id	sid	tid	token	lemma	pos
ejif-4633	1	1	paper	paper	NOUN
ejif-4633	1	2	title	title	NOUN
ejif-4633	1	3	(	(	PUNCT
ejif-4633	1	4	use	use	NOUN
ejif-4633	1	5	style	style	NOUN
ejif-4633	1	6	:	:	PUNCT
ejif-4633	1	7	paper	paper	NOUN
ejif-4633	1	8	title	title	NOUN
ejif-4633	1	9	)	)	PUNCT
ejif-4633	1	10	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4633	1	11	issn	issn	VERB
ejif-4633	1	12	2421	2421	NUM
ejif-4633	1	13	-	-	SYM
ejif-4633	1	14	2172	2172	NUM
ejif-4633	1	15	1	1	NUM
ejif-4633	1	16	impact	impact	NOUN
ejif-4633	1	17	of	of	ADP
ejif-4633	1	18	islamic	islamic	ADJ
ejif-4633	1	19	microfinance	microfinance	NOUN
ejif-4633	1	20	on	on	ADP
ejif-4633	1	21	borrower‟s	borrower‟s	DET
ejif-4633	1	22	income	income	NOUN
ejif-4633	1	23	in	in	ADP
ejif-4633	1	24	pakistana	pakistana	NOUN
ejif-4633	1	25	case	case	NOUN
ejif-4633	1	26	study	study	NOUN
ejif-4633	1	27	of	of	ADP
ejif-4633	1	28	akhuwat	akhuwat	ADJ
ejif-4633	1	29	humera	humera	PROPN
ejif-4633	1	30	tariq	tariq	PROPN
ejif-4633	1	31	mahmood	mahmood	PROPN
ejif-4633	1	32	alumni	alumnus	NOUN
ejif-4633	1	33	;	;	PUNCT
ejif-4633	1	34	hamad	hamad	PROPN
ejif-4633	1	35	bin	bin	PROPN
ejif-4633	1	36	khalifa	khalifa	PROPN
ejif-4633	1	37	university	university	PROPN
ejif-4633	1	38	,	,	PUNCT
ejif-4633	1	39	qatar	qatar	PROPN
ejif-4633	1	40	abstract	abstract	NOUN
ejif-4633	1	41	—	—	PUNCT
ejif-4633	1	42	microfinance	microfinance	NOUN
ejif-4633	1	43	is	be	AUX
ejif-4633	1	44	a	a	DET
ejif-4633	1	45	process	process	NOUN
ejif-4633	1	46	of	of	ADP
ejif-4633	1	47	providing	provide	VERB
ejif-4633	1	48	financial	financial	ADJ
ejif-4633	1	49	access	access	NOUN
ejif-4633	1	50	in	in	ADP
ejif-4633	1	51	the	the	DET
ejif-4633	1	52	form	form	NOUN
ejif-4633	1	53	of	of	ADP
ejif-4633	1	54	micro	micro	NOUN
ejif-4633	1	55	-	-	NOUN
ejif-4633	1	56	credits	credit	NOUN
ejif-4633	1	57	,	,	PUNCT
ejif-4633	1	58	and	and	CCONJ
ejif-4633	1	59	other	other	ADJ
ejif-4633	1	60	services	service	NOUN
ejif-4633	1	61	such	such	ADJ
ejif-4633	1	62	as	as	ADP
ejif-4633	1	63	microinsurance	microinsurance	ADJ
ejif-4633	1	64	,	,	PUNCT
ejif-4633	1	65	savings	saving	NOUN
ejif-4633	1	66	,	,	PUNCT
ejif-4633	1	67	checking	check	VERB
ejif-4633	1	68	accounts	account	NOUN
ejif-4633	1	69	and	and	CCONJ
ejif-4633	1	70	payment	payment	NOUN
ejif-4633	1	71	systems	system	NOUN
ejif-4633	1	72	to	to	ADP
ejif-4633	1	73	the	the	DET
ejif-4633	1	74	poor	poor	ADJ
ejif-4633	1	75	who	who	PRON
ejif-4633	1	76	do	do	AUX
ejif-4633	1	77	not	not	PART
ejif-4633	1	78	have	have	VERB
ejif-4633	1	79	access	access	NOUN
ejif-4633	1	80	to	to	ADP
ejif-4633	1	81	conventional	conventional	ADJ
ejif-4633	1	82	banking	banking	NOUN
ejif-4633	1	83	.	.	PUNCT
ejif-4633	2	1	lack	lack	NOUN
ejif-4633	2	2	of	of	ADP
ejif-4633	2	3	collateral	collateral	NOUN
ejif-4633	2	4	and	and	CCONJ
ejif-4633	2	5	capital	capital	NOUN
ejif-4633	2	6	assets	asset	NOUN
ejif-4633	2	7	put	put	VERB
ejif-4633	2	8	limitations	limitation	NOUN
ejif-4633	2	9	on	on	ADP
ejif-4633	2	10	the	the	DET
ejif-4633	2	11	marginalized	marginalize	VERB
ejif-4633	2	12	community	community	NOUN
ejif-4633	2	13	to	to	PART
ejif-4633	2	14	access	access	VERB
ejif-4633	2	15	the	the	DET
ejif-4633	2	16	funds	fund	NOUN
ejif-4633	2	17	through	through	ADP
ejif-4633	2	18	the	the	DET
ejif-4633	2	19	conventional	conventional	ADJ
ejif-4633	2	20	banking	banking	NOUN
ejif-4633	2	21	system	system	NOUN
ejif-4633	2	22	which	which	PRON
ejif-4633	2	23	leads	lead	VERB
ejif-4633	2	24	to	to	ADP
ejif-4633	2	25	their	their	PRON
ejif-4633	2	26	financial	financial	ADJ
ejif-4633	2	27	exclusion	exclusion	NOUN
ejif-4633	2	28	.	.	PUNCT
ejif-4633	3	1	it	it	PRON
ejif-4633	3	2	is	be	AUX
ejif-4633	3	3	grasped	grasp	VERB
ejif-4633	3	4	that	that	SCONJ
ejif-4633	3	5	the	the	DET
ejif-4633	3	6	objective	objective	NOUN
ejif-4633	3	7	of	of	ADP
ejif-4633	3	8	financial	financial	ADJ
ejif-4633	3	9	inclusion	inclusion	NOUN
ejif-4633	3	10	can	can	AUX
ejif-4633	3	11	be	be	AUX
ejif-4633	3	12	achieved	achieve	VERB
ejif-4633	3	13	at	at	ADP
ejif-4633	3	14	its	its	PRON
ejif-4633	3	15	full	full	ADJ
ejif-4633	3	16	potential	potential	NOUN
ejif-4633	3	17	through	through	ADP
ejif-4633	3	18	redistributive	redistributive	ADJ
ejif-4633	3	19	instruments	instrument	NOUN
ejif-4633	3	20	(	(	PUNCT
ejif-4633	3	21	zakah	zakah	X
ejif-4633	3	22	,	,	PUNCT
ejif-4633	3	23	awqaf	awqaf	PROPN
ejif-4633	3	24	,	,	PUNCT
ejif-4633	3	25	qard	qard	PROPN
ejif-4633	3	26	al	al	PROPN
ejif-4633	3	27	-	-	PUNCT
ejif-4633	3	28	hassan	hassan	PROPN
ejif-4633	3	29	)	)	PUNCT
ejif-4633	3	30	of	of	ADP
ejif-4633	3	31	the	the	DET
ejif-4633	3	32	islamic	islamic	ADJ
ejif-4633	3	33	microfinance	microfinance	NOUN
ejif-4633	3	34	industry	industry	NOUN
ejif-4633	3	35	.	.	PUNCT
ejif-4633	4	1	pakistan	pakistan	PROPN
ejif-4633	4	2	microfinance	microfinance	PROPN
ejif-4633	4	3	review	review	PROPN
ejif-4633	4	4	(	(	PUNCT
ejif-4633	4	5	2017	2017	NUM
ejif-4633	4	6	)	)	PUNCT
ejif-4633	4	7	revealed	reveal	VERB
ejif-4633	4	8	that	that	SCONJ
ejif-4633	4	9	akhuwat	akhuwat	ADJ
ejif-4633	4	10	(	(	PUNCT
ejif-4633	4	11	a	a	DET
ejif-4633	4	12	leading	lead	VERB
ejif-4633	4	13	islamic	islamic	ADJ
ejif-4633	4	14	microfinance	microfinance	NOUN
ejif-4633	4	15	organization	organization	NOUN
ejif-4633	4	16	based	base	VERB
ejif-4633	4	17	on	on	ADP
ejif-4633	4	18	voluntarism	voluntarism	NOUN
ejif-4633	4	19	and	and	CCONJ
ejif-4633	4	20	philanthropy	philanthropy	NOUN
ejif-4633	4	21	)	)	PUNCT
ejif-4633	4	22	had	have	AUX
ejif-4633	4	23	maintained	maintain	VERB
ejif-4633	4	24	its	its	PRON
ejif-4633	4	25	outreach	outreach	NOUN
ejif-4633	4	26	top	top	ADJ
ejif-4633	4	27	spot	spot	NOUN
ejif-4633	4	28	in	in	ADP
ejif-4633	4	29	terms	term	NOUN
ejif-4633	4	30	of	of	ADP
ejif-4633	4	31	active	active	ADJ
ejif-4633	4	32	borrowers	borrower	NOUN
ejif-4633	4	33	(	(	PUNCT
ejif-4633	4	34	820,000	820,000	NUM
ejif-4633	4	35	)	)	PUNCT
ejif-4633	4	36	during	during	ADP
ejif-4633	4	37	the	the	DET
ejif-4633	4	38	year	year	NOUN
ejif-4633	4	39	2017	2017	NUM
ejif-4633	4	40	.	.	PUNCT
ejif-4633	5	1	this	this	DET
ejif-4633	5	2	study	study	NOUN
ejif-4633	5	3	is	be	AUX
ejif-4633	5	4	conducted	conduct	VERB
ejif-4633	5	5	to	to	PART
ejif-4633	5	6	analyze	analyze	VERB
ejif-4633	5	7	microfinance	microfinance	NOUN
ejif-4633	5	8	services	service	NOUN
ejif-4633	5	9	provided	provide	VERB
ejif-4633	5	10	by	by	ADP
ejif-4633	5	11	akhuwat	akhuwat	ADJ
ejif-4633	5	12	and	and	CCONJ
ejif-4633	5	13	its	its	PRON
ejif-4633	5	14	effects	effect	NOUN
ejif-4633	5	15	on	on	ADP
ejif-4633	5	16	borrowers	borrower	NOUN
ejif-4633	5	17	’	’	PART
ejif-4633	5	18	income	income	NOUN
ejif-4633	5	19	and	and	CCONJ
ejif-4633	5	20	consumption	consumption	NOUN
ejif-4633	5	21	.	.	PUNCT
ejif-4633	6	1	the	the	DET
ejif-4633	6	2	study	study	NOUN
ejif-4633	6	3	adopted	adopt	VERB
ejif-4633	6	4	the	the	DET
ejif-4633	6	5	qualitative	qualitative	ADJ
ejif-4633	6	6	research	research	NOUN
ejif-4633	6	7	designed	design	VERB
ejif-4633	6	8	by	by	ADP
ejif-4633	6	9	applying	apply	VERB
ejif-4633	6	10	questionnaires	questionnaire	NOUN
ejif-4633	6	11	and	and	CCONJ
ejif-4633	6	12	interviewing	interview	VERB
ejif-4633	6	13	techniques	technique	NOUN
ejif-4633	6	14	to	to	PART
ejif-4633	6	15	collect	collect	VERB
ejif-4633	6	16	data	datum	NOUN
ejif-4633	6	17	.	.	PUNCT
ejif-4633	7	1	the	the	DET
ejif-4633	7	2	study	study	NOUN
ejif-4633	7	3	finds	find	VERB
ejif-4633	7	4	that	that	SCONJ
ejif-4633	7	5	there	there	PRON
ejif-4633	7	6	was	be	VERB
ejif-4633	7	7	a	a	DET
ejif-4633	7	8	reasonable	reasonable	ADJ
ejif-4633	7	9	increase	increase	NOUN
ejif-4633	7	10	in	in	ADP
ejif-4633	7	11	the	the	DET
ejif-4633	7	12	income	income	NOUN
ejif-4633	7	13	and	and	CCONJ
ejif-4633	7	14	consumption	consumption	NOUN
ejif-4633	7	15	of	of	ADP
ejif-4633	7	16	the	the	DET
ejif-4633	7	17	borrowers	borrower	NOUN
ejif-4633	7	18	.	.	PUNCT
ejif-4633	8	1	results	result	NOUN
ejif-4633	8	2	indicate	indicate	VERB
ejif-4633	8	3	an	an	DET
ejif-4633	8	4	average	average	ADJ
ejif-4633	8	5	increase	increase	NOUN
ejif-4633	8	6	of	of	ADP
ejif-4633	8	7	18	18	NUM
ejif-4633	8	8	%	%	NOUN
ejif-4633	8	9	in	in	ADP
ejif-4633	8	10	rural	rural	ADJ
ejif-4633	8	11	borrowers	borrower	NOUN
ejif-4633	8	12	’	’	PART
ejif-4633	8	13	income	income	NOUN
ejif-4633	8	14	and	and	CCONJ
ejif-4633	8	15	an	an	DET
ejif-4633	8	16	average	average	ADJ
ejif-4633	8	17	increase	increase	NOUN
ejif-4633	8	18	of	of	ADP
ejif-4633	8	19	23	23	NUM
ejif-4633	8	20	%	%	NOUN
ejif-4633	8	21	in	in	ADP
ejif-4633	8	22	urban	urban	ADJ
ejif-4633	8	23	borrowers	borrower	NOUN
ejif-4633	8	24	’	'	PUNCT
ejif-4633	8	25	income	income	NOUN
ejif-4633	8	26	.	.	PUNCT
ejif-4633	9	1	the	the	DET
ejif-4633	9	2	study	study	NOUN
ejif-4633	9	3	recommends	recommend	VERB
ejif-4633	9	4	that	that	SCONJ
ejif-4633	9	5	vocational	vocational	ADJ
ejif-4633	9	6	training	training	NOUN
ejif-4633	9	7	should	should	AUX
ejif-4633	9	8	be	be	AUX
ejif-4633	9	9	provided	provide	VERB
ejif-4633	9	10	to	to	ADP
ejif-4633	9	11	people	people	NOUN
ejif-4633	9	12	in	in	ADP
ejif-4633	9	13	rural	rural	ADJ
ejif-4633	9	14	areas	area	NOUN
ejif-4633	9	15	to	to	PART
ejif-4633	9	16	enable	enable	VERB
ejif-4633	9	17	them	they	PRON
ejif-4633	9	18	to	to	PART
ejif-4633	9	19	engage	engage	VERB
ejif-4633	9	20	in	in	ADP
ejif-4633	9	21	diverse	diverse	ADJ
ejif-4633	9	22	business	business	NOUN
ejif-4633	9	23	activities	activity	NOUN
ejif-4633	9	24	instead	instead	ADV
ejif-4633	9	25	of	of	ADP
ejif-4633	9	26	solely	solely	ADV
ejif-4633	9	27	relying	rely	VERB
ejif-4633	9	28	on	on	ADP
ejif-4633	9	29	agriculture	agriculture	NOUN
ejif-4633	9	30	-	-	PUNCT
ejif-4633	9	31	related	relate	VERB
ejif-4633	9	32	business	business	NOUN
ejif-4633	9	33	.	.	PUNCT
ejif-4633	10	1	keywords	keyword	NOUN
ejif-4633	10	2	-	-	PUNCT
ejif-4633	10	3	islamic	islamic	ADJ
ejif-4633	10	4	microfinance	microfinance	NOUN
ejif-4633	10	5	,	,	PUNCT
ejif-4633	10	6	qard	qard	PROPN
ejif-4633	10	7	al	al	PROPN
ejif-4633	10	8	-	-	PUNCT
ejif-4633	10	9	hassan	hassan	PROPN
ejif-4633	10	10	,	,	PUNCT
ejif-4633	10	11	financial	financial	ADJ
ejif-4633	10	12	inclusion	inclusion	NOUN
ejif-4633	10	13	,	,	PUNCT
ejif-4633	10	14	demography	demography	NOUN
ejif-4633	10	15	,	,	PUNCT
ejif-4633	10	16	literacy	literacy	NOUN
ejif-4633	10	17	,	,	PUNCT
ejif-4633	10	18	consumption	consumption	NOUN
ejif-4633	10	19	i.	i.	NOUN
ejif-4633	10	20	introduction	introduction	NOUN
ejif-4633	10	21	numerous	numerous	ADJ
ejif-4633	10	22	developing	develop	VERB
ejif-4633	10	23	countries	country	NOUN
ejif-4633	10	24	afflicted	afflict	VERB
ejif-4633	10	25	by	by	ADP
ejif-4633	10	26	poverty	poverty	NOUN
ejif-4633	10	27	applied	apply	VERB
ejif-4633	10	28	various	various	ADJ
ejif-4633	10	29	poverty	poverty	NOUN
ejif-4633	10	30	mitigation	mitigation	NOUN
ejif-4633	10	31	strategies	strategy	NOUN
ejif-4633	10	32	to	to	PART
ejif-4633	10	33	combat	combat	VERB
ejif-4633	10	34	poverty	poverty	NOUN
ejif-4633	10	35	and	and	CCONJ
ejif-4633	10	36	uplift	uplift	VERB
ejif-4633	10	37	the	the	DET
ejif-4633	10	38	economic	economic	ADJ
ejif-4633	10	39	conditions	condition	NOUN
ejif-4633	10	40	of	of	ADP
ejif-4633	10	41	unprivileged	unprivileged	ADJ
ejif-4633	10	42	people	people	NOUN
ejif-4633	10	43	in	in	ADP
ejif-4633	10	44	societies	society	NOUN
ejif-4633	10	45	.	.	PUNCT
ejif-4633	11	1	unfortunately	unfortunately	ADV
ejif-4633	11	2	,	,	PUNCT
ejif-4633	11	3	it	it	PRON
ejif-4633	11	4	is	be	AUX
ejif-4633	11	5	witnessed	witness	VERB
ejif-4633	11	6	that	that	SCONJ
ejif-4633	11	7	the	the	DET
ejif-4633	11	8	strategies	strategy	NOUN
ejif-4633	11	9	remained	remain	VERB
ejif-4633	11	10	unsuccessful	unsuccessful	ADJ
ejif-4633	11	11	in	in	ADP
ejif-4633	11	12	escalating	escalate	VERB
ejif-4633	11	13	the	the	DET
ejif-4633	11	14	living	living	NOUN
ejif-4633	11	15	standards	standard	NOUN
ejif-4633	11	16	of	of	ADP
ejif-4633	11	17	the	the	DET
ejif-4633	11	18	poor	poor	ADJ
ejif-4633	11	19	.	.	PUNCT
ejif-4633	12	1	this	this	DET
ejif-4633	12	2	phenomenon	phenomenon	NOUN
ejif-4633	12	3	requires	require	VERB
ejif-4633	12	4	a	a	DET
ejif-4633	12	5	multidisciplinary	multidisciplinary	ADJ
ejif-4633	12	6	approach	approach	NOUN
ejif-4633	12	7	to	to	PART
ejif-4633	12	8	deal	deal	VERB
ejif-4633	12	9	with	with	ADP
ejif-4633	12	10	poverty	poverty	NOUN
ejif-4633	12	11	alleviation	alleviation	NOUN
ejif-4633	12	12	which	which	PRON
ejif-4633	12	13	is	be	AUX
ejif-4633	12	14	afflicting	afflict	VERB
ejif-4633	12	15	human	human	ADJ
ejif-4633	12	16	society	society	NOUN
ejif-4633	12	17	.	.	PUNCT
ejif-4633	13	1	microfinance	microfinance	NOUN
ejif-4633	13	2	was	be	AUX
ejif-4633	13	3	introduced	introduce	VERB
ejif-4633	13	4	as	as	ADP
ejif-4633	13	5	a	a	DET
ejif-4633	13	6	tool	tool	NOUN
ejif-4633	13	7	to	to	PART
ejif-4633	13	8	fight	fight	VERB
ejif-4633	13	9	poverty	poverty	NOUN
ejif-4633	14	1	[	[	X
ejif-4633	14	2	1	1	NUM
ejif-4633	14	3	]	]	PUNCT
ejif-4633	14	4	.	.	PUNCT
ejif-4633	15	1	microfinance	microfinance	NOUN
ejif-4633	15	2	organizations	organization	NOUN
ejif-4633	15	3	are	be	AUX
ejif-4633	15	4	aimed	aim	VERB
ejif-4633	15	5	to	to	PART
ejif-4633	15	6	support	support	VERB
ejif-4633	15	7	the	the	DET
ejif-4633	15	8	groups	group	NOUN
ejif-4633	15	9	who	who	PRON
ejif-4633	15	10	are	be	AUX
ejif-4633	15	11	neglected	neglect	VERB
ejif-4633	15	12	,	,	PUNCT
ejif-4633	15	13	low	low	ADJ
ejif-4633	15	14	-	-	PUNCT
ejif-4633	15	15	income	income	NOUN
ejif-4633	15	16	earners	earner	NOUN
ejif-4633	15	17	and	and	CCONJ
ejif-4633	15	18	can	can	AUX
ejif-4633	15	19	not	not	PART
ejif-4633	15	20	approach	approach	VERB
ejif-4633	15	21	conventional	conventional	ADJ
ejif-4633	15	22	banks	bank	NOUN
ejif-4633	15	23	due	due	ADJ
ejif-4633	15	24	to	to	ADP
ejif-4633	15	25	lack	lack	NOUN
ejif-4633	15	26	of	of	ADP
ejif-4633	15	27	collaterals	collateral	NOUN
ejif-4633	15	28	.	.	PUNCT
ejif-4633	16	1	moreover	moreover	ADV
ejif-4633	16	2	,	,	PUNCT
ejif-4633	16	3	microfinance	microfinance	NOUN
ejif-4633	16	4	helps	help	VERB
ejif-4633	16	5	the	the	DET
ejif-4633	16	6	poor	poor	ADJ
ejif-4633	16	7	to	to	PART
ejif-4633	16	8	start	start	VERB
ejif-4633	16	9	the	the	DET
ejif-4633	16	10	small	small	ADJ
ejif-4633	16	11	business	business	NOUN
ejif-4633	16	12	or	or	CCONJ
ejif-4633	16	13	production	production	NOUN
ejif-4633	16	14	activity	activity	NOUN
ejif-4633	16	15	to	to	PART
ejif-4633	16	16	generate	generate	VERB
ejif-4633	16	17	additional	additional	ADJ
ejif-4633	16	18	income	income	NOUN
ejif-4633	16	19	at	at	ADP
ejif-4633	16	20	the	the	DET
ejif-4633	16	21	low	low	ADJ
ejif-4633	16	22	financing	financing	NOUN
ejif-4633	16	23	cost	cost	NOUN
ejif-4633	16	24	.	.	PUNCT
ejif-4633	17	1	it	it	PRON
ejif-4633	17	2	is	be	AUX
ejif-4633	17	3	argued	argue	VERB
ejif-4633	17	4	that	that	SCONJ
ejif-4633	17	5	microfinance	microfinance	NOUN
ejif-4633	17	6	organizations	organization	NOUN
ejif-4633	17	7	,	,	PUNCT
ejif-4633	17	8	on	on	ADP
ejif-4633	17	9	the	the	DET
ejif-4633	17	10	one	one	NUM
ejif-4633	17	11	hand	hand	NOUN
ejif-4633	17	12	,	,	PUNCT
ejif-4633	17	13	support	support	VERB
ejif-4633	17	14	the	the	DET
ejif-4633	17	15	unprivileged	unprivileged	ADJ
ejif-4633	17	16	groups	group	NOUN
ejif-4633	17	17	,	,	PUNCT
ejif-4633	17	18	on	on	ADP
ejif-4633	17	19	the	the	DET
ejif-4633	17	20	other	other	ADJ
ejif-4633	17	21	hand	hand	NOUN
ejif-4633	17	22	,	,	PUNCT
ejif-4633	17	23	do	do	AUX
ejif-4633	17	24	not	not	PART
ejif-4633	17	25	escalate	escalate	VERB
ejif-4633	17	26	their	their	PRON
ejif-4633	17	27	living	living	NOUN
ejif-4633	17	28	standards	standard	NOUN
ejif-4633	17	29	due	due	ADP
ejif-4633	17	30	to	to	ADP
ejif-4633	17	31	interest	interest	NOUN
ejif-4633	17	32	payments	payment	NOUN
ejif-4633	17	33	on	on	ADP
ejif-4633	17	34	providing	provide	VERB
ejif-4633	17	35	credits	credit	NOUN
ejif-4633	17	36	[	[	X
ejif-4633	17	37	2	2	NUM
ejif-4633	17	38	]	]	PUNCT
ejif-4633	17	39	.	.	PUNCT
ejif-4633	18	1	leikem	leikem	PROPN
ejif-4633	18	2	argued	argue	VERB
ejif-4633	18	3	that	that	SCONJ
ejif-4633	18	4	traditional	traditional	ADJ
ejif-4633	18	5	microfinance	microfinance	NOUN
ejif-4633	18	6	services	service	NOUN
ejif-4633	18	7	focused	focus	VERB
ejif-4633	18	8	on	on	ADP
ejif-4633	18	9	empowering	empower	VERB
ejif-4633	18	10	lower	low	ADJ
ejif-4633	18	11	-	-	PUNCT
ejif-4633	18	12	income	income	NOUN
ejif-4633	18	13	businesses	business	NOUN
ejif-4633	18	14	whereas	whereas	SCONJ
ejif-4633	18	15	the	the	DET
ejif-4633	18	16	poor	poor	ADJ
ejif-4633	18	17	could	could	AUX
ejif-4633	18	18	not	not	PART
ejif-4633	18	19	get	get	VERB
ejif-4633	18	20	many	many	ADJ
ejif-4633	18	21	benefits	benefit	NOUN
ejif-4633	18	22	from	from	ADP
ejif-4633	18	23	microfinance	microfinance	NOUN
ejif-4633	18	24	and	and	CCONJ
ejif-4633	18	25	their	their	PRON
ejif-4633	18	26	incomes	income	NOUN
ejif-4633	18	27	remained	remain	VERB
ejif-4633	18	28	unchanged	unchanged	ADJ
ejif-4633	18	29	[	[	X
ejif-4633	18	30	3	3	NUM
ejif-4633	18	31	]	]	PUNCT
ejif-4633	18	32	.	.	PUNCT
ejif-4633	19	1	furthermore	furthermore	ADV
ejif-4633	19	2	,	,	PUNCT
ejif-4633	19	3	these	these	DET
ejif-4633	19	4	traditional	traditional	ADJ
ejif-4633	19	5	microfinance	microfinance	NOUN
ejif-4633	19	6	institutions	institution	NOUN
ejif-4633	19	7	(	(	PUNCT
ejif-4633	19	8	mfis	mfis	PROPN
ejif-4633	19	9	)	)	PUNCT
ejif-4633	19	10	based	base	VERB
ejif-4633	19	11	on	on	ADP
ejif-4633	19	12	interestbearing	interestbeare	VERB
ejif-4633	19	13	foreign	foreign	ADJ
ejif-4633	19	14	donations	donation	NOUN
ejif-4633	19	15	for	for	ADP
ejif-4633	19	16	their	their	PRON
ejif-4633	19	17	capital	capital	NOUN
ejif-4633	19	18	do	do	AUX
ejif-4633	19	19	not	not	PART
ejif-4633	19	20	conform	conform	VERB
ejif-4633	19	21	to	to	ADP
ejif-4633	19	22	shariah	shariah	PROPN
ejif-4633	19	23	principles	principle	NOUN
ejif-4633	19	24	.	.	PUNCT
ejif-4633	20	1	islamic	islamic	ADJ
ejif-4633	20	2	scholars	scholars	PROPN
ejif-4633	20	3	realized	realize	VERB
ejif-4633	20	4	the	the	DET
ejif-4633	20	5	need	need	NOUN
ejif-4633	20	6	for	for	SCONJ
ejif-4633	20	7	shariah	shariah	NOUN
ejif-4633	20	8	-	-	PUNCT
ejif-4633	20	9	compliant	compliant	ADJ
ejif-4633	20	10	solutions	solution	NOUN
ejif-4633	20	11	to	to	PART
ejif-4633	20	12	deal	deal	VERB
ejif-4633	20	13	with	with	ADP
ejif-4633	20	14	poverty	poverty	NOUN
ejif-4633	20	15	in	in	ADP
ejif-4633	20	16	muslim	muslim	ADJ
ejif-4633	20	17	countries	country	NOUN
ejif-4633	20	18	.	.	PUNCT
ejif-4633	21	1	islamic	islamic	ADJ
ejif-4633	21	2	microfinance	microfinance	NOUN
ejif-4633	21	3	was	be	AUX
ejif-4633	21	4	introduced	introduce	VERB
ejif-4633	21	5	,	,	PUNCT
ejif-4633	21	6	which	which	PRON
ejif-4633	21	7	gained	gain	VERB
ejif-4633	21	8	popularity	popularity	NOUN
ejif-4633	21	9	all	all	ADV
ejif-4633	21	10	over	over	ADP
ejif-4633	21	11	the	the	DET
ejif-4633	21	12	world	world	NOUN
ejif-4633	21	13	,	,	PUNCT
ejif-4633	21	14	to	to	PART
ejif-4633	21	15	help	help	VERB
ejif-4633	21	16	the	the	DET
ejif-4633	21	17	poor	poor	ADJ
ejif-4633	21	18	by	by	ADP
ejif-4633	21	19	meeting	meet	VERB
ejif-4633	21	20	shariah	shariah	PROPN
ejif-4633	21	21	principles	principle	NOUN
ejif-4633	21	22	(	(	PUNCT
ejif-4633	21	23	prohibition	prohibition	NOUN
ejif-4633	21	24	of	of	ADP
ejif-4633	21	25	riba	riba	PROPN
ejif-4633	21	26	(	(	PUNCT
ejif-4633	21	27	usury	usury	NOUN
ejif-4633	21	28	)	)	PUNCT
ejif-4633	21	29	,	,	PUNCT
ejif-4633	21	30	gharar(uncertainty	gharar(uncertainty	PROPN
ejif-4633	21	31	)	)	PUNCT
ejif-4633	21	32	,	,	PUNCT
ejif-4633	21	33	maysir	maysir	NOUN
ejif-4633	21	34	(	(	PUNCT
ejif-4633	21	35	gambling	gambling	NOUN
ejif-4633	21	36	)	)	PUNCT
ejif-4633	21	37	,	,	PUNCT
ejif-4633	21	38	illegal	illegal	ADJ
ejif-4633	21	39	activities	activity	NOUN
ejif-4633	21	40	,	,	PUNCT
ejif-4633	21	41	and	and	CCONJ
ejif-4633	21	42	unearned	unearned	ADJ
ejif-4633	21	43	income	income	NOUN
ejif-4633	21	44	.	.	PUNCT
ejif-4633	22	1	muslims	muslim	NOUN
ejif-4633	22	2	and	and	CCONJ
ejif-4633	22	3	non	non	NOUN
ejif-4633	22	4	-	-	NOUN
ejif-4633	22	5	muslims	muslim	NOUN
ejif-4633	22	6	both	both	PRON
ejif-4633	22	7	are	be	AUX
ejif-4633	22	8	getting	get	VERB
ejif-4633	22	9	benefit	benefit	NOUN
ejif-4633	22	10	from	from	ADP
ejif-4633	22	11	islamic	islamic	ADJ
ejif-4633	22	12	microfinance	microfinance	NOUN
ejif-4633	22	13	institutions	institution	NOUN
ejif-4633	22	14	(	(	PUNCT
ejif-4633	22	15	imf	imf	PROPN
ejif-4633	22	16	)	)	PUNCT
ejif-4633	22	17	.	.	PUNCT
ejif-4633	23	1	however	however	ADV
ejif-4633	23	2	,	,	PUNCT
ejif-4633	23	3	the	the	DET
ejif-4633	23	4	islamic	islamic	ADJ
ejif-4633	23	5	financial	financial	ADJ
ejif-4633	23	6	system	system	NOUN
ejif-4633	23	7	is	be	AUX
ejif-4633	23	8	based	base	VERB
ejif-4633	23	9	on	on	ADP
ejif-4633	23	10	shariah	shariah	PROPN
ejif-4633	23	11	and	and	CCONJ
ejif-4633	23	12	promotes	promote	VERB
ejif-4633	23	13	justice	justice	NOUN
ejif-4633	23	14	,	,	PUNCT
ejif-4633	23	15	equitable	equitable	ADJ
ejif-4633	23	16	distribution	distribution	NOUN
ejif-4633	23	17	of	of	ADP
ejif-4633	23	18	income	income	NOUN
ejif-4633	23	19	and	and	CCONJ
ejif-4633	23	20	wealth	wealth	NOUN
ejif-4633	23	21	.	.	PUNCT
ejif-4633	24	1	it	it	PRON
ejif-4633	24	2	undoubtedly	undoubtedly	ADV
ejif-4633	24	3	contributes	contribute	VERB
ejif-4633	24	4	to	to	ADP
ejif-4633	24	5	balancing	balance	VERB
ejif-4633	24	6	the	the	DET
ejif-4633	24	7	social	social	ADJ
ejif-4633	24	8	and	and	CCONJ
ejif-4633	24	9	economic	economic	ADJ
ejif-4633	24	10	features	feature	NOUN
ejif-4633	24	11	of	of	ADP
ejif-4633	24	12	human	human	ADJ
ejif-4633	24	13	society	society	NOUN
ejif-4633	24	14	and	and	CCONJ
ejif-4633	24	15	helps	help	VERB
ejif-4633	24	16	in	in	ADP
ejif-4633	24	17	poverty	poverty	NOUN
ejif-4633	24	18	alleviation	alleviation	NOUN
ejif-4633	24	19	by	by	ADP
ejif-4633	24	20	avoiding	avoid	VERB
ejif-4633	24	21	the	the	DET
ejif-4633	24	22	exploitation	exploitation	NOUN
ejif-4633	24	23	of	of	ADP
ejif-4633	24	24	the	the	DET
ejif-4633	24	25	poor	poor	ADJ
ejif-4633	24	26	.	.	PUNCT
ejif-4633	25	1	islamic	islamic	ADJ
ejif-4633	25	2	microfinance	microfinance	NOUN
ejif-4633	25	3	got	get	VERB
ejif-4633	25	4	more	more	ADJ
ejif-4633	25	5	significance	significance	NOUN
ejif-4633	25	6	in	in	ADP
ejif-4633	25	7	the	the	DET
ejif-4633	25	8	world	world	NOUN
ejif-4633	25	9	economy	economy	NOUN
ejif-4633	25	10	after	after	ADP
ejif-4633	25	11	the	the	DET
ejif-4633	25	12	world	world	NOUN
ejif-4633	25	13	crisis	crisis	NOUN
ejif-4633	25	14	in	in	ADP
ejif-4633	25	15	2008	2008	NUM
ejif-4633	25	16	.	.	PUNCT
ejif-4633	26	1	islamic	islamic	ADJ
ejif-4633	26	2	microfinance	microfinance	PROPN
ejif-4633	26	3	paved	pave	VERB
ejif-4633	26	4	its	its	PRON
ejif-4633	26	5	way	way	NOUN
ejif-4633	26	6	due	due	ADP
ejif-4633	26	7	to	to	ADP
ejif-4633	26	8	its	its	PRON
ejif-4633	26	9	distinct	distinct	ADJ
ejif-4633	26	10	features	feature	NOUN
ejif-4633	26	11	and	and	CCONJ
ejif-4633	26	12	proved	prove	VERB
ejif-4633	26	13	more	more	ADV
ejif-4633	26	14	productive	productive	ADJ
ejif-4633	26	15	as	as	SCONJ
ejif-4633	26	16	compared	compare	VERB
ejif-4633	26	17	to	to	ADP
ejif-4633	26	18	conventional	conventional	ADJ
ejif-4633	26	19	.	.	PUNCT
ejif-4633	27	1	islamic	islamic	ADJ
ejif-4633	27	2	microfinance	microfinance	NOUN
ejif-4633	27	3	products	product	NOUN
ejif-4633	27	4	such	such	ADJ
ejif-4633	27	5	as	as	ADP
ejif-4633	27	6	charity	charity	NOUN
ejif-4633	27	7	,	,	PUNCT
ejif-4633	27	8	zakah	zakah	PROPN
ejif-4633	27	9	,	,	PUNCT
ejif-4633	27	10	awqaf	awqaf	PROPN
ejif-4633	27	11	are	be	AUX
ejif-4633	27	12	more	more	ADV
ejif-4633	27	13	productive	productive	ADJ
ejif-4633	27	14	and	and	CCONJ
ejif-4633	27	15	efficient	efficient	ADJ
ejif-4633	27	16	in	in	ADP
ejif-4633	27	17	poverty	poverty	NOUN
ejif-4633	27	18	reduction	reduction	NOUN
ejif-4633	27	19	[	[	X
ejif-4633	27	20	4	4	NUM
ejif-4633	27	21	]	]	PUNCT
ejif-4633	27	22	.	.	PUNCT
ejif-4633	28	1	according	accord	VERB
ejif-4633	28	2	to	to	ADP
ejif-4633	28	3	the	the	DET
ejif-4633	28	4	latest	late	ADJ
ejif-4633	28	5	research	research	NOUN
ejif-4633	28	6	in	in	ADP
ejif-4633	28	7	2019	2019	NUM
ejif-4633	28	8	by	by	ADP
ejif-4633	28	9	the	the	DET
ejif-4633	28	10	international	international	ADJ
ejif-4633	28	11	monetary	monetary	ADJ
ejif-4633	28	12	fund	fund	NOUN
ejif-4633	28	13	(	(	PUNCT
ejif-4633	28	14	imf	imf	PROPN
ejif-4633	28	15	)	)	PUNCT
ejif-4633	28	16	,	,	PUNCT
ejif-4633	28	17	pakistan	pakistan	PROPN
ejif-4633	28	18	is	be	AUX
ejif-4633	28	19	ranked	rank	VERB
ejif-4633	28	20	40	40	NUM
ejif-4633	28	21	in	in	ADP
ejif-4633	28	22	the	the	DET
ejif-4633	28	23	list	list	NOUN
ejif-4633	28	24	of	of	ADP
ejif-4633	28	25	top	top	ADJ
ejif-4633	28	26	hundred	hundred	NUM
ejif-4633	28	27	countries	country	NOUN
ejif-4633	28	28	affected	affect	VERB
ejif-4633	28	29	by	by	ADP
ejif-4633	28	30	poverty	poverty	NOUN
ejif-4633	28	31	.	.	PUNCT
ejif-4633	29	1	its	its	PRON
ejif-4633	29	2	gdp	gdp	NOUN
ejif-4633	29	3	per	per	ADP
ejif-4633	29	4	capita	capita	NOUN
ejif-4633	29	5	is	be	AUX
ejif-4633	29	6	usd	usd	NOUN
ejif-4633	29	7	1,541	1,541	NUM
ejif-4633	29	8	.	.	PUNCT
ejif-4633	30	1	this	this	DET
ejif-4633	30	2	ranking	ranking	NOUN
ejif-4633	30	3	is	be	AUX
ejif-4633	30	4	measured	measure	VERB
ejif-4633	30	5	by	by	ADP
ejif-4633	30	6	taking	take	VERB
ejif-4633	30	7	gdp	gdp	NOUN
ejif-4633	30	8	per	per	ADP
ejif-4633	30	9	capita	capita	NOUN
ejif-4633	30	10	of	of	ADP
ejif-4633	30	11	one	one	NUM
ejif-4633	30	12	hundred	hundred	NUM
ejif-4633	30	13	eighty	eighty	NUM
ejif-4633	30	14	-	-	PUNCT
ejif-4633	30	15	seven	seven	NUM
ejif-4633	30	16	countries	country	NOUN
ejif-4633	30	17	[	[	X
ejif-4633	30	18	5	5	NUM
ejif-4633	30	19	]	]	PUNCT
ejif-4633	30	20	.	.	PUNCT
ejif-4633	31	1	the	the	DET
ejif-4633	31	2	microfinance	microfinance	NOUN
ejif-4633	31	3	industry	industry	NOUN
ejif-4633	31	4	in	in	ADP
ejif-4633	31	5	general	general	ADJ
ejif-4633	31	6	and	and	CCONJ
ejif-4633	31	7	islamic	islamic	ADJ
ejif-4633	31	8	microfinance	microfinance	NOUN
ejif-4633	31	9	institutions	institution	NOUN
ejif-4633	31	10	,	,	PUNCT
ejif-4633	31	11	in	in	ADP
ejif-4633	31	12	particular	particular	ADJ
ejif-4633	31	13	,	,	PUNCT
ejif-4633	31	14	are	be	AUX
ejif-4633	31	15	playing	play	VERB
ejif-4633	31	16	a	a	DET
ejif-4633	31	17	vital	vital	ADJ
ejif-4633	31	18	role	role	NOUN
ejif-4633	31	19	in	in	ADP
ejif-4633	31	20	poverty	poverty	NOUN
ejif-4633	31	21	alleviation	alleviation	NOUN
ejif-4633	31	22	in	in	ADP
ejif-4633	31	23	pakistan	pakistan	PROPN
ejif-4633	31	24	.	.	PUNCT
ejif-4633	32	1	micro	micro	PROPN
ejif-4633	32	2	watch	watch	PROPN
ejif-4633	32	3	report	report	NOUN
ejif-4633	32	4	represented	represent	VERB
ejif-4633	32	5	a	a	DET
ejif-4633	32	6	significant	significant	ADJ
ejif-4633	32	7	increase	increase	NOUN
ejif-4633	32	8	in	in	ADP
ejif-4633	32	9	microcredit	microcredit	PROPN
ejif-4633	32	10	outreach	outreach	NOUN
ejif-4633	32	11	in	in	ADP
ejif-4633	32	12	some	some	DET
ejif-4633	32	13	areas	area	NOUN
ejif-4633	32	14	of	of	ADP
ejif-4633	32	15	pakistan	pakistan	PROPN
ejif-4633	33	1	[	[	X
ejif-4633	33	2	6	6	NUM
ejif-4633	33	3	]	]	PUNCT
ejif-4633	33	4	.	.	PUNCT
ejif-4633	34	1	during	during	ADP
ejif-4633	34	2	the	the	DET
ejif-4633	34	3	last	last	ADJ
ejif-4633	34	4	quarter	quarter	NOUN
ejif-4633	34	5	of	of	ADP
ejif-4633	34	6	2018	2018	NUM
ejif-4633	34	7	,	,	PUNCT
ejif-4633	34	8	the	the	DET
ejif-4633	34	9	net	net	ADJ
ejif-4633	34	10	growth	growth	NOUN
ejif-4633	34	11	of	of	ADP
ejif-4633	34	12	active	active	ADJ
ejif-4633	34	13	borrowers	borrower	NOUN
ejif-4633	34	14	in	in	ADP
ejif-4633	34	15	karachi	karachi	PROPN
ejif-4633	34	16	is	be	AUX
ejif-4633	34	17	37,852	37,852	NUM
ejif-4633	34	18	;	;	PUNCT
ejif-4633	34	19	bhakkar	bhakkar	NOUN
ejif-4633	34	20	is	be	AUX
ejif-4633	34	21	15,719	15,719	NUM
ejif-4633	34	22	;	;	PUNCT
ejif-4633	34	23	sargodha	sargodha	PROPN
ejif-4633	34	24	is	be	AUX
ejif-4633	34	25	14,681	14,681	NUM
ejif-4633	34	26	;	;	PUNCT
ejif-4633	34	27	rahimyar	rahimyar	NOUN
ejif-4633	34	28	khan	khan	PROPN
ejif-4633	34	29	is	be	AUX
ejif-4633	34	30	14,303	14,303	NUM
ejif-4633	34	31	;	;	PUNCT
ejif-4633	34	32	jamshoro	jamshoro	PROPN
ejif-4633	34	33	is	be	AUX
ejif-4633	34	34	14,211	14,211	NUM
ejif-4633	34	35	.	.	PUNCT
ejif-4633	35	1	however	however	ADV
ejif-4633	35	2	,	,	PUNCT
ejif-4633	35	3	akhuwat	akhuwat	ADJ
ejif-4633	35	4	(	(	PUNCT
ejif-4633	35	5	leading	lead	VERB
ejif-4633	35	6	islamic	islamic	ADJ
ejif-4633	35	7	microfinance	microfinance	NOUN
ejif-4633	35	8	provider	provider	NOUN
ejif-4633	35	9	)	)	PUNCT
ejif-4633	35	10	remained	remain	VERB
ejif-4633	35	11	the	the	DET
ejif-4633	35	12	top	top	ADV
ejif-4633	35	13	-	-	PUNCT
ejif-4633	35	14	ranked	rank	VERB
ejif-4633	35	15	microfinance	microfinance	NOUN
ejif-4633	35	16	provider	provider	NOUN
ejif-4633	35	17	with	with	ADP
ejif-4633	35	18	820,000	820,000	NUM
ejif-4633	35	19	active	active	ADJ
ejif-4633	35	20	borrowers	borrower	NOUN
ejif-4633	35	21	during	during	ADP
ejif-4633	35	22	the	the	DET
ejif-4633	35	23	year	year	NOUN
ejif-4633	35	24	2017	2017	NUM
ejif-4633	35	25	[	[	X
ejif-4633	35	26	7	7	NUM
ejif-4633	35	27	]	]	PUNCT
ejif-4633	35	28	.	.	PUNCT
ejif-4633	36	1	despite	despite	SCONJ
ejif-4633	36	2	previous	previous	ADJ
ejif-4633	36	3	studies	study	NOUN
ejif-4633	36	4	conducted	conduct	VERB
ejif-4633	36	5	to	to	PART
ejif-4633	36	6	measure	measure	VERB
ejif-4633	36	7	the	the	DET
ejif-4633	36	8	efficiency	efficiency	NOUN
ejif-4633	36	9	,	,	PUNCT
ejif-4633	36	10	sustainability	sustainability	NOUN
ejif-4633	36	11	,	,	PUNCT
ejif-4633	36	12	and	and	CCONJ
ejif-4633	36	13	impact	impact	NOUN
ejif-4633	36	14	of	of	ADP
ejif-4633	36	15	microfinance	microfinance	NOUN
ejif-4633	36	16	institutions	institution	NOUN
ejif-4633	36	17	on	on	ADP
ejif-4633	36	18	various	various	ADJ
ejif-4633	36	19	socioeconomic	socioeconomic	ADJ
ejif-4633	36	20	variables	variable	NOUN
ejif-4633	36	21	.	.	PUNCT
ejif-4633	37	1	nevertheless	nevertheless	ADV
ejif-4633	37	2	,	,	PUNCT
ejif-4633	37	3	the	the	DET
ejif-4633	37	4	literature	literature	NOUN
ejif-4633	37	5	on	on	ADP
ejif-4633	37	6	islamic	islamic	ADJ
ejif-4633	37	7	microfinance	microfinance	NOUN
ejif-4633	37	8	,	,	PUNCT
ejif-4633	37	9	its	its	PRON
ejif-4633	37	10	models	model	NOUN
ejif-4633	37	11	,	,	PUNCT
ejif-4633	37	12	product	product	NOUN
ejif-4633	37	13	designs	design	NOUN
ejif-4633	37	14	and	and	CCONJ
ejif-4633	37	15	its	its	PRON
ejif-4633	37	16	role	role	NOUN
ejif-4633	37	17	in	in	ADP
ejif-4633	37	18	financial	financial	ADJ
ejif-4633	37	19	inclusion	inclusion	NOUN
ejif-4633	37	20	is	be	AUX
ejif-4633	37	21	also	also	ADV
ejif-4633	37	22	available	available	ADJ
ejif-4633	37	23	.	.	PUNCT
ejif-4633	38	1	ejif	ejif	PROPN
ejif-4633	38	2	–	–	PUNCT
ejif-4633	38	3	european	european	PROPN
ejif-4633	38	4	journal	journal	PROPN
ejif-4633	38	5	of	of	ADP
ejif-4633	38	6	islamic	islamic	PROPN
ejif-4633	38	7	finance	finance	PROPN
ejif-4633	38	8	second	second	ADJ
ejif-4633	38	9	special	special	ADJ
ejif-4633	38	10	issue	issue	NOUN
ejif-4633	38	11	for	for	ADP
ejif-4633	38	12	ejif	ejif	PROPN
ejif-4633	38	13	workshop	workshop	PROPN
ejif-4633	38	14	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4633	38	15	issn	issn	PROPN
ejif-4633	38	16	2421	2421	NUM
ejif-4633	38	17	-	-	SYM
ejif-4633	38	18	2172	2172	NUM
ejif-4633	38	19	2	2	NUM
ejif-4633	38	20	data	datum	NOUN
ejif-4633	38	21	of	of	ADP
ejif-4633	38	22	akhuwat	akhuwat	ADJ
ejif-4633	38	23	foundation	foundation	NOUN
ejif-4633	38	24	in	in	ADP
ejif-4633	38	25	pakistanhave	pakistanhave	PROPN
ejif-4633	38	26	been	be	AUX
ejif-4633	38	27	analyzed	analyze	VERB
ejif-4633	38	28	in	in	ADP
ejif-4633	38	29	past	past	ADJ
ejif-4633	38	30	literature	literature	NOUN
ejif-4633	38	31	to	to	PART
ejif-4633	38	32	assess	assess	VERB
ejif-4633	38	33	the	the	DET
ejif-4633	38	34	socio	socio	NOUN
ejif-4633	38	35	-	-	PUNCT
ejif-4633	38	36	economic	economic	ADJ
ejif-4633	38	37	impact	impact	NOUN
ejif-4633	38	38	of	of	ADP
ejif-4633	38	39	microfinance	microfinance	NOUN
ejif-4633	38	40	on	on	ADP
ejif-4633	38	41	borrowers	borrower	NOUN
ejif-4633	38	42	in	in	ADP
ejif-4633	38	43	various	various	ADJ
ejif-4633	38	44	dimensions	dimension	NOUN
ejif-4633	38	45	.	.	PUNCT
ejif-4633	39	1	however	however	ADV
ejif-4633	39	2	,	,	PUNCT
ejif-4633	39	3	there	there	PRON
ejif-4633	39	4	is	be	VERB
ejif-4633	39	5	still	still	ADV
ejif-4633	39	6	room	room	NOUN
ejif-4633	39	7	for	for	ADP
ejif-4633	39	8	further	further	ADJ
ejif-4633	39	9	research	research	NOUN
ejif-4633	39	10	work	work	NOUN
ejif-4633	39	11	to	to	PART
ejif-4633	39	12	assess	assess	VERB
ejif-4633	39	13	the	the	DET
ejif-4633	39	14	impact	impact	NOUN
ejif-4633	39	15	of	of	ADP
ejif-4633	39	16	educational	educational	ADJ
ejif-4633	39	17	level	level	NOUN
ejif-4633	39	18	and	and	CCONJ
ejif-4633	39	19	different	different	ADJ
ejif-4633	39	20	business	business	NOUN
ejif-4633	39	21	activities	activity	NOUN
ejif-4633	39	22	on	on	ADP
ejif-4633	39	23	the	the	DET
ejif-4633	39	24	income	income	NOUN
ejif-4633	39	25	and	and	CCONJ
ejif-4633	39	26	consumption	consumption	NOUN
ejif-4633	39	27	level	level	NOUN
ejif-4633	39	28	of	of	ADP
ejif-4633	39	29	the	the	DET
ejif-4633	39	30	borrowers	borrower	NOUN
ejif-4633	39	31	with	with	ADP
ejif-4633	39	32	their	their	PRON
ejif-4633	39	33	rural	rural	ADJ
ejif-4633	39	34	-	-	PUNCT
ejif-4633	39	35	urban	urban	ADJ
ejif-4633	39	36	breakdown	breakdown	NOUN
ejif-4633	39	37	.	.	PUNCT
ejif-4633	40	1	moreover	moreover	ADV
ejif-4633	40	2	,	,	PUNCT
ejif-4633	40	3	this	this	DET
ejif-4633	40	4	study	study	NOUN
ejif-4633	40	5	will	will	AUX
ejif-4633	40	6	fill	fill	VERB
ejif-4633	40	7	the	the	DET
ejif-4633	40	8	gap	gap	NOUN
ejif-4633	40	9	in	in	ADP
ejif-4633	40	10	existing	exist	VERB
ejif-4633	40	11	literature	literature	NOUN
ejif-4633	40	12	by	by	ADP
ejif-4633	40	13	assessing	assess	VERB
ejif-4633	40	14	the	the	DET
ejif-4633	40	15	impact	impact	NOUN
ejif-4633	40	16	of	of	ADP
ejif-4633	40	17	microfinance	microfinance	NOUN
ejif-4633	40	18	on	on	ADP
ejif-4633	40	19	the	the	DET
ejif-4633	40	20	income	income	NOUN
ejif-4633	40	21	and	and	CCONJ
ejif-4633	40	22	consumption	consumption	NOUN
ejif-4633	40	23	of	of	ADP
ejif-4633	40	24	borrowers	borrower	NOUN
ejif-4633	40	25	in	in	ADP
ejif-4633	40	26	terms	term	NOUN
ejif-4633	40	27	of	of	ADP
ejif-4633	40	28	demography	demography	NOUN
ejif-4633	40	29	(	(	PUNCT
ejif-4633	40	30	rural	rural	ADJ
ejif-4633	40	31	vs	vs	ADP
ejif-4633	40	32	urban	urban	ADJ
ejif-4633	40	33	)	)	PUNCT
ejif-4633	40	34	,	,	PUNCT
ejif-4633	40	35	education	education	NOUN
ejif-4633	40	36	level	level	NOUN
ejif-4633	40	37	(	(	PUNCT
ejif-4633	40	38	literate	literate	ADJ
ejif-4633	40	39	vs	vs	ADP
ejif-4633	40	40	illiterate	illiterate	ADJ
ejif-4633	40	41	)	)	PUNCT
ejif-4633	40	42	,	,	PUNCT
ejif-4633	40	43	gender	gender	NOUN
ejif-4633	40	44	(	(	PUNCT
ejif-4633	40	45	male	male	NOUN
ejif-4633	40	46	,	,	PUNCT
ejif-4633	40	47	female	female	NOUN
ejif-4633	40	48	)	)	PUNCT
ejif-4633	40	49	and	and	CCONJ
ejif-4633	40	50	nature	nature	NOUN
ejif-4633	40	51	of	of	ADP
ejif-4633	40	52	profession	profession	NOUN
ejif-4633	40	53	or	or	CCONJ
ejif-4633	40	54	business	business	NOUN
ejif-4633	40	55	activities	activity	NOUN
ejif-4633	40	56	(	(	PUNCT
ejif-4633	40	57	agriculture	agriculture	NOUN
ejif-4633	40	58	,	,	PUNCT
ejif-4633	40	59	trading	trading	NOUN
ejif-4633	40	60	,	,	PUNCT
ejif-4633	40	61	beauty	beauty	NOUN
ejif-4633	40	62	saloon	saloon	NOUN
ejif-4633	40	63	etc	etc	X
ejif-4633	40	64	.	.	PUNCT
ejif-4633	40	65	)	)	PUNCT
ejif-4633	40	66	.	.	PUNCT
ejif-4633	41	1	since	since	SCONJ
ejif-4633	41	2	these	these	DET
ejif-4633	41	3	factors	factor	NOUN
ejif-4633	41	4	are	be	AUX
ejif-4633	41	5	deeply	deeply	ADV
ejif-4633	41	6	linked	link	VERB
ejif-4633	41	7	with	with	ADP
ejif-4633	41	8	the	the	DET
ejif-4633	41	9	progress	progress	NOUN
ejif-4633	41	10	and	and	CCONJ
ejif-4633	41	11	economic	economic	ADJ
ejif-4633	41	12	growth	growth	NOUN
ejif-4633	41	13	of	of	ADP
ejif-4633	41	14	the	the	DET
ejif-4633	41	15	society	society	NOUN
ejif-4633	41	16	.	.	PUNCT
ejif-4633	42	1	this	this	DET
ejif-4633	42	2	study	study	NOUN
ejif-4633	42	3	is	be	AUX
ejif-4633	42	4	undertaken	undertake	VERB
ejif-4633	42	5	to	to	PART
ejif-4633	42	6	identify	identify	VERB
ejif-4633	42	7	additional	additional	ADJ
ejif-4633	42	8	factors	factor	NOUN
ejif-4633	42	9	connected	connect	VERB
ejif-4633	42	10	with	with	ADP
ejif-4633	42	11	the	the	DET
ejif-4633	42	12	income	income	NOUN
ejif-4633	42	13	growth	growth	NOUN
ejif-4633	42	14	of	of	ADP
ejif-4633	42	15	the	the	DET
ejif-4633	42	16	poor	poor	ADJ
ejif-4633	42	17	and	and	CCONJ
ejif-4633	42	18	up	up	ADV
ejif-4633	42	19	-	-	PUNCT
ejif-4633	42	20	lifting	lift	VERB
ejif-4633	42	21	the	the	DET
ejif-4633	42	22	basic	basic	ADJ
ejif-4633	42	23	standards	standard	NOUN
ejif-4633	42	24	of	of	ADP
ejif-4633	42	25	the	the	DET
ejif-4633	42	26	poor	poor	ADJ
ejif-4633	42	27	population	population	NOUN
ejif-4633	42	28	.	.	PUNCT
ejif-4633	43	1	ii	ii	PROPN
ejif-4633	43	2	.	.	PUNCT
ejif-4633	43	3	methodology	methodology	NOUN
ejif-4633	43	4	this	this	DET
ejif-4633	43	5	research	research	NOUN
ejif-4633	43	6	is	be	AUX
ejif-4633	43	7	a	a	DET
ejif-4633	43	8	qualitative	qualitative	ADJ
ejif-4633	43	9	case	case	NOUN
ejif-4633	43	10	study	study	NOUN
ejif-4633	43	11	that	that	PRON
ejif-4633	43	12	uses	use	VERB
ejif-4633	43	13	a	a	DET
ejif-4633	43	14	field	field	NOUN
ejif-4633	43	15	research	research	NOUN
ejif-4633	43	16	approach	approach	NOUN
ejif-4633	43	17	.	.	PUNCT
ejif-4633	44	1	akhuwat	akhuwat	ADJ
ejif-4633	44	2	borrowers	borrower	NOUN
ejif-4633	44	3	form	form	VERB
ejif-4633	44	4	the	the	DET
ejif-4633	44	5	target	target	NOUN
ejif-4633	44	6	for	for	ADP
ejif-4633	44	7	the	the	DET
ejif-4633	44	8	case	case	NOUN
ejif-4633	44	9	study	study	NOUN
ejif-4633	44	10	.	.	PUNCT
ejif-4633	45	1	since	since	SCONJ
ejif-4633	45	2	the	the	DET
ejif-4633	45	3	nature	nature	NOUN
ejif-4633	45	4	of	of	ADP
ejif-4633	45	5	the	the	DET
ejif-4633	45	6	study	study	NOUN
ejif-4633	45	7	is	be	AUX
ejif-4633	45	8	exploratory	exploratory	ADJ
ejif-4633	45	9	.	.	PUNCT
ejif-4633	46	1	therefore	therefore	ADV
ejif-4633	46	2	,	,	PUNCT
ejif-4633	46	3	primary	primary	ADJ
ejif-4633	46	4	and	and	CCONJ
ejif-4633	46	5	secondary	secondary	ADJ
ejif-4633	46	6	data	datum	NOUN
ejif-4633	46	7	are	be	AUX
ejif-4633	46	8	collected	collect	VERB
ejif-4633	46	9	to	to	PART
ejif-4633	46	10	analyze	analyze	VERB
ejif-4633	46	11	different	different	ADJ
ejif-4633	46	12	factors	factor	NOUN
ejif-4633	46	13	affecting	affect	VERB
ejif-4633	46	14	the	the	DET
ejif-4633	46	15	borrowers‟	borrowers‟	NOUN
ejif-4633	46	16	income	income	NOUN
ejif-4633	46	17	and	and	CCONJ
ejif-4633	46	18	consumption	consumption	NOUN
ejif-4633	46	19	.	.	PUNCT
ejif-4633	47	1	primary	primary	ADJ
ejif-4633	47	2	data	datum	NOUN
ejif-4633	47	3	is	be	AUX
ejif-4633	47	4	collected	collect	VERB
ejif-4633	47	5	by	by	ADP
ejif-4633	47	6	interviewing	interview	VERB
ejif-4633	47	7	the	the	DET
ejif-4633	47	8	borrowers	borrower	NOUN
ejif-4633	47	9	which	which	PRON
ejif-4633	47	10	are	be	AUX
ejif-4633	47	11	carried	carry	VERB
ejif-4633	47	12	out	out	ADP
ejif-4633	47	13	with	with	ADP
ejif-4633	47	14	one	one	NUM
ejif-4633	47	15	respondent	respondent	NOUN
ejif-4633	47	16	at	at	ADP
ejif-4633	47	17	a	a	DET
ejif-4633	47	18	time	time	NOUN
ejif-4633	47	19	.	.	PUNCT
ejif-4633	48	1	secondary	secondary	ADJ
ejif-4633	48	2	data	datum	NOUN
ejif-4633	48	3	consists	consist	VERB
ejif-4633	48	4	of	of	ADP
ejif-4633	48	5	online	online	ADJ
ejif-4633	48	6	sources	source	NOUN
ejif-4633	48	7	such	such	ADJ
ejif-4633	48	8	as	as	ADP
ejif-4633	48	9	articles	article	NOUN
ejif-4633	48	10	,	,	PUNCT
ejif-4633	48	11	journals	journal	NOUN
ejif-4633	48	12	,	,	PUNCT
ejif-4633	48	13	thesis	thesis	NOUN
ejif-4633	48	14	,	,	PUNCT
ejif-4633	48	15	books	book	NOUN
ejif-4633	48	16	and	and	CCONJ
ejif-4633	48	17	some	some	DET
ejif-4633	48	18	reports	report	NOUN
ejif-4633	48	19	for	for	ADP
ejif-4633	48	20	the	the	DET
ejif-4633	48	21	latest	late	ADJ
ejif-4633	48	22	statistics	statistic	NOUN
ejif-4633	48	23	.	.	PUNCT
ejif-4633	49	1	two	two	NUM
ejif-4633	49	2	hundred	hundred	NUM
ejif-4633	49	3	forty	forty	NUM
ejif-4633	49	4	-	-	PUNCT
ejif-4633	49	5	seven	seven	NUM
ejif-4633	49	6	borrowers	borrower	NOUN
ejif-4633	49	7	are	be	AUX
ejif-4633	49	8	sampled	sample	VERB
ejif-4633	49	9	for	for	ADP
ejif-4633	49	10	the	the	DET
ejif-4633	49	11	study	study	NOUN
ejif-4633	49	12	.	.	PUNCT
ejif-4633	50	1	one	one	NUM
ejif-4633	50	2	hundred	hundred	NUM
ejif-4633	50	3	and	and	CCONJ
ejif-4633	50	4	twenty	twenty	NUM
ejif-4633	50	5	-	-	PUNCT
ejif-4633	50	6	six	six	NUM
ejif-4633	50	7	borrowers	borrower	NOUN
ejif-4633	50	8	are	be	AUX
ejif-4633	50	9	selected	select	VERB
ejif-4633	50	10	from	from	ADP
ejif-4633	50	11	rural	rural	ADJ
ejif-4633	50	12	and	and	CCONJ
ejif-4633	50	13	one	one	NUM
ejif-4633	50	14	hundred	hundred	NUM
ejif-4633	50	15	twenty	twenty	NUM
ejif-4633	50	16	-	-	PUNCT
ejif-4633	50	17	one	one	NUM
ejif-4633	50	18	from	from	ADP
ejif-4633	50	19	urban	urban	ADJ
ejif-4633	50	20	areas	area	NOUN
ejif-4633	50	21	respectively	respectively	ADV
ejif-4633	50	22	.	.	PUNCT
ejif-4633	51	1	in	in	ADP
ejif-4633	51	2	rural	rural	ADJ
ejif-4633	51	3	areas	area	NOUN
ejif-4633	51	4	,	,	PUNCT
ejif-4633	51	5	beneficiaries	beneficiary	NOUN
ejif-4633	51	6	were	be	AUX
ejif-4633	51	7	selected	select	VERB
ejif-4633	51	8	from	from	ADP
ejif-4633	51	9	jajjal	jajjal	PROPN
ejif-4633	51	10	,	,	PUNCT
ejif-4633	51	11	kothakalan	kothakalan	ADJ
ejif-4633	51	12	,	,	PUNCT
ejif-4633	51	13	mandiusmanwala	mandiusmanwala	NOUN
ejif-4633	51	14	,	,	PUNCT
ejif-4633	51	15	ratipindi	ratipindi	NOUN
ejif-4633	51	16	,	,	PUNCT
ejif-4633	51	17	sikandarpura	sikandarpura	NOUN
ejif-4633	51	18	,	,	PUNCT
ejif-4633	51	19	and	and	CCONJ
ejif-4633	51	20	dera	dera	PROPN
ejif-4633	51	21	ghazi	ghazi	PROPN
ejif-4633	51	22	khan	khan	PROPN
ejif-4633	51	23	.	.	PUNCT
ejif-4633	52	1	whereas	whereas	SCONJ
ejif-4633	52	2	the	the	DET
ejif-4633	52	3	beneficiaries	beneficiary	NOUN
ejif-4633	52	4	in	in	ADP
ejif-4633	52	5	urban	urban	ADJ
ejif-4633	52	6	areas	area	NOUN
ejif-4633	52	7	were	be	AUX
ejif-4633	52	8	selected	select	VERB
ejif-4633	52	9	from	from	ADP
ejif-4633	52	10	lahore	lahore	NOUN
ejif-4633	52	11	.	.	PUNCT
ejif-4633	53	1	the	the	DET
ejif-4633	53	2	list	list	NOUN
ejif-4633	53	3	of	of	ADP
ejif-4633	53	4	the	the	DET
ejif-4633	53	5	borrowers	borrower	NOUN
ejif-4633	53	6	was	be	AUX
ejif-4633	53	7	provided	provide	VERB
ejif-4633	53	8	by	by	ADP
ejif-4633	53	9	the	the	DET
ejif-4633	53	10	akhuwat	akhuwat	NOUN
ejif-4633	53	11	on	on	ADP
ejif-4633	53	12	request	request	NOUN
ejif-4633	53	13	.	.	PUNCT
ejif-4633	54	1	in	in	ADP
ejif-4633	54	2	order	order	NOUN
ejif-4633	54	3	to	to	PART
ejif-4633	54	4	interview	interview	VERB
ejif-4633	54	5	the	the	DET
ejif-4633	54	6	borrowers	borrower	NOUN
ejif-4633	54	7	,	,	PUNCT
ejif-4633	54	8	a	a	DET
ejif-4633	54	9	questionnaire	questionnaire	NOUN
ejif-4633	54	10	has	have	AUX
ejif-4633	54	11	been	be	AUX
ejif-4633	54	12	developed	develop	VERB
ejif-4633	54	13	.	.	PUNCT
ejif-4633	55	1	iii	iii	X
ejif-4633	55	2	.	.	PUNCT
ejif-4633	55	3	research	research	NOUN
ejif-4633	55	4	limitations	limitation	NOUN
ejif-4633	55	5	and	and	CCONJ
ejif-4633	55	6	future	future	ADJ
ejif-4633	55	7	prospects	prospect	NOUN
ejif-4633	55	8			NOUN
ejif-4633	56	1	the	the	DET
ejif-4633	56	2	study	study	NOUN
ejif-4633	56	3	could	could	AUX
ejif-4633	56	4	not	not	PART
ejif-4633	56	5	cover	cover	VERB
ejif-4633	56	6	all	all	DET
ejif-4633	56	7	socio	socio	NOUN
ejif-4633	56	8	-	-	PUNCT
ejif-4633	56	9	economic	economic	ADJ
ejif-4633	56	10	factors	factor	NOUN
ejif-4633	56	11	and	and	CCONJ
ejif-4633	56	12	focused	focus	VERB
ejif-4633	56	13	on	on	ADP
ejif-4633	56	14	the	the	DET
ejif-4633	56	15	area	area	NOUN
ejif-4633	56	16	(	(	PUNCT
ejif-4633	56	17	rural	rural	ADJ
ejif-4633	56	18	versus	versus	ADP
ejif-4633	56	19	urban	urban	ADJ
ejif-4633	56	20	borrowers	borrower	NOUN
ejif-4633	56	21	)	)	PUNCT
ejif-4633	56	22	and	and	CCONJ
ejif-4633	56	23	education	education	NOUN
ejif-4633	56	24	level	level	NOUN
ejif-4633	56	25	of	of	ADP
ejif-4633	56	26	borrowers	borrower	NOUN
ejif-4633	56	27	.	.	PUNCT
ejif-4633	57	1	a	a	DET
ejif-4633	57	2	graph	graph	NOUN
ejif-4633	57	3	within	within	ADP
ejif-4633	57	4	a	a	DET
ejif-4633	57	5	graph	graph	NOUN
ejif-4633	57	6	is	be	AUX
ejif-4633	57	7	an	an	DET
ejif-4633	57	8	“	"	PUNCT
ejif-4633	57	9	inset	inset	NOUN
ejif-4633	57	10	”	"	PUNCT
ejif-4633	57	11	,	,	PUNCT
ejif-4633	57	12	not	not	PART
ejif-4633	57	13	an	an	DET
ejif-4633	57	14	“	"	PUNCT
ejif-4633	57	15	insert	insert	NOUN
ejif-4633	57	16	”	"	PUNCT
ejif-4633	57	17	.	.	PUNCT
ejif-4633	58	1	the	the	DET
ejif-4633	58	2	word	word	NOUN
ejif-4633	58	3	alternatively	alternatively	ADV
ejif-4633	58	4	is	be	AUX
ejif-4633	58	5	preferred	prefer	VERB
ejif-4633	58	6	to	to	ADP
ejif-4633	58	7	the	the	DET
ejif-4633	58	8	word	word	NOUN
ejif-4633	58	9	“	"	PUNCT
ejif-4633	58	10	alternately	alternately	ADV
ejif-4633	58	11	”	"	PUNCT
ejif-4633	58	12	(	(	PUNCT
ejif-4633	58	13	unless	unless	SCONJ
ejif-4633	58	14	you	you	PRON
ejif-4633	58	15	really	really	ADV
ejif-4633	58	16	mean	mean	VERB
ejif-4633	58	17	something	something	PRON
ejif-4633	58	18	that	that	PRON
ejif-4633	58	19	alternates	alternate	VERB
ejif-4633	58	20	)	)	PUNCT
ejif-4633	58	21	.	.	PUNCT
ejif-4633	59	1			PROPN
ejif-4633	59	2	data	datum	NOUN
ejif-4633	59	3	was	be	AUX
ejif-4633	59	4	collected	collect	VERB
ejif-4633	59	5	through	through	ADP
ejif-4633	59	6	telephone	telephone	NOUN
ejif-4633	59	7	,	,	PUNCT
ejif-4633	59	8	having	have	VERB
ejif-4633	59	9	an	an	DET
ejif-4633	59	10	inperson	inperson	ADJ
ejif-4633	59	11	interview	interview	NOUN
ejif-4633	59	12	can	can	AUX
ejif-4633	59	13	bring	bring	VERB
ejif-4633	59	14	in	in	ADP
ejif-4633	59	15	more	more	ADJ
ejif-4633	59	16	details	detail	NOUN
ejif-4633	59	17	for	for	ADP
ejif-4633	59	18	analysis	analysis	NOUN
ejif-4633	59	19	.	.	PUNCT
ejif-4633	60	1			PRON
ejif-4633	60	2	data	datum	NOUN
ejif-4633	60	3	collected	collect	VERB
ejif-4633	60	4	from	from	ADP
ejif-4633	60	5	twelve	twelve	NUM
ejif-4633	60	6	branches	branch	NOUN
ejif-4633	60	7	of	of	ADP
ejif-4633	60	8	akhuwat	akhuwat	ADJ
ejif-4633	60	9	organization	organization	NOUN
ejif-4633	60	10	splitting	split	VERB
ejif-4633	60	11	out	out	ADP
ejif-4633	60	12	in	in	ADP
ejif-4633	60	13	rural	rural	ADJ
ejif-4633	60	14	and	and	CCONJ
ejif-4633	60	15	urban	urban	ADJ
ejif-4633	60	16	locations	location	NOUN
ejif-4633	60	17	.	.	PUNCT
ejif-4633	61	1	a	a	DET
ejif-4633	61	2	large	large	ADJ
ejif-4633	61	3	sample	sample	NOUN
ejif-4633	61	4	size	size	NOUN
ejif-4633	61	5	from	from	ADP
ejif-4633	61	6	additional	additional	ADJ
ejif-4633	61	7	branches	branch	NOUN
ejif-4633	61	8	can	can	AUX
ejif-4633	61	9	enhance	enhance	VERB
ejif-4633	61	10	analysis	analysis	NOUN
ejif-4633	61	11	.	.	PUNCT
ejif-4633	62	1	iv	iv	X
ejif-4633	62	2	.	.	PUNCT
ejif-4633	62	3	literature	literature	PROPN
ejif-4633	62	4	review	review	PROPN
ejif-4633	62	5	literature	literature	PROPN
ejif-4633	62	6	review	review	NOUN
ejif-4633	62	7	for	for	ADP
ejif-4633	62	8	this	this	DET
ejif-4633	62	9	study	study	NOUN
ejif-4633	62	10	is	be	AUX
ejif-4633	62	11	divided	divide	VERB
ejif-4633	62	12	into	into	ADP
ejif-4633	62	13	three	three	NUM
ejif-4633	62	14	sections	section	NOUN
ejif-4633	62	15	.	.	PUNCT
ejif-4633	63	1	the	the	DET
ejif-4633	63	2	first	first	ADJ
ejif-4633	63	3	section	section	NOUN
ejif-4633	63	4	entails	entail	VERB
ejif-4633	63	5	an	an	DET
ejif-4633	63	6	overview	overview	NOUN
ejif-4633	63	7	and	and	CCONJ
ejif-4633	63	8	a	a	DET
ejif-4633	63	9	general	general	ADJ
ejif-4633	63	10	understanding	understanding	NOUN
ejif-4633	63	11	of	of	ADP
ejif-4633	63	12	conventional	conventional	ADJ
ejif-4633	63	13	and	and	CCONJ
ejif-4633	63	14	islamic	islamic	ADJ
ejif-4633	63	15	microfinance	microfinance	NOUN
ejif-4633	63	16	,	,	PUNCT
ejif-4633	63	17	the	the	DET
ejif-4633	63	18	role	role	NOUN
ejif-4633	63	19	of	of	ADP
ejif-4633	63	20	microfinance	microfinance	NOUN
ejif-4633	63	21	institutions	institution	NOUN
ejif-4633	63	22	,	,	PUNCT
ejif-4633	63	23	and	and	CCONJ
ejif-4633	63	24	their	their	PRON
ejif-4633	63	25	efficiency	efficiency	NOUN
ejif-4633	63	26	in	in	ADP
ejif-4633	63	27	terms	term	NOUN
ejif-4633	63	28	of	of	ADP
ejif-4633	63	29	poverty	poverty	NOUN
ejif-4633	63	30	alleviation	alleviation	NOUN
ejif-4633	63	31	.	.	PUNCT
ejif-4633	64	1	the	the	DET
ejif-4633	64	2	second	second	ADJ
ejif-4633	64	3	section	section	NOUN
ejif-4633	64	4	involves	involve	VERB
ejif-4633	64	5	literature	literature	NOUN
ejif-4633	64	6	on	on	ADP
ejif-4633	64	7	the	the	DET
ejif-4633	64	8	impact	impact	NOUN
ejif-4633	64	9	of	of	ADP
ejif-4633	64	10	micro	micro	NOUN
ejif-4633	64	11	-	-	NOUN
ejif-4633	64	12	finance	finance	NOUN
ejif-4633	64	13	on	on	ADP
ejif-4633	64	14	borrowers‟	borrowers‟	NOUN
ejif-4633	64	15	income	income	NOUN
ejif-4633	64	16	,	,	PUNCT
ejif-4633	64	17	consumption	consumption	NOUN
ejif-4633	64	18	,	,	PUNCT
ejif-4633	64	19	and	and	CCONJ
ejif-4633	64	20	living	living	NOUN
ejif-4633	64	21	standard	standard	NOUN
ejif-4633	64	22	.	.	PUNCT
ejif-4633	65	1	despite	despite	SCONJ
ejif-4633	65	2	the	the	DET
ejif-4633	65	3	availability	availability	NOUN
ejif-4633	65	4	of	of	ADP
ejif-4633	65	5	plenty	plenty	NOUN
ejif-4633	65	6	of	of	ADP
ejif-4633	65	7	literature	literature	NOUN
ejif-4633	65	8	on	on	ADP
ejif-4633	65	9	microfinance	microfinance	NOUN
ejif-4633	65	10	,	,	PUNCT
ejif-4633	65	11	relevant	relevant	ADJ
ejif-4633	65	12	and	and	CCONJ
ejif-4633	65	13	latest	late	ADJ
ejif-4633	65	14	literature	literature	NOUN
ejif-4633	65	15	is	be	AUX
ejif-4633	65	16	reviewed	review	VERB
ejif-4633	65	17	to	to	PART
ejif-4633	65	18	understand	understand	VERB
ejif-4633	65	19	the	the	DET
ejif-4633	65	20	current	current	ADJ
ejif-4633	65	21	performance	performance	NOUN
ejif-4633	65	22	of	of	ADP
ejif-4633	65	23	microfinance	microfinance	NOUN
ejif-4633	65	24	institutions	institution	NOUN
ejif-4633	65	25	and	and	CCONJ
ejif-4633	65	26	the	the	DET
ejif-4633	65	27	impact	impact	NOUN
ejif-4633	65	28	of	of	ADP
ejif-4633	65	29	their	their	PRON
ejif-4633	65	30	services	service	NOUN
ejif-4633	65	31	on	on	ADP
ejif-4633	65	32	borrowers‟	borrowers‟	NOUN
ejif-4633	65	33	income	income	NOUN
ejif-4633	65	34	and	and	CCONJ
ejif-4633	65	35	consumption	consumption	NOUN
ejif-4633	65	36	.	.	PUNCT
ejif-4633	66	1	the	the	DET
ejif-4633	66	2	third	third	ADJ
ejif-4633	66	3	section	section	NOUN
ejif-4633	66	4	discusses	discuss	VERB
ejif-4633	66	5	akhuwat	akhuwat	ADJ
ejif-4633	66	6	model	model	NOUN
ejif-4633	66	7	as	as	ADP
ejif-4633	66	8	a	a	DET
ejif-4633	66	9	case	case	NOUN
ejif-4633	66	10	study	study	NOUN
ejif-4633	66	11	.	.	PUNCT
ejif-4633	67	1	its	its	PRON
ejif-4633	67	2	operations	operation	NOUN
ejif-4633	67	3	and	and	CCONJ
ejif-4633	67	4	business	business	NOUN
ejif-4633	67	5	model	model	NOUN
ejif-4633	67	6	are	be	AUX
ejif-4633	67	7	reviewed	review	VERB
ejif-4633	67	8	for	for	ADP
ejif-4633	67	9	the	the	DET
ejif-4633	67	10	study	study	NOUN
ejif-4633	67	11	.	.	PUNCT
ejif-4633	68	1	available	available	PROPN
ejif-4633	68	2	literature	literature	PROPN
ejif-4633	68	3	provides	provide	VERB
ejif-4633	68	4	information	information	NOUN
ejif-4633	68	5	on	on	ADP
ejif-4633	68	6	various	various	ADJ
ejif-4633	68	7	aspects	aspect	NOUN
ejif-4633	68	8	of	of	ADP
ejif-4633	68	9	microfinance	microfinance	NOUN
ejif-4633	68	10	and	and	CCONJ
ejif-4633	68	11	has	have	VERB
ejif-4633	68	12	discussions	discussion	NOUN
ejif-4633	68	13	on	on	ADP
ejif-4633	68	14	almost	almost	ADV
ejif-4633	68	15	all	all	PRON
ejif-4633	68	16	sections	section	NOUN
ejif-4633	68	17	of	of	ADP
ejif-4633	68	18	literature	literature	NOUN
ejif-4633	68	19	reviewed	review	VERB
ejif-4633	68	20	for	for	ADP
ejif-4633	68	21	this	this	DET
ejif-4633	68	22	study	study	NOUN
ejif-4633	68	23	.	.	PUNCT
ejif-4633	69	1	for	for	ADP
ejif-4633	69	2	instance	instance	NOUN
ejif-4633	69	3	,	,	PUNCT
ejif-4633	69	4	shirazi	shirazi	PROPN
ejif-4633	69	5	conducted	conduct	VERB
ejif-4633	69	6	a	a	DET
ejif-4633	69	7	study	study	NOUN
ejif-4633	69	8	to	to	PART
ejif-4633	69	9	investigate	investigate	VERB
ejif-4633	69	10	the	the	DET
ejif-4633	69	11	net	net	ADJ
ejif-4633	69	12	impact	impact	NOUN
ejif-4633	69	13	of	of	ADP
ejif-4633	69	14	microfinance	microfinance	NOUN
ejif-4633	69	15	concerning	concern	VERB
ejif-4633	69	16	pakistan	pakistan	PROPN
ejif-4633	69	17	[	[	X
ejif-4633	69	18	8	8	NUM
ejif-4633	69	19	]	]	PUNCT
ejif-4633	69	20	.	.	PUNCT
ejif-4633	70	1	he	he	PRON
ejif-4633	70	2	applied	apply	VERB
ejif-4633	70	3	the	the	DET
ejif-4633	70	4	counterfactual	counterfactual	ADJ
ejif-4633	70	5	“	"	PUNCT
ejif-4633	70	6	combined	combined	ADJ
ejif-4633	70	7	approach	approach	NOUN
ejif-4633	70	8	”	"	PUNCT
ejif-4633	70	9	to	to	PART
ejif-4633	70	10	study	study	VERB
ejif-4633	70	11	the	the	DET
ejif-4633	70	12	economic	economic	ADJ
ejif-4633	70	13	impact	impact	NOUN
ejif-4633	70	14	of	of	ADP
ejif-4633	70	15	pakistan	pakistan	PROPN
ejif-4633	70	16	poverty	poverty	PROPN
ejif-4633	70	17	alleviation	alleviation	PROPN
ejif-4633	70	18	fund	fund	PROPN
ejif-4633	70	19	(	(	PUNCT
ejif-4633	70	20	ppaf	ppaf	NOUN
ejif-4633	70	21	)	)	PUNCT
ejif-4633	70	22	microcredit	microcredit	NOUN
ejif-4633	70	23	on	on	ADP
ejif-4633	70	24	the	the	DET
ejif-4633	70	25	status	status	NOUN
ejif-4633	70	26	of	of	ADP
ejif-4633	70	27	households	household	NOUN
ejif-4633	70	28	.	.	PUNCT
ejif-4633	71	1	furthermore	furthermore	ADV
ejif-4633	71	2	,	,	PUNCT
ejif-4633	71	3	he	he	PRON
ejif-4633	71	4	applied	apply	VERB
ejif-4633	71	5	the	the	DET
ejif-4633	71	6	with	with	NOUN
ejif-4633	71	7	-	-	PUNCT
ejif-4633	71	8	without	without	ADJ
ejif-4633	71	9	approach	approach	NOUN
ejif-4633	71	10	and	and	CCONJ
ejif-4633	71	11	before	before	ADP
ejif-4633	71	12	-	-	PUNCT
ejif-4633	71	13	after	after	ADP
ejif-4633	71	14	approach	approach	NOUN
ejif-4633	71	15	.	.	PUNCT
ejif-4633	72	1	with	with	ADP
ejif-4633	72	2	the	the	DET
ejif-4633	72	3	approach	approach	NOUN
ejif-4633	72	4	“	"	PUNCT
ejif-4633	72	5	withwithout	withwithout	NOUN
ejif-4633	72	6	”	"	PUNCT
ejif-4633	72	7	,	,	PUNCT
ejif-4633	72	8	he	he	PRON
ejif-4633	72	9	explored	explore	VERB
ejif-4633	72	10	the	the	DET
ejif-4633	72	11	status	status	NOUN
ejif-4633	72	12	of	of	ADP
ejif-4633	72	13	borrowers	borrower	NOUN
ejif-4633	72	14	and	and	CCONJ
ejif-4633	72	15	contrast	contrast	VERB
ejif-4633	72	16	with	with	ADP
ejif-4633	72	17	the	the	DET
ejif-4633	72	18	status	status	NOUN
ejif-4633	72	19	of	of	ADP
ejif-4633	72	20	non	non	NOUN
ejif-4633	72	21	-	-	NOUN
ejif-4633	72	22	borrowers	borrower	NOUN
ejif-4633	72	23	.	.	PUNCT
ejif-4633	73	1	whereas	whereas	SCONJ
ejif-4633	73	2	by	by	ADP
ejif-4633	73	3	approach	approach	NOUN
ejif-4633	73	4	“	"	PUNCT
ejif-4633	73	5	before	before	ADP
ejif-4633	73	6	-	-	PUNCT
ejif-4633	73	7	after	after	NOUN
ejif-4633	73	8	”	"	PUNCT
ejif-4633	73	9	,	,	PUNCT
ejif-4633	73	10	he	he	PRON
ejif-4633	73	11	investigated	investigate	VERB
ejif-4633	73	12	the	the	DET
ejif-4633	73	13	change	change	NOUN
ejif-4633	73	14	in	in	ADP
ejif-4633	73	15	the	the	DET
ejif-4633	73	16	status	status	NOUN
ejif-4633	73	17	of	of	ADP
ejif-4633	73	18	the	the	DET
ejif-4633	73	19	group	group	NOUN
ejif-4633	73	20	before	before	ADP
ejif-4633	73	21	borrowing	borrowing	NOUN
ejif-4633	73	22	and	and	CCONJ
ejif-4633	73	23	after	after	ADP
ejif-4633	73	24	borrowing	borrow	VERB
ejif-4633	73	25	during	during	ADP
ejif-4633	73	26	the	the	DET
ejif-4633	73	27	period	period	NOUN
ejif-4633	73	28	of	of	ADP
ejif-4633	73	29	their	their	PRON
ejif-4633	73	30	benefitting	benefitting	NOUN
ejif-4633	73	31	.	.	PUNCT
ejif-4633	74	1	findings	finding	NOUN
ejif-4633	74	2	of	of	ADP
ejif-4633	74	3	shirazi‟s	shirazi‟s	PROPN
ejif-4633	74	4	research	research	PROPN
ejif-4633	74	5	revealed	reveal	VERB
ejif-4633	74	6	that	that	SCONJ
ejif-4633	74	7	traditional	traditional	ADJ
ejif-4633	74	8	microfinance	microfinance	NOUN
ejif-4633	74	9	has	have	VERB
ejif-4633	74	10	a	a	DET
ejif-4633	74	11	positive	positive	ADJ
ejif-4633	74	12	but	but	CCONJ
ejif-4633	74	13	marginal	marginal	ADJ
ejif-4633	74	14	impact	impact	NOUN
ejif-4633	74	15	on	on	ADP
ejif-4633	74	16	economic	economic	ADJ
ejif-4633	74	17	uplifting	uplifting	NOUN
ejif-4633	74	18	of	of	ADP
ejif-4633	74	19	borrowers	borrower	NOUN
ejif-4633	74	20	.	.	PUNCT
ejif-4633	75	1	traditional	traditional	ADJ
ejif-4633	75	2	microfinance	microfinance	NOUN
ejif-4633	75	3	benefitted	benefit	VERB
ejif-4633	75	4	to	to	PART
ejif-4633	75	5	better	well	ADV
ejif-4633	75	6	off	off	ADP
ejif-4633	75	7	than	than	ADP
ejif-4633	75	8	poor	poor	ADJ
ejif-4633	75	9	.	.	PUNCT
ejif-4633	76	1	poor	poor	ADJ
ejif-4633	76	2	were	be	AUX
ejif-4633	76	3	found	find	VERB
ejif-4633	76	4	more	more	ADV
ejif-4633	76	5	inclined	inclined	ADJ
ejif-4633	76	6	towards	towards	ADP
ejif-4633	76	7	smoothing	smooth	VERB
ejif-4633	76	8	their	their	PRON
ejif-4633	76	9	consumption	consumption	NOUN
ejif-4633	76	10	instead	instead	ADV
ejif-4633	76	11	of	of	ADP
ejif-4633	76	12	utilizing	utilize	VERB
ejif-4633	76	13	the	the	DET
ejif-4633	76	14	funds	fund	NOUN
ejif-4633	76	15	for	for	ADP
ejif-4633	76	16	investments	investment	NOUN
ejif-4633	76	17	.	.	PUNCT
ejif-4633	77	1	shirazi	shirazi	PROPN
ejif-4633	77	2	recommended	recommend	VERB
ejif-4633	77	3	a	a	DET
ejif-4633	77	4	model	model	NOUN
ejif-4633	77	5	by	by	ADP
ejif-4633	77	6	which	which	PRON
ejif-4633	77	7	the	the	DET
ejif-4633	77	8	poor	poor	ADJ
ejif-4633	77	9	can	can	AUX
ejif-4633	77	10	access	access	VERB
ejif-4633	77	11	funds	fund	NOUN
ejif-4633	77	12	for	for	SCONJ
ejif-4633	77	13	investments	investment	NOUN
ejif-4633	77	14	to	to	PART
ejif-4633	77	15	become	become	VERB
ejif-4633	77	16	an	an	DET
ejif-4633	77	17	entrepreneur	entrepreneur	NOUN
ejif-4633	77	18	and	and	CCONJ
ejif-4633	77	19	earn	earn	VERB
ejif-4633	77	20	a	a	DET
ejif-4633	77	21	meaningful	meaningful	ADJ
ejif-4633	77	22	living	living	NOUN
ejif-4633	77	23	.	.	PUNCT
ejif-4633	78	1	however	however	ADV
ejif-4633	78	2	,	,	PUNCT
ejif-4633	78	3	it	it	PRON
ejif-4633	78	4	does	do	AUX
ejif-4633	78	5	not	not	PART
ejif-4633	78	6	address	address	VERB
ejif-4633	78	7	how	how	SCONJ
ejif-4633	78	8	demography	demography	NOUN
ejif-4633	78	9	,	,	PUNCT
ejif-4633	78	10	literacy	literacy	NOUN
ejif-4633	78	11	and	and	CCONJ
ejif-4633	78	12	business	business	NOUN
ejif-4633	78	13	activities	activity	NOUN
ejif-4633	78	14	affect	affect	VERB
ejif-4633	78	15	incomes	income	NOUN
ejif-4633	78	16	and	and	CCONJ
ejif-4633	78	17	consumption	consumption	NOUN
ejif-4633	78	18	of	of	ADP
ejif-4633	78	19	borrowers	borrower	NOUN
ejif-4633	78	20	.	.	PUNCT
ejif-4633	79	1	this	this	DET
ejif-4633	79	2	study	study	NOUN
ejif-4633	79	3	will	will	AUX
ejif-4633	79	4	provide	provide	VERB
ejif-4633	79	5	further	further	ADJ
ejif-4633	79	6	information	information	NOUN
ejif-4633	79	7	to	to	ADP
ejif-4633	79	8	the	the	DET
ejif-4633	79	9	existing	exist	VERB
ejif-4633	79	10	literature	literature	NOUN
ejif-4633	79	11	.	.	PUNCT
ejif-4633	80	1	khaleeq	khaleeq	PROPN
ejif-4633	80	2	and	and	CCONJ
ejif-4633	80	3	shirazi	shirazi	PROPN
ejif-4633	80	4	used	use	VERB
ejif-4633	80	5	ppaf	ppaf	NOUN
ejif-4633	80	6	data	datum	NOUN
ejif-4633	80	7	to	to	PART
ejif-4633	80	8	find	find	VERB
ejif-4633	80	9	the	the	DET
ejif-4633	80	10	impact	impact	NOUN
ejif-4633	80	11	of	of	ADP
ejif-4633	80	12	microfinance	microfinance	NOUN
ejif-4633	80	13	on	on	ADP
ejif-4633	80	14	the	the	DET
ejif-4633	80	15	poor	poor	ADJ
ejif-4633	81	1	[	[	X
ejif-4633	81	2	8	8	NUM
ejif-4633	81	3	]	]	PUNCT
ejif-4633	81	4	.	.	PUNCT
ejif-4633	82	1	they	they	PRON
ejif-4633	82	2	found	find	VERB
ejif-4633	82	3	that	that	SCONJ
ejif-4633	82	4	the	the	DET
ejif-4633	82	5	impact	impact	NOUN
ejif-4633	82	6	of	of	ADP
ejif-4633	82	7	microfinance	microfinance	NOUN
ejif-4633	82	8	was	be	AUX
ejif-4633	82	9	significant	significant	ADJ
ejif-4633	82	10	on	on	ADP
ejif-4633	82	11	the	the	DET
ejif-4633	82	12	non	non	ADJ
ejif-4633	82	13	-	-	ADJ
ejif-4633	82	14	poor	poor	ADJ
ejif-4633	82	15	borrowers	borrower	NOUN
ejif-4633	82	16	compared	compare	VERB
ejif-4633	82	17	to	to	ADP
ejif-4633	82	18	the	the	DET
ejif-4633	82	19	poor	poor	ADJ
ejif-4633	82	20	.	.	PUNCT
ejif-4633	83	1	they	they	PRON
ejif-4633	83	2	made	make	VERB
ejif-4633	83	3	a	a	DET
ejif-4633	83	4	case	case	NOUN
ejif-4633	83	5	for	for	ADP
ejif-4633	83	6	islamic	islamic	ADJ
ejif-4633	83	7	microfinance	microfinance	NOUN
ejif-4633	83	8	and	and	CCONJ
ejif-4633	83	9	suggested	suggest	VERB
ejif-4633	83	10	extending	extend	VERB
ejif-4633	83	11	its	its	PRON
ejif-4633	83	12	scope	scope	NOUN
ejif-4633	83	13	through	through	ADP
ejif-4633	83	14	product	product	NOUN
ejif-4633	83	15	diversification	diversification	NOUN
ejif-4633	83	16	,	,	PUNCT
ejif-4633	83	17	innovation	innovation	NOUN
ejif-4633	83	18	and	and	CCONJ
ejif-4633	83	19	downscaling	downscale	VERB
ejif-4633	83	20	operations	operation	NOUN
ejif-4633	83	21	of	of	ADP
ejif-4633	83	22	islamic	islamic	ADJ
ejif-4633	83	23	banks	bank	NOUN
ejif-4633	83	24	linking	link	VERB
ejif-4633	83	25	microfinance	microfinance	NOUN
ejif-4633	83	26	institutions	institution	NOUN
ejif-4633	83	27	,	,	PUNCT
ejif-4633	83	28	particularly	particularly	ADV
ejif-4633	83	29	for	for	ADP
ejif-4633	83	30	fund	fund	NOUN
ejif-4633	83	31	sourcing	sourcing	NOUN
ejif-4633	83	32	,	,	PUNCT
ejif-4633	83	33	sharia‟	sharia‟	X
ejif-4633	83	34	advisory	advisory	ADJ
ejif-4633	83	35	,	,	PUNCT
ejif-4633	83	36	and	and	CCONJ
ejif-4633	83	37	technology	technology	NOUN
ejif-4633	83	38	transfer	transfer	NOUN
ejif-4633	83	39	.	.	PUNCT
ejif-4633	84	1	iqbal	iqbal	PROPN
ejif-4633	84	2	&	&	CCONJ
ejif-4633	84	3	shafiq	shafiq	PROPN
ejif-4633	84	4	argued	argue	VERB
ejif-4633	84	5	on	on	ADP
ejif-4633	84	6	the	the	DET
ejif-4633	84	7	standpoint	standpoint	NOUN
ejif-4633	84	8	of	of	ADP
ejif-4633	84	9	islamic	islamic	ADJ
ejif-4633	84	10	finance	finance	NOUN
ejif-4633	84	11	in	in	ADP
ejif-4633	84	12	terms	term	NOUN
ejif-4633	84	13	of	of	ADP
ejif-4633	84	14	financial	financial	ADJ
ejif-4633	84	15	inclusion	inclusion	NOUN
ejif-4633	84	16	in	in	ADP
ejif-4633	84	17	their	their	PRON
ejif-4633	84	18	paper	paper	NOUN
ejif-4633	85	1	[	[	X
ejif-4633	85	2	9	9	NUM
ejif-4633	85	3	]	]	PUNCT
ejif-4633	85	4	.	.	PUNCT
ejif-4633	86	1	they	they	PRON
ejif-4633	86	2	focused	focus	VERB
ejif-4633	86	3	on	on	ADP
ejif-4633	86	4	the	the	DET
ejif-4633	86	5	importance	importance	NOUN
ejif-4633	86	6	of	of	ADP
ejif-4633	86	7	qard	qard	NOUN
ejif-4633	86	8	-	-	PUNCT
ejif-4633	86	9	al	al	PROPN
ejif-4633	86	10	-	-	PUNCT
ejif-4633	86	11	hassan	hassan	PROPN
ejif-4633	86	12	(	(	PUNCT
ejif-4633	86	13	qh	qh	NOUN
ejif-4633	86	14	)	)	PUNCT
ejif-4633	86	15	and	and	CCONJ
ejif-4633	86	16	social	social	ADJ
ejif-4633	86	17	wellbeing	wellbee	VERB
ejif-4633	86	18	through	through	ADP
ejif-4633	86	19	cooperation	cooperation	NOUN
ejif-4633	86	20	and	and	CCONJ
ejif-4633	86	21	compassion	compassion	NOUN
ejif-4633	86	22	.	.	PUNCT
ejif-4633	87	1	authors	author	NOUN
ejif-4633	87	2	posit	posit	VERB
ejif-4633	87	3	that	that	SCONJ
ejif-4633	87	4	qh	qh	NOUN
ejif-4633	87	5	is	be	AUX
ejif-4633	87	6	vital	vital	ADJ
ejif-4633	87	7	for	for	ADP
ejif-4633	87	8	social	social	ADJ
ejif-4633	87	9	and	and	CCONJ
ejif-4633	87	10	financial	financial	ADJ
ejif-4633	87	11	stability	stability	NOUN
ejif-4633	87	12	and	and	CCONJ
ejif-4633	87	13	mobilization	mobilization	NOUN
ejif-4633	87	14	of	of	ADP
ejif-4633	87	15	substantial	substantial	ADJ
ejif-4633	87	16	resources	resource	NOUN
ejif-4633	87	17	for	for	ADP
ejif-4633	87	18	uplifting	uplift	VERB
ejif-4633	87	19	the	the	DET
ejif-4633	87	20	economically	economically	ADV
ejif-4633	87	21	weak	weak	ADJ
ejif-4633	87	22	ejif	ejif	NOUN
ejif-4633	87	23	–	–	PUNCT
ejif-4633	87	24	european	european	PROPN
ejif-4633	87	25	journal	journal	PROPN
ejif-4633	87	26	of	of	ADP
ejif-4633	87	27	islamic	islamic	PROPN
ejif-4633	87	28	finance	finance	PROPN
ejif-4633	87	29	second	second	ADJ
ejif-4633	87	30	special	special	ADJ
ejif-4633	87	31	issue	issue	NOUN
ejif-4633	87	32	for	for	ADP
ejif-4633	87	33	ejif	ejif	PROPN
ejif-4633	87	34	workshop	workshop	PROPN
ejif-4633	87	35	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4633	87	36	issn	issn	PROPN
ejif-4633	87	37	2421	2421	NUM
ejif-4633	87	38	-	-	SYM
ejif-4633	87	39	2172	2172	NUM
ejif-4633	87	40	3	3	NUM
ejif-4633	87	41	oic	oic	PROPN
ejif-4633	87	42	countries	country	NOUN
ejif-4633	87	43	.	.	PUNCT
ejif-4633	88	1	also	also	ADV
ejif-4633	88	2	,	,	PUNCT
ejif-4633	88	3	iqbal	iqbal	PROPN
ejif-4633	88	4	and	and	CCONJ
ejif-4633	88	5	shafiq	shafiq	PROPN
ejif-4633	88	6	have	have	AUX
ejif-4633	88	7	recommended	recommend	VERB
ejif-4633	88	8	the	the	DET
ejif-4633	88	9	establishment	establishment	NOUN
ejif-4633	88	10	of	of	ADP
ejif-4633	88	11	some	some	DET
ejif-4633	88	12	policies	policy	NOUN
ejif-4633	88	13	to	to	PART
ejif-4633	88	14	reduce	reduce	VERB
ejif-4633	88	15	poverty	poverty	NOUN
ejif-4633	88	16	through	through	ADP
ejif-4633	88	17	a	a	DET
ejif-4633	88	18	model	model	NOUN
ejif-4633	88	19	of	of	ADP
ejif-4633	88	20	qard	qard	NOUN
ejif-4633	88	21	-	-	PUNCT
ejif-4633	88	22	al	al	PROPN
ejif-4633	88	23	-	-	PUNCT
ejif-4633	88	24	hassan	hassan	PROPN
ejif-4633	88	25	.	.	PUNCT
ejif-4633	89	1	authors	author	NOUN
ejif-4633	89	2	stated	state	VERB
ejif-4633	89	3	qard	qard	PROPN
ejif-4633	89	4	al	al	PROPN
ejif-4633	89	5	-	-	PUNCT
ejif-4633	89	6	hassan	hassan	PROPN
ejif-4633	89	7	as	as	ADP
ejif-4633	89	8	one	one	NUM
ejif-4633	89	9	of	of	ADP
ejif-4633	89	10	the	the	DET
ejif-4633	89	11	most	most	ADV
ejif-4633	89	12	efficient	efficient	ADJ
ejif-4633	89	13	and	and	CCONJ
ejif-4633	89	14	effective	effective	ADJ
ejif-4633	89	15	channels	channel	NOUN
ejif-4633	89	16	for	for	ADP
ejif-4633	89	17	combating	combat	VERB
ejif-4633	89	18	poverty	poverty	NOUN
ejif-4633	89	19	,	,	PUNCT
ejif-4633	89	20	but	but	CCONJ
ejif-4633	89	21	other	other	ADJ
ejif-4633	89	22	factors	factor	NOUN
ejif-4633	89	23	such	such	ADJ
ejif-4633	89	24	as	as	ADP
ejif-4633	89	25	demography	demography	NOUN
ejif-4633	89	26	,	,	PUNCT
ejif-4633	89	27	literacy	literacy	NOUN
ejif-4633	89	28	,	,	PUNCT
ejif-4633	89	29	and	and	CCONJ
ejif-4633	89	30	capacity	capacity	NOUN
ejif-4633	89	31	building	build	VERB
ejif-4633	89	32	through	through	ADP
ejif-4633	89	33	various	various	ADJ
ejif-4633	89	34	business	business	NOUN
ejif-4633	89	35	activities	activity	NOUN
ejif-4633	89	36	are	be	AUX
ejif-4633	89	37	vital	vital	ADJ
ejif-4633	89	38	as	as	ADV
ejif-4633	89	39	well	well	ADV
ejif-4633	89	40	.	.	PUNCT
ejif-4633	90	1	this	this	DET
ejif-4633	90	2	study	study	NOUN
ejif-4633	90	3	assesses	assess	VERB
ejif-4633	90	4	the	the	DET
ejif-4633	90	5	effectiveness	effectiveness	NOUN
ejif-4633	90	6	of	of	ADP
ejif-4633	90	7	qard	qard	NOUN
ejif-4633	90	8	-	-	PUNCT
ejif-4633	90	9	alhassan	alhassan	VERB
ejif-4633	90	10	models	model	NOUN
ejif-4633	90	11	by	by	ADP
ejif-4633	90	12	taking	take	VERB
ejif-4633	90	13	demography	demography	NOUN
ejif-4633	90	14	,	,	PUNCT
ejif-4633	90	15	literacy	literacy	NOUN
ejif-4633	90	16	and	and	CCONJ
ejif-4633	90	17	business	business	NOUN
ejif-4633	90	18	activities	activity	NOUN
ejif-4633	90	19	of	of	ADP
ejif-4633	90	20	borrowers	borrower	NOUN
ejif-4633	90	21	into	into	ADP
ejif-4633	90	22	account	account	NOUN
ejif-4633	90	23	.	.	PUNCT
ejif-4633	91	1	chaudhry	chaudhry	PROPN
ejif-4633	91	2	et	et	PROPN
ejif-4633	91	3	al	al	PROPN
ejif-4633	91	4	.	.	PROPN
ejif-4633	91	5	assessed	assess	VERB
ejif-4633	91	6	operations	operation	NOUN
ejif-4633	91	7	of	of	ADP
ejif-4633	91	8	akhuwat	akhuwat	ADJ
ejif-4633	91	9	,	,	PUNCT
ejif-4633	91	10	it	it	PRON
ejif-4633	91	11	's	be	AUX
ejif-4633	91	12	business	business	NOUN
ejif-4633	91	13	model	model	NOUN
ejif-4633	91	14	,	,	PUNCT
ejif-4633	91	15	its	its	PRON
ejif-4633	91	16	philosophy	philosophy	NOUN
ejif-4633	91	17	and	and	CCONJ
ejif-4633	91	18	its	its	PRON
ejif-4633	91	19	sustainability	sustainability	NOUN
ejif-4633	91	20	[	[	X
ejif-4633	91	21	10	10	NUM
ejif-4633	91	22	]	]	PUNCT
ejif-4633	91	23	.	.	PUNCT
ejif-4633	92	1	the	the	DET
ejif-4633	92	2	authors	author	NOUN
ejif-4633	92	3	focused	focus	VERB
ejif-4633	92	4	on	on	ADP
ejif-4633	92	5	key	key	ADJ
ejif-4633	92	6	success	success	NOUN
ejif-4633	92	7	factors	factor	NOUN
ejif-4633	92	8	of	of	ADP
ejif-4633	92	9	akhuwat	akhuwat	ADJ
ejif-4633	92	10	foundation	foundation	NOUN
ejif-4633	92	11	.	.	PUNCT
ejif-4633	93	1	our	our	PRON
ejif-4633	93	2	study	study	NOUN
ejif-4633	93	3	will	will	AUX
ejif-4633	93	4	be	be	AUX
ejif-4633	93	5	exploring	explore	VERB
ejif-4633	93	6	more	more	ADJ
ejif-4633	93	7	factors	factor	NOUN
ejif-4633	93	8	and	and	CCONJ
ejif-4633	93	9	potential	potential	NOUN
ejif-4633	93	10	to	to	PART
ejif-4633	93	11	get	get	VERB
ejif-4633	93	12	maximum	maximum	ADJ
ejif-4633	93	13	output	output	NOUN
ejif-4633	93	14	from	from	ADP
ejif-4633	93	15	akhuwat	akhuwat	ADJ
ejif-4633	93	16	microfinance	microfinance	NOUN
ejif-4633	93	17	services	service	NOUN
ejif-4633	93	18	in	in	ADP
ejif-4633	93	19	the	the	DET
ejif-4633	93	20	wellbeing	wellbeing	NOUN
ejif-4633	93	21	of	of	ADP
ejif-4633	93	22	existing	exist	VERB
ejif-4633	93	23	borrowers	borrower	NOUN
ejif-4633	93	24	and	and	CCONJ
ejif-4633	93	25	poverty	poverty	NOUN
ejif-4633	93	26	alleviation	alleviation	NOUN
ejif-4633	93	27	.	.	PUNCT
ejif-4633	94	1	beall	beall	PROPN
ejif-4633	94	2	has	have	AUX
ejif-4633	94	3	provided	provide	VERB
ejif-4633	94	4	a	a	DET
ejif-4633	94	5	deep	deep	ADJ
ejif-4633	94	6	insight	insight	NOUN
ejif-4633	94	7	into	into	ADP
ejif-4633	94	8	the	the	DET
ejif-4633	94	9	sustainability	sustainability	NOUN
ejif-4633	94	10	of	of	ADP
ejif-4633	94	11	microfinance	microfinance	NOUN
ejif-4633	94	12	institutions	institution	NOUN
ejif-4633	94	13	in	in	ADP
ejif-4633	94	14	general	general	ADJ
ejif-4633	94	15	and	and	CCONJ
ejif-4633	94	16	akhuwat	akhuwat	VERB
ejif-4633	94	17	in	in	ADP
ejif-4633	94	18	particular	particular	ADJ
ejif-4633	94	19	[	[	PUNCT
ejif-4633	94	20	11	11	NUM
ejif-4633	94	21	]	]	PUNCT
ejif-4633	94	22	.	.	PUNCT
ejif-4633	95	1	moreover	moreover	ADV
ejif-4633	95	2	,	,	PUNCT
ejif-4633	95	3	the	the	DET
ejif-4633	95	4	study	study	NOUN
ejif-4633	95	5	provides	provide	VERB
ejif-4633	95	6	an	an	DET
ejif-4633	95	7	overview	overview	NOUN
ejif-4633	95	8	of	of	ADP
ejif-4633	95	9	different	different	ADJ
ejif-4633	95	10	approaches	approach	NOUN
ejif-4633	95	11	to	to	ADP
ejif-4633	95	12	sustainability	sustainability	NOUN
ejif-4633	95	13	such	such	ADJ
ejif-4633	95	14	as	as	ADP
ejif-4633	95	15	the	the	DET
ejif-4633	95	16	institutionalist	institutionalist	ADJ
ejif-4633	95	17	approach	approach	NOUN
ejif-4633	95	18	and	and	CCONJ
ejif-4633	95	19	welfarist	welfarist	PROPN
ejif-4633	95	20	approach	approach	NOUN
ejif-4633	95	21	.	.	PUNCT
ejif-4633	96	1	institutionalists	institutionalist	NOUN
ejif-4633	96	2	are	be	AUX
ejif-4633	96	3	of	of	ADP
ejif-4633	96	4	the	the	DET
ejif-4633	96	5	view	view	NOUN
ejif-4633	96	6	that	that	SCONJ
ejif-4633	96	7	operational	operational	ADJ
ejif-4633	96	8	self	self	NOUN
ejif-4633	96	9	-	-	PUNCT
ejif-4633	96	10	sufficiency	sufficiency	NOUN
ejif-4633	96	11	without	without	ADP
ejif-4633	96	12	donations	donation	NOUN
ejif-4633	96	13	is	be	AUX
ejif-4633	96	14	mandatory	mandatory	ADJ
ejif-4633	96	15	for	for	ADP
ejif-4633	96	16	the	the	DET
ejif-4633	96	17	microfinance	microfinance	NOUN
ejif-4633	96	18	institutions	institution	NOUN
ejif-4633	96	19	for	for	ADP
ejif-4633	96	20	their	their	PRON
ejif-4633	96	21	long	long	ADJ
ejif-4633	96	22	term	term	NOUN
ejif-4633	96	23	sustainability	sustainability	NOUN
ejif-4633	96	24	.	.	PUNCT
ejif-4633	97	1	however	however	ADV
ejif-4633	97	2	,	,	PUNCT
ejif-4633	97	3	welfarists	welfarist	NOUN
ejif-4633	97	4	believe	believe	VERB
ejif-4633	97	5	that	that	SCONJ
ejif-4633	97	6	donors	donor	NOUN
ejif-4633	97	7	are	be	AUX
ejif-4633	97	8	a	a	DET
ejif-4633	97	9	reliable	reliable	ADJ
ejif-4633	97	10	source	source	NOUN
ejif-4633	97	11	of	of	ADP
ejif-4633	97	12	income	income	NOUN
ejif-4633	97	13	to	to	PART
ejif-4633	97	14	be	be	AUX
ejif-4633	97	15	added	add	VERB
ejif-4633	97	16	in	in	ADP
ejif-4633	97	17	income	income	NOUN
ejif-4633	97	18	/	/	SYM
ejif-4633	97	19	expenditure	expenditure	NOUN
ejif-4633	97	20	ratios	ratio	NOUN
ejif-4633	97	21	.	.	PUNCT
ejif-4633	98	1	this	this	DET
ejif-4633	98	2	study	study	NOUN
ejif-4633	98	3	examines	examine	VERB
ejif-4633	98	4	akhuwat	akhuwat	VERB
ejif-4633	98	5	thoroughly	thoroughly	ADV
ejif-4633	98	6	to	to	PART
ejif-4633	98	7	find	find	VERB
ejif-4633	98	8	out	out	ADP
ejif-4633	98	9	if	if	SCONJ
ejif-4633	98	10	akhuwat	akhuwat	ADJ
ejif-4633	98	11	model	model	NOUN
ejif-4633	98	12	which	which	PRON
ejif-4633	98	13	is	be	AUX
ejif-4633	98	14	based	base	VERB
ejif-4633	98	15	on	on	ADP
ejif-4633	98	16	donations	donation	NOUN
ejif-4633	98	17	is	be	AUX
ejif-4633	98	18	sustainable	sustainable	ADJ
ejif-4633	98	19	in	in	ADP
ejif-4633	98	20	the	the	DET
ejif-4633	98	21	long	long	ADJ
ejif-4633	98	22	run	run	NOUN
ejif-4633	98	23	or	or	CCONJ
ejif-4633	98	24	it	it	PRON
ejif-4633	98	25	has	have	VERB
ejif-4633	98	26	some	some	DET
ejif-4633	98	27	weaknesses	weakness	NOUN
ejif-4633	98	28	and	and	CCONJ
ejif-4633	98	29	threats	threat	NOUN
ejif-4633	98	30	to	to	ADP
ejif-4633	98	31	its	its	PRON
ejif-4633	98	32	sustainability	sustainability	NOUN
ejif-4633	98	33	.	.	PUNCT
ejif-4633	99	1	furthermore	furthermore	ADV
ejif-4633	99	2	,	,	PUNCT
ejif-4633	99	3	it	it	PRON
ejif-4633	99	4	provides	provide	VERB
ejif-4633	99	5	an	an	DET
ejif-4633	99	6	overview	overview	NOUN
ejif-4633	99	7	of	of	ADP
ejif-4633	99	8	the	the	DET
ejif-4633	99	9	latest	late	ADJ
ejif-4633	99	10	standing	standing	NOUN
ejif-4633	99	11	of	of	ADP
ejif-4633	99	12	akhuwat	akhuwat	ADJ
ejif-4633	99	13	in	in	ADP
ejif-4633	99	14	terms	term	NOUN
ejif-4633	99	15	of	of	ADP
ejif-4633	99	16	its	its	PRON
ejif-4633	99	17	sustainability	sustainability	NOUN
ejif-4633	99	18	,	,	PUNCT
ejif-4633	99	19	threats	threat	NOUN
ejif-4633	99	20	,	,	PUNCT
ejif-4633	99	21	weaknesses	weakness	NOUN
ejif-4633	99	22	besides	besides	SCONJ
ejif-4633	99	23	covering	cover	VERB
ejif-4633	99	24	the	the	DET
ejif-4633	99	25	impact	impact	NOUN
ejif-4633	99	26	of	of	ADP
ejif-4633	99	27	its	its	PRON
ejif-4633	99	28	microfinance	microfinance	NOUN
ejif-4633	99	29	services	service	NOUN
ejif-4633	99	30	on	on	ADP
ejif-4633	99	31	borrowers‟	borrowers‟	NOUN
ejif-4633	99	32	income	income	NOUN
ejif-4633	99	33	and	and	CCONJ
ejif-4633	99	34	consumption	consumption	NOUN
ejif-4633	99	35	.	.	PUNCT
ejif-4633	100	1	the	the	DET
ejif-4633	100	2	study	study	NOUN
ejif-4633	100	3	of	of	ADP
ejif-4633	100	4	jaafar	jaafar	ADV
ejif-4633	100	5	is	be	AUX
ejif-4633	100	6	an	an	DET
ejif-4633	100	7	excellent	excellent	ADJ
ejif-4633	100	8	addition	addition	NOUN
ejif-4633	100	9	in	in	ADP
ejif-4633	100	10	the	the	DET
ejif-4633	100	11	literature	literature	NOUN
ejif-4633	100	12	of	of	ADP
ejif-4633	100	13	microfinance	microfinance	NOUN
ejif-4633	100	14	[	[	X
ejif-4633	100	15	12	12	NUM
ejif-4633	100	16	]	]	PUNCT
ejif-4633	100	17	.	.	PUNCT
ejif-4633	101	1	the	the	DET
ejif-4633	101	2	author	author	NOUN
ejif-4633	101	3	has	have	AUX
ejif-4633	101	4	provided	provide	VERB
ejif-4633	101	5	a	a	DET
ejif-4633	101	6	thorough	thorough	ADJ
ejif-4633	101	7	review	review	NOUN
ejif-4633	101	8	and	and	CCONJ
ejif-4633	101	9	profound	profound	ADJ
ejif-4633	101	10	insight	insight	NOUN
ejif-4633	101	11	into	into	ADP
ejif-4633	101	12	the	the	DET
ejif-4633	101	13	qard	qard	NOUN
ejif-4633	101	14	al	al	PROPN
ejif-4633	101	15	-	-	PUNCT
ejif-4633	101	16	hassan	hassan	PROPN
ejif-4633	101	17	model	model	NOUN
ejif-4633	101	18	for	for	ADP
ejif-4633	101	19	microfinancing	microfinancing	NOUN
ejif-4633	101	20	.	.	PUNCT
ejif-4633	102	1	the	the	DET
ejif-4633	102	2	focus	focus	NOUN
ejif-4633	102	3	of	of	ADP
ejif-4633	102	4	the	the	DET
ejif-4633	102	5	paper	paper	NOUN
ejif-4633	102	6	is	be	AUX
ejif-4633	102	7	concepts	concept	NOUN
ejif-4633	102	8	of	of	ADP
ejif-4633	102	9	qard	qard	NOUN
ejif-4633	102	10	alhassan	alhassan	VERB
ejif-4633	102	11	,	,	PUNCT
ejif-4633	102	12	sources	source	NOUN
ejif-4633	102	13	of	of	ADP
ejif-4633	102	14	funds	fund	NOUN
ejif-4633	102	15	of	of	ADP
ejif-4633	102	16	this	this	DET
ejif-4633	102	17	model	model	NOUN
ejif-4633	102	18	,	,	PUNCT
ejif-4633	102	19	a	a	DET
ejif-4633	102	20	case	case	NOUN
ejif-4633	102	21	study	study	NOUN
ejif-4633	102	22	of	of	ADP
ejif-4633	102	23	akhuwat	akhuwat	ADJ
ejif-4633	102	24	as	as	ADP
ejif-4633	102	25	leading	lead	VERB
ejif-4633	102	26	interest	interest	NOUN
ejif-4633	102	27	-	-	PUNCT
ejif-4633	102	28	free	free	ADJ
ejif-4633	102	29	micro	micro	ADJ
ejif-4633	102	30	-	-	NOUN
ejif-4633	102	31	loan	loan	NOUN
ejif-4633	102	32	provider	provider	NOUN
ejif-4633	102	33	.	.	PUNCT
ejif-4633	103	1	some	some	DET
ejif-4633	103	2	details	detail	NOUN
ejif-4633	103	3	on	on	ADP
ejif-4633	103	4	akhuwat	akhuwat	ADJ
ejif-4633	103	5	in	in	ADP
ejif-4633	103	6	terms	term	NOUN
ejif-4633	103	7	of	of	ADP
ejif-4633	103	8	the	the	DET
ejif-4633	103	9	effects	effect	NOUN
ejif-4633	103	10	of	of	ADP
ejif-4633	103	11	demography	demography	NOUN
ejif-4633	103	12	and	and	CCONJ
ejif-4633	103	13	literacy	literacy	NOUN
ejif-4633	103	14	are	be	AUX
ejif-4633	103	15	covered	cover	VERB
ejif-4633	103	16	in	in	ADP
ejif-4633	103	17	this	this	DET
ejif-4633	103	18	study	study	NOUN
ejif-4633	103	19	.	.	PUNCT
ejif-4633	104	1	it	it	PRON
ejif-4633	104	2	also	also	ADV
ejif-4633	104	3	gives	give	VERB
ejif-4633	104	4	an	an	DET
ejif-4633	104	5	update	update	NOUN
ejif-4633	104	6	on	on	ADP
ejif-4633	104	7	the	the	DET
ejif-4633	104	8	sources	source	NOUN
ejif-4633	104	9	of	of	ADP
ejif-4633	104	10	funds	fund	NOUN
ejif-4633	104	11	and	and	CCONJ
ejif-4633	104	12	outreach	outreach	NOUN
ejif-4633	104	13	to	to	ADP
ejif-4633	104	14	borrowers	borrower	NOUN
ejif-4633	104	15	.	.	PUNCT
ejif-4633	105	1	although	although	SCONJ
ejif-4633	105	2	the	the	DET
ejif-4633	105	3	available	available	ADJ
ejif-4633	105	4	literature	literature	NOUN
ejif-4633	105	5	reviewed	review	VERB
ejif-4633	105	6	touch	touch	NOUN
ejif-4633	105	7	on	on	ADP
ejif-4633	105	8	various	various	ADJ
ejif-4633	105	9	aspects	aspect	NOUN
ejif-4633	105	10	of	of	ADP
ejif-4633	105	11	micro	micro	NOUN
ejif-4633	105	12	-	-	NOUN
ejif-4633	105	13	finance	finance	NOUN
ejif-4633	105	14	and	and	CCONJ
ejif-4633	105	15	akhuwat	akhuwat	ADJ
ejif-4633	105	16	,	,	PUNCT
ejif-4633	105	17	this	this	DET
ejif-4633	105	18	study	study	NOUN
ejif-4633	105	19	gives	give	VERB
ejif-4633	105	20	a	a	DET
ejif-4633	105	21	detailed	detailed	ADJ
ejif-4633	105	22	investigation	investigation	NOUN
ejif-4633	105	23	of	of	ADP
ejif-4633	105	24	microfinance	microfinance	NOUN
ejif-4633	105	25	impact	impact	NOUN
ejif-4633	105	26	on	on	ADP
ejif-4633	105	27	the	the	DET
ejif-4633	105	28	income	income	NOUN
ejif-4633	105	29	of	of	ADP
ejif-4633	105	30	akhuwat	akhuwat	ADJ
ejif-4633	105	31	rural	rural	NOUN
ejif-4633	105	32	borrowers‟	borrowers‟	NOUN
ejif-4633	105	33	vs	vs	ADP
ejif-4633	105	34	urban	urban	ADJ
ejif-4633	105	35	borrowers	borrower	NOUN
ejif-4633	105	36	;	;	PUNCT
ejif-4633	105	37	and	and	CCONJ
ejif-4633	105	38	impact	impact	NOUN
ejif-4633	105	39	on	on	ADP
ejif-4633	105	40	the	the	DET
ejif-4633	105	41	income	income	NOUN
ejif-4633	105	42	of	of	ADP
ejif-4633	105	43	akhuwat	akhuwat	ADJ
ejif-4633	105	44	literate	literate	ADJ
ejif-4633	105	45	borrowers‟	borrowers‟	NOUN
ejif-4633	105	46	vs	vs	ADP
ejif-4633	105	47	illiterate	illiterate	ADJ
ejif-4633	105	48	borrowers	borrower	NOUN
ejif-4633	105	49	.	.	PUNCT
ejif-4633	106	1	v.	v.	ADP
ejif-4633	106	2	a	a	DET
ejif-4633	106	3	case	case	NOUN
ejif-4633	106	4	study	study	NOUN
ejif-4633	106	5	of	of	ADP
ejif-4633	106	6	akhuwat	akhuwat	PROPN
ejif-4633	106	7	&	&	CCONJ
ejif-4633	106	8	its	its	PRON
ejif-4633	106	9	operations	operation	NOUN
ejif-4633	106	10	akhuwat	akhuwat	VERB
ejif-4633	106	11	was	be	AUX
ejif-4633	106	12	officially	officially	ADV
ejif-4633	106	13	registered	register	VERB
ejif-4633	106	14	in	in	ADP
ejif-4633	106	15	2003	2003	NUM
ejif-4633	106	16	,	,	PUNCT
ejif-4633	106	17	and	and	CCONJ
ejif-4633	106	18	its	its	PRON
ejif-4633	106	19	first	first	ADJ
ejif-4633	106	20	branch	branch	NOUN
ejif-4633	106	21	came	come	VERB
ejif-4633	106	22	into	into	ADP
ejif-4633	106	23	operation	operation	NOUN
ejif-4633	106	24	in	in	ADP
ejif-4633	106	25	the	the	DET
ejif-4633	106	26	city	city	NOUN
ejif-4633	106	27	of	of	ADP
ejif-4633	106	28	lahore	lahore	NOUN
ejif-4633	106	29	.	.	PUNCT
ejif-4633	107	1	it	it	PRON
ejif-4633	107	2	has	have	AUX
ejif-4633	107	3	been	be	AUX
ejif-4633	107	4	achieving	achieve	VERB
ejif-4633	107	5	success	success	NOUN
ejif-4633	107	6	and	and	CCONJ
ejif-4633	107	7	meeting	meet	VERB
ejif-4633	107	8	its	its	PRON
ejif-4633	107	9	objectives	objective	NOUN
ejif-4633	107	10	year	year	NOUN
ejif-4633	107	11	by	by	ADP
ejif-4633	107	12	year	year	NOUN
ejif-4633	107	13	.	.	PUNCT
ejif-4633	108	1	its	its	PRON
ejif-4633	108	2	model	model	NOUN
ejif-4633	108	3	has	have	AUX
ejif-4633	108	4	gained	gain	VERB
ejif-4633	108	5	popularity	popularity	NOUN
ejif-4633	108	6	in	in	ADP
ejif-4633	108	7	the	the	DET
ejif-4633	108	8	east	east	NOUN
ejif-4633	108	9	and	and	CCONJ
ejif-4633	108	10	west	west	NOUN
ejif-4633	108	11	as	as	ADV
ejif-4633	108	12	well	well	ADV
ejif-4633	108	13	.	.	PUNCT
ejif-4633	109	1	it	it	PRON
ejif-4633	109	2	is	be	AUX
ejif-4633	109	3	a	a	DET
ejif-4633	109	4	representation	representation	NOUN
ejif-4633	109	5	of	of	ADP
ejif-4633	109	6	the	the	DET
ejif-4633	109	7	phenomenon	phenomenon	NOUN
ejif-4633	109	8	of	of	ADP
ejif-4633	109	9	muakhat	muakhat	PROPN
ejif-4633	109	10	.	.	PUNCT
ejif-4633	110	1	it	it	PRON
ejif-4633	110	2	has	have	AUX
ejif-4633	110	3	printed	print	VERB
ejif-4633	110	4	an	an	DET
ejif-4633	110	5	example	example	NOUN
ejif-4633	110	6	in	in	ADP
ejif-4633	110	7	the	the	DET
ejif-4633	110	8	history	history	NOUN
ejif-4633	110	9	of	of	ADP
ejif-4633	110	10	microfinance	microfinance	NOUN
ejif-4633	110	11	of	of	ADP
ejif-4633	110	12	transforming	transform	VERB
ejif-4633	110	13	the	the	DET
ejif-4633	110	14	borrowers	borrower	NOUN
ejif-4633	110	15	into	into	ADP
ejif-4633	110	16	donors	donor	NOUN
ejif-4633	110	17	.	.	PUNCT
ejif-4633	111	1	akhuwat‟s	akhuwat‟s	ADJ
ejif-4633	111	2	mission	mission	NOUN
ejif-4633	111	3	is	be	AUX
ejif-4633	111	4	to	to	PART
ejif-4633	111	5	alleviate	alleviate	VERB
ejif-4633	111	6	poverty	poverty	NOUN
ejif-4633	111	7	through	through	ADP
ejif-4633	111	8	the	the	DET
ejif-4633	111	9	empowerment	empowerment	NOUN
ejif-4633	111	10	of	of	ADP
ejif-4633	111	11	families	family	NOUN
ejif-4633	111	12	who	who	PRON
ejif-4633	111	13	are	be	AUX
ejif-4633	111	14	socially	socially	ADV
ejif-4633	111	15	and	and	CCONJ
ejif-4633	111	16	financially	financially	ADV
ejif-4633	111	17	marginalized	marginalize	VERB
ejif-4633	111	18	.	.	PUNCT
ejif-4633	112	1	it	it	PRON
ejif-4633	112	2	empowers	empower	VERB
ejif-4633	112	3	unprivileged	unprivileged	ADJ
ejif-4633	112	4	and	and	CCONJ
ejif-4633	112	5	neglected	neglect	VERB
ejif-4633	112	6	families	family	NOUN
ejif-4633	112	7	by	by	ADP
ejif-4633	112	8	providing	provide	VERB
ejif-4633	112	9	interest	interest	NOUN
ejif-4633	112	10	-	-	PUNCT
ejif-4633	112	11	free	free	ADJ
ejif-4633	112	12	loans	loan	NOUN
ejif-4633	112	13	and	and	CCONJ
ejif-4633	112	14	unlocks	unlock	VERB
ejif-4633	112	15	their	their	PRON
ejif-4633	112	16	entrepreneurial	entrepreneurial	ADJ
ejif-4633	112	17	potential	potential	NOUN
ejif-4633	112	18	,	,	PUNCT
ejif-4633	112	19	builds	build	VERB
ejif-4633	112	20	their	their	PRON
ejif-4633	112	21	capacity	capacity	NOUN
ejif-4633	112	22	and	and	CCONJ
ejif-4633	112	23	provides	provide	VERB
ejif-4633	112	24	social	social	ADJ
ejif-4633	112	25	guidance	guidance	NOUN
ejif-4633	112	26	to	to	ADP
ejif-4633	112	27	them	they	PRON
ejif-4633	112	28	.	.	PUNCT
ejif-4633	113	1	all	all	DET
ejif-4633	113	2	these	these	DET
ejif-4633	113	3	endeavors	endeavor	NOUN
ejif-4633	113	4	are	be	AUX
ejif-4633	113	5	intended	intend	VERB
ejif-4633	113	6	to	to	PART
ejif-4633	113	7	achieve	achieve	VERB
ejif-4633	113	8	its	its	PRON
ejif-4633	113	9	vision	vision	NOUN
ejif-4633	113	10	“	"	PUNCT
ejif-4633	113	11	a	a	DET
ejif-4633	113	12	poverty	poverty	NOUN
ejif-4633	113	13	-	-	PUNCT
ejif-4633	113	14	free	free	ADJ
ejif-4633	113	15	society	society	NOUN
ejif-4633	113	16	built	build	VERB
ejif-4633	113	17	on	on	ADP
ejif-4633	113	18	principles	principle	NOUN
ejif-4633	113	19	of	of	ADP
ejif-4633	113	20	compassion	compassion	NOUN
ejif-4633	113	21	and	and	CCONJ
ejif-4633	113	22	equity	equity	NOUN
ejif-4633	113	23	”	"	PUNCT
ejif-4633	113	24	.	.	PUNCT
ejif-4633	114	1	akhuwat	akhuwat	PROPN
ejif-4633	114	2	is	be	AUX
ejif-4633	114	3	a	a	DET
ejif-4633	114	4	foundation	foundation	NOUN
ejif-4633	114	5	that	that	PRON
ejif-4633	114	6	started	start	VERB
ejif-4633	114	7	with	with	ADP
ejif-4633	114	8	a	a	DET
ejif-4633	114	9	donation	donation	NOUN
ejif-4633	114	10	of	of	ADP
ejif-4633	114	11	pkr	pkr	PROPN
ejif-4633	114	12	10,000	10,000	NUM
ejif-4633	114	13	.	.	PUNCT
ejif-4633	115	1	later	later	ADV
ejif-4633	115	2	it	it	PRON
ejif-4633	115	3	received	receive	VERB
ejif-4633	115	4	another	another	DET
ejif-4633	115	5	donation	donation	NOUN
ejif-4633	115	6	of	of	ADP
ejif-4633	115	7	pkr	pkr	PROPN
ejif-4633	115	8	1.5	1.5	NUM
ejif-4633	115	9	million	million	NUM
ejif-4633	115	10	during	during	ADP
ejif-4633	115	11	2003	2003	NUM
ejif-4633	115	12	.	.	PUNCT
ejif-4633	116	1	this	this	DET
ejif-4633	116	2	foundation	foundation	NOUN
ejif-4633	116	3	was	be	AUX
ejif-4633	116	4	registered	register	VERB
ejif-4633	116	5	under	under	ADP
ejif-4633	116	6	the	the	DET
ejif-4633	116	7	societies	society	NOUN
ejif-4633	116	8	registration	registration	NOUN
ejif-4633	116	9	act	act	NOUN
ejif-4633	116	10	of	of	ADP
ejif-4633	116	11	pakistan	pakistan	PROPN
ejif-4633	116	12	in	in	ADP
ejif-4633	116	13	the	the	DET
ejif-4633	116	14	beginning	beginning	NOUN
ejif-4633	116	15	.	.	PUNCT
ejif-4633	117	1	currently	currently	ADV
ejif-4633	117	2	,	,	PUNCT
ejif-4633	117	3	it	it	PRON
ejif-4633	117	4	is	be	AUX
ejif-4633	117	5	registered	register	VERB
ejif-4633	117	6	under	under	ADP
ejif-4633	117	7	securities	security	NOUN
ejif-4633	117	8	&	&	CCONJ
ejif-4633	117	9	exchange	exchange	PROPN
ejif-4633	117	10	commission	commission	PROPN
ejif-4633	117	11	of	of	ADP
ejif-4633	117	12	pakistan	pakistan	PROPN
ejif-4633	117	13	.	.	PUNCT
ejif-4633	118	1	akhuwat	akhuwat	PROPN
ejif-4633	118	2	is	be	AUX
ejif-4633	118	3	considered	consider	VERB
ejif-4633	118	4	as	as	ADP
ejif-4633	118	5	a	a	DET
ejif-4633	118	6	pioneer	pioneer	NOUN
ejif-4633	118	7	in	in	ADP
ejif-4633	118	8	the	the	DET
ejif-4633	118	9	islamic	islamic	ADJ
ejif-4633	118	10	microfinance	microfinance	NOUN
ejif-4633	118	11	industry	industry	NOUN
ejif-4633	118	12	in	in	ADP
ejif-4633	118	13	pakistan	pakistan	PROPN
ejif-4633	118	14	.	.	PUNCT
ejif-4633	119	1	it	it	PRON
ejif-4633	119	2	has	have	AUX
ejif-4633	119	3	applied	apply	VERB
ejif-4633	119	4	the	the	DET
ejif-4633	119	5	model	model	NOUN
ejif-4633	119	6	of	of	ADP
ejif-4633	119	7	qard	qard	PROPN
ejif-4633	119	8	al	al	PROPN
ejif-4633	119	9	-	-	PUNCT
ejif-4633	119	10	hassan	hassan	PROPN
ejif-4633	119	11	which	which	PRON
ejif-4633	119	12	is	be	AUX
ejif-4633	119	13	by	by	ADP
ejif-4633	119	14	shariah	shariah	PROPN
ejif-4633	119	15	principle	principle	PROPN
ejif-4633	119	16	(	(	PUNCT
ejif-4633	119	17	interest	interest	NOUN
ejif-4633	119	18	-	-	PUNCT
ejif-4633	119	19	free	free	ADJ
ejif-4633	119	20	borrowing	borrowing	NOUN
ejif-4633	119	21	)	)	PUNCT
ejif-4633	119	22	.	.	PUNCT
ejif-4633	120	1	this	this	DET
ejif-4633	120	2	model	model	NOUN
ejif-4633	120	3	has	have	AUX
ejif-4633	120	4	embraced	embrace	VERB
ejif-4633	120	5	significant	significant	ADJ
ejif-4633	120	6	progress	progress	NOUN
ejif-4633	120	7	and	and	CCONJ
ejif-4633	120	8	popularity	popularity	NOUN
ejif-4633	120	9	on	on	ADP
ejif-4633	120	10	the	the	DET
ejif-4633	120	11	globe	globe	NOUN
ejif-4633	120	12	[	[	X
ejif-4633	120	13	10	10	NUM
ejif-4633	120	14	]	]	PUNCT
ejif-4633	120	15	.	.	PUNCT
ejif-4633	121	1	akhuwat	akhuwat	PROPN
ejif-4633	121	2	is	be	AUX
ejif-4633	121	3	not	not	PART
ejif-4633	121	4	only	only	ADV
ejif-4633	121	5	providing	provide	VERB
ejif-4633	121	6	interest	interest	NOUN
ejif-4633	121	7	-	-	PUNCT
ejif-4633	121	8	free	free	ADJ
ejif-4633	121	9	microfinancing	microfinancing	NOUN
ejif-4633	121	10	,	,	PUNCT
ejif-4633	121	11	but	but	CCONJ
ejif-4633	121	12	its	its	PRON
ejif-4633	121	13	scope	scope	NOUN
ejif-4633	121	14	and	and	CCONJ
ejif-4633	121	15	services	service	NOUN
ejif-4633	121	16	are	be	AUX
ejif-4633	121	17	also	also	ADV
ejif-4633	121	18	much	much	ADV
ejif-4633	121	19	beyond	beyond	ADP
ejif-4633	121	20	than	than	ADP
ejif-4633	121	21	interestfree	interestfree	ADJ
ejif-4633	121	22	microfinancing	microfinancing	NOUN
ejif-4633	121	23	.	.	PUNCT
ejif-4633	122	1	akhuwat	akhuwat	PROPN
ejif-4633	122	2	is	be	AUX
ejif-4633	122	3	serving	serve	VERB
ejif-4633	122	4	humanity	humanity	NOUN
ejif-4633	122	5	in	in	ADP
ejif-4633	122	6	various	various	ADJ
ejif-4633	122	7	dimensions	dimension	NOUN
ejif-4633	122	8	.	.	PUNCT
ejif-4633	123	1	it	it	PRON
ejif-4633	123	2	is	be	AUX
ejif-4633	123	3	providing	provide	VERB
ejif-4633	123	4	house	house	NOUN
ejif-4633	123	5	building/	building/	VERB
ejif-4633	123	6	repair	repair	NOUN
ejif-4633	123	7	loans	loan	NOUN
ejif-4633	123	8	to	to	ADP
ejif-4633	123	9	those	those	PRON
ejif-4633	123	10	who	who	PRON
ejif-4633	123	11	want	want	VERB
ejif-4633	123	12	to	to	PART
ejif-4633	123	13	repair	repair	VERB
ejif-4633	123	14	their	their	PRON
ejif-4633	123	15	houses	house	NOUN
ejif-4633	123	16	or	or	CCONJ
ejif-4633	123	17	enhance	enhance	VERB
ejif-4633	123	18	their	their	PRON
ejif-4633	123	19	houses	house	NOUN
ejif-4633	123	20	by	by	ADP
ejif-4633	123	21	constructing	construct	VERB
ejif-4633	123	22	additional	additional	ADJ
ejif-4633	123	23	rooms	room	NOUN
ejif-4633	123	24	but	but	CCONJ
ejif-4633	123	25	have	have	VERB
ejif-4633	123	26	not	not	PART
ejif-4633	123	27	sufficient	sufficient	ADJ
ejif-4633	123	28	funds	fund	NOUN
ejif-4633	123	29	.	.	PUNCT
ejif-4633	124	1	marriage	marriage	NOUN
ejif-4633	124	2	loans	loan	NOUN
ejif-4633	124	3	are	be	AUX
ejif-4633	124	4	given	give	VERB
ejif-4633	124	5	to	to	ADP
ejif-4633	124	6	those	those	PRON
ejif-4633	124	7	who	who	PRON
ejif-4633	124	8	have	have	VERB
ejif-4633	124	9	a	a	DET
ejif-4633	124	10	deficit	deficit	NOUN
ejif-4633	124	11	of	of	ADP
ejif-4633	124	12	funds	fund	NOUN
ejif-4633	124	13	to	to	PART
ejif-4633	124	14	marry	marry	VERB
ejif-4633	124	15	their	their	PRON
ejif-4633	124	16	children	child	NOUN
ejif-4633	124	17	.	.	PUNCT
ejif-4633	125	1	akhuwat	akhuwat	PROPN
ejif-4633	125	2	is	be	AUX
ejif-4633	125	3	also	also	ADV
ejif-4633	125	4	offering	offer	VERB
ejif-4633	125	5	its	its	PRON
ejif-4633	125	6	services	service	NOUN
ejif-4633	125	7	to	to	PART
ejif-4633	125	8	raise	raise	VERB
ejif-4633	125	9	the	the	DET
ejif-4633	125	10	education	education	NOUN
ejif-4633	125	11	level	level	NOUN
ejif-4633	125	12	in	in	ADP
ejif-4633	125	13	society	society	NOUN
ejif-4633	125	14	.	.	PUNCT
ejif-4633	126	1	it	it	PRON
ejif-4633	126	2	provides	provide	VERB
ejif-4633	126	3	a	a	DET
ejif-4633	126	4	100	100	NUM
ejif-4633	126	5	%	%	NOUN
ejif-4633	126	6	scholarship	scholarship	NOUN
ejif-4633	126	7	to	to	ADP
ejif-4633	126	8	those	those	DET
ejif-4633	126	9	children	child	NOUN
ejif-4633	126	10	/	/	SYM
ejif-4633	126	11	youth	youth	NOUN
ejif-4633	126	12	who	who	PRON
ejif-4633	126	13	are	be	AUX
ejif-4633	126	14	committed	commit	VERB
ejif-4633	126	15	to	to	ADP
ejif-4633	126	16	getting	get	VERB
ejif-4633	126	17	higher	high	ADJ
ejif-4633	126	18	education	education	NOUN
ejif-4633	126	19	but	but	CCONJ
ejif-4633	126	20	can	can	AUX
ejif-4633	126	21	not	not	PART
ejif-4633	126	22	afford	afford	VERB
ejif-4633	126	23	the	the	DET
ejif-4633	126	24	educational	educational	ADJ
ejif-4633	126	25	expenses	expense	NOUN
ejif-4633	126	26	.	.	PUNCT
ejif-4633	127	1	akhuwat	akhuwat	PROPN
ejif-4633	127	2	is	be	AUX
ejif-4633	127	3	running	run	VERB
ejif-4633	127	4	a	a	DET
ejif-4633	127	5	cloth	cloth	NOUN
ejif-4633	127	6	bank	bank	NOUN
ejif-4633	127	7	to	to	PART
ejif-4633	127	8	provide	provide	VERB
ejif-4633	127	9	new	new	ADJ
ejif-4633	127	10	and	and	CCONJ
ejif-4633	127	11	old	old	ADJ
ejif-4633	127	12	clothes	clothe	NOUN
ejif-4633	127	13	to	to	ADP
ejif-4633	127	14	the	the	DET
ejif-4633	127	15	needy	needy	NOUN
ejif-4633	127	16	.	.	PUNCT
ejif-4633	128	1	it	it	PRON
ejif-4633	128	2	is	be	AUX
ejif-4633	128	3	being	be	AUX
ejif-4633	128	4	operated	operate	VERB
ejif-4633	128	5	by	by	ADP
ejif-4633	128	6	the	the	DET
ejif-4633	128	7	transvestite	transvestite	ADJ
ejif-4633	128	8	group	group	NOUN
ejif-4633	128	9	(	(	PUNCT
ejif-4633	128	10	a	a	DET
ejif-4633	128	11	neglected	neglect	VERB
ejif-4633	128	12	group	group	NOUN
ejif-4633	128	13	)	)	PUNCT
ejif-4633	128	14	so	so	SCONJ
ejif-4633	128	15	that	that	SCONJ
ejif-4633	128	16	this	this	DET
ejif-4633	128	17	group	group	NOUN
ejif-4633	128	18	gets	get	VERB
ejif-4633	128	19	some	some	DET
ejif-4633	128	20	reasonable	reasonable	ADJ
ejif-4633	128	21	status	status	NOUN
ejif-4633	128	22	in	in	ADP
ejif-4633	128	23	society	society	NOUN
ejif-4633	128	24	and	and	CCONJ
ejif-4633	128	25	can	can	AUX
ejif-4633	128	26	have	have	VERB
ejif-4633	128	27	a	a	DET
ejif-4633	128	28	decent	decent	ADJ
ejif-4633	128	29	living	living	NOUN
ejif-4633	128	30	.	.	PUNCT
ejif-4633	129	1	akhuwat	akhuwat	PROPN
ejif-4633	129	2	is	be	AUX
ejif-4633	129	3	also	also	ADV
ejif-4633	129	4	engaged	engage	VERB
ejif-4633	129	5	in	in	ADP
ejif-4633	129	6	offering	offer	VERB
ejif-4633	129	7	training	training	NOUN
ejif-4633	129	8	,	,	PUNCT
ejif-4633	129	9	coaching	coach	VERB
ejif-4633	129	10	for	for	ADP
ejif-4633	129	11	developing	develop	VERB
ejif-4633	129	12	skills	skill	NOUN
ejif-4633	129	13	to	to	PART
ejif-4633	129	14	start	start	VERB
ejif-4633	129	15	any	any	DET
ejif-4633	129	16	business	business	NOUN
ejif-4633	129	17	.	.	PUNCT
ejif-4633	130	1	it	it	PRON
ejif-4633	130	2	supports	support	VERB
ejif-4633	130	3	capacity	capacity	NOUN
ejif-4633	130	4	building	building	NOUN
ejif-4633	130	5	in	in	ADP
ejif-4633	130	6	society	society	NOUN
ejif-4633	130	7	so	so	SCONJ
ejif-4633	130	8	that	that	SCONJ
ejif-4633	130	9	the	the	DET
ejif-4633	130	10	poor	poor	ADJ
ejif-4633	130	11	can	can	AUX
ejif-4633	130	12	live	live	VERB
ejif-4633	130	13	with	with	ADP
ejif-4633	130	14	dignity	dignity	NOUN
ejif-4633	130	15	by	by	ADP
ejif-4633	130	16	utilizing	utilize	VERB
ejif-4633	130	17	their	their	PRON
ejif-4633	130	18	skills	skill	NOUN
ejif-4633	130	19	instead	instead	ADV
ejif-4633	130	20	of	of	ADP
ejif-4633	130	21	depending	depend	VERB
ejif-4633	130	22	on	on	ADP
ejif-4633	130	23	charity	charity	NOUN
ejif-4633	130	24	.	.	PUNCT
ejif-4633	131	1	akhuwat	akhuwat	VERB
ejif-4633	131	2	qard	qard	PROPN
ejif-4633	131	3	al	al	PROPN
ejif-4633	131	4	-	-	PUNCT
ejif-4633	131	5	hassan	hassan	PROPN
ejif-4633	131	6	model	model	NOUN
ejif-4633	131	7	is	be	AUX
ejif-4633	131	8	more	more	ADV
ejif-4633	131	9	successful	successful	ADJ
ejif-4633	131	10	than	than	ADP
ejif-4633	131	11	conventional	conventional	ADJ
ejif-4633	131	12	microfinance	microfinance	NOUN
ejif-4633	131	13	.	.	PUNCT
ejif-4633	132	1	this	this	DET
ejif-4633	132	2	organization	organization	NOUN
ejif-4633	132	3	receives	receive	VERB
ejif-4633	132	4	funds	fund	NOUN
ejif-4633	132	5	for	for	ADP
ejif-4633	132	6	its	its	PRON
ejif-4633	132	7	operations	operation	NOUN
ejif-4633	132	8	from	from	ADP
ejif-4633	132	9	the	the	DET
ejif-4633	132	10	public	public	NOUN
ejif-4633	132	11	,	,	PUNCT
ejif-4633	132	12	local	local	ADJ
ejif-4633	132	13	philanthropists	philanthropist	NOUN
ejif-4633	132	14	,	,	PUNCT
ejif-4633	132	15	government	government	NOUN
ejif-4633	132	16	,	,	PUNCT
ejif-4633	132	17	institutional	institutional	ADJ
ejif-4633	132	18	donors	donor	NOUN
ejif-4633	132	19	and	and	CCONJ
ejif-4633	132	20	pakistanis	pakistanis	PROPN
ejif-4633	132	21	who	who	PRON
ejif-4633	132	22	are	be	AUX
ejif-4633	132	23	living	live	VERB
ejif-4633	132	24	in	in	ADP
ejif-4633	132	25	foreign	foreign	ADJ
ejif-4633	132	26	countries	country	NOUN
ejif-4633	132	27	.	.	PUNCT
ejif-4633	133	1	in	in	ADP
ejif-4633	133	2	contrast	contrast	NOUN
ejif-4633	133	3	to	to	ADP
ejif-4633	133	4	conventional	conventional	ADJ
ejif-4633	133	5	microfinance	microfinance	NOUN
ejif-4633	133	6	institutions	institution	NOUN
ejif-4633	133	7	,	,	PUNCT
ejif-4633	133	8	akhuwat	akhuwat	PROPN
ejif-4633	133	9	does	do	AUX
ejif-4633	133	10	not	not	PART
ejif-4633	133	11	depend	depend	VERB
ejif-4633	133	12	on	on	ADP
ejif-4633	133	13	international	international	ADJ
ejif-4633	133	14	aids	aid	NOUN
ejif-4633	133	15	for	for	ADP
ejif-4633	133	16	the	the	DET
ejif-4633	133	17	sake	sake	NOUN
ejif-4633	133	18	of	of	ADP
ejif-4633	133	19	avoiding	avoid	VERB
ejif-4633	133	20	the	the	DET
ejif-4633	133	21	interest	interest	NOUN
ejif-4633	133	22	involvement	involvement	NOUN
ejif-4633	133	23	in	in	ADP
ejif-4633	133	24	loans	loan	NOUN
ejif-4633	133	25	.	.	PUNCT
ejif-4633	134	1	as	as	SCONJ
ejif-4633	134	2	conventional	conventional	ADJ
ejif-4633	134	3	institutions	institution	NOUN
ejif-4633	134	4	charge	charge	VERB
ejif-4633	134	5	high	high	ADJ
ejif-4633	134	6	-	-	PUNCT
ejif-4633	134	7	interest	interest	NOUN
ejif-4633	134	8	rates	rate	NOUN
ejif-4633	134	9	due	due	ADP
ejif-4633	134	10	to	to	ADP
ejif-4633	134	11	the	the	DET
ejif-4633	134	12	credit	credit	NOUN
ejif-4633	134	13	line	line	NOUN
ejif-4633	134	14	based	base	VERB
ejif-4633	134	15	funding	funding	NOUN
ejif-4633	134	16	.	.	PUNCT
ejif-4633	135	1	the	the	DET
ejif-4633	135	2	foundation	foundation	NOUN
ejif-4633	135	3	depends	depend	VERB
ejif-4633	135	4	on	on	ADP
ejif-4633	135	5	local	local	ADJ
ejif-4633	135	6	donors	donor	NOUN
ejif-4633	135	7	.	.	PUNCT
ejif-4633	136	1	the	the	DET
ejif-4633	136	2	board	board	NOUN
ejif-4633	136	3	of	of	ADP
ejif-4633	136	4	directors	director	NOUN
ejif-4633	136	5	and	and	CCONJ
ejif-4633	136	6	the	the	DET
ejif-4633	136	7	team	team	NOUN
ejif-4633	136	8	is	be	AUX
ejif-4633	136	9	very	very	ADV
ejif-4633	136	10	dedicated	dedicated	ADJ
ejif-4633	136	11	to	to	ADP
ejif-4633	136	12	working	work	VERB
ejif-4633	136	13	hard	hard	ADV
ejif-4633	136	14	towards	towards	ADP
ejif-4633	136	15	collecting	collect	VERB
ejif-4633	136	16	donations	donation	NOUN
ejif-4633	136	17	by	by	ADP
ejif-4633	136	18	initiating	initiate	VERB
ejif-4633	136	19	some	some	DET
ejif-4633	136	20	fundraising	fundraising	NOUN
ejif-4633	136	21	activities	activity	NOUN
ejif-4633	136	22	.	.	PUNCT
ejif-4633	137	1	ejif	ejif	PROPN
ejif-4633	137	2	–	–	PUNCT
ejif-4633	137	3	european	european	PROPN
ejif-4633	137	4	journal	journal	PROPN
ejif-4633	137	5	of	of	ADP
ejif-4633	137	6	islamic	islamic	PROPN
ejif-4633	137	7	finance	finance	PROPN
ejif-4633	137	8	second	second	ADJ
ejif-4633	137	9	special	special	ADJ
ejif-4633	137	10	issue	issue	NOUN
ejif-4633	137	11	for	for	ADP
ejif-4633	137	12	ejif	ejif	PROPN
ejif-4633	137	13	workshop	workshop	PROPN
ejif-4633	137	14	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4633	137	15	issn	issn	PROPN
ejif-4633	137	16	2421	2421	NUM
ejif-4633	137	17	-	-	SYM
ejif-4633	137	18	2172	2172	NUM
ejif-4633	137	19	4	4	NUM
ejif-4633	137	20	vi	vi	NOUN
ejif-4633	137	21	.	.	PUNCT
ejif-4633	138	1	sources	source	NOUN
ejif-4633	138	2	and	and	CCONJ
ejif-4633	138	3	funds	fund	NOUN
ejif-4633	138	4	akhuwat	akhuwat	VERB
ejif-4633	138	5	aims	aim	NOUN
ejif-4633	138	6	at	at	ADP
ejif-4633	138	7	shariah	shariah	PROPN
ejif-4633	138	8	-	-	PUNCT
ejif-4633	138	9	compliant	compliant	ADJ
ejif-4633	138	10	loans	loan	NOUN
ejif-4633	138	11	and	and	CCONJ
ejif-4633	138	12	eliminates	eliminate	VERB
ejif-4633	138	13	all	all	DET
ejif-4633	138	14	shariah	shariah	PROPN
ejif-4633	138	15	prohibited	prohibit	VERB
ejif-4633	138	16	elements	element	NOUN
ejif-4633	138	17	.	.	PUNCT
ejif-4633	139	1	akhuwat	akhuwat	PROPN
ejif-4633	139	2	has	have	AUX
ejif-4633	139	3	prominently	prominently	ADV
ejif-4633	139	4	participated	participate	VERB
ejif-4633	139	5	in	in	ADP
ejif-4633	139	6	financial	financial	ADJ
ejif-4633	139	7	inclusion	inclusion	NOUN
ejif-4633	139	8	.	.	PUNCT
ejif-4633	140	1	moreover	moreover	ADV
ejif-4633	140	2	,	,	PUNCT
ejif-4633	140	3	akhuwat	akhuwat	PROPN
ejif-4633	140	4	is	be	AUX
ejif-4633	140	5	successful	successful	ADJ
ejif-4633	140	6	in	in	ADP
ejif-4633	140	7	its	its	PRON
ejif-4633	140	8	recovery	recovery	NOUN
ejif-4633	140	9	of	of	ADP
ejif-4633	140	10	loans	loan	NOUN
ejif-4633	140	11	.	.	PUNCT
ejif-4633	141	1	its	its	PRON
ejif-4633	141	2	recovery	recovery	NOUN
ejif-4633	141	3	rate	rate	NOUN
ejif-4633	141	4	is	be	AUX
ejif-4633	141	5	99.9	99.9	NUM
ejif-4633	141	6	%	%	NOUN
ejif-4633	141	7	with	with	ADP
ejif-4633	141	8	zero	zero	NUM
ejif-4633	141	9	interest	interest	NOUN
ejif-4633	141	10	rate	rate	NOUN
ejif-4633	141	11	.	.	PUNCT
ejif-4633	142	1	akhuwat	akhuwat	ADJ
ejif-4633	142	2	borrowers	borrower	NOUN
ejif-4633	142	3	are	be	AUX
ejif-4633	142	4	so	so	ADV
ejif-4633	142	5	satisfied	satisfied	ADJ
ejif-4633	142	6	with	with	ADP
ejif-4633	142	7	akhuwat	akhuwat	ADJ
ejif-4633	142	8	services	service	NOUN
ejif-4633	142	9	that	that	SCONJ
ejif-4633	142	10	they	they	PRON
ejif-4633	142	11	are	be	AUX
ejif-4633	142	12	also	also	ADV
ejif-4633	142	13	willing	willing	ADJ
ejif-4633	142	14	to	to	ADP
ejif-4633	142	15	becoming	become	VERB
ejif-4633	142	16	volunteers	volunteer	NOUN
ejif-4633	142	17	.	.	PUNCT
ejif-4633	143	1	some	some	DET
ejif-4633	143	2	borrowers	borrower	NOUN
ejif-4633	143	3	who	who	PRON
ejif-4633	143	4	had	have	AUX
ejif-4633	143	5	benefited	benefit	VERB
ejif-4633	143	6	from	from	ADP
ejif-4633	143	7	akhuwat	akhuwat	ADJ
ejif-4633	143	8	loan	loan	NOUN
ejif-4633	143	9	and	and	CCONJ
ejif-4633	143	10	able	able	ADJ
ejif-4633	143	11	to	to	PART
ejif-4633	143	12	expand	expand	VERB
ejif-4633	143	13	their	their	PRON
ejif-4633	143	14	business	business	NOUN
ejif-4633	143	15	,	,	PUNCT
ejif-4633	143	16	they	they	PRON
ejif-4633	143	17	are	be	AUX
ejif-4633	143	18	voluntarily	voluntarily	ADV
ejif-4633	143	19	becoming	become	VERB
ejif-4633	143	20	donors	donor	NOUN
ejif-4633	143	21	for	for	ADP
ejif-4633	143	22	the	the	DET
ejif-4633	143	23	wellbeing	wellbeing	NOUN
ejif-4633	143	24	of	of	ADP
ejif-4633	143	25	others	other	NOUN
ejif-4633	143	26	.	.	PUNCT
ejif-4633	144	1	akhuwat	akhuwat	PROPN
ejif-4633	144	2	is	be	AUX
ejif-4633	144	3	sourcing	source	VERB
ejif-4633	144	4	its	its	PRON
ejif-4633	144	5	funds	fund	NOUN
ejif-4633	144	6	through	through	ADP
ejif-4633	144	7	donations	donation	NOUN
ejif-4633	144	8	,	,	PUNCT
ejif-4633	144	9	application	application	NOUN
ejif-4633	144	10	fees	fee	NOUN
ejif-4633	144	11	,	,	PUNCT
ejif-4633	144	12	insurance	insurance	NOUN
ejif-4633	144	13	,	,	PUNCT
ejif-4633	144	14	and	and	CCONJ
ejif-4633	144	15	partnering	partner	VERB
ejif-4633	144	16	with	with	ADP
ejif-4633	144	17	local	local	ADJ
ejif-4633	144	18	and	and	CCONJ
ejif-4633	144	19	foreign	foreign	ADJ
ejif-4633	144	20	organizations	organization	NOUN
ejif-4633	144	21	and	and	CCONJ
ejif-4633	144	22	governments	government	NOUN
ejif-4633	144	23	.	.	PUNCT
ejif-4633	145	1	vii	vii	PROPN
ejif-4633	145	2	.	.	PROPN
ejif-4633	145	3	business	business	NOUN
ejif-4633	145	4	model	model	NOUN
ejif-4633	145	5	of	of	ADP
ejif-4633	145	6	akhuwat	akhuwat	NOUN
ejif-4633	145	7	according	accord	VERB
ejif-4633	145	8	to	to	ADP
ejif-4633	145	9	akhuwat	akhuwat	ADJ
ejif-4633	145	10	founder	founder	PROPN
ejif-4633	145	11	dr	dr	PROPN
ejif-4633	145	12	.	.	PROPN
ejif-4633	145	13	saqib	saqib	PROPN
ejif-4633	145	14	,	,	PUNCT
ejif-4633	145	15	processing	process	VERB
ejif-4633	145	16	each	each	DET
ejif-4633	145	17	loan	loan	NOUN
ejif-4633	145	18	incurs	incur	VERB
ejif-4633	145	19	an	an	DET
ejif-4633	145	20	expense	expense	NOUN
ejif-4633	145	21	of	of	ADP
ejif-4633	145	22	6	6	NUM
ejif-4633	145	23	%	%	NOUN
ejif-4633	145	24	-10	-10	NUM
ejif-4633	145	25	%	%	NOUN
ejif-4633	145	26	(	(	PUNCT
ejif-4633	145	27	annual	annual	ADJ
ejif-4633	145	28	report	report	NOUN
ejif-4633	145	29	,	,	PUNCT
ejif-4633	145	30	2017	2017	NUM
ejif-4633	145	31	)	)	PUNCT
ejif-4633	145	32	.	.	PUNCT
ejif-4633	146	1	this	this	DET
ejif-4633	146	2	cost	cost	NOUN
ejif-4633	146	3	is	be	AUX
ejif-4633	146	4	not	not	PART
ejif-4633	146	5	being	be	AUX
ejif-4633	146	6	charged	charge	VERB
ejif-4633	146	7	from	from	ADP
ejif-4633	146	8	the	the	DET
ejif-4633	146	9	borrower	borrower	NOUN
ejif-4633	146	10	despite	despite	SCONJ
ejif-4633	146	11	no	no	DET
ejif-4633	146	12	harm	harm	NOUN
ejif-4633	146	13	or	or	CCONJ
ejif-4633	146	14	shariah	shariah	PROPN
ejif-4633	146	15	violation	violation	NOUN
ejif-4633	146	16	involved	involve	VERB
ejif-4633	146	17	in	in	ADP
ejif-4633	146	18	charging	charge	VERB
ejif-4633	146	19	this	this	DET
ejif-4633	146	20	expense	expense	NOUN
ejif-4633	146	21	.	.	PUNCT
ejif-4633	147	1	so	so	ADV
ejif-4633	147	2	far	far	ADV
ejif-4633	147	3	akhuwat	akhuwat	ADJ
ejif-4633	147	4	has	have	AUX
ejif-4633	147	5	accepted	accept	VERB
ejif-4633	147	6	this	this	DET
ejif-4633	147	7	financial	financial	ADJ
ejif-4633	147	8	burden	burden	NOUN
ejif-4633	147	9	at	at	ADP
ejif-4633	147	10	its	its	PRON
ejif-4633	147	11	end	end	NOUN
ejif-4633	147	12	without	without	ADP
ejif-4633	147	13	putting	put	VERB
ejif-4633	147	14	any	any	DET
ejif-4633	147	15	pressure	pressure	NOUN
ejif-4633	147	16	on	on	ADP
ejif-4633	147	17	the	the	DET
ejif-4633	147	18	poor	poor	ADJ
ejif-4633	147	19	in	in	ADP
ejif-4633	147	20	the	the	DET
ejif-4633	147	21	society	society	NOUN
ejif-4633	147	22	.	.	PUNCT
ejif-4633	148	1	however	however	ADV
ejif-4633	148	2	,	,	PUNCT
ejif-4633	148	3	us$1	us$1	PROPN
ejif-4633	148	4	for	for	ADP
ejif-4633	148	5	the	the	DET
ejif-4633	148	6	application	application	NOUN
ejif-4633	148	7	fee	fee	NOUN
ejif-4633	148	8	is	be	AUX
ejif-4633	148	9	accepted	accept	VERB
ejif-4633	148	10	from	from	ADP
ejif-4633	148	11	borrowers	borrower	NOUN
ejif-4633	148	12	as	as	ADP
ejif-4633	148	13	a	a	DET
ejif-4633	148	14	voluntary	voluntary	ADJ
ejif-4633	148	15	contribution	contribution	NOUN
ejif-4633	148	16	to	to	ADP
ejif-4633	148	17	a	a	DET
ejif-4633	148	18	moral	moral	ADJ
ejif-4633	148	19	purpose	purpose	NOUN
ejif-4633	148	20	.	.	PUNCT
ejif-4633	149	1	moreover	moreover	ADV
ejif-4633	149	2	,	,	PUNCT
ejif-4633	149	3	akhuwat	akhuwat	PROPN
ejif-4633	149	4	has	have	VERB
ejif-4633	149	5	a	a	DET
ejif-4633	149	6	dedicated	dedicated	ADJ
ejif-4633	149	7	workforce	workforce	NOUN
ejif-4633	149	8	who	who	PRON
ejif-4633	149	9	are	be	AUX
ejif-4633	149	10	also	also	ADV
ejif-4633	149	11	participating	participate	VERB
ejif-4633	149	12	in	in	ADP
ejif-4633	149	13	donations	donation	NOUN
ejif-4633	149	14	.	.	PUNCT
ejif-4633	150	1	they	they	PRON
ejif-4633	150	2	are	be	AUX
ejif-4633	150	3	willing	willing	ADJ
ejif-4633	150	4	to	to	PART
ejif-4633	150	5	work	work	VERB
ejif-4633	150	6	on	on	ADP
ejif-4633	150	7	low	low	ADJ
ejif-4633	150	8	wages	wage	NOUN
ejif-4633	150	9	for	for	ADP
ejif-4633	150	10	the	the	DET
ejif-4633	150	11	sake	sake	NOUN
ejif-4633	150	12	of	of	ADP
ejif-4633	150	13	serving	serve	VERB
ejif-4633	150	14	humanity	humanity	NOUN
ejif-4633	150	15	and	and	CCONJ
ejif-4633	150	16	committed	commit	VERB
ejif-4633	150	17	with	with	ADP
ejif-4633	150	18	the	the	DET
ejif-4633	150	19	achievement	achievement	NOUN
ejif-4633	150	20	of	of	ADP
ejif-4633	150	21	akhuwat‟s	akhuwat‟s	ADJ
ejif-4633	150	22	mission	mission	NOUN
ejif-4633	150	23	.	.	PUNCT
ejif-4633	151	1	akhuwat	akhuwat	ADJ
ejif-4633	151	2	borrowers	borrower	NOUN
ejif-4633	151	3	are	be	AUX
ejif-4633	151	4	also	also	ADV
ejif-4633	151	5	free	free	ADJ
ejif-4633	151	6	to	to	PART
ejif-4633	151	7	donate	donate	VERB
ejif-4633	151	8	as	as	ADP
ejif-4633	151	9	per	per	ADP
ejif-4633	151	10	their	their	PRON
ejif-4633	151	11	capacity	capacity	NOUN
ejif-4633	151	12	and	and	CCONJ
ejif-4633	151	13	volunteering	volunteering	NOUN
ejif-4633	151	14	cause	cause	NOUN
ejif-4633	151	15	.	.	PUNCT
ejif-4633	152	1	unlike	unlike	ADP
ejif-4633	152	2	traditional	traditional	ADJ
ejif-4633	152	3	microfinance	microfinance	NOUN
ejif-4633	152	4	institutions	institution	NOUN
ejif-4633	152	5	,	,	PUNCT
ejif-4633	152	6	akhuwat	akhuwat	VERB
ejif-4633	152	7	provides	provide	VERB
ejif-4633	152	8	equal	equal	ADJ
ejif-4633	152	9	opportunities	opportunity	NOUN
ejif-4633	152	10	on	on	ADP
ejif-4633	152	11	the	the	DET
ejif-4633	152	12	basis	basis	NOUN
ejif-4633	152	13	of	of	ADP
ejif-4633	152	14	justice	justice	NOUN
ejif-4633	152	15	without	without	ADP
ejif-4633	152	16	any	any	DET
ejif-4633	152	17	discrimination	discrimination	NOUN
ejif-4633	152	18	.	.	PUNCT
ejif-4633	153	1	it	it	PRON
ejif-4633	153	2	is	be	AUX
ejif-4633	153	3	witnessed	witness	VERB
ejif-4633	153	4	that	that	SCONJ
ejif-4633	153	5	some	some	DET
ejif-4633	153	6	mfis	mfis	ADJ
ejif-4633	153	7	focus	focus	NOUN
ejif-4633	153	8	on	on	ADP
ejif-4633	153	9	women	woman	NOUN
ejif-4633	153	10	empowerment	empowerment	NOUN
ejif-4633	153	11	only	only	ADV
ejif-4633	153	12	.	.	PUNCT
ejif-4633	154	1	however	however	ADV
ejif-4633	154	2	,	,	PUNCT
ejif-4633	154	3	in	in	ADP
ejif-4633	154	4	case	case	NOUN
ejif-4633	154	5	of	of	ADP
ejif-4633	154	6	akhuwat	akhuwat	ADJ
ejif-4633	154	7	,	,	PUNCT
ejif-4633	154	8	we	we	PRON
ejif-4633	154	9	find	find	VERB
ejif-4633	154	10	no	no	DET
ejif-4633	154	11	gender	gender	NOUN
ejif-4633	154	12	discrimination	discrimination	NOUN
ejif-4633	154	13	,	,	PUNCT
ejif-4633	154	14	women	woman	NOUN
ejif-4633	154	15	and	and	CCONJ
ejif-4633	154	16	men	man	NOUN
ejif-4633	154	17	,	,	PUNCT
ejif-4633	154	18	old	old	ADJ
ejif-4633	154	19	and	and	CCONJ
ejif-4633	154	20	young	young	ADJ
ejif-4633	154	21	,	,	PUNCT
ejif-4633	154	22	rural	rural	ADJ
ejif-4633	154	23	and	and	CCONJ
ejif-4633	154	24	urban	urban	ADJ
ejif-4633	154	25	,	,	PUNCT
ejif-4633	154	26	educated	educate	VERB
ejif-4633	154	27	and	and	CCONJ
ejif-4633	154	28	uneducated	uneducated	ADJ
ejif-4633	154	29	are	be	AUX
ejif-4633	154	30	equally	equally	ADV
ejif-4633	154	31	being	be	AUX
ejif-4633	154	32	benefitted	benefit	VERB
ejif-4633	154	33	.	.	PUNCT
ejif-4633	155	1	a	a	DET
ejif-4633	155	2	quarterly	quarterly	ADJ
ejif-4633	155	3	update	update	NOUN
ejif-4633	155	4	on	on	ADP
ejif-4633	155	5	microfinance	microfinance	NOUN
ejif-4633	155	6	outreach	outreach	NOUN
ejif-4633	155	7	in	in	ADP
ejif-4633	155	8	pakistan	pakistan	PROPN
ejif-4633	155	9	has	have	AUX
ejif-4633	155	10	indicated	indicate	VERB
ejif-4633	155	11	that	that	SCONJ
ejif-4633	155	12	akhuwat	akhuwat	PROPN
ejif-4633	155	13	continued	continue	VERB
ejif-4633	155	14	its	its	PRON
ejif-4633	155	15	leadership	leadership	NOUN
ejif-4633	155	16	in	in	ADP
ejif-4633	155	17	the	the	DET
ejif-4633	155	18	market	market	NOUN
ejif-4633	155	19	during	during	ADP
ejif-4633	155	20	the	the	DET
ejif-4633	155	21	first	first	ADJ
ejif-4633	155	22	quarter	quarter	NOUN
ejif-4633	155	23	of	of	ADP
ejif-4633	155	24	2018	2018	NUM
ejif-4633	155	25	with	with	ADP
ejif-4633	155	26	capturing	capture	VERB
ejif-4633	155	27	15	15	NUM
ejif-4633	155	28	%	%	NOUN
ejif-4633	155	29	of	of	ADP
ejif-4633	155	30	total	total	ADJ
ejif-4633	155	31	market	market	NOUN
ejif-4633	155	32	share	share	NOUN
ejif-4633	155	33	.	.	PUNCT
ejif-4633	156	1	it	it	PRON
ejif-4633	156	2	remained	remain	VERB
ejif-4633	156	3	the	the	DET
ejif-4633	156	4	largest	large	ADJ
ejif-4633	156	5	supplier	supplier	NOUN
ejif-4633	156	6	of	of	ADP
ejif-4633	156	7	the	the	DET
ejif-4633	156	8	net	net	ADJ
ejif-4633	156	9	increase	increase	NOUN
ejif-4633	156	10	in	in	ADP
ejif-4633	156	11	active	active	ADJ
ejif-4633	156	12	borrowers	borrower	NOUN
ejif-4633	156	13	for	for	ADP
ejif-4633	156	14	the	the	DET
ejif-4633	156	15	quarter	quarter	ADJ
ejif-4633	156	16	59,767	59,767	NUM
ejif-4633	156	17	borrowers	borrower	NOUN
ejif-4633	156	18	.	.	PUNCT
ejif-4633	157	1	[	[	X
ejif-4633	157	2	6	6	NUM
ejif-4633	157	3	]	]	PUNCT
ejif-4633	157	4	.	.	PUNCT
ejif-4633	158	1	viii	viii	PROPN
ejif-4633	158	2	.	.	PUNCT
ejif-4633	159	1	sustainability	sustainability	NOUN
ejif-4633	159	2	akhuwat	akhuwat	PROPN
ejif-4633	159	3	has	have	AUX
ejif-4633	159	4	managed	manage	VERB
ejif-4633	159	5	its	its	PRON
ejif-4633	159	6	expenses	expense	NOUN
ejif-4633	159	7	and	and	CCONJ
ejif-4633	159	8	income	income	VERB
ejif-4633	159	9	through	through	ADP
ejif-4633	159	10	contributions	contribution	NOUN
ejif-4633	159	11	from	from	ADP
ejif-4633	159	12	its	its	PRON
ejif-4633	159	13	donors	donor	NOUN
ejif-4633	159	14	,	,	PUNCT
ejif-4633	159	15	local	local	ADJ
ejif-4633	159	16	governments	government	NOUN
ejif-4633	159	17	and	and	CCONJ
ejif-4633	159	18	international	international	ADJ
ejif-4633	159	19	corporates	corporate	NOUN
ejif-4633	159	20	.	.	PUNCT
ejif-4633	160	1	it	it	PRON
ejif-4633	160	2	is	be	AUX
ejif-4633	160	3	witnessed	witness	VERB
ejif-4633	160	4	that	that	SCONJ
ejif-4633	160	5	akhuwat	akhuwat	PROPN
ejif-4633	160	6	can	can	AUX
ejif-4633	160	7	raiseits	raiseit	VERB
ejif-4633	160	8	funds	fund	NOUN
ejif-4633	160	9	and	and	CCONJ
ejif-4633	160	10	donations	donation	NOUN
ejif-4633	160	11	constantly	constantly	ADV
ejif-4633	160	12	,	,	PUNCT
ejif-4633	160	13	which	which	PRON
ejif-4633	160	14	indicates	indicate	VERB
ejif-4633	160	15	its	its	PRON
ejif-4633	160	16	operational	operational	ADJ
ejif-4633	160	17	sustainability	sustainability	NOUN
ejif-4633	160	18	[	[	X
ejif-4633	160	19	13	13	NUM
ejif-4633	160	20	]	]	PUNCT
ejif-4633	160	21	.	.	PUNCT
ejif-4633	161	1	also	also	ADV
ejif-4633	161	2	,	,	PUNCT
ejif-4633	161	3	akhuwat	akhuwat	PROPN
ejif-4633	161	4	has	have	AUX
ejif-4633	161	5	not	not	PART
ejif-4633	161	6	only	only	ADV
ejif-4633	161	7	transformed	transform	VERB
ejif-4633	161	8	its	its	PRON
ejif-4633	161	9	borrowers	borrower	NOUN
ejif-4633	161	10	into	into	ADP
ejif-4633	161	11	donors	donor	NOUN
ejif-4633	161	12	but	but	CCONJ
ejif-4633	161	13	rather	rather	ADV
ejif-4633	161	14	has	have	AUX
ejif-4633	161	15	also	also	ADV
ejif-4633	161	16	maintained	maintain	VERB
ejif-4633	161	17	its	its	PRON
ejif-4633	161	18	rapport	rapport	NOUN
ejif-4633	161	19	with	with	ADP
ejif-4633	161	20	its	its	PRON
ejif-4633	161	21	donors	donor	NOUN
ejif-4633	161	22	.	.	PUNCT
ejif-4633	162	1	various	various	ADJ
ejif-4633	162	2	studies	study	NOUN
ejif-4633	162	3	revealed	reveal	VERB
ejif-4633	162	4	that	that	SCONJ
ejif-4633	162	5	mfis	mfis	PROPN
ejif-4633	162	6	are	be	AUX
ejif-4633	162	7	focusing	focus	VERB
ejif-4633	162	8	on	on	ADP
ejif-4633	162	9	profitability	profitability	NOUN
ejif-4633	162	10	and	and	CCONJ
ejif-4633	162	11	effective	effective	ADJ
ejif-4633	162	12	outreach	outreach	NOUN
ejif-4633	162	13	to	to	ADP
ejif-4633	162	14	the	the	DET
ejif-4633	162	15	poor	poor	ADJ
ejif-4633	162	16	result	result	NOUN
ejif-4633	162	17	in	in	ADP
ejif-4633	162	18	a	a	DET
ejif-4633	162	19	trade	trade	NOUN
ejif-4633	162	20	-	-	PUNCT
ejif-4633	162	21	off	off	NOUN
ejif-4633	162	22	between	between	ADP
ejif-4633	162	23	both	both	DET
ejif-4633	162	24	objectives	objective	NOUN
ejif-4633	162	25	.	.	PUNCT
ejif-4633	163	1	therefore	therefore	ADV
ejif-4633	163	2	,	,	PUNCT
ejif-4633	163	3	mfis	mfis	PROPN
ejif-4633	163	4	should	should	AUX
ejif-4633	163	5	revisit	revisit	VERB
ejif-4633	163	6	their	their	PRON
ejif-4633	163	7	objectives	objective	NOUN
ejif-4633	163	8	.	.	PUNCT
ejif-4633	164	1	nevertheless	nevertheless	ADV
ejif-4633	164	2	,	,	PUNCT
ejif-4633	164	3	judged	judge	VERB
ejif-4633	164	4	by	by	ADP
ejif-4633	164	5	its	its	PRON
ejif-4633	164	6	continuing	continue	VERB
ejif-4633	164	7	ability	ability	NOUN
ejif-4633	164	8	to	to	PART
ejif-4633	164	9	raise	raise	VERB
ejif-4633	164	10	donated	donate	VERB
ejif-4633	164	11	funds	fund	NOUN
ejif-4633	164	12	and	and	CCONJ
ejif-4633	164	13	other	other	ADJ
ejif-4633	164	14	forms	form	NOUN
ejif-4633	164	15	of	of	ADP
ejif-4633	164	16	grants	grant	NOUN
ejif-4633	164	17	,	,	PUNCT
ejif-4633	164	18	akhuwat	akhuwat	PROPN
ejif-4633	164	19	can	can	AUX
ejif-4633	164	20	be	be	AUX
ejif-4633	164	21	considered	consider	VERB
ejif-4633	164	22	operationally	operationally	ADV
ejif-4633	164	23	and	and	CCONJ
ejif-4633	164	24	financially	financially	ADV
ejif-4633	164	25	„	„	PUNCT
ejif-4633	164	26	sustainable	sustainable	ADJ
ejif-4633	164	27	[	[	X
ejif-4633	164	28	12	12	NUM
ejif-4633	164	29	]	]	PUNCT
ejif-4633	164	30	.	.	PUNCT
ejif-4633	165	1	akhuwat	akhuwat	PROPN
ejif-4633	165	2	had	have	VERB
ejif-4633	165	3	surplus	surplus	ADJ
ejif-4633	165	4	funds	fund	NOUN
ejif-4633	165	5	of	of	ADP
ejif-4633	165	6	pkr	pkr	PROPN
ejif-4633	165	7	186	186	NUM
ejif-4633	165	8	million	million	NUM
ejif-4633	165	9	in	in	ADP
ejif-4633	165	10	the	the	DET
ejif-4633	165	11	year	year	NOUN
ejif-4633	165	12	2013	2013	NUM
ejif-4633	165	13	.	.	PUNCT
ejif-4633	166	1	this	this	DET
ejif-4633	166	2	amount	amount	NOUN
ejif-4633	166	3	increased	increase	VERB
ejif-4633	166	4	to	to	ADP
ejif-4633	166	5	pkr	pkr	PROPN
ejif-4633	166	6	986	986	NUM
ejif-4633	166	7	million	million	NUM
ejif-4633	166	8	in	in	ADP
ejif-4633	166	9	2017	2017	NUM
ejif-4633	166	10	[	[	X
ejif-4633	166	11	14	14	NUM
ejif-4633	166	12	]	]	PUNCT
ejif-4633	166	13	.	.	PUNCT
ejif-4633	167	1	this	this	PRON
ejif-4633	167	2	shows	show	VERB
ejif-4633	167	3	akhuwat	akhuwat	VERB
ejif-4633	167	4	long	long	ADJ
ejif-4633	167	5	term	term	NOUN
ejif-4633	167	6	operational	operational	ADJ
ejif-4633	167	7	strategy	strategy	NOUN
ejif-4633	167	8	to	to	PART
ejif-4633	167	9	maintain	maintain	VERB
ejif-4633	167	10	parity	parity	NOUN
ejif-4633	167	11	between	between	ADP
ejif-4633	167	12	its	its	PRON
ejif-4633	167	13	income	income	NOUN
ejif-4633	167	14	and	and	CCONJ
ejif-4633	167	15	expenditures	expenditure	NOUN
ejif-4633	167	16	.	.	PUNCT
ejif-4633	168	1	despite	despite	SCONJ
ejif-4633	168	2	all	all	DET
ejif-4633	168	3	the	the	DET
ejif-4633	168	4	positive	positive	ADJ
ejif-4633	168	5	indicators	indicator	NOUN
ejif-4633	168	6	,	,	PUNCT
ejif-4633	168	7	there	there	PRON
ejif-4633	168	8	have	have	AUX
ejif-4633	168	9	been	be	AUX
ejif-4633	168	10	risks	risk	NOUN
ejif-4633	168	11	associated	associate	VERB
ejif-4633	168	12	with	with	ADP
ejif-4633	168	13	akhuwat	akhuwat	NOUN
ejif-4633	168	14	relying	rely	VERB
ejif-4633	168	15	heavily	heavily	ADV
ejif-4633	168	16	on	on	ADP
ejif-4633	168	17	local	local	ADJ
ejif-4633	168	18	governments	government	NOUN
ejif-4633	168	19	,	,	PUNCT
ejif-4633	168	20	grants	grant	NOUN
ejif-4633	168	21	,	,	PUNCT
ejif-4633	168	22	donations	donation	NOUN
ejif-4633	168	23	and	and	CCONJ
ejif-4633	168	24	running	run	VERB
ejif-4633	168	25	welfare	welfare	NOUN
ejif-4633	168	26	programs	program	NOUN
ejif-4633	168	27	with	with	ADP
ejif-4633	168	28	the	the	DET
ejif-4633	168	29	collaboration	collaboration	NOUN
ejif-4633	168	30	of	of	ADP
ejif-4633	168	31	certain	certain	ADJ
ejif-4633	168	32	international	international	ADJ
ejif-4633	168	33	organizations	organization	NOUN
ejif-4633	168	34	.	.	PUNCT
ejif-4633	169	1	with	with	ADP
ejif-4633	169	2	the	the	DET
ejif-4633	169	3	change	change	NOUN
ejif-4633	169	4	in	in	ADP
ejif-4633	169	5	the	the	DET
ejif-4633	169	6	political	political	ADJ
ejif-4633	169	7	scenario	scenario	NOUN
ejif-4633	169	8	,	,	PUNCT
ejif-4633	169	9	if	if	SCONJ
ejif-4633	169	10	the	the	DET
ejif-4633	169	11	new	new	ADJ
ejif-4633	169	12	government	government	NOUN
ejif-4633	169	13	has	have	VERB
ejif-4633	169	14	a	a	DET
ejif-4633	169	15	change	change	NOUN
ejif-4633	169	16	in	in	ADP
ejif-4633	169	17	its	its	PRON
ejif-4633	169	18	priorities	priority	NOUN
ejif-4633	169	19	,	,	PUNCT
ejif-4633	169	20	the	the	DET
ejif-4633	169	21	operational	operational	ADJ
ejif-4633	169	22	sustainability	sustainability	NOUN
ejif-4633	169	23	of	of	ADP
ejif-4633	169	24	akhuwat	akhuwat	NOUN
ejif-4633	169	25	can	can	AUX
ejif-4633	169	26	be	be	AUX
ejif-4633	169	27	at	at	ADP
ejif-4633	169	28	risk	risk	NOUN
ejif-4633	169	29	.	.	PUNCT
ejif-4633	170	1	ix	ix	PROPN
ejif-4633	170	2	.	.	PUNCT
ejif-4633	171	1	data	datum	NOUN
ejif-4633	171	2	analysis	analysis	NOUN
ejif-4633	171	3	&	&	CCONJ
ejif-4633	171	4	findings	finding	VERB
ejif-4633	171	5	the	the	DET
ejif-4633	171	6	prime	prime	ADJ
ejif-4633	171	7	focus	focus	NOUN
ejif-4633	171	8	of	of	ADP
ejif-4633	171	9	this	this	DET
ejif-4633	171	10	study	study	NOUN
ejif-4633	171	11	is	be	AUX
ejif-4633	171	12	to	to	PART
ejif-4633	171	13	investigate	investigate	VERB
ejif-4633	171	14	the	the	DET
ejif-4633	171	15	extent	extent	NOUN
ejif-4633	171	16	to	to	PART
ejif-4633	171	17	which	which	DET
ejif-4633	171	18	literacy	literacy	NOUN
ejif-4633	171	19	and	and	CCONJ
ejif-4633	171	20	various	various	ADJ
ejif-4633	171	21	business	business	NOUN
ejif-4633	171	22	activities	activity	NOUN
ejif-4633	171	23	affect	affect	VERB
ejif-4633	171	24	the	the	DET
ejif-4633	171	25	income	income	NOUN
ejif-4633	171	26	of	of	ADP
ejif-4633	171	27	akhuwat	akhuwat	ADJ
ejif-4633	171	28	borrowers	borrower	NOUN
ejif-4633	171	29	.	.	PUNCT
ejif-4633	172	1	as	as	SCONJ
ejif-4633	172	2	mentioned	mention	VERB
ejif-4633	172	3	earlier	early	ADV
ejif-4633	172	4	,	,	PUNCT
ejif-4633	172	5	one	one	NUM
ejif-4633	172	6	of	of	ADP
ejif-4633	172	7	the	the	DET
ejif-4633	172	8	main	main	ADJ
ejif-4633	172	9	aspects	aspect	NOUN
ejif-4633	172	10	of	of	ADP
ejif-4633	172	11	akhuwat	akhuwat	ADJ
ejif-4633	172	12	operations	operation	NOUN
ejif-4633	172	13	is	be	AUX
ejif-4633	172	14	to	to	PART
ejif-4633	172	15	provide	provide	VERB
ejif-4633	172	16	interestfree	interestfree	ADJ
ejif-4633	172	17	loans	loan	NOUN
ejif-4633	172	18	to	to	ADP
ejif-4633	172	19	its	its	PRON
ejif-4633	172	20	borrowers	borrower	NOUN
ejif-4633	172	21	to	to	PART
ejif-4633	172	22	facilitate	facilitate	VERB
ejif-4633	172	23	their	their	PRON
ejif-4633	172	24	businesses	business	NOUN
ejif-4633	172	25	and	and	CCONJ
ejif-4633	172	26	help	help	VERB
ejif-4633	172	27	them	they	PRON
ejif-4633	172	28	increase	increase	VERB
ejif-4633	172	29	their	their	PRON
ejif-4633	172	30	income	income	NOUN
ejif-4633	172	31	levels	level	NOUN
ejif-4633	172	32	and	and	CCONJ
ejif-4633	172	33	increase	increase	VERB
ejif-4633	172	34	their	their	PRON
ejif-4633	172	35	living	living	NOUN
ejif-4633	172	36	standards	standard	NOUN
ejif-4633	172	37	.	.	PUNCT
ejif-4633	173	1	however	however	ADV
ejif-4633	173	2	,	,	PUNCT
ejif-4633	173	3	the	the	DET
ejif-4633	173	4	demography	demography	NOUN
ejif-4633	173	5	and	and	CCONJ
ejif-4633	173	6	literacy	literacy	NOUN
ejif-4633	173	7	levels	level	NOUN
ejif-4633	173	8	of	of	ADP
ejif-4633	173	9	these	these	DET
ejif-4633	173	10	borrowers	borrower	NOUN
ejif-4633	173	11	could	could	AUX
ejif-4633	173	12	affect	affect	VERB
ejif-4633	173	13	the	the	DET
ejif-4633	173	14	economic	economic	ADJ
ejif-4633	173	15	results	result	NOUN
ejif-4633	173	16	of	of	ADP
ejif-4633	173	17	the	the	DET
ejif-4633	173	18	borrowers	borrower	NOUN
ejif-4633	173	19	.	.	PUNCT
ejif-4633	174	1	here	here	ADV
ejif-4633	174	2	we	we	PRON
ejif-4633	174	3	analyze	analyze	VERB
ejif-4633	174	4	how	how	SCONJ
ejif-4633	174	5	the	the	DET
ejif-4633	174	6	literacy	literacy	NOUN
ejif-4633	174	7	level	level	NOUN
ejif-4633	174	8	of	of	ADP
ejif-4633	174	9	the	the	DET
ejif-4633	174	10	borrowers	borrower	NOUN
ejif-4633	174	11	and	and	CCONJ
ejif-4633	174	12	the	the	DET
ejif-4633	174	13	various	various	ADJ
ejif-4633	174	14	business	business	NOUN
ejif-4633	174	15	activities	activity	NOUN
ejif-4633	174	16	that	that	PRON
ejif-4633	174	17	can	can	AUX
ejif-4633	174	18	play	play	VERB
ejif-4633	174	19	a	a	DET
ejif-4633	174	20	role	role	NOUN
ejif-4633	174	21	in	in	ADP
ejif-4633	174	22	the	the	DET
ejif-4633	174	23	income	income	NOUN
ejif-4633	174	24	levels	level	NOUN
ejif-4633	174	25	of	of	ADP
ejif-4633	174	26	akhuwat	akhuwat	ADJ
ejif-4633	174	27	borrowers	borrower	NOUN
ejif-4633	174	28	.	.	PUNCT
ejif-4633	175	1	data	datum	NOUN
ejif-4633	175	2	collected	collect	VERB
ejif-4633	175	3	from	from	ADP
ejif-4633	175	4	the	the	DET
ejif-4633	175	5	akhuwat	akhuwat	ADJ
ejif-4633	175	6	borrowers	borrower	NOUN
ejif-4633	175	7	from	from	ADP
ejif-4633	175	8	rural	rural	ADJ
ejif-4633	175	9	and	and	CCONJ
ejif-4633	175	10	urban	urban	ADJ
ejif-4633	175	11	branches	branch	NOUN
ejif-4633	175	12	are	be	AUX
ejif-4633	175	13	analyzed	analyze	VERB
ejif-4633	175	14	to	to	PART
ejif-4633	175	15	see	see	VERB
ejif-4633	175	16	the	the	DET
ejif-4633	175	17	impact	impact	NOUN
ejif-4633	175	18	of	of	ADP
ejif-4633	175	19	gender	gender	NOUN
ejif-4633	175	20	mix	mix	NOUN
ejif-4633	175	21	,	,	PUNCT
ejif-4633	175	22	education	education	NOUN
ejif-4633	175	23	level	level	NOUN
ejif-4633	175	24	and	and	CCONJ
ejif-4633	175	25	business	business	NOUN
ejif-4633	175	26	activities	activity	NOUN
ejif-4633	175	27	available	available	ADJ
ejif-4633	175	28	in	in	ADP
ejif-4633	175	29	rural	rural	ADJ
ejif-4633	175	30	and	and	CCONJ
ejif-4633	175	31	urban	urban	ADJ
ejif-4633	175	32	on	on	ADP
ejif-4633	175	33	the	the	DET
ejif-4633	175	34	income	income	NOUN
ejif-4633	175	35	increase	increase	NOUN
ejif-4633	175	36	.	.	PUNCT
ejif-4633	176	1	a.	a.	NOUN
ejif-4633	176	2	gender	gender	PROPN
ejif-4633	176	3	impact	impact	NOUN
ejif-4633	176	4	on	on	ADP
ejif-4633	176	5	borrower	borrower	NOUN
ejif-4633	176	6	’s	’s	PART
ejif-4633	176	7	income	income	NOUN
ejif-4633	176	8	(	(	PUNCT
ejif-4633	176	9	rural	rural	ADJ
ejif-4633	176	10	vs	vs	ADP
ejif-4633	176	11	urban	urban	ADJ
ejif-4633	176	12	)	)	PUNCT
ejif-4633	176	13	out	out	ADP
ejif-4633	176	14	of	of	ADP
ejif-4633	176	15	a	a	DET
ejif-4633	176	16	total	total	ADJ
ejif-4633	176	17	sample	sample	NOUN
ejif-4633	176	18	of	of	ADP
ejif-4633	176	19	247	247	NUM
ejif-4633	176	20	borrowers	borrower	NOUN
ejif-4633	176	21	provided	provide	VERB
ejif-4633	176	22	by	by	ADP
ejif-4633	176	23	akhuwat	akhuwat	ADJ
ejif-4633	176	24	officials	official	NOUN
ejif-4633	176	25	,	,	PUNCT
ejif-4633	176	26	126	126	NUM
ejif-4633	176	27	were	be	AUX
ejif-4633	176	28	from	from	ADP
ejif-4633	176	29	rural	rural	ADJ
ejif-4633	176	30	areas	area	NOUN
ejif-4633	176	31	,	,	PUNCT
ejif-4633	176	32	and	and	CCONJ
ejif-4633	176	33	121	121	NUM
ejif-4633	176	34	were	be	AUX
ejif-4633	176	35	from	from	ADP
ejif-4633	176	36	urban	urban	ADJ
ejif-4633	176	37	areas	area	NOUN
ejif-4633	176	38	making	make	VERB
ejif-4633	176	39	up	up	ADP
ejif-4633	176	40	a	a	DET
ejif-4633	176	41	split	split	NOUN
ejif-4633	176	42	of	of	ADP
ejif-4633	176	43	51	51	NUM
ejif-4633	176	44	%	%	NOUN
ejif-4633	176	45	and	and	CCONJ
ejif-4633	176	46	49	49	NUM
ejif-4633	176	47	%	%	NOUN
ejif-4633	176	48	respectively	respectively	ADV
ejif-4633	176	49	.	.	PUNCT
ejif-4633	176	50	table	table	NOUN
ejif-4633	176	51	i.	i.	NOUN
ejif-4633	176	52	gender	gender	NOUN
ejif-4633	176	53	mix	mix	NOUN
ejif-4633	176	54	in	in	ADP
ejif-4633	176	55	rural	rural	NOUN
ejif-4633	176	56	vs	vs	ADP
ejif-4633	176	57	urban	urban	ADJ
ejif-4633	176	58	areas	area	NOUN
ejif-4633	176	59	ejif	ejif	PROPN
ejif-4633	176	60	–	–	PUNCT
ejif-4633	176	61	european	european	PROPN
ejif-4633	176	62	journal	journal	PROPN
ejif-4633	176	63	of	of	ADP
ejif-4633	176	64	islamic	islamic	PROPN
ejif-4633	176	65	finance	finance	PROPN
ejif-4633	176	66	second	second	ADJ
ejif-4633	176	67	special	special	ADJ
ejif-4633	176	68	issue	issue	NOUN
ejif-4633	176	69	for	for	ADP
ejif-4633	176	70	ejif	ejif	PROPN
ejif-4633	176	71	workshop	workshop	PROPN
ejif-4633	176	72	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4633	176	73	issn	issn	PROPN
ejif-4633	176	74	2421	2421	NUM
ejif-4633	176	75	-	-	SYM
ejif-4633	176	76	2172	2172	NUM
ejif-4633	176	77	5	5	NUM
ejif-4633	176	78	1	1	NUM
ejif-4633	176	79	)	)	PUNCT
ejif-4633	176	80	rural	rural	ADJ
ejif-4633	176	81	and	and	CCONJ
ejif-4633	176	82	urban	urban	ADJ
ejif-4633	176	83	:	:	PUNCT
ejif-4633	176	84	out	out	ADP
ejif-4633	176	85	of	of	ADP
ejif-4633	176	86	the	the	DET
ejif-4633	176	87	sample	sample	NOUN
ejif-4633	176	88	of	of	ADP
ejif-4633	176	89	126	126	NUM
ejif-4633	176	90	borrowers	borrower	NOUN
ejif-4633	176	91	from	from	ADP
ejif-4633	176	92	rural	rural	ADJ
ejif-4633	176	93	areas	area	NOUN
ejif-4633	176	94	,	,	PUNCT
ejif-4633	176	95	125	125	NUM
ejif-4633	176	96	are	be	AUX
ejif-4633	176	97	male	male	ADJ
ejif-4633	176	98	borrowers	borrower	NOUN
ejif-4633	176	99	,	,	PUNCT
ejif-4633	176	100	and	and	CCONJ
ejif-4633	176	101	only	only	ADV
ejif-4633	176	102	one	one	NUM
ejif-4633	176	103	is	be	AUX
ejif-4633	176	104	a	a	DET
ejif-4633	176	105	female	female	ADJ
ejif-4633	176	106	borrower	borrower	NOUN
ejif-4633	176	107	with	with	ADP
ejif-4633	176	108	a	a	DET
ejif-4633	176	109	proportion	proportion	NOUN
ejif-4633	176	110	of	of	ADP
ejif-4633	176	111	99.21	99.21	NUM
ejif-4633	176	112	%	%	NOUN
ejif-4633	176	113	and	and	CCONJ
ejif-4633	176	114	0.79	0.79	NUM
ejif-4633	176	115	%	%	NOUN
ejif-4633	176	116	respectively	respectively	ADV
ejif-4633	176	117	.	.	PUNCT
ejif-4633	177	1	out	out	ADP
ejif-4633	177	2	of	of	ADP
ejif-4633	177	3	121	121	NUM
ejif-4633	177	4	borrowers	borrower	NOUN
ejif-4633	177	5	from	from	ADP
ejif-4633	177	6	urban	urban	ADJ
ejif-4633	177	7	areas	area	NOUN
ejif-4633	177	8	,	,	PUNCT
ejif-4633	177	9	70	70	NUM
ejif-4633	177	10	are	be	AUX
ejif-4633	177	11	male	male	ADJ
ejif-4633	177	12	,	,	PUNCT
ejif-4633	177	13	and	and	CCONJ
ejif-4633	177	14	51	51	NUM
ejif-4633	177	15	are	be	AUX
ejif-4633	177	16	female	female	ADJ
ejif-4633	177	17	borrowers	borrower	NOUN
ejif-4633	177	18	making	make	VERB
ejif-4633	177	19	up	up	ADP
ejif-4633	177	20	a	a	DET
ejif-4633	177	21	proportion	proportion	NOUN
ejif-4633	177	22	of	of	ADP
ejif-4633	177	23	42.15	42.15	NUM
ejif-4633	177	24	%	%	NOUN
ejif-4633	177	25	and	and	CCONJ
ejif-4633	177	26	57.85	57.85	NUM
ejif-4633	177	27	%	%	NOUN
ejif-4633	177	28	.	.	PUNCT
ejif-4633	178	1	the	the	DET
ejif-4633	178	2	findings	finding	NOUN
ejif-4633	178	3	revealed	reveal	VERB
ejif-4633	178	4	that	that	SCONJ
ejif-4633	178	5	the	the	DET
ejif-4633	178	6	average	average	ADJ
ejif-4633	178	7	income	income	NOUN
ejif-4633	178	8	of	of	ADP
ejif-4633	178	9	the	the	DET
ejif-4633	178	10	rural	rural	ADJ
ejif-4633	178	11	household	household	NOUN
ejif-4633	178	12	before	before	ADP
ejif-4633	178	13	borrowing	borrowing	NOUN
ejif-4633	178	14	was	be	AUX
ejif-4633	178	15	pak	pak	NOUN
ejif-4633	178	16	rs	r	NOUN
ejif-4633	178	17	61,270	61,270	NUM
ejif-4633	178	18	and	and	CCONJ
ejif-4633	178	19	the	the	DET
ejif-4633	178	20	average	average	ADJ
ejif-4633	178	21	income	income	NOUN
ejif-4633	178	22	of	of	ADP
ejif-4633	178	23	the	the	DET
ejif-4633	178	24	urban	urban	ADJ
ejif-4633	178	25	household	household	NOUN
ejif-4633	178	26	before	before	ADP
ejif-4633	178	27	borrowing	borrowing	NOUN
ejif-4633	178	28	was	be	AUX
ejif-4633	178	29	pak	pak	NOUN
ejif-4633	178	30	rs	rs	NOUN
ejif-4633	178	31	82,281	82,281	NUM
ejif-4633	178	32	.	.	PUNCT
ejif-4633	179	1	after	after	ADP
ejif-4633	179	2	borrowing	borrow	VERB
ejif-4633	179	3	,	,	PUNCT
ejif-4633	179	4	the	the	DET
ejif-4633	179	5	average	average	ADJ
ejif-4633	179	6	income	income	NOUN
ejif-4633	179	7	of	of	ADP
ejif-4633	179	8	the	the	DET
ejif-4633	179	9	rural	rural	ADJ
ejif-4633	179	10	borrowers	borrower	NOUN
ejif-4633	179	11	,	,	PUNCT
ejif-4633	179	12	rose	rise	VERB
ejif-4633	179	13	to	to	ADP
ejif-4633	179	14	pak	pak	VERB
ejif-4633	179	15	rs	rs	PROPN
ejif-4633	179	16	72,262	72,262	NUM
ejif-4633	179	17	and	and	CCONJ
ejif-4633	179	18	the	the	DET
ejif-4633	179	19	average	average	ADJ
ejif-4633	179	20	income	income	NOUN
ejif-4633	179	21	of	of	ADP
ejif-4633	179	22	the	the	DET
ejif-4633	179	23	urban	urban	ADJ
ejif-4633	179	24	borrowers	borrower	NOUN
ejif-4633	179	25	increased	increase	VERB
ejif-4633	179	26	to	to	ADP
ejif-4633	179	27	pak	pak	VERB
ejif-4633	179	28	rs	r	NOUN
ejif-4633	179	29	100,901	100,901	NUM
ejif-4633	179	30	.	.	PUNCT
ejif-4633	180	1	after	after	ADP
ejif-4633	180	2	,	,	PUNCT
ejif-4633	180	3	borrowing	borrowing	NOUN
ejif-4633	180	4	,	,	PUNCT
ejif-4633	180	5	the	the	DET
ejif-4633	180	6	average	average	ADJ
ejif-4633	180	7	income	income	NOUN
ejif-4633	180	8	of	of	ADP
ejif-4633	180	9	rural	rural	ADJ
ejif-4633	180	10	borrowers	borrower	NOUN
ejif-4633	180	11	rose	rise	VERB
ejif-4633	180	12	by	by	ADP
ejif-4633	180	13	pak	pak	PROPN
ejif-4633	180	14	rs	rs	PROPN
ejif-4633	180	15	10,992	10,992	NUM
ejif-4633	180	16	(	(	PUNCT
ejif-4633	180	17	18	18	NUM
ejif-4633	180	18	%	%	NOUN
ejif-4633	180	19	)	)	PUNCT
ejif-4633	180	20	whereas	whereas	SCONJ
ejif-4633	180	21	the	the	DET
ejif-4633	180	22	average	average	ADJ
ejif-4633	180	23	income	income	NOUN
ejif-4633	180	24	of	of	ADP
ejif-4633	180	25	the	the	DET
ejif-4633	180	26	urban	urban	ADJ
ejif-4633	180	27	borrowers	borrower	NOUN
ejif-4633	180	28	increased	increase	VERB
ejif-4633	180	29	by	by	ADP
ejif-4633	180	30	pak	pak	NOUN
ejif-4633	180	31	rs	rs	ADP
ejif-4633	180	32	18,620	18,620	NUM
ejif-4633	180	33	(	(	PUNCT
ejif-4633	180	34	23	23	NUM
ejif-4633	180	35	%	%	NOUN
ejif-4633	180	36	)	)	PUNCT
ejif-4633	180	37	.	.	PUNCT
ejif-4633	181	1	2	2	X
ejif-4633	181	2	)	)	PUNCT
ejif-4633	181	3	male	male	NOUN
ejif-4633	181	4	and	and	CCONJ
ejif-4633	181	5	female	female	NOUN
ejif-4633	181	6	:	:	PUNCT
ejif-4633	181	7	the	the	DET
ejif-4633	181	8	average	average	ADJ
ejif-4633	181	9	income	income	NOUN
ejif-4633	181	10	of	of	ADP
ejif-4633	181	11	the	the	DET
ejif-4633	181	12	rural	rural	ADJ
ejif-4633	181	13	female	female	ADJ
ejif-4633	181	14	borrowers	borrower	NOUN
ejif-4633	181	15	before	before	ADP
ejif-4633	181	16	borrowing	borrow	VERB
ejif-4633	181	17	was	be	AUX
ejif-4633	181	18	pak	pak	NOUN
ejif-4633	181	19	rs	rs	NOUN
ejif-4633	181	20	60,000	60,000	NUM
ejif-4633	181	21	and	and	CCONJ
ejif-4633	181	22	the	the	DET
ejif-4633	181	23	average	average	ADJ
ejif-4633	181	24	income	income	NOUN
ejif-4633	181	25	of	of	ADP
ejif-4633	181	26	the	the	DET
ejif-4633	181	27	urban	urban	ADJ
ejif-4633	181	28	female	female	ADJ
ejif-4633	181	29	borrowers	borrower	NOUN
ejif-4633	181	30	before	before	ADP
ejif-4633	181	31	borrowing	borrow	VERB
ejif-4633	181	32	was	be	AUX
ejif-4633	181	33	pak	pak	NOUN
ejif-4633	181	34	rs	rs	NOUN
ejif-4633	181	35	80,882	80,882	NUM
ejif-4633	181	36	.	.	PUNCT
ejif-4633	182	1	after	after	ADP
ejif-4633	182	2	,	,	PUNCT
ejif-4633	182	3	borrowing	borrowing	NOUN
ejif-4633	182	4	,	,	PUNCT
ejif-4633	182	5	the	the	DET
ejif-4633	182	6	average	average	ADJ
ejif-4633	182	7	income	income	NOUN
ejif-4633	182	8	of	of	ADP
ejif-4633	182	9	the	the	DET
ejif-4633	182	10	female	female	ADJ
ejif-4633	182	11	rural	rural	ADJ
ejif-4633	182	12	borrowers	borrower	NOUN
ejif-4633	182	13	,	,	PUNCT
ejif-4633	182	14	rose	rise	VERB
ejif-4633	182	15	to	to	ADP
ejif-4633	182	16	pak	pak	VERB
ejif-4633	182	17	rs	rs	PROPN
ejif-4633	182	18	70,000	70,000	NUM
ejif-4633	182	19	and	and	CCONJ
ejif-4633	182	20	the	the	DET
ejif-4633	182	21	average	average	ADJ
ejif-4633	182	22	income	income	NOUN
ejif-4633	182	23	of	of	ADP
ejif-4633	182	24	the	the	DET
ejif-4633	182	25	urban	urban	ADJ
ejif-4633	182	26	female	female	ADJ
ejif-4633	182	27	borrowers	borrower	NOUN
ejif-4633	182	28	increased	increase	VERB
ejif-4633	182	29	to	to	ADP
ejif-4633	182	30	pak	pak	VERB
ejif-4633	182	31	rs	rs	PROPN
ejif-4633	182	32	98,627	98,627	NUM
ejif-4633	182	33	.	.	PUNCT
ejif-4633	183	1	the	the	DET
ejif-4633	183	2	average	average	ADJ
ejif-4633	183	3	increase	increase	NOUN
ejif-4633	183	4	in	in	ADP
ejif-4633	183	5	income	income	NOUN
ejif-4633	183	6	of	of	ADP
ejif-4633	183	7	rural	rural	ADJ
ejif-4633	183	8	female	female	ADJ
ejif-4633	183	9	borrowers	borrower	NOUN
ejif-4633	183	10	is	be	AUX
ejif-4633	183	11	pak	pak	NOUN
ejif-4633	183	12	rs	rs	NOUN
ejif-4633	183	13	10,000	10,000	NUM
ejif-4633	183	14	,	,	PUNCT
ejif-4633	183	15	and	and	CCONJ
ejif-4633	183	16	urban	urban	ADJ
ejif-4633	183	17	female	female	ADJ
ejif-4633	183	18	borrowers	borrower	NOUN
ejif-4633	183	19	are	be	AUX
ejif-4633	183	20	pak	pak	NOUN
ejif-4633	183	21	rs	rs	NOUN
ejif-4633	183	22	17,745	17,745	NUM
ejif-4633	183	23	with	with	ADP
ejif-4633	183	24	an	an	DET
ejif-4633	183	25	average	average	ADJ
ejif-4633	183	26	increase	increase	NOUN
ejif-4633	183	27	of	of	ADP
ejif-4633	183	28	17	17	NUM
ejif-4633	183	29	%	%	NOUN
ejif-4633	183	30	and	and	CCONJ
ejif-4633	183	31	22	22	NUM
ejif-4633	183	32	%	%	NOUN
ejif-4633	183	33	respectively	respectively	ADV
ejif-4633	183	34	.	.	PUNCT
ejif-4633	184	1	female	female	ADJ
ejif-4633	184	2	borrowers	borrower	NOUN
ejif-4633	184	3	in	in	ADP
ejif-4633	184	4	urban	urban	ADJ
ejif-4633	184	5	areas	area	NOUN
ejif-4633	184	6	are	be	AUX
ejif-4633	184	7	earning	earn	VERB
ejif-4633	184	8	5	5	NUM
ejif-4633	184	9	%	%	NOUN
ejif-4633	184	10	more	more	ADJ
ejif-4633	184	11	than	than	ADP
ejif-4633	184	12	female	female	ADJ
ejif-4633	184	13	borrowers	borrower	NOUN
ejif-4633	184	14	in	in	ADP
ejif-4633	184	15	rural	rural	ADJ
ejif-4633	184	16	areas	area	NOUN
ejif-4633	184	17	.	.	PUNCT
ejif-4633	185	1	the	the	DET
ejif-4633	185	2	average	average	ADJ
ejif-4633	185	3	income	income	NOUN
ejif-4633	185	4	of	of	ADP
ejif-4633	185	5	the	the	DET
ejif-4633	185	6	rural	rural	ADJ
ejif-4633	185	7	male	male	ADJ
ejif-4633	185	8	borrowers	borrower	NOUN
ejif-4633	185	9	before	before	ADP
ejif-4633	185	10	borrowing	borrowing	NOUN
ejif-4633	185	11	was	be	AUX
ejif-4633	185	12	pak	pak	NOUN
ejif-4633	185	13	rs	r	NOUN
ejif-4633	185	14	61,280	61,280	NUM
ejif-4633	185	15	and	and	CCONJ
ejif-4633	185	16	the	the	DET
ejif-4633	185	17	average	average	ADJ
ejif-4633	185	18	income	income	NOUN
ejif-4633	185	19	of	of	ADP
ejif-4633	185	20	the	the	DET
ejif-4633	185	21	urban	urban	ADJ
ejif-4633	185	22	male	male	ADJ
ejif-4633	185	23	borrowers	borrower	NOUN
ejif-4633	185	24	before	before	ADP
ejif-4633	185	25	borrowing	borrowing	NOUN
ejif-4633	185	26	was	be	AUX
ejif-4633	185	27	pak	pak	NOUN
ejif-4633	185	28	rs	rs	NOUN
ejif-4633	185	29	83,300	83,300	NUM
ejif-4633	185	30	.	.	PUNCT
ejif-4633	186	1	after	after	ADP
ejif-4633	186	2	,	,	PUNCT
ejif-4633	186	3	borrowing	borrowing	NOUN
ejif-4633	186	4	,	,	PUNCT
ejif-4633	186	5	the	the	DET
ejif-4633	186	6	average	average	ADJ
ejif-4633	186	7	income	income	NOUN
ejif-4633	186	8	of	of	ADP
ejif-4633	186	9	the	the	DET
ejif-4633	186	10	male	male	ADJ
ejif-4633	186	11	rural	rural	ADJ
ejif-4633	186	12	borrowers	borrower	NOUN
ejif-4633	186	13	,	,	PUNCT
ejif-4633	186	14	rose	rise	VERB
ejif-4633	186	15	to	to	ADP
ejif-4633	186	16	pak	pak	VERB
ejif-4633	186	17	rs	rs	PROPN
ejif-4633	186	18	72,280	72,280	NUM
ejif-4633	186	19	and	and	CCONJ
ejif-4633	186	20	the	the	DET
ejif-4633	186	21	average	average	ADJ
ejif-4633	186	22	income	income	NOUN
ejif-4633	186	23	of	of	ADP
ejif-4633	186	24	the	the	DET
ejif-4633	186	25	urban	urban	ADJ
ejif-4633	186	26	male	male	ADJ
ejif-4633	186	27	borrowers	borrower	NOUN
ejif-4633	186	28	increased	increase	VERB
ejif-4633	186	29	to	to	ADP
ejif-4633	186	30	pak	pak	VERB
ejif-4633	186	31	rs	rs	NOUN
ejif-4633	186	32	102,557	102,557	NUM
ejif-4633	186	33	.	.	PUNCT
ejif-4633	187	1	the	the	DET
ejif-4633	187	2	average	average	ADJ
ejif-4633	187	3	increase	increase	NOUN
ejif-4633	187	4	in	in	ADP
ejif-4633	187	5	income	income	NOUN
ejif-4633	187	6	of	of	ADP
ejif-4633	187	7	rural	rural	ADJ
ejif-4633	187	8	male	male	ADJ
ejif-4633	187	9	borrowers	borrower	NOUN
ejif-4633	187	10	is	be	AUX
ejif-4633	187	11	pak	pak	NOUN
ejif-4633	187	12	rs	rs	NOUN
ejif-4633	187	13	11,000	11,000	NUM
ejif-4633	187	14	,	,	PUNCT
ejif-4633	187	15	and	and	CCONJ
ejif-4633	187	16	urban	urban	ADJ
ejif-4633	187	17	male	male	ADJ
ejif-4633	187	18	borrowers	borrower	NOUN
ejif-4633	187	19	are	be	AUX
ejif-4633	187	20	pak	pak	NOUN
ejif-4633	187	21	rs	r	NOUN
ejif-4633	187	22	19,257	19,257	NUM
ejif-4633	187	23	with	with	ADP
ejif-4633	187	24	an	an	DET
ejif-4633	187	25	average	average	ADJ
ejif-4633	187	26	increase	increase	NOUN
ejif-4633	187	27	of	of	ADP
ejif-4633	187	28	18	18	NUM
ejif-4633	187	29	%	%	NOUN
ejif-4633	187	30	and	and	CCONJ
ejif-4633	187	31	23	23	NUM
ejif-4633	187	32	%	%	NOUN
ejif-4633	187	33	respectively	respectively	ADV
ejif-4633	187	34	.	.	PUNCT
ejif-4633	188	1	percentage	percentage	NOUN
ejif-4633	188	2	increase	increase	NOUN
ejif-4633	188	3	in	in	ADP
ejif-4633	188	4	male	male	ADJ
ejif-4633	188	5	urban	urban	ADJ
ejif-4633	188	6	borrowers	borrower	NOUN
ejif-4633	188	7	is	be	AUX
ejif-4633	188	8	5	5	NUM
ejif-4633	188	9	%	%	NOUN
ejif-4633	188	10	more	more	ADJ
ejif-4633	188	11	than	than	ADP
ejif-4633	188	12	the	the	DET
ejif-4633	188	13	percentage	percentage	NOUN
ejif-4633	188	14	increase	increase	NOUN
ejif-4633	188	15	of	of	ADP
ejif-4633	188	16	male	male	ADJ
ejif-4633	188	17	rural	rural	ADJ
ejif-4633	188	18	borrowers	borrower	NOUN
ejif-4633	188	19	out	out	ADP
ejif-4633	188	20	of	of	ADP
ejif-4633	188	21	a	a	DET
ejif-4633	188	22	total	total	ADJ
ejif-4633	188	23	sample	sample	NOUN
ejif-4633	188	24	of	of	ADP
ejif-4633	188	25	247	247	NUM
ejif-4633	188	26	borrowers	borrower	NOUN
ejif-4633	188	27	provided	provide	VERB
ejif-4633	188	28	by	by	ADP
ejif-4633	188	29	akhuwat	akhuwat	ADJ
ejif-4633	188	30	officials	official	NOUN
ejif-4633	188	31	,	,	PUNCT
ejif-4633	188	32	126	126	NUM
ejif-4633	188	33	were	be	AUX
ejif-4633	188	34	from	from	ADP
ejif-4633	188	35	rural	rural	ADJ
ejif-4633	188	36	areas	area	NOUN
ejif-4633	188	37	,	,	PUNCT
ejif-4633	188	38	and	and	CCONJ
ejif-4633	188	39	121	121	NUM
ejif-4633	188	40	were	be	AUX
ejif-4633	188	41	from	from	ADP
ejif-4633	188	42	urban	urban	ADJ
ejif-4633	188	43	areas	area	NOUN
ejif-4633	188	44	making	make	VERB
ejif-4633	188	45	up	up	ADP
ejif-4633	188	46	a	a	DET
ejif-4633	188	47	split	split	NOUN
ejif-4633	188	48	of	of	ADP
ejif-4633	188	49	51	51	NUM
ejif-4633	188	50	%	%	NOUN
ejif-4633	188	51	and	and	CCONJ
ejif-4633	188	52	49	49	NUM
ejif-4633	188	53	%	%	NOUN
ejif-4633	188	54	respectively	respectively	ADV
ejif-4633	188	55	.	.	PUNCT
ejif-4633	189	1	b.	b.	PROPN
ejif-4633	189	2	education	education	PROPN
ejif-4633	189	3	level	level	NOUN
ejif-4633	189	4	comparison	comparison	NOUN
ejif-4633	189	5	of	of	ADP
ejif-4633	189	6	rural	rural	ADJ
ejif-4633	189	7	and	and	CCONJ
ejif-4633	189	8	urban	urban	ADJ
ejif-4633	189	9	borrowers	borrower	NOUN
ejif-4633	189	10	the	the	DET
ejif-4633	189	11	results	result	NOUN
ejif-4633	189	12	indicate	indicate	VERB
ejif-4633	189	13	that	that	SCONJ
ejif-4633	189	14	the	the	DET
ejif-4633	189	15	average	average	ADJ
ejif-4633	189	16	education	education	NOUN
ejif-4633	189	17	level	level	NOUN
ejif-4633	189	18	of	of	ADP
ejif-4633	189	19	borrowers	borrower	NOUN
ejif-4633	189	20	from	from	ADP
ejif-4633	189	21	urban	urban	ADJ
ejif-4633	189	22	areas	area	NOUN
ejif-4633	189	23	is	be	AUX
ejif-4633	189	24	higher	high	ADJ
ejif-4633	189	25	than	than	ADP
ejif-4633	189	26	the	the	DET
ejif-4633	189	27	borrowers	borrower	NOUN
ejif-4633	189	28	from	from	ADP
ejif-4633	189	29	rural	rural	ADJ
ejif-4633	189	30	areas	area	NOUN
ejif-4633	189	31	.	.	PUNCT
ejif-4633	190	1	table	table	PROPN
ejif-4633	190	2	ii	ii	PROPN
ejif-4633	190	3	.	.	PUNCT
ejif-4633	191	1	education	education	NOUN
ejif-4633	191	2	level	level	NOUN
ejif-4633	191	3	of	of	ADP
ejif-4633	191	4	rural	rural	ADJ
ejif-4633	191	5	and	and	CCONJ
ejif-4633	191	6	urban	urban	ADJ
ejif-4633	191	7	borrowers	borrower	NOUN
ejif-4633	191	8	out	out	ADP
ejif-4633	191	9	of	of	ADP
ejif-4633	191	10	the	the	DET
ejif-4633	191	11	sample	sample	NOUN
ejif-4633	191	12	of	of	ADP
ejif-4633	191	13	247	247	NUM
ejif-4633	191	14	borrowers	borrower	NOUN
ejif-4633	191	15	,	,	PUNCT
ejif-4633	191	16	74	74	NUM
ejif-4633	191	17	(	(	PUNCT
ejif-4633	191	18	59	59	NUM
ejif-4633	191	19	%	%	NOUN
ejif-4633	191	20	)	)	PUNCT
ejif-4633	191	21	were	be	AUX
ejif-4633	191	22	illiterate	illiterate	ADJ
ejif-4633	191	23	in	in	ADP
ejif-4633	191	24	rural	rural	ADJ
ejif-4633	191	25	areas	area	NOUN
ejif-4633	191	26	,	,	PUNCT
ejif-4633	191	27	whereas	whereas	SCONJ
ejif-4633	191	28	66	66	NUM
ejif-4633	191	29	(	(	PUNCT
ejif-4633	191	30	55	55	NUM
ejif-4633	191	31	%	%	NOUN
ejif-4633	191	32	)	)	PUNCT
ejif-4633	191	33	were	be	AUX
ejif-4633	191	34	illiterate	illiterate	ADJ
ejif-4633	191	35	in	in	ADP
ejif-4633	191	36	urban	urban	ADJ
ejif-4633	191	37	areas	area	NOUN
ejif-4633	191	38	.	.	PUNCT
ejif-4633	192	1	the	the	DET
ejif-4633	192	2	remaining	remain	VERB
ejif-4633	192	3	population	population	NOUN
ejif-4633	192	4	in	in	ADP
ejif-4633	192	5	urban	urban	ADJ
ejif-4633	192	6	areas	area	NOUN
ejif-4633	192	7	has	have	VERB
ejif-4633	192	8	a	a	DET
ejif-4633	192	9	higher	high	ADJ
ejif-4633	192	10	education	education	NOUN
ejif-4633	192	11	level	level	NOUN
ejif-4633	192	12	.	.	PUNCT
ejif-4633	193	1	the	the	DET
ejif-4633	193	2	average	average	ADJ
ejif-4633	193	3	income	income	NOUN
ejif-4633	193	4	of	of	ADP
ejif-4633	193	5	rural	rural	ADJ
ejif-4633	193	6	illiterate	illiterate	ADJ
ejif-4633	193	7	borrowers	borrower	NOUN
ejif-4633	193	8	before	before	ADP
ejif-4633	193	9	borrowing	borrow	VERB
ejif-4633	193	10	is	be	AUX
ejif-4633	193	11	pak	pak	NOUN
ejif-4633	193	12	.	.	PUNCT
ejif-4633	194	1	rs	rs	PROPN
ejif-4633	194	2	.	.	PROPN
ejif-4633	195	1	58,750	58,750	NUM
ejif-4633	195	2	and	and	CCONJ
ejif-4633	195	3	after	after	ADP
ejif-4633	195	4	borrowing	borrowing	NOUN
ejif-4633	195	5	is	be	AUX
ejif-4633	195	6	pak	pak	NOUN
ejif-4633	195	7	.	.	PUNCT
ejif-4633	196	1	rs	rs	PROPN
ejif-4633	196	2	.	.	PUNCT
ejif-4633	197	1	70,500	70,500	NUM
ejif-4633	197	2	.	.	PUNCT
ejif-4633	198	1	this	this	PRON
ejif-4633	198	2	shows	show	VERB
ejif-4633	198	3	an	an	DET
ejif-4633	198	4	average	average	ADJ
ejif-4633	198	5	increase	increase	NOUN
ejif-4633	198	6	in	in	ADP
ejif-4633	198	7	pak	pak	PROPN
ejif-4633	198	8	.	.	PUNCT
ejif-4633	199	1	rs	rs	PROPN
ejif-4633	199	2	.	.	PUNCT
ejif-4633	200	1	11,750	11,750	NUM
ejif-4633	200	2	(	(	PUNCT
ejif-4633	200	3	20	20	NUM
ejif-4633	200	4	%	%	NOUN
ejif-4633	200	5	)	)	PUNCT
ejif-4633	200	6	.	.	PUNCT
ejif-4633	201	1	the	the	DET
ejif-4633	201	2	average	average	ADJ
ejif-4633	201	3	income	income	NOUN
ejif-4633	201	4	of	of	ADP
ejif-4633	201	5	urban	urban	ADJ
ejif-4633	201	6	illiterate	illiterate	ADJ
ejif-4633	201	7	borrowers	borrower	NOUN
ejif-4633	201	8	before	before	ADP
ejif-4633	201	9	borrowing	borrowing	NOUN
ejif-4633	201	10	is	be	AUX
ejif-4633	201	11	pak	pak	NOUN
ejif-4633	201	12	.	.	PUNCT
ejif-4633	202	1	rs	rs	PROPN
ejif-4633	202	2	.	.	PROPN
ejif-4633	203	1	83,333	83,333	NUM
ejif-4633	203	2	and	and	CCONJ
ejif-4633	203	3	after	after	ADP
ejif-4633	203	4	borrowing	borrowing	NOUN
ejif-4633	203	5	is	be	AUX
ejif-4633	203	6	pak	pak	NOUN
ejif-4633	203	7	.	.	PUNCT
ejif-4633	204	1	rs	rs	PROPN
ejif-4633	204	2	.	.	PUNCT
ejif-4633	205	1	105,500	105,500	NUM
ejif-4633	205	2	.	.	PUNCT
ejif-4633	206	1	this	this	PRON
ejif-4633	206	2	shows	show	VERB
ejif-4633	206	3	an	an	DET
ejif-4633	206	4	average	average	ADJ
ejif-4633	206	5	increase	increase	NOUN
ejif-4633	206	6	in	in	ADP
ejif-4633	206	7	pak	pak	PROPN
ejif-4633	206	8	.	.	PUNCT
ejif-4633	207	1	rs	rs	PROPN
ejif-4633	207	2	.	.	PROPN
ejif-4633	208	1	22,167	22,167	NUM
ejif-4633	208	2	(	(	PUNCT
ejif-4633	208	3	27	27	NUM
ejif-4633	208	4	%	%	NOUN
ejif-4633	208	5	)	)	PUNCT
ejif-4633	208	6	.	.	PUNCT
ejif-4633	209	1	these	these	DET
ejif-4633	209	2	results	result	NOUN
ejif-4633	209	3	indicate	indicate	VERB
ejif-4633	209	4	that	that	SCONJ
ejif-4633	209	5	illiterate	illiterate	ADJ
ejif-4633	209	6	borrowers	borrower	NOUN
ejif-4633	209	7	from	from	ADP
ejif-4633	209	8	urban	urban	ADJ
ejif-4633	209	9	borrowers	borrower	NOUN
ejif-4633	209	10	have	have	VERB
ejif-4633	209	11	a	a	DET
ejif-4633	209	12	7	7	NUM
ejif-4633	209	13	%	%	NOUN
ejif-4633	209	14	higher	high	ADJ
ejif-4633	209	15	increase	increase	NOUN
ejif-4633	209	16	in	in	ADP
ejif-4633	209	17	their	their	PRON
ejif-4633	209	18	income	income	NOUN
ejif-4633	209	19	compared	compare	VERB
ejif-4633	209	20	to	to	ADP
ejif-4633	209	21	rural	rural	ADJ
ejif-4633	209	22	counterparts	counterpart	NOUN
ejif-4633	209	23	.	.	PUNCT
ejif-4633	210	1	the	the	DET
ejif-4633	210	2	average	average	ADJ
ejif-4633	210	3	income	income	NOUN
ejif-4633	210	4	of	of	ADP
ejif-4633	210	5	rural	rural	ADJ
ejif-4633	210	6	„	„	PUNCT
ejif-4633	210	7	primary‟	primary‟	NOUN
ejif-4633	210	8	borrowers	borrower	NOUN
ejif-4633	210	9	before	before	ADP
ejif-4633	210	10	borrowing	borrowing	NOUN
ejif-4633	210	11	is	be	AUX
ejif-4633	210	12	pak	pak	NOUN
ejif-4633	210	13	.	.	PUNCT
ejif-4633	211	1	rs	rs	PROPN
ejif-4633	211	2	.	.	PUNCT
ejif-4633	212	1	63,581	63,581	NUM
ejif-4633	212	2	and	and	CCONJ
ejif-4633	212	3	after	after	ADP
ejif-4633	212	4	borrowing	borrowing	NOUN
ejif-4633	212	5	is	be	AUX
ejif-4633	212	6	pak	pak	NOUN
ejif-4633	212	7	.	.	PUNCT
ejif-4633	213	1	rs	rs	PROPN
ejif-4633	213	2	.	.	PUNCT
ejif-4633	214	1	74,122	74,122	NUM
ejif-4633	214	2	.	.	PUNCT
ejif-4633	215	1	this	this	PRON
ejif-4633	215	2	shows	show	VERB
ejif-4633	215	3	an	an	DET
ejif-4633	215	4	average	average	ADJ
ejif-4633	215	5	increase	increase	NOUN
ejif-4633	215	6	in	in	ADP
ejif-4633	215	7	pak	pak	PROPN
ejif-4633	215	8	.	.	PUNCT
ejif-4633	216	1	rs	rs	PROPN
ejif-4633	216	2	.	.	PUNCT
ejif-4633	217	1	10,541	10,541	NUM
ejif-4633	217	2	(	(	PUNCT
ejif-4633	217	3	17	17	NUM
ejif-4633	217	4	%	%	NOUN
ejif-4633	217	5	)	)	PUNCT
ejif-4633	217	6	.	.	PUNCT
ejif-4633	218	1	the	the	DET
ejif-4633	218	2	average	average	ADJ
ejif-4633	218	3	income	income	NOUN
ejif-4633	218	4	of	of	ADP
ejif-4633	218	5	urban	urban	ADJ
ejif-4633	218	6	„	„	PUNCT
ejif-4633	218	7	primary‟	primary‟	NOUN
ejif-4633	218	8	borrowers	borrower	NOUN
ejif-4633	218	9	before	before	ADP
ejif-4633	218	10	borrowing	borrowing	NOUN
ejif-4633	218	11	is	be	AUX
ejif-4633	218	12	pak	pak	NOUN
ejif-4633	218	13	.	.	PUNCT
ejif-4633	219	1	rs	rs	PROPN
ejif-4633	219	2	.	.	PROPN
ejif-4633	219	3	84,773	84,773	NUM
ejif-4633	219	4	and	and	CCONJ
ejif-4633	219	5	after	after	ADP
ejif-4633	219	6	borrowing	borrowing	NOUN
ejif-4633	219	7	is	be	AUX
ejif-4633	219	8	pak	pak	NOUN
ejif-4633	219	9	.	.	PUNCT
ejif-4633	220	1	rs	rs	PROPN
ejif-4633	220	2	.	.	PUNCT
ejif-4633	221	1	103,742	103,742	NUM
ejif-4633	221	2	.	.	PUNCT
ejif-4633	222	1	this	this	PRON
ejif-4633	222	2	shows	show	VERB
ejif-4633	222	3	an	an	DET
ejif-4633	222	4	average	average	ADJ
ejif-4633	222	5	increase	increase	NOUN
ejif-4633	222	6	in	in	ADP
ejif-4633	222	7	pak	pak	PROPN
ejif-4633	222	8	.	.	PUNCT
ejif-4633	223	1	rs	rs	PROPN
ejif-4633	223	2	.	.	PUNCT
ejif-4633	224	1	18,970	18,970	NUM
ejif-4633	224	2	(	(	PUNCT
ejif-4633	224	3	22	22	NUM
ejif-4633	224	4	%	%	NOUN
ejif-4633	224	5	)	)	PUNCT
ejif-4633	224	6	.	.	PUNCT
ejif-4633	225	1	these	these	DET
ejif-4633	225	2	results	result	NOUN
ejif-4633	225	3	indicate	indicate	VERB
ejif-4633	225	4	that	that	SCONJ
ejif-4633	225	5	borrowers	borrower	NOUN
ejif-4633	225	6	with	with	ADP
ejif-4633	225	7	education	education	NOUN
ejif-4633	225	8	level	level	NOUN
ejif-4633	225	9	primary	primary	NOUN
ejif-4633	225	10	from	from	ADP
ejif-4633	225	11	urban	urban	ADJ
ejif-4633	225	12	areas	area	NOUN
ejif-4633	225	13	have	have	VERB
ejif-4633	225	14	5	5	NUM
ejif-4633	225	15	%	%	NOUN
ejif-4633	225	16	higher	high	ADJ
ejif-4633	225	17	increase	increase	NOUN
ejif-4633	225	18	in	in	ADP
ejif-4633	225	19	their	their	PRON
ejif-4633	225	20	income	income	NOUN
ejif-4633	225	21	compared	compare	VERB
ejif-4633	225	22	to	to	ADP
ejif-4633	225	23	rural	rural	ADJ
ejif-4633	225	24	counterparts	counterpart	NOUN
ejif-4633	225	25	.	.	PUNCT
ejif-4633	226	1	however	however	ADV
ejif-4633	226	2	,	,	PUNCT
ejif-4633	226	3	the	the	DET
ejif-4633	226	4	average	average	ADJ
ejif-4633	226	5	income	income	NOUN
ejif-4633	226	6	of	of	ADP
ejif-4633	226	7	rural	rural	ADJ
ejif-4633	226	8	borrowers	borrower	NOUN
ejif-4633	226	9	with	with	ADP
ejif-4633	226	10	education	education	NOUN
ejif-4633	226	11	level	level	NOUN
ejif-4633	226	12	„	„	PUNCT
ejif-4633	226	13	middle‟	middle‟	NOUN
ejif-4633	226	14	before	before	ADP
ejif-4633	226	15	borrowing	borrowing	NOUN
ejif-4633	226	16	is	be	AUX
ejif-4633	226	17	pak	pak	NOUN
ejif-4633	226	18	.	.	PUNCT
ejif-4633	227	1	rs	rs	PROPN
ejif-4633	227	2	.	.	PUNCT
ejif-4633	228	1	58,333	58,333	NUM
ejif-4633	228	2	and	and	CCONJ
ejif-4633	228	3	after	after	ADP
ejif-4633	228	4	borrowing	borrowing	NOUN
ejif-4633	228	5	is	be	AUX
ejif-4633	228	6	pak	pak	NOUN
ejif-4633	228	7	.	.	PUNCT
ejif-4633	229	1	rs	rs	PROPN
ejif-4633	229	2	.	.	PUNCT
ejif-4633	230	1	70,667	70,667	NUM
ejif-4633	230	2	.	.	PUNCT
ejif-4633	231	1	this	this	PRON
ejif-4633	231	2	shows	show	VERB
ejif-4633	231	3	an	an	DET
ejif-4633	231	4	average	average	ADJ
ejif-4633	231	5	increase	increase	NOUN
ejif-4633	231	6	in	in	ADP
ejif-4633	231	7	pak	pak	PROPN
ejif-4633	231	8	.	.	PUNCT
ejif-4633	232	1	rs	rs	PROPN
ejif-4633	232	2	.	.	PROPN
ejif-4633	233	1	12,333	12,333	NUM
ejif-4633	233	2	(	(	PUNCT
ejif-4633	233	3	21	21	NUM
ejif-4633	233	4	%	%	NOUN
ejif-4633	233	5	)	)	PUNCT
ejif-4633	233	6	.	.	PUNCT
ejif-4633	234	1	the	the	DET
ejif-4633	234	2	average	average	ADJ
ejif-4633	234	3	income	income	NOUN
ejif-4633	234	4	of	of	ADP
ejif-4633	234	5	urban	urban	ADJ
ejif-4633	234	6	with	with	ADP
ejif-4633	234	7	education	education	NOUN
ejif-4633	234	8	level	level	NOUN
ejif-4633	234	9	„	„	PUNCT
ejif-4633	234	10	middle‟	middle‟	NOUN
ejif-4633	234	11	before	before	ADP
ejif-4633	234	12	borrowing	borrowing	NOUN
ejif-4633	234	13	is	be	AUX
ejif-4633	234	14	pak	pak	NOUN
ejif-4633	234	15	.	.	PUNCT
ejif-4633	235	1	rs	rs	PROPN
ejif-4633	235	2	.	.	PROPN
ejif-4633	235	3	81,000	81,000	NUM
ejif-4633	235	4	and	and	CCONJ
ejif-4633	235	5	after	after	ADP
ejif-4633	235	6	borrowing	borrowing	NOUN
ejif-4633	235	7	is	be	AUX
ejif-4633	235	8	pak	pak	NOUN
ejif-4633	235	9	.	.	PUNCT
ejif-4633	236	1	rs	rs	PROPN
ejif-4633	236	2	.	.	PUNCT
ejif-4633	237	1	99,400	99,400	NUM
ejif-4633	237	2	.	.	PUNCT
ejif-4633	238	1	this	this	PRON
ejif-4633	238	2	shows	show	VERB
ejif-4633	238	3	an	an	DET
ejif-4633	238	4	average	average	ADJ
ejif-4633	238	5	increase	increase	NOUN
ejif-4633	238	6	in	in	ADP
ejif-4633	238	7	pak	pak	PROPN
ejif-4633	238	8	.	.	PUNCT
ejif-4633	239	1	rs	rs	PROPN
ejif-4633	239	2	.	.	PUNCT
ejif-4633	240	1	18,400	18,400	NUM
ejif-4633	240	2	(	(	PUNCT
ejif-4633	240	3	23	23	NUM
ejif-4633	240	4	%	%	NOUN
ejif-4633	240	5	)	)	PUNCT
ejif-4633	240	6	.	.	PUNCT
ejif-4633	241	1	these	these	DET
ejif-4633	241	2	results	result	NOUN
ejif-4633	241	3	indicate	indicate	VERB
ejif-4633	241	4	that	that	SCONJ
ejif-4633	241	5	borrowers	borrower	NOUN
ejif-4633	241	6	with	with	ADP
ejif-4633	241	7	education	education	NOUN
ejif-4633	241	8	level	level	NOUN
ejif-4633	241	9	„	„	PUNCT
ejif-4633	241	10	middle‟	middle‟	X
ejif-4633	241	11	from	from	ADP
ejif-4633	241	12	urban	urban	ADJ
ejif-4633	241	13	areas	area	NOUN
ejif-4633	241	14	have	have	VERB
ejif-4633	241	15	2	2	NUM
ejif-4633	241	16	%	%	NOUN
ejif-4633	241	17	higher	high	ADJ
ejif-4633	241	18	increase	increase	NOUN
ejif-4633	241	19	in	in	ADP
ejif-4633	241	20	their	their	PRON
ejif-4633	241	21	income	income	NOUN
ejif-4633	241	22	compared	compare	VERB
ejif-4633	241	23	to	to	ADP
ejif-4633	241	24	the	the	DET
ejif-4633	241	25	rural	rural	ADJ
ejif-4633	241	26	counterpart	counterpart	NOUN
ejif-4633	241	27	.	.	PUNCT
ejif-4633	242	1	ejif	ejif	PROPN
ejif-4633	242	2	–	–	PUNCT
ejif-4633	242	3	european	european	PROPN
ejif-4633	242	4	journal	journal	PROPN
ejif-4633	242	5	of	of	ADP
ejif-4633	242	6	islamic	islamic	PROPN
ejif-4633	242	7	finance	finance	PROPN
ejif-4633	242	8	second	second	ADJ
ejif-4633	242	9	special	special	ADJ
ejif-4633	242	10	issue	issue	NOUN
ejif-4633	242	11	for	for	ADP
ejif-4633	242	12	ejif	ejif	PROPN
ejif-4633	242	13	workshop	workshop	PROPN
ejif-4633	242	14	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4633	242	15	issn	issn	PROPN
ejif-4633	242	16	2421	2421	NUM
ejif-4633	242	17	-	-	SYM
ejif-4633	242	18	2172	2172	NUM
ejif-4633	242	19	6	6	NUM
ejif-4633	242	20	moreover	moreover	ADV
ejif-4633	242	21	,	,	PUNCT
ejif-4633	242	22	the	the	DET
ejif-4633	242	23	average	average	ADJ
ejif-4633	242	24	income	income	NOUN
ejif-4633	242	25	of	of	ADP
ejif-4633	242	26	rural	rural	ADJ
ejif-4633	242	27	borrowers	borrower	NOUN
ejif-4633	242	28	with	with	ADP
ejif-4633	242	29	education	education	NOUN
ejif-4633	242	30	level	level	NOUN
ejif-4633	242	31	„	„	PUNCT
ejif-4633	242	32	matric‟	matric‟	X
ejif-4633	242	33	before	before	ADP
ejif-4633	242	34	borrowing	borrowing	NOUN
ejif-4633	242	35	is	be	AUX
ejif-4633	242	36	pak	pak	NOUN
ejif-4633	242	37	.	.	PUNCT
ejif-4633	243	1	rs	rs	PROPN
ejif-4633	243	2	.	.	PROPN
ejif-4633	244	1	60,000	60,000	NUM
ejif-4633	244	2	and	and	CCONJ
ejif-4633	244	3	after	after	ADP
ejif-4633	244	4	borrowing	borrowing	NOUN
ejif-4633	244	5	is	be	AUX
ejif-4633	244	6	pak	pak	NOUN
ejif-4633	244	7	.	.	PUNCT
ejif-4633	245	1	rs	rs	PROPN
ejif-4633	245	2	.	.	PUNCT
ejif-4633	246	1	71,000	71,000	NUM
ejif-4633	246	2	.	.	PUNCT
ejif-4633	247	1	this	this	PRON
ejif-4633	247	2	shows	show	VERB
ejif-4633	247	3	an	an	DET
ejif-4633	247	4	average	average	ADJ
ejif-4633	247	5	increase	increase	NOUN
ejif-4633	247	6	in	in	ADP
ejif-4633	247	7	pak	pak	PROPN
ejif-4633	247	8	.	.	PUNCT
ejif-4633	248	1	rs	rs	PROPN
ejif-4633	248	2	.	.	PROPN
ejif-4633	249	1	11,000	11,000	NUM
ejif-4633	249	2	(	(	PUNCT
ejif-4633	249	3	18	18	NUM
ejif-4633	249	4	%	%	NOUN
ejif-4633	249	5	)	)	PUNCT
ejif-4633	249	6	.	.	PUNCT
ejif-4633	250	1	the	the	DET
ejif-4633	250	2	average	average	ADJ
ejif-4633	250	3	income	income	NOUN
ejif-4633	250	4	of	of	ADP
ejif-4633	250	5	urban	urban	ADJ
ejif-4633	250	6	with	with	ADP
ejif-4633	250	7	education	education	NOUN
ejif-4633	250	8	level	level	NOUN
ejif-4633	250	9	„	„	PUNCT
ejif-4633	250	10	matric‟	matric‟	X
ejif-4633	250	11	before	before	ADP
ejif-4633	250	12	borrowing	borrowing	NOUN
ejif-4633	250	13	is	be	AUX
ejif-4633	250	14	pak	pak	NOUN
ejif-4633	250	15	.	.	PUNCT
ejif-4633	251	1	rs	rs	PROPN
ejif-4633	251	2	.	.	PROPN
ejif-4633	252	1	90,000	90,000	NUM
ejif-4633	252	2	and	and	CCONJ
ejif-4633	252	3	after	after	ADP
ejif-4633	252	4	borrowing	borrowing	NOUN
ejif-4633	252	5	is	be	AUX
ejif-4633	252	6	pak	pak	NOUN
ejif-4633	252	7	.	.	PUNCT
ejif-4633	253	1	rs	rs	PROPN
ejif-4633	253	2	.	.	PUNCT
ejif-4633	254	1	105,000	105,000	NUM
ejif-4633	254	2	.	.	PUNCT
ejif-4633	255	1	this	this	PRON
ejif-4633	255	2	shows	show	VERB
ejif-4633	255	3	an	an	DET
ejif-4633	255	4	average	average	ADJ
ejif-4633	255	5	increase	increase	NOUN
ejif-4633	255	6	in	in	ADP
ejif-4633	255	7	pak	pak	PROPN
ejif-4633	255	8	.	.	PUNCT
ejif-4633	256	1	rs	rs	PROPN
ejif-4633	256	2	.	.	PROPN
ejif-4633	257	1	15,000	15,000	NUM
ejif-4633	257	2	(	(	PUNCT
ejif-4633	257	3	17	17	NUM
ejif-4633	257	4	%	%	NOUN
ejif-4633	257	5	)	)	PUNCT
ejif-4633	257	6	.	.	PUNCT
ejif-4633	258	1	these	these	DET
ejif-4633	258	2	results	result	NOUN
ejif-4633	258	3	indicate	indicate	VERB
ejif-4633	258	4	that	that	SCONJ
ejif-4633	258	5	borrowers	borrower	NOUN
ejif-4633	258	6	with	with	ADP
ejif-4633	258	7	education	education	NOUN
ejif-4633	258	8	level	level	NOUN
ejif-4633	258	9	„	„	PUNCT
ejif-4633	258	10	matric‟	matric‟	X
ejif-4633	258	11	from	from	ADP
ejif-4633	258	12	rural	rural	ADJ
ejif-4633	258	13	areas	area	NOUN
ejif-4633	258	14	have	have	VERB
ejif-4633	258	15	a	a	DET
ejif-4633	258	16	1	1	NUM
ejif-4633	258	17	%	%	NOUN
ejif-4633	258	18	higher	high	ADJ
ejif-4633	258	19	increase	increase	NOUN
ejif-4633	258	20	in	in	ADP
ejif-4633	258	21	their	their	PRON
ejif-4633	258	22	income	income	NOUN
ejif-4633	258	23	compared	compare	VERB
ejif-4633	258	24	to	to	ADP
ejif-4633	258	25	the	the	DET
ejif-4633	258	26	urban	urban	ADJ
ejif-4633	258	27	counterpart	counterpart	NOUN
ejif-4633	258	28	.	.	PUNCT
ejif-4633	259	1	the	the	DET
ejif-4633	259	2	average	average	ADJ
ejif-4633	259	3	income	income	NOUN
ejif-4633	259	4	of	of	ADP
ejif-4633	259	5	rural	rural	ADJ
ejif-4633	259	6	borrowers	borrower	NOUN
ejif-4633	259	7	with	with	ADP
ejif-4633	259	8	education	education	NOUN
ejif-4633	259	9	level	level	NOUN
ejif-4633	259	10	„	„	PUNCT
ejif-4633	259	11	intermediate‟	intermediate‟	NOUN
ejif-4633	259	12	before	before	ADP
ejif-4633	259	13	borrowing	borrowing	NOUN
ejif-4633	259	14	is	be	AUX
ejif-4633	259	15	pak	pak	NOUN
ejif-4633	259	16	.	.	PUNCT
ejif-4633	260	1	rs	rs	PROPN
ejif-4633	260	2	.	.	PROPN
ejif-4633	261	1	55,938	55,938	NUM
ejif-4633	261	2	and	and	CCONJ
ejif-4633	261	3	after	after	ADP
ejif-4633	261	4	borrowing	borrowing	NOUN
ejif-4633	261	5	is	be	AUX
ejif-4633	261	6	pak	pak	NOUN
ejif-4633	261	7	.	.	PUNCT
ejif-4633	262	1	rs	rs	PROPN
ejif-4633	262	2	.	.	PUNCT
ejif-4633	263	1	67,688	67,688	NUM
ejif-4633	263	2	.	.	PUNCT
ejif-4633	264	1	this	this	PRON
ejif-4633	264	2	shows	show	VERB
ejif-4633	264	3	an	an	DET
ejif-4633	264	4	average	average	ADJ
ejif-4633	264	5	increase	increase	NOUN
ejif-4633	264	6	in	in	ADP
ejif-4633	264	7	pak	pak	PROPN
ejif-4633	264	8	.	.	PUNCT
ejif-4633	265	1	rs	rs	PROPN
ejif-4633	265	2	.	.	PUNCT
ejif-4633	266	1	11,750	11,750	NUM
ejif-4633	266	2	(	(	PUNCT
ejif-4633	266	3	21	21	NUM
ejif-4633	266	4	%	%	NOUN
ejif-4633	266	5	)	)	PUNCT
ejif-4633	266	6	.	.	PUNCT
ejif-4633	267	1	the	the	DET
ejif-4633	267	2	average	average	ADJ
ejif-4633	267	3	income	income	NOUN
ejif-4633	267	4	of	of	ADP
ejif-4633	267	5	urban	urban	ADJ
ejif-4633	267	6	with	with	ADP
ejif-4633	267	7	education	education	NOUN
ejif-4633	267	8	level	level	NOUN
ejif-4633	267	9	„	„	PUNCT
ejif-4633	267	10	intermediate‟	intermediate‟	NOUN
ejif-4633	267	11	before	before	ADP
ejif-4633	267	12	borrowing	borrowing	NOUN
ejif-4633	267	13	is	be	AUX
ejif-4633	267	14	pak	pak	NOUN
ejif-4633	267	15	.	.	PUNCT
ejif-4633	268	1	rs	rs	PROPN
ejif-4633	268	2	.	.	PUNCT
ejif-4633	269	1	79,533	79,533	NUM
ejif-4633	269	2	and	and	CCONJ
ejif-4633	269	3	after	after	ADP
ejif-4633	269	4	borrowing	borrowing	NOUN
ejif-4633	269	5	is	be	AUX
ejif-4633	269	6	pak	pak	NOUN
ejif-4633	269	7	.	.	PUNCT
ejif-4633	270	1	rs	rs	PROPN
ejif-4633	270	2	.	.	PUNCT
ejif-4633	271	1	97,800	97,800	NUM
ejif-4633	271	2	.	.	PUNCT
ejif-4633	272	1	this	this	PRON
ejif-4633	272	2	shows	show	VERB
ejif-4633	272	3	an	an	DET
ejif-4633	272	4	average	average	ADJ
ejif-4633	272	5	increase	increase	NOUN
ejif-4633	272	6	in	in	ADP
ejif-4633	272	7	pak	pak	PROPN
ejif-4633	272	8	.	.	PUNCT
ejif-4633	273	1	rs	rs	PROPN
ejif-4633	273	2	.	.	PUNCT
ejif-4633	274	1	18,267	18,267	NUM
ejif-4633	274	2	(	(	PUNCT
ejif-4633	274	3	23	23	NUM
ejif-4633	274	4	%	%	NOUN
ejif-4633	274	5	)	)	PUNCT
ejif-4633	274	6	.	.	PUNCT
ejif-4633	275	1	these	these	DET
ejif-4633	275	2	results	result	NOUN
ejif-4633	275	3	indicate	indicate	VERB
ejif-4633	275	4	that	that	SCONJ
ejif-4633	275	5	borrowers	borrower	NOUN
ejif-4633	275	6	with	with	ADP
ejif-4633	275	7	education	education	NOUN
ejif-4633	275	8	level	level	NOUN
ejif-4633	275	9	„	„	PUNCT
ejif-4633	275	10	intermediate‟	intermediate‟	VERB
ejif-4633	275	11	from	from	ADP
ejif-4633	275	12	urban	urban	ADJ
ejif-4633	275	13	areas	area	NOUN
ejif-4633	275	14	have	have	VERB
ejif-4633	275	15	2	2	NUM
ejif-4633	275	16	%	%	NOUN
ejif-4633	275	17	higher	high	ADJ
ejif-4633	275	18	increase	increase	NOUN
ejif-4633	275	19	in	in	ADP
ejif-4633	275	20	their	their	PRON
ejif-4633	275	21	income	income	NOUN
ejif-4633	275	22	compared	compare	VERB
ejif-4633	275	23	to	to	ADP
ejif-4633	275	24	the	the	DET
ejif-4633	275	25	rural	rural	ADJ
ejif-4633	275	26	counterpart	counterpart	NOUN
ejif-4633	275	27	.	.	PUNCT
ejif-4633	276	1	the	the	DET
ejif-4633	276	2	average	average	ADJ
ejif-4633	276	3	income	income	NOUN
ejif-4633	276	4	of	of	ADP
ejif-4633	276	5	rural	rural	ADJ
ejif-4633	276	6	borrowers	borrower	NOUN
ejif-4633	276	7	with	with	ADP
ejif-4633	276	8	education	education	NOUN
ejif-4633	276	9	level	level	NOUN
ejif-4633	276	10	„	„	PUNCT
ejif-4633	276	11	graduate‟	graduate‟	PROPN
ejif-4633	276	12	before	before	ADP
ejif-4633	276	13	borrowing	borrowing	NOUN
ejif-4633	276	14	is	be	AUX
ejif-4633	276	15	pak	pak	NOUN
ejif-4633	276	16	.	.	PUNCT
ejif-4633	277	1	rs	rs	PROPN
ejif-4633	277	2	.	.	PROPN
ejif-4633	278	1	58,077	58,077	NUM
ejif-4633	278	2	and	and	CCONJ
ejif-4633	278	3	after	after	ADP
ejif-4633	278	4	borrowing	borrowing	NOUN
ejif-4633	278	5	is	be	AUX
ejif-4633	278	6	pak	pak	NOUN
ejif-4633	278	7	.	.	PUNCT
ejif-4633	279	1	rs	rs	PROPN
ejif-4633	279	2	.	.	PUNCT
ejif-4633	280	1	69,846	69,846	NUM
ejif-4633	280	2	.	.	PUNCT
ejif-4633	281	1	this	this	PRON
ejif-4633	281	2	shows	show	VERB
ejif-4633	281	3	an	an	DET
ejif-4633	281	4	average	average	ADJ
ejif-4633	281	5	increase	increase	NOUN
ejif-4633	281	6	in	in	ADP
ejif-4633	281	7	pak	pak	PROPN
ejif-4633	281	8	.	.	PUNCT
ejif-4633	282	1	rs	rs	PROPN
ejif-4633	282	2	.	.	PROPN
ejif-4633	283	1	11,769	11,769	NUM
ejif-4633	283	2	(	(	PUNCT
ejif-4633	283	3	20	20	NUM
ejif-4633	283	4	%	%	NOUN
ejif-4633	283	5	)	)	PUNCT
ejif-4633	283	6	.	.	PUNCT
ejif-4633	284	1	the	the	DET
ejif-4633	284	2	average	average	ADJ
ejif-4633	284	3	income	income	NOUN
ejif-4633	284	4	of	of	ADP
ejif-4633	284	5	urban	urban	ADJ
ejif-4633	284	6	with	with	ADP
ejif-4633	284	7	education	education	NOUN
ejif-4633	284	8	level	level	NOUN
ejif-4633	284	9	„	„	PUNCT
ejif-4633	284	10	graduate‟	graduate‟	PROPN
ejif-4633	284	11	before	before	ADP
ejif-4633	284	12	borrowing	borrowing	NOUN
ejif-4633	284	13	is	be	AUX
ejif-4633	284	14	pak	pak	NOUN
ejif-4633	284	15	.	.	PUNCT
ejif-4633	285	1	rs	rs	PROPN
ejif-4633	285	2	.	.	NOUN
ejif-4633	285	3	80,143	80,143	NUM
ejif-4633	285	4	and	and	CCONJ
ejif-4633	285	5	after	after	ADP
ejif-4633	285	6	borrowing	borrowing	NOUN
ejif-4633	285	7	is	be	AUX
ejif-4633	285	8	pak	pak	NOUN
ejif-4633	285	9	.	.	PUNCT
ejif-4633	286	1	rs	rs	PROPN
ejif-4633	286	2	.	.	PUNCT
ejif-4633	287	1	98,000	98,000	NUM
ejif-4633	287	2	.	.	PUNCT
ejif-4633	288	1	this	this	PRON
ejif-4633	288	2	shows	show	VERB
ejif-4633	288	3	an	an	DET
ejif-4633	288	4	average	average	ADJ
ejif-4633	288	5	increase	increase	NOUN
ejif-4633	288	6	in	in	ADP
ejif-4633	288	7	pak	pak	PROPN
ejif-4633	288	8	.	.	PUNCT
ejif-4633	289	1	rs	rs	PROPN
ejif-4633	289	2	.	.	PUNCT
ejif-4633	290	1	17,857	17,857	NUM
ejif-4633	290	2	(	(	PUNCT
ejif-4633	290	3	22	22	NUM
ejif-4633	290	4	%	%	NOUN
ejif-4633	290	5	)	)	PUNCT
ejif-4633	290	6	.	.	PUNCT
ejif-4633	291	1	these	these	DET
ejif-4633	291	2	results	result	NOUN
ejif-4633	291	3	indicate	indicate	VERB
ejif-4633	291	4	that	that	SCONJ
ejif-4633	291	5	borrowers	borrower	NOUN
ejif-4633	291	6	with	with	ADP
ejif-4633	291	7	education	education	NOUN
ejif-4633	291	8	level	level	NOUN
ejif-4633	291	9	„	„	PUNCT
ejif-4633	291	10	graduate‟	graduate‟	PROPN
ejif-4633	291	11	from	from	ADP
ejif-4633	291	12	urban	urban	ADJ
ejif-4633	291	13	areas	area	NOUN
ejif-4633	291	14	have	have	VERB
ejif-4633	291	15	2	2	NUM
ejif-4633	291	16	%	%	NOUN
ejif-4633	291	17	higher	high	ADJ
ejif-4633	291	18	increase	increase	NOUN
ejif-4633	291	19	in	in	ADP
ejif-4633	291	20	their	their	PRON
ejif-4633	291	21	income	income	NOUN
ejif-4633	291	22	compared	compare	VERB
ejif-4633	291	23	to	to	ADP
ejif-4633	291	24	rural	rural	ADJ
ejif-4633	291	25	counterparts	counterpart	NOUN
ejif-4633	291	26	.	.	PUNCT
ejif-4633	292	1	the	the	DET
ejif-4633	292	2	average	average	ADJ
ejif-4633	292	3	income	income	NOUN
ejif-4633	292	4	of	of	ADP
ejif-4633	292	5	urban	urban	ADJ
ejif-4633	292	6	with	with	ADP
ejif-4633	292	7	education	education	NOUN
ejif-4633	292	8	level	level	NOUN
ejif-4633	292	9	„	„	PUNCT
ejif-4633	292	10	masters‟	masters‟	NOUN
ejif-4633	292	11	before	before	ADP
ejif-4633	292	12	borrowing	borrowing	NOUN
ejif-4633	292	13	is	be	AUX
ejif-4633	292	14	pak	pak	NOUN
ejif-4633	292	15	.	.	PUNCT
ejif-4633	293	1	rs	rs	PROPN
ejif-4633	293	2	.	.	PROPN
ejif-4633	294	1	79,000	79,000	NUM
ejif-4633	294	2	and	and	CCONJ
ejif-4633	294	3	after	after	ADP
ejif-4633	294	4	borrowing	borrowing	NOUN
ejif-4633	294	5	is	be	AUX
ejif-4633	294	6	pak	pak	NOUN
ejif-4633	294	7	.	.	PUNCT
ejif-4633	295	1	rs	rs	PROPN
ejif-4633	295	2	.	.	PROPN
ejif-4633	296	1	86,000	86,000	NUM
ejif-4633	296	2	.	.	PUNCT
ejif-4633	297	1	this	this	PRON
ejif-4633	297	2	shows	show	VERB
ejif-4633	297	3	an	an	DET
ejif-4633	297	4	average	average	ADJ
ejif-4633	297	5	increase	increase	NOUN
ejif-4633	297	6	in	in	ADP
ejif-4633	297	7	pak	pak	PROPN
ejif-4633	297	8	.	.	PUNCT
ejif-4633	298	1	rs	rs	PROPN
ejif-4633	298	2	.	.	PUNCT
ejif-4633	299	1	16,000	16,000	NUM
ejif-4633	299	2	(	(	PUNCT
ejif-4633	299	3	23	23	NUM
ejif-4633	299	4	%	%	NOUN
ejif-4633	299	5	)	)	PUNCT
ejif-4633	299	6	.	.	PUNCT
ejif-4633	300	1	however	however	ADV
ejif-4633	300	2	,	,	PUNCT
ejif-4633	300	3	there	there	PRON
ejif-4633	300	4	was	be	VERB
ejif-4633	300	5	no	no	DET
ejif-4633	300	6	borrower	borrower	NOUN
ejif-4633	300	7	from	from	ADP
ejif-4633	300	8	rural	rural	ADJ
ejif-4633	300	9	areas	area	NOUN
ejif-4633	300	10	with	with	ADP
ejif-4633	300	11	education	education	NOUN
ejif-4633	300	12	level	level	NOUN
ejif-4633	300	13	„	„	PUNCT
ejif-4633	300	14	masters‟	masters‟	NOUN
ejif-4633	300	15	in	in	ADP
ejif-4633	300	16	the	the	DET
ejif-4633	300	17	sample	sample	NOUN
ejif-4633	300	18	provided	provide	VERB
ejif-4633	300	19	by	by	ADP
ejif-4633	300	20	akhuwat	akhuwat	ADJ
ejif-4633	300	21	.	.	PUNCT
ejif-4633	301	1	generally	generally	ADV
ejif-4633	301	2	,	,	PUNCT
ejif-4633	301	3	the	the	DET
ejif-4633	301	4	educational	educational	ADJ
ejif-4633	301	5	level	level	NOUN
ejif-4633	301	6	affects	affect	VERB
ejif-4633	301	7	the	the	DET
ejif-4633	301	8	earning	earning	NOUN
ejif-4633	301	9	capacity	capacity	NOUN
ejif-4633	301	10	of	of	ADP
ejif-4633	301	11	the	the	DET
ejif-4633	301	12	household	household	NOUN
ejif-4633	301	13	,	,	PUNCT
ejif-4633	301	14	however	however	ADV
ejif-4633	301	15	,	,	PUNCT
ejif-4633	301	16	the	the	DET
ejif-4633	301	17	results	result	NOUN
ejif-4633	301	18	do	do	AUX
ejif-4633	301	19	not	not	PART
ejif-4633	301	20	show	show	VERB
ejif-4633	301	21	any	any	DET
ejif-4633	301	22	increase	increase	NOUN
ejif-4633	301	23	in	in	ADP
ejif-4633	301	24	earnings	earning	NOUN
ejif-4633	301	25	due	due	ADP
ejif-4633	301	26	to	to	ADP
ejif-4633	301	27	education	education	NOUN
ejif-4633	301	28	level	level	NOUN
ejif-4633	301	29	.	.	PUNCT
ejif-4633	302	1	this	this	DET
ejif-4633	302	2	difference	difference	NOUN
ejif-4633	302	3	could	could	AUX
ejif-4633	302	4	be	be	AUX
ejif-4633	302	5	due	due	ADJ
ejif-4633	302	6	to	to	ADP
ejif-4633	302	7	the	the	DET
ejif-4633	302	8	business	business	NOUN
ejif-4633	302	9	experience	experience	NOUN
ejif-4633	302	10	rather	rather	ADV
ejif-4633	302	11	than	than	ADP
ejif-4633	302	12	the	the	DET
ejif-4633	302	13	education	education	NOUN
ejif-4633	302	14	level	level	NOUN
ejif-4633	302	15	only	only	ADV
ejif-4633	302	16	.	.	PUNCT
ejif-4633	303	1	further	far	ADV
ejif-4633	303	2	,	,	PUNCT
ejif-4633	303	3	the	the	DET
ejif-4633	303	4	business	business	NOUN
ejif-4633	303	5	skills	skill	NOUN
ejif-4633	303	6	and	and	CCONJ
ejif-4633	303	7	experience	experience	NOUN
ejif-4633	303	8	are	be	AUX
ejif-4633	303	9	more	more	ADV
ejif-4633	303	10	relevant	relevant	ADJ
ejif-4633	303	11	than	than	ADP
ejif-4633	303	12	the	the	DET
ejif-4633	303	13	education	education	NOUN
ejif-4633	303	14	level	level	NOUN
ejif-4633	303	15	of	of	ADP
ejif-4633	303	16	the	the	DET
ejif-4633	303	17	borrowers	borrower	NOUN
ejif-4633	303	18	engaged	engage	VERB
ejif-4633	303	19	in	in	ADP
ejif-4633	303	20	these	these	DET
ejif-4633	303	21	small	small	ADJ
ejif-4633	303	22	scale	scale	NOUN
ejif-4633	303	23	basic	basic	ADJ
ejif-4633	303	24	business	business	NOUN
ejif-4633	303	25	activities	activity	NOUN
ejif-4633	303	26	.	.	PUNCT
ejif-4633	304	1	c.	c.	NOUN
ejif-4633	304	2	business	business	NOUN
ejif-4633	304	3	activities	activity	NOUN
ejif-4633	304	4	of	of	ADP
ejif-4633	304	5	rural	rural	ADJ
ejif-4633	304	6	and	and	CCONJ
ejif-4633	304	7	urban	urban	ADJ
ejif-4633	304	8	borrowers	borrower	NOUN
ejif-4633	304	9	table	table	PROPN
ejif-4633	304	10	iii	iii	PROPN
ejif-4633	304	11	.	.	PUNCT
ejif-4633	304	12	business	business	NOUN
ejif-4633	304	13	activities	activity	NOUN
ejif-4633	304	14	of	of	ADP
ejif-4633	304	15	rural	rural	ADJ
ejif-4633	304	16	and	and	CCONJ
ejif-4633	304	17	urban	urban	ADJ
ejif-4633	304	18	borrowers	borrower	NOUN
ejif-4633	304	19	the	the	DET
ejif-4633	304	20	results	result	NOUN
ejif-4633	304	21	indicate	indicate	VERB
ejif-4633	304	22	that	that	SCONJ
ejif-4633	304	23	the	the	DET
ejif-4633	304	24	average	average	ADJ
ejif-4633	304	25	income	income	NOUN
ejif-4633	304	26	of	of	ADP
ejif-4633	304	27	borrowers	borrower	NOUN
ejif-4633	304	28	from	from	ADP
ejif-4633	304	29	rural	rural	ADJ
ejif-4633	304	30	areas	area	NOUN
ejif-4633	304	31	before	before	ADP
ejif-4633	304	32	borrowing	borrowing	NOUN
ejif-4633	304	33	was	be	AUX
ejif-4633	304	34	pak	pak	NOUN
ejif-4633	304	35	rs	rs	NOUN
ejif-4633	304	36	.	.	PUNCT
ejif-4633	305	1	61,270	61,270	NUM
ejif-4633	305	2	and	and	CCONJ
ejif-4633	305	3	after	after	ADP
ejif-4633	305	4	borrowing	borrowing	NOUN
ejif-4633	305	5	was	be	AUX
ejif-4633	305	6	pak	pak	NOUN
ejif-4633	305	7	rs	rs	NOUN
ejif-4633	305	8	.	.	PUNCT
ejif-4633	306	1	77,262	77,262	NUM
ejif-4633	306	2	.	.	PUNCT
ejif-4633	307	1	it	it	PRON
ejif-4633	307	2	represents	represent	VERB
ejif-4633	307	3	an	an	DET
ejif-4633	307	4	average	average	ADJ
ejif-4633	307	5	increase	increase	NOUN
ejif-4633	307	6	of	of	ADP
ejif-4633	307	7	pak	pak	NOUN
ejif-4633	307	8	rs	rs	NOUN
ejif-4633	307	9	.	.	PUNCT
ejif-4633	308	1	10,992	10,992	NUM
ejif-4633	308	2	(	(	PUNCT
ejif-4633	308	3	18	18	NUM
ejif-4633	308	4	%	%	NOUN
ejif-4633	308	5	)	)	PUNCT
ejif-4633	308	6	in	in	ADP
ejif-4633	308	7	household	household	NOUN
ejif-4633	308	8	income	income	NOUN
ejif-4633	308	9	.	.	PUNCT
ejif-4633	309	1	borrowers	borrower	NOUN
ejif-4633	309	2	during	during	ADP
ejif-4633	309	3	the	the	DET
ejif-4633	309	4	interview	interview	NOUN
ejif-4633	309	5	highlighted	highlight	VERB
ejif-4633	309	6	that	that	SCONJ
ejif-4633	309	7	before	before	ADP
ejif-4633	309	8	borrowing	borrow	VERB
ejif-4633	309	9	from	from	ADP
ejif-4633	309	10	akhuwat	akhuwat	ADJ
ejif-4633	309	11	,	,	PUNCT
ejif-4633	309	12	they	they	PRON
ejif-4633	309	13	were	be	AUX
ejif-4633	309	14	borrowing	borrow	VERB
ejif-4633	309	15	from	from	ADP
ejif-4633	309	16	agricultural	agricultural	ADJ
ejif-4633	309	17	banks	bank	NOUN
ejif-4633	309	18	and	and	CCONJ
ejif-4633	309	19	they	they	PRON
ejif-4633	309	20	were	be	AUX
ejif-4633	309	21	paying	pay	VERB
ejif-4633	309	22	a	a	DET
ejif-4633	309	23	large	large	ADJ
ejif-4633	309	24	share	share	NOUN
ejif-4633	309	25	of	of	ADP
ejif-4633	309	26	their	their	PRON
ejif-4633	309	27	income	income	NOUN
ejif-4633	309	28	in	in	ADP
ejif-4633	309	29	the	the	DET
ejif-4633	309	30	form	form	NOUN
ejif-4633	309	31	of	of	ADP
ejif-4633	309	32	interest	interest	NOUN
ejif-4633	309	33	.	.	PUNCT
ejif-4633	310	1	since	since	SCONJ
ejif-4633	310	2	they	they	PRON
ejif-4633	310	3	do	do	AUX
ejif-4633	310	4	not	not	PART
ejif-4633	310	5	have	have	VERB
ejif-4633	310	6	to	to	PART
ejif-4633	310	7	pay	pay	VERB
ejif-4633	310	8	interest	interest	NOUN
ejif-4633	310	9	on	on	ADP
ejif-4633	310	10	akhuwat	akhuwat	ADJ
ejif-4633	310	11	borrowing	borrowing	NOUN
ejif-4633	310	12	,	,	PUNCT
ejif-4633	310	13	therefore	therefore	ADV
ejif-4633	310	14	they	they	PRON
ejif-4633	310	15	have	have	VERB
ejif-4633	310	16	an	an	DET
ejif-4633	310	17	increase	increase	NOUN
ejif-4633	310	18	in	in	ADP
ejif-4633	310	19	their	their	PRON
ejif-4633	310	20	income	income	NOUN
ejif-4633	310	21	.	.	PUNCT
ejif-4633	311	1	even	even	ADV
ejif-4633	311	2	though	though	SCONJ
ejif-4633	311	3	they	they	PRON
ejif-4633	311	4	did	do	AUX
ejif-4633	311	5	not	not	PART
ejif-4633	311	6	experience	experience	VERB
ejif-4633	311	7	a	a	DET
ejif-4633	311	8	big	big	ADJ
ejif-4633	311	9	shift	shift	NOUN
ejif-4633	311	10	in	in	ADP
ejif-4633	311	11	their	their	PRON
ejif-4633	311	12	income	income	NOUN
ejif-4633	311	13	after	after	ADP
ejif-4633	311	14	switching	switch	VERB
ejif-4633	311	15	to	to	ADP
ejif-4633	311	16	akhuwat	akhuwat	ADJ
ejif-4633	311	17	financing	financing	NOUN
ejif-4633	311	18	,	,	PUNCT
ejif-4633	311	19	they	they	PRON
ejif-4633	311	20	are	be	AUX
ejif-4633	311	21	satisfied	satisfied	ADJ
ejif-4633	311	22	because	because	SCONJ
ejif-4633	311	23	they	they	PRON
ejif-4633	311	24	refrain	refrain	VERB
ejif-4633	311	25	from	from	ADP
ejif-4633	311	26	sharia	sharia	PROPN
ejif-4633	311	27	prohibited	prohibit	VERB
ejif-4633	311	28	financing	financing	NOUN
ejif-4633	311	29	(	(	PUNCT
ejif-4633	311	30	riba	riba	PROPN
ejif-4633	311	31	)	)	PUNCT
ejif-4633	311	32	.	.	PUNCT
ejif-4633	312	1	results	result	NOUN
ejif-4633	312	2	from	from	ADP
ejif-4633	312	3	urban	urban	ADJ
ejif-4633	312	4	areas	area	NOUN
ejif-4633	312	5	revealed	reveal	VERB
ejif-4633	312	6	that	that	SCONJ
ejif-4633	312	7	the	the	DET
ejif-4633	312	8	average	average	ADJ
ejif-4633	312	9	income	income	NOUN
ejif-4633	312	10	of	of	ADP
ejif-4633	312	11	households	household	NOUN
ejif-4633	312	12	before	before	ADP
ejif-4633	312	13	borrowing	borrowing	NOUN
ejif-4633	312	14	was	be	AUX
ejif-4633	312	15	pak	pak	NOUN
ejif-4633	312	16	rs	rs	NOUN
ejif-4633	312	17	.	.	PUNCT
ejif-4633	312	18	82,281	82,281	NUM
ejif-4633	312	19	and	and	CCONJ
ejif-4633	312	20	after	after	ADP
ejif-4633	312	21	borrowing	borrowing	NOUN
ejif-4633	312	22	was	be	AUX
ejif-4633	312	23	pak	pak	NOUN
ejif-4633	312	24	rs	rs	NOUN
ejif-4633	312	25	.	.	PUNCT
ejif-4633	313	1	100,901	100,901	NUM
ejif-4633	313	2	.	.	PUNCT
ejif-4633	314	1	it	it	PRON
ejif-4633	314	2	is	be	AUX
ejif-4633	314	3	observed	observe	VERB
ejif-4633	314	4	that	that	SCONJ
ejif-4633	314	5	there	there	PRON
ejif-4633	314	6	is	be	VERB
ejif-4633	314	7	an	an	DET
ejif-4633	314	8	average	average	ADJ
ejif-4633	314	9	increase	increase	NOUN
ejif-4633	314	10	of	of	ADP
ejif-4633	314	11	pak	pak	NOUN
ejif-4633	314	12	rs	rs	NOUN
ejif-4633	314	13	.	.	PUNCT
ejif-4633	315	1	18,620	18,620	NUM
ejif-4633	315	2	(	(	PUNCT
ejif-4633	315	3	23	23	NUM
ejif-4633	315	4	%	%	NOUN
ejif-4633	315	5	)	)	PUNCT
ejif-4633	315	6	in	in	ADP
ejif-4633	315	7	the	the	DET
ejif-4633	315	8	household	household	NOUN
ejif-4633	315	9	income	income	NOUN
ejif-4633	315	10	of	of	ADP
ejif-4633	315	11	urban	urban	ADJ
ejif-4633	315	12	borrowers	borrower	NOUN
ejif-4633	315	13	.	.	PUNCT
ejif-4633	316	1	it	it	PRON
ejif-4633	316	2	is	be	AUX
ejif-4633	316	3	further	far	ADV
ejif-4633	316	4	noticed	notice	VERB
ejif-4633	316	5	that	that	SCONJ
ejif-4633	316	6	urban	urban	ADJ
ejif-4633	316	7	borrowers	borrower	NOUN
ejif-4633	316	8	have	have	VERB
ejif-4633	316	9	a	a	DET
ejif-4633	316	10	higher	high	ADJ
ejif-4633	316	11	increase	increase	NOUN
ejif-4633	316	12	of	of	ADP
ejif-4633	316	13	5	5	NUM
ejif-4633	316	14	%	%	NOUN
ejif-4633	316	15	as	as	ADP
ejif-4633	316	16	compared	compare	VERB
ejif-4633	316	17	to	to	ADP
ejif-4633	316	18	rural	rural	ADJ
ejif-4633	316	19	borrowers	borrower	NOUN
ejif-4633	316	20	.	.	PUNCT
ejif-4633	317	1	the	the	DET
ejif-4633	317	2	higher	high	ADJ
ejif-4633	317	3	increase	increase	NOUN
ejif-4633	317	4	in	in	ADP
ejif-4633	317	5	income	income	NOUN
ejif-4633	317	6	of	of	ADP
ejif-4633	317	7	urban	urban	ADJ
ejif-4633	317	8	borrowers	borrower	NOUN
ejif-4633	317	9	has	have	AUX
ejif-4633	317	10	been	be	AUX
ejif-4633	317	11	witnessed	witness	VERB
ejif-4633	317	12	from	from	ADP
ejif-4633	317	13	the	the	DET
ejif-4633	317	14	following	follow	VERB
ejif-4633	317	15	business	business	NOUN
ejif-4633	317	16	activities	activity	NOUN
ejif-4633	317	17	:	:	PUNCT
ejif-4633	317	18			NOUN
ejif-4633	317	19	30	30	NUM
ejif-4633	317	20	%	%	NOUN
ejif-4633	317	21	to	to	PART
ejif-4633	317	22	34	34	NUM
ejif-4633	317	23	%	%	NOUN
ejif-4633	317	24	increase	increase	NOUN
ejif-4633	317	25	:	:	PUNCT
ejif-4633	317	26	other	other	ADJ
ejif-4633	317	27	small	small	ADJ
ejif-4633	317	28	business	business	NOUN
ejif-4633	317	29	activities	activity	NOUN
ejif-4633	317	30	such	such	ADJ
ejif-4633	317	31	as	as	ADP
ejif-4633	317	32	retail	retail	ADJ
ejif-4633	317	33	shops	shop	NOUN
ejif-4633	317	34	fall	fall	VERB
ejif-4633	317	35	in	in	ADP
ejif-4633	317	36	this	this	DET
ejif-4633	317	37	range	range	NOUN
ejif-4633	317	38	which	which	PRON
ejif-4633	317	39	provides	provide	VERB
ejif-4633	317	40	the	the	DET
ejif-4633	317	41	highest	high	ADJ
ejif-4633	317	42	increase	increase	NOUN
ejif-4633	317	43	of	of	ADP
ejif-4633	317	44	32	32	NUM
ejif-4633	317	45	%	%	NOUN
ejif-4633	317	46	in	in	ADP
ejif-4633	317	47	the	the	DET
ejif-4633	317	48	yearly	yearly	ADJ
ejif-4633	317	49	income	income	NOUN
ejif-4633	317	50	.	.	PUNCT
ejif-4633	318	1			NOUN
ejif-4633	318	2	25	25	NUM
ejif-4633	318	3	%	%	NOUN
ejif-4633	318	4	to	to	PART
ejif-4633	318	5	29	29	NUM
ejif-4633	318	6	%	%	NOUN
ejif-4633	318	7	increase	increase	NOUN
ejif-4633	318	8	:	:	PUNCT
ejif-4633	318	9	construction	construction	NOUN
ejif-4633	318	10	and	and	CCONJ
ejif-4633	318	11	materials	material	NOUN
ejif-4633	318	12	business	business	NOUN
ejif-4633	318	13	activities	activity	NOUN
ejif-4633	318	14	,	,	PUNCT
ejif-4633	318	15	stationery	stationery	NOUN
ejif-4633	318	16	&	&	CCONJ
ejif-4633	318	17	printing	printing	NOUN
ejif-4633	318	18	,	,	PUNCT
ejif-4633	318	19	transportation	transportation	NOUN
ejif-4633	318	20	,	,	PUNCT
ejif-4633	318	21	manufacturing	manufacturing	NOUN
ejif-4633	318	22	,	,	PUNCT
ejif-4633	318	23	and	and	CCONJ
ejif-4633	318	24	mechanical	mechanical	ADJ
ejif-4633	318	25	workshops	workshop	NOUN
ejif-4633	318	26	lie	lie	VERB
ejif-4633	318	27	under	under	ADP
ejif-4633	318	28	this	this	DET
ejif-4633	318	29	category	category	NOUN
ejif-4633	318	30	.	.	PUNCT
ejif-4633	319	1	however	however	ADV
ejif-4633	319	2	,	,	PUNCT
ejif-4633	319	3	construction	construction	PROPN
ejif-4633	319	4	&	&	CCONJ
ejif-4633	319	5	materials	material	NOUN
ejif-4633	319	6	business	business	NOUN
ejif-4633	319	7	activity	activity	NOUN
ejif-4633	319	8	provides	provide	VERB
ejif-4633	319	9	the	the	DET
ejif-4633	319	10	overall	overall	ADJ
ejif-4633	319	11	second	second	ADV
ejif-4633	319	12	-	-	PUNCT
ejif-4633	319	13	highest	high	ADJ
ejif-4633	319	14	increase	increase	NOUN
ejif-4633	319	15	of	of	ADP
ejif-4633	319	16	28	28	NUM
ejif-4633	319	17	%	%	NOUN
ejif-4633	319	18	in	in	ADP
ejif-4633	319	19	the	the	DET
ejif-4633	319	20	yearly	yearly	ADJ
ejif-4633	319	21	income	income	NOUN
ejif-4633	319	22	.	.	PUNCT
ejif-4633	320	1	in	in	ADP
ejif-4633	320	2	your	your	PRON
ejif-4633	320	3	paper	paper	NOUN
ejif-4633	320	4	title	title	NOUN
ejif-4633	320	5	,	,	PUNCT
ejif-4633	320	6	if	if	SCONJ
ejif-4633	320	7	the	the	DET
ejif-4633	320	8	words	word	NOUN
ejif-4633	320	9	“	"	PUNCT
ejif-4633	320	10	that	that	PRON
ejif-4633	320	11	uses	use	VERB
ejif-4633	320	12	”	"	PUNCT
ejif-4633	320	13	can	can	AUX
ejif-4633	320	14	accurately	accurately	ADV
ejif-4633	320	15	replace	replace	VERB
ejif-4633	320	16	the	the	DET
ejif-4633	320	17	word	word	NOUN
ejif-4633	320	18	“	"	PUNCT
ejif-4633	320	19	using	use	VERB
ejif-4633	320	20	”	"	PUNCT
ejif-4633	320	21	,	,	PUNCT
ejif-4633	320	22	capitalize	capitalize	VERB
ejif-4633	320	23	the	the	DET
ejif-4633	320	24	“	"	PUNCT
ejif-4633	320	25	u	u	NOUN
ejif-4633	320	26	”	"	PUNCT
ejif-4633	320	27	;	;	PUNCT
ejif-4633	320	28	if	if	SCONJ
ejif-4633	320	29	not	not	PART
ejif-4633	320	30	,	,	PUNCT
ejif-4633	320	31	keep	keep	VERB
ejif-4633	320	32	using	use	VERB
ejif-4633	320	33	lower-cased.furthermore	lower-cased.furthermore	PROPN
ejif-4633	320	34	,	,	PUNCT
ejif-4633	320	35	stationary	stationary	ADJ
ejif-4633	320	36	&	&	CCONJ
ejif-4633	320	37	printing	printing	NOUN
ejif-4633	320	38	,	,	PUNCT
ejif-4633	320	39	transportation	transportation	NOUN
ejif-4633	320	40	,	,	PUNCT
ejif-4633	320	41	and	and	CCONJ
ejif-4633	320	42	manufacturing	manufacturing	NOUN
ejif-4633	320	43	activities	activity	NOUN
ejif-4633	320	44	provide	provide	VERB
ejif-4633	320	45	the	the	DET
ejif-4633	320	46	third	third	ADV
ejif-4633	320	47	-	-	PUNCT
ejif-4633	320	48	highest	high	ADJ
ejif-4633	320	49	increase	increase	NOUN
ejif-4633	320	50	of	of	ADP
ejif-4633	320	51	26	26	NUM
ejif-4633	320	52	%	%	NOUN
ejif-4633	320	53	in	in	ADP
ejif-4633	320	54	the	the	DET
ejif-4633	320	55	yearly	yearly	ADJ
ejif-4633	320	56	income	income	NOUN
ejif-4633	320	57	.	.	PUNCT
ejif-4633	321	1	ejif	ejif	PROPN
ejif-4633	321	2	–	–	PUNCT
ejif-4633	321	3	european	european	PROPN
ejif-4633	321	4	journal	journal	PROPN
ejif-4633	321	5	of	of	ADP
ejif-4633	321	6	islamic	islamic	PROPN
ejif-4633	321	7	finance	finance	PROPN
ejif-4633	321	8	second	second	ADJ
ejif-4633	321	9	special	special	ADJ
ejif-4633	321	10	issue	issue	NOUN
ejif-4633	321	11	for	for	ADP
ejif-4633	321	12	ejif	ejif	PROPN
ejif-4633	321	13	workshop	workshop	PROPN
ejif-4633	321	14	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4633	321	15	issn	issn	PROPN
ejif-4633	321	16	2421	2421	NUM
ejif-4633	321	17	-	-	SYM
ejif-4633	321	18	2172	2172	NUM
ejif-4633	321	19	7	7	NUM
ejif-4633	321	20			NOUN
ejif-4633	321	21	20	20	NUM
ejif-4633	321	22	%	%	NOUN
ejif-4633	321	23	to	to	PART
ejif-4633	321	24	24	24	NUM
ejif-4633	321	25	%	%	NOUN
ejif-4633	321	26	increase	increase	NOUN
ejif-4633	321	27	:	:	PUNCT
ejif-4633	321	28	auto	auto	NOUN
ejif-4633	321	29	workshops	workshop	NOUN
ejif-4633	321	30	,	,	PUNCT
ejif-4633	321	31	beauty	beauty	NOUN
ejif-4633	321	32	salons	salon	NOUN
ejif-4633	321	33	,	,	PUNCT
ejif-4633	321	34	and	and	CCONJ
ejif-4633	321	35	housing	housing	NOUN
ejif-4633	321	36	business	business	NOUN
ejif-4633	321	37	activities	activity	NOUN
ejif-4633	321	38	fall	fall	VERB
ejif-4633	321	39	in	in	ADP
ejif-4633	321	40	this	this	DET
ejif-4633	321	41	range	range	NOUN
ejif-4633	321	42	.	.	PUNCT
ejif-4633	322	1			X
ejif-4633	322	2	15	15	NUM
ejif-4633	322	3	%	%	NOUN
ejif-4633	322	4	to	to	PART
ejif-4633	322	5	19	19	NUM
ejif-4633	322	6	%	%	NOUN
ejif-4633	322	7	increase	increase	NOUN
ejif-4633	322	8	:	:	PUNCT
ejif-4633	322	9	electronics	electronic	NOUN
ejif-4633	322	10	and	and	CCONJ
ejif-4633	322	11	grocery	grocery	NOUN
ejif-4633	322	12	shops	shop	NOUN
ejif-4633	322	13	provide	provide	VERB
ejif-4633	322	14	the	the	DET
ejif-4633	322	15	lowest	low	ADJ
ejif-4633	322	16	increase	increase	NOUN
ejif-4633	322	17	of	of	ADP
ejif-4633	322	18	16	16	NUM
ejif-4633	322	19	%	%	NOUN
ejif-4633	322	20	and	and	CCONJ
ejif-4633	322	21	18	18	NUM
ejif-4633	322	22	%	%	NOUN
ejif-4633	322	23	respectively	respectively	ADV
ejif-4633	322	24	the	the	DET
ejif-4633	322	25	average	average	ADJ
ejif-4633	322	26	increase	increase	NOUN
ejif-4633	322	27	yearly	yearly	ADJ
ejif-4633	322	28	income	income	NOUN
ejif-4633	322	29	of	of	ADP
ejif-4633	322	30	urban	urban	ADJ
ejif-4633	322	31	borrowers	borrower	NOUN
ejif-4633	322	32	is	be	AUX
ejif-4633	322	33	23	23	NUM
ejif-4633	322	34	%	%	NOUN
ejif-4633	322	35	(	(	PUNCT
ejif-4633	322	36	average	average	NOUN
ejif-4633	322	37	of	of	ADP
ejif-4633	322	38	all	all	DET
ejif-4633	322	39	the	the	DET
ejif-4633	322	40	above	above	ADV
ejif-4633	322	41	described	describe	VERB
ejif-4633	322	42	multiple	multiple	ADJ
ejif-4633	322	43	activities	activity	NOUN
ejif-4633	322	44	)	)	PUNCT
ejif-4633	322	45	.	.	PUNCT
ejif-4633	323	1	the	the	DET
ejif-4633	323	2	result	result	NOUN
ejif-4633	323	3	is	be	AUX
ejif-4633	323	4	a	a	DET
ejif-4633	323	5	manifestation	manifestation	NOUN
ejif-4633	323	6	of	of	ADP
ejif-4633	323	7	the	the	DET
ejif-4633	323	8	effect	effect	NOUN
ejif-4633	323	9	of	of	ADP
ejif-4633	323	10	the	the	DET
ejif-4633	323	11	place	place	NOUN
ejif-4633	323	12	of	of	ADP
ejif-4633	323	13	the	the	DET
ejif-4633	323	14	borrower	borrower	NOUN
ejif-4633	323	15	on	on	ADP
ejif-4633	323	16	the	the	DET
ejif-4633	323	17	level	level	NOUN
ejif-4633	323	18	of	of	ADP
ejif-4633	323	19	success	success	NOUN
ejif-4633	323	20	accrued	accrue	VERB
ejif-4633	323	21	.	.	PUNCT
ejif-4633	324	1	the	the	DET
ejif-4633	324	2	increase	increase	NOUN
ejif-4633	324	3	in	in	ADP
ejif-4633	324	4	the	the	DET
ejif-4633	324	5	income	income	NOUN
ejif-4633	324	6	of	of	ADP
ejif-4633	324	7	urban	urban	ADJ
ejif-4633	324	8	dwellers	dweller	NOUN
ejif-4633	324	9	is	be	AUX
ejif-4633	324	10	higher	high	ADJ
ejif-4633	324	11	than	than	ADP
ejif-4633	324	12	rural	rural	ADJ
ejif-4633	324	13	households	household	NOUN
ejif-4633	324	14	.	.	PUNCT
ejif-4633	325	1	according	accord	VERB
ejif-4633	325	2	to	to	ADP
ejif-4633	325	3	akhuwat	akhuwat	ADJ
ejif-4633	325	4	management	management	NOUN
ejif-4633	325	5	,	,	PUNCT
ejif-4633	325	6	borrowers	borrower	NOUN
ejif-4633	325	7	of	of	ADP
ejif-4633	325	8	urban	urban	ADJ
ejif-4633	325	9	centers	center	NOUN
ejif-4633	325	10	have	have	VERB
ejif-4633	325	11	certain	certain	ADJ
ejif-4633	325	12	advantages	advantage	NOUN
ejif-4633	325	13	that	that	SCONJ
ejif-4633	325	14	those	those	PRON
ejif-4633	325	15	in	in	ADP
ejif-4633	325	16	rural	rural	ADJ
ejif-4633	325	17	areas	area	NOUN
ejif-4633	325	18	do	do	AUX
ejif-4633	325	19	not	not	PART
ejif-4633	325	20	have	have	VERB
ejif-4633	325	21	.	.	PUNCT
ejif-4633	326	1	these	these	DET
ejif-4633	326	2	advantages	advantage	NOUN
ejif-4633	326	3	include	include	VERB
ejif-4633	326	4	skill	skill	NOUN
ejif-4633	326	5	development	development	NOUN
ejif-4633	326	6	,	,	PUNCT
ejif-4633	326	7	broader	broad	ADJ
ejif-4633	326	8	customer	customer	NOUN
ejif-4633	326	9	base	base	NOUN
ejif-4633	326	10	,	,	PUNCT
ejif-4633	326	11	the	the	DET
ejif-4633	326	12	ability	ability	NOUN
ejif-4633	326	13	to	to	PART
ejif-4633	326	14	expand	expand	VERB
ejif-4633	326	15	the	the	DET
ejif-4633	326	16	scale	scale	NOUN
ejif-4633	326	17	of	of	ADP
ejif-4633	326	18	business	business	NOUN
ejif-4633	326	19	and	and	CCONJ
ejif-4633	326	20	material	material	NOUN
ejif-4633	326	21	impact	impact	NOUN
ejif-4633	326	22	to	to	PART
ejif-4633	326	23	make	make	VERB
ejif-4633	326	24	a	a	DET
ejif-4633	326	25	profit	profit	NOUN
ejif-4633	326	26	within	within	ADP
ejif-4633	326	27	the	the	DET
ejif-4633	326	28	shortest	short	ADJ
ejif-4633	326	29	possible	possible	ADJ
ejif-4633	326	30	time	time	NOUN
ejif-4633	326	31	.	.	PUNCT
ejif-4633	327	1	it	it	PRON
ejif-4633	327	2	is	be	AUX
ejif-4633	327	3	important	important	ADJ
ejif-4633	327	4	to	to	PART
ejif-4633	327	5	note	note	VERB
ejif-4633	327	6	that	that	SCONJ
ejif-4633	327	7	although	although	SCONJ
ejif-4633	327	8	the	the	DET
ejif-4633	327	9	rural	rural	ADJ
ejif-4633	327	10	dwellers	dweller	NOUN
ejif-4633	327	11	had	have	VERB
ejif-4633	327	12	a	a	DET
ejif-4633	327	13	modest	modest	ADJ
ejif-4633	327	14	change	change	NOUN
ejif-4633	327	15	in	in	ADP
ejif-4633	327	16	income	income	NOUN
ejif-4633	327	17	as	as	SCONJ
ejif-4633	327	18	compared	compare	VERB
ejif-4633	327	19	to	to	ADP
ejif-4633	327	20	the	the	DET
ejif-4633	327	21	city	city	NOUN
ejif-4633	327	22	dwellers	dweller	NOUN
ejif-4633	327	23	,	,	PUNCT
ejif-4633	327	24	they	they	PRON
ejif-4633	327	25	were	be	AUX
ejif-4633	327	26	able	able	ADJ
ejif-4633	327	27	to	to	PART
ejif-4633	327	28	pay	pay	VERB
ejif-4633	327	29	the	the	DET
ejif-4633	327	30	loans	loan	NOUN
ejif-4633	327	31	they	they	PRON
ejif-4633	327	32	contracted	contract	VERB
ejif-4633	327	33	.	.	PUNCT
ejif-4633	328	1	according	accord	VERB
ejif-4633	328	2	to	to	ADP
ejif-4633	328	3	akhuwat	akhuwat	ADJ
ejif-4633	328	4	,	,	PUNCT
ejif-4633	328	5	borrowers	borrower	NOUN
ejif-4633	328	6	were	be	AUX
ejif-4633	328	7	able	able	ADJ
ejif-4633	328	8	to	to	PART
ejif-4633	328	9	pay	pay	VERB
ejif-4633	328	10	the	the	DET
ejif-4633	328	11	loans	loan	NOUN
ejif-4633	328	12	within	within	ADP
ejif-4633	328	13	the	the	DET
ejif-4633	328	14	agreed	agree	VERB
ejif-4633	328	15	period	period	NOUN
ejif-4633	328	16	.	.	PUNCT
ejif-4633	329	1	they	they	PRON
ejif-4633	329	2	also	also	ADV
ejif-4633	329	3	have	have	VERB
ejif-4633	329	4	an	an	DET
ejif-4633	329	5	easy	easy	ADJ
ejif-4633	329	6	installment	installment	NOUN
ejif-4633	329	7	plan	plan	NOUN
ejif-4633	329	8	to	to	PART
ejif-4633	329	9	facilitate	facilitate	VERB
ejif-4633	329	10	their	their	PRON
ejif-4633	329	11	repayment	repayment	NOUN
ejif-4633	329	12	capabilities	capability	NOUN
ejif-4633	329	13	.	.	PUNCT
ejif-4633	330	1	the	the	DET
ejif-4633	330	2	capacity	capacity	NOUN
ejif-4633	330	3	most	most	ADJ
ejif-4633	330	4	of	of	ADP
ejif-4633	330	5	the	the	DET
ejif-4633	330	6	borrowers	borrower	NOUN
ejif-4633	330	7	from	from	ADP
ejif-4633	330	8	urban	urban	ADJ
ejif-4633	330	9	areas	area	NOUN
ejif-4633	330	10	ranges	range	VERB
ejif-4633	330	11	monthly	monthly	ADJ
ejif-4633	330	12	sum	sum	NOUN
ejif-4633	330	13	of	of	ADP
ejif-4633	330	14	1,000	1,000	NUM
ejif-4633	330	15	to	to	ADP
ejif-4633	330	16	3,000	3,000	NUM
ejif-4633	330	17	.	.	PUNCT
ejif-4633	331	1	a	a	DET
ejif-4633	331	2	borrower	borrower	NOUN
ejif-4633	331	3	from	from	ADP
ejif-4633	331	4	rural	rural	ADJ
ejif-4633	331	5	areas	area	NOUN
ejif-4633	331	6	who	who	PRON
ejif-4633	331	7	take	take	VERB
ejif-4633	331	8	a	a	DET
ejif-4633	331	9	loan	loan	NOUN
ejif-4633	331	10	for	for	ADP
ejif-4633	331	11	agriculture	agriculture	NOUN
ejif-4633	331	12	purposes	purpose	NOUN
ejif-4633	331	13	returns	return	VERB
ejif-4633	331	14	the	the	DET
ejif-4633	331	15	money	money	NOUN
ejif-4633	331	16	after	after	ADP
ejif-4633	331	17	six	six	NUM
ejif-4633	331	18	months	month	NOUN
ejif-4633	331	19	upon	upon	SCONJ
ejif-4633	331	20	harvesting	harvest	VERB
ejif-4633	331	21	the	the	DET
ejif-4633	331	22	crops	crop	NOUN
ejif-4633	331	23	.	.	PUNCT
ejif-4633	332	1	since	since	SCONJ
ejif-4633	332	2	akhuwat	akhuwat	VERB
ejif-4633	332	3	provides	provide	VERB
ejif-4633	332	4	flexible	flexible	ADJ
ejif-4633	332	5	and	and	CCONJ
ejif-4633	332	6	affordable	affordable	ADJ
ejif-4633	332	7	repayment	repayment	NOUN
ejif-4633	332	8	plan	plan	NOUN
ejif-4633	332	9	,	,	PUNCT
ejif-4633	332	10	its	its	PRON
ejif-4633	332	11	recovery	recovery	NOUN
ejif-4633	332	12	rate	rate	NOUN
ejif-4633	332	13	is	be	AUX
ejif-4633	332	14	maintained	maintain	VERB
ejif-4633	332	15	at	at	ADP
ejif-4633	332	16	99.80	99.80	NUM
ejif-4633	332	17	%	%	NOUN
ejif-4633	332	18	to	to	ADP
ejif-4633	332	19	about	about	ADP
ejif-4633	332	20	100	100	NUM
ejif-4633	332	21	%	%	NOUN
ejif-4633	332	22	during	during	ADP
ejif-4633	332	23	the	the	DET
ejif-4633	332	24	years	year	NOUN
ejif-4633	332	25	2001	2001	NUM
ejif-4633	332	26	-	-	SYM
ejif-4633	332	27	2017	2017	NUM
ejif-4633	332	28	.	.	PUNCT
ejif-4633	333	1	d.	d.	PROPN
ejif-4633	333	2	impact	impact	PROPN
ejif-4633	333	3	of	of	ADP
ejif-4633	333	4	akhuwat	akhuwat	ADJ
ejif-4633	333	5	borrowing	borrowing	NOUN
ejif-4633	333	6	on	on	ADP
ejif-4633	333	7	spending	spend	VERB
ejif-4633	333	8	this	this	DET
ejif-4633	333	9	section	section	NOUN
ejif-4633	333	10	analyzes	analyze	VERB
ejif-4633	333	11	the	the	DET
ejif-4633	333	12	spending	spending	NOUN
ejif-4633	333	13	and	and	CCONJ
ejif-4633	333	14	food	food	NOUN
ejif-4633	333	15	sufficiency	sufficiency	NOUN
ejif-4633	333	16	level	level	NOUN
ejif-4633	333	17	of	of	ADP
ejif-4633	333	18	borrowers	borrower	NOUN
ejif-4633	333	19	before	before	ADP
ejif-4633	333	20	and	and	CCONJ
ejif-4633	333	21	after	after	ADP
ejif-4633	333	22	borrowing	borrowing	NOUN
ejif-4633	333	23	.	.	PUNCT
ejif-4633	334	1	findings	finding	NOUN
ejif-4633	334	2	revealed	reveal	VERB
ejif-4633	334	3	that	that	SCONJ
ejif-4633	334	4	akhuwat	akhuwat	ADJ
ejif-4633	334	5	microfinance	microfinance	NOUN
ejif-4633	334	6	has	have	VERB
ejif-4633	334	7	a	a	DET
ejif-4633	334	8	significant	significant	ADJ
ejif-4633	334	9	impact	impact	NOUN
ejif-4633	334	10	not	not	PART
ejif-4633	334	11	only	only	ADV
ejif-4633	334	12	on	on	ADP
ejif-4633	334	13	the	the	DET
ejif-4633	334	14	income	income	NOUN
ejif-4633	334	15	increase	increase	NOUN
ejif-4633	334	16	of	of	ADP
ejif-4633	334	17	the	the	DET
ejif-4633	334	18	borrowers	borrower	NOUN
ejif-4633	334	19	but	but	CCONJ
ejif-4633	334	20	also	also	ADV
ejif-4633	334	21	on	on	ADP
ejif-4633	334	22	their	their	PRON
ejif-4633	334	23	spending	spending	NOUN
ejif-4633	334	24	ability	ability	NOUN
ejif-4633	334	25	has	have	AUX
ejif-4633	334	26	increased	increase	VERB
ejif-4633	334	27	.	.	PUNCT
ejif-4633	335	1	they	they	PRON
ejif-4633	335	2	are	be	AUX
ejif-4633	335	3	in	in	ADP
ejif-4633	335	4	the	the	DET
ejif-4633	335	5	position	position	NOUN
ejif-4633	335	6	of	of	ADP
ejif-4633	335	7	meeting	meet	VERB
ejif-4633	335	8	their	their	PRON
ejif-4633	335	9	expenditures	expenditure	NOUN
ejif-4633	335	10	better	well	ADV
ejif-4633	335	11	than	than	ADP
ejif-4633	335	12	before	before	ADP
ejif-4633	335	13	borrowing	borrowing	NOUN
ejif-4633	335	14	.	.	PUNCT
ejif-4633	336	1	their	their	PRON
ejif-4633	336	2	standard	standard	NOUN
ejif-4633	336	3	of	of	ADP
ejif-4633	336	4	living	living	NOUN
ejif-4633	336	5	is	be	AUX
ejif-4633	336	6	improved	improve	VERB
ejif-4633	336	7	.	.	PUNCT
ejif-4633	337	1	borrowers	borrower	NOUN
ejif-4633	337	2	from	from	ADP
ejif-4633	337	3	rural	rural	ADJ
ejif-4633	337	4	and	and	CCONJ
ejif-4633	337	5	urban	urban	ADJ
ejif-4633	337	6	areas	area	NOUN
ejif-4633	337	7	have	have	AUX
ejif-4633	337	8	shown	show	VERB
ejif-4633	337	9	a	a	DET
ejif-4633	337	10	shift	shift	NOUN
ejif-4633	337	11	from	from	ADP
ejif-4633	337	12	lower	low	ADJ
ejif-4633	337	13	spending	spending	NOUN
ejif-4633	337	14	categories	category	NOUN
ejif-4633	337	15	to	to	ADP
ejif-4633	337	16	higher	high	ADJ
ejif-4633	337	17	spending	spending	NOUN
ejif-4633	337	18	categories	category	NOUN
ejif-4633	337	19	.	.	PUNCT
ejif-4633	338	1	the	the	DET
ejif-4633	338	2	percentage	percentage	NOUN
ejif-4633	338	3	of	of	ADP
ejif-4633	338	4	borrowers	borrower	NOUN
ejif-4633	338	5	in	in	ADP
ejif-4633	338	6	rural	rural	ADJ
ejif-4633	338	7	areas	area	NOUN
ejif-4633	338	8	are	be	AUX
ejif-4633	338	9	spending	spend	VERB
ejif-4633	338	10	below	below	ADP
ejif-4633	338	11	pak	pak	PROPN
ejif-4633	338	12	rs	rs	NOUN
ejif-4633	338	13	.	.	PUNCT
ejif-4633	339	1	2,000	2,000	NUM
ejif-4633	339	2	decreased	decrease	VERB
ejif-4633	339	3	from	from	ADP
ejif-4633	339	4	12.5	12.5	NUM
ejif-4633	339	5	%	%	NOUN
ejif-4633	339	6	to	to	PART
ejif-4633	339	7	4	4	NUM
ejif-4633	339	8	%	%	NOUN
ejif-4633	339	9	,	,	PUNCT
ejif-4633	339	10	showing	show	VERB
ejif-4633	339	11	that	that	SCONJ
ejif-4633	339	12	they	they	PRON
ejif-4633	339	13	moved	move	VERB
ejif-4633	339	14	to	to	ADP
ejif-4633	339	15	a	a	DET
ejif-4633	339	16	higher	high	ADJ
ejif-4633	339	17	expenditure	expenditure	NOUN
ejif-4633	339	18	bracket	bracket	NOUN
ejif-4633	339	19	.	.	PUNCT
ejif-4633	340	1	a	a	DET
ejif-4633	340	2	similar	similar	ADJ
ejif-4633	340	3	trend	trend	NOUN
ejif-4633	340	4	was	be	AUX
ejif-4633	340	5	observed	observe	VERB
ejif-4633	340	6	in	in	ADP
ejif-4633	340	7	urban	urban	ADJ
ejif-4633	340	8	areas	area	NOUN
ejif-4633	340	9	where	where	SCONJ
ejif-4633	340	10	the	the	DET
ejif-4633	340	11	percentage	percentage	NOUN
ejif-4633	340	12	of	of	ADP
ejif-4633	340	13	borrowers	borrower	NOUN
ejif-4633	340	14	is	be	AUX
ejif-4633	340	15	spending	spend	VERB
ejif-4633	340	16	below	below	ADP
ejif-4633	340	17	pak	pak	PROPN
ejif-4633	340	18	rs	rs	NOUN
ejif-4633	340	19	.	.	PUNCT
ejif-4633	341	1	2,000	2,000	NUM
ejif-4633	341	2	decreased	decrease	VERB
ejif-4633	341	3	from	from	ADP
ejif-4633	341	4	10.25	10.25	NUM
ejif-4633	341	5	%	%	NOUN
ejif-4633	341	6	to	to	PART
ejif-4633	341	7	3.25	3.25	NUM
ejif-4633	341	8	%	%	NOUN
ejif-4633	341	9	.	.	PUNCT
ejif-4633	342	1	the	the	DET
ejif-4633	342	2	percentage	percentage	NOUN
ejif-4633	342	3	of	of	ADP
ejif-4633	342	4	borrowers	borrower	NOUN
ejif-4633	342	5	in	in	ADP
ejif-4633	342	6	rural	rural	ADJ
ejif-4633	342	7	areas	area	NOUN
ejif-4633	342	8	are	be	AUX
ejif-4633	342	9	spending	spend	VERB
ejif-4633	342	10	between	between	ADP
ejif-4633	342	11	pak	pak	NOUN
ejif-4633	342	12	rs	rs	NOUN
ejif-4633	342	13	.	.	PUNCT
ejif-4633	343	1	2,000	2,000	NUM
ejif-4633	343	2	-	-	SYM
ejif-4633	343	3	4,000	4,000	NUM
ejif-4633	343	4	decreased	decrease	VERB
ejif-4633	343	5	from	from	ADP
ejif-4633	343	6	24.5	24.5	NUM
ejif-4633	343	7	%	%	NOUN
ejif-4633	343	8	to	to	ADP
ejif-4633	343	9	12.25	12.25	NUM
ejif-4633	343	10	%	%	NOUN
ejif-4633	343	11	.	.	PUNCT
ejif-4633	344	1	in	in	ADP
ejif-4633	344	2	urban	urban	ADJ
ejif-4633	344	3	areas	area	NOUN
ejif-4633	344	4	,	,	PUNCT
ejif-4633	344	5	the	the	DET
ejif-4633	344	6	percentage	percentage	NOUN
ejif-4633	344	7	of	of	ADP
ejif-4633	344	8	borrowers	borrower	NOUN
ejif-4633	344	9	is	be	AUX
ejif-4633	344	10	spending	spend	VERB
ejif-4633	344	11	between	between	ADP
ejif-4633	344	12	pak	pak	NOUN
ejif-4633	344	13	rs	rs	NOUN
ejif-4633	344	14	.	.	PUNCT
ejif-4633	345	1	2,000	2,000	NUM
ejif-4633	345	2	-	-	SYM
ejif-4633	345	3	4,000	4,000	NUM
ejif-4633	345	4	decreased	decrease	VERB
ejif-4633	345	5	from	from	ADP
ejif-4633	345	6	18.25	18.25	NUM
ejif-4633	345	7	%	%	NOUN
ejif-4633	345	8	to	to	PART
ejif-4633	345	9	14	14	NUM
ejif-4633	345	10	%	%	NOUN
ejif-4633	345	11	.	.	PUNCT
ejif-4633	346	1	the	the	DET
ejif-4633	346	2	percentage	percentage	NOUN
ejif-4633	346	3	of	of	ADP
ejif-4633	346	4	borrowers	borrower	NOUN
ejif-4633	346	5	in	in	ADP
ejif-4633	346	6	rural	rural	ADJ
ejif-4633	346	7	areas	area	NOUN
ejif-4633	346	8	are	be	AUX
ejif-4633	346	9	spending	spend	VERB
ejif-4633	346	10	between	between	ADP
ejif-4633	346	11	pak	pak	NOUN
ejif-4633	346	12	rs	rs	NOUN
ejif-4633	346	13	.	.	PUNCT
ejif-4633	347	1	4,000	4,000	NUM
ejif-4633	347	2	-	-	SYM
ejif-4633	347	3	6,000	6,000	NUM
ejif-4633	347	4	increased	increase	VERB
ejif-4633	347	5	from	from	ADP
ejif-4633	347	6	28	28	NUM
ejif-4633	347	7	%	%	NOUN
ejif-4633	347	8	to	to	ADP
ejif-4633	347	9	36.25	36.25	NUM
ejif-4633	347	10	%	%	NOUN
ejif-4633	347	11	.	.	PUNCT
ejif-4633	348	1	similarly	similarly	ADV
ejif-4633	348	2	,	,	PUNCT
ejif-4633	348	3	the	the	DET
ejif-4633	348	4	percentage	percentage	NOUN
ejif-4633	348	5	of	of	ADP
ejif-4633	348	6	borrowers	borrower	NOUN
ejif-4633	348	7	in	in	ADP
ejif-4633	348	8	urban	urban	ADJ
ejif-4633	348	9	areas	area	NOUN
ejif-4633	348	10	spending	spend	VERB
ejif-4633	348	11	between	between	ADP
ejif-4633	348	12	pak	pak	NOUN
ejif-4633	348	13	rs	rs	NOUN
ejif-4633	348	14	.	.	PUNCT
ejif-4633	349	1	4,000	4,000	NUM
ejif-4633	349	2	-	-	SYM
ejif-4633	349	3	6,000	6,000	NUM
ejif-4633	349	4	increased	increase	VERB
ejif-4633	349	5	from	from	ADP
ejif-4633	349	6	27.65	27.65	NUM
ejif-4633	349	7	%	%	NOUN
ejif-4633	349	8	to	to	ADP
ejif-4633	349	9	31.75	31.75	NUM
ejif-4633	349	10	%	%	NOUN
ejif-4633	349	11	.	.	PUNCT
ejif-4633	350	1	the	the	DET
ejif-4633	350	2	percentage	percentage	NOUN
ejif-4633	350	3	of	of	ADP
ejif-4633	350	4	borrowers	borrower	NOUN
ejif-4633	350	5	in	in	ADP
ejif-4633	350	6	rural	rural	ADJ
ejif-4633	350	7	areas	area	NOUN
ejif-4633	350	8	are	be	AUX
ejif-4633	350	9	spending	spend	VERB
ejif-4633	350	10	between	between	ADP
ejif-4633	350	11	pak	pak	NOUN
ejif-4633	350	12	rs	rs	NOUN
ejif-4633	350	13	.	.	PUNCT
ejif-4633	351	1	6,000	6,000	NUM
ejif-4633	351	2	-	-	SYM
ejif-4633	351	3	8,000	8,000	NUM
ejif-4633	351	4	increased	increase	VERB
ejif-4633	351	5	from	from	ADP
ejif-4633	351	6	18	18	NUM
ejif-4633	351	7	%	%	NOUN
ejif-4633	351	8	to	to	ADP
ejif-4633	351	9	24.25	24.25	NUM
ejif-4633	351	10	%	%	NOUN
ejif-4633	351	11	.	.	PUNCT
ejif-4633	352	1	similarly	similarly	ADV
ejif-4633	352	2	,	,	PUNCT
ejif-4633	352	3	the	the	DET
ejif-4633	352	4	percentage	percentage	NOUN
ejif-4633	352	5	of	of	ADP
ejif-4633	352	6	borrowers	borrower	NOUN
ejif-4633	352	7	in	in	ADP
ejif-4633	352	8	urban	urban	ADJ
ejif-4633	352	9	areas	area	NOUN
ejif-4633	352	10	spending	spend	VERB
ejif-4633	352	11	between	between	ADP
ejif-4633	352	12	pak	pak	NOUN
ejif-4633	352	13	rs	rs	NOUN
ejif-4633	352	14	.	.	PUNCT
ejif-4633	353	1	6,000	6,000	NUM
ejif-4633	353	2	-	-	SYM
ejif-4633	353	3	8,000	8,000	NUM
ejif-4633	353	4	increased	increase	VERB
ejif-4633	353	5	from	from	ADP
ejif-4633	353	6	22.75	22.75	NUM
ejif-4633	353	7	%	%	NOUN
ejif-4633	353	8	to	to	ADP
ejif-4633	353	9	26.55	26.55	NUM
ejif-4633	353	10	%	%	NOUN
ejif-4633	353	11	.	.	PUNCT
ejif-4633	354	1	the	the	DET
ejif-4633	354	2	percentage	percentage	NOUN
ejif-4633	354	3	of	of	ADP
ejif-4633	354	4	borrowers	borrower	NOUN
ejif-4633	354	5	in	in	ADP
ejif-4633	354	6	rural	rural	ADJ
ejif-4633	354	7	areas	area	NOUN
ejif-4633	354	8	are	be	AUX
ejif-4633	354	9	spending	spend	VERB
ejif-4633	354	10	at	at	ADP
ejif-4633	354	11	higher	high	ADJ
ejif-4633	354	12	amounts	amount	NOUN
ejif-4633	354	13	:	:	PUNCT
ejif-4633	354	14	between	between	ADP
ejif-4633	354	15	pak	pak	NOUN
ejif-4633	354	16	rs	rs	NOUN
ejif-4633	354	17	.	.	PUNCT
ejif-4633	355	1	8,000	8,000	NUM
ejif-4633	355	2	-	-	SYM
ejif-4633	355	3	10,000	10,000	NUM
ejif-4633	355	4	and	and	CCONJ
ejif-4633	355	5	greater	great	ADJ
ejif-4633	355	6	than	than	ADP
ejif-4633	355	7	pak	pak	NOUN
ejif-4633	355	8	rs	rs	NOUN
ejif-4633	355	9	.	.	PUNCT
ejif-4633	356	1	10,000	10,000	NUM
ejif-4633	356	2	increased	increase	VERB
ejif-4633	356	3	from	from	ADP
ejif-4633	356	4	15	15	NUM
ejif-4633	356	5	%	%	NOUN
ejif-4633	356	6	to	to	ADP
ejif-4633	356	7	18.5	18.5	NUM
ejif-4633	356	8	%	%	NOUN
ejif-4633	356	9	,	,	PUNCT
ejif-4633	356	10	and	and	CCONJ
ejif-4633	356	11	2	2	NUM
ejif-4633	356	12	%	%	NOUN
ejif-4633	356	13	to	to	ADP
ejif-4633	356	14	4.75	4.75	NUM
ejif-4633	356	15	%	%	NOUN
ejif-4633	356	16	,	,	PUNCT
ejif-4633	356	17	respectively	respectively	ADV
ejif-4633	356	18	.	.	PUNCT
ejif-4633	357	1	in	in	ADP
ejif-4633	357	2	urban	urban	ADJ
ejif-4633	357	3	areas	area	NOUN
ejif-4633	357	4	,	,	PUNCT
ejif-4633	357	5	the	the	DET
ejif-4633	357	6	percentage	percentage	NOUN
ejif-4633	357	7	of	of	ADP
ejif-4633	357	8	borrowers	borrower	NOUN
ejif-4633	357	9	spending	spend	VERB
ejif-4633	357	10	:	:	PUNCT
ejif-4633	357	11	between	between	ADP
ejif-4633	357	12	pak	pak	NOUN
ejif-4633	357	13	rs	rs	NOUN
ejif-4633	357	14	.	.	PUNCT
ejif-4633	357	15	8,000	8,000	NUM
ejif-4633	357	16	-	-	SYM
ejif-4633	357	17	10,000	10,000	NUM
ejif-4633	357	18	and	and	CCONJ
ejif-4633	357	19	greater	great	ADJ
ejif-4633	357	20	than	than	ADP
ejif-4633	357	21	pak	pak	NOUN
ejif-4633	357	22	rs	rs	NOUN
ejif-4633	357	23	.	.	PUNCT
ejif-4633	357	24	10,000	10,000	NUM
ejif-4633	357	25	increased	increase	VERB
ejif-4633	357	26	from	from	ADP
ejif-4633	357	27	17	17	NUM
ejif-4633	357	28	%	%	NOUN
ejif-4633	357	29	to	to	ADP
ejif-4633	357	30	19.45	19.45	NUM
ejif-4633	357	31	%	%	NOUN
ejif-4633	357	32	,	,	PUNCT
ejif-4633	357	33	and	and	CCONJ
ejif-4633	357	34	4.1	4.1	NUM
ejif-4633	357	35	%	%	NOUN
ejif-4633	357	36	to	to	PART
ejif-4633	357	37	5	5	NUM
ejif-4633	357	38	%	%	NOUN
ejif-4633	357	39	,	,	PUNCT
ejif-4633	357	40	respectively	respectively	ADV
ejif-4633	357	41	.	.	PUNCT
ejif-4633	358	1	the	the	DET
ejif-4633	358	2	findings	finding	NOUN
ejif-4633	358	3	revealed	reveal	VERB
ejif-4633	358	4	that	that	SCONJ
ejif-4633	358	5	a	a	DET
ejif-4633	358	6	higher	high	ADJ
ejif-4633	358	7	percentage	percentage	NOUN
ejif-4633	358	8	of	of	ADP
ejif-4633	358	9	borrowers	borrower	NOUN
ejif-4633	358	10	in	in	ADP
ejif-4633	358	11	both	both	CCONJ
ejif-4633	358	12	urban	urban	ADJ
ejif-4633	358	13	and	and	CCONJ
ejif-4633	358	14	rural	rural	ADJ
ejif-4633	358	15	areas	area	NOUN
ejif-4633	358	16	spent	spend	VERB
ejif-4633	358	17	higher	high	ADJ
ejif-4633	358	18	amounts	amount	NOUN
ejif-4633	358	19	after	after	ADP
ejif-4633	358	20	borrowing	borrow	VERB
ejif-4633	358	21	.	.	PUNCT
ejif-4633	359	1	the	the	DET
ejif-4633	359	2	greatest	great	ADJ
ejif-4633	359	3	amount	amount	NOUN
ejif-4633	359	4	of	of	ADP
ejif-4633	359	5	increase	increase	NOUN
ejif-4633	359	6	was	be	AUX
ejif-4633	359	7	seen	see	VERB
ejif-4633	359	8	in	in	ADP
ejif-4633	359	9	the	the	DET
ejif-4633	359	10	middle	middle	ADJ
ejif-4633	359	11	range	range	NOUN
ejif-4633	359	12	of	of	ADP
ejif-4633	359	13	pak	pak	NOUN
ejif-4633	359	14	rs	r	NOUN
ejif-4633	359	15	.	.	PUNCT
ejif-4633	360	1	4,000	4,000	NUM
ejif-4633	360	2	-	-	SYM
ejif-4633	360	3	6,000	6,000	NUM
ejif-4633	360	4	in	in	ADP
ejif-4633	360	5	both	both	DET
ejif-4633	360	6	areas	area	NOUN
ejif-4633	360	7	.	.	PUNCT
ejif-4633	361	1	e.	e.	PROPN
ejif-4633	361	2	food	food	PROPN
ejif-4633	361	3	sufficiency	sufficiency	PROPN
ejif-4633	361	4	level	level	NOUN
ejif-4633	361	5	most	most	ADJ
ejif-4633	361	6	of	of	ADP
ejif-4633	361	7	the	the	DET
ejif-4633	361	8	borrowers	borrower	NOUN
ejif-4633	361	9	from	from	ADP
ejif-4633	361	10	the	the	DET
ejif-4633	361	11	rural	rural	ADJ
ejif-4633	361	12	areas	area	NOUN
ejif-4633	361	13	,	,	PUNCT
ejif-4633	361	14	as	as	ADV
ejif-4633	361	15	well	well	ADV
ejif-4633	361	16	as	as	ADP
ejif-4633	361	17	urban	urban	ADJ
ejif-4633	361	18	areas	area	NOUN
ejif-4633	361	19	,	,	PUNCT
ejif-4633	361	20	responded	respond	VERB
ejif-4633	361	21	that	that	SCONJ
ejif-4633	361	22	they	they	PRON
ejif-4633	361	23	have	have	VERB
ejif-4633	361	24	complete	complete	ADJ
ejif-4633	361	25	meals	meal	NOUN
ejif-4633	361	26	.	.	PUNCT
ejif-4633	362	1	93.2	93.2	NUM
ejif-4633	362	2	%	%	NOUN
ejif-4633	362	3	and	and	CCONJ
ejif-4633	362	4	94.3	94.3	NUM
ejif-4633	362	5	%	%	NOUN
ejif-4633	362	6	of	of	ADP
ejif-4633	362	7	borrowers	borrower	NOUN
ejif-4633	362	8	from	from	ADP
ejif-4633	362	9	rural	rural	ADJ
ejif-4633	362	10	and	and	CCONJ
ejif-4633	362	11	urban	urban	ADJ
ejif-4633	362	12	areas	area	NOUN
ejif-4633	362	13	confirmed	confirm	VERB
ejif-4633	362	14	that	that	SCONJ
ejif-4633	362	15	they	they	PRON
ejif-4633	362	16	have	have	VERB
ejif-4633	362	17	complete	complete	ADJ
ejif-4633	362	18	meals	meal	NOUN
ejif-4633	362	19	most	most	ADJ
ejif-4633	362	20	of	of	ADP
ejif-4633	362	21	the	the	DET
ejif-4633	362	22	time	time	NOUN
ejif-4633	362	23	.	.	PUNCT
ejif-4633	363	1	overall	overall	ADJ
ejif-4633	363	2	food	food	NOUN
ejif-4633	363	3	sufficiency	sufficiency	NOUN
ejif-4633	363	4	in	in	ADP
ejif-4633	363	5	urban	urban	ADJ
ejif-4633	363	6	and	and	CCONJ
ejif-4633	363	7	rural	rural	ADJ
ejif-4633	363	8	areas	area	NOUN
ejif-4633	363	9	is	be	AUX
ejif-4633	363	10	about	about	ADV
ejif-4633	363	11	47	47	NUM
ejif-4633	363	12	percent	percent	NOUN
ejif-4633	363	13	.	.	PUNCT
ejif-4633	364	1	only	only	ADV
ejif-4633	364	2	7.2	7.2	NUM
ejif-4633	364	3	%	%	NOUN
ejif-4633	364	4	and	and	CCONJ
ejif-4633	364	5	6.25	6.25	NUM
ejif-4633	364	6	%	%	NOUN
ejif-4633	364	7	of	of	ADP
ejif-4633	364	8	borrowers	borrower	NOUN
ejif-4633	364	9	from	from	ADP
ejif-4633	364	10	rural	rural	ADJ
ejif-4633	364	11	and	and	CCONJ
ejif-4633	364	12	urban	urban	ADJ
ejif-4633	364	13	areas	area	NOUN
ejif-4633	364	14	replied	reply	VERB
ejif-4633	364	15	that	that	SCONJ
ejif-4633	364	16	they	they	PRON
ejif-4633	364	17	do	do	AUX
ejif-4633	364	18	not	not	PART
ejif-4633	364	19	have	have	VERB
ejif-4633	364	20	enough	enough	ADJ
ejif-4633	364	21	food	food	NOUN
ejif-4633	364	22	.	.	PUNCT
ejif-4633	365	1	generally	generally	ADV
ejif-4633	365	2	,	,	PUNCT
ejif-4633	365	3	the	the	DET
ejif-4633	365	4	households	household	NOUN
ejif-4633	365	5	are	be	AUX
ejif-4633	365	6	in	in	ADP
ejif-4633	365	7	the	the	DET
ejif-4633	365	8	food	food	NOUN
ejif-4633	365	9	self	self	NOUN
ejif-4633	365	10	-	-	PUNCT
ejif-4633	365	11	sufficiency	sufficiency	NOUN
ejif-4633	365	12	level	level	NOUN
ejif-4633	365	13	.	.	PUNCT
ejif-4633	366	1	food	food	NOUN
ejif-4633	366	2	sufficiency	sufficiency	PROPN
ejif-4633	366	3	response	response	NOUN
ejif-4633	366	4	in	in	ADP
ejif-4633	366	5	rural	rural	ADJ
ejif-4633	366	6	areas	area	NOUN
ejif-4633	366	7	ejif	ejif	ADJ
ejif-4633	366	8	–	–	PUNCT
ejif-4633	366	9	european	european	PROPN
ejif-4633	366	10	journal	journal	PROPN
ejif-4633	366	11	of	of	ADP
ejif-4633	366	12	islamic	islamic	PROPN
ejif-4633	366	13	finance	finance	PROPN
ejif-4633	366	14	second	second	ADJ
ejif-4633	366	15	special	special	ADJ
ejif-4633	366	16	issue	issue	NOUN
ejif-4633	366	17	for	for	ADP
ejif-4633	366	18	ejif	ejif	PROPN
ejif-4633	366	19	workshop	workshop	PROPN
ejif-4633	366	20	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4633	366	21	issn	issn	PROPN
ejif-4633	366	22	2421	2421	NUM
ejif-4633	366	23	-	-	SYM
ejif-4633	366	24	2172	2172	NUM
ejif-4633	366	25	8	8	NUM
ejif-4633	366	26	figure	figure	NOUN
ejif-4633	366	27	1	1	NUM
ejif-4633	366	28	.	.	PUNCT
ejif-4633	366	29	food	food	NOUN
ejif-4633	366	30	sufficiency	sufficiency	PROPN
ejif-4633	366	31	response	response	NOUN
ejif-4633	366	32	in	in	ADP
ejif-4633	366	33	urban	urban	ADJ
ejif-4633	366	34	areas	area	NOUN
ejif-4633	366	35	x.	x.	NOUN
ejif-4633	366	36	conclusion	conclusion	NOUN
ejif-4633	366	37	this	this	DET
ejif-4633	366	38	study	study	NOUN
ejif-4633	366	39	has	have	AUX
ejif-4633	366	40	been	be	AUX
ejif-4633	366	41	conducted	conduct	VERB
ejif-4633	366	42	in	in	ADP
ejif-4633	366	43	order	order	NOUN
ejif-4633	366	44	to	to	PART
ejif-4633	366	45	analyze	analyze	VERB
ejif-4633	366	46	the	the	DET
ejif-4633	366	47	relationship	relationship	NOUN
ejif-4633	366	48	between	between	ADP
ejif-4633	366	49	demographic	demographic	ADJ
ejif-4633	366	50	factors	factor	NOUN
ejif-4633	366	51	such	such	ADJ
ejif-4633	366	52	as	as	ADP
ejif-4633	366	53	location	location	NOUN
ejif-4633	366	54	,	,	PUNCT
ejif-4633	366	55	gender	gender	NOUN
ejif-4633	366	56	,	,	PUNCT
ejif-4633	366	57	and	and	CCONJ
ejif-4633	366	58	age	age	NOUN
ejif-4633	366	59	of	of	ADP
ejif-4633	366	60	borrowers	borrower	NOUN
ejif-4633	366	61	and	and	CCONJ
ejif-4633	366	62	results	result	NOUN
ejif-4633	366	63	from	from	ADP
ejif-4633	366	64	the	the	DET
ejif-4633	366	65	interest	interest	NOUN
ejif-4633	366	66	-	-	PUNCT
ejif-4633	366	67	free	free	ADJ
ejif-4633	366	68	loan	loan	NOUN
ejif-4633	366	69	scheme	scheme	NOUN
ejif-4633	366	70	provided	provide	VERB
ejif-4633	366	71	by	by	ADP
ejif-4633	366	72	akhuwat	akhuwat	ADJ
ejif-4633	366	73	organization	organization	NOUN
ejif-4633	366	74	.	.	PUNCT
ejif-4633	367	1	this	this	DET
ejif-4633	367	2	study	study	NOUN
ejif-4633	367	3	also	also	ADV
ejif-4633	367	4	analyzed	analyze	VERB
ejif-4633	367	5	the	the	DET
ejif-4633	367	6	impact	impact	NOUN
ejif-4633	367	7	of	of	ADP
ejif-4633	367	8	education	education	NOUN
ejif-4633	367	9	level	level	NOUN
ejif-4633	367	10	and	and	CCONJ
ejif-4633	367	11	geographic	geographic	ADJ
ejif-4633	367	12	location	location	NOUN
ejif-4633	367	13	of	of	ADP
ejif-4633	367	14	borrowers	borrower	NOUN
ejif-4633	367	15	on	on	ADP
ejif-4633	367	16	the	the	DET
ejif-4633	367	17	utilization	utilization	NOUN
ejif-4633	367	18	of	of	ADP
ejif-4633	367	19	loans	loan	NOUN
ejif-4633	367	20	.	.	PUNCT
ejif-4633	368	1	the	the	DET
ejif-4633	368	2	study	study	NOUN
ejif-4633	368	3	has	have	AUX
ejif-4633	368	4	been	be	AUX
ejif-4633	368	5	based	base	VERB
ejif-4633	368	6	on	on	ADP
ejif-4633	368	7	the	the	DET
ejif-4633	368	8	data	datum	NOUN
ejif-4633	368	9	collected	collect	VERB
ejif-4633	368	10	from	from	ADP
ejif-4633	368	11	akhuwat	akhuwat	ADJ
ejif-4633	368	12	borrowers	borrower	NOUN
ejif-4633	368	13	from	from	ADP
ejif-4633	368	14	rural	rural	ADJ
ejif-4633	368	15	as	as	ADV
ejif-4633	368	16	well	well	ADV
ejif-4633	368	17	as	as	ADP
ejif-4633	368	18	urban	urban	ADJ
ejif-4633	368	19	areas	area	NOUN
ejif-4633	368	20	.	.	PUNCT
ejif-4633	369	1	the	the	DET
ejif-4633	369	2	results	result	NOUN
ejif-4633	369	3	indicate	indicate	VERB
ejif-4633	369	4	that	that	SCONJ
ejif-4633	369	5	average	average	ADJ
ejif-4633	369	6	income	income	NOUN
ejif-4633	369	7	increased	increase	VERB
ejif-4633	369	8	by	by	ADP
ejif-4633	369	9	18	18	NUM
ejif-4633	369	10	%	%	NOUN
ejif-4633	369	11	and	and	CCONJ
ejif-4633	369	12	23	23	NUM
ejif-4633	369	13	%	%	NOUN
ejif-4633	369	14	of	of	ADP
ejif-4633	369	15	rural	rural	ADJ
ejif-4633	369	16	and	and	CCONJ
ejif-4633	369	17	urban	urban	ADJ
ejif-4633	369	18	borrowers	borrower	NOUN
ejif-4633	369	19	respectively	respectively	ADV
ejif-4633	369	20	.	.	PUNCT
ejif-4633	370	1	our	our	PRON
ejif-4633	370	2	result	result	NOUN
ejif-4633	370	3	also	also	ADV
ejif-4633	370	4	shows	show	VERB
ejif-4633	370	5	that	that	SCONJ
ejif-4633	370	6	only	only	ADV
ejif-4633	370	7	0.79	0.79	NUM
ejif-4633	370	8	%	%	NOUN
ejif-4633	370	9	of	of	ADP
ejif-4633	370	10	women	woman	NOUN
ejif-4633	370	11	borrowed	borrow	VERB
ejif-4633	370	12	money	money	NOUN
ejif-4633	370	13	from	from	ADP
ejif-4633	370	14	akhuwat	akhuwat	ADJ
ejif-4633	370	15	to	to	PART
ejif-4633	370	16	run	run	VERB
ejif-4633	370	17	some	some	DET
ejif-4633	370	18	business	business	NOUN
ejif-4633	370	19	activities	activity	NOUN
ejif-4633	370	20	in	in	ADP
ejif-4633	370	21	rural	rural	ADJ
ejif-4633	370	22	areas	area	NOUN
ejif-4633	370	23	.	.	PUNCT
ejif-4633	371	1	the	the	DET
ejif-4633	371	2	results	result	NOUN
ejif-4633	371	3	of	of	ADP
ejif-4633	371	4	the	the	DET
ejif-4633	371	5	study	study	NOUN
ejif-4633	371	6	on	on	ADP
ejif-4633	371	7	this	this	DET
ejif-4633	371	8	factor	factor	NOUN
ejif-4633	371	9	were	be	AUX
ejif-4633	371	10	entirely	entirely	ADV
ejif-4633	371	11	different	different	ADJ
ejif-4633	371	12	in	in	ADP
ejif-4633	371	13	urban	urban	ADJ
ejif-4633	371	14	areas	area	NOUN
ejif-4633	371	15	.	.	PUNCT
ejif-4633	372	1	42.15	42.15	NUM
ejif-4633	372	2	%	%	NOUN
ejif-4633	372	3	of	of	ADP
ejif-4633	372	4	women	woman	NOUN
ejif-4633	372	5	and	and	CCONJ
ejif-4633	372	6	57.85	57.85	NUM
ejif-4633	372	7	%	%	NOUN
ejif-4633	372	8	of	of	ADP
ejif-4633	372	9	men	man	NOUN
ejif-4633	372	10	from	from	ADP
ejif-4633	372	11	urban	urban	ADJ
ejif-4633	372	12	areas	area	NOUN
ejif-4633	372	13	borrowed	borrow	VERB
ejif-4633	372	14	money	money	NOUN
ejif-4633	372	15	to	to	PART
ejif-4633	372	16	run	run	VERB
ejif-4633	372	17	the	the	DET
ejif-4633	372	18	business	business	NOUN
ejif-4633	372	19	.	.	PUNCT
ejif-4633	373	1	some	some	PRON
ejif-4633	373	2	of	of	ADP
ejif-4633	373	3	these	these	DET
ejif-4633	373	4	women	woman	NOUN
ejif-4633	373	5	were	be	AUX
ejif-4633	373	6	single	single	ADJ
ejif-4633	373	7	income	income	NOUN
ejif-4633	373	8	earners	earner	NOUN
ejif-4633	373	9	while	while	SCONJ
ejif-4633	373	10	others	other	NOUN
ejif-4633	373	11	were	be	AUX
ejif-4633	373	12	second	second	ADJ
ejif-4633	373	13	income	income	NOUN
ejif-4633	373	14	earners	earner	NOUN
ejif-4633	373	15	for	for	ADP
ejif-4633	373	16	the	the	DET
ejif-4633	373	17	family	family	NOUN
ejif-4633	373	18	.	.	PUNCT
ejif-4633	374	1	having	have	VERB
ejif-4633	374	2	second	second	ADJ
ejif-4633	374	3	income	income	NOUN
ejif-4633	374	4	earner	earner	NOUN
ejif-4633	374	5	in	in	ADP
ejif-4633	374	6	the	the	DET
ejif-4633	374	7	family	family	NOUN
ejif-4633	374	8	because	because	SCONJ
ejif-4633	374	9	of	of	ADP
ejif-4633	374	10	women	woman	NOUN
ejif-4633	374	11	participating	participate	VERB
ejif-4633	374	12	in	in	ADP
ejif-4633	374	13	the	the	DET
ejif-4633	374	14	economic	economic	ADJ
ejif-4633	374	15	activities	activity	NOUN
ejif-4633	374	16	of	of	ADP
ejif-4633	374	17	the	the	DET
ejif-4633	374	18	family	family	NOUN
ejif-4633	374	19	raises	raise	VERB
ejif-4633	374	20	household	household	NOUN
ejif-4633	374	21	income	income	NOUN
ejif-4633	374	22	as	as	ADV
ejif-4633	374	23	well	well	ADV
ejif-4633	374	24	as	as	ADP
ejif-4633	374	25	helps	help	VERB
ejif-4633	374	26	the	the	DET
ejif-4633	374	27	society	society	NOUN
ejif-4633	374	28	for	for	ADP
ejif-4633	374	29	the	the	DET
ejif-4633	374	30	poverty	poverty	NOUN
ejif-4633	374	31	alleviation	alleviation	NOUN
ejif-4633	374	32	.	.	PUNCT
ejif-4633	375	1	women	woman	NOUN
ejif-4633	375	2	living	live	VERB
ejif-4633	375	3	in	in	ADP
ejif-4633	375	4	urban	urban	ADJ
ejif-4633	375	5	areas	area	NOUN
ejif-4633	375	6	prevail	prevail	VERB
ejif-4633	375	7	certain	certain	ADJ
ejif-4633	375	8	advantages	advantage	NOUN
ejif-4633	375	9	such	such	ADJ
ejif-4633	375	10	as	as	ADP
ejif-4633	375	11	more	more	ADJ
ejif-4633	375	12	economic	economic	ADJ
ejif-4633	375	13	opportunities	opportunity	NOUN
ejif-4633	375	14	,	,	PUNCT
ejif-4633	375	15	social	social	ADJ
ejif-4633	375	16	acceptance	acceptance	NOUN
ejif-4633	375	17	of	of	ADP
ejif-4633	375	18	working	work	VERB
ejif-4633	375	19	women	woman	NOUN
ejif-4633	375	20	,	,	PUNCT
ejif-4633	375	21	higher	high	ADJ
ejif-4633	375	22	competitive	competitive	ADJ
ejif-4633	375	23	environment	environment	NOUN
ejif-4633	375	24	to	to	PART
ejif-4633	375	25	name	name	VERB
ejif-4633	375	26	a	a	DET
ejif-4633	375	27	few	few	ADJ
ejif-4633	375	28	.	.	PUNCT
ejif-4633	376	1	this	this	DET
ejif-4633	376	2	study	study	NOUN
ejif-4633	376	3	also	also	ADV
ejif-4633	376	4	analyzed	analyze	VERB
ejif-4633	376	5	business	business	NOUN
ejif-4633	376	6	activities	activity	NOUN
ejif-4633	376	7	available	available	ADJ
ejif-4633	376	8	in	in	ADP
ejif-4633	376	9	rural	rural	ADJ
ejif-4633	376	10	areas	area	NOUN
ejif-4633	376	11	compared	compare	VERB
ejif-4633	376	12	to	to	ADP
ejif-4633	376	13	the	the	DET
ejif-4633	376	14	opportunities	opportunity	NOUN
ejif-4633	376	15	available	available	ADJ
ejif-4633	376	16	in	in	ADP
ejif-4633	376	17	urban	urban	ADJ
ejif-4633	376	18	areas	area	NOUN
ejif-4633	376	19	.	.	PUNCT
ejif-4633	377	1	the	the	DET
ejif-4633	377	2	study	study	NOUN
ejif-4633	377	3	shows	show	VERB
ejif-4633	377	4	that	that	SCONJ
ejif-4633	377	5	there	there	PRON
ejif-4633	377	6	are	be	VERB
ejif-4633	377	7	not	not	PART
ejif-4633	377	8	many	many	ADJ
ejif-4633	377	9	options	option	NOUN
ejif-4633	377	10	available	available	ADJ
ejif-4633	377	11	to	to	ADP
ejif-4633	377	12	people	people	NOUN
ejif-4633	377	13	living	live	VERB
ejif-4633	377	14	in	in	ADP
ejif-4633	377	15	rural	rural	ADJ
ejif-4633	377	16	areas	area	NOUN
ejif-4633	377	17	.	.	PUNCT
ejif-4633	378	1	our	our	PRON
ejif-4633	378	2	results	result	NOUN
ejif-4633	378	3	indicate	indicate	VERB
ejif-4633	378	4	that	that	SCONJ
ejif-4633	378	5	all	all	PRON
ejif-4633	378	6	of	of	ADP
ejif-4633	378	7	the	the	DET
ejif-4633	378	8	borrowers	borrower	NOUN
ejif-4633	378	9	selected	select	VERB
ejif-4633	378	10	from	from	ADP
ejif-4633	378	11	the	the	DET
ejif-4633	378	12	rural	rural	ADJ
ejif-4633	378	13	areas	area	NOUN
ejif-4633	378	14	were	be	AUX
ejif-4633	378	15	engaged	engage	VERB
ejif-4633	378	16	in	in	ADP
ejif-4633	378	17	farming	farming	NOUN
ejif-4633	378	18	and	and	CCONJ
ejif-4633	378	19	related	related	ADJ
ejif-4633	378	20	activities	activity	NOUN
ejif-4633	378	21	.	.	PUNCT
ejif-4633	379	1	comparing	compare	VERB
ejif-4633	379	2	these	these	DET
ejif-4633	379	3	results	result	NOUN
ejif-4633	379	4	with	with	ADP
ejif-4633	379	5	borrowers	borrower	NOUN
ejif-4633	379	6	from	from	ADP
ejif-4633	379	7	urban	urban	ADJ
ejif-4633	379	8	areas	area	NOUN
ejif-4633	379	9	,	,	PUNCT
ejif-4633	379	10	it	it	PRON
ejif-4633	379	11	became	become	VERB
ejif-4633	379	12	apparent	apparent	ADJ
ejif-4633	379	13	that	that	SCONJ
ejif-4633	379	14	they	they	PRON
ejif-4633	379	15	have	have	VERB
ejif-4633	379	16	far	far	ADV
ejif-4633	379	17	greater	great	ADJ
ejif-4633	379	18	opportunities	opportunity	NOUN
ejif-4633	379	19	available	available	ADJ
ejif-4633	379	20	.	.	PUNCT
ejif-4633	380	1	our	our	PRON
ejif-4633	380	2	results	result	NOUN
ejif-4633	380	3	show	show	VERB
ejif-4633	380	4	that	that	SCONJ
ejif-4633	380	5	they	they	PRON
ejif-4633	380	6	are	be	AUX
ejif-4633	380	7	mainly	mainly	ADV
ejif-4633	380	8	engaged	engage	VERB
ejif-4633	380	9	in	in	ADP
ejif-4633	380	10	retail	retail	NOUN
ejif-4633	380	11	,	,	PUNCT
ejif-4633	380	12	manufacturing	manufacturing	NOUN
ejif-4633	380	13	,	,	PUNCT
ejif-4633	380	14	services	service	NOUN
ejif-4633	380	15	,	,	PUNCT
ejif-4633	380	16	small	small	ADJ
ejif-4633	380	17	businesses	business	NOUN
ejif-4633	380	18	,	,	PUNCT
ejif-4633	380	19	construction	construction	NOUN
ejif-4633	380	20	,	,	PUNCT
ejif-4633	380	21	transportation	transportation	NOUN
ejif-4633	380	22	,	,	PUNCT
ejif-4633	380	23	and	and	CCONJ
ejif-4633	380	24	various	various	ADJ
ejif-4633	380	25	other	other	ADJ
ejif-4633	380	26	activities	activity	NOUN
ejif-4633	380	27	.	.	PUNCT
ejif-4633	381	1	moreover	moreover	ADV
ejif-4633	381	2	,	,	PUNCT
ejif-4633	381	3	the	the	DET
ejif-4633	381	4	main	main	ADJ
ejif-4633	381	5	part	part	NOUN
ejif-4633	381	6	of	of	ADP
ejif-4633	381	7	our	our	PRON
ejif-4633	381	8	study	study	NOUN
ejif-4633	381	9	is	be	AUX
ejif-4633	381	10	to	to	PART
ejif-4633	381	11	compare	compare	VERB
ejif-4633	381	12	the	the	DET
ejif-4633	381	13	impact	impact	NOUN
ejif-4633	381	14	of	of	ADP
ejif-4633	381	15	the	the	DET
ejif-4633	381	16	education	education	NOUN
ejif-4633	381	17	level	level	NOUN
ejif-4633	381	18	of	of	ADP
ejif-4633	381	19	borrowers	borrower	NOUN
ejif-4633	381	20	on	on	ADP
ejif-4633	381	21	their	their	PRON
ejif-4633	381	22	ability	ability	NOUN
ejif-4633	381	23	to	to	PART
ejif-4633	381	24	utilize	utilize	VERB
ejif-4633	381	25	the	the	DET
ejif-4633	381	26	loan	loan	NOUN
ejif-4633	381	27	efficiently	efficiently	ADV
ejif-4633	381	28	.	.	PUNCT
ejif-4633	382	1	the	the	DET
ejif-4633	382	2	study	study	NOUN
ejif-4633	382	3	indicates	indicate	VERB
ejif-4633	382	4	that	that	SCONJ
ejif-4633	382	5	20	20	NUM
ejif-4633	382	6	%	%	NOUN
ejif-4633	382	7	were	be	AUX
ejif-4633	382	8	illiterate	illiterate	ADJ
ejif-4633	382	9	borrowers	borrower	NOUN
ejif-4633	382	10	from	from	ADP
ejif-4633	382	11	rural	rural	ADJ
ejif-4633	382	12	areas	area	NOUN
ejif-4633	382	13	whereas	whereas	SCONJ
ejif-4633	382	14	there	there	PRON
ejif-4633	382	15	were	be	VERB
ejif-4633	382	16	27	27	NUM
ejif-4633	382	17	%	%	NOUN
ejif-4633	382	18	illiterate	illiterate	ADJ
ejif-4633	382	19	borrowers	borrower	NOUN
ejif-4633	382	20	from	from	ADP
ejif-4633	382	21	urban	urban	ADJ
ejif-4633	382	22	areas	area	NOUN
ejif-4633	382	23	.	.	PUNCT
ejif-4633	383	1	also	also	ADV
ejif-4633	383	2	,	,	PUNCT
ejif-4633	383	3	the	the	DET
ejif-4633	383	4	ratio	ratio	NOUN
ejif-4633	383	5	of	of	ADP
ejif-4633	383	6	educated	educate	VERB
ejif-4633	383	7	borrowers	borrower	NOUN
ejif-4633	383	8	was	be	AUX
ejif-4633	383	9	higher	high	ADJ
ejif-4633	383	10	in	in	ADP
ejif-4633	383	11	urban	urban	ADJ
ejif-4633	383	12	areas	area	NOUN
ejif-4633	383	13	compared	compare	VERB
ejif-4633	383	14	to	to	ADP
ejif-4633	383	15	rural	rural	ADJ
ejif-4633	383	16	areas	area	NOUN
ejif-4633	383	17	.	.	PUNCT
ejif-4633	384	1	generally	generally	ADV
ejif-4633	384	2	,	,	PUNCT
ejif-4633	384	3	the	the	DET
ejif-4633	384	4	education	education	NOUN
ejif-4633	384	5	factor	factor	NOUN
ejif-4633	384	6	plays	play	VERB
ejif-4633	384	7	an	an	DET
ejif-4633	384	8	important	important	ADJ
ejif-4633	384	9	role	role	NOUN
ejif-4633	384	10	in	in	ADP
ejif-4633	384	11	better	well	ADJ
ejif-4633	384	12	utilization	utilization	NOUN
ejif-4633	384	13	of	of	ADP
ejif-4633	384	14	the	the	DET
ejif-4633	384	15	loan	loan	NOUN
ejif-4633	384	16	.	.	PUNCT
ejif-4633	385	1	however	however	ADV
ejif-4633	385	2	,	,	PUNCT
ejif-4633	385	3	due	due	ADP
ejif-4633	385	4	to	to	ADP
ejif-4633	385	5	the	the	DET
ejif-4633	385	6	smaller	small	ADJ
ejif-4633	385	7	scale	scale	NOUN
ejif-4633	385	8	of	of	ADP
ejif-4633	385	9	activity	activity	NOUN
ejif-4633	385	10	and	and	CCONJ
ejif-4633	385	11	value	value	NOUN
ejif-4633	385	12	of	of	ADP
ejif-4633	385	13	the	the	DET
ejif-4633	385	14	loan	loan	NOUN
ejif-4633	385	15	,	,	PUNCT
ejif-4633	385	16	the	the	DET
ejif-4633	385	17	education	education	NOUN
ejif-4633	385	18	level	level	NOUN
ejif-4633	385	19	is	be	AUX
ejif-4633	385	20	not	not	PART
ejif-4633	385	21	significant	significant	ADJ
ejif-4633	385	22	in	in	ADP
ejif-4633	385	23	making	make	VERB
ejif-4633	385	24	any	any	DET
ejif-4633	385	25	big	big	ADJ
ejif-4633	385	26	difference	difference	NOUN
ejif-4633	385	27	.	.	PUNCT
ejif-4633	386	1	the	the	DET
ejif-4633	386	2	major	major	ADJ
ejif-4633	386	3	consideration	consideration	NOUN
ejif-4633	386	4	of	of	ADP
ejif-4633	386	5	loan	loan	NOUN
ejif-4633	386	6	approval	approval	NOUN
ejif-4633	386	7	is	be	AUX
ejif-4633	386	8	need	need	NOUN
ejif-4633	386	9	-	-	PUNCT
ejif-4633	386	10	based	base	VERB
ejif-4633	386	11	.	.	PUNCT
ejif-4633	387	1	an	an	DET
ejif-4633	387	2	important	important	ADJ
ejif-4633	387	3	aspect	aspect	NOUN
ejif-4633	387	4	of	of	ADP
ejif-4633	387	5	the	the	DET
ejif-4633	387	6	achievement	achievement	NOUN
ejif-4633	387	7	of	of	ADP
ejif-4633	387	8	positive	positive	ADJ
ejif-4633	387	9	results	result	NOUN
ejif-4633	387	10	from	from	ADP
ejif-4633	387	11	this	this	DET
ejif-4633	387	12	program	program	NOUN
ejif-4633	387	13	is	be	AUX
ejif-4633	387	14	the	the	DET
ejif-4633	387	15	skill	skill	NOUN
ejif-4633	387	16	development	development	NOUN
ejif-4633	387	17	of	of	ADP
ejif-4633	387	18	the	the	DET
ejif-4633	387	19	borrowers	borrower	NOUN
ejif-4633	387	20	.	.	PUNCT
ejif-4633	388	1	individuals	individual	NOUN
ejif-4633	388	2	with	with	ADP
ejif-4633	388	3	an	an	DET
ejif-4633	388	4	entrepreneurial	entrepreneurial	ADJ
ejif-4633	388	5	mindset	mindset	NOUN
ejif-4633	388	6	and	and	CCONJ
ejif-4633	388	7	new	new	ADJ
ejif-4633	388	8	business	business	NOUN
ejif-4633	388	9	ideas	idea	NOUN
ejif-4633	388	10	have	have	AUX
ejif-4633	388	11	done	do	VERB
ejif-4633	388	12	well	well	ADV
ejif-4633	388	13	through	through	ADP
ejif-4633	388	14	this	this	DET
ejif-4633	388	15	program	program	NOUN
ejif-4633	388	16	.	.	PUNCT
ejif-4633	389	1	the	the	DET
ejif-4633	389	2	final	final	ADJ
ejif-4633	389	3	part	part	NOUN
ejif-4633	389	4	of	of	ADP
ejif-4633	389	5	our	our	PRON
ejif-4633	389	6	study	study	NOUN
ejif-4633	389	7	is	be	AUX
ejif-4633	389	8	to	to	PART
ejif-4633	389	9	assess	assess	VERB
ejif-4633	389	10	the	the	DET
ejif-4633	389	11	food	food	NOUN
ejif-4633	389	12	sufficiency	sufficiency	NOUN
ejif-4633	389	13	of	of	ADP
ejif-4633	389	14	borrowers	borrower	NOUN
ejif-4633	389	15	.	.	PUNCT
ejif-4633	390	1	most	most	ADJ
ejif-4633	390	2	of	of	ADP
ejif-4633	390	3	the	the	DET
ejif-4633	390	4	borrowers	borrower	NOUN
ejif-4633	390	5	from	from	ADP
ejif-4633	390	6	rural	rural	ADJ
ejif-4633	390	7	areas	area	NOUN
ejif-4633	390	8	,	,	PUNCT
ejif-4633	390	9	as	as	ADV
ejif-4633	390	10	well	well	ADV
ejif-4633	390	11	as	as	ADP
ejif-4633	390	12	urban	urban	ADJ
ejif-4633	390	13	areas	area	NOUN
ejif-4633	390	14	,	,	PUNCT
ejif-4633	390	15	responded	respond	VERB
ejif-4633	390	16	that	that	SCONJ
ejif-4633	390	17	they	they	PRON
ejif-4633	390	18	have	have	VERB
ejif-4633	390	19	complete	complete	ADJ
ejif-4633	390	20	meals	meal	NOUN
ejif-4633	390	21	.	.	PUNCT
ejif-4633	391	1	93.2	93.2	NUM
ejif-4633	391	2	%	%	NOUN
ejif-4633	391	3	and	and	CCONJ
ejif-4633	391	4	94.3	94.3	NUM
ejif-4633	391	5	%	%	NOUN
ejif-4633	391	6	of	of	ADP
ejif-4633	391	7	borrowers	borrower	NOUN
ejif-4633	391	8	from	from	ADP
ejif-4633	391	9	rural	rural	ADJ
ejif-4633	391	10	and	and	CCONJ
ejif-4633	391	11	urban	urban	ADJ
ejif-4633	391	12	areas	area	NOUN
ejif-4633	391	13	respectively	respectively	ADV
ejif-4633	391	14	confirmed	confirm	VERB
ejif-4633	391	15	that	that	SCONJ
ejif-4633	391	16	they	they	PRON
ejif-4633	391	17	have	have	VERB
ejif-4633	391	18	complete	complete	ADJ
ejif-4633	391	19	meals	meal	NOUN
ejif-4633	391	20	most	most	ADJ
ejif-4633	391	21	of	of	ADP
ejif-4633	391	22	the	the	DET
ejif-4633	391	23	time	time	NOUN
ejif-4633	391	24	.	.	PUNCT
ejif-4633	392	1	overall	overall	ADJ
ejif-4633	392	2	food	food	NOUN
ejif-4633	392	3	sufficiency	sufficiency	NOUN
ejif-4633	392	4	in	in	ADP
ejif-4633	392	5	urban	urban	ADJ
ejif-4633	392	6	and	and	CCONJ
ejif-4633	392	7	rural	rural	ADJ
ejif-4633	392	8	areas	area	NOUN
ejif-4633	392	9	is	be	AUX
ejif-4633	392	10	about	about	ADV
ejif-4633	392	11	47	47	NUM
ejif-4633	392	12	percent	percent	NOUN
ejif-4633	392	13	.	.	PUNCT
ejif-4633	393	1	only	only	ADV
ejif-4633	393	2	7.2	7.2	NUM
ejif-4633	393	3	%	%	NOUN
ejif-4633	393	4	and	and	CCONJ
ejif-4633	393	5	6.25	6.25	NUM
ejif-4633	393	6	%	%	NOUN
ejif-4633	393	7	of	of	ADP
ejif-4633	393	8	borrowers	borrower	NOUN
ejif-4633	393	9	from	from	ADP
ejif-4633	393	10	rural	rural	ADJ
ejif-4633	393	11	and	and	CCONJ
ejif-4633	393	12	urban	urban	ADJ
ejif-4633	393	13	areas	area	NOUN
ejif-4633	393	14	respectively	respectively	ADV
ejif-4633	393	15	replied	reply	VERB
ejif-4633	393	16	that	that	SCONJ
ejif-4633	393	17	they	they	PRON
ejif-4633	393	18	do	do	AUX
ejif-4633	393	19	not	not	PART
ejif-4633	393	20	have	have	VERB
ejif-4633	393	21	enough	enough	ADJ
ejif-4633	393	22	food	food	NOUN
ejif-4633	393	23	.	.	PUNCT
ejif-4633	394	1	generally	generally	ADV
ejif-4633	394	2	,	,	PUNCT
ejif-4633	394	3	the	the	DET
ejif-4633	394	4	households	household	NOUN
ejif-4633	394	5	are	be	AUX
ejif-4633	394	6	in	in	ADP
ejif-4633	394	7	the	the	DET
ejif-4633	394	8	food	food	NOUN
ejif-4633	394	9	selfsufficiency	selfsufficiency	NOUN
ejif-4633	394	10	level	level	NOUN
ejif-4633	394	11	.	.	PUNCT
ejif-4633	395	1	xi	xi	X
ejif-4633	395	2	.	.	PUNCT
ejif-4633	396	1	recommendations	recommendation	NOUN
ejif-4633	396	2	the	the	DET
ejif-4633	396	3	results	result	NOUN
ejif-4633	396	4	of	of	ADP
ejif-4633	396	5	our	our	PRON
ejif-4633	396	6	study	study	NOUN
ejif-4633	396	7	show	show	NOUN
ejif-4633	396	8	that	that	SCONJ
ejif-4633	396	9	akhuwat	akhuwat	VERB
ejif-4633	396	10	interest	interest	NOUN
ejif-4633	396	11	-	-	PUNCT
ejif-4633	396	12	free	free	ADJ
ejif-4633	396	13	loan	loan	NOUN
ejif-4633	396	14	program	program	NOUN
ejif-4633	396	15	has	have	VERB
ejif-4633	396	16	a	a	DET
ejif-4633	396	17	positive	positive	ADJ
ejif-4633	396	18	impact	impact	NOUN
ejif-4633	396	19	on	on	ADP
ejif-4633	396	20	the	the	DET
ejif-4633	396	21	financial	financial	ADJ
ejif-4633	396	22	conditions	condition	NOUN
ejif-4633	396	23	of	of	ADP
ejif-4633	396	24	the	the	DET
ejif-4633	396	25	borrowers	borrower	NOUN
ejif-4633	396	26	.	.	PUNCT
ejif-4633	397	1	the	the	DET
ejif-4633	397	2	following	follow	VERB
ejif-4633	397	3	recommendations	recommendation	NOUN
ejif-4633	397	4	will	will	AUX
ejif-4633	397	5	furtherhelp	furtherhelp	VERB
ejif-4633	397	6	to	to	PART
ejif-4633	397	7	improve	improve	VERB
ejif-4633	397	8	the	the	DET
ejif-4633	397	9	outcome	outcome	NOUN
ejif-4633	397	10	of	of	ADP
ejif-4633	397	11	its	its	PRON
ejif-4633	397	12	program	program	NOUN
ejif-4633	397	13	.	.	PUNCT
ejif-4633	398	1			PROPN
ejif-4633	398	2	provide	provide	VERB
ejif-4633	398	3	vocational	vocational	ADJ
ejif-4633	398	4	training	training	NOUN
ejif-4633	398	5	to	to	ADP
ejif-4633	398	6	people	people	NOUN
ejif-4633	398	7	in	in	ADP
ejif-4633	398	8	rural	rural	ADJ
ejif-4633	398	9	areas	area	NOUN
ejif-4633	398	10	so	so	SCONJ
ejif-4633	398	11	that	that	SCONJ
ejif-4633	398	12	they	they	PRON
ejif-4633	398	13	can	can	AUX
ejif-4633	398	14	have	have	VERB
ejif-4633	398	15	other	other	ADJ
ejif-4633	398	16	options	option	NOUN
ejif-4633	398	17	than	than	ADP
ejif-4633	398	18	relying	rely	VERB
ejif-4633	398	19	only	only	ADV
ejif-4633	398	20	on	on	ADP
ejif-4633	398	21	agriculture	agriculture	NOUN
ejif-4633	398	22	business	business	NOUN
ejif-4633	398	23	.	.	PUNCT
ejif-4633	399	1			NOUN
ejif-4633	399	2	provide	provide	VERB
ejif-4633	399	3	loan	loan	NOUN
ejif-4633	399	4	with	with	ADP
ejif-4633	399	5	the	the	DET
ejif-4633	399	6	complete	complete	ADJ
ejif-4633	399	7	business	business	NOUN
ejif-4633	399	8	package	package	NOUN
ejif-4633	399	9	so	so	SCONJ
ejif-4633	399	10	that	that	SCONJ
ejif-4633	399	11	borrowers	borrower	NOUN
ejif-4633	399	12	do	do	AUX
ejif-4633	399	13	not	not	PART
ejif-4633	399	14	face	face	VERB
ejif-4633	399	15	difficulties	difficulty	NOUN
ejif-4633	399	16	in	in	ADP
ejif-4633	399	17	operating	operate	VERB
ejif-4633	399	18	business	business	NOUN
ejif-4633	399	19	activities	activity	NOUN
ejif-4633	399	20	in	in	ADP
ejif-4633	399	21	the	the	DET
ejif-4633	399	22	beginning	beginning	NOUN
ejif-4633	399	23	and	and	CCONJ
ejif-4633	399	24	carry	carry	VERB
ejif-4633	399	25	out	out	ADP
ejif-4633	399	26	business	business	NOUN
ejif-4633	399	27	successfully	successfully	ADV
ejif-4633	399	28	.	.	PUNCT
ejif-4633	400	1			NOUN
ejif-4633	400	2	increase	increase	NOUN
ejif-4633	400	3	loan	loan	NOUN
ejif-4633	400	4	size	size	NOUN
ejif-4633	400	5	so	so	SCONJ
ejif-4633	400	6	that	that	SCONJ
ejif-4633	400	7	borrowers	borrower	NOUN
ejif-4633	400	8	can	can	AUX
ejif-4633	400	9	benefit	benefit	VERB
ejif-4633	400	10	more	more	ADV
ejif-4633	400	11	and	and	CCONJ
ejif-4633	400	12	they	they	PRON
ejif-4633	400	13	come	come	VERB
ejif-4633	400	14	out	out	ADP
ejif-4633	400	15	of	of	ADP
ejif-4633	400	16	permanent	permanent	ADJ
ejif-4633	400	17	dependency	dependency	NOUN
ejif-4633	400	18	on	on	ADP
ejif-4633	400	19	loans	loan	NOUN
ejif-4633	400	20	and	and	CCONJ
ejif-4633	400	21	become	become	VERB
ejif-4633	400	22	self	self	NOUN
ejif-4633	400	23	-	-	PUNCT
ejif-4633	400	24	sufficient	sufficient	ADJ
ejif-4633	400	25	.	.	PUNCT
ejif-4633	401	1			NOUN
ejif-4633	401	2	similar	similar	ADJ
ejif-4633	401	3	to	to	ADP
ejif-4633	401	4	providing	provide	VERB
ejif-4633	401	5	agriculture	agriculture	NOUN
ejif-4633	401	6	input	input	NOUN
ejif-4633	401	7	to	to	ADP
ejif-4633	401	8	farmers	farmer	NOUN
ejif-4633	401	9	,	,	PUNCT
ejif-4633	401	10	akhuwat	akhuwat	PROPN
ejif-4633	401	11	should	should	AUX
ejif-4633	401	12	consider	consider	VERB
ejif-4633	401	13	providing	provide	VERB
ejif-4633	401	14	tools	tool	NOUN
ejif-4633	401	15	and	and	CCONJ
ejif-4633	401	16	small	small	ADJ
ejif-4633	401	17	machinery	machinery	NOUN
ejif-4633	401	18	to	to	ADP
ejif-4633	401	19	farmers	farmer	NOUN
ejif-4633	401	20	,	,	PUNCT
ejif-4633	401	21	so	so	SCONJ
ejif-4633	401	22	that	that	SCONJ
ejif-4633	401	23	they	they	PRON
ejif-4633	401	24	can	can	AUX
ejif-4633	401	25	deploy	deploy	VERB
ejif-4633	401	26	advanced	advanced	ADJ
ejif-4633	401	27	farming	farming	NOUN
ejif-4633	401	28	techniques	technique	NOUN
ejif-4633	401	29	.	.	PUNCT
ejif-4633	402	1			PROPN
ejif-4633	402	2	provide	provide	VERB
ejif-4633	402	3	more	more	ADJ
ejif-4633	402	4	opportunities	opportunity	NOUN
ejif-4633	402	5	for	for	ADP
ejif-4633	402	6	women	woman	NOUN
ejif-4633	402	7	from	from	ADP
ejif-4633	402	8	rural	rural	ADJ
ejif-4633	402	9	areas	area	NOUN
ejif-4633	402	10	.	.	PUNCT
ejif-4633	403	1	women	woman	NOUN
ejif-4633	403	2	from	from	ADP
ejif-4633	403	3	urban	urban	ADJ
ejif-4633	403	4	areas	area	NOUN
ejif-4633	403	5	already	already	ADV
ejif-4633	403	6	benefitting	benefit	VERB
ejif-4633	403	7	from	from	ADP
ejif-4633	403	8	the	the	DET
ejif-4633	403	9	akhuwat	akhuwat	ADJ
ejif-4633	403	10	program	program	NOUN
ejif-4633	403	11			NOUN
ejif-4633	403	12	increase	increase	VERB
ejif-4633	403	13	the	the	DET
ejif-4633	403	14	coverage	coverage	NOUN
ejif-4633	403	15	of	of	ADP
ejif-4633	403	16	rural	rural	ADJ
ejif-4633	403	17	areas	area	NOUN
ejif-4633	403	18	by	by	ADP
ejif-4633	403	19	creating	create	VERB
ejif-4633	403	20	additional	additional	ADJ
ejif-4633	403	21	branches	branch	NOUN
ejif-4633	403	22	and	and	CCONJ
ejif-4633	403	23	deploying	deploy	VERB
ejif-4633	403	24	additional	additional	ADJ
ejif-4633	403	25	resources	resource	NOUN
ejif-4633	403	26	.	.	PUNCT
ejif-4633	404	1			X
ejif-4633	404	2	borrowers	borrower	NOUN
ejif-4633	404	3	appreciated	appreciate	VERB
ejif-4633	404	4	the	the	DET
ejif-4633	404	5	program	program	NOUN
ejif-4633	404	6	and	and	CCONJ
ejif-4633	404	7	acknowledged	acknowledge	VERB
ejif-4633	404	8	the	the	DET
ejif-4633	404	9	benefits	benefit	NOUN
ejif-4633	404	10	received	receive	VERB
ejif-4633	404	11	through	through	ADP
ejif-4633	404	12	the	the	DET
ejif-4633	404	13	current	current	ADJ
ejif-4633	404	14	limit	limit	NOUN
ejif-4633	404	15	of	of	ADP
ejif-4633	404	16	the	the	DET
ejif-4633	404	17	loan	loan	NOUN
ejif-4633	404	18	amount	amount	NOUN
ejif-4633	404	19	.	.	PUNCT
ejif-4633	405	1	however	however	ADV
ejif-4633	405	2	,	,	PUNCT
ejif-4633	405	3	they	they	PRON
ejif-4633	405	4	can	can	AUX
ejif-4633	405	5	do	do	VERB
ejif-4633	405	6	much	much	ADV
ejif-4633	405	7	better	well	ADJ
ejif-4633	405	8	if	if	SCONJ
ejif-4633	405	9	the	the	DET
ejif-4633	405	10	loan	loan	NOUN
ejif-4633	405	11	limit	limit	NOUN
ejif-4633	405	12	is	be	AUX
ejif-4633	405	13	extended	extend	VERB
ejif-4633	405	14	to	to	ADP
ejif-4633	405	15	40,000	40,000	NUM
ejif-4633	405	16	-	-	SYM
ejif-4633	405	17	50,000	50,000	NUM
ejif-4633	405	18	pak	pak	NOUN
ejif-4633	405	19	rupees	rupee	NOUN
ejif-4633	405	20	.	.	PUNCT
ejif-4633	406	1	references	reference	NOUN
ejif-4633	406	2	[	[	X
ejif-4633	406	3	1	1	NUM
ejif-4633	406	4	]	]	PUNCT
ejif-4633	406	5	a.	a.	PROPN
ejif-4633	406	6	b.	b.	PROPN
ejif-4633	406	7	onakoya	onakoya	PROPN
ejif-4633	406	8	,	,	PUNCT
ejif-4633	406	9	&	&	CCONJ
ejif-4633	406	10	a.	a.	NOUN
ejif-4633	406	11	o.	o.	PROPN
ejif-4633	407	1	onakoya,“islamic	onakoya,“islamic	PROPN
ejif-4633	407	2	microfinance	microfinance	NOUN
ejif-4633	407	3	as	as	ADP
ejif-4633	407	4	a	a	DET
ejif-4633	407	5	poverty	poverty	NOUN
ejif-4633	407	6	alleviation	alleviation	NOUN
ejif-4633	407	7	tool	tool	NOUN
ejif-4633	407	8	:	:	PUNCT
ejif-4633	407	9	expectations	expectation	NOUN
ejif-4633	407	10	from	from	ADP
ejif-4633	407	11	ogun	ogun	PROPN
ejif-4633	407	12	state	state	NOUN
ejif-4633	407	13	,	,	PUNCT
ejif-4633	407	14	nigeria,”scholarly	nigeria,”scholarly	ADV
ejif-4633	407	15	journal	journal	NOUN
ejif-4633	407	16	of	of	ADP
ejif-4633	407	17	business	business	PROPN
ejif-4633	407	18	administration	administration	NOUN
ejif-4633	407	19	,	,	PUNCT
ejif-4633	407	20	2013	2013	NUM
ejif-4633	407	21	,	,	PUNCT
ejif-4633	407	22	3(2	3(2	NUM
ejif-4633	407	23	)	)	PUNCT
ejif-4633	407	24	,	,	PUNCT
ejif-4633	407	25	36	36	NUM
ejif-4633	407	26	-	-	SYM
ejif-4633	407	27	43	43	NUM
ejif-4633	407	28	.	.	PUNCT
ejif-4633	408	1	[	[	X
ejif-4633	408	2	2	2	NUM
ejif-4633	408	3	]	]	X
ejif-4633	408	4	b.	b.	PROPN
ejif-4633	408	5	n.	n.	PROPN
ejif-4633	408	6	aldosari	aldosari	PROPN
ejif-4633	408	7	,	,	PUNCT
ejif-4633	408	8	“	"	PUNCT
ejif-4633	408	9	islamic	islamic	ADJ
ejif-4633	408	10	microfinance	microfinance	NOUN
ejif-4633	408	11	system	system	NOUN
ejif-4633	408	12	and	and	CCONJ
ejif-4633	408	13	poverty	poverty	NOUN
ejif-4633	408	14	alleviation	alleviation	NOUN
ejif-4633	408	15	,	,	PUNCT
ejif-4633	408	16	”	"	PUNCT
ejif-4633	408	17	international	international	ADJ
ejif-4633	408	18	journal	journal	NOUN
ejif-4633	408	19	of	of	ADP
ejif-4633	408	20	development	development	NOUN
ejif-4633	408	21	and	and	CCONJ
ejif-4633	408	22	economic	economic	ADJ
ejif-4633	408	23	sustainability	sustainability	NOUN
ejif-4633	408	24	,	,	PUNCT
ejif-4633	408	25	2016	2016	NUM
ejif-4633	408	26	,	,	PUNCT
ejif-4633	408	27	4(6	4(6	NUM
ejif-4633	408	28	)	)	PUNCT
ejif-4633	408	29	,	,	PUNCT
ejif-4633	408	30	33	33	NUM
ejif-4633	408	31	-	-	SYM
ejif-4633	408	32	44	44	NUM
ejif-4633	408	33	.	.	PUNCT
ejif-4633	409	1	[	[	X
ejif-4633	409	2	3	3	X
ejif-4633	409	3	]	]	X
ejif-4633	409	4	l.	l.	PROPN
ejif-4633	409	5	kirsten	kirsten	PROPN
ejif-4633	409	6	,	,	PUNCT
ejif-4633	409	7	"	"	PUNCT
ejif-4633	409	8	microfinance	microfinance	NOUN
ejif-4633	409	9	:	:	PUNCT
ejif-4633	409	10	a	a	DET
ejif-4633	409	11	tool	tool	NOUN
ejif-4633	409	12	for	for	ADP
ejif-4633	409	13	poverty	poverty	NOUN
ejif-4633	409	14	reduction?"senior	reduction?"senior	PROPN
ejif-4633	409	15	honors	honor	NOUN
ejif-4633	409	16	projects.paper	projects.paper	PROPN
ejif-4633	409	17	300	300	NUM
ejif-4633	409	18	,	,	PUNCT
ejif-4633	409	19	2012retrieved	2012retrieve	VERB
ejif-4633	409	20	fromhttps://digitalcommons.uri.edu/cgi/viewcontent.cgi?article=1308&c	fromhttps://digitalcommons.uri.edu/cgi/viewcontent.cgi?article=1308&c	NUM
ejif-4633	409	21	ontext	ontext	NOUN
ejif-4633	409	22	=	=	NUM
ejif-4633	409	23	srhonorsprog	srhonorsprog	NOUN
ejif-4633	409	24	https://digitalcommons.uri.edu/cgi/viewcontent.cgi?article=1308&context=srhonorsprog	https://digitalcommons.uri.edu/cgi/viewcontent.cgi?article=1308&context=srhonorsprog	VERB
ejif-4633	409	25	https://digitalcommons.uri.edu/cgi/viewcontent.cgi?article=1308&context=srhonorsprog	https://digitalcommons.uri.edu/cgi/viewcontent.cgi?article=1308&context=srhonorsprog	VERB
ejif-4633	409	26	https://digitalcommons.uri.edu/cgi/viewcontent.cgi?article=1308&context=srhonorsprog	https://digitalcommons.uri.edu/cgi/viewcontent.cgi?article=1308&context=srhonorsprog	VERB
ejif-4633	409	27	ejif	ejif	NOUN
ejif-4633	409	28	–	–	PUNCT
ejif-4633	409	29	european	european	PROPN
ejif-4633	409	30	journal	journal	PROPN
ejif-4633	409	31	of	of	ADP
ejif-4633	409	32	islamic	islamic	PROPN
ejif-4633	409	33	finance	finance	PROPN
ejif-4633	409	34	second	second	ADJ
ejif-4633	409	35	special	special	ADJ
ejif-4633	409	36	issue	issue	NOUN
ejif-4633	409	37	for	for	ADP
ejif-4633	409	38	ejif	ejif	PROPN
ejif-4633	409	39	workshop	workshop	PROPN
ejif-4633	409	40	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4633	409	41	issn	issn	PROPN
ejif-4633	409	42	2421	2421	NUM
ejif-4633	409	43	-	-	SYM
ejif-4633	409	44	2172	2172	NUM
ejif-4633	409	45	9	9	NUM
ejif-4633	409	46	[	[	SYM
ejif-4633	409	47	4	4	NUM
ejif-4633	409	48	]	]	PUNCT
ejif-4633	409	49	m.	m.	NOUN
ejif-4633	409	50	n.	n.	PROPN
ejif-4633	409	51	aslam	aslam	PROPN
ejif-4633	409	52	,	,	PUNCT
ejif-4633	409	53	“	"	PUNCT
ejif-4633	409	54	role	role	NOUN
ejif-4633	409	55	of	of	ADP
ejif-4633	409	56	islamic	islamic	ADJ
ejif-4633	409	57	microfinance	microfinance	NOUN
ejif-4633	409	58	in	in	ADP
ejif-4633	409	59	poverty	poverty	NOUN
ejif-4633	409	60	alleviation	alleviation	NOUN
ejif-4633	409	61	in	in	ADP
ejif-4633	409	62	pakistan	pakistan	PROPN
ejif-4633	409	63	:	:	PUNCT
ejif-4633	409	64	an	an	DET
ejif-4633	409	65	empirical	empirical	ADJ
ejif-4633	409	66	approach	approach	NOUN
ejif-4633	409	67	,	,	PUNCT
ejif-4633	409	68	”	"	PUNCT
ejif-4633	409	69	international	international	ADJ
ejif-4633	409	70	journal	journal	NOUN
ejif-4633	409	71	of	of	ADP
ejif-4633	409	72	academic	academic	ADJ
ejif-4633	409	73	research	research	NOUN
ejif-4633	409	74	in	in	ADP
ejif-4633	409	75	accounting	accounting	NOUN
ejif-4633	409	76	,	,	PUNCT
ejif-4633	409	77	finance	finance	NOUN
ejif-4633	409	78	and	and	CCONJ
ejif-4633	409	79	management	management	NOUN
ejif-4633	409	80	sciences	science	NOUN
ejif-4633	409	81	,	,	PUNCT
ejif-4633	409	82	2014	2014	NUM
ejif-4633	409	83	,	,	PUNCT
ejif-4633	409	84	4(4	4(4	NUM
ejif-4633	409	85	)	)	PUNCT
ejif-4633	409	86	,	,	PUNCT
ejif-4633	409	87	143	143	NUM
ejif-4633	409	88	-	-	SYM
ejif-4633	409	89	152	152	NUM
ejif-4633	409	90	.	.	PUNCT
ejif-4633	410	1	[	[	X
ejif-4633	410	2	5	5	X
ejif-4633	410	3	]	]	PUNCT
ejif-4633	410	4	v.	v.	CCONJ
ejif-4633	410	5	matara	matara	NOUN
ejif-4633	410	6	,	,	PUNCT
ejif-4633	410	7	“	"	PUNCT
ejif-4633	410	8	list	list	NOUN
ejif-4633	410	9	of	of	ADP
ejif-4633	410	10	top	top	ADJ
ejif-4633	410	11	100	100	NUM
ejif-4633	410	12	poorest	poor	ADJ
ejif-4633	410	13	countries	country	NOUN
ejif-4633	410	14	in	in	ADP
ejif-4633	410	15	the	the	DET
ejif-4633	410	16	world	world	NOUN
ejif-4633	410	17	2019	2019	NUM
ejif-4633	410	18	,	,	PUNCT
ejif-4633	410	19	”	"	PUNCT
ejif-4633	410	20	2019	2019	NUM
ejif-4633	410	21	retrieved	retrieve	VERB
ejif-4633	410	22	march	march	NOUN
ejif-4633	410	23	15	15	NUM
ejif-4633	410	24	,	,	PUNCT
ejif-4633	410	25	2019	2019	NUM
ejif-4633	410	26	,	,	PUNCT
ejif-4633	410	27	retrieved	retrieve	VERB
ejif-4633	410	28	from	from	ADP
ejif-4633	410	29	https://victormatara.com/list-of-top-100-poorest-countries-in-the-world/	https://victormatara.com/list-of-top-100-poorest-countries-in-the-world/	NOUN
ejif-4633	410	30	[	[	X
ejif-4633	410	31	6	6	NUM
ejif-4633	410	32	]	]	PUNCT
ejif-4633	410	33	“	"	PUNCT
ejif-4633	410	34	a	a	DET
ejif-4633	410	35	quarterly	quarterly	ADJ
ejif-4633	410	36	update	update	NOUN
ejif-4633	410	37	on	on	ADP
ejif-4633	410	38	microfinance	microfinance	NOUN
ejif-4633	410	39	outreach	outreach	NOUN
ejif-4633	410	40	in	in	ADP
ejif-4633	410	41	pakistan	pakistan	PROPN
ejif-4633	410	42	”	"	PUNCT
ejif-4633	410	43	microwatch	microwatch	NOUN
ejif-4633	410	44	,	,	PUNCT
ejif-4633	410	45	2018	2018	NUM
ejif-4633	410	46	,	,	PUNCT
ejif-4633	410	47	(	(	PUNCT
ejif-4633	410	48	50	50	NUM
ejif-4633	410	49	)	)	PUNCT
ejif-4633	410	50	,	,	PUNCT
ejif-4633	410	51	q4	q4	PROPN
ejif-4633	410	52	.	.	PUNCT
ejif-4633	410	53	retrieved	retrieve	VERB
ejif-4633	410	54	march	march	PROPN
ejif-4633	410	55	22	22	NUM
ejif-4633	410	56	,	,	PUNCT
ejif-4633	410	57	2019	2019	NUM
ejif-4633	410	58	,	,	PUNCT
ejif-4633	410	59	fromhttp://microfinanceconnect.info/assets/articles/f06cb03452cffb78df	fromhttp://microfinanceconnect.info/assets/articles/f06cb03452cffb78df	PROPN
ejif-4633	410	60	8aaaa26f02a02a.pdf	8aaaa26f02a02a.pdf	NOUN
ejif-4633	411	1	[	[	X
ejif-4633	411	2	7	7	NUM
ejif-4633	411	3	]	]	PUNCT
ejif-4633	411	4	a.	a.	NOUN
ejif-4633	411	5	basharat	basharat	NOUN
ejif-4633	411	6	,	,	PUNCT
ejif-4633	411	7	“	"	PUNCT
ejif-4633	411	8	pakistan	pakistan	ADJ
ejif-4633	411	9	microfinance	microfinance	NOUN
ejif-4633	411	10	review	review	PROPN
ejif-4633	411	11	2017	2017	NUM
ejif-4633	411	12	,	,	PUNCT
ejif-4633	411	13	”	"	PUNCT
ejif-4633	411	14	pakistan	pakistan	PROPN
ejif-4633	411	15	microfinance	microfinance	NOUN
ejif-4633	411	16	network	network	NOUN
ejif-4633	411	17	,	,	PUNCT
ejif-4633	411	18	2017	2017	NUM
ejif-4633	411	19	.	.	PUNCT
ejif-4633	412	1	[	[	X
ejif-4633	412	2	online	online	X
ejif-4633	412	3	]	]	X
ejif-4633	412	4	.	.	PUNCT
ejif-4633	413	1	available	available	ADJ
ejif-4633	413	2	:	:	PUNCT
ejif-4633	413	3	https://pmn.org.pk/wp-content/uploads/2020/03/pmr2017.pdf	https://pmn.org.pk/wp-content/uploads/2020/03/pmr2017.pdf	ADJ
ejif-4633	413	4	.	.	PUNCT
ejif-4633	414	1	[	[	X
ejif-4633	414	2	accessed	access	VERB
ejif-4633	414	3	:	:	PUNCT
ejif-4633	414	4	25	25	NUM
ejif-4633	414	5	-	-	PUNCT
ejif-4633	414	6	jun-2020	jun-2020	NOUN
ejif-4633	414	7	]	]	PUNCT
ejif-4633	414	8	.	.	PUNCT
ejif-4633	415	1	[	[	X
ejif-4633	415	2	8	8	NUM
ejif-4633	415	3	]	]	X
ejif-4633	415	4	n.	n.	PROPN
ejif-4633	415	5	s.	s.	PROPN
ejif-4633	415	6	shirazi	shirazi	PROPN
ejif-4633	415	7	“	"	PUNCT
ejif-4633	415	8	targeting	target	VERB
ejif-4633	415	9	and	and	CCONJ
ejif-4633	415	10	socio	socio	NOUN
ejif-4633	415	11	-	-	PUNCT
ejif-4633	415	12	economic	economic	ADJ
ejif-4633	415	13	impact	impact	NOUN
ejif-4633	415	14	of	of	ADP
ejif-4633	415	15	microfinance	microfinance	NOUN
ejif-4633	415	16	:	:	PUNCT
ejif-4633	415	17	a	a	DET
ejif-4633	415	18	case	case	NOUN
ejif-4633	415	19	study	study	NOUN
ejif-4633	415	20	of	of	ADP
ejif-4633	415	21	pakistan	pakistan	PROPN
ejif-4633	415	22	,	,	PUNCT
ejif-4633	415	23	”	"	PUNCT
ejif-4633	415	24	islamic	islamic	ADJ
ejif-4633	415	25	economic	economic	ADJ
ejif-4633	415	26	studies	study	NOUN
ejif-4633	415	27	,	,	PUNCT
ejif-4633	415	28	2012	2012	NUM
ejif-4633	415	29	,	,	PUNCT
ejif-4633	415	30	130(608	130(608	NUM
ejif-4633	415	31	)	)	PUNCT
ejif-4633	415	32	,	,	PUNCT
ejif-4633	415	33	1	1	NUM
ejif-4633	415	34	-	-	SYM
ejif-4633	415	35	56	56	NUM
ejif-4633	415	36	.	.	PUNCT
ejif-4633	416	1	[	[	X
ejif-4633	416	2	9	9	NUM
ejif-4633	416	3	]	]	PUNCT
ejif-4633	416	4	z.	z.	PROPN
ejif-4633	416	5	iqbal	iqbal	PROPN
ejif-4633	416	6	&	&	CCONJ
ejif-4633	416	7	b.	b.	PROPN
ejif-4633	416	8	shafiq,“islamic	shafiq,“islamic	PROPN
ejif-4633	416	9	finance	finance	PROPN
ejif-4633	416	10	and	and	CCONJ
ejif-4633	416	11	the	the	DET
ejif-4633	416	12	role	role	NOUN
ejif-4633	416	13	of	of	ADP
ejif-4633	416	14	qard	qard	NOUN
ejif-4633	416	15	-	-	PUNCT
ejif-4633	416	16	al	al	PROPN
ejif-4633	416	17	-	-	PUNCT
ejif-4633	416	18	hassan	hassan	PROPN
ejif-4633	416	19	(	(	PUNCT
ejif-4633	416	20	benevolent	benevolent	ADJ
ejif-4633	416	21	loans	loan	NOUN
ejif-4633	416	22	)	)	PUNCT
ejif-4633	416	23	in	in	ADP
ejif-4633	416	24	enhancing	enhance	VERB
ejif-4633	416	25	inclusion	inclusion	NOUN
ejif-4633	416	26	:	:	PUNCT
ejif-4633	416	27	a	a	DET
ejif-4633	416	28	case	case	NOUN
ejif-4633	416	29	study	study	NOUN
ejif-4633	416	30	of	of	ADP
ejif-4633	416	31	akhuwat	akhuwat	ADJ
ejif-4633	416	32	,	,	PUNCT
ejif-4633	416	33	”	"	PUNCT
ejif-4633	416	34	2015acrn	2015acrn	NUM
ejif-4633	416	35	oxford	oxford	PROPN
ejif-4633	416	36	journal	journal	NOUN
ejif-4633	416	37	of	of	ADP
ejif-4633	416	38	finance	finance	NOUN
ejif-4633	416	39	and	and	CCONJ
ejif-4633	416	40	risk	risk	NOUN
ejif-4633	416	41	perspectives	perspective	NOUN
ejif-4633	416	42	:	:	PUNCT
ejif-4633	416	43	special	special	ADJ
ejif-4633	416	44	issue	issue	NOUN
ejif-4633	416	45	of	of	ADP
ejif-4633	416	46	social	social	ADJ
ejif-4633	416	47	and	and	CCONJ
ejif-4633	416	48	sustainable	sustainable	ADJ
ejif-4633	416	49	finance,4(4	finance,4(4	NOUN
ejif-4633	416	50	)	)	PUNCT
ejif-4633	416	51	,	,	PUNCT
ejif-4633	416	52	23	23	NUM
ejif-4633	416	53	-	-	SYM
ejif-4633	416	54	40	40	NUM
ejif-4633	416	55	.	.	PUNCT
ejif-4633	417	1	[	[	X
ejif-4633	417	2	10	10	NUM
ejif-4633	417	3	]	]	PUNCT
ejif-4633	417	4	a.	a.	NOUN
ejif-4633	417	5	a.	a.	PROPN
ejif-4633	417	6	chaudhry	chaudhry	PROPN
ejif-4633	417	7	,	,	PUNCT
ejif-4633	417	8	k.	k.	PROPN
ejif-4633	417	9	s.	s.	PROPN
ejif-4633	417	10	khan	khan	PROPN
ejif-4633	417	11	,	,	PUNCT
ejif-4633	417	12	&	&	CCONJ
ejif-4633	417	13	a.	a.	PROPN
ejif-4633	417	14	hassan	hassan	PROPN
ejif-4633	417	15	,	,	PUNCT
ejif-4633	417	16	“	"	PUNCT
ejif-4633	417	17	transforming	transform	VERB
ejif-4633	417	18	lives	live	VERB
ejif-4633	417	19	through	through	ADP
ejif-4633	417	20	empathy	empathy	NOUN
ejif-4633	417	21	,	,	PUNCT
ejif-4633	417	22	compassion	compassion	NOUN
ejif-4633	417	23	,	,	PUNCT
ejif-4633	417	24	societal	societal	ADJ
ejif-4633	417	25	well	well	INTJ
ejif-4633	417	26	being	being	NOUN
ejif-4633	417	27	and	and	CCONJ
ejif-4633	417	28	management	management	NOUN
ejif-4633	417	29	best	good	ADJ
ejif-4633	417	30	practices	practice	NOUN
ejif-4633	417	31	case	case	NOUN
ejif-4633	417	32	of	of	ADP
ejif-4633	417	33	akhuwat	akhuwat	ADJ
ejif-4633	417	34	,	,	PUNCT
ejif-4633	417	35	pakistan,”journal	pakistan,”journal	ADJ
ejif-4633	417	36	of	of	ADP
ejif-4633	417	37	management	management	NOUN
ejif-4633	417	38	and	and	CCONJ
ejif-4633	417	39	research	research	NOUN
ejif-4633	417	40	,	,	PUNCT
ejif-4633	417	41	2016	2016	NUM
ejif-4633	417	42	,	,	PUNCT
ejif-4633	417	43	3	3	NUM
ejif-4633	417	44	(	(	PUNCT
ejif-4633	417	45	2	2	NUM
ejif-4633	417	46	)	)	PUNCT
ejif-4633	417	47	,	,	PUNCT
ejif-4633	417	48	37	37	NUM
ejif-4633	417	49	-	-	SYM
ejif-4633	417	50	59	59	NUM
ejif-4633	417	51	.	.	PUNCT
ejif-4633	418	1	[	[	X
ejif-4633	418	2	11	11	NUM
ejif-4633	418	3	]	]	PUNCT
ejif-4633	418	4	j.	j.	PROPN
ejif-4633	418	5	s.	s.	PROPN
ejif-4633	418	6	beall	beall	PROPN
ejif-4633	418	7	,	,	PUNCT
ejif-4633	418	8	“	"	PUNCT
ejif-4633	418	9	akhuwat	akhuwat	ADJ
ejif-4633	418	10	:	:	PUNCT
ejif-4633	418	11	potential	potential	NOUN
ejif-4633	418	12	for	for	ADP
ejif-4633	418	13	a	a	DET
ejif-4633	418	14	sustainable	sustainable	ADJ
ejif-4633	418	15	islamic	islamic	ADJ
ejif-4633	418	16	interest	interest	NOUN
ejif-4633	418	17	-	-	PUNCT
ejif-4633	418	18	free	free	ADJ
ejif-4633	418	19	microfinance	microfinance	NOUN
ejif-4633	418	20	model	model	NOUN
ejif-4633	418	21	,	,	PUNCT
ejif-4633	418	22	”	"	PUNCT
ejif-4633	418	23	scripps	scripps	PROPN
ejif-4633	418	24	senior	senior	ADJ
ejif-4633	418	25	theses	thesis	NOUN
ejif-4633	418	26	.	.	PROPN
ejif-4633	418	27	2016	2016	NUM
ejif-4633	418	28	,	,	PUNCT
ejif-4633	418	29	vol	vol	NOUN
ejif-4633	418	30	.	.	PUNCT
ejif-4633	419	1	755	755	NUM
ejif-4633	420	1	[	[	SYM
ejif-4633	420	2	12	12	NUM
ejif-4633	420	3	]	]	PUNCT
ejif-4633	420	4	a.	a.	NOUN
ejif-4633	420	5	z.	z.	PROPN
ejif-4633	420	6	jaafar	jaafar	ADV
ejif-4633	420	7	,	,	PUNCT
ejif-4633	420	8	“	"	PUNCT
ejif-4633	420	9	an	an	DET
ejif-4633	420	10	inquiry	inquiry	NOUN
ejif-4633	420	11	into	into	ADP
ejif-4633	420	12	the	the	DET
ejif-4633	420	13	sources	source	NOUN
ejif-4633	420	14	of	of	ADP
ejif-4633	420	15	funding	funding	NOUN
ejif-4633	420	16	for	for	ADP
ejif-4633	420	17	qard	qard	PROPN
ejif-4633	420	18	hasan	hasan	PROPN
ejif-4633	420	19	based	base	VERB
ejif-4633	420	20	mfis	mfis	PROPN
ejif-4633	420	21	:	:	PUNCT
ejif-4633	420	22	acase	acase	PROPN
ejif-4633	420	23	study	study	NOUN
ejif-4633	420	24	of	of	ADP
ejif-4633	420	25	akhuwat	akhuwat	ADJ
ejif-4633	420	26	,	,	PUNCT
ejif-4633	420	27	”	"	PUNCT
ejif-4633	420	28	the	the	DET
ejif-4633	420	29	wharton	wharton	PROPN
ejif-4633	420	30	school	school	PROPN
ejif-4633	420	31	,	,	PUNCT
ejif-4633	420	32	university	university	NOUN
ejif-4633	420	33	of	of	ADP
ejif-4633	420	34	pennsylvania	pennsylvania	PROPN
ejif-4633	420	35	,	,	PUNCT
ejif-4633	420	36	2018	2018	NUM
ejif-4633	420	37	,	,	PUNCT
ejif-4633	420	38	retrieved	retrieve	VERB
ejif-4633	420	39	:	:	PUNCT
ejif-4633	420	40	https://repository.upenn.edu/wharton_research_scholars/168?utm_sourc	https://repository.upenn.edu/wharton_research_scholars/168?utm_sourc	X
ejif-4633	420	41	e	e	NOUN
ejif-4633	420	42	=	=	NOUN
ejif-4633	420	43	repository.upenn.edu%2fwharton_research_scholars%2f168&utm_m	repository.upenn.edu%2fwharton_research_scholars%2f168&utm_m	NOUN
ejif-4633	420	44	edium	edium	NOUN
ejif-4633	420	45	=	=	SYM
ejif-4633	420	46	pdf&utm_campaign	pdf&utm_campaign	NOUN
ejif-4633	420	47	=	=	VERB
ejif-4633	420	48	pdfcoverpages	pdfcoverpage	NOUN
ejif-4633	420	49	[	[	PUNCT
ejif-4633	420	50	13	13	NUM
ejif-4633	420	51	]	]	PUNCT
ejif-4633	420	52	m.	m.	NOUN
ejif-4633	420	53	harper	harper	PROPN
ejif-4633	420	54	,	,	PUNCT
ejif-4633	420	55	“	"	PUNCT
ejif-4633	420	56	akhuwat	akhuwat	ADJ
ejif-4633	420	57	of	of	ADP
ejif-4633	420	58	lahore	lahore	NOUN
ejif-4633	420	59	:	:	PUNCT
ejif-4633	420	60	breaking	break	VERB
ejif-4633	420	61	the	the	DET
ejif-4633	420	62	rules	rule	NOUN
ejif-4633	420	63	.	.	PUNCT
ejif-4633	420	64	”	"	PUNCT
ejif-4633	421	1	enterprise	enterprise	NOUN
ejif-4633	421	2	development	development	NOUN
ejif-4633	421	3	andmicrofinance	andmicrofinance	NOUN
ejif-4633	421	4	,	,	PUNCT
ejif-4633	421	5	vol	vol	NOUN
ejif-4633	421	6	.	.	PROPN
ejif-4633	421	7	23	23	NUM
ejif-4633	421	8	,	,	PUNCT
ejif-4633	421	9	no	no	INTJ
ejif-4633	421	10	.	.	NOUN
ejif-4633	421	11	1	1	NUM
ejif-4633	421	12	,	,	PUNCT
ejif-4633	421	13	pp	pp	ADJ
ejif-4633	421	14	.	.	PUNCT
ejif-4633	422	1	70–80	70–80	NUM
ejif-4633	422	2	.	.	X
ejif-4633	422	3	–	–	PUNCT
ejif-4633	422	4	12	12	NUM
ejif-4633	422	5	,	,	PUNCT
ejif-4633	422	6	2012	2012	NUM
ejif-4633	422	7	[	[	X
ejif-4633	422	8	14	14	NUM
ejif-4633	422	9	]	]	PUNCT
ejif-4633	422	10	“	"	PUNCT
ejif-4633	422	11	akhuwat	akhuwat	ADJ
ejif-4633	422	12	financial	financial	ADJ
ejif-4633	422	13	statements	statement	NOUN
ejif-4633	422	14	for	for	ADP
ejif-4633	422	15	the	the	DET
ejif-4633	422	16	year	year	NOUN
ejif-4633	422	17	ended	end	VERB
ejif-4633	422	18	,	,	PUNCT
ejif-4633	422	19	june	june	PROPN
ejif-4633	422	20	30	30	NUM
ejif-4633	422	21	,	,	PUNCT
ejif-4633	422	22	2014	2014	NUM
ejif-4633	422	23	,	,	PUNCT
ejif-4633	422	24	”	"	PUNCT
ejif-4633	422	25	akhuwat	akhuwat	VERB
ejif-4633	422	26	,	,	PUNCT
ejif-4633	422	27	2014	2014	NUM
ejif-4633	422	28	.	.	PUNCT
ejif-4633	423	1	[	[	X
ejif-4633	423	2	online	online	X
ejif-4633	423	3	]	]	X
ejif-4633	423	4	.	.	PUNCT
ejif-4633	424	1	available	available	ADJ
ejif-4633	424	2	:	:	PUNCT
ejif-4633	425	1	https://akhuwat.org.pk/wp-content/uploads/2020/01/report-2014.pdf	https://akhuwat.org.pk/wp-content/uploads/2020/01/report-2014.pdf	NUM
ejif-4633	425	2	.	.	X
ejif-4633	425	3	;	;	PUNCT
ejif-4633	425	4	“	"	PUNCT
ejif-4633	425	5	akhuwat	akhuwat	ADJ
ejif-4633	425	6	financial	financial	ADJ
ejif-4633	425	7	statements	statement	NOUN
ejif-4633	425	8	for	for	ADP
ejif-4633	425	9	the	the	DET
ejif-4633	425	10	year	year	NOUN
ejif-4633	425	11	ended	end	VERB
ejif-4633	425	12	,	,	PUNCT
ejif-4633	425	13	june	june	PROPN
ejif-4633	425	14	30	30	NUM
ejif-4633	425	15	,	,	PUNCT
ejif-4633	425	16	2015	2015	NUM
ejif-4633	425	17	,	,	PUNCT
ejif-4633	425	18	”	"	PUNCT
ejif-4633	425	19	akhuwat	akhuwat	VERB
ejif-4633	425	20	,	,	PUNCT
ejif-4633	425	21	2015	2015	NUM
ejif-4633	425	22	.	.	PUNCT
ejif-4633	426	1	[	[	X
ejif-4633	426	2	online	online	X
ejif-4633	426	3	]	]	X
ejif-4633	426	4	.	.	PUNCT
ejif-4633	427	1	available	available	ADJ
ejif-4633	427	2	:	:	PUNCT
ejif-4633	427	3	https://akhuwat.org.pk/wp-content/uploads/2020/01/report2015.pdf.;“akhuwat	https://akhuwat.org.pk/wp-content/uploads/2020/01/report2015.pdf.;“akhuwat	NUM
ejif-4633	427	4	financial	financial	ADJ
ejif-4633	427	5	statements	statement	NOUN
ejif-4633	427	6	for	for	ADP
ejif-4633	427	7	the	the	DET
ejif-4633	427	8	year	year	NOUN
ejif-4633	427	9	ended	end	VERB
ejif-4633	427	10	,	,	PUNCT
ejif-4633	427	11	june	june	PROPN
ejif-4633	427	12	30	30	NUM
ejif-4633	427	13	,	,	PUNCT
ejif-4633	427	14	2016	2016	NUM
ejif-4633	427	15	,	,	PUNCT
ejif-4633	427	16	”	"	PUNCT
ejif-4633	427	17	akhuwat	akhuwat	VERB
ejif-4633	427	18	,	,	PUNCT
ejif-4633	427	19	2016	2016	NUM
ejif-4633	427	20	.	.	PUNCT
ejif-4633	428	1	[	[	X
ejif-4633	428	2	online	online	X
ejif-4633	428	3	]	]	X
ejif-4633	428	4	.	.	PUNCT
ejif-4633	429	1	available	available	ADJ
ejif-4633	429	2	:	:	PUNCT
ejif-4633	429	3	https://akhuwat.org.pk/wp-content/uploads/2020/01/report2016.pdf.;“akhuwat	https://akhuwat.org.pk/wp-content/uploads/2020/01/report2016.pdf.;“akhuwat	ADJ
ejif-4633	429	4	financial	financial	ADJ
ejif-4633	429	5	statements	statement	NOUN
ejif-4633	429	6	for	for	ADP
ejif-4633	429	7	the	the	DET
ejif-4633	429	8	year	year	NOUN
ejif-4633	429	9	ended	end	VERB
ejif-4633	429	10	,	,	PUNCT
ejif-4633	429	11	june	june	PROPN
ejif-4633	429	12	30	30	NUM
ejif-4633	429	13	,	,	PUNCT
ejif-4633	429	14	2017	2017	NUM
ejif-4633	429	15	,	,	PUNCT
ejif-4633	429	16	”	"	PUNCT
ejif-4633	429	17	akhuwat	akhuwat	VERB
ejif-4633	429	18	,	,	PUNCT
ejif-4633	429	19	2017	2017	NUM
ejif-4633	429	20	.	.	PUNCT
ejif-4633	430	1	[	[	X
ejif-4633	430	2	online	online	X
ejif-4633	430	3	]	]	X
ejif-4633	430	4	.	.	PUNCT
ejif-4633	431	1	available	available	ADJ
ejif-4633	431	2	:	:	PUNCT
ejif-4633	432	1	https://akhuwat.org.pk/wp-content/uploads/2020/01/report-2017.pdf	https://akhuwat.org.pk/wp-content/uploads/2020/01/report-2017.pdf	PROPN
ejif-4633	432	2	.	.	PUNCT
ejif-4633	433	1	about	about	ADP
ejif-4633	433	2	:	:	PUNCT
ejif-4633	433	3	blank	blank	ADJ
ejif-4633	433	4	about	about	ADP
ejif-4633	433	5	:	:	PUNCT
ejif-4633	433	6	blank	blank	ADJ
ejif-4633	433	7	about	about	ADP
ejif-4633	433	8	:	:	PUNCT
ejif-4633	433	9	blank	blank	ADJ
ejif-4633	433	10	about	about	ADP
ejif-4633	433	11	:	:	PUNCT
ejif-4633	433	12	blank	blank	ADJ
ejif-4633	433	13	about	about	ADP
ejif-4633	433	14	:	:	PUNCT
ejif-4633	433	15	blank	blank	ADJ
ejif-4633	433	16	about	about	ADP
ejif-4633	433	17	:	:	PUNCT
ejif-4633	433	18	blank	blank	ADJ
ejif-4633	433	19	about	about	ADP
ejif-4633	433	20	:	:	PUNCT
ejif-4633	433	21	blank	blank	ADJ
ejif-4633	433	22	https://akhuwat.org.pk/wp-content/uploads/2020/01/report-2014.pdf	https://akhuwat.org.pk/wp-content/uploads/2020/01/report-2014.pdf	NUM
ejif-4633	433	23	ejif	ejif	PROPN
ejif-4633	433	24	–	–	PUNCT
ejif-4633	433	25	european	european	PROPN
ejif-4633	433	26	journal	journal	PROPN
ejif-4633	433	27	of	of	ADP
ejif-4633	433	28	islamic	islamic	PROPN
ejif-4633	433	29	finance	finance	PROPN
ejif-4633	433	30	second	second	ADJ
ejif-4633	433	31	special	special	ADJ
ejif-4633	433	32	issue	issue	NOUN
ejif-4633	433	33	for	for	ADP
ejif-4633	433	34	ejif	ejif	PROPN
ejif-4633	433	35	workshop	workshop	PROPN
ejif-4633	433	36	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-4633	433	37	issn	issn	PROPN
ejif-4633	433	38	2421	2421	NUM
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