id	sid	tid	token	lemma	pos
ejif-3992	1	1	paper	paper	NOUN
ejif-3992	1	2	title	title	NOUN
ejif-3992	1	3	(	(	PUNCT
ejif-3992	1	4	use	use	NOUN
ejif-3992	1	5	style	style	NOUN
ejif-3992	1	6	:	:	PUNCT
ejif-3992	1	7	paper	paper	NOUN
ejif-3992	1	8	title	title	NOUN
ejif-3992	1	9	)	)	PUNCT
ejif-3992	1	10	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3992	1	11	issn	issn	VERB
ejif-3992	1	12	2421	2421	NUM
ejif-3992	1	13	-	-	SYM
ejif-3992	1	14	2172	2172	NUM
ejif-3992	1	15	1	1	NUM
ejif-3992	1	16	robo	robo	NOUN
ejif-3992	1	17	-	-	PUNCT
ejif-3992	1	18	advisory	advisory	NOUN
ejif-3992	1	19	for	for	ADP
ejif-3992	1	20	islamic	islamic	ADJ
ejif-3992	1	21	financial	financial	ADJ
ejif-3992	1	22	institutions	institution	NOUN
ejif-3992	1	23	:	:	PUNCT
ejif-3992	1	24	shari’ah	shari’ah	PROPN
ejif-3992	1	25	and	and	CCONJ
ejif-3992	1	26	regulatory	regulatory	ADJ
ejif-3992	1	27	issues	issue	NOUN
ejif-3992	1	28	abstract	abstract	ADJ
ejif-3992	1	29	—	—	PUNCT
ejif-3992	1	30	artificial	artificial	ADJ
ejif-3992	1	31	intelligence	intelligence	NOUN
ejif-3992	1	32	(	(	PUNCT
ejif-3992	1	33	ai	ai	PROPN
ejif-3992	1	34	)	)	PUNCT
ejif-3992	1	35	is	be	AUX
ejif-3992	1	36	the	the	DET
ejif-3992	1	37	next	next	ADJ
ejif-3992	1	38	global	global	ADJ
ejif-3992	1	39	game	game	NOUN
ejif-3992	1	40	changer	changer	NOUN
ejif-3992	1	41	in	in	ADP
ejif-3992	1	42	all	all	DET
ejif-3992	1	43	big	big	ADJ
ejif-3992	1	44	data	datum	NOUN
ejif-3992	1	45	and	and	CCONJ
ejif-3992	1	46	other	other	ADJ
ejif-3992	1	47	technology	technology	NOUN
ejif-3992	1	48	-	-	PUNCT
ejif-3992	1	49	based	base	VERB
ejif-3992	1	50	platforms	platform	NOUN
ejif-3992	1	51	including	include	VERB
ejif-3992	1	52	islamic	islamic	ADJ
ejif-3992	1	53	financial	financial	ADJ
ejif-3992	1	54	services	service	NOUN
ejif-3992	1	55	.	.	PUNCT
ejif-3992	2	1	at	at	ADP
ejif-3992	2	2	the	the	DET
ejif-3992	2	3	forefront	forefront	NOUN
ejif-3992	2	4	of	of	ADP
ejif-3992	2	5	ai	ai	PROPN
ejif-3992	2	6	applications	application	NOUN
ejif-3992	2	7	in	in	ADP
ejif-3992	2	8	financial	financial	ADJ
ejif-3992	2	9	services	service	NOUN
ejif-3992	2	10	is	be	AUX
ejif-3992	2	11	robo	robo	NOUN
ejif-3992	2	12	-	-	PUNCT
ejif-3992	2	13	advisor	advisor	NOUN
ejif-3992	2	14	.	.	PUNCT
ejif-3992	3	1	its	its	PRON
ejif-3992	3	2	potential	potential	ADJ
ejif-3992	3	3	disruption	disruption	NOUN
ejif-3992	3	4	of	of	ADP
ejif-3992	3	5	the	the	DET
ejif-3992	3	6	islamic	islamic	PROPN
ejif-3992	3	7	financial	financial	ADJ
ejif-3992	3	8	services	service	NOUN
ejif-3992	3	9	is	be	AUX
ejif-3992	3	10	imminent	imminent	ADJ
ejif-3992	3	11	as	as	SCONJ
ejif-3992	3	12	it	it	PRON
ejif-3992	3	13	is	be	AUX
ejif-3992	3	14	being	be	AUX
ejif-3992	3	15	considered	consider	VERB
ejif-3992	3	16	by	by	ADP
ejif-3992	3	17	some	some	DET
ejif-3992	3	18	institutions	institution	NOUN
ejif-3992	3	19	due	due	ADP
ejif-3992	3	20	to	to	ADP
ejif-3992	3	21	its	its	PRON
ejif-3992	3	22	innovative	innovative	ADJ
ejif-3992	3	23	virtual	virtual	ADJ
ejif-3992	3	24	advisory	advisory	NOUN
ejif-3992	3	25	and	and	CCONJ
ejif-3992	3	26	the	the	DET
ejif-3992	3	27	absence	absence	NOUN
ejif-3992	3	28	of	of	ADP
ejif-3992	3	29	human	human	ADJ
ejif-3992	3	30	factor	factor	NOUN
ejif-3992	3	31	intervention	intervention	NOUN
ejif-3992	3	32	in	in	ADP
ejif-3992	3	33	the	the	DET
ejif-3992	3	34	decision	decision	NOUN
ejif-3992	3	35	-	-	PUNCT
ejif-3992	3	36	making	make	VERB
ejif-3992	3	37	process	process	NOUN
ejif-3992	3	38	.	.	PUNCT
ejif-3992	4	1	currently	currently	ADV
ejif-3992	4	2	the	the	DET
ejif-3992	4	3	islamic	islamic	ADJ
ejif-3992	4	4	financial	financial	PROPN
ejif-3992	4	5	services	service	NOUN
ejif-3992	4	6	industry	industry	NOUN
ejif-3992	4	7	is	be	AUX
ejif-3992	4	8	constantly	constantly	ADV
ejif-3992	4	9	guided	guide	VERB
ejif-3992	4	10	by	by	ADP
ejif-3992	4	11	prescribed	prescribe	VERB
ejif-3992	4	12	shari’ah	shari’ah	PROPN
ejif-3992	4	13	related	relate	VERB
ejif-3992	4	14	fatwah	fatwah	NOUN
ejif-3992	4	15	or	or	CCONJ
ejif-3992	4	16	rulings	ruling	NOUN
ejif-3992	4	17	for	for	ADP
ejif-3992	4	18	innovative	innovative	ADJ
ejif-3992	4	19	financial	financial	ADJ
ejif-3992	4	20	products	product	NOUN
ejif-3992	4	21	with	with	ADP
ejif-3992	4	22	reference	reference	NOUN
ejif-3992	4	23	to	to	ADP
ejif-3992	4	24	shari’ah	shari’ah	PROPN
ejif-3992	4	25	compliance	compliance	NOUN
ejif-3992	4	26	.	.	PUNCT
ejif-3992	5	1	robo	robo	NOUN
ejif-3992	5	2	-	-	PUNCT
ejif-3992	5	3	advisors	advisor	NOUN
ejif-3992	5	4	may	may	AUX
ejif-3992	5	5	then	then	ADV
ejif-3992	5	6	be	be	AUX
ejif-3992	5	7	considered	consider	VERB
ejif-3992	5	8	to	to	PART
ejif-3992	5	9	ease	ease	VERB
ejif-3992	5	10	the	the	DET
ejif-3992	5	11	iterative	iterative	ADJ
ejif-3992	5	12	juristic	juristic	ADJ
ejif-3992	5	13	review	review	NOUN
ejif-3992	5	14	process	process	NOUN
ejif-3992	5	15	to	to	PART
ejif-3992	5	16	facilitate	facilitate	VERB
ejif-3992	5	17	timely	timely	ADJ
ejif-3992	5	18	and	and	CCONJ
ejif-3992	5	19	more	more	ADV
ejif-3992	5	20	robust	robust	ADJ
ejif-3992	5	21	shari’ah	shari’ah	NOUN
ejif-3992	5	22	legal	legal	ADJ
ejif-3992	5	23	opinions	opinion	NOUN
ejif-3992	5	24	on	on	ADP
ejif-3992	5	25	those	those	DET
ejif-3992	5	26	products	product	NOUN
ejif-3992	5	27	.	.	PUNCT
ejif-3992	6	1	and	and	CCONJ
ejif-3992	6	2	since	since	SCONJ
ejif-3992	6	3	these	these	DET
ejif-3992	6	4	robo	robo	NOUN
ejif-3992	6	5	-	-	PUNCT
ejif-3992	6	6	advisors	advisor	NOUN
ejif-3992	6	7	are	be	AUX
ejif-3992	6	8	allegedly	allegedly	ADV
ejif-3992	6	9	swift	swift	ADJ
ejif-3992	6	10	and	and	CCONJ
ejif-3992	6	11	smarter	smart	ADJ
ejif-3992	6	12	to	to	PART
ejif-3992	6	13	support	support	VERB
ejif-3992	6	14	human	human	ADJ
ejif-3992	6	15	judgment	judgment	NOUN
ejif-3992	6	16	this	this	PRON
ejif-3992	6	17	might	might	AUX
ejif-3992	6	18	help	help	VERB
ejif-3992	6	19	achieve	achieve	VERB
ejif-3992	6	20	more	more	ADV
ejif-3992	6	21	timely	timely	ADJ
ejif-3992	6	22	,	,	PUNCT
ejif-3992	6	23	effective	effective	ADJ
ejif-3992	6	24	and	and	CCONJ
ejif-3992	6	25	efficient	efficient	ADJ
ejif-3992	6	26	design	design	NOUN
ejif-3992	6	27	and	and	CCONJ
ejif-3992	6	28	delivery	delivery	NOUN
ejif-3992	6	29	of	of	ADP
ejif-3992	6	30	islamic	islamic	ADJ
ejif-3992	6	31	financial	financial	ADJ
ejif-3992	6	32	services	service	NOUN
ejif-3992	6	33	.	.	PUNCT
ejif-3992	7	1	this	this	DET
ejif-3992	7	2	paper	paper	NOUN
ejif-3992	7	3	aimed	aim	VERB
ejif-3992	7	4	at	at	ADP
ejif-3992	7	5	investigating	investigate	VERB
ejif-3992	7	6	the	the	DET
ejif-3992	7	7	potential	potential	ADJ
ejif-3992	7	8	shari’ah	shari’ah	NOUN
ejif-3992	7	9	and	and	CCONJ
ejif-3992	7	10	regulatory	regulatory	ADJ
ejif-3992	7	11	issues	issue	NOUN
ejif-3992	7	12	surrounding	surround	VERB
ejif-3992	7	13	robo	robo	NOUN
ejif-3992	7	14	-	-	PUNCT
ejif-3992	7	15	advisors	advisor	NOUN
ejif-3992	7	16	while	while	SCONJ
ejif-3992	7	17	adopting	adopt	VERB
ejif-3992	7	18	the	the	DET
ejif-3992	7	19	relevant	relevant	ADJ
ejif-3992	7	20	opinions	opinion	NOUN
ejif-3992	7	21	and	and	CCONJ
ejif-3992	7	22	understanding	understanding	NOUN
ejif-3992	7	23	of	of	ADP
ejif-3992	7	24	shari’ah	shari’ah	PROPN
ejif-3992	7	25	classical	classical	ADJ
ejif-3992	7	26	and	and	CCONJ
ejif-3992	7	27	contemporary	contemporary	ADJ
ejif-3992	7	28	scholars	scholar	NOUN
ejif-3992	7	29	.	.	PUNCT
ejif-3992	8	1	it	it	PRON
ejif-3992	8	2	also	also	ADV
ejif-3992	8	3	seeks	seek	VERB
ejif-3992	8	4	to	to	PART
ejif-3992	8	5	examine	examine	VERB
ejif-3992	8	6	the	the	DET
ejif-3992	8	7	legal	legal	ADJ
ejif-3992	8	8	implications	implication	NOUN
ejif-3992	8	9	of	of	ADP
ejif-3992	8	10	robo	robo	NOUN
ejif-3992	8	11	-	-	PUNCT
ejif-3992	8	12	advisors	advisor	NOUN
ejif-3992	8	13	in	in	ADP
ejif-3992	8	14	the	the	DET
ejif-3992	8	15	islamic	islamic	ADJ
ejif-3992	8	16	financial	financial	ADJ
ejif-3992	8	17	industry	industry	NOUN
ejif-3992	8	18	and	and	CCONJ
ejif-3992	8	19	explore	explore	VERB
ejif-3992	8	20	the	the	DET
ejif-3992	8	21	technical	technical	ADJ
ejif-3992	8	22	requirements	requirement	NOUN
ejif-3992	8	23	of	of	ADP
ejif-3992	8	24	this	this	DET
ejif-3992	8	25	emerging	emerge	VERB
ejif-3992	8	26	phenomenon	phenomenon	NOUN
ejif-3992	8	27	.	.	PUNCT
ejif-3992	9	1	the	the	DET
ejif-3992	9	2	paper	paper	NOUN
ejif-3992	9	3	also	also	ADV
ejif-3992	9	4	looks	look	VERB
ejif-3992	9	5	into	into	ADP
ejif-3992	9	6	the	the	DET
ejif-3992	9	7	current	current	ADJ
ejif-3992	9	8	market	market	NOUN
ejif-3992	9	9	volume	volume	NOUN
ejif-3992	9	10	of	of	ADP
ejif-3992	9	11	this	this	DET
ejif-3992	9	12	new	new	ADJ
ejif-3992	9	13	artificial	artificial	ADJ
ejif-3992	9	14	intelligence	intelligence	NOUN
ejif-3992	9	15	mechanism	mechanism	NOUN
ejif-3992	9	16	and	and	CCONJ
ejif-3992	9	17	predicts	predict	VERB
ejif-3992	9	18	the	the	DET
ejif-3992	9	19	future	future	NOUN
ejif-3992	9	20	of	of	ADP
ejif-3992	9	21	this	this	DET
ejif-3992	9	22	disruptive	disruptive	ADJ
ejif-3992	9	23	technology	technology	NOUN
ejif-3992	9	24	in	in	ADP
ejif-3992	9	25	the	the	DET
ejif-3992	9	26	islamic	islamic	ADJ
ejif-3992	9	27	finance	finance	NOUN
ejif-3992	9	28	industry	industry	NOUN
ejif-3992	9	29	.	.	PUNCT
ejif-3992	10	1	keywordsrobo	keywordsrobo	NOUN
ejif-3992	10	2	-	-	PUNCT
ejif-3992	10	3	advisory	advisory	NOUN
ejif-3992	10	4	;	;	PUNCT
ejif-3992	10	5	islamic	islamic	ADJ
ejif-3992	10	6	finance	finance	NOUN
ejif-3992	10	7	;	;	PUNCT
ejif-3992	10	8	shari’ah	shari’ah	PROPN
ejif-3992	10	9	and	and	CCONJ
ejif-3992	10	10	regulation	regulation	NOUN
ejif-3992	10	11	i.	i.	NOUN
ejif-3992	10	12	introduction	introduction	NOUN
ejif-3992	10	13	after	after	SCONJ
ejif-3992	10	14	the	the	DET
ejif-3992	10	15	markets	market	NOUN
ejif-3992	10	16	collapse	collapse	VERB
ejif-3992	10	17	and	and	CCONJ
ejif-3992	10	18	the	the	DET
ejif-3992	10	19	financial	financial	ADJ
ejif-3992	10	20	crisis	crisis	NOUN
ejif-3992	10	21	in	in	ADP
ejif-3992	10	22	2007	2007	NUM
ejif-3992	10	23	and	and	CCONJ
ejif-3992	10	24	2008	2008	NUM
ejif-3992	10	25	,	,	PUNCT
ejif-3992	10	26	robo	robo	NOUN
ejif-3992	10	27	-	-	PUNCT
ejif-3992	10	28	advisors	advisor	NOUN
ejif-3992	10	29	started	start	VERB
ejif-3992	10	30	to	to	PART
ejif-3992	10	31	surface	surface	VERB
ejif-3992	10	32	in	in	ADP
ejif-3992	10	33	the	the	DET
ejif-3992	10	34	mainstream	mainstream	ADJ
ejif-3992	10	35	financial	financial	ADJ
ejif-3992	10	36	advisory	advisory	ADJ
ejif-3992	10	37	services	service	NOUN
ejif-3992	10	38	,	,	PUNCT
ejif-3992	10	39	and	and	CCONJ
ejif-3992	10	40	started	start	VERB
ejif-3992	10	41	providing	provide	VERB
ejif-3992	10	42	online	online	ADJ
ejif-3992	10	43	investment	investment	NOUN
ejif-3992	10	44	solutions	solution	NOUN
ejif-3992	10	45	to	to	ADP
ejif-3992	10	46	various	various	ADJ
ejif-3992	10	47	investors	investor	NOUN
ejif-3992	10	48	.	.	PUNCT
ejif-3992	11	1	this	this	PRON
ejif-3992	11	2	might	might	AUX
ejif-3992	11	3	be	be	AUX
ejif-3992	11	4	seen	see	VERB
ejif-3992	11	5	as	as	ADP
ejif-3992	11	6	an	an	DET
ejif-3992	11	7	increasing	increase	VERB
ejif-3992	11	8	suspicion	suspicion	NOUN
ejif-3992	11	9	by	by	ADP
ejif-3992	11	10	the	the	DET
ejif-3992	11	11	young	young	ADJ
ejif-3992	11	12	investors	investor	NOUN
ejif-3992	11	13	after	after	ADP
ejif-3992	11	14	the	the	DET
ejif-3992	11	15	2007	2007	NUM
ejif-3992	11	16	markets	market	NOUN
ejif-3992	11	17	collapse	collapse	NOUN
ejif-3992	11	18	,	,	PUNCT
ejif-3992	11	19	which	which	PRON
ejif-3992	11	20	comes	come	VERB
ejif-3992	11	21	out	out	ADP
ejif-3992	11	22	of	of	ADP
ejif-3992	11	23	the	the	DET
ejif-3992	11	24	experiences	experience	NOUN
ejif-3992	11	25	of	of	ADP
ejif-3992	11	26	the	the	DET
ejif-3992	11	27	then	then	ADV
ejif-3992	11	28	financial	financial	ADJ
ejif-3992	11	29	recession	recession	NOUN
ejif-3992	11	30	the	the	DET
ejif-3992	11	31	following	following	ADJ
ejif-3992	11	32	year	year	NOUN
ejif-3992	11	33	.	.	PUNCT
ejif-3992	12	1	the	the	DET
ejif-3992	12	2	market	market	NOUN
ejif-3992	12	3	collapse	collapse	NOUN
ejif-3992	12	4	has	have	AUX
ejif-3992	12	5	actually	actually	ADV
ejif-3992	12	6	affected	affect	VERB
ejif-3992	12	7	the	the	DET
ejif-3992	12	8	financial	financial	ADJ
ejif-3992	12	9	advisors	advisor	NOUN
ejif-3992	12	10	so	so	ADV
ejif-3992	12	11	badly	badly	ADV
ejif-3992	12	12	,	,	PUNCT
ejif-3992	12	13	and	and	CCONJ
ejif-3992	12	14	took	take	VERB
ejif-3992	12	15	them	they	PRON
ejif-3992	12	16	a	a	DET
ejif-3992	12	17	very	very	ADV
ejif-3992	12	18	longtime	longtime	NOUN
ejif-3992	12	19	to	to	PART
ejif-3992	12	20	regain	regain	VERB
ejif-3992	12	21	their	their	PRON
ejif-3992	12	22	trust	trust	NOUN
ejif-3992	12	23	in	in	ADP
ejif-3992	12	24	the	the	DET
ejif-3992	12	25	market	market	NOUN
ejif-3992	12	26	.	.	PUNCT
ejif-3992	13	1	within	within	ADP
ejif-3992	13	2	that	that	DET
ejif-3992	13	3	period	period	NOUN
ejif-3992	13	4	,	,	PUNCT
ejif-3992	13	5	most	most	ADJ
ejif-3992	13	6	of	of	ADP
ejif-3992	13	7	the	the	DET
ejif-3992	13	8	media	medium	NOUN
ejif-3992	13	9	headlines	headline	NOUN
ejif-3992	13	10	where	where	SCONJ
ejif-3992	13	11	calling	call	VERB
ejif-3992	13	12	for	for	ADP
ejif-3992	13	13	the	the	DET
ejif-3992	13	14	end	end	NOUN
ejif-3992	13	15	of	of	ADP
ejif-3992	13	16	financial	financial	ADJ
ejif-3992	13	17	advisors	advisor	NOUN
ejif-3992	13	18	and	and	CCONJ
ejif-3992	13	19	at	at	ADP
ejif-3992	13	20	the	the	DET
ejif-3992	13	21	same	same	ADJ
ejif-3992	13	22	time	time	NOUN
ejif-3992	13	23	called	call	VERB
ejif-3992	13	24	for	for	SCONJ
ejif-3992	13	25	the	the	DET
ejif-3992	13	26	wealth	wealth	NOUN
ejif-3992	13	27	managers	manager	NOUN
ejif-3992	13	28	to	to	PART
ejif-3992	13	29	adapt	adapt	VERB
ejif-3992	13	30	the	the	DET
ejif-3992	13	31	robo	robo	NOUN
ejif-3992	13	32	-	-	PUNCT
ejif-3992	13	33	advisors	advisor	NOUN
ejif-3992	13	34	so	so	SCONJ
ejif-3992	13	35	as	as	SCONJ
ejif-3992	13	36	to	to	PART
ejif-3992	13	37	regain	regain	VERB
ejif-3992	13	38	the	the	DET
ejif-3992	13	39	market	market	NOUN
ejif-3992	13	40	trust	trust	NOUN
ejif-3992	13	41	and	and	CCONJ
ejif-3992	13	42	take	take	VERB
ejif-3992	13	43	over	over	ADP
ejif-3992	13	44	from	from	ADP
ejif-3992	13	45	human	human	ADJ
ejif-3992	13	46	advisors	advisor	NOUN
ejif-3992	13	47	.	.	PUNCT
ejif-3992	14	1	this	this	PRON
ejif-3992	14	2	has	have	AUX
ejif-3992	14	3	also	also	ADV
ejif-3992	14	4	created	create	VERB
ejif-3992	14	5	another	another	DET
ejif-3992	14	6	panic	panic	NOUN
ejif-3992	14	7	in	in	ADP
ejif-3992	14	8	the	the	DET
ejif-3992	14	9	market	market	NOUN
ejif-3992	14	10	,	,	PUNCT
ejif-3992	14	11	where	where	SCONJ
ejif-3992	14	12	the	the	DET
ejif-3992	14	13	financial	financial	ADJ
ejif-3992	14	14	advisors	advisor	NOUN
ejif-3992	14	15	believed	believe	VERB
ejif-3992	14	16	that	that	SCONJ
ejif-3992	14	17	their	their	PRON
ejif-3992	14	18	job	job	NOUN
ejif-3992	14	19	is	be	AUX
ejif-3992	14	20	going	go	VERB
ejif-3992	14	21	to	to	PART
ejif-3992	14	22	be	be	AUX
ejif-3992	14	23	taken	take	VERB
ejif-3992	14	24	over	over	ADP
ejif-3992	14	25	by	by	ADP
ejif-3992	14	26	robo	robo	NOUN
ejif-3992	14	27	-	-	PUNCT
ejif-3992	14	28	advisors	advisor	NOUN
ejif-3992	14	29	.	.	PUNCT
ejif-3992	15	1	(	(	PUNCT
ejif-3992	15	2	maurella	maurella	PROPN
ejif-3992	15	3	van	van	PROPN
ejif-3992	15	4	dar	dar	PROPN
ejif-3992	15	5	ree	ree	PROPN
ejif-3992	15	6	,	,	PUNCT
ejif-3992	15	7	2019	2019	NUM
ejif-3992	15	8	)	)	PUNCT
ejif-3992	15	9	.	.	PUNCT
ejif-3992	16	1	these	these	DET
ejif-3992	16	2	issues	issue	NOUN
ejif-3992	16	3	that	that	PRON
ejif-3992	16	4	instigated	instigate	VERB
ejif-3992	16	5	the	the	DET
ejif-3992	16	6	emergence	emergence	NOUN
ejif-3992	16	7	of	of	ADP
ejif-3992	16	8	roboadvisors	roboadvisor	NOUN
ejif-3992	16	9	in	in	ADP
ejif-3992	16	10	wealth	wealth	NOUN
ejif-3992	16	11	management	management	NOUN
ejif-3992	16	12	might	might	AUX
ejif-3992	16	13	not	not	PART
ejif-3992	16	14	be	be	AUX
ejif-3992	16	15	the	the	DET
ejif-3992	16	16	same	same	ADJ
ejif-3992	16	17	for	for	ADP
ejif-3992	16	18	robo	robo	NOUN
ejif-3992	16	19	-	-	PUNCT
ejif-3992	16	20	advisors	advisor	NOUN
ejif-3992	16	21	in	in	ADP
ejif-3992	16	22	islamic	islamic	ADJ
ejif-3992	16	23	financial	financial	ADJ
ejif-3992	16	24	institutions	institution	NOUN
ejif-3992	16	25	.	.	PUNCT
ejif-3992	17	1	however	however	ADV
ejif-3992	17	2	,	,	PUNCT
ejif-3992	17	3	the	the	DET
ejif-3992	17	4	disruption	disruption	NOUN
ejif-3992	17	5	is	be	AUX
ejif-3992	17	6	still	still	ADV
ejif-3992	17	7	looming	loom	VERB
ejif-3992	17	8	in	in	ADP
ejif-3992	17	9	the	the	DET
ejif-3992	17	10	islamic	islamic	ADJ
ejif-3992	17	11	financial	financial	ADJ
ejif-3992	17	12	industry	industry	NOUN
ejif-3992	17	13	.	.	PUNCT
ejif-3992	18	1	the	the	DET
ejif-3992	18	2	duties	duty	NOUN
ejif-3992	18	3	of	of	ADP
ejif-3992	18	4	shari’ah	shari’ah	PROPN
ejif-3992	18	5	advisors	advisor	NOUN
ejif-3992	18	6	of	of	ADP
ejif-3992	18	7	an	an	DET
ejif-3992	18	8	islamic	islamic	PROPN
ejif-3992	18	9	bank	bank	NOUN
ejif-3992	18	10	or	or	CCONJ
ejif-3992	18	11	an	an	DET
ejif-3992	18	12	islamic	islamic	ADJ
ejif-3992	18	13	financial	financial	ADJ
ejif-3992	18	14	institution	institution	NOUN
ejif-3992	18	15	is	be	AUX
ejif-3992	18	16	quite	quite	ADV
ejif-3992	18	17	different	different	ADJ
ejif-3992	18	18	from	from	ADP
ejif-3992	18	19	the	the	DET
ejif-3992	18	20	wealth	wealth	NOUN
ejif-3992	18	21	management	management	NOUN
ejif-3992	18	22	advisors	advisor	NOUN
ejif-3992	18	23	,	,	PUNCT
ejif-3992	18	24	shari’ah	shari’ah	PROPN
ejif-3992	18	25	scholars	scholar	NOUN
ejif-3992	18	26	supervise	supervise	VERB
ejif-3992	18	27	and	and	CCONJ
ejif-3992	18	28	provide	provide	VERB
ejif-3992	18	29	shari’ah	shari’ah	NOUN
ejif-3992	18	30	rulings	ruling	NOUN
ejif-3992	18	31	and	and	CCONJ
ejif-3992	18	32	related	relate	VERB
ejif-3992	18	33	fatwahs	fatwah	NOUN
ejif-3992	18	34	for	for	ADP
ejif-3992	18	35	the	the	DET
ejif-3992	18	36	products	product	NOUN
ejif-3992	18	37	and	and	CCONJ
ejif-3992	18	38	services	service	NOUN
ejif-3992	18	39	of	of	ADP
ejif-3992	18	40	the	the	DET
ejif-3992	18	41	islamic	islamic	PROPN
ejif-3992	18	42	bank	bank	PROPN
ejif-3992	18	43	or	or	CCONJ
ejif-3992	18	44	an	an	DET
ejif-3992	18	45	islamic	islamic	ADJ
ejif-3992	18	46	financial	financial	ADJ
ejif-3992	18	47	institution	institution	NOUN
ejif-3992	18	48	,	,	PUNCT
ejif-3992	18	49	this	this	PRON
ejif-3992	18	50	is	be	AUX
ejif-3992	18	51	however	however	ADV
ejif-3992	18	52	to	to	ADP
ejif-3992	18	53	maintaining	maintain	VERB
ejif-3992	18	54	the	the	DET
ejif-3992	18	55	shari’ah	shari’ah	NOUN
ejif-3992	18	56	compliance	compliance	NOUN
ejif-3992	18	57	in	in	ADP
ejif-3992	18	58	the	the	DET
ejif-3992	18	59	products	product	NOUN
ejif-3992	18	60	and	and	CCONJ
ejif-3992	18	61	services	service	NOUN
ejif-3992	18	62	provided	provide	VERB
ejif-3992	18	63	by	by	ADP
ejif-3992	18	64	the	the	DET
ejif-3992	18	65	islamic	islamic	ADJ
ejif-3992	18	66	banks	bank	NOUN
ejif-3992	18	67	.	.	PUNCT
ejif-3992	19	1	thus	thus	ADV
ejif-3992	19	2	,	,	PUNCT
ejif-3992	19	3	when	when	SCONJ
ejif-3992	19	4	introducing	introduce	VERB
ejif-3992	19	5	robo	robo	NOUN
ejif-3992	19	6	-	-	PUNCT
ejif-3992	19	7	advisors	advisor	NOUN
ejif-3992	19	8	for	for	ADP
ejif-3992	19	9	shari’ah	shari’ah	PROPN
ejif-3992	19	10	related	relate	VERB
ejif-3992	19	11	fatwas	fatwas	NOUN
ejif-3992	19	12	,	,	PUNCT
ejif-3992	19	13	many	many	ADJ
ejif-3992	19	14	suggest	suggest	VERB
ejif-3992	19	15	that	that	SCONJ
ejif-3992	19	16	robo	robo	NOUN
ejif-3992	19	17	-	-	PUNCT
ejif-3992	19	18	advisors	advisor	NOUN
ejif-3992	19	19	will	will	AUX
ejif-3992	19	20	take	take	VERB
ejif-3992	19	21	over	over	ADP
ejif-3992	19	22	the	the	DET
ejif-3992	19	23	jobs	job	NOUN
ejif-3992	19	24	of	of	ADP
ejif-3992	19	25	shari’ah	shari’ah	PROPN
ejif-3992	19	26	advisors	advisor	NOUN
ejif-3992	19	27	.	.	PUNCT
ejif-3992	20	1	however	however	ADV
ejif-3992	20	2	,	,	PUNCT
ejif-3992	20	3	this	this	PRON
ejif-3992	20	4	is	be	AUX
ejif-3992	20	5	not	not	PART
ejif-3992	20	6	the	the	DET
ejif-3992	20	7	main	main	ADJ
ejif-3992	20	8	issue	issue	NOUN
ejif-3992	20	9	,	,	PUNCT
ejif-3992	20	10	roboadvisors	roboadvisor	NOUN
ejif-3992	20	11	can	can	AUX
ejif-3992	20	12	serve	serve	VERB
ejif-3992	20	13	as	as	ADP
ejif-3992	20	14	assistant	assistant	NOUN
ejif-3992	20	15	to	to	ADP
ejif-3992	20	16	the	the	DET
ejif-3992	20	17	shari’ah	shari’ah	PROPN
ejif-3992	20	18	advisors	advisor	NOUN
ejif-3992	20	19	for	for	ADP
ejif-3992	20	20	now	now	ADV
ejif-3992	20	21	,	,	PUNCT
ejif-3992	20	22	as	as	SCONJ
ejif-3992	20	23	hybrid	hybrid	ADJ
ejif-3992	20	24	advisory	advisory	NOUN
ejif-3992	20	25	is	be	AUX
ejif-3992	20	26	also	also	ADV
ejif-3992	20	27	possible	possible	ADJ
ejif-3992	20	28	,	,	PUNCT
ejif-3992	20	29	so	so	SCONJ
ejif-3992	20	30	as	as	SCONJ
ejif-3992	20	31	to	to	PART
ejif-3992	20	32	make	make	VERB
ejif-3992	20	33	the	the	DET
ejif-3992	20	34	advisory	advisory	ADJ
ejif-3992	20	35	services	service	NOUN
ejif-3992	20	36	more	more	ADV
ejif-3992	20	37	efficient	efficient	ADJ
ejif-3992	20	38	and	and	CCONJ
ejif-3992	20	39	maintain	maintain	VERB
ejif-3992	20	40	quicker	quick	ADJ
ejif-3992	20	41	responses	response	NOUN
ejif-3992	20	42	to	to	ADP
ejif-3992	20	43	the	the	DET
ejif-3992	20	44	markets	market	NOUN
ejif-3992	20	45	need	need	VERB
ejif-3992	20	46	,	,	PUNCT
ejif-3992	20	47	however	however	ADV
ejif-3992	20	48	the	the	DET
ejif-3992	20	49	islamic	islamic	PROPN
ejif-3992	20	50	financial	financial	ADJ
ejif-3992	20	51	industry	industry	NOUN
ejif-3992	20	52	has	have	VERB
ejif-3992	20	53	to	to	PART
ejif-3992	20	54	prepare	prepare	VERB
ejif-3992	20	55	itself	itself	PRON
ejif-3992	20	56	for	for	ADP
ejif-3992	20	57	the	the	DET
ejif-3992	20	58	modern	modern	ADJ
ejif-3992	20	59	technology	technology	NOUN
ejif-3992	20	60	disruption	disruption	NOUN
ejif-3992	20	61	.	.	PUNCT
ejif-3992	21	1	the	the	DET
ejif-3992	21	2	current	current	ADJ
ejif-3992	21	3	trend	trend	NOUN
ejif-3992	21	4	in	in	ADP
ejif-3992	21	5	the	the	DET
ejif-3992	21	6	financial	financial	ADJ
ejif-3992	21	7	advisory	advisory	NOUN
ejif-3992	21	8	is	be	AUX
ejif-3992	21	9	moving	move	VERB
ejif-3992	21	10	towards	towards	ADP
ejif-3992	21	11	new	new	ADJ
ejif-3992	21	12	generation	generation	NOUN
ejif-3992	21	13	of	of	ADP
ejif-3992	21	14	financial	financial	ADJ
ejif-3992	21	15	technology	technology	NOUN
ejif-3992	21	16	enhancement	enhancement	NOUN
ejif-3992	21	17	.	.	PUNCT
ejif-3992	22	1	the	the	DET
ejif-3992	22	2	innovation	innovation	NOUN
ejif-3992	22	3	in	in	ADP
ejif-3992	22	4	modern	modern	ADJ
ejif-3992	22	5	technology	technology	NOUN
ejif-3992	22	6	advancement	advancement	NOUN
ejif-3992	22	7	was	be	AUX
ejif-3992	22	8	the	the	DET
ejif-3992	22	9	result	result	NOUN
ejif-3992	22	10	of	of	ADP
ejif-3992	22	11	the	the	DET
ejif-3992	22	12	critical	critical	ADJ
ejif-3992	22	13	need	need	NOUN
ejif-3992	22	14	for	for	ADP
ejif-3992	22	15	more	more	ADJ
ejif-3992	22	16	transparency	transparency	NOUN
ejif-3992	22	17	and	and	CCONJ
ejif-3992	22	18	accessibility	accessibility	NOUN
ejif-3992	22	19	into	into	ADP
ejif-3992	22	20	the	the	DET
ejif-3992	22	21	longstanding	longstanding	ADJ
ejif-3992	22	22	and	and	CCONJ
ejif-3992	22	23	well	well	ADV
ejif-3992	22	24	-	-	PUNCT
ejif-3992	22	25	known	know	VERB
ejif-3992	22	26	wealth	wealth	NOUN
ejif-3992	22	27	management	management	NOUN
ejif-3992	22	28	services	service	NOUN
ejif-3992	22	29	providing	provide	VERB
ejif-3992	22	30	industry	industry	NOUN
ejif-3992	22	31	and	and	CCONJ
ejif-3992	22	32	other	other	ADJ
ejif-3992	22	33	related	relate	VERB
ejif-3992	22	34	financial	financial	ADJ
ejif-3992	22	35	services	service	NOUN
ejif-3992	22	36	.	.	PUNCT
ejif-3992	23	1	this	this	DET
ejif-3992	23	2	critical	critical	ADJ
ejif-3992	23	3	trend	trend	NOUN
ejif-3992	23	4	is	be	AUX
ejif-3992	23	5	also	also	ADV
ejif-3992	23	6	looming	loom	VERB
ejif-3992	23	7	to	to	ADP
ejif-3992	23	8	the	the	DET
ejif-3992	23	9	islamic	islamic	ADJ
ejif-3992	23	10	financial	financial	PROPN
ejif-3992	23	11	services	service	NOUN
ejif-3992	23	12	,	,	PUNCT
ejif-3992	23	13	as	as	ADV
ejif-3992	23	14	well	well	ADV
ejif-3992	23	15	as	as	ADP
ejif-3992	23	16	islamic	islamic	PROPN
ejif-3992	23	17	wealth	wealth	NOUN
ejif-3992	23	18	management	management	NOUN
ejif-3992	23	19	services	service	NOUN
ejif-3992	23	20	.	.	PUNCT
ejif-3992	24	1	discussions	discussion	NOUN
ejif-3992	24	2	across	across	ADP
ejif-3992	24	3	the	the	DET
ejif-3992	24	4	fintech	fintech	NOUN
ejif-3992	24	5	advancement	advancement	NOUN
ejif-3992	24	6	portfolios	portfolio	NOUN
ejif-3992	24	7	suggested	suggest	VERB
ejif-3992	24	8	that	that	SCONJ
ejif-3992	24	9	robo	robo	NOUN
ejif-3992	24	10	-	-	PUNCT
ejif-3992	24	11	advisory	advisory	ADJ
ejif-3992	24	12	services	service	NOUN
ejif-3992	24	13	would	would	AUX
ejif-3992	24	14	definitely	definitely	ADV
ejif-3992	24	15	disrupt	disrupt	VERB
ejif-3992	24	16	the	the	DET
ejif-3992	24	17	traditional	traditional	ADJ
ejif-3992	24	18	wealth	wealth	NOUN
ejif-3992	24	19	management	management	NOUN
ejif-3992	24	20	services	service	NOUN
ejif-3992	24	21	and	and	CCONJ
ejif-3992	24	22	other	other	ADJ
ejif-3992	24	23	financial	financial	ADJ
ejif-3992	24	24	services	service	NOUN
ejif-3992	24	25	across	across	ADP
ejif-3992	24	26	the	the	DET
ejif-3992	24	27	globe	globe	NOUN
ejif-3992	24	28	.	.	PUNCT
ejif-3992	25	1	however	however	ADV
ejif-3992	25	2	,	,	PUNCT
ejif-3992	25	3	many	many	ADJ
ejif-3992	25	4	other	other	ADJ
ejif-3992	25	5	researchers	researcher	NOUN
ejif-3992	25	6	have	have	AUX
ejif-3992	25	7	contrary	contrary	ADV
ejif-3992	25	8	believed	believe	VERB
ejif-3992	25	9	that	that	SCONJ
ejif-3992	25	10	the	the	DET
ejif-3992	25	11	dominant	dominant	ADJ
ejif-3992	25	12	trend	trend	NOUN
ejif-3992	25	13	maybe	maybe	ADV
ejif-3992	25	14	of	of	ADP
ejif-3992	25	15	collaboration	collaboration	NOUN
ejif-3992	25	16	between	between	ADP
ejif-3992	25	17	the	the	DET
ejif-3992	25	18	financial	financial	ADJ
ejif-3992	25	19	institutions	institution	NOUN
ejif-3992	25	20	and	and	CCONJ
ejif-3992	25	21	tech	tech	NOUN
ejif-3992	25	22	companies	company	NOUN
ejif-3992	25	23	in	in	ADP
ejif-3992	25	24	the	the	DET
ejif-3992	25	25	other	other	ADJ
ejif-3992	25	26	hand	hand	NOUN
ejif-3992	25	27	,	,	PUNCT
ejif-3992	25	28	which	which	PRON
ejif-3992	25	29	will	will	AUX
ejif-3992	25	30	allow	allow	VERB
ejif-3992	25	31	banks	bank	NOUN
ejif-3992	25	32	to	to	PART
ejif-3992	25	33	improve	improve	VERB
ejif-3992	25	34	their	their	PRON
ejif-3992	25	35	services	service	NOUN
ejif-3992	25	36	offering	offer	VERB
ejif-3992	25	37	and	and	CCONJ
ejif-3992	25	38	build	build	VERB
ejif-3992	25	39	up	up	ADP
ejif-3992	25	40	new	new	ADJ
ejif-3992	25	41	revenue	revenue	NOUN
ejif-3992	25	42	streams	stream	NOUN
ejif-3992	25	43	using	use	VERB
ejif-3992	25	44	the	the	DET
ejif-3992	25	45	robo	robo	NOUN
ejif-3992	25	46	-	-	PUNCT
ejif-3992	25	47	advisory	advisory	ADJ
ejif-3992	25	48	services	service	NOUN
ejif-3992	25	49	.	.	PUNCT
ejif-3992	26	1	the	the	DET
ejif-3992	26	2	purpose	purpose	NOUN
ejif-3992	26	3	of	of	ADP
ejif-3992	26	4	this	this	DET
ejif-3992	26	5	research	research	NOUN
ejif-3992	26	6	is	be	AUX
ejif-3992	26	7	to	to	PART
ejif-3992	26	8	provide	provide	VERB
ejif-3992	26	9	an	an	DET
ejif-3992	26	10	insight	insight	NOUN
ejif-3992	26	11	on	on	ADP
ejif-3992	26	12	why	why	SCONJ
ejif-3992	26	13	islamic	islamic	ADJ
ejif-3992	26	14	banks	bank	NOUN
ejif-3992	26	15	and	and	CCONJ
ejif-3992	26	16	other	other	ADJ
ejif-3992	26	17	islamic	islamic	ADJ
ejif-3992	26	18	financial	financial	ADJ
ejif-3992	26	19	institutions	institution	NOUN
ejif-3992	26	20	should	should	AUX
ejif-3992	26	21	leverage	leverage	VERB
ejif-3992	26	22	on	on	ADP
ejif-3992	26	23	this	this	PRON
ejif-3992	26	24	on	on	ADP
ejif-3992	26	25	-	-	PUNCT
ejif-3992	26	26	going	go	VERB
ejif-3992	26	27	crusade	crusade	NOUN
ejif-3992	26	28	of	of	ADP
ejif-3992	26	29	roboadvisors	roboadvisor	NOUN
ejif-3992	26	30	and	and	CCONJ
ejif-3992	26	31	serve	serve	VERB
ejif-3992	26	32	many	many	ADJ
ejif-3992	26	33	clients	client	NOUN
ejif-3992	26	34	out	out	ADV
ejif-3992	26	35	there	there	ADV
ejif-3992	26	36	in	in	ADP
ejif-3992	26	37	need	need	NOUN
ejif-3992	26	38	of	of	ADP
ejif-3992	26	39	this	this	DET
ejif-3992	26	40	innovative	innovative	ADJ
ejif-3992	26	41	and	and	CCONJ
ejif-3992	26	42	novel	novel	ADJ
ejif-3992	26	43	services	service	NOUN
ejif-3992	26	44	and	and	CCONJ
ejif-3992	26	45	look	look	VERB
ejif-3992	26	46	into	into	ADP
ejif-3992	26	47	the	the	DET
ejif-3992	26	48	shari’ah	shari’ah	ADV
ejif-3992	26	49	related	relate	VERB
ejif-3992	26	50	issues	issue	NOUN
ejif-3992	26	51	and	and	CCONJ
ejif-3992	26	52	regulatory	regulatory	ADJ
ejif-3992	26	53	requirements	requirement	NOUN
ejif-3992	26	54	for	for	ADP
ejif-3992	26	55	robo	robo	NOUN
ejif-3992	26	56	-	-	PUNCT
ejif-3992	26	57	advisory	advisory	ADJ
ejif-3992	26	58	services	service	NOUN
ejif-3992	26	59	as	as	ADP
ejif-3992	26	60	part	part	NOUN
ejif-3992	26	61	of	of	ADP
ejif-3992	26	62	the	the	DET
ejif-3992	26	63	preparation	preparation	NOUN
ejif-3992	26	64	for	for	ADP
ejif-3992	26	65	the	the	DET
ejif-3992	26	66	technology	technology	NOUN
ejif-3992	26	67	disruption	disruption	NOUN
ejif-3992	26	68	in	in	ADP
ejif-3992	26	69	islamic	islamic	ADJ
ejif-3992	26	70	financial	financial	ADJ
ejif-3992	26	71	industry	industry	PROPN
ejif-3992	26	72	.	.	PUNCT
ejif-3992	27	1	ii	ii	PROPN
ejif-3992	27	2	.	.	PUNCT
ejif-3992	28	1	understanding	understand	VERB
ejif-3992	28	2	robo	robo	NOUN
ejif-3992	28	3	-	-	PUNCT
ejif-3992	28	4	advisros	advisros	NOUN
ejif-3992	28	5	the	the	DET
ejif-3992	28	6	definition	definition	NOUN
ejif-3992	28	7	of	of	ADP
ejif-3992	28	8	robo	robo	NOUN
ejif-3992	28	9	-	-	PUNCT
ejif-3992	28	10	advisors	advisor	NOUN
ejif-3992	28	11	is	be	AUX
ejif-3992	28	12	not	not	PART
ejif-3992	28	13	very	very	ADV
ejif-3992	28	14	clear	clear	ADJ
ejif-3992	28	15	as	as	ADP
ejif-3992	28	16	what	what	PRON
ejif-3992	28	17	to	to	PART
ejif-3992	28	18	include	include	VERB
ejif-3992	28	19	in	in	ADP
ejif-3992	28	20	the	the	DET
ejif-3992	28	21	definition	definition	NOUN
ejif-3992	28	22	,	,	PUNCT
ejif-3992	28	23	this	this	PRON
ejif-3992	28	24	is	be	AUX
ejif-3992	28	25	because	because	SCONJ
ejif-3992	28	26	robo	robo	NOUN
ejif-3992	28	27	-	-	PUNCT
ejif-3992	28	28	advisory	advisory	NOUN
ejif-3992	28	29	involves	involve	VERB
ejif-3992	28	30	wealth	wealth	NOUN
ejif-3992	28	31	management	management	NOUN
ejif-3992	28	32	advices	advice	NOUN
ejif-3992	28	33	via	via	ADP
ejif-3992	28	34	automated	automate	VERB
ejif-3992	28	35	processes	process	NOUN
ejif-3992	28	36	that	that	PRON
ejif-3992	28	37	exclude	exclude	VERB
ejif-3992	28	38	human	human	ADJ
ejif-3992	28	39	factor	factor	NOUN
ejif-3992	28	40	and	and	CCONJ
ejif-3992	28	41	influence	influence	NOUN
ejif-3992	28	42	.	.	PUNCT
ejif-3992	29	1	the	the	DET
ejif-3992	29	2	novel	novel	ADJ
ejif-3992	29	3	technology	technology	NOUN
ejif-3992	29	4	uses	use	VERB
ejif-3992	29	5	mathematical	mathematical	ADJ
ejif-3992	29	6	algorithms	algorithm	NOUN
ejif-3992	29	7	instead	instead	ADV
ejif-3992	29	8	to	to	PART
ejif-3992	29	9	support	support	VERB
ejif-3992	29	10	market	market	NOUN
ejif-3992	29	11	survey	survey	NOUN
ejif-3992	29	12	for	for	ADP
ejif-3992	29	13	investment	investment	NOUN
ejif-3992	29	14	decisions	decision	NOUN
ejif-3992	29	15	.	.	PUNCT
ejif-3992	30	1	this	this	PRON
ejif-3992	30	2	is	be	AUX
ejif-3992	30	3	however	however	ADV
ejif-3992	30	4	including	include	VERB
ejif-3992	30	5	many	many	ADJ
ejif-3992	30	6	other	other	ADJ
ejif-3992	30	7	asst	asst	NOUN
ejif-3992	30	8	.	.	PUNCT
ejif-3992	31	1	prof	prof	PROPN
ejif-3992	31	2	.	.	PUNCT
ejif-3992	32	1	dr	dr	PROPN
ejif-3992	32	2	.	.	PROPN
ejif-3992	32	3	auwal	auwal	PROPN
ejif-3992	32	4	adam	adam	PROPN
ejif-3992	32	5	sa’ad	sa’ad	PROPN
ejif-3992	32	6	,	,	PUNCT
ejif-3992	32	7	assoc	assoc	PROPN
ejif-3992	32	8	.	.	PUNCT
ejif-3992	32	9	prof	prof	PROPN
ejif-3992	32	10	.	.	PUNCT
ejif-3992	33	1	dr	dr	PROPN
ejif-3992	33	2	.	.	PROPN
ejif-3992	33	3	sayed	sayed	PROPN
ejif-3992	33	4	musa	musa	PROPN
ejif-3992	33	5	alhabshi	alhabshi	PROPN
ejif-3992	33	6	,	,	PUNCT
ejif-3992	33	7	assoc	assoc	PROPN
ejif-3992	33	8	.	.	PUNCT
ejif-3992	33	9	prof	prof	PROPN
ejif-3992	33	10	.	.	PUNCT
ejif-3992	34	1	dr	dr	PROPN
ejif-3992	34	2	.	.	PROPN
ejif-3992	34	3	azman	azman	PROPN
ejif-3992	34	4	bin	bin	PROPN
ejif-3992	34	5	mohd	mohd	PROPN
ejif-3992	34	6	noor	noor	PROPN
ejif-3992	34	7	,	,	PUNCT
ejif-3992	34	8	prof	prof	PROPN
ejif-3992	34	9	.	.	PUNCT
ejif-3992	35	1	dr	dr	PROPN
ejif-3992	35	2	.	.	PROPN
ejif-3992	35	3	rusni	rusni	PROPN
ejif-3992	35	4	hassan	hassan	PROPN
ejif-3992	35	5	ejif	ejif	PROPN
ejif-3992	35	6	–	–	PUNCT
ejif-3992	35	7	european	european	PROPN
ejif-3992	35	8	journal	journal	PROPN
ejif-3992	35	9	of	of	ADP
ejif-3992	35	10	islamic	islamic	PROPN
ejif-3992	35	11	finance	finance	PROPN
ejif-3992	35	12	first	first	ADJ
ejif-3992	35	13	special	special	ADJ
ejif-3992	35	14	issue	issue	NOUN
ejif-3992	35	15	for	for	ADP
ejif-3992	35	16	ejif	ejif	PROPN
ejif-3992	35	17	workshop	workshop	PROPN
ejif-3992	35	18	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3992	35	19	issn	issn	PROPN
ejif-3992	35	20	2421	2421	NUM
ejif-3992	35	21	-	-	SYM
ejif-3992	35	22	2172	2172	NUM
ejif-3992	35	23	2	2	NUM
ejif-3992	35	24	financial	financial	ADJ
ejif-3992	35	25	advisory	advisory	ADJ
ejif-3992	35	26	services	service	NOUN
ejif-3992	35	27	such	such	ADJ
ejif-3992	35	28	as	as	ADP
ejif-3992	35	29	the	the	DET
ejif-3992	35	30	advisory	advisory	ADJ
ejif-3992	35	31	services	service	NOUN
ejif-3992	35	32	practiced	practice	VERB
ejif-3992	35	33	by	by	ADP
ejif-3992	35	34	the	the	DET
ejif-3992	35	35	islamic	islamic	ADJ
ejif-3992	35	36	financial	financial	ADJ
ejif-3992	35	37	institutions	institution	NOUN
ejif-3992	35	38	and	and	CCONJ
ejif-3992	35	39	islamic	islamic	ADJ
ejif-3992	35	40	wealth	wealth	NOUN
ejif-3992	35	41	management	management	NOUN
ejif-3992	35	42	services	service	NOUN
ejif-3992	35	43	.	.	PUNCT
ejif-3992	36	1	robo	robo	NOUN
ejif-3992	36	2	-	-	PUNCT
ejif-3992	36	3	advisors	advisor	NOUN
ejif-3992	36	4	delivered	deliver	VERB
ejif-3992	36	5	using	use	VERB
ejif-3992	36	6	online	online	ADJ
ejif-3992	36	7	and	and	CCONJ
ejif-3992	36	8	mobile	mobile	ADJ
ejif-3992	36	9	channels	channel	NOUN
ejif-3992	36	10	,	,	PUNCT
ejif-3992	36	11	it	it	PRON
ejif-3992	36	12	is	be	AUX
ejif-3992	36	13	an	an	DET
ejif-3992	36	14	online	online	ADJ
ejif-3992	36	15	portfolio	portfolio	NOUN
ejif-3992	36	16	management	management	NOUN
ejif-3992	36	17	solution	solution	NOUN
ejif-3992	36	18	that	that	PRON
ejif-3992	36	19	aims	aim	VERB
ejif-3992	36	20	to	to	PART
ejif-3992	36	21	invest	invest	VERB
ejif-3992	36	22	client	client	NOUN
ejif-3992	36	23	assets	asset	NOUN
ejif-3992	36	24	by	by	ADP
ejif-3992	36	25	automating	automate	VERB
ejif-3992	36	26	client	client	NOUN
ejif-3992	36	27	advice	advice	NOUN
ejif-3992	36	28	.	.	PUNCT
ejif-3992	37	1	(	(	PUNCT
ejif-3992	37	2	deloitte	deloitte	NOUN
ejif-3992	37	3	and	and	CCONJ
ejif-3992	37	4	avaloq	avaloq	NOUN
ejif-3992	37	5	,	,	PUNCT
ejif-3992	37	6	2017	2017	NUM
ejif-3992	37	7	)	)	PUNCT
ejif-3992	37	8	some	some	DET
ejif-3992	37	9	selective	selective	ADJ
ejif-3992	37	10	definitions	definition	NOUN
ejif-3992	37	11	of	of	ADP
ejif-3992	37	12	robo	robo	NOUN
ejif-3992	37	13	-	-	PUNCT
ejif-3992	37	14	advisors	advisor	NOUN
ejif-3992	37	15	are	be	AUX
ejif-3992	37	16	discussed	discuss	VERB
ejif-3992	37	17	here	here	ADV
ejif-3992	37	18	to	to	PART
ejif-3992	37	19	understand	understand	VERB
ejif-3992	37	20	the	the	DET
ejif-3992	37	21	features	feature	NOUN
ejif-3992	37	22	and	and	CCONJ
ejif-3992	37	23	the	the	DET
ejif-3992	37	24	scopes	scope	NOUN
ejif-3992	37	25	of	of	ADP
ejif-3992	37	26	robo	robo	NOUN
ejif-3992	37	27	-	-	PUNCT
ejif-3992	37	28	advisors	advisor	NOUN
ejif-3992	37	29	in	in	ADP
ejif-3992	37	30	the	the	DET
ejif-3992	37	31	contemporary	contemporary	ADJ
ejif-3992	37	32	financial	financial	ADJ
ejif-3992	37	33	services	service	NOUN
ejif-3992	37	34	.	.	PUNCT
ejif-3992	38	1	roboadvisors	roboadvisor	NOUN
ejif-3992	38	2	could	could	AUX
ejif-3992	38	3	be	be	AUX
ejif-3992	38	4	defined	define	VERB
ejif-3992	38	5	as	as	ADP
ejif-3992	38	6	an	an	DET
ejif-3992	38	7	online	online	ADJ
ejif-3992	38	8	service	service	NOUN
ejif-3992	38	9	that	that	PRON
ejif-3992	38	10	uses	use	VERB
ejif-3992	38	11	algorithms	algorithm	NOUN
ejif-3992	38	12	to	to	PART
ejif-3992	38	13	automatically	automatically	ADV
ejif-3992	38	14	perform	perform	VERB
ejif-3992	38	15	many	many	ADJ
ejif-3992	38	16	investment	investment	NOUN
ejif-3992	38	17	tasks	task	NOUN
ejif-3992	38	18	done	do	VERB
ejif-3992	38	19	by	by	ADP
ejif-3992	38	20	a	a	DET
ejif-3992	38	21	human	human	ADJ
ejif-3992	38	22	financial	financial	ADJ
ejif-3992	38	23	advisor	advisor	NOUN
ejif-3992	38	24	.	.	PROPN
ejif-3992	39	1	angela	angela	PROPN
ejif-3992	39	2	scott	scott	PROPN
ejif-3992	39	3	-	-	PUNCT
ejif-3992	39	4	briggs	briggs	PROPN
ejif-3992	39	5	also	also	ADV
ejif-3992	39	6	defines	define	VERB
ejif-3992	39	7	robo	robo	NOUN
ejif-3992	39	8	-	-	PUNCT
ejif-3992	39	9	advisors	advisor	NOUN
ejif-3992	39	10	as	as	ADP
ejif-3992	39	11	online	online	ADJ
ejif-3992	39	12	wealth	wealth	NOUN
ejif-3992	39	13	management	management	NOUN
ejif-3992	39	14	services	service	NOUN
ejif-3992	39	15	that	that	PRON
ejif-3992	39	16	offer	offer	VERB
ejif-3992	39	17	computerized	computerized	NOUN
ejif-3992	39	18	,	,	PUNCT
ejif-3992	39	19	algorithm	algorithm	NOUN
ejif-3992	39	20	-	-	PUNCT
ejif-3992	39	21	based	base	VERB
ejif-3992	39	22	portfolio	portfolio	NOUN
ejif-3992	39	23	management	management	NOUN
ejif-3992	39	24	without	without	ADP
ejif-3992	39	25	using	use	VERB
ejif-3992	39	26	human	human	ADJ
ejif-3992	39	27	financial	financial	ADJ
ejif-3992	39	28	planners	planner	NOUN
ejif-3992	39	29	.	.	PUNCT
ejif-3992	40	1	some	some	DET
ejif-3992	40	2	other	other	ADJ
ejif-3992	40	3	scholars	scholar	NOUN
ejif-3992	40	4	defined	define	VERB
ejif-3992	40	5	robo	robo	NOUN
ejif-3992	40	6	-	-	PUNCT
ejif-3992	40	7	advisory	advisory	NOUN
ejif-3992	40	8	as	as	ADP
ejif-3992	40	9	an	an	DET
ejif-3992	40	10	online	online	ADJ
ejif-3992	40	11	portfolio	portfolio	NOUN
ejif-3992	40	12	management	management	NOUN
ejif-3992	40	13	solution	solution	NOUN
ejif-3992	40	14	that	that	PRON
ejif-3992	40	15	aims	aim	VERB
ejif-3992	40	16	to	to	PART
ejif-3992	40	17	invest	invest	VERB
ejif-3992	40	18	client	client	NOUN
ejif-3992	40	19	assets	asset	NOUN
ejif-3992	40	20	by	by	ADP
ejif-3992	40	21	automating	automate	VERB
ejif-3992	40	22	client	client	NOUN
ejif-3992	40	23	advice	advice	NOUN
ejif-3992	40	24	.	.	PUNCT
ejif-3992	41	1	(	(	PUNCT
ejif-3992	41	2	angela	angela	PROPN
ejif-3992	41	3	scott	scott	PROPN
ejif-3992	41	4	-	-	PUNCT
ejif-3992	41	5	briggs	briggs	PROPN
ejif-3992	41	6	,	,	PUNCT
ejif-3992	41	7	2016	2016	NUM
ejif-3992	41	8	)	)	PUNCT
ejif-3992	41	9	.	.	PUNCT
ejif-3992	42	1	robo	robo	NOUN
ejif-3992	42	2	-	-	PUNCT
ejif-3992	42	3	advisors	advisor	NOUN
ejif-3992	42	4	platforms	platform	NOUN
ejif-3992	42	5	distinguish	distinguish	VERB
ejif-3992	42	6	themselves	themselves	PRON
ejif-3992	42	7	with	with	ADP
ejif-3992	42	8	a	a	DET
ejif-3992	42	9	unique	unique	ADJ
ejif-3992	42	10	market	market	NOUN
ejif-3992	42	11	strategy	strategy	NOUN
ejif-3992	42	12	by	by	ADP
ejif-3992	42	13	offering	offer	VERB
ejif-3992	42	14	their	their	PRON
ejif-3992	42	15	investor	investor	NOUN
ejif-3992	42	16	’s	’s	PART
ejif-3992	42	17	minimal	minimal	ADJ
ejif-3992	42	18	capital	capital	NOUN
ejif-3992	42	19	requirements	requirement	NOUN
ejif-3992	42	20	,	,	PUNCT
ejif-3992	42	21	low	low	ADJ
ejif-3992	42	22	management	management	NOUN
ejif-3992	42	23	fees	fee	NOUN
ejif-3992	42	24	and	and	CCONJ
ejif-3992	42	25	a	a	DET
ejif-3992	42	26	simplified	simplified	ADJ
ejif-3992	42	27	investment	investment	NOUN
ejif-3992	42	28	journey	journey	NOUN
ejif-3992	42	29	and	and	CCONJ
ejif-3992	42	30	initiate	initiate	VERB
ejif-3992	42	31	minimal	minimal	ADJ
ejif-3992	42	32	capital	capital	NOUN
ejif-3992	42	33	requests	request	NOUN
ejif-3992	42	34	.	.	PUNCT
ejif-3992	43	1	some	some	DET
ejif-3992	43	2	robo	robo	NOUN
ejif-3992	43	3	-	-	PUNCT
ejif-3992	43	4	advisors	advisor	NOUN
ejif-3992	43	5	provide	provide	VERB
ejif-3992	43	6	advisory	advisory	ADJ
ejif-3992	43	7	services	service	NOUN
ejif-3992	43	8	for	for	ADP
ejif-3992	43	9	a	a	DET
ejif-3992	43	10	capital	capital	NOUN
ejif-3992	43	11	investment	investment	NOUN
ejif-3992	43	12	of	of	ADP
ejif-3992	43	13	usd50	usd50	PROPN
ejif-3992	43	14	fifty	fifty	NUM
ejif-3992	43	15	united	united	PROPN
ejif-3992	43	16	states	states	PROPN
ejif-3992	43	17	dollars	dollar	NOUN
ejif-3992	43	18	.	.	PUNCT
ejif-3992	44	1	advanced	advanced	ADJ
ejif-3992	44	2	pooling	pooling	NOUN
ejif-3992	44	3	technologies	technology	NOUN
ejif-3992	44	4	make	make	VERB
ejif-3992	44	5	it	it	PRON
ejif-3992	44	6	possible	possible	ADJ
ejif-3992	44	7	for	for	SCONJ
ejif-3992	44	8	investors	investor	NOUN
ejif-3992	44	9	without	without	ADP
ejif-3992	44	10	a	a	DET
ejif-3992	44	11	large	large	ADJ
ejif-3992	44	12	capital	capital	NOUN
ejif-3992	44	13	to	to	PART
ejif-3992	44	14	get	get	AUX
ejif-3992	44	15	started	start	VERB
ejif-3992	44	16	and	and	CCONJ
ejif-3992	44	17	build	build	VERB
ejif-3992	44	18	up	up	ADP
ejif-3992	44	19	their	their	PRON
ejif-3992	44	20	investment	investment	NOUN
ejif-3992	44	21	portfolio	portfolio	NOUN
ejif-3992	44	22	,	,	PUNCT
ejif-3992	44	23	hence	hence	ADV
ejif-3992	44	24	addressing	address	VERB
ejif-3992	44	25	the	the	DET
ejif-3992	44	26	needs	need	NOUN
ejif-3992	44	27	of	of	ADP
ejif-3992	44	28	a	a	DET
ejif-3992	44	29	new	new	ADJ
ejif-3992	44	30	segment	segment	NOUN
ejif-3992	44	31	of	of	ADP
ejif-3992	44	32	investors	investor	NOUN
ejif-3992	44	33	that	that	PRON
ejif-3992	44	34	has	have	AUX
ejif-3992	44	35	previously	previously	ADV
ejif-3992	44	36	been	be	AUX
ejif-3992	44	37	neglected	neglect	VERB
ejif-3992	44	38	by	by	ADP
ejif-3992	44	39	traditional	traditional	ADJ
ejif-3992	44	40	wealth	wealth	NOUN
ejif-3992	44	41	management	management	NOUN
ejif-3992	44	42	.	.	PUNCT
ejif-3992	45	1	however	however	ADV
ejif-3992	45	2	,	,	PUNCT
ejif-3992	45	3	most	most	ADJ
ejif-3992	45	4	of	of	ADP
ejif-3992	45	5	the	the	DET
ejif-3992	45	6	established	establish	VERB
ejif-3992	45	7	firms	firm	NOUN
ejif-3992	45	8	are	be	AUX
ejif-3992	45	9	still	still	ADV
ejif-3992	45	10	charging	charge	VERB
ejif-3992	45	11	a	a	DET
ejif-3992	45	12	portfolio	portfolio	NOUN
ejif-3992	45	13	management	management	NOUN
ejif-3992	45	14	fee	fee	NOUN
ejif-3992	45	15	of	of	ADP
ejif-3992	45	16	between	between	ADP
ejif-3992	45	17	one	one	NUM
ejif-3992	45	18	to	to	PART
ejif-3992	45	19	two	two	NUM
ejif-3992	45	20	percent	percent	NOUN
ejif-3992	45	21	if	if	SCONJ
ejif-3992	45	22	not	not	PART
ejif-3992	45	23	more	more	ADJ
ejif-3992	45	24	,	,	PUNCT
ejif-3992	45	25	for	for	ADP
ejif-3992	45	26	assets	asset	NOUN
ejif-3992	45	27	under	under	ADP
ejif-3992	45	28	management	management	NOUN
ejif-3992	45	29	(	(	PUNCT
ejif-3992	45	30	aum	aum	NOUN
ejif-3992	45	31	)	)	PUNCT
ejif-3992	45	32	,	,	PUNCT
ejif-3992	45	33	robo	robo	NOUN
ejif-3992	45	34	-	-	PUNCT
ejif-3992	45	35	advisors	advisor	NOUN
ejif-3992	45	36	are	be	AUX
ejif-3992	45	37	leveraging	leverage	VERB
ejif-3992	45	38	low	low	ADJ
ejif-3992	45	39	-	-	PUNCT
ejif-3992	45	40	cost	cost	NOUN
ejif-3992	45	41	product	product	NOUN
ejif-3992	45	42	portfolios	portfolio	NOUN
ejif-3992	45	43	such	such	ADJ
ejif-3992	45	44	as	as	ADP
ejif-3992	45	45	etfs	etfs	PROPN
ejif-3992	45	46	that	that	PRON
ejif-3992	45	47	provide	provide	VERB
ejif-3992	45	48	asset	asset	NOUN
ejif-3992	45	49	diversification	diversification	NOUN
ejif-3992	45	50	.	.	PUNCT
ejif-3992	46	1	they	they	PRON
ejif-3992	46	2	are	be	AUX
ejif-3992	46	3	not	not	PART
ejif-3992	46	4	only	only	ADV
ejif-3992	46	5	charging	charge	VERB
ejif-3992	46	6	lower	low	ADJ
ejif-3992	46	7	portfolio	portfolio	NOUN
ejif-3992	46	8	management	management	NOUN
ejif-3992	46	9	fees	fee	NOUN
ejif-3992	46	10	,	,	PUNCT
ejif-3992	46	11	they	they	PRON
ejif-3992	46	12	are	be	AUX
ejif-3992	46	13	also	also	ADV
ejif-3992	46	14	providing	provide	VERB
ejif-3992	46	15	a	a	DET
ejif-3992	46	16	more	more	ADV
ejif-3992	46	17	simplified	simplified	ADJ
ejif-3992	46	18	fee	fee	NOUN
ejif-3992	46	19	structure	structure	NOUN
ejif-3992	46	20	as	as	SCONJ
ejif-3992	46	21	opposed	oppose	VERB
ejif-3992	46	22	to	to	ADP
ejif-3992	46	23	the	the	DET
ejif-3992	46	24	complex	complex	ADJ
ejif-3992	46	25	fee	fee	NOUN
ejif-3992	46	26	schedules	schedule	NOUN
ejif-3992	46	27	of	of	ADP
ejif-3992	46	28	traditional	traditional	ADJ
ejif-3992	46	29	human	human	ADJ
ejif-3992	46	30	advisors	advisor	NOUN
ejif-3992	46	31	.	.	PUNCT
ejif-3992	47	1	(	(	PUNCT
ejif-3992	47	2	jonathan	jonathan	PROPN
ejif-3992	47	3	walter	walter	PROPN
ejif-3992	47	4	lam	lam	PROPN
ejif-3992	47	5	,	,	PUNCT
ejif-3992	47	6	2016	2016	NUM
ejif-3992	47	7	)	)	PUNCT
ejif-3992	47	8	.	.	PUNCT
ejif-3992	48	1	however	however	ADV
ejif-3992	48	2	,	,	PUNCT
ejif-3992	48	3	some	some	DET
ejif-3992	48	4	critical	critical	ADJ
ejif-3992	48	5	researchers	researcher	NOUN
ejif-3992	48	6	suggest	suggest	VERB
ejif-3992	48	7	that	that	SCONJ
ejif-3992	48	8	roboadvisors	roboadvisor	NOUN
ejif-3992	48	9	providing	provide	VERB
ejif-3992	48	10	equity	equity	NOUN
ejif-3992	48	11	portfolio	portfolio	NOUN
ejif-3992	48	12	recommendations	recommendation	NOUN
ejif-3992	48	13	are	be	AUX
ejif-3992	48	14	more	more	ADV
ejif-3992	48	15	suitable	suitable	ADJ
ejif-3992	48	16	for	for	ADP
ejif-3992	48	17	short	short	ADJ
ejif-3992	48	18	-	-	PUNCT
ejif-3992	48	19	term	term	NOUN
ejif-3992	48	20	goals	goal	NOUN
ejif-3992	48	21	investments	investment	NOUN
ejif-3992	48	22	and	and	CCONJ
ejif-3992	48	23	not	not	PART
ejif-3992	48	24	long	long	ADJ
ejif-3992	48	25	-	-	PUNCT
ejif-3992	48	26	term	term	NOUN
ejif-3992	48	27	.	.	PUNCT
ejif-3992	49	1	the	the	DET
ejif-3992	49	2	reason	reason	NOUN
ejif-3992	49	3	behind	behind	ADP
ejif-3992	49	4	this	this	DET
ejif-3992	49	5	suggestion	suggestion	NOUN
ejif-3992	49	6	was	be	AUX
ejif-3992	49	7	that	that	SCONJ
ejif-3992	49	8	the	the	DET
ejif-3992	49	9	researchers	researcher	NOUN
ejif-3992	49	10	anticipate	anticipate	VERB
ejif-3992	49	11	that	that	SCONJ
ejif-3992	49	12	robo	robo	NOUN
ejif-3992	49	13	-	-	PUNCT
ejif-3992	49	14	advisors	advisor	NOUN
ejif-3992	49	15	are	be	AUX
ejif-3992	49	16	only	only	ADV
ejif-3992	49	17	trying	try	VERB
ejif-3992	49	18	to	to	PART
ejif-3992	49	19	reduce	reduce	VERB
ejif-3992	49	20	shortterm	shortterm	PROPN
ejif-3992	49	21	volatility	volatility	NOUN
ejif-3992	49	22	,	,	PUNCT
ejif-3992	49	23	though	though	SCONJ
ejif-3992	49	24	this	this	PRON
ejif-3992	49	25	is	be	AUX
ejif-3992	49	26	not	not	PART
ejif-3992	49	27	necessarily	necessarily	ADV
ejif-3992	49	28	convincing	convincing	ADJ
ejif-3992	49	29	.	.	PUNCT
ejif-3992	50	1	however	however	ADV
ejif-3992	50	2	,	,	PUNCT
ejif-3992	50	3	the	the	DET
ejif-3992	50	4	quality	quality	NOUN
ejif-3992	50	5	of	of	ADP
ejif-3992	50	6	questionnaires	questionnaire	NOUN
ejif-3992	50	7	used	use	VERB
ejif-3992	50	8	by	by	ADP
ejif-3992	50	9	the	the	DET
ejif-3992	50	10	roboadvisors	roboadvisor	NOUN
ejif-3992	50	11	is	be	AUX
ejif-3992	50	12	very	very	ADV
ejif-3992	50	13	vital	vital	ADJ
ejif-3992	50	14	especially	especially	ADV
ejif-3992	50	15	when	when	SCONJ
ejif-3992	50	16	it	it	PRON
ejif-3992	50	17	comes	come	VERB
ejif-3992	50	18	to	to	PART
ejif-3992	50	19	ascertain	ascertain	VERB
ejif-3992	50	20	the	the	DET
ejif-3992	50	21	risk	risk	NOUN
ejif-3992	50	22	preferences	preference	NOUN
ejif-3992	50	23	of	of	ADP
ejif-3992	50	24	the	the	DET
ejif-3992	50	25	client	client	NOUN
ejif-3992	50	26	.	.	PUNCT
ejif-3992	51	1	(	(	PUNCT
ejif-3992	51	2	wee	wee	PROPN
ejif-3992	51	3	kee	kee	PROPN
ejif-3992	51	4	chia	chia	PROPN
ejif-3992	51	5	,	,	PUNCT
ejif-3992	51	6	yash	yash	NOUN
ejif-3992	51	7	shah	shah	NOUN
ejif-3992	51	8	,	,	PUNCT
ejif-3992	51	9	2018	2018	NUM
ejif-3992	51	10	)	)	PUNCT
ejif-3992	51	11	.	.	PUNCT
ejif-3992	52	1	many	many	ADJ
ejif-3992	52	2	researchers	researcher	NOUN
ejif-3992	52	3	believed	believe	VERB
ejif-3992	52	4	that	that	SCONJ
ejif-3992	52	5	the	the	DET
ejif-3992	52	6	questionnaires	questionnaire	NOUN
ejif-3992	52	7	used	use	VERB
ejif-3992	52	8	by	by	ADP
ejif-3992	52	9	robo	robo	NOUN
ejif-3992	52	10	-	-	PUNCT
ejif-3992	52	11	advisors	advisor	NOUN
ejif-3992	52	12	for	for	ADP
ejif-3992	52	13	financial	financial	ADJ
ejif-3992	52	14	planning	planning	NOUN
ejif-3992	52	15	did	do	AUX
ejif-3992	52	16	not	not	PART
ejif-3992	52	17	reliably	reliably	ADV
ejif-3992	52	18	followed	follow	VERB
ejif-3992	52	19	the	the	DET
ejif-3992	52	20	psychometric	psychometric	ADJ
ejif-3992	52	21	standards	standard	NOUN
ejif-3992	52	22	,	,	PUNCT
ejif-3992	52	23	there	there	PRON
ejif-3992	52	24	are	be	VERB
ejif-3992	52	25	mostly	mostly	ADV
ejif-3992	52	26	very	very	ADV
ejif-3992	52	27	brief	brief	ADJ
ejif-3992	52	28	and	and	CCONJ
ejif-3992	52	29	therefore	therefore	ADV
ejif-3992	52	30	may	may	AUX
ejif-3992	52	31	sustain	sustain	VERB
ejif-3992	52	32	reliability	reliability	NOUN
ejif-3992	52	33	and	and	CCONJ
ejif-3992	52	34	validity	validity	NOUN
ejif-3992	52	35	issues	issue	NOUN
ejif-3992	52	36	.	.	PUNCT
ejif-3992	53	1	it	it	PRON
ejif-3992	53	2	is	be	AUX
ejif-3992	53	3	also	also	ADV
ejif-3992	53	4	advised	advise	VERB
ejif-3992	53	5	that	that	SCONJ
ejif-3992	53	6	the	the	DET
ejif-3992	53	7	future	future	NOUN
ejif-3992	53	8	of	of	ADP
ejif-3992	53	9	financial	financial	ADJ
ejif-3992	53	10	advisory	advisory	ADJ
ejif-3992	53	11	services	service	NOUN
ejif-3992	53	12	could	could	AUX
ejif-3992	53	13	be	be	AUX
ejif-3992	53	14	a	a	DET
ejif-3992	53	15	hybrid	hybrid	ADJ
ejif-3992	53	16	model	model	NOUN
ejif-3992	53	17	,	,	PUNCT
ejif-3992	53	18	where	where	SCONJ
ejif-3992	53	19	analysis	analysis	NOUN
ejif-3992	53	20	is	be	AUX
ejif-3992	53	21	done	do	VERB
ejif-3992	53	22	by	by	ADP
ejif-3992	53	23	an	an	DET
ejif-3992	53	24	automatic	automatic	ADJ
ejif-3992	53	25	algorithm	algorithm	NOUN
ejif-3992	53	26	but	but	CCONJ
ejif-3992	53	27	the	the	DET
ejif-3992	53	28	procuring	procuring	NOUN
ejif-3992	53	29	,	,	PUNCT
ejif-3992	53	30	retaining	retaining	NOUN
ejif-3992	53	31	,	,	PUNCT
ejif-3992	53	32	motivating	motivating	NOUN
ejif-3992	53	33	and	and	CCONJ
ejif-3992	53	34	reassuring	reassuring	ADJ
ejif-3992	53	35	of	of	ADP
ejif-3992	53	36	clients	client	NOUN
ejif-3992	53	37	will	will	AUX
ejif-3992	53	38	be	be	AUX
ejif-3992	53	39	done	do	VERB
ejif-3992	53	40	by	by	ADP
ejif-3992	53	41	human	human	ADJ
ejif-3992	53	42	financial	financial	ADJ
ejif-3992	53	43	advisors	advisor	NOUN
ejif-3992	53	44	,	,	PUNCT
ejif-3992	53	45	this	this	PRON
ejif-3992	53	46	is	be	AUX
ejif-3992	53	47	if	if	SCONJ
ejif-3992	53	48	the	the	DET
ejif-3992	53	49	technology	technology	NOUN
ejif-3992	53	50	can	can	AUX
ejif-3992	53	51	not	not	PART
ejif-3992	53	52	be	be	AUX
ejif-3992	53	53	able	able	ADJ
ejif-3992	53	54	to	to	PART
ejif-3992	53	55	provide	provide	VERB
ejif-3992	53	56	such	such	ADJ
ejif-3992	53	57	services	service	NOUN
ejif-3992	53	58	.	.	PUNCT
ejif-3992	54	1	(	(	PUNCT
ejif-3992	54	2	roszkowski	roszkowski	NOUN
ejif-3992	54	3	,	,	PUNCT
ejif-3992	54	4	davey	davey	NOUN
ejif-3992	54	5	,	,	PUNCT
ejif-3992	54	6	and	and	CCONJ
ejif-3992	54	7	grable	grable	NOUN
ejif-3992	54	8	,	,	PUNCT
ejif-3992	54	9	2005	2005	NUM
ejif-3992	54	10	)	)	PUNCT
ejif-3992	54	11	.	.	PUNCT
ejif-3992	55	1	iii	iii	X
ejif-3992	55	2	.	.	PUNCT
ejif-3992	56	1	regulatory	regulatory	ADJ
ejif-3992	56	2	issues	issue	NOUN
ejif-3992	56	3	fr	fr	ADP
ejif-3992	56	4	robo	robo	NOUN
ejif-3992	56	5	-	-	PUNCT
ejif-3992	56	6	advisors	advisor	NOUN
ejif-3992	56	7	robo	robo	NOUN
ejif-3992	56	8	advisors	advisor	NOUN
ejif-3992	56	9	are	be	AUX
ejif-3992	56	10	regulated	regulate	VERB
ejif-3992	56	11	under	under	ADP
ejif-3992	56	12	the	the	DET
ejif-3992	56	13	securities	security	NOUN
ejif-3992	56	14	and	and	CCONJ
ejif-3992	56	15	exchange	exchange	PROPN
ejif-3992	56	16	commission	commission	PROPN
ejif-3992	56	17	(	(	PUNCT
ejif-3992	56	18	sec	sec	PROPN
ejif-3992	56	19	)	)	PUNCT
ejif-3992	56	20	in	in	ADP
ejif-3992	56	21	the	the	DET
ejif-3992	56	22	united	united	PROPN
ejif-3992	56	23	states	states	PROPN
ejif-3992	56	24	.	.	PUNCT
ejif-3992	57	1	the	the	DET
ejif-3992	57	2	commission	commission	NOUN
ejif-3992	57	3	takes	take	VERB
ejif-3992	57	4	charge	charge	NOUN
ejif-3992	57	5	of	of	ADP
ejif-3992	57	6	the	the	DET
ejif-3992	57	7	federal	federal	ADJ
ejif-3992	57	8	securities	security	NOUN
ejif-3992	57	9	laws	law	NOUN
ejif-3992	57	10	and	and	CCONJ
ejif-3992	57	11	has	have	VERB
ejif-3992	57	12	the	the	DET
ejif-3992	57	13	responsibility	responsibility	NOUN
ejif-3992	57	14	to	to	PART
ejif-3992	57	15	protect	protect	VERB
ejif-3992	57	16	the	the	DET
ejif-3992	57	17	investors	investor	NOUN
ejif-3992	57	18	in	in	ADP
ejif-3992	57	19	the	the	DET
ejif-3992	57	20	securities	security	NOUN
ejif-3992	57	21	markets	market	NOUN
ejif-3992	57	22	.	.	PUNCT
ejif-3992	58	1	and	and	CCONJ
ejif-3992	58	2	also	also	ADV
ejif-3992	58	3	regulates	regulate	VERB
ejif-3992	58	4	the	the	DET
ejif-3992	58	5	services	service	NOUN
ejif-3992	58	6	of	of	ADP
ejif-3992	58	7	human	human	ADJ
ejif-3992	58	8	advisors	advisor	NOUN
ejif-3992	58	9	as	as	ADV
ejif-3992	58	10	well	well	ADV
ejif-3992	58	11	as	as	ADP
ejif-3992	58	12	roboadvisors	roboadvisor	NOUN
ejif-3992	58	13	registered	register	VERB
ejif-3992	58	14	under	under	ADP
ejif-3992	58	15	the	the	DET
ejif-3992	58	16	investment	investment	NOUN
ejif-3992	58	17	portfolios	portfolio	NOUN
ejif-3992	58	18	.	.	PUNCT
ejif-3992	59	1	under	under	ADP
ejif-3992	59	2	the	the	DET
ejif-3992	59	3	us	us	PROPN
ejif-3992	59	4	advisers	adviser	NOUN
ejif-3992	59	5	act	act	VERB
ejif-3992	59	6	of	of	ADP
ejif-3992	59	7	the	the	DET
ejif-3992	59	8	1940	1940	NUM
ejif-3992	59	9	,	,	PUNCT
ejif-3992	59	10	registered	register	VERB
ejif-3992	59	11	investment	investment	NOUN
ejif-3992	59	12	advisers	adviser	NOUN
ejif-3992	59	13	rias	ria	NOUN
ejif-3992	59	14	are	be	AUX
ejif-3992	59	15	subjected	subject	VERB
ejif-3992	59	16	to	to	ADP
ejif-3992	59	17	the	the	DET
ejif-3992	59	18	imposed	impose	VERB
ejif-3992	59	19	functional	functional	ADJ
ejif-3992	59	20	obligation	obligation	NOUN
ejif-3992	59	21	have	have	VERB
ejif-3992	59	22	duty	duty	NOUN
ejif-3992	59	23	to	to	PART
ejif-3992	59	24	provide	provide	VERB
ejif-3992	59	25	advice	advice	NOUN
ejif-3992	59	26	in	in	ADP
ejif-3992	59	27	the	the	DET
ejif-3992	59	28	best	good	ADJ
ejif-3992	59	29	of	of	ADP
ejif-3992	59	30	their	their	PRON
ejif-3992	59	31	client	client	NOUN
ejif-3992	59	32	investment	investment	NOUN
ejif-3992	59	33	interest	interest	NOUN
ejif-3992	59	34	,	,	PUNCT
ejif-3992	59	35	and	and	CCONJ
ejif-3992	59	36	if	if	SCONJ
ejif-3992	59	37	robo	robo	NOUN
ejif-3992	59	38	-	-	PUNCT
ejif-3992	59	39	advisors	advisor	NOUN
ejif-3992	59	40	hold	hold	VERB
ejif-3992	59	41	an	an	DET
ejif-3992	59	42	asset	asset	NOUN
ejif-3992	59	43	related	relate	VERB
ejif-3992	59	44	to	to	ADP
ejif-3992	59	45	a	a	DET
ejif-3992	59	46	customer	customer	NOUN
ejif-3992	59	47	,	,	PUNCT
ejif-3992	59	48	they	they	PRON
ejif-3992	59	49	would	would	AUX
ejif-3992	59	50	have	have	VERB
ejif-3992	59	51	to	to	PART
ejif-3992	59	52	register	register	VERB
ejif-3992	59	53	with	with	ADP
ejif-3992	59	54	sec	sec	PROPN
ejif-3992	59	55	and	and	CCONJ
ejif-3992	59	56	finra	finra	PROPN
ejif-3992	59	57	financial	financial	PROPN
ejif-3992	59	58	industry	industry	PROPN
ejif-3992	59	59	regulatory	regulatory	ADJ
ejif-3992	59	60	authority	authority	NOUN
ejif-3992	59	61	as	as	ADP
ejif-3992	59	62	broker	broker	NOUN
ejif-3992	59	63	-	-	PUNCT
ejif-3992	59	64	dealers	dealer	NOUN
ejif-3992	59	65	.	.	PUNCT
ejif-3992	60	1	at	at	ADP
ejif-3992	60	2	the	the	DET
ejif-3992	60	3	moment	moment	NOUN
ejif-3992	60	4	,	,	PUNCT
ejif-3992	60	5	the	the	DET
ejif-3992	60	6	betterment	betterment	NOUN
ejif-3992	60	7	holds	hold	VERB
ejif-3992	60	8	customers	customer	NOUN
ejif-3992	60	9	’	’	PART
ejif-3992	60	10	assets	asset	NOUN
ejif-3992	60	11	and	and	CCONJ
ejif-3992	60	12	is	be	AUX
ejif-3992	60	13	a	a	DET
ejif-3992	60	14	registered	register	VERB
ejif-3992	60	15	broker	broker	NOUN
ejif-3992	60	16	-	-	PUNCT
ejif-3992	60	17	dealer	dealer	NOUN
ejif-3992	60	18	,	,	PUNCT
ejif-3992	60	19	however	however	ADV
ejif-3992	60	20	,	,	PUNCT
ejif-3992	60	21	wealthfront	wealthfront	NOUN
ejif-3992	60	22	is	be	AUX
ejif-3992	60	23	not	not	PART
ejif-3992	60	24	yet	yet	ADV
ejif-3992	60	25	a	a	DET
ejif-3992	60	26	registered	register	VERB
ejif-3992	60	27	broker	broker	NOUN
ejif-3992	60	28	dealer	dealer	NOUN
ejif-3992	60	29	.	.	PUNCT
ejif-3992	61	1	(	(	PUNCT
ejif-3992	61	2	jill	jill	PROPN
ejif-3992	61	3	e	e	PROPN
ejif-3992	61	4	.	.	PUNCT
ejif-3992	61	5	fisch	fisch	PROPN
ejif-3992	61	6	,	,	PUNCT
ejif-3992	61	7	marion	marion	PROPN
ejif-3992	61	8	labouré	labouré	NOUN
ejif-3992	61	9	,	,	PUNCT
ejif-3992	61	10	and	and	CCONJ
ejif-3992	61	11	john	john	PROPN
ejif-3992	61	12	a.	a.	PROPN
ejif-3992	61	13	turner	turner	PROPN
ejif-3992	61	14	,	,	PUNCT
ejif-3992	61	15	2018	2018	NUM
ejif-3992	61	16	)	)	PUNCT
ejif-3992	61	17	.	.	PUNCT
ejif-3992	62	1	the	the	DET
ejif-3992	62	2	scope	scope	NOUN
ejif-3992	62	3	and	and	CCONJ
ejif-3992	62	4	the	the	DET
ejif-3992	62	5	minimum	minimum	NOUN
ejif-3992	62	6	protection	protection	NOUN
ejif-3992	62	7	afforded	afford	VERB
ejif-3992	62	8	as	as	ADP
ejif-3992	62	9	the	the	DET
ejif-3992	62	10	rias	rias	PROPN
ejif-3992	62	11	fiduciary	fiduciary	ADJ
ejif-3992	62	12	duty	duty	NOUN
ejif-3992	62	13	was	be	AUX
ejif-3992	62	14	a	a	DET
ejif-3992	62	15	matter	matter	NOUN
ejif-3992	62	16	of	of	ADP
ejif-3992	62	17	extensive	extensive	ADJ
ejif-3992	62	18	debate	debate	NOUN
ejif-3992	62	19	in	in	ADP
ejif-3992	62	20	the	the	DET
ejif-3992	62	21	united	united	PROPN
ejif-3992	62	22	states	states	PROPN
ejif-3992	62	23	,	,	PUNCT
ejif-3992	62	24	many	many	ADJ
ejif-3992	62	25	scholars	scholar	NOUN
ejif-3992	62	26	claim	claim	VERB
ejif-3992	62	27	that	that	SCONJ
ejif-3992	62	28	the	the	DET
ejif-3992	62	29	fiduciary	fiduciary	ADJ
ejif-3992	62	30	obligation	obligation	NOUN
ejif-3992	62	31	is	be	AUX
ejif-3992	62	32	vague	vague	ADJ
ejif-3992	62	33	and	and	CCONJ
ejif-3992	62	34	works	work	VERB
ejif-3992	62	35	with	with	ADP
ejif-3992	62	36	lack	lack	NOUN
ejif-3992	62	37	of	of	ADP
ejif-3992	62	38	predictability	predictability	NOUN
ejif-3992	62	39	for	for	ADP
ejif-3992	62	40	the	the	DET
ejif-3992	62	41	both	both	DET
ejif-3992	62	42	parties	party	NOUN
ejif-3992	62	43	,	,	PUNCT
ejif-3992	62	44	the	the	DET
ejif-3992	62	45	investors	investor	NOUN
ejif-3992	62	46	and	and	CCONJ
ejif-3992	62	47	financial	financial	ADJ
ejif-3992	62	48	advisors	advisor	NOUN
ejif-3992	62	49	.	.	PUNCT
ejif-3992	63	1	however	however	ADV
ejif-3992	63	2	,	,	PUNCT
ejif-3992	63	3	the	the	DET
ejif-3992	63	4	fiduciary	fiduciary	ADJ
ejif-3992	63	5	concept	concept	NOUN
ejif-3992	63	6	might	might	AUX
ejif-3992	63	7	be	be	AUX
ejif-3992	63	8	amended	amend	VERB
ejif-3992	63	9	by	by	ADP
ejif-3992	63	10	contract	contract	NOUN
ejif-3992	63	11	.	.	PUNCT
ejif-3992	64	1	there	there	PRON
ejif-3992	64	2	is	be	VERB
ejif-3992	64	3	a	a	DET
ejif-3992	64	4	potential	potential	ADJ
ejif-3992	64	5	advantage	advantage	NOUN
ejif-3992	64	6	related	relate	VERB
ejif-3992	64	7	to	to	ADP
ejif-3992	64	8	robo	robo	NOUN
ejif-3992	64	9	-	-	PUNCT
ejif-3992	64	10	advisors	advisor	NOUN
ejif-3992	64	11	in	in	ADP
ejif-3992	64	12	which	which	PRON
ejif-3992	64	13	the	the	DET
ejif-3992	64	14	quality	quality	NOUN
ejif-3992	64	15	of	of	ADP
ejif-3992	64	16	their	their	PRON
ejif-3992	64	17	advice	advice	NOUN
ejif-3992	64	18	could	could	AUX
ejif-3992	64	19	easily	easily	ADV
ejif-3992	64	20	be	be	AUX
ejif-3992	64	21	reviewed	review	VERB
ejif-3992	64	22	and	and	CCONJ
ejif-3992	64	23	assess	assess	VERB
ejif-3992	64	24	by	by	ADP
ejif-3992	64	25	the	the	DET
ejif-3992	64	26	regulator	regulator	NOUN
ejif-3992	64	27	,	,	PUNCT
ejif-3992	64	28	the	the	DET
ejif-3992	64	29	case	case	NOUN
ejif-3992	64	30	is	be	AUX
ejif-3992	64	31	not	not	PART
ejif-3992	64	32	the	the	DET
ejif-3992	64	33	same	same	ADJ
ejif-3992	64	34	with	with	ADP
ejif-3992	64	35	human	human	ADJ
ejif-3992	64	36	financial	financial	ADJ
ejif-3992	64	37	advisors	advisor	NOUN
ejif-3992	64	38	,	,	PUNCT
ejif-3992	64	39	it	it	PRON
ejif-3992	64	40	is	be	AUX
ejif-3992	64	41	almost	almost	ADV
ejif-3992	64	42	impossible	impossible	ADJ
ejif-3992	64	43	to	to	PART
ejif-3992	64	44	monitor	monitor	VERB
ejif-3992	64	45	all	all	DET
ejif-3992	64	46	the	the	DET
ejif-3992	64	47	private	private	ADJ
ejif-3992	64	48	conversations	conversation	NOUN
ejif-3992	64	49	suggested	suggest	VERB
ejif-3992	64	50	by	by	ADP
ejif-3992	64	51	human	human	ADJ
ejif-3992	64	52	advisors	advisor	NOUN
ejif-3992	64	53	with	with	ADP
ejif-3992	64	54	their	their	PRON
ejif-3992	64	55	clients	client	NOUN
ejif-3992	64	56	.	.	PUNCT
ejif-3992	65	1	(	(	PUNCT
ejif-3992	65	2	jill	jill	PROPN
ejif-3992	65	3	e.	e.	PROPN
ejif-3992	65	4	et	et	PROPN
ejif-3992	65	5	.	.	PROPN
ejif-3992	65	6	2018	2018	NUM
ejif-3992	65	7	)	)	PUNCT
ejif-3992	66	1	however	however	ADV
ejif-3992	66	2	,	,	PUNCT
ejif-3992	66	3	it	it	PRON
ejif-3992	66	4	is	be	AUX
ejif-3992	66	5	very	very	ADV
ejif-3992	66	6	feasible	feasible	ADJ
ejif-3992	66	7	to	to	PART
ejif-3992	66	8	record	record	VERB
ejif-3992	66	9	and	and	CCONJ
ejif-3992	66	10	evaluate	evaluate	VERB
ejif-3992	66	11	computer	computer	NOUN
ejif-3992	66	12	models	model	NOUN
ejif-3992	66	13	of	of	ADP
ejif-3992	66	14	advice	advice	NOUN
ejif-3992	66	15	,	,	PUNCT
ejif-3992	66	16	this	this	DET
ejif-3992	66	17	unimagined	unimagined	ADJ
ejif-3992	66	18	transparency	transparency	NOUN
ejif-3992	66	19	provides	provide	VERB
ejif-3992	66	20	more	more	ADJ
ejif-3992	66	21	preferences	preference	NOUN
ejif-3992	66	22	to	to	ADP
ejif-3992	66	23	robo	robo	NOUN
ejif-3992	66	24	-	-	PUNCT
ejif-3992	66	25	advisors	advisor	NOUN
ejif-3992	66	26	and	and	CCONJ
ejif-3992	66	27	made	make	VERB
ejif-3992	66	28	them	they	PRON
ejif-3992	66	29	more	more	ADV
ejif-3992	66	30	closely	closely	ADV
ejif-3992	66	31	to	to	ADP
ejif-3992	66	32	the	the	DET
ejif-3992	66	33	regulatory	regulatory	ADJ
ejif-3992	66	34	requirements	requirement	NOUN
ejif-3992	66	35	.	.	PUNCT
ejif-3992	67	1	(	(	PUNCT
ejif-3992	67	2	jill	jill	PROPN
ejif-3992	67	3	e	e	PROPN
ejif-3992	67	4	.	.	PUNCT
ejif-3992	68	1	fisch	fisch	PROPN
ejif-3992	68	2	,	,	PUNCT
ejif-3992	68	3	marion	marion	PROPN
ejif-3992	68	4	labouré	labouré	NOUN
ejif-3992	68	5	,	,	PUNCT
ejif-3992	68	6	and	and	CCONJ
ejif-3992	68	7	john	john	PROPN
ejif-3992	68	8	a.	a.	PROPN
ejif-3992	68	9	turner	turner	PROPN
ejif-3992	68	10	,	,	PUNCT
ejif-3992	68	11	2018	2018	NUM
ejif-3992	68	12	)	)	PUNCT
ejif-3992	68	13	.	.	PUNCT
ejif-3992	69	1	in	in	ADP
ejif-3992	69	2	the	the	DET
ejif-3992	69	3	year	year	NOUN
ejif-3992	69	4	2017	2017	NUM
ejif-3992	69	5	,	,	PUNCT
ejif-3992	69	6	the	the	DET
ejif-3992	69	7	division	division	NOUN
ejif-3992	69	8	of	of	ADP
ejif-3992	69	9	investment	investment	NOUN
ejif-3992	69	10	management	management	NOUN
ejif-3992	69	11	of	of	ADP
ejif-3992	69	12	the	the	DET
ejif-3992	69	13	securities	securities	PROPN
ejif-3992	69	14	and	and	CCONJ
ejif-3992	69	15	exchange	exchange	PROPN
ejif-3992	69	16	commission	commission	PROPN
ejif-3992	69	17	,	,	PUNCT
ejif-3992	69	18	sec	sec	PROPN
ejif-3992	69	19	,	,	PUNCT
ejif-3992	69	20	releases	release	VERB
ejif-3992	69	21	regulatory	regulatory	ADJ
ejif-3992	69	22	compliance	compliance	NOUN
ejif-3992	69	23	for	for	ADP
ejif-3992	69	24	robo	robo	NOUN
ejif-3992	69	25	-	-	PUNCT
ejif-3992	69	26	advisors	advisor	NOUN
ejif-3992	69	27	,	,	PUNCT
ejif-3992	69	28	the	the	DET
ejif-3992	69	29	commission	commission	NOUN
ejif-3992	69	30	realized	realize	VERB
ejif-3992	69	31	that	that	SCONJ
ejif-3992	69	32	the	the	DET
ejif-3992	69	33	unique	unique	ADJ
ejif-3992	69	34	business	business	NOUN
ejif-3992	69	35	model	model	NOUN
ejif-3992	69	36	offered	offer	VERB
ejif-3992	69	37	by	by	ADP
ejif-3992	69	38	robo	robo	NOUN
ejif-3992	69	39	-	-	PUNCT
ejif-3992	69	40	advisors	advisor	NOUN
ejif-3992	69	41	deserved	deserve	VERB
ejif-3992	69	42	to	to	PART
ejif-3992	69	43	be	be	AUX
ejif-3992	69	44	given	give	VERB
ejif-3992	69	45	more	more	ADJ
ejif-3992	69	46	concern	concern	NOUN
ejif-3992	69	47	.	.	PUNCT
ejif-3992	70	1	it	it	PRON
ejif-3992	70	2	also	also	ADV
ejif-3992	70	3	identified	identify	VERB
ejif-3992	70	4	the	the	DET
ejif-3992	70	5	need	need	NOUN
ejif-3992	70	6	to	to	PART
ejif-3992	70	7	guarantee	guarantee	VERB
ejif-3992	70	8	that	that	SCONJ
ejif-3992	70	9	the	the	DET
ejif-3992	70	10	robo	robo	NOUN
ejif-3992	70	11	-	-	PUNCT
ejif-3992	70	12	advisor	advisor	NOUN
ejif-3992	70	13	is	be	AUX
ejif-3992	70	14	providing	provide	VERB
ejif-3992	70	15	an	an	DET
ejif-3992	70	16	appropriate	appropriate	ADJ
ejif-3992	70	17	advice	advice	NOUN
ejif-3992	70	18	to	to	ADP
ejif-3992	70	19	its	its	PRON
ejif-3992	70	20	customers	customer	NOUN
ejif-3992	70	21	,	,	PUNCT
ejif-3992	70	22	and	and	CCONJ
ejif-3992	70	23	the	the	DET
ejif-3992	70	24	need	need	NOUN
ejif-3992	70	25	to	to	PART
ejif-3992	70	26	embrace	embrace	VERB
ejif-3992	70	27	and	and	CCONJ
ejif-3992	70	28	implement	implement	VERB
ejif-3992	70	29	suitable	suitable	ADJ
ejif-3992	70	30	compliance	compliance	NOUN
ejif-3992	70	31	programs	program	NOUN
ejif-3992	70	32	designed	design	VERB
ejif-3992	70	33	to	to	ADP
ejif-3992	70	34	the	the	DET
ejif-3992	70	35	automated	automate	VERB
ejif-3992	70	36	nature	nature	NOUN
ejif-3992	70	37	of	of	ADP
ejif-3992	70	38	the	the	DET
ejif-3992	70	39	robo	robo	NOUN
ejif-3992	70	40	-	-	PUNCT
ejif-3992	70	41	advisor	advisor	NOUN
ejif-3992	70	42	’s	’s	PART
ejif-3992	70	43	services	service	NOUN
ejif-3992	70	44	.	.	PUNCT
ejif-3992	71	1	(	(	PUNCT
ejif-3992	71	2	sec	sec	PROPN
ejif-3992	71	3	2017	2017	NUM
ejif-3992	71	4	)	)	PUNCT
ejif-3992	71	5	.	.	PUNCT
ejif-3992	72	1	some	some	DET
ejif-3992	72	2	robo	robo	NOUN
ejif-3992	72	3	-	-	PUNCT
ejif-3992	72	4	advisors	advisor	NOUN
ejif-3992	72	5	firms	firm	NOUN
ejif-3992	72	6	got	get	VERB
ejif-3992	72	7	some	some	DET
ejif-3992	72	8	decisive	decisive	ADJ
ejif-3992	72	9	regulatory	regulatory	ADJ
ejif-3992	72	10	actions	action	NOUN
ejif-3992	72	11	taken	take	VERB
ejif-3992	72	12	by	by	ADP
ejif-3992	72	13	the	the	DET
ejif-3992	72	14	regulator	regulator	NOUN
ejif-3992	72	15	in	in	ADP
ejif-3992	72	16	various	various	ADJ
ejif-3992	72	17	jurisdictions	jurisdiction	NOUN
ejif-3992	72	18	,	,	PUNCT
ejif-3992	72	19	particularly	particularly	ADV
ejif-3992	72	20	among	among	ADP
ejif-3992	72	21	the	the	DET
ejif-3992	72	22	regulators	regulator	NOUN
ejif-3992	72	23	across	across	ADP
ejif-3992	72	24	uk	uk	PROPN
ejif-3992	72	25	and	and	CCONJ
ejif-3992	72	26	the	the	DET
ejif-3992	72	27	united	united	PROPN
ejif-3992	72	28	states	states	PROPN
ejif-3992	72	29	.	.	PUNCT
ejif-3992	73	1	in	in	ADP
ejif-3992	73	2	may	may	PROPN
ejif-3992	73	3	2018	2018	NUM
ejif-3992	73	4	,	,	PUNCT
ejif-3992	73	5	the	the	DET
ejif-3992	73	6	united	united	PROPN
ejif-3992	73	7	kingdom	kingdom	PROPN
ejif-3992	73	8	financial	financial	ADJ
ejif-3992	73	9	conduct	conduct	NOUN
ejif-3992	73	10	authority	authority	NOUN
ejif-3992	73	11	has	have	AUX
ejif-3992	73	12	surprisingly	surprisingly	ADV
ejif-3992	73	13	issued	issue	VERB
ejif-3992	73	14	a	a	DET
ejif-3992	73	15	warning	warning	NOUN
ejif-3992	73	16	to	to	ADP
ejif-3992	73	17	various	various	ADJ
ejif-3992	73	18	automated	automate	VERB
ejif-3992	73	19	advisors	advisor	NOUN
ejif-3992	73	20	for	for	ADP
ejif-3992	73	21	misleading	mislead	VERB
ejif-3992	73	22	their	their	PRON
ejif-3992	73	23	customers	customer	NOUN
ejif-3992	73	24	specifically	specifically	ADV
ejif-3992	73	25	on	on	ADP
ejif-3992	73	26	pricing	pricing	NOUN
ejif-3992	73	27	as	as	ADV
ejif-3992	73	28	well	well	ADV
ejif-3992	73	29	as	as	ADP
ejif-3992	73	30	lack	lack	NOUN
ejif-3992	73	31	of	of	ADP
ejif-3992	73	32	adequate	adequate	ADJ
ejif-3992	73	33	and	and	CCONJ
ejif-3992	73	34	sustainability	sustainability	NOUN
ejif-3992	73	35	assessment	assessment	NOUN
ejif-3992	73	36	framework	framework	NOUN
ejif-3992	73	37	.	.	PUNCT
ejif-3992	74	1	in	in	ADP
ejif-3992	74	2	december	december	PROPN
ejif-3992	74	3	2018	2018	NUM
ejif-3992	74	4	,	,	PUNCT
ejif-3992	74	5	whealthfront	whealthfront	ADJ
ejif-3992	74	6	advisers	adviser	NOUN
ejif-3992	74	7	and	and	CCONJ
ejif-3992	74	8	hedgeable	hedgeable	ADJ
ejif-3992	74	9	which	which	PRON
ejif-3992	74	10	are	be	AUX
ejif-3992	74	11	two	two	NUM
ejif-3992	74	12	most	most	ADV
ejif-3992	74	13	prominent	prominent	ADJ
ejif-3992	74	14	roboadvisors	roboadvisor	NOUN
ejif-3992	74	15	in	in	ADP
ejif-3992	74	16	the	the	DET
ejif-3992	74	17	us	us	PROPN
ejif-3992	74	18	were	be	AUX
ejif-3992	74	19	penalized	penalize	VERB
ejif-3992	74	20	by	by	ADP
ejif-3992	74	21	the	the	DET
ejif-3992	74	22	united	united	PROPN
ejif-3992	74	23	states	states	PROPN
ejif-3992	74	24	securities	securities	PROPN
ejif-3992	74	25	and	and	CCONJ
ejif-3992	74	26	exchange	exchange	PROPN
ejif-3992	74	27	commission	commission	PROPN
ejif-3992	74	28	.	.	PUNCT
ejif-3992	75	1	wealthfront	wealthfront	PROPN
ejif-3992	75	2	was	be	AUX
ejif-3992	75	3	fined	fine	VERB
ejif-3992	75	4	ejif	ejif	PROPN
ejif-3992	75	5	–	–	PUNCT
ejif-3992	75	6	european	european	PROPN
ejif-3992	75	7	journal	journal	PROPN
ejif-3992	75	8	of	of	ADP
ejif-3992	75	9	islamic	islamic	PROPN
ejif-3992	75	10	finance	finance	PROPN
ejif-3992	75	11	first	first	ADJ
ejif-3992	75	12	special	special	ADJ
ejif-3992	75	13	issue	issue	NOUN
ejif-3992	75	14	for	for	ADP
ejif-3992	75	15	ejif	ejif	PROPN
ejif-3992	75	16	workshop	workshop	PROPN
ejif-3992	75	17	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3992	75	18	issn	issn	PROPN
ejif-3992	75	19	2421	2421	NUM
ejif-3992	75	20	-	-	SYM
ejif-3992	75	21	2172	2172	NUM
ejif-3992	75	22	3	3	NUM
ejif-3992	75	23	based	base	VERB
ejif-3992	75	24	on	on	ADP
ejif-3992	75	25	misleading	misleading	ADJ
ejif-3992	75	26	and	and	CCONJ
ejif-3992	75	27	deceitful	deceitful	ADJ
ejif-3992	75	28	marketing	marketing	NOUN
ejif-3992	75	29	and	and	CCONJ
ejif-3992	75	30	for	for	ADP
ejif-3992	75	31	having	have	VERB
ejif-3992	75	32	inadequate	inadequate	ADJ
ejif-3992	75	33	compliance	compliance	NOUN
ejif-3992	75	34	program	program	NOUN
ejif-3992	75	35	and	and	CCONJ
ejif-3992	75	36	hedgeable	hedgeable	ADJ
ejif-3992	75	37	was	be	AUX
ejif-3992	75	38	also	also	ADV
ejif-3992	75	39	penalized	penalize	VERB
ejif-3992	75	40	based	base	VERB
ejif-3992	75	41	on	on	ADP
ejif-3992	75	42	misleading	mislead	VERB
ejif-3992	75	43	performance	performance	NOUN
ejif-3992	75	44	reporting	reporting	NOUN
ejif-3992	75	45	.	.	PUNCT
ejif-3992	76	1	(	(	PUNCT
ejif-3992	76	2	maurella	maurella	PROPN
ejif-3992	76	3	van	van	PROPN
ejif-3992	76	4	der	der	PROPN
ejif-3992	76	5	ree	ree	NOUN
ejif-3992	76	6	,	,	PUNCT
ejif-3992	76	7	2019	2019	NUM
ejif-3992	76	8	)	)	PUNCT
ejif-3992	76	9	.	.	PUNCT
ejif-3992	77	1	iv	iv	X
ejif-3992	77	2	.	.	PUNCT
ejif-3992	78	1	the	the	DET
ejif-3992	78	2	use	use	NOUN
ejif-3992	78	3	of	of	ADP
ejif-3992	78	4	robo	robo	NOUN
ejif-3992	78	5	-	-	PUNCT
ejif-3992	78	6	advisors	advisor	NOUN
ejif-3992	78	7	for	for	ADP
ejif-3992	78	8	islamic	islamic	ADJ
ejif-3992	78	9	financial	financial	ADJ
ejif-3992	78	10	services	service	NOUN
ejif-3992	78	11	the	the	DET
ejif-3992	78	12	shari’ah	shari’ah	PROPN
ejif-3992	78	13	advisors	advisor	NOUN
ejif-3992	78	14	duties	duty	NOUN
ejif-3992	78	15	in	in	ADP
ejif-3992	78	16	the	the	DET
ejif-3992	78	17	islamic	islamic	ADJ
ejif-3992	78	18	financial	financial	ADJ
ejif-3992	78	19	institutions	institution	NOUN
ejif-3992	78	20	have	have	VERB
ejif-3992	78	21	a	a	DET
ejif-3992	78	22	special	special	ADJ
ejif-3992	78	23	consideration	consideration	NOUN
ejif-3992	78	24	under	under	ADP
ejif-3992	78	25	shari’ah	shari’ah	NOUN
ejif-3992	78	26	governance	governance	NOUN
ejif-3992	78	27	framework	framework	NOUN
ejif-3992	78	28	provided	provide	VERB
ejif-3992	78	29	by	by	ADP
ejif-3992	78	30	many	many	ADJ
ejif-3992	78	31	central	central	ADJ
ejif-3992	78	32	banks	bank	NOUN
ejif-3992	78	33	including	include	VERB
ejif-3992	78	34	the	the	DET
ejif-3992	78	35	central	central	ADJ
ejif-3992	78	36	bank	bank	NOUN
ejif-3992	78	37	of	of	ADP
ejif-3992	78	38	malaysia	malaysia	PROPN
ejif-3992	78	39	.	.	PUNCT
ejif-3992	79	1	there	there	PRON
ejif-3992	79	2	are	be	VERB
ejif-3992	79	3	special	special	ADJ
ejif-3992	79	4	guidelines	guideline	NOUN
ejif-3992	79	5	on	on	ADP
ejif-3992	79	6	shari’ah	shari’ah	NOUN
ejif-3992	79	7	governance	governance	NOUN
ejif-3992	79	8	and	and	CCONJ
ejif-3992	79	9	has	have	AUX
ejif-3992	79	10	specifically	specifically	ADV
ejif-3992	79	11	identified	identify	VERB
ejif-3992	79	12	the	the	DET
ejif-3992	79	13	duties	duty	NOUN
ejif-3992	79	14	of	of	ADP
ejif-3992	79	15	the	the	DET
ejif-3992	79	16	shari’ah	shari’ah	PROPN
ejif-3992	79	17	advisory	advisory	ADJ
ejif-3992	79	18	committee	committee	NOUN
ejif-3992	79	19	of	of	ADP
ejif-3992	79	20	an	an	DET
ejif-3992	79	21	islamic	islamic	ADJ
ejif-3992	79	22	financial	financial	ADJ
ejif-3992	79	23	institution	institution	NOUN
ejif-3992	79	24	.	.	PUNCT
ejif-3992	80	1	according	accord	VERB
ejif-3992	80	2	to	to	ADP
ejif-3992	80	3	the	the	DET
ejif-3992	80	4	guidelines	guideline	NOUN
ejif-3992	80	5	,	,	PUNCT
ejif-3992	80	6	every	every	DET
ejif-3992	80	7	committee	committee	NOUN
ejif-3992	80	8	member	member	NOUN
ejif-3992	80	9	,	,	PUNCT
ejif-3992	80	10	is	be	AUX
ejif-3992	80	11	anticipated	anticipate	VERB
ejif-3992	80	12	to	to	PART
ejif-3992	80	13	be	be	AUX
ejif-3992	80	14	engaged	engage	VERB
ejif-3992	80	15	in	in	ADP
ejif-3992	80	16	researching	research	VERB
ejif-3992	80	17	shari’ah	shari’ah	NOUN
ejif-3992	80	18	issues	issue	NOUN
ejif-3992	80	19	provided	provide	VERB
ejif-3992	80	20	by	by	ADP
ejif-3992	80	21	the	the	DET
ejif-3992	80	22	bank	bank	NOUN
ejif-3992	80	23	,	,	PUNCT
ejif-3992	80	24	and	and	CCONJ
ejif-3992	80	25	the	the	DET
ejif-3992	80	26	main	main	ADJ
ejif-3992	80	27	responsibilities	responsibility	NOUN
ejif-3992	80	28	of	of	ADP
ejif-3992	80	29	the	the	DET
ejif-3992	80	30	shari’ah	shari’ah	PROPN
ejif-3992	80	31	advisory	advisory	ADJ
ejif-3992	80	32	committee	committee	NOUN
ejif-3992	80	33	is	be	AUX
ejif-3992	80	34	to	to	PART
ejif-3992	80	35	advise	advise	VERB
ejif-3992	80	36	the	the	DET
ejif-3992	80	37	board	board	NOUN
ejif-3992	80	38	of	of	ADP
ejif-3992	80	39	directors	director	NOUN
ejif-3992	80	40	on	on	ADP
ejif-3992	80	41	shari’ah	shari’ah	NOUN
ejif-3992	80	42	matters	matter	VERB
ejif-3992	80	43	relevant	relevant	ADJ
ejif-3992	80	44	to	to	ADP
ejif-3992	80	45	its	its	PRON
ejif-3992	80	46	business	business	NOUN
ejif-3992	80	47	operation	operation	NOUN
ejif-3992	80	48	,	,	PUNCT
ejif-3992	80	49	and	and	CCONJ
ejif-3992	80	50	endorse	endorse	VERB
ejif-3992	80	51	shari’ah	shari’ah	PROPN
ejif-3992	80	52	compliance	compliance	NOUN
ejif-3992	80	53	guide	guide	NOUN
ejif-3992	80	54	,	,	PUNCT
ejif-3992	80	55	and	and	CCONJ
ejif-3992	80	56	validate	validate	VERB
ejif-3992	80	57	relevant	relevant	ADJ
ejif-3992	80	58	documentation	documentation	NOUN
ejif-3992	80	59	,	,	PUNCT
ejif-3992	80	60	couple	couple	NOUN
ejif-3992	80	61	with	with	ADP
ejif-3992	80	62	addressing	address	VERB
ejif-3992	80	63	matter	matter	NOUN
ejif-3992	80	64	to	to	PART
ejif-3992	80	65	be	be	AUX
ejif-3992	80	66	referred	refer	VERB
ejif-3992	80	67	to	to	ADP
ejif-3992	80	68	the	the	DET
ejif-3992	80	69	shari’ah	shari’ah	PROPN
ejif-3992	80	70	advisory	advisory	ADJ
ejif-3992	80	71	council	council	NOUN
ejif-3992	80	72	of	of	ADP
ejif-3992	80	73	bank	bank	PROPN
ejif-3992	80	74	negara	negara	PROPN
ejif-3992	80	75	malaysia	malaysia	PROPN
ejif-3992	80	76	.	.	PUNCT
ejif-3992	81	1	(	(	PUNCT
ejif-3992	81	2	bnm	bnm	PROPN
ejif-3992	81	3	,	,	PUNCT
ejif-3992	81	4	2005	2005	NUM
ejif-3992	81	5	)	)	PUNCT
ejif-3992	81	6	.	.	PUNCT
ejif-3992	82	1	the	the	DET
ejif-3992	82	2	islamic	islamic	PROPN
ejif-3992	82	3	financial	financial	PROPN
ejif-3992	82	4	services	service	NOUN
ejif-3992	82	5	atmosphere	atmosphere	NOUN
ejif-3992	82	6	was	be	AUX
ejif-3992	82	7	n’t	not	PART
ejif-3992	82	8	left	leave	VERB
ejif-3992	82	9	behind	behind	ADV
ejif-3992	82	10	in	in	ADP
ejif-3992	82	11	accepting	accept	VERB
ejif-3992	82	12	robo	robo	NOUN
ejif-3992	82	13	-	-	PUNCT
ejif-3992	82	14	advisor	advisor	NOUN
ejif-3992	82	15	in	in	ADP
ejif-3992	82	16	simplifying	simplify	VERB
ejif-3992	82	17	the	the	DET
ejif-3992	82	18	islamic	islamic	ADJ
ejif-3992	82	19	financial	financial	ADJ
ejif-3992	82	20	services	service	NOUN
ejif-3992	82	21	and	and	CCONJ
ejif-3992	82	22	to	to	PART
ejif-3992	82	23	ease	ease	VERB
ejif-3992	82	24	the	the	DET
ejif-3992	82	25	shari’ah	shari’ah	NOUN
ejif-3992	82	26	supervision	supervision	NOUN
ejif-3992	82	27	activities	activity	NOUN
ejif-3992	82	28	in	in	ADP
ejif-3992	82	29	islamic	islamic	ADJ
ejif-3992	82	30	banking	banking	NOUN
ejif-3992	82	31	and	and	CCONJ
ejif-3992	82	32	finance	finance	NOUN
ejif-3992	82	33	.	.	PUNCT
ejif-3992	83	1	the	the	DET
ejif-3992	83	2	islamic	islamic	PROPN
ejif-3992	83	3	advisory	advisory	PROPN
ejif-3992	83	4	company	company	NOUN
ejif-3992	83	5	wahed	wahe	VERB
ejif-3992	83	6	becomes	become	VERB
ejif-3992	83	7	the	the	DET
ejif-3992	83	8	first	first	ADJ
ejif-3992	83	9	in	in	ADP
ejif-3992	83	10	the	the	DET
ejif-3992	83	11	world	world	NOUN
ejif-3992	83	12	to	to	PART
ejif-3992	83	13	access	access	VERB
ejif-3992	83	14	halal	halal	NOUN
ejif-3992	83	15	robo	robo	NOUN
ejif-3992	83	16	-	-	PUNCT
ejif-3992	83	17	advisor	advisor	NOUN
ejif-3992	83	18	;	;	PUNCT
ejif-3992	83	19	this	this	DET
ejif-3992	83	20	mechanism	mechanism	NOUN
ejif-3992	83	21	that	that	PRON
ejif-3992	83	22	was	be	AUX
ejif-3992	83	23	only	only	ADV
ejif-3992	83	24	available	available	ADJ
ejif-3992	83	25	in	in	ADP
ejif-3992	83	26	the	the	DET
ejif-3992	83	27	united	united	PROPN
ejif-3992	83	28	states	states	PROPN
ejif-3992	83	29	and	and	CCONJ
ejif-3992	83	30	the	the	DET
ejif-3992	83	31	united	united	PROPN
ejif-3992	83	32	kingdom	kingdom	PROPN
ejif-3992	83	33	has	have	AUX
ejif-3992	83	34	now	now	ADV
ejif-3992	83	35	gone	go	VERB
ejif-3992	83	36	global	global	ADJ
ejif-3992	83	37	.	.	PUNCT
ejif-3992	84	1	the	the	DET
ejif-3992	84	2	wahed	wahed	PROPN
ejif-3992	84	3	platform	platform	NOUN
ejif-3992	84	4	has	have	AUX
ejif-3992	84	5	now	now	ADV
ejif-3992	84	6	penetrated	penetrate	VERB
ejif-3992	84	7	one	one	NUM
ejif-3992	84	8	hundred	hundred	NUM
ejif-3992	84	9	and	and	CCONJ
ejif-3992	84	10	thirty	thirty	NUM
ejif-3992	84	11	countries	country	NOUN
ejif-3992	84	12	,	,	PUNCT
ejif-3992	84	13	mena	mena	PROPN
ejif-3992	84	14	region	region	PROPN
ejif-3992	84	15	is	be	AUX
ejif-3992	84	16	one	one	NUM
ejif-3992	84	17	of	of	ADP
ejif-3992	84	18	its	its	PRON
ejif-3992	84	19	key	key	ADJ
ejif-3992	84	20	markets	market	NOUN
ejif-3992	84	21	including	include	VERB
ejif-3992	84	22	nigeria	nigeria	PROPN
ejif-3992	84	23	,	,	PUNCT
ejif-3992	84	24	pakistan	pakistan	PROPN
ejif-3992	84	25	and	and	CCONJ
ejif-3992	84	26	india	india	PROPN
ejif-3992	84	27	.	.	PUNCT
ejif-3992	85	1	wahed	wahe	VERB
ejif-3992	85	2	being	be	AUX
ejif-3992	85	3	the	the	DET
ejif-3992	85	4	first	first	ADJ
ejif-3992	85	5	shari’ah	shari’ah	NOUN
ejif-3992	85	6	based	base	VERB
ejif-3992	85	7	robo	robo	NOUN
ejif-3992	85	8	advisory	advisory	ADJ
ejif-3992	85	9	services	service	NOUN
ejif-3992	85	10	provider	provider	NOUN
ejif-3992	85	11	in	in	ADP
ejif-3992	85	12	the	the	DET
ejif-3992	85	13	united	united	PROPN
ejif-3992	85	14	states	states	PROPN
ejif-3992	85	15	of	of	ADP
ejif-3992	85	16	america	america	PROPN
ejif-3992	85	17	is	be	AUX
ejif-3992	85	18	actually	actually	ADV
ejif-3992	85	19	traying	traye	VERB
ejif-3992	85	20	to	to	PART
ejif-3992	85	21	change	change	VERB
ejif-3992	85	22	the	the	DET
ejif-3992	85	23	way	way	NOUN
ejif-3992	85	24	muslims	muslims	PROPN
ejif-3992	85	25	participate	participate	VERB
ejif-3992	85	26	in	in	ADP
ejif-3992	85	27	the	the	DET
ejif-3992	85	28	financial	financial	ADJ
ejif-3992	85	29	markets	market	NOUN
ejif-3992	85	30	.	.	PUNCT
ejif-3992	86	1	wahed	wahed	PROPN
ejif-3992	86	2	has	have	VERB
ejif-3992	86	3	various	various	ADJ
ejif-3992	86	4	activities	activity	NOUN
ejif-3992	86	5	including	include	VERB
ejif-3992	86	6	the	the	DET
ejif-3992	86	7	investment	investment	NOUN
ejif-3992	86	8	s&p	s&p	PROPN
ejif-3992	86	9	shari’ah	shari’ah	NOUN
ejif-3992	86	10	fund	fund	NOUN
ejif-3992	86	11	and	and	CCONJ
ejif-3992	86	12	sukuk	sukuk	NOUN
ejif-3992	86	13	vs	vs	ADP
ejif-3992	86	14	commodity	commodity	NOUN
ejif-3992	86	15	markets	market	NOUN
ejif-3992	86	16	.	.	PUNCT
ejif-3992	87	1	wahed	wahed	PROPN
ejif-3992	87	2	maintained	maintain	VERB
ejif-3992	87	3	that	that	SCONJ
ejif-3992	87	4	no	no	ADV
ejif-3992	87	5	matter	matter	ADV
ejif-3992	87	6	where	where	SCONJ
ejif-3992	87	7	geographically	geographically	ADV
ejif-3992	87	8	an	an	DET
ejif-3992	87	9	ethical	ethical	ADJ
ejif-3992	87	10	investor	investor	NOUN
ejif-3992	87	11	is	be	AUX
ejif-3992	87	12	situated	situate	VERB
ejif-3992	87	13	and	and	CCONJ
ejif-3992	87	14	whatever	whatever	DET
ejif-3992	87	15	income	income	NOUN
ejif-3992	87	16	demographic	demographic	ADJ
ejif-3992	87	17	they	they	PRON
ejif-3992	87	18	fall	fall	VERB
ejif-3992	87	19	under	under	ADP
ejif-3992	87	20	,	,	PUNCT
ejif-3992	87	21	they	they	PRON
ejif-3992	87	22	can	can	AUX
ejif-3992	87	23	access	access	VERB
ejif-3992	87	24	a	a	DET
ejif-3992	87	25	shari’ah	shari’ah	NOUN
ejif-3992	87	26	compatible	compatible	ADJ
ejif-3992	87	27	and	and	CCONJ
ejif-3992	87	28	ethically	ethically	ADV
ejif-3992	87	29	related	relate	VERB
ejif-3992	87	30	investment	investment	NOUN
ejif-3992	87	31	away	away	ADV
ejif-3992	87	32	from	from	ADP
ejif-3992	87	33	interest	interest	NOUN
ejif-3992	87	34	and	and	CCONJ
ejif-3992	87	35	other	other	ADJ
ejif-3992	87	36	unethical	unethical	ADJ
ejif-3992	87	37	investment	investment	NOUN
ejif-3992	87	38	portfolios	portfolio	NOUN
ejif-3992	87	39	.	.	PUNCT
ejif-3992	88	1	this	this	PRON
ejif-3992	88	2	is	be	AUX
ejif-3992	88	3	indeed	indeed	ADV
ejif-3992	88	4	a	a	DET
ejif-3992	88	5	new	new	ADJ
ejif-3992	88	6	development	development	NOUN
ejif-3992	88	7	for	for	ADP
ejif-3992	88	8	islamic	islamic	ADJ
ejif-3992	88	9	investment	investment	NOUN
ejif-3992	88	10	services	service	NOUN
ejif-3992	88	11	.	.	PUNCT
ejif-3992	89	1	(	(	PUNCT
ejif-3992	89	2	journal.wahedinvest.com	journal.wahedinvest.com	PROPN
ejif-3992	89	3	,	,	PUNCT
ejif-3992	89	4	2019	2019	NUM
ejif-3992	89	5	)	)	PUNCT
ejif-3992	89	6	.	.	PUNCT
ejif-3992	90	1	with	with	ADP
ejif-3992	90	2	the	the	DET
ejif-3992	90	3	current	current	ADJ
ejif-3992	90	4	evolution	evolution	NOUN
ejif-3992	90	5	of	of	ADP
ejif-3992	90	6	artificial	artificial	ADJ
ejif-3992	90	7	intelligence	intelligence	NOUN
ejif-3992	90	8	(	(	PUNCT
ejif-3992	90	9	ai	ai	NOUN
ejif-3992	90	10	)	)	PUNCT
ejif-3992	90	11	robo	robo	NOUN
ejif-3992	90	12	’s	’	NOUN
ejif-3992	90	13	are	be	AUX
ejif-3992	90	14	becoming	become	VERB
ejif-3992	90	15	very	very	ADV
ejif-3992	90	16	cognitive	cognitive	ADJ
ejif-3992	90	17	-	-	PUNCT
ejif-3992	90	18	enabled	enable	VERB
ejif-3992	90	19	imitating	imitate	VERB
ejif-3992	90	20	human	human	ADJ
ejif-3992	90	21	skills	skill	NOUN
ejif-3992	90	22	and	and	CCONJ
ejif-3992	90	23	emotional	emotional	ADJ
ejif-3992	90	24	intelligence	intelligence	NOUN
ejif-3992	90	25	.	.	PUNCT
ejif-3992	91	1	robo	robo	NOUN
ejif-3992	91	2	-	-	PUNCT
ejif-3992	91	3	advisors	advisor	NOUN
ejif-3992	91	4	are	be	AUX
ejif-3992	91	5	actually	actually	ADV
ejif-3992	91	6	disrupting	disrupt	VERB
ejif-3992	91	7	the	the	DET
ejif-3992	91	8	current	current	ADJ
ejif-3992	91	9	method	method	NOUN
ejif-3992	91	10	of	of	ADP
ejif-3992	91	11	traditional	traditional	ADJ
ejif-3992	91	12	wealth	wealth	NOUN
ejif-3992	91	13	management	management	NOUN
ejif-3992	91	14	and	and	CCONJ
ejif-3992	91	15	promising	promise	VERB
ejif-3992	91	16	to	to	PART
ejif-3992	91	17	ease	ease	VERB
ejif-3992	91	18	the	the	DET
ejif-3992	91	19	need	need	NOUN
ejif-3992	91	20	for	for	ADP
ejif-3992	91	21	financial	financial	ADJ
ejif-3992	91	22	advisory	advisory	NOUN
ejif-3992	91	23	by	by	ADP
ejif-3992	91	24	reducing	reduce	VERB
ejif-3992	91	25	human	human	ADJ
ejif-3992	91	26	factor	factor	NOUN
ejif-3992	91	27	.	.	PUNCT
ejif-3992	92	1	the	the	DET
ejif-3992	92	2	current	current	ADJ
ejif-3992	92	3	advancement	advancement	NOUN
ejif-3992	92	4	in	in	ADP
ejif-3992	92	5	fintech	fintech	NOUN
ejif-3992	92	6	and	and	CCONJ
ejif-3992	92	7	artificial	artificial	ADJ
ejif-3992	92	8	intelligence	intelligence	NOUN
ejif-3992	92	9	in	in	ADP
ejif-3992	92	10	the	the	DET
ejif-3992	92	11	global	global	ADJ
ejif-3992	92	12	financial	financial	ADJ
ejif-3992	92	13	markets	market	NOUN
ejif-3992	92	14	and	and	CCONJ
ejif-3992	92	15	banking	banking	NOUN
ejif-3992	92	16	is	be	AUX
ejif-3992	92	17	overwhelming	overwhelming	ADJ
ejif-3992	92	18	,	,	PUNCT
ejif-3992	92	19	banks	bank	NOUN
ejif-3992	92	20	and	and	CCONJ
ejif-3992	92	21	other	other	ADJ
ejif-3992	92	22	financial	financial	ADJ
ejif-3992	92	23	institutions	institution	NOUN
ejif-3992	92	24	all	all	ADV
ejif-3992	92	25	over	over	ADP
ejif-3992	92	26	the	the	DET
ejif-3992	92	27	world	world	NOUN
ejif-3992	92	28	are	be	AUX
ejif-3992	92	29	expected	expect	VERB
ejif-3992	92	30	to	to	PART
ejif-3992	92	31	embrace	embrace	VERB
ejif-3992	92	32	these	these	DET
ejif-3992	92	33	new	new	ADJ
ejif-3992	92	34	innovations	innovation	NOUN
ejif-3992	92	35	in	in	ADP
ejif-3992	92	36	order	order	NOUN
ejif-3992	92	37	to	to	PART
ejif-3992	92	38	achieve	achieve	VERB
ejif-3992	92	39	better	well	ADV
ejif-3992	92	40	in	in	ADP
ejif-3992	92	41	today	today	NOUN
ejif-3992	92	42	’s	’s	PART
ejif-3992	92	43	disruptive	disruptive	ADJ
ejif-3992	92	44	banking	banking	NOUN
ejif-3992	92	45	and	and	CCONJ
ejif-3992	92	46	financial	financial	ADJ
ejif-3992	92	47	industry	industry	NOUN
ejif-3992	92	48	.	.	PUNCT
ejif-3992	93	1	artificial	artificial	ADJ
ejif-3992	93	2	intelligence	intelligence	NOUN
ejif-3992	93	3	related	relate	VERB
ejif-3992	93	4	virtual	virtual	ADJ
ejif-3992	93	5	financial	financial	ADJ
ejif-3992	93	6	advisor	advisor	NOUN
ejif-3992	93	7	provides	provide	VERB
ejif-3992	93	8	an	an	DET
ejif-3992	93	9	automated	automate	VERB
ejif-3992	93	10	financial	financial	ADJ
ejif-3992	93	11	planning	planning	NOUN
ejif-3992	93	12	,	,	PUNCT
ejif-3992	93	13	which	which	PRON
ejif-3992	93	14	is	be	AUX
ejif-3992	93	15	generated	generate	VERB
ejif-3992	93	16	by	by	ADP
ejif-3992	93	17	algorithm	algorithm	NOUN
ejif-3992	93	18	-	-	PUNCT
ejif-3992	93	19	based	base	VERB
ejif-3992	93	20	software	software	NOUN
ejif-3992	93	21	with	with	ADP
ejif-3992	93	22	a	a	DET
ejif-3992	93	23	very	very	ADV
ejif-3992	93	24	slight	slight	ADJ
ejif-3992	93	25	human	human	ADJ
ejif-3992	93	26	participation	participation	NOUN
ejif-3992	93	27	.	.	PUNCT
ejif-3992	94	1	the	the	DET
ejif-3992	94	2	technology	technology	NOUN
ejif-3992	94	3	provides	provide	VERB
ejif-3992	94	4	its	its	PRON
ejif-3992	94	5	financial	financial	ADJ
ejif-3992	94	6	services	service	NOUN
ejif-3992	94	7	to	to	ADP
ejif-3992	94	8	many	many	ADJ
ejif-3992	94	9	clients	client	NOUN
ejif-3992	94	10	at	at	ADP
ejif-3992	94	11	less	less	ADJ
ejif-3992	94	12	cost	cost	NOUN
ejif-3992	94	13	compared	compare	VERB
ejif-3992	94	14	to	to	ADP
ejif-3992	94	15	traditional	traditional	ADJ
ejif-3992	94	16	advisors	advisor	NOUN
ejif-3992	94	17	.	.	PUNCT
ejif-3992	95	1	(	(	PUNCT
ejif-3992	95	2	domini	domini	PROPN
ejif-3992	95	3	jug	jug	PROPN
ejif-3992	95	4	,	,	PUNCT
ejif-3992	95	5	et	et	NOUN
ejif-3992	95	6	,	,	PUNCT
ejif-3992	95	7	2018	2018	NUM
ejif-3992	95	8	)	)	PUNCT
ejif-3992	95	9	.	.	PUNCT
ejif-3992	96	1	the	the	DET
ejif-3992	96	2	present	present	ADJ
ejif-3992	96	3	-	-	PUNCT
ejif-3992	96	4	day	day	NOUN
ejif-3992	96	5	preferences	preference	NOUN
ejif-3992	96	6	of	of	ADP
ejif-3992	96	7	digitally	digitally	ADV
ejif-3992	96	8	related	relate	VERB
ejif-3992	96	9	economic	economic	ADJ
ejif-3992	96	10	ideas	idea	NOUN
ejif-3992	96	11	,	,	PUNCT
ejif-3992	96	12	has	have	AUX
ejif-3992	96	13	rendered	render	VERB
ejif-3992	96	14	robo	robo	NOUN
ejif-3992	96	15	-	-	PUNCT
ejif-3992	96	16	advisors	advisor	NOUN
ejif-3992	96	17	to	to	ADP
ejif-3992	96	18	becoming	become	VERB
ejif-3992	96	19	more	more	ADV
ejif-3992	96	20	popular	popular	ADJ
ejif-3992	96	21	and	and	CCONJ
ejif-3992	96	22	more	more	ADV
ejif-3992	96	23	demanding	demanding	ADJ
ejif-3992	96	24	than	than	ADP
ejif-3992	96	25	ever	ever	ADV
ejif-3992	96	26	before	before	ADV
ejif-3992	96	27	.	.	PUNCT
ejif-3992	97	1	robo	robo	NOUN
ejif-3992	97	2	advisors	advisor	NOUN
ejif-3992	97	3	facilitate	facilitate	VERB
ejif-3992	97	4	providing	provide	VERB
ejif-3992	97	5	financial	financial	ADJ
ejif-3992	97	6	advice	advice	NOUN
ejif-3992	97	7	online	online	ADV
ejif-3992	97	8	without	without	ADP
ejif-3992	97	9	human	human	ADJ
ejif-3992	97	10	interaction	interaction	NOUN
ejif-3992	97	11	and	and	CCONJ
ejif-3992	97	12	provide	provide	VERB
ejif-3992	97	13	very	very	ADV
ejif-3992	97	14	reliable	reliable	ADJ
ejif-3992	97	15	advice	advice	NOUN
ejif-3992	97	16	with	with	ADP
ejif-3992	97	17	lower	low	ADJ
ejif-3992	97	18	cost	cost	NOUN
ejif-3992	97	19	.	.	PUNCT
ejif-3992	98	1	the	the	DET
ejif-3992	98	2	conventional	conventional	ADJ
ejif-3992	98	3	one	one	NUM
ejif-3992	98	4	to	to	ADP
ejif-3992	98	5	one	one	NUM
ejif-3992	98	6	advisory	advisory	ADJ
ejif-3992	98	7	service	service	NOUN
ejif-3992	98	8	is	be	AUX
ejif-3992	98	9	becoming	become	VERB
ejif-3992	98	10	less	less	ADV
ejif-3992	98	11	prevalent	prevalent	ADJ
ejif-3992	98	12	,	,	PUNCT
ejif-3992	98	13	and	and	CCONJ
ejif-3992	98	14	the	the	DET
ejif-3992	98	15	trend	trend	NOUN
ejif-3992	98	16	shows	show	VERB
ejif-3992	98	17	that	that	SCONJ
ejif-3992	98	18	young	young	ADJ
ejif-3992	98	19	generation	generation	NOUN
ejif-3992	98	20	has	have	AUX
ejif-3992	98	21	already	already	ADV
ejif-3992	98	22	started	start	VERB
ejif-3992	98	23	making	make	VERB
ejif-3992	98	24	firm	firm	ADJ
ejif-3992	98	25	financial	financial	ADJ
ejif-3992	98	26	decisions	decision	NOUN
ejif-3992	98	27	based	base	VERB
ejif-3992	98	28	on	on	ADP
ejif-3992	98	29	calculated	calculate	VERB
ejif-3992	98	30	results	result	NOUN
ejif-3992	98	31	communicated	communicate	VERB
ejif-3992	98	32	by	by	ADP
ejif-3992	98	33	software	software	NOUN
ejif-3992	98	34	rather	rather	ADV
ejif-3992	98	35	than	than	ADP
ejif-3992	98	36	the	the	DET
ejif-3992	98	37	predictable	predictable	ADJ
ejif-3992	98	38	wisdoms	wisdom	NOUN
ejif-3992	98	39	of	of	ADP
ejif-3992	98	40	fellow	fellow	ADJ
ejif-3992	98	41	human	human	ADJ
ejif-3992	98	42	beings	being	NOUN
ejif-3992	98	43	.	.	PUNCT
ejif-3992	99	1	these	these	DET
ejif-3992	99	2	technological	technological	ADJ
ejif-3992	99	3	progressions	progression	NOUN
ejif-3992	99	4	,	,	PUNCT
ejif-3992	99	5	the	the	DET
ejif-3992	99	6	preference	preference	NOUN
ejif-3992	99	7	of	of	ADP
ejif-3992	99	8	younger	young	ADJ
ejif-3992	99	9	generation	generation	NOUN
ejif-3992	99	10	and	and	CCONJ
ejif-3992	99	11	immerging	immerge	VERB
ejif-3992	99	12	investors	investor	NOUN
ejif-3992	99	13	,	,	PUNCT
ejif-3992	99	14	and	and	CCONJ
ejif-3992	99	15	the	the	DET
ejif-3992	99	16	growing	grow	VERB
ejif-3992	99	17	popularity	popularity	NOUN
ejif-3992	99	18	of	of	ADP
ejif-3992	99	19	robo	robo	NOUN
ejif-3992	99	20	advisors	advisor	NOUN
ejif-3992	99	21	have	have	AUX
ejif-3992	99	22	forced	force	VERB
ejif-3992	99	23	financial	financial	ADJ
ejif-3992	99	24	institutions	institution	NOUN
ejif-3992	99	25	to	to	PART
ejif-3992	99	26	rethink	rethink	VERB
ejif-3992	99	27	their	their	PRON
ejif-3992	99	28	banking	banking	NOUN
ejif-3992	99	29	approaches	approach	NOUN
ejif-3992	99	30	.	.	PUNCT
ejif-3992	100	1	robo	robo	NOUN
ejif-3992	100	2	advisor	advisor	PROPN
ejif-3992	100	3	services	service	NOUN
ejif-3992	100	4	offer	offer	VERB
ejif-3992	100	5	clients	client	NOUN
ejif-3992	100	6	financial	financial	ADJ
ejif-3992	100	7	advice	advice	NOUN
ejif-3992	100	8	and	and	CCONJ
ejif-3992	100	9	investment	investment	NOUN
ejif-3992	100	10	management	management	NOUN
ejif-3992	100	11	services	service	NOUN
ejif-3992	100	12	that	that	PRON
ejif-3992	100	13	have	have	AUX
ejif-3992	100	14	historically	historically	ADV
ejif-3992	100	15	been	be	AUX
ejif-3992	100	16	accessible	accessible	ADJ
ejif-3992	100	17	only	only	ADV
ejif-3992	100	18	to	to	ADP
ejif-3992	100	19	wealthier	wealthy	ADJ
ejif-3992	100	20	clients	client	NOUN
ejif-3992	100	21	;	;	PUNCT
ejif-3992	100	22	it	it	PRON
ejif-3992	100	23	is	be	AUX
ejif-3992	100	24	now	now	ADV
ejif-3992	100	25	available	available	ADJ
ejif-3992	100	26	to	to	ADP
ejif-3992	100	27	almost	almost	ADV
ejif-3992	100	28	every	every	PRON
ejif-3992	100	29	client	client	NOUN
ejif-3992	100	30	in	in	ADP
ejif-3992	100	31	need	need	NOUN
ejif-3992	100	32	of	of	ADP
ejif-3992	100	33	the	the	DET
ejif-3992	100	34	robo	robo	NOUN
ejif-3992	100	35	-	-	PUNCT
ejif-3992	100	36	advisory	advisory	ADJ
ejif-3992	100	37	services	service	NOUN
ejif-3992	100	38	.	.	PUNCT
ejif-3992	101	1	(	(	PUNCT
ejif-3992	101	2	collins	collins	PROPN
ejif-3992	101	3	,	,	PUNCT
ejif-3992	101	4	2012	2012	NUM
ejif-3992	101	5	)	)	PUNCT
ejif-3992	101	6	.	.	PUNCT
ejif-3992	102	1	in	in	ADP
ejif-3992	102	2	fact	fact	NOUN
ejif-3992	102	3	,	,	PUNCT
ejif-3992	102	4	robo	robo	NOUN
ejif-3992	102	5	-	-	PUNCT
ejif-3992	102	6	advisors	advisor	NOUN
ejif-3992	102	7	often	often	ADV
ejif-3992	102	8	promote	promote	VERB
ejif-3992	102	9	their	their	PRON
ejif-3992	102	10	ability	ability	NOUN
ejif-3992	102	11	to	to	PART
ejif-3992	102	12	outperform	outperform	VERB
ejif-3992	102	13	breathing	breathe	VERB
ejif-3992	102	14	financial	financial	ADJ
ejif-3992	102	15	advisors	advisor	NOUN
ejif-3992	102	16	and	and	CCONJ
ejif-3992	102	17	it	it	PRON
ejif-3992	102	18	’s	’s	AUX
ejif-3992	102	19	clearly	clearly	ADV
ejif-3992	102	20	understood	understand	VERB
ejif-3992	102	21	why	why	SCONJ
ejif-3992	102	22	the	the	DET
ejif-3992	102	23	robo	robo	NOUN
ejif-3992	102	24	-	-	PUNCT
ejif-3992	102	25	advisor	advisor	NOUN
ejif-3992	102	26	market	market	NOUN
ejif-3992	102	27	has	have	AUX
ejif-3992	102	28	been	be	AUX
ejif-3992	102	29	amazingly	amazingly	ADV
ejif-3992	102	30	important	important	ADJ
ejif-3992	102	31	.	.	PUNCT
ejif-3992	103	1	the	the	DET
ejif-3992	103	2	markets	market	NOUN
ejif-3992	103	3	value	value	NOUN
ejif-3992	103	4	of	of	ADP
ejif-3992	103	5	robo	robo	NOUN
ejif-3992	103	6	advisors	advisor	NOUN
ejif-3992	103	7	’	'	PUNCT
ejif-3992	103	8	activities	activity	NOUN
ejif-3992	103	9	is	be	AUX
ejif-3992	103	10	overwhelming	overwhelming	ADJ
ejif-3992	103	11	throughout	throughout	ADP
ejif-3992	103	12	the	the	DET
ejif-3992	103	13	years	year	NOUN
ejif-3992	103	14	.	.	PUNCT
ejif-3992	104	1	at	at	ADP
ejif-3992	104	2	the	the	DET
ejif-3992	104	3	end	end	NOUN
ejif-3992	104	4	of	of	ADP
ejif-3992	104	5	2015	2015	NUM
ejif-3992	104	6	,	,	PUNCT
ejif-3992	104	7	roboadvisors	roboadvisor	NOUN
ejif-3992	104	8	hit	hit	VERB
ejif-3992	104	9	$	$	SYM
ejif-3992	104	10	60	60	NUM
ejif-3992	104	11	billion	billion	NUM
ejif-3992	104	12	assets	asset	NOUN
ejif-3992	104	13	of	of	ADP
ejif-3992	104	14	clients	client	NOUN
ejif-3992	104	15	managed	manage	VERB
ejif-3992	104	16	by	by	ADP
ejif-3992	104	17	them	they	PRON
ejif-3992	104	18	and	and	CCONJ
ejif-3992	104	19	it	it	PRON
ejif-3992	104	20	is	be	AUX
ejif-3992	104	21	estimated	estimate	VERB
ejif-3992	104	22	that	that	SCONJ
ejif-3992	104	23	it	it	PRON
ejif-3992	104	24	will	will	AUX
ejif-3992	104	25	cross	cross	VERB
ejif-3992	104	26	$	$	SYM
ejif-3992	104	27	2	2	NUM
ejif-3992	104	28	trillion	trillion	NUM
ejif-3992	104	29	by	by	ADP
ejif-3992	104	30	2020	2020	NUM
ejif-3992	104	31	.	.	PUNCT
ejif-3992	105	1	individual	individual	ADJ
ejif-3992	105	2	robo	robo	NOUN
ejif-3992	105	3	-	-	PUNCT
ejif-3992	105	4	advisor	advisor	NOUN
ejif-3992	105	5	startups	startup	NOUN
ejif-3992	105	6	betterment	betterment	NOUN
ejif-3992	105	7	and	and	CCONJ
ejif-3992	105	8	wealthfront	wealthfront	NOUN
ejif-3992	105	9	have	have	AUX
ejif-3992	105	10	each	each	PRON
ejif-3992	105	11	attracted	attract	VERB
ejif-3992	105	12	hundreds	hundred	NOUN
ejif-3992	105	13	of	of	ADP
ejif-3992	105	14	millions	million	NOUN
ejif-3992	105	15	of	of	ADP
ejif-3992	105	16	dollars	dollar	NOUN
ejif-3992	105	17	in	in	ADP
ejif-3992	105	18	funding	funding	NOUN
ejif-3992	105	19	and	and	CCONJ
ejif-3992	105	20	now	now	ADV
ejif-3992	105	21	boast	boast	VERB
ejif-3992	105	22	more	more	ADJ
ejif-3992	105	23	than	than	ADP
ejif-3992	105	24	$	$	SYM
ejif-3992	105	25	10bn	10bn	NOUN
ejif-3992	105	26	in	in	ADP
ejif-3992	105	27	assets	asset	NOUN
ejif-3992	105	28	.	.	PUNCT
ejif-3992	106	1	that	that	SCONJ
ejif-3992	106	2	no	no	ADV
ejif-3992	106	3	doubt	doubt	NOUN
ejif-3992	106	4	has	have	AUX
ejif-3992	106	5	not	not	PART
ejif-3992	106	6	gone	go	VERB
ejif-3992	106	7	unnoticed	unnoticed	ADJ
ejif-3992	106	8	by	by	ADP
ejif-3992	106	9	established	establish	VERB
ejif-3992	106	10	firms	firm	NOUN
ejif-3992	106	11	,	,	PUNCT
ejif-3992	106	12	a	a	DET
ejif-3992	106	13	growing	grow	VERB
ejif-3992	106	14	number	number	NOUN
ejif-3992	106	15	of	of	ADP
ejif-3992	106	16	which	which	PRON
ejif-3992	106	17	have	have	AUX
ejif-3992	106	18	launched	launch	VERB
ejif-3992	106	19	their	their	PRON
ejif-3992	106	20	own	own	ADJ
ejif-3992	106	21	robo	robo	NOUN
ejif-3992	106	22	-	-	PUNCT
ejif-3992	106	23	advisor	advisor	NOUN
ejif-3992	106	24	services	service	NOUN
ejif-3992	106	25	.	.	PUNCT
ejif-3992	107	1	(	(	PUNCT
ejif-3992	107	2	jonathan	jonathan	PROPN
ejif-3992	107	3	walter	walter	PROPN
ejif-3992	107	4	lam	lam	PROPN
ejif-3992	107	5	,	,	PUNCT
ejif-3992	107	6	2016	2016	NUM
ejif-3992	107	7	)	)	PUNCT
ejif-3992	107	8	v.	v.	ADP
ejif-3992	107	9	the	the	DET
ejif-3992	107	10	innovation	innovation	NOUN
ejif-3992	107	11	of	of	ADP
ejif-3992	107	12	smart	smart	ADJ
ejif-3992	107	13	muftis	muftis	NOUN
ejif-3992	107	14	for	for	ADP
ejif-3992	107	15	shari’ah	shari’ah	NOUN
ejif-3992	107	16	advisory	advisory	ADJ
ejif-3992	107	17	services	service	NOUN
ejif-3992	107	18	the	the	DET
ejif-3992	107	19	contemporary	contemporary	ADJ
ejif-3992	107	20	islamic	islamic	PROPN
ejif-3992	107	21	financial	financial	ADJ
ejif-3992	107	22	world	world	NOUN
ejif-3992	107	23	lives	live	VERB
ejif-3992	107	24	in	in	ADP
ejif-3992	107	25	a	a	DET
ejif-3992	107	26	new	new	ADJ
ejif-3992	107	27	age	age	NOUN
ejif-3992	107	28	of	of	ADP
ejif-3992	107	29	idealistic	idealistic	ADJ
ejif-3992	107	30	and	and	CCONJ
ejif-3992	107	31	tech	tech	NOUN
ejif-3992	107	32	investor	investor	NOUN
ejif-3992	107	33	mind	mind	NOUN
ejif-3992	107	34	-	-	PUNCT
ejif-3992	107	35	sets	set	NOUN
ejif-3992	107	36	,	,	PUNCT
ejif-3992	107	37	it	it	PRON
ejif-3992	107	38	is	be	AUX
ejif-3992	107	39	anticipated	anticipate	VERB
ejif-3992	107	40	that	that	SCONJ
ejif-3992	107	41	new	new	ADJ
ejif-3992	107	42	technologies	technology	NOUN
ejif-3992	107	43	with	with	ADP
ejif-3992	107	44	customized	customized	ADJ
ejif-3992	107	45	features	feature	NOUN
ejif-3992	107	46	that	that	PRON
ejif-3992	107	47	cater	cater	VERB
ejif-3992	107	48	to	to	ADP
ejif-3992	107	49	the	the	DET
ejif-3992	107	50	islamic	islamic	PROPN
ejif-3992	107	51	finance	finance	NOUN
ejif-3992	107	52	industry	industry	NOUN
ejif-3992	107	53	will	will	AUX
ejif-3992	107	54	soon	soon	ADV
ejif-3992	107	55	emerge	emerge	VERB
ejif-3992	107	56	for	for	ADP
ejif-3992	107	57	the	the	DET
ejif-3992	107	58	success	success	NOUN
ejif-3992	107	59	and	and	CCONJ
ejif-3992	107	60	relevant	relevant	ADJ
ejif-3992	107	61	efficiency	efficiency	NOUN
ejif-3992	107	62	in	in	ADP
ejif-3992	107	63	dealing	deal	VERB
ejif-3992	107	64	with	with	ADP
ejif-3992	107	65	the	the	DET
ejif-3992	107	66	new	new	ADJ
ejif-3992	107	67	technology	technology	NOUN
ejif-3992	107	68	-	-	PUNCT
ejif-3992	107	69	based	base	VERB
ejif-3992	107	70	financial	financial	ADJ
ejif-3992	107	71	products	product	NOUN
ejif-3992	107	72	and	and	CCONJ
ejif-3992	107	73	services	service	NOUN
ejif-3992	107	74	within	within	ADP
ejif-3992	107	75	the	the	DET
ejif-3992	107	76	domain	domain	NOUN
ejif-3992	107	77	of	of	ADP
ejif-3992	107	78	islamic	islamic	ADJ
ejif-3992	107	79	banking	banking	NOUN
ejif-3992	107	80	and	and	CCONJ
ejif-3992	107	81	finance	finance	NOUN
ejif-3992	107	82	.	.	PUNCT
ejif-3992	108	1	in	in	ADP
ejif-3992	108	2	this	this	DET
ejif-3992	108	3	context	context	NOUN
ejif-3992	108	4	,	,	PUNCT
ejif-3992	108	5	it	it	PRON
ejif-3992	108	6	is	be	AUX
ejif-3992	108	7	good	good	ADJ
ejif-3992	108	8	to	to	PART
ejif-3992	108	9	know	know	VERB
ejif-3992	108	10	that	that	SCONJ
ejif-3992	108	11	islamic	islamic	PROPN
ejif-3992	108	12	investors	investor	NOUN
ejif-3992	108	13	have	have	AUX
ejif-3992	108	14	recently	recently	ADV
ejif-3992	108	15	started	start	VERB
ejif-3992	108	16	embracing	embrace	VERB
ejif-3992	108	17	these	these	DET
ejif-3992	108	18	new	new	ADJ
ejif-3992	108	19	technologies	technology	NOUN
ejif-3992	108	20	.	.	PUNCT
ejif-3992	109	1	however	however	ADV
ejif-3992	109	2	,	,	PUNCT
ejif-3992	109	3	dealing	deal	VERB
ejif-3992	109	4	with	with	ADP
ejif-3992	109	5	islamic	islamic	ADJ
ejif-3992	109	6	related	relate	VERB
ejif-3992	109	7	businesses	business	NOUN
ejif-3992	109	8	and	and	CCONJ
ejif-3992	109	9	products	product	NOUN
ejif-3992	109	10	requires	require	VERB
ejif-3992	109	11	careful	careful	ADJ
ejif-3992	109	12	understanding	understanding	NOUN
ejif-3992	109	13	and	and	CCONJ
ejif-3992	109	14	practice	practice	NOUN
ejif-3992	109	15	with	with	ADP
ejif-3992	109	16	more	more	ADV
ejif-3992	109	17	conscious	conscious	ADJ
ejif-3992	109	18	to	to	ADP
ejif-3992	109	19	the	the	DET
ejif-3992	109	20	restrictions	restriction	NOUN
ejif-3992	109	21	and	and	CCONJ
ejif-3992	109	22	various	various	ADJ
ejif-3992	109	23	shari’ah	shari’ah	NOUN
ejif-3992	109	24	injunctions	injunction	NOUN
ejif-3992	109	25	for	for	ADP
ejif-3992	109	26	shari’ah	shari’ah	NOUN
ejif-3992	109	27	compliant	compliant	ADJ
ejif-3992	109	28	investment	investment	NOUN
ejif-3992	109	29	in	in	ADP
ejif-3992	109	30	business	business	NOUN
ejif-3992	109	31	activities	activity	NOUN
ejif-3992	109	32	.	.	PUNCT
ejif-3992	110	1	for	for	ADP
ejif-3992	110	2	instance	instance	NOUN
ejif-3992	110	3	,	,	PUNCT
ejif-3992	110	4	an	an	DET
ejif-3992	110	5	authentic	authentic	ADJ
ejif-3992	110	6	halal	halal	NOUN
ejif-3992	110	7	investment	investment	NOUN
ejif-3992	110	8	should	should	AUX
ejif-3992	110	9	be	be	AUX
ejif-3992	110	10	interest	interest	NOUN
ejif-3992	110	11	-	-	PUNCT
ejif-3992	110	12	free	free	ADJ
ejif-3992	110	13	and	and	CCONJ
ejif-3992	110	14	away	away	ADV
ejif-3992	110	15	from	from	ADP
ejif-3992	110	16	gambling	gambling	NOUN
ejif-3992	110	17	,	,	PUNCT
ejif-3992	110	18	alcohol	alcohol	NOUN
ejif-3992	110	19	,	,	PUNCT
ejif-3992	110	20	speculations	speculation	NOUN
ejif-3992	110	21	and	and	CCONJ
ejif-3992	110	22	other	other	ADJ
ejif-3992	110	23	prohibited	prohibit	VERB
ejif-3992	110	24	activities	activity	NOUN
ejif-3992	110	25	in	in	ADP
ejif-3992	110	26	contracts	contract	NOUN
ejif-3992	110	27	.	.	PUNCT
ejif-3992	111	1	the	the	DET
ejif-3992	111	2	maqasid	maqasid	PROPN
ejif-3992	111	3	al	al	PROPN
ejif-3992	111	4	-	-	PUNCT
ejif-3992	111	5	shari’ah	shari’ah	PROPN
ejif-3992	111	6	or	or	CCONJ
ejif-3992	111	7	the	the	DET
ejif-3992	111	8	purpose	purpose	NOUN
ejif-3992	111	9	of	of	ADP
ejif-3992	111	10	islamic	islamic	ADJ
ejif-3992	111	11	law	law	NOUN
ejif-3992	111	12	is	be	AUX
ejif-3992	111	13	to	to	PART
ejif-3992	111	14	protect	protect	VERB
ejif-3992	111	15	ejif	ejif	PROPN
ejif-3992	111	16	–	–	PUNCT
ejif-3992	111	17	european	european	PROPN
ejif-3992	111	18	journal	journal	PROPN
ejif-3992	111	19	of	of	ADP
ejif-3992	111	20	islamic	islamic	PROPN
ejif-3992	111	21	finance	finance	PROPN
ejif-3992	111	22	first	first	ADJ
ejif-3992	111	23	special	special	ADJ
ejif-3992	111	24	issue	issue	NOUN
ejif-3992	111	25	for	for	ADP
ejif-3992	111	26	ejif	ejif	PROPN
ejif-3992	111	27	workshop	workshop	PROPN
ejif-3992	111	28	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3992	111	29	issn	issn	PROPN
ejif-3992	111	30	2421	2421	NUM
ejif-3992	111	31	-	-	SYM
ejif-3992	111	32	2172	2172	NUM
ejif-3992	111	33	4	4	NUM
ejif-3992	111	34	the	the	DET
ejif-3992	111	35	wealth	wealth	NOUN
ejif-3992	111	36	and	and	CCONJ
ejif-3992	111	37	on	on	ADP
ejif-3992	111	38	top	top	NOUN
ejif-3992	111	39	of	of	ADP
ejif-3992	111	40	that	that	PRON
ejif-3992	111	41	it	it	PRON
ejif-3992	111	42	gives	give	VERB
ejif-3992	111	43	emphasis	emphasis	NOUN
ejif-3992	111	44	on	on	ADP
ejif-3992	111	45	wealth	wealth	NOUN
ejif-3992	111	46	circulations	circulation	NOUN
ejif-3992	111	47	,	,	PUNCT
ejif-3992	111	48	speed	speed	NOUN
ejif-3992	111	49	dealing	dealing	NOUN
ejif-3992	111	50	and	and	CCONJ
ejif-3992	111	51	financial	financial	ADJ
ejif-3992	111	52	literacy	literacy	NOUN
ejif-3992	111	53	enhancement	enhancement	NOUN
ejif-3992	111	54	.	.	PUNCT
ejif-3992	112	1	henceforth	henceforth	ADV
ejif-3992	112	2	,	,	PUNCT
ejif-3992	112	3	good	good	ADJ
ejif-3992	112	4	advisory	advisory	ADJ
ejif-3992	112	5	services	service	NOUN
ejif-3992	112	6	will	will	AUX
ejif-3992	112	7	be	be	AUX
ejif-3992	112	8	essential	essential	ADJ
ejif-3992	112	9	to	to	ADP
ejif-3992	112	10	investors	investor	NOUN
ejif-3992	112	11	for	for	ADP
ejif-3992	112	12	healthier	healthy	ADJ
ejif-3992	112	13	islamic	islamic	ADJ
ejif-3992	112	14	investment	investment	NOUN
ejif-3992	112	15	and	and	CCONJ
ejif-3992	112	16	other	other	ADJ
ejif-3992	112	17	islamic	islamic	ADJ
ejif-3992	112	18	business	business	NOUN
ejif-3992	112	19	activities	activity	NOUN
ejif-3992	112	20	.	.	PUNCT
ejif-3992	113	1	there	there	PRON
ejif-3992	113	2	are	be	VERB
ejif-3992	113	3	many	many	ADJ
ejif-3992	113	4	challenges	challenge	NOUN
ejif-3992	113	5	in	in	ADP
ejif-3992	113	6	executing	execute	VERB
ejif-3992	113	7	the	the	DET
ejif-3992	113	8	duties	duty	NOUN
ejif-3992	113	9	and	and	CCONJ
ejif-3992	113	10	fatwas	fatwa	VERB
ejif-3992	113	11	related	relate	VERB
ejif-3992	113	12	to	to	ADP
ejif-3992	113	13	islamic	islamic	ADJ
ejif-3992	113	14	banking	banking	NOUN
ejif-3992	113	15	and	and	CCONJ
ejif-3992	113	16	finance	finance	NOUN
ejif-3992	113	17	industry	industry	NOUN
ejif-3992	113	18	,	,	PUNCT
ejif-3992	113	19	more	more	ADJ
ejif-3992	113	20	innovations	innovation	NOUN
ejif-3992	113	21	are	be	AUX
ejif-3992	113	22	required	require	VERB
ejif-3992	113	23	to	to	PART
ejif-3992	113	24	move	move	VERB
ejif-3992	113	25	the	the	DET
ejif-3992	113	26	industry	industry	NOUN
ejif-3992	113	27	to	to	ADP
ejif-3992	113	28	the	the	DET
ejif-3992	113	29	next	next	ADJ
ejif-3992	113	30	level	level	NOUN
ejif-3992	113	31	and	and	CCONJ
ejif-3992	113	32	away	away	ADV
ejif-3992	113	33	from	from	ADP
ejif-3992	113	34	replicating	replicate	VERB
ejif-3992	113	35	and	and	CCONJ
ejif-3992	113	36	imitating	imitate	VERB
ejif-3992	113	37	the	the	DET
ejif-3992	113	38	usury	usury	NOUN
ejif-3992	113	39	based	base	VERB
ejif-3992	113	40	financial	financial	ADJ
ejif-3992	113	41	services	service	NOUN
ejif-3992	113	42	.	.	PUNCT
ejif-3992	114	1	however	however	ADV
ejif-3992	114	2	,	,	PUNCT
ejif-3992	114	3	in	in	ADP
ejif-3992	114	4	other	other	ADJ
ejif-3992	114	5	for	for	ADP
ejif-3992	114	6	the	the	DET
ejif-3992	114	7	islamic	islamic	ADJ
ejif-3992	114	8	financial	financial	ADJ
ejif-3992	114	9	institutions	institution	NOUN
ejif-3992	114	10	to	to	PART
ejif-3992	114	11	compete	compete	VERB
ejif-3992	114	12	with	with	ADP
ejif-3992	114	13	their	their	PRON
ejif-3992	114	14	conventional	conventional	ADJ
ejif-3992	114	15	counterpart	counterpart	NOUN
ejif-3992	114	16	,	,	PUNCT
ejif-3992	114	17	there	there	PRON
ejif-3992	114	18	should	should	AUX
ejif-3992	114	19	be	be	AUX
ejif-3992	114	20	innovative	innovative	ADJ
ejif-3992	114	21	ideas	idea	NOUN
ejif-3992	114	22	that	that	PRON
ejif-3992	114	23	will	will	AUX
ejif-3992	114	24	give	give	VERB
ejif-3992	114	25	more	more	ADJ
ejif-3992	114	26	advantage	advantage	NOUN
ejif-3992	114	27	to	to	ADP
ejif-3992	114	28	the	the	DET
ejif-3992	114	29	islamic	islamic	ADJ
ejif-3992	114	30	banking	banking	NOUN
ejif-3992	114	31	and	and	CCONJ
ejif-3992	114	32	finance	finance	NOUN
ejif-3992	114	33	institutions	institution	NOUN
ejif-3992	114	34	.	.	PUNCT
ejif-3992	115	1	there	there	PRON
ejif-3992	115	2	is	be	VERB
ejif-3992	115	3	a	a	DET
ejif-3992	115	4	need	need	NOUN
ejif-3992	115	5	of	of	ADP
ejif-3992	115	6	speed	speed	NOUN
ejif-3992	115	7	advisory	advisory	ADJ
ejif-3992	115	8	and	and	CCONJ
ejif-3992	115	9	timely	timely	ADJ
ejif-3992	115	10	shari’ah	shari’ah	NOUN
ejif-3992	115	11	resolution	resolution	NOUN
ejif-3992	115	12	and	and	CCONJ
ejif-3992	115	13	fatwas	fatwa	VERB
ejif-3992	115	14	to	to	ADP
ejif-3992	115	15	the	the	DET
ejif-3992	115	16	issues	issue	NOUN
ejif-3992	115	17	of	of	ADP
ejif-3992	115	18	islamic	islamic	ADJ
ejif-3992	115	19	financial	financial	ADJ
ejif-3992	115	20	institutions	institution	NOUN
ejif-3992	115	21	.	.	PUNCT
ejif-3992	116	1	it	it	PRON
ejif-3992	116	2	is	be	AUX
ejif-3992	116	3	obvious	obvious	ADJ
ejif-3992	116	4	that	that	SCONJ
ejif-3992	116	5	delays	delay	NOUN
ejif-3992	116	6	and	and	CCONJ
ejif-3992	116	7	late	late	ADJ
ejif-3992	116	8	resolutions	resolution	NOUN
ejif-3992	116	9	cost	cost	VERB
ejif-3992	116	10	loss	loss	NOUN
ejif-3992	116	11	opportunities	opportunity	NOUN
ejif-3992	116	12	for	for	ADP
ejif-3992	116	13	the	the	DET
ejif-3992	116	14	bank	bank	NOUN
ejif-3992	116	15	,	,	PUNCT
ejif-3992	116	16	which	which	PRON
ejif-3992	116	17	is	be	AUX
ejif-3992	116	18	not	not	PART
ejif-3992	116	19	in	in	ADP
ejif-3992	116	20	line	line	NOUN
ejif-3992	116	21	of	of	ADP
ejif-3992	116	22	the	the	DET
ejif-3992	116	23	maqasid	maqasid	PROPN
ejif-3992	116	24	al	al	PROPN
ejif-3992	116	25	-	-	PUNCT
ejif-3992	116	26	shariah	shariah	PROPN
ejif-3992	116	27	.	.	PUNCT
ejif-3992	117	1	however	however	ADV
ejif-3992	117	2	,	,	PUNCT
ejif-3992	117	3	shari’ah	shari’ah	PROPN
ejif-3992	117	4	advisors	advisor	NOUN
ejif-3992	117	5	should	should	AUX
ejif-3992	117	6	also	also	ADV
ejif-3992	117	7	be	be	AUX
ejif-3992	117	8	careful	careful	ADJ
ejif-3992	117	9	in	in	ADP
ejif-3992	117	10	their	their	PRON
ejif-3992	117	11	duties	duty	NOUN
ejif-3992	117	12	,	,	PUNCT
ejif-3992	117	13	so	so	SCONJ
ejif-3992	117	14	as	as	SCONJ
ejif-3992	117	15	to	to	PART
ejif-3992	117	16	make	make	VERB
ejif-3992	117	17	sure	sure	ADJ
ejif-3992	117	18	that	that	SCONJ
ejif-3992	117	19	their	their	PRON
ejif-3992	117	20	research	research	NOUN
ejif-3992	117	21	work	work	NOUN
ejif-3992	117	22	and	and	CCONJ
ejif-3992	117	23	any	any	DET
ejif-3992	117	24	advice	advice	NOUN
ejif-3992	117	25	and	and	CCONJ
ejif-3992	117	26	endorsements	endorsement	NOUN
ejif-3992	117	27	have	have	AUX
ejif-3992	117	28	certified	certify	VERB
ejif-3992	117	29	the	the	DET
ejif-3992	117	30	shari’ah	shari’ah	NOUN
ejif-3992	117	31	recruitment	recruitment	NOUN
ejif-3992	117	32	and	and	CCONJ
ejif-3992	117	33	contributes	contribute	VERB
ejif-3992	117	34	to	to	ADP
ejif-3992	117	35	the	the	DET
ejif-3992	117	36	wellbeing	wellbeing	NOUN
ejif-3992	117	37	of	of	ADP
ejif-3992	117	38	the	the	DET
ejif-3992	117	39	islamic	islamic	ADJ
ejif-3992	117	40	financial	financial	ADJ
ejif-3992	117	41	industry	industry	NOUN
ejif-3992	117	42	.	.	PUNCT
ejif-3992	118	1	(	(	PUNCT
ejif-3992	118	2	akram	akram	PROPN
ejif-3992	118	3	laldin	laldin	PROPN
ejif-3992	118	4	,	,	PUNCT
ejif-3992	118	5	2008	2008	NUM
ejif-3992	118	6	)	)	PUNCT
ejif-3992	118	7	.	.	PUNCT
ejif-3992	119	1	therefore	therefore	ADV
ejif-3992	119	2	,	,	PUNCT
ejif-3992	119	3	the	the	DET
ejif-3992	119	4	use	use	NOUN
ejif-3992	119	5	of	of	ADP
ejif-3992	119	6	robo	robo	NOUN
ejif-3992	119	7	-	-	PUNCT
ejif-3992	119	8	advisory	advisory	ADJ
ejif-3992	119	9	or	or	CCONJ
ejif-3992	119	10	smart	smart	ADJ
ejif-3992	119	11	muftis	muftis	NOUN
ejif-3992	119	12	will	will	AUX
ejif-3992	119	13	help	help	VERB
ejif-3992	119	14	in	in	ADP
ejif-3992	119	15	achieving	achieve	VERB
ejif-3992	119	16	a	a	DET
ejif-3992	119	17	vibrant	vibrant	ADJ
ejif-3992	119	18	advisory	advisory	ADJ
ejif-3992	119	19	services	service	NOUN
ejif-3992	119	20	in	in	ADP
ejif-3992	119	21	islamic	islamic	ADJ
ejif-3992	119	22	financial	financial	ADJ
ejif-3992	119	23	institutions	institution	NOUN
ejif-3992	119	24	;	;	PUNCT
ejif-3992	119	25	it	it	PRON
ejif-3992	119	26	will	will	AUX
ejif-3992	119	27	facilitate	facilitate	VERB
ejif-3992	119	28	research	research	NOUN
ejif-3992	119	29	,	,	PUNCT
ejif-3992	119	30	generate	generate	VERB
ejif-3992	119	31	data	datum	NOUN
ejif-3992	119	32	,	,	PUNCT
ejif-3992	119	33	analyze	analyze	VERB
ejif-3992	119	34	and	and	CCONJ
ejif-3992	119	35	even	even	ADV
ejif-3992	119	36	execute	execute	VERB
ejif-3992	119	37	the	the	DET
ejif-3992	119	38	fatwah	fatwah	NOUN
ejif-3992	119	39	in	in	ADP
ejif-3992	119	40	a	a	DET
ejif-3992	119	41	very	very	ADV
ejif-3992	119	42	short	short	ADJ
ejif-3992	119	43	time	time	NOUN
ejif-3992	119	44	.	.	PUNCT
ejif-3992	120	1	islamic	islamic	ADJ
ejif-3992	120	2	banks	bank	NOUN
ejif-3992	120	3	may	may	AUX
ejif-3992	120	4	need	need	VERB
ejif-3992	120	5	to	to	PART
ejif-3992	120	6	insert	insert	VERB
ejif-3992	120	7	data	datum	NOUN
ejif-3992	120	8	into	into	ADP
ejif-3992	120	9	robo	robo	ADJ
ejif-3992	120	10	financial	financial	ADJ
ejif-3992	120	11	advisors	advisor	NOUN
ejif-3992	120	12	for	for	ADP
ejif-3992	120	13	the	the	DET
ejif-3992	120	14	available	available	ADJ
ejif-3992	120	15	shari’ah	shari’ah	PROPN
ejif-3992	120	16	complaint	complaint	NOUN
ejif-3992	120	17	investment	investment	NOUN
ejif-3992	120	18	portfolios	portfolio	NOUN
ejif-3992	120	19	;	;	PUNCT
ejif-3992	120	20	this	this	PRON
ejif-3992	120	21	might	might	AUX
ejif-3992	120	22	be	be	AUX
ejif-3992	120	23	endeavored	endeavor	VERB
ejif-3992	120	24	to	to	ADP
ejif-3992	120	25	providing	provide	VERB
ejif-3992	120	26	relevant	relevant	ADJ
ejif-3992	120	27	islamic	islamic	ADJ
ejif-3992	120	28	wealth	wealth	NOUN
ejif-3992	120	29	management	management	NOUN
ejif-3992	120	30	structure	structure	NOUN
ejif-3992	120	31	for	for	ADP
ejif-3992	120	32	islamic	islamic	ADJ
ejif-3992	120	33	robo	robo	NOUN
ejif-3992	120	34	-	-	PUNCT
ejif-3992	120	35	advisory	advisory	ADJ
ejif-3992	120	36	purposes	purpose	NOUN
ejif-3992	120	37	,	,	PUNCT
ejif-3992	120	38	it	it	PRON
ejif-3992	120	39	will	will	AUX
ejif-3992	120	40	definitely	definitely	ADV
ejif-3992	120	41	increase	increase	VERB
ejif-3992	120	42	visibilities	visibility	NOUN
ejif-3992	120	43	for	for	ADP
ejif-3992	120	44	those	those	DET
ejif-3992	120	45	investments	investment	NOUN
ejif-3992	120	46	’	'	PUNCT
ejif-3992	120	47	portfolios	portfolio	NOUN
ejif-3992	120	48	.	.	PUNCT
ejif-3992	121	1	if	if	SCONJ
ejif-3992	121	2	a	a	DET
ejif-3992	121	3	shari’ah	shari’ah	NOUN
ejif-3992	121	4	compatible	compatible	ADJ
ejif-3992	121	5	business	business	NOUN
ejif-3992	121	6	investor	investor	NOUN
ejif-3992	121	7	intends	intend	VERB
ejif-3992	121	8	to	to	PART
ejif-3992	121	9	know	know	VERB
ejif-3992	121	10	the	the	DET
ejif-3992	121	11	investment	investment	NOUN
ejif-3992	121	12	return	return	NOUN
ejif-3992	121	13	he	he	PRON
ejif-3992	121	14	may	may	AUX
ejif-3992	121	15	just	just	ADV
ejif-3992	121	16	insert	insert	VERB
ejif-3992	121	17	his	his	PRON
ejif-3992	121	18	preferences	preference	NOUN
ejif-3992	121	19	and	and	CCONJ
ejif-3992	121	20	the	the	DET
ejif-3992	121	21	robo	robo	NOUN
ejif-3992	121	22	-	-	PUNCT
ejif-3992	121	23	advisors	advisor	NOUN
ejif-3992	121	24	will	will	AUX
ejif-3992	121	25	analyze	analyze	VERB
ejif-3992	121	26	various	various	ADJ
ejif-3992	121	27	patterns	pattern	NOUN
ejif-3992	121	28	,	,	PUNCT
ejif-3992	121	29	trends	trend	NOUN
ejif-3992	121	30	and	and	CCONJ
ejif-3992	121	31	will	will	AUX
ejif-3992	121	32	suggest	suggest	VERB
ejif-3992	121	33	a	a	DET
ejif-3992	121	34	better	well	ADJ
ejif-3992	121	35	investment	investment	NOUN
ejif-3992	121	36	portfolio	portfolio	NOUN
ejif-3992	121	37	for	for	ADP
ejif-3992	121	38	the	the	DET
ejif-3992	121	39	client	client	NOUN
ejif-3992	121	40	.	.	PUNCT
ejif-3992	122	1	(	(	PUNCT
ejif-3992	122	2	jonathan	jonathan	PROPN
ejif-3992	122	3	walter	walter	PROPN
ejif-3992	122	4	lam	lam	PROPN
ejif-3992	122	5	,	,	PUNCT
ejif-3992	122	6	2016	2016	NUM
ejif-3992	122	7	)	)	PUNCT
ejif-3992	122	8	.	.	PUNCT
ejif-3992	123	1	this	this	PRON
ejif-3992	123	2	will	will	AUX
ejif-3992	123	3	give	give	VERB
ejif-3992	123	4	a	a	DET
ejif-3992	123	5	chance	chance	NOUN
ejif-3992	123	6	for	for	ADP
ejif-3992	123	7	an	an	DET
ejif-3992	123	8	islamic	islamic	ADJ
ejif-3992	123	9	universal	universal	ADJ
ejif-3992	123	10	wealth	wealth	NOUN
ejif-3992	123	11	management	management	NOUN
ejif-3992	123	12	preference	preference	NOUN
ejif-3992	123	13	.	.	PUNCT
ejif-3992	124	1	the	the	DET
ejif-3992	124	2	system	system	NOUN
ejif-3992	124	3	allows	allow	VERB
ejif-3992	124	4	anyone	anyone	PRON
ejif-3992	124	5	from	from	ADP
ejif-3992	124	6	anywhere	anywhere	ADV
ejif-3992	124	7	to	to	ADP
ejif-3992	124	8	access	access	NOUN
ejif-3992	124	9	,	,	PUNCT
ejif-3992	124	10	compare	compare	VERB
ejif-3992	124	11	and	and	CCONJ
ejif-3992	124	12	analyze	analyze	VERB
ejif-3992	124	13	the	the	DET
ejif-3992	124	14	results	result	NOUN
ejif-3992	124	15	given	give	VERB
ejif-3992	124	16	by	by	ADP
ejif-3992	124	17	robo	robo	NOUN
ejif-3992	124	18	-	-	PUNCT
ejif-3992	124	19	advisor	advisor	NOUN
ejif-3992	124	20	,	,	PUNCT
ejif-3992	124	21	and	and	CCONJ
ejif-3992	124	22	this	this	PRON
ejif-3992	124	23	will	will	AUX
ejif-3992	124	24	actualize	actualize	VERB
ejif-3992	124	25	the	the	DET
ejif-3992	124	26	notion	notion	NOUN
ejif-3992	124	27	of	of	ADP
ejif-3992	124	28	the	the	DET
ejif-3992	124	29	universal	universal	ADJ
ejif-3992	124	30	attitude	attitude	NOUN
ejif-3992	124	31	of	of	ADP
ejif-3992	124	32	islamic	islamic	ADJ
ejif-3992	124	33	financial	financial	ADJ
ejif-3992	124	34	products	product	NOUN
ejif-3992	124	35	.	.	PUNCT
ejif-3992	125	1	smart	smart	ADJ
ejif-3992	125	2	muftis	muftis	NOUN
ejif-3992	125	3	or	or	CCONJ
ejif-3992	125	4	robo	robo	NOUN
ejif-3992	125	5	-	-	PUNCT
ejif-3992	125	6	advisors	advisor	NOUN
ejif-3992	125	7	are	be	AUX
ejif-3992	125	8	future	future	ADJ
ejif-3992	125	9	mechanisms	mechanism	NOUN
ejif-3992	125	10	that	that	PRON
ejif-3992	125	11	may	may	AUX
ejif-3992	125	12	possibly	possibly	ADV
ejif-3992	125	13	disrupt	disrupt	VERB
ejif-3992	125	14	the	the	DET
ejif-3992	125	15	islamic	islamic	ADJ
ejif-3992	125	16	financial	financial	PROPN
ejif-3992	125	17	institution	institution	NOUN
ejif-3992	125	18	’s	’s	PART
ejif-3992	125	19	advisory	advisory	ADJ
ejif-3992	125	20	services	service	NOUN
ejif-3992	125	21	in	in	ADP
ejif-3992	125	22	the	the	DET
ejif-3992	125	23	near	near	ADJ
ejif-3992	125	24	future	future	NOUN
ejif-3992	125	25	.	.	PUNCT
ejif-3992	126	1	smart	smart	ADJ
ejif-3992	126	2	muftis	muftis	NOUN
ejif-3992	126	3	might	might	AUX
ejif-3992	126	4	be	be	AUX
ejif-3992	126	5	able	able	ADJ
ejif-3992	126	6	to	to	PART
ejif-3992	126	7	evaluate	evaluate	VERB
ejif-3992	126	8	the	the	DET
ejif-3992	126	9	shari’ah	shari’ah	PROPN
ejif-3992	126	10	sources	source	NOUN
ejif-3992	126	11	and	and	CCONJ
ejif-3992	126	12	the	the	DET
ejif-3992	126	13	existing	exist	VERB
ejif-3992	126	14	rulings	ruling	NOUN
ejif-3992	126	15	across	across	ADP
ejif-3992	126	16	the	the	DET
ejif-3992	126	17	various	various	ADJ
ejif-3992	126	18	schools	school	NOUN
ejif-3992	126	19	of	of	ADP
ejif-3992	126	20	islamic	islamic	ADJ
ejif-3992	126	21	jurisprudence	jurisprudence	NOUN
ejif-3992	126	22	and	and	CCONJ
ejif-3992	126	23	may	may	AUX
ejif-3992	126	24	suggest	suggest	VERB
ejif-3992	126	25	the	the	DET
ejif-3992	126	26	best	good	ADJ
ejif-3992	126	27	practices	practice	NOUN
ejif-3992	126	28	chosen	choose	VERB
ejif-3992	126	29	by	by	ADP
ejif-3992	126	30	the	the	DET
ejif-3992	126	31	contemporary	contemporary	PROPN
ejif-3992	126	32	islamic	islamic	ADJ
ejif-3992	126	33	scholars	scholar	NOUN
ejif-3992	126	34	on	on	ADP
ejif-3992	126	35	a	a	DET
ejif-3992	126	36	certain	certain	ADJ
ejif-3992	126	37	issue	issue	NOUN
ejif-3992	126	38	or	or	CCONJ
ejif-3992	126	39	mu’amalat	mu’amalat	NOUN
ejif-3992	126	40	,	,	PUNCT
ejif-3992	126	41	the	the	DET
ejif-3992	126	42	activities	activity	NOUN
ejif-3992	126	43	of	of	ADP
ejif-3992	126	44	smart	smart	ADJ
ejif-3992	126	45	muftis	muftis	NOUN
ejif-3992	126	46	will	will	AUX
ejif-3992	126	47	simplify	simplify	VERB
ejif-3992	126	48	the	the	DET
ejif-3992	126	49	shari’ah	shari’ah	NOUN
ejif-3992	126	50	advisory	advisory	ADJ
ejif-3992	126	51	services	service	NOUN
ejif-3992	126	52	and	and	CCONJ
ejif-3992	126	53	ease	ease	VERB
ejif-3992	126	54	the	the	DET
ejif-3992	126	55	operations	operation	NOUN
ejif-3992	126	56	of	of	ADP
ejif-3992	126	57	islamic	islamic	ADJ
ejif-3992	126	58	banking	banking	NOUN
ejif-3992	126	59	and	and	CCONJ
ejif-3992	126	60	finance	finance	NOUN
ejif-3992	126	61	institutions	institution	NOUN
ejif-3992	126	62	across	across	ADP
ejif-3992	126	63	the	the	DET
ejif-3992	126	64	globe	globe	NOUN
ejif-3992	126	65	.	.	PUNCT
ejif-3992	127	1	while	while	SCONJ
ejif-3992	127	2	,	,	PUNCT
ejif-3992	127	3	financial	financial	ADJ
ejif-3992	127	4	literacy	literacy	NOUN
ejif-3992	127	5	is	be	AUX
ejif-3992	127	6	very	very	ADV
ejif-3992	127	7	important	important	ADJ
ejif-3992	127	8	in	in	ADP
ejif-3992	127	9	the	the	DET
ejif-3992	127	10	21	21	NUM
ejif-3992	127	11	st	st	PROPN
ejif-3992	127	12	century	century	NOUN
ejif-3992	127	13	,	,	PUNCT
ejif-3992	127	14	and	and	CCONJ
ejif-3992	127	15	it	it	PRON
ejif-3992	127	16	is	be	AUX
ejif-3992	127	17	also	also	ADV
ejif-3992	127	18	a	a	DET
ejif-3992	127	19	great	great	ADJ
ejif-3992	127	20	potential	potential	NOUN
ejif-3992	127	21	that	that	PRON
ejif-3992	127	22	will	will	AUX
ejif-3992	127	23	add	add	VERB
ejif-3992	127	24	value	value	NOUN
ejif-3992	127	25	to	to	ADP
ejif-3992	127	26	the	the	DET
ejif-3992	127	27	knowledge	knowledge	NOUN
ejif-3992	127	28	sharing	sharing	NOUN
ejif-3992	127	29	activities	activity	NOUN
ejif-3992	127	30	in	in	ADP
ejif-3992	127	31	islamic	islamic	ADJ
ejif-3992	127	32	banking	banking	NOUN
ejif-3992	127	33	and	and	CCONJ
ejif-3992	127	34	finance	finance	NOUN
ejif-3992	127	35	industry	industry	NOUN
ejif-3992	127	36	.	.	PUNCT
ejif-3992	128	1	allah	allah	PROPN
ejif-3992	128	2	the	the	DET
ejif-3992	128	3	almighty	almighty	PROPN
ejif-3992	128	4	has	have	AUX
ejif-3992	128	5	asked	ask	VERB
ejif-3992	128	6	those	those	PRON
ejif-3992	128	7	who	who	PRON
ejif-3992	128	8	have	have	AUX
ejif-3992	128	9	shari’ah	shari’ah	VERB
ejif-3992	128	10	knowledge	knowledge	NOUN
ejif-3992	128	11	to	to	PART
ejif-3992	128	12	teach	teach	VERB
ejif-3992	128	13	others	other	NOUN
ejif-3992	128	14	and	and	CCONJ
ejif-3992	128	15	transfer	transfer	VERB
ejif-3992	128	16	the	the	DET
ejif-3992	128	17	knowledge	knowledge	NOUN
ejif-3992	128	18	to	to	ADP
ejif-3992	128	19	the	the	DET
ejif-3992	128	20	ummah	ummah	PROPN
ejif-3992	128	21	.	.	PUNCT
ejif-3992	129	1	(	(	PUNCT
ejif-3992	129	2	qur’an	qur’an	NOUN
ejif-3992	129	3	,	,	PUNCT
ejif-3992	129	4	9:122	9:122	NUM
ejif-3992	129	5	)	)	PUNCT
ejif-3992	129	6	.	.	PUNCT
ejif-3992	130	1	smart	smart	ADJ
ejif-3992	130	2	muftis	muftis	NOUN
ejif-3992	130	3	will	will	AUX
ejif-3992	130	4	not	not	PART
ejif-3992	130	5	only	only	ADV
ejif-3992	130	6	help	help	VERB
ejif-3992	130	7	in	in	ADP
ejif-3992	130	8	sharing	share	VERB
ejif-3992	130	9	the	the	DET
ejif-3992	130	10	knowledge	knowledge	NOUN
ejif-3992	130	11	alone	alone	ADV
ejif-3992	130	12	,	,	PUNCT
ejif-3992	130	13	but	but	CCONJ
ejif-3992	130	14	will	will	AUX
ejif-3992	130	15	create	create	VERB
ejif-3992	130	16	much	much	ADV
ejif-3992	130	17	needed	need	VERB
ejif-3992	130	18	awareness	awareness	NOUN
ejif-3992	130	19	among	among	ADP
ejif-3992	130	20	the	the	DET
ejif-3992	130	21	public	public	NOUN
ejif-3992	130	22	on	on	ADP
ejif-3992	130	23	islamic	islamic	ADJ
ejif-3992	130	24	banking	banking	NOUN
ejif-3992	130	25	and	and	CCONJ
ejif-3992	130	26	finance	finance	NOUN
ejif-3992	130	27	.	.	PUNCT
ejif-3992	131	1	smart	smart	ADJ
ejif-3992	131	2	muftis	muftis	NOUN
ejif-3992	131	3	can	can	AUX
ejif-3992	131	4	replace	replace	VERB
ejif-3992	131	5	islamic	islamic	ADJ
ejif-3992	131	6	financial	financial	ADJ
ejif-3992	131	7	literacy	literacy	NOUN
ejif-3992	131	8	uplifting	uplifting	ADJ
ejif-3992	131	9	,	,	PUNCT
ejif-3992	131	10	corporate	corporate	ADJ
ejif-3992	131	11	training	training	NOUN
ejif-3992	131	12	and	and	CCONJ
ejif-3992	131	13	induction	induction	NOUN
ejif-3992	131	14	programs	program	NOUN
ejif-3992	131	15	in	in	ADP
ejif-3992	131	16	the	the	DET
ejif-3992	131	17	future	future	NOUN
ejif-3992	131	18	.	.	PUNCT
ejif-3992	132	1	allowing	allow	VERB
ejif-3992	132	2	access	access	NOUN
ejif-3992	132	3	to	to	ADP
ejif-3992	132	4	the	the	DET
ejif-3992	132	5	public	public	NOUN
ejif-3992	132	6	would	would	AUX
ejif-3992	132	7	also	also	ADV
ejif-3992	132	8	create	create	VERB
ejif-3992	132	9	greater	great	ADJ
ejif-3992	132	10	awareness	awareness	NOUN
ejif-3992	132	11	of	of	ADP
ejif-3992	132	12	the	the	DET
ejif-3992	132	13	islamic	islamic	ADJ
ejif-3992	132	14	finance	finance	NOUN
ejif-3992	132	15	industry	industry	NOUN
ejif-3992	132	16	.	.	PUNCT
ejif-3992	133	1	when	when	SCONJ
ejif-3992	133	2	someone	someone	PRON
ejif-3992	133	3	enters	enter	VERB
ejif-3992	133	4	a	a	DET
ejif-3992	133	5	question	question	NOUN
ejif-3992	133	6	on	on	ADP
ejif-3992	133	7	a	a	DET
ejif-3992	133	8	specific	specific	ADJ
ejif-3992	133	9	shari’ah	shari’ah	NOUN
ejif-3992	133	10	ruling	ruling	NOUN
ejif-3992	133	11	,	,	PUNCT
ejif-3992	133	12	a	a	DET
ejif-3992	133	13	humanoid	humanoid	ADJ
ejif-3992	133	14	smart	smart	PROPN
ejif-3992	133	15	mufti	mufti	PROPN
ejif-3992	133	16	robo	robo	PROPN
ejif-3992	133	17	software	software	NOUN
ejif-3992	133	18	can	can	AUX
ejif-3992	133	19	answer	answer	VERB
ejif-3992	133	20	the	the	DET
ejif-3992	133	21	queries	query	NOUN
ejif-3992	133	22	with	with	ADP
ejif-3992	133	23	details	detail	NOUN
ejif-3992	133	24	of	of	ADP
ejif-3992	133	25	a	a	DET
ejif-3992	133	26	ready	ready	ADV
ejif-3992	133	27	-	-	PUNCT
ejif-3992	133	28	made	make	VERB
ejif-3992	133	29	fatwah	fatwah	NOUN
ejif-3992	133	30	of	of	ADP
ejif-3992	133	31	the	the	DET
ejif-3992	133	32	then	then	ADV
ejif-3992	133	33	and	and	CCONJ
ejif-3992	133	34	contemporary	contemporary	ADJ
ejif-3992	133	35	islamic	islamic	ADJ
ejif-3992	133	36	scholars	scholar	NOUN
ejif-3992	133	37	in	in	ADP
ejif-3992	133	38	islamic	islamic	ADJ
ejif-3992	133	39	banking	banking	NOUN
ejif-3992	133	40	and	and	CCONJ
ejif-3992	133	41	finance	finance	NOUN
ejif-3992	133	42	.	.	PUNCT
ejif-3992	134	1	however	however	ADV
ejif-3992	134	2	,	,	PUNCT
ejif-3992	134	3	a	a	DET
ejif-3992	134	4	massive	massive	ADJ
ejif-3992	134	5	work	work	NOUN
ejif-3992	134	6	is	be	AUX
ejif-3992	134	7	required	require	VERB
ejif-3992	134	8	to	to	ADP
ejif-3992	134	9	achieving	achieve	VERB
ejif-3992	134	10	these	these	DET
ejif-3992	134	11	expectations	expectation	NOUN
ejif-3992	134	12	.	.	PUNCT
ejif-3992	135	1	(	(	PUNCT
ejif-3992	135	2	journal.wahedinvest.com	journal.wahedinvest.com	PROPN
ejif-3992	135	3	,	,	PUNCT
ejif-3992	135	4	2019	2019	NUM
ejif-3992	135	5	)	)	PUNCT
ejif-3992	135	6	.	.	PUNCT
ejif-3992	136	1	there	there	PRON
ejif-3992	136	2	are	be	VERB
ejif-3992	136	3	many	many	ADJ
ejif-3992	136	4	important	important	ADJ
ejif-3992	136	5	takeaways	takeaway	NOUN
ejif-3992	136	6	by	by	ADP
ejif-3992	136	7	implementing	implement	VERB
ejif-3992	136	8	robo	robo	NOUN
ejif-3992	136	9	-	-	PUNCT
ejif-3992	136	10	advisory	advisory	ADJ
ejif-3992	136	11	services	service	NOUN
ejif-3992	136	12	in	in	ADP
ejif-3992	136	13	islamic	islamic	ADJ
ejif-3992	136	14	banking	banking	NOUN
ejif-3992	136	15	and	and	CCONJ
ejif-3992	136	16	finance	finance	NOUN
ejif-3992	136	17	industry	industry	NOUN
ejif-3992	136	18	,	,	PUNCT
ejif-3992	136	19	these	these	DET
ejif-3992	136	20	takeaways	takeaway	NOUN
ejif-3992	136	21	are	be	AUX
ejif-3992	136	22	massive	massive	ADJ
ejif-3992	136	23	visibility	visibility	NOUN
ejif-3992	136	24	,	,	PUNCT
ejif-3992	136	25	cost	cost	NOUN
ejif-3992	136	26	efficiency	efficiency	NOUN
ejif-3992	136	27	and	and	CCONJ
ejif-3992	136	28	increased	increase	VERB
ejif-3992	136	29	productivity	productivity	NOUN
ejif-3992	136	30	in	in	ADP
ejif-3992	136	31	islamic	islamic	ADJ
ejif-3992	136	32	banking	banking	NOUN
ejif-3992	136	33	and	and	CCONJ
ejif-3992	136	34	finance	finance	NOUN
ejif-3992	136	35	,	,	PUNCT
ejif-3992	136	36	as	as	ADV
ejif-3992	136	37	well	well	ADV
ejif-3992	136	38	as	as	ADP
ejif-3992	136	39	product	product	NOUN
ejif-3992	136	40	development	development	NOUN
ejif-3992	136	41	and	and	CCONJ
ejif-3992	136	42	financial	financial	ADJ
ejif-3992	136	43	literacy	literacy	NOUN
ejif-3992	136	44	.	.	PUNCT
ejif-3992	137	1	with	with	ADP
ejif-3992	137	2	these	these	DET
ejif-3992	137	3	takeaways	takeaway	NOUN
ejif-3992	137	4	,	,	PUNCT
ejif-3992	137	5	the	the	DET
ejif-3992	137	6	islamic	islamic	ADJ
ejif-3992	137	7	banking	banking	NOUN
ejif-3992	137	8	and	and	CCONJ
ejif-3992	137	9	finance	finance	NOUN
ejif-3992	137	10	industry	industry	NOUN
ejif-3992	137	11	will	will	AUX
ejif-3992	137	12	welcome	welcome	VERB
ejif-3992	137	13	a	a	DET
ejif-3992	137	14	new	new	ADJ
ejif-3992	137	15	banking	banking	NOUN
ejif-3992	137	16	and	and	CCONJ
ejif-3992	137	17	financing	financing	NOUN
ejif-3992	137	18	experiences	experience	NOUN
ejif-3992	137	19	which	which	PRON
ejif-3992	137	20	will	will	AUX
ejif-3992	137	21	for	for	ADP
ejif-3992	137	22	sure	sure	ADJ
ejif-3992	137	23	benefit	benefit	VERB
ejif-3992	137	24	all	all	DET
ejif-3992	137	25	the	the	DET
ejif-3992	137	26	stakeholders	stakeholder	NOUN
ejif-3992	137	27	in	in	ADP
ejif-3992	137	28	the	the	DET
ejif-3992	137	29	islamic	islamic	ADJ
ejif-3992	137	30	banking	banking	PROPN
ejif-3992	137	31	and	and	CCONJ
ejif-3992	137	32	finance	finance	NOUN
ejif-3992	137	33	industry	industry	NOUN
ejif-3992	137	34	.	.	PUNCT
ejif-3992	138	1	the	the	DET
ejif-3992	138	2	following	follow	VERB
ejif-3992	138	3	paragraphs	paragraph	NOUN
ejif-3992	138	4	will	will	AUX
ejif-3992	138	5	identify	identify	VERB
ejif-3992	138	6	how	how	SCONJ
ejif-3992	138	7	robo	robo	NOUN
ejif-3992	138	8	-	-	PUNCT
ejif-3992	138	9	advisors	advisor	NOUN
ejif-3992	138	10	will	will	AUX
ejif-3992	138	11	increase	increase	VERB
ejif-3992	138	12	visibility	visibility	NOUN
ejif-3992	138	13	,	,	PUNCT
ejif-3992	138	14	productivity	productivity	NOUN
ejif-3992	138	15	,	,	PUNCT
ejif-3992	138	16	and	and	CCONJ
ejif-3992	138	17	efficiency	efficiency	NOUN
ejif-3992	138	18	in	in	ADP
ejif-3992	138	19	product	product	NOUN
ejif-3992	138	20	development	development	NOUN
ejif-3992	138	21	and	and	CCONJ
ejif-3992	138	22	solve	solve	VERB
ejif-3992	138	23	the	the	DET
ejif-3992	138	24	financial	financial	ADJ
ejif-3992	138	25	literacy	literacy	NOUN
ejif-3992	138	26	issues	issue	NOUN
ejif-3992	138	27	among	among	ADP
ejif-3992	138	28	the	the	DET
ejif-3992	138	29	stakeholders	stakeholder	NOUN
ejif-3992	138	30	of	of	ADP
ejif-3992	138	31	islamic	islamic	ADJ
ejif-3992	138	32	banking	banking	NOUN
ejif-3992	138	33	and	and	CCONJ
ejif-3992	138	34	financial	financial	ADJ
ejif-3992	138	35	institutions	institution	NOUN
ejif-3992	138	36	.	.	PUNCT
ejif-3992	139	1	vi	vi	X
ejif-3992	139	2	.	.	NOUN
ejif-3992	139	3	resolving	resolve	VERB
ejif-3992	139	4	juristic	juristic	ADJ
ejif-3992	139	5	shari’ah	shari’ah	NOUN
ejif-3992	139	6	issues	issue	NOUN
ejif-3992	139	7	with	with	ADP
ejif-3992	139	8	rob0advisors	rob0advisor	NOUN
ejif-3992	139	9	in	in	ADP
ejif-3992	139	10	the	the	DET
ejif-3992	139	11	history	history	NOUN
ejif-3992	139	12	of	of	ADP
ejif-3992	139	13	islamic	islamic	ADJ
ejif-3992	139	14	jurisprudence	jurisprudence	NOUN
ejif-3992	139	15	,	,	PUNCT
ejif-3992	139	16	each	each	PRON
ejif-3992	139	17	and	and	CCONJ
ejif-3992	139	18	every	every	PRON
ejif-3992	139	19	school	school	NOUN
ejif-3992	139	20	of	of	ADP
ejif-3992	139	21	thought	thought	NOUN
ejif-3992	139	22	has	have	VERB
ejif-3992	139	23	its	its	PRON
ejif-3992	139	24	own	own	ADJ
ejif-3992	139	25	rules	rule	NOUN
ejif-3992	139	26	and	and	CCONJ
ejif-3992	139	27	reliable	reliable	ADJ
ejif-3992	139	28	secondary	secondary	ADJ
ejif-3992	139	29	sources	source	NOUN
ejif-3992	139	30	in	in	ADP
ejif-3992	139	31	which	which	PRON
ejif-3992	139	32	they	they	PRON
ejif-3992	139	33	relied	rely	VERB
ejif-3992	139	34	upon	upon	SCONJ
ejif-3992	139	35	in	in	ADP
ejif-3992	139	36	the	the	DET
ejif-3992	139	37	absent	absent	NOUN
ejif-3992	139	38	of	of	ADP
ejif-3992	139	39	primary	primary	ADJ
ejif-3992	139	40	sources	source	NOUN
ejif-3992	139	41	of	of	ADP
ejif-3992	139	42	law	law	NOUN
ejif-3992	139	43	in	in	ADP
ejif-3992	139	44	other	other	ADJ
ejif-3992	139	45	to	to	PART
ejif-3992	139	46	decide	decide	VERB
ejif-3992	139	47	on	on	ADP
ejif-3992	139	48	a	a	DET
ejif-3992	139	49	current	current	ADJ
ejif-3992	139	50	issue	issue	NOUN
ejif-3992	139	51	.	.	PUNCT
ejif-3992	140	1	this	this	PRON
ejif-3992	140	2	has	have	AUX
ejif-3992	140	3	actually	actually	ADV
ejif-3992	140	4	contributed	contribute	VERB
ejif-3992	140	5	in	in	ADP
ejif-3992	140	6	sustaining	sustain	VERB
ejif-3992	140	7	different	different	ADJ
ejif-3992	140	8	opinions	opinion	NOUN
ejif-3992	140	9	across	across	ADP
ejif-3992	140	10	the	the	DET
ejif-3992	140	11	islamic	islamic	ADJ
ejif-3992	140	12	schools	school	NOUN
ejif-3992	140	13	of	of	ADP
ejif-3992	140	14	thought	thought	NOUN
ejif-3992	140	15	.	.	PUNCT
ejif-3992	141	1	however	however	ADV
ejif-3992	141	2	,	,	PUNCT
ejif-3992	141	3	some	some	PRON
ejif-3992	141	4	of	of	ADP
ejif-3992	141	5	the	the	DET
ejif-3992	141	6	scholarly	scholarly	ADJ
ejif-3992	141	7	rulings	ruling	NOUN
ejif-3992	141	8	conducted	conduct	VERB
ejif-3992	141	9	by	by	ADP
ejif-3992	141	10	different	different	ADJ
ejif-3992	141	11	schools	school	NOUN
ejif-3992	141	12	might	might	AUX
ejif-3992	141	13	not	not	PART
ejif-3992	141	14	be	be	AUX
ejif-3992	141	15	based	base	VERB
ejif-3992	141	16	on	on	ADP
ejif-3992	141	17	a	a	DET
ejif-3992	141	18	reliable	reliable	ADJ
ejif-3992	141	19	source	source	NOUN
ejif-3992	141	20	,	,	PUNCT
ejif-3992	141	21	the	the	DET
ejif-3992	141	22	reliable	reliable	ADJ
ejif-3992	141	23	opinion	opinion	NOUN
ejif-3992	141	24	might	might	AUX
ejif-3992	141	25	be	be	AUX
ejif-3992	141	26	acceptable	acceptable	ADJ
ejif-3992	141	27	in	in	ADP
ejif-3992	141	28	another	another	DET
ejif-3992	141	29	school	school	NOUN
ejif-3992	141	30	due	due	ADP
ejif-3992	141	31	to	to	ADP
ejif-3992	141	32	the	the	DET
ejif-3992	141	33	authenticity	authenticity	NOUN
ejif-3992	141	34	of	of	ADP
ejif-3992	141	35	the	the	DET
ejif-3992	141	36	source	source	NOUN
ejif-3992	141	37	used	use	VERB
ejif-3992	141	38	by	by	ADP
ejif-3992	141	39	the	the	DET
ejif-3992	141	40	imam	imam	NOUN
ejif-3992	141	41	or	or	CCONJ
ejif-3992	141	42	his	his	PRON
ejif-3992	141	43	fellow	fellow	ADJ
ejif-3992	141	44	students	student	NOUN
ejif-3992	141	45	.	.	PUNCT
ejif-3992	142	1	robo	robo	NOUN
ejif-3992	142	2	-	-	PUNCT
ejif-3992	142	3	advisors	advisor	NOUN
ejif-3992	142	4	can	can	AUX
ejif-3992	142	5	have	have	VERB
ejif-3992	142	6	all	all	DET
ejif-3992	142	7	this	this	DET
ejif-3992	142	8	information	information	NOUN
ejif-3992	142	9	and	and	CCONJ
ejif-3992	142	10	might	might	AUX
ejif-3992	142	11	be	be	AUX
ejif-3992	142	12	able	able	ADJ
ejif-3992	142	13	to	to	PART
ejif-3992	142	14	differentiate	differentiate	VERB
ejif-3992	142	15	between	between	ADP
ejif-3992	142	16	authentic	authentic	ADJ
ejif-3992	142	17	evidences	evidence	NOUN
ejif-3992	142	18	,	,	PUNCT
ejif-3992	142	19	non	non	ADJ
ejif-3992	142	20	-	-	ADJ
ejif-3992	142	21	authentic	authentic	ADJ
ejif-3992	142	22	and	and	CCONJ
ejif-3992	142	23	week	week	NOUN
ejif-3992	142	24	evidences	evidence	NOUN
ejif-3992	142	25	.	.	PUNCT
ejif-3992	143	1	and	and	CCONJ
ejif-3992	143	2	then	then	ADV
ejif-3992	143	3	advise	advise	VERB
ejif-3992	143	4	with	with	ADP
ejif-3992	143	5	the	the	DET
ejif-3992	143	6	selected	select	VERB
ejif-3992	143	7	opinion	opinion	NOUN
ejif-3992	143	8	,	,	PUNCT
ejif-3992	143	9	which	which	PRON
ejif-3992	143	10	has	have	AUX
ejif-3992	143	11	relied	rely	VERB
ejif-3992	143	12	upon	upon	SCONJ
ejif-3992	143	13	the	the	DET
ejif-3992	143	14	most	most	ADV
ejif-3992	143	15	authentic	authentic	ADJ
ejif-3992	143	16	sources	source	NOUN
ejif-3992	143	17	of	of	ADP
ejif-3992	143	18	islamic	islamic	ADJ
ejif-3992	143	19	law	law	NOUN
ejif-3992	143	20	.	.	PUNCT
ejif-3992	144	1	it	it	PRON
ejif-3992	144	2	is	be	AUX
ejif-3992	144	3	very	very	ADV
ejif-3992	144	4	important	important	ADJ
ejif-3992	144	5	to	to	PART
ejif-3992	144	6	mention	mention	VERB
ejif-3992	144	7	here	here	ADV
ejif-3992	144	8	that	that	SCONJ
ejif-3992	144	9	most	most	ADJ
ejif-3992	144	10	of	of	ADP
ejif-3992	144	11	the	the	DET
ejif-3992	144	12	islamic	islamic	ADJ
ejif-3992	144	13	finance	finance	NOUN
ejif-3992	144	14	issues	issue	NOUN
ejif-3992	144	15	are	be	AUX
ejif-3992	144	16	not	not	PART
ejif-3992	144	17	deducted	deduct	VERB
ejif-3992	144	18	based	base	VERB
ejif-3992	144	19	on	on	ADP
ejif-3992	144	20	a	a	DET
ejif-3992	144	21	particular	particular	ADJ
ejif-3992	144	22	school	school	NOUN
ejif-3992	144	23	of	of	ADP
ejif-3992	144	24	thought	thought	NOUN
ejif-3992	144	25	alone	alone	ADV
ejif-3992	144	26	,	,	PUNCT
ejif-3992	144	27	but	but	CCONJ
ejif-3992	144	28	rather	rather	ADV
ejif-3992	144	29	based	base	VERB
ejif-3992	144	30	on	on	ADP
ejif-3992	144	31	the	the	DET
ejif-3992	144	32	most	most	ADV
ejif-3992	144	33	authentic	authentic	ADJ
ejif-3992	144	34	evidences	evidence	NOUN
ejif-3992	144	35	,	,	PUNCT
ejif-3992	144	36	which	which	PRON
ejif-3992	144	37	has	have	AUX
ejif-3992	144	38	been	be	AUX
ejif-3992	144	39	used	use	VERB
ejif-3992	144	40	to	to	PART
ejif-3992	144	41	determine	determine	VERB
ejif-3992	144	42	shari’ah	shari’ah	NOUN
ejif-3992	144	43	ruling	ruling	NOUN
ejif-3992	144	44	according	accord	VERB
ejif-3992	144	45	to	to	ADP
ejif-3992	144	46	comparativejurisprudence	comparativejurisprudence	NOUN
ejif-3992	144	47	.	.	PUNCT
ejif-3992	145	1	for	for	ADP
ejif-3992	145	2	instance	instance	NOUN
ejif-3992	145	3	,	,	PUNCT
ejif-3992	145	4	hanbali	hanbali	PROPN
ejif-3992	145	5	school	school	PROPN
ejif-3992	145	6	might	might	AUX
ejif-3992	145	7	have	have	VERB
ejif-3992	145	8	a	a	DET
ejif-3992	145	9	different	different	ADJ
ejif-3992	145	10	view	view	NOUN
ejif-3992	145	11	on	on	ADP
ejif-3992	145	12	a	a	DET
ejif-3992	145	13	specific	specific	ADJ
ejif-3992	145	14	matter	matter	NOUN
ejif-3992	145	15	in	in	ADP
ejif-3992	145	16	islamic	islamic	ADJ
ejif-3992	145	17	finance	finance	NOUN
ejif-3992	145	18	.	.	PUNCT
ejif-3992	146	1	but	but	CCONJ
ejif-3992	146	2	that	that	DET
ejif-3992	146	3	view	view	NOUN
ejif-3992	146	4	might	might	AUX
ejif-3992	146	5	be	be	AUX
ejif-3992	146	6	used	use	VERB
ejif-3992	146	7	in	in	ADP
ejif-3992	146	8	the	the	DET
ejif-3992	146	9	malaysian	malaysian	ADJ
ejif-3992	146	10	system	system	NOUN
ejif-3992	146	11	maybe	maybe	ADV
ejif-3992	146	12	because	because	SCONJ
ejif-3992	146	13	the	the	DET
ejif-3992	146	14	ejif	ejif	PROPN
ejif-3992	146	15	–	–	PUNCT
ejif-3992	146	16	european	european	PROPN
ejif-3992	146	17	journal	journal	PROPN
ejif-3992	146	18	of	of	ADP
ejif-3992	146	19	islamic	islamic	PROPN
ejif-3992	146	20	finance	finance	PROPN
ejif-3992	146	21	first	first	ADJ
ejif-3992	146	22	special	special	ADJ
ejif-3992	146	23	issue	issue	NOUN
ejif-3992	146	24	for	for	ADP
ejif-3992	146	25	ejif	ejif	PROPN
ejif-3992	146	26	workshop	workshop	PROPN
ejif-3992	146	27	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3992	146	28	issn	issn	PROPN
ejif-3992	146	29	2421	2421	NUM
ejif-3992	146	30	-	-	SYM
ejif-3992	146	31	2172	2172	NUM
ejif-3992	146	32	5	5	NUM
ejif-3992	146	33	shari’ah	shari’ah	NOUN
ejif-3992	146	34	sources	source	NOUN
ejif-3992	146	35	or	or	CCONJ
ejif-3992	146	36	evidences	evidence	NOUN
ejif-3992	146	37	used	use	VERB
ejif-3992	146	38	to	to	PART
ejif-3992	146	39	arrive	arrive	VERB
ejif-3992	146	40	to	to	ADP
ejif-3992	146	41	that	that	DET
ejif-3992	146	42	ruling	ruling	NOUN
ejif-3992	146	43	could	could	AUX
ejif-3992	146	44	be	be	AUX
ejif-3992	146	45	more	more	ADV
ejif-3992	146	46	authentic	authentic	ADJ
ejif-3992	146	47	or	or	CCONJ
ejif-3992	147	1	the	the	DET
ejif-3992	147	2	ruling	ruling	NOUN
ejif-3992	147	3	was	be	AUX
ejif-3992	147	4	considers	consider	NOUN
ejif-3992	147	5	based	base	VERB
ejif-3992	147	6	on	on	ADP
ejif-3992	147	7	the	the	DET
ejif-3992	147	8	maqasid	maqasid	PROPN
ejif-3992	147	9	al	al	PROPN
ejif-3992	147	10	-	-	PUNCT
ejif-3992	147	11	shari’ah	shari’ah	PROPN
ejif-3992	147	12	purposes	purpose	NOUN
ejif-3992	147	13	,	,	PUNCT
ejif-3992	147	14	in	in	ADP
ejif-3992	147	15	contrary	contrary	ADJ
ejif-3992	147	16	with	with	ADP
ejif-3992	147	17	the	the	DET
ejif-3992	147	18	ruling	ruling	NOUN
ejif-3992	147	19	in	in	ADP
ejif-3992	147	20	shafi’i	shafi’i	ADJ
ejif-3992	147	21	school	school	NOUN
ejif-3992	147	22	which	which	PRON
ejif-3992	147	23	is	be	AUX
ejif-3992	147	24	the	the	DET
ejif-3992	147	25	original	original	ADJ
ejif-3992	147	26	school	school	NOUN
ejif-3992	147	27	followed	follow	VERB
ejif-3992	147	28	by	by	ADP
ejif-3992	147	29	many	many	ADJ
ejif-3992	147	30	south	south	PROPN
ejif-3992	147	31	east	east	PROPN
ejif-3992	147	32	asian	asian	ADJ
ejif-3992	147	33	countries	country	NOUN
ejif-3992	147	34	and	and	CCONJ
ejif-3992	147	35	the	the	DET
ejif-3992	147	36	dominant	dominant	ADJ
ejif-3992	147	37	school	school	NOUN
ejif-3992	147	38	of	of	ADP
ejif-3992	147	39	thought	thought	NOUN
ejif-3992	147	40	in	in	ADP
ejif-3992	147	41	malaysia	malaysia	PROPN
ejif-3992	147	42	.	.	PUNCT
ejif-3992	148	1	robo	robo	NOUN
ejif-3992	148	2	-	-	PUNCT
ejif-3992	148	3	advisors	advisor	NOUN
ejif-3992	148	4	will	will	AUX
ejif-3992	148	5	be	be	AUX
ejif-3992	148	6	able	able	ADJ
ejif-3992	148	7	to	to	PART
ejif-3992	148	8	identify	identify	VERB
ejif-3992	148	9	and	and	CCONJ
ejif-3992	148	10	analyze	analyze	VERB
ejif-3992	148	11	these	these	DET
ejif-3992	148	12	kinds	kind	NOUN
ejif-3992	148	13	of	of	ADP
ejif-3992	148	14	issues	issue	NOUN
ejif-3992	148	15	across	across	ADP
ejif-3992	148	16	the	the	DET
ejif-3992	148	17	shari’ah	shari’ah	NOUN
ejif-3992	148	18	rulings	ruling	NOUN
ejif-3992	148	19	related	relate	VERB
ejif-3992	148	20	to	to	ADP
ejif-3992	148	21	islamic	islamic	ADJ
ejif-3992	148	22	banking	banking	NOUN
ejif-3992	148	23	and	and	CCONJ
ejif-3992	148	24	finance	finance	NOUN
ejif-3992	148	25	industry	industry	NOUN
ejif-3992	148	26	.	.	PUNCT
ejif-3992	149	1	robo	robo	NOUN
ejif-3992	149	2	-	-	PUNCT
ejif-3992	149	3	advisors	advisor	NOUN
ejif-3992	149	4	might	might	AUX
ejif-3992	149	5	also	also	ADV
ejif-3992	149	6	help	help	VERB
ejif-3992	149	7	resolve	resolve	VERB
ejif-3992	149	8	many	many	ADJ
ejif-3992	149	9	shari’ah	shari’ah	NOUN
ejif-3992	149	10	compliance	compliance	NOUN
ejif-3992	149	11	issues	issue	NOUN
ejif-3992	149	12	in	in	ADP
ejif-3992	149	13	islamic	islamic	ADJ
ejif-3992	149	14	banking	banking	NOUN
ejif-3992	149	15	and	and	CCONJ
ejif-3992	149	16	finance	finance	NOUN
ejif-3992	149	17	.	.	PUNCT
ejif-3992	150	1	shari’ah	shari’ah	PROPN
ejif-3992	150	2	is	be	AUX
ejif-3992	150	3	a	a	DET
ejif-3992	150	4	tech	tech	NOUN
ejif-3992	150	5	-	-	PUNCT
ejif-3992	150	6	friendly	friendly	ADJ
ejif-3992	150	7	and	and	CCONJ
ejif-3992	150	8	it	it	PRON
ejif-3992	150	9	is	be	AUX
ejif-3992	150	10	in	in	ADP
ejif-3992	150	11	harmony	harmony	NOUN
ejif-3992	150	12	with	with	ADP
ejif-3992	150	13	the	the	DET
ejif-3992	150	14	purposes	purpose	NOUN
ejif-3992	150	15	of	of	ADP
ejif-3992	150	16	shari’ah	shari’ah	NOUN
ejif-3992	150	17	“	"	PUNCT
ejif-3992	150	18	maqasid	maqasid	PROPN
ejif-3992	150	19	al	al	PROPN
ejif-3992	150	20	-	-	PUNCT
ejif-3992	150	21	shari’ah	shari’ah	PROPN
ejif-3992	150	22	”	"	PUNCT
ejif-3992	150	23	which	which	PRON
ejif-3992	150	24	signifies	signify	VERB
ejif-3992	150	25	protection	protection	NOUN
ejif-3992	150	26	of	of	ADP
ejif-3992	150	27	wealth	wealth	NOUN
ejif-3992	150	28	and	and	CCONJ
ejif-3992	150	29	its	its	PRON
ejif-3992	150	30	circulation	circulation	NOUN
ejif-3992	150	31	.	.	PUNCT
ejif-3992	151	1	this	this	PRON
ejif-3992	151	2	might	might	AUX
ejif-3992	151	3	be	be	AUX
ejif-3992	151	4	related	relate	VERB
ejif-3992	151	5	to	to	ADP
ejif-3992	151	6	the	the	DET
ejif-3992	151	7	facts	fact	NOUN
ejif-3992	151	8	that	that	SCONJ
ejif-3992	151	9	technology	technology	NOUN
ejif-3992	151	10	always	always	ADV
ejif-3992	151	11	played	play	VERB
ejif-3992	151	12	a	a	DET
ejif-3992	151	13	role	role	NOUN
ejif-3992	151	14	of	of	ADP
ejif-3992	151	15	an	an	DET
ejif-3992	151	16	enabler	enabler	NOUN
ejif-3992	151	17	to	to	PART
ejif-3992	151	18	support	support	VERB
ejif-3992	151	19	financial	financial	ADJ
ejif-3992	151	20	institutions	institution	NOUN
ejif-3992	151	21	in	in	ADP
ejif-3992	151	22	the	the	DET
ejif-3992	151	23	design	design	NOUN
ejif-3992	151	24	and	and	CCONJ
ejif-3992	151	25	delivery	delivery	NOUN
ejif-3992	151	26	of	of	ADP
ejif-3992	151	27	their	their	PRON
ejif-3992	151	28	products	product	NOUN
ejif-3992	151	29	and	and	CCONJ
ejif-3992	151	30	services	service	NOUN
ejif-3992	151	31	.	.	PUNCT
ejif-3992	152	1	the	the	DET
ejif-3992	152	2	system	system	NOUN
ejif-3992	152	3	does	do	AUX
ejif-3992	152	4	not	not	PART
ejif-3992	152	5	dictate	dictate	VERB
ejif-3992	152	6	the	the	DET
ejif-3992	152	7	features	feature	NOUN
ejif-3992	152	8	and	and	CCONJ
ejif-3992	152	9	functionalities	functionality	NOUN
ejif-3992	152	10	of	of	ADP
ejif-3992	152	11	the	the	DET
ejif-3992	152	12	banks	bank	NOUN
ejif-3992	152	13	’	’	PART
ejif-3992	152	14	products	product	NOUN
ejif-3992	152	15	and	and	CCONJ
ejif-3992	152	16	services	service	NOUN
ejif-3992	152	17	;	;	PUNCT
ejif-3992	152	18	rather	rather	ADV
ejif-3992	152	19	,	,	PUNCT
ejif-3992	152	20	it	it	PRON
ejif-3992	152	21	is	be	AUX
ejif-3992	152	22	the	the	DET
ejif-3992	152	23	other	other	ADJ
ejif-3992	152	24	way	way	NOUN
ejif-3992	152	25	around	around	ADV
ejif-3992	152	26	.	.	PUNCT
ejif-3992	153	1	the	the	DET
ejif-3992	153	2	requirements	requirement	NOUN
ejif-3992	153	3	of	of	ADP
ejif-3992	153	4	products	product	NOUN
ejif-3992	153	5	and	and	CCONJ
ejif-3992	153	6	services	service	NOUN
ejif-3992	153	7	of	of	ADP
ejif-3992	153	8	islamic	islamic	ADJ
ejif-3992	153	9	banks	bank	NOUN
ejif-3992	153	10	dictate	dictate	VERB
ejif-3992	153	11	system	system	NOUN
ejif-3992	153	12	functionalities	functionality	NOUN
ejif-3992	153	13	.	.	PUNCT
ejif-3992	154	1	before	before	SCONJ
ejif-3992	154	2	islamic	islamic	ADJ
ejif-3992	154	3	banks	bank	NOUN
ejif-3992	154	4	can	can	AUX
ejif-3992	154	5	offer	offer	VERB
ejif-3992	154	6	products	product	NOUN
ejif-3992	154	7	and	and	CCONJ
ejif-3992	154	8	services	service	NOUN
ejif-3992	154	9	to	to	ADP
ejif-3992	154	10	the	the	DET
ejif-3992	154	11	public	public	NOUN
ejif-3992	154	12	,	,	PUNCT
ejif-3992	154	13	they	they	PRON
ejif-3992	154	14	have	have	VERB
ejif-3992	154	15	to	to	PART
ejif-3992	154	16	obtain	obtain	VERB
ejif-3992	154	17	the	the	DET
ejif-3992	154	18	approval	approval	NOUN
ejif-3992	154	19	of	of	ADP
ejif-3992	154	20	their	their	PRON
ejif-3992	154	21	shari’ah	shari’ah	PROPN
ejif-3992	154	22	committee	committee	NOUN
ejif-3992	154	23	.	.	PUNCT
ejif-3992	155	1	therefore	therefore	ADV
ejif-3992	155	2	,	,	PUNCT
ejif-3992	155	3	the	the	DET
ejif-3992	155	4	shari’ah	shari’ah	PROPN
ejif-3992	155	5	committee	committee	NOUN
ejif-3992	155	6	has	have	VERB
ejif-3992	155	7	the	the	DET
ejif-3992	155	8	final	final	ADJ
ejif-3992	155	9	say	say	NOUN
ejif-3992	155	10	on	on	ADP
ejif-3992	155	11	the	the	DET
ejif-3992	155	12	new	new	ADJ
ejif-3992	155	13	introduced	introduce	VERB
ejif-3992	155	14	product	product	NOUN
ejif-3992	155	15	or	or	CCONJ
ejif-3992	155	16	service	service	NOUN
ejif-3992	155	17	and	and	CCONJ
ejif-3992	155	18	not	not	PART
ejif-3992	155	19	the	the	DET
ejif-3992	155	20	technology	technology	NOUN
ejif-3992	155	21	itself	itself	PRON
ejif-3992	155	22	,	,	PUNCT
ejif-3992	155	23	therefore	therefore	ADV
ejif-3992	155	24	a	a	DET
ejif-3992	155	25	controlled	control	VERB
ejif-3992	155	26	shari’ah	shari’ah	NOUN
ejif-3992	155	27	ruling	ruling	NOUN
ejif-3992	155	28	and	and	CCONJ
ejif-3992	155	29	fatwah	fatwah	PROPN
ejif-3992	155	30	updates	update	NOUN
ejif-3992	155	31	should	should	AUX
ejif-3992	155	32	be	be	AUX
ejif-3992	155	33	provided	provide	VERB
ejif-3992	155	34	by	by	ADP
ejif-3992	155	35	shari’ah	shari’ah	NOUN
ejif-3992	155	36	experts	expert	NOUN
ejif-3992	155	37	to	to	PART
ejif-3992	155	38	make	make	VERB
ejif-3992	155	39	sure	sure	ADJ
ejif-3992	155	40	robo	robo	NOUN
ejif-3992	155	41	-	-	PUNCT
ejif-3992	155	42	advisors	advisor	NOUN
ejif-3992	155	43	are	be	AUX
ejif-3992	155	44	doing	do	VERB
ejif-3992	155	45	the	the	DET
ejif-3992	155	46	job	job	NOUN
ejif-3992	155	47	correctly	correctly	ADV
ejif-3992	155	48	.	.	PUNCT
ejif-3992	156	1	shari’ah	shari’ah	PROPN
ejif-3992	156	2	committee	committee	NOUN
ejif-3992	156	3	members	member	NOUN
ejif-3992	156	4	will	will	AUX
ejif-3992	156	5	scrutinize	scrutinize	VERB
ejif-3992	156	6	the	the	DET
ejif-3992	156	7	products	product	NOUN
ejif-3992	156	8	and	and	CCONJ
ejif-3992	156	9	services	service	NOUN
ejif-3992	156	10	to	to	PART
ejif-3992	156	11	determine	determine	VERB
ejif-3992	156	12	whether	whether	SCONJ
ejif-3992	156	13	they	they	PRON
ejif-3992	156	14	comply	comply	VERB
ejif-3992	156	15	with	with	ADP
ejif-3992	156	16	their	their	PRON
ejif-3992	156	17	shari’ah	shari’ah	NOUN
ejif-3992	156	18	guidelines	guideline	NOUN
ejif-3992	156	19	.	.	PUNCT
ejif-3992	157	1	once	once	ADV
ejif-3992	157	2	endorsed	endorse	VERB
ejif-3992	157	3	by	by	ADP
ejif-3992	157	4	the	the	DET
ejif-3992	157	5	shari’ah	shari’ah	PROPN
ejif-3992	157	6	committee	committee	NOUN
ejif-3992	157	7	,	,	PUNCT
ejif-3992	157	8	the	the	DET
ejif-3992	157	9	products	product	NOUN
ejif-3992	157	10	or	or	CCONJ
ejif-3992	157	11	services	service	NOUN
ejif-3992	157	12	are	be	AUX
ejif-3992	157	13	ready	ready	ADJ
ejif-3992	157	14	to	to	PART
ejif-3992	157	15	be	be	AUX
ejif-3992	157	16	configured	configure	VERB
ejif-3992	157	17	into	into	ADP
ejif-3992	157	18	the	the	DET
ejif-3992	157	19	system	system	NOUN
ejif-3992	157	20	.	.	PUNCT
ejif-3992	158	1	therefore	therefore	ADV
ejif-3992	158	2	,	,	PUNCT
ejif-3992	158	3	the	the	DET
ejif-3992	158	4	system	system	NOUN
ejif-3992	158	5	just	just	ADV
ejif-3992	158	6	accepts	accept	VERB
ejif-3992	158	7	and	and	CCONJ
ejif-3992	158	8	implement	implement	VERB
ejif-3992	158	9	whatever	whatever	PRON
ejif-3992	158	10	inserted	insert	VERB
ejif-3992	158	11	in	in	ADP
ejif-3992	158	12	it	it	PRON
ejif-3992	158	13	and	and	CCONJ
ejif-3992	158	14	will	will	AUX
ejif-3992	158	15	not	not	PART
ejif-3992	158	16	act	act	VERB
ejif-3992	158	17	otherwise	otherwise	ADV
ejif-3992	158	18	except	except	SCONJ
ejif-3992	158	19	by	by	ADP
ejif-3992	158	20	orders	order	NOUN
ejif-3992	158	21	.	.	PUNCT
ejif-3992	159	1	therefore	therefore	ADV
ejif-3992	159	2	,	,	PUNCT
ejif-3992	159	3	the	the	DET
ejif-3992	159	4	system	system	NOUN
ejif-3992	159	5	would	would	AUX
ejif-3992	159	6	have	have	VERB
ejif-3992	159	7	to	to	PART
ejif-3992	159	8	be	be	AUX
ejif-3992	159	9	built	build	VERB
ejif-3992	159	10	with	with	ADP
ejif-3992	159	11	features	feature	NOUN
ejif-3992	159	12	and	and	CCONJ
ejif-3992	159	13	functions	function	NOUN
ejif-3992	159	14	to	to	PART
ejif-3992	159	15	support	support	VERB
ejif-3992	159	16	the	the	DET
ejif-3992	159	17	requirements	requirement	NOUN
ejif-3992	159	18	of	of	ADP
ejif-3992	159	19	the	the	DET
ejif-3992	159	20	products	product	NOUN
ejif-3992	159	21	and	and	CCONJ
ejif-3992	159	22	services	service	NOUN
ejif-3992	159	23	.	.	PUNCT
ejif-3992	160	1	once	once	ADV
ejif-3992	160	2	configured	configure	VERB
ejif-3992	160	3	into	into	ADP
ejif-3992	160	4	the	the	DET
ejif-3992	160	5	system	system	NOUN
ejif-3992	160	6	,	,	PUNCT
ejif-3992	160	7	system	system	NOUN
ejif-3992	160	8	users	user	NOUN
ejif-3992	160	9	will	will	AUX
ejif-3992	160	10	have	have	VERB
ejif-3992	160	11	to	to	PART
ejif-3992	160	12	perform	perform	VERB
ejif-3992	160	13	user	user	NOUN
ejif-3992	160	14	acceptance	acceptance	NOUN
ejif-3992	160	15	test	test	NOUN
ejif-3992	160	16	to	to	PART
ejif-3992	160	17	verify	verify	VERB
ejif-3992	160	18	that	that	SCONJ
ejif-3992	160	19	the	the	DET
ejif-3992	160	20	system	system	NOUN
ejif-3992	160	21	is	be	AUX
ejif-3992	160	22	behaving	behave	VERB
ejif-3992	160	23	according	accord	VERB
ejif-3992	160	24	to	to	ADP
ejif-3992	160	25	their	their	PRON
ejif-3992	160	26	requirements	requirement	NOUN
ejif-3992	160	27	.	.	PUNCT
ejif-3992	161	1	here	here	ADV
ejif-3992	161	2	is	be	AUX
ejif-3992	161	3	the	the	DET
ejif-3992	161	4	issue	issue	NOUN
ejif-3992	161	5	of	of	ADP
ejif-3992	161	6	the	the	DET
ejif-3992	161	7	system	system	NOUN
ejif-3992	161	8	control	control	NOUN
ejif-3992	161	9	,	,	PUNCT
ejif-3992	161	10	is	be	AUX
ejif-3992	161	11	also	also	ADV
ejif-3992	161	12	in	in	ADP
ejif-3992	161	13	the	the	DET
ejif-3992	161	14	hands	hand	NOUN
ejif-3992	161	15	of	of	ADP
ejif-3992	161	16	its	its	PRON
ejif-3992	161	17	handlers	handler	NOUN
ejif-3992	161	18	,	,	PUNCT
ejif-3992	161	19	and	and	CCONJ
ejif-3992	161	20	the	the	DET
ejif-3992	161	21	technology	technology	NOUN
ejif-3992	161	22	is	be	AUX
ejif-3992	161	23	not	not	PART
ejif-3992	161	24	in	in	ADP
ejif-3992	161	25	control	control	NOUN
ejif-3992	161	26	of	of	ADP
ejif-3992	161	27	the	the	DET
ejif-3992	161	28	information	information	NOUN
ejif-3992	161	29	installed	instal	VERB
ejif-3992	161	30	,	,	PUNCT
ejif-3992	161	31	as	as	SCONJ
ejif-3992	161	32	it	it	PRON
ejif-3992	161	33	can	can	AUX
ejif-3992	161	34	be	be	AUX
ejif-3992	161	35	augmented	augment	VERB
ejif-3992	161	36	,	,	PUNCT
ejif-3992	161	37	changed	change	VERB
ejif-3992	161	38	or	or	CCONJ
ejif-3992	161	39	even	even	ADV
ejif-3992	161	40	removed	remove	VERB
ejif-3992	161	41	,	,	PUNCT
ejif-3992	161	42	therefore	therefore	ADV
ejif-3992	161	43	the	the	DET
ejif-3992	161	44	fatwahs	fatwah	NOUN
ejif-3992	161	45	installed	instal	VERB
ejif-3992	161	46	in	in	ADP
ejif-3992	161	47	roboadvisors	roboadvisor	NOUN
ejif-3992	161	48	could	could	AUX
ejif-3992	161	49	also	also	ADV
ejif-3992	161	50	be	be	AUX
ejif-3992	161	51	updated	update	VERB
ejif-3992	161	52	when	when	SCONJ
ejif-3992	161	53	necessary	necessary	ADJ
ejif-3992	161	54	.	.	PUNCT
ejif-3992	162	1	shari’ah	shari’ah	PROPN
ejif-3992	162	2	compliant	compliant	ADJ
ejif-3992	162	3	requirement	requirement	NOUN
ejif-3992	162	4	is	be	AUX
ejif-3992	162	5	quite	quite	ADV
ejif-3992	162	6	subjective	subjective	ADJ
ejif-3992	162	7	as	as	SCONJ
ejif-3992	162	8	it	it	PRON
ejif-3992	162	9	depends	depend	VERB
ejif-3992	162	10	on	on	ADP
ejif-3992	162	11	interpretations	interpretation	NOUN
ejif-3992	162	12	by	by	ADP
ejif-3992	162	13	the	the	DET
ejif-3992	162	14	shari’ah	shari’ah	PROPN
ejif-3992	162	15	advisors	advisor	NOUN
ejif-3992	162	16	of	of	ADP
ejif-3992	162	17	a	a	DET
ejif-3992	162	18	specific	specific	ADJ
ejif-3992	162	19	bank	bank	NOUN
ejif-3992	162	20	or	or	CCONJ
ejif-3992	162	21	a	a	DET
ejif-3992	162	22	specific	specific	ADJ
ejif-3992	162	23	country	country	NOUN
ejif-3992	162	24	.	.	PUNCT
ejif-3992	163	1	it	it	PRON
ejif-3992	163	2	also	also	ADV
ejif-3992	163	3	depends	depend	VERB
ejif-3992	163	4	,	,	PUNCT
ejif-3992	163	5	to	to	ADP
ejif-3992	163	6	a	a	DET
ejif-3992	163	7	certain	certain	ADJ
ejif-3992	163	8	extent	extent	NOUN
ejif-3992	163	9	,	,	PUNCT
ejif-3992	163	10	on	on	ADP
ejif-3992	163	11	the	the	DET
ejif-3992	163	12	strictness	strictness	NOUN
ejif-3992	163	13	or	or	CCONJ
ejif-3992	163	14	lenience	lenience	NOUN
ejif-3992	163	15	of	of	ADP
ejif-3992	163	16	the	the	DET
ejif-3992	163	17	shari’ah	shari’ah	PROPN
ejif-3992	163	18	committee	committee	NOUN
ejif-3992	163	19	members	member	NOUN
ejif-3992	163	20	of	of	ADP
ejif-3992	163	21	the	the	DET
ejif-3992	163	22	bank	bank	NOUN
ejif-3992	163	23	.	.	PUNCT
ejif-3992	164	1	this	this	DET
ejif-3992	164	2	results	result	NOUN
ejif-3992	164	3	in	in	ADP
ejif-3992	164	4	certain	certain	ADJ
ejif-3992	164	5	requirements	requirement	NOUN
ejif-3992	164	6	being	be	AUX
ejif-3992	164	7	considered	consider	VERB
ejif-3992	164	8	as	as	ADP
ejif-3992	164	9	shari’ah	shari’ah	NOUN
ejif-3992	164	10	compliant	compliant	NOUN
ejif-3992	164	11	in	in	ADP
ejif-3992	164	12	one	one	NUM
ejif-3992	164	13	bank	bank	NOUN
ejif-3992	164	14	but	but	CCONJ
ejif-3992	164	15	not	not	PART
ejif-3992	164	16	in	in	ADP
ejif-3992	164	17	another	another	PRON
ejif-3992	164	18	,	,	PUNCT
ejif-3992	164	19	this	this	PRON
ejif-3992	164	20	might	might	AUX
ejif-3992	164	21	obviously	obviously	ADV
ejif-3992	164	22	become	become	VERB
ejif-3992	164	23	a	a	DET
ejif-3992	164	24	challenge	challenge	NOUN
ejif-3992	164	25	to	to	ADP
ejif-3992	164	26	the	the	DET
ejif-3992	164	27	islamic	islamic	ADJ
ejif-3992	164	28	banking	banking	NOUN
ejif-3992	164	29	and	and	CCONJ
ejif-3992	164	30	finance	finance	NOUN
ejif-3992	164	31	for	for	ADP
ejif-3992	164	32	robo	robo	NOUN
ejif-3992	164	33	-	-	PUNCT
ejif-3992	164	34	advisory	advisory	ADJ
ejif-3992	164	35	services	service	NOUN
ejif-3992	164	36	,	,	PUNCT
ejif-3992	164	37	technology	technology	NOUN
ejif-3992	164	38	wise	wise	ADJ
ejif-3992	164	39	.	.	PUNCT
ejif-3992	165	1	however	however	ADV
ejif-3992	165	2	,	,	PUNCT
ejif-3992	165	3	the	the	DET
ejif-3992	165	4	rulings	ruling	NOUN
ejif-3992	165	5	and	and	CCONJ
ejif-3992	165	6	the	the	DET
ejif-3992	165	7	shari’ah	shari’ah	NOUN
ejif-3992	165	8	fatwahs	fatwah	NOUN
ejif-3992	165	9	could	could	AUX
ejif-3992	165	10	be	be	AUX
ejif-3992	165	11	based	base	VERB
ejif-3992	165	12	on	on	ADP
ejif-3992	165	13	the	the	DET
ejif-3992	165	14	aaoifi	aaoifi	NOUN
ejif-3992	165	15	and	and	CCONJ
ejif-3992	165	16	ifsb	ifsb	ADJ
ejif-3992	165	17	shari’ah	shari’ah	NOUN
ejif-3992	165	18	standards	standard	NOUN
ejif-3992	165	19	and	and	CCONJ
ejif-3992	165	20	resolutions	resolution	NOUN
ejif-3992	165	21	,	,	PUNCT
ejif-3992	165	22	which	which	PRON
ejif-3992	165	23	have	have	AUX
ejif-3992	165	24	already	already	ADV
ejif-3992	165	25	resolved	resolve	VERB
ejif-3992	165	26	many	many	ADJ
ejif-3992	165	27	issues	issue	NOUN
ejif-3992	165	28	and	and	CCONJ
ejif-3992	165	29	widely	widely	ADV
ejif-3992	165	30	accepted	accept	VERB
ejif-3992	165	31	by	by	ADP
ejif-3992	165	32	many	many	ADJ
ejif-3992	165	33	countries	country	NOUN
ejif-3992	165	34	across	across	ADP
ejif-3992	165	35	the	the	DET
ejif-3992	165	36	globe	globe	NOUN
ejif-3992	165	37	.	.	PUNCT
ejif-3992	166	1	the	the	DET
ejif-3992	166	2	example	example	NOUN
ejif-3992	166	3	of	of	ADP
ejif-3992	166	4	this	this	DET
ejif-3992	166	5	obstacle	obstacle	NOUN
ejif-3992	166	6	is	be	AUX
ejif-3992	166	7	the	the	DET
ejif-3992	166	8	case	case	NOUN
ejif-3992	166	9	of	of	ADP
ejif-3992	166	10	some	some	DET
ejif-3992	166	11	products	product	NOUN
ejif-3992	166	12	based	base	VERB
ejif-3992	166	13	on	on	ADP
ejif-3992	166	14	particular	particular	ADJ
ejif-3992	166	15	shari’ah	shari’ah	NOUN
ejif-3992	166	16	ruling	ruling	NOUN
ejif-3992	166	17	,	,	PUNCT
ejif-3992	166	18	which	which	PRON
ejif-3992	166	19	has	have	AUX
ejif-3992	166	20	been	be	AUX
ejif-3992	166	21	approved	approve	VERB
ejif-3992	166	22	in	in	ADP
ejif-3992	166	23	malaysia	malaysia	PROPN
ejif-3992	166	24	for	for	ADP
ejif-3992	166	25	instants	instant	NOUN
ejif-3992	166	26	,	,	PUNCT
ejif-3992	166	27	but	but	CCONJ
ejif-3992	166	28	not	not	PART
ejif-3992	166	29	approved	approve	VERB
ejif-3992	166	30	in	in	ADP
ejif-3992	166	31	the	the	DET
ejif-3992	166	32	middle	middle	PROPN
ejif-3992	166	33	east	east	PROPN
ejif-3992	166	34	;	;	PUNCT
ejif-3992	166	35	the	the	DET
ejif-3992	166	36	reason	reason	NOUN
ejif-3992	166	37	to	to	ADP
ejif-3992	166	38	this	this	PRON
ejif-3992	166	39	might	might	AUX
ejif-3992	166	40	be	be	AUX
ejif-3992	166	41	mazhab	mazhab	PROPN
ejif-3992	166	42	issue	issue	NOUN
ejif-3992	166	43	or	or	CCONJ
ejif-3992	166	44	from	from	ADP
ejif-3992	166	45	different	different	ADJ
ejif-3992	166	46	understanding	understanding	NOUN
ejif-3992	166	47	of	of	ADP
ejif-3992	166	48	the	the	DET
ejif-3992	166	49	text	text	NOUN
ejif-3992	166	50	,	,	PUNCT
ejif-3992	166	51	or	or	CCONJ
ejif-3992	166	52	hadith	hadith	NOUN
ejif-3992	166	53	or	or	CCONJ
ejif-3992	166	54	other	other	ADJ
ejif-3992	166	55	shari’ah	shari’ah	PROPN
ejif-3992	166	56	sources	source	NOUN
ejif-3992	166	57	and	and	CCONJ
ejif-3992	166	58	evidences	evidence	NOUN
ejif-3992	166	59	.	.	PUNCT
ejif-3992	167	1	the	the	DET
ejif-3992	167	2	robo	robo	NOUN
ejif-3992	167	3	-	-	PUNCT
ejif-3992	167	4	advisors	advisor	NOUN
ejif-3992	167	5	or	or	CCONJ
ejif-3992	167	6	smart	smart	ADJ
ejif-3992	167	7	muftis	muftis	NOUN
ejif-3992	167	8	might	might	AUX
ejif-3992	167	9	be	be	AUX
ejif-3992	167	10	designed	design	VERB
ejif-3992	167	11	to	to	PART
ejif-3992	167	12	give	give	VERB
ejif-3992	167	13	fatwas	fatwas	NOUN
ejif-3992	167	14	according	accord	VERB
ejif-3992	167	15	to	to	ADP
ejif-3992	167	16	the	the	DET
ejif-3992	167	17	location	location	NOUN
ejif-3992	167	18	,	,	PUNCT
ejif-3992	167	19	mazhab	mazhab	PROPN
ejif-3992	167	20	or	or	CCONJ
ejif-3992	167	21	based	base	VERB
ejif-3992	167	22	on	on	ADP
ejif-3992	167	23	the	the	DET
ejif-3992	167	24	fatwahs	fatwah	NOUN
ejif-3992	167	25	that	that	PRON
ejif-3992	167	26	relied	rely	VERB
ejif-3992	167	27	upon	upon	SCONJ
ejif-3992	167	28	the	the	DET
ejif-3992	167	29	most	most	ADV
ejif-3992	167	30	authentic	authentic	ADJ
ejif-3992	167	31	shari’ah	shari’ah	NOUN
ejif-3992	167	32	sources	source	NOUN
ejif-3992	167	33	and	and	CCONJ
ejif-3992	167	34	evidences	evidence	NOUN
ejif-3992	167	35	.	.	PUNCT
ejif-3992	168	1	smart	smart	ADJ
ejif-3992	168	2	muftis	muftis	NOUN
ejif-3992	168	3	or	or	CCONJ
ejif-3992	168	4	robo	robo	NOUN
ejif-3992	168	5	-	-	PUNCT
ejif-3992	168	6	advisors	advisor	NOUN
ejif-3992	168	7	might	might	AUX
ejif-3992	168	8	also	also	ADV
ejif-3992	168	9	be	be	AUX
ejif-3992	168	10	made	make	VERB
ejif-3992	168	11	flexible	flexible	ADJ
ejif-3992	168	12	with	with	ADP
ejif-3992	168	13	configurable	configurable	ADJ
ejif-3992	168	14	parameters	parameter	NOUN
ejif-3992	168	15	to	to	PART
ejif-3992	168	16	provide	provide	VERB
ejif-3992	168	17	different	different	ADJ
ejif-3992	168	18	practices	practice	NOUN
ejif-3992	168	19	of	of	ADP
ejif-3992	168	20	shari’ah	shari’ah	NOUN
ejif-3992	168	21	requirements	requirement	NOUN
ejif-3992	168	22	and	and	CCONJ
ejif-3992	168	23	rulings	ruling	NOUN
ejif-3992	168	24	according	accord	VERB
ejif-3992	168	25	to	to	ADP
ejif-3992	168	26	the	the	DET
ejif-3992	168	27	practical	practical	ADJ
ejif-3992	168	28	approach	approach	NOUN
ejif-3992	168	29	of	of	ADP
ejif-3992	168	30	the	the	DET
ejif-3992	168	31	islamic	islamic	ADJ
ejif-3992	168	32	banking	banking	PROPN
ejif-3992	168	33	and	and	CCONJ
ejif-3992	168	34	finance	finance	NOUN
ejif-3992	168	35	industry	industry	NOUN
ejif-3992	168	36	.	.	PUNCT
ejif-3992	169	1	vii	vii	PROPN
ejif-3992	169	2	.	.	PUNCT
ejif-3992	170	1	how	how	SCONJ
ejif-3992	170	2	robo	robo	NOUN
ejif-3992	170	3	-	-	PUNCT
ejif-3992	170	4	advisors	advisor	NOUN
ejif-3992	170	5	will	will	AUX
ejif-3992	170	6	help	help	AUX
ejif-3992	170	7	identify	identify	VERB
ejif-3992	170	8	the	the	DET
ejif-3992	170	9	“	"	PUNCT
ejif-3992	170	10	sahih	sahih	ADJ
ejif-3992	170	11	”	"	PUNCT
ejif-3992	170	12	authentic	authentic	ADJ
ejif-3992	170	13	and	and	CCONJ
ejif-3992	170	14	“	"	PUNCT
ejif-3992	170	15	ghair	ghair	ADJ
ejif-3992	170	16	sahih	sahih	NOUN
ejif-3992	170	17	”	"	PUNCT
ejif-3992	170	18	unauthentic	unauthentic	ADJ
ejif-3992	170	19	hadith	hadith	NOUN
ejif-3992	170	20	in	in	ADP
ejif-3992	170	21	other	other	ADJ
ejif-3992	170	22	to	to	PART
ejif-3992	170	23	smoothly	smoothly	ADV
ejif-3992	170	24	come	come	VERB
ejif-3992	170	25	up	up	ADP
ejif-3992	170	26	with	with	ADP
ejif-3992	170	27	a	a	DET
ejif-3992	170	28	shari’ah	shari’ah	NOUN
ejif-3992	170	29	ruling	ruling	NOUN
ejif-3992	170	30	on	on	ADP
ejif-3992	170	31	a	a	DET
ejif-3992	170	32	particular	particular	ADJ
ejif-3992	170	33	islamic	islamic	ADJ
ejif-3992	170	34	finance	finance	NOUN
ejif-3992	170	35	product	product	NOUN
ejif-3992	170	36	or	or	CCONJ
ejif-3992	170	37	service	service	NOUN
ejif-3992	170	38	,	,	PUNCT
ejif-3992	170	39	the	the	DET
ejif-3992	170	40	shari’ah	shari’ah	PROPN
ejif-3992	170	41	advisor	advisor	NOUN
ejif-3992	170	42	might	might	AUX
ejif-3992	170	43	need	need	VERB
ejif-3992	170	44	to	to	PART
ejif-3992	170	45	properly	properly	ADV
ejif-3992	170	46	look	look	VERB
ejif-3992	170	47	into	into	ADP
ejif-3992	170	48	the	the	DET
ejif-3992	170	49	available	available	ADJ
ejif-3992	170	50	sources	source	NOUN
ejif-3992	170	51	related	relate	VERB
ejif-3992	170	52	to	to	ADP
ejif-3992	170	53	that	that	DET
ejif-3992	170	54	issue	issue	NOUN
ejif-3992	170	55	.	.	PUNCT
ejif-3992	171	1	one	one	NUM
ejif-3992	171	2	of	of	ADP
ejif-3992	171	3	the	the	DET
ejif-3992	171	4	issues	issue	NOUN
ejif-3992	171	5	is	be	AUX
ejif-3992	171	6	the	the	DET
ejif-3992	171	7	hadith	hadith	ADJ
ejif-3992	171	8	authentication	authentication	NOUN
ejif-3992	171	9	and	and	CCONJ
ejif-3992	171	10	identifying	identify	VERB
ejif-3992	171	11	the	the	DET
ejif-3992	171	12	correct	correct	ADJ
ejif-3992	171	13	,	,	PUNCT
ejif-3992	171	14	weak	weak	ADJ
ejif-3992	171	15	or	or	CCONJ
ejif-3992	171	16	nonauthentic	nonauthentic	ADJ
ejif-3992	171	17	hadith	hadith	NOUN
ejif-3992	171	18	.	.	PUNCT
ejif-3992	172	1	this	this	DET
ejif-3992	172	2	practice	practice	NOUN
ejif-3992	172	3	could	could	AUX
ejif-3992	172	4	be	be	AUX
ejif-3992	172	5	based	base	VERB
ejif-3992	172	6	on	on	ADP
ejif-3992	172	7	the	the	DET
ejif-3992	172	8	hadith	hadith	NOUN
ejif-3992	172	9	narration	narration	NOUN
ejif-3992	172	10	,	,	PUNCT
ejif-3992	172	11	the	the	DET
ejif-3992	172	12	chain	chain	NOUN
ejif-3992	172	13	,	,	PUNCT
ejif-3992	172	14	hadith	hadith	NOUN
ejif-3992	172	15	text	text	NOUN
ejif-3992	172	16	or	or	CCONJ
ejif-3992	172	17	other	other	ADJ
ejif-3992	172	18	issues	issue	NOUN
ejif-3992	172	19	.	.	PUNCT
ejif-3992	173	1	identifying	identify	VERB
ejif-3992	173	2	the	the	DET
ejif-3992	173	3	authentic	authentic	ADJ
ejif-3992	173	4	,	,	PUNCT
ejif-3992	173	5	weak	weak	ADJ
ejif-3992	173	6	or	or	CCONJ
ejif-3992	173	7	unauthentic	unauthentic	ADJ
ejif-3992	173	8	hadith	hadith	NOUN
ejif-3992	173	9	is	be	AUX
ejif-3992	173	10	one	one	NUM
ejif-3992	173	11	of	of	ADP
ejif-3992	173	12	the	the	DET
ejif-3992	173	13	noble	noble	ADJ
ejif-3992	173	14	welldone	welldone	NOUN
ejif-3992	173	15	efforts	effort	NOUN
ejif-3992	173	16	made	make	VERB
ejif-3992	173	17	by	by	ADP
ejif-3992	173	18	the	the	DET
ejif-3992	173	19	prominent	prominent	ADJ
ejif-3992	173	20	muslim	muslim	ADJ
ejif-3992	173	21	scholars	scholar	NOUN
ejif-3992	173	22	in	in	ADP
ejif-3992	173	23	the	the	DET
ejif-3992	173	24	past	past	NOUN
ejif-3992	173	25	,	,	PUNCT
ejif-3992	173	26	and	and	CCONJ
ejif-3992	173	27	there	there	PRON
ejif-3992	173	28	are	be	VERB
ejif-3992	173	29	many	many	ADJ
ejif-3992	173	30	of	of	ADP
ejif-3992	173	31	its	its	PRON
ejif-3992	173	32	kind	kind	NOUN
ejif-3992	173	33	contemporarily	contemporarily	ADV
ejif-3992	173	34	.	.	PUNCT
ejif-3992	174	1	their	their	PRON
ejif-3992	174	2	work	work	NOUN
ejif-3992	174	3	has	have	VERB
ejif-3992	174	4	a	a	DET
ejif-3992	174	5	direct	direct	ADJ
ejif-3992	174	6	impact	impact	NOUN
ejif-3992	174	7	on	on	ADP
ejif-3992	174	8	the	the	DET
ejif-3992	174	9	decision	decision	NOUN
ejif-3992	174	10	-	-	PUNCT
ejif-3992	174	11	making	making	NOUN
ejif-3992	174	12	stipulated	stipulate	VERB
ejif-3992	174	13	by	by	ADP
ejif-3992	174	14	the	the	DET
ejif-3992	174	15	shari’ah	shari’ah	PROPN
ejif-3992	174	16	advisors	advisor	NOUN
ejif-3992	174	17	of	of	ADP
ejif-3992	174	18	an	an	DET
ejif-3992	174	19	islamic	islamic	ADJ
ejif-3992	174	20	financial	financial	ADJ
ejif-3992	174	21	institution	institution	NOUN
ejif-3992	174	22	.	.	PUNCT
ejif-3992	175	1	roboadvisors	roboadvisor	NOUN
ejif-3992	175	2	could	could	AUX
ejif-3992	175	3	be	be	AUX
ejif-3992	175	4	designed	design	VERB
ejif-3992	175	5	to	to	PART
ejif-3992	175	6	enable	enable	VERB
ejif-3992	175	7	data	datum	NOUN
ejif-3992	175	8	storage	storage	NOUN
ejif-3992	175	9	,	,	PUNCT
ejif-3992	175	10	which	which	PRON
ejif-3992	175	11	include	include	VERB
ejif-3992	175	12	the	the	DET
ejif-3992	175	13	hadith	hadith	ADJ
ejif-3992	175	14	clarity	clarity	NOUN
ejif-3992	175	15	and	and	CCONJ
ejif-3992	175	16	the	the	DET
ejif-3992	175	17	hadith	hadith	NOUN
ejif-3992	175	18	based	base	VERB
ejif-3992	175	19	on	on	ADP
ejif-3992	175	20	“	"	PUNCT
ejif-3992	175	21	sahih	sahih	ADJ
ejif-3992	175	22	”	"	PUNCT
ejif-3992	175	23	authentic	authentic	ADJ
ejif-3992	175	24	or	or	CCONJ
ejif-3992	175	25	“	"	PUNCT
ejif-3992	175	26	ghair	ghair	ADJ
ejif-3992	175	27	sahih	sahih	NOUN
ejif-3992	175	28	”	"	PUNCT
ejif-3992	175	29	unauthentic	unauthentic	ADJ
ejif-3992	175	30	hadith	hadith	NOUN
ejif-3992	175	31	follows	follow	VERB
ejif-3992	175	32	with	with	ADP
ejif-3992	175	33	other	other	ADJ
ejif-3992	175	34	hadith	hadith	NOUN
ejif-3992	175	35	categories	category	NOUN
ejif-3992	175	36	.	.	PUNCT
ejif-3992	176	1	fiqh	fiqh	NOUN
ejif-3992	176	2	and	and	CCONJ
ejif-3992	176	3	mazahib	mazahib	VERB
ejif-3992	176	4	juristic	juristic	ADJ
ejif-3992	176	5	opinions	opinion	NOUN
ejif-3992	176	6	are	be	AUX
ejif-3992	176	7	also	also	ADV
ejif-3992	176	8	among	among	ADP
ejif-3992	176	9	the	the	DET
ejif-3992	176	10	most	most	ADV
ejif-3992	176	11	important	important	ADJ
ejif-3992	176	12	job	job	NOUN
ejif-3992	176	13	well	well	ADV
ejif-3992	176	14	done	do	VERB
ejif-3992	176	15	by	by	ADP
ejif-3992	176	16	the	the	DET
ejif-3992	176	17	fiqh	fiqh	PROPN
ejif-3992	176	18	scholars	scholar	NOUN
ejif-3992	176	19	in	in	ADP
ejif-3992	176	20	the	the	DET
ejif-3992	176	21	past	past	NOUN
ejif-3992	176	22	and	and	CCONJ
ejif-3992	176	23	present	present	ADJ
ejif-3992	176	24	.	.	PUNCT
ejif-3992	177	1	starting	start	VERB
ejif-3992	177	2	with	with	ADP
ejif-3992	177	3	al	al	PROPN
ejif-3992	177	4	-	-	PUNCT
ejif-3992	177	5	ijma	ijma	NOUN
ejif-3992	177	6	’	'	PUNCT
ejif-3992	177	7	al	al	PROPN
ejif-3992	177	8	-	-	PUNCT
ejif-3992	177	9	ijma	ijma	NOUN
ejif-3992	177	10	’	'	PUNCT
ejif-3992	177	11	is	be	AUX
ejif-3992	177	12	a	a	DET
ejif-3992	177	13	series	series	NOUN
ejif-3992	177	14	of	of	ADP
ejif-3992	177	15	shari’ah	shari’ah	PROPN
ejif-3992	177	16	rulings	ruling	NOUN
ejif-3992	177	17	which	which	PRON
ejif-3992	177	18	has	have	AUX
ejif-3992	177	19	being	be	AUX
ejif-3992	177	20	accepted	accept	VERB
ejif-3992	177	21	and	and	CCONJ
ejif-3992	177	22	anonymously	anonymously	ADV
ejif-3992	177	23	agreed	agree	VERB
ejif-3992	177	24	by	by	ADP
ejif-3992	177	25	the	the	DET
ejif-3992	177	26	shari’ah	shari’ah	PROPN
ejif-3992	177	27	jurists	jurist	NOUN
ejif-3992	177	28	without	without	ADP
ejif-3992	177	29	any	any	DET
ejif-3992	177	30	report	report	NOUN
ejif-3992	177	31	of	of	ADP
ejif-3992	177	32	conflicting	conflicting	ADJ
ejif-3992	177	33	opinion	opinion	NOUN
ejif-3992	177	34	or	or	CCONJ
ejif-3992	177	35	interpretation	interpretation	NOUN
ejif-3992	177	36	in	in	ADP
ejif-3992	177	37	a	a	DET
ejif-3992	177	38	particular	particular	ADJ
ejif-3992	177	39	time	time	NOUN
ejif-3992	177	40	,	,	PUNCT
ejif-3992	177	41	society	society	NOUN
ejif-3992	177	42	or	or	CCONJ
ejif-3992	177	43	jurisdiction	jurisdiction	NOUN
ejif-3992	177	44	.	.	PUNCT
ejif-3992	178	1	robo	robo	NOUN
ejif-3992	178	2	-	-	PUNCT
ejif-3992	178	3	advisors	advisor	NOUN
ejif-3992	178	4	’	'	PUNCT
ejif-3992	178	5	data	datum	NOUN
ejif-3992	178	6	might	might	AUX
ejif-3992	178	7	need	need	VERB
ejif-3992	178	8	to	to	PART
ejif-3992	178	9	be	be	AUX
ejif-3992	178	10	entrenched	entrench	VERB
ejif-3992	178	11	initially	initially	ADV
ejif-3992	178	12	with	with	ADP
ejif-3992	178	13	the	the	DET
ejif-3992	178	14	ijma	ijma	NOUN
ejif-3992	178	15	’	'	PUNCT
ejif-3992	178	16	rulings	ruling	NOUN
ejif-3992	178	17	on	on	ADP
ejif-3992	178	18	islamic	islamic	ADJ
ejif-3992	178	19	finance	finance	PROPN
ejif-3992	178	20	and	and	CCONJ
ejif-3992	178	21	economics	economic	NOUN
ejif-3992	178	22	matters	matter	NOUN
ejif-3992	178	23	and	and	CCONJ
ejif-3992	178	24	then	then	ADV
ejif-3992	178	25	followed	follow	VERB
ejif-3992	178	26	by	by	ADP
ejif-3992	178	27	the	the	DET
ejif-3992	178	28	information	information	NOUN
ejif-3992	178	29	data	datum	NOUN
ejif-3992	178	30	of	of	ADP
ejif-3992	178	31	other	other	ADJ
ejif-3992	178	32	juristic	juristic	ADJ
ejif-3992	178	33	opinions	opinion	NOUN
ejif-3992	178	34	according	accord	VERB
ejif-3992	178	35	to	to	ADP
ejif-3992	178	36	the	the	DET
ejif-3992	178	37	various	various	ADJ
ejif-3992	178	38	schools	school	NOUN
ejif-3992	178	39	of	of	ADP
ejif-3992	178	40	jurisprudence	jurisprudence	NOUN
ejif-3992	178	41	,	,	PUNCT
ejif-3992	178	42	and	and	CCONJ
ejif-3992	178	43	then	then	ADV
ejif-3992	178	44	other	other	ADJ
ejif-3992	178	45	contemporary	contemporary	ADJ
ejif-3992	178	46	shari’ah	shari’ah	PROPN
ejif-3992	178	47	issues	issue	NOUN
ejif-3992	178	48	discussed	discuss	VERB
ejif-3992	178	49	by	by	ADP
ejif-3992	178	50	the	the	DET
ejif-3992	178	51	existing	exist	VERB
ejif-3992	178	52	shari’ah	shari’ah	NOUN
ejif-3992	178	53	scholars	scholar	NOUN
ejif-3992	178	54	.	.	PUNCT
ejif-3992	179	1	robo	robo	NOUN
ejif-3992	179	2	-	-	PUNCT
ejif-3992	179	3	advisors	advisor	NOUN
ejif-3992	179	4	might	might	AUX
ejif-3992	179	5	use	use	VERB
ejif-3992	179	6	these	these	DET
ejif-3992	179	7	big	big	ADJ
ejif-3992	179	8	data	datum	NOUN
ejif-3992	179	9	to	to	PART
ejif-3992	179	10	decide	decide	VERB
ejif-3992	179	11	on	on	ADP
ejif-3992	179	12	a	a	DET
ejif-3992	179	13	fresh	fresh	ADJ
ejif-3992	179	14	case	case	NOUN
ejif-3992	179	15	or	or	CCONJ
ejif-3992	179	16	product	product	NOUN
ejif-3992	179	17	introduced	introduce	VERB
ejif-3992	179	18	by	by	ADP
ejif-3992	179	19	an	an	DET
ejif-3992	179	20	islamic	islamic	ADJ
ejif-3992	179	21	financial	financial	ADJ
ejif-3992	179	22	institution	institution	NOUN
ejif-3992	179	23	for	for	ADP
ejif-3992	179	24	advice	advice	NOUN
ejif-3992	179	25	.	.	PUNCT
ejif-3992	180	1	viii	viii	VERB
ejif-3992	180	2	.	.	PUNCT
ejif-3992	181	1	legal	legal	ADJ
ejif-3992	181	2	implications	implication	NOUN
ejif-3992	181	3	and	and	CCONJ
ejif-3992	181	4	tlegitimacy	tlegitimacy	NOUN
ejif-3992	181	5	of	of	ADP
ejif-3992	181	6	roboadvisors	roboadvisor	NOUN
ejif-3992	181	7	for	for	ADP
ejif-3992	181	8	islamic	islamic	ADJ
ejif-3992	181	9	financial	financial	ADJ
ejif-3992	181	10	institutions	institution	NOUN
ejif-3992	181	11	robo	robo	NOUN
ejif-3992	181	12	-	-	PUNCT
ejif-3992	181	13	advisors	advisor	NOUN
ejif-3992	181	14	for	for	ADP
ejif-3992	181	15	islamic	islamic	ADJ
ejif-3992	181	16	financial	financial	ADJ
ejif-3992	181	17	institutions	institution	NOUN
ejif-3992	181	18	and	and	CCONJ
ejif-3992	181	19	their	their	PRON
ejif-3992	181	20	legality	legality	NOUN
ejif-3992	181	21	is	be	AUX
ejif-3992	181	22	a	a	DET
ejif-3992	181	23	novel	novel	ADJ
ejif-3992	181	24	area	area	NOUN
ejif-3992	181	25	of	of	ADP
ejif-3992	181	26	discussion	discussion	NOUN
ejif-3992	181	27	for	for	ADP
ejif-3992	181	28	islamic	islamic	ADJ
ejif-3992	181	29	scholars	scholar	NOUN
ejif-3992	181	30	as	as	ADP
ejif-3992	181	31	ejif	ejif	PROPN
ejif-3992	181	32	–	–	PUNCT
ejif-3992	181	33	european	european	PROPN
ejif-3992	181	34	journal	journal	PROPN
ejif-3992	181	35	of	of	ADP
ejif-3992	181	36	islamic	islamic	PROPN
ejif-3992	181	37	finance	finance	PROPN
ejif-3992	181	38	first	first	ADJ
ejif-3992	181	39	special	special	ADJ
ejif-3992	181	40	issue	issue	NOUN
ejif-3992	181	41	for	for	ADP
ejif-3992	181	42	ejif	ejif	PROPN
ejif-3992	181	43	workshop	workshop	PROPN
ejif-3992	181	44	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3992	181	45	issn	issn	PROPN
ejif-3992	181	46	2421	2421	NUM
ejif-3992	181	47	-	-	SYM
ejif-3992	181	48	2172	2172	NUM
ejif-3992	181	49	6	6	NUM
ejif-3992	181	50	well	well	ADV
ejif-3992	181	51	as	as	ADP
ejif-3992	181	52	the	the	DET
ejif-3992	181	53	stakeholders	stakeholder	NOUN
ejif-3992	181	54	in	in	ADP
ejif-3992	181	55	the	the	DET
ejif-3992	181	56	islamic	islamic	ADJ
ejif-3992	181	57	banking	banking	PROPN
ejif-3992	181	58	and	and	CCONJ
ejif-3992	181	59	finance	finance	NOUN
ejif-3992	181	60	industry	industry	NOUN
ejif-3992	181	61	.	.	PUNCT
ejif-3992	182	1	some	some	DET
ejif-3992	182	2	scholars	scholar	NOUN
ejif-3992	182	3	where	where	SCONJ
ejif-3992	182	4	reported	report	VERB
ejif-3992	182	5	to	to	PART
ejif-3992	182	6	have	have	AUX
ejif-3992	182	7	disapproved	disapprove	VERB
ejif-3992	182	8	the	the	DET
ejif-3992	182	9	use	use	NOUN
ejif-3992	182	10	of	of	ADP
ejif-3992	182	11	robo	robo	NOUN
ejif-3992	182	12	-	-	PUNCT
ejif-3992	182	13	advisors	advisor	NOUN
ejif-3992	182	14	for	for	ADP
ejif-3992	182	15	the	the	DET
ejif-3992	182	16	islamic	islamic	PROPN
ejif-3992	182	17	fatwah	fatwah	PROPN
ejif-3992	182	18	in	in	ADP
ejif-3992	182	19	general	general	ADJ
ejif-3992	182	20	and	and	CCONJ
ejif-3992	182	21	for	for	ADP
ejif-3992	182	22	islamic	islamic	ADJ
ejif-3992	182	23	financial	financial	ADJ
ejif-3992	182	24	institutions	institution	NOUN
ejif-3992	182	25	in	in	ADP
ejif-3992	182	26	particular	particular	ADJ
ejif-3992	182	27	,	,	PUNCT
ejif-3992	182	28	while	while	SCONJ
ejif-3992	182	29	some	some	DET
ejif-3992	182	30	scholars	scholar	NOUN
ejif-3992	182	31	are	be	AUX
ejif-3992	182	32	in	in	ADP
ejif-3992	182	33	support	support	NOUN
ejif-3992	182	34	of	of	ADP
ejif-3992	182	35	robo	robo	NOUN
ejif-3992	182	36	-	-	PUNCT
ejif-3992	182	37	advisors	advisor	NOUN
ejif-3992	182	38	initiatives	initiative	NOUN
ejif-3992	182	39	for	for	ADP
ejif-3992	182	40	islamic	islamic	PROPN
ejif-3992	182	41	fatwah	fatwah	PROPN
ejif-3992	182	42	.	.	PUNCT
ejif-3992	183	1	however	however	ADV
ejif-3992	183	2	,	,	PUNCT
ejif-3992	183	3	it	it	PRON
ejif-3992	183	4	is	be	AUX
ejif-3992	183	5	highly	highly	ADV
ejif-3992	183	6	understood	understand	VERB
ejif-3992	183	7	that	that	SCONJ
ejif-3992	183	8	robo	robo	NOUN
ejif-3992	183	9	-	-	PUNCT
ejif-3992	183	10	advisors	advisor	NOUN
ejif-3992	183	11	can	can	AUX
ejif-3992	183	12	assume	assume	VERB
ejif-3992	183	13	the	the	DET
ejif-3992	183	14	same	same	ADJ
ejif-3992	183	15	responsibility	responsibility	NOUN
ejif-3992	183	16	as	as	SCONJ
ejif-3992	183	17	shari’ah	shari’ah	NOUN
ejif-3992	183	18	scholars	scholar	NOUN
ejif-3992	183	19	do	do	VERB
ejif-3992	183	20	.	.	PUNCT
ejif-3992	184	1	it	it	PRON
ejif-3992	184	2	can	can	AUX
ejif-3992	184	3	scrutinize	scrutinize	VERB
ejif-3992	184	4	documents	document	NOUN
ejif-3992	184	5	or	or	CCONJ
ejif-3992	184	6	data	datum	NOUN
ejif-3992	184	7	information	information	NOUN
ejif-3992	184	8	injected	inject	VERB
ejif-3992	184	9	into	into	ADP
ejif-3992	184	10	it	it	PRON
ejif-3992	184	11	in	in	ADP
ejif-3992	184	12	a	a	DET
ejif-3992	184	13	very	very	ADV
ejif-3992	184	14	fastest	fast	ADJ
ejif-3992	184	15	way	way	NOUN
ejif-3992	184	16	and	and	CCONJ
ejif-3992	184	17	gives	give	VERB
ejif-3992	184	18	either	either	CCONJ
ejif-3992	184	19	the	the	DET
ejif-3992	184	20	existing	exist	VERB
ejif-3992	184	21	fatwah	fatwah	NOUN
ejif-3992	184	22	or	or	CCONJ
ejif-3992	184	23	even	even	ADV
ejif-3992	184	24	a	a	DET
ejif-3992	184	25	new	new	ADJ
ejif-3992	184	26	ruling	ruling	NOUN
ejif-3992	184	27	by	by	ADP
ejif-3992	184	28	analyzing	analyze	VERB
ejif-3992	184	29	the	the	DET
ejif-3992	184	30	closest	close	ADJ
ejif-3992	184	31	fatwah	fatwah	NOUN
ejif-3992	184	32	related	relate	VERB
ejif-3992	184	33	to	to	ADP
ejif-3992	184	34	the	the	DET
ejif-3992	184	35	new	new	ADJ
ejif-3992	184	36	issue	issue	NOUN
ejif-3992	184	37	using	use	VERB
ejif-3992	184	38	artificial	artificial	ADJ
ejif-3992	184	39	intelligence	intelligence	NOUN
ejif-3992	184	40	technology	technology	NOUN
ejif-3992	184	41	.	.	PUNCT
ejif-3992	185	1	one	one	NUM
ejif-3992	185	2	of	of	ADP
ejif-3992	185	3	the	the	DET
ejif-3992	185	4	most	most	ADV
ejif-3992	185	5	important	important	ADJ
ejif-3992	185	6	issues	issue	NOUN
ejif-3992	185	7	discussed	discuss	VERB
ejif-3992	185	8	for	for	ADP
ejif-3992	185	9	islamic	islamic	ADJ
ejif-3992	185	10	finance	finance	PROPN
ejif-3992	185	11	advisory	advisory	NOUN
ejif-3992	185	12	services	service	NOUN
ejif-3992	185	13	is	be	AUX
ejif-3992	185	14	possible	possible	ADJ
ejif-3992	185	15	negligence	negligence	NOUN
ejif-3992	185	16	in	in	ADP
ejif-3992	185	17	addressing	address	VERB
ejif-3992	185	18	shari’ah	shari’ah	NOUN
ejif-3992	185	19	issues	issue	NOUN
ejif-3992	185	20	in	in	ADP
ejif-3992	185	21	accordance	accordance	NOUN
ejif-3992	185	22	with	with	ADP
ejif-3992	185	23	the	the	DET
ejif-3992	185	24	shari’ah	shari’ah	NOUN
ejif-3992	185	25	stipulated	stipulate	VERB
ejif-3992	185	26	process	process	NOUN
ejif-3992	185	27	of	of	ADP
ejif-3992	185	28	ijtihad	ijtihad	NOUN
ejif-3992	185	29	,	,	PUNCT
ejif-3992	185	30	as	as	SCONJ
ejif-3992	185	31	any	any	DET
ejif-3992	185	32	negligence	negligence	NOUN
ejif-3992	185	33	may	may	AUX
ejif-3992	185	34	result	result	VERB
ejif-3992	185	35	in	in	ADP
ejif-3992	185	36	non	non	ADJ
ejif-3992	185	37	-	-	NOUN
ejif-3992	185	38	compliance	compliance	NOUN
ejif-3992	185	39	and	and	CCONJ
ejif-3992	185	40	causes	cause	VERB
ejif-3992	185	41	negative	negative	ADJ
ejif-3992	185	42	legal	legal	ADJ
ejif-3992	185	43	penalties	penalty	NOUN
ejif-3992	185	44	.	.	PUNCT
ejif-3992	186	1	(	(	PUNCT
ejif-3992	186	2	akram	akram	PROPN
ejif-3992	186	3	laldin	laldin	PROPN
ejif-3992	186	4	,	,	PUNCT
ejif-3992	186	5	2008	2008	NUM
ejif-3992	186	6	)	)	PUNCT
ejif-3992	186	7	therefore	therefore	ADV
ejif-3992	186	8	,	,	PUNCT
ejif-3992	186	9	shari’ah	shari’ah	PROPN
ejif-3992	186	10	scholars	scholar	NOUN
ejif-3992	186	11	may	may	AUX
ejif-3992	186	12	find	find	VERB
ejif-3992	186	13	robo	robo	NOUN
ejif-3992	186	14	-	-	PUNCT
ejif-3992	186	15	advisors	advisor	NOUN
ejif-3992	186	16	very	very	ADV
ejif-3992	186	17	helpful	helpful	ADJ
ejif-3992	186	18	and	and	CCONJ
ejif-3992	186	19	will	will	AUX
ejif-3992	186	20	assist	assist	VERB
ejif-3992	186	21	them	they	PRON
ejif-3992	186	22	in	in	ADP
ejif-3992	186	23	their	their	PRON
ejif-3992	186	24	extensive	extensive	ADJ
ejif-3992	186	25	fatwas	fatwas	NOUN
ejif-3992	186	26	and	and	CCONJ
ejif-3992	186	27	ijtihad	ijtihad	ADJ
ejif-3992	186	28	process	process	NOUN
ejif-3992	186	29	.	.	PUNCT
ejif-3992	187	1	shari’ah	shari’ah	PROPN
ejif-3992	187	2	advisors	advisor	NOUN
ejif-3992	187	3	need	need	VERB
ejif-3992	187	4	to	to	PART
ejif-3992	187	5	be	be	AUX
ejif-3992	187	6	well	well	ADV
ejif-3992	187	7	established	establish	VERB
ejif-3992	187	8	in	in	ADP
ejif-3992	187	9	various	various	ADJ
ejif-3992	187	10	areas	area	NOUN
ejif-3992	187	11	before	before	ADP
ejif-3992	187	12	making	make	VERB
ejif-3992	187	13	fatwa	fatwa	NOUN
ejif-3992	187	14	pronouncement	pronouncement	ADJ
ejif-3992	187	15	oh	oh	INTJ
ejif-3992	187	16	product	product	NOUN
ejif-3992	187	17	approval	approval	NOUN
ejif-3992	187	18	for	for	ADP
ejif-3992	187	19	endorsement	endorsement	NOUN
ejif-3992	187	20	,	,	PUNCT
ejif-3992	187	21	for	for	ADP
ejif-3992	187	22	instance	instance	NOUN
ejif-3992	187	23	a	a	DET
ejif-3992	187	24	shari’ah	shari’ah	NOUN
ejif-3992	187	25	advisor	advisor	NOUN
ejif-3992	187	26	of	of	ADP
ejif-3992	187	27	an	an	DET
ejif-3992	187	28	islamic	islamic	PROPN
ejif-3992	187	29	bank	bank	NOUN
ejif-3992	187	30	required	require	VERB
ejif-3992	187	31	to	to	PART
ejif-3992	187	32	have	have	VERB
ejif-3992	187	33	a	a	DET
ejif-3992	187	34	good	good	ADJ
ejif-3992	187	35	command	command	NOUN
ejif-3992	187	36	of	of	ADP
ejif-3992	187	37	language	language	NOUN
ejif-3992	187	38	and	and	CCONJ
ejif-3992	187	39	enough	enough	ADJ
ejif-3992	187	40	knowledge	knowledge	NOUN
ejif-3992	187	41	in	in	ADP
ejif-3992	187	42	shari’ah	shari’ah	PROPN
ejif-3992	187	43	,	,	PUNCT
ejif-3992	187	44	legal	legal	ADJ
ejif-3992	187	45	and	and	CCONJ
ejif-3992	187	46	operational	operational	ADJ
ejif-3992	187	47	aspect	aspect	NOUN
ejif-3992	187	48	of	of	ADP
ejif-3992	187	49	the	the	DET
ejif-3992	187	50	product	product	NOUN
ejif-3992	187	51	in	in	ADP
ejif-3992	187	52	question	question	NOUN
ejif-3992	187	53	and	and	CCONJ
ejif-3992	187	54	general	general	ADJ
ejif-3992	187	55	knowledge	knowledge	NOUN
ejif-3992	187	56	on	on	ADP
ejif-3992	187	57	how	how	SCONJ
ejif-3992	187	58	islamic	islamic	ADJ
ejif-3992	187	59	banks	bank	NOUN
ejif-3992	187	60	operate	operate	VERB
ejif-3992	187	61	.	.	PUNCT
ejif-3992	188	1	shari’ah	shari’ah	PROPN
ejif-3992	188	2	advisors	advisor	NOUN
ejif-3992	188	3	should	should	AUX
ejif-3992	188	4	also	also	ADV
ejif-3992	188	5	understand	understand	VERB
ejif-3992	188	6	the	the	DET
ejif-3992	188	7	purpose	purpose	NOUN
ejif-3992	188	8	of	of	ADP
ejif-3992	188	9	the	the	DET
ejif-3992	188	10	product	product	NOUN
ejif-3992	188	11	and	and	CCONJ
ejif-3992	188	12	its	its	PRON
ejif-3992	188	13	procedure	procedure	NOUN
ejif-3992	188	14	,	,	PUNCT
ejif-3992	188	15	so	so	SCONJ
ejif-3992	188	16	as	as	SCONJ
ejif-3992	188	17	to	to	PART
ejif-3992	188	18	make	make	VERB
ejif-3992	188	19	sure	sure	ADJ
ejif-3992	188	20	that	that	SCONJ
ejif-3992	188	21	the	the	DET
ejif-3992	188	22	interest	interest	NOUN
ejif-3992	188	23	of	of	ADP
ejif-3992	188	24	both	both	DET
ejif-3992	188	25	parties	party	NOUN
ejif-3992	188	26	is	be	AUX
ejif-3992	188	27	secured	secure	VERB
ejif-3992	188	28	before	before	ADP
ejif-3992	188	29	the	the	DET
ejif-3992	188	30	endorsement	endorsement	NOUN
ejif-3992	188	31	.	.	PUNCT
ejif-3992	189	1	these	these	PRON
ejif-3992	189	2	are	be	AUX
ejif-3992	189	3	good	good	ADJ
ejif-3992	189	4	areas	area	NOUN
ejif-3992	189	5	and	and	CCONJ
ejif-3992	189	6	opportunities	opportunity	NOUN
ejif-3992	189	7	where	where	SCONJ
ejif-3992	189	8	shari’ah	shari’ah	NOUN
ejif-3992	189	9	advisors	advisor	NOUN
ejif-3992	189	10	will	will	AUX
ejif-3992	189	11	continue	continue	VERB
ejif-3992	189	12	to	to	PART
ejif-3992	189	13	have	have	VERB
ejif-3992	189	14	a	a	DET
ejif-3992	189	15	great	great	ADJ
ejif-3992	189	16	impact	impact	NOUN
ejif-3992	189	17	in	in	ADP
ejif-3992	189	18	the	the	DET
ejif-3992	189	19	era	era	NOUN
ejif-3992	189	20	of	of	ADP
ejif-3992	189	21	robo	robo	NOUN
ejif-3992	189	22	-	-	PUNCT
ejif-3992	189	23	advisors	advisor	NOUN
ejif-3992	189	24	.	.	PUNCT
ejif-3992	190	1	robo	robo	NOUN
ejif-3992	190	2	-	-	PUNCT
ejif-3992	190	3	advisors	advisor	NOUN
ejif-3992	190	4	will	will	AUX
ejif-3992	190	5	also	also	ADV
ejif-3992	190	6	help	help	VERB
ejif-3992	190	7	in	in	ADP
ejif-3992	190	8	market	market	NOUN
ejif-3992	190	9	survey	survey	NOUN
ejif-3992	190	10	and	and	CCONJ
ejif-3992	190	11	evaluation	evaluation	NOUN
ejif-3992	190	12	so	so	SCONJ
ejif-3992	190	13	as	as	SCONJ
ejif-3992	190	14	to	to	PART
ejif-3992	190	15	identify	identify	VERB
ejif-3992	190	16	the	the	DET
ejif-3992	190	17	particular	particular	ADJ
ejif-3992	190	18	concern	concern	NOUN
ejif-3992	190	19	of	of	ADP
ejif-3992	190	20	islamic	islamic	ADJ
ejif-3992	190	21	financial	financial	ADJ
ejif-3992	190	22	services	service	NOUN
ejif-3992	190	23	and	and	CCONJ
ejif-3992	190	24	figure	figure	VERB
ejif-3992	190	25	out	out	ADP
ejif-3992	190	26	exactly	exactly	ADV
ejif-3992	190	27	that	that	SCONJ
ejif-3992	190	28	the	the	DET
ejif-3992	190	29	islamic	islamic	ADJ
ejif-3992	190	30	finance	finance	NOUN
ejif-3992	190	31	products	product	NOUN
ejif-3992	190	32	are	be	AUX
ejif-3992	190	33	not	not	PART
ejif-3992	190	34	used	use	VERB
ejif-3992	190	35	as	as	ADP
ejif-3992	190	36	means	mean	NOUN
ejif-3992	190	37	to	to	PART
ejif-3992	190	38	violet	violet	VERB
ejif-3992	190	39	the	the	DET
ejif-3992	190	40	precise	precise	ADJ
ejif-3992	190	41	islamic	islamic	ADJ
ejif-3992	190	42	principles	principle	NOUN
ejif-3992	190	43	and	and	CCONJ
ejif-3992	190	44	non	non	ADJ
ejif-3992	190	45	-	-	ADJ
ejif-3992	190	46	compliant	compliant	ADJ
ejif-3992	190	47	activities	activity	NOUN
ejif-3992	190	48	.	.	PUNCT
ejif-3992	191	1	robo	robo	NOUN
ejif-3992	191	2	-	-	PUNCT
ejif-3992	191	3	advisors	advisor	NOUN
ejif-3992	191	4	will	will	AUX
ejif-3992	191	5	also	also	ADV
ejif-3992	191	6	be	be	AUX
ejif-3992	191	7	a	a	DET
ejif-3992	191	8	good	good	ADJ
ejif-3992	191	9	opportunity	opportunity	NOUN
ejif-3992	191	10	for	for	SCONJ
ejif-3992	191	11	the	the	DET
ejif-3992	191	12	islamic	islamic	PROPN
ejif-3992	191	13	banking	banking	PROPN
ejif-3992	191	14	and	and	CCONJ
ejif-3992	191	15	finance	finance	NOUN
ejif-3992	191	16	institutions	institution	NOUN
ejif-3992	191	17	to	to	PART
ejif-3992	191	18	stay	stay	VERB
ejif-3992	191	19	away	away	ADV
ejif-3992	191	20	from	from	ADP
ejif-3992	191	21	products	product	NOUN
ejif-3992	191	22	designated	designate	VERB
ejif-3992	191	23	to	to	PART
ejif-3992	191	24	replicate	replicate	VERB
ejif-3992	191	25	conventional	conventional	ADJ
ejif-3992	191	26	way	way	NOUN
ejif-3992	191	27	of	of	ADP
ejif-3992	191	28	banking	banking	NOUN
ejif-3992	191	29	business	business	NOUN
ejif-3992	191	30	and	and	CCONJ
ejif-3992	191	31	it	it	PRON
ejif-3992	191	32	will	will	AUX
ejif-3992	191	33	be	be	AUX
ejif-3992	191	34	a	a	DET
ejif-3992	191	35	tool	tool	NOUN
ejif-3992	191	36	to	to	AUX
ejif-3992	191	37	tackling	tackle	VERB
ejif-3992	191	38	issues	issue	NOUN
ejif-3992	191	39	such	such	ADJ
ejif-3992	191	40	as	as	ADP
ejif-3992	191	41	legal	legal	ADJ
ejif-3992	191	42	trick	trick	NOUN
ejif-3992	191	43	“	"	PUNCT
ejif-3992	191	44	hilah	hilah	PROPN
ejif-3992	191	45	”	"	PUNCT
ejif-3992	191	46	in	in	ADP
ejif-3992	191	47	the	the	DET
ejif-3992	191	48	fatwas	fatwas	NOUN
ejif-3992	191	49	related	relate	VERB
ejif-3992	191	50	to	to	ADP
ejif-3992	191	51	islamic	islamic	ADJ
ejif-3992	191	52	banking	banking	NOUN
ejif-3992	191	53	and	and	CCONJ
ejif-3992	191	54	finance	finance	NOUN
ejif-3992	191	55	matters	matter	NOUN
ejif-3992	191	56	.	.	PUNCT
ejif-3992	192	1	ix	ix	X
ejif-3992	192	2	.	.	PUNCT
ejif-3992	193	1	using	use	VERB
ejif-3992	193	2	artificial	artificial	ADJ
ejif-3992	193	3	intelligence	intelligence	NOUN
ejif-3992	193	4	(	(	PUNCT
ejif-3992	193	5	ai	ai	VERB
ejif-3992	193	6	)	)	PUNCT
ejif-3992	193	7	for	for	ADP
ejif-3992	193	8	smart	smart	PROPN
ejif-3992	193	9	mufti	mufti	PROPN
ejif-3992	193	10	development	development	PROPN
ejif-3992	193	11	three	three	NUM
ejif-3992	193	12	different	different	ADJ
ejif-3992	193	13	steps	step	NOUN
ejif-3992	193	14	are	be	AUX
ejif-3992	193	15	to	to	PART
ejif-3992	193	16	be	be	AUX
ejif-3992	193	17	followed	follow	VERB
ejif-3992	193	18	in	in	ADP
ejif-3992	193	19	achieving	achieve	VERB
ejif-3992	193	20	the	the	DET
ejif-3992	193	21	smart	smart	PROPN
ejif-3992	193	22	mufti	mufti	PROPN
ejif-3992	193	23	initiative	initiative	NOUN
ejif-3992	193	24	for	for	ADP
ejif-3992	193	25	better	well	ADJ
ejif-3992	193	26	shari’ah	shari’ah	PROPN
ejif-3992	193	27	adivory	adivory	NOUN
ejif-3992	193	28	services	service	NOUN
ejif-3992	193	29	in	in	ADP
ejif-3992	193	30	islamic	islamic	ADJ
ejif-3992	193	31	banking	banking	NOUN
ejif-3992	193	32	and	and	CCONJ
ejif-3992	193	33	financial	financial	ADJ
ejif-3992	193	34	industry	industry	NOUN
ejif-3992	193	35	.	.	PUNCT
ejif-3992	194	1	phase	phase	NOUN
ejif-3992	194	2	1	1	NUM
ejif-3992	194	3	,	,	PUNCT
ejif-3992	194	4	building	build	VERB
ejif-3992	194	5	an	an	DET
ejif-3992	194	6	artificial	artificial	ADJ
ejif-3992	194	7	intelligence	intelligence	NOUN
ejif-3992	194	8	(	(	PUNCT
ejif-3992	194	9	ai	ai	NOUN
ejif-3992	194	10	)	)	PUNCT
ejif-3992	194	11	criteria	criterion	NOUN
ejif-3992	194	12	for	for	ADP
ejif-3992	194	13	identifying	identify	VERB
ejif-3992	194	14	and	and	CCONJ
ejif-3992	194	15	screening	screen	VERB
ejif-3992	194	16	shari’ah	shari’ah	NOUN
ejif-3992	194	17	and	and	CCONJ
ejif-3992	194	18	regulatory	regulatory	ADJ
ejif-3992	194	19	issues	issue	NOUN
ejif-3992	194	20	relating	relate	VERB
ejif-3992	194	21	to	to	ADP
ejif-3992	194	22	islamic	islamic	ADJ
ejif-3992	194	23	finance	finance	NOUN
ejif-3992	194	24	using	use	VERB
ejif-3992	194	25	ai	ai	VERB
ejif-3992	194	26	technology	technology	NOUN
ejif-3992	194	27	.	.	PUNCT
ejif-3992	195	1	the	the	DET
ejif-3992	195	2	first	first	ADJ
ejif-3992	195	3	phase	phase	NOUN
ejif-3992	195	4	is	be	AUX
ejif-3992	195	5	to	to	PART
ejif-3992	195	6	use	use	VERB
ejif-3992	195	7	the	the	DET
ejif-3992	195	8	ai	ai	AUX
ejif-3992	195	9	screening	screen	VERB
ejif-3992	195	10	software	software	NOUN
ejif-3992	195	11	to	to	PART
ejif-3992	195	12	identify	identify	VERB
ejif-3992	195	13	and	and	CCONJ
ejif-3992	195	14	classify	classify	VERB
ejif-3992	195	15	the	the	DET
ejif-3992	195	16	potential	potential	ADJ
ejif-3992	195	17	shari’ah	shari’ah	NOUN
ejif-3992	195	18	issues	issue	NOUN
ejif-3992	195	19	and	and	CCONJ
ejif-3992	195	20	also	also	ADV
ejif-3992	195	21	regulatory	regulatory	ADJ
ejif-3992	195	22	issues	issue	NOUN
ejif-3992	195	23	involved	involve	VERB
ejif-3992	195	24	in	in	ADP
ejif-3992	195	25	the	the	DET
ejif-3992	195	26	proposed	propose	VERB
ejif-3992	195	27	product	product	NOUN
ejif-3992	195	28	or	or	CCONJ
ejif-3992	195	29	services	service	NOUN
ejif-3992	195	30	of	of	ADP
ejif-3992	195	31	islamic	islamic	ADJ
ejif-3992	195	32	banking	banking	NOUN
ejif-3992	195	33	and	and	CCONJ
ejif-3992	195	34	financial	financial	ADJ
ejif-3992	195	35	institution	institution	NOUN
ejif-3992	195	36	.	.	PUNCT
ejif-3992	196	1	by	by	ADP
ejif-3992	196	2	specifying	specify	VERB
ejif-3992	196	3	the	the	DET
ejif-3992	196	4	screening	screening	NOUN
ejif-3992	196	5	and	and	CCONJ
ejif-3992	196	6	discriminant	discriminant	ADJ
ejif-3992	196	7	criteria	criterion	NOUN
ejif-3992	196	8	to	to	PART
ejif-3992	196	9	extract	extract	VERB
ejif-3992	196	10	and	and	CCONJ
ejif-3992	196	11	analyze	analyze	VERB
ejif-3992	196	12	shari’ah	shari’ah	NOUN
ejif-3992	196	13	rulings	ruling	NOUN
ejif-3992	196	14	and	and	CCONJ
ejif-3992	196	15	opinions	opinion	NOUN
ejif-3992	196	16	on	on	ADP
ejif-3992	196	17	shari’ah	shari’ah	PROPN
ejif-3992	196	18	and	and	CCONJ
ejif-3992	196	19	regulatory	regulatory	ADJ
ejif-3992	196	20	issues	issue	NOUN
ejif-3992	196	21	by	by	ADP
ejif-3992	196	22	specific	specific	ADJ
ejif-3992	196	23	agency	agency	NOUN
ejif-3992	196	24	,	,	PUNCT
ejif-3992	196	25	ai	ai	VERB
ejif-3992	196	26	could	could	AUX
ejif-3992	196	27	classify	classify	VERB
ejif-3992	196	28	and	and	CCONJ
ejif-3992	196	29	tag	tag	VERB
ejif-3992	196	30	similar	similar	ADJ
ejif-3992	196	31	interrelated	interrelated	ADJ
ejif-3992	196	32	rulings	ruling	NOUN
ejif-3992	196	33	to	to	PART
ejif-3992	196	34	facilitate	facilitate	VERB
ejif-3992	196	35	cross	cross	NOUN
ejif-3992	196	36	referencing	referencing	NOUN
ejif-3992	196	37	and	and	CCONJ
ejif-3992	196	38	elicit	elicit	VERB
ejif-3992	196	39	the	the	DET
ejif-3992	196	40	nature	nature	NOUN
ejif-3992	196	41	of	of	ADP
ejif-3992	196	42	rulings	ruling	NOUN
ejif-3992	196	43	.	.	PUNCT
ejif-3992	197	1	using	use	VERB
ejif-3992	197	2	an	an	DET
ejif-3992	197	3	iterative	iterative	NOUN
ejif-3992	197	4	process	process	NOUN
ejif-3992	197	5	of	of	ADP
ejif-3992	197	6	building	build	VERB
ejif-3992	197	7	a	a	DET
ejif-3992	197	8	taxonomy	taxonomy	NOUN
ejif-3992	197	9	or	or	CCONJ
ejif-3992	197	10	hierarchy	hierarchy	NOUN
ejif-3992	197	11	of	of	ADP
ejif-3992	197	12	general	general	ADJ
ejif-3992	197	13	and	and	CCONJ
ejif-3992	197	14	specific	specific	ADJ
ejif-3992	197	15	rulings	ruling	NOUN
ejif-3992	197	16	and	and	CCONJ
ejif-3992	197	17	criteria	criterion	NOUN
ejif-3992	197	18	to	to	PART
ejif-3992	197	19	identify	identify	VERB
ejif-3992	197	20	,	,	PUNCT
ejif-3992	197	21	recognize	recognize	VERB
ejif-3992	197	22	,	,	PUNCT
ejif-3992	197	23	elicit	elicit	ADJ
ejif-3992	197	24	and	and	CCONJ
ejif-3992	197	25	classify	classify	VERB
ejif-3992	197	26	ruling	ruling	NOUN
ejif-3992	197	27	according	accord	VERB
ejif-3992	197	28	to	to	ADP
ejif-3992	197	29	a	a	DET
ejif-3992	197	30	robust	robust	ADJ
ejif-3992	197	31	classification	classification	NOUN
ejif-3992	197	32	of	of	ADP
ejif-3992	197	33	shari’ah	shari’ah	PROPN
ejif-3992	197	34	sources	source	NOUN
ejif-3992	197	35	.	.	PUNCT
ejif-3992	198	1	with	with	ADP
ejif-3992	198	2	the	the	DET
ejif-3992	198	3	dynamic	dynamic	ADJ
ejif-3992	198	4	yet	yet	CCONJ
ejif-3992	198	5	robust	robust	ADJ
ejif-3992	198	6	classification	classification	NOUN
ejif-3992	198	7	,	,	PUNCT
ejif-3992	198	8	any	any	DET
ejif-3992	198	9	new	new	ADJ
ejif-3992	198	10	rulings	ruling	NOUN
ejif-3992	198	11	can	can	AUX
ejif-3992	198	12	enhance	enhance	VERB
ejif-3992	198	13	the	the	DET
ejif-3992	198	14	classification	classification	NOUN
ejif-3992	198	15	taxonomy	taxonomy	NOUN
ejif-3992	198	16	and	and	CCONJ
ejif-3992	198	17	hierarchy	hierarchy	NOUN
ejif-3992	198	18	to	to	PART
ejif-3992	198	19	discern	discern	VERB
ejif-3992	198	20	the	the	DET
ejif-3992	198	21	maxim	maxim	NOUN
ejif-3992	198	22	,	,	PUNCT
ejif-3992	198	23	method	method	NOUN
ejif-3992	198	24	and	and	CCONJ
ejif-3992	198	25	ruling	ruling	NOUN
ejif-3992	198	26	according	accord	VERB
ejif-3992	198	27	to	to	ADP
ejif-3992	198	28	the	the	DET
ejif-3992	198	29	classification	classification	NOUN
ejif-3992	198	30	nomenclature	nomenclature	NOUN
ejif-3992	198	31	and	and	CCONJ
ejif-3992	198	32	criteria	criterion	NOUN
ejif-3992	198	33	.	.	PUNCT
ejif-3992	199	1	this	this	PRON
ejif-3992	199	2	will	will	AUX
ejif-3992	199	3	be	be	AUX
ejif-3992	199	4	powered	power	VERB
ejif-3992	199	5	by	by	ADP
ejif-3992	199	6	ai	ai	PRON
ejif-3992	199	7	based	base	VERB
ejif-3992	199	8	chatbots	chatbot	NOUN
ejif-3992	199	9	functioning	function	VERB
ejif-3992	199	10	as	as	ADP
ejif-3992	199	11	high	high	ADJ
ejif-3992	199	12	level	level	NOUN
ejif-3992	199	13	matchmaker	matchmaker	NOUN
ejif-3992	199	14	gathering	gather	VERB
ejif-3992	199	15	basic	basic	ADJ
ejif-3992	199	16	data	datum	NOUN
ejif-3992	199	17	from	from	ADP
ejif-3992	199	18	the	the	DET
ejif-3992	199	19	earlier	early	ADV
ejif-3992	199	20	provided	provide	VERB
ejif-3992	199	21	information	information	NOUN
ejif-3992	199	22	on	on	ADP
ejif-3992	199	23	possible	possible	ADJ
ejif-3992	199	24	shari’ah	shari’ah	NOUN
ejif-3992	199	25	issues	issue	NOUN
ejif-3992	199	26	criteria	criterion	NOUN
ejif-3992	199	27	for	for	ADP
ejif-3992	199	28	islamic	islamic	ADJ
ejif-3992	199	29	banks	bank	NOUN
ejif-3992	199	30	,	,	PUNCT
ejif-3992	199	31	the	the	DET
ejif-3992	199	32	system	system	NOUN
ejif-3992	199	33	will	will	AUX
ejif-3992	199	34	be	be	AUX
ejif-3992	199	35	answering	answer	VERB
ejif-3992	199	36	quieries	quierie	NOUN
ejif-3992	199	37	and	and	CCONJ
ejif-3992	199	38	creating	create	VERB
ejif-3992	199	39	a	a	DET
ejif-3992	199	40	list	list	NOUN
ejif-3992	199	41	of	of	ADP
ejif-3992	199	42	relevant	relevant	ADJ
ejif-3992	199	43	shari’ah	shari’ah	NOUN
ejif-3992	199	44	issues	issue	NOUN
ejif-3992	199	45	for	for	ADP
ejif-3992	199	46	a	a	DET
ejif-3992	199	47	particular	particular	ADJ
ejif-3992	199	48	product	product	NOUN
ejif-3992	199	49	.	.	PUNCT
ejif-3992	200	1	chatbot	chatbot	NOUN
ejif-3992	200	2	is	be	AUX
ejif-3992	200	3	an	an	DET
ejif-3992	200	4	artificial	artificial	ADJ
ejif-3992	200	5	intelligence	intelligence	NOUN
ejif-3992	200	6	ai	ai	NOUN
ejif-3992	200	7	program	program	NOUN
ejif-3992	200	8	that	that	SCONJ
ejif-3992	200	9	simulates	simulate	NOUN
ejif-3992	200	10	interactive	interactive	VERB
ejif-3992	200	11	human	human	ADJ
ejif-3992	200	12	conversation	conversation	NOUN
ejif-3992	200	13	by	by	ADP
ejif-3992	200	14	using	use	VERB
ejif-3992	200	15	key	key	ADJ
ejif-3992	200	16	precalculated	precalculate	VERB
ejif-3992	200	17	user	user	NOUN
ejif-3992	200	18	phrases	phrase	NOUN
ejif-3992	200	19	and	and	CCONJ
ejif-3992	200	20	auditory	auditory	ADJ
ejif-3992	200	21	or	or	CCONJ
ejif-3992	200	22	text	text	NOUN
ejif-3992	200	23	-	-	PUNCT
ejif-3992	200	24	based	base	VERB
ejif-3992	200	25	signals	signal	NOUN
ejif-3992	200	26	.	.	PUNCT
ejif-3992	201	1	chatbots	chatbot	NOUN
ejif-3992	201	2	are	be	AUX
ejif-3992	201	3	frequently	frequently	ADV
ejif-3992	201	4	used	use	VERB
ejif-3992	201	5	for	for	ADP
ejif-3992	201	6	basic	basic	ADJ
ejif-3992	201	7	customer	customer	NOUN
ejif-3992	201	8	service	service	NOUN
ejif-3992	201	9	and	and	CCONJ
ejif-3992	201	10	marketing	marketing	NOUN
ejif-3992	201	11	systems	system	NOUN
ejif-3992	201	12	that	that	PRON
ejif-3992	201	13	frequent	frequent	ADJ
ejif-3992	201	14	social	social	ADJ
ejif-3992	201	15	networking	network	VERB
ejif-3992	201	16	hubs	hub	NOUN
ejif-3992	201	17	and	and	CCONJ
ejif-3992	201	18	instant	instant	NOUN
ejif-3992	201	19	messaging	messaging	NOUN
ejif-3992	201	20	(	(	PUNCT
ejif-3992	201	21	i	i	NOUN
ejif-3992	201	22	m	m	NOUN
ejif-3992	201	23	)	)	PUNCT
ejif-3992	201	24	clients	client	NOUN
ejif-3992	201	25	.	.	PUNCT
ejif-3992	202	1	they	they	PRON
ejif-3992	202	2	are	be	AUX
ejif-3992	202	3	also	also	ADV
ejif-3992	202	4	often	often	ADV
ejif-3992	202	5	included	include	VERB
ejif-3992	202	6	in	in	ADP
ejif-3992	202	7	operating	operating	NOUN
ejif-3992	202	8	systems	system	NOUN
ejif-3992	202	9	as	as	ADP
ejif-3992	202	10	intelligent	intelligent	ADJ
ejif-3992	202	11	virtual	virtual	ADJ
ejif-3992	202	12	assistants	assistant	NOUN
ejif-3992	202	13	.	.	PUNCT
ejif-3992	203	1	a	a	DET
ejif-3992	203	2	chatbot	chatbot	NOUN
ejif-3992	203	3	is	be	AUX
ejif-3992	203	4	also	also	ADV
ejif-3992	203	5	known	know	VERB
ejif-3992	203	6	as	as	ADP
ejif-3992	203	7	an	an	DET
ejif-3992	203	8	artificial	artificial	ADJ
ejif-3992	203	9	conversational	conversational	ADJ
ejif-3992	203	10	entity	entity	NOUN
ejif-3992	203	11	(	(	PUNCT
ejif-3992	203	12	ace	ace	NOUN
ejif-3992	203	13	)	)	PUNCT
ejif-3992	203	14	,	,	PUNCT
ejif-3992	203	15	chat	chat	NOUN
ejif-3992	203	16	robot	robot	NOUN
ejif-3992	203	17	,	,	PUNCT
ejif-3992	203	18	talk	talk	NOUN
ejif-3992	203	19	bot	bot	NOUN
ejif-3992	203	20	,	,	PUNCT
ejif-3992	203	21	chatterbot	chatterbot	NOUN
ejif-3992	203	22	or	or	CCONJ
ejif-3992	203	23	chatterbox	chatterbox	NOUN
ejif-3992	203	24	.	.	PUNCT
ejif-3992	204	1	the	the	DET
ejif-3992	204	2	data	datum	NOUN
ejif-3992	204	3	to	to	PART
ejif-3992	204	4	be	be	AUX
ejif-3992	204	5	used	use	VERB
ejif-3992	204	6	in	in	ADP
ejif-3992	204	7	this	this	DET
ejif-3992	204	8	stage	stage	NOUN
ejif-3992	204	9	as	as	SCONJ
ejif-3992	204	10	criteria	criterion	NOUN
ejif-3992	204	11	for	for	ADP
ejif-3992	204	12	the	the	DET
ejif-3992	204	13	ai	ai	NOUN
ejif-3992	204	14	for	for	ADP
ejif-3992	204	15	screening	screen	VERB
ejif-3992	204	16	shari’ah	shari’ah	NOUN
ejif-3992	204	17	issues	issue	NOUN
ejif-3992	204	18	could	could	AUX
ejif-3992	204	19	be	be	AUX
ejif-3992	204	20	generated	generate	VERB
ejif-3992	204	21	from	from	ADP
ejif-3992	204	22	various	various	ADJ
ejif-3992	204	23	souces	souce	NOUN
ejif-3992	204	24	such	such	ADJ
ejif-3992	204	25	as	as	ADP
ejif-3992	204	26	the	the	DET
ejif-3992	204	27	resolution	resolution	NOUN
ejif-3992	204	28	of	of	ADP
ejif-3992	204	29	shari’ah	shari’ah	PROPN
ejif-3992	204	30	advisory	advisory	ADJ
ejif-3992	204	31	council	council	NOUN
ejif-3992	204	32	of	of	ADP
ejif-3992	204	33	the	the	DET
ejif-3992	204	34	securties	securtie	NOUN
ejif-3992	204	35	commision	commision	PROPN
ejif-3992	204	36	,	,	PUNCT
ejif-3992	204	37	the	the	DET
ejif-3992	204	38	shari’ah	shari’ah	PROPN
ejif-3992	204	39	resolutions	resolution	NOUN
ejif-3992	204	40	of	of	ADP
ejif-3992	204	41	the	the	DET
ejif-3992	204	42	shari’ah	shari’ah	PROPN
ejif-3992	204	43	advisory	advisory	ADJ
ejif-3992	204	44	council	council	NOUN
ejif-3992	204	45	of	of	ADP
ejif-3992	204	46	the	the	DET
ejif-3992	204	47	central	central	ADJ
ejif-3992	204	48	bank	bank	PROPN
ejif-3992	204	49	of	of	ADP
ejif-3992	204	50	malaysia	malaysia	PROPN
ejif-3992	204	51	and	and	CCONJ
ejif-3992	204	52	other	other	ADJ
ejif-3992	204	53	standards	standard	NOUN
ejif-3992	204	54	and	and	CCONJ
ejif-3992	204	55	criteria	criterion	NOUN
ejif-3992	204	56	provided	provide	VERB
ejif-3992	204	57	by	by	ADP
ejif-3992	204	58	other	other	ADJ
ejif-3992	204	59	relevant	relevant	ADJ
ejif-3992	204	60	regulators	regulator	NOUN
ejif-3992	204	61	.	.	PUNCT
ejif-3992	205	1	phase	phase	NOUN
ejif-3992	205	2	2	2	NUM
ejif-3992	205	3	,	,	PUNCT
ejif-3992	205	4	in	in	ADP
ejif-3992	205	5	this	this	DET
ejif-3992	205	6	stage	stage	NOUN
ejif-3992	205	7	the	the	DET
ejif-3992	205	8	process	process	NOUN
ejif-3992	205	9	is	be	AUX
ejif-3992	205	10	to	to	PART
ejif-3992	205	11	generate	generate	VERB
ejif-3992	205	12	shari’ah	shari’ah	PROPN
ejif-3992	205	13	fatwah	fatwah	PROPN
ejif-3992	205	14	data	datum	NOUN
ejif-3992	205	15	base	base	NOUN
ejif-3992	205	16	and	and	CCONJ
ejif-3992	205	17	feed	feed	VERB
ejif-3992	205	18	the	the	DET
ejif-3992	205	19	data	datum	NOUN
ejif-3992	205	20	into	into	ADP
ejif-3992	205	21	the	the	DET
ejif-3992	205	22	smart	smart	PROPN
ejif-3992	205	23	mufti	mufti	PROPN
ejif-3992	205	24	,	,	PUNCT
ejif-3992	205	25	the	the	DET
ejif-3992	205	26	data	datum	NOUN
ejif-3992	205	27	to	to	PART
ejif-3992	205	28	be	be	AUX
ejif-3992	205	29	feed	feed	NOUN
ejif-3992	205	30	-	-	PUNCT
ejif-3992	205	31	up	up	NOUN
ejif-3992	205	32	are	be	AUX
ejif-3992	205	33	various	various	ADJ
ejif-3992	205	34	fatwahs	fatwah	NOUN
ejif-3992	205	35	provided	provide	VERB
ejif-3992	205	36	by	by	ADP
ejif-3992	205	37	the	the	DET
ejif-3992	205	38	islamic	islamic	ADJ
ejif-3992	205	39	scholars	scholar	NOUN
ejif-3992	205	40	throughout	throughout	ADP
ejif-3992	205	41	the	the	DET
ejif-3992	205	42	history	history	NOUN
ejif-3992	205	43	of	of	ADP
ejif-3992	205	44	islamic	islamic	ADJ
ejif-3992	205	45	jurisprudence	jurisprudence	NOUN
ejif-3992	205	46	.	.	PUNCT
ejif-3992	206	1	this	this	DET
ejif-3992	206	2	phase	phase	NOUN
ejif-3992	206	3	will	will	AUX
ejif-3992	206	4	also	also	ADV
ejif-3992	206	5	focus	focus	VERB
ejif-3992	206	6	on	on	ADP
ejif-3992	206	7	process	process	NOUN
ejif-3992	206	8	and	and	CCONJ
ejif-3992	206	9	pathways	pathway	NOUN
ejif-3992	206	10	in	in	ADP
ejif-3992	206	11	terms	term	NOUN
ejif-3992	206	12	of	of	ADP
ejif-3992	206	13	authentication	authentication	NOUN
ejif-3992	206	14	,	,	PUNCT
ejif-3992	206	15	traceability	traceability	NOUN
ejif-3992	206	16	and	and	CCONJ
ejif-3992	206	17	priority	priority	NOUN
ejif-3992	206	18	of	of	ADP
ejif-3992	206	19	sources	source	NOUN
ejif-3992	206	20	,	,	PUNCT
ejif-3992	206	21	robustness	robustness	NOUN
ejif-3992	206	22	of	of	ADP
ejif-3992	206	23	the	the	DET
ejif-3992	206	24	methods	method	NOUN
ejif-3992	206	25	and	and	CCONJ
ejif-3992	206	26	legitimacy	legitimacy	NOUN
ejif-3992	206	27	as	as	ADV
ejif-3992	206	28	well	well	ADV
ejif-3992	206	29	as	as	ADP
ejif-3992	206	30	technical	technical	ADJ
ejif-3992	206	31	and	and	CCONJ
ejif-3992	206	32	social	social	ADJ
ejif-3992	206	33	acceptance	acceptance	NOUN
ejif-3992	206	34	of	of	ADP
ejif-3992	206	35	rulings	ruling	NOUN
ejif-3992	206	36	.	.	PUNCT
ejif-3992	207	1	the	the	DET
ejif-3992	207	2	fatwas	fatwas	NOUN
ejif-3992	207	3	and	and	CCONJ
ejif-3992	207	4	data	datum	NOUN
ejif-3992	207	5	should	should	AUX
ejif-3992	207	6	be	be	AUX
ejif-3992	207	7	in	in	ADP
ejif-3992	207	8	order	order	NOUN
ejif-3992	207	9	and	and	CCONJ
ejif-3992	207	10	according	accord	VERB
ejif-3992	207	11	to	to	ADP
ejif-3992	207	12	a	a	DET
ejif-3992	207	13	specific	specific	ADJ
ejif-3992	207	14	shari’ah	shari’ah	NOUN
ejif-3992	207	15	principle	principle	NOUN
ejif-3992	207	16	,	,	PUNCT
ejif-3992	207	17	for	for	ADP
ejif-3992	207	18	instance	instance	NOUN
ejif-3992	207	19	;	;	PUNCT
ejif-3992	207	20	all	all	DET
ejif-3992	207	21	fatwahs	fatwah	NOUN
ejif-3992	207	22	related	relate	VERB
ejif-3992	207	23	to	to	ADP
ejif-3992	207	24	bay	bay	NOUN
ejif-3992	207	25	’	'	PUNCT
ejif-3992	207	26	murabahah	murabahah	NOUN
ejif-3992	207	27	would	would	AUX
ejif-3992	207	28	be	be	AUX
ejif-3992	207	29	generated	generate	VERB
ejif-3992	207	30	together	together	ADV
ejif-3992	207	31	with	with	ADP
ejif-3992	207	32	the	the	DET
ejif-3992	207	33	different	different	ADJ
ejif-3992	207	34	views	view	NOUN
ejif-3992	207	35	across	across	ADP
ejif-3992	207	36	the	the	DET
ejif-3992	207	37	islamic	islamic	ADJ
ejif-3992	207	38	schools	school	NOUN
ejif-3992	207	39	of	of	ADP
ejif-3992	207	40	jurisprudence	jurisprudence	NOUN
ejif-3992	207	41	as	as	ADV
ejif-3992	207	42	well	well	ADV
ejif-3992	207	43	as	as	ADP
ejif-3992	207	44	the	the	DET
ejif-3992	207	45	fatwah	fatwah	NOUN
ejif-3992	207	46	of	of	ADP
ejif-3992	207	47	the	the	DET
ejif-3992	207	48	contemporary	contemporary	ADJ
ejif-3992	207	49	scholars	scholar	NOUN
ejif-3992	207	50	accompanied	accompany	VERB
ejif-3992	207	51	with	with	ADP
ejif-3992	207	52	the	the	DET
ejif-3992	207	53	related	relate	VERB
ejif-3992	207	54	authenticated	authenticate	VERB
ejif-3992	207	55	sources	source	NOUN
ejif-3992	207	56	,	,	PUNCT
ejif-3992	207	57	the	the	DET
ejif-3992	207	58	data	datum	NOUN
ejif-3992	207	59	will	will	AUX
ejif-3992	207	60	also	also	ADV
ejif-3992	207	61	include	include	VERB
ejif-3992	207	62	all	all	DET
ejif-3992	207	63	the	the	DET
ejif-3992	207	64	relevant	relevant	ADJ
ejif-3992	207	65	sources	source	NOUN
ejif-3992	207	66	and	and	CCONJ
ejif-3992	207	67	relevant	relevant	ADJ
ejif-3992	207	68	evidences	evidence	NOUN
ejif-3992	207	69	used	use	VERB
ejif-3992	207	70	to	to	PART
ejif-3992	207	71	construct	construct	VERB
ejif-3992	207	72	the	the	DET
ejif-3992	207	73	shari’ah	shari’ah	NOUN
ejif-3992	207	74	ruling	ruling	NOUN
ejif-3992	207	75	.	.	PUNCT
ejif-3992	208	1	therefore	therefore	ADV
ejif-3992	208	2	,	,	PUNCT
ejif-3992	208	3	a	a	DET
ejif-3992	208	4	high	high	ADJ
ejif-3992	208	5	standard	standard	ADJ
ejif-3992	208	6	software	software	NOUN
ejif-3992	208	7	could	could	AUX
ejif-3992	208	8	be	be	AUX
ejif-3992	208	9	invented	invent	VERB
ejif-3992	208	10	using	use	VERB
ejif-3992	208	11	ai	ai	ADJ
ejif-3992	208	12	solution	solution	NOUN
ejif-3992	208	13	to	to	PART
ejif-3992	208	14	do	do	VERB
ejif-3992	208	15	the	the	DET
ejif-3992	208	16	job	job	NOUN
ejif-3992	208	17	,	,	PUNCT
ejif-3992	208	18	a	a	DET
ejif-3992	208	19	good	good	ADJ
ejif-3992	208	20	example	example	NOUN
ejif-3992	208	21	of	of	ADP
ejif-3992	208	22	this	this	PRON
ejif-3992	208	23	is	be	AUX
ejif-3992	208	24	xtracter	xtracter	PROPN
ejif-3992	208	25	.	.	PUNCT
ejif-3992	209	1	xtracter	xtracter	PROPN
ejif-3992	209	2	has	have	VERB
ejif-3992	209	3	a	a	DET
ejif-3992	209	4	technology	technology	NOUN
ejif-3992	209	5	that	that	PRON
ejif-3992	209	6	is	be	AUX
ejif-3992	209	7	powered	power	VERB
ejif-3992	209	8	by	by	ADP
ejif-3992	209	9	artificial	artificial	ADJ
ejif-3992	209	10	intelligence	intelligence	NOUN
ejif-3992	209	11	which	which	PRON
ejif-3992	209	12	is	be	AUX
ejif-3992	209	13	automatically	automatically	ADV
ejif-3992	209	14	capturing	capture	VERB
ejif-3992	209	15	data	datum	NOUN
ejif-3992	209	16	from	from	ADP
ejif-3992	209	17	documents	document	NOUN
ejif-3992	209	18	in	in	ADP
ejif-3992	209	19	the	the	DET
ejif-3992	209	20	form	form	NOUN
ejif-3992	209	21	ejif	ejif	PROPN
ejif-3992	209	22	–	–	PUNCT
ejif-3992	209	23	european	european	PROPN
ejif-3992	209	24	journal	journal	PROPN
ejif-3992	209	25	of	of	ADP
ejif-3992	209	26	islamic	islamic	PROPN
ejif-3992	209	27	finance	finance	PROPN
ejif-3992	209	28	first	first	ADJ
ejif-3992	209	29	special	special	ADJ
ejif-3992	209	30	issue	issue	NOUN
ejif-3992	209	31	for	for	ADP
ejif-3992	209	32	ejif	ejif	PROPN
ejif-3992	209	33	workshop	workshop	PROPN
ejif-3992	209	34	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3992	209	35	issn	issn	PROPN
ejif-3992	209	36	2421	2421	NUM
ejif-3992	209	37	-	-	SYM
ejif-3992	209	38	2172	2172	NUM
ejif-3992	209	39	7	7	NUM
ejif-3992	209	40	of	of	ADP
ejif-3992	209	41	digital	digital	ADJ
ejif-3992	209	42	,	,	PUNCT
ejif-3992	209	43	photograph	photograph	NOUN
ejif-3992	209	44	or	or	CCONJ
ejif-3992	209	45	scanned	scan	VERB
ejif-3992	209	46	.	.	PUNCT
ejif-3992	210	1	the	the	DET
ejif-3992	210	2	technology	technology	NOUN
ejif-3992	210	3	might	might	AUX
ejif-3992	210	4	be	be	AUX
ejif-3992	210	5	used	use	VERB
ejif-3992	210	6	in	in	ADP
ejif-3992	210	7	a	a	DET
ejif-3992	210	8	virtual	virtual	ADJ
ejif-3992	210	9	software	software	NOUN
ejif-3992	210	10	application	application	NOUN
ejif-3992	210	11	using	use	VERB
ejif-3992	210	12	machine	machine	NOUN
ejif-3992	210	13	learning	learning	NOUN
ejif-3992	210	14	and	and	CCONJ
ejif-3992	210	15	big	big	ADJ
ejif-3992	210	16	data	datum	NOUN
ejif-3992	210	17	,	,	PUNCT
ejif-3992	210	18	it	it	PRON
ejif-3992	210	19	does	do	AUX
ejif-3992	210	20	n’t	not	PART
ejif-3992	210	21	require	require	VERB
ejif-3992	210	22	manual	manual	ADJ
ejif-3992	210	23	template	template	NOUN
ejif-3992	210	24	setup	setup	NOUN
ejif-3992	210	25	and	and	CCONJ
ejif-3992	210	26	can	can	AUX
ejif-3992	210	27	scale	scale	VERB
ejif-3992	210	28	to	to	ADP
ejif-3992	210	29	a	a	DET
ejif-3992	210	30	limited	limited	ADJ
ejif-3992	210	31	count	count	NOUN
ejif-3992	210	32	of	of	ADP
ejif-3992	210	33	document	document	NOUN
ejif-3992	210	34	design	design	NOUN
ejif-3992	210	35	and	and	CCONJ
ejif-3992	210	36	its	its	PRON
ejif-3992	210	37	very	very	ADV
ejif-3992	210	38	good	good	ADJ
ejif-3992	210	39	with	with	ADP
ejif-3992	210	40	document	document	NOUN
ejif-3992	210	41	types	type	NOUN
ejif-3992	210	42	such	such	ADJ
ejif-3992	210	43	as	as	ADP
ejif-3992	210	44	invoice	invoice	NOUN
ejif-3992	210	45	,	,	PUNCT
ejif-3992	210	46	contracts	contract	NOUN
ejif-3992	210	47	,	,	PUNCT
ejif-3992	210	48	receipt	receipt	NOUN
ejif-3992	210	49	and	and	CCONJ
ejif-3992	210	50	so	so	ADV
ejif-3992	210	51	on	on	ADV
ejif-3992	210	52	.	.	PUNCT
ejif-3992	211	1	the	the	DET
ejif-3992	211	2	diagram	diagram	NOUN
ejif-3992	211	3	below	below	ADV
ejif-3992	211	4	explained	explain	VERB
ejif-3992	211	5	how	how	SCONJ
ejif-3992	211	6	xtracter	xtracter	PROPN
ejif-3992	211	7	technology	technology	PROPN
ejif-3992	211	8	works	work	VERB
ejif-3992	211	9	.	.	PUNCT
ejif-3992	212	1	source	source	NOUN
ejif-3992	212	2	:	:	PUNCT
ejif-3992	212	3	https://xtracta.com	https://xtracta.com	X
ejif-3992	212	4	phase	phase	NOUN
ejif-3992	212	5	3	3	NUM
ejif-3992	212	6	,	,	PUNCT
ejif-3992	212	7	robo	robo	NOUN
ejif-3992	212	8	advisors	advisor	NOUN
ejif-3992	212	9	will	will	AUX
ejif-3992	212	10	be	be	AUX
ejif-3992	212	11	conducting	conduct	VERB
ejif-3992	212	12	ijtihad	ijtihad	VERB
ejif-3992	212	13	via	via	ADP
ejif-3992	212	14	the	the	DET
ejif-3992	212	15	smart	smart	ADJ
ejif-3992	212	16	muftis	muftis	NOUN
ejif-3992	212	17	,	,	PUNCT
ejif-3992	212	18	in	in	ADP
ejif-3992	212	19	this	this	DET
ejif-3992	212	20	stage	stage	NOUN
ejif-3992	212	21	,	,	PUNCT
ejif-3992	212	22	the	the	DET
ejif-3992	212	23	smart	smart	ADJ
ejif-3992	212	24	mufti	mufti	PROPN
ejif-3992	212	25	will	will	AUX
ejif-3992	212	26	be	be	AUX
ejif-3992	212	27	used	use	VERB
ejif-3992	212	28	to	to	PART
ejif-3992	212	29	conduct	conduct	VERB
ejif-3992	212	30	ijtihad	ijtihad	NOUN
ejif-3992	212	31	based	base	VERB
ejif-3992	212	32	on	on	ADP
ejif-3992	212	33	protocol	protocol	NOUN
ejif-3992	212	34	of	of	ADP
ejif-3992	212	35	specified	specified	ADJ
ejif-3992	212	36	categories	category	NOUN
ejif-3992	212	37	of	of	ADP
ejif-3992	212	38	a	a	DET
ejif-3992	212	39	newly	newly	ADV
ejif-3992	212	40	proposed	propose	VERB
ejif-3992	212	41	product	product	NOUN
ejif-3992	212	42	which	which	PRON
ejif-3992	212	43	has	have	VERB
ejif-3992	212	44	no	no	DET
ejif-3992	212	45	prior	prior	ADJ
ejif-3992	212	46	shari’ah	shari’ah	PROPN
ejif-3992	212	47	fatwah	fatwah	NOUN
ejif-3992	212	48	across	across	ADP
ejif-3992	212	49	the	the	DET
ejif-3992	212	50	islamic	islamic	PROPN
ejif-3992	212	51	banking	banking	NOUN
ejif-3992	212	52	and	and	CCONJ
ejif-3992	212	53	finance	finance	NOUN
ejif-3992	212	54	industry	industry	NOUN
ejif-3992	212	55	.	.	PUNCT
ejif-3992	213	1	the	the	DET
ejif-3992	213	2	smart	smart	ADJ
ejif-3992	213	3	mufti	mufti	PROPN
ejif-3992	213	4	will	will	AUX
ejif-3992	213	5	use	use	VERB
ejif-3992	213	6	the	the	DET
ejif-3992	213	7	data	datum	NOUN
ejif-3992	213	8	available	available	ADJ
ejif-3992	213	9	after	after	ADP
ejif-3992	213	10	screening	screen	VERB
ejif-3992	213	11	the	the	DET
ejif-3992	213	12	proposal	proposal	NOUN
ejif-3992	213	13	and	and	CCONJ
ejif-3992	213	14	use	use	VERB
ejif-3992	213	15	the	the	DET
ejif-3992	213	16	ai	ai	NOUN
ejif-3992	213	17	technology	technology	NOUN
ejif-3992	213	18	to	to	PART
ejif-3992	213	19	look	look	VERB
ejif-3992	213	20	at	at	ADP
ejif-3992	213	21	the	the	DET
ejif-3992	213	22	connecting	connect	VERB
ejif-3992	213	23	factors	factor	NOUN
ejif-3992	213	24	and	and	CCONJ
ejif-3992	213	25	the	the	DET
ejif-3992	213	26	relevant	relevant	ADJ
ejif-3992	213	27	fatwahs	fatwah	NOUN
ejif-3992	213	28	and	and	CCONJ
ejif-3992	213	29	possible	possible	ADJ
ejif-3992	213	30	shari’ah	shari’ah	NOUN
ejif-3992	213	31	evidences	evidence	NOUN
ejif-3992	213	32	to	to	PART
ejif-3992	213	33	be	be	AUX
ejif-3992	213	34	used	use	VERB
ejif-3992	213	35	to	to	PART
ejif-3992	213	36	make	make	VERB
ejif-3992	213	37	a	a	DET
ejif-3992	213	38	proper	proper	ADJ
ejif-3992	213	39	decision	decision	NOUN
ejif-3992	213	40	on	on	ADP
ejif-3992	213	41	the	the	DET
ejif-3992	213	42	new	new	ADJ
ejif-3992	213	43	product	product	NOUN
ejif-3992	213	44	.	.	PUNCT
ejif-3992	214	1	it	it	PRON
ejif-3992	214	2	is	be	AUX
ejif-3992	214	3	well	well	ADV
ejif-3992	214	4	said	say	VERB
ejif-3992	214	5	that	that	SCONJ
ejif-3992	214	6	once	once	SCONJ
ejif-3992	214	7	you	you	PRON
ejif-3992	214	8	have	have	AUX
ejif-3992	214	9	a	a	DET
ejif-3992	214	10	machine	machine	NOUN
ejif-3992	214	11	and	and	CCONJ
ejif-3992	214	12	data	datum	NOUN
ejif-3992	214	13	an	an	DET
ejif-3992	214	14	accurate	accurate	ADJ
ejif-3992	214	15	prediction	prediction	NOUN
ejif-3992	214	16	will	will	AUX
ejif-3992	214	17	be	be	AUX
ejif-3992	214	18	highly	highly	ADV
ejif-3992	214	19	anticipated	anticipate	VERB
ejif-3992	214	20	.	.	PUNCT
ejif-3992	215	1	this	this	DET
ejif-3992	215	2	phase	phase	NOUN
ejif-3992	215	3	will	will	AUX
ejif-3992	215	4	be	be	AUX
ejif-3992	215	5	focusing	focus	VERB
ejif-3992	215	6	on	on	ADP
ejif-3992	215	7	summative	summative	ADJ
ejif-3992	215	8	and	and	CCONJ
ejif-3992	215	9	formulative	formulative	ADJ
ejif-3992	215	10	reporting	reporting	NOUN
ejif-3992	215	11	to	to	PART
ejif-3992	215	12	facilitate	facilitate	VERB
ejif-3992	215	13	basis	basis	NOUN
ejif-3992	215	14	for	for	ADP
ejif-3992	215	15	shari’ah	shari’ah	NOUN
ejif-3992	215	16	ruling	ruling	NOUN
ejif-3992	215	17	and	and	CCONJ
ejif-3992	215	18	report	report	VERB
ejif-3992	215	19	to	to	PART
ejif-3992	215	20	disseminate	disseminate	VERB
ejif-3992	215	21	the	the	DET
ejif-3992	215	22	endorsed	endorse	VERB
ejif-3992	215	23	rulings	ruling	NOUN
ejif-3992	215	24	as	as	ADV
ejif-3992	215	25	well	well	ADV
ejif-3992	215	26	as	as	ADP
ejif-3992	215	27	user	user	NOUN
ejif-3992	215	28	shari’ah	shari’ah	PROPN
ejif-3992	215	29	friendly	friendly	ADJ
ejif-3992	215	30	disclosures	disclosure	NOUN
ejif-3992	215	31	and	and	CCONJ
ejif-3992	215	32	literacy	literacy	NOUN
ejif-3992	215	33	.	.	PUNCT
ejif-3992	216	1	x.	x.	NOUN
ejif-3992	216	2	conclusion	conclusion	VERB
ejif-3992	216	3	the	the	DET
ejif-3992	216	4	formation	formation	NOUN
ejif-3992	216	5	of	of	ADP
ejif-3992	216	6	shari’ah	shari’ah	PROPN
ejif-3992	216	7	advisory	advisory	ADJ
ejif-3992	216	8	committee	committee	NOUN
ejif-3992	216	9	for	for	ADP
ejif-3992	216	10	islamic	islamic	ADJ
ejif-3992	216	11	banking	banking	NOUN
ejif-3992	216	12	and	and	CCONJ
ejif-3992	216	13	finance	finance	NOUN
ejif-3992	216	14	is	be	AUX
ejif-3992	216	15	part	part	NOUN
ejif-3992	216	16	of	of	ADP
ejif-3992	216	17	the	the	DET
ejif-3992	216	18	shari’ah	shari’ah	NOUN
ejif-3992	216	19	governance	governance	NOUN
ejif-3992	216	20	framework	framework	NOUN
ejif-3992	216	21	introduced	introduce	VERB
ejif-3992	216	22	for	for	ADP
ejif-3992	216	23	the	the	DET
ejif-3992	216	24	wellbeing	wellbeing	NOUN
ejif-3992	216	25	of	of	ADP
ejif-3992	216	26	the	the	DET
ejif-3992	216	27	islamic	islamic	ADJ
ejif-3992	216	28	banking	banking	NOUN
ejif-3992	216	29	and	and	CCONJ
ejif-3992	216	30	finance	finance	NOUN
ejif-3992	216	31	industry	industry	NOUN
ejif-3992	216	32	.	.	PUNCT
ejif-3992	217	1	the	the	DET
ejif-3992	217	2	functions	function	NOUN
ejif-3992	217	3	of	of	ADP
ejif-3992	217	4	shari’ah	shari’ah	PROPN
ejif-3992	217	5	advisory	advisory	ADJ
ejif-3992	217	6	committee	committee	NOUN
ejif-3992	217	7	is	be	AUX
ejif-3992	217	8	to	to	PART
ejif-3992	217	9	review	review	VERB
ejif-3992	217	10	,	,	PUNCT
ejif-3992	217	11	assess	assess	NOUN
ejif-3992	217	12	,	,	PUNCT
ejif-3992	217	13	evaluate	evaluate	VERB
ejif-3992	217	14	and	and	CCONJ
ejif-3992	217	15	advise	advise	VERB
ejif-3992	217	16	by	by	ADP
ejif-3992	217	17	expressing	express	VERB
ejif-3992	217	18	their	their	PRON
ejif-3992	217	19	opinions	opinion	NOUN
ejif-3992	217	20	on	on	ADP
ejif-3992	217	21	the	the	DET
ejif-3992	217	22	banking	banking	NOUN
ejif-3992	217	23	products	product	NOUN
ejif-3992	217	24	or	or	CCONJ
ejif-3992	217	25	services	service	NOUN
ejif-3992	217	26	and	and	CCONJ
ejif-3992	217	27	endorse	endorse	VERB
ejif-3992	217	28	framework	framework	NOUN
ejif-3992	217	29	,	,	PUNCT
ejif-3992	217	30	legal	legal	ADJ
ejif-3992	217	31	documentations	documentation	NOUN
ejif-3992	217	32	,	,	PUNCT
ejif-3992	217	33	contractual	contractual	ADJ
ejif-3992	217	34	obligations	obligation	NOUN
ejif-3992	217	35	of	of	ADP
ejif-3992	217	36	the	the	DET
ejif-3992	217	37	bank	bank	NOUN
ejif-3992	217	38	,	,	PUNCT
ejif-3992	217	39	standard	standard	ADJ
ejif-3992	217	40	operation	operation	NOUN
ejif-3992	217	41	procedure	procedure	NOUN
ejif-3992	217	42	sops	sop	NOUN
ejif-3992	217	43	and	and	CCONJ
ejif-3992	217	44	other	other	ADJ
ejif-3992	217	45	matters	matter	NOUN
ejif-3992	217	46	within	within	ADP
ejif-3992	217	47	the	the	DET
ejif-3992	217	48	shari’ah	shari’ah	NOUN
ejif-3992	217	49	governance	governance	NOUN
ejif-3992	217	50	framework	framework	NOUN
ejif-3992	217	51	such	such	ADJ
ejif-3992	217	52	as	as	ADP
ejif-3992	217	53	risk	risk	NOUN
ejif-3992	217	54	,	,	PUNCT
ejif-3992	217	55	shari’ah	shari’ah	NOUN
ejif-3992	217	56	audit	audit	NOUN
ejif-3992	217	57	and	and	CCONJ
ejif-3992	217	58	compliance	compliance	NOUN
ejif-3992	217	59	.	.	PUNCT
ejif-3992	218	1	issues	issue	NOUN
ejif-3992	218	2	related	relate	VERB
ejif-3992	218	3	to	to	ADP
ejif-3992	218	4	shari’ah	shari’ah	PROPN
ejif-3992	218	5	standards	standard	NOUN
ejif-3992	218	6	,	,	PUNCT
ejif-3992	218	7	requirements	requirement	NOUN
ejif-3992	218	8	,	,	PUNCT
ejif-3992	218	9	policies	policy	NOUN
ejif-3992	218	10	and	and	CCONJ
ejif-3992	218	11	procedure	procedure	NOUN
ejif-3992	218	12	.	.	PUNCT
ejif-3992	219	1	the	the	DET
ejif-3992	219	2	shari’ah	shari’ah	PROPN
ejif-3992	219	3	advisory	advisory	ADJ
ejif-3992	219	4	committee	committee	NOUN
ejif-3992	219	5	is	be	AUX
ejif-3992	219	6	independent	independent	ADJ
ejif-3992	219	7	from	from	ADP
ejif-3992	219	8	the	the	DET
ejif-3992	219	9	board	board	NOUN
ejif-3992	219	10	of	of	ADP
ejif-3992	219	11	directors	director	NOUN
ejif-3992	219	12	and	and	CCONJ
ejif-3992	219	13	management	management	NOUN
ejif-3992	219	14	of	of	ADP
ejif-3992	219	15	an	an	DET
ejif-3992	219	16	islamic	islamic	ADJ
ejif-3992	219	17	banking	banking	NOUN
ejif-3992	219	18	and	and	CCONJ
ejif-3992	219	19	financial	financial	ADJ
ejif-3992	219	20	institutions	institution	NOUN
ejif-3992	219	21	.	.	PUNCT
ejif-3992	220	1	for	for	ADP
ejif-3992	220	2	effective	effective	ADJ
ejif-3992	220	3	shari’ah	shari’ah	NOUN
ejif-3992	220	4	advisory	advisory	ADJ
ejif-3992	220	5	services	service	NOUN
ejif-3992	220	6	,	,	PUNCT
ejif-3992	220	7	there	there	PRON
ejif-3992	220	8	should	should	AUX
ejif-3992	220	9	be	be	AUX
ejif-3992	220	10	a	a	DET
ejif-3992	220	11	critical	critical	ADJ
ejif-3992	220	12	and	and	CCONJ
ejif-3992	220	13	constant	constant	ADJ
ejif-3992	220	14	advice	advice	NOUN
ejif-3992	220	15	to	to	PART
ejif-3992	220	16	ensure	ensure	VERB
ejif-3992	220	17	that	that	SCONJ
ejif-3992	220	18	the	the	DET
ejif-3992	220	19	activities	activity	NOUN
ejif-3992	220	20	of	of	ADP
ejif-3992	220	21	islamic	islamic	ADJ
ejif-3992	220	22	financial	financial	ADJ
ejif-3992	220	23	institutions	institution	NOUN
ejif-3992	220	24	products	product	NOUN
ejif-3992	220	25	and	and	CCONJ
ejif-3992	220	26	services	service	NOUN
ejif-3992	220	27	are	be	AUX
ejif-3992	220	28	compliant	compliant	ADJ
ejif-3992	220	29	to	to	ADP
ejif-3992	220	30	the	the	DET
ejif-3992	220	31	shari’ah	shari’ah	NOUN
ejif-3992	220	32	.	.	PUNCT
ejif-3992	221	1	for	for	SCONJ
ejif-3992	221	2	this	this	PRON
ejif-3992	221	3	to	to	PART
ejif-3992	221	4	move	move	VERB
ejif-3992	221	5	smoothly	smoothly	ADV
ejif-3992	221	6	,	,	PUNCT
ejif-3992	221	7	the	the	DET
ejif-3992	221	8	involvement	involvement	NOUN
ejif-3992	221	9	of	of	ADP
ejif-3992	221	10	robo	robo	NOUN
ejif-3992	221	11	-	-	PUNCT
ejif-3992	221	12	advisory	advisory	NOUN
ejif-3992	221	13	will	will	AUX
ejif-3992	221	14	help	help	VERB
ejif-3992	221	15	the	the	DET
ejif-3992	221	16	process	process	NOUN
ejif-3992	221	17	by	by	ADP
ejif-3992	221	18	evaluating	evaluate	VERB
ejif-3992	221	19	the	the	DET
ejif-3992	221	20	sources	source	NOUN
ejif-3992	221	21	of	of	ADP
ejif-3992	221	22	shari’ah	shari’ah	PROPN
ejif-3992	221	23	on	on	ADP
ejif-3992	221	24	a	a	DET
ejif-3992	221	25	certain	certain	ADJ
ejif-3992	221	26	issue	issue	NOUN
ejif-3992	221	27	to	to	PART
ejif-3992	221	28	provide	provide	VERB
ejif-3992	221	29	the	the	DET
ejif-3992	221	30	necessary	necessary	ADJ
ejif-3992	221	31	information	information	NOUN
ejif-3992	221	32	available	available	ADJ
ejif-3992	221	33	for	for	ADP
ejif-3992	221	34	the	the	DET
ejif-3992	221	35	physical	physical	ADJ
ejif-3992	221	36	shari’ah	shari’ah	PROPN
ejif-3992	221	37	advisor	advisor	NOUN
ejif-3992	221	38	to	to	PART
ejif-3992	221	39	accomplish	accomplish	VERB
ejif-3992	221	40	the	the	DET
ejif-3992	221	41	ruling	ruling	NOUN
ejif-3992	221	42	accordingly	accordingly	ADV
ejif-3992	221	43	,	,	PUNCT
ejif-3992	221	44	robo	robo	NOUN
ejif-3992	221	45	-	-	PUNCT
ejif-3992	221	46	advisors	advisor	NOUN
ejif-3992	221	47	here	here	ADV
ejif-3992	221	48	act	act	VERB
ejif-3992	221	49	as	as	ADP
ejif-3992	221	50	assistant	assistant	NOUN
ejif-3992	221	51	to	to	ADP
ejif-3992	221	52	the	the	DET
ejif-3992	221	53	existing	exist	VERB
ejif-3992	221	54	shari’ah	shari’ah	NOUN
ejif-3992	221	55	advisors	advisor	NOUN
ejif-3992	221	56	of	of	ADP
ejif-3992	221	57	an	an	DET
ejif-3992	221	58	islamic	islamic	ADJ
ejif-3992	221	59	financial	financial	ADJ
ejif-3992	221	60	institution	institution	NOUN
ejif-3992	221	61	.	.	PUNCT
ejif-3992	222	1	in	in	ADP
ejif-3992	222	2	the	the	DET
ejif-3992	222	3	near	near	ADJ
ejif-3992	222	4	future	future	NOUN
ejif-3992	222	5	,	,	PUNCT
ejif-3992	222	6	the	the	DET
ejif-3992	222	7	smart	smart	ADJ
ejif-3992	222	8	muftis	muftis	NOUN
ejif-3992	222	9	might	might	AUX
ejif-3992	222	10	be	be	AUX
ejif-3992	222	11	able	able	ADJ
ejif-3992	222	12	to	to	PART
ejif-3992	222	13	execute	execute	VERB
ejif-3992	222	14	in	in	ADP
ejif-3992	222	15	full	full	ADJ
ejif-3992	222	16	the	the	DET
ejif-3992	222	17	shari’ah	shari’ah	NOUN
ejif-3992	222	18	advisory	advisory	ADJ
ejif-3992	222	19	services	service	NOUN
ejif-3992	222	20	for	for	ADP
ejif-3992	222	21	islamic	islamic	ADJ
ejif-3992	222	22	financial	financial	ADJ
ejif-3992	222	23	institutions	institution	NOUN
ejif-3992	222	24	,	,	PUNCT
ejif-3992	222	25	this	this	PRON
ejif-3992	222	26	will	will	AUX
ejif-3992	222	27	probably	probably	ADV
ejif-3992	222	28	be	be	AUX
ejif-3992	222	29	more	more	ADV
ejif-3992	222	30	relevant	relevant	ADJ
ejif-3992	222	31	with	with	ADP
ejif-3992	222	32	the	the	DET
ejif-3992	222	33	current	current	ADJ
ejif-3992	222	34	fintech	fintech	NOUN
ejif-3992	222	35	initiatives	initiative	NOUN
ejif-3992	222	36	of	of	ADP
ejif-3992	222	37	actualizing	actualize	VERB
ejif-3992	222	38	the	the	DET
ejif-3992	222	39	virtual	virtual	ADJ
ejif-3992	222	40	banks	bank	NOUN
ejif-3992	222	41	,	,	PUNCT
ejif-3992	222	42	once	once	SCONJ
ejif-3992	222	43	the	the	DET
ejif-3992	222	44	islamic	islamic	PROPN
ejif-3992	222	45	virtual	virtual	ADJ
ejif-3992	222	46	banks	bank	NOUN
ejif-3992	222	47	come	come	VERB
ejif-3992	222	48	into	into	ADP
ejif-3992	222	49	existence	existence	NOUN
ejif-3992	222	50	,	,	PUNCT
ejif-3992	222	51	robo	robo	NOUN
ejif-3992	222	52	-	-	PUNCT
ejif-3992	222	53	advisors	advisor	NOUN
ejif-3992	222	54	and	and	CCONJ
ejif-3992	222	55	smart	smart	ADJ
ejif-3992	222	56	muftis	muftis	NOUN
ejif-3992	222	57	will	will	AUX
ejif-3992	222	58	be	be	AUX
ejif-3992	222	59	effectively	effectively	ADV
ejif-3992	222	60	in	in	ADP
ejif-3992	222	61	practice	practice	NOUN
ejif-3992	222	62	and	and	CCONJ
ejif-3992	222	63	relevant	relevant	ADJ
ejif-3992	222	64	to	to	ADP
ejif-3992	222	65	digital	digital	ADJ
ejif-3992	222	66	islamic	islamic	ADJ
ejif-3992	222	67	banking	banking	NOUN
ejif-3992	222	68	and	and	CCONJ
ejif-3992	222	69	finance	finance	NOUN
ejif-3992	222	70	advisory	advisory	ADJ
ejif-3992	222	71	services	service	NOUN
ejif-3992	222	72	.	.	PUNCT
ejif-3992	223	1	the	the	DET
ejif-3992	223	2	shari’ah	shari’ah	PROPN
ejif-3992	223	3	scholars	scholar	NOUN
ejif-3992	223	4	of	of	ADP
ejif-3992	223	5	islamic	islamic	ADJ
ejif-3992	223	6	financial	financial	ADJ
ejif-3992	223	7	institutions	institution	NOUN
ejif-3992	223	8	will	will	AUX
ejif-3992	223	9	play	play	VERB
ejif-3992	223	10	a	a	DET
ejif-3992	223	11	very	very	ADV
ejif-3992	223	12	important	important	ADJ
ejif-3992	223	13	role	role	NOUN
ejif-3992	223	14	in	in	ADP
ejif-3992	223	15	the	the	DET
ejif-3992	223	16	making	making	NOUN
ejif-3992	223	17	and	and	CCONJ
ejif-3992	223	18	updating	update	VERB
ejif-3992	223	19	the	the	DET
ejif-3992	223	20	smart	smart	ADJ
ejif-3992	223	21	muftis	muftis	NOUN
ejif-3992	223	22	for	for	ADP
ejif-3992	223	23	islamic	islamic	ADJ
ejif-3992	223	24	financial	financial	ADJ
ejif-3992	223	25	institutions	institution	NOUN
ejif-3992	223	26	.	.	PUNCT
ejif-3992	224	1	a	a	DET
ejif-3992	224	2	very	very	ADV
ejif-3992	224	3	rigorous	rigorous	ADJ
ejif-3992	224	4	regulatory	regulatory	ADJ
ejif-3992	224	5	framework	framework	NOUN
ejif-3992	224	6	must	must	AUX
ejif-3992	224	7	be	be	AUX
ejif-3992	224	8	in	in	ADP
ejif-3992	224	9	place	place	NOUN
ejif-3992	224	10	to	to	PART
ejif-3992	224	11	make	make	VERB
ejif-3992	224	12	sure	sure	ADJ
ejif-3992	224	13	that	that	SCONJ
ejif-3992	224	14	the	the	DET
ejif-3992	224	15	inventors	inventor	NOUN
ejif-3992	224	16	of	of	ADP
ejif-3992	224	17	the	the	DET
ejif-3992	224	18	smart	smart	ADJ
ejif-3992	224	19	muftis	muftis	NOUN
ejif-3992	224	20	and	and	CCONJ
ejif-3992	224	21	robo	robo	NOUN
ejif-3992	224	22	-	-	PUNCT
ejif-3992	224	23	advisors	advisor	NOUN
ejif-3992	224	24	are	be	AUX
ejif-3992	224	25	competent	competent	ADJ
ejif-3992	224	26	shari’ah	shari’ah	NOUN
ejif-3992	224	27	scholars	scholar	NOUN
ejif-3992	224	28	with	with	ADP
ejif-3992	224	29	the	the	DET
ejif-3992	224	30	sound	sound	ADJ
ejif-3992	224	31	shari’ah	shari’ah	NOUN
ejif-3992	224	32	knowledge	knowledge	NOUN
ejif-3992	224	33	both	both	PRON
ejif-3992	224	34	by	by	ADP
ejif-3992	224	35	preaching	preach	VERB
ejif-3992	224	36	,	,	PUNCT
ejif-3992	224	37	practicing	practice	VERB
ejif-3992	224	38	and	and	CCONJ
ejif-3992	224	39	understanding	understanding	NOUN
ejif-3992	224	40	of	of	ADP
ejif-3992	224	41	the	the	DET
ejif-3992	224	42	maqasid	maqasid	PROPN
ejif-3992	224	43	al	al	PROPN
ejif-3992	224	44	-	-	PUNCT
ejif-3992	224	45	shari’ah	shari’ah	PROPN
ejif-3992	224	46	as	as	ADV
ejif-3992	224	47	well	well	ADV
ejif-3992	224	48	as	as	ADP
ejif-3992	224	49	knowledge	knowledge	NOUN
ejif-3992	224	50	and	and	CCONJ
ejif-3992	224	51	good	good	ADJ
ejif-3992	224	52	experiences	experience	NOUN
ejif-3992	224	53	in	in	ADP
ejif-3992	224	54	islamic	islamic	ADJ
ejif-3992	224	55	banking	banking	NOUN
ejif-3992	224	56	and	and	CCONJ
ejif-3992	224	57	finance	finance	NOUN
ejif-3992	224	58	industry	industry	NOUN
ejif-3992	224	59	.	.	PUNCT
ejif-3992	225	1	a	a	DET
ejif-3992	225	2	possible	possible	ADJ
ejif-3992	225	3	collaborative	collaborative	ADJ
ejif-3992	225	4	affords	afford	NOUN
ejif-3992	225	5	should	should	AUX
ejif-3992	225	6	also	also	ADV
ejif-3992	225	7	be	be	AUX
ejif-3992	225	8	made	make	VERB
ejif-3992	225	9	between	between	ADP
ejif-3992	225	10	the	the	DET
ejif-3992	225	11	shari’ah	shari’ah	NOUN
ejif-3992	225	12	advisory	advisory	ADJ
ejif-3992	225	13	firms	firm	NOUN
ejif-3992	225	14	and	and	CCONJ
ejif-3992	225	15	the	the	DET
ejif-3992	225	16	tech	tech	NOUN
ejif-3992	225	17	companies	company	NOUN
ejif-3992	225	18	for	for	ADP
ejif-3992	225	19	better	well	ADJ
ejif-3992	225	20	services	service	NOUN
ejif-3992	225	21	and	and	CCONJ
ejif-3992	225	22	mutual	mutual	ADJ
ejif-3992	225	23	importance	importance	NOUN
ejif-3992	225	24	.	.	PUNCT
ejif-3992	226	1	shari’ah	shari’ah	PROPN
ejif-3992	226	2	research	research	NOUN
ejif-3992	226	3	firms	firm	NOUN
ejif-3992	226	4	and	and	CCONJ
ejif-3992	226	5	educational	educational	ADJ
ejif-3992	226	6	institutions	institution	NOUN
ejif-3992	226	7	might	might	AUX
ejif-3992	226	8	also	also	ADV
ejif-3992	226	9	consider	consider	VERB
ejif-3992	226	10	training	train	VERB
ejif-3992	226	11	young	young	ADJ
ejif-3992	226	12	shari’ah	shari’ah	NOUN
ejif-3992	226	13	scholars	scholar	NOUN
ejif-3992	226	14	with	with	ADP
ejif-3992	226	15	technology	technology	NOUN
ejif-3992	226	16	education	education	NOUN
ejif-3992	226	17	and	and	CCONJ
ejif-3992	226	18	it	it	PRON
ejif-3992	226	19	skills	skill	VERB
ejif-3992	226	20	;	;	PUNCT
ejif-3992	226	21	this	this	PRON
ejif-3992	226	22	will	will	AUX
ejif-3992	226	23	help	help	VERB
ejif-3992	226	24	in	in	ADP
ejif-3992	226	25	market	market	NOUN
ejif-3992	226	26	viability	viability	NOUN
ejif-3992	226	27	,	,	PUNCT
ejif-3992	226	28	stability	stability	NOUN
ejif-3992	226	29	and	and	CCONJ
ejif-3992	226	30	sustainability	sustainability	NOUN
ejif-3992	226	31	.	.	PUNCT
ejif-3992	227	1	furthermore	furthermore	ADV
ejif-3992	227	2	,	,	PUNCT
ejif-3992	227	3	the	the	DET
ejif-3992	227	4	legitimacy	legitimacy	NOUN
ejif-3992	227	5	of	of	ADP
ejif-3992	227	6	robo	robo	NOUN
ejif-3992	227	7	-	-	PUNCT
ejif-3992	227	8	advisors	advisor	NOUN
ejif-3992	227	9	should	should	AUX
ejif-3992	227	10	also	also	ADV
ejif-3992	227	11	be	be	AUX
ejif-3992	227	12	in	in	ADP
ejif-3992	227	13	line	line	NOUN
ejif-3992	227	14	with	with	ADP
ejif-3992	227	15	the	the	DET
ejif-3992	227	16	legitimacy	legitimacy	NOUN
ejif-3992	227	17	of	of	ADP
ejif-3992	227	18	the	the	DET
ejif-3992	227	19	living	live	VERB
ejif-3992	227	20	islamic	islamic	ADJ
ejif-3992	227	21	scholar	scholar	NOUN
ejif-3992	227	22	,	,	PUNCT
ejif-3992	227	23	although	although	SCONJ
ejif-3992	227	24	this	this	PRON
ejif-3992	227	25	is	be	AUX
ejif-3992	227	26	not	not	PART
ejif-3992	227	27	an	an	DET
ejif-3992	227	28	issue	issue	NOUN
ejif-3992	227	29	when	when	SCONJ
ejif-3992	227	30	it	it	PRON
ejif-3992	227	31	comes	come	VERB
ejif-3992	227	32	to	to	ADP
ejif-3992	227	33	using	use	VERB
ejif-3992	227	34	technology	technology	NOUN
ejif-3992	227	35	for	for	ADP
ejif-3992	227	36	advising	advise	VERB
ejif-3992	227	37	,	,	PUNCT
ejif-3992	227	38	the	the	DET
ejif-3992	227	39	competency	competency	NOUN
ejif-3992	227	40	of	of	ADP
ejif-3992	227	41	robo	robo	NOUN
ejif-3992	227	42	-	-	PUNCT
ejif-3992	227	43	advisors	advisor	NOUN
ejif-3992	227	44	has	have	VERB
ejif-3992	227	45	to	to	PART
ejif-3992	227	46	do	do	VERB
ejif-3992	227	47	with	with	ADP
ejif-3992	227	48	the	the	DET
ejif-3992	227	49	competency	competency	NOUN
ejif-3992	227	50	of	of	ADP
ejif-3992	227	51	the	the	DET
ejif-3992	227	52	shari’ah	shari’ah	NOUN
ejif-3992	227	53	scholars	scholar	NOUN
ejif-3992	227	54	behind	behind	ADP
ejif-3992	227	55	the	the	DET
ejif-3992	227	56	robo	robo	NOUN
ejif-3992	227	57	-	-	PUNCT
ejif-3992	227	58	advisors	advisor	NOUN
ejif-3992	227	59	technology	technology	NOUN
ejif-3992	227	60	.	.	PUNCT
ejif-3992	228	1	this	this	PRON
ejif-3992	228	2	is	be	AUX
ejif-3992	228	3	important	important	ADJ
ejif-3992	228	4	for	for	ADP
ejif-3992	228	5	the	the	DET
ejif-3992	228	6	smart	smart	ADJ
ejif-3992	228	7	-	-	PUNCT
ejif-3992	228	8	muftis	muftis	ADJ
ejif-3992	228	9	innovation	innovation	NOUN
ejif-3992	228	10	or	or	CCONJ
ejif-3992	228	11	robo	robo	NOUN
ejif-3992	228	12	-	-	PUNCT
ejif-3992	228	13	advisors	advisor	NOUN
ejif-3992	228	14	that	that	PRON
ejif-3992	228	15	provide	provide	VERB
ejif-3992	228	16	specific	specific	ADJ
ejif-3992	228	17	fatwas	fatwas	NOUN
ejif-3992	228	18	and	and	CCONJ
ejif-3992	228	19	resolve	resolve	VERB
ejif-3992	228	20	issues	issue	NOUN
ejif-3992	228	21	such	such	ADJ
ejif-3992	228	22	as	as	ADP
ejif-3992	228	23	the	the	DET
ejif-3992	228	24	issues	issue	NOUN
ejif-3992	228	25	and	and	CCONJ
ejif-3992	228	26	fatwas	fatwa	VERB
ejif-3992	228	27	related	relate	VERB
ejif-3992	228	28	to	to	ADP
ejif-3992	228	29	islamic	islamic	ADJ
ejif-3992	228	30	banking	banking	NOUN
ejif-3992	228	31	and	and	CCONJ
ejif-3992	228	32	finance	finance	NOUN
ejif-3992	228	33	in	in	ADP
ejif-3992	228	34	a	a	DET
ejif-3992	228	35	particular	particular	ADJ
ejif-3992	228	36	country	country	NOUN
ejif-3992	228	37	or	or	CCONJ
ejif-3992	228	38	region	region	NOUN
ejif-3992	228	39	or	or	CCONJ
ejif-3992	228	40	even	even	ADV
ejif-3992	228	41	a	a	DET
ejif-3992	228	42	particular	particular	ADJ
ejif-3992	228	43	islamic	islamic	PROPN
ejif-3992	228	44	bank	bank	PROPN
ejif-3992	228	45	or	or	CCONJ
ejif-3992	228	46	islamic	islamic	ADJ
ejif-3992	228	47	financial	financial	ADJ
ejif-3992	228	48	institution	institution	NOUN
ejif-3992	228	49	.	.	PUNCT
ejif-3992	229	1	i	i	PRON
ejif-3992	229	2	believed	believe	VERB
ejif-3992	229	3	in	in	ADP
ejif-3992	229	4	the	the	DET
ejif-3992	229	5	near	near	ADJ
ejif-3992	229	6	future	future	NOUN
ejif-3992	229	7	,	,	PUNCT
ejif-3992	229	8	many	many	ADJ
ejif-3992	229	9	shari’ah	shari’ah	NOUN
ejif-3992	229	10	advisory	advisory	ADJ
ejif-3992	229	11	firms	firm	NOUN
ejif-3992	229	12	might	might	AUX
ejif-3992	229	13	be	be	AUX
ejif-3992	229	14	licensed	license	VERB
ejif-3992	229	15	to	to	PART
ejif-3992	229	16	provide	provide	VERB
ejif-3992	229	17	robo	robo	NOUN
ejif-3992	229	18	-	-	PUNCT
ejif-3992	229	19	advisor	advisor	NOUN
ejif-3992	229	20	services	service	NOUN
ejif-3992	229	21	for	for	ADP
ejif-3992	229	22	islamic	islamic	ADJ
ejif-3992	229	23	financial	financial	ADJ
ejif-3992	229	24	institutions	institution	NOUN
ejif-3992	229	25	,	,	PUNCT
ejif-3992	229	26	this	this	PRON
ejif-3992	229	27	is	be	AUX
ejif-3992	229	28	for	for	SCONJ
ejif-3992	229	29	a	a	DET
ejif-3992	229	30	ejif	ejif	NOUN
ejif-3992	229	31	–	–	PUNCT
ejif-3992	229	32	european	european	PROPN
ejif-3992	229	33	journal	journal	PROPN
ejif-3992	229	34	of	of	ADP
ejif-3992	229	35	islamic	islamic	PROPN
ejif-3992	229	36	finance	finance	PROPN
ejif-3992	229	37	first	first	ADJ
ejif-3992	229	38	special	special	ADJ
ejif-3992	229	39	issue	issue	NOUN
ejif-3992	229	40	for	for	ADP
ejif-3992	229	41	ejif	ejif	PROPN
ejif-3992	229	42	workshop	workshop	PROPN
ejif-3992	229	43	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3992	229	44	issn	issn	PROPN
ejif-3992	229	45	2421	2421	NUM
ejif-3992	229	46	-	-	SYM
ejif-3992	229	47	2172	2172	NUM
ejif-3992	229	48	8	8	NUM
ejif-3992	229	49	better	well	ADJ
ejif-3992	229	50	response	response	NOUN
ejif-3992	229	51	and	and	CCONJ
ejif-3992	229	52	market	market	NOUN
ejif-3992	229	53	efficiency	efficiency	NOUN
ejif-3992	229	54	for	for	ADP
ejif-3992	229	55	islamic	islamic	ADJ
ejif-3992	229	56	banking	banking	NOUN
ejif-3992	229	57	,	,	PUNCT
ejif-3992	229	58	finance	finance	NOUN
ejif-3992	229	59	,	,	PUNCT
ejif-3992	229	60	islamic	islamic	ADJ
ejif-3992	229	61	wealth	wealth	NOUN
ejif-3992	229	62	management	management	NOUN
ejif-3992	229	63	,	,	PUNCT
ejif-3992	229	64	islamic	islamic	ADJ
ejif-3992	229	65	capital	capital	NOUN
ejif-3992	229	66	markets	market	NOUN
ejif-3992	229	67	,	,	PUNCT
ejif-3992	229	68	sukuk	sukuk	NOUN
ejif-3992	229	69	markets	market	NOUN
ejif-3992	229	70	,	,	PUNCT
ejif-3992	229	71	islamic	islamic	ADJ
ejif-3992	229	72	money	money	NOUN
ejif-3992	229	73	markets	market	NOUN
ejif-3992	229	74	,	,	PUNCT
ejif-3992	229	75	takaful	takaful	ADJ
ejif-3992	229	76	and	and	CCONJ
ejif-3992	229	77	other	other	ADJ
ejif-3992	229	78	important	important	ADJ
ejif-3992	229	79	segments	segment	NOUN
ejif-3992	229	80	of	of	ADP
ejif-3992	229	81	islamic	islamic	ADJ
ejif-3992	229	82	banking	banking	NOUN
ejif-3992	229	83	and	and	CCONJ
ejif-3992	229	84	finance	finance	NOUN
ejif-3992	229	85	industry	industry	NOUN
ejif-3992	229	86	.	.	PUNCT
ejif-3992	230	1	islamic	islamic	ADJ
ejif-3992	230	2	wealth	wealth	NOUN
ejif-3992	230	3	managers	manager	NOUN
ejif-3992	230	4	should	should	AUX
ejif-3992	230	5	embrace	embrace	VERB
ejif-3992	230	6	roboadvisor	roboadvisor	NOUN
ejif-3992	230	7	technology	technology	NOUN
ejif-3992	230	8	,	,	PUNCT
ejif-3992	230	9	as	as	SCONJ
ejif-3992	230	10	it	it	PRON
ejif-3992	230	11	possessed	possess	VERB
ejif-3992	230	12	a	a	DET
ejif-3992	230	13	great	great	ADJ
ejif-3992	230	14	opportunity	opportunity	NOUN
ejif-3992	230	15	for	for	SCONJ
ejif-3992	230	16	the	the	DET
ejif-3992	230	17	muslims	muslims	PROPN
ejif-3992	230	18	populations	population	NOUN
ejif-3992	230	19	in	in	ADP
ejif-3992	230	20	the	the	DET
ejif-3992	230	21	developing	develop	VERB
ejif-3992	230	22	nations	nation	NOUN
ejif-3992	230	23	looking	look	VERB
ejif-3992	230	24	for	for	ADP
ejif-3992	230	25	affordable	affordable	ADJ
ejif-3992	230	26	islamic	islamic	ADJ
ejif-3992	230	27	investment	investment	NOUN
ejif-3992	230	28	portfolios	portfolio	NOUN
ejif-3992	230	29	,	,	PUNCT
ejif-3992	230	30	there	there	PRON
ejif-3992	230	31	are	be	VERB
ejif-3992	230	32	millions	million	NOUN
ejif-3992	230	33	of	of	ADP
ejif-3992	230	34	investors	investor	NOUN
ejif-3992	230	35	stranded	strand	VERB
ejif-3992	230	36	with	with	ADP
ejif-3992	230	37	no	no	DET
ejif-3992	230	38	access	access	NOUN
ejif-3992	230	39	to	to	ADP
ejif-3992	230	40	huge	huge	ADJ
ejif-3992	230	41	capital	capital	NOUN
ejif-3992	230	42	to	to	PART
ejif-3992	230	43	invest	invest	VERB
ejif-3992	230	44	with	with	ADP
ejif-3992	230	45	the	the	DET
ejif-3992	230	46	traditional	traditional	ADJ
ejif-3992	230	47	wealth	wealth	NOUN
ejif-3992	230	48	management	management	NOUN
ejif-3992	230	49	services	service	NOUN
ejif-3992	230	50	providers	provider	NOUN
ejif-3992	230	51	.	.	PUNCT
ejif-3992	231	1	while	while	SCONJ
ejif-3992	231	2	,	,	PUNCT
ejif-3992	231	3	robo	robo	NOUN
ejif-3992	231	4	-	-	PUNCT
ejif-3992	231	5	advisors	advisor	NOUN
ejif-3992	231	6	provide	provide	VERB
ejif-3992	231	7	the	the	DET
ejif-3992	231	8	opportunity	opportunity	NOUN
ejif-3992	231	9	for	for	SCONJ
ejif-3992	231	10	these	these	DET
ejif-3992	231	11	people	people	NOUN
ejif-3992	231	12	to	to	PART
ejif-3992	231	13	invest	invest	VERB
ejif-3992	231	14	with	with	ADP
ejif-3992	231	15	the	the	DET
ejif-3992	231	16	little	little	ADJ
ejif-3992	231	17	amount	amount	NOUN
ejif-3992	231	18	of	of	ADP
ejif-3992	231	19	wealth	wealth	NOUN
ejif-3992	231	20	in	in	ADP
ejif-3992	231	21	their	their	PRON
ejif-3992	231	22	possession	possession	NOUN
ejif-3992	231	23	.	.	PUNCT
ejif-3992	232	1	roboadvisors	roboadvisor	NOUN
ejif-3992	232	2	are	be	AUX
ejif-3992	232	3	not	not	PART
ejif-3992	232	4	discriminating	discriminate	VERB
ejif-3992	232	5	between	between	ADP
ejif-3992	232	6	the	the	DET
ejif-3992	232	7	asset	asset	NOUN
ejif-3992	232	8	possessed	possess	VERB
ejif-3992	232	9	by	by	ADP
ejif-3992	232	10	the	the	DET
ejif-3992	232	11	middle	middle	ADJ
ejif-3992	232	12	-	-	PUNCT
ejif-3992	232	13	income	income	NOUN
ejif-3992	232	14	individuals	individual	NOUN
ejif-3992	232	15	and	and	CCONJ
ejif-3992	232	16	the	the	DET
ejif-3992	232	17	highincome	highincome	ADJ
ejif-3992	232	18	ones	one	NOUN
ejif-3992	232	19	,	,	PUNCT
ejif-3992	232	20	the	the	DET
ejif-3992	232	21	investment	investment	NOUN
ejif-3992	232	22	is	be	AUX
ejif-3992	232	23	just	just	ADV
ejif-3992	232	24	the	the	DET
ejif-3992	232	25	same	same	ADJ
ejif-3992	232	26	and	and	CCONJ
ejif-3992	232	27	it	it	PRON
ejif-3992	232	28	most	most	ADV
ejif-3992	232	29	likely	likely	ADJ
ejif-3992	232	30	to	to	PART
ejif-3992	232	31	assist	assist	VERB
ejif-3992	232	32	investors	investor	NOUN
ejif-3992	232	33	from	from	ADP
ejif-3992	232	34	these	these	DET
ejif-3992	232	35	segments	segment	NOUN
ejif-3992	232	36	of	of	ADP
ejif-3992	232	37	people	people	NOUN
ejif-3992	232	38	in	in	ADP
ejif-3992	232	39	the	the	DET
ejif-3992	232	40	developing	develop	VERB
ejif-3992	232	41	nations	nation	NOUN
ejif-3992	232	42	.	.	PUNCT
ejif-3992	233	1	references	reference	NOUN
ejif-3992	233	2	[	[	X
ejif-3992	233	3	1	1	NUM
ejif-3992	233	4	]	]	PUNCT
ejif-3992	233	5	angela	angela	PROPN
ejif-3992	233	6	scott	scott	PROPN
ejif-3992	233	7	-	-	PUNCT
ejif-3992	233	8	briggs	briggs	PROPN
ejif-3992	233	9	(	(	PUNCT
ejif-3992	233	10	2016	2016	NUM
ejif-3992	233	11	)	)	PUNCT
ejif-3992	233	12	“	"	PUNCT
ejif-3992	233	13	what	what	PRON
ejif-3992	233	14	is	be	AUX
ejif-3992	233	15	a	a	DET
ejif-3992	233	16	robo	robo	NOUN
ejif-3992	233	17	-	-	PUNCT
ejif-3992	233	18	advisor	advisor	NOUN
ejif-3992	233	19	,	,	PUNCT
ejif-3992	233	20	origin	origin	NOUN
ejif-3992	233	21	and	and	CCONJ
ejif-3992	233	22	history	history	NOUN
ejif-3992	233	23	?	?	PUNCT
ejif-3992	233	24	”	"	PUNCT
ejif-3992	233	25	,	,	PUNCT
ejif-3992	233	26	published	publish	VERB
ejif-3992	233	27	by	by	ADP
ejif-3992	233	28	tech	tech	NOUN
ejif-3992	233	29	bullion	bullion	NOUN
ejif-3992	233	30	on	on	ADP
ejif-3992	233	31	november	november	PROPN
ejif-3992	233	32	24th	24th	NOUN
ejif-3992	233	33	,	,	PUNCT
ejif-3992	233	34	2016	2016	NUM
ejif-3992	233	35	.	.	PUNCT
ejif-3992	234	1	[	[	X
ejif-3992	234	2	2	2	NUM
ejif-3992	234	3	]	]	PUNCT
ejif-3992	234	4	ismail	ismail	PROPN
ejif-3992	234	5	ali	ali	PROPN
ejif-3992	234	6	ahmad	ahmad	PROPN
ejif-3992	234	7	,	,	PUNCT
ejif-3992	234	8	(	(	PUNCT
ejif-3992	234	9	2014	2014	NUM
ejif-3992	234	10	)	)	PUNCT
ejif-3992	234	11	“	"	PUNCT
ejif-3992	234	12	technology	technology	NOUN
ejif-3992	234	13	boosts	boost	VERB
ejif-3992	234	14	islamic	islamic	ADJ
ejif-3992	234	15	finance	finance	NOUN
ejif-3992	234	16	;	;	PUNCT
ejif-3992	234	17	its	its	PRON
ejif-3992	234	18	provides	provide	VERB
ejif-3992	234	19	solutions	solution	NOUN
ejif-3992	234	20	”	"	PUNCT
ejif-3992	234	21	worldfinance.com	worldfinance.com	X
ejif-3992	234	22	,	,	PUNCT
ejif-3992	234	23	march	march	PROPN
ejif-3992	234	24	3	3	NUM
ejif-3992	234	25	.	.	PUNCT
ejif-3992	235	1	[	[	X
ejif-3992	235	2	3	3	NUM
ejif-3992	235	3	]	]	X
ejif-3992	235	4	deloitte	deloitte	NOUN
ejif-3992	235	5	and	and	CCONJ
ejif-3992	235	6	avaloq	avaloq	NOUN
ejif-3992	235	7	(	(	PUNCT
ejif-3992	235	8	2017	2017	NUM
ejif-3992	235	9	)	)	PUNCT
ejif-3992	235	10	“	"	PUNCT
ejif-3992	235	11	emerging	emerge	VERB
ejif-3992	235	12	models	model	NOUN
ejif-3992	235	13	of	of	ADP
ejif-3992	235	14	digital	digital	ADJ
ejif-3992	235	15	wealth	wealth	NOUN
ejif-3992	235	16	advisory	advisory	NOUN
ejif-3992	235	17	”	"	PUNCT
ejif-3992	235	18	deloitte	deloitte	NOUN
ejif-3992	235	19	tax	tax	NOUN
ejif-3992	235	20	and	and	CCONJ
ejif-3992	235	21	consulting	consult	VERB
ejif-3992	235	22	2017	2017	NUM
ejif-3992	235	23	.	.	PUNCT
ejif-3992	236	1	[	[	X
ejif-3992	236	2	4	4	X
ejif-3992	236	3	]	]	PUNCT
ejif-3992	236	4	https://journal.wahedinvest.com	https://journal.wahedinvest.com	NOUN
ejif-3992	236	5	role	role	NOUN
ejif-3992	236	6	of	of	ADP
ejif-3992	236	7	robo	robo	NOUN
ejif-3992	236	8	-	-	PUNCT
ejif-3992	236	9	advisors	advisor	NOUN
ejif-3992	236	10	-	-	PUNCT
ejif-3992	236	11	inislamic	inislamic	ADJ
ejif-3992	236	12	financial	financial	ADJ
ejif-3992	236	13	institutions	institution	NOUN
ejif-3992	236	14	.	.	PUNCT
ejif-3992	237	1	[	[	X
ejif-3992	237	2	5	5	NUM
ejif-3992	237	3	]	]	SYM
ejif-3992	237	4	maurella	maurella	PROPN
ejif-3992	237	5	van	van	PROPN
ejif-3992	237	6	der	der	PROPN
ejif-3992	237	7	ree	ree	NOUN
ejif-3992	237	8	(	(	PUNCT
ejif-3992	237	9	2019	2019	NUM
ejif-3992	237	10	)	)	PUNCT
ejif-3992	237	11	“	"	PUNCT
ejif-3992	237	12	embracing	embrace	VERB
ejif-3992	237	13	robo	robo	NOUN
ejif-3992	237	14	-	-	PUNCT
ejif-3992	237	15	advisory	advisory	NOUN
ejif-3992	237	16	looks	look	NOUN
ejif-3992	237	17	promising	promise	VERB
ejif-3992	237	18	for	for	ADP
ejif-3992	237	19	the	the	DET
ejif-3992	237	20	longevity	longevity	NOUN
ejif-3992	237	21	of	of	ADP
ejif-3992	237	22	financial	financial	ADJ
ejif-3992	237	23	advisors	advisor	NOUN
ejif-3992	237	24	.	.	PUNCT
ejif-3992	238	1	global	global	ADJ
ejif-3992	238	2	financial	financial	PROPN
ejif-3992	238	3	markets	market	NOUN
ejif-3992	238	4	institute	institute	NOUN
ejif-3992	238	5	.	.	PUNCT
ejif-3992	239	1	2019	2019	NUM
ejif-3992	240	1	[	[	SYM
ejif-3992	240	2	6	6	NUM
ejif-3992	240	3	]	]	PUNCT
ejif-3992	240	4	guidelines	guideline	NOUN
ejif-3992	240	5	on	on	ADP
ejif-3992	240	6	the	the	DET
ejif-3992	240	7	governance	governance	NOUN
ejif-3992	240	8	of	of	ADP
ejif-3992	240	9	shari’ah	shari’ah	PROPN
ejif-3992	240	10	committee	committee	NOUN
ejif-3992	240	11	for	for	ADP
ejif-3992	240	12	the	the	DET
ejif-3992	240	13	islamic	islamic	ADJ
ejif-3992	240	14	financial	financial	ADJ
ejif-3992	240	15	institutions	institution	NOUN
ejif-3992	240	16	gsp1	gsp1	PROPN
ejif-3992	240	17	,	,	PUNCT
ejif-3992	240	18	at	at	ADP
ejif-3992	240	19	,	,	PUNCT
ejif-3992	240	20	9	9	NUM
ejif-3992	240	21	-	-	SYM
ejif-3992	240	22	11	11	NUM
ejif-3992	240	23	.	.	PUNCT
ejif-3992	241	1	[	[	X
ejif-3992	241	2	7	7	X
ejif-3992	241	3	]	]	X
ejif-3992	241	4	muhammad	muhammad	PROPN
ejif-3992	241	5	akram	akram	PROPN
ejif-3992	241	6	laldin	laldin	PROPN
ejif-3992	241	7	,	,	PUNCT
ejif-3992	241	8	(	(	PUNCT
ejif-3992	241	9	2008	2008	NUM
ejif-3992	241	10	)	)	PUNCT
ejif-3992	241	11	“	"	PUNCT
ejif-3992	241	12	duties	duty	NOUN
ejif-3992	241	13	and	and	CCONJ
ejif-3992	241	14	resonsibilies	resonsibilie	NOUN
ejif-3992	241	15	of	of	ADP
ejif-3992	241	16	shari’ah	shari’ah	NOUN
ejif-3992	241	17	boards	board	NOUN
ejif-3992	241	18	from	from	ADP
ejif-3992	241	19	a	a	DET
ejif-3992	241	20	legal	legal	ADJ
ejif-3992	241	21	and	and	CCONJ
ejif-3992	241	22	regulatory	regulatory	ADJ
ejif-3992	241	23	perspective	perspective	NOUN
ejif-3992	241	24	”	"	PUNCT
ejif-3992	241	25	published	publish	VERB
ejif-3992	241	26	by	by	ADP
ejif-3992	241	27	amanie	amanie	PROPN
ejif-3992	241	28	academy	academy	PROPN
ejif-3992	241	29	.	.	PUNCT
ejif-3992	242	1	www.amanieacademy.com	www.amanieacademy.com	X
ejif-3992	242	2	.	.	PUNCT
ejif-3992	243	1	[	[	X
ejif-3992	243	2	8	8	NUM
ejif-3992	243	3	]	]	X
ejif-3992	243	4	jonathan	jonathan	PROPN
ejif-3992	243	5	walter	walter	PROPN
ejif-3992	243	6	lam	lam	PROPN
ejif-3992	243	7	advised	advise	VERB
ejif-3992	243	8	by	by	ADP
ejif-3992	243	9	david	david	PROPN
ejif-3992	243	10	f.	f.	PROPN
ejif-3992	243	11	swensen	swensen	PROPN
ejif-3992	243	12	(	(	PUNCT
ejif-3992	243	13	2016	2016	NUM
ejif-3992	243	14	)	)	PUNCT
ejif-3992	243	15	“	"	PUNCT
ejif-3992	243	16	roboadvisors	roboadvisor	NOUN
ejif-3992	243	17	:	:	PUNCT
ejif-3992	243	18	a	a	DET
ejif-3992	243	19	portfolio	portfolio	NOUN
ejif-3992	243	20	management	management	NOUN
ejif-3992	243	21	perspective	perspective	NOUN
ejif-3992	243	22	”	"	PUNCT
ejif-3992	243	23	presented	present	VERB
ejif-3992	243	24	to	to	ADP
ejif-3992	243	25	the	the	DET
ejif-3992	243	26	department	department	PROPN
ejif-3992	243	27	of	of	ADP
ejif-3992	243	28	economics	economic	NOUN
ejif-3992	243	29	for	for	ADP
ejif-3992	243	30	consideration	consideration	NOUN
ejif-3992	243	31	of	of	ADP
ejif-3992	243	32	award	award	NOUN
ejif-3992	243	33	of	of	ADP
ejif-3992	243	34	distinction	distinction	NOUN
ejif-3992	243	35	in	in	ADP
ejif-3992	243	36	the	the	DET
ejif-3992	243	37	major	major	ADJ
ejif-3992	243	38	yale	yale	PROPN
ejif-3992	243	39	college	college	PROPN
ejif-3992	243	40	,	,	PUNCT
ejif-3992	243	41	new	new	ADJ
ejif-3992	243	42	haven	haven	NOUN
ejif-3992	243	43	,	,	PUNCT
ejif-3992	243	44	connecticut	connecticut	PROPN
ejif-3992	243	45	april	april	PROPN
ejif-3992	243	46	4	4	NUM
ejif-3992	243	47	,	,	PUNCT
ejif-3992	243	48	2016	2016	NUM
ejif-3992	243	49	.	.	PUNCT
ejif-3992	244	1	[	[	X
ejif-3992	244	2	9	9	NUM
ejif-3992	244	3	]	]	PUNCT
ejif-3992	244	4	farida	farida	NOUN
ejif-3992	244	5	raswala	raswala	PROPN
ejif-3992	244	6	(	(	PUNCT
ejif-3992	244	7	2019	2019	NUM
ejif-3992	244	8	)	)	PUNCT
ejif-3992	244	9	“	"	PUNCT
ejif-3992	244	10	a	a	DET
ejif-3992	244	11	study	study	NOUN
ejif-3992	244	12	on	on	ADP
ejif-3992	244	13	the	the	DET
ejif-3992	244	14	awareness	awareness	NOUN
ejif-3992	244	15	and	and	CCONJ
ejif-3992	244	16	perception	perception	NOUN
ejif-3992	244	17	of	of	ADP
ejif-3992	244	18	robo	robo	ADJ
ejif-3992	244	19	advisory	advisory	ADJ
ejif-3992	244	20	services	service	NOUN
ejif-3992	244	21	among	among	ADP
ejif-3992	244	22	investors	investor	NOUN
ejif-3992	244	23	in	in	ADP
ejif-3992	244	24	pune	pune	ADJ
ejif-3992	244	25	city	city	NOUN
ejif-3992	244	26	”	"	PUNCT
ejif-3992	244	27	ssrn	ssrn	PROPN
ejif-3992	244	28	electronic	electronic	ADJ
ejif-3992	244	29	journal	journal	NOUN
ejif-3992	244	30	.	.	PUNCT
ejif-3992	245	1	[	[	X
ejif-3992	245	2	10	10	NUM
ejif-3992	245	3	]	]	X
ejif-3992	245	4	jill	jill	PROPN
ejif-3992	245	5	e	e	PROPN
ejif-3992	245	6	.	.	PUNCT
ejif-3992	246	1	fisch	fisch	PROPN
ejif-3992	246	2	,	,	PUNCT
ejif-3992	246	3	marion	marion	PROPN
ejif-3992	246	4	labouré	labouré	NOUN
ejif-3992	246	5	,	,	PUNCT
ejif-3992	246	6	and	and	CCONJ
ejif-3992	246	7	john	john	PROPN
ejif-3992	246	8	a.	a.	PROPN
ejif-3992	246	9	turner	turner	PROPN
ejif-3992	246	10	(	(	PUNCT
ejif-3992	246	11	2018	2018	NUM
ejif-3992	246	12	)	)	PUNCT
ejif-3992	246	13	“	"	PUNCT
ejif-3992	246	14	the	the	DET
ejif-3992	246	15	emergence	emergence	NOUN
ejif-3992	246	16	of	of	ADP
ejif-3992	246	17	the	the	DET
ejif-3992	246	18	robo	robo	NOUN
ejif-3992	246	19	-	-	PUNCT
ejif-3992	246	20	advisor	advisor	NOUN
ejif-3992	246	21	”	"	PUNCT
ejif-3992	246	22	.	.	PUNCT
ejif-3992	247	1	the	the	DET
ejif-3992	247	2	wharton	wharton	PROPN
ejif-3992	247	3	school	school	PROPN
ejif-3992	247	4	,	,	PUNCT
ejif-3992	247	5	university	university	NOUN
ejif-3992	247	6	of	of	ADP
ejif-3992	247	7	pennsylvania	pennsylvania	PROPN
ejif-3992	247	8	3620	3620	NUM
ejif-3992	247	9	locust	locust	NOUN
ejif-3992	247	10	walk	walk	NOUN
ejif-3992	247	11	,	,	PUNCT
ejif-3992	247	12	3000	3000	NUM
ejif-3992	247	13	sh	sh	PROPN
ejif-3992	247	14	-	-	PUNCT
ejif-3992	247	15	dh	dh	PROPN
ejif-3992	247	16	philadelphia	philadelphia	PROPN
ejif-3992	247	17	,	,	PUNCT
ejif-3992	247	18	pa	pa	PROPN
ejif-3992	247	19	191046302	191046302	NUM
ejif-3992	247	20	.	.	PUNCT
ejif-3992	248	1	december	december	PROPN
ejif-3992	248	2	2018	2018	NUM
ejif-3992	248	3	.	.	PUNCT
ejif-3992	249	1	[	[	X
ejif-3992	249	2	11	11	NUM
ejif-3992	249	3	]	]	PUNCT
ejif-3992	249	4	biancone	biancone	NOUN
ejif-3992	249	5	,	,	PUNCT
ejif-3992	249	6	p.p	p.p	PROPN
ejif-3992	249	7	.	.	PROPN
ejif-3992	249	8	,	,	PUNCT
ejif-3992	249	9	&	&	CCONJ
ejif-3992	249	10	radwan	radwan	PROPN
ejif-3992	249	11	,	,	PUNCT
ejif-3992	249	12	m.	m.	NOUN
ejif-3992	249	13	(	(	PUNCT
ejif-3992	249	14	2016	2016	NUM
ejif-3992	249	15	)	)	PUNCT
ejif-3992	249	16	shari’ah	shari’ah	VERB
ejif-3992	249	17	compliant	compliant	ADJ
ejif-3992	249	18	“	"	PUNCT
ejif-3992	249	19	possibitily	possibitily	ADV
ejif-3992	249	20	for	for	ADP
ejif-3992	249	21	italiam	italiam	PROPN
ejif-3992	249	22	smes	smes	PROPN
ejif-3992	249	23	”	"	PUNCT
ejif-3992	249	24	european	european	PROPN
ejif-3992	249	25	journal	journal	PROPN
ejif-3992	249	26	of	of	ADP
ejif-3992	249	27	islamic	islamic	PROPN
ejif-3992	249	28	finance	finance	PROPN
ejif-3992	249	29	,	,	PUNCT
ejif-3992	249	30	(	(	PUNCT
ejif-3992	249	31	1	1	NUM
ejif-3992	249	32	)	)	PUNCT
ejif-3992	249	33	.	.	PUNCT
ejif-3992	250	1	[	[	X
ejif-3992	250	2	12	12	NUM
ejif-3992	250	3	]	]	X
ejif-3992	250	4	wee	wee	PROPN
ejif-3992	250	5	kee	kee	PROPN
ejif-3992	250	6	chia	chia	PROPN
ejif-3992	250	7	,	,	PUNCT
ejif-3992	250	8	yash	yash	NOUN
ejif-3992	250	9	shah	shah	NOUN
ejif-3992	250	10	,	,	PUNCT
ejif-3992	250	11	(	(	PUNCT
ejif-3992	250	12	2018)robo	2018)robo	NOUN
ejif-3992	250	13	-	-	ADJ
ejif-3992	250	14	advisory	advisory	ADJ
ejif-3992	250	15	:	:	PUNCT
ejif-3992	250	16	key	key	NOUN
ejif-3992	250	17	to	to	ADP
ejif-3992	250	18	the	the	DET
ejif-3992	250	19	untapped	untapped	ADJ
ejif-3992	250	20	mass	mass	ADJ
ejif-3992	250	21	affluent	affluent	ADJ
ejif-3992	250	22	market	market	NOUN
ejif-3992	250	23	.	.	PUNCT
ejif-3992	251	1	synpulse	synpulse	NOUN
ejif-3992	251	2	solve.evolve	solve.evolve	NUM
ejif-3992	251	3	publication	publication	NOUN
ejif-3992	251	4	.	.	PUNCT
ejif-3992	252	1	[	[	X
ejif-3992	252	2	13	13	NUM
ejif-3992	252	3	]	]	PUNCT
ejif-3992	252	4	biancone	biancone	NOUN
ejif-3992	252	5	,	,	PUNCT
ejif-3992	252	6	p.p	p.p	PROPN
ejif-3992	252	7	.	.	PROPN
ejif-3992	252	8	,	,	PUNCT
ejif-3992	252	9	&	&	CCONJ
ejif-3992	252	10	radwan	radwan	PROPN
ejif-3992	252	11	,	,	PUNCT
ejif-3992	252	12	m.	m.	NOUN
ejif-3992	252	13	(	(	PUNCT
ejif-3992	252	14	2019	2019	NUM
ejif-3992	252	15	)	)	PUNCT
ejif-3992	252	16	social	social	ADJ
ejif-3992	252	17	finance	finance	NOUN
ejif-3992	252	18	and	and	CCONJ
ejif-3992	252	19	financing	finance	VERB
ejif-3992	252	20	social	social	ADJ
ejif-3992	252	21	enterprises	enterprise	NOUN
ejif-3992	252	22	;	;	PUNCT
ejif-3992	252	23	an	an	DET
ejif-3992	252	24	islamic	islamic	ADJ
ejif-3992	252	25	finance	finance	NOUN
ejif-3992	252	26	prospective	prospective	ADJ
ejif-3992	252	27	.	.	PUNCT
ejif-3992	253	1	european	european	PROPN
ejif-3992	253	2	journal	journal	PROPN
ejif-3992	253	3	of	of	ADP
ejif-3992	253	4	islamic	islamic	PROPN
ejif-3992	253	5	finance	finance	NOUN
ejif-3992	253	6	.	.	PUNCT
ejif-3992	254	1	[	[	X
ejif-3992	254	2	14	14	NUM
ejif-3992	254	3	]	]	PUNCT
ejif-3992	254	4	dominik	dominik	PROPN
ejif-3992	254	5	jung	jung	PROPN
ejif-3992	254	6	,	,	PUNCT
ejif-3992	254	7	florian	florian	PROPN
ejif-3992	254	8	glaser	glaser	PROPN
ejif-3992	254	9	,	,	PUNCT
ejif-3992	254	10	willi	willi	PROPN
ejif-3992	254	11	köpplin	köpplin	PROPN
ejif-3992	254	12	(	(	PUNCT
ejif-3992	254	13	2018	2018	NUM
ejif-3992	254	14	)	)	PUNCT
ejif-3992	254	15	robo	robo	NOUN
ejif-3992	254	16	-	-	PUNCT
ejif-3992	254	17	advisory	advisory	NOUN
ejif-3992	254	18	:	:	PUNCT
ejif-3992	254	19	opportunities	opportunity	NOUN
ejif-3992	254	20	and	and	CCONJ
ejif-3992	254	21	risks	risk	NOUN
ejif-3992	254	22	for	for	ADP
ejif-3992	254	23	the	the	DET
ejif-3992	254	24	future	future	NOUN
ejif-3992	254	25	of	of	ADP
ejif-3992	254	26	financial	financial	ADJ
ejif-3992	254	27	advisory	advisory	NOUN
ejif-3992	254	28	:	:	PUNCT
ejif-3992	254	29	recent	recent	ADJ
ejif-3992	254	30	findings	finding	NOUN
ejif-3992	254	31	and	and	CCONJ
ejif-3992	254	32	practical	practical	ADJ
ejif-3992	254	33	cases	case	NOUN
ejif-3992	254	34	.	.	PUNCT
ejif-3992	255	1	november	november	PROPN
ejif-3992	255	2	,	,	PUNCT
ejif-3992	255	3	2018	2018	NUM
ejif-3992	255	4	.	.	PUNCT
ejif-3992	256	1	[	[	X
ejif-3992	256	2	15	15	NUM
ejif-3992	256	3	]	]	X
ejif-3992	256	4	collins	collins	PROPN
ejif-3992	256	5	,	,	PUNCT
ejif-3992	256	6	j.	j.	PROPN
ejif-3992	256	7	michael	michael	PROPN
ejif-3992	256	8	,	,	PUNCT
ejif-3992	256	9	financial	financial	ADJ
ejif-3992	256	10	advice	advice	NOUN
ejif-3992	256	11	:	:	PUNCT
ejif-3992	256	12	a	a	DET
ejif-3992	256	13	substitute	substitute	NOUN
ejif-3992	256	14	for	for	ADP
ejif-3992	256	15	financial	financial	ADJ
ejif-3992	256	16	literacy	literacy	NOUN
ejif-3992	256	17	?	?	PUNCT
ejif-3992	257	1	(	(	PUNCT
ejif-3992	257	2	2012	2012	NUM
ejif-3992	257	3	)	)	PUNCT
ejif-3992	257	4	.	.	PUNCT
ejif-3992	258	1	financial	financial	ADJ
ejif-3992	258	2	services	service	NOUN
ejif-3992	258	3	review	review	PROPN
ejif-3992	258	4	,	,	PUNCT
ejif-3992	258	5	vol	vol	NOUN
ejif-3992	258	6	.	.	PROPN
ejif-3992	258	7	21	21	NUM
ejif-3992	258	8	,	,	PUNCT
ejif-3992	258	9	no	no	INTJ
ejif-3992	258	10	.	.	NOUN
ejif-3992	258	11	4	4	NUM
ejif-3992	258	12	,	,	PUNCT
ejif-3992	258	13	307	307	NUM
ejif-3992	258	14	-	-	SYM
ejif-3992	258	15	322	322	NUM
ejif-3992	258	16	.	.	PUNCT
ejif-3992	258	17	available	available	ADJ
ejif-3992	258	18	at	at	ADP
ejif-3992	258	19	ssrn	ssrn	NOUN
ejif-3992	258	20	:	:	PUNCT
ejif-3992	258	21	https://ssrn.com/abstract=2046227	https://ssrn.com/abstract=2046227	PROPN
ejif-3992	258	22	or	or	CCONJ
ejif-3992	258	23	http://dx.doi.org/10.2139/s	http://dx.doi.org/10.2139/s	NUM
ejif-3992	258	24	srn.2046227	srn.2046227	PROPN
ejif-3992	258	25	http://www.amanieacademy.com/	http://www.amanieacademy.com/	NOUN
ejif-3992	258	26	https://ssrn.com/abstract=2046227	https://ssrn.com/abstract=2046227	PROPN
ejif-3992	258	27	https://dx.doi.org/10.2139/ssrn.2046227	https://dx.doi.org/10.2139/ssrn.2046227	NUM
ejif-3992	258	28	https://dx.doi.org/10.2139/ssrn.2046227	https://dx.doi.org/10.2139/ssrn.2046227	PROPN
ejif-3992	258	29	https://dx.doi.org/10.2139/ssrn.2046227	https://dx.doi.org/10.2139/ssrn.2046227	PROPN
ejif-3992	258	30	ejif	ejif	PROPN
ejif-3992	258	31	–	–	PUNCT
ejif-3992	258	32	european	european	PROPN
ejif-3992	258	33	journal	journal	PROPN
ejif-3992	258	34	of	of	ADP
ejif-3992	258	35	islamic	islamic	PROPN
ejif-3992	258	36	finance	finance	PROPN
ejif-3992	258	37	first	first	ADJ
ejif-3992	258	38	special	special	ADJ
ejif-3992	258	39	issue	issue	NOUN
ejif-3992	258	40	for	for	ADP
ejif-3992	258	41	ejif	ejif	PROPN
ejif-3992	258	42	workshop	workshop	PROPN
ejif-3992	258	43	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-3992	258	44	issn	issn	PROPN
ejif-3992	258	45	2421	2421	NUM
ejif-3992	258	46	-	-	SYM
ejif-3992	258	47	2172	2172	NUM
ejif-3992	258	48	9	9	NUM