id	sid	tid	token	lemma	pos
ejif-4036	1	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4036	1	2	issn	issn	VERB
ejif-4036	1	3	2421	2421	NUM
ejif-4036	1	4	-	-	SYM
ejif-4036	1	5	2172	2172	NUM
ejif-4036	1	6	1	1	NUM
ejif-4036	1	7	the	the	DET
ejif-4036	1	8	progress	progress	NOUN
ejif-4036	1	9	to	to	PART
ejif-4036	1	10	allow	allow	VERB
ejif-4036	1	11	fully	fully	ADV
ejif-4036	1	12	fledged	fledged	ADJ
ejif-4036	1	13	interest	interest	NOUN
ejif-4036	1	14	free	free	ADJ
ejif-4036	1	15	banking	banking	NOUN
ejif-4036	1	16	business	business	NOUN
ejif-4036	1	17	in	in	ADP
ejif-4036	1	18	ethiopia	ethiopia	PROPN
ejif-4036	1	19	mohammed	mohammed	PROPN
ejif-4036	1	20	ibrahim	ibrahim	PROPN
ejif-4036	1	21	department	department	PROPN
ejif-4036	1	22	of	of	ADP
ejif-4036	1	23	law	law	PROPN
ejif-4036	1	24	,	,	PUNCT
ejif-4036	1	25	ambo	ambo	ADJ
ejif-4036	1	26	university	university	NOUN
ejif-4036	1	27	,	,	PUNCT
ejif-4036	1	28	ethiopia	ethiopia	PROPN
ejif-4036	1	29	,	,	PUNCT
ejif-4036	1	30	ibshi66@yahoo.com	ibshi66@yahoo.com	PROPN
ejif-4036	1	31	abstract	abstract	ADJ
ejif-4036	1	32	-	-	PUNCT
ejif-4036	1	33	islamic	islamic	ADJ
ejif-4036	1	34	banking	banking	NOUN
ejif-4036	1	35	refers	refer	VERB
ejif-4036	1	36	to	to	ADP
ejif-4036	1	37	banking	banking	NOUN
ejif-4036	1	38	business	business	NOUN
ejif-4036	1	39	in	in	ADP
ejif-4036	1	40	which	which	PRON
ejif-4036	1	41	mobilizing	mobilize	VERB
ejif-4036	1	42	or	or	CCONJ
ejif-4036	1	43	advancing	advance	VERB
ejif-4036	1	44	funds	fund	NOUN
ejif-4036	1	45	is	be	AUX
ejif-4036	1	46	undertaken	undertake	VERB
ejif-4036	1	47	in	in	ADP
ejif-4036	1	48	a	a	DET
ejif-4036	1	49	manner	manner	NOUN
ejif-4036	1	50	consistent	consistent	ADJ
ejif-4036	1	51	with	with	ADP
ejif-4036	1	52	islamic	islamic	PROPN
ejif-4036	1	53	sharia	sharia	PROPN
ejif-4036	1	54	law	law	PROPN
ejif-4036	1	55	.	.	PUNCT
ejif-4036	2	1	different	different	ADJ
ejif-4036	2	2	literature	literature	PROPN
ejif-4036	2	3	shows	show	VERB
ejif-4036	2	4	the	the	DET
ejif-4036	2	5	rapid	rapid	ADJ
ejif-4036	2	6	growth	growth	NOUN
ejif-4036	2	7	of	of	ADP
ejif-4036	2	8	this	this	DET
ejif-4036	2	9	islamic	islamic	ADJ
ejif-4036	2	10	banking	banking	NOUN
ejif-4036	2	11	as	as	ADP
ejif-4036	2	12	alternative	alternative	ADJ
ejif-4036	2	13	to	to	ADP
ejif-4036	2	14	the	the	DET
ejif-4036	2	15	conventional	conventional	ADJ
ejif-4036	2	16	banking	banking	NOUN
ejif-4036	2	17	.	.	PUNCT
ejif-4036	3	1	economic	economic	ADJ
ejif-4036	3	2	globalization	globalization	NOUN
ejif-4036	3	3	,	,	PUNCT
ejif-4036	3	4	among	among	ADP
ejif-4036	3	5	other	other	ADJ
ejif-4036	3	6	things	thing	NOUN
ejif-4036	3	7	,	,	PUNCT
ejif-4036	3	8	has	have	AUX
ejif-4036	3	9	led	lead	VERB
ejif-4036	3	10	to	to	ADP
ejif-4036	3	11	the	the	DET
ejif-4036	3	12	flourishment	flourishment	NOUN
ejif-4036	3	13	of	of	ADP
ejif-4036	3	14	islamic	islamic	ADJ
ejif-4036	3	15	banking	banking	NOUN
ejif-4036	3	16	both	both	CCONJ
ejif-4036	3	17	in	in	ADP
ejif-4036	3	18	muslim	muslim	ADJ
ejif-4036	3	19	and	and	CCONJ
ejif-4036	3	20	non	non	ADJ
ejif-4036	3	21	-	-	ADJ
ejif-4036	3	22	muslim	muslim	ADJ
ejif-4036	3	23	countries	country	NOUN
ejif-4036	3	24	.	.	PUNCT
ejif-4036	4	1	there	there	PRON
ejif-4036	4	2	has	have	AUX
ejif-4036	4	3	been	be	AUX
ejif-4036	4	4	increasingly	increasingly	ADV
ejif-4036	4	5	strong	strong	ADJ
ejif-4036	4	6	public	public	ADJ
ejif-4036	4	7	demand	demand	NOUN
ejif-4036	4	8	for	for	ADP
ejif-4036	4	9	interest	interest	NOUN
ejif-4036	4	10	free	free	ADJ
ejif-4036	4	11	banking	banking	NOUN
ejif-4036	4	12	products	product	NOUN
ejif-4036	4	13	in	in	ADP
ejif-4036	4	14	ethiopia	ethiopia	PROPN
ejif-4036	4	15	.	.	PUNCT
ejif-4036	5	1	as	as	ADP
ejif-4036	5	2	a	a	DET
ejif-4036	5	3	response	response	NOUN
ejif-4036	5	4	to	to	ADP
ejif-4036	5	5	this	this	DET
ejif-4036	5	6	demand	demand	NOUN
ejif-4036	5	7	,	,	PUNCT
ejif-4036	5	8	the	the	DET
ejif-4036	5	9	ethiopian	ethiopian	ADJ
ejif-4036	5	10	government	government	NOUN
ejif-4036	5	11	introduced	introduce	VERB
ejif-4036	5	12	interest	interest	NOUN
ejif-4036	5	13	free	free	ADJ
ejif-4036	5	14	banking	banking	NOUN
ejif-4036	5	15	business	business	NOUN
ejif-4036	5	16	under	under	ADP
ejif-4036	5	17	banking	banking	NOUN
ejif-4036	5	18	business	business	NOUN
ejif-4036	5	19	proclamation	proclamation	NOUN
ejif-4036	5	20	no	no	INTJ
ejif-4036	5	21	.	.	NOUN
ejif-4036	5	22	592/2008	592/2008	NUM
ejif-4036	5	23	.	.	PUNCT
ejif-4036	6	1	following	follow	VERB
ejif-4036	6	2	this	this	PRON
ejif-4036	6	3	,	,	PUNCT
ejif-4036	6	4	the	the	DET
ejif-4036	6	5	application	application	NOUN
ejif-4036	6	6	to	to	PART
ejif-4036	6	7	establish	establish	VERB
ejif-4036	6	8	fully	fully	ADV
ejif-4036	6	9	fledged	fledged	ADJ
ejif-4036	6	10	interest	interest	NOUN
ejif-4036	6	11	free	free	ADJ
ejif-4036	6	12	banking	banking	NOUN
ejif-4036	6	13	business	business	NOUN
ejif-4036	6	14	was	be	AUX
ejif-4036	6	15	submitted	submit	VERB
ejif-4036	6	16	to	to	ADP
ejif-4036	6	17	national	national	PROPN
ejif-4036	6	18	bank	bank	PROPN
ejif-4036	6	19	of	of	ADP
ejif-4036	6	20	ethiopia	ethiopia	PROPN
ejif-4036	6	21	.	.	PUNCT
ejif-4036	7	1	however	however	ADV
ejif-4036	7	2	,	,	PUNCT
ejif-4036	7	3	the	the	DET
ejif-4036	7	4	prohibition	prohibition	NOUN
ejif-4036	7	5	by	by	ADP
ejif-4036	7	6	national	national	PROPN
ejif-4036	7	7	bank	bank	PROPN
ejif-4036	7	8	of	of	ADP
ejif-4036	7	9	ethiopia	ethiopia	PROPN
ejif-4036	7	10	for	for	ADP
ejif-4036	7	11	the	the	DET
ejif-4036	7	12	same	same	ADJ
ejif-4036	7	13	,	,	PUNCT
ejif-4036	7	14	following	follow	VERB
ejif-4036	7	15	the	the	DET
ejif-4036	7	16	enactment	enactment	NOUN
ejif-4036	7	17	of	of	ADP
ejif-4036	7	18	“	"	PUNCT
ejif-4036	7	19	directive	directive	NOUN
ejif-4036	7	20	to	to	PART
ejif-4036	7	21	authorize	authorize	VERB
ejif-4036	7	22	the	the	DET
ejif-4036	7	23	business	business	NOUN
ejif-4036	7	24	of	of	ADP
ejif-4036	7	25	interest	interest	NOUN
ejif-4036	7	26	free	free	ADJ
ejif-4036	7	27	banking	banking	NOUN
ejif-4036	7	28	no.sbb/	no.sbb/	ADP
ejif-4036	7	29	51/2011	51/2011	NUM
ejif-4036	7	30	”	"	PUNCT
ejif-4036	7	31	,	,	PUNCT
ejif-4036	7	32	forced	force	VERB
ejif-4036	7	33	the	the	DET
ejif-4036	7	34	withdrawal	withdrawal	NOUN
ejif-4036	7	35	of	of	ADP
ejif-4036	7	36	the	the	DET
ejif-4036	7	37	application	application	NOUN
ejif-4036	7	38	.	.	PUNCT
ejif-4036	8	1	now	now	ADV
ejif-4036	8	2	ethiopia	ethiopia	PROPN
ejif-4036	8	3	is	be	AUX
ejif-4036	8	4	being	be	AUX
ejif-4036	8	5	one	one	NUM
ejif-4036	8	6	ofthe	ofthe	NOUN
ejif-4036	8	7	largest	large	ADJ
ejif-4036	8	8	muslim	muslim	ADJ
ejif-4036	8	9	populations	population	NOUN
ejif-4036	8	10	in	in	ADP
ejif-4036	8	11	the	the	DET
ejif-4036	8	12	horn	horn	NOUN
ejif-4036	8	13	of	of	ADP
ejif-4036	8	14	africa	africa	PROPN
ejif-4036	8	15	,	,	PUNCT
ejif-4036	8	16	however	however	ADV
ejif-4036	8	17	,	,	PUNCT
ejif-4036	8	18	has	have	VERB
ejif-4036	8	19	no	no	DET
ejif-4036	8	20	fully	fully	ADV
ejif-4036	8	21	fledged	fledge	VERB
ejif-4036	8	22	interest	interest	NOUN
ejif-4036	8	23	free	free	ADJ
ejif-4036	8	24	banking	banking	NOUN
ejif-4036	8	25	business	business	NOUN
ejif-4036	8	26	to	to	PART
ejif-4036	8	27	provide	provide	VERB
ejif-4036	8	28	service	service	NOUN
ejif-4036	8	29	to	to	ADP
ejif-4036	8	30	the	the	DET
ejif-4036	8	31	muslim	muslim	PROPN
ejif-4036	8	32	community	community	PROPN
ejif-4036	8	33	.	.	PUNCT
ejif-4036	9	1	the	the	DET
ejif-4036	9	2	enactment	enactment	NOUN
ejif-4036	9	3	of	of	ADP
ejif-4036	9	4	directive	directive	NOUN
ejif-4036	9	5	to	to	PART
ejif-4036	9	6	license	license	VERB
ejif-4036	9	7	and	and	CCONJ
ejif-4036	9	8	authorize	authorize	VERB
ejif-4036	9	9	interest	interest	NOUN
ejif-4036	9	10	free	free	ADJ
ejif-4036	9	11	banking	banking	NOUN
ejif-4036	9	12	business	business	NOUN
ejif-4036	9	13	no	no	NOUN
ejif-4036	9	14	.	.	PUNCT
ejif-4036	10	1	sbb/72/2019	sbb/72/2019	NOUN
ejif-4036	10	2	,	,	PUNCT
ejif-4036	10	3	however	however	ADV
ejif-4036	10	4	,	,	PUNCT
ejif-4036	10	5	seems	seem	VERB
ejif-4036	10	6	changed	change	VERB
ejif-4036	10	7	the	the	DET
ejif-4036	10	8	situation	situation	NOUN
ejif-4036	10	9	.	.	PUNCT
ejif-4036	11	1	this	this	DET
ejif-4036	11	2	directive	directive	NOUN
ejif-4036	11	3	allowed	allow	VERB
ejif-4036	11	4	the	the	DET
ejif-4036	11	5	establishment	establishment	NOUN
ejif-4036	11	6	of	of	ADP
ejif-4036	11	7	fully	fully	ADV
ejif-4036	11	8	fledged	fledged	ADJ
ejif-4036	11	9	interest	interest	NOUN
ejif-4036	11	10	free	free	ADJ
ejif-4036	11	11	banking	banking	NOUN
ejif-4036	11	12	business	business	NOUN
ejif-4036	11	13	and	and	CCONJ
ejif-4036	11	14	following	follow	VERB
ejif-4036	11	15	this	this	DET
ejif-4036	11	16	directive	directive	NOUN
ejif-4036	11	17	,	,	PUNCT
ejif-4036	11	18	different	different	ADJ
ejif-4036	11	19	banks	bank	NOUN
ejif-4036	11	20	of	of	ADP
ejif-4036	11	21	the	the	DET
ejif-4036	11	22	same	same	ADJ
ejif-4036	11	23	applied	apply	VERB
ejif-4036	11	24	for	for	ADP
ejif-4036	11	25	the	the	DET
ejif-4036	11	26	formation	formation	NOUN
ejif-4036	11	27	.	.	PUNCT
ejif-4036	12	1	hence	hence	ADV
ejif-4036	12	2	,	,	PUNCT
ejif-4036	12	3	the	the	DET
ejif-4036	12	4	purpose	purpose	NOUN
ejif-4036	12	5	of	of	ADP
ejif-4036	12	6	this	this	DET
ejif-4036	12	7	article	article	NOUN
ejif-4036	12	8	is	be	AUX
ejif-4036	12	9	to	to	PART
ejif-4036	12	10	analyze	analyze	VERB
ejif-4036	12	11	the	the	DET
ejif-4036	12	12	evolution	evolution	NOUN
ejif-4036	12	13	of	of	ADP
ejif-4036	12	14	fully	fully	ADV
ejif-4036	12	15	fledged	fledged	ADJ
ejif-4036	12	16	interest	interest	NOUN
ejif-4036	12	17	free	free	ADJ
ejif-4036	12	18	banking	banking	NOUN
ejif-4036	12	19	business	business	NOUN
ejif-4036	12	20	;	;	PUNCT
ejif-4036	12	21	to	to	PART
ejif-4036	12	22	analyze	analyze	VERB
ejif-4036	12	23	the	the	DET
ejif-4036	12	24	problem	problem	NOUN
ejif-4036	12	25	related	relate	VERB
ejif-4036	12	26	with	with	ADP
ejif-4036	12	27	allowing	allow	VERB
ejif-4036	12	28	fully	fully	ADV
ejif-4036	12	29	fledged	fledged	ADJ
ejif-4036	12	30	interest	interest	NOUN
ejif-4036	12	31	free	free	ADJ
ejif-4036	12	32	banking	banking	NOUN
ejif-4036	12	33	business	business	NOUN
ejif-4036	12	34	and	and	CCONJ
ejif-4036	12	35	to	to	PART
ejif-4036	12	36	analyze	analyze	VERB
ejif-4036	12	37	the	the	DET
ejif-4036	12	38	short	short	ADJ
ejif-4036	12	39	coming	coming	NOUN
ejif-4036	12	40	of	of	ADP
ejif-4036	12	41	legal	legal	ADJ
ejif-4036	12	42	provision	provision	NOUN
ejif-4036	12	43	relating	relate	VERB
ejif-4036	12	44	to	to	ADP
ejif-4036	12	45	fully	fully	ADV
ejif-4036	12	46	fledged	fledged	ADJ
ejif-4036	12	47	interest	interest	NOUN
ejif-4036	12	48	free	free	ADJ
ejif-4036	12	49	banking	banking	NOUN
ejif-4036	12	50	business	business	NOUN
ejif-4036	12	51	in	in	ADP
ejif-4036	12	52	ethiopia	ethiopia	PROPN
ejif-4036	12	53	.	.	PUNCT
ejif-4036	13	1	the	the	DET
ejif-4036	13	2	outcome	outcome	NOUN
ejif-4036	13	3	of	of	ADP
ejif-4036	13	4	the	the	DET
ejif-4036	13	5	analysis	analysis	NOUN
ejif-4036	13	6	shows	show	VERB
ejif-4036	13	7	that	that	SCONJ
ejif-4036	13	8	the	the	DET
ejif-4036	13	9	legal	legal	ADJ
ejif-4036	13	10	provision	provision	NOUN
ejif-4036	13	11	relating	relate	VERB
ejif-4036	13	12	to	to	ADP
ejif-4036	13	13	fully	fully	ADV
ejif-4036	13	14	fledged	fledged	ADJ
ejif-4036	13	15	interest	interest	NOUN
ejif-4036	13	16	free	free	ADJ
ejif-4036	13	17	banking	banking	NOUN
ejif-4036	13	18	business	business	NOUN
ejif-4036	13	19	is	be	AUX
ejif-4036	13	20	not	not	PART
ejif-4036	13	21	enough	enough	ADJ
ejif-4036	13	22	to	to	PART
ejif-4036	13	23	deal	deal	VERB
ejif-4036	13	24	with	with	ADP
ejif-4036	13	25	the	the	DET
ejif-4036	13	26	same	same	ADJ
ejif-4036	13	27	.	.	PUNCT
ejif-4036	14	1	it	it	PRON
ejif-4036	14	2	calls	call	VERB
ejif-4036	14	3	for	for	ADP
ejif-4036	14	4	the	the	DET
ejif-4036	14	5	amendment	amendment	NOUN
ejif-4036	14	6	of	of	ADP
ejif-4036	14	7	banking	banking	NOUN
ejif-4036	14	8	business	business	NOUN
ejif-4036	14	9	1	1	NUM
ejif-4036	14	10	“	"	PUNCT
ejif-4036	14	11	…	…	PUNCT
ejif-4036	14	12	…	…	PUNCT
ejif-4036	14	13	..	..	PUNCT
ejif-4036	14	14	43.5	43.5	NUM
ejif-4036	14	15	percent	percent	NOUN
ejif-4036	14	16	of	of	ADP
ejif-4036	14	17	the	the	DET
ejif-4036	14	18	total	total	ADJ
ejif-4036	14	19	population	population	NOUN
ejif-4036	14	20	was	be	AUX
ejif-4036	14	21	orthodox	orthodox	ADJ
ejif-4036	14	22	christian	christian	PROPN
ejif-4036	14	23	and	and	CCONJ
ejif-4036	14	24	33.9	33.9	NUM
ejif-4036	14	25	percent	percent	NOUN
ejif-4036	14	26	was	be	AUX
ejif-4036	14	27	muslim	muslim	ADJ
ejif-4036	14	28	.	.	PUNCT
ejif-4036	15	1	protestant	protestant	ADJ
ejif-4036	15	2	and	and	CCONJ
ejif-4036	15	3	traditional	traditional	ADJ
ejif-4036	15	4	religious	religious	ADJ
ejif-4036	15	5	group	group	NOUN
ejif-4036	15	6	followers	follower	NOUN
ejif-4036	15	7	accounted	account	VERB
ejif-4036	15	8	for	for	ADP
ejif-4036	15	9	18.6	18.6	NUM
ejif-4036	15	10	percent	percent	NOUN
ejif-4036	15	11	and	and	CCONJ
ejif-4036	15	12	2.6	2.6	NUM
ejif-4036	15	13	percent	percent	NOUN
ejif-4036	15	14	respectively	respectively	ADV
ejif-4036	15	15	……	……	NOUN
ejif-4036	15	16	”	"	PUNCT
ejif-4036	15	17	see	see	VERB
ejif-4036	15	18	summery	summery	NOUN
ejif-4036	15	19	of	of	ADP
ejif-4036	15	20	and	and	CCONJ
ejif-4036	15	21	statistical	statistical	ADJ
ejif-4036	15	22	report	report	NOUN
ejif-4036	15	23	proclamation	proclamation	NOUN
ejif-4036	15	24	no	no	INTJ
ejif-4036	15	25	.	.	NOUN
ejif-4036	16	1	592/2008	592/2008	NUM
ejif-4036	16	2	and	and	CCONJ
ejif-4036	16	3	the	the	DET
ejif-4036	16	4	directive	directive	NOUN
ejif-4036	16	5	to	to	PART
ejif-4036	16	6	license	license	VERB
ejif-4036	16	7	and	and	CCONJ
ejif-4036	16	8	authorize	authorize	VERB
ejif-4036	16	9	interest	interest	NOUN
ejif-4036	16	10	free	free	ADJ
ejif-4036	16	11	banking	banking	NOUN
ejif-4036	16	12	business	business	NOUN
ejif-4036	16	13	no	no	INTJ
ejif-4036	16	14	.	.	PUNCT
ejif-4036	17	1	sbb/72/2019.the	sbb/72/2019.the	DET
ejif-4036	17	2	outcome	outcome	NOUN
ejif-4036	17	3	also	also	ADV
ejif-4036	17	4	shows	show	VERB
ejif-4036	17	5	that	that	SCONJ
ejif-4036	17	6	the	the	DET
ejif-4036	17	7	authorization	authorization	NOUN
ejif-4036	17	8	of	of	ADP
ejif-4036	17	9	more	more	ADJ
ejif-4036	17	10	than	than	ADP
ejif-4036	17	11	one	one	NUM
ejif-4036	17	12	bank	bank	NOUN
ejif-4036	17	13	of	of	ADP
ejif-4036	17	14	the	the	DET
ejif-4036	17	15	same	same	ADJ
ejif-4036	17	16	at	at	ADP
ejif-4036	17	17	this	this	DET
ejif-4036	17	18	early	early	ADJ
ejif-4036	17	19	stage	stage	NOUN
ejif-4036	17	20	may	may	AUX
ejif-4036	17	21	bring	bring	VERB
ejif-4036	17	22	failure	failure	NOUN
ejif-4036	17	23	both	both	PRON
ejif-4036	17	24	on	on	ADP
ejif-4036	17	25	the	the	DET
ejif-4036	17	26	same	same	ADJ
ejif-4036	17	27	and	and	CCONJ
ejif-4036	17	28	other	other	ADJ
ejif-4036	17	29	conventional	conventional	ADJ
ejif-4036	17	30	banks	bank	NOUN
ejif-4036	17	31	.	.	PUNCT
ejif-4036	18	1	hence	hence	ADV
ejif-4036	18	2	it	it	PRON
ejif-4036	18	3	calls	call	VERB
ejif-4036	18	4	to	to	PART
ejif-4036	18	5	limit	limit	VERB
ejif-4036	18	6	the	the	DET
ejif-4036	18	7	number	number	NOUN
ejif-4036	18	8	of	of	ADP
ejif-4036	18	9	authorization	authorization	NOUN
ejif-4036	18	10	for	for	ADP
ejif-4036	18	11	fully	fully	ADV
ejif-4036	18	12	fledged	fledged	ADJ
ejif-4036	18	13	interest	interest	NOUN
ejif-4036	18	14	free	free	ADJ
ejif-4036	18	15	banking	banking	NOUN
ejif-4036	18	16	business	business	NOUN
ejif-4036	18	17	at	at	ADP
ejif-4036	18	18	this	this	DET
ejif-4036	18	19	early	early	ADJ
ejif-4036	18	20	stage	stage	NOUN
ejif-4036	18	21	to	to	ADP
ejif-4036	18	22	not	not	PART
ejif-4036	18	23	more	more	ADJ
ejif-4036	18	24	than	than	ADP
ejif-4036	18	25	one	one	NUM
ejif-4036	18	26	.	.	PUNCT
ejif-4036	19	1	keyword	keyword	NOUN
ejif-4036	19	2	:	:	PUNCT
ejif-4036	19	3	islamic	islamic	PROPN
ejif-4036	19	4	banking	banking	NOUN
ejif-4036	19	5	,	,	PUNCT
ejif-4036	19	6	interest	interest	NOUN
ejif-4036	19	7	free	free	ADJ
ejif-4036	19	8	banking	banking	NOUN
ejif-4036	19	9	,	,	PUNCT
ejif-4036	19	10	islamic	islamic	ADJ
ejif-4036	19	11	banking	banking	NOUN
ejif-4036	19	12	in	in	ADP
ejif-4036	19	13	ethiopia	ethiopia	PROPN
ejif-4036	19	14	i.	i.	PROPN
ejif-4036	19	15	introduction	introduction	NOUN
ejif-4036	19	16	regarding	regard	VERB
ejif-4036	19	17	the	the	DET
ejif-4036	19	18	percentage	percentage	NOUN
ejif-4036	19	19	of	of	ADP
ejif-4036	19	20	the	the	DET
ejif-4036	19	21	muslim	muslim	ADJ
ejif-4036	19	22	population	population	NOUN
ejif-4036	19	23	,	,	PUNCT
ejif-4036	19	24	from	from	ADP
ejif-4036	19	25	the	the	DET
ejif-4036	19	26	total	total	ADJ
ejif-4036	19	27	population	population	NOUN
ejif-4036	19	28	of	of	ADP
ejif-4036	19	29	the	the	DET
ejif-4036	19	30	country	country	NOUN
ejif-4036	19	31	,	,	PUNCT
ejif-4036	19	32	different	different	ADJ
ejif-4036	19	33	organizations	organization	NOUN
ejif-4036	19	34	provide	provide	VERB
ejif-4036	19	35	different	different	ADJ
ejif-4036	19	36	percentages	percentage	NOUN
ejif-4036	19	37	.	.	PUNCT
ejif-4036	20	1	regardless	regardless	ADV
ejif-4036	20	2	of	of	ADP
ejif-4036	20	3	the	the	DET
ejif-4036	20	4	difference	difference	NOUN
ejif-4036	20	5	,	,	PUNCT
ejif-4036	20	6	the	the	DET
ejif-4036	20	7	report	report	NOUN
ejif-4036	20	8	of	of	ADP
ejif-4036	20	9	2007	2007	NUM
ejif-4036	20	10	populations	population	NOUN
ejif-4036	20	11	and	and	CCONJ
ejif-4036	20	12	housing	housing	NOUN
ejif-4036	20	13	census	census	NOUN
ejif-4036	20	14	of	of	ADP
ejif-4036	20	15	ethiopia	ethiopia	PROPN
ejif-4036	20	16	estimated	estimate	VERB
ejif-4036	20	17	ethiopian	ethiopian	ADJ
ejif-4036	20	18	muslims	muslim	NOUN
ejif-4036	20	19	at	at	ADP
ejif-4036	20	20	34	34	NUM
ejif-4036	20	21	%	%	NOUN
ejif-4036	20	22	of	of	ADP
ejif-4036	20	23	the	the	DET
ejif-4036	20	24	total	total	ADJ
ejif-4036	20	25	population1	population1	PROPN
ejif-4036	20	26	.	.	PUNCT
ejif-4036	21	1	however	however	ADV
ejif-4036	21	2	,	,	PUNCT
ejif-4036	21	3	until	until	ADP
ejif-4036	21	4	recent	recent	ADJ
ejif-4036	21	5	time	time	NOUN
ejif-4036	21	6	there	there	PRON
ejif-4036	21	7	was	be	VERB
ejif-4036	21	8	no	no	DET
ejif-4036	21	9	islamic	islamic	ADJ
ejif-4036	21	10	banking	banking	NOUN
ejif-4036	21	11	product	product	NOUN
ejif-4036	21	12	to	to	PART
ejif-4036	21	13	serve	serve	VERB
ejif-4036	21	14	the	the	DET
ejif-4036	21	15	muslim	muslim	PROPN
ejif-4036	21	16	community	community	PROPN
ejif-4036	21	17	.	.	PUNCT
ejif-4036	22	1	this	this	DET
ejif-4036	22	2	fact	fact	NOUN
ejif-4036	22	3	isolated	isolate	VERB
ejif-4036	22	4	ethiopian	ethiopian	ADJ
ejif-4036	22	5	muslims	muslim	NOUN
ejif-4036	22	6	from	from	ADP
ejif-4036	22	7	financial	financial	ADJ
ejif-4036	22	8	sectors	sector	NOUN
ejif-4036	22	9	specially	specially	ADV
ejif-4036	22	10	from	from	ADP
ejif-4036	22	11	holding	hold	VERB
ejif-4036	22	12	share	share	NOUN
ejif-4036	22	13	in	in	ADP
ejif-4036	22	14	the	the	DET
ejif-4036	22	15	same	same	ADJ
ejif-4036	22	16	for	for	ADP
ejif-4036	22	17	participating	participate	VERB
ejif-4036	22	18	on	on	ADP
ejif-4036	22	19	interest	interest	NOUN
ejif-4036	22	20	bearing	bear	VERB
ejif-4036	22	21	financial	financial	ADJ
ejif-4036	22	22	sectors	sector	NOUN
ejif-4036	22	23	are	be	AUX
ejif-4036	22	24	against	against	ADP
ejif-4036	22	25	islamic	islamic	PROPN
ejif-4036	22	26	sharia	sharia	PROPN
ejif-4036	22	27	laws	law	NOUN
ejif-4036	22	28	.	.	PUNCT
ejif-4036	23	1	because	because	SCONJ
ejif-4036	23	2	of	of	ADP
ejif-4036	23	3	strong	strong	ADJ
ejif-4036	23	4	public	public	ADJ
ejif-4036	23	5	demand	demand	NOUN
ejif-4036	23	6	for	for	ADP
ejif-4036	23	7	interest	interest	NOUN
ejif-4036	23	8	free	free	ADJ
ejif-4036	23	9	banking	banking	NOUN
ejif-4036	23	10	products2	products2	NOUN
ejif-4036	23	11	,	,	PUNCT
ejif-4036	23	12	when	when	SCONJ
ejif-4036	23	13	“	"	PUNCT
ejif-4036	23	14	the	the	DET
ejif-4036	23	15	licensing	licensing	NOUN
ejif-4036	23	16	and	and	CCONJ
ejif-4036	23	17	supervision	supervision	NOUN
ejif-4036	23	18	of	of	ADP
ejif-4036	23	19	banking	banking	NOUN
ejif-4036	23	20	business	business	NOUN
ejif-4036	23	21	proclamation	proclamation	NOUN
ejif-4036	23	22	no	no	INTJ
ejif-4036	23	23	.	.	PROPN
ejif-4036	23	24	84/1994	84/1994	NUM
ejif-4036	23	25	”	"	PUNCT
ejif-4036	23	26	(	(	PUNCT
ejif-4036	23	27	here	here	ADV
ejif-4036	23	28	in	in	ADV
ejif-4036	23	29	after	after	ADP
ejif-4036	23	30	called	call	VERB
ejif-4036	23	31	proclamation	proclamation	NOUN
ejif-4036	23	32	no.84/1994	no.84/1994	NOUN
ejif-4036	23	33	)	)	PUNCT
ejif-4036	23	34	is	be	AUX
ejif-4036	23	35	repealed	repeal	VERB
ejif-4036	23	36	by	by	ADP
ejif-4036	23	37	“	"	PUNCT
ejif-4036	23	38	banking	banking	NOUN
ejif-4036	23	39	of	of	ADP
ejif-4036	23	40	the	the	DET
ejif-4036	23	41	2007	2007	NUM
ejif-4036	23	42	population	population	NOUN
ejif-4036	23	43	and	and	CCONJ
ejif-4036	23	44	housing	housing	NOUN
ejif-4036	23	45	census	census	NOUN
ejif-4036	23	46	page	page	NOUN
ejif-4036	23	47	19	19	NUM
ejif-4036	23	48	available	available	ADJ
ejif-4036	23	49	at	at	ADP
ejif-4036	23	50	www.ethiopianreview.com/pdf/001/cen2007_firstdraft(1).pdf	www.ethiopianreview.com/pdf/001/cen2007_firstdraft(1).pdf	PROPN
ejif-4036	23	51	2this	2this	NUM
ejif-4036	23	52	idea	idea	NOUN
ejif-4036	23	53	is	be	AUX
ejif-4036	23	54	reflected	reflect	VERB
ejif-4036	23	55	in	in	ADP
ejif-4036	23	56	preamble	preamble	NOUN
ejif-4036	23	57	of	of	ADP
ejif-4036	23	58	directives	directive	NOUN
ejif-4036	23	59	to	to	PART
ejif-4036	23	60	authorize	authorize	VERB
ejif-4036	23	61	the	the	DET
ejif-4036	23	62	business	business	NOUN
ejif-4036	23	63	of	of	ADP
ejif-4036	23	64	interest	interest	NOUN
ejif-4036	23	65	free	free	ADJ
ejif-4036	23	66	banking	banking	NOUN
ejif-4036	23	67	no	no	INTJ
ejif-4036	23	68	.	.	PUNCT
ejif-4036	24	1	sbb/	sbb/	NOUN
ejif-4036	24	2	51/2011	51/2011	NUM
ejif-4036	24	3	which	which	PRON
ejif-4036	24	4	is	be	AUX
ejif-4036	24	5	enacted	enact	VERB
ejif-4036	24	6	by	by	ADP
ejif-4036	24	7	national	national	PROPN
ejif-4036	24	8	bank	bank	PROPN
ejif-4036	24	9	of	of	ADP
ejif-4036	24	10	ethiopia	ethiopia	PROPN
ejif-4036	24	11	to	to	PART
ejif-4036	24	12	regulate	regulate	VERB
ejif-4036	24	13	ifbb	ifbb	NOUN
ejif-4036	24	14	.	.	PUNCT
ejif-4036	25	1	ejif	ejif	PROPN
ejif-4036	25	2	–	–	PUNCT
ejif-4036	25	3	european	european	PROPN
ejif-4036	25	4	journal	journal	PROPN
ejif-4036	25	5	of	of	ADP
ejif-4036	25	6	islamic	islamic	PROPN
ejif-4036	25	7	finance	finance	PROPN
ejif-4036	25	8	no	no	DET
ejif-4036	25	9	14	14	NUM
ejif-4036	25	10	,	,	PUNCT
ejif-4036	25	11	december	december	PROPN
ejif-4036	25	12	(	(	PUNCT
ejif-4036	25	13	2019	2019	NUM
ejif-4036	25	14	)	)	PUNCT
ejif-4036	26	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4036	26	2	issn	issn	VERB
ejif-4036	26	3	2421	2421	NUM
ejif-4036	26	4	-	-	SYM
ejif-4036	26	5	2172	2172	NUM
ejif-4036	26	6	2	2	NUM
ejif-4036	26	7	business	business	NOUN
ejif-4036	26	8	proclamation	proclamation	NOUN
ejif-4036	26	9	no	no	INTJ
ejif-4036	26	10	.	.	PUNCT
ejif-4036	27	1	592/2008”3	592/2008”3	NUM
ejif-4036	27	2	(	(	PUNCT
ejif-4036	27	3	here	here	ADV
ejif-4036	27	4	in	in	ADV
ejif-4036	27	5	after	after	ADP
ejif-4036	27	6	called	call	VERB
ejif-4036	27	7	proclamation	proclamation	NOUN
ejif-4036	27	8	no.592/2008	no.592/2008	NOUN
ejif-4036	27	9	)	)	PUNCT
ejif-4036	27	10	the	the	DET
ejif-4036	27	11	ethiopian	ethiopian	ADJ
ejif-4036	27	12	government	government	NOUN
ejif-4036	27	13	introduced	introduce	VERB
ejif-4036	27	14	the	the	DET
ejif-4036	27	15	clause	clause	NOUN
ejif-4036	27	16	for	for	ADP
ejif-4036	27	17	interest	interest	NOUN
ejif-4036	27	18	free	free	ADJ
ejif-4036	27	19	banking	banking	NOUN
ejif-4036	27	20	business	business	NOUN
ejif-4036	27	21	(	(	PUNCT
ejif-4036	27	22	here	here	ADV
ejif-4036	27	23	in	in	ADP
ejif-4036	27	24	after	after	ADP
ejif-4036	27	25	called	call	VERB
ejif-4036	27	26	ifbb	ifbb	PROPN
ejif-4036	27	27	)	)	PUNCT
ejif-4036	27	28	in	in	ADP
ejif-4036	27	29	the	the	DET
ejif-4036	27	30	latter	latter	ADJ
ejif-4036	27	31	.	.	PUNCT
ejif-4036	28	1	it	it	PRON
ejif-4036	28	2	is	be	AUX
ejif-4036	28	3	stipulated	stipulate	VERB
ejif-4036	28	4	under	under	ADP
ejif-4036	28	5	article	article	NOUN
ejif-4036	28	6	22(2	22(2	NUM
ejif-4036	28	7	)	)	PUNCT
ejif-4036	28	8	of	of	ADP
ejif-4036	28	9	the	the	DET
ejif-4036	28	10	proclamation	proclamation	NOUN
ejif-4036	28	11	which	which	PRON
ejif-4036	28	12	states:-“the	states:-“the	PROPN
ejif-4036	28	13	national	national	PROPN
ejif-4036	28	14	bank	bank	PROPN
ejif-4036	28	15	may	may	AUX
ejif-4036	28	16	issue	issue	VERB
ejif-4036	28	17	directive	directive	NOUN
ejif-4036	28	18	to	to	PART
ejif-4036	28	19	regulate	regulate	VERB
ejif-4036	28	20	banking	banking	NOUN
ejif-4036	28	21	businesses	business	NOUN
ejif-4036	28	22	related	relate	VERB
ejif-4036	28	23	to	to	ADP
ejif-4036	28	24	non	non	ADJ
ejif-4036	28	25	-	-	ADJ
ejif-4036	28	26	interest	interest	ADJ
ejif-4036	28	27	bearing	bear	VERB
ejif-4036	28	28	deposit	deposit	NOUN
ejif-4036	28	29	mobilization	mobilization	NOUN
ejif-4036	28	30	and	and	CCONJ
ejif-4036	28	31	fund	fund	NOUN
ejif-4036	28	32	utilization	utilization	NOUN
ejif-4036	28	33	”	"	PUNCT
ejif-4036	28	34	.	.	PUNCT
ejif-4036	29	1	following	follow	VERB
ejif-4036	29	2	this	this	DET
ejif-4036	29	3	stipulation	stipulation	NOUN
ejif-4036	29	4	,	,	PUNCT
ejif-4036	29	5	the	the	DET
ejif-4036	29	6	application	application	NOUN
ejif-4036	29	7	to	to	PART
ejif-4036	29	8	establish	establish	VERB
ejif-4036	29	9	fully	fully	ADV
ejif-4036	29	10	fledged	fledged	ADJ
ejif-4036	29	11	interest	interest	NOUN
ejif-4036	29	12	free	free	ADJ
ejif-4036	29	13	banking	banking	NOUN
ejif-4036	29	14	business	business	NOUN
ejif-4036	29	15	(	(	PUNCT
ejif-4036	29	16	here	here	ADV
ejif-4036	29	17	in	in	ADV
ejif-4036	29	18	after	after	ADP
ejif-4036	29	19	called	call	VERB
ejif-4036	29	20	ffifbb	ffifbb	PROPN
ejif-4036	29	21	)	)	PUNCT
ejif-4036	29	22	by	by	ADP
ejif-4036	29	23	the	the	DET
ejif-4036	29	24	name	name	NOUN
ejif-4036	29	25	of	of	ADP
ejif-4036	29	26	zamzam	zamzam	PROPN
ejif-4036	29	27	bank	bank	PROPN
ejif-4036	29	28	was	be	AUX
ejif-4036	29	29	entered	enter	VERB
ejif-4036	29	30	,	,	PUNCT
ejif-4036	29	31	which	which	PRON
ejif-4036	29	32	was	be	AUX
ejif-4036	29	33	able	able	ADJ
ejif-4036	29	34	to	to	PART
ejif-4036	29	35	collect	collect	VERB
ejif-4036	29	36	a	a	DET
ejif-4036	29	37	huge	huge	ADJ
ejif-4036	29	38	amount	amount	NOUN
ejif-4036	29	39	of	of	ADP
ejif-4036	29	40	capital	capital	NOUN
ejif-4036	29	41	within	within	ADP
ejif-4036	29	42	a	a	DET
ejif-4036	29	43	short	short	ADJ
ejif-4036	29	44	period	period	NOUN
ejif-4036	29	45	of	of	ADP
ejif-4036	29	46	time	time	NOUN
ejif-4036	29	47	by	by	ADP
ejif-4036	29	48	selling	sell	VERB
ejif-4036	29	49	shares4	shares4	NOUN
ejif-4036	29	50	.	.	PUNCT
ejif-4036	30	1	until	until	SCONJ
ejif-4036	30	2	the	the	DET
ejif-4036	30	3	declaration	declaration	NOUN
ejif-4036	30	4	of	of	ADP
ejif-4036	30	5	´	´	PROPN
ejif-4036	30	6	directives	directive	NOUN
ejif-4036	30	7	to	to	PART
ejif-4036	30	8	authorize	authorize	VERB
ejif-4036	30	9	the	the	DET
ejif-4036	30	10	business	business	NOUN
ejif-4036	30	11	of	of	ADP
ejif-4036	30	12	interest	interest	NOUN
ejif-4036	30	13	free	free	ADJ
ejif-4036	30	14	banking	banking	NOUN
ejif-4036	30	15	no	no	INTJ
ejif-4036	30	16	.	.	PUNCT
ejif-4036	31	1	sbb/	sbb/	NOUN
ejif-4036	31	2	51/2011	51/2011	NUM
ejif-4036	31	3	´	´	NOUN
ejif-4036	31	4	(	(	PUNCT
ejif-4036	31	5	here	here	ADV
ejif-4036	31	6	in	in	ADV
ejif-4036	31	7	after	after	ADP
ejif-4036	31	8	called	call	VERB
ejif-4036	31	9	directive	directive	NOUN
ejif-4036	31	10	no	no	INTJ
ejif-4036	31	11	.	.	PUNCT
ejif-4036	31	12	sbb/	sbb/	NOUN
ejif-4036	31	13	51/2011	51/2011	NUM
ejif-4036	31	14	)	)	PUNCT
ejif-4036	31	15	,	,	PUNCT
ejif-4036	31	16	the	the	DET
ejif-4036	31	17	national	national	PROPN
ejif-4036	31	18	bank	bank	PROPN
ejif-4036	31	19	of	of	ADP
ejif-4036	31	20	ethiopia	ethiopia	PROPN
ejif-4036	31	21	(	(	PUNCT
ejif-4036	31	22	here	here	ADV
ejif-4036	31	23	in	in	ADV
ejif-4036	31	24	after	after	ADP
ejif-4036	31	25	called	call	VERB
ejif-4036	31	26	nbe	nbe	NOUN
ejif-4036	31	27	)	)	PUNCT
ejif-4036	31	28	did	do	AUX
ejif-4036	31	29	not	not	PART
ejif-4036	31	30	respond	respond	VERB
ejif-4036	31	31	to	to	ADP
ejif-4036	31	32	the	the	DET
ejif-4036	31	33	application5	application5	NOUN
ejif-4036	31	34	.	.	PUNCT
ejif-4036	32	1	before	before	ADP
ejif-4036	32	2	the	the	DET
ejif-4036	32	3	declaration	declaration	NOUN
ejif-4036	32	4	of	of	ADP
ejif-4036	32	5	this	this	DET
ejif-4036	32	6	directive	directive	NOUN
ejif-4036	32	7	,	,	PUNCT
ejif-4036	32	8	the	the	DET
ejif-4036	32	9	nbe	nbe	PROPN
ejif-4036	32	10	released	release	VERB
ejif-4036	32	11	three	three	NUM
ejif-4036	32	12	(	(	PUNCT
ejif-4036	32	13	3	3	NUM
ejif-4036	32	14	)	)	PUNCT
ejif-4036	32	15	consecutive	consecutive	ADJ
ejif-4036	32	16	draft	draft	NOUN
ejif-4036	32	17	directives	directive	NOUN
ejif-4036	32	18	that	that	PRON
ejif-4036	32	19	allowed	allow	VERB
ejif-4036	32	20	ffifbb	ffifbb	NOUN
ejif-4036	32	21	.	.	PUNCT
ejif-4036	33	1	latter	latter	ADJ
ejif-4036	33	2	,	,	PUNCT
ejif-4036	33	3	when	when	SCONJ
ejif-4036	33	4	this	this	DET
ejif-4036	33	5	final	final	ADJ
ejif-4036	33	6	directive	directive	NOUN
ejif-4036	33	7	is	be	AUX
ejif-4036	33	8	enacted	enact	VERB
ejif-4036	33	9	,	,	PUNCT
ejif-4036	33	10	the	the	DET
ejif-4036	33	11	nbe	nbe	PROPN
ejif-4036	33	12	withdrawn	withdraw	VERB
ejif-4036	33	13	the	the	DET
ejif-4036	33	14	clause	clause	NOUN
ejif-4036	33	15	for	for	ADP
ejif-4036	33	16	ffifbb	ffifbb	NOUN
ejif-4036	33	17	from	from	ADP
ejif-4036	33	18	the	the	DET
ejif-4036	33	19	same	same	ADJ
ejif-4036	33	20	,	,	PUNCT
ejif-4036	33	21	which	which	PRON
ejif-4036	33	22	was	be	AUX
ejif-4036	33	23	under	under	ADP
ejif-4036	33	24	its	its	PRON
ejif-4036	33	25	three	three	NUM
ejif-4036	33	26	preceding	precede	VERB
ejif-4036	33	27	consecutive	consecutive	ADJ
ejif-4036	33	28	draft	draft	NOUN
ejif-4036	33	29	directives	directive	NOUN
ejif-4036	33	30	and	and	CCONJ
ejif-4036	33	31	based	base	VERB
ejif-4036	33	32	on	on	ADP
ejif-4036	33	33	this	this	DET
ejif-4036	33	34	directive	directive	NOUN
ejif-4036	33	35	the	the	DET
ejif-4036	33	36	nbe	nbe	PROPN
ejif-4036	33	37	dropped	drop	VERB
ejif-4036	33	38	the	the	DET
ejif-4036	33	39	application	application	NOUN
ejif-4036	33	40	.	.	PUNCT
ejif-4036	34	1	the	the	DET
ejif-4036	34	2	clause	clause	NOUN
ejif-4036	34	3	for	for	ADP
ejif-4036	34	4	ffifbb	ffifbb	NOUN
ejif-4036	34	5	under	under	ADP
ejif-4036	34	6	the	the	DET
ejif-4036	34	7	preceding	precede	VERB
ejif-4036	34	8	consecutive	consecutive	ADJ
ejif-4036	34	9	draft	draft	NOUN
ejif-4036	34	10	directives	directive	NOUN
ejif-4036	34	11	which	which	PRON
ejif-4036	34	12	was	be	AUX
ejif-4036	34	13	envisioned	envision	VERB
ejif-4036	34	14	to	to	PART
ejif-4036	34	15	make	make	VERB
ejif-4036	34	16	the	the	DET
ejif-4036	34	17	muslim	muslim	ADJ
ejif-4036	34	18	population	population	NOUN
ejif-4036	34	19	beneficial	beneficial	ADJ
ejif-4036	34	20	from	from	ADP
ejif-4036	34	21	the	the	DET
ejif-4036	34	22	financial	financial	ADJ
ejif-4036	34	23	sectors	sector	NOUN
ejif-4036	34	24	equally	equally	ADV
ejif-4036	34	25	with	with	ADP
ejif-4036	34	26	the	the	DET
ejif-4036	34	27	rest	rest	NOUN
ejif-4036	34	28	of	of	ADP
ejif-4036	34	29	the	the	DET
ejif-4036	34	30	populations	population	NOUN
ejif-4036	34	31	was	be	AUX
ejif-4036	34	32	culminated	culminate	VERB
ejif-4036	34	33	in	in	ADP
ejif-4036	34	34	this	this	DET
ejif-4036	34	35	manner	manner	NOUN
ejif-4036	34	36	.	.	PUNCT
ejif-4036	35	1	the	the	DET
ejif-4036	35	2	enactment	enactment	NOUN
ejif-4036	35	3	of	of	ADP
ejif-4036	35	4	directive	directive	NOUN
ejif-4036	35	5	to	to	PART
ejif-4036	35	6	license	license	VERB
ejif-4036	35	7	and	and	CCONJ
ejif-4036	35	8	authorize	authorize	VERB
ejif-4036	35	9	interest	interest	NOUN
ejif-4036	35	10	free	free	ADJ
ejif-4036	35	11	banking	banking	NOUN
ejif-4036	35	12	business	business	NOUN
ejif-4036	35	13	no.sbb/72/2019	no.sbb/72/2019	NUM
ejif-4036	35	14	(	(	PUNCT
ejif-4036	35	15	here	here	ADV
ejif-4036	35	16	in	in	ADV
ejif-4036	35	17	after	after	ADP
ejif-4036	35	18	called	call	VERB
ejif-4036	35	19	directive	directive	NOUN
ejif-4036	35	20	no	no	INTJ
ejif-4036	35	21	.	.	PUNCT
ejif-4036	35	22	sbb/72/2019	sbb/72/2019	NUM
ejif-4036	35	23	)	)	PUNCT
ejif-4036	35	24	,	,	PUNCT
ejif-4036	35	25	however	however	ADV
ejif-4036	35	26	,	,	PUNCT
ejif-4036	35	27	seems	seem	VERB
ejif-4036	35	28	changed	change	VERB
ejif-4036	35	29	the	the	DET
ejif-4036	35	30	situation	situation	NOUN
ejif-4036	35	31	.	.	PUNCT
ejif-4036	36	1	this	this	DET
ejif-4036	36	2	directive	directive	NOUN
ejif-4036	36	3	allowed	allow	VERB
ejif-4036	36	4	the	the	DET
ejif-4036	36	5	establishment	establishment	NOUN
ejif-4036	36	6	of	of	ADP
ejif-4036	36	7	ffifbb	ffifbb	NOUN
ejif-4036	36	8	and	and	CCONJ
ejif-4036	36	9	following	follow	VERB
ejif-4036	36	10	this	this	DET
ejif-4036	36	11	directive	directive	NOUN
ejif-4036	36	12	different	different	ADJ
ejif-4036	36	13	bank	bank	NOUN
ejif-4036	36	14	of	of	ADP
ejif-4036	36	15	the	the	DET
ejif-4036	36	16	same	same	ADJ
ejif-4036	36	17	applied	apply	VERB
ejif-4036	36	18	for	for	ADP
ejif-4036	36	19	the	the	DET
ejif-4036	36	20	formation	formation	NOUN
ejif-4036	36	21	.	.	PUNCT
ejif-4036	37	1	hence	hence	ADV
ejif-4036	37	2	,	,	PUNCT
ejif-4036	37	3	the	the	DET
ejif-4036	37	4	purpose	purpose	NOUN
ejif-4036	37	5	of	of	ADP
ejif-4036	37	6	this	this	DET
ejif-4036	37	7	article	article	NOUN
ejif-4036	37	8	is	be	AUX
ejif-4036	37	9	:	:	PUNCT
ejif-4036	37	10	to	to	PART
ejif-4036	37	11	analyze	analyze	VERB
ejif-4036	37	12	the	the	DET
ejif-4036	37	13	evolution	evolution	NOUN
ejif-4036	37	14	of	of	ADP
ejif-4036	37	15	ffifbb	ffifbb	NOUN
ejif-4036	37	16	;	;	PUNCT
ejif-4036	37	17	to	to	PART
ejif-4036	37	18	analyze	analyze	VERB
ejif-4036	37	19	the	the	DET
ejif-4036	37	20	problem	problem	NOUN
ejif-4036	37	21	related	relate	VERB
ejif-4036	37	22	with	with	ADP
ejif-4036	37	23	allowing	allow	VERB
ejif-4036	37	24	ffifbb	ffifbb	NOUN
ejif-4036	37	25	and	and	CCONJ
ejif-4036	37	26	to	to	PART
ejif-4036	37	27	analyze	analyze	VERB
ejif-4036	37	28	the	the	DET
ejif-4036	37	29	short	short	ADJ
ejif-4036	37	30	coming	coming	NOUN
ejif-4036	37	31	of	of	ADP
ejif-4036	37	32	legal	legal	ADJ
ejif-4036	37	33	provision	provision	NOUN
ejif-4036	37	34	relating	relate	VERB
ejif-4036	37	35	to	to	ADP
ejif-4036	37	36	ffifbb	ffifbb	NOUN
ejif-4036	37	37	in	in	ADP
ejif-4036	37	38	ethiopia	ethiopia	PROPN
ejif-4036	37	39	.	.	PUNCT
ejif-4036	38	1	to	to	ADP
ejif-4036	38	2	this	this	DET
ejif-4036	38	3	effect	effect	NOUN
ejif-4036	38	4	the	the	DET
ejif-4036	38	5	critical	critical	ADJ
ejif-4036	38	6	analysis	analysis	NOUN
ejif-4036	38	7	of	of	ADP
ejif-4036	38	8	proclamation	proclamation	NOUN
ejif-4036	38	9	no	no	INTJ
ejif-4036	38	10	.	.	NOUN
ejif-4036	38	11	592/2008	592/2008	NUM
ejif-4036	38	12	and	and	CCONJ
ejif-4036	38	13	the	the	DET
ejif-4036	38	14	directive	directive	NOUN
ejif-4036	38	15	no	no	INTJ
ejif-4036	38	16	.	.	PUNCT
ejif-4036	39	1	sbb/	sbb/	NOUN
ejif-4036	39	2	51/2011	51/2011	NUM
ejif-4036	39	3	with	with	ADP
ejif-4036	39	4	its	its	PRON
ejif-4036	39	5	preceding	precede	VERB
ejif-4036	39	6	draft	draft	NOUN
ejif-4036	39	7	directives	directive	NOUN
ejif-4036	39	8	will	will	AUX
ejif-4036	39	9	be	be	AUX
ejif-4036	39	10	made	make	VERB
ejif-4036	39	11	.	.	PUNCT
ejif-4036	40	1	also	also	ADV
ejif-4036	40	2	the	the	DET
ejif-4036	40	3	critical	critical	ADJ
ejif-4036	40	4	analysis	analysis	NOUN
ejif-4036	40	5	of	of	ADP
ejif-4036	40	6	directive	directive	NOUN
ejif-4036	40	7	no	no	INTJ
ejif-4036	40	8	.	.	PUNCT
ejif-4036	41	1	sbb/72/2019will	sbb/72/2019will	NOUN
ejif-4036	41	2	be	be	AUX
ejif-4036	41	3	made	make	VERB
ejif-4036	41	4	.	.	PUNCT
ejif-4036	42	1	the	the	DET
ejif-4036	42	2	legal	legal	ADJ
ejif-4036	42	3	analysis	analysis	NOUN
ejif-4036	42	4	will	will	AUX
ejif-4036	42	5	be	be	AUX
ejif-4036	42	6	based	base	VERB
ejif-4036	42	7	only	only	ADV
ejif-4036	42	8	on	on	ADP
ejif-4036	42	9	the	the	DET
ejif-4036	42	10	relevant	relevant	ADJ
ejif-4036	42	11	legal	legal	ADJ
ejif-4036	42	12	provisions	provision	NOUN
ejif-4036	42	13	related	relate	VERB
ejif-4036	42	14	to	to	ADP
ejif-4036	42	15	the	the	DET
ejif-4036	42	16	issue	issue	NOUN
ejif-4036	42	17	at	at	ADP
ejif-4036	42	18	hand	hand	NOUN
ejif-4036	42	19	,	,	PUNCT
ejif-4036	42	20	directly	directly	ADV
ejif-4036	42	21	or	or	CCONJ
ejif-4036	42	22	3	3	NUM
ejif-4036	42	23	banking	banking	NOUN
ejif-4036	42	24	business	business	NOUN
ejif-4036	42	25	proclamation	proclamation	NOUN
ejif-4036	43	1	no	no	INTJ
ejif-4036	43	2	.	.	PROPN
ejif-4036	43	3	592/2008	592/2008	NUM
ejif-4036	43	4	,	,	PUNCT
ejif-4036	43	5	federal	federal	ADJ
ejif-4036	43	6	negaritgazeta	negaritgazeta	NOUN
ejif-4036	43	7	of	of	ADP
ejif-4036	43	8	the	the	DET
ejif-4036	43	9	federal	federal	PROPN
ejif-4036	43	10	democratic	democratic	PROPN
ejif-4036	43	11	republic	republic	PROPN
ejif-4036	43	12	of	of	ADP
ejif-4036	43	13	ethiopia	ethiopia	PROPN
ejif-4036	43	14	,	,	PUNCT
ejif-4036	43	15	14th	14th	ADJ
ejif-4036	43	16	year	year	NOUN
ejif-4036	43	17	no.57	no.57	PROPN
ejif-4036	43	18	,	,	PUNCT
ejif-4036	43	19	addis	addis	PROPN
ejif-4036	43	20	ababa,25th	ababa,25th	ADP
ejif-4036	43	21	august,2008	august,2008	NOUN
ejif-4036	43	22	.	.	PROPN
ejif-4036	43	23	4	4	NUM
ejif-4036	43	24	interview	interview	NOUN
ejif-4036	43	25	with	with	ADP
ejif-4036	43	26	dr	dr	PROPN
ejif-4036	43	27	.	.	PROPN
ejif-4036	43	28	abdulnasir	abdulnasir	PROPN
ejif-4036	43	29	dino	dino	PROPN
ejif-4036	43	30	,	,	PUNCT
ejif-4036	43	31	chair	chair	NOUN
ejif-4036	43	32	man	man	NOUN
ejif-4036	43	33	of	of	ADP
ejif-4036	43	34	zamzam	zamzam	PROPN
ejif-4036	43	35	bank	bank	PROPN
ejif-4036	43	36	,	,	PUNCT
ejif-4036	43	37	addis	addis	PROPN
ejif-4036	43	38	ababa	ababa	PROPN
ejif-4036	43	39	,	,	PUNCT
ejif-4036	43	40	15	15	NUM
ejif-4036	43	41	march	march	NOUN
ejif-4036	43	42	2019	2019	NUM
ejif-4036	43	43	.	.	PUNCT
ejif-4036	44	1	he	he	PRON
ejif-4036	44	2	replied	reply	VERB
ejif-4036	44	3	that	that	SCONJ
ejif-4036	44	4	the	the	DET
ejif-4036	44	5	application	application	NOUN
ejif-4036	44	6	was	be	AUX
ejif-4036	44	7	made	make	VERB
ejif-4036	44	8	as	as	ADP
ejif-4036	44	9	per	per	ADP
ejif-4036	44	10	proclamation	proclamation	NOUN
ejif-4036	44	11	no.592/2008	no.592/2008	NOUN
ejif-4036	44	12	and	and	CCONJ
ejif-4036	44	13	minimum	minimum	ADJ
ejif-4036	44	14	capital	capital	NOUN
ejif-4036	44	15	requirements	requirement	NOUN
ejif-4036	44	16	for	for	ADP
ejif-4036	44	17	banks	bank	NOUN
ejif-4036	44	18	directive	directive	VERB
ejif-4036	44	19	no	no	INTJ
ejif-4036	44	20	.	.	PUNCT
ejif-4036	45	1	sbb/50/2011	sbb/50/2011	NOUN
ejif-4036	45	2	.	.	PROPN
ejif-4036	46	1	5	5	NUM
ejif-4036	46	2	ibid	ibid	NOUN
ejif-4036	46	3	.	.	PUNCT
ejif-4036	47	1	6this	6this	DET
ejif-4036	47	2	fact	fact	NOUN
ejif-4036	47	3	was	be	AUX
ejif-4036	47	4	expressed	express	VERB
ejif-4036	47	5	in	in	ADP
ejif-4036	47	6	august	august	PROPN
ejif-4036	47	7	9	9	NUM
ejif-4036	47	8	,	,	PUNCT
ejif-4036	47	9	2011	2011	NUM
ejif-4036	47	10	letter	letter	NOUN
ejif-4036	47	11	with	with	ADP
ejif-4036	47	12	reference	reference	NOUN
ejif-4036	47	13	number	number	NOUN
ejif-4036	47	14	zzbuf/102/2011	zzbuf/102/2011	NOUN
ejif-4036	47	15	that	that	SCONJ
ejif-4036	47	16	written	write	VERB
ejif-4036	47	17	to	to	PART
ejif-4036	47	18	nbe	nbe	VERB
ejif-4036	47	19	by	by	ADP
ejif-4036	47	20	zamzam	zamzam	PROPN
ejif-4036	47	21	bank	bank	PROPN
ejif-4036	47	22	as	as	SCONJ
ejif-4036	47	23	:	:	PUNCT
ejif-4036	47	24	“	"	PUNCT
ejif-4036	47	25	we	we	PRON
ejif-4036	47	26	believe	believe	VERB
ejif-4036	47	27	nbe	nbe	PROPN
ejif-4036	47	28	witnesses	witness	NOUN
ejif-4036	47	29	our	our	PRON
ejif-4036	47	30	contribution	contribution	NOUN
ejif-4036	47	31	in	in	ADP
ejif-4036	47	32	the	the	DET
ejif-4036	47	33	initiatives	initiative	NOUN
ejif-4036	47	34	taken	take	VERB
ejif-4036	47	35	to	to	PART
ejif-4036	47	36	be	be	AUX
ejif-4036	47	37	instrumental	instrumental	ADJ
ejif-4036	47	38	for	for	ADP
ejif-4036	47	39	the	the	DET
ejif-4036	47	40	article	article	NOUN
ejif-4036	47	41	22(2	22(2	NUM
ejif-4036	47	42	)	)	PUNCT
ejif-4036	47	43	that	that	PRON
ejif-4036	47	44	include	include	VERB
ejif-4036	47	45	for	for	ADP
ejif-4036	47	46	interest	interest	NOUN
ejif-4036	47	47	free	free	ADJ
ejif-4036	47	48	banking	banking	NOUN
ejif-4036	47	49	in	in	ADP
ejif-4036	47	50	banking	banking	NOUN
ejif-4036	47	51	business	business	NOUN
ejif-4036	47	52	proclamation	proclamation	NOUN
ejif-4036	47	53	number	number	NOUN
ejif-4036	47	54	indirectly	indirectly	ADV
ejif-4036	47	55	.	.	PUNCT
ejif-4036	48	1	from	from	ADP
ejif-4036	48	2	the	the	DET
ejif-4036	48	3	analysis	analysis	NOUN
ejif-4036	48	4	the	the	DET
ejif-4036	48	5	author	author	NOUN
ejif-4036	48	6	tries	try	VERB
ejif-4036	48	7	to	to	PART
ejif-4036	48	8	make	make	VERB
ejif-4036	48	9	his	his	PRON
ejif-4036	48	10	conclusion	conclusion	NOUN
ejif-4036	48	11	.	.	PUNCT
ejif-4036	49	1	this	this	DET
ejif-4036	49	2	article	article	NOUN
ejif-4036	49	3	is	be	AUX
ejif-4036	49	4	not	not	PART
ejif-4036	49	5	concerned	concern	VERB
ejif-4036	49	6	with	with	ADP
ejif-4036	49	7	actual	actual	ADJ
ejif-4036	49	8	problem	problem	NOUN
ejif-4036	49	9	related	relate	VERB
ejif-4036	49	10	to	to	ADP
ejif-4036	49	11	ffifbb	ffifbb	VERB
ejif-4036	49	12	on	on	ADP
ejif-4036	49	13	the	the	DET
ejif-4036	49	14	ground	ground	NOUN
ejif-4036	49	15	,	,	PUNCT
ejif-4036	49	16	except	except	SCONJ
ejif-4036	49	17	the	the	DET
ejif-4036	49	18	legal	legal	ADJ
ejif-4036	49	19	analysis	analysis	NOUN
ejif-4036	49	20	made	make	VERB
ejif-4036	49	21	by	by	ADP
ejif-4036	49	22	the	the	DET
ejif-4036	49	23	author	author	NOUN
ejif-4036	49	24	.	.	PUNCT
ejif-4036	50	1	ii	ii	PROPN
ejif-4036	50	2	.	.	PUNCT
ejif-4036	51	1	proclamation	proclamation	PROPN
ejif-4036	51	2	no	no	INTJ
ejif-4036	51	3	.	.	NOUN
ejif-4036	52	1	592/2008	592/2008	NUM
ejif-4036	52	2	as	as	SCONJ
ejif-4036	52	3	it	it	PRON
ejif-4036	52	4	is	be	AUX
ejif-4036	52	5	mentioned	mention	VERB
ejif-4036	52	6	above	above	ADV
ejif-4036	52	7	,	,	PUNCT
ejif-4036	52	8	ethiopia	ethiopia	PROPN
ejif-4036	52	9	is	be	AUX
ejif-4036	52	10	a	a	DET
ejif-4036	52	11	country	country	NOUN
ejif-4036	52	12	with	with	ADP
ejif-4036	52	13	an	an	DET
ejif-4036	52	14	abundant	abundant	ADJ
ejif-4036	52	15	number	number	NOUN
ejif-4036	52	16	of	of	ADP
ejif-4036	52	17	muslim	muslim	ADJ
ejif-4036	52	18	population	population	NOUN
ejif-4036	52	19	.	.	PUNCT
ejif-4036	53	1	however	however	ADV
ejif-4036	53	2	,	,	PUNCT
ejif-4036	53	3	up	up	ADP
ejif-4036	53	4	to	to	ADP
ejif-4036	53	5	now	now	ADV
ejif-4036	53	6	no	no	DET
ejif-4036	53	7	ffifbb	ffifbb	NOUN
ejif-4036	53	8	products	product	NOUN
ejif-4036	53	9	were	be	AUX
ejif-4036	53	10	available	available	ADJ
ejif-4036	53	11	to	to	PART
ejif-4036	53	12	service	service	VERB
ejif-4036	53	13	the	the	DET
ejif-4036	53	14	muslim	muslim	PROPN
ejif-4036	53	15	community	community	PROPN
ejif-4036	53	16	.	.	PUNCT
ejif-4036	54	1	when	when	SCONJ
ejif-4036	54	2	the	the	DET
ejif-4036	54	3	public	public	ADJ
ejif-4036	54	4	demand	demand	NOUN
ejif-4036	54	5	for	for	ADP
ejif-4036	54	6	ifbb	ifbb	PROPN
ejif-4036	54	7	reached	reach	VERB
ejif-4036	54	8	its	its	PRON
ejif-4036	54	9	climax	climax	NOUN
ejif-4036	54	10	,	,	PUNCT
ejif-4036	54	11	the	the	DET
ejif-4036	54	12	ethiopian	ethiopian	ADJ
ejif-4036	54	13	government	government	NOUN
ejif-4036	54	14	repealed	repeal	VERB
ejif-4036	54	15	the	the	DET
ejif-4036	54	16	proclamation	proclamation	NOUN
ejif-4036	54	17	no	no	INTJ
ejif-4036	54	18	.	.	PROPN
ejif-4036	54	19	84/1994	84/1994	NUM
ejif-4036	54	20	by	by	ADP
ejif-4036	54	21	proclamation	proclamation	NOUN
ejif-4036	54	22	no	no	PROPN
ejif-4036	54	23	.	.	PROPN
ejif-4036	54	24	592/2008	592/2008	NUM
ejif-4036	55	1	that	that	PRON
ejif-4036	55	2	comes	come	VERB
ejif-4036	55	3	with	with	ADP
ejif-4036	55	4	a	a	DET
ejif-4036	55	5	clause	clause	NOUN
ejif-4036	55	6	for	for	ADP
ejif-4036	55	7	ifbb	ifbb	NOUN
ejif-4036	55	8	.	.	PUNCT
ejif-4036	56	1	the	the	DET
ejif-4036	56	2	immediate	immediate	ADJ
ejif-4036	56	3	cause	cause	NOUN
ejif-4036	56	4	for	for	ADP
ejif-4036	56	5	such	such	ADJ
ejif-4036	56	6	changes	change	NOUN
ejif-4036	56	7	was	be	AUX
ejif-4036	56	8	the	the	DET
ejif-4036	56	9	submission	submission	NOUN
ejif-4036	56	10	of	of	ADP
ejif-4036	56	11	draft	draft	NOUN
ejif-4036	56	12	proposal	proposal	NOUN
ejif-4036	56	13	for	for	ADP
ejif-4036	56	14	the	the	DET
ejif-4036	56	15	zamzam	zamzam	PROPN
ejif-4036	56	16	bank	bank	PROPN
ejif-4036	56	17	to	to	ADP
ejif-4036	56	18	different	different	ADJ
ejif-4036	56	19	concerned	concerned	ADJ
ejif-4036	56	20	government	government	NOUN
ejif-4036	56	21	officials	official	NOUN
ejif-4036	56	22	with	with	ADP
ejif-4036	56	23	all	all	DET
ejif-4036	56	24	details	detail	NOUN
ejif-4036	56	25	about	about	ADP
ejif-4036	56	26	the	the	DET
ejif-4036	56	27	need	need	NOUN
ejif-4036	56	28	to	to	PART
ejif-4036	56	29	have	have	AUX
ejif-4036	56	30	ffifbb	ffifbb	NOUN
ejif-4036	56	31	in	in	ADP
ejif-4036	56	32	ethiopia.6	ethiopia.6	PROPN
ejif-4036	56	33	the	the	DET
ejif-4036	56	34	clause	clause	NOUN
ejif-4036	56	35	for	for	ADP
ejif-4036	56	36	ifbb	ifbb	NOUN
ejif-4036	56	37	is	be	AUX
ejif-4036	56	38	mentioned	mention	VERB
ejif-4036	56	39	under	under	ADP
ejif-4036	56	40	article	article	NOUN
ejif-4036	56	41	22(2	22(2	NUM
ejif-4036	56	42	)	)	PUNCT
ejif-4036	56	43	of	of	ADP
ejif-4036	56	44	the	the	DET
ejif-4036	56	45	proclamation	proclamation	NOUN
ejif-4036	56	46	that	that	SCONJ
ejif-4036	56	47	state	state	NOUN
ejif-4036	56	48	:	:	PUNCT
ejif-4036	56	49	´	´	PROPN
ejif-4036	56	50	the	the	DET
ejif-4036	56	51	national	national	PROPN
ejif-4036	56	52	bank	bank	PROPN
ejif-4036	56	53	may	may	AUX
ejif-4036	56	54	issue	issue	VERB
ejif-4036	56	55	directive	directive	NOUN
ejif-4036	56	56	to	to	PART
ejif-4036	56	57	regulate	regulate	VERB
ejif-4036	56	58	banking	banking	NOUN
ejif-4036	56	59	businesses	business	NOUN
ejif-4036	56	60	related	relate	VERB
ejif-4036	56	61	to	to	ADP
ejif-4036	56	62	non	non	ADJ
ejif-4036	56	63	-	-	ADJ
ejif-4036	56	64	interest	interest	NOUN
ejif-4036	56	65	-	-	PUNCT
ejif-4036	56	66	bearing	bear	VERB
ejif-4036	56	67	deposit	deposit	NOUN
ejif-4036	56	68	mobilization	mobilization	NOUN
ejif-4036	56	69	and	and	CCONJ
ejif-4036	56	70	fund	fund	NOUN
ejif-4036	56	71	utilization	utilization	NOUN
ejif-4036	56	72	´	´	NOUN
ejif-4036	56	73	.	.	PUNCT
ejif-4036	57	1	this	this	PRON
ejif-4036	57	2	is	be	AUX
ejif-4036	57	3	the	the	DET
ejif-4036	57	4	only	only	ADJ
ejif-4036	57	5	clause	clause	NOUN
ejif-4036	57	6	under	under	ADP
ejif-4036	57	7	the	the	DET
ejif-4036	57	8	proclamation	proclamation	NOUN
ejif-4036	57	9	that	that	PRON
ejif-4036	57	10	mention	mention	VERB
ejif-4036	57	11	about	about	ADP
ejif-4036	57	12	ifbb	ifbb	NOUN
ejif-4036	57	13	and	and	CCONJ
ejif-4036	57	14	the	the	DET
ejif-4036	57	15	proclamation	proclamation	NOUN
ejif-4036	57	16	port	port	NOUN
ejif-4036	57	17	the	the	DET
ejif-4036	57	18	details	detail	NOUN
ejif-4036	57	19	to	to	ADP
ejif-4036	57	20	the	the	DET
ejif-4036	57	21	directive	directive	NOUN
ejif-4036	57	22	to	to	PART
ejif-4036	57	23	be	be	AUX
ejif-4036	57	24	issued	issue	VERB
ejif-4036	57	25	under	under	ADP
ejif-4036	57	26	nbe	nbe	PROPN
ejif-4036	57	27	.	.	PUNCT
ejif-4036	58	1	the	the	DET
ejif-4036	58	2	ethiopian	ethiopian	ADJ
ejif-4036	58	3	vision	vision	NOUN
ejif-4036	58	4	to	to	PART
ejif-4036	58	5	build	build	VERB
ejif-4036	58	6	inclusive	inclusive	ADJ
ejif-4036	58	7	financial	financial	ADJ
ejif-4036	58	8	sector	sector	NOUN
ejif-4036	58	9	under	under	ADP
ejif-4036	58	10	the	the	DET
ejif-4036	58	11	second	second	ADJ
ejif-4036	58	12	growth	growth	NOUN
ejif-4036	58	13	and	and	CCONJ
ejif-4036	58	14	transformation	transformation	NOUN
ejif-4036	58	15	plan	plan	NOUN
ejif-4036	58	16	,	,	PUNCT
ejif-4036	58	17	can	can	AUX
ejif-4036	58	18	be	be	AUX
ejif-4036	58	19	taken	take	VERB
ejif-4036	58	20	as	as	ADP
ejif-4036	58	21	a	a	DET
ejif-4036	58	22	milestone	milestone	NOUN
ejif-4036	58	23	to	to	PART
ejif-4036	58	24	entertain	entertain	VERB
ejif-4036	58	25	such	such	ADJ
ejif-4036	58	26	demand	demand	NOUN
ejif-4036	58	27	.	.	PUNCT
ejif-4036	59	1	as	as	SCONJ
ejif-4036	59	2	it	it	PRON
ejif-4036	59	3	is	be	AUX
ejif-4036	59	4	understood	understand	VERB
ejif-4036	59	5	from	from	ADP
ejif-4036	59	6	this	this	DET
ejif-4036	59	7	clause	clause	NOUN
ejif-4036	59	8	it	it	PRON
ejif-4036	59	9	does	do	AUX
ejif-4036	59	10	not	not	PART
ejif-4036	59	11	allow	allow	VERB
ejif-4036	59	12	the	the	DET
ejif-4036	59	13	establishment	establishment	NOUN
ejif-4036	59	14	of	of	ADP
ejif-4036	59	15	ifbb	ifbb	NOUN
ejif-4036	59	16	as	as	ADP
ejif-4036	59	17	of	of	ADP
ejif-4036	59	18	right	right	NOUN
ejif-4036	59	19	.	.	PUNCT
ejif-4036	60	1	it	it	PRON
ejif-4036	60	2	makes	make	VERB
ejif-4036	60	3	the	the	DET
ejif-4036	60	4	establishment	establishment	NOUN
ejif-4036	60	5	of	of	ADP
ejif-4036	60	6	the	the	DET
ejif-4036	60	7	same	same	ADJ
ejif-4036	60	8	conditional	conditional	NOUN
ejif-4036	60	9	that	that	PRON
ejif-4036	60	10	depend	depend	VERB
ejif-4036	60	11	on	on	ADP
ejif-4036	60	12	the	the	DET
ejif-4036	60	13	enactment	enactment	NOUN
ejif-4036	60	14	of	of	ADP
ejif-4036	60	15	the	the	DET
ejif-4036	60	16	directive	directive	NOUN
ejif-4036	60	17	by	by	ADP
ejif-4036	60	18	nbe	nbe	PROPN
ejif-4036	60	19	.	.	PUNCT
ejif-4036	61	1	this	this	PRON
ejif-4036	61	2	means	mean	VERB
ejif-4036	61	3	it	it	PRON
ejif-4036	61	4	can´t	can´t	PROPN
ejif-4036	61	5	claimed	claim	VERB
ejif-4036	61	6	as	as	ADP
ejif-4036	61	7	of	of	ADP
ejif-4036	61	8	right	right	NOUN
ejif-4036	61	9	except	except	SCONJ
ejif-4036	61	10	where	where	SCONJ
ejif-4036	61	11	the	the	DET
ejif-4036	61	12	nbe	nbe	PROPN
ejif-4036	61	13	enacts	enact	VERB
ejif-4036	61	14	the	the	DET
ejif-4036	61	15	directive	directive	NOUN
ejif-4036	61	16	for	for	ADP
ejif-4036	61	17	the	the	DET
ejif-4036	61	18	same	same	ADJ
ejif-4036	61	19	.	.	PUNCT
ejif-4036	62	1	the	the	DET
ejif-4036	62	2	authorization	authorization	NOUN
ejif-4036	62	3	also	also	ADV
ejif-4036	62	4	did	do	AUX
ejif-4036	62	5	not	not	PART
ejif-4036	62	6	oblige	oblige	VERB
ejif-4036	62	7	nbe	nbe	PROPN
ejif-4036	62	8	to	to	PART
ejif-4036	62	9	enact	enact	VERB
ejif-4036	62	10	the	the	DET
ejif-4036	62	11	directive	directive	NOUN
ejif-4036	62	12	in	in	ADP
ejif-4036	62	13	the	the	DET
ejif-4036	62	14	area	area	NOUN
ejif-4036	62	15	.	.	PUNCT
ejif-4036	63	1	the	the	DET
ejif-4036	63	2	clause	clause	NOUN
ejif-4036	63	3	gives	give	VERB
ejif-4036	63	4	the	the	DET
ejif-4036	63	5	nbe	nbe	PROPN
ejif-4036	63	6	extensive	extensive	ADJ
ejif-4036	63	7	right	right	NOUN
ejif-4036	63	8	to	to	PART
ejif-4036	63	9	decide	decide	VERB
ejif-4036	63	10	on	on	ADP
ejif-4036	63	11	the	the	DET
ejif-4036	63	12	matter	matter	NOUN
ejif-4036	63	13	.	.	PUNCT
ejif-4036	64	1	the	the	DET
ejif-4036	64	2	proclamation	proclamation	NOUN
ejif-4036	64	3	did	do	AUX
ejif-4036	64	4	not	not	PART
ejif-4036	64	5	mention	mention	VERB
ejif-4036	64	6	as	as	ADP
ejif-4036	64	7	to	to	ADP
ejif-4036	64	8	the	the	DET
ejif-4036	64	9	type	type	NOUN
ejif-4036	64	10	of	of	ADP
ejif-4036	64	11	ifbb	ifbb	NOUN
ejif-4036	64	12	that	that	PRON
ejif-4036	64	13	will	will	AUX
ejif-4036	64	14	be	be	AUX
ejif-4036	64	15	allowed	allow	VERB
ejif-4036	64	16	.	.	PUNCT
ejif-4036	65	1	the	the	DET
ejif-4036	65	2	proclamation	proclamation	NOUN
ejif-4036	65	3	also	also	ADV
ejif-4036	65	4	did	do	AUX
ejif-4036	65	5	not	not	PART
ejif-4036	65	6	mention	mention	VERB
ejif-4036	65	7	the	the	DET
ejif-4036	65	8	purpose	purpose	NOUN
ejif-4036	65	9	/	/	SYM
ejif-4036	65	10	reason	reason	NOUN
ejif-4036	65	11	to	to	PART
ejif-4036	65	12	allow	allow	VERB
ejif-4036	65	13	and	and	CCONJ
ejif-4036	65	14	the	the	DET
ejif-4036	65	15	manner	manner	NOUN
ejif-4036	65	16	to	to	PART
ejif-4036	65	17	perform	perform	VERB
ejif-4036	65	18	the	the	DET
ejif-4036	65	19	same	same	ADJ
ejif-4036	65	20	.	.	PUNCT
ejif-4036	66	1	there	there	PRON
ejif-4036	66	2	is	be	VERB
ejif-4036	66	3	also	also	ADV
ejif-4036	66	4	no	no	DET
ejif-4036	66	5	indication	indication	NOUN
ejif-4036	66	6	as	as	ADP
ejif-4036	66	7	to	to	ADP
ejif-4036	66	8	whether	whether	SCONJ
ejif-4036	66	9	it	it	PRON
ejif-4036	66	10	is	be	AUX
ejif-4036	66	11	the	the	DET
ejif-4036	66	12	one	one	NOUN
ejif-4036	66	13	that	that	PRON
ejif-4036	66	14	will	will	AUX
ejif-4036	66	15	conduct	conduct	VERB
ejif-4036	66	16	in	in	ADP
ejif-4036	66	17	line	line	NOUN
ejif-4036	66	18	with	with	ADP
ejif-4036	66	19	islamic	islamic	ADJ
ejif-4036	66	20	laws	law	NOUN
ejif-4036	66	21	or	or	CCONJ
ejif-4036	66	22	otherwise	otherwise	ADV
ejif-4036	66	23	.	.	PUNCT
ejif-4036	67	1	here	here	ADV
ejif-4036	67	2	there	there	PRON
ejif-4036	67	3	is	be	VERB
ejif-4036	67	4	a	a	DET
ejif-4036	67	5	query	query	NOUN
ejif-4036	67	6	as	as	ADP
ejif-4036	67	7	to	to	ADP
ejif-4036	67	8	what	what	PRON
ejif-4036	67	9	will	will	AUX
ejif-4036	67	10	happen	happen	VERB
ejif-4036	67	11	if	if	SCONJ
ejif-4036	67	12	the	the	DET
ejif-4036	67	13	nbe	nbe	PROPN
ejif-4036	67	14	enacted	enact	VERB
ejif-4036	67	15	the	the	DET
ejif-4036	67	16	directive	directive	NOUN
ejif-4036	67	17	to	to	PART
ejif-4036	67	18	authorize	authorize	VERB
ejif-4036	67	19	ifbb	ifbb	PROPN
ejif-4036	67	20	and	and	CCONJ
ejif-4036	67	21	licensed	license	VERB
ejif-4036	67	22	the	the	DET
ejif-4036	67	23	same	same	ADJ
ejif-4036	67	24	but	but	CCONJ
ejif-4036	67	25	592/2008	592/2008	NUM
ejif-4036	67	26	”	"	PUNCT
ejif-4036	67	27	.	.	PUNCT
ejif-4036	68	1	chairman	chairman	NOUN
ejif-4036	68	2	of	of	ADP
ejif-4036	68	3	zamzam	zamzam	PROPN
ejif-4036	68	4	bankdr	bankdr	PROPN
ejif-4036	68	5	.	.	PUNCT
ejif-4036	69	1	abdulnasir	abdulnasir	PROPN
ejif-4036	69	2	dino	dino	PROPN
ejif-4036	69	3	said	say	VERB
ejif-4036	69	4	in	in	ADP
ejif-4036	69	5	this	this	DET
ejif-4036	69	6	regard	regard	NOUN
ejif-4036	69	7	there	there	PRON
ejif-4036	69	8	is	be	VERB
ejif-4036	69	9	no	no	DET
ejif-4036	69	10	any	any	DET
ejif-4036	69	11	preparation	preparation	NOUN
ejif-4036	69	12	to	to	PART
ejif-4036	69	13	enact	enact	VERB
ejif-4036	69	14	law	law	NOUN
ejif-4036	69	15	for	for	ADP
ejif-4036	69	16	ifbb	ifbb	NOUN
ejif-4036	69	17	from	from	ADP
ejif-4036	69	18	the	the	DET
ejif-4036	69	19	side	side	NOUN
ejif-4036	69	20	of	of	ADP
ejif-4036	69	21	the	the	DET
ejif-4036	69	22	government	government	NOUN
ejif-4036	69	23	.	.	PUNCT
ejif-4036	70	1	he	he	PRON
ejif-4036	70	2	said	say	VERB
ejif-4036	70	3	we	we	PRON
ejif-4036	70	4	summited	summit	VERB
ejif-4036	70	5	the	the	DET
ejif-4036	70	6	draft	draft	NOUN
ejif-4036	70	7	proposal	proposal	NOUN
ejif-4036	70	8	of	of	ADP
ejif-4036	70	9	zamzam	zamzam	PROPN
ejif-4036	70	10	bank	bank	PROPN
ejif-4036	70	11	for	for	ADP
ejif-4036	70	12	ffifbb	ffifbb	NOUN
ejif-4036	70	13	with	with	ADP
ejif-4036	70	14	all	all	DET
ejif-4036	70	15	the	the	DET
ejif-4036	70	16	details	detail	NOUN
ejif-4036	70	17	including	include	VERB
ejif-4036	70	18	its	its	PRON
ejif-4036	70	19	importance	importance	NOUN
ejif-4036	70	20	for	for	ADP
ejif-4036	70	21	ethiopia	ethiopia	PROPN
ejif-4036	70	22	.	.	PUNCT
ejif-4036	71	1	he	he	PRON
ejif-4036	71	2	said	say	VERB
ejif-4036	71	3	we	we	PRON
ejif-4036	71	4	summited	summit	VERB
ejif-4036	71	5	this	this	DET
ejif-4036	71	6	proposal	proposal	NOUN
ejif-4036	71	7	to	to	ADP
ejif-4036	71	8	different	different	ADJ
ejif-4036	71	9	top	top	ADJ
ejif-4036	71	10	government	government	NOUN
ejif-4036	71	11	officials	official	NOUN
ejif-4036	71	12	including	include	VERB
ejif-4036	71	13	the	the	DET
ejif-4036	71	14	then	then	ADV
ejif-4036	71	15	prime	prime	PROPN
ejif-4036	71	16	minister	minister	NOUN
ejif-4036	71	17	of	of	ADP
ejif-4036	71	18	ethiopia	ethiopia	PROPN
ejif-4036	71	19	meleszenawi	meleszenawi	PROPN
ejif-4036	71	20	.	.	PUNCT
ejif-4036	72	1	he	he	PRON
ejif-4036	72	2	said	say	VERB
ejif-4036	72	3	the	the	DET
ejif-4036	72	4	prime	prime	ADJ
ejif-4036	72	5	minister	minister	NOUN
ejif-4036	72	6	appreciated	appreciate	VERB
ejif-4036	72	7	the	the	DET
ejif-4036	72	8	proposal	proposal	NOUN
ejif-4036	72	9	and	and	CCONJ
ejif-4036	72	10	surprised	surprise	VERB
ejif-4036	72	11	by	by	ADP
ejif-4036	72	12	it	it	PRON
ejif-4036	72	13	.	.	PUNCT
ejif-4036	73	1	he	he	PRON
ejif-4036	73	2	said	say	VERB
ejif-4036	73	3	the	the	DET
ejif-4036	73	4	prime	prime	ADJ
ejif-4036	73	5	minister	minister	NOUN
ejif-4036	73	6	promised	promise	VERB
ejif-4036	73	7	us	we	PRON
ejif-4036	73	8	to	to	PART
ejif-4036	73	9	enact	enact	VERB
ejif-4036	73	10	the	the	DET
ejif-4036	73	11	law	law	NOUN
ejif-4036	73	12	for	for	ADP
ejif-4036	73	13	the	the	DET
ejif-4036	73	14	same.interview	same.interview	NOUN
ejif-4036	73	15	with	with	ADP
ejif-4036	73	16	dr	dr	PROPN
ejif-4036	73	17	.	.	PROPN
ejif-4036	73	18	abdulnasir	abdulnasir	PROPN
ejif-4036	73	19	dino	dino	PROPN
ejif-4036	73	20	,	,	PUNCT
ejif-4036	73	21	supra	supra	PROPN
ejif-4036	73	22	note	note	NOUN
ejif-4036	73	23	5	5	NUM
ejif-4036	73	24	..	..	PUNCT
ejif-4036	73	25	ejif	ejif	PROPN
ejif-4036	73	26	–	–	PUNCT
ejif-4036	73	27	european	european	PROPN
ejif-4036	73	28	journal	journal	PROPN
ejif-4036	73	29	of	of	ADP
ejif-4036	73	30	islamic	islamic	PROPN
ejif-4036	73	31	finance	finance	PROPN
ejif-4036	73	32	no	no	DET
ejif-4036	73	33	14	14	NUM
ejif-4036	73	34	,	,	PUNCT
ejif-4036	73	35	december	december	PROPN
ejif-4036	73	36	(	(	PUNCT
ejif-4036	73	37	2019	2019	NUM
ejif-4036	73	38	)	)	PUNCT
ejif-4036	74	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4036	74	2	issn	issn	VERB
ejif-4036	74	3	2421	2421	NUM
ejif-4036	74	4	-	-	SYM
ejif-4036	74	5	2172	2172	NUM
ejif-4036	74	6	3	3	NUM
ejif-4036	74	7	arbitrarily	arbitrarily	ADV
ejif-4036	74	8	repealed	repeal	VERB
ejif-4036	74	9	the	the	DET
ejif-4036	74	10	directive	directive	NOUN
ejif-4036	74	11	and	and	CCONJ
ejif-4036	74	12	cancelled	cancel	VERB
ejif-4036	74	13	/	/	PUNCT
ejif-4036	74	14	withdraw	withdraw	VERB
ejif-4036	74	15	the	the	DET
ejif-4036	74	16	license	license	NOUN
ejif-4036	74	17	.	.	PUNCT
ejif-4036	75	1	iii	iii	X
ejif-4036	75	2	.	.	PUNCT
ejif-4036	76	1	the	the	DET
ejif-4036	76	2	critical	critical	ADJ
ejif-4036	76	3	analysis	analysis	NOUN
ejif-4036	76	4	of	of	ADP
ejif-4036	76	5	directiveno	directiveno	NOUN
ejif-4036	76	6	.	.	PUNCT
ejif-4036	77	1	sbb/	sbb/	NOUN
ejif-4036	77	2	51/2011	51/2011	NUM
ejif-4036	77	3	and	and	CCONJ
ejif-4036	77	4	it´s	it´s	PRON
ejif-4036	77	5	precedes	precede	VERB
ejif-4036	77	6	draft	draft	NOUN
ejif-4036	77	7	directives	directive	NOUN
ejif-4036	77	8	,	,	PUNCT
ejif-4036	77	9	and	and	CCONJ
ejif-4036	77	10	the	the	DET
ejif-4036	77	11	attempt	attempt	NOUN
ejif-4036	77	12	to	to	PART
ejif-4036	77	13	establish	establish	VERB
ejif-4036	77	14	ffifbb	ffifbb	NOUN
ejif-4036	77	15	in	in	ADP
ejif-4036	77	16	ethiopia	ethiopia	PROPN
ejif-4036	77	17	different	different	ADJ
ejif-4036	77	18	elements	element	NOUN
ejif-4036	77	19	can	can	AUX
ejif-4036	77	20	lead	lead	VERB
ejif-4036	77	21	to	to	PART
ejif-4036	77	22	introduce	introduce	VERB
ejif-4036	77	23	ifbb	ifbb	NOUN
ejif-4036	77	24	in	in	ADP
ejif-4036	77	25	different	different	ADJ
ejif-4036	77	26	countries	country	NOUN
ejif-4036	77	27	.	.	PUNCT
ejif-4036	78	1	the	the	DET
ejif-4036	78	2	purpose	purpose	NOUN
ejif-4036	78	3	can	can	AUX
ejif-4036	78	4	differ	differ	VERB
ejif-4036	78	5	in	in	ADP
ejif-4036	78	6	muslim	muslim	ADJ
ejif-4036	78	7	and	and	CCONJ
ejif-4036	78	8	non	non	ADJ
ejif-4036	78	9	-	-	ADJ
ejif-4036	78	10	muslim	muslim	ADJ
ejif-4036	78	11	countries	country	NOUN
ejif-4036	78	12	.	.	PUNCT
ejif-4036	79	1	predominantly	predominantly	ADV
ejif-4036	79	2	the	the	DET
ejif-4036	79	3	driving	drive	VERB
ejif-4036	79	4	force	force	NOUN
ejif-4036	79	5	in	in	ADP
ejif-4036	79	6	non	non	ADJ
ejif-4036	79	7	-	-	ADJ
ejif-4036	79	8	muslim	muslim	ADJ
ejif-4036	79	9	countries	country	NOUN
ejif-4036	79	10	can	can	AUX
ejif-4036	79	11	be	be	AUX
ejif-4036	79	12	:	:	PUNCT
ejif-4036	79	13	the	the	DET
ejif-4036	79	14	need	need	NOUN
ejif-4036	79	15	to	to	PART
ejif-4036	79	16	bring	bring	VERB
ejif-4036	79	17	diversity	diversity	NOUN
ejif-4036	79	18	to	to	ADP
ejif-4036	79	19	the	the	DET
ejif-4036	79	20	market	market	NOUN
ejif-4036	79	21	;	;	PUNCT
ejif-4036	79	22	the	the	DET
ejif-4036	79	23	danger	danger	NOUN
ejif-4036	79	24	of	of	ADP
ejif-4036	79	25	having	have	VERB
ejif-4036	79	26	informal	informal	ADJ
ejif-4036	79	27	islamic	islamic	ADJ
ejif-4036	79	28	institutions	institution	NOUN
ejif-4036	79	29	,	,	PUNCT
ejif-4036	79	30	which	which	PRON
ejif-4036	79	31	are	be	AUX
ejif-4036	79	32	feared	fear	VERB
ejif-4036	79	33	to	to	PART
ejif-4036	79	34	finance	finance	VERB
ejif-4036	79	35	terrorism	terrorism	NOUN
ejif-4036	79	36	;	;	PUNCT
ejif-4036	79	37	the	the	DET
ejif-4036	79	38	attraction	attraction	NOUN
ejif-4036	79	39	of	of	ADP
ejif-4036	79	40	countries	country	NOUN
ejif-4036	79	41	with	with	ADP
ejif-4036	79	42	oil	oil	NOUN
ejif-4036	79	43	wealth	wealth	NOUN
ejif-4036	79	44	,	,	PUNCT
ejif-4036	79	45	many	many	ADJ
ejif-4036	79	46	of	of	ADP
ejif-4036	79	47	which	which	PRON
ejif-4036	79	48	are	be	AUX
ejif-4036	79	49	predominantly	predominantly	ADV
ejif-4036	79	50	islam	islam	PROPN
ejif-4036	79	51	;	;	PUNCT
ejif-4036	79	52	investing	invest	VERB
ejif-4036	79	53	and	and	CCONJ
ejif-4036	79	54	saving	save	VERB
ejif-4036	79	55	the	the	DET
ejif-4036	79	56	growing	grow	VERB
ejif-4036	79	57	wealth	wealth	NOUN
ejif-4036	79	58	of	of	ADP
ejif-4036	79	59	the	the	DET
ejif-4036	79	60	muslim	muslim	ADJ
ejif-4036	79	61	minorities	minority	NOUN
ejif-4036	79	62	,	,	PUNCT
ejif-4036	79	63	many	many	ADJ
ejif-4036	79	64	of	of	ADP
ejif-4036	79	65	whom	whom	PRON
ejif-4036	79	66	are	be	AUX
ejif-4036	79	67	unbanked	unbanked	ADJ
ejif-4036	79	68	due	due	ADP
ejif-4036	79	69	to	to	ADP
ejif-4036	79	70	the	the	DET
ejif-4036	79	71	lack	lack	NOUN
ejif-4036	79	72	of	of	ADP
ejif-4036	79	73	banks	bank	NOUN
ejif-4036	79	74	which	which	PRON
ejif-4036	79	75	adhere	adhere	VERB
ejif-4036	79	76	to	to	ADP
ejif-4036	79	77	sharia	sharia	PROPN
ejif-4036	79	78	law7	law7	PROPN
ejif-4036	79	79	.	.	PUNCT
ejif-4036	80	1	the	the	DET
ejif-4036	80	2	development	development	NOUN
ejif-4036	80	3	of	of	ADP
ejif-4036	80	4	ifbb	ifbb	PROPN
ejif-4036	80	5	in	in	ADP
ejif-4036	80	6	muslim	muslim	ADJ
ejif-4036	80	7	countries	country	NOUN
ejif-4036	80	8	mainly	mainly	ADV
ejif-4036	80	9	emanate	emanate	VERB
ejif-4036	80	10	from	from	ADP
ejif-4036	80	11	the	the	DET
ejif-4036	80	12	response	response	NOUN
ejif-4036	80	13	to	to	ADP
ejif-4036	80	14	the	the	DET
ejif-4036	80	15	need	need	NOUN
ejif-4036	80	16	of	of	ADP
ejif-4036	80	17	faith	faith	NOUN
ejif-4036	80	18	-	-	PUNCT
ejif-4036	80	19	based	base	VERB
ejif-4036	80	20	finance8	finance8	PROPN
ejif-4036	80	21	.	.	PUNCT
ejif-4036	81	1	the	the	DET
ejif-4036	81	2	factor	factor	NOUN
ejif-4036	81	3	that	that	PRON
ejif-4036	81	4	contributes	contribute	VERB
ejif-4036	81	5	for	for	ADP
ejif-4036	81	6	the	the	DET
ejif-4036	81	7	development	development	NOUN
ejif-4036	81	8	of	of	ADP
ejif-4036	81	9	ifbb	ifbb	PROPN
ejif-4036	81	10	in	in	ADP
ejif-4036	81	11	ethiopia	ethiopia	PROPN
ejif-4036	81	12	is	be	AUX
ejif-4036	81	13	the	the	DET
ejif-4036	81	14	combination	combination	NOUN
ejif-4036	81	15	of	of	ADP
ejif-4036	81	16	the	the	DET
ejif-4036	81	17	above	above	ADJ
ejif-4036	81	18	elements	element	NOUN
ejif-4036	81	19	as	as	SCONJ
ejif-4036	81	20	enshrined	enshrine	VERB
ejif-4036	81	21	under	under	ADP
ejif-4036	81	22	the	the	DET
ejif-4036	81	23	preamble	preamble	NOUN
ejif-4036	81	24	of	of	ADP
ejif-4036	81	25	directive	directive	NOUN
ejif-4036	81	26	no	no	INTJ
ejif-4036	81	27	.	.	PUNCT
ejif-4036	82	1	sbb/	sbb/	NOUN
ejif-4036	82	2	51/2011	51/2011	NUM
ejif-4036	82	3	and	and	CCONJ
ejif-4036	82	4	it´s	it´s	PRON
ejif-4036	82	5	precedes	precede	VERB
ejif-4036	82	6	draft	draft	NOUN
ejif-4036	82	7	directives	directive	NOUN
ejif-4036	82	8	:	:	PUNCT
ejif-4036	82	9	to	to	PART
ejif-4036	82	10	create	create	VERB
ejif-4036	82	11	accessibility	accessibility	NOUN
ejif-4036	82	12	to	to	ADP
ejif-4036	82	13	muslims	muslims	PROPN
ejif-4036	82	14	who	who	PRON
ejif-4036	82	15	are	be	AUX
ejif-4036	82	16	unbanked	unbanked	ADJ
ejif-4036	82	17	due	due	ADP
ejif-4036	82	18	to	to	ADP
ejif-4036	82	19	the	the	DET
ejif-4036	82	20	lack	lack	NOUN
ejif-4036	82	21	of	of	ADP
ejif-4036	82	22	banks	bank	NOUN
ejif-4036	82	23	which	which	PRON
ejif-4036	82	24	adhere	adhere	VERB
ejif-4036	82	25	to	to	ADP
ejif-4036	82	26	sharia	sharia	PROPN
ejif-4036	82	27	law	law	NOUN
ejif-4036	82	28	;	;	PUNCT
ejif-4036	82	29	to	to	PART
ejif-4036	82	30	give	give	VERB
ejif-4036	82	31	practical	practical	ADJ
ejif-4036	82	32	response	response	NOUN
ejif-4036	82	33	for	for	ADP
ejif-4036	82	34	globally	globally	ADV
ejif-4036	82	35	growing	grow	VERB
ejif-4036	82	36	islamic	islamic	ADJ
ejif-4036	82	37	finance	finance	NOUN
ejif-4036	82	38	,	,	PUNCT
ejif-4036	82	39	in	in	ADP
ejif-4036	82	40	order	order	NOUN
ejif-4036	82	41	to	to	PART
ejif-4036	82	42	attract	attract	VERB
ejif-4036	82	43	the	the	DET
ejif-4036	82	44	foreign	foreign	ADJ
ejif-4036	82	45	investors	investor	NOUN
ejif-4036	82	46	from	from	ADP
ejif-4036	82	47	muslim	muslim	ADJ
ejif-4036	82	48	rich	rich	ADJ
ejif-4036	82	49	countries	country	NOUN
ejif-4036	82	50	;	;	PUNCT
ejif-4036	82	51	aimed	aim	VERB
ejif-4036	82	52	to	to	PART
ejif-4036	82	53	respond	respond	VERB
ejif-4036	82	54	to	to	ADP
ejif-4036	82	55	muslims	muslims	PROPN
ejif-4036	82	56	faith	faith	NOUN
ejif-4036	82	57	based	base	VERB
ejif-4036	82	58	finance	finance	NOUN
ejif-4036	82	59	which	which	PRON
ejif-4036	82	60	was	be	AUX
ejif-4036	82	61	strongly	strongly	ADV
ejif-4036	82	62	demanded	demand	VERB
ejif-4036	82	63	.	.	PUNCT
ejif-4036	83	1	as	as	ADV
ejif-4036	83	2	soon	soon	ADV
ejif-4036	83	3	as	as	ADP
ejif-4036	83	4	the	the	DET
ejif-4036	83	5	enactment	enactment	NOUN
ejif-4036	83	6	of	of	ADP
ejif-4036	83	7	proclamation	proclamation	NOUN
ejif-4036	83	8	no	no	INTJ
ejif-4036	83	9	.	.	PROPN
ejif-4036	83	10	592/2008	592/2008	NUM
ejif-4036	83	11	that	that	PRON
ejif-4036	83	12	declares	declare	VERB
ejif-4036	83	13	the	the	DET
ejif-4036	83	14	permissibility	permissibility	NOUN
ejif-4036	83	15	of	of	ADP
ejif-4036	83	16	ifbb	ifbb	PROPN
ejif-4036	83	17	,	,	PUNCT
ejif-4036	83	18	latter	latter	ADV
ejif-4036	83	19	the	the	DET
ejif-4036	83	20	application	application	NOUN
ejif-4036	83	21	to	to	PART
ejif-4036	83	22	establish	establish	VERB
ejif-4036	83	23	ffifbb	ffifbb	NOUN
ejif-4036	83	24	by	by	ADP
ejif-4036	83	25	the	the	DET
ejif-4036	83	26	name	name	NOUN
ejif-4036	83	27	of	of	ADP
ejif-4036	83	28	zamzam	zamzam	PROPN
ejif-4036	83	29	bank	bank	PROPN
ejif-4036	83	30	was	be	AUX
ejif-4036	83	31	submitted	submit	VERB
ejif-4036	83	32	to	to	ADP
ejif-4036	83	33	the	the	DET
ejif-4036	83	34	nbe9	nbe9	PROPN
ejif-4036	83	35	.	.	PUNCT
ejif-4036	84	1	since	since	SCONJ
ejif-4036	84	2	the	the	DET
ejif-4036	84	3	clause	clause	NOUN
ejif-4036	84	4	under	under	ADP
ejif-4036	84	5	the	the	DET
ejif-4036	84	6	proclamation	proclamation	NOUN
ejif-4036	84	7	no	no	INTJ
ejif-4036	84	8	.	.	NOUN
ejif-4036	84	9	592/2008	592/2008	NUM
ejif-4036	84	10	is	be	AUX
ejif-4036	84	11	not	not	PART
ejif-4036	84	12	comprehensive	comprehensive	ADJ
ejif-4036	84	13	for	for	ADP
ejif-4036	84	14	licensing	licensing	NOUN
ejif-4036	84	15	,	,	PUNCT
ejif-4036	84	16	it	it	PRON
ejif-4036	84	17	necessitates	necessitate	VERB
ejif-4036	84	18	for	for	ADP
ejif-4036	84	19	the	the	DET
ejif-4036	84	20	detail	detail	NOUN
ejif-4036	84	21	under	under	ADP
ejif-4036	84	22	the	the	DET
ejif-4036	84	23	directive	directive	NOUN
ejif-4036	84	24	as	as	SCONJ
ejif-4036	84	25	it	it	PRON
ejif-4036	84	26	is	be	AUX
ejif-4036	84	27	already	already	ADV
ejif-4036	84	28	promised	promise	VERB
ejif-4036	84	29	under	under	ADP
ejif-4036	84	30	the	the	DET
ejif-4036	84	31	same	same	ADJ
ejif-4036	84	32	.	.	PUNCT
ejif-4036	85	1	prior	prior	ADV
ejif-4036	85	2	to	to	ADP
ejif-4036	85	3	the	the	DET
ejif-4036	85	4	directive	directive	NOUN
ejif-4036	85	5	no	no	INTJ
ejif-4036	85	6	.	.	PUNCT
ejif-4036	85	7	sbb/	sbb/	NOUN
ejif-4036	85	8	51/2011	51/2011	NUM
ejif-4036	86	1	,	,	PUNCT
ejif-4036	86	2	the	the	DET
ejif-4036	86	3	nbe	nbe	PROPN
ejif-4036	86	4	released	release	VERB
ejif-4036	86	5	three	three	NUM
ejif-4036	86	6	different	different	ADJ
ejif-4036	86	7	consecutive	consecutive	ADJ
ejif-4036	86	8	drafts	draft	NOUN
ejif-4036	86	9	of	of	ADP
ejif-4036	86	10	the	the	DET
ejif-4036	86	11	same	same	ADJ
ejif-4036	86	12	.	.	PUNCT
ejif-4036	87	1	in	in	ADP
ejif-4036	87	2	order	order	NOUN
ejif-4036	87	3	to	to	PART
ejif-4036	87	4	enrich	enrich	VERB
ejif-4036	87	5	the	the	DET
ejif-4036	87	6	directives	directive	NOUN
ejif-4036	87	7	and	and	CCONJ
ejif-4036	87	8	to	to	PART
ejif-4036	87	9	make	make	VERB
ejif-4036	87	10	the	the	DET
ejif-4036	87	11	process	process	NOUN
ejif-4036	87	12	participatory	participatory	NOUN
ejif-4036	87	13	,	,	PUNCT
ejif-4036	87	14	the	the	DET
ejif-4036	87	15	nbe	nbe	PROPN
ejif-4036	87	16	had	have	AUX
ejif-4036	87	17	been	be	AUX
ejif-4036	87	18	deliberating	deliberate	VERB
ejif-4036	87	19	on	on	ADP
ejif-4036	87	20	the	the	DET
ejif-4036	87	21	drafts	draft	NOUN
ejif-4036	87	22	with	with	ADP
ejif-4036	87	23	the	the	DET
ejif-4036	87	24	existing	exist	VERB
ejif-4036	87	25	banks	bank	NOUN
ejif-4036	87	26	and	and	CCONJ
ejif-4036	87	27	banks	bank	NOUN
ejif-4036	87	28	under	under	ADP
ejif-4036	87	29	formation	formation	NOUN
ejif-4036	87	30	including	include	VERB
ejif-4036	87	31	zamzam	zamzam	PROPN
ejif-4036	87	32	bank	bank	PROPN
ejif-4036	87	33	10	10	NUM
ejif-4036	87	34	.	.	PUNCT
ejif-4036	88	1	each	each	PRON
ejif-4036	88	2	of	of	ADP
ejif-4036	88	3	these	these	DET
ejif-4036	88	4	consecutive	consecutive	ADJ
ejif-4036	88	5	draft	draft	NOUN
ejif-4036	88	6	directives	directive	NOUN
ejif-4036	88	7	will	will	AUX
ejif-4036	88	8	be	be	AUX
ejif-4036	88	9	summarized	summarize	VERB
ejif-4036	88	10	here	here	ADV
ejif-4036	88	11	in	in	ADP
ejif-4036	88	12	under	under	ADV
ejif-4036	88	13	as	as	ADP
ejif-4036	88	14	follow	follow	VERB
ejif-4036	88	15	:	:	PUNCT
ejif-4036	88	16	the	the	DET
ejif-4036	88	17	1stdraft	1stdraft	NUM
ejif-4036	88	18	was	be	AUX
ejif-4036	88	19	released	release	VERB
ejif-4036	88	20	on	on	ADP
ejif-4036	88	21	june	june	PROPN
ejif-4036	88	22	11	11	NUM
ejif-4036	88	23	,	,	PUNCT
ejif-4036	88	24	2010	2010	NUM
ejif-4036	88	25	and	and	CCONJ
ejif-4036	88	26	it	it	PRON
ejif-4036	88	27	is	be	AUX
ejif-4036	88	28	named	name	VERB
ejif-4036	88	29	as	as	ADP
ejif-4036	88	30	“	"	PUNCT
ejif-4036	88	31	directives	directive	NOUN
ejif-4036	88	32	for	for	ADP
ejif-4036	88	33	conducting	conduct	VERB
ejif-4036	88	34	interest	interest	NOUN
ejif-4036	88	35	free	free	ADJ
ejif-4036	88	36	banking	banking	NOUN
ejif-4036	88	37	”	"	PUNCT
ejif-4036	88	38	.	.	PUNCT
ejif-4036	89	1	it	it	PRON
ejif-4036	89	2	defines	define	VERB
ejif-4036	89	3	“	"	PUNCT
ejif-4036	89	4	interest	interest	NOUN
ejif-4036	89	5	free	free	ADJ
ejif-4036	89	6	banking	banking	NOUN
ejif-4036	89	7	”	"	PUNCT
ejif-4036	89	8	under	under	ADP
ejif-4036	89	9	article	article	NOUN
ejif-4036	89	10	2(1	2(1	NUM
ejif-4036	89	11	)	)	PUNCT
ejif-4036	89	12	as	as	ADP
ejif-4036	89	13	–	–	PUNCT
ejif-4036	89	14	banking	banking	NOUN
ejif-4036	89	15	activity	activity	NOUN
ejif-4036	89	16	in	in	ADP
ejif-4036	89	17	which	which	PRON
ejif-4036	89	18	the	the	DET
ejif-4036	89	19	acceptance	acceptance	NOUN
ejif-4036	89	20	of	of	ADP
ejif-4036	89	21	funds	fund	NOUN
ejif-4036	89	22	and	and	CCONJ
ejif-4036	89	23	financing	financing	NOUN
ejif-4036	89	24	is	be	AUX
ejif-4036	89	25	undertaken	undertake	VERB
ejif-4036	89	26	in	in	ADP
ejif-4036	89	27	7mohamed	7mohamed	NUM
ejif-4036	89	28	hassan	hassan	PROPN
ejif-4036	89	29	abdullahi(2012	abdullahi(2012	PROPN
ejif-4036	89	30	)	)	PUNCT
ejif-4036	89	31	,	,	PUNCT
ejif-4036	89	32	the	the	DET
ejif-4036	89	33	legal	legal	ADJ
ejif-4036	89	34	and	and	CCONJ
ejif-4036	89	35	regulatory	regulatory	ADJ
ejif-4036	89	36	framework	framework	NOUN
ejif-4036	89	37	of	of	ADP
ejif-4036	89	38	islamic	islamic	ADJ
ejif-4036	89	39	banking	banking	NOUN
ejif-4036	89	40	in	in	ADP
ejif-4036	89	41	kenya	kenya	PROPN
ejif-4036	89	42	:	:	PUNCT
ejif-4036	89	43	theory	theory	NOUN
ejif-4036	89	44	and	and	CCONJ
ejif-4036	89	45	practice	practice	NOUN
ejif-4036	89	46	,	,	PUNCT
ejif-4036	89	47	university	university	PROPN
ejif-4036	89	48	of	of	ADP
ejif-4036	89	49	nairobi	nairobi	PROPN
ejif-4036	89	50	,	,	PUNCT
ejif-4036	89	51	p.18&19	p.18&19	NOUN
ejif-4036	89	52	.	.	PUNCT
ejif-4036	90	1	a	a	DET
ejif-4036	90	2	manner	manner	NOUN
ejif-4036	90	3	that	that	PRON
ejif-4036	90	4	is	be	AUX
ejif-4036	90	5	consistent	consistent	ADJ
ejif-4036	90	6	with	with	ADP
ejif-4036	90	7	sharia	sharia	PROPN
ejif-4036	90	8	principles	principle	NOUN
ejif-4036	90	9	.	.	PUNCT
ejif-4036	91	1	it	it	PRON
ejif-4036	91	2	also	also	ADV
ejif-4036	91	3	define	define	VERB
ejif-4036	91	4	“	"	PUNCT
ejif-4036	91	5	interest	interest	NOUN
ejif-4036	91	6	free	free	ADJ
ejif-4036	91	7	banking	banking	NOUN
ejif-4036	91	8	window	window	NOUN
ejif-4036	91	9	”	"	PUNCT
ejif-4036	91	10	under	under	ADP
ejif-4036	91	11	article	article	NOUN
ejif-4036	91	12	2(2	2(2	NUM
ejif-4036	91	13	)	)	PUNCT
ejif-4036	91	14	as	as	ADP
ejif-4036	91	15	a	a	DET
ejif-4036	91	16	unit	unit	NOUN
ejif-4036	91	17	within	within	ADP
ejif-4036	91	18	a	a	DET
ejif-4036	91	19	bank	bank	NOUN
ejif-4036	91	20	exclusively	exclusively	ADV
ejif-4036	91	21	offering	offer	VERB
ejif-4036	91	22	and	and	CCONJ
ejif-4036	91	23	dealing	deal	VERB
ejif-4036	91	24	with	with	ADP
ejif-4036	91	25	activities	activity	NOUN
ejif-4036	91	26	permissible	permissible	ADJ
ejif-4036	91	27	under	under	ADP
ejif-4036	91	28	sharia	sharia	PROPN
ejif-4036	91	29	principles	principle	NOUN
ejif-4036	91	30	.	.	PUNCT
ejif-4036	92	1	following	follow	VERB
ejif-4036	92	2	under	under	ADP
ejif-4036	92	3	article	article	NOUN
ejif-4036	92	4	3(1	3(1	NUM
ejif-4036	92	5	)	)	PUNCT
ejif-4036	92	6	it	it	PRON
ejif-4036	92	7	states	state	VERB
ejif-4036	92	8	:	:	PUNCT
ejif-4036	92	9	interest	interest	NOUN
ejif-4036	92	10	free	free	ADJ
ejif-4036	92	11	banking	banking	NOUN
ejif-4036	92	12	may	may	AUX
ejif-4036	92	13	be	be	AUX
ejif-4036	92	14	conducted	conduct	VERB
ejif-4036	92	15	in	in	ADP
ejif-4036	92	16	either	either	PRON
ejif-4036	92	17	of	of	ADP
ejif-4036	92	18	the	the	DET
ejif-4036	92	19	following	follow	VERB
ejif-4036	92	20	modes	mode	NOUN
ejif-4036	92	21	by	by	ADP
ejif-4036	92	22	fulfilling	fulfil	VERB
ejif-4036	92	23	all	all	DET
ejif-4036	92	24	the	the	DET
ejif-4036	92	25	requirements	requirement	NOUN
ejif-4036	92	26	stipulated	stipulate	VERB
ejif-4036	92	27	in	in	ADP
ejif-4036	92	28	relevant	relevant	ADJ
ejif-4036	92	29	nbe	nbe	PROPN
ejif-4036	92	30	directives	directive	NOUN
ejif-4036	92	31	:	:	PUNCT
ejif-4036	92	32	a.	a.	NOUN
ejif-4036	92	33	existing	exist	VERB
ejif-4036	92	34	banks	bank	NOUN
ejif-4036	92	35	may	may	AUX
ejif-4036	92	36	create	create	VERB
ejif-4036	92	37	interest	interest	NOUN
ejif-4036	92	38	free	free	ADJ
ejif-4036	92	39	banking	banking	NOUN
ejif-4036	92	40	window	window	NOUN
ejif-4036	92	41	;	;	PUNCT
ejif-4036	92	42	and	and	CCONJ
ejif-4036	92	43	b.	b.	PROPN
ejif-4036	92	44	ethiopian	ethiopian	PROPN
ejif-4036	92	45	nationals	national	NOUN
ejif-4036	92	46	may	may	AUX
ejif-4036	92	47	establish	establish	VERB
ejif-4036	92	48	a	a	DET
ejif-4036	92	49	bank	bank	NOUN
ejif-4036	92	50	exclusively	exclusively	ADV
ejif-4036	92	51	engaged	engage	VERB
ejif-4036	92	52	in	in	ADP
ejif-4036	92	53	interest	interest	NOUN
ejif-4036	92	54	free	free	ADJ
ejif-4036	92	55	banking	banking	NOUN
ejif-4036	92	56	.	.	PUNCT
ejif-4036	93	1	when	when	SCONJ
ejif-4036	93	2	we	we	PRON
ejif-4036	93	3	see	see	VERB
ejif-4036	93	4	article	article	NOUN
ejif-4036	93	5	3(1	3(1	NUM
ejif-4036	93	6	)	)	PUNCT
ejif-4036	93	7	(	(	PUNCT
ejif-4036	93	8	a	a	X
ejif-4036	93	9	)	)	PUNCT
ejif-4036	93	10	,	,	PUNCT
ejif-4036	93	11	the	the	DET
ejif-4036	93	12	term	term	NOUN
ejif-4036	93	13	“	"	PUNCT
ejif-4036	93	14	existing	exist	VERB
ejif-4036	93	15	banks	bank	NOUN
ejif-4036	93	16	”	"	PUNCT
ejif-4036	93	17	refers	refer	VERB
ejif-4036	93	18	to	to	ADP
ejif-4036	93	19	existing	exist	VERB
ejif-4036	93	20	conventional	conventional	ADJ
ejif-4036	93	21	banks	bank	NOUN
ejif-4036	93	22	which	which	PRON
ejif-4036	93	23	are	be	AUX
ejif-4036	93	24	already	already	ADV
ejif-4036	93	25	licensed	license	VERB
ejif-4036	93	26	by	by	ADP
ejif-4036	93	27	nbe	nbe	PROPN
ejif-4036	93	28	.	.	PUNCT
ejif-4036	94	1	hence	hence	ADV
ejif-4036	94	2	,	,	PUNCT
ejif-4036	94	3	when	when	SCONJ
ejif-4036	94	4	it	it	PRON
ejif-4036	94	5	is	be	AUX
ejif-4036	94	6	read	read	VERB
ejif-4036	94	7	in	in	ADP
ejif-4036	94	8	conjunction	conjunction	NOUN
ejif-4036	94	9	with	with	ADP
ejif-4036	94	10	article	article	NOUN
ejif-4036	94	11	2(2	2(2	NUM
ejif-4036	94	12	)	)	PUNCT
ejif-4036	94	13	,	,	PUNCT
ejif-4036	94	14	it	it	PRON
ejif-4036	94	15	gives	give	VERB
ejif-4036	94	16	the	the	DET
ejif-4036	94	17	meaning	meaning	NOUN
ejif-4036	94	18	thatthe	thatthe	NOUN
ejif-4036	94	19	existing	exist	VERB
ejif-4036	94	20	conventional	conventional	ADJ
ejif-4036	94	21	banks	bank	NOUN
ejif-4036	94	22	which	which	PRON
ejif-4036	94	23	are	be	AUX
ejif-4036	94	24	licensed	license	VERB
ejif-4036	94	25	by	by	ADP
ejif-4036	94	26	nbe	nbe	PROPN
ejif-4036	94	27	can	can	AUX
ejif-4036	94	28	be	be	AUX
ejif-4036	94	29	authorized	authorize	VERB
ejif-4036	94	30	to	to	PART
ejif-4036	94	31	provide	provide	VERB
ejif-4036	94	32	ifbb	ifbb	PROPN
ejif-4036	94	33	through	through	ADP
ejif-4036	94	34	exclusive	exclusive	ADJ
ejif-4036	94	35	window	window	NOUN
ejif-4036	94	36	reserved	reserve	VERB
ejif-4036	94	37	for	for	ADP
ejif-4036	94	38	the	the	DET
ejif-4036	94	39	same	same	ADJ
ejif-4036	94	40	.	.	PUNCT
ejif-4036	95	1	under	under	ADP
ejif-4036	95	2	article	article	NOUN
ejif-4036	95	3	3(1)(b	3(1)(b	NUM
ejif-4036	95	4	)	)	PUNCT
ejif-4036	95	5	,	,	PUNCT
ejif-4036	95	6	the	the	DET
ejif-4036	95	7	term	term	NOUN
ejif-4036	95	8	“	"	PUNCT
ejif-4036	95	9	bank	bank	NOUN
ejif-4036	95	10	exclusively	exclusively	ADV
ejif-4036	95	11	engaged	engage	VERB
ejif-4036	95	12	in	in	ADP
ejif-4036	95	13	interest	interest	NOUN
ejif-4036	95	14	free	free	ADJ
ejif-4036	95	15	banking	banking	NOUN
ejif-4036	95	16	”	"	PUNCT
ejif-4036	95	17	refers	refer	VERB
ejif-4036	95	18	to	to	ADP
ejif-4036	95	19	the	the	DET
ejif-4036	95	20	permissibility	permissibility	NOUN
ejif-4036	95	21	of	of	ADP
ejif-4036	95	22	establishing	establish	VERB
ejif-4036	95	23	ffifbb	ffifbb	NOUN
ejif-4036	95	24	.	.	PUNCT
ejif-4036	96	1	when	when	SCONJ
ejif-4036	96	2	we	we	PRON
ejif-4036	96	3	see	see	VERB
ejif-4036	96	4	article	article	NOUN
ejif-4036	96	5	2(1	2(1	NUM
ejif-4036	96	6	)	)	PUNCT
ejif-4036	96	7	and	and	CCONJ
ejif-4036	96	8	3(1	3(1	NUM
ejif-4036	96	9	)	)	PUNCT
ejif-4036	96	10	conjointly	conjointly	ADV
ejif-4036	96	11	it	it	PRON
ejif-4036	96	12	gives	give	VERB
ejif-4036	96	13	the	the	DET
ejif-4036	96	14	meaning	meaning	NOUN
ejif-4036	96	15	that	that	SCONJ
ejif-4036	96	16	:	:	PUNCT
ejif-4036	96	17	both	both	DET
ejif-4036	96	18	conventional	conventional	ADJ
ejif-4036	96	19	banks	bank	NOUN
ejif-4036	96	20	which	which	PRON
ejif-4036	96	21	provides	provide	VERB
ejif-4036	96	22	the	the	DET
ejif-4036	96	23	service	service	NOUN
ejif-4036	96	24	through	through	ADP
ejif-4036	96	25	exclusive	exclusive	ADJ
ejif-4036	96	26	windows	window	NOUN
ejif-4036	96	27	and	and	CCONJ
ejif-4036	96	28	the	the	DET
ejif-4036	96	29	exclusive	exclusive	ADJ
ejif-4036	96	30	banks	bank	NOUN
ejif-4036	96	31	which	which	PRON
ejif-4036	96	32	will	will	AUX
ejif-4036	96	33	be	be	AUX
ejif-4036	96	34	formed	form	VERB
ejif-4036	96	35	for	for	ADP
ejif-4036	96	36	the	the	DET
ejif-4036	96	37	same	same	ADJ
ejif-4036	96	38	,	,	PUNCT
ejif-4036	96	39	shall	shall	AUX
ejif-4036	96	40	give	give	VERB
ejif-4036	96	41	the	the	DET
ejif-4036	96	42	service	service	NOUN
ejif-4036	96	43	as	as	ADP
ejif-4036	96	44	per	per	ADP
ejif-4036	96	45	thesharia	thesharia	NOUN
ejif-4036	96	46	law	law	NOUN
ejif-4036	96	47	.	.	PUNCT
ejif-4036	97	1	from	from	ADP
ejif-4036	97	2	what	what	PRON
ejif-4036	97	3	is	be	AUX
ejif-4036	97	4	mentioned	mention	VERB
ejif-4036	97	5	under	under	ADP
ejif-4036	97	6	this	this	DET
ejif-4036	97	7	directive	directive	NOUN
ejif-4036	97	8	,	,	PUNCT
ejif-4036	97	9	it	it	PRON
ejif-4036	97	10	is	be	AUX
ejif-4036	97	11	clear	clear	ADJ
ejif-4036	97	12	that	that	SCONJ
ejif-4036	97	13	the	the	DET
ejif-4036	97	14	1stdraft	1stdraft	NUM
ejif-4036	97	15	directive	directive	NOUN
ejif-4036	97	16	,	,	PUNCT
ejif-4036	97	17	allowed	allow	VERB
ejif-4036	97	18	the	the	DET
ejif-4036	97	19	formation	formation	NOUN
ejif-4036	97	20	of	of	ADP
ejif-4036	97	21	ffifbb	ffifbb	NOUN
ejif-4036	97	22	in	in	ADP
ejif-4036	97	23	unequivocal	unequivocal	ADJ
ejif-4036	97	24	language	language	NOUN
ejif-4036	97	25	.	.	PUNCT
ejif-4036	98	1	the	the	DET
ejif-4036	98	2	2nddraft	2nddraft	NUM
ejif-4036	98	3	was	be	AUX
ejif-4036	98	4	released	release	VERB
ejif-4036	98	5	on	on	ADP
ejif-4036	98	6	october	october	PROPN
ejif-4036	98	7	8	8	NUM
ejif-4036	98	8	,	,	PUNCT
ejif-4036	98	9	2010	2010	NUM
ejif-4036	98	10	and	and	CCONJ
ejif-4036	98	11	it	it	PRON
ejif-4036	98	12	was	be	AUX
ejif-4036	98	13	named	name	VERB
ejif-4036	98	14	as	as	ADP
ejif-4036	98	15	“	"	PUNCT
ejif-4036	98	16	directive	directive	NOUN
ejif-4036	98	17	for	for	ADP
ejif-4036	98	18	authorization	authorization	NOUN
ejif-4036	98	19	of	of	ADP
ejif-4036	98	20	interest	interest	NOUN
ejif-4036	98	21	free	free	ADJ
ejif-4036	98	22	banking	banking	NOUN
ejif-4036	98	23	”	"	PUNCT
ejif-4036	98	24	.	.	PUNCT
ejif-4036	99	1	it	it	PRON
ejif-4036	99	2	defines	define	VERB
ejif-4036	99	3	“	"	PUNCT
ejif-4036	99	4	interest	interest	NOUN
ejif-4036	99	5	free	free	ADJ
ejif-4036	99	6	banking	banking	NOUN
ejif-4036	99	7	”	"	PUNCT
ejif-4036	99	8	under	under	ADP
ejif-4036	99	9	article	article	NOUN
ejif-4036	99	10	2(2	2(2	NUM
ejif-4036	99	11	)	)	PUNCT
ejif-4036	99	12	as	as	ADP
ejif-4036	99	13	–	–	PUNCT
ejif-4036	99	14	banking	banking	NOUN
ejif-4036	99	15	activity	activity	NOUN
ejif-4036	99	16	in	in	ADP
ejif-4036	99	17	which	which	PRON
ejif-4036	99	18	the	the	DET
ejif-4036	99	19	acceptance	acceptance	NOUN
ejif-4036	99	20	of	of	ADP
ejif-4036	99	21	funds	fund	NOUN
ejif-4036	99	22	and	and	CCONJ
ejif-4036	99	23	financing	financing	NOUN
ejif-4036	99	24	is	be	AUX
ejif-4036	99	25	undertaken	undertake	VERB
ejif-4036	99	26	in	in	ADP
ejif-4036	99	27	a	a	DET
ejif-4036	99	28	manner	manner	NOUN
ejif-4036	99	29	that	that	PRON
ejif-4036	99	30	does	do	AUX
ejif-4036	99	31	not	not	PART
ejif-4036	99	32	involve	involve	VERB
ejif-4036	99	33	pre	pre	ADJ
ejif-4036	99	34	-	-	ADJ
ejif-4036	99	35	determined	determined	ADJ
ejif-4036	99	36	interest	interest	NOUN
ejif-4036	99	37	rate	rate	NOUN
ejif-4036	99	38	.	.	PUNCT
ejif-4036	100	1	it	it	PRON
ejif-4036	100	2	also	also	ADV
ejif-4036	100	3	define	define	VERB
ejif-4036	100	4	“	"	PUNCT
ejif-4036	100	5	interest	interest	NOUN
ejif-4036	100	6	free	free	ADJ
ejif-4036	100	7	banking	banking	NOUN
ejif-4036	100	8	window	window	NOUN
ejif-4036	100	9	”	"	PUNCT
ejif-4036	100	10	under	under	ADP
ejif-4036	100	11	article	article	NOUN
ejif-4036	100	12	2(3	2(3	NUM
ejif-4036	100	13	)	)	PUNCT
ejif-4036	100	14	as	as	ADP
ejif-4036	100	15	a	a	DET
ejif-4036	100	16	unit	unit	NOUN
ejif-4036	100	17	within	within	ADP
ejif-4036	100	18	a	a	DET
ejif-4036	100	19	bank	bank	NOUN
ejif-4036	100	20	exclusively	exclusively	ADV
ejif-4036	100	21	offering	offer	VERB
ejif-4036	100	22	interest	interest	NOUN
ejif-4036	100	23	free	free	ADJ
ejif-4036	100	24	banking	banking	NOUN
ejif-4036	100	25	services	service	NOUN
ejif-4036	100	26	.	.	PUNCT
ejif-4036	101	1	following	follow	VERB
ejif-4036	101	2	,	,	PUNCT
ejif-4036	101	3	the	the	DET
ejif-4036	101	4	directive	directive	NOUN
ejif-4036	101	5	provides	provide	VERB
ejif-4036	101	6	under	under	ADP
ejif-4036	101	7	article	article	NOUN
ejif-4036	101	8	4	4	NUM
ejif-4036	101	9	the	the	DET
ejif-4036	101	10	requirements	requirement	NOUN
ejif-4036	101	11	for	for	ADP
ejif-4036	101	12	the	the	DET
ejif-4036	101	13	authorization	authorization	NOUN
ejif-4036	101	14	to	to	PART
ejif-4036	101	15	engage	engage	VERB
ejif-4036	101	16	on	on	ADP
ejif-4036	101	17	ifbb	ifbb	PROPN
ejif-4036	101	18	.	.	PUNCT
ejif-4036	102	1	article	article	NOUN
ejif-4036	102	2	4(2	4(2	NUM
ejif-4036	102	3	)	)	PUNCT
ejif-4036	102	4	promised	promise	VERB
ejif-4036	102	5	to	to	PART
ejif-4036	102	6	authorize	authorize	VERB
ejif-4036	102	7	a	a	DET
ejif-4036	102	8	person	person	NOUN
ejif-4036	102	9	who	who	PRON
ejif-4036	102	10	fulfills	fulfill	VERB
ejif-4036	102	11	the	the	DET
ejif-4036	102	12	requirements	requirement	NOUN
ejif-4036	102	13	under	under	ADP
ejif-4036	102	14	the	the	DET
ejif-4036	102	15	provision	provision	NOUN
ejif-4036	102	16	to	to	PART
ejif-4036	102	17	establish	establish	VERB
ejif-4036	102	18	a	a	DET
ejif-4036	102	19	new	new	ADJ
ejif-4036	102	20	ffifbb	ffifbb	NOUN
ejif-4036	102	21	;	;	PUNCT
ejif-4036	102	22	or	or	CCONJ
ejif-4036	102	23	convert	convert	VERB
ejif-4036	102	24	the	the	DET
ejif-4036	102	25	existing	exist	VERB
ejif-4036	102	26	conventional	conventional	ADJ
ejif-4036	102	27	banks	bank	NOUN
ejif-4036	102	28	to	to	ADP
ejif-4036	102	29	ffifbb	ffifbb	VERB
ejif-4036	102	30	;	;	PUNCT
ejif-4036	102	31	or	or	CCONJ
ejif-4036	102	32	open	open	VERB
ejif-4036	102	33	a	a	DET
ejif-4036	102	34	window	window	NOUN
ejif-4036	102	35	which	which	PRON
ejif-4036	102	36	shall	shall	AUX
ejif-4036	102	37	provide	provide	VERB
ejif-4036	102	38	exclusively	exclusively	ADV
ejif-4036	102	39	ifbb	ifbb	NOUN
ejif-4036	102	40	along	along	ADP
ejif-4036	102	41	with	with	ADP
ejif-4036	102	42	conventional	conventional	ADJ
ejif-4036	102	43	banking	banking	NOUN
ejif-4036	102	44	service	service	NOUN
ejif-4036	102	45	.	.	PUNCT
ejif-4036	103	1	this	this	DET
ejif-4036	103	2	provision	provision	NOUN
ejif-4036	103	3	is	be	AUX
ejif-4036	103	4	unequivocal	unequivocal	ADJ
ejif-4036	103	5	and	and	CCONJ
ejif-4036	103	6	selfexplanatory	selfexplanatory	ADJ
ejif-4036	103	7	.	.	PUNCT
ejif-4036	104	1	it	it	PRON
ejif-4036	104	2	provides	provide	VERB
ejif-4036	104	3	three	three	NUM
ejif-4036	104	4	possible	possible	ADJ
ejif-4036	104	5	option	option	NOUN
ejif-4036	104	6	of	of	ADP
ejif-4036	104	7	ifbb	ifbb	ADJ
ejif-4036	104	8	formation	formation	NOUN
ejif-4036	104	9	.	.	PUNCT
ejif-4036	105	1	the	the	DET
ejif-4036	105	2	1stway	1stway	PROPN
ejif-4036	105	3	is	be	AUX
ejif-4036	105	4	establishing	establish	VERB
ejif-4036	105	5	new	new	ADJ
ejif-4036	105	6	ffifbb	ffifbb	NOUN
ejif-4036	105	7	;	;	PUNCT
ejif-4036	105	8	the	the	DET
ejif-4036	105	9	2nd	2nd	ADJ
ejif-4036	105	10	way	way	NOUN
ejif-4036	105	11	is	be	AUX
ejif-4036	105	12	converting	convert	VERB
ejif-4036	105	13	existing	exist	VERB
ejif-4036	105	14	8	8	NUM
ejif-4036	105	15	ibid	ibid	NOUN
ejif-4036	105	16	9interview	9interview	NUM
ejif-4036	105	17	with	with	ADP
ejif-4036	105	18	dr	dr	PROPN
ejif-4036	105	19	.	.	PROPN
ejif-4036	105	20	abdulnasir	abdulnasir	PROPN
ejif-4036	105	21	dino	dino	PROPN
ejif-4036	105	22	,	,	PUNCT
ejif-4036	105	23	supra	supra	PROPN
ejif-4036	105	24	note	note	VERB
ejif-4036	105	25	5	5	NUM
ejif-4036	105	26	10	10	NUM
ejif-4036	105	27	ibid	ibid	NOUN
ejif-4036	105	28	.	.	PUNCT
ejif-4036	106	1	ejif	ejif	PROPN
ejif-4036	106	2	–	–	PUNCT
ejif-4036	106	3	european	european	PROPN
ejif-4036	106	4	journal	journal	PROPN
ejif-4036	106	5	of	of	ADP
ejif-4036	106	6	islamic	islamic	PROPN
ejif-4036	106	7	finance	finance	PROPN
ejif-4036	106	8	no	no	DET
ejif-4036	106	9	14	14	NUM
ejif-4036	106	10	,	,	PUNCT
ejif-4036	106	11	december	december	PROPN
ejif-4036	106	12	(	(	PUNCT
ejif-4036	106	13	2019	2019	NUM
ejif-4036	106	14	)	)	PUNCT
ejif-4036	107	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4036	107	2	issn	issn	VERB
ejif-4036	107	3	2421	2421	NUM
ejif-4036	107	4	-	-	SYM
ejif-4036	107	5	2172	2172	NUM
ejif-4036	107	6	4	4	NUM
ejif-4036	107	7	conventional	conventional	ADJ
ejif-4036	107	8	banks	bank	NOUN
ejif-4036	107	9	to	to	ADP
ejif-4036	107	10	ffifbb	ffifbb	VERB
ejif-4036	107	11	;	;	PUNCT
ejif-4036	107	12	and	and	CCONJ
ejif-4036	107	13	the	the	DET
ejif-4036	107	14	3rd	3rd	ADJ
ejif-4036	107	15	way	way	NOUN
ejif-4036	107	16	is	be	AUX
ejif-4036	107	17	for	for	SCONJ
ejif-4036	107	18	conventional	conventional	ADJ
ejif-4036	107	19	banks	bank	NOUN
ejif-4036	107	20	to	to	PART
ejif-4036	107	21	participate	participate	VERB
ejif-4036	107	22	on	on	ADP
ejif-4036	107	23	ifbb	ifbb	PROPN
ejif-4036	107	24	through	through	ADP
ejif-4036	107	25	opening	open	VERB
ejif-4036	107	26	windows	window	NOUN
ejif-4036	107	27	exclusively	exclusively	ADV
ejif-4036	107	28	reserved	reserve	VERB
ejif-4036	107	29	for	for	ADP
ejif-4036	107	30	the	the	DET
ejif-4036	107	31	same	same	ADJ
ejif-4036	107	32	.	.	PUNCT
ejif-4036	108	1	furthermore	furthermore	ADV
ejif-4036	108	2	,	,	PUNCT
ejif-4036	108	3	under	under	ADP
ejif-4036	108	4	article	article	NOUN
ejif-4036	108	5	5	5	NUM
ejif-4036	108	6	it	it	PRON
ejif-4036	108	7	comes	come	VERB
ejif-4036	108	8	with	with	ADP
ejif-4036	108	9	4th	4th	ADJ
ejif-4036	108	10	liberal	liberal	ADJ
ejif-4036	108	11	idea	idea	NOUN
ejif-4036	108	12	of	of	ADP
ejif-4036	108	13	ifbb	ifbb	PROPN
ejif-4036	108	14	formation	formation	NOUN
ejif-4036	108	15	.	.	PUNCT
ejif-4036	109	1	under	under	ADP
ejif-4036	109	2	this	this	DET
ejif-4036	109	3	article	article	NOUN
ejif-4036	109	4	it	it	PRON
ejif-4036	109	5	gives	give	VERB
ejif-4036	109	6	permission	permission	NOUN
ejif-4036	109	7	for	for	ADP
ejif-4036	109	8	ffifbb	ffifbb	NOUN
ejif-4036	109	9	that	that	PRON
ejif-4036	109	10	is	be	AUX
ejif-4036	109	11	formed	form	VERB
ejif-4036	109	12	as	as	ADP
ejif-4036	109	13	per	per	ADP
ejif-4036	109	14	this	this	DET
ejif-4036	109	15	directive	directive	NOUN
ejif-4036	109	16	,	,	PUNCT
ejif-4036	109	17	to	to	PART
ejif-4036	109	18	give	give	VERB
ejif-4036	109	19	conventional	conventional	ADJ
ejif-4036	109	20	banking	banking	NOUN
ejif-4036	109	21	service	service	NOUN
ejif-4036	109	22	through	through	ADP
ejif-4036	109	23	exclusive	exclusive	ADJ
ejif-4036	109	24	window	window	NOUN
ejif-4036	109	25	reserved	reserve	VERB
ejif-4036	109	26	for	for	ADP
ejif-4036	109	27	the	the	DET
ejif-4036	109	28	same	same	ADJ
ejif-4036	109	29	.	.	PUNCT
ejif-4036	110	1	this	this	DET
ejif-4036	110	2	draft	draft	NOUN
ejif-4036	110	3	directive	directive	NOUN
ejif-4036	110	4	declared	declare	VERB
ejif-4036	110	5	permission	permission	NOUN
ejif-4036	110	6	for	for	ADP
ejif-4036	110	7	ifbb	ifbb	NOUN
ejif-4036	110	8	with	with	ADP
ejif-4036	110	9	all	all	DET
ejif-4036	110	10	its	its	PRON
ejif-4036	110	11	exhaustive	exhaustive	ADJ
ejif-4036	110	12	possible	possible	ADJ
ejif-4036	110	13	options	option	NOUN
ejif-4036	110	14	for	for	ADP
ejif-4036	110	15	its	its	PRON
ejif-4036	110	16	formation	formation	NOUN
ejif-4036	110	17	.	.	PUNCT
ejif-4036	111	1	the	the	DET
ejif-4036	111	2	3rd	3rd	ADJ
ejif-4036	111	3	draft	draft	NOUN
ejif-4036	111	4	is	be	AUX
ejif-4036	111	5	released	release	VERB
ejif-4036	111	6	in	in	ADP
ejif-4036	111	7	july	july	PROPN
ejif-4036	111	8	,	,	PUNCT
ejif-4036	111	9	2011	2011	NUM
ejif-4036	111	10	and	and	CCONJ
ejif-4036	111	11	it	it	PRON
ejif-4036	111	12	was	be	AUX
ejif-4036	111	13	named	name	VERB
ejif-4036	111	14	as	as	ADP
ejif-4036	111	15	“	"	PUNCT
ejif-4036	111	16	directives	directive	NOUN
ejif-4036	111	17	for	for	ADP
ejif-4036	111	18	authorization	authorization	NOUN
ejif-4036	111	19	of	of	ADP
ejif-4036	111	20	interest	interest	NOUN
ejif-4036	111	21	free	free	ADJ
ejif-4036	111	22	banking	banking	NOUN
ejif-4036	111	23	”	"	PUNCT
ejif-4036	111	24	.	.	PUNCT
ejif-4036	112	1	its	its	PRON
ejif-4036	112	2	exact	exact	ADJ
ejif-4036	112	3	specific	specific	ADJ
ejif-4036	112	4	date	date	NOUN
ejif-4036	112	5	for	for	ADP
ejif-4036	112	6	release	release	NOUN
ejif-4036	112	7	was	be	AUX
ejif-4036	112	8	not	not	PART
ejif-4036	112	9	mentioned	mention	VERB
ejif-4036	112	10	on	on	ADP
ejif-4036	112	11	the	the	DET
ejif-4036	112	12	draft	draft	NOUN
ejif-4036	112	13	.	.	PUNCT
ejif-4036	113	1	it	it	PRON
ejif-4036	113	2	defines	define	VERB
ejif-4036	113	3	“	"	PUNCT
ejif-4036	113	4	interest	interest	NOUN
ejif-4036	113	5	free	free	ADJ
ejif-4036	113	6	banking	banking	NOUN
ejif-4036	113	7	business	business	NOUN
ejif-4036	113	8	”	"	PUNCT
ejif-4036	113	9	under	under	ADP
ejif-4036	113	10	article	article	NOUN
ejif-4036	113	11	2(2	2(2	NUM
ejif-4036	113	12	)	)	PUNCT
ejif-4036	113	13	as	as	ADP
ejif-4036	113	14	–	–	PUNCT
ejif-4036	113	15	banking	bank	VERB
ejif-4036	113	16	business	business	NOUN
ejif-4036	113	17	in	in	ADP
ejif-4036	113	18	which	which	PRON
ejif-4036	113	19	mobilizing	mobilize	VERB
ejif-4036	113	20	or	or	CCONJ
ejif-4036	113	21	advancing	advance	VERB
ejif-4036	113	22	funds	fund	NOUN
ejif-4036	113	23	is	be	AUX
ejif-4036	113	24	undertaken	undertake	VERB
ejif-4036	113	25	in	in	ADP
ejif-4036	113	26	a	a	DET
ejif-4036	113	27	manner	manner	NOUN
ejif-4036	113	28	consistent	consistent	ADJ
ejif-4036	113	29	with	with	ADP
ejif-4036	113	30	islamic	islamic	ADJ
ejif-4036	113	31	finance	finance	NOUN
ejif-4036	113	32	principles	principle	NOUN
ejif-4036	113	33	and	and	CCONJ
ejif-4036	113	34	mode	mode	NOUN
ejif-4036	113	35	of	of	ADP
ejif-4036	113	36	operation	operation	NOUN
ejif-4036	113	37	that	that	PRON
ejif-4036	113	38	avoids	avoid	VERB
ejif-4036	113	39	receiving	receive	VERB
ejif-4036	113	40	or	or	CCONJ
ejif-4036	113	41	paying	pay	VERB
ejif-4036	113	42	interest	interest	NOUN
ejif-4036	113	43	.	.	PUNCT
ejif-4036	114	1	it	it	PRON
ejif-4036	114	2	also	also	ADV
ejif-4036	114	3	defines	define	VERB
ejif-4036	114	4	“	"	PUNCT
ejif-4036	114	5	interest	interest	NOUN
ejif-4036	114	6	free	free	ADJ
ejif-4036	114	7	banking	banking	NOUN
ejif-4036	114	8	window	window	NOUN
ejif-4036	114	9	”	"	PUNCT
ejif-4036	114	10	under	under	ADP
ejif-4036	114	11	article	article	NOUN
ejif-4036	114	12	2(3	2(3	NUM
ejif-4036	114	13	)	)	PUNCT
ejif-4036	114	14	as	as	ADP
ejif-4036	114	15	a	a	DET
ejif-4036	114	16	unit	unit	NOUN
ejif-4036	114	17	within	within	ADP
ejif-4036	114	18	a	a	DET
ejif-4036	114	19	conventional	conventional	ADJ
ejif-4036	114	20	bank	bank	NOUN
ejif-4036	114	21	exclusively	exclusively	ADV
ejif-4036	114	22	offering	offer	VERB
ejif-4036	114	23	interest	interest	NOUN
ejif-4036	114	24	free	free	ADJ
ejif-4036	114	25	banking	banking	NOUN
ejif-4036	114	26	services	service	NOUN
ejif-4036	114	27	.	.	PUNCT
ejif-4036	115	1	article	article	NOUN
ejif-4036	115	2	4	4	NUM
ejif-4036	115	3	provides	provide	VERB
ejif-4036	115	4	requirements	requirement	NOUN
ejif-4036	115	5	for	for	ADP
ejif-4036	115	6	authorization	authorization	NOUN
ejif-4036	115	7	to	to	PART
ejif-4036	115	8	engage	engage	VERB
ejif-4036	115	9	on	on	ADP
ejif-4036	115	10	ifbb	ifbb	PROPN
ejif-4036	115	11	.	.	PUNCT
ejif-4036	116	1	under	under	ADP
ejif-4036	116	2	article	article	NOUN
ejif-4036	116	3	4(2	4(2	NUM
ejif-4036	116	4	)	)	PUNCT
ejif-4036	116	5	(	(	PUNCT
ejif-4036	116	6	a	a	PROPN
ejif-4036	116	7	-	-	PUNCT
ejif-4036	116	8	d	d	NOUN
ejif-4036	116	9	)	)	PUNCT
ejif-4036	116	10	,	,	PUNCT
ejif-4036	116	11	it	it	PRON
ejif-4036	116	12	provides	provide	VERB
ejif-4036	116	13	a	a	DET
ejif-4036	116	14	pre	pre	NOUN
ejif-4036	116	15	-	-	NOUN
ejif-4036	116	16	requisite	requisite	ADJ
ejif-4036	116	17	for	for	ADP
ejif-4036	116	18	those	those	DET
ejif-4036	116	19	banks	bank	NOUN
ejif-4036	116	20	which	which	PRON
ejif-4036	116	21	want	want	VERB
ejif-4036	116	22	to	to	PART
ejif-4036	116	23	form	form	VERB
ejif-4036	116	24	ffifbb	ffifbb	NOUN
ejif-4036	116	25	.	.	PUNCT
ejif-4036	117	1	under	under	ADP
ejif-4036	117	2	sub	sub	NOUN
ejif-4036	117	3	4(2)(e	4(2)(e	NOUN
ejif-4036	117	4	)	)	PUNCT
ejif-4036	117	5	of	of	ADP
ejif-4036	117	6	the	the	DET
ejif-4036	117	7	same	same	ADJ
ejif-4036	117	8	article	article	NOUN
ejif-4036	117	9	,	,	PUNCT
ejif-4036	117	10	it	it	PRON
ejif-4036	117	11	provides	provide	VERB
ejif-4036	117	12	pre	pre	ADJ
ejif-4036	117	13	-	-	NOUN
ejif-4036	117	14	condition	condition	NOUN
ejif-4036	117	15	for	for	ADP
ejif-4036	117	16	those	those	DET
ejif-4036	117	17	conventional	conventional	ADJ
ejif-4036	117	18	banks	bank	NOUN
ejif-4036	117	19	which	which	PRON
ejif-4036	117	20	wishes	wish	VERB
ejif-4036	117	21	to	to	PART
ejif-4036	117	22	engage	engage	VERB
ejif-4036	117	23	on	on	ADP
ejif-4036	117	24	ifbb	ifbb	PROPN
ejif-4036	117	25	through	through	ADP
ejif-4036	117	26	window	window	NOUN
ejif-4036	117	27	exclusively	exclusively	ADV
ejif-4036	117	28	reserved	reserve	VERB
ejif-4036	117	29	to	to	ADP
ejif-4036	117	30	the	the	DET
ejif-4036	117	31	same	same	ADJ
ejif-4036	117	32	.	.	PUNCT
ejif-4036	118	1	this	this	DET
ejif-4036	118	2	idea	idea	NOUN
ejif-4036	118	3	becomes	become	VERB
ejif-4036	118	4	more	more	ADV
ejif-4036	118	5	clearer	clear	ADJ
ejif-4036	118	6	from	from	ADP
ejif-4036	118	7	the	the	DET
ejif-4036	118	8	following	follow	VERB
ejif-4036	118	9	sub	sub	NOUN
ejif-4036	118	10	4(3	4(3	NUM
ejif-4036	118	11	)	)	PUNCT
ejif-4036	118	12	of	of	ADP
ejif-4036	118	13	the	the	DET
ejif-4036	118	14	same	same	ADJ
ejif-4036	118	15	article	article	NOUN
ejif-4036	118	16	which	which	PRON
ejif-4036	118	17	states	state	VERB
ejif-4036	118	18	-the	-the	DET
ejif-4036	118	19	national	national	PROPN
ejif-4036	118	20	bank	bank	PROPN
ejif-4036	118	21	evaluate	evaluate	VERB
ejif-4036	118	22	the	the	DET
ejif-4036	118	23	application	application	NOUN
ejif-4036	118	24	submitted	submit	VERB
ejif-4036	118	25	by	by	ADP
ejif-4036	118	26	a	a	DET
ejif-4036	118	27	bank	bank	NOUN
ejif-4036	118	28	in	in	ADP
ejif-4036	118	29	view	view	NOUN
ejif-4036	118	30	of	of	ADP
ejif-4036	118	31	banking	banking	NOUN
ejif-4036	118	32	business	business	NOUN
ejif-4036	118	33	proclamation	proclamation	NOUN
ejif-4036	118	34	,	,	PUNCT
ejif-4036	118	35	applicable	applicable	ADJ
ejif-4036	118	36	directives	directive	NOUN
ejif-4036	118	37	issued	issue	VERB
ejif-4036	118	38	by	by	ADP
ejif-4036	118	39	it	it	PRON
ejif-4036	118	40	as	as	ADV
ejif-4036	118	41	well	well	ADV
ejif-4036	118	42	as	as	ADP
ejif-4036	118	43	other	other	ADJ
ejif-4036	118	44	rules	rule	NOUN
ejif-4036	118	45	and	and	CCONJ
ejif-4036	118	46	regulations	regulation	NOUN
ejif-4036	118	47	;	;	PUNCT
ejif-4036	118	48	and	and	CCONJ
ejif-4036	118	49	up	up	ADV
ejif-4036	118	50	on	on	ADP
ejif-4036	118	51	its	its	PRON
ejif-4036	118	52	satisfaction	satisfaction	NOUN
ejif-4036	118	53	may	may	AUX
ejif-4036	118	54	authorize	authorize	VERB
ejif-4036	118	55	the	the	DET
ejif-4036	118	56	applicant	applicant	NOUN
ejif-4036	118	57	to	to	PART
ejif-4036	118	58	:	:	PUNCT
ejif-4036	118	59	a.	a.	NOUN
ejif-4036	118	60	engage	engage	NOUN
ejif-4036	118	61	in	in	ADP
ejif-4036	118	62	exclusively	exclusively	ADV
ejif-4036	118	63	interest	interest	NOUN
ejif-4036	118	64	free	free	ADJ
ejif-4036	118	65	banking	banking	NOUN
ejif-4036	118	66	business	business	NOUN
ejif-4036	118	67	,	,	PUNCT
ejif-4036	118	68	or	or	CCONJ
ejif-4036	118	69	b.	b.	PROPN
ejif-4036	118	70	open	open	VERB
ejif-4036	118	71	an	an	DET
ejif-4036	118	72	interest	interest	NOUN
ejif-4036	118	73	free	free	ADJ
ejif-4036	118	74	banking	banking	NOUN
ejif-4036	118	75	window	window	NOUN
ejif-4036	118	76	.	.	PUNCT
ejif-4036	119	1	in	in	ADP
ejif-4036	119	2	short	short	ADJ
ejif-4036	119	3	the	the	DET
ejif-4036	119	4	idea	idea	NOUN
ejif-4036	119	5	under	under	ADP
ejif-4036	119	6	the	the	DET
ejif-4036	119	7	3rddraft	3rddraft	NUM
ejif-4036	119	8	is	be	AUX
ejif-4036	119	9	to	to	PART
ejif-4036	119	10	mean	mean	VERB
ejif-4036	119	11	:	:	PUNCT
ejif-4036	119	12	up	up	ADP
ejif-4036	119	13	on	on	ADP
ejif-4036	119	14	receipt	receipt	NOUN
ejif-4036	119	15	of	of	ADP
ejif-4036	119	16	the	the	DET
ejif-4036	119	17	application	application	NOUN
ejif-4036	119	18	,	,	PUNCT
ejif-4036	119	19	the	the	DET
ejif-4036	119	20	nbe	nbe	PROPN
ejif-4036	119	21	evaluate	evaluate	VERB
ejif-4036	119	22	the	the	DET
ejif-4036	119	23	application	application	NOUN
ejif-4036	119	24	in	in	ADP
ejif-4036	119	25	line	line	NOUN
ejif-4036	119	26	with	with	ADP
ejif-4036	119	27	banking	banking	NOUN
ejif-4036	119	28	business	business	NOUN
ejif-4036	119	29	proclamation	proclamation	NOUN
ejif-4036	119	30	,	,	PUNCT
ejif-4036	119	31	the	the	DET
ejif-4036	119	32	pre	pre	ADJ
ejif-4036	119	33	-	-	ADJ
ejif-4036	119	34	requisite	requisite	ADJ
ejif-4036	119	35	set	set	NOUN
ejif-4036	119	36	under	under	ADP
ejif-4036	119	37	article	article	NOUN
ejif-4036	119	38	4	4	NUM
ejif-4036	119	39	of	of	ADP
ejif-4036	119	40	the	the	DET
ejif-4036	119	41	same	same	ADJ
ejif-4036	119	42	directive	directive	NOUN
ejif-4036	119	43	and	and	CCONJ
ejif-4036	119	44	other	other	ADJ
ejif-4036	119	45	relevant	relevant	ADJ
ejif-4036	119	46	laws	law	NOUN
ejif-4036	119	47	of	of	ADP
ejif-4036	119	48	the	the	DET
ejif-4036	119	49	country	country	NOUN
ejif-4036	119	50	,	,	PUNCT
ejif-4036	119	51	and	and	CCONJ
ejif-4036	119	52	up	up	ADV
ejif-4036	119	53	on	on	ADP
ejif-4036	119	54	its	its	PRON
ejif-4036	119	55	satisfaction	satisfaction	NOUN
ejif-4036	119	56	the	the	DET
ejif-4036	119	57	nbe	nbe	NOUN
ejif-4036	119	58	will	will	AUX
ejif-4036	119	59	issue	issue	VERB
ejif-4036	119	60	a	a	DET
ejif-4036	119	61	license	license	NOUN
ejif-4036	119	62	for	for	ADP
ejif-4036	119	63	both	both	DET
ejif-4036	119	64	ways	way	NOUN
ejif-4036	119	65	of	of	ADP
ejif-4036	119	66	ifbb	ifbb	PROPN
ejif-4036	119	67	service	service	PROPN
ejif-4036	119	68	delivery	delivery	NOUN
ejif-4036	119	69	(	(	PUNCT
ejif-4036	119	70	i.e.	i.e.	X
ejif-4036	119	71	for	for	ADP
ejif-4036	119	72	ffifbb	ffifbb	NOUN
ejif-4036	119	73	and	and	CCONJ
ejif-4036	119	74	a	a	DET
ejif-4036	119	75	unit	unit	NOUN
ejif-4036	119	76	of	of	ADP
ejif-4036	119	77	window	window	NOUN
ejif-4036	119	78	within	within	ADP
ejif-4036	119	79	conventional	conventional	ADJ
ejif-4036	119	80	banks	bank	NOUN
ejif-4036	119	81	)	)	PUNCT
ejif-4036	119	82	based	base	VERB
ejif-4036	119	83	on	on	ADP
ejif-4036	119	84	the	the	DET
ejif-4036	119	85	request	request	NOUN
ejif-4036	119	86	.	.	PUNCT
ejif-4036	120	1	until	until	ADP
ejif-4036	120	2	the	the	DET
ejif-4036	120	3	end	end	NOUN
ejif-4036	120	4	of	of	ADP
ejif-4036	120	5	the	the	DET
ejif-4036	120	6	3rd	3rd	ADJ
ejif-4036	120	7	draft	draft	NOUN
ejif-4036	120	8	release	release	NOUN
ejif-4036	120	9	,	,	PUNCT
ejif-4036	120	10	the	the	DET
ejif-4036	120	11	ethiopian	ethiopian	ADJ
ejif-4036	120	12	muslims	muslims	PROPN
ejif-4036	120	13	in	in	ADP
ejif-4036	120	14	general	general	ADJ
ejif-4036	120	15	and	and	CCONJ
ejif-4036	120	16	the	the	DET
ejif-4036	120	17	stakeholders	stakeholder	NOUN
ejif-4036	120	18	of	of	ADP
ejif-4036	120	19	zamzam	zamzam	PROPN
ejif-4036	120	20	bank	bank	PROPN
ejif-4036	120	21	(	(	PUNCT
ejif-4036	120	22	organizers	organizer	NOUN
ejif-4036	120	23	and	and	CCONJ
ejif-4036	120	24	shareholders	shareholder	NOUN
ejif-4036	120	25	)	)	PUNCT
ejif-4036	120	26	in	in	ADP
ejif-4036	120	27	particular	particular	ADJ
ejif-4036	120	28	,	,	PUNCT
ejif-4036	120	29	were	be	AUX
ejif-4036	120	30	fully	fully	ADV
ejif-4036	120	31	confident	confident	ADJ
ejif-4036	120	32	about	about	ADP
ejif-4036	120	33	permission	permission	NOUN
ejif-4036	120	34	of	of	ADP
ejif-4036	120	35	engaging	engage	VERB
ejif-4036	120	36	in	in	ADP
ejif-4036	120	37	ffifbb	ffifbb	NOUN
ejif-4036	120	38	and	and	CCONJ
ejif-4036	120	39	approval	approval	NOUN
ejif-4036	120	40	of	of	ADP
ejif-4036	120	41	zamzam	zamzam	PROPN
ejif-4036	120	42	bank	bank	PROPN
ejif-4036	120	43	.	.	PUNCT
ejif-4036	121	1	however	however	ADV
ejif-4036	121	2	,	,	PUNCT
ejif-4036	121	3	this	this	DET
ejif-4036	121	4	confidence	confidence	NOUN
ejif-4036	121	5	started	start	VERB
ejif-4036	121	6	to	to	PART
ejif-4036	121	7	erode	erode	VERB
ejif-4036	121	8	when	when	SCONJ
ejif-4036	121	9	the	the	DET
ejif-4036	121	10	nbe	nbe	PROPN
ejif-4036	121	11	wrote	write	VERB
ejif-4036	121	12	a	a	DET
ejif-4036	121	13	letter	letter	NOUN
ejif-4036	121	14	on	on	ADP
ejif-4036	121	15	july	july	PROPN
ejif-4036	121	16	18	18	NUM
ejif-4036	121	17	,	,	PUNCT
ejif-4036	121	18	2011	2011	NUM
ejif-4036	121	19	by	by	ADP
ejif-4036	121	20	letter	letter	NOUN
ejif-4036	121	21	no	no	PROPN
ejif-4036	121	22	.	.	PUNCT
ejif-4036	121	23	fis	fis	PROPN
ejif-4036	121	24	/	/	SYM
ejif-4036	121	25	bsd/252/11	bsd/252/11	PROPN
ejif-4036	121	26	to	to	ADP
ejif-4036	121	27	zamzam	zamzam	PROPN
ejif-4036	121	28	bank	bank	PROPN
ejif-4036	121	29	that	that	PRON
ejif-4036	121	30	was	be	AUX
ejif-4036	121	31	under	under	ADP
ejif-4036	121	32	formation	formation	NOUN
ejif-4036	121	33	.	.	PUNCT
ejif-4036	122	1	the	the	DET
ejif-4036	122	2	letter	letter	NOUN
ejif-4036	122	3	states	state	VERB
ejif-4036	122	4	:	:	PUNCT
ejif-4036	122	5	“	"	PUNCT
ejif-4036	122	6	as	as	SCONJ
ejif-4036	122	7	you	you	PRON
ejif-4036	122	8	well	well	ADV
ejif-4036	122	9	know	know	VERB
ejif-4036	122	10	,	,	PUNCT
ejif-4036	122	11	the	the	DET
ejif-4036	122	12	directive	directive	NOUN
ejif-4036	122	13	for	for	ADP
ejif-4036	122	14	ifbb´s	ifbb´s	PROPN
ejif-4036	122	15	is	be	AUX
ejif-4036	122	16	in	in	ADP
ejif-4036	122	17	progress	progress	NOUN
ejif-4036	122	18	to	to	PART
ejif-4036	122	19	be	be	AUX
ejif-4036	122	20	issued	issue	VERB
ejif-4036	122	21	in	in	ADP
ejif-4036	122	22	the	the	DET
ejif-4036	122	23	near	near	ADJ
ejif-4036	122	24	future	future	NOUN
ejif-4036	122	25	.	.	PUNCT
ejif-4036	123	1	this	this	PRON
ejif-4036	123	2	is	be	AUX
ejif-4036	123	3	,	,	PUNCT
ejif-4036	123	4	therefore	therefore	ADV
ejif-4036	123	5	,	,	PUNCT
ejif-4036	123	6	to	to	PART
ejif-4036	123	7	inform	inform	VERB
ejif-4036	123	8	you	you	PRON
ejif-4036	123	9	to	to	PART
ejif-4036	123	10	keep	keep	VERB
ejif-4036	123	11	your	your	PRON
ejif-4036	123	12	licensing	licensing	NOUN
ejif-4036	123	13	documents	document	NOUN
ejif-4036	123	14	with	with	ADP
ejif-4036	123	15	you	you	PRON
ejif-4036	123	16	until	until	SCONJ
ejif-4036	123	17	the	the	DET
ejif-4036	123	18	directives	directive	NOUN
ejif-4036	123	19	under	under	ADP
ejif-4036	123	20	caption	caption	NOUN
ejif-4036	123	21	are	be	AUX
ejif-4036	123	22	issued	issue	VERB
ejif-4036	123	23	”	"	PUNCT
ejif-4036	123	24	.	.	PUNCT
ejif-4036	124	1	this	this	DET
ejif-4036	124	2	letter	letter	NOUN
ejif-4036	124	3	is	be	AUX
ejif-4036	124	4	requesting	request	VERB
ejif-4036	124	5	zamzam	zamzam	PROPN
ejif-4036	124	6	bank	bank	PROPN
ejif-4036	124	7	to	to	PART
ejif-4036	124	8	take	take	VERB
ejif-4036	124	9	back	back	ADV
ejif-4036	124	10	licensing	licensing	NOUN
ejif-4036	124	11	application	application	NOUN
ejif-4036	124	12	that	that	PRON
ejif-4036	124	13	was	be	AUX
ejif-4036	124	14	launched	launch	VERB
ejif-4036	124	15	following	follow	VERB
ejif-4036	124	16	the	the	DET
ejif-4036	124	17	declaration	declaration	NOUN
ejif-4036	124	18	of	of	ADP
ejif-4036	124	19	proclamation	proclamation	NOUN
ejif-4036	124	20	no.592/2008	no.592/2008	NOUN
ejif-4036	124	21	for	for	ADP
ejif-4036	124	22	ifbb	ifbb	NOUN
ejif-4036	124	23	.	.	PUNCT
ejif-4036	125	1	the	the	DET
ejif-4036	125	2	letter	letter	NOUN
ejif-4036	125	3	is	be	AUX
ejif-4036	125	4	promising	promise	VERB
ejif-4036	125	5	the	the	DET
ejif-4036	125	6	coming	coming	NOUN
ejif-4036	125	7	of	of	ADP
ejif-4036	125	8	finally	finally	ADV
ejif-4036	125	9	authenticated	authenticate	VERB
ejif-4036	125	10	/	/	SYM
ejif-4036	125	11	ratified	ratify	VERB
ejif-4036	125	12	directive	directive	NOUN
ejif-4036	125	13	for	for	ADP
ejif-4036	125	14	ifbb	ifbb	NOUN
ejif-4036	125	15	in	in	ADP
ejif-4036	125	16	the	the	DET
ejif-4036	125	17	near	near	ADJ
ejif-4036	125	18	future	future	NOUN
ejif-4036	125	19	.	.	PUNCT
ejif-4036	126	1	there	there	PRON
ejif-4036	126	2	is	be	VERB
ejif-4036	126	3	a	a	DET
ejif-4036	126	4	query	query	NOUN
ejif-4036	126	5	as	as	ADP
ejif-4036	126	6	to	to	ADP
ejif-4036	126	7	why	why	SCONJ
ejif-4036	126	8	nbe	nbe	PROPN
ejif-4036	126	9	wrote	write	VERB
ejif-4036	126	10	this	this	DET
ejif-4036	126	11	letter	letter	NOUN
ejif-4036	126	12	which	which	PRON
ejif-4036	126	13	request	request	VERB
ejif-4036	126	14	taking	take	VERB
ejif-4036	126	15	back	back	ADP
ejif-4036	126	16	the	the	DET
ejif-4036	126	17	application	application	NOUN
ejif-4036	126	18	document	document	NOUN
ejif-4036	126	19	.	.	PUNCT
ejif-4036	127	1	there	there	PRON
ejif-4036	127	2	is	be	VERB
ejif-4036	127	3	also	also	ADV
ejif-4036	127	4	a	a	DET
ejif-4036	127	5	query	query	NOUN
ejif-4036	127	6	as	as	ADP
ejif-4036	127	7	to	to	ADP
ejif-4036	127	8	why	why	SCONJ
ejif-4036	127	9	nbe	nbe	VERB
ejif-4036	127	10	request	request	NOUN
ejif-4036	127	11	taking	take	VERB
ejif-4036	127	12	back	back	ADP
ejif-4036	127	13	the	the	DET
ejif-4036	127	14	application	application	NOUN
ejif-4036	127	15	document	document	NOUN
ejif-4036	127	16	at	at	ADP
ejif-4036	127	17	this	this	DET
ejif-4036	127	18	juncture	juncture	NOUN
ejif-4036	127	19	while	while	SCONJ
ejif-4036	127	20	it	it	PRON
ejif-4036	127	21	is	be	AUX
ejif-4036	127	22	telling	tell	VERB
ejif-4036	127	23	the	the	DET
ejif-4036	127	24	forthwith	forthwith	NOUN
ejif-4036	127	25	coming	come	VERB
ejif-4036	127	26	of	of	ADP
ejif-4036	127	27	the	the	DET
ejif-4036	127	28	final	final	ADJ
ejif-4036	127	29	directive	directive	NOUN
ejif-4036	127	30	under	under	ADP
ejif-4036	127	31	caption	caption	NOUN
ejif-4036	127	32	.	.	PUNCT
ejif-4036	128	1	another	another	DET
ejif-4036	128	2	event	event	NOUN
ejif-4036	128	3	that	that	PRON
ejif-4036	128	4	exacerbate	exacerbate	VERB
ejif-4036	128	5	the	the	DET
ejif-4036	128	6	suspicion	suspicion	NOUN
ejif-4036	128	7	on	on	ADP
ejif-4036	128	8	the	the	DET
ejif-4036	128	9	nbe	nbe	PROPN
ejif-4036	128	10	and	and	CCONJ
ejif-4036	128	11	the	the	DET
ejif-4036	128	12	final	final	ADJ
ejif-4036	128	13	directive	directive	NOUN
ejif-4036	128	14	under	under	ADP
ejif-4036	128	15	caption	caption	NOUN
ejif-4036	128	16	was	be	AUX
ejif-4036	128	17	,	,	PUNCT
ejif-4036	128	18	the	the	DET
ejif-4036	128	19	enactment	enactment	NOUN
ejif-4036	128	20	of	of	ADP
ejif-4036	128	21	“	"	PUNCT
ejif-4036	128	22	directive	directive	VERB
ejif-4036	128	23	no	no	INTJ
ejif-4036	128	24	.	.	PUNCT
ejif-4036	129	1	sbb/50/2011	sbb/50/2011	NOUN
ejif-4036	129	2	”	"	PUNCT
ejif-4036	129	3	in	in	ADP
ejif-4036	129	4	september	september	PROPN
ejif-4036	129	5	19	19	NUM
ejif-4036	129	6	,	,	PUNCT
ejif-4036	129	7	2011	2011	NUM
ejif-4036	129	8	.	.	PUNCT
ejif-4036	130	1	it	it	PRON
ejif-4036	130	2	is	be	AUX
ejif-4036	130	3	enacted	enact	VERB
ejif-4036	130	4	to	to	PART
ejif-4036	130	5	set	set	VERB
ejif-4036	130	6	a	a	DET
ejif-4036	130	7	minimum	minimum	ADJ
ejif-4036	130	8	capital	capital	NOUN
ejif-4036	130	9	requirement	requirement	NOUN
ejif-4036	130	10	for	for	ADP
ejif-4036	130	11	the	the	DET
ejif-4036	130	12	banks	bank	NOUN
ejif-4036	130	13	.	.	PUNCT
ejif-4036	131	1	the	the	DET
ejif-4036	131	2	provisions	provision	NOUN
ejif-4036	131	3	for	for	ADP
ejif-4036	131	4	consumption	consumption	NOUN
ejif-4036	131	5	under	under	ADP
ejif-4036	131	6	this	this	DET
ejif-4036	131	7	directive	directive	NOUN
ejif-4036	131	8	are	be	AUX
ejif-4036	131	9	illustrated	illustrate	VERB
ejif-4036	131	10	as	as	ADP
ejif-4036	131	11	follow	follow	NOUN
ejif-4036	131	12	:	:	PUNCT
ejif-4036	131	13	under	under	ADP
ejif-4036	131	14	article	article	NOUN
ejif-4036	131	15	2(1	2(1	NUM
ejif-4036	131	16	)	)	PUNCT
ejif-4036	131	17	of	of	ADP
ejif-4036	131	18	definitional	definitional	ADJ
ejif-4036	131	19	part	part	NOUN
ejif-4036	131	20	,	,	PUNCT
ejif-4036	131	21	it	it	PRON
ejif-4036	131	22	defines	define	VERB
ejif-4036	131	23	“	"	PUNCT
ejif-4036	131	24	existing	exist	VERB
ejif-4036	131	25	banks	bank	NOUN
ejif-4036	131	26	”	"	PUNCT
ejif-4036	131	27	as	as	ADP
ejif-4036	131	28	banks	bank	NOUN
ejif-4036	131	29	licensed	license	VERB
ejif-4036	131	30	by	by	ADP
ejif-4036	131	31	national	national	PROPN
ejif-4036	131	32	bank	bank	PROPN
ejif-4036	131	33	of	of	ADP
ejif-4036	131	34	ethiopia	ethiopia	PROPN
ejif-4036	131	35	before	before	ADP
ejif-4036	131	36	the	the	DET
ejif-4036	131	37	effective	effective	ADJ
ejif-4036	131	38	date	date	NOUN
ejif-4036	131	39	of	of	ADP
ejif-4036	131	40	this	this	DET
ejif-4036	131	41	directive	directive	NOUN
ejif-4036	131	42	.	.	PUNCT
ejif-4036	132	1	under	under	ADP
ejif-4036	132	2	sub	sub	NOUN
ejif-4036	132	3	2(2	2(2	NUM
ejif-4036	132	4	)	)	PUNCT
ejif-4036	132	5	of	of	ADP
ejif-4036	132	6	the	the	DET
ejif-4036	132	7	same	same	ADJ
ejif-4036	132	8	article	article	NOUN
ejif-4036	132	9	,	,	PUNCT
ejif-4036	132	10	it	it	PRON
ejif-4036	132	11	defines	define	VERB
ejif-4036	132	12	“	"	PUNCT
ejif-4036	132	13	bank	bank	NOUN
ejif-4036	132	14	under	under	ADP
ejif-4036	132	15	formation	formation	NOUN
ejif-4036	132	16	”	"	PUNCT
ejif-4036	132	17	as	as	ADP
ejif-4036	132	18	banking	banking	NOUN
ejif-4036	132	19	share	share	NOUN
ejif-4036	132	20	company	company	NOUN
ejif-4036	132	21	under	under	ADP
ejif-4036	132	22	formation	formation	NOUN
ejif-4036	132	23	which	which	PRON
ejif-4036	132	24	fulfills	fulfill	VERB
ejif-4036	132	25	all	all	PRON
ejif-4036	132	26	of	of	ADP
ejif-4036	132	27	the	the	DET
ejif-4036	132	28	following	following	NOUN
ejif-4036	132	29	as	as	ADP
ejif-4036	132	30	of	of	ADP
ejif-4036	132	31	effective	effective	ADJ
ejif-4036	132	32	date	date	NOUN
ejif-4036	132	33	of	of	ADP
ejif-4036	132	34	this	this	DET
ejif-4036	132	35	directives	directive	NOUN
ejif-4036	132	36	:	:	PUNCT
ejif-4036	132	37	a.	a.	NOUN
ejif-4036	132	38	its	its	PRON
ejif-4036	132	39	capital	capital	NOUN
ejif-4036	132	40	has	have	AUX
ejif-4036	132	41	been	be	AUX
ejif-4036	132	42	fully	fully	ADV
ejif-4036	132	43	subscribed	subscribe	VERB
ejif-4036	132	44	,	,	PUNCT
ejif-4036	132	45	b.	b.	PROPN
ejif-4036	132	46	collected	collect	VERB
ejif-4036	132	47	in	in	ADP
ejif-4036	132	48	cash	cash	NOUN
ejif-4036	132	49	from	from	ADP
ejif-4036	132	50	its	its	PRON
ejif-4036	132	51	founding	found	VERB
ejif-4036	132	52	shareholders	shareholder	NOUN
ejif-4036	132	53	a	a	DET
ejif-4036	132	54	minimum	minimum	ADJ
ejif-4036	132	55	capital	capital	NOUN
ejif-4036	132	56	of	of	ADP
ejif-4036	132	57	birr	birr	NOUN
ejif-4036	132	58	75	75	NUM
ejif-4036	132	59	million	million	NUM
ejif-4036	132	60	(	(	PUNCT
ejif-4036	132	61	birr	birr	NOUN
ejif-4036	132	62	seventyfive	seventyfive	NOUN
ejif-4036	132	63	million	million	NUM
ejif-4036	132	64	)	)	PUNCT
ejif-4036	132	65	and	and	CCONJ
ejif-4036	132	66	deposited	deposit	VERB
ejif-4036	132	67	in	in	ADP
ejif-4036	132	68	an	an	DET
ejif-4036	132	69	existing	exist	VERB
ejif-4036	132	70	bank	bank	NOUN
ejif-4036	132	71	in	in	ADP
ejif-4036	132	72	the	the	DET
ejif-4036	132	73	name	name	NOUN
ejif-4036	132	74	and	and	CCONJ
ejif-4036	132	75	to	to	ADP
ejif-4036	132	76	the	the	DET
ejif-4036	132	77	account	account	NOUN
ejif-4036	132	78	of	of	ADP
ejif-4036	132	79	the	the	DET
ejif-4036	132	80	bank	bank	NOUN
ejif-4036	132	81	under	under	ADP
ejif-4036	132	82	formation	formation	NOUN
ejif-4036	132	83	,	,	PUNCT
ejif-4036	132	84	c.	c.	PROPN
ejif-4036	132	85	held	hold	VERB
ejif-4036	132	86	its	its	PRON
ejif-4036	132	87	founding	found	VERB
ejif-4036	132	88	general	general	ADJ
ejif-4036	132	89	shareholder	shareholder	NOUN
ejif-4036	132	90	meeting	meeting	NOUN
ejif-4036	132	91	which	which	PRON
ejif-4036	132	92	elected	elect	VERB
ejif-4036	132	93	board	board	NOUN
ejif-4036	132	94	of	of	ADP
ejif-4036	132	95	directors	director	NOUN
ejif-4036	132	96	and	and	CCONJ
ejif-4036	132	97	approved	approve	VERB
ejif-4036	132	98	articles	article	NOUN
ejif-4036	132	99	and	and	CCONJ
ejif-4036	132	100	memorandum	memorandum	NOUN
ejif-4036	132	101	of	of	ADP
ejif-4036	132	102	associations	association	NOUN
ejif-4036	132	103	,	,	PUNCT
ejif-4036	132	104	and	and	CCONJ
ejif-4036	132	105	d.	d.	PROPN
ejif-4036	132	106	submitted	submit	VERB
ejif-4036	132	107	final	final	ADJ
ejif-4036	132	108	application	application	NOUN
ejif-4036	132	109	for	for	ADP
ejif-4036	132	110	banking	banking	NOUN
ejif-4036	132	111	business	business	NOUN
ejif-4036	132	112	to	to	ADP
ejif-4036	132	113	the	the	DET
ejif-4036	132	114	national	national	PROPN
ejif-4036	132	115	bank	bank	PROPN
ejif-4036	132	116	of	of	ADP
ejif-4036	132	117	ethiopia	ethiopia	PROPN
ejif-4036	132	118	the	the	DET
ejif-4036	132	119	definition	definition	NOUN
ejif-4036	132	120	that	that	PRON
ejif-4036	132	121	is	be	AUX
ejif-4036	132	122	given	give	VERB
ejif-4036	132	123	to	to	ADP
ejif-4036	132	124	the	the	DET
ejif-4036	132	125	“	"	PUNCT
ejif-4036	132	126	bank	bank	NOUN
ejif-4036	132	127	under	under	ADP
ejif-4036	132	128	formation	formation	NOUN
ejif-4036	132	129	”	"	PUNCT
ejif-4036	132	130	that	that	PRON
ejif-4036	132	131	obliges	oblige	VERB
ejif-4036	132	132	the	the	DET
ejif-4036	132	133	fulfillments	fulfillment	NOUN
ejif-4036	132	134	of	of	ADP
ejif-4036	132	135	all	all	DET
ejif-4036	132	136	requirements	requirement	NOUN
ejif-4036	132	137	enumerated	enumerate	VERB
ejif-4036	132	138	above	above	ADV
ejif-4036	132	139	excluded	exclude	VERB
ejif-4036	132	140	zamzam	zamzam	PROPN
ejif-4036	132	141	bank	bank	PROPN
ejif-4036	132	142	from	from	ADP
ejif-4036	132	143	the	the	DET
ejif-4036	132	144	list	list	NOUN
ejif-4036	132	145	of	of	ADP
ejif-4036	132	146	“	"	PUNCT
ejif-4036	132	147	bank	bank	NOUN
ejif-4036	132	148	under	under	ADP
ejif-4036	132	149	formation	formation	NOUN
ejif-4036	132	150	”	"	PUNCT
ejif-4036	132	151	.	.	PUNCT
ejif-4036	133	1	because	because	SCONJ
ejif-4036	133	2	,	,	PUNCT
ejif-4036	133	3	this	this	DET
ejif-4036	133	4	directive	directive	NOUN
ejif-4036	133	5	was	be	AUX
ejif-4036	133	6	issued	issue	VERB
ejif-4036	133	7	,	,	PUNCT
ejif-4036	133	8	while	while	SCONJ
ejif-4036	133	9	there	there	PRON
ejif-4036	133	10	was	be	VERB
ejif-4036	133	11	zamzam	zamzam	PROPN
ejif-4036	133	12	bank	bank	PROPN
ejif-4036	133	13	’s	’s	PART
ejif-4036	133	14	application	application	NOUN
ejif-4036	133	15	pursuant	pursuant	NOUN
ejif-4036	133	16	to	to	PART
ejif-4036	133	17	directive	directive	VERB
ejif-4036	133	18	no	no	INTJ
ejif-4036	133	19	.	.	PUNCT
ejif-4036	133	20	sbb/24/99	sbb/24/99	NUM
ejif-4036	134	1	which	which	PRON
ejif-4036	134	2	was	be	AUX
ejif-4036	134	3	waiting	wait	VERB
ejif-4036	134	4	for	for	ADP
ejif-4036	134	5	approvals	approval	NOUN
ejif-4036	134	6	but	but	CCONJ
ejif-4036	134	7	not	not	PART
ejif-4036	134	8	yet	yet	ADV
ejif-4036	134	9	approved	approve	VERB
ejif-4036	134	10	.	.	PUNCT
ejif-4036	135	1	the	the	DET
ejif-4036	135	2	application	application	NOUN
ejif-4036	135	3	fulfills	fulfill	VERB
ejif-4036	135	4	the	the	DET
ejif-4036	135	5	requirements	requirement	NOUN
ejif-4036	135	6	under	under	ADP
ejif-4036	135	7	a	a	PRON
ejif-4036	135	8	&	&	CCONJ
ejif-4036	135	9	b	b	NOUN
ejif-4036	135	10	but	but	CCONJ
ejif-4036	135	11	not	not	PART
ejif-4036	135	12	under	under	ADP
ejif-4036	135	13	c	c	PROPN
ejif-4036	135	14	&	&	CCONJ
ejif-4036	135	15	d.	d.	PROPN
ejif-4036	135	16	this	this	DET
ejif-4036	135	17	directive	directive	NOUN
ejif-4036	135	18	was	be	AUX
ejif-4036	135	19	also	also	ADV
ejif-4036	135	20	issued	issue	VERB
ejif-4036	135	21	while	while	SCONJ
ejif-4036	135	22	there	there	PRON
ejif-4036	135	23	was	be	VERB
ejif-4036	135	24	another	another	DET
ejif-4036	135	25	letter	letter	NOUN
ejif-4036	135	26	from	from	ADP
ejif-4036	135	27	zamzam	zamzam	PROPN
ejif-4036	135	28	bank	bank	PROPN
ejif-4036	135	29	that	that	PRON
ejif-4036	135	30	was	be	AUX
ejif-4036	135	31	written	write	VERB
ejif-4036	135	32	on	on	ADP
ejif-4036	135	33	august	august	PROPN
ejif-4036	135	34	9	9	NUM
ejif-4036	135	35	,	,	PUNCT
ejif-4036	135	36	2011	2011	NUM
ejif-4036	135	37	with	with	ADP
ejif-4036	135	38	reference	reference	NOUN
ejif-4036	135	39	number	number	NOUN
ejif-4036	135	40	zzbuf/102/2011	zzbuf/102/2011	NOUN
ejif-4036	135	41	(	(	PUNCT
ejif-4036	135	42	following	follow	VERB
ejif-4036	135	43	the	the	DET
ejif-4036	135	44	july	july	PROPN
ejif-4036	135	45	18	18	NUM
ejif-4036	135	46	,	,	PUNCT
ejif-4036	135	47	2011	2011	NUM
ejif-4036	135	48	nbe	nbe	PROPN
ejif-4036	135	49	letter	letter	NOUN
ejif-4036	135	50	that	that	PRON
ejif-4036	135	51	request	request	VERB
ejif-4036	135	52	ejif	ejif	PROPN
ejif-4036	135	53	–	–	PUNCT
ejif-4036	135	54	european	european	PROPN
ejif-4036	135	55	journal	journal	PROPN
ejif-4036	135	56	of	of	ADP
ejif-4036	135	57	islamic	islamic	PROPN
ejif-4036	135	58	finance	finance	PROPN
ejif-4036	135	59	no	no	DET
ejif-4036	135	60	14	14	NUM
ejif-4036	135	61	,	,	PUNCT
ejif-4036	135	62	december	december	PROPN
ejif-4036	135	63	(	(	PUNCT
ejif-4036	135	64	2019	2019	NUM
ejif-4036	135	65	)	)	PUNCT
ejif-4036	136	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4036	136	2	issn	issn	VERB
ejif-4036	136	3	2421	2421	NUM
ejif-4036	136	4	-	-	SYM
ejif-4036	136	5	2172	2172	NUM
ejif-4036	136	6	5	5	NUM
ejif-4036	136	7	to	to	PART
ejif-4036	136	8	take	take	VERB
ejif-4036	136	9	back	back	ADV
ejif-4036	136	10	the	the	DET
ejif-4036	136	11	application	application	NOUN
ejif-4036	136	12	documents	document	NOUN
ejif-4036	136	13	)	)	PUNCT
ejif-4036	136	14	which	which	PRON
ejif-4036	136	15	was	be	AUX
ejif-4036	136	16	demanding	demand	VERB
ejif-4036	136	17	for	for	ADP
ejif-4036	136	18	the	the	DET
ejif-4036	136	19	speedy	speedy	ADJ
ejif-4036	136	20	approvals.11	approvals.11	NOUN
ejif-4036	136	21	while	while	SCONJ
ejif-4036	136	22	there	there	PRON
ejif-4036	136	23	were	be	VERB
ejif-4036	136	24	application	application	NOUN
ejif-4036	136	25	and	and	CCONJ
ejif-4036	136	26	the	the	DET
ejif-4036	136	27	letter	letter	NOUN
ejif-4036	136	28	demanding	demand	VERB
ejif-4036	136	29	the	the	DET
ejif-4036	136	30	approval	approval	NOUN
ejif-4036	136	31	of	of	ADP
ejif-4036	136	32	the	the	DET
ejif-4036	136	33	same	same	ADJ
ejif-4036	136	34	,	,	PUNCT
ejif-4036	136	35	instead	instead	ADV
ejif-4036	136	36	of	of	ADP
ejif-4036	136	37	approving	approve	VERB
ejif-4036	136	38	the	the	DET
ejif-4036	136	39	application	application	NOUN
ejif-4036	136	40	which	which	PRON
ejif-4036	136	41	was	be	AUX
ejif-4036	136	42	there	there	ADV
ejif-4036	136	43	,	,	PUNCT
ejif-4036	136	44	coming	come	VERB
ejif-4036	136	45	with	with	ADP
ejif-4036	136	46	the	the	DET
ejif-4036	136	47	declaration	declaration	NOUN
ejif-4036	136	48	which	which	PRON
ejif-4036	136	49	did	do	AUX
ejif-4036	136	50	not	not	PART
ejif-4036	136	51	take	take	VERB
ejif-4036	136	52	in	in	ADP
ejif-4036	136	53	to	to	ADP
ejif-4036	136	54	consideration	consideration	NOUN
ejif-4036	136	55	the	the	DET
ejif-4036	136	56	application	application	NOUN
ejif-4036	136	57	there	there	ADV
ejif-4036	136	58	(	(	PUNCT
ejif-4036	136	59	i.e.	i.e.	X
ejif-4036	136	60	coming	come	VERB
ejif-4036	136	61	with	with	ADP
ejif-4036	136	62	definition	definition	NOUN
ejif-4036	136	63	which	which	PRON
ejif-4036	136	64	excludes	exclude	VERB
ejif-4036	136	65	zamzam	zamzam	PROPN
ejif-4036	136	66	bank	bank	PROPN
ejif-4036	136	67	from	from	ADP
ejif-4036	136	68	the	the	DET
ejif-4036	136	69	bank	bank	NOUN
ejif-4036	136	70	under	under	ADP
ejif-4036	136	71	formation	formation	NOUN
ejif-4036	136	72	)	)	PUNCT
ejif-4036	136	73	showed	show	VERB
ejif-4036	136	74	that	that	SCONJ
ejif-4036	136	75	something	something	PRON
ejif-4036	136	76	unpleasant	unpleasant	ADJ
ejif-4036	136	77	was	be	AUX
ejif-4036	136	78	going	go	VERB
ejif-4036	136	79	on12	on12	PROPN
ejif-4036	136	80	.	.	PUNCT
ejif-4036	137	1	the	the	DET
ejif-4036	137	2	last	last	ADJ
ejif-4036	137	3	event	event	NOUN
ejif-4036	137	4	that	that	PRON
ejif-4036	137	5	wears	wear	VERB
ejif-4036	137	6	away	away	ADV
ejif-4036	137	7	the	the	DET
ejif-4036	137	8	hope	hope	NOUN
ejif-4036	137	9	of	of	ADP
ejif-4036	137	10	many	many	ADJ
ejif-4036	137	11	for	for	ADP
ejif-4036	137	12	the	the	DET
ejif-4036	137	13	establishment	establishment	NOUN
ejif-4036	137	14	of	of	ADP
ejif-4036	137	15	ffifbb	ffifbb	NOUN
ejif-4036	137	16	was	be	AUX
ejif-4036	137	17	the	the	DET
ejif-4036	137	18	enactment	enactment	NOUN
ejif-4036	137	19	of	of	ADP
ejif-4036	137	20	the	the	DET
ejif-4036	137	21	final	final	ADJ
ejif-4036	137	22	directive	directive	NOUN
ejif-4036	137	23	under	under	ADP
ejif-4036	137	24	caption	caption	NOUN
ejif-4036	137	25	that	that	PRON
ejif-4036	137	26	is	be	AUX
ejif-4036	137	27	directive	directive	ADJ
ejif-4036	138	1	no	no	INTJ
ejif-4036	138	2	.	.	PUNCT
ejif-4036	138	3	sbb/	sbb/	NOUN
ejif-4036	138	4	51/2011	51/2011	NUM
ejif-4036	138	5	.	.	PUNCT
ejif-4036	139	1	this	this	DET
ejif-4036	139	2	directive	directive	NOUN
ejif-4036	139	3	drops	drop	VERB
ejif-4036	139	4	the	the	DET
ejif-4036	139	5	clause	clause	NOUN
ejif-4036	139	6	for	for	ADP
ejif-4036	139	7	ffifbb	ffifbb	NOUN
ejif-4036	139	8	that	that	PRON
ejif-4036	139	9	was	be	AUX
ejif-4036	139	10	under	under	ADP
ejif-4036	139	11	its	its	PRON
ejif-4036	139	12	preceding	precede	VERB
ejif-4036	139	13	draft	draft	NOUN
ejif-4036	139	14	directives	directive	NOUN
ejif-4036	139	15	.	.	PUNCT
ejif-4036	140	1	the	the	DET
ejif-4036	140	2	provisions	provision	NOUN
ejif-4036	140	3	under	under	ADP
ejif-4036	140	4	the	the	DET
ejif-4036	140	5	directive	directive	NOUN
ejif-4036	140	6	that	that	PRON
ejif-4036	140	7	is	be	AUX
ejif-4036	140	8	relevant	relevant	ADJ
ejif-4036	140	9	for	for	ADP
ejif-4036	140	10	the	the	DET
ejif-4036	140	11	issue	issue	NOUN
ejif-4036	140	12	at	at	ADP
ejif-4036	140	13	hand	hand	NOUN
ejif-4036	140	14	is	be	AUX
ejif-4036	140	15	,	,	PUNCT
ejif-4036	140	16	analyzed	analyze	VERB
ejif-4036	140	17	as	as	ADP
ejif-4036	140	18	follow	follow	NOUN
ejif-4036	140	19	:	:	PUNCT
ejif-4036	140	20	the	the	DET
ejif-4036	140	21	directive	directive	NOUN
ejif-4036	140	22	defines	define	VERB
ejif-4036	140	23	“	"	PUNCT
ejif-4036	140	24	bank	bank	NOUN
ejif-4036	140	25	”	"	PUNCT
ejif-4036	140	26	as	as	ADP
ejif-4036	140	27	“	"	PUNCT
ejif-4036	140	28	a	a	DET
ejif-4036	140	29	company	company	NOUN
ejif-4036	140	30	licensed	license	VERB
ejif-4036	140	31	by	by	ADP
ejif-4036	140	32	the	the	DET
ejif-4036	140	33	national	national	PROPN
ejif-4036	140	34	bank	bank	PROPN
ejif-4036	140	35	to	to	PART
ejif-4036	140	36	undertake	undertake	VERB
ejif-4036	140	37	banking	banking	NOUN
ejif-4036	140	38	business	business	NOUN
ejif-4036	140	39	or	or	CCONJ
ejif-4036	140	40	a	a	DET
ejif-4036	140	41	bank	bank	NOUN
ejif-4036	140	42	owned	own	VERB
ejif-4036	140	43	by	by	ADP
ejif-4036	140	44	the	the	DET
ejif-4036	140	45	government	government	NOUN
ejif-4036	140	46	”	"	PUNCT
ejif-4036	140	47	.	.	PUNCT
ejif-4036	141	1	according	accord	VERB
ejif-4036	141	2	to	to	ADP
ejif-4036	141	3	this	this	DET
ejif-4036	141	4	definition	definition	NOUN
ejif-4036	141	5	the	the	DET
ejif-4036	141	6	bank	bank	NOUN
ejif-4036	141	7	is	be	AUX
ejif-4036	141	8	licensed	license	VERB
ejif-4036	141	9	to	to	PART
ejif-4036	141	10	undertake	undertake	VERB
ejif-4036	141	11	banking	banking	NOUN
ejif-4036	141	12	business	business	NOUN
ejif-4036	141	13	.	.	PUNCT
ejif-4036	142	1	the	the	DET
ejif-4036	142	2	term	term	NOUN
ejif-4036	142	3	banking	banking	NOUN
ejif-4036	142	4	business	business	NOUN
ejif-4036	142	5	is	be	AUX
ejif-4036	142	6	already	already	ADV
ejif-4036	142	7	defined	define	VERB
ejif-4036	142	8	under	under	ADP
ejif-4036	142	9	the	the	DET
ejif-4036	142	10	banking	banking	NOUN
ejif-4036	142	11	business	business	NOUN
ejif-4036	142	12	proclamation	proclamation	NOUN
ejif-4036	142	13	no.592/2008	no.592/2008	NOUN
ejif-4036	142	14	.	.	PUNCT
ejif-4036	143	1	here	here	ADV
ejif-4036	143	2	it	it	PRON
ejif-4036	143	3	is	be	AUX
ejif-4036	143	4	referring	refer	VERB
ejif-4036	143	5	to	to	ADP
ejif-4036	143	6	those	those	DET
ejif-4036	143	7	conventional	conventional	ADJ
ejif-4036	143	8	banks	bank	NOUN
ejif-4036	143	9	that	that	PRON
ejif-4036	143	10	are	be	AUX
ejif-4036	143	11	already	already	ADV
ejif-4036	143	12	licensed	license	VERB
ejif-4036	143	13	to	to	PART
ejif-4036	143	14	undertake	undertake	VERB
ejif-4036	143	15	banking	banking	NOUN
ejif-4036	143	16	business	business	NOUN
ejif-4036	143	17	as	as	ADP
ejif-4036	143	18	per	per	ADP
ejif-4036	143	19	the	the	DET
ejif-4036	143	20	definition	definition	NOUN
ejif-4036	143	21	of	of	ADP
ejif-4036	143	22	proclamation	proclamation	NOUN
ejif-4036	143	23	no.592/2008	no.592/2008	NOUN
ejif-4036	143	24	.	.	PUNCT
ejif-4036	144	1	under	under	ADP
ejif-4036	144	2	article	article	NOUN
ejif-4036	144	3	4(1	4(1	NUM
ejif-4036	144	4	)	)	PUNCT
ejif-4036	145	1	it	it	PRON
ejif-4036	145	2	states	state	VERB
ejif-4036	145	3	that:-a	that:-a	NUM
ejif-4036	145	4	bank	bank	PROPN
ejif-4036	145	5	shall	shall	AUX
ejif-4036	145	6	obtain	obtain	VERB
ejif-4036	145	7	a	a	DET
ejif-4036	145	8	written	write	VERB
ejif-4036	145	9	authorization	authorization	NOUN
ejif-4036	145	10	from	from	ADP
ejif-4036	145	11	the	the	DET
ejif-4036	145	12	national	national	PROPN
ejif-4036	145	13	bank	bank	PROPN
ejif-4036	145	14	to	to	PART
ejif-4036	145	15	carry	carry	VERB
ejif-4036	145	16	on	on	ADP
ejif-4036	145	17	interest	interest	NOUN
ejif-4036	145	18	free	free	ADJ
ejif-4036	145	19	banking	banking	NOUN
ejif-4036	145	20	business	business	NOUN
ejif-4036	145	21	.	.	PUNCT
ejif-4036	146	1	when	when	SCONJ
ejif-4036	146	2	we	we	PRON
ejif-4036	146	3	combine	combine	VERB
ejif-4036	146	4	these	these	DET
ejif-4036	146	5	two	two	NUM
ejif-4036	146	6	articles	article	NOUN
ejif-4036	146	7	it	it	PRON
ejif-4036	146	8	gives	give	VERB
ejif-4036	146	9	the	the	DET
ejif-4036	146	10	meaning	meaning	NOUN
ejif-4036	146	11	:	:	PUNCT
ejif-4036	146	12	conventional	conventional	ADJ
ejif-4036	146	13	banks	bank	NOUN
ejif-4036	146	14	interested	interested	ADJ
ejif-4036	146	15	to	to	PART
ejif-4036	146	16	carry	carry	VERB
ejif-4036	146	17	on	on	ADP
ejif-4036	146	18	ifbb	ifbb	PROPN
ejif-4036	146	19	shall	shall	AUX
ejif-4036	146	20	obtain	obtain	VERB
ejif-4036	146	21	a	a	DET
ejif-4036	146	22	written	write	VERB
ejif-4036	146	23	authorization	authorization	NOUN
ejif-4036	146	24	from	from	ADP
ejif-4036	146	25	the	the	DET
ejif-4036	146	26	nbe	nbe	PROPN
ejif-4036	146	27	.	.	PUNCT
ejif-4036	147	1	article	article	NOUN
ejif-4036	147	2	4(2	4(2	NUM
ejif-4036	147	3	)	)	PUNCT
ejif-4036	147	4	of	of	ADP
ejif-4036	147	5	the	the	DET
ejif-4036	147	6	directive	directive	NOUN
ejif-4036	147	7	provides	provide	VERB
ejif-4036	147	8	a	a	DET
ejif-4036	147	9	list	list	NOUN
ejif-4036	147	10	of	of	ADP
ejif-4036	147	11	requirements	requirement	NOUN
ejif-4036	147	12	for	for	ADP
ejif-4036	147	13	those	those	DET
ejif-4036	147	14	conventional	conventional	ADJ
ejif-4036	147	15	banks	bank	NOUN
ejif-4036	147	16	that	that	PRON
ejif-4036	147	17	wish	wish	VERB
ejif-4036	147	18	to	to	PART
ejif-4036	147	19	obtain	obtain	VERB
ejif-4036	147	20	an	an	DET
ejif-4036	147	21	authorization	authorization	NOUN
ejif-4036	147	22	to	to	PART
ejif-4036	147	23	carry	carry	VERB
ejif-4036	147	24	on	on	ADP
ejif-4036	147	25	ifbb	ifbb	PROPN
ejif-4036	147	26	.	.	PUNCT
ejif-4036	148	1	the	the	DET
ejif-4036	148	2	wording	wording	NOUN
ejif-4036	148	3	of	of	ADP
ejif-4036	148	4	the	the	DET
ejif-4036	148	5	enumeration	enumeration	NOUN
ejif-4036	148	6	under	under	ADP
ejif-4036	148	7	the	the	DET
ejif-4036	148	8	provision	provision	NOUN
ejif-4036	148	9	is	be	AUX
ejif-4036	148	10	indicative	indicative	ADJ
ejif-4036	148	11	of	of	ADP
ejif-4036	148	12	the	the	DET
ejif-4036	148	13	same	same	ADJ
ejif-4036	148	14	.	.	PUNCT
ejif-4036	149	1	it	it	PRON
ejif-4036	149	2	became	become	VERB
ejif-4036	149	3	clearer	clear	ADJ
ejif-4036	149	4	when	when	SCONJ
ejif-4036	149	5	it	it	PRON
ejif-4036	149	6	is	be	AUX
ejif-4036	149	7	seen	see	VERB
ejif-4036	149	8	in	in	ADP
ejif-4036	149	9	combination	combination	NOUN
ejif-4036	149	10	with	with	ADP
ejif-4036	149	11	sub	sub	NOUN
ejif-4036	149	12	4(3	4(3	NUM
ejif-4036	149	13	)	)	PUNCT
ejif-4036	149	14	.	.	PUNCT
ejif-4036	150	1	this	this	DET
ejif-4036	150	2	article	article	NOUN
ejif-4036	150	3	says	say	VERB
ejif-4036	150	4	after	after	ADP
ejif-4036	150	5	evaluating	evaluate	VERB
ejif-4036	150	6	application	application	NOUN
ejif-4036	150	7	submitted	submit	VERB
ejif-4036	150	8	as	as	ADP
ejif-4036	150	9	per	per	ADP
ejif-4036	150	10	sub	sub	NOUN
ejif-4036	150	11	4(2	4(2	NUM
ejif-4036	150	12	)	)	PUNCT
ejif-4036	150	13	,	,	PUNCT
ejif-4036	150	14	the	the	DET
ejif-4036	150	15	nbe	nbe	PROPN
ejif-4036	150	16	,	,	PUNCT
ejif-4036	150	17	if	if	SCONJ
ejif-4036	150	18	satisfied	satisfied	ADJ
ejif-4036	150	19	,	,	PUNCT
ejif-4036	150	20	authorize	authorize	VERB
ejif-4036	150	21	the	the	DET
ejif-4036	150	22	applicant	applicant	NOUN
ejif-4036	150	23	to	to	PART
ejif-4036	150	24	open	open	VERB
ejif-4036	150	25	an	an	DET
ejif-4036	150	26	interest	interest	NOUN
ejif-4036	150	27	free	free	ADJ
ejif-4036	150	28	banking	banking	NOUN
ejif-4036	150	29	window	window	NOUN
ejif-4036	150	30	.	.	PUNCT
ejif-4036	151	1	´	´	NOUN
ejif-4036	151	2	interest	interest	NOUN
ejif-4036	151	3	free	free	ADJ
ejif-4036	151	4	banking	banking	NOUN
ejif-4036	151	5	window	window	NOUN
ejif-4036	151	6	´	´	NOUN
ejif-4036	151	7	is	be	AUX
ejif-4036	151	8	defined	define	VERB
ejif-4036	151	9	under	under	ADP
ejif-4036	151	10	2(3	2(3	NUM
ejif-4036	151	11	)	)	PUNCT
ejif-4036	151	12	as	as	ADP
ejif-4036	151	13	“	"	PUNCT
ejif-4036	151	14	a	a	DET
ejif-4036	151	15	unit	unit	NOUN
ejif-4036	151	16	within	within	ADP
ejif-4036	151	17	a	a	DET
ejif-4036	151	18	conventional	conventional	ADJ
ejif-4036	151	19	bank	bank	NOUN
ejif-4036	151	20	exclusively	exclusively	ADV
ejif-4036	151	21	offering	offer	VERB
ejif-4036	151	22	interest	interest	NOUN
ejif-4036	151	23	free	free	ADJ
ejif-4036	151	24	banking	banking	NOUN
ejif-4036	151	25	services	service	NOUN
ejif-4036	151	26	”	"	PUNCT
ejif-4036	151	27	.	.	PUNCT
ejif-4036	152	1	looking	look	VERB
ejif-4036	152	2	sub	sub	NOUN
ejif-4036	152	3	4(2	4(2	NUM
ejif-4036	152	4	)	)	PUNCT
ejif-4036	152	5	,	,	PUNCT
ejif-4036	152	6	4(3	4(3	NUM
ejif-4036	152	7	)	)	PUNCT
ejif-4036	152	8	and	and	CCONJ
ejif-4036	152	9	2(3	2(3	NUM
ejif-4036	152	10	)	)	PUNCT
ejif-4036	152	11	in	in	ADP
ejif-4036	152	12	combination	combination	NOUN
ejif-4036	152	13	gives	give	VERB
ejif-4036	152	14	the	the	DET
ejif-4036	152	15	meaning	meaning	NOUN
ejif-4036	152	16	:	:	PUNCT
ejif-4036	152	17	if	if	SCONJ
ejif-4036	152	18	the	the	DET
ejif-4036	152	19	nbe	nbe	NOUN
ejif-4036	152	20	is	be	AUX
ejif-4036	152	21	satisfied	satisfied	ADJ
ejif-4036	152	22	by	by	ADP
ejif-4036	152	23	application	application	NOUN
ejif-4036	152	24	submitted	submit	VERB
ejif-4036	152	25	as	as	ADP
ejif-4036	152	26	per	per	ADP
ejif-4036	152	27	4(2	4(2	NUM
ejif-4036	152	28	)	)	PUNCT
ejif-4036	152	29	,	,	PUNCT
ejif-4036	152	30	it	it	PRON
ejif-4036	152	31	will	will	AUX
ejif-4036	152	32	give	give	VERB
ejif-4036	152	33	authorization	authorization	NOUN
ejif-4036	152	34	to	to	ADP
ejif-4036	152	35	conventional	conventional	ADJ
ejif-4036	152	36	banks	bank	NOUN
ejif-4036	152	37	11the	11the	PROPN
ejif-4036	152	38	letter	letter	NOUN
ejif-4036	152	39	says	say	VERB
ejif-4036	152	40	:	:	PUNCT
ejif-4036	152	41	“	"	PUNCT
ejif-4036	152	42	…	…	PUNCT
ejif-4036	152	43	…	…	PUNCT
ejif-4036	152	44	…	…	PUNCT
ejif-4036	152	45	we	we	PRON
ejif-4036	152	46	apply	apply	VERB
ejif-4036	152	47	,	,	PUNCT
ejif-4036	152	48	in	in	ADP
ejif-4036	152	49	fact	fact	NOUN
ejif-4036	152	50	,	,	PUNCT
ejif-4036	152	51	for	for	ADP
ejif-4036	152	52	the	the	DET
ejif-4036	152	53	approval	approval	NOUN
ejif-4036	152	54	of	of	ADP
ejif-4036	152	55	the	the	DET
ejif-4036	152	56	selected	select	VERB
ejif-4036	152	57	board	board	NOUN
ejif-4036	152	58	members	member	NOUN
ejif-4036	152	59	and	and	CCONJ
ejif-4036	152	60	the	the	DET
ejif-4036	152	61	beginning	beginning	NOUN
ejif-4036	152	62	of	of	ADP
ejif-4036	152	63	registration	registration	NOUN
ejif-4036	152	64	and	and	CCONJ
ejif-4036	152	65	signing	signing	NOUN
ejif-4036	152	66	of	of	ADP
ejif-4036	152	67	the	the	DET
ejif-4036	152	68	subscribers	subscriber	NOUN
ejif-4036	152	69	that	that	PRON
ejif-4036	152	70	will	will	AUX
ejif-4036	152	71	facilitate	facilitate	VERB
ejif-4036	152	72	the	the	DET
ejif-4036	152	73	many	many	ADJ
ejif-4036	152	74	indoor	indoor	ADJ
ejif-4036	152	75	activities	activity	NOUN
ejif-4036	152	76	of	of	ADP
ejif-4036	152	77	the	the	DET
ejif-4036	152	78	bank	bank	NOUN
ejif-4036	152	79	that	that	PRON
ejif-4036	152	80	needs	need	VERB
ejif-4036	152	81	,	,	PUNCT
ejif-4036	152	82	…	…	PUNCT
ejif-4036	152	83	…	…	PUNCT
ejif-4036	152	84	…	…	PUNCT
ejif-4036	152	85	.we	.we	NUM
ejif-4036	152	86	are	be	AUX
ejif-4036	152	87	again	again	ADV
ejif-4036	152	88	requesting	request	VERB
ejif-4036	152	89	your	your	PRON
ejif-4036	152	90	esteemed	esteemed	ADJ
ejif-4036	152	91	office	office	NOUN
ejif-4036	152	92	to	to	PART
ejif-4036	152	93	reconsider	reconsider	VERB
ejif-4036	152	94	our	our	PRON
ejif-4036	152	95	application	application	NOUN
ejif-4036	152	96	and	and	CCONJ
ejif-4036	152	97	we	we	PRON
ejif-4036	152	98	were	be	AUX
ejif-4036	152	99	expecting	expect	VERB
ejif-4036	152	100	to	to	PART
ejif-4036	152	101	see	see	VERB
ejif-4036	152	102	something	something	PRON
ejif-4036	152	103	encouraging	encourage	VERB
ejif-4036	152	104	out	out	ADP
ejif-4036	152	105	this	this	PRON
ejif-4036	152	106	since	since	SCONJ
ejif-4036	152	107	we	we	PRON
ejif-4036	152	108	were	be	AUX
ejif-4036	152	109	order	order	NOUN
ejif-4036	152	110	to	to	PART
ejif-4036	152	111	take	take	VERB
ejif-4036	152	112	back	back	ADV
ejif-4036	152	113	all	all	DET
ejif-4036	152	114	the	the	DET
ejif-4036	152	115	document	document	NOUN
ejif-4036	152	116	submitted	submit	VERB
ejif-4036	152	117	…	…	PUNCT
ejif-4036	152	118	…	…	PUNCT
ejif-4036	152	119	”this	”this	DET
ejif-4036	152	120	letter	letter	NOUN
ejif-4036	152	121	was	be	AUX
ejif-4036	152	122	written	write	VERB
ejif-4036	152	123	prior	prior	ADV
ejif-4036	152	124	to	to	ADP
ejif-4036	152	125	one	one	NUM
ejif-4036	152	126	month	month	NOUN
ejif-4036	152	127	before	before	ADP
ejif-4036	152	128	the	the	DET
ejif-4036	152	129	effective	effective	ADJ
ejif-4036	152	130	date	date	NOUN
ejif-4036	152	131	of	of	ADP
ejif-4036	152	132	this	this	DET
ejif-4036	152	133	directive	directive	NOUN
ejif-4036	152	134	,	,	PUNCT
ejif-4036	152	135	following	follow	VERB
ejif-4036	152	136	the	the	DET
ejif-4036	152	137	july	july	PROPN
ejif-4036	152	138	18	18	NUM
ejif-4036	152	139	,	,	PUNCT
ejif-4036	152	140	2011	2011	NUM
ejif-4036	152	141	nbe	nbe	PROPN
ejif-4036	152	142	letter	letter	NOUN
ejif-4036	152	143	,	,	PUNCT
ejif-4036	152	144	by	by	ADP
ejif-4036	152	145	concerned	concerned	ADJ
ejif-4036	152	146	to	to	PART
ejif-4036	152	147	carry	carry	VERB
ejif-4036	152	148	on	on	ADP
ejif-4036	152	149	ifbb	ifbb	PROPN
ejif-4036	152	150	as	as	ADP
ejif-4036	152	151	per	per	ADP
ejif-4036	152	152	sub	sub	NOUN
ejif-4036	152	153	2(3	2(3	NUM
ejif-4036	152	154	)	)	PUNCT
ejif-4036	152	155	.	.	PUNCT
ejif-4036	153	1	this	this	DET
ejif-4036	153	2	directive	directive	NOUN
ejif-4036	153	3	obliges	oblige	VERB
ejif-4036	153	4	to	to	ADP
ejif-4036	153	5	carrying	carry	VERB
ejif-4036	153	6	on	on	ADP
ejif-4036	153	7	ifbb	ifbb	NOUN
ejif-4036	153	8	as	as	ADP
ejif-4036	153	9	per	per	ADP
ejif-4036	153	10	sharia	sharia	PROPN
ejif-4036	153	11	law	law	NOUN
ejif-4036	153	12	under	under	ADP
ejif-4036	153	13	sub	sub	NOUN
ejif-4036	153	14	2(2	2(2	NUM
ejif-4036	153	15	)	)	PUNCT
ejif-4036	153	16	.	.	PUNCT
ejif-4036	154	1	however	however	ADV
ejif-4036	154	2	,	,	PUNCT
ejif-4036	154	3	in	in	ADP
ejif-4036	154	4	no	no	DET
ejif-4036	154	5	place	place	NOUN
ejif-4036	154	6	the	the	DET
ejif-4036	154	7	directive	directive	NOUN
ejif-4036	154	8	expressly	expressly	ADV
ejif-4036	154	9	mentioned	mention	VERB
ejif-4036	154	10	about	about	ADP
ejif-4036	154	11	the	the	DET
ejif-4036	154	12	permissibility	permissibility	NOUN
ejif-4036	154	13	/	/	SYM
ejif-4036	154	14	nonpermissibility	nonpermissibility	NOUN
ejif-4036	154	15	of	of	ADP
ejif-4036	154	16	ffifbb	ffifbb	PROPN
ejif-4036	154	17	.	.	PUNCT
ejif-4036	155	1	nevertheless	nevertheless	ADV
ejif-4036	155	2	,	,	PUNCT
ejif-4036	155	3	it	it	PRON
ejif-4036	155	4	is	be	AUX
ejif-4036	155	5	based	base	VERB
ejif-4036	155	6	on	on	ADP
ejif-4036	155	7	this	this	DET
ejif-4036	155	8	directive	directive	NOUN
ejif-4036	155	9	that	that	PRON
ejif-4036	155	10	nbe	nbe	PROPN
ejif-4036	155	11	withdraws	withdraw	VERB
ejif-4036	155	12	the	the	DET
ejif-4036	155	13	application	application	NOUN
ejif-4036	155	14	for	for	ADP
ejif-4036	155	15	zamzam	zamzam	PROPN
ejif-4036	155	16	bank	bank	PROPN
ejif-4036	155	17	which	which	PRON
ejif-4036	155	18	is	be	AUX
ejif-4036	155	19	intended	intend	VERB
ejif-4036	155	20	for	for	ADP
ejif-4036	155	21	ffifbb	ffifbb	NOUN
ejif-4036	155	22	.	.	PUNCT
ejif-4036	156	1	the	the	DET
ejif-4036	156	2	reason	reason	NOUN
ejif-4036	156	3	to	to	PART
ejif-4036	156	4	prohibit	prohibit	VERB
ejif-4036	156	5	ffifbb	ffifbb	PROPN
ejif-4036	156	6	is	be	AUX
ejif-4036	156	7	expressed	express	VERB
ejif-4036	156	8	by	by	ADP
ejif-4036	156	9	nbe	nbe	PROPN
ejif-4036	156	10	bank	bank	PROPN
ejif-4036	156	11	supervision	supervision	PROPN
ejif-4036	156	12	directorate	directorate	PROPN
ejif-4036	156	13	ato	ato	PROPN
ejif-4036	156	14	solomon	solomon	PROPN
ejif-4036	156	15	desta	desta	PROPN
ejif-4036	156	16	as	as	SCONJ
ejif-4036	156	17	follow	follow	VERB
ejif-4036	156	18	:	:	PUNCT
ejif-4036	156	19	“	"	PUNCT
ejif-4036	156	20	we	we	PRON
ejif-4036	156	21	did	do	AUX
ejif-4036	156	22	not	not	PART
ejif-4036	156	23	have	have	AUX
ejif-4036	156	24	experienced	experience	VERB
ejif-4036	156	25	personnel	personnel	NOUN
ejif-4036	156	26	in	in	ADP
ejif-4036	156	27	ethiopia	ethiopia	PROPN
ejif-4036	156	28	on	on	ADP
ejif-4036	156	29	sharia	sharia	PROPN
ejif-4036	156	30	-	-	PUNCT
ejif-4036	156	31	based	base	VERB
ejif-4036	156	32	banking	banking	NOUN
ejif-4036	156	33	services	service	NOUN
ejif-4036	156	34	and	and	CCONJ
ejif-4036	156	35	product	product	NOUN
ejif-4036	156	36	in	in	ADP
ejif-4036	156	37	ethiopia	ethiopia	PROPN
ejif-4036	156	38	previously	previously	ADV
ejif-4036	156	39	that	that	PRON
ejif-4036	156	40	is	be	AUX
ejif-4036	156	41	why	why	SCONJ
ejif-4036	156	42	we	we	PRON
ejif-4036	156	43	initially	initially	ADV
ejif-4036	156	44	opted	opt	VERB
ejif-4036	156	45	to	to	PART
ejif-4036	156	46	start	start	VERB
ejif-4036	156	47	with	with	ADP
ejif-4036	156	48	interest	interest	NOUN
ejif-4036	156	49	-	-	PUNCT
ejif-4036	156	50	free	free	ADJ
ejif-4036	156	51	window	window	NOUN
ejif-4036	156	52	banking	banking	NOUN
ejif-4036	156	53	services”.13	services”.13	X
ejif-4036	156	54	iv	iv	X
ejif-4036	156	55	.	.	PUNCT
ejif-4036	157	1	the	the	DET
ejif-4036	157	2	otherwise	otherwise	ADJ
ejif-4036	157	3	interpretation	interpretation	NOUN
ejif-4036	157	4	of	of	ADP
ejif-4036	157	5	directive	directive	NOUN
ejif-4036	157	6	no	no	INTJ
ejif-4036	157	7	.	.	PUNCT
ejif-4036	158	1	sbb/	sbb/	NOUN
ejif-4036	158	2	51/2011	51/2011	NUM
ejif-4036	158	3	we	we	PRON
ejif-4036	158	4	have	have	AUX
ejif-4036	158	5	seen	see	VERB
ejif-4036	158	6	in	in	ADP
ejif-4036	158	7	the	the	DET
ejif-4036	158	8	above	above	ADP
ejif-4036	158	9	the	the	DET
ejif-4036	158	10	analysis	analysis	NOUN
ejif-4036	158	11	for	for	ADP
ejif-4036	158	12	this	this	DET
ejif-4036	158	13	directive	directive	NOUN
ejif-4036	158	14	.	.	PUNCT
ejif-4036	159	1	in	in	ADP
ejif-4036	159	2	conjunction	conjunction	NOUN
ejif-4036	159	3	to	to	ADP
ejif-4036	159	4	this	this	DET
ejif-4036	159	5	analysis	analysis	NOUN
ejif-4036	159	6	we	we	PRON
ejif-4036	159	7	have	have	AUX
ejif-4036	159	8	also	also	ADV
ejif-4036	159	9	seen	see	VERB
ejif-4036	159	10	how	how	SCONJ
ejif-4036	159	11	the	the	DET
ejif-4036	159	12	application	application	NOUN
ejif-4036	159	13	for	for	ADP
ejif-4036	159	14	ffifbb	ffifbb	NOUN
ejif-4036	159	15	is	be	AUX
ejif-4036	159	16	finally	finally	ADV
ejif-4036	159	17	withdrawn	withdraw	VERB
ejif-4036	159	18	.	.	PUNCT
ejif-4036	160	1	now	now	ADV
ejif-4036	160	2	here	here	ADV
ejif-4036	160	3	we	we	PRON
ejif-4036	160	4	will	will	AUX
ejif-4036	160	5	see	see	VERB
ejif-4036	160	6	the	the	DET
ejif-4036	160	7	otherwise	otherwise	ADJ
ejif-4036	160	8	interpretation	interpretation	NOUN
ejif-4036	160	9	of	of	ADP
ejif-4036	160	10	this	this	DET
ejif-4036	160	11	analysis	analysis	NOUN
ejif-4036	160	12	.	.	PUNCT
ejif-4036	161	1	this	this	PRON
ejif-4036	161	2	is	be	AUX
ejif-4036	161	3	to	to	PART
ejif-4036	161	4	mean	mean	VERB
ejif-4036	161	5	:	:	PUNCT
ejif-4036	161	6	the	the	DET
ejif-4036	161	7	previous	previous	ADJ
ejif-4036	161	8	analysis	analysis	NOUN
ejif-4036	161	9	is	be	AUX
ejif-4036	161	10	made	make	VERB
ejif-4036	161	11	in	in	ADP
ejif-4036	161	12	probanning	probanne	VERB
ejif-4036	161	13	for	for	ADP
ejif-4036	161	14	ffifbb	ffifbb	NOUN
ejif-4036	161	15	.	.	PUNCT
ejif-4036	162	1	however	however	ADV
ejif-4036	162	2	,	,	PUNCT
ejif-4036	162	3	here	here	ADV
ejif-4036	162	4	the	the	DET
ejif-4036	162	5	analysis	analysis	NOUN
ejif-4036	162	6	will	will	AUX
ejif-4036	162	7	be	be	AUX
ejif-4036	162	8	made	make	VERB
ejif-4036	162	9	in	in	ADP
ejif-4036	162	10	pro	pro	ADJ
ejif-4036	162	11	-	-	NOUN
ejif-4036	162	12	permission	permission	NOUN
ejif-4036	162	13	for	for	ADP
ejif-4036	162	14	ffifbb	ffifbb	NOUN
ejif-4036	162	15	.	.	PUNCT
ejif-4036	163	1	to	to	PART
ejif-4036	163	2	start	start	VERB
ejif-4036	163	3	,	,	PUNCT
ejif-4036	163	4	the	the	DET
ejif-4036	163	5	directive	directive	NOUN
ejif-4036	163	6	defines	define	VERB
ejif-4036	163	7	the	the	DET
ejif-4036	163	8	term	term	NOUN
ejif-4036	163	9	´	´	PROPN
ejif-4036	163	10	bank	bank	NOUN
ejif-4036	163	11	´	´	NOUN
ejif-4036	163	12	as	as	ADP
ejif-4036	163	13	company	company	NOUN
ejif-4036	163	14	licensed	license	VERB
ejif-4036	163	15	by	by	ADP
ejif-4036	163	16	the	the	DET
ejif-4036	163	17	national	national	PROPN
ejif-4036	163	18	bank	bank	PROPN
ejif-4036	163	19	to	to	PART
ejif-4036	163	20	undertake	undertake	VERB
ejif-4036	163	21	banking	banking	NOUN
ejif-4036	163	22	business	business	NOUN
ejif-4036	163	23	or	or	CCONJ
ejif-4036	163	24	a	a	DET
ejif-4036	163	25	bank	bank	NOUN
ejif-4036	163	26	owned	own	VERB
ejif-4036	163	27	by	by	ADP
ejif-4036	163	28	the	the	DET
ejif-4036	163	29	government	government	NOUN
ejif-4036	163	30	.	.	PUNCT
ejif-4036	164	1	it	it	PRON
ejif-4036	164	2	is	be	AUX
ejif-4036	164	3	referring	refer	VERB
ejif-4036	164	4	to	to	ADP
ejif-4036	164	5	the	the	DET
ejif-4036	164	6	licensed	licensed	ADJ
ejif-4036	164	7	conventional	conventional	ADJ
ejif-4036	164	8	banks	bank	NOUN
ejif-4036	164	9	to	to	PART
ejif-4036	164	10	undertake	undertake	VERB
ejif-4036	164	11	banking	banking	NOUN
ejif-4036	164	12	business	business	NOUN
ejif-4036	164	13	as	as	ADP
ejif-4036	164	14	per	per	ADP
ejif-4036	164	15	the	the	DET
ejif-4036	164	16	definition	definition	NOUN
ejif-4036	164	17	of	of	ADP
ejif-4036	164	18	proclamation	proclamation	NOUN
ejif-4036	164	19	592/2008	592/2008	NUM
ejif-4036	164	20	.	.	PUNCT
ejif-4036	165	1	the	the	DET
ejif-4036	165	2	indication	indication	NOUN
ejif-4036	165	3	to	to	ADP
ejif-4036	165	4	this	this	PRON
ejif-4036	165	5	become	become	VERB
ejif-4036	165	6	more	more	ADV
ejif-4036	165	7	clearer	clear	ADJ
ejif-4036	165	8	when	when	SCONJ
ejif-4036	165	9	it	it	PRON
ejif-4036	165	10	is	be	AUX
ejif-4036	165	11	seen	see	VERB
ejif-4036	165	12	in	in	ADP
ejif-4036	165	13	line	line	NOUN
ejif-4036	165	14	with	with	ADP
ejif-4036	165	15	art.4(1	art.4(1	NOUN
ejif-4036	165	16	)	)	PUNCT
ejif-4036	165	17	which	which	PRON
ejif-4036	165	18	says	say	VERB
ejif-4036	165	19	:	:	PUNCT
ejif-4036	165	20	a	a	DET
ejif-4036	165	21	bank	bank	NOUN
ejif-4036	165	22	shall	shall	AUX
ejif-4036	165	23	obtain	obtain	VERB
ejif-4036	165	24	a	a	DET
ejif-4036	165	25	written	write	VERB
ejif-4036	165	26	authorization	authorization	NOUN
ejif-4036	165	27	from	from	ADP
ejif-4036	165	28	the	the	DET
ejif-4036	165	29	national	national	PROPN
ejif-4036	165	30	bank	bank	PROPN
ejif-4036	165	31	to	to	PART
ejif-4036	165	32	carry	carry	VERB
ejif-4036	165	33	on	on	ADP
ejif-4036	165	34	interest	interest	NOUN
ejif-4036	165	35	free	free	ADJ
ejif-4036	165	36	banking	banking	NOUN
ejif-4036	165	37	business	business	NOUN
ejif-4036	165	38	.	.	PUNCT
ejif-4036	166	1	since	since	SCONJ
ejif-4036	166	2	they	they	PRON
ejif-4036	166	3	are	be	AUX
ejif-4036	166	4	licensed	license	VERB
ejif-4036	166	5	to	to	PART
ejif-4036	166	6	undertake	undertake	VERB
ejif-4036	166	7	banking	banking	NOUN
ejif-4036	166	8	business	business	NOUN
ejif-4036	166	9	as	as	ADP
ejif-4036	166	10	per	per	ADP
ejif-4036	166	11	the	the	DET
ejif-4036	166	12	definition	definition	NOUN
ejif-4036	166	13	,	,	PUNCT
ejif-4036	166	14	the	the	DET
ejif-4036	166	15	second	second	ADJ
ejif-4036	166	16	authorization	authorization	NOUN
ejif-4036	166	17	from	from	ADP
ejif-4036	166	18	the	the	DET
ejif-4036	166	19	nbe	nbe	NOUN
ejif-4036	166	20	becomes	become	VERB
ejif-4036	166	21	to	to	PART
ejif-4036	166	22	engage	engage	VERB
ejif-4036	166	23	on	on	ADP
ejif-4036	166	24	ifbb	ifbb	PROPN
ejif-4036	166	25	.	.	PUNCT
ejif-4036	167	1	had	have	AUX
ejif-4036	167	2	not	not	PART
ejif-4036	167	3	been	be	AUX
ejif-4036	167	4	for	for	ADP
ejif-4036	167	5	ifbb	ifbb	NOUN
ejif-4036	167	6	,	,	PUNCT
ejif-4036	167	7	they	they	PRON
ejif-4036	167	8	are	be	AUX
ejif-4036	167	9	not	not	PART
ejif-4036	167	10	required	require	VERB
ejif-4036	167	11	another	another	DET
ejif-4036	167	12	authorization	authorization	NOUN
ejif-4036	167	13	since	since	SCONJ
ejif-4036	167	14	they	they	PRON
ejif-4036	167	15	are	be	AUX
ejif-4036	167	16	already	already	ADV
ejif-4036	167	17	authorized	authorize	VERB
ejif-4036	167	18	/	/	PUNCT
ejif-4036	167	19	licensed	license	VERB
ejif-4036	167	20	by	by	ADP
ejif-4036	167	21	the	the	DET
ejif-4036	167	22	nbe	nbe	PROPN
ejif-4036	167	23	as	as	ADP
ejif-4036	167	24	per	per	ADP
ejif-4036	167	25	the	the	DET
ejif-4036	167	26	definition	definition	NOUN
ejif-4036	167	27	.	.	PUNCT
ejif-4036	168	1	ifbb	ifbb	PROPN
ejif-4036	168	2	is	be	AUX
ejif-4036	168	3	defined	define	VERB
ejif-4036	168	4	art.2(2	art.2(2	NOUN
ejif-4036	168	5	)	)	PUNCT
ejif-4036	168	6	as	as	ADP
ejif-4036	168	7	a	a	DET
ejif-4036	168	8	banking	banking	NOUN
ejif-4036	168	9	business	business	NOUN
ejif-4036	168	10	which	which	PRON
ejif-4036	168	11	works	work	VERB
ejif-4036	168	12	in	in	ADP
ejif-4036	168	13	compliance	compliance	NOUN
ejif-4036	168	14	with	with	ADP
ejif-4036	168	15	sharia	sharia	PROPN
ejif-4036	168	16	laws	law	NOUN
ejif-4036	168	17	.	.	PUNCT
ejif-4036	169	1	the	the	DET
ejif-4036	169	2	directive	directive	NOUN
ejif-4036	169	3	provide	provide	VERB
ejif-4036	169	4	a	a	DET
ejif-4036	169	5	preconditions	precondition	NOUN
ejif-4036	169	6	/requirements	/requirement	NOUN
ejif-4036	169	7	for	for	ADP
ejif-4036	169	8	application	application	NOUN
ejif-4036	169	9	under	under	ADP
ejif-4036	169	10	art.4(2	art.4(2	NOUN
ejif-4036	169	11	)	)	PUNCT
ejif-4036	169	12	to	to	ADP
ejif-4036	169	13	those	those	DET
ejif-4036	169	14	conventional	conventional	ADJ
ejif-4036	169	15	banks	bank	NOUN
ejif-4036	169	16	who	who	PRON
ejif-4036	169	17	wishes	wish	VERB
ejif-4036	169	18	to	to	PART
ejif-4036	169	19	engage	engage	VERB
ejif-4036	169	20	on	on	ADP
ejif-4036	169	21	ifbb	ifbb	PROPN
ejif-4036	169	22	.	.	PUNCT
ejif-4036	170	1	the	the	DET
ejif-4036	170	2	directive	directive	NOUN
ejif-4036	170	3	promises	promise	VERB
ejif-4036	170	4	to	to	PART
ejif-4036	170	5	authorize	authorize	VERB
ejif-4036	170	6	for	for	ADP
ejif-4036	170	7	interest	interest	NOUN
ejif-4036	170	8	free	free	ADJ
ejif-4036	170	9	banking	banking	NOUN
ejif-4036	170	10	window	window	NOUN
ejif-4036	170	11	under	under	ADP
ejif-4036	170	12	art.4	art.4	PROPN
ejif-4036	170	13	(	(	PUNCT
ejif-4036	170	14	3	3	NUM
ejif-4036	170	15	)	)	PUNCT
ejif-4036	170	16	to	to	ADP
ejif-4036	170	17	those	those	DET
ejif-4036	170	18	conventional	conventional	ADJ
ejif-4036	170	19	banks	bank	NOUN
ejif-4036	170	20	,	,	PUNCT
ejif-4036	170	21	if	if	SCONJ
ejif-4036	170	22	it	it	PRON
ejif-4036	170	23	is	be	AUX
ejif-4036	170	24	satisfied	satisfied	ADJ
ejif-4036	170	25	with	with	ADP
ejif-4036	170	26	the	the	DET
ejif-4036	170	27	requirement	requirement	NOUN
ejif-4036	170	28	under	under	ADP
ejif-4036	170	29	the	the	DET
ejif-4036	170	30	application	application	NOUN
ejif-4036	170	31	.	.	PUNCT
ejif-4036	171	1	interest	interest	NOUN
ejif-4036	171	2	free	free	ADJ
ejif-4036	171	3	stakeholders	stakeholder	NOUN
ejif-4036	171	4	of	of	ADP
ejif-4036	171	5	zamzam	zamzam	PROPN
ejif-4036	171	6	bank	bank	PROPN
ejif-4036	171	7	those	those	PRON
ejif-4036	171	8	who	who	PRON
ejif-4036	171	9	are	be	AUX
ejif-4036	171	10	not	not	PART
ejif-4036	171	11	happy	happy	ADJ
ejif-4036	171	12	by	by	ADP
ejif-4036	171	13	message	message	NOUN
ejif-4036	171	14	under	under	ADP
ejif-4036	171	15	the	the	DET
ejif-4036	171	16	letter	letter	NOUN
ejif-4036	171	17	.	.	PUNCT
ejif-4036	172	1	12besides	12besides	NUM
ejif-4036	172	2	zamzam	zamzam	PROPN
ejif-4036	172	3	bank	bank	PROPN
ejif-4036	172	4	’s	’s	PART
ejif-4036	172	5	application	application	NOUN
ejif-4036	172	6	,	,	PUNCT
ejif-4036	172	7	there	there	PRON
ejif-4036	172	8	are	be	VERB
ejif-4036	172	9	so	so	ADV
ejif-4036	172	10	many	many	ADJ
ejif-4036	172	11	conventional	conventional	ADJ
ejif-4036	172	12	banks	bank	NOUN
ejif-4036	172	13	applications	application	NOUN
ejif-4036	172	14	which	which	PRON
ejif-4036	172	15	were	be	AUX
ejif-4036	172	16	approved	approve	VERB
ejif-4036	172	17	and	and	CCONJ
ejif-4036	172	18	started	start	VERB
ejif-4036	172	19	the	the	DET
ejif-4036	172	20	work	work	NOUN
ejif-4036	172	21	while	while	SCONJ
ejif-4036	172	22	the	the	DET
ejif-4036	172	23	application	application	NOUN
ejif-4036	172	24	for	for	ADP
ejif-4036	172	25	zamzam	zamzam	PROPN
ejif-4036	172	26	bank	bank	PROPN
ejif-4036	172	27	is	be	AUX
ejif-4036	172	28	kept	keep	VERB
ejif-4036	172	29	aside	aside	ADV
ejif-4036	172	30	.	.	PUNCT
ejif-4036	173	1	this	this	DET
ejif-4036	173	2	fact	fact	NOUN
ejif-4036	173	3	is	be	AUX
ejif-4036	173	4	mentioned	mention	VERB
ejif-4036	173	5	in	in	ADP
ejif-4036	173	6	the	the	DET
ejif-4036	173	7	same	same	ADJ
ejif-4036	173	8	letter	letter	NOUN
ejif-4036	173	9	as	as	SCONJ
ejif-4036	173	10	:	:	PUNCT
ejif-4036	173	11	“	"	PUNCT
ejif-4036	173	12	since	since	SCONJ
ejif-4036	173	13	the	the	DET
ejif-4036	173	14	inception	inception	NOUN
ejif-4036	173	15	of	of	ADP
ejif-4036	173	16	zamzam	zamzam	PROPN
ejif-4036	173	17	bank	bank	PROPN
ejif-4036	173	18	significant	significant	ADJ
ejif-4036	173	19	number	number	NOUN
ejif-4036	173	20	of	of	ADP
ejif-4036	173	21	banks	bank	NOUN
ejif-4036	173	22	has	have	AUX
ejif-4036	173	23	started	start	VERB
ejif-4036	173	24	their	their	PRON
ejif-4036	173	25	way	way	NOUN
ejif-4036	173	26	from	from	ADP
ejif-4036	173	27	non	non	ADJ
ejif-4036	173	28	-	-	NOUN
ejif-4036	173	29	existence	existence	NOUN
ejif-4036	173	30	to	to	ADP
ejif-4036	173	31	operation	operation	NOUN
ejif-4036	173	32	……	……	NOUN
ejif-4036	173	33	”	"	PUNCT
ejif-4036	173	34	13	13	NUM
ejif-4036	173	35	see	see	VERB
ejif-4036	173	36	https://www.aljazeera.com/.../islami-banking-ethiopiaoffers-muslims-	https://www.aljazeera.com/.../islami-banking-ethiopiaoffers-muslims-	NOUN
ejif-4036	173	37	...	...	PUNCT
ejif-4036	174	1	ejif	ejif	PROPN
ejif-4036	174	2	–	–	PUNCT
ejif-4036	174	3	european	european	PROPN
ejif-4036	174	4	journal	journal	PROPN
ejif-4036	174	5	of	of	ADP
ejif-4036	174	6	islamic	islamic	PROPN
ejif-4036	174	7	finance	finance	PROPN
ejif-4036	174	8	no	no	DET
ejif-4036	174	9	14	14	NUM
ejif-4036	174	10	,	,	PUNCT
ejif-4036	174	11	december	december	PROPN
ejif-4036	174	12	(	(	PUNCT
ejif-4036	174	13	2019	2019	NUM
ejif-4036	174	14	)	)	PUNCT
ejif-4036	175	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4036	175	2	issn	issn	VERB
ejif-4036	175	3	2421	2421	NUM
ejif-4036	175	4	-	-	SYM
ejif-4036	175	5	2172	2172	NUM
ejif-4036	175	6	6	6	NUM
ejif-4036	175	7	banking	banking	NOUN
ejif-4036	175	8	window	window	NOUN
ejif-4036	175	9	is	be	AUX
ejif-4036	175	10	defined	define	VERB
ejif-4036	175	11	under	under	ADP
ejif-4036	175	12	art.2	art.2	NOUN
ejif-4036	175	13	(	(	PUNCT
ejif-4036	175	14	3	3	NUM
ejif-4036	175	15	)	)	PUNCT
ejif-4036	175	16	as	as	ADP
ejif-4036	175	17	:	:	PUNCT
ejif-4036	175	18	a	a	DET
ejif-4036	175	19	unit	unit	NOUN
ejif-4036	175	20	within	within	ADP
ejif-4036	175	21	a	a	DET
ejif-4036	175	22	conventional	conventional	ADJ
ejif-4036	175	23	bank	bank	NOUN
ejif-4036	175	24	exclusively	exclusively	ADV
ejif-4036	175	25	offering	offer	VERB
ejif-4036	175	26	interest	interest	NOUN
ejif-4036	175	27	free	free	ADJ
ejif-4036	175	28	banking	banking	NOUN
ejif-4036	175	29	services	service	NOUN
ejif-4036	175	30	.	.	PUNCT
ejif-4036	176	1	when	when	SCONJ
ejif-4036	176	2	we	we	PRON
ejif-4036	176	3	see	see	VERB
ejif-4036	176	4	article	article	NOUN
ejif-4036	176	5	4(2&3	4(2&3	NUM
ejif-4036	176	6	)	)	PUNCT
ejif-4036	176	7	and	and	CCONJ
ejif-4036	176	8	2(2&3	2(2&3	NUM
ejif-4036	176	9	)	)	PUNCT
ejif-4036	176	10	in	in	ADP
ejif-4036	176	11	conjunction	conjunction	NOUN
ejif-4036	176	12	,	,	PUNCT
ejif-4036	176	13	it	it	PRON
ejif-4036	176	14	gives	give	VERB
ejif-4036	176	15	the	the	DET
ejif-4036	176	16	meaning	meaning	NOUN
ejif-4036	176	17	that	that	SCONJ
ejif-4036	176	18	:	:	PUNCT
ejif-4036	176	19	conventional	conventional	ADJ
ejif-4036	176	20	banks	bank	NOUN
ejif-4036	176	21	those	those	PRON
ejif-4036	176	22	which	which	PRON
ejif-4036	176	23	are	be	AUX
ejif-4036	176	24	authorized	authorize	VERB
ejif-4036	176	25	to	to	PART
ejif-4036	176	26	involve	involve	VERB
ejif-4036	176	27	on	on	ADP
ejif-4036	176	28	ifbb	ifbb	PROPN
ejif-4036	176	29	through	through	ADP
ejif-4036	176	30	exclusive	exclusive	ADJ
ejif-4036	176	31	window	window	NOUN
ejif-4036	176	32	reserved	reserve	VERB
ejif-4036	176	33	to	to	ADP
ejif-4036	176	34	the	the	DET
ejif-4036	176	35	same	same	ADJ
ejif-4036	176	36	,	,	PUNCT
ejif-4036	176	37	shall	shall	AUX
ejif-4036	176	38	work	work	VERB
ejif-4036	176	39	as	as	ADP
ejif-4036	176	40	per	per	ADP
ejif-4036	176	41	the	the	DET
ejif-4036	176	42	sharia	sharia	PROPN
ejif-4036	176	43	laws	law	NOUN
ejif-4036	176	44	.	.	PUNCT
ejif-4036	177	1	from	from	ADP
ejif-4036	177	2	the	the	DET
ejif-4036	177	3	analysis	analysis	NOUN
ejif-4036	177	4	it	it	PRON
ejif-4036	177	5	become	become	VERB
ejif-4036	177	6	clear	clear	ADJ
ejif-4036	177	7	that	that	SCONJ
ejif-4036	177	8	the	the	DET
ejif-4036	177	9	directive	directive	NOUN
ejif-4036	177	10	is	be	AUX
ejif-4036	177	11	narrating	narrate	VERB
ejif-4036	177	12	one	one	NUM
ejif-4036	177	13	side	side	NOUN
ejif-4036	177	14	of	of	ADP
ejif-4036	177	15	the	the	DET
ejif-4036	177	16	story	story	NOUN
ejif-4036	177	17	and	and	CCONJ
ejif-4036	177	18	concerned	concern	VERB
ejif-4036	177	19	with	with	ADP
ejif-4036	177	20	conventional	conventional	ADJ
ejif-4036	177	21	banks	bank	NOUN
ejif-4036	177	22	:	:	PUNCT
ejif-4036	177	23	it	it	PRON
ejif-4036	177	24	is	be	AUX
ejif-4036	177	25	providing	provide	VERB
ejif-4036	177	26	for	for	ADP
ejif-4036	177	27	the	the	DET
ejif-4036	177	28	ability	ability	NOUN
ejif-4036	177	29	of	of	ADP
ejif-4036	177	30	conventional	conventional	ADJ
ejif-4036	177	31	banks	bank	NOUN
ejif-4036	177	32	to	to	PART
ejif-4036	177	33	carry	carry	VERB
ejif-4036	177	34	on	on	ADP
ejif-4036	177	35	ifbb	ifbb	PROPN
ejif-4036	177	36	through	through	ADP
ejif-4036	177	37	a	a	DET
ejif-4036	177	38	unit	unit	NOUN
ejif-4036	177	39	of	of	ADP
ejif-4036	177	40	window	window	NOUN
ejif-4036	177	41	within	within	ADP
ejif-4036	177	42	the	the	DET
ejif-4036	177	43	same	same	ADJ
ejif-4036	177	44	;	;	PUNCT
ejif-4036	177	45	it	it	PRON
ejif-4036	177	46	is	be	AUX
ejif-4036	177	47	telling	tell	VERB
ejif-4036	177	48	the	the	DET
ejif-4036	177	49	obligation	obligation	NOUN
ejif-4036	177	50	of	of	ADP
ejif-4036	177	51	conventional	conventional	ADJ
ejif-4036	177	52	banks	bank	NOUN
ejif-4036	177	53	to	to	PART
ejif-4036	177	54	have	have	VERB
ejif-4036	177	55	prior	prior	ADJ
ejif-4036	177	56	authorization	authorization	NOUN
ejif-4036	177	57	to	to	PART
ejif-4036	177	58	engage	engage	VERB
ejif-4036	177	59	on	on	ADP
ejif-4036	177	60	ifbb	ifbb	NOUN
ejif-4036	177	61	;	;	PUNCT
ejif-4036	177	62	it	it	PRON
ejif-4036	177	63	is	be	AUX
ejif-4036	177	64	telling	tell	VERB
ejif-4036	177	65	the	the	DET
ejif-4036	177	66	requirement	requirement	NOUN
ejif-4036	177	67	of	of	ADP
ejif-4036	177	68	application	application	NOUN
ejif-4036	177	69	for	for	ADP
ejif-4036	177	70	conventional	conventional	ADJ
ejif-4036	177	71	banks	bank	NOUN
ejif-4036	177	72	to	to	PART
ejif-4036	177	73	engage	engage	VERB
ejif-4036	177	74	on	on	ADP
ejif-4036	177	75	ifbb	ifbb	NOUN
ejif-4036	177	76	;	;	PUNCT
ejif-4036	177	77	it	it	PRON
ejif-4036	177	78	is	be	AUX
ejif-4036	177	79	telling	tell	VERB
ejif-4036	177	80	ways	way	NOUN
ejif-4036	177	81	of	of	ADP
ejif-4036	177	82	conducting	conduct	VERB
ejif-4036	177	83	ifbb	ifbb	NOUN
ejif-4036	177	84	in	in	ADP
ejif-4036	177	85	conventional	conventional	ADJ
ejif-4036	177	86	banks	bank	NOUN
ejif-4036	177	87	etc	etc	X
ejif-4036	177	88	…	…	PUNCT
ejif-4036	177	89	the	the	DET
ejif-4036	177	90	directive	directive	NOUN
ejif-4036	177	91	does	do	AUX
ejif-4036	177	92	not	not	PART
ejif-4036	177	93	indicate	indicate	VERB
ejif-4036	177	94	as	as	ADP
ejif-4036	177	95	to	to	ADP
ejif-4036	177	96	the	the	DET
ejif-4036	177	97	permissibility	permissibility	NOUN
ejif-4036	177	98	or	or	CCONJ
ejif-4036	177	99	the	the	DET
ejif-4036	177	100	otherwise	otherwise	NOUN
ejif-4036	177	101	of	of	ADP
ejif-4036	177	102	ffifbb	ffifbb	NOUN
ejif-4036	177	103	.	.	PUNCT
ejif-4036	178	1	here	here	ADV
ejif-4036	178	2	query	query	NOUN
ejif-4036	178	3	rises	rise	VERB
ejif-4036	178	4	as	as	ADP
ejif-4036	178	5	to	to	ADP
ejif-4036	178	6	those	those	PRON
ejif-4036	178	7	who	who	PRON
ejif-4036	178	8	wish	wish	VERB
ejif-4036	178	9	to	to	PART
ejif-4036	178	10	establish	establish	VERB
ejif-4036	178	11	ffifbb	ffifbb	PROPN
ejif-4036	178	12	:	:	PUNCT
ejif-4036	178	13	are	be	AUX
ejif-4036	178	14	they	they	PRON
ejif-4036	178	15	allowed	allow	VERB
ejif-4036	178	16	to	to	PART
ejif-4036	178	17	establish	establish	VERB
ejif-4036	178	18	ffifbb	ffifbb	NOUN
ejif-4036	178	19	under	under	ADP
ejif-4036	178	20	this	this	DET
ejif-4036	178	21	directive	directive	NOUN
ejif-4036	178	22	as	as	SCONJ
ejif-4036	178	23	it	it	PRON
ejif-4036	178	24	is	be	AUX
ejif-4036	178	25	silent	silent	ADJ
ejif-4036	178	26	on	on	ADP
ejif-4036	178	27	this	this	DET
ejif-4036	178	28	regard	regard	NOUN
ejif-4036	178	29	?	?	PUNCT
ejif-4036	179	1	is	be	AUX
ejif-4036	179	2	there	there	PRON
ejif-4036	179	3	any	any	DET
ejif-4036	179	4	prohibition	prohibition	NOUN
ejif-4036	179	5	for	for	ADP
ejif-4036	179	6	ffifbb	ffifbb	NOUN
ejif-4036	179	7	under	under	ADP
ejif-4036	179	8	this	this	DET
ejif-4036	179	9	directive	directive	NOUN
ejif-4036	179	10	that	that	PRON
ejif-4036	179	11	suit	suit	NOUN
ejif-4036	179	12	for	for	ADP
ejif-4036	179	13	the	the	DET
ejif-4036	179	14	same	same	ADJ
ejif-4036	179	15	?	?	PUNCT
ejif-4036	180	1	is	be	AUX
ejif-4036	180	2	the	the	DET
ejif-4036	180	3	silence	silence	NOUN
ejif-4036	180	4	of	of	ADP
ejif-4036	180	5	directive	directive	NOUN
ejif-4036	180	6	in	in	ADP
ejif-4036	180	7	this	this	DET
ejif-4036	180	8	regard	regard	NOUN
ejif-4036	180	9	can	can	AUX
ejif-4036	180	10	be	be	AUX
ejif-4036	180	11	taken	take	VERB
ejif-4036	180	12	as	as	ADP
ejif-4036	180	13	prohibition	prohibition	NOUN
ejif-4036	180	14	?	?	PUNCT
ejif-4036	181	1	does	do	AUX
ejif-4036	181	2	it	it	PRON
ejif-4036	181	3	necessitate	necessitate	ADJ
ejif-4036	181	4	to	to	PART
ejif-4036	181	5	search	search	VERB
ejif-4036	181	6	the	the	DET
ejif-4036	181	7	intention	intention	NOUN
ejif-4036	181	8	of	of	ADP
ejif-4036	181	9	nbe	nbe	PROPN
ejif-4036	181	10	for	for	ADP
ejif-4036	181	11	withdrawal	withdrawal	NOUN
ejif-4036	181	12	of	of	ADP
ejif-4036	181	13	the	the	DET
ejif-4036	181	14	clause	clause	NOUN
ejif-4036	181	15	for	for	SCONJ
ejif-4036	181	16	ffifbb	ffifbb	NOUN
ejif-4036	181	17	to	to	PART
ejif-4036	181	18	determine	determine	VERB
ejif-4036	181	19	the	the	DET
ejif-4036	181	20	issue	issue	NOUN
ejif-4036	181	21	?	?	PUNCT
ejif-4036	182	1	as	as	ADP
ejif-4036	182	2	to	to	ADP
ejif-4036	182	3	the	the	DET
ejif-4036	182	4	author	author	NOUN
ejif-4036	182	5	the	the	DET
ejif-4036	182	6	terminology	terminology	NOUN
ejif-4036	182	7	which	which	PRON
ejif-4036	182	8	is	be	AUX
ejif-4036	182	9	used	use	VERB
ejif-4036	182	10	under	under	ADP
ejif-4036	182	11	this	this	DET
ejif-4036	182	12	directive	directive	NOUN
ejif-4036	182	13	does	do	AUX
ejif-4036	182	14	not	not	PART
ejif-4036	182	15	suffice	suffice	VERB
ejif-4036	182	16	to	to	PART
ejif-4036	182	17	prohibit	prohibit	VERB
ejif-4036	182	18	licensing	licensing	NOUN
ejif-4036	182	19	for	for	ADP
ejif-4036	182	20	fffifbb	fffifbb	NOUN
ejif-4036	182	21	since	since	SCONJ
ejif-4036	182	22	there	there	PRON
ejif-4036	182	23	no	no	DET
ejif-4036	182	24	direct	direct	ADJ
ejif-4036	182	25	/	/	SYM
ejif-4036	182	26	indirect	indirect	ADJ
ejif-4036	182	27	prohibition	prohibition	NOUN
ejif-4036	182	28	to	to	ADP
ejif-4036	182	29	the	the	DET
ejif-4036	182	30	same	same	ADJ
ejif-4036	182	31	.	.	PUNCT
ejif-4036	183	1	in	in	ADP
ejif-4036	183	2	commonly	commonly	ADV
ejif-4036	183	3	known	know	VERB
ejif-4036	183	4	legal	legal	ADJ
ejif-4036	183	5	principles	principle	NOUN
ejif-4036	183	6	anything	anything	PRON
ejif-4036	183	7	which	which	PRON
ejif-4036	183	8	is	be	AUX
ejif-4036	183	9	not	not	PART
ejif-4036	183	10	prohibited	prohibit	VERB
ejif-4036	183	11	expressly	expressly	ADV
ejif-4036	183	12	or	or	CCONJ
ejif-4036	183	13	through	through	ADP
ejif-4036	183	14	interpretation	interpretation	NOUN
ejif-4036	183	15	is	be	AUX
ejif-4036	183	16	,	,	PUNCT
ejif-4036	183	17	permissible.14regarding	permissible.14regarde	VERB
ejif-4036	183	18	to	to	ADP
ejif-4036	183	19	the	the	DET
ejif-4036	183	20	definition	definition	NOUN
ejif-4036	183	21	given	give	VERB
ejif-4036	183	22	to	to	ADP
ejif-4036	183	23	´	´	PROPN
ejif-4036	183	24	bank	bank	NOUN
ejif-4036	183	25	´	´	NOUN
ejif-4036	183	26	,	,	PUNCT
ejif-4036	183	27	since	since	SCONJ
ejif-4036	183	28	they	they	PRON
ejif-4036	183	29	are	be	AUX
ejif-4036	183	30	not	not	PART
ejif-4036	183	31	a	a	DET
ejif-4036	183	32	licensed	licensed	ADJ
ejif-4036	183	33	conventional	conventional	ADJ
ejif-4036	183	34	banks	bank	NOUN
ejif-4036	183	35	to	to	PART
ejif-4036	183	36	engage	engage	VERB
ejif-4036	183	37	on	on	ADP
ejif-4036	183	38	business	business	NOUN
ejif-4036	183	39	activities	activity	NOUN
ejif-4036	183	40	,	,	PUNCT
ejif-4036	183	41	they	they	PRON
ejif-4036	183	42	are	be	AUX
ejif-4036	183	43	not	not	PART
ejif-4036	183	44	required	require	VERB
ejif-4036	183	45	for	for	ADP
ejif-4036	183	46	the	the	DET
ejif-4036	183	47	second	second	ADJ
ejif-4036	183	48	authorization	authorization	NOUN
ejif-4036	183	49	as	as	ADP
ejif-4036	183	50	per	per	ADP
ejif-4036	183	51	art.4	art.4	PROPN
ejif-4036	183	52	(	(	PUNCT
ejif-4036	183	53	1	1	NUM
ejif-4036	183	54	)	)	PUNCT
ejif-4036	183	55	.	.	PUNCT
ejif-4036	184	1	they	they	PRON
ejif-4036	184	2	appear	appear	VERB
ejif-4036	184	3	only	only	ADV
ejif-4036	184	4	as	as	ADP
ejif-4036	184	5	new	new	ADJ
ejif-4036	184	6	applicants	applicant	NOUN
ejif-4036	184	7	for	for	ADP
ejif-4036	184	8	ffifbb	ffifbb	NOUN
ejif-4036	184	9	only	only	ADV
ejif-4036	184	10	as	as	ADP
ejif-4036	184	11	per	per	ADP
ejif-4036	184	12	the	the	DET
ejif-4036	184	13	proclamation	proclamation	NOUN
ejif-4036	184	14	number	number	NOUN
ejif-4036	184	15	592/2008	592/2008	NUM
ejif-4036	184	16	and	and	CCONJ
ejif-4036	184	17	directive	directive	NOUN
ejif-4036	184	18	number	number	NOUN
ejif-4036	184	19	sbb/50/2011	sbb/50/2011	PROPN
ejif-4036	184	20	.	.	PUNCT
ejif-4036	185	1	if	if	SCONJ
ejif-4036	185	2	their	their	PRON
ejif-4036	185	3	application	application	NOUN
ejif-4036	185	4	is	be	AUX
ejif-4036	185	5	approved	approve	VERB
ejif-4036	185	6	accordingly	accordingly	ADV
ejif-4036	185	7	,	,	PUNCT
ejif-4036	185	8	they	they	PRON
ejif-4036	185	9	carry	carry	VERB
ejif-4036	185	10	the	the	DET
ejif-4036	185	11	business	business	NOUN
ejif-4036	185	12	as	as	ADP
ejif-4036	185	13	per	per	ADP
ejif-4036	185	14	the	the	DET
ejif-4036	185	15	sharia	sharia	PROPN
ejif-4036	185	16	laws	law	NOUN
ejif-4036	185	17	.	.	PUNCT
ejif-4036	186	1	in	in	ADP
ejif-4036	186	2	such	such	ADJ
ejif-4036	186	3	circumstances	circumstance	NOUN
ejif-4036	186	4	,	,	PUNCT
ejif-4036	186	5	the	the	DET
ejif-4036	186	6	remaining	remain	VERB
ejif-4036	186	7	skipped	skip	VERB
ejif-4036	186	8	provisions	provision	NOUN
ejif-4036	186	9	of	of	ADP
ejif-4036	186	10	the	the	DET
ejif-4036	186	11	directive	directive	NOUN
ejif-4036	186	12	can	can	AUX
ejif-4036	186	13	be	be	AUX
ejif-4036	186	14	applied	apply	VERB
ejif-4036	186	15	equally	equally	ADV
ejif-4036	186	16	to	to	ADP
ejif-4036	186	17	them	they	PRON
ejif-4036	186	18	.	.	PUNCT
ejif-4036	187	1	therefore	therefore	ADV
ejif-4036	187	2	,	,	PUNCT
ejif-4036	187	3	according	accord	VERB
ejif-4036	187	4	to	to	ADP
ejif-4036	187	5	the	the	DET
ejif-4036	187	6	author	author	NOUN
ejif-4036	187	7	there	there	PRON
ejif-4036	187	8	is	be	VERB
ejif-4036	187	9	query	query	NOUN
ejif-4036	187	10	as	as	ADP
ejif-4036	187	11	to	to	ADP
ejif-4036	187	12	whether	whether	SCONJ
ejif-4036	187	13	the	the	DET
ejif-4036	187	14	directive	directive	NOUN
ejif-4036	187	15	no	no	INTJ
ejif-4036	187	16	.	.	PUNCT
ejif-4036	188	1	sbb/51/2011	sbb/51/2011	PROPN
ejif-4036	188	2	really	really	ADV
ejif-4036	188	3	trustworthy	trustworthy	ADJ
ejif-4036	188	4	to	to	PART
ejif-4036	188	5	prohibit	prohibit	VERB
ejif-4036	188	6	ffifbb	ffifbb	NOUN
ejif-4036	188	7	in	in	ADP
ejif-4036	188	8	ethiopia	ethiopia	PROPN
ejif-4036	188	9	as	as	ADP
ejif-4036	188	10	per	per	ADP
ejif-4036	188	11	the	the	DET
ejif-4036	188	12	nbe	nbe	PROPN
ejif-4036	188	13	assertion	assertion	NOUN
ejif-4036	188	14	.	.	PUNCT
ejif-4036	189	1	from	from	ADP
ejif-4036	189	2	this	this	PRON
ejif-4036	189	3	it	it	PRON
ejif-4036	189	4	can	can	AUX
ejif-4036	189	5	be	be	AUX
ejif-4036	189	6	concluded	conclude	VERB
ejif-4036	189	7	that	that	SCONJ
ejif-4036	189	8	the	the	DET
ejif-4036	189	9	inaction	inaction	NOUN
ejif-4036	189	10	of	of	ADP
ejif-4036	189	11	nbe	nbe	PROPN
ejif-4036	189	12	to	to	PART
ejif-4036	189	13	approve	approve	VERB
ejif-4036	189	14	the	the	DET
ejif-4036	189	15	application	application	NOUN
ejif-4036	189	16	for	for	ADP
ejif-4036	189	17	ffifbb	ffifbb	NOUN
ejif-4036	189	18	based	base	VERB
ejif-4036	189	19	on	on	ADP
ejif-4036	189	20	the	the	DET
ejif-4036	189	21	assertion	assertion	NOUN
ejif-4036	189	22	that	that	SCONJ
ejif-4036	189	23	the	the	DET
ejif-4036	189	24	directive	directive	NOUN
ejif-4036	189	25	no	no	INTJ
ejif-4036	189	26	.	.	PUNCT
ejif-4036	190	1	sbb/	sbb/	NOUN
ejif-4036	190	2	51/2011	51/2011	NUM
ejif-4036	190	3	prohibit	prohibit	VERB
ejif-4036	190	4	the	the	DET
ejif-4036	190	5	same	same	ADJ
ejif-4036	190	6	is	be	AUX
ejif-4036	190	7	not	not	PART
ejif-4036	190	8	proper	proper	ADJ
ejif-4036	190	9	.	.	PUNCT
ejif-4036	191	1	14aguidetoreading	14aguidetoreading	NUM
ejif-4036	191	2	,	,	PUNCT
ejif-4036	191	3	interpretingandapplyingstatutes	interpretingandapplyingstatute	NOUN
ejif-4036	191	4	,	,	PUNCT
ejif-4036	191	5	page	page	NOUN
ejif-4036	191	6	4	4	NUM
ejif-4036	191	7	available	available	ADJ
ejif-4036	191	8	at	at	ADP
ejif-4036	191	9	https://www.academia.edu/.../a_guide_to_reading_inte	https://www.academia.edu/.../a_guide_to_reading_inte	PROPN
ejif-4036	191	10	rpret	rpret	NOUN
ejif-4036	191	11	...	...	PUNCT
ejif-4036	191	12	15interview	15interview	NOUN
ejif-4036	191	13	with	with	ADP
ejif-4036	191	14	atosintayewdesalegn	atosintayewdesalegn	NOUN
ejif-4036	191	15	,	,	PUNCT
ejif-4036	191	16	chief	chief	ADJ
ejif-4036	191	17	policy	policy	NOUN
ejif-4036	191	18	and	and	CCONJ
ejif-4036	191	19	financial	financial	ADJ
ejif-4036	191	20	analysis	analysis	NOUN
ejif-4036	191	21	officer	officer	NOUN
ejif-4036	191	22	of	of	ADP
ejif-4036	191	23	nbe	nbe	PROPN
ejif-4036	191	24	,	,	PUNCT
ejif-4036	191	25	addis	addis	PROPN
ejif-4036	191	26	ababa	ababa	PROPN
ejif-4036	191	27	,	,	PUNCT
ejif-4036	191	28	5	5	NUM
ejif-4036	191	29	june	june	PROPN
ejif-4036	191	30	2019	2019	NUM
ejif-4036	191	31	.	.	PUNCT
ejif-4036	192	1	v.	v.	ADP
ejif-4036	192	2	directive	directive	NOUN
ejif-4036	192	3	to	to	PART
ejif-4036	192	4	license	license	VERB
ejif-4036	192	5	and	and	CCONJ
ejif-4036	192	6	authorize	authorize	VERB
ejif-4036	192	7	interest	interest	NOUN
ejif-4036	192	8	free	free	ADJ
ejif-4036	192	9	banking	banking	NOUN
ejif-4036	192	10	business	business	NOUN
ejif-4036	192	11	no	no	NOUN
ejif-4036	192	12	.	.	PUNCT
ejif-4036	193	1	sbb/72/2019	sbb/72/2019	X
ejif-4036	194	1	this	this	DET
ejif-4036	194	2	directive	directive	NOUN
ejif-4036	194	3	is	be	AUX
ejif-4036	194	4	enacted	enact	VERB
ejif-4036	194	5	as	as	ADP
ejif-4036	194	6	a	a	DET
ejif-4036	194	7	replacement	replacement	NOUN
ejif-4036	194	8	to	to	PART
ejif-4036	194	9	directive	directive	VERB
ejif-4036	194	10	no	no	PRON
ejif-4036	194	11	.	.	PUNCT
ejif-4036	195	1	sbb/	sbb/	NOUN
ejif-4036	195	2	51/2011.the	51/2011.the	DET
ejif-4036	195	3	directive	directive	NOUN
ejif-4036	195	4	is	be	AUX
ejif-4036	195	5	a	a	DET
ejif-4036	195	6	3page	3page	NUM
ejif-4036	195	7	document	document	NOUN
ejif-4036	195	8	and	and	CCONJ
ejif-4036	195	9	includes	include	VERB
ejif-4036	195	10	the	the	DET
ejif-4036	195	11	following	follow	VERB
ejif-4036	195	12	points	point	NOUN
ejif-4036	195	13	:	:	PUNCT
ejif-4036	195	14	both	both	CCONJ
ejif-4036	195	15	ffifbb	ffifbb	NOUN
ejif-4036	195	16	and	and	CCONJ
ejif-4036	195	17	ifbb	ifbb	NOUN
ejif-4036	195	18	through	through	ADP
ejif-4036	195	19	windows	window	NOUN
ejif-4036	195	20	are	be	AUX
ejif-4036	195	21	permitted	permit	VERB
ejif-4036	195	22	;	;	PUNCT
ejif-4036	195	23	both	both	DET
ejif-4036	195	24	entities	entity	NOUN
ejif-4036	195	25	need	need	VERB
ejif-4036	195	26	to	to	PART
ejif-4036	195	27	follow	follow	VERB
ejif-4036	195	28	sharia	sharia	PROPN
ejif-4036	195	29	law	law	NOUN
ejif-4036	195	30	;	;	PUNCT
ejif-4036	195	31	both	both	DET
ejif-4036	195	32	entities	entity	NOUN
ejif-4036	195	33	need	need	VERB
ejif-4036	195	34	to	to	PART
ejif-4036	195	35	follow	follow	VERB
ejif-4036	195	36	the	the	DET
ejif-4036	195	37	same	same	ADJ
ejif-4036	195	38	regulations	regulation	NOUN
ejif-4036	195	39	and	and	CCONJ
ejif-4036	195	40	supervision	supervision	NOUN
ejif-4036	195	41	as	as	ADP
ejif-4036	195	42	the	the	DET
ejif-4036	195	43	other	other	ADJ
ejif-4036	195	44	banks	bank	NOUN
ejif-4036	195	45	except	except	SCONJ
ejif-4036	195	46	on	on	ADP
ejif-4036	195	47	the	the	DET
ejif-4036	195	48	interest	interest	NOUN
ejif-4036	195	49	rate	rate	NOUN
ejif-4036	195	50	,	,	PUNCT
ejif-4036	195	51	which	which	PRON
ejif-4036	195	52	does	do	AUX
ejif-4036	195	53	not	not	PART
ejif-4036	195	54	apply	apply	VERB
ejif-4036	195	55	.	.	PUNCT
ejif-4036	196	1	as	as	ADV
ejif-4036	196	2	far	far	ADV
ejif-4036	196	3	as	as	SCONJ
ejif-4036	196	4	both	both	DET
ejif-4036	196	5	entities	entity	NOUN
ejif-4036	196	6	are	be	AUX
ejif-4036	196	7	concerned	concerned	ADJ
ejif-4036	196	8	these	these	PRON
ejif-4036	196	9	are	be	AUX
ejif-4036	196	10	the	the	DET
ejif-4036	196	11	only	only	ADJ
ejif-4036	196	12	matter	matter	NOUN
ejif-4036	196	13	mentioned	mention	VERB
ejif-4036	196	14	under	under	ADP
ejif-4036	196	15	the	the	DET
ejif-4036	196	16	directive	directive	NOUN
ejif-4036	196	17	.	.	PUNCT
ejif-4036	197	1	there	there	PRON
ejif-4036	197	2	is	be	VERB
ejif-4036	197	3	no	no	DET
ejif-4036	197	4	clarity	clarity	NOUN
ejif-4036	197	5	as	as	ADP
ejif-4036	197	6	to	to	ADP
ejif-4036	197	7	whether	whether	SCONJ
ejif-4036	197	8	the	the	DET
ejif-4036	197	9	existing	exist	VERB
ejif-4036	197	10	conventional	conventional	ADJ
ejif-4036	197	11	banks	bank	NOUN
ejif-4036	197	12	can	can	AUX
ejif-4036	197	13	be	be	AUX
ejif-4036	197	14	changed	change	VERB
ejif-4036	197	15	to	to	ADP
ejif-4036	197	16	ffifbb	ffifbb	NOUN
ejif-4036	197	17	and	and	CCONJ
ejif-4036	197	18	vice	vice	ADV
ejif-4036	197	19	versa	versa	ADV
ejif-4036	197	20	;	;	PUNCT
ejif-4036	197	21	there	there	PRON
ejif-4036	197	22	is	be	VERB
ejif-4036	197	23	no	no	DET
ejif-4036	197	24	clarity	clarity	NOUN
ejif-4036	197	25	as	as	ADP
ejif-4036	197	26	to	to	ADP
ejif-4036	197	27	whether	whether	SCONJ
ejif-4036	197	28	conventional	conventional	ADJ
ejif-4036	197	29	banks	bank	NOUN
ejif-4036	197	30	can	can	AUX
ejif-4036	197	31	deserve	deserve	VERB
ejif-4036	197	32	exclusively	exclusively	ADV
ejif-4036	197	33	one	one	NUM
ejif-4036	197	34	/some	/some	NOUN
ejif-4036	197	35	of	of	ADP
ejif-4036	197	36	its	its	PRON
ejif-4036	197	37	branch	branch	NOUN
ejif-4036	197	38	’s	’s	NOUN
ejif-4036	197	39	for	for	ADP
ejif-4036	197	40	ffifbb	ffifbb	NOUN
ejif-4036	197	41	;	;	PUNCT
ejif-4036	197	42	there	there	PRON
ejif-4036	197	43	is	be	VERB
ejif-4036	197	44	no	no	DET
ejif-4036	197	45	clarity	clarity	NOUN
ejif-4036	197	46	as	as	ADP
ejif-4036	197	47	to	to	ADP
ejif-4036	197	48	whether	whether	SCONJ
ejif-4036	197	49	ffifbb	ffifbb	NOUN
ejif-4036	197	50	can	can	AUX
ejif-4036	197	51	give	give	VERB
ejif-4036	197	52	conventional	conventional	ADJ
ejif-4036	197	53	banks	bank	NOUN
ejif-4036	197	54	services	service	NOUN
ejif-4036	197	55	through	through	ADP
ejif-4036	197	56	exclusive	exclusive	ADJ
ejif-4036	197	57	windows	window	NOUN
ejif-4036	197	58	reserved	reserve	VERB
ejif-4036	197	59	for	for	ADP
ejif-4036	197	60	the	the	DET
ejif-4036	197	61	same	same	ADJ
ejif-4036	197	62	.	.	PUNCT
ejif-4036	198	1	both	both	DET
ejif-4036	198	2	entities	entity	NOUN
ejif-4036	198	3	are	be	AUX
ejif-4036	198	4	obliged	oblige	VERB
ejif-4036	198	5	to	to	PART
ejif-4036	198	6	undertake	undertake	VERB
ejif-4036	198	7	the	the	DET
ejif-4036	198	8	business	business	NOUN
ejif-4036	198	9	in	in	ADP
ejif-4036	198	10	a	a	DET
ejif-4036	198	11	manner	manner	NOUN
ejif-4036	198	12	consistent	consistent	ADJ
ejif-4036	198	13	to	to	ADP
ejif-4036	198	14	sharia	sharia	PROPN
ejif-4036	198	15	/	/	SYM
ejif-4036	198	16	islamic	islamic	PROPN
ejif-4036	198	17	law	law	NOUN
ejif-4036	198	18	.	.	PUNCT
ejif-4036	199	1	at	at	ADP
ejif-4036	199	2	the	the	DET
ejif-4036	199	3	same	same	ADJ
ejif-4036	199	4	time	time	NOUN
ejif-4036	199	5	they	they	PRON
ejif-4036	199	6	are	be	AUX
ejif-4036	199	7	obliged	oblige	VERB
ejif-4036	199	8	to	to	PART
ejif-4036	199	9	comply	comply	VERB
ejif-4036	199	10	with	with	ADP
ejif-4036	199	11	regulatory	regulatory	ADJ
ejif-4036	199	12	and	and	CCONJ
ejif-4036	199	13	supervisory	supervisory	ADJ
ejif-4036	199	14	requirement	requirement	NOUN
ejif-4036	199	15	that	that	PRON
ejif-4036	199	16	apply	apply	VERB
ejif-4036	199	17	to	to	ADP
ejif-4036	199	18	conventional	conventional	ADJ
ejif-4036	199	19	banks	bank	NOUN
ejif-4036	199	20	.	.	PUNCT
ejif-4036	200	1	this	this	DET
ejif-4036	200	2	regulatory	regulatory	ADJ
ejif-4036	200	3	and	and	CCONJ
ejif-4036	200	4	supervisory	supervisory	ADJ
ejif-4036	200	5	exercise	exercise	NOUN
ejif-4036	200	6	can	can	AUX
ejif-4036	200	7	be	be	AUX
ejif-4036	200	8	characterized	characterize	VERB
ejif-4036	200	9	,	,	PUNCT
ejif-4036	200	10	on	on	ADP
ejif-4036	200	11	the	the	DET
ejif-4036	200	12	one	one	NUM
ejif-4036	200	13	hand	hand	NOUN
ejif-4036	200	14	,	,	PUNCT
ejif-4036	200	15	by	by	ADP
ejif-4036	200	16	the	the	DET
ejif-4036	200	17	recognition	recognition	NOUN
ejif-4036	200	18	given	give	VERB
ejif-4036	200	19	to	to	ADP
ejif-4036	200	20	sharia	sharia	PROPN
ejif-4036	200	21	law	law	PROPN
ejif-4036	200	22	(	(	PUNCT
ejif-4036	200	23	islamic	islamic	ADJ
ejif-4036	200	24	finance	finance	NOUN
ejif-4036	200	25	)	)	PUNCT
ejif-4036	200	26	and	and	CCONJ
ejif-4036	200	27	standard	standard	ADJ
ejif-4036	200	28	modes	mode	NOUN
ejif-4036	200	29	of	of	ADP
ejif-4036	200	30	operations	operation	NOUN
ejif-4036	200	31	as	as	ADP
ejif-4036	200	32	a	a	DET
ejif-4036	200	33	legal	legal	ADJ
ejif-4036	200	34	and	and	CCONJ
ejif-4036	200	35	regulatory	regulatory	ADJ
ejif-4036	200	36	framework	framework	NOUN
ejif-4036	200	37	of	of	ADP
ejif-4036	200	38	the	the	DET
ejif-4036	200	39	industry	industry	NOUN
ejif-4036	200	40	respectively	respectively	ADV
ejif-4036	200	41	,	,	PUNCT
ejif-4036	200	42	and	and	CCONJ
ejif-4036	200	43	on	on	ADP
ejif-4036	200	44	the	the	DET
ejif-4036	200	45	other	other	ADJ
ejif-4036	200	46	,	,	PUNCT
ejif-4036	200	47	the	the	DET
ejif-4036	200	48	application	application	NOUN
ejif-4036	200	49	of	of	ADP
ejif-4036	200	50	the	the	DET
ejif-4036	200	51	default	default	ADJ
ejif-4036	200	52	conventional	conventional	ADJ
ejif-4036	200	53	banking	banking	NOUN
ejif-4036	200	54	regulations	regulation	NOUN
ejif-4036	200	55	and	and	CCONJ
ejif-4036	200	56	supervisory	supervisory	ADJ
ejif-4036	200	57	frameworks	framework	NOUN
ejif-4036	200	58	on	on	ADP
ejif-4036	200	59	the	the	DET
ejif-4036	200	60	sector	sector	NOUN
ejif-4036	200	61	.	.	PUNCT
ejif-4036	201	1	even	even	ADV
ejif-4036	201	2	if	if	SCONJ
ejif-4036	201	3	the	the	DET
ejif-4036	201	4	normative	normative	ADJ
ejif-4036	201	5	status	status	NOUN
ejif-4036	201	6	of	of	ADP
ejif-4036	201	7	islamic	islamic	ADJ
ejif-4036	201	8	finance	finance	NOUN
ejif-4036	201	9	and	and	CCONJ
ejif-4036	201	10	the	the	DET
ejif-4036	201	11	operational	operational	ADJ
ejif-4036	201	12	guidance	guidance	NOUN
ejif-4036	201	13	of	of	ADP
ejif-4036	201	14	standard	standard	ADJ
ejif-4036	201	15	practices	practice	NOUN
ejif-4036	201	16	to	to	ADP
ejif-4036	201	17	the	the	DET
ejif-4036	201	18	entities	entity	NOUN
ejif-4036	201	19	has	have	AUX
ejif-4036	201	20	not	not	PART
ejif-4036	201	21	been	be	AUX
ejif-4036	201	22	denied	deny	VERB
ejif-4036	201	23	by	by	ADP
ejif-4036	201	24	the	the	DET
ejif-4036	201	25	directive	directive	NOUN
ejif-4036	201	26	,	,	PUNCT
ejif-4036	201	27	the	the	DET
ejif-4036	201	28	summary	summary	NOUN
ejif-4036	201	29	application	application	NOUN
ejif-4036	201	30	of	of	ADP
ejif-4036	201	31	the	the	DET
ejif-4036	201	32	conventional	conventional	ADJ
ejif-4036	201	33	banking	banking	NOUN
ejif-4036	201	34	regulatory	regulatory	ADJ
ejif-4036	201	35	and	and	CCONJ
ejif-4036	201	36	supervisory	supervisory	ADJ
ejif-4036	201	37	framework	framework	NOUN
ejif-4036	201	38	of	of	ADP
ejif-4036	201	39	the	the	DET
ejif-4036	201	40	country	country	NOUN
ejif-4036	201	41	on	on	ADP
ejif-4036	201	42	these	these	DET
ejif-4036	201	43	sector	sector	NOUN
ejif-4036	201	44	,	,	PUNCT
ejif-4036	201	45	will	will	AUX
ejif-4036	201	46	may	may	AUX
ejif-4036	201	47	pose	pose	VERB
ejif-4036	201	48	a	a	DET
ejif-4036	201	49	risk	risk	NOUN
ejif-4036	201	50	of	of	ADP
ejif-4036	201	51	sharia	sharia	PROPN
ejif-4036	201	52	incompatibility	incompatibility	NOUN
ejif-4036	201	53	.	.	PUNCT
ejif-4036	202	1	in	in	ADP
ejif-4036	202	2	general	general	ADJ
ejif-4036	202	3	the	the	DET
ejif-4036	202	4	directive	directive	NOUN
ejif-4036	202	5	is	be	AUX
ejif-4036	202	6	very	very	ADV
ejif-4036	202	7	broad	broad	ADJ
ejif-4036	202	8	and	and	CCONJ
ejif-4036	202	9	does	do	AUX
ejif-4036	202	10	not	not	PART
ejif-4036	202	11	provide	provide	VERB
ejif-4036	202	12	any	any	DET
ejif-4036	202	13	specificity	specificity	NOUN
ejif-4036	202	14	in	in	ADP
ejif-4036	202	15	terms	term	NOUN
ejif-4036	202	16	of	of	ADP
ejif-4036	202	17	rules	rule	NOUN
ejif-4036	202	18	and	and	CCONJ
ejif-4036	202	19	regulations	regulation	NOUN
ejif-4036	202	20	to	to	PART
ejif-4036	202	21	ensure	ensure	VERB
ejif-4036	202	22	the	the	DET
ejif-4036	202	23	proper	proper	ADJ
ejif-4036	202	24	function	function	NOUN
ejif-4036	202	25	of	of	ADP
ejif-4036	202	26	ffifbb	ffifbb	PROPN
ejif-4036	202	27	.	.	PUNCT
ejif-4036	203	1	following	follow	VERB
ejif-4036	203	2	the	the	DET
ejif-4036	203	3	enactment	enactment	NOUN
ejif-4036	203	4	of	of	ADP
ejif-4036	203	5	this	this	DET
ejif-4036	203	6	directive	directive	NOUN
ejif-4036	203	7	the	the	DET
ejif-4036	203	8	three	three	NUM
ejif-4036	203	9	ffifbb	ffifbb	NOUN
ejif-4036	203	10	namely	namely	ADV
ejif-4036	203	11	zamzam	zamzam	PROPN
ejif-4036	203	12	,	,	PUNCT
ejif-4036	203	13	hijra	hijra	PROPN
ejif-4036	203	14	and	and	CCONJ
ejif-4036	203	15	nejashi	nejashi	PROPN
ejif-4036	203	16	applied	apply	VERB
ejif-4036	203	17	to	to	ADP
ejif-4036	203	18	nbe	nbe	VERB
ejif-4036	203	19	and	and	CCONJ
ejif-4036	203	20	their	their	PRON
ejif-4036	203	21	application	application	NOUN
ejif-4036	203	22	is	be	AUX
ejif-4036	203	23	pending.15	pending.15	NOUN
ejif-4036	203	24	ifbb	ifbb	NOUN
ejif-4036	203	25	is	be	AUX
ejif-4036	203	26	unlike	unlike	ADP
ejif-4036	203	27	conventional	conventional	ADJ
ejif-4036	203	28	banks	bank	NOUN
ejif-4036	203	29	it	it	PRON
ejif-4036	203	30	requires	require	VERB
ejif-4036	203	31	sophisticated	sophisticated	ADJ
ejif-4036	203	32	management16	management16	NOUN
ejif-4036	203	33	.	.	PUNCT
ejif-4036	204	1	it	it	PRON
ejif-4036	204	2	needs	need	VERB
ejif-4036	204	3	strong	strong	ADJ
ejif-4036	204	4	careful	careful	ADJ
ejif-4036	204	5	,	,	PUNCT
ejif-4036	204	6	professional	professional	ADJ
ejif-4036	204	7	intelligent	intelligent	ADJ
ejif-4036	204	8	,	,	PUNCT
ejif-4036	204	9	strategic	strategic	ADJ
ejif-4036	204	10	thinking	thinking	NOUN
ejif-4036	204	11	and	and	CCONJ
ejif-4036	204	12	strong	strong	ADJ
ejif-4036	204	13	leadership	leadership	NOUN
ejif-4036	204	14	16	16	NUM
ejif-4036	204	15	interview	interview	NOUN
ejif-4036	204	16	with	with	ADP
ejif-4036	204	17	ato	ato	PROPN
ejif-4036	204	18	mohammed	mohammed	PROPN
ejif-4036	204	19	abdo	abdo	PROPN
ejif-4036	204	20	,	,	PUNCT
ejif-4036	204	21	human	human	ADJ
ejif-4036	204	22	resource	resource	NOUN
ejif-4036	204	23	director	director	NOUN
ejif-4036	204	24	of	of	ADP
ejif-4036	204	25	nbe	nbe	PROPN
ejif-4036	204	26	,	,	PUNCT
ejif-4036	204	27	addis	addis	PROPN
ejif-4036	204	28	ababa	ababa	PROPN
ejif-4036	204	29	,	,	PUNCT
ejif-4036	204	30	5	5	NUM
ejif-4036	204	31	june	june	PROPN
ejif-4036	204	32	2019.he	2019.he	NUM
ejif-4036	204	33	replied	reply	VERB
ejif-4036	204	34	that	that	SCONJ
ejif-4036	204	35	it	it	PRON
ejif-4036	204	36	is	be	AUX
ejif-4036	204	37	better	well	ADJ
ejif-4036	204	38	to	to	PART
ejif-4036	204	39	start	start	VERB
ejif-4036	204	40	with	with	ADP
ejif-4036	204	41	one	one	NUM
ejif-4036	204	42	strong	strong	ADJ
ejif-4036	204	43	islamic	islamic	ADJ
ejif-4036	204	44	bank	bank	NOUN
ejif-4036	204	45	and	and	CCONJ
ejif-4036	204	46	latter	latter	ADV
ejif-4036	204	47	expand	expand	VERB
ejif-4036	204	48	it	it	PRON
ejif-4036	204	49	based	base	VERB
ejif-4036	204	50	on	on	ADP
ejif-4036	204	51	the	the	DET
ejif-4036	204	52	experience	experience	NOUN
ejif-4036	204	53	and	and	CCONJ
ejif-4036	204	54	expertise	expertise	NOUN
ejif-4036	204	55	acquired	acquire	VERB
ejif-4036	204	56	.	.	PUNCT
ejif-4036	205	1	he	he	PRON
ejif-4036	205	2	replied	reply	VERB
ejif-4036	205	3	further	far	ADV
ejif-4036	205	4	it	it	PRON
ejif-4036	205	5	requires	require	VERB
ejif-4036	205	6	developing	develop	VERB
ejif-4036	205	7	islamic	islamic	ADJ
ejif-4036	205	8	banking	banking	NOUN
ejif-4036	205	9	and	and	CCONJ
ejif-4036	205	10	finance	finance	NOUN
ejif-4036	205	11	professionals	professional	NOUN
ejif-4036	205	12	this	this	PRON
ejif-4036	205	13	is	be	AUX
ejif-4036	205	14	what	what	PRON
ejif-4036	205	15	i	i	PRON
ejif-4036	205	16	have	have	AUX
ejif-4036	205	17	realized	realize	VERB
ejif-4036	205	18	in	in	ADP
ejif-4036	205	19	islamic	islamic	ADJ
ejif-4036	205	20	banking	banking	NOUN
ejif-4036	205	21	training	training	NOUN
ejif-4036	205	22	i	i	PRON
ejif-4036	205	23	have	have	AUX
ejif-4036	205	24	attended	attend	VERB
ejif-4036	205	25	in	in	ADP
ejif-4036	205	26	foreign	foreign	ADJ
ejif-4036	205	27	country	country	NOUN
ejif-4036	205	28	.	.	PUNCT
ejif-4036	206	1	ejif	ejif	PROPN
ejif-4036	206	2	–	–	PUNCT
ejif-4036	206	3	european	european	PROPN
ejif-4036	206	4	journal	journal	PROPN
ejif-4036	206	5	of	of	ADP
ejif-4036	206	6	islamic	islamic	PROPN
ejif-4036	206	7	finance	finance	PROPN
ejif-4036	206	8	no	no	DET
ejif-4036	206	9	14	14	NUM
ejif-4036	206	10	,	,	PUNCT
ejif-4036	206	11	december	december	PROPN
ejif-4036	206	12	(	(	PUNCT
ejif-4036	206	13	2019	2019	NUM
ejif-4036	206	14	)	)	PUNCT
ejif-4036	207	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4036	207	2	issn	issn	VERB
ejif-4036	207	3	2421	2421	NUM
ejif-4036	207	4	-	-	SYM
ejif-4036	207	5	2172	2172	NUM
ejif-4036	207	6	7	7	NUM
ejif-4036	207	7	quality17	quality17	NOUN
ejif-4036	207	8	.	.	PUNCT
ejif-4036	208	1	it	it	PRON
ejif-4036	208	2	need	need	VERB
ejif-4036	208	3	deep	deep	ADJ
ejif-4036	208	4	-	-	PUNCT
ejif-4036	208	5	rooted	root	VERB
ejif-4036	208	6	assessment	assessment	NOUN
ejif-4036	208	7	of	of	ADP
ejif-4036	208	8	other	other	ADJ
ejif-4036	208	9	countries	country	NOUN
ejif-4036	208	10	experience	experience	NOUN
ejif-4036	208	11	in	in	ADP
ejif-4036	208	12	terms	term	NOUN
ejif-4036	208	13	of	of	ADP
ejif-4036	208	14	legal	legal	ADJ
ejif-4036	208	15	,	,	PUNCT
ejif-4036	208	16	economic	economic	ADJ
ejif-4036	208	17	,	,	PUNCT
ejif-4036	208	18	financial	financial	ADJ
ejif-4036	208	19	,	,	PUNCT
ejif-4036	208	20	management	management	NOUN
ejif-4036	208	21	,	,	PUNCT
ejif-4036	208	22	information	information	NOUN
ejif-4036	208	23	technology	technology	NOUN
ejif-4036	208	24	etc18	etc18	NOUN
ejif-4036	208	25	.	.	PUNCT
ejif-4036	209	1	in	in	ADP
ejif-4036	209	2	ethiopia	ethiopia	PROPN
ejif-4036	209	3	we	we	PRON
ejif-4036	209	4	did	do	AUX
ejif-4036	209	5	not	not	PART
ejif-4036	209	6	have	have	VERB
ejif-4036	209	7	enough	enough	ADJ
ejif-4036	209	8	experience	experience	NOUN
ejif-4036	209	9	previously	previously	ADV
ejif-4036	209	10	as	as	ADV
ejif-4036	209	11	far	far	ADV
ejif-4036	209	12	as	as	SCONJ
ejif-4036	209	13	ifbb	ifbb	PROPN
ejif-4036	209	14	is	be	AUX
ejif-4036	209	15	concerned	concern	VERB
ejif-4036	209	16	.	.	PUNCT
ejif-4036	210	1	as	as	ADP
ejif-4036	210	2	to	to	ADP
ejif-4036	210	3	the	the	DET
ejif-4036	210	4	author	author	NOUN
ejif-4036	210	5	initially	initially	ADV
ejif-4036	210	6	starting	start	VERB
ejif-4036	210	7	with	with	ADP
ejif-4036	210	8	interest	interest	NOUN
ejif-4036	210	9	-	-	PUNCT
ejif-4036	210	10	free	free	ADJ
ejif-4036	210	11	window	window	NOUN
ejif-4036	210	12	banking	banking	NOUN
ejif-4036	210	13	services	service	NOUN
ejif-4036	210	14	rather	rather	ADV
ejif-4036	210	15	than	than	ADP
ejif-4036	210	16	ffifbb	ffifbb	NOUN
ejif-4036	210	17	is	be	AUX
ejif-4036	210	18	goodness	goodness	NOUN
ejif-4036	210	19	.	.	PUNCT
ejif-4036	211	1	still	still	ADV
ejif-4036	211	2	we	we	PRON
ejif-4036	211	3	did	do	AUX
ejif-4036	211	4	not	not	PART
ejif-4036	211	5	have	have	VERB
ejif-4036	211	6	enough	enough	ADJ
ejif-4036	211	7	experienced	experience	VERB
ejif-4036	211	8	personnel	personnel	NOUN
ejif-4036	211	9	in	in	ADP
ejif-4036	211	10	ethiopia	ethiopia	PROPN
ejif-4036	211	11	on	on	ADP
ejif-4036	211	12	ifbb	ifbb	PROPN
ejif-4036	211	13	.	.	PUNCT
ejif-4036	212	1	this	this	PRON
ejif-4036	212	2	being	be	AUX
ejif-4036	212	3	the	the	DET
ejif-4036	212	4	case	case	NOUN
ejif-4036	212	5	authorizing	authorize	VERB
ejif-4036	212	6	/	/	SYM
ejif-4036	212	7	licensing	licensing	NOUN
ejif-4036	212	8	more	more	ADJ
ejif-4036	212	9	than	than	ADP
ejif-4036	212	10	one	one	NUM
ejif-4036	212	11	ffifbb	ffifbb	NOUN
ejif-4036	212	12	at	at	ADP
ejif-4036	212	13	this	this	DET
ejif-4036	212	14	early	early	ADJ
ejif-4036	212	15	stage	stage	NOUN
ejif-4036	212	16	may	may	AUX
ejif-4036	212	17	ensue	ensue	VERB
ejif-4036	212	18	failure	failure	NOUN
ejif-4036	212	19	.	.	PUNCT
ejif-4036	213	1	vi	vi	X
ejif-4036	213	2	.	.	NOUN
ejif-4036	213	3	conclusion	conclusion	NOUN
ejif-4036	213	4	and	and	CCONJ
ejif-4036	213	5	recommendations	recommendation	NOUN
ejif-4036	213	6	according	accord	VERB
ejif-4036	213	7	to	to	ADP
ejif-4036	213	8	2007central	2007central	NUM
ejif-4036	213	9	statistical	statistical	ADJ
ejif-4036	213	10	authority	authority	NOUN
ejif-4036	213	11	of	of	ADP
ejif-4036	213	12	ethiopia	ethiopia	PROPN
ejif-4036	213	13	,	,	PUNCT
ejif-4036	213	14	the	the	DET
ejif-4036	213	15	ethiopian	ethiopian	ADJ
ejif-4036	213	16	muslims	muslim	NOUN
ejif-4036	213	17	are	be	AUX
ejif-4036	213	18	34	34	NUM
ejif-4036	213	19	%	%	NOUN
ejif-4036	213	20	of	of	ADP
ejif-4036	213	21	the	the	DET
ejif-4036	213	22	total	total	ADJ
ejif-4036	213	23	population	population	NOUN
ejif-4036	213	24	.	.	PUNCT
ejif-4036	214	1	however	however	ADV
ejif-4036	214	2	,	,	PUNCT
ejif-4036	214	3	until	until	ADP
ejif-4036	214	4	now	now	ADV
ejif-4036	214	5	,	,	PUNCT
ejif-4036	214	6	no	no	DET
ejif-4036	214	7	ffifbb	ffifbb	NOUN
ejif-4036	214	8	products	product	NOUN
ejif-4036	214	9	were	be	AUX
ejif-4036	214	10	available	available	ADJ
ejif-4036	214	11	to	to	PART
ejif-4036	214	12	service	service	VERB
ejif-4036	214	13	the	the	DET
ejif-4036	214	14	muslim	muslim	PROPN
ejif-4036	214	15	community	community	PROPN
ejif-4036	214	16	.	.	PUNCT
ejif-4036	215	1	this	this	DET
ejif-4036	215	2	fact	fact	NOUN
ejif-4036	215	3	may	may	AUX
ejif-4036	215	4	affect	affect	VERB
ejif-4036	215	5	ethiopian	ethiopian	ADJ
ejif-4036	215	6	muslims	muslim	NOUN
ejif-4036	215	7	from	from	ADP
ejif-4036	215	8	owning	own	VERB
ejif-4036	215	9	financial	financial	ADJ
ejif-4036	215	10	sectors	sector	NOUN
ejif-4036	215	11	since	since	SCONJ
ejif-4036	215	12	holding	hold	VERB
ejif-4036	215	13	a	a	DET
ejif-4036	215	14	share	share	NOUN
ejif-4036	215	15	from	from	ADP
ejif-4036	215	16	interest	interest	NOUN
ejif-4036	215	17	bearing	bear	VERB
ejif-4036	215	18	financial	financial	ADJ
ejif-4036	215	19	sectors	sector	NOUN
ejif-4036	215	20	are	be	AUX
ejif-4036	215	21	against	against	ADP
ejif-4036	215	22	islamic	islamic	PROPN
ejif-4036	215	23	sharia	sharia	PROPN
ejif-4036	215	24	laws	law	NOUN
ejif-4036	215	25	.	.	PUNCT
ejif-4036	216	1	this	this	PRON
ejif-4036	216	2	is	be	AUX
ejif-4036	216	3	mainly	mainly	ADV
ejif-4036	216	4	due	due	ADJ
ejif-4036	216	5	to	to	ADP
ejif-4036	216	6	weak	weak	ADJ
ejif-4036	216	7	government	government	NOUN
ejif-4036	216	8	policy	policy	NOUN
ejif-4036	216	9	to	to	PART
ejif-4036	216	10	build	build	VERB
ejif-4036	216	11	inclusive	inclusive	ADJ
ejif-4036	216	12	economic	economic	ADJ
ejif-4036	216	13	stakeholder	stakeholder	NOUN
ejif-4036	216	14	that	that	PRON
ejif-4036	216	15	provide	provide	VERB
ejif-4036	216	16	equal	equal	ADJ
ejif-4036	216	17	opportunity	opportunity	NOUN
ejif-4036	216	18	to	to	ADP
ejif-4036	216	19	all	all	PRON
ejif-4036	216	20	.	.	PUNCT
ejif-4036	217	1	the	the	DET
ejif-4036	217	2	country	country	NOUN
ejif-4036	217	3	vision	vision	NOUN
ejif-4036	217	4	to	to	PART
ejif-4036	217	5	become	become	VERB
ejif-4036	217	6	a	a	DET
ejif-4036	217	7	lower	low	ADJ
ejif-4036	217	8	middleincome	middleincome	ADJ
ejif-4036	217	9	country	country	NOUN
ejif-4036	217	10	by	by	ADP
ejif-4036	217	11	2025	2025	NUM
ejif-4036	217	12	through	through	ADP
ejif-4036	217	13	realization	realization	NOUN
ejif-4036	217	14	of	of	ADP
ejif-4036	217	15	inclusive	inclusive	ADJ
ejif-4036	217	16	economy	economy	NOUN
ejif-4036	217	17	in	in	ADP
ejif-4036	217	18	all	all	DET
ejif-4036	217	19	its	its	PRON
ejif-4036	217	20	aspects	aspect	NOUN
ejif-4036	217	21	under	under	ADP
ejif-4036	217	22	gtp	gtp	PROPN
ejif-4036	217	23	ii	ii	PROPN
ejif-4036	217	24	can´t	can´t	PROPN
ejif-4036	217	25	resolve	resolve	VERB
ejif-4036	217	26	economic	economic	ADJ
ejif-4036	217	27	exclusion	exclusion	NOUN
ejif-4036	217	28	that	that	PRON
ejif-4036	217	29	happens	happen	VERB
ejif-4036	217	30	in	in	ADP
ejif-4036	217	31	this	this	DET
ejif-4036	217	32	regard	regard	NOUN
ejif-4036	217	33	.	.	PUNCT
ejif-4036	218	1	following	follow	VERB
ejif-4036	218	2	,	,	PUNCT
ejif-4036	218	3	when	when	SCONJ
ejif-4036	218	4	the	the	DET
ejif-4036	218	5	public	public	ADJ
ejif-4036	218	6	demand	demand	NOUN
ejif-4036	218	7	for	for	ADP
ejif-4036	218	8	ifbb	ifbb	PROPN
ejif-4036	218	9	increased	increase	VERB
ejif-4036	218	10	,	,	PUNCT
ejif-4036	218	11	in	in	ADP
ejif-4036	218	12	respond	respond	NOUN
ejif-4036	218	13	to	to	ADP
ejif-4036	218	14	the	the	DET
ejif-4036	218	15	same	same	ADJ
ejif-4036	218	16	,	,	PUNCT
ejif-4036	218	17	the	the	DET
ejif-4036	218	18	government	government	NOUN
ejif-4036	218	19	comes	come	VERB
ejif-4036	218	20	with	with	ADP
ejif-4036	218	21	the	the	DET
ejif-4036	218	22	permission	permission	NOUN
ejif-4036	218	23	for	for	ADP
ejif-4036	218	24	ifbb	ifbb	NOUN
ejif-4036	218	25	under	under	ADP
ejif-4036	218	26	the	the	DET
ejif-4036	218	27	proclamation	proclamation	NOUN
ejif-4036	218	28	no.592/2008	no.592/2008	NOUN
ejif-4036	218	29	.	.	PUNCT
ejif-4036	219	1	forthwith	forthwith	NOUN
ejif-4036	219	2	the	the	DET
ejif-4036	219	3	enactment	enactment	NOUN
ejif-4036	219	4	of	of	ADP
ejif-4036	219	5	this	this	DET
ejif-4036	219	6	proclamation	proclamation	NOUN
ejif-4036	219	7	the	the	DET
ejif-4036	219	8	application	application	NOUN
ejif-4036	219	9	for	for	ADP
ejif-4036	219	10	ffifbb	ffifbb	NOUN
ejif-4036	219	11	is	be	AUX
ejif-4036	219	12	entered	enter	VERB
ejif-4036	219	13	to	to	PART
ejif-4036	219	14	nbe	nbe	VERB
ejif-4036	219	15	by	by	ADP
ejif-4036	219	16	name	name	NOUN
ejif-4036	219	17	of	of	ADP
ejif-4036	219	18	zamzam	zamzam	PROPN
ejif-4036	219	19	bank	bank	PROPN
ejif-4036	219	20	.	.	PUNCT
ejif-4036	220	1	however	however	ADV
ejif-4036	220	2	,	,	PUNCT
ejif-4036	220	3	by	by	ADP
ejif-4036	220	4	enacting	enact	VERB
ejif-4036	220	5	the	the	DET
ejif-4036	220	6	directive	directive	NOUN
ejif-4036	220	7	no	no	INTJ
ejif-4036	220	8	.	.	PUNCT
ejif-4036	221	1	sbb/51/2011	sbb/51/2011	PROPN
ejif-4036	221	2	the	the	DET
ejif-4036	221	3	nbe	nbe	PROPN
ejif-4036	221	4	reduced	reduce	VERB
ejif-4036	221	5	the	the	DET
ejif-4036	221	6	application	application	NOUN
ejif-4036	221	7	of	of	ADP
ejif-4036	221	8	ifbb	ifbb	PROPN
ejif-4036	221	9	to	to	ADP
ejif-4036	221	10	a	a	DET
ejif-4036	221	11	unit	unit	NOUN
ejif-4036	221	12	of	of	ADP
ejif-4036	221	13	window	window	NOUN
ejif-4036	221	14	within	within	ADP
ejif-4036	221	15	conventional	conventional	ADJ
ejif-4036	221	16	banks	bank	NOUN
ejif-4036	221	17	and	and	CCONJ
ejif-4036	221	18	ban	ban	VERB
ejif-4036	221	19	the	the	DET
ejif-4036	221	20	application	application	NOUN
ejif-4036	221	21	for	for	ADP
ejif-4036	221	22	ffifbb	ffifbb	NOUN
ejif-4036	221	23	.	.	PUNCT
ejif-4036	222	1	the	the	DET
ejif-4036	222	2	enactment	enactment	NOUN
ejif-4036	222	3	of	of	ADP
ejif-4036	222	4	directive	directive	NOUN
ejif-4036	222	5	no	no	INTJ
ejif-4036	222	6	.	.	PUNCT
ejif-4036	223	1	sbb/72/2019	sbb/72/2019	NOUN
ejif-4036	223	2	,	,	PUNCT
ejif-4036	223	3	however	however	ADV
ejif-4036	223	4	,	,	PUNCT
ejif-4036	223	5	seems	seem	VERB
ejif-4036	223	6	changed	change	VERB
ejif-4036	223	7	the	the	DET
ejif-4036	223	8	situation	situation	NOUN
ejif-4036	223	9	.	.	PUNCT
ejif-4036	224	1	this	this	DET
ejif-4036	224	2	directive	directive	NOUN
ejif-4036	224	3	allowed	allow	VERB
ejif-4036	224	4	the	the	DET
ejif-4036	224	5	establishment	establishment	NOUN
ejif-4036	224	6	of	of	ADP
ejif-4036	224	7	ffifbb	ffifbb	NOUN
ejif-4036	224	8	and	and	CCONJ
ejif-4036	224	9	following	follow	VERB
ejif-4036	224	10	this	this	DET
ejif-4036	224	11	directive	directive	NOUN
ejif-4036	224	12	different	different	ADJ
ejif-4036	224	13	bank	bank	NOUN
ejif-4036	224	14	of	of	ADP
ejif-4036	224	15	the	the	DET
ejif-4036	224	16	same	same	ADJ
ejif-4036	224	17	applied	apply	VERB
ejif-4036	224	18	for	for	ADP
ejif-4036	224	19	the	the	DET
ejif-4036	224	20	formation	formation	NOUN
ejif-4036	224	21	.	.	PUNCT
ejif-4036	225	1	the	the	DET
ejif-4036	225	2	proclamation	proclamation	NOUN
ejif-4036	225	3	no	no	INTJ
ejif-4036	225	4	.	.	NOUN
ejif-4036	226	1	592/2008	592/2008	NUM
ejif-4036	226	2	only	only	ADV
ejif-4036	226	3	contains	contain	VERB
ejif-4036	226	4	a	a	DET
ejif-4036	226	5	single	single	ADJ
ejif-4036	226	6	clause	clause	NOUN
ejif-4036	226	7	as	as	ADP
ejif-4036	226	8	to	to	ADP
ejif-4036	226	9	ifbb	ifbb	PROPN
ejif-4036	226	10	;	;	PUNCT
ejif-4036	226	11	it	it	PRON
ejif-4036	226	12	does	do	AUX
ejif-4036	226	13	not	not	PART
ejif-4036	226	14	allow	allow	VERB
ejif-4036	226	15	the	the	DET
ejif-4036	226	16	establishment	establishment	NOUN
ejif-4036	226	17	of	of	ADP
ejif-4036	226	18	ifbb	ifbb	NOUN
ejif-4036	226	19	as	as	ADP
ejif-4036	226	20	of	of	ADP
ejif-4036	226	21	right	right	NOUN
ejif-4036	226	22	;	;	PUNCT
ejif-4036	226	23	it	it	PRON
ejif-4036	226	24	makes	make	VERB
ejif-4036	226	25	the	the	DET
ejif-4036	226	26	establishment	establishment	NOUN
ejif-4036	226	27	of	of	ADP
ejif-4036	226	28	the	the	DET
ejif-4036	226	29	same	same	ADJ
ejif-4036	226	30	conditional	conditional	NOUN
ejif-4036	226	31	that	that	PRON
ejif-4036	226	32	depend	depend	VERB
ejif-4036	226	33	on	on	ADP
ejif-4036	226	34	the	the	DET
ejif-4036	226	35	enactment	enactment	NOUN
ejif-4036	226	36	of	of	ADP
ejif-4036	226	37	the	the	DET
ejif-4036	226	38	directive	directive	NOUN
ejif-4036	226	39	by	by	ADP
ejif-4036	226	40	nbe	nbe	PROPN
ejif-4036	226	41	;	;	PUNCT
ejif-4036	226	42	the	the	DET
ejif-4036	226	43	proclamation	proclamation	NOUN
ejif-4036	226	44	also	also	ADV
ejif-4036	226	45	did	do	AUX
ejif-4036	226	46	not	not	PART
ejif-4036	226	47	oblige	oblige	VERB
ejif-4036	226	48	nbe	nbe	PROPN
ejif-4036	226	49	to	to	PART
ejif-4036	226	50	enact	enact	VERB
ejif-4036	226	51	the	the	DET
ejif-4036	226	52	directive	directive	NOUN
ejif-4036	226	53	in	in	ADP
ejif-4036	226	54	the	the	DET
ejif-4036	226	55	area	area	NOUN
ejif-4036	226	56	;	;	PUNCT
ejif-4036	226	57	the	the	DET
ejif-4036	226	58	proclamation	proclamation	NOUN
ejif-4036	226	59	did	do	AUX
ejif-4036	226	60	not	not	PART
ejif-4036	226	61	mention	mention	VERB
ejif-4036	226	62	as	as	ADP
ejif-4036	226	63	to	to	ADP
ejif-4036	226	64	the	the	DET
ejif-4036	226	65	type	type	NOUN
ejif-4036	226	66	of	of	ADP
ejif-4036	226	67	ifbb	ifbb	NOUN
ejif-4036	226	68	that	that	PRON
ejif-4036	226	69	will	will	AUX
ejif-4036	226	70	be	be	AUX
ejif-4036	226	71	allowed	allow	VERB
ejif-4036	226	72	;	;	PUNCT
ejif-4036	226	73	the	the	DET
ejif-4036	226	74	proclamation	proclamation	NOUN
ejif-4036	226	75	also	also	ADV
ejif-4036	226	76	did	do	AUX
ejif-4036	226	77	not	not	PART
ejif-4036	226	78	mention	mention	VERB
ejif-4036	226	79	the	the	DET
ejif-4036	226	80	purpose	purpose	NOUN
ejif-4036	226	81	/	/	SYM
ejif-4036	226	82	reason	reason	NOUN
ejif-4036	226	83	to	to	PART
ejif-4036	226	84	allow	allow	VERB
ejif-4036	226	85	and	and	CCONJ
ejif-4036	226	86	the	the	DET
ejif-4036	226	87	manner	manner	NOUN
ejif-4036	226	88	to	to	PART
ejif-4036	226	89	perform	perform	VERB
ejif-4036	226	90	the	the	DET
ejif-4036	226	91	same	same	ADJ
ejif-4036	226	92	;	;	PUNCT
ejif-4036	226	93	there	there	PRON
ejif-4036	226	94	is	be	VERB
ejif-4036	226	95	also	also	ADV
ejif-4036	226	96	no	no	DET
ejif-4036	226	97	indication	indication	NOUN
ejif-4036	226	98	as	as	ADP
ejif-4036	226	99	to	to	ADP
ejif-4036	226	100	whether	whether	SCONJ
ejif-4036	226	101	it	it	PRON
ejif-4036	226	102	is	be	AUX
ejif-4036	226	103	the	the	DET
ejif-4036	226	104	one	one	NOUN
ejif-4036	226	105	that	that	PRON
ejif-4036	226	106	will	will	AUX
ejif-4036	226	107	conduct	conduct	VERB
ejif-4036	226	108	in	in	ADP
ejif-4036	226	109	line	line	NOUN
ejif-4036	226	110	with	with	ADP
ejif-4036	226	111	islamic	islamic	ADJ
ejif-4036	226	112	laws	law	NOUN
ejif-4036	226	113	or	or	CCONJ
ejif-4036	226	114	otherwise	otherwise	ADV
ejif-4036	226	115	.	.	PUNCT
ejif-4036	227	1	regarding	regard	VERB
ejif-4036	227	2	to	to	AUX
ejif-4036	227	3	directive	directive	VERB
ejif-4036	227	4	no	no	NOUN
ejif-4036	227	5	.	.	PUNCT
ejif-4036	228	1	sbb/72/2019	sbb/72/2019	NUM
ejif-4036	228	2	:	:	PUNCT
ejif-4036	228	3	there	there	PRON
ejif-4036	228	4	is	be	VERB
ejif-4036	228	5	no	no	DET
ejif-4036	228	6	clarity	clarity	NOUN
ejif-4036	228	7	as	as	ADP
ejif-4036	228	8	to	to	ADP
ejif-4036	228	9	whether	whether	SCONJ
ejif-4036	228	10	the	the	DET
ejif-4036	228	11	17	17	NUM
ejif-4036	228	12	ibid	ibid	NOUN
ejif-4036	228	13	existing	exist	VERB
ejif-4036	228	14	conventional	conventional	ADJ
ejif-4036	228	15	banks	bank	NOUN
ejif-4036	228	16	can	can	AUX
ejif-4036	228	17	be	be	AUX
ejif-4036	228	18	changed	change	VERB
ejif-4036	228	19	to	to	ADP
ejif-4036	228	20	ffifbb	ffifbb	NOUN
ejif-4036	228	21	and	and	CCONJ
ejif-4036	228	22	vice	vice	ADV
ejif-4036	228	23	versa	versa	ADV
ejif-4036	228	24	;	;	PUNCT
ejif-4036	228	25	there	there	PRON
ejif-4036	228	26	is	be	VERB
ejif-4036	228	27	no	no	DET
ejif-4036	228	28	clarity	clarity	NOUN
ejif-4036	228	29	as	as	ADP
ejif-4036	228	30	to	to	ADP
ejif-4036	228	31	whether	whether	SCONJ
ejif-4036	228	32	conventional	conventional	ADJ
ejif-4036	228	33	banks	bank	NOUN
ejif-4036	228	34	can	can	AUX
ejif-4036	228	35	deserve	deserve	VERB
ejif-4036	228	36	exclusively	exclusively	ADV
ejif-4036	228	37	one	one	NUM
ejif-4036	228	38	/some	/some	NOUN
ejif-4036	228	39	of	of	ADP
ejif-4036	228	40	its	its	PRON
ejif-4036	228	41	branch	branch	NOUN
ejif-4036	228	42	’s	’s	NOUN
ejif-4036	228	43	for	for	ADP
ejif-4036	228	44	ffifbb	ffifbb	NOUN
ejif-4036	228	45	;	;	PUNCT
ejif-4036	228	46	there	there	PRON
ejif-4036	228	47	is	be	VERB
ejif-4036	228	48	no	no	DET
ejif-4036	228	49	clarity	clarity	NOUN
ejif-4036	228	50	as	as	ADP
ejif-4036	228	51	to	to	ADP
ejif-4036	228	52	whether	whether	SCONJ
ejif-4036	228	53	ffifbb	ffifbb	NOUN
ejif-4036	228	54	can	can	AUX
ejif-4036	228	55	give	give	VERB
ejif-4036	228	56	conventional	conventional	ADJ
ejif-4036	228	57	banks	bank	NOUN
ejif-4036	228	58	services	service	NOUN
ejif-4036	228	59	through	through	ADP
ejif-4036	228	60	exclusive	exclusive	ADJ
ejif-4036	228	61	windows	window	NOUN
ejif-4036	228	62	reserved	reserve	VERB
ejif-4036	228	63	for	for	ADP
ejif-4036	228	64	the	the	DET
ejif-4036	228	65	same	same	ADJ
ejif-4036	228	66	;	;	PUNCT
ejif-4036	228	67	the	the	DET
ejif-4036	228	68	directive	directive	NOUN
ejif-4036	228	69	oblige	oblige	VERB
ejif-4036	228	70	to	to	PART
ejif-4036	228	71	undertake	undertake	VERB
ejif-4036	228	72	the	the	DET
ejif-4036	228	73	business	business	NOUN
ejif-4036	228	74	as	as	ADP
ejif-4036	228	75	per	per	ADP
ejif-4036	228	76	the	the	DET
ejif-4036	228	77	sharia	sharia	PROPN
ejif-4036	228	78	laws	law	NOUN
ejif-4036	228	79	.	.	PUNCT
ejif-4036	229	1	simultaneously	simultaneously	ADV
ejif-4036	229	2	it	it	PRON
ejif-4036	229	3	obliges	oblige	VERB
ejif-4036	229	4	to	to	PART
ejif-4036	229	5	comply	comply	VERB
ejif-4036	229	6	with	with	ADP
ejif-4036	229	7	the	the	DET
ejif-4036	229	8	regulatory	regulatory	ADJ
ejif-4036	229	9	and	and	CCONJ
ejif-4036	229	10	supervisory	supervisory	ADJ
ejif-4036	229	11	rule	rule	NOUN
ejif-4036	229	12	of	of	ADP
ejif-4036	229	13	conventional	conventional	ADJ
ejif-4036	229	14	banks	bank	NOUN
ejif-4036	229	15	.	.	PUNCT
ejif-4036	230	1	here	here	ADV
ejif-4036	230	2	,	,	PUNCT
ejif-4036	230	3	there	there	PRON
ejif-4036	230	4	is	be	VERB
ejif-4036	230	5	a	a	DET
ejif-4036	230	6	query	query	NOUN
ejif-4036	230	7	as	as	ADP
ejif-4036	230	8	to	to	ADP
ejif-4036	230	9	what	what	PRON
ejif-4036	230	10	will	will	AUX
ejif-4036	230	11	happen	happen	VERB
ejif-4036	230	12	if	if	SCONJ
ejif-4036	230	13	the	the	DET
ejif-4036	230	14	sharia	sharia	PROPN
ejif-4036	230	15	laws	law	NOUN
ejif-4036	230	16	in	in	ADP
ejif-4036	230	17	one	one	NUM
ejif-4036	230	18	way	way	NOUN
ejif-4036	230	19	and	and	CCONJ
ejif-4036	230	20	regulatory	regulatory	ADJ
ejif-4036	230	21	and	and	CCONJ
ejif-4036	230	22	supervisory	supervisory	ADJ
ejif-4036	230	23	rules	rule	NOUN
ejif-4036	230	24	on	on	ADP
ejif-4036	230	25	the	the	DET
ejif-4036	230	26	other	other	ADJ
ejif-4036	230	27	way	way	NOUN
ejif-4036	230	28	contradict	contradict	VERB
ejif-4036	230	29	to	to	ADP
ejif-4036	230	30	each	each	DET
ejif-4036	230	31	other	other	ADJ
ejif-4036	230	32	.	.	PUNCT
ejif-4036	231	1	in	in	ADP
ejif-4036	231	2	general	general	ADJ
ejif-4036	231	3	the	the	DET
ejif-4036	231	4	directive	directive	NOUN
ejif-4036	231	5	is	be	AUX
ejif-4036	231	6	very	very	ADV
ejif-4036	231	7	broad	broad	ADJ
ejif-4036	231	8	and	and	CCONJ
ejif-4036	231	9	does	do	AUX
ejif-4036	231	10	not	not	PART
ejif-4036	231	11	provide	provide	VERB
ejif-4036	231	12	any	any	DET
ejif-4036	231	13	specificity	specificity	NOUN
ejif-4036	231	14	in	in	ADP
ejif-4036	231	15	terms	term	NOUN
ejif-4036	231	16	of	of	ADP
ejif-4036	231	17	rules	rule	NOUN
ejif-4036	231	18	and	and	CCONJ
ejif-4036	231	19	regulations	regulation	NOUN
ejif-4036	231	20	to	to	PART
ejif-4036	231	21	ensure	ensure	VERB
ejif-4036	231	22	the	the	DET
ejif-4036	231	23	proper	proper	ADJ
ejif-4036	231	24	function	function	NOUN
ejif-4036	231	25	of	of	ADP
ejif-4036	231	26	ffifbb	ffifbb	PROPN
ejif-4036	231	27	.	.	PUNCT
ejif-4036	232	1	as	as	ADP
ejif-4036	232	2	to	to	ADP
ejif-4036	232	3	the	the	DET
ejif-4036	232	4	author	author	NOUN
ejif-4036	232	5	there	there	PRON
ejif-4036	232	6	is	be	VERB
ejif-4036	232	7	no	no	DET
ejif-4036	232	8	difference	difference	NOUN
ejif-4036	232	9	between	between	ADP
ejif-4036	232	10	directive	directive	NOUN
ejif-4036	232	11	no	no	INTJ
ejif-4036	232	12	.	.	PUNCT
ejif-4036	233	1	sbb/	sbb/	NOUN
ejif-4036	233	2	51/2011	51/2011	NUM
ejif-4036	233	3	and	and	CCONJ
ejif-4036	233	4	directive	directive	NOUN
ejif-4036	233	5	no	no	INTJ
ejif-4036	233	6	.	.	PUNCT
ejif-4036	233	7	sbb/72/2019	sbb/72/2019	PRON
ejif-4036	233	8	as	as	SCONJ
ejif-4036	233	9	both	both	PRON
ejif-4036	233	10	is	be	AUX
ejif-4036	233	11	permissive	permissive	ADJ
ejif-4036	233	12	without	without	ADP
ejif-4036	233	13	specificity	specificity	NOUN
ejif-4036	233	14	,	,	PUNCT
ejif-4036	233	15	not	not	PART
ejif-4036	233	16	prohibitive	prohibitive	ADJ
ejif-4036	233	17	to	to	ADP
ejif-4036	233	18	ffifbb	ffifbb	PROPN
ejif-4036	233	19	.	.	PUNCT
ejif-4036	234	1	the	the	DET
ejif-4036	234	2	only	only	ADJ
ejif-4036	234	3	difference	difference	NOUN
ejif-4036	234	4	between	between	ADP
ejif-4036	234	5	the	the	DET
ejif-4036	234	6	two	two	NUM
ejif-4036	234	7	is	be	AUX
ejif-4036	234	8	that	that	SCONJ
ejif-4036	234	9	the	the	DET
ejif-4036	234	10	latter	latter	ADJ
ejif-4036	234	11	came	come	VERB
ejif-4036	234	12	with	with	ADP
ejif-4036	234	13	unequivocal	unequivocal	ADJ
ejif-4036	234	14	language	language	NOUN
ejif-4036	234	15	as	as	ADP
ejif-4036	234	16	to	to	ADP
ejif-4036	234	17	the	the	DET
ejif-4036	234	18	permissibility	permissibility	NOUN
ejif-4036	234	19	of	of	ADP
ejif-4036	234	20	the	the	DET
ejif-4036	234	21	same	same	ADJ
ejif-4036	234	22	without	without	ADP
ejif-4036	234	23	specificity	specificity	NOUN
ejif-4036	234	24	.	.	PUNCT
ejif-4036	235	1	hence	hence	ADV
ejif-4036	235	2	,	,	PUNCT
ejif-4036	235	3	it	it	PRON
ejif-4036	235	4	can	can	AUX
ejif-4036	235	5	be	be	AUX
ejif-4036	235	6	concluded	conclude	VERB
ejif-4036	235	7	that	that	SCONJ
ejif-4036	235	8	the	the	DET
ejif-4036	235	9	legal	legal	ADJ
ejif-4036	235	10	provision	provision	NOUN
ejif-4036	235	11	relating	relate	VERB
ejif-4036	235	12	to	to	ADP
ejif-4036	235	13	ffifbb	ffifbb	VERB
ejif-4036	235	14	under	under	ADP
ejif-4036	235	15	proclamation	proclamation	NOUN
ejif-4036	235	16	no	no	PROPN
ejif-4036	235	17	.	.	NOUN
ejif-4036	235	18	592/2008	592/2008	NUM
ejif-4036	235	19	and	and	CCONJ
ejif-4036	235	20	directive	directive	NOUN
ejif-4036	235	21	no	no	INTJ
ejif-4036	235	22	.	.	PUNCT
ejif-4036	235	23	sbb/72/2019	sbb/72/2019	PRON
ejif-4036	235	24	is	be	AUX
ejif-4036	235	25	not	not	PART
ejif-4036	235	26	enough	enough	ADJ
ejif-4036	235	27	to	to	PART
ejif-4036	235	28	deal	deal	VERB
ejif-4036	235	29	with	with	ADP
ejif-4036	235	30	the	the	DET
ejif-4036	235	31	same	same	ADJ
ejif-4036	235	32	.	.	PUNCT
ejif-4036	236	1	therefore	therefore	ADV
ejif-4036	236	2	,	,	PUNCT
ejif-4036	236	3	it	it	PRON
ejif-4036	236	4	calls	call	VERB
ejif-4036	236	5	for	for	ADP
ejif-4036	236	6	the	the	DET
ejif-4036	236	7	amendment	amendment	NOUN
ejif-4036	236	8	of	of	ADP
ejif-4036	236	9	both	both	DET
ejif-4036	236	10	proclamation	proclamation	NOUN
ejif-4036	236	11	no	no	INTJ
ejif-4036	236	12	.	.	NOUN
ejif-4036	236	13	592/2008	592/2008	NUM
ejif-4036	236	14	and	and	CCONJ
ejif-4036	236	15	directive	directive	NOUN
ejif-4036	236	16	no	no	INTJ
ejif-4036	236	17	.	.	PUNCT
ejif-4036	236	18	sbb/72/2019	sbb/72/2019	X
ejif-4036	236	19	.	.	PUNCT
ejif-4036	237	1	in	in	ADP
ejif-4036	237	2	this	this	DET
ejif-4036	237	3	regard	regard	NOUN
ejif-4036	237	4	the	the	DET
ejif-4036	237	5	author	author	NOUN
ejif-4036	237	6	prefers	prefer	VERB
ejif-4036	237	7	to	to	PART
ejif-4036	237	8	follow	follow	VERB
ejif-4036	237	9	the	the	DET
ejif-4036	237	10	approach	approach	NOUN
ejif-4036	237	11	under	under	ADP
ejif-4036	237	12	the	the	DET
ejif-4036	237	13	2nd	2nd	ADJ
ejif-4036	237	14	draft	draft	NOUN
ejif-4036	237	15	release	release	NOUN
ejif-4036	237	16	on	on	ADP
ejif-4036	237	17	october	october	PROPN
ejif-4036	237	18	8	8	NUM
ejif-4036	237	19	,	,	PUNCT
ejif-4036	237	20	2010	2010	NUM
ejif-4036	237	21	.	.	PUNCT
ejif-4036	238	1	it	it	PRON
ejif-4036	238	2	provides	provide	VERB
ejif-4036	238	3	four	four	NUM
ejif-4036	238	4	possible	possible	ADJ
ejif-4036	238	5	option	option	NOUN
ejif-4036	238	6	of	of	ADP
ejif-4036	238	7	ifbb	ifbb	ADJ
ejif-4036	238	8	formation	formation	NOUN
ejif-4036	238	9	.	.	PUNCT
ejif-4036	239	1	the	the	DET
ejif-4036	239	2	1stway	1stway	NUM
ejif-4036	239	3	is	be	AUX
ejif-4036	239	4	,	,	PUNCT
ejif-4036	239	5	it	it	PRON
ejif-4036	239	6	allowed	allow	VERB
ejif-4036	239	7	establishing	establish	VERB
ejif-4036	239	8	new	new	ADJ
ejif-4036	239	9	ffifbb	ffifbb	NOUN
ejif-4036	239	10	;	;	PUNCT
ejif-4036	239	11	the	the	DET
ejif-4036	239	12	2ndway	2ndway	NUM
ejif-4036	239	13	is	be	AUX
ejif-4036	239	14	,	,	PUNCT
ejif-4036	239	15	it	it	PRON
ejif-4036	239	16	allowed	allow	VERB
ejif-4036	239	17	converting	convert	VERB
ejif-4036	239	18	existing	exist	VERB
ejif-4036	239	19	conventional	conventional	ADJ
ejif-4036	239	20	banks	bank	NOUN
ejif-4036	239	21	to	to	ADP
ejif-4036	239	22	ffifbb	ffifbb	VERB
ejif-4036	239	23	;	;	PUNCT
ejif-4036	239	24	the	the	DET
ejif-4036	239	25	3rdway	3rdway	PROPN
ejif-4036	239	26	is	be	AUX
ejif-4036	239	27	,	,	PUNCT
ejif-4036	239	28	it	it	PRON
ejif-4036	239	29	gives	give	VERB
ejif-4036	239	30	permission	permission	NOUN
ejif-4036	239	31	for	for	ADP
ejif-4036	239	32	conventional	conventional	ADJ
ejif-4036	239	33	banks	bank	NOUN
ejif-4036	239	34	to	to	PART
ejif-4036	239	35	participate	participate	VERB
ejif-4036	239	36	on	on	ADP
ejif-4036	239	37	ifbb	ifbb	PROPN
ejif-4036	239	38	through	through	ADP
ejif-4036	239	39	opening	open	VERB
ejif-4036	239	40	windows	window	NOUN
ejif-4036	239	41	exclusively	exclusively	ADV
ejif-4036	239	42	reserved	reserve	VERB
ejif-4036	239	43	for	for	ADP
ejif-4036	239	44	the	the	DET
ejif-4036	239	45	same	same	ADJ
ejif-4036	239	46	.	.	PUNCT
ejif-4036	240	1	furthermore	furthermore	ADV
ejif-4036	240	2	,	,	PUNCT
ejif-4036	240	3	it	it	PRON
ejif-4036	240	4	comes	come	VERB
ejif-4036	240	5	with	with	ADP
ejif-4036	240	6	4th	4th	ADJ
ejif-4036	240	7	liberal	liberal	ADJ
ejif-4036	240	8	idea	idea	NOUN
ejif-4036	240	9	of	of	ADP
ejif-4036	240	10	ifbb	ifbb	PROPN
ejif-4036	240	11	formation	formation	NOUN
ejif-4036	240	12	.	.	PUNCT
ejif-4036	241	1	it	it	PRON
ejif-4036	241	2	gives	give	VERB
ejif-4036	241	3	permission	permission	NOUN
ejif-4036	241	4	for	for	ADP
ejif-4036	241	5	ffifbb	ffifbb	NOUN
ejif-4036	241	6	that	that	PRON
ejif-4036	241	7	is	be	AUX
ejif-4036	241	8	formed	form	VERB
ejif-4036	241	9	as	as	ADP
ejif-4036	241	10	per	per	ADP
ejif-4036	241	11	this	this	DET
ejif-4036	241	12	directive	directive	NOUN
ejif-4036	241	13	,	,	PUNCT
ejif-4036	241	14	to	to	PART
ejif-4036	241	15	give	give	VERB
ejif-4036	241	16	conventional	conventional	ADJ
ejif-4036	241	17	bank	bank	NOUN
ejif-4036	241	18	service	service	NOUN
ejif-4036	241	19	through	through	ADP
ejif-4036	241	20	exclusive	exclusive	ADJ
ejif-4036	241	21	window	window	NOUN
ejif-4036	241	22	reserved	reserve	VERB
ejif-4036	241	23	for	for	ADP
ejif-4036	241	24	the	the	DET
ejif-4036	241	25	same	same	ADJ
ejif-4036	241	26	.	.	PUNCT
ejif-4036	242	1	this	this	DET
ejif-4036	242	2	draft	draft	NOUN
ejif-4036	242	3	directive	directive	NOUN
ejif-4036	242	4	declared	declare	VERB
ejif-4036	242	5	permission	permission	NOUN
ejif-4036	242	6	for	for	ADP
ejif-4036	242	7	ifbb	ifbb	NOUN
ejif-4036	242	8	with	with	ADP
ejif-4036	242	9	all	all	DET
ejif-4036	242	10	its	its	PRON
ejif-4036	242	11	exhaustive	exhaustive	ADJ
ejif-4036	242	12	possible	possible	ADJ
ejif-4036	242	13	options	option	NOUN
ejif-4036	242	14	for	for	ADP
ejif-4036	242	15	its	its	PRON
ejif-4036	242	16	formation	formation	NOUN
ejif-4036	242	17	.	.	PUNCT
ejif-4036	243	1	also	also	ADV
ejif-4036	243	2	the	the	DET
ejif-4036	243	3	necessary	necessary	ADJ
ejif-4036	243	4	regulatory	regulatory	ADJ
ejif-4036	243	5	and	and	CCONJ
ejif-4036	243	6	supervisory	supervisory	ADJ
ejif-4036	243	7	redresses	redress	NOUN
ejif-4036	243	8	has	have	VERB
ejif-4036	243	9	to	to	PART
ejif-4036	243	10	be	be	AUX
ejif-4036	243	11	made	make	VERB
ejif-4036	243	12	so	so	SCONJ
ejif-4036	243	13	that	that	SCONJ
ejif-4036	243	14	a	a	DET
ejif-4036	243	15	suitable	suitable	ADJ
ejif-4036	243	16	legal	legal	ADJ
ejif-4036	243	17	atmosphere	atmosphere	NOUN
ejif-4036	243	18	would	would	AUX
ejif-4036	243	19	be	be	AUX
ejif-4036	243	20	created	create	VERB
ejif-4036	243	21	for	for	ADP
ejif-4036	243	22	the	the	DET
ejif-4036	243	23	development	development	NOUN
ejif-4036	243	24	of	of	ADP
ejif-4036	243	25	ffifbb	ffifbb	PROPN
ejif-4036	243	26	.	.	PUNCT
ejif-4036	244	1	furthermore	furthermore	ADV
ejif-4036	244	2	,	,	PUNCT
ejif-4036	244	3	since	since	SCONJ
ejif-4036	244	4	we	we	PRON
ejif-4036	244	5	have	have	VERB
ejif-4036	244	6	no	no	DET
ejif-4036	244	7	enough	enough	ADJ
ejif-4036	244	8	experienced	experienced	ADJ
ejif-4036	244	9	personnel	personnel	NOUN
ejif-4036	244	10	in	in	ADP
ejif-4036	244	11	the	the	DET
ejif-4036	244	12	area	area	NOUN
ejif-4036	244	13	of	of	ADP
ejif-4036	244	14	ifbb	ifbb	PROPN
ejif-4036	244	15	the	the	DET
ejif-4036	244	16	authorization	authorization	NOUN
ejif-4036	244	17	of	of	ADP
ejif-4036	244	18	more	more	ADJ
ejif-4036	244	19	than	than	ADP
ejif-4036	244	20	one	one	NUM
ejif-4036	244	21	ffifbb	ffifbb	NOUN
ejif-4036	244	22	at	at	ADP
ejif-4036	244	23	this	this	DET
ejif-4036	244	24	early	early	ADJ
ejif-4036	244	25	stage	stage	NOUN
ejif-4036	244	26	may	may	AUX
ejif-4036	244	27	causes	cause	VERB
ejif-4036	244	28	the	the	DET
ejif-4036	244	29	flow	flow	NOUN
ejif-4036	244	30	of	of	ADP
ejif-4036	244	31	personnel	personnel	NOUN
ejif-4036	244	32	from	from	ADP
ejif-4036	244	33	conventional	conventional	ADJ
ejif-4036	244	34	banks	bank	NOUN
ejif-4036	244	35	that	that	PRON
ejif-4036	244	36	had	have	AUX
ejif-4036	244	37	been	be	AUX
ejif-4036	244	38	serving	serve	VERB
ejif-4036	244	39	in	in	ADP
ejif-4036	244	40	exclusive	exclusive	ADJ
ejif-4036	244	41	windows	window	NOUN
ejif-4036	244	42	to	to	ADP
ejif-4036	244	43	those	those	DET
ejif-4036	244	44	ffifbb	ffifbb	NOUN
ejif-4036	244	45	that	that	PRON
ejif-4036	244	46	may	may	AUX
ejif-4036	244	47	ensue	ensue	VERB
ejif-4036	244	48	the	the	DET
ejif-4036	244	49	deterioration	deterioration	NOUN
ejif-4036	244	50	of	of	ADP
ejif-4036	244	51	the	the	DET
ejif-4036	244	52	expertise	expertise	NOUN
ejif-4036	244	53	in	in	ADP
ejif-4036	244	54	the	the	DET
ejif-4036	244	55	conventional	conventional	ADJ
ejif-4036	244	56	bank	bank	NOUN
ejif-4036	244	57	.	.	PUNCT
ejif-4036	245	1	even	even	ADV
ejif-4036	245	2	this	this	DET
ejif-4036	245	3	flow	flow	NOUN
ejif-4036	245	4	may	may	AUX
ejif-4036	245	5	not	not	PART
ejif-4036	245	6	satisfy	satisfy	VERB
ejif-4036	245	7	the	the	DET
ejif-4036	245	8	demand	demand	NOUN
ejif-4036	245	9	for	for	ADP
ejif-4036	245	10	the	the	DET
ejif-4036	245	11	expertise	expertise	NOUN
ejif-4036	245	12	in	in	ADP
ejif-4036	245	13	those	those	DET
ejif-4036	245	14	ffifbb	ffifbb	NOUN
ejif-4036	245	15	as	as	ADP
ejif-4036	245	16	the	the	DET
ejif-4036	245	17	demand	demand	NOUN
ejif-4036	245	18	to	to	ADP
ejif-4036	245	19	the	the	DET
ejif-4036	245	20	18	18	NUM
ejif-4036	245	21	ibid	ibid	NOUN
ejif-4036	245	22	ejif	ejif	NOUN
ejif-4036	245	23	–	–	PUNCT
ejif-4036	245	24	european	european	PROPN
ejif-4036	245	25	journal	journal	PROPN
ejif-4036	245	26	of	of	ADP
ejif-4036	245	27	islamic	islamic	PROPN
ejif-4036	245	28	finance	finance	PROPN
ejif-4036	245	29	no	no	DET
ejif-4036	245	30	14	14	NUM
ejif-4036	245	31	,	,	PUNCT
ejif-4036	245	32	december	december	PROPN
ejif-4036	245	33	(	(	PUNCT
ejif-4036	245	34	2019	2019	NUM
ejif-4036	245	35	)	)	PUNCT
ejif-4036	246	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4036	246	2	issn	issn	VERB
ejif-4036	246	3	2421	2421	NUM
ejif-4036	246	4	-	-	SYM
ejif-4036	246	5	2172	2172	NUM
ejif-4036	246	6	8	8	NUM
ejif-4036	246	7	same	same	ADJ
ejif-4036	246	8	become	become	VERB
ejif-4036	246	9	huge	huge	ADJ
ejif-4036	246	10	due	due	ADJ
ejif-4036	246	11	to	to	ADP
ejif-4036	246	12	many	many	ADJ
ejif-4036	246	13	branches	branch	NOUN
ejif-4036	246	14	that	that	PRON
ejif-4036	246	15	will	will	AUX
ejif-4036	246	16	be	be	AUX
ejif-4036	246	17	opened	open	VERB
ejif-4036	246	18	in	in	ADP
ejif-4036	246	19	different	different	ADJ
ejif-4036	246	20	parts	part	NOUN
ejif-4036	246	21	of	of	ADP
ejif-4036	246	22	the	the	DET
ejif-4036	246	23	country	country	NOUN
ejif-4036	246	24	.	.	PUNCT
ejif-4036	247	1	this	this	DET
ejif-4036	247	2	fact	fact	NOUN
ejif-4036	247	3	may	may	AUX
ejif-4036	247	4	causes	cause	VERB
ejif-4036	247	5	to	to	PART
ejif-4036	247	6	send	send	VERB
ejif-4036	247	7	a	a	DET
ejif-4036	247	8	number	number	NOUN
ejif-4036	247	9	of	of	ADP
ejif-4036	247	10	personnel	personnel	NOUN
ejif-4036	247	11	abroad	abroad	ADV
ejif-4036	247	12	for	for	ADP
ejif-4036	247	13	training	training	NOUN
ejif-4036	247	14	and	and	CCONJ
ejif-4036	247	15	experience	experience	NOUN
ejif-4036	247	16	sharing	sharing	NOUN
ejif-4036	247	17	from	from	ADP
ejif-4036	247	18	other	other	ADJ
ejif-4036	247	19	countries	country	NOUN
ejif-4036	247	20	in	in	ADP
ejif-4036	247	21	order	order	NOUN
ejif-4036	247	22	to	to	PART
ejif-4036	247	23	satisfy	satisfy	VERB
ejif-4036	247	24	the	the	DET
ejif-4036	247	25	short	short	ADJ
ejif-4036	247	26	term	term	NOUN
ejif-4036	247	27	demand	demand	NOUN
ejif-4036	247	28	that	that	PRON
ejif-4036	247	29	may	may	AUX
ejif-4036	247	30	ensues	ensue	VERB
ejif-4036	247	31	the	the	DET
ejif-4036	247	32	outflow	outflow	NOUN
ejif-4036	247	33	of	of	ADP
ejif-4036	247	34	foreign	foreign	ADJ
ejif-4036	247	35	currency	currency	NOUN
ejif-4036	247	36	.	.	PUNCT
ejif-4036	248	1	this	this	DET
ejif-4036	248	2	factor	factor	NOUN
ejif-4036	248	3	may	may	AUX
ejif-4036	248	4	seriously	seriously	ADV
ejif-4036	248	5	affect	affect	VERB
ejif-4036	248	6	the	the	DET
ejif-4036	248	7	country	country	NOUN
ejif-4036	248	8	economy	economy	NOUN
ejif-4036	248	9	especially	especially	ADV
ejif-4036	248	10	at	at	ADP
ejif-4036	248	11	this	this	DET
ejif-4036	248	12	moment	moment	NOUN
ejif-4036	248	13	where	where	SCONJ
ejif-4036	248	14	there	there	PRON
ejif-4036	248	15	is	be	VERB
ejif-4036	248	16	high	high	ADJ
ejif-4036	248	17	shortage	shortage	NOUN
ejif-4036	248	18	of	of	ADP
ejif-4036	248	19	foreign	foreign	ADJ
ejif-4036	248	20	currency	currency	NOUN
ejif-4036	248	21	.	.	PUNCT
ejif-4036	249	1	also	also	ADV
ejif-4036	249	2	it	it	PRON
ejif-4036	249	3	is	be	AUX
ejif-4036	249	4	better	well	ADJ
ejif-4036	249	5	for	for	SCONJ
ejif-4036	249	6	the	the	DET
ejif-4036	249	7	organizer	organizer	NOUN
ejif-4036	249	8	to	to	PART
ejif-4036	249	9	come	come	VERB
ejif-4036	249	10	together	together	ADV
ejif-4036	249	11	and	and	CCONJ
ejif-4036	249	12	organize	organize	VERB
ejif-4036	249	13	all	all	DET
ejif-4036	249	14	the	the	DET
ejif-4036	249	15	available	available	ADJ
ejif-4036	249	16	resource	resource	NOUN
ejif-4036	249	17	to	to	PART
ejif-4036	249	18	establish	establish	VERB
ejif-4036	249	19	one	one	NUM
ejif-4036	249	20	strong	strong	ADJ
ejif-4036	249	21	ffifbb	ffifbb	NOUN
ejif-4036	249	22	throughout	throughout	ADP
ejif-4036	249	23	the	the	DET
ejif-4036	249	24	country	country	NOUN
ejif-4036	249	25	for	for	ADP
ejif-4036	249	26	the	the	DET
ejif-4036	249	27	moment	moment	NOUN
ejif-4036	249	28	.	.	PUNCT
ejif-4036	250	1	this	this	PRON
ejif-4036	250	2	may	may	AUX
ejif-4036	250	3	help	help	VERB
ejif-4036	250	4	them	they	PRON
ejif-4036	250	5	to	to	PART
ejif-4036	250	6	learn	learn	VERB
ejif-4036	250	7	from	from	ADP
ejif-4036	250	8	its	its	PRON
ejif-4036	250	9	progress	progress	NOUN
ejif-4036	250	10	and	and	CCONJ
ejif-4036	250	11	failure	failure	NOUN
ejif-4036	250	12	to	to	PART
ejif-4036	250	13	expand	expand	VERB
ejif-4036	250	14	another	another	DET
ejif-4036	250	15	bank	bank	NOUN
ejif-4036	250	16	of	of	ADP
ejif-4036	250	17	the	the	DET
ejif-4036	250	18	same	same	ADJ
ejif-4036	250	19	in	in	ADP
ejif-4036	250	20	the	the	DET
ejif-4036	250	21	future	future	NOUN
ejif-4036	250	22	.	.	PUNCT
ejif-4036	251	1	as	as	ADP
ejif-4036	251	2	to	to	ADP
ejif-4036	251	3	the	the	DET
ejif-4036	251	4	author	author	NOUN
ejif-4036	251	5	since	since	SCONJ
ejif-4036	251	6	the	the	DET
ejif-4036	251	7	entity	entity	NOUN
ejif-4036	251	8	is	be	AUX
ejif-4036	251	9	a	a	DET
ejif-4036	251	10	new	new	NOUN
ejif-4036	251	11	for	for	ADP
ejif-4036	251	12	the	the	DET
ejif-4036	251	13	country	country	NOUN
ejif-4036	251	14	in	in	ADP
ejif-4036	251	15	its	its	PRON
ejif-4036	251	16	nature	nature	NOUN
ejif-4036	251	17	this	this	PRON
ejif-4036	251	18	is	be	AUX
ejif-4036	251	19	the	the	DET
ejif-4036	251	20	best	good	ADJ
ejif-4036	251	21	mechanism	mechanism	NOUN
ejif-4036	251	22	to	to	PART
ejif-4036	251	23	minimize	minimize	VERB
ejif-4036	251	24	the	the	DET
ejif-4036	251	25	risk	risk	NOUN
ejif-4036	251	26	of	of	ADP
ejif-4036	251	27	failure	failure	NOUN
ejif-4036	251	28	if	if	SCONJ
ejif-4036	251	29	any	any	PRON
ejif-4036	251	30	.	.	PUNCT
ejif-4036	252	1	as	as	ADP
ejif-4036	252	2	to	to	ADP
ejif-4036	252	3	the	the	DET
ejif-4036	252	4	author	author	NOUN
ejif-4036	252	5	it	it	PRON
ejif-4036	252	6	is	be	AUX
ejif-4036	252	7	also	also	ADV
ejif-4036	252	8	better	well	ADJ
ejif-4036	252	9	to	to	PART
ejif-4036	252	10	opt	opt	VERB
ejif-4036	252	11	at	at	ADP
ejif-4036	252	12	this	this	DET
ejif-4036	252	13	moment	moment	NOUN
ejif-4036	252	14	to	to	ADP
ejif-4036	252	15	one	one	NUM
ejif-4036	252	16	ffifbb	ffifbb	NOUN
ejif-4036	252	17	and	and	CCONJ
ejif-4036	252	18	focus	focus	VERB
ejif-4036	252	19	in	in	ADP
ejif-4036	252	20	the	the	DET
ejif-4036	252	21	awareness	awareness	NOUN
ejif-4036	252	22	creation	creation	NOUN
ejif-4036	252	23	as	as	SCONJ
ejif-4036	252	24	the	the	DET
ejif-4036	252	25	business	business	NOUN
ejif-4036	252	26	is	be	AUX
ejif-4036	252	27	open	open	ADJ
ejif-4036	252	28	to	to	ADP
ejif-4036	252	29	muslims	muslims	PROPN
ejif-4036	252	30	and	and	CCONJ
ejif-4036	252	31	non	non	NOUN
ejif-4036	252	32	-	-	NOUN
ejif-4036	252	33	muslims	muslim	NOUN
ejif-4036	252	34	equally	equally	ADV
ejif-4036	252	35	even	even	ADV
ejif-4036	252	36	if	if	SCONJ
ejif-4036	252	37	the	the	DET
ejif-4036	252	38	manner	manner	NOUN
ejif-4036	252	39	of	of	ADP
ejif-4036	252	40	undertaking	undertake	VERB
ejif-4036	252	41	the	the	DET
ejif-4036	252	42	business	business	NOUN
ejif-4036	252	43	is	be	AUX
ejif-4036	252	44	in	in	ADP
ejif-4036	252	45	according	accord	VERB
ejif-4036	252	46	to	to	ADP
ejif-4036	252	47	islamic	islamic	ADJ
ejif-4036	252	48	laws	law	NOUN
ejif-4036	252	49	.	.	PUNCT
ejif-4036	253	1	this	this	PRON
ejif-4036	253	2	may	may	AUX
ejif-4036	253	3	help	help	VERB
ejif-4036	253	4	to	to	PART
ejif-4036	253	5	avoid	avoid	VERB
ejif-4036	253	6	the	the	DET
ejif-4036	253	7	confusion	confusion	NOUN
ejif-4036	253	8	about	about	ADP
ejif-4036	253	9	the	the	DET
ejif-4036	253	10	rumour	rumour	NOUN
ejif-4036	253	11	that	that	SCONJ
ejif-4036	253	12	the	the	DET
ejif-4036	253	13	establishment	establishment	NOUN
ejif-4036	253	14	of	of	ADP
ejif-4036	253	15	ffifbb	ffifbb	NOUN
ejif-4036	253	16	divides	divide	VERB
ejif-4036	253	17	the	the	DET
ejif-4036	253	18	society	society	NOUN
ejif-4036	253	19	and	and	CCONJ
ejif-4036	253	20	banks	bank	NOUN
ejif-4036	253	21	in	in	ADP
ejif-4036	253	22	to	to	ADP
ejif-4036	253	23	muslims	muslims	PROPN
ejif-4036	253	24	and	and	CCONJ
ejif-4036	253	25	non	non	NOUN
ejif-4036	253	26	-	-	NOUN
ejif-4036	253	27	muslims	muslim	NOUN
ejif-4036	253	28	.	.	PUNCT
ejif-4036	254	1	finally	finally	ADV
ejif-4036	254	2	,	,	PUNCT
ejif-4036	254	3	as	as	ADP
ejif-4036	254	4	to	to	ADP
ejif-4036	254	5	the	the	DET
ejif-4036	254	6	author	author	NOUN
ejif-4036	254	7	these	these	PRON
ejif-4036	254	8	and	and	CCONJ
ejif-4036	254	9	other	other	ADJ
ejif-4036	254	10	similar	similar	ADJ
ejif-4036	254	11	factors	factor	NOUN
ejif-4036	254	12	may	may	AUX
ejif-4036	254	13	call	call	VERB
ejif-4036	254	14	to	to	PART
ejif-4036	254	15	limit	limit	VERB
ejif-4036	254	16	the	the	DET
ejif-4036	254	17	number	number	NOUN
ejif-4036	254	18	of	of	ADP
ejif-4036	254	19	authorization	authorization	NOUN
ejif-4036	254	20	for	for	ADP
ejif-4036	254	21	ffifbb	ffifbb	NOUN
ejif-4036	254	22	at	at	ADP
ejif-4036	254	23	this	this	DET
ejif-4036	254	24	early	early	ADJ
ejif-4036	254	25	stage	stage	NOUN
ejif-4036	254	26	to	to	ADP
ejif-4036	254	27	not	not	PART
ejif-4036	254	28	more	more	ADJ
ejif-4036	254	29	than	than	ADP
ejif-4036	254	30	one	one	NUM
ejif-4036	254	31	.	.	PUNCT
ejif-4036	255	1	ejif	ejif	PROPN
ejif-4036	255	2	–	–	PUNCT
ejif-4036	255	3	european	european	PROPN
ejif-4036	255	4	journal	journal	PROPN
ejif-4036	255	5	of	of	ADP
ejif-4036	255	6	islamic	islamic	PROPN
ejif-4036	255	7	finance	finance	PROPN
ejif-4036	255	8	no	no	DET
ejif-4036	255	9	14	14	NUM
ejif-4036	255	10	,	,	PUNCT
ejif-4036	255	11	december	december	PROPN
ejif-4036	255	12	(	(	PUNCT
ejif-4036	255	13	2019	2019	NUM
ejif-4036	255	14	)	)	PUNCT
ejif-4036	256	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4036	256	2	issn	issn	VERB
ejif-4036	256	3	2421	2421	NUM
ejif-4036	256	4	-	-	SYM
ejif-4036	256	5	2172	2172	NUM
ejif-4036	256	6	9	9	NUM
ejif-4036	256	7	bibliography	bibliography	NOUN
ejif-4036	256	8	a	a	DET
ejif-4036	256	9	guide	guide	NOUN
ejif-4036	256	10	to	to	ADP
ejif-4036	256	11	reading	read	VERB
ejif-4036	256	12	,	,	PUNCT
ejif-4036	256	13	interpreting	interpret	VERB
ejif-4036	256	14	and	and	CCONJ
ejif-4036	256	15	applying	apply	VERB
ejif-4036	256	16	statutes	statute	NOUN
ejif-4036	256	17	,	,	PUNCT
ejif-4036	256	18	retrieved	retrieve	VERB
ejif-4036	256	19	from	from	ADP
ejif-4036	256	20	https://www.academia.edu/.../a_guide_to_reading_inte	https://www.academia.edu/.../a_guide_to_reading_inte	PROPN
ejif-4036	256	21	rpret	rpret	NOUN
ejif-4036	256	22	.	.	PUNCT
ejif-4036	257	1	abd	abd	PROPN
ejif-4036	257	2	hakim	hakim	PROPN
ejif-4036	257	3	abd	abd	PROPN
ejif-4036	257	4	razak(2015	razak(2015	PROPN
ejif-4036	257	5	)	)	PUNCT
ejif-4036	257	6	,	,	PUNCT
ejif-4036	257	7	the	the	DET
ejif-4036	257	8	fundamental	fundamental	ADJ
ejif-4036	257	9	of	of	ADP
ejif-4036	257	10	islamic	islamic	ADJ
ejif-4036	257	11	banking	banking	NOUN
ejif-4036	257	12	and	and	CCONJ
ejif-4036	257	13	finance	finance	NOUN
ejif-4036	257	14	:	:	PUNCT
ejif-4036	257	15	a	a	DET
ejif-4036	257	16	prologue	prologue	NOUN
ejif-4036	257	17	,	,	PUNCT
ejif-4036	257	18	european	european	PROPN
ejif-4036	257	19	journal	journal	PROPN
ejif-4036	257	20	of	of	ADP
ejif-4036	257	21	islamic	islamic	PROPN
ejif-4036	257	22	finance	finance	PROPN
ejif-4036	257	23	.	.	PUNCT
ejif-4036	258	1	banking	banking	NOUN
ejif-4036	258	2	business	business	NOUN
ejif-4036	258	3	proclamation	proclamation	NOUN
ejif-4036	258	4	no	no	INTJ
ejif-4036	258	5	.	.	PROPN
ejif-4036	258	6	592/2008	592/2008	NUM
ejif-4036	258	7	,	,	PUNCT
ejif-4036	258	8	federal	federal	ADJ
ejif-4036	258	9	negarit	negarit	NOUN
ejif-4036	258	10	gazeta	gazeta	NOUN
ejif-4036	258	11	of	of	ADP
ejif-4036	258	12	the	the	DET
ejif-4036	258	13	[	[	X
ejif-4036	258	14	2	2	NUM
ejif-4036	258	15	]	]	PUNCT
ejif-4036	258	16	federal	federal	PROPN
ejif-4036	258	17	democratic	democratic	PROPN
ejif-4036	258	18	republic	republic	PROPN
ejif-4036	258	19	of	of	ADP
ejif-4036	258	20	ethiopia	ethiopia	PROPN
ejif-4036	258	21	,	,	PUNCT
ejif-4036	258	22	14th	14th	ADJ
ejif-4036	258	23	year	year	NOUN
ejif-4036	258	24	no.57	no.57	PROPN
ejif-4036	258	25	,	,	PUNCT
ejif-4036	258	26	addis	addis	PROPN
ejif-4036	258	27	ababa	ababa	PROPN
ejif-4036	258	28	,	,	PUNCT
ejif-4036	258	29	25th	25th	ADJ
ejif-4036	258	30	august,2008	august,2008	NOUN
ejif-4036	258	31	.	.	PUNCT
ejif-4036	258	32	biancone	biancone	NOUN
ejif-4036	258	33	,	,	PUNCT
ejif-4036	258	34	p.	p.	NOUN
ejif-4036	258	35	p.	p.	PROPN
ejif-4036	258	36	,	,	PUNCT
ejif-4036	258	37	&	&	CCONJ
ejif-4036	258	38	radwan	radwan	PROPN
ejif-4036	258	39	,	,	PUNCT
ejif-4036	258	40	m.	m.	NOUN
ejif-4036	258	41	(	(	PUNCT
ejif-4036	258	42	2015	2015	NUM
ejif-4036	258	43	)	)	PUNCT
ejif-4036	258	44	.	.	PUNCT
ejif-4036	259	1	sharia	sharia	PROPN
ejif-4036	259	2	compliant	compliant	ADJ
ejif-4036	259	3	“	"	PUNCT
ejif-4036	259	4	possibility	possibility	NOUN
ejif-4036	259	5	for	for	ADP
ejif-4036	259	6	italian	italian	ADJ
ejif-4036	259	7	smes	sme	NOUN
ejif-4036	259	8	”	"	PUNCT
ejif-4036	259	9	.	.	PUNCT
ejif-4036	260	1	european	european	PROPN
ejif-4036	260	2	journal	journal	PROPN
ejif-4036	260	3	of	of	ADP
ejif-4036	260	4	islamic	islamic	PROPN
ejif-4036	260	5	finance	finance	PROPN
ejif-4036	260	6	.	.	PUNCT
ejif-4036	261	1	biancone	biancone	NOUN
ejif-4036	261	2	,	,	PUNCT
ejif-4036	261	3	p.	p.	NOUN
ejif-4036	261	4	p.	p.	PROPN
ejif-4036	261	5	,	,	PUNCT
ejif-4036	261	6	&	&	CCONJ
ejif-4036	261	7	radwan	radwan	PROPN
ejif-4036	261	8	,	,	PUNCT
ejif-4036	261	9	m.	m.	NOUN
ejif-4036	261	10	(	(	PUNCT
ejif-4036	261	11	2016	2016	NUM
ejif-4036	261	12	)	)	PUNCT
ejif-4036	261	13	.	.	PUNCT
ejif-4036	262	1	european	european	ADJ
ejif-4036	262	2	companies	company	NOUN
ejif-4036	262	3	:	:	PUNCT
ejif-4036	262	4	evaluation	evaluation	NOUN
ejif-4036	262	5	for	for	ADP
ejif-4036	262	6	sharia	sharia	PROPN
ejif-4036	262	7	compliance	compliance	NOUN
ejif-4036	262	8	“	"	PUNCT
ejif-4036	262	9	opportunities	opportunity	NOUN
ejif-4036	262	10	and	and	CCONJ
ejif-4036	262	11	challenges	challenge	NOUN
ejif-4036	262	12	”	"	PUNCT
ejif-4036	262	13	.	.	PUNCT
ejif-4036	263	1	european	european	PROPN
ejif-4036	263	2	journal	journal	PROPN
ejif-4036	263	3	of	of	ADP
ejif-4036	263	4	islamic	islamic	PROPN
ejif-4036	263	5	finance	finance	PROPN
ejif-4036	263	6	,	,	PUNCT
ejif-4036	263	7	(	(	PUNCT
ejif-4036	263	8	5	5	NUM
ejif-4036	263	9	)	)	PUNCT
ejif-4036	263	10	.	.	PUNCT
ejif-4036	264	1	biancone	biancone	NOUN
ejif-4036	264	2	,	,	PUNCT
ejif-4036	264	3	p.	p.	PROPN
ejif-4036	264	4	p.	p.	PROPN
ejif-4036	264	5	,	,	PUNCT
ejif-4036	264	6	&	&	CCONJ
ejif-4036	264	7	radwan	radwan	PROPN
ejif-4036	264	8	,	,	PUNCT
ejif-4036	264	9	m.	m.	NOUN
ejif-4036	264	10	(	(	PUNCT
ejif-4036	264	11	2018	2018	NUM
ejif-4036	264	12	)	)	PUNCT
ejif-4036	264	13	.	.	PUNCT
ejif-4036	265	1	sharia	sharia	NOUN
ejif-4036	265	2	-	-	PUNCT
ejif-4036	265	3	compliant	compliant	NOUN
ejif-4036	265	4	financing	financing	NOUN
ejif-4036	265	5	for	for	ADP
ejif-4036	265	6	public	public	ADJ
ejif-4036	265	7	utility	utility	NOUN
ejif-4036	265	8	infrastructure	infrastructure	NOUN
ejif-4036	265	9	.	.	PUNCT
ejif-4036	266	1	utilities	utility	NOUN
ejif-4036	266	2	policy	policy	NOUN
ejif-4036	266	3	,	,	PUNCT
ejif-4036	266	4	52	52	NUM
ejif-4036	266	5	,	,	PUNCT
ejif-4036	266	6	88	88	NUM
ejif-4036	266	7	-	-	SYM
ejif-4036	266	8	94	94	NUM
ejif-4036	266	9	.	.	PUNCT
ejif-4036	267	1	biancone	biancone	NOUN
ejif-4036	267	2	,	,	PUNCT
ejif-4036	267	3	p.	p.	NOUN
ejif-4036	267	4	p.	p.	PROPN
ejif-4036	267	5	,	,	PUNCT
ejif-4036	267	6	&	&	CCONJ
ejif-4036	267	7	radwan	radwan	PROPN
ejif-4036	267	8	,	,	PUNCT
ejif-4036	267	9	m.	m.	NOUN
ejif-4036	267	10	(	(	PUNCT
ejif-4036	267	11	2018	2018	NUM
ejif-4036	267	12	)	)	PUNCT
ejif-4036	267	13	.	.	PUNCT
ejif-4036	268	1	social	social	ADJ
ejif-4036	268	2	finance	finance	NOUN
ejif-4036	268	3	and	and	CCONJ
ejif-4036	268	4	unconventional	unconventional	ADJ
ejif-4036	268	5	financing	financing	NOUN
ejif-4036	268	6	alternatives	alternative	NOUN
ejif-4036	268	7	:	:	PUNCT
ejif-4036	268	8	an	an	DET
ejif-4036	268	9	overview	overview	NOUN
ejif-4036	268	10	.	.	PUNCT
ejif-4036	269	1	european	european	ADJ
ejif-4036	269	2	journal	journal	PROPN
ejif-4036	269	3	of	of	ADP
ejif-4036	269	4	islamic	islamic	PROPN
ejif-4036	269	5	finance	finance	PROPN
ejif-4036	269	6	.	.	PUNCT
ejif-4036	270	1	biancone	biancone	NOUN
ejif-4036	270	2	,	,	PUNCT
ejif-4036	270	3	p.	p.	NOUN
ejif-4036	270	4	p.	p.	PROPN
ejif-4036	270	5	,	,	PUNCT
ejif-4036	270	6	&	&	CCONJ
ejif-4036	270	7	radwan	radwan	PROPN
ejif-4036	270	8	,	,	PUNCT
ejif-4036	270	9	m.	m.	NOUN
ejif-4036	270	10	(	(	PUNCT
ejif-4036	270	11	2019	2019	NUM
ejif-4036	270	12	)	)	PUNCT
ejif-4036	270	13	.	.	PUNCT
ejif-4036	271	1	social	social	ADJ
ejif-4036	271	2	finance	finance	NOUN
ejif-4036	271	3	and	and	CCONJ
ejif-4036	271	4	financing	finance	VERB
ejif-4036	271	5	social	social	ADJ
ejif-4036	271	6	enterprises	enterprise	NOUN
ejif-4036	271	7	:	:	PUNCT
ejif-4036	271	8	an	an	DET
ejif-4036	271	9	islamic	islamic	ADJ
ejif-4036	271	10	finance	finance	NOUN
ejif-4036	271	11	prospective	prospective	ADJ
ejif-4036	271	12	.	.	PUNCT
ejif-4036	272	1	european	european	PROPN
ejif-4036	272	2	journal	journal	PROPN
ejif-4036	272	3	of	of	ADP
ejif-4036	272	4	islamic	islamic	PROPN
ejif-4036	272	5	finance	finance	PROPN
ejif-4036	272	6	.	.	PUNCT
ejif-4036	273	1	biancone	biancone	NOUN
ejif-4036	273	2	,	,	PUNCT
ejif-4036	273	3	p.	p.	NOUN
ejif-4036	273	4	,	,	PUNCT
ejif-4036	273	5	&	&	CCONJ
ejif-4036	273	6	secinaro	secinaro	NOUN
ejif-4036	273	7	,	,	PUNCT
ejif-4036	273	8	s.	s.	PROPN
ejif-4036	273	9	(	(	PUNCT
ejif-4036	273	10	2016	2016	NUM
ejif-4036	273	11	)	)	PUNCT
ejif-4036	273	12	.	.	PUNCT
ejif-4036	274	1	the	the	DET
ejif-4036	274	2	equity	equity	PROPN
ejif-4036	274	3	crowdfunding	crowdfunding	PROPN
ejif-4036	274	4	italy	italy	PROPN
ejif-4036	274	5	:	:	PUNCT
ejif-4036	274	6	a	a	DET
ejif-4036	274	7	model	model	NOUN
ejif-4036	274	8	sharia	sharia	PROPN
ejif-4036	274	9	compliant	compliant	PROPN
ejif-4036	274	10	.	.	PUNCT
ejif-4036	275	1	european	european	PROPN
ejif-4036	275	2	journal	journal	PROPN
ejif-4036	275	3	of	of	ADP
ejif-4036	275	4	islamic	islamic	PROPN
ejif-4036	275	5	finance	finance	NOUN
ejif-4036	275	6	,	,	PUNCT
ejif-4036	275	7	5	5	NUM
ejif-4036	275	8	,	,	PUNCT
ejif-4036	275	9	1	1	NUM
ejif-4036	275	10	-	-	SYM
ejif-4036	275	11	10	10	NUM
ejif-4036	275	12	.	.	PUNCT
ejif-4036	276	1	directive	directive	NOUN
ejif-4036	276	2	to	to	PART
ejif-4036	276	3	authorize	authorize	VERB
ejif-4036	276	4	interest	interest	NOUN
ejif-4036	276	5	free	free	ADJ
ejif-4036	276	6	banking	banking	NOUN
ejif-4036	276	7	no	no	INTJ
ejif-4036	276	8	.	.	PUNCT
ejif-4036	277	1	sbb/--/2011	sbb/--/2011	DET
ejif-4036	277	2	directive	directive	NOUN
ejif-4036	277	3	to	to	PART
ejif-4036	277	4	authorize	authorize	VERB
ejif-4036	277	5	the	the	DET
ejif-4036	277	6	business	business	NOUN
ejif-4036	277	7	of	of	ADP
ejif-4036	277	8	interest	interest	NOUN
ejif-4036	277	9	free	free	ADJ
ejif-4036	277	10	banking	banking	NOUN
ejif-4036	277	11	no	no	INTJ
ejif-4036	277	12	.	.	PUNCT
ejif-4036	278	1	sbb/	sbb/	NOUN
ejif-4036	278	2	51/2011	51/2011	NUM
ejif-4036	278	3	directive	directive	NOUN
ejif-4036	278	4	to	to	PART
ejif-4036	278	5	license	license	VERB
ejif-4036	278	6	and	and	CCONJ
ejif-4036	278	7	authorize	authorize	VERB
ejif-4036	278	8	interest	interest	NOUN
ejif-4036	278	9	free	free	ADJ
ejif-4036	278	10	banking	banking	NOUN
ejif-4036	278	11	business	business	NOUN
ejif-4036	278	12	no	no	NOUN
ejif-4036	278	13	.	.	PUNCT
ejif-4036	279	1	sbb/72/2019	sbb/72/2019	NOUN
ejif-4036	279	2	,	,	PUNCT
ejif-4036	279	3	directives	directive	NOUN
ejif-4036	279	4	for	for	ADP
ejif-4036	279	5	conducting	conduct	VERB
ejif-4036	279	6	interest	interest	NOUN
ejif-4036	279	7	freebanking	freebanke	VERB
ejif-4036	279	8	no	no	PRON
ejif-4036	279	9	.	.	PUNCT
ejif-4036	280	1	sbb/-/2010	sbb/-/2010	PROPN
ejif-4036	280	2	,	,	PUNCT
ejif-4036	280	3	2nd	2nd	ADJ
ejif-4036	280	4	draft	draft	NOUN
ejif-4036	280	5	directives	directive	NOUN
ejif-4036	280	6	for	for	ADP
ejif-4036	280	7	conducting	conduct	VERB
ejif-4036	280	8	interest	interest	NOUN
ejif-4036	280	9	freebanking	freebanking	NOUN
ejif-4036	280	10	,	,	PUNCT
ejif-4036	280	11	no	no	INTJ
ejif-4036	280	12	.	.	PUNCT
ejif-4036	281	1	sbb/-/2010	sbb/-/2010	PROPN
ejif-4036	281	2	,	,	PUNCT
ejif-4036	281	3	1st	1st	ADJ
ejif-4036	281	4	draft	draft	PROPN
ejif-4036	281	5	dr	dr	PROPN
ejif-4036	281	6	.	.	PROPN
ejif-4036	281	7	samir	samir	PROPN
ejif-4036	281	8	alamad	alamad	PROPN
ejif-4036	281	9	(	(	PUNCT
ejif-4036	281	10	2017	2017	NUM
ejif-4036	281	11	)	)	PUNCT
ejif-4036	281	12	islamic	islamic	ADJ
ejif-4036	281	13	finance	finance	NOUN
ejif-4036	281	14	ethics	ethic	NOUN
ejif-4036	281	15	and	and	CCONJ
ejif-4036	281	16	financial	financial	ADJ
ejif-4036	281	17	perception	perception	NOUN
ejif-4036	281	18	of	of	ADP
ejif-4036	281	19	consumer	consumer	NOUN
ejif-4036	281	20	,	,	PUNCT
ejif-4036	281	21	european	european	ADJ
ejif-4036	281	22	journal	journal	PROPN
ejif-4036	281	23	of	of	ADP
ejif-4036	281	24	islamic	islamic	PROPN
ejif-4036	281	25	finance	finance	PROPN
ejif-4036	281	26	.	.	PUNCT
ejif-4036	282	1	minimum	minimum	ADJ
ejif-4036	282	2	capital	capital	NOUN
ejif-4036	282	3	requirements	requirement	NOUN
ejif-4036	282	4	for	for	ADP
ejif-4036	282	5	banks	bank	NOUN
ejif-4036	282	6	directive	directive	VERB
ejif-4036	282	7	no	no	INTJ
ejif-4036	282	8	.	.	PUNCT
ejif-4036	283	1	sbb/50/2011	sbb/50/2011	PROPN
ejif-4036	283	2	mohamed	mohamed	PROPN
ejif-4036	283	3	hassan	hassan	PROPN
ejif-4036	283	4	abdullahi	abdullahi	PROPN
ejif-4036	283	5	(	(	PUNCT
ejif-4036	283	6	2012	2012	NUM
ejif-4036	283	7	)	)	PUNCT
ejif-4036	283	8	,	,	PUNCT
ejif-4036	283	9	the	the	DET
ejif-4036	283	10	legal	legal	ADJ
ejif-4036	283	11	and	and	CCONJ
ejif-4036	283	12	regulatory	regulatory	ADJ
ejif-4036	283	13	framework	framework	NOUN
ejif-4036	283	14	of	of	ADP
ejif-4036	283	15	islamic	islamic	ADJ
ejif-4036	283	16	banking	banking	NOUN
ejif-4036	283	17	in	in	ADP
ejif-4036	283	18	kenya	kenya	PROPN
ejif-4036	283	19	:	:	PUNCT
ejif-4036	283	20	theory	theory	NOUN
ejif-4036	283	21	and	and	CCONJ
ejif-4036	283	22	practice	practice	NOUN
ejif-4036	283	23	,	,	PUNCT
ejif-4036	283	24	university	university	PROPN
ejif-4036	283	25	of	of	ADP
ejif-4036	283	26	nairobi	nairobi	PROPN
ejif-4036	283	27	spencer	spencer	PROPN
ejif-4036	283	28	j.coopchik	j.coopchik	PROPN
ejif-4036	283	29	,	,	PUNCT
ejif-4036	283	30	esq(2015	esq(2015	NOUN
ejif-4036	283	31	)	)	PUNCT
ejif-4036	283	32	,	,	PUNCT
ejif-4036	283	33	judicial	judicial	ADJ
ejif-4036	283	34	decision	decision	NOUN
ejif-4036	283	35	-	-	PUNCT
ejif-4036	283	36	making	making	NOUN
ejif-4036	283	37	in	in	ADP
ejif-4036	283	38	islamic	islamic	ADJ
ejif-4036	283	39	banking	banking	NOUN
ejif-4036	283	40	and	and	CCONJ
ejif-4036	283	41	finance	finance	NOUN
ejif-4036	283	42	,	,	PUNCT
ejif-4036	283	43	european	european	PROPN
ejif-4036	283	44	journal	journal	PROPN
ejif-4036	283	45	of	of	ADP
ejif-4036	283	46	islamic	islamic	PROPN
ejif-4036	283	47	finance	finance	NOUN
ejif-4036	283	48	.	.	PUNCT
ejif-4036	284	1	summary	summary	NOUN
ejif-4036	284	2	of	of	ADP
ejif-4036	284	3	and	and	CCONJ
ejif-4036	284	4	statistical	statistical	ADJ
ejif-4036	284	5	report	report	NOUN
ejif-4036	284	6	of	of	ADP
ejif-4036	284	7	the	the	DET
ejif-4036	284	8	population	population	NOUN
ejif-4036	284	9	and	and	CCONJ
ejif-4036	284	10	housing	housing	NOUN
ejif-4036	284	11	census	census	NOUN
ejif-4036	284	12	(	(	PUNCT
ejif-4036	284	13	2007	2007	NUM
ejif-4036	284	14	)	)	PUNCT
ejif-4036	284	15	retrieved	retrieve	VERB
ejif-4036	284	16	from	from	ADP
ejif-4036	284	17	www.ethiopianreview.com/pdf/001/cen2007_firstdraft(1).pdf	www.ethiopianreview.com/pdf/001/cen2007_firstdraft(1).pdf	PROPN
ejif-4036	284	18	the	the	DET
ejif-4036	284	19	licensing	licensing	NOUN
ejif-4036	284	20	and	and	CCONJ
ejif-4036	284	21	supervision	supervision	NOUN
ejif-4036	284	22	of	of	ADP
ejif-4036	284	23	banking	banking	NOUN
ejif-4036	284	24	business	business	NOUN
ejif-4036	284	25	proclamation	proclamation	NOUN
ejif-4036	285	1	no	no	INTJ
ejif-4036	285	2	.	.	PUNCT
ejif-4036	285	3	84/1994	84/1994	NUM
ejif-4036	285	4	ejif	ejif	NOUN
ejif-4036	285	5	–	–	PUNCT
ejif-4036	285	6	european	european	ADJ
ejif-4036	285	7	journal	journal	PROPN
ejif-4036	285	8	of	of	ADP
ejif-4036	285	9	islamic	islamic	PROPN
ejif-4036	285	10	finance	finance	PROPN
ejif-4036	285	11	editorial	editorial	ADJ
ejif-4036	285	12	team	team	NOUN
ejif-4036	285	13	editor	editor	NOUN
ejif-4036	285	14	in	in	ADP
ejif-4036	285	15	chief	chief	ADJ
ejif-4036	285	16	prof	prof	NOUN
ejif-4036	285	17	.	.	PUNCT
ejif-4036	286	1	paolo	paolo	PROPN
ejif-4036	286	2	pietro	pietro	PROPN
ejif-4036	286	3	biancone	biancone	NOUN
ejif-4036	286	4	,	,	PUNCT
ejif-4036	286	5	university	university	PROPN
ejif-4036	286	6	of	of	ADP
ejif-4036	286	7	turin	turin	PROPN
ejif-4036	286	8	,	,	PUNCT
ejif-4036	286	9	italy	italy	PROPN
ejif-4036	286	10	editorial	editorial	PROPN
ejif-4036	286	11	board	board	PROPN
ejif-4036	286	12	prof	prof	PROPN
ejif-4036	286	13	.	.	PUNCT
ejif-4036	287	1	dian	dian	PROPN
ejif-4036	287	2	masyita	masyita	PROPN
ejif-4036	287	3	,	,	PUNCT
ejif-4036	287	4	university	university	NOUN
ejif-4036	287	5	of	of	ADP
ejif-4036	287	6	padjadjaran	padjadjaran	PROPN
ejif-4036	287	7	,	,	PUNCT
ejif-4036	287	8	indonesia	indonesia	PROPN
ejif-4036	287	9	prof	prof	PROPN
ejif-4036	287	10	.	.	PUNCT
ejif-4036	288	1	abdulazeem	abdulazeem	PROPN
ejif-4036	288	2	abozaid	abozaid	PROPN
ejif-4036	288	3	,	,	PUNCT
ejif-4036	288	4	qatar	qatar	PROPN
ejif-4036	288	5	faculty	faculty	NOUN
ejif-4036	288	6	of	of	ADP
ejif-4036	288	7	islamic	islamic	ADJ
ejif-4036	288	8	studies	study	NOUN
ejif-4036	288	9	,	,	PUNCT
ejif-4036	288	10	qatar	qatar	PROPN
ejif-4036	288	11	prof	prof	PROPN
ejif-4036	288	12	.	.	PUNCT
ejif-4036	289	1	ahmad	ahmad	PROPN
ejif-4036	289	2	aref	aref	PROPN
ejif-4036	289	3	almazari	almazari	PROPN
ejif-4036	289	4	,	,	PUNCT
ejif-4036	289	5	king	king	PROPN
ejif-4036	289	6	saud	saud	PROPN
ejif-4036	289	7	university	university	PROPN
ejif-4036	289	8	,	,	PUNCT
ejif-4036	289	9	saudi	saudi	PROPN
ejif-4036	289	10	arabia	arabia	PROPN
ejif-4036	289	11	prof	prof	PROPN
ejif-4036	289	12	.	.	PUNCT
ejif-4036	290	1	marco	marco	PROPN
ejif-4036	290	2	meneguzzo	meneguzzo	PROPN
ejif-4036	290	3	,	,	PUNCT
ejif-4036	290	4	università	università	PROPN
ejif-4036	290	5	degli	degli	PROPN
ejif-4036	290	6	studi	studi	PROPN
ejif-4036	290	7	di	di	X
ejif-4036	290	8	roma	roma	PROPN
ejif-4036	290	9	"	"	PUNCT
ejif-4036	290	10	tor	tor	NOUN
ejif-4036	290	11	vergata	vergata	NOUN
ejif-4036	290	12	"	"	PUNCT
ejif-4036	290	13	,	,	PUNCT
ejif-4036	290	14	italy	italy	PROPN
ejif-4036	290	15	prof	prof	PROPN
ejif-4036	290	16	.	.	PUNCT
ejif-4036	291	1	nidal	nidal	PROPN
ejif-4036	291	2	a.	a.	PROPN
ejif-4036	291	3	alsayyed	alsayye	VERB
ejif-4036	291	4	,	,	PUNCT
ejif-4036	291	5	inayah	inayah	VERB
ejif-4036	291	6	islamic	islamic	PROPN
ejif-4036	291	7	finance	finance	PROPN
ejif-4036	291	8	research	research	PROPN
ejif-4036	291	9	institute	institute	PROPN
ejif-4036	291	10	,	,	PUNCT
ejif-4036	291	11	usa	usa	PROPN
ejif-4036	291	12	prof	prof	PROPN
ejif-4036	291	13	.	.	PUNCT
ejif-4036	292	1	roberta	roberta	PROPN
ejif-4036	292	2	aluffi	aluffi	PROPN
ejif-4036	292	3	,	,	PUNCT
ejif-4036	292	4	university	university	PROPN
ejif-4036	292	5	of	of	ADP
ejif-4036	292	6	turin	turin	PROPN
ejif-4036	292	7	,	,	PUNCT
ejif-4036	292	8	italy	italy	PROPN
ejif-4036	292	9	prof	prof	PROPN
ejif-4036	292	10	.	.	PUNCT
ejif-4036	293	1	ghassen	ghassen	PROPN
ejif-4036	293	2	bouslama	bouslama	PROPN
ejif-4036	293	3	,	,	PUNCT
ejif-4036	293	4	neoma	neoma	PROPN
ejif-4036	293	5	business	business	NOUN
ejif-4036	293	6	school	school	NOUN
ejif-4036	293	7	,	,	PUNCT
ejif-4036	293	8	campus	campus	NOUN
ejif-4036	293	9	de	de	X
ejif-4036	293	10	reims	reims	X
ejif-4036	293	11	,	,	PUNCT
ejif-4036	293	12	france	france	PROPN
ejif-4036	293	13	prof	prof	PROPN
ejif-4036	293	14	.	.	PUNCT
ejif-4036	294	1	nazam	nazam	PROPN
ejif-4036	294	2	dzolkarnaini	dzolkarnaini	PROPN
ejif-4036	294	3	,	,	PUNCT
ejif-4036	294	4	salford	salford	PROPN
ejif-4036	294	5	university	university	PROPN
ejif-4036	294	6	,	,	PUNCT
ejif-4036	294	7	uk	uk	PROPN
ejif-4036	294	8	prof	prof	PROPN
ejif-4036	294	9	.	.	PUNCT
ejif-4036	295	1	kabir	kabir	PROPN
ejif-4036	295	2	hassan	hassan	PROPN
ejif-4036	295	3	,	,	PUNCT
ejif-4036	295	4	university	university	NOUN
ejif-4036	295	5	of	of	ADP
ejif-4036	295	6	new	new	PROPN
ejif-4036	295	7	orleans	orleans	PROPN
ejif-4036	295	8	,	,	PUNCT
ejif-4036	295	9	usa	usa	PROPN
ejif-4036	295	10	prof	prof	PROPN
ejif-4036	295	11	.	.	PUNCT
ejif-4036	296	1	khaled	khaled	PROPN
ejif-4036	296	2	hussainey	hussainey	PROPN
ejif-4036	296	3	,	,	PUNCT
ejif-4036	296	4	university	university	NOUN
ejif-4036	296	5	of	of	ADP
ejif-4036	296	6	plymouth	plymouth	PROPN
ejif-4036	296	7	,	,	PUNCT
ejif-4036	296	8	uk	uk	PROPN
ejif-4036	296	9	prof	prof	PROPN
ejif-4036	296	10	.	.	PUNCT
ejif-4036	297	1	rifki	rifki	PROPN
ejif-4036	297	2	ismal	ismal	NOUN
ejif-4036	297	3	,	,	PUNCT
ejif-4036	297	4	university	university	NOUN
ejif-4036	297	5	of	of	ADP
ejif-4036	297	6	indonesia	indonesia	PROPN
ejif-4036	297	7	prof	prof	PROPN
ejif-4036	297	8	.	.	PUNCT
ejif-4036	298	1	tariqullah	tariqullah	PROPN
ejif-4036	298	2	khan	khan	PROPN
ejif-4036	298	3	,	,	PUNCT
ejif-4036	298	4	hamad	hamad	PROPN
ejif-4036	298	5	bin	bin	PROPN
ejif-4036	298	6	khalifa	khalifa	PROPN
ejif-4036	298	7	university	university	PROPN
ejif-4036	298	8	,	,	PUNCT
ejif-4036	298	9	qatar	qatar	PROPN
ejif-4036	298	10	prof	prof	PROPN
ejif-4036	298	11	.	.	PROPN
ejif-4036	299	1	ali	ali	PROPN
ejif-4036	299	2	khorshid	khorshid	PROPN
ejif-4036	299	3	,	,	PUNCT
ejif-4036	299	4	icma	icma	NOUN
ejif-4036	299	5	centre	centre	PROPN
ejif-4036	299	6	reading	read	VERB
ejif-4036	299	7	university	university	NOUN
ejif-4036	299	8	,	,	PUNCT
ejif-4036	299	9	uk	uk	PROPN
ejif-4036	299	10	prof	prof	PROPN
ejif-4036	299	11	.	.	PUNCT
ejif-4036	300	1	amir	amir	PROPN
ejif-4036	300	2	kia	kia	PROPN
ejif-4036	300	3	,	,	PUNCT
ejif-4036	300	4	utah	utah	PROPN
ejif-4036	300	5	valley	valley	PROPN
ejif-4036	300	6	university	university	PROPN
ejif-4036	300	7	,	,	PUNCT
ejif-4036	300	8	usa	usa	PROPN
ejif-4036	300	9	prof	prof	PROPN
ejif-4036	300	10	.	.	PUNCT
ejif-4036	301	1	laurent	laurent	PROPN
ejif-4036	301	2	marliere	marliere	ADV
ejif-4036	301	3	,	,	PUNCT
ejif-4036	301	4	université	université	PROPN
ejif-4036	301	5	paris	paris	PROPN
ejif-4036	301	6	-	-	PUNCT
ejif-4036	301	7	dauphine	dauphine	PROPN
ejif-4036	301	8	,	,	PUNCT
ejif-4036	301	9	france	france	PROPN
ejif-4036	301	10	prof	prof	PROPN
ejif-4036	301	11	.	.	PUNCT
ejif-4036	302	1	federica	federica	PROPN
ejif-4036	302	2	miglietta	miglietta	PROPN
ejif-4036	302	3	,	,	PUNCT
ejif-4036	302	4	university	university	NOUN
ejif-4036	302	5	of	of	ADP
ejif-4036	302	6	bari	bari	NOUN
ejif-4036	302	7	,	,	PUNCT
ejif-4036	302	8	italy	italy	PROPN
ejif-4036	302	9	prof	prof	PROPN
ejif-4036	302	10	.	.	PUNCT
ejif-4036	303	1	hakim	hakim	PROPN
ejif-4036	303	2	ben	ben	PROPN
ejif-4036	303	3	othman	othman	PROPN
ejif-4036	303	4	,	,	PUNCT
ejif-4036	303	5	university	university	PROPN
ejif-4036	303	6	of	of	ADP
ejif-4036	303	7	tunis	tunis	PROPN
ejif-4036	303	8	,	,	PUNCT
ejif-4036	303	9	tunisia	tunisia	PROPN
ejif-4036	303	10	prof	prof	PROPN
ejif-4036	303	11	.	.	PUNCT
ejif-4036	304	1	mohamed	mohamed	PROPN
ejif-4036	304	2	ramady	ramady	PROPN
ejif-4036	304	3	,	,	PUNCT
ejif-4036	304	4	king	king	PROPN
ejif-4036	304	5	fahd	fahd	PROPN
ejif-4036	304	6	university	university	PROPN
ejif-4036	304	7	of	of	ADP
ejif-4036	304	8	petroleum	petroleum	NOUN
ejif-4036	304	9	and	and	CCONJ
ejif-4036	304	10	minerals	mineral	NOUN
ejif-4036	304	11	,	,	PUNCT
ejif-4036	305	1	saudi	saudi	PROPN
ejif-4036	305	2	arabia	arabia	PROPN
ejif-4036	305	3	prof	prof	PROPN
ejif-4036	305	4	.	.	PROPN
ejif-4036	305	5	mamunur	mamunur	PROPN
ejif-4036	305	6	rashid	rashid	PROPN
ejif-4036	305	7	,	,	PUNCT
ejif-4036	305	8	nottingham	nottingham	PROPN
ejif-4036	305	9	university	university	PROPN
ejif-4036	305	10	,	,	PUNCT
ejif-4036	305	11	malaysia	malaysia	PROPN
ejif-4036	305	12	prof	prof	PROPN
ejif-4036	305	13	.	.	PUNCT
ejif-4036	306	1	younes	younes	PROPN
ejif-4036	306	2	soualhi	soualhi	PROPN
ejif-4036	306	3	,	,	PUNCT
ejif-4036	306	4	international	international	ADJ
ejif-4036	306	5	islamic	islamic	PROPN
ejif-4036	306	6	university	university	PROPN
ejif-4036	306	7	,	,	PUNCT
ejif-4036	306	8	malaysia	malaysia	PROPN
ejif-4036	306	9	prof	prof	PROPN
ejif-4036	306	10	.	.	PUNCT
ejif-4036	307	1	laurent	laurent	PROPN
ejif-4036	307	2	weill	weill	PROPN
ejif-4036	307	3	,	,	PUNCT
ejif-4036	307	4	university	university	NOUN
ejif-4036	307	5	of	of	ADP
ejif-4036	307	6	strasbourg	strasbourg	PROPN
ejif-4036	307	7	,	,	PUNCT
ejif-4036	307	8	france	france	PROPN