id	sid	tid	token	lemma	pos
ejif-6260	1	1	paper	paper	NOUN
ejif-6260	1	2	title	title	NOUN
ejif-6260	1	3	(	(	PUNCT
ejif-6260	1	4	use	use	NOUN
ejif-6260	1	5	style	style	NOUN
ejif-6260	1	6	:	:	PUNCT
ejif-6260	1	7	paper	paper	NOUN
ejif-6260	1	8	title	title	NOUN
ejif-6260	1	9	)	)	PUNCT
ejif-6260	1	10	56	56	NUM
ejif-6260	1	11	european	european	PROPN
ejif-6260	1	12	journal	journal	PROPN
ejif-6260	1	13	of	of	ADP
ejif-6260	1	14	islamic	islamic	PROPN
ejif-6260	1	15	finance	finance	PROPN
ejif-6260	1	16	issn	issn	PROPN
ejif-6260	1	17	:	:	PUNCT
ejif-6260	1	18	2421	2421	NUM
ejif-6260	1	19	-	-	SYM
ejif-6260	1	20	2172	2172	NUM
ejif-6260	1	21	doi	doi	NOUN
ejif-6260	1	22	:	:	PUNCT
ejif-6260	1	23	10.13135/2421	10.13135/2421	NUM
ejif-6260	1	24	-	-	SYM
ejif-6260	1	25	2172/6260	2172/6260	NUM
ejif-6260	1	26	published	publish	VERB
ejif-6260	1	27	by	by	ADP
ejif-6260	1	28	university	university	PROPN
ejif-6260	1	29	of	of	ADP
ejif-6260	1	30	turin	turin	PROPN
ejif-6260	2	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-6260	2	2	ejif	ejif	PROPN
ejif-6260	2	3	content	content	NOUN
ejif-6260	2	4	is	be	AUX
ejif-6260	2	5	licensed	license	VERB
ejif-6260	2	6	under	under	ADP
ejif-6260	2	7	a	a	DET
ejif-6260	2	8	creative	creative	ADJ
ejif-6260	2	9	commons	common	NOUN
ejif-6260	2	10	attribution	attribution	NOUN
ejif-6260	2	11	4.0	4.0	NUM
ejif-6260	2	12	international	international	ADJ
ejif-6260	2	13	license	license	NOUN
ejif-6260	2	14	received	receive	VERB
ejif-6260	2	15	:	:	PUNCT
ejif-6260	2	16	22/11/2021	22/11/2021	NUM
ejif-6260	2	17	accepted	accept	VERB
ejif-6260	2	18	for	for	ADP
ejif-6260	2	19	publication	publication	NOUN
ejif-6260	2	20	:	:	PUNCT
ejif-6260	2	21	03/03/2022	03/03/2022	NOUN
ejif-6260	2	22	published	publish	VERB
ejif-6260	2	23	:	:	PUNCT
ejif-6260	2	24	22/04/2022	22/04/2022	NUM
ejif-6260	2	25	recent	recent	ADJ
ejif-6260	2	26	trend	trend	NOUN
ejif-6260	2	27	of	of	ADP
ejif-6260	2	28	deposits	deposit	NOUN
ejif-6260	2	29	in	in	ADP
ejif-6260	2	30	islamic	islamic	ADJ
ejif-6260	2	31	banks	bank	NOUN
ejif-6260	2	32	1	1	NUM
ejif-6260	2	33	.	.	PUNCT
ejif-6260	3	1	senior	senior	ADJ
ejif-6260	3	2	economist	economist	NOUN
ejif-6260	3	3	,	,	PUNCT
ejif-6260	3	4	research	research	NOUN
ejif-6260	3	5	department	department	PROPN
ejif-6260	3	6	,	,	PUNCT
ejif-6260	3	7	intesa	intesa	PROPN
ejif-6260	3	8	sanpaolo	sanpaolo	PROPN
ejif-6260	3	9	and	and	CCONJ
ejif-6260	3	10	aiaf	aiaf	VERB
ejif-6260	3	11	analyst	analyst	NOUN
ejif-6260	3	12	and	and	CCONJ
ejif-6260	3	13	research	research	NOUN
ejif-6260	3	14	fellow	fellow	NOUN
ejif-6260	3	15	at	at	ADP
ejif-6260	3	16	the	the	DET
ejif-6260	3	17	catholic	catholic	PROPN
ejif-6260	3	18	university	university	PROPN
ejif-6260	3	19	of	of	ADP
ejif-6260	3	20	milan	milan	PROPN
ejif-6260	3	21	,	,	PUNCT
ejif-6260	3	22	italy	italy	PROPN
ejif-6260	3	23	corresponding	corresponding	PROPN
ejif-6260	3	24	author	author	NOUN
ejif-6260	3	25	:	:	PUNCT
ejif-6260	3	26	davidia.zucchelli@intesasanpaolo.com	davidia.zucchelli@intesasanpaolo.com	X
ejif-6260	3	27	abstract	abstract	ADJ
ejif-6260	3	28	—	—	PUNCT
ejif-6260	3	29	bank	bank	NOUN
ejif-6260	3	30	deposits	deposit	NOUN
ejif-6260	3	31	increased	increase	VERB
ejif-6260	3	32	sharply	sharply	ADV
ejif-6260	3	33	in	in	ADP
ejif-6260	3	34	2020	2020	NUM
ejif-6260	3	35	,	,	PUNCT
ejif-6260	3	36	continuing	continue	VERB
ejif-6260	3	37	in	in	ADP
ejif-6260	3	38	2021	2021	NUM
ejif-6260	3	39	,	,	PUNCT
ejif-6260	3	40	in	in	ADP
ejif-6260	3	41	countries	country	NOUN
ejif-6260	3	42	with	with	ADP
ejif-6260	3	43	advanced	advanced	ADJ
ejif-6260	3	44	economies	economy	NOUN
ejif-6260	3	45	and	and	CCONJ
ejif-6260	3	46	emerging	emerge	VERB
ejif-6260	3	47	countries	country	NOUN
ejif-6260	3	48	alike	alike	ADV
ejif-6260	3	49	.	.	PUNCT
ejif-6260	4	1	the	the	DET
ejif-6260	4	2	pandemic	pandemic	ADJ
ejif-6260	4	3	caused	cause	VERB
ejif-6260	4	4	savings	saving	NOUN
ejif-6260	4	5	to	to	PART
ejif-6260	4	6	increase	increase	VERB
ejif-6260	4	7	for	for	ADP
ejif-6260	4	8	precautionary	precautionary	ADJ
ejif-6260	4	9	reasons	reason	NOUN
ejif-6260	4	10	.	.	PUNCT
ejif-6260	5	1	at	at	ADP
ejif-6260	5	2	the	the	DET
ejif-6260	5	3	same	same	ADJ
ejif-6260	5	4	time	time	NOUN
ejif-6260	5	5	,	,	PUNCT
ejif-6260	5	6	the	the	DET
ejif-6260	5	7	lockdown	lockdown	NOUN
ejif-6260	5	8	compressed	compress	VERB
ejif-6260	5	9	spending	spending	NOUN
ejif-6260	5	10	,	,	PUNCT
ejif-6260	5	11	but	but	CCONJ
ejif-6260	5	12	deposits	deposit	NOUN
ejif-6260	5	13	are	be	AUX
ejif-6260	5	14	now	now	ADV
ejif-6260	5	15	a	a	DET
ejif-6260	5	16	financial	financial	ADJ
ejif-6260	5	17	resource	resource	NOUN
ejif-6260	5	18	that	that	PRON
ejif-6260	5	19	could	could	AUX
ejif-6260	5	20	be	be	AUX
ejif-6260	5	21	used	use	VERB
ejif-6260	5	22	to	to	PART
ejif-6260	5	23	boost	boost	VERB
ejif-6260	5	24	the	the	DET
ejif-6260	5	25	recovery	recovery	NOUN
ejif-6260	5	26	of	of	ADP
ejif-6260	5	27	consumption	consumption	NOUN
ejif-6260	5	28	and	and	CCONJ
ejif-6260	5	29	investments	investment	NOUN
ejif-6260	5	30	.	.	PUNCT
ejif-6260	6	1	there	there	PRON
ejif-6260	6	2	was	be	VERB
ejif-6260	6	3	an	an	DET
ejif-6260	6	4	increase	increase	NOUN
ejif-6260	6	5	in	in	ADP
ejif-6260	6	6	deposits	deposit	NOUN
ejif-6260	6	7	in	in	ADP
ejif-6260	6	8	islamic	islamic	ADJ
ejif-6260	6	9	countries	country	NOUN
ejif-6260	6	10	,	,	PUNCT
ejif-6260	6	11	but	but	CCONJ
ejif-6260	6	12	this	this	PRON
ejif-6260	6	13	was	be	AUX
ejif-6260	6	14	less	less	ADV
ejif-6260	6	15	marked	marked	ADJ
ejif-6260	6	16	.	.	PUNCT
ejif-6260	7	1	the	the	DET
ejif-6260	7	2	fall	fall	NOUN
ejif-6260	7	3	in	in	ADP
ejif-6260	7	4	gdp	gdp	NOUN
ejif-6260	7	5	in	in	ADP
ejif-6260	7	6	2020	2020	NUM
ejif-6260	7	7	in	in	ADP
ejif-6260	7	8	all	all	PRON
ejif-6260	7	9	of	of	ADP
ejif-6260	7	10	the	the	DET
ejif-6260	7	11	islamic	islamic	ADJ
ejif-6260	7	12	countries	country	NOUN
ejif-6260	7	13	considered	consider	VERB
ejif-6260	7	14	,	,	PUNCT
ejif-6260	7	15	with	with	ADP
ejif-6260	7	16	the	the	DET
ejif-6260	7	17	sole	sole	ADJ
ejif-6260	7	18	exception	exception	NOUN
ejif-6260	7	19	of	of	ADP
ejif-6260	7	20	bangladesh	bangladesh	NOUN
ejif-6260	7	21	(	(	PUNCT
ejif-6260	7	22	+5	+5	PROPN
ejif-6260	7	23	%	%	NOUN
ejif-6260	7	24	)	)	PUNCT
ejif-6260	7	25	,	,	PUNCT
ejif-6260	7	26	was	be	AUX
ejif-6260	7	27	met	meet	VERB
ejif-6260	7	28	with	with	ADP
ejif-6260	7	29	an	an	DET
ejif-6260	7	30	increase	increase	NOUN
ejif-6260	7	31	in	in	ADP
ejif-6260	7	32	deposits	deposit	NOUN
ejif-6260	7	33	,	,	PUNCT
ejif-6260	7	34	but	but	CCONJ
ejif-6260	7	35	not	not	PART
ejif-6260	7	36	such	such	ADJ
ejif-6260	7	37	as	as	SCONJ
ejif-6260	7	38	to	to	PART
ejif-6260	7	39	be	be	AUX
ejif-6260	7	40	thought	think	VERB
ejif-6260	7	41	of	of	ADP
ejif-6260	7	42	exceptional	exceptional	ADJ
ejif-6260	7	43	magnitude	magnitude	NOUN
ejif-6260	7	44	.	.	PUNCT
ejif-6260	8	1	an	an	DET
ejif-6260	8	2	acceleration	acceleration	NOUN
ejif-6260	8	3	was	be	AUX
ejif-6260	8	4	recorded	record	VERB
ejif-6260	8	5	in	in	ADP
ejif-6260	8	6	indonesia	indonesia	PROPN
ejif-6260	8	7	,	,	PUNCT
ejif-6260	8	8	bangladesh	bangladesh	PROPN
ejif-6260	8	9	and	and	CCONJ
ejif-6260	8	10	saudi	saudi	PROPN
ejif-6260	8	11	arabia	arabia	PROPN
ejif-6260	8	12	,	,	PUNCT
ejif-6260	8	13	with	with	ADP
ejif-6260	8	14	increases	increase	NOUN
ejif-6260	8	15	only	only	ADV
ejif-6260	8	16	moderately	moderately	ADV
ejif-6260	8	17	higher	high	ADJ
ejif-6260	8	18	than	than	ADP
ejif-6260	8	19	in	in	ADP
ejif-6260	8	20	the	the	DET
ejif-6260	8	21	previous	previous	ADJ
ejif-6260	8	22	year	year	NOUN
ejif-6260	8	23	.	.	PUNCT
ejif-6260	9	1	several	several	ADJ
ejif-6260	9	2	drivers	driver	NOUN
ejif-6260	9	3	can	can	AUX
ejif-6260	9	4	explain	explain	VERB
ejif-6260	9	5	this	this	DET
ejif-6260	9	6	trend	trend	NOUN
ejif-6260	9	7	,	,	PUNCT
ejif-6260	9	8	some	some	PRON
ejif-6260	9	9	of	of	ADP
ejif-6260	9	10	which	which	PRON
ejif-6260	9	11	are	be	AUX
ejif-6260	9	12	attributable	attributable	ADJ
ejif-6260	9	13	to	to	ADP
ejif-6260	9	14	islamic	islamic	ADJ
ejif-6260	9	15	principles	principle	NOUN
ejif-6260	9	16	.	.	PUNCT
ejif-6260	10	1	in	in	ADP
ejif-6260	10	2	assessing	assess	VERB
ejif-6260	10	3	the	the	DET
ejif-6260	10	4	role	role	NOUN
ejif-6260	10	5	of	of	ADP
ejif-6260	10	6	islamic	islamic	ADJ
ejif-6260	10	7	finance	finance	PROPN
ejif-6260	10	8	and	and	CCONJ
ejif-6260	10	9	bank	bank	NOUN
ejif-6260	10	10	deposits	deposit	NOUN
ejif-6260	10	11	,	,	PUNCT
ejif-6260	10	12	financial	financial	ADJ
ejif-6260	10	13	inclusion	inclusion	NOUN
ejif-6260	10	14	is	be	AUX
ejif-6260	10	15	also	also	ADV
ejif-6260	10	16	critical	critical	ADJ
ejif-6260	10	17	.	.	PUNCT
ejif-6260	11	1	despite	despite	SCONJ
ejif-6260	11	2	gradually	gradually	ADV
ejif-6260	11	3	increasing	increase	VERB
ejif-6260	11	4	,	,	PUNCT
ejif-6260	11	5	the	the	DET
ejif-6260	11	6	level	level	NOUN
ejif-6260	11	7	of	of	ADP
ejif-6260	11	8	financial	financial	ADJ
ejif-6260	11	9	inclusion	inclusion	NOUN
ejif-6260	11	10	,	,	PUNCT
ejif-6260	11	11	which	which	PRON
ejif-6260	11	12	is	be	AUX
ejif-6260	11	13	high	high	ADJ
ejif-6260	11	14	in	in	ADP
ejif-6260	11	15	countries	country	NOUN
ejif-6260	11	16	with	with	ADP
ejif-6260	11	17	the	the	DET
ejif-6260	11	18	highest	high	ADJ
ejif-6260	11	19	income	income	NOUN
ejif-6260	11	20	(	(	PUNCT
ejif-6260	11	21	the	the	DET
ejif-6260	11	22	gulf	gulf	PROPN
ejif-6260	11	23	countries	country	NOUN
ejif-6260	11	24	)	)	PUNCT
ejif-6260	11	25	,	,	PUNCT
ejif-6260	11	26	shows	show	VERB
ejif-6260	11	27	a	a	DET
ejif-6260	11	28	large	large	ADJ
ejif-6260	11	29	margin	margin	NOUN
ejif-6260	11	30	for	for	ADP
ejif-6260	11	31	potential	potential	ADJ
ejif-6260	11	32	growth	growth	NOUN
ejif-6260	11	33	.	.	PUNCT
ejif-6260	12	1	especially	especially	ADV
ejif-6260	12	2	in	in	ADP
ejif-6260	12	3	the	the	DET
ejif-6260	12	4	less	less	ADV
ejif-6260	12	5	rich	rich	ADJ
ejif-6260	12	6	islamic	islamic	ADJ
ejif-6260	12	7	countries	country	NOUN
ejif-6260	12	8	,	,	PUNCT
ejif-6260	12	9	there	there	PRON
ejif-6260	12	10	exists	exist	VERB
ejif-6260	12	11	a	a	DET
ejif-6260	12	12	problem	problem	NOUN
ejif-6260	12	13	of	of	ADP
ejif-6260	12	14	mobilising	mobilise	VERB
ejif-6260	12	15	resources	resource	NOUN
ejif-6260	12	16	and	and	CCONJ
ejif-6260	12	17	providing	provide	VERB
ejif-6260	12	18	a	a	DET
ejif-6260	12	19	custody	custody	NOUN
ejif-6260	12	20	function	function	NOUN
ejif-6260	12	21	for	for	ADP
ejif-6260	12	22	the	the	DET
ejif-6260	12	23	financial	financial	ADJ
ejif-6260	12	24	resources	resource	NOUN
ejif-6260	12	25	of	of	ADP
ejif-6260	12	26	households	household	NOUN
ejif-6260	12	27	and	and	CCONJ
ejif-6260	12	28	businesses	business	NOUN
ejif-6260	12	29	.	.	PUNCT
ejif-6260	13	1	the	the	DET
ejif-6260	13	2	proliferation	proliferation	NOUN
ejif-6260	13	3	of	of	ADP
ejif-6260	13	4	fintech	fintech	NOUN
ejif-6260	13	5	channels	channel	NOUN
ejif-6260	13	6	,	,	PUNCT
ejif-6260	13	7	primarily	primarily	ADV
ejif-6260	13	8	through	through	ADP
ejif-6260	13	9	mobile	mobile	ADJ
ejif-6260	13	10	phones	phone	NOUN
ejif-6260	13	11	,	,	PUNCT
ejif-6260	13	12	can	can	AUX
ejif-6260	13	13	contribute	contribute	VERB
ejif-6260	13	14	significantly	significantly	ADV
ejif-6260	13	15	to	to	ADP
ejif-6260	13	16	financial	financial	ADJ
ejif-6260	13	17	inclusion	inclusion	NOUN
ejif-6260	13	18	,	,	PUNCT
ejif-6260	13	19	particularly	particularly	ADV
ejif-6260	13	20	among	among	ADP
ejif-6260	13	21	young	young	ADJ
ejif-6260	13	22	people	people	NOUN
ejif-6260	13	23	.	.	PUNCT
ejif-6260	14	1	prospects	prospect	NOUN
ejif-6260	14	2	are	be	AUX
ejif-6260	14	3	positive	positive	ADJ
ejif-6260	14	4	thanks	thank	NOUN
ejif-6260	14	5	to	to	ADP
ejif-6260	14	6	the	the	DET
ejif-6260	14	7	confluence	confluence	NOUN
ejif-6260	14	8	of	of	ADP
ejif-6260	14	9	some	some	DET
ejif-6260	14	10	factors	factor	NOUN
ejif-6260	14	11	(	(	PUNCT
ejif-6260	14	12	such	such	ADJ
ejif-6260	14	13	as	as	ADP
ejif-6260	14	14	the	the	DET
ejif-6260	14	15	strong	strong	ADJ
ejif-6260	14	16	demand	demand	NOUN
ejif-6260	14	17	for	for	ADP
ejif-6260	14	18	both	both	DET
ejif-6260	14	19	sharia	sharia	NOUN
ejif-6260	14	20	-	-	PUNCT
ejif-6260	14	21	compliant	compliant	ADJ
ejif-6260	14	22	and	and	CCONJ
ejif-6260	14	23	esg	esg	NOUN
ejif-6260	14	24	products	product	NOUN
ejif-6260	14	25	)	)	PUNCT
ejif-6260	14	26	.	.	PUNCT
ejif-6260	15	1	keywords	keyword	NOUN
ejif-6260	15	2	:	:	PUNCT
ejif-6260	15	3	bank	bank	NOUN
ejif-6260	15	4	deposit	deposit	NOUN
ejif-6260	15	5	,	,	PUNCT
ejif-6260	15	6	islamic	islamic	ADJ
ejif-6260	15	7	finance	finance	NOUN
ejif-6260	15	8	,	,	PUNCT
ejif-6260	15	9	islamic	islamic	ADJ
ejif-6260	15	10	banks	bank	NOUN
ejif-6260	15	11	.	.	PUNCT
ejif-6260	16	1	i.	i.	PROPN
ejif-6260	16	2	sharp	sharp	PROPN
ejif-6260	16	3	increase	increase	NOUN
ejif-6260	16	4	in	in	ADP
ejif-6260	16	5	savings	saving	NOUN
ejif-6260	16	6	in	in	ADP
ejif-6260	16	7	advanced	advanced	ADJ
ejif-6260	16	8	and	and	CCONJ
ejif-6260	16	9	emerging	emerge	VERB
ejif-6260	16	10	economies	economy	NOUN
ejif-6260	16	11	in	in	ADP
ejif-6260	16	12	2020	2020	NUM
ejif-6260	16	13	during	during	ADP
ejif-6260	16	14	2020	2020	NUM
ejif-6260	16	15	,	,	PUNCT
ejif-6260	16	16	there	there	PRON
ejif-6260	16	17	was	be	VERB
ejif-6260	16	18	a	a	DET
ejif-6260	16	19	sharp	sharp	ADJ
ejif-6260	16	20	increase	increase	NOUN
ejif-6260	16	21	in	in	ADP
ejif-6260	16	22	savings	saving	NOUN
ejif-6260	16	23	in	in	ADP
ejif-6260	16	24	countries	country	NOUN
ejif-6260	16	25	with	with	ADP
ejif-6260	16	26	advanced	advanced	ADJ
ejif-6260	16	27	economies	economy	NOUN
ejif-6260	16	28	and	and	CCONJ
ejif-6260	16	29	emerging	emerge	VERB
ejif-6260	16	30	countries	country	NOUN
ejif-6260	16	31	alike	alike	ADV
ejif-6260	16	32	,	,	PUNCT
ejif-6260	16	33	as	as	ADV
ejif-6260	16	34	deeply	deeply	ADV
ejif-6260	16	35	analysed	analyse	VERB
ejif-6260	16	36	by	by	ADP
ejif-6260	16	37	the	the	DET
ejif-6260	16	38	imf	imf	PROPN
ejif-6260	16	39	(	(	PUNCT
ejif-6260	16	40	2021	2021	NUM
ejif-6260	16	41	)	)	PUNCT
ejif-6260	17	1	[	[	X
ejif-6260	17	2	1	1	NUM
ejif-6260	17	3	]	]	PUNCT
ejif-6260	17	4	.	.	PUNCT
ejif-6260	18	1	a	a	DET
ejif-6260	18	2	large	large	ADJ
ejif-6260	18	3	part	part	NOUN
ejif-6260	18	4	of	of	ADP
ejif-6260	18	5	savings	saving	NOUN
ejif-6260	18	6	was	be	AUX
ejif-6260	18	7	banked	bank	VERB
ejif-6260	18	8	,	,	PUNCT
ejif-6260	18	9	this	this	PRON
ejif-6260	18	10	being	be	AUX
ejif-6260	18	11	the	the	DET
ejif-6260	18	12	most	most	ADV
ejif-6260	18	13	immediate	immediate	ADJ
ejif-6260	18	14	way	way	NOUN
ejif-6260	18	15	that	that	PRON
ejif-6260	18	16	businesses	business	NOUN
ejif-6260	18	17	and	and	CCONJ
ejif-6260	18	18	households	household	NOUN
ejif-6260	18	19	allocate	allocate	VERB
ejif-6260	18	20	excess	excess	ADJ
ejif-6260	18	21	liquid	liquid	ADJ
ejif-6260	18	22	funds	fund	NOUN
ejif-6260	18	23	,	,	PUNCT
ejif-6260	18	24	while	while	SCONJ
ejif-6260	18	25	waiting	wait	VERB
ejif-6260	18	26	to	to	PART
ejif-6260	18	27	define	define	VERB
ejif-6260	18	28	their	their	PRON
ejif-6260	18	29	use	use	NOUN
ejif-6260	18	30	more	more	ADV
ejif-6260	18	31	clearly	clearly	ADV
ejif-6260	18	32	.	.	PUNCT
ejif-6260	19	1	the	the	DET
ejif-6260	19	2	main	main	ADJ
ejif-6260	19	3	drivers	driver	NOUN
ejif-6260	19	4	supporting	support	VERB
ejif-6260	19	5	deposits	deposit	NOUN
ejif-6260	19	6	were	be	AUX
ejif-6260	19	7	primarily	primarily	ADV
ejif-6260	19	8	the	the	DET
ejif-6260	19	9	impossibility	impossibility	NOUN
ejif-6260	19	10	of	of	ADP
ejif-6260	19	11	making	make	VERB
ejif-6260	19	12	purchases	purchase	NOUN
ejif-6260	19	13	due	due	ADJ
ejif-6260	19	14	to	to	ADP
ejif-6260	19	15	the	the	DET
ejif-6260	19	16	lockdown	lockdown	NOUN
ejif-6260	19	17	,	,	PUNCT
ejif-6260	19	18	as	as	ADV
ejif-6260	19	19	well	well	ADV
ejif-6260	19	20	as	as	ADP
ejif-6260	19	21	uncertainty	uncertainty	NOUN
ejif-6260	19	22	about	about	ADP
ejif-6260	19	23	the	the	DET
ejif-6260	19	24	evolution	evolution	NOUN
ejif-6260	19	25	of	of	ADP
ejif-6260	19	26	the	the	DET
ejif-6260	19	27	pandemic	pandemic	ADJ
ejif-6260	19	28	and	and	CCONJ
ejif-6260	19	29	therefore	therefore	ADV
ejif-6260	19	30	the	the	DET
ejif-6260	19	31	effects	effect	NOUN
ejif-6260	19	32	of	of	ADP
ejif-6260	19	33	the	the	DET
ejif-6260	19	34	pandemic	pandemic	NOUN
ejif-6260	19	35	on	on	ADP
ejif-6260	19	36	the	the	DET
ejif-6260	19	37	economy	economy	NOUN
ejif-6260	19	38	,	,	PUNCT
ejif-6260	19	39	labour	labour	NOUN
ejif-6260	19	40	,	,	PUNCT
ejif-6260	19	41	wages	wage	NOUN
ejif-6260	19	42	and	and	CCONJ
ejif-6260	19	43	salaries	salary	NOUN
ejif-6260	19	44	.	.	PUNCT
ejif-6260	20	1	these	these	DET
ejif-6260	20	2	liquid	liquid	ADJ
ejif-6260	20	3	funds	fund	NOUN
ejif-6260	20	4	are	be	AUX
ejif-6260	20	5	expected	expect	VERB
ejif-6260	20	6	to	to	PART
ejif-6260	20	7	be	be	AUX
ejif-6260	20	8	used	use	VERB
ejif-6260	20	9	for	for	ADP
ejif-6260	20	10	the	the	DET
ejif-6260	20	11	consumption	consumption	NOUN
ejif-6260	20	12	of	of	ADP
ejif-6260	20	13	goods	good	NOUN
ejif-6260	20	14	and	and	CCONJ
ejif-6260	20	15	services	service	NOUN
ejif-6260	20	16	and	and	CCONJ
ejif-6260	20	17	investments	investment	NOUN
ejif-6260	20	18	,	,	PUNCT
ejif-6260	20	19	which	which	PRON
ejif-6260	20	20	are	be	AUX
ejif-6260	20	21	expected	expect	VERB
ejif-6260	20	22	to	to	PART
ejif-6260	20	23	gradually	gradually	ADV
ejif-6260	20	24	recover	recover	VERB
ejif-6260	20	25	in	in	ADP
ejif-6260	20	26	2021	2021	NUM
ejif-6260	20	27	,	,	PUNCT
ejif-6260	20	28	as	as	ADV
ejif-6260	20	29	well	well	ADV
ejif-6260	20	30	as	as	ADP
ejif-6260	20	31	for	for	ADP
ejif-6260	20	32	financial	financial	ADJ
ejif-6260	20	33	products	product	NOUN
ejif-6260	20	34	(	(	PUNCT
ejif-6260	20	35	government	government	NOUN
ejif-6260	20	36	bonds	bond	NOUN
ejif-6260	20	37	,	,	PUNCT
ejif-6260	20	38	funds	fund	NOUN
ejif-6260	20	39	,	,	PUNCT
ejif-6260	20	40	etc	etc	X
ejif-6260	20	41	.	.	X
ejif-6260	20	42	)	)	PUNCT
ejif-6260	20	43	or	or	CCONJ
ejif-6260	20	44	for	for	ADP
ejif-6260	20	45	house	house	NOUN
ejif-6260	20	46	purchases	purchase	NOUN
ejif-6260	20	47	,	,	PUNCT
ejif-6260	20	48	including	include	VERB
ejif-6260	20	49	,	,	PUNCT
ejif-6260	20	50	to	to	ADP
ejif-6260	20	51	some	some	DET
ejif-6260	20	52	extent	extent	NOUN
ejif-6260	20	53	,	,	PUNCT
ejif-6260	20	54	in	in	ADP
ejif-6260	20	55	emerging	emerge	VERB
ejif-6260	20	56	countries	country	NOUN
ejif-6260	20	57	.	.	PUNCT
ejif-6260	21	1	the	the	DET
ejif-6260	21	2	deposits	deposit	NOUN
ejif-6260	21	3	in	in	ADP
ejif-6260	21	4	islamic	islamic	ADJ
ejif-6260	21	5	finance	finance	NOUN
ejif-6260	21	6	have	have	VERB
ejif-6260	21	7	some	some	DET
ejif-6260	21	8	distinctive	distinctive	ADJ
ejif-6260	21	9	features	feature	NOUN
ejif-6260	21	10	that	that	PRON
ejif-6260	21	11	substantially	substantially	ADV
ejif-6260	21	12	differentiate	differentiate	VERB
ejif-6260	21	13	them	they	PRON
ejif-6260	21	14	from	from	ADP
ejif-6260	21	15	the	the	DET
ejif-6260	21	16	deposits	deposit	NOUN
ejif-6260	21	17	collected	collect	VERB
ejif-6260	21	18	by	by	ADP
ejif-6260	21	19	conventional	conventional	ADJ
ejif-6260	21	20	banks	bank	NOUN
ejif-6260	21	21	.	.	PUNCT
ejif-6260	22	1	after	after	ADP
ejif-6260	22	2	considering	consider	VERB
ejif-6260	22	3	the	the	DET
ejif-6260	22	4	continued	continue	VERB
ejif-6260	22	5	presence	presence	NOUN
ejif-6260	22	6	and	and	CCONJ
ejif-6260	22	7	weight	weight	NOUN
ejif-6260	22	8	of	of	ADP
ejif-6260	22	9	islamic	islamic	ADJ
ejif-6260	22	10	finance	finance	NOUN
ejif-6260	22	11	in	in	ADP
ejif-6260	22	12	the	the	DET
ejif-6260	22	13	world	world	NOUN
ejif-6260	22	14	,	,	PUNCT
ejif-6260	22	15	this	this	DET
ejif-6260	22	16	paper	paper	NOUN
ejif-6260	22	17	outlines	outline	VERB
ejif-6260	22	18	the	the	DET
ejif-6260	22	19	technical	technical	ADJ
ejif-6260	22	20	peculiarities	peculiarity	NOUN
ejif-6260	22	21	of	of	ADP
ejif-6260	22	22	the	the	DET
ejif-6260	22	23	deposits	deposit	NOUN
ejif-6260	22	24	and	and	CCONJ
ejif-6260	22	25	their	their	PRON
ejif-6260	22	26	objectives	objective	NOUN
ejif-6260	22	27	.	.	PUNCT
ejif-6260	23	1	an	an	DET
ejif-6260	23	2	analysis	analysis	NOUN
ejif-6260	23	3	of	of	ADP
ejif-6260	23	4	the	the	DET
ejif-6260	23	5	financial	financial	ADJ
ejif-6260	23	6	statement	statement	NOUN
ejif-6260	23	7	data	datum	NOUN
ejif-6260	23	8	of	of	ADP
ejif-6260	23	9	a	a	DET
ejif-6260	23	10	significant	significant	ADJ
ejif-6260	23	11	sample	sample	NOUN
ejif-6260	23	12	of	of	ADP
ejif-6260	23	13	islamic	islamic	ADJ
ejif-6260	23	14	banks	bank	NOUN
ejif-6260	23	15	in	in	ADP
ejif-6260	23	16	countries	country	NOUN
ejif-6260	23	17	where	where	SCONJ
ejif-6260	23	18	islamic	islamic	ADJ
ejif-6260	23	19	finance	finance	NOUN
ejif-6260	23	20	is	be	AUX
ejif-6260	23	21	applied	apply	VERB
ejif-6260	23	22	to	to	ADP
ejif-6260	23	23	a	a	DET
ejif-6260	23	24	considerable	considerable	ADJ
ejif-6260	23	25	extent	extent	NOUN
ejif-6260	23	26	,	,	PUNCT
ejif-6260	23	27	shows	show	VERB
ejif-6260	23	28	their	their	PRON
ejif-6260	23	29	recent	recent	ADJ
ejif-6260	23	30	dynamics	dynamic	NOUN
ejif-6260	23	31	and	and	CCONJ
ejif-6260	23	32	allows	allow	VERB
ejif-6260	23	33	for	for	ADP
ejif-6260	23	34	assessment	assessment	NOUN
ejif-6260	23	35	of	of	ADP
ejif-6260	23	36	the	the	DET
ejif-6260	23	37	effects	effect	NOUN
ejif-6260	23	38	of	of	ADP
ejif-6260	23	39	covid-19	covid-19	PROPN
ejif-6260	23	40	in	in	ADP
ejif-6260	23	41	the	the	DET
ejif-6260	23	42	sector	sector	NOUN
ejif-6260	23	43	.	.	PUNCT
ejif-6260	24	1	lastly	lastly	ADV
ejif-6260	24	2	,	,	PUNCT
ejif-6260	24	3	the	the	DET
ejif-6260	24	4	examination	examination	NOUN
ejif-6260	24	5	of	of	ADP
ejif-6260	24	6	the	the	DET
ejif-6260	24	7	level	level	NOUN
ejif-6260	24	8	of	of	ADP
ejif-6260	24	9	financial	financial	ADJ
ejif-6260	24	10	inclusion	inclusion	NOUN
ejif-6260	24	11	makes	make	VERB
ejif-6260	24	12	it	it	PRON
ejif-6260	24	13	possible	possible	ADJ
ejif-6260	24	14	to	to	PART
ejif-6260	24	15	assess	assess	VERB
ejif-6260	24	16	the	the	DET
ejif-6260	24	17	spread	spread	NOUN
ejif-6260	24	18	of	of	ADP
ejif-6260	24	19	bank	bank	NOUN
ejif-6260	24	20	accounts	account	NOUN
ejif-6260	24	21	and	and	CCONJ
ejif-6260	24	22	the	the	DET
ejif-6260	24	23	ability	ability	NOUN
ejif-6260	24	24	of	of	ADP
ejif-6260	24	25	these	these	DET
ejif-6260	24	26	systems	system	NOUN
ejif-6260	24	27	to	to	PART
ejif-6260	24	28	attract	attract	VERB
ejif-6260	24	29	deposits	deposit	NOUN
ejif-6260	24	30	and	and	CCONJ
ejif-6260	24	31	capture	capture	VERB
ejif-6260	24	32	the	the	DET
ejif-6260	24	33	development	development	NOUN
ejif-6260	24	34	opportunities	opportunity	NOUN
ejif-6260	24	35	and	and	CCONJ
ejif-6260	24	36	the	the	DET
ejif-6260	24	37	main	main	ADJ
ejif-6260	24	38	evolutionary	evolutionary	ADJ
ejif-6260	24	39	trends	trend	NOUN
ejif-6260	24	40	.	.	PUNCT
ejif-6260	25	1	ii	ii	PROPN
ejif-6260	25	2	.	.	PUNCT
ejif-6260	26	1	the	the	DET
ejif-6260	26	2	muslim	muslim	ADJ
ejif-6260	26	3	presence	presence	NOUN
ejif-6260	26	4	in	in	ADP
ejif-6260	26	5	the	the	DET
ejif-6260	26	6	world	world	NOUN
ejif-6260	26	7	and	and	CCONJ
ejif-6260	26	8	islamic	islamic	ADJ
ejif-6260	26	9	finance	finance	NOUN
ejif-6260	26	10	various	various	ADJ
ejif-6260	26	11	factors	factor	NOUN
ejif-6260	26	12	have	have	AUX
ejif-6260	26	13	contributed	contribute	VERB
ejif-6260	26	14	to	to	ADP
ejif-6260	26	15	the	the	DET
ejif-6260	26	16	strengthening	strengthening	NOUN
ejif-6260	26	17	of	of	ADP
ejif-6260	26	18	the	the	DET
ejif-6260	26	19	muslim	muslim	ADJ
ejif-6260	26	20	presence	presence	NOUN
ejif-6260	26	21	in	in	ADP
ejif-6260	26	22	many	many	ADJ
ejif-6260	26	23	countries	country	NOUN
ejif-6260	26	24	in	in	ADP
ejif-6260	26	25	recent	recent	ADJ
ejif-6260	26	26	decades	decade	NOUN
ejif-6260	26	27	.	.	PUNCT
ejif-6260	27	1	the	the	DET
ejif-6260	27	2	first	first	ADJ
ejif-6260	27	3	and	and	CCONJ
ejif-6260	27	4	foremost	foremost	ADV
ejif-6260	27	5	among	among	ADP
ejif-6260	27	6	these	these	PRON
ejif-6260	27	7	are	be	AUX
ejif-6260	27	8	globalisation	globalisation	NOUN
ejif-6260	27	9	and	and	CCONJ
ejif-6260	27	10	immigration	immigration	NOUN
ejif-6260	27	11	,	,	PUNCT
ejif-6260	27	12	which	which	PRON
ejif-6260	27	13	has	have	AUX
ejif-6260	27	14	led	lead	VERB
ejif-6260	27	15	many	many	ADJ
ejif-6260	27	16	muslims	muslim	NOUN
ejif-6260	27	17	to	to	PART
ejif-6260	27	18	settle	settle	VERB
ejif-6260	27	19	in	in	ADP
ejif-6260	27	20	various	various	ADJ
ejif-6260	27	21	western	western	ADJ
ejif-6260	27	22	countries	country	NOUN
ejif-6260	27	23	.	.	PUNCT
ejif-6260	28	1	according	accord	VERB
ejif-6260	28	2	to	to	ADP
ejif-6260	28	3	the	the	DET
ejif-6260	28	4	indications	indication	NOUN
ejif-6260	28	5	on	on	ADP
ejif-6260	28	6	the	the	DET
ejif-6260	28	7	cia	cia	PROPN
ejif-6260	28	8	website	website	NOUN
ejif-6260	28	9	[	[	X
ejif-6260	28	10	2	2	NUM
ejif-6260	28	11	]	]	PUNCT
ejif-6260	28	12	,	,	PUNCT
ejif-6260	28	13	islam	islam	PROPN
ejif-6260	28	14	is	be	AUX
ejif-6260	28	15	the	the	DET
ejif-6260	28	16	second	second	ADJ
ejif-6260	28	17	most	most	ADV
ejif-6260	28	18	practiced	practice	VERB
ejif-6260	28	19	religion	religion	NOUN
ejif-6260	28	20	globally	globally	ADV
ejif-6260	28	21	(	(	PUNCT
ejif-6260	28	22	by	by	ADP
ejif-6260	28	23	approximately	approximately	ADV
ejif-6260	28	24	24	24	NUM
ejif-6260	28	25	%	%	NOUN
ejif-6260	28	26	of	of	ADP
ejif-6260	28	27	the	the	DET
ejif-6260	28	28	population	population	NOUN
ejif-6260	28	29	)	)	PUNCT
ejif-6260	28	30	,	,	PUNCT
ejif-6260	28	31	after	after	ADP
ejif-6260	28	32	christianity	christianity	PROPN
ejif-6260	28	33	which	which	PRON
ejif-6260	28	34	,	,	PUNCT
ejif-6260	28	35	in	in	ADP
ejif-6260	28	36	its	its	PRON
ejif-6260	28	37	main	main	ADJ
ejif-6260	28	38	denominations	denomination	NOUN
ejif-6260	28	39	(	(	PUNCT
ejif-6260	28	40	roman	roman	PROPN
ejif-6260	28	41	catholic	catholic	PROPN
ejif-6260	28	42	church	church	PROPN
ejif-6260	28	43	,	,	PUNCT
ejif-6260	28	44	protestant	protestant	ADJ
ejif-6260	28	45	church	church	NOUN
ejif-6260	28	46	and	and	CCONJ
ejif-6260	28	47	orthodox	orthodox	ADJ
ejif-6260	28	48	church	church	PROPN
ejif-6260	28	49	)	)	PUNCT
ejif-6260	28	50	,	,	PUNCT
ejif-6260	28	51	covers	cover	VERB
ejif-6260	28	52	more	more	ADJ
ejif-6260	28	53	than	than	ADP
ejif-6260	28	54	30	30	NUM
ejif-6260	28	55	%	%	NOUN
ejif-6260	28	56	of	of	ADP
ejif-6260	28	57	the	the	DET
ejif-6260	28	58	population	population	NOUN
ejif-6260	28	59	.	.	PUNCT
ejif-6260	29	1	in	in	ADP
ejif-6260	29	2	the	the	DET
ejif-6260	29	3	emerging	emerge	VERB
ejif-6260	29	4	europe	europe	PROPN
ejif-6260	29	5	,	,	PUNCT
ejif-6260	29	6	there	there	PRON
ejif-6260	29	7	is	be	VERB
ejif-6260	29	8	significant	significant	ADJ
ejif-6260	29	9	muslim	muslim	ADJ
ejif-6260	29	10	presence	presence	NOUN
ejif-6260	29	11	in	in	ADP
ejif-6260	29	12	albania	albania	PROPN
ejif-6260	29	13	and	and	CCONJ
ejif-6260	29	14	bosnia	bosnia	PROPN
ejif-6260	29	15	herzegovina	herzegovina	PROPN
ejif-6260	29	16	(	(	PUNCT
ejif-6260	29	17	over	over	ADP
ejif-6260	29	18	50	50	NUM
ejif-6260	29	19	%	%	NOUN
ejif-6260	29	20	of	of	ADP
ejif-6260	29	21	the	the	DET
ejif-6260	29	22	population	population	NOUN
ejif-6260	29	23	)	)	PUNCT
ejif-6260	29	24	.	.	PUNCT
ejif-6260	30	1	in	in	ADP
ejif-6260	30	2	the	the	DET
ejif-6260	30	3	countries	country	NOUN
ejif-6260	30	4	of	of	ADP
ejif-6260	30	5	the	the	DET
ejif-6260	30	6	former	former	ADJ
ejif-6260	30	7	yugoslavia	yugoslavia	PROPN
ejif-6260	30	8	,	,	PUNCT
ejif-6260	30	9	north	north	NOUN
ejif-6260	30	10	davidia	davidia	NOUN
ejif-6260	30	11	zucchelli1	zucchelli1	PROPN
ejif-6260	31	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	NOUN
ejif-6260	31	2	57	57	NUM
ejif-6260	31	3	european	european	PROPN
ejif-6260	31	4	journal	journal	PROPN
ejif-6260	31	5	of	of	ADP
ejif-6260	31	6	islamic	islamic	PROPN
ejif-6260	31	7	finance	finance	PROPN
ejif-6260	31	8	issn	issn	PROPN
ejif-6260	31	9	:	:	PUNCT
ejif-6260	31	10	2421	2421	NUM
ejif-6260	31	11	-	-	SYM
ejif-6260	31	12	2172	2172	NUM
ejif-6260	31	13	doi	doi	NOUN
ejif-6260	31	14	:	:	PUNCT
ejif-6260	31	15	10.13135/2421	10.13135/2421	NUM
ejif-6260	31	16	-	-	SYM
ejif-6260	31	17	2172/6260	2172/6260	NUM
ejif-6260	31	18	published	publish	VERB
ejif-6260	31	19	by	by	ADP
ejif-6260	31	20	university	university	PROPN
ejif-6260	31	21	of	of	ADP
ejif-6260	31	22	turin	turin	PROPN
ejif-6260	32	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-6260	32	2	ejif	ejif	PROPN
ejif-6260	32	3	content	content	NOUN
ejif-6260	32	4	is	be	AUX
ejif-6260	32	5	licensed	license	VERB
ejif-6260	32	6	under	under	ADP
ejif-6260	32	7	a	a	DET
ejif-6260	32	8	creative	creative	ADJ
ejif-6260	32	9	commons	common	NOUN
ejif-6260	32	10	attribution	attribution	NOUN
ejif-6260	32	11	4.0	4.0	NUM
ejif-6260	32	12	international	international	ADJ
ejif-6260	32	13	license	license	NOUN
ejif-6260	32	14	received	receive	VERB
ejif-6260	32	15	:	:	PUNCT
ejif-6260	32	16	22/11/2021	22/11/2021	NUM
ejif-6260	32	17	accepted	accept	VERB
ejif-6260	32	18	for	for	ADP
ejif-6260	32	19	publication	publication	NOUN
ejif-6260	32	20	:	:	PUNCT
ejif-6260	32	21	03/03/2022	03/03/2022	NOUN
ejif-6260	32	22	published	publish	VERB
ejif-6260	32	23	:	:	PUNCT
ejif-6260	32	24	22/04/2022	22/04/2022	NUM
ejif-6260	32	25	macedonia	macedonia	NOUN
ejif-6260	32	26	and	and	CCONJ
ejif-6260	32	27	kosovo	kosovo	PROPN
ejif-6260	32	28	are	be	AUX
ejif-6260	32	29	also	also	ADV
ejif-6260	32	30	predominantly	predominantly	ADV
ejif-6260	32	31	muslim	muslim	ADJ
ejif-6260	32	32	.	.	PUNCT
ejif-6260	33	1	a	a	DET
ejif-6260	33	2	minority	minority	NOUN
ejif-6260	33	3	is	be	AUX
ejif-6260	33	4	present	present	ADJ
ejif-6260	33	5	in	in	ADP
ejif-6260	33	6	bulgaria	bulgaria	PROPN
ejif-6260	33	7	.	.	PUNCT
ejif-6260	34	1	a	a	DET
ejif-6260	34	2	significant	significant	ADJ
ejif-6260	34	3	minority	minority	NOUN
ejif-6260	34	4	is	be	AUX
ejif-6260	34	5	present	present	ADJ
ejif-6260	34	6	in	in	ADP
ejif-6260	34	7	russia	russia	PROPN
ejif-6260	34	8	,	,	PUNCT
ejif-6260	34	9	estimated	estimate	VERB
ejif-6260	34	10	to	to	PART
ejif-6260	34	11	be	be	AUX
ejif-6260	34	12	between	between	ADP
ejif-6260	34	13	10	10	NUM
ejif-6260	34	14	and	and	CCONJ
ejif-6260	34	15	15	15	NUM
ejif-6260	34	16	%	%	NOUN
ejif-6260	34	17	.	.	PUNCT
ejif-6260	35	1	again	again	ADV
ejif-6260	35	2	,	,	PUNCT
ejif-6260	35	3	according	accord	VERB
ejif-6260	35	4	to	to	ADP
ejif-6260	35	5	cia	cia	PROPN
ejif-6260	35	6	's	's	PART
ejif-6260	35	7	figures	figure	NOUN
ejif-6260	35	8	,	,	PUNCT
ejif-6260	35	9	is	be	AUX
ejif-6260	35	10	growing	grow	VERB
ejif-6260	35	11	due	due	ADP
ejif-6260	35	12	to	to	ADP
ejif-6260	35	13	the	the	DET
ejif-6260	35	14	greater	great	ADJ
ejif-6260	35	15	birth	birth	NOUN
ejif-6260	35	16	rate	rate	NOUN
ejif-6260	35	17	of	of	ADP
ejif-6260	35	18	the	the	DET
ejif-6260	35	19	muslim	muslim	ADJ
ejif-6260	35	20	minorities	minority	NOUN
ejif-6260	35	21	(	(	PUNCT
ejif-6260	35	22	such	such	ADJ
ejif-6260	35	23	as	as	ADP
ejif-6260	35	24	the	the	DET
ejif-6260	35	25	chechens	chechen	NOUN
ejif-6260	35	26	)	)	PUNCT
ejif-6260	35	27	compared	compare	VERB
ejif-6260	35	28	to	to	ADP
ejif-6260	35	29	the	the	DET
ejif-6260	35	30	orthodox	orthodox	ADJ
ejif-6260	35	31	population	population	NOUN
ejif-6260	35	32	.	.	PUNCT
ejif-6260	36	1	in	in	ADP
ejif-6260	36	2	the	the	DET
ejif-6260	36	3	world	world	NOUN
ejif-6260	36	4	,	,	PUNCT
ejif-6260	36	5	the	the	DET
ejif-6260	36	6	main	main	ADJ
ejif-6260	36	7	countries	country	NOUN
ejif-6260	36	8	with	with	ADP
ejif-6260	36	9	the	the	DET
ejif-6260	36	10	largest	large	ADJ
ejif-6260	36	11	muslim	muslim	ADJ
ejif-6260	36	12	populations	population	NOUN
ejif-6260	36	13	are	be	AUX
ejif-6260	36	14	the	the	DET
ejif-6260	36	15	gulf	gulf	PROPN
ejif-6260	36	16	countries	country	NOUN
ejif-6260	36	17	,	,	PUNCT
ejif-6260	36	18	with	with	ADP
ejif-6260	36	19	iran	iran	PROPN
ejif-6260	36	20	and	and	CCONJ
ejif-6260	36	21	iraq	iraq	PROPN
ejif-6260	36	22	,	,	PUNCT
ejif-6260	36	23	as	as	ADV
ejif-6260	36	24	well	well	ADV
ejif-6260	36	25	as	as	ADP
ejif-6260	36	26	in	in	ADP
ejif-6260	36	27	asia	asia	PROPN
ejif-6260	36	28	,	,	PUNCT
ejif-6260	36	29	pakistan	pakistan	PROPN
ejif-6260	36	30	,	,	PUNCT
ejif-6260	36	31	bangladesh	bangladesh	PROPN
ejif-6260	36	32	,	,	PUNCT
ejif-6260	36	33	indonesia	indonesia	PROPN
ejif-6260	36	34	and	and	CCONJ
ejif-6260	36	35	malaysia	malaysia	PROPN
ejif-6260	36	36	.	.	PUNCT
ejif-6260	37	1	the	the	DET
ejif-6260	37	2	spread	spread	NOUN
ejif-6260	37	3	of	of	ADP
ejif-6260	37	4	islamic	islamic	ADJ
ejif-6260	37	5	finance	finance	NOUN
ejif-6260	37	6	defined	define	VERB
ejif-6260	37	7	as	as	ADP
ejif-6260	37	8	the	the	DET
ejif-6260	37	9	activity	activity	NOUN
ejif-6260	37	10	of	of	ADP
ejif-6260	37	11	financial	financial	ADJ
ejif-6260	37	12	institutions	institution	NOUN
ejif-6260	37	13	that	that	PRON
ejif-6260	37	14	base	base	VERB
ejif-6260	37	15	their	their	PRON
ejif-6260	37	16	objectives	objective	NOUN
ejif-6260	37	17	and	and	CCONJ
ejif-6260	37	18	operations	operation	NOUN
ejif-6260	37	19	on	on	ADP
ejif-6260	37	20	the	the	DET
ejif-6260	37	21	principles	principle	NOUN
ejif-6260	37	22	of	of	ADP
ejif-6260	37	23	the	the	DET
ejif-6260	37	24	koran	koran	PROPN
ejif-6260	37	25	reflects	reflect	VERB
ejif-6260	37	26	the	the	DET
ejif-6260	37	27	spread	spread	NOUN
ejif-6260	37	28	of	of	ADP
ejif-6260	37	29	the	the	DET
ejif-6260	37	30	religion	religion	NOUN
ejif-6260	37	31	,	,	PUNCT
ejif-6260	37	32	but	but	CCONJ
ejif-6260	37	33	with	with	ADP
ejif-6260	37	34	significant	significant	ADJ
ejif-6260	37	35	particularities	particularity	NOUN
ejif-6260	37	36	.	.	PUNCT
ejif-6260	38	1	235	235	NUM
ejif-6260	38	2	banks	bank	NOUN
ejif-6260	38	3	that	that	PRON
ejif-6260	38	4	cover	cover	VERB
ejif-6260	38	5	this	this	DET
ejif-6260	38	6	area	area	NOUN
ejif-6260	38	7	are	be	AUX
ejif-6260	38	8	operating	operate	VERB
ejif-6260	38	9	worldwide	worldwide	ADV
ejif-6260	38	10	(	(	PUNCT
ejif-6260	38	11	according	accord	VERB
ejif-6260	38	12	to	to	ADP
ejif-6260	38	13	the	the	DET
ejif-6260	38	14	bankfocus	bankfocus	NOUN
ejif-6260	38	15	moody	moody	PROPN
ejif-6260	38	16	’s	’s	PART
ejif-6260	38	17	bvd	bvd	PROPN
ejif-6260	38	18	database	database	PROPN
ejif-6260	38	19	)	)	PUNCT
ejif-6260	38	20	,	,	PUNCT
ejif-6260	38	21	9	9	NUM
ejif-6260	38	22	of	of	ADP
ejif-6260	38	23	which	which	PRON
ejif-6260	38	24	are	be	AUX
ejif-6260	38	25	in	in	ADP
ejif-6260	38	26	the	the	DET
ejif-6260	38	27	european	european	PROPN
ejif-6260	38	28	union	union	PROPN
ejif-6260	38	29	(	(	PUNCT
ejif-6260	38	30	27	27	NUM
ejif-6260	38	31	countries	country	NOUN
ejif-6260	38	32	)	)	PUNCT
ejif-6260	38	33	.	.	PUNCT
ejif-6260	39	1	the	the	DET
ejif-6260	39	2	gulf	gulf	PROPN
ejif-6260	39	3	countries	country	NOUN
ejif-6260	39	4	account	account	VERB
ejif-6260	39	5	for	for	ADP
ejif-6260	39	6	the	the	DET
ejif-6260	39	7	highest	high	ADJ
ejif-6260	39	8	share	share	NOUN
ejif-6260	39	9	of	of	ADP
ejif-6260	39	10	the	the	DET
ejif-6260	39	11	total	total	ADJ
ejif-6260	39	12	assets	asset	NOUN
ejif-6260	39	13	of	of	ADP
ejif-6260	39	14	the	the	DET
ejif-6260	39	15	world	world	NOUN
ejif-6260	39	16	's	's	PART
ejif-6260	39	17	islamic	islamic	ADJ
ejif-6260	39	18	banks	bank	NOUN
ejif-6260	39	19	(	(	PUNCT
ejif-6260	39	20	45.4	45.4	NUM
ejif-6260	39	21	%	%	NOUN
ejif-6260	39	22	at	at	ADP
ejif-6260	39	23	the	the	DET
ejif-6260	39	24	end	end	NOUN
ejif-6260	39	25	of	of	ADP
ejif-6260	39	26	2019	2019	NUM
ejif-6260	39	27	)	)	PUNCT
ejif-6260	39	28	according	accord	VERB
ejif-6260	39	29	to	to	ADP
ejif-6260	39	30	the	the	DET
ejif-6260	39	31	islamic	islamic	ADJ
ejif-6260	39	32	financial	financial	PROPN
ejif-6260	39	33	services	service	NOUN
ejif-6260	39	34	industry	industry	NOUN
ejif-6260	39	35	stability	stability	NOUN
ejif-6260	39	36	report	report	NOUN
ejif-6260	39	37	(	(	PUNCT
ejif-6260	39	38	2020	2020	NUM
ejif-6260	39	39	)	)	PUNCT
ejif-6260	39	40	published	publish	VERB
ejif-6260	39	41	by	by	ADP
ejif-6260	39	42	the	the	DET
ejif-6260	39	43	islamic	islamic	PROPN
ejif-6260	39	44	financial	financial	PROPN
ejif-6260	39	45	services	services	PROPN
ejif-6260	39	46	board	board	NOUN
ejif-6260	39	47	[	[	X
ejif-6260	39	48	3	3	NUM
ejif-6260	39	49	]	]	PUNCT
ejif-6260	39	50	.	.	PUNCT
ejif-6260	40	1	the	the	DET
ejif-6260	40	2	middle	middle	PROPN
ejif-6260	40	3	east	east	PROPN
ejif-6260	40	4	and	and	CCONJ
ejif-6260	40	5	south	south	PROPN
ejif-6260	40	6	asia	asia	PROPN
ejif-6260	40	7	(	(	PUNCT
ejif-6260	40	8	mesa	mesa	PROPN
ejif-6260	40	9	)	)	PUNCT
ejif-6260	40	10	area	area	NOUN
ejif-6260	40	11	covered	cover	VERB
ejif-6260	40	12	a	a	DET
ejif-6260	40	13	share	share	NOUN
ejif-6260	40	14	close	close	ADV
ejif-6260	40	15	to	to	ADP
ejif-6260	40	16	26	26	NUM
ejif-6260	40	17	%	%	NOUN
ejif-6260	40	18	on	on	ADP
ejif-6260	40	19	the	the	DET
ejif-6260	40	20	same	same	ADJ
ejif-6260	40	21	date	date	NOUN
ejif-6260	40	22	,	,	PUNCT
ejif-6260	40	23	while	while	SCONJ
ejif-6260	40	24	the	the	DET
ejif-6260	40	25	south	south	PROPN
ejif-6260	40	26	east	east	PROPN
ejif-6260	40	27	asia	asia	PROPN
ejif-6260	40	28	region	region	PROPN
ejif-6260	40	29	accounted	account	VERB
ejif-6260	40	30	for	for	ADP
ejif-6260	40	31	23.5	23.5	NUM
ejif-6260	40	32	%	%	NOUN
ejif-6260	40	33	.	.	PUNCT
ejif-6260	41	1	even	even	ADV
ejif-6260	41	2	when	when	SCONJ
ejif-6260	41	3	adding	add	VERB
ejif-6260	41	4	north	north	PROPN
ejif-6260	41	5	africa	africa	PROPN
ejif-6260	41	6	and	and	CCONJ
ejif-6260	41	7	sub	sub	ADJ
ejif-6260	41	8	-	-	ADJ
ejif-6260	41	9	saharan	saharan	ADJ
ejif-6260	41	10	countries	country	NOUN
ejif-6260	41	11	,	,	PUNCT
ejif-6260	41	12	the	the	DET
ejif-6260	41	13	african	african	ADJ
ejif-6260	41	14	region	region	NOUN
ejif-6260	41	15	's	's	PART
ejif-6260	41	16	share	share	NOUN
ejif-6260	41	17	of	of	ADP
ejif-6260	41	18	the	the	DET
ejif-6260	41	19	world	world	NOUN
ejif-6260	41	20	total	total	NOUN
ejif-6260	41	21	is	be	AUX
ejif-6260	41	22	marginal	marginal	ADJ
ejif-6260	41	23	(	(	PUNCT
ejif-6260	41	24	1.6	1.6	NUM
ejif-6260	41	25	%	%	NOUN
ejif-6260	41	26	)	)	PUNCT
ejif-6260	41	27	.	.	PUNCT
ejif-6260	42	1	breaking	break	VERB
ejif-6260	42	2	down	down	ADP
ejif-6260	42	3	the	the	DET
ejif-6260	42	4	individual	individual	ADJ
ejif-6260	42	5	countries	country	NOUN
ejif-6260	42	6	further	far	ADV
ejif-6260	42	7	,	,	PUNCT
ejif-6260	42	8	iran	iran	PROPN
ejif-6260	42	9	’s	’s	PART
ejif-6260	42	10	share	share	NOUN
ejif-6260	42	11	is	be	AUX
ejif-6260	42	12	the	the	DET
ejif-6260	42	13	highest	high	ADJ
ejif-6260	42	14	(	(	PUNCT
ejif-6260	42	15	about	about	ADP
ejif-6260	42	16	29	29	NUM
ejif-6260	42	17	%	%	NOUN
ejif-6260	42	18	of	of	ADP
ejif-6260	42	19	the	the	DET
ejif-6260	42	20	total	total	NOUN
ejif-6260	42	21	)	)	PUNCT
ejif-6260	42	22	,	,	PUNCT
ejif-6260	42	23	followed	follow	VERB
ejif-6260	42	24	by	by	ADP
ejif-6260	42	25	saudi	saudi	PROPN
ejif-6260	42	26	arabia	arabia	PROPN
ejif-6260	42	27	,	,	PUNCT
ejif-6260	42	28	which	which	PRON
ejif-6260	42	29	has	have	VERB
ejif-6260	42	30	a	a	DET
ejif-6260	42	31	slightly	slightly	ADV
ejif-6260	42	32	lower	low	ADJ
ejif-6260	42	33	share	share	NOUN
ejif-6260	42	34	(	(	PUNCT
ejif-6260	42	35	25	25	NUM
ejif-6260	42	36	%	%	NOUN
ejif-6260	42	37	)	)	PUNCT
ejif-6260	42	38	.	.	PUNCT
ejif-6260	43	1	figure	figure	NOUN
ejif-6260	43	2	1	1	NUM
ejif-6260	43	3	.	.	PUNCT
ejif-6260	43	4	islamic	islamic	ADJ
ejif-6260	43	5	finance	finance	NOUN
ejif-6260	43	6	(	(	PUNCT
ejif-6260	43	7	breakdown	breakdown	NOUN
ejif-6260	43	8	of	of	ADP
ejif-6260	43	9	ta	ta	X
ejif-6260	43	10	between	between	ADP
ejif-6260	43	11	geographical	geographical	ADJ
ejif-6260	43	12	areas	area	NOUN
ejif-6260	43	13	,	,	PUNCT
ejif-6260	43	14	2019	2019	NUM
ejif-6260	43	15	)	)	PUNCT
ejif-6260	43	16	.	.	PUNCT
ejif-6260	44	1	note	note	NOUN
ejif-6260	44	2	:	:	PUNCT
ejif-6260	44	3	mesa	mesa	NOUN
ejif-6260	44	4	includes	include	VERB
ejif-6260	44	5	afghanistan	afghanistan	PROPN
ejif-6260	44	6	,	,	PUNCT
ejif-6260	44	7	bangladesh	bangladesh	PROPN
ejif-6260	44	8	,	,	PUNCT
ejif-6260	44	9	iran	iran	PROPN
ejif-6260	44	10	,	,	PUNCT
ejif-6260	44	11	iraq	iraq	PROPN
ejif-6260	44	12	,	,	PUNCT
ejif-6260	44	13	jordan	jordan	PROPN
ejif-6260	44	14	,	,	PUNCT
ejif-6260	44	15	lebanon	lebanon	PROPN
ejif-6260	44	16	,	,	PUNCT
ejif-6260	44	17	the	the	DET
ejif-6260	44	18	maldives	maldives	PROPN
ejif-6260	44	19	,	,	PUNCT
ejif-6260	44	20	palestine	palestine	PROPN
ejif-6260	44	21	,	,	PUNCT
ejif-6260	44	22	pakistan	pakistan	PROPN
ejif-6260	44	23	and	and	CCONJ
ejif-6260	44	24	sri	sri	PROPN
ejif-6260	44	25	lanka	lanka	PROPN
ejif-6260	44	26	.	.	PUNCT
ejif-6260	45	1	source	source	NOUN
ejif-6260	45	2	:	:	PUNCT
ejif-6260	45	3	our	our	PRON
ejif-6260	45	4	calculations	calculation	NOUN
ejif-6260	45	5	based	base	VERB
ejif-6260	45	6	on	on	ADP
ejif-6260	45	7	ifsb	ifsb	ADJ
ejif-6260	45	8	figures	figure	NOUN
ejif-6260	45	9	.	.	PUNCT
ejif-6260	46	1	it	it	PRON
ejif-6260	46	2	is	be	AUX
ejif-6260	46	3	important	important	ADJ
ejif-6260	46	4	to	to	PART
ejif-6260	46	5	consider	consider	VERB
ejif-6260	46	6	the	the	DET
ejif-6260	46	7	regional	regional	ADJ
ejif-6260	46	8	distinction	distinction	NOUN
ejif-6260	46	9	.	.	PUNCT
ejif-6260	47	1	this	this	PRON
ejif-6260	47	2	is	be	AUX
ejif-6260	47	3	because	because	SCONJ
ejif-6260	47	4	islam	islam	PROPN
ejif-6260	47	5	differs	differ	VERB
ejif-6260	47	6	among	among	ADP
ejif-6260	47	7	geographical	geographical	ADJ
ejif-6260	47	8	areas	area	NOUN
ejif-6260	47	9	and	and	CCONJ
ejif-6260	47	10	countries	country	NOUN
ejif-6260	47	11	(	(	PUNCT
ejif-6260	47	12	first	first	ADV
ejif-6260	47	13	of	of	ADP
ejif-6260	47	14	foremost	foremost	NOUN
ejif-6260	47	15	with	with	ADP
ejif-6260	47	16	the	the	DET
ejif-6260	47	17	distinction	distinction	NOUN
ejif-6260	47	18	between	between	ADP
ejif-6260	47	19	shiites	shiites	PROPN
ejif-6260	47	20	and	and	CCONJ
ejif-6260	47	21	sunnis	sunnis	PROPN
ejif-6260	47	22	)	)	PUNCT
ejif-6260	47	23	,	,	PUNCT
ejif-6260	47	24	with	with	ADP
ejif-6260	47	25	a	a	DET
ejif-6260	47	26	different	different	ADJ
ejif-6260	47	27	interpretation	interpretation	NOUN
ejif-6260	47	28	of	of	ADP
ejif-6260	47	29	the	the	DET
ejif-6260	47	30	provisions	provision	NOUN
ejif-6260	47	31	of	of	ADP
ejif-6260	47	32	the	the	DET
ejif-6260	47	33	sharia	sharia	PROPN
ejif-6260	47	34	,	,	PUNCT
ejif-6260	47	35	the	the	DET
ejif-6260	47	36	islamic	islamic	ADJ
ejif-6260	47	37	law	law	NOUN
ejif-6260	48	1	[	[	X
ejif-6260	48	2	4	4	NUM
ejif-6260	48	3	]	]	PUNCT
ejif-6260	48	4	.	.	PUNCT
ejif-6260	49	1	figure	figure	NOUN
ejif-6260	49	2	2	2	NUM
ejif-6260	49	3	.	.	PUNCT
ejif-6260	49	4	islamic	islamic	ADJ
ejif-6260	49	5	finance	finance	NOUN
ejif-6260	49	6	(	(	PUNCT
ejif-6260	49	7	breakdown	breakdown	NOUN
ejif-6260	49	8	of	of	ADP
ejif-6260	49	9	ta	ta	ADP
ejif-6260	49	10	,	,	PUNCT
ejif-6260	49	11	2019	2019	NUM
ejif-6260	49	12	)	)	PUNCT
ejif-6260	49	13	.	.	PUNCT
ejif-6260	50	1	source	source	NOUN
ejif-6260	50	2	:	:	PUNCT
ejif-6260	50	3	our	our	PRON
ejif-6260	50	4	calculations	calculation	NOUN
ejif-6260	50	5	based	base	VERB
ejif-6260	50	6	on	on	ADP
ejif-6260	50	7	ifsb	ifsb	ADJ
ejif-6260	50	8	figures	figure	NOUN
ejif-6260	50	9	.	.	PUNCT
ejif-6260	51	1	the	the	DET
ejif-6260	51	2	share	share	NOUN
ejif-6260	51	3	that	that	PRON
ejif-6260	51	4	islamic	islamic	PROPN
ejif-6260	51	5	finance	finance	NOUN
ejif-6260	51	6	has	have	AUX
ejif-6260	51	7	compared	compare	VERB
ejif-6260	51	8	to	to	ADP
ejif-6260	51	9	traditional	traditional	ADJ
ejif-6260	51	10	finance	finance	NOUN
ejif-6260	51	11	in	in	ADP
ejif-6260	51	12	the	the	DET
ejif-6260	51	13	individual	individual	ADJ
ejif-6260	51	14	countries	country	NOUN
ejif-6260	51	15	is	be	AUX
ejif-6260	51	16	very	very	ADV
ejif-6260	51	17	significant	significant	ADJ
ejif-6260	51	18	.	.	PUNCT
ejif-6260	52	1	as	as	SCONJ
ejif-6260	52	2	highlighted	highlight	VERB
ejif-6260	52	3	by	by	ADP
ejif-6260	52	4	hrh	hrh	PROPN
ejif-6260	52	5	prince	prince	PROPN
ejif-6260	52	6	m.	m.	PROPN
ejif-6260	52	7	al	al	PROPN
ejif-6260	52	8	-	-	PUNCT
ejif-6260	52	9	faisal	faisal	PROPN
ejif-6260	52	10	al	al	PROPN
ejif-6260	52	11	-	-	PUNCT
ejif-6260	52	12	saud	saud	PROPN
ejif-6260	52	13	(	(	PUNCT
ejif-6260	52	14	2000	2000	NUM
ejif-6260	52	15	)	)	PUNCT
ejif-6260	53	1	[	[	X
ejif-6260	53	2	5	5	NUM
ejif-6260	53	3	]	]	PUNCT
ejif-6260	53	4	in	in	ADP
ejif-6260	53	5	providing	provide	VERB
ejif-6260	53	6	a	a	DET
ejif-6260	53	7	wide	wide	ADJ
ejif-6260	53	8	and	and	CCONJ
ejif-6260	53	9	in	in	ADP
ejif-6260	53	10	-	-	PUNCT
ejif-6260	53	11	depth	depth	NOUN
ejif-6260	53	12	examination	examination	NOUN
ejif-6260	53	13	of	of	ADP
ejif-6260	53	14	islamic	islamic	ADJ
ejif-6260	53	15	economic	economic	ADJ
ejif-6260	53	16	principles	principle	NOUN
ejif-6260	53	17	,	,	PUNCT
ejif-6260	53	18	the	the	DET
ejif-6260	53	19	gradual	gradual	ADJ
ejif-6260	53	20	spread	spread	NOUN
ejif-6260	53	21	of	of	ADP
ejif-6260	53	22	islamic	islamic	ADJ
ejif-6260	53	23	finance	finance	NOUN
ejif-6260	53	24	is	be	AUX
ejif-6260	53	25	part	part	NOUN
ejif-6260	53	26	of	of	ADP
ejif-6260	53	27	the	the	DET
ejif-6260	53	28	process	process	NOUN
ejif-6260	53	29	defined	define	VERB
ejif-6260	53	30	in	in	ADP
ejif-6260	53	31	muslim	muslim	ADJ
ejif-6260	53	32	circles	circle	NOUN
ejif-6260	53	33	as	as	ADP
ejif-6260	53	34	'	'	PUNCT
ejif-6260	53	35	islamic	islamic	ADJ
ejif-6260	53	36	resurgence	resurgence	NOUN
ejif-6260	53	37	'	'	PUNCT
ejif-6260	53	38	,	,	PUNCT
ejif-6260	53	39	aimed	aim	VERB
ejif-6260	53	40	at	at	ADP
ejif-6260	53	41	creating	create	VERB
ejif-6260	53	42	a	a	DET
ejif-6260	53	43	new	new	ADJ
ejif-6260	53	44	,	,	PUNCT
ejif-6260	53	45	united	united	ADJ
ejif-6260	53	46	islamic	islamic	PROPN
ejif-6260	53	47	society	society	PROPN
ejif-6260	53	48	that	that	PRON
ejif-6260	53	49	avoids	avoid	VERB
ejif-6260	53	50	'	'	PUNCT
ejif-6260	53	51	fundamentalism	fundamentalism	NOUN
ejif-6260	53	52	'	'	PUNCT
ejif-6260	53	53	and	and	CCONJ
ejif-6260	53	54	extremist	extremist	ADJ
ejif-6260	53	55	positions	position	NOUN
ejif-6260	53	56	.	.	PUNCT
ejif-6260	54	1	in	in	ADP
ejif-6260	54	2	iran	iran	PROPN
ejif-6260	54	3	and	and	CCONJ
ejif-6260	54	4	sudan	sudan	PROPN
ejif-6260	54	5	,	,	PUNCT
ejif-6260	54	6	where	where	SCONJ
ejif-6260	54	7	the	the	DET
ejif-6260	54	8	state	state	NOUN
ejif-6260	54	9	has	have	AUX
ejif-6260	54	10	islamised	islamise	VERB
ejif-6260	54	11	the	the	DET
ejif-6260	54	12	financial	financial	ADJ
ejif-6260	54	13	sector	sector	NOUN
ejif-6260	54	14	,	,	PUNCT
ejif-6260	54	15	this	this	DET
ejif-6260	54	16	share	share	NOUN
ejif-6260	54	17	is	be	AUX
ejif-6260	54	18	100	100	NUM
ejif-6260	54	19	%	%	NOUN
ejif-6260	54	20	.	.	PUNCT
ejif-6260	55	1	among	among	ADP
ejif-6260	55	2	the	the	DET
ejif-6260	55	3	other	other	ADJ
ejif-6260	55	4	countries	country	NOUN
ejif-6260	55	5	,	,	PUNCT
ejif-6260	55	6	there	there	PRON
ejif-6260	55	7	is	be	VERB
ejif-6260	55	8	no	no	DET
ejif-6260	55	9	perfect	perfect	ADJ
ejif-6260	55	10	correspondence	correspondence	NOUN
ejif-6260	55	11	between	between	ADP
ejif-6260	55	12	the	the	DET
ejif-6260	55	13	size	size	NOUN
ejif-6260	55	14	of	of	ADP
ejif-6260	55	15	the	the	DET
ejif-6260	55	16	sector	sector	NOUN
ejif-6260	55	17	(	(	PUNCT
ejif-6260	55	18	in	in	ADP
ejif-6260	55	19	usd	usd	NOUN
ejif-6260	55	20	bn	bn	NOUN
ejif-6260	55	21	)	)	PUNCT
ejif-6260	55	22	and	and	CCONJ
ejif-6260	55	23	the	the	DET
ejif-6260	55	24	share	share	NOUN
ejif-6260	55	25	covered	cover	VERB
ejif-6260	55	26	by	by	ADP
ejif-6260	55	27	islamic	islamic	ADJ
ejif-6260	55	28	banks	bank	NOUN
ejif-6260	55	29	.	.	PUNCT
ejif-6260	56	1	saudi	saudi	PROPN
ejif-6260	56	2	arabia	arabia	PROPN
ejif-6260	56	3	has	have	VERB
ejif-6260	56	4	a	a	DET
ejif-6260	56	5	significant	significant	ADJ
ejif-6260	56	6	share	share	NOUN
ejif-6260	56	7	of	of	ADP
ejif-6260	56	8	over	over	ADP
ejif-6260	56	9	60	60	NUM
ejif-6260	56	10	%	%	NOUN
ejif-6260	56	11	and	and	CCONJ
ejif-6260	56	12	high	high	ADJ
ejif-6260	56	13	volumes	volume	NOUN
ejif-6260	56	14	of	of	ADP
ejif-6260	56	15	around	around	ADP
ejif-6260	56	16	usd	usd	NOUN
ejif-6260	56	17	450bn	450bn	NOUN
ejif-6260	56	18	.	.	PUNCT
ejif-6260	57	1	on	on	ADP
ejif-6260	57	2	the	the	DET
ejif-6260	57	3	other	other	ADJ
ejif-6260	57	4	hand	hand	NOUN
ejif-6260	57	5	,	,	PUNCT
ejif-6260	57	6	in	in	ADP
ejif-6260	57	7	kuwait	kuwait	PROPN
ejif-6260	57	8	the	the	DET
ejif-6260	57	9	share	share	NOUN
ejif-6260	57	10	of	of	ADP
ejif-6260	57	11	the	the	DET
ejif-6260	57	12	total	total	ADJ
ejif-6260	57	13	financial	financial	ADJ
ejif-6260	57	14	system	system	NOUN
ejif-6260	57	15	is	be	AUX
ejif-6260	57	16	close	close	ADJ
ejif-6260	57	17	to	to	ADP
ejif-6260	57	18	50	50	NUM
ejif-6260	57	19	%	%	NOUN
ejif-6260	57	20	,	,	PUNCT
ejif-6260	57	21	with	with	ADP
ejif-6260	57	22	a	a	DET
ejif-6260	57	23	smaller	small	ADJ
ejif-6260	57	24	volume	volume	NOUN
ejif-6260	57	25	(	(	PUNCT
ejif-6260	57	26	usd	usd	NOUN
ejif-6260	57	27	100bn	100bn	NOUN
ejif-6260	57	28	)	)	PUNCT
ejif-6260	57	29	.	.	PUNCT
ejif-6260	58	1	other	other	ADJ
ejif-6260	58	2	countries	country	NOUN
ejif-6260	58	3	,	,	PUNCT
ejif-6260	58	4	such	such	ADJ
ejif-6260	58	5	as	as	ADP
ejif-6260	58	6	turkey	turkey	NOUN
ejif-6260	58	7	and	and	CCONJ
ejif-6260	58	8	indonesia	indonesia	PROPN
ejif-6260	58	9	,	,	PUNCT
ejif-6260	58	10	with	with	ADP
ejif-6260	58	11	volumes	volume	NOUN
ejif-6260	58	12	falling	fall	VERB
ejif-6260	58	13	within	within	ADP
ejif-6260	58	14	the	the	DET
ejif-6260	58	15	ranking	ranking	NOUN
ejif-6260	58	16	of	of	ADP
ejif-6260	58	17	the	the	DET
ejif-6260	58	18	major	major	ADJ
ejif-6260	58	19	islamic	islamic	ADJ
ejif-6260	58	20	countries	country	NOUN
ejif-6260	58	21	in	in	ADP
ejif-6260	58	22	the	the	DET
ejif-6260	58	23	world	world	NOUN
ejif-6260	58	24	,	,	PUNCT
ejif-6260	58	25	have	have	VERB
ejif-6260	58	26	modest	modest	ADJ
ejif-6260	58	27	shares	share	NOUN
ejif-6260	58	28	compared	compare	VERB
ejif-6260	58	29	to	to	ADP
ejif-6260	58	30	the	the	DET
ejif-6260	58	31	conventional	conventional	ADJ
ejif-6260	58	32	system	system	NOUN
ejif-6260	58	33	(	(	PUNCT
ejif-6260	58	34	around	around	ADV
ejif-6260	58	35	6	6	NUM
ejif-6260	58	36	%	%	NOUN
ejif-6260	58	37	)	)	PUNCT
ejif-6260	58	38	.	.	PUNCT
ejif-6260	59	1	figure	figure	VERB
ejif-6260	59	2	3	3	NUM
ejif-6260	59	3	.	.	PUNCT
ejif-6260	60	1	islamic	islamic	ADJ
ejif-6260	60	2	banks	bank	NOUN
ejif-6260	60	3	(	(	PUNCT
ejif-6260	60	4	ta	ta	NOUN
ejif-6260	60	5	and	and	CCONJ
ejif-6260	60	6	%	%	INTJ
ejif-6260	60	7	share	share	NOUN
ejif-6260	60	8	of	of	ADP
ejif-6260	60	9	the	the	DET
ejif-6260	60	10	total	total	ADJ
ejif-6260	60	11	assets	asset	NOUN
ejif-6260	60	12	of	of	ADP
ejif-6260	60	13	the	the	DET
ejif-6260	60	14	country	country	NOUN
ejif-6260	60	15	's	's	PART
ejif-6260	60	16	banking	banking	NOUN
ejif-6260	60	17	system	system	NOUN
ejif-6260	60	18	,	,	PUNCT
ejif-6260	60	19	2019	2019	NUM
ejif-6260	60	20	)	)	PUNCT
ejif-6260	60	21	.	.	PUNCT
ejif-6260	61	1	source	source	NOUN
ejif-6260	61	2	:	:	PUNCT
ejif-6260	61	3	our	our	PRON
ejif-6260	61	4	calculations	calculation	NOUN
ejif-6260	61	5	based	base	VERB
ejif-6260	61	6	on	on	ADP
ejif-6260	61	7	ifsb	ifsb	ADJ
ejif-6260	61	8	figures	figure	NOUN
ejif-6260	61	9	.	.	PUNCT
ejif-6260	62	1	egypt	egypt	PROPN
ejif-6260	62	2	is	be	AUX
ejif-6260	62	3	a	a	DET
ejif-6260	62	4	very	very	ADV
ejif-6260	62	5	important	important	ADJ
ejif-6260	62	6	exception	exception	NOUN
ejif-6260	62	7	.	.	PUNCT
ejif-6260	63	1	with	with	ADP
ejif-6260	63	2	an	an	DET
ejif-6260	63	3	almost	almost	ADV
ejif-6260	63	4	total	total	ADJ
ejif-6260	63	5	sunni	sunni	ADJ
ejif-6260	63	6	muslim	muslim	ADJ
ejif-6260	63	7	presence	presence	NOUN
ejif-6260	63	8	(	(	PUNCT
ejif-6260	63	9	with	with	ADP
ejif-6260	63	10	the	the	DET
ejif-6260	63	11	copts	copt	NOUN
ejif-6260	63	12	accounting	account	VERB
ejif-6260	63	13	for	for	ADP
ejif-6260	63	14	about	about	ADV
ejif-6260	63	15	10	10	NUM
ejif-6260	63	16	%	%	NOUN
ejif-6260	63	17	)	)	PUNCT
ejif-6260	63	18	of	of	ADP
ejif-6260	63	19	the	the	DET
ejif-6260	63	20	population	population	NOUN
ejif-6260	63	21	,	,	PUNCT
ejif-6260	63	22	the	the	DET
ejif-6260	63	23	weight	weight	NOUN
ejif-6260	63	24	of	of	ADP
ejif-6260	63	25	islamic	islamic	ADJ
ejif-6260	63	26	finance	finance	NOUN
ejif-6260	63	27	in	in	ADP
ejif-6260	63	28	egypt	egypt	PROPN
ejif-6260	63	29	is	be	AUX
ejif-6260	63	30	still	still	ADV
ejif-6260	63	31	negligible	negligible	ADJ
ejif-6260	63	32	(	(	PUNCT
ejif-6260	63	33	with	with	ADP
ejif-6260	63	34	a	a	DET
ejif-6260	63	35	share	share	NOUN
ejif-6260	63	36	of	of	ADP
ejif-6260	63	37	total	total	ADJ
ejif-6260	63	38	world	world	NOUN
ejif-6260	63	39	assets	asset	NOUN
ejif-6260	63	40	that	that	PRON
ejif-6260	63	41	fails	fail	VERB
ejif-6260	63	42	to	to	PART
ejif-6260	63	43	reach	reach	VERB
ejif-6260	63	44	1	1	NUM
ejif-6260	63	45	%	%	NOUN
ejif-6260	63	46	)	)	PUNCT
ejif-6260	63	47	,	,	PUNCT
ejif-6260	63	48	and	and	CCONJ
ejif-6260	63	49	the	the	DET
ejif-6260	63	50	level	level	NOUN
ejif-6260	63	51	of	of	ADP
ejif-6260	63	52	financial	financial	ADJ
ejif-6260	63	53	depth	depth	NOUN
ejif-6260	63	54	calculated	calculate	VERB
ejif-6260	63	55	using	use	VERB
ejif-6260	63	56	the	the	DET
ejif-6260	63	57	main	main	ADJ
ejif-6260	63	58	indicators	indicator	NOUN
ejif-6260	63	59	referring	refer	VERB
ejif-6260	63	60	to	to	ADP
ejif-6260	63	61	traditional	traditional	ADJ
ejif-6260	63	62	finance	finance	NOUN
ejif-6260	63	63	also	also	ADV
ejif-6260	63	64	remains	remain	VERB
ejif-6260	63	65	modest	modest	ADJ
ejif-6260	63	66	.	.	PUNCT
ejif-6260	64	1	a	a	DET
ejif-6260	64	2	few	few	ADJ
ejif-6260	64	3	sharia	sharia	NOUN
ejif-6260	64	4	-	-	PUNCT
ejif-6260	64	5	compliant	compliant	ADJ
ejif-6260	64	6	banks	bank	NOUN
ejif-6260	64	7	were	be	AUX
ejif-6260	64	8	involved	involve	VERB
ejif-6260	64	9	in	in	ADP
ejif-6260	64	10	foreign	foreign	ADJ
ejif-6260	64	11	currency	currency	NOUN
ejif-6260	64	12	speculative	speculative	ADJ
ejif-6260	64	13	transactions	transaction	NOUN
ejif-6260	64	14	in	in	ADP
ejif-6260	64	15	the	the	DET
ejif-6260	64	16	1980s	1980	NOUN
ejif-6260	64	17	,	,	PUNCT
ejif-6260	64	18	which	which	PRON
ejif-6260	64	19	led	lead	VERB
ejif-6260	64	20	to	to	ADP
ejif-6260	64	21	their	their	PRON
ejif-6260	64	22	closing	closing	NOUN
ejif-6260	64	23	.	.	PUNCT
ejif-6260	65	1	subsequently	subsequently	ADV
ejif-6260	65	2	,	,	PUNCT
ejif-6260	65	3	public	public	ADJ
ejif-6260	65	4	banks	bank	NOUN
ejif-6260	65	5	have	have	AUX
ejif-6260	65	6	assumed	assume	VERB
ejif-6260	65	7	a	a	DET
ejif-6260	65	8	predominant	predominant	ADJ
ejif-6260	65	9	role	role	NOUN
ejif-6260	65	10	within	within	ADP
ejif-6260	65	11	the	the	DET
ejif-6260	65	12	system	system	NOUN
ejif-6260	65	13	,	,	PUNCT
ejif-6260	65	14	and	and	CCONJ
ejif-6260	65	15	they	they	PRON
ejif-6260	65	16	have	have	AUX
ejif-6260	65	17	held	hold	VERB
ejif-6260	65	18	on	on	ADP
ejif-6260	65	19	to	to	ADP
ejif-6260	65	20	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-6260	65	21	58	58	NUM
ejif-6260	65	22	european	european	PROPN
ejif-6260	65	23	journal	journal	PROPN
ejif-6260	65	24	of	of	ADP
ejif-6260	65	25	islamic	islamic	PROPN
ejif-6260	65	26	finance	finance	PROPN
ejif-6260	65	27	issn	issn	PROPN
ejif-6260	65	28	:	:	PUNCT
ejif-6260	65	29	2421	2421	NUM
ejif-6260	65	30	-	-	SYM
ejif-6260	65	31	2172	2172	NUM
ejif-6260	65	32	doi	doi	NOUN
ejif-6260	65	33	:	:	PUNCT
ejif-6260	65	34	10.13135/2421	10.13135/2421	NUM
ejif-6260	65	35	-	-	SYM
ejif-6260	65	36	2172/6260	2172/6260	NUM
ejif-6260	65	37	published	publish	VERB
ejif-6260	65	38	by	by	ADP
ejif-6260	65	39	university	university	PROPN
ejif-6260	65	40	of	of	ADP
ejif-6260	65	41	turin	turin	PROPN
ejif-6260	66	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-6260	66	2	ejif	ejif	PROPN
ejif-6260	66	3	content	content	NOUN
ejif-6260	66	4	is	be	AUX
ejif-6260	66	5	licensed	license	VERB
ejif-6260	66	6	under	under	ADP
ejif-6260	66	7	a	a	DET
ejif-6260	66	8	creative	creative	ADJ
ejif-6260	66	9	commons	common	NOUN
ejif-6260	66	10	attribution	attribution	NOUN
ejif-6260	66	11	4.0	4.0	NUM
ejif-6260	66	12	international	international	ADJ
ejif-6260	66	13	license	license	NOUN
ejif-6260	66	14	received	receive	VERB
ejif-6260	66	15	:	:	PUNCT
ejif-6260	66	16	22/11/2021	22/11/2021	NUM
ejif-6260	66	17	accepted	accept	VERB
ejif-6260	66	18	for	for	ADP
ejif-6260	66	19	publication	publication	NOUN
ejif-6260	66	20	:	:	PUNCT
ejif-6260	66	21	03/03/2022	03/03/2022	NOUN
ejif-6260	66	22	published	publish	VERB
ejif-6260	66	23	:	:	PUNCT
ejif-6260	66	24	22/04/2022	22/04/2022	NUM
ejif-6260	66	25	this	this	DET
ejif-6260	66	26	role	role	NOUN
ejif-6260	66	27	to	to	ADP
ejif-6260	66	28	date	date	NOUN
ejif-6260	66	29	.	.	PUNCT
ejif-6260	67	1	in	in	ADP
ejif-6260	67	2	the	the	DET
ejif-6260	67	3	country	country	NOUN
ejif-6260	67	4	,	,	PUNCT
ejif-6260	67	5	only	only	ADV
ejif-6260	67	6	3	3	NUM
ejif-6260	67	7	islamic	islamic	ADJ
ejif-6260	67	8	banks	bank	NOUN
ejif-6260	67	9	are	be	AUX
ejif-6260	67	10	active	active	ADJ
ejif-6260	67	11	,	,	PUNCT
ejif-6260	67	12	controlled	control	VERB
ejif-6260	67	13	by	by	ADP
ejif-6260	67	14	banks	bank	NOUN
ejif-6260	67	15	based	base	VERB
ejif-6260	67	16	in	in	ADP
ejif-6260	67	17	the	the	DET
ejif-6260	67	18	gulf	gulf	NOUN
ejif-6260	67	19	,	,	PUNCT
ejif-6260	67	20	out	out	ADP
ejif-6260	67	21	of	of	ADP
ejif-6260	67	22	a	a	DET
ejif-6260	67	23	total	total	NOUN
ejif-6260	67	24	of	of	ADP
ejif-6260	67	25	38	38	NUM
ejif-6260	67	26	institutions	institution	NOUN
ejif-6260	67	27	.	.	PUNCT
ejif-6260	68	1	the	the	DET
ejif-6260	68	2	structural	structural	ADJ
ejif-6260	68	3	loan	loan	NOUN
ejif-6260	68	4	/	/	SYM
ejif-6260	68	5	gdp	gdp	NOUN
ejif-6260	68	6	ratio	ratio	NOUN
ejif-6260	68	7	also	also	ADV
ejif-6260	68	8	remains	remain	VERB
ejif-6260	68	9	very	very	ADV
ejif-6260	68	10	low	low	ADJ
ejif-6260	68	11	(	(	PUNCT
ejif-6260	68	12	just	just	ADV
ejif-6260	68	13	over	over	ADP
ejif-6260	68	14	20	20	NUM
ejif-6260	68	15	%	%	NOUN
ejif-6260	68	16	at	at	ADP
ejif-6260	68	17	the	the	DET
ejif-6260	68	18	end	end	NOUN
ejif-6260	68	19	of	of	ADP
ejif-6260	68	20	2020	2020	NUM
ejif-6260	68	21	)	)	PUNCT
ejif-6260	68	22	compared	compare	VERB
ejif-6260	68	23	to	to	ADP
ejif-6260	68	24	peers	peer	NOUN
ejif-6260	68	25	,	,	PUNCT
ejif-6260	68	26	despite	despite	SCONJ
ejif-6260	68	27	the	the	DET
ejif-6260	68	28	presence	presence	NOUN
ejif-6260	68	29	of	of	ADP
ejif-6260	68	30	numerous	numerous	ADJ
ejif-6260	68	31	international	international	ADJ
ejif-6260	68	32	operators	operator	NOUN
ejif-6260	68	33	,	,	PUNCT
ejif-6260	68	34	while	while	SCONJ
ejif-6260	68	35	the	the	DET
ejif-6260	68	36	ratio	ratio	NOUN
ejif-6260	68	37	for	for	ADP
ejif-6260	68	38	deposits	deposit	NOUN
ejif-6260	68	39	is	be	AUX
ejif-6260	68	40	higher	high	ADJ
ejif-6260	68	41	(	(	PUNCT
ejif-6260	68	42	over	over	ADP
ejif-6260	68	43	60	60	NUM
ejif-6260	68	44	%	%	NOUN
ejif-6260	68	45	at	at	ADP
ejif-6260	68	46	the	the	DET
ejif-6260	68	47	end	end	NOUN
ejif-6260	68	48	of	of	ADP
ejif-6260	68	49	2020	2020	NUM
ejif-6260	68	50	)	)	PUNCT
ejif-6260	68	51	.	.	PUNCT
ejif-6260	69	1	islamic	islamic	ADJ
ejif-6260	69	2	banks	bank	NOUN
ejif-6260	69	3	in	in	ADP
ejif-6260	69	4	bosnia	bosnia	PROPN
ejif-6260	69	5	accounted	account	VERB
ejif-6260	69	6	for	for	ADP
ejif-6260	69	7	a	a	DET
ejif-6260	69	8	share	share	NOUN
ejif-6260	69	9	of	of	ADP
ejif-6260	69	10	the	the	DET
ejif-6260	69	11	country	country	NOUN
ejif-6260	69	12	's	's	PART
ejif-6260	69	13	total	total	ADJ
ejif-6260	69	14	assets	asset	NOUN
ejif-6260	69	15	equal	equal	ADJ
ejif-6260	69	16	to	to	ADP
ejif-6260	69	17	about	about	ADP
ejif-6260	69	18	3	3	NUM
ejif-6260	69	19	%	%	NOUN
ejif-6260	69	20	at	at	ADP
ejif-6260	69	21	the	the	DET
ejif-6260	69	22	end	end	NOUN
ejif-6260	69	23	of	of	ADP
ejif-6260	69	24	2019	2019	NUM
ejif-6260	69	25	.	.	PUNCT
ejif-6260	70	1	among	among	ADP
ejif-6260	70	2	other	other	ADJ
ejif-6260	70	3	countries	country	NOUN
ejif-6260	70	4	close	close	ADJ
ejif-6260	70	5	to	to	ADP
ejif-6260	70	6	europe	europe	PROPN
ejif-6260	70	7	,	,	PUNCT
ejif-6260	70	8	such	such	ADJ
ejif-6260	70	9	as	as	ADP
ejif-6260	70	10	russia	russia	PROPN
ejif-6260	70	11	,	,	PUNCT
ejif-6260	70	12	the	the	DET
ejif-6260	70	13	muslim	muslim	ADJ
ejif-6260	70	14	presence	presence	NOUN
ejif-6260	70	15	is	be	AUX
ejif-6260	70	16	not	not	PART
ejif-6260	70	17	reflected	reflect	VERB
ejif-6260	70	18	in	in	ADP
ejif-6260	70	19	a	a	DET
ejif-6260	70	20	corresponding	correspond	VERB
ejif-6260	70	21	proliferation	proliferation	NOUN
ejif-6260	70	22	of	of	ADP
ejif-6260	70	23	islamic	islamic	ADJ
ejif-6260	70	24	financial	financial	ADJ
ejif-6260	70	25	instruments	instrument	NOUN
ejif-6260	70	26	,	,	PUNCT
ejif-6260	70	27	as	as	SCONJ
ejif-6260	70	28	this	this	DET
ejif-6260	70	29	presence	presence	NOUN
ejif-6260	70	30	consists	consist	VERB
ejif-6260	70	31	of	of	ADP
ejif-6260	70	32	ethnic	ethnic	ADJ
ejif-6260	70	33	minorities	minority	NOUN
ejif-6260	70	34	whose	whose	DET
ejif-6260	70	35	role	role	NOUN
ejif-6260	70	36	in	in	ADP
ejif-6260	70	37	the	the	DET
ejif-6260	70	38	country	country	NOUN
ejif-6260	70	39	's	's	PART
ejif-6260	70	40	economy	economy	NOUN
ejif-6260	70	41	remains	remain	VERB
ejif-6260	70	42	modest	modest	ADJ
ejif-6260	70	43	.	.	PUNCT
ejif-6260	71	1	iii	iii	X
ejif-6260	71	2	.	.	PUNCT
ejif-6260	72	1	deposits	deposit	NOUN
ejif-6260	72	2	in	in	ADP
ejif-6260	72	3	islamic	islamic	ADJ
ejif-6260	72	4	banks	bank	NOUN
ejif-6260	72	5	:	:	PUNCT
ejif-6260	72	6	technical	technical	ADJ
ejif-6260	72	7	characteristics	characteristic	NOUN
ejif-6260	72	8	there	there	PRON
ejif-6260	72	9	are	be	VERB
ejif-6260	72	10	numerous	numerous	ADJ
ejif-6260	72	11	differences	difference	NOUN
ejif-6260	72	12	between	between	ADP
ejif-6260	72	13	the	the	DET
ejif-6260	72	14	principles	principle	NOUN
ejif-6260	72	15	of	of	ADP
ejif-6260	72	16	european	european	ADJ
ejif-6260	72	17	/	/	SYM
ejif-6260	72	18	western	western	ADJ
ejif-6260	72	19	and	and	CCONJ
ejif-6260	72	20	islamic	islamic	ADJ
ejif-6260	72	21	finance	finance	NOUN
ejif-6260	72	22	.	.	PUNCT
ejif-6260	73	1	these	these	DET
ejif-6260	73	2	differences	difference	NOUN
ejif-6260	73	3	pertain	pertain	VERB
ejif-6260	73	4	to	to	ADP
ejif-6260	73	5	the	the	DET
ejif-6260	73	6	objectives	objective	NOUN
ejif-6260	73	7	that	that	PRON
ejif-6260	73	8	can	can	AUX
ejif-6260	73	9	be	be	AUX
ejif-6260	73	10	pursued	pursue	VERB
ejif-6260	73	11	and	and	CCONJ
ejif-6260	73	12	therefore	therefore	ADV
ejif-6260	73	13	their	their	PRON
ejif-6260	73	14	technical	technical	ADJ
ejif-6260	73	15	characteristics	characteristic	NOUN
ejif-6260	73	16	.	.	PUNCT
ejif-6260	74	1	article	article	NOUN
ejif-6260	74	2	14	14	NUM
ejif-6260	74	3	of	of	ADP
ejif-6260	74	4	the	the	DET
ejif-6260	74	5	italian	italian	ADJ
ejif-6260	74	6	consolidated	consolidated	ADJ
ejif-6260	74	7	law	law	NOUN
ejif-6260	74	8	on	on	ADP
ejif-6260	74	9	banking	banking	NOUN
ejif-6260	74	10	(	(	PUNCT
ejif-6260	74	11	and	and	CCONJ
ejif-6260	74	12	the	the	DET
ejif-6260	74	13	european	european	ADJ
ejif-6260	74	14	directive	directive	PROPN
ejif-6260	74	15	2006/48	2006/48	NUM
ejif-6260	74	16	,	,	PUNCT
ejif-6260	74	17	article	article	NOUN
ejif-6260	74	18	4	4	NUM
ejif-6260	74	19	)	)	PUNCT
ejif-6260	74	20	provides	provide	VERB
ejif-6260	74	21	authorisation	authorisation	NOUN
ejif-6260	74	22	to	to	PART
ejif-6260	74	23	carry	carry	VERB
ejif-6260	74	24	out	out	ADP
ejif-6260	74	25	banking	banking	NOUN
ejif-6260	74	26	activities	activity	NOUN
ejif-6260	74	27	which	which	PRON
ejif-6260	74	28	,	,	PUNCT
ejif-6260	74	29	in	in	ADP
ejif-6260	74	30	a	a	DET
ejif-6260	74	31	"	"	PUNCT
ejif-6260	74	32	traditional	traditional	ADJ
ejif-6260	74	33	"	"	PUNCT
ejif-6260	74	34	sense	sense	NOUN
ejif-6260	74	35	,	,	PUNCT
ejif-6260	74	36	is	be	AUX
ejif-6260	74	37	focused	focus	VERB
ejif-6260	74	38	on	on	ADP
ejif-6260	74	39	the	the	DET
ejif-6260	74	40	dual	dual	ADJ
ejif-6260	74	41	function	function	NOUN
ejif-6260	74	42	of	of	ADP
ejif-6260	74	43	collecting	collect	VERB
ejif-6260	74	44	deposits	deposit	NOUN
ejif-6260	74	45	and	and	CCONJ
ejif-6260	74	46	loan	loan	NOUN
ejif-6260	74	47	granting	granting	NOUN
ejif-6260	74	48	,	,	PUNCT
ejif-6260	74	49	and	and	CCONJ
ejif-6260	74	50	article	article	NOUN
ejif-6260	74	51	11	11	NUM
ejif-6260	74	52	states	state	NOUN
ejif-6260	74	53	"	"	PUNCT
ejif-6260	74	54	for	for	ADP
ejif-6260	74	55	the	the	DET
ejif-6260	74	56	purposes	purpose	NOUN
ejif-6260	74	57	of	of	ADP
ejif-6260	74	58	this	this	DET
ejif-6260	74	59	legislative	legislative	ADJ
ejif-6260	74	60	decree	decree	NOUN
ejif-6260	74	61	,	,	PUNCT
ejif-6260	74	62	the	the	DET
ejif-6260	74	63	acquisition	acquisition	NOUN
ejif-6260	74	64	of	of	ADP
ejif-6260	74	65	funds	fund	NOUN
ejif-6260	74	66	with	with	ADP
ejif-6260	74	67	the	the	DET
ejif-6260	74	68	obligation	obligation	NOUN
ejif-6260	74	69	to	to	PART
ejif-6260	74	70	repay	repay	VERB
ejif-6260	74	71	...	...	PUNCT
ejif-6260	74	72	"	"	PUNCT
ejif-6260	74	73	.	.	PUNCT
ejif-6260	75	1	m.	m.	PROPN
ejif-6260	75	2	fahim	fahim	PROPN
ejif-6260	75	3	khan	khan	PROPN
ejif-6260	75	4	and	and	CCONJ
ejif-6260	75	5	m.	m.	NOUN
ejif-6260	75	6	porzio	porzio	NOUN
ejif-6260	75	7	(	(	PUNCT
ejif-6260	75	8	2010	2010	NUM
ejif-6260	75	9	)	)	PUNCT
ejif-6260	76	1	[	[	X
ejif-6260	76	2	6	6	NUM
ejif-6260	76	3	]	]	PUNCT
ejif-6260	76	4	,	,	PUNCT
ejif-6260	76	5	especially	especially	ADV
ejif-6260	76	6	in	in	ADP
ejif-6260	76	7	the	the	DET
ejif-6260	76	8	introduction	introduction	NOUN
ejif-6260	76	9	,	,	PUNCT
ejif-6260	76	10	explain	explain	VERB
ejif-6260	76	11	the	the	DET
ejif-6260	76	12	way	way	NOUN
ejif-6260	76	13	islamic	islamic	ADJ
ejif-6260	76	14	banks	bank	NOUN
ejif-6260	76	15	are	be	AUX
ejif-6260	76	16	incorporated	incorporate	VERB
ejif-6260	76	17	into	into	ADP
ejif-6260	76	18	european	european	ADJ
ejif-6260	76	19	regulations	regulation	NOUN
ejif-6260	76	20	.	.	PUNCT
ejif-6260	77	1	like	like	ADP
ejif-6260	77	2	conventional	conventional	ADJ
ejif-6260	77	3	banks	bank	NOUN
ejif-6260	77	4	,	,	PUNCT
ejif-6260	77	5	islamic	islamic	ADJ
ejif-6260	77	6	banks	bank	NOUN
ejif-6260	77	7	receive	receive	VERB
ejif-6260	77	8	deposits	deposit	NOUN
ejif-6260	77	9	and	and	CCONJ
ejif-6260	77	10	finance	finance	NOUN
ejif-6260	77	11	customers	customer	NOUN
ejif-6260	77	12	,	,	PUNCT
ejif-6260	77	13	businesses	business	NOUN
ejif-6260	77	14	and	and	CCONJ
ejif-6260	77	15	households	household	NOUN
ejif-6260	77	16	,	,	PUNCT
ejif-6260	77	17	though	though	SCONJ
ejif-6260	77	18	with	with	ADP
ejif-6260	77	19	significant	significant	ADJ
ejif-6260	77	20	specific	specific	ADJ
ejif-6260	77	21	characteristics	characteristic	NOUN
ejif-6260	77	22	.	.	PUNCT
ejif-6260	78	1	in	in	ADP
ejif-6260	78	2	almost	almost	ADV
ejif-6260	78	3	all	all	PRON
ejif-6260	78	4	cases	case	NOUN
ejif-6260	78	5	,	,	PUNCT
ejif-6260	78	6	the	the	DET
ejif-6260	78	7	collection	collection	NOUN
ejif-6260	78	8	and	and	CCONJ
ejif-6260	78	9	financing	financing	NOUN
ejif-6260	78	10	scheme	scheme	NOUN
ejif-6260	78	11	of	of	ADP
ejif-6260	78	12	islamic	islamic	ADJ
ejif-6260	78	13	banks	bank	NOUN
ejif-6260	78	14	does	do	AUX
ejif-6260	78	15	not	not	PART
ejif-6260	78	16	entail	entail	VERB
ejif-6260	78	17	the	the	DET
ejif-6260	78	18	obligation	obligation	NOUN
ejif-6260	78	19	to	to	PART
ejif-6260	78	20	repay	repay	VERB
ejif-6260	78	21	.	.	PUNCT
ejif-6260	79	1	the	the	DET
ejif-6260	79	2	operations	operation	NOUN
ejif-6260	79	3	of	of	ADP
ejif-6260	79	4	these	these	DET
ejif-6260	79	5	financial	financial	ADJ
ejif-6260	79	6	institutions	institution	NOUN
ejif-6260	79	7	are	be	AUX
ejif-6260	79	8	therefore	therefore	ADV
ejif-6260	79	9	more	more	ADV
ejif-6260	79	10	complex	complex	ADJ
ejif-6260	79	11	and	and	CCONJ
ejif-6260	79	12	this	this	PRON
ejif-6260	79	13	has	have	AUX
ejif-6260	79	14	made	make	VERB
ejif-6260	79	15	it	it	PRON
ejif-6260	79	16	necessary	necessary	ADJ
ejif-6260	79	17	to	to	PART
ejif-6260	79	18	develop	develop	VERB
ejif-6260	79	19	specific	specific	ADJ
ejif-6260	79	20	international	international	ADJ
ejif-6260	79	21	standards	standard	NOUN
ejif-6260	79	22	to	to	PART
ejif-6260	79	23	be	be	AUX
ejif-6260	79	24	followed	follow	VERB
ejif-6260	79	25	for	for	ADP
ejif-6260	79	26	the	the	DET
ejif-6260	79	27	preparation	preparation	NOUN
ejif-6260	79	28	of	of	ADP
ejif-6260	79	29	the	the	DET
ejif-6260	79	30	financial	financial	ADJ
ejif-6260	79	31	statements	statement	NOUN
ejif-6260	79	32	of	of	ADP
ejif-6260	79	33	these	these	DET
ejif-6260	79	34	institutions	institution	NOUN
ejif-6260	79	35	(	(	PUNCT
ejif-6260	79	36	p.	p.	NOUN
ejif-6260	79	37	biancone	biancone	NOUN
ejif-6260	79	38	,	,	PUNCT
ejif-6260	79	39	2014	2014	NUM
ejif-6260	79	40	)	)	PUNCT
ejif-6260	80	1	[	[	X
ejif-6260	80	2	7	7	NUM
ejif-6260	80	3	]	]	PUNCT
ejif-6260	80	4	.	.	PUNCT
ejif-6260	81	1	the	the	DET
ejif-6260	81	2	islamic	islamic	PROPN
ejif-6260	81	3	finance	finance	NOUN
ejif-6260	81	4	model	model	NOUN
ejif-6260	81	5	is	be	AUX
ejif-6260	81	6	based	base	VERB
ejif-6260	81	7	on	on	ADP
ejif-6260	81	8	a	a	DET
ejif-6260	81	9	different	different	ADJ
ejif-6260	81	10	type	type	NOUN
ejif-6260	81	11	of	of	ADP
ejif-6260	81	12	financial	financial	ADJ
ejif-6260	81	13	intermediation	intermediation	NOUN
ejif-6260	81	14	activity	activity	NOUN
ejif-6260	81	15	of	of	ADP
ejif-6260	81	16	banks	bank	NOUN
ejif-6260	81	17	based	base	VERB
ejif-6260	81	18	on	on	ADP
ejif-6260	81	19	the	the	DET
ejif-6260	81	20	principle	principle	NOUN
ejif-6260	81	21	of	of	ADP
ejif-6260	81	22	profit	profit	NOUN
ejif-6260	81	23	and	and	CCONJ
ejif-6260	81	24	loss	loss	NOUN
ejif-6260	81	25	sharing	sharing	NOUN
ejif-6260	81	26	(	(	PUNCT
ejif-6260	81	27	pls	pls	INTJ
ejif-6260	81	28	)	)	PUNCT
ejif-6260	81	29	,	,	PUNCT
ejif-6260	81	30	i.e.	i.e.	X
ejif-6260	81	31	participation	participation	NOUN
ejif-6260	81	32	in	in	ADP
ejif-6260	81	33	profits	profit	NOUN
ejif-6260	81	34	and	and	CCONJ
ejif-6260	81	35	losses	loss	NOUN
ejif-6260	81	36	deriving	derive	VERB
ejif-6260	81	37	from	from	ADP
ejif-6260	81	38	its	its	PRON
ejif-6260	81	39	customers	customer	NOUN
ejif-6260	81	40	'	'	PART
ejif-6260	81	41	investments	investment	NOUN
ejif-6260	81	42	.	.	PUNCT
ejif-6260	82	1	income	income	NOUN
ejif-6260	82	2	from	from	ADP
ejif-6260	82	3	the	the	DET
ejif-6260	82	4	interest	interest	NOUN
ejif-6260	82	5	typical	typical	ADJ
ejif-6260	82	6	of	of	ADP
ejif-6260	82	7	western	western	ADJ
ejif-6260	82	8	financial	financial	ADJ
ejif-6260	82	9	systems	system	NOUN
ejif-6260	82	10	is	be	AUX
ejif-6260	82	11	replaced	replace	VERB
ejif-6260	82	12	by	by	ADP
ejif-6260	82	13	income	income	NOUN
ejif-6260	82	14	from	from	ADP
ejif-6260	82	15	assets	asset	NOUN
ejif-6260	82	16	compatible	compatible	ADJ
ejif-6260	82	17	with	with	ADP
ejif-6260	82	18	sharia	sharia	PROPN
ejif-6260	82	19	requirements	requirement	NOUN
ejif-6260	82	20	.	.	PUNCT
ejif-6260	83	1	it	it	PRON
ejif-6260	83	2	is	be	AUX
ejif-6260	83	3	interesting	interesting	ADJ
ejif-6260	83	4	to	to	PART
ejif-6260	83	5	note	note	VERB
ejif-6260	83	6	in	in	ADP
ejif-6260	83	7	this	this	DET
ejif-6260	83	8	regard	regard	NOUN
ejif-6260	83	9	that	that	SCONJ
ejif-6260	83	10	the	the	DET
ejif-6260	83	11	bank	bank	NOUN
ejif-6260	83	12	must	must	AUX
ejif-6260	83	13	adequately	adequately	ADV
ejif-6260	83	14	distinguish	distinguish	VERB
ejif-6260	83	15	the	the	DET
ejif-6260	83	16	proceeds	proceed	NOUN
ejif-6260	83	17	obtained	obtain	VERB
ejif-6260	83	18	from	from	ADP
ejif-6260	83	19	projects	project	NOUN
ejif-6260	83	20	financed	finance	VERB
ejif-6260	83	21	with	with	ADP
ejif-6260	83	22	its	its	PRON
ejif-6260	83	23	customers	customer	NOUN
ejif-6260	83	24	'	'	PART
ejif-6260	83	25	resources	resource	NOUN
ejif-6260	83	26	,	,	PUNCT
ejif-6260	83	27	from	from	ADP
ejif-6260	83	28	the	the	DET
ejif-6260	83	29	profits	profit	NOUN
ejif-6260	83	30	obtained	obtain	VERB
ejif-6260	83	31	from	from	ADP
ejif-6260	83	32	its	its	PRON
ejif-6260	83	33	own	own	ADJ
ejif-6260	83	34	capital	capital	NOUN
ejif-6260	83	35	,	,	PUNCT
ejif-6260	83	36	as	as	SCONJ
ejif-6260	83	37	explained	explain	VERB
ejif-6260	83	38	by	by	ADP
ejif-6260	83	39	z.	z.	PROPN
ejif-6260	83	40	ahmad	ahmad	PROPN
ejif-6260	83	41	khan	khan	PROPN
ejif-6260	83	42	(	(	PUNCT
ejif-6260	83	43	2000	2000	NUM
ejif-6260	83	44	)	)	PUNCT
ejif-6260	84	1	[	[	X
ejif-6260	84	2	8	8	NUM
ejif-6260	84	3	]	]	PUNCT
ejif-6260	84	4	.	.	PUNCT
ejif-6260	85	1	like	like	ADP
ejif-6260	85	2	all	all	DET
ejif-6260	85	3	traditional	traditional	ADJ
ejif-6260	85	4	banks	bank	NOUN
ejif-6260	85	5	,	,	PUNCT
ejif-6260	85	6	the	the	DET
ejif-6260	85	7	islamic	islamic	PROPN
ejif-6260	85	8	bank	bank	PROPN
ejif-6260	85	9	transfers	transfer	VERB
ejif-6260	85	10	financial	financial	ADJ
ejif-6260	85	11	resources	resource	NOUN
ejif-6260	85	12	from	from	ADP
ejif-6260	85	13	sectors	sector	NOUN
ejif-6260	85	14	with	with	ADP
ejif-6260	85	15	financial	financial	ADJ
ejif-6260	85	16	surplus	surplus	NOUN
ejif-6260	85	17	to	to	ADP
ejif-6260	85	18	sectors	sector	NOUN
ejif-6260	85	19	with	with	ADP
ejif-6260	85	20	a	a	DET
ejif-6260	85	21	deficit	deficit	NOUN
ejif-6260	85	22	,	,	PUNCT
ejif-6260	85	23	but	but	CCONJ
ejif-6260	85	24	it	it	PRON
ejif-6260	85	25	also	also	ADV
ejif-6260	85	26	participates	participate	VERB
ejif-6260	85	27	in	in	ADP
ejif-6260	85	28	business	business	NOUN
ejif-6260	85	29	projects	project	NOUN
ejif-6260	85	30	and	and	CCONJ
ejif-6260	85	31	may	may	AUX
ejif-6260	85	32	also	also	ADV
ejif-6260	85	33	promote	promote	VERB
ejif-6260	85	34	business	business	NOUN
ejif-6260	85	35	initiatives	initiative	NOUN
ejif-6260	85	36	and	and	CCONJ
ejif-6260	85	37	actively	actively	ADV
ejif-6260	85	38	partner	partner	VERB
ejif-6260	85	39	with	with	ADP
ejif-6260	85	40	corporate	corporate	ADJ
ejif-6260	85	41	customers	customer	NOUN
ejif-6260	85	42	.	.	PUNCT
ejif-6260	86	1	the	the	DET
ejif-6260	86	2	assets	asset	NOUN
ejif-6260	86	3	and	and	CCONJ
ejif-6260	86	4	liabilities	liability	NOUN
ejif-6260	86	5	of	of	ADP
ejif-6260	86	6	an	an	DET
ejif-6260	86	7	islamic	islamic	PROPN
ejif-6260	86	8	bank	bank	PROPN
ejif-6260	86	9	differ	differ	VERB
ejif-6260	86	10	significantly	significantly	ADV
ejif-6260	86	11	from	from	ADP
ejif-6260	86	12	those	those	PRON
ejif-6260	86	13	of	of	ADP
ejif-6260	86	14	a	a	DET
ejif-6260	86	15	traditional	traditional	ADJ
ejif-6260	86	16	bank	bank	NOUN
ejif-6260	86	17	.	.	PUNCT
ejif-6260	87	1	in	in	ADP
ejif-6260	87	2	addition	addition	NOUN
ejif-6260	87	3	to	to	ADP
ejif-6260	87	4	working	working	NOUN
ejif-6260	87	5	capital	capital	NOUN
ejif-6260	87	6	,	,	PUNCT
ejif-6260	87	7	the	the	DET
ejif-6260	87	8	bank	bank	NOUN
ejif-6260	87	9	’s	’s	PART
ejif-6260	87	10	assets	asset	NOUN
ejif-6260	87	11	include	include	VERB
ejif-6260	87	12	also	also	ADV
ejif-6260	87	13	equity	equity	NOUN
ejif-6260	87	14	investments	investment	NOUN
ejif-6260	87	15	in	in	ADP
ejif-6260	87	16	companies	company	NOUN
ejif-6260	87	17	that	that	PRON
ejif-6260	87	18	entail	entail	VERB
ejif-6260	87	19	the	the	DET
ejif-6260	87	20	sharing	sharing	NOUN
ejif-6260	87	21	of	of	ADP
ejif-6260	87	22	profits	profit	NOUN
ejif-6260	87	23	and	and	CCONJ
ejif-6260	87	24	losses	loss	NOUN
ejif-6260	87	25	,	,	PUNCT
ejif-6260	87	26	in	in	ADP
ejif-6260	87	27	accordance	accordance	NOUN
ejif-6260	87	28	with	with	ADP
ejif-6260	87	29	sharia	sharia	PROPN
ejif-6260	87	30	principles	principle	NOUN
ejif-6260	87	31	(	(	PUNCT
ejif-6260	87	32	especially	especially	ADV
ejif-6260	87	33	mudarabah	mudarabah	NOUN
ejif-6260	87	34	,	,	PUNCT
ejif-6260	87	35	musharaka	musharaka	NOUN
ejif-6260	87	36	and	and	CCONJ
ejif-6260	87	37	murabaha	murabaha	NOUN
ejif-6260	87	38	contracts	contract	NOUN
ejif-6260	87	39	)	)	PUNCT
ejif-6260	87	40	.	.	PUNCT
ejif-6260	88	1	in	in	ADP
ejif-6260	88	2	liabilities	liability	NOUN
ejif-6260	88	3	,	,	PUNCT
ejif-6260	88	4	among	among	ADP
ejif-6260	88	5	funding	funding	NOUN
ejif-6260	88	6	instruments	instrument	NOUN
ejif-6260	88	7	,	,	PUNCT
ejif-6260	88	8	g.m	g.m	PROPN
ejif-6260	88	9	.	.	PROPN
ejif-6260	88	10	piccinelli	piccinelli	PROPN
ejif-6260	88	11	illustrates	illustrate	VERB
ejif-6260	88	12	(	(	PUNCT
ejif-6260	88	13	in	in	ADP
ejif-6260	88	14	khan	khan	PROPN
ejif-6260	88	15	,	,	PUNCT
ejif-6260	88	16	porzio	porzio	NOUN
ejif-6260	88	17	,	,	PUNCT
ejif-6260	88	18	2010	2010	NUM
ejif-6260	88	19	)	)	PUNCT
ejif-6260	89	1	[	[	X
ejif-6260	89	2	9	9	NUM
ejif-6260	89	3	]	]	PUNCT
ejif-6260	89	4	,	,	PUNCT
ejif-6260	89	5	islamic	islamic	ADJ
ejif-6260	89	6	banks	bank	NOUN
ejif-6260	89	7	offer	offer	VERB
ejif-6260	89	8	three	three	NUM
ejif-6260	89	9	main	main	ADJ
ejif-6260	89	10	categories	category	NOUN
ejif-6260	89	11	of	of	ADP
ejif-6260	89	12	accounts	account	NOUN
ejif-6260	89	13	,	,	PUNCT
ejif-6260	89	14	which	which	PRON
ejif-6260	89	15	essentially	essentially	ADV
ejif-6260	89	16	differ	differ	VERB
ejif-6260	89	17	for	for	ADP
ejif-6260	89	18	the	the	DET
ejif-6260	89	19	repayment	repayment	NOUN
ejif-6260	89	20	method	method	NOUN
ejif-6260	89	21	and	and	CCONJ
ejif-6260	89	22	the	the	DET
ejif-6260	89	23	allocation	allocation	NOUN
ejif-6260	89	24	of	of	ADP
ejif-6260	89	25	the	the	DET
ejif-6260	89	26	amounts	amount	NOUN
ejif-6260	89	27	collected	collect	VERB
ejif-6260	89	28	:	:	PUNCT
ejif-6260	89	29	•	•	PRON
ejif-6260	89	30	non	non	ADJ
ejif-6260	89	31	-	-	ADJ
ejif-6260	89	32	remunerated	remunerated	ADJ
ejif-6260	89	33	on	on	ADP
ejif-6260	89	34	-	-	PUNCT
ejif-6260	89	35	demand	demand	NOUN
ejif-6260	89	36	deposits	deposit	NOUN
ejif-6260	89	37	in	in	ADP
ejif-6260	89	38	current	current	ADJ
ejif-6260	89	39	accounts	account	NOUN
ejif-6260	89	40	,	,	PUNCT
ejif-6260	89	41	in	in	ADP
ejif-6260	89	42	turn	turn	NOUN
ejif-6260	89	43	concern	concern	NOUN
ejif-6260	89	44	three	three	NUM
ejif-6260	89	45	types	type	NOUN
ejif-6260	89	46	of	of	ADP
ejif-6260	89	47	deposit	deposit	NOUN
ejif-6260	89	48	accounts	account	NOUN
ejif-6260	89	49	(	(	PUNCT
ejif-6260	89	50	current	current	ADJ
ejif-6260	89	51	accounts	account	NOUN
ejif-6260	89	52	):	):	PUNCT
ejif-6260	89	53	the	the	DET
ejif-6260	89	54	amanah	amanah	NOUN
ejif-6260	89	55	or	or	CCONJ
ejif-6260	89	56	trust	trust	NOUN
ejif-6260	89	57	deposit	deposit	NOUN
ejif-6260	89	58	,	,	PUNCT
ejif-6260	89	59	in	in	ADP
ejif-6260	89	60	which	which	PRON
ejif-6260	89	61	the	the	DET
ejif-6260	89	62	bank	bank	NOUN
ejif-6260	89	63	acts	act	VERB
ejif-6260	89	64	as	as	ADP
ejif-6260	89	65	trustee	trustee	NOUN
ejif-6260	89	66	and	and	CCONJ
ejif-6260	89	67	the	the	DET
ejif-6260	89	68	qard	qard	NOUN
ejif-6260	89	69	hassan	hassan	PROPN
ejif-6260	89	70	or	or	CCONJ
ejif-6260	89	71	good	good	ADJ
ejif-6260	89	72	loan	loan	NOUN
ejif-6260	89	73	,	,	PUNCT
ejif-6260	89	74	where	where	SCONJ
ejif-6260	89	75	the	the	DET
ejif-6260	89	76	bank	bank	NOUN
ejif-6260	89	77	shall	shall	AUX
ejif-6260	89	78	return	return	VERB
ejif-6260	89	79	only	only	ADV
ejif-6260	89	80	the	the	DET
ejif-6260	89	81	principal	principal	NOUN
ejif-6260	89	82	;	;	PUNCT
ejif-6260	89	83	the	the	DET
ejif-6260	89	84	wadiah	wadiah	NOUN
ejif-6260	89	85	,	,	PUNCT
ejif-6260	89	86	or	or	CCONJ
ejif-6260	89	87	safe	safe	ADJ
ejif-6260	89	88	deposit	deposit	NOUN
ejif-6260	89	89	,	,	PUNCT
ejif-6260	89	90	is	be	AUX
ejif-6260	89	91	a	a	DET
ejif-6260	89	92	custody	custody	NOUN
ejif-6260	89	93	contract	contract	NOUN
ejif-6260	89	94	whereby	whereby	SCONJ
ejif-6260	89	95	the	the	DET
ejif-6260	89	96	bank	bank	NOUN
ejif-6260	89	97	returns	return	VERB
ejif-6260	89	98	the	the	DET
ejif-6260	89	99	money	money	NOUN
ejif-6260	89	100	at	at	ADP
ejif-6260	89	101	the	the	DET
ejif-6260	89	102	customer	customer	NOUN
ejif-6260	89	103	's	's	PART
ejif-6260	89	104	request	request	NOUN
ejif-6260	89	105	.	.	PUNCT
ejif-6260	90	1	in	in	ADP
ejif-6260	90	2	all	all	DET
ejif-6260	90	3	three	three	NUM
ejif-6260	90	4	cases	case	NOUN
ejif-6260	90	5	,	,	PUNCT
ejif-6260	90	6	the	the	DET
ejif-6260	90	7	bank	bank	NOUN
ejif-6260	90	8	obtains	obtain	VERB
ejif-6260	90	9	authorisation	authorisation	NOUN
ejif-6260	90	10	to	to	PART
ejif-6260	90	11	invest	invest	VERB
ejif-6260	90	12	the	the	DET
ejif-6260	90	13	money	money	NOUN
ejif-6260	90	14	deposited	deposit	VERB
ejif-6260	90	15	in	in	ADP
ejif-6260	90	16	shariacompliant	shariacompliant	ADJ
ejif-6260	90	17	assets	asset	NOUN
ejif-6260	90	18	and	and	CCONJ
ejif-6260	90	19	does	do	AUX
ejif-6260	90	20	not	not	PART
ejif-6260	90	21	pay	pay	VERB
ejif-6260	90	22	out	out	ADP
ejif-6260	90	23	any	any	DET
ejif-6260	90	24	form	form	NOUN
ejif-6260	90	25	of	of	ADP
ejif-6260	90	26	interest	interest	NOUN
ejif-6260	90	27	or	or	CCONJ
ejif-6260	90	28	shares	share	VERB
ejif-6260	90	29	the	the	DET
ejif-6260	90	30	profits	profit	NOUN
ejif-6260	90	31	with	with	ADP
ejif-6260	90	32	depositors	depositor	NOUN
ejif-6260	90	33	.	.	PUNCT
ejif-6260	91	1	it	it	PRON
ejif-6260	91	2	only	only	ADV
ejif-6260	91	3	reserves	reserve	VERB
ejif-6260	91	4	the	the	DET
ejif-6260	91	5	right	right	NOUN
ejif-6260	91	6	to	to	PART
ejif-6260	91	7	distribute	distribute	VERB
ejif-6260	91	8	gifts	gift	NOUN
ejif-6260	91	9	(	(	PUNCT
ejif-6260	91	10	hiba	hiba	PROPN
ejif-6260	91	11	)	)	PUNCT
ejif-6260	91	12	in	in	ADP
ejif-6260	91	13	cash	cash	NOUN
ejif-6260	91	14	or	or	CCONJ
ejif-6260	91	15	in	in	ADP
ejif-6260	91	16	kind	kind	NOUN
ejif-6260	91	17	at	at	ADP
ejif-6260	91	18	its	its	PRON
ejif-6260	91	19	discretion	discretion	NOUN
ejif-6260	91	20	,	,	PUNCT
ejif-6260	91	21	in	in	ADP
ejif-6260	91	22	order	order	NOUN
ejif-6260	91	23	to	to	PART
ejif-6260	91	24	render	render	VERB
ejif-6260	91	25	these	these	DET
ejif-6260	91	26	deposits	deposit	NOUN
ejif-6260	91	27	more	more	ADV
ejif-6260	91	28	attractive	attractive	ADJ
ejif-6260	91	29	and	and	CCONJ
ejif-6260	91	30	competitive	competitive	ADJ
ejif-6260	91	31	.	.	PUNCT
ejif-6260	92	1	they	they	PRON
ejif-6260	92	2	are	be	AUX
ejif-6260	92	3	mainly	mainly	ADV
ejif-6260	92	4	used	use	VERB
ejif-6260	92	5	by	by	ADP
ejif-6260	92	6	customers	customer	NOUN
ejif-6260	92	7	to	to	PART
ejif-6260	92	8	manage	manage	VERB
ejif-6260	92	9	current	current	ADJ
ejif-6260	92	10	payments	payment	NOUN
ejif-6260	92	11	.	.	PUNCT
ejif-6260	93	1	due	due	ADP
ejif-6260	93	2	to	to	ADP
ejif-6260	93	3	its	its	PRON
ejif-6260	93	4	nature	nature	NOUN
ejif-6260	93	5	,	,	PUNCT
ejif-6260	93	6	this	this	DET
ejif-6260	93	7	type	type	NOUN
ejif-6260	93	8	of	of	ADP
ejif-6260	93	9	account	account	NOUN
ejif-6260	93	10	must	must	AUX
ejif-6260	93	11	be	be	AUX
ejif-6260	93	12	backed	back	VERB
ejif-6260	93	13	by	by	ADP
ejif-6260	93	14	reserves	reserve	NOUN
ejif-6260	93	15	of	of	ADP
ejif-6260	93	16	a	a	DET
ejif-6260	93	17	value	value	NOUN
ejif-6260	93	18	equivalent	equivalent	ADJ
ejif-6260	93	19	to	to	ADP
ejif-6260	93	20	the	the	DET
ejif-6260	93	21	deposit	deposit	NOUN
ejif-6260	93	22	(	(	PUNCT
ejif-6260	93	23	100	100	NUM
ejif-6260	93	24	%	%	NOUN
ejif-6260	93	25	)	)	PUNCT
ejif-6260	93	26	,	,	PUNCT
ejif-6260	93	27	and	and	CCONJ
ejif-6260	93	28	represent	represent	VERB
ejif-6260	93	29	about	about	ADV
ejif-6260	93	30	10	10	NUM
ejif-6260	93	31	%	%	NOUN
ejif-6260	93	32	of	of	ADP
ejif-6260	93	33	liabilities	liability	NOUN
ejif-6260	93	34	,	,	PUNCT
ejif-6260	93	35	an	an	DET
ejif-6260	93	36	average	average	NOUN
ejif-6260	93	37	that	that	PRON
ejif-6260	93	38	is	be	AUX
ejif-6260	93	39	,	,	PUNCT
ejif-6260	93	40	however	however	ADV
ejif-6260	93	41	,	,	PUNCT
ejif-6260	93	42	only	only	ADV
ejif-6260	93	43	indicative	indicative	ADJ
ejif-6260	93	44	in	in	ADP
ejif-6260	93	45	a	a	DET
ejif-6260	93	46	highly	highly	ADV
ejif-6260	93	47	diverse	diverse	ADJ
ejif-6260	93	48	context	context	NOUN
ejif-6260	93	49	;	;	PUNCT
ejif-6260	94	1	•	•	NUM
ejif-6260	94	2	investment	investment	NOUN
ejif-6260	94	3	accounts	account	NOUN
ejif-6260	94	4	concern	concern	NOUN
ejif-6260	94	5	deposits	deposit	NOUN
ejif-6260	94	6	for	for	ADP
ejif-6260	94	7	which	which	PRON
ejif-6260	94	8	the	the	DET
ejif-6260	94	9	bank	bank	NOUN
ejif-6260	94	10	does	do	AUX
ejif-6260	94	11	not	not	PART
ejif-6260	94	12	ensure	ensure	VERB
ejif-6260	94	13	reimbursement	reimbursement	NOUN
ejif-6260	94	14	.	.	PUNCT
ejif-6260	95	1	funds	fund	NOUN
ejif-6260	95	2	collected	collect	VERB
ejif-6260	95	3	in	in	ADP
ejif-6260	95	4	these	these	DET
ejif-6260	95	5	types	type	NOUN
ejif-6260	95	6	of	of	ADP
ejif-6260	95	7	accounts	account	NOUN
ejif-6260	95	8	are	be	AUX
ejif-6260	95	9	invested	invest	VERB
ejif-6260	95	10	in	in	ADP
ejif-6260	95	11	risky	risky	ADJ
ejif-6260	95	12	activities	activity	NOUN
ejif-6260	95	13	managed	manage	VERB
ejif-6260	95	14	by	by	ADP
ejif-6260	95	15	the	the	DET
ejif-6260	95	16	bank	bank	NOUN
ejif-6260	95	17	,	,	PUNCT
ejif-6260	95	18	which	which	PRON
ejif-6260	95	19	acts	act	VERB
ejif-6260	95	20	as	as	ADP
ejif-6260	95	21	an	an	DET
ejif-6260	95	22	entrepreneur	entrepreneur	NOUN
ejif-6260	95	23	(	(	PUNCT
ejif-6260	95	24	rabb	rabb	PROPN
ejif-6260	95	25	-	-	PUNCT
ejif-6260	95	26	ul	ul	NOUN
ejif-6260	95	27	-	-	PUNCT
ejif-6260	95	28	mal	mal	ADJ
ejif-6260	95	29	)	)	PUNCT
ejif-6260	95	30	or	or	CCONJ
ejif-6260	95	31	as	as	ADP
ejif-6260	95	32	investor	investor	NOUN
ejif-6260	95	33	on	on	ADP
ejif-6260	95	34	the	the	DET
ejif-6260	95	35	stock	stock	NOUN
ejif-6260	95	36	market	market	NOUN
ejif-6260	95	37	.	.	PUNCT
ejif-6260	96	1	depending	depend	VERB
ejif-6260	96	2	on	on	ADP
ejif-6260	96	3	the	the	DET
ejif-6260	96	4	degree	degree	NOUN
ejif-6260	96	5	of	of	ADP
ejif-6260	96	6	freedom	freedom	NOUN
ejif-6260	96	7	the	the	DET
ejif-6260	96	8	bank	bank	NOUN
ejif-6260	96	9	has	have	VERB
ejif-6260	96	10	insofar	insofar	ADV
ejif-6260	96	11	as	as	ADP
ejif-6260	96	12	the	the	DET
ejif-6260	96	13	investment	investment	NOUN
ejif-6260	96	14	activity	activity	NOUN
ejif-6260	96	15	,	,	PUNCT
ejif-6260	96	16	the	the	DET
ejif-6260	96	17	investment	investment	NOUN
ejif-6260	96	18	accounts	account	NOUN
ejif-6260	96	19	may	may	AUX
ejif-6260	96	20	be	be	AUX
ejif-6260	96	21	divided	divide	VERB
ejif-6260	96	22	into	into	ADP
ejif-6260	96	23	:	:	PUNCT
ejif-6260	96	24	o	o	NOUN
ejif-6260	96	25	restricted	restricted	ADJ
ejif-6260	96	26	investment	investment	NOUN
ejif-6260	96	27	accounts	account	NOUN
ejif-6260	96	28	;	;	PUNCT
ejif-6260	96	29	o	o	NOUN
ejif-6260	96	30	unrestricted	unrestricted	ADJ
ejif-6260	96	31	investment	investment	NOUN
ejif-6260	96	32	accounts	account	NOUN
ejif-6260	96	33	.	.	PUNCT
ejif-6260	97	1	banks	bank	NOUN
ejif-6260	97	2	have	have	VERB
ejif-6260	97	3	the	the	DET
ejif-6260	97	4	highest	high	ADJ
ejif-6260	97	5	investment	investment	NOUN
ejif-6260	97	6	freedom	freedom	NOUN
ejif-6260	97	7	with	with	ADP
ejif-6260	97	8	the	the	DET
ejif-6260	97	9	first	first	ADJ
ejif-6260	97	10	category	category	NOUN
ejif-6260	97	11	for	for	ADP
ejif-6260	97	12	which	which	PRON
ejif-6260	97	13	customers	customer	NOUN
ejif-6260	97	14	are	be	AUX
ejif-6260	97	15	only	only	ADV
ejif-6260	97	16	provided	provide	VERB
ejif-6260	97	17	with	with	ADP
ejif-6260	97	18	the	the	DET
ejif-6260	97	19	general	general	ADJ
ejif-6260	97	20	information	information	NOUN
ejif-6260	97	21	concerning	concern	VERB
ejif-6260	97	22	the	the	DET
ejif-6260	97	23	investment	investment	NOUN
ejif-6260	97	24	of	of	ADP
ejif-6260	97	25	their	their	PRON
ejif-6260	97	26	funds	fund	NOUN
ejif-6260	97	27	,	,	PUNCT
ejif-6260	97	28	while	while	SCONJ
ejif-6260	97	29	in	in	ADP
ejif-6260	97	30	the	the	DET
ejif-6260	97	31	latter	latter	ADJ
ejif-6260	97	32	category	category	NOUN
ejif-6260	97	33	the	the	DET
ejif-6260	97	34	bank	bank	NOUN
ejif-6260	97	35	is	be	AUX
ejif-6260	97	36	bound	bind	VERB
ejif-6260	97	37	by	by	ADP
ejif-6260	97	38	the	the	DET
ejif-6260	97	39	depositor	depositor	NOUN
ejif-6260	97	40	to	to	PART
ejif-6260	97	41	invest	invest	VERB
ejif-6260	97	42	only	only	ADV
ejif-6260	97	43	in	in	ADP
ejif-6260	97	44	some	some	DET
ejif-6260	97	45	types	type	NOUN
ejif-6260	97	46	of	of	ADP
ejif-6260	97	47	activities	activity	NOUN
ejif-6260	97	48	or	or	CCONJ
ejif-6260	97	49	to	to	PART
ejif-6260	97	50	observe	observe	VERB
ejif-6260	97	51	specific	specific	ADJ
ejif-6260	97	52	investment	investment	NOUN
ejif-6260	97	53	methods	method	NOUN
ejif-6260	97	54	.	.	PUNCT
ejif-6260	98	1	in	in	ADP
ejif-6260	98	2	any	any	DET
ejif-6260	98	3	case	case	NOUN
ejif-6260	98	4	,	,	PUNCT
ejif-6260	98	5	the	the	DET
ejif-6260	98	6	customers	customer	NOUN
ejif-6260	98	7	’	’	PART
ejif-6260	98	8	return	return	NOUN
ejif-6260	98	9	is	be	AUX
ejif-6260	98	10	based	base	VERB
ejif-6260	98	11	on	on	ADP
ejif-6260	98	12	the	the	DET
ejif-6260	98	13	results	result	NOUN
ejif-6260	98	14	achieved	achieve	VERB
ejif-6260	98	15	and	and	CCONJ
ejif-6260	98	16	therefore	therefore	ADV
ejif-6260	98	17	they	they	PRON
ejif-6260	98	18	become	become	VERB
ejif-6260	98	19	a	a	DET
ejif-6260	98	20	sort	sort	NOUN
ejif-6260	98	21	of	of	ADP
ejif-6260	98	22	shareholder	shareholder	NOUN
ejif-6260	98	23	in	in	ADP
ejif-6260	98	24	some	some	DET
ejif-6260	98	25	projects	project	NOUN
ejif-6260	98	26	.	.	PUNCT
ejif-6260	99	1	they	they	PRON
ejif-6260	99	2	represent	represent	VERB
ejif-6260	99	3	about	about	ADV
ejif-6260	99	4	70	70	NUM
ejif-6260	99	5	%	%	NOUN
ejif-6260	99	6	of	of	ADP
ejif-6260	99	7	the	the	DET
ejif-6260	99	8	bank	bank	NOUN
ejif-6260	99	9	's	's	PART
ejif-6260	99	10	total	total	ADJ
ejif-6260	99	11	funds	fund	NOUN
ejif-6260	99	12	.	.	PUNCT
ejif-6260	100	1	•	•	NUM
ejif-6260	100	2	special	special	ADJ
ejif-6260	100	3	investment	investment	NOUN
ejif-6260	100	4	accounts	account	NOUN
ejif-6260	100	5	or	or	CCONJ
ejif-6260	100	6	profit	profit	NOUN
ejif-6260	100	7	-	-	PUNCT
ejif-6260	100	8	sharing	share	VERB
ejif-6260	100	9	investment	investment	NOUN
ejif-6260	100	10	accounts	account	NOUN
ejif-6260	100	11	,	,	PUNCT
ejif-6260	100	12	i.e.	i.e.	X
ejif-6260	100	13	non	non	ADJ
ejif-6260	100	14	-	-	ADJ
ejif-6260	100	15	guaranteed	guaranteed	ADJ
ejif-6260	100	16	term	term	NOUN
ejif-6260	100	17	deposits	deposit	NOUN
ejif-6260	100	18	.	.	PUNCT
ejif-6260	101	1	these	these	PRON
ejif-6260	101	2	generally	generally	ADV
ejif-6260	101	3	set	set	VERB
ejif-6260	101	4	a	a	DET
ejif-6260	101	5	minimum	minimum	ADJ
ejif-6260	101	6	initial	initial	ADJ
ejif-6260	101	7	amount	amount	NOUN
ejif-6260	101	8	and	and	CCONJ
ejif-6260	101	9	allow	allow	VERB
ejif-6260	101	10	the	the	DET
ejif-6260	101	11	customer	customer	NOUN
ejif-6260	101	12	to	to	PART
ejif-6260	101	13	withdraw	withdraw	AUX
ejif-6260	101	14	only	only	ADV
ejif-6260	101	15	periodically	periodically	ADV
ejif-6260	101	16	following	follow	VERB
ejif-6260	101	17	adequate	adequate	ADJ
ejif-6260	101	18	notice	notice	NOUN
ejif-6260	101	19	to	to	ADP
ejif-6260	101	20	the	the	DET
ejif-6260	101	21	bank	bank	NOUN
ejif-6260	101	22	.	.	PUNCT
ejif-6260	102	1	they	they	PRON
ejif-6260	102	2	can	can	AUX
ejif-6260	102	3	guarantee	guarantee	VERB
ejif-6260	102	4	an	an	DET
ejif-6260	102	5	ex	ex	NOUN
ejif-6260	102	6	-	-	ADJ
ejif-6260	102	7	post	post	ADJ
ejif-6260	102	8	return	return	NOUN
ejif-6260	102	9	through	through	ADP
ejif-6260	102	10	profit	profit	NOUN
ejif-6260	102	11	and	and	CCONJ
ejif-6260	102	12	loss	loss	NOUN
ejif-6260	102	13	sharing	sharing	NOUN
ejif-6260	102	14	,	,	PUNCT
ejif-6260	102	15	i.e.	i.e.	X
ejif-6260	102	16	the	the	DET
ejif-6260	102	17	equitable	equitable	ADJ
ejif-6260	102	18	sharing	sharing	NOUN
ejif-6260	102	19	of	of	ADP
ejif-6260	102	20	profits	profit	NOUN
ejif-6260	102	21	and	and	CCONJ
ejif-6260	102	22	losses	loss	NOUN
ejif-6260	102	23	of	of	ADP
ejif-6260	102	24	the	the	DET
ejif-6260	102	25	financial	financial	ADJ
ejif-6260	102	26	asset	asset	NOUN
ejif-6260	102	27	.	.	PUNCT
ejif-6260	103	1	the	the	DET
ejif-6260	103	2	main	main	ADJ
ejif-6260	103	3	profit	profit	NOUN
ejif-6260	103	4	and	and	CCONJ
ejif-6260	103	5	loss	loss	NOUN
ejif-6260	103	6	sharing	sharing	NOUN
ejif-6260	103	7	include	include	VERB
ejif-6260	103	8	the	the	DET
ejif-6260	103	9	aforementioned	aforementioned	ADJ
ejif-6260	103	10	mudarabah	mudarabah	NOUN
ejif-6260	103	11	and	and	CCONJ
ejif-6260	103	12	musharaka	musharaka	NOUN
ejif-6260	103	13	.	.	PUNCT
ejif-6260	104	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	NOUN
ejif-6260	104	2	59	59	NUM
ejif-6260	104	3	european	european	PROPN
ejif-6260	104	4	journal	journal	PROPN
ejif-6260	104	5	of	of	ADP
ejif-6260	104	6	islamic	islamic	PROPN
ejif-6260	104	7	finance	finance	PROPN
ejif-6260	104	8	issn	issn	PROPN
ejif-6260	104	9	:	:	PUNCT
ejif-6260	104	10	2421	2421	NUM
ejif-6260	104	11	-	-	SYM
ejif-6260	104	12	2172	2172	NUM
ejif-6260	104	13	doi	doi	NOUN
ejif-6260	104	14	:	:	PUNCT
ejif-6260	104	15	10.13135/2421	10.13135/2421	NUM
ejif-6260	104	16	-	-	SYM
ejif-6260	104	17	2172/6260	2172/6260	NUM
ejif-6260	104	18	published	publish	VERB
ejif-6260	104	19	by	by	ADP
ejif-6260	104	20	university	university	PROPN
ejif-6260	104	21	of	of	ADP
ejif-6260	104	22	turin	turin	PROPN
ejif-6260	105	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-6260	105	2	ejif	ejif	PROPN
ejif-6260	105	3	content	content	NOUN
ejif-6260	105	4	is	be	AUX
ejif-6260	105	5	licensed	license	VERB
ejif-6260	105	6	under	under	ADP
ejif-6260	105	7	a	a	DET
ejif-6260	105	8	creative	creative	ADJ
ejif-6260	105	9	commons	common	NOUN
ejif-6260	105	10	attribution	attribution	NOUN
ejif-6260	105	11	4.0	4.0	NUM
ejif-6260	105	12	international	international	ADJ
ejif-6260	105	13	license	license	NOUN
ejif-6260	105	14	received	receive	VERB
ejif-6260	105	15	:	:	PUNCT
ejif-6260	105	16	22/11/2021	22/11/2021	NUM
ejif-6260	105	17	accepted	accept	VERB
ejif-6260	105	18	for	for	ADP
ejif-6260	105	19	publication	publication	NOUN
ejif-6260	105	20	:	:	PUNCT
ejif-6260	105	21	03/03/2022	03/03/2022	NOUN
ejif-6260	105	22	published	publish	VERB
ejif-6260	105	23	:	:	PUNCT
ejif-6260	105	24	22/04/2022	22/04/2022	NUM
ejif-6260	105	25	these	these	DET
ejif-6260	105	26	three	three	NUM
ejif-6260	105	27	types	type	NOUN
ejif-6260	105	28	of	of	ADP
ejif-6260	105	29	deposits	deposit	NOUN
ejif-6260	105	30	are	be	AUX
ejif-6260	105	31	recognised	recognise	VERB
ejif-6260	105	32	in	in	ADP
ejif-6260	105	33	the	the	DET
ejif-6260	105	34	financial	financial	ADJ
ejif-6260	105	35	statements	statement	NOUN
ejif-6260	105	36	under	under	ADP
ejif-6260	105	37	liabilities	liability	NOUN
ejif-6260	105	38	together	together	ADV
ejif-6260	105	39	with	with	ADP
ejif-6260	105	40	reserves	reserve	NOUN
ejif-6260	105	41	and	and	CCONJ
ejif-6260	105	42	share	share	NOUN
ejif-6260	105	43	capital	capital	NOUN
ejif-6260	105	44	.	.	PUNCT
ejif-6260	106	1	iv	iv	X
ejif-6260	106	2	.	.	PUNCT
ejif-6260	106	3	performance	performance	NOUN
ejif-6260	106	4	of	of	ADP
ejif-6260	106	5	deposits	deposit	NOUN
ejif-6260	106	6	in	in	ADP
ejif-6260	106	7	islamic	islamic	ADJ
ejif-6260	106	8	banks	bank	NOUN
ejif-6260	106	9	the	the	DET
ejif-6260	106	10	analysis	analysis	NOUN
ejif-6260	106	11	of	of	ADP
ejif-6260	106	12	data	datum	NOUN
ejif-6260	106	13	referring	refer	VERB
ejif-6260	106	14	to	to	ADP
ejif-6260	106	15	islamic	islamic	ADJ
ejif-6260	106	16	banks	bank	NOUN
ejif-6260	106	17	as	as	SCONJ
ejif-6260	106	18	highlighted	highlight	VERB
ejif-6260	106	19	by	by	ADP
ejif-6260	106	20	numerous	numerous	ADJ
ejif-6260	106	21	scholars	scholar	NOUN
ejif-6260	106	22	,	,	PUNCT
ejif-6260	106	23	as	as	ADP
ejif-6260	106	24	in	in	ADP
ejif-6260	106	25	particular	particular	ADJ
ejif-6260	106	26	i.	i.	NOUN
ejif-6260	106	27	warde	warde	PROPN
ejif-6260	106	28	(	(	PUNCT
ejif-6260	106	29	2000	2000	NUM
ejif-6260	106	30	)	)	PUNCT
ejif-6260	107	1	[	[	X
ejif-6260	107	2	10	10	NUM
ejif-6260	107	3	]	]	PUNCT
ejif-6260	107	4	and	and	CCONJ
ejif-6260	107	5	the	the	DET
ejif-6260	107	6	central	central	ADJ
ejif-6260	107	7	authorities	authority	NOUN
ejif-6260	107	8	requires	require	VERB
ejif-6260	107	9	a	a	DET
ejif-6260	107	10	number	number	NOUN
ejif-6260	107	11	of	of	ADP
ejif-6260	107	12	important	important	ADJ
ejif-6260	107	13	prerequisites	prerequisite	NOUN
ejif-6260	107	14	.	.	PUNCT
ejif-6260	108	1	the	the	DET
ejif-6260	108	2	relative	relative	ADJ
ejif-6260	108	3	"	"	PUNCT
ejif-6260	108	4	youth	youth	NOUN
ejif-6260	108	5	"	"	PUNCT
ejif-6260	108	6	of	of	ADP
ejif-6260	108	7	financial	financial	ADJ
ejif-6260	108	8	institutions	institution	NOUN
ejif-6260	108	9	and	and	CCONJ
ejif-6260	108	10	the	the	DET
ejif-6260	108	11	products	product	NOUN
ejif-6260	108	12	they	they	PRON
ejif-6260	108	13	offer	offer	VERB
ejif-6260	108	14	,	,	PUNCT
ejif-6260	108	15	and	and	CCONJ
ejif-6260	108	16	therefore	therefore	ADV
ejif-6260	108	17	the	the	DET
ejif-6260	108	18	uncertainties	uncertainty	NOUN
ejif-6260	108	19	inherent	inherent	ADJ
ejif-6260	108	20	in	in	ADP
ejif-6260	108	21	the	the	DET
ejif-6260	108	22	interpretation	interpretation	NOUN
ejif-6260	108	23	of	of	ADP
ejif-6260	108	24	their	their	PRON
ejif-6260	108	25	technical	technical	ADJ
ejif-6260	108	26	and	and	CCONJ
ejif-6260	108	27	legal	legal	ADJ
ejif-6260	108	28	characteristics	characteristic	NOUN
ejif-6260	108	29	,	,	PUNCT
ejif-6260	108	30	also	also	ADV
ejif-6260	108	31	give	give	VERB
ejif-6260	108	32	rise	rise	NOUN
ejif-6260	108	33	to	to	ADP
ejif-6260	108	34	several	several	ADJ
ejif-6260	108	35	accounting	accounting	NOUN
ejif-6260	108	36	problems	problem	NOUN
ejif-6260	108	37	.	.	PUNCT
ejif-6260	109	1	first	first	ADV
ejif-6260	109	2	of	of	ADP
ejif-6260	109	3	all	all	PRON
ejif-6260	109	4	,	,	PUNCT
ejif-6260	109	5	operations	operation	NOUN
ejif-6260	109	6	have	have	AUX
ejif-6260	109	7	been	be	AUX
ejif-6260	109	8	ongoing	ongoing	ADJ
ejif-6260	109	9	only	only	ADV
ejif-6260	109	10	over	over	ADP
ejif-6260	109	11	several	several	ADJ
ejif-6260	109	12	decades	decade	NOUN
ejif-6260	109	13	and	and	CCONJ
ejif-6260	109	14	they	they	PRON
ejif-6260	109	15	are	be	AUX
ejif-6260	109	16	handled	handle	VERB
ejif-6260	109	17	differently	differently	ADV
ejif-6260	109	18	by	by	ADP
ejif-6260	109	19	the	the	DET
ejif-6260	109	20	various	various	ADJ
ejif-6260	109	21	countries	country	NOUN
ejif-6260	109	22	,	,	PUNCT
ejif-6260	109	23	which	which	PRON
ejif-6260	109	24	renders	render	VERB
ejif-6260	109	25	any	any	DET
ejif-6260	109	26	analysis	analysis	NOUN
ejif-6260	109	27	and	and	CCONJ
ejif-6260	109	28	comparison	comparison	NOUN
ejif-6260	109	29	between	between	ADP
ejif-6260	109	30	them	they	PRON
ejif-6260	109	31	difficult	difficult	ADJ
ejif-6260	109	32	.	.	PUNCT
ejif-6260	110	1	there	there	PRON
ejif-6260	110	2	are	be	VERB
ejif-6260	110	3	quite	quite	DET
ejif-6260	110	4	a	a	DET
ejif-6260	110	5	few	few	ADJ
ejif-6260	110	6	differences	difference	NOUN
ejif-6260	110	7	in	in	ADP
ejif-6260	110	8	the	the	DET
ejif-6260	110	9	interpretation	interpretation	NOUN
ejif-6260	110	10	concerning	concern	VERB
ejif-6260	110	11	the	the	DET
ejif-6260	110	12	use	use	NOUN
ejif-6260	110	13	and	and	CCONJ
ejif-6260	110	14	accounting	accounting	NOUN
ejif-6260	110	15	of	of	ADP
ejif-6260	110	16	certain	certain	ADJ
ejif-6260	110	17	transactions	transaction	NOUN
ejif-6260	110	18	.	.	PUNCT
ejif-6260	111	1	moreover	moreover	ADV
ejif-6260	111	2	,	,	PUNCT
ejif-6260	111	3	when	when	SCONJ
ejif-6260	111	4	interpreting	interpret	VERB
ejif-6260	111	5	the	the	DET
ejif-6260	111	6	data	datum	NOUN
ejif-6260	111	7	,	,	PUNCT
ejif-6260	111	8	the	the	DET
ejif-6260	111	9	financial	financial	ADJ
ejif-6260	111	10	and	and	CCONJ
ejif-6260	111	11	religious	religious	ADJ
ejif-6260	111	12	aspects	aspect	NOUN
ejif-6260	111	13	are	be	AUX
ejif-6260	111	14	not	not	PART
ejif-6260	111	15	always	always	ADV
ejif-6260	111	16	perfectly	perfectly	ADV
ejif-6260	111	17	aligned	align	VERB
ejif-6260	111	18	.	.	PUNCT
ejif-6260	112	1	regardless	regardless	ADV
ejif-6260	112	2	of	of	ADP
ejif-6260	112	3	whether	whether	SCONJ
ejif-6260	112	4	or	or	CCONJ
ejif-6260	112	5	not	not	PART
ejif-6260	112	6	they	they	PRON
ejif-6260	112	7	evaluate	evaluate	VERB
ejif-6260	112	8	opportunities	opportunity	NOUN
ejif-6260	112	9	,	,	PUNCT
ejif-6260	112	10	muslims	muslim	NOUN
ejif-6260	112	11	concurrently	concurrently	ADV
ejif-6260	112	12	rely	rely	VERB
ejif-6260	112	13	on	on	ADP
ejif-6260	112	14	islamic	islamic	ADJ
ejif-6260	112	15	banks	bank	NOUN
ejif-6260	112	16	and	and	CCONJ
ejif-6260	112	17	conventional	conventional	ADJ
ejif-6260	112	18	banks	bank	NOUN
ejif-6260	112	19	,	,	PUNCT
ejif-6260	112	20	and	and	CCONJ
ejif-6260	112	21	non	non	NOUN
ejif-6260	112	22	-	-	NOUN
ejif-6260	112	23	muslims	muslim	NOUN
ejif-6260	112	24	can	can	AUX
ejif-6260	112	25	bank	bank	VERB
ejif-6260	112	26	with	with	ADP
ejif-6260	112	27	islamic	islamic	ADJ
ejif-6260	112	28	banks	bank	NOUN
ejif-6260	112	29	,	,	PUNCT
ejif-6260	112	30	to	to	PART
ejif-6260	112	31	diversify	diversify	VERB
ejif-6260	112	32	their	their	PRON
ejif-6260	112	33	investments	investment	NOUN
ejif-6260	112	34	and	and	CCONJ
ejif-6260	112	35	financial	financial	ADJ
ejif-6260	112	36	operators	operator	NOUN
ejif-6260	112	37	that	that	PRON
ejif-6260	112	38	have	have	VERB
ejif-6260	112	39	specific	specific	ADJ
ejif-6260	112	40	skills	skill	NOUN
ejif-6260	112	41	and	and	CCONJ
ejif-6260	112	42	professionalism	professionalism	NOUN
ejif-6260	112	43	.	.	PUNCT
ejif-6260	113	1	that	that	PRON
ejif-6260	113	2	said	say	VERB
ejif-6260	113	3	,	,	PUNCT
ejif-6260	113	4	the	the	DET
ejif-6260	113	5	analysis	analysis	NOUN
ejif-6260	113	6	of	of	ADP
ejif-6260	113	7	the	the	DET
ejif-6260	113	8	financial	financial	ADJ
ejif-6260	113	9	statement	statement	NOUN
ejif-6260	113	10	data	datum	NOUN
ejif-6260	113	11	of	of	ADP
ejif-6260	113	12	a	a	DET
ejif-6260	113	13	significant	significant	ADJ
ejif-6260	113	14	sample	sample	NOUN
ejif-6260	113	15	of	of	ADP
ejif-6260	113	16	islamic	islamic	ADJ
ejif-6260	113	17	banks	bank	NOUN
ejif-6260	113	18	,	,	PUNCT
ejif-6260	113	19	in	in	ADP
ejif-6260	113	20	countries	country	NOUN
ejif-6260	113	21	with	with	ADP
ejif-6260	113	22	an	an	DET
ejif-6260	113	23	islamic	islamic	ADJ
ejif-6260	113	24	majority	majority	NOUN
ejif-6260	113	25	,	,	PUNCT
ejif-6260	113	26	shows	show	VERB
ejif-6260	113	27	an	an	DET
ejif-6260	113	28	acceleration	acceleration	NOUN
ejif-6260	113	29	in	in	ADP
ejif-6260	113	30	deposits	deposit	NOUN
ejif-6260	113	31	during	during	ADP
ejif-6260	113	32	2020	2020	NUM
ejif-6260	113	33	.	.	PUNCT
ejif-6260	114	1	however	however	ADV
ejif-6260	114	2	,	,	PUNCT
ejif-6260	114	3	there	there	PRON
ejif-6260	114	4	is	be	VERB
ejif-6260	114	5	no	no	DET
ejif-6260	114	6	real	real	ADJ
ejif-6260	114	7	surge	surge	NOUN
ejif-6260	114	8	as	as	SCONJ
ejif-6260	114	9	was	be	AUX
ejif-6260	114	10	the	the	DET
ejif-6260	114	11	case	case	NOUN
ejif-6260	114	12	in	in	ADP
ejif-6260	114	13	many	many	ADJ
ejif-6260	114	14	western	western	ADJ
ejif-6260	114	15	countries	country	NOUN
ejif-6260	114	16	.	.	PUNCT
ejif-6260	115	1	in	in	ADP
ejif-6260	115	2	fact	fact	NOUN
ejif-6260	115	3	,	,	PUNCT
ejif-6260	115	4	the	the	DET
ejif-6260	115	5	fall	fall	NOUN
ejif-6260	115	6	in	in	ADP
ejif-6260	115	7	gdp	gdp	NOUN
ejif-6260	115	8	in	in	ADP
ejif-6260	115	9	2020	2020	NUM
ejif-6260	115	10	in	in	ADP
ejif-6260	115	11	all	all	PRON
ejif-6260	115	12	of	of	ADP
ejif-6260	115	13	the	the	DET
ejif-6260	115	14	islamic	islamic	ADJ
ejif-6260	115	15	countries	country	NOUN
ejif-6260	115	16	considered	consider	VERB
ejif-6260	115	17	,	,	PUNCT
ejif-6260	115	18	with	with	ADP
ejif-6260	115	19	the	the	DET
ejif-6260	115	20	sole	sole	ADJ
ejif-6260	115	21	exception	exception	NOUN
ejif-6260	115	22	of	of	ADP
ejif-6260	115	23	bangladesh	bangladesh	NOUN
ejif-6260	115	24	(	(	PUNCT
ejif-6260	115	25	+5	+5	PROPN
ejif-6260	115	26	%	%	NOUN
ejif-6260	115	27	)	)	PUNCT
ejif-6260	115	28	,	,	PUNCT
ejif-6260	115	29	was	be	AUX
ejif-6260	115	30	met	meet	VERB
ejif-6260	115	31	with	with	ADP
ejif-6260	115	32	an	an	DET
ejif-6260	115	33	increase	increase	NOUN
ejif-6260	115	34	in	in	ADP
ejif-6260	115	35	deposits	deposit	NOUN
ejif-6260	115	36	,	,	PUNCT
ejif-6260	115	37	but	but	CCONJ
ejif-6260	115	38	not	not	PART
ejif-6260	115	39	such	such	ADJ
ejif-6260	115	40	as	as	ADP
ejif-6260	115	41	to	to	PART
ejif-6260	115	42	be	be	AUX
ejif-6260	115	43	considered	consider	VERB
ejif-6260	115	44	of	of	ADP
ejif-6260	115	45	exceptional	exceptional	ADJ
ejif-6260	115	46	magnitude	magnitude	NOUN
ejif-6260	115	47	.	.	PUNCT
ejif-6260	116	1	an	an	DET
ejif-6260	116	2	acceleration	acceleration	NOUN
ejif-6260	116	3	was	be	AUX
ejif-6260	116	4	recorded	record	VERB
ejif-6260	116	5	in	in	ADP
ejif-6260	116	6	indonesia	indonesia	PROPN
ejif-6260	116	7	,	,	PUNCT
ejif-6260	116	8	bangladesh	bangladesh	PROPN
ejif-6260	116	9	and	and	CCONJ
ejif-6260	116	10	saudi	saudi	PROPN
ejif-6260	116	11	arabia	arabia	PROPN
ejif-6260	116	12	,	,	PUNCT
ejif-6260	116	13	with	with	ADP
ejif-6260	116	14	increases	increase	NOUN
ejif-6260	116	15	only	only	ADV
ejif-6260	116	16	moderately	moderately	ADV
ejif-6260	116	17	higher	high	ADJ
ejif-6260	116	18	than	than	ADP
ejif-6260	116	19	in	in	ADP
ejif-6260	116	20	the	the	DET
ejif-6260	116	21	previous	previous	ADJ
ejif-6260	116	22	year	year	NOUN
ejif-6260	116	23	.	.	PUNCT
ejif-6260	117	1	on	on	ADP
ejif-6260	117	2	the	the	DET
ejif-6260	117	3	other	other	ADJ
ejif-6260	117	4	hand	hand	NOUN
ejif-6260	117	5	,	,	PUNCT
ejif-6260	117	6	oman	oman	NOUN
ejif-6260	117	7	,	,	PUNCT
ejif-6260	117	8	kuwait	kuwait	PROPN
ejif-6260	117	9	and	and	CCONJ
ejif-6260	117	10	qatar	qatar	PROPN
ejif-6260	117	11	slowed	slow	VERB
ejif-6260	117	12	down	down	ADP
ejif-6260	117	13	.	.	PUNCT
ejif-6260	118	1	also	also	ADV
ejif-6260	118	2	,	,	PUNCT
ejif-6260	118	3	in	in	ADP
ejif-6260	118	4	the	the	DET
ejif-6260	118	5	three	three	NUM
ejif-6260	118	6	other	other	ADJ
ejif-6260	118	7	significant	significant	ADJ
ejif-6260	118	8	countries	country	NOUN
ejif-6260	118	9	contained	contain	VERB
ejif-6260	118	10	in	in	ADP
ejif-6260	118	11	the	the	DET
ejif-6260	118	12	following	follow	VERB
ejif-6260	118	13	table	table	NOUN
ejif-6260	118	14	,	,	PUNCT
ejif-6260	118	15	the	the	DET
ejif-6260	118	16	trend	trend	NOUN
ejif-6260	118	17	in	in	ADP
ejif-6260	118	18	deposits	deposit	NOUN
ejif-6260	118	19	(	(	PUNCT
ejif-6260	118	20	over	over	ADP
ejif-6260	118	21	the	the	DET
ejif-6260	118	22	entire	entire	ADJ
ejif-6260	118	23	banking	banking	NOUN
ejif-6260	118	24	system	system	NOUN
ejif-6260	118	25	)	)	PUNCT
ejif-6260	118	26	does	do	AUX
ejif-6260	118	27	not	not	PART
ejif-6260	118	28	appear	appear	VERB
ejif-6260	118	29	to	to	PART
ejif-6260	118	30	be	be	AUX
ejif-6260	118	31	particularly	particularly	ADV
ejif-6260	118	32	high	high	ADJ
ejif-6260	118	33	,	,	PUNCT
ejif-6260	118	34	given	give	VERB
ejif-6260	118	35	a	a	DET
ejif-6260	118	36	decline	decline	NOUN
ejif-6260	118	37	in	in	ADP
ejif-6260	118	38	gdp	gdp	NOUN
ejif-6260	118	39	.	.	PUNCT
ejif-6260	119	1	the	the	DET
ejif-6260	119	2	figures	figure	NOUN
ejif-6260	119	3	for	for	ADP
ejif-6260	119	4	egypt	egypt	PROPN
ejif-6260	119	5	are	be	AUX
ejif-6260	119	6	unique	unique	ADJ
ejif-6260	119	7	,	,	PUNCT
ejif-6260	119	8	with	with	ADP
ejif-6260	119	9	the	the	DET
ejif-6260	119	10	resilience	resilience	NOUN
ejif-6260	119	11	of	of	ADP
ejif-6260	119	12	real	real	ADJ
ejif-6260	119	13	gdp	gdp	NOUN
ejif-6260	119	14	(	(	PUNCT
ejif-6260	119	15	3.6	3.6	NUM
ejif-6260	119	16	%	%	NOUN
ejif-6260	119	17	)	)	PUNCT
ejif-6260	119	18	and	and	CCONJ
ejif-6260	119	19	a	a	DET
ejif-6260	119	20	significant	significant	ADJ
ejif-6260	119	21	increase	increase	NOUN
ejif-6260	119	22	in	in	ADP
ejif-6260	119	23	deposits	deposit	NOUN
ejif-6260	119	24	,	,	PUNCT
ejif-6260	119	25	but	but	CCONJ
ejif-6260	119	26	in	in	ADP
ejif-6260	119	27	line	line	NOUN
ejif-6260	119	28	with	with	ADP
ejif-6260	119	29	previous	previous	ADJ
ejif-6260	119	30	years	year	NOUN
ejif-6260	119	31	(	(	PUNCT
ejif-6260	119	32	in	in	ADP
ejif-6260	119	33	nominal	nominal	ADJ
ejif-6260	119	34	terms	term	NOUN
ejif-6260	119	35	)	)	PUNCT
ejif-6260	119	36	.	.	PUNCT
ejif-6260	120	1	the	the	DET
ejif-6260	120	2	comparison	comparison	NOUN
ejif-6260	120	3	with	with	ADP
ejif-6260	120	4	the	the	DET
ejif-6260	120	5	2009	2009	NUM
ejif-6260	120	6	crisis	crisis	NOUN
ejif-6260	120	7	is	be	AUX
ejif-6260	120	8	not	not	PART
ejif-6260	120	9	helpful	helpful	ADJ
ejif-6260	120	10	insofar	insofar	ADV
ejif-6260	120	11	as	as	ADP
ejif-6260	120	12	the	the	DET
ejif-6260	120	13	interpretation	interpretation	NOUN
ejif-6260	120	14	,	,	PUNCT
ejif-6260	120	15	also	also	ADV
ejif-6260	120	16	due	due	ADP
ejif-6260	120	17	to	to	ADP
ejif-6260	120	18	the	the	DET
ejif-6260	120	19	lack	lack	NOUN
ejif-6260	120	20	of	of	ADP
ejif-6260	120	21	data	datum	NOUN
ejif-6260	120	22	.	.	PUNCT
ejif-6260	121	1	as	as	SCONJ
ejif-6260	121	2	is	be	AUX
ejif-6260	121	3	known	know	VERB
ejif-6260	121	4	,	,	PUNCT
ejif-6260	121	5	the	the	DET
ejif-6260	121	6	subprime	subprime	ADJ
ejif-6260	121	7	mortgages	mortgage	NOUN
ejif-6260	121	8	storm	storm	NOUN
ejif-6260	121	9	had	have	AUX
ejif-6260	121	10	limited	limit	VERB
ejif-6260	121	11	direct	direct	ADJ
ejif-6260	121	12	effects	effect	NOUN
ejif-6260	121	13	on	on	ADP
ejif-6260	121	14	islamic	islamic	ADJ
ejif-6260	121	15	banks	bank	NOUN
ejif-6260	121	16	,	,	PUNCT
ejif-6260	121	17	as	as	SCONJ
ejif-6260	121	18	they	they	PRON
ejif-6260	121	19	had	have	VERB
ejif-6260	121	20	no	no	DET
ejif-6260	121	21	exposure	exposure	NOUN
ejif-6260	121	22	to	to	ADP
ejif-6260	121	23	that	that	DET
ejif-6260	121	24	segment	segment	NOUN
ejif-6260	121	25	.	.	PUNCT
ejif-6260	122	1	in	in	ADP
ejif-6260	122	2	2009	2009	NUM
ejif-6260	122	3	,	,	PUNCT
ejif-6260	122	4	deposits	deposit	NOUN
ejif-6260	122	5	accelerated	accelerate	VERB
ejif-6260	122	6	,	,	PUNCT
ejif-6260	122	7	especially	especially	ADV
ejif-6260	122	8	in	in	ADP
ejif-6260	122	9	malaysia	malaysia	PROPN
ejif-6260	122	10	and	and	CCONJ
ejif-6260	122	11	egypt	egypt	PROPN
ejif-6260	122	12	,	,	PUNCT
ejif-6260	122	13	and	and	CCONJ
ejif-6260	122	14	held	hold	VERB
ejif-6260	122	15	up	up	ADP
ejif-6260	122	16	in	in	ADP
ejif-6260	122	17	saudi	saudi	PROPN
ejif-6260	122	18	arabia	arabia	PROPN
ejif-6260	122	19	.	.	PUNCT
ejif-6260	123	1	this	this	PRON
ejif-6260	123	2	seems	seem	VERB
ejif-6260	123	3	to	to	PART
ejif-6260	123	4	be	be	AUX
ejif-6260	123	5	in	in	ADP
ejif-6260	123	6	line	line	NOUN
ejif-6260	123	7	with	with	ADP
ejif-6260	123	8	the	the	DET
ejif-6260	123	9	data	datum	NOUN
ejif-6260	123	10	for	for	ADP
ejif-6260	123	11	the	the	DET
ejif-6260	123	12	last	last	ADJ
ejif-6260	123	13	two	two	NUM
ejif-6260	123	14	years	year	NOUN
ejif-6260	123	15	,	,	PUNCT
ejif-6260	123	16	which	which	PRON
ejif-6260	123	17	may	may	AUX
ejif-6260	123	18	help	help	VERB
ejif-6260	123	19	to	to	PART
ejif-6260	123	20	exclude	exclude	VERB
ejif-6260	123	21	the	the	DET
ejif-6260	123	22	assumption	assumption	NOUN
ejif-6260	123	23	of	of	ADP
ejif-6260	123	24	an	an	DET
ejif-6260	123	25	abnormal	abnormal	ADJ
ejif-6260	123	26	trend	trend	NOUN
ejif-6260	123	27	in	in	ADP
ejif-6260	123	28	deposits	deposit	NOUN
ejif-6260	123	29	in	in	ADP
ejif-6260	123	30	2020	2020	NUM
ejif-6260	123	31	.	.	PUNCT
ejif-6260	124	1	the	the	DET
ejif-6260	124	2	examination	examination	NOUN
ejif-6260	124	3	of	of	ADP
ejif-6260	124	4	some	some	DET
ejif-6260	124	5	technical	technical	ADJ
ejif-6260	124	6	characteristics	characteristic	NOUN
ejif-6260	124	7	and	and	CCONJ
ejif-6260	124	8	functions	function	NOUN
ejif-6260	124	9	of	of	ADP
ejif-6260	124	10	the	the	DET
ejif-6260	124	11	deposits	deposit	NOUN
ejif-6260	124	12	can	can	AUX
ejif-6260	124	13	help	help	VERB
ejif-6260	124	14	explain	explain	VERB
ejif-6260	124	15	their	their	PRON
ejif-6260	124	16	growth	growth	NOUN
ejif-6260	124	17	,	,	PUNCT
ejif-6260	124	18	despite	despite	SCONJ
ejif-6260	124	19	the	the	DET
ejif-6260	124	20	decline	decline	NOUN
ejif-6260	124	21	in	in	ADP
ejif-6260	124	22	gdp	gdp	NOUN
ejif-6260	124	23	.	.	PUNCT
ejif-6260	125	1	in	in	ADP
ejif-6260	125	2	western	western	ADJ
ejif-6260	125	3	countries	country	NOUN
ejif-6260	125	4	,	,	PUNCT
ejif-6260	125	5	one	one	NUM
ejif-6260	125	6	of	of	ADP
ejif-6260	125	7	the	the	DET
ejif-6260	125	8	drivers	driver	NOUN
ejif-6260	125	9	underlying	underlying	ADJ
ejif-6260	125	10	time	time	NOUN
ejif-6260	125	11	deposit	deposit	NOUN
ejif-6260	125	12	dynamics	dynamic	NOUN
ejif-6260	125	13	are	be	AUX
ejif-6260	125	14	interest	interest	NOUN
ejif-6260	125	15	rates	rate	NOUN
ejif-6260	125	16	.	.	PUNCT
ejif-6260	126	1	however	however	ADV
ejif-6260	126	2	,	,	PUNCT
ejif-6260	126	3	this	this	PRON
ejif-6260	126	4	is	be	AUX
ejif-6260	126	5	a	a	DET
ejif-6260	126	6	factor	factor	NOUN
ejif-6260	126	7	that	that	PRON
ejif-6260	126	8	did	do	AUX
ejif-6260	126	9	not	not	PART
ejif-6260	126	10	play	play	VERB
ejif-6260	126	11	a	a	DET
ejif-6260	126	12	significant	significant	ADJ
ejif-6260	126	13	role	role	NOUN
ejif-6260	126	14	in	in	ADP
ejif-6260	126	15	2020	2020	NUM
ejif-6260	126	16	,	,	PUNCT
ejif-6260	126	17	since	since	SCONJ
ejif-6260	126	18	interest	interest	NOUN
ejif-6260	126	19	rates	rate	NOUN
ejif-6260	126	20	were	be	AUX
ejif-6260	126	21	very	very	ADV
ejif-6260	126	22	low	low	ADJ
ejif-6260	126	23	and	and	CCONJ
ejif-6260	126	24	decreasing	decrease	VERB
ejif-6260	126	25	.	.	PUNCT
ejif-6260	127	1	on	on	ADP
ejif-6260	127	2	the	the	DET
ejif-6260	127	3	other	other	ADJ
ejif-6260	127	4	hand	hand	NOUN
ejif-6260	127	5	,	,	PUNCT
ejif-6260	127	6	the	the	DET
ejif-6260	127	7	precautionary	precautionary	ADJ
ejif-6260	127	8	reasons	reason	NOUN
ejif-6260	127	9	for	for	ADP
ejif-6260	127	10	saving	save	VERB
ejif-6260	127	11	money	money	NOUN
ejif-6260	127	12	and	and	CCONJ
ejif-6260	127	13	the	the	DET
ejif-6260	127	14	forcedly	forcedly	ADV
ejif-6260	127	15	postponed	postpone	VERB
ejif-6260	127	16	consumption	consumption	NOUN
ejif-6260	127	17	due	due	ADP
ejif-6260	127	18	to	to	ADP
ejif-6260	127	19	the	the	DET
ejif-6260	127	20	lockdown	lockdown	NOUN
ejif-6260	127	21	measures	measure	NOUN
ejif-6260	127	22	adopted	adopt	VERB
ejif-6260	127	23	by	by	ADP
ejif-6260	127	24	governments	government	NOUN
ejif-6260	127	25	were	be	AUX
ejif-6260	127	26	decisive	decisive	ADJ
ejif-6260	127	27	in	in	ADP
ejif-6260	127	28	supporting	support	VERB
ejif-6260	127	29	bank	bank	NOUN
ejif-6260	127	30	deposits	deposit	NOUN
ejif-6260	127	31	in	in	ADP
ejif-6260	127	32	the	the	DET
ejif-6260	127	33	context	context	NOUN
ejif-6260	127	34	of	of	ADP
ejif-6260	127	35	the	the	DET
ejif-6260	127	36	crisis	crisis	NOUN
ejif-6260	127	37	.	.	PUNCT
ejif-6260	128	1	dep	dep	NOUN
ejif-6260	128	2	.	.	PUNCT
ejif-6260	129	1	loc.curr	loc.curr	PROPN
ejif-6260	129	2	.	.	PUNCT
ejif-6260	130	1	real	real	PROPN
ejif-6260	130	2	gdp	gdp	PROPN
ejif-6260	130	3	dep	dep	PROPN
ejif-6260	130	4	.	.	PUNCT
ejif-6260	131	1	loc.curr	loc.curr	PROPN
ejif-6260	131	2	.	.	PUNCT
ejif-6260	132	1	real	real	PROPN
ejif-6260	132	2	gdp	gdp	PROPN
ejif-6260	132	3	dep	dep	PROPN
ejif-6260	132	4	.	.	PUNCT
ejif-6260	133	1	loc.curr	loc.curr	PROPN
ejif-6260	133	2	.	.	PUNCT
ejif-6260	134	1	real	real	PROPN
ejif-6260	134	2	gdp	gdp	PROPN
ejif-6260	134	3	dep	dep	PROPN
ejif-6260	134	4	.	.	PUNCT
ejif-6260	135	1	loc.curr	loc.curr	PROPN
ejif-6260	135	2	.	.	PUNCT
ejif-6260	136	1	real	real	PROPN
ejif-6260	136	2	gdp	gdp	NOUN
ejif-6260	136	3	indonesia	indonesia	PROPN
ejif-6260	136	4	5.9	5.9	NUM
ejif-6260	136	5	7.4	7.4	NUM
ejif-6260	136	6	40.4	40.4	NUM
ejif-6260	136	7	4.7	4.7	NUM
ejif-6260	136	8	9.45	9.45	NUM
ejif-6260	136	9	5	5	NUM
ejif-6260	136	10	12.66	12.66	NUM
ejif-6260	136	11	-2	-2	NOUN
ejif-6260	136	12	bangladesh	bangladesh	PROPN
ejif-6260	136	13	nd	nd	PRON
ejif-6260	136	14	6	6	NUM
ejif-6260	136	15	n.d	n.d	PROPN
ejif-6260	136	16	.	.	PROPN
ejif-6260	136	17	5	5	NUM
ejif-6260	136	18	9.1	9.1	NUM
ejif-6260	136	19	8.2	8.2	NUM
ejif-6260	136	20	13.5	13.5	NUM
ejif-6260	136	21	5.2	5.2	NUM
ejif-6260	136	22	malaysia	malaysia	NOUN
ejif-6260	136	23	4	4	NUM
ejif-6260	136	24	4.8	4.8	NUM
ejif-6260	136	25	16.8	16.8	NUM
ejif-6260	136	26	-1.5	-1.5	NUM
ejif-6260	136	27	12.2	12.2	NUM
ejif-6260	136	28	4.3	4.3	NUM
ejif-6260	136	29	6.2	6.2	NUM
ejif-6260	136	30	-5.6	-5.6	PROPN
ejif-6260	136	31	s.	s.	PROPN
ejif-6260	136	32	arabia	arabia	PROPN
ejif-6260	136	33	24.7	24.7	NUM
ejif-6260	136	34	6.2	6.2	NUM
ejif-6260	136	35	22.5	22.5	NUM
ejif-6260	136	36	-2.1	-2.1	NUM
ejif-6260	136	37	8.2	8.2	NUM
ejif-6260	136	38	0.3	0.3	NUM
ejif-6260	136	39	20.6	20.6	NUM
ejif-6260	136	40	-4.1	-4.1	X
ejif-6260	136	41	uae	uae	PROPN
ejif-6260	136	42	27.4	27.4	NUM
ejif-6260	136	43	3.2	3.2	NUM
ejif-6260	136	44	7.7	7.7	NUM
ejif-6260	136	45	-5.2	-5.2	SYM
ejif-6260	136	46	-2.7	-2.7	PROPN
ejif-6260	136	47	1.7	1.7	NUM
ejif-6260	136	48	13.2	13.2	NUM
ejif-6260	136	49	-5.5	-5.5	NOUN
ejif-6260	136	50	oman	oman	PROPN
ejif-6260	136	51	nd	nd	ADV
ejif-6260	136	52	8.2	8.2	NUM
ejif-6260	136	53	nd	nd	NUM
ejif-6260	136	54	6.1	6.1	NUM
ejif-6260	136	55	21.4	21.4	NUM
ejif-6260	136	56	-0.8	-0.8	NUM
ejif-6260	136	57	15.7	15.7	NUM
ejif-6260	136	58	-6.2	-6.2	PROPN
ejif-6260	136	59	kuwait	kuwait	PROPN
ejif-6260	136	60	nd	nd	PRON
ejif-6260	136	61	2.5	2.5	NUM
ejif-6260	136	62	nd	nd	NOUN
ejif-6260	136	63	-7.1	-7.1	PROPN
ejif-6260	136	64	15.5	15.5	NUM
ejif-6260	136	65	0.4	0.4	NUM
ejif-6260	136	66	11.7	11.7	NUM
ejif-6260	136	67	-5	-5	NOUN
ejif-6260	136	68	qatar	qatar	PROPN
ejif-6260	136	69	nd	nd	PRON
ejif-6260	136	70	17.7	17.7	NUM
ejif-6260	136	71	nd	nd	NUM
ejif-6260	136	72	12	12	NUM
ejif-6260	136	73	16.1	16.1	NUM
ejif-6260	136	74	0.8	0.8	NUM
ejif-6260	136	75	10.1	10.1	NUM
ejif-6260	136	76	-3	-3	PUNCT
ejif-6260	136	77	egypt	egypt	PROPN
ejif-6260	136	78	6.3	6.3	NUM
ejif-6260	136	79	*	*	SYM
ejif-6260	136	80	7.1	7.1	NUM
ejif-6260	136	81	13.1	13.1	NUM
ejif-6260	136	82	*	*	NOUN
ejif-6260	136	83	4.7	4.7	NUM
ejif-6260	136	84	17.01	17.01	NUM
ejif-6260	136	85	*	*	PUNCT
ejif-6260	136	86	5.6	5.6	NUM
ejif-6260	136	87	16.1	16.1	NUM
ejif-6260	136	88	*	*	NOUN
ejif-6260	136	89	*	*	PROPN
ejif-6260	136	90	3.6	3.6	NUM
ejif-6260	136	91	albania	albania	PROPN
ejif-6260	136	92	2.6	2.6	NUM
ejif-6260	136	93	*	*	SYM
ejif-6260	136	94	7.5	7.5	NUM
ejif-6260	136	95	6.8	6.8	NUM
ejif-6260	136	96	*	*	SYM
ejif-6260	136	97	3.3	3.3	NUM
ejif-6260	136	98	3.8	3.8	NUM
ejif-6260	136	99	*	*	NUM
ejif-6260	136	100	2.2	2.2	NUM
ejif-6260	136	101	8.1	8.1	NUM
ejif-6260	136	102	*	*	SYM
ejif-6260	136	103	-3.3	-3.3	PROPN
ejif-6260	136	104	bosnia	bosnia	PROPN
ejif-6260	136	105	h.	h.	PROPN
ejif-6260	137	1	5.5	5.5	NUM
ejif-6260	137	2	*	*	PROPN
ejif-6260	137	3	3.5	3.5	NUM
ejif-6260	137	4	3.8	3.8	NUM
ejif-6260	137	5	*	*	PUNCT
ejif-6260	137	6	-2.3	-2.3	NOUN
ejif-6260	137	7	8.4	8.4	NUM
ejif-6260	137	8	*	*	PUNCT
ejif-6260	137	9	2.91	2.91	NUM
ejif-6260	137	10	6.5	6.5	NUM
ejif-6260	137	11	*	*	PUNCT
ejif-6260	137	12	-5.5	-5.5	PUNCT
ejif-6260	137	13	2008	2008	NUM
ejif-6260	137	14	2009	2009	NUM
ejif-6260	137	15	2019	2019	NUM
ejif-6260	137	16	2020	2020	NUM
ejif-6260	137	17	table	table	NOUN
ejif-6260	137	18	1	1	NUM
ejif-6260	137	19	.	.	PUNCT
ejif-6260	137	20	deposits	deposit	NOUN
ejif-6260	137	21	in	in	ADP
ejif-6260	137	22	islamic	islamic	ADJ
ejif-6260	137	23	banks	bank	NOUN
ejif-6260	137	24	and	and	CCONJ
ejif-6260	137	25	real	real	ADJ
ejif-6260	137	26	gdp	gdp	NOUN
ejif-6260	137	27	in	in	ADP
ejif-6260	137	28	the	the	DET
ejif-6260	137	29	major	major	ADJ
ejif-6260	137	30	islamic	islamic	ADJ
ejif-6260	137	31	countries	country	NOUN
ejif-6260	137	32	(	(	PUNCT
ejif-6260	137	33	yoy	yoy	NOUN
ejif-6260	137	34	%	%	NOUN
ejif-6260	137	35	change	change	NOUN
ejif-6260	137	36	)	)	PUNCT
ejif-6260	137	37	.	.	PUNCT
ejif-6260	138	1	note	note	VERB
ejif-6260	138	2	:	:	PUNCT
ejif-6260	138	3	(	(	PUNCT
ejif-6260	138	4	*	*	ADJ
ejif-6260	138	5	)	)	PUNCT
ejif-6260	138	6	central	central	ADJ
ejif-6260	138	7	banks	bank	NOUN
ejif-6260	138	8	’	'	PUNCT
ejif-6260	138	9	database	database	NOUN
ejif-6260	138	10	referring	refer	VERB
ejif-6260	138	11	to	to	ADP
ejif-6260	138	12	the	the	DET
ejif-6260	138	13	entire	entire	ADJ
ejif-6260	138	14	banking	banking	NOUN
ejif-6260	138	15	system	system	NOUN
ejif-6260	138	16	;	;	PUNCT
ejif-6260	138	17	(	(	PUNCT
ejif-6260	138	18	*	*	PUNCT
ejif-6260	138	19	*	*	NOUN
ejif-6260	138	20	)	)	PUNCT
ejif-6260	138	21	source	source	NOUN
ejif-6260	138	22	:	:	PUNCT
ejif-6260	138	23	eiu	eiu	PROPN
ejif-6260	138	24	;	;	PUNCT
ejif-6260	138	25	na=	na=	VERB
ejif-6260	138	26	not	not	PART
ejif-6260	138	27	available	available	ADJ
ejif-6260	138	28	.	.	PUNCT
ejif-6260	139	1	source	source	NOUN
ejif-6260	139	2	:	:	PUNCT
ejif-6260	139	3	our	our	PRON
ejif-6260	139	4	calculations	calculation	NOUN
ejif-6260	139	5	on	on	ADP
ejif-6260	139	6	eiu	eiu	PROPN
ejif-6260	139	7	and	and	CCONJ
ejif-6260	139	8	bankfocus	bankfocus	PROPN
ejif-6260	139	9	bvd	bvd	PROPN
ejif-6260	139	10	data	data	PROPN
ejif-6260	139	11	.	.	PUNCT
ejif-6260	140	1	in	in	ADP
ejif-6260	140	2	islamic	islamic	ADJ
ejif-6260	140	3	countries	country	NOUN
ejif-6260	140	4	,	,	PUNCT
ejif-6260	140	5	the	the	DET
ejif-6260	140	6	fact	fact	NOUN
ejif-6260	140	7	that	that	SCONJ
ejif-6260	140	8	the	the	DET
ejif-6260	140	9	payment	payment	NOUN
ejif-6260	140	10	of	of	ADP
ejif-6260	140	11	interest	interest	NOUN
ejif-6260	140	12	is	be	AUX
ejif-6260	140	13	not	not	PART
ejif-6260	140	14	permitted	permit	VERB
ejif-6260	140	15	,	,	PUNCT
ejif-6260	140	16	though	though	SCONJ
ejif-6260	140	17	customers	customer	NOUN
ejif-6260	140	18	can	can	AUX
ejif-6260	140	19	participate	participate	VERB
ejif-6260	140	20	in	in	ADP
ejif-6260	140	21	the	the	DET
ejif-6260	140	22	bank	bank	NOUN
ejif-6260	140	23	's	's	PART
ejif-6260	140	24	results	result	NOUN
ejif-6260	140	25	may	may	AUX
ejif-6260	140	26	have	have	AUX
ejif-6260	140	27	prompted	prompt	VERB
ejif-6260	140	28	deposits	deposit	NOUN
ejif-6260	140	29	by	by	ADP
ejif-6260	140	30	customers	customer	NOUN
ejif-6260	140	31	,	,	PUNCT
ejif-6260	140	32	households	household	NOUN
ejif-6260	140	33	and	and	CCONJ
ejif-6260	140	34	businesses	business	NOUN
ejif-6260	140	35	,	,	PUNCT
ejif-6260	140	36	on	on	ADP
ejif-6260	140	37	the	the	DET
ejif-6260	140	38	basis	basis	NOUN
ejif-6260	140	39	of	of	ADP
ejif-6260	140	40	the	the	DET
ejif-6260	140	41	results	result	NOUN
ejif-6260	140	42	expected	expect	VERB
ejif-6260	140	43	by	by	ADP
ejif-6260	140	44	the	the	DET
ejif-6260	140	45	bank	bank	NOUN
ejif-6260	140	46	(	(	PUNCT
ejif-6260	140	47	according	accord	VERB
ejif-6260	140	48	to	to	ADP
ejif-6260	140	49	the	the	DET
ejif-6260	140	50	participatory	participatory	ADJ
ejif-6260	140	51	model	model	NOUN
ejif-6260	140	52	described	describe	VERB
ejif-6260	140	53	in	in	ADP
ejif-6260	140	54	the	the	DET
ejif-6260	140	55	previous	previous	ADJ
ejif-6260	140	56	paragraph	paragraph	NOUN
ejif-6260	140	57	)	)	PUNCT
ejif-6260	140	58	.	.	PUNCT
ejif-6260	141	1	an	an	DET
ejif-6260	141	2	empirical	empirical	ADJ
ejif-6260	141	3	analysis	analysis	NOUN
ejif-6260	141	4	regarding	regard	VERB
ejif-6260	141	5	malaysia	malaysia	PROPN
ejif-6260	141	6	and	and	CCONJ
ejif-6260	141	7	turkey	turkey	NOUN
ejif-6260	141	8	and	and	CCONJ
ejif-6260	141	9	elaborated	elaborate	VERB
ejif-6260	141	10	by	by	ADP
ejif-6260	141	11	s.	s.	PROPN
ejif-6260	141	12	cevik	cevik	PROPN
ejif-6260	141	13	and	and	CCONJ
ejif-6260	141	14	j.	j.	PROPN
ejif-6260	141	15	charap	charap	PROPN
ejif-6260	141	16	(	(	PUNCT
ejif-6260	141	17	2011	2011	NUM
ejif-6260	141	18	)	)	PUNCT
ejif-6260	142	1	[	[	X
ejif-6260	142	2	11	11	NUM
ejif-6260	142	3	]	]	PUNCT
ejif-6260	142	4	revealed	reveal	VERB
ejif-6260	142	5	namely	namely	ADV
ejif-6260	142	6	a	a	DET
ejif-6260	142	7	high	high	ADJ
ejif-6260	142	8	degree	degree	NOUN
ejif-6260	142	9	of	of	ADP
ejif-6260	142	10	correlation	correlation	NOUN
ejif-6260	142	11	between	between	ADP
ejif-6260	142	12	conventional	conventional	ADJ
ejif-6260	142	13	deposit	deposit	NOUN
ejif-6260	142	14	rates	rate	NOUN
ejif-6260	142	15	and	and	CCONJ
ejif-6260	142	16	the	the	DET
ejif-6260	142	17	rate	rate	NOUN
ejif-6260	142	18	of	of	ADP
ejif-6260	142	19	return	return	NOUN
ejif-6260	142	20	islamic	islamic	ADJ
ejif-6260	142	21	profitand	profitand	NOUN
ejif-6260	142	22	-	-	PUNCT
ejif-6260	142	23	loss	loss	NOUN
ejif-6260	142	24	sharing	sharing	NOUN
ejif-6260	142	25	accounts	account	NOUN
ejif-6260	142	26	.	.	PUNCT
ejif-6260	143	1	at	at	ADP
ejif-6260	143	2	the	the	DET
ejif-6260	143	3	same	same	ADJ
ejif-6260	143	4	time	time	NOUN
ejif-6260	143	5	,	,	PUNCT
ejif-6260	143	6	very	very	ADV
ejif-6260	143	7	low	low	ADJ
ejif-6260	143	8	interest	interest	NOUN
ejif-6260	143	9	rates	rate	NOUN
ejif-6260	143	10	from	from	ADP
ejif-6260	143	11	conventional	conventional	ADJ
ejif-6260	143	12	banks	bank	NOUN
ejif-6260	143	13	also	also	ADV
ejif-6260	143	14	in	in	ADP
ejif-6260	143	15	islamic	islamic	ADJ
ejif-6260	143	16	countries	country	NOUN
ejif-6260	143	17	may	may	AUX
ejif-6260	143	18	have	have	AUX
ejif-6260	143	19	limited	limit	VERB
ejif-6260	143	20	the	the	DET
ejif-6260	143	21	diversion	diversion	NOUN
ejif-6260	143	22	of	of	ADP
ejif-6260	143	23	at	at	ADV
ejif-6260	143	24	least	least	ADJ
ejif-6260	143	25	a	a	DET
ejif-6260	143	26	part	part	NOUN
ejif-6260	143	27	of	of	ADP
ejif-6260	143	28	the	the	DET
ejif-6260	143	29	deposits	deposit	NOUN
ejif-6260	143	30	to	to	ADP
ejif-6260	143	31	these	these	DET
ejif-6260	143	32	banks	bank	NOUN
ejif-6260	143	33	by	by	ADP
ejif-6260	143	34	muslims	muslim	NOUN
ejif-6260	143	35	who	who	PRON
ejif-6260	143	36	do	do	AUX
ejif-6260	143	37	not	not	PART
ejif-6260	143	38	fully	fully	ADV
ejif-6260	143	39	follow	follow	VERB
ejif-6260	143	40	sharia	sharia	PROPN
ejif-6260	143	41	rules	rule	NOUN
ejif-6260	143	42	,	,	PUNCT
ejif-6260	143	43	with	with	ADP
ejif-6260	143	44	the	the	DET
ejif-6260	143	45	aim	aim	NOUN
ejif-6260	143	46	of	of	ADP
ejif-6260	143	47	a	a	DET
ejif-6260	143	48	return	return	NOUN
ejif-6260	143	49	.	.	PUNCT
ejif-6260	144	1	as	as	SCONJ
ejif-6260	144	2	highlighted	highlight	VERB
ejif-6260	144	3	by	by	ADP
ejif-6260	144	4	b.	b.	PROPN
ejif-6260	144	5	akhtar	akhtar	PROPN
ejif-6260	144	6	,	,	PUNCT
ejif-6260	144	7	w.	w.	PROPN
ejif-6260	144	8	akhter	akhter	PROPN
ejif-6260	144	9	,	,	PUNCT
ejif-6260	144	10	m.	m.	NOUN
ejif-6260	144	11	shahbaz	shahbaz	PROPN
ejif-6260	144	12	(	(	PUNCT
ejif-6260	144	13	2017	2017	NUM
ejif-6260	144	14	)	)	PUNCT
ejif-6260	145	1	[	[	X
ejif-6260	145	2	12	12	NUM
ejif-6260	145	3	]	]	PUNCT
ejif-6260	145	4	with	with	ADP
ejif-6260	145	5	regards	regard	NOUN
ejif-6260	145	6	to	to	ADP
ejif-6260	145	7	pakistan	pakistan	PROPN
ejif-6260	145	8	,	,	PUNCT
ejif-6260	145	9	it	it	PRON
ejif-6260	145	10	is	be	AUX
ejif-6260	145	11	observed	observe	VERB
ejif-6260	145	12	that	that	SCONJ
ejif-6260	145	13	any	any	DET
ejif-6260	145	14	changes	change	NOUN
ejif-6260	145	15	in	in	ADP
ejif-6260	145	16	the	the	DET
ejif-6260	145	17	rate	rate	NOUN
ejif-6260	145	18	of	of	ADP
ejif-6260	145	19	interest	interest	NOUN
ejif-6260	145	20	or	or	CCONJ
ejif-6260	145	21	in	in	ADP
ejif-6260	145	22	the	the	DET
ejif-6260	145	23	rate	rate	NOUN
ejif-6260	145	24	of	of	ADP
ejif-6260	145	25	profit	profit	NOUN
ejif-6260	145	26	of	of	ADP
ejif-6260	145	27	islamic	islamic	PROPN
ejif-6260	145	28	bank	bank	PROPN
ejif-6260	145	29	significantly	significantly	ADV
ejif-6260	145	30	affect	affect	VERB
ejif-6260	145	31	the	the	DET
ejif-6260	145	32	level	level	NOUN
ejif-6260	145	33	of	of	ADP
ejif-6260	145	34	deposit	deposit	NOUN
ejif-6260	145	35	in	in	ADP
ejif-6260	145	36	conventional	conventional	ADJ
ejif-6260	145	37	as	as	ADV
ejif-6260	145	38	well	well	ADV
ejif-6260	145	39	as	as	ADP
ejif-6260	145	40	that	that	PRON
ejif-6260	145	41	of	of	ADP
ejif-6260	145	42	islamic	islamic	ADJ
ejif-6260	145	43	banks	bank	NOUN
ejif-6260	145	44	.	.	PUNCT
ejif-6260	146	1	consequently	consequently	ADV
ejif-6260	146	2	,	,	PUNCT
ejif-6260	146	3	customers	customer	NOUN
ejif-6260	146	4	of	of	ADP
ejif-6260	146	5	islamic	islamic	ADJ
ejif-6260	146	6	banks	bank	NOUN
ejif-6260	146	7	appear	appear	VERB
ejif-6260	146	8	to	to	PART
ejif-6260	146	9	be	be	AUX
ejif-6260	146	10	motivated	motivate	VERB
ejif-6260	146	11	by	by	ADP
ejif-6260	146	12	profit	profit	NOUN
ejif-6260	146	13	.	.	PUNCT
ejif-6260	147	1	the	the	DET
ejif-6260	147	2	conventional	conventional	ADJ
ejif-6260	147	3	bank	bank	NOUN
ejif-6260	147	4	interest	interest	NOUN
ejif-6260	147	5	rate	rate	NOUN
ejif-6260	147	6	has	have	VERB
ejif-6260	147	7	an	an	DET
ejif-6260	147	8	impact	impact	NOUN
ejif-6260	147	9	on	on	ADP
ejif-6260	147	10	the	the	DET
ejif-6260	147	11	customers	customer	NOUN
ejif-6260	147	12	of	of	ADP
ejif-6260	147	13	both	both	CCONJ
ejif-6260	147	14	conventional	conventional	ADJ
ejif-6260	147	15	and	and	CCONJ
ejif-6260	147	16	islamic	islamic	ADJ
ejif-6260	147	17	systems	system	NOUN
ejif-6260	147	18	.	.	PUNCT
ejif-6260	148	1	a	a	DET
ejif-6260	148	2	boost	boost	NOUN
ejif-6260	148	3	in	in	ADP
ejif-6260	148	4	the	the	DET
ejif-6260	148	5	interest	interest	NOUN
ejif-6260	148	6	rate	rate	NOUN
ejif-6260	148	7	of	of	ADP
ejif-6260	148	8	the	the	DET
ejif-6260	148	9	conventional	conventional	ADJ
ejif-6260	148	10	banks	bank	NOUN
ejif-6260	148	11	will	will	AUX
ejif-6260	148	12	increase	increase	VERB
ejif-6260	148	13	the	the	DET
ejif-6260	148	14	level	level	NOUN
ejif-6260	148	15	of	of	ADP
ejif-6260	148	16	deposits	deposit	NOUN
ejif-6260	148	17	at	at	ADP
ejif-6260	148	18	conventional	conventional	ADJ
ejif-6260	148	19	banks	bank	NOUN
ejif-6260	148	20	and	and	CCONJ
ejif-6260	148	21	decrease	decrease	VERB
ejif-6260	148	22	the	the	DET
ejif-6260	148	23	deposits	deposit	NOUN
ejif-6260	148	24	of	of	ADP
ejif-6260	148	25	islamic	islamic	ADJ
ejif-6260	148	26	banks	bank	NOUN
ejif-6260	148	27	.	.	PUNCT
ejif-6260	149	1	the	the	DET
ejif-6260	149	2	fact	fact	NOUN
ejif-6260	149	3	that	that	SCONJ
ejif-6260	149	4	non	non	ADJ
ejif-6260	149	5	-	-	ADJ
ejif-6260	149	6	muslim	muslim	ADJ
ejif-6260	149	7	customers	customer	NOUN
ejif-6260	149	8	can	can	AUX
ejif-6260	149	9	use	use	VERB
ejif-6260	149	10	of	of	ADP
ejif-6260	149	11	the	the	DET
ejif-6260	149	12	services	service	NOUN
ejif-6260	149	13	of	of	ADP
ejif-6260	149	14	an	an	DET
ejif-6260	149	15	islamic	islamic	PROPN
ejif-6260	149	16	bank	bank	NOUN
ejif-6260	149	17	,	,	PUNCT
ejif-6260	149	18	which	which	PRON
ejif-6260	149	19	in	in	ADP
ejif-6260	149	20	turn	turn	NOUN
ejif-6260	149	21	can	can	AUX
ejif-6260	149	22	offer	offer	VERB
ejif-6260	149	23	its	its	PRON
ejif-6260	149	24	products	product	NOUN
ejif-6260	149	25	to	to	ADP
ejif-6260	149	26	nonmuslim	nonmuslim	PROPN
ejif-6260	149	27	customers	customer	NOUN
ejif-6260	149	28	,	,	PUNCT
ejif-6260	149	29	is	be	AUX
ejif-6260	149	30	still	still	ADV
ejif-6260	149	31	up	up	ADP
ejif-6260	149	32	for	for	ADP
ejif-6260	149	33	discussion	discussion	NOUN
ejif-6260	149	34	.	.	PUNCT
ejif-6260	150	1	far	far	ADV
ejif-6260	150	2	from	from	ADP
ejif-6260	150	3	expressing	express	VERB
ejif-6260	150	4	an	an	DET
ejif-6260	150	5	assessment	assessment	NOUN
ejif-6260	150	6	of	of	ADP
ejif-6260	150	7	muslim	muslim	ADJ
ejif-6260	150	8	consistency	consistency	NOUN
ejif-6260	150	9	,	,	PUNCT
ejif-6260	150	10	it	it	PRON
ejif-6260	150	11	represents	represent	VERB
ejif-6260	150	12	a	a	DET
ejif-6260	150	13	critical	critical	ADJ
ejif-6260	150	14	issue	issue	NOUN
ejif-6260	150	15	that	that	PRON
ejif-6260	150	16	is	be	AUX
ejif-6260	150	17	openly	openly	ADV
ejif-6260	150	18	pondered	ponder	VERB
ejif-6260	150	19	by	by	ADP
ejif-6260	150	20	muslim	muslim	ADJ
ejif-6260	150	21	scholars	scholar	NOUN
ejif-6260	150	22	.	.	PUNCT
ejif-6260	151	1	that	that	SCONJ
ejif-6260	151	2	many	many	ADJ
ejif-6260	151	3	issues	issue	NOUN
ejif-6260	151	4	and	and	CCONJ
ejif-6260	151	5	doubts	doubt	NOUN
ejif-6260	151	6	regarding	regard	VERB
ejif-6260	151	7	the	the	DET
ejif-6260	151	8	admissibility	admissibility	NOUN
ejif-6260	151	9	of	of	ADP
ejif-6260	151	10	certain	certain	ADJ
ejif-6260	151	11	behaviours	behaviour	NOUN
ejif-6260	151	12	in	in	ADP
ejif-6260	151	13	the	the	DET
ejif-6260	151	14	light	light	NOUN
ejif-6260	151	15	of	of	ADP
ejif-6260	151	16	sharia	sharia	PROPN
ejif-6260	151	17	remain	remain	VERB
ejif-6260	151	18	open	open	ADJ
ejif-6260	151	19	is	be	AUX
ejif-6260	151	20	actually	actually	ADV
ejif-6260	151	21	part	part	NOUN
ejif-6260	151	22	of	of	ADP
ejif-6260	151	23	the	the	DET
ejif-6260	151	24	gradual	gradual	ADJ
ejif-6260	151	25	process	process	NOUN
ejif-6260	151	26	of	of	ADP
ejif-6260	151	27	understanding	understand	VERB
ejif-6260	151	28	their	their	PRON
ejif-6260	151	29	islamic	islamic	ADJ
ejif-6260	151	30	identity	identity	NOUN
ejif-6260	151	31	.	.	PUNCT
ejif-6260	152	1	it	it	PRON
ejif-6260	152	2	is	be	AUX
ejif-6260	152	3	therefore	therefore	ADV
ejif-6260	152	4	not	not	PART
ejif-6260	152	5	possible	possible	ADJ
ejif-6260	152	6	to	to	PART
ejif-6260	152	7	determine	determine	VERB
ejif-6260	152	8	how	how	SCONJ
ejif-6260	152	9	many	many	ADJ
ejif-6260	152	10	customers	customer	NOUN
ejif-6260	152	11	of	of	ADP
ejif-6260	152	12	islamic	islamic	ADJ
ejif-6260	152	13	banks	bank	NOUN
ejif-6260	152	14	are	be	AUX
ejif-6260	152	15	actually	actually	ADV
ejif-6260	152	16	muslim	muslim	ADJ
ejif-6260	152	17	.	.	PUNCT
ejif-6260	153	1	in	in	ADP
ejif-6260	153	2	e.	e.	PROPN
ejif-6260	153	3	smolo	smolo	PROPN
ejif-6260	153	4	,	,	PUNCT
ejif-6260	153	5	m.	m.	NOUN
ejif-6260	153	6	šeho	šeho	PROPN
ejif-6260	153	7	and	and	CCONJ
ejif-6260	153	8	m.	m.	PROPN
ejif-6260	153	9	kabir	kabir	PROPN
ejif-6260	153	10	hassan	hassan	PROPN
ejif-6260	153	11	(	(	PUNCT
ejif-6260	153	12	2020	2020	NUM
ejif-6260	153	13	)	)	PUNCT
ejif-6260	153	14	,	,	PUNCT
ejif-6260	153	15	among	among	ADP
ejif-6260	153	16	others	other	NOUN
ejif-6260	153	17	,	,	PUNCT
ejif-6260	153	18	we	we	PRON
ejif-6260	153	19	read	read	VERB
ejif-6260	153	20	:	:	PUNCT
ejif-6260	153	21	"	"	PUNCT
ejif-6260	153	22	the	the	DET
ejif-6260	153	23	term	term	NOUN
ejif-6260	153	24	‘	'	PUNCT
ejif-6260	153	25	islamic	islamic	ADJ
ejif-6260	153	26	finance	finance	NOUN
ejif-6260	153	27	’	'	PUNCT
ejif-6260	153	28	may	may	AUX
ejif-6260	153	29	persuade	persuade	VERB
ejif-6260	153	30	that	that	SCONJ
ejif-6260	153	31	it	it	PRON
ejif-6260	153	32	is	be	AUX
ejif-6260	153	33	just	just	ADV
ejif-6260	153	34	for	for	ADP
ejif-6260	153	35	muslim	muslim	ADJ
ejif-6260	153	36	countries	country	NOUN
ejif-6260	153	37	with	with	ADP
ejif-6260	153	38	greater	great	ADJ
ejif-6260	153	39	number	number	NOUN
ejif-6260	153	40	of	of	ADP
ejif-6260	153	41	muslim	muslim	ADJ
ejif-6260	153	42	populations	population	NOUN
ejif-6260	153	43	.	.	PUNCT
ejif-6260	154	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	NOUN
ejif-6260	154	2	60	60	NUM
ejif-6260	154	3	european	european	ADJ
ejif-6260	154	4	journal	journal	PROPN
ejif-6260	154	5	of	of	ADP
ejif-6260	154	6	islamic	islamic	PROPN
ejif-6260	154	7	finance	finance	PROPN
ejif-6260	154	8	issn	issn	PROPN
ejif-6260	154	9	:	:	PUNCT
ejif-6260	154	10	2421	2421	NUM
ejif-6260	154	11	-	-	SYM
ejif-6260	154	12	2172	2172	NUM
ejif-6260	154	13	doi	doi	NOUN
ejif-6260	154	14	:	:	PUNCT
ejif-6260	154	15	10.13135/2421	10.13135/2421	NUM
ejif-6260	154	16	-	-	SYM
ejif-6260	154	17	2172/6260	2172/6260	NUM
ejif-6260	154	18	published	publish	VERB
ejif-6260	154	19	by	by	ADP
ejif-6260	154	20	university	university	PROPN
ejif-6260	154	21	of	of	ADP
ejif-6260	154	22	turin	turin	PROPN
ejif-6260	155	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-6260	155	2	ejif	ejif	PROPN
ejif-6260	155	3	content	content	NOUN
ejif-6260	155	4	is	be	AUX
ejif-6260	155	5	licensed	license	VERB
ejif-6260	155	6	under	under	ADP
ejif-6260	155	7	a	a	DET
ejif-6260	155	8	creative	creative	ADJ
ejif-6260	155	9	commons	common	NOUN
ejif-6260	155	10	attribution	attribution	NOUN
ejif-6260	155	11	4.0	4.0	NUM
ejif-6260	155	12	international	international	ADJ
ejif-6260	155	13	license	license	NOUN
ejif-6260	155	14	received	receive	VERB
ejif-6260	155	15	:	:	PUNCT
ejif-6260	155	16	22/11/2021	22/11/2021	NUM
ejif-6260	155	17	accepted	accept	VERB
ejif-6260	155	18	for	for	ADP
ejif-6260	155	19	publication	publication	NOUN
ejif-6260	155	20	:	:	PUNCT
ejif-6260	155	21	03/03/2022	03/03/2022	NOUN
ejif-6260	155	22	published	publish	VERB
ejif-6260	155	23	:	:	PUNCT
ejif-6260	155	24	22/04/2022	22/04/2022	NUM
ejif-6260	155	25	nevertheless	nevertheless	ADV
ejif-6260	155	26	,	,	PUNCT
ejif-6260	155	27	it	it	PRON
ejif-6260	155	28	is	be	AUX
ejif-6260	155	29	been	be	AUX
ejif-6260	155	30	contended	contend	VERB
ejif-6260	155	31	that	that	SCONJ
ejif-6260	155	32	larger	large	ADJ
ejif-6260	155	33	part	part	NOUN
ejif-6260	155	34	of	of	ADP
ejif-6260	155	35	islamic	islamic	PROPN
ejif-6260	155	36	fund	fund	PROPN
ejif-6260	155	37	clients	client	NOUN
ejif-6260	155	38	are	be	AUX
ejif-6260	155	39	really	really	ADV
ejif-6260	155	40	non	non	ADJ
ejif-6260	155	41	-	-	NOUN
ejif-6260	155	42	muslims	muslim	NOUN
ejif-6260	155	43	.	.	PUNCT
ejif-6260	155	44	"	"	PUNCT
ejif-6260	156	1	[	[	X
ejif-6260	156	2	13	13	NUM
ejif-6260	156	3	]	]	PUNCT
ejif-6260	156	4	a	a	DET
ejif-6260	156	5	further	further	ADJ
ejif-6260	156	6	factor	factor	NOUN
ejif-6260	156	7	that	that	PRON
ejif-6260	156	8	can	can	AUX
ejif-6260	156	9	explain	explain	VERB
ejif-6260	156	10	the	the	DET
ejif-6260	156	11	trend	trend	NOUN
ejif-6260	156	12	of	of	ADP
ejif-6260	156	13	deposits	deposit	NOUN
ejif-6260	156	14	,	,	PUNCT
ejif-6260	156	15	which	which	PRON
ejif-6260	156	16	is	be	AUX
ejif-6260	156	17	strengthening	strengthen	VERB
ejif-6260	156	18	,	,	PUNCT
ejif-6260	156	19	but	but	CCONJ
ejif-6260	156	20	to	to	ADP
ejif-6260	156	21	a	a	DET
ejif-6260	156	22	rather	rather	ADV
ejif-6260	156	23	modest	modest	ADJ
ejif-6260	156	24	extent	extent	NOUN
ejif-6260	156	25	,	,	PUNCT
ejif-6260	156	26	may	may	AUX
ejif-6260	156	27	be	be	AUX
ejif-6260	156	28	the	the	DET
ejif-6260	156	29	need	need	NOUN
ejif-6260	156	30	to	to	PART
ejif-6260	156	31	avoid	avoid	VERB
ejif-6260	156	32	an	an	DET
ejif-6260	156	33	excessive	excessive	ADJ
ejif-6260	156	34	amassment	amassment	NOUN
ejif-6260	156	35	or	or	CCONJ
ejif-6260	156	36	accumulation	accumulation	NOUN
ejif-6260	156	37	of	of	ADP
ejif-6260	156	38	financial	financial	ADJ
ejif-6260	156	39	resources	resource	NOUN
ejif-6260	156	40	,	,	PUNCT
ejif-6260	156	41	which	which	PRON
ejif-6260	156	42	is	be	AUX
ejif-6260	156	43	explicitly	explicitly	ADV
ejif-6260	156	44	not	not	PART
ejif-6260	156	45	permitted	permit	VERB
ejif-6260	156	46	by	by	ADP
ejif-6260	156	47	islamic	islamic	ADJ
ejif-6260	156	48	law	law	NOUN
ejif-6260	156	49	.	.	PUNCT
ejif-6260	157	1	in	in	ADP
ejif-6260	157	2	other	other	ADJ
ejif-6260	157	3	words	word	NOUN
ejif-6260	157	4	,	,	PUNCT
ejif-6260	157	5	money	money	NOUN
ejif-6260	157	6	is	be	AUX
ejif-6260	157	7	only	only	ADV
ejif-6260	157	8	valuable	valuable	ADJ
ejif-6260	157	9	as	as	ADP
ejif-6260	157	10	a	a	DET
ejif-6260	157	11	useful	useful	ADJ
ejif-6260	157	12	tool	tool	NOUN
ejif-6260	157	13	for	for	ADP
ejif-6260	157	14	development	development	NOUN
ejif-6260	157	15	and	and	CCONJ
ejif-6260	157	16	growth	growth	NOUN
ejif-6260	157	17	,	,	PUNCT
ejif-6260	157	18	and	and	CCONJ
ejif-6260	157	19	should	should	AUX
ejif-6260	157	20	circulate	circulate	VERB
ejif-6260	157	21	rather	rather	ADV
ejif-6260	157	22	than	than	ADP
ejif-6260	157	23	being	be	AUX
ejif-6260	157	24	set	set	VERB
ejif-6260	157	25	aside	aside	ADV
ejif-6260	157	26	.	.	PUNCT
ejif-6260	158	1	due	due	ADP
ejif-6260	158	2	to	to	ADP
ejif-6260	158	3	the	the	DET
ejif-6260	158	4	crisis	crisis	NOUN
ejif-6260	158	5	generated	generate	VERB
ejif-6260	158	6	by	by	ADP
ejif-6260	158	7	covid-19	covid-19	PROPN
ejif-6260	158	8	,	,	PUNCT
ejif-6260	158	9	a	a	DET
ejif-6260	158	10	high	high	ADJ
ejif-6260	158	11	level	level	NOUN
ejif-6260	158	12	of	of	ADP
ejif-6260	158	13	liquidity	liquidity	NOUN
ejif-6260	158	14	has	have	AUX
ejif-6260	158	15	been	be	AUX
ejif-6260	158	16	created	create	VERB
ejif-6260	158	17	in	in	ADP
ejif-6260	158	18	western	western	ADJ
ejif-6260	158	19	countries	country	NOUN
ejif-6260	158	20	.	.	PUNCT
ejif-6260	159	1	on	on	ADP
ejif-6260	159	2	the	the	DET
ejif-6260	159	3	other	other	ADJ
ejif-6260	159	4	hand	hand	NOUN
ejif-6260	159	5	,	,	PUNCT
ejif-6260	159	6	the	the	DET
ejif-6260	159	7	need	need	NOUN
ejif-6260	159	8	to	to	PART
ejif-6260	159	9	implement	implement	VERB
ejif-6260	159	10	strategies	strategy	NOUN
ejif-6260	159	11	to	to	PART
ejif-6260	159	12	mobilise	mobilise	VERB
ejif-6260	159	13	financial	financial	ADJ
ejif-6260	159	14	resources	resource	NOUN
ejif-6260	159	15	persists	persist	NOUN
ejif-6260	159	16	in	in	ADP
ejif-6260	159	17	islamic	islamic	ADJ
ejif-6260	159	18	countries	country	NOUN
ejif-6260	159	19	,	,	PUNCT
ejif-6260	159	20	especially	especially	ADV
ejif-6260	159	21	the	the	DET
ejif-6260	159	22	less	less	ADV
ejif-6260	159	23	rich	rich	ADJ
ejif-6260	159	24	ones	one	NOUN
ejif-6260	159	25	.	.	PUNCT
ejif-6260	160	1	in	in	ADP
ejif-6260	160	2	the	the	DET
ejif-6260	160	3	current	current	ADJ
ejif-6260	160	4	context	context	NOUN
ejif-6260	160	5	of	of	ADP
ejif-6260	160	6	strong	strong	ADJ
ejif-6260	160	7	liquidity	liquidity	NOUN
ejif-6260	160	8	,	,	PUNCT
ejif-6260	160	9	western	western	ADJ
ejif-6260	160	10	banks	bank	NOUN
ejif-6260	160	11	are	be	AUX
ejif-6260	160	12	able	able	ADJ
ejif-6260	160	13	to	to	PART
ejif-6260	160	14	dispose	dispose	VERB
ejif-6260	160	15	of	of	ADP
ejif-6260	160	16	funds	fund	NOUN
ejif-6260	160	17	that	that	PRON
ejif-6260	160	18	are	be	AUX
ejif-6260	160	19	in	in	ADP
ejif-6260	160	20	excess	excess	NOUN
ejif-6260	160	21	of	of	ADP
ejif-6260	160	22	credit	credit	NOUN
ejif-6260	160	23	demand	demand	NOUN
ejif-6260	160	24	.	.	PUNCT
ejif-6260	161	1	the	the	DET
ejif-6260	161	2	first	first	ADJ
ejif-6260	161	3	consequence	consequence	NOUN
ejif-6260	161	4	,	,	PUNCT
ejif-6260	161	5	which	which	PRON
ejif-6260	161	6	is	be	AUX
ejif-6260	161	7	rapidly	rapidly	ADV
ejif-6260	161	8	spreading	spread	VERB
ejif-6260	161	9	among	among	ADP
ejif-6260	161	10	banks	bank	NOUN
ejif-6260	161	11	,	,	PUNCT
ejif-6260	161	12	is	be	AUX
ejif-6260	161	13	the	the	DET
ejif-6260	161	14	application	application	NOUN
ejif-6260	161	15	of	of	ADP
ejif-6260	161	16	negative	negative	ADJ
ejif-6260	161	17	interest	interest	NOUN
ejif-6260	161	18	on	on	ADP
ejif-6260	161	19	deposits	deposit	NOUN
ejif-6260	161	20	of	of	ADP
ejif-6260	161	21	a	a	DET
ejif-6260	161	22	high	high	ADJ
ejif-6260	161	23	amount	amount	NOUN
ejif-6260	161	24	(	(	PUNCT
ejif-6260	161	25	above	above	ADP
ejif-6260	161	26	100,000	100,000	NUM
ejif-6260	161	27	euro	euro	NOUN
ejif-6260	161	28	)	)	PUNCT
ejif-6260	161	29	.	.	PUNCT
ejif-6260	162	1	but	but	CCONJ
ejif-6260	162	2	cases	case	NOUN
ejif-6260	162	3	where	where	SCONJ
ejif-6260	162	4	the	the	DET
ejif-6260	162	5	banks	bank	NOUN
ejif-6260	162	6	diverge	diverge	VERB
ejif-6260	162	7	their	their	PRON
ejif-6260	162	8	customers	customer	NOUN
ejif-6260	162	9	towards	towards	ADP
ejif-6260	162	10	other	other	ADJ
ejif-6260	162	11	forms	form	NOUN
ejif-6260	162	12	of	of	ADP
ejif-6260	162	13	investment	investment	NOUN
ejif-6260	162	14	(	(	PUNCT
ejif-6260	162	15	to	to	ADP
ejif-6260	162	16	assets	asset	NOUN
ejif-6260	162	17	under	under	ADP
ejif-6260	162	18	management	management	NOUN
ejif-6260	162	19	)	)	PUNCT
ejif-6260	162	20	also	also	ADV
ejif-6260	162	21	abound	abound	VERB
ejif-6260	162	22	,	,	PUNCT
ejif-6260	162	23	as	as	SCONJ
ejif-6260	162	24	highlighted	highlight	VERB
ejif-6260	162	25	in	in	ADP
ejif-6260	162	26	i.	i.	PROPN
ejif-6260	162	27	moise	moise	PROPN
ejif-6260	162	28	(	(	PUNCT
ejif-6260	162	29	2021	2021	NUM
ejif-6260	162	30	)	)	PUNCT
ejif-6260	162	31	for	for	ADP
ejif-6260	162	32	example	example	NOUN
ejif-6260	162	33	[	[	X
ejif-6260	162	34	14	14	NUM
ejif-6260	162	35	]	]	PUNCT
ejif-6260	162	36	.	.	PUNCT
ejif-6260	163	1	they	they	PRON
ejif-6260	163	2	also	also	ADV
ejif-6260	163	3	do	do	VERB
ejif-6260	163	4	this	this	PRON
ejif-6260	163	5	to	to	PART
ejif-6260	163	6	reduce	reduce	VERB
ejif-6260	163	7	the	the	DET
ejif-6260	163	8	effect	effect	NOUN
ejif-6260	163	9	of	of	ADP
ejif-6260	163	10	this	this	DET
ejif-6260	163	11	excessive	excessive	ADJ
ejif-6260	163	12	liquidity	liquidity	NOUN
ejif-6260	163	13	on	on	ADP
ejif-6260	163	14	their	their	PRON
ejif-6260	163	15	capital	capital	NOUN
ejif-6260	163	16	requirements	requirement	NOUN
ejif-6260	163	17	and	and	CCONJ
ejif-6260	163	18	the	the	DET
ejif-6260	163	19	charges	charge	NOUN
ejif-6260	163	20	into	into	ADP
ejif-6260	163	21	the	the	DET
ejif-6260	163	22	deposit	deposit	NOUN
ejif-6260	163	23	guarantee	guarantee	NOUN
ejif-6260	163	24	scheme	scheme	NOUN
ejif-6260	163	25	.	.	PUNCT
ejif-6260	164	1	in	in	ADP
ejif-6260	164	2	islamic	islamic	ADJ
ejif-6260	164	3	countries	country	NOUN
ejif-6260	164	4	,	,	PUNCT
ejif-6260	164	5	these	these	DET
ejif-6260	164	6	terms	term	NOUN
ejif-6260	164	7	do	do	AUX
ejif-6260	164	8	not	not	PART
ejif-6260	164	9	seem	seem	VERB
ejif-6260	164	10	to	to	PART
ejif-6260	164	11	apply	apply	VERB
ejif-6260	164	12	.	.	PUNCT
ejif-6260	165	1	especially	especially	ADV
ejif-6260	165	2	in	in	ADP
ejif-6260	165	3	the	the	DET
ejif-6260	165	4	less	less	ADV
ejif-6260	165	5	rich	rich	ADJ
ejif-6260	165	6	islamic	islamic	ADJ
ejif-6260	165	7	countries	country	NOUN
ejif-6260	165	8	,	,	PUNCT
ejif-6260	165	9	there	there	PRON
ejif-6260	165	10	exists	exist	VERB
ejif-6260	165	11	a	a	DET
ejif-6260	165	12	problem	problem	NOUN
ejif-6260	165	13	of	of	ADP
ejif-6260	165	14	mobilising	mobilise	VERB
ejif-6260	165	15	resources	resource	NOUN
ejif-6260	165	16	and	and	CCONJ
ejif-6260	165	17	providing	provide	VERB
ejif-6260	165	18	a	a	DET
ejif-6260	165	19	custody	custody	NOUN
ejif-6260	165	20	function	function	NOUN
ejif-6260	165	21	for	for	ADP
ejif-6260	165	22	the	the	DET
ejif-6260	165	23	financial	financial	ADJ
ejif-6260	165	24	resources	resource	NOUN
ejif-6260	165	25	of	of	ADP
ejif-6260	165	26	households	household	NOUN
ejif-6260	165	27	and	and	CCONJ
ejif-6260	165	28	businesses	business	NOUN
ejif-6260	165	29	.	.	PUNCT
ejif-6260	166	1	both	both	PRON
ejif-6260	166	2	of	of	ADP
ejif-6260	166	3	these	these	DET
ejif-6260	166	4	functions	function	NOUN
ejif-6260	166	5	are	be	AUX
ejif-6260	166	6	of	of	ADP
ejif-6260	166	7	considerable	considerable	ADJ
ejif-6260	166	8	importance	importance	NOUN
ejif-6260	166	9	in	in	ADP
ejif-6260	166	10	emerging	emerge	VERB
ejif-6260	166	11	countries	country	NOUN
ejif-6260	166	12	,	,	PUNCT
ejif-6260	166	13	which	which	PRON
ejif-6260	166	14	are	be	AUX
ejif-6260	166	15	still	still	ADV
ejif-6260	166	16	working	work	VERB
ejif-6260	166	17	towards	towards	ADP
ejif-6260	166	18	implementing	implement	VERB
ejif-6260	166	19	their	their	PRON
ejif-6260	166	20	industrial	industrial	ADJ
ejif-6260	166	21	and	and	CCONJ
ejif-6260	166	22	production	production	NOUN
ejif-6260	166	23	structure	structure	NOUN
ejif-6260	166	24	.	.	PUNCT
ejif-6260	167	1	it	it	PRON
ejif-6260	167	2	is	be	AUX
ejif-6260	167	3	worth	worth	ADJ
ejif-6260	167	4	remembering	remember	VERB
ejif-6260	167	5	that	that	SCONJ
ejif-6260	167	6	in	in	ADP
ejif-6260	167	7	italy	italy	PROPN
ejif-6260	167	8	,	,	PUNCT
ejif-6260	167	9	it	it	PRON
ejif-6260	167	10	was	be	AUX
ejif-6260	167	11	deemed	deem	VERB
ejif-6260	167	12	necessary	necessary	ADJ
ejif-6260	167	13	to	to	PART
ejif-6260	167	14	provide	provide	VERB
ejif-6260	167	15	constitutional	constitutional	ADJ
ejif-6260	167	16	protection	protection	NOUN
ejif-6260	167	17	to	to	ADP
ejif-6260	167	18	savings	saving	NOUN
ejif-6260	167	19	.	.	PUNCT
ejif-6260	168	1	article	article	NOUN
ejif-6260	168	2	47	47	NUM
ejif-6260	168	3	reads	read	VERB
ejif-6260	168	4	"	"	PUNCT
ejif-6260	168	5	the	the	DET
ejif-6260	168	6	republic	republic	NOUN
ejif-6260	168	7	encourages	encourage	VERB
ejif-6260	168	8	and	and	CCONJ
ejif-6260	168	9	protects	protect	VERB
ejif-6260	168	10	saving	save	VERB
ejif-6260	168	11	in	in	ADP
ejif-6260	168	12	all	all	DET
ejif-6260	168	13	its	its	PRON
ejif-6260	168	14	forms	form	NOUN
ejif-6260	168	15	.	.	PUNCT
ejif-6260	169	1	it	it	PRON
ejif-6260	169	2	regulates	regulate	VERB
ejif-6260	169	3	,	,	PUNCT
ejif-6260	169	4	coordinates	coordinate	NOUN
ejif-6260	169	5	and	and	CCONJ
ejif-6260	169	6	oversees	oversee	VERB
ejif-6260	169	7	the	the	DET
ejif-6260	169	8	operation	operation	NOUN
ejif-6260	169	9	of	of	ADP
ejif-6260	169	10	credit	credit	NOUN
ejif-6260	169	11	”	"	PUNCT
ejif-6260	169	12	.	.	PUNCT
ejif-6260	170	1	in	in	ADP
ejif-6260	170	2	fact	fact	NOUN
ejif-6260	170	3	,	,	PUNCT
ejif-6260	170	4	the	the	DET
ejif-6260	170	5	incentive	incentive	NOUN
ejif-6260	170	6	to	to	PART
ejif-6260	170	7	attract	attract	VERB
ejif-6260	170	8	savings	saving	NOUN
ejif-6260	170	9	measured	measure	VERB
ejif-6260	170	10	by	by	ADP
ejif-6260	170	11	the	the	DET
ejif-6260	170	12	level	level	NOUN
ejif-6260	170	13	of	of	ADP
ejif-6260	170	14	financial	financial	ADJ
ejif-6260	170	15	inclusion	inclusion	NOUN
ejif-6260	170	16	is	be	AUX
ejif-6260	170	17	a	a	DET
ejif-6260	170	18	primary	primary	ADJ
ejif-6260	170	19	objective	objective	NOUN
ejif-6260	170	20	pursued	pursue	VERB
ejif-6260	170	21	by	by	ADP
ejif-6260	170	22	the	the	DET
ejif-6260	170	23	central	central	ADJ
ejif-6260	170	24	authorities	authority	NOUN
ejif-6260	170	25	,	,	PUNCT
ejif-6260	170	26	since	since	SCONJ
ejif-6260	170	27	this	this	PRON
ejif-6260	170	28	is	be	AUX
ejif-6260	170	29	an	an	DET
ejif-6260	170	30	indispensable	indispensable	ADJ
ejif-6260	170	31	tool	tool	NOUN
ejif-6260	170	32	for	for	ADP
ejif-6260	170	33	the	the	DET
ejif-6260	170	34	development	development	NOUN
ejif-6260	170	35	of	of	ADP
ejif-6260	170	36	a	a	DET
ejif-6260	170	37	country	country	NOUN
ejif-6260	170	38	,	,	PUNCT
ejif-6260	170	39	as	as	SCONJ
ejif-6260	170	40	analysed	analyse	VERB
ejif-6260	170	41	by	by	ADP
ejif-6260	170	42	k.b	k.b	PROPN
ejif-6260	170	43	.	.	PROPN
ejif-6260	170	44	jedidia	jedidia	PROPN
ejif-6260	170	45	and	and	CCONJ
ejif-6260	170	46	f.	f.	PROPN
ejif-6260	170	47	boubakri	boubakri	PROPN
ejif-6260	170	48	(	(	PUNCT
ejif-6260	170	49	2018	2018	NUM
ejif-6260	170	50	)	)	PUNCT
ejif-6260	171	1	[	[	X
ejif-6260	171	2	15	15	NUM
ejif-6260	171	3	]	]	PUNCT
ejif-6260	171	4	with	with	ADP
ejif-6260	171	5	particular	particular	ADJ
ejif-6260	171	6	regards	regard	NOUN
ejif-6260	171	7	to	to	ADP
ejif-6260	171	8	tunisia	tunisia	PROPN
ejif-6260	171	9	.	.	PUNCT
ejif-6260	172	1	the	the	DET
ejif-6260	172	2	gulf	gulf	PROPN
ejif-6260	172	3	countries	country	NOUN
ejif-6260	172	4	also	also	ADV
ejif-6260	172	5	need	need	VERB
ejif-6260	172	6	financial	financial	ADJ
ejif-6260	172	7	resources	resource	NOUN
ejif-6260	172	8	for	for	ADP
ejif-6260	172	9	the	the	DET
ejif-6260	172	10	creation	creation	NOUN
ejif-6260	172	11	of	of	ADP
ejif-6260	172	12	a	a	DET
ejif-6260	172	13	growing	grow	VERB
ejif-6260	172	14	diversification	diversification	NOUN
ejif-6260	172	15	of	of	ADP
ejif-6260	172	16	the	the	DET
ejif-6260	172	17	local	local	ADJ
ejif-6260	172	18	production	production	NOUN
ejif-6260	172	19	system	system	NOUN
ejif-6260	172	20	,	,	PUNCT
ejif-6260	172	21	one	one	NUM
ejif-6260	172	22	that	that	PRON
ejif-6260	172	23	is	be	AUX
ejif-6260	172	24	not	not	PART
ejif-6260	172	25	only	only	ADV
ejif-6260	172	26	based	base	VERB
ejif-6260	172	27	on	on	ADP
ejif-6260	172	28	oil	oil	NOUN
ejif-6260	172	29	revenues	revenue	NOUN
ejif-6260	172	30	,	,	PUNCT
ejif-6260	172	31	but	but	CCONJ
ejif-6260	172	32	also	also	ADV
ejif-6260	172	33	on	on	ADP
ejif-6260	172	34	renewable	renewable	ADJ
ejif-6260	172	35	energy	energy	NOUN
ejif-6260	172	36	.	.	PUNCT
ejif-6260	173	1	although	although	SCONJ
ejif-6260	173	2	it	it	PRON
ejif-6260	173	3	is	be	AUX
ejif-6260	173	4	not	not	PART
ejif-6260	173	5	useful	useful	ADJ
ejif-6260	173	6	to	to	PART
ejif-6260	173	7	explain	explain	VERB
ejif-6260	173	8	the	the	DET
ejif-6260	173	9	dynamics	dynamic	NOUN
ejif-6260	173	10	of	of	ADP
ejif-6260	173	11	deposits	deposit	NOUN
ejif-6260	173	12	,	,	PUNCT
ejif-6260	173	13	it	it	PRON
ejif-6260	173	14	should	should	AUX
ejif-6260	173	15	also	also	ADV
ejif-6260	173	16	be	be	AUX
ejif-6260	173	17	remembered	remember	VERB
ejif-6260	173	18	that	that	SCONJ
ejif-6260	173	19	in	in	ADP
ejif-6260	173	20	islamic	islamic	ADJ
ejif-6260	173	21	countries	country	NOUN
ejif-6260	173	22	,	,	PUNCT
ejif-6260	173	23	particular	particular	ADJ
ejif-6260	173	24	attention	attention	NOUN
ejif-6260	173	25	is	be	AUX
ejif-6260	173	26	paid	pay	VERB
ejif-6260	173	27	to	to	ADP
ejif-6260	173	28	the	the	DET
ejif-6260	173	29	origin	origin	NOUN
ejif-6260	173	30	of	of	ADP
ejif-6260	173	31	the	the	DET
ejif-6260	173	32	sums	sum	NOUN
ejif-6260	173	33	deposited	deposit	VERB
ejif-6260	173	34	,	,	PUNCT
ejif-6260	173	35	as	as	SCONJ
ejif-6260	173	36	the	the	DET
ejif-6260	173	37	activities	activity	NOUN
ejif-6260	173	38	that	that	PRON
ejif-6260	173	39	gave	give	VERB
ejif-6260	173	40	rise	rise	NOUN
ejif-6260	173	41	to	to	ADP
ejif-6260	173	42	those	those	DET
ejif-6260	173	43	amounts	amount	NOUN
ejif-6260	173	44	must	must	AUX
ejif-6260	173	45	be	be	AUX
ejif-6260	173	46	sharia	sharia	NOUN
ejif-6260	173	47	-	-	PUNCT
ejif-6260	173	48	compliant	compliant	NOUN
ejif-6260	173	49	.	.	PUNCT
ejif-6260	174	1	if	if	SCONJ
ejif-6260	174	2	the	the	DET
ejif-6260	174	3	sums	sum	NOUN
ejif-6260	174	4	held	hold	VERB
ejif-6260	174	5	for	for	ADP
ejif-6260	174	6	deposit	deposit	NOUN
ejif-6260	174	7	originate	originate	VERB
ejif-6260	174	8	from	from	ADP
ejif-6260	174	9	activities	activity	NOUN
ejif-6260	174	10	that	that	PRON
ejif-6260	174	11	are	be	AUX
ejif-6260	174	12	not	not	PART
ejif-6260	174	13	sharia	sharia	NOUN
ejif-6260	174	14	-	-	PUNCT
ejif-6260	174	15	compliant	compliant	NOUN
ejif-6260	174	16	,	,	PUNCT
ejif-6260	174	17	the	the	DET
ejif-6260	174	18	banks	bank	NOUN
ejif-6260	174	19	can	can	AUX
ejif-6260	174	20	not	not	PART
ejif-6260	174	21	withdraw	withdraw	VERB
ejif-6260	174	22	and	and	CCONJ
ejif-6260	174	23	use	use	VERB
ejif-6260	174	24	them	they	PRON
ejif-6260	174	25	[	[	X
ejif-6260	174	26	16	16	NUM
ejif-6260	174	27	]	]	PUNCT
ejif-6260	174	28	.	.	PUNCT
ejif-6260	175	1	v.	v.	ADP
ejif-6260	175	2	liquidity	liquidity	NOUN
ejif-6260	175	3	(	(	PUNCT
ejif-6260	175	4	is	be	AUX
ejif-6260	175	5	not	not	PART
ejif-6260	175	6	)	)	PUNCT
ejif-6260	175	7	actively	actively	ADV
ejif-6260	175	8	sought	seek	VERB
ejif-6260	175	9	islamic	islamic	ADJ
ejif-6260	175	10	banks	bank	NOUN
ejif-6260	175	11	often	often	ADV
ejif-6260	175	12	find	find	VERB
ejif-6260	175	13	themselves	themselves	PRON
ejif-6260	175	14	holding	hold	VERB
ejif-6260	175	15	excessive	excessive	ADJ
ejif-6260	175	16	liquidity	liquidity	NOUN
ejif-6260	175	17	due	due	ADP
ejif-6260	175	18	to	to	ADP
ejif-6260	175	19	the	the	DET
ejif-6260	175	20	numerous	numerous	ADJ
ejif-6260	175	21	restrictions	restriction	NOUN
ejif-6260	175	22	limiting	limit	VERB
ejif-6260	175	23	the	the	DET
ejif-6260	175	24	granting	granting	NOUN
ejif-6260	175	25	of	of	ADP
ejif-6260	175	26	credit	credit	NOUN
ejif-6260	175	27	(	(	PUNCT
ejif-6260	175	28	linked	link	VERB
ejif-6260	175	29	to	to	ADP
ejif-6260	175	30	the	the	DET
ejif-6260	175	31	technical	technical	ADJ
ejif-6260	175	32	forms	form	NOUN
ejif-6260	175	33	allowed	allow	VERB
ejif-6260	175	34	and	and	CCONJ
ejif-6260	175	35	the	the	DET
ejif-6260	175	36	risks	risk	NOUN
ejif-6260	175	37	taken	take	VERB
ejif-6260	175	38	)	)	PUNCT
ejif-6260	175	39	.	.	PUNCT
ejif-6260	176	1	they	they	PRON
ejif-6260	176	2	route	route	VERB
ejif-6260	176	3	these	these	DET
ejif-6260	176	4	funds	fund	NOUN
ejif-6260	176	5	to	to	ADP
ejif-6260	176	6	the	the	DET
ejif-6260	176	7	interbank	interbank	NOUN
ejif-6260	176	8	market	market	NOUN
ejif-6260	176	9	,	,	PUNCT
ejif-6260	176	10	and	and	CCONJ
ejif-6260	176	11	often	often	ADV
ejif-6260	176	12	even	even	ADV
ejif-6260	176	13	to	to	ADP
ejif-6260	176	14	conventional	conventional	ADJ
ejif-6260	176	15	banks	bank	NOUN
ejif-6260	176	16	,	,	PUNCT
ejif-6260	176	17	generating	generate	VERB
ejif-6260	176	18	quite	quite	DET
ejif-6260	176	19	a	a	DET
ejif-6260	176	20	bit	bit	NOUN
ejif-6260	176	21	of	of	ADP
ejif-6260	176	22	criticism	criticism	NOUN
ejif-6260	176	23	from	from	ADP
ejif-6260	176	24	the	the	DET
ejif-6260	176	25	most	most	ADV
ejif-6260	176	26	devout	devout	ADJ
ejif-6260	176	27	muslims	muslim	NOUN
ejif-6260	176	28	.	.	PUNCT
ejif-6260	177	1	in	in	ADP
ejif-6260	177	2	fact	fact	NOUN
ejif-6260	177	3	,	,	PUNCT
ejif-6260	177	4	the	the	DET
ejif-6260	177	5	world	world	NOUN
ejif-6260	177	6	bank	bank	PROPN
ejif-6260	177	7	and	and	CCONJ
ejif-6260	177	8	idbg	idbg	PROPN
ejif-6260	177	9	(	(	PUNCT
ejif-6260	177	10	2018	2018	NUM
ejif-6260	177	11	)	)	PUNCT
ejif-6260	178	1	[	[	X
ejif-6260	178	2	17	17	NUM
ejif-6260	178	3	]	]	PUNCT
ejif-6260	178	4	,	,	PUNCT
ejif-6260	178	5	among	among	ADP
ejif-6260	178	6	international	international	ADJ
ejif-6260	178	7	institutions	institution	NOUN
ejif-6260	178	8	,	,	PUNCT
ejif-6260	178	9	point	point	VERB
ejif-6260	178	10	out	out	ADP
ejif-6260	178	11	that	that	SCONJ
ejif-6260	178	12	funds	fund	NOUN
ejif-6260	178	13	originating	originate	VERB
ejif-6260	178	14	in	in	ADP
ejif-6260	178	15	islamic	islamic	ADJ
ejif-6260	178	16	countries	country	NOUN
ejif-6260	178	17	are	be	AUX
ejif-6260	178	18	mainly	mainly	ADV
ejif-6260	178	19	sent	send	VERB
ejif-6260	178	20	to	to	ADP
ejif-6260	178	21	banks	bank	NOUN
ejif-6260	178	22	in	in	ADP
ejif-6260	178	23	oecd	oecd	PROPN
ejif-6260	178	24	countries	country	NOUN
ejif-6260	178	25	,	,	PUNCT
ejif-6260	178	26	with	with	ADP
ejif-6260	178	27	estimates	estimate	NOUN
ejif-6260	178	28	for	for	ADP
ejif-6260	178	29	sovereign	sovereign	ADJ
ejif-6260	178	30	funds	fund	NOUN
ejif-6260	178	31	equal	equal	ADJ
ejif-6260	178	32	to	to	ADP
ejif-6260	178	33	usd	usd	NOUN
ejif-6260	178	34	3trn	3trn	NUM
ejif-6260	178	35	.	.	PUNCT
ejif-6260	179	1	by	by	ADP
ejif-6260	179	2	contrast	contrast	NOUN
ejif-6260	179	3	,	,	PUNCT
ejif-6260	179	4	islamic	islamic	ADJ
ejif-6260	179	5	capital	capital	NOUN
ejif-6260	179	6	markets	market	NOUN
ejif-6260	179	7	include	include	VERB
ejif-6260	179	8	an	an	DET
ejif-6260	179	9	outstanding	outstanding	ADJ
ejif-6260	179	10	amount	amount	NOUN
ejif-6260	179	11	of	of	ADP
ejif-6260	179	12	sukuks	sukuk	NOUN
ejif-6260	179	13	and	and	CCONJ
ejif-6260	179	14	wealth	wealth	NOUN
ejif-6260	179	15	management	management	NOUN
ejif-6260	179	16	funds	fund	NOUN
ejif-6260	179	17	totalling	total	VERB
ejif-6260	179	18	usd	usd	NOUN
ejif-6260	179	19	671bn	671bn	NOUN
ejif-6260	179	20	.	.	PUNCT
ejif-6260	180	1	however	however	ADV
ejif-6260	180	2	,	,	PUNCT
ejif-6260	180	3	liquidity	liquidity	NOUN
ejif-6260	180	4	management	management	NOUN
ejif-6260	180	5	is	be	AUX
ejif-6260	180	6	structurally	structurally	ADV
ejif-6260	180	7	complex	complex	ADJ
ejif-6260	180	8	in	in	ADP
ejif-6260	180	9	islamic	islamic	ADJ
ejif-6260	180	10	banks	bank	NOUN
ejif-6260	180	11	,	,	PUNCT
ejif-6260	180	12	including	include	VERB
ejif-6260	180	13	because	because	SCONJ
ejif-6260	180	14	they	they	PRON
ejif-6260	180	15	can	can	AUX
ejif-6260	180	16	not	not	PART
ejif-6260	180	17	use	use	VERB
ejif-6260	180	18	funds	fund	NOUN
ejif-6260	180	19	from	from	ADP
ejif-6260	180	20	interest	interest	NOUN
ejif-6260	180	21	bearing	bear	VERB
ejif-6260	180	22	accounts	account	NOUN
ejif-6260	180	23	to	to	PART
ejif-6260	180	24	subscribe	subscribe	VERB
ejif-6260	180	25	for	for	ADP
ejif-6260	180	26	government	government	NOUN
ejif-6260	180	27	bonds	bond	NOUN
ejif-6260	180	28	or	or	CCONJ
ejif-6260	180	29	hold	hold	VERB
ejif-6260	180	30	reserves	reserve	NOUN
ejif-6260	180	31	at	at	ADP
ejif-6260	180	32	central	central	ADJ
ejif-6260	180	33	banks	bank	NOUN
ejif-6260	180	34	.	.	PUNCT
ejif-6260	181	1	these	these	DET
ejif-6260	181	2	provisions	provision	NOUN
ejif-6260	181	3	were	be	AUX
ejif-6260	181	4	particularly	particularly	ADV
ejif-6260	181	5	binding	bind	VERB
ejif-6260	181	6	especially	especially	ADV
ejif-6260	181	7	with	with	ADP
ejif-6260	181	8	the	the	DET
ejif-6260	181	9	application	application	NOUN
ejif-6260	181	10	of	of	ADP
ejif-6260	181	11	basel	basel	PROPN
ejif-6260	181	12	iii	iii	PROPN
ejif-6260	181	13	provisions	provision	NOUN
ejif-6260	181	14	on	on	ADP
ejif-6260	181	15	liquidity	liquidity	NOUN
ejif-6260	181	16	.	.	PUNCT
ejif-6260	182	1	furthermore	furthermore	ADV
ejif-6260	182	2	,	,	PUNCT
ejif-6260	182	3	the	the	DET
ejif-6260	182	4	possibility	possibility	NOUN
ejif-6260	182	5	of	of	ADP
ejif-6260	182	6	using	use	VERB
ejif-6260	182	7	sukuks	sukuk	NOUN
ejif-6260	182	8	was	be	AUX
ejif-6260	182	9	allowed	allow	VERB
ejif-6260	182	10	under	under	ADP
ejif-6260	182	11	certain	certain	ADJ
ejif-6260	182	12	conditions	condition	NOUN
ejif-6260	182	13	for	for	ADP
ejif-6260	182	14	refinancing	refinance	VERB
ejif-6260	182	15	purposes	purpose	NOUN
ejif-6260	182	16	at	at	ADP
ejif-6260	182	17	central	central	ADJ
ejif-6260	182	18	banks	bank	NOUN
ejif-6260	182	19	(	(	PUNCT
ejif-6260	182	20	eligibility	eligibility	NOUN
ejif-6260	182	21	)	)	PUNCT
ejif-6260	182	22	.	.	PUNCT
ejif-6260	183	1	vi	vi	X
ejif-6260	183	2	.	.	X
ejif-6260	184	1	neither	neither	CCONJ
ejif-6260	184	2	interest	interest	NOUN
ejif-6260	184	3	(	(	PUNCT
ejif-6260	184	4	riba	riba	PROPN
ejif-6260	184	5	)	)	PUNCT
ejif-6260	184	6	nor	nor	CCONJ
ejif-6260	184	7	debt	debt	NOUN
ejif-6260	184	8	the	the	DET
ejif-6260	184	9	main	main	ADJ
ejif-6260	184	10	prohibitions	prohibition	NOUN
ejif-6260	184	11	concerning	concern	VERB
ejif-6260	184	12	the	the	DET
ejif-6260	184	13	islamic	islamic	ADJ
ejif-6260	184	14	economy	economy	NOUN
ejif-6260	184	15	and	and	CCONJ
ejif-6260	184	16	finance	finance	NOUN
ejif-6260	184	17	,	,	PUNCT
ejif-6260	184	18	as	as	SCONJ
ejif-6260	184	19	mentioned	mention	VERB
ejif-6260	184	20	above	above	ADV
ejif-6260	184	21	,	,	PUNCT
ejif-6260	184	22	include	include	VERB
ejif-6260	184	23	prohibition	prohibition	NOUN
ejif-6260	184	24	of	of	ADP
ejif-6260	184	25	the	the	DET
ejif-6260	184	26	interest	interest	NOUN
ejif-6260	184	27	(	(	PUNCT
ejif-6260	184	28	riba	riba	PROPN
ejif-6260	184	29	)	)	PUNCT
ejif-6260	184	30	.	.	PUNCT
ejif-6260	185	1	this	this	PRON
ejif-6260	185	2	is	be	AUX
ejif-6260	185	3	an	an	DET
ejif-6260	185	4	aspect	aspect	NOUN
ejif-6260	185	5	worthy	worthy	ADJ
ejif-6260	185	6	of	of	ADP
ejif-6260	185	7	further	further	ADJ
ejif-6260	185	8	analysis	analysis	NOUN
ejif-6260	185	9	.	.	PUNCT
ejif-6260	186	1	the	the	DET
ejif-6260	186	2	term	term	NOUN
ejif-6260	186	3	"	"	PUNCT
ejif-6260	186	4	riba	riba	PROPN
ejif-6260	186	5	"	"	PUNCT
ejif-6260	186	6	literally	literally	ADV
ejif-6260	186	7	means	mean	VERB
ejif-6260	186	8	"	"	PUNCT
ejif-6260	186	9	increase	increase	NOUN
ejif-6260	186	10	"	"	PUNCT
ejif-6260	186	11	,	,	PUNCT
ejif-6260	186	12	"	"	PUNCT
ejif-6260	186	13	excess	excess	ADJ
ejif-6260	186	14	"	"	PUNCT
ejif-6260	186	15	and	and	CCONJ
ejif-6260	186	16	"	"	PUNCT
ejif-6260	186	17	growth	growth	NOUN
ejif-6260	186	18	"	"	PUNCT
ejif-6260	186	19	in	in	ADP
ejif-6260	186	20	arabic	arabic	ADJ
ejif-6260	186	21	.	.	PUNCT
ejif-6260	187	1	the	the	DET
ejif-6260	187	2	notion	notion	NOUN
ejif-6260	187	3	of	of	ADP
ejif-6260	187	4	riba	riba	PROPN
ejif-6260	187	5	has	have	AUX
ejif-6260	187	6	been	be	AUX
ejif-6260	187	7	widely	widely	ADV
ejif-6260	187	8	studied	study	VERB
ejif-6260	187	9	and	and	CCONJ
ejif-6260	187	10	discussed	discuss	VERB
ejif-6260	187	11	among	among	ADP
ejif-6260	187	12	islamic	islamic	ADJ
ejif-6260	187	13	schools	school	NOUN
ejif-6260	187	14	of	of	ADP
ejif-6260	187	15	jurisprudence	jurisprudence	NOUN
ejif-6260	187	16	and	and	CCONJ
ejif-6260	187	17	a	a	DET
ejif-6260	187	18	variety	variety	NOUN
ejif-6260	187	19	of	of	ADP
ejif-6260	187	20	interpretations	interpretation	NOUN
ejif-6260	187	21	and	and	CCONJ
ejif-6260	187	22	explanations	explanation	NOUN
ejif-6260	187	23	have	have	AUX
ejif-6260	187	24	been	be	AUX
ejif-6260	187	25	attached	attach	VERB
ejif-6260	187	26	to	to	ADP
ejif-6260	187	27	it	it	PRON
ejif-6260	187	28	.	.	PUNCT
ejif-6260	188	1	moreover	moreover	ADV
ejif-6260	188	2	,	,	PUNCT
ejif-6260	188	3	all	all	DET
ejif-6260	188	4	monotheistic	monotheistic	ADJ
ejif-6260	188	5	religions	religion	NOUN
ejif-6260	188	6	have	have	AUX
ejif-6260	188	7	historically	historically	ADV
ejif-6260	188	8	condemned	condemn	VERB
ejif-6260	188	9	usury	usury	NOUN
ejif-6260	188	10	.	.	PUNCT
ejif-6260	189	1	the	the	DET
ejif-6260	189	2	creation	creation	NOUN
ejif-6260	189	3	of	of	ADP
ejif-6260	189	4	riba	riba	PROPN
ejif-6260	189	5	responds	respond	VERB
ejif-6260	189	6	to	to	ADP
ejif-6260	189	7	the	the	DET
ejif-6260	189	8	objective	objective	NOUN
ejif-6260	189	9	of	of	ADP
ejif-6260	189	10	achieving	achieve	VERB
ejif-6260	189	11	conditions	condition	NOUN
ejif-6260	189	12	of	of	ADP
ejif-6260	189	13	fairness	fairness	NOUN
ejif-6260	189	14	and	and	CCONJ
ejif-6260	189	15	economic	economic	ADJ
ejif-6260	189	16	and	and	CCONJ
ejif-6260	189	17	social	social	ADJ
ejif-6260	189	18	justice	justice	NOUN
ejif-6260	189	19	by	by	ADP
ejif-6260	189	20	preventing	prevent	VERB
ejif-6260	189	21	every	every	DET
ejif-6260	189	22	form	form	NOUN
ejif-6260	189	23	of	of	ADP
ejif-6260	189	24	privilege	privilege	NOUN
ejif-6260	189	25	,	,	PUNCT
ejif-6260	189	26	through	through	ADP
ejif-6260	189	27	the	the	DET
ejif-6260	189	28	earning	earning	NOUN
ejif-6260	189	29	of	of	ADP
ejif-6260	189	30	financial	financial	ADJ
ejif-6260	189	31	returns	return	NOUN
ejif-6260	189	32	,	,	PUNCT
ejif-6260	189	33	without	without	ADP
ejif-6260	189	34	participation	participation	NOUN
ejif-6260	189	35	in	in	ADP
ejif-6260	189	36	the	the	DET
ejif-6260	189	37	work	work	NOUN
ejif-6260	189	38	effort	effort	NOUN
ejif-6260	189	39	involved	involve	VERB
ejif-6260	189	40	.	.	PUNCT
ejif-6260	190	1	r.	r.	PROPN
ejif-6260	190	2	hamaui	hamaui	ADV
ejif-6260	190	3	,	,	PUNCT
ejif-6260	190	4	m.	m.	NOUN
ejif-6260	190	5	mauri	mauri	NOUN
ejif-6260	190	6	(	(	PUNCT
ejif-6260	190	7	2009	2009	NUM
ejif-6260	190	8	)	)	PUNCT
ejif-6260	191	1	[	[	X
ejif-6260	191	2	18	18	NUM
ejif-6260	191	3	]	]	PUNCT
ejif-6260	191	4	offer	offer	VERB
ejif-6260	191	5	an	an	DET
ejif-6260	191	6	in	in	ADP
ejif-6260	191	7	-	-	PUNCT
ejif-6260	191	8	depth	depth	NOUN
ejif-6260	191	9	analysis	analysis	NOUN
ejif-6260	191	10	on	on	ADP
ejif-6260	191	11	the	the	DET
ejif-6260	191	12	interpretation	interpretation	NOUN
ejif-6260	191	13	of	of	ADP
ejif-6260	191	14	this	this	DET
ejif-6260	191	15	ban	ban	NOUN
ejif-6260	191	16	and	and	CCONJ
ejif-6260	191	17	on	on	ADP
ejif-6260	191	18	certain	certain	ADJ
ejif-6260	191	19	related	related	ADJ
ejif-6260	191	20	problems	problem	NOUN
ejif-6260	191	21	(	(	PUNCT
ejif-6260	191	22	in	in	ADP
ejif-6260	191	23	terms	term	NOUN
ejif-6260	191	24	of	of	ADP
ejif-6260	191	25	operations	operation	NOUN
ejif-6260	191	26	,	,	PUNCT
ejif-6260	191	27	accounting	accounting	NOUN
ejif-6260	191	28	,	,	PUNCT
ejif-6260	191	29	etc	etc	X
ejif-6260	191	30	.	.	X
ejif-6260	191	31	)	)	PUNCT
ejif-6260	191	32	.	.	PUNCT
ejif-6260	192	1	islamic	islamic	ADJ
ejif-6260	192	2	reflection	reflection	NOUN
ejif-6260	192	3	notes	note	VERB
ejif-6260	192	4	that	that	SCONJ
ejif-6260	192	5	the	the	DET
ejif-6260	192	6	main	main	ADJ
ejif-6260	192	7	reason	reason	NOUN
ejif-6260	192	8	for	for	ADP
ejif-6260	192	9	prohibiting	prohibit	VERB
ejif-6260	192	10	interest	interest	NOUN
ejif-6260	192	11	is	be	AUX
ejif-6260	192	12	to	to	PART
ejif-6260	192	13	protect	protect	VERB
ejif-6260	192	14	the	the	DET
ejif-6260	192	15	poor	poor	ADJ
ejif-6260	192	16	.	.	PUNCT
ejif-6260	193	1	since	since	SCONJ
ejif-6260	193	2	money	money	NOUN
ejif-6260	193	3	and	and	CCONJ
ejif-6260	193	4	assets	asset	NOUN
ejif-6260	193	5	generate	generate	VERB
ejif-6260	193	6	interest	interest	NOUN
ejif-6260	193	7	,	,	PUNCT
ejif-6260	193	8	the	the	DET
ejif-6260	193	9	poor	poor	ADJ
ejif-6260	193	10	can	can	AUX
ejif-6260	193	11	not	not	PART
ejif-6260	193	12	obtain	obtain	VERB
ejif-6260	193	13	interest	interest	NOUN
ejif-6260	193	14	and	and	CCONJ
ejif-6260	193	15	accumulate	accumulate	VERB
ejif-6260	193	16	wealth	wealth	NOUN
ejif-6260	193	17	,	,	PUNCT
ejif-6260	193	18	while	while	SCONJ
ejif-6260	193	19	the	the	DET
ejif-6260	193	20	rich	rich	ADJ
ejif-6260	193	21	can	can	AUX
ejif-6260	193	22	generate	generate	VERB
ejif-6260	193	23	wealth	wealth	NOUN
ejif-6260	193	24	from	from	ADP
ejif-6260	193	25	wealth	wealth	NOUN
ejif-6260	193	26	,	,	PUNCT
ejif-6260	193	27	through	through	ADP
ejif-6260	193	28	interest	interest	NOUN
ejif-6260	193	29	.	.	PUNCT
ejif-6260	194	1	however	however	ADV
ejif-6260	194	2	,	,	PUNCT
ejif-6260	194	3	this	this	DET
ejif-6260	194	4	position	position	NOUN
ejif-6260	194	5	too	too	ADV
ejif-6260	194	6	was	be	AUX
ejif-6260	194	7	not	not	PART
ejif-6260	194	8	accepted	accept	VERB
ejif-6260	194	9	without	without	ADP
ejif-6260	194	10	criticism	criticism	NOUN
ejif-6260	194	11	and	and	CCONJ
ejif-6260	194	12	reservations	reservation	NOUN
ejif-6260	194	13	.	.	PUNCT
ejif-6260	195	1	iibi	iibi	NOUN
ejif-6260	195	2	(	(	PUNCT
ejif-6260	195	3	1993	1993	NUM
ejif-6260	195	4	)	)	PUNCT
ejif-6260	196	1	[	[	X
ejif-6260	196	2	19	19	NUM
ejif-6260	196	3	]	]	PUNCT
ejif-6260	196	4	raised	raise	VERB
ejif-6260	196	5	several	several	ADJ
ejif-6260	196	6	–	–	PUNCT
ejif-6260	196	7	still	still	ADV
ejif-6260	196	8	open	open	ADJ
ejif-6260	196	9	questions	question	NOUN
ejif-6260	196	10	.	.	PUNCT
ejif-6260	197	1	some	some	DET
ejif-6260	197	2	aspects	aspect	NOUN
ejif-6260	197	3	are	be	AUX
ejif-6260	197	4	still	still	ADV
ejif-6260	197	5	under	under	ADP
ejif-6260	197	6	discussion	discussion	NOUN
ejif-6260	197	7	today	today	NOUN
ejif-6260	197	8	.	.	PUNCT
ejif-6260	198	1	in	in	ADP
ejif-6260	198	2	particular	particular	ADJ
ejif-6260	198	3	,	,	PUNCT
ejif-6260	198	4	the	the	DET
ejif-6260	198	5	question	question	NOUN
ejif-6260	198	6	arises	arise	VERB
ejif-6260	198	7	of	of	ADP
ejif-6260	198	8	whether	whether	SCONJ
ejif-6260	198	9	for	for	ADP
ejif-6260	198	10	personal	personal	ADJ
ejif-6260	198	11	funds	fund	NOUN
ejif-6260	198	12	only	only	ADV
ejif-6260	198	13	the	the	DET
ejif-6260	198	14	compound	compound	NOUN
ejif-6260	198	15	interest	interest	NOUN
ejif-6260	198	16	must	must	AUX
ejif-6260	198	17	be	be	AUX
ejif-6260	198	18	considered	consider	VERB
ejif-6260	198	19	,	,	PUNCT
ejif-6260	198	20	thereby	thereby	ADV
ejif-6260	198	21	allowing	allow	VERB
ejif-6260	198	22	simple	simple	ADJ
ejif-6260	198	23	interest	interest	NOUN
ejif-6260	198	24	,	,	PUNCT
ejif-6260	198	25	and	and	CCONJ
ejif-6260	198	26	whether	whether	SCONJ
ejif-6260	198	27	the	the	DET
ejif-6260	198	28	ban	ban	NOUN
ejif-6260	198	29	also	also	ADV
ejif-6260	198	30	applies	apply	VERB
ejif-6260	198	31	to	to	ADP
ejif-6260	198	32	muslims	muslims	PROPN
ejif-6260	198	33	living	live	VERB
ejif-6260	198	34	in	in	ADP
ejif-6260	198	35	non	non	ADJ
ejif-6260	198	36	-	-	ADJ
ejif-6260	198	37	islamic	islamic	ADJ
ejif-6260	198	38	countries	country	NOUN
ejif-6260	198	39	.	.	PUNCT
ejif-6260	199	1	islamic	islamic	ADJ
ejif-6260	199	2	banks	bank	NOUN
ejif-6260	199	3	have	have	AUX
ejif-6260	199	4	actually	actually	ADV
ejif-6260	199	5	sought	seek	VERB
ejif-6260	199	6	to	to	PART
ejif-6260	199	7	diversify	diversify	VERB
ejif-6260	199	8	deposits	deposit	NOUN
ejif-6260	199	9	,	,	PUNCT
ejif-6260	199	10	providing	provide	VERB
ejif-6260	199	11	modest	modest	ADJ
ejif-6260	199	12	amounts	amount	NOUN
ejif-6260	199	13	with	with	ADP
ejif-6260	199	14	insurance	insurance	NOUN
ejif-6260	199	15	as	as	ADV
ejif-6260	199	16	well	well	ADV
ejif-6260	199	17	.	.	PUNCT
ejif-6260	200	1	in	in	ADP
ejif-6260	200	2	addition	addition	NOUN
ejif-6260	200	3	,	,	PUNCT
ejif-6260	200	4	according	accord	VERB
ejif-6260	200	5	to	to	ADP
ejif-6260	200	6	islamic	islamic	ADJ
ejif-6260	200	7	thinking	thinking	NOUN
ejif-6260	200	8	,	,	PUNCT
ejif-6260	200	9	earning	earn	VERB
ejif-6260	200	10	interest	interest	NOUN
ejif-6260	200	11	discourages	discourage	VERB
ejif-6260	200	12	donations	donation	NOUN
ejif-6260	200	13	,	,	PUNCT
ejif-6260	200	14	as	as	SCONJ
ejif-6260	200	15	those	those	PRON
ejif-6260	200	16	who	who	PRON
ejif-6260	200	17	obtain	obtain	VERB
ejif-6260	200	18	interest	interest	NOUN
ejif-6260	200	19	are	be	AUX
ejif-6260	200	20	less	less	ADV
ejif-6260	200	21	motivated	motivated	ADJ
ejif-6260	200	22	and	and	CCONJ
ejif-6260	200	23	encouraged	encourage	VERB
ejif-6260	200	24	to	to	PART
ejif-6260	200	25	create	create	VERB
ejif-6260	200	26	value	value	NOUN
ejif-6260	200	27	and	and	CCONJ
ejif-6260	200	28	therefore	therefore	ADV
ejif-6260	200	29	less	less	ADV
ejif-6260	200	30	motivated	motivated	ADJ
ejif-6260	200	31	to	to	PART
ejif-6260	200	32	build	build	VERB
ejif-6260	200	33	a	a	DET
ejif-6260	200	34	cohesive	cohesive	ADJ
ejif-6260	200	35	society	society	NOUN
ejif-6260	200	36	,	,	PUNCT
ejif-6260	200	37	for	for	ADP
ejif-6260	200	38	the	the	DET
ejif-6260	200	39	benefit	benefit	NOUN
ejif-6260	200	40	of	of	ADP
ejif-6260	200	41	everyone	everyone	PRON
ejif-6260	200	42	.	.	PUNCT
ejif-6260	201	1	it	it	PRON
ejif-6260	201	2	is	be	AUX
ejif-6260	201	3	also	also	ADV
ejif-6260	201	4	believed	believe	VERB
ejif-6260	201	5	that	that	SCONJ
ejif-6260	201	6	interest	interest	NOUN
ejif-6260	201	7	-	-	PUNCT
ejif-6260	201	8	based	base	VERB
ejif-6260	201	9	finance	finance	NOUN
ejif-6260	201	10	leads	lead	VERB
ejif-6260	201	11	to	to	ADP
ejif-6260	201	12	many	many	ADJ
ejif-6260	201	13	inefficiencies	inefficiency	NOUN
ejif-6260	201	14	,	,	PUNCT
ejif-6260	201	15	i.e.	i.e.	X
ejif-6260	201	16	high	high	ADJ
ejif-6260	201	17	debt	debt	NOUN
ejif-6260	201	18	and	and	CCONJ
ejif-6260	201	19	hazardous	hazardous	ADJ
ejif-6260	201	20	risks	risk	NOUN
ejif-6260	201	21	linked	link	VERB
ejif-6260	201	22	to	to	ADP
ejif-6260	201	23	trading	trade	VERB
ejif-6260	201	24	on	on	ADP
ejif-6260	201	25	financial	financial	ADJ
ejif-6260	201	26	markets	market	NOUN
ejif-6260	201	27	,	,	PUNCT
ejif-6260	201	28	which	which	PRON
ejif-6260	201	29	expose	expose	VERB
ejif-6260	201	30	economies	economy	NOUN
ejif-6260	201	31	to	to	ADP
ejif-6260	201	32	instability	instability	NOUN
ejif-6260	201	33	.	.	PUNCT
ejif-6260	202	1	on	on	ADP
ejif-6260	202	2	the	the	DET
ejif-6260	202	3	other	other	ADJ
ejif-6260	202	4	hand	hand	NOUN
ejif-6260	202	5	,	,	PUNCT
ejif-6260	202	6	sharing	share	VERB
ejif-6260	202	7	risks	risk	NOUN
ejif-6260	202	8	and	and	CCONJ
ejif-6260	202	9	results	result	NOUN
ejif-6260	202	10	allows	allow	VERB
ejif-6260	202	11	the	the	DET
ejif-6260	202	12	parties	party	NOUN
ejif-6260	202	13	involved	involve	VERB
ejif-6260	202	14	to	to	PART
ejif-6260	202	15	minimise	minimise	VERB
ejif-6260	202	16	the	the	DET
ejif-6260	202	17	risk	risk	NOUN
ejif-6260	202	18	and	and	CCONJ
ejif-6260	202	19	obtain	obtain	VERB
ejif-6260	202	20	a	a	DET
ejif-6260	202	21	common	common	ADJ
ejif-6260	202	22	benefit	benefit	NOUN
ejif-6260	202	23	.	.	PUNCT
ejif-6260	203	1	the	the	DET
ejif-6260	203	2	assumption	assumption	NOUN
ejif-6260	203	3	is	be	AUX
ejif-6260	203	4	that	that	SCONJ
ejif-6260	203	5	all	all	PRON
ejif-6260	203	6	participate	participate	VERB
ejif-6260	203	7	in	in	ADP
ejif-6260	203	8	the	the	DET
ejif-6260	203	9	risk	risk	NOUN
ejif-6260	203	10	of	of	ADP
ejif-6260	203	11	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-6260	203	12	61	61	NUM
ejif-6260	203	13	european	european	ADJ
ejif-6260	203	14	journal	journal	PROPN
ejif-6260	203	15	of	of	ADP
ejif-6260	203	16	islamic	islamic	PROPN
ejif-6260	203	17	finance	finance	PROPN
ejif-6260	203	18	issn	issn	PROPN
ejif-6260	203	19	:	:	PUNCT
ejif-6260	203	20	2421	2421	NUM
ejif-6260	203	21	-	-	SYM
ejif-6260	203	22	2172	2172	NUM
ejif-6260	203	23	doi	doi	NOUN
ejif-6260	203	24	:	:	PUNCT
ejif-6260	203	25	10.13135/2421	10.13135/2421	NUM
ejif-6260	203	26	-	-	SYM
ejif-6260	203	27	2172/6260	2172/6260	NUM
ejif-6260	203	28	published	publish	VERB
ejif-6260	203	29	by	by	ADP
ejif-6260	203	30	university	university	PROPN
ejif-6260	203	31	of	of	ADP
ejif-6260	203	32	turin	turin	PROPN
ejif-6260	204	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-6260	204	2	ejif	ejif	PROPN
ejif-6260	204	3	content	content	NOUN
ejif-6260	204	4	is	be	AUX
ejif-6260	204	5	licensed	license	VERB
ejif-6260	204	6	under	under	ADP
ejif-6260	204	7	a	a	DET
ejif-6260	204	8	creative	creative	ADJ
ejif-6260	204	9	commons	common	NOUN
ejif-6260	204	10	attribution	attribution	NOUN
ejif-6260	204	11	4.0	4.0	NUM
ejif-6260	204	12	international	international	ADJ
ejif-6260	204	13	license	license	NOUN
ejif-6260	204	14	received	receive	VERB
ejif-6260	204	15	:	:	PUNCT
ejif-6260	204	16	22/11/2021	22/11/2021	NUM
ejif-6260	204	17	accepted	accept	VERB
ejif-6260	204	18	for	for	ADP
ejif-6260	204	19	publication	publication	NOUN
ejif-6260	204	20	:	:	PUNCT
ejif-6260	204	21	03/03/2022	03/03/2022	NOUN
ejif-6260	204	22	published	publish	VERB
ejif-6260	204	23	:	:	PUNCT
ejif-6260	204	24	22/04/2022	22/04/2022	NUM
ejif-6260	204	25	default	default	NOUN
ejif-6260	204	26	and	and	CCONJ
ejif-6260	204	27	are	be	AUX
ejif-6260	204	28	therefore	therefore	ADV
ejif-6260	204	29	encouraged	encouraged	ADJ
ejif-6260	204	30	to	to	PART
ejif-6260	204	31	work	work	VERB
ejif-6260	204	32	together	together	ADV
ejif-6260	204	33	toward	toward	ADP
ejif-6260	204	34	a	a	DET
ejif-6260	204	35	common	common	ADJ
ejif-6260	204	36	objective	objective	NOUN
ejif-6260	204	37	.	.	PUNCT
ejif-6260	205	1	the	the	DET
ejif-6260	205	2	parties	party	NOUN
ejif-6260	205	3	and	and	CCONJ
ejif-6260	205	4	therefore	therefore	ADV
ejif-6260	205	5	society	society	NOUN
ejif-6260	205	6	as	as	ADP
ejif-6260	205	7	a	a	DET
ejif-6260	205	8	whole	whole	NOUN
ejif-6260	205	9	are	be	AUX
ejif-6260	205	10	therefore	therefore	ADV
ejif-6260	205	11	protected	protect	VERB
ejif-6260	205	12	from	from	ADP
ejif-6260	205	13	fraudulent	fraudulent	ADJ
ejif-6260	205	14	activities	activity	NOUN
ejif-6260	205	15	and	and	CCONJ
ejif-6260	205	16	social	social	ADJ
ejif-6260	205	17	tensions	tension	NOUN
ejif-6260	205	18	.	.	PUNCT
ejif-6260	206	1	the	the	DET
ejif-6260	206	2	prohibition	prohibition	NOUN
ejif-6260	206	3	of	of	ADP
ejif-6260	206	4	riba	riba	PROPN
ejif-6260	206	5	prohibits	prohibit	VERB
ejif-6260	206	6	all	all	DET
ejif-6260	206	7	forms	form	NOUN
ejif-6260	206	8	of	of	ADP
ejif-6260	206	9	risk	risk	NOUN
ejif-6260	206	10	-	-	PUNCT
ejif-6260	206	11	free	free	ADJ
ejif-6260	206	12	"	"	PUNCT
ejif-6260	206	13	increases	increase	NOUN
ejif-6260	206	14	"	"	PUNCT
ejif-6260	206	15	set	set	VERB
ejif-6260	206	16	beforehand	beforehand	ADV
ejif-6260	206	17	,	,	PUNCT
ejif-6260	206	18	which	which	DET
ejif-6260	206	19	western	western	ADJ
ejif-6260	206	20	thinking	thinking	NOUN
ejif-6260	206	21	believes	believe	VERB
ejif-6260	206	22	to	to	PART
ejif-6260	206	23	be	be	AUX
ejif-6260	206	24	more	more	ADV
ejif-6260	206	25	"	"	PUNCT
ejif-6260	206	26	damaging	damage	VERB
ejif-6260	206	27	"	"	PUNCT
ejif-6260	206	28	to	to	ADP
ejif-6260	206	29	investors	investor	NOUN
ejif-6260	206	30	.	.	PUNCT
ejif-6260	207	1	in	in	ADP
ejif-6260	207	2	fact	fact	NOUN
ejif-6260	207	3	,	,	PUNCT
ejif-6260	207	4	this	this	DET
ejif-6260	207	5	view	view	NOUN
ejif-6260	207	6	is	be	AUX
ejif-6260	207	7	opposite	opposite	ADJ
ejif-6260	207	8	to	to	ADP
ejif-6260	207	9	the	the	DET
ejif-6260	207	10	typical	typical	ADJ
ejif-6260	207	11	western	western	ADJ
ejif-6260	207	12	economic	economic	ADJ
ejif-6260	207	13	thinking	thinking	NOUN
ejif-6260	207	14	,	,	PUNCT
ejif-6260	207	15	according	accord	VERB
ejif-6260	207	16	to	to	ADP
ejif-6260	207	17	which	which	DET
ejif-6260	207	18	participation	participation	NOUN
ejif-6260	207	19	in	in	ADP
ejif-6260	207	20	profits	profit	NOUN
ejif-6260	207	21	entails	entail	VERB
ejif-6260	207	22	the	the	DET
ejif-6260	207	23	assumption	assumption	NOUN
ejif-6260	207	24	of	of	ADP
ejif-6260	207	25	risks	risk	NOUN
ejif-6260	207	26	that	that	PRON
ejif-6260	207	27	are	be	AUX
ejif-6260	207	28	higher	high	ADJ
ejif-6260	207	29	than	than	ADP
ejif-6260	207	30	the	the	DET
ejif-6260	207	31	interest	interest	NOUN
ejif-6260	207	32	rate	rate	NOUN
ejif-6260	207	33	applied	apply	VERB
ejif-6260	207	34	,	,	PUNCT
ejif-6260	207	35	even	even	ADV
ejif-6260	207	36	if	if	SCONJ
ejif-6260	207	37	it	it	PRON
ejif-6260	207	38	is	be	AUX
ejif-6260	207	39	variable	variable	ADJ
ejif-6260	207	40	.	.	PUNCT
ejif-6260	208	1	also	also	ADV
ejif-6260	208	2	strictly	strictly	ADV
ejif-6260	208	3	related	relate	VERB
ejif-6260	208	4	to	to	ADP
ejif-6260	208	5	the	the	DET
ejif-6260	208	6	riba	riba	NOUN
ejif-6260	208	7	prohibition	prohibition	NOUN
ejif-6260	208	8	is	be	AUX
ejif-6260	208	9	the	the	DET
ejif-6260	208	10	prohibition	prohibition	NOUN
ejif-6260	208	11	against	against	ADP
ejif-6260	208	12	using	use	VERB
ejif-6260	208	13	debt	debt	NOUN
ejif-6260	208	14	.	.	PUNCT
ejif-6260	209	1	while	while	SCONJ
ejif-6260	209	2	the	the	DET
ejif-6260	209	3	level	level	NOUN
ejif-6260	209	4	of	of	ADP
ejif-6260	209	5	debt	debt	NOUN
ejif-6260	209	6	currently	currently	ADV
ejif-6260	209	7	plagues	plague	VERB
ejif-6260	209	8	many	many	ADJ
ejif-6260	209	9	western	western	ADJ
ejif-6260	209	10	countries	country	NOUN
ejif-6260	209	11	,	,	PUNCT
ejif-6260	209	12	companies	company	NOUN
ejif-6260	209	13	and	and	CCONJ
ejif-6260	209	14	states	state	NOUN
ejif-6260	209	15	that	that	PRON
ejif-6260	209	16	have	have	AUX
ejif-6260	209	17	undertaken	undertake	VERB
ejif-6260	209	18	substantial	substantial	ADJ
ejif-6260	209	19	measures	measure	NOUN
ejif-6260	209	20	to	to	PART
ejif-6260	209	21	support	support	VERB
ejif-6260	209	22	the	the	DET
ejif-6260	209	23	economy	economy	NOUN
ejif-6260	209	24	due	due	ADP
ejif-6260	209	25	to	to	ADP
ejif-6260	209	26	covid-19	covid-19	PROPN
ejif-6260	209	27	,	,	PUNCT
ejif-6260	209	28	debt	debt	NOUN
ejif-6260	209	29	is	be	AUX
ejif-6260	209	30	absent	absent	ADJ
ejif-6260	209	31	from	from	ADP
ejif-6260	209	32	the	the	DET
ejif-6260	209	33	islamic	islamic	ADJ
ejif-6260	209	34	system	system	NOUN
ejif-6260	209	35	.	.	PUNCT
ejif-6260	210	1	as	as	SCONJ
ejif-6260	210	2	is	be	AUX
ejif-6260	210	3	known	know	VERB
ejif-6260	210	4	,	,	PUNCT
ejif-6260	210	5	debt	debt	NOUN
ejif-6260	210	6	is	be	AUX
ejif-6260	210	7	favoured	favour	VERB
ejif-6260	210	8	over	over	ADP
ejif-6260	210	9	equity	equity	NOUN
ejif-6260	210	10	investments	investment	NOUN
ejif-6260	210	11	in	in	ADP
ejif-6260	210	12	western	western	ADJ
ejif-6260	210	13	countries	country	NOUN
ejif-6260	210	14	because	because	SCONJ
ejif-6260	210	15	it	it	PRON
ejif-6260	210	16	allows	allow	VERB
ejif-6260	210	17	issuers	issuer	NOUN
ejif-6260	210	18	to	to	PART
ejif-6260	210	19	deduct	deduct	VERB
ejif-6260	210	20	interest	interest	NOUN
ejif-6260	210	21	paid	pay	VERB
ejif-6260	210	22	for	for	ADP
ejif-6260	210	23	tax	tax	NOUN
ejif-6260	210	24	purposes	purpose	NOUN
ejif-6260	210	25	,	,	PUNCT
ejif-6260	210	26	as	as	SCONJ
ejif-6260	210	27	they	they	PRON
ejif-6260	210	28	are	be	AUX
ejif-6260	210	29	costs	cost	NOUN
ejif-6260	210	30	,	,	PUNCT
ejif-6260	210	31	but	but	CCONJ
ejif-6260	210	32	also	also	ADV
ejif-6260	210	33	due	due	ADP
ejif-6260	210	34	to	to	ADP
ejif-6260	210	35	asymmetric	asymmetric	ADJ
ejif-6260	210	36	information	information	NOUN
ejif-6260	210	37	which	which	PRON
ejif-6260	210	38	discourages	discourage	VERB
ejif-6260	210	39	many	many	ADJ
ejif-6260	210	40	investors	investor	NOUN
ejif-6260	210	41	from	from	ADP
ejif-6260	210	42	assuming	assume	VERB
ejif-6260	210	43	capital	capital	NOUN
ejif-6260	210	44	risks	risk	NOUN
ejif-6260	210	45	.	.	PUNCT
ejif-6260	211	1	leverage	leverage	NOUN
ejif-6260	211	2	obviously	obviously	ADV
ejif-6260	211	3	mitigates	mitigate	VERB
ejif-6260	211	4	this	this	DET
ejif-6260	211	5	situation	situation	NOUN
ejif-6260	211	6	,	,	PUNCT
ejif-6260	211	7	but	but	CCONJ
ejif-6260	211	8	if	if	SCONJ
ejif-6260	211	9	it	it	PRON
ejif-6260	211	10	is	be	AUX
ejif-6260	211	11	too	too	ADV
ejif-6260	211	12	high	high	ADJ
ejif-6260	211	13	,	,	PUNCT
ejif-6260	211	14	it	it	PRON
ejif-6260	211	15	may	may	AUX
ejif-6260	211	16	generate	generate	VERB
ejif-6260	211	17	instability	instability	NOUN
ejif-6260	211	18	risks	risk	NOUN
ejif-6260	211	19	.	.	PUNCT
ejif-6260	212	1	financial	financial	ADJ
ejif-6260	212	2	theory	theory	NOUN
ejif-6260	212	3	has	have	AUX
ejif-6260	212	4	dealt	deal	VERB
ejif-6260	212	5	with	with	ADP
ejif-6260	212	6	this	this	DET
ejif-6260	212	7	issue	issue	NOUN
ejif-6260	212	8	widely	widely	ADV
ejif-6260	212	9	.	.	PUNCT
ejif-6260	213	1	here	here	ADV
ejif-6260	213	2	we	we	PRON
ejif-6260	213	3	will	will	AUX
ejif-6260	213	4	examine	examine	VERB
ejif-6260	213	5	only	only	ADV
ejif-6260	213	6	some	some	DET
ejif-6260	213	7	aspects	aspect	NOUN
ejif-6260	213	8	that	that	PRON
ejif-6260	213	9	can	can	AUX
ejif-6260	213	10	explain	explain	VERB
ejif-6260	213	11	at	at	ADP
ejif-6260	213	12	least	least	ADJ
ejif-6260	213	13	part	part	NOUN
ejif-6260	213	14	of	of	ADP
ejif-6260	213	15	the	the	DET
ejif-6260	213	16	aversion	aversion	NOUN
ejif-6260	213	17	to	to	ADP
ejif-6260	213	18	debt	debt	NOUN
ejif-6260	213	19	,	,	PUNCT
ejif-6260	213	20	compared	compare	VERB
ejif-6260	213	21	to	to	ADP
ejif-6260	213	22	a	a	DET
ejif-6260	213	23	partnership	partnership	NOUN
ejif-6260	213	24	relationship	relationship	NOUN
ejif-6260	213	25	with	with	ADP
ejif-6260	213	26	the	the	DET
ejif-6260	213	27	investor	investor	NOUN
ejif-6260	213	28	.	.	PUNCT
ejif-6260	214	1	first	first	ADV
ejif-6260	214	2	of	of	ADP
ejif-6260	214	3	all	all	PRON
ejif-6260	214	4	,	,	PUNCT
ejif-6260	214	5	collateral	collateral	ADJ
ejif-6260	214	6	guarantees	guarantee	NOUN
ejif-6260	214	7	which	which	PRON
ejif-6260	214	8	are	be	AUX
ejif-6260	214	9	prohibited	prohibit	VERB
ejif-6260	214	10	by	by	ADP
ejif-6260	214	11	islamic	islamic	ADJ
ejif-6260	214	12	law	law	NOUN
ejif-6260	214	13	are	be	AUX
ejif-6260	214	14	required	require	VERB
ejif-6260	214	15	by	by	ADP
ejif-6260	214	16	conventional	conventional	ADJ
ejif-6260	214	17	banks	bank	NOUN
ejif-6260	214	18	,	,	PUNCT
ejif-6260	214	19	but	but	CCONJ
ejif-6260	214	20	can	can	AUX
ejif-6260	214	21	lead	lead	VERB
ejif-6260	214	22	to	to	ADP
ejif-6260	214	23	a	a	DET
ejif-6260	214	24	less	less	ADJ
ejif-6260	214	25	than	than	ADP
ejif-6260	214	26	optimal	optimal	ADJ
ejif-6260	214	27	allocation	allocation	NOUN
ejif-6260	214	28	of	of	ADP
ejif-6260	214	29	resources	resource	NOUN
ejif-6260	214	30	in	in	ADP
ejif-6260	214	31	the	the	DET
ejif-6260	214	32	case	case	NOUN
ejif-6260	214	33	of	of	ADP
ejif-6260	214	34	small	small	ADJ
ejif-6260	214	35	and	and	CCONJ
ejif-6260	214	36	medium	medium	ADJ
ejif-6260	214	37	-	-	PUNCT
ejif-6260	214	38	sized	sized	ADJ
ejif-6260	214	39	businesses	business	NOUN
ejif-6260	214	40	,	,	PUNCT
ejif-6260	214	41	even	even	ADV
ejif-6260	214	42	though	though	SCONJ
ejif-6260	214	43	they	they	PRON
ejif-6260	214	44	do	do	AUX
ejif-6260	214	45	pave	pave	VERB
ejif-6260	214	46	the	the	DET
ejif-6260	214	47	way	way	NOUN
ejif-6260	214	48	for	for	ADP
ejif-6260	214	49	interesting	interesting	ADJ
ejif-6260	214	50	projects	project	NOUN
ejif-6260	214	51	.	.	PUNCT
ejif-6260	215	1	the	the	DET
ejif-6260	215	2	debt	debt	NOUN
ejif-6260	215	3	is	be	AUX
ejif-6260	215	4	also	also	ADV
ejif-6260	215	5	unsuitable	unsuitable	ADJ
ejif-6260	215	6	for	for	ADP
ejif-6260	215	7	financing	financing	NOUN
ejif-6260	215	8	businesses	business	NOUN
ejif-6260	215	9	,	,	PUNCT
ejif-6260	215	10	especially	especially	ADV
ejif-6260	215	11	when	when	SCONJ
ejif-6260	215	12	the	the	DET
ejif-6260	215	13	results	result	NOUN
ejif-6260	215	14	are	be	AUX
ejif-6260	215	15	highly	highly	ADV
ejif-6260	215	16	uncertain	uncertain	ADJ
ejif-6260	215	17	,	,	PUNCT
ejif-6260	215	18	or	or	CCONJ
ejif-6260	215	19	if	if	SCONJ
ejif-6260	215	20	the	the	DET
ejif-6260	215	21	company	company	NOUN
ejif-6260	215	22	is	be	AUX
ejif-6260	215	23	in	in	ADP
ejif-6260	215	24	the	the	DET
ejif-6260	215	25	start	start	VERB
ejif-6260	215	26	-	-	PUNCT
ejif-6260	215	27	up	up	ADP
ejif-6260	215	28	phase	phase	NOUN
ejif-6260	215	29	.	.	PUNCT
ejif-6260	216	1	the	the	DET
ejif-6260	216	2	debt	debt	NOUN
ejif-6260	216	3	finally	finally	ADV
ejif-6260	216	4	weighs	weigh	VERB
ejif-6260	216	5	heavily	heavily	ADV
ejif-6260	216	6	on	on	ADP
ejif-6260	216	7	the	the	DET
ejif-6260	216	8	economic	economic	ADJ
ejif-6260	216	9	return	return	NOUN
ejif-6260	216	10	and	and	CCONJ
ejif-6260	216	11	therefore	therefore	ADV
ejif-6260	216	12	on	on	ADP
ejif-6260	216	13	the	the	DET
ejif-6260	216	14	project	project	NOUN
ejif-6260	216	15	's	's	PART
ejif-6260	216	16	success	success	NOUN
ejif-6260	216	17	.	.	PUNCT
ejif-6260	217	1	similarly	similarly	ADV
ejif-6260	217	2	,	,	PUNCT
ejif-6260	217	3	although	although	SCONJ
ejif-6260	217	4	a	a	DET
ejif-6260	217	5	model	model	NOUN
ejif-6260	217	6	for	for	ADP
ejif-6260	217	7	sharing	share	VERB
ejif-6260	217	8	profits	profit	NOUN
ejif-6260	217	9	and	and	CCONJ
ejif-6260	217	10	losses	loss	NOUN
ejif-6260	217	11	may	may	AUX
ejif-6260	217	12	lead	lead	VERB
ejif-6260	217	13	to	to	ADP
ejif-6260	217	14	greater	great	ADJ
ejif-6260	217	15	monitoring	monitoring	NOUN
ejif-6260	217	16	costs	cost	NOUN
ejif-6260	217	17	,	,	PUNCT
ejif-6260	217	18	including	include	VERB
ejif-6260	217	19	on	on	ADP
ejif-6260	217	20	account	account	NOUN
ejif-6260	217	21	of	of	ADP
ejif-6260	217	22	the	the	DET
ejif-6260	217	23	presence	presence	NOUN
ejif-6260	217	24	of	of	ADP
ejif-6260	217	25	the	the	DET
ejif-6260	217	26	bank	bank	NOUN
ejif-6260	217	27	's	's	PART
ejif-6260	217	28	representatives	representative	NOUN
ejif-6260	217	29	in	in	ADP
ejif-6260	217	30	the	the	DET
ejif-6260	217	31	board	board	NOUN
ejif-6260	217	32	of	of	ADP
ejif-6260	217	33	directors	director	NOUN
ejif-6260	217	34	,	,	PUNCT
ejif-6260	217	35	it	it	PRON
ejif-6260	217	36	is	be	AUX
ejif-6260	217	37	considered	consider	VERB
ejif-6260	217	38	important	important	ADJ
ejif-6260	217	39	in	in	ADP
ejif-6260	217	40	islamic	islamic	ADJ
ejif-6260	217	41	countries	country	NOUN
ejif-6260	217	42	for	for	ADP
ejif-6260	217	43	the	the	DET
ejif-6260	217	44	purpose	purpose	NOUN
ejif-6260	217	45	of	of	ADP
ejif-6260	217	46	the	the	DET
ejif-6260	217	47	proper	proper	ADJ
ejif-6260	217	48	functioning	functioning	NOUN
ejif-6260	217	49	of	of	ADP
ejif-6260	217	50	the	the	DET
ejif-6260	217	51	capital	capital	NOUN
ejif-6260	217	52	market	market	NOUN
ejif-6260	217	53	as	as	SCONJ
ejif-6260	217	54	it	it	PRON
ejif-6260	217	55	favours	favour	VERB
ejif-6260	217	56	social	social	ADJ
ejif-6260	217	57	cohesion	cohesion	NOUN
ejif-6260	217	58	.	.	PUNCT
ejif-6260	218	1	when	when	SCONJ
ejif-6260	218	2	the	the	DET
ejif-6260	218	3	relationship	relationship	NOUN
ejif-6260	218	4	between	between	ADP
ejif-6260	218	5	entrepreneur	entrepreneur	NOUN
ejif-6260	218	6	and	and	CCONJ
ejif-6260	218	7	investors	investor	NOUN
ejif-6260	218	8	is	be	AUX
ejif-6260	218	9	direct	direct	ADJ
ejif-6260	218	10	and	and	CCONJ
ejif-6260	218	11	of	of	ADP
ejif-6260	218	12	an	an	DET
ejif-6260	218	13	ongoing	ongoing	ADJ
ejif-6260	218	14	nature	nature	NOUN
ejif-6260	218	15	,	,	PUNCT
ejif-6260	218	16	it	it	PRON
ejif-6260	218	17	leads	lead	VERB
ejif-6260	218	18	to	to	ADP
ejif-6260	218	19	better	well	ADJ
ejif-6260	218	20	risk	risk	NOUN
ejif-6260	218	21	control	control	NOUN
ejif-6260	218	22	and	and	CCONJ
ejif-6260	218	23	thus	thus	ADV
ejif-6260	218	24	to	to	ADP
ejif-6260	218	25	better	well	ADJ
ejif-6260	218	26	relations	relation	NOUN
ejif-6260	218	27	and	and	CCONJ
ejif-6260	218	28	financial	financial	ADJ
ejif-6260	218	29	results	result	NOUN
ejif-6260	218	30	.	.	PUNCT
ejif-6260	219	1	in	in	ADP
ejif-6260	219	2	order	order	NOUN
ejif-6260	219	3	to	to	PART
ejif-6260	219	4	finance	finance	VERB
ejif-6260	219	5	themselves	themselves	PRON
ejif-6260	219	6	,	,	PUNCT
ejif-6260	219	7	in	in	ADP
ejif-6260	219	8	recent	recent	ADJ
ejif-6260	219	9	years	year	NOUN
ejif-6260	219	10	islamic	islamic	ADJ
ejif-6260	219	11	banks	bank	NOUN
ejif-6260	219	12	have	have	AUX
ejif-6260	219	13	increasingly	increasingly	ADV
ejif-6260	219	14	made	make	VERB
ejif-6260	219	15	use	use	NOUN
ejif-6260	219	16	of	of	ADP
ejif-6260	219	17	sukuk	sukuk	NOUN
ejif-6260	219	18	,	,	PUNCT
ejif-6260	219	19	which	which	PRON
ejif-6260	219	20	is	be	AUX
ejif-6260	219	21	a	a	DET
ejif-6260	219	22	form	form	NOUN
ejif-6260	219	23	of	of	ADP
ejif-6260	219	24	securitisation	securitisation	NOUN
ejif-6260	219	25	of	of	ADP
ejif-6260	219	26	their	their	PRON
ejif-6260	219	27	loans	loan	NOUN
ejif-6260	219	28	,	,	PUNCT
ejif-6260	219	29	including	include	VERB
ejif-6260	219	30	on	on	ADP
ejif-6260	219	31	international	international	ADJ
ejif-6260	219	32	markets	market	NOUN
ejif-6260	219	33	.	.	PUNCT
ejif-6260	220	1	the	the	DET
ejif-6260	220	2	peculiarities	peculiarity	NOUN
ejif-6260	220	3	of	of	ADP
ejif-6260	220	4	this	this	DET
ejif-6260	220	5	market	market	NOUN
ejif-6260	220	6	segment	segment	NOUN
ejif-6260	220	7	do	do	AUX
ejif-6260	220	8	not	not	PART
ejif-6260	220	9	fall	fall	VERB
ejif-6260	220	10	within	within	ADP
ejif-6260	220	11	the	the	DET
ejif-6260	220	12	objectives	objective	NOUN
ejif-6260	220	13	of	of	ADP
ejif-6260	220	14	this	this	DET
ejif-6260	220	15	sheet	sheet	NOUN
ejif-6260	220	16	.	.	PUNCT
ejif-6260	221	1	vii	vii	PROPN
ejif-6260	221	2	.	.	PUNCT
ejif-6260	221	3	financial	financial	ADJ
ejif-6260	221	4	inclusion	inclusion	NOUN
ejif-6260	221	5	in	in	ADP
ejif-6260	221	6	islamic	islamic	ADJ
ejif-6260	221	7	countries	country	NOUN
ejif-6260	221	8	paints	paint	VERB
ejif-6260	221	9	a	a	DET
ejif-6260	221	10	composite	composite	ADJ
ejif-6260	221	11	picture	picture	NOUN
ejif-6260	221	12	an	an	DET
ejif-6260	221	13	aspect	aspect	NOUN
ejif-6260	221	14	that	that	PRON
ejif-6260	221	15	is	be	AUX
ejif-6260	221	16	fundamental	fundamental	ADJ
ejif-6260	221	17	in	in	ADP
ejif-6260	221	18	assessing	assess	VERB
ejif-6260	221	19	the	the	DET
ejif-6260	221	20	role	role	NOUN
ejif-6260	221	21	played	play	VERB
ejif-6260	221	22	by	by	ADP
ejif-6260	221	23	islamic	islamic	ADJ
ejif-6260	221	24	finance	finance	PROPN
ejif-6260	221	25	and	and	CCONJ
ejif-6260	221	26	bank	bank	NOUN
ejif-6260	221	27	deposits	deposit	NOUN
ejif-6260	221	28	as	as	ADP
ejif-6260	221	29	in	in	ADP
ejif-6260	221	30	western	western	ADJ
ejif-6260	221	31	financial	financial	ADJ
ejif-6260	221	32	systems	system	NOUN
ejif-6260	221	33	is	be	AUX
ejif-6260	221	34	the	the	DET
ejif-6260	221	35	level	level	NOUN
ejif-6260	221	36	of	of	ADP
ejif-6260	221	37	financial	financial	ADJ
ejif-6260	221	38	inclusion	inclusion	NOUN
ejif-6260	221	39	.	.	PUNCT
ejif-6260	222	1	in	in	ADP
ejif-6260	222	2	other	other	ADJ
ejif-6260	222	3	words	word	NOUN
ejif-6260	222	4	,	,	PUNCT
ejif-6260	222	5	an	an	DET
ejif-6260	222	6	essential	essential	ADJ
ejif-6260	222	7	requirement	requirement	NOUN
ejif-6260	222	8	is	be	AUX
ejif-6260	222	9	the	the	DET
ejif-6260	222	10	examination	examination	NOUN
ejif-6260	222	11	of	of	ADP
ejif-6260	222	12	the	the	DET
ejif-6260	222	13	spread	spread	NOUN
ejif-6260	222	14	of	of	ADP
ejif-6260	222	15	current	current	ADJ
ejif-6260	222	16	accounts	account	NOUN
ejif-6260	222	17	,	,	PUNCT
ejif-6260	222	18	which	which	PRON
ejif-6260	222	19	are	be	AUX
ejif-6260	222	20	at	at	ADP
ejif-6260	222	21	the	the	DET
ejif-6260	222	22	basis	basis	NOUN
ejif-6260	222	23	of	of	ADP
ejif-6260	222	24	both	both	DET
ejif-6260	222	25	time	time	NOUN
ejif-6260	222	26	deposits	deposit	NOUN
ejif-6260	222	27	and	and	CCONJ
ejif-6260	222	28	loans	loan	NOUN
ejif-6260	222	29	,	,	PUNCT
ejif-6260	222	30	as	as	SCONJ
ejif-6260	222	31	highlighted	highlight	VERB
ejif-6260	222	32	by	by	ADP
ejif-6260	222	33	s.b	s.b	PROPN
ejif-6260	222	34	.	.	PROPN
ejif-6260	222	35	naceur	naceur	PROPN
ejif-6260	222	36	,	,	PUNCT
ejif-6260	222	37	a.	a.	PROPN
ejif-6260	222	38	barajas	barajas	PROPN
ejif-6260	222	39	,	,	PUNCT
ejif-6260	222	40	and	and	CCONJ
ejif-6260	222	41	a.	a.	NOUN
ejif-6260	222	42	massara	massara	PROPN
ejif-6260	222	43	(	(	PUNCT
ejif-6260	222	44	2015	2015	NUM
ejif-6260	222	45	)	)	PUNCT
ejif-6260	223	1	[	[	X
ejif-6260	223	2	20	20	NUM
ejif-6260	223	3	]	]	PUNCT
ejif-6260	223	4	.	.	PUNCT
ejif-6260	224	1	financial	financial	ADJ
ejif-6260	224	2	inclusion	inclusion	NOUN
ejif-6260	224	3	measured	measure	VERB
ejif-6260	224	4	by	by	ADP
ejif-6260	224	5	the	the	DET
ejif-6260	224	6	share	share	NOUN
ejif-6260	224	7	of	of	ADP
ejif-6260	224	8	people	people	NOUN
ejif-6260	224	9	and	and	CCONJ
ejif-6260	224	10	businesses	business	NOUN
ejif-6260	224	11	that	that	PRON
ejif-6260	224	12	use	use	VERB
ejif-6260	224	13	the	the	DET
ejif-6260	224	14	financial	financial	ADJ
ejif-6260	224	15	products	product	NOUN
ejif-6260	224	16	offered	offer	VERB
ejif-6260	224	17	by	by	ADP
ejif-6260	224	18	banks	bank	NOUN
ejif-6260	224	19	and	and	CCONJ
ejif-6260	224	20	other	other	ADJ
ejif-6260	224	21	intermediaries	intermediary	NOUN
ejif-6260	224	22	is	be	AUX
ejif-6260	224	23	the	the	DET
ejif-6260	224	24	essential	essential	ADJ
ejif-6260	224	25	indicator	indicator	NOUN
ejif-6260	224	26	of	of	ADP
ejif-6260	224	27	the	the	DET
ejif-6260	224	28	proliferation	proliferation	NOUN
ejif-6260	224	29	and	and	CCONJ
ejif-6260	224	30	use	use	NOUN
ejif-6260	224	31	of	of	ADP
ejif-6260	224	32	these	these	DET
ejif-6260	224	33	financial	financial	ADJ
ejif-6260	224	34	products	product	NOUN
ejif-6260	224	35	.	.	PUNCT
ejif-6260	225	1	various	various	ADJ
ejif-6260	225	2	international	international	ADJ
ejif-6260	225	3	institutions	institution	NOUN
ejif-6260	225	4	in	in	ADP
ejif-6260	225	5	particular	particular	ADJ
ejif-6260	225	6	the	the	DET
ejif-6260	225	7	world	world	PROPN
ejif-6260	225	8	bank	bank	PROPN
ejif-6260	225	9	,	,	PUNCT
ejif-6260	225	10	imf	imf	PROPN
ejif-6260	225	11	,	,	PUNCT
ejif-6260	225	12	oecd	oecd	PROPN
ejif-6260	225	13	,	,	PUNCT
ejif-6260	225	14	iif	iif	PROPN
ejif-6260	225	15	are	be	AUX
ejif-6260	225	16	exploring	explore	VERB
ejif-6260	225	17	this	this	DET
ejif-6260	225	18	issue	issue	NOUN
ejif-6260	225	19	.	.	PUNCT
ejif-6260	226	1	the	the	DET
ejif-6260	226	2	following	follow	VERB
ejif-6260	226	3	analysis	analysis	NOUN
ejif-6260	226	4	is	be	AUX
ejif-6260	226	5	based	base	VERB
ejif-6260	226	6	on	on	ADP
ejif-6260	226	7	the	the	DET
ejif-6260	226	8	global	global	ADJ
ejif-6260	226	9	financial	financial	ADJ
ejif-6260	226	10	inclusion	inclusion	NOUN
ejif-6260	226	11	database	database	NOUN
ejif-6260	226	12	(	(	PUNCT
ejif-6260	226	13	global	global	ADJ
ejif-6260	226	14	findex	findex	NOUN
ejif-6260	226	15	)	)	PUNCT
ejif-6260	226	16	published	publish	VERB
ejif-6260	226	17	by	by	ADP
ejif-6260	226	18	the	the	DET
ejif-6260	226	19	world	world	PROPN
ejif-6260	226	20	bank	bank	PROPN
ejif-6260	226	21	on	on	ADP
ejif-6260	226	22	the	the	DET
ejif-6260	226	23	basis	basis	NOUN
ejif-6260	226	24	of	of	ADP
ejif-6260	226	25	surveys	survey	NOUN
ejif-6260	226	26	conducted	conduct	VERB
ejif-6260	226	27	in	in	ADP
ejif-6260	226	28	148	148	NUM
ejif-6260	226	29	countries	country	NOUN
ejif-6260	226	30	over	over	ADP
ejif-6260	226	31	several	several	ADJ
ejif-6260	226	32	years	year	NOUN
ejif-6260	226	33	(	(	PUNCT
ejif-6260	226	34	2011	2011	NUM
ejif-6260	226	35	,	,	PUNCT
ejif-6260	226	36	2014	2014	NUM
ejif-6260	226	37	,	,	PUNCT
ejif-6260	226	38	2017	2017	NUM
ejif-6260	226	39	)	)	PUNCT
ejif-6260	227	1	[	[	X
ejif-6260	227	2	21	21	NUM
ejif-6260	227	3	]	]	PUNCT
ejif-6260	227	4	.	.	PUNCT
ejif-6260	228	1	a	a	DET
ejif-6260	228	2	further	further	ADJ
ejif-6260	228	3	update	update	NOUN
ejif-6260	228	4	was	be	AUX
ejif-6260	228	5	expected	expect	VERB
ejif-6260	228	6	in	in	ADP
ejif-6260	228	7	2020	2020	NUM
ejif-6260	228	8	,	,	PUNCT
ejif-6260	228	9	but	but	CCONJ
ejif-6260	228	10	it	it	PRON
ejif-6260	228	11	was	be	AUX
ejif-6260	228	12	postponed	postpone	VERB
ejif-6260	228	13	due	due	ADP
ejif-6260	228	14	to	to	ADP
ejif-6260	228	15	the	the	DET
ejif-6260	228	16	covid-19	covid-19	PROPN
ejif-6260	228	17	crisis	crisis	NOUN
ejif-6260	228	18	.	.	PUNCT
ejif-6260	229	1	the	the	DET
ejif-6260	229	2	latest	late	ADJ
ejif-6260	229	3	survey	survey	NOUN
ejif-6260	229	4	in	in	ADP
ejif-6260	229	5	2017	2017	NUM
ejif-6260	229	6	involved	involve	VERB
ejif-6260	229	7	over	over	ADP
ejif-6260	229	8	150,000	150,000	NUM
ejif-6260	229	9	people	people	NOUN
ejif-6260	229	10	over	over	ADP
ejif-6260	229	11	15	15	NUM
ejif-6260	229	12	years	year	NOUN
ejif-6260	229	13	of	of	ADP
ejif-6260	229	14	age	age	NOUN
ejif-6260	229	15	.	.	PUNCT
ejif-6260	230	1	availability	availability	NOUN
ejif-6260	230	2	and	and	CCONJ
ejif-6260	230	3	access	access	NOUN
ejif-6260	230	4	to	to	ADP
ejif-6260	230	5	these	these	DET
ejif-6260	230	6	products	product	NOUN
ejif-6260	230	7	are	be	AUX
ejif-6260	230	8	not	not	PART
ejif-6260	230	9	synonymous	synonymous	ADJ
ejif-6260	230	10	,	,	PUNCT
ejif-6260	230	11	since	since	SCONJ
ejif-6260	230	12	they	they	PRON
ejif-6260	230	13	may	may	AUX
ejif-6260	230	14	be	be	AUX
ejif-6260	230	15	available	available	ADJ
ejif-6260	230	16	but	but	CCONJ
ejif-6260	230	17	not	not	PART
ejif-6260	230	18	accessible	accessible	ADJ
ejif-6260	230	19	due	due	ADP
ejif-6260	230	20	to	to	ADP
ejif-6260	230	21	various	various	ADJ
ejif-6260	230	22	barriers	barrier	NOUN
ejif-6260	230	23	(	(	PUNCT
ejif-6260	230	24	such	such	ADJ
ejif-6260	230	25	as	as	ADP
ejif-6260	230	26	high	high	ADJ
ejif-6260	230	27	costs	cost	NOUN
ejif-6260	230	28	,	,	PUNCT
ejif-6260	230	29	complexity	complexity	NOUN
ejif-6260	230	30	of	of	ADP
ejif-6260	230	31	procedures	procedure	NOUN
ejif-6260	230	32	,	,	PUNCT
ejif-6260	230	33	distance	distance	NOUN
ejif-6260	230	34	,	,	PUNCT
ejif-6260	230	35	required	require	VERB
ejif-6260	230	36	documents	document	NOUN
ejif-6260	230	37	,	,	PUNCT
ejif-6260	230	38	etc	etc	X
ejif-6260	230	39	.	.	X
ejif-6260	230	40	)	)	PUNCT
ejif-6260	230	41	.	.	PUNCT
ejif-6260	231	1	as	as	SCONJ
ejif-6260	231	2	shown	show	VERB
ejif-6260	231	3	in	in	ADP
ejif-6260	231	4	figure	figure	NOUN
ejif-6260	231	5	no	no	INTJ
ejif-6260	231	6	.	.	PROPN
ejif-6260	231	7	4	4	NUM
ejif-6260	231	8	,	,	PUNCT
ejif-6260	231	9	the	the	DET
ejif-6260	231	10	world	world	PROPN
ejif-6260	231	11	bank	bank	PROPN
ejif-6260	231	12	data	datum	NOUN
ejif-6260	231	13	confirms	confirm	VERB
ejif-6260	231	14	a	a	DET
ejif-6260	231	15	gradual	gradual	ADJ
ejif-6260	231	16	growth	growth	NOUN
ejif-6260	231	17	in	in	ADP
ejif-6260	231	18	the	the	DET
ejif-6260	231	19	spread	spread	NOUN
ejif-6260	231	20	of	of	ADP
ejif-6260	231	21	bank	bank	NOUN
ejif-6260	231	22	current	current	ADJ
ejif-6260	231	23	accounts	account	NOUN
ejif-6260	231	24	on	on	ADP
ejif-6260	231	25	the	the	DET
ejif-6260	231	26	three	three	NUM
ejif-6260	231	27	reporting	reporting	NOUN
ejif-6260	231	28	dates	date	NOUN
ejif-6260	231	29	,	,	PUNCT
ejif-6260	231	30	2011	2011	NUM
ejif-6260	231	31	,	,	PUNCT
ejif-6260	231	32	2014	2014	NUM
ejif-6260	231	33	and	and	CCONJ
ejif-6260	231	34	2017	2017	NUM
ejif-6260	231	35	,	,	PUNCT
ejif-6260	231	36	in	in	ADP
ejif-6260	231	37	the	the	DET
ejif-6260	231	38	major	major	ADJ
ejif-6260	231	39	islamic	islamic	ADJ
ejif-6260	231	40	countries	country	NOUN
ejif-6260	231	41	.	.	PUNCT
ejif-6260	232	1	inclusion	inclusion	NOUN
ejif-6260	232	2	is	be	AUX
ejif-6260	232	3	very	very	ADV
ejif-6260	232	4	high	high	ADJ
ejif-6260	232	5	in	in	ADP
ejif-6260	232	6	the	the	DET
ejif-6260	232	7	gulf	gulf	PROPN
ejif-6260	232	8	countries	country	NOUN
ejif-6260	232	9	,	,	PUNCT
ejif-6260	232	10	involving	involve	VERB
ejif-6260	232	11	more	more	ADJ
ejif-6260	232	12	than	than	ADP
ejif-6260	232	13	80	80	NUM
ejif-6260	232	14	%	%	NOUN
ejif-6260	232	15	of	of	ADP
ejif-6260	232	16	the	the	DET
ejif-6260	232	17	adult	adult	NOUN
ejif-6260	232	18	population	population	NOUN
ejif-6260	232	19	in	in	ADP
ejif-6260	232	20	the	the	DET
ejif-6260	232	21	united	united	PROPN
ejif-6260	232	22	arab	arab	PROPN
ejif-6260	232	23	emirates	emirates	PROPN
ejif-6260	232	24	and	and	CCONJ
ejif-6260	232	25	kuwait	kuwait	PROPN
ejif-6260	232	26	.	.	PUNCT
ejif-6260	233	1	also	also	ADV
ejif-6260	233	2	in	in	ADP
ejif-6260	233	3	malaysia	malaysia	PROPN
ejif-6260	233	4	,	,	PUNCT
ejif-6260	233	5	the	the	DET
ejif-6260	233	6	spread	spread	NOUN
ejif-6260	233	7	in	in	ADP
ejif-6260	233	8	percentage	percentage	NOUN
ejif-6260	233	9	terms	term	NOUN
ejif-6260	233	10	is	be	AUX
ejif-6260	233	11	very	very	ADV
ejif-6260	233	12	high	high	ADJ
ejif-6260	233	13	(	(	PUNCT
ejif-6260	233	14	85	85	NUM
ejif-6260	233	15	%	%	NOUN
ejif-6260	233	16	)	)	PUNCT
ejif-6260	233	17	,	,	PUNCT
ejif-6260	233	18	but	but	CCONJ
ejif-6260	233	19	in	in	ADP
ejif-6260	233	20	the	the	DET
ejif-6260	233	21	other	other	ADJ
ejif-6260	233	22	asian	asian	ADJ
ejif-6260	233	23	countries	country	NOUN
ejif-6260	233	24	the	the	DET
ejif-6260	233	25	percentages	percentage	NOUN
ejif-6260	233	26	appear	appear	VERB
ejif-6260	233	27	to	to	PART
ejif-6260	233	28	be	be	AUX
ejif-6260	233	29	much	much	ADV
ejif-6260	233	30	more	more	ADV
ejif-6260	233	31	modest	modest	ADJ
ejif-6260	233	32	,	,	PUNCT
ejif-6260	233	33	though	though	SCONJ
ejif-6260	233	34	they	they	PRON
ejif-6260	233	35	are	be	AUX
ejif-6260	233	36	rising	rise	VERB
ejif-6260	233	37	(	(	PUNCT
ejif-6260	233	38	around	around	ADP
ejif-6260	233	39	50	50	NUM
ejif-6260	233	40	%	%	NOUN
ejif-6260	233	41	in	in	ADP
ejif-6260	233	42	bangladesh	bangladesh	PROPN
ejif-6260	233	43	and	and	CCONJ
ejif-6260	233	44	indonesia	indonesia	PROPN
ejif-6260	233	45	,	,	PUNCT
ejif-6260	233	46	and	and	CCONJ
ejif-6260	233	47	stable	stable	ADJ
ejif-6260	233	48	at	at	ADP
ejif-6260	233	49	21	21	NUM
ejif-6260	233	50	%	%	NOUN
ejif-6260	233	51	in	in	ADP
ejif-6260	233	52	pakistan	pakistan	PROPN
ejif-6260	233	53	)	)	PUNCT
ejif-6260	233	54	,	,	PUNCT
ejif-6260	233	55	mainly	mainly	ADV
ejif-6260	233	56	on	on	ADP
ejif-6260	233	57	account	account	NOUN
ejif-6260	233	58	of	of	ADP
ejif-6260	233	59	the	the	DET
ejif-6260	233	60	more	more	ADV
ejif-6260	233	61	limited	limited	ADJ
ejif-6260	233	62	income	income	NOUN
ejif-6260	233	63	levels	level	NOUN
ejif-6260	233	64	.	.	PUNCT
ejif-6260	234	1	the	the	DET
ejif-6260	234	2	countries	country	NOUN
ejif-6260	234	3	with	with	ADP
ejif-6260	234	4	the	the	DET
ejif-6260	234	5	highest	high	ADJ
ejif-6260	234	6	shares	share	NOUN
ejif-6260	234	7	are	be	AUX
ejif-6260	234	8	high	high	ADJ
ejif-6260	234	9	income	income	NOUN
ejif-6260	234	10	countries	country	NOUN
ejif-6260	234	11	,	,	PUNCT
ejif-6260	234	12	as	as	ADV
ejif-6260	234	13	well	well	ADV
ejif-6260	234	14	as	as	ADP
ejif-6260	234	15	iran	iran	PROPN
ejif-6260	234	16	among	among	ADP
ejif-6260	234	17	the	the	DET
ejif-6260	234	18	upper	upper	ADJ
ejif-6260	234	19	middleincome	middleincome	PROPN
ejif-6260	234	20	countries	country	NOUN
ejif-6260	234	21	,	,	PUNCT
ejif-6260	234	22	while	while	SCONJ
ejif-6260	234	23	the	the	DET
ejif-6260	234	24	other	other	ADJ
ejif-6260	234	25	countries	country	NOUN
ejif-6260	234	26	that	that	PRON
ejif-6260	234	27	have	have	VERB
ejif-6260	234	28	lower	low	ADJ
ejif-6260	234	29	shares	share	NOUN
ejif-6260	234	30	belong	belong	VERB
ejif-6260	234	31	to	to	ADP
ejif-6260	234	32	the	the	DET
ejif-6260	234	33	lower	low	ADJ
ejif-6260	234	34	middle	middle	ADJ
ejif-6260	234	35	-	-	PUNCT
ejif-6260	234	36	income	income	NOUN
ejif-6260	234	37	category	category	NOUN
ejif-6260	234	38	.	.	PUNCT
ejif-6260	235	1	it	it	PRON
ejif-6260	235	2	should	should	AUX
ejif-6260	235	3	be	be	AUX
ejif-6260	235	4	noted	note	VERB
ejif-6260	235	5	that	that	SCONJ
ejif-6260	235	6	in	in	ADP
ejif-6260	235	7	all	all	DET
ejif-6260	235	8	the	the	DET
ejif-6260	235	9	countries	country	NOUN
ejif-6260	235	10	listed	list	VERB
ejif-6260	235	11	in	in	ADP
ejif-6260	235	12	the	the	DET
ejif-6260	235	13	chart	chart	NOUN
ejif-6260	235	14	those	those	PRON
ejif-6260	235	15	where	where	SCONJ
ejif-6260	235	16	islamic	islamic	ADJ
ejif-6260	235	17	finance	finance	NOUN
ejif-6260	235	18	plays	play	VERB
ejif-6260	235	19	a	a	DET
ejif-6260	235	20	significant	significant	ADJ
ejif-6260	235	21	role	role	NOUN
ejif-6260	235	22	or	or	CCONJ
ejif-6260	235	23	prevails	prevail	VERB
ejif-6260	235	24	the	the	DET
ejif-6260	235	25	level	level	NOUN
ejif-6260	235	26	of	of	ADP
ejif-6260	235	27	inclusion	inclusion	NOUN
ejif-6260	235	28	appears	appear	VERB
ejif-6260	235	29	to	to	PART
ejif-6260	235	30	be	be	AUX
ejif-6260	235	31	lower	low	ADJ
ejif-6260	235	32	than	than	ADP
ejif-6260	235	33	the	the	DET
ejif-6260	235	34	international	international	ADJ
ejif-6260	235	35	average	average	NOUN
ejif-6260	235	36	of	of	ADP
ejif-6260	235	37	the	the	DET
ejif-6260	235	38	relevant	relevant	ADJ
ejif-6260	235	39	income	income	NOUN
ejif-6260	235	40	category	category	NOUN
ejif-6260	235	41	,	,	PUNCT
ejif-6260	235	42	defined	define	VERB
ejif-6260	235	43	considering	consider	VERB
ejif-6260	235	44	all	all	DET
ejif-6260	235	45	financial	financial	ADJ
ejif-6260	235	46	intermediaries	intermediary	NOUN
ejif-6260	235	47	,	,	PUNCT
ejif-6260	235	48	mainly	mainly	ADV
ejif-6260	235	49	western	western	ADJ
ejif-6260	235	50	/	/	SYM
ejif-6260	235	51	conventional	conventional	ADJ
ejif-6260	235	52	.	.	PUNCT
ejif-6260	236	1	iran	iran	PROPN
ejif-6260	236	2	is	be	AUX
ejif-6260	236	3	a	a	DET
ejif-6260	236	4	significant	significant	ADJ
ejif-6260	236	5	exception	exception	NOUN
ejif-6260	236	6	,	,	PUNCT
ejif-6260	236	7	since	since	SCONJ
ejif-6260	236	8	with	with	ADP
ejif-6260	236	9	a	a	DET
ejif-6260	236	10	system	system	NOUN
ejif-6260	236	11	wholly	wholly	ADV
ejif-6260	236	12	made	make	VERB
ejif-6260	236	13	up	up	ADP
ejif-6260	236	14	of	of	ADP
ejif-6260	236	15	islamic	islamic	ADJ
ejif-6260	236	16	banks	bank	NOUN
ejif-6260	236	17	,	,	PUNCT
ejif-6260	236	18	it	it	PRON
ejif-6260	236	19	covers	cover	VERB
ejif-6260	236	20	about	about	ADV
ejif-6260	236	21	a	a	DET
ejif-6260	236	22	third	third	NOUN
ejif-6260	236	23	of	of	ADP
ejif-6260	236	24	the	the	DET
ejif-6260	236	25	total	total	ADJ
ejif-6260	236	26	assets	asset	NOUN
ejif-6260	236	27	of	of	ADP
ejif-6260	236	28	the	the	DET
ejif-6260	236	29	world	world	NOUN
ejif-6260	236	30	’s	’s	PART
ejif-6260	236	31	entire	entire	ADJ
ejif-6260	236	32	islamic	islamic	ADJ
ejif-6260	236	33	sector	sector	NOUN
ejif-6260	236	34	while	while	SCONJ
ejif-6260	236	35	showing	show	VERB
ejif-6260	236	36	a	a	DET
ejif-6260	236	37	very	very	ADV
ejif-6260	236	38	high	high	ADJ
ejif-6260	236	39	level	level	NOUN
ejif-6260	236	40	of	of	ADP
ejif-6260	236	41	inclusion	inclusion	NOUN
ejif-6260	236	42	.	.	PUNCT
ejif-6260	237	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	NOUN
ejif-6260	237	2	62	62	NUM
ejif-6260	237	3	european	european	PROPN
ejif-6260	237	4	journal	journal	PROPN
ejif-6260	237	5	of	of	ADP
ejif-6260	237	6	islamic	islamic	PROPN
ejif-6260	237	7	finance	finance	PROPN
ejif-6260	237	8	issn	issn	PROPN
ejif-6260	237	9	:	:	PUNCT
ejif-6260	237	10	2421	2421	NUM
ejif-6260	237	11	-	-	SYM
ejif-6260	237	12	2172	2172	NUM
ejif-6260	237	13	doi	doi	NOUN
ejif-6260	237	14	:	:	PUNCT
ejif-6260	237	15	10.13135/2421	10.13135/2421	NUM
ejif-6260	237	16	-	-	SYM
ejif-6260	237	17	2172/6260	2172/6260	NUM
ejif-6260	237	18	published	publish	VERB
ejif-6260	237	19	by	by	ADP
ejif-6260	237	20	university	university	PROPN
ejif-6260	237	21	of	of	ADP
ejif-6260	237	22	turin	turin	PROPN
ejif-6260	238	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-6260	238	2	ejif	ejif	PROPN
ejif-6260	238	3	content	content	NOUN
ejif-6260	238	4	is	be	AUX
ejif-6260	238	5	licensed	license	VERB
ejif-6260	238	6	under	under	ADP
ejif-6260	238	7	a	a	DET
ejif-6260	238	8	creative	creative	ADJ
ejif-6260	238	9	commons	common	NOUN
ejif-6260	238	10	attribution	attribution	NOUN
ejif-6260	238	11	4.0	4.0	NUM
ejif-6260	238	12	international	international	ADJ
ejif-6260	238	13	license	license	NOUN
ejif-6260	238	14	received	receive	VERB
ejif-6260	238	15	:	:	PUNCT
ejif-6260	238	16	22/11/2021	22/11/2021	NUM
ejif-6260	238	17	accepted	accept	VERB
ejif-6260	238	18	for	for	ADP
ejif-6260	238	19	publication	publication	NOUN
ejif-6260	238	20	:	:	PUNCT
ejif-6260	238	21	03/03/2022	03/03/2022	NOUN
ejif-6260	238	22	published	publish	VERB
ejif-6260	238	23	:	:	PUNCT
ejif-6260	238	24	22/04/2022	22/04/2022	NUM
ejif-6260	238	25	figure	figure	NOUN
ejif-6260	238	26	4	4	NUM
ejif-6260	238	27	.	.	PUNCT
ejif-6260	238	28	adults	adult	NOUN
ejif-6260	238	29	with	with	ADP
ejif-6260	238	30	a	a	DET
ejif-6260	238	31	bank	bank	NOUN
ejif-6260	238	32	current	current	ADJ
ejif-6260	238	33	account	account	NOUN
ejif-6260	238	34	(	(	PUNCT
ejif-6260	238	35	in	in	ADP
ejif-6260	238	36	some	some	DET
ejif-6260	238	37	islamic	islamic	ADJ
ejif-6260	238	38	countries	country	NOUN
ejif-6260	238	39	,	,	PUNCT
ejif-6260	238	40	%	%	NOUN
ejif-6260	238	41	of	of	ADP
ejif-6260	238	42	adults	adult	NOUN
ejif-6260	238	43	,	,	PUNCT
ejif-6260	238	44	over	over	ADP
ejif-6260	238	45	15	15	NUM
ejif-6260	238	46	years	year	NOUN
ejif-6260	238	47	of	of	ADP
ejif-6260	238	48	age	age	NOUN
ejif-6260	238	49	)	)	PUNCT
ejif-6260	238	50	.	.	PUNCT
ejif-6260	239	1	notes	note	NOUN
ejif-6260	239	2	:	:	PUNCT
ejif-6260	240	1	lmi	lmi	PROPN
ejif-6260	240	2	=	=	PROPN
ejif-6260	240	3	lower	low	ADJ
ejif-6260	240	4	middle	middle	ADJ
ejif-6260	240	5	income	income	NOUN
ejif-6260	240	6	,	,	PUNCT
ejif-6260	240	7	umi	umi	ADJ
ejif-6260	240	8	=	=	NOUN
ejif-6260	240	9	upper	upper	ADJ
ejif-6260	240	10	middle	middle	ADJ
ejif-6260	240	11	income	income	NOUN
ejif-6260	240	12	,	,	PUNCT
ejif-6260	240	13	hi	hi	ADJ
ejif-6260	240	14	=	=	ADJ
ejif-6260	240	15	high	high	ADJ
ejif-6260	240	16	income	income	NOUN
ejif-6260	240	17	.	.	PUNCT
ejif-6260	241	1	(	(	PUNCT
ejif-6260	241	2	*	*	PUNCT
ejif-6260	241	3	)	)	PUNCT
ejif-6260	241	4	average	average	NOUN
ejif-6260	241	5	of	of	ADP
ejif-6260	241	6	the	the	DET
ejif-6260	241	7	country	country	NOUN
ejif-6260	241	8	income	income	NOUN
ejif-6260	241	9	category	category	NOUN
ejif-6260	241	10	.	.	PUNCT
ejif-6260	242	1	source	source	NOUN
ejif-6260	242	2	:	:	PUNCT
ejif-6260	242	3	our	our	PRON
ejif-6260	242	4	calculations	calculation	NOUN
ejif-6260	242	5	based	base	VERB
ejif-6260	242	6	on	on	ADP
ejif-6260	242	7	world	world	PROPN
ejif-6260	242	8	bank	bank	PROPN
ejif-6260	242	9	and	and	CCONJ
ejif-6260	242	10	global	global	ADJ
ejif-6260	242	11	findex	findex	PROPN
ejif-6260	242	12	database	database	NOUN
ejif-6260	242	13	figures	figure	NOUN
ejif-6260	242	14	.	.	PUNCT
ejif-6260	243	1	various	various	ADJ
ejif-6260	243	2	studies	study	NOUN
ejif-6260	243	3	in	in	ADP
ejif-6260	243	4	particular	particular	ADJ
ejif-6260	243	5	a.	a.	NOUN
ejif-6260	243	6	demirguc	demirguc	PROPN
ejif-6260	243	7	-	-	PUNCT
ejif-6260	243	8	kunt	kunt	PROPN
ejif-6260	243	9	,	,	PUNCT
ejif-6260	243	10	k.	k.	PROPN
ejif-6260	243	11	leora	leora	PROPN
ejif-6260	243	12	,	,	PUNCT
ejif-6260	243	13	r.	r.	PROPN
ejif-6260	243	14	douglas	douglas	PROPN
ejif-6260	243	15	(	(	PUNCT
ejif-6260	243	16	2013	2013	NUM
ejif-6260	243	17	)	)	PUNCT
ejif-6260	244	1	[	[	X
ejif-6260	244	2	22	22	NUM
ejif-6260	244	3	]	]	PUNCT
ejif-6260	244	4	showed	show	VERB
ejif-6260	244	5	that	that	SCONJ
ejif-6260	244	6	,	,	PUNCT
ejif-6260	244	7	in	in	ADP
ejif-6260	244	8	general	general	ADJ
ejif-6260	244	9	,	,	PUNCT
ejif-6260	244	10	in	in	ADP
ejif-6260	244	11	islamic	islamic	ADJ
ejif-6260	244	12	countries	country	NOUN
ejif-6260	244	13	the	the	DET
ejif-6260	244	14	degree	degree	NOUN
ejif-6260	244	15	of	of	ADP
ejif-6260	244	16	proliferation	proliferation	NOUN
ejif-6260	244	17	of	of	ADP
ejif-6260	244	18	savings	saving	NOUN
ejif-6260	244	19	instruments	instrument	NOUN
ejif-6260	244	20	is	be	AUX
ejif-6260	244	21	lower	low	ADJ
ejif-6260	244	22	than	than	ADP
ejif-6260	244	23	that	that	PRON
ejif-6260	244	24	of	of	ADP
ejif-6260	244	25	loans	loan	NOUN
ejif-6260	244	26	.	.	PUNCT
ejif-6260	245	1	this	this	PRON
ejif-6260	245	2	can	can	AUX
ejif-6260	245	3	be	be	AUX
ejif-6260	245	4	explained	explain	VERB
ejif-6260	245	5	,	,	PUNCT
ejif-6260	245	6	on	on	ADP
ejif-6260	245	7	the	the	DET
ejif-6260	245	8	one	one	NUM
ejif-6260	245	9	hand	hand	NOUN
ejif-6260	245	10	,	,	PUNCT
ejif-6260	245	11	by	by	ADP
ejif-6260	245	12	the	the	DET
ejif-6260	245	13	special	special	ADJ
ejif-6260	245	14	ability	ability	NOUN
ejif-6260	245	15	islamic	islamic	ADJ
ejif-6260	245	16	finance	finance	NOUN
ejif-6260	245	17	has	have	AUX
ejif-6260	245	18	insofar	insofar	ADV
ejif-6260	245	19	supporting	support	VERB
ejif-6260	245	20	small	small	ADJ
ejif-6260	245	21	and	and	CCONJ
ejif-6260	245	22	medium	medium	ADJ
ejif-6260	245	23	-	-	PUNCT
ejif-6260	245	24	sized	sized	ADJ
ejif-6260	245	25	businesses	business	NOUN
ejif-6260	245	26	.	.	PUNCT
ejif-6260	246	1	the	the	DET
ejif-6260	246	2	demand	demand	NOUN
ejif-6260	246	3	for	for	ADP
ejif-6260	246	4	financial	financial	ADJ
ejif-6260	246	5	resources	resource	NOUN
ejif-6260	246	6	,	,	PUNCT
ejif-6260	246	7	especially	especially	ADV
ejif-6260	246	8	in	in	ADP
ejif-6260	246	9	this	this	DET
ejif-6260	246	10	category	category	NOUN
ejif-6260	246	11	of	of	ADP
ejif-6260	246	12	businesses	business	NOUN
ejif-6260	246	13	,	,	PUNCT
ejif-6260	246	14	may	may	AUX
ejif-6260	246	15	be	be	AUX
ejif-6260	246	16	encouraged	encourage	VERB
ejif-6260	246	17	when	when	SCONJ
ejif-6260	246	18	risk	risk	NOUN
ejif-6260	246	19	sharing	sharing	NOUN
ejif-6260	246	20	is	be	AUX
ejif-6260	246	21	concerned	concern	VERB
ejif-6260	246	22	,	,	PUNCT
ejif-6260	246	23	which	which	PRON
ejif-6260	246	24	is	be	AUX
ejif-6260	246	25	typical	typical	ADJ
ejif-6260	246	26	of	of	ADP
ejif-6260	246	27	operators	operator	NOUN
ejif-6260	246	28	in	in	ADP
ejif-6260	246	29	islamic	islamic	ADJ
ejif-6260	246	30	countries	country	NOUN
ejif-6260	246	31	,	,	PUNCT
ejif-6260	246	32	where	where	SCONJ
ejif-6260	246	33	private	private	ADJ
ejif-6260	246	34	equity	equity	NOUN
ejif-6260	246	35	and	and	CCONJ
ejif-6260	246	36	venture	venture	NOUN
ejif-6260	246	37	capital	capital	NOUN
ejif-6260	246	38	are	be	AUX
ejif-6260	246	39	extremely	extremely	ADV
ejif-6260	246	40	widespread	widespread	ADJ
ejif-6260	246	41	.	.	PUNCT
ejif-6260	247	1	this	this	DET
ejif-6260	247	2	result	result	NOUN
ejif-6260	247	3	is	be	AUX
ejif-6260	247	4	significant	significant	ADJ
ejif-6260	247	5	.	.	PUNCT
ejif-6260	248	1	according	accord	VERB
ejif-6260	248	2	to	to	ADP
ejif-6260	248	3	a	a	DET
ejif-6260	248	4	study	study	NOUN
ejif-6260	248	5	by	by	ADP
ejif-6260	248	6	the	the	DET
ejif-6260	248	7	world	world	PROPN
ejif-6260	248	8	bank	bank	PROPN
ejif-6260	248	9	(	(	PUNCT
ejif-6260	248	10	2014	2014	NUM
ejif-6260	248	11	)	)	PUNCT
ejif-6260	249	1	[	[	X
ejif-6260	249	2	23	23	NUM
ejif-6260	249	3	]	]	PUNCT
ejif-6260	249	4	,	,	PUNCT
ejif-6260	249	5	the	the	PRON
ejif-6260	249	6	higher	high	ADJ
ejif-6260	249	7	the	the	DET
ejif-6260	249	8	number	number	NOUN
ejif-6260	249	9	of	of	ADP
ejif-6260	249	10	islamic	islamic	ADJ
ejif-6260	249	11	banks	bank	NOUN
ejif-6260	249	12	per	per	ADP
ejif-6260	249	13	100,000	100,000	NUM
ejif-6260	249	14	inhabitants	inhabitant	NOUN
ejif-6260	249	15	,	,	PUNCT
ejif-6260	249	16	the	the	PRON
ejif-6260	249	17	lower	low	ADJ
ejif-6260	249	18	the	the	DET
ejif-6260	249	19	share	share	NOUN
ejif-6260	249	20	of	of	ADP
ejif-6260	249	21	companies	company	NOUN
ejif-6260	249	22	that	that	PRON
ejif-6260	249	23	find	find	VERB
ejif-6260	249	24	it	it	PRON
ejif-6260	249	25	difficult	difficult	ADJ
ejif-6260	249	26	to	to	PART
ejif-6260	249	27	access	access	VERB
ejif-6260	249	28	credit	credit	NOUN
ejif-6260	249	29	.	.	PUNCT
ejif-6260	250	1	in	in	ADP
ejif-6260	250	2	western	western	ADJ
ejif-6260	250	3	countries	country	NOUN
ejif-6260	250	4	,	,	PUNCT
ejif-6260	250	5	where	where	SCONJ
ejif-6260	250	6	financial	financial	ADJ
ejif-6260	250	7	systems	system	NOUN
ejif-6260	250	8	have	have	AUX
ejif-6260	250	9	always	always	ADV
ejif-6260	250	10	been	be	AUX
ejif-6260	250	11	criticised	criticise	VERB
ejif-6260	250	12	for	for	ADP
ejif-6260	250	13	credit	credit	NOUN
ejif-6260	250	14	access	access	NOUN
ejif-6260	250	15	by	by	ADP
ejif-6260	250	16	smes	sme	NOUN
ejif-6260	250	17	,	,	PUNCT
ejif-6260	250	18	the	the	DET
ejif-6260	250	19	presence	presence	NOUN
ejif-6260	250	20	of	of	ADP
ejif-6260	250	21	adequate	adequate	ADJ
ejif-6260	250	22	guarantees	guarantee	NOUN
ejif-6260	250	23	and	and	CCONJ
ejif-6260	250	24	the	the	DET
ejif-6260	250	25	credit	credit	NOUN
ejif-6260	250	26	history	history	NOUN
ejif-6260	250	27	of	of	ADP
ejif-6260	250	28	the	the	DET
ejif-6260	250	29	borrower	borrower	NOUN
ejif-6260	250	30	is	be	AUX
ejif-6260	250	31	a	a	DET
ejif-6260	250	32	major	major	ADJ
ejif-6260	250	33	consideration	consideration	NOUN
ejif-6260	250	34	.	.	PUNCT
ejif-6260	251	1	in	in	ADP
ejif-6260	251	2	terms	term	NOUN
ejif-6260	251	3	of	of	ADP
ejif-6260	251	4	deposits	deposit	NOUN
ejif-6260	251	5	,	,	PUNCT
ejif-6260	251	6	the	the	DET
ejif-6260	251	7	reduced	reduce	VERB
ejif-6260	251	8	proliferation	proliferation	NOUN
ejif-6260	251	9	may	may	AUX
ejif-6260	251	10	be	be	AUX
ejif-6260	251	11	partly	partly	ADV
ejif-6260	251	12	due	due	ADJ
ejif-6260	251	13	to	to	ADP
ejif-6260	251	14	the	the	DET
ejif-6260	251	15	fact	fact	NOUN
ejif-6260	251	16	that	that	SCONJ
ejif-6260	251	17	savers	saver	NOUN
ejif-6260	251	18	may	may	AUX
ejif-6260	251	19	be	be	AUX
ejif-6260	251	20	less	less	ADV
ejif-6260	251	21	incentivised	incentivise	VERB
ejif-6260	251	22	to	to	PART
ejif-6260	251	23	deposit	deposit	VERB
ejif-6260	251	24	their	their	PRON
ejif-6260	251	25	money	money	NOUN
ejif-6260	251	26	(	(	PUNCT
ejif-6260	251	27	due	due	ADP
ejif-6260	251	28	to	to	ADP
ejif-6260	251	29	the	the	DET
ejif-6260	251	30	lack	lack	NOUN
ejif-6260	251	31	of	of	ADP
ejif-6260	251	32	returns	return	NOUN
ejif-6260	251	33	and	and	CCONJ
ejif-6260	251	34	forms	form	NOUN
ejif-6260	251	35	of	of	ADP
ejif-6260	251	36	deposit	deposit	NOUN
ejif-6260	251	37	insurance	insurance	NOUN
ejif-6260	251	38	)	)	PUNCT
ejif-6260	251	39	,	,	PUNCT
ejif-6260	251	40	but	but	CCONJ
ejif-6260	251	41	also	also	ADV
ejif-6260	251	42	because	because	SCONJ
ejif-6260	251	43	of	of	ADP
ejif-6260	251	44	a	a	DET
ejif-6260	251	45	lower	low	ADJ
ejif-6260	251	46	level	level	NOUN
ejif-6260	251	47	of	of	ADP
ejif-6260	251	48	disposable	disposable	ADJ
ejif-6260	251	49	income	income	NOUN
ejif-6260	251	50	,	,	PUNCT
ejif-6260	251	51	as	as	SCONJ
ejif-6260	251	52	mentioned	mention	VERB
ejif-6260	251	53	previously	previously	ADV
ejif-6260	251	54	.	.	PUNCT
ejif-6260	252	1	moreover	moreover	ADV
ejif-6260	252	2	,	,	PUNCT
ejif-6260	252	3	even	even	ADV
ejif-6260	252	4	if	if	SCONJ
ejif-6260	252	5	income	income	NOUN
ejif-6260	252	6	is	be	AUX
ejif-6260	252	7	significant	significant	ADJ
ejif-6260	252	8	,	,	PUNCT
ejif-6260	252	9	as	as	ADP
ejif-6260	252	10	in	in	ADP
ejif-6260	252	11	the	the	DET
ejif-6260	252	12	gulf	gulf	PROPN
ejif-6260	252	13	countries	country	NOUN
ejif-6260	252	14	,	,	PUNCT
ejif-6260	252	15	the	the	DET
ejif-6260	252	16	income	income	NOUN
ejif-6260	252	17	concentration	concentration	NOUN
ejif-6260	252	18	is	be	AUX
ejif-6260	252	19	very	very	ADV
ejif-6260	252	20	high	high	ADJ
ejif-6260	252	21	and	and	CCONJ
ejif-6260	252	22	therefore	therefore	ADV
ejif-6260	252	23	the	the	DET
ejif-6260	252	24	level	level	NOUN
ejif-6260	252	25	of	of	ADP
ejif-6260	252	26	distribution	distribution	NOUN
ejif-6260	252	27	of	of	ADP
ejif-6260	252	28	financial	financial	ADJ
ejif-6260	252	29	products	product	NOUN
ejif-6260	252	30	(	(	PUNCT
ejif-6260	252	31	measured	measure	VERB
ejif-6260	252	32	by	by	ADP
ejif-6260	252	33	the	the	DET
ejif-6260	252	34	number	number	NOUN
ejif-6260	252	35	of	of	ADP
ejif-6260	252	36	people	people	NOUN
ejif-6260	252	37	)	)	PUNCT
ejif-6260	252	38	may	may	AUX
ejif-6260	252	39	be	be	AUX
ejif-6260	252	40	lower	low	ADJ
ejif-6260	252	41	than	than	ADP
ejif-6260	252	42	that	that	PRON
ejif-6260	252	43	recorded	record	VERB
ejif-6260	252	44	in	in	ADP
ejif-6260	252	45	western	western	ADJ
ejif-6260	252	46	countries	country	NOUN
ejif-6260	252	47	.	.	PUNCT
ejif-6260	253	1	egypt	egypt	PROPN
ejif-6260	253	2	has	have	VERB
ejif-6260	253	3	additional	additional	ADJ
ejif-6260	253	4	peculiarities	peculiarity	NOUN
ejif-6260	253	5	.	.	PUNCT
ejif-6260	254	1	despite	despite	SCONJ
ejif-6260	254	2	modest	modest	ADJ
ejif-6260	254	3	financial	financial	ADJ
ejif-6260	254	4	inclusion	inclusion	NOUN
ejif-6260	254	5	,	,	PUNCT
ejif-6260	254	6	the	the	DET
ejif-6260	254	7	deposits	deposit	NOUN
ejif-6260	254	8	/	/	SYM
ejif-6260	254	9	gdp	gdp	NOUN
ejif-6260	254	10	ratio	ratio	NOUN
ejif-6260	254	11	is	be	AUX
ejif-6260	254	12	high	high	ADJ
ejif-6260	254	13	(	(	PUNCT
ejif-6260	254	14	around	around	ADP
ejif-6260	254	15	60	60	NUM
ejif-6260	254	16	%	%	NOUN
ejif-6260	254	17	)	)	PUNCT
ejif-6260	254	18	,	,	PUNCT
ejif-6260	254	19	but	but	CCONJ
ejif-6260	254	20	the	the	DET
ejif-6260	254	21	loans	loan	NOUN
ejif-6260	254	22	/	/	SYM
ejif-6260	254	23	gdp	gdp	NOUN
ejif-6260	254	24	ratio	ratio	NOUN
ejif-6260	254	25	is	be	AUX
ejif-6260	254	26	just	just	ADV
ejif-6260	254	27	over	over	ADP
ejif-6260	254	28	20	20	NUM
ejif-6260	254	29	%	%	NOUN
ejif-6260	254	30	.	.	PUNCT
ejif-6260	255	1	the	the	DET
ejif-6260	255	2	role	role	NOUN
ejif-6260	255	3	of	of	ADP
ejif-6260	255	4	public	public	ADJ
ejif-6260	255	5	banks	bank	NOUN
ejif-6260	255	6	is	be	AUX
ejif-6260	255	7	crucial	crucial	ADJ
ejif-6260	255	8	,	,	PUNCT
ejif-6260	255	9	both	both	CCONJ
ejif-6260	255	10	during	during	ADP
ejif-6260	255	11	the	the	DET
ejif-6260	255	12	deposit	deposit	NOUN
ejif-6260	255	13	-	-	PUNCT
ejif-6260	255	14	taking	take	VERB
ejif-6260	255	15	phase	phase	NOUN
ejif-6260	255	16	,	,	PUNCT
ejif-6260	255	17	by	by	ADP
ejif-6260	255	18	offering	offer	VERB
ejif-6260	255	19	reinsurance	reinsurance	NOUN
ejif-6260	255	20	to	to	ADP
ejif-6260	255	21	depositors	depositor	NOUN
ejif-6260	255	22	,	,	PUNCT
ejif-6260	255	23	and	and	CCONJ
ejif-6260	255	24	in	in	ADP
ejif-6260	255	25	terms	term	NOUN
ejif-6260	255	26	of	of	ADP
ejif-6260	255	27	assets	asset	NOUN
ejif-6260	255	28	due	due	ADJ
ejif-6260	255	29	to	to	ADP
ejif-6260	255	30	the	the	DET
ejif-6260	255	31	significant	significant	ADJ
ejif-6260	255	32	weight	weight	NOUN
ejif-6260	255	33	of	of	ADP
ejif-6260	255	34	subscribed	subscribe	VERB
ejif-6260	255	35	government	government	NOUN
ejif-6260	255	36	bonds	bond	NOUN
ejif-6260	255	37	,	,	PUNCT
ejif-6260	255	38	with	with	SCONJ
ejif-6260	255	39	the	the	DET
ejif-6260	255	40	public	public	ADJ
ejif-6260	255	41	system	system	NOUN
ejif-6260	255	42	therefore	therefore	ADV
ejif-6260	255	43	engaged	engage	VERB
ejif-6260	255	44	in	in	ADP
ejif-6260	255	45	incisive	incisive	ADJ
ejif-6260	255	46	crowding	crowd	VERB
ejif-6260	255	47	-	-	PUNCT
ejif-6260	255	48	out	out	ADP
ejif-6260	255	49	action	action	NOUN
ejif-6260	255	50	.	.	PUNCT
ejif-6260	256	1	the	the	DET
ejif-6260	256	2	breakdown	breakdown	NOUN
ejif-6260	256	3	by	by	ADP
ejif-6260	256	4	gender	gender	NOUN
ejif-6260	256	5	shows	show	VERB
ejif-6260	256	6	that	that	SCONJ
ejif-6260	256	7	it	it	PRON
ejif-6260	256	8	has	have	AUX
ejif-6260	256	9	been	be	AUX
ejif-6260	256	10	reasonable	reasonable	ADJ
ejif-6260	256	11	to	to	PART
ejif-6260	256	12	expect	expect	VERB
ejif-6260	256	13	a	a	DET
ejif-6260	256	14	lower	low	ADJ
ejif-6260	256	15	level	level	NOUN
ejif-6260	256	16	of	of	ADP
ejif-6260	256	17	financial	financial	ADJ
ejif-6260	256	18	inclusion	inclusion	NOUN
ejif-6260	256	19	of	of	ADP
ejif-6260	256	20	women	woman	NOUN
ejif-6260	256	21	compared	compare	VERB
ejif-6260	256	22	to	to	ADP
ejif-6260	256	23	men	man	NOUN
ejif-6260	256	24	.	.	PUNCT
ejif-6260	257	1	however	however	ADV
ejif-6260	257	2	,	,	PUNCT
ejif-6260	257	3	it	it	PRON
ejif-6260	257	4	should	should	AUX
ejif-6260	257	5	be	be	AUX
ejif-6260	257	6	noted	note	VERB
ejif-6260	257	7	that	that	SCONJ
ejif-6260	257	8	also	also	ADV
ejif-6260	257	9	among	among	ADP
ejif-6260	257	10	women	woman	NOUN
ejif-6260	257	11	,	,	PUNCT
ejif-6260	257	12	financial	financial	ADJ
ejif-6260	257	13	inclusion	inclusion	NOUN
ejif-6260	257	14	has	have	AUX
ejif-6260	257	15	strengthened	strengthen	VERB
ejif-6260	257	16	significantly	significantly	ADV
ejif-6260	257	17	in	in	ADP
ejif-6260	257	18	recent	recent	ADJ
ejif-6260	257	19	years	year	NOUN
ejif-6260	257	20	,	,	PUNCT
ejif-6260	257	21	across	across	ADP
ejif-6260	257	22	all	all	DET
ejif-6260	257	23	countries	country	NOUN
ejif-6260	257	24	,	,	PUNCT
ejif-6260	257	25	especially	especially	ADV
ejif-6260	257	26	in	in	ADP
ejif-6260	257	27	egypt	egypt	PROPN
ejif-6260	257	28	(	(	PUNCT
ejif-6260	257	29	from	from	ADP
ejif-6260	257	30	7	7	NUM
ejif-6260	257	31	%	%	NOUN
ejif-6260	257	32	in	in	ADP
ejif-6260	257	33	2011	2011	NUM
ejif-6260	257	34	to	to	ADP
ejif-6260	257	35	27	27	NUM
ejif-6260	257	36	%	%	NOUN
ejif-6260	257	37	in	in	ADP
ejif-6260	257	38	2017	2017	NUM
ejif-6260	257	39	)	)	PUNCT
ejif-6260	257	40	.	.	PUNCT
ejif-6260	258	1	the	the	DET
ejif-6260	258	2	gender	gender	NOUN
ejif-6260	258	3	gap	gap	NOUN
ejif-6260	258	4	remained	remain	VERB
ejif-6260	258	5	high	high	ADJ
ejif-6260	258	6	in	in	ADP
ejif-6260	258	7	bangladesh	bangladesh	NOUN
ejif-6260	258	8	and	and	CCONJ
ejif-6260	258	9	pakistan	pakistan	PROPN
ejif-6260	258	10	(	(	PUNCT
ejif-6260	258	11	both	both	DET
ejif-6260	258	12	approximately	approximately	ADV
ejif-6260	258	13	30pp	30pp	ADJ
ejif-6260	258	14	in	in	ADP
ejif-6260	258	15	2017	2017	NUM
ejif-6260	258	16	)	)	PUNCT
ejif-6260	258	17	.	.	PUNCT
ejif-6260	259	1	surprisingly	surprisingly	ADV
ejif-6260	259	2	,	,	PUNCT
ejif-6260	259	3	these	these	DET
ejif-6260	259	4	2017	2017	NUM
ejif-6260	259	5	figures	figure	NOUN
ejif-6260	259	6	indicate	indicate	VERB
ejif-6260	259	7	that	that	SCONJ
ejif-6260	259	8	the	the	DET
ejif-6260	259	9	gender	gender	NOUN
ejif-6260	259	10	gap	gap	NOUN
ejif-6260	259	11	was	be	AUX
ejif-6260	259	12	still	still	ADV
ejif-6260	259	13	equal	equal	ADJ
ejif-6260	259	14	to	to	ADP
ejif-6260	259	15	about	about	ADV
ejif-6260	259	16	30pp	30pp	ADJ
ejif-6260	259	17	in	in	ADP
ejif-6260	259	18	turkey	turkey	NOUN
ejif-6260	259	19	.	.	PUNCT
ejif-6260	260	1	figure	figure	NOUN
ejif-6260	260	2	5	5	NUM
ejif-6260	260	3	.	.	PUNCT
ejif-6260	261	1	women	woman	NOUN
ejif-6260	261	2	with	with	ADP
ejif-6260	261	3	a	a	DET
ejif-6260	261	4	bank	bank	NOUN
ejif-6260	261	5	current	current	ADJ
ejif-6260	261	6	account	account	NOUN
ejif-6260	261	7	(	(	PUNCT
ejif-6260	261	8	in	in	ADP
ejif-6260	261	9	some	some	DET
ejif-6260	261	10	islamic	islamic	ADJ
ejif-6260	261	11	countries	country	NOUN
ejif-6260	261	12	,	,	PUNCT
ejif-6260	261	13	%	%	NOUN
ejif-6260	261	14	of	of	ADP
ejif-6260	261	15	adults	adult	NOUN
ejif-6260	261	16	,	,	PUNCT
ejif-6260	261	17	over	over	ADP
ejif-6260	261	18	15	15	NUM
ejif-6260	261	19	years	year	NOUN
ejif-6260	261	20	of	of	ADP
ejif-6260	261	21	age	age	NOUN
ejif-6260	261	22	)	)	PUNCT
ejif-6260	261	23	.	.	PUNCT
ejif-6260	262	1	notes	note	NOUN
ejif-6260	262	2	:	:	PUNCT
ejif-6260	263	1	lmi	lmi	PROPN
ejif-6260	263	2	=	=	PROPN
ejif-6260	263	3	lower	low	ADJ
ejif-6260	263	4	middle	middle	ADJ
ejif-6260	263	5	income	income	NOUN
ejif-6260	263	6	,	,	PUNCT
ejif-6260	263	7	umi	umi	ADJ
ejif-6260	263	8	=	=	NOUN
ejif-6260	263	9	upper	upper	ADJ
ejif-6260	263	10	middle	middle	ADJ
ejif-6260	263	11	income	income	NOUN
ejif-6260	263	12	,	,	PUNCT
ejif-6260	263	13	hi	hi	ADJ
ejif-6260	263	14	=	=	ADJ
ejif-6260	263	15	high	high	ADJ
ejif-6260	263	16	income	income	NOUN
ejif-6260	263	17	.	.	PUNCT
ejif-6260	264	1	(	(	PUNCT
ejif-6260	264	2	*	*	PUNCT
ejif-6260	264	3	)	)	PUNCT
ejif-6260	264	4	average	average	NOUN
ejif-6260	264	5	of	of	ADP
ejif-6260	264	6	the	the	DET
ejif-6260	264	7	country	country	NOUN
ejif-6260	264	8	income	income	NOUN
ejif-6260	264	9	category	category	NOUN
ejif-6260	264	10	.	.	PUNCT
ejif-6260	265	1	source	source	NOUN
ejif-6260	265	2	:	:	PUNCT
ejif-6260	265	3	our	our	PRON
ejif-6260	265	4	calculations	calculation	NOUN
ejif-6260	265	5	based	base	VERB
ejif-6260	265	6	on	on	ADP
ejif-6260	265	7	world	world	PROPN
ejif-6260	265	8	bank	bank	PROPN
ejif-6260	265	9	and	and	CCONJ
ejif-6260	265	10	global	global	ADJ
ejif-6260	265	11	findex	findex	PROPN
ejif-6260	265	12	database	database	NOUN
ejif-6260	265	13	figures	figure	NOUN
ejif-6260	265	14	.	.	PUNCT
ejif-6260	266	1	the	the	DET
ejif-6260	266	2	main	main	ADJ
ejif-6260	266	3	reasons	reason	NOUN
ejif-6260	266	4	why	why	SCONJ
ejif-6260	266	5	adults	adult	NOUN
ejif-6260	266	6	do	do	AUX
ejif-6260	266	7	not	not	PART
ejif-6260	266	8	open	open	VERB
ejif-6260	266	9	a	a	DET
ejif-6260	266	10	current	current	ADJ
ejif-6260	266	11	account	account	NOUN
ejif-6260	266	12	include	include	VERB
ejif-6260	266	13	a	a	DET
ejif-6260	266	14	lack	lack	NOUN
ejif-6260	266	15	of	of	ADP
ejif-6260	266	16	money	money	NOUN
ejif-6260	266	17	or	or	CCONJ
ejif-6260	266	18	the	the	DET
ejif-6260	266	19	necessary	necessary	ADJ
ejif-6260	266	20	documents	document	NOUN
ejif-6260	266	21	,	,	PUNCT
ejif-6260	266	22	as	as	ADV
ejif-6260	266	23	well	well	ADV
ejif-6260	266	24	as	as	ADP
ejif-6260	266	25	the	the	DET
ejif-6260	266	26	(	(	PUNCT
ejif-6260	266	27	physical	physical	ADJ
ejif-6260	266	28	)	)	PUNCT
ejif-6260	266	29	distance	distance	NOUN
ejif-6260	266	30	from	from	ADP
ejif-6260	266	31	financial	financial	ADJ
ejif-6260	266	32	institutions	institution	NOUN
ejif-6260	266	33	.	.	PUNCT
ejif-6260	267	1	as	as	SCONJ
ejif-6260	267	2	highlighted	highlight	VERB
ejif-6260	267	3	in	in	ADP
ejif-6260	267	4	many	many	ADJ
ejif-6260	267	5	studies	study	NOUN
ejif-6260	267	6	(	(	PUNCT
ejif-6260	267	7	as	as	ADP
ejif-6260	267	8	in	in	ADP
ejif-6260	267	9	world	world	PROPN
ejif-6260	267	10	bank	bank	NOUN
ejif-6260	267	11	,	,	PUNCT
ejif-6260	267	12	2020	2020	NUM
ejif-6260	267	13	)	)	PUNCT
ejif-6260	268	1	[	[	X
ejif-6260	268	2	24	24	NUM
ejif-6260	268	3	]	]	PUNCT
ejif-6260	268	4	,	,	PUNCT
ejif-6260	268	5	the	the	DET
ejif-6260	268	6	proliferation	proliferation	NOUN
ejif-6260	268	7	of	of	ADP
ejif-6260	268	8	fintech	fintech	NOUN
ejif-6260	268	9	channels	channel	NOUN
ejif-6260	268	10	can	can	AUX
ejif-6260	268	11	contribute	contribute	VERB
ejif-6260	268	12	significantly	significantly	ADV
ejif-6260	268	13	to	to	ADP
ejif-6260	268	14	financial	financial	ADJ
ejif-6260	268	15	inclusion	inclusion	NOUN
ejif-6260	268	16	.	.	PUNCT
ejif-6260	269	1	the	the	DET
ejif-6260	269	2	islamic	islamic	ADJ
ejif-6260	269	3	population	population	NOUN
ejif-6260	269	4	is	be	AUX
ejif-6260	269	5	also	also	ADV
ejif-6260	269	6	very	very	ADV
ejif-6260	269	7	young	young	ADJ
ejif-6260	269	8	and	and	CCONJ
ejif-6260	269	9	includes	include	VERB
ejif-6260	269	10	half	half	NOUN
ejif-6260	269	11	of	of	ADP
ejif-6260	269	12	the	the	DET
ejif-6260	269	13	global	global	ADJ
ejif-6260	269	14	population	population	NOUN
ejif-6260	269	15	under	under	ADP
ejif-6260	269	16	the	the	DET
ejif-6260	269	17	age	age	NOUN
ejif-6260	269	18	of	of	ADP
ejif-6260	269	19	34	34	NUM
ejif-6260	269	20	.	.	PUNCT
ejif-6260	270	1	young	young	ADJ
ejif-6260	270	2	people	people	NOUN
ejif-6260	270	3	are	be	AUX
ejif-6260	270	4	not	not	PART
ejif-6260	270	5	only	only	ADV
ejif-6260	270	6	it	it	PRON
ejif-6260	270	7	proficient	proficient	ADJ
ejif-6260	270	8	,	,	PUNCT
ejif-6260	270	9	they	they	PRON
ejif-6260	270	10	are	be	AUX
ejif-6260	270	11	also	also	ADV
ejif-6260	270	12	potential	potential	ADJ
ejif-6260	270	13	customers	customer	NOUN
ejif-6260	270	14	.	.	PUNCT
ejif-6260	271	1	among	among	ADP
ejif-6260	271	2	the	the	DET
ejif-6260	271	3	various	various	ADJ
ejif-6260	271	4	channels	channel	NOUN
ejif-6260	271	5	that	that	PRON
ejif-6260	271	6	can	can	AUX
ejif-6260	271	7	be	be	AUX
ejif-6260	271	8	used	use	VERB
ejif-6260	271	9	,	,	PUNCT
ejif-6260	271	10	the	the	DET
ejif-6260	271	11	spread	spread	NOUN
ejif-6260	271	12	of	of	ADP
ejif-6260	271	13	fintech	fintech	NOUN
ejif-6260	271	14	,	,	PUNCT
ejif-6260	271	15	especially	especially	ADV
ejif-6260	271	16	through	through	ADP
ejif-6260	271	17	mobile	mobile	ADJ
ejif-6260	271	18	phones	phone	NOUN
ejif-6260	271	19	,	,	PUNCT
ejif-6260	271	20	is	be	AUX
ejif-6260	271	21	expected	expect	VERB
ejif-6260	271	22	in	in	ADP
ejif-6260	271	23	islamic	islamic	ADJ
ejif-6260	271	24	countries	country	NOUN
ejif-6260	271	25	too	too	ADV
ejif-6260	271	26	,	,	PUNCT
ejif-6260	271	27	especially	especially	ADV
ejif-6260	271	28	for	for	ADP
ejif-6260	271	29	payments	payment	NOUN
ejif-6260	271	30	.	.	PUNCT
ejif-6260	272	1	the	the	DET
ejif-6260	272	2	world	world	PROPN
ejif-6260	272	3	bank	bank	PROPN
ejif-6260	272	4	estimates	estimate	VERB
ejif-6260	272	5	that	that	SCONJ
ejif-6260	272	6	two	two	NUM
ejif-6260	272	7	thirds	third	NOUN
ejif-6260	272	8	of	of	ADP
ejif-6260	272	9	adults	adult	NOUN
ejif-6260	272	10	remain	remain	VERB
ejif-6260	272	11	unbanked	unbanked	ADJ
ejif-6260	272	12	(	(	PUNCT
ejif-6260	272	13	around	around	ADV
ejif-6260	272	14	1.7	1.7	NUM
ejif-6260	272	15	billion	billion	NUM
ejif-6260	272	16	)	)	PUNCT
ejif-6260	272	17	,	,	PUNCT
ejif-6260	272	18	yet	yet	CCONJ
ejif-6260	272	19	own	own	VERB
ejif-6260	272	20	a	a	DET
ejif-6260	272	21	mobile	mobile	ADJ
ejif-6260	272	22	phone	phone	NOUN
ejif-6260	272	23	that	that	PRON
ejif-6260	272	24	can	can	AUX
ejif-6260	272	25	be	be	AUX
ejif-6260	272	26	used	use	VERB
ejif-6260	272	27	to	to	PART
ejif-6260	272	28	make	make	VERB
ejif-6260	272	29	payments	payment	NOUN
ejif-6260	272	30	.	.	PUNCT
ejif-6260	273	1	most	most	ADJ
ejif-6260	273	2	islamic	islamic	ADJ
ejif-6260	273	3	countries	country	NOUN
ejif-6260	273	4	fall	fall	VERB
ejif-6260	273	5	within	within	ADP
ejif-6260	273	6	the	the	DET
ejif-6260	273	7	50	50	NUM
ejif-6260	273	8	countries	country	NOUN
ejif-6260	273	9	with	with	ADP
ejif-6260	273	10	the	the	DET
ejif-6260	273	11	highest	high	ADJ
ejif-6260	273	12	penetration	penetration	NOUN
ejif-6260	273	13	of	of	ADP
ejif-6260	273	14	mobile	mobile	ADJ
ejif-6260	273	15	phones	phone	NOUN
ejif-6260	273	16	.	.	PUNCT
ejif-6260	274	1	figure	figure	VERB
ejif-6260	274	2	no	no	DET
ejif-6260	274	3	6	6	NUM
ejif-6260	274	4	shows	show	VERB
ejif-6260	274	5	the	the	DET
ejif-6260	274	6	degree	degree	NOUN
ejif-6260	274	7	of	of	ADP
ejif-6260	274	8	smartphone	smartphone	ADJ
ejif-6260	274	9	penetration	penetration	NOUN
ejif-6260	274	10	in	in	ADP
ejif-6260	274	11	a	a	DET
ejif-6260	274	12	significant	significant	ADJ
ejif-6260	274	13	sample	sample	NOUN
ejif-6260	274	14	of	of	ADP
ejif-6260	274	15	islamic	islamic	ADJ
ejif-6260	274	16	countries	country	NOUN
ejif-6260	274	17	.	.	PUNCT
ejif-6260	275	1	indonesia	indonesia	PROPN
ejif-6260	275	2	has	have	VERB
ejif-6260	275	3	the	the	DET
ejif-6260	275	4	highest	high	ADJ
ejif-6260	275	5	share	share	NOUN
ejif-6260	275	6	,	,	PUNCT
ejif-6260	275	7	accounting	account	VERB
ejif-6260	275	8	for	for	ADP
ejif-6260	275	9	66	66	NUM
ejif-6260	275	10	%	%	NOUN
ejif-6260	275	11	of	of	ADP
ejif-6260	275	12	the	the	DET
ejif-6260	275	13	population	population	NOUN
ejif-6260	275	14	,	,	PUNCT
ejif-6260	275	15	followed	follow	VERB
ejif-6260	275	16	by	by	ADP
ejif-6260	275	17	malaysia	malaysia	PROPN
ejif-6260	275	18	at	at	ADP
ejif-6260	275	19	57.5	57.5	NUM
ejif-6260	275	20	%	%	NOUN
ejif-6260	275	21	and	and	CCONJ
ejif-6260	275	22	pakistan	pakistan	PROPN
ejif-6260	275	23	at	at	ADP
ejif-6260	275	24	43	43	NUM
ejif-6260	275	25	%	%	NOUN
ejif-6260	275	26	in	in	ADP
ejif-6260	275	27	2018	2018	NUM
ejif-6260	275	28	.	.	PUNCT
ejif-6260	276	1	egypt	egypt	PROPN
ejif-6260	276	2	has	have	AUX
ejif-6260	276	3	stopped	stop	VERB
ejif-6260	276	4	at	at	ADP
ejif-6260	276	5	28	28	NUM
ejif-6260	276	6	%	%	NOUN
ejif-6260	276	7	.	.	PUNCT
ejif-6260	277	1	these	these	DET
ejif-6260	277	2	percentages	percentage	NOUN
ejif-6260	277	3	are	be	AUX
ejif-6260	277	4	high	high	ADJ
ejif-6260	277	5	,	,	PUNCT
ejif-6260	277	6	but	but	CCONJ
ejif-6260	277	7	still	still	ADV
ejif-6260	277	8	far	far	ADV
ejif-6260	277	9	from	from	ADP
ejif-6260	277	10	the	the	DET
ejif-6260	277	11	96	96	NUM
ejif-6260	277	12	%	%	NOUN
ejif-6260	277	13	average	average	NOUN
ejif-6260	277	14	in	in	ADP
ejif-6260	277	15	advanced	advanced	ADJ
ejif-6260	277	16	economies	economy	NOUN
ejif-6260	277	17	.	.	PUNCT
ejif-6260	278	1	figure	figure	VERB
ejif-6260	278	2	6	6	NUM
ejif-6260	278	3	.	.	PUNCT
ejif-6260	279	1	smartphone	smartphone	ADJ
ejif-6260	279	2	penetration	penetration	NOUN
ejif-6260	279	3	in	in	ADP
ejif-6260	279	4	some	some	DET
ejif-6260	279	5	islamic	islamic	ADJ
ejif-6260	279	6	countries	country	NOUN
ejif-6260	279	7	(	(	PUNCT
ejif-6260	279	8	2018	2018	NUM
ejif-6260	279	9	)	)	PUNCT
ejif-6260	279	10	.	.	PUNCT
ejif-6260	280	1	source	source	NOUN
ejif-6260	280	2	:	:	PUNCT
ejif-6260	280	3	newzoo	newzoo	PROPN
ejif-6260	280	4	global	global	PROPN
ejif-6260	280	5	mobile	mobile	PROPN
ejif-6260	280	6	market	market	NOUN
ejif-6260	280	7	report	report	NOUN
ejif-6260	280	8	,	,	PUNCT
ejif-6260	280	9	september	september	PROPN
ejif-6260	280	10	2018	2018	NUM
ejif-6260	280	11	.	.	PUNCT
ejif-6260	281	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	NOUN
ejif-6260	281	2	63	63	NUM
ejif-6260	281	3	european	european	ADJ
ejif-6260	281	4	journal	journal	PROPN
ejif-6260	281	5	of	of	ADP
ejif-6260	281	6	islamic	islamic	PROPN
ejif-6260	281	7	finance	finance	PROPN
ejif-6260	281	8	issn	issn	PROPN
ejif-6260	281	9	:	:	PUNCT
ejif-6260	281	10	2421	2421	NUM
ejif-6260	281	11	-	-	SYM
ejif-6260	281	12	2172	2172	NUM
ejif-6260	281	13	doi	doi	NOUN
ejif-6260	281	14	:	:	PUNCT
ejif-6260	281	15	10.13135/2421	10.13135/2421	NUM
ejif-6260	281	16	-	-	SYM
ejif-6260	281	17	2172/6260	2172/6260	NUM
ejif-6260	281	18	published	publish	VERB
ejif-6260	281	19	by	by	ADP
ejif-6260	281	20	university	university	PROPN
ejif-6260	281	21	of	of	ADP
ejif-6260	281	22	turin	turin	PROPN
ejif-6260	282	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-6260	282	2	ejif	ejif	PROPN
ejif-6260	282	3	content	content	NOUN
ejif-6260	282	4	is	be	AUX
ejif-6260	282	5	licensed	license	VERB
ejif-6260	282	6	under	under	ADP
ejif-6260	282	7	a	a	DET
ejif-6260	282	8	creative	creative	ADJ
ejif-6260	282	9	commons	common	NOUN
ejif-6260	282	10	attribution	attribution	NOUN
ejif-6260	282	11	4.0	4.0	NUM
ejif-6260	282	12	international	international	ADJ
ejif-6260	282	13	license	license	NOUN
ejif-6260	282	14	received	receive	VERB
ejif-6260	282	15	:	:	PUNCT
ejif-6260	282	16	22/11/2021	22/11/2021	NUM
ejif-6260	282	17	accepted	accept	VERB
ejif-6260	282	18	for	for	ADP
ejif-6260	282	19	publication	publication	NOUN
ejif-6260	282	20	:	:	PUNCT
ejif-6260	282	21	03/03/2022	03/03/2022	NOUN
ejif-6260	282	22	published	publish	VERB
ejif-6260	282	23	:	:	PUNCT
ejif-6260	282	24	22/04/2022	22/04/2022	NUM
ejif-6260	282	25	viii	viii	NOUN
ejif-6260	282	26	.	.	PUNCT
ejif-6260	283	1	concluding	conclude	VERB
ejif-6260	283	2	remarks	remark	NOUN
ejif-6260	283	3	bank	bank	NOUN
ejif-6260	283	4	deposits	deposit	NOUN
ejif-6260	283	5	increased	increase	VERB
ejif-6260	283	6	sharply	sharply	ADV
ejif-6260	283	7	in	in	ADP
ejif-6260	283	8	2020	2020	NUM
ejif-6260	283	9	and	and	CCONJ
ejif-6260	283	10	in	in	ADP
ejif-6260	283	11	2021	2021	NUM
ejif-6260	283	12	in	in	ADP
ejif-6260	283	13	islamic	islamic	ADJ
ejif-6260	283	14	countries	country	NOUN
ejif-6260	283	15	but	but	CCONJ
ejif-6260	283	16	not	not	PART
ejif-6260	283	17	so	so	ADV
ejif-6260	283	18	strongly	strongly	ADV
ejif-6260	283	19	as	as	ADP
ejif-6260	283	20	in	in	ADP
ejif-6260	283	21	advanced	advanced	ADJ
ejif-6260	283	22	economies	economy	NOUN
ejif-6260	283	23	.	.	PUNCT
ejif-6260	284	1	nevertheless	nevertheless	ADV
ejif-6260	284	2	,	,	PUNCT
ejif-6260	284	3	some	some	DET
ejif-6260	284	4	structural	structural	ADJ
ejif-6260	284	5	factors	factor	NOUN
ejif-6260	284	6	(	(	PUNCT
ejif-6260	284	7	such	such	ADJ
ejif-6260	284	8	as	as	ADP
ejif-6260	284	9	financial	financial	ADJ
ejif-6260	284	10	inclusion	inclusion	NOUN
ejif-6260	284	11	)	)	PUNCT
ejif-6260	284	12	may	may	AUX
ejif-6260	284	13	support	support	VERB
ejif-6260	284	14	a	a	DET
ejif-6260	284	15	furher	furher	ADJ
ejif-6260	284	16	increase	increase	NOUN
ejif-6260	284	17	in	in	ADP
ejif-6260	284	18	the	the	DET
ejif-6260	284	19	next	next	ADJ
ejif-6260	284	20	decade	decade	NOUN
ejif-6260	284	21	.	.	PUNCT
ejif-6260	285	1	the	the	DET
ejif-6260	285	2	numerous	numerous	ADJ
ejif-6260	285	3	constraints	constraint	NOUN
ejif-6260	285	4	that	that	PRON
ejif-6260	285	5	regulate	regulate	VERB
ejif-6260	285	6	the	the	DET
ejif-6260	285	7	operations	operation	NOUN
ejif-6260	285	8	of	of	ADP
ejif-6260	285	9	islamic	islamic	ADJ
ejif-6260	285	10	banks	bank	NOUN
ejif-6260	285	11	may	may	AUX
ejif-6260	285	12	affect	affect	VERB
ejif-6260	285	13	their	their	PRON
ejif-6260	285	14	capacity	capacity	NOUN
ejif-6260	285	15	to	to	PART
ejif-6260	285	16	expand	expand	VERB
ejif-6260	285	17	.	.	PUNCT
ejif-6260	286	1	on	on	ADP
ejif-6260	286	2	this	this	DET
ejif-6260	286	3	topic	topic	NOUN
ejif-6260	286	4	,	,	PUNCT
ejif-6260	286	5	the	the	DET
ejif-6260	286	6	world	world	PROPN
ejif-6260	286	7	bank	bank	PROPN
ejif-6260	286	8	(	(	PUNCT
ejif-6260	286	9	2016	2016	NUM
ejif-6260	286	10	)	)	PUNCT
ejif-6260	287	1	[	[	X
ejif-6260	287	2	25	25	NUM
ejif-6260	287	3	]	]	PUNCT
ejif-6260	287	4	offers	offer	VERB
ejif-6260	287	5	a	a	DET
ejif-6260	287	6	broad	broad	ADJ
ejif-6260	287	7	assessment	assessment	NOUN
ejif-6260	287	8	of	of	ADP
ejif-6260	287	9	the	the	DET
ejif-6260	287	10	role	role	NOUN
ejif-6260	287	11	played	play	VERB
ejif-6260	287	12	by	by	ADP
ejif-6260	287	13	islamic	islamic	ADJ
ejif-6260	287	14	banks	bank	NOUN
ejif-6260	287	15	in	in	ADP
ejif-6260	287	16	the	the	DET
ejif-6260	287	17	economies	economy	NOUN
ejif-6260	287	18	of	of	ADP
ejif-6260	287	19	their	their	PRON
ejif-6260	287	20	countries	country	NOUN
ejif-6260	287	21	.	.	PUNCT
ejif-6260	288	1	in	in	ADP
ejif-6260	288	2	2020	2020	NUM
ejif-6260	288	3	,	,	PUNCT
ejif-6260	288	4	muslim	muslim	ADJ
ejif-6260	288	5	countries	country	NOUN
ejif-6260	288	6	were	be	AUX
ejif-6260	288	7	affected	affect	VERB
ejif-6260	288	8	by	by	ADP
ejif-6260	288	9	the	the	DET
ejif-6260	288	10	pandemic	pandemic	NOUN
ejif-6260	288	11	as	as	ADV
ejif-6260	288	12	well	well	ADV
ejif-6260	288	13	,	,	PUNCT
ejif-6260	288	14	with	with	ADP
ejif-6260	288	15	effects	effect	NOUN
ejif-6260	288	16	that	that	PRON
ejif-6260	288	17	weighed	weigh	VERB
ejif-6260	288	18	heavily	heavily	ADV
ejif-6260	288	19	on	on	ADP
ejif-6260	288	20	their	their	PRON
ejif-6260	288	21	economies	economy	NOUN
ejif-6260	288	22	,	,	PUNCT
ejif-6260	288	23	falling	fall	VERB
ejif-6260	288	24	gdp	gdp	NOUN
ejif-6260	288	25	,	,	PUNCT
ejif-6260	288	26	as	as	SCONJ
ejif-6260	288	27	mentioned	mention	VERB
ejif-6260	288	28	above	above	ADV
ejif-6260	288	29	,	,	PUNCT
ejif-6260	288	30	with	with	ADP
ejif-6260	288	31	even	even	ADV
ejif-6260	288	32	the	the	DET
ejif-6260	288	33	oil	oil	NOUN
ejif-6260	288	34	prices	price	NOUN
ejif-6260	288	35	dropping	drop	VERB
ejif-6260	288	36	.	.	PUNCT
ejif-6260	289	1	now	now	ADV
ejif-6260	289	2	,	,	PUNCT
ejif-6260	289	3	as	as	SCONJ
ejif-6260	289	4	highlighted	highlight	VERB
ejif-6260	289	5	by	by	ADP
ejif-6260	289	6	rating	rating	NOUN
ejif-6260	289	7	agencies	agency	NOUN
ejif-6260	289	8	and	and	CCONJ
ejif-6260	289	9	international	international	ADJ
ejif-6260	289	10	observers	observer	NOUN
ejif-6260	289	11	(	(	PUNCT
ejif-6260	289	12	as	as	ADP
ejif-6260	289	13	moody	moody	PROPN
ejif-6260	289	14	’s	’s	PART
ejif-6260	289	15	,	,	PUNCT
ejif-6260	289	16	2021	2021	NUM
ejif-6260	290	1	[	[	X
ejif-6260	290	2	26	26	NUM
ejif-6260	290	3	]	]	PUNCT
ejif-6260	290	4	,	,	PUNCT
ejif-6260	290	5	and	and	CCONJ
ejif-6260	290	6	a.	a.	NOUN
ejif-6260	290	7	hauser	hauser	PROPN
ejif-6260	290	8	,	,	PUNCT
ejif-6260	290	9	2020	2020	NUM
ejif-6260	290	10	)	)	PUNCT
ejif-6260	291	1	[	[	X
ejif-6260	291	2	27	27	NUM
ejif-6260	291	3	]	]	PUNCT
ejif-6260	291	4	prospects	prospect	NOUN
ejif-6260	291	5	are	be	AUX
ejif-6260	291	6	still	still	ADV
ejif-6260	291	7	positive	positive	ADJ
ejif-6260	291	8	thanks	thank	NOUN
ejif-6260	291	9	to	to	ADP
ejif-6260	291	10	the	the	DET
ejif-6260	291	11	confluence	confluence	NOUN
ejif-6260	291	12	of	of	ADP
ejif-6260	291	13	some	some	DET
ejif-6260	291	14	factors	factor	NOUN
ejif-6260	291	15	.	.	PUNCT
ejif-6260	292	1	first	first	ADV
ejif-6260	292	2	of	of	ADP
ejif-6260	292	3	all	all	PRON
ejif-6260	292	4	,	,	PUNCT
ejif-6260	292	5	demand	demand	NOUN
ejif-6260	292	6	for	for	ADP
ejif-6260	292	7	sharia	sharia	NOUN
ejif-6260	292	8	-	-	PUNCT
ejif-6260	292	9	compliant	compliant	ADJ
ejif-6260	292	10	products	product	NOUN
ejif-6260	292	11	is	be	AUX
ejif-6260	292	12	expected	expect	VERB
ejif-6260	292	13	to	to	PART
ejif-6260	292	14	remain	remain	VERB
ejif-6260	292	15	strong	strong	ADJ
ejif-6260	292	16	,	,	PUNCT
ejif-6260	292	17	throughout	throughout	ADP
ejif-6260	292	18	the	the	DET
ejif-6260	292	19	long	long	ADJ
ejif-6260	292	20	term	term	NOUN
ejif-6260	292	21	.	.	PUNCT
ejif-6260	293	1	the	the	DET
ejif-6260	293	2	fact	fact	NOUN
ejif-6260	293	3	that	that	SCONJ
ejif-6260	293	4	sharia	sharia	NOUN
ejif-6260	293	5	-	-	PUNCT
ejif-6260	293	6	compliant	compliant	ADJ
ejif-6260	293	7	products	product	NOUN
ejif-6260	293	8	will	will	AUX
ejif-6260	293	9	also	also	ADV
ejif-6260	293	10	be	be	AUX
ejif-6260	293	11	able	able	ADJ
ejif-6260	293	12	to	to	PART
ejif-6260	293	13	benefit	benefit	VERB
ejif-6260	293	14	from	from	ADP
ejif-6260	293	15	the	the	DET
ejif-6260	293	16	growing	grow	VERB
ejif-6260	293	17	focus	focus	NOUN
ejif-6260	293	18	on	on	ADP
ejif-6260	293	19	esg	esg	NOUN
ejif-6260	293	20	products	product	NOUN
ejif-6260	293	21	and	and	CCONJ
ejif-6260	293	22	sustainability	sustainability	NOUN
ejif-6260	293	23	,	,	PUNCT
ejif-6260	293	24	both	both	PRON
ejif-6260	293	25	of	of	ADP
ejif-6260	293	26	which	which	PRON
ejif-6260	293	27	have	have	AUX
ejif-6260	293	28	been	be	AUX
ejif-6260	293	29	historically	historically	ADV
ejif-6260	293	30	safeguarded	safeguard	VERB
ejif-6260	293	31	by	by	ADP
ejif-6260	293	32	islamic	islamic	ADJ
ejif-6260	293	33	principles	principle	NOUN
ejif-6260	293	34	,	,	PUNCT
ejif-6260	293	35	is	be	AUX
ejif-6260	293	36	important	important	ADJ
ejif-6260	293	37	.	.	PUNCT
ejif-6260	294	1	k.	k.	PROPN
ejif-6260	294	2	long	long	PROPN
ejif-6260	294	3	(	(	PUNCT
ejif-6260	294	4	2020	2020	NUM
ejif-6260	294	5	)	)	PUNCT
ejif-6260	295	1	[	[	X
ejif-6260	295	2	28	28	NUM
ejif-6260	295	3	]	]	PUNCT
ejif-6260	295	4	argues	argue	VERB
ejif-6260	295	5	that	that	SCONJ
ejif-6260	295	6	the	the	DET
ejif-6260	295	7	affinity	affinity	NOUN
ejif-6260	295	8	between	between	ADP
ejif-6260	295	9	"	"	PUNCT
ejif-6260	295	10	sharia	sharia	NOUN
ejif-6260	295	11	-	-	PUNCT
ejif-6260	295	12	compliant	compliant	NOUN
ejif-6260	295	13	"	"	PUNCT
ejif-6260	295	14	and	and	CCONJ
ejif-6260	295	15	"	"	PUNCT
ejif-6260	295	16	sustainability	sustainability	NOUN
ejif-6260	295	17	-	-	PUNCT
ejif-6260	295	18	compliant	compliant	NOUN
ejif-6260	295	19	"	"	PUNCT
ejif-6260	295	20	finance	finance	NOUN
ejif-6260	295	21	is	be	AUX
ejif-6260	295	22	such	such	ADJ
ejif-6260	295	23	that	that	SCONJ
ejif-6260	295	24	it	it	PRON
ejif-6260	295	25	has	have	AUX
ejif-6260	295	26	been	be	AUX
ejif-6260	295	27	proposed	propose	VERB
ejif-6260	295	28	in	in	ADP
ejif-6260	295	29	the	the	DET
ejif-6260	295	30	islamic	islamic	PROPN
ejif-6260	295	31	sphere	sphere	PROPN
ejif-6260	295	32	to	to	PART
ejif-6260	295	33	steer	steer	VERB
ejif-6260	295	34	islamic	islamic	ADJ
ejif-6260	295	35	banks	bank	NOUN
ejif-6260	295	36	in	in	ADP
ejif-6260	295	37	a	a	DET
ejif-6260	295	38	particularly	particularly	ADV
ejif-6260	295	39	determined	determined	ADJ
ejif-6260	295	40	manner	manner	NOUN
ejif-6260	295	41	towards	towards	ADP
ejif-6260	295	42	this	this	DET
ejif-6260	295	43	way	way	NOUN
ejif-6260	295	44	of	of	ADP
ejif-6260	295	45	banking	banking	NOUN
ejif-6260	295	46	,	,	PUNCT
ejif-6260	295	47	which	which	PRON
ejif-6260	295	48	is	be	AUX
ejif-6260	295	49	highly	highly	ADV
ejif-6260	295	50	appreciated	appreciated	ADJ
ejif-6260	295	51	by	by	ADP
ejif-6260	295	52	the	the	DET
ejif-6260	295	53	community	community	NOUN
ejif-6260	295	54	.	.	PUNCT
ejif-6260	296	1	the	the	DET
ejif-6260	296	2	support	support	NOUN
ejif-6260	296	3	measures	measure	NOUN
ejif-6260	296	4	implemented	implement	VERB
ejif-6260	296	5	by	by	ADP
ejif-6260	296	6	the	the	DET
ejif-6260	296	7	central	central	ADJ
ejif-6260	296	8	authorities	authority	NOUN
ejif-6260	296	9	also	also	ADV
ejif-6260	296	10	in	in	ADP
ejif-6260	296	11	these	these	DET
ejif-6260	296	12	countries	country	NOUN
ejif-6260	296	13	in	in	ADP
ejif-6260	296	14	response	response	NOUN
ejif-6260	296	15	to	to	ADP
ejif-6260	296	16	covid-19	covid-19	PROPN
ejif-6260	296	17	will	will	AUX
ejif-6260	296	18	provide	provide	VERB
ejif-6260	296	19	further	further	ADJ
ejif-6260	296	20	support	support	NOUN
ejif-6260	296	21	to	to	ADP
ejif-6260	296	22	"	"	PUNCT
ejif-6260	296	23	islamic	islamic	ADJ
ejif-6260	296	24	"	"	PUNCT
ejif-6260	296	25	activities	activity	NOUN
ejif-6260	296	26	.	.	PUNCT
ejif-6260	297	1	moreover	moreover	ADV
ejif-6260	297	2	,	,	PUNCT
ejif-6260	297	3	in	in	ADP
ejif-6260	297	4	recent	recent	ADJ
ejif-6260	297	5	years	year	NOUN
ejif-6260	297	6	numerous	numerous	ADJ
ejif-6260	297	7	mergers	merger	NOUN
ejif-6260	297	8	have	have	AUX
ejif-6260	297	9	been	be	AUX
ejif-6260	297	10	carried	carry	VERB
ejif-6260	297	11	out	out	ADP
ejif-6260	297	12	in	in	ADP
ejif-6260	297	13	the	the	DET
ejif-6260	297	14	gulf	gulf	NOUN
ejif-6260	297	15	countries	country	NOUN
ejif-6260	297	16	,	,	PUNCT
ejif-6260	297	17	with	with	ADP
ejif-6260	297	18	islamic	islamic	ADJ
ejif-6260	297	19	banks	bank	NOUN
ejif-6260	297	20	acquiring	acquire	VERB
ejif-6260	297	21	conventional	conventional	ADJ
ejif-6260	297	22	banks	bank	NOUN
ejif-6260	297	23	,	,	PUNCT
ejif-6260	297	24	incorporating	incorporate	VERB
ejif-6260	297	25	their	their	PRON
ejif-6260	297	26	business	business	NOUN
ejif-6260	297	27	and	and	CCONJ
ejif-6260	297	28	expanding	expand	VERB
ejif-6260	297	29	intermediated	intermediate	VERB
ejif-6260	297	30	volumes	volume	NOUN
ejif-6260	297	31	represented	represent	VERB
ejif-6260	297	32	by	by	ADP
ejif-6260	297	33	them	they	PRON
ejif-6260	297	34	,	,	PUNCT
ejif-6260	297	35	in	in	ADP
ejif-6260	297	36	many	many	ADJ
ejif-6260	297	37	cases	case	NOUN
ejif-6260	297	38	.	.	PUNCT
ejif-6260	298	1	all	all	DET
ejif-6260	298	2	the	the	DET
ejif-6260	298	3	mergers	merger	NOUN
ejif-6260	298	4	carried	carry	VERB
ejif-6260	298	5	out	out	ADP
ejif-6260	298	6	in	in	ADP
ejif-6260	298	7	the	the	DET
ejif-6260	298	8	gulf	gulf	NOUN
ejif-6260	298	9	in	in	ADP
ejif-6260	298	10	2020	2020	NUM
ejif-6260	298	11	involved	involve	VERB
ejif-6260	298	12	at	at	ADP
ejif-6260	298	13	least	least	ADV
ejif-6260	298	14	one	one	NUM
ejif-6260	298	15	islamic	islamic	PROPN
ejif-6260	298	16	bank	bank	NOUN
ejif-6260	298	17	.	.	PUNCT
ejif-6260	299	1	as	as	SCONJ
ejif-6260	299	2	shown	show	VERB
ejif-6260	299	3	in	in	ADP
ejif-6260	299	4	figure	figure	NOUN
ejif-6260	299	5	no	no	DET
ejif-6260	299	6	7	7	NUM
ejif-6260	299	7	covering	cover	VERB
ejif-6260	299	8	total	total	ADJ
ejif-6260	299	9	assets	asset	NOUN
ejif-6260	299	10	,	,	PUNCT
ejif-6260	299	11	the	the	DET
ejif-6260	299	12	islamic	islamic	ADJ
ejif-6260	299	13	financial	financial	ADJ
ejif-6260	299	14	sector	sector	NOUN
ejif-6260	299	15	has	have	AUX
ejif-6260	299	16	posted	post	VERB
ejif-6260	299	17	an	an	DET
ejif-6260	299	18	average	average	ADJ
ejif-6260	299	19	increase	increase	NOUN
ejif-6260	299	20	of	of	ADP
ejif-6260	299	21	6	6	NUM
ejif-6260	299	22	%	%	NOUN
ejif-6260	299	23	over	over	ADP
ejif-6260	299	24	the	the	DET
ejif-6260	299	25	last	last	ADJ
ejif-6260	299	26	5	5	NUM
ejif-6260	299	27	years	year	NOUN
ejif-6260	299	28	as	as	SCONJ
ejif-6260	299	29	compared	compare	VERB
ejif-6260	299	30	to	to	ADP
ejif-6260	299	31	an	an	DET
ejif-6260	299	32	average	average	ADJ
ejif-6260	299	33	annual	annual	ADJ
ejif-6260	299	34	reduction	reduction	NOUN
ejif-6260	299	35	of	of	ADP
ejif-6260	299	36	1	1	NUM
ejif-6260	299	37	%	%	NOUN
ejif-6260	299	38	in	in	ADP
ejif-6260	299	39	assets	asset	NOUN
ejif-6260	299	40	of	of	ADP
ejif-6260	299	41	conventional	conventional	ADJ
ejif-6260	299	42	banks	bank	NOUN
ejif-6260	299	43	in	in	ADP
ejif-6260	299	44	saudi	saudi	PROPN
ejif-6260	299	45	arabia	arabia	PROPN
ejif-6260	299	46	.	.	PUNCT
ejif-6260	300	1	figure	figure	VERB
ejif-6260	300	2	7	7	NUM
ejif-6260	300	3	.	.	PUNCT
ejif-6260	300	4	total	total	ADJ
ejif-6260	300	5	assets	asset	NOUN
ejif-6260	300	6	(	(	PUNCT
ejif-6260	300	7	cagr	cagr	NOUN
ejif-6260	300	8	,	,	PUNCT
ejif-6260	300	9	%	%	INTJ
ejif-6260	300	10	,	,	PUNCT
ejif-6260	300	11	2015	2015	NUM
ejif-6260	300	12	-	-	SYM
ejif-6260	300	13	9/2020	9/2020	NUM
ejif-6260	300	14	)	)	PUNCT
ejif-6260	300	15	.	.	PUNCT
ejif-6260	301	1	note	note	NOUN
ejif-6260	301	2	:	:	PUNCT
ejif-6260	301	3	compound	compound	VERB
ejif-6260	301	4	annual	annual	ADJ
ejif-6260	301	5	growth	growth	NOUN
ejif-6260	301	6	rate	rate	NOUN
ejif-6260	301	7	.	.	PUNCT
ejif-6260	302	1	source	source	NOUN
ejif-6260	302	2	:	:	PUNCT
ejif-6260	302	3	moody	moody	PROPN
ejif-6260	302	4	’s	’s	PART
ejif-6260	302	5	.	.	PUNCT
ejif-6260	303	1	references	reference	NOUN
ejif-6260	303	2	[	[	X
ejif-6260	303	3	1	1	NUM
ejif-6260	303	4	]	]	X
ejif-6260	303	5	imf	imf	PROPN
ejif-6260	303	6	,	,	PUNCT
ejif-6260	303	7	global	global	ADJ
ejif-6260	303	8	financial	financial	ADJ
ejif-6260	303	9	stability	stability	NOUN
ejif-6260	303	10	outlook	outlook	NOUN
ejif-6260	303	11	,	,	PUNCT
ejif-6260	303	12	april	april	PROPN
ejif-6260	303	13	,	,	PUNCT
ejif-6260	303	14	2021	2021	NUM
ejif-6260	303	15	.	.	PUNCT
ejif-6260	304	1	[	[	X
ejif-6260	304	2	2	2	NUM
ejif-6260	304	3	]	]	PUNCT
ejif-6260	304	4	cia	cia	PROPN
ejif-6260	304	5	website	website	NOUN
ejif-6260	304	6	,	,	PUNCT
ejif-6260	304	7	available	available	ADJ
ejif-6260	304	8	at	at	ADP
ejif-6260	304	9	https://www.cia.gov/.	https://www.cia.gov/.	PROPN
ejif-6260	304	10	[	[	X
ejif-6260	304	11	3	3	NUM
ejif-6260	304	12	]	]	X
ejif-6260	304	13	islamic	islamic	ADJ
ejif-6260	304	14	financial	financial	PROPN
ejif-6260	304	15	services	services	PROPN
ejif-6260	304	16	board	board	NOUN
ejif-6260	304	17	,	,	PUNCT
ejif-6260	304	18	“	"	PUNCT
ejif-6260	304	19	islamic	islamic	ADJ
ejif-6260	304	20	financial	financial	ADJ
ejif-6260	304	21	services	service	NOUN
ejif-6260	304	22	industry	industry	NOUN
ejif-6260	304	23	stability	stability	NOUN
ejif-6260	304	24	report	report	NOUN
ejif-6260	304	25	2020	2020	NUM
ejif-6260	304	26	”	"	PUNCT
ejif-6260	304	27	,	,	PUNCT
ejif-6260	304	28	2020	2020	NUM
ejif-6260	304	29	.	.	PUNCT
ejif-6260	305	1	[	[	X
ejif-6260	305	2	4	4	X
ejif-6260	305	3	]	]	PUNCT
ejif-6260	305	4	as	as	SCONJ
ejif-6260	305	5	is	be	AUX
ejif-6260	305	6	known	know	VERB
ejif-6260	305	7	,	,	PUNCT
ejif-6260	305	8	islam	islam	PROPN
ejif-6260	305	9	is	be	AUX
ejif-6260	305	10	undergoing	undergo	VERB
ejif-6260	305	11	a	a	DET
ejif-6260	305	12	constructive	constructive	ADJ
ejif-6260	305	13	analysis	analysis	NOUN
ejif-6260	305	14	of	of	ADP
ejif-6260	305	15	its	its	PRON
ejif-6260	305	16	own	own	ADJ
ejif-6260	305	17	identity	identity	NOUN
ejif-6260	305	18	,	,	PUNCT
ejif-6260	305	19	deeply	deeply	ADV
ejif-6260	305	20	discussed	discuss	VERB
ejif-6260	305	21	among	among	ADP
ejif-6260	305	22	others	other	NOUN
ejif-6260	305	23	in	in	ADP
ejif-6260	305	24	p.	p.	PROPN
ejif-6260	305	25	nicelli	nicelli	PROPN
ejif-6260	305	26	,	,	PUNCT
ejif-6260	305	27	“	"	PUNCT
ejif-6260	305	28	islam	islam	PROPN
ejif-6260	305	29	e	e	PROPN
ejif-6260	305	30	modernità	modernità	PROPN
ejif-6260	305	31	nel	nel	PROPN
ejif-6260	305	32	pensiero	pensiero	PROPN
ejif-6260	305	33	riformista	riformista	PROPN
ejif-6260	305	34	islamico	islamico	PROPN
ejif-6260	305	35	”	"	PUNCT
ejif-6260	306	1	[	[	X
ejif-6260	306	2	islam	islam	PROPN
ejif-6260	306	3	and	and	CCONJ
ejif-6260	306	4	modernity	modernity	NOUN
ejif-6260	306	5	in	in	ADP
ejif-6260	306	6	islamic	islamic	PROPN
ejif-6260	306	7	reformist	reformist	PROPN
ejif-6260	306	8	thought	thought	PROPN
ejif-6260	306	9	]	]	X
ejif-6260	306	10	,	,	PUNCT
ejif-6260	306	11	sanpaolo	sanpaolo	PROPN
ejif-6260	306	12	,	,	PUNCT
ejif-6260	306	13	2009	2009	NUM
ejif-6260	306	14	;	;	PUNCT
ejif-6260	306	15	and	and	CCONJ
ejif-6260	306	16	“	"	PUNCT
ejif-6260	306	17	syed	syed	ADJ
ejif-6260	306	18	muhammad	muhammad	PROPN
ejif-6260	306	19	naquib	naquib	PROPN
ejif-6260	306	20	alattas	alattas	PROPN
ejif-6260	306	21	and	and	CCONJ
ejif-6260	306	22	the	the	DET
ejif-6260	306	23	islamic	islamic	ADJ
ejif-6260	306	24	philosophy	philosophy	NOUN
ejif-6260	306	25	of	of	ADP
ejif-6260	306	26	education	education	NOUN
ejif-6260	306	27	”	"	PUNCT
ejif-6260	306	28	,	,	PUNCT
ejif-6260	306	29	encounter	encounter	NOUN
ejif-6260	306	30	”	"	PUNCT
ejif-6260	306	31	,	,	PUNCT
ejif-6260	306	32	vol	vol	NOUN
ejif-6260	306	33	.	.	PUNCT
ejif-6260	307	1	41/2	41/2	NUM
ejif-6260	307	2	,	,	PUNCT
ejif-6260	307	3	2016	2016	NUM
ejif-6260	307	4	)	)	PUNCT
ejif-6260	307	5	.	.	PUNCT
ejif-6260	308	1	[	[	X
ejif-6260	308	2	5	5	X
ejif-6260	308	3	]	]	PUNCT
ejif-6260	308	4	hrh	hrh	PROPN
ejif-6260	308	5	prince	prince	PROPN
ejif-6260	308	6	m.	m.	PROPN
ejif-6260	308	7	al	al	PROPN
ejif-6260	308	8	-	-	PUNCT
ejif-6260	308	9	faisal	faisal	PROPN
ejif-6260	308	10	al	al	PROPN
ejif-6260	308	11	-	-	PUNCT
ejif-6260	308	12	saud	saud	PROPN
ejif-6260	308	13	,	,	PUNCT
ejif-6260	308	14	"	"	PUNCT
ejif-6260	308	15	a	a	DET
ejif-6260	308	16	state	state	NOUN
ejif-6260	308	17	of	of	ADP
ejif-6260	308	18	trusteeship	trusteeship	NOUN
ejif-6260	308	19	"	"	PUNCT
ejif-6260	308	20	,	,	PUNCT
ejif-6260	308	21	in	in	ADP
ejif-6260	308	22	institute	institute	PROPN
ejif-6260	308	23	of	of	ADP
ejif-6260	308	24	islamic	islamic	PROPN
ejif-6260	308	25	banking	banking	PROPN
ejif-6260	308	26	and	and	CCONJ
ejif-6260	308	27	insurance	insurance	NOUN
ejif-6260	308	28	,	,	PUNCT
ejif-6260	308	29	anthology	anthology	NOUN
ejif-6260	308	30	of	of	ADP
ejif-6260	308	31	islamic	islamic	ADJ
ejif-6260	308	32	banking	banking	NOUN
ejif-6260	308	33	,	,	PUNCT
ejif-6260	308	34	2000	2000	NUM
ejif-6260	308	35	.	.	PUNCT
ejif-6260	309	1	[	[	X
ejif-6260	309	2	6	6	NUM
ejif-6260	309	3	]	]	PUNCT
ejif-6260	309	4	m.	m.	NOUN
ejif-6260	309	5	fahim	fahim	PROPN
ejif-6260	309	6	khan	khan	PROPN
ejif-6260	309	7	,	,	PUNCT
ejif-6260	309	8	m.	m.	NOUN
ejif-6260	309	9	porzio	porzio	NOUN
ejif-6260	309	10	,	,	PUNCT
ejif-6260	309	11	"	"	PUNCT
ejif-6260	309	12	islamic	islamic	ADJ
ejif-6260	309	13	banking	banking	NOUN
ejif-6260	309	14	and	and	CCONJ
ejif-6260	309	15	finance	finance	NOUN
ejif-6260	309	16	in	in	ADP
ejif-6260	309	17	the	the	DET
ejif-6260	309	18	european	european	PROPN
ejif-6260	309	19	union	union	PROPN
ejif-6260	309	20	,	,	PUNCT
ejif-6260	309	21	a	a	DET
ejif-6260	309	22	challenge	challenge	NOUN
ejif-6260	309	23	"	"	PUNCT
ejif-6260	309	24	,	,	PUNCT
ejif-6260	309	25	edward	edward	PROPN
ejif-6260	309	26	elgar	elgar	PROPN
ejif-6260	309	27	,	,	PUNCT
ejif-6260	309	28	2010	2010	NUM
ejif-6260	309	29	.	.	PUNCT
ejif-6260	310	1	[	[	X
ejif-6260	310	2	7	7	X
ejif-6260	310	3	]	]	X
ejif-6260	310	4	p.	p.	NOUN
ejif-6260	310	5	biancone	biancone	NOUN
ejif-6260	310	6	,	,	PUNCT
ejif-6260	310	7	"	"	PUNCT
ejif-6260	310	8	scritti	scritti	X
ejif-6260	310	9	in	in	ADP
ejif-6260	310	10	onore	onore	PROPN
ejif-6260	310	11	di	di	PROPN
ejif-6260	310	12	pellegrino	pellegrino	PROPN
ejif-6260	310	13	capaldo	capaldo	PROPN
ejif-6260	310	14	”	"	PUNCT
ejif-6260	311	1	[	[	X
ejif-6260	311	2	writings	writing	NOUN
ejif-6260	311	3	in	in	ADP
ejif-6260	311	4	honour	honour	NOUN
ejif-6260	311	5	of	of	ADP
ejif-6260	311	6	pellegrino	pellegrino	PROPN
ejif-6260	311	7	capaldo	capaldo	PROPN
ejif-6260	311	8	]	]	X
ejif-6260	311	9	,	,	PUNCT
ejif-6260	311	10	2014	2014	NUM
ejif-6260	311	11	.	.	PUNCT
ejif-6260	312	1	based	base	VERB
ejif-6260	312	2	on	on	ADP
ejif-6260	312	3	the	the	DET
ejif-6260	312	4	example	example	NOUN
ejif-6260	312	5	of	of	ADP
ejif-6260	312	6	the	the	DET
ejif-6260	312	7	ias	ias	PROPN
ejif-6260	312	8	/	/	SYM
ejif-6260	312	9	ifrs	ifrs	PROPN
ejif-6260	312	10	for	for	ADP
ejif-6260	312	11	conventional	conventional	ADJ
ejif-6260	312	12	banks	bank	NOUN
ejif-6260	312	13	,	,	PUNCT
ejif-6260	312	14	the	the	DET
ejif-6260	312	15	standards	standard	NOUN
ejif-6260	312	16	issued	issue	VERB
ejif-6260	312	17	by	by	ADP
ejif-6260	312	18	the	the	DET
ejif-6260	312	19	aaoifi	aaoifi	NOUN
ejif-6260	312	20	provide	provide	VERB
ejif-6260	312	21	the	the	DET
ejif-6260	312	22	guidelines	guideline	NOUN
ejif-6260	312	23	and	and	CCONJ
ejif-6260	312	24	criteria	criterion	NOUN
ejif-6260	312	25	to	to	PART
ejif-6260	312	26	be	be	AUX
ejif-6260	312	27	used	use	VERB
ejif-6260	312	28	in	in	ADP
ejif-6260	312	29	order	order	NOUN
ejif-6260	312	30	to	to	PART
ejif-6260	312	31	correctly	correctly	ADV
ejif-6260	312	32	and	and	CCONJ
ejif-6260	312	33	reliably	reliably	ADV
ejif-6260	312	34	represent	represent	VERB
ejif-6260	312	35	the	the	DET
ejif-6260	312	36	assets	asset	NOUN
ejif-6260	312	37	and	and	CCONJ
ejif-6260	312	38	income	income	NOUN
ejif-6260	312	39	accrued	accrue	VERB
ejif-6260	312	40	during	during	ADP
ejif-6260	312	41	the	the	DET
ejif-6260	312	42	year	year	NOUN
ejif-6260	312	43	.	.	PUNCT
ejif-6260	313	1	however	however	ADV
ejif-6260	313	2	,	,	PUNCT
ejif-6260	313	3	this	this	DET
ejif-6260	313	4	standardisation	standardisation	NOUN
ejif-6260	313	5	process	process	NOUN
ejif-6260	313	6	requires	require	VERB
ejif-6260	313	7	numerous	numerous	ADJ
ejif-6260	313	8	interventions	intervention	NOUN
ejif-6260	313	9	by	by	ADP
ejif-6260	313	10	states	state	NOUN
ejif-6260	313	11	with	with	ADP
ejif-6260	313	12	an	an	DET
ejif-6260	313	13	islamic	islamic	ADJ
ejif-6260	313	14	majority	majority	NOUN
ejif-6260	313	15	,	,	PUNCT
ejif-6260	313	16	which	which	PRON
ejif-6260	313	17	must	must	AUX
ejif-6260	313	18	adhere	adhere	VERB
ejif-6260	313	19	to	to	ADP
ejif-6260	313	20	the	the	DET
ejif-6260	313	21	principles	principle	NOUN
ejif-6260	313	22	issued	issue	VERB
ejif-6260	313	23	by	by	ADP
ejif-6260	313	24	international	international	ADJ
ejif-6260	313	25	islamic	islamic	ADJ
ejif-6260	313	26	institutions	institution	NOUN
ejif-6260	313	27	.	.	PUNCT
ejif-6260	314	1	[	[	X
ejif-6260	314	2	8	8	NUM
ejif-6260	314	3	]	]	PUNCT
ejif-6260	314	4	z.ahmad	z.ahmad	NUM
ejif-6260	314	5	khan	khan	PROPN
ejif-6260	314	6	,	,	PUNCT
ejif-6260	314	7	"	"	PUNCT
ejif-6260	314	8	islamic	islamic	ADJ
ejif-6260	314	9	banking	banking	NOUN
ejif-6260	314	10	and	and	CCONJ
ejif-6260	314	11	its	its	PRON
ejif-6260	314	12	operations	operation	NOUN
ejif-6260	314	13	"	"	PUNCT
ejif-6260	314	14	,	,	PUNCT
ejif-6260	314	15	institute	institute	NOUN
ejif-6260	314	16	of	of	ADP
ejif-6260	314	17	islamic	islamic	PROPN
ejif-6260	314	18	banking	banking	NOUN
ejif-6260	314	19	and	and	CCONJ
ejif-6260	314	20	insurance	insurance	NOUN
ejif-6260	314	21	,	,	PUNCT
ejif-6260	314	22	2000	2000	NUM
ejif-6260	314	23	.	.	PUNCT
ejif-6260	315	1	[	[	X
ejif-6260	315	2	9	9	NUM
ejif-6260	315	3	]	]	SYM
ejif-6260	315	4	g.m	g.m	PROPN
ejif-6260	315	5	.	.	PROPN
ejif-6260	315	6	piccinelli	piccinelli	PROPN
ejif-6260	315	7	,	,	PUNCT
ejif-6260	315	8	"	"	PUNCT
ejif-6260	315	9	the	the	DET
ejif-6260	315	10	provision	provision	NOUN
ejif-6260	315	11	and	and	CCONJ
ejif-6260	315	12	management	management	NOUN
ejif-6260	315	13	of	of	ADP
ejif-6260	315	14	savings	saving	NOUN
ejif-6260	315	15	:	:	PUNCT
ejif-6260	315	16	the	the	DET
ejif-6260	315	17	clientpartner	clientpartner	NOUN
ejif-6260	315	18	model	model	NOUN
ejif-6260	315	19	"	"	PUNCT
ejif-6260	315	20	,	,	PUNCT
ejif-6260	315	21	in	in	ADP
ejif-6260	315	22	khan	khan	PROPN
ejif-6260	315	23	and	and	CCONJ
ejif-6260	315	24	porzio	porzio	NOUN
ejif-6260	315	25	(	(	PUNCT
ejif-6260	315	26	2010	2010	NUM
ejif-6260	315	27	)	)	PUNCT
ejif-6260	315	28	,	,	PUNCT
ejif-6260	315	29	2010	2010	NUM
ejif-6260	315	30	.	.	PUNCT
ejif-6260	316	1	[	[	X
ejif-6260	316	2	10	10	NUM
ejif-6260	316	3	]	]	X
ejif-6260	316	4	i.	i.	PROPN
ejif-6260	316	5	warde	warde	PROPN
ejif-6260	316	6	,	,	PUNCT
ejif-6260	316	7	"	"	PUNCT
ejif-6260	316	8	islamic	islamic	ADJ
ejif-6260	316	9	finance	finance	NOUN
ejif-6260	316	10	in	in	ADP
ejif-6260	316	11	the	the	DET
ejif-6260	316	12	global	global	ADJ
ejif-6260	316	13	economy	economy	NOUN
ejif-6260	316	14	"	"	PUNCT
ejif-6260	316	15	,	,	PUNCT
ejif-6260	316	16	edinburgh	edinburgh	PROPN
ejif-6260	316	17	university	university	PROPN
ejif-6260	316	18	press	press	NOUN
ejif-6260	316	19	,	,	PUNCT
ejif-6260	316	20	2000	2000	NUM
ejif-6260	316	21	.	.	PUNCT
ejif-6260	317	1	[	[	X
ejif-6260	317	2	11	11	NUM
ejif-6260	317	3	]	]	PUNCT
ejif-6260	317	4	s.	s.	PROPN
ejif-6260	317	5	cevik	cevik	PROPN
ejif-6260	317	6	and	and	CCONJ
ejif-6260	317	7	j.	j.	PROPN
ejif-6260	317	8	charap	charap	PROPN
ejif-6260	317	9	,	,	PUNCT
ejif-6260	317	10	the	the	DET
ejif-6260	317	11	behavior	behavior	NOUN
ejif-6260	317	12	of	of	ADP
ejif-6260	317	13	conventional	conventional	ADJ
ejif-6260	317	14	and	and	CCONJ
ejif-6260	317	15	islamic	islamic	ADJ
ejif-6260	317	16	bank	bank	PROPN
ejif-6260	317	17	deposit	deposit	NOUN
ejif-6260	317	18	returns	return	NOUN
ejif-6260	317	19	in	in	ADP
ejif-6260	317	20	malaysia	malaysia	PROPN
ejif-6260	317	21	and	and	CCONJ
ejif-6260	317	22	turkey	turkey	PROPN
ejif-6260	317	23	,	,	PUNCT
ejif-6260	317	24	imf	imf	PROPN
ejif-6260	317	25	,	,	PUNCT
ejif-6260	317	26	wp/11/156	wp/11/156	PROPN
ejif-6260	317	27	.	.	PUNCT
ejif-6260	318	1	in	in	ADP
ejif-6260	318	2	2010	2010	NUM
ejif-6260	318	3	,	,	PUNCT
ejif-6260	318	4	a	a	DET
ejif-6260	318	5	preliminary	preliminary	ADJ
ejif-6260	318	6	investigation	investigation	NOUN
ejif-6260	318	7	showed	show	VERB
ejif-6260	318	8	furthermore	furthermore	ADV
ejif-6260	318	9	that	that	SCONJ
ejif-6260	318	10	,	,	PUNCT
ejif-6260	318	11	three	three	NUM
ejif-6260	318	12	decades	decade	NOUN
ejif-6260	318	13	after	after	ADP
ejif-6260	318	14	its	its	PRON
ejif-6260	318	15	introduction	introduction	NOUN
ejif-6260	318	16	,	,	PUNCT
ejif-6260	318	17	there	there	PRON
ejif-6260	318	18	remained	remain	VERB
ejif-6260	318	19	substantial	substantial	ADJ
ejif-6260	318	20	divergences	divergence	NOUN
ejif-6260	318	21	between	between	ADP
ejif-6260	318	22	islamic	islamic	ADJ
ejif-6260	318	23	banking	banking	NOUN
ejif-6260	318	24	and	and	CCONJ
ejif-6260	318	25	finance	finance	NOUN
ejif-6260	318	26	’s	’s	PART
ejif-6260	318	27	ideals	ideal	NOUN
ejif-6260	318	28	and	and	CCONJ
ejif-6260	318	29	its	its	PRON
ejif-6260	318	30	practices	practice	NOUN
ejif-6260	318	31	,	,	PUNCT
ejif-6260	318	32	and	and	CCONJ
ejif-6260	318	33	much	much	ADJ
ejif-6260	318	34	of	of	ADP
ejif-6260	318	35	islamic	islamic	ADJ
ejif-6260	318	36	banking	banking	NOUN
ejif-6260	318	37	and	and	CCONJ
ejif-6260	318	38	finance	finance	NOUN
ejif-6260	318	39	still	still	ADV
ejif-6260	318	40	remained	remain	VERB
ejif-6260	318	41	functionally	functionally	ADV
ejif-6260	318	42	indistinguishable	indistinguishable	ADJ
ejif-6260	318	43	from	from	ADP
ejif-6260	318	44	conventional	conventional	ADJ
ejif-6260	318	45	banking	banking	NOUN
ejif-6260	318	46	.	.	PUNCT
ejif-6260	319	1	see	see	VERB
ejif-6260	319	2	f.	f.	PROPN
ejif-6260	319	3	khan	khan	PROPN
ejif-6260	319	4	,	,	PUNCT
ejif-6260	319	5	how	how	SCONJ
ejif-6260	319	6	‘	'	PUNCT
ejif-6260	319	7	islamic	islamic	ADJ
ejif-6260	319	8	’	'	PUNCT
ejif-6260	319	9	is	be	AUX
ejif-6260	319	10	islamic	islamic	ADJ
ejif-6260	319	11	banking	banking	NOUN
ejif-6260	319	12	?	?	PUNCT
ejif-6260	319	13	,	,	PUNCT
ejif-6260	319	14	journal	journal	NOUN
ejif-6260	319	15	of	of	ADP
ejif-6260	319	16	economic	economic	ADJ
ejif-6260	319	17	behavior	behavior	NOUN
ejif-6260	319	18	&	&	CCONJ
ejif-6260	319	19	organization	organization	PROPN
ejif-6260	319	20	,	,	PUNCT
ejif-6260	319	21	76	76	NUM
ejif-6260	319	22	(	(	PUNCT
ejif-6260	319	23	2010	2010	NUM
ejif-6260	319	24	)	)	PUNCT
ejif-6260	319	25	.	.	PUNCT
ejif-6260	320	1	[	[	X
ejif-6260	320	2	12	12	NUM
ejif-6260	320	3	]	]	PUNCT
ejif-6260	320	4	b.	b.	PROPN
ejif-6260	320	5	akhtar	akhtar	PROPN
ejif-6260	320	6	,	,	PUNCT
ejif-6260	320	7	w.	w.	PROPN
ejif-6260	320	8	akhter	akhter	PROPN
ejif-6260	320	9	,	,	PUNCT
ejif-6260	320	10	and	and	CCONJ
ejif-6260	320	11	m.	m.	PROPN
ejif-6260	320	12	shahbaz	shahbaz	PROPN
ejif-6260	320	13	,	,	PUNCT
ejif-6260	320	14	(	(	PUNCT
ejif-6260	320	15	2017	2017	NUM
ejif-6260	320	16	)	)	PUNCT
ejif-6260	320	17	,	,	PUNCT
ejif-6260	320	18	"	"	PUNCT
ejif-6260	320	19	determinants	determinant	NOUN
ejif-6260	320	20	of	of	ADP
ejif-6260	320	21	deposits	deposit	NOUN
ejif-6260	320	22	in	in	ADP
ejif-6260	320	23	conventional	conventional	ADJ
ejif-6260	320	24	and	and	CCONJ
ejif-6260	320	25	islamic	islamic	ADJ
ejif-6260	320	26	banking	banking	NOUN
ejif-6260	320	27	:	:	PUNCT
ejif-6260	320	28	a	a	DET
ejif-6260	320	29	case	case	NOUN
ejif-6260	320	30	of	of	ADP
ejif-6260	320	31	an	an	DET
ejif-6260	320	32	emerging	emerge	VERB
ejif-6260	320	33	economy	economy	NOUN
ejif-6260	320	34	"	"	PUNCT
ejif-6260	320	35	,	,	PUNCT
ejif-6260	320	36	international	international	ADJ
ejif-6260	320	37	journal	journal	NOUN
ejif-6260	320	38	of	of	ADP
ejif-6260	320	39	emerging	emerge	VERB
ejif-6260	320	40	markets	market	NOUN
ejif-6260	320	41	,	,	PUNCT
ejif-6260	320	42	vol	vol	NOUN
ejif-6260	320	43	.	.	PROPN
ejif-6260	320	44	12	12	NUM
ejif-6260	320	45	no	no	NOUN
ejif-6260	320	46	.	.	NOUN
ejif-6260	320	47	2	2	NUM
ejif-6260	320	48	,	,	PUNCT
ejif-6260	320	49	pp	pp	ADJ
ejif-6260	320	50	.	.	PUNCT
ejif-6260	321	1	296	296	NUM
ejif-6260	321	2	-	-	SYM
ejif-6260	321	3	309	309	NUM
ejif-6260	321	4	.	.	PUNCT
ejif-6260	322	1	[	[	X
ejif-6260	322	2	13	13	NUM
ejif-6260	322	3	]	]	X
ejif-6260	322	4	e.	e.	PROPN
ejif-6260	322	5	smolo	smolo	PROPN
ejif-6260	322	6	,	,	PUNCT
ejif-6260	322	7	m.	m.	NOUN
ejif-6260	322	8	šeho	šeho	PROPN
ejif-6260	322	9	and	and	CCONJ
ejif-6260	322	10	m.	m.	PROPN
ejif-6260	322	11	kabir	kabir	PROPN
ejif-6260	322	12	hassan	hassan	PROPN
ejif-6260	322	13	,	,	PUNCT
ejif-6260	322	14	"	"	PUNCT
ejif-6260	322	15	development	development	NOUN
ejif-6260	322	16	of	of	ADP
ejif-6260	322	17	islamic	islamic	ADJ
ejif-6260	322	18	finance	finance	NOUN
ejif-6260	322	19	in	in	ADP
ejif-6260	322	20	bosnia	bosnia	PROPN
ejif-6260	322	21	and	and	CCONJ
ejif-6260	322	22	herzegovina	herzegovina	PROPN
ejif-6260	322	23	"	"	PUNCT
ejif-6260	322	24	,	,	PUNCT
ejif-6260	322	25	journal	journal	NOUN
ejif-6260	322	26	of	of	ADP
ejif-6260	322	27	economic	economic	ADJ
ejif-6260	322	28	cooperation	cooperation	NOUN
ejif-6260	322	29	and	and	CCONJ
ejif-6260	322	30	development	development	NOUN
ejif-6260	322	31	,	,	PUNCT
ejif-6260	322	32	41	41	NUM
ejif-6260	322	33	,	,	PUNCT
ejif-6260	322	34	2020	2020	NUM
ejif-6260	322	35	.	.	PUNCT
ejif-6260	323	1	[	[	X
ejif-6260	323	2	14	14	NUM
ejif-6260	323	3	]	]	X
ejif-6260	323	4	i.	i.	PROPN
ejif-6260	323	5	moise	moise	PROPN
ejif-6260	323	6	,	,	PUNCT
ejif-6260	323	7	“	"	PUNCT
ejif-6260	323	8	cash	cash	NOUN
ejif-6260	323	9	-	-	PUNCT
ejif-6260	323	10	rich	rich	ADJ
ejif-6260	323	11	banks	bank	NOUN
ejif-6260	323	12	seek	seek	VERB
ejif-6260	323	13	to	to	PART
ejif-6260	323	14	cut	cut	VERB
ejif-6260	323	15	deposits	deposit	NOUN
ejif-6260	323	16	,	,	PUNCT
ejif-6260	323	17	jpmorgan	jpmorgan	PROPN
ejif-6260	323	18	and	and	CCONJ
ejif-6260	323	19	citi	citi	PROPN
ejif-6260	323	20	take	take	VERB
ejif-6260	323	21	step	step	NOUN
ejif-6260	323	22	to	to	PART
ejif-6260	323	23	avoid	avoid	VERB
ejif-6260	323	24	additional	additional	ADJ
ejif-6260	323	25	capital	capital	NOUN
ejif-6260	323	26	requirements	requirement	NOUN
ejif-6260	323	27	"	"	PUNCT
ejif-6260	323	28	,	,	PUNCT
ejif-6260	323	29	financial	financial	ADJ
ejif-6260	323	30	times	time	NOUN
ejif-6260	323	31	,	,	PUNCT
ejif-6260	323	32	5	5	NUM
ejif-6260	323	33	may	may	NOUN
ejif-6260	323	34	,	,	PUNCT
ejif-6260	323	35	2021	2021	NUM
ejif-6260	323	36	.	.	PUNCT
ejif-6260	324	1	[	[	X
ejif-6260	324	2	15	15	NUM
ejif-6260	324	3	]	]	X
ejif-6260	324	4	k.b	k.b	PROPN
ejif-6260	324	5	.	.	PROPN
ejif-6260	324	6	jedidia	jedidia	PROPN
ejif-6260	324	7	and	and	CCONJ
ejif-6260	324	8	f.	f.	PROPN
ejif-6260	324	9	boubakri	boubakri	PROPN
ejif-6260	324	10	,	,	PUNCT
ejif-6260	324	11	“	"	PUNCT
ejif-6260	324	12	islamic	islamic	ADJ
ejif-6260	324	13	banking	banking	NOUN
ejif-6260	324	14	and	and	CCONJ
ejif-6260	324	15	the	the	DET
ejif-6260	324	16	perspectives	perspective	NOUN
ejif-6260	324	17	of	of	ADP
ejif-6260	324	18	savings	saving	NOUN
ejif-6260	324	19	mobilization	mobilization	NOUN
ejif-6260	324	20	in	in	ADP
ejif-6260	324	21	tunisia	tunisia	PROPN
ejif-6260	324	22	”	"	PUNCT
ejif-6260	324	23	,	,	PUNCT
ejif-6260	324	24	journal	journal	NOUN
ejif-6260	324	25	of	of	ADP
ejif-6260	324	26	islamic	islamic	ADJ
ejif-6260	324	27	financial	financial	ADJ
ejif-6260	324	28	studies	study	NOUN
ejif-6260	324	29	,	,	PUNCT
ejif-6260	324	30	december	december	PROPN
ejif-6260	324	31	,	,	PUNCT
ejif-6260	324	32	2018	2018	NUM
ejif-6260	324	33	.	.	PUNCT
ejif-6260	325	1	[	[	X
ejif-6260	325	2	16	16	NUM
ejif-6260	325	3	]	]	PUNCT
ejif-6260	325	4	this	this	DET
ejif-6260	325	5	provision	provision	NOUN
ejif-6260	325	6	is	be	AUX
ejif-6260	325	7	much	much	ADV
ejif-6260	325	8	more	more	ADJ
ejif-6260	325	9	all	all	PRON
ejif-6260	325	10	encompassing	encompass	VERB
ejif-6260	325	11	than	than	ADP
ejif-6260	325	12	the	the	DET
ejif-6260	325	13	anti	anti	ADJ
ejif-6260	325	14	-	-	ADJ
ejif-6260	325	15	money	money	ADJ
ejif-6260	325	16	laundering	laundering	NOUN
ejif-6260	325	17	legislation	legislation	NOUN
ejif-6260	325	18	envisaged	envisage	VERB
ejif-6260	325	19	in	in	ADP
ejif-6260	325	20	western	western	ADJ
ejif-6260	325	21	countries	country	NOUN
ejif-6260	325	22	,	,	PUNCT
ejif-6260	325	23	as	as	SCONJ
ejif-6260	325	24	a	a	DET
ejif-6260	325	25	higher	high	ADJ
ejif-6260	325	26	number	number	NOUN
ejif-6260	325	27	of	of	ADP
ejif-6260	325	28	banned	ban	VERB
ejif-6260	325	29	activities	activity	NOUN
ejif-6260	325	30	are	be	AUX
ejif-6260	325	31	envisaged	envisage	VERB
ejif-6260	325	32	.	.	PUNCT
ejif-6260	326	1	in	in	ADP
ejif-6260	326	2	the	the	DET
ejif-6260	326	3	latter	latter	ADJ
ejif-6260	326	4	,	,	PUNCT
ejif-6260	326	5	if	if	SCONJ
ejif-6260	326	6	the	the	DET
ejif-6260	326	7	sums	sum	NOUN
ejif-6260	326	8	derive	derive	VERB
ejif-6260	326	9	from	from	ADP
ejif-6260	326	10	illegal	illegal	ADJ
ejif-6260	326	11	activities	activity	NOUN
ejif-6260	326	12	,	,	PUNCT
ejif-6260	326	13	in	in	ADP
ejif-6260	326	14	accordance	accordance	NOUN
ejif-6260	326	15	with	with	ADP
ejif-6260	326	16	anti	anti	ADJ
ejif-6260	326	17	-	-	ADJ
ejif-6260	326	18	money	money	ADJ
ejif-6260	326	19	laundering	laundering	NOUN
ejif-6260	326	20	provisions	provision	NOUN
ejif-6260	326	21	,	,	PUNCT
ejif-6260	326	22	the	the	DET
ejif-6260	326	23	bank	bank	NOUN
ejif-6260	326	24	shall	shall	AUX
ejif-6260	326	25	block	block	VERB
ejif-6260	326	26	the	the	DET
ejif-6260	326	27	account	account	NOUN
ejif-6260	326	28	and	and	CCONJ
ejif-6260	326	29	report	report	VERB
ejif-6260	326	30	them	they	PRON
ejif-6260	326	31	to	to	ADP
ejif-6260	326	32	the	the	DET
ejif-6260	326	33	competent	competent	ADJ
ejif-6260	326	34	authorities	authority	NOUN
ejif-6260	326	35	.	.	PUNCT
ejif-6260	327	1	as	as	ADP
ejif-6260	327	2	part	part	NOUN
ejif-6260	327	3	of	of	ADP
ejif-6260	327	4	the	the	DET
ejif-6260	327	5	beneficial	beneficial	ADJ
ejif-6260	327	6	owner	owner	NOUN
ejif-6260	327	7	audit	audit	NOUN
ejif-6260	327	8	information	information	NOUN
ejif-6260	327	9	activity	activity	NOUN
ejif-6260	327	10	,	,	PUNCT
ejif-6260	327	11	the	the	DET
ejif-6260	327	12	opening	opening	NOUN
ejif-6260	327	13	of	of	ADP
ejif-6260	327	14	ongoing	ongoing	ADJ
ejif-6260	327	15	relationships	relationship	NOUN
ejif-6260	327	16	or	or	CCONJ
ejif-6260	327	17	the	the	DET
ejif-6260	327	18	execution	execution	NOUN
ejif-6260	327	19	of	of	ADP
ejif-6260	327	20	occasional	occasional	ADJ
ejif-6260	327	21	transactions	transaction	NOUN
ejif-6260	327	22	is	be	AUX
ejif-6260	327	23	prohibited	prohibit	VERB
ejif-6260	327	24	if	if	SCONJ
ejif-6260	327	25	:	:	PUNCT
ejif-6260	327	26	i	i	NOUN
ejif-6260	327	27	)	)	PUNCT
ejif-6260	327	28	the	the	DET
ejif-6260	327	29	customer	customer	NOUN
ejif-6260	327	30	refuses	refuse	VERB
ejif-6260	327	31	to	to	PART
ejif-6260	327	32	provide	provide	VERB
ejif-6260	327	33	information	information	NOUN
ejif-6260	327	34	regarding	regard	VERB
ejif-6260	327	35	the	the	DET
ejif-6260	327	36	existence	existence	NOUN
ejif-6260	327	37	or	or	CCONJ
ejif-6260	327	38	not	not	PART
ejif-6260	327	39	of	of	ADP
ejif-6260	327	40	beneficial	beneficial	ADJ
ejif-6260	327	41	owner	owner	NOUN
ejif-6260	327	42	;	;	PUNCT
ejif-6260	327	43	ii	ii	X
ejif-6260	327	44	)	)	PUNCT
ejif-6260	327	45	the	the	DET
ejif-6260	327	46	customer	customer	NOUN
ejif-6260	327	47	is	be	AUX
ejif-6260	327	48	unable	unable	ADJ
ejif-6260	327	49	to	to	PART
ejif-6260	327	50	provide	provide	VERB
ejif-6260	327	51	the	the	DET
ejif-6260	327	52	information	information	NOUN
ejif-6260	327	53	relating	relate	VERB
ejif-6260	327	54	to	to	ADP
ejif-6260	327	55	the	the	DET
ejif-6260	327	56	beneficial	beneficial	ADJ
ejif-6260	327	57	owner	owner	NOUN
ejif-6260	327	58	or	or	CCONJ
ejif-6260	327	59	can	can	AUX
ejif-6260	327	60	not	not	PART
ejif-6260	327	61	update	update	VERB
ejif-6260	327	62	such	such	ADJ
ejif-6260	327	63	information	information	NOUN
ejif-6260	327	64	and	and	CCONJ
ejif-6260	327	65	the	the	DET
ejif-6260	327	66	information	information	NOUN
ejif-6260	327	67	is	be	AUX
ejif-6260	327	68	not	not	PART
ejif-6260	327	69	available	available	ADJ
ejif-6260	327	70	from	from	ADP
ejif-6260	327	71	different	different	ADJ
ejif-6260	327	72	and	and	CCONJ
ejif-6260	327	73	reliable	reliable	ADJ
ejif-6260	327	74	sources	source	NOUN
ejif-6260	327	75	;	;	PUNCT
ejif-6260	327	76	iii	iii	X
ejif-6260	327	77	)	)	PUNCT
ejif-6260	327	78	the	the	DET
ejif-6260	327	79	statement	statement	NOUN
ejif-6260	327	80	made	make	VERB
ejif-6260	327	81	by	by	ADP
ejif-6260	327	82	the	the	DET
ejif-6260	327	83	customer	customer	NOUN
ejif-6260	327	84	and	and	CCONJ
ejif-6260	327	85	the	the	DET
ejif-6260	327	86	evidence	evidence	NOUN
ejif-6260	327	87	collected	collect	VERB
ejif-6260	327	88	by	by	ADP
ejif-6260	327	89	the	the	DET
ejif-6260	327	90	bank	bank	NOUN
ejif-6260	327	91	(	(	PUNCT
ejif-6260	327	92	including	include	VERB
ejif-6260	327	93	as	as	ADP
ejif-6260	327	94	part	part	NOUN
ejif-6260	327	95	of	of	ADP
ejif-6260	327	96	the	the	DET
ejif-6260	327	97	credit	credit	NOUN
ejif-6260	327	98	process	process	NOUN
ejif-6260	327	99	,	,	PUNCT
ejif-6260	327	100	in	in	ADP
ejif-6260	327	101	case	case	NOUN
ejif-6260	327	102	of	of	ADP
ejif-6260	327	103	borrower	borrower	NOUN
ejif-6260	327	104	)	)	PUNCT
ejif-6260	327	105	do	do	AUX
ejif-6260	327	106	not	not	PART
ejif-6260	327	107	match	match	VERB
ejif-6260	327	108	and	and	CCONJ
ejif-6260	327	109	the	the	DET
ejif-6260	327	110	customer	customer	NOUN
ejif-6260	327	111	confirms	confirm	VERB
ejif-6260	327	112	the	the	DET
ejif-6260	327	113	indications	indication	NOUN
ejif-6260	327	114	provided	provide	VERB
ejif-6260	327	115	without	without	ADP
ejif-6260	327	116	adequately	adequately	ADV
ejif-6260	327	117	showing	show	VERB
ejif-6260	327	118	the	the	DET
ejif-6260	327	119	reasons	reason	NOUN
ejif-6260	327	120	why	why	SCONJ
ejif-6260	327	121	there	there	PRON
ejif-6260	327	122	are	be	VERB
ejif-6260	327	123	no	no	DET
ejif-6260	327	124	beneficial	beneficial	ADJ
ejif-6260	327	125	owners	owner	NOUN
ejif-6260	327	126	or	or	CCONJ
ejif-6260	327	127	different	different	ADJ
ejif-6260	327	128	persons	person	NOUN
ejif-6260	327	129	than	than	SCONJ
ejif-6260	327	130	those	those	PRON
ejif-6260	327	131	declared	declare	VERB
ejif-6260	327	132	to	to	PART
ejif-6260	327	133	be	be	AUX
ejif-6260	327	134	beneficial	beneficial	ADJ
ejif-6260	327	135	owners	owner	NOUN
ejif-6260	327	136	are	be	AUX
ejif-6260	327	137	found	find	VERB
ejif-6260	327	138	to	to	PART
ejif-6260	327	139	exist	exist	VERB
ejif-6260	327	140	.	.	PUNCT
ejif-6260	328	1	in	in	ADP
ejif-6260	328	2	these	these	DET
ejif-6260	328	3	cases	case	NOUN
ejif-6260	328	4	,	,	PUNCT
ejif-6260	328	5	an	an	DET
ejif-6260	328	6	assessment	assessment	NOUN
ejif-6260	328	7	must	must	AUX
ejif-6260	328	8	be	be	AUX
ejif-6260	328	9	made	make	VERB
ejif-6260	328	10	regarding	regard	VERB
ejif-6260	328	11	whether	whether	SCONJ
ejif-6260	328	12	to	to	PART
ejif-6260	328	13	initiate	initiate	VERB
ejif-6260	328	14	the	the	DET
ejif-6260	328	15	suspicious	suspicious	ADJ
ejif-6260	328	16	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	NOUN
ejif-6260	328	17	https://www.cia.gov/	https://www.cia.gov/	PROPN
ejif-6260	328	18	64	64	NUM
ejif-6260	328	19	european	european	ADJ
ejif-6260	328	20	journal	journal	PROPN
ejif-6260	328	21	of	of	ADP
ejif-6260	328	22	islamic	islamic	PROPN
ejif-6260	328	23	finance	finance	PROPN
ejif-6260	328	24	issn	issn	PROPN
ejif-6260	328	25	:	:	PUNCT
ejif-6260	328	26	2421	2421	NUM
ejif-6260	328	27	-	-	SYM
ejif-6260	328	28	2172	2172	NUM
ejif-6260	328	29	doi	doi	NOUN
ejif-6260	328	30	:	:	PUNCT
ejif-6260	328	31	10.13135/2421	10.13135/2421	NUM
ejif-6260	328	32	-	-	SYM
ejif-6260	328	33	2172/6260	2172/6260	NUM
ejif-6260	328	34	published	publish	VERB
ejif-6260	328	35	by	by	ADP
ejif-6260	328	36	university	university	PROPN
ejif-6260	328	37	of	of	ADP
ejif-6260	328	38	turin	turin	PROPN
ejif-6260	329	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-6260	329	2	ejif	ejif	PROPN
ejif-6260	329	3	content	content	NOUN
ejif-6260	329	4	is	be	AUX
ejif-6260	329	5	licensed	license	VERB
ejif-6260	329	6	under	under	ADP
ejif-6260	329	7	a	a	DET
ejif-6260	329	8	creative	creative	ADJ
ejif-6260	329	9	commons	common	NOUN
ejif-6260	329	10	attribution	attribution	NOUN
ejif-6260	329	11	4.0	4.0	NUM
ejif-6260	329	12	international	international	ADJ
ejif-6260	329	13	license	license	NOUN
ejif-6260	329	14	received	receive	VERB
ejif-6260	329	15	:	:	PUNCT
ejif-6260	329	16	22/11/2021	22/11/2021	NUM
ejif-6260	329	17	accepted	accept	VERB
ejif-6260	329	18	for	for	ADP
ejif-6260	329	19	publication	publication	NOUN
ejif-6260	329	20	:	:	PUNCT
ejif-6260	329	21	03/03/2022	03/03/2022	NOUN
ejif-6260	329	22	published	publish	VERB
ejif-6260	329	23	:	:	PUNCT
ejif-6260	329	24	22/04/2022	22/04/2022	NUM
ejif-6260	329	25	activity	activity	NOUN
ejif-6260	329	26	report	report	NOUN
ejif-6260	329	27	procedure	procedure	NOUN
ejif-6260	329	28	in	in	ADP
ejif-6260	329	29	accordance	accordance	NOUN
ejif-6260	329	30	with	with	ADP
ejif-6260	329	31	the	the	DET
ejif-6260	329	32	criteria	criterion	NOUN
ejif-6260	329	33	defined	define	VERB
ejif-6260	329	34	in	in	ADP
ejif-6260	329	35	the	the	DET
ejif-6260	329	36	anti	anti	ADJ
ejif-6260	329	37	-	-	ADJ
ejif-6260	329	38	money	money	ADJ
ejif-6260	329	39	laundering	laundering	NOUN
ejif-6260	329	40	legislation	legislation	NOUN
ejif-6260	329	41	in	in	ADP
ejif-6260	329	42	force	force	NOUN
ejif-6260	329	43	.	.	PUNCT
ejif-6260	330	1	[	[	X
ejif-6260	330	2	17	17	NUM
ejif-6260	330	3	]	]	X
ejif-6260	330	4	world	world	PROPN
ejif-6260	330	5	bank	bank	PROPN
ejif-6260	330	6	and	and	CCONJ
ejif-6260	330	7	islamic	islamic	PROPN
ejif-6260	330	8	development	development	PROPN
ejif-6260	330	9	bank	bank	PROPN
ejif-6260	330	10	group	group	NOUN
ejif-6260	330	11	,	,	PUNCT
ejif-6260	330	12	"	"	PUNCT
ejif-6260	330	13	mobilizing	mobilize	VERB
ejif-6260	330	14	islamic	islamic	ADJ
ejif-6260	330	15	finance	finance	NOUN
ejif-6260	330	16	for	for	ADP
ejif-6260	330	17	infrastructure	infrastructure	NOUN
ejif-6260	330	18	public	public	ADJ
ejif-6260	330	19	-	-	PUNCT
ejif-6260	330	20	private	private	ADJ
ejif-6260	330	21	parnerships	parnership	NOUN
ejif-6260	330	22	"	"	PUNCT
ejif-6260	330	23	,	,	PUNCT
ejif-6260	330	24	2018	2018	NUM
ejif-6260	330	25	.	.	PUNCT
ejif-6260	331	1	[	[	X
ejif-6260	331	2	18	18	NUM
ejif-6260	331	3	]	]	X
ejif-6260	331	4	r.	r.	PROPN
ejif-6260	331	5	hamaui	hamaui	ADV
ejif-6260	331	6	,	,	PUNCT
ejif-6260	331	7	m.	m.	NOUN
ejif-6260	331	8	mauri	mauri	NOUN
ejif-6260	331	9	,	,	PUNCT
ejif-6260	331	10	"	"	PUNCT
ejif-6260	331	11	economia	economia	X
ejif-6260	331	12	e	e	PROPN
ejif-6260	331	13	finanza	finanza	PROPN
ejif-6260	331	14	islamica	islamica	PROPN
ejif-6260	331	15	"	"	PUNCT
ejif-6260	332	1	[	[	X
ejif-6260	332	2	islamic	islamic	ADJ
ejif-6260	332	3	economy	economy	NOUN
ejif-6260	332	4	and	and	CCONJ
ejif-6260	332	5	finance	finance	NOUN
ejif-6260	332	6	]	]	PUNCT
ejif-6260	332	7	,	,	PUNCT
ejif-6260	332	8	il	il	PROPN
ejif-6260	332	9	mulino	mulino	PROPN
ejif-6260	332	10	,	,	PUNCT
ejif-6260	332	11	2009	2009	NUM
ejif-6260	332	12	.	.	PUNCT
ejif-6260	333	1	[	[	X
ejif-6260	333	2	19	19	NUM
ejif-6260	333	3	]	]	X
ejif-6260	333	4	institute	institute	NOUN
ejif-6260	333	5	of	of	ADP
ejif-6260	333	6	islamic	islamic	PROPN
ejif-6260	333	7	banking	banking	PROPN
ejif-6260	333	8	and	and	CCONJ
ejif-6260	333	9	insurance	insurance	NOUN
ejif-6260	333	10	(	(	PUNCT
ejif-6260	333	11	iibi	iibi	NOUN
ejif-6260	333	12	)	)	PUNCT
ejif-6260	333	13	,	,	PUNCT
ejif-6260	333	14	"	"	PUNCT
ejif-6260	333	15	islamic	islamic	ADJ
ejif-6260	333	16	banking	banking	NOUN
ejif-6260	333	17	and	and	CCONJ
ejif-6260	333	18	its	its	PRON
ejif-6260	333	19	problems	problem	NOUN
ejif-6260	333	20	"	"	PUNCT
ejif-6260	333	21	,	,	PUNCT
ejif-6260	333	22	1993	1993	NUM
ejif-6260	333	23	,	,	PUNCT
ejif-6260	333	24	london	london	PROPN
ejif-6260	333	25	.	.	PUNCT
ejif-6260	334	1	[	[	X
ejif-6260	334	2	20	20	NUM
ejif-6260	334	3	]	]	SYM
ejif-6260	334	4	s.b	s.b	PROPN
ejif-6260	334	5	.	.	PROPN
ejif-6260	334	6	naceur	naceur	PROPN
ejif-6260	334	7	,	,	PUNCT
ejif-6260	334	8	a.	a.	PROPN
ejif-6260	334	9	barajas	barajas	PROPN
ejif-6260	334	10	,	,	PUNCT
ejif-6260	334	11	and	and	CCONJ
ejif-6260	334	12	a.	a.	NOUN
ejif-6260	334	13	massara	massara	PROPN
ejif-6260	334	14	,	,	PUNCT
ejif-6260	334	15	"	"	PUNCT
ejif-6260	334	16	can	can	AUX
ejif-6260	334	17	islamic	islamic	VERB
ejif-6260	334	18	banking	banking	NOUN
ejif-6260	334	19	increase	increase	VERB
ejif-6260	334	20	financial	financial	ADJ
ejif-6260	334	21	inclusion	inclusion	NOUN
ejif-6260	334	22	?	?	PUNCT
ejif-6260	334	23	"	"	PUNCT
ejif-6260	334	24	,	,	PUNCT
ejif-6260	334	25	imf	imf	PROPN
ejif-6260	334	26	,	,	PUNCT
ejif-6260	334	27	wp/15/31	wp/15/31	PROPN
ejif-6260	334	28	,	,	PUNCT
ejif-6260	334	29	2015	2015	NUM
ejif-6260	334	30	.	.	PUNCT
ejif-6260	335	1	[	[	X
ejif-6260	335	2	21	21	NUM
ejif-6260	335	3	]	]	PUNCT
ejif-6260	335	4	world	world	PROPN
ejif-6260	335	5	bank	bank	PROPN
ejif-6260	335	6	,	,	PUNCT
ejif-6260	335	7	global	global	ADJ
ejif-6260	335	8	financial	financial	ADJ
ejif-6260	335	9	inclusion	inclusion	NOUN
ejif-6260	335	10	database	database	NOUN
ejif-6260	335	11	(	(	PUNCT
ejif-6260	335	12	global	global	ADJ
ejif-6260	335	13	findex	findex	NOUN
ejif-6260	335	14	)	)	PUNCT
ejif-6260	335	15	,	,	PUNCT
ejif-6260	335	16	available	available	ADJ
ejif-6260	335	17	at	at	ADP
ejif-6260	335	18	https://data.worldbank.org/products/data-books/little-databook-on-financial-development	https://data.worldbank.org/products/data-books/little-databook-on-financial-development	NOUN
ejif-6260	335	19	.	.	PUNCT
ejif-6260	336	1	[	[	X
ejif-6260	336	2	22	22	NUM
ejif-6260	336	3	]	]	PUNCT
ejif-6260	336	4	a.	a.	NOUN
ejif-6260	336	5	demirguc	demirguc	PROPN
ejif-6260	336	6	-	-	PUNCT
ejif-6260	336	7	kunt	kunt	PROPN
ejif-6260	336	8	,	,	PUNCT
ejif-6260	336	9	k.	k.	PROPN
ejif-6260	336	10	leora	leora	PROPN
ejif-6260	336	11	,	,	PUNCT
ejif-6260	336	12	r.	r.	PROPN
ejif-6260	336	13	douglas	douglas	PROPN
ejif-6260	336	14	,	,	PUNCT
ejif-6260	336	15	"	"	PUNCT
ejif-6260	336	16	islamic	islamic	ADJ
ejif-6260	336	17	finance	finance	NOUN
ejif-6260	336	18	and	and	CCONJ
ejif-6260	336	19	financial	financial	ADJ
ejif-6260	336	20	inclusion	inclusion	NOUN
ejif-6260	336	21	:	:	PUNCT
ejif-6260	336	22	measuring	measure	VERB
ejif-6260	336	23	use	use	NOUN
ejif-6260	336	24	of	of	ADP
ejif-6260	336	25	and	and	CCONJ
ejif-6260	336	26	demand	demand	NOUN
ejif-6260	336	27	for	for	ADP
ejif-6260	336	28	formal	formal	ADJ
ejif-6260	336	29	financial	financial	ADJ
ejif-6260	336	30	services	service	NOUN
ejif-6260	336	31	among	among	ADP
ejif-6260	336	32	muslim	muslim	ADJ
ejif-6260	336	33	adults	adult	NOUN
ejif-6260	336	34	"	"	PUNCT
ejif-6260	336	35	,	,	PUNCT
ejif-6260	336	36	world	world	PROPN
ejif-6260	336	37	bank	bank	PROPN
ejif-6260	336	38	,	,	PUNCT
ejif-6260	336	39	policy	policy	NOUN
ejif-6260	336	40	research	research	NOUN
ejif-6260	336	41	working	working	NOUN
ejif-6260	336	42	paper	paper	NOUN
ejif-6260	336	43	6642/2013	6642/2013	NUM
ejif-6260	336	44	.	.	PUNCT
ejif-6260	337	1	[	[	X
ejif-6260	337	2	23	23	NUM
ejif-6260	337	3	]	]	X
ejif-6260	337	4	world	world	PROPN
ejif-6260	337	5	bank	bank	PROPN
ejif-6260	337	6	,	,	PUNCT
ejif-6260	337	7	"	"	PUNCT
ejif-6260	337	8	global	global	ADJ
ejif-6260	337	9	financial	financial	ADJ
ejif-6260	337	10	development	development	NOUN
ejif-6260	337	11	report	report	NOUN
ejif-6260	337	12	2014	2014	NUM
ejif-6260	337	13	:	:	PUNCT
ejif-6260	337	14	financial	financial	ADJ
ejif-6260	337	15	inclusion	inclusion	NOUN
ejif-6260	337	16	"	"	PUNCT
ejif-6260	337	17	,	,	PUNCT
ejif-6260	337	18	2014	2014	NUM
ejif-6260	337	19	.	.	PUNCT
ejif-6260	338	1	[	[	X
ejif-6260	338	2	24	24	NUM
ejif-6260	338	3	]	]	PUNCT
ejif-6260	338	4	world	world	PROPN
ejif-6260	338	5	bank	bank	PROPN
ejif-6260	338	6	,	,	PUNCT
ejif-6260	338	7	"	"	PUNCT
ejif-6260	338	8	leveraging	leverage	VERB
ejif-6260	338	9	islamic	islamic	ADJ
ejif-6260	338	10	fintech	fintech	NOUN
ejif-6260	338	11	to	to	PART
ejif-6260	338	12	improve	improve	VERB
ejif-6260	338	13	financial	financial	ADJ
ejif-6260	338	14	inclusion	inclusion	NOUN
ejif-6260	338	15	"	"	PUNCT
ejif-6260	338	16	,	,	PUNCT
ejif-6260	338	17	october	october	PROPN
ejif-6260	338	18	2020	2020	NUM
ejif-6260	338	19	.	.	PUNCT
ejif-6260	339	1	[	[	X
ejif-6260	339	2	25	25	NUM
ejif-6260	339	3	]	]	PUNCT
ejif-6260	339	4	world	world	PROPN
ejif-6260	339	5	bank	bank	PROPN
ejif-6260	339	6	,	,	PUNCT
ejif-6260	339	7	"	"	PUNCT
ejif-6260	339	8	islamic	islamic	ADJ
ejif-6260	339	9	finance	finance	NOUN
ejif-6260	339	10	.	.	PUNCT
ejif-6260	340	1	a	a	DET
ejif-6260	340	2	catalyst	catalyst	NOUN
ejif-6260	340	3	for	for	ADP
ejif-6260	340	4	shared	share	VERB
ejif-6260	340	5	prosperity	prosperity	NOUN
ejif-6260	340	6	?	?	PUNCT
ejif-6260	340	7	"	"	PUNCT
ejif-6260	340	8	,	,	PUNCT
ejif-6260	340	9	global	global	ADJ
ejif-6260	340	10	report	report	NOUN
ejif-6260	340	11	on	on	ADP
ejif-6260	340	12	islamic	islamic	ADJ
ejif-6260	340	13	finance	finance	NOUN
ejif-6260	340	14	,	,	PUNCT
ejif-6260	340	15	2016	2016	NUM
ejif-6260	340	16	.	.	PUNCT
ejif-6260	341	1	[	[	X
ejif-6260	341	2	26	26	NUM
ejif-6260	341	3	]	]	X
ejif-6260	341	4	moody	moody	PROPN
ejif-6260	341	5	's	's	PART
ejif-6260	341	6	,	,	PUNCT
ejif-6260	341	7	"	"	PUNCT
ejif-6260	341	8	growth	growth	NOUN
ejif-6260	341	9	prospects	prospect	NOUN
ejif-6260	341	10	remain	remain	VERB
ejif-6260	341	11	strong	strong	ADJ
ejif-6260	341	12	despite	despite	SCONJ
ejif-6260	341	13	challenges	challenge	NOUN
ejif-6260	341	14	from	from	ADP
ejif-6260	341	15	pandemic	pandemic	ADJ
ejif-6260	341	16	"	"	PUNCT
ejif-6260	341	17	,	,	PUNCT
ejif-6260	341	18	february	february	PROPN
ejif-6260	341	19	,	,	PUNCT
ejif-6260	341	20	2021	2021	NUM
ejif-6260	341	21	.	.	PUNCT
ejif-6260	342	1	[	[	X
ejif-6260	342	2	27	27	NUM
ejif-6260	342	3	]	]	PUNCT
ejif-6260	342	4	a.	a.	NOUN
ejif-6260	342	5	hauser	hauser	PROPN
ejif-6260	342	6	,	,	PUNCT
ejif-6260	342	7	"	"	PUNCT
ejif-6260	342	8	why	why	SCONJ
ejif-6260	342	9	islamic	islamic	ADJ
ejif-6260	342	10	finance	finance	NOUN
ejif-6260	342	11	has	have	VERB
ejif-6260	342	12	an	an	DET
ejif-6260	342	13	important	important	ADJ
ejif-6260	342	14	role	role	NOUN
ejif-6260	342	15	to	to	PART
ejif-6260	342	16	play	play	VERB
ejif-6260	342	17	in	in	ADP
ejif-6260	342	18	supporting	support	VERB
ejif-6260	342	19	the	the	DET
ejif-6260	342	20	recovery	recovery	NOUN
ejif-6260	342	21	from	from	ADP
ejif-6260	342	22	covid	covid	PROPN
ejif-6260	342	23	and	and	CCONJ
ejif-6260	342	24	how	how	SCONJ
ejif-6260	342	25	the	the	DET
ejif-6260	342	26	bank	bank	NOUN
ejif-6260	342	27	of	of	ADP
ejif-6260	342	28	england	england	PROPN
ejif-6260	342	29	's	's	PART
ejif-6260	342	30	new	new	ADJ
ejif-6260	342	31	alternative	alternative	ADJ
ejif-6260	342	32	liquidity	liquidity	NOUN
ejif-6260	342	33	facility	facility	NOUN
ejif-6260	342	34	can	can	AUX
ejif-6260	342	35	help	help	VERB
ejif-6260	342	36	"	"	PUNCT
ejif-6260	342	37	,	,	PUNCT
ejif-6260	342	38	uk	uk	PROPN
ejif-6260	342	39	islamic	islamic	ADJ
ejif-6260	342	40	finance	finance	PROPN
ejif-6260	342	41	week	week	NOUN
ejif-6260	342	42	2020	2020	NUM
ejif-6260	342	43	,	,	PUNCT
ejif-6260	342	44	december	december	PROPN
ejif-6260	342	45	,	,	PUNCT
ejif-6260	342	46	2020	2020	NUM
ejif-6260	342	47	.	.	PUNCT
ejif-6260	343	1	[	[	X
ejif-6260	343	2	28	28	NUM
ejif-6260	343	3	]	]	PUNCT
ejif-6260	343	4	k.	k.	PROPN
ejif-6260	344	1	long	long	ADV
ejif-6260	344	2	,	,	PUNCT
ejif-6260	344	3	"	"	PUNCT
ejif-6260	344	4	islamic	islamic	ADJ
ejif-6260	344	5	banking	banking	NOUN
ejif-6260	344	6	ripe	ripe	NOUN
ejif-6260	344	7	for	for	ADP
ejif-6260	344	8	esg	esg	PROPN
ejif-6260	344	9	rebrand	rebrand	NOUN
ejif-6260	344	10	"	"	PUNCT
ejif-6260	344	11	,	,	PUNCT
ejif-6260	344	12	interview	interview	NOUN
ejif-6260	344	13	with	with	ADP
ejif-6260	344	14	noripah	noripah	PROPN
ejif-6260	344	15	kamso	kamso	PROPN
ejif-6260	344	16	,	,	PUNCT
ejif-6260	344	17	former	former	ADJ
ejif-6260	344	18	chairwoman	chairwoman	NOUN
ejif-6260	344	19	of	of	ADP
ejif-6260	344	20	bank	bank	PROPN
ejif-6260	344	21	rakyat	rakyat	PROPN
ejif-6260	344	22	in	in	ADP
ejif-6260	344	23	malaysia	malaysia	PROPN
ejif-6260	344	24	,	,	PUNCT
ejif-6260	344	25	the	the	DET
ejif-6260	344	26	banker	banker	NOUN
ejif-6260	344	27	,	,	PUNCT
ejif-6260	344	28	2020	2020	NUM
ejif-6260	344	29	.	.	PUNCT
ejif-6260	345	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	NOUN