id	sid	tid	token	lemma	pos
ejif-4104	1	1	paper	paper	NOUN
ejif-4104	1	2	title	title	NOUN
ejif-4104	1	3	(	(	PUNCT
ejif-4104	1	4	use	use	NOUN
ejif-4104	1	5	style	style	NOUN
ejif-4104	1	6	:	:	PUNCT
ejif-4104	1	7	paper	paper	NOUN
ejif-4104	1	8	title	title	NOUN
ejif-4104	1	9	)	)	PUNCT
ejif-4104	1	10	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4104	1	11	issn	issn	VERB
ejif-4104	1	12	2421	2421	NUM
ejif-4104	1	13	-	-	SYM
ejif-4104	1	14	2172	2172	NUM
ejif-4104	1	15	1	1	NUM
ejif-4104	1	16	the	the	DET
ejif-4104	1	17	concept	concept	NOUN
ejif-4104	1	18	,	,	PUNCT
ejif-4104	1	19	structure	structure	NOUN
ejif-4104	1	20	and	and	CCONJ
ejif-4104	1	21	epistemological	epistemological	ADJ
ejif-4104	1	22	development	development	NOUN
ejif-4104	1	23	:	:	PUNCT
ejif-4104	1	24	musharakah	musharakah	PROPN
ejif-4104	1	25	tijariah	tijariah	PROPN
ejif-4104	1	26	cross	cross	ADJ
ejif-4104	1	27	-	-	ADJ
ejif-4104	1	28	border	border	ADJ
ejif-4104	1	29	financing	financing	NOUN
ejif-4104	1	30	abstract	abstract	NOUN
ejif-4104	1	31	—	—	PUNCT
ejif-4104	1	32	musharakah	musharakah	PROPN
ejif-4104	1	33	tijariah	tijariah	PROPN
ejif-4104	1	34	cross	cross	ADJ
ejif-4104	1	35	-	-	ADJ
ejif-4104	1	36	border	border	ADJ
ejif-4104	1	37	financing	financing	NOUN
ejif-4104	1	38	(	(	PUNCT
ejif-4104	1	39	“	"	PUNCT
ejif-4104	1	40	product	product	NOUN
ejif-4104	1	41	”	"	PUNCT
ejif-4104	1	42	)	)	PUNCT
ejif-4104	1	43	is	be	AUX
ejif-4104	1	44	the	the	DET
ejif-4104	1	45	product	product	NOUN
ejif-4104	1	46	to	to	PART
ejif-4104	1	47	enable	enable	VERB
ejif-4104	1	48	the	the	DET
ejif-4104	1	49	bank	bank	NOUN
ejif-4104	1	50	to	to	PART
ejif-4104	1	51	undertake	undertake	VERB
ejif-4104	1	52	projects	project	NOUN
ejif-4104	1	53	and	and	CCONJ
ejif-4104	1	54	contract	contract	VERB
ejif-4104	1	55	cross	cross	ADJ
ejif-4104	1	56	-	-	ADJ
ejif-4104	1	57	border	border	ADJ
ejif-4104	1	58	financing	financing	NOUN
ejif-4104	1	59	activities	activity	NOUN
ejif-4104	1	60	or	or	CCONJ
ejif-4104	1	61	other	other	ADJ
ejif-4104	1	62	identified	identify	VERB
ejif-4104	1	63	business	business	NOUN
ejif-4104	1	64	ventures	venture	NOUN
ejif-4104	1	65	on	on	ADP
ejif-4104	1	66	“	"	PUNCT
ejif-4104	1	67	pure	pure	ADJ
ejif-4104	1	68	”	"	PUNCT
ejif-4104	1	69	joint	joint	ADJ
ejif-4104	1	70	venture	venture	NOUN
ejif-4104	1	71	basis	basis	NOUN
ejif-4104	1	72	,	,	PUNCT
ejif-4104	1	73	using	use	VERB
ejif-4104	1	74	the	the	DET
ejif-4104	1	75	underlying	underlie	VERB
ejif-4104	1	76	islamic	islamic	ADJ
ejif-4104	1	77	financing	financing	NOUN
ejif-4104	1	78	contract	contract	NOUN
ejif-4104	1	79	,	,	PUNCT
ejif-4104	1	80	structure	structure	NOUN
ejif-4104	1	81	and	and	CCONJ
ejif-4104	1	82	epistemological	epistemological	ADJ
ejif-4104	1	83	development	development	NOUN
ejif-4104	1	84	that	that	PRON
ejif-4104	1	85	are	be	AUX
ejif-4104	1	86	expected	expect	VERB
ejif-4104	1	87	to	to	PART
ejif-4104	1	88	inject	inject	VERB
ejif-4104	1	89	greater	great	ADJ
ejif-4104	1	90	musharakah	musharakah	NOUN
ejif-4104	1	91	concept	concept	NOUN
ejif-4104	1	92	,	,	PUNCT
ejif-4104	1	93	structure	structure	NOUN
ejif-4104	1	94	and	and	CCONJ
ejif-4104	1	95	epistemological	epistemological	ADJ
ejif-4104	1	96	development	development	NOUN
ejif-4104	1	97	and	and	CCONJ
ejif-4104	1	98	also	also	ADV
ejif-4104	1	99	that	that	PRON
ejif-4104	1	100	is	be	AUX
ejif-4104	1	101	expected	expect	VERB
ejif-4104	1	102	to	to	PART
ejif-4104	1	103	inject	inject	VERB
ejif-4104	1	104	greater	great	ADJ
ejif-4104	1	105	prosper	prosper	NOUN
ejif-4104	1	106	to	to	ADP
ejif-4104	1	107	the	the	DET
ejif-4104	1	108	bank	bank	NOUN
ejif-4104	1	109	’s	’s	PART
ejif-4104	1	110	overall	overall	ADJ
ejif-4104	1	111	performance	performance	NOUN
ejif-4104	1	112	and	and	CCONJ
ejif-4104	1	113	ultimately	ultimately	ADV
ejif-4104	1	114	able	able	ADJ
ejif-4104	1	115	to	to	PART
ejif-4104	1	116	assist	assist	VERB
ejif-4104	1	117	small	small	ADJ
ejif-4104	1	118	time	time	NOUN
ejif-4104	1	119	landowners	landowner	NOUN
ejif-4104	1	120	in	in	ADP
ejif-4104	1	121	a	a	DET
ejif-4104	1	122	big	big	ADJ
ejif-4104	1	123	way	way	NOUN
ejif-4104	1	124	through	through	ADP
ejif-4104	1	125	business	business	NOUN
ejif-4104	1	126	risk	risk	NOUN
ejif-4104	1	127	sharing	sharing	NOUN
ejif-4104	1	128	.	.	PUNCT
ejif-4104	2	1	this	this	DET
ejif-4104	2	2	paper	paper	NOUN
ejif-4104	2	3	also	also	ADV
ejif-4104	2	4	provides	provide	VERB
ejif-4104	2	5	the	the	DET
ejif-4104	2	6	link	link	NOUN
ejif-4104	2	7	of	of	ADP
ejif-4104	2	8	financial	financial	ADJ
ejif-4104	2	9	access	access	NOUN
ejif-4104	2	10	for	for	ADP
ejif-4104	2	11	muslim	muslim	ADJ
ejif-4104	2	12	small	small	ADJ
ejif-4104	2	13	medium	medium	ADJ
ejif-4104	2	14	entrepreneurs	entrepreneur	NOUN
ejif-4104	2	15	to	to	ADP
ejif-4104	2	16	islamic	islamic	ADJ
ejif-4104	2	17	venture	venture	NOUN
ejif-4104	2	18	capital	capital	NOUN
ejif-4104	2	19	as	as	ADP
ejif-4104	2	20	alternative	alternative	ADJ
ejif-4104	2	21	financing	financing	NOUN
ejif-4104	2	22	business	business	NOUN
ejif-4104	2	23	innovation	innovation	NOUN
ejif-4104	2	24	with	with	ADP
ejif-4104	2	25	blockchain	blockchain	PROPN
ejif-4104	2	26	strategies	strategy	NOUN
ejif-4104	2	27	.	.	PUNCT
ejif-4104	3	1	keywords	keyword	NOUN
ejif-4104	3	2	–	–	PUNCT
ejif-4104	3	3	islamic	islamic	ADJ
ejif-4104	3	4	finance	finance	NOUN
ejif-4104	3	5	;	;	PUNCT
ejif-4104	3	6	musharakah	musharakah	PROPN
ejif-4104	3	7	;	;	PUNCT
ejif-4104	3	8	qard	qard	NOUN
ejif-4104	3	9	;	;	PUNCT
ejif-4104	3	10	wakalah	wakalah	NOUN
ejif-4104	3	11	;	;	PUNCT
ejif-4104	3	12	crross	crross	ADJ
ejif-4104	3	13	-	-	ADJ
ejif-4104	3	14	border	border	NOUN
ejif-4104	3	15	financing	financing	NOUN
ejif-4104	3	16	;	;	PUNCT
ejif-4104	3	17	project	project	NOUN
ejif-4104	3	18	and	and	CCONJ
ejif-4104	3	19	contract	contract	NOUN
ejif-4104	3	20	financing	financing	NOUN
ejif-4104	3	21	;	;	PUNCT
ejif-4104	3	22	joint	joint	ADJ
ejif-4104	3	23	venture	venture	NOUN
ejif-4104	3	24	;	;	PUNCT
ejif-4104	3	25	blockchain	blockchain	PROPN
ejif-4104	3	26	.	.	PUNCT
ejif-4104	4	1	i.	i.	PROPN
ejif-4104	4	2	introduction	introduction	PROPN
ejif-4104	4	3	islamic	islamic	ADJ
ejif-4104	4	4	financing	financing	NOUN
ejif-4104	4	5	does	do	AUX
ejif-4104	4	6	not	not	PART
ejif-4104	4	7	only	only	ADV
ejif-4104	4	8	focus	focus	VERB
ejif-4104	4	9	on	on	ADP
ejif-4104	4	10	banking	banking	NOUN
ejif-4104	4	11	products	product	NOUN
ejif-4104	4	12	which	which	PRON
ejif-4104	4	13	are	be	AUX
ejif-4104	4	14	deposit	deposit	NOUN
ejif-4104	4	15	and	and	CCONJ
ejif-4104	4	16	financing	financing	NOUN
ejif-4104	4	17	but	but	CCONJ
ejif-4104	4	18	also	also	ADV
ejif-4104	4	19	extended	extend	VERB
ejif-4104	4	20	to	to	ADP
ejif-4104	4	21	any	any	DET
ejif-4104	4	22	investment	investment	NOUN
ejif-4104	4	23	related	relate	VERB
ejif-4104	4	24	tools	tool	NOUN
ejif-4104	4	25	.	.	PUNCT
ejif-4104	5	1	malaysia	malaysia	PROPN
ejif-4104	5	2	islamic	islamic	ADJ
ejif-4104	5	3	banking	banking	NOUN
ejif-4104	5	4	sector	sector	NOUN
ejif-4104	5	5	has	have	AUX
ejif-4104	5	6	initiated	initiate	VERB
ejif-4104	5	7	islamic	islamic	ADJ
ejif-4104	5	8	financial	financial	ADJ
ejif-4104	5	9	and	and	CCONJ
ejif-4104	5	10	services	service	NOUN
ejif-4104	5	11	act	act	VERB
ejif-4104	5	12	2013	2013	NUM
ejif-4104	5	13	(	(	PUNCT
ejif-4104	5	14	“	"	PUNCT
ejif-4104	5	15	ifsa2013	ifsa2013	PROPN
ejif-4104	5	16	”	"	PUNCT
ejif-4104	5	17	)	)	PUNCT
ejif-4104	5	18	to	to	PART
ejif-4104	5	19	reflect	reflect	VERB
ejif-4104	5	20	the	the	DET
ejif-4104	5	21	new	new	ADJ
ejif-4104	5	22	arm	arm	NOUN
ejif-4104	5	23	under	under	ADP
ejif-4104	5	24	banking	banking	NOUN
ejif-4104	5	25	institution	institution	NOUN
ejif-4104	5	26	,	,	PUNCT
ejif-4104	5	27	which	which	PRON
ejif-4104	5	28	distinct	distinct	VERB
ejif-4104	5	29	itself	itself	PRON
ejif-4104	5	30	from	from	ADP
ejif-4104	5	31	conventional	conventional	ADJ
ejif-4104	5	32	practices	practice	NOUN
ejif-4104	5	33	.	.	PUNCT
ejif-4104	6	1	the	the	DET
ejif-4104	6	2	idea	idea	NOUN
ejif-4104	6	3	of	of	ADP
ejif-4104	6	4	introducing	introduce	VERB
ejif-4104	6	5	partnership	partnership	NOUN
ejif-4104	6	6	contracts	contract	NOUN
ejif-4104	6	7	such	such	ADJ
ejif-4104	6	8	as	as	ADP
ejif-4104	6	9	mudharabah	mudharabah	NOUN
ejif-4104	6	10	and	and	CCONJ
ejif-4104	6	11	musharakah	musharakah	NOUN
ejif-4104	6	12	have	have	AUX
ejif-4104	6	13	created	create	VERB
ejif-4104	6	14	new	new	ADJ
ejif-4104	6	15	dimension	dimension	NOUN
ejif-4104	6	16	in	in	ADP
ejif-4104	6	17	banking	banking	NOUN
ejif-4104	6	18	.	.	PUNCT
ejif-4104	7	1	even	even	ADV
ejif-4104	7	2	though	though	SCONJ
ejif-4104	7	3	they	they	PRON
ejif-4104	7	4	could	could	AUX
ejif-4104	7	5	increase	increase	VERB
ejif-4104	7	6	the	the	DET
ejif-4104	7	7	risk	risk	NOUN
ejif-4104	7	8	of	of	ADP
ejif-4104	7	9	banking	banking	NOUN
ejif-4104	7	10	and	and	CCONJ
ejif-4104	7	11	do	do	AUX
ejif-4104	7	12	not	not	PART
ejif-4104	7	13	comply	comply	VERB
ejif-4104	7	14	with	with	ADP
ejif-4104	7	15	basel	basel	PROPN
ejif-4104	7	16	ii	ii	PROPN
ejif-4104	7	17	and	and	CCONJ
ejif-4104	7	18	basel	basel	PROPN
ejif-4104	7	19	iii	iii	PROPN
ejif-4104	7	20	requirement	requirement	NOUN
ejif-4104	7	21	,	,	PUNCT
ejif-4104	7	22	but	but	CCONJ
ejif-4104	7	23	they	they	PRON
ejif-4104	7	24	seem	seem	VERB
ejif-4104	7	25	feasible	feasible	ADJ
ejif-4104	7	26	in	in	ADP
ejif-4104	7	27	certain	certain	ADJ
ejif-4104	7	28	situation	situation	NOUN
ejif-4104	7	29	especially	especially	ADV
ejif-4104	7	30	related	relate	VERB
ejif-4104	7	31	to	to	ADP
ejif-4104	7	32	development	development	NOUN
ejif-4104	7	33	sector	sector	NOUN
ejif-4104	7	34	.	.	PUNCT
ejif-4104	8	1	of	of	ADP
ejif-4104	8	2	course	course	ADV
ejif-4104	8	3	,	,	PUNCT
ejif-4104	8	4	they	they	PRON
ejif-4104	8	5	have	have	VERB
ejif-4104	8	6	to	to	PART
ejif-4104	8	7	be	be	AUX
ejif-4104	8	8	comprehensively	comprehensively	ADV
ejif-4104	8	9	modelled	model	VERB
ejif-4104	8	10	as	as	SCONJ
ejif-4104	8	11	to	to	PART
ejif-4104	8	12	ensure	ensure	VERB
ejif-4104	8	13	any	any	DET
ejif-4104	8	14	increase	increase	NOUN
ejif-4104	8	15	in	in	ADP
ejif-4104	8	16	risk	risk	NOUN
ejif-4104	8	17	could	could	AUX
ejif-4104	8	18	be	be	AUX
ejif-4104	8	19	minimized	minimize	VERB
ejif-4104	8	20	.	.	PUNCT
ejif-4104	9	1	this	this	DET
ejif-4104	9	2	paper	paper	NOUN
ejif-4104	9	3	purposely	purposely	ADV
ejif-4104	9	4	explores	explore	VERB
ejif-4104	9	5	the	the	DET
ejif-4104	9	6	potential	potential	NOUN
ejif-4104	9	7	of	of	ADP
ejif-4104	9	8	practicing	practice	VERB
ejif-4104	9	9	musharakah	musharakah	PROPN
ejif-4104	9	10	tijaria	tijaria	PROPN
ejif-4104	9	11	,	,	PUNCT
ejif-4104	9	12	an	an	DET
ejif-4104	9	13	underlying	underlie	VERB
ejif-4104	9	14	contract	contract	NOUN
ejif-4104	9	15	to	to	PART
ejif-4104	9	16	accommodate	accommodate	VERB
ejif-4104	9	17	business	business	NOUN
ejif-4104	9	18	venture	venture	NOUN
ejif-4104	9	19	,	,	PUNCT
ejif-4104	9	20	especially	especially	ADV
ejif-4104	9	21	between	between	ADP
ejif-4104	9	22	financier	financier	NOUN
ejif-4104	9	23	and	and	CCONJ
ejif-4104	9	24	entrepreneur	entrepreneur	NOUN
ejif-4104	9	25	.	.	PUNCT
ejif-4104	9	26	ii	ii	AUX
ejif-4104	9	27	.	.	PROPN
ejif-4104	9	28	musharakah	musharakah	PROPN
ejif-4104	9	29	tijariah	tijariah	PROPN
ejif-4104	9	30	musharakah	musharakah	PROPN
ejif-4104	9	31	tijariah	tijariah	PROPN
ejif-4104	9	32	cross	cross	ADJ
ejif-4104	9	33	-	-	ADJ
ejif-4104	9	34	border	border	ADJ
ejif-4104	9	35	financing	financing	NOUN
ejif-4104	9	36	uses	use	VERB
ejif-4104	9	37	the	the	DET
ejif-4104	9	38	underlying	underlie	VERB
ejif-4104	9	39	shariah	shariah	PROPN
ejif-4104	9	40	contract	contract	NOUN
ejif-4104	9	41	of	of	ADP
ejif-4104	9	42	musharakah	musharakah	PROPN
ejif-4104	9	43	.	.	PUNCT
ejif-4104	10	1	musharakah	musharakah	PROPN
ejif-4104	10	2	literally	literally	ADV
ejif-4104	10	3	means	mean	VERB
ejif-4104	10	4	sharing	share	VERB
ejif-4104	10	5	.	.	PUNCT
ejif-4104	11	1	it	it	PRON
ejif-4104	11	2	is	be	AUX
ejif-4104	11	3	the	the	DET
ejif-4104	11	4	modern	modern	ADJ
ejif-4104	11	5	term	term	NOUN
ejif-4104	11	6	for	for	ADP
ejif-4104	11	7	shirkah	shirkah	ADJ
ejif-4104	11	8	alamwal	alamwal	NOUN
ejif-4104	11	9	,	,	PUNCT
ejif-4104	11	10	one	one	NUM
ejif-4104	11	11	type	type	NOUN
ejif-4104	11	12	of	of	ADP
ejif-4104	11	13	islamic	islamic	PROPN
ejif-4104	11	14	partnership	partnership	PROPN
ejif-4104	11	15	.	.	PUNCT
ejif-4104	12	1	the	the	DET
ejif-4104	12	2	capital	capital	NOUN
ejif-4104	12	3	raised	raise	VERB
ejif-4104	12	4	shall	shall	AUX
ejif-4104	12	5	be	be	AUX
ejif-4104	12	6	used	use	VERB
ejif-4104	12	7	to	to	PART
ejif-4104	12	8	finance	finance	VERB
ejif-4104	12	9	identified	identify	VERB
ejif-4104	12	10	business	business	NOUN
ejif-4104	12	11	ventures	venture	NOUN
ejif-4104	12	12	that	that	PRON
ejif-4104	12	13	generates	generate	VERB
ejif-4104	12	14	revenue	revenue	NOUN
ejif-4104	12	15	.	.	PUNCT
ejif-4104	13	1	the	the	DET
ejif-4104	13	2	profits	profit	NOUN
ejif-4104	13	3	generated	generate	VERB
ejif-4104	13	4	shall	shall	AUX
ejif-4104	13	5	be	be	AUX
ejif-4104	13	6	shared	share	VERB
ejif-4104	13	7	between	between	ADP
ejif-4104	13	8	the	the	DET
ejif-4104	13	9	bank	bank	NOUN
ejif-4104	13	10	and	and	CCONJ
ejif-4104	13	11	customer	customer	NOUN
ejif-4104	13	12	in	in	ADP
ejif-4104	13	13	a	a	DET
ejif-4104	13	14	pre	pre	ADJ
ejif-4104	13	15	-	-	ADJ
ejif-4104	13	16	agreed	agreed	ADJ
ejif-4104	13	17	profit	profit	NOUN
ejif-4104	13	18	-	-	PUNCT
ejif-4104	13	19	sharing	share	VERB
ejif-4104	13	20	ratio	ratio	NOUN
ejif-4104	13	21	.	.	PUNCT
ejif-4104	14	1	for	for	ADP
ejif-4104	14	2	example	example	NOUN
ejif-4104	14	3	,	,	PUNCT
ejif-4104	14	4	bank	bank	NOUN
ejif-4104	14	5	a	a	PRON
ejif-4104	14	6	as	as	ADP
ejif-4104	14	7	the	the	DET
ejif-4104	14	8	financier	financier	NOUN
ejif-4104	14	9	through	through	ADP
ejif-4104	14	10	bank	bank	PROPN
ejif-4104	14	11	a	a	DET
ejif-4104	14	12	special	special	ADJ
ejif-4104	14	13	purpose	purpose	NOUN
ejif-4104	14	14	vehicle	vehicle	NOUN
ejif-4104	14	15	and	and	CCONJ
ejif-4104	14	16	customer	customer	NOUN
ejif-4104	14	17	will	will	AUX
ejif-4104	14	18	contribute	contribute	VERB
ejif-4104	14	19	capital	capital	NOUN
ejif-4104	14	20	in	in	ADP
ejif-4104	14	21	the	the	DET
ejif-4104	14	22	project	project	NOUN
ejif-4104	14	23	/	/	SYM
ejif-4104	14	24	business	business	NOUN
ejif-4104	14	25	venture	venture	NOUN
ejif-4104	14	26	which	which	DET
ejif-4104	14	27	customer	customer	NOUN
ejif-4104	14	28	has	have	AUX
ejif-4104	14	29	earlier	early	ADV
ejif-4104	14	30	requested	request	VERB
ejif-4104	14	31	for	for	ADP
ejif-4104	14	32	funding	funding	NOUN
ejif-4104	14	33	.	.	PUNCT
ejif-4104	15	1	for	for	ADP
ejif-4104	15	2	example	example	NOUN
ejif-4104	15	3	,	,	PUNCT
ejif-4104	15	4	bank	bank	NOUN
ejif-4104	15	5	a	a	PRON
ejif-4104	15	6	as	as	SCONJ
ejif-4104	15	7	the	the	DET
ejif-4104	15	8	financier	financier	NOUN
ejif-4104	15	9	will	will	AUX
ejif-4104	15	10	contribute	contribute	VERB
ejif-4104	15	11	capital	capital	NOUN
ejif-4104	15	12	in	in	ADP
ejif-4104	15	13	the	the	DET
ejif-4104	15	14	projects	project	NOUN
ejif-4104	15	15	/	/	SYM
ejif-4104	15	16	business	business	NOUN
ejif-4104	15	17	ventures	venture	NOUN
ejif-4104	15	18	which	which	PRON
ejif-4104	15	19	requested	request	VERB
ejif-4104	15	20	by	by	ADP
ejif-4104	15	21	customer	customer	NOUN
ejif-4104	15	22	earlier	early	ADV
ejif-4104	15	23	for	for	ADP
ejif-4104	15	24	funding	fund	VERB
ejif-4104	15	25	through	through	ADP
ejif-4104	15	26	bank	bank	PROPN
ejif-4104	15	27	a	a	DET
ejif-4104	15	28	special	special	ADJ
ejif-4104	15	29	purpose	purpose	NOUN
ejif-4104	15	30	vehicle	vehicle	NOUN
ejif-4104	15	31	and	and	CCONJ
ejif-4104	15	32	customer	customer	NOUN
ejif-4104	15	33	.	.	PUNCT
ejif-4104	16	1	this	this	DET
ejif-4104	16	2	joint	joint	ADJ
ejif-4104	16	3	venture	venture	NOUN
ejif-4104	16	4	can	can	AUX
ejif-4104	16	5	be	be	AUX
ejif-4104	16	6	done	do	VERB
ejif-4104	16	7	through	through	ADP
ejif-4104	16	8	musharakah	musharakah	ADJ
ejif-4104	16	9	joint	joint	ADJ
ejif-4104	16	10	venture	venture	NOUN
ejif-4104	16	11	(	(	PUNCT
ejif-4104	16	12	jv	jv	NOUN
ejif-4104	16	13	partners	partner	NOUN
ejif-4104	16	14	)	)	PUNCT
ejif-4104	16	15	and	and	CCONJ
ejif-4104	16	16	joint	joint	ADJ
ejif-4104	16	17	-	-	PUNCT
ejif-4104	16	18	venture	venture	NOUN
ejif-4104	16	19	agreement	agreement	NOUN
ejif-4104	16	20	.	.	PUNCT
ejif-4104	17	1	the	the	DET
ejif-4104	17	2	capital	capital	NOUN
ejif-4104	17	3	raised	raise	VERB
ejif-4104	17	4	shall	shall	AUX
ejif-4104	17	5	be	be	AUX
ejif-4104	17	6	used	use	VERB
ejif-4104	17	7	to	to	PART
ejif-4104	17	8	finance	finance	VERB
ejif-4104	17	9	property	property	NOUN
ejif-4104	17	10	development	development	NOUN
ejif-4104	17	11	projects	project	NOUN
ejif-4104	17	12	and	and	CCONJ
ejif-4104	17	13	contract	contract	NOUN
ejif-4104	17	14	financing	financing	NOUN
ejif-4104	17	15	or	or	CCONJ
ejif-4104	17	16	other	other	ADJ
ejif-4104	17	17	identified	identify	VERB
ejif-4104	17	18	business	business	NOUN
ejif-4104	17	19	(	(	PUNCT
ejif-4104	17	20	“	"	PUNCT
ejif-4104	17	21	the	the	DET
ejif-4104	17	22	project	project	NOUN
ejif-4104	17	23	”	"	PUNCT
ejif-4104	17	24	)	)	PUNCT
ejif-4104	17	25	that	that	PRON
ejif-4104	17	26	generate	generate	VERB
ejif-4104	17	27	revenue	revenue	NOUN
ejif-4104	17	28	with	with	ADP
ejif-4104	17	29	the	the	DET
ejif-4104	17	30	objective	objective	NOUN
ejif-4104	17	31	of	of	ADP
ejif-4104	17	32	making	make	VERB
ejif-4104	17	33	profit	profit	NOUN
ejif-4104	17	34	.	.	PUNCT
ejif-4104	18	1	the	the	DET
ejif-4104	18	2	simple	simple	ADJ
ejif-4104	18	3	product	product	NOUN
ejif-4104	18	4	arrangement	arrangement	NOUN
ejif-4104	18	5	is	be	AUX
ejif-4104	18	6	shown	show	VERB
ejif-4104	18	7	in	in	ADP
ejif-4104	18	8	diagram	diagram	NOUN
ejif-4104	18	9	1	1	NUM
ejif-4104	18	10	capital	capital	NOUN
ejif-4104	18	11	contribution	contribution	NOUN
ejif-4104	18	12	to	to	ADP
ejif-4104	18	13	the	the	DET
ejif-4104	18	14	joint	joint	ADJ
ejif-4104	18	15	venture	venture	NOUN
ejif-4104	18	16	(	(	PUNCT
ejif-4104	18	17	“	"	PUNCT
ejif-4104	18	18	jv	jv	NOUN
ejif-4104	18	19	”	"	PUNCT
ejif-4104	18	20	)	)	PUNCT
ejif-4104	18	21	is	be	AUX
ejif-4104	18	22	subjected	subject	VERB
ejif-4104	18	23	to	to	ADP
ejif-4104	18	24	negotiation	negotiation	NOUN
ejif-4104	18	25	,	,	PUNCT
ejif-4104	19	1	feasibility	feasibility	NOUN
ejif-4104	19	2	study	study	NOUN
ejif-4104	19	3	,	,	PUNCT
ejif-4104	19	4	internal	internal	ADJ
ejif-4104	19	5	policies	policy	NOUN
ejif-4104	19	6	,	,	PUNCT
ejif-4104	19	7	board	board	NOUN
ejif-4104	19	8	of	of	ADP
ejif-4104	19	9	directors	director	NOUN
ejif-4104	19	10	’	’	PART
ejif-4104	19	11	approval	approval	NOUN
ejif-4104	19	12	and	and	CCONJ
ejif-4104	19	13	project	project	NOUN
ejif-4104	19	14	meetings	meeting	NOUN
ejif-4104	19	15	the	the	DET
ejif-4104	19	16	relevant	relevant	ADJ
ejif-4104	19	17	credit	credit	NOUN
ejif-4104	19	18	risk	risk	NOUN
ejif-4104	19	19	’s	’s	PART
ejif-4104	19	20	requirements	requirement	NOUN
ejif-4104	19	21	.	.	PUNCT
ejif-4104	20	1	bank	bank	PROPN
ejif-4104	20	2	a	a	PRON
ejif-4104	20	3	via	via	ADP
ejif-4104	20	4	bank	bank	PROPN
ejif-4104	20	5	a	a	DET
ejif-4104	20	6	spv	spv	NOUN
ejif-4104	20	7	and	and	CCONJ
ejif-4104	20	8	customer	customer	NOUN
ejif-4104	20	9	shall	shall	AUX
ejif-4104	20	10	regulate	regulate	VERB
ejif-4104	20	11	their	their	PRON
ejif-4104	20	12	relationship	relationship	NOUN
ejif-4104	20	13	as	as	ADP
ejif-4104	20	14	the	the	DET
ejif-4104	20	15	shareholders	shareholder	NOUN
ejif-4104	20	16	of	of	ADP
ejif-4104	20	17	musharakah	musharakah	PROPN
ejif-4104	20	18	jv	jv	PROPN
ejif-4104	20	19	in	in	ADP
ejif-4104	20	20	the	the	DET
ejif-4104	20	21	jv	jv	PROPN
ejif-4104	20	22	agreement	agreement	NOUN
ejif-4104	20	23	.	.	PUNCT
ejif-4104	21	1	both	both	DET
ejif-4104	21	2	jv	jv	NOUN
ejif-4104	21	3	partners	partner	NOUN
ejif-4104	21	4	shall	shall	AUX
ejif-4104	21	5	be	be	AUX
ejif-4104	21	6	represented	represent	VERB
ejif-4104	21	7	in	in	ADP
ejif-4104	21	8	the	the	DET
ejif-4104	21	9	jv	jv	NOUN
ejif-4104	21	10	’s	’s	PART
ejif-4104	21	11	joint	joint	PROPN
ejif-4104	21	12	management	management	NOUN
ejif-4104	21	13	committee	committee	NOUN
ejif-4104	21	14	(	(	PUNCT
ejif-4104	21	15	“	"	PUNCT
ejif-4104	21	16	jmc	jmc	PROPN
ejif-4104	21	17	”	"	PUNCT
ejif-4104	21	18	)	)	PUNCT
ejif-4104	21	19	.	.	PUNCT
ejif-4104	22	1	this	this	DET
ejif-4104	22	2	arrangement	arrangement	NOUN
ejif-4104	22	3	will	will	AUX
ejif-4104	22	4	entail	entail	VERB
ejif-4104	22	5	both	both	DET
ejif-4104	22	6	parties	party	NOUN
ejif-4104	22	7	jointly	jointly	ADV
ejif-4104	22	8	sharullizuannizam	sharullizuannizam	VERB
ejif-4104	22	9	salehuddin	salehuddin	VERB
ejif-4104	22	10	,	,	PUNCT
ejif-4104	22	11	(	(	PUNCT
ejif-4104	22	12	universiti	universiti	PROPN
ejif-4104	22	13	sains	sain	VERB
ejif-4104	22	14	islam	islam	PROPN
ejif-4104	22	15	malaysia	malaysia	PROPN
ejif-4104	22	16	,	,	PUNCT
ejif-4104	22	17	affin	affin	VERB
ejif-4104	22	18	islamic	islamic	PROPN
ejif-4104	22	19	bank	bank	PROPN
ejif-4104	22	20	berhad	berhad	PROPN
ejif-4104	22	21	)	)	PUNCT
ejif-4104	22	22	;	;	PUNCT
ejif-4104	23	1	azrul	azrul	PROPN
ejif-4104	23	2	azlan	azlan	PROPN
ejif-4104	23	3	iskandar	iskandar	PROPN
ejif-4104	23	4	mirza	mirza	PROPN
ejif-4104	23	5	(	(	PUNCT
ejif-4104	23	6	universiti	universiti	PROPN
ejif-4104	23	7	sains	sain	VERB
ejif-4104	23	8	islam	islam	PROPN
ejif-4104	23	9	malaysia	malaysia	PROPN
ejif-4104	23	10	)	)	PUNCT
ejif-4104	23	11	;	;	PUNCT
ejif-4104	23	12	and	and	CCONJ
ejif-4104	23	13	ahmad	ahmad	PROPN
ejif-4104	23	14	saufe	saufe	PROPN
ejif-4104	23	15	nawi	nawi	PROPN
ejif-4104	23	16	(	(	PUNCT
ejif-4104	23	17	export	export	NOUN
ejif-4104	23	18	-	-	PUNCT
ejif-4104	23	19	import	import	NOUN
ejif-4104	23	20	bank	bank	PROPN
ejif-4104	23	21	of	of	ADP
ejif-4104	23	22	malaysia	malaysia	PROPN
ejif-4104	23	23	)	)	PUNCT
ejif-4104	23	24	ejif	ejif	PROPN
ejif-4104	23	25	–	–	PUNCT
ejif-4104	23	26	european	european	PROPN
ejif-4104	23	27	journal	journal	PROPN
ejif-4104	23	28	of	of	ADP
ejif-4104	23	29	islamic	islamic	PROPN
ejif-4104	23	30	finance	finance	PROPN
ejif-4104	23	31	second	second	ADJ
ejif-4104	23	32	special	special	ADJ
ejif-4104	23	33	issue	issue	NOUN
ejif-4104	23	34	for	for	ADP
ejif-4104	23	35	ejif	ejif	PROPN
ejif-4104	23	36	workshop	workshop	PROPN
ejif-4104	23	37	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4104	23	38	issn	issn	PROPN
ejif-4104	23	39	2421	2421	NUM
ejif-4104	23	40	-	-	SYM
ejif-4104	23	41	2172	2172	NUM
ejif-4104	23	42	2	2	NUM
ejif-4104	23	43	contributing	contributing	NOUN
ejif-4104	23	44	capital	capital	NOUN
ejif-4104	23	45	in	in	ADP
ejif-4104	23	46	the	the	DET
ejif-4104	23	47	jv	jv	PROPN
ejif-4104	23	48	agreement	agreement	NOUN
ejif-4104	23	49	.	.	PUNCT
ejif-4104	24	1	bank	bank	PROPN
ejif-4104	24	2	a	a	PROPN
ejif-4104	24	3	,	,	PUNCT
ejif-4104	24	4	through	through	ADP
ejif-4104	24	5	its	its	PRON
ejif-4104	24	6	bank	bank	NOUN
ejif-4104	24	7	a	a	DET
ejif-4104	24	8	spv	spv	NOUN
ejif-4104	24	9	,	,	PUNCT
ejif-4104	24	10	will	will	AUX
ejif-4104	24	11	take	take	VERB
ejif-4104	24	12	up	up	ADP
ejif-4104	24	13	majority	majority	NOUN
ejif-4104	24	14	/	/	SYM
ejif-4104	24	15	controlling	control	VERB
ejif-4104	24	16	stake	stake	NOUN
ejif-4104	24	17	in	in	ADP
ejif-4104	24	18	musharakah	musharakah	PROPN
ejif-4104	24	19	jv	jv	PROPN
ejif-4104	24	20	,	,	PUNCT
ejif-4104	24	21	with	with	SCONJ
ejif-4104	24	22	the	the	DET
ejif-4104	24	23	balance	balance	NOUN
ejif-4104	24	24	to	to	PART
ejif-4104	24	25	be	be	AUX
ejif-4104	24	26	contributed	contribute	VERB
ejif-4104	24	27	by	by	ADP
ejif-4104	24	28	the	the	DET
ejif-4104	24	29	customer	customer	NOUN
ejif-4104	24	30	.	.	PUNCT
ejif-4104	25	1	the	the	DET
ejif-4104	25	2	purpose	purpose	NOUN
ejif-4104	25	3	of	of	ADP
ejif-4104	25	4	this	this	DET
ejif-4104	25	5	financing	financing	NOUN
ejif-4104	25	6	is	be	AUX
ejif-4104	25	7	to	to	PART
ejif-4104	25	8	channel	channel	VERB
ejif-4104	25	9	the	the	DET
ejif-4104	25	10	funding	funding	NOUN
ejif-4104	25	11	direct	direct	ADJ
ejif-4104	25	12	to	to	ADP
ejif-4104	25	13	the	the	DET
ejif-4104	25	14	project	project	NOUN
ejif-4104	25	15	or	or	CCONJ
ejif-4104	25	16	business	business	NOUN
ejif-4104	25	17	undertaking	undertaking	NOUN
ejif-4104	25	18	with	with	ADP
ejif-4104	25	19	bank	bank	PROPN
ejif-4104	25	20	a	a	DET
ejif-4104	25	21	spv	spv	NOUN
ejif-4104	25	22	via	via	ADP
ejif-4104	25	23	jmc	jmc	PROPN
ejif-4104	25	24	having	have	VERB
ejif-4104	25	25	the	the	DET
ejif-4104	25	26	rights	right	NOUN
ejif-4104	25	27	to	to	PART
ejif-4104	25	28	observe	observe	VERB
ejif-4104	25	29	and	and	CCONJ
ejif-4104	25	30	monitor	monitor	VERB
ejif-4104	25	31	regarding	regard	VERB
ejif-4104	25	32	the	the	DET
ejif-4104	25	33	business	business	NOUN
ejif-4104	25	34	and	and	CCONJ
ejif-4104	25	35	non	non	ADJ
ejif-4104	25	36	-	-	ADJ
ejif-4104	25	37	business	business	ADJ
ejif-4104	25	38	aspects	aspect	NOUN
ejif-4104	25	39	of	of	ADP
ejif-4104	25	40	the	the	DET
ejif-4104	25	41	jv	jv	NOUN
ejif-4104	25	42	.	.	PROPN
ejif-4104	26	1	based	base	VERB
ejif-4104	26	2	on	on	ADP
ejif-4104	26	3	the	the	DET
ejif-4104	26	4	simple	simple	ADJ
ejif-4104	26	5	product	product	NOUN
ejif-4104	26	6	arrangement	arrangement	NOUN
ejif-4104	26	7	,	,	PUNCT
ejif-4104	26	8	which	which	PRON
ejif-4104	26	9	have	have	AUX
ejif-4104	26	10	been	be	AUX
ejif-4104	26	11	identified	identify	VERB
ejif-4104	26	12	from	from	ADP
ejif-4104	26	13	this	this	DET
ejif-4104	26	14	product	product	NOUN
ejif-4104	26	15	are	be	AUX
ejif-4104	26	16	as	as	SCONJ
ejif-4104	26	17	follows	follow	VERB
ejif-4104	26	18	:	:	PUNCT
ejif-4104	27	1	a.	a.	NOUN
ejif-4104	27	2	possibility	possibility	NOUN
ejif-4104	27	3	of	of	ADP
ejif-4104	27	4	having	have	VERB
ejif-4104	27	5	higher	high	ADJ
ejif-4104	27	6	net	net	ADJ
ejif-4104	27	7	margin	margin	NOUN
ejif-4104	27	8	the	the	DET
ejif-4104	27	9	return	return	NOUN
ejif-4104	27	10	from	from	ADP
ejif-4104	27	11	musharakah	musharakah	PROPN
ejif-4104	27	12	based	base	VERB
ejif-4104	27	13	products	product	NOUN
ejif-4104	27	14	is	be	AUX
ejif-4104	27	15	higher	high	ADJ
ejif-4104	27	16	than	than	ADP
ejif-4104	27	17	those	those	PRON
ejif-4104	27	18	provided	provide	VERB
ejif-4104	27	19	under	under	ADP
ejif-4104	27	20	the	the	DET
ejif-4104	27	21	normal	normal	ADJ
ejif-4104	27	22	debt	debt	NOUN
ejif-4104	27	23	financing	financing	NOUN
ejif-4104	27	24	arrangement	arrangement	NOUN
ejif-4104	27	25	due	due	ADP
ejif-4104	27	26	to	to	ADP
ejif-4104	27	27	the	the	DET
ejif-4104	27	28	inherent	inherent	ADJ
ejif-4104	27	29	higher	high	ADJ
ejif-4104	27	30	risk	risk	NOUN
ejif-4104	27	31	involved	involve	VERB
ejif-4104	27	32	.	.	PUNCT
ejif-4104	28	1	the	the	DET
ejif-4104	28	2	bank	bank	NOUN
ejif-4104	28	3	shall	shall	AUX
ejif-4104	28	4	share	share	VERB
ejif-4104	28	5	control	control	NOUN
ejif-4104	28	6	over	over	ADP
ejif-4104	28	7	the	the	DET
ejif-4104	28	8	management	management	NOUN
ejif-4104	28	9	of	of	ADP
ejif-4104	28	10	the	the	DET
ejif-4104	28	11	project	project	NOUN
ejif-4104	28	12	via	via	ADP
ejif-4104	28	13	representative	representative	NOUN
ejif-4104	28	14	in	in	ADP
ejif-4104	28	15	jmc	jmc	PROPN
ejif-4104	28	16	.	.	PUNCT
ejif-4104	29	1	b.	b.	PROPN
ejif-4104	29	2	high	high	PROPN
ejif-4104	29	3	return	return	VERB
ejif-4104	29	4	the	the	DET
ejif-4104	29	5	bank	bank	NOUN
ejif-4104	29	6	has	have	VERB
ejif-4104	29	7	opportunities	opportunity	NOUN
ejif-4104	29	8	to	to	PART
ejif-4104	29	9	earn	earn	VERB
ejif-4104	29	10	higher	high	ADJ
ejif-4104	29	11	return	return	NOUN
ejif-4104	29	12	through	through	ADP
ejif-4104	29	13	sharing	sharing	NOUN
ejif-4104	29	14	of	of	ADP
ejif-4104	29	15	the	the	DET
ejif-4104	29	16	profits	profit	NOUN
ejif-4104	29	17	as	as	ADP
ejif-4104	29	18	high	high	ADJ
ejif-4104	29	19	risk	risk	NOUN
ejif-4104	29	20	and	and	CCONJ
ejif-4104	29	21	high	high	ADJ
ejif-4104	29	22	return	return	NOUN
ejif-4104	29	23	.	.	PUNCT
ejif-4104	30	1	c.	c.	NOUN
ejif-4104	30	2	minimization	minimization	PROPN
ejif-4104	30	3	of	of	ADP
ejif-4104	30	4	capital	capital	NOUN
ejif-4104	30	5	leakage	leakage	NOUN
ejif-4104	30	6	compared	compare	VERB
ejif-4104	30	7	to	to	ADP
ejif-4104	30	8	the	the	DET
ejif-4104	30	9	current	current	ADJ
ejif-4104	30	10	financing	financing	NOUN
ejif-4104	30	11	arrangement	arrangement	NOUN
ejif-4104	30	12	where	where	SCONJ
ejif-4104	30	13	financing	financing	NOUN
ejif-4104	30	14	is	be	AUX
ejif-4104	30	15	extended	extend	VERB
ejif-4104	30	16	to	to	ADP
ejif-4104	30	17	the	the	DET
ejif-4104	30	18	owners	owner	NOUN
ejif-4104	30	19	of	of	ADP
ejif-4104	30	20	the	the	DET
ejif-4104	30	21	business	business	NOUN
ejif-4104	30	22	venture	venture	NOUN
ejif-4104	30	23	/	/	SYM
ejif-4104	30	24	projects	project	NOUN
ejif-4104	30	25	,	,	PUNCT
ejif-4104	30	26	direct	direct	ADJ
ejif-4104	30	27	project	project	NOUN
ejif-4104	30	28	/	/	SYM
ejif-4104	30	29	business	business	NOUN
ejif-4104	30	30	financing	financing	NOUN
ejif-4104	30	31	can	can	AUX
ejif-4104	30	32	minimize	minimize	VERB
ejif-4104	30	33	capital	capital	NOUN
ejif-4104	30	34	leakage	leakage	NOUN
ejif-4104	30	35	through	through	ADP
ejif-4104	30	36	active	active	ADJ
ejif-4104	30	37	participation	participation	NOUN
ejif-4104	30	38	in	in	ADP
ejif-4104	30	39	the	the	DET
ejif-4104	30	40	project	project	NOUN
ejif-4104	30	41	management	management	NOUN
ejif-4104	30	42	.	.	PUNCT
ejif-4104	31	1	d.	d.	PROPN
ejif-4104	31	2	more	more	ADV
ejif-4104	31	3	acceptable	acceptable	ADJ
ejif-4104	31	4	proposition	proposition	NOUN
ejif-4104	31	5	to	to	ADP
ejif-4104	31	6	investors	investor	NOUN
ejif-4104	31	7	from	from	ADP
ejif-4104	31	8	middle	middle	PROPN
ejif-4104	31	9	east	east	PROPN
ejif-4104	31	10	musharakah	musharakah	PROPN
ejif-4104	31	11	provides	provide	VERB
ejif-4104	31	12	an	an	DET
ejif-4104	31	13	alternative	alternative	ADJ
ejif-4104	31	14	investment	investment	NOUN
ejif-4104	31	15	,	,	PUNCT
ejif-4104	31	16	which	which	PRON
ejif-4104	31	17	will	will	AUX
ejif-4104	31	18	cater	cater	VERB
ejif-4104	31	19	for	for	ADP
ejif-4104	31	20	islamic	islamic	ADJ
ejif-4104	31	21	investors	investor	NOUN
ejif-4104	31	22	and	and	CCONJ
ejif-4104	31	23	partners	partner	NOUN
ejif-4104	31	24	,	,	PUNCT
ejif-4104	31	25	especially	especially	ADV
ejif-4104	31	26	from	from	ADP
ejif-4104	31	27	the	the	DET
ejif-4104	31	28	gulf	gulf	PROPN
ejif-4104	31	29	cooperation	cooperation	NOUN
ejif-4104	31	30	country	country	NOUN
ejif-4104	31	31	(	(	PUNCT
ejif-4104	31	32	gcc	gcc	NOUN
ejif-4104	31	33	)	)	PUNCT
ejif-4104	31	34	,	,	PUNCT
ejif-4104	31	35	who	who	PRON
ejif-4104	31	36	might	might	AUX
ejif-4104	31	37	be	be	AUX
ejif-4104	31	38	reluctant	reluctant	ADJ
ejif-4104	31	39	to	to	PART
ejif-4104	31	40	invest	invest	VERB
ejif-4104	31	41	in	in	ADP
ejif-4104	31	42	conventional	conventional	ADJ
ejif-4104	31	43	or	or	CCONJ
ejif-4104	31	44	current	current	ADJ
ejif-4104	31	45	debt	debt	NOUN
ejif-4104	31	46	-	-	PUNCT
ejif-4104	31	47	based	base	VERB
ejif-4104	31	48	financing	financing	NOUN
ejif-4104	31	49	schemes	scheme	NOUN
ejif-4104	31	50	.	.	PUNCT
ejif-4104	32	1	musharakah	musharakah	PROPN
ejif-4104	32	2	concept	concept	NOUN
ejif-4104	32	3	is	be	AUX
ejif-4104	32	4	the	the	DET
ejif-4104	32	5	most	most	ADV
ejif-4104	32	6	preferred	preferred	ADJ
ejif-4104	32	7	and	and	CCONJ
ejif-4104	32	8	globally	globally	ADV
ejif-4104	32	9	accepted	accept	VERB
ejif-4104	32	10	islamic	islamic	ADJ
ejif-4104	32	11	financing	financing	NOUN
ejif-4104	32	12	structure	structure	NOUN
ejif-4104	32	13	.	.	PUNCT
ejif-4104	33	1	the	the	DET
ejif-4104	33	2	bank	bank	NOUN
ejif-4104	33	3	can	can	AUX
ejif-4104	33	4	attract	attract	VERB
ejif-4104	33	5	these	these	DET
ejif-4104	33	6	investors	investor	NOUN
ejif-4104	33	7	to	to	PART
ejif-4104	33	8	participate	participate	VERB
ejif-4104	33	9	in	in	ADP
ejif-4104	33	10	similar	similar	ADJ
ejif-4104	33	11	risk	risk	NOUN
ejif-4104	33	12	sharing	sharing	NOUN
ejif-4104	33	13	arrangements	arrangement	NOUN
ejif-4104	33	14	through	through	ADP
ejif-4104	33	15	the	the	DET
ejif-4104	33	16	creation	creation	NOUN
ejif-4104	33	17	of	of	ADP
ejif-4104	33	18	islamic	islamic	ADJ
ejif-4104	33	19	syndication	syndication	NOUN
ejif-4104	33	20	to	to	PART
ejif-4104	33	21	support	support	VERB
ejif-4104	33	22	the	the	DET
ejif-4104	33	23	financing	financing	NOUN
ejif-4104	33	24	made	make	VERB
ejif-4104	33	25	into	into	ADP
ejif-4104	33	26	jvs	jvs	PROPN
ejif-4104	33	27	.	.	PUNCT
ejif-4104	34	1	since	since	SCONJ
ejif-4104	34	2	the	the	DET
ejif-4104	34	3	product	product	NOUN
ejif-4104	34	4	requires	require	VERB
ejif-4104	34	5	a	a	DET
ejif-4104	34	6	degree	degree	NOUN
ejif-4104	34	7	of	of	ADP
ejif-4104	34	8	sophistication	sophistication	NOUN
ejif-4104	34	9	from	from	ADP
ejif-4104	34	10	the	the	DET
ejif-4104	34	11	investors	investor	NOUN
ejif-4104	34	12	,	,	PUNCT
ejif-4104	34	13	it	it	PRON
ejif-4104	34	14	is	be	AUX
ejif-4104	34	15	intended	intend	VERB
ejif-4104	34	16	for	for	ADP
ejif-4104	34	17	the	the	DET
ejif-4104	34	18	product	product	NOUN
ejif-4104	34	19	to	to	PART
ejif-4104	34	20	initially	initially	ADV
ejif-4104	34	21	,	,	PUNCT
ejif-4104	34	22	be	be	AUX
ejif-4104	34	23	marked	mark	VERB
ejif-4104	34	24	to	to	ADP
ejif-4104	34	25	targeted	target	VERB
ejif-4104	34	26	groups	group	NOUN
ejif-4104	34	27	of	of	ADP
ejif-4104	34	28	customers	customer	NOUN
ejif-4104	34	29	as	as	ADP
ejif-4104	34	30	per	per	ADP
ejif-4104	34	31	matrix	matrix	NOUN
ejif-4104	34	32	below	below	ADP
ejif-4104	34	33	:	:	PUNCT
ejif-4104	34	34	iii	iii	X
ejif-4104	34	35	.	.	PUNCT
ejif-4104	34	36	risk	risk	NOUN
ejif-4104	34	37	analysis	analysis	NOUN
ejif-4104	34	38	a.	a.	NOUN
ejif-4104	34	39	market	market	NOUN
ejif-4104	34	40	risk	risk	VERB
ejif-4104	34	41	the	the	DET
ejif-4104	34	42	most	most	ADV
ejif-4104	34	43	challenging	challenging	ADJ
ejif-4104	34	44	issues	issue	NOUN
ejif-4104	34	45	faced	face	VERB
ejif-4104	34	46	in	in	ADP
ejif-4104	34	47	the	the	DET
ejif-4104	34	48	process	process	NOUN
ejif-4104	34	49	of	of	ADP
ejif-4104	34	50	the	the	DET
ejif-4104	34	51	implementation	implementation	NOUN
ejif-4104	34	52	islamic	islamic	ADJ
ejif-4104	34	53	financial	financial	ADJ
ejif-4104	34	54	system	system	NOUN
ejif-4104	34	55	is	be	AUX
ejif-4104	34	56	the	the	DET
ejif-4104	34	57	development	development	NOUN
ejif-4104	34	58	of	of	ADP
ejif-4104	34	59	musharakah	musharakah	PROPN
ejif-4104	34	60	instrument	instrument	NOUN
ejif-4104	34	61	that	that	PRON
ejif-4104	34	62	can	can	AUX
ejif-4104	34	63	provide	provide	VERB
ejif-4104	34	64	the	the	DET
ejif-4104	34	65	investors	investor	NOUN
ejif-4104	34	66	a	a	DET
ejif-4104	34	67	sufficient	sufficient	ADJ
ejif-4104	34	68	degree	degree	NOUN
ejif-4104	34	69	of	of	ADP
ejif-4104	34	70	liquidity	liquidity	NOUN
ejif-4104	34	71	,	,	PUNCT
ejif-4104	34	72	security	security	NOUN
ejif-4104	34	73	and	and	CCONJ
ejif-4104	34	74	profitability	profitability	NOUN
ejif-4104	34	75	to	to	PART
ejif-4104	34	76	encourage	encourage	VERB
ejif-4104	34	77	their	their	PRON
ejif-4104	34	78	holding	holding	NOUN
ejif-4104	34	79	.	.	PUNCT
ejif-4104	35	1	generally	generally	ADV
ejif-4104	35	2	,	,	PUNCT
ejif-4104	35	3	musharakah	musharakah	PROPN
ejif-4104	35	4	represents	represent	VERB
ejif-4104	35	5	a	a	DET
ejif-4104	35	6	position	position	NOUN
ejif-4104	35	7	in	in	ADP
ejif-4104	35	8	real	real	ADJ
ejif-4104	35	9	assets	asset	NOUN
ejif-4104	35	10	and	and	CCONJ
ejif-4104	35	11	having	have	VERB
ejif-4104	35	12	risk	risk	NOUN
ejif-4104	35	13	bearing	bear	VERB
ejif-4104	35	14	characteristics	characteristic	NOUN
ejif-4104	35	15	whose	whose	DET
ejif-4104	35	16	rate	rate	NOUN
ejif-4104	35	17	of	of	ADP
ejif-4104	35	18	return	return	NOUN
ejif-4104	35	19	is	be	AUX
ejif-4104	35	20	variable	variable	ADJ
ejif-4104	35	21	and	and	CCONJ
ejif-4104	35	22	tied	tie	VERB
ejif-4104	35	23	to	to	ADP
ejif-4104	35	24	the	the	DET
ejif-4104	35	25	performance	performance	NOUN
ejif-4104	35	26	of	of	ADP
ejif-4104	35	27	the	the	DET
ejif-4104	35	28	asset	asset	NOUN
ejif-4104	35	29	is	be	AUX
ejif-4104	35	30	considered	consider	VERB
ejif-4104	35	31	acceptable	acceptable	ADJ
ejif-4104	35	32	in	in	ADP
ejif-4104	35	33	the	the	DET
ejif-4104	35	34	islamic	islamic	ADJ
ejif-4104	35	35	system	system	NOUN
ejif-4104	35	36	.	.	PUNCT
ejif-4104	36	1			NOUN
ejif-4104	36	2	risk	risk	NOUN
ejif-4104	36	3	mitigation	mitigation	NOUN
ejif-4104	36	4	o	o	X
ejif-4104	36	5	pre	pre	ADJ
ejif-4104	36	6	-	-	ADJ
ejif-4104	36	7	emptive	emptive	ADJ
ejif-4104	36	8	the	the	DET
ejif-4104	36	9	financing	financing	NOUN
ejif-4104	36	10	(	(	PUNCT
ejif-4104	36	11	credit	credit	NOUN
ejif-4104	36	12	)	)	PUNCT
ejif-4104	36	13	paper	paper	NOUN
ejif-4104	36	14	submitted	submit	VERB
ejif-4104	36	15	by	by	ADP
ejif-4104	36	16	bank	bank	PROPN
ejif-4104	37	1	a	a	DET
ejif-4104	37	2	’s	’s	NOUN
ejif-4104	37	3	personnel	personnel	NOUN
ejif-4104	37	4	to	to	ADP
ejif-4104	37	5	its	its	PRON
ejif-4104	37	6	internal	internal	ADJ
ejif-4104	37	7	financing	financing	NOUN
ejif-4104	37	8	approving	approve	VERB
ejif-4104	37	9	authorities	authority	NOUN
ejif-4104	37	10	(	(	PUNCT
ejif-4104	37	11	i.e.	i.e.	X
ejif-4104	37	12	board	board	NOUN
ejif-4104	37	13	of	of	ADP
ejif-4104	37	14	directors	director	NOUN
ejif-4104	37	15	)	)	PUNCT
ejif-4104	37	16	should	should	AUX
ejif-4104	37	17	include	include	VERB
ejif-4104	37	18	the	the	DET
ejif-4104	37	19	project	project	NOUN
ejif-4104	37	20	cash	cash	NOUN
ejif-4104	37	21	-	-	PUNCT
ejif-4104	37	22	flow	flow	NOUN
ejif-4104	37	23	evaluation	evaluation	NOUN
ejif-4104	37	24	using	use	VERB
ejif-4104	37	25	corporate	corporate	ADJ
ejif-4104	37	26	finance	finance	NOUN
ejif-4104	37	27	approach	approach	NOUN
ejif-4104	37	28	(	(	PUNCT
ejif-4104	37	29	using	use	VERB
ejif-4104	37	30	net	net	ADJ
ejif-4104	37	31	present	present	ADJ
ejif-4104	37	32	value	value	NOUN
ejif-4104	37	33	(	(	PUNCT
ejif-4104	37	34	npv	npv	NOUN
ejif-4104	37	35	)	)	PUNCT
ejif-4104	37	36	,	,	PUNCT
ejif-4104	37	37	internal	internal	ADJ
ejif-4104	37	38	rate	rate	NOUN
ejif-4104	37	39	of	of	ADP
ejif-4104	37	40	return	return	NOUN
ejif-4104	37	41	(	(	PUNCT
ejif-4104	37	42	irr	irr	PROPN
ejif-4104	37	43	)	)	PUNCT
ejif-4104	37	44	,	,	PUNCT
ejif-4104	37	45	discounted	discount	VERB
ejif-4104	37	46	cash	cash	NOUN
ejif-4104	37	47	flow	flow	NOUN
ejif-4104	37	48	(	(	PUNCT
ejif-4104	37	49	dcf	dcf	NOUN
ejif-4104	37	50	)	)	PUNCT
ejif-4104	37	51	valuation	valuation	NOUN
ejif-4104	37	52	)	)	PUNCT
ejif-4104	37	53	to	to	PART
ejif-4104	37	54	investigate	investigate	VERB
ejif-4104	37	55	its	its	PRON
ejif-4104	37	56	viability	viability	NOUN
ejif-4104	37	57	breakeven	breakeven	NOUN
ejif-4104	37	58	analysis	analysis	NOUN
ejif-4104	37	59	and	and	CCONJ
ejif-4104	37	60	possible	possible	ADJ
ejif-4104	37	61	default	default	NOUN
ejif-4104	37	62	.	.	PUNCT
ejif-4104	38	1	o	o	X
ejif-4104	38	2	post	post	ADJ
ejif-4104	38	3	-	-	ADJ
ejif-4104	38	4	monitoring	monitoring	ADJ
ejif-4104	38	5	measures	measure	NOUN
ejif-4104	38	6	:	:	PUNCT
ejif-4104	38	7	hedging	hedge	VERB
ejif-4104	38	8	instruments	instrument	NOUN
ejif-4104	38	9	in	in	ADP
ejif-4104	38	10	the	the	DET
ejif-4104	38	11	form	form	NOUN
ejif-4104	38	12	of	of	ADP
ejif-4104	38	13	currency	currency	NOUN
ejif-4104	38	14	markets	market	NOUN
ejif-4104	38	15	should	should	AUX
ejif-4104	38	16	be	be	AUX
ejif-4104	38	17	put	put	VERB
ejif-4104	38	18	place	place	NOUN
ejif-4104	38	19	.	.	PUNCT
ejif-4104	39	1	b.	b.	NOUN
ejif-4104	39	2	credit	credit	NOUN
ejif-4104	39	3	risk	risk	NOUN
ejif-4104	39	4	in	in	ADP
ejif-4104	39	5	musharakah	musharakah	ADJ
ejif-4104	39	6	financing	financing	NOUN
ejif-4104	39	7	,	,	PUNCT
ejif-4104	39	8	banks	bank	NOUN
ejif-4104	39	9	restrict	restrict	VERB
ejif-4104	39	10	their	their	PRON
ejif-4104	39	11	role	role	NOUN
ejif-4104	39	12	in	in	ADP
ejif-4104	39	13	the	the	DET
ejif-4104	39	14	monitoring	monitoring	NOUN
ejif-4104	39	15	of	of	ADP
ejif-4104	39	16	a	a	DET
ejif-4104	39	17	company	company	NOUN
ejif-4104	39	18	’s	’s	PART
ejif-4104	39	19	performance	performance	NOUN
ejif-4104	39	20	without	without	ADP
ejif-4104	39	21	interfering	interfere	VERB
ejif-4104	39	22	too	too	ADV
ejif-4104	39	23	much	much	ADJ
ejif-4104	39	24	both	both	DET
ejif-4104	39	25	its	its	PRON
ejif-4104	39	26	partner	partner	NOUN
ejif-4104	39	27	’s	’s	PART
ejif-4104	39	28	both	both	DET
ejif-4104	39	29	management	management	NOUN
ejif-4104	39	30	and	and	CCONJ
ejif-4104	39	31	confidentiality	confidentiality	NOUN
ejif-4104	39	32	that	that	PRON
ejif-4104	39	33	do	do	AUX
ejif-4104	39	34	not	not	PART
ejif-4104	39	35	relate	relate	VERB
ejif-4104	39	36	to	to	ADP
ejif-4104	39	37	the	the	DET
ejif-4104	39	38	specific	specific	ADJ
ejif-4104	39	39	joint	joint	ADJ
ejif-4104	39	40	venture	venture	NOUN
ejif-4104	39	41	project	project	NOUN
ejif-4104	39	42	.	.	PUNCT
ejif-4104	40	1	the	the	DET
ejif-4104	40	2	finance	finance	NOUN
ejif-4104	40	3	provided	provide	VERB
ejif-4104	40	4	by	by	ADP
ejif-4104	40	5	banks	bank	NOUN
ejif-4104	40	6	too	too	ADV
ejif-4104	40	7	is	be	AUX
ejif-4104	40	8	also	also	ADV
ejif-4104	40	9	not	not	PART
ejif-4104	40	10	a	a	DET
ejif-4104	40	11	part	part	NOUN
ejif-4104	40	12	of	of	ADP
ejif-4104	40	13	the	the	DET
ejif-4104	40	14	permanent	permanent	ADJ
ejif-4104	40	15	capital	capital	NOUN
ejif-4104	40	16	of	of	ADP
ejif-4104	40	17	a	a	DET
ejif-4104	40	18	company	company	NOUN
ejif-4104	40	19	,	,	PUNCT
ejif-4104	40	20	though	though	SCONJ
ejif-4104	40	21	there	there	PRON
ejif-4104	40	22	is	be	VERB
ejif-4104	40	23	no	no	DET
ejif-4104	40	24	legal	legal	ADJ
ejif-4104	40	25	restriction	restriction	NOUN
ejif-4104	40	26	for	for	SCONJ
ejif-4104	40	27	banks	bank	NOUN
ejif-4104	40	28	to	to	PART
ejif-4104	40	29	finance	finance	VERB
ejif-4104	40	30	the	the	DET
ejif-4104	40	31	working	work	VERB
ejif-4104	40	32	capital	capital	NOUN
ejif-4104	40	33	needs	need	NOUN
ejif-4104	40	34	of	of	ADP
ejif-4104	40	35	a	a	DET
ejif-4104	40	36	company	company	NOUN
ejif-4104	40	37	in	in	ADP
ejif-4104	40	38	the	the	DET
ejif-4104	40	39	form	form	NOUN
ejif-4104	40	40	of	of	ADP
ejif-4104	40	41	equity	equity	NOUN
ejif-4104	40	42	or	or	CCONJ
ejif-4104	40	43	capital	capital	NOUN
ejif-4104	40	44	participation	participation	NOUN
ejif-4104	40	45	if	if	SCONJ
ejif-4104	40	46	it	it	PRON
ejif-4104	40	47	is	be	AUX
ejif-4104	40	48	manually	manually	ADV
ejif-4104	40	49	agreed	agree	VERB
ejif-4104	40	50	between	between	ADP
ejif-4104	40	51	them	they	PRON
ejif-4104	40	52	.	.	PUNCT
ejif-4104	41	1	the	the	DET
ejif-4104	41	2	decision	decision	NOUN
ejif-4104	41	3	whether	whether	SCONJ
ejif-4104	41	4	to	to	PART
ejif-4104	41	5	involve	involve	VERB
ejif-4104	41	6	in	in	ADP
ejif-4104	41	7	a	a	DET
ejif-4104	41	8	musharakah	musharakah	ADJ
ejif-4104	41	9	arrangement	arrangement	NOUN
ejif-4104	41	10	with	with	ADP
ejif-4104	41	11	a	a	DET
ejif-4104	41	12	company	company	NOUN
ejif-4104	41	13	is	be	AUX
ejif-4104	41	14	based	base	VERB
ejif-4104	41	15	on	on	ADP
ejif-4104	41	16	time	time	NOUN
ejif-4104	41	17	-	-	PUNCT
ejif-4104	41	18	honoured	honour	VERB
ejif-4104	41	19	and	and	CCONJ
ejif-4104	41	20	prudent	prudent	ADJ
ejif-4104	41	21	practices	practice	NOUN
ejif-4104	41	22	observed	observe	VERB
ejif-4104	41	23	by	by	ADP
ejif-4104	41	24	banks	bank	NOUN
ejif-4104	41	25	all	all	ADV
ejif-4104	41	26	over	over	ADP
ejif-4104	41	27	the	the	DET
ejif-4104	41	28	world	world	NOUN
ejif-4104	41	29	.	.	PUNCT
ejif-4104	42	1	efficient	efficient	ADJ
ejif-4104	42	2	management	management	NOUN
ejif-4104	42	3	,	,	PUNCT
ejif-4104	42	4	commitment	commitment	NOUN
ejif-4104	42	5	worthiness	worthiness	NOUN
ejif-4104	42	6	and	and	CCONJ
ejif-4104	42	7	a	a	DET
ejif-4104	42	8	good	good	ADJ
ejif-4104	42	9	performance	performance	NOUN
ejif-4104	42	10	record	record	NOUN
ejif-4104	42	11	are	be	AUX
ejif-4104	42	12	some	some	PRON
ejif-4104	42	13	of	of	ADP
ejif-4104	42	14	the	the	DET
ejif-4104	42	15	most	most	ADV
ejif-4104	42	16	important	important	ADJ
ejif-4104	42	17	criteria	criterion	NOUN
ejif-4104	42	18	where	where	SCONJ
ejif-4104	42	19	a	a	DET
ejif-4104	42	20	decision	decision	NOUN
ejif-4104	42	21	is	be	AUX
ejif-4104	42	22	normally	normally	ADV
ejif-4104	42	23	taken	take	VERB
ejif-4104	42	24	.	.	PUNCT
ejif-4104	43	1	however	however	ADV
ejif-4104	43	2	,	,	PUNCT
ejif-4104	43	3	in	in	ADP
ejif-4104	43	4	cases	case	NOUN
ejif-4104	43	5	of	of	ADP
ejif-4104	43	6	new	new	ADJ
ejif-4104	43	7	companies	company	NOUN
ejif-4104	43	8	,	,	PUNCT
ejif-4104	43	9	banks	bank	NOUN
ejif-4104	43	10	have	have	VERB
ejif-4104	43	11	to	to	PART
ejif-4104	43	12	exercise	exercise	VERB
ejif-4104	43	13	their	their	PRON
ejif-4104	43	14	good	good	ADJ
ejif-4104	43	15	judgement	judgement	NOUN
ejif-4104	43	16	.	.	PUNCT
ejif-4104	44	1	banks	bank	NOUN
ejif-4104	44	2	may	may	AUX
ejif-4104	44	3	adopt	adopt	VERB
ejif-4104	44	4	different	different	ADJ
ejif-4104	44	5	techniques	technique	NOUN
ejif-4104	44	6	in	in	ADP
ejif-4104	44	7	evaluating	evaluate	VERB
ejif-4104	44	8	a	a	DET
ejif-4104	44	9	musharakah	musharakah	ADJ
ejif-4104	44	10	financing	financing	NOUN
ejif-4104	44	11	proposal	proposal	NOUN
ejif-4104	44	12	.	.	PUNCT
ejif-4104	45	1	to	to	PART
ejif-4104	45	2	evaluate	evaluate	VERB
ejif-4104	45	3	the	the	DET
ejif-4104	45	4	profitability	profitability	NOUN
ejif-4104	45	5	of	of	ADP
ejif-4104	45	6	a	a	DET
ejif-4104	45	7	proposal	proposal	NOUN
ejif-4104	45	8	with	with	ADP
ejif-4104	45	9	objectivity	objectivity	NOUN
ejif-4104	45	10	,	,	PUNCT
ejif-4104	45	11	the	the	DET
ejif-4104	45	12	under	under	ADP
ejif-4104	45	13	noted	note	VERB
ejif-4104	45	14	exercise	exercise	NOUN
ejif-4104	45	15	will	will	AUX
ejif-4104	45	16	be	be	AUX
ejif-4104	45	17	found	find	VERB
ejif-4104	45	18	helpful	helpful	ADJ
ejif-4104	45	19	in	in	ADP
ejif-4104	45	20	quantifying	quantify	VERB
ejif-4104	45	21	the	the	DET
ejif-4104	45	22	profit	profit	NOUN
ejif-4104	45	23	performance	performance	NOUN
ejif-4104	45	24	of	of	ADP
ejif-4104	45	25	a	a	DET
ejif-4104	45	26	company	company	NOUN
ejif-4104	45	27	wishing	wish	VERB
ejif-4104	45	28	to	to	PART
ejif-4104	45	29	enter	enter	VERB
ejif-4104	45	30	into	into	ADP
ejif-4104	45	31	a	a	DET
ejif-4104	45	32	profit	profit	NOUN
ejif-4104	45	33	and	and	CCONJ
ejif-4104	45	34	loss	loss	NOUN
ejif-4104	45	35	sharing	sharing	NOUN
ejif-4104	45	36	arrangement	arrangement	NOUN
ejif-4104	45	37	with	with	ADP
ejif-4104	45	38	a	a	DET
ejif-4104	45	39	bank	bank	NOUN
ejif-4104	45	40	.	.	PUNCT
ejif-4104	46	1	profit	profit	NOUN
ejif-4104	46	2	sharing	sharing	NOUN
ejif-4104	46	3	ratios	ratio	NOUN
ejif-4104	46	4	are	be	AUX
ejif-4104	46	5	determined	determine	VERB
ejif-4104	46	6	on	on	ADP
ejif-4104	46	7	the	the	DET
ejif-4104	46	8	basis	basis	NOUN
ejif-4104	46	9	of	of	ADP
ejif-4104	46	10	project	project	NOUN
ejif-4104	46	11	projections	projection	NOUN
ejif-4104	46	12	made	make	VERB
ejif-4104	46	13	by	by	ADP
ejif-4104	46	14	company	company	NOUN
ejif-4104	46	15	in	in	ADP
ejif-4104	46	16	line	line	NOUN
ejif-4104	46	17	with	with	ADP
ejif-4104	46	18	its	its	PRON
ejif-4104	46	19	previous	previous	ADJ
ejif-4104	46	20	performance	performance	NOUN
ejif-4104	46	21	or	or	CCONJ
ejif-4104	46	22	in	in	ADP
ejif-4104	46	23	the	the	DET
ejif-4104	46	24	light	light	NOUN
ejif-4104	46	25	of	of	ADP
ejif-4104	46	26	its	its	PRON
ejif-4104	46	27	justifiable	justifiable	ADJ
ejif-4104	46	28	future	future	ADJ
ejif-4104	46	29	plans	plan	NOUN
ejif-4104	46	30	and	and	CCONJ
ejif-4104	46	31	the	the	DET
ejif-4104	46	32	economic	economic	ADJ
ejif-4104	46	33	climate	climate	NOUN
ejif-4104	46	34	in	in	ADP
ejif-4104	46	35	general	general	ADJ
ejif-4104	46	36	.	.	PUNCT
ejif-4104	47	1	in	in	ADP
ejif-4104	47	2	musharakah	musharakah	PROPN
ejif-4104	47	3	,	,	PUNCT
ejif-4104	47	4	the	the	DET
ejif-4104	47	5	bank	bank	NOUN
ejif-4104	47	6	only	only	ADV
ejif-4104	47	7	provide	provide	VERB
ejif-4104	47	8	funds	fund	NOUN
ejif-4104	47	9	,	,	PUNCT
ejif-4104	47	10	whereas	whereas	SCONJ
ejif-4104	47	11	a	a	DET
ejif-4104	47	12	company	company	NOUN
ejif-4104	47	13	or	or	CCONJ
ejif-4104	47	14	its	its	PRON
ejif-4104	47	15	directors	director	NOUN
ejif-4104	47	16	besides	besides	SCONJ
ejif-4104	47	17	ejif	ejif	PROPN
ejif-4104	47	18	–	–	PUNCT
ejif-4104	47	19	european	european	PROPN
ejif-4104	47	20	journal	journal	PROPN
ejif-4104	47	21	of	of	ADP
ejif-4104	47	22	islamic	islamic	PROPN
ejif-4104	47	23	finance	finance	PROPN
ejif-4104	47	24	second	second	ADJ
ejif-4104	47	25	special	special	ADJ
ejif-4104	47	26	issue	issue	NOUN
ejif-4104	47	27	for	for	ADP
ejif-4104	47	28	ejif	ejif	PROPN
ejif-4104	47	29	workshop	workshop	PROPN
ejif-4104	47	30	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4104	47	31	issn	issn	PROPN
ejif-4104	47	32	2421	2421	NUM
ejif-4104	47	33	-	-	SYM
ejif-4104	47	34	2172	2172	NUM
ejif-4104	47	35	3	3	NUM
ejif-4104	47	36	provide	provide	VERB
ejif-4104	47	37	capital	capital	NOUN
ejif-4104	47	38	use	use	VERB
ejif-4104	47	39	their	their	PRON
ejif-4104	47	40	enterprise	enterprise	NOUN
ejif-4104	47	41	,	,	PUNCT
ejif-4104	47	42	energies	energy	NOUN
ejif-4104	47	43	,	,	PUNCT
ejif-4104	47	44	skills	skill	NOUN
ejif-4104	47	45	,	,	PUNCT
ejif-4104	47	46	expertise	expertise	NOUN
ejif-4104	47	47	and	and	CCONJ
ejif-4104	47	48	connections	connection	NOUN
ejif-4104	47	49	in	in	ADP
ejif-4104	47	50	running	run	VERB
ejif-4104	47	51	the	the	DET
ejif-4104	47	52	business	business	NOUN
ejif-4104	47	53	and	and	CCONJ
ejif-4104	47	54	its	its	PRON
ejif-4104	47	55	affairs	affair	NOUN
ejif-4104	47	56	.	.	PUNCT
ejif-4104	48	1	this	this	DET
ejif-4104	48	2	aspect	aspect	NOUN
ejif-4104	48	3	is	be	AUX
ejif-4104	48	4	given	give	VERB
ejif-4104	48	5	due	due	ADP
ejif-4104	48	6	to	to	ADP
ejif-4104	48	7	its	its	PRON
ejif-4104	48	8	consideration	consideration	NOUN
ejif-4104	48	9	in	in	ADP
ejif-4104	48	10	deciding	decide	VERB
ejif-4104	48	11	the	the	DET
ejif-4104	48	12	profitsharing	profitshare	VERB
ejif-4104	48	13	ratios	ratio	NOUN
ejif-4104	48	14	.	.	PUNCT
ejif-4104	49	1	the	the	DET
ejif-4104	49	2	drawback	drawback	NOUN
ejif-4104	49	3	is	be	AUX
ejif-4104	49	4	that	that	SCONJ
ejif-4104	49	5	projects	project	NOUN
ejif-4104	49	6	for	for	ADP
ejif-4104	49	7	funding	fund	VERB
ejif-4104	49	8	through	through	ADP
ejif-4104	49	9	musharakah	musharakah	NOUN
ejif-4104	49	10	are	be	AUX
ejif-4104	49	11	expected	expect	VERB
ejif-4104	49	12	to	to	PART
ejif-4104	49	13	be	be	AUX
ejif-4104	49	14	selected	select	VERB
ejif-4104	49	15	primarily	primarily	ADV
ejif-4104	49	16	on	on	ADP
ejif-4104	49	17	the	the	DET
ejif-4104	49	18	basis	basis	NOUN
ejif-4104	49	19	of	of	ADP
ejif-4104	49	20	both	both	DET
ejif-4104	49	21	anticipated	anticipate	VERB
ejif-4104	49	22	profitability	profitability	NOUN
ejif-4104	49	23	and	and	CCONJ
ejif-4104	49	24	the	the	DET
ejif-4104	49	25	creditworthiness	creditworthiness	NOUN
ejif-4104	49	26	of	of	ADP
ejif-4104	49	27	the	the	DET
ejif-4104	49	28	partner	partner	NOUN
ejif-4104	49	29	.	.	PUNCT
ejif-4104	50	1	the	the	DET
ejif-4104	50	2	bank	bank	NOUN
ejif-4104	50	3	’s	’s	PART
ejif-4104	50	4	possible	possible	ADJ
ejif-4104	50	5	exposure	exposure	NOUN
ejif-4104	50	6	to	to	ADP
ejif-4104	50	7	credit	credit	NOUN
ejif-4104	50	8	risk	risk	NOUN
ejif-4104	50	9	is	be	AUX
ejif-4104	50	10	also	also	ADV
ejif-4104	50	11	another	another	DET
ejif-4104	50	12	main	main	ADJ
ejif-4104	50	13	reason	reason	NOUN
ejif-4104	50	14	why	why	SCONJ
ejif-4104	50	15	banks	bank	NOUN
ejif-4104	50	16	are	be	AUX
ejif-4104	50	17	hesitant	hesitant	ADJ
ejif-4104	50	18	to	to	PART
ejif-4104	50	19	push	push	VERB
ejif-4104	50	20	musharakah	musharakah	NOUN
ejif-4104	50	21	.	.	PUNCT
ejif-4104	51	1	credit	credit	NOUN
ejif-4104	51	2	risk	risk	NOUN
ejif-4104	51	3	arises	arise	VERB
ejif-4104	51	4	when	when	SCONJ
ejif-4104	51	5	the	the	DET
ejif-4104	51	6	counterparty	counterparty	NOUN
ejif-4104	51	7	fails	fail	VERB
ejif-4104	51	8	to	to	PART
ejif-4104	51	9	meet	meet	VERB
ejif-4104	51	10	its	its	PRON
ejif-4104	51	11	obligations	obligation	NOUN
ejif-4104	51	12	on	on	ADP
ejif-4104	51	13	time	time	NOUN
ejif-4104	51	14	and	and	CCONJ
ejif-4104	51	15	fully	fully	ADV
ejif-4104	51	16	in	in	ADP
ejif-4104	51	17	accordance	accordance	NOUN
ejif-4104	51	18	with	with	ADP
ejif-4104	51	19	the	the	DET
ejif-4104	51	20	agreed	agree	VERB
ejif-4104	51	21	terms	term	NOUN
ejif-4104	51	22	.	.	PUNCT
ejif-4104	52	1	in	in	ADP
ejif-4104	52	2	cases	case	NOUN
ejif-4104	52	3	of	of	ADP
ejif-4104	52	4	defaults	default	NOUN
ejif-4104	52	5	in	in	ADP
ejif-4104	52	6	debt	debt	NOUN
ejif-4104	52	7	contracts	contract	NOUN
ejif-4104	52	8	,	,	PUNCT
ejif-4104	52	9	the	the	DET
ejif-4104	52	10	bank	bank	NOUN
ejif-4104	52	11	can	can	AUX
ejif-4104	52	12	easily	easily	ADV
ejif-4104	52	13	liquidate	liquidate	VERB
ejif-4104	52	14	the	the	DET
ejif-4104	52	15	collateral	collateral	NOUN
ejif-4104	52	16	to	to	PART
ejif-4104	52	17	recover	recover	VERB
ejif-4104	52	18	its	its	PRON
ejif-4104	52	19	principles	principle	NOUN
ejif-4104	52	20	,	,	PUNCT
ejif-4104	52	21	whereas	whereas	SCONJ
ejif-4104	52	22	in	in	ADP
ejif-4104	52	23	equity	equity	NOUN
ejif-4104	52	24	or	or	CCONJ
ejif-4104	52	25	capital	capital	NOUN
ejif-4104	52	26	financing	financing	NOUN
ejif-4104	52	27	of	of	ADP
ejif-4104	52	28	the	the	DET
ejif-4104	52	29	assets	asset	NOUN
ejif-4104	52	30	and	and	CCONJ
ejif-4104	52	31	recovering	recover	VERB
ejif-4104	52	32	returns	return	NOUN
ejif-4104	52	33	is	be	AUX
ejif-4104	52	34	through	through	ADP
ejif-4104	52	35	the	the	DET
ejif-4104	52	36	sale	sale	NOUN
ejif-4104	52	37	of	of	ADP
ejif-4104	52	38	its	its	PRON
ejif-4104	52	39	share	share	NOUN
ejif-4104	52	40	in	in	ADP
ejif-4104	52	41	the	the	DET
ejif-4104	52	42	project	project	NOUN
ejif-4104	52	43	at	at	ADP
ejif-4104	52	44	the	the	DET
ejif-4104	52	45	appropriate	appropriate	ADJ
ejif-4104	52	46	time	time	NOUN
ejif-4104	52	47	.	.	PUNCT
ejif-4104	53	1	unfortunately	unfortunately	ADV
ejif-4104	53	2	,	,	PUNCT
ejif-4104	53	3	to	to	PART
ejif-4104	53	4	dispose	dispose	VERB
ejif-4104	53	5	the	the	DET
ejif-4104	53	6	asset	asset	NOUN
ejif-4104	53	7	at	at	ADP
ejif-4104	53	8	a	a	DET
ejif-4104	53	9	fair	fair	ADJ
ejif-4104	53	10	price	price	NOUN
ejif-4104	53	11	is	be	AUX
ejif-4104	53	12	not	not	PART
ejif-4104	53	13	easy	easy	ADJ
ejif-4104	53	14	.	.	PUNCT
ejif-4104	54	1	then	then	ADV
ejif-4104	54	2	,	,	PUNCT
ejif-4104	54	3	even	even	ADV
ejif-4104	54	4	with	with	ADP
ejif-4104	54	5	strong	strong	ADJ
ejif-4104	54	6	monitoring	monitoring	NOUN
ejif-4104	54	7	and	and	CCONJ
ejif-4104	54	8	control	control	NOUN
ejif-4104	54	9	,	,	PUNCT
ejif-4104	54	10	the	the	DET
ejif-4104	54	11	return	return	NOUN
ejif-4104	54	12	of	of	ADP
ejif-4104	54	13	the	the	DET
ejif-4104	54	14	financier	financier	NOUN
ejif-4104	54	15	will	will	AUX
ejif-4104	54	16	suffer	suffer	VERB
ejif-4104	54	17	.	.	PUNCT
ejif-4104	55	1	while	while	SCONJ
ejif-4104	55	2	the	the	DET
ejif-4104	55	3	banks	bank	NOUN
ejif-4104	55	4	can	can	AUX
ejif-4104	55	5	sell	sell	VERB
ejif-4104	55	6	its	its	PRON
ejif-4104	55	7	share	share	NOUN
ejif-4104	55	8	either	either	CCONJ
ejif-4104	55	9	to	to	ADP
ejif-4104	55	10	the	the	DET
ejif-4104	55	11	entrepreneur	entrepreneur	NOUN
ejif-4104	55	12	or	or	CCONJ
ejif-4104	55	13	other	other	ADJ
ejif-4104	55	14	interested	interested	ADJ
ejif-4104	55	15	parties	party	NOUN
ejif-4104	55	16	,	,	PUNCT
ejif-4104	55	17	one	one	NUM
ejif-4104	55	18	way	way	NOUN
ejif-4104	55	19	in	in	ADP
ejif-4104	55	20	which	which	PRON
ejif-4104	55	21	the	the	DET
ejif-4104	55	22	value	value	NOUN
ejif-4104	55	23	of	of	ADP
ejif-4104	55	24	a	a	DET
ejif-4104	55	25	firm	firm	NOUN
ejif-4104	55	26	can	can	AUX
ejif-4104	55	27	be	be	AUX
ejif-4104	55	28	enhanced	enhance	VERB
ejif-4104	55	29	by	by	ADP
ejif-4104	55	30	launching	launch	VERB
ejif-4104	55	31	it	it	PRON
ejif-4104	55	32	in	in	ADP
ejif-4104	55	33	the	the	DET
ejif-4104	55	34	stock	stock	NOUN
ejif-4104	55	35	market	market	NOUN
ejif-4104	55	36	by	by	ADP
ejif-4104	55	37	issuing	issue	VERB
ejif-4104	55	38	initial	initial	ADJ
ejif-4104	55	39	public	public	ADJ
ejif-4104	55	40	offering	offering	NOUN
ejif-4104	55	41	(	(	PUNCT
ejif-4104	55	42	ipo	ipo	PROPN
ejif-4104	55	43	)	)	PUNCT
ejif-4104	55	44	.	.	PUNCT
ejif-4104	56	1	the	the	DET
ejif-4104	56	2	latter	latter	ADJ
ejif-4104	56	3	would	would	AUX
ejif-4104	56	4	be	be	AUX
ejif-4104	56	5	possible	possible	ADJ
ejif-4104	56	6	if	if	SCONJ
ejif-4104	56	7	a	a	DET
ejif-4104	56	8	well	well	ADV
ejif-4104	56	9	-	-	PUNCT
ejif-4104	56	10	functioning	functioning	ADJ
ejif-4104	56	11	and	and	CCONJ
ejif-4104	56	12	efficient	efficient	ADJ
ejif-4104	56	13	stock	stock	NOUN
ejif-4104	56	14	market	market	NOUN
ejif-4104	56	15	exists	exist	VERB
ejif-4104	56	16	.	.	PUNCT
ejif-4104	57	1	c.	c.	PROPN
ejif-4104	57	2	operational	operational	ADJ
ejif-4104	57	3	risk	risk	NOUN
ejif-4104	57	4	musharakah	musharakah	NOUN
ejif-4104	57	5	structure	structure	NOUN
ejif-4104	57	6	is	be	AUX
ejif-4104	57	7	document	document	NOUN
ejif-4104	57	8	intensive	intensive	ADJ
ejif-4104	57	9	compared	compare	VERB
ejif-4104	57	10	to	to	ADP
ejif-4104	57	11	conventional	conventional	ADJ
ejif-4104	57	12	,	,	PUNCT
ejif-4104	57	13	tedious	tedious	ADJ
ejif-4104	57	14	documentation	documentation	NOUN
ejif-4104	57	15	procedures	procedure	NOUN
ejif-4104	57	16	for	for	ADP
ejif-4104	57	17	financing	financing	NOUN
ejif-4104	57	18	disbursement	disbursement	NOUN
ejif-4104	57	19	,	,	PUNCT
ejif-4104	57	20	and	and	CCONJ
ejif-4104	57	21	more	more	ADJ
ejif-4104	57	22	shariah	shariah	PROPN
ejif-4104	57	23	audits	audits	NOUN
ejif-4104	57	24	,	,	PUNCT
ejif-4104	57	25	time	time	NOUN
ejif-4104	57	26	consuming	consuming	NOUN
ejif-4104	57	27	and	and	CCONJ
ejif-4104	57	28	costlier	costly	ADJ
ejif-4104	57	29	for	for	ADP
ejif-4104	57	30	issuer	issuer	NOUN
ejif-4104	57	31	.	.	PUNCT
ejif-4104	58	1	musharakah	musharakah	PROPN
ejif-4104	58	2	in	in	ADP
ejif-4104	58	3	particular	particular	ADJ
ejif-4104	58	4	requires	require	VERB
ejif-4104	58	5	more	more	ADJ
ejif-4104	58	6	commitments	commitment	NOUN
ejif-4104	58	7	and	and	CCONJ
ejif-4104	58	8	effort	effort	NOUN
ejif-4104	58	9	from	from	ADP
ejif-4104	58	10	the	the	DET
ejif-4104	58	11	bank	bank	NOUN
ejif-4104	58	12	in	in	ADP
ejif-4104	58	13	the	the	DET
ejif-4104	58	14	aspect	aspect	NOUN
ejif-4104	58	15	of	of	ADP
ejif-4104	58	16	monitoring	monitoring	NOUN
ejif-4104	58	17	and	and	CCONJ
ejif-4104	58	18	supervision	supervision	NOUN
ejif-4104	58	19	as	as	SCONJ
ejif-4104	58	20	the	the	DET
ejif-4104	58	21	bank	bank	NOUN
ejif-4104	58	22	assumes	assume	VERB
ejif-4104	58	23	business	business	NOUN
ejif-4104	58	24	as	as	ADV
ejif-4104	58	25	well	well	ADV
ejif-4104	58	26	as	as	ADP
ejif-4104	58	27	credit	credit	NOUN
ejif-4104	58	28	risks	risk	NOUN
ejif-4104	58	29	.	.	PUNCT
ejif-4104	59	1	given	give	VERB
ejif-4104	59	2	the	the	DET
ejif-4104	59	3	fact	fact	NOUN
ejif-4104	59	4	that	that	SCONJ
ejif-4104	59	5	musharakah	musharakah	PROPN
ejif-4104	59	6	is	be	AUX
ejif-4104	59	7	equity	equity	NOUN
ejif-4104	59	8	or	or	CCONJ
ejif-4104	59	9	capital	capital	NOUN
ejif-4104	59	10	financing	financing	NOUN
ejif-4104	59	11	in	in	ADP
ejif-4104	59	12	character	character	NOUN
ejif-4104	59	13	,	,	PUNCT
ejif-4104	59	14	collateral	collateral	NOUN
ejif-4104	59	15	is	be	AUX
ejif-4104	59	16	not	not	PART
ejif-4104	59	17	prerequisite	prerequisite	ADJ
ejif-4104	59	18	.	.	PUNCT
ejif-4104	60	1	this	this	DET
ejif-4104	60	2	inability	inability	NOUN
ejif-4104	60	3	to	to	PART
ejif-4104	60	4	secure	secure	VERB
ejif-4104	60	5	a	a	DET
ejif-4104	60	6	lien	lien	NOUN
ejif-4104	60	7	on	on	ADP
ejif-4104	60	8	the	the	DET
ejif-4104	60	9	assets	asset	NOUN
ejif-4104	60	10	of	of	ADP
ejif-4104	60	11	the	the	DET
ejif-4104	60	12	business	business	NOUN
ejif-4104	60	13	partner	partner	NOUN
ejif-4104	60	14	would	would	AUX
ejif-4104	60	15	require	require	VERB
ejif-4104	60	16	careful	careful	ADJ
ejif-4104	60	17	evaluation	evaluation	NOUN
ejif-4104	60	18	of	of	ADP
ejif-4104	60	19	the	the	DET
ejif-4104	60	20	prospects	prospect	NOUN
ejif-4104	60	21	of	of	ADP
ejif-4104	60	22	the	the	DET
ejif-4104	60	23	business	business	NOUN
ejif-4104	60	24	.	.	PUNCT
ejif-4104	61	1	as	as	SCONJ
ejif-4104	61	2	the	the	DET
ejif-4104	61	3	entire	entire	ADJ
ejif-4104	61	4	business	business	NOUN
ejif-4104	61	5	is	be	AUX
ejif-4104	61	6	based	base	VERB
ejif-4104	61	7	on	on	ADP
ejif-4104	61	8	confidentiality	confidentiality	NOUN
ejif-4104	61	9	,	,	PUNCT
ejif-4104	61	10	the	the	DET
ejif-4104	61	11	client	client	NOUN
ejif-4104	61	12	entering	enter	VERB
ejif-4104	61	13	into	into	ADP
ejif-4104	61	14	musharakah	musharakah	NOUN
ejif-4104	61	15	may	may	AUX
ejif-4104	61	16	put	put	VERB
ejif-4104	61	17	a	a	DET
ejif-4104	61	18	condition	condition	NOUN
ejif-4104	61	19	that	that	SCONJ
ejif-4104	61	20	the	the	DET
ejif-4104	61	21	bank	bank	NOUN
ejif-4104	61	22	will	will	AUX
ejif-4104	61	23	not	not	PART
ejif-4104	61	24	disclose	disclose	VERB
ejif-4104	61	25	any	any	DET
ejif-4104	61	26	information	information	NOUN
ejif-4104	61	27	about	about	ADP
ejif-4104	61	28	the	the	DET
ejif-4104	61	29	business	business	NOUN
ejif-4104	61	30	to	to	ADP
ejif-4104	61	31	any	any	DET
ejif-4104	61	32	person	person	NOUN
ejif-4104	61	33	without	without	ADP
ejif-4104	61	34	prior	prior	ADJ
ejif-4104	61	35	permission	permission	NOUN
ejif-4104	61	36	of	of	ADP
ejif-4104	61	37	the	the	DET
ejif-4104	61	38	client	client	NOUN
ejif-4104	61	39	.	.	PUNCT
ejif-4104	62	1	however	however	ADV
ejif-4104	62	2	,	,	PUNCT
ejif-4104	62	3	the	the	DET
ejif-4104	62	4	extent	extent	NOUN
ejif-4104	62	5	to	to	PART
ejif-4104	62	6	which	which	PRON
ejif-4104	62	7	bank	bank	NOUN
ejif-4104	62	8	’s	’s	PART
ejif-4104	62	9	board	board	PROPN
ejif-4104	62	10	representative	representative	NOUN
ejif-4104	62	11	may	may	AUX
ejif-4104	62	12	have	have	VERB
ejif-4104	62	13	the	the	DET
ejif-4104	62	14	access	access	NOUN
ejif-4104	62	15	to	to	ADP
ejif-4104	62	16	primary	primary	ADJ
ejif-4104	62	17	and	and	CCONJ
ejif-4104	62	18	sensitive	sensitive	ADJ
ejif-4104	62	19	information	information	NOUN
ejif-4104	62	20	of	of	ADP
ejif-4104	62	21	the	the	DET
ejif-4104	62	22	invested	invest	VERB
ejif-4104	62	23	entity	entity	NOUN
ejif-4104	62	24	would	would	AUX
ejif-4104	62	25	depend	depend	VERB
ejif-4104	62	26	on	on	ADP
ejif-4104	62	27	whether	whether	SCONJ
ejif-4104	62	28	such	such	ADJ
ejif-4104	62	29	financing	financing	NOUN
ejif-4104	62	30	does	do	AUX
ejif-4104	62	31	not	not	PART
ejif-4104	62	32	rank	rank	VERB
ejif-4104	62	33	the	the	DET
ejif-4104	62	34	same	same	ADJ
ejif-4104	62	35	as	as	ADP
ejif-4104	62	36	a	a	DET
ejif-4104	62	37	debt	debt	NOUN
ejif-4104	62	38	holder	holder	NOUN
ejif-4104	62	39	(	(	PUNCT
ejif-4104	62	40	i.e.	i.e.	X
ejif-4104	62	41	first	first	ADJ
ejif-4104	62	42	claimant	claimant	NOUN
ejif-4104	62	43	)	)	PUNCT
ejif-4104	62	44	.	.	PUNCT
ejif-4104	63	1	if	if	SCONJ
ejif-4104	63	2	the	the	DET
ejif-4104	63	3	financing	financing	NOUN
ejif-4104	63	4	does	do	AUX
ejif-4104	63	5	not	not	PART
ejif-4104	63	6	rank	rank	VERB
ejif-4104	63	7	the	the	DET
ejif-4104	63	8	same	same	ADJ
ejif-4104	63	9	as	as	ADP
ejif-4104	63	10	a	a	DET
ejif-4104	63	11	debt	debt	NOUN
ejif-4104	63	12	holder	holder	NOUN
ejif-4104	63	13	,	,	PUNCT
ejif-4104	63	14	given	give	VERB
ejif-4104	63	15	the	the	DET
ejif-4104	63	16	higher	high	ADJ
ejif-4104	63	17	capital	capital	NOUN
ejif-4104	63	18	risk	risk	NOUN
ejif-4104	63	19	exposure	exposure	NOUN
ejif-4104	63	20	,	,	PUNCT
ejif-4104	63	21	the	the	DET
ejif-4104	63	22	board	board	NOUN
ejif-4104	63	23	representative	representative	NOUN
ejif-4104	63	24	should	should	AUX
ejif-4104	63	25	be	be	AUX
ejif-4104	63	26	allowed	allow	VERB
ejif-4104	63	27	to	to	PART
ejif-4104	63	28	access	access	VERB
ejif-4104	63	29	to	to	ADP
ejif-4104	63	30	primary	primary	ADJ
ejif-4104	63	31	and	and	CCONJ
ejif-4104	63	32	sensitive	sensitive	ADJ
ejif-4104	63	33	information	information	NOUN
ejif-4104	63	34	of	of	ADP
ejif-4104	63	35	the	the	DET
ejif-4104	63	36	invested	invest	VERB
ejif-4104	63	37	entity	entity	NOUN
ejif-4104	63	38	,	,	PUNCT
ejif-4104	63	39	including	include	VERB
ejif-4104	63	40	discussion	discussion	NOUN
ejif-4104	63	41	on	on	ADP
ejif-4104	63	42	the	the	DET
ejif-4104	63	43	company	company	NOUN
ejif-4104	63	44	’s	’s	PART
ejif-4104	63	45	exposures	exposure	NOUN
ejif-4104	63	46	with	with	ADP
ejif-4104	63	47	other	other	ADJ
ejif-4104	63	48	banks	bank	NOUN
ejif-4104	63	49	.	.	PUNCT
ejif-4104	64	1	the	the	DET
ejif-4104	64	2	information	information	NOUN
ejif-4104	64	3	system	system	NOUN
ejif-4104	64	4	used	use	VERB
ejif-4104	64	5	for	for	ADP
ejif-4104	64	6	any	any	DET
ejif-4104	64	7	cross	cross	ADJ
ejif-4104	64	8	-	-	ADJ
ejif-4104	64	9	border	border	ADJ
ejif-4104	64	10	financing	financing	NOUN
ejif-4104	64	11	is	be	AUX
ejif-4104	64	12	also	also	ADV
ejif-4104	64	13	major	major	ADJ
ejif-4104	64	14	concern	concern	NOUN
ejif-4104	64	15	.	.	PUNCT
ejif-4104	65	1	the	the	DET
ejif-4104	65	2	integrity	integrity	NOUN
ejif-4104	65	3	and	and	CCONJ
ejif-4104	65	4	security	security	NOUN
ejif-4104	65	5	of	of	ADP
ejif-4104	65	6	all	all	DET
ejif-4104	65	7	data	datum	NOUN
ejif-4104	65	8	are	be	AUX
ejif-4104	65	9	very	very	ADV
ejif-4104	65	10	crucial	crucial	ADJ
ejif-4104	65	11	to	to	PART
ejif-4104	65	12	protect	protect	VERB
ejif-4104	65	13	the	the	DET
ejif-4104	65	14	stakeholders	stakeholder	NOUN
ejif-4104	65	15	especially	especially	ADV
ejif-4104	65	16	investor	investor	NOUN
ejif-4104	65	17	.	.	PUNCT
ejif-4104	66	1	this	this	PRON
ejif-4104	66	2	is	be	AUX
ejif-4104	66	3	to	to	PART
ejif-4104	66	4	prevent	prevent	VERB
ejif-4104	66	5	any	any	DET
ejif-4104	66	6	leak	leak	NOUN
ejif-4104	66	7	and	and	CCONJ
ejif-4104	66	8	manipulation	manipulation	NOUN
ejif-4104	66	9	that	that	PRON
ejif-4104	66	10	will	will	AUX
ejif-4104	66	11	create	create	VERB
ejif-4104	66	12	harm	harm	NOUN
ejif-4104	66	13	among	among	ADP
ejif-4104	66	14	contracting	contracting	NOUN
ejif-4104	66	15	parties	party	NOUN
ejif-4104	66	16	.	.	PUNCT
ejif-4104	67	1	heading	head	VERB
ejif-4104	67	2	into	into	ADP
ejif-4104	67	3	sophisticated	sophisticated	ADJ
ejif-4104	67	4	technology	technology	NOUN
ejif-4104	67	5	and	and	CCONJ
ejif-4104	67	6	fintech	fintech	NOUN
ejif-4104	67	7	era	era	NOUN
ejif-4104	67	8	,	,	PUNCT
ejif-4104	67	9	providing	provide	VERB
ejif-4104	67	10	a	a	DET
ejif-4104	67	11	strong	strong	ADJ
ejif-4104	67	12	operation	operation	NOUN
ejif-4104	67	13	information	information	NOUN
ejif-4104	67	14	system	system	NOUN
ejif-4104	67	15	is	be	AUX
ejif-4104	67	16	a	a	DET
ejif-4104	67	17	must	must	NOUN
ejif-4104	67	18	.	.	PUNCT
ejif-4104	68	1	therefore	therefore	ADV
ejif-4104	68	2	,	,	PUNCT
ejif-4104	68	3	any	any	DET
ejif-4104	68	4	process	process	NOUN
ejif-4104	68	5	needs	need	VERB
ejif-4104	68	6	to	to	PART
ejif-4104	68	7	be	be	AUX
ejif-4104	68	8	digitalized	digitalize	VERB
ejif-4104	68	9	and	and	CCONJ
ejif-4104	68	10	protected	protect	VERB
ejif-4104	68	11	by	by	ADP
ejif-4104	68	12	a	a	DET
ejif-4104	68	13	strong	strong	ADJ
ejif-4104	68	14	operation	operation	NOUN
ejif-4104	68	15	system	system	NOUN
ejif-4104	68	16	.	.	PUNCT
ejif-4104	69	1	d.	d.	PROPN
ejif-4104	69	2	liquidity	liquidity	PROPN
ejif-4104	69	3	risk	risk	NOUN
ejif-4104	69	4	in	in	ADP
ejif-4104	69	5	an	an	DET
ejif-4104	69	6	islamic	islamic	PROPN
ejif-4104	69	7	bank	bank	NOUN
ejif-4104	69	8	,	,	PUNCT
ejif-4104	69	9	the	the	DET
ejif-4104	69	10	security	security	NOUN
ejif-4104	69	11	is	be	AUX
ejif-4104	69	12	not	not	PART
ejif-4104	69	13	only	only	ADV
ejif-4104	69	14	needed	need	VERB
ejif-4104	69	15	to	to	PART
ejif-4104	69	16	protect	protect	VERB
ejif-4104	69	17	the	the	DET
ejif-4104	69	18	respective	respective	ADJ
ejif-4104	69	19	customers	customer	NOUN
ejif-4104	69	20	from	from	ADP
ejif-4104	69	21	their	their	PRON
ejif-4104	69	22	inability	inability	NOUN
ejif-4104	69	23	to	to	PART
ejif-4104	69	24	repay	repay	VERB
ejif-4104	69	25	to	to	ADP
ejif-4104	69	26	the	the	DET
ejif-4104	69	27	bank	bank	NOUN
ejif-4104	69	28	if	if	SCONJ
ejif-4104	69	29	they	they	PRON
ejif-4104	69	30	unsuccessfully	unsuccessfully	ADV
ejif-4104	69	31	run	run	VERB
ejif-4104	69	32	their	their	PRON
ejif-4104	69	33	business	business	NOUN
ejif-4104	69	34	with	with	ADP
ejif-4104	69	35	the	the	DET
ejif-4104	69	36	funds	fund	NOUN
ejif-4104	69	37	provided	provide	VERB
ejif-4104	69	38	by	by	ADP
ejif-4104	69	39	the	the	DET
ejif-4104	69	40	bank	bank	NOUN
ejif-4104	69	41	.	.	PUNCT
ejif-4104	70	1	if	if	SCONJ
ejif-4104	70	2	this	this	PRON
ejif-4104	70	3	happens	happen	VERB
ejif-4104	70	4	and	and	CCONJ
ejif-4104	70	5	the	the	DET
ejif-4104	70	6	security	security	NOUN
ejif-4104	70	7	is	be	AUX
ejif-4104	70	8	held	hold	VERB
ejif-4104	70	9	by	by	ADP
ejif-4104	70	10	the	the	DET
ejif-4104	70	11	bank	bank	NOUN
ejif-4104	70	12	,	,	PUNCT
ejif-4104	70	13	the	the	DET
ejif-4104	70	14	customer	customer	NOUN
ejif-4104	70	15	’s	’s	PART
ejif-4104	70	16	account	account	NOUN
ejif-4104	70	17	payable	payable	ADJ
ejif-4104	70	18	could	could	AUX
ejif-4104	70	19	be	be	AUX
ejif-4104	70	20	settled	settle	VERB
ejif-4104	70	21	through	through	ADP
ejif-4104	70	22	the	the	DET
ejif-4104	70	23	selling	sell	VERB
ejif-4104	70	24	security	security	NOUN
ejif-4104	70	25	.	.	PUNCT
ejif-4104	71	1	mismatch	mismatch	NOUN
ejif-4104	71	2	between	between	ADP
ejif-4104	71	3	the	the	DET
ejif-4104	71	4	amount	amount	NOUN
ejif-4104	71	5	of	of	ADP
ejif-4104	71	6	money	money	NOUN
ejif-4104	71	7	withdrawn	withdraw	VERB
ejif-4104	71	8	and	and	CCONJ
ejif-4104	71	9	the	the	DET
ejif-4104	71	10	completed	complete	VERB
ejif-4104	71	11	work	work	NOUN
ejif-4104	71	12	could	could	AUX
ejif-4104	71	13	happen	happen	VERB
ejif-4104	71	14	which	which	PRON
ejif-4104	71	15	may	may	AUX
ejif-4104	71	16	lead	lead	VERB
ejif-4104	71	17	to	to	ADP
ejif-4104	71	18	over	over	ADP
ejif-4104	71	19	spending	spending	NOUN
ejif-4104	71	20	at	at	ADP
ejif-4104	71	21	the	the	DET
ejif-4104	71	22	end	end	NOUN
ejif-4104	71	23	,	,	PUNCT
ejif-4104	71	24	especially	especially	ADV
ejif-4104	71	25	if	if	SCONJ
ejif-4104	71	26	the	the	DET
ejif-4104	71	27	contractor	contractor	NOUN
ejif-4104	71	28	is	be	AUX
ejif-4104	71	29	either	either	CCONJ
ejif-4104	71	30	not	not	PART
ejif-4104	71	31	using	use	VERB
ejif-4104	71	32	all	all	DET
ejif-4104	71	33	the	the	DET
ejif-4104	71	34	money	money	NOUN
ejif-4104	71	35	for	for	ADP
ejif-4104	71	36	the	the	DET
ejif-4104	71	37	specific	specific	ADJ
ejif-4104	71	38	project	project	NOUN
ejif-4104	71	39	or	or	CCONJ
ejif-4104	71	40	not	not	PART
ejif-4104	71	41	managing	manage	VERB
ejif-4104	71	42	their	their	PRON
ejif-4104	71	43	spending	spending	NOUN
ejif-4104	71	44	properly	properly	ADV
ejif-4104	71	45	as	as	ADP
ejif-4104	71	46	should	should	AUX
ejif-4104	71	47	,	,	PUNCT
ejif-4104	71	48	in	in	ADP
ejif-4104	71	49	either	either	DET
ejif-4104	71	50	case	case	NOUN
ejif-4104	71	51	the	the	DET
ejif-4104	71	52	bank	bank	NOUN
ejif-4104	71	53	must	must	AUX
ejif-4104	71	54	step	step	VERB
ejif-4104	71	55	in	in	ADV
ejif-4104	71	56	to	to	PART
ejif-4104	71	57	rectify	rectify	VERB
ejif-4104	71	58	the	the	DET
ejif-4104	71	59	situation	situation	NOUN
ejif-4104	71	60	as	as	ADV
ejif-4104	71	61	soon	soon	ADV
ejif-4104	71	62	as	as	SCONJ
ejif-4104	71	63	it	it	PRON
ejif-4104	71	64	notices	notice	VERB
ejif-4104	71	65	any	any	DET
ejif-4104	71	66	indication	indication	NOUN
ejif-4104	71	67	of	of	ADP
ejif-4104	71	68	such	such	ADJ
ejif-4104	71	69	mismatch	mismatch	NOUN
ejif-4104	71	70	.	.	PUNCT
ejif-4104	72	1	the	the	DET
ejif-4104	72	2	best	good	ADJ
ejif-4104	72	3	solution	solution	NOUN
ejif-4104	72	4	for	for	ADP
ejif-4104	72	5	the	the	DET
ejif-4104	72	6	bank	bank	NOUN
ejif-4104	72	7	is	be	AUX
ejif-4104	72	8	by	by	ADP
ejif-4104	72	9	executing	execute	VERB
ejif-4104	72	10	a	a	DET
ejif-4104	72	11	workable	workable	ADJ
ejif-4104	72	12	drawdown	drawdown	NOUN
ejif-4104	72	13	mechanism	mechanism	NOUN
ejif-4104	72	14	that	that	PRON
ejif-4104	72	15	can	can	AUX
ejif-4104	72	16	avoid	avoid	VERB
ejif-4104	72	17	capital	capital	NOUN
ejif-4104	72	18	leakage	leakage	NOUN
ejif-4104	72	19	.	.	PUNCT
ejif-4104	73	1	it	it	PRON
ejif-4104	73	2	is	be	AUX
ejif-4104	73	3	imperative	imperative	ADJ
ejif-4104	73	4	that	that	SCONJ
ejif-4104	73	5	the	the	DET
ejif-4104	73	6	bank	bank	NOUN
ejif-4104	73	7	releases	release	VERB
ejif-4104	73	8	cash	cash	NOUN
ejif-4104	73	9	orders	order	NOUN
ejif-4104	73	10	and	and	CCONJ
ejif-4104	73	11	direct	direct	ADJ
ejif-4104	73	12	payments	payment	NOUN
ejif-4104	73	13	to	to	ADP
ejif-4104	73	14	certain	certain	ADJ
ejif-4104	73	15	identified	identify	VERB
ejif-4104	73	16	beneficiaries	beneficiary	NOUN
ejif-4104	73	17	.	.	PUNCT
ejif-4104	74	1	also	also	ADV
ejif-4104	74	2	,	,	PUNCT
ejif-4104	74	3	progressive	progressive	ADJ
ejif-4104	74	4	monitoring	monitoring	NOUN
ejif-4104	74	5	of	of	ADP
ejif-4104	74	6	assets	asset	NOUN
ejif-4104	74	7	and	and	CCONJ
ejif-4104	74	8	liabilities	liability	NOUN
ejif-4104	74	9	in	in	ADP
ejif-4104	74	10	the	the	DET
ejif-4104	74	11	jv	jv	NOUN
ejif-4104	74	12	for	for	ADP
ejif-4104	74	13	construction	construction	NOUN
ejif-4104	74	14	projects	project	NOUN
ejif-4104	74	15	under	under	ADP
ejif-4104	74	16	jv	jv	NOUN
ejif-4104	74	17	can	can	AUX
ejif-4104	74	18	be	be	AUX
ejif-4104	74	19	done	do	VERB
ejif-4104	74	20	stringently	stringently	ADV
ejif-4104	74	21	by	by	ADP
ejif-4104	74	22	using	use	VERB
ejif-4104	74	23	the	the	DET
ejif-4104	74	24	general	general	ADJ
ejif-4104	74	25	formula	formula	NOUN
ejif-4104	74	26	as	as	ADP
ejif-4104	74	27	per	per	ADP
ejif-4104	74	28	below	below	NOUN
ejif-4104	74	29	:	:	PUNCT
ejif-4104	74	30	return	return	VERB
ejif-4104	74	31	to	to	ADP
ejif-4104	74	32	the	the	DET
ejif-4104	74	33	bank	bank	NOUN
ejif-4104	74	34	are	be	AUX
ejif-4104	74	35	more	more	ADV
ejif-4104	74	36	uncertain	uncertain	ADJ
ejif-4104	74	37	as	as	SCONJ
ejif-4104	74	38	they	they	PRON
ejif-4104	74	39	depend	depend	VERB
ejif-4104	74	40	on	on	ADP
ejif-4104	74	41	the	the	DET
ejif-4104	74	42	performance	performance	NOUN
ejif-4104	74	43	of	of	ADP
ejif-4104	74	44	the	the	DET
ejif-4104	74	45	business	business	NOUN
ejif-4104	74	46	;	;	PUNCT
ejif-4104	74	47	in	in	ADP
ejif-4104	74	48	other	other	ADJ
ejif-4104	74	49	words	word	NOUN
ejif-4104	74	50	,	,	PUNCT
ejif-4104	74	51	there	there	PRON
ejif-4104	74	52	are	be	VERB
ejif-4104	74	53	no	no	DET
ejif-4104	74	54	guaranteed	guarantee	VERB
ejif-4104	74	55	annual	annual	ADJ
ejif-4104	74	56	profits	profit	NOUN
ejif-4104	74	57	.	.	PUNCT
ejif-4104	75	1	it	it	PRON
ejif-4104	75	2	is	be	AUX
ejif-4104	75	3	risky	risky	ADJ
ejif-4104	75	4	to	to	PART
ejif-4104	75	5	finance	finance	VERB
ejif-4104	75	6	medium	medium	ADJ
ejif-4104	75	7	and	and	CCONJ
ejif-4104	75	8	long	long	ADJ
ejif-4104	75	9	-	-	PUNCT
ejif-4104	75	10	term	term	NOUN
ejif-4104	75	11	projects	project	NOUN
ejif-4104	75	12	out	out	ADP
ejif-4104	75	13	of	of	ADP
ejif-4104	75	14	short	short	ADJ
ejif-4104	75	15	-	-	PUNCT
ejif-4104	75	16	term	term	NOUN
ejif-4104	75	17	funds	fund	NOUN
ejif-4104	75	18	.	.	PUNCT
ejif-4104	76	1	the	the	DET
ejif-4104	76	2	root	root	NOUN
ejif-4104	76	3	of	of	ADP
ejif-4104	76	4	these	these	DET
ejif-4104	76	5	problems	problem	NOUN
ejif-4104	76	6	lies	lie	VERB
ejif-4104	76	7	in	in	ADP
ejif-4104	76	8	the	the	DET
ejif-4104	76	9	improper	improper	ADJ
ejif-4104	76	10	matching	matching	NOUN
ejif-4104	76	11	between	between	ADP
ejif-4104	76	12	the	the	DET
ejif-4104	76	13	maturities	maturity	NOUN
ejif-4104	76	14	of	of	ADP
ejif-4104	76	15	assets	asset	NOUN
ejif-4104	76	16	and	and	CCONJ
ejif-4104	76	17	liabilities	liability	NOUN
ejif-4104	76	18	in	in	ADP
ejif-4104	76	19	the	the	DET
ejif-4104	76	20	bank	bank	NOUN
ejif-4104	76	21	’s	’s	PART
ejif-4104	76	22	balance	balance	NOUN
ejif-4104	76	23	sheet	sheet	NOUN
ejif-4104	76	24	.	.	PUNCT
ejif-4104	77	1	when	when	SCONJ
ejif-4104	77	2	there	there	PRON
ejif-4104	77	3	is	be	VERB
ejif-4104	77	4	a	a	DET
ejif-4104	77	5	mismatch	mismatch	NOUN
ejif-4104	77	6	between	between	ADP
ejif-4104	77	7	the	the	DET
ejif-4104	77	8	two	two	NUM
ejif-4104	77	9	,	,	PUNCT
ejif-4104	77	10	liquidity	liquidity	NOUN
ejif-4104	77	11	risks	risk	NOUN
ejif-4104	77	12	arise	arise	VERB
ejif-4104	77	13	.	.	PUNCT
ejif-4104	78	1			PRON
ejif-4104	78	2	risk	risk	NOUN
ejif-4104	78	3	mitigation	mitigation	NOUN
ejif-4104	78	4	o	o	NOUN
ejif-4104	78	5	to	to	PART
ejif-4104	78	6	finance	finance	VERB
ejif-4104	78	7	assets	asset	NOUN
ejif-4104	78	8	using	use	VERB
ejif-4104	78	9	equity	equity	NOUN
ejif-4104	78	10	or	or	CCONJ
ejif-4104	78	11	capital	capital	NOUN
ejif-4104	78	12	financing	financing	NOUN
ejif-4104	78	13	,	,	PUNCT
ejif-4104	78	14	the	the	DET
ejif-4104	78	15	liabilities	liability	NOUN
ejif-4104	78	16	need	need	VERB
ejif-4104	78	17	to	to	PART
ejif-4104	78	18	be	be	AUX
ejif-4104	78	19	of	of	ADP
ejif-4104	78	20	longterm	longterm	ADJ
ejif-4104	78	21	maturity	maturity	NOUN
ejif-4104	78	22	to	to	PART
ejif-4104	78	23	avoid	avoid	VERB
ejif-4104	78	24	exposure	exposure	NOUN
ejif-4104	78	25	to	to	AUX
ejif-4104	78	26	liquidate	liquidate	VERB
ejif-4104	78	27	risks	risk	NOUN
ejif-4104	78	28	.	.	PUNCT
ejif-4104	79	1	if	if	SCONJ
ejif-4104	79	2	the	the	DET
ejif-4104	79	3	financial	financial	ADJ
ejif-4104	79	4	institutions	institution	NOUN
ejif-4104	79	5	can	can	AUX
ejif-4104	79	6	invest	invest	VERB
ejif-4104	79	7	in	in	ADP
ejif-4104	79	8	assets	asset	NOUN
ejif-4104	79	9	for	for	ADP
ejif-4104	79	10	longer	long	ADJ
ejif-4104	79	11	terms	term	NOUN
ejif-4104	79	12	(	(	PUNCT
ejif-4104	79	13	i.e.	i.e.	X
ejif-4104	79	14	equities	equity	NOUN
ejif-4104	79	15	)	)	PUNCT
ejif-4104	79	16	that	that	PRON
ejif-4104	79	17	are	be	AUX
ejif-4104	79	18	financed	finance	VERB
ejif-4104	79	19	by	by	ADP
ejif-4104	79	20	long	long	ADJ
ejif-4104	79	21	term	term	NOUN
ejif-4104	79	22	liabilities	liability	NOUN
ejif-4104	79	23	,	,	PUNCT
ejif-4104	79	24	then	then	ADV
ejif-4104	79	25	the	the	DET
ejif-4104	79	26	riskadjusted	riskadjusted	ADJ
ejif-4104	79	27	profit	profit	NOUN
ejif-4104	79	28	for	for	ADP
ejif-4104	79	29	the	the	DET
ejif-4104	79	30	bank	bank	NOUN
ejif-4104	79	31	increases	increase	NOUN
ejif-4104	79	32	.	.	PUNCT
ejif-4104	80	1	o	o	NOUN
ejif-4104	80	2	as	as	SCONJ
ejif-4104	80	3	the	the	DET
ejif-4104	80	4	banks	bank	NOUN
ejif-4104	80	5	deal	deal	VERB
ejif-4104	80	6	mainly	mainly	ADV
ejif-4104	80	7	with	with	ADP
ejif-4104	80	8	deposits	deposit	NOUN
ejif-4104	80	9	that	that	PRON
ejif-4104	80	10	are	be	AUX
ejif-4104	80	11	short	short	ADJ
ejif-4104	80	12	term	term	NOUN
ejif-4104	80	13	,	,	PUNCT
ejif-4104	80	14	complementarities	complementarity	NOUN
ejif-4104	80	15	between	between	ADP
ejif-4104	80	16	assets	asset	NOUN
ejif-4104	80	17	and	and	CCONJ
ejif-4104	80	18	liabilities	liability	NOUN
ejif-4104	80	19	indicate	indicate	VERB
ejif-4104	80	20	that	that	SCONJ
ejif-4104	80	21	it	it	PRON
ejif-4104	80	22	is	be	AUX
ejif-4104	80	23	just	just	ADV
ejif-4104	80	24	optimum	optimum	ADJ
ejif-4104	80	25	(	(	PUNCT
ejif-4104	80	26	in	in	ADP
ejif-4104	80	27	terms	term	NOUN
ejif-4104	80	28	of	of	ADP
ejif-4104	80	29	risks	risk	NOUN
ejif-4104	80	30	adjusted	adjust	VERB
ejif-4104	80	31	profits	profit	NOUN
ejif-4104	80	32	)	)	PUNCT
ejif-4104	80	33	to	to	PART
ejif-4104	80	34	be	be	AUX
ejif-4104	80	35	use	use	VERB
ejif-4104	80	36	assets	asset	NOUN
ejif-4104	80	37	that	that	PRON
ejif-4104	80	38	have	have	VERB
ejif-4104	80	39	liabilities	liability	NOUN
ejif-4104	80	40	are	be	AUX
ejif-4104	80	41	scarce	scarce	ADJ
ejif-4104	80	42	in	in	ADP
ejif-4104	80	43	many	many	ADJ
ejif-4104	80	44	islamic	islamic	ADJ
ejif-4104	80	45	financial	financial	ADJ
ejif-4104	80	46	markets	market	NOUN
ejif-4104	80	47	,	,	PUNCT
ejif-4104	80	48	most	most	ADJ
ejif-4104	80	49	banks	bank	NOUN
ejif-4104	80	50	would	would	AUX
ejif-4104	80	51	prefer	prefer	VERB
ejif-4104	80	52	engaging	engage	VERB
ejif-4104	80	53	in	in	ADP
ejif-4104	80	54	short	short	ADJ
ejif-4104	80	55	-	-	PUNCT
ejif-4104	80	56	term	term	NOUN
ejif-4104	80	57	fixed	fix	VERB
ejif-4104	80	58	income	income	NOUN
ejif-4104	80	59	instruments	instrument	NOUN
ejif-4104	80	60	like	like	ADP
ejif-4104	80	61	murabahah	murabahah	NOUN
ejif-4104	80	62	and	and	CCONJ
ejif-4104	80	63	ijarah	ijarah	NOUN
ejif-4104	80	64	to	to	PART
ejif-4104	80	65	avoid	avoid	VERB
ejif-4104	80	66	liquidity	liquidity	NOUN
ejif-4104	80	67	mismatch	mismatch	NOUN
ejif-4104	80	68	.	.	PUNCT
ejif-4104	81	1	o	o	X
ejif-4104	81	2	under	under	ADP
ejif-4104	81	3	aaoifi	aaoifi	PROPN
ejif-4104	81	4	3/1/5/14	3/1/5/14	NUM
ejif-4104	81	5	,	,	PUNCT
ejif-4104	81	6	it	it	PRON
ejif-4104	81	7	is	be	AUX
ejif-4104	81	8	permissible	permissible	ADJ
ejif-4104	81	9	,	,	PUNCT
ejif-4104	81	10	based	base	VERB
ejif-4104	81	11	on	on	ADP
ejif-4104	81	12	the	the	DET
ejif-4104	81	13	association	association	NOUN
ejif-4104	81	14	or	or	CCONJ
ejif-4104	81	15	a	a	DET
ejif-4104	81	16	decision	decision	NOUN
ejif-4104	81	17	of	of	ADP
ejif-4104	81	18	the	the	DET
ejif-4104	81	19	ejif	ejif	PROPN
ejif-4104	81	20	–	–	PUNCT
ejif-4104	81	21	european	european	PROPN
ejif-4104	81	22	journal	journal	PROPN
ejif-4104	81	23	of	of	ADP
ejif-4104	81	24	islamic	islamic	PROPN
ejif-4104	81	25	finance	finance	PROPN
ejif-4104	81	26	second	second	ADJ
ejif-4104	81	27	special	special	ADJ
ejif-4104	81	28	issue	issue	NOUN
ejif-4104	81	29	for	for	ADP
ejif-4104	81	30	ejif	ejif	PROPN
ejif-4104	81	31	workshop	workshop	PROPN
ejif-4104	81	32	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4104	81	33	issn	issn	PROPN
ejif-4104	81	34	2421	2421	NUM
ejif-4104	81	35	-	-	SYM
ejif-4104	81	36	2172	2172	NUM
ejif-4104	81	37	4	4	NUM
ejif-4104	81	38	partners	partner	NOUN
ejif-4104	81	39	,	,	PUNCT
ejif-4104	81	40	not	not	PART
ejif-4104	81	41	to	to	PART
ejif-4104	81	42	distribute	distribute	VERB
ejif-4104	81	43	profit	profit	NOUN
ejif-4104	81	44	of	of	ADP
ejif-4104	81	45	the	the	DET
ejif-4104	81	46	company	company	NOUN
ejif-4104	81	47	from	from	ADP
ejif-4104	81	48	the	the	DET
ejif-4104	81	49	creation	creation	NOUN
ejif-4104	81	50	of	of	ADP
ejif-4104	81	51	sinking	sink	VERB
ejif-4104	81	52	fund	fund	NOUN
ejif-4104	81	53	.	.	PUNCT
ejif-4104	82	1	it	it	PRON
ejif-4104	82	2	is	be	AUX
ejif-4104	82	3	also	also	ADV
ejif-4104	82	4	permissible	permissible	ADJ
ejif-4104	82	5	to	to	PART
ejif-4104	82	6	set	set	VERB
ejif-4104	82	7	aside	aside	ADV
ejif-4104	82	8	periodically	periodically	ADV
ejif-4104	82	9	a	a	DET
ejif-4104	82	10	certain	certain	ADJ
ejif-4104	82	11	ratio	ratio	NOUN
ejif-4104	82	12	of	of	ADP
ejif-4104	82	13	profit	profit	NOUN
ejif-4104	82	14	as	as	ADP
ejif-4104	82	15	solvency	solvency	NOUN
ejif-4104	82	16	reserve	reserve	NOUN
ejif-4104	82	17	or	or	CCONJ
ejif-4104	82	18	as	as	ADP
ejif-4104	82	19	a	a	DET
ejif-4104	82	20	reserve	reserve	NOUN
ejif-4104	82	21	for	for	ADP
ejif-4104	82	22	meeting	meeting	NOUN
ejif-4104	82	23	losses	loss	NOUN
ejif-4104	82	24	of	of	ADP
ejif-4104	82	25	capital	capital	NOUN
ejif-4104	82	26	(	(	PUNCT
ejif-4104	82	27	investment	investment	NOUN
ejif-4104	82	28	risk	risk	NOUN
ejif-4104	82	29	reserve	reserve	NOUN
ejif-4104	82	30	or	or	CCONJ
ejif-4104	82	31	as	as	ADP
ejif-4104	82	32	a	a	DET
ejif-4104	82	33	profit	profit	NOUN
ejif-4104	82	34	equalization	equalization	NOUN
ejif-4104	82	35	reserve	reserve	PROPN
ejif-4104	82	36	)	)	PUNCT
ejif-4104	82	37	.	.	PUNCT
ejif-4104	83	1	e.	e.	PROPN
ejif-4104	83	2	legal	legal	ADJ
ejif-4104	83	3	risk	risk	NOUN
ejif-4104	83	4	various	various	ADJ
ejif-4104	83	5	regulatory	regulatory	ADJ
ejif-4104	83	6	requirements	requirement	NOUN
ejif-4104	83	7	will	will	AUX
ejif-4104	83	8	need	need	VERB
ejif-4104	83	9	to	to	PART
ejif-4104	83	10	be	be	AUX
ejif-4104	83	11	met	meet	VERB
ejif-4104	83	12	when	when	SCONJ
ejif-4104	83	13	investing	invest	VERB
ejif-4104	83	14	directly	directly	ADV
ejif-4104	83	15	in	in	ADP
ejif-4104	83	16	a	a	DET
ejif-4104	83	17	business	business	NOUN
ejif-4104	83	18	.	.	PUNCT
ejif-4104	84	1	the	the	DET
ejif-4104	84	2	spv	spv	PROPN
ejif-4104	84	3	structure	structure	NOUN
ejif-4104	84	4	will	will	AUX
ejif-4104	84	5	perceive	perceive	VERB
ejif-4104	84	6	benefits	benefit	NOUN
ejif-4104	84	7	for	for	ADP
ejif-4104	84	8	bank	bank	NOUN
ejif-4104	84	9	in	in	ADP
ejif-4104	84	10	terms	term	NOUN
ejif-4104	84	11	of	of	ADP
ejif-4104	84	12	“	"	PUNCT
ejif-4104	84	13	ring	ring	NOUN
ejif-4104	84	14	-	-	PUNCT
ejif-4104	84	15	fenced	fence	VERB
ejif-4104	84	16	”	"	PUNCT
ejif-4104	84	17	and	and	CCONJ
ejif-4104	84	18	insolvency	insolvency	NOUN
ejif-4104	84	19	-	-	PUNCT
ejif-4104	84	20	remoteness	remoteness	NOUN
ejif-4104	84	21	(	(	PUNCT
ejif-4104	84	22	such	such	ADJ
ejif-4104	84	23	as	as	ADP
ejif-4104	84	24	from	from	ADP
ejif-4104	84	25	of	of	ADP
ejif-4104	84	26	the	the	DET
ejif-4104	84	27	extraneous	extraneous	ADJ
ejif-4104	84	28	risk	risk	NOUN
ejif-4104	84	29	associated	associate	VERB
ejif-4104	84	30	with	with	ADP
ejif-4104	84	31	the	the	DET
ejif-4104	84	32	ownership	ownership	NOUN
ejif-4104	84	33	of	of	ADP
ejif-4104	84	34	the	the	DET
ejif-4104	84	35	asset	asset	NOUN
ejif-4104	84	36	,	,	PUNCT
ejif-4104	84	37	for	for	ADP
ejif-4104	84	38	example	example	NOUN
ejif-4104	84	39	environmental	environmental	ADJ
ejif-4104	84	40	liability	liability	NOUN
ejif-4104	84	41	)	)	PUNCT
ejif-4104	84	42	.	.	PUNCT
ejif-4104	85	1	the	the	DET
ejif-4104	85	2	bank	bank	NOUN
ejif-4104	85	3	’s	’s	PART
ejif-4104	85	4	liability	liability	NOUN
ejif-4104	85	5	is	be	AUX
ejif-4104	85	6	up	up	ADP
ejif-4104	85	7	to	to	ADP
ejif-4104	85	8	extent	extent	NOUN
ejif-4104	85	9	of	of	ADP
ejif-4104	85	10	its	its	PRON
ejif-4104	85	11	financing	financing	NOUN
ejif-4104	85	12	in	in	ADP
ejif-4104	85	13	the	the	DET
ejif-4104	85	14	specific	specific	ADJ
ejif-4104	85	15	jv	jv	NOUN
ejif-4104	85	16	,	,	PUNCT
ejif-4104	85	17	extended	extend	VERB
ejif-4104	85	18	via	via	ADP
ejif-4104	85	19	the	the	DET
ejif-4104	85	20	spv	spv	NOUN
ejif-4104	85	21	if	if	SCONJ
ejif-4104	85	22	there	there	PRON
ejif-4104	85	23	are	be	VERB
ejif-4104	85	24	liabilities	liability	NOUN
ejif-4104	85	25	arising	arise	VERB
ejif-4104	85	26	,	,	PUNCT
ejif-4104	85	27	it	it	PRON
ejif-4104	85	28	would	would	AUX
ejif-4104	85	29	clawback	clawback	VERB
ejif-4104	85	30	to	to	ADP
ejif-4104	85	31	the	the	DET
ejif-4104	85	32	spv	spv	NOUN
ejif-4104	85	33	only	only	ADV
ejif-4104	85	34	if	if	SCONJ
ejif-4104	85	35	the	the	DET
ejif-4104	85	36	spv	spv	NOUN
ejif-4104	85	37	has	have	AUX
ejif-4104	85	38	given	give	VERB
ejif-4104	85	39	a	a	DET
ejif-4104	85	40	shareholder	shareholder	NOUN
ejif-4104	85	41	’s	’s	PART
ejif-4104	85	42	guarantee	guarantee	NOUN
ejif-4104	85	43	,	,	PUNCT
ejif-4104	85	44	and	and	CCONJ
ejif-4104	85	45	otherwise	otherwise	ADV
ejif-4104	85	46	,	,	PUNCT
ejif-4104	85	47	liability	liability	NOUN
ejif-4104	85	48	will	will	AUX
ejif-4104	85	49	stop	stop	VERB
ejif-4104	85	50	at	at	ADP
ejif-4104	85	51	the	the	DET
ejif-4104	85	52	jv	jv	ADJ
ejif-4104	85	53	level	level	NOUN
ejif-4104	85	54	.	.	PUNCT
ejif-4104	86	1	the	the	DET
ejif-4104	86	2	legal	legal	ADJ
ejif-4104	86	3	documents	document	NOUN
ejif-4104	86	4	must	must	AUX
ejif-4104	86	5	clearly	clearly	ADV
ejif-4104	86	6	stipulate	stipulate	VERB
ejif-4104	86	7	:	:	PUNCT
ejif-4104	86	8			X
ejif-4104	86	9	purpose	purpose	NOUN
ejif-4104	86	10	of	of	ADP
ejif-4104	86	11	musharakah	musharakah	PROPN
ejif-4104	86	12	venture	venture	NOUN
ejif-4104	86	13	.	.	PUNCT
ejif-4104	87	1			X
ejif-4104	87	2	contractual	contractual	ADJ
ejif-4104	87	3	relationship	relationship	NOUN
ejif-4104	87	4	between	between	ADP
ejif-4104	87	5	parties	party	NOUN
ejif-4104	87	6	.	.	PUNCT
ejif-4104	88	1			X
ejif-4104	88	2	rights	right	NOUN
ejif-4104	88	3	,	,	PUNCT
ejif-4104	88	4	roles	role	NOUN
ejif-4104	88	5	and	and	CCONJ
ejif-4104	88	6	responsibilities	responsibility	NOUN
ejif-4104	88	7	of	of	ADP
ejif-4104	88	8	parties	party	NOUN
ejif-4104	88	9	to	to	ADP
ejif-4104	88	10	the	the	DET
ejif-4104	88	11	musharakah	musharakah	PROPN
ejif-4104	88	12	venture	venture	NOUN
ejif-4104	88	13	.	.	PUNCT
ejif-4104	89	1			PROPN
ejif-4104	89	2	capital	capital	PROPN
ejif-4104	89	3	contributed	contribute	VERB
ejif-4104	89	4	by	by	ADP
ejif-4104	89	5	partners	partner	NOUN
ejif-4104	89	6	.	.	PUNCT
ejif-4104	90	1			PRON
ejif-4104	90	2	profit	profit	NOUN
ejif-4104	90	3	sharing	sharing	NOUN
ejif-4104	90	4	ratio	ratio	NOUN
ejif-4104	90	5	.	.	PUNCT
ejif-4104	91	1			PRON
ejif-4104	91	2	loss	loss	NOUN
ejif-4104	91	3	shall	shall	AUX
ejif-4104	91	4	be	be	AUX
ejif-4104	91	5	borne	bear	VERB
ejif-4104	91	6	proportionate	proportionate	ADJ
ejif-4104	91	7	to	to	ADP
ejif-4104	91	8	the	the	DET
ejif-4104	91	9	capital	capital	NOUN
ejif-4104	91	10	contribution	contribution	NOUN
ejif-4104	91	11	.	.	PUNCT
ejif-4104	92	1			NOUN
ejif-4104	92	2	calculation	calculation	NOUN
ejif-4104	92	3	methodologies	methodology	NOUN
ejif-4104	92	4	and	and	CCONJ
ejif-4104	92	5	timing	timing	NOUN
ejif-4104	92	6	for	for	ADP
ejif-4104	92	7	profit	profit	NOUN
ejif-4104	92	8	distribution	distribution	NOUN
ejif-4104	92	9	.	.	PUNCT
ejif-4104	93	1			PRON
ejif-4104	93	2	tenure	tenure	NOUN
ejif-4104	93	3	of	of	ADP
ejif-4104	93	4	venture	venture	NOUN
ejif-4104	93	5	.	.	PUNCT
ejif-4104	94	1			NOUN
ejif-4104	94	2	pricing	pricing	NOUN
ejif-4104	94	3	or	or	CCONJ
ejif-4104	94	4	valuation	valuation	NOUN
ejif-4104	94	5	method	method	NOUN
ejif-4104	94	6	of	of	ADP
ejif-4104	94	7	underlying	underlie	VERB
ejif-4104	94	8	asset	asset	NOUN
ejif-4104	94	9	or	or	CCONJ
ejif-4104	94	10	shares	share	NOUN
ejif-4104	94	11	.	.	PUNCT
ejif-4104	95	1			NOUN
ejif-4104	95	2	reporting	report	VERB
ejif-4104	95	3	obligation	obligation	NOUN
ejif-4104	95	4	of	of	ADP
ejif-4104	95	5	the	the	DET
ejif-4104	95	6	musharakah	musharakah	PROPN
ejif-4104	95	7	performance	performance	NOUN
ejif-4104	95	8	which	which	PRON
ejif-4104	95	9	include	include	VERB
ejif-4104	95	10	the	the	DET
ejif-4104	95	11	timing	timing	NOUN
ejif-4104	95	12	and	and	CCONJ
ejif-4104	95	13	the	the	DET
ejif-4104	95	14	information	information	NOUN
ejif-4104	95	15	to	to	PART
ejif-4104	95	16	be	be	AUX
ejif-4104	95	17	reported	report	VERB
ejif-4104	95	18	.	.	PUNCT
ejif-4104	96	1			X
ejif-4104	96	2	collateral	collateral	NOUN
ejif-4104	96	3	and	and	CCONJ
ejif-4104	96	4	guarantees	guarantee	NOUN
ejif-4104	96	5	including	include	VERB
ejif-4104	96	6	rights	right	NOUN
ejif-4104	96	7	over	over	ADP
ejif-4104	96	8	assets	asset	NOUN
ejif-4104	96	9	,	,	PUNCT
ejif-4104	96	10	if	if	SCONJ
ejif-4104	96	11	any	any	PRON
ejif-4104	96	12	.	.	PUNCT
ejif-4104	97	1			NOUN
ejif-4104	97	2	terms	term	NOUN
ejif-4104	97	3	and	and	CCONJ
ejif-4104	97	4	dissolution	dissolution	NOUN
ejif-4104	97	5	,	,	PUNCT
ejif-4104	97	6	termination	termination	NOUN
ejif-4104	97	7	,	,	PUNCT
ejif-4104	97	8	redemption	redemption	NOUN
ejif-4104	97	9	or	or	CCONJ
ejif-4104	97	10	withdrawal	withdrawal	NOUN
ejif-4104	97	11	of	of	ADP
ejif-4104	97	12	musharakah	musharakah	ADJ
ejif-4104	97	13	venture	venture	NOUN
ejif-4104	97	14	.	.	PUNCT
ejif-4104	98	1			NOUN
ejif-4104	98	2	fees	fee	NOUN
ejif-4104	98	3	and	and	CCONJ
ejif-4104	98	4	charges	charge	NOUN
ejif-4104	98	5	to	to	PART
ejif-4104	98	6	be	be	AUX
ejif-4104	98	7	borne	bear	VERB
ejif-4104	98	8	by	by	ADP
ejif-4104	98	9	the	the	DET
ejif-4104	98	10	relevant	relevant	ADJ
ejif-4104	98	11	contracting	contracting	NOUN
ejif-4104	98	12	parties	party	NOUN
ejif-4104	98	13	.	.	PUNCT
ejif-4104	99	1	the	the	DET
ejif-4104	99	2	jv	jv	PROPN
ejif-4104	99	3	agreement	agreement	NOUN
ejif-4104	99	4	should	should	AUX
ejif-4104	99	5	entail	entail	VERB
ejif-4104	99	6	the	the	DET
ejif-4104	99	7	rights	right	NOUN
ejif-4104	99	8	and	and	CCONJ
ejif-4104	99	9	exclusively	exclusively	ADV
ejif-4104	99	10	of	of	ADP
ejif-4104	99	11	each	each	DET
ejif-4104	99	12	partner	partner	NOUN
ejif-4104	99	13	.	.	PUNCT
ejif-4104	100	1	it	it	PRON
ejif-4104	100	2	is	be	AUX
ejif-4104	100	3	also	also	ADV
ejif-4104	100	4	more	more	ADV
ejif-4104	100	5	important	important	ADJ
ejif-4104	100	6	to	to	PART
ejif-4104	100	7	be	be	AUX
ejif-4104	100	8	involved	involve	VERB
ejif-4104	100	9	in	in	ADP
ejif-4104	100	10	the	the	DET
ejif-4104	100	11	day	day	NOUN
ejif-4104	100	12	-	-	PUNCT
ejif-4104	100	13	to	to	ADP
ejif-4104	100	14	-	-	PUNCT
ejif-4104	100	15	day	day	NOUN
ejif-4104	100	16	management	management	NOUN
ejif-4104	100	17	as	as	SCONJ
ejif-4104	100	18	stated	state	VERB
ejif-4104	100	19	in	in	ADP
ejif-4104	100	20	the	the	DET
ejif-4104	100	21	agreement	agreement	NOUN
ejif-4104	100	22	.	.	PUNCT
ejif-4104	101	1	the	the	DET
ejif-4104	101	2	bank	bank	NOUN
ejif-4104	101	3	should	should	AUX
ejif-4104	101	4	be	be	AUX
ejif-4104	101	5	watertight	watertight	NOUN
ejif-4104	101	6	in	in	ADP
ejif-4104	101	7	governing	govern	VERB
ejif-4104	101	8	the	the	DET
ejif-4104	101	9	business	business	NOUN
ejif-4104	101	10	,	,	PUNCT
ejif-4104	101	11	and	and	CCONJ
ejif-4104	101	12	should	should	AUX
ejif-4104	101	13	not	not	PART
ejif-4104	101	14	just	just	ADV
ejif-4104	101	15	be	be	AUX
ejif-4104	101	16	a	a	DET
ejif-4104	101	17	jmc	jmc	NOUN
ejif-4104	101	18	nominee	nominee	NOUN
ejif-4104	101	19	.	.	PUNCT
ejif-4104	102	1	thus	thus	ADV
ejif-4104	102	2	,	,	PUNCT
ejif-4104	102	3	jv	jv	NOUN
ejif-4104	102	4	agreement	agreement	NOUN
ejif-4104	102	5	should	should	AUX
ejif-4104	102	6	also	also	ADV
ejif-4104	102	7	focus	focus	VERB
ejif-4104	102	8	on	on	ADP
ejif-4104	102	9	the	the	DET
ejif-4104	102	10	legal	legal	ADJ
ejif-4104	102	11	perspective	perspective	NOUN
ejif-4104	102	12	in	in	ADP
ejif-4104	102	13	civil	civil	ADJ
ejif-4104	102	14	law	law	NOUN
ejif-4104	102	15	,	,	PUNCT
ejif-4104	102	16	necessary	necessary	ADJ
ejif-4104	102	17	undertaking	undertaking	NOUN
ejif-4104	102	18	and	and	CCONJ
ejif-4104	102	19	pre	pre	NOUN
ejif-4104	102	20	-	-	NOUN
ejif-4104	102	21	determination	determination	NOUN
ejif-4104	102	22	of	of	ADP
ejif-4104	102	23	default	default	NOUN
ejif-4104	102	24	/	/	SYM
ejif-4104	102	25	negligence	negligence	NOUN
ejif-4104	102	26	.	.	PUNCT
ejif-4104	103	1	f.	f.	PROPN
ejif-4104	103	2	currency	currency	PROPN
ejif-4104	103	3	risk	risk	NOUN
ejif-4104	103	4	it	it	PRON
ejif-4104	103	5	is	be	AUX
ejif-4104	103	6	known	know	VERB
ejif-4104	103	7	that	that	SCONJ
ejif-4104	103	8	musharakah	musharakah	PROPN
ejif-4104	103	9	venture	venture	NOUN
ejif-4104	103	10	has	have	VERB
ejif-4104	103	11	to	to	PART
ejif-4104	103	12	be	be	AUX
ejif-4104	103	13	denominated	denominate	VERB
ejif-4104	103	14	in	in	ADP
ejif-4104	103	15	a	a	DET
ejif-4104	103	16	single	single	ADJ
ejif-4104	103	17	currency	currency	NOUN
ejif-4104	103	18	.	.	PUNCT
ejif-4104	104	1	since	since	SCONJ
ejif-4104	104	2	it	it	PRON
ejif-4104	104	3	is	be	AUX
ejif-4104	104	4	a	a	DET
ejif-4104	104	5	cross	cross	NOUN
ejif-4104	104	6	border	border	NOUN
ejif-4104	104	7	financing	financing	NOUN
ejif-4104	104	8	and	and	CCONJ
ejif-4104	104	9	involved	involve	VERB
ejif-4104	104	10	at	at	ADP
ejif-4104	104	11	least	least	ADV
ejif-4104	104	12	two	two	NUM
ejif-4104	104	13	types	type	NOUN
ejif-4104	104	14	of	of	ADP
ejif-4104	104	15	currency	currency	NOUN
ejif-4104	104	16	,	,	PUNCT
ejif-4104	104	17	any	any	DET
ejif-4104	104	18	significant	significant	ADJ
ejif-4104	104	19	movement	movement	NOUN
ejif-4104	104	20	in	in	ADP
ejif-4104	104	21	a	a	DET
ejif-4104	104	22	currency	currency	NOUN
ejif-4104	104	23	will	will	AUX
ejif-4104	104	24	lead	lead	VERB
ejif-4104	104	25	to	to	ADP
ejif-4104	104	26	the	the	DET
ejif-4104	104	27	unmatched	unmatched	ADJ
ejif-4104	104	28	expectation	expectation	NOUN
ejif-4104	104	29	and	and	CCONJ
ejif-4104	104	30	therefore	therefore	ADV
ejif-4104	104	31	could	could	AUX
ejif-4104	104	32	breach	breach	VERB
ejif-4104	104	33	the	the	DET
ejif-4104	104	34	objectives	objective	NOUN
ejif-4104	104	35	.	.	PUNCT
ejif-4104	105	1	therefore	therefore	ADV
ejif-4104	105	2	,	,	PUNCT
ejif-4104	105	3	we	we	PRON
ejif-4104	105	4	need	need	VERB
ejif-4104	105	5	to	to	PART
ejif-4104	105	6	ensure	ensure	VERB
ejif-4104	105	7	the	the	DET
ejif-4104	105	8	political	political	ADJ
ejif-4104	105	9	and	and	CCONJ
ejif-4104	105	10	financial	financial	ADJ
ejif-4104	105	11	stability	stability	NOUN
ejif-4104	105	12	of	of	ADP
ejif-4104	105	13	any	any	DET
ejif-4104	105	14	nation	nation	NOUN
ejif-4104	105	15	involved	involve	VERB
ejif-4104	105	16	,	,	PUNCT
ejif-4104	105	17	as	as	SCONJ
ejif-4104	105	18	to	to	PART
ejif-4104	105	19	ensure	ensure	VERB
ejif-4104	105	20	the	the	DET
ejif-4104	105	21	uncertain	uncertain	ADJ
ejif-4104	105	22	expectation	expectation	NOUN
ejif-4104	105	23	will	will	AUX
ejif-4104	105	24	be	be	AUX
ejif-4104	105	25	minimized	minimize	VERB
ejif-4104	105	26	.	.	PUNCT
ejif-4104	106	1	moreover	moreover	ADV
ejif-4104	106	2	,	,	PUNCT
ejif-4104	106	3	this	this	DET
ejif-4104	106	4	musharakah	musharakah	NOUN
ejif-4104	106	5	venture	venture	NOUN
ejif-4104	106	6	somehow	somehow	ADV
ejif-4104	106	7	involves	involve	VERB
ejif-4104	106	8	in	in	ADP
ejif-4104	106	9	long	long	ADJ
ejif-4104	106	10	term	term	NOUN
ejif-4104	106	11	contract	contract	NOUN
ejif-4104	106	12	.	.	PUNCT
ejif-4104	107	1	it	it	PRON
ejif-4104	107	2	is	be	AUX
ejif-4104	107	3	good	good	ADJ
ejif-4104	107	4	to	to	PART
ejif-4104	107	5	introduce	introduce	VERB
ejif-4104	107	6	a	a	DET
ejif-4104	107	7	single	single	ADJ
ejif-4104	107	8	accepted	accept	VERB
ejif-4104	107	9	currency	currency	NOUN
ejif-4104	107	10	or	or	CCONJ
ejif-4104	107	11	even	even	ADV
ejif-4104	107	12	digital	digital	ADJ
ejif-4104	107	13	currency	currency	NOUN
ejif-4104	107	14	to	to	PART
ejif-4104	107	15	standardize	standardize	VERB
ejif-4104	107	16	the	the	DET
ejif-4104	107	17	transaction	transaction	NOUN
ejif-4104	107	18	and	and	CCONJ
ejif-4104	107	19	minimize	minimize	VERB
ejif-4104	107	20	the	the	DET
ejif-4104	107	21	impact	impact	NOUN
ejif-4104	107	22	stakeholders	stakeholder	NOUN
ejif-4104	107	23	.	.	PUNCT
ejif-4104	108	1	iv	iv	X
ejif-4104	108	2	.	.	PUNCT
ejif-4104	108	3	potential	potential	ADJ
ejif-4104	108	4	innovation	innovation	NOUN
ejif-4104	108	5	the	the	DET
ejif-4104	108	6	industry	industry	NOUN
ejif-4104	108	7	revolution	revolution	NOUN
ejif-4104	108	8	4.0	4.0	NUM
ejif-4104	108	9	has	have	AUX
ejif-4104	108	10	been	be	AUX
ejif-4104	108	11	a	a	DET
ejif-4104	108	12	theme	theme	NOUN
ejif-4104	108	13	and	and	CCONJ
ejif-4104	108	14	foundation	foundation	NOUN
ejif-4104	108	15	for	for	ADP
ejif-4104	108	16	any	any	DET
ejif-4104	108	17	future	future	ADJ
ejif-4104	108	18	development	development	NOUN
ejif-4104	108	19	including	include	VERB
ejif-4104	108	20	finance	finance	NOUN
ejif-4104	108	21	.	.	PUNCT
ejif-4104	109	1	fintech	fintech	NOUN
ejif-4104	109	2	has	have	AUX
ejif-4104	109	3	already	already	ADV
ejif-4104	109	4	been	be	AUX
ejif-4104	109	5	a	a	DET
ejif-4104	109	6	base	base	NOUN
ejif-4104	109	7	for	for	ADP
ejif-4104	109	8	financial	financial	ADJ
ejif-4104	109	9	innovation	innovation	NOUN
ejif-4104	109	10	.	.	PUNCT
ejif-4104	110	1	either	either	CCONJ
ejif-4104	110	2	financial	financial	ADJ
ejif-4104	110	3	and	and	CCONJ
ejif-4104	110	4	non	non	ADJ
ejif-4104	110	5	-	-	ADJ
ejif-4104	110	6	financial	financial	ADJ
ejif-4104	110	7	institution	institution	NOUN
ejif-4104	110	8	has	have	AUX
ejif-4104	110	9	invested	invest	VERB
ejif-4104	110	10	extensively	extensively	ADV
ejif-4104	110	11	to	to	PART
ejif-4104	110	12	mark	mark	VERB
ejif-4104	110	13	themselves	themselves	PRON
ejif-4104	110	14	to	to	ADP
ejif-4104	110	15	market	market	NOUN
ejif-4104	110	16	.	.	PUNCT
ejif-4104	111	1	big	big	ADJ
ejif-4104	111	2	data	datum	NOUN
ejif-4104	111	3	analytics	analytic	NOUN
ejif-4104	111	4	,	,	PUNCT
ejif-4104	111	5	artificial	artificial	ADJ
ejif-4104	111	6	intelligence	intelligence	NOUN
ejif-4104	111	7	,	,	PUNCT
ejif-4104	111	8	smart	smart	ADJ
ejif-4104	111	9	contract	contract	NOUN
ejif-4104	111	10	,	,	PUNCT
ejif-4104	111	11	block	block	NOUN
ejif-4104	111	12	chain	chain	NOUN
ejif-4104	111	13	and	and	CCONJ
ejif-4104	111	14	distributed	distribute	VERB
ejif-4104	111	15	ledger	ledger	NOUN
ejif-4104	111	16	technology	technology	NOUN
ejif-4104	111	17	are	be	AUX
ejif-4104	111	18	those	those	PRON
ejif-4104	111	19	among	among	ADP
ejif-4104	111	20	new	new	ADJ
ejif-4104	111	21	dimension	dimension	NOUN
ejif-4104	111	22	to	to	PART
ejif-4104	111	23	be	be	AUX
ejif-4104	111	24	explored	explore	VERB
ejif-4104	111	25	.	.	PUNCT
ejif-4104	112	1	the	the	DET
ejif-4104	112	2	concept	concept	NOUN
ejif-4104	112	3	of	of	ADP
ejif-4104	112	4	musharakah	musharakah	PROPN
ejif-4104	112	5	tijariah	tijariah	PROPN
ejif-4104	112	6	could	could	AUX
ejif-4104	112	7	benefit	benefit	VERB
ejif-4104	112	8	all	all	DET
ejif-4104	112	9	these	these	DET
ejif-4104	112	10	technologies	technology	NOUN
ejif-4104	112	11	to	to	PART
ejif-4104	112	12	mitigate	mitigate	VERB
ejif-4104	112	13	or	or	CCONJ
ejif-4104	112	14	minimize	minimize	VERB
ejif-4104	112	15	any	any	DET
ejif-4104	112	16	risk	risk	NOUN
ejif-4104	112	17	associated	associate	VERB
ejif-4104	112	18	to	to	ADP
ejif-4104	112	19	the	the	DET
ejif-4104	112	20	product	product	NOUN
ejif-4104	112	21	.	.	PUNCT
ejif-4104	113	1	for	for	ADP
ejif-4104	113	2	example	example	NOUN
ejif-4104	113	3	,	,	PUNCT
ejif-4104	113	4	the	the	DET
ejif-4104	113	5	use	use	NOUN
ejif-4104	113	6	of	of	ADP
ejif-4104	113	7	block	block	NOUN
ejif-4104	113	8	chain	chain	NOUN
ejif-4104	113	9	technology	technology	NOUN
ejif-4104	113	10	could	could	AUX
ejif-4104	113	11	improve	improve	VERB
ejif-4104	113	12	the	the	DET
ejif-4104	113	13	transparency	transparency	NOUN
ejif-4104	113	14	of	of	ADP
ejif-4104	113	15	the	the	DET
ejif-4104	113	16	venture	venture	NOUN
ejif-4104	113	17	,	,	PUNCT
ejif-4104	113	18	which	which	PRON
ejif-4104	113	19	could	could	AUX
ejif-4104	113	20	trace	trace	VERB
ejif-4104	113	21	any	any	DET
ejif-4104	113	22	fraud	fraud	NOUN
ejif-4104	113	23	or	or	CCONJ
ejif-4104	113	24	wrongdoing	wrongdoing	NOUN
ejif-4104	113	25	.	.	PUNCT
ejif-4104	114	1	block	block	NOUN
ejif-4104	114	2	chain	chain	NOUN
ejif-4104	114	3	technology	technology	NOUN
ejif-4104	114	4	could	could	AUX
ejif-4104	114	5	also	also	ADV
ejif-4104	114	6	create	create	VERB
ejif-4104	114	7	a	a	DET
ejif-4104	114	8	“	"	PUNCT
ejif-4104	114	9	special	special	ADJ
ejif-4104	114	10	purpose	purpose	NOUN
ejif-4104	114	11	currency	currency	NOUN
ejif-4104	114	12	”	"	PUNCT
ejif-4104	114	13	or	or	CCONJ
ejif-4104	114	14	“	"	PUNCT
ejif-4104	114	15	universal	universal	ADJ
ejif-4104	114	16	currency	currency	NOUN
ejif-4104	114	17	”	"	PUNCT
ejif-4104	114	18	like	like	ADP
ejif-4104	114	19	crypto	crypto	NOUN
ejif-4104	114	20	currency	currency	NOUN
ejif-4104	114	21	to	to	PART
ejif-4104	114	22	mitigate	mitigate	VERB
ejif-4104	114	23	risk	risk	NOUN
ejif-4104	114	24	associated	associate	VERB
ejif-4104	114	25	to	to	ADP
ejif-4104	114	26	uncertain	uncertain	ADJ
ejif-4104	114	27	rate	rate	NOUN
ejif-4104	114	28	of	of	ADP
ejif-4104	114	29	denominated	denominate	VERB
ejif-4104	114	30	currency	currency	NOUN
ejif-4104	114	31	in	in	ADP
ejif-4104	114	32	the	the	DET
ejif-4104	114	33	venture	venture	NOUN
ejif-4104	114	34	.	.	PUNCT
ejif-4104	115	1	this	this	PRON
ejif-4104	115	2	could	could	AUX
ejif-4104	115	3	also	also	ADV
ejif-4104	115	4	improve	improve	VERB
ejif-4104	115	5	the	the	DET
ejif-4104	115	6	reliability	reliability	NOUN
ejif-4104	115	7	of	of	ADP
ejif-4104	115	8	the	the	DET
ejif-4104	115	9	venture	venture	NOUN
ejif-4104	115	10	,	,	PUNCT
ejif-4104	115	11	without	without	ADP
ejif-4104	115	12	only	only	ADV
ejif-4104	115	13	focusing	focus	VERB
ejif-4104	115	14	on	on	ADP
ejif-4104	115	15	the	the	DET
ejif-4104	115	16	conventional	conventional	ADJ
ejif-4104	115	17	risk	risk	NOUN
ejif-4104	115	18	mitigation	mitigation	NOUN
ejif-4104	115	19	tools	tool	NOUN
ejif-4104	115	20	.	.	PUNCT
ejif-4104	116	1	the	the	DET
ejif-4104	116	2	simulation	simulation	NOUN
ejif-4104	116	3	of	of	ADP
ejif-4104	116	4	the	the	DET
ejif-4104	116	5	risk	risk	NOUN
ejif-4104	116	6	in	in	ADP
ejif-4104	116	7	the	the	DET
ejif-4104	116	8	venture	venture	NOUN
ejif-4104	116	9	could	could	AUX
ejif-4104	116	10	be	be	AUX
ejif-4104	116	11	traced	trace	VERB
ejif-4104	116	12	extensively	extensively	ADV
ejif-4104	116	13	using	use	VERB
ejif-4104	116	14	big	big	ADJ
ejif-4104	116	15	data	datum	NOUN
ejif-4104	116	16	analytics	analytic	NOUN
ejif-4104	116	17	and	and	CCONJ
ejif-4104	116	18	artificial	artificial	ADJ
ejif-4104	116	19	intelligence	intelligence	NOUN
ejif-4104	116	20	.	.	PUNCT
ejif-4104	117	1	any	any	DET
ejif-4104	117	2	potential	potential	ADJ
ejif-4104	117	3	loss	loss	NOUN
ejif-4104	117	4	could	could	AUX
ejif-4104	117	5	be	be	AUX
ejif-4104	117	6	traced	trace	VERB
ejif-4104	117	7	earlier	early	ADV
ejif-4104	117	8	than	than	SCONJ
ejif-4104	117	9	expected	expect	VERB
ejif-4104	117	10	and	and	CCONJ
ejif-4104	117	11	any	any	DET
ejif-4104	117	12	mitigation	mitigation	NOUN
ejif-4104	117	13	plan	plan	NOUN
ejif-4104	117	14	can	can	AUX
ejif-4104	117	15	take	take	VERB
ejif-4104	117	16	place	place	NOUN
ejif-4104	117	17	.	.	PUNCT
ejif-4104	118	1	these	these	PRON
ejif-4104	118	2	could	could	AUX
ejif-4104	118	3	be	be	AUX
ejif-4104	118	4	new	new	ADJ
ejif-4104	118	5	dimension	dimension	NOUN
ejif-4104	118	6	to	to	PART
ejif-4104	118	7	mitigate	mitigate	VERB
ejif-4104	118	8	risk	risk	NOUN
ejif-4104	118	9	under	under	ADP
ejif-4104	118	10	venture	venture	NOUN
ejif-4104	118	11	business	business	NOUN
ejif-4104	118	12	and	and	CCONJ
ejif-4104	118	13	make	make	VERB
ejif-4104	118	14	proposed	propose	VERB
ejif-4104	118	15	musharakah	musharakah	PROPN
ejif-4104	118	16	venture	venture	NOUN
ejif-4104	118	17	looks	look	VERB
ejif-4104	118	18	viable	viable	ADJ
ejif-4104	118	19	and	and	CCONJ
ejif-4104	118	20	reliable	reliable	ADJ
ejif-4104	118	21	.	.	PUNCT
ejif-4104	119	1	ejif	ejif	PROPN
ejif-4104	119	2	–	–	PUNCT
ejif-4104	119	3	european	european	PROPN
ejif-4104	119	4	journal	journal	PROPN
ejif-4104	119	5	of	of	ADP
ejif-4104	119	6	islamic	islamic	PROPN
ejif-4104	119	7	finance	finance	PROPN
ejif-4104	119	8	second	second	ADJ
ejif-4104	119	9	special	special	ADJ
ejif-4104	119	10	issue	issue	NOUN
ejif-4104	119	11	for	for	ADP
ejif-4104	119	12	ejif	ejif	PROPN
ejif-4104	119	13	workshop	workshop	PROPN
ejif-4104	119	14	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4104	119	15	issn	issn	PROPN
ejif-4104	119	16	2421	2421	NUM
ejif-4104	119	17	-	-	SYM
ejif-4104	119	18	2172	2172	NUM
ejif-4104	119	19	5	5	NUM
ejif-4104	119	20	conclusion	conclusion	NOUN
ejif-4104	119	21	this	this	DET
ejif-4104	119	22	product	product	NOUN
ejif-4104	119	23	encourages	encourage	VERB
ejif-4104	119	24	mobilization	mobilization	NOUN
ejif-4104	119	25	of	of	ADP
ejif-4104	119	26	idle	idle	ADJ
ejif-4104	119	27	capital	capital	NOUN
ejif-4104	119	28	or	or	CCONJ
ejif-4104	119	29	cash	cash	NOUN
ejif-4104	119	30	entities	entity	NOUN
ejif-4104	119	31	within	within	ADP
ejif-4104	119	32	cross	cross	ADJ
ejif-4104	119	33	-	-	ADJ
ejif-4104	119	34	border	border	ADJ
ejif-4104	119	35	financing	financing	NOUN
ejif-4104	119	36	activities	activity	NOUN
ejif-4104	119	37	and	and	CCONJ
ejif-4104	119	38	thus	thus	ADV
ejif-4104	119	39	provides	provide	VERB
ejif-4104	119	40	a	a	DET
ejif-4104	119	41	basis	basis	NOUN
ejif-4104	119	42	for	for	ADP
ejif-4104	119	43	economic	economic	ADJ
ejif-4104	119	44	cooperation	cooperation	NOUN
ejif-4104	119	45	between	between	ADP
ejif-4104	119	46	these	these	DET
ejif-4104	119	47	organizations	organization	NOUN
ejif-4104	119	48	in	in	ADP
ejif-4104	119	49	the	the	DET
ejif-4104	119	50	society	society	NOUN
ejif-4104	119	51	.	.	PUNCT
ejif-4104	120	1	this	this	DET
ejif-4104	120	2	product	product	NOUN
ejif-4104	120	3	also	also	ADV
ejif-4104	120	4	is	be	AUX
ejif-4104	120	5	expected	expect	VERB
ejif-4104	120	6	to	to	PART
ejif-4104	120	7	inject	inject	VERB
ejif-4104	120	8	greater	great	ADJ
ejif-4104	120	9	prosper	prosper	NOUN
ejif-4104	120	10	to	to	ADP
ejif-4104	120	11	the	the	DET
ejif-4104	120	12	bank	bank	NOUN
ejif-4104	120	13	’s	’s	PART
ejif-4104	120	14	overall	overall	ADJ
ejif-4104	120	15	performance	performance	NOUN
ejif-4104	120	16	.	.	PUNCT
ejif-4104	121	1	premised	premise	VERB
ejif-4104	121	2	on	on	ADP
ejif-4104	121	3	the	the	DET
ejif-4104	121	4	above	above	NOUN
ejif-4104	121	5	,	,	PUNCT
ejif-4104	121	6	musharakah	musharakah	PROPN
ejif-4104	121	7	tijariah	tijariah	PROPN
ejif-4104	121	8	cross	cross	ADJ
ejif-4104	121	9	-	-	ADJ
ejif-4104	121	10	border	border	ADJ
ejif-4104	121	11	financing	financing	NOUN
ejif-4104	121	12	provided	provide	VERB
ejif-4104	121	13	the	the	DET
ejif-4104	121	14	bank	bank	NOUN
ejif-4104	121	15	wider	wide	ADJ
ejif-4104	121	16	customer	customer	NOUN
ejif-4104	121	17	experience	experience	NOUN
ejif-4104	121	18	for	for	ADP
ejif-4104	121	19	markets	market	NOUN
ejif-4104	121	20	that	that	PRON
ejif-4104	121	21	are	be	AUX
ejif-4104	121	22	still	still	ADV
ejif-4104	121	23	largely	largely	ADV
ejif-4104	121	24	untapped	untapped	ADJ
ejif-4104	121	25	.	.	PUNCT
ejif-4104	122	1	it	it	PRON
ejif-4104	122	2	also	also	ADV
ejif-4104	122	3	provides	provide	VERB
ejif-4104	122	4	opportunities	opportunity	NOUN
ejif-4104	122	5	to	to	PART
ejif-4104	122	6	expand	expand	VERB
ejif-4104	122	7	the	the	DET
ejif-4104	122	8	investment	investment	NOUN
ejif-4104	122	9	choices	choice	NOUN
ejif-4104	122	10	and	and	CCONJ
ejif-4104	122	11	opportunities	opportunity	NOUN
ejif-4104	122	12	available	available	ADJ
ejif-4104	122	13	to	to	ADP
ejif-4104	122	14	the	the	DET
ejif-4104	122	15	bank	bank	NOUN
ejif-4104	122	16	clients	client	NOUN
ejif-4104	122	17	and	and	CCONJ
ejif-4104	122	18	allow	allow	VERB
ejif-4104	122	19	them	they	PRON
ejif-4104	122	20	to	to	PART
ejif-4104	122	21	execute	execute	VERB
ejif-4104	122	22	alternative	alternative	ADJ
ejif-4104	122	23	investment	investment	NOUN
ejif-4104	122	24	strategies	strategy	NOUN
ejif-4104	122	25	.	.	PUNCT
ejif-4104	123	1	customer	customer	NOUN
ejif-4104	123	2	also	also	ADV
ejif-4104	123	3	may	may	AUX
ejif-4104	123	4	leverage	leverage	VERB
ejif-4104	123	5	on	on	ADP
ejif-4104	123	6	market	market	NOUN
ejif-4104	123	7	reputation	reputation	NOUN
ejif-4104	123	8	as	as	ADP
ejif-4104	123	9	a	a	DET
ejif-4104	123	10	jv	jv	NOUN
ejif-4104	123	11	partner	partner	NOUN
ejif-4104	123	12	to	to	ADP
ejif-4104	123	13	the	the	DET
ejif-4104	123	14	bank	bank	NOUN
ejif-4104	123	15	especially	especially	ADV
ejif-4104	123	16	small	small	ADJ
ejif-4104	123	17	medium	medium	ADJ
ejif-4104	123	18	entrepreneurs	entrepreneur	NOUN
ejif-4104	123	19	.	.	PUNCT
ejif-4104	124	1	references	reference	NOUN
ejif-4104	124	2	accounting	account	VERB
ejif-4104	124	3	and	and	CCONJ
ejif-4104	124	4	auditing	auditing	NOUN
ejif-4104	124	5	organization	organization	NOUN
ejif-4104	124	6	for	for	ADP
ejif-4104	124	7	islamic	islamic	ADJ
ejif-4104	124	8	financial	financial	ADJ
ejif-4104	124	9	institution	institution	NOUN
ejif-4104	124	10	.	.	PUNCT
ejif-4104	125	1	“	"	PUNCT
ejif-4104	125	2	accounting	account	VERB
ejif-4104	125	3	standard	standard	ADJ
ejif-4104	125	4	fas	fas	PROPN
ejif-4104	125	5	3	3	NUM
ejif-4104	125	6	musharakah	musharakah	NOUN
ejif-4104	125	7	financing	financing	NOUN
ejif-4104	125	8	”	"	PUNCT
ejif-4104	125	9	.	.	PUNCT
ejif-4104	126	1	bank	bank	PROPN
ejif-4104	126	2	negara	negara	PROPN
ejif-4104	126	3	malaysia	malaysia	PROPN
ejif-4104	126	4	,	,	PUNCT
ejif-4104	126	5	“	"	PUNCT
ejif-4104	126	6	capital	capital	NOUN
ejif-4104	126	7	adequacy	adequacy	NOUN
ejif-4104	126	8	framework	framework	NOUN
ejif-4104	126	9	for	for	ADP
ejif-4104	126	10	islamic	islamic	ADJ
ejif-4104	126	11	banks	bank	NOUN
ejif-4104	126	12	(	(	PUNCT
ejif-4104	126	13	capital	capital	NOUN
ejif-4104	126	14	components	component	NOUN
ejif-4104	126	15	)	)	PUNCT
ejif-4104	126	16	”	"	PUNCT
ejif-4104	126	17	,	,	PUNCT
ejif-4104	126	18	november	november	PROPN
ejif-4104	126	19	2012	2012	NUM
ejif-4104	126	20	.	.	PUNCT
ejif-4104	127	1	bank	bank	PROPN
ejif-4104	127	2	negara	negara	PROPN
ejif-4104	127	3	malaysia	malaysia	PROPN
ejif-4104	127	4	,	,	PUNCT
ejif-4104	127	5	“	"	PUNCT
ejif-4104	127	6	guidelines	guideline	NOUN
ejif-4104	127	7	on	on	ADP
ejif-4104	127	8	musharakah	musharakah	NOUN
ejif-4104	127	9	and	and	CCONJ
ejif-4104	127	10	mudharabah	mudharabah	NOUN
ejif-4104	127	11	contracts	contract	NOUN
ejif-4104	127	12	for	for	ADP
ejif-4104	127	13	islamic	islamic	ADJ
ejif-4104	127	14	banking	banking	NOUN
ejif-4104	127	15	institution	institution	NOUN
ejif-4104	127	16	”	"	PUNCT
ejif-4104	127	17	,	,	PUNCT
ejif-4104	127	18	june	june	PROPN
ejif-4104	127	19	2010	2010	NUM
ejif-4104	127	20	.	.	PUNCT
ejif-4104	128	1	bank	bank	PROPN
ejif-4104	128	2	negara	negara	PROPN
ejif-4104	128	3	malaysia	malaysia	PROPN
ejif-4104	128	4	,	,	PUNCT
ejif-4104	128	5	“	"	PUNCT
ejif-4104	128	6	guidelines	guideline	NOUN
ejif-4104	128	7	on	on	ADP
ejif-4104	128	8	property	property	NOUN
ejif-4104	128	9	development	development	NOUN
ejif-4104	128	10	and	and	CCONJ
ejif-4104	128	11	property	property	NOUN
ejif-4104	128	12	investment	investment	NOUN
ejif-4104	128	13	activities	activity	NOUN
ejif-4104	128	14	by	by	ADP
ejif-4104	128	15	islamic	islamic	ADJ
ejif-4104	128	16	banks	bank	NOUN
ejif-4104	128	17	”	"	PUNCT
ejif-4104	128	18	,	,	PUNCT
ejif-4104	128	19	january	january	PROPN
ejif-4104	128	20	2019	2019	NUM
ejif-4104	128	21	biancone	biancone	NOUN
ejif-4104	128	22	,	,	PUNCT
ejif-4104	128	23	p.p	p.p	PROPN
ejif-4104	128	24	.	.	PROPN
ejif-4104	128	25	,	,	PUNCT
ejif-4104	128	26	&	&	CCONJ
ejif-4104	128	27	radwan	radwan	PROPN
ejif-4104	128	28	,	,	PUNCT
ejif-4104	128	29	m.	m.	NOUN
ejif-4104	128	30	(	(	PUNCT
ejif-4104	128	31	2019	2019	NUM
ejif-4104	128	32	)	)	PUNCT
ejif-4104	128	33	.	.	PUNCT
ejif-4104	129	1	social	social	ADJ
ejif-4104	129	2	finance	finance	NOUN
ejif-4104	129	3	and	and	CCONJ
ejif-4104	129	4	financing	finance	VERB
ejif-4104	129	5	social	social	ADJ
ejif-4104	129	6	enterprises	enterprise	NOUN
ejif-4104	129	7	:	:	PUNCT
ejif-4104	129	8	an	an	DET
ejif-4104	129	9	islamic	islamic	ADJ
ejif-4104	129	10	finance	finance	NOUN
ejif-4104	129	11	perspective	perspective	NOUN
ejif-4104	129	12	.	.	PUNCT
ejif-4104	130	1	european	european	PROPN
ejif-4104	130	2	journal	journal	PROPN
ejif-4104	130	3	of	of	ADP
ejif-4104	130	4	islamic	islamic	PROPN
ejif-4104	130	5	finance	finance	PROPN
ejif-4104	130	6	.	.	PUNCT
ejif-4104	131	1	biancone	biancone	NOUN
ejif-4104	131	2	,	,	PUNCT
ejif-4104	131	3	p.p	p.p	PROPN
ejif-4104	131	4	.	.	PROPN
ejif-4104	131	5	,	,	PUNCT
ejif-4104	131	6	&	&	CCONJ
ejif-4104	131	7	radwan	radwan	PROPN
ejif-4104	131	8	,	,	PUNCT
ejif-4104	131	9	m.	m.	NOUN
ejif-4104	131	10	(	(	PUNCT
ejif-4104	131	11	2018	2018	NUM
ejif-4104	131	12	)	)	PUNCT
ejif-4104	131	13	.	.	PUNCT
ejif-4104	132	1	social	social	ADJ
ejif-4104	132	2	finance	finance	NOUN
ejif-4104	132	3	and	and	CCONJ
ejif-4104	132	4	unconventional	unconventional	ADJ
ejif-4104	132	5	financing	financing	NOUN
ejif-4104	132	6	alternatives	alternative	NOUN
ejif-4104	132	7	:	:	PUNCT
ejif-4104	132	8	an	an	DET
ejif-4104	132	9	overview	overview	NOUN
ejif-4104	132	10	.	.	PUNCT
ejif-4104	133	1	european	european	ADJ
ejif-4104	133	2	journal	journal	PROPN
ejif-4104	133	3	of	of	ADP
ejif-4104	133	4	islamic	islamic	PROPN
ejif-4104	133	5	finance,(10	finance,(10	PROPN
ejif-4104	133	6	)	)	PUNCT
ejif-4104	133	7	.	.	PUNCT
ejif-4104	134	1	biancone	biancone	NOUN
ejif-4104	134	2	,	,	PUNCT
ejif-4104	134	3	p.p	p.p	PROPN
ejif-4104	134	4	.	.	PROPN
ejif-4104	134	5	,	,	PUNCT
ejif-4104	134	6	&	&	CCONJ
ejif-4104	134	7	radwan	radwan	PROPN
ejif-4104	134	8	,	,	PUNCT
ejif-4104	134	9	m.	m.	NOUN
ejif-4104	134	10	(	(	PUNCT
ejif-4104	134	11	2018	2018	NUM
ejif-4104	134	12	)	)	PUNCT
ejif-4104	134	13	.	.	PUNCT
ejif-4104	135	1	sharia	sharia	NOUN
ejif-4104	135	2	-	-	PUNCT
ejif-4104	135	3	compliant	compliant	NOUN
ejif-4104	135	4	financing	financing	NOUN
ejif-4104	135	5	for	for	ADP
ejif-4104	135	6	public	public	ADJ
ejif-4104	135	7	utility	utility	NOUN
ejif-4104	135	8	infrastructure	infrastructure	NOUN
ejif-4104	135	9	.	.	PUNCT
ejif-4104	136	1	utilities	utility	NOUN
ejif-4104	136	2	policy,52	policy,52	PROPN
ejif-4104	136	3	,	,	PUNCT
ejif-4104	136	4	89	89	NUM
ejif-4104	136	5	-	-	SYM
ejif-4104	136	6	94	94	NUM
ejif-4104	136	7	.	.	PUNCT
ejif-4104	137	1	biancone	biancone	NOUN
ejif-4104	137	2	,	,	PUNCT
ejif-4104	137	3	p.p	p.p	PROPN
ejif-4104	137	4	.	.	PROPN
ejif-4104	137	5	,	,	PUNCT
ejif-4104	137	6	secinaro	secinaro	NOUN
ejif-4104	137	7	,	,	PUNCT
ejif-4104	137	8	s.	s.	PROPN
ejif-4104	137	9	,	,	PUNCT
ejif-4104	137	10	&	&	CCONJ
ejif-4104	137	11	kamal	kamal	PROPN
ejif-4104	137	12	,	,	PUNCT
ejif-4104	137	13	m.	m.	NOUN
ejif-4104	137	14	(	(	PUNCT
ejif-4104	137	15	2019	2019	NUM
ejif-4104	137	16	)	)	PUNCT
ejif-4104	137	17	.	.	PUNCT
ejif-4104	138	1	crowdfunding	crowdfunding	NOUN
ejif-4104	138	2	and	and	CCONJ
ejif-4104	138	3	fintech	fintech	NOUN
ejif-4104	138	4	:	:	PUNCT
ejif-4104	138	5	business	business	NOUN
ejif-4104	138	6	model	model	NOUN
ejif-4104	138	7	sharia	sharia	PROPN
ejif-4104	138	8	-	-	PUNCT
ejif-4104	138	9	compliant	compliant	NOUN
ejif-4104	138	10	.	.	PUNCT
ejif-4104	139	1	european	european	ADJ
ejif-4104	139	2	journal	journal	PROPN
ejif-4104	139	3	of	of	ADP
ejif-4104	139	4	islamic	islamic	ADJ
ejif-4104	139	5	finance,(12	finance,(12	ADV
ejif-4104	139	6	)	)	PUNCT
ejif-4104	139	7	.	.	PUNCT
ejif-4104	140	1	lembaga	lembaga	PROPN
ejif-4104	140	2	piawaian	piawaian	PROPN
ejif-4104	140	3	perakaunan	perakaunan	PROPN
ejif-4104	140	4	malaysia	malaysia	PROPN
ejif-4104	140	5	,	,	PUNCT
ejif-4104	140	6	“	"	PUNCT
ejif-4104	140	7	shariah	shariah	PROPN
ejif-4104	140	8	compliant	compliant	ADJ
ejif-4104	140	9	profit	profit	NOUN
ejif-4104	140	10	-	-	PUNCT
ejif-4104	140	11	sharing	share	VERB
ejif-4104	140	12	contracts	contract	NOUN
ejif-4104	140	13	”	"	PUNCT
ejif-4104	140	14	,	,	PUNCT
ejif-4104	140	15	march	march	PROPN
ejif-4104	140	16	2012	2012	NUM
ejif-4104	140	17	.	.	PUNCT
ejif-4104	141	1	malaysian	malaysian	PROPN
ejif-4104	141	2	institute	institute	PROPN
ejif-4104	141	3	of	of	ADP
ejif-4104	141	4	accountants	accountant	NOUN
ejif-4104	141	5	(	(	PUNCT
ejif-4104	141	6	mia	mia	NOUN
ejif-4104	141	7	)	)	PUNCT
ejif-4104	141	8	,	,	PUNCT
ejif-4104	141	9	“	"	PUNCT
ejif-4104	141	10	tax	tax	NOUN
ejif-4104	141	11	treament	treament	NOUN
ejif-4104	141	12	on	on	ADP
ejif-4104	141	13	islamic	islamic	ADJ
ejif-4104	141	14	finance	finance	PROPN
ejif-4104	141	15	in	in	ADP
ejif-4104	141	16	malaysia	malaysia	PROPN
ejif-4104	141	17	”	"	PUNCT
ejif-4104	141	18	,	,	PUNCT
ejif-4104	141	19	november	november	PROPN
ejif-4104	141	20	2012	2012	NUM
ejif-4104	141	21	.	.	PUNCT
ejif-4104	142	1	ejif	ejif	PROPN
ejif-4104	142	2	–	–	PUNCT
ejif-4104	142	3	european	european	PROPN
ejif-4104	142	4	journal	journal	PROPN
ejif-4104	142	5	of	of	ADP
ejif-4104	142	6	islamic	islamic	PROPN
ejif-4104	142	7	finance	finance	PROPN
ejif-4104	142	8	second	second	ADJ
ejif-4104	142	9	special	special	ADJ
ejif-4104	142	10	issue	issue	NOUN
ejif-4104	142	11	for	for	ADP
ejif-4104	142	12	ejif	ejif	PROPN
ejif-4104	142	13	workshop	workshop	PROPN
ejif-4104	142	14	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4104	142	15	issn	issn	PROPN
ejif-4104	142	16	2421	2421	NUM
ejif-4104	142	17	-	-	SYM
ejif-4104	142	18	2172	2172	NUM
ejif-4104	142	19	6	6	NUM