejif-3742	510	5	of	of	ADP
ejif-3742	510	6	islamic	islamic	PROPN
ejif-3742	510	7	finance	finance	PROPN
ejif-3742	510	8	editorial	editorial	ADJ
ejif-3742	510	9	team	team	NOUN
ejif-3742	510	10	editor	editor	NOUN
ejif-3742	510	11	in	in	ADP
ejif-3742	510	12	chief	chief	ADJ
ejif-3742	510	13	prof	prof	NOUN
ejif-3742	510	14	.	.	PUNCT
ejif-3742	510	15	paolo	paolo	PROPN
ejif-3742	510	16	pietro	pietro	PROPN
ejif-3742	510	17	biancone	biancone	NOUN
ejif-3742	510	18	,	,	PUNCT
ejif-3742	510	19	university	university	PROPN
ejif-3742	510	20	of	of	ADP
ejif-3742	510	21	turin	turin	PROPN
ejif-3742	510	22	,	,	PUNCT
ejif-3742	510	23	italy	italy	PROPN
ejif-3742	510	24	editorial	editorial	PROPN
ejif-3742	510	25	board	board	PROPN
ejif-3742	510	26	prof	prof	PROPN
ejif-3742	510	27	.	.	PUNCT
ejif-3742	511	1	dian	dian	PROPN
ejif-3742	511	2	masyita	masyita	PROPN
ejif-3742	511	3	,	,	PUNCT
ejif-3742	511	4	university	university	NOUN
ejif-3742	511	5	of	of	ADP
ejif-3742	511	6	padjadjaran	padjadjaran	PROPN
ejif-3742	511	7	,	,	PUNCT
ejif-3742	511	8	indonesia	indonesia	PROPN
ejif-3742	511	9	prof	prof	PROPN
ejif-3742	511	10	.	.	PUNCT
ejif-3742	512	1	abdulazeem	abdulazeem	PROPN
ejif-3742	512	2	abozaid	abozaid	PROPN
ejif-3742	512	3	,	,	PUNCT
ejif-3742	512	4	qatar	qatar	PROPN
ejif-3742	512	5	faculty	faculty	NOUN
ejif-3742	512	6	of	of	ADP
ejif-3742	512	7	islamic	islamic	ADJ
ejif-3742	512	8	studies	study	NOUN
ejif-3742	512	9	,	,	PUNCT
ejif-3742	512	10	qatar	qatar	PROPN
ejif-3742	512	11	prof	prof	PROPN
ejif-3742	512	12	.	.	PUNCT
ejif-3742	513	1	ahmad	ahmad	PROPN
ejif-3742	513	2	aref	aref	PROPN
ejif-3742	513	3	almazari	almazari	PROPN
ejif-3742	513	4	,	,	PUNCT
ejif-3742	513	5	king	king	PROPN
ejif-3742	513	6	saud	saud	PROPN
ejif-3742	513	7	university	university	PROPN
ejif-3742	513	8	,	,	PUNCT
ejif-3742	513	9	saudi	saudi	PROPN
ejif-3742	513	10	arabia	arabia	PROPN
ejif-3742	513	11	prof	prof	PROPN
ejif-3742	513	12	.	.	PUNCT
ejif-3742	514	1	marco	marco	PROPN
ejif-3742	514	2	meneguzzo	meneguzzo	PROPN
ejif-3742	514	3	,	,	PUNCT
ejif-3742	514	4	università	università	PROPN
ejif-3742	514	5	degli	degli	PROPN
ejif-3742	514	6	studi	studi	PROPN
ejif-3742	514	7	di	di	X
ejif-3742	514	8	roma	roma	PROPN
ejif-3742	514	9	"	"	PUNCT
ejif-3742	514	10	tor	tor	NOUN
ejif-3742	514	11	vergata	vergata	NOUN
ejif-3742	514	12	"	"	PUNCT
ejif-3742	514	13	,	,	PUNCT
ejif-3742	514	14	italy	italy	PROPN
ejif-3742	514	15	prof	prof	PROPN
ejif-3742	514	16	.	.	PUNCT
ejif-3742	515	1	nidal	nidal	PROPN
ejif-3742	515	2	a.	a.	PROPN
ejif-3742	515	3	alsayyed	alsayye	VERB
ejif-3742	515	4	,	,	PUNCT
ejif-3742	515	5	inayah	inayah	VERB
ejif-3742	515	6	islamic	islamic	PROPN
ejif-3742	515	7	finance	finance	PROPN
ejif-3742	515	8	research	research	PROPN
ejif-3742	515	9	institute	institute	PROPN
ejif-3742	515	10	,	,	PUNCT
ejif-3742	515	11	usa	usa	PROPN
ejif-3742	515	12	prof	prof	PROPN
ejif-3742	515	13	.	.	PUNCT
ejif-3742	516	1	roberta	roberta	PROPN
ejif-3742	516	2	aluffi	aluffi	PROPN
ejif-3742	516	3	,	,	PUNCT
ejif-3742	516	4	university	university	PROPN
ejif-3742	516	5	of	of	ADP
ejif-3742	516	6	turin	turin	PROPN
ejif-3742	516	7	,	,	PUNCT
ejif-3742	516	8	italy	italy	PROPN
ejif-3742	516	9	prof	prof	PROPN
ejif-3742	516	10	.	.	PUNCT
ejif-3742	517	1	ghassen	ghassen	PROPN
ejif-3742	517	2	bouslama	bouslama	PROPN
ejif-3742	517	3	,	,	PUNCT
ejif-3742	517	4	neoma	neoma	PROPN
ejif-3742	517	5	business	business	NOUN
ejif-3742	517	6	school	school	NOUN
ejif-3742	517	7	,	,	PUNCT
ejif-3742	517	8	campus	campus	NOUN
ejif-3742	517	9	de	de	X
ejif-3742	517	10	reims	reims	X
ejif-3742	517	11	,	,	PUNCT
ejif-3742	517	12	france	france	PROPN
ejif-3742	517	13	prof	prof	PROPN
ejif-3742	517	14	.	.	PUNCT
ejif-3742	518	1	nazam	nazam	PROPN
ejif-3742	518	2	dzolkarnaini	dzolkarnaini	PROPN
ejif-3742	518	3	,	,	PUNCT
ejif-3742	518	4	salford	salford	PROPN
ejif-3742	518	5	university	university	PROPN
ejif-3742	518	6	,	,	PUNCT
ejif-3742	518	7	uk	uk	PROPN
ejif-3742	518	8	prof	prof	PROPN
ejif-3742	518	9	.	.	PUNCT
ejif-3742	519	1	kabir	kabir	PROPN
ejif-3742	519	2	hassan	hassan	PROPN
ejif-3742	519	3	,	,	PUNCT
ejif-3742	519	4	university	university	NOUN
ejif-3742	519	5	of	of	ADP
ejif-3742	519	6	new	new	PROPN
ejif-3742	519	7	orleans	orleans	PROPN
ejif-3742	519	8	,	,	PUNCT
ejif-3742	519	9	usa	usa	PROPN
ejif-3742	519	10	prof	prof	PROPN
ejif-3742	519	11	.	.	PUNCT
ejif-3742	520	1	khaled	khaled	PROPN
ejif-3742	520	2	hussainey	hussainey	PROPN
ejif-3742	520	3	,	,	PUNCT
ejif-3742	520	4	university	university	NOUN
ejif-3742	520	5	of	of	ADP
ejif-3742	520	6	plymouth	plymouth	PROPN
ejif-3742	520	7	,	,	PUNCT
ejif-3742	520	8	uk	uk	PROPN
ejif-3742	520	9	prof	prof	PROPN
ejif-3742	520	10	.	.	PUNCT
ejif-3742	521	1	rifki	rifki	PROPN
ejif-3742	521	2	ismal	ismal	NOUN
ejif-3742	521	3	,	,	PUNCT
ejif-3742	521	4	university	university	NOUN
ejif-3742	521	5	of	of	ADP
ejif-3742	521	6	indonesia	indonesia	PROPN
ejif-3742	521	7	prof	prof	PROPN
ejif-3742	521	8	.	.	PUNCT
ejif-3742	522	1	tariqullah	tariqullah	PROPN
ejif-3742	522	2	khan	khan	PROPN
ejif-3742	522	3	,	,	PUNCT
ejif-3742	522	4	hamad	hamad	PROPN
ejif-3742	522	5	bin	bin	PROPN
ejif-3742	522	6	khalifa	khalifa	PROPN
ejif-3742	522	7	university	university	PROPN
ejif-3742	522	8	,	,	PUNCT
ejif-3742	522	9	qatar	qatar	PROPN
ejif-3742	522	10	prof	prof	PROPN
ejif-3742	522	11	.	.	PROPN
ejif-3742	523	1	ali	ali	PROPN
ejif-3742	523	2	khorshid	khorshid	PROPN
ejif-3742	523	3	,	,	PUNCT
ejif-3742	523	4	icma	icma	NOUN
ejif-3742	523	5	centre	centre	PROPN
ejif-3742	523	6	reading	read	VERB
ejif-3742	523	7	university	university	NOUN
ejif-3742	523	8	,	,	PUNCT
ejif-3742	523	9	uk	uk	PROPN
ejif-3742	523	10	prof	prof	PROPN
ejif-3742	523	11	.	.	PUNCT
ejif-3742	524	1	amir	amir	PROPN
ejif-3742	524	2	kia	kia	PROPN
ejif-3742	524	3	,	,	PUNCT
ejif-3742	524	4	utah	utah	PROPN
ejif-3742	524	5	valley	valley	PROPN
ejif-3742	524	6	university	university	PROPN
ejif-3742	524	7	,	,	PUNCT
ejif-3742	524	8	usa	usa	PROPN
ejif-3742	524	9	prof	prof	PROPN
ejif-3742	524	10	.	.	PUNCT
ejif-3742	525	1	laurent	laurent	PROPN
ejif-3742	525	2	marliere	marliere	ADV
ejif-3742	525	3	,	,	PUNCT
ejif-3742	525	4	université	université	PROPN
ejif-3742	525	5	paris	paris	PROPN
ejif-3742	525	6	-	-	PUNCT
ejif-3742	525	7	dauphine	dauphine	PROPN
ejif-3742	525	8	,	,	PUNCT
ejif-3742	525	9	france	france	PROPN
ejif-3742	525	10	prof	prof	PROPN
ejif-3742	525	11	.	.	PUNCT
ejif-3742	526	1	federica	federica	PROPN
ejif-3742	526	2	miglietta	miglietta	PROPN
ejif-3742	526	3	,	,	PUNCT
ejif-3742	526	4	university	university	NOUN
ejif-3742	526	5	of	of	ADP
ejif-3742	526	6	bari	bari	NOUN
ejif-3742	526	7	,	,	PUNCT
ejif-3742	526	8	italy	italy	PROPN
ejif-3742	526	9	prof	prof	PROPN
ejif-3742	526	10	.	.	PUNCT
ejif-3742	527	1	hakim	hakim	PROPN
ejif-3742	527	2	ben	ben	PROPN
ejif-3742	527	3	othman	othman	PROPN
ejif-3742	527	4	,	,	PUNCT
ejif-3742	527	5	university	university	PROPN
ejif-3742	527	6	of	of	ADP
ejif-3742	527	7	tunis	tunis	PROPN
ejif-3742	527	8	,	,	PUNCT
ejif-3742	527	9	tunisia	tunisia	PROPN
ejif-3742	527	10	prof	prof	PROPN
ejif-3742	527	11	.	.	PUNCT
ejif-3742	528	1	mohamed	mohamed	PROPN
ejif-3742	528	2	ramady	ramady	PROPN
ejif-3742	528	3	,	,	PUNCT
ejif-3742	528	4	king	king	PROPN
ejif-3742	528	5	fahd	fahd	PROPN
ejif-3742	528	6	university	university	PROPN
ejif-3742	528	7	of	of	ADP
ejif-3742	528	8	petroleum	petroleum	NOUN
ejif-3742	528	9	and	and	CCONJ
ejif-3742	528	10	minerals	mineral	NOUN
ejif-3742	528	11	,	,	PUNCT
ejif-3742	529	1	saudi	saudi	PROPN
ejif-3742	529	2	arabia	arabia	PROPN
ejif-3742	529	3	prof	prof	PROPN
ejif-3742	529	4	.	.	PROPN
ejif-3742	529	5	mamunur	mamunur	PROPN
ejif-3742	529	6	rashid	rashid	PROPN
ejif-3742	529	7	,	,	PUNCT
ejif-3742	529	8	nottingham	nottingham	PROPN
ejif-3742	529	9	university	university	PROPN
ejif-3742	529	10	,	,	PUNCT
ejif-3742	529	11	malaysia	malaysia	PROPN
ejif-3742	529	12	prof	prof	PROPN
ejif-3742	529	13	.	.	PUNCT
ejif-3742	530	1	younes	younes	PROPN
ejif-3742	530	2	soualhi	soualhi	PROPN
ejif-3742	530	3	,	,	PUNCT
ejif-3742	530	4	international	international	ADJ
ejif-3742	530	5	islamic	islamic	PROPN
ejif-3742	530	6	university	university	PROPN
ejif-3742	530	7	,	,	PUNCT
ejif-3742	530	8	malaysia	malaysia	PROPN
ejif-3742	530	9	prof	prof	PROPN
ejif-3742	530	10	.	.	PUNCT
ejif-3742	531	1	laurent	laurent	PROPN
ejif-3742	531	2	weill	weill	PROPN
ejif-3742	531	3	,	,	PUNCT
ejif-3742	531	4	university	university	NOUN
ejif-3742	531	5	of	of	ADP
ejif-3742	531	6	strasbourg	strasbourg	PROPN
ejif-3742	531	7	,	,	PUNCT
ejif-3742	531	8	france	france	PROPN