id	sid	tid	token	lemma	pos
ejif-6585	1	1	european	european	PROPN
ejif-6585	1	2	journal	journal	PROPN
ejif-6585	1	3	of	of	ADP
ejif-6585	1	4	islamic	islamic	PROPN
ejif-6585	1	5	finance	finance	PROPN
ejif-6585	1	6	issn	issn	PROPN
ejif-6585	1	7	:	:	PUNCT
ejif-6585	1	8	2421	2421	NUM
ejif-6585	1	9	-	-	SYM
ejif-6585	1	10	2172	2172	NUM
ejif-6585	1	11	doi	doi	NOUN
ejif-6585	1	12	:	:	PUNCT
ejif-6585	1	13	10.13135/2421	10.13135/2421	NUM
ejif-6585	1	14	-	-	SYM
ejif-6585	1	15	2172/6585published	2172/6585publishe	VERB
ejif-6585	1	16	by	by	ADP
ejif-6585	1	17	the	the	DET
ejif-6585	1	18	university	university	PROPN
ejif-6585	1	19	of	of	ADP
ejif-6585	1	20	turin	turin	PROPN
ejif-6585	2	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-6585	2	2	ejif	ejif	PROPN
ejif-6585	2	3	content	content	NOUN
ejif-6585	2	4	is	be	AUX
ejif-6585	2	5	licensed	license	VERB
ejif-6585	2	6	under	under	ADP
ejif-6585	2	7	a	a	DET
ejif-6585	2	8	creative	creative	ADJ
ejif-6585	2	9	commons	common	NOUN
ejif-6585	2	10	attribution	attribution	NOUN
ejif-6585	2	11	4.0	4.0	NUM
ejif-6585	2	12	international	international	ADJ
ejif-6585	2	13	license	license	NOUN
ejif-6585	2	14	received	receive	VERB
ejif-6585	2	15	:	:	PUNCT
ejif-6585	2	16	22/02/2022	22/02/2022	NUM
ejif-6585	2	17	accepted	accept	VERB
ejif-6585	2	18	for	for	ADP
ejif-6585	2	19	publication	publication	NOUN
ejif-6585	2	20	:	:	PUNCT
ejif-6585	2	21	23/12/2022	23/12/2022	NUM
ejif-6585	2	22	published	publish	VERB
ejif-6585	2	23	:	:	PUNCT
ejif-6585	2	24	29/12/2022	29/12/2022	NUM
ejif-6585	2	25	30	30	NUM
ejif-6585	2	26	the	the	DET
ejif-6585	2	27	role	role	NOUN
ejif-6585	2	28	of	of	ADP
ejif-6585	2	29	islamic	islamic	ADJ
ejif-6585	2	30	finance	finance	NOUN
ejif-6585	2	31	in	in	ADP
ejif-6585	2	32	unlocking	unlock	VERB
ejif-6585	2	33	the	the	DET
ejif-6585	2	34	potential	potential	NOUN
ejif-6585	2	35	of	of	ADP
ejif-6585	2	36	micro	micro	ADJ
ejif-6585	2	37	-	-	ADJ
ejif-6585	2	38	small	small	ADJ
ejif-6585	2	39	and	and	CCONJ
ejif-6585	2	40	medium	medium	ADJ
ejif-6585	2	41	-	-	PUNCT
ejif-6585	2	42	sized	sized	ADJ
ejif-6585	2	43	enterprises	enterprise	NOUN
ejif-6585	2	44	and	and	CCONJ
ejif-6585	2	45	the	the	DET
ejif-6585	2	46	role	role	NOUN
ejif-6585	2	47	of	of	ADP
ejif-6585	2	48	fintech	fintech	NOUN
ejif-6585	2	49	sara	sara	NOUN
ejif-6585	2	50	cherqaoui1	cherqaoui1	PROPN
ejif-6585	3	1	1	1	NUM
ejif-6585	3	2	hamad	hamad	PROPN
ejif-6585	3	3	bin	bin	PROPN
ejif-6585	3	4	khalifa	khalifa	PROPN
ejif-6585	3	5	university	university	PROPN
ejif-6585	3	6	,	,	PUNCT
ejif-6585	3	7	qatar	qatar	PROPN
ejif-6585	3	8	contact	contact	NOUN
ejif-6585	3	9	author	author	NOUN
ejif-6585	3	10	1	1	NUM
ejif-6585	3	11	:	:	PUNCT
ejif-6585	3	12	sara.cherqaoui@gmail.com	sara.cherqaoui@gmail.com	X
ejif-6585	3	13	abstract	abstract	ADJ
ejif-6585	3	14	this	this	DET
ejif-6585	3	15	paper	paper	NOUN
ejif-6585	3	16	aims	aim	VERB
ejif-6585	3	17	to	to	PART
ejif-6585	3	18	examine	examine	VERB
ejif-6585	3	19	the	the	DET
ejif-6585	3	20	role	role	NOUN
ejif-6585	3	21	of	of	ADP
ejif-6585	3	22	islamic	islamic	ADJ
ejif-6585	3	23	finance	finance	NOUN
ejif-6585	3	24	and	and	CCONJ
ejif-6585	3	25	technology	technology	NOUN
ejif-6585	3	26	in	in	ADP
ejif-6585	3	27	unlocking	unlock	VERB
ejif-6585	3	28	the	the	DET
ejif-6585	3	29	potential	potential	NOUN
ejif-6585	3	30	of	of	ADP
ejif-6585	3	31	msmes	msme	NOUN
ejif-6585	3	32	.	.	PUNCT
ejif-6585	4	1	in	in	ADP
ejif-6585	4	2	recent	recent	ADJ
ejif-6585	4	3	years	year	NOUN
ejif-6585	4	4	islamic	islamic	ADJ
ejif-6585	4	5	finance	finance	PROPN
ejif-6585	4	6	has	have	AUX
ejif-6585	4	7	enjoyed	enjoy	VERB
ejif-6585	4	8	rapid	rapid	ADJ
ejif-6585	4	9	growth	growth	NOUN
ejif-6585	4	10	,	,	PUNCT
ejif-6585	4	11	but	but	CCONJ
ejif-6585	4	12	several	several	ADJ
ejif-6585	4	13	challenges	challenge	NOUN
ejif-6585	4	14	remain	remain	VERB
ejif-6585	4	15	.	.	PUNCT
ejif-6585	5	1	data	datum	NOUN
ejif-6585	5	2	show	show	VERB
ejif-6585	5	3	significant	significant	ADJ
ejif-6585	5	4	unmet	unmet	NOUN
ejif-6585	5	5	demand	demand	NOUN
ejif-6585	5	6	for	for	ADP
ejif-6585	5	7	shariah	shariah	PROPN
ejif-6585	5	8	-	-	PUNCT
ejif-6585	5	9	compliant	compliant	ADJ
ejif-6585	5	10	financial	financial	ADJ
ejif-6585	5	11	services	service	NOUN
ejif-6585	5	12	,	,	PUNCT
ejif-6585	5	13	particularly	particularly	ADV
ejif-6585	5	14	among	among	ADP
ejif-6585	5	15	microsmall	microsmall	NOUN
ejif-6585	5	16	and	and	CCONJ
ejif-6585	5	17	medium	medium	ADJ
ejif-6585	5	18	-	-	PUNCT
ejif-6585	5	19	sized	sized	ADJ
ejif-6585	5	20	enterprises	enterprise	NOUN
ejif-6585	5	21	(	(	PUNCT
ejif-6585	5	22	msmes	msme	NOUN
ejif-6585	5	23	)	)	PUNCT
ejif-6585	5	24	.	.	PUNCT
ejif-6585	6	1	to	to	PART
ejif-6585	6	2	fill	fill	VERB
ejif-6585	6	3	this	this	DET
ejif-6585	6	4	financing	financing	NOUN
ejif-6585	6	5	gap	gap	NOUN
ejif-6585	6	6	,	,	PUNCT
ejif-6585	6	7	shariah	shariah	PROPN
ejif-6585	6	8	-	-	PUNCT
ejif-6585	6	9	compliant	compliant	ADJ
ejif-6585	6	10	products	product	NOUN
ejif-6585	6	11	offered	offer	VERB
ejif-6585	6	12	to	to	ADP
ejif-6585	6	13	msmes	msme	NOUN
ejif-6585	7	1	are	be	AUX
ejif-6585	7	2	mostly	mostly	ADV
ejif-6585	7	3	leasing	lease	VERB
ejif-6585	7	4	and	and	CCONJ
ejif-6585	7	5	asset	asset	NOUN
ejif-6585	7	6	resale	resale	NOUN
ejif-6585	7	7	arrangements	arrangement	NOUN
ejif-6585	7	8	,	,	PUNCT
ejif-6585	7	9	with	with	ADP
ejif-6585	7	10	very	very	ADV
ejif-6585	7	11	little	little	ADJ
ejif-6585	7	12	application	application	NOUN
ejif-6585	7	13	of	of	ADP
ejif-6585	7	14	profit	profit	NOUN
ejif-6585	7	15	and	and	CCONJ
ejif-6585	7	16	loss	loss	NOUN
ejif-6585	7	17	sharing	sharing	NOUN
ejif-6585	7	18	contracts	contract	NOUN
ejif-6585	7	19	.	.	PUNCT
ejif-6585	8	1	this	this	DET
ejif-6585	8	2	paper	paper	NOUN
ejif-6585	8	3	employs	employ	VERB
ejif-6585	8	4	a	a	DET
ejif-6585	8	5	qualitative	qualitative	ADJ
ejif-6585	8	6	research	research	NOUN
ejif-6585	8	7	method	method	NOUN
ejif-6585	8	8	to	to	PART
ejif-6585	8	9	look	look	VERB
ejif-6585	8	10	at	at	ADP
ejif-6585	8	11	the	the	DET
ejif-6585	8	12	role	role	NOUN
ejif-6585	8	13	of	of	ADP
ejif-6585	8	14	islamic	islamic	ADJ
ejif-6585	8	15	finance	finance	NOUN
ejif-6585	8	16	in	in	ADP
ejif-6585	8	17	unlocking	unlock	VERB
ejif-6585	8	18	the	the	DET
ejif-6585	8	19	potential	potential	NOUN
ejif-6585	8	20	of	of	ADP
ejif-6585	8	21	msmes	msme	NOUN
ejif-6585	8	22	.	.	PUNCT
ejif-6585	9	1	in	in	ADP
ejif-6585	9	2	addition	addition	NOUN
ejif-6585	9	3	,	,	PUNCT
ejif-6585	9	4	the	the	DET
ejif-6585	9	5	emergence	emergence	NOUN
ejif-6585	9	6	of	of	ADP
ejif-6585	9	7	financial	financial	ADJ
ejif-6585	9	8	technology	technology	NOUN
ejif-6585	9	9	(	(	PUNCT
ejif-6585	9	10	fintech	fintech	NOUN
ejif-6585	9	11	)	)	PUNCT
ejif-6585	9	12	has	have	AUX
ejif-6585	9	13	given	give	VERB
ejif-6585	9	14	the	the	DET
ejif-6585	9	15	islamic	islamic	ADJ
ejif-6585	9	16	financial	financial	ADJ
ejif-6585	9	17	system	system	NOUN
ejif-6585	9	18	an	an	DET
ejif-6585	9	19	impetus	impetus	NOUN
ejif-6585	9	20	to	to	PART
ejif-6585	9	21	compete	compete	VERB
ejif-6585	9	22	on	on	ADP
ejif-6585	9	23	an	an	DET
ejif-6585	9	24	equal	equal	ADJ
ejif-6585	9	25	footing	footing	NOUN
ejif-6585	9	26	with	with	ADP
ejif-6585	9	27	the	the	DET
ejif-6585	9	28	conventional	conventional	ADJ
ejif-6585	9	29	system	system	NOUN
ejif-6585	9	30	and	and	CCONJ
ejif-6585	9	31	prove	prove	VERB
ejif-6585	9	32	itself	itself	PRON
ejif-6585	9	33	.	.	PUNCT
ejif-6585	10	1	this	this	DET
ejif-6585	10	2	study	study	NOUN
ejif-6585	10	3	will	will	AUX
ejif-6585	10	4	examine	examine	VERB
ejif-6585	10	5	the	the	DET
ejif-6585	10	6	role	role	NOUN
ejif-6585	10	7	of	of	ADP
ejif-6585	10	8	islamic	islamic	ADJ
ejif-6585	10	9	finance	finance	NOUN
ejif-6585	10	10	in	in	ADP
ejif-6585	10	11	recovery	recovery	NOUN
ejif-6585	10	12	post	post	NOUN
ejif-6585	10	13	-	-	NOUN
ejif-6585	10	14	covid19	covid19	NOUN
ejif-6585	10	15	and	and	CCONJ
ejif-6585	10	16	how	how	SCONJ
ejif-6585	10	17	fintech	fintech	NOUN
ejif-6585	10	18	can	can	AUX
ejif-6585	10	19	be	be	AUX
ejif-6585	10	20	utilized	utilize	VERB
ejif-6585	10	21	to	to	PART
ejif-6585	10	22	combat	combat	VERB
ejif-6585	10	23	the	the	DET
ejif-6585	10	24	economic	economic	ADJ
ejif-6585	10	25	repercussions	repercussion	NOUN
ejif-6585	10	26	that	that	PRON
ejif-6585	10	27	resulted	result	VERB
ejif-6585	10	28	from	from	ADP
ejif-6585	10	29	covid-19	covid-19	PROPN
ejif-6585	10	30	.	.	PUNCT
ejif-6585	11	1	in	in	ADP
ejif-6585	11	2	addition	addition	NOUN
ejif-6585	11	3	to	to	ADP
ejif-6585	11	4	other	other	ADJ
ejif-6585	11	5	existing	exist	VERB
ejif-6585	11	6	articles	article	NOUN
ejif-6585	11	7	,	,	PUNCT
ejif-6585	11	8	this	this	DET
ejif-6585	11	9	paper	paper	NOUN
ejif-6585	11	10	suggests	suggest	VERB
ejif-6585	11	11	that	that	SCONJ
ejif-6585	11	12	combining	combine	VERB
ejif-6585	11	13	the	the	DET
ejif-6585	11	14	principles	principle	NOUN
ejif-6585	11	15	of	of	ADP
ejif-6585	11	16	islamic	islamic	ADJ
ejif-6585	11	17	finance	finance	NOUN
ejif-6585	11	18	,	,	PUNCT
ejif-6585	11	19	the	the	DET
ejif-6585	11	20	advancements	advancement	NOUN
ejif-6585	11	21	in	in	ADP
ejif-6585	11	22	technology	technology	NOUN
ejif-6585	11	23	,	,	PUNCT
ejif-6585	11	24	and	and	CCONJ
ejif-6585	11	25	fintech	fintech	NOUN
ejif-6585	11	26	represents	represent	VERB
ejif-6585	11	27	an	an	DET
ejif-6585	11	28	opportunity	opportunity	NOUN
ejif-6585	11	29	to	to	PART
ejif-6585	11	30	significantly	significantly	ADV
ejif-6585	11	31	contribute	contribute	VERB
ejif-6585	11	32	to	to	ADP
ejif-6585	11	33	the	the	DET
ejif-6585	11	34	enhancement	enhancement	NOUN
ejif-6585	11	35	of	of	ADP
ejif-6585	11	36	the	the	DET
ejif-6585	11	37	entrepreneurial	entrepreneurial	ADJ
ejif-6585	11	38	ecosystem	ecosystem	NOUN
ejif-6585	11	39	in	in	ADP
ejif-6585	11	40	the	the	DET
ejif-6585	11	41	islamic	islamic	ADJ
ejif-6585	11	42	world	world	NOUN
ejif-6585	11	43	and	and	CCONJ
ejif-6585	11	44	the	the	DET
ejif-6585	11	45	promotion	promotion	NOUN
ejif-6585	11	46	of	of	ADP
ejif-6585	11	47	msmes	msmes	PROPN
ejif-6585	11	48	segment	segment	PROPN
ejif-6585	11	49	development	development	NOUN
ejif-6585	11	50	.	.	PUNCT
ejif-6585	12	1	this	this	DET
ejif-6585	12	2	paper	paper	NOUN
ejif-6585	12	3	proposes	propose	VERB
ejif-6585	12	4	using	use	VERB
ejif-6585	12	5	modern	modern	ADJ
ejif-6585	12	6	technology	technology	NOUN
ejif-6585	12	7	to	to	PART
ejif-6585	12	8	unlock	unlock	VERB
ejif-6585	12	9	the	the	DET
ejif-6585	12	10	potential	potential	NOUN
ejif-6585	12	11	of	of	ADP
ejif-6585	12	12	islamic	islamic	ADJ
ejif-6585	12	13	finance	finance	NOUN
ejif-6585	12	14	in	in	ADP
ejif-6585	12	15	contributing	contribute	VERB
ejif-6585	12	16	to	to	ADP
ejif-6585	12	17	entrepreneurship	entrepreneurship	NOUN
ejif-6585	12	18	and	and	CCONJ
ejif-6585	12	19	msme	msme	NOUN
ejif-6585	12	20	development	development	NOUN
ejif-6585	12	21	.	.	PUNCT
ejif-6585	13	1	the	the	DET
ejif-6585	13	2	findings	finding	NOUN
ejif-6585	13	3	of	of	ADP
ejif-6585	13	4	this	this	DET
ejif-6585	13	5	study	study	NOUN
ejif-6585	13	6	have	have	VERB
ejif-6585	13	7	significant	significant	ADJ
ejif-6585	13	8	implications	implication	NOUN
ejif-6585	13	9	for	for	ADP
ejif-6585	13	10	policymakers	policymaker	NOUN
ejif-6585	13	11	and	and	CCONJ
ejif-6585	13	12	governments	government	NOUN
ejif-6585	13	13	,	,	PUNCT
ejif-6585	13	14	notably	notably	ADV
ejif-6585	13	15	guidance	guidance	VERB
ejif-6585	13	16	on	on	ADP
ejif-6585	13	17	how	how	SCONJ
ejif-6585	13	18	to	to	PART
ejif-6585	13	19	apply	apply	VERB
ejif-6585	13	20	fintech	fintech	NOUN
ejif-6585	13	21	and	and	CCONJ
ejif-6585	13	22	effectively	effectively	ADV
ejif-6585	13	23	promote	promote	VERB
ejif-6585	13	24	innovative	innovative	ADJ
ejif-6585	13	25	islamic	islamic	ADJ
ejif-6585	13	26	financial	financial	ADJ
ejif-6585	13	27	services	service	NOUN
ejif-6585	13	28	.	.	PUNCT
ejif-6585	14	1	keywords	keyword	VERB
ejif-6585	14	2	islamic	islamic	ADJ
ejif-6585	14	3	finance	finance	NOUN
ejif-6585	14	4	;	;	PUNCT
ejif-6585	14	5	entrepreneurship	entrepreneurship	NOUN
ejif-6585	14	6	;	;	PUNCT
ejif-6585	14	7	msemes	mseme	NOUN
ejif-6585	14	8	;	;	PUNCT
ejif-6585	14	9	social	social	ADJ
ejif-6585	14	10	finance	finance	NOUN
ejif-6585	14	11	,	,	PUNCT
ejif-6585	14	12	covid-19	covid-19	PROPN
ejif-6585	14	13	i.	i.	NOUN
ejif-6585	14	14	introduction	introduction	NOUN
ejif-6585	14	15	islamic	islamic	PROPN
ejif-6585	14	16	finance	finance	PROPN
ejif-6585	14	17	entails	entail	VERB
ejif-6585	14	18	observing	observe	VERB
ejif-6585	14	19	the	the	DET
ejif-6585	14	20	principles	principle	NOUN
ejif-6585	14	21	of	of	ADP
ejif-6585	14	22	islam	islam	PROPN
ejif-6585	14	23	and	and	CCONJ
ejif-6585	14	24	those	those	PRON
ejif-6585	14	25	of	of	ADP
ejif-6585	14	26	islamic	islamic	ADJ
ejif-6585	14	27	finance	finance	NOUN
ejif-6585	14	28	in	in	ADP
ejif-6585	14	29	carrying	carry	VERB
ejif-6585	14	30	out	out	ADP
ejif-6585	14	31	business	business	NOUN
ejif-6585	14	32	and	and	CCONJ
ejif-6585	14	33	managing	manage	VERB
ejif-6585	14	34	resources	resource	NOUN
ejif-6585	14	35	.	.	PUNCT
ejif-6585	15	1	islamic	islamic	ADJ
ejif-6585	15	2	finance	finance	PROPN
ejif-6585	15	3	originated	originate	VERB
ejif-6585	15	4	about	about	ADV
ejif-6585	15	5	50	50	NUM
ejif-6585	15	6	years	year	NOUN
ejif-6585	15	7	ago	ago	ADV
ejif-6585	15	8	.	.	PUNCT
ejif-6585	16	1	countries	country	NOUN
ejif-6585	16	2	with	with	ADP
ejif-6585	16	3	a	a	DET
ejif-6585	16	4	muslim	muslim	ADJ
ejif-6585	16	5	majority	majority	NOUN
ejif-6585	16	6	embraced	embrace	VERB
ejif-6585	16	7	it	it	PRON
ejif-6585	16	8	.	.	PUNCT
ejif-6585	17	1	investments	investment	NOUN
ejif-6585	17	2	in	in	ADP
ejif-6585	17	3	islamic	islamic	ADJ
ejif-6585	17	4	finance	finance	NOUN
ejif-6585	17	5	assets	asset	NOUN
ejif-6585	17	6	are	be	AUX
ejif-6585	17	7	estimated	estimate	VERB
ejif-6585	17	8	to	to	PART
ejif-6585	17	9	exceed	exceed	VERB
ejif-6585	17	10	us$3.69	us$3.69	NOUN
ejif-6585	17	11	trillion	trillion	NUM
ejif-6585	17	12	by	by	ADP
ejif-6585	17	13	2024	2024	NUM
ejif-6585	17	14	,	,	PUNCT
ejif-6585	17	15	and	and	CCONJ
ejif-6585	17	16	this	this	DET
ejif-6585	17	17	investment	investment	NOUN
ejif-6585	17	18	amount	amount	NOUN
ejif-6585	17	19	will	will	AUX
ejif-6585	17	20	mark	mark	VERB
ejif-6585	17	21	the	the	DET
ejif-6585	17	22	industry	industry	NOUN
ejif-6585	17	23	's	's	PART
ejif-6585	17	24	highest	high	ADJ
ejif-6585	17	25	growth	growth	NOUN
ejif-6585	17	26	track	track	NOUN
ejif-6585	17	27	ever	ever	ADV
ejif-6585	17	28	recorded	record	VERB
ejif-6585	17	29	since	since	SCONJ
ejif-6585	17	30	2008	2008	NUM
ejif-6585	18	1	[	[	X
ejif-6585	18	2	9	9	NUM
ejif-6585	18	3	]	]	PUNCT
ejif-6585	18	4	.	.	PUNCT
ejif-6585	19	1	the	the	DET
ejif-6585	19	2	increasing	increase	VERB
ejif-6585	19	3	popularity	popularity	NOUN
ejif-6585	19	4	of	of	ADP
ejif-6585	19	5	shariah	shariah	PROPN
ejif-6585	19	6	financing	financing	NOUN
ejif-6585	19	7	among	among	ADP
ejif-6585	19	8	muslim	muslim	ADJ
ejif-6585	19	9	countries	country	NOUN
ejif-6585	19	10	is	be	AUX
ejif-6585	19	11	mainly	mainly	ADV
ejif-6585	19	12	attributed	attribute	VERB
ejif-6585	19	13	to	to	ADP
ejif-6585	19	14	its	its	PRON
ejif-6585	19	15	ability	ability	NOUN
ejif-6585	19	16	to	to	PART
ejif-6585	19	17	satisfy	satisfy	VERB
ejif-6585	19	18	its	its	PRON
ejif-6585	19	19	thirst	thirst	NOUN
ejif-6585	19	20	for	for	ADP
ejif-6585	19	21	capital	capital	NOUN
ejif-6585	19	22	and	and	CCONJ
ejif-6585	19	23	its	its	PRON
ejif-6585	19	24	ability	ability	NOUN
ejif-6585	19	25	to	to	PART
ejif-6585	19	26	serve	serve	VERB
ejif-6585	19	27	the	the	DET
ejif-6585	19	28	unmet	unmet	NOUN
ejif-6585	19	29	demand	demand	NOUN
ejif-6585	19	30	in	in	ADP
ejif-6585	19	31	the	the	DET
ejif-6585	19	32	market	market	NOUN
ejif-6585	19	33	.	.	PUNCT
ejif-6585	20	1	islamic	islamic	ADJ
ejif-6585	20	2	financing	financing	NOUN
ejif-6585	20	3	provides	provide	VERB
ejif-6585	20	4	an	an	DET
ejif-6585	20	5	opportunity	opportunity	NOUN
ejif-6585	20	6	for	for	SCONJ
ejif-6585	20	7	investors	investor	NOUN
ejif-6585	20	8	to	to	PART
ejif-6585	20	9	access	access	VERB
ejif-6585	20	10	financing	financing	NOUN
ejif-6585	20	11	and	and	CCONJ
ejif-6585	20	12	economic	economic	ADJ
ejif-6585	20	13	development	development	NOUN
ejif-6585	20	14	.	.	PUNCT
ejif-6585	21	1	this	this	PRON
ejif-6585	21	2	is	be	AUX
ejif-6585	21	3	by	by	ADP
ejif-6585	21	4	providing	provide	VERB
ejif-6585	21	5	shariah	shariah	PROPN
ejif-6585	21	6	-	-	PUNCT
ejif-6585	21	7	compliant	compliant	ADJ
ejif-6585	21	8	financial	financial	ADJ
ejif-6585	21	9	services	service	NOUN
ejif-6585	21	10	to	to	ADP
ejif-6585	21	11	products	product	NOUN
ejif-6585	21	12	,	,	PUNCT
ejif-6585	21	13	especially	especially	ADV
ejif-6585	21	14	to	to	ADP
ejif-6585	21	15	micro	micro	ADJ
ejif-6585	21	16	-	-	ADJ
ejif-6585	21	17	small	small	ADJ
ejif-6585	21	18	and	and	CCONJ
ejif-6585	21	19	mediumsized	mediumsized	ADJ
ejif-6585	21	20	enterprises	enterprise	NOUN
ejif-6585	21	21	(	(	PUNCT
ejif-6585	21	22	msmes	msme	NOUN
ejif-6585	21	23	)	)	PUNCT
ejif-6585	21	24	.	.	PUNCT
ejif-6585	22	1	shariah	shariah	PROPN
ejif-6585	22	2	law	law	PROPN
ejif-6585	22	3	upon	upon	SCONJ
ejif-6585	22	4	which	which	PRON
ejif-6585	22	5	islamic	islamic	ADJ
ejif-6585	22	6	financing	financing	NOUN
ejif-6585	22	7	is	be	AUX
ejif-6585	22	8	adopted	adopt	VERB
ejif-6585	22	9	does	do	AUX
ejif-6585	22	10	n’t	not	PART
ejif-6585	22	11	allow	allow	VERB
ejif-6585	22	12	financial	financial	ADJ
ejif-6585	22	13	institutions	institution	NOUN
ejif-6585	22	14	to	to	PART
ejif-6585	22	15	charge	charge	VERB
ejif-6585	22	16	interest	interest	NOUN
ejif-6585	22	17	to	to	ADP
ejif-6585	22	18	their	their	PRON
ejif-6585	22	19	clients	client	NOUN
ejif-6585	22	20	[	[	X
ejif-6585	22	21	5	5	NUM
ejif-6585	22	22	]	]	PUNCT
ejif-6585	22	23	.	.	PUNCT
ejif-6585	23	1	thus	thus	ADV
ejif-6585	23	2	,	,	PUNCT
ejif-6585	23	3	there	there	PRON
ejif-6585	23	4	is	be	VERB
ejif-6585	23	5	a	a	DET
ejif-6585	23	6	need	need	NOUN
ejif-6585	23	7	to	to	PART
ejif-6585	23	8	develop	develop	VERB
ejif-6585	23	9	more	more	ADV
ejif-6585	23	10	innovative	innovative	ADJ
ejif-6585	23	11	solutions	solution	NOUN
ejif-6585	23	12	to	to	PART
ejif-6585	23	13	unlock	unlock	VERB
ejif-6585	23	14	the	the	DET
ejif-6585	23	15	potential	potential	NOUN
ejif-6585	23	16	of	of	ADP
ejif-6585	23	17	islamic	islamic	ADJ
ejif-6585	23	18	finance	finance	NOUN
ejif-6585	23	19	,	,	PUNCT
ejif-6585	23	20	especially	especially	ADV
ejif-6585	23	21	with	with	ADP
ejif-6585	23	22	msmes	msme	NOUN
ejif-6585	23	23	.	.	PUNCT
ejif-6585	24	1	there	there	PRON
ejif-6585	24	2	exists	exist	VERB
ejif-6585	24	3	a	a	DET
ejif-6585	24	4	huge	huge	ADJ
ejif-6585	24	5	potential	potential	NOUN
ejif-6585	24	6	for	for	ADP
ejif-6585	24	7	islamic	islamic	ADJ
ejif-6585	24	8	financing	financing	NOUN
ejif-6585	24	9	if	if	SCONJ
ejif-6585	24	10	the	the	DET
ejif-6585	24	11	institutions	institution	NOUN
ejif-6585	24	12	advance	advance	VERB
ejif-6585	24	13	their	their	PRON
ejif-6585	24	14	operations	operation	NOUN
ejif-6585	24	15	to	to	AUX
ejif-6585	24	16	entrepreneurship	entrepreneurship	NOUN
ejif-6585	24	17	.	.	PUNCT
ejif-6585	25	1	islamic	islamic	ADJ
ejif-6585	25	2	banks	bank	NOUN
ejif-6585	25	3	can	can	AUX
ejif-6585	25	4	work	work	VERB
ejif-6585	25	5	together	together	ADV
ejif-6585	25	6	with	with	ADP
ejif-6585	25	7	financial	financial	ADJ
ejif-6585	25	8	technology	technology	NOUN
ejif-6585	25	9	(	(	PUNCT
ejif-6585	25	10	fintech	fintech	NOUN
ejif-6585	25	11	)	)	PUNCT
ejif-6585	25	12	firms	firm	NOUN
ejif-6585	25	13	to	to	PART
ejif-6585	25	14	introduce	introduce	VERB
ejif-6585	25	15	innovative	innovative	ADJ
ejif-6585	25	16	products	product	NOUN
ejif-6585	25	17	.	.	PUNCT
ejif-6585	26	1	these	these	DET
ejif-6585	26	2	products	product	NOUN
ejif-6585	26	3	must	must	AUX
ejif-6585	26	4	be	be	AUX
ejif-6585	26	5	shariahcompliant	shariahcompliant	ADJ
ejif-6585	26	6	which	which	PRON
ejif-6585	26	7	increases	increase	VERB
ejif-6585	26	8	the	the	DET
ejif-6585	26	9	target	target	NOUN
ejif-6585	26	10	customers	customer	NOUN
ejif-6585	26	11	for	for	ADP
ejif-6585	26	12	islamic	islamic	ADJ
ejif-6585	26	13	financing	financing	NOUN
ejif-6585	26	14	.	.	PUNCT
ejif-6585	27	1	considering	consider	VERB
ejif-6585	27	2	that	that	SCONJ
ejif-6585	27	3	islamic	islamic	ADJ
ejif-6585	27	4	finance	finance	NOUN
ejif-6585	27	5	is	be	AUX
ejif-6585	27	6	not	not	PART
ejif-6585	27	7	exclusive	exclusive	ADJ
ejif-6585	27	8	to	to	ADP
ejif-6585	27	9	muslims	muslims	PROPN
ejif-6585	27	10	,	,	PUNCT
ejif-6585	27	11	introducing	introduce	VERB
ejif-6585	27	12	innovative	innovative	ADJ
ejif-6585	27	13	solutions	solution	NOUN
ejif-6585	27	14	will	will	AUX
ejif-6585	27	15	help	help	VERB
ejif-6585	27	16	attract	attract	VERB
ejif-6585	27	17	entrepreneurs	entrepreneur	NOUN
ejif-6585	27	18	.	.	PUNCT
ejif-6585	28	1	the	the	DET
ejif-6585	28	2	conventional	conventional	ADJ
ejif-6585	28	3	nature	nature	NOUN
ejif-6585	28	4	of	of	ADP
ejif-6585	28	5	islamic	islamic	ADJ
ejif-6585	28	6	financing	financing	NOUN
ejif-6585	28	7	is	be	AUX
ejif-6585	28	8	good	good	ADJ
ejif-6585	28	9	for	for	ADP
ejif-6585	28	10	investors	investor	NOUN
ejif-6585	28	11	since	since	SCONJ
ejif-6585	28	12	it	it	PRON
ejif-6585	28	13	is	be	AUX
ejif-6585	28	14	not	not	PART
ejif-6585	28	15	developed	develop	VERB
ejif-6585	28	16	to	to	PART
ejif-6585	28	17	make	make	VERB
ejif-6585	28	18	a	a	DET
ejif-6585	28	19	profit	profit	NOUN
ejif-6585	28	20	but	but	CCONJ
ejif-6585	28	21	instead	instead	ADV
ejif-6585	28	22	on	on	ADP
ejif-6585	28	23	returns	return	NOUN
ejif-6585	28	24	from	from	ADP
ejif-6585	28	25	tangible	tangible	ADJ
ejif-6585	28	26	income	income	NOUN
ejif-6585	28	27	.	.	PUNCT
ejif-6585	29	1	this	this	PRON
ejif-6585	29	2	makes	make	VERB
ejif-6585	29	3	it	it	PRON
ejif-6585	29	4	more	more	ADV
ejif-6585	29	5	favorable	favorable	ADJ
ejif-6585	29	6	to	to	ADP
ejif-6585	29	7	msmes	msme	NOUN
ejif-6585	29	8	,	,	PUNCT
ejif-6585	29	9	which	which	PRON
ejif-6585	29	10	thrive	thrive	VERB
ejif-6585	29	11	upon	upon	SCONJ
ejif-6585	29	12	favorable	favorable	ADJ
ejif-6585	29	13	conditions	condition	NOUN
ejif-6585	29	14	.	.	PUNCT
ejif-6585	30	1	we	we	PRON
ejif-6585	30	2	find	find	VERB
ejif-6585	30	3	that	that	PRON
ejif-6585	30	4	to	to	PART
ejif-6585	30	5	unlock	unlock	VERB
ejif-6585	30	6	islamic	islamic	ADJ
ejif-6585	30	7	finance	finance	NOUN
ejif-6585	30	8	,	,	PUNCT
ejif-6585	30	9	msmes	msme	NOUN
ejif-6585	30	10	must	must	AUX
ejif-6585	30	11	be	be	AUX
ejif-6585	30	12	aware	aware	ADJ
ejif-6585	30	13	of	of	ADP
ejif-6585	30	14	the	the	DET
ejif-6585	30	15	microfinance	microfinance	NOUN
ejif-6585	30	16	modalities	modality	NOUN
ejif-6585	30	17	that	that	PRON
ejif-6585	30	18	can	can	AUX
ejif-6585	30	19	help	help	VERB
ejif-6585	30	20	their	their	PRON
ejif-6585	30	21	businesses	business	NOUN
ejif-6585	30	22	.	.	PUNCT
ejif-6585	31	1	investors	investor	NOUN
ejif-6585	31	2	who	who	PRON
ejif-6585	31	3	hail	hail	VERB
ejif-6585	31	4	from	from	ADP
ejif-6585	31	5	nations	nation	NOUN
ejif-6585	31	6	such	such	ADJ
ejif-6585	31	7	as	as	ADP
ejif-6585	31	8	saudi	saudi	PROPN
ejif-6585	31	9	arabia	arabia	PROPN
ejif-6585	31	10	,	,	PUNCT
ejif-6585	31	11	united	united	PROPN
ejif-6585	31	12	arab	arab	PROPN
ejif-6585	31	13	emirates	emirates	PROPN
ejif-6585	31	14	,	,	PUNCT
ejif-6585	31	15	and	and	CCONJ
ejif-6585	31	16	malaysia	malaysia	PROPN
ejif-6585	31	17	have	have	VERB
ejif-6585	31	18	the	the	DET
ejif-6585	31	19	advantage	advantage	NOUN
ejif-6585	31	20	to	to	PART
ejif-6585	31	21	understand	understand	VERB
ejif-6585	31	22	islamic	islamic	ADJ
ejif-6585	31	23	banking	banking	NOUN
ejif-6585	31	24	compared	compare	VERB
ejif-6585	31	25	to	to	ADP
ejif-6585	31	26	people	people	NOUN
ejif-6585	31	27	from	from	ADP
ejif-6585	31	28	the	the	DET
ejif-6585	31	29	united	united	PROPN
ejif-6585	31	30	states	states	PROPN
ejif-6585	31	31	or	or	CCONJ
ejif-6585	31	32	canada	canada	PROPN
ejif-6585	31	33	.	.	PUNCT
ejif-6585	32	1	thus	thus	ADV
ejif-6585	32	2	,	,	PUNCT
ejif-6585	32	3	islamic	islamic	ADJ
ejif-6585	32	4	banking	banking	NOUN
ejif-6585	32	5	ought	ought	AUX
ejif-6585	32	6	to	to	PART
ejif-6585	32	7	be	be	AUX
ejif-6585	32	8	promoted	promote	VERB
ejif-6585	32	9	for	for	SCONJ
ejif-6585	32	10	entrepreneurs	entrepreneur	NOUN
ejif-6585	32	11	to	to	PART
ejif-6585	32	12	seek	seek	VERB
ejif-6585	32	13	these	these	DET
ejif-6585	32	14	services	service	NOUN
ejif-6585	32	15	.	.	PUNCT
ejif-6585	33	1	we	we	PRON
ejif-6585	33	2	argue	argue	VERB
ejif-6585	33	3	that	that	SCONJ
ejif-6585	33	4	the	the	DET
ejif-6585	33	5	islamic	islamic	ADJ
ejif-6585	33	6	financial	financial	PROPN
ejif-6585	33	7	systems	system	NOUN
ejif-6585	33	8	are	be	AUX
ejif-6585	33	9	playing	play	VERB
ejif-6585	33	10	a	a	DET
ejif-6585	33	11	crucial	crucial	ADJ
ejif-6585	33	12	role	role	NOUN
ejif-6585	33	13	in	in	ADP
ejif-6585	33	14	the	the	DET
ejif-6585	33	15	recovery	recovery	NOUN
ejif-6585	33	16	process	process	NOUN
ejif-6585	33	17	.	.	PUNCT
ejif-6585	34	1	this	this	PRON
ejif-6585	34	2	is	be	AUX
ejif-6585	34	3	by	by	ADP
ejif-6585	34	4	providing	provide	VERB
ejif-6585	34	5	sharia	sharia	PROPN
ejif-6585	34	6	contracts	contract	NOUN
ejif-6585	34	7	to	to	ADP
ejif-6585	34	8	the	the	DET
ejif-6585	34	9	msmes	msme	NOUN
ejif-6585	34	10	owners	owner	NOUN
ejif-6585	34	11	to	to	PART
ejif-6585	34	12	allow	allow	VERB
ejif-6585	34	13	them	they	PRON
ejif-6585	34	14	to	to	PART
ejif-6585	34	15	recover	recover	VERB
ejif-6585	34	16	from	from	ADP
ejif-6585	34	17	the	the	DET
ejif-6585	34	18	economic	economic	ADJ
ejif-6585	34	19	impact	impact	NOUN
ejif-6585	34	20	of	of	ADP
ejif-6585	34	21	the	the	DET
ejif-6585	34	22	pandemic	pandemic	ADJ
ejif-6585	34	23	[	[	X
ejif-6585	34	24	3	3	NUM
ejif-6585	34	25	]	]	PUNCT
ejif-6585	34	26	.	.	PUNCT
ejif-6585	35	1	islamic	islamic	ADJ
ejif-6585	35	2	finance	finance	PROPN
ejif-6585	35	3	should	should	AUX
ejif-6585	35	4	also	also	ADV
ejif-6585	35	5	create	create	VERB
ejif-6585	35	6	demand	demand	NOUN
ejif-6585	35	7	for	for	ADP
ejif-6585	35	8	their	their	PRON
ejif-6585	35	9	products	product	NOUN
ejif-6585	35	10	by	by	ADP
ejif-6585	35	11	making	make	VERB
ejif-6585	35	12	providing	provide	VERB
ejif-6585	35	13	an	an	DET
ejif-6585	35	14	innovative	innovative	ADJ
ejif-6585	35	15	solution	solution	NOUN
ejif-6585	35	16	.	.	PUNCT
ejif-6585	36	1	the	the	DET
ejif-6585	36	2	paper	paper	NOUN
ejif-6585	36	3	investigated	investigate	VERB
ejif-6585	36	4	the	the	DET
ejif-6585	36	5	role	role	NOUN
ejif-6585	36	6	of	of	ADP
ejif-6585	36	7	technology	technology	NOUN
ejif-6585	36	8	in	in	ADP
ejif-6585	36	9	advancing	advance	VERB
ejif-6585	36	10	the	the	DET
ejif-6585	36	11	services	service	NOUN
ejif-6585	36	12	provided	provide	VERB
ejif-6585	36	13	by	by	ADP
ejif-6585	36	14	these	these	DET
ejif-6585	36	15	banks	bank	NOUN
ejif-6585	36	16	,	,	PUNCT
ejif-6585	36	17	especially	especially	ADV
ejif-6585	36	18	during	during	ADP
ejif-6585	36	19	this	this	DET
ejif-6585	36	20	period	period	NOUN
ejif-6585	36	21	when	when	SCONJ
ejif-6585	36	22	the	the	DET
ejif-6585	36	23	world	world	NOUN
ejif-6585	36	24	is	be	AUX
ejif-6585	36	25	recovering	recover	VERB
ejif-6585	36	26	from	from	ADP
ejif-6585	36	27	covid-19	covid-19	PROPN
ejif-6585	36	28	[	[	X
ejif-6585	36	29	3	3	NUM
ejif-6585	36	30	]	]	PUNCT
ejif-6585	36	31	.	.	PUNCT
ejif-6585	37	1	this	this	DET
ejif-6585	37	2	study	study	NOUN
ejif-6585	37	3	adds	add	VERB
ejif-6585	37	4	to	to	ADP
ejif-6585	37	5	the	the	DET
ejif-6585	37	6	sparse	sparse	ADJ
ejif-6585	37	7	and	and	CCONJ
ejif-6585	37	8	divergent	divergent	ADJ
ejif-6585	37	9	evidence	evidence	NOUN
ejif-6585	37	10	on	on	ADP
ejif-6585	37	11	the	the	DET
ejif-6585	37	12	role	role	NOUN
ejif-6585	37	13	played	play	VERB
ejif-6585	37	14	by	by	ADP
ejif-6585	37	15	the	the	DET
ejif-6585	37	16	islamic	islamic	ADJ
ejif-6585	37	17	financial	financial	ADJ
ejif-6585	37	18	system	system	NOUN
ejif-6585	37	19	in	in	ADP
ejif-6585	37	20	helping	help	VERB
ejif-6585	37	21	msmes	msme	NOUN
ejif-6585	37	22	deal	deal	VERB
ejif-6585	37	23	with	with	ADP
ejif-6585	37	24	the	the	DET
ejif-6585	37	25	economic	economic	ADJ
ejif-6585	37	26	impact	impact	NOUN
ejif-6585	37	27	of	of	ADP
ejif-6585	37	28	covid-19	covid-19	PROPN
ejif-6585	37	29	across	across	ADP
ejif-6585	37	30	the	the	DET
ejif-6585	37	31	globe	globe	NOUN
ejif-6585	37	32	.	.	PUNCT
ejif-6585	38	1	besides	besides	SCONJ
ejif-6585	38	2	,	,	PUNCT
ejif-6585	38	3	the	the	DET
ejif-6585	38	4	study	study	NOUN
ejif-6585	38	5	also	also	ADV
ejif-6585	38	6	explored	explore	VERB
ejif-6585	38	7	the	the	DET
ejif-6585	38	8	role	role	NOUN
ejif-6585	38	9	of	of	ADP
ejif-6585	38	10	fintech	fintech	NOUN
ejif-6585	38	11	in	in	ADP
ejif-6585	38	12	european	european	PROPN
ejif-6585	38	13	journal	journal	PROPN
ejif-6585	38	14	of	of	ADP
ejif-6585	38	15	islamic	islamic	PROPN
ejif-6585	38	16	finance	finance	PROPN
ejif-6585	38	17	issn	issn	PROPN
ejif-6585	38	18	:	:	PUNCT
ejif-6585	38	19	2421	2421	NUM
ejif-6585	38	20	-	-	SYM
ejif-6585	38	21	2172	2172	NUM
ejif-6585	38	22	doi	doi	NOUN
ejif-6585	38	23	:	:	PUNCT
ejif-6585	38	24	10.13135/2421	10.13135/2421	NUM
ejif-6585	38	25	-	-	SYM
ejif-6585	38	26	2172/6585published	2172/6585publishe	VERB
ejif-6585	38	27	by	by	ADP
ejif-6585	38	28	the	the	DET
ejif-6585	38	29	university	university	PROPN
ejif-6585	38	30	of	of	ADP
ejif-6585	38	31	turin	turin	PROPN
ejif-6585	39	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-6585	39	2	ejif	ejif	PROPN
ejif-6585	39	3	content	content	NOUN
ejif-6585	39	4	is	be	AUX
ejif-6585	39	5	licensed	license	VERB
ejif-6585	39	6	under	under	ADP
ejif-6585	39	7	a	a	DET
ejif-6585	39	8	creative	creative	ADJ
ejif-6585	39	9	commons	common	NOUN
ejif-6585	39	10	attribution	attribution	NOUN
ejif-6585	39	11	4.0	4.0	NUM
ejif-6585	39	12	international	international	ADJ
ejif-6585	39	13	license	license	NOUN
ejif-6585	39	14	received	receive	VERB
ejif-6585	39	15	:	:	PUNCT
ejif-6585	39	16	22/02/2022	22/02/2022	NUM
ejif-6585	39	17	accepted	accept	VERB
ejif-6585	39	18	for	for	ADP
ejif-6585	39	19	publication	publication	NOUN
ejif-6585	39	20	:	:	PUNCT
ejif-6585	39	21	23/12/2022	23/12/2022	NUM
ejif-6585	39	22	published	publish	VERB
ejif-6585	39	23	:	:	PUNCT
ejif-6585	39	24	29/12/2022	29/12/2022	NUM
ejif-6585	39	25	31	31	NUM
ejif-6585	39	26	providing	provide	VERB
ejif-6585	39	27	innovative	innovative	ADJ
ejif-6585	39	28	solutions	solution	NOUN
ejif-6585	39	29	that	that	PRON
ejif-6585	39	30	align	align	VERB
ejif-6585	39	31	with	with	ADP
ejif-6585	39	32	islamic	islamic	ADJ
ejif-6585	39	33	banking	banking	NOUN
ejif-6585	39	34	requirements	requirement	NOUN
ejif-6585	39	35	.	.	PUNCT
ejif-6585	40	1	a.	a.	NOUN
ejif-6585	40	2	fintech	fintech	NOUN
ejif-6585	40	3	are	be	AUX
ejif-6585	40	4	important	important	ADJ
ejif-6585	40	5	in	in	ADP
ejif-6585	40	6	financial	financial	ADJ
ejif-6585	40	7	growth	growth	NOUN
ejif-6585	40	8	and	and	CCONJ
ejif-6585	40	9	a	a	DET
ejif-6585	40	10	strong	strong	ADJ
ejif-6585	40	11	enabler	enabler	NOUN
ejif-6585	40	12	of	of	ADP
ejif-6585	40	13	innovation	innovation	NOUN
ejif-6585	40	14	financial	financial	ADJ
ejif-6585	40	15	technology	technology	NOUN
ejif-6585	40	16	(	(	PUNCT
ejif-6585	40	17	fintech	fintech	NOUN
ejif-6585	40	18	)	)	PUNCT
ejif-6585	40	19	is	be	AUX
ejif-6585	40	20	the	the	DET
ejif-6585	40	21	next	next	ADJ
ejif-6585	40	22	financial	financial	ADJ
ejif-6585	40	23	and	and	CCONJ
ejif-6585	40	24	banking	banking	NOUN
ejif-6585	40	25	sector	sector	NOUN
ejif-6585	40	26	revolution	revolution	NOUN
ejif-6585	40	27	.	.	PUNCT
ejif-6585	41	1	artificial	artificial	ADJ
ejif-6585	41	2	intelligence	intelligence	NOUN
ejif-6585	41	3	,	,	PUNCT
ejif-6585	41	4	robotics	robotic	NOUN
ejif-6585	41	5	,	,	PUNCT
ejif-6585	41	6	blockchains	blockchain	NOUN
ejif-6585	41	7	,	,	PUNCT
ejif-6585	41	8	and	and	CCONJ
ejif-6585	41	9	other	other	ADJ
ejif-6585	41	10	cutting	cut	VERB
ejif-6585	41	11	-	-	PUNCT
ejif-6585	41	12	edge	edge	NOUN
ejif-6585	41	13	technologies	technology	NOUN
ejif-6585	41	14	have	have	AUX
ejif-6585	41	15	gradually	gradually	ADV
ejif-6585	41	16	found	find	VERB
ejif-6585	41	17	space	space	NOUN
ejif-6585	41	18	in	in	ADP
ejif-6585	41	19	the	the	DET
ejif-6585	41	20	banking	banking	NOUN
ejif-6585	41	21	world	world	NOUN
ejif-6585	41	22	.	.	PUNCT
ejif-6585	42	1	the	the	DET
ejif-6585	42	2	islamic	islamic	ADJ
ejif-6585	42	3	banking	banking	NOUN
ejif-6585	42	4	sector	sector	NOUN
ejif-6585	42	5	has	have	AUX
ejif-6585	42	6	been	be	AUX
ejif-6585	42	7	affected	affect	VERB
ejif-6585	42	8	by	by	ADP
ejif-6585	42	9	these	these	DET
ejif-6585	42	10	revolutions	revolution	NOUN
ejif-6585	42	11	[	[	X
ejif-6585	42	12	10	10	NUM
ejif-6585	42	13	]	]	PUNCT
ejif-6585	42	14	.	.	PUNCT
ejif-6585	43	1	for	for	ADP
ejif-6585	43	2	instance	instance	NOUN
ejif-6585	43	3	,	,	PUNCT
ejif-6585	43	4	fintech	fintech	NOUN
ejif-6585	43	5	has	have	AUX
ejif-6585	43	6	introduced	introduce	VERB
ejif-6585	43	7	advanced	advanced	ADJ
ejif-6585	43	8	capabilities	capability	NOUN
ejif-6585	43	9	for	for	ADP
ejif-6585	43	10	islamic	islamic	ADJ
ejif-6585	43	11	finance	finance	NOUN
ejif-6585	43	12	that	that	PRON
ejif-6585	43	13	enhance	enhance	VERB
ejif-6585	43	14	the	the	DET
ejif-6585	43	15	ability	ability	NOUN
ejif-6585	43	16	to	to	PART
ejif-6585	43	17	serve	serve	VERB
ejif-6585	43	18	msmes	msme	NOUN
ejif-6585	43	19	.	.	PUNCT
ejif-6585	44	1	these	these	DET
ejif-6585	44	2	capabilities	capability	NOUN
ejif-6585	44	3	can	can	AUX
ejif-6585	44	4	be	be	AUX
ejif-6585	44	5	adapted	adapt	VERB
ejif-6585	44	6	to	to	ADP
ejif-6585	44	7	unlock	unlock	VERB
ejif-6585	44	8	and	and	CCONJ
ejif-6585	44	9	attract	attract	VERB
ejif-6585	44	10	small	small	ADJ
ejif-6585	44	11	businesses	business	NOUN
ejif-6585	44	12	by	by	ADP
ejif-6585	44	13	providing	provide	VERB
ejif-6585	44	14	msmes	msme	NOUN
ejif-6585	44	15	services	service	NOUN
ejif-6585	44	16	that	that	PRON
ejif-6585	44	17	align	align	VERB
ejif-6585	44	18	with	with	ADP
ejif-6585	44	19	shariah	shariah	PROPN
ejif-6585	44	20	requirements	requirement	NOUN
ejif-6585	44	21	.	.	PUNCT
ejif-6585	45	1	islamic	islamic	ADJ
ejif-6585	45	2	financing	financing	NOUN
ejif-6585	45	3	must	must	AUX
ejif-6585	45	4	promote	promote	VERB
ejif-6585	45	5	their	their	PRON
ejif-6585	45	6	services	service	NOUN
ejif-6585	45	7	to	to	ADP
ejif-6585	45	8	their	their	PRON
ejif-6585	45	9	client	client	NOUN
ejif-6585	45	10	customers	customer	NOUN
ejif-6585	45	11	for	for	SCONJ
ejif-6585	45	12	them	they	PRON
ejif-6585	45	13	to	to	PART
ejif-6585	45	14	understand	understand	VERB
ejif-6585	45	15	the	the	DET
ejif-6585	45	16	advantages	advantage	NOUN
ejif-6585	45	17	of	of	ADP
ejif-6585	45	18	working	work	VERB
ejif-6585	45	19	with	with	ADP
ejif-6585	45	20	islamic	islamic	ADJ
ejif-6585	45	21	microfinance	microfinance	NOUN
ejif-6585	45	22	.	.	PUNCT
ejif-6585	46	1	providing	provide	VERB
ejif-6585	46	2	innovative	innovative	ADJ
ejif-6585	46	3	solutions	solution	NOUN
ejif-6585	46	4	to	to	ADP
ejif-6585	46	5	customers	customer	NOUN
ejif-6585	46	6	will	will	AUX
ejif-6585	46	7	only	only	ADV
ejif-6585	46	8	be	be	AUX
ejif-6585	46	9	effective	effective	ADJ
ejif-6585	46	10	if	if	SCONJ
ejif-6585	46	11	they	they	PRON
ejif-6585	46	12	are	be	AUX
ejif-6585	46	13	aware	aware	ADJ
ejif-6585	46	14	of	of	ADP
ejif-6585	46	15	the	the	DET
ejif-6585	46	16	advantages	advantage	NOUN
ejif-6585	46	17	of	of	ADP
ejif-6585	46	18	working	work	VERB
ejif-6585	46	19	with	with	ADP
ejif-6585	46	20	islamic	islamic	ADJ
ejif-6585	46	21	banking	banking	NOUN
ejif-6585	46	22	over	over	ADP
ejif-6585	46	23	another	another	DET
ejif-6585	46	24	method	method	NOUN
ejif-6585	46	25	of	of	ADP
ejif-6585	46	26	financing	financing	NOUN
ejif-6585	46	27	.	.	PUNCT
ejif-6585	47	1	msmes	msme	NOUN
ejif-6585	47	2	will	will	AUX
ejif-6585	47	3	likely	likely	ADV
ejif-6585	47	4	consider	consider	VERB
ejif-6585	47	5	financial	financial	ADJ
ejif-6585	47	6	institutions	institution	NOUN
ejif-6585	47	7	that	that	PRON
ejif-6585	47	8	are	be	AUX
ejif-6585	47	9	less	less	ADV
ejif-6585	47	10	friendly	friendly	ADJ
ejif-6585	47	11	to	to	ADP
ejif-6585	47	12	their	their	PRON
ejif-6585	47	13	business	business	NOUN
ejif-6585	47	14	because	because	SCONJ
ejif-6585	47	15	they	they	PRON
ejif-6585	47	16	need	need	VERB
ejif-6585	47	17	to	to	PART
ejif-6585	47	18	gain	gain	VERB
ejif-6585	47	19	more	more	ADJ
ejif-6585	47	20	knowledge	knowledge	NOUN
ejif-6585	47	21	of	of	ADP
ejif-6585	47	22	islamic	islamic	ADJ
ejif-6585	47	23	finance	finance	NOUN
ejif-6585	47	24	.	.	PUNCT
ejif-6585	48	1	thus	thus	ADV
ejif-6585	48	2	,	,	PUNCT
ejif-6585	48	3	the	the	DET
ejif-6585	48	4	first	first	ADJ
ejif-6585	48	5	approach	approach	NOUN
ejif-6585	48	6	is	be	AUX
ejif-6585	48	7	to	to	PART
ejif-6585	48	8	make	make	VERB
ejif-6585	48	9	the	the	DET
ejif-6585	48	10	target	target	NOUN
ejif-6585	48	11	msmes	msme	NOUN
ejif-6585	48	12	aware	aware	ADJ
ejif-6585	48	13	of	of	ADP
ejif-6585	48	14	the	the	DET
ejif-6585	48	15	nature	nature	NOUN
ejif-6585	48	16	of	of	ADP
ejif-6585	48	17	services	service	NOUN
ejif-6585	48	18	provided	provide	VERB
ejif-6585	48	19	by	by	ADP
ejif-6585	48	20	islamic	islamic	ADJ
ejif-6585	48	21	banking	banking	NOUN
ejif-6585	48	22	.	.	PUNCT
ejif-6585	49	1	this	this	PRON
ejif-6585	49	2	will	will	AUX
ejif-6585	49	3	make	make	VERB
ejif-6585	49	4	it	it	PRON
ejif-6585	49	5	possible	possible	ADJ
ejif-6585	49	6	to	to	PART
ejif-6585	49	7	convince	convince	VERB
ejif-6585	49	8	them	they	PRON
ejif-6585	49	9	of	of	ADP
ejif-6585	49	10	the	the	DET
ejif-6585	49	11	concept	concept	NOUN
ejif-6585	49	12	of	of	ADP
ejif-6585	49	13	profit	profit	NOUN
ejif-6585	49	14	sharing	sharing	NOUN
ejif-6585	49	15	and	and	CCONJ
ejif-6585	49	16	fixed	fix	VERB
ejif-6585	49	17	payment	payment	NOUN
ejif-6585	49	18	rates	rate	NOUN
ejif-6585	49	19	which	which	PRON
ejif-6585	49	20	are	be	AUX
ejif-6585	49	21	more	more	ADV
ejif-6585	49	22	advantageous	advantageous	ADJ
ejif-6585	49	23	compared	compare	VERB
ejif-6585	49	24	to	to	ADP
ejif-6585	49	25	what	what	PRON
ejif-6585	49	26	is	be	AUX
ejif-6585	49	27	offered	offer	VERB
ejif-6585	49	28	by	by	ADP
ejif-6585	49	29	investment	investment	NOUN
ejif-6585	49	30	banking	banking	NOUN
ejif-6585	49	31	.	.	PUNCT
ejif-6585	50	1	also	also	ADV
ejif-6585	50	2	,	,	PUNCT
ejif-6585	50	3	shariah	shariah	PROPN
ejif-6585	50	4	law	law	NOUN
ejif-6585	50	5	limits	limit	VERB
ejif-6585	50	6	the	the	DET
ejif-6585	50	7	area	area	NOUN
ejif-6585	50	8	in	in	ADP
ejif-6585	50	9	which	which	PRON
ejif-6585	50	10	islamic	islamic	ADJ
ejif-6585	50	11	finance	finance	NOUN
ejif-6585	50	12	can	can	AUX
ejif-6585	50	13	be	be	AUX
ejif-6585	50	14	invested	invest	VERB
ejif-6585	50	15	,	,	PUNCT
ejif-6585	50	16	and	and	CCONJ
ejif-6585	50	17	it	it	PRON
ejif-6585	50	18	is	be	AUX
ejif-6585	50	19	appropriate	appropriate	ADJ
ejif-6585	50	20	to	to	PART
ejif-6585	50	21	advise	advise	VERB
ejif-6585	50	22	entrepreneurs	entrepreneur	NOUN
ejif-6585	50	23	to	to	PART
ejif-6585	50	24	adhere	adhere	VERB
ejif-6585	50	25	to	to	ADP
ejif-6585	50	26	the	the	DET
ejif-6585	50	27	law	law	NOUN
ejif-6585	50	28	strictly	strictly	ADV
ejif-6585	50	29	.	.	PUNCT
ejif-6585	51	1	for	for	ADP
ejif-6585	51	2	instance	instance	NOUN
ejif-6585	51	3	,	,	PUNCT
ejif-6585	51	4	the	the	DET
ejif-6585	51	5	funds	fund	NOUN
ejif-6585	51	6	can	can	AUX
ejif-6585	51	7	not	not	PART
ejif-6585	51	8	be	be	AUX
ejif-6585	51	9	invested	invest	VERB
ejif-6585	51	10	in	in	ADP
ejif-6585	51	11	businesses	business	NOUN
ejif-6585	51	12	that	that	PRON
ejif-6585	51	13	deal	deal	VERB
ejif-6585	51	14	with	with	ADP
ejif-6585	51	15	drugs	drug	NOUN
ejif-6585	51	16	or	or	CCONJ
ejif-6585	51	17	gambling	gambling	NOUN
ejif-6585	51	18	.	.	PUNCT
ejif-6585	52	1	hence	hence	ADV
ejif-6585	52	2	,	,	PUNCT
ejif-6585	52	3	the	the	DET
ejif-6585	52	4	use	use	NOUN
ejif-6585	52	5	of	of	ADP
ejif-6585	52	6	financial	financial	ADJ
ejif-6585	52	7	technology	technology	NOUN
ejif-6585	52	8	will	will	AUX
ejif-6585	52	9	provide	provide	VERB
ejif-6585	52	10	new	new	ADJ
ejif-6585	52	11	opportunities	opportunity	NOUN
ejif-6585	52	12	for	for	ADP
ejif-6585	52	13	investment	investment	NOUN
ejif-6585	52	14	that	that	PRON
ejif-6585	52	15	are	be	AUX
ejif-6585	52	16	aligned	align	VERB
ejif-6585	52	17	with	with	ADP
ejif-6585	52	18	shariah	shariah	PROPN
ejif-6585	52	19	.	.	PUNCT
ejif-6585	53	1	for	for	ADP
ejif-6585	53	2	instance	instance	NOUN
ejif-6585	53	3	,	,	PUNCT
ejif-6585	53	4	capital	capital	NOUN
ejif-6585	53	5	markets	market	NOUN
ejif-6585	53	6	and	and	CCONJ
ejif-6585	53	7	the	the	DET
ejif-6585	53	8	use	use	NOUN
ejif-6585	53	9	of	of	ADP
ejif-6585	53	10	digital	digital	ADJ
ejif-6585	53	11	payment	payment	NOUN
ejif-6585	53	12	systems	system	NOUN
ejif-6585	53	13	are	be	AUX
ejif-6585	53	14	new	new	ADJ
ejif-6585	53	15	investment	investment	NOUN
ejif-6585	53	16	approaches	approach	NOUN
ejif-6585	53	17	.	.	PUNCT
ejif-6585	54	1	these	these	PRON
ejif-6585	54	2	are	be	AUX
ejif-6585	54	3	investment	investment	NOUN
ejif-6585	54	4	opportunities	opportunity	NOUN
ejif-6585	54	5	for	for	ADP
ejif-6585	54	6	entrepreneurs	entrepreneur	NOUN
ejif-6585	54	7	that	that	PRON
ejif-6585	54	8	are	be	AUX
ejif-6585	54	9	allowed	allow	VERB
ejif-6585	54	10	by	by	ADP
ejif-6585	54	11	shariah	shariah	PROPN
ejif-6585	54	12	law	law	PROPN
ejif-6585	54	13	.	.	PUNCT
ejif-6585	55	1	to	to	PART
ejif-6585	55	2	penetrate	penetrate	VERB
ejif-6585	55	3	new	new	ADJ
ejif-6585	55	4	regions	region	NOUN
ejif-6585	55	5	,	,	PUNCT
ejif-6585	55	6	it	it	PRON
ejif-6585	55	7	is	be	AUX
ejif-6585	55	8	important	important	ADJ
ejif-6585	55	9	to	to	PART
ejif-6585	55	10	introduce	introduce	VERB
ejif-6585	55	11	banking	banking	NOUN
ejif-6585	55	12	packages	package	NOUN
ejif-6585	55	13	that	that	PRON
ejif-6585	55	14	attract	attract	VERB
ejif-6585	55	15	msmes	msme	NOUN
ejif-6585	55	16	since	since	SCONJ
ejif-6585	55	17	they	they	PRON
ejif-6585	55	18	are	be	AUX
ejif-6585	55	19	the	the	DET
ejif-6585	55	20	backbone	backbone	NOUN
ejif-6585	55	21	of	of	ADP
ejif-6585	55	22	most	most	ADJ
ejif-6585	55	23	economies	economy	NOUN
ejif-6585	55	24	.	.	PUNCT
ejif-6585	56	1	this	this	PRON
ejif-6585	56	2	can	can	AUX
ejif-6585	56	3	be	be	AUX
ejif-6585	56	4	achieved	achieve	VERB
ejif-6585	56	5	by	by	ADP
ejif-6585	56	6	creating	create	VERB
ejif-6585	56	7	awareness	awareness	NOUN
ejif-6585	56	8	and	and	CCONJ
ejif-6585	56	9	educating	educate	VERB
ejif-6585	56	10	investment	investment	NOUN
ejif-6585	56	11	groups	group	NOUN
ejif-6585	56	12	on	on	ADP
ejif-6585	56	13	why	why	SCONJ
ejif-6585	56	14	it	it	PRON
ejif-6585	56	15	is	be	AUX
ejif-6585	56	16	more	more	ADV
ejif-6585	56	17	advantageous	advantageous	ADJ
ejif-6585	56	18	to	to	PART
ejif-6585	56	19	use	use	VERB
ejif-6585	56	20	islamic	islamic	ADJ
ejif-6585	56	21	banking	banking	NOUN
ejif-6585	56	22	for	for	ADP
ejif-6585	56	23	their	their	PRON
ejif-6585	56	24	businesses	business	NOUN
ejif-6585	56	25	.	.	PUNCT
ejif-6585	57	1	importantly	importantly	ADV
ejif-6585	57	2	,	,	PUNCT
ejif-6585	57	3	there	there	PRON
ejif-6585	57	4	is	be	VERB
ejif-6585	57	5	a	a	DET
ejif-6585	57	6	need	need	NOUN
ejif-6585	57	7	to	to	PART
ejif-6585	57	8	stipulate	stipulate	VERB
ejif-6585	57	9	that	that	SCONJ
ejif-6585	57	10	islamic	islamic	ADJ
ejif-6585	57	11	finance	finance	NOUN
ejif-6585	57	12	does	do	AUX
ejif-6585	57	13	not	not	PART
ejif-6585	57	14	apply	apply	VERB
ejif-6585	57	15	to	to	ADP
ejif-6585	57	16	muslims	muslims	PROPN
ejif-6585	57	17	alone	alone	ADV
ejif-6585	57	18	,	,	PUNCT
ejif-6585	57	19	but	but	CCONJ
ejif-6585	57	20	investors	investor	NOUN
ejif-6585	57	21	are	be	AUX
ejif-6585	57	22	welcome	welcome	ADJ
ejif-6585	57	23	regardless	regardless	ADV
ejif-6585	57	24	of	of	ADP
ejif-6585	57	25	their	their	PRON
ejif-6585	57	26	religion	religion	NOUN
ejif-6585	57	27	or	or	CCONJ
ejif-6585	57	28	beliefs	belief	NOUN
ejif-6585	57	29	.	.	PUNCT
ejif-6585	58	1	the	the	DET
ejif-6585	58	2	incorporation	incorporation	NOUN
ejif-6585	58	3	of	of	ADP
ejif-6585	58	4	fintech	fintech	NOUN
ejif-6585	58	5	into	into	ADP
ejif-6585	58	6	islamic	islamic	ADJ
ejif-6585	58	7	banking	banking	NOUN
ejif-6585	58	8	will	will	AUX
ejif-6585	58	9	help	help	VERB
ejif-6585	58	10	investors	investor	NOUN
ejif-6585	58	11	and	and	CCONJ
ejif-6585	58	12	the	the	DET
ejif-6585	58	13	institution	institution	NOUN
ejif-6585	58	14	realize	realize	VERB
ejif-6585	58	15	impeccable	impeccable	ADJ
ejif-6585	58	16	results	result	NOUN
ejif-6585	58	17	.	.	PUNCT
ejif-6585	59	1	this	this	PRON
ejif-6585	59	2	is	be	AUX
ejif-6585	59	3	by	by	ADP
ejif-6585	59	4	adopting	adopt	VERB
ejif-6585	59	5	technologies	technology	NOUN
ejif-6585	59	6	that	that	PRON
ejif-6585	59	7	allow	allow	VERB
ejif-6585	59	8	both	both	PRON
ejif-6585	59	9	the	the	DET
ejif-6585	59	10	investors	investor	NOUN
ejif-6585	59	11	and	and	CCONJ
ejif-6585	59	12	the	the	DET
ejif-6585	59	13	banks	bank	NOUN
ejif-6585	59	14	to	to	PART
ejif-6585	59	15	interact	interact	VERB
ejif-6585	59	16	.	.	PUNCT
ejif-6585	60	1	digital	digital	ADJ
ejif-6585	60	2	disruption	disruption	NOUN
ejif-6585	60	3	is	be	AUX
ejif-6585	60	4	an	an	DET
ejif-6585	60	5	important	important	ADJ
ejif-6585	60	6	consideration	consideration	NOUN
ejif-6585	60	7	while	while	SCONJ
ejif-6585	60	8	unlocking	unlock	VERB
ejif-6585	60	9	the	the	DET
ejif-6585	60	10	potential	potential	NOUN
ejif-6585	60	11	of	of	ADP
ejif-6585	60	12	islamic	islamic	ADJ
ejif-6585	60	13	finance	finance	NOUN
ejif-6585	60	14	.	.	PUNCT
ejif-6585	61	1	the	the	DET
ejif-6585	61	2	advancement	advancement	NOUN
ejif-6585	61	3	in	in	ADP
ejif-6585	61	4	technology	technology	NOUN
ejif-6585	61	5	will	will	AUX
ejif-6585	61	6	enable	enable	VERB
ejif-6585	61	7	msmes	msme	NOUN
ejif-6585	61	8	to	to	PART
ejif-6585	61	9	manage	manage	VERB
ejif-6585	61	10	funds	fund	NOUN
ejif-6585	61	11	digitally	digitally	ADV
ejif-6585	61	12	using	use	VERB
ejif-6585	61	13	real	real	ADJ
ejif-6585	61	14	-	-	PUNCT
ejif-6585	61	15	time	time	NOUN
ejif-6585	61	16	technologies	technology	NOUN
ejif-6585	61	17	.	.	PUNCT
ejif-6585	62	1	based	base	VERB
ejif-6585	62	2	on	on	ADP
ejif-6585	62	3	the	the	DET
ejif-6585	62	4	nature	nature	NOUN
ejif-6585	62	5	of	of	ADP
ejif-6585	62	6	islamic	islamic	ADJ
ejif-6585	62	7	finance	finance	NOUN
ejif-6585	62	8	,	,	PUNCT
ejif-6585	62	9	this	this	DET
ejif-6585	62	10	new	new	ADJ
ejif-6585	62	11	technology	technology	NOUN
ejif-6585	62	12	provides	provide	VERB
ejif-6585	62	13	a	a	DET
ejif-6585	62	14	great	great	ADJ
ejif-6585	62	15	opportunity	opportunity	NOUN
ejif-6585	62	16	for	for	ADP
ejif-6585	62	17	collaboration	collaboration	NOUN
ejif-6585	62	18	between	between	ADP
ejif-6585	62	19	the	the	DET
ejif-6585	62	20	institution	institution	NOUN
ejif-6585	62	21	and	and	CCONJ
ejif-6585	62	22	the	the	DET
ejif-6585	62	23	msmes	msmes	PROPN
ejif-6585	62	24	.	.	PUNCT
ejif-6585	63	1	the	the	DET
ejif-6585	63	2	covid-19	covid-19	PROPN
ejif-6585	63	3	pandemic	pandemic	NOUN
ejif-6585	63	4	has	have	AUX
ejif-6585	63	5	disrupted	disrupt	VERB
ejif-6585	63	6	msmes	msme	NOUN
ejif-6585	63	7	.	.	PUNCT
ejif-6585	64	1	islamic	islamic	ADJ
ejif-6585	64	2	banking	banking	NOUN
ejif-6585	64	3	can	can	AUX
ejif-6585	64	4	play	play	VERB
ejif-6585	64	5	an	an	DET
ejif-6585	64	6	active	active	ADJ
ejif-6585	64	7	role	role	NOUN
ejif-6585	64	8	during	during	ADP
ejif-6585	64	9	the	the	DET
ejif-6585	64	10	recovery	recovery	NOUN
ejif-6585	64	11	process	process	NOUN
ejif-6585	64	12	.	.	PUNCT
ejif-6585	65	1	fintech	fintech	NOUN
ejif-6585	65	2	allows	allow	VERB
ejif-6585	65	3	the	the	DET
ejif-6585	65	4	islamic	islamic	ADJ
ejif-6585	65	5	financial	financial	ADJ
ejif-6585	65	6	system	system	NOUN
ejif-6585	65	7	a	a	DET
ejif-6585	65	8	level	level	NOUN
ejif-6585	65	9	ground	ground	NOUN
ejif-6585	65	10	to	to	PART
ejif-6585	65	11	provide	provide	VERB
ejif-6585	65	12	financial	financial	ADJ
ejif-6585	65	13	services	service	NOUN
ejif-6585	65	14	to	to	ADP
ejif-6585	65	15	msmes	msme	NOUN
ejif-6585	65	16	.	.	PUNCT
ejif-6585	66	1	therefore	therefore	ADV
ejif-6585	66	2	,	,	PUNCT
ejif-6585	66	3	fintech	fintech	NOUN
ejif-6585	66	4	can	can	AUX
ejif-6585	66	5	be	be	AUX
ejif-6585	66	6	used	use	VERB
ejif-6585	66	7	to	to	PART
ejif-6585	66	8	work	work	VERB
ejif-6585	66	9	with	with	ADP
ejif-6585	66	10	small	small	ADJ
ejif-6585	66	11	businesses	business	NOUN
ejif-6585	66	12	that	that	PRON
ejif-6585	66	13	are	be	AUX
ejif-6585	66	14	recovering	recover	VERB
ejif-6585	66	15	from	from	ADP
ejif-6585	66	16	the	the	DET
ejif-6585	66	17	economic	economic	ADJ
ejif-6585	66	18	impact	impact	NOUN
ejif-6585	66	19	of	of	ADP
ejif-6585	66	20	covid-19	covid-19	PROPN
ejif-6585	66	21	.	.	PUNCT
ejif-6585	67	1	the	the	DET
ejif-6585	67	2	pandemic	pandemic	NOUN
ejif-6585	67	3	has	have	AUX
ejif-6585	67	4	created	create	VERB
ejif-6585	67	5	an	an	DET
ejif-6585	67	6	opportunity	opportunity	NOUN
ejif-6585	67	7	for	for	SCONJ
ejif-6585	67	8	islamic	islamic	ADJ
ejif-6585	67	9	finance	finance	NOUN
ejif-6585	67	10	to	to	PART
ejif-6585	67	11	work	work	VERB
ejif-6585	67	12	with	with	ADP
ejif-6585	67	13	msmes	msme	NOUN
ejif-6585	67	14	and	and	CCONJ
ejif-6585	67	15	create	create	VERB
ejif-6585	67	16	a	a	DET
ejif-6585	67	17	sustainable	sustainable	ADJ
ejif-6585	67	18	financial	financial	ADJ
ejif-6585	67	19	system	system	NOUN
ejif-6585	67	20	[	[	X
ejif-6585	67	21	6	6	NUM
ejif-6585	67	22	]	]	PUNCT
ejif-6585	67	23	currently	currently	ADV
ejif-6585	67	24	,	,	PUNCT
ejif-6585	67	25	small	small	ADJ
ejif-6585	67	26	and	and	CCONJ
ejif-6585	67	27	micro	micro	NOUN
ejif-6585	67	28	businesses	business	NOUN
ejif-6585	67	29	have	have	AUX
ejif-6585	67	30	turned	turn	VERB
ejif-6585	67	31	to	to	ADP
ejif-6585	67	32	innovation	innovation	NOUN
ejif-6585	67	33	as	as	SCONJ
ejif-6585	67	34	they	they	PRON
ejif-6585	67	35	seek	seek	VERB
ejif-6585	67	36	to	to	PART
ejif-6585	67	37	attain	attain	VERB
ejif-6585	67	38	a	a	DET
ejif-6585	67	39	place	place	NOUN
ejif-6585	67	40	in	in	ADP
ejif-6585	67	41	the	the	DET
ejif-6585	67	42	world	world	NOUN
ejif-6585	67	43	.	.	PUNCT
ejif-6585	68	1	the	the	DET
ejif-6585	68	2	collaboration	collaboration	NOUN
ejif-6585	68	3	between	between	ADP
ejif-6585	68	4	islamic	islamic	ADJ
ejif-6585	68	5	finance	finance	NOUN
ejif-6585	68	6	and	and	CCONJ
ejif-6585	68	7	msmes	msme	NOUN
ejif-6585	68	8	will	will	AUX
ejif-6585	68	9	create	create	VERB
ejif-6585	68	10	an	an	DET
ejif-6585	68	11	imperative	imperative	ADJ
ejif-6585	68	12	opportunity	opportunity	NOUN
ejif-6585	68	13	where	where	SCONJ
ejif-6585	68	14	fintech	fintech	NOUN
ejif-6585	68	15	can	can	AUX
ejif-6585	68	16	be	be	AUX
ejif-6585	68	17	applied	apply	VERB
ejif-6585	68	18	to	to	PART
ejif-6585	68	19	ensure	ensure	VERB
ejif-6585	68	20	that	that	SCONJ
ejif-6585	68	21	innovative	innovative	ADJ
ejif-6585	68	22	businesses	business	NOUN
ejif-6585	68	23	are	be	AUX
ejif-6585	68	24	being	be	AUX
ejif-6585	68	25	supported	support	VERB
ejif-6585	68	26	.	.	PUNCT
ejif-6585	69	1	for	for	ADP
ejif-6585	69	2	the	the	DET
ejif-6585	69	3	innovative	innovative	ADJ
ejif-6585	69	4	solution	solution	NOUN
ejif-6585	69	5	to	to	PART
ejif-6585	69	6	reach	reach	VERB
ejif-6585	69	7	the	the	DET
ejif-6585	69	8	target	target	NOUN
ejif-6585	69	9	market	market	NOUN
ejif-6585	69	10	,	,	PUNCT
ejif-6585	69	11	the	the	DET
ejif-6585	69	12	investor	investor	NOUN
ejif-6585	69	13	requires	require	VERB
ejif-6585	69	14	financial	financial	ADJ
ejif-6585	69	15	support	support	NOUN
ejif-6585	69	16	from	from	ADP
ejif-6585	69	17	institutions	institution	NOUN
ejif-6585	69	18	providing	provide	VERB
ejif-6585	69	19	favourable	favourable	ADJ
ejif-6585	69	20	terms	term	NOUN
ejif-6585	69	21	.	.	PUNCT
ejif-6585	70	1	compared	compare	VERB
ejif-6585	70	2	to	to	ADP
ejif-6585	70	3	other	other	ADJ
ejif-6585	70	4	finance	finance	NOUN
ejif-6585	70	5	providers	provider	NOUN
ejif-6585	70	6	,	,	PUNCT
ejif-6585	70	7	islamic	islamic	ADJ
ejif-6585	70	8	finance	finance	NOUN
ejif-6585	70	9	is	be	AUX
ejif-6585	70	10	more	more	ADV
ejif-6585	70	11	favourable	favourable	ADJ
ejif-6585	70	12	to	to	PART
ejif-6585	70	13	support	support	VERB
ejif-6585	70	14	innovative	innovative	ADJ
ejif-6585	70	15	solutions	solution	NOUN
ejif-6585	70	16	to	to	ADP
ejif-6585	70	17	its	its	PRON
ejif-6585	70	18	strict	strict	ADJ
ejif-6585	70	19	adherence	adherence	NOUN
ejif-6585	70	20	to	to	ADP
ejif-6585	70	21	shariah	shariah	PROPN
ejif-6585	70	22	law	law	NOUN
ejif-6585	70	23	that	that	PRON
ejif-6585	70	24	is	be	AUX
ejif-6585	70	25	not	not	PART
ejif-6585	70	26	centred	centre	VERB
ejif-6585	70	27	on	on	ADP
ejif-6585	70	28	making	make	VERB
ejif-6585	70	29	a	a	DET
ejif-6585	70	30	profit	profit	NOUN
ejif-6585	70	31	.	.	PUNCT
ejif-6585	71	1	however	however	ADV
ejif-6585	71	2	,	,	PUNCT
ejif-6585	71	3	awareness	awareness	NOUN
ejif-6585	71	4	is	be	AUX
ejif-6585	71	5	important	important	ADJ
ejif-6585	71	6	,	,	PUNCT
ejif-6585	71	7	especially	especially	ADV
ejif-6585	71	8	among	among	ADP
ejif-6585	71	9	investors	investor	NOUN
ejif-6585	71	10	who	who	PRON
ejif-6585	71	11	are	be	AUX
ejif-6585	71	12	not	not	PART
ejif-6585	71	13	exposed	expose	VERB
ejif-6585	71	14	to	to	ADP
ejif-6585	71	15	islamic	islamic	ADJ
ejif-6585	71	16	banking	banking	NOUN
ejif-6585	71	17	or	or	CCONJ
ejif-6585	71	18	are	be	AUX
ejif-6585	71	19	guided	guide	VERB
ejif-6585	71	20	by	by	ADP
ejif-6585	71	21	misconceptions	misconception	NOUN
ejif-6585	71	22	or	or	CCONJ
ejif-6585	71	23	stereotypes	stereotype	NOUN
ejif-6585	71	24	.	.	PUNCT
ejif-6585	72	1	the	the	DET
ejif-6585	72	2	purpose	purpose	NOUN
ejif-6585	72	3	of	of	ADP
ejif-6585	72	4	this	this	DET
ejif-6585	72	5	study	study	NOUN
ejif-6585	72	6	is	be	AUX
ejif-6585	72	7	to	to	PART
ejif-6585	72	8	contribute	contribute	VERB
ejif-6585	72	9	to	to	ADP
ejif-6585	72	10	the	the	DET
ejif-6585	72	11	literature	literature	NOUN
ejif-6585	72	12	regarding	regard	VERB
ejif-6585	72	13	the	the	DET
ejif-6585	72	14	potential	potential	ADJ
ejif-6585	72	15	role	role	NOUN
ejif-6585	72	16	of	of	ADP
ejif-6585	72	17	islamic	islamic	ADJ
ejif-6585	72	18	finance	finance	NOUN
ejif-6585	72	19	in	in	ADP
ejif-6585	72	20	the	the	DET
ejif-6585	72	21	growth	growth	NOUN
ejif-6585	72	22	of	of	ADP
ejif-6585	72	23	the	the	DET
ejif-6585	72	24	msmes	msme	NOUN
ejif-6585	72	25	sector	sector	NOUN
ejif-6585	72	26	.	.	PUNCT
ejif-6585	73	1	this	this	DET
ejif-6585	73	2	paper	paper	NOUN
ejif-6585	73	3	also	also	ADV
ejif-6585	73	4	explores	explore	VERB
ejif-6585	73	5	the	the	DET
ejif-6585	73	6	impact	impact	NOUN
ejif-6585	73	7	of	of	ADP
ejif-6585	73	8	islamic	islamic	ADJ
ejif-6585	73	9	finance	finance	NOUN
ejif-6585	73	10	on	on	ADP
ejif-6585	73	11	society	society	NOUN
ejif-6585	73	12	and	and	CCONJ
ejif-6585	73	13	how	how	SCONJ
ejif-6585	73	14	the	the	DET
ejif-6585	73	15	sector	sector	NOUN
ejif-6585	73	16	has	have	AUX
ejif-6585	73	17	managed	manage	VERB
ejif-6585	73	18	the	the	DET
ejif-6585	73	19	covid-19	covid-19	PROPN
ejif-6585	73	20	pandemic	pandemic	NOUN
ejif-6585	73	21	.	.	PUNCT
ejif-6585	74	1	ii	ii	PROPN
ejif-6585	74	2	.	.	PUNCT
ejif-6585	75	1	literature	literature	PROPN
ejif-6585	75	2	review	review	PROPN
ejif-6585	75	3	a.	a.	PROPN
ejif-6585	75	4	islamic	islamic	PROPN
ejif-6585	75	5	finance	finance	PROPN
ejif-6585	75	6	have	have	AUX
ejif-6585	75	7	evolved	evolve	VERB
ejif-6585	75	8	over	over	ADP
ejif-6585	75	9	the	the	DET
ejif-6585	75	10	years	year	NOUN
ejif-6585	75	11	over	over	ADP
ejif-6585	75	12	the	the	DET
ejif-6585	75	13	years	year	NOUN
ejif-6585	75	14	,	,	PUNCT
ejif-6585	75	15	the	the	DET
ejif-6585	75	16	popularity	popularity	NOUN
ejif-6585	75	17	of	of	ADP
ejif-6585	75	18	islamic	islamic	ADJ
ejif-6585	75	19	banking	banking	NOUN
ejif-6585	75	20	has	have	AUX
ejif-6585	75	21	been	be	AUX
ejif-6585	75	22	growing	grow	VERB
ejif-6585	75	23	significantly	significantly	ADV
ejif-6585	75	24	,	,	PUNCT
ejif-6585	75	25	but	but	CCONJ
ejif-6585	75	26	statistics	statistic	NOUN
ejif-6585	75	27	indicate	indicate	VERB
ejif-6585	75	28	that	that	SCONJ
ejif-6585	75	29	there	there	PRON
ejif-6585	75	30	remains	remain	VERB
ejif-6585	75	31	a	a	DET
ejif-6585	75	32	huge	huge	ADJ
ejif-6585	75	33	potential	potential	NOUN
ejif-6585	75	34	to	to	PART
ejif-6585	75	35	be	be	AUX
ejif-6585	75	36	exploited	exploit	VERB
ejif-6585	75	37	.	.	PUNCT
ejif-6585	76	1	there	there	PRON
ejif-6585	76	2	is	be	VERB
ejif-6585	76	3	a	a	DET
ejif-6585	76	4	huge	huge	ADJ
ejif-6585	76	5	demand	demand	NOUN
ejif-6585	76	6	for	for	ADP
ejif-6585	76	7	islamic	islamic	ADJ
ejif-6585	76	8	financing	financing	NOUN
ejif-6585	76	9	products	product	NOUN
ejif-6585	76	10	,	,	PUNCT
ejif-6585	76	11	majorly	majorly	ADV
ejif-6585	76	12	among	among	ADP
ejif-6585	76	13	msmes	msme	NOUN
ejif-6585	76	14	.	.	PUNCT
ejif-6585	77	1	if	if	SCONJ
ejif-6585	77	2	the	the	DET
ejif-6585	77	3	product	product	NOUN
ejif-6585	77	4	sold	sell	VERB
ejif-6585	77	5	by	by	ADP
ejif-6585	77	6	the	the	DET
ejif-6585	77	7	business	business	NOUN
ejif-6585	77	8	is	be	AUX
ejif-6585	77	9	shariah	shariah	PROPN
ejif-6585	77	10	-	-	PUNCT
ejif-6585	77	11	compliant	compliant	NOUN
ejif-6585	77	12	,	,	PUNCT
ejif-6585	77	13	it	it	PRON
ejif-6585	77	14	is	be	AUX
ejif-6585	77	15	more	more	ADV
ejif-6585	77	16	beneficial	beneficial	ADJ
ejif-6585	77	17	to	to	PART
ejif-6585	77	18	seek	seek	VERB
ejif-6585	77	19	islamic	islamic	ADJ
ejif-6585	77	20	finance	finance	NOUN
ejif-6585	77	21	.	.	PUNCT
ejif-6585	78	1	the	the	DET
ejif-6585	78	2	profit	profit	NOUN
ejif-6585	78	3	-	-	PUNCT
ejif-6585	78	4	loss	loss	NOUN
ejif-6585	78	5	-	-	PUNCT
ejif-6585	78	6	sharing	share	VERB
ejif-6585	78	7	contract	contract	NOUN
ejif-6585	78	8	benefits	benefit	VERB
ejif-6585	78	9	small	small	ADJ
ejif-6585	78	10	businesses	business	NOUN
ejif-6585	78	11	due	due	ADJ
ejif-6585	78	12	to	to	ADP
ejif-6585	78	13	its	its	PRON
ejif-6585	78	14	favorable	favorable	ADJ
ejif-6585	78	15	terms	term	NOUN
ejif-6585	78	16	.	.	PUNCT
ejif-6585	79	1	public	public	ADJ
ejif-6585	79	2	awareness	awareness	NOUN
ejif-6585	79	3	remains	remain	VERB
ejif-6585	79	4	a	a	DET
ejif-6585	79	5	significant	significant	ADJ
ejif-6585	79	6	hindrance	hindrance	NOUN
ejif-6585	79	7	to	to	ADP
ejif-6585	79	8	islamic	islamic	ADJ
ejif-6585	79	9	financing	financing	NOUN
ejif-6585	79	10	because	because	SCONJ
ejif-6585	79	11	people	people	NOUN
ejif-6585	79	12	who	who	PRON
ejif-6585	79	13	are	be	AUX
ejif-6585	79	14	not	not	PART
ejif-6585	79	15	muslims	muslims	PROPN
ejif-6585	79	16	or	or	CCONJ
ejif-6585	79	17	from	from	ADP
ejif-6585	79	18	islamic	islamic	ADJ
ejif-6585	79	19	countries	country	NOUN
ejif-6585	79	20	are	be	AUX
ejif-6585	79	21	not	not	PART
ejif-6585	79	22	aware	aware	ADJ
ejif-6585	79	23	that	that	SCONJ
ejif-6585	79	24	their	their	PRON
ejif-6585	79	25	investments	investment	NOUN
ejif-6585	79	26	are	be	AUX
ejif-6585	79	27	shariah	shariah	PROPN
ejif-6585	79	28	compliant	compliant	NOUN
ejif-6585	80	1	[	[	X
ejif-6585	80	2	1	1	NUM
ejif-6585	80	3	]	]	PUNCT
ejif-6585	80	4	.	.	PUNCT
ejif-6585	81	1	the	the	DET
ejif-6585	81	2	gap	gap	NOUN
ejif-6585	81	3	in	in	ADP
ejif-6585	81	4	knowledge	knowledge	NOUN
ejif-6585	81	5	makes	make	VERB
ejif-6585	81	6	the	the	DET
ejif-6585	81	7	msmes	msme	NOUN
ejif-6585	81	8	seek	seek	VERB
ejif-6585	81	9	expensive	expensive	ADJ
ejif-6585	81	10	investments	investment	NOUN
ejif-6585	81	11	,	,	PUNCT
ejif-6585	81	12	whereas	whereas	SCONJ
ejif-6585	81	13	they	they	PRON
ejif-6585	81	14	can	can	AUX
ejif-6585	81	15	access	access	VERB
ejif-6585	81	16	funding	funding	NOUN
ejif-6585	81	17	that	that	PRON
ejif-6585	81	18	comes	come	VERB
ejif-6585	81	19	in	in	ADP
ejif-6585	81	20	favourable	favourable	ADJ
ejif-6585	81	21	contracts	contract	NOUN
ejif-6585	81	22	.	.	PUNCT
ejif-6585	82	1	it	it	PRON
ejif-6585	82	2	is	be	AUX
ejif-6585	82	3	more	more	ADV
ejif-6585	82	4	beneficial	beneficial	ADJ
ejif-6585	82	5	to	to	ADP
ejif-6585	82	6	islamic	islamic	ADJ
ejif-6585	82	7	banks	bank	NOUN
ejif-6585	82	8	to	to	PART
ejif-6585	82	9	use	use	VERB
ejif-6585	82	10	profit	profit	NOUN
ejif-6585	82	11	and	and	CCONJ
ejif-6585	82	12	loss	loss	NOUN
ejif-6585	82	13	-	-	PUNCT
ejif-6585	82	14	sharing	share	VERB
ejif-6585	82	15	contracts	contract	NOUN
ejif-6585	82	16	to	to	PART
ejif-6585	82	17	categorize	categorize	VERB
ejif-6585	82	18	msmes	msme	NOUN
ejif-6585	82	19	based	base	VERB
ejif-6585	82	20	on	on	ADP
ejif-6585	82	21	their	their	PRON
ejif-6585	82	22	debt	debt	NOUN
ejif-6585	82	23	repayment	repayment	NOUN
ejif-6585	82	24	capabilities	capability	NOUN
ejif-6585	82	25	.	.	PUNCT
ejif-6585	83	1	unlocking	unlock	VERB
ejif-6585	83	2	islamic	islamic	ADJ
ejif-6585	83	3	finance	finance	NOUN
ejif-6585	83	4	will	will	AUX
ejif-6585	83	5	help	help	VERB
ejif-6585	83	6	correct	correct	VERB
ejif-6585	83	7	information	information	NOUN
ejif-6585	83	8	that	that	PRON
ejif-6585	83	9	allows	allow	VERB
ejif-6585	83	10	guides	guide	NOUN
ejif-6585	83	11	on	on	ADP
ejif-6585	83	12	the	the	DET
ejif-6585	83	13	various	various	ADJ
ejif-6585	83	14	investment	investment	NOUN
ejif-6585	83	15	that	that	PRON
ejif-6585	83	16	meets	meet	VERB
ejif-6585	83	17	the	the	DET
ejif-6585	83	18	criteria	criterion	NOUN
ejif-6585	83	19	for	for	ADP
ejif-6585	83	20	funding	funding	NOUN
ejif-6585	83	21	.	.	PUNCT
ejif-6585	84	1	the	the	DET
ejif-6585	84	2	acceleration	acceleration	NOUN
ejif-6585	84	3	of	of	ADP
ejif-6585	84	4	digitalization	digitalization	NOUN
ejif-6585	84	5	after	after	ADP
ejif-6585	84	6	the	the	DET
ejif-6585	84	7	covid-19	covid-19	PROPN
ejif-6585	84	8	pandemic	pandemic	NOUN
ejif-6585	84	9	has	have	AUX
ejif-6585	84	10	enabled	enable	VERB
ejif-6585	84	11	msmes	msme	NOUN
ejif-6585	84	12	to	to	PART
ejif-6585	84	13	leverage	leverage	VERB
ejif-6585	84	14	online	online	ADJ
ejif-6585	84	15	platforms	platform	NOUN
ejif-6585	84	16	offered	offer	VERB
ejif-6585	84	17	by	by	ADP
ejif-6585	84	18	islamic	islamic	ADJ
ejif-6585	84	19	banks	bank	NOUN
ejif-6585	84	20	.	.	PUNCT
ejif-6585	85	1	according	accord	VERB
ejif-6585	85	2	to	to	ADP
ejif-6585	85	3	a	a	DET
ejif-6585	85	4	study	study	NOUN
ejif-6585	85	5	by	by	ADP
ejif-6585	85	6	oecd	oecd	PROPN
ejif-6585	85	7	,	,	PUNCT
ejif-6585	85	8	msmes	msme	NOUN
ejif-6585	85	9	engaged	engage	VERB
ejif-6585	85	10	in	in	ADP
ejif-6585	85	11	online	online	ADJ
ejif-6585	85	12	banking	banking	NOUN
ejif-6585	85	13	platforms	platform	NOUN
ejif-6585	85	14	following	follow	VERB
ejif-6585	85	15	the	the	DET
ejif-6585	85	16	pandemic	pandemic	NOUN
ejif-6585	85	17	have	have	AUX
ejif-6585	85	18	seen	see	VERB
ejif-6585	85	19	an	an	DET
ejif-6585	85	20	increase	increase	NOUN
ejif-6585	85	21	in	in	ADP
ejif-6585	85	22	sales	sale	NOUN
ejif-6585	85	23	and	and	CCONJ
ejif-6585	85	24	revenues	revenue	NOUN
ejif-6585	85	25	.	.	PUNCT
ejif-6585	86	1	thanks	thank	NOUN
ejif-6585	86	2	to	to	ADP
ejif-6585	86	3	islamic	islamic	ADJ
ejif-6585	86	4	banks	bank	NOUN
ejif-6585	86	5	,	,	PUNCT
ejif-6585	86	6	msmes	msme	NOUN
ejif-6585	86	7	are	be	AUX
ejif-6585	86	8	having	have	VERB
ejif-6585	86	9	easier	easy	ADJ
ejif-6585	86	10	access	access	NOUN
ejif-6585	86	11	to	to	ADP
ejif-6585	86	12	funding	funding	NOUN
ejif-6585	86	13	and	and	CCONJ
ejif-6585	86	14	a	a	DET
ejif-6585	86	15	speedy	speedy	ADJ
ejif-6585	86	16	recovery	recovery	NOUN
ejif-6585	86	17	from	from	ADP
ejif-6585	86	18	the	the	DET
ejif-6585	86	19	pandemic	pandemic	ADJ
ejif-6585	86	20	repercussions	repercussion	NOUN
ejif-6585	86	21	[	[	X
ejif-6585	86	22	15	15	NUM
ejif-6585	86	23	]	]	PUNCT
ejif-6585	86	24	.	.	PUNCT
ejif-6585	87	1	european	european	PROPN
ejif-6585	87	2	journal	journal	PROPN
ejif-6585	87	3	of	of	ADP
ejif-6585	87	4	islamic	islamic	PROPN
ejif-6585	87	5	finance	finance	PROPN
ejif-6585	87	6	issn	issn	PROPN
ejif-6585	87	7	:	:	PUNCT
ejif-6585	87	8	2421	2421	NUM
ejif-6585	87	9	-	-	SYM
ejif-6585	87	10	2172	2172	NUM
ejif-6585	87	11	doi	doi	NOUN
ejif-6585	87	12	:	:	PUNCT
ejif-6585	87	13	10.13135/2421	10.13135/2421	NUM
ejif-6585	87	14	-	-	SYM
ejif-6585	87	15	2172/6585published	2172/6585publishe	VERB
ejif-6585	87	16	by	by	ADP
ejif-6585	87	17	the	the	DET
ejif-6585	87	18	university	university	PROPN
ejif-6585	87	19	of	of	ADP
ejif-6585	87	20	turin	turin	PROPN
ejif-6585	88	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-6585	88	2	ejif	ejif	PROPN
ejif-6585	88	3	content	content	NOUN
ejif-6585	88	4	is	be	AUX
ejif-6585	88	5	licensed	license	VERB
ejif-6585	88	6	under	under	ADP
ejif-6585	88	7	a	a	DET
ejif-6585	88	8	creative	creative	ADJ
ejif-6585	88	9	commons	common	NOUN
ejif-6585	88	10	attribution	attribution	NOUN
ejif-6585	88	11	4.0	4.0	NUM
ejif-6585	88	12	international	international	ADJ
ejif-6585	88	13	license	license	NOUN
ejif-6585	88	14	received	receive	VERB
ejif-6585	88	15	:	:	PUNCT
ejif-6585	88	16	22/02/2022	22/02/2022	NUM
ejif-6585	88	17	accepted	accept	VERB
ejif-6585	88	18	for	for	ADP
ejif-6585	88	19	publication	publication	NOUN
ejif-6585	88	20	:	:	PUNCT
ejif-6585	88	21	23/12/2022	23/12/2022	NUM
ejif-6585	88	22	published	publish	VERB
ejif-6585	88	23	:	:	PUNCT
ejif-6585	88	24	29/12/2022	29/12/2022	NUM
ejif-6585	88	25	32	32	NUM
ejif-6585	88	26	figure	figure	NOUN
ejif-6585	88	27	1	1	NUM
ejif-6585	88	28	:	:	PUNCT
ejif-6585	88	29	institutions	institution	NOUN
ejif-6585	88	30	registered	register	VERB
ejif-6585	88	31	for	for	ADP
ejif-6585	88	32	shariah	shariah	PROPN
ejif-6585	88	33	-	-	PUNCT
ejif-6585	88	34	compliant	compliant	ADJ
ejif-6585	88	35	products	product	NOUN
ejif-6585	88	36	source	source	NOUN
ejif-6585	88	37	:	:	PUNCT
ejif-6585	88	38	icd	icd	PROPN
ejif-6585	88	39	report	report	VERB
ejif-6585	88	40	the	the	DET
ejif-6585	88	41	figures	figure	NOUN
ejif-6585	88	42	above	above	ADV
ejif-6585	88	43	indicate	indicate	VERB
ejif-6585	88	44	the	the	DET
ejif-6585	88	45	continuous	continuous	ADJ
ejif-6585	88	46	growth	growth	NOUN
ejif-6585	88	47	of	of	ADP
ejif-6585	88	48	islamic	islamic	ADJ
ejif-6585	88	49	banking	banking	NOUN
ejif-6585	88	50	between	between	ADP
ejif-6585	88	51	2007	2007	NUM
ejif-6585	88	52	and	and	CCONJ
ejif-6585	88	53	2010	2010	NUM
ejif-6585	88	54	.	.	PUNCT
ejif-6585	89	1	msmes	msme	NOUN
ejif-6585	89	2	realize	realize	VERB
ejif-6585	89	3	various	various	ADJ
ejif-6585	89	4	contracts	contract	NOUN
ejif-6585	89	5	that	that	PRON
ejif-6585	89	6	are	be	AUX
ejif-6585	89	7	more	more	ADV
ejif-6585	89	8	favorable	favorable	ADJ
ejif-6585	89	9	to	to	ADP
ejif-6585	89	10	their	their	PRON
ejif-6585	89	11	businesses	business	NOUN
ejif-6585	89	12	[	[	X
ejif-6585	89	13	1	1	NUM
ejif-6585	89	14	]	]	PUNCT
ejif-6585	89	15	.	.	PUNCT
ejif-6585	90	1	these	these	DET
ejif-6585	90	2	contracts	contract	NOUN
ejif-6585	90	3	allow	allow	VERB
ejif-6585	90	4	them	they	PRON
ejif-6585	90	5	to	to	PART
ejif-6585	90	6	obtain	obtain	VERB
ejif-6585	90	7	funding	funding	NOUN
ejif-6585	90	8	that	that	PRON
ejif-6585	90	9	is	be	AUX
ejif-6585	90	10	cheaper	cheap	ADJ
ejif-6585	90	11	compared	compare	VERB
ejif-6585	90	12	to	to	ADP
ejif-6585	90	13	what	what	PRON
ejif-6585	90	14	they	they	PRON
ejif-6585	90	15	would	would	AUX
ejif-6585	90	16	have	have	AUX
ejif-6585	90	17	gotten	get	VERB
ejif-6585	90	18	from	from	ADP
ejif-6585	90	19	commercial	commercial	ADJ
ejif-6585	90	20	banks	bank	NOUN
ejif-6585	90	21	.	.	PUNCT
ejif-6585	91	1	this	this	PRON
ejif-6585	91	2	has	have	AUX
ejif-6585	91	3	attracted	attract	VERB
ejif-6585	91	4	new	new	ADJ
ejif-6585	91	5	entrants	entrant	NOUN
ejif-6585	91	6	into	into	ADP
ejif-6585	91	7	islamic	islamic	ADJ
ejif-6585	91	8	finance	finance	NOUN
ejif-6585	91	9	while	while	SCONJ
ejif-6585	91	10	other	other	ADJ
ejif-6585	91	11	conventional	conventional	ADJ
ejif-6585	91	12	banks	bank	NOUN
ejif-6585	91	13	are	be	AUX
ejif-6585	91	14	introducing	introduce	VERB
ejif-6585	91	15	shariah	shariah	PROPN
ejif-6585	91	16	-	-	PUNCT
ejif-6585	91	17	compliant	compliant	NOUN
ejif-6585	91	18	services	service	NOUN
ejif-6585	91	19	.	.	PUNCT
ejif-6585	92	1	the	the	DET
ejif-6585	92	2	growth	growth	NOUN
ejif-6585	92	3	in	in	ADP
ejif-6585	92	4	the	the	DET
ejif-6585	92	5	number	number	NOUN
ejif-6585	92	6	of	of	ADP
ejif-6585	92	7	institutions	institution	NOUN
ejif-6585	92	8	offering	offer	VERB
ejif-6585	92	9	islamic	islamic	ADJ
ejif-6585	92	10	financing	financing	NOUN
ejif-6585	92	11	indicates	indicate	VERB
ejif-6585	92	12	the	the	DET
ejif-6585	92	13	potential	potential	ADJ
ejif-6585	92	14	growth	growth	NOUN
ejif-6585	92	15	for	for	ADP
ejif-6585	92	16	banks	bank	NOUN
ejif-6585	92	17	and	and	CCONJ
ejif-6585	92	18	msmes	msme	NOUN
ejif-6585	92	19	seeking	seek	VERB
ejif-6585	92	20	their	their	PRON
ejif-6585	92	21	services	service	NOUN
ejif-6585	92	22	.	.	PUNCT
ejif-6585	93	1	data	datum	NOUN
ejif-6585	93	2	also	also	ADV
ejif-6585	93	3	indicates	indicate	VERB
ejif-6585	93	4	that	that	SCONJ
ejif-6585	93	5	islamic	islamic	ADJ
ejif-6585	93	6	finance	finance	NOUN
ejif-6585	93	7	is	be	AUX
ejif-6585	93	8	gaining	gain	VERB
ejif-6585	93	9	prominence	prominence	NOUN
ejif-6585	93	10	in	in	ADP
ejif-6585	93	11	previously	previously	ADV
ejif-6585	93	12	unexploited	unexploited	ADJ
ejif-6585	93	13	regions	region	NOUN
ejif-6585	93	14	.	.	PUNCT
ejif-6585	94	1	the	the	DET
ejif-6585	94	2	concentration	concentration	NOUN
ejif-6585	94	3	of	of	ADP
ejif-6585	94	4	islamic	islamic	ADJ
ejif-6585	94	5	banks	bank	NOUN
ejif-6585	94	6	spreads	spread	VERB
ejif-6585	94	7	to	to	ADP
ejif-6585	94	8	areas	area	NOUN
ejif-6585	94	9	not	not	PART
ejif-6585	94	10	predominantly	predominantly	ADV
ejif-6585	94	11	occupied	occupy	VERB
ejif-6585	94	12	by	by	ADP
ejif-6585	94	13	muslims	muslim	NOUN
ejif-6585	94	14	.	.	PUNCT
ejif-6585	95	1	this	this	DET
ejif-6585	95	2	geographical	geographical	ADJ
ejif-6585	95	3	expansion	expansion	NOUN
ejif-6585	95	4	indicates	indicate	VERB
ejif-6585	95	5	how	how	SCONJ
ejif-6585	95	6	investors	investor	NOUN
ejif-6585	95	7	accept	accept	VERB
ejif-6585	95	8	favorable	favorable	ADJ
ejif-6585	95	9	contracts	contract	NOUN
ejif-6585	95	10	,	,	PUNCT
ejif-6585	95	11	thus	thus	ADV
ejif-6585	95	12	helping	helping	AUX
ejif-6585	95	13	grow	grow	VERB
ejif-6585	95	14	the	the	DET
ejif-6585	95	15	assets	asset	NOUN
ejif-6585	95	16	of	of	ADP
ejif-6585	95	17	islamic	islamic	ADJ
ejif-6585	95	18	banks	bank	NOUN
ejif-6585	95	19	.	.	PUNCT
ejif-6585	96	1	table	table	NOUN
ejif-6585	96	2	1	1	NUM
ejif-6585	96	3	:	:	PUNCT
ejif-6585	96	4	shariah	shariah	PROPN
ejif-6585	96	5	compliant	compliant	ADJ
ejif-6585	96	6	assets	asset	NOUN
ejif-6585	96	7	(	(	PUNCT
ejif-6585	96	8	$	$	SYM
ejif-6585	96	9	m	m	NOUN
ejif-6585	96	10	)	)	PUNCT
ejif-6585	96	11	by	by	ADP
ejif-6585	96	12	country	country	NOUN
ejif-6585	96	13	source	source	NOUN
ejif-6585	96	14	:	:	PUNCT
ejif-6585	96	15	icd	icd	PROPN
ejif-6585	96	16	report	report	VERB
ejif-6585	96	17	the	the	DET
ejif-6585	96	18	table	table	NOUN
ejif-6585	96	19	above	above	ADV
ejif-6585	96	20	indicates	indicate	VERB
ejif-6585	96	21	the	the	DET
ejif-6585	96	22	top	top	ADJ
ejif-6585	96	23	25	25	NUM
ejif-6585	96	24	countries	country	NOUN
ejif-6585	96	25	in	in	ADP
ejif-6585	96	26	islamic	islamic	ADJ
ejif-6585	96	27	banking	banking	NOUN
ejif-6585	96	28	.	.	PUNCT
ejif-6585	97	1	the	the	DET
ejif-6585	97	2	recognition	recognition	NOUN
ejif-6585	97	3	of	of	ADP
ejif-6585	97	4	islamic	islamic	ADJ
ejif-6585	97	5	banking	banking	NOUN
ejif-6585	97	6	as	as	ADP
ejif-6585	97	7	an	an	DET
ejif-6585	97	8	alternative	alternative	NOUN
ejif-6585	97	9	to	to	ADP
ejif-6585	97	10	conventional	conventional	ADJ
ejif-6585	97	11	banking	banking	NOUN
ejif-6585	97	12	is	be	AUX
ejif-6585	97	13	continuously	continuously	ADV
ejif-6585	97	14	growing	grow	VERB
ejif-6585	97	15	and	and	CCONJ
ejif-6585	97	16	indicates	indicate	VERB
ejif-6585	97	17	a	a	DET
ejif-6585	97	18	huge	huge	ADJ
ejif-6585	97	19	potential	potential	NOUN
ejif-6585	97	20	for	for	ADP
ejif-6585	97	21	the	the	DET
ejif-6585	97	22	industry	industry	NOUN
ejif-6585	97	23	in	in	ADP
ejif-6585	97	24	the	the	DET
ejif-6585	97	25	future	future	NOUN
ejif-6585	97	26	.	.	PUNCT
ejif-6585	98	1	to	to	PART
ejif-6585	98	2	explore	explore	VERB
ejif-6585	98	3	this	this	DET
ejif-6585	98	4	niche	niche	NOUN
ejif-6585	98	5	,	,	PUNCT
ejif-6585	98	6	the	the	DET
ejif-6585	98	7	business	business	NOUN
ejif-6585	98	8	must	must	AUX
ejif-6585	98	9	constantly	constantly	ADV
ejif-6585	98	10	come	come	VERB
ejif-6585	98	11	up	up	ADP
ejif-6585	98	12	with	with	ADP
ejif-6585	98	13	innovative	innovative	ADJ
ejif-6585	98	14	solutions	solution	NOUN
ejif-6585	98	15	that	that	PRON
ejif-6585	98	16	meet	meet	VERB
ejif-6585	98	17	the	the	DET
ejif-6585	98	18	msmes	msme	NOUN
ejif-6585	98	19	'	'	PART
ejif-6585	98	20	needs	need	NOUN
ejif-6585	98	21	[	[	X
ejif-6585	98	22	1	1	NUM
ejif-6585	98	23	]	]	PUNCT
ejif-6585	98	24	.	.	PUNCT
ejif-6585	99	1	this	this	DET
ejif-6585	99	2	growth	growth	NOUN
ejif-6585	99	3	was	be	AUX
ejif-6585	99	4	observed	observe	VERB
ejif-6585	99	5	after	after	ADP
ejif-6585	99	6	the	the	DET
ejif-6585	99	7	2008	2008	NUM
ejif-6585	99	8	economic	economic	ADJ
ejif-6585	99	9	recession	recession	NOUN
ejif-6585	99	10	.	.	PUNCT
ejif-6585	100	1	similarly	similarly	ADV
ejif-6585	100	2	,	,	PUNCT
ejif-6585	100	3	there	there	PRON
ejif-6585	100	4	is	be	VERB
ejif-6585	100	5	room	room	NOUN
ejif-6585	100	6	for	for	ADP
ejif-6585	100	7	growth	growth	NOUN
ejif-6585	100	8	as	as	SCONJ
ejif-6585	100	9	msmes	msme	NOUN
ejif-6585	100	10	are	be	AUX
ejif-6585	100	11	recovering	recover	VERB
ejif-6585	100	12	from	from	ADP
ejif-6585	100	13	the	the	DET
ejif-6585	100	14	economic	economic	ADJ
ejif-6585	100	15	impact	impact	NOUN
ejif-6585	100	16	of	of	ADP
ejif-6585	100	17	covid-19	covid-19	PROPN
ejif-6585	100	18	that	that	PRON
ejif-6585	100	19	have	have	AUX
ejif-6585	100	20	affected	affect	VERB
ejif-6585	100	21	and	and	CCONJ
ejif-6585	100	22	are	be	AUX
ejif-6585	100	23	looking	look	VERB
ejif-6585	100	24	for	for	ADP
ejif-6585	100	25	an	an	DET
ejif-6585	100	26	innovative	innovative	ADJ
ejif-6585	100	27	solution	solution	NOUN
ejif-6585	100	28	to	to	ADP
ejif-6585	100	29	their	their	PRON
ejif-6585	100	30	financial	financial	ADJ
ejif-6585	100	31	woes	woe	NOUN
ejif-6585	100	32	.	.	PUNCT
ejif-6585	101	1	according	accord	VERB
ejif-6585	101	2	to	to	ADP
ejif-6585	101	3	a	a	DET
ejif-6585	101	4	recent	recent	ADJ
ejif-6585	101	5	report	report	NOUN
ejif-6585	101	6	from	from	ADP
ejif-6585	101	7	refinitiv	refinitiv	PROPN
ejif-6585	101	8	,	,	PUNCT
ejif-6585	101	9	islamic	islamic	ADJ
ejif-6585	101	10	finance	finance	NOUN
ejif-6585	101	11	has	have	AUX
ejif-6585	101	12	proved	prove	VERB
ejif-6585	101	13	resilient	resilient	ADJ
ejif-6585	101	14	to	to	ADP
ejif-6585	101	15	current	current	ADJ
ejif-6585	101	16	global	global	ADJ
ejif-6585	101	17	economic	economic	ADJ
ejif-6585	101	18	troubles	trouble	NOUN
ejif-6585	101	19	and	and	CCONJ
ejif-6585	101	20	is	be	AUX
ejif-6585	101	21	projected	project	VERB
ejif-6585	101	22	to	to	PART
ejif-6585	101	23	grow	grow	VERB
ejif-6585	101	24	at	at	ADP
ejif-6585	101	25	an	an	DET
ejif-6585	101	26	average	average	ADJ
ejif-6585	101	27	annual	annual	ADJ
ejif-6585	101	28	rate	rate	NOUN
ejif-6585	101	29	of	of	ADP
ejif-6585	101	30	8	8	NUM
ejif-6585	101	31	percent	percent	NOUN
ejif-6585	101	32	until	until	ADP
ejif-6585	101	33	2025	2025	NUM
ejif-6585	101	34	[	[	X
ejif-6585	101	35	21	21	NUM
ejif-6585	101	36	]	]	PUNCT
ejif-6585	101	37	.	.	PUNCT
ejif-6585	102	1	it	it	PRON
ejif-6585	102	2	is	be	AUX
ejif-6585	102	3	worth	worth	ADJ
ejif-6585	102	4	noting	note	VERB
ejif-6585	102	5	the	the	DET
ejif-6585	102	6	factors	factor	NOUN
ejif-6585	102	7	that	that	PRON
ejif-6585	102	8	have	have	AUX
ejif-6585	102	9	contributed	contribute	VERB
ejif-6585	102	10	to	to	ADP
ejif-6585	102	11	the	the	DET
ejif-6585	102	12	growth	growth	NOUN
ejif-6585	102	13	of	of	ADP
ejif-6585	102	14	this	this	DET
ejif-6585	102	15	industry	industry	NOUN
ejif-6585	102	16	.	.	PUNCT
ejif-6585	103	1	firstly	firstly	ADV
ejif-6585	103	2	,	,	PUNCT
ejif-6585	103	3	since	since	SCONJ
ejif-6585	103	4	the	the	DET
ejif-6585	103	5	principles	principle	NOUN
ejif-6585	103	6	of	of	ADP
ejif-6585	103	7	islamic	islamic	ADJ
ejif-6585	103	8	finance	finance	NOUN
ejif-6585	103	9	are	be	AUX
ejif-6585	103	10	based	base	VERB
ejif-6585	103	11	on	on	ADP
ejif-6585	103	12	the	the	DET
ejif-6585	103	13	values	value	NOUN
ejif-6585	103	14	of	of	ADP
ejif-6585	103	15	social	social	ADJ
ejif-6585	103	16	justice	justice	NOUN
ejif-6585	103	17	and	and	CCONJ
ejif-6585	103	18	the	the	DET
ejif-6585	103	19	improvement	improvement	NOUN
ejif-6585	103	20	of	of	ADP
ejif-6585	103	21	humanity	humanity	NOUN
ejif-6585	103	22	.	.	PUNCT
ejif-6585	104	1	second	second	ADJ
ejif-6585	104	2	,	,	PUNCT
ejif-6585	104	3	its	its	PRON
ejif-6585	104	4	growing	grow	VERB
ejif-6585	104	5	use	use	NOUN
ejif-6585	104	6	for	for	ADP
ejif-6585	104	7	financing	financing	NOUN
ejif-6585	104	8	msmes	msme	NOUN
ejif-6585	104	9	maintains	maintain	VERB
ejif-6585	104	10	a	a	DET
ejif-6585	104	11	net	net	ADJ
ejif-6585	104	12	positive	positive	ADJ
ejif-6585	104	13	social	social	ADJ
ejif-6585	104	14	impact	impact	NOUN
ejif-6585	104	15	in	in	ADP
ejif-6585	104	16	the	the	DET
ejif-6585	104	17	industry	industry	NOUN
ejif-6585	105	1	[	[	X
ejif-6585	105	2	11	11	NUM
ejif-6585	105	3	]	]	PUNCT
ejif-6585	105	4	.	.	PUNCT
ejif-6585	106	1	furthermore	furthermore	ADV
ejif-6585	106	2	,	,	PUNCT
ejif-6585	106	3	some	some	DET
ejif-6585	106	4	countries	country	NOUN
ejif-6585	106	5	like	like	ADP
ejif-6585	106	6	saudi	saudi	PROPN
ejif-6585	106	7	arabia	arabia	PROPN
ejif-6585	106	8	have	have	VERB
ejif-6585	106	9	islamic	islamic	ADJ
ejif-6585	106	10	finance	finance	NOUN
ejif-6585	106	11	on	on	ADP
ejif-6585	106	12	their	their	PRON
ejif-6585	106	13	top	top	ADJ
ejif-6585	106	14	agenda	agenda	NOUN
ejif-6585	106	15	.	.	PUNCT
ejif-6585	107	1	saudi	saudi	PROPN
ejif-6585	107	2	arabia	arabia	PROPN
ejif-6585	107	3	is	be	AUX
ejif-6585	107	4	one	one	NUM
ejif-6585	107	5	of	of	ADP
ejif-6585	107	6	the	the	DET
ejif-6585	107	7	most	most	ADV
ejif-6585	107	8	knowledgeable	knowledgeable	ADJ
ejif-6585	107	9	countries	country	NOUN
ejif-6585	107	10	in	in	ADP
ejif-6585	107	11	the	the	DET
ejif-6585	107	12	world	world	NOUN
ejif-6585	107	13	when	when	SCONJ
ejif-6585	107	14	it	it	PRON
ejif-6585	107	15	comes	come	VERB
ejif-6585	107	16	to	to	ADP
ejif-6585	107	17	islamic	islamic	ADJ
ejif-6585	107	18	finance	finance	NOUN
ejif-6585	107	19	and	and	CCONJ
ejif-6585	107	20	has	have	VERB
ejif-6585	107	21	an	an	DET
ejif-6585	107	22	impressive	impressive	ADJ
ejif-6585	107	23	record	record	NOUN
ejif-6585	107	24	of	of	ADP
ejif-6585	107	25	shariah	shariah	PROPN
ejif-6585	107	26	-	-	PUNCT
ejif-6585	107	27	compliant	compliant	NOUN
ejif-6585	107	28	infrastructure	infrastructure	NOUN
ejif-6585	107	29	targeted	target	VERB
ejif-6585	107	30	toward	toward	ADP
ejif-6585	107	31	msmes	msme	NOUN
ejif-6585	107	32	[	[	X
ejif-6585	107	33	11	11	NUM
ejif-6585	107	34	]	]	PUNCT
ejif-6585	107	35	.	.	PUNCT
ejif-6585	108	1	additionally	additionally	ADV
ejif-6585	108	2	,	,	PUNCT
ejif-6585	108	3	islamic	islamic	ADJ
ejif-6585	108	4	finance	finance	NOUN
ejif-6585	108	5	is	be	AUX
ejif-6585	108	6	committed	commit	VERB
ejif-6585	108	7	to	to	ADP
ejif-6585	108	8	promoting	promote	VERB
ejif-6585	108	9	greater	great	ADJ
ejif-6585	108	10	financial	financial	ADJ
ejif-6585	108	11	inclusion	inclusion	NOUN
ejif-6585	108	12	,	,	PUNCT
ejif-6585	108	13	particularly	particularly	ADV
ejif-6585	108	14	for	for	ADP
ejif-6585	108	15	large	large	ADJ
ejif-6585	108	16	,	,	PUNCT
ejif-6585	108	17	underserved	underserved	ADJ
ejif-6585	108	18	muslim	muslim	ADJ
ejif-6585	108	19	populations	population	NOUN
ejif-6585	108	20	.	.	PUNCT
ejif-6585	109	1	as	as	SCONJ
ejif-6585	109	2	the	the	DET
ejif-6585	109	3	muslim	muslim	ADJ
ejif-6585	109	4	population	population	NOUN
ejif-6585	109	5	grows	grow	VERB
ejif-6585	109	6	,	,	PUNCT
ejif-6585	109	7	the	the	DET
ejif-6585	109	8	need	need	NOUN
ejif-6585	109	9	for	for	ADP
ejif-6585	109	10	islamic	islamic	ADJ
ejif-6585	109	11	funding	funding	NOUN
ejif-6585	109	12	grows	grow	NOUN
ejif-6585	109	13	,	,	PUNCT
ejif-6585	109	14	which	which	PRON
ejif-6585	109	15	accounts	account	VERB
ejif-6585	109	16	for	for	ADP
ejif-6585	109	17	the	the	DET
ejif-6585	109	18	rise	rise	NOUN
ejif-6585	109	19	of	of	ADP
ejif-6585	109	20	islamic	islamic	ADJ
ejif-6585	109	21	finance	finance	NOUN
ejif-6585	109	22	in	in	ADP
ejif-6585	109	23	muslim	muslim	ADJ
ejif-6585	109	24	countries	country	NOUN
ejif-6585	110	1	[	[	X
ejif-6585	110	2	12	12	NUM
ejif-6585	110	3	]	]	PUNCT
ejif-6585	110	4	.	.	PUNCT
ejif-6585	111	1	islamic	islamic	PROPN
ejif-6585	111	2	finance	finance	PROPN
ejif-6585	111	3	has	have	VERB
ejif-6585	111	4	some	some	DET
ejif-6585	111	5	characteristics	characteristic	NOUN
ejif-6585	111	6	that	that	PRON
ejif-6585	111	7	give	give	VERB
ejif-6585	111	8	it	it	PRON
ejif-6585	111	9	the	the	DET
ejif-6585	111	10	potential	potential	NOUN
ejif-6585	111	11	to	to	PART
ejif-6585	111	12	effectively	effectively	ADV
ejif-6585	111	13	support	support	VERB
ejif-6585	111	14	medium	medium	ADJ
ejif-6585	111	15	and	and	CCONJ
ejif-6585	111	16	small	small	ADJ
ejif-6585	111	17	business	business	NOUN
ejif-6585	111	18	financing	financing	NOUN
ejif-6585	111	19	,	,	PUNCT
ejif-6585	111	20	economic	economic	ADJ
ejif-6585	111	21	growth	growth	NOUN
ejif-6585	111	22	,	,	PUNCT
ejif-6585	111	23	and	and	CCONJ
ejif-6585	111	24	development	development	NOUN
ejif-6585	111	25	[	[	X
ejif-6585	111	26	13	13	NUM
ejif-6585	111	27	]	]	PUNCT
ejif-6585	111	28	.	.	PUNCT
ejif-6585	112	1	islamic	islamic	PROPN
ejif-6585	112	2	finance	finance	PROPN
ejif-6585	112	3	has	have	VERB
ejif-6585	112	4	certain	certain	ADJ
ejif-6585	112	5	features	feature	NOUN
ejif-6585	112	6	which	which	PRON
ejif-6585	112	7	give	give	VERB
ejif-6585	112	8	it	it	PRON
ejif-6585	112	9	the	the	DET
ejif-6585	112	10	potential	potential	NOUN
ejif-6585	112	11	to	to	PART
ejif-6585	112	12	support	support	VERB
ejif-6585	112	13	msmes	msme	NOUN
ejif-6585	112	14	'	'	PART
ejif-6585	112	15	financing	financing	NOUN
ejif-6585	112	16	and	and	CCONJ
ejif-6585	112	17	development	development	NOUN
ejif-6585	112	18	effectively	effectively	ADV
ejif-6585	112	19	.	.	PUNCT
ejif-6585	113	1	for	for	ADP
ejif-6585	113	2	example	example	NOUN
ejif-6585	113	3	,	,	PUNCT
ejif-6585	113	4	in	in	ADP
ejif-6585	113	5	the	the	DET
ejif-6585	113	6	gulf	gulf	PROPN
ejif-6585	113	7	co	co	PROPN
ejif-6585	113	8	-	-	PROPN
ejif-6585	113	9	operation	operation	PROPN
ejif-6585	113	10	council	council	NOUN
ejif-6585	113	11	(	(	PUNCT
ejif-6585	113	12	gcc	gcc	NOUN
ejif-6585	113	13	)	)	PUNCT
ejif-6585	113	14	countries	country	NOUN
ejif-6585	113	15	,	,	PUNCT
ejif-6585	113	16	smes	sme	NOUN
ejif-6585	113	17	represent	represent	VERB
ejif-6585	113	18	more	more	ADJ
ejif-6585	113	19	than	than	ADP
ejif-6585	113	20	22	22	NUM
ejif-6585	113	21	%	%	NOUN
ejif-6585	113	22	of	of	ADP
ejif-6585	113	23	the	the	DET
ejif-6585	113	24	country	country	NOUN
ejif-6585	113	25	’s	’s	PART
ejif-6585	113	26	gdp	gdp	NOUN
ejif-6585	113	27	.	.	PUNCT
ejif-6585	114	1	this	this	DET
ejif-6585	114	2	tendency	tendency	NOUN
ejif-6585	114	3	extends	extend	VERB
ejif-6585	114	4	to	to	ADP
ejif-6585	114	5	employment	employment	NOUN
ejif-6585	114	6	,	,	PUNCT
ejif-6585	114	7	with	with	ADP
ejif-6585	114	8	smes	sme	NOUN
ejif-6585	114	9	being	be	AUX
ejif-6585	114	10	the	the	DET
ejif-6585	114	11	only	only	ADJ
ejif-6585	114	12	ones	one	NOUN
ejif-6585	114	13	to	to	PART
ejif-6585	114	14	participate	participate	VERB
ejif-6585	114	15	,	,	PUNCT
ejif-6585	114	16	around	around	ADV
ejif-6585	114	17	40	40	NUM
ejif-6585	114	18	%	%	NOUN
ejif-6585	114	19	of	of	ADP
ejif-6585	114	20	jobs	job	NOUN
ejif-6585	114	21	.	.	PUNCT
ejif-6585	115	1	[	[	X
ejif-6585	115	2	13	13	NUM
ejif-6585	115	3	]	]	PUNCT
ejif-6585	115	4	.	.	PUNCT
ejif-6585	116	1	countries	country	NOUN
ejif-6585	116	2	like	like	ADP
ejif-6585	116	3	saudi	saudi	PROPN
ejif-6585	116	4	have	have	AUX
ejif-6585	116	5	been	be	AUX
ejif-6585	116	6	continuously	continuously	ADV
ejif-6585	116	7	supporting	support	VERB
ejif-6585	116	8	msmes	msme	NOUN
ejif-6585	116	9	growth	growth	NOUN
ejif-6585	116	10	and	and	CCONJ
ejif-6585	116	11	development	development	NOUN
ejif-6585	116	12	.	.	PUNCT
ejif-6585	117	1	b.	b.	PROPN
ejif-6585	117	2	role	role	NOUN
ejif-6585	117	3	of	of	ADP
ejif-6585	117	4	msmes	msme	NOUN
ejif-6585	117	5	in	in	ADP
ejif-6585	117	6	in	in	ADP
ejif-6585	117	7	the	the	DET
ejif-6585	117	8	development	development	NOUN
ejif-6585	117	9	of	of	ADP
ejif-6585	117	10	islamic	islamic	ADJ
ejif-6585	117	11	financial	financial	ADJ
ejif-6585	117	12	institutions	institution	NOUN
ejif-6585	117	13	over	over	ADP
ejif-6585	117	14	the	the	DET
ejif-6585	117	15	years	year	NOUN
ejif-6585	117	16	,	,	PUNCT
ejif-6585	117	17	investors	investor	NOUN
ejif-6585	117	18	have	have	AUX
ejif-6585	117	19	been	be	AUX
ejif-6585	117	20	using	use	VERB
ejif-6585	117	21	islamic	islamic	ADJ
ejif-6585	117	22	finance	finance	NOUN
ejif-6585	117	23	to	to	PART
ejif-6585	117	24	acquire	acquire	VERB
ejif-6585	117	25	financing	financing	NOUN
ejif-6585	117	26	for	for	ADP
ejif-6585	117	27	their	their	PRON
ejif-6585	117	28	investments	investment	NOUN
ejif-6585	117	29	.	.	PUNCT
ejif-6585	118	1	investors	investor	NOUN
ejif-6585	118	2	who	who	PRON
ejif-6585	118	3	hail	hail	VERB
ejif-6585	118	4	from	from	ADP
ejif-6585	118	5	both	both	CCONJ
ejif-6585	118	6	islamic	islamic	ADJ
ejif-6585	118	7	nations	nation	NOUN
ejif-6585	118	8	and	and	CCONJ
ejif-6585	118	9	non	non	ADJ
ejif-6585	118	10	-	-	ADJ
ejif-6585	118	11	islamic	islamic	ADJ
ejif-6585	118	12	regions	region	NOUN
ejif-6585	118	13	use	use	VERB
ejif-6585	118	14	these	these	DET
ejif-6585	118	15	finances	finance	NOUN
ejif-6585	118	16	to	to	PART
ejif-6585	118	17	develop	develop	VERB
ejif-6585	118	18	and	and	CCONJ
ejif-6585	118	19	grow	grow	VERB
ejif-6585	118	20	their	their	PRON
ejif-6585	118	21	businesses	business	NOUN
ejif-6585	118	22	.	.	PUNCT
ejif-6585	119	1	these	these	PRON
ejif-6585	119	2	are	be	AUX
ejif-6585	119	3	largely	largely	ADV
ejif-6585	119	4	msmes	msme	NOUN
ejif-6585	119	5	that	that	PRON
ejif-6585	119	6	have	have	AUX
ejif-6585	119	7	invested	invest	VERB
ejif-6585	119	8	in	in	ADP
ejif-6585	119	9	companies	company	NOUN
ejif-6585	119	10	that	that	PRON
ejif-6585	119	11	are	be	AUX
ejif-6585	119	12	compliant	compliant	ADJ
ejif-6585	119	13	with	with	ADP
ejif-6585	119	14	shariah	shariah	PROPN
ejif-6585	119	15	law	law	NOUN
ejif-6585	119	16	which	which	PRON
ejif-6585	119	17	is	be	AUX
ejif-6585	119	18	the	the	DET
ejif-6585	119	19	islamic	islamic	ADJ
ejif-6585	119	20	law	law	NOUN
ejif-6585	119	21	used	use	VERB
ejif-6585	119	22	to	to	PART
ejif-6585	119	23	regulate	regulate	VERB
ejif-6585	119	24	islamic	islamic	ADJ
ejif-6585	119	25	financing	financing	NOUN
ejif-6585	119	26	.	.	PUNCT
ejif-6585	120	1	unlocking	unlock	VERB
ejif-6585	120	2	entrepreneurship	entrepreneurship	NOUN
ejif-6585	120	3	is	be	AUX
ejif-6585	120	4	therefore	therefore	ADV
ejif-6585	120	5	possible	possible	ADJ
ejif-6585	120	6	if	if	SCONJ
ejif-6585	120	7	the	the	DET
ejif-6585	120	8	business	business	NOUN
ejif-6585	120	9	adopts	adopt	VERB
ejif-6585	120	10	this	this	DET
ejif-6585	120	11	asset	asset	NOUN
ejif-6585	120	12	-	-	PUNCT
ejif-6585	120	13	based	base	VERB
ejif-6585	120	14	approach	approach	NOUN
ejif-6585	120	15	.	.	PUNCT
ejif-6585	121	1	the	the	DET
ejif-6585	121	2	majority	majority	NOUN
ejif-6585	121	3	of	of	ADP
ejif-6585	121	4	the	the	DET
ejif-6585	121	5	financial	financial	ADJ
ejif-6585	121	6	providers	provider	NOUN
ejif-6585	121	7	focus	focus	VERB
ejif-6585	121	8	on	on	ADP
ejif-6585	121	9	interest	interest	NOUN
ejif-6585	121	10	which	which	PRON
ejif-6585	121	11	affects	affect	VERB
ejif-6585	121	12	small	small	ADJ
ejif-6585	121	13	businesses	business	NOUN
ejif-6585	121	14	which	which	PRON
ejif-6585	121	15	are	be	AUX
ejif-6585	121	16	trying	try	VERB
ejif-6585	121	17	to	to	PART
ejif-6585	121	18	compete	compete	VERB
ejif-6585	121	19	with	with	ADP
ejif-6585	121	20	big	big	ADJ
ejif-6585	121	21	firms	firm	NOUN
ejif-6585	121	22	.	.	PUNCT
ejif-6585	122	1	according	accord	VERB
ejif-6585	122	2	to	to	ADP
ejif-6585	122	3	research	research	NOUN
ejif-6585	122	4	,	,	PUNCT
ejif-6585	122	5	it	it	PRON
ejif-6585	122	6	is	be	AUX
ejif-6585	122	7	more	more	ADV
ejif-6585	122	8	sustainable	sustainable	ADJ
ejif-6585	122	9	to	to	PART
ejif-6585	122	10	work	work	VERB
ejif-6585	122	11	with	with	ADP
ejif-6585	122	12	islamic	islamic	ADJ
ejif-6585	122	13	banking	banking	NOUN
ejif-6585	122	14	because	because	SCONJ
ejif-6585	122	15	they	they	PRON
ejif-6585	122	16	are	be	AUX
ejif-6585	122	17	controlled	control	VERB
ejif-6585	122	18	by	by	ADP
ejif-6585	122	19	shariah	shariah	PROPN
ejif-6585	122	20	law	law	NOUN
ejif-6585	122	21	which	which	PRON
ejif-6585	122	22	is	be	AUX
ejif-6585	122	23	asset	asset	NOUN
ejif-6585	122	24	-	-	PUNCT
ejif-6585	122	25	based	base	VERB
ejif-6585	122	26	rather	rather	ADV
ejif-6585	122	27	than	than	ADP
ejif-6585	122	28	profit	profit	NOUN
ejif-6585	122	29	.	.	PUNCT
ejif-6585	123	1	the	the	DET
ejif-6585	123	2	majority	majority	NOUN
ejif-6585	123	3	of	of	ADP
ejif-6585	123	4	msmes	msme	NOUN
ejif-6585	123	5	have	have	AUX
ejif-6585	123	6	been	be	AUX
ejif-6585	123	7	adversely	adversely	ADV
ejif-6585	123	8	affected	affect	VERB
ejif-6585	123	9	by	by	ADP
ejif-6585	123	10	the	the	DET
ejif-6585	123	11	covid-19	covid-19	PROPN
ejif-6585	123	12	pandemic	pandemic	NOUN
ejif-6585	123	13	and	and	CCONJ
ejif-6585	123	14	are	be	AUX
ejif-6585	123	15	unable	unable	ADJ
ejif-6585	123	16	to	to	PART
ejif-6585	123	17	meet	meet	VERB
ejif-6585	123	18	requirements	requirement	NOUN
ejif-6585	123	19	set	set	VERB
ejif-6585	123	20	by	by	ADP
ejif-6585	123	21	financial	financial	ADJ
ejif-6585	123	22	institutions	institution	NOUN
ejif-6585	123	23	.	.	PUNCT
ejif-6585	124	1	thus	thus	ADV
ejif-6585	124	2	,	,	PUNCT
ejif-6585	124	3	financial	financial	ADJ
ejif-6585	124	4	instruction	instruction	NOUN
ejif-6585	124	5	offering	offer	VERB
ejif-6585	124	6	favorable	favorable	ADJ
ejif-6585	124	7	terms	term	NOUN
ejif-6585	124	8	for	for	ADP
ejif-6585	124	9	accessing	access	VERB
ejif-6585	124	10	finance	finance	NOUN
ejif-6585	124	11	is	be	AUX
ejif-6585	124	12	much	much	ADV
ejif-6585	124	13	welcome	welcome	ADJ
ejif-6585	124	14	.	.	PUNCT
ejif-6585	125	1	it	it	PRON
ejif-6585	125	2	is	be	AUX
ejif-6585	125	3	important	important	ADJ
ejif-6585	125	4	to	to	PART
ejif-6585	125	5	educate	educate	VERB
ejif-6585	125	6	entrepreneurs	entrepreneur	NOUN
ejif-6585	125	7	on	on	ADP
ejif-6585	125	8	various	various	ADJ
ejif-6585	125	9	microfinance	microfinance	NOUN
ejif-6585	125	10	modalities	modality	NOUN
ejif-6585	125	11	provided	provide	VERB
ejif-6585	125	12	by	by	ADP
ejif-6585	125	13	islamic	islamic	ADJ
ejif-6585	125	14	financing	financing	NOUN
ejif-6585	125	15	.	.	PUNCT
ejif-6585	126	1	based	base	VERB
ejif-6585	126	2	on	on	ADP
ejif-6585	126	3	the	the	DET
ejif-6585	126	4	nature	nature	NOUN
ejif-6585	126	5	of	of	ADP
ejif-6585	126	6	the	the	DET
ejif-6585	126	7	investment	investment	NOUN
ejif-6585	126	8	,	,	PUNCT
ejif-6585	126	9	the	the	DET
ejif-6585	126	10	msmes	msme	NOUN
ejif-6585	126	11	will	will	AUX
ejif-6585	126	12	be	be	AUX
ejif-6585	126	13	able	able	ADJ
ejif-6585	126	14	to	to	PART
ejif-6585	126	15	adopt	adopt	VERB
ejif-6585	126	16	a	a	DET
ejif-6585	126	17	contract	contract	NOUN
ejif-6585	126	18	that	that	PRON
ejif-6585	126	19	is	be	AUX
ejif-6585	126	20	best	well	ADV
ejif-6585	126	21	suited	suit	VERB
ejif-6585	126	22	for	for	ADP
ejif-6585	126	23	their	their	PRON
ejif-6585	126	24	business	business	NOUN
ejif-6585	126	25	.	.	PUNCT
ejif-6585	127	1	for	for	ADP
ejif-6585	127	2	163	163	NUM
ejif-6585	127	3	194	194	NUM
ejif-6585	127	4	192	192	NUM
ejif-6585	127	5	199	199	NUM
ejif-6585	127	6	362	362	NUM
ejif-6585	127	7	420	420	NUM
ejif-6585	127	8	436	436	NUM
ejif-6585	127	9	456	456	NUM
ejif-6585	127	10	0	0	NUM
ejif-6585	127	11	100	100	NUM
ejif-6585	127	12	200	200	NUM
ejif-6585	127	13	300	300	NUM
ejif-6585	127	14	400	400	NUM
ejif-6585	127	15	500	500	NUM
ejif-6585	127	16	2007	2007	NUM
ejif-6585	127	17	2008	2008	NUM
ejif-6585	127	18	2009	2009	NUM
ejif-6585	127	19	2010	2010	NUM
ejif-6585	127	20	number	number	NOUN
ejif-6585	127	21	of	of	ADP
ejif-6585	127	22	conventional	conventional	ADJ
ejif-6585	127	23	banks	bank	NOUN
ejif-6585	127	24	with	with	ADP
ejif-6585	127	25	shariah	shariah	PROPN
ejif-6585	127	26	windows	windows	PROPN
ejif-6585	127	27	number	number	NOUN
ejif-6585	127	28	of	of	ADP
ejif-6585	127	29	shariah	shariah	PROPN
ejif-6585	127	30	compliant	compliant	PROPN
ejif-6585	127	31	insitutions	insitutions	PROPN
ejif-6585	127	32	rank	rank	VERB
ejif-6585	127	33	country	country	PROPN
ejif-6585	127	34	shariah	shariah	PROPN
ejif-6585	127	35	compliant	compliant	ADJ
ejif-6585	127	36	assets	asset	NOUN
ejif-6585	127	37	(	(	PUNCT
ejif-6585	127	38	$	$	SYM
ejif-6585	127	39	m	m	NOUN
ejif-6585	127	40	)	)	PUNCT
ejif-6585	127	41	rank	rank	NOUN
ejif-6585	127	42	country	country	NOUN
ejif-6585	127	43	shariah	shariah	PROPN
ejif-6585	127	44	compliant	compliant	ADJ
ejif-6585	127	45	assets	asset	NOUN
ejif-6585	127	46	(	(	PUNCT
ejif-6585	127	47	$	$	SYM
ejif-6585	127	48	m	m	NOUN
ejif-6585	127	49	)	)	PUNCT
ejif-6585	127	50	1	1	NUM
ejif-6585	127	51	iran	iran	PROPN
ejif-6585	127	52	314,897.40	314,897.40	NUM
ejif-6585	127	53	14	14	NUM
ejif-6585	127	54	pakistan	pakistan	PROPN
ejif-6585	127	55	6,203.10	6,203.10	NUM
ejif-6585	127	56	2	2	NUM
ejif-6585	127	57	saudi	saudi	PROPN
ejif-6585	127	58	arabia	arabia	PROPN
ejif-6585	127	59	138,238.50	138,238.50	NUM
ejif-6585	127	60	15	15	NUM
ejif-6585	127	61	syria	syria	NOUN
ejif-6585	127	62	5,527.70	5,527.70	NUM
ejif-6585	127	63	3	3	NUM
ejif-6585	127	64	malaysia	malaysia	NOUN
ejif-6585	127	65	102,639.40	102,639.40	NUM
ejif-6585	127	66	16	16	NUM
ejif-6585	127	67	jordan	jordan	PROPN
ejif-6585	127	68	5,042.40	5,042.40	NUM
ejif-6585	127	69	4	4	NUM
ejif-6585	127	70	united	united	PROPN
ejif-6585	127	71	arab	arab	PROPN
ejif-6585	127	72	emirates	emirates	PROPN
ejif-6585	127	73	85,622.60	85,622.60	PROPN
ejif-6585	127	74	17	17	NUM
ejif-6585	127	75	brunei	brunei	NOUN
ejif-6585	127	76	3,314.70	3,314.70	NUM
ejif-6585	127	77	5	5	NUM
ejif-6585	127	78	kuwait	kuwait	NOUN
ejif-6585	127	79	69,088.80	69,088.80	NUM
ejif-6585	127	80	18	18	NUM
ejif-6585	127	81	yemen	yemen	PROPN
ejif-6585	127	82	2,338.70	2,338.70	NUM
ejif-6585	127	83	6	6	NUM
ejif-6585	127	84	bahrain	bahrain	NOUN
ejif-6585	127	85	44,858.30	44,858.30	NUM
ejif-6585	127	86	19	19	NUM
ejif-6585	127	87	thailand	thailand	PROPN
ejif-6585	127	88	1,360.80	1,360.80	NUM
ejif-6585	127	89	7	7	NUM
ejif-6585	127	90	qatar	qatar	PROPN
ejif-6585	127	91	34,676.00	34,676.00	NUM
ejif-6585	127	92	20	20	NUM
ejif-6585	127	93	algeria	algeria	PROPN
ejif-6585	127	94	1,015.10	1,015.10	NUM
ejif-6585	127	95	8	8	NUM
ejif-6585	127	96	turkey	turkey	PROPN
ejif-6585	127	97	22,561.30	22,561.30	NUM
ejif-6585	127	98	21	21	NUM
ejif-6585	127	99	mauritius	mauritius	NOUN
ejif-6585	127	100	992.20	992.20	NUM
ejif-6585	127	101	9	9	NUM
ejif-6585	127	102	united	united	ADJ
ejif-6585	127	103	kingdom	kingdom	PROPN
ejif-6585	127	104	18,949.00	18,949.00	NUM
ejif-6585	127	105	22	22	NUM
ejif-6585	127	106	switzerland	switzerland	NOUN
ejif-6585	127	107	935.50	935.50	NUM
ejif-6585	127	108	10	10	NUM
ejif-6585	127	109	bangladesh	bangladesh	PROPN
ejif-6585	127	110	9,365.50	9,365.50	NUM
ejif-6585	127	111	23	23	NUM
ejif-6585	127	112	tunisia	tunisia	PROPN
ejif-6585	127	113	770.10	770.10	NUM
ejif-6585	127	114	11	11	NUM
ejif-6585	127	115	sudan	sudan	PROPN
ejif-6585	127	116	9,259.80	9,259.80	NUM
ejif-6585	127	117	24	24	NUM
ejif-6585	127	118	singapore	singapore	PROPN
ejif-6585	127	119	725.00	725.00	NUM
ejif-6585	127	120	12	12	NUM
ejif-6585	127	121	egypt	egypt	PROPN
ejif-6585	127	122	7,227.70	7,227.70	NUM
ejif-6585	127	123	25	25	NUM
ejif-6585	127	124	palestine	palestine	PROPN
ejif-6585	127	125	612.50	612.50	NUM
ejif-6585	127	126	13	13	NUM
ejif-6585	127	127	indonesia	indonesia	PROPN
ejif-6585	127	128	7,222.30	7,222.30	NUM
ejif-6585	127	129	european	european	PROPN
ejif-6585	127	130	journal	journal	PROPN
ejif-6585	127	131	of	of	ADP
ejif-6585	127	132	islamic	islamic	PROPN
ejif-6585	127	133	finance	finance	PROPN
ejif-6585	127	134	issn	issn	PROPN
ejif-6585	127	135	:	:	PUNCT
ejif-6585	127	136	2421	2421	NUM
ejif-6585	127	137	-	-	SYM
ejif-6585	127	138	2172	2172	NUM
ejif-6585	127	139	doi	doi	NOUN
ejif-6585	127	140	:	:	PUNCT
ejif-6585	127	141	10.13135/2421	10.13135/2421	NUM
ejif-6585	127	142	-	-	SYM
ejif-6585	127	143	2172/6585published	2172/6585publishe	VERB
ejif-6585	127	144	by	by	ADP
ejif-6585	127	145	the	the	DET
ejif-6585	127	146	university	university	PROPN
ejif-6585	127	147	of	of	ADP
ejif-6585	127	148	turin	turin	PROPN
ejif-6585	128	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-6585	128	2	ejif	ejif	PROPN
ejif-6585	128	3	content	content	NOUN
ejif-6585	128	4	is	be	AUX
ejif-6585	128	5	licensed	license	VERB
ejif-6585	128	6	under	under	ADP
ejif-6585	128	7	a	a	DET
ejif-6585	128	8	creative	creative	ADJ
ejif-6585	128	9	commons	common	NOUN
ejif-6585	128	10	attribution	attribution	NOUN
ejif-6585	128	11	4.0	4.0	NUM
ejif-6585	128	12	international	international	ADJ
ejif-6585	128	13	license	license	NOUN
ejif-6585	128	14	received	receive	VERB
ejif-6585	128	15	:	:	PUNCT
ejif-6585	128	16	22/02/2022	22/02/2022	NUM
ejif-6585	128	17	accepted	accept	VERB
ejif-6585	128	18	for	for	ADP
ejif-6585	128	19	publication	publication	NOUN
ejif-6585	128	20	:	:	PUNCT
ejif-6585	128	21	23/12/2022	23/12/2022	NUM
ejif-6585	128	22	published	publish	VERB
ejif-6585	128	23	:	:	PUNCT
ejif-6585	128	24	29/12/2022	29/12/2022	NUM
ejif-6585	128	25	33	33	NUM
ejif-6585	128	26	instance	instance	NOUN
ejif-6585	128	27	,	,	PUNCT
ejif-6585	128	28	a	a	DET
ejif-6585	128	29	profit	profit	NOUN
ejif-6585	128	30	and	and	CCONJ
ejif-6585	128	31	loss	loss	NOUN
ejif-6585	128	32	sharing	sharing	NOUN
ejif-6585	128	33	contract	contract	NOUN
ejif-6585	128	34	in	in	ADP
ejif-6585	128	35	islamic	islamic	ADJ
ejif-6585	128	36	banking	banking	NOUN
ejif-6585	128	37	allows	allow	VERB
ejif-6585	128	38	the	the	DET
ejif-6585	128	39	investor	investor	NOUN
ejif-6585	128	40	and	and	CCONJ
ejif-6585	128	41	the	the	DET
ejif-6585	128	42	bank	bank	NOUN
ejif-6585	128	43	to	to	PART
ejif-6585	128	44	split	split	VERB
ejif-6585	128	45	the	the	DET
ejif-6585	128	46	profit	profit	NOUN
ejif-6585	128	47	or	or	CCONJ
ejif-6585	128	48	loss	loss	NOUN
ejif-6585	128	49	made	make	VERB
ejif-6585	128	50	by	by	ADP
ejif-6585	128	51	the	the	DET
ejif-6585	128	52	investment	investment	NOUN
ejif-6585	128	53	based	base	VERB
ejif-6585	128	54	on	on	ADP
ejif-6585	128	55	a	a	DET
ejif-6585	128	56	predetermined	predetermine	VERB
ejif-6585	128	57	ratio	ratio	NOUN
ejif-6585	128	58	.	.	PUNCT
ejif-6585	129	1	this	this	PRON
ejif-6585	129	2	can	can	AUX
ejif-6585	129	3	be	be	AUX
ejif-6585	129	4	based	base	VERB
ejif-6585	129	5	either	either	CCONJ
ejif-6585	129	6	on	on	ADP
ejif-6585	129	7	mudaraba	mudaraba	NOUN
ejif-6585	129	8	or	or	CCONJ
ejif-6585	129	9	musharaka	musharaka	ADV
ejif-6585	129	10	contractual	contractual	ADJ
ejif-6585	129	11	terms	term	NOUN
ejif-6585	129	12	that	that	SCONJ
ejif-6585	129	13	the	the	DET
ejif-6585	129	14	bank	bank	NOUN
ejif-6585	129	15	and	and	CCONJ
ejif-6585	129	16	investors	investor	NOUN
ejif-6585	129	17	agree	agree	VERB
ejif-6585	129	18	to	to	PART
ejif-6585	129	19	share	share	VERB
ejif-6585	129	20	the	the	DET
ejif-6585	129	21	profit	profit	NOUN
ejif-6585	129	22	or	or	CCONJ
ejif-6585	129	23	loss	loss	NOUN
ejif-6585	129	24	of	of	ADP
ejif-6585	129	25	the	the	DET
ejif-6585	129	26	venture	venture	NOUN
ejif-6585	129	27	.	.	PUNCT
ejif-6585	130	1	if	if	SCONJ
ejif-6585	130	2	the	the	DET
ejif-6585	130	3	party	party	NOUN
ejif-6585	130	4	adopts	adopt	VERB
ejif-6585	130	5	mudaraba	mudaraba	ADP
ejif-6585	130	6	contractual	contractual	ADJ
ejif-6585	130	7	terms	term	NOUN
ejif-6585	130	8	,	,	PUNCT
ejif-6585	130	9	islamic	islamic	ADJ
ejif-6585	130	10	finance	finance	NOUN
ejif-6585	130	11	will	will	AUX
ejif-6585	130	12	act	act	VERB
ejif-6585	130	13	as	as	ADP
ejif-6585	130	14	the	the	DET
ejif-6585	130	15	financier	financier	NOUN
ejif-6585	130	16	of	of	ADP
ejif-6585	130	17	the	the	DET
ejif-6585	130	18	investment	investment	NOUN
ejif-6585	130	19	while	while	SCONJ
ejif-6585	130	20	the	the	DET
ejif-6585	130	21	investor	investor	NOUN
ejif-6585	130	22	is	be	AUX
ejif-6585	130	23	the	the	DET
ejif-6585	130	24	management	management	NOUN
ejif-6585	130	25	and	and	CCONJ
ejif-6585	130	26	executor	executor	NOUN
ejif-6585	130	27	.	.	PUNCT
ejif-6585	131	1	on	on	ADP
ejif-6585	131	2	the	the	DET
ejif-6585	131	3	other	other	ADJ
ejif-6585	131	4	hand	hand	NOUN
ejif-6585	131	5	,	,	PUNCT
ejif-6585	131	6	musharaka	musharaka	ADJ
ejif-6585	131	7	both	both	DET
ejif-6585	131	8	parties	party	NOUN
ejif-6585	131	9	agree	agree	VERB
ejif-6585	131	10	on	on	ADP
ejif-6585	131	11	the	the	DET
ejif-6585	131	12	revenue	revenue	NOUN
ejif-6585	131	13	-	-	PUNCT
ejif-6585	131	14	sharing	share	VERB
ejif-6585	131	15	formula	formula	NOUN
ejif-6585	131	16	before	before	SCONJ
ejif-6585	131	17	the	the	DET
ejif-6585	131	18	investment	investment	NOUN
ejif-6585	131	19	is	be	AUX
ejif-6585	131	20	initiated	initiate	VERB
ejif-6585	131	21	.	.	PUNCT
ejif-6585	132	1	islamic	islamic	ADJ
ejif-6585	132	2	law	law	PROPN
ejif-6585	132	3	contains	contain	VERB
ejif-6585	132	4	various	various	ADJ
ejif-6585	132	5	contracts	contract	NOUN
ejif-6585	132	6	that	that	PRON
ejif-6585	132	7	allow	allow	VERB
ejif-6585	132	8	small	small	ADJ
ejif-6585	132	9	and	and	CCONJ
ejif-6585	132	10	medium	medium	ADJ
ejif-6585	132	11	enterprises	enterprise	NOUN
ejif-6585	132	12	to	to	PART
ejif-6585	132	13	access	access	VERB
ejif-6585	132	14	funds	fund	NOUN
ejif-6585	132	15	packaged	package	VERB
ejif-6585	132	16	for	for	ADP
ejif-6585	132	17	their	their	PRON
ejif-6585	132	18	investment	investment	NOUN
ejif-6585	132	19	.	.	PUNCT
ejif-6585	133	1	for	for	ADP
ejif-6585	133	2	businesses	business	NOUN
ejif-6585	133	3	that	that	PRON
ejif-6585	133	4	require	require	VERB
ejif-6585	133	5	funds	fund	NOUN
ejif-6585	133	6	for	for	ADP
ejif-6585	133	7	a	a	DET
ejif-6585	133	8	specific	specific	ADJ
ejif-6585	133	9	project	project	NOUN
ejif-6585	133	10	,	,	PUNCT
ejif-6585	133	11	it	it	PRON
ejif-6585	133	12	is	be	AUX
ejif-6585	133	13	possible	possible	ADJ
ejif-6585	133	14	to	to	PART
ejif-6585	133	15	acquire	acquire	VERB
ejif-6585	133	16	an	an	DET
ejif-6585	133	17	interest	interest	NOUN
ejif-6585	133	18	-	-	PUNCT
ejif-6585	133	19	free	free	ADJ
ejif-6585	133	20	loan	loan	NOUN
ejif-6585	133	21	from	from	ADP
ejif-6585	133	22	the	the	DET
ejif-6585	133	23	bank	bank	NOUN
ejif-6585	133	24	to	to	PART
ejif-6585	133	25	meet	meet	VERB
ejif-6585	133	26	its	its	PRON
ejif-6585	133	27	financing	financing	NOUN
ejif-6585	133	28	requirements	requirement	NOUN
ejif-6585	133	29	.	.	PUNCT
ejif-6585	134	1	however	however	ADV
ejif-6585	134	2	,	,	PUNCT
ejif-6585	134	3	the	the	DET
ejif-6585	134	4	biggest	big	ADJ
ejif-6585	134	5	challenge	challenge	NOUN
ejif-6585	134	6	remains	remain	VERB
ejif-6585	134	7	access	access	NOUN
ejif-6585	134	8	to	to	ADP
ejif-6585	134	9	information	information	NOUN
ejif-6585	134	10	on	on	ADP
ejif-6585	134	11	the	the	DET
ejif-6585	134	12	available	available	ADJ
ejif-6585	134	13	microfinance	microfinance	NOUN
ejif-6585	134	14	modalities	modality	NOUN
ejif-6585	134	15	provided	provide	VERB
ejif-6585	134	16	by	by	ADP
ejif-6585	134	17	islamic	islamic	ADJ
ejif-6585	134	18	banks	bank	NOUN
ejif-6585	134	19	.	.	PUNCT
ejif-6585	135	1	to	to	PART
ejif-6585	135	2	unlock	unlock	VERB
ejif-6585	135	3	islamic	islamic	ADJ
ejif-6585	135	4	finance	finance	NOUN
ejif-6585	135	5	,	,	PUNCT
ejif-6585	135	6	msmes	msme	NOUN
ejif-6585	135	7	must	must	AUX
ejif-6585	135	8	be	be	AUX
ejif-6585	135	9	aware	aware	ADJ
ejif-6585	135	10	of	of	ADP
ejif-6585	135	11	the	the	DET
ejif-6585	135	12	microfinance	microfinance	NOUN
ejif-6585	135	13	modalities	modality	NOUN
ejif-6585	135	14	that	that	PRON
ejif-6585	135	15	can	can	AUX
ejif-6585	135	16	help	help	VERB
ejif-6585	135	17	their	their	PRON
ejif-6585	135	18	businesses	business	NOUN
ejif-6585	135	19	.	.	PUNCT
ejif-6585	136	1	investors	investor	NOUN
ejif-6585	136	2	who	who	PRON
ejif-6585	136	3	hail	hail	VERB
ejif-6585	136	4	from	from	ADP
ejif-6585	136	5	nations	nation	NOUN
ejif-6585	136	6	such	such	ADJ
ejif-6585	136	7	as	as	ADP
ejif-6585	136	8	saudi	saudi	PROPN
ejif-6585	136	9	arabia	arabia	PROPN
ejif-6585	136	10	,	,	PUNCT
ejif-6585	136	11	united	united	PROPN
ejif-6585	136	12	arab	arab	PROPN
ejif-6585	136	13	emirates	emirates	PROPN
ejif-6585	136	14	,	,	PUNCT
ejif-6585	136	15	and	and	CCONJ
ejif-6585	136	16	malaysia	malaysia	PROPN
ejif-6585	136	17	have	have	VERB
ejif-6585	136	18	the	the	DET
ejif-6585	136	19	advantage	advantage	NOUN
ejif-6585	136	20	to	to	PART
ejif-6585	136	21	understand	understand	VERB
ejif-6585	136	22	islamic	islamic	ADJ
ejif-6585	136	23	banking	banking	NOUN
ejif-6585	136	24	compared	compare	VERB
ejif-6585	136	25	to	to	ADP
ejif-6585	136	26	people	people	NOUN
ejif-6585	136	27	from	from	ADP
ejif-6585	136	28	the	the	DET
ejif-6585	136	29	united	united	PROPN
ejif-6585	136	30	states	states	PROPN
ejif-6585	136	31	or	or	CCONJ
ejif-6585	136	32	canada	canada	PROPN
ejif-6585	136	33	.	.	PUNCT
ejif-6585	137	1	thus	thus	ADV
ejif-6585	137	2	,	,	PUNCT
ejif-6585	137	3	islamic	islamic	ADJ
ejif-6585	137	4	banking	banking	NOUN
ejif-6585	137	5	ought	ought	AUX
ejif-6585	137	6	to	to	PART
ejif-6585	137	7	be	be	AUX
ejif-6585	137	8	promoted	promote	VERB
ejif-6585	137	9	for	for	SCONJ
ejif-6585	137	10	entrepreneurs	entrepreneur	NOUN
ejif-6585	137	11	to	to	PART
ejif-6585	137	12	seek	seek	VERB
ejif-6585	137	13	these	these	DET
ejif-6585	137	14	services	service	NOUN
ejif-6585	137	15	c.	c.	NOUN
ejif-6585	137	16	impact	impact	NOUN
ejif-6585	137	17	of	of	ADP
ejif-6585	137	18	islamic	islamic	ADJ
ejif-6585	137	19	finance	finance	NOUN
ejif-6585	137	20	on	on	ADP
ejif-6585	137	21	society	society	NOUN
ejif-6585	137	22	research	research	NOUN
ejif-6585	137	23	indicates	indicate	VERB
ejif-6585	137	24	that	that	SCONJ
ejif-6585	137	25	msmes	msme	NOUN
ejif-6585	137	26	play	play	VERB
ejif-6585	137	27	a	a	DET
ejif-6585	137	28	crucial	crucial	ADJ
ejif-6585	137	29	role	role	NOUN
ejif-6585	137	30	in	in	ADP
ejif-6585	137	31	society	society	NOUN
ejif-6585	137	32	,	,	PUNCT
ejif-6585	137	33	especially	especially	ADV
ejif-6585	137	34	in	in	ADP
ejif-6585	137	35	poverty	poverty	NOUN
ejif-6585	137	36	eradication	eradication	NOUN
ejif-6585	137	37	and	and	CCONJ
ejif-6585	137	38	the	the	DET
ejif-6585	137	39	promotion	promotion	NOUN
ejif-6585	137	40	of	of	ADP
ejif-6585	137	41	the	the	DET
ejif-6585	137	42	domestic	domestic	ADJ
ejif-6585	137	43	economy	economy	NOUN
ejif-6585	137	44	.	.	PUNCT
ejif-6585	138	1	countries	country	NOUN
ejif-6585	138	2	that	that	PRON
ejif-6585	138	3	promote	promote	VERB
ejif-6585	138	4	msmes	msme	NOUN
ejif-6585	138	5	tend	tend	VERB
ejif-6585	138	6	to	to	PART
ejif-6585	138	7	achieve	achieve	VERB
ejif-6585	138	8	economic	economic	ADJ
ejif-6585	138	9	growth	growth	NOUN
ejif-6585	138	10	that	that	PRON
ejif-6585	138	11	enables	enable	VERB
ejif-6585	138	12	them	they	PRON
ejif-6585	138	13	to	to	PART
ejif-6585	138	14	achieve	achieve	VERB
ejif-6585	138	15	sustainable	sustainable	ADJ
ejif-6585	138	16	development	development	NOUN
ejif-6585	138	17	goals	goal	NOUN
ejif-6585	138	18	(	(	PUNCT
ejif-6585	138	19	sdgs	sdgs	ADJ
ejif-6585	138	20	)	)	PUNCT
ejif-6585	139	1	[	[	X
ejif-6585	139	2	5	5	NUM
ejif-6585	139	3	]	]	PUNCT
ejif-6585	139	4	.	.	PUNCT
ejif-6585	140	1	this	this	PRON
ejif-6585	140	2	is	be	AUX
ejif-6585	140	3	possible	possible	ADJ
ejif-6585	140	4	when	when	SCONJ
ejif-6585	140	5	small	small	ADJ
ejif-6585	140	6	and	and	CCONJ
ejif-6585	140	7	medium	medium	NOUN
ejif-6585	140	8	businesses	business	NOUN
ejif-6585	140	9	are	be	AUX
ejif-6585	140	10	able	able	ADJ
ejif-6585	140	11	to	to	PART
ejif-6585	140	12	access	access	VERB
ejif-6585	140	13	financing	financing	NOUN
ejif-6585	140	14	.	.	PUNCT
ejif-6585	141	1	funding	funding	NOUN
ejif-6585	141	2	from	from	ADP
ejif-6585	141	3	islamic	islamic	ADJ
ejif-6585	141	4	finance	finance	PROPN
ejif-6585	141	5	has	have	AUX
ejif-6585	141	6	increased	increase	VERB
ejif-6585	141	7	the	the	DET
ejif-6585	141	8	ability	ability	NOUN
ejif-6585	141	9	of	of	ADP
ejif-6585	141	10	these	these	DET
ejif-6585	141	11	msmes	msme	NOUN
ejif-6585	141	12	to	to	PART
ejif-6585	141	13	increase	increase	VERB
ejif-6585	141	14	their	their	PRON
ejif-6585	141	15	sales	sale	NOUN
ejif-6585	141	16	,	,	PUNCT
ejif-6585	141	17	meet	meet	VERB
ejif-6585	141	18	customer	customer	NOUN
ejif-6585	141	19	demands	demand	NOUN
ejif-6585	141	20	and	and	CCONJ
ejif-6585	141	21	employ	employ	VERB
ejif-6585	141	22	workers	worker	NOUN
ejif-6585	141	23	[	[	X
ejif-6585	141	24	16	16	NUM
ejif-6585	141	25	]	]	PUNCT
ejif-6585	141	26	.	.	PUNCT
ejif-6585	142	1	access	access	NOUN
ejif-6585	142	2	to	to	ADP
ejif-6585	142	3	funding	funding	NOUN
ejif-6585	142	4	also	also	ADV
ejif-6585	142	5	enables	enable	VERB
ejif-6585	142	6	msmes	msme	NOUN
ejif-6585	142	7	to	to	PART
ejif-6585	142	8	become	become	VERB
ejif-6585	142	9	more	more	ADV
ejif-6585	142	10	profitable	profitable	ADJ
ejif-6585	142	11	and	and	CCONJ
ejif-6585	142	12	increase	increase	VERB
ejif-6585	142	13	their	their	PRON
ejif-6585	142	14	competitive	competitive	ADJ
ejif-6585	142	15	advantage	advantage	NOUN
ejif-6585	142	16	.	.	PUNCT
ejif-6585	143	1	this	this	PRON
ejif-6585	143	2	is	be	AUX
ejif-6585	143	3	made	make	VERB
ejif-6585	143	4	possible	possible	ADJ
ejif-6585	143	5	by	by	ADP
ejif-6585	143	6	the	the	DET
ejif-6585	143	7	favorable	favorable	ADJ
ejif-6585	143	8	terms	term	NOUN
ejif-6585	143	9	associated	associate	VERB
ejif-6585	143	10	with	with	ADP
ejif-6585	143	11	islamic	islamic	ADJ
ejif-6585	143	12	banking	banking	NOUN
ejif-6585	143	13	that	that	PRON
ejif-6585	143	14	allows	allow	VERB
ejif-6585	143	15	businesses	business	NOUN
ejif-6585	143	16	to	to	PART
ejif-6585	143	17	become	become	VERB
ejif-6585	143	18	more	more	ADV
ejif-6585	143	19	productive	productive	ADJ
ejif-6585	143	20	.	.	PUNCT
ejif-6585	144	1	however	however	ADV
ejif-6585	144	2	,	,	PUNCT
ejif-6585	144	3	islamic	islamic	ADJ
ejif-6585	144	4	finance	finance	NOUN
ejif-6585	144	5	must	must	AUX
ejif-6585	144	6	create	create	VERB
ejif-6585	144	7	demand	demand	NOUN
ejif-6585	144	8	for	for	ADP
ejif-6585	144	9	their	their	PRON
ejif-6585	144	10	products	product	NOUN
ejif-6585	144	11	by	by	ADP
ejif-6585	144	12	making	make	VERB
ejif-6585	144	13	providing	provide	VERB
ejif-6585	144	14	an	an	DET
ejif-6585	144	15	innovative	innovative	ADJ
ejif-6585	144	16	solution	solution	NOUN
ejif-6585	144	17	.	.	PUNCT
ejif-6585	145	1	research	research	NOUN
ejif-6585	145	2	indicates	indicate	VERB
ejif-6585	145	3	that	that	SCONJ
ejif-6585	145	4	more	more	ADJ
ejif-6585	145	5	countries	country	NOUN
ejif-6585	145	6	are	be	AUX
ejif-6585	145	7	developing	develop	VERB
ejif-6585	145	8	interests	interest	NOUN
ejif-6585	145	9	in	in	ADP
ejif-6585	145	10	islamic	islamic	ADJ
ejif-6585	145	11	finance	finance	NOUN
ejif-6585	145	12	.	.	PUNCT
ejif-6585	146	1	still	still	ADV
ejif-6585	146	2	,	,	PUNCT
ejif-6585	146	3	it	it	PRON
ejif-6585	146	4	is	be	AUX
ejif-6585	146	5	the	the	DET
ejif-6585	146	6	responsibility	responsibility	NOUN
ejif-6585	146	7	of	of	ADP
ejif-6585	146	8	the	the	DET
ejif-6585	146	9	stakeholders	stakeholder	NOUN
ejif-6585	146	10	to	to	PART
ejif-6585	146	11	educate	educate	VERB
ejif-6585	146	12	the	the	DET
ejif-6585	146	13	msmes	msme	NOUN
ejif-6585	146	14	on	on	ADP
ejif-6585	146	15	various	various	ADJ
ejif-6585	146	16	sharia	sharia	PROPN
ejif-6585	146	17	contracts	contract	NOUN
ejif-6585	146	18	that	that	PRON
ejif-6585	146	19	are	be	AUX
ejif-6585	146	20	good	good	ADJ
ejif-6585	146	21	for	for	ADP
ejif-6585	146	22	their	their	PRON
ejif-6585	146	23	business	business	NOUN
ejif-6585	147	1	[	[	X
ejif-6585	147	2	1	1	NUM
ejif-6585	147	3	]	]	PUNCT
ejif-6585	147	4	.	.	PUNCT
ejif-6585	148	1	awareness	awareness	NOUN
ejif-6585	148	2	is	be	AUX
ejif-6585	148	3	needed	need	VERB
ejif-6585	148	4	if	if	SCONJ
ejif-6585	148	5	small	small	ADJ
ejif-6585	148	6	businesses	business	NOUN
ejif-6585	148	7	adopt	adopt	VERB
ejif-6585	148	8	a	a	DET
ejif-6585	148	9	new	new	ADJ
ejif-6585	148	10	source	source	NOUN
ejif-6585	148	11	of	of	ADP
ejif-6585	148	12	financing	financing	NOUN
ejif-6585	148	13	.	.	PUNCT
ejif-6585	149	1	although	although	SCONJ
ejif-6585	149	2	islamic	islamic	ADJ
ejif-6585	149	3	financing	financing	NOUN
ejif-6585	149	4	provides	provide	VERB
ejif-6585	149	5	better	well	ADJ
ejif-6585	149	6	arrangements	arrangement	NOUN
ejif-6585	149	7	,	,	PUNCT
ejif-6585	149	8	the	the	DET
ejif-6585	149	9	msmes	msme	NOUN
ejif-6585	149	10	must	must	AUX
ejif-6585	149	11	be	be	AUX
ejif-6585	149	12	aware	aware	ADJ
ejif-6585	149	13	of	of	ADP
ejif-6585	149	14	these	these	DET
ejif-6585	149	15	contractual	contractual	ADJ
ejif-6585	149	16	terms	term	NOUN
ejif-6585	149	17	for	for	SCONJ
ejif-6585	149	18	them	they	PRON
ejif-6585	149	19	to	to	PART
ejif-6585	149	20	place	place	VERB
ejif-6585	149	21	their	their	PRON
ejif-6585	149	22	investment	investment	NOUN
ejif-6585	149	23	.	.	PUNCT
ejif-6585	150	1	unlocking	unlock	VERB
ejif-6585	150	2	islamic	islamic	ADJ
ejif-6585	150	3	financing	financing	NOUN
ejif-6585	150	4	entails	entail	VERB
ejif-6585	150	5	empowering	empower	VERB
ejif-6585	150	6	msmes	msme	NOUN
ejif-6585	150	7	to	to	PART
ejif-6585	150	8	grow	grow	VERB
ejif-6585	150	9	and	and	CCONJ
ejif-6585	150	10	adopt	adopt	VERB
ejif-6585	150	11	new	new	ADJ
ejif-6585	150	12	technologies	technology	NOUN
ejif-6585	150	13	.	.	PUNCT
ejif-6585	151	1	the	the	DET
ejif-6585	151	2	previous	previous	ADJ
ejif-6585	151	3	program	program	NOUN
ejif-6585	151	4	that	that	PRON
ejif-6585	151	5	has	have	AUX
ejif-6585	151	6	worked	work	VERB
ejif-6585	151	7	can	can	AUX
ejif-6585	151	8	be	be	AUX
ejif-6585	151	9	used	use	VERB
ejif-6585	151	10	for	for	ADP
ejif-6585	151	11	benchmarking	benchmarke	VERB
ejif-6585	151	12	for	for	ADP
ejif-6585	151	13	the	the	DET
ejif-6585	151	14	investors	investor	NOUN
ejif-6585	151	15	.	.	PUNCT
ejif-6585	152	1	d.	d.	PROPN
ejif-6585	152	2	islamic	islamic	PROPN
ejif-6585	152	3	fintech	fintech	PROPN
ejif-6585	152	4	in	in	ADP
ejif-6585	152	5	managing	manage	VERB
ejif-6585	152	6	impact	impact	NOUN
ejif-6585	152	7	of	of	ADP
ejif-6585	152	8	covid-19	covid-19	PROPN
ejif-6585	152	9	on	on	ADP
ejif-6585	152	10	msmes	msme	NOUN
ejif-6585	152	11	covid-19	covid-19	PROPN
ejif-6585	152	12	has	have	AUX
ejif-6585	152	13	disrupted	disrupt	VERB
ejif-6585	152	14	most	most	ADJ
ejif-6585	152	15	businesses	business	NOUN
ejif-6585	152	16	,	,	PUNCT
ejif-6585	152	17	with	with	ADP
ejif-6585	152	18	msmes	msme	NOUN
ejif-6585	152	19	being	be	AUX
ejif-6585	152	20	the	the	DET
ejif-6585	152	21	most	most	ADV
ejif-6585	152	22	affected	affected	ADJ
ejif-6585	152	23	.	.	PUNCT
ejif-6585	153	1	the	the	DET
ejif-6585	153	2	islamic	islamic	PROPN
ejif-6585	153	3	financial	financial	PROPN
ejif-6585	153	4	systems	system	NOUN
ejif-6585	153	5	are	be	AUX
ejif-6585	153	6	playing	play	VERB
ejif-6585	153	7	a	a	DET
ejif-6585	153	8	crucial	crucial	ADJ
ejif-6585	153	9	role	role	NOUN
ejif-6585	153	10	in	in	ADP
ejif-6585	153	11	the	the	DET
ejif-6585	153	12	recovery	recovery	NOUN
ejif-6585	153	13	process	process	NOUN
ejif-6585	153	14	.	.	PUNCT
ejif-6585	154	1	this	this	PRON
ejif-6585	154	2	is	be	AUX
ejif-6585	154	3	by	by	ADP
ejif-6585	154	4	providing	provide	VERB
ejif-6585	154	5	sharia	sharia	PROPN
ejif-6585	154	6	contracts	contract	NOUN
ejif-6585	154	7	to	to	ADP
ejif-6585	154	8	the	the	DET
ejif-6585	154	9	msmes	msme	NOUN
ejif-6585	154	10	owners	owner	NOUN
ejif-6585	154	11	to	to	PART
ejif-6585	154	12	allow	allow	VERB
ejif-6585	154	13	them	they	PRON
ejif-6585	154	14	to	to	PART
ejif-6585	154	15	recover	recover	VERB
ejif-6585	154	16	from	from	ADP
ejif-6585	154	17	the	the	DET
ejif-6585	154	18	economic	economic	ADJ
ejif-6585	154	19	impact	impact	NOUN
ejif-6585	154	20	of	of	ADP
ejif-6585	154	21	the	the	DET
ejif-6585	154	22	pandemic	pandemic	ADJ
ejif-6585	154	23	[	[	X
ejif-6585	154	24	3	3	NUM
ejif-6585	154	25	]	]	PUNCT
ejif-6585	154	26	.	.	PUNCT
ejif-6585	155	1	the	the	DET
ejif-6585	155	2	2008	2008	NUM
ejif-6585	155	3	economic	economic	ADJ
ejif-6585	155	4	recession	recession	NOUN
ejif-6585	155	5	provided	provide	VERB
ejif-6585	155	6	the	the	DET
ejif-6585	155	7	islamic	islamic	ADJ
ejif-6585	155	8	financial	financial	ADJ
ejif-6585	155	9	system	system	NOUN
ejif-6585	155	10	with	with	ADP
ejif-6585	155	11	a	a	DET
ejif-6585	155	12	blueprint	blueprint	NOUN
ejif-6585	155	13	for	for	ADP
ejif-6585	155	14	working	work	VERB
ejif-6585	155	15	with	with	ADP
ejif-6585	155	16	small	small	ADJ
ejif-6585	155	17	and	and	CCONJ
ejif-6585	155	18	medium	medium	NOUN
ejif-6585	155	19	businesses	business	NOUN
ejif-6585	155	20	during	during	ADP
ejif-6585	155	21	the	the	DET
ejif-6585	155	22	recovery	recovery	NOUN
ejif-6585	155	23	process	process	NOUN
ejif-6585	155	24	.	.	PUNCT
ejif-6585	156	1	this	this	PRON
ejif-6585	156	2	can	can	AUX
ejif-6585	156	3	be	be	AUX
ejif-6585	156	4	reciprocated	reciprocate	VERB
ejif-6585	156	5	to	to	PART
ejif-6585	156	6	help	help	VERB
ejif-6585	156	7	msmes	msme	NOUN
ejif-6585	156	8	that	that	PRON
ejif-6585	156	9	are	be	AUX
ejif-6585	156	10	recovering	recover	VERB
ejif-6585	156	11	from	from	ADP
ejif-6585	156	12	the	the	DET
ejif-6585	156	13	economic	economic	ADJ
ejif-6585	156	14	aftershocks	aftershock	NOUN
ejif-6585	156	15	of	of	ADP
ejif-6585	156	16	the	the	DET
ejif-6585	156	17	pandemic	pandemic	ADJ
ejif-6585	156	18	.	.	PUNCT
ejif-6585	157	1	islamic	islamic	ADJ
ejif-6585	157	2	finance	finance	PROPN
ejif-6585	157	3	entails	entail	VERB
ejif-6585	157	4	corporate	corporate	ADJ
ejif-6585	157	5	social	social	ADJ
ejif-6585	157	6	responsibility	responsibility	NOUN
ejif-6585	157	7	that	that	PRON
ejif-6585	157	8	allows	allow	VERB
ejif-6585	157	9	the	the	DET
ejif-6585	157	10	institution	institution	NOUN
ejif-6585	157	11	to	to	PART
ejif-6585	157	12	support	support	VERB
ejif-6585	157	13	businesses	business	NOUN
ejif-6585	157	14	in	in	ADP
ejif-6585	157	15	society	society	NOUN
ejif-6585	157	16	[	[	X
ejif-6585	157	17	1	1	NUM
ejif-6585	157	18	]	]	PUNCT
ejif-6585	157	19	.	.	PUNCT
ejif-6585	158	1	according	accord	VERB
ejif-6585	158	2	to	to	ADP
ejif-6585	158	3	a	a	DET
ejif-6585	158	4	study	study	NOUN
ejif-6585	158	5	,	,	PUNCT
ejif-6585	158	6	the	the	DET
ejif-6585	158	7	covid-19	covid-19	PROPN
ejif-6585	158	8	pandemic	pandemic	NOUN
ejif-6585	158	9	created	create	VERB
ejif-6585	158	10	an	an	DET
ejif-6585	158	11	opportunity	opportunity	NOUN
ejif-6585	158	12	for	for	SCONJ
ejif-6585	158	13	people	people	NOUN
ejif-6585	158	14	to	to	PART
ejif-6585	158	15	be	be	AUX
ejif-6585	158	16	creative	creative	ADJ
ejif-6585	158	17	and	and	CCONJ
ejif-6585	158	18	create	create	VERB
ejif-6585	158	19	innovative	innovative	ADJ
ejif-6585	158	20	solutions	solution	NOUN
ejif-6585	158	21	.	.	PUNCT
ejif-6585	159	1	there	there	PRON
ejif-6585	159	2	are	be	VERB
ejif-6585	159	3	multiple	multiple	ADJ
ejif-6585	159	4	startups	startup	NOUN
ejif-6585	159	5	that	that	PRON
ejif-6585	159	6	are	be	AUX
ejif-6585	159	7	rising	rise	VERB
ejif-6585	159	8	and	and	CCONJ
ejif-6585	159	9	require	require	VERB
ejif-6585	159	10	support	support	NOUN
ejif-6585	159	11	for	for	SCONJ
ejif-6585	159	12	them	they	PRON
ejif-6585	159	13	to	to	PART
ejif-6585	159	14	flourish	flourish	VERB
ejif-6585	159	15	.	.	PUNCT
ejif-6585	160	1	islamic	islamic	PROPN
ejif-6585	160	2	finance	finance	PROPN
ejif-6585	160	3	promotes	promote	VERB
ejif-6585	160	4	asset	asset	NOUN
ejif-6585	160	5	financing	financing	NOUN
ejif-6585	160	6	,	,	PUNCT
ejif-6585	160	7	which	which	PRON
ejif-6585	160	8	is	be	AUX
ejif-6585	160	9	significant	significant	ADJ
ejif-6585	160	10	in	in	ADP
ejif-6585	160	11	the	the	DET
ejif-6585	160	12	achievement	achievement	NOUN
ejif-6585	160	13	of	of	ADP
ejif-6585	160	14	sdgs	sdgs	PROPN
ejif-6585	160	15	.	.	PUNCT
ejif-6585	161	1	the	the	DET
ejif-6585	161	2	construct	construct	NOUN
ejif-6585	161	3	of	of	ADP
ejif-6585	161	4	islamic	islamic	ADJ
ejif-6585	161	5	financing	financing	NOUN
ejif-6585	161	6	is	be	AUX
ejif-6585	161	7	designed	design	VERB
ejif-6585	161	8	to	to	PART
ejif-6585	161	9	promote	promote	VERB
ejif-6585	161	10	risk	risk	NOUN
ejif-6585	161	11	sharing	sharing	NOUN
ejif-6585	161	12	and	and	CCONJ
ejif-6585	161	13	avoid	avoid	VERB
ejif-6585	161	14	speculations	speculation	NOUN
ejif-6585	161	15	.	.	PUNCT
ejif-6585	162	1	while	while	SCONJ
ejif-6585	162	2	other	other	ADJ
ejif-6585	162	3	conventional	conventional	ADJ
ejif-6585	162	4	banking	banking	NOUN
ejif-6585	162	5	systems	system	NOUN
ejif-6585	162	6	are	be	AUX
ejif-6585	162	7	linked	link	VERB
ejif-6585	162	8	to	to	ADP
ejif-6585	162	9	gambling	gambling	NOUN
ejif-6585	162	10	and	and	CCONJ
ejif-6585	162	11	other	other	ADJ
ejif-6585	162	12	ambiguous	ambiguous	ADJ
ejif-6585	162	13	investments	investment	NOUN
ejif-6585	162	14	that	that	PRON
ejif-6585	162	15	expose	expose	VERB
ejif-6585	162	16	investors	investor	NOUN
ejif-6585	162	17	to	to	ADP
ejif-6585	162	18	multiple	multiple	ADJ
ejif-6585	162	19	risks	risk	NOUN
ejif-6585	162	20	,	,	PUNCT
ejif-6585	162	21	islamic	islamic	ADJ
ejif-6585	162	22	finance	finance	NOUN
ejif-6585	162	23	does	do	AUX
ejif-6585	162	24	not	not	PART
ejif-6585	162	25	support	support	VERB
ejif-6585	162	26	business	business	NOUN
ejif-6585	162	27	activities	activity	NOUN
ejif-6585	162	28	that	that	PRON
ejif-6585	162	29	are	be	AUX
ejif-6585	162	30	prohibited	prohibit	VERB
ejif-6585	162	31	.	.	PUNCT
ejif-6585	163	1	therefore	therefore	ADV
ejif-6585	163	2	,	,	PUNCT
ejif-6585	163	3	islamic	islamic	ADJ
ejif-6585	163	4	finance	finance	NOUN
ejif-6585	163	5	allows	allow	VERB
ejif-6585	163	6	easier	easy	ADJ
ejif-6585	163	7	and	and	CCONJ
ejif-6585	163	8	safer	safe	ADJ
ejif-6585	163	9	access	access	NOUN
ejif-6585	163	10	to	to	ADP
ejif-6585	163	11	funding	funding	NOUN
ejif-6585	163	12	.	.	PUNCT
ejif-6585	164	1	when	when	SCONJ
ejif-6585	164	2	it	it	PRON
ejif-6585	164	3	comes	come	VERB
ejif-6585	164	4	to	to	ADP
ejif-6585	164	5	technology	technology	NOUN
ejif-6585	164	6	,	,	PUNCT
ejif-6585	164	7	islamic	islamic	ADJ
ejif-6585	164	8	banking	banking	NOUN
ejif-6585	164	9	innovative	innovative	ADJ
ejif-6585	164	10	solutions	solution	NOUN
ejif-6585	164	11	such	such	ADJ
ejif-6585	164	12	as	as	ADP
ejif-6585	164	13	the	the	DET
ejif-6585	164	14	use	use	NOUN
ejif-6585	164	15	of	of	ADP
ejif-6585	164	16	digital	digital	ADJ
ejif-6585	164	17	currency	currency	NOUN
ejif-6585	164	18	,	,	PUNCT
ejif-6585	164	19	msmes	msme	NOUN
ejif-6585	164	20	can	can	AUX
ejif-6585	164	21	acquire	acquire	VERB
ejif-6585	164	22	finance	finance	NOUN
ejif-6585	164	23	without	without	ADP
ejif-6585	164	24	taking	take	VERB
ejif-6585	164	25	excessive	excessive	ADJ
ejif-6585	164	26	risks	risk	NOUN
ejif-6585	164	27	.	.	PUNCT
ejif-6585	165	1	figure	figure	NOUN
ejif-6585	165	2	2	2	NUM
ejif-6585	165	3	:	:	PUNCT
ejif-6585	165	4	global	global	ADJ
ejif-6585	165	5	islamic	islamic	ADJ
ejif-6585	165	6	finance	finance	NOUN
ejif-6585	165	7	assets	asset	NOUN
ejif-6585	165	8	growth	growth	NOUN
ejif-6585	165	9	(	(	PUNCT
ejif-6585	165	10	us$	us$	PRON
ejif-6585	165	11	trillions	trillion	NOUN
ejif-6585	165	12	)	)	PUNCT
ejif-6585	165	13	source	source	NOUN
ejif-6585	165	14	:	:	PUNCT
ejif-6585	165	15	icd	icd	PROPN
ejif-6585	165	16	report	report	VERB
ejif-6585	165	17	the	the	DET
ejif-6585	165	18	figure	figure	NOUN
ejif-6585	165	19	above	above	ADV
ejif-6585	165	20	shows	show	VERB
ejif-6585	165	21	global	global	ADJ
ejif-6585	165	22	islamic	islamic	ADJ
ejif-6585	165	23	finance	finance	NOUN
ejif-6585	165	24	assets	asset	NOUN
ejif-6585	165	25	from	from	ADP
ejif-6585	165	26	2012	2012	NUM
ejif-6585	165	27	to	to	ADP
ejif-6585	165	28	2020	2020	NUM
ejif-6585	165	29	.	.	PUNCT
ejif-6585	166	1	over	over	ADP
ejif-6585	166	2	the	the	DET
ejif-6585	166	3	year	year	NOUN
ejif-6585	166	4	,	,	PUNCT
ejif-6585	166	5	islamic	islamic	ADJ
ejif-6585	166	6	financing	financing	NOUN
ejif-6585	166	7	has	have	AUX
ejif-6585	166	8	been	be	AUX
ejif-6585	166	9	gaining	gain	VERB
ejif-6585	166	10	prominence	prominence	NOUN
ejif-6585	166	11	across	across	ADP
ejif-6585	166	12	the	the	DET
ejif-6585	166	13	globe	globe	NOUN
ejif-6585	166	14	.	.	PUNCT
ejif-6585	167	1	this	this	PRON
ejif-6585	167	2	can	can	AUX
ejif-6585	167	3	be	be	AUX
ejif-6585	167	4	attributed	attribute	VERB
ejif-6585	167	5	to	to	ADP
ejif-6585	167	6	the	the	DET
ejif-6585	167	7	fact	fact	NOUN
ejif-6585	167	8	that	that	SCONJ
ejif-6585	167	9	it	it	PRON
ejif-6585	167	10	is	be	AUX
ejif-6585	167	11	not	not	PART
ejif-6585	167	12	limited	limit	VERB
ejif-6585	167	13	to	to	ADP
ejif-6585	167	14	muslims	muslims	PROPN
ejif-6585	167	15	only	only	ADV
ejif-6585	167	16	but	but	CCONJ
ejif-6585	167	17	also	also	ADV
ejif-6585	167	18	nonmuslims	nonmuslim	NOUN
ejif-6585	167	19	,	,	PUNCT
ejif-6585	167	20	thus	thus	ADV
ejif-6585	167	21	gaining	gain	VERB
ejif-6585	167	22	attraction	attraction	NOUN
ejif-6585	167	23	due	due	ADP
ejif-6585	167	24	to	to	ADP
ejif-6585	167	25	favorable	favorable	ADJ
ejif-6585	167	26	contractual	contractual	ADJ
ejif-6585	167	27	terms	term	NOUN
ejif-6585	167	28	.	.	PUNCT
ejif-6585	168	1	also	also	ADV
ejif-6585	168	2	,	,	PUNCT
ejif-6585	168	3	the	the	DET
ejif-6585	168	4	sharia	sharia	PROPN
ejif-6585	168	5	laws	law	NOUN
ejif-6585	168	6	allow	allow	VERB
ejif-6585	168	7	the	the	DET
ejif-6585	168	8	parties	party	NOUN
ejif-6585	168	9	in	in	ADP
ejif-6585	168	10	the	the	DET
ejif-6585	168	11	contract	contract	NOUN
ejif-6585	168	12	to	to	PART
ejif-6585	168	13	negotiate	negotiate	VERB
ejif-6585	168	14	equal	equal	ADJ
ejif-6585	168	15	rights	right	NOUN
ejif-6585	168	16	without	without	ADP
ejif-6585	168	17	one	one	NUM
ejif-6585	168	18	party	party	NOUN
ejif-6585	168	19	feeling	feeling	NOUN
ejif-6585	168	20	exploited	exploit	VERB
ejif-6585	168	21	.	.	PUNCT
ejif-6585	169	1	unlike	unlike	ADP
ejif-6585	169	2	conventional	conventional	ADJ
ejif-6585	169	3	banking	banking	NOUN
ejif-6585	169	4	,	,	PUNCT
ejif-6585	169	5	islamic	islamic	ADJ
ejif-6585	169	6	finance	finance	PROPN
ejif-6585	169	7	allows	allow	VERB
ejif-6585	169	8	equitable	equitable	ADJ
ejif-6585	169	9	sharing	sharing	NOUN
ejif-6585	169	10	of	of	ADP
ejif-6585	169	11	collected	collected	ADJ
ejif-6585	169	12	revenue	revenue	NOUN
ejif-6585	169	13	.	.	PUNCT
ejif-6585	170	1	iii	iii	X
ejif-6585	170	2	.	.	PROPN
ejif-6585	170	3	methodology	methodology	NOUN
ejif-6585	170	4	the	the	DET
ejif-6585	170	5	study	study	NOUN
ejif-6585	170	6	employs	employ	VERB
ejif-6585	170	7	a	a	DET
ejif-6585	170	8	qualitative	qualitative	ADJ
ejif-6585	170	9	research	research	NOUN
ejif-6585	170	10	approach	approach	NOUN
ejif-6585	170	11	to	to	PART
ejif-6585	170	12	understand	understand	VERB
ejif-6585	170	13	the	the	DET
ejif-6585	170	14	role	role	NOUN
ejif-6585	170	15	of	of	ADP
ejif-6585	170	16	islamic	islamic	ADJ
ejif-6585	170	17	finance	finance	NOUN
ejif-6585	170	18	and	and	CCONJ
ejif-6585	170	19	entrepreneurship	entrepreneurship	NOUN
ejif-6585	170	20	in	in	ADP
ejif-6585	170	21	unlocking	unlock	VERB
ejif-6585	170	22	the	the	DET
ejif-6585	170	23	potential	potential	NOUN
ejif-6585	170	24	of	of	ADP
ejif-6585	170	25	msmes	msme	NOUN
ejif-6585	170	26	.	.	PUNCT
ejif-6585	171	1	in	in	ADP
ejif-6585	171	2	the	the	DET
ejif-6585	171	3	analysis	analysis	NOUN
ejif-6585	171	4	process	process	NOUN
ejif-6585	171	5	,	,	PUNCT
ejif-6585	171	6	qualitative	qualitative	ADJ
ejif-6585	171	7	content	content	NOUN
ejif-6585	171	8	analysis	analysis	NOUN
ejif-6585	171	9	is	be	AUX
ejif-6585	171	10	applied	apply	VERB
ejif-6585	171	11	,	,	PUNCT
ejif-6585	171	12	which	which	PRON
ejif-6585	171	13	is	be	AUX
ejif-6585	171	14	then	then	ADV
ejif-6585	171	15	supplemented	supplement	VERB
ejif-6585	171	16	by	by	ADP
ejif-6585	171	17	exploratory	exploratory	ADJ
ejif-6585	171	18	research	research	NOUN
ejif-6585	171	19	to	to	PART
ejif-6585	171	20	assess	assess	VERB
ejif-6585	171	21	and	and	CCONJ
ejif-6585	171	22	evaluate	evaluate	VERB
ejif-6585	171	23	the	the	DET
ejif-6585	171	24	potential	potential	NOUN
ejif-6585	171	25	of	of	ADP
ejif-6585	171	26	islamic	islamic	ADJ
ejif-6585	171	27	finance	finance	NOUN
ejif-6585	171	28	among	among	ADP
ejif-6585	171	29	the	the	DET
ejif-6585	171	30	msmes	msme	NOUN
ejif-6585	171	31	in	in	ADP
ejif-6585	171	32	dealing	deal	VERB
ejif-6585	171	33	1,76	1,76	NUM
ejif-6585	172	1	2,06	2,06	NUM
ejif-6585	172	2	1,98	1,98	NUM
ejif-6585	172	3	2,2	2,2	NUM
ejif-6585	172	4	2,31	2,31	NUM
ejif-6585	172	5	2,46	2,46	NUM
ejif-6585	172	6	2,51	2,51	NUM
ejif-6585	172	7	2,88	2,88	NUM
ejif-6585	173	1	3,69	3,69	NUM
ejif-6585	173	2	2012	2012	NUM
ejif-6585	173	3	2013	2013	NUM
ejif-6585	173	4	2014	2014	NUM
ejif-6585	173	5	2015	2015	NUM
ejif-6585	173	6	2016	2016	NUM
ejif-6585	173	7	2017	2017	NUM
ejif-6585	173	8	2018	2018	NUM
ejif-6585	173	9	2019	2019	NUM
ejif-6585	173	10	2024(projec	2024(projec	NUM
ejif-6585	173	11	ted	te	VERB
ejif-6585	173	12	)	)	PUNCT
ejif-6585	173	13	european	european	PROPN
ejif-6585	173	14	journal	journal	PROPN
ejif-6585	173	15	of	of	ADP
ejif-6585	173	16	islamic	islamic	PROPN
ejif-6585	173	17	finance	finance	PROPN
ejif-6585	173	18	issn	issn	PROPN
ejif-6585	173	19	:	:	PUNCT
ejif-6585	173	20	2421	2421	NUM
ejif-6585	173	21	-	-	SYM
ejif-6585	173	22	2172	2172	NUM
ejif-6585	173	23	doi	doi	NOUN
ejif-6585	173	24	:	:	PUNCT
ejif-6585	173	25	10.13135/2421	10.13135/2421	NUM
ejif-6585	173	26	-	-	SYM
ejif-6585	173	27	2172/6585published	2172/6585publishe	VERB
ejif-6585	173	28	by	by	ADP
ejif-6585	173	29	the	the	DET
ejif-6585	173	30	university	university	PROPN
ejif-6585	173	31	of	of	ADP
ejif-6585	173	32	turin	turin	PROPN
ejif-6585	174	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-6585	174	2	ejif	ejif	PROPN
ejif-6585	174	3	content	content	NOUN
ejif-6585	174	4	is	be	AUX
ejif-6585	174	5	licensed	license	VERB
ejif-6585	174	6	under	under	ADP
ejif-6585	174	7	a	a	DET
ejif-6585	174	8	creative	creative	ADJ
ejif-6585	174	9	commons	common	NOUN
ejif-6585	174	10	attribution	attribution	NOUN
ejif-6585	174	11	4.0	4.0	NUM
ejif-6585	174	12	international	international	ADJ
ejif-6585	174	13	license	license	NOUN
ejif-6585	174	14	received	receive	VERB
ejif-6585	174	15	:	:	PUNCT
ejif-6585	174	16	22/02/2022	22/02/2022	NUM
ejif-6585	174	17	accepted	accept	VERB
ejif-6585	174	18	for	for	ADP
ejif-6585	174	19	publication	publication	NOUN
ejif-6585	174	20	:	:	PUNCT
ejif-6585	174	21	23/12/2022	23/12/2022	NUM
ejif-6585	174	22	published	publish	VERB
ejif-6585	174	23	:	:	PUNCT
ejif-6585	174	24	29/12/2022	29/12/2022	NUM
ejif-6585	174	25	34	34	NUM
ejif-6585	174	26	with	with	ADP
ejif-6585	174	27	the	the	DET
ejif-6585	174	28	impact	impact	NOUN
ejif-6585	174	29	of	of	ADP
ejif-6585	174	30	covid-19	covid-19	PROPN
ejif-6585	174	31	.	.	PUNCT
ejif-6585	175	1	this	this	DET
ejif-6585	175	2	study	study	NOUN
ejif-6585	175	3	also	also	ADV
ejif-6585	175	4	uses	use	VERB
ejif-6585	175	5	secondary	secondary	ADJ
ejif-6585	175	6	data	datum	NOUN
ejif-6585	175	7	.	.	PUNCT
ejif-6585	176	1	the	the	DET
ejif-6585	176	2	first	first	ADJ
ejif-6585	176	3	source	source	NOUN
ejif-6585	176	4	is	be	AUX
ejif-6585	176	5	the	the	DET
ejif-6585	176	6	annual	annual	ADJ
ejif-6585	176	7	reports	report	NOUN
ejif-6585	176	8	of	of	ADP
ejif-6585	176	9	selected	select	VERB
ejif-6585	176	10	islamic	islamic	ADJ
ejif-6585	176	11	financial	financial	ADJ
ejif-6585	176	12	institutions	institution	NOUN
ejif-6585	176	13	on	on	ADP
ejif-6585	176	14	their	their	PRON
ejif-6585	176	15	respective	respective	ADJ
ejif-6585	176	16	websites	website	NOUN
ejif-6585	176	17	.	.	PUNCT
ejif-6585	177	1	to	to	PART
ejif-6585	177	2	minimize	minimize	VERB
ejif-6585	177	3	selection	selection	NOUN
ejif-6585	177	4	bias	bias	NOUN
ejif-6585	177	5	,	,	PUNCT
ejif-6585	177	6	several	several	ADJ
ejif-6585	177	7	electronic	electronic	ADJ
ejif-6585	177	8	databases	database	NOUN
ejif-6585	177	9	were	be	AUX
ejif-6585	177	10	used	use	VERB
ejif-6585	177	11	to	to	PART
ejif-6585	177	12	gather	gather	VERB
ejif-6585	177	13	data	datum	NOUN
ejif-6585	177	14	.	.	PUNCT
ejif-6585	178	1	only	only	ADV
ejif-6585	178	2	full	full	ADJ
ejif-6585	178	3	-	-	PUNCT
ejif-6585	178	4	text	text	NOUN
ejif-6585	178	5	studies	study	NOUN
ejif-6585	178	6	from	from	ADP
ejif-6585	178	7	databases	database	NOUN
ejif-6585	178	8	providing	provide	VERB
ejif-6585	178	9	full	full	ADJ
ejif-6585	178	10	access	access	NOUN
ejif-6585	178	11	to	to	ADP
ejif-6585	178	12	several	several	ADJ
ejif-6585	178	13	full	full	ADJ
ejif-6585	178	14	-	-	PUNCT
ejif-6585	178	15	text	text	NOUN
ejif-6585	178	16	journals	journal	NOUN
ejif-6585	178	17	were	be	AUX
ejif-6585	178	18	considered	consider	VERB
ejif-6585	178	19	.	.	PUNCT
ejif-6585	179	1	keywords	keyword	NOUN
ejif-6585	179	2	included	include	VERB
ejif-6585	179	3	were	be	AUX
ejif-6585	179	4	islamic	islamic	ADJ
ejif-6585	179	5	financial	financial	ADJ
ejif-6585	179	6	system	system	NOUN
ejif-6585	179	7	,	,	PUNCT
ejif-6585	179	8	fintech	fintech	NOUN
ejif-6585	179	9	,	,	PUNCT
ejif-6585	179	10	islamic	islamic	ADJ
ejif-6585	179	11	finance	finance	NOUN
ejif-6585	179	12	,	,	PUNCT
ejif-6585	179	13	msmes	msme	NOUN
ejif-6585	179	14	,	,	PUNCT
ejif-6585	179	15	the	the	DET
ejif-6585	179	16	impact	impact	NOUN
ejif-6585	179	17	of	of	ADP
ejif-6585	179	18	covid-19	covid-19	PROPN
ejif-6585	179	19	on	on	ADP
ejif-6585	179	20	small	small	ADJ
ejif-6585	179	21	and	and	CCONJ
ejif-6585	179	22	medium	medium	ADJ
ejif-6585	179	23	enterprises	enterprise	NOUN
ejif-6585	179	24	,	,	PUNCT
ejif-6585	179	25	entrepreneurship	entrepreneurship	NOUN
ejif-6585	179	26	,	,	PUNCT
ejif-6585	179	27	social	social	ADJ
ejif-6585	179	28	finance	finance	NOUN
ejif-6585	179	29	,	,	PUNCT
ejif-6585	179	30	and	and	CCONJ
ejif-6585	179	31	innovative	innovative	ADJ
ejif-6585	179	32	solution	solution	NOUN
ejif-6585	179	33	in	in	ADP
ejif-6585	179	34	islamic	islamic	ADJ
ejif-6585	179	35	banking	banking	NOUN
ejif-6585	179	36	.	.	PUNCT
ejif-6585	180	1	once	once	ADV
ejif-6585	180	2	relevant	relevant	ADJ
ejif-6585	180	3	articles	article	NOUN
ejif-6585	180	4	were	be	AUX
ejif-6585	180	5	identified	identify	VERB
ejif-6585	180	6	,	,	PUNCT
ejif-6585	180	7	the	the	DET
ejif-6585	180	8	authors	author	NOUN
ejif-6585	180	9	analysed	analyse	VERB
ejif-6585	180	10	their	their	PRON
ejif-6585	180	11	content	content	NOUN
ejif-6585	180	12	to	to	PART
ejif-6585	180	13	obtain	obtain	VERB
ejif-6585	180	14	relevant	relevant	ADJ
ejif-6585	180	15	information	information	NOUN
ejif-6585	180	16	on	on	ADP
ejif-6585	180	17	unlocking	unlock	VERB
ejif-6585	180	18	the	the	DET
ejif-6585	180	19	potential	potential	NOUN
ejif-6585	180	20	of	of	ADP
ejif-6585	180	21	islamic	islamic	ADJ
ejif-6585	180	22	finance	finance	NOUN
ejif-6585	180	23	and	and	CCONJ
ejif-6585	180	24	entrepreneurship	entrepreneurship	NOUN
ejif-6585	180	25	using	use	VERB
ejif-6585	180	26	innovative	innovative	ADJ
ejif-6585	180	27	solutions	solution	NOUN
ejif-6585	180	28	[	[	X
ejif-6585	180	29	1	1	NUM
ejif-6585	180	30	]	]	PUNCT
ejif-6585	180	31	.	.	PUNCT
ejif-6585	181	1	to	to	PART
ejif-6585	181	2	ensure	ensure	VERB
ejif-6585	181	3	the	the	DET
ejif-6585	181	4	relevance	relevance	NOUN
ejif-6585	181	5	of	of	ADP
ejif-6585	181	6	the	the	DET
ejif-6585	181	7	current	current	ADJ
ejif-6585	181	8	research	research	NOUN
ejif-6585	181	9	,	,	PUNCT
ejif-6585	181	10	the	the	DET
ejif-6585	181	11	selected	select	VERB
ejif-6585	181	12	articles	article	NOUN
ejif-6585	181	13	were	be	AUX
ejif-6585	181	14	objectively	objectively	ADV
ejif-6585	181	15	and	and	CCONJ
ejif-6585	181	16	quantitatively	quantitatively	ADV
ejif-6585	181	17	analyzed	analyze	VERB
ejif-6585	181	18	through	through	ADP
ejif-6585	181	19	content	content	NOUN
ejif-6585	181	20	analysis	analysis	NOUN
ejif-6585	181	21	to	to	PART
ejif-6585	181	22	obtain	obtain	VERB
ejif-6585	181	23	data	datum	NOUN
ejif-6585	181	24	and	and	CCONJ
ejif-6585	181	25	information	information	NOUN
ejif-6585	181	26	to	to	PART
ejif-6585	181	27	proceed	proceed	VERB
ejif-6585	181	28	with	with	ADP
ejif-6585	181	29	the	the	DET
ejif-6585	181	30	research	research	NOUN
ejif-6585	181	31	paper	paper	NOUN
ejif-6585	181	32	.	.	PUNCT
ejif-6585	182	1	this	this	DET
ejif-6585	182	2	approach	approach	NOUN
ejif-6585	182	3	analyzes	analyze	VERB
ejif-6585	182	4	secondary	secondary	ADJ
ejif-6585	182	5	data	datum	NOUN
ejif-6585	182	6	to	to	PART
ejif-6585	182	7	understand	understand	VERB
ejif-6585	182	8	the	the	DET
ejif-6585	182	9	relevance	relevance	NOUN
ejif-6585	182	10	of	of	ADP
ejif-6585	182	11	islamic	islamic	ADJ
ejif-6585	182	12	finance	finance	NOUN
ejif-6585	182	13	in	in	ADP
ejif-6585	182	14	supporting	support	VERB
ejif-6585	182	15	msmes	msme	NOUN
ejif-6585	182	16	,	,	PUNCT
ejif-6585	182	17	especially	especially	ADV
ejif-6585	182	18	post	post	PROPN
ejif-6585	182	19	-	-	ADJ
ejif-6585	182	20	covid-19	covid-19	PROPN
ejif-6585	182	21	.	.	PUNCT
ejif-6585	182	22	iv	iv	PROPN
ejif-6585	182	23	.	.	PUNCT
ejif-6585	182	24	results	result	NOUN
ejif-6585	182	25	according	accord	VERB
ejif-6585	182	26	to	to	ADP
ejif-6585	182	27	search	search	NOUN
ejif-6585	182	28	engine	engine	NOUN
ejif-6585	182	29	findings	finding	NOUN
ejif-6585	182	30	,	,	PUNCT
ejif-6585	182	31	the	the	DET
ejif-6585	182	32	impact	impact	NOUN
ejif-6585	182	33	of	of	ADP
ejif-6585	182	34	the	the	DET
ejif-6585	182	35	covid-19	covid-19	PROPN
ejif-6585	182	36	pandemic	pandemic	NOUN
ejif-6585	182	37	has	have	AUX
ejif-6585	182	38	greatly	greatly	ADV
ejif-6585	182	39	evolved	evolve	VERB
ejif-6585	182	40	from	from	ADP
ejif-6585	182	41	health	health	NOUN
ejif-6585	182	42	crises	crisis	NOUN
ejif-6585	182	43	to	to	ADP
ejif-6585	182	44	economic	economic	ADJ
ejif-6585	182	45	crises	crisis	NOUN
ejif-6585	182	46	,	,	PUNCT
ejif-6585	182	47	with	with	ADP
ejif-6585	182	48	msmes	msme	NOUN
ejif-6585	182	49	being	be	AUX
ejif-6585	182	50	the	the	DET
ejif-6585	182	51	most	most	ADV
ejif-6585	182	52	affected	affected	ADJ
ejif-6585	182	53	.	.	PUNCT
ejif-6585	183	1	most	most	ADJ
ejif-6585	183	2	entrepreneurs	entrepreneur	NOUN
ejif-6585	183	3	are	be	AUX
ejif-6585	183	4	already	already	ADV
ejif-6585	183	5	struggling	struggle	VERB
ejif-6585	183	6	to	to	PART
ejif-6585	183	7	keep	keep	VERB
ejif-6585	183	8	their	their	PRON
ejif-6585	183	9	businesses	business	NOUN
ejif-6585	183	10	afloat	afloat	ADJ
ejif-6585	183	11	due	due	ADP
ejif-6585	183	12	to	to	ADP
ejif-6585	183	13	lockdowns	lockdown	NOUN
ejif-6585	183	14	and	and	CCONJ
ejif-6585	183	15	loss	loss	NOUN
ejif-6585	183	16	of	of	ADP
ejif-6585	183	17	employment	employment	NOUN
ejif-6585	183	18	imposed	impose	VERB
ejif-6585	183	19	once	once	ADV
ejif-6585	183	20	during	during	ADP
ejif-6585	183	21	the	the	DET
ejif-6585	183	22	country	country	NOUN
ejif-6585	183	23	lockdown	lockdown	NOUN
ejif-6585	183	24	[	[	X
ejif-6585	183	25	3	3	NUM
ejif-6585	183	26	]	]	PUNCT
ejif-6585	183	27	.	.	PUNCT
ejif-6585	184	1	once	once	SCONJ
ejif-6585	184	2	the	the	DET
ejif-6585	184	3	lockdown	lockdown	NOUN
ejif-6585	184	4	was	be	AUX
ejif-6585	184	5	lifted	lift	VERB
ejif-6585	184	6	,	,	PUNCT
ejif-6585	184	7	economic	economic	ADJ
ejif-6585	184	8	activities	activity	NOUN
ejif-6585	184	9	failed	fail	VERB
ejif-6585	184	10	to	to	PART
ejif-6585	184	11	resume	resume	VERB
ejif-6585	184	12	immediately	immediately	ADV
ejif-6585	184	13	,	,	PUNCT
ejif-6585	184	14	and	and	CCONJ
ejif-6585	184	15	some	some	DET
ejif-6585	184	16	businesses	business	NOUN
ejif-6585	184	17	could	could	AUX
ejif-6585	184	18	not	not	PART
ejif-6585	184	19	sustain	sustain	VERB
ejif-6585	184	20	themselves	themselves	PRON
ejif-6585	184	21	due	due	ADP
ejif-6585	184	22	to	to	ADP
ejif-6585	184	23	a	a	DET
ejif-6585	184	24	lack	lack	NOUN
ejif-6585	184	25	of	of	ADP
ejif-6585	184	26	funds	fund	NOUN
ejif-6585	184	27	.	.	PUNCT
ejif-6585	185	1	covid-19	covid-19	PROPN
ejif-6585	185	2	also	also	ADV
ejif-6585	185	3	created	create	VERB
ejif-6585	185	4	new	new	ADJ
ejif-6585	185	5	opportunities	opportunity	NOUN
ejif-6585	185	6	for	for	SCONJ
ejif-6585	185	7	innovators	innovator	NOUN
ejif-6585	185	8	to	to	PART
ejif-6585	185	9	provide	provide	VERB
ejif-6585	185	10	solutions	solution	NOUN
ejif-6585	185	11	by	by	ADP
ejif-6585	185	12	providing	provide	VERB
ejif-6585	185	13	products	product	NOUN
ejif-6585	185	14	and	and	CCONJ
ejif-6585	185	15	services	service	NOUN
ejif-6585	185	16	[	[	X
ejif-6585	185	17	17	17	NUM
ejif-6585	185	18	]	]	PUNCT
ejif-6585	185	19	.	.	PUNCT
ejif-6585	186	1	the	the	DET
ejif-6585	186	2	pandemic	pandemic	ADJ
ejif-6585	186	3	rendered	render	VERB
ejif-6585	186	4	millions	million	NOUN
ejif-6585	186	5	of	of	ADP
ejif-6585	186	6	people	people	NOUN
ejif-6585	186	7	jobless	jobless	ADJ
ejif-6585	186	8	,	,	PUNCT
ejif-6585	186	9	and	and	CCONJ
ejif-6585	186	10	people	people	NOUN
ejif-6585	186	11	had	have	VERB
ejif-6585	186	12	to	to	PART
ejif-6585	186	13	develop	develop	VERB
ejif-6585	186	14	creative	creative	ADJ
ejif-6585	186	15	ways	way	NOUN
ejif-6585	186	16	to	to	PART
ejif-6585	186	17	make	make	VERB
ejif-6585	186	18	a	a	DET
ejif-6585	186	19	living	living	NOUN
ejif-6585	186	20	,	,	PUNCT
ejif-6585	186	21	leading	lead	VERB
ejif-6585	186	22	to	to	ADP
ejif-6585	186	23	various	various	ADJ
ejif-6585	186	24	businesses	business	NOUN
ejif-6585	186	25	.	.	PUNCT
ejif-6585	187	1	firms	firm	NOUN
ejif-6585	187	2	trying	try	VERB
ejif-6585	187	3	to	to	PART
ejif-6585	187	4	recover	recover	VERB
ejif-6585	187	5	from	from	ADP
ejif-6585	187	6	the	the	DET
ejif-6585	187	7	impact	impact	NOUN
ejif-6585	187	8	of	of	ADP
ejif-6585	187	9	the	the	DET
ejif-6585	187	10	pandemic	pandemic	NOUN
ejif-6585	187	11	are	be	AUX
ejif-6585	187	12	dealing	deal	VERB
ejif-6585	187	13	with	with	ADP
ejif-6585	187	14	various	various	ADJ
ejif-6585	187	15	challenges	challenge	NOUN
ejif-6585	187	16	,	,	PUNCT
ejif-6585	187	17	such	such	ADJ
ejif-6585	187	18	as	as	ADP
ejif-6585	187	19	a	a	DET
ejif-6585	187	20	need	need	NOUN
ejif-6585	187	21	for	for	SCONJ
ejif-6585	187	22	more	more	ADJ
ejif-6585	187	23	funds	fund	NOUN
ejif-6585	187	24	to	to	PART
ejif-6585	187	25	sustain	sustain	VERB
ejif-6585	187	26	themselves	themselves	PRON
ejif-6585	187	27	.	.	PUNCT
ejif-6585	188	1	also	also	ADV
ejif-6585	188	2	,	,	PUNCT
ejif-6585	188	3	there	there	PRON
ejif-6585	188	4	needed	need	VERB
ejif-6585	188	5	to	to	PART
ejif-6585	188	6	be	be	AUX
ejif-6585	188	7	more	more	ADJ
ejif-6585	188	8	cash	cash	NOUN
ejif-6585	188	9	flow	flow	NOUN
ejif-6585	188	10	since	since	SCONJ
ejif-6585	188	11	most	most	ADJ
ejif-6585	188	12	target	target	NOUN
ejif-6585	188	13	customers	customer	NOUN
ejif-6585	188	14	lost	lose	VERB
ejif-6585	188	15	their	their	PRON
ejif-6585	188	16	jobs	job	NOUN
ejif-6585	188	17	during	during	ADP
ejif-6585	188	18	the	the	DET
ejif-6585	188	19	pandemic	pandemic	NOUN
ejif-6585	188	20	.	.	PUNCT
ejif-6585	189	1	many	many	ADJ
ejif-6585	189	2	working	work	VERB
ejif-6585	189	3	hours	hour	NOUN
ejif-6585	189	4	were	be	AUX
ejif-6585	189	5	lost	lose	VERB
ejif-6585	189	6	during	during	ADP
ejif-6585	189	7	the	the	DET
ejif-6585	189	8	lockdown	lockdown	NOUN
ejif-6585	189	9	affecting	affect	VERB
ejif-6585	189	10	the	the	DET
ejif-6585	189	11	cash	cash	NOUN
ejif-6585	189	12	flow	flow	NOUN
ejif-6585	189	13	among	among	ADP
ejif-6585	189	14	the	the	DET
ejif-6585	189	15	working	work	VERB
ejif-6585	189	16	populates	populate	NOUN
ejif-6585	189	17	.	.	PUNCT
ejif-6585	190	1	with	with	ADP
ejif-6585	190	2	the	the	DET
ejif-6585	190	3	cash	cash	NOUN
ejif-6585	190	4	flow	flow	NOUN
ejif-6585	190	5	,	,	PUNCT
ejif-6585	190	6	small	small	ADJ
ejif-6585	190	7	and	and	CCONJ
ejif-6585	190	8	medium	medium	NOUN
ejif-6585	190	9	businesses	business	NOUN
ejif-6585	190	10	can	can	AUX
ejif-6585	190	11	sustain	sustain	VERB
ejif-6585	190	12	and	and	CCONJ
ejif-6585	190	13	survive	survive	VERB
ejif-6585	190	14	the	the	DET
ejif-6585	190	15	impact	impact	NOUN
ejif-6585	190	16	of	of	ADP
ejif-6585	190	17	covid-19	covid-19	PROPN
ejif-6585	190	18	on	on	ADP
ejif-6585	190	19	the	the	DET
ejif-6585	190	20	economy	economy	NOUN
ejif-6585	190	21	.	.	PUNCT
ejif-6585	191	1	this	this	PRON
ejif-6585	191	2	creates	create	VERB
ejif-6585	191	3	extreme	extreme	ADJ
ejif-6585	191	4	uncertainty	uncertainty	NOUN
ejif-6585	191	5	for	for	ADP
ejif-6585	191	6	the	the	DET
ejif-6585	191	7	msmes	msme	NOUN
ejif-6585	191	8	who	who	PRON
ejif-6585	191	9	depend	depend	VERB
ejif-6585	191	10	on	on	ADP
ejif-6585	191	11	the	the	DET
ejif-6585	191	12	availability	availability	NOUN
ejif-6585	191	13	of	of	ADP
ejif-6585	191	14	cash	cash	NOUN
ejif-6585	191	15	flow	flow	NOUN
ejif-6585	191	16	when	when	SCONJ
ejif-6585	191	17	the	the	DET
ejif-6585	191	18	working	work	VERB
ejif-6585	191	19	hours	hour	NOUN
ejif-6585	191	20	are	be	AUX
ejif-6585	191	21	utilized	utilize	VERB
ejif-6585	191	22	optimally	optimally	ADV
ejif-6585	191	23	.	.	PUNCT
ejif-6585	192	1	for	for	SCONJ
ejif-6585	192	2	msmes	msme	NOUN
ejif-6585	192	3	to	to	PART
ejif-6585	192	4	survive	survive	VERB
ejif-6585	192	5	the	the	DET
ejif-6585	192	6	impact	impact	NOUN
ejif-6585	192	7	of	of	ADP
ejif-6585	192	8	covid-19	covid-19	PROPN
ejif-6585	192	9	,	,	PUNCT
ejif-6585	192	10	there	there	PRON
ejif-6585	192	11	is	be	VERB
ejif-6585	192	12	a	a	DET
ejif-6585	192	13	need	need	NOUN
ejif-6585	192	14	to	to	PART
ejif-6585	192	15	shift	shift	VERB
ejif-6585	192	16	from	from	ADP
ejif-6585	192	17	the	the	DET
ejif-6585	192	18	conventional	conventional	ADJ
ejif-6585	192	19	financial	financial	ADJ
ejif-6585	192	20	system	system	NOUN
ejif-6585	192	21	that	that	PRON
ejif-6585	192	22	does	do	AUX
ejif-6585	192	23	not	not	PART
ejif-6585	192	24	provide	provide	VERB
ejif-6585	192	25	favorable	favorable	ADJ
ejif-6585	192	26	contracts	contract	NOUN
ejif-6585	192	27	to	to	PART
ejif-6585	192	28	already	already	ADV
ejif-6585	192	29	struggling	struggle	VERB
ejif-6585	192	30	establishments	establishment	NOUN
ejif-6585	192	31	.	.	PUNCT
ejif-6585	193	1	the	the	DET
ejif-6585	193	2	existing	exist	VERB
ejif-6585	193	3	financial	financial	ADJ
ejif-6585	193	4	systems	system	NOUN
ejif-6585	193	5	are	be	AUX
ejif-6585	193	6	more	more	ADV
ejif-6585	193	7	focused	focused	ADJ
ejif-6585	193	8	on	on	ADP
ejif-6585	193	9	making	make	VERB
ejif-6585	193	10	profits	profit	NOUN
ejif-6585	193	11	and	and	CCONJ
ejif-6585	193	12	less	less	ADV
ejif-6585	193	13	interested	interested	ADJ
ejif-6585	193	14	in	in	ADP
ejif-6585	193	15	supporting	support	VERB
ejif-6585	193	16	the	the	DET
ejif-6585	193	17	msmes	msme	NOUN
ejif-6585	193	18	[	[	X
ejif-6585	193	19	5	5	NUM
ejif-6585	193	20	]	]	PUNCT
ejif-6585	193	21	.	.	PUNCT
ejif-6585	194	1	this	this	PRON
ejif-6585	194	2	makes	make	VERB
ejif-6585	194	3	islamic	islamic	ADJ
ejif-6585	194	4	financing	finance	VERB
ejif-6585	194	5	the	the	DET
ejif-6585	194	6	best	well	ADV
ejif-6585	194	7	-	-	PUNCT
ejif-6585	194	8	suited	suit	VERB
ejif-6585	194	9	approach	approach	NOUN
ejif-6585	194	10	to	to	ADP
ejif-6585	194	11	unlock	unlock	PROPN
ejif-6585	194	12	msmes	msme	NOUN
ejif-6585	194	13	'	'	PART
ejif-6585	194	14	potential	potential	ADJ
ejif-6585	194	15	and	and	CCONJ
ejif-6585	194	16	access	access	NOUN
ejif-6585	194	17	funds	fund	NOUN
ejif-6585	194	18	easily	easily	ADV
ejif-6585	194	19	.	.	PUNCT
ejif-6585	195	1	islamic	islamic	ADJ
ejif-6585	195	2	finance	finance	PROPN
ejif-6585	195	3	offers	offer	VERB
ejif-6585	195	4	non	non	ADJ
ejif-6585	195	5	-	-	ADJ
ejif-6585	195	6	exploitive	exploitive	ADJ
ejif-6585	195	7	services	service	NOUN
ejif-6585	195	8	that	that	PRON
ejif-6585	195	9	allow	allow	VERB
ejif-6585	195	10	the	the	DET
ejif-6585	195	11	business	business	NOUN
ejif-6585	195	12	to	to	PART
ejif-6585	195	13	develop	develop	VERB
ejif-6585	195	14	[	[	X
ejif-6585	195	15	5	5	NUM
ejif-6585	195	16	]	]	PUNCT
ejif-6585	195	17	.	.	PUNCT
ejif-6585	196	1	through	through	ADP
ejif-6585	196	2	various	various	ADJ
ejif-6585	196	3	contracts	contract	NOUN
ejif-6585	196	4	,	,	PUNCT
ejif-6585	196	5	it	it	PRON
ejif-6585	196	6	is	be	AUX
ejif-6585	196	7	possible	possible	ADJ
ejif-6585	196	8	for	for	SCONJ
ejif-6585	196	9	small	small	ADJ
ejif-6585	196	10	businesses	business	NOUN
ejif-6585	196	11	to	to	PART
ejif-6585	196	12	access	access	VERB
ejif-6585	196	13	finance	finance	NOUN
ejif-6585	196	14	and	and	CCONJ
ejif-6585	196	15	benefit	benefit	VERB
ejif-6585	196	16	from	from	ADP
ejif-6585	196	17	favorable	favorable	ADJ
ejif-6585	196	18	contracts	contract	NOUN
ejif-6585	196	19	compared	compare	VERB
ejif-6585	196	20	to	to	ADP
ejif-6585	196	21	the	the	DET
ejif-6585	196	22	ones	one	NOUN
ejif-6585	196	23	offered	offer	VERB
ejif-6585	196	24	by	by	ADP
ejif-6585	196	25	conventional	conventional	ADJ
ejif-6585	196	26	financial	financial	ADJ
ejif-6585	196	27	institutions	institution	NOUN
ejif-6585	196	28	.	.	PUNCT
ejif-6585	197	1	islamic	islamic	ADJ
ejif-6585	197	2	finance	finance	PROPN
ejif-6585	197	3	provides	provide	VERB
ejif-6585	197	4	various	various	ADJ
ejif-6585	197	5	service	service	NOUN
ejif-6585	197	6	that	that	PRON
ejif-6585	197	7	attracts	attract	VERB
ejif-6585	197	8	msmes	msme	NOUN
ejif-6585	197	9	.	.	PUNCT
ejif-6585	198	1	these	these	DET
ejif-6585	198	2	financial	financial	ADJ
ejif-6585	198	3	services	service	NOUN
ejif-6585	198	4	are	be	AUX
ejif-6585	198	5	more	more	ADV
ejif-6585	198	6	favorable	favorable	ADJ
ejif-6585	198	7	through	through	ADP
ejif-6585	198	8	islamic	islamic	ADJ
ejif-6585	198	9	financing	financing	NOUN
ejif-6585	198	10	compared	compare	VERB
ejif-6585	198	11	to	to	ADP
ejif-6585	198	12	conventional	conventional	ADJ
ejif-6585	198	13	banks	bank	NOUN
ejif-6585	198	14	,	,	PUNCT
ejif-6585	198	15	which	which	PRON
ejif-6585	198	16	are	be	AUX
ejif-6585	198	17	exploitative	exploitative	ADJ
ejif-6585	198	18	to	to	ADP
ejif-6585	198	19	their	their	PRON
ejif-6585	198	20	customers	customer	NOUN
ejif-6585	198	21	.	.	PUNCT
ejif-6585	199	1	the	the	DET
ejif-6585	199	2	islamic	islamic	ADJ
ejif-6585	199	3	banks	bank	NOUN
ejif-6585	199	4	provide	provide	VERB
ejif-6585	199	5	services	service	NOUN
ejif-6585	199	6	that	that	PRON
ejif-6585	199	7	are	be	AUX
ejif-6585	199	8	not	not	PART
ejif-6585	199	9	interest	interest	NOUN
ejif-6585	199	10	-	-	PUNCT
ejif-6585	199	11	oriented	orient	VERB
ejif-6585	199	12	,	,	PUNCT
ejif-6585	199	13	thus	thus	ADV
ejif-6585	199	14	making	make	VERB
ejif-6585	199	15	them	they	PRON
ejif-6585	199	16	ideal	ideal	ADJ
ejif-6585	199	17	for	for	ADP
ejif-6585	199	18	msmes	msme	NOUN
ejif-6585	199	19	dealing	deal	VERB
ejif-6585	199	20	with	with	ADP
ejif-6585	199	21	the	the	DET
ejif-6585	199	22	impact	impact	NOUN
ejif-6585	199	23	of	of	ADP
ejif-6585	199	24	covid-19	covid-19	PROPN
ejif-6585	199	25	.	.	PUNCT
ejif-6585	200	1	however	however	ADV
ejif-6585	200	2	,	,	PUNCT
ejif-6585	200	3	the	the	DET
ejif-6585	200	4	investor	investor	NOUN
ejif-6585	200	5	needs	need	VERB
ejif-6585	200	6	to	to	PART
ejif-6585	200	7	acquire	acquire	VERB
ejif-6585	200	8	information	information	NOUN
ejif-6585	200	9	on	on	ADP
ejif-6585	200	10	the	the	DET
ejif-6585	200	11	nature	nature	NOUN
ejif-6585	200	12	of	of	ADP
ejif-6585	200	13	investment	investment	NOUN
ejif-6585	200	14	supported	support	VERB
ejif-6585	200	15	by	by	ADP
ejif-6585	200	16	these	these	DET
ejif-6585	200	17	banks	bank	NOUN
ejif-6585	200	18	.	.	PUNCT
ejif-6585	201	1	in	in	ADP
ejif-6585	201	2	as	as	ADV
ejif-6585	201	3	much	much	ADJ
ejif-6585	201	4	as	as	SCONJ
ejif-6585	201	5	islamic	islamic	ADJ
ejif-6585	201	6	financing	financing	NOUN
ejif-6585	201	7	promotes	promote	VERB
ejif-6585	201	8	small	small	ADJ
ejif-6585	201	9	businesses	business	NOUN
ejif-6585	201	10	,	,	PUNCT
ejif-6585	201	11	they	they	PRON
ejif-6585	201	12	refrain	refrain	VERB
ejif-6585	201	13	from	from	ADP
ejif-6585	201	14	an	an	DET
ejif-6585	201	15	investment	investment	NOUN
ejif-6585	201	16	that	that	PRON
ejif-6585	201	17	is	be	AUX
ejif-6585	201	18	against	against	ADP
ejif-6585	201	19	sharia	sharia	PROPN
ejif-6585	201	20	law	law	NOUN
ejif-6585	201	21	.	.	PUNCT
ejif-6585	202	1	activities	activity	NOUN
ejif-6585	202	2	such	such	ADJ
ejif-6585	202	3	as	as	ADP
ejif-6585	202	4	gambling	gambling	NOUN
ejif-6585	202	5	and	and	CCONJ
ejif-6585	202	6	speculation	speculation	NOUN
ejif-6585	202	7	are	be	AUX
ejif-6585	202	8	prohibited	prohibit	VERB
ejif-6585	202	9	,	,	PUNCT
ejif-6585	202	10	and	and	CCONJ
ejif-6585	202	11	investors	investor	NOUN
ejif-6585	202	12	will	will	AUX
ejif-6585	202	13	not	not	PART
ejif-6585	202	14	receive	receive	VERB
ejif-6585	202	15	funding	funding	NOUN
ejif-6585	202	16	for	for	ADP
ejif-6585	202	17	such	such	ADJ
ejif-6585	202	18	businesses	business	NOUN
ejif-6585	202	19	.	.	PUNCT
ejif-6585	203	1	additionally	additionally	ADV
ejif-6585	203	2	,	,	PUNCT
ejif-6585	203	3	islamic	islamic	ADJ
ejif-6585	203	4	financial	financial	ADJ
ejif-6585	203	5	institutions	institution	NOUN
ejif-6585	203	6	are	be	AUX
ejif-6585	203	7	a	a	DET
ejif-6585	203	8	good	good	ADJ
ejif-6585	203	9	platform	platform	NOUN
ejif-6585	203	10	for	for	ADP
ejif-6585	203	11	increasing	increase	VERB
ejif-6585	203	12	access	access	NOUN
ejif-6585	203	13	to	to	ADP
ejif-6585	203	14	financial	financial	ADJ
ejif-6585	203	15	inclusion	inclusion	NOUN
ejif-6585	203	16	,	,	PUNCT
ejif-6585	203	17	including	include	VERB
ejif-6585	203	18	access	access	NOUN
ejif-6585	203	19	to	to	ADP
ejif-6585	203	20	finance	finance	NOUN
ejif-6585	203	21	for	for	ADP
ejif-6585	203	22	msmes	msme	NOUN
ejif-6585	203	23	,	,	PUNCT
ejif-6585	203	24	thereby	thereby	ADV
ejif-6585	203	25	supporting	support	VERB
ejif-6585	203	26	growth	growth	NOUN
ejif-6585	203	27	and	and	CCONJ
ejif-6585	203	28	economic	economic	ADJ
ejif-6585	203	29	development	development	NOUN
ejif-6585	203	30	[	[	X
ejif-6585	203	31	19	19	NUM
ejif-6585	203	32	]	]	PUNCT
ejif-6585	203	33	.	.	PUNCT
ejif-6585	204	1	furthermore	furthermore	ADV
ejif-6585	204	2	,	,	PUNCT
ejif-6585	204	3	a	a	DET
ejif-6585	204	4	lack	lack	NOUN
ejif-6585	204	5	of	of	ADP
ejif-6585	204	6	awareness	awareness	NOUN
ejif-6585	204	7	and	and	CCONJ
ejif-6585	204	8	knowledge	knowledge	NOUN
ejif-6585	204	9	about	about	ADP
ejif-6585	204	10	islamic	islamic	ADJ
ejif-6585	204	11	banking	banking	NOUN
ejif-6585	204	12	products	product	NOUN
ejif-6585	204	13	also	also	ADV
ejif-6585	204	14	affects	affect	VERB
ejif-6585	204	15	msmes	msme	NOUN
ejif-6585	204	16	[	[	X
ejif-6585	204	17	19	19	NUM
ejif-6585	204	18	]	]	PUNCT
ejif-6585	204	19	.	.	PUNCT
ejif-6585	205	1	therefore	therefore	ADV
ejif-6585	205	2	,	,	PUNCT
ejif-6585	205	3	information	information	NOUN
ejif-6585	205	4	is	be	AUX
ejif-6585	205	5	important	important	ADJ
ejif-6585	205	6	in	in	ADP
ejif-6585	205	7	promoting	promote	VERB
ejif-6585	205	8	islamic	islamic	ADJ
ejif-6585	205	9	financing	financing	NOUN
ejif-6585	205	10	,	,	PUNCT
ejif-6585	205	11	especially	especially	ADV
ejif-6585	205	12	in	in	ADP
ejif-6585	205	13	non	non	ADJ
ejif-6585	205	14	-	-	ADJ
ejif-6585	205	15	muslim	muslim	ADJ
ejif-6585	205	16	nations	nation	NOUN
ejif-6585	205	17	.	.	PUNCT
ejif-6585	206	1	recently	recently	ADV
ejif-6585	206	2	,	,	PUNCT
ejif-6585	206	3	several	several	ADJ
ejif-6585	206	4	countries	country	NOUN
ejif-6585	206	5	have	have	AUX
ejif-6585	206	6	embraced	embrace	VERB
ejif-6585	206	7	islamic	islamic	ADJ
ejif-6585	206	8	financing	financing	NOUN
ejif-6585	206	9	,	,	PUNCT
ejif-6585	206	10	including	include	VERB
ejif-6585	206	11	nations	nation	NOUN
ejif-6585	206	12	where	where	SCONJ
ejif-6585	206	13	islam	islam	PROPN
ejif-6585	206	14	is	be	AUX
ejif-6585	206	15	not	not	PART
ejif-6585	206	16	the	the	DET
ejif-6585	206	17	populous	populous	ADJ
ejif-6585	206	18	religion	religion	NOUN
ejif-6585	206	19	[	[	X
ejif-6585	206	20	2	2	NUM
ejif-6585	206	21	]	]	PUNCT
ejif-6585	206	22	.	.	PUNCT
ejif-6585	207	1	based	base	VERB
ejif-6585	207	2	on	on	ADP
ejif-6585	207	3	content	content	ADJ
ejif-6585	207	4	analysis	analysis	NOUN
ejif-6585	207	5	,	,	PUNCT
ejif-6585	207	6	people	people	NOUN
ejif-6585	207	7	from	from	ADP
ejif-6585	207	8	such	such	ADJ
ejif-6585	207	9	countries	country	NOUN
ejif-6585	207	10	need	need	VERB
ejif-6585	207	11	to	to	PART
ejif-6585	207	12	be	be	AUX
ejif-6585	207	13	more	more	ADV
ejif-6585	207	14	conversant	conversant	NOUN
ejif-6585	207	15	with	with	ADP
ejif-6585	207	16	the	the	DET
ejif-6585	207	17	strict	strict	ADJ
ejif-6585	207	18	requirement	requirement	NOUN
ejif-6585	207	19	of	of	ADP
ejif-6585	207	20	shariah	shariah	PROPN
ejif-6585	207	21	law	law	NOUN
ejif-6585	207	22	.	.	PUNCT
ejif-6585	208	1	these	these	PRON
ejif-6585	208	2	are	be	AUX
ejif-6585	208	3	investors	investor	NOUN
ejif-6585	208	4	who	who	PRON
ejif-6585	208	5	are	be	AUX
ejif-6585	208	6	attracted	attract	VERB
ejif-6585	208	7	to	to	ADP
ejif-6585	208	8	the	the	DET
ejif-6585	208	9	favorable	favorable	ADJ
ejif-6585	208	10	contractual	contractual	ADJ
ejif-6585	208	11	terms	term	NOUN
ejif-6585	208	12	of	of	ADP
ejif-6585	208	13	islamic	islamic	ADJ
ejif-6585	208	14	banking	banking	NOUN
ejif-6585	208	15	,	,	PUNCT
ejif-6585	208	16	but	but	CCONJ
ejif-6585	208	17	they	they	PRON
ejif-6585	208	18	need	need	VERB
ejif-6585	208	19	to	to	PART
ejif-6585	208	20	be	be	AUX
ejif-6585	208	21	made	make	VERB
ejif-6585	208	22	aware	aware	ADJ
ejif-6585	208	23	of	of	ADP
ejif-6585	208	24	the	the	DET
ejif-6585	208	25	segments	segment	NOUN
ejif-6585	208	26	that	that	PRON
ejif-6585	208	27	they	they	PRON
ejif-6585	208	28	must	must	AUX
ejif-6585	208	29	meet	meet	VERB
ejif-6585	208	30	to	to	PART
ejif-6585	208	31	acquire	acquire	VERB
ejif-6585	208	32	funding	funding	NOUN
ejif-6585	208	33	[	[	X
ejif-6585	208	34	2	2	NUM
ejif-6585	208	35	]	]	PUNCT
ejif-6585	208	36	.	.	PUNCT
ejif-6585	209	1	with	with	ADP
ejif-6585	209	2	the	the	DET
ejif-6585	209	3	outbreak	outbreak	NOUN
ejif-6585	209	4	of	of	ADP
ejif-6585	209	5	covid-19	covid-19	PROPN
ejif-6585	209	6	,	,	PUNCT
ejif-6585	209	7	the	the	DET
ejif-6585	209	8	majority	majority	NOUN
ejif-6585	209	9	of	of	ADP
ejif-6585	209	10	msmes	msme	NOUN
ejif-6585	209	11	have	have	AUX
ejif-6585	209	12	been	be	AUX
ejif-6585	209	13	affected	affect	VERB
ejif-6585	209	14	and	and	CCONJ
ejif-6585	209	15	are	be	AUX
ejif-6585	209	16	seeking	seek	VERB
ejif-6585	209	17	investment	investment	NOUN
ejif-6585	209	18	from	from	ADP
ejif-6585	209	19	an	an	DET
ejif-6585	209	20	organization	organization	NOUN
ejif-6585	209	21	that	that	PRON
ejif-6585	209	22	is	be	AUX
ejif-6585	209	23	less	less	ADV
ejif-6585	209	24	exploitative	exploitative	ADJ
ejif-6585	209	25	.	.	PUNCT
ejif-6585	210	1	however	however	ADV
ejif-6585	210	2	,	,	PUNCT
ejif-6585	210	3	these	these	DET
ejif-6585	210	4	businesses	business	NOUN
ejif-6585	210	5	may	may	AUX
ejif-6585	210	6	be	be	AUX
ejif-6585	210	7	locked	lock	VERB
ejif-6585	210	8	out	out	ADP
ejif-6585	210	9	of	of	ADP
ejif-6585	210	10	acquiring	acquire	VERB
ejif-6585	210	11	funding	funding	NOUN
ejif-6585	210	12	from	from	ADP
ejif-6585	210	13	islamic	islamic	ADJ
ejif-6585	210	14	banking	banking	NOUN
ejif-6585	210	15	because	because	SCONJ
ejif-6585	210	16	their	their	PRON
ejif-6585	210	17	companies	company	NOUN
ejif-6585	210	18	do	do	AUX
ejif-6585	210	19	not	not	PART
ejif-6585	210	20	conform	conform	VERB
ejif-6585	210	21	to	to	ADP
ejif-6585	210	22	the	the	DET
ejif-6585	210	23	law	law	NOUN
ejif-6585	210	24	.	.	PUNCT
ejif-6585	211	1	in	in	ADP
ejif-6585	211	2	this	this	DET
ejif-6585	211	3	paper	paper	NOUN
ejif-6585	211	4	,	,	PUNCT
ejif-6585	211	5	we	we	PRON
ejif-6585	211	6	presented	present	VERB
ejif-6585	211	7	several	several	ADJ
ejif-6585	211	8	islamic	islamic	ADJ
ejif-6585	211	9	financial	financial	ADJ
ejif-6585	211	10	products	product	NOUN
ejif-6585	211	11	like	like	ADP
ejif-6585	211	12	mudarabah	mudarabah	NOUN
ejif-6585	211	13	and	and	CCONJ
ejif-6585	211	14	musharakah	musharakah	NOUN
ejif-6585	211	15	that	that	SCONJ
ejif-6585	211	16	msmes	msme	NOUN
ejif-6585	211	17	and	and	CCONJ
ejif-6585	211	18	entrepreneurs	entrepreneur	NOUN
ejif-6585	211	19	can	can	AUX
ejif-6585	211	20	adopt	adopt	VERB
ejif-6585	211	21	to	to	PART
ejif-6585	211	22	meet	meet	VERB
ejif-6585	211	23	their	their	PRON
ejif-6585	211	24	financial	financial	ADJ
ejif-6585	211	25	needs	need	NOUN
ejif-6585	211	26	[	[	X
ejif-6585	211	27	18	18	NUM
ejif-6585	211	28	]	]	PUNCT
ejif-6585	211	29	(	(	PUNCT
ejif-6585	211	30	see	see	VERB
ejif-6585	211	31	table	table	NOUN
ejif-6585	211	32	below	below	ADP
ejif-6585	211	33	)	)	PUNCT
ejif-6585	211	34	.	.	PUNCT
ejif-6585	212	1	besides	besides	SCONJ
ejif-6585	212	2	,	,	PUNCT
ejif-6585	212	3	the	the	DET
ejif-6585	212	4	islamic	islamic	ADJ
ejif-6585	212	5	social	social	ADJ
ejif-6585	212	6	finance	finance	NOUN
ejif-6585	212	7	tools	tool	NOUN
ejif-6585	212	8	stipulate	stipulate	VERB
ejif-6585	212	9	various	various	ADJ
ejif-6585	212	10	obligations	obligation	NOUN
ejif-6585	212	11	that	that	PRON
ejif-6585	212	12	must	must	AUX
ejif-6585	212	13	be	be	AUX
ejif-6585	212	14	met	meet	VERB
ejif-6585	212	15	before	before	ADP
ejif-6585	212	16	providing	provide	VERB
ejif-6585	212	17	funds	fund	NOUN
ejif-6585	212	18	to	to	ADP
ejif-6585	212	19	businesses	business	NOUN
ejif-6585	212	20	.	.	PUNCT
ejif-6585	213	1	the	the	DET
ejif-6585	213	2	information	information	NOUN
ejif-6585	213	3	role	role	NOUN
ejif-6585	213	4	of	of	ADP
ejif-6585	213	5	islamic	islamic	ADJ
ejif-6585	213	6	banks	bank	NOUN
ejif-6585	213	7	must	must	AUX
ejif-6585	213	8	be	be	AUX
ejif-6585	213	9	addressed	address	VERB
ejif-6585	213	10	,	,	PUNCT
ejif-6585	213	11	especially	especially	ADV
ejif-6585	213	12	for	for	ADP
ejif-6585	213	13	nations	nation	NOUN
ejif-6585	213	14	that	that	PRON
ejif-6585	213	15	are	be	AUX
ejif-6585	213	16	not	not	PART
ejif-6585	213	17	predominantly	predominantly	ADV
ejif-6585	213	18	islamic	islamic	ADJ
ejif-6585	213	19	.	.	PUNCT
ejif-6585	214	1	content	content	NOUN
ejif-6585	214	2	analysis	analysis	NOUN
ejif-6585	214	3	indicated	indicate	VERB
ejif-6585	214	4	that	that	SCONJ
ejif-6585	214	5	countries	country	NOUN
ejif-6585	214	6	globally	globally	ADV
ejif-6585	214	7	are	be	AUX
ejif-6585	214	8	exploring	explore	VERB
ejif-6585	214	9	islamic	islamic	ADJ
ejif-6585	214	10	banking	banking	NOUN
ejif-6585	215	1	[	[	X
ejif-6585	215	2	2	2	NUM
ejif-6585	215	3	]	]	PUNCT
ejif-6585	215	4	.	.	PUNCT
ejif-6585	216	1	for	for	ADP
ejif-6585	216	2	instance	instance	NOUN
ejif-6585	216	3	,	,	PUNCT
ejif-6585	216	4	western	western	ADJ
ejif-6585	216	5	countries	country	NOUN
ejif-6585	216	6	have	have	AUX
ejif-6585	216	7	greatly	greatly	ADV
ejif-6585	216	8	embraced	embrace	VERB
ejif-6585	216	9	this	this	DET
ejif-6585	216	10	form	form	NOUN
ejif-6585	216	11	of	of	ADP
ejif-6585	216	12	financing	financing	NOUN
ejif-6585	216	13	that	that	PRON
ejif-6585	216	14	offers	offer	VERB
ejif-6585	216	15	better	well	ADJ
ejif-6585	216	16	terms	term	NOUN
ejif-6585	216	17	than	than	ADP
ejif-6585	216	18	conventional	conventional	ADJ
ejif-6585	216	19	banks	bank	NOUN
ejif-6585	216	20	that	that	PRON
ejif-6585	216	21	are	be	AUX
ejif-6585	216	22	exploitative	exploitative	ADJ
ejif-6585	216	23	.	.	PUNCT
ejif-6585	217	1	however	however	ADV
ejif-6585	217	2	,	,	PUNCT
ejif-6585	217	3	the	the	DET
ejif-6585	217	4	majority	majority	NOUN
ejif-6585	217	5	of	of	ADP
ejif-6585	217	6	the	the	DET
ejif-6585	217	7	resident	resident	NOUN
ejif-6585	217	8	of	of	ADP
ejif-6585	217	9	these	these	DET
ejif-6585	217	10	countries	country	NOUN
ejif-6585	217	11	are	be	AUX
ejif-6585	217	12	not	not	PART
ejif-6585	217	13	muslims	muslim	NOUN
ejif-6585	217	14	,	,	PUNCT
ejif-6585	217	15	thus	thus	ADV
ejif-6585	217	16	unaware	unaware	ADJ
ejif-6585	217	17	of	of	ADP
ejif-6585	217	18	shariah	shariah	PROPN
ejif-6585	217	19	laws	law	NOUN
ejif-6585	217	20	that	that	PRON
ejif-6585	217	21	regulate	regulate	VERB
ejif-6585	217	22	islamic	islamic	ADJ
ejif-6585	217	23	banking	banking	NOUN
ejif-6585	217	24	.	.	PUNCT
ejif-6585	218	1	information	information	NOUN
ejif-6585	218	2	is	be	AUX
ejif-6585	218	3	,	,	PUNCT
ejif-6585	218	4	therefore	therefore	ADV
ejif-6585	218	5	,	,	PUNCT
ejif-6585	218	6	necessary	necessary	ADJ
ejif-6585	218	7	for	for	ADP
ejif-6585	218	8	investors	investor	NOUN
ejif-6585	218	9	on	on	ADP
ejif-6585	218	10	the	the	DET
ejif-6585	218	11	nature	nature	NOUN
ejif-6585	218	12	of	of	ADP
ejif-6585	218	13	services	service	NOUN
ejif-6585	218	14	and	and	CCONJ
ejif-6585	218	15	products	product	NOUN
ejif-6585	218	16	so	so	SCONJ
ejif-6585	218	17	that	that	SCONJ
ejif-6585	218	18	they	they	PRON
ejif-6585	218	19	can	can	AUX
ejif-6585	218	20	seek	seek	VERB
ejif-6585	218	21	support	support	NOUN
ejif-6585	218	22	from	from	ADP
ejif-6585	218	23	the	the	DET
ejif-6585	218	24	government	government	NOUN
ejif-6585	218	25	.	.	PUNCT
ejif-6585	219	1	table	table	NOUN
ejif-6585	219	2	2	2	NUM
ejif-6585	219	3	:	:	PUNCT
ejif-6585	219	4	contracts	contract	NOUN
ejif-6585	219	5	and	and	CCONJ
ejif-6585	219	6	their	their	PRON
ejif-6585	219	7	definitions	definition	NOUN
ejif-6585	219	8	contracts	contract	VERB
ejif-6585	219	9	definition	definition	NOUN
ejif-6585	219	10	profit	profit	NOUN
ejif-6585	219	11	and	and	CCONJ
ejif-6585	219	12	loss	loss	NOUN
ejif-6585	219	13	sharing	sharing	NOUN
ejif-6585	219	14	is	be	AUX
ejif-6585	219	15	a	a	DET
ejif-6585	219	16	contract	contract	NOUN
ejif-6585	219	17	between	between	ADP
ejif-6585	219	18	two	two	NUM
ejif-6585	219	19	parties	party	NOUN
ejif-6585	219	20	;	;	PUNCT
ejif-6585	219	21	one	one	PRON
ejif-6585	219	22	provides	provide	VERB
ejif-6585	219	23	the	the	DET
ejif-6585	219	24	capital	capital	NOUN
ejif-6585	219	25	and	and	CCONJ
ejif-6585	219	26	the	the	DET
ejif-6585	219	27	other	other	ADJ
ejif-6585	219	28	provides	provide	VERB
ejif-6585	219	29	the	the	DET
ejif-6585	219	30	labor	labor	NOUN
ejif-6585	219	31	to	to	PART
ejif-6585	219	32	form	form	VERB
ejif-6585	219	33	a	a	DET
ejif-6585	219	34	partnership	partnership	NOUN
ejif-6585	219	35	to	to	PART
ejif-6585	219	36	share	share	VERB
ejif-6585	219	37	the	the	DET
ejif-6585	219	38	profits	profit	NOUN
ejif-6585	219	39	by	by	ADP
ejif-6585	219	40	certain	certain	ADJ
ejif-6585	219	41	agreed	agree	VERB
ejif-6585	219	42	proportions	proportion	NOUN
ejif-6585	219	43	.	.	PUNCT
ejif-6585	220	1	joint	joint	ADJ
ejif-6585	220	2	venture	venture	NOUN
ejif-6585	220	3	(	(	PUNCT
ejif-6585	220	4	musharaka	musharaka	NOUN
ejif-6585	220	5	)	)	PUNCT
ejif-6585	220	6	is	be	AUX
ejif-6585	220	7	a	a	DET
ejif-6585	220	8	financial	financial	ADJ
ejif-6585	220	9	contract	contract	NOUN
ejif-6585	220	10	between	between	ADP
ejif-6585	220	11	two	two	NUM
ejif-6585	220	12	or	or	CCONJ
ejif-6585	220	13	many	many	ADJ
ejif-6585	220	14	parties	party	NOUN
ejif-6585	220	15	to	to	PART
ejif-6585	220	16	establish	establish	VERB
ejif-6585	220	17	a	a	DET
ejif-6585	220	18	commercial	commercial	ADJ
ejif-6585	220	19	enterprise	enterprise	NOUN
ejif-6585	220	20	based	base	VERB
ejif-6585	220	21	on	on	ADP
ejif-6585	220	22	european	european	PROPN
ejif-6585	220	23	journal	journal	PROPN
ejif-6585	220	24	of	of	ADP
ejif-6585	220	25	islamic	islamic	PROPN
ejif-6585	220	26	finance	finance	PROPN
ejif-6585	220	27	issn	issn	PROPN
ejif-6585	220	28	:	:	PUNCT
ejif-6585	220	29	2421	2421	NUM
ejif-6585	220	30	-	-	SYM
ejif-6585	220	31	2172	2172	NUM
ejif-6585	220	32	doi	doi	NOUN
ejif-6585	220	33	:	:	PUNCT
ejif-6585	220	34	10.13135/2421	10.13135/2421	NUM
ejif-6585	220	35	-	-	SYM
ejif-6585	220	36	2172/6585published	2172/6585publishe	VERB
ejif-6585	220	37	by	by	ADP
ejif-6585	220	38	the	the	DET
ejif-6585	220	39	university	university	PROPN
ejif-6585	220	40	of	of	ADP
ejif-6585	220	41	turin	turin	PROPN
ejif-6585	221	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-6585	221	2	ejif	ejif	PROPN
ejif-6585	221	3	content	content	NOUN
ejif-6585	221	4	is	be	AUX
ejif-6585	221	5	licensed	license	VERB
ejif-6585	221	6	under	under	ADP
ejif-6585	221	7	a	a	DET
ejif-6585	221	8	creative	creative	ADJ
ejif-6585	221	9	commons	common	NOUN
ejif-6585	221	10	attribution	attribution	NOUN
ejif-6585	221	11	4.0	4.0	NUM
ejif-6585	221	12	international	international	ADJ
ejif-6585	221	13	license	license	NOUN
ejif-6585	221	14	received	receive	VERB
ejif-6585	221	15	:	:	PUNCT
ejif-6585	221	16	22/02/2022	22/02/2022	NUM
ejif-6585	221	17	accepted	accept	VERB
ejif-6585	221	18	for	for	ADP
ejif-6585	221	19	publication	publication	NOUN
ejif-6585	221	20	:	:	PUNCT
ejif-6585	221	21	23/12/2022	23/12/2022	NUM
ejif-6585	221	22	published	publish	VERB
ejif-6585	221	23	:	:	PUNCT
ejif-6585	221	24	29/12/2022	29/12/2022	NUM
ejif-6585	221	25	35	35	NUM
ejif-6585	221	26	capital	capital	NOUN
ejif-6585	221	27	and	and	CCONJ
ejif-6585	221	28	labor	labor	NOUN
ejif-6585	221	29	.	.	PUNCT
ejif-6585	222	1	the	the	DET
ejif-6585	222	2	profit	profit	NOUN
ejif-6585	222	3	and	and	CCONJ
ejif-6585	222	4	loss	loss	NOUN
ejif-6585	222	5	are	be	AUX
ejif-6585	222	6	shared	share	VERB
ejif-6585	222	7	at	at	ADP
ejif-6585	222	8	an	an	DET
ejif-6585	222	9	agreed	agree	VERB
ejif-6585	222	10	proportion	proportion	NOUN
ejif-6585	222	11	according	accord	VERB
ejif-6585	222	12	to	to	ADP
ejif-6585	222	13	the	the	DET
ejif-6585	222	14	amount	amount	NOUN
ejif-6585	222	15	of	of	ADP
ejif-6585	222	16	contribution	contribution	NOUN
ejif-6585	222	17	.	.	PUNCT
ejif-6585	223	1	cost	cost	NOUN
ejif-6585	223	2	plus	plus	CCONJ
ejif-6585	223	3	(	(	PUNCT
ejif-6585	223	4	murabaha	murabaha	NOUN
ejif-6585	223	5	)	)	PUNCT
ejif-6585	223	6	refers	refer	VERB
ejif-6585	223	7	to	to	ADP
ejif-6585	223	8	a	a	DET
ejif-6585	223	9	sale	sale	NOUN
ejif-6585	223	10	of	of	ADP
ejif-6585	223	11	a	a	DET
ejif-6585	223	12	good	good	NOUN
ejif-6585	223	13	or	or	CCONJ
ejif-6585	223	14	property	property	NOUN
ejif-6585	223	15	with	with	ADP
ejif-6585	223	16	an	an	DET
ejif-6585	223	17	agreed	agree	VERB
ejif-6585	223	18	profit	profit	NOUN
ejif-6585	223	19	against	against	ADP
ejif-6585	223	20	a	a	DET
ejif-6585	223	21	deferred	defer	VERB
ejif-6585	223	22	or	or	CCONJ
ejif-6585	223	23	a	a	DET
ejif-6585	223	24	lump	lump	NOUN
ejif-6585	223	25	sum	sum	NOUN
ejif-6585	223	26	payment	payment	NOUN
ejif-6585	223	27	.	.	PUNCT
ejif-6585	224	1	there	there	PRON
ejif-6585	224	2	are	be	VERB
ejif-6585	224	3	two	two	NUM
ejif-6585	224	4	contracts	contract	NOUN
ejif-6585	224	5	in	in	ADP
ejif-6585	224	6	murabahah	murabahah	NOUN
ejif-6585	224	7	:	:	PUNCT
ejif-6585	224	8	the	the	DET
ejif-6585	224	9	first	first	ADJ
ejif-6585	224	10	contract	contract	NOUN
ejif-6585	224	11	is	be	AUX
ejif-6585	224	12	between	between	ADP
ejif-6585	224	13	the	the	DET
ejif-6585	224	14	client	client	NOUN
ejif-6585	224	15	and	and	CCONJ
ejif-6585	224	16	the	the	DET
ejif-6585	224	17	bank	bank	NOUN
ejif-6585	224	18	,	,	PUNCT
ejif-6585	224	19	whereas	whereas	SCONJ
ejif-6585	224	20	the	the	DET
ejif-6585	224	21	second	second	ADJ
ejif-6585	224	22	contract	contract	NOUN
ejif-6585	224	23	is	be	AUX
ejif-6585	224	24	between	between	ADP
ejif-6585	224	25	the	the	DET
ejif-6585	224	26	bank	bank	NOUN
ejif-6585	224	27	and	and	CCONJ
ejif-6585	224	28	supplier	supplier	NOUN
ejif-6585	224	29	.	.	PUNCT
ejif-6585	225	1	the	the	DET
ejif-6585	225	2	client	client	NOUN
ejif-6585	225	3	(	(	PUNCT
ejif-6585	225	4	purchaser	purchaser	NOUN
ejif-6585	225	5	)	)	PUNCT
ejif-6585	225	6	orders	order	NOUN
ejif-6585	225	7	a	a	DET
ejif-6585	225	8	certain	certain	ADJ
ejif-6585	225	9	commodity	commodity	NOUN
ejif-6585	225	10	through	through	ADP
ejif-6585	225	11	the	the	DET
ejif-6585	225	12	bank	bank	NOUN
ejif-6585	225	13	,	,	PUNCT
ejif-6585	225	14	the	the	DET
ejif-6585	225	15	bank	bank	NOUN
ejif-6585	225	16	then	then	ADV
ejif-6585	225	17	buys	buy	VERB
ejif-6585	225	18	the	the	DET
ejif-6585	225	19	commodity	commodity	NOUN
ejif-6585	225	20	from	from	ADP
ejif-6585	225	21	the	the	DET
ejif-6585	225	22	supplier	supplier	NOUN
ejif-6585	225	23	and	and	CCONJ
ejif-6585	225	24	sells	sell	VERB
ejif-6585	225	25	it	it	PRON
ejif-6585	225	26	to	to	ADP
ejif-6585	225	27	the	the	DET
ejif-6585	225	28	client	client	NOUN
ejif-6585	225	29	with	with	ADP
ejif-6585	225	30	specified	specified	ADJ
ejif-6585	225	31	profit	profit	NOUN
ejif-6585	225	32	whereby	whereby	SCONJ
ejif-6585	225	33	the	the	DET
ejif-6585	225	34	client	client	NOUN
ejif-6585	225	35	can	can	AUX
ejif-6585	225	36	make	make	VERB
ejif-6585	225	37	a	a	DET
ejif-6585	225	38	lump	lump	NOUN
ejif-6585	225	39	sum	sum	NOUN
ejif-6585	225	40	or	or	CCONJ
ejif-6585	225	41	a	a	DET
ejif-6585	225	42	deferred	deferred	ADJ
ejif-6585	225	43	payment	payment	NOUN
ejif-6585	225	44	to	to	ADP
ejif-6585	225	45	the	the	DET
ejif-6585	225	46	bank	bank	NOUN
ejif-6585	225	47	.	.	PUNCT
ejif-6585	226	1	source	source	NOUN
ejif-6585	226	2	:	:	PUNCT
ejif-6585	226	3	characteristics	characteristic	NOUN
ejif-6585	226	4	of	of	ADP
ejif-6585	226	5	gcc	gcc	NOUN
ejif-6585	226	6	islamic	islamic	ADJ
ejif-6585	226	7	banks	bank	NOUN
ejif-6585	226	8	investment	investment	NOUN
ejif-6585	226	9	in	in	ADP
ejif-6585	226	10	malaysia	malaysia	PROPN
ejif-6585	226	11	,	,	PUNCT
ejif-6585	226	12	ali	ali	PROPN
ejif-6585	226	13	abusalah	abusalah	PROPN
ejif-6585	226	14	elmabrok	elmabrok	PROPN
ejif-6585	226	15	mohammed	mohammed	PROPN
ejif-6585	226	16	v.	v.	ADP
ejif-6585	226	17	discussions	discussion	NOUN
ejif-6585	226	18	of	of	ADP
ejif-6585	226	19	the	the	DET
ejif-6585	226	20	potential	potential	NOUN
ejif-6585	226	21	and	and	CCONJ
ejif-6585	226	22	challenges	challenge	NOUN
ejif-6585	226	23	for	for	ADP
ejif-6585	226	24	islamic	islamic	ADJ
ejif-6585	226	25	decision	decision	NOUN
ejif-6585	226	26	support	support	NOUN
ejif-6585	226	27	systems	system	NOUN
ejif-6585	226	28	the	the	DET
ejif-6585	226	29	research	research	NOUN
ejif-6585	226	30	focuses	focus	VERB
ejif-6585	226	31	on	on	ADP
ejif-6585	226	32	unlocking	unlock	VERB
ejif-6585	226	33	the	the	DET
ejif-6585	226	34	potential	potential	NOUN
ejif-6585	226	35	of	of	ADP
ejif-6585	226	36	islamic	islamic	ADJ
ejif-6585	226	37	finance	finance	NOUN
ejif-6585	226	38	among	among	ADP
ejif-6585	226	39	msmes	msme	NOUN
ejif-6585	226	40	in	in	ADP
ejif-6585	226	41	dealing	deal	VERB
ejif-6585	226	42	with	with	ADP
ejif-6585	226	43	the	the	DET
ejif-6585	226	44	impact	impact	NOUN
ejif-6585	226	45	of	of	ADP
ejif-6585	226	46	covid19	covid19	NOUN
ejif-6585	226	47	.	.	PUNCT
ejif-6585	227	1	through	through	ADP
ejif-6585	227	2	the	the	DET
ejif-6585	227	3	application	application	NOUN
ejif-6585	227	4	of	of	ADP
ejif-6585	227	5	islamic	islamic	ADJ
ejif-6585	227	6	financial	financial	ADJ
ejif-6585	227	7	systems	system	NOUN
ejif-6585	227	8	and	and	CCONJ
ejif-6585	227	9	strictly	strictly	ADV
ejif-6585	227	10	adhering	adhere	VERB
ejif-6585	227	11	to	to	ADP
ejif-6585	227	12	the	the	DET
ejif-6585	227	13	shariah	shariah	PROPN
ejif-6585	227	14	laws	law	NOUN
ejif-6585	227	15	on	on	ADP
ejif-6585	227	16	which	which	PRON
ejif-6585	227	17	they	they	PRON
ejif-6585	227	18	are	be	AUX
ejif-6585	227	19	built	build	VERB
ejif-6585	227	20	,	,	PUNCT
ejif-6585	227	21	entrepreneurs	entrepreneur	NOUN
ejif-6585	227	22	can	can	AUX
ejif-6585	227	23	access	access	VERB
ejif-6585	227	24	funding	funding	NOUN
ejif-6585	227	25	for	for	ADP
ejif-6585	227	26	their	their	PRON
ejif-6585	227	27	investments	investment	NOUN
ejif-6585	227	28	and	and	CCONJ
ejif-6585	227	29	survive	survive	VERB
ejif-6585	227	30	the	the	DET
ejif-6585	227	31	economic	economic	ADJ
ejif-6585	227	32	repercussion	repercussion	NOUN
ejif-6585	227	33	of	of	ADP
ejif-6585	227	34	the	the	DET
ejif-6585	227	35	covid-19	covid-19	PROPN
ejif-6585	227	36	pandemic	pandemic	NOUN
ejif-6585	227	37	.	.	PUNCT
ejif-6585	228	1	the	the	DET
ejif-6585	228	2	use	use	NOUN
ejif-6585	228	3	of	of	ADP
ejif-6585	228	4	digital	digital	ADJ
ejif-6585	228	5	currency	currency	NOUN
ejif-6585	228	6	and	and	CCONJ
ejif-6585	228	7	smart	smart	ADJ
ejif-6585	228	8	contracts	contract	NOUN
ejif-6585	228	9	provide	provide	VERB
ejif-6585	228	10	a	a	DET
ejif-6585	228	11	lucrative	lucrative	ADJ
ejif-6585	228	12	opportunity	opportunity	NOUN
ejif-6585	228	13	for	for	SCONJ
ejif-6585	228	14	islamic	islamic	ADJ
ejif-6585	228	15	finance	finance	NOUN
ejif-6585	228	16	to	to	PART
ejif-6585	228	17	penetrate	penetrate	VERB
ejif-6585	228	18	the	the	DET
ejif-6585	228	19	larger	large	ADJ
ejif-6585	228	20	market	market	NOUN
ejif-6585	228	21	.	.	PUNCT
ejif-6585	229	1	using	use	VERB
ejif-6585	229	2	fintech	fintech	NOUN
ejif-6585	229	3	,	,	PUNCT
ejif-6585	229	4	it	it	PRON
ejif-6585	229	5	is	be	AUX
ejif-6585	229	6	possible	possible	ADJ
ejif-6585	229	7	to	to	PART
ejif-6585	229	8	solve	solve	VERB
ejif-6585	229	9	economic	economic	ADJ
ejif-6585	229	10	challenges	challenge	NOUN
ejif-6585	229	11	facing	face	VERB
ejif-6585	229	12	the	the	DET
ejif-6585	229	13	majority	majority	NOUN
ejif-6585	229	14	of	of	ADP
ejif-6585	229	15	msmes	msme	NOUN
ejif-6585	229	16	.	.	PUNCT
ejif-6585	230	1	analyzing	analyze	VERB
ejif-6585	230	2	activities	activity	NOUN
ejif-6585	230	3	based	base	VERB
ejif-6585	230	4	on	on	ADP
ejif-6585	230	5	whether	whether	SCONJ
ejif-6585	230	6	they	they	PRON
ejif-6585	230	7	adhere	adhere	VERB
ejif-6585	230	8	to	to	ADP
ejif-6585	230	9	shariah	shariah	PROPN
ejif-6585	230	10	guidelines	guideline	NOUN
ejif-6585	230	11	and	and	CCONJ
ejif-6585	230	12	then	then	ADV
ejif-6585	230	13	proceeding	proceed	VERB
ejif-6585	230	14	to	to	PART
ejif-6585	230	15	seek	seek	VERB
ejif-6585	230	16	financial	financial	ADJ
ejif-6585	230	17	services	service	NOUN
ejif-6585	230	18	can	can	AUX
ejif-6585	230	19	help	help	VERB
ejif-6585	230	20	many	many	ADJ
ejif-6585	230	21	struggling	struggle	VERB
ejif-6585	230	22	msmes	msme	NOUN
ejif-6585	230	23	.	.	PUNCT
ejif-6585	231	1	enterprises	enterprise	NOUN
ejif-6585	231	2	have	have	VERB
ejif-6585	231	3	huge	huge	ADJ
ejif-6585	231	4	potential	potential	NOUN
ejif-6585	231	5	,	,	PUNCT
ejif-6585	231	6	but	but	CCONJ
ejif-6585	231	7	they	they	PRON
ejif-6585	231	8	need	need	VERB
ejif-6585	231	9	to	to	PART
ejif-6585	231	10	receive	receive	VERB
ejif-6585	231	11	favorable	favorable	ADJ
ejif-6585	231	12	financial	financial	ADJ
ejif-6585	231	13	services	service	NOUN
ejif-6585	231	14	from	from	ADP
ejif-6585	231	15	conventional	conventional	ADJ
ejif-6585	231	16	bank	bank	NOUN
ejif-6585	231	17	that	that	PRON
ejif-6585	231	18	favors	favor	VERB
ejif-6585	231	19	their	their	PRON
ejif-6585	231	20	economic	economic	ADJ
ejif-6585	231	21	situation	situation	NOUN
ejif-6585	231	22	.	.	PUNCT
ejif-6585	232	1	fintech	fintech	NOUN
ejif-6585	232	2	can	can	AUX
ejif-6585	232	3	be	be	AUX
ejif-6585	232	4	used	use	VERB
ejif-6585	232	5	to	to	PART
ejif-6585	232	6	collaborate	collaborate	VERB
ejif-6585	232	7	with	with	ADP
ejif-6585	232	8	firms	firm	NOUN
ejif-6585	232	9	dealing	deal	VERB
ejif-6585	232	10	in	in	ADP
ejif-6585	232	11	blockchain	blockchain	PROPN
ejif-6585	232	12	financial	financial	PROPN
ejif-6585	232	13	technology	technology	PROPN
ejif-6585	232	14	,	,	PUNCT
ejif-6585	232	15	which	which	PRON
ejif-6585	232	16	has	have	AUX
ejif-6585	232	17	become	become	VERB
ejif-6585	232	18	more	more	ADV
ejif-6585	232	19	prominent	prominent	ADJ
ejif-6585	232	20	post	post	ADJ
ejif-6585	232	21	-	-	ADJ
ejif-6585	232	22	covid-19	covid-19	PROPN
ejif-6585	232	23	.	.	PUNCT
ejif-6585	233	1	blockchain	blockchain	PROPN
ejif-6585	233	2	aligns	align	VERB
ejif-6585	233	3	with	with	ADP
ejif-6585	233	4	shariah	shariah	PROPN
ejif-6585	233	5	requirements	requirement	NOUN
ejif-6585	233	6	because	because	SCONJ
ejif-6585	233	7	it	it	PRON
ejif-6585	233	8	reduces	reduce	VERB
ejif-6585	233	9	the	the	DET
ejif-6585	233	10	risks	risk	NOUN
ejif-6585	233	11	of	of	ADP
ejif-6585	233	12	cheating	cheat	VERB
ejif-6585	233	13	or	or	CCONJ
ejif-6585	233	14	hacking	hack	VERB
ejif-6585	233	15	and	and	CCONJ
ejif-6585	233	16	thus	thus	ADV
ejif-6585	233	17	does	do	AUX
ejif-6585	233	18	not	not	PART
ejif-6585	233	19	affect	affect	VERB
ejif-6585	233	20	financial	financial	ADJ
ejif-6585	233	21	integrity	integrity	NOUN
ejif-6585	233	22	.	.	PUNCT
ejif-6585	234	1	fintech	fintech	NOUN
ejif-6585	234	2	in	in	ADP
ejif-6585	234	3	blockchain	blockchain	PROPN
ejif-6585	234	4	is	be	AUX
ejif-6585	234	5	viable	viable	ADJ
ejif-6585	234	6	in	in	ADP
ejif-6585	234	7	helping	help	VERB
ejif-6585	234	8	islamic	islamic	ADJ
ejif-6585	234	9	finance	finance	NOUN
ejif-6585	234	10	provide	provide	VERB
ejif-6585	234	11	an	an	DET
ejif-6585	234	12	innovative	innovative	ADJ
ejif-6585	234	13	solution	solution	NOUN
ejif-6585	234	14	to	to	ADP
ejif-6585	234	15	its	its	PRON
ejif-6585	234	16	clients	client	NOUN
ejif-6585	234	17	.	.	PUNCT
ejif-6585	235	1	the	the	DET
ejif-6585	235	2	financial	financial	ADJ
ejif-6585	235	3	bank	bank	PROPN
ejif-6585	235	4	can	can	AUX
ejif-6585	235	5	access	access	VERB
ejif-6585	235	6	information	information	NOUN
ejif-6585	235	7	contained	contain	VERB
ejif-6585	235	8	in	in	ADP
ejif-6585	235	9	blockchain	blockchain	PROPN
ejif-6585	235	10	digital	digital	ADJ
ejif-6585	235	11	ledger	ledger	NOUN
ejif-6585	235	12	,	,	PUNCT
ejif-6585	235	13	thus	thus	ADV
ejif-6585	235	14	ensuring	ensure	VERB
ejif-6585	235	15	accuracy	accuracy	NOUN
ejif-6585	235	16	.	.	PUNCT
ejif-6585	236	1	this	this	PRON
ejif-6585	236	2	also	also	ADV
ejif-6585	236	3	allows	allow	VERB
ejif-6585	236	4	the	the	DET
ejif-6585	236	5	bank	bank	NOUN
ejif-6585	236	6	to	to	PART
ejif-6585	236	7	determine	determine	VERB
ejif-6585	236	8	if	if	SCONJ
ejif-6585	236	9	a	a	DET
ejif-6585	236	10	digital	digital	ADJ
ejif-6585	236	11	currency	currency	NOUN
ejif-6585	236	12	is	be	AUX
ejif-6585	236	13	making	make	VERB
ejif-6585	236	14	a	a	DET
ejif-6585	236	15	profit	profit	NOUN
ejif-6585	236	16	or	or	CCONJ
ejif-6585	236	17	loss	loss	NOUN
ejif-6585	236	18	.	.	PUNCT
ejif-6585	237	1	the	the	DET
ejif-6585	237	2	world	world	NOUN
ejif-6585	237	3	is	be	AUX
ejif-6585	237	4	almost	almost	ADV
ejif-6585	237	5	concurring	concur	VERB
ejif-6585	237	6	covid-19	covid-19	PROPN
ejif-6585	237	7	with	with	ADP
ejif-6585	237	8	new	new	ADJ
ejif-6585	237	9	variants	variant	NOUN
ejif-6585	237	10	promptly	promptly	ADV
ejif-6585	237	11	managed	manage	VERB
ejif-6585	237	12	without	without	ADP
ejif-6585	237	13	the	the	DET
ejif-6585	237	14	need	need	NOUN
ejif-6585	237	15	to	to	PART
ejif-6585	237	16	lock	lock	VERB
ejif-6585	237	17	down	down	ADP
ejif-6585	237	18	the	the	DET
ejif-6585	237	19	economy	economy	NOUN
ejif-6585	237	20	.	.	PUNCT
ejif-6585	238	1	with	with	ADP
ejif-6585	238	2	the	the	DET
ejif-6585	238	3	ongoing	ongoing	ADJ
ejif-6585	238	4	vaccination	vaccination	NOUN
ejif-6585	238	5	,	,	PUNCT
ejif-6585	238	6	the	the	DET
ejif-6585	238	7	focus	focus	NOUN
ejif-6585	238	8	is	be	AUX
ejif-6585	238	9	now	now	ADV
ejif-6585	238	10	on	on	ADP
ejif-6585	238	11	economic	economic	ADJ
ejif-6585	238	12	recovery	recovery	NOUN
ejif-6585	238	13	.	.	PUNCT
ejif-6585	239	1	multiple	multiple	ADJ
ejif-6585	239	2	opportunities	opportunity	NOUN
ejif-6585	239	3	have	have	AUX
ejif-6585	239	4	arisen	arise	VERB
ejif-6585	239	5	,	,	PUNCT
ejif-6585	239	6	especially	especially	ADV
ejif-6585	239	7	in	in	ADP
ejif-6585	239	8	fintech	fintech	NOUN
ejif-6585	239	9	dealing	deal	VERB
ejif-6585	239	10	with	with	ADP
ejif-6585	239	11	digital	digital	ADJ
ejif-6585	239	12	assets	asset	NOUN
ejif-6585	239	13	and	and	CCONJ
ejif-6585	239	14	nonfungible	nonfungible	ADJ
ejif-6585	239	15	tokens	token	NOUN
ejif-6585	239	16	(	(	PUNCT
ejif-6585	239	17	nft	nft	PROPN
ejif-6585	239	18	)	)	PUNCT
ejif-6585	239	19	.	.	PUNCT
ejif-6585	240	1	as	as	ADP
ejif-6585	240	2	a	a	DET
ejif-6585	240	3	result	result	NOUN
ejif-6585	240	4	of	of	ADP
ejif-6585	240	5	the	the	DET
ejif-6585	240	6	technological	technological	ADJ
ejif-6585	240	7	innovations	innovation	NOUN
ejif-6585	240	8	described	describe	VERB
ejif-6585	240	9	in	in	ADP
ejif-6585	240	10	rabbani	rabbani	PROPN
ejif-6585	240	11	’s	’s	PART
ejif-6585	240	12	study	study	NOUN
ejif-6585	240	13	,	,	PUNCT
ejif-6585	240	14	fintech	fintech	NOUN
ejif-6585	240	15	has	have	AUX
ejif-6585	240	16	been	be	AUX
ejif-6585	240	17	able	able	ADJ
ejif-6585	240	18	to	to	PART
ejif-6585	240	19	disrupt	disrupt	VERB
ejif-6585	240	20	our	our	PRON
ejif-6585	240	21	everyday	everyday	ADJ
ejif-6585	240	22	lives	life	NOUN
ejif-6585	240	23	with	with	ADP
ejif-6585	240	24	innovation	innovation	NOUN
ejif-6585	240	25	in	in	ADP
ejif-6585	240	26	finance	finance	NOUN
ejif-6585	240	27	.	.	PUNCT
ejif-6585	241	1	we	we	PRON
ejif-6585	241	2	are	be	AUX
ejif-6585	241	3	now	now	ADV
ejif-6585	241	4	receiving	receive	VERB
ejif-6585	241	5	financial	financial	ADJ
ejif-6585	241	6	services	service	NOUN
ejif-6585	241	7	through	through	ADP
ejif-6585	241	8	artificial	artificial	ADJ
ejif-6585	241	9	intelligence	intelligence	NOUN
ejif-6585	241	10	systems	system	NOUN
ejif-6585	241	11	,	,	PUNCT
ejif-6585	241	12	and	and	CCONJ
ejif-6585	241	13	it	it	PRON
ejif-6585	241	14	is	be	AUX
ejif-6585	241	15	possible	possible	ADJ
ejif-6585	241	16	to	to	PART
ejif-6585	241	17	apply	apply	VERB
ejif-6585	241	18	shariah	shariah	PROPN
ejif-6585	241	19	principles	principle	NOUN
ejif-6585	241	20	in	in	ADP
ejif-6585	241	21	financial	financial	ADJ
ejif-6585	241	22	transactions	transaction	NOUN
ejif-6585	241	23	[	[	X
ejif-6585	241	24	5	5	NUM
ejif-6585	241	25	]	]	PUNCT
ejif-6585	241	26	.	.	PUNCT
ejif-6585	242	1	cryptocurrency	cryptocurrency	NOUN
ejif-6585	242	2	is	be	AUX
ejif-6585	242	3	a	a	DET
ejif-6585	242	4	categorized	categorize	VERB
ejif-6585	242	5	currency	currency	NOUN
ejif-6585	242	6	;	;	PUNCT
ejif-6585	242	7	thus	thus	ADV
ejif-6585	242	8	,	,	PUNCT
ejif-6585	242	9	it	it	PRON
ejif-6585	242	10	is	be	AUX
ejif-6585	242	11	halal	halal	NOUN
ejif-6585	242	12	for	for	ADP
ejif-6585	242	13	islamic	islamic	ADJ
ejif-6585	242	14	finance	finance	PROPN
ejif-6585	242	15	to	to	PART
ejif-6585	242	16	fund	fund	VERB
ejif-6585	242	17	.	.	PUNCT
ejif-6585	243	1	considering	consider	VERB
ejif-6585	243	2	that	that	DET
ejif-6585	243	3	currency	currency	NOUN
ejif-6585	243	4	are	be	AUX
ejif-6585	243	5	properties	property	NOUN
ejif-6585	243	6	that	that	PRON
ejif-6585	243	7	do	do	AUX
ejif-6585	243	8	not	not	PART
ejif-6585	243	9	attract	attract	VERB
ejif-6585	243	10	interest	interest	NOUN
ejif-6585	243	11	,	,	PUNCT
ejif-6585	243	12	msmes	msme	NOUN
ejif-6585	243	13	dealing	deal	VERB
ejif-6585	243	14	with	with	ADP
ejif-6585	243	15	digital	digital	ADJ
ejif-6585	243	16	currencies	currency	NOUN
ejif-6585	243	17	can	can	AUX
ejif-6585	243	18	acquire	acquire	VERB
ejif-6585	243	19	funding	funding	NOUN
ejif-6585	243	20	with	with	ADP
ejif-6585	243	21	much	much	ADJ
ejif-6585	243	22	ease	ease	NOUN
ejif-6585	243	23	.	.	PUNCT
ejif-6585	244	1	the	the	DET
ejif-6585	244	2	aspect	aspect	NOUN
ejif-6585	244	3	of	of	ADP
ejif-6585	244	4	islamic	islamic	ADJ
ejif-6585	244	5	financing	financing	NOUN
ejif-6585	244	6	is	be	AUX
ejif-6585	244	7	to	to	PART
ejif-6585	244	8	create	create	VERB
ejif-6585	244	9	value	value	NOUN
ejif-6585	244	10	while	while	SCONJ
ejif-6585	244	11	conducting	conduct	VERB
ejif-6585	244	12	business	business	NOUN
ejif-6585	244	13	in	in	ADP
ejif-6585	244	14	an	an	DET
ejif-6585	244	15	ethical	ethical	ADJ
ejif-6585	244	16	manner	manner	NOUN
ejif-6585	244	17	that	that	PRON
ejif-6585	244	18	does	do	AUX
ejif-6585	244	19	not	not	PART
ejif-6585	244	20	expose	expose	VERB
ejif-6585	244	21	the	the	DET
ejif-6585	244	22	institution	institution	NOUN
ejif-6585	244	23	or	or	CCONJ
ejif-6585	244	24	the	the	DET
ejif-6585	244	25	clientele	clientele	NOUN
ejif-6585	244	26	to	to	ADP
ejif-6585	244	27	risks	risk	NOUN
ejif-6585	244	28	.	.	PUNCT
ejif-6585	245	1	all	all	ADV
ejif-6585	245	2	in	in	ADP
ejif-6585	245	3	all	all	PRON
ejif-6585	245	4	,	,	PUNCT
ejif-6585	245	5	the	the	DET
ejif-6585	245	6	use	use	NOUN
ejif-6585	245	7	of	of	ADP
ejif-6585	245	8	fintech	fintech	NOUN
ejif-6585	245	9	in	in	ADP
ejif-6585	245	10	islamic	islamic	ADJ
ejif-6585	245	11	banking	banking	NOUN
ejif-6585	245	12	is	be	AUX
ejif-6585	245	13	gaining	gain	VERB
ejif-6585	245	14	attention	attention	NOUN
ejif-6585	245	15	globally	globally	ADV
ejif-6585	245	16	,	,	PUNCT
ejif-6585	245	17	and	and	CCONJ
ejif-6585	245	18	its	its	PRON
ejif-6585	245	19	potential	potential	NOUN
ejif-6585	245	20	in	in	ADP
ejif-6585	245	21	financial	financial	ADJ
ejif-6585	245	22	services	service	NOUN
ejif-6585	245	23	is	be	AUX
ejif-6585	245	24	immeasurable	immeasurable	ADJ
ejif-6585	245	25	.	.	PUNCT
ejif-6585	246	1	thus	thus	ADV
ejif-6585	246	2	,	,	PUNCT
ejif-6585	246	3	the	the	DET
ejif-6585	246	4	adoption	adoption	NOUN
ejif-6585	246	5	of	of	ADP
ejif-6585	246	6	fintech	fintech	NOUN
ejif-6585	246	7	by	by	ADP
ejif-6585	246	8	msmes	msme	NOUN
ejif-6585	246	9	requires	require	VERB
ejif-6585	246	10	the	the	DET
ejif-6585	246	11	support	support	NOUN
ejif-6585	246	12	of	of	ADP
ejif-6585	246	13	islamic	islamic	ADJ
ejif-6585	246	14	finance	finance	NOUN
ejif-6585	246	15	sector	sector	NOUN
ejif-6585	246	16	to	to	PART
ejif-6585	246	17	help	help	VERB
ejif-6585	246	18	overcome	overcome	VERB
ejif-6585	246	19	the	the	DET
ejif-6585	246	20	lack	lack	NOUN
ejif-6585	246	21	of	of	ADP
ejif-6585	246	22	funding	funding	NOUN
ejif-6585	246	23	.	.	PUNCT
ejif-6585	247	1	the	the	DET
ejif-6585	247	2	recovery	recovery	NOUN
ejif-6585	247	3	process	process	NOUN
ejif-6585	247	4	against	against	ADP
ejif-6585	247	5	covid-19	covid-19	PROPN
ejif-6585	247	6	entails	entail	VERB
ejif-6585	247	7	both	both	CCONJ
ejif-6585	247	8	short	short	ADJ
ejif-6585	247	9	and	and	CCONJ
ejif-6585	247	10	long	long	ADJ
ejif-6585	247	11	-	-	PUNCT
ejif-6585	247	12	term	term	NOUN
ejif-6585	247	13	financial	financial	ADJ
ejif-6585	247	14	strategies	strategy	NOUN
ejif-6585	247	15	.	.	PUNCT
ejif-6585	248	1	short	short	ADJ
ejif-6585	248	2	-	-	PUNCT
ejif-6585	248	3	term	term	NOUN
ejif-6585	248	4	strategies	strategy	NOUN
ejif-6585	248	5	entail	entail	VERB
ejif-6585	248	6	msmes	msme	NOUN
ejif-6585	248	7	seeking	seek	VERB
ejif-6585	248	8	financial	financial	ADJ
ejif-6585	248	9	support	support	NOUN
ejif-6585	248	10	not	not	PART
ejif-6585	248	11	exceeding	exceed	VERB
ejif-6585	248	12	one	one	NUM
ejif-6585	248	13	year	year	NOUN
ejif-6585	248	14	.	.	PUNCT
ejif-6585	249	1	this	this	PRON
ejif-6585	249	2	is	be	AUX
ejif-6585	249	3	mostly	mostly	ADV
ejif-6585	249	4	emergency	emergency	NOUN
ejif-6585	249	5	financial	financial	ADJ
ejif-6585	249	6	needs	need	NOUN
ejif-6585	249	7	that	that	PRON
ejif-6585	249	8	provide	provide	VERB
ejif-6585	249	9	financial	financial	ADJ
ejif-6585	249	10	assistance	assistance	NOUN
ejif-6585	249	11	to	to	ADP
ejif-6585	249	12	investments	investment	NOUN
ejif-6585	249	13	.	.	PUNCT
ejif-6585	250	1	islamic	islamic	ADJ
ejif-6585	250	2	finance	finance	PROPN
ejif-6585	250	3	is	be	AUX
ejif-6585	250	4	used	use	VERB
ejif-6585	250	5	to	to	PART
ejif-6585	250	6	fund	fund	VERB
ejif-6585	250	7	msmes	msme	NOUN
ejif-6585	250	8	for	for	ADP
ejif-6585	250	9	projects	project	NOUN
ejif-6585	250	10	that	that	PRON
ejif-6585	250	11	meet	meet	VERB
ejif-6585	250	12	zakat	zakat	NOUN
ejif-6585	250	13	,	,	PUNCT
ejif-6585	250	14	sadaqah	sadaqah	NOUN
ejif-6585	250	15	,	,	PUNCT
ejif-6585	250	16	or	or	CCONJ
ejif-6585	250	17	qaradh	qaradh	NOUN
ejif-6585	250	18	-	-	PUNCT
ejif-6585	250	19	alhasan	alhasan	NOUN
ejif-6585	250	20	stipulations	stipulation	NOUN
ejif-6585	250	21	.	.	PUNCT
ejif-6585	251	1	it	it	PRON
ejif-6585	251	2	is	be	AUX
ejif-6585	251	3	important	important	ADJ
ejif-6585	251	4	that	that	SCONJ
ejif-6585	251	5	client	client	NOUN
ejif-6585	251	6	is	be	AUX
ejif-6585	251	7	introduced	introduce	VERB
ejif-6585	251	8	to	to	ADP
ejif-6585	251	9	various	various	ADJ
ejif-6585	251	10	financial	financial	ADJ
ejif-6585	251	11	services	service	NOUN
ejif-6585	251	12	provided	provide	VERB
ejif-6585	251	13	by	by	ADP
ejif-6585	251	14	islamic	islamic	ADJ
ejif-6585	251	15	banking	banking	NOUN
ejif-6585	251	16	based	base	VERB
ejif-6585	251	17	on	on	ADP
ejif-6585	251	18	their	their	PRON
ejif-6585	251	19	needs	need	NOUN
ejif-6585	251	20	.	.	PUNCT
ejif-6585	252	1	in	in	ADP
ejif-6585	252	2	regions	region	NOUN
ejif-6585	252	3	where	where	SCONJ
ejif-6585	252	4	islamic	islamic	ADJ
ejif-6585	252	5	banking	banking	NOUN
ejif-6585	252	6	is	be	AUX
ejif-6585	252	7	not	not	PART
ejif-6585	252	8	popular	popular	ADJ
ejif-6585	252	9	,	,	PUNCT
ejif-6585	252	10	msmes	msme	NOUN
ejif-6585	252	11	owners	owner	NOUN
ejif-6585	252	12	require	require	VERB
ejif-6585	252	13	more	more	ADJ
ejif-6585	252	14	information	information	NOUN
ejif-6585	252	15	on	on	ADP
ejif-6585	252	16	how	how	SCONJ
ejif-6585	252	17	they	they	PRON
ejif-6585	252	18	operate	operate	VERB
ejif-6585	252	19	,	,	PUNCT
ejif-6585	252	20	and	and	CCONJ
ejif-6585	252	21	their	their	PRON
ejif-6585	252	22	advantage	advantage	NOUN
ejif-6585	252	23	compared	compare	VERB
ejif-6585	252	24	to	to	ADP
ejif-6585	252	25	conventional	conventional	ADJ
ejif-6585	252	26	banking	banking	NOUN
ejif-6585	252	27	.	.	PUNCT
ejif-6585	253	1	bridging	bridge	VERB
ejif-6585	253	2	the	the	DET
ejif-6585	253	3	knowledge	knowledge	NOUN
ejif-6585	253	4	gap	gap	NOUN
ejif-6585	253	5	is	be	AUX
ejif-6585	253	6	important	important	ADJ
ejif-6585	253	7	in	in	ADP
ejif-6585	253	8	determining	determine	VERB
ejif-6585	253	9	whether	whether	SCONJ
ejif-6585	253	10	the	the	DET
ejif-6585	253	11	investor	investor	NOUN
ejif-6585	253	12	needs	need	VERB
ejif-6585	253	13	short	short	ADJ
ejif-6585	253	14	-	-	PUNCT
ejif-6585	253	15	term	term	NOUN
ejif-6585	253	16	emergency	emergency	NOUN
ejif-6585	253	17	support	support	NOUN
ejif-6585	253	18	,	,	PUNCT
ejif-6585	253	19	or	or	CCONJ
ejif-6585	253	20	they	they	PRON
ejif-6585	253	21	need	need	VERB
ejif-6585	253	22	long	long	ADJ
ejif-6585	253	23	-	-	PUNCT
ejif-6585	253	24	term	term	NOUN
ejif-6585	253	25	support	support	NOUN
ejif-6585	253	26	.	.	PUNCT
ejif-6585	254	1	social	social	ADJ
ejif-6585	254	2	instruments	instrument	NOUN
ejif-6585	254	3	under	under	ADP
ejif-6585	254	4	islamic	islamic	ADJ
ejif-6585	254	5	finance	finance	NOUN
ejif-6585	254	6	,	,	PUNCT
ejif-6585	254	7	such	such	ADJ
ejif-6585	254	8	as	as	ADP
ejif-6585	254	9	qardh	qardh	NOUN
ejif-6585	254	10	-	-	PUNCT
ejif-6585	254	11	alhasan	alhasan	PROPN
ejif-6585	254	12	,	,	PUNCT
ejif-6585	254	13	zakat	zakat	NOUN
ejif-6585	254	14	,	,	PUNCT
ejif-6585	254	15	social	social	ADJ
ejif-6585	254	16	sukuk	sukuk	NOUN
ejif-6585	254	17	,	,	PUNCT
ejif-6585	254	18	and	and	CCONJ
ejif-6585	254	19	waqf	waqf	NOUN
ejif-6585	254	20	are	be	AUX
ejif-6585	254	21	viable	viable	ADJ
ejif-6585	254	22	options	option	NOUN
ejif-6585	254	23	to	to	PART
ejif-6585	254	24	be	be	AUX
ejif-6585	254	25	used	use	VERB
ejif-6585	254	26	by	by	ADP
ejif-6585	254	27	the	the	DET
ejif-6585	254	28	islamic	islamic	ADJ
ejif-6585	254	29	banks	bank	NOUN
ejif-6585	254	30	during	during	ADP
ejif-6585	254	31	and	and	CCONJ
ejif-6585	254	32	after	after	SCONJ
ejif-6585	254	33	covid	covid	PROPN
ejif-6585	254	34	to	to	PART
ejif-6585	254	35	help	help	VERB
ejif-6585	254	36	the	the	DET
ejif-6585	254	37	affected	affected	ADJ
ejif-6585	254	38	individuals	individual	NOUN
ejif-6585	254	39	,	,	PUNCT
ejif-6585	254	40	msmes	msme	NOUN
ejif-6585	254	41	,	,	PUNCT
ejif-6585	254	42	and	and	CCONJ
ejif-6585	254	43	corporations	corporation	NOUN
ejif-6585	254	44	by	by	ADP
ejif-6585	254	45	providing	provide	VERB
ejif-6585	254	46	direct	direct	ADJ
ejif-6585	254	47	cash	cash	NOUN
ejif-6585	254	48	transfers	transfer	NOUN
ejif-6585	254	49	and	and	CCONJ
ejif-6585	254	50	giving	give	VERB
ejif-6585	254	51	access	access	NOUN
ejif-6585	254	52	to	to	ADP
ejif-6585	254	53	the	the	DET
ejif-6585	254	54	health	health	NOUN
ejif-6585	254	55	care	care	NOUN
ejif-6585	254	56	and	and	CCONJ
ejif-6585	254	57	education	education	NOUN
ejif-6585	254	58	facilities	facility	NOUN
ejif-6585	254	59	[	[	X
ejif-6585	254	60	7	7	NUM
ejif-6585	254	61	]	]	PUNCT
ejif-6585	254	62	.	.	PUNCT
ejif-6585	255	1	islamic	islamic	PROPN
ejif-6585	255	2	finance	finance	PROPN
ejif-6585	255	3	is	be	AUX
ejif-6585	255	4	based	base	VERB
ejif-6585	255	5	on	on	ADP
ejif-6585	255	6	the	the	DET
ejif-6585	255	7	principle	principle	NOUN
ejif-6585	255	8	of	of	ADP
ejif-6585	255	9	social	social	ADJ
ejif-6585	255	10	justice	justice	NOUN
ejif-6585	255	11	and	and	CCONJ
ejif-6585	255	12	equitable	equitable	ADJ
ejif-6585	255	13	distribution	distribution	NOUN
ejif-6585	255	14	of	of	ADP
ejif-6585	255	15	income	income	NOUN
ejif-6585	255	16	and	and	CCONJ
ejif-6585	255	17	these	these	DET
ejif-6585	255	18	two	two	NUM
ejif-6585	255	19	characteristics	characteristic	NOUN
ejif-6585	255	20	make	make	VERB
ejif-6585	255	21	it	it	PRON
ejif-6585	255	22	as	as	ADP
ejif-6585	255	23	the	the	DET
ejif-6585	255	24	suitable	suitable	ADJ
ejif-6585	255	25	path	path	NOUN
ejif-6585	255	26	under	under	ADP
ejif-6585	255	27	crisis	crisis	NOUN
ejif-6585	255	28	[	[	X
ejif-6585	255	29	8	8	NUM
ejif-6585	255	30	]	]	PUNCT
ejif-6585	255	31	.	.	PUNCT
ejif-6585	256	1	for	for	ADP
ejif-6585	256	2	instance	instance	NOUN
ejif-6585	256	3	,	,	PUNCT
ejif-6585	256	4	zakat	zakat	PROPN
ejif-6585	256	5	financial	financial	ADJ
ejif-6585	256	6	support	support	NOUN
ejif-6585	256	7	is	be	AUX
ejif-6585	256	8	rendered	render	VERB
ejif-6585	256	9	to	to	ADP
ejif-6585	256	10	a	a	DET
ejif-6585	256	11	certain	certain	ADJ
ejif-6585	256	12	group	group	NOUN
ejif-6585	256	13	of	of	ADP
ejif-6585	256	14	customers	customer	NOUN
ejif-6585	256	15	who	who	PRON
ejif-6585	256	16	are	be	AUX
ejif-6585	256	17	financially	financially	ADV
ejif-6585	256	18	deprived	deprive	VERB
ejif-6585	256	19	,	,	PUNCT
ejif-6585	256	20	according	accord	VERB
ejif-6585	256	21	to	to	ADP
ejif-6585	256	22	sharia	sharia	PROPN
ejif-6585	256	23	.	.	PUNCT
ejif-6585	257	1	this	this	PRON
ejif-6585	257	2	can	can	AUX
ejif-6585	257	3	benefit	benefit	VERB
ejif-6585	257	4	poor	poor	ADJ
ejif-6585	257	5	people	people	NOUN
ejif-6585	257	6	in	in	ADP
ejif-6585	257	7	a	a	DET
ejif-6585	257	8	society	society	NOUN
ejif-6585	257	9	whose	whose	DET
ejif-6585	257	10	enterprises	enterprise	NOUN
ejif-6585	257	11	have	have	AUX
ejif-6585	257	12	been	be	AUX
ejif-6585	257	13	affected	affect	VERB
ejif-6585	257	14	by	by	ADP
ejif-6585	257	15	covid-19	covid-19	PROPN
ejif-6585	257	16	.	.	PUNCT
ejif-6585	258	1	to	to	PART
ejif-6585	258	2	penetrate	penetrate	VERB
ejif-6585	258	3	the	the	DET
ejif-6585	258	4	financial	financial	ADJ
ejif-6585	258	5	markets	market	NOUN
ejif-6585	258	6	,	,	PUNCT
ejif-6585	258	7	islamic	islamic	ADJ
ejif-6585	258	8	finance	finance	NOUN
ejif-6585	258	9	must	must	AUX
ejif-6585	258	10	engage	engage	VERB
ejif-6585	258	11	msmes	msme	NOUN
ejif-6585	258	12	that	that	PRON
ejif-6585	258	13	are	be	AUX
ejif-6585	258	14	recovering	recover	VERB
ejif-6585	258	15	from	from	ADP
ejif-6585	258	16	the	the	DET
ejif-6585	258	17	impact	impact	NOUN
ejif-6585	258	18	of	of	ADP
ejif-6585	258	19	the	the	DET
ejif-6585	258	20	covid-19	covid-19	PROPN
ejif-6585	258	21	pandemic	pandemic	NOUN
ejif-6585	258	22	.	.	PUNCT
ejif-6585	259	1	as	as	SCONJ
ejif-6585	259	2	the	the	DET
ejif-6585	259	3	business	business	NOUN
ejif-6585	259	4	recover	recover	NOUN
ejif-6585	259	5	from	from	ADP
ejif-6585	259	6	the	the	DET
ejif-6585	259	7	impact	impact	NOUN
ejif-6585	259	8	of	of	ADP
ejif-6585	259	9	covid-19	covid-19	PROPN
ejif-6585	259	10	,	,	PUNCT
ejif-6585	259	11	it	it	PRON
ejif-6585	259	12	will	will	AUX
ejif-6585	259	13	start	start	VERB
ejif-6585	259	14	focusing	focus	VERB
ejif-6585	259	15	on	on	ADP
ejif-6585	259	16	its	its	PRON
ejif-6585	259	17	growth	growth	NOUN
ejif-6585	259	18	and	and	CCONJ
ejif-6585	259	19	sustainability	sustainability	NOUN
ejif-6585	259	20	.	.	PUNCT
ejif-6585	260	1	thus	thus	ADV
ejif-6585	260	2	,	,	PUNCT
ejif-6585	260	3	msmes	msme	NOUN
ejif-6585	260	4	can	can	AUX
ejif-6585	260	5	opt	opt	VERB
ejif-6585	260	6	for	for	ADP
ejif-6585	260	7	medium	medium	ADJ
ejif-6585	260	8	-	-	PUNCT
ejif-6585	260	9	term	term	NOUN
ejif-6585	260	10	or	or	CCONJ
ejif-6585	260	11	longterm	longterm	NOUN
ejif-6585	260	12	recovery	recovery	NOUN
ejif-6585	260	13	loans	loan	NOUN
ejif-6585	260	14	,	,	PUNCT
ejif-6585	260	15	which	which	PRON
ejif-6585	260	16	have	have	VERB
ejif-6585	260	17	a	a	DET
ejif-6585	260	18	longer	long	ADJ
ejif-6585	260	19	duration	duration	NOUN
ejif-6585	260	20	than	than	ADP
ejif-6585	260	21	shortterm	shortterm	PROPN
ejif-6585	260	22	recoveries	recovery	NOUN
ejif-6585	260	23	.	.	PUNCT
ejif-6585	261	1	through	through	ADP
ejif-6585	261	2	fintech	fintech	NOUN
ejif-6585	261	3	,	,	PUNCT
ejif-6585	261	4	it	it	PRON
ejif-6585	261	5	is	be	AUX
ejif-6585	261	6	possible	possible	ADJ
ejif-6585	261	7	to	to	PART
ejif-6585	261	8	work	work	VERB
ejif-6585	261	9	with	with	ADP
ejif-6585	261	10	organizations	organization	NOUN
ejif-6585	261	11	to	to	PART
ejif-6585	261	12	ensure	ensure	VERB
ejif-6585	261	13	they	they	PRON
ejif-6585	261	14	remain	remain	VERB
ejif-6585	261	15	active	active	ADJ
ejif-6585	261	16	and	and	CCONJ
ejif-6585	261	17	not	not	PART
ejif-6585	261	18	get	get	VERB
ejif-6585	261	19	overwhelmed	overwhelmed	ADJ
ejif-6585	261	20	as	as	SCONJ
ejif-6585	261	21	they	they	PRON
ejif-6585	261	22	try	try	VERB
ejif-6585	261	23	to	to	PART
ejif-6585	261	24	recover	recover	VERB
ejif-6585	261	25	.	.	PUNCT
ejif-6585	262	1	a	a	DET
ejif-6585	262	2	business	business	NOUN
ejif-6585	262	3	that	that	PRON
ejif-6585	262	4	achieves	achieve	VERB
ejif-6585	262	5	long	long	ADV
ejif-6585	262	6	-	-	PUNCT
ejif-6585	262	7	run	run	NOUN
ejif-6585	262	8	resilience	resilience	NOUN
ejif-6585	262	9	is	be	AUX
ejif-6585	262	10	able	able	ADJ
ejif-6585	262	11	to	to	PART
ejif-6585	262	12	sustain	sustain	VERB
ejif-6585	262	13	itself	itself	PRON
ejif-6585	262	14	and	and	CCONJ
ejif-6585	262	15	advance	advance	VERB
ejif-6585	262	16	in	in	ADP
ejif-6585	262	17	other	other	ADJ
ejif-6585	262	18	areas	area	NOUN
ejif-6585	262	19	.	.	PUNCT
ejif-6585	263	1	this	this	PRON
ejif-6585	263	2	creates	create	VERB
ejif-6585	263	3	an	an	DET
ejif-6585	263	4	opportunity	opportunity	NOUN
ejif-6585	263	5	for	for	SCONJ
ejif-6585	263	6	islamic	islamic	ADJ
ejif-6585	263	7	finance	finance	NOUN
ejif-6585	263	8	and	and	CCONJ
ejif-6585	263	9	fintech	fintech	NOUN
ejif-6585	263	10	to	to	PART
ejif-6585	263	11	work	work	VERB
ejif-6585	263	12	on	on	ADP
ejif-6585	263	13	innovative	innovative	ADJ
ejif-6585	263	14	financial	financial	ADJ
ejif-6585	263	15	solutions	solution	NOUN
ejif-6585	263	16	.	.	PUNCT
ejif-6585	264	1	the	the	DET
ejif-6585	264	2	disruption	disruption	NOUN
ejif-6585	264	3	caused	cause	VERB
ejif-6585	264	4	by	by	ADP
ejif-6585	264	5	coronavirus	coronavirus	NOUN
ejif-6585	264	6	is	be	AUX
ejif-6585	264	7	likely	likely	ADJ
ejif-6585	264	8	to	to	PART
ejif-6585	264	9	be	be	AUX
ejif-6585	264	10	felt	feel	VERB
ejif-6585	264	11	for	for	ADP
ejif-6585	264	12	a	a	DET
ejif-6585	264	13	long	long	ADJ
ejif-6585	264	14	period	period	NOUN
ejif-6585	264	15	,	,	PUNCT
ejif-6585	264	16	especially	especially	ADV
ejif-6585	264	17	with	with	ADP
ejif-6585	264	18	the	the	DET
ejif-6585	264	19	constant	constant	ADJ
ejif-6585	264	20	emergence	emergence	NOUN
ejif-6585	264	21	of	of	ADP
ejif-6585	264	22	new	new	ADJ
ejif-6585	264	23	variants	variant	NOUN
ejif-6585	264	24	.	.	PUNCT
ejif-6585	265	1	therefore	therefore	ADV
ejif-6585	265	2	,	,	PUNCT
ejif-6585	265	3	msmes	msme	NOUN
ejif-6585	265	4	require	require	VERB
ejif-6585	265	5	partnerships	partnership	NOUN
ejif-6585	265	6	with	with	ADP
ejif-6585	265	7	favorable	favorable	ADJ
ejif-6585	265	8	financial	financial	ADJ
ejif-6585	265	9	services	service	NOUN
ejif-6585	265	10	that	that	PRON
ejif-6585	265	11	will	will	AUX
ejif-6585	265	12	be	be	AUX
ejif-6585	265	13	in	in	ADP
ejif-6585	265	14	existence	existence	NOUN
ejif-6585	265	15	in	in	ADP
ejif-6585	265	16	the	the	DET
ejif-6585	265	17	long	long	ADJ
ejif-6585	265	18	run	run	NOUN
ejif-6585	265	19	.	.	PUNCT
ejif-6585	266	1	also	also	ADV
ejif-6585	266	2	,	,	PUNCT
ejif-6585	266	3	incorporating	incorporate	VERB
ejif-6585	266	4	digital	digital	ADJ
ejif-6585	266	5	currencies	currency	NOUN
ejif-6585	266	6	will	will	AUX
ejif-6585	266	7	help	help	VERB
ejif-6585	266	8	businesses	business	NOUN
ejif-6585	266	9	and	and	CCONJ
ejif-6585	266	10	european	european	ADJ
ejif-6585	266	11	journal	journal	PROPN
ejif-6585	266	12	of	of	ADP
ejif-6585	266	13	islamic	islamic	PROPN
ejif-6585	266	14	finance	finance	PROPN
ejif-6585	266	15	issn	issn	PROPN
ejif-6585	266	16	:	:	PUNCT
ejif-6585	266	17	2421	2421	NUM
ejif-6585	266	18	-	-	SYM
ejif-6585	266	19	2172	2172	NUM
ejif-6585	266	20	doi	doi	NOUN
ejif-6585	266	21	:	:	PUNCT
ejif-6585	266	22	10.13135/2421	10.13135/2421	NUM
ejif-6585	266	23	-	-	SYM
ejif-6585	266	24	2172/6585published	2172/6585publishe	VERB
ejif-6585	266	25	by	by	ADP
ejif-6585	266	26	the	the	DET
ejif-6585	266	27	university	university	PROPN
ejif-6585	266	28	of	of	ADP
ejif-6585	266	29	turin	turin	PROPN
ejif-6585	267	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-6585	267	2	ejif	ejif	PROPN
ejif-6585	267	3	content	content	NOUN
ejif-6585	267	4	is	be	AUX
ejif-6585	267	5	licensed	license	VERB
ejif-6585	267	6	under	under	ADP
ejif-6585	267	7	a	a	DET
ejif-6585	267	8	creative	creative	ADJ
ejif-6585	267	9	commons	common	NOUN
ejif-6585	267	10	attribution	attribution	NOUN
ejif-6585	267	11	4.0	4.0	NUM
ejif-6585	267	12	international	international	ADJ
ejif-6585	267	13	license	license	NOUN
ejif-6585	267	14	received	receive	VERB
ejif-6585	267	15	:	:	PUNCT
ejif-6585	267	16	22/02/2022	22/02/2022	NUM
ejif-6585	267	17	accepted	accept	VERB
ejif-6585	267	18	for	for	ADP
ejif-6585	267	19	publication	publication	NOUN
ejif-6585	267	20	:	:	PUNCT
ejif-6585	267	21	23/12/2022	23/12/2022	NUM
ejif-6585	267	22	published	publish	VERB
ejif-6585	267	23	:	:	PUNCT
ejif-6585	267	24	29/12/2022	29/12/2022	NUM
ejif-6585	267	25	36	36	NUM
ejif-6585	267	26	financiers	financier	NOUN
ejif-6585	267	27	evolve	evolve	VERB
ejif-6585	267	28	with	with	ADP
ejif-6585	267	29	technology	technology	NOUN
ejif-6585	267	30	.	.	PUNCT
ejif-6585	268	1	with	with	ADP
ejif-6585	268	2	fintech	fintech	NOUN
ejif-6585	268	3	,	,	PUNCT
ejif-6585	268	4	the	the	DET
ejif-6585	268	5	banking	banking	NOUN
ejif-6585	268	6	world	world	NOUN
ejif-6585	268	7	has	have	AUX
ejif-6585	268	8	changed	change	VERB
ejif-6585	268	9	,	,	PUNCT
ejif-6585	268	10	and	and	CCONJ
ejif-6585	268	11	fintech	fintech	NOUN
ejif-6585	268	12	,	,	PUNCT
ejif-6585	268	13	artificial	artificial	ADJ
ejif-6585	268	14	intelligence	intelligence	NOUN
ejif-6585	268	15	,	,	PUNCT
ejif-6585	268	16	and	and	CCONJ
ejif-6585	268	17	blockchain	blockchain	PROPN
ejif-6585	268	18	will	will	AUX
ejif-6585	268	19	re	re	VERB
ejif-6585	268	20	-	-	VERB
ejif-6585	268	21	engineer	engineer	ADJ
ejif-6585	268	22	islamic	islamic	ADJ
ejif-6585	268	23	banking	banking	NOUN
ejif-6585	268	24	to	to	PART
ejif-6585	268	25	boost	boost	VERB
ejif-6585	268	26	and	and	CCONJ
ejif-6585	268	27	enhance	enhance	VERB
ejif-6585	268	28	msmes	msme	NOUN
ejif-6585	268	29	access	access	NOUN
ejif-6585	268	30	to	to	ADP
ejif-6585	268	31	funds	fund	NOUN
ejif-6585	268	32	and	and	CCONJ
ejif-6585	268	33	growth	growth	NOUN
ejif-6585	269	1	[	[	X
ejif-6585	269	2	20	20	NUM
ejif-6585	269	3	]	]	SYM
ejif-6585	269	4	.	.	PUNCT
ejif-6585	270	1	vi	vi	X
ejif-6585	270	2	.	.	PROPN
ejif-6585	270	3	conclusion	conclusion	NOUN
ejif-6585	270	4	based	base	VERB
ejif-6585	270	5	on	on	ADP
ejif-6585	270	6	the	the	DET
ejif-6585	270	7	content	content	NOUN
ejif-6585	270	8	analysis	analysis	NOUN
ejif-6585	270	9	that	that	PRON
ejif-6585	270	10	has	have	AUX
ejif-6585	270	11	been	be	AUX
ejif-6585	270	12	carried	carry	VERB
ejif-6585	270	13	out	out	ADP
ejif-6585	270	14	,	,	PUNCT
ejif-6585	270	15	the	the	DET
ejif-6585	270	16	result	result	NOUN
ejif-6585	270	17	of	of	ADP
ejif-6585	270	18	the	the	DET
ejif-6585	270	19	study	study	NOUN
ejif-6585	270	20	shows	show	VERB
ejif-6585	270	21	that	that	SCONJ
ejif-6585	270	22	utilizing	utilize	VERB
ejif-6585	270	23	islamic	islamic	ADJ
ejif-6585	270	24	finance	finance	NOUN
ejif-6585	270	25	to	to	PART
ejif-6585	270	26	promote	promote	VERB
ejif-6585	270	27	entrepreneurship	entrepreneurship	NOUN
ejif-6585	270	28	and	and	CCONJ
ejif-6585	270	29	the	the	DET
ejif-6585	270	30	msmes	msmes	PROPN
ejif-6585	270	31	sector	sector	NOUN
ejif-6585	270	32	when	when	SCONJ
ejif-6585	270	33	dealing	deal	VERB
ejif-6585	270	34	with	with	ADP
ejif-6585	270	35	the	the	DET
ejif-6585	270	36	impact	impact	NOUN
ejif-6585	270	37	of	of	ADP
ejif-6585	270	38	covid-19	covid-19	PROPN
ejif-6585	270	39	offer	offer	VERB
ejif-6585	270	40	a	a	DET
ejif-6585	270	41	conducive	conducive	ADJ
ejif-6585	270	42	growing	grow	VERB
ejif-6585	270	43	environment	environment	NOUN
ejif-6585	270	44	.	.	PUNCT
ejif-6585	271	1	working	work	VERB
ejif-6585	271	2	together	together	ADV
ejif-6585	271	3	with	with	ADP
ejif-6585	271	4	fintech	fintech	NOUN
ejif-6585	271	5	,	,	PUNCT
ejif-6585	271	6	islamic	islamic	ADJ
ejif-6585	271	7	finance	finance	NOUN
ejif-6585	271	8	institutions	institution	NOUN
ejif-6585	271	9	will	will	AUX
ejif-6585	271	10	be	be	AUX
ejif-6585	271	11	able	able	ADJ
ejif-6585	271	12	to	to	PART
ejif-6585	271	13	introduce	introduce	VERB
ejif-6585	271	14	innovative	innovative	ADJ
ejif-6585	271	15	products	product	NOUN
ejif-6585	271	16	that	that	PRON
ejif-6585	271	17	meet	meet	VERB
ejif-6585	271	18	customer	customer	NOUN
ejif-6585	271	19	needs	need	NOUN
ejif-6585	271	20	.	.	PUNCT
ejif-6585	272	1	fintech	fintech	NOUN
ejif-6585	272	2	has	have	AUX
ejif-6585	272	3	introduced	introduce	VERB
ejif-6585	272	4	advanced	advanced	ADJ
ejif-6585	272	5	capabilities	capability	NOUN
ejif-6585	272	6	that	that	PRON
ejif-6585	272	7	allow	allow	VERB
ejif-6585	272	8	the	the	DET
ejif-6585	272	9	partnership	partnership	NOUN
ejif-6585	272	10	between	between	ADP
ejif-6585	272	11	msmes	msme	NOUN
ejif-6585	272	12	and	and	CCONJ
ejif-6585	272	13	islamic	islamic	ADJ
ejif-6585	272	14	finance	finance	NOUN
ejif-6585	272	15	.	.	PUNCT
ejif-6585	273	1	this	this	DET
ejif-6585	273	2	advance	advance	NOUN
ejif-6585	273	3	aligns	align	VERB
ejif-6585	273	4	with	with	ADP
ejif-6585	273	5	shariah	shariah	PROPN
ejif-6585	273	6	requirements	requirement	NOUN
ejif-6585	273	7	,	,	PUNCT
ejif-6585	273	8	thus	thus	ADV
ejif-6585	273	9	allowing	allow	VERB
ejif-6585	273	10	the	the	DET
ejif-6585	273	11	use	use	NOUN
ejif-6585	273	12	of	of	ADP
ejif-6585	273	13	digital	digital	ADJ
ejif-6585	273	14	currency	currency	NOUN
ejif-6585	273	15	in	in	ADP
ejif-6585	273	16	transactions	transaction	NOUN
ejif-6585	273	17	.	.	PUNCT
ejif-6585	274	1	the	the	DET
ejif-6585	274	2	use	use	NOUN
ejif-6585	274	3	of	of	ADP
ejif-6585	274	4	digital	digital	ADJ
ejif-6585	274	5	payment	payment	NOUN
ejif-6585	274	6	,	,	PUNCT
ejif-6585	274	7	like	like	ADP
ejif-6585	274	8	financial	financial	ADJ
ejif-6585	274	9	transactions	transaction	NOUN
ejif-6585	274	10	,	,	PUNCT
ejif-6585	274	11	is	be	AUX
ejif-6585	274	12	easily	easily	ADV
ejif-6585	274	13	controlled	control	VERB
ejif-6585	274	14	and	and	CCONJ
ejif-6585	274	15	does	do	AUX
ejif-6585	274	16	not	not	PART
ejif-6585	274	17	entail	entail	VERB
ejif-6585	274	18	gambling	gambling	NOUN
ejif-6585	274	19	or	or	CCONJ
ejif-6585	274	20	speculations	speculation	NOUN
ejif-6585	274	21	.	.	PUNCT
ejif-6585	275	1	countries	country	NOUN
ejif-6585	275	2	such	such	ADJ
ejif-6585	275	3	as	as	ADP
ejif-6585	275	4	malaysia	malaysia	PROPN
ejif-6585	275	5	,	,	PUNCT
ejif-6585	275	6	united	united	PROPN
ejif-6585	275	7	arabs	arabs	PROPN
ejif-6585	275	8	emirates	emirates	PROPN
ejif-6585	275	9	,	,	PUNCT
ejif-6585	275	10	and	and	CCONJ
ejif-6585	275	11	saudi	saudi	PROPN
ejif-6585	275	12	arabia	arabia	PROPN
ejif-6585	275	13	have	have	VERB
ejif-6585	275	14	advanced	advanced	ADJ
ejif-6585	275	15	levels	level	NOUN
ejif-6585	275	16	of	of	ADP
ejif-6585	275	17	islamic	islamic	ADJ
ejif-6585	275	18	banking	banking	NOUN
ejif-6585	275	19	.	.	PUNCT
ejif-6585	276	1	however	however	ADV
ejif-6585	276	2	,	,	PUNCT
ejif-6585	276	3	there	there	PRON
ejif-6585	276	4	is	be	VERB
ejif-6585	276	5	underlying	underlie	VERB
ejif-6585	276	6	potential	potential	NOUN
ejif-6585	276	7	across	across	ADP
ejif-6585	276	8	the	the	DET
ejif-6585	276	9	globe	globe	NOUN
ejif-6585	276	10	,	,	PUNCT
ejif-6585	276	11	but	but	CCONJ
ejif-6585	276	12	islamic	islamic	ADJ
ejif-6585	276	13	finance	finance	NOUN
ejif-6585	276	14	must	must	AUX
ejif-6585	276	15	prepare	prepare	VERB
ejif-6585	276	16	detailed	detailed	ADJ
ejif-6585	276	17	packages	package	NOUN
ejif-6585	276	18	that	that	PRON
ejif-6585	276	19	target	target	VERB
ejif-6585	276	20	msmes	msme	NOUN
ejif-6585	276	21	.	.	PUNCT
ejif-6585	277	1	besides	besides	SCONJ
ejif-6585	277	2	educating	educate	VERB
ejif-6585	277	3	the	the	DET
ejif-6585	277	4	groups	group	NOUN
ejif-6585	277	5	,	,	PUNCT
ejif-6585	277	6	it	it	PRON
ejif-6585	277	7	is	be	AUX
ejif-6585	277	8	important	important	ADJ
ejif-6585	277	9	to	to	PART
ejif-6585	277	10	include	include	VERB
ejif-6585	277	11	fintech	fintech	NOUN
ejif-6585	277	12	in	in	ADP
ejif-6585	277	13	islamic	islamic	ADJ
ejif-6585	277	14	banking	banking	NOUN
ejif-6585	277	15	.	.	PUNCT
ejif-6585	278	1	digital	digital	ADJ
ejif-6585	278	2	disruption	disruption	NOUN
ejif-6585	278	3	can	can	AUX
ejif-6585	278	4	not	not	PART
ejif-6585	278	5	be	be	AUX
ejif-6585	278	6	avoided	avoid	VERB
ejif-6585	278	7	,	,	PUNCT
ejif-6585	278	8	and	and	CCONJ
ejif-6585	278	9	it	it	PRON
ejif-6585	278	10	is	be	AUX
ejif-6585	278	11	viable	viable	ADJ
ejif-6585	278	12	in	in	ADP
ejif-6585	278	13	managing	manage	VERB
ejif-6585	278	14	funds	fund	NOUN
ejif-6585	278	15	using	use	VERB
ejif-6585	278	16	real	real	ADJ
ejif-6585	278	17	-	-	PUNCT
ejif-6585	278	18	time	time	NOUN
ejif-6585	278	19	technologies	technology	NOUN
ejif-6585	278	20	.	.	PUNCT
ejif-6585	279	1	the	the	DET
ejif-6585	279	2	covid-19	covid-19	PROPN
ejif-6585	279	3	pandemic	pandemic	NOUN
ejif-6585	279	4	disrupted	disrupt	VERB
ejif-6585	279	5	the	the	DET
ejif-6585	279	6	economy	economy	NOUN
ejif-6585	279	7	,	,	PUNCT
ejif-6585	279	8	with	with	ADP
ejif-6585	279	9	the	the	DET
ejif-6585	279	10	most	most	ADV
ejif-6585	279	11	affected	affect	VERB
ejif-6585	279	12	msmes	msme	NOUN
ejif-6585	279	13	.	.	PUNCT
ejif-6585	280	1	the	the	DET
ejif-6585	280	2	economy	economy	NOUN
ejif-6585	280	3	is	be	AUX
ejif-6585	280	4	recovering	recover	VERB
ejif-6585	280	5	with	with	ADP
ejif-6585	280	6	the	the	DET
ejif-6585	280	7	ongoing	ongoing	ADJ
ejif-6585	280	8	vaccination	vaccination	NOUN
ejif-6585	280	9	and	and	CCONJ
ejif-6585	280	10	relaxation	relaxation	NOUN
ejif-6585	280	11	of	of	ADP
ejif-6585	280	12	the	the	DET
ejif-6585	280	13	containment	containment	NOUN
ejif-6585	280	14	measures	measure	NOUN
ejif-6585	280	15	.	.	PUNCT
ejif-6585	281	1	fintech	fintech	NOUN
ejif-6585	281	2	can	can	AUX
ejif-6585	281	3	be	be	AUX
ejif-6585	281	4	used	use	VERB
ejif-6585	281	5	by	by	ADP
ejif-6585	281	6	islamic	islamic	ADJ
ejif-6585	281	7	finance	finance	PROPN
ejif-6585	281	8	to	to	PART
ejif-6585	281	9	offer	offer	VERB
ejif-6585	281	10	innovative	innovative	ADJ
ejif-6585	281	11	solutions	solution	NOUN
ejif-6585	281	12	to	to	ADP
ejif-6585	281	13	msmes	msme	NOUN
ejif-6585	281	14	that	that	PRON
ejif-6585	281	15	have	have	AUX
ejif-6585	281	16	been	be	AUX
ejif-6585	281	17	significantly	significantly	ADV
ejif-6585	281	18	affected	affect	VERB
ejif-6585	281	19	.	.	PUNCT
ejif-6585	282	1	this	this	PRON
ejif-6585	282	2	can	can	AUX
ejif-6585	282	3	be	be	AUX
ejif-6585	282	4	through	through	ADP
ejif-6585	282	5	collaboration	collaboration	NOUN
ejif-6585	282	6	between	between	ADP
ejif-6585	282	7	the	the	DET
ejif-6585	282	8	two	two	NUM
ejif-6585	282	9	entities	entity	NOUN
ejif-6585	282	10	to	to	PART
ejif-6585	282	11	create	create	VERB
ejif-6585	282	12	a	a	DET
ejif-6585	282	13	sustainable	sustainable	ADJ
ejif-6585	282	14	financial	financial	ADJ
ejif-6585	282	15	system	system	NOUN
ejif-6585	282	16	.	.	PUNCT
ejif-6585	283	1	small	small	ADJ
ejif-6585	283	2	and	and	CCONJ
ejif-6585	283	3	micro	micro	NOUN
ejif-6585	283	4	-	-	NOUN
ejif-6585	283	5	businesses	business	NOUN
ejif-6585	283	6	are	be	AUX
ejif-6585	283	7	trying	try	VERB
ejif-6585	283	8	to	to	PART
ejif-6585	283	9	find	find	VERB
ejif-6585	283	10	their	their	PRON
ejif-6585	283	11	place	place	NOUN
ejif-6585	283	12	in	in	ADP
ejif-6585	283	13	the	the	DET
ejif-6585	283	14	economy	economy	NOUN
ejif-6585	283	15	,	,	PUNCT
ejif-6585	283	16	competing	compete	VERB
ejif-6585	283	17	with	with	ADP
ejif-6585	283	18	big	big	ADJ
ejif-6585	283	19	corporations	corporation	NOUN
ejif-6585	283	20	with	with	ADP
ejif-6585	283	21	access	access	NOUN
ejif-6585	283	22	to	to	ADP
ejif-6585	283	23	financing	financing	NOUN
ejif-6585	283	24	.	.	PUNCT
ejif-6585	284	1	thus	thus	ADV
ejif-6585	284	2	,	,	PUNCT
ejif-6585	284	3	corporation	corporation	NOUN
ejif-6585	284	4	between	between	ADP
ejif-6585	284	5	these	these	DET
ejif-6585	284	6	two	two	NUM
ejif-6585	284	7	entities	entity	NOUN
ejif-6585	284	8	provides	provide	VERB
ejif-6585	284	9	an	an	DET
ejif-6585	284	10	imperative	imperative	ADJ
ejif-6585	284	11	opportunity	opportunity	NOUN
ejif-6585	284	12	where	where	SCONJ
ejif-6585	284	13	fintech	fintech	NOUN
ejif-6585	284	14	can	can	AUX
ejif-6585	284	15	be	be	AUX
ejif-6585	284	16	applied	apply	VERB
ejif-6585	284	17	to	to	PART
ejif-6585	284	18	provide	provide	VERB
ejif-6585	284	19	financial	financial	ADJ
ejif-6585	284	20	support	support	NOUN
ejif-6585	284	21	.	.	PUNCT
ejif-6585	285	1	islamic	islamic	ADJ
ejif-6585	285	2	finance	finance	PROPN
ejif-6585	285	3	is	be	AUX
ejif-6585	285	4	more	more	ADV
ejif-6585	285	5	favorable	favorable	ADJ
ejif-6585	285	6	to	to	ADP
ejif-6585	285	7	msmes	msme	NOUN
ejif-6585	285	8	than	than	ADP
ejif-6585	285	9	conventional	conventional	ADJ
ejif-6585	285	10	banks	bank	NOUN
ejif-6585	285	11	,	,	PUNCT
ejif-6585	285	12	whose	whose	DET
ejif-6585	285	13	main	main	ADJ
ejif-6585	285	14	aim	aim	NOUN
ejif-6585	285	15	is	be	AUX
ejif-6585	285	16	to	to	PART
ejif-6585	285	17	profit	profit	VERB
ejif-6585	285	18	.	.	PUNCT
ejif-6585	286	1	according	accord	VERB
ejif-6585	286	2	to	to	ADP
ejif-6585	286	3	research	research	NOUN
ejif-6585	286	4	,	,	PUNCT
ejif-6585	286	5	msmes	msme	NOUN
ejif-6585	286	6	that	that	PRON
ejif-6585	286	7	have	have	AUX
ejif-6585	286	8	invested	invest	VERB
ejif-6585	286	9	in	in	ADP
ejif-6585	286	10	a	a	DET
ejif-6585	286	11	business	business	NOUN
ejif-6585	286	12	adherent	adherent	NOUN
ejif-6585	286	13	to	to	ADP
ejif-6585	286	14	sharia	sharia	PROPN
ejif-6585	286	15	law	law	PROPN
ejif-6585	286	16	have	have	AUX
ejif-6585	286	17	been	be	AUX
ejif-6585	286	18	using	use	VERB
ejif-6585	286	19	islamic	islamic	ADJ
ejif-6585	286	20	finance	finance	NOUN
ejif-6585	286	21	to	to	PART
ejif-6585	286	22	develop	develop	VERB
ejif-6585	286	23	and	and	CCONJ
ejif-6585	286	24	grow	grow	VERB
ejif-6585	286	25	their	their	PRON
ejif-6585	286	26	business	business	NOUN
ejif-6585	286	27	.	.	PUNCT
ejif-6585	287	1	this	this	PRON
ejif-6585	287	2	has	have	AUX
ejif-6585	287	3	made	make	VERB
ejif-6585	287	4	it	it	PRON
ejif-6585	287	5	possible	possible	ADJ
ejif-6585	287	6	to	to	PART
ejif-6585	287	7	unlock	unlock	VERB
ejif-6585	287	8	great	great	ADJ
ejif-6585	287	9	investment	investment	NOUN
ejif-6585	287	10	opportunities	opportunity	NOUN
ejif-6585	287	11	for	for	ADP
ejif-6585	287	12	msmes	msme	NOUN
ejif-6585	287	13	.	.	PUNCT
ejif-6585	288	1	islamic	islamic	ADJ
ejif-6585	288	2	finance	finance	PROPN
ejif-6585	288	3	does	do	AUX
ejif-6585	288	4	not	not	PART
ejif-6585	288	5	focus	focus	VERB
ejif-6585	288	6	on	on	ADP
ejif-6585	288	7	interest	interest	NOUN
ejif-6585	288	8	but	but	CCONJ
ejif-6585	288	9	is	be	AUX
ejif-6585	288	10	asset	asset	NOUN
ejif-6585	288	11	-	-	PUNCT
ejif-6585	288	12	based	base	VERB
ejif-6585	288	13	,	,	PUNCT
ejif-6585	288	14	unlike	unlike	ADP
ejif-6585	288	15	other	other	ADJ
ejif-6585	288	16	financial	financial	ADJ
ejif-6585	288	17	providers	provider	NOUN
ejif-6585	288	18	.	.	PUNCT
ejif-6585	289	1	also	also	ADV
ejif-6585	289	2	,	,	PUNCT
ejif-6585	289	3	they	they	PRON
ejif-6585	289	4	provide	provide	VERB
ejif-6585	289	5	various	various	ADJ
ejif-6585	289	6	contractual	contractual	ADJ
ejif-6585	289	7	terms	term	NOUN
ejif-6585	289	8	that	that	PRON
ejif-6585	289	9	are	be	AUX
ejif-6585	289	10	more	more	ADV
ejif-6585	289	11	favorable	favorable	ADJ
ejif-6585	289	12	compared	compare	VERB
ejif-6585	289	13	to	to	ADP
ejif-6585	289	14	conventional	conventional	ADJ
ejif-6585	289	15	financial	financial	ADJ
ejif-6585	289	16	organizations	organization	NOUN
ejif-6585	289	17	.	.	PUNCT
ejif-6585	290	1	many	many	ADJ
ejif-6585	290	2	innovative	innovative	ADJ
ejif-6585	290	3	solutions	solution	NOUN
ejif-6585	290	4	remain	remain	VERB
ejif-6585	290	5	unexplored	unexplored	ADJ
ejif-6585	290	6	that	that	PRON
ejif-6585	290	7	could	could	AUX
ejif-6585	290	8	unlock	unlock	VERB
ejif-6585	290	9	the	the	DET
ejif-6585	290	10	potential	potential	NOUN
ejif-6585	290	11	of	of	ADP
ejif-6585	290	12	islamic	islamic	ADJ
ejif-6585	290	13	financing	financing	NOUN
ejif-6585	290	14	and	and	CCONJ
ejif-6585	290	15	msmes	msme	NOUN
ejif-6585	290	16	.	.	PUNCT
ejif-6585	291	1	many	many	ADJ
ejif-6585	291	2	sharia	sharia	NOUN
ejif-6585	291	3	-	-	PUNCT
ejif-6585	291	4	compliant	compliant	ADJ
ejif-6585	291	5	businesses	business	NOUN
ejif-6585	291	6	offer	offer	VERB
ejif-6585	291	7	a	a	DET
ejif-6585	291	8	conducive	conducive	ADJ
ejif-6585	291	9	growing	grow	VERB
ejif-6585	291	10	environment	environment	NOUN
ejif-6585	291	11	for	for	ADP
ejif-6585	291	12	entrepreneurs	entrepreneur	NOUN
ejif-6585	291	13	and	and	CCONJ
ejif-6585	291	14	msmes	msme	NOUN
ejif-6585	291	15	.	.	PUNCT
ejif-6585	292	1	the	the	DET
ejif-6585	292	2	covid-19	covid-19	PROPN
ejif-6585	292	3	pandemic	pandemic	NOUN
ejif-6585	292	4	caused	cause	VERB
ejif-6585	292	5	an	an	DET
ejif-6585	292	6	economic	economic	ADJ
ejif-6585	292	7	recession	recession	NOUN
ejif-6585	292	8	affecting	affect	VERB
ejif-6585	292	9	many	many	ADJ
ejif-6585	292	10	organizations	organization	NOUN
ejif-6585	292	11	,	,	PUNCT
ejif-6585	292	12	especially	especially	ADV
ejif-6585	292	13	small	small	ADJ
ejif-6585	292	14	and	and	CCONJ
ejif-6585	292	15	medium	medium	ADJ
ejif-6585	292	16	enterprises	enterprise	NOUN
ejif-6585	292	17	.	.	PUNCT
ejif-6585	293	1	the	the	DET
ejif-6585	293	2	lockdown	lockdown	NOUN
ejif-6585	293	3	and	and	CCONJ
ejif-6585	293	4	strict	strict	ADJ
ejif-6585	293	5	restrictions	restriction	NOUN
ejif-6585	293	6	by	by	ADP
ejif-6585	293	7	the	the	DET
ejif-6585	293	8	department	department	PROPN
ejif-6585	293	9	of	of	ADP
ejif-6585	293	10	health	health	PROPN
ejif-6585	293	11	affected	affect	VERB
ejif-6585	293	12	the	the	DET
ejif-6585	293	13	business	business	NOUN
ejif-6585	293	14	's	's	PART
ejif-6585	293	15	cash	cash	NOUN
ejif-6585	293	16	flow	flow	NOUN
ejif-6585	293	17	.	.	PUNCT
ejif-6585	294	1	therefore	therefore	ADV
ejif-6585	294	2	,	,	PUNCT
ejif-6585	294	3	the	the	DET
ejif-6585	294	4	majority	majority	NOUN
ejif-6585	294	5	of	of	ADP
ejif-6585	294	6	msmes	msme	NOUN
ejif-6585	294	7	are	be	AUX
ejif-6585	294	8	struggling	struggle	VERB
ejif-6585	294	9	,	,	PUNCT
ejif-6585	294	10	and	and	CCONJ
ejif-6585	294	11	they	they	PRON
ejif-6585	294	12	need	need	VERB
ejif-6585	294	13	a	a	DET
ejif-6585	294	14	favorable	favorable	ADJ
ejif-6585	294	15	financial	financial	ADJ
ejif-6585	294	16	plan	plan	NOUN
ejif-6585	294	17	for	for	SCONJ
ejif-6585	294	18	them	they	PRON
ejif-6585	294	19	to	to	PART
ejif-6585	294	20	be	be	AUX
ejif-6585	294	21	sustainable	sustainable	ADJ
ejif-6585	294	22	.	.	PUNCT
ejif-6585	295	1	islamic	islamic	ADJ
ejif-6585	295	2	finance	finance	NOUN
ejif-6585	295	3	can	can	AUX
ejif-6585	295	4	be	be	AUX
ejif-6585	295	5	used	use	VERB
ejif-6585	295	6	to	to	PART
ejif-6585	295	7	provide	provide	VERB
ejif-6585	295	8	much	much	ADV
ejif-6585	295	9	-	-	PUNCT
ejif-6585	295	10	needed	need	VERB
ejif-6585	295	11	funding	funding	NOUN
ejif-6585	295	12	during	during	ADP
ejif-6585	295	13	the	the	DET
ejif-6585	295	14	recovery	recovery	NOUN
ejif-6585	295	15	process	process	NOUN
ejif-6585	295	16	.	.	PUNCT
ejif-6585	296	1	there	there	PRON
ejif-6585	296	2	is	be	VERB
ejif-6585	296	3	a	a	DET
ejif-6585	296	4	huge	huge	ADJ
ejif-6585	296	5	demand	demand	NOUN
ejif-6585	296	6	for	for	ADP
ejif-6585	296	7	islamic	islamic	ADJ
ejif-6585	296	8	financing	financing	NOUN
ejif-6585	296	9	products	product	NOUN
ejif-6585	296	10	,	,	PUNCT
ejif-6585	296	11	especially	especially	ADV
ejif-6585	296	12	among	among	ADP
ejif-6585	296	13	msmes	msme	NOUN
ejif-6585	296	14	.	.	PUNCT
ejif-6585	297	1	for	for	ADP
ejif-6585	297	2	investors	investor	NOUN
ejif-6585	297	3	in	in	ADP
ejif-6585	297	4	shariah	shariah	PROPN
ejif-6585	297	5	-	-	PUNCT
ejif-6585	297	6	compliant	compliant	NOUN
ejif-6585	297	7	services	service	NOUN
ejif-6585	297	8	,	,	PUNCT
ejif-6585	297	9	it	it	PRON
ejif-6585	297	10	is	be	AUX
ejif-6585	297	11	more	more	ADV
ejif-6585	297	12	beneficial	beneficial	ADJ
ejif-6585	297	13	to	to	PART
ejif-6585	297	14	seek	seek	VERB
ejif-6585	297	15	islamic	islamic	ADJ
ejif-6585	297	16	finance	finance	NOUN
ejif-6585	297	17	over	over	ADP
ejif-6585	297	18	the	the	DET
ejif-6585	297	19	conventional	conventional	ADJ
ejif-6585	297	20	funding	funding	NOUN
ejif-6585	297	21	provided	provide	VERB
ejif-6585	297	22	by	by	ADP
ejif-6585	297	23	other	other	ADJ
ejif-6585	297	24	financial	financial	ADJ
ejif-6585	297	25	service	service	NOUN
ejif-6585	297	26	providers	provider	NOUN
ejif-6585	297	27	.	.	PUNCT
ejif-6585	298	1	the	the	DET
ejif-6585	298	2	role	role	NOUN
ejif-6585	298	3	played	play	VERB
ejif-6585	298	4	by	by	ADP
ejif-6585	298	5	msmes	msme	NOUN
ejif-6585	298	6	in	in	ADP
ejif-6585	298	7	society	society	NOUN
ejif-6585	298	8	can	can	AUX
ejif-6585	298	9	be	be	AUX
ejif-6585	298	10	enhanced	enhance	VERB
ejif-6585	298	11	through	through	ADP
ejif-6585	298	12	financial	financial	ADJ
ejif-6585	298	13	support	support	NOUN
ejif-6585	298	14	from	from	ADP
ejif-6585	298	15	organizations	organization	NOUN
ejif-6585	298	16	that	that	PRON
ejif-6585	298	17	provide	provide	VERB
ejif-6585	298	18	investment	investment	NOUN
ejif-6585	298	19	funding	funding	NOUN
ejif-6585	298	20	.	.	PUNCT
ejif-6585	299	1	to	to	PART
ejif-6585	299	2	eradicate	eradicate	VERB
ejif-6585	299	3	poverty	poverty	NOUN
ejif-6585	299	4	and	and	CCONJ
ejif-6585	299	5	achieve	achieve	VERB
ejif-6585	299	6	sdgs	sdgs	ADJ
ejif-6585	299	7	,	,	PUNCT
ejif-6585	299	8	developed	develop	VERB
ejif-6585	299	9	and	and	CCONJ
ejif-6585	299	10	developing	develop	VERB
ejif-6585	299	11	nations	nation	NOUN
ejif-6585	299	12	must	must	AUX
ejif-6585	299	13	work	work	VERB
ejif-6585	299	14	with	with	ADP
ejif-6585	299	15	msmes	msme	NOUN
ejif-6585	299	16	.	.	PUNCT
ejif-6585	300	1	favorable	favorable	ADJ
ejif-6585	300	2	investment	investment	NOUN
ejif-6585	300	3	terms	term	NOUN
ejif-6585	300	4	must	must	AUX
ejif-6585	300	5	be	be	AUX
ejif-6585	300	6	supported	support	VERB
ejif-6585	300	7	by	by	ADP
ejif-6585	300	8	economic	economic	ADJ
ejif-6585	300	9	and	and	CCONJ
ejif-6585	300	10	technological	technological	ADJ
ejif-6585	300	11	solutions	solution	NOUN
ejif-6585	300	12	.	.	PUNCT
ejif-6585	301	1	the	the	DET
ejif-6585	301	2	experience	experience	NOUN
ejif-6585	301	3	and	and	CCONJ
ejif-6585	301	4	confidence	confidence	NOUN
ejif-6585	301	5	in	in	ADP
ejif-6585	301	6	islamic	islamic	ADJ
ejif-6585	301	7	finance	finance	NOUN
ejif-6585	301	8	will	will	AUX
ejif-6585	301	9	play	play	VERB
ejif-6585	301	10	a	a	DET
ejif-6585	301	11	crucial	crucial	ADJ
ejif-6585	301	12	role	role	NOUN
ejif-6585	301	13	in	in	ADP
ejif-6585	301	14	helping	help	VERB
ejif-6585	301	15	msmes	msme	NOUN
ejif-6585	301	16	reach	reach	VERB
ejif-6585	301	17	their	their	PRON
ejif-6585	301	18	full	full	ADJ
ejif-6585	301	19	potential	potential	NOUN
ejif-6585	301	20	and	and	CCONJ
ejif-6585	301	21	overcome	overcome	VERB
ejif-6585	301	22	the	the	DET
ejif-6585	301	23	repercussion	repercussion	NOUN
ejif-6585	301	24	of	of	ADP
ejif-6585	301	25	the	the	DET
ejif-6585	301	26	pandemic	pandemic	NOUN
ejif-6585	301	27	.	.	PUNCT
ejif-6585	302	1	the	the	DET
ejif-6585	302	2	rise	rise	NOUN
ejif-6585	302	3	of	of	ADP
ejif-6585	302	4	innovative	innovative	ADJ
ejif-6585	302	5	technology	technology	NOUN
ejif-6585	302	6	,	,	PUNCT
ejif-6585	302	7	such	such	ADJ
ejif-6585	302	8	as	as	ADP
ejif-6585	302	9	islamic	islamic	ADJ
ejif-6585	302	10	fintech	fintech	NOUN
ejif-6585	302	11	,	,	PUNCT
ejif-6585	302	12	provides	provide	VERB
ejif-6585	302	13	an	an	DET
ejif-6585	302	14	equal	equal	ADJ
ejif-6585	302	15	ground	ground	NOUN
ejif-6585	302	16	for	for	SCONJ
ejif-6585	302	17	islamic	islamic	ADJ
ejif-6585	302	18	finance	finance	NOUN
ejif-6585	302	19	to	to	PART
ejif-6585	302	20	compete	compete	VERB
ejif-6585	302	21	and	and	CCONJ
ejif-6585	302	22	thrive	thrive	VERB
ejif-6585	302	23	better	well	ADV
ejif-6585	302	24	.	.	PUNCT
ejif-6585	303	1	our	our	PRON
ejif-6585	303	2	study	study	NOUN
ejif-6585	303	3	had	have	VERB
ejif-6585	303	4	some	some	DET
ejif-6585	303	5	limitations	limitation	NOUN
ejif-6585	303	6	.	.	PUNCT
ejif-6585	304	1	firstly	firstly	ADV
ejif-6585	304	2	,	,	PUNCT
ejif-6585	304	3	limited	limited	ADJ
ejif-6585	304	4	access	access	NOUN
ejif-6585	304	5	to	to	ADP
ejif-6585	304	6	information	information	NOUN
ejif-6585	304	7	since	since	SCONJ
ejif-6585	304	8	the	the	DET
ejif-6585	304	9	topic	topic	NOUN
ejif-6585	304	10	is	be	AUX
ejif-6585	304	11	an	an	DET
ejif-6585	304	12	emerging	emerge	VERB
ejif-6585	304	13	issue	issue	NOUN
ejif-6585	304	14	.	.	PUNCT
ejif-6585	305	1	second	second	ADV
ejif-6585	305	2	,	,	PUNCT
ejif-6585	305	3	carrying	carry	VERB
ejif-6585	305	4	out	out	ADP
ejif-6585	305	5	this	this	DET
ejif-6585	305	6	research	research	NOUN
ejif-6585	305	7	with	with	ADP
ejif-6585	305	8	much	much	ADV
ejif-6585	305	9	larger	large	ADJ
ejif-6585	305	10	data	datum	NOUN
ejif-6585	305	11	on	on	ADP
ejif-6585	305	12	countries	country	NOUN
ejif-6585	305	13	using	use	VERB
ejif-6585	305	14	islamic	islamic	ADJ
ejif-6585	305	15	finance	finance	NOUN
ejif-6585	305	16	to	to	PART
ejif-6585	305	17	support	support	VERB
ejif-6585	305	18	msmes	msme	NOUN
ejif-6585	305	19	would	would	AUX
ejif-6585	305	20	provide	provide	VERB
ejif-6585	305	21	the	the	DET
ejif-6585	305	22	researcher	researcher	NOUN
ejif-6585	305	23	with	with	ADP
ejif-6585	305	24	sufficient	sufficient	ADJ
ejif-6585	305	25	data	datum	NOUN
ejif-6585	305	26	and	and	CCONJ
ejif-6585	305	27	insights	insight	NOUN
ejif-6585	305	28	needed	need	VERB
ejif-6585	305	29	to	to	PART
ejif-6585	305	30	draw	draw	VERB
ejif-6585	305	31	more	more	ADV
ejif-6585	305	32	robust	robust	ADJ
ejif-6585	305	33	conclusions	conclusion	NOUN
ejif-6585	305	34	.	.	PUNCT
ejif-6585	306	1	in	in	ADP
ejif-6585	306	2	the	the	DET
ejif-6585	306	3	future	future	NOUN
ejif-6585	306	4	,	,	PUNCT
ejif-6585	306	5	looking	look	VERB
ejif-6585	306	6	at	at	ADP
ejif-6585	306	7	information	information	NOUN
ejif-6585	306	8	regarding	regard	VERB
ejif-6585	306	9	the	the	DET
ejif-6585	306	10	percentage	percentage	NOUN
ejif-6585	306	11	of	of	ADP
ejif-6585	306	12	smes	sme	NOUN
ejif-6585	306	13	compared	compare	VERB
ejif-6585	306	14	to	to	ADP
ejif-6585	306	15	large	large	ADJ
ejif-6585	306	16	companies	company	NOUN
ejif-6585	306	17	in	in	ADP
ejif-6585	306	18	countries	country	NOUN
ejif-6585	306	19	where	where	SCONJ
ejif-6585	306	20	islamic	islamic	ADJ
ejif-6585	306	21	finance	finance	NOUN
ejif-6585	306	22	is	be	AUX
ejif-6585	306	23	most	most	ADV
ejif-6585	306	24	developed	develop	VERB
ejif-6585	306	25	would	would	AUX
ejif-6585	306	26	lead	lead	VERB
ejif-6585	306	27	to	to	ADP
ejif-6585	306	28	a	a	DET
ejif-6585	306	29	more	more	ADJ
ejif-6585	306	30	in	in	ADP
ejif-6585	306	31	-	-	PUNCT
ejif-6585	306	32	depth	depth	NOUN
ejif-6585	306	33	analysis	analysis	NOUN
ejif-6585	306	34	.	.	PUNCT
ejif-6585	307	1	references	reference	NOUN
ejif-6585	307	2	[	[	X
ejif-6585	307	3	1	1	X
ejif-6585	307	4	]	]	PUNCT
ejif-6585	307	5	a	a	DET
ejif-6585	307	6	abou	abou	ADV
ejif-6585	307	7	-	-	PUNCT
ejif-6585	307	8	gabal	gabal	ADJ
ejif-6585	307	9	,	,	PUNCT
ejif-6585	307	10	nirvana	nirvana	PROPN
ejif-6585	307	11	,	,	PUNCT
ejif-6585	307	12	a.	a.	PROPN
ejif-6585	307	13	i.	i.	PROPN
ejif-6585	307	14	khwaja	khwaja	PROPN
ejif-6585	307	15	,	,	PUNCT
ejif-6585	307	16	and	and	CCONJ
ejif-6585	307	17	b.	b.	PROPN
ejif-6585	307	18	klinger	klinger	PROPN
ejif-6585	307	19	.	.	PUNCT
ejif-6585	308	1	"	"	PUNCT
ejif-6585	308	2	islamic	islamic	ADJ
ejif-6585	308	3	finance	finance	NOUN
ejif-6585	308	4	and	and	CCONJ
ejif-6585	308	5	entrepreneurship	entrepreneurship	NOUN
ejif-6585	308	6	:	:	PUNCT
ejif-6585	308	7	challenges	challenge	NOUN
ejif-6585	308	8	and	and	CCONJ
ejif-6585	308	9	opportunities	opportunity	NOUN
ejif-6585	308	10	ahead	ahead	ADV
ejif-6585	308	11	.	.	PUNCT
ejif-6585	308	12	"	"	PUNCT
ejif-6585	309	1	entrepreneurial	entrepreneurial	ADJ
ejif-6585	309	2	finance	finance	NOUN
ejif-6585	309	3	lab	lab	NOUN
ejif-6585	309	4	research	research	NOUN
ejif-6585	309	5	initiative	initiative	NOUN
ejif-6585	309	6	(	(	PUNCT
ejif-6585	309	7	eflri	eflri	X
ejif-6585	309	8	)	)	PUNCT
ejif-6585	309	9	islamic	islamic	ADJ
ejif-6585	309	10	finance	finance	NOUN
ejif-6585	309	11	whitepaper	whitepaper	NOUN
ejif-6585	309	12	(	(	PUNCT
ejif-6585	309	13	2011	2011	NUM
ejif-6585	309	14	)	)	PUNCT
ejif-6585	309	15	.	.	PUNCT
ejif-6585	310	1	[	[	X
ejif-6585	310	2	2	2	NUM
ejif-6585	310	3	]	]	PUNCT
ejif-6585	310	4	mahaini	mahaini	NOUN
ejif-6585	310	5	,	,	PUNCT
ejif-6585	310	6	n.	n.	NOUN
ejif-6585	310	7	"	"	PUNCT
ejif-6585	310	8	islamic	islamic	ADJ
ejif-6585	310	9	microfinance	microfinance	NOUN
ejif-6585	310	10	:	:	PUNCT
ejif-6585	310	11	unlocking	unlock	VERB
ejif-6585	310	12	new	new	ADJ
ejif-6585	310	13	potential	potential	NOUN
ejif-6585	310	14	to	to	PART
ejif-6585	310	15	fight	fight	VERB
ejif-6585	310	16	rural	rural	ADJ
ejif-6585	310	17	poverty	poverty	NOUN
ejif-6585	310	18	.	.	PUNCT
ejif-6585	310	19	"	"	PUNCT
ejif-6585	311	1	italy	italy	PROPN
ejif-6585	311	2	:	:	PUNCT
ejif-6585	311	3	international	international	ADJ
ejif-6585	311	4	fund	fund	NOUN
ejif-6585	311	5	for	for	ADP
ejif-6585	311	6	agricultural	agricultural	ADJ
ejif-6585	311	7	development	development	NOUN
ejif-6585	311	8	(	(	PUNCT
ejif-6585	311	9	2012	2012	NUM
ejif-6585	311	10	)	)	PUNCT
ejif-6585	311	11	.	.	PUNCT
ejif-6585	312	1	[	[	X
ejif-6585	312	2	3	3	NUM
ejif-6585	312	3	]	]	X
ejif-6585	312	4	rabbani	rabbani	PROPN
ejif-6585	312	5	,	,	PUNCT
ejif-6585	312	6	mustafa	mustafa	PROPN
ejif-6585	312	7	raza	raza	PROPN
ejif-6585	312	8	,	,	PUNCT
ejif-6585	312	9	et	et	PROPN
ejif-6585	312	10	al	al	PROPN
ejif-6585	312	11	.	.	PUNCT
ejif-6585	313	1	"	"	PUNCT
ejif-6585	313	2	exploring	explore	VERB
ejif-6585	313	3	the	the	DET
ejif-6585	313	4	role	role	NOUN
ejif-6585	313	5	of	of	ADP
ejif-6585	313	6	islamic	islamic	ADJ
ejif-6585	313	7	fintech	fintech	NOUN
ejif-6585	313	8	in	in	ADP
ejif-6585	313	9	combating	combat	VERB
ejif-6585	313	10	the	the	DET
ejif-6585	313	11	aftershocks	aftershock	NOUN
ejif-6585	313	12	of	of	ADP
ejif-6585	313	13	covid-19	covid-19	PROPN
ejif-6585	313	14	:	:	PUNCT
ejif-6585	313	15	the	the	DET
ejif-6585	313	16	pen	pen	ADJ
ejif-6585	313	17	social	social	ADJ
ejif-6585	313	18	innovation	innovation	NOUN
ejif-6585	313	19	of	of	ADP
ejif-6585	313	20	the	the	DET
ejif-6585	313	21	islamic	islamic	ADJ
ejif-6585	313	22	financial	financial	ADJ
ejif-6585	313	23	system	system	NOUN
ejif-6585	313	24	.	.	PUNCT
ejif-6585	313	25	"	"	PUNCT
ejif-6585	314	1	journal	journal	NOUN
ejif-6585	314	2	of	of	ADP
ejif-6585	314	3	open	open	ADJ
ejif-6585	314	4	innovation	innovation	NOUN
ejif-6585	314	5	:	:	PUNCT
ejif-6585	314	6	technology	technology	NOUN
ejif-6585	314	7	,	,	PUNCT
ejif-6585	314	8	market	market	NOUN
ejif-6585	314	9	,	,	PUNCT
ejif-6585	314	10	and	and	CCONJ
ejif-6585	314	11	complexity	complexity	NOUN
ejif-6585	314	12	7.2	7.2	NUM
ejif-6585	314	13	(	(	PUNCT
ejif-6585	314	14	2021	2021	NUM
ejif-6585	314	15	):	):	PUNCT
ejif-6585	314	16	1	1	NUM
ejif-6585	314	17	-	-	SYM
ejif-6585	314	18	19	19	NUM
ejif-6585	314	19	.	.	PUNCT
ejif-6585	315	1	[	[	X
ejif-6585	315	2	4	4	NUM
ejif-6585	315	3	]	]	X
ejif-6585	315	4	hanini	hanini	PROPN
ejif-6585	315	5	,	,	PUNCT
ejif-6585	315	6	mohammad	mohammad	PROPN
ejif-6585	315	7	w.	w.	PROPN
ejif-6585	315	8	,	,	PUNCT
ejif-6585	315	9	ismail	ismail	PROPN
ejif-6585	315	10	s.	s.	PROPN
ejif-6585	315	11	iriqat	iriqat	PROPN
ejif-6585	315	12	,	,	PUNCT
ejif-6585	315	13	and	and	CCONJ
ejif-6585	315	14	ibtisam	ibtisam	PROPN
ejif-6585	315	15	h.	h.	PROPN
ejif-6585	315	16	bawab	bawab	PROPN
ejif-6585	315	17	.	.	PUNCT
ejif-6585	316	1	"	"	PUNCT
ejif-6585	316	2	evaluating	evaluate	VERB
ejif-6585	316	3	the	the	DET
ejif-6585	316	4	role	role	NOUN
ejif-6585	316	5	of	of	ADP
ejif-6585	316	6	islamic	islamic	ADJ
ejif-6585	316	7	banks	bank	NOUN
ejif-6585	316	8	in	in	ADP
ejif-6585	316	9	financing	financing	NOUN
ejif-6585	316	10	micro	micro	NOUN
ejif-6585	316	11	,	,	PUNCT
ejif-6585	316	12	small	small	ADJ
ejif-6585	316	13	,	,	PUNCT
ejif-6585	316	14	and	and	CCONJ
ejif-6585	316	15	medium	medium	ADJ
ejif-6585	316	16	enterprises	enterprise	NOUN
ejif-6585	316	17	(	(	PUNCT
ejif-6585	316	18	msmes	msme	NOUN
ejif-6585	316	19	)	)	PUNCT
ejif-6585	316	20	in	in	ADP
ejif-6585	316	21	palestine	palestine	PROPN
ejif-6585	316	22	.	.	PUNCT
ejif-6585	316	23	"	"	PUNCT
ejif-6585	317	1	indian	indian	ADJ
ejif-6585	317	2	journal	journal	PROPN
ejif-6585	317	3	of	of	ADP
ejif-6585	317	4	economics	economic	NOUN
ejif-6585	317	5	and	and	CCONJ
ejif-6585	317	6	business	business	NOUN
ejif-6585	317	7	20.3	20.3	NUM
ejif-6585	317	8	(	(	PUNCT
ejif-6585	317	9	2021	2021	NUM
ejif-6585	317	10	)	)	PUNCT
ejif-6585	317	11	.	.	PUNCT
ejif-6585	318	1	[	[	X
ejif-6585	318	2	5	5	X
ejif-6585	318	3	]	]	PUNCT
ejif-6585	318	4	bedjo	bedjo	PROPN
ejif-6585	318	5	santoso	santoso	NOUN
ejif-6585	318	6	*	*	PROPN
ejif-6585	318	7	.	.	PUNCT
ejif-6585	319	1	the	the	DET
ejif-6585	319	2	role	role	NOUN
ejif-6585	319	3	of	of	ADP
ejif-6585	319	4	micro	micro	NOUN
ejif-6585	319	5	,	,	PUNCT
ejif-6585	319	6	small	small	ADJ
ejif-6585	319	7	,	,	PUNCT
ejif-6585	319	8	and	and	CCONJ
ejif-6585	319	9	medium	medium	ADJ
ejif-6585	319	10	european	european	ADJ
ejif-6585	319	11	journal	journal	PROPN
ejif-6585	319	12	of	of	ADP
ejif-6585	319	13	islamic	islamic	PROPN
ejif-6585	319	14	finance	finance	PROPN
ejif-6585	319	15	issn	issn	PROPN
ejif-6585	319	16	:	:	PUNCT
ejif-6585	319	17	2421	2421	NUM
ejif-6585	319	18	-	-	SYM
ejif-6585	319	19	2172	2172	NUM
ejif-6585	319	20	doi	doi	NOUN
ejif-6585	319	21	:	:	PUNCT
ejif-6585	319	22	10.13135/2421	10.13135/2421	NUM
ejif-6585	319	23	-	-	SYM
ejif-6585	319	24	2172/6585published	2172/6585publishe	VERB
ejif-6585	319	25	by	by	ADP
ejif-6585	319	26	the	the	DET
ejif-6585	319	27	university	university	PROPN
ejif-6585	319	28	of	of	ADP
ejif-6585	319	29	turin	turin	PROPN
ejif-6585	320	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-6585	320	2	ejif	ejif	PROPN
ejif-6585	320	3	content	content	NOUN
ejif-6585	320	4	is	be	AUX
ejif-6585	320	5	licensed	license	VERB
ejif-6585	320	6	under	under	ADP
ejif-6585	320	7	a	a	DET
ejif-6585	320	8	creative	creative	ADJ
ejif-6585	320	9	commons	common	NOUN
ejif-6585	320	10	attribution	attribution	NOUN
ejif-6585	320	11	4.0	4.0	NUM
ejif-6585	320	12	international	international	ADJ
ejif-6585	320	13	license	license	NOUN
ejif-6585	320	14	received	receive	VERB
ejif-6585	320	15	:	:	PUNCT
ejif-6585	320	16	22/02/2022	22/02/2022	NUM
ejif-6585	320	17	accepted	accept	VERB
ejif-6585	320	18	for	for	ADP
ejif-6585	320	19	publication	publication	NOUN
ejif-6585	320	20	:	:	PUNCT
ejif-6585	320	21	23/12/2022	23/12/2022	NUM
ejif-6585	320	22	published	publish	VERB
ejif-6585	320	23	:	:	PUNCT
ejif-6585	320	24	29/12/2022	29/12/2022	NUM
ejif-6585	320	25	37	37	NUM
ejif-6585	320	26	enterprises	enterprise	NOUN
ejif-6585	320	27	toward	toward	ADP
ejif-6585	320	28	sustainable	sustainable	ADJ
ejif-6585	320	29	development	development	NOUN
ejif-6585	320	30	goals	goal	NOUN
ejif-6585	320	31	through	through	ADP
ejif-6585	320	32	islamic	islamic	ADJ
ejif-6585	320	33	financial	financial	ADJ
ejif-6585	320	34	institutions	institution	NOUN
ejif-6585	320	35	.	.	PUNCT
ejif-6585	321	1	advances	advance	NOUN
ejif-6585	321	2	in	in	ADP
ejif-6585	321	3	social	social	ADJ
ejif-6585	321	4	science	science	NOUN
ejif-6585	321	5	,	,	PUNCT
ejif-6585	321	6	education	education	NOUN
ejif-6585	321	7	and	and	CCONJ
ejif-6585	321	8	humanities	humanity	NOUN
ejif-6585	321	9	research	research	NOUN
ejif-6585	321	10	,	,	PUNCT
ejif-6585	321	11	volume	volume	VERB
ejif-6585	321	12	409	409	NUM
ejif-6585	321	13	2nd	2nd	ADJ
ejif-6585	321	14	social	social	ADJ
ejif-6585	321	15	and	and	CCONJ
ejif-6585	321	16	humaniora	humaniora	NOUN
ejif-6585	321	17	research	research	NOUN
ejif-6585	321	18	symposium	symposium	NOUN
ejif-6585	321	19	(	(	PUNCT
ejif-6585	321	20	sores	sore	NOUN
ejif-6585	321	21	2019	2019	NUM
ejif-6585	321	22	)	)	PUNCT
ejif-6585	322	1	[	[	X
ejif-6585	322	2	6	6	NUM
ejif-6585	322	3	]	]	X
ejif-6585	322	4	rabbani	rabbani	PROPN
ejif-6585	322	5	,	,	PUNCT
ejif-6585	322	6	m.	m.	PROPN
ejif-6585	322	7	r.	r.	PROPN
ejif-6585	322	8	,	,	PUNCT
ejif-6585	322	9	bashar	bashar	PROPN
ejif-6585	322	10	a.	a.	PROPN
ejif-6585	322	11	,	,	PUNCT
ejif-6585	322	12	abdullah	abdullah	PROPN
ejif-6585	322	13	,	,	PUNCT
ejif-6585	322	14	y.	y.	PROPN
ejif-6585	322	15	,	,	PUNCT
ejif-6585	322	16	khan	khan	PROPN
ejif-6585	322	17	,	,	PUNCT
ejif-6585	322	18	s.	s.	PROPN
ejif-6585	322	19	and	and	CCONJ
ejif-6585	322	20	ali	ali	PROPN
ejif-6585	322	21	,	,	PUNCT
ejif-6585	322	22	m.	m.	NOUN
ejif-6585	322	23	a.	a.	NOUN
ejif-6585	322	24	(	(	PUNCT
ejif-6585	322	25	2020	2020	NUM
ejif-6585	322	26	)	)	PUNCT
ejif-6585	322	27	.	.	PUNCT
ejif-6585	323	1	embracing	embrace	VERB
ejif-6585	323	2	of	of	ADP
ejif-6585	323	3	fintech	fintech	NOUN
ejif-6585	323	4	in	in	ADP
ejif-6585	323	5	islamic	islamic	ADJ
ejif-6585	323	6	finance	finance	NOUN
ejif-6585	323	7	in	in	ADP
ejif-6585	323	8	the	the	DET
ejif-6585	323	9	post	post	NOUN
ejif-6585	323	10	covid-19	covid-19	PROPN
ejif-6585	323	11	era	era	NOUN
ejif-6585	323	12	.	.	PUNCT
ejif-6585	324	1	accepted	accept	VERB
ejif-6585	324	2	for	for	ADP
ejif-6585	324	3	ieee	ieee	NOUN
ejif-6585	324	4	conference	conference	NOUN
ejif-6585	324	5	.	.	PUNCT
ejif-6585	325	1	(	(	PUNCT
ejif-6585	325	2	ieee	ieee	NOUN
ejif-6585	325	3	explore	explore	NOUN
ejif-6585	325	4	)	)	PUNCT
ejif-6585	325	5	.	.	PUNCT
ejif-6585	326	1	dasa’20	dasa’20	NOUN
ejif-6585	326	2	.	.	PUNCT
ejif-6585	327	1	[	[	X
ejif-6585	327	2	7	7	NUM
ejif-6585	327	3	]	]	X
ejif-6585	327	4	haider	haider	NOUN
ejif-6585	327	5	,	,	PUNCT
ejif-6585	327	6	m.	m.	NOUN
ejif-6585	327	7	,	,	PUNCT
ejif-6585	327	8	khan	khan	PROPN
ejif-6585	327	9	,	,	PUNCT
ejif-6585	327	10	s.	s.	PROPN
ejif-6585	327	11	,	,	PUNCT
ejif-6585	327	12	rabbani	rabbani	PROPN
ejif-6585	327	13	,	,	PUNCT
ejif-6585	327	14	m.	m.	PROPN
ejif-6585	327	15	r.	r.	PROPN
ejif-6585	327	16	and	and	CCONJ
ejif-6585	327	17	thallasinos	thallasino	NOUN
ejif-6585	327	18	,	,	PUNCT
ejif-6585	327	19	y.e	y.e	PROPN
ejif-6585	327	20	.	.	PUNCT
ejif-6585	327	21	(	(	PUNCT
ejif-6585	327	22	2020	2020	NUM
ejif-6585	327	23	)	)	PUNCT
ejif-6585	327	24	,	,	PUNCT
ejif-6585	327	25	“	"	PUNCT
ejif-6585	327	26	an	an	DET
ejif-6585	327	27	artificial	artificial	ADJ
ejif-6585	327	28	intelligence	intelligence	NOUN
ejif-6585	327	29	and	and	CCONJ
ejif-6585	327	30	nlp	nlp	NOUN
ejif-6585	327	31	based	base	VERB
ejif-6585	327	32	islamic	islamic	PROPN
ejif-6585	327	33	fintech	fintech	NOUN
ejif-6585	327	34	model	model	NOUN
ejif-6585	327	35	combining	combine	VERB
ejif-6585	327	36	zakat	zakat	NOUN
ejif-6585	327	37	and	and	CCONJ
ejif-6585	327	38	qardh	qardh	NOUN
ejif-6585	327	39	-	-	PUNCT
ejif-6585	327	40	alhasan	alhasan	NOUN
ejif-6585	327	41	for	for	ADP
ejif-6585	327	42	countering	counter	VERB
ejif-6585	327	43	the	the	DET
ejif-6585	327	44	adverse	adverse	ADJ
ejif-6585	327	45	impact	impact	NOUN
ejif-6585	327	46	of	of	ADP
ejif-6585	327	47	covid	covid	PROPN
ejif-6585	327	48	19	19	NUM
ejif-6585	327	49	on	on	ADP
ejif-6585	327	50	smes	sme	NOUN
ejif-6585	327	51	and	and	CCONJ
ejif-6585	327	52	individuals	individual	NOUN
ejif-6585	327	53	,	,	PUNCT
ejif-6585	327	54	”	"	PUNCT
ejif-6585	327	55	international	international	ADJ
ejif-6585	327	56	journal	journal	NOUN
ejif-6585	327	57	of	of	ADP
ejif-6585	327	58	economics	economic	NOUN
ejif-6585	327	59	and	and	CCONJ
ejif-6585	327	60	business	business	NOUN
ejif-6585	327	61	administration	administration	NOUN
ejif-6585	327	62	,	,	PUNCT
ejif-6585	327	63	8(2	8(2	NUM
ejif-6585	327	64	)	)	PUNCT
ejif-6585	327	65	,	,	PUNCT
ejif-6585	327	66	348	348	NUM
ejif-6585	327	67	-	-	SYM
ejif-6585	327	68	361	361	NUM
ejif-6585	327	69	[	[	SYM
ejif-6585	327	70	8	8	NUM
ejif-6585	327	71	]	]	X
ejif-6585	327	72	smolo	smolo	PROPN
ejif-6585	327	73	,	,	PUNCT
ejif-6585	327	74	e.	e.	PROPN
ejif-6585	327	75	,	,	PUNCT
ejif-6585	327	76	&	&	CCONJ
ejif-6585	327	77	mirakhor	mirakhor	NOUN
ejif-6585	327	78	,	,	PUNCT
ejif-6585	327	79	a.	a.	NOUN
ejif-6585	327	80	(	(	PUNCT
ejif-6585	327	81	2010	2010	NUM
ejif-6585	327	82	)	)	PUNCT
ejif-6585	327	83	,	,	PUNCT
ejif-6585	327	84	“	"	PUNCT
ejif-6585	327	85	the	the	DET
ejif-6585	327	86	global	global	ADJ
ejif-6585	327	87	financial	financial	ADJ
ejif-6585	327	88	crisis	crisis	NOUN
ejif-6585	327	89	and	and	CCONJ
ejif-6585	327	90	its	its	PRON
ejif-6585	327	91	implications	implication	NOUN
ejif-6585	327	92	for	for	ADP
ejif-6585	327	93	the	the	DET
ejif-6585	327	94	islamic	islamic	ADJ
ejif-6585	327	95	financial	financial	PROPN
ejif-6585	327	96	industry	industry	NOUN
ejif-6585	327	97	,	,	PUNCT
ejif-6585	327	98	”	"	PUNCT
ejif-6585	327	99	international	international	ADJ
ejif-6585	327	100	journal	journal	NOUN
ejif-6585	327	101	of	of	ADP
ejif-6585	327	102	islamic	islamic	ADJ
ejif-6585	327	103	and	and	CCONJ
ejif-6585	327	104	middle	middle	ADJ
ejif-6585	327	105	eastern	eastern	ADJ
ejif-6585	327	106	finance	finance	NOUN
ejif-6585	327	107	and	and	CCONJ
ejif-6585	327	108	management	management	NOUN
ejif-6585	327	109	.	.	PUNCT
ejif-6585	328	1	[	[	X
ejif-6585	328	2	9	9	NUM
ejif-6585	328	3	]	]	SYM
ejif-6585	328	4	bny	bny	NOUN
ejif-6585	328	5	.	.	PUNCT
ejif-6585	329	1	“	"	PUNCT
ejif-6585	329	2	2019	2019	NUM
ejif-6585	329	3	annual	annual	ADJ
ejif-6585	329	4	report	report	NOUN
ejif-6585	329	5	.	.	PUNCT
ejif-6585	329	6	”	"	PUNCT
ejif-6585	330	1	2019	2019	NUM
ejif-6585	330	2	bny	bny	PROPN
ejif-6585	330	3	mellon	mellon	PROPN
ejif-6585	330	4	annual	annual	ADJ
ejif-6585	330	5	report	report	NOUN
ejif-6585	330	6	|	|	PROPN
ejif-6585	330	7	bny	bny	PROPN
ejif-6585	330	8	mellon	mellon	PROPN
ejif-6585	330	9	,	,	PUNCT
ejif-6585	330	10	https://www.bnymellon.com/us/en/investorrelations/annual-report-2019.html	https://www.bnymellon.com/us/en/investorrelations/annual-report-2019.html	PROPN
ejif-6585	330	11	.	.	PUNCT
ejif-6585	331	1	[	[	X
ejif-6585	331	2	10	10	NUM
ejif-6585	331	3	]	]	X
ejif-6585	331	4	raza	raza	PROPN
ejif-6585	331	5	rabbani	rabbani	PROPN
ejif-6585	331	6	,	,	PUNCT
ejif-6585	331	7	m.	m.	NOUN
ejif-6585	331	8	,	,	PUNCT
ejif-6585	331	9	bashar	bashar	PROPN
ejif-6585	331	10	,	,	PUNCT
ejif-6585	331	11	a.	a.	PROPN
ejif-6585	331	12	,	,	PUNCT
ejif-6585	331	13	&	&	CCONJ
ejif-6585	331	14	khan	khan	PROPN
ejif-6585	331	15	,	,	PUNCT
ejif-6585	331	16	s.	s.	PROPN
ejif-6585	331	17	(	(	PUNCT
ejif-6585	331	18	2021	2021	NUM
ejif-6585	331	19	)	)	PUNCT
ejif-6585	331	20	.	.	PUNCT
ejif-6585	332	1	agility	agility	NOUN
ejif-6585	332	2	and	and	CCONJ
ejif-6585	332	3	fintech	fintech	NOUN
ejif-6585	332	4	is	be	AUX
ejif-6585	332	5	the	the	DET
ejif-6585	332	6	future	future	NOUN
ejif-6585	332	7	of	of	ADP
ejif-6585	332	8	islamic	islamic	ADJ
ejif-6585	332	9	finance	finance	NOUN
ejif-6585	332	10	:	:	PUNCT
ejif-6585	332	11	a	a	DET
ejif-6585	332	12	study	study	NOUN
ejif-6585	332	13	from	from	ADP
ejif-6585	332	14	islamic	islamic	ADJ
ejif-6585	332	15	banks	bank	NOUN
ejif-6585	332	16	in	in	ADP
ejif-6585	332	17	bahrain	bahrain	NOUN
ejif-6585	332	18	.	.	PUNCT
ejif-6585	333	1	available	available	ADJ
ejif-6585	333	2	at	at	ADP
ejif-6585	333	3	ssrn	ssrn	NOUN
ejif-6585	333	4	3783171	3783171	NUM
ejif-6585	333	5	.	.	PUNCT
ejif-6585	334	1	[	[	X
ejif-6585	334	2	11	11	NUM
ejif-6585	334	3	]	]	X
ejif-6585	334	4	bank	bank	NOUN
ejif-6585	334	5	,	,	PUNCT
ejif-6585	334	6	world	world	NOUN
ejif-6585	334	7	.	.	PUNCT
ejif-6585	335	1	“	"	PUNCT
ejif-6585	335	2	as	as	SCONJ
ejif-6585	335	3	islamic	islamic	PROPN
ejif-6585	335	4	finance	finance	PROPN
ejif-6585	335	5	continues	continue	VERB
ejif-6585	335	6	upsurge	upsurge	NOUN
ejif-6585	335	7	,	,	PUNCT
ejif-6585	335	8	new	new	ADJ
ejif-6585	335	9	tool	tool	NOUN
ejif-6585	335	10	helps	help	VERB
ejif-6585	335	11	harness	harness	ADJ
ejif-6585	335	12	it	it	PRON
ejif-6585	335	13	for	for	ADP
ejif-6585	335	14	developing	develop	VERB
ejif-6585	335	15	-	-	PUNCT
ejif-6585	335	16	country	country	NOUN
ejif-6585	335	17	infrastructure	infrastructure	NOUN
ejif-6585	335	18	.	.	PUNCT
ejif-6585	335	19	”	"	PUNCT
ejif-6585	336	1	world	world	PROPN
ejif-6585	336	2	bank	bank	PROPN
ejif-6585	336	3	blogs	blog	NOUN
ejif-6585	336	4	,	,	PUNCT
ejif-6585	336	5	https://blogs.worldbank.org/ppps/islamic-financecontinues-upsurge-new-tool-helps-harness-it-developingcountry-infrastructure	https://blogs.worldbank.org/ppps/islamic-financecontinues-upsurge-new-tool-helps-harness-it-developingcountry-infrastructure	PROPN
ejif-6585	337	1	[	[	X
ejif-6585	337	2	12	12	NUM
ejif-6585	337	3	]	]	X
ejif-6585	337	4	imf	imf	PROPN
ejif-6585	337	5	islamic	islamic	PROPN
ejif-6585	337	6	finance	finance	PROPN
ejif-6585	337	7	:	:	PUNCT
ejif-6585	337	8	opportunities	opportunity	NOUN
ejif-6585	337	9	,	,	PUNCT
ejif-6585	337	10	challenges	challenge	NOUN
ejif-6585	337	11	,	,	PUNCT
ejif-6585	337	12	and	and	CCONJ
ejif-6585	337	13	policy	policy	NOUN
ejif-6585	337	14	options.2015	options.2015	PROPN
ejif-6585	338	1	[	[	X
ejif-6585	338	2	13	13	NUM
ejif-6585	338	3	]	]	PUNCT
ejif-6585	338	4	islamic	islamic	ADJ
ejif-6585	338	5	finance	finance	NOUN
ejif-6585	338	6	for	for	ADP
ejif-6585	338	7	smes	smes	PROPN
ejif-6585	338	8	hussein	hussein	PROPN
ejif-6585	338	9	elasrag	elasrag	PROPN
ejif-6585	339	1	[	[	X
ejif-6585	339	2	13	13	NUM
ejif-6585	339	3	]	]	X
ejif-6585	339	4	international	international	ADJ
ejif-6585	339	5	trade	trade	NOUN
ejif-6585	339	6	centre	centre	NOUN
ejif-6585	339	7	(	(	PUNCT
ejif-6585	339	8	itc	itc	PROPN
ejif-6585	339	9	)	)	PUNCT
ejif-6585	339	10	,	,	PUNCT
ejif-6585	339	11	2015	2015	NUM
ejif-6585	339	12	)	)	PUNCT
ejif-6585	340	1	[	[	X
ejif-6585	340	2	14	14	NUM
ejif-6585	340	3	]	]	X
ejif-6585	340	4	international	international	ADJ
ejif-6585	340	5	trade	trade	NOUN
ejif-6585	340	6	centre	centre	NOUN
ejif-6585	340	7	(	(	PUNCT
ejif-6585	340	8	itc	itc	PROPN
ejif-6585	340	9	)	)	PUNCT
ejif-6585	340	10	,	,	PUNCT
ejif-6585	340	11	2015	2015	NUM
ejif-6585	340	12	;	;	PUNCT
ejif-6585	340	13	united	united	PROPN
ejif-6585	340	14	states	states	PROPN
ejif-6585	340	15	international	international	PROPN
ejif-6585	340	16	trade	trade	PROPN
ejif-6585	340	17	commission	commission	PROPN
ejif-6585	340	18	(	(	PUNCT
ejif-6585	340	19	usitc	usitc	PROPN
ejif-6585	340	20	)	)	PUNCT
ejif-6585	340	21	,	,	PUNCT
ejif-6585	340	22	2014	2014	NUM
ejif-6585	340	23	)	)	PUNCT
ejif-6585	341	1	[	[	X
ejif-6585	341	2	15	15	NUM
ejif-6585	341	3	]	]	X
ejif-6585	341	4	santoso	santoso	NOUN
ejif-6585	341	5	,	,	PUNCT
ejif-6585	341	6	ivan	ivan	PROPN
ejif-6585	341	7	rahmad	rahmad	PROPN
ejif-6585	341	8	.	.	PUNCT
ejif-6585	342	1	"	"	PUNCT
ejif-6585	342	2	the	the	DET
ejif-6585	342	3	role	role	NOUN
ejif-6585	342	4	of	of	ADP
ejif-6585	342	5	islamic	islamic	ADJ
ejif-6585	342	6	financial	financial	ADJ
ejif-6585	342	7	institutions	institution	NOUN
ejif-6585	342	8	in	in	ADP
ejif-6585	342	9	supporting	support	VERB
ejif-6585	342	10	economic	economic	ADJ
ejif-6585	342	11	growth	growth	NOUN
ejif-6585	342	12	in	in	ADP
ejif-6585	342	13	the	the	DET
ejif-6585	342	14	digital	digital	ADJ
ejif-6585	342	15	era	era	NOUN
ejif-6585	342	16	:	:	PUNCT
ejif-6585	342	17	case	case	NOUN
ejif-6585	342	18	study	study	NOUN
ejif-6585	342	19	in	in	ADP
ejif-6585	342	20	indonesia	indonesia	PROPN
ejif-6585	342	21	.	.	PUNCT
ejif-6585	342	22	"	"	PUNCT
ejif-6585	342	23	prosiding	proside	VERB
ejif-6585	342	24	10.4441	10.4441	NUM
ejif-6585	342	25	(	(	PUNCT
ejif-6585	342	26	2020	2020	NUM
ejif-6585	342	27	)	)	PUNCT
ejif-6585	342	28	.	.	PUNCT
ejif-6585	343	1	[	[	X
ejif-6585	343	2	16	16	NUM
ejif-6585	343	3	]	]	X
ejif-6585	343	4	comcec	comcec	PROPN
ejif-6585	343	5	sbb	sbb	PROPN
ejif-6585	343	6	.	.	PUNCT
ejif-6585	344	1	https://www.sbb.gov.tr/wpcontent/uploads/2018/11/comcec_trade_outlook_201	https://www.sbb.gov.tr/wpcontent/uploads/2018/11/comcec_trade_outlook_201	PROPN
ejif-6585	344	2	3.pdf	3.pdf	NOUN
ejif-6585	344	3	.	.	PUNCT
ejif-6585	345	1	[	[	X
ejif-6585	345	2	17	17	NUM
ejif-6585	345	3	]	]	X
ejif-6585	345	4	shafi	shafi	PROPN
ejif-6585	345	5	,	,	PUNCT
ejif-6585	345	6	mohsin	mohsin	PROPN
ejif-6585	345	7	,	,	PUNCT
ejif-6585	345	8	junrong	junrong	PROPN
ejif-6585	345	9	liu	liu	PROPN
ejif-6585	345	10	,	,	PUNCT
ejif-6585	345	11	and	and	CCONJ
ejif-6585	345	12	wenju	wenju	VERB
ejif-6585	345	13	ren	ren	PROPN
ejif-6585	345	14	.	.	PUNCT
ejif-6585	346	1	"	"	PUNCT
ejif-6585	346	2	impact	impact	NOUN
ejif-6585	346	3	of	of	ADP
ejif-6585	346	4	covid-19	covid-19	PROPN
ejif-6585	346	5	pandemic	pandemic	NOUN
ejif-6585	346	6	on	on	ADP
ejif-6585	346	7	micro	micro	ADJ
ejif-6585	346	8	,	,	PUNCT
ejif-6585	346	9	small	small	ADJ
ejif-6585	346	10	,	,	PUNCT
ejif-6585	346	11	and	and	CCONJ
ejif-6585	346	12	medium	medium	ADJ
ejif-6585	346	13	-	-	PUNCT
ejif-6585	346	14	sized	sized	ADJ
ejif-6585	346	15	enterprises	enterprise	NOUN
ejif-6585	346	16	operating	operate	VERB
ejif-6585	346	17	in	in	ADP
ejif-6585	346	18	pakistan	pakistan	PROPN
ejif-6585	346	19	.	.	PUNCT
ejif-6585	346	20	"	"	PUNCT
ejif-6585	347	1	research	research	NOUN
ejif-6585	347	2	in	in	ADP
ejif-6585	347	3	globalization	globalization	NOUN
ejif-6585	347	4	2	2	NUM
ejif-6585	347	5	(	(	PUNCT
ejif-6585	347	6	2020	2020	NUM
ejif-6585	347	7	)	)	PUNCT
ejif-6585	347	8	:	:	PUNCT
ejif-6585	347	9	100018	100018	NUM
ejif-6585	347	10	.	.	PUNCT
ejif-6585	348	1	[	[	X
ejif-6585	348	2	18	18	NUM
ejif-6585	348	3	]	]	X
ejif-6585	348	4	thaker	thaker	NOUN
ejif-6585	348	5	,	,	PUNCT
ejif-6585	348	6	m.	m.	PROPN
ejif-6585	348	7	a.	a.	PROPN
ejif-6585	348	8	b.	b.	PROPN
ejif-6585	348	9	m.	m.	PROPN
ejif-6585	348	10	t.	t.	PROPN
ejif-6585	348	11	,	,	PUNCT
ejif-6585	348	12	h.	h.	PROPN
ejif-6585	348	13	b.	b.	PROPN
ejif-6585	348	14	m.	m.	PROPN
ejif-6585	348	15	t.	t.	PROPN
ejif-6585	348	16	thaker	thaker	PROPN
ejif-6585	348	17	,	,	PUNCT
ejif-6585	348	18	a.	a.	PROPN
ejif-6585	348	19	b.	b.	PROPN
ejif-6585	348	20	a.	a.	PROPN
ejif-6585	348	21	pitchay	pitchay	PROPN
ejif-6585	348	22	,	,	PUNCT
ejif-6585	348	23	md	md	PROPN
ejif-6585	348	24	f.	f.	PROPN
ejif-6585	348	25	b.	b.	PROPN
ejif-6585	348	26	amin	amin	PROPN
ejif-6585	348	27	,	,	PUNCT
ejif-6585	348	28	and	and	CCONJ
ejif-6585	348	29	a.	a.	PROPN
ejif-6585	348	30	b.	b.	PROPN
ejif-6585	348	31	khaliq	khaliq	PROPN
ejif-6585	348	32	.	.	PUNCT
ejif-6585	349	1	2020	2020	NUM
ejif-6585	349	2	.	.	PUNCT
ejif-6585	350	1	leveraging	leverage	VERB
ejif-6585	350	2	islamic	islamic	ADJ
ejif-6585	350	3	banking	banking	NOUN
ejif-6585	350	4	and	and	CCONJ
ejif-6585	350	5	finance	finance	NOUN
ejif-6585	350	6	for	for	ADP
ejif-6585	350	7	small	small	ADJ
ejif-6585	350	8	business	business	NOUN
ejif-6585	350	9	:	:	PUNCT
ejif-6585	350	10	exploring	explore	VERB
ejif-6585	350	11	the	the	DET
ejif-6585	350	12	conceptual	conceptual	ADJ
ejif-6585	350	13	and	and	CCONJ
ejif-6585	350	14	practical	practical	ADJ
ejif-6585	350	15	dimensions	dimension	NOUN
ejif-6585	350	16	.	.	PUNCT
ejif-6585	351	1	adbi	adbi	ADJ
ejif-6585	351	2	working	working	PROPN
ejif-6585	351	3	paper	paper	NOUN
ejif-6585	351	4	1156	1156	NUM
ejif-6585	351	5	.	.	PUNCT
ejif-6585	352	1	tokyo	tokyo	PROPN
ejif-6585	352	2	:	:	PUNCT
ejif-6585	352	3	asian	asian	PROPN
ejif-6585	352	4	development	development	PROPN
ejif-6585	352	5	bank	bank	PROPN
ejif-6585	352	6	institute	institute	PROPN
ejif-6585	352	7	.	.	PUNCT
ejif-6585	353	1	available	available	ADJ
ejif-6585	353	2	:	:	PUNCT
ejif-6585	354	1	https://www.adb.org/publications/leveraging-islamicbanking-financesmall-business	https://www.adb.org/publications/leveraging-islamicbanking-financesmall-business	PROPN
ejif-6585	354	2	[	[	X
ejif-6585	354	3	19	19	NUM
ejif-6585	354	4	]	]	PUNCT
ejif-6585	354	5	nafis	nafis	PROPN
ejif-6585	354	6	alam	alam	PROPN
ejif-6585	354	7	.	.	PUNCT
ejif-6585	355	1	islamic	islamic	PROPN
ejif-6585	355	2	finance	finance	PROPN
ejif-6585	355	3	:	:	PUNCT
ejif-6585	355	4	an	an	DET
ejif-6585	355	5	opportunity	opportunity	NOUN
ejif-6585	355	6	for	for	ADP
ejif-6585	355	7	sme	sme	NOUN
ejif-6585	355	8	financing.ifac.2015	financing.ifac.2015	PROPN
ejif-6585	355	9	[	[	X
ejif-6585	355	10	20	20	NUM
ejif-6585	355	11	]	]	PUNCT
ejif-6585	355	12	raza	raza	PROPN
ejif-6585	355	13	rabbani	rabbani	PROPN
ejif-6585	355	14	,	,	PUNCT
ejif-6585	355	15	mustafa	mustafa	PROPN
ejif-6585	355	16	,	,	PUNCT
ejif-6585	355	17	abu	abu	PROPN
ejif-6585	355	18	bashar	bashar	PROPN
ejif-6585	355	19	,	,	PUNCT
ejif-6585	355	20	and	and	CCONJ
ejif-6585	355	21	shahnawaz	shahnawaz	PROPN
ejif-6585	355	22	khan	khan	PROPN
ejif-6585	355	23	.	.	PUNCT
ejif-6585	356	1	"	"	PUNCT
ejif-6585	356	2	agility	agility	NOUN
ejif-6585	356	3	and	and	CCONJ
ejif-6585	356	4	fintech	fintech	NOUN
ejif-6585	356	5	is	be	AUX
ejif-6585	356	6	the	the	DET
ejif-6585	356	7	future	future	NOUN
ejif-6585	356	8	of	of	ADP
ejif-6585	356	9	islamic	islamic	ADJ
ejif-6585	356	10	finance	finance	NOUN
ejif-6585	356	11	:	:	PUNCT
ejif-6585	356	12	a	a	DET
ejif-6585	356	13	study	study	NOUN
ejif-6585	356	14	from	from	ADP
ejif-6585	356	15	islamic	islamic	ADJ
ejif-6585	356	16	banks	bank	NOUN
ejif-6585	356	17	in	in	ADP
ejif-6585	356	18	bahrain	bahrain	NOUN
ejif-6585	356	19	.	.	PUNCT
ejif-6585	356	20	"	"	PUNCT
ejif-6585	357	1	available	available	ADJ
ejif-6585	357	2	at	at	ADP
ejif-6585	357	3	ssrn	ssrn	NOUN
ejif-6585	357	4	3783171	3783171	NUM
ejif-6585	357	5	(	(	PUNCT
ejif-6585	357	6	2021	2021	NUM
ejif-6585	357	7	)	)	PUNCT
ejif-6585	357	8	.	.	PUNCT
ejif-6585	358	1	[	[	X
ejif-6585	358	2	21	21	NUM
ejif-6585	358	3	]	]	X
ejif-6585	358	4	shaima	shaima	PROPN
ejif-6585	358	5	hasan	hasan	PROPN
ejif-6585	358	6	.	.	PUNCT
ejif-6585	359	1	islamic	islamic	PROPN
ejif-6585	359	2	finance	finance	PROPN
ejif-6585	359	3	projected	project	VERB
ejif-6585	359	4	to	to	PART
ejif-6585	359	5	shrug	shrug	VERB
ejif-6585	359	6	off	off	ADP
ejif-6585	359	7	pandemics	pandemic	NOUN
ejif-6585	359	8	,	,	PUNCT
ejif-6585	359	9	war	war	NOUN
ejif-6585	359	10	and	and	CCONJ
ejif-6585	359	11	global	global	ADJ
ejif-6585	359	12	economic	economic	ADJ
ejif-6585	359	13	woes	woe	NOUN
ejif-6585	359	14	.	.	PUNCT
ejif-6585	360	1	https://www.refinitiv.com/perspectives/market	https://www.refinitiv.com/perspectives/market	X
ejif-6585	360	2	.	.	PUNCT
ejif-6585	361	1	insights	insight	NOUN
ejif-6585	361	2	/	/	SYM
ejif-6585	361	3	islamic	islamic	ADJ
ejif-6585	361	4	-	-	PUNCT
ejif-6585	361	5	finance	finance	NOUN
ejif-6585	361	6	-	-	PUNCT
ejif-6585	361	7	projected	project	VERB
ejif-6585	361	8	-	-	PUNCT
ejif-6585	361	9	to	to	ADP
ejif-6585	361	10	-	-	PUNCT
ejif-6585	361	11	shrug	shrug	ADJ
ejif-6585	361	12	-	-	PUNCT
ejif-6585	361	13	offpandemics	offpandemic	NOUN
ejif-6585	361	14	-	-	PUNCT
ejif-6585	361	15	war	war	NOUN
ejif-6585	361	16	-	-	PUNCT
ejif-6585	361	17	and	and	CCONJ
ejif-6585	361	18	-	-	PUNCT
ejif-6585	361	19	global	global	ADJ
ejif-6585	361	20	-	-	PUNCT
ejif-6585	361	21	economicwoes/#:~:text	economicwoes/#:~:text	NOUN
ejif-6585	361	22	=	=	NOUN
ejif-6585	361	23	islamic%20finance%20has%20proved%2	islamic%20finance%20has%20proved%2	NOUN
ejif-6585	361	24	0resilient	0resilient	NUM
ejif-6585	361	25	,	,	PUNCT
ejif-6585	361	26	of%208%20percent%20until%202025	of%208%20percent%20until%202025	NOUN
ejif-6585	361	27	.	.	PUNCT
ejif-6585	362	1	[	[	X
ejif-6585	362	2	22	22	NUM
ejif-6585	362	3	]	]	X
ejif-6585	362	4	haron	haron	PROPN
ejif-6585	362	5	,	,	PUNCT
ejif-6585	362	6	razali	razali	VERB
ejif-6585	362	7	,	,	PUNCT
ejif-6585	362	8	and	and	CCONJ
ejif-6585	362	9	khairunisah	khairunisah	PROPN
ejif-6585	362	10	ibrahim	ibrahim	PROPN
ejif-6585	362	11	.	.	PUNCT
ejif-6585	363	1	"	"	PUNCT
ejif-6585	363	2	islamic	islamic	ADJ
ejif-6585	363	3	financing	financing	NOUN
ejif-6585	363	4	in	in	ADP
ejif-6585	363	5	mitigating	mitigate	VERB
ejif-6585	363	6	access	access	NOUN
ejif-6585	363	7	to	to	ADP
ejif-6585	363	8	financing	financing	NOUN
ejif-6585	363	9	problems	problem	NOUN
ejif-6585	363	10	of	of	ADP
ejif-6585	363	11	smes	sme	NOUN
ejif-6585	363	12	in	in	ADP
ejif-6585	363	13	malaysia	malaysia	PROPN
ejif-6585	363	14	:	:	PUNCT
ejif-6585	363	15	a	a	DET
ejif-6585	363	16	survey	survey	NOUN
ejif-6585	363	17	analysis	analysis	NOUN
ejif-6585	363	18	.	.	PUNCT
ejif-6585	363	19	"	"	PUNCT
ejif-6585	364	1	intellectual	intellectual	ADJ
ejif-6585	364	2	discourse	discourse	NOUN
ejif-6585	364	3	24	24	NUM
ejif-6585	364	4	(	(	PUNCT
ejif-6585	364	5	2016	2016	NUM
ejif-6585	364	6	)	)	PUNCT
ejif-6585	364	7	.	.	PUNCT
ejif-6585	365	1	[	[	X
ejif-6585	365	2	23	23	NUM
ejif-6585	365	3	]	]	X
ejif-6585	365	4	hassan	hassan	PROPN
ejif-6585	365	5	,	,	PUNCT
ejif-6585	365	6	m.	m.	NOUN
ejif-6585	365	7	kabir	kabir	PROPN
ejif-6585	365	8	,	,	PUNCT
ejif-6585	365	9	mustafa	mustafa	PROPN
ejif-6585	365	10	raza	raza	PROPN
ejif-6585	365	11	rabbani	rabbani	PROPN
ejif-6585	365	12	,	,	PUNCT
ejif-6585	365	13	and	and	CCONJ
ejif-6585	365	14	mahmood	mahmood	PROPN
ejif-6585	365	15	asad	asad	PROPN
ejif-6585	365	16	mohd	mohd	PROPN
ejif-6585	365	17	ali	ali	PROPN
ejif-6585	365	18	.	.	PUNCT
ejif-6585	366	1	"	"	PUNCT
ejif-6585	366	2	challenges	challenge	NOUN
ejif-6585	366	3	for	for	ADP
ejif-6585	366	4	the	the	DET
ejif-6585	366	5	islamic	islamic	ADJ
ejif-6585	366	6	finance	finance	NOUN
ejif-6585	366	7	and	and	CCONJ
ejif-6585	366	8	banking	banking	NOUN
ejif-6585	366	9	in	in	ADP
ejif-6585	366	10	post	post	PROPN
ejif-6585	366	11	covid	covid	PROPN
ejif-6585	366	12	era	era	NOUN
ejif-6585	366	13	and	and	CCONJ
ejif-6585	366	14	the	the	DET
ejif-6585	366	15	role	role	NOUN
ejif-6585	366	16	of	of	ADP
ejif-6585	366	17	fintech	fintech	NOUN
ejif-6585	366	18	.	.	PUNCT
ejif-6585	366	19	"	"	PUNCT
ejif-6585	367	1	journal	journal	NOUN
ejif-6585	367	2	of	of	ADP
ejif-6585	367	3	economic	economic	ADJ
ejif-6585	367	4	cooperation	cooperation	NOUN
ejif-6585	367	5	&	&	CCONJ
ejif-6585	367	6	development	development	PROPN
ejif-6585	367	7	41.3	41.3	NUM
ejif-6585	367	8	(	(	PUNCT
ejif-6585	367	9	2020	2020	NUM
ejif-6585	367	10	):	):	PUNCT
ejif-6585	367	11	93	93	NUM
ejif-6585	367	12	-	-	SYM
ejif-6585	367	13	116	116	NUM
ejif-6585	367	14	.	.	PUNCT