id	sid	tid	token	lemma	pos
ejif-7162	1	1	european	european	PROPN
ejif-7162	1	2	journal	journal	PROPN
ejif-7162	1	3	of	of	ADP
ejif-7162	1	4	islamic	islamic	PROPN
ejif-7162	1	5	finance	finance	PROPN
ejif-7162	1	6	issn	issn	PROPN
ejif-7162	1	7	:	:	PUNCT
ejif-7162	1	8	2421	2421	NUM
ejif-7162	1	9	-	-	SYM
ejif-7162	1	10	2172	2172	NUM
ejif-7162	1	11	doi	doi	NOUN
ejif-7162	1	12	:	:	PUNCT
ejif-7162	1	13	10.13135/2421	10.13135/2421	NUM
ejif-7162	1	14	-	-	SYM
ejif-7162	1	15	2172/7162	2172/7162	NUM
ejif-7162	1	16	published	publish	VERB
ejif-7162	1	17	by	by	ADP
ejif-7162	1	18	university	university	PROPN
ejif-7162	1	19	of	of	ADP
ejif-7162	1	20	turin	turin	PROPN
ejif-7162	2	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-7162	2	2	ejif	ejif	PROPN
ejif-7162	2	3	content	content	NOUN
ejif-7162	2	4	is	be	AUX
ejif-7162	2	5	licensed	license	VERB
ejif-7162	2	6	under	under	ADP
ejif-7162	2	7	a	a	DET
ejif-7162	2	8	creative	creative	ADJ
ejif-7162	2	9	commons	common	NOUN
ejif-7162	2	10	attribution	attribution	NOUN
ejif-7162	2	11	4.0	4.0	NUM
ejif-7162	2	12	international	international	ADJ
ejif-7162	2	13	license	license	NOUN
ejif-7162	2	14	44	44	NUM
ejif-7162	2	15	implications	implication	NOUN
ejif-7162	2	16	for	for	ADP
ejif-7162	2	17	islamic	islamic	ADJ
ejif-7162	2	18	finance	finance	PROPN
ejif-7162	2	19	development	development	NOUN
ejif-7162	2	20	in	in	ADP
ejif-7162	2	21	finland	finland	PROPN
ejif-7162	2	22	:	:	PUNCT
ejif-7162	2	23	how	how	SCONJ
ejif-7162	2	24	do	do	AUX
ejif-7162	2	25	finnish	finnish	ADJ
ejif-7162	2	26	muslims	muslims	PROPN
ejif-7162	2	27	perceive	perceive	VERB
ejif-7162	2	28	riba	riba	NOUN
ejif-7162	2	29	and	and	CCONJ
ejif-7162	2	30	islamic	islamic	ADJ
ejif-7162	2	31	banking	banking	NOUN
ejif-7162	2	32	?	?	PUNCT
ejif-7162	3	1	sanaa	sanaa	PROPN
ejif-7162	3	2	kadi1	kadi1	PROPN
ejif-7162	3	3	*	*	PROPN
ejif-7162	3	4	1	1	NUM
ejif-7162	3	5	*	*	NOUN
ejif-7162	3	6	researcher	researcher	NOUN
ejif-7162	3	7	,	,	PUNCT
ejif-7162	3	8	faculty	faculty	NOUN
ejif-7162	3	9	of	of	ADP
ejif-7162	3	10	law	law	NOUN
ejif-7162	3	11	,	,	PUNCT
ejif-7162	3	12	university	university	PROPN
ejif-7162	3	13	of	of	ADP
ejif-7162	3	14	helsinki	helsinki	PROPN
ejif-7162	3	15	,	,	PUNCT
ejif-7162	3	16	sanaa.kadi@helsinki.fi	sanaa.kadi@helsinki.fi	ADV
ejif-7162	3	17	,	,	PUNCT
ejif-7162	3	18	yliopistonkatu	yliopistonkatu	PROPN
ejif-7162	3	19	3	3	NUM
ejif-7162	3	20	,	,	PUNCT
ejif-7162	3	21	helsinki	helsinki	PROPN
ejif-7162	3	22	,	,	PUNCT
ejif-7162	3	23	p.o	p.o	PROPN
ejif-7162	3	24	.	.	PROPN
ejif-7162	3	25	box	box	PROPN
ejif-7162	3	26	4	4	NUM
ejif-7162	3	27	,	,	PUNCT
ejif-7162	3	28	fi-00014	fi-00014	PROPN
ejif-7162	3	29	helsingin	helsingin	PROPN
ejif-7162	3	30	yliopisto	yliopisto	PROPN
ejif-7162	3	31	,	,	PUNCT
ejif-7162	3	32	finland	finland	PROPN
ejif-7162	3	33	https://orcid.org/0000-0001-9002-8629	https://orcid.org/0000-0001-9002-8629	PROPN
ejif-7162	3	34	received	receive	VERB
ejif-7162	3	35	:	:	PUNCT
ejif-7162	3	36	29/11/2022	29/11/2022	NUM
ejif-7162	3	37	accepted	accept	VERB
ejif-7162	3	38	for	for	ADP
ejif-7162	3	39	publication	publication	NOUN
ejif-7162	3	40	:	:	PUNCT
ejif-7162	3	41	13/04/2023	13/04/2023	NUM
ejif-7162	3	42	published	publish	VERB
ejif-7162	3	43	:	:	PUNCT
ejif-7162	3	44	21/04/2023	21/04/2023	NUM
ejif-7162	3	45	abstract	abstract	ADJ
ejif-7162	3	46	islamic	islamic	ADJ
ejif-7162	3	47	banking	banking	NOUN
ejif-7162	3	48	and	and	CCONJ
ejif-7162	3	49	finance	finance	NOUN
ejif-7162	3	50	(	(	PUNCT
ejif-7162	3	51	ibf	ibf	PROPN
ejif-7162	3	52	)	)	PUNCT
ejif-7162	3	53	has	have	AUX
ejif-7162	3	54	gained	gain	VERB
ejif-7162	3	55	significant	significant	ADJ
ejif-7162	3	56	attention	attention	NOUN
ejif-7162	3	57	in	in	ADP
ejif-7162	3	58	recent	recent	ADJ
ejif-7162	3	59	years	year	NOUN
ejif-7162	3	60	,	,	PUNCT
ejif-7162	3	61	including	include	VERB
ejif-7162	3	62	in	in	ADP
ejif-7162	3	63	finland	finland	PROPN
ejif-7162	3	64	where	where	SCONJ
ejif-7162	3	65	a	a	DET
ejif-7162	3	66	growing	grow	VERB
ejif-7162	3	67	muslim	muslim	ADJ
ejif-7162	3	68	community	community	NOUN
ejif-7162	3	69	has	have	AUX
ejif-7162	3	70	created	create	VERB
ejif-7162	3	71	a	a	DET
ejif-7162	3	72	demand	demand	NOUN
ejif-7162	3	73	for	for	ADP
ejif-7162	3	74	islamic	islamic	ADJ
ejif-7162	3	75	financial	financial	ADJ
ejif-7162	3	76	products	product	NOUN
ejif-7162	3	77	.	.	PUNCT
ejif-7162	4	1	this	this	DET
ejif-7162	4	2	research	research	NOUN
ejif-7162	4	3	aims	aim	VERB
ejif-7162	4	4	to	to	PART
ejif-7162	4	5	explore	explore	VERB
ejif-7162	4	6	the	the	DET
ejif-7162	4	7	perceptions	perception	NOUN
ejif-7162	4	8	of	of	ADP
ejif-7162	4	9	muslims	muslims	PROPN
ejif-7162	4	10	in	in	ADP
ejif-7162	4	11	finland	finland	PROPN
ejif-7162	4	12	towards	towards	ADP
ejif-7162	4	13	riba	riba	PROPN
ejif-7162	4	14	and	and	CCONJ
ejif-7162	4	15	ibf	ibf	PROPN
ejif-7162	4	16	and	and	CCONJ
ejif-7162	4	17	the	the	DET
ejif-7162	4	18	implications	implication	NOUN
ejif-7162	4	19	for	for	ADP
ejif-7162	4	20	the	the	DET
ejif-7162	4	21	development	development	NOUN
ejif-7162	4	22	of	of	ADP
ejif-7162	4	23	ibf	ibf	PROPN
ejif-7162	4	24	in	in	ADP
ejif-7162	4	25	finland	finland	PROPN
ejif-7162	4	26	.	.	PUNCT
ejif-7162	5	1	the	the	DET
ejif-7162	5	2	study	study	NOUN
ejif-7162	5	3	employs	employ	VERB
ejif-7162	5	4	survey	survey	NOUN
ejif-7162	5	5	research	research	NOUN
ejif-7162	5	6	utilizing	utilize	VERB
ejif-7162	5	7	a	a	DET
ejif-7162	5	8	questionnaire	questionnaire	NOUN
ejif-7162	5	9	for	for	ADP
ejif-7162	5	10	a	a	DET
ejif-7162	5	11	sample	sample	NOUN
ejif-7162	5	12	of	of	ADP
ejif-7162	5	13	muslims	muslims	PROPN
ejif-7162	5	14	living	live	VERB
ejif-7162	5	15	in	in	ADP
ejif-7162	5	16	finland	finland	PROPN
ejif-7162	5	17	about	about	ADP
ejif-7162	5	18	the	the	DET
ejif-7162	5	19	reasons	reason	NOUN
ejif-7162	5	20	for	for	ADP
ejif-7162	5	21	not	not	PART
ejif-7162	5	22	taking	take	VERB
ejif-7162	5	23	usurious	usurious	ADJ
ejif-7162	5	24	loans	loan	NOUN
ejif-7162	5	25	and	and	CCONJ
ejif-7162	5	26	their	their	PRON
ejif-7162	5	27	reluctance	reluctance	NOUN
ejif-7162	5	28	to	to	PART
ejif-7162	5	29	pay	pay	VERB
ejif-7162	5	30	interest	interest	NOUN
ejif-7162	5	31	,	,	PUNCT
ejif-7162	5	32	which	which	PRON
ejif-7162	5	33	affects	affect	VERB
ejif-7162	5	34	significantly	significantly	ADV
ejif-7162	5	35	the	the	DET
ejif-7162	5	36	muslim	muslim	PROPN
ejif-7162	5	37	community	community	NOUN
ejif-7162	5	38	and	and	CCONJ
ejif-7162	5	39	leads	lead	VERB
ejif-7162	5	40	to	to	ADP
ejif-7162	5	41	their	their	PRON
ejif-7162	5	42	financial	financial	ADJ
ejif-7162	5	43	exclusion	exclusion	NOUN
ejif-7162	5	44	,	,	PUNCT
ejif-7162	5	45	such	such	ADJ
ejif-7162	5	46	as	as	ADP
ejif-7162	5	47	preventing	prevent	VERB
ejif-7162	5	48	them	they	PRON
ejif-7162	5	49	from	from	ADP
ejif-7162	5	50	owning	own	VERB
ejif-7162	5	51	a	a	DET
ejif-7162	5	52	dwelling	dwelling	NOUN
ejif-7162	5	53	in	in	ADP
ejif-7162	5	54	finland	finland	PROPN
ejif-7162	5	55	or	or	CCONJ
ejif-7162	5	56	investing	invest	VERB
ejif-7162	5	57	their	their	PRON
ejif-7162	5	58	money	money	NOUN
ejif-7162	5	59	in	in	ADP
ejif-7162	5	60	projects	project	NOUN
ejif-7162	5	61	that	that	PRON
ejif-7162	5	62	follow	follow	VERB
ejif-7162	5	63	their	their	PRON
ejif-7162	5	64	belief	belief	NOUN
ejif-7162	5	65	.	.	PUNCT
ejif-7162	6	1	the	the	DET
ejif-7162	6	2	results	result	NOUN
ejif-7162	6	3	were	be	AUX
ejif-7162	6	4	exclusive	exclusive	ADJ
ejif-7162	6	5	and	and	CCONJ
ejif-7162	6	6	reflect	reflect	VERB
ejif-7162	6	7	the	the	DET
ejif-7162	6	8	reality	reality	NOUN
ejif-7162	6	9	experienced	experience	VERB
ejif-7162	6	10	by	by	ADP
ejif-7162	6	11	the	the	DET
ejif-7162	6	12	muslim	muslim	ADJ
ejif-7162	6	13	minority	minority	NOUN
ejif-7162	6	14	in	in	ADP
ejif-7162	6	15	finland	finland	PROPN
ejif-7162	6	16	.	.	PUNCT
ejif-7162	7	1	the	the	DET
ejif-7162	7	2	findings	finding	NOUN
ejif-7162	7	3	reveal	reveal	VERB
ejif-7162	7	4	that	that	SCONJ
ejif-7162	7	5	while	while	SCONJ
ejif-7162	7	6	muslims	muslim	NOUN
ejif-7162	7	7	in	in	ADP
ejif-7162	7	8	finland	finland	PROPN
ejif-7162	7	9	are	be	AUX
ejif-7162	7	10	generally	generally	ADV
ejif-7162	7	11	aware	aware	ADJ
ejif-7162	7	12	of	of	ADP
ejif-7162	7	13	the	the	DET
ejif-7162	7	14	concept	concept	NOUN
ejif-7162	7	15	of	of	ADP
ejif-7162	7	16	riba	riba	PROPN
ejif-7162	7	17	and	and	CCONJ
ejif-7162	7	18	the	the	DET
ejif-7162	7	19	importance	importance	NOUN
ejif-7162	7	20	of	of	ADP
ejif-7162	7	21	avoiding	avoid	VERB
ejif-7162	7	22	interest	interest	NOUN
ejif-7162	7	23	-	-	PUNCT
ejif-7162	7	24	based	base	VERB
ejif-7162	7	25	transactions	transaction	NOUN
ejif-7162	7	26	,	,	PUNCT
ejif-7162	7	27	there	there	PRON
ejif-7162	7	28	is	be	VERB
ejif-7162	7	29	a	a	DET
ejif-7162	7	30	lack	lack	NOUN
ejif-7162	7	31	of	of	ADP
ejif-7162	7	32	understanding	understanding	NOUN
ejif-7162	7	33	of	of	ADP
ejif-7162	7	34	the	the	DET
ejif-7162	7	35	broader	broad	ADJ
ejif-7162	7	36	principles	principle	NOUN
ejif-7162	7	37	of	of	ADP
ejif-7162	7	38	ibf	ibf	PROPN
ejif-7162	7	39	.	.	PUNCT
ejif-7162	8	1	in	in	ADP
ejif-7162	8	2	addition	addition	NOUN
ejif-7162	8	3	to	to	ADP
ejif-7162	8	4	the	the	DET
ejif-7162	8	5	interesting	interesting	ADJ
ejif-7162	8	6	results	result	NOUN
ejif-7162	8	7	observed	observe	VERB
ejif-7162	8	8	,	,	PUNCT
ejif-7162	8	9	the	the	DET
ejif-7162	8	10	non	non	NOUN
ejif-7162	8	11	-	-	NOUN
ejif-7162	8	12	existence	existence	NOUN
ejif-7162	8	13	of	of	ADP
ejif-7162	8	14	islamic	islamic	ADJ
ejif-7162	8	15	banking	banking	NOUN
ejif-7162	8	16	institutions	institution	NOUN
ejif-7162	8	17	in	in	ADP
ejif-7162	8	18	finland	finland	PROPN
ejif-7162	8	19	makes	make	VERB
ejif-7162	8	20	this	this	DET
ejif-7162	8	21	research	research	NOUN
ejif-7162	8	22	unique	unique	ADJ
ejif-7162	8	23	because	because	SCONJ
ejif-7162	8	24	it	it	PRON
ejif-7162	8	25	highlights	highlight	VERB
ejif-7162	8	26	the	the	DET
ejif-7162	8	27	challenges	challenge	NOUN
ejif-7162	8	28	facing	face	VERB
ejif-7162	8	29	the	the	DET
ejif-7162	8	30	development	development	NOUN
ejif-7162	8	31	of	of	ADP
ejif-7162	8	32	ibf	ibf	PROPN
ejif-7162	8	33	in	in	ADP
ejif-7162	8	34	finland	finland	PROPN
ejif-7162	8	35	,	,	PUNCT
ejif-7162	8	36	including	include	VERB
ejif-7162	8	37	the	the	DET
ejif-7162	8	38	lack	lack	NOUN
ejif-7162	8	39	of	of	ADP
ejif-7162	8	40	awareness	awareness	NOUN
ejif-7162	8	41	and	and	CCONJ
ejif-7162	8	42	education	education	NOUN
ejif-7162	8	43	about	about	ADP
ejif-7162	8	44	ibf	ibf	PROPN
ejif-7162	8	45	,	,	PUNCT
ejif-7162	8	46	the	the	DET
ejif-7162	8	47	lack	lack	NOUN
ejif-7162	8	48	of	of	ADP
ejif-7162	8	49	access	access	NOUN
ejif-7162	8	50	to	to	ADP
ejif-7162	8	51	islamic	islamic	ADJ
ejif-7162	8	52	financial	financial	ADJ
ejif-7162	8	53	products	product	NOUN
ejif-7162	8	54	,	,	PUNCT
ejif-7162	8	55	and	and	CCONJ
ejif-7162	8	56	regulatory	regulatory	ADJ
ejif-7162	8	57	and	and	CCONJ
ejif-7162	8	58	legal	legal	ADJ
ejif-7162	8	59	barriers	barrier	NOUN
ejif-7162	8	60	.	.	PUNCT
ejif-7162	9	1	the	the	DET
ejif-7162	9	2	study	study	NOUN
ejif-7162	9	3	concludes	conclude	VERB
ejif-7162	9	4	that	that	SCONJ
ejif-7162	9	5	there	there	PRON
ejif-7162	9	6	is	be	VERB
ejif-7162	9	7	a	a	DET
ejif-7162	9	8	need	need	NOUN
ejif-7162	9	9	for	for	ADP
ejif-7162	9	10	increased	increase	VERB
ejif-7162	9	11	awareness	awareness	NOUN
ejif-7162	9	12	and	and	CCONJ
ejif-7162	9	13	education	education	NOUN
ejif-7162	9	14	about	about	ADP
ejif-7162	9	15	islamic	islamic	ADJ
ejif-7162	9	16	finance	finance	NOUN
ejif-7162	9	17	in	in	ADP
ejif-7162	9	18	finland	finland	PROPN
ejif-7162	9	19	,	,	PUNCT
ejif-7162	9	20	as	as	ADV
ejif-7162	9	21	well	well	ADV
ejif-7162	9	22	as	as	ADP
ejif-7162	9	23	greater	great	ADJ
ejif-7162	9	24	efforts	effort	NOUN
ejif-7162	9	25	to	to	PART
ejif-7162	9	26	promote	promote	VERB
ejif-7162	9	27	the	the	DET
ejif-7162	9	28	development	development	NOUN
ejif-7162	9	29	of	of	ADP
ejif-7162	9	30	a	a	DET
ejif-7162	9	31	regulatory	regulatory	ADJ
ejif-7162	9	32	framework	framework	NOUN
ejif-7162	9	33	that	that	PRON
ejif-7162	9	34	is	be	AUX
ejif-7162	9	35	favorable	favorable	ADJ
ejif-7162	9	36	to	to	ADP
ejif-7162	9	37	the	the	DET
ejif-7162	9	38	growth	growth	NOUN
ejif-7162	9	39	of	of	ADP
ejif-7162	9	40	ibf	ibf	PROPN
ejif-7162	9	41	,	,	PUNCT
ejif-7162	9	42	this	this	DET
ejif-7162	9	43	study	study	NOUN
ejif-7162	9	44	provides	provide	VERB
ejif-7162	9	45	valuable	valuable	ADJ
ejif-7162	9	46	insights	insight	NOUN
ejif-7162	9	47	into	into	ADP
ejif-7162	9	48	the	the	DET
ejif-7162	9	49	perceptions	perception	NOUN
ejif-7162	9	50	of	of	ADP
ejif-7162	9	51	muslims	muslims	PROPN
ejif-7162	9	52	in	in	ADP
ejif-7162	9	53	finland	finland	PROPN
ejif-7162	9	54	towards	towards	ADP
ejif-7162	9	55	riba	riba	PROPN
ejif-7162	9	56	and	and	CCONJ
ejif-7162	9	57	ibf	ibf	PROPN
ejif-7162	9	58	and	and	CCONJ
ejif-7162	9	59	the	the	DET
ejif-7162	9	60	implications	implication	NOUN
ejif-7162	9	61	for	for	ADP
ejif-7162	9	62	the	the	DET
ejif-7162	9	63	development	development	NOUN
ejif-7162	9	64	of	of	ADP
ejif-7162	9	65	ibf	ibf	PROPN
ejif-7162	9	66	in	in	ADP
ejif-7162	9	67	finland	finland	PROPN
ejif-7162	9	68	.	.	PUNCT
ejif-7162	10	1	keywords	keyword	NOUN
ejif-7162	10	2	:	:	PUNCT
ejif-7162	10	3	interest	interest	NOUN
ejif-7162	10	4	;	;	PUNCT
ejif-7162	10	5	riba	riba	PROPN
ejif-7162	10	6	;	;	PUNCT
ejif-7162	10	7	islamic	islamic	ADJ
ejif-7162	10	8	banks	bank	NOUN
ejif-7162	10	9	;	;	PUNCT
ejif-7162	10	10	islamic	islamic	ADJ
ejif-7162	10	11	finance	finance	PROPN
ejif-7162	10	12	in	in	ADP
ejif-7162	10	13	finland	finland	PROPN
ejif-7162	10	14	;	;	PUNCT
ejif-7162	10	15	housing	housing	NOUN
ejif-7162	10	16	and	and	CCONJ
ejif-7162	10	17	muslims	muslims	PROPN
ejif-7162	10	18	in	in	ADP
ejif-7162	10	19	finland	finland	PROPN
ejif-7162	10	20	;	;	PUNCT
ejif-7162	10	21	financial	financial	ADJ
ejif-7162	10	22	inclusion	inclusion	NOUN
ejif-7162	10	23	european	european	PROPN
ejif-7162	10	24	journal	journal	PROPN
ejif-7162	10	25	of	of	ADP
ejif-7162	10	26	islamic	islamic	PROPN
ejif-7162	10	27	finance	finance	PROPN
ejif-7162	10	28	issn	issn	PROPN
ejif-7162	10	29	:	:	PUNCT
ejif-7162	10	30	2421	2421	NUM
ejif-7162	10	31	-	-	SYM
ejif-7162	10	32	2172	2172	NUM
ejif-7162	10	33	doi	doi	NOUN
ejif-7162	10	34	:	:	PUNCT
ejif-7162	10	35	10.13135/2421	10.13135/2421	NUM
ejif-7162	10	36	-	-	SYM
ejif-7162	10	37	2172/7162	2172/7162	NUM
ejif-7162	10	38	published	publish	VERB
ejif-7162	10	39	by	by	ADP
ejif-7162	10	40	university	university	PROPN
ejif-7162	10	41	of	of	ADP
ejif-7162	10	42	turin	turin	PROPN
ejif-7162	11	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-7162	11	2	ejif	ejif	PROPN
ejif-7162	11	3	content	content	NOUN
ejif-7162	11	4	is	be	AUX
ejif-7162	11	5	licensed	license	VERB
ejif-7162	11	6	under	under	ADP
ejif-7162	11	7	a	a	DET
ejif-7162	11	8	creative	creative	ADJ
ejif-7162	11	9	commons	common	NOUN
ejif-7162	11	10	attribution	attribution	NOUN
ejif-7162	11	11	4.0	4.0	NUM
ejif-7162	11	12	international	international	ADJ
ejif-7162	11	13	license	license	NOUN
ejif-7162	11	14	45	45	NUM
ejif-7162	11	15	1	1	NUM
ejif-7162	11	16	.	.	PUNCT
ejif-7162	12	1	introduction	introduction	NOUN
ejif-7162	12	2	islamic	islamic	ADJ
ejif-7162	12	3	banking	banking	NOUN
ejif-7162	12	4	and	and	CCONJ
ejif-7162	12	5	finance	finance	NOUN
ejif-7162	12	6	have	have	AUX
ejif-7162	12	7	gained	gain	VERB
ejif-7162	12	8	increasing	increase	VERB
ejif-7162	12	9	attention	attention	NOUN
ejif-7162	12	10	globally	globally	ADV
ejif-7162	12	11	(	(	PUNCT
ejif-7162	12	12	biancone	biancone	NOUN
ejif-7162	12	13	et	et	PROPN
ejif-7162	12	14	al	al	PROPN
ejif-7162	12	15	.	.	PROPN
ejif-7162	12	16	,	,	PUNCT
ejif-7162	12	17	2020	2020	NUM
ejif-7162	12	18	)	)	PUNCT
ejif-7162	12	19	as	as	ADP
ejif-7162	12	20	an	an	DET
ejif-7162	12	21	alternative	alternative	ADJ
ejif-7162	12	22	financial	financial	ADJ
ejif-7162	12	23	system	system	NOUN
ejif-7162	12	24	based	base	VERB
ejif-7162	12	25	on	on	ADP
ejif-7162	12	26	sharia	sharia	PROPN
ejif-7162	12	27	principles(davis	principles(davis	PROPN
ejif-7162	12	28	,	,	PUNCT
ejif-7162	12	29	2018	2018	NUM
ejif-7162	12	30	;	;	PUNCT
ejif-7162	12	31	nazim	nazim	PROPN
ejif-7162	12	32	ali	ali	PROPN
ejif-7162	12	33	,	,	PUNCT
ejif-7162	12	34	2010	2010	NUM
ejif-7162	12	35	)	)	PUNCT
ejif-7162	12	36	that	that	PRON
ejif-7162	12	37	prohibit	prohibit	VERB
ejif-7162	12	38	riba	riba	NOUN
ejif-7162	12	39	and	and	CCONJ
ejif-7162	12	40	encourage	encourage	VERB
ejif-7162	12	41	risk	risk	NOUN
ejif-7162	12	42	sharing	sharing	NOUN
ejif-7162	12	43	.	.	PUNCT
ejif-7162	13	1	finland	finland	PROPN
ejif-7162	13	2	as	as	ADP
ejif-7162	13	3	a	a	DET
ejif-7162	13	4	nordic	nordic	ADJ
ejif-7162	13	5	country	country	NOUN
ejif-7162	13	6	with	with	ADP
ejif-7162	13	7	a	a	DET
ejif-7162	13	8	growing	grow	VERB
ejif-7162	13	9	muslim	muslim	ADJ
ejif-7162	13	10	minority	minority	NOUN
ejif-7162	13	11	population	population	NOUN
ejif-7162	13	12	has	have	AUX
ejif-7162	13	13	also	also	ADV
ejif-7162	13	14	shown	show	VERB
ejif-7162	13	15	interest	interest	NOUN
ejif-7162	13	16	in	in	ADP
ejif-7162	13	17	ibf	ibf	PROPN
ejif-7162	13	18	.	.	PUNCT
ejif-7162	14	1	however	however	ADV
ejif-7162	14	2	,	,	PUNCT
ejif-7162	14	3	little	little	ADJ
ejif-7162	14	4	is	be	AUX
ejif-7162	14	5	known	know	VERB
ejif-7162	14	6	about	about	ADP
ejif-7162	14	7	the	the	DET
ejif-7162	14	8	perceptions	perception	NOUN
ejif-7162	14	9	of	of	ADP
ejif-7162	14	10	muslims	muslim	NOUN
ejif-7162	14	11	of	of	ADP
ejif-7162	14	12	finland	finland	PROPN
ejif-7162	14	13	towards	towards	ADP
ejif-7162	14	14	riba	riba	PROPN
ejif-7162	14	15	and	and	CCONJ
ejif-7162	14	16	ibf	ibf	PROPN
ejif-7162	14	17	in	in	ADP
ejif-7162	14	18	finland	finland	PROPN
ejif-7162	14	19	.	.	PUNCT
ejif-7162	15	1	previous	previous	ADJ
ejif-7162	15	2	studies	study	NOUN
ejif-7162	15	3	have	have	AUX
ejif-7162	15	4	explored	explore	VERB
ejif-7162	15	5	the	the	DET
ejif-7162	15	6	perceptions	perception	NOUN
ejif-7162	15	7	of	of	ADP
ejif-7162	15	8	muslims	muslims	PROPN
ejif-7162	15	9	towards	towards	ADP
ejif-7162	15	10	riba	riba	PROPN
ejif-7162	15	11	and	and	CCONJ
ejif-7162	15	12	ibf	ibf	PROPN
ejif-7162	15	13	in	in	ADP
ejif-7162	15	14	other	other	ADJ
ejif-7162	15	15	countries	country	NOUN
ejif-7162	15	16	such	such	ADJ
ejif-7162	15	17	as	as	ADP
ejif-7162	15	18	the	the	DET
ejif-7162	15	19	united	united	ADJ
ejif-7162	15	20	kingdom	kingdom	PROPN
ejif-7162	15	21	(	(	PUNCT
ejif-7162	15	22	bälz	bälz	NOUN
ejif-7162	15	23	,	,	PUNCT
ejif-7162	15	24	2007	2007	NUM
ejif-7162	15	25	)	)	PUNCT
ejif-7162	15	26	,	,	PUNCT
ejif-7162	15	27	malaysia	malaysia	PROPN
ejif-7162	15	28	,	,	PUNCT
ejif-7162	15	29	(	(	PUNCT
ejif-7162	15	30	chen	chen	PROPN
ejif-7162	15	31	,	,	PUNCT
ejif-7162	15	32	welsh	welsh	PROPN
ejif-7162	15	33	,	,	PUNCT
ejif-7162	15	34	&	&	CCONJ
ejif-7162	15	35	cheong	cheong	PROPN
ejif-7162	15	36	,	,	PUNCT
ejif-7162	15	37	2022	2022	NUM
ejif-7162	15	38	;	;	PUNCT
ejif-7162	15	39	ghaffour	ghaffour	PROPN
ejif-7162	15	40	,	,	PUNCT
ejif-7162	15	41	2017	2017	NUM
ejif-7162	15	42	;	;	PUNCT
ejif-7162	15	43	ibrahim	ibrahim	PROPN
ejif-7162	15	44	et	et	PROPN
ejif-7162	15	45	al	al	PROPN
ejif-7162	15	46	.	.	PROPN
ejif-7162	15	47	,	,	PUNCT
ejif-7162	15	48	2019	2019	NUM
ejif-7162	15	49	;	;	PUNCT
ejif-7162	15	50	loke	loke	PROPN
ejif-7162	15	51	ke	ke	PROPN
ejif-7162	15	52	wei	wei	PROPN
ejif-7162	15	53	&	&	CCONJ
ejif-7162	15	54	mohd	mohd	PROPN
ejif-7162	15	55	thas	thas	PROPN
ejif-7162	15	56	thaker	thaker	PROPN
ejif-7162	15	57	,	,	PUNCT
ejif-7162	15	58	2017	2017	NUM
ejif-7162	15	59	;	;	PUNCT
ejif-7162	15	60	mohamad	mohamad	PROPN
ejif-7162	15	61	,	,	PUNCT
ejif-7162	15	62	mohamad	mohamad	PROPN
ejif-7162	15	63	,	,	PUNCT
ejif-7162	15	64	&	&	CCONJ
ejif-7162	15	65	hashim	hashim	PROPN
ejif-7162	15	66	,	,	PUNCT
ejif-7162	15	67	2018	2018	NUM
ejif-7162	15	68	;	;	PUNCT
ejif-7162	15	69	yahaya	yahaya	PROPN
ejif-7162	15	70	et	et	PROPN
ejif-7162	15	71	al	al	PROPN
ejif-7162	15	72	.	.	PROPN
ejif-7162	15	73	,	,	PUNCT
ejif-7162	15	74	2016	2016	NUM
ejif-7162	15	75	)	)	PUNCT
ejif-7162	15	76	,	,	PUNCT
ejif-7162	15	77	and	and	CCONJ
ejif-7162	15	78	other	other	ADJ
ejif-7162	15	79	islamic	islamic	PROPN
ejif-7162	15	80	(	(	PUNCT
ejif-7162	15	81	khavarinezhad	khavarinezhad	PROPN
ejif-7162	15	82	,	,	PUNCT
ejif-7162	15	83	biancone	biancone	NOUN
ejif-7162	15	84	,	,	PUNCT
ejif-7162	15	85	&	&	CCONJ
ejif-7162	15	86	jafari	jafari	PROPN
ejif-7162	15	87	-	-	PROPN
ejif-7162	15	88	sadeghi	sadeghi	PROPN
ejif-7162	15	89	,	,	PUNCT
ejif-7162	15	90	2021	2021	NUM
ejif-7162	15	91	)	)	PUNCT
ejif-7162	15	92	and	and	CCONJ
ejif-7162	15	93	arab	arab	ADJ
ejif-7162	15	94	countries	country	NOUN
ejif-7162	15	95	(	(	PUNCT
ejif-7162	15	96	ben	ben	PROPN
ejif-7162	15	97	mimoun	mimoun	PROPN
ejif-7162	15	98	,	,	PUNCT
ejif-7162	15	99	2019	2019	NUM
ejif-7162	15	100	;	;	PUNCT
ejif-7162	15	101	cortina	cortina	PROPN
ejif-7162	15	102	,	,	PUNCT
ejif-7162	15	103	ismail	ismail	PROPN
ejif-7162	15	104	,	,	PUNCT
ejif-7162	15	105	&	&	CCONJ
ejif-7162	15	106	schmukler	schmukler	ADJ
ejif-7162	15	107	,	,	PUNCT
ejif-7162	15	108	2018	2018	NUM
ejif-7162	15	109	;	;	PUNCT
ejif-7162	15	110	itani	itani	NOUN
ejif-7162	15	111	,	,	PUNCT
ejif-7162	15	112	sidani	sidani	NOUN
ejif-7162	15	113	,	,	PUNCT
ejif-7162	15	114	&	&	CCONJ
ejif-7162	15	115	baalbaki	baalbaki	PROPN
ejif-7162	15	116	,	,	PUNCT
ejif-7162	15	117	2011	2011	NUM
ejif-7162	15	118	;	;	PUNCT
ejif-7162	15	119	nor	nor	CCONJ
ejif-7162	15	120	,	,	PUNCT
ejif-7162	15	121	2012	2012	NUM
ejif-7162	15	122	;	;	PUNCT
ejif-7162	15	123	ray	ray	NOUN
ejif-7162	15	124	,	,	PUNCT
ejif-7162	15	125	1995	1995	NUM
ejif-7162	15	126	;	;	PUNCT
ejif-7162	15	127	shome	shome	PROPN
ejif-7162	15	128	,	,	PUNCT
ejif-7162	15	129	jabeen	jabeen	PROPN
ejif-7162	15	130	,	,	PUNCT
ejif-7162	15	131	&	&	CCONJ
ejif-7162	15	132	rajaguru	rajaguru	PROPN
ejif-7162	15	133	,	,	PUNCT
ejif-7162	15	134	2018	2018	NUM
ejif-7162	15	135	;	;	PUNCT
ejif-7162	15	136	topal	topal	NOUN
ejif-7162	15	137	,	,	PUNCT
ejif-7162	15	138	2019	2019	NUM
ejif-7162	15	139	)	)	PUNCT
ejif-7162	15	140	.	.	PUNCT
ejif-7162	16	1	some	some	PRON
ejif-7162	16	2	of	of	ADP
ejif-7162	16	3	these	these	DET
ejif-7162	16	4	studies	study	NOUN
ejif-7162	16	5	have	have	AUX
ejif-7162	16	6	also	also	ADV
ejif-7162	16	7	found	find	VERB
ejif-7162	16	8	that	that	SCONJ
ejif-7162	16	9	muslims	muslim	NOUN
ejif-7162	16	10	generally	generally	ADV
ejif-7162	16	11	prefer	prefer	VERB
ejif-7162	16	12	islamic	islamic	ADJ
ejif-7162	16	13	banking	banking	NOUN
ejif-7162	16	14	over	over	ADP
ejif-7162	16	15	conventional	conventional	ADJ
ejif-7162	16	16	banking	banking	NOUN
ejif-7162	16	17	due	due	ADP
ejif-7162	16	18	to	to	ADP
ejif-7162	16	19	their	their	PRON
ejif-7162	16	20	religious	religious	ADJ
ejif-7162	16	21	beliefs	belief	NOUN
ejif-7162	16	22	,	,	PUNCT
ejif-7162	16	23	although	although	SCONJ
ejif-7162	16	24	they	they	PRON
ejif-7162	16	25	also	also	ADV
ejif-7162	16	26	face	face	VERB
ejif-7162	16	27	challenges	challenge	NOUN
ejif-7162	16	28	in	in	ADP
ejif-7162	16	29	accessing	access	VERB
ejif-7162	16	30	islamic	islamic	ADJ
ejif-7162	16	31	financial	financial	ADJ
ejif-7162	16	32	products	product	NOUN
ejif-7162	16	33	and	and	CCONJ
ejif-7162	16	34	services	service	NOUN
ejif-7162	16	35	.	.	PUNCT
ejif-7162	17	1	finland	finland	PROPN
ejif-7162	17	2	has	have	VERB
ejif-7162	17	3	high	high	ADJ
ejif-7162	17	4	-	-	PUNCT
ejif-7162	17	5	quality	quality	NOUN
ejif-7162	17	6	living	living	NOUN
ejif-7162	17	7	standards	standard	NOUN
ejif-7162	17	8	and	and	CCONJ
ejif-7162	17	9	an	an	DET
ejif-7162	17	10	industrialized	industrialized	ADJ
ejif-7162	17	11	economy	economy	NOUN
ejif-7162	17	12	.	.	PUNCT
ejif-7162	18	1	unlike	unlike	ADP
ejif-7162	18	2	the	the	DET
ejif-7162	18	3	other	other	ADJ
ejif-7162	18	4	nordic	nordic	ADJ
ejif-7162	18	5	states	state	NOUN
ejif-7162	18	6	,	,	PUNCT
ejif-7162	18	7	immigration	immigration	NOUN
ejif-7162	18	8	in	in	ADP
ejif-7162	18	9	finland	finland	PROPN
ejif-7162	18	10	started	start	VERB
ejif-7162	18	11	to	to	PART
ejif-7162	18	12	increase	increase	VERB
ejif-7162	18	13	only	only	ADV
ejif-7162	18	14	in	in	ADP
ejif-7162	18	15	the	the	DET
ejif-7162	18	16	1990s	1990	NOUN
ejif-7162	18	17	and	and	CCONJ
ejif-7162	18	18	increased	increase	VERB
ejif-7162	18	19	more	more	ADV
ejif-7162	18	20	in	in	ADP
ejif-7162	18	21	the	the	DET
ejif-7162	18	22	2000s	2000s	NUM
ejif-7162	18	23	(	(	PUNCT
ejif-7162	18	24	kauppinen	kauppinen	PROPN
ejif-7162	18	25	&	&	CCONJ
ejif-7162	18	26	vilkama	vilkama	NOUN
ejif-7162	18	27	,	,	PUNCT
ejif-7162	18	28	2016	2016	NUM
ejif-7162	18	29	)	)	PUNCT
ejif-7162	18	30	.	.	PUNCT
ejif-7162	19	1	in	in	ADP
ejif-7162	19	2	addition	addition	NOUN
ejif-7162	19	3	,	,	PUNCT
ejif-7162	19	4	muslim	muslim	ADJ
ejif-7162	19	5	immigrants	immigrant	NOUN
ejif-7162	19	6	moved	move	VERB
ejif-7162	19	7	continuously	continuously	ADV
ejif-7162	19	8	to	to	ADP
ejif-7162	19	9	europe	europe	PROPN
ejif-7162	19	10	in	in	ADP
ejif-7162	19	11	the	the	DET
ejif-7162	19	12	last	last	ADJ
ejif-7162	19	13	decade	decade	NOUN
ejif-7162	19	14	(	(	PUNCT
ejif-7162	19	15	zucchelli	zucchelli	PROPN
ejif-7162	19	16	,	,	PUNCT
ejif-7162	19	17	2022	2022	NUM
ejif-7162	19	18	)	)	PUNCT
ejif-7162	19	19	.	.	PUNCT
ejif-7162	20	1	this	this	PRON
ejif-7162	20	2	makes	make	VERB
ejif-7162	20	3	the	the	DET
ejif-7162	20	4	muslim	muslim	ADJ
ejif-7162	20	5	community	community	PROPN
ejif-7162	20	6	in	in	ADP
ejif-7162	20	7	finland	finland	PROPN
ejif-7162	20	8	grow	grow	VERB
ejif-7162	20	9	considerably	considerably	ADV
ejif-7162	20	10	.	.	PUNCT
ejif-7162	21	1	however	however	ADV
ejif-7162	21	2	,	,	PUNCT
ejif-7162	21	3	the	the	DET
ejif-7162	21	4	integration	integration	NOUN
ejif-7162	21	5	of	of	ADP
ejif-7162	21	6	immigrants	immigrant	NOUN
ejif-7162	21	7	into	into	ADP
ejif-7162	21	8	the	the	DET
ejif-7162	21	9	new	new	ADJ
ejif-7162	21	10	hosting	host	VERB
ejif-7162	21	11	state	state	NOUN
ejif-7162	21	12	includes	include	VERB
ejif-7162	21	13	a	a	DET
ejif-7162	21	14	lengthy	lengthy	ADJ
ejif-7162	21	15	process	process	NOUN
ejif-7162	21	16	.	.	PUNCT
ejif-7162	22	1	immigrants	immigrant	NOUN
ejif-7162	22	2	need	need	VERB
ejif-7162	22	3	in	in	ADP
ejif-7162	22	4	the	the	DET
ejif-7162	22	5	beginning	begin	VERB
ejif-7162	22	6	support	support	NOUN
ejif-7162	22	7	from	from	ADP
ejif-7162	22	8	the	the	DET
ejif-7162	22	9	social	social	ADJ
ejif-7162	22	10	service	service	NOUN
ejif-7162	22	11	authorities	authority	NOUN
ejif-7162	22	12	,	,	PUNCT
ejif-7162	22	13	in	in	ADP
ejif-7162	22	14	the	the	DET
ejif-7162	22	15	case	case	NOUN
ejif-7162	22	16	of	of	ADP
ejif-7162	22	17	finland	finland	PROPN
ejif-7162	22	18	,	,	PUNCT
ejif-7162	22	19	immigrants	immigrant	NOUN
ejif-7162	22	20	get	get	VERB
ejif-7162	22	21	different	different	ADJ
ejif-7162	22	22	benefits	benefit	NOUN
ejif-7162	22	23	including	include	VERB
ejif-7162	22	24	housing	housing	NOUN
ejif-7162	22	25	facilities(kela	facilities(kela	PROPN
ejif-7162	22	26	,	,	PUNCT
ejif-7162	22	27	n.d	n.d	PROPN
ejif-7162	22	28	.	.	PROPN
ejif-7162	22	29	)	)	PUNCT
ejif-7162	22	30	.	.	PUNCT
ejif-7162	23	1	although	although	SCONJ
ejif-7162	23	2	reasons	reason	NOUN
ejif-7162	23	3	for	for	ADP
ejif-7162	23	4	moving	move	VERB
ejif-7162	23	5	to	to	ADP
ejif-7162	23	6	another	another	DET
ejif-7162	23	7	country	country	NOUN
ejif-7162	23	8	are	be	AUX
ejif-7162	23	9	different	different	ADJ
ejif-7162	23	10	,	,	PUNCT
ejif-7162	23	11	immigrants	immigrant	NOUN
ejif-7162	23	12	search	search	VERB
ejif-7162	23	13	for	for	ADP
ejif-7162	23	14	stable	stable	ADJ
ejif-7162	23	15	economic	economic	ADJ
ejif-7162	23	16	security	security	NOUN
ejif-7162	23	17	.	.	PUNCT
ejif-7162	24	1	purchasing	purchase	VERB
ejif-7162	24	2	a	a	DET
ejif-7162	24	3	home	home	NOUN
ejif-7162	24	4	is	be	AUX
ejif-7162	24	5	a	a	DET
ejif-7162	24	6	factor	factor	NOUN
ejif-7162	24	7	of	of	ADP
ejif-7162	24	8	success	success	NOUN
ejif-7162	24	9	in	in	ADP
ejif-7162	24	10	the	the	DET
ejif-7162	24	11	host	host	NOUN
ejif-7162	24	12	country	country	NOUN
ejif-7162	24	13	,	,	PUNCT
ejif-7162	24	14	and	and	CCONJ
ejif-7162	24	15	finland	finland	PROPN
ejif-7162	24	16	does	do	AUX
ejif-7162	24	17	not	not	PART
ejif-7162	24	18	restrict	restrict	VERB
ejif-7162	24	19	homeownership	homeownership	NOUN
ejif-7162	24	20	rights	right	NOUN
ejif-7162	24	21	;	;	PUNCT
ejif-7162	24	22	nevertheless	nevertheless	ADV
ejif-7162	24	23	,	,	PUNCT
ejif-7162	24	24	earlier	early	ADJ
ejif-7162	24	25	studies	study	NOUN
ejif-7162	24	26	have	have	AUX
ejif-7162	24	27	shown	show	VERB
ejif-7162	24	28	that	that	SCONJ
ejif-7162	24	29	there	there	PRON
ejif-7162	24	30	was	be	VERB
ejif-7162	24	31	a	a	DET
ejif-7162	24	32	huge	huge	ADJ
ejif-7162	24	33	gap	gap	NOUN
ejif-7162	24	34	in	in	ADP
ejif-7162	24	35	homeownership	homeownership	NOUN
ejif-7162	24	36	between	between	ADP
ejif-7162	24	37	native	native	ADJ
ejif-7162	24	38	citizens	citizen	NOUN
ejif-7162	24	39	and	and	CCONJ
ejif-7162	24	40	immigrants	immigrant	NOUN
ejif-7162	24	41	(	(	PUNCT
ejif-7162	24	42	kauppinen	kauppinen	PROPN
ejif-7162	24	43	&	&	CCONJ
ejif-7162	24	44	vilkama	vilkama	NOUN
ejif-7162	24	45	,	,	PUNCT
ejif-7162	24	46	2016	2016	NUM
ejif-7162	24	47	)	)	PUNCT
ejif-7162	24	48	.	.	PUNCT
ejif-7162	25	1	moreover	moreover	ADV
ejif-7162	25	2	,	,	PUNCT
ejif-7162	25	3	owning	own	VERB
ejif-7162	25	4	a	a	DET
ejif-7162	25	5	dwelling	dwelling	NOUN
ejif-7162	25	6	in	in	ADP
ejif-7162	25	7	finland	finland	PROPN
ejif-7162	25	8	requires	requires	AUX
ejif-7162	25	9	generally	generally	ADV
ejif-7162	25	10	taking	take	VERB
ejif-7162	25	11	a	a	DET
ejif-7162	25	12	mortgage	mortgage	NOUN
ejif-7162	25	13	from	from	ADP
ejif-7162	25	14	the	the	DET
ejif-7162	25	15	bank	bank	NOUN
ejif-7162	25	16	,	,	PUNCT
ejif-7162	25	17	also	also	ADV
ejif-7162	25	18	,	,	PUNCT
ejif-7162	25	19	the	the	DET
ejif-7162	25	20	practice	practice	NOUN
ejif-7162	25	21	of	of	ADP
ejif-7162	25	22	charging	charge	VERB
ejif-7162	25	23	interest	interest	NOUN
ejif-7162	25	24	on	on	ADP
ejif-7162	25	25	a	a	DET
ejif-7162	25	26	loan	loan	NOUN
ejif-7162	25	27	is	be	AUX
ejif-7162	25	28	considered	consider	VERB
ejif-7162	25	29	too	too	ADV
ejif-7162	25	30	usual	usual	ADJ
ejif-7162	25	31	that	that	SCONJ
ejif-7162	25	32	it	it	PRON
ejif-7162	25	33	is	be	AUX
ejif-7162	25	34	reputed	repute	VERB
ejif-7162	25	35	to	to	PART
ejif-7162	25	36	be	be	AUX
ejif-7162	25	37	determined	determine	VERB
ejif-7162	25	38	by	by	ADP
ejif-7162	25	39	market	market	NOUN
ejif-7162	25	40	forces	force	NOUN
ejif-7162	25	41	and	and	CCONJ
ejif-7162	25	42	not	not	PART
ejif-7162	25	43	to	to	PART
ejif-7162	25	44	have	have	VERB
ejif-7162	25	45	any	any	DET
ejif-7162	25	46	moral	moral	ADJ
ejif-7162	25	47	or	or	CCONJ
ejif-7162	25	48	ethical	ethical	ADJ
ejif-7162	25	49	measurement	measurement	NOUN
ejif-7162	25	50	(	(	PUNCT
ejif-7162	25	51	mews	mews	PROPN
ejif-7162	25	52	&	&	CCONJ
ejif-7162	25	53	abraham	abraham	PROPN
ejif-7162	25	54	,	,	PUNCT
ejif-7162	25	55	2007	2007	NUM
ejif-7162	25	56	)	)	PUNCT
ejif-7162	25	57	.	.	PUNCT
ejif-7162	26	1	interest	interest	NOUN
ejif-7162	26	2	in	in	ADP
ejif-7162	26	3	conventional	conventional	ADJ
ejif-7162	26	4	finance	finance	NOUN
ejif-7162	26	5	is	be	AUX
ejif-7162	26	6	a	a	DET
ejif-7162	26	7	common	common	ADJ
ejif-7162	26	8	feature	feature	NOUN
ejif-7162	26	9	,	,	PUNCT
ejif-7162	26	10	it	it	PRON
ejif-7162	26	11	refers	refer	VERB
ejif-7162	26	12	to	to	ADP
ejif-7162	26	13	the	the	DET
ejif-7162	26	14	amount	amount	NOUN
ejif-7162	26	15	of	of	ADP
ejif-7162	26	16	money	money	NOUN
ejif-7162	26	17	that	that	PRON
ejif-7162	26	18	a	a	DET
ejif-7162	26	19	lender	lender	NOUN
ejif-7162	26	20	charges	charge	VERB
ejif-7162	26	21	a	a	DET
ejif-7162	26	22	borrower	borrower	NOUN
ejif-7162	26	23	for	for	ADP
ejif-7162	26	24	the	the	DET
ejif-7162	26	25	use	use	NOUN
ejif-7162	26	26	of	of	ADP
ejif-7162	26	27	borrowed	borrow	VERB
ejif-7162	26	28	money	money	NOUN
ejif-7162	26	29	(	(	PUNCT
ejif-7162	26	30	hasan	hasan	PROPN
ejif-7162	26	31	,	,	PUNCT
ejif-7162	26	32	2021	2021	NUM
ejif-7162	26	33	)	)	PUNCT
ejif-7162	26	34	or	or	CCONJ
ejif-7162	26	35	assets	asset	NOUN
ejif-7162	26	36	,	,	PUNCT
ejif-7162	26	37	usually	usually	ADV
ejif-7162	26	38	expressed	express	VERB
ejif-7162	26	39	as	as	ADP
ejif-7162	26	40	a	a	DET
ejif-7162	26	41	percentage	percentage	NOUN
ejif-7162	26	42	of	of	ADP
ejif-7162	26	43	the	the	DET
ejif-7162	26	44	principal	principal	ADJ
ejif-7162	26	45	amount	amount	NOUN
ejif-7162	26	46	borrowed	borrow	VERB
ejif-7162	26	47	and	and	CCONJ
ejif-7162	26	48	is	be	AUX
ejif-7162	26	49	typically	typically	ADV
ejif-7162	26	50	calculated	calculate	VERB
ejif-7162	26	51	on	on	ADP
ejif-7162	26	52	an	an	DET
ejif-7162	26	53	annual	annual	ADJ
ejif-7162	26	54	basis	basis	NOUN
ejif-7162	26	55	,	,	PUNCT
ejif-7162	26	56	it	it	PRON
ejif-7162	26	57	is	be	AUX
ejif-7162	26	58	used	use	VERB
ejif-7162	26	59	as	as	ADP
ejif-7162	26	60	a	a	DET
ejif-7162	26	61	way	way	NOUN
ejif-7162	26	62	of	of	ADP
ejif-7162	26	63	compensating	compensate	VERB
ejif-7162	26	64	lenders	lender	NOUN
ejif-7162	26	65	for	for	ADP
ejif-7162	26	66	the	the	DET
ejif-7162	26	67	risk	risk	NOUN
ejif-7162	26	68	,	,	PUNCT
ejif-7162	26	69	they	they	PRON
ejif-7162	26	70	take	take	VERB
ejif-7162	26	71	in	in	ADP
ejif-7162	26	72	lending	lend	VERB
ejif-7162	26	73	money	money	NOUN
ejif-7162	26	74	and	and	CCONJ
ejif-7162	26	75	as	as	ADP
ejif-7162	26	76	an	an	DET
ejif-7162	26	77	incentive	incentive	NOUN
ejif-7162	26	78	for	for	ADP
ejif-7162	26	79	individuals	individual	NOUN
ejif-7162	26	80	and	and	CCONJ
ejif-7162	26	81	businesses	business	NOUN
ejif-7162	26	82	to	to	PART
ejif-7162	26	83	save	save	VERB
ejif-7162	26	84	and	and	CCONJ
ejif-7162	26	85	invest	invest	VERB
ejif-7162	26	86	their	their	PRON
ejif-7162	26	87	money	money	NOUN
ejif-7162	26	88	.	.	PUNCT
ejif-7162	27	1	alternatively	alternatively	ADV
ejif-7162	27	2	,	,	PUNCT
ejif-7162	27	3	the	the	DET
ejif-7162	27	4	islamic	islamic	ADJ
ejif-7162	27	5	financial	financial	ADJ
ejif-7162	27	6	industry	industry	NOUN
ejif-7162	27	7	is	be	AUX
ejif-7162	27	8	increasing	increase	VERB
ejif-7162	27	9	continuously	continuously	ADV
ejif-7162	27	10	in	in	ADP
ejif-7162	27	11	different	different	ADJ
ejif-7162	27	12	geographical	geographical	ADJ
ejif-7162	27	13	areas	area	NOUN
ejif-7162	27	14	(	(	PUNCT
ejif-7162	27	15	alharbi	alharbi	NOUN
ejif-7162	27	16	,	,	PUNCT
ejif-7162	27	17	2015	2015	NUM
ejif-7162	27	18	;	;	PUNCT
ejif-7162	27	19	kamdzhalov	kamdzhalov	PROPN
ejif-7162	27	20	,	,	PUNCT
ejif-7162	27	21	2022	2022	NUM
ejif-7162	27	22	;	;	PUNCT
ejif-7162	27	23	maulidizen	maulidizen	PROPN
ejif-7162	27	24	,	,	PUNCT
ejif-7162	27	25	2018b	2018b	NUM
ejif-7162	27	26	;	;	PUNCT
ejif-7162	27	27	varga	varga	PROPN
ejif-7162	27	28	&	&	CCONJ
ejif-7162	27	29	bánkuti	bánkuti	PROPN
ejif-7162	27	30	,	,	PUNCT
ejif-7162	27	31	2021	2021	NUM
ejif-7162	27	32	)	)	PUNCT
ejif-7162	27	33	.	.	PUNCT
ejif-7162	28	1	however	however	ADV
ejif-7162	28	2	,	,	PUNCT
ejif-7162	28	3	western	western	ADJ
ejif-7162	28	4	countries	country	NOUN
ejif-7162	28	5	including	include	VERB
ejif-7162	28	6	finland	finland	PROPN
ejif-7162	28	7	are	be	AUX
ejif-7162	28	8	still	still	ADV
ejif-7162	28	9	taking	take	VERB
ejif-7162	28	10	measured	measure	VERB
ejif-7162	28	11	steps	step	NOUN
ejif-7162	28	12	toward	toward	ADP
ejif-7162	28	13	the	the	DET
ejif-7162	28	14	islamic	islamic	ADJ
ejif-7162	28	15	financial	financial	PROPN
ejif-7162	28	16	sector(antoniazzi	sector(antoniazzi	PROPN
ejif-7162	28	17	,	,	PUNCT
ejif-7162	28	18	2022	2022	NUM
ejif-7162	28	19	)	)	PUNCT
ejif-7162	28	20	,	,	PUNCT
ejif-7162	28	21	western	western	ADJ
ejif-7162	28	22	businesses	business	NOUN
ejif-7162	28	23	risk	risk	VERB
ejif-7162	28	24	missing	miss	VERB
ejif-7162	28	25	occasions	occasion	NOUN
ejif-7162	28	26	to	to	PART
ejif-7162	28	27	figure	figure	VERB
ejif-7162	28	28	out	out	ADP
ejif-7162	28	29	novel	novel	NOUN
ejif-7162	28	30	and	and	CCONJ
ejif-7162	28	31	pioneering	pioneer	VERB
ejif-7162	28	32	financial	financial	ADJ
ejif-7162	28	33	services	service	NOUN
ejif-7162	28	34	and	and	CCONJ
ejif-7162	28	35	products	product	NOUN
ejif-7162	28	36	(	(	PUNCT
ejif-7162	28	37	bollani	bollani	X
ejif-7162	28	38	&	&	CCONJ
ejif-7162	28	39	chmet	chmet	PROPN
ejif-7162	28	40	,	,	PUNCT
ejif-7162	28	41	2020	2020	NUM
ejif-7162	28	42	)	)	PUNCT
ejif-7162	28	43	in	in	ADP
ejif-7162	28	44	a	a	DET
ejif-7162	28	45	relatively	relatively	ADV
ejif-7162	28	46	new	new	ADJ
ejif-7162	28	47	market(huet	market(huet	PROPN
ejif-7162	28	48	&	&	CCONJ
ejif-7162	28	49	cherqaoui	cherqaoui	ADJ
ejif-7162	28	50	,	,	PUNCT
ejif-7162	28	51	2015	2015	NUM
ejif-7162	28	52	;	;	PUNCT
ejif-7162	28	53	maulidizen	maulidizen	PROPN
ejif-7162	28	54	,	,	PUNCT
ejif-7162	28	55	2019	2019	NUM
ejif-7162	28	56	)	)	PUNCT
ejif-7162	28	57	.	.	PUNCT
ejif-7162	29	1	the	the	DET
ejif-7162	29	2	first	first	ADJ
ejif-7162	29	3	islamic	islamic	ADJ
ejif-7162	29	4	banks	bank	NOUN
ejif-7162	29	5	established	establish	VERB
ejif-7162	29	6	in	in	ADP
ejif-7162	29	7	europe	europe	PROPN
ejif-7162	29	8	were	be	AUX
ejif-7162	29	9	in	in	ADP
ejif-7162	29	10	luxembourg	luxembourg	PROPN
ejif-7162	29	11	in	in	ADP
ejif-7162	29	12	1978(alharbi	1978(alharbi	NUM
ejif-7162	29	13	,	,	PUNCT
ejif-7162	29	14	2015	2015	NUM
ejif-7162	29	15	)	)	PUNCT
ejif-7162	29	16	,	,	PUNCT
ejif-7162	29	17	however	however	ADV
ejif-7162	29	18	,	,	PUNCT
ejif-7162	29	19	the	the	DET
ejif-7162	29	20	united	united	PROPN
ejif-7162	29	21	kingdom	kingdom	PROPN
ejif-7162	29	22	has	have	VERB
ejif-7162	29	23	the	the	DET
ejif-7162	29	24	most	most	ADV
ejif-7162	29	25	developed	develop	VERB
ejif-7162	29	26	islamic	islamic	ADJ
ejif-7162	29	27	financial	financial	ADJ
ejif-7162	29	28	sector	sector	NOUN
ejif-7162	29	29	in	in	ADP
ejif-7162	29	30	europe(di	europe(di	PROPN
ejif-7162	29	31	mauro	mauro	PROPN
ejif-7162	29	32	et	et	PROPN
ejif-7162	29	33	al	al	PROPN
ejif-7162	29	34	.	.	PROPN
ejif-7162	29	35	,	,	PUNCT
ejif-7162	29	36	2013	2013	NUM
ejif-7162	29	37	)	)	PUNCT
ejif-7162	29	38	with	with	ADP
ejif-7162	29	39	six	six	NUM
ejif-7162	29	40	islamic	islamic	ADJ
ejif-7162	29	41	banks	bank	NOUN
ejif-7162	29	42	providing	provide	VERB
ejif-7162	29	43	various	various	ADJ
ejif-7162	29	44	products	product	NOUN
ejif-7162	29	45	in	in	ADP
ejif-7162	29	46	different	different	ADJ
ejif-7162	29	47	areas	area	NOUN
ejif-7162	29	48	of	of	ADP
ejif-7162	29	49	the	the	DET
ejif-7162	29	50	financial	financial	ADJ
ejif-7162	29	51	sector(jirvaj	sector(jirvaj	NOUN
ejif-7162	29	52	,	,	PUNCT
ejif-7162	29	53	2022	2022	NUM
ejif-7162	29	54	)	)	PUNCT
ejif-7162	29	55	,	,	PUNCT
ejif-7162	29	56	especially	especially	ADV
ejif-7162	29	57	with	with	ADP
ejif-7162	29	58	the	the	DET
ejif-7162	29	59	growth	growth	NOUN
ejif-7162	29	60	of	of	ADP
ejif-7162	29	61	sukuk(masood	sukuk(masood	PROPN
ejif-7162	29	62	&	&	CCONJ
ejif-7162	29	63	bellalah	bellalah	PROPN
ejif-7162	29	64	,	,	PUNCT
ejif-7162	29	65	2013	2013	NUM
ejif-7162	29	66	)	)	PUNCT
ejif-7162	29	67	market	market	NOUN
ejif-7162	29	68	in	in	ADP
ejif-7162	29	69	2017(siddiqui	2017(siddiqui	NUM
ejif-7162	29	70	&	&	CCONJ
ejif-7162	29	71	rizvi	rizvi	ADJ
ejif-7162	29	72	,	,	PUNCT
ejif-7162	29	73	2022	2022	NUM
ejif-7162	29	74	)	)	PUNCT
ejif-7162	29	75	.	.	PUNCT
ejif-7162	30	1	the	the	DET
ejif-7162	30	2	islamic	islamic	PROPN
ejif-7162	30	3	bank	bank	PROPN
ejif-7162	30	4	of	of	ADP
ejif-7162	30	5	britain	britain	PROPN
ejif-7162	30	6	was	be	AUX
ejif-7162	30	7	in	in	ADP
ejif-7162	30	8	2004	2004	NUM
ejif-7162	30	9	the	the	DET
ejif-7162	30	10	first	first	ADJ
ejif-7162	30	11	fully	fully	ADV
ejif-7162	30	12	shariacompliant	shariacompliant	ADJ
ejif-7162	30	13	bank	bank	NOUN
ejif-7162	30	14	in	in	ADP
ejif-7162	30	15	europe(bälz	europe(bälz	PROPN
ejif-7162	30	16	,	,	PUNCT
ejif-7162	30	17	2007	2007	NUM
ejif-7162	30	18	)	)	PUNCT
ejif-7162	30	19	.	.	PUNCT
ejif-7162	31	1	until	until	ADP
ejif-7162	31	2	now	now	ADV
ejif-7162	31	3	,	,	PUNCT
ejif-7162	31	4	no	no	DET
ejif-7162	31	5	islamic	islamic	ADJ
ejif-7162	31	6	banks	bank	NOUN
ejif-7162	31	7	have	have	AUX
ejif-7162	31	8	been	be	AUX
ejif-7162	31	9	established	establish	VERB
ejif-7162	31	10	in	in	ADP
ejif-7162	31	11	finland	finland	PROPN
ejif-7162	31	12	although	although	SCONJ
ejif-7162	31	13	the	the	DET
ejif-7162	31	14	muslim	muslim	PROPN
ejif-7162	31	15	community	community	NOUN
ejif-7162	31	16	is	be	AUX
ejif-7162	31	17	growing	grow	VERB
ejif-7162	31	18	significantly	significantly	ADV
ejif-7162	31	19	.	.	PUNCT
ejif-7162	32	1	islamic	islamic	ADJ
ejif-7162	32	2	banks	bank	NOUN
ejif-7162	32	3	are	be	AUX
ejif-7162	32	4	financial	financial	ADJ
ejif-7162	32	5	institutions	institution	NOUN
ejif-7162	32	6	that	that	PRON
ejif-7162	32	7	operate	operate	VERB
ejif-7162	32	8	according	accord	VERB
ejif-7162	32	9	to	to	ADP
ejif-7162	32	10	the	the	DET
ejif-7162	32	11	principles	principle	NOUN
ejif-7162	32	12	of	of	ADP
ejif-7162	32	13	islamic	islamic	ADJ
ejif-7162	32	14	law	law	NOUN
ejif-7162	32	15	(	(	PUNCT
ejif-7162	32	16	sharia)(salman	sharia)(salman	NOUN
ejif-7162	32	17	,	,	PUNCT
ejif-7162	32	18	2021	2021	NUM
ejif-7162	32	19	)	)	PUNCT
ejif-7162	32	20	.	.	PUNCT
ejif-7162	33	1	the	the	DET
ejif-7162	33	2	fundamental	fundamental	ADJ
ejif-7162	33	3	principle	principle	NOUN
ejif-7162	33	4	of	of	ADP
ejif-7162	33	5	islamic	islamic	ADJ
ejif-7162	33	6	banking	banking	NOUN
ejif-7162	33	7	is	be	AUX
ejif-7162	33	8	that	that	SCONJ
ejif-7162	33	9	it	it	PRON
ejif-7162	33	10	prohibits	prohibit	VERB
ejif-7162	33	11	the	the	DET
ejif-7162	33	12	payment	payment	NOUN
ejif-7162	33	13	or	or	CCONJ
ejif-7162	33	14	receipt	receipt	NOUN
ejif-7162	33	15	of	of	ADP
ejif-7162	33	16	interest	interest	NOUN
ejif-7162	33	17	considered	consider	VERB
ejif-7162	33	18	usury	usury	NOUN
ejif-7162	33	19	(	(	PUNCT
ejif-7162	33	20	riba	riba	PROPN
ejif-7162	33	21	)	)	PUNCT
ejif-7162	33	22	,	,	PUNCT
ejif-7162	33	23	as	as	SCONJ
ejif-7162	33	24	it	it	PRON
ejif-7162	33	25	is	be	AUX
ejif-7162	33	26	considered	consider	VERB
ejif-7162	33	27	exploitative	exploitative	ADJ
ejif-7162	33	28	and	and	CCONJ
ejif-7162	33	29	unfair	unfair	ADJ
ejif-7162	33	30	.	.	PUNCT
ejif-7162	34	1	riba	riba	PROPN
ejif-7162	34	2	is	be	AUX
ejif-7162	34	3	an	an	DET
ejif-7162	34	4	arabic	arabic	ADJ
ejif-7162	34	5	term	term	NOUN
ejif-7162	34	6	that	that	PRON
ejif-7162	34	7	refers	refer	VERB
ejif-7162	34	8	to	to	ADP
ejif-7162	34	9	any	any	DET
ejif-7162	34	10	unjust	unjust	ADJ
ejif-7162	34	11	increase	increase	NOUN
ejif-7162	34	12	in	in	ADP
ejif-7162	34	13	the	the	DET
ejif-7162	34	14	value	value	NOUN
ejif-7162	34	15	of	of	ADP
ejif-7162	34	16	a	a	DET
ejif-7162	34	17	transaction	transaction	NOUN
ejif-7162	34	18	involving	involve	VERB
ejif-7162	34	19	an	an	DET
ejif-7162	34	20	exchange	exchange	NOUN
ejif-7162	34	21	of	of	ADP
ejif-7162	34	22	two	two	NUM
ejif-7162	34	23	different	different	ADJ
ejif-7162	34	24	items	item	NOUN
ejif-7162	34	25	of	of	ADP
ejif-7162	34	26	the	the	DET
ejif-7162	34	27	same	same	ADJ
ejif-7162	34	28	kind	kind	NOUN
ejif-7162	34	29	.	.	PUNCT
ejif-7162	35	1	riba	riba	PROPN
ejif-7162	35	2	in	in	ADP
ejif-7162	35	3	ibf	ibf	PROPN
ejif-7162	35	4	specifically	specifically	ADV
ejif-7162	35	5	refers	refer	VERB
ejif-7162	35	6	to	to	ADP
ejif-7162	35	7	the	the	DET
ejif-7162	35	8	charging	charging	NOUN
ejif-7162	35	9	or	or	CCONJ
ejif-7162	35	10	paying	pay	VERB
ejif-7162	35	11	of	of	ADP
ejif-7162	35	12	interest	interest	NOUN
ejif-7162	35	13	on	on	ADP
ejif-7162	35	14	a	a	DET
ejif-7162	35	15	loan	loan	NOUN
ejif-7162	35	16	.	.	PUNCT
ejif-7162	36	1	this	this	DET
ejif-7162	36	2	paper	paper	NOUN
ejif-7162	36	3	aims	aim	VERB
ejif-7162	36	4	to	to	PART
ejif-7162	36	5	examine	examine	VERB
ejif-7162	36	6	the	the	DET
ejif-7162	36	7	financial	financial	ADJ
ejif-7162	36	8	activities	activity	NOUN
ejif-7162	36	9	of	of	ADP
ejif-7162	36	10	the	the	DET
ejif-7162	36	11	muslim	muslim	PROPN
ejif-7162	36	12	community	community	PROPN
ejif-7162	36	13	.	.	PUNCT
ejif-7162	37	1	we	we	PRON
ejif-7162	37	2	also	also	ADV
ejif-7162	37	3	investigate	investigate	VERB
ejif-7162	37	4	whether	whether	SCONJ
ejif-7162	37	5	the	the	DET
ejif-7162	37	6	absence	absence	NOUN
ejif-7162	37	7	of	of	ADP
ejif-7162	37	8	the	the	DET
ejif-7162	37	9	islamic	islamic	ADJ
ejif-7162	37	10	financial	financial	ADJ
ejif-7162	37	11	system	system	NOUN
ejif-7162	37	12	has	have	VERB
ejif-7162	37	13	an	an	DET
ejif-7162	37	14	impact	impact	NOUN
ejif-7162	37	15	on	on	ADP
ejif-7162	37	16	the	the	DET
ejif-7162	37	17	economic	economic	ADJ
ejif-7162	37	18	well	well	NOUN
ejif-7162	37	19	-	-	PUNCT
ejif-7162	37	20	being	being	NOUN
ejif-7162	37	21	of	of	ADP
ejif-7162	37	22	the	the	DET
ejif-7162	37	23	muslim	muslim	PROPN
ejif-7162	37	24	community	community	PROPN
ejif-7162	37	25	in	in	ADP
ejif-7162	37	26	finland	finland	PROPN
ejif-7162	37	27	,	,	PUNCT
ejif-7162	37	28	as	as	ADV
ejif-7162	37	29	well	well	ADV
ejif-7162	37	30	as	as	ADP
ejif-7162	37	31	on	on	ADP
ejif-7162	37	32	the	the	DET
ejif-7162	37	33	national	national	ADJ
ejif-7162	37	34	economy	economy	NOUN
ejif-7162	37	35	.	.	PUNCT
ejif-7162	38	1	despite	despite	SCONJ
ejif-7162	38	2	the	the	DET
ejif-7162	38	3	increasing	increase	VERB
ejif-7162	38	4	interest	interest	NOUN
ejif-7162	38	5	in	in	ADP
ejif-7162	38	6	islamic	islamic	ADJ
ejif-7162	38	7	banking	banking	NOUN
ejif-7162	38	8	and	and	CCONJ
ejif-7162	38	9	finance	finance	NOUN
ejif-7162	38	10	in	in	ADP
ejif-7162	38	11	finland	finland	PROPN
ejif-7162	38	12	,	,	PUNCT
ejif-7162	38	13	there	there	PRON
ejif-7162	38	14	is	be	VERB
ejif-7162	38	15	a	a	DET
ejif-7162	38	16	lack	lack	NOUN
ejif-7162	38	17	of	of	ADP
ejif-7162	38	18	research	research	NOUN
ejif-7162	38	19	on	on	ADP
ejif-7162	38	20	the	the	DET
ejif-7162	38	21	perceptions	perception	NOUN
ejif-7162	38	22	of	of	ADP
ejif-7162	38	23	muslims	muslims	PROPN
ejif-7162	38	24	in	in	ADP
ejif-7162	38	25	finland	finland	PROPN
ejif-7162	38	26	towards	towards	ADP
ejif-7162	38	27	riba	riba	PROPN
ejif-7162	38	28	and	and	CCONJ
ejif-7162	38	29	ibf	ibf	PROPN
ejif-7162	38	30	.	.	PUNCT
ejif-7162	39	1	this	this	DET
ejif-7162	39	2	study	study	NOUN
ejif-7162	39	3	aims	aim	VERB
ejif-7162	39	4	to	to	PART
ejif-7162	39	5	fill	fill	VERB
ejif-7162	39	6	this	this	DET
ejif-7162	39	7	gap	gap	NOUN
ejif-7162	39	8	by	by	ADP
ejif-7162	39	9	investigating	investigate	VERB
ejif-7162	39	10	how	how	SCONJ
ejif-7162	39	11	finnish	finnish	ADJ
ejif-7162	39	12	muslims	muslims	PROPN
ejif-7162	39	13	perceive	perceive	VERB
ejif-7162	39	14	riba	riba	NOUN
ejif-7162	39	15	and	and	CCONJ
ejif-7162	39	16	ibf	ibf	PROPN
ejif-7162	39	17	and	and	CCONJ
ejif-7162	39	18	what	what	PRON
ejif-7162	39	19	implications	implication	NOUN
ejif-7162	39	20	this	this	PRON
ejif-7162	39	21	may	may	AUX
ejif-7162	39	22	have	have	VERB
ejif-7162	39	23	for	for	ADP
ejif-7162	39	24	the	the	DET
ejif-7162	39	25	development	development	NOUN
ejif-7162	39	26	of	of	ADP
ejif-7162	39	27	ibf	ibf	PROPN
ejif-7162	39	28	in	in	ADP
ejif-7162	39	29	finland	finland	PROPN
ejif-7162	39	30	.	.	PUNCT
ejif-7162	40	1	european	european	PROPN
ejif-7162	40	2	journal	journal	PROPN
ejif-7162	40	3	of	of	ADP
ejif-7162	40	4	islamic	islamic	PROPN
ejif-7162	40	5	finance	finance	PROPN
ejif-7162	40	6	issn	issn	PROPN
ejif-7162	40	7	:	:	PUNCT
ejif-7162	40	8	2421	2421	NUM
ejif-7162	40	9	-	-	SYM
ejif-7162	40	10	2172	2172	NUM
ejif-7162	40	11	doi	doi	NOUN
ejif-7162	40	12	:	:	PUNCT
ejif-7162	40	13	10.13135/2421	10.13135/2421	NUM
ejif-7162	40	14	-	-	SYM
ejif-7162	40	15	2172/7162	2172/7162	NUM
ejif-7162	40	16	published	publish	VERB
ejif-7162	40	17	by	by	ADP
ejif-7162	40	18	university	university	PROPN
ejif-7162	40	19	of	of	ADP
ejif-7162	40	20	turin	turin	PROPN
ejif-7162	41	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-7162	41	2	ejif	ejif	PROPN
ejif-7162	41	3	content	content	NOUN
ejif-7162	41	4	is	be	AUX
ejif-7162	41	5	licensed	license	VERB
ejif-7162	41	6	under	under	ADP
ejif-7162	41	7	a	a	DET
ejif-7162	41	8	creative	creative	ADJ
ejif-7162	41	9	commons	common	NOUN
ejif-7162	41	10	attribution	attribution	NOUN
ejif-7162	41	11	4.0	4.0	NUM
ejif-7162	41	12	international	international	ADJ
ejif-7162	41	13	license	license	NOUN
ejif-7162	41	14	46	46	NUM
ejif-7162	41	15	in	in	ADP
ejif-7162	41	16	this	this	DET
ejif-7162	41	17	paper	paper	NOUN
ejif-7162	41	18	,	,	PUNCT
ejif-7162	41	19	we	we	PRON
ejif-7162	41	20	will	will	AUX
ejif-7162	41	21	discuss	discuss	VERB
ejif-7162	41	22	whether	whether	SCONJ
ejif-7162	41	23	the	the	DET
ejif-7162	41	24	analysis	analysis	NOUN
ejif-7162	41	25	of	of	ADP
ejif-7162	41	26	the	the	DET
ejif-7162	41	27	religious	religious	ADJ
ejif-7162	41	28	background	background	NOUN
ejif-7162	41	29	of	of	ADP
ejif-7162	41	30	the	the	DET
ejif-7162	41	31	muslim	muslim	PROPN
ejif-7162	41	32	community	community	NOUN
ejif-7162	41	33	and	and	CCONJ
ejif-7162	41	34	the	the	DET
ejif-7162	41	35	financial	financial	ADJ
ejif-7162	41	36	policy	policy	NOUN
ejif-7162	41	37	of	of	ADP
ejif-7162	41	38	the	the	DET
ejif-7162	41	39	finnish	finnish	ADJ
ejif-7162	41	40	state	state	NOUN
ejif-7162	41	41	makes	make	VERB
ejif-7162	41	42	it	it	PRON
ejif-7162	41	43	possible	possible	ADJ
ejif-7162	41	44	to	to	PART
ejif-7162	41	45	identify	identify	VERB
ejif-7162	41	46	the	the	DET
ejif-7162	41	47	elements	element	NOUN
ejif-7162	41	48	of	of	ADP
ejif-7162	41	49	national	national	ADJ
ejif-7162	41	50	policy	policy	NOUN
ejif-7162	41	51	that	that	PRON
ejif-7162	41	52	have	have	VERB
ejif-7162	41	53	a	a	DET
ejif-7162	41	54	special	special	ADJ
ejif-7162	41	55	significance	significance	NOUN
ejif-7162	41	56	for	for	ADP
ejif-7162	41	57	the	the	DET
ejif-7162	41	58	economic	economic	ADJ
ejif-7162	41	59	outcomes	outcome	NOUN
ejif-7162	41	60	of	of	ADP
ejif-7162	41	61	muslim	muslim	ADJ
ejif-7162	41	62	citizens	citizen	NOUN
ejif-7162	41	63	living	live	VERB
ejif-7162	41	64	in	in	ADP
ejif-7162	41	65	finland	finland	PROPN
ejif-7162	41	66	.	.	PUNCT
ejif-7162	42	1	the	the	DET
ejif-7162	42	2	study	study	NOUN
ejif-7162	42	3	proposes	propose	VERB
ejif-7162	42	4	the	the	DET
ejif-7162	42	5	following	follow	VERB
ejif-7162	42	6	hypotheses	hypothesis	NOUN
ejif-7162	42	7	;	;	PUNCT
ejif-7162	42	8	firstly	firstly	ADV
ejif-7162	42	9	,	,	PUNCT
ejif-7162	42	10	muslims	muslims	PROPN
ejif-7162	42	11	in	in	ADP
ejif-7162	42	12	finland	finland	PROPN
ejif-7162	42	13	are	be	AUX
ejif-7162	42	14	more	more	ADV
ejif-7162	42	15	likely	likely	ADJ
ejif-7162	42	16	to	to	PART
ejif-7162	42	17	prefer	prefer	VERB
ejif-7162	42	18	ibf	ibf	PROPN
ejif-7162	42	19	over	over	ADP
ejif-7162	42	20	conventional	conventional	ADJ
ejif-7162	42	21	banking	banking	NOUN
ejif-7162	42	22	and	and	CCONJ
ejif-7162	42	23	finance	finance	NOUN
ejif-7162	42	24	due	due	ADP
ejif-7162	42	25	to	to	ADP
ejif-7162	42	26	their	their	PRON
ejif-7162	42	27	religious	religious	ADJ
ejif-7162	42	28	beliefs	belief	NOUN
ejif-7162	42	29	and	and	CCONJ
ejif-7162	42	30	values	value	NOUN
ejif-7162	42	31	.	.	PUNCT
ejif-7162	43	1	secondly	secondly	ADV
ejif-7162	43	2	,	,	PUNCT
ejif-7162	43	3	muslims	muslims	PROPN
ejif-7162	43	4	in	in	ADP
ejif-7162	43	5	finland	finland	PROPN
ejif-7162	43	6	face	face	NOUN
ejif-7162	43	7	challenges	challenge	NOUN
ejif-7162	43	8	in	in	ADP
ejif-7162	43	9	accessing	access	VERB
ejif-7162	43	10	islamic	islamic	ADJ
ejif-7162	43	11	financial	financial	ADJ
ejif-7162	43	12	products	product	NOUN
ejif-7162	43	13	and	and	CCONJ
ejif-7162	43	14	services	service	NOUN
ejif-7162	43	15	,	,	PUNCT
ejif-7162	43	16	which	which	PRON
ejif-7162	43	17	may	may	AUX
ejif-7162	43	18	hinder	hinder	VERB
ejif-7162	43	19	the	the	DET
ejif-7162	43	20	growth	growth	NOUN
ejif-7162	43	21	of	of	ADP
ejif-7162	43	22	islamic	islamic	ADJ
ejif-7162	43	23	finance	finance	NOUN
ejif-7162	43	24	in	in	ADP
ejif-7162	43	25	finland	finland	PROPN
ejif-7162	43	26	.	.	PUNCT
ejif-7162	44	1	the	the	DET
ejif-7162	44	2	expected	expect	VERB
ejif-7162	44	3	results	result	NOUN
ejif-7162	44	4	of	of	ADP
ejif-7162	44	5	this	this	DET
ejif-7162	44	6	study	study	NOUN
ejif-7162	44	7	are	be	AUX
ejif-7162	44	8	twofold	twofold	ADJ
ejif-7162	44	9	.	.	PUNCT
ejif-7162	45	1	first	first	ADV
ejif-7162	45	2	,	,	PUNCT
ejif-7162	45	3	the	the	DET
ejif-7162	45	4	study	study	NOUN
ejif-7162	45	5	aims	aim	VERB
ejif-7162	45	6	to	to	PART
ejif-7162	45	7	identify	identify	VERB
ejif-7162	45	8	the	the	DET
ejif-7162	45	9	perceptions	perception	NOUN
ejif-7162	45	10	of	of	ADP
ejif-7162	45	11	the	the	DET
ejif-7162	45	12	muslim	muslim	ADJ
ejif-7162	45	13	minority	minority	NOUN
ejif-7162	45	14	in	in	ADP
ejif-7162	45	15	finland	finland	PROPN
ejif-7162	45	16	towards	towards	ADP
ejif-7162	45	17	riba	riba	PROPN
ejif-7162	45	18	and	and	CCONJ
ejif-7162	45	19	ibf	ibf	PROPN
ejif-7162	45	20	.	.	PUNCT
ejif-7162	46	1	this	this	PRON
ejif-7162	46	2	will	will	AUX
ejif-7162	46	3	provide	provide	VERB
ejif-7162	46	4	insight	insight	NOUN
ejif-7162	46	5	into	into	ADP
ejif-7162	46	6	the	the	DET
ejif-7162	46	7	potential	potential	ADJ
ejif-7162	46	8	demand	demand	NOUN
ejif-7162	46	9	for	for	ADP
ejif-7162	46	10	ibf	ibf	PROPN
ejif-7162	46	11	products	product	NOUN
ejif-7162	46	12	in	in	ADP
ejif-7162	46	13	finland	finland	PROPN
ejif-7162	46	14	.	.	PUNCT
ejif-7162	47	1	second	second	ADV
ejif-7162	47	2	,	,	PUNCT
ejif-7162	47	3	the	the	DET
ejif-7162	47	4	study	study	NOUN
ejif-7162	47	5	aims	aim	VERB
ejif-7162	47	6	to	to	PART
ejif-7162	47	7	identify	identify	VERB
ejif-7162	47	8	the	the	DET
ejif-7162	47	9	potential	potential	NOUN
ejif-7162	47	10	for	for	ADP
ejif-7162	47	11	the	the	DET
ejif-7162	47	12	growth	growth	NOUN
ejif-7162	47	13	of	of	ADP
ejif-7162	47	14	islamic	islamic	ADJ
ejif-7162	47	15	finance	finance	NOUN
ejif-7162	47	16	in	in	ADP
ejif-7162	47	17	finland	finland	PROPN
ejif-7162	47	18	.	.	PUNCT
ejif-7162	48	1	by	by	ADP
ejif-7162	48	2	identifying	identify	VERB
ejif-7162	48	3	the	the	DET
ejif-7162	48	4	challenges	challenge	NOUN
ejif-7162	48	5	and	and	CCONJ
ejif-7162	48	6	opportunities	opportunity	NOUN
ejif-7162	48	7	for	for	ADP
ejif-7162	48	8	the	the	DET
ejif-7162	48	9	growth	growth	NOUN
ejif-7162	48	10	of	of	ADP
ejif-7162	48	11	ibf	ibf	PROPN
ejif-7162	48	12	in	in	ADP
ejif-7162	48	13	finland	finland	PROPN
ejif-7162	48	14	,	,	PUNCT
ejif-7162	48	15	this	this	DET
ejif-7162	48	16	study	study	NOUN
ejif-7162	48	17	can	can	AUX
ejif-7162	48	18	guide	guide	VERB
ejif-7162	48	19	policymakers	policymaker	NOUN
ejif-7162	48	20	and	and	CCONJ
ejif-7162	48	21	financial	financial	ADJ
ejif-7162	48	22	institutions	institution	NOUN
ejif-7162	48	23	on	on	ADP
ejif-7162	48	24	developing	develop	VERB
ejif-7162	48	25	and	and	CCONJ
ejif-7162	48	26	promoting	promote	VERB
ejif-7162	48	27	ibf	ibf	PROPN
ejif-7162	48	28	products	product	NOUN
ejif-7162	48	29	in	in	ADP
ejif-7162	48	30	finland	finland	PROPN
ejif-7162	48	31	.	.	PUNCT
ejif-7162	49	1	2	2	X
ejif-7162	49	2	.	.	X
ejif-7162	49	3	literature	literature	NOUN
ejif-7162	49	4	review	review	VERB
ejif-7162	49	5	2.1	2.1	NUM
ejif-7162	49	6	towards	towards	ADP
ejif-7162	49	7	a	a	DET
ejif-7162	49	8	growing	grow	VERB
ejif-7162	49	9	muslim	muslim	ADJ
ejif-7162	49	10	community	community	NOUN
ejif-7162	49	11	in	in	ADP
ejif-7162	49	12	finland	finland	PROPN
ejif-7162	49	13	according	accord	VERB
ejif-7162	49	14	to	to	ADP
ejif-7162	49	15	statistics	statistic	NOUN
ejif-7162	49	16	,	,	PUNCT
ejif-7162	49	17	the	the	DET
ejif-7162	49	18	official	official	ADJ
ejif-7162	49	19	population	population	NOUN
ejif-7162	49	20	of	of	ADP
ejif-7162	49	21	finland	finland	PROPN
ejif-7162	49	22	was	be	AUX
ejif-7162	49	23	5,548,241	5,548,241	NUM
ejif-7162	49	24	at	at	ADP
ejif-7162	49	25	the	the	DET
ejif-7162	49	26	end	end	NOUN
ejif-7162	49	27	of	of	ADP
ejif-7162	49	28	2021	2021	NUM
ejif-7162	49	29	.	.	PUNCT
ejif-7162	50	1	in	in	ADP
ejif-7162	50	2	2021	2021	NUM
ejif-7162	50	3	,	,	PUNCT
ejif-7162	50	4	the	the	DET
ejif-7162	50	5	population	population	NOUN
ejif-7162	50	6	grew	grow	VERB
ejif-7162	50	7	by	by	ADP
ejif-7162	50	8	14,448	14,448	NUM
ejif-7162	50	9	persons	person	NOUN
ejif-7162	50	10	,	,	PUNCT
ejif-7162	50	11	with	with	ADP
ejif-7162	50	12	a	a	DET
ejif-7162	50	13	population	population	NOUN
ejif-7162	50	14	growth	growth	NOUN
ejif-7162	50	15	of	of	ADP
ejif-7162	50	16	0.3	0.3	NUM
ejif-7162	50	17	%	%	NOUN
ejif-7162	50	18	(	(	PUNCT
ejif-7162	50	19	official	official	ADJ
ejif-7162	50	20	statistics	statistics	PROPN
ejif-7162	50	21	finland	finland	PROPN
ejif-7162	50	22	,	,	PUNCT
ejif-7162	50	23	2022	2022	NUM
ejif-7162	50	24	)	)	PUNCT
ejif-7162	50	25	.	.	PUNCT
ejif-7162	51	1	also	also	ADV
ejif-7162	51	2	,	,	PUNCT
ejif-7162	51	3	the	the	DET
ejif-7162	51	4	number	number	NOUN
ejif-7162	51	5	of	of	ADP
ejif-7162	51	6	native	native	ADJ
ejif-7162	51	7	speakers	speaker	NOUN
ejif-7162	51	8	of	of	ADP
ejif-7162	51	9	finnish	finnish	ADJ
ejif-7162	51	10	,	,	PUNCT
ejif-7162	51	11	swedish	swedish	ADJ
ejif-7162	51	12	,	,	PUNCT
ejif-7162	51	13	or	or	CCONJ
ejif-7162	51	14	sami	sami	PROPN
ejif-7162	51	15	decreased	decrease	VERB
ejif-7162	51	16	by	by	ADP
ejif-7162	51	17	10,747	10,747	NUM
ejif-7162	51	18	persons	person	NOUN
ejif-7162	51	19	,	,	PUNCT
ejif-7162	51	20	while	while	SCONJ
ejif-7162	51	21	the	the	DET
ejif-7162	51	22	number	number	NOUN
ejif-7162	51	23	of	of	ADP
ejif-7162	51	24	foreign	foreign	ADJ
ejif-7162	51	25	-	-	PUNCT
ejif-7162	51	26	language	language	NOUN
ejif-7162	51	27	speakers	speaker	NOUN
ejif-7162	51	28	grew	grow	VERB
ejif-7162	51	29	by	by	ADP
ejif-7162	51	30	25,195	25,195	NUM
ejif-7162	51	31	persons	person	NOUN
ejif-7162	51	32	,	,	PUNCT
ejif-7162	51	33	which	which	PRON
ejif-7162	51	34	is	be	AUX
ejif-7162	51	35	the	the	DET
ejif-7162	51	36	most	most	ADJ
ejif-7162	51	37	in	in	ADP
ejif-7162	51	38	at	at	ADV
ejif-7162	51	39	least	least	ADV
ejif-7162	51	40	40	40	NUM
ejif-7162	51	41	years	year	NOUN
ejif-7162	51	42	.	.	PUNCT
ejif-7162	52	1	the	the	DET
ejif-7162	52	2	number	number	NOUN
ejif-7162	52	3	of	of	ADP
ejif-7162	52	4	people	people	NOUN
ejif-7162	52	5	with	with	ADP
ejif-7162	52	6	foreign	foreign	ADJ
ejif-7162	52	7	origin	origin	NOUN
ejif-7162	52	8	was	be	AUX
ejif-7162	52	9	second	second	ADV
ejif-7162	52	10	highest	high	ADJ
ejif-7162	52	11	after	after	ADP
ejif-7162	52	12	åland	åland	NOUN
ejif-7162	52	13	,	,	PUNCT
ejif-7162	52	14	in	in	ADP
ejif-7162	52	15	greater	great	ADJ
ejif-7162	52	16	helsinki	helsinki	NOUN
ejif-7162	52	17	,	,	PUNCT
ejif-7162	52	18	where	where	SCONJ
ejif-7162	52	19	the	the	DET
ejif-7162	52	20	share	share	NOUN
ejif-7162	52	21	of	of	ADP
ejif-7162	52	22	the	the	DET
ejif-7162	52	23	population	population	NOUN
ejif-7162	52	24	was	be	AUX
ejif-7162	52	25	15.7	15.7	NUM
ejif-7162	52	26	percent	percent	NOUN
ejif-7162	52	27	(	(	PUNCT
ejif-7162	52	28	official	official	ADJ
ejif-7162	52	29	statistics	statistics	PROPN
ejif-7162	52	30	finland	finland	PROPN
ejif-7162	52	31	,	,	PUNCT
ejif-7162	52	32	2022	2022	NUM
ejif-7162	52	33	)	)	PUNCT
ejif-7162	52	34	;	;	PUNCT
ejif-7162	52	35	according	accord	VERB
ejif-7162	52	36	to	to	ADP
ejif-7162	52	37	brekke	brekke	NOUN
ejif-7162	52	38	(	(	PUNCT
ejif-7162	52	39	2020	2020	NUM
ejif-7162	52	40	)	)	PUNCT
ejif-7162	52	41	,	,	PUNCT
ejif-7162	52	42	the	the	DET
ejif-7162	52	43	estimated	estimate	VERB
ejif-7162	52	44	muslim	muslim	ADJ
ejif-7162	52	45	population	population	NOUN
ejif-7162	52	46	in	in	ADP
ejif-7162	52	47	2020	2020	NUM
ejif-7162	52	48	was	be	AUX
ejif-7162	52	49	80	80	NUM
ejif-7162	52	50	000(brekke	000(brekke	NOUN
ejif-7162	52	51	&	&	CCONJ
ejif-7162	52	52	larsen	larsen	PROPN
ejif-7162	52	53	,	,	PUNCT
ejif-7162	52	54	2020	2020	NUM
ejif-7162	52	55	)	)	PUNCT
ejif-7162	52	56	,	,	PUNCT
ejif-7162	52	57	while	while	SCONJ
ejif-7162	52	58	other	other	ADJ
ejif-7162	52	59	statistics	statistic	NOUN
ejif-7162	52	60	report	report	NOUN
ejif-7162	52	61	in	in	ADP
ejif-7162	52	62	2016	2016	NUM
ejif-7162	52	63	that	that	SCONJ
ejif-7162	52	64	2,7	2,7	NUM
ejif-7162	52	65	%	%	NOUN
ejif-7162	52	66	of	of	ADP
ejif-7162	52	67	the	the	DET
ejif-7162	52	68	finnish	finnish	ADJ
ejif-7162	52	69	population	population	NOUN
ejif-7162	52	70	was	be	AUX
ejif-7162	52	71	muslim	muslim	ADJ
ejif-7162	52	72	,	,	PUNCT
ejif-7162	52	73	which	which	PRON
ejif-7162	52	74	is	be	AUX
ejif-7162	52	75	about	about	ADV
ejif-7162	52	76	148	148	NUM
ejif-7162	52	77	500	500	NUM
ejif-7162	52	78	persons(hackett	persons(hackett	PROPN
ejif-7162	52	79	et	et	PROPN
ejif-7162	52	80	al	al	PROPN
ejif-7162	52	81	.	.	PROPN
ejif-7162	52	82	,	,	PUNCT
ejif-7162	52	83	2017	2017	NUM
ejif-7162	52	84	)	)	PUNCT
ejif-7162	52	85	.	.	PUNCT
ejif-7162	53	1	furthermore	furthermore	ADV
ejif-7162	53	2	,	,	PUNCT
ejif-7162	53	3	one	one	NUM
ejif-7162	53	4	-	-	PUNCT
ejif-7162	53	5	half	half	NOUN
ejif-7162	53	6	of	of	ADP
ejif-7162	53	7	all	all	DET
ejif-7162	53	8	people	people	NOUN
ejif-7162	53	9	with	with	ADP
ejif-7162	53	10	foreign	foreign	ADJ
ejif-7162	53	11	backgrounds	background	NOUN
ejif-7162	53	12	lived	live	VERB
ejif-7162	53	13	in	in	ADP
ejif-7162	53	14	greater	great	ADJ
ejif-7162	53	15	helsinki	helsinki	NOUN
ejif-7162	53	16	.	.	PUNCT
ejif-7162	54	1	examined	examine	VERB
ejif-7162	54	2	by	by	ADP
ejif-7162	54	3	municipality	municipality	NOUN
ejif-7162	54	4	,	,	PUNCT
ejif-7162	54	5	the	the	DET
ejif-7162	54	6	share	share	NOUN
ejif-7162	54	7	of	of	ADP
ejif-7162	54	8	people	people	NOUN
ejif-7162	54	9	with	with	ADP
ejif-7162	54	10	foreign	foreign	ADJ
ejif-7162	54	11	backgrounds	background	NOUN
ejif-7162	54	12	among	among	ADP
ejif-7162	54	13	mainland	mainland	NOUN
ejif-7162	54	14	finland	finland	PROPN
ejif-7162	54	15	municipalities	municipality	NOUN
ejif-7162	54	16	was	be	AUX
ejif-7162	54	17	highest	high	ADJ
ejif-7162	54	18	in	in	ADP
ejif-7162	54	19	vantaa	vantaa	NOUN
ejif-7162	54	20	,	,	PUNCT
ejif-7162	54	21	23.4	23.4	NUM
ejif-7162	54	22	percent	percent	NOUN
ejif-7162	54	23	,	,	PUNCT
ejif-7162	54	24	and	and	CCONJ
ejif-7162	54	25	espoo	espoo	PROPN
ejif-7162	54	26	20.1	20.1	NUM
ejif-7162	54	27	percent	percent	NOUN
ejif-7162	54	28	(	(	PUNCT
ejif-7162	54	29	official	official	ADJ
ejif-7162	54	30	statistics	statistics	PROPN
ejif-7162	54	31	finland	finland	PROPN
ejif-7162	54	32	,	,	PUNCT
ejif-7162	54	33	2022	2022	NUM
ejif-7162	54	34	)	)	PUNCT
ejif-7162	54	35	.	.	PUNCT
ejif-7162	55	1	also	also	ADV
ejif-7162	55	2	,	,	PUNCT
ejif-7162	55	3	the	the	DET
ejif-7162	55	4	concentration	concentration	NOUN
ejif-7162	55	5	of	of	ADP
ejif-7162	55	6	the	the	DET
ejif-7162	55	7	muslim	muslim	ADJ
ejif-7162	55	8	community	community	NOUN
ejif-7162	55	9	in	in	ADP
ejif-7162	55	10	greater	great	ADJ
ejif-7162	55	11	helsinki	helsinki	PROPN
ejif-7162	55	12	is	be	AUX
ejif-7162	55	13	significantly	significantly	ADV
ejif-7162	55	14	high	high	ADJ
ejif-7162	55	15	.	.	PUNCT
ejif-7162	56	1	however	however	ADV
ejif-7162	56	2	,	,	PUNCT
ejif-7162	56	3	in	in	ADP
ejif-7162	56	4	a	a	DET
ejif-7162	56	5	study	study	NOUN
ejif-7162	56	6	comparing	compare	VERB
ejif-7162	56	7	homeownership	homeownership	NOUN
ejif-7162	56	8	in	in	ADP
ejif-7162	56	9	three	three	NUM
ejif-7162	56	10	nordic	nordic	ADJ
ejif-7162	56	11	capitals	capital	NOUN
ejif-7162	56	12	:	:	PUNCT
ejif-7162	56	13	stockholm	stockholm	PROPN
ejif-7162	56	14	,	,	PUNCT
ejif-7162	56	15	copenhagen	copenhagen	PROPN
ejif-7162	56	16	,	,	PUNCT
ejif-7162	56	17	and	and	CCONJ
ejif-7162	56	18	helsinki	helsinki	PROPN
ejif-7162	56	19	;	;	PUNCT
ejif-7162	56	20	helsinki	helsinki	PROPN
ejif-7162	56	21	was	be	AUX
ejif-7162	56	22	the	the	DET
ejif-7162	56	23	capital	capital	NOUN
ejif-7162	56	24	with	with	ADP
ejif-7162	56	25	the	the	DET
ejif-7162	56	26	lowest	low	ADJ
ejif-7162	56	27	homeownership	homeownership	NOUN
ejif-7162	56	28	among	among	ADP
ejif-7162	56	29	immigrants	immigrant	NOUN
ejif-7162	56	30	as	as	SCONJ
ejif-7162	56	31	the	the	DET
ejif-7162	56	32	mainstream	mainstream	NOUN
ejif-7162	56	33	immigrants	immigrant	NOUN
ejif-7162	56	34	live	live	VERB
ejif-7162	56	35	in	in	ADP
ejif-7162	56	36	social	social	ADJ
ejif-7162	56	37	housing	housing	NOUN
ejif-7162	56	38	(	(	PUNCT
ejif-7162	56	39	kauppinen	kauppinen	PROPN
ejif-7162	56	40	,	,	PUNCT
ejif-7162	56	41	andersen	andersen	PROPN
ejif-7162	56	42	,	,	PUNCT
ejif-7162	56	43	&	&	CCONJ
ejif-7162	56	44	hedman	hedman	PROPN
ejif-7162	56	45	,	,	PUNCT
ejif-7162	56	46	2016	2016	NUM
ejif-7162	56	47	)	)	PUNCT
ejif-7162	56	48	.	.	PUNCT
ejif-7162	57	1	on	on	ADP
ejif-7162	57	2	the	the	DET
ejif-7162	57	3	other	other	ADJ
ejif-7162	57	4	hand	hand	NOUN
ejif-7162	57	5	,	,	PUNCT
ejif-7162	57	6	öblom	öblom	NOUN
ejif-7162	57	7	and	and	CCONJ
ejif-7162	57	8	antfolk	antfolk	PROPN
ejif-7162	57	9	2017	2017	NUM
ejif-7162	57	10	stated	state	VERB
ejif-7162	57	11	in	in	ADP
ejif-7162	57	12	their	their	PRON
ejif-7162	57	13	study	study	NOUN
ejif-7162	57	14	that	that	SCONJ
ejif-7162	57	15	individuals	individual	NOUN
ejif-7162	57	16	with	with	ADP
ejif-7162	57	17	arabic	arabic	ADJ
ejif-7162	57	18	-	-	PUNCT
ejif-7162	57	19	sound	sound	NOUN
ejif-7162	57	20	names	name	NOUN
ejif-7162	57	21	have	have	VERB
ejif-7162	57	22	difficulties	difficulty	NOUN
ejif-7162	57	23	accessing	access	VERB
ejif-7162	57	24	the	the	DET
ejif-7162	57	25	rental	rental	ADJ
ejif-7162	57	26	housing	housing	NOUN
ejif-7162	57	27	market	market	NOUN
ejif-7162	57	28	and	and	CCONJ
ejif-7162	57	29	that	that	SCONJ
ejif-7162	57	30	this	this	PRON
ejif-7162	57	31	influences	influence	VERB
ejif-7162	57	32	their	their	PRON
ejif-7162	57	33	well	well	ADV
ejif-7162	57	34	-	-	PUNCT
ejif-7162	57	35	being	being	NOUN
ejif-7162	57	36	on	on	ADP
ejif-7162	57	37	different	different	ADJ
ejif-7162	57	38	scales	scale	NOUN
ejif-7162	57	39	(	(	PUNCT
ejif-7162	57	40	öblom	öblom	NOUN
ejif-7162	57	41	&	&	CCONJ
ejif-7162	57	42	antfolk	antfolk	PROPN
ejif-7162	57	43	,	,	PUNCT
ejif-7162	57	44	2017	2017	NUM
ejif-7162	57	45	)	)	PUNCT
ejif-7162	57	46	.	.	PUNCT
ejif-7162	58	1	also	also	ADV
ejif-7162	58	2	,	,	PUNCT
ejif-7162	58	3	kauppinen	kauppinen	PROPN
ejif-7162	58	4	,	,	PUNCT
ejif-7162	58	5	andersen	andersen	PROPN
ejif-7162	58	6	,	,	PUNCT
ejif-7162	58	7	and	and	CCONJ
ejif-7162	58	8	hedman	hedman	NOUN
ejif-7162	58	9	(	(	PUNCT
ejif-7162	58	10	2016	2016	NUM
ejif-7162	58	11	)	)	PUNCT
ejif-7162	58	12	emphasized	emphasize	VERB
ejif-7162	58	13	that	that	SCONJ
ejif-7162	58	14	immigrants	immigrant	NOUN
ejif-7162	58	15	living	live	VERB
ejif-7162	58	16	in	in	ADP
ejif-7162	58	17	public	public	ADJ
ejif-7162	58	18	rentals	rental	NOUN
ejif-7162	58	19	in	in	ADP
ejif-7162	58	20	helsinki	helsinki	PROPN
ejif-7162	58	21	are	be	AUX
ejif-7162	58	22	not	not	PART
ejif-7162	58	23	willing	willing	ADJ
ejif-7162	58	24	to	to	PART
ejif-7162	58	25	enter	enter	VERB
ejif-7162	58	26	homeownership	homeownership	NOUN
ejif-7162	58	27	compared	compare	VERB
ejif-7162	58	28	to	to	ADP
ejif-7162	58	29	other	other	ADJ
ejif-7162	58	30	nordic	nordic	ADJ
ejif-7162	58	31	capitals	capital	NOUN
ejif-7162	58	32	even	even	ADV
ejif-7162	58	33	if	if	SCONJ
ejif-7162	58	34	their	their	PRON
ejif-7162	58	35	income	income	NOUN
ejif-7162	58	36	increases	increase	VERB
ejif-7162	58	37	over	over	ADP
ejif-7162	58	38	time.(kauppinen	time.(kauppinen	NUM
ejif-7162	58	39	,	,	PUNCT
ejif-7162	58	40	andersen	andersen	PROPN
ejif-7162	58	41	&	&	CCONJ
ejif-7162	58	42	hedman	hedman	PROPN
ejif-7162	58	43	,	,	PUNCT
ejif-7162	58	44	2016	2016	NUM
ejif-7162	58	45	)	)	PUNCT
ejif-7162	58	46	the	the	DET
ejif-7162	58	47	expensive	expensive	ADJ
ejif-7162	58	48	prices	price	NOUN
ejif-7162	58	49	of	of	ADP
ejif-7162	58	50	dwellings	dwelling	NOUN
ejif-7162	58	51	in	in	ADP
ejif-7162	58	52	the	the	DET
ejif-7162	58	53	nordic	nordic	ADJ
ejif-7162	58	54	capitals	capital	NOUN
ejif-7162	58	55	oblige	oblige	VERB
ejif-7162	58	56	buyers	buyer	NOUN
ejif-7162	58	57	to	to	PART
ejif-7162	58	58	take	take	VERB
ejif-7162	58	59	out	out	ADP
ejif-7162	58	60	credits	credit	NOUN
ejif-7162	58	61	to	to	PART
ejif-7162	58	62	become	become	VERB
ejif-7162	58	63	homeowners(skovgaard	homeowners(skovgaard	PROPN
ejif-7162	58	64	et	et	PROPN
ejif-7162	58	65	al	al	PROPN
ejif-7162	58	66	.	.	PROPN
ejif-7162	58	67	,	,	PUNCT
ejif-7162	58	68	2015	2015	NUM
ejif-7162	58	69	)	)	PUNCT
ejif-7162	58	70	.	.	PUNCT
ejif-7162	59	1	kauppinen	kauppinen	NOUN
ejif-7162	59	2	and	and	CCONJ
ejif-7162	59	3	vilkama	vilkama	NOUN
ejif-7162	59	4	(	(	PUNCT
ejif-7162	59	5	2016	2016	NUM
ejif-7162	59	6	)	)	PUNCT
ejif-7162	59	7	stated	state	VERB
ejif-7162	59	8	in	in	ADP
ejif-7162	59	9	their	their	PRON
ejif-7162	59	10	study	study	NOUN
ejif-7162	59	11	that	that	SCONJ
ejif-7162	59	12	ethnic	ethnic	ADJ
ejif-7162	59	13	discrimination	discrimination	NOUN
ejif-7162	59	14	is	be	AUX
ejif-7162	59	15	one	one	NUM
ejif-7162	59	16	of	of	ADP
ejif-7162	59	17	the	the	DET
ejif-7162	59	18	important	important	ADJ
ejif-7162	59	19	reasons	reason	NOUN
ejif-7162	59	20	that	that	PRON
ejif-7162	59	21	may	may	AUX
ejif-7162	59	22	influence	influence	VERB
ejif-7162	59	23	immigrants	immigrant	NOUN
ejif-7162	59	24	’	'	PUNCT
ejif-7162	59	25	homeownership	homeownership	NOUN
ejif-7162	59	26	in	in	ADP
ejif-7162	59	27	finland	finland	PROPN
ejif-7162	59	28	even	even	ADV
ejif-7162	59	29	if	if	SCONJ
ejif-7162	59	30	the	the	DET
ejif-7162	59	31	question	question	NOUN
ejif-7162	59	32	of	of	ADP
ejif-7162	59	33	whether	whether	SCONJ
ejif-7162	59	34	the	the	DET
ejif-7162	59	35	opportunity	opportunity	NOUN
ejif-7162	59	36	to	to	PART
ejif-7162	59	37	get	get	VERB
ejif-7162	59	38	a	a	DET
ejif-7162	59	39	credit	credit	NOUN
ejif-7162	59	40	loan	loan	NOUN
ejif-7162	59	41	is	be	AUX
ejif-7162	59	42	directly	directly	ADV
ejif-7162	59	43	related	relate	VERB
ejif-7162	59	44	to	to	ADP
ejif-7162	59	45	ethnic	ethnic	ADJ
ejif-7162	59	46	discrimination	discrimination	NOUN
ejif-7162	59	47	is	be	AUX
ejif-7162	59	48	not	not	PART
ejif-7162	59	49	identified	identify	VERB
ejif-7162	59	50	(	(	PUNCT
ejif-7162	59	51	kauppinen	kauppinen	PROPN
ejif-7162	59	52	&	&	CCONJ
ejif-7162	59	53	vilkama	vilkama	NOUN
ejif-7162	59	54	,	,	PUNCT
ejif-7162	59	55	2016	2016	NUM
ejif-7162	59	56	)	)	PUNCT
ejif-7162	59	57	.	.	PUNCT
ejif-7162	60	1	the	the	DET
ejif-7162	60	2	researchers	researcher	NOUN
ejif-7162	60	3	concluded	conclude	VERB
ejif-7162	60	4	that	that	SCONJ
ejif-7162	60	5	the	the	DET
ejif-7162	60	6	ethnic	ethnic	ADJ
ejif-7162	60	7	minorities	minority	NOUN
ejif-7162	60	8	from	from	ADP
ejif-7162	60	9	sub	sub	ADJ
ejif-7162	60	10	-	-	ADJ
ejif-7162	60	11	sahara	sahara	ADJ
ejif-7162	60	12	and	and	CCONJ
ejif-7162	60	13	north	north	PROPN
ejif-7162	60	14	africa	africa	PROPN
ejif-7162	60	15	have	have	VERB
ejif-7162	60	16	fewer	few	ADJ
ejif-7162	60	17	opportunities	opportunity	NOUN
ejif-7162	60	18	than	than	ADP
ejif-7162	60	19	other	other	ADJ
ejif-7162	60	20	minority	minority	NOUN
ejif-7162	60	21	groups	group	NOUN
ejif-7162	60	22	.	.	PUNCT
ejif-7162	61	1	additionally	additionally	ADV
ejif-7162	61	2	,	,	PUNCT
ejif-7162	61	3	the	the	DET
ejif-7162	61	4	researchers	researcher	NOUN
ejif-7162	61	5	suggested	suggest	VERB
ejif-7162	61	6	that	that	SCONJ
ejif-7162	61	7	the	the	DET
ejif-7162	61	8	other	other	ADJ
ejif-7162	61	9	reason	reason	NOUN
ejif-7162	61	10	for	for	ADP
ejif-7162	61	11	not	not	PART
ejif-7162	61	12	becoming	become	VERB
ejif-7162	61	13	homeowners	homeowner	NOUN
ejif-7162	61	14	might	might	AUX
ejif-7162	61	15	be	be	AUX
ejif-7162	61	16	non	non	ADJ
ejif-7162	61	17	-	-	NOUN
ejif-7162	61	18	compliance	compliance	NOUN
ejif-7162	61	19	with	with	ADP
ejif-7162	61	20	the	the	DET
ejif-7162	61	21	available	available	ADJ
ejif-7162	61	22	loans	loan	NOUN
ejif-7162	61	23	with	with	ADP
ejif-7162	61	24	their	their	PRON
ejif-7162	61	25	religious	religious	ADJ
ejif-7162	61	26	background	background	NOUN
ejif-7162	61	27	(	(	PUNCT
ejif-7162	61	28	kauppinen	kauppinen	PROPN
ejif-7162	61	29	&	&	CCONJ
ejif-7162	61	30	vilkama	vilkama	NOUN
ejif-7162	61	31	,	,	PUNCT
ejif-7162	61	32	2016	2016	NUM
ejif-7162	61	33	)	)	PUNCT
ejif-7162	61	34	.	.	PUNCT
ejif-7162	62	1	mensah	mensah	PROPN
ejif-7162	62	2	and	and	CCONJ
ejif-7162	62	3	williams	williams	PROPN
ejif-7162	62	4	noticed	notice	VERB
ejif-7162	62	5	the	the	DET
ejif-7162	62	6	same	same	ADJ
ejif-7162	62	7	findings	finding	NOUN
ejif-7162	62	8	in	in	ADP
ejif-7162	62	9	a	a	DET
ejif-7162	62	10	similar	similar	ADJ
ejif-7162	62	11	study	study	NOUN
ejif-7162	62	12	in	in	ADP
ejif-7162	62	13	canada	canada	PROPN
ejif-7162	62	14	,	,	PUNCT
ejif-7162	62	15	where	where	SCONJ
ejif-7162	62	16	the	the	DET
ejif-7162	62	17	interviewed	interview	VERB
ejif-7162	62	18	muslims	muslim	NOUN
ejif-7162	62	19	evoked	evoke	VERB
ejif-7162	62	20	their	their	PRON
ejif-7162	62	21	religious	religious	ADJ
ejif-7162	62	22	background	background	NOUN
ejif-7162	62	23	as	as	ADP
ejif-7162	62	24	a	a	DET
ejif-7162	62	25	reason	reason	NOUN
ejif-7162	62	26	for	for	ADP
ejif-7162	62	27	avoiding	avoid	VERB
ejif-7162	62	28	taking	take	VERB
ejif-7162	62	29	interest	interest	NOUN
ejif-7162	62	30	-	-	PUNCT
ejif-7162	62	31	based	base	VERB
ejif-7162	62	32	mortgages	mortgage	NOUN
ejif-7162	62	33	(	(	PUNCT
ejif-7162	62	34	mensah	mensah	PROPN
ejif-7162	62	35	&	&	CCONJ
ejif-7162	62	36	williams	williams	PROPN
ejif-7162	62	37	,	,	PUNCT
ejif-7162	62	38	2014	2014	NUM
ejif-7162	62	39	)	)	PUNCT
ejif-7162	62	40	.	.	PUNCT
ejif-7162	63	1	skovgaard	skovgaard	ADJ
ejif-7162	63	2	,	,	PUNCT
ejif-7162	63	3	holmqvist	holmqvist	NOUN
ejif-7162	63	4	,	,	PUNCT
ejif-7162	63	5	dhalmann	dhalmann	NOUN
ejif-7162	63	6	,	,	PUNCT
ejif-7162	63	7	and	and	CCONJ
ejif-7162	63	8	søholt	søholt	NOUN
ejif-7162	63	9	have	have	AUX
ejif-7162	63	10	also	also	ADV
ejif-7162	63	11	explained	explain	VERB
ejif-7162	63	12	in	in	ADP
ejif-7162	63	13	their	their	PRON
ejif-7162	63	14	study	study	NOUN
ejif-7162	63	15	how	how	SCONJ
ejif-7162	63	16	the	the	DET
ejif-7162	63	17	interviewees	interviewee	NOUN
ejif-7162	63	18	from	from	ADP
ejif-7162	63	19	the	the	DET
ejif-7162	63	20	somali	somali	PROPN
ejif-7162	63	21	community	community	NOUN
ejif-7162	63	22	considered	consider	VERB
ejif-7162	63	23	the	the	DET
ejif-7162	63	24	firm	firm	ADJ
ejif-7162	63	25	prohibition	prohibition	NOUN
ejif-7162	63	26	of	of	ADP
ejif-7162	63	27	paying	pay	VERB
ejif-7162	63	28	interest	interest	NOUN
ejif-7162	63	29	when	when	SCONJ
ejif-7162	63	30	taking	take	VERB
ejif-7162	63	31	a	a	DET
ejif-7162	63	32	mortgage	mortgage	NOUN
ejif-7162	63	33	for	for	ADP
ejif-7162	63	34	homeownership	homeownership	NOUN
ejif-7162	63	35	as	as	ADP
ejif-7162	63	36	one	one	NUM
ejif-7162	63	37	of	of	ADP
ejif-7162	63	38	the	the	DET
ejif-7162	63	39	reasons	reason	NOUN
ejif-7162	63	40	not	not	PART
ejif-7162	63	41	to	to	PART
ejif-7162	63	42	purchase	purchase	VERB
ejif-7162	63	43	a	a	DET
ejif-7162	63	44	dwelling	dwelling	NOUN
ejif-7162	63	45	in	in	ADP
ejif-7162	63	46	helsinki	helsinki	PROPN
ejif-7162	63	47	,	,	PUNCT
ejif-7162	63	48	because	because	SCONJ
ejif-7162	63	49	paying	pay	VERB
ejif-7162	63	50	interest	interest	NOUN
ejif-7162	63	51	is	be	AUX
ejif-7162	63	52	not	not	PART
ejif-7162	63	53	complying	comply	VERB
ejif-7162	63	54	with	with	ADP
ejif-7162	63	55	their	their	PRON
ejif-7162	63	56	faith	faith	NOUN
ejif-7162	63	57	(	(	PUNCT
ejif-7162	63	58	skovgaard	skovgaard	ADP
ejif-7162	63	59	et	et	PROPN
ejif-7162	63	60	al	al	PROPN
ejif-7162	63	61	.	.	PROPN
ejif-7162	63	62	,	,	PUNCT
ejif-7162	63	63	2015	2015	NUM
ejif-7162	63	64	)	)	PUNCT
ejif-7162	63	65	.	.	PUNCT
ejif-7162	64	1	in	in	ADP
ejif-7162	64	2	a	a	DET
ejif-7162	64	3	similar	similar	ADJ
ejif-7162	64	4	research	research	NOUN
ejif-7162	64	5	conducted	conduct	VERB
ejif-7162	64	6	in	in	ADP
ejif-7162	64	7	norway	norway	PROPN
ejif-7162	64	8	,	,	PUNCT
ejif-7162	64	9	the	the	DET
ejif-7162	64	10	findings	finding	NOUN
ejif-7162	64	11	were	be	AUX
ejif-7162	64	12	that	that	SCONJ
ejif-7162	64	13	the	the	DET
ejif-7162	64	14	interviewees	interviewee	NOUN
ejif-7162	64	15	who	who	PRON
ejif-7162	64	16	were	be	AUX
ejif-7162	64	17	muslim	muslim	ADJ
ejif-7162	64	18	women	woman	NOUN
ejif-7162	64	19	had	have	VERB
ejif-7162	64	20	to	to	PART
ejif-7162	64	21	consider	consider	VERB
ejif-7162	64	22	the	the	DET
ejif-7162	64	23	issue	issue	NOUN
ejif-7162	64	24	of	of	ADP
ejif-7162	64	25	riba	riba	PROPN
ejif-7162	64	26	(	(	PUNCT
ejif-7162	64	27	interest	interest	NOUN
ejif-7162	64	28	)	)	PUNCT
ejif-7162	64	29	related	relate	VERB
ejif-7162	64	30	to	to	ADP
ejif-7162	64	31	a	a	DET
ejif-7162	64	32	mortgage	mortgage	NOUN
ejif-7162	64	33	as	as	ADP
ejif-7162	64	34	a	a	DET
ejif-7162	64	35	prerequisite	prerequisite	NOUN
ejif-7162	64	36	to	to	PART
ejif-7162	64	37	enter	enter	VERB
ejif-7162	64	38	homeownership	homeownership	NOUN
ejif-7162	64	39	due	due	ADP
ejif-7162	64	40	to	to	ADP
ejif-7162	64	41	the	the	DET
ejif-7162	64	42	unaffordable	unaffordable	ADJ
ejif-7162	64	43	prices	price	NOUN
ejif-7162	64	44	of	of	ADP
ejif-7162	64	45	dwellings(skovgaard	dwellings(skovgaard	PROPN
ejif-7162	64	46	et	et	PROPN
ejif-7162	64	47	al	al	PROPN
ejif-7162	64	48	.	.	PROPN
ejif-7162	64	49	,	,	PUNCT
ejif-7162	64	50	2015	2015	NUM
ejif-7162	64	51	)	)	PUNCT
ejif-7162	64	52	.	.	PUNCT
ejif-7162	65	1	in	in	ADP
ejif-7162	65	2	another	another	DET
ejif-7162	65	3	recent	recent	ADJ
ejif-7162	65	4	research	research	NOUN
ejif-7162	65	5	conducted	conduct	VERB
ejif-7162	65	6	in	in	ADP
ejif-7162	65	7	norway	norway	PROPN
ejif-7162	65	8	among	among	ADP
ejif-7162	65	9	european	european	PROPN
ejif-7162	65	10	journal	journal	PROPN
ejif-7162	65	11	of	of	ADP
ejif-7162	65	12	islamic	islamic	PROPN
ejif-7162	65	13	finance	finance	PROPN
ejif-7162	65	14	issn	issn	PROPN
ejif-7162	65	15	:	:	PUNCT
ejif-7162	65	16	2421	2421	NUM
ejif-7162	65	17	-	-	SYM
ejif-7162	65	18	2172	2172	NUM
ejif-7162	65	19	doi	doi	NOUN
ejif-7162	65	20	:	:	PUNCT
ejif-7162	65	21	10.13135/2421	10.13135/2421	NUM
ejif-7162	65	22	-	-	SYM
ejif-7162	65	23	2172/7162	2172/7162	NUM
ejif-7162	65	24	published	publish	VERB
ejif-7162	65	25	by	by	ADP
ejif-7162	65	26	university	university	PROPN
ejif-7162	65	27	of	of	ADP
ejif-7162	65	28	turin	turin	PROPN
ejif-7162	66	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-7162	66	2	ejif	ejif	PROPN
ejif-7162	66	3	content	content	NOUN
ejif-7162	66	4	is	be	AUX
ejif-7162	66	5	licensed	license	VERB
ejif-7162	66	6	under	under	ADP
ejif-7162	66	7	a	a	DET
ejif-7162	66	8	creative	creative	ADJ
ejif-7162	66	9	commons	common	NOUN
ejif-7162	66	10	attribution	attribution	NOUN
ejif-7162	66	11	4.0	4.0	NUM
ejif-7162	66	12	international	international	ADJ
ejif-7162	66	13	license	license	NOUN
ejif-7162	66	14	47	47	NUM
ejif-7162	66	15	muslim	muslim	ADJ
ejif-7162	66	16	women	woman	NOUN
ejif-7162	66	17	,	,	PUNCT
ejif-7162	66	18	the	the	DET
ejif-7162	66	19	findings	finding	NOUN
ejif-7162	66	20	were	be	AUX
ejif-7162	66	21	that	that	SCONJ
ejif-7162	66	22	the	the	DET
ejif-7162	66	23	religious	religious	ADJ
ejif-7162	66	24	norms	norm	NOUN
ejif-7162	66	25	namely	namely	ADV
ejif-7162	66	26	the	the	DET
ejif-7162	66	27	prohibition	prohibition	NOUN
ejif-7162	66	28	of	of	ADP
ejif-7162	66	29	riba	riba	PROPN
ejif-7162	66	30	constitute	constitute	VERB
ejif-7162	66	31	a	a	DET
ejif-7162	66	32	major	major	ADJ
ejif-7162	66	33	factor	factor	NOUN
ejif-7162	66	34	influencing	influence	VERB
ejif-7162	66	35	their	their	PRON
ejif-7162	66	36	entrance	entrance	NOUN
ejif-7162	66	37	to	to	ADP
ejif-7162	66	38	homeownership	homeownership	NOUN
ejif-7162	66	39	(	(	PUNCT
ejif-7162	66	40	borchgrevink	borchgrevink	NOUN
ejif-7162	66	41	&	&	CCONJ
ejif-7162	66	42	birkvad	birkvad	NOUN
ejif-7162	66	43	,	,	PUNCT
ejif-7162	66	44	2021	2021	NUM
ejif-7162	66	45	)	)	PUNCT
ejif-7162	66	46	.	.	PUNCT
ejif-7162	67	1	even	even	ADV
ejif-7162	67	2	muslims	muslim	NOUN
ejif-7162	67	3	who	who	PRON
ejif-7162	67	4	think	think	VERB
ejif-7162	67	5	that	that	SCONJ
ejif-7162	67	6	taking	take	VERB
ejif-7162	67	7	a	a	DET
ejif-7162	67	8	mortgage	mortgage	NOUN
ejif-7162	67	9	and	and	CCONJ
ejif-7162	67	10	paying	pay	VERB
ejif-7162	67	11	interest	interest	NOUN
ejif-7162	67	12	can	can	AUX
ejif-7162	67	13	be	be	AUX
ejif-7162	67	14	considered	consider	VERB
ejif-7162	67	15	as	as	ADP
ejif-7162	67	16	an	an	DET
ejif-7162	67	17	exception	exception	NOUN
ejif-7162	67	18	,	,	PUNCT
ejif-7162	67	19	if	if	SCONJ
ejif-7162	67	20	housing	housing	NOUN
ejif-7162	67	21	stability	stability	NOUN
ejif-7162	67	22	is	be	AUX
ejif-7162	67	23	vital	vital	ADJ
ejif-7162	67	24	for	for	ADP
ejif-7162	67	25	them	they	PRON
ejif-7162	67	26	,	,	PUNCT
ejif-7162	67	27	and	and	CCONJ
ejif-7162	67	28	when	when	SCONJ
ejif-7162	67	29	there	there	PRON
ejif-7162	67	30	are	be	VERB
ejif-7162	67	31	no	no	DET
ejif-7162	67	32	other	other	ADJ
ejif-7162	67	33	alternatives	alternative	NOUN
ejif-7162	67	34	available	available	ADJ
ejif-7162	67	35	,	,	PUNCT
ejif-7162	67	36	they	they	PRON
ejif-7162	67	37	can	can	AUX
ejif-7162	67	38	be	be	AUX
ejif-7162	67	39	socially	socially	ADV
ejif-7162	67	40	stigmatized	stigmatize	VERB
ejif-7162	67	41	by	by	ADP
ejif-7162	67	42	the	the	DET
ejif-7162	67	43	community	community	NOUN
ejif-7162	67	44	as	as	SCONJ
ejif-7162	67	45	interest	interest	NOUN
ejif-7162	67	46	-considered	-considere	VERB
ejif-7162	67	47	a	a	DET
ejif-7162	67	48	form	form	NOUN
ejif-7162	67	49	of	of	ADP
ejif-7162	67	50	ribais	ribais	PROPN
ejif-7162	67	51	prohibited	prohibit	VERB
ejif-7162	67	52	in	in	ADP
ejif-7162	67	53	the	the	DET
ejif-7162	67	54	quran	quran	NOUN
ejif-7162	67	55	(	(	PUNCT
ejif-7162	67	56	skovgaard	skovgaard	ADP
ejif-7162	67	57	et	et	PROPN
ejif-7162	67	58	al	al	PROPN
ejif-7162	67	59	.	.	PROPN
ejif-7162	67	60	,	,	PUNCT
ejif-7162	67	61	2015	2015	NUM
ejif-7162	67	62	)	)	PUNCT
ejif-7162	67	63	.	.	PUNCT
ejif-7162	68	1	2.2	2.2	NUM
ejif-7162	68	2	usury	usury	NOUN
ejif-7162	68	3	vs.	vs.	ADP
ejif-7162	68	4	interest	interest	NOUN
ejif-7162	68	5	usury	usury	NOUN
ejif-7162	68	6	is	be	AUX
ejif-7162	68	7	a	a	DET
ejif-7162	68	8	notion	notion	NOUN
ejif-7162	68	9	more	more	ADV
ejif-7162	68	10	frequently	frequently	ADV
ejif-7162	68	11	linked	link	VERB
ejif-7162	68	12	with	with	ADP
ejif-7162	68	13	financial	financial	ADJ
ejif-7162	68	14	ethics	ethic	NOUN
ejif-7162	68	15	constructed	construct	VERB
ejif-7162	68	16	on	on	ADP
ejif-7162	68	17	religions	religion	NOUN
ejif-7162	68	18	whether	whether	SCONJ
ejif-7162	68	19	christianity	christianity	NOUN
ejif-7162	68	20	,	,	PUNCT
ejif-7162	68	21	judaism	judaism	NOUN
ejif-7162	68	22	,	,	PUNCT
ejif-7162	68	23	or	or	CCONJ
ejif-7162	68	24	islam	islam	PROPN
ejif-7162	68	25	,	,	PUNCT
ejif-7162	68	26	than	than	ADP
ejif-7162	68	27	with	with	ADP
ejif-7162	68	28	the	the	DET
ejif-7162	68	29	secular	secular	ADJ
ejif-7162	68	30	sector	sector	NOUN
ejif-7162	68	31	of	of	ADP
ejif-7162	68	32	modern	modern	ADJ
ejif-7162	68	33	finance	finance	NOUN
ejif-7162	68	34	(	(	PUNCT
ejif-7162	68	35	mews	mews	PROPN
ejif-7162	68	36	&	&	CCONJ
ejif-7162	68	37	abraham	abraham	PROPN
ejif-7162	68	38	,	,	PUNCT
ejif-7162	68	39	2007	2007	NUM
ejif-7162	68	40	)	)	PUNCT
ejif-7162	68	41	.	.	PUNCT
ejif-7162	69	1	usury	usury	PROPN
ejif-7162	69	2	was	be	AUX
ejif-7162	69	3	prohibited	prohibit	VERB
ejif-7162	69	4	in	in	ADP
ejif-7162	69	5	all	all	DET
ejif-7162	69	6	monotheist	monotheist	ADJ
ejif-7162	69	7	religions	religion	NOUN
ejif-7162	69	8	;	;	PUNCT
ejif-7162	69	9	in	in	ADP
ejif-7162	69	10	judaism	judaism	NOUN
ejif-7162	69	11	,	,	PUNCT
ejif-7162	69	12	clear	clear	ADJ
ejif-7162	69	13	texts	text	NOUN
ejif-7162	69	14	forbid	forbid	VERB
ejif-7162	69	15	the	the	DET
ejif-7162	69	16	practice	practice	NOUN
ejif-7162	69	17	of	of	ADP
ejif-7162	69	18	usury	usury	NOUN
ejif-7162	69	19	when	when	SCONJ
ejif-7162	69	20	lending	lend	VERB
ejif-7162	69	21	money	money	NOUN
ejif-7162	69	22	(	(	PUNCT
ejif-7162	69	23	ahmad	ahmad	PROPN
ejif-7162	69	24	,	,	PUNCT
ejif-7162	69	25	1981	1981	NUM
ejif-7162	69	26	;	;	PUNCT
ejif-7162	69	27	calder	calder	PROPN
ejif-7162	69	28	,	,	PUNCT
ejif-7162	69	29	2016	2016	NUM
ejif-7162	69	30	;	;	PUNCT
ejif-7162	69	31	maulidizen	maulidizen	PROPN
ejif-7162	69	32	,	,	PUNCT
ejif-7162	69	33	2018a	2018a	NUM
ejif-7162	69	34	)	)	PUNCT
ejif-7162	69	35	.	.	PUNCT
ejif-7162	70	1	and	and	CCONJ
ejif-7162	70	2	even	even	ADV
ejif-7162	70	3	if	if	SCONJ
ejif-7162	70	4	many	many	ADJ
ejif-7162	70	5	religions	religion	NOUN
ejif-7162	70	6	have	have	AUX
ejif-7162	70	7	banned	ban	VERB
ejif-7162	70	8	usury	usury	NOUN
ejif-7162	70	9	,	,	PUNCT
ejif-7162	70	10	only	only	ADV
ejif-7162	70	11	islam	islam	PROPN
ejif-7162	70	12	gives	give	VERB
ejif-7162	70	13	treatment	treatment	NOUN
ejif-7162	70	14	to	to	PART
ejif-7162	70	15	weaken	weaken	VERB
ejif-7162	70	16	the	the	DET
ejif-7162	70	17	causes	cause	NOUN
ejif-7162	70	18	leading	lead	VERB
ejif-7162	70	19	to	to	ADP
ejif-7162	70	20	this	this	DET
ejif-7162	70	21	“	"	PUNCT
ejif-7162	70	22	evil	evil	ADJ
ejif-7162	70	23	”	"	PUNCT
ejif-7162	70	24	institution	institution	NOUN
ejif-7162	70	25	;	;	PUNCT
ejif-7162	70	26	none	none	NOUN
ejif-7162	70	27	is	be	AUX
ejif-7162	70	28	willing	willing	ADJ
ejif-7162	70	29	to	to	PART
ejif-7162	70	30	pay	pay	VERB
ejif-7162	70	31	interest	interest	NOUN
ejif-7162	70	32	on	on	ADP
ejif-7162	70	33	borrowed	borrow	VERB
ejif-7162	70	34	money	money	NOUN
ejif-7162	70	35	.	.	PUNCT
ejif-7162	71	1	interest	interest	NOUN
ejif-7162	71	2	payment	payment	NOUN
ejif-7162	71	3	is	be	AUX
ejif-7162	71	4	the	the	DET
ejif-7162	71	5	only	only	ADJ
ejif-7162	71	6	alternative	alternative	NOUN
ejif-7162	71	7	or	or	CCONJ
ejif-7162	71	8	solution	solution	NOUN
ejif-7162	71	9	to	to	PART
ejif-7162	71	10	get	get	VERB
ejif-7162	71	11	a	a	DET
ejif-7162	71	12	loan	loan	NOUN
ejif-7162	71	13	when	when	SCONJ
ejif-7162	71	14	the	the	DET
ejif-7162	71	15	loan	loan	NOUN
ejif-7162	71	16	is	be	AUX
ejif-7162	71	17	desperately	desperately	ADV
ejif-7162	71	18	needed	need	VERB
ejif-7162	71	19	and	and	CCONJ
ejif-7162	71	20	there	there	PRON
ejif-7162	71	21	is	be	VERB
ejif-7162	71	22	no	no	DET
ejif-7162	71	23	other	other	ADJ
ejif-7162	71	24	option	option	NOUN
ejif-7162	71	25	(	(	PUNCT
ejif-7162	71	26	buyukcelebi	buyukcelebi	NOUN
ejif-7162	71	27	,	,	PUNCT
ejif-7162	71	28	2005	2005	NUM
ejif-7162	71	29	)	)	PUNCT
ejif-7162	71	30	.	.	PUNCT
ejif-7162	72	1	also	also	ADV
ejif-7162	72	2	,	,	PUNCT
ejif-7162	72	3	islamic	islamic	ADJ
ejif-7162	72	4	law	law	NOUN
ejif-7162	72	5	distinguishes	distinguish	VERB
ejif-7162	72	6	between	between	ADP
ejif-7162	72	7	trade	trade	NOUN
ejif-7162	72	8	and	and	CCONJ
ejif-7162	72	9	usury	usury	NOUN
ejif-7162	72	10	.	.	PUNCT
ejif-7162	73	1	therefore	therefore	ADV
ejif-7162	73	2	,	,	PUNCT
ejif-7162	73	3	it	it	PRON
ejif-7162	73	4	makes	make	VERB
ejif-7162	73	5	a	a	DET
ejif-7162	73	6	comprehensible	comprehensible	ADJ
ejif-7162	73	7	and	and	CCONJ
ejif-7162	73	8	explicit	explicit	ADJ
ejif-7162	73	9	difference	difference	NOUN
ejif-7162	73	10	between	between	ADP
ejif-7162	73	11	business	business	NOUN
ejif-7162	73	12	earnings	earning	NOUN
ejif-7162	73	13	and	and	CCONJ
ejif-7162	73	14	interest	interest	NOUN
ejif-7162	73	15	on	on	ADP
ejif-7162	73	16	moneylending	moneylende	VERB
ejif-7162	73	17	:	:	PUNCT
ejif-7162	73	18	“	"	PUNCT
ejif-7162	73	19	they	they	PRON
ejif-7162	73	20	have	have	AUX
ejif-7162	73	21	said	say	VERB
ejif-7162	73	22	that	that	SCONJ
ejif-7162	73	23	trade	trade	NOUN
ejif-7162	73	24	is	be	AUX
ejif-7162	73	25	just	just	ADV
ejif-7162	73	26	like	like	ADP
ejif-7162	73	27	unlawful	unlawful	ADJ
ejif-7162	73	28	interest	interest	NOUN
ejif-7162	73	29	.	.	PUNCT
ejif-7162	74	1	god	god	PROPN
ejif-7162	74	2	has	have	AUX
ejif-7162	74	3	made	make	VERB
ejif-7162	74	4	trade	trade	NOUN
ejif-7162	74	5	lawful	lawful	ADJ
ejif-7162	74	6	and	and	CCONJ
ejif-7162	74	7	has	have	AUX
ejif-7162	74	8	forbidden	forbid	VERB
ejif-7162	74	9	usury	usury	NOUN
ejif-7162	74	10	(	(	PUNCT
ejif-7162	74	11	riba	riba	PROPN
ejif-7162	74	12	)	)	PUNCT
ejif-7162	74	13	”	"	PUNCT
ejif-7162	74	14	(	(	PUNCT
ejif-7162	74	15	quran	quran	PROPN
ejif-7162	74	16	2:275	2:275	NUM
ejif-7162	74	17	)	)	PUNCT
ejif-7162	74	18	.	.	PUNCT
ejif-7162	75	1	(	(	PUNCT
ejif-7162	75	2	buyukcelebi	buyukcelebi	VERB
ejif-7162	75	3	,	,	PUNCT
ejif-7162	75	4	2005	2005	NUM
ejif-7162	75	5	)	)	PUNCT
ejif-7162	75	6	another	another	DET
ejif-7162	75	7	reason	reason	NOUN
ejif-7162	75	8	for	for	ADP
ejif-7162	75	9	the	the	DET
ejif-7162	75	10	ban	ban	NOUN
ejif-7162	75	11	on	on	ADP
ejif-7162	75	12	usury	usury	NOUN
ejif-7162	75	13	is	be	AUX
ejif-7162	75	14	the	the	DET
ejif-7162	75	15	unilateral	unilateral	ADJ
ejif-7162	75	16	risk	risk	NOUN
ejif-7162	75	17	to	to	ADP
ejif-7162	75	18	the	the	DET
ejif-7162	75	19	borrower	borrower	NOUN
ejif-7162	75	20	who	who	PRON
ejif-7162	75	21	is	be	AUX
ejif-7162	75	22	paying	pay	VERB
ejif-7162	75	23	interest	interest	NOUN
ejif-7162	75	24	to	to	ADP
ejif-7162	75	25	the	the	DET
ejif-7162	75	26	lender	lender	NOUN
ejif-7162	75	27	(	(	PUNCT
ejif-7162	75	28	the	the	DET
ejif-7162	75	29	richer	rich	ADJ
ejif-7162	75	30	)	)	PUNCT
ejif-7162	75	31	,	,	PUNCT
ejif-7162	75	32	the	the	DET
ejif-7162	75	33	lender	lender	NOUN
ejif-7162	75	34	in	in	ADP
ejif-7162	75	35	this	this	DET
ejif-7162	75	36	position	position	NOUN
ejif-7162	75	37	is	be	AUX
ejif-7162	75	38	taking	take	VERB
ejif-7162	75	39	no	no	DET
ejif-7162	75	40	risk	risk	NOUN
ejif-7162	75	41	and	and	CCONJ
ejif-7162	75	42	making	make	VERB
ejif-7162	75	43	a	a	DET
ejif-7162	75	44	profit	profit	NOUN
ejif-7162	75	45	from	from	ADP
ejif-7162	75	46	the	the	DET
ejif-7162	75	47	weaker	weak	ADJ
ejif-7162	75	48	party	party	NOUN
ejif-7162	75	49	.	.	PUNCT
ejif-7162	76	1	this	this	PRON
ejif-7162	76	2	is	be	AUX
ejif-7162	76	3	illustrated	illustrate	VERB
ejif-7162	76	4	in	in	ADP
ejif-7162	76	5	the	the	DET
ejif-7162	76	6	example	example	NOUN
ejif-7162	76	7	of	of	ADP
ejif-7162	76	8	gambling	gambling	NOUN
ejif-7162	76	9	and	and	CCONJ
ejif-7162	76	10	lotteries	lottery	NOUN
ejif-7162	76	11	,	,	PUNCT
ejif-7162	76	12	where	where	SCONJ
ejif-7162	76	13	a	a	DET
ejif-7162	76	14	borrower	borrower	NOUN
ejif-7162	76	15	expresses	express	VERB
ejif-7162	76	16	a	a	DET
ejif-7162	76	17	huge	huge	ADJ
ejif-7162	76	18	temptation	temptation	NOUN
ejif-7162	76	19	to	to	PART
ejif-7162	76	20	make	make	VERB
ejif-7162	76	21	an	an	DET
ejif-7162	76	22	effortless	effortless	ADJ
ejif-7162	76	23	and	and	CCONJ
ejif-7162	76	24	fast	fast	ADJ
ejif-7162	76	25	profit	profit	NOUN
ejif-7162	76	26	.	.	PUNCT
ejif-7162	77	1	still	still	ADV
ejif-7162	77	2	,	,	PUNCT
ejif-7162	77	3	the	the	DET
ejif-7162	77	4	situation	situation	NOUN
ejif-7162	77	5	might	might	AUX
ejif-7162	77	6	not	not	PART
ejif-7162	77	7	be	be	AUX
ejif-7162	77	8	as	as	ADV
ejif-7162	77	9	favorable	favorable	ADJ
ejif-7162	77	10	as	as	SCONJ
ejif-7162	77	11	expected	expect	VERB
ejif-7162	77	12	for	for	SCONJ
ejif-7162	77	13	the	the	DET
ejif-7162	77	14	borrower	borrower	NOUN
ejif-7162	77	15	to	to	PART
ejif-7162	77	16	pay	pay	VERB
ejif-7162	77	17	back	back	ADP
ejif-7162	77	18	the	the	DET
ejif-7162	77	19	agreed	agree	VERB
ejif-7162	77	20	amount	amount	NOUN
ejif-7162	77	21	of	of	ADP
ejif-7162	77	22	interest	interest	NOUN
ejif-7162	77	23	to	to	ADP
ejif-7162	77	24	the	the	DET
ejif-7162	77	25	lender	lender	NOUN
ejif-7162	77	26	who	who	PRON
ejif-7162	77	27	has	have	AUX
ejif-7162	77	28	taken	take	VERB
ejif-7162	77	29	no	no	DET
ejif-7162	77	30	risk	risk	NOUN
ejif-7162	77	31	at	at	ADP
ejif-7162	77	32	all	all	ADV
ejif-7162	77	33	(	(	PUNCT
ejif-7162	77	34	buyukcelebi	buyukcelebi	NOUN
ejif-7162	77	35	,	,	PUNCT
ejif-7162	77	36	2005	2005	NUM
ejif-7162	77	37	;	;	PUNCT
ejif-7162	77	38	calder	calder	PROPN
ejif-7162	77	39	,	,	PUNCT
ejif-7162	77	40	2016	2016	NUM
ejif-7162	77	41	)	)	PUNCT
ejif-7162	77	42	.	.	PUNCT
ejif-7162	78	1	however	however	ADV
ejif-7162	78	2	,	,	PUNCT
ejif-7162	78	3	the	the	DET
ejif-7162	78	4	concept	concept	NOUN
ejif-7162	78	5	of	of	ADP
ejif-7162	78	6	usury	usury	NOUN
ejif-7162	78	7	is	be	AUX
ejif-7162	78	8	not	not	PART
ejif-7162	78	9	a	a	DET
ejif-7162	78	10	recurrent	recurrent	ADJ
ejif-7162	78	11	topic	topic	NOUN
ejif-7162	78	12	of	of	ADP
ejif-7162	78	13	debate	debate	NOUN
ejif-7162	78	14	in	in	ADP
ejif-7162	78	15	modern	modern	ADJ
ejif-7162	78	16	financial	financial	ADJ
ejif-7162	78	17	ethics	ethic	NOUN
ejif-7162	78	18	;	;	PUNCT
ejif-7162	78	19	the	the	DET
ejif-7162	78	20	term	term	NOUN
ejif-7162	78	21	suggests	suggest	VERB
ejif-7162	78	22	an	an	DET
ejif-7162	78	23	unclear	unclear	ADJ
ejif-7162	78	24	idea	idea	NOUN
ejif-7162	78	25	of	of	ADP
ejif-7162	78	26	charging	charge	VERB
ejif-7162	78	27	excessive	excessive	ADJ
ejif-7162	78	28	interest	interest	NOUN
ejif-7162	78	29	that	that	PRON
ejif-7162	78	30	is	be	AUX
ejif-7162	78	31	rationally	rationally	ADV
ejif-7162	78	32	hard	hard	ADJ
ejif-7162	78	33	to	to	PART
ejif-7162	78	34	explain	explain	VERB
ejif-7162	78	35	and	and	CCONJ
ejif-7162	78	36	is	be	AUX
ejif-7162	78	37	also	also	ADV
ejif-7162	78	38	hard	hard	ADJ
ejif-7162	78	39	to	to	PART
ejif-7162	78	40	protect	protect	VERB
ejif-7162	78	41	by	by	ADP
ejif-7162	78	42	law	law	NOUN
ejif-7162	78	43	.	.	PUNCT
ejif-7162	79	1	accordingly	accordingly	ADV
ejif-7162	79	2	,	,	PUNCT
ejif-7162	79	3	it	it	PRON
ejif-7162	79	4	is	be	AUX
ejif-7162	79	5	hard	hard	ADJ
ejif-7162	79	6	to	to	PART
ejif-7162	79	7	found	found	VERB
ejif-7162	79	8	what	what	PRON
ejif-7162	79	9	creates	create	VERB
ejif-7162	79	10	excessive	excessive	ADJ
ejif-7162	79	11	interest	interest	NOUN
ejif-7162	79	12	especially	especially	ADV
ejif-7162	79	13	if	if	SCONJ
ejif-7162	79	14	nowadays	nowadays	ADV
ejif-7162	79	15	the	the	DET
ejif-7162	79	16	principle	principle	NOUN
ejif-7162	79	17	of	of	ADP
ejif-7162	79	18	charging	charge	VERB
ejif-7162	79	19	interest	interest	NOUN
ejif-7162	79	20	on	on	ADP
ejif-7162	79	21	a	a	DET
ejif-7162	79	22	loan	loan	NOUN
ejif-7162	79	23	is	be	AUX
ejif-7162	79	24	considered	consider	VERB
ejif-7162	79	25	as	as	ADV
ejif-7162	79	26	commonly	commonly	ADV
ejif-7162	79	27	acceptable	acceptable	ADJ
ejif-7162	79	28	and	and	CCONJ
ejif-7162	79	29	ethically	ethically	ADV
ejif-7162	79	30	correct	correct	ADJ
ejif-7162	79	31	(	(	PUNCT
ejif-7162	79	32	mews	mews	PROPN
ejif-7162	79	33	&	&	CCONJ
ejif-7162	79	34	abraham	abraham	PROPN
ejif-7162	79	35	,	,	PUNCT
ejif-7162	79	36	2007	2007	NUM
ejif-7162	79	37	)	)	PUNCT
ejif-7162	79	38	.	.	PUNCT
ejif-7162	80	1	after	after	ADP
ejif-7162	80	2	completing	complete	VERB
ejif-7162	80	3	a	a	DET
ejif-7162	80	4	literature	literature	NOUN
ejif-7162	80	5	review	review	NOUN
ejif-7162	80	6	that	that	PRON
ejif-7162	80	7	touched	touch	VERB
ejif-7162	80	8	on	on	ADP
ejif-7162	80	9	the	the	DET
ejif-7162	80	10	topic	topic	NOUN
ejif-7162	80	11	previously	previously	ADV
ejif-7162	80	12	,	,	PUNCT
ejif-7162	80	13	we	we	PRON
ejif-7162	80	14	concluded	conclude	VERB
ejif-7162	80	15	that	that	SCONJ
ejif-7162	80	16	the	the	DET
ejif-7162	80	17	topic	topic	NOUN
ejif-7162	80	18	has	have	VERB
ejif-7162	80	19	yet	yet	ADV
ejif-7162	80	20	to	to	PART
ejif-7162	80	21	be	be	AUX
ejif-7162	80	22	studied	study	VERB
ejif-7162	80	23	accurately	accurately	ADV
ejif-7162	80	24	in	in	ADP
ejif-7162	80	25	finland	finland	PROPN
ejif-7162	80	26	.	.	PUNCT
ejif-7162	81	1	while	while	SCONJ
ejif-7162	81	2	previous	previous	ADJ
ejif-7162	81	3	literature	literature	NOUN
ejif-7162	81	4	has	have	AUX
ejif-7162	81	5	provided	provide	VERB
ejif-7162	81	6	some	some	DET
ejif-7162	81	7	evidence	evidence	NOUN
ejif-7162	81	8	of	of	ADP
ejif-7162	81	9	the	the	DET
ejif-7162	81	10	obstacles	obstacle	NOUN
ejif-7162	81	11	hindering	hinder	VERB
ejif-7162	81	12	entry	entry	NOUN
ejif-7162	81	13	into	into	ADP
ejif-7162	81	14	homeownership	homeownership	NOUN
ejif-7162	81	15	for	for	ADP
ejif-7162	81	16	immigrant	immigrant	ADJ
ejif-7162	81	17	minorities	minority	NOUN
ejif-7162	81	18	.	.	PUNCT
ejif-7162	82	1	researchers	researcher	NOUN
ejif-7162	82	2	have	have	AUX
ejif-7162	82	3	clarified	clarify	VERB
ejif-7162	82	4	that	that	SCONJ
ejif-7162	82	5	for	for	ADP
ejif-7162	82	6	the	the	DET
ejif-7162	82	7	muslim	muslim	PROPN
ejif-7162	82	8	community	community	PROPN
ejif-7162	82	9	,	,	PUNCT
ejif-7162	82	10	one	one	NUM
ejif-7162	82	11	of	of	ADP
ejif-7162	82	12	the	the	DET
ejif-7162	82	13	reasons	reason	NOUN
ejif-7162	82	14	for	for	ADP
ejif-7162	82	15	not	not	PART
ejif-7162	82	16	taking	take	VERB
ejif-7162	82	17	a	a	DET
ejif-7162	82	18	mortgage	mortgage	NOUN
ejif-7162	82	19	was	be	AUX
ejif-7162	82	20	to	to	PART
ejif-7162	82	21	avoid	avoid	VERB
ejif-7162	82	22	payment	payment	NOUN
ejif-7162	82	23	of	of	ADP
ejif-7162	82	24	interest	interest	NOUN
ejif-7162	82	25	due	due	ADP
ejif-7162	82	26	to	to	ADP
ejif-7162	82	27	religious	religious	ADJ
ejif-7162	82	28	proscriptions	proscription	NOUN
ejif-7162	82	29	and	and	CCONJ
ejif-7162	82	30	that	that	SCONJ
ejif-7162	82	31	muslim	muslim	ADJ
ejif-7162	82	32	minorities	minority	NOUN
ejif-7162	82	33	did	do	AUX
ejif-7162	82	34	not	not	PART
ejif-7162	82	35	have	have	VERB
ejif-7162	82	36	other	other	ADJ
ejif-7162	82	37	alternatives	alternative	NOUN
ejif-7162	82	38	,	,	PUNCT
ejif-7162	82	39	such	such	ADJ
ejif-7162	82	40	as	as	ADP
ejif-7162	82	41	taking	take	VERB
ejif-7162	82	42	interest	interest	NOUN
ejif-7162	82	43	-	-	PUNCT
ejif-7162	82	44	free	free	ADJ
ejif-7162	82	45	loans	loan	NOUN
ejif-7162	82	46	.	.	PUNCT
ejif-7162	83	1	however	however	ADV
ejif-7162	83	2	,	,	PUNCT
ejif-7162	83	3	there	there	PRON
ejif-7162	83	4	is	be	VERB
ejif-7162	83	5	a	a	DET
ejif-7162	83	6	gap	gap	NOUN
ejif-7162	83	7	in	in	ADP
ejif-7162	83	8	earlier	early	ADJ
ejif-7162	83	9	literature	literature	NOUN
ejif-7162	83	10	about	about	ADP
ejif-7162	83	11	whether	whether	SCONJ
ejif-7162	83	12	the	the	DET
ejif-7162	83	13	religious	religious	ADJ
ejif-7162	83	14	background	background	NOUN
ejif-7162	83	15	of	of	ADP
ejif-7162	83	16	the	the	DET
ejif-7162	83	17	muslim	muslim	PROPN
ejif-7162	83	18	community	community	NOUN
ejif-7162	83	19	is	be	AUX
ejif-7162	83	20	the	the	DET
ejif-7162	83	21	primary	primary	ADJ
ejif-7162	83	22	consideration	consideration	NOUN
ejif-7162	83	23	of	of	ADP
ejif-7162	83	24	muslims	muslim	NOUN
ejif-7162	83	25	regarding	regard	VERB
ejif-7162	83	26	homeownership	homeownership	NOUN
ejif-7162	83	27	.	.	PUNCT
ejif-7162	84	1	in	in	ADP
ejif-7162	84	2	other	other	ADJ
ejif-7162	84	3	words	word	NOUN
ejif-7162	84	4	,	,	PUNCT
ejif-7162	84	5	what	what	PRON
ejif-7162	84	6	are	be	AUX
ejif-7162	84	7	the	the	DET
ejif-7162	84	8	possible	possible	ADJ
ejif-7162	84	9	reasons	reason	NOUN
ejif-7162	84	10	that	that	PRON
ejif-7162	84	11	may	may	AUX
ejif-7162	84	12	influence	influence	VERB
ejif-7162	84	13	the	the	DET
ejif-7162	84	14	entry	entry	NOUN
ejif-7162	84	15	of	of	ADP
ejif-7162	84	16	the	the	DET
ejif-7162	84	17	muslim	muslim	PROPN
ejif-7162	84	18	community	community	NOUN
ejif-7162	84	19	into	into	ADP
ejif-7162	84	20	homeownership	homeownership	NOUN
ejif-7162	84	21	?	?	PUNCT
ejif-7162	85	1	and	and	CCONJ
ejif-7162	85	2	what	what	PRON
ejif-7162	85	3	are	be	AUX
ejif-7162	85	4	the	the	DET
ejif-7162	85	5	options	option	NOUN
ejif-7162	85	6	offered	offer	VERB
ejif-7162	85	7	for	for	ADP
ejif-7162	85	8	finnish	finnish	ADJ
ejif-7162	85	9	muslim	muslim	ADJ
ejif-7162	85	10	citizens	citizen	NOUN
ejif-7162	85	11	to	to	PART
ejif-7162	85	12	fulfill	fulfill	VERB
ejif-7162	85	13	their	their	PRON
ejif-7162	85	14	homeownership	homeownership	NOUN
ejif-7162	85	15	rights	right	NOUN
ejif-7162	85	16	?	?	PUNCT
ejif-7162	86	1	although	although	SCONJ
ejif-7162	86	2	there	there	PRON
ejif-7162	86	3	has	have	AUX
ejif-7162	86	4	been	be	AUX
ejif-7162	86	5	a	a	DET
ejif-7162	86	6	growing	grow	VERB
ejif-7162	86	7	interest	interest	NOUN
ejif-7162	86	8	in	in	ADP
ejif-7162	86	9	ibf	ibf	PROPN
ejif-7162	86	10	in	in	ADP
ejif-7162	86	11	finland	finland	PROPN
ejif-7162	86	12	,	,	PUNCT
ejif-7162	86	13	there	there	PRON
ejif-7162	86	14	remains	remain	VERB
ejif-7162	86	15	a	a	DET
ejif-7162	86	16	gap	gap	NOUN
ejif-7162	86	17	in	in	ADP
ejif-7162	86	18	research	research	NOUN
ejif-7162	86	19	on	on	ADP
ejif-7162	86	20	the	the	DET
ejif-7162	86	21	perceptions	perception	NOUN
ejif-7162	86	22	of	of	ADP
ejif-7162	86	23	muslims	muslims	PROPN
ejif-7162	86	24	in	in	ADP
ejif-7162	86	25	finland	finland	PROPN
ejif-7162	86	26	towards	towards	ADP
ejif-7162	86	27	riba	riba	PROPN
ejif-7162	86	28	and	and	CCONJ
ejif-7162	86	29	ibf	ibf	PROPN
ejif-7162	86	30	.	.	PUNCT
ejif-7162	87	1	this	this	DET
ejif-7162	87	2	study	study	NOUN
ejif-7162	87	3	aims	aim	VERB
ejif-7162	87	4	to	to	PART
ejif-7162	87	5	bridge	bridge	VERB
ejif-7162	87	6	this	this	DET
ejif-7162	87	7	gap	gap	NOUN
ejif-7162	87	8	by	by	ADP
ejif-7162	87	9	exploring	explore	VERB
ejif-7162	87	10	the	the	DET
ejif-7162	87	11	perceptions	perception	NOUN
ejif-7162	87	12	of	of	ADP
ejif-7162	87	13	muslims	muslim	NOUN
ejif-7162	87	14	living	live	VERB
ejif-7162	87	15	in	in	ADP
ejif-7162	87	16	finland	finland	PROPN
ejif-7162	87	17	towards	towards	ADP
ejif-7162	87	18	riba	riba	PROPN
ejif-7162	87	19	and	and	CCONJ
ejif-7162	87	20	ibf	ibf	PROPN
ejif-7162	87	21	and	and	CCONJ
ejif-7162	87	22	examining	examine	VERB
ejif-7162	87	23	the	the	DET
ejif-7162	87	24	potential	potential	ADJ
ejif-7162	87	25	implications	implication	NOUN
ejif-7162	87	26	for	for	ADP
ejif-7162	87	27	the	the	DET
ejif-7162	87	28	development	development	NOUN
ejif-7162	87	29	of	of	ADP
ejif-7162	87	30	ibf	ibf	PROPN
ejif-7162	87	31	in	in	ADP
ejif-7162	87	32	finland	finland	PROPN
ejif-7162	87	33	.	.	PUNCT
ejif-7162	88	1	moreover	moreover	ADV
ejif-7162	88	2	,	,	PUNCT
ejif-7162	88	3	we	we	PRON
ejif-7162	88	4	are	be	AUX
ejif-7162	88	5	especially	especially	ADV
ejif-7162	88	6	interested	interested	ADJ
ejif-7162	88	7	in	in	ADP
ejif-7162	88	8	this	this	DET
ejif-7162	88	9	study	study	NOUN
ejif-7162	88	10	by	by	ADP
ejif-7162	88	11	the	the	DET
ejif-7162	88	12	muslim	muslim	PROPN
ejif-7162	88	13	community	community	NOUN
ejif-7162	88	14	living	live	VERB
ejif-7162	88	15	in	in	ADP
ejif-7162	88	16	finland	finland	PROPN
ejif-7162	88	17	and	and	CCONJ
ejif-7162	88	18	the	the	DET
ejif-7162	88	19	financing	financing	NOUN
ejif-7162	88	20	possibilities	possibility	NOUN
ejif-7162	88	21	they	they	PRON
ejif-7162	88	22	have	have	VERB
ejif-7162	88	23	as	as	ADP
ejif-7162	88	24	a	a	DET
ejif-7162	88	25	minority	minority	NOUN
ejif-7162	88	26	group	group	NOUN
ejif-7162	88	27	.	.	PUNCT
ejif-7162	89	1	we	we	PRON
ejif-7162	89	2	are	be	AUX
ejif-7162	89	3	interested	interested	ADJ
ejif-7162	89	4	in	in	ADP
ejif-7162	89	5	the	the	DET
ejif-7162	89	6	question	question	NOUN
ejif-7162	89	7	of	of	ADP
ejif-7162	89	8	whether	whether	SCONJ
ejif-7162	89	9	they	they	PRON
ejif-7162	89	10	have	have	AUX
ejif-7162	89	11	equal	equal	ADJ
ejif-7162	89	12	rights	right	NOUN
ejif-7162	89	13	with	with	ADP
ejif-7162	89	14	other	other	ADJ
ejif-7162	89	15	citizens	citizen	NOUN
ejif-7162	89	16	to	to	PART
ejif-7162	89	17	enter	enter	VERB
ejif-7162	89	18	homeownership	homeownership	NOUN
ejif-7162	89	19	in	in	ADP
ejif-7162	89	20	finland	finland	PROPN
ejif-7162	89	21	.	.	PUNCT
ejif-7162	90	1	also	also	ADV
ejif-7162	90	2	,	,	PUNCT
ejif-7162	90	3	the	the	DET
ejif-7162	90	4	purpose	purpose	NOUN
ejif-7162	90	5	of	of	ADP
ejif-7162	90	6	this	this	DET
ejif-7162	90	7	research	research	NOUN
ejif-7162	90	8	is	be	AUX
ejif-7162	90	9	to	to	PART
ejif-7162	90	10	understand	understand	VERB
ejif-7162	90	11	how	how	SCONJ
ejif-7162	90	12	muslims	muslim	NOUN
ejif-7162	90	13	living	live	VERB
ejif-7162	90	14	in	in	ADP
ejif-7162	90	15	finland	finland	PROPN
ejif-7162	90	16	view	view	VERB
ejif-7162	90	17	the	the	DET
ejif-7162	90	18	traditional	traditional	ADJ
ejif-7162	90	19	banking	banking	NOUN
ejif-7162	90	20	system	system	NOUN
ejif-7162	90	21	as	as	SCONJ
ejif-7162	90	22	they	they	PRON
ejif-7162	90	23	are	be	AUX
ejif-7162	90	24	living	live	VERB
ejif-7162	90	25	in	in	ADP
ejif-7162	90	26	a	a	DET
ejif-7162	90	27	country	country	NOUN
ejif-7162	90	28	where	where	SCONJ
ejif-7162	90	29	the	the	DET
ejif-7162	90	30	muslim	muslim	ADJ
ejif-7162	90	31	community	community	NOUN
ejif-7162	90	32	is	be	AUX
ejif-7162	90	33	considered	consider	VERB
ejif-7162	90	34	a	a	DET
ejif-7162	90	35	minority	minority	NOUN
ejif-7162	90	36	,	,	PUNCT
ejif-7162	90	37	regardless	regardless	ADV
ejif-7162	90	38	of	of	ADP
ejif-7162	90	39	whether	whether	SCONJ
ejif-7162	90	40	they	they	PRON
ejif-7162	90	41	were	be	AUX
ejif-7162	90	42	born	bear	VERB
ejif-7162	90	43	in	in	ADP
ejif-7162	90	44	finland	finland	PROPN
ejif-7162	90	45	,	,	PUNCT
ejif-7162	90	46	or	or	CCONJ
ejif-7162	90	47	came	come	VERB
ejif-7162	90	48	from	from	ADP
ejif-7162	90	49	another	another	DET
ejif-7162	90	50	country	country	NOUN
ejif-7162	90	51	.	.	PUNCT
ejif-7162	91	1	this	this	DET
ejif-7162	91	2	study	study	NOUN
ejif-7162	91	3	is	be	AUX
ejif-7162	91	4	important	important	ADJ
ejif-7162	91	5	because	because	SCONJ
ejif-7162	91	6	there	there	PRON
ejif-7162	91	7	is	be	VERB
ejif-7162	91	8	a	a	DET
ejif-7162	91	9	lack	lack	NOUN
ejif-7162	91	10	of	of	ADP
ejif-7162	91	11	scientific	scientific	ADJ
ejif-7162	91	12	research	research	NOUN
ejif-7162	91	13	in	in	ADP
ejif-7162	91	14	this	this	DET
ejif-7162	91	15	field	field	NOUN
ejif-7162	91	16	in	in	ADP
ejif-7162	91	17	finland	finland	PROPN
ejif-7162	91	18	(	(	PUNCT
ejif-7162	91	19	ali	ali	PROPN
ejif-7162	91	20	&	&	CCONJ
ejif-7162	91	21	alquradaghi	alquradaghi	PROPN
ejif-7162	91	22	,	,	PUNCT
ejif-7162	91	23	2019	2019	NUM
ejif-7162	91	24	)	)	PUNCT
ejif-7162	91	25	,	,	PUNCT
ejif-7162	91	26	it	it	PRON
ejif-7162	91	27	differs	differ	VERB
ejif-7162	91	28	from	from	ADP
ejif-7162	91	29	earlier	early	ADJ
ejif-7162	91	30	studies	study	NOUN
ejif-7162	91	31	in	in	ADP
ejif-7162	91	32	many	many	ADJ
ejif-7162	91	33	aspects	aspect	NOUN
ejif-7162	91	34	,	,	PUNCT
ejif-7162	91	35	first	first	ADV
ejif-7162	91	36	,	,	PUNCT
ejif-7162	91	37	it	it	PRON
ejif-7162	91	38	analyses	analyse	VERB
ejif-7162	91	39	the	the	DET
ejif-7162	91	40	finnish	finnish	ADJ
ejif-7162	91	41	regulation	regulation	NOUN
ejif-7162	91	42	concerning	concern	VERB
ejif-7162	91	43	islamic	islamic	ADJ
ejif-7162	91	44	finance	finance	NOUN
ejif-7162	91	45	alternatives	alternative	NOUN
ejif-7162	91	46	for	for	ADP
ejif-7162	91	47	minority	minority	NOUN
ejif-7162	91	48	groups	group	NOUN
ejif-7162	91	49	living	live	VERB
ejif-7162	91	50	in	in	ADP
ejif-7162	91	51	finland	finland	PROPN
ejif-7162	91	52	and	and	CCONJ
ejif-7162	91	53	wishing	wish	VERB
ejif-7162	91	54	to	to	PART
ejif-7162	91	55	have	have	VERB
ejif-7162	91	56	financial	financial	ADJ
ejif-7162	91	57	products	product	NOUN
ejif-7162	91	58	that	that	PRON
ejif-7162	91	59	are	be	AUX
ejif-7162	91	60	compliant	compliant	ADJ
ejif-7162	91	61	with	with	ADP
ejif-7162	91	62	their	their	PRON
ejif-7162	91	63	beliefs	belief	NOUN
ejif-7162	91	64	.	.	PUNCT
ejif-7162	92	1	second	second	ADJ
ejif-7162	92	2	,	,	PUNCT
ejif-7162	92	3	it	it	PRON
ejif-7162	92	4	analyzes	analyze	VERB
ejif-7162	92	5	the	the	DET
ejif-7162	92	6	possible	possible	ADJ
ejif-7162	92	7	alternatives	alternative	NOUN
ejif-7162	92	8	that	that	PRON
ejif-7162	92	9	may	may	AUX
ejif-7162	92	10	create	create	VERB
ejif-7162	92	11	new	new	ADJ
ejif-7162	92	12	opportunities	opportunity	NOUN
ejif-7162	92	13	for	for	ADP
ejif-7162	92	14	the	the	DET
ejif-7162	92	15	finnish	finnish	ADJ
ejif-7162	92	16	financial	financial	ADJ
ejif-7162	92	17	sector	sector	NOUN
ejif-7162	92	18	in	in	ADP
ejif-7162	92	19	the	the	DET
ejif-7162	92	20	future	future	NOUN
ejif-7162	92	21	.	.	PUNCT
ejif-7162	93	1	we	we	PRON
ejif-7162	93	2	try	try	VERB
ejif-7162	93	3	as	as	ADV
ejif-7162	93	4	well	well	ADV
ejif-7162	93	5	to	to	PART
ejif-7162	93	6	distinguish	distinguish	VERB
ejif-7162	93	7	the	the	DET
ejif-7162	93	8	legal	legal	ADJ
ejif-7162	93	9	reasons	reason	NOUN
ejif-7162	93	10	that	that	PRON
ejif-7162	93	11	may	may	AUX
ejif-7162	93	12	hinder	hinder	VERB
ejif-7162	93	13	the	the	DET
ejif-7162	93	14	establishment	establishment	NOUN
ejif-7162	93	15	of	of	ADP
ejif-7162	93	16	islamic	islamic	ADJ
ejif-7162	93	17	finance	finance	NOUN
ejif-7162	93	18	in	in	ADP
ejif-7162	93	19	finland	finland	PROPN
ejif-7162	93	20	.	.	PUNCT
ejif-7162	94	1	european	european	PROPN
ejif-7162	94	2	journal	journal	PROPN
ejif-7162	94	3	of	of	ADP
ejif-7162	94	4	islamic	islamic	PROPN
ejif-7162	94	5	finance	finance	PROPN
ejif-7162	94	6	issn	issn	PROPN
ejif-7162	94	7	:	:	PUNCT
ejif-7162	94	8	2421	2421	NUM
ejif-7162	94	9	-	-	SYM
ejif-7162	94	10	2172	2172	NUM
ejif-7162	94	11	doi	doi	NOUN
ejif-7162	94	12	:	:	PUNCT
ejif-7162	94	13	10.13135/2421	10.13135/2421	NUM
ejif-7162	94	14	-	-	SYM
ejif-7162	94	15	2172/7162	2172/7162	NUM
ejif-7162	94	16	published	publish	VERB
ejif-7162	94	17	by	by	ADP
ejif-7162	94	18	university	university	PROPN
ejif-7162	94	19	of	of	ADP
ejif-7162	94	20	turin	turin	PROPN
ejif-7162	95	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-7162	95	2	ejif	ejif	PROPN
ejif-7162	95	3	content	content	NOUN
ejif-7162	95	4	is	be	AUX
ejif-7162	95	5	licensed	license	VERB
ejif-7162	95	6	under	under	ADP
ejif-7162	95	7	a	a	DET
ejif-7162	95	8	creative	creative	ADJ
ejif-7162	95	9	commons	common	NOUN
ejif-7162	95	10	attribution	attribution	NOUN
ejif-7162	95	11	4.0	4.0	NUM
ejif-7162	95	12	international	international	ADJ
ejif-7162	95	13	license	license	NOUN
ejif-7162	95	14	48	48	NUM
ejif-7162	95	15	3	3	NUM
ejif-7162	95	16	.	.	PUNCT
ejif-7162	95	17	methodology	methodology	NOUN
ejif-7162	95	18	this	this	DET
ejif-7162	95	19	study	study	NOUN
ejif-7162	95	20	aims	aim	VERB
ejif-7162	95	21	to	to	PART
ejif-7162	95	22	explore	explore	VERB
ejif-7162	95	23	the	the	DET
ejif-7162	95	24	perceptions	perception	NOUN
ejif-7162	95	25	of	of	ADP
ejif-7162	95	26	muslims	muslims	PROPN
ejif-7162	95	27	in	in	ADP
ejif-7162	95	28	finland	finland	PROPN
ejif-7162	95	29	on	on	ADP
ejif-7162	95	30	riba	riba	PROPN
ejif-7162	95	31	and	and	CCONJ
ejif-7162	95	32	ibf	ibf	PROPN
ejif-7162	95	33	.	.	PUNCT
ejif-7162	96	1	to	to	PART
ejif-7162	96	2	achieve	achieve	VERB
ejif-7162	96	3	this	this	DET
ejif-7162	96	4	goal	goal	NOUN
ejif-7162	96	5	,	,	PUNCT
ejif-7162	96	6	a	a	DET
ejif-7162	96	7	survey	survey	NOUN
ejif-7162	96	8	-	-	PUNCT
ejif-7162	96	9	type	type	NOUN
ejif-7162	96	10	methodology	methodology	NOUN
ejif-7162	96	11	is	be	AUX
ejif-7162	96	12	used	use	VERB
ejif-7162	96	13	,	,	PUNCT
ejif-7162	96	14	which	which	PRON
ejif-7162	96	15	involves	involve	VERB
ejif-7162	96	16	using	use	VERB
ejif-7162	96	17	a	a	DET
ejif-7162	96	18	structured	structured	ADJ
ejif-7162	96	19	questionnaire	questionnaire	NOUN
ejif-7162	96	20	to	to	PART
ejif-7162	96	21	collect	collect	VERB
ejif-7162	96	22	data	datum	NOUN
ejif-7162	96	23	from	from	ADP
ejif-7162	96	24	a	a	DET
ejif-7162	96	25	representative	representative	ADJ
ejif-7162	96	26	sample	sample	NOUN
ejif-7162	96	27	of	of	ADP
ejif-7162	96	28	the	the	DET
ejif-7162	96	29	population	population	NOUN
ejif-7162	96	30	(	(	PUNCT
ejif-7162	96	31	mentz	mentz	ADJ
ejif-7162	96	32	,	,	PUNCT
ejif-7162	96	33	2012	2012	NUM
ejif-7162	96	34	)	)	PUNCT
ejif-7162	96	35	.	.	PUNCT
ejif-7162	97	1	the	the	DET
ejif-7162	97	2	survey	survey	NOUN
ejif-7162	97	3	will	will	AUX
ejif-7162	97	4	be	be	AUX
ejif-7162	97	5	conducted	conduct	VERB
ejif-7162	97	6	to	to	PART
ejif-7162	97	7	collect	collect	VERB
ejif-7162	97	8	quantitative	quantitative	ADJ
ejif-7162	97	9	data	datum	NOUN
ejif-7162	97	10	on	on	ADP
ejif-7162	97	11	the	the	DET
ejif-7162	97	12	perceptions	perception	NOUN
ejif-7162	97	13	of	of	ADP
ejif-7162	97	14	the	the	DET
ejif-7162	97	15	muslim	muslim	PROPN
ejif-7162	97	16	community	community	PROPN
ejif-7162	97	17	in	in	ADP
ejif-7162	97	18	finland	finland	PROPN
ejif-7162	97	19	towards	towards	ADP
ejif-7162	97	20	riba	riba	PROPN
ejif-7162	97	21	and	and	CCONJ
ejif-7162	97	22	ibf	ibf	PROPN
ejif-7162	97	23	.	.	PUNCT
ejif-7162	97	24	utilizing	utilize	VERB
ejif-7162	97	25	a	a	DET
ejif-7162	97	26	questionnaire	questionnaire	NOUN
ejif-7162	97	27	,	,	PUNCT
ejif-7162	97	28	data	data	NOUN
ejif-7162	97	29	collection	collection	NOUN
ejif-7162	97	30	,	,	PUNCT
ejif-7162	97	31	analysis	analysis	NOUN
ejif-7162	97	32	,	,	PUNCT
ejif-7162	97	33	and	and	CCONJ
ejif-7162	97	34	discussion	discussion	NOUN
ejif-7162	97	35	of	of	ADP
ejif-7162	97	36	research	research	NOUN
ejif-7162	97	37	results	result	NOUN
ejif-7162	97	38	is	be	AUX
ejif-7162	97	39	intended	intend	VERB
ejif-7162	97	40	to	to	PART
ejif-7162	97	41	provide	provide	VERB
ejif-7162	97	42	a	a	DET
ejif-7162	97	43	more	more	ADV
ejif-7162	97	44	complex	complex	ADJ
ejif-7162	97	45	understanding	understanding	NOUN
ejif-7162	97	46	of	of	ADP
ejif-7162	97	47	the	the	DET
ejif-7162	97	48	research	research	NOUN
ejif-7162	97	49	question	question	NOUN
ejif-7162	97	50	(	(	PUNCT
ejif-7162	97	51	kadi	kadi	NOUN
ejif-7162	97	52	,	,	PUNCT
ejif-7162	97	53	2022	2022	NUM
ejif-7162	97	54	)	)	PUNCT
ejif-7162	97	55	.	.	PUNCT
ejif-7162	98	1	the	the	DET
ejif-7162	98	2	methods	method	NOUN
ejif-7162	98	3	aim	aim	VERB
ejif-7162	98	4	is	be	AUX
ejif-7162	98	5	to	to	PART
ejif-7162	98	6	bring	bring	VERB
ejif-7162	98	7	together	together	ADV
ejif-7162	98	8	information	information	NOUN
ejif-7162	98	9	about	about	ADP
ejif-7162	98	10	the	the	DET
ejif-7162	98	11	financial	financial	ADJ
ejif-7162	98	12	practices	practice	NOUN
ejif-7162	98	13	of	of	ADP
ejif-7162	98	14	muslim	muslim	ADJ
ejif-7162	98	15	residents	resident	NOUN
ejif-7162	98	16	in	in	ADP
ejif-7162	98	17	finland	finland	PROPN
ejif-7162	98	18	and	and	CCONJ
ejif-7162	98	19	to	to	PART
ejif-7162	98	20	understand	understand	VERB
ejif-7162	98	21	the	the	DET
ejif-7162	98	22	religious	religious	ADJ
ejif-7162	98	23	standards	standard	NOUN
ejif-7162	98	24	and	and	CCONJ
ejif-7162	98	25	their	their	PRON
ejif-7162	98	26	impact	impact	NOUN
ejif-7162	98	27	on	on	ADP
ejif-7162	98	28	their	their	PRON
ejif-7162	98	29	financial	financial	ADJ
ejif-7162	98	30	behavior	behavior	NOUN
ejif-7162	98	31	.	.	PUNCT
ejif-7162	99	1	scientific	scientific	ADJ
ejif-7162	99	2	methodologies	methodology	NOUN
ejif-7162	99	3	are	be	AUX
ejif-7162	99	4	important	important	ADJ
ejif-7162	99	5	because	because	SCONJ
ejif-7162	99	6	they	they	PRON
ejif-7162	99	7	support	support	VERB
ejif-7162	99	8	researchers	researcher	NOUN
ejif-7162	99	9	in	in	ADP
ejif-7162	99	10	producing	produce	VERB
ejif-7162	99	11	objective	objective	ADJ
ejif-7162	99	12	and	and	CCONJ
ejif-7162	99	13	valid	valid	ADJ
ejif-7162	99	14	laws	law	NOUN
ejif-7162	99	15	based	base	VERB
ejif-7162	99	16	on	on	ADP
ejif-7162	99	17	objective	objective	ADJ
ejif-7162	99	18	and	and	CCONJ
ejif-7162	99	19	demonstrable	demonstrable	ADJ
ejif-7162	99	20	facts	fact	NOUN
ejif-7162	99	21	.	.	PUNCT
ejif-7162	100	1	the	the	DET
ejif-7162	100	2	population	population	NOUN
ejif-7162	100	3	of	of	ADP
ejif-7162	100	4	interest	interest	NOUN
ejif-7162	100	5	in	in	ADP
ejif-7162	100	6	this	this	DET
ejif-7162	100	7	study	study	NOUN
ejif-7162	100	8	is	be	AUX
ejif-7162	100	9	the	the	DET
ejif-7162	100	10	muslim	muslim	ADJ
ejif-7162	100	11	community	community	NOUN
ejif-7162	100	12	in	in	ADP
ejif-7162	100	13	finland	finland	PROPN
ejif-7162	100	14	.	.	PUNCT
ejif-7162	101	1	the	the	DET
ejif-7162	101	2	sample	sample	NOUN
ejif-7162	101	3	will	will	AUX
ejif-7162	101	4	be	be	AUX
ejif-7162	101	5	selected	select	VERB
ejif-7162	101	6	using	use	VERB
ejif-7162	101	7	a	a	DET
ejif-7162	101	8	random	random	ADJ
ejif-7162	101	9	sampling	sampling	NOUN
ejif-7162	101	10	technique	technique	NOUN
ejif-7162	101	11	to	to	PART
ejif-7162	101	12	ensure	ensure	VERB
ejif-7162	101	13	that	that	SCONJ
ejif-7162	101	14	the	the	DET
ejif-7162	101	15	sample	sample	NOUN
ejif-7162	101	16	is	be	AUX
ejif-7162	101	17	representative	representative	NOUN
ejif-7162	101	18	of	of	ADP
ejif-7162	101	19	the	the	DET
ejif-7162	101	20	population	population	NOUN
ejif-7162	101	21	.	.	PUNCT
ejif-7162	102	1	we	we	PRON
ejif-7162	102	2	will	will	AUX
ejif-7162	102	3	try	try	VERB
ejif-7162	102	4	to	to	PART
ejif-7162	102	5	ensure	ensure	VERB
ejif-7162	102	6	that	that	SCONJ
ejif-7162	102	7	the	the	DET
ejif-7162	102	8	sample	sample	NOUN
ejif-7162	102	9	size	size	NOUN
ejif-7162	102	10	is	be	AUX
ejif-7162	102	11	large	large	ADJ
ejif-7162	102	12	enough	enough	ADV
ejif-7162	102	13	to	to	PART
ejif-7162	102	14	detect	detect	VERB
ejif-7162	102	15	significant	significant	ADJ
ejif-7162	102	16	differences	difference	NOUN
ejif-7162	102	17	in	in	ADP
ejif-7162	102	18	perceptions	perception	NOUN
ejif-7162	102	19	of	of	ADP
ejif-7162	102	20	ibf	ibf	PROPN
ejif-7162	102	21	.	.	PROPN
ejif-7162	103	1	primary	primary	ADJ
ejif-7162	103	2	data	datum	NOUN
ejif-7162	103	3	will	will	AUX
ejif-7162	103	4	be	be	AUX
ejif-7162	103	5	collected	collect	VERB
ejif-7162	103	6	using	use	VERB
ejif-7162	103	7	a	a	DET
ejif-7162	103	8	structured	structured	ADJ
ejif-7162	103	9	questionnaire	questionnaire	NOUN
ejif-7162	103	10	developed	develop	VERB
ejif-7162	103	11	based	base	VERB
ejif-7162	103	12	on	on	ADP
ejif-7162	103	13	a	a	DET
ejif-7162	103	14	thorough	thorough	ADJ
ejif-7162	103	15	review	review	NOUN
ejif-7162	103	16	of	of	ADP
ejif-7162	103	17	the	the	DET
ejif-7162	103	18	literature	literature	NOUN
ejif-7162	103	19	on	on	ADP
ejif-7162	103	20	ibf	ibf	PROPN
ejif-7162	103	21	and	and	CCONJ
ejif-7162	103	22	previous	previous	ADJ
ejif-7162	103	23	studies	study	NOUN
ejif-7162	103	24	on	on	ADP
ejif-7162	103	25	muslim	muslim	ADJ
ejif-7162	103	26	perceptions	perception	NOUN
ejif-7162	103	27	of	of	ADP
ejif-7162	103	28	finance	finance	NOUN
ejif-7162	103	29	.	.	PUNCT
ejif-7162	104	1	secondary	secondary	ADJ
ejif-7162	104	2	data	datum	NOUN
ejif-7162	104	3	will	will	AUX
ejif-7162	104	4	be	be	AUX
ejif-7162	104	5	collected	collect	VERB
ejif-7162	104	6	from	from	ADP
ejif-7162	104	7	academic	academic	ADJ
ejif-7162	104	8	journals	journal	NOUN
ejif-7162	104	9	,	,	PUNCT
ejif-7162	104	10	government	government	NOUN
ejif-7162	104	11	reports	report	NOUN
ejif-7162	104	12	,	,	PUNCT
ejif-7162	104	13	and	and	CCONJ
ejif-7162	104	14	other	other	ADJ
ejif-7162	104	15	relevant	relevant	ADJ
ejif-7162	104	16	sources	source	NOUN
ejif-7162	104	17	to	to	PART
ejif-7162	104	18	provide	provide	VERB
ejif-7162	104	19	background	background	NOUN
ejif-7162	104	20	information	information	NOUN
ejif-7162	104	21	.	.	PUNCT
ejif-7162	105	1	the	the	DET
ejif-7162	105	2	data	data	NOUN
ejif-7162	105	3	collection	collection	NOUN
ejif-7162	105	4	process	process	NOUN
ejif-7162	105	5	will	will	AUX
ejif-7162	105	6	involve	involve	VERB
ejif-7162	105	7	processing	process	VERB
ejif-7162	105	8	a	a	DET
ejif-7162	105	9	self	self	NOUN
ejif-7162	105	10	-	-	PUNCT
ejif-7162	105	11	administered	administer	VERB
ejif-7162	105	12	questionnaire	questionnaire	NOUN
ejif-7162	105	13	to	to	ADP
ejif-7162	105	14	the	the	DET
ejif-7162	105	15	selected	select	VERB
ejif-7162	105	16	sample	sample	NOUN
ejif-7162	105	17	of	of	ADP
ejif-7162	105	18	participants	participant	NOUN
ejif-7162	105	19	.	.	PUNCT
ejif-7162	106	1	the	the	DET
ejif-7162	106	2	questionnaire	questionnaire	NOUN
ejif-7162	106	3	will	will	AUX
ejif-7162	106	4	be	be	AUX
ejif-7162	106	5	designed	design	VERB
ejif-7162	106	6	to	to	PART
ejif-7162	106	7	collect	collect	VERB
ejif-7162	106	8	data	datum	NOUN
ejif-7162	106	9	on	on	ADP
ejif-7162	106	10	the	the	DET
ejif-7162	106	11	following	following	ADJ
ejif-7162	106	12	variables	variable	NOUN
ejif-7162	106	13	:	:	PUNCT
ejif-7162	106	14	demographic	demographic	ADJ
ejif-7162	106	15	characteristics	characteristic	NOUN
ejif-7162	106	16	,	,	PUNCT
ejif-7162	106	17	knowledge	knowledge	NOUN
ejif-7162	106	18	of	of	ADP
ejif-7162	106	19	ibf	ibf	PROPN
ejif-7162	106	20	,	,	PUNCT
ejif-7162	106	21	attitudes	attitude	NOUN
ejif-7162	106	22	towards	towards	ADP
ejif-7162	106	23	forms	form	NOUN
ejif-7162	106	24	of	of	ADP
ejif-7162	106	25	living	living	NOUN
ejif-7162	106	26	,	,	PUNCT
ejif-7162	106	27	and	and	CCONJ
ejif-7162	106	28	perceptions	perception	NOUN
ejif-7162	106	29	of	of	ADP
ejif-7162	106	30	riba	riba	PROPN
ejif-7162	106	31	and	and	CCONJ
ejif-7162	106	32	ibf	ibf	PROPN
ejif-7162	106	33	.	.	PUNCT
ejif-7162	107	1	the	the	DET
ejif-7162	107	2	questionnaire	questionnaire	NOUN
ejif-7162	107	3	will	will	AUX
ejif-7162	107	4	be	be	AUX
ejif-7162	107	5	written	write	VERB
ejif-7162	107	6	in	in	ADP
ejif-7162	107	7	finnish	finnish	ADJ
ejif-7162	107	8	and	and	CCONJ
ejif-7162	107	9	english	english	PROPN
ejif-7162	107	10	,	,	PUNCT
ejif-7162	107	11	and	and	CCONJ
ejif-7162	107	12	participants	participant	NOUN
ejif-7162	107	13	can	can	AUX
ejif-7162	107	14	also	also	ADV
ejif-7162	107	15	write	write	VERB
ejif-7162	107	16	in	in	ADP
ejif-7162	107	17	arabic	arabic	ADJ
ejif-7162	107	18	to	to	PART
ejif-7162	107	19	ensure	ensure	VERB
ejif-7162	107	20	that	that	SCONJ
ejif-7162	107	21	all	all	DET
ejif-7162	107	22	participants	participant	NOUN
ejif-7162	107	23	can	can	AUX
ejif-7162	107	24	understand	understand	VERB
ejif-7162	107	25	and	and	CCONJ
ejif-7162	107	26	respond	respond	VERB
ejif-7162	107	27	to	to	ADP
ejif-7162	107	28	the	the	DET
ejif-7162	107	29	questions	question	NOUN
ejif-7162	107	30	.	.	PUNCT
ejif-7162	108	1	this	this	DET
ejif-7162	108	2	study	study	NOUN
ejif-7162	108	3	adheres	adhere	VERB
ejif-7162	108	4	to	to	ADP
ejif-7162	108	5	ethical	ethical	ADJ
ejif-7162	108	6	considerations	consideration	NOUN
ejif-7162	108	7	;	;	PUNCT
ejif-7162	108	8	participants	participant	NOUN
ejif-7162	108	9	will	will	AUX
ejif-7162	108	10	be	be	AUX
ejif-7162	108	11	informed	inform	VERB
ejif-7162	108	12	about	about	ADP
ejif-7162	108	13	the	the	DET
ejif-7162	108	14	purpose	purpose	NOUN
ejif-7162	108	15	of	of	ADP
ejif-7162	108	16	the	the	DET
ejif-7162	108	17	study	study	NOUN
ejif-7162	108	18	,	,	PUNCT
ejif-7162	108	19	the	the	DET
ejif-7162	108	20	voluntary	voluntary	ADJ
ejif-7162	108	21	nature	nature	NOUN
ejif-7162	108	22	of	of	ADP
ejif-7162	108	23	their	their	PRON
ejif-7162	108	24	participation	participation	NOUN
ejif-7162	108	25	,	,	PUNCT
ejif-7162	108	26	and	and	CCONJ
ejif-7162	108	27	the	the	DET
ejif-7162	108	28	confidentiality	confidentiality	NOUN
ejif-7162	108	29	of	of	ADP
ejif-7162	108	30	their	their	PRON
ejif-7162	108	31	responses	response	NOUN
ejif-7162	108	32	.	.	PUNCT
ejif-7162	109	1	a	a	DET
ejif-7162	109	2	survey	survey	NOUN
ejif-7162	109	3	was	be	AUX
ejif-7162	109	4	completed	complete	VERB
ejif-7162	109	5	in	in	ADP
ejif-7162	109	6	october	october	PROPN
ejif-7162	109	7	2022	2022	NUM
ejif-7162	109	8	,	,	PUNCT
ejif-7162	109	9	where	where	SCONJ
ejif-7162	109	10	80	80	NUM
ejif-7162	109	11	respondents	respondent	NOUN
ejif-7162	109	12	participated	participate	VERB
ejif-7162	109	13	and	and	CCONJ
ejif-7162	109	14	answered	answer	VERB
ejif-7162	109	15	questions	question	NOUN
ejif-7162	109	16	.	.	PUNCT
ejif-7162	110	1	the	the	DET
ejif-7162	110	2	questions	question	NOUN
ejif-7162	110	3	of	of	ADP
ejif-7162	110	4	the	the	DET
ejif-7162	110	5	survey	survey	NOUN
ejif-7162	110	6	were	be	AUX
ejif-7162	110	7	selected	select	VERB
ejif-7162	110	8	according	accord	VERB
ejif-7162	110	9	to	to	ADP
ejif-7162	110	10	the	the	DET
ejif-7162	110	11	research	research	NOUN
ejif-7162	110	12	question	question	NOUN
ejif-7162	110	13	.	.	PUNCT
ejif-7162	111	1	we	we	PRON
ejif-7162	111	2	analyze	analyze	VERB
ejif-7162	111	3	and	and	CCONJ
ejif-7162	111	4	discuss	discuss	VERB
ejif-7162	111	5	the	the	DET
ejif-7162	111	6	data	datum	NOUN
ejif-7162	111	7	collected	collect	VERB
ejif-7162	111	8	in	in	ADP
ejif-7162	111	9	the	the	DET
ejif-7162	111	10	discussion	discussion	NOUN
ejif-7162	111	11	part	part	NOUN
ejif-7162	111	12	,	,	PUNCT
ejif-7162	111	13	as	as	SCONJ
ejif-7162	111	14	it	it	PRON
ejif-7162	111	15	is	be	AUX
ejif-7162	111	16	essential	essential	ADJ
ejif-7162	111	17	to	to	PART
ejif-7162	111	18	conduct	conduct	VERB
ejif-7162	111	19	legal	legal	ADJ
ejif-7162	111	20	research	research	NOUN
ejif-7162	111	21	to	to	PART
ejif-7162	111	22	derive	derive	VERB
ejif-7162	111	23	new	new	ADJ
ejif-7162	111	24	laws	law	NOUN
ejif-7162	111	25	from	from	ADP
ejif-7162	111	26	the	the	DET
ejif-7162	111	27	religious	religious	ADJ
ejif-7162	111	28	texts	text	NOUN
ejif-7162	111	29	on	on	ADP
ejif-7162	111	30	usury	usury	NOUN
ejif-7162	111	31	through	through	ADP
ejif-7162	111	32	methodological	methodological	ADJ
ejif-7162	111	33	,	,	PUNCT
ejif-7162	111	34	epistemological	epistemological	ADJ
ejif-7162	111	35	,	,	PUNCT
ejif-7162	111	36	and	and	CCONJ
ejif-7162	111	37	logical	logical	ADJ
ejif-7162	111	38	transformations	transformation	NOUN
ejif-7162	111	39	and	and	CCONJ
ejif-7162	111	40	get	get	VERB
ejif-7162	111	41	a	a	DET
ejif-7162	111	42	formal	formal	ADJ
ejif-7162	111	43	theory	theory	NOUN
ejif-7162	111	44	about	about	ADP
ejif-7162	111	45	everyday	everyday	ADJ
ejif-7162	111	46	economic	economic	ADJ
ejif-7162	111	47	activities	activity	NOUN
ejif-7162	111	48	such	such	ADJ
ejif-7162	111	49	as	as	ADP
ejif-7162	111	50	property	property	NOUN
ejif-7162	111	51	,	,	PUNCT
ejif-7162	111	52	ownership	ownership	NOUN
ejif-7162	111	53	,	,	PUNCT
ejif-7162	111	54	trade	trade	NOUN
ejif-7162	111	55	,	,	PUNCT
ejif-7162	111	56	moneylending	moneylende	VERB
ejif-7162	111	57	,	,	PUNCT
ejif-7162	111	58	and	and	CCONJ
ejif-7162	111	59	contracts	contract	NOUN
ejif-7162	111	60	.	.	PUNCT
ejif-7162	112	1	(	(	PUNCT
ejif-7162	112	2	calder	calder	PROPN
ejif-7162	112	3	,	,	PUNCT
ejif-7162	112	4	2016	2016	NUM
ejif-7162	112	5	)	)	PUNCT
ejif-7162	113	1	it	it	PRON
ejif-7162	113	2	is	be	AUX
ejif-7162	113	3	,	,	PUNCT
ejif-7162	113	4	for	for	ADP
ejif-7162	113	5	instance	instance	NOUN
ejif-7162	113	6	,	,	PUNCT
ejif-7162	113	7	important	important	ADJ
ejif-7162	113	8	to	to	PART
ejif-7162	113	9	understand	understand	VERB
ejif-7162	113	10	why	why	SCONJ
ejif-7162	113	11	usury	usury	NOUN
ejif-7162	113	12	is	be	AUX
ejif-7162	113	13	considered	consider	VERB
ejif-7162	113	14	immoral	immoral	ADJ
ejif-7162	113	15	and	and	CCONJ
ejif-7162	113	16	whether	whether	SCONJ
ejif-7162	113	17	it	it	PRON
ejif-7162	113	18	limits	limit	VERB
ejif-7162	113	19	the	the	DET
ejif-7162	113	20	economic	economic	ADJ
ejif-7162	113	21	welfare	welfare	NOUN
ejif-7162	113	22	of	of	ADP
ejif-7162	113	23	people	people	NOUN
ejif-7162	113	24	.	.	PUNCT
ejif-7162	114	1	after	after	ADP
ejif-7162	114	2	analyzing	analyze	VERB
ejif-7162	114	3	the	the	DET
ejif-7162	114	4	research	research	NOUN
ejif-7162	114	5	question	question	NOUN
ejif-7162	114	6	,	,	PUNCT
ejif-7162	114	7	a	a	DET
ejif-7162	114	8	questionnaire	questionnaire	NOUN
ejif-7162	114	9	was	be	AUX
ejif-7162	114	10	designed	design	VERB
ejif-7162	114	11	and	and	CCONJ
ejif-7162	114	12	sent	send	VERB
ejif-7162	114	13	to	to	ADP
ejif-7162	114	14	different	different	ADJ
ejif-7162	114	15	islamic	islamic	ADJ
ejif-7162	114	16	organizations	organization	NOUN
ejif-7162	114	17	and	and	CCONJ
ejif-7162	114	18	associations	association	NOUN
ejif-7162	114	19	;	;	PUNCT
ejif-7162	114	20	it	it	PRON
ejif-7162	114	21	was	be	AUX
ejif-7162	114	22	also	also	ADV
ejif-7162	114	23	advertised	advertise	VERB
ejif-7162	114	24	and	and	CCONJ
ejif-7162	114	25	explained	explain	VERB
ejif-7162	114	26	on	on	ADP
ejif-7162	114	27	different	different	ADJ
ejif-7162	114	28	social	social	ADJ
ejif-7162	114	29	media	medium	NOUN
ejif-7162	114	30	platforms	platform	NOUN
ejif-7162	114	31	,	,	PUNCT
ejif-7162	114	32	the	the	DET
ejif-7162	114	33	survey	survey	NOUN
ejif-7162	114	34	took	take	VERB
ejif-7162	114	35	place	place	NOUN
ejif-7162	114	36	in	in	ADP
ejif-7162	114	37	finland	finland	PROPN
ejif-7162	114	38	from	from	ADP
ejif-7162	114	39	131st	131st	ADJ
ejif-7162	114	40	october	october	PROPN
ejif-7162	114	41	2022	2022	NUM
ejif-7162	114	42	,	,	PUNCT
ejif-7162	114	43	and	and	CCONJ
ejif-7162	114	44	80	80	NUM
ejif-7162	114	45	respondents	respondent	NOUN
ejif-7162	114	46	participated	participate	VERB
ejif-7162	114	47	in	in	ADP
ejif-7162	114	48	the	the	DET
ejif-7162	114	49	survey	survey	NOUN
ejif-7162	114	50	.	.	PUNCT
ejif-7162	115	1	the	the	DET
ejif-7162	115	2	questionnaire	questionnaire	NOUN
ejif-7162	115	3	was	be	AUX
ejif-7162	115	4	designed	design	VERB
ejif-7162	115	5	for	for	ADP
ejif-7162	115	6	the	the	DET
ejif-7162	115	7	muslim	muslim	PROPN
ejif-7162	115	8	community	community	PROPN
ejif-7162	115	9	.	.	PUNCT
ejif-7162	116	1	however	however	ADV
ejif-7162	116	2	,	,	PUNCT
ejif-7162	116	3	few	few	ADJ
ejif-7162	116	4	answers	answer	NOUN
ejif-7162	116	5	from	from	ADP
ejif-7162	116	6	non	non	ADJ
ejif-7162	116	7	-	-	NOUN
ejif-7162	116	8	muslims	muslim	NOUN
ejif-7162	116	9	were	be	AUX
ejif-7162	116	10	received	receive	VERB
ejif-7162	116	11	as	as	ADV
ejif-7162	116	12	well	well	ADV
ejif-7162	116	13	.	.	PUNCT
ejif-7162	117	1	3.1	3.1	NUM
ejif-7162	117	2	survey	survey	NOUN
ejif-7162	117	3	the	the	DET
ejif-7162	117	4	survey	survey	NOUN
ejif-7162	117	5	was	be	AUX
ejif-7162	117	6	composed	compose	VERB
ejif-7162	117	7	of	of	ADP
ejif-7162	117	8	three	three	NUM
ejif-7162	117	9	parts	part	NOUN
ejif-7162	117	10	;	;	PUNCT
ejif-7162	117	11	the	the	DET
ejif-7162	117	12	first	first	ADJ
ejif-7162	117	13	part	part	NOUN
ejif-7162	117	14	was	be	AUX
ejif-7162	117	15	about	about	ADP
ejif-7162	117	16	the	the	DET
ejif-7162	117	17	respondent	respondent	NOUN
ejif-7162	117	18	’s	’s	PART
ejif-7162	117	19	background	background	NOUN
ejif-7162	117	20	such	such	ADJ
ejif-7162	117	21	as	as	ADP
ejif-7162	117	22	gender	gender	NOUN
ejif-7162	117	23	,	,	PUNCT
ejif-7162	117	24	age	age	NOUN
ejif-7162	117	25	,	,	PUNCT
ejif-7162	117	26	nationality	nationality	NOUN
ejif-7162	117	27	,	,	PUNCT
ejif-7162	117	28	and	and	CCONJ
ejif-7162	117	29	education	education	NOUN
ejif-7162	117	30	,	,	PUNCT
ejif-7162	117	31	the	the	DET
ejif-7162	117	32	second	second	ADJ
ejif-7162	117	33	part	part	NOUN
ejif-7162	117	34	was	be	AUX
ejif-7162	117	35	about	about	ADP
ejif-7162	117	36	the	the	DET
ejif-7162	117	37	respondents	respondent	NOUN
ejif-7162	117	38	’	'	PUNCT
ejif-7162	117	39	forms	form	NOUN
ejif-7162	117	40	of	of	ADP
ejif-7162	117	41	living	living	NOUN
ejif-7162	117	42	and	and	CCONJ
ejif-7162	117	43	their	their	PRON
ejif-7162	117	44	financial	financial	ADJ
ejif-7162	117	45	activities	activity	NOUN
ejif-7162	117	46	,	,	PUNCT
ejif-7162	117	47	and	and	CCONJ
ejif-7162	117	48	the	the	DET
ejif-7162	117	49	third	third	ADJ
ejif-7162	117	50	part	part	NOUN
ejif-7162	117	51	was	be	AUX
ejif-7162	117	52	about	about	ADP
ejif-7162	117	53	the	the	DET
ejif-7162	117	54	respondents	respondent	NOUN
ejif-7162	117	55	’	’	PART
ejif-7162	117	56	religious	religious	ADJ
ejif-7162	117	57	background	background	NOUN
ejif-7162	117	58	and	and	CCONJ
ejif-7162	117	59	what	what	PRON
ejif-7162	117	60	they	they	PRON
ejif-7162	117	61	think	think	VERB
ejif-7162	117	62	about	about	ADP
ejif-7162	117	63	usury	usury	NOUN
ejif-7162	117	64	or	or	CCONJ
ejif-7162	117	65	riba	riba	PROPN
ejif-7162	117	66	.	.	PUNCT
ejif-7162	118	1	3.2	3.2	NUM
ejif-7162	118	2	methods	method	NOUN
ejif-7162	118	3	we	we	PRON
ejif-7162	118	4	proceeded	proceed	VERB
ejif-7162	118	5	with	with	ADP
ejif-7162	118	6	advertising	advertise	VERB
ejif-7162	118	7	the	the	DET
ejif-7162	118	8	questionnaire	questionnaire	NOUN
ejif-7162	118	9	by	by	ADP
ejif-7162	118	10	explaining	explain	VERB
ejif-7162	118	11	the	the	DET
ejif-7162	118	12	aim	aim	NOUN
ejif-7162	118	13	and	and	CCONJ
ejif-7162	118	14	importance	importance	NOUN
ejif-7162	118	15	of	of	ADP
ejif-7162	118	16	the	the	DET
ejif-7162	118	17	survey	survey	NOUN
ejif-7162	118	18	;	;	PUNCT
ejif-7162	118	19	we	we	PRON
ejif-7162	118	20	asked	ask	VERB
ejif-7162	118	21	people	people	NOUN
ejif-7162	118	22	to	to	PART
ejif-7162	118	23	answer	answer	VERB
ejif-7162	118	24	and	and	CCONJ
ejif-7162	118	25	forward	forward	VERB
ejif-7162	118	26	the	the	DET
ejif-7162	118	27	link	link	NOUN
ejif-7162	118	28	to	to	ADP
ejif-7162	118	29	their	their	PRON
ejif-7162	118	30	friends	friend	NOUN
ejif-7162	118	31	and	and	CCONJ
ejif-7162	118	32	relatives	relative	NOUN
ejif-7162	118	33	as	as	ADP
ejif-7162	118	34	this	this	DET
ejif-7162	118	35	method	method	NOUN
ejif-7162	118	36	,	,	PUNCT
ejif-7162	118	37	called	call	VERB
ejif-7162	118	38	snowball	snowball	NOUN
ejif-7162	118	39	sampling	sampling	NOUN
ejif-7162	118	40	,	,	PUNCT
ejif-7162	118	41	is	be	AUX
ejif-7162	118	42	effective	effective	ADJ
ejif-7162	118	43	in	in	ADP
ejif-7162	118	44	getting	get	VERB
ejif-7162	118	45	a	a	DET
ejif-7162	118	46	maximum	maximum	NOUN
ejif-7162	118	47	of	of	ADP
ejif-7162	118	48	specific	specific	ADJ
ejif-7162	118	49	respondents	respondent	NOUN
ejif-7162	118	50	in	in	ADP
ejif-7162	118	51	a	a	DET
ejif-7162	118	52	quick	quick	ADJ
ejif-7162	118	53	time	time	NOUN
ejif-7162	118	54	.	.	PUNCT
ejif-7162	119	1	to	to	PART
ejif-7162	119	2	understand	understand	VERB
ejif-7162	119	3	the	the	DET
ejif-7162	119	4	background	background	NOUN
ejif-7162	119	5	of	of	ADP
ejif-7162	119	6	the	the	DET
ejif-7162	119	7	participants	participant	NOUN
ejif-7162	119	8	in	in	ADP
ejif-7162	119	9	the	the	DET
ejif-7162	119	10	survey	survey	NOUN
ejif-7162	119	11	,	,	PUNCT
ejif-7162	119	12	the	the	DET
ejif-7162	119	13	respondents	respondent	NOUN
ejif-7162	119	14	answered	answer	VERB
ejif-7162	119	15	different	different	ADJ
ejif-7162	119	16	questions	question	NOUN
ejif-7162	119	17	where	where	SCONJ
ejif-7162	119	18	different	different	ADJ
ejif-7162	119	19	options	option	NOUN
ejif-7162	119	20	were	be	AUX
ejif-7162	119	21	proposed	propose	VERB
ejif-7162	119	22	.	.	PUNCT
ejif-7162	120	1	two	two	NUM
ejif-7162	120	2	open	open	ADJ
ejif-7162	120	3	questions	question	NOUN
ejif-7162	120	4	were	be	AUX
ejif-7162	120	5	included	include	VERB
ejif-7162	120	6	to	to	PART
ejif-7162	120	7	allow	allow	VERB
ejif-7162	120	8	the	the	DET
ejif-7162	120	9	respondents	respondent	NOUN
ejif-7162	120	10	to	to	PART
ejif-7162	120	11	express	express	VERB
ejif-7162	120	12	their	their	PRON
ejif-7162	120	13	thoughts	thought	NOUN
ejif-7162	120	14	.	.	PUNCT
ejif-7162	121	1	the	the	DET
ejif-7162	121	2	answers	answer	NOUN
ejif-7162	121	3	were	be	AUX
ejif-7162	121	4	gathered	gather	VERB
ejif-7162	121	5	anonymously	anonymously	ADV
ejif-7162	121	6	,	,	PUNCT
ejif-7162	121	7	and	and	CCONJ
ejif-7162	121	8	no	no	DET
ejif-7162	121	9	personal	personal	ADJ
ejif-7162	121	10	or	or	CCONJ
ejif-7162	121	11	sensitive	sensitive	ADJ
ejif-7162	121	12	questions	question	NOUN
ejif-7162	121	13	were	be	AUX
ejif-7162	121	14	addressed	address	VERB
ejif-7162	121	15	to	to	PART
ejif-7162	121	16	avoid	avoid	VERB
ejif-7162	121	17	any	any	DET
ejif-7162	121	18	kind	kind	NOUN
ejif-7162	121	19	of	of	ADP
ejif-7162	121	20	misinterpretation	misinterpretation	NOUN
ejif-7162	121	21	.	.	PUNCT
ejif-7162	122	1	european	european	PROPN
ejif-7162	122	2	journal	journal	PROPN
ejif-7162	122	3	of	of	ADP
ejif-7162	122	4	islamic	islamic	PROPN
ejif-7162	122	5	finance	finance	PROPN
ejif-7162	122	6	issn	issn	PROPN
ejif-7162	122	7	:	:	PUNCT
ejif-7162	122	8	2421	2421	NUM
ejif-7162	122	9	-	-	SYM
ejif-7162	122	10	2172	2172	NUM
ejif-7162	122	11	doi	doi	NOUN
ejif-7162	122	12	:	:	PUNCT
ejif-7162	122	13	10.13135/2421	10.13135/2421	NUM
ejif-7162	122	14	-	-	SYM
ejif-7162	122	15	2172/7162	2172/7162	NUM
ejif-7162	122	16	published	publish	VERB
ejif-7162	122	17	by	by	ADP
ejif-7162	122	18	university	university	PROPN
ejif-7162	122	19	of	of	ADP
ejif-7162	122	20	turin	turin	PROPN
ejif-7162	123	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-7162	123	2	ejif	ejif	PROPN
ejif-7162	123	3	content	content	NOUN
ejif-7162	123	4	is	be	AUX
ejif-7162	123	5	licensed	license	VERB
ejif-7162	123	6	under	under	ADP
ejif-7162	123	7	a	a	DET
ejif-7162	123	8	creative	creative	ADJ
ejif-7162	123	9	commons	common	NOUN
ejif-7162	123	10	attribution	attribution	NOUN
ejif-7162	123	11	4.0	4.0	NUM
ejif-7162	123	12	international	international	ADJ
ejif-7162	123	13	license	license	NOUN
ejif-7162	123	14	49	49	NUM
ejif-7162	123	15	3.3	3.3	NUM
ejif-7162	123	16	the	the	DET
ejif-7162	123	17	conduct	conduct	NOUN
ejif-7162	123	18	of	of	ADP
ejif-7162	123	19	the	the	DET
ejif-7162	123	20	survey	survey	NOUN
ejif-7162	123	21	the	the	DET
ejif-7162	123	22	questions	question	NOUN
ejif-7162	123	23	were	be	AUX
ejif-7162	123	24	written	write	VERB
ejif-7162	123	25	in	in	ADP
ejif-7162	123	26	both	both	CCONJ
ejif-7162	123	27	english	english	PROPN
ejif-7162	123	28	and	and	CCONJ
ejif-7162	123	29	finnish	finnish	ADJ
ejif-7162	123	30	.	.	PUNCT
ejif-7162	124	1	there	there	PRON
ejif-7162	124	2	were	be	VERB
ejif-7162	124	3	in	in	ADP
ejif-7162	124	4	total	total	ADJ
ejif-7162	124	5	80	80	NUM
ejif-7162	124	6	respondents	respondent	NOUN
ejif-7162	124	7	.	.	PUNCT
ejif-7162	125	1	41	41	NUM
ejif-7162	125	2	men	man	NOUN
ejif-7162	125	3	and	and	CCONJ
ejif-7162	125	4	38	38	NUM
ejif-7162	125	5	women	woman	NOUN
ejif-7162	125	6	and	and	CCONJ
ejif-7162	125	7	one	one	NUM
ejif-7162	125	8	respondent	respondent	NOUN
ejif-7162	125	9	did	do	AUX
ejif-7162	125	10	not	not	PART
ejif-7162	125	11	want	want	VERB
ejif-7162	125	12	to	to	PART
ejif-7162	125	13	answer	answer	VERB
ejif-7162	125	14	this	this	DET
ejif-7162	125	15	question	question	NOUN
ejif-7162	125	16	“	"	PUNCT
ejif-7162	125	17	fig	fig	NOUN
ejif-7162	125	18	.	.	PUNCT
ejif-7162	126	1	1	1	NUM
ejif-7162	126	2	”	"	PUNCT
ejif-7162	126	3	.	.	PUNCT
ejif-7162	127	1	the	the	DET
ejif-7162	127	2	age	age	NOUN
ejif-7162	127	3	of	of	ADP
ejif-7162	127	4	the	the	DET
ejif-7162	127	5	respondents	respondent	NOUN
ejif-7162	127	6	was	be	AUX
ejif-7162	127	7	between	between	ADP
ejif-7162	127	8	18	18	NUM
ejif-7162	127	9	and	and	CCONJ
ejif-7162	127	10	more	more	ADJ
ejif-7162	127	11	than	than	ADP
ejif-7162	127	12	67	67	NUM
ejif-7162	127	13	years	year	NOUN
ejif-7162	127	14	.	.	PUNCT
ejif-7162	128	1	the	the	DET
ejif-7162	128	2	higher	high	ADJ
ejif-7162	128	3	group	group	NOUN
ejif-7162	128	4	of	of	ADP
ejif-7162	128	5	respondents	respondent	NOUN
ejif-7162	128	6	was	be	AUX
ejif-7162	128	7	aged	age	VERB
ejif-7162	128	8	between	between	ADP
ejif-7162	128	9	36	36	NUM
ejif-7162	128	10	-	-	SYM
ejif-7162	128	11	45	45	NUM
ejif-7162	128	12	years	year	NOUN
ejif-7162	128	13	with	with	ADP
ejif-7162	128	14	38	38	NUM
ejif-7162	128	15	respondents	respondent	NOUN
ejif-7162	128	16	“	"	PUNCT
ejif-7162	128	17	fig	fig	NOUN
ejif-7162	128	18	.	.	PUNCT
ejif-7162	129	1	2	2	NUM
ejif-7162	129	2	”	"	PUNCT
ejif-7162	129	3	.	.	PUNCT
ejif-7162	130	1	figure	figure	VERB
ejif-7162	130	2	1	1	NUM
ejif-7162	130	3	.	.	PUNCT
ejif-7162	131	1	gender	gender	NOUN
ejif-7162	131	2	division	division	NOUN
ejif-7162	131	3	of	of	ADP
ejif-7162	131	4	the	the	DET
ejif-7162	131	5	respondents	respondent	NOUN
ejif-7162	131	6	.	.	PUNCT
ejif-7162	132	1	source	source	NOUN
ejif-7162	132	2	:	:	PUNCT
ejif-7162	132	3	(	(	PUNCT
ejif-7162	132	4	authors	author	NOUN
ejif-7162	132	5	’	'	PUNCT
ejif-7162	132	6	elaboration	elaboration	NOUN
ejif-7162	132	7	)	)	PUNCT
ejif-7162	132	8	.	.	PUNCT
ejif-7162	133	1	figure	figure	NOUN
ejif-7162	133	2	2	2	NUM
ejif-7162	133	3	.	.	PUNCT
ejif-7162	133	4	age	age	NOUN
ejif-7162	133	5	division	division	NOUN
ejif-7162	133	6	of	of	ADP
ejif-7162	133	7	the	the	DET
ejif-7162	133	8	respondents	respondent	NOUN
ejif-7162	133	9	.	.	PUNCT
ejif-7162	134	1	source	source	NOUN
ejif-7162	134	2	:	:	PUNCT
ejif-7162	134	3	(	(	PUNCT
ejif-7162	134	4	authors	author	NOUN
ejif-7162	134	5	’	'	PUNCT
ejif-7162	134	6	elaboration	elaboration	NOUN
ejif-7162	134	7	)	)	PUNCT
ejif-7162	134	8	.	.	PUNCT
ejif-7162	135	1	european	european	PROPN
ejif-7162	135	2	journal	journal	PROPN
ejif-7162	135	3	of	of	ADP
ejif-7162	135	4	islamic	islamic	PROPN
ejif-7162	135	5	finance	finance	PROPN
ejif-7162	135	6	issn	issn	PROPN
ejif-7162	135	7	:	:	PUNCT
ejif-7162	135	8	2421	2421	NUM
ejif-7162	135	9	-	-	SYM
ejif-7162	135	10	2172	2172	NUM
ejif-7162	135	11	doi	doi	NOUN
ejif-7162	135	12	:	:	PUNCT
ejif-7162	135	13	10.13135/2421	10.13135/2421	NUM
ejif-7162	135	14	-	-	SYM
ejif-7162	135	15	2172/7162	2172/7162	NUM
ejif-7162	135	16	published	publish	VERB
ejif-7162	135	17	by	by	ADP
ejif-7162	135	18	university	university	PROPN
ejif-7162	135	19	of	of	ADP
ejif-7162	135	20	turin	turin	PROPN
ejif-7162	136	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-7162	136	2	ejif	ejif	PROPN
ejif-7162	136	3	content	content	NOUN
ejif-7162	136	4	is	be	AUX
ejif-7162	136	5	licensed	license	VERB
ejif-7162	136	6	under	under	ADP
ejif-7162	136	7	a	a	DET
ejif-7162	136	8	creative	creative	ADJ
ejif-7162	136	9	commons	common	NOUN
ejif-7162	136	10	attribution	attribution	NOUN
ejif-7162	136	11	4.0	4.0	NUM
ejif-7162	136	12	international	international	ADJ
ejif-7162	136	13	license	license	NOUN
ejif-7162	136	14	50	50	NUM
ejif-7162	136	15	3.4	3.4	NUM
ejif-7162	136	16	some	some	PRON
ejif-7162	136	17	remarks	remark	VERB
ejif-7162	136	18	3.4.1	3.4.1	NUM
ejif-7162	136	19	origin	origin	NOUN
ejif-7162	136	20	of	of	ADP
ejif-7162	136	21	the	the	DET
ejif-7162	136	22	respondents	respondent	NOUN
ejif-7162	136	23	:	:	PUNCT
ejif-7162	136	24	the	the	DET
ejif-7162	136	25	highest	high	ADJ
ejif-7162	136	26	number	number	NOUN
ejif-7162	136	27	of	of	ADP
ejif-7162	136	28	respondents	respondent	NOUN
ejif-7162	136	29	originated	originate	VERB
ejif-7162	136	30	from	from	ADP
ejif-7162	136	31	iraq	iraq	PROPN
ejif-7162	136	32	with	with	ADP
ejif-7162	136	33	23	23	NUM
ejif-7162	136	34	respondents	respondent	NOUN
ejif-7162	136	35	followed	follow	VERB
ejif-7162	136	36	by	by	ADP
ejif-7162	136	37	respondents	respondent	NOUN
ejif-7162	136	38	from	from	ADP
ejif-7162	136	39	north	north	PROPN
ejif-7162	136	40	africa	africa	PROPN
ejif-7162	136	41	with	with	ADP
ejif-7162	136	42	18	18	NUM
ejif-7162	136	43	respondents	respondent	NOUN
ejif-7162	136	44	.	.	PUNCT
ejif-7162	137	1	this	this	PRON
ejif-7162	137	2	is	be	AUX
ejif-7162	137	3	probably	probably	ADV
ejif-7162	137	4	because	because	SCONJ
ejif-7162	137	5	those	those	DET
ejif-7162	137	6	two	two	NUM
ejif-7162	137	7	groups	group	NOUN
ejif-7162	137	8	are	be	AUX
ejif-7162	137	9	active	active	ADJ
ejif-7162	137	10	groups	group	NOUN
ejif-7162	137	11	living	live	VERB
ejif-7162	137	12	in	in	ADP
ejif-7162	137	13	a	a	DET
ejif-7162	137	14	community	community	NOUN
ejif-7162	137	15	.	.	PUNCT
ejif-7162	138	1	the	the	DET
ejif-7162	138	2	third	third	ADJ
ejif-7162	138	3	group	group	NOUN
ejif-7162	138	4	was	be	AUX
ejif-7162	138	5	the	the	DET
ejif-7162	138	6	native	native	ADJ
ejif-7162	138	7	finnish	finnish	ADJ
ejif-7162	138	8	respondents	respondent	NOUN
ejif-7162	138	9	with	with	ADP
ejif-7162	138	10	13	13	NUM
ejif-7162	138	11	participants	participant	NOUN
ejif-7162	138	12	followed	follow	VERB
ejif-7162	138	13	by	by	ADP
ejif-7162	138	14	participants	participant	NOUN
ejif-7162	138	15	from	from	ADP
ejif-7162	138	16	the	the	DET
ejif-7162	138	17	middle	middle	PROPN
ejif-7162	138	18	east	east	PROPN
ejif-7162	138	19	with	with	ADP
ejif-7162	138	20	11	11	NUM
ejif-7162	138	21	participants	participant	NOUN
ejif-7162	138	22	.	.	PUNCT
ejif-7162	139	1	(	(	PUNCT
ejif-7162	139	2	table	table	NOUN
ejif-7162	139	3	1	1	NUM
ejif-7162	139	4	.	.	PUNCT
ejif-7162	139	5	)	)	PUNCT
ejif-7162	140	1	origins	origin	NOUN
ejif-7162	140	2	no	no	DET
ejif-7162	140	3	native	native	ADJ
ejif-7162	140	4	finnish	finnish	ADJ
ejif-7162	140	5	13	13	NUM
ejif-7162	140	6	russian	russian	ADJ
ejif-7162	140	7	republics	republic	NOUN
ejif-7162	140	8	1	1	NUM
ejif-7162	140	9	middle	middle	ADJ
ejif-7162	140	10	-	-	PUNCT
ejif-7162	140	11	east	east	NOUN
ejif-7162	140	12	11	11	NUM
ejif-7162	140	13	iraq	iraq	PROPN
ejif-7162	140	14	23	23	NUM
ejif-7162	140	15	syria	syria	PROPN
ejif-7162	140	16	8	8	NUM
ejif-7162	140	17	somalia	somalia	PROPN
ejif-7162	140	18	7	7	NUM
ejif-7162	140	19	turkey	turkey	NOUN
ejif-7162	140	20	1	1	NUM
ejif-7162	140	21	north	north	NOUN
ejif-7162	140	22	africa	africa	PROPN
ejif-7162	140	23	18	18	NUM
ejif-7162	140	24	sub	sub	NOUN
ejif-7162	140	25	-	-	ADJ
ejif-7162	140	26	sahara	sahara	ADJ
ejif-7162	140	27	0	0	NUM
ejif-7162	141	1	afghanistan	afghanistan	PROPN
ejif-7162	141	2	1	1	NUM
ejif-7162	141	3	east	east	PROPN
ejif-7162	141	4	-	-	PUNCT
ejif-7162	141	5	asia	asia	PROPN
ejif-7162	141	6	0	0	PROPN
ejif-7162	142	1	caucasus	caucasus	PROPN
ejif-7162	142	2	0	0	NUM
ejif-7162	142	3	central	central	PROPN
ejif-7162	142	4	africa	africa	PROPN
ejif-7162	142	5	0	0	NUM
ejif-7162	142	6	other	other	ADJ
ejif-7162	142	7	country	country	NOUN
ejif-7162	142	8	or	or	CCONJ
ejif-7162	142	9	area	area	NOUN
ejif-7162	142	10	3	3	NUM
ejif-7162	142	11	table	table	NOUN
ejif-7162	142	12	1	1	NUM
ejif-7162	142	13	.	.	PUNCT
ejif-7162	143	1	the	the	DET
ejif-7162	143	2	origin	origin	NOUN
ejif-7162	143	3	of	of	ADP
ejif-7162	143	4	the	the	DET
ejif-7162	143	5	respondents	respondent	NOUN
ejif-7162	143	6	(	(	PUNCT
ejif-7162	143	7	the	the	DET
ejif-7162	143	8	total	total	NOUN
ejif-7162	143	9	is	be	AUX
ejif-7162	143	10	more	more	ADJ
ejif-7162	143	11	than	than	ADP
ejif-7162	143	12	80	80	NUM
ejif-7162	143	13	because	because	SCONJ
ejif-7162	143	14	some	some	PRON
ejif-7162	143	15	of	of	ADP
ejif-7162	143	16	the	the	DET
ejif-7162	143	17	respondents	respondent	NOUN
ejif-7162	143	18	have	have	VERB
ejif-7162	143	19	more	more	ADJ
ejif-7162	143	20	than	than	ADP
ejif-7162	143	21	one	one	NUM
ejif-7162	143	22	nationality	nationality	NOUN
ejif-7162	143	23	)	)	PUNCT
ejif-7162	143	24	source	source	NOUN
ejif-7162	143	25	:	:	PUNCT
ejif-7162	143	26	(	(	PUNCT
ejif-7162	143	27	authors	author	NOUN
ejif-7162	143	28	’	'	PUNCT
ejif-7162	143	29	elaboration	elaboration	NOUN
ejif-7162	143	30	)	)	PUNCT
ejif-7162	143	31	3.4.2	3.4.2	NUM
ejif-7162	143	32	double	double	ADJ
ejif-7162	143	33	or	or	CCONJ
ejif-7162	143	34	multiple	multiple	ADJ
ejif-7162	143	35	nationalities	nationality	NOUN
ejif-7162	143	36	:	:	PUNCT
ejif-7162	143	37	when	when	SCONJ
ejif-7162	143	38	counting	count	VERB
ejif-7162	143	39	the	the	DET
ejif-7162	143	40	total	total	NOUN
ejif-7162	143	41	of	of	ADP
ejif-7162	143	42	the	the	DET
ejif-7162	143	43	respondents	respondent	NOUN
ejif-7162	143	44	,	,	PUNCT
ejif-7162	143	45	there	there	PRON
ejif-7162	143	46	were	be	VERB
ejif-7162	143	47	more	more	ADJ
ejif-7162	143	48	than	than	ADP
ejif-7162	143	49	80	80	NUM
ejif-7162	143	50	which	which	PRON
ejif-7162	143	51	can	can	AUX
ejif-7162	143	52	be	be	AUX
ejif-7162	143	53	explained	explain	VERB
ejif-7162	143	54	that	that	SCONJ
ejif-7162	143	55	some	some	PRON
ejif-7162	143	56	of	of	ADP
ejif-7162	143	57	the	the	DET
ejif-7162	143	58	respondents	respondent	NOUN
ejif-7162	143	59	can	can	AUX
ejif-7162	143	60	have	have	VERB
ejif-7162	143	61	two	two	NUM
ejif-7162	143	62	or	or	CCONJ
ejif-7162	143	63	more	more	ADJ
ejif-7162	143	64	nationalities	nationality	NOUN
ejif-7162	143	65	at	at	ADP
ejif-7162	143	66	the	the	DET
ejif-7162	143	67	same	same	ADJ
ejif-7162	143	68	time	time	NOUN
ejif-7162	143	69	.	.	PUNCT
ejif-7162	144	1	3.4.3	3.4.3	NUM
ejif-7162	144	2	non	non	ADJ
ejif-7162	144	3	-	-	ADJ
ejif-7162	144	4	muslim	muslim	ADJ
ejif-7162	144	5	respondents	respondent	NOUN
ejif-7162	144	6	:	:	PUNCT
ejif-7162	144	7	since	since	SCONJ
ejif-7162	144	8	the	the	DET
ejif-7162	144	9	survey	survey	NOUN
ejif-7162	144	10	was	be	AUX
ejif-7162	144	11	designated	designate	VERB
ejif-7162	144	12	specifically	specifically	ADV
ejif-7162	144	13	for	for	ADP
ejif-7162	144	14	muslims	muslim	NOUN
ejif-7162	144	15	,	,	PUNCT
ejif-7162	144	16	the	the	DET
ejif-7162	144	17	questions	question	NOUN
ejif-7162	144	18	were	be	AUX
ejif-7162	144	19	designed	design	VERB
ejif-7162	144	20	on	on	ADP
ejif-7162	144	21	that	that	DET
ejif-7162	144	22	basis	basis	NOUN
ejif-7162	144	23	as	as	ADV
ejif-7162	144	24	well	well	ADV
ejif-7162	144	25	.	.	PUNCT
ejif-7162	145	1	however	however	ADV
ejif-7162	145	2	,	,	PUNCT
ejif-7162	145	3	we	we	PRON
ejif-7162	145	4	received	receive	VERB
ejif-7162	145	5	few	few	ADJ
ejif-7162	145	6	answers	answer	NOUN
ejif-7162	145	7	from	from	ADP
ejif-7162	145	8	non	non	ADJ
ejif-7162	145	9	-	-	ADJ
ejif-7162	145	10	muslim	muslim	ADJ
ejif-7162	145	11	respondents	respondent	NOUN
ejif-7162	145	12	as	as	ADV
ejif-7162	145	13	well	well	ADV
ejif-7162	145	14	.	.	PUNCT
ejif-7162	146	1	in	in	ADP
ejif-7162	146	2	general	general	ADJ
ejif-7162	146	3	,	,	PUNCT
ejif-7162	146	4	results	result	NOUN
ejif-7162	146	5	are	be	AUX
ejif-7162	146	6	going	go	VERB
ejif-7162	146	7	to	to	PART
ejif-7162	146	8	focus	focus	VERB
ejif-7162	146	9	on	on	ADP
ejif-7162	146	10	the	the	DET
ejif-7162	146	11	muslims	muslim	NOUN
ejif-7162	146	12	’	'	PUNCT
ejif-7162	146	13	perceptions	perception	NOUN
ejif-7162	146	14	,	,	PUNCT
ejif-7162	146	15	nevertheless	nevertheless	ADV
ejif-7162	146	16	,	,	PUNCT
ejif-7162	146	17	we	we	PRON
ejif-7162	146	18	will	will	AUX
ejif-7162	146	19	mention	mention	VERB
ejif-7162	146	20	some	some	PRON
ejif-7162	146	21	of	of	ADP
ejif-7162	146	22	the	the	DET
ejif-7162	146	23	interesting	interesting	ADJ
ejif-7162	146	24	findings	finding	NOUN
ejif-7162	146	25	that	that	PRON
ejif-7162	146	26	we	we	PRON
ejif-7162	146	27	observed	observe	VERB
ejif-7162	146	28	about	about	ADP
ejif-7162	146	29	the	the	DET
ejif-7162	146	30	non	non	ADJ
ejif-7162	146	31	-	-	ADJ
ejif-7162	146	32	muslim	muslim	ADJ
ejif-7162	146	33	participants	participant	NOUN
ejif-7162	146	34	as	as	ADP
ejif-7162	146	35	“	"	PUNCT
ejif-7162	146	36	exceptions	exception	NOUN
ejif-7162	146	37	”	"	PUNCT
ejif-7162	146	38	that	that	PRON
ejif-7162	146	39	may	may	AUX
ejif-7162	146	40	lead	lead	VERB
ejif-7162	146	41	to	to	ADP
ejif-7162	146	42	further	further	ADJ
ejif-7162	146	43	research	research	NOUN
ejif-7162	146	44	in	in	ADP
ejif-7162	146	45	the	the	DET
ejif-7162	146	46	future	future	NOUN
ejif-7162	146	47	by	by	ADP
ejif-7162	146	48	using	use	VERB
ejif-7162	146	49	comparative	comparative	ADJ
ejif-7162	146	50	research	research	NOUN
ejif-7162	146	51	methods	method	NOUN
ejif-7162	146	52	between	between	ADP
ejif-7162	146	53	muslims	muslim	NOUN
ejif-7162	146	54	and	and	CCONJ
ejif-7162	146	55	nonmuslims	nonmuslim	NOUN
ejif-7162	146	56	.	.	PUNCT
ejif-7162	147	1	european	european	PROPN
ejif-7162	147	2	journal	journal	PROPN
ejif-7162	147	3	of	of	ADP
ejif-7162	147	4	islamic	islamic	PROPN
ejif-7162	147	5	finance	finance	PROPN
ejif-7162	147	6	issn	issn	PROPN
ejif-7162	147	7	:	:	PUNCT
ejif-7162	147	8	2421	2421	NUM
ejif-7162	147	9	-	-	SYM
ejif-7162	147	10	2172	2172	NUM
ejif-7162	147	11	doi	doi	NOUN
ejif-7162	147	12	:	:	PUNCT
ejif-7162	147	13	10.13135/2421	10.13135/2421	NUM
ejif-7162	147	14	-	-	SYM
ejif-7162	147	15	2172/7162	2172/7162	NUM
ejif-7162	147	16	published	publish	VERB
ejif-7162	147	17	by	by	ADP
ejif-7162	147	18	university	university	PROPN
ejif-7162	147	19	of	of	ADP
ejif-7162	147	20	turin	turin	PROPN
ejif-7162	148	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-7162	148	2	ejif	ejif	PROPN
ejif-7162	148	3	content	content	NOUN
ejif-7162	148	4	is	be	AUX
ejif-7162	148	5	licensed	license	VERB
ejif-7162	148	6	under	under	ADP
ejif-7162	148	7	a	a	DET
ejif-7162	148	8	creative	creative	ADJ
ejif-7162	148	9	commons	common	NOUN
ejif-7162	148	10	attribution	attribution	NOUN
ejif-7162	148	11	4.0	4.0	NUM
ejif-7162	148	12	international	international	ADJ
ejif-7162	148	13	license	license	NOUN
ejif-7162	148	14	51	51	NUM
ejif-7162	148	15	4	4	NUM
ejif-7162	148	16	.	.	PUNCT
ejif-7162	149	1	results	result	NOUN
ejif-7162	149	2	we	we	PRON
ejif-7162	149	3	have	have	AUX
ejif-7162	149	4	noticed	notice	VERB
ejif-7162	149	5	that	that	SCONJ
ejif-7162	149	6	the	the	DET
ejif-7162	149	7	respondents	respondent	NOUN
ejif-7162	149	8	were	be	AUX
ejif-7162	149	9	divided	divide	VERB
ejif-7162	149	10	almost	almost	ADV
ejif-7162	149	11	equally	equally	ADV
ejif-7162	149	12	in	in	ADP
ejif-7162	149	13	gender	gender	NOUN
ejif-7162	149	14	,	,	PUNCT
ejif-7162	149	15	“	"	PUNCT
ejif-7162	149	16	fig	fig	NOUN
ejif-7162	149	17	.	.	PUNCT
ejif-7162	150	1	1	1	NUM
ejif-7162	150	2	”	"	PUNCT
ejif-7162	150	3	which	which	PRON
ejif-7162	150	4	can	can	AUX
ejif-7162	150	5	be	be	AUX
ejif-7162	150	6	interpreted	interpret	VERB
ejif-7162	150	7	that	that	SCONJ
ejif-7162	150	8	the	the	DET
ejif-7162	150	9	question	question	NOUN
ejif-7162	150	10	of	of	ADP
ejif-7162	150	11	riba	riba	PROPN
ejif-7162	150	12	is	be	AUX
ejif-7162	150	13	an	an	DET
ejif-7162	150	14	important	important	ADJ
ejif-7162	150	15	issue	issue	NOUN
ejif-7162	150	16	for	for	ADP
ejif-7162	150	17	both	both	DET
ejif-7162	150	18	genders	gender	NOUN
ejif-7162	150	19	.	.	PUNCT
ejif-7162	151	1	figure	figure	VERB
ejif-7162	151	2	3	3	NUM
ejif-7162	151	3	.	.	NOUN
ejif-7162	151	4	70	70	NUM
ejif-7162	151	5	%	%	NOUN
ejif-7162	151	6	of	of	ADP
ejif-7162	151	7	the	the	DET
ejif-7162	151	8	respondents	respondent	NOUN
ejif-7162	151	9	are	be	AUX
ejif-7162	151	10	finnish	finnish	ADJ
ejif-7162	151	11	citizens	citizen	NOUN
ejif-7162	151	12	.	.	PUNCT
ejif-7162	152	1	source	source	NOUN
ejif-7162	152	2	:	:	PUNCT
ejif-7162	152	3	(	(	PUNCT
ejif-7162	152	4	authors	author	NOUN
ejif-7162	152	5	’	'	PUNCT
ejif-7162	152	6	elaboration	elaboration	NOUN
ejif-7162	152	7	)	)	PUNCT
ejif-7162	152	8	.	.	PUNCT
ejif-7162	153	1	figure	figure	VERB
ejif-7162	153	2	4	4	NUM
ejif-7162	153	3	.	.	PUNCT
ejif-7162	154	1	duration	duration	NOUN
ejif-7162	154	2	of	of	ADP
ejif-7162	154	3	living	live	VERB
ejif-7162	154	4	in	in	ADP
ejif-7162	154	5	finland	finland	PROPN
ejif-7162	154	6	:	:	PUNCT
ejif-7162	154	7	more	more	ADJ
ejif-7162	154	8	than	than	ADP
ejif-7162	154	9	90	90	NUM
ejif-7162	154	10	%	%	NOUN
ejif-7162	154	11	have	have	AUX
ejif-7162	154	12	lived	live	VERB
ejif-7162	154	13	for	for	ADP
ejif-7162	154	14	at	at	ADV
ejif-7162	154	15	least	least	ADV
ejif-7162	154	16	5	5	NUM
ejif-7162	154	17	years	year	NOUN
ejif-7162	154	18	in	in	ADP
ejif-7162	154	19	finland	finland	PROPN
ejif-7162	154	20	.	.	PUNCT
ejif-7162	155	1	source	source	NOUN
ejif-7162	155	2	:	:	PUNCT
ejif-7162	155	3	(	(	PUNCT
ejif-7162	155	4	authors	author	NOUN
ejif-7162	155	5	’	'	PUNCT
ejif-7162	155	6	elaboration	elaboration	NOUN
ejif-7162	155	7	)	)	PUNCT
ejif-7162	155	8	.	.	PUNCT
ejif-7162	156	1	4.1	4.1	NUM
ejif-7162	156	2	prohibition	prohibition	NOUN
ejif-7162	156	3	of	of	ADP
ejif-7162	156	4	riba	riba	NOUN
ejif-7162	156	5	this	this	DET
ejif-7162	156	6	study	study	NOUN
ejif-7162	156	7	aims	aim	VERB
ejif-7162	156	8	to	to	PART
ejif-7162	156	9	address	address	VERB
ejif-7162	156	10	the	the	DET
ejif-7162	156	11	topic	topic	NOUN
ejif-7162	156	12	of	of	ADP
ejif-7162	156	13	interest	interest	NOUN
ejif-7162	156	14	on	on	ADP
ejif-7162	156	15	loans	loan	NOUN
ejif-7162	156	16	.	.	PUNCT
ejif-7162	157	1	the	the	DET
ejif-7162	157	2	issue	issue	NOUN
ejif-7162	157	3	of	of	ADP
ejif-7162	157	4	usury	usury	NOUN
ejif-7162	157	5	-ribain	-ribain	PROPN
ejif-7162	157	6	islamic	islamic	ADJ
ejif-7162	157	7	banking	banking	NOUN
ejif-7162	157	8	and	and	CCONJ
ejif-7162	157	9	finance	finance	NOUN
ejif-7162	157	10	is	be	AUX
ejif-7162	157	11	one	one	NUM
ejif-7162	157	12	of	of	ADP
ejif-7162	157	13	the	the	DET
ejif-7162	157	14	most	most	ADV
ejif-7162	157	15	critical	critical	ADJ
ejif-7162	157	16	issues	issue	NOUN
ejif-7162	157	17	;	;	PUNCT
ejif-7162	157	18	it	it	PRON
ejif-7162	157	19	means	mean	VERB
ejif-7162	157	20	an	an	DET
ejif-7162	157	21	excess	excess	ADJ
ejif-7162	157	22	compensation	compensation	NOUN
ejif-7162	157	23	or	or	CCONJ
ejif-7162	157	24	surplus	surplus	NOUN
ejif-7162	157	25	value	value	NOUN
ejif-7162	157	26	without	without	ADP
ejif-7162	157	27	due	due	ADJ
ejif-7162	157	28	consideration	consideration	NOUN
ejif-7162	157	29	.	.	PUNCT
ejif-7162	158	1	trying	try	VERB
ejif-7162	158	2	to	to	PART
ejif-7162	158	3	define	define	VERB
ejif-7162	158	4	due	due	ADJ
ejif-7162	158	5	consideration	consideration	NOUN
ejif-7162	158	6	from	from	ADP
ejif-7162	158	7	the	the	DET
ejif-7162	158	8	theological	theological	ADJ
ejif-7162	158	9	point	point	NOUN
ejif-7162	158	10	of	of	ADP
ejif-7162	158	11	view	view	NOUN
ejif-7162	158	12	is	be	AUX
ejif-7162	158	13	an	an	DET
ejif-7162	158	14	issue	issue	NOUN
ejif-7162	158	15	that	that	PRON
ejif-7162	158	16	is	be	AUX
ejif-7162	158	17	in	in	ADP
ejif-7162	158	18	conflict	conflict	NOUN
ejif-7162	158	19	of	of	ADP
ejif-7162	158	20	interest	interest	NOUN
ejif-7162	158	21	with	with	ADP
ejif-7162	158	22	financial	financial	ADJ
ejif-7162	158	23	and	and	CCONJ
ejif-7162	158	24	banking	banking	NOUN
ejif-7162	158	25	institutions	institution	NOUN
ejif-7162	158	26	.	.	PUNCT
ejif-7162	159	1	surplus	surplus	NOUN
ejif-7162	159	2	value	value	NOUN
ejif-7162	159	3	and	and	CCONJ
ejif-7162	159	4	speculation	speculation	NOUN
ejif-7162	159	5	were	be	AUX
ejif-7162	159	6	major	major	ADJ
ejif-7162	159	7	reasons	reason	NOUN
ejif-7162	159	8	for	for	ADP
ejif-7162	159	9	the	the	DET
ejif-7162	159	10	2008	2008	NUM
ejif-7162	159	11	global	global	ADJ
ejif-7162	159	12	monetary	monetary	ADJ
ejif-7162	159	13	crisis	crisis	NOUN
ejif-7162	159	14	.	.	PUNCT
ejif-7162	160	1	of	of	ADP
ejif-7162	160	2	course	course	ADV
ejif-7162	160	3	,	,	PUNCT
ejif-7162	160	4	it	it	PRON
ejif-7162	160	5	is	be	AUX
ejif-7162	160	6	not	not	PART
ejif-7162	160	7	in	in	ADP
ejif-7162	160	8	the	the	DET
ejif-7162	160	9	interest	interest	NOUN
ejif-7162	160	10	of	of	ADP
ejif-7162	160	11	banks	bank	NOUN
ejif-7162	160	12	to	to	PART
ejif-7162	160	13	prohibit	prohibit	VERB
ejif-7162	160	14	interest	interest	NOUN
ejif-7162	160	15	,	,	PUNCT
ejif-7162	160	16	as	as	SCONJ
ejif-7162	160	17	interest	interest	NOUN
ejif-7162	160	18	is	be	AUX
ejif-7162	160	19	one	one	NUM
ejif-7162	160	20	of	of	ADP
ejif-7162	160	21	the	the	DET
ejif-7162	160	22	ways	way	NOUN
ejif-7162	160	23	of	of	ADP
ejif-7162	160	24	profit	profit	NOUN
ejif-7162	160	25	-	-	PUNCT
ejif-7162	160	26	making	making	NOUN
ejif-7162	160	27	.	.	PUNCT
ejif-7162	161	1	even	even	ADV
ejif-7162	161	2	if	if	SCONJ
ejif-7162	161	3	more	more	ADV
ejif-7162	161	4	ethical	ethical	ADJ
ejif-7162	161	5	banks	bank	NOUN
ejif-7162	161	6	are	be	AUX
ejif-7162	161	7	nowadays	nowadays	ADV
ejif-7162	161	8	involved	involve	VERB
ejif-7162	161	9	in	in	ADP
ejif-7162	161	10	promoting	promote	VERB
ejif-7162	161	11	sustainability	sustainability	NOUN
ejif-7162	161	12	and	and	CCONJ
ejif-7162	161	13	protecting	protect	VERB
ejif-7162	161	14	the	the	DET
ejif-7162	161	15	environment	environment	NOUN
ejif-7162	161	16	.	.	PUNCT
ejif-7162	162	1	for	for	ADP
ejif-7162	162	2	the	the	DET
ejif-7162	162	3	question	question	NOUN
ejif-7162	162	4	:	:	PUNCT
ejif-7162	162	5	have	have	AUX
ejif-7162	162	6	you	you	PRON
ejif-7162	162	7	heard	hear	VERB
ejif-7162	162	8	about	about	ADP
ejif-7162	162	9	riba	riba	PROPN
ejif-7162	162	10	?	?	PUNCT
ejif-7162	163	1	74	74	NUM
ejif-7162	163	2	out	out	ADP
ejif-7162	163	3	of	of	ADP
ejif-7162	163	4	80	80	NUM
ejif-7162	163	5	of	of	ADP
ejif-7162	163	6	our	our	PRON
ejif-7162	163	7	respondents	respondent	NOUN
ejif-7162	163	8	have	have	AUX
ejif-7162	163	9	confirmed	confirm	VERB
ejif-7162	163	10	that	that	SCONJ
ejif-7162	163	11	they	they	PRON
ejif-7162	163	12	heard	hear	VERB
ejif-7162	163	13	about	about	ADP
ejif-7162	163	14	riba	riba	PROPN
ejif-7162	163	15	,	,	PUNCT
ejif-7162	163	16	only	only	ADV
ejif-7162	163	17	5	5	NUM
ejif-7162	163	18	respondents	respondent	NOUN
ejif-7162	163	19	did	do	AUX
ejif-7162	163	20	not	not	PART
ejif-7162	163	21	know	know	VERB
ejif-7162	163	22	the	the	DET
ejif-7162	163	23	term	term	NOUN
ejif-7162	163	24	and	and	CCONJ
ejif-7162	163	25	one	one	NUM
ejif-7162	163	26	respondent	respondent	NOUN
ejif-7162	163	27	was	be	AUX
ejif-7162	163	28	unsure	unsure	ADJ
ejif-7162	163	29	about	about	ADP
ejif-7162	163	30	it	it	PRON
ejif-7162	163	31	.	.	PUNCT
ejif-7162	164	1	also	also	ADV
ejif-7162	164	2	,	,	PUNCT
ejif-7162	164	3	93	93	NUM
ejif-7162	164	4	%	%	NOUN
ejif-7162	164	5	of	of	ADP
ejif-7162	164	6	the	the	DET
ejif-7162	164	7	respondents	respondent	NOUN
ejif-7162	164	8	who	who	PRON
ejif-7162	164	9	are	be	AUX
ejif-7162	164	10	born	bear	VERB
ejif-7162	164	11	muslim	muslim	ADJ
ejif-7162	164	12	have	have	AUX
ejif-7162	164	13	heard	hear	VERB
ejif-7162	164	14	about	about	ADP
ejif-7162	164	15	riba	riba	PROPN
ejif-7162	164	16	.	.	PUNCT
ejif-7162	165	1	this	this	PRON
ejif-7162	165	2	indicates	indicate	VERB
ejif-7162	165	3	that	that	SCONJ
ejif-7162	165	4	riba	riba	PROPN
ejif-7162	165	5	is	be	AUX
ejif-7162	165	6	a	a	DET
ejif-7162	165	7	familiar	familiar	ADJ
ejif-7162	165	8	concept	concept	NOUN
ejif-7162	165	9	for	for	ADP
ejif-7162	165	10	muslims	muslim	NOUN
ejif-7162	165	11	and	and	CCONJ
ejif-7162	165	12	a	a	DET
ejif-7162	165	13	well	well	ADV
ejif-7162	165	14	-	-	PUNCT
ejif-7162	165	15	recognized	recognize	VERB
ejif-7162	165	16	part	part	NOUN
ejif-7162	165	17	of	of	ADP
ejif-7162	165	18	their	their	PRON
ejif-7162	165	19	belief	belief	NOUN
ejif-7162	165	20	.	.	PUNCT
ejif-7162	166	1	european	european	PROPN
ejif-7162	166	2	journal	journal	PROPN
ejif-7162	166	3	of	of	ADP
ejif-7162	166	4	islamic	islamic	PROPN
ejif-7162	166	5	finance	finance	PROPN
ejif-7162	166	6	issn	issn	PROPN
ejif-7162	166	7	:	:	PUNCT
ejif-7162	166	8	2421	2421	NUM
ejif-7162	166	9	-	-	SYM
ejif-7162	166	10	2172	2172	NUM
ejif-7162	166	11	doi	doi	NOUN
ejif-7162	166	12	:	:	PUNCT
ejif-7162	166	13	10.13135/2421	10.13135/2421	NUM
ejif-7162	166	14	-	-	SYM
ejif-7162	166	15	2172/7162	2172/7162	NUM
ejif-7162	166	16	published	publish	VERB
ejif-7162	166	17	by	by	ADP
ejif-7162	166	18	university	university	PROPN
ejif-7162	166	19	of	of	ADP
ejif-7162	166	20	turin	turin	PROPN
ejif-7162	167	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-7162	167	2	ejif	ejif	PROPN
ejif-7162	167	3	content	content	NOUN
ejif-7162	167	4	is	be	AUX
ejif-7162	167	5	licensed	license	VERB
ejif-7162	167	6	under	under	ADP
ejif-7162	167	7	a	a	DET
ejif-7162	167	8	creative	creative	ADJ
ejif-7162	167	9	commons	common	NOUN
ejif-7162	167	10	attribution	attribution	NOUN
ejif-7162	167	11	4.0	4.0	NUM
ejif-7162	167	12	international	international	ADJ
ejif-7162	167	13	license	license	NOUN
ejif-7162	167	14	52	52	NUM
ejif-7162	167	15	4.1.1	4.1.1	NUM
ejif-7162	167	16	the	the	DET
ejif-7162	167	17	reasons	reason	NOUN
ejif-7162	167	18	not	not	PART
ejif-7162	167	19	to	to	PART
ejif-7162	167	20	own	own	VERB
ejif-7162	167	21	a	a	DET
ejif-7162	167	22	dwelling	dwelling	NOUN
ejif-7162	167	23	in	in	ADP
ejif-7162	167	24	finland	finland	PROPN
ejif-7162	167	25	the	the	DET
ejif-7162	167	26	reasons	reason	NOUN
ejif-7162	167	27	not	not	PART
ejif-7162	167	28	to	to	PART
ejif-7162	167	29	own	own	VERB
ejif-7162	167	30	a	a	DET
ejif-7162	167	31	dwelling	dwelling	NOUN
ejif-7162	167	32	in	in	ADP
ejif-7162	167	33	finland	finland	PROPN
ejif-7162	167	34	:	:	PUNCT
ejif-7162	167	35	33	33	NUM
ejif-7162	167	36	of	of	ADP
ejif-7162	167	37	the	the	DET
ejif-7162	167	38	respondents	respondent	NOUN
ejif-7162	167	39	directly	directly	ADV
ejif-7162	167	40	link	link	VERB
ejif-7162	167	41	the	the	DET
ejif-7162	167	42	reason	reason	NOUN
ejif-7162	167	43	not	not	PART
ejif-7162	167	44	to	to	PART
ejif-7162	167	45	own	own	VERB
ejif-7162	167	46	a	a	DET
ejif-7162	167	47	dwelling	dwelling	NOUN
ejif-7162	167	48	in	in	ADP
ejif-7162	167	49	finland	finland	PROPN
ejif-7162	167	50	to	to	ADP
ejif-7162	167	51	the	the	DET
ejif-7162	167	52	prohibition	prohibition	NOUN
ejif-7162	167	53	of	of	ADP
ejif-7162	167	54	interest	interest	NOUN
ejif-7162	167	55	by	by	ADP
ejif-7162	167	56	islam	islam	PROPN
ejif-7162	167	57	,	,	PUNCT
ejif-7162	167	58	they	they	PRON
ejif-7162	167	59	believe	believe	VERB
ejif-7162	167	60	that	that	SCONJ
ejif-7162	167	61	they	they	PRON
ejif-7162	167	62	should	should	AUX
ejif-7162	167	63	not	not	PART
ejif-7162	167	64	take	take	VERB
ejif-7162	167	65	usury	usury	NOUN
ejif-7162	167	66	loans	loan	NOUN
ejif-7162	167	67	and	and	CCONJ
ejif-7162	167	68	prefer	prefer	VERB
ejif-7162	167	69	to	to	PART
ejif-7162	167	70	live	live	VERB
ejif-7162	167	71	in	in	ADP
ejif-7162	167	72	a	a	DET
ejif-7162	167	73	rental	rental	ADJ
ejif-7162	167	74	house	house	NOUN
ejif-7162	167	75	rather	rather	ADV
ejif-7162	167	76	than	than	ADP
ejif-7162	167	77	apply	apply	VERB
ejif-7162	167	78	for	for	ADP
ejif-7162	167	79	a	a	DET
ejif-7162	167	80	loan	loan	NOUN
ejif-7162	167	81	to	to	PART
ejif-7162	167	82	buy	buy	VERB
ejif-7162	167	83	a	a	DET
ejif-7162	167	84	dwelling	dwelling	NOUN
ejif-7162	167	85	.	.	PUNCT
ejif-7162	168	1	however	however	ADV
ejif-7162	168	2	,	,	PUNCT
ejif-7162	168	3	also	also	ADV
ejif-7162	168	4	the	the	DET
ejif-7162	168	5	high	high	ADJ
ejif-7162	168	6	price	price	NOUN
ejif-7162	168	7	of	of	ADP
ejif-7162	168	8	houses	house	NOUN
ejif-7162	168	9	in	in	ADP
ejif-7162	168	10	finland	finland	PROPN
ejif-7162	168	11	constitutes	constitute	VERB
ejif-7162	168	12	a	a	DET
ejif-7162	168	13	challenge	challenge	NOUN
ejif-7162	168	14	to	to	PART
ejif-7162	168	15	own	own	VERB
ejif-7162	168	16	a	a	DET
ejif-7162	168	17	house	house	NOUN
ejif-7162	168	18	,	,	PUNCT
ejif-7162	168	19	thus	thus	ADV
ejif-7162	168	20	35	35	NUM
ejif-7162	168	21	of	of	ADP
ejif-7162	168	22	the	the	DET
ejif-7162	168	23	respondents	respondent	NOUN
ejif-7162	168	24	answered	answer	VERB
ejif-7162	168	25	that	that	SCONJ
ejif-7162	168	26	houses	house	NOUN
ejif-7162	168	27	are	be	AUX
ejif-7162	168	28	too	too	ADV
ejif-7162	168	29	expensive	expensive	ADJ
ejif-7162	168	30	“	"	PUNCT
ejif-7162	168	31	fig	fig	NOUN
ejif-7162	168	32	.	.	PUNCT
ejif-7162	169	1	6	6	NUM
ejif-7162	169	2	”	"	PUNCT
ejif-7162	169	3	however	however	ADV
ejif-7162	169	4	,	,	PUNCT
ejif-7162	169	5	on	on	ADP
ejif-7162	169	6	the	the	DET
ejif-7162	169	7	question	question	NOUN
ejif-7162	169	8	we	we	PRON
ejif-7162	169	9	asked	ask	VERB
ejif-7162	169	10	about	about	ADP
ejif-7162	169	11	whether	whether	SCONJ
ejif-7162	169	12	you	you	PRON
ejif-7162	169	13	have	have	AUX
ejif-7162	169	14	considered	consider	VERB
ejif-7162	169	15	buying	buy	VERB
ejif-7162	169	16	a	a	DET
ejif-7162	169	17	home	home	NOUN
ejif-7162	169	18	in	in	ADP
ejif-7162	169	19	finland	finland	PROPN
ejif-7162	169	20	,	,	PUNCT
ejif-7162	169	21	48	48	NUM
ejif-7162	169	22	out	out	ADP
ejif-7162	169	23	of	of	ADP
ejif-7162	169	24	80	80	NUM
ejif-7162	169	25	answered	answer	VERB
ejif-7162	169	26	yes	yes	INTJ
ejif-7162	169	27	,	,	PUNCT
ejif-7162	169	28	3	3	NUM
ejif-7162	169	29	answered	answer	VERB
ejif-7162	169	30	that	that	SCONJ
ejif-7162	169	31	they	they	PRON
ejif-7162	169	32	had	have	AUX
ejif-7162	169	33	thought	think	VERB
ejif-7162	169	34	about	about	ADP
ejif-7162	169	35	this	this	DET
ejif-7162	169	36	several	several	ADJ
ejif-7162	169	37	times	time	NOUN
ejif-7162	169	38	and	and	CCONJ
ejif-7162	169	39	9	9	NUM
ejif-7162	169	40	had	have	AUX
ejif-7162	169	41	considered	consider	VERB
ejif-7162	169	42	sometimes	sometimes	ADV
ejif-7162	169	43	.	.	PUNCT
ejif-7162	170	1	19	19	NUM
ejif-7162	170	2	respondents	respondent	NOUN
ejif-7162	170	3	out	out	ADP
ejif-7162	170	4	of	of	ADP
ejif-7162	170	5	80	80	NUM
ejif-7162	170	6	answered	answer	VERB
ejif-7162	170	7	that	that	SCONJ
ejif-7162	170	8	they	they	PRON
ejif-7162	170	9	did	do	AUX
ejif-7162	170	10	not	not	PART
ejif-7162	170	11	think	think	VERB
ejif-7162	170	12	about	about	ADP
ejif-7162	170	13	buying	buy	VERB
ejif-7162	170	14	a	a	DET
ejif-7162	170	15	house	house	NOUN
ejif-7162	170	16	in	in	ADP
ejif-7162	170	17	finland	finland	PROPN
ejif-7162	170	18	.	.	PUNCT
ejif-7162	171	1	“	"	PUNCT
ejif-7162	171	2	fig	fig	NOUN
ejif-7162	171	3	.	.	PUNCT
ejif-7162	172	1	5	5	NUM
ejif-7162	172	2	”	"	PUNCT
ejif-7162	172	3	this	this	PRON
ejif-7162	172	4	indicates	indicate	VERB
ejif-7162	172	5	that	that	SCONJ
ejif-7162	172	6	although	although	SCONJ
ejif-7162	172	7	the	the	DET
ejif-7162	172	8	respondents	respondent	NOUN
ejif-7162	172	9	refrain	refrain	VERB
ejif-7162	172	10	from	from	ADP
ejif-7162	172	11	buying	buy	VERB
ejif-7162	172	12	a	a	DET
ejif-7162	172	13	dwelling	dwelling	NOUN
ejif-7162	172	14	in	in	ADP
ejif-7162	172	15	finland	finland	PROPN
ejif-7162	172	16	,	,	PUNCT
ejif-7162	172	17	a	a	DET
ejif-7162	172	18	large	large	ADJ
ejif-7162	172	19	percentage	percentage	NOUN
ejif-7162	172	20	of	of	ADP
ejif-7162	172	21	them	they	PRON
ejif-7162	172	22	have	have	AUX
ejif-7162	172	23	already	already	ADV
ejif-7162	172	24	thought	think	VERB
ejif-7162	172	25	about	about	ADP
ejif-7162	172	26	buying	buy	VERB
ejif-7162	172	27	a	a	DET
ejif-7162	172	28	dwelling	dwelling	NOUN
ejif-7162	172	29	.	.	PUNCT
ejif-7162	173	1	this	this	PRON
ejif-7162	173	2	indicates	indicate	VERB
ejif-7162	173	3	as	as	ADV
ejif-7162	173	4	well	well	ADV
ejif-7162	173	5	that	that	SCONJ
ejif-7162	173	6	the	the	DET
ejif-7162	173	7	high	high	ADJ
ejif-7162	173	8	prices	price	NOUN
ejif-7162	173	9	of	of	ADP
ejif-7162	173	10	dwellings	dwelling	NOUN
ejif-7162	173	11	in	in	ADP
ejif-7162	173	12	finland	finland	PROPN
ejif-7162	173	13	would	would	AUX
ejif-7162	173	14	oblige	oblige	VERB
ejif-7162	173	15	them	they	PRON
ejif-7162	173	16	to	to	PART
ejif-7162	173	17	apply	apply	VERB
ejif-7162	173	18	for	for	ADP
ejif-7162	173	19	a	a	DET
ejif-7162	173	20	mortgage	mortgage	NOUN
ejif-7162	173	21	which	which	PRON
ejif-7162	173	22	is	be	AUX
ejif-7162	173	23	not	not	PART
ejif-7162	173	24	in	in	ADP
ejif-7162	173	25	compliance	compliance	NOUN
ejif-7162	173	26	with	with	ADP
ejif-7162	173	27	sharia	sharia	PROPN
ejif-7162	173	28	.	.	PUNCT
ejif-7162	173	29	figure	figure	NOUN
ejif-7162	173	30	5	5	NUM
ejif-7162	173	31	.	.	PUNCT
ejif-7162	173	32	75	75	NUM
ejif-7162	173	33	%	%	NOUN
ejif-7162	173	34	of	of	ADP
ejif-7162	173	35	the	the	DET
ejif-7162	173	36	respondents	respondent	NOUN
ejif-7162	173	37	have	have	AUX
ejif-7162	173	38	considered	consider	VERB
ejif-7162	173	39	owning	own	VERB
ejif-7162	173	40	a	a	DET
ejif-7162	173	41	dwelling	dwelling	NOUN
ejif-7162	173	42	in	in	ADP
ejif-7162	173	43	finland	finland	PROPN
ejif-7162	173	44	.	.	PUNCT
ejif-7162	174	1	source	source	NOUN
ejif-7162	174	2	:	:	PUNCT
ejif-7162	174	3	(	(	PUNCT
ejif-7162	174	4	authors	author	NOUN
ejif-7162	174	5	’	'	PUNCT
ejif-7162	174	6	elaboration	elaboration	NOUN
ejif-7162	174	7	)	)	PUNCT
ejif-7162	174	8	.	.	PUNCT
ejif-7162	175	1	figure	figure	VERB
ejif-7162	175	2	6	6	NUM
ejif-7162	175	3	.	.	PUNCT
ejif-7162	175	4	reasons	reason	NOUN
ejif-7162	175	5	not	not	PART
ejif-7162	175	6	to	to	PART
ejif-7162	175	7	own	own	VERB
ejif-7162	175	8	a	a	DET
ejif-7162	175	9	dwelling	dwelling	NOUN
ejif-7162	175	10	in	in	ADP
ejif-7162	175	11	finland	finland	PROPN
ejif-7162	175	12	.	.	PUNCT
ejif-7162	176	1	source	source	NOUN
ejif-7162	176	2	:	:	PUNCT
ejif-7162	176	3	(	(	PUNCT
ejif-7162	176	4	authors	author	NOUN
ejif-7162	176	5	’	'	PUNCT
ejif-7162	176	6	elaboration	elaboration	NOUN
ejif-7162	176	7	)	)	PUNCT
ejif-7162	176	8	.	.	PUNCT
ejif-7162	177	1	4.1.2	4.1.2	NUM
ejif-7162	177	2	purchase	purchase	NOUN
ejif-7162	177	3	loans	loan	NOUN
ejif-7162	177	4	60	60	NUM
ejif-7162	177	5	out	out	ADP
ejif-7162	177	6	of	of	ADP
ejif-7162	177	7	80	80	NUM
ejif-7162	177	8	of	of	ADP
ejif-7162	177	9	the	the	DET
ejif-7162	177	10	respondents	respondent	NOUN
ejif-7162	177	11	have	have	AUX
ejif-7162	177	12	answered	answer	VERB
ejif-7162	177	13	that	that	SCONJ
ejif-7162	177	14	they	they	PRON
ejif-7162	177	15	have	have	AUX
ejif-7162	177	16	not	not	PART
ejif-7162	177	17	taken	take	VERB
ejif-7162	177	18	loans	loan	NOUN
ejif-7162	177	19	before	before	ADV
ejif-7162	177	20	to	to	PART
ejif-7162	177	21	buy	buy	VERB
ejif-7162	177	22	equipment	equipment	NOUN
ejif-7162	177	23	or	or	CCONJ
ejif-7162	177	24	cars	car	NOUN
ejif-7162	177	25	while	while	SCONJ
ejif-7162	177	26	only	only	ADV
ejif-7162	177	27	20	20	NUM
ejif-7162	177	28	participants	participant	NOUN
ejif-7162	177	29	answered	answer	VERB
ejif-7162	177	30	yes	yes	INTJ
ejif-7162	177	31	to	to	ADP
ejif-7162	177	32	that	that	DET
ejif-7162	177	33	question	question	NOUN
ejif-7162	177	34	;	;	PUNCT
ejif-7162	177	35	19	19	NUM
ejif-7162	177	36	respondents	respondent	NOUN
ejif-7162	177	37	have	have	AUX
ejif-7162	177	38	paid	pay	VERB
ejif-7162	177	39	interest	interest	NOUN
ejif-7162	177	40	on	on	ADP
ejif-7162	177	41	these	these	DET
ejif-7162	177	42	loans	loan	NOUN
ejif-7162	177	43	.	.	PUNCT
ejif-7162	178	1	this	this	PRON
ejif-7162	178	2	interestingly	interestingly	ADV
ejif-7162	178	3	shows	show	VERB
ejif-7162	178	4	that	that	SCONJ
ejif-7162	178	5	only	only	ADV
ejif-7162	178	6	20	20	NUM
ejif-7162	178	7	%	%	NOUN
ejif-7162	178	8	of	of	ADP
ejif-7162	178	9	the	the	DET
ejif-7162	178	10	respondents	respondent	NOUN
ejif-7162	178	11	have	have	AUX
ejif-7162	178	12	taken	take	VERB
ejif-7162	178	13	purchase	purchase	NOUN
ejif-7162	178	14	loans	loan	NOUN
ejif-7162	178	15	while	while	SCONJ
ejif-7162	178	16	80	80	NUM
ejif-7162	178	17	%	%	NOUN
ejif-7162	178	18	are	be	AUX
ejif-7162	178	19	still	still	ADV
ejif-7162	178	20	reluctant	reluctant	ADJ
ejif-7162	178	21	to	to	PART
ejif-7162	178	22	pay	pay	VERB
ejif-7162	178	23	interest	interest	NOUN
ejif-7162	178	24	on	on	ADP
ejif-7162	178	25	loans	loan	NOUN
ejif-7162	178	26	even	even	ADV
ejif-7162	178	27	for	for	ADP
ejif-7162	178	28	other	other	ADJ
ejif-7162	178	29	purposes	purpose	NOUN
ejif-7162	178	30	than	than	ADP
ejif-7162	178	31	buying	buy	VERB
ejif-7162	178	32	a	a	DET
ejif-7162	178	33	dwelling	dwelling	NOUN
ejif-7162	178	34	.	.	PUNCT
ejif-7162	179	1	one	one	NUM
ejif-7162	179	2	of	of	ADP
ejif-7162	179	3	the	the	DET
ejif-7162	179	4	respondents	respondent	NOUN
ejif-7162	179	5	explained	explain	VERB
ejif-7162	179	6	:	:	PUNCT
ejif-7162	179	7	european	european	PROPN
ejif-7162	179	8	journal	journal	PROPN
ejif-7162	179	9	of	of	ADP
ejif-7162	179	10	islamic	islamic	PROPN
ejif-7162	179	11	finance	finance	PROPN
ejif-7162	179	12	issn	issn	PROPN
ejif-7162	179	13	:	:	PUNCT
ejif-7162	179	14	2421	2421	NUM
ejif-7162	179	15	-	-	SYM
ejif-7162	179	16	2172	2172	NUM
ejif-7162	179	17	doi	doi	NOUN
ejif-7162	179	18	:	:	PUNCT
ejif-7162	179	19	10.13135/2421	10.13135/2421	NUM
ejif-7162	179	20	-	-	SYM
ejif-7162	179	21	2172/7162	2172/7162	NUM
ejif-7162	179	22	published	publish	VERB
ejif-7162	179	23	by	by	ADP
ejif-7162	179	24	university	university	PROPN
ejif-7162	179	25	of	of	ADP
ejif-7162	179	26	turin	turin	PROPN
ejif-7162	180	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-7162	180	2	ejif	ejif	PROPN
ejif-7162	180	3	content	content	NOUN
ejif-7162	180	4	is	be	AUX
ejif-7162	180	5	licensed	license	VERB
ejif-7162	180	6	under	under	ADP
ejif-7162	180	7	a	a	DET
ejif-7162	180	8	creative	creative	ADJ
ejif-7162	180	9	commons	common	NOUN
ejif-7162	180	10	attribution	attribution	NOUN
ejif-7162	180	11	4.0	4.0	NUM
ejif-7162	180	12	international	international	ADJ
ejif-7162	180	13	license	license	NOUN
ejif-7162	180	14	53	53	NUM
ejif-7162	180	15	“	"	PUNCT
ejif-7162	180	16	…	…	PUNCT
ejif-7162	180	17	i	i	PRON
ejif-7162	180	18	have	have	AUX
ejif-7162	180	19	n’t	not	PART
ejif-7162	180	20	taken	take	VERB
ejif-7162	180	21	any	any	DET
ejif-7162	180	22	loans	loan	NOUN
ejif-7162	180	23	because	because	SCONJ
ejif-7162	180	24	it	it	PRON
ejif-7162	180	25	is	be	AUX
ejif-7162	180	26	forbidden	forbid	VERB
ejif-7162	180	27	in	in	ADP
ejif-7162	180	28	islam	islam	PROPN
ejif-7162	180	29	…	…	PUNCT
ejif-7162	180	30	i	i	PRON
ejif-7162	180	31	wish	wish	VERB
ejif-7162	180	32	if	if	SCONJ
ejif-7162	180	33	there	there	PRON
ejif-7162	180	34	were	be	VERB
ejif-7162	180	35	loans	loan	NOUN
ejif-7162	180	36	without	without	ADP
ejif-7162	180	37	interests	interest	NOUN
ejif-7162	180	38	…	…	PUNCT
ejif-7162	180	39	”	"	PUNCT
ejif-7162	180	40	anonymous	anonymous	ADJ
ejif-7162	180	41	5	5	NUM
ejif-7162	180	42	“	"	PUNCT
ejif-7162	180	43	…	…	PUNCT
ejif-7162	180	44	i	i	PRON
ejif-7162	180	45	'm	be	AUX
ejif-7162	180	46	not	not	PART
ejif-7162	180	47	used	use	VERB
ejif-7162	180	48	to	to	ADP
ejif-7162	180	49	taking	take	VERB
ejif-7162	180	50	loans	loan	NOUN
ejif-7162	180	51	because	because	SCONJ
ejif-7162	180	52	life	life	NOUN
ejif-7162	180	53	is	be	AUX
ejif-7162	180	54	good	good	ADJ
ejif-7162	180	55	for	for	ADP
ejif-7162	180	56	me	i	PRON
ejif-7162	180	57	if	if	SCONJ
ejif-7162	180	58	i	i	PRON
ejif-7162	180	59	can	can	AUX
ejif-7162	180	60	buy	buy	VERB
ejif-7162	180	61	i	i	PRON
ejif-7162	180	62	do	do	AUX
ejif-7162	180	63	it	it	PRON
ejif-7162	180	64	,	,	PUNCT
ejif-7162	180	65	otherwise	otherwise	ADV
ejif-7162	180	66	i	i	PRON
ejif-7162	180	67	wo	will	AUX
ejif-7162	180	68	n't	not	PART
ejif-7162	180	69	have	have	VERB
ejif-7162	180	70	to	to	PART
ejif-7162	180	71	...	...	PUNCT
ejif-7162	181	1	but	but	CCONJ
ejif-7162	181	2	i	i	PRON
ejif-7162	181	3	buy	buy	VERB
ejif-7162	181	4	phones	phone	NOUN
ejif-7162	181	5	from	from	ADP
ejif-7162	181	6	the	the	DET
ejif-7162	181	7	communication	communication	NOUN
ejif-7162	181	8	companies	company	NOUN
ejif-7162	181	9	because	because	SCONJ
ejif-7162	181	10	they	they	PRON
ejif-7162	181	11	do	do	AUX
ejif-7162	181	12	not	not	PART
ejif-7162	181	13	impose	impose	VERB
ejif-7162	181	14	interest	interest	NOUN
ejif-7162	181	15	…	…	PUNCT
ejif-7162	181	16	”	"	PUNCT
ejif-7162	181	17	anonymous	anonymous	ADJ
ejif-7162	181	18	10	10	NUM
ejif-7162	181	19	“	"	PUNCT
ejif-7162	181	20	…	…	PUNCT
ejif-7162	181	21	the	the	DET
ejif-7162	181	22	finnish	finnish	ADJ
ejif-7162	181	23	system	system	NOUN
ejif-7162	181	24	is	be	AUX
ejif-7162	181	25	good	good	ADJ
ejif-7162	181	26	,	,	PUNCT
ejif-7162	181	27	i	i	PRON
ejif-7162	181	28	do	do	AUX
ejif-7162	181	29	n't	not	PART
ejif-7162	181	30	miss	miss	VERB
ejif-7162	181	31	the	the	DET
ejif-7162	181	32	cause	cause	NOUN
ejif-7162	181	33	muslim	muslim	ADJ
ejif-7162	181	34	and	and	CCONJ
ejif-7162	181	35	christian	christian	PROPN
ejif-7162	181	36	you	you	PRON
ejif-7162	181	37	are	be	AUX
ejif-7162	181	38	advocating	advocate	VERB
ejif-7162	181	39	,	,	PUNCT
ejif-7162	181	40	no	no	DET
ejif-7162	181	41	religion	religion	NOUN
ejif-7162	181	42	is	be	AUX
ejif-7162	181	43	confused	confuse	VERB
ejif-7162	181	44	with	with	ADP
ejif-7162	181	45	business	business	NOUN
ejif-7162	181	46	activities	activity	NOUN
ejif-7162	181	47	…	…	PUNCT
ejif-7162	181	48	”	"	PUNCT
ejif-7162	181	49	anonymous	anonymous	ADJ
ejif-7162	181	50	6	6	NUM
ejif-7162	181	51	there	there	PRON
ejif-7162	181	52	were	be	VERB
ejif-7162	181	53	some	some	DET
ejif-7162	181	54	exceptions	exception	NOUN
ejif-7162	181	55	in	in	ADP
ejif-7162	181	56	the	the	DET
ejif-7162	181	57	views	view	NOUN
ejif-7162	181	58	of	of	ADP
ejif-7162	181	59	the	the	DET
ejif-7162	181	60	respondents	respondent	NOUN
ejif-7162	181	61	,	,	PUNCT
ejif-7162	181	62	while	while	SCONJ
ejif-7162	181	63	many	many	ADJ
ejif-7162	181	64	respondents	respondent	NOUN
ejif-7162	181	65	consider	consider	VERB
ejif-7162	181	66	that	that	SCONJ
ejif-7162	181	67	economic	economic	ADJ
ejif-7162	181	68	activities	activity	NOUN
ejif-7162	181	69	are	be	AUX
ejif-7162	181	70	an	an	DET
ejif-7162	181	71	important	important	ADJ
ejif-7162	181	72	part	part	NOUN
ejif-7162	181	73	of	of	ADP
ejif-7162	181	74	the	the	DET
ejif-7162	181	75	belief	belief	NOUN
ejif-7162	181	76	and	and	CCONJ
ejif-7162	181	77	should	should	AUX
ejif-7162	181	78	be	be	AUX
ejif-7162	181	79	following	follow	VERB
ejif-7162	181	80	the	the	DET
ejif-7162	181	81	teachings	teaching	NOUN
ejif-7162	181	82	of	of	ADP
ejif-7162	181	83	the	the	DET
ejif-7162	181	84	religion	religion	NOUN
ejif-7162	181	85	,	,	PUNCT
ejif-7162	181	86	we	we	PRON
ejif-7162	181	87	can	can	AUX
ejif-7162	181	88	notice	notice	VERB
ejif-7162	181	89	exceptions	exception	NOUN
ejif-7162	181	90	,	,	PUNCT
ejif-7162	181	91	for	for	ADP
ejif-7162	181	92	example	example	NOUN
ejif-7162	181	93	,	,	PUNCT
ejif-7162	181	94	that	that	SCONJ
ejif-7162	181	95	religion	religion	NOUN
ejif-7162	181	96	and	and	CCONJ
ejif-7162	181	97	business	business	NOUN
ejif-7162	181	98	activities	activity	NOUN
ejif-7162	181	99	should	should	AUX
ejif-7162	181	100	not	not	PART
ejif-7162	181	101	be	be	AUX
ejif-7162	181	102	mixed	mix	VERB
ejif-7162	181	103	.	.	PUNCT
ejif-7162	182	1	4.1.3	4.1.3	NUM
ejif-7162	182	2	other	other	ADJ
ejif-7162	182	3	remarks	remark	VERB
ejif-7162	182	4	an	an	DET
ejif-7162	182	5	interesting	interesting	ADJ
ejif-7162	182	6	answer	answer	NOUN
ejif-7162	182	7	from	from	ADP
ejif-7162	182	8	a	a	DET
ejif-7162	182	9	jewish	jewish	ADJ
ejif-7162	182	10	respondent	respondent	NOUN
ejif-7162	182	11	was	be	AUX
ejif-7162	182	12	that	that	SCONJ
ejif-7162	182	13	paying	pay	VERB
ejif-7162	182	14	interest	interest	NOUN
ejif-7162	182	15	is	be	AUX
ejif-7162	182	16	not	not	PART
ejif-7162	182	17	a	a	DET
ejif-7162	182	18	problem	problem	NOUN
ejif-7162	182	19	,	,	PUNCT
ejif-7162	182	20	but	but	CCONJ
ejif-7162	182	21	receiving	receive	VERB
ejif-7162	182	22	interest	interest	NOUN
ejif-7162	182	23	would	would	AUX
ejif-7162	182	24	constitute	constitute	VERB
ejif-7162	182	25	an	an	DET
ejif-7162	182	26	issue	issue	NOUN
ejif-7162	182	27	:	:	PUNCT
ejif-7162	182	28	“	"	PUNCT
ejif-7162	182	29	…	…	PUNCT
ejif-7162	182	30	i	i	PRON
ejif-7162	182	31	found	find	VERB
ejif-7162	182	32	having	have	VERB
ejif-7162	182	33	a	a	DET
ejif-7162	182	34	loan	loan	NOUN
ejif-7162	182	35	is	be	AUX
ejif-7162	182	36	very	very	ADV
ejif-7162	182	37	easy	easy	ADJ
ejif-7162	182	38	if	if	SCONJ
ejif-7162	182	39	you	you	PRON
ejif-7162	182	40	have	have	VERB
ejif-7162	182	41	a	a	DET
ejif-7162	182	42	job	job	NOUN
ejif-7162	182	43	,	,	PUNCT
ejif-7162	182	44	and	and	CCONJ
ejif-7162	182	45	it	it	PRON
ejif-7162	182	46	helps	help	VERB
ejif-7162	182	47	really	really	ADV
ejif-7162	182	48	to	to	PART
ejif-7162	182	49	establish	establish	VERB
ejif-7162	182	50	lives	life	NOUN
ejif-7162	182	51	in	in	ADP
ejif-7162	182	52	foreign	foreign	ADJ
ejif-7162	182	53	lands	land	NOUN
ejif-7162	182	54	.	.	PUNCT
ejif-7162	183	1	for	for	ADP
ejif-7162	183	2	us	we	PRON
ejif-7162	183	3	jews	jews	PROPN
ejif-7162	183	4	and	and	CCONJ
ejif-7162	183	5	for	for	ADP
ejif-7162	183	6	most	most	ADJ
ejif-7162	183	7	of	of	ADP
ejif-7162	183	8	my	my	PRON
ejif-7162	183	9	muslim	muslim	ADJ
ejif-7162	183	10	friends	friend	NOUN
ejif-7162	183	11	,	,	PUNCT
ejif-7162	183	12	paying	pay	VERB
ejif-7162	183	13	interest	interest	NOUN
ejif-7162	183	14	on	on	ADP
ejif-7162	183	15	a	a	DET
ejif-7162	183	16	loan	loan	NOUN
ejif-7162	183	17	is	be	AUX
ejif-7162	183	18	n’t	not	PART
ejif-7162	183	19	a	a	DET
ejif-7162	183	20	big	big	ADJ
ejif-7162	183	21	deal	deal	NOUN
ejif-7162	183	22	,	,	PUNCT
ejif-7162	183	23	and	and	CCONJ
ejif-7162	183	24	the	the	DET
ejif-7162	183	25	problem	problem	NOUN
ejif-7162	183	26	lies	lie	VERB
ejif-7162	183	27	if	if	SCONJ
ejif-7162	183	28	you	you	PRON
ejif-7162	183	29	are	be	AUX
ejif-7162	183	30	the	the	DET
ejif-7162	183	31	person	person	NOUN
ejif-7162	183	32	receiving	receive	VERB
ejif-7162	183	33	the	the	DET
ejif-7162	183	34	interest	interest	NOUN
ejif-7162	183	35	.	.	PUNCT
ejif-7162	184	1	i	i	PRON
ejif-7162	184	2	hope	hope	VERB
ejif-7162	184	3	i	i	PRON
ejif-7162	184	4	could	could	AUX
ejif-7162	184	5	be	be	AUX
ejif-7162	184	6	of	of	ADP
ejif-7162	184	7	some	some	DET
ejif-7162	184	8	help	help	NOUN
ejif-7162	184	9	…	…	PUNCT
ejif-7162	184	10	”	"	PUNCT
ejif-7162	184	11	anonymous	anonymous	ADJ
ejif-7162	184	12	12	12	NUM
ejif-7162	184	13	this	this	PRON
ejif-7162	184	14	is	be	AUX
ejif-7162	184	15	interesting	interesting	ADJ
ejif-7162	184	16	to	to	PART
ejif-7162	184	17	note	note	VERB
ejif-7162	184	18	in	in	ADP
ejif-7162	184	19	this	this	DET
ejif-7162	184	20	research	research	NOUN
ejif-7162	184	21	,	,	PUNCT
ejif-7162	184	22	as	as	SCONJ
ejif-7162	184	23	the	the	DET
ejif-7162	184	24	quantitative	quantitative	ADJ
ejif-7162	184	25	results	result	NOUN
ejif-7162	184	26	show	show	VERB
ejif-7162	184	27	as	as	ADV
ejif-7162	184	28	well	well	ADV
ejif-7162	184	29	that	that	SCONJ
ejif-7162	184	30	none	none	NOUN
ejif-7162	184	31	of	of	ADP
ejif-7162	184	32	the	the	DET
ejif-7162	184	33	respondents	respondent	NOUN
ejif-7162	184	34	received	receive	VERB
ejif-7162	184	35	interest	interest	NOUN
ejif-7162	184	36	from	from	ADP
ejif-7162	184	37	banks	bank	NOUN
ejif-7162	184	38	but	but	CCONJ
ejif-7162	184	39	25	25	NUM
ejif-7162	184	40	%	%	NOUN
ejif-7162	184	41	of	of	ADP
ejif-7162	184	42	the	the	DET
ejif-7162	184	43	respondents	respondent	NOUN
ejif-7162	184	44	have	have	AUX
ejif-7162	184	45	paid	pay	VERB
ejif-7162	184	46	interest	interest	NOUN
ejif-7162	184	47	before	before	ADV
ejif-7162	184	48	.	.	PUNCT
ejif-7162	185	1	4.2	4.2	NUM
ejif-7162	185	2	social	social	ADJ
ejif-7162	185	3	justice	justice	NOUN
ejif-7162	185	4	all	all	DET
ejif-7162	185	5	religions	religion	NOUN
ejif-7162	185	6	in	in	ADP
ejif-7162	185	7	the	the	DET
ejif-7162	185	8	world	world	NOUN
ejif-7162	185	9	offer	offer	VERB
ejif-7162	185	10	guidance	guidance	NOUN
ejif-7162	185	11	on	on	ADP
ejif-7162	185	12	how	how	SCONJ
ejif-7162	185	13	one	one	PRON
ejif-7162	185	14	should	should	AUX
ejif-7162	185	15	deal	deal	VERB
ejif-7162	185	16	with	with	ADP
ejif-7162	185	17	money	money	NOUN
ejif-7162	185	18	ethically	ethically	ADV
ejif-7162	185	19	and	and	CCONJ
ejif-7162	185	20	responsibly	responsibly	ADV
ejif-7162	185	21	.	.	PUNCT
ejif-7162	186	1	thus	thus	ADV
ejif-7162	186	2	,	,	PUNCT
ejif-7162	186	3	both	both	CCONJ
ejif-7162	186	4	judaism	judaism	NOUN
ejif-7162	186	5	and	and	CCONJ
ejif-7162	186	6	christianity	christianity	NOUN
ejif-7162	186	7	considered	consider	VERB
ejif-7162	186	8	interest	interest	NOUN
ejif-7162	186	9	on	on	ADP
ejif-7162	186	10	loans	loan	NOUN
ejif-7162	186	11	as	as	ADP
ejif-7162	186	12	an	an	DET
ejif-7162	186	13	immoral	immoral	ADJ
ejif-7162	186	14	practice	practice	NOUN
ejif-7162	186	15	and	and	CCONJ
ejif-7162	186	16	forbidden	forbid	VERB
ejif-7162	186	17	in	in	ADP
ejif-7162	186	18	the	the	DET
ejif-7162	186	19	first	first	ADJ
ejif-7162	186	20	place(ahmad	place(ahmad	PROPN
ejif-7162	186	21	,	,	PUNCT
ejif-7162	186	22	1981	1981	NUM
ejif-7162	186	23	;	;	PUNCT
ejif-7162	186	24	calder	calder	PROPN
ejif-7162	186	25	,	,	PUNCT
ejif-7162	186	26	2016	2016	NUM
ejif-7162	186	27	)	)	PUNCT
ejif-7162	186	28	.	.	PUNCT
ejif-7162	187	1	islam	islam	PROPN
ejif-7162	187	2	condemns	condemn	VERB
ejif-7162	187	3	excessive	excessive	ADJ
ejif-7162	187	4	wealth	wealth	NOUN
ejif-7162	187	5	accumulation(rusnanda	accumulation(rusnanda	PROPN
ejif-7162	187	6	&	&	CCONJ
ejif-7162	187	7	fathoni	fathoni	PROPN
ejif-7162	187	8	,	,	PUNCT
ejif-7162	187	9	2022	2022	NUM
ejif-7162	187	10	)	)	PUNCT
ejif-7162	187	11	.	.	PUNCT
ejif-7162	188	1	besides	besides	SCONJ
ejif-7162	188	2	,	,	PUNCT
ejif-7162	188	3	the	the	DET
ejif-7162	188	4	objectives	objective	NOUN
ejif-7162	188	5	of	of	ADP
ejif-7162	188	6	islamic	islamic	ADJ
ejif-7162	188	7	law	law	NOUN
ejif-7162	188	8	(	(	PUNCT
ejif-7162	188	9	maqasidal	maqasidal	NOUN
ejif-7162	188	10	-	-	PUNCT
ejif-7162	188	11	sharia	sharia	NOUN
ejif-7162	188	12	)	)	PUNCT
ejif-7162	188	13	provide	provide	VERB
ejif-7162	188	14	a	a	DET
ejif-7162	188	15	deep	deep	ADJ
ejif-7162	188	16	understanding	understanding	NOUN
ejif-7162	188	17	of	of	ADP
ejif-7162	188	18	how	how	SCONJ
ejif-7162	188	19	to	to	PART
ejif-7162	188	20	promote	promote	VERB
ejif-7162	188	21	social	social	ADJ
ejif-7162	188	22	well	well	ADV
ejif-7162	188	23	-	-	PUNCT
ejif-7162	188	24	being	being	NOUN
ejif-7162	188	25	by	by	ADP
ejif-7162	188	26	establishing	establish	VERB
ejif-7162	188	27	fairness(brescia	fairness(brescia	PROPN
ejif-7162	188	28	et	et	PROPN
ejif-7162	188	29	al	al	PROPN
ejif-7162	188	30	.	.	PROPN
ejif-7162	188	31	,	,	PUNCT
ejif-7162	188	32	2021	2021	NUM
ejif-7162	188	33	)	)	PUNCT
ejif-7162	188	34	and	and	CCONJ
ejif-7162	188	35	reject	reject	VERB
ejif-7162	188	36	injustice	injustice	NOUN
ejif-7162	188	37	and	and	CCONJ
ejif-7162	188	38	lessening	lessen	VERB
ejif-7162	188	39	poverty(kamdzhalov	poverty(kamdzhalov	NOUN
ejif-7162	188	40	,	,	PUNCT
ejif-7162	188	41	2022	2022	NUM
ejif-7162	188	42	;	;	PUNCT
ejif-7162	188	43	papa	papa	PROPN
ejif-7162	188	44	&	&	CCONJ
ejif-7162	188	45	rossi	rossi	PROPN
ejif-7162	188	46	,	,	PUNCT
ejif-7162	188	47	2022	2022	NUM
ejif-7162	188	48	)	)	PUNCT
ejif-7162	188	49	.	.	PUNCT
ejif-7162	189	1	there	there	PRON
ejif-7162	189	2	is	be	VERB
ejif-7162	189	3	evidence	evidence	NOUN
ejif-7162	189	4	that	that	SCONJ
ejif-7162	189	5	the	the	DET
ejif-7162	189	6	islamic	islamic	ADJ
ejif-7162	189	7	financial	financial	ADJ
ejif-7162	189	8	model	model	NOUN
ejif-7162	189	9	inspired	inspire	VERB
ejif-7162	189	10	by	by	ADP
ejif-7162	189	11	the	the	DET
ejif-7162	189	12	maqasid	maqasid	PROPN
ejif-7162	189	13	-	-	PUNCT
ejif-7162	189	14	al	al	PROPN
ejif-7162	189	15	-	-	PUNCT
ejif-7162	189	16	sharia	sharia	PROPN
ejif-7162	189	17	is	be	AUX
ejif-7162	189	18	ethical	ethical	ADJ
ejif-7162	189	19	and	and	CCONJ
ejif-7162	189	20	in	in	ADP
ejif-7162	189	21	compliance	compliance	NOUN
ejif-7162	189	22	with	with	ADP
ejif-7162	189	23	green	green	ADJ
ejif-7162	189	24	and	and	CCONJ
ejif-7162	189	25	sustainable	sustainable	ADJ
ejif-7162	189	26	finance(kamdzhalov	finance(kamdzhalov	PROPN
ejif-7162	189	27	,	,	PUNCT
ejif-7162	189	28	2022	2022	NUM
ejif-7162	189	29	;	;	PUNCT
ejif-7162	189	30	lanzara	lanzara	PROPN
ejif-7162	189	31	,	,	PUNCT
ejif-7162	189	32	2021	2021	NUM
ejif-7162	189	33	)	)	PUNCT
ejif-7162	189	34	.	.	PUNCT
ejif-7162	190	1	thus	thus	ADV
ejif-7162	190	2	,	,	PUNCT
ejif-7162	190	3	the	the	DET
ejif-7162	190	4	islamic	islamic	ADJ
ejif-7162	190	5	banking	banking	NOUN
ejif-7162	190	6	and	and	CCONJ
ejif-7162	190	7	finance	finance	NOUN
ejif-7162	190	8	sector	sector	NOUN
ejif-7162	190	9	is	be	AUX
ejif-7162	190	10	getting	get	VERB
ejif-7162	190	11	attention	attention	NOUN
ejif-7162	190	12	globally(meskovic	globally(meskovic	PROPN
ejif-7162	190	13	,	,	PUNCT
ejif-7162	190	14	kozarevic	kozarevic	PROPN
ejif-7162	190	15	,	,	PUNCT
ejif-7162	190	16	&	&	CCONJ
ejif-7162	190	17	avdukic	avdukic	ADJ
ejif-7162	190	18	,	,	PUNCT
ejif-7162	190	19	2021	2021	NUM
ejif-7162	190	20	)	)	PUNCT
ejif-7162	190	21	because	because	SCONJ
ejif-7162	190	22	of	of	ADP
ejif-7162	190	23	its	its	PRON
ejif-7162	190	24	“	"	PUNCT
ejif-7162	190	25	strong	strong	ADJ
ejif-7162	190	26	connection	connection	NOUN
ejif-7162	190	27	with	with	ADP
ejif-7162	190	28	the	the	DET
ejif-7162	190	29	public	public	ADJ
ejif-7162	190	30	and	and	CCONJ
ejif-7162	190	31	social	social	ADJ
ejif-7162	190	32	sector”(biancone	sector”(biancone	PROPN
ejif-7162	190	33	et	et	NOUN
ejif-7162	190	34	al	al	PROPN
ejif-7162	190	35	.	.	PROPN
ejif-7162	190	36	,	,	PUNCT
ejif-7162	190	37	2022	2022	NUM
ejif-7162	190	38	)	)	PUNCT
ejif-7162	190	39	.	.	PUNCT
ejif-7162	191	1	on	on	ADP
ejif-7162	191	2	the	the	DET
ejif-7162	191	3	other	other	ADJ
ejif-7162	191	4	hand	hand	NOUN
ejif-7162	191	5	.	.	PUNCT
ejif-7162	192	1	muslims	muslim	NOUN
ejif-7162	192	2	in	in	ADP
ejif-7162	192	3	finland	finland	PROPN
ejif-7162	192	4	face	face	VERB
ejif-7162	192	5	different	different	ADJ
ejif-7162	192	6	challenges	challenge	NOUN
ejif-7162	192	7	,	,	PUNCT
ejif-7162	192	8	among	among	ADP
ejif-7162	192	9	them	they	PRON
ejif-7162	192	10	,	,	PUNCT
ejif-7162	192	11	the	the	DET
ejif-7162	192	12	absence	absence	NOUN
ejif-7162	192	13	of	of	ADP
ejif-7162	192	14	interest	interest	NOUN
ejif-7162	192	15	-	-	PUNCT
ejif-7162	192	16	free	free	ADJ
ejif-7162	192	17	loans(otterbeck	loans(otterbeck	PROPN
ejif-7162	192	18	,	,	PUNCT
ejif-7162	192	19	tuula	tuula	ADJ
ejif-7162	192	20	sakaranaho	sakaranaho	NOUN
ejif-7162	192	21	,	,	PUNCT
ejif-7162	192	22	&	&	CCONJ
ejif-7162	192	23	hajjar	hajjar	PROPN
ejif-7162	192	24	,	,	PUNCT
ejif-7162	192	25	2008	2008	NUM
ejif-7162	192	26	)	)	PUNCT
ejif-7162	192	27	,	,	PUNCT
ejif-7162	192	28	in	in	ADP
ejif-7162	192	29	other	other	ADJ
ejif-7162	192	30	words	word	NOUN
ejif-7162	192	31	,	,	PUNCT
ejif-7162	192	32	muslims	muslims	PROPN
ejif-7162	192	33	in	in	ADP
ejif-7162	192	34	finland	finland	PROPN
ejif-7162	192	35	do	do	AUX
ejif-7162	192	36	not	not	PART
ejif-7162	192	37	have	have	VERB
ejif-7162	192	38	other	other	ADJ
ejif-7162	192	39	options	option	NOUN
ejif-7162	192	40	to	to	PART
ejif-7162	192	41	get	get	VERB
ejif-7162	192	42	a	a	DET
ejif-7162	192	43	loan	loan	NOUN
ejif-7162	192	44	but	but	SCONJ
ejif-7162	192	45	to	to	PART
ejif-7162	192	46	pay	pay	VERB
ejif-7162	192	47	interest	interest	NOUN
ejif-7162	192	48	.	.	PUNCT
ejif-7162	193	1	this	this	PRON
ejif-7162	193	2	makes	make	VERB
ejif-7162	193	3	them	they	PRON
ejif-7162	193	4	unable	unable	ADJ
ejif-7162	193	5	to	to	PART
ejif-7162	193	6	economically	economically	ADV
ejif-7162	193	7	progress	progress	VERB
ejif-7162	193	8	,	,	PUNCT
ejif-7162	193	9	even	even	ADV
ejif-7162	193	10	if	if	SCONJ
ejif-7162	193	11	they	they	PRON
ejif-7162	193	12	have	have	VERB
ejif-7162	193	13	better	well	ADJ
ejif-7162	193	14	living	living	NOUN
ejif-7162	193	15	standards	standard	NOUN
ejif-7162	193	16	.	.	PUNCT
ejif-7162	194	1	at	at	ADP
ejif-7162	194	2	the	the	DET
ejif-7162	194	3	same	same	ADJ
ejif-7162	194	4	time	time	NOUN
ejif-7162	194	5	,	,	PUNCT
ejif-7162	194	6	muslims	muslims	PROPN
ejif-7162	194	7	who	who	PRON
ejif-7162	194	8	have	have	VERB
ejif-7162	194	9	savings	saving	NOUN
ejif-7162	194	10	will	will	AUX
ejif-7162	194	11	not	not	PART
ejif-7162	194	12	invest	invest	VERB
ejif-7162	194	13	these	these	DET
ejif-7162	194	14	savings	saving	NOUN
ejif-7162	194	15	in	in	ADP
ejif-7162	194	16	banks	bank	NOUN
ejif-7162	194	17	because	because	SCONJ
ejif-7162	194	18	they	they	PRON
ejif-7162	194	19	do	do	AUX
ejif-7162	194	20	not	not	PART
ejif-7162	194	21	want	want	VERB
ejif-7162	194	22	to	to	PART
ejif-7162	194	23	receive	receive	VERB
ejif-7162	194	24	interest	interest	NOUN
ejif-7162	194	25	from	from	ADP
ejif-7162	194	26	their	their	PRON
ejif-7162	194	27	deposits	deposit	NOUN
ejif-7162	194	28	.	.	PUNCT
ejif-7162	195	1	4.3	4.3	NUM
ejif-7162	195	2	financial	financial	ADJ
ejif-7162	195	3	exclusion	exclusion	NOUN
ejif-7162	195	4	of	of	ADP
ejif-7162	195	5	muslims	muslims	PROPN
ejif-7162	195	6	in	in	ADP
ejif-7162	195	7	finland	finland	PROPN
ejif-7162	195	8	4.3.1	4.3.1	NUM
ejif-7162	195	9	the	the	DET
ejif-7162	195	10	option	option	NOUN
ejif-7162	195	11	of	of	ADP
ejif-7162	195	12	living	live	VERB
ejif-7162	195	13	in	in	ADP
ejif-7162	195	14	rental	rental	ADJ
ejif-7162	195	15	houses	house	NOUN
ejif-7162	195	16	as	as	ADP
ejif-7162	195	17	“	"	PUNCT
ejif-7162	195	18	fig	fig	NOUN
ejif-7162	195	19	.	.	PUNCT
ejif-7162	196	1	7	7	X
ejif-7162	196	2	”	"	PUNCT
ejif-7162	196	3	shows	show	VERB
ejif-7162	196	4	the	the	DET
ejif-7162	196	5	forms	form	NOUN
ejif-7162	196	6	of	of	ADP
ejif-7162	196	7	living	live	VERB
ejif-7162	196	8	for	for	ADP
ejif-7162	196	9	the	the	DET
ejif-7162	196	10	muslim	muslim	PROPN
ejif-7162	196	11	community	community	PROPN
ejif-7162	196	12	in	in	ADP
ejif-7162	196	13	finland	finland	PROPN
ejif-7162	196	14	,	,	PUNCT
ejif-7162	196	15	living	live	VERB
ejif-7162	196	16	in	in	ADP
ejif-7162	196	17	a	a	DET
ejif-7162	196	18	rental	rental	ADJ
ejif-7162	196	19	house	house	NOUN
ejif-7162	196	20	is	be	AUX
ejif-7162	196	21	the	the	DET
ejif-7162	196	22	easiest	easy	ADJ
ejif-7162	196	23	option	option	NOUN
ejif-7162	196	24	to	to	PART
ejif-7162	196	25	stay	stay	VERB
ejif-7162	196	26	compliant	compliant	ADJ
ejif-7162	196	27	with	with	ADP
ejif-7162	196	28	the	the	DET
ejif-7162	196	29	teachings	teaching	NOUN
ejif-7162	196	30	of	of	ADP
ejif-7162	196	31	islamic	islamic	ADJ
ejif-7162	196	32	law	law	NOUN
ejif-7162	196	33	,	,	PUNCT
ejif-7162	196	34	even	even	ADV
ejif-7162	196	35	when	when	SCONJ
ejif-7162	196	36	the	the	DET
ejif-7162	196	37	person	person	NOUN
ejif-7162	196	38	earns	earn	VERB
ejif-7162	196	39	a	a	DET
ejif-7162	196	40	good	good	ADJ
ejif-7162	196	41	income	income	NOUN
ejif-7162	196	42	,	,	PUNCT
ejif-7162	196	43	which	which	PRON
ejif-7162	196	44	can	can	AUX
ejif-7162	196	45	constitute	constitute	VERB
ejif-7162	196	46	a	a	DET
ejif-7162	196	47	financial	financial	ADJ
ejif-7162	196	48	exclusion	exclusion	NOUN
ejif-7162	196	49	for	for	ADP
ejif-7162	196	50	muslims	muslim	NOUN
ejif-7162	196	51	as	as	SCONJ
ejif-7162	196	52	they	they	PRON
ejif-7162	196	53	will	will	AUX
ejif-7162	196	54	never	never	ADV
ejif-7162	196	55	improve	improve	VERB
ejif-7162	196	56	their	their	PRON
ejif-7162	196	57	standard	standard	NOUN
ejif-7162	196	58	of	of	ADP
ejif-7162	196	59	living	living	NOUN
ejif-7162	196	60	.	.	PUNCT
ejif-7162	197	1	“	"	PUNCT
ejif-7162	197	2	…	…	PUNCT
ejif-7162	197	3	not	not	PART
ejif-7162	197	4	having	have	VERB
ejif-7162	197	5	islamic	islamic	ADJ
ejif-7162	197	6	banking	banking	NOUN
ejif-7162	197	7	options	option	NOUN
ejif-7162	197	8	puts	put	VERB
ejif-7162	197	9	muslims	muslim	NOUN
ejif-7162	197	10	in	in	ADP
ejif-7162	197	11	finland	finland	PROPN
ejif-7162	197	12	in	in	ADP
ejif-7162	197	13	a	a	DET
ejif-7162	197	14	very	very	ADV
ejif-7162	197	15	difficult	difficult	ADJ
ejif-7162	197	16	position	position	NOUN
ejif-7162	197	17	as	as	ADP
ejif-7162	197	18	practicing	practice	VERB
ejif-7162	197	19	muslims	muslim	NOUN
ejif-7162	197	20	are	be	AUX
ejif-7162	197	21	forced	force	VERB
ejif-7162	197	22	to	to	PART
ejif-7162	197	23	live	live	VERB
ejif-7162	197	24	in	in	ADP
ejif-7162	197	25	rental	rental	ADJ
ejif-7162	197	26	properties	property	NOUN
ejif-7162	197	27	their	their	PRON
ejif-7162	197	28	entire	entire	ADJ
ejif-7162	197	29	life	life	NOUN
ejif-7162	197	30	.	.	PUNCT
ejif-7162	198	1	that	that	PRON
ejif-7162	198	2	can	can	AUX
ejif-7162	198	3	feel	feel	VERB
ejif-7162	198	4	frustrating	frustrating	ADJ
ejif-7162	198	5	as	as	SCONJ
ejif-7162	198	6	rents	rent	NOUN
ejif-7162	198	7	are	be	AUX
ejif-7162	198	8	very	very	ADV
ejif-7162	198	9	high	high	ADJ
ejif-7162	198	10	and	and	CCONJ
ejif-7162	198	11	there	there	PRON
ejif-7162	198	12	is	be	VERB
ejif-7162	198	13	no	no	DET
ejif-7162	198	14	way	way	NOUN
ejif-7162	198	15	to	to	PART
ejif-7162	198	16	get	get	VERB
ejif-7162	198	17	that	that	DET
ejif-7162	198	18	european	european	ADJ
ejif-7162	198	19	journal	journal	PROPN
ejif-7162	198	20	of	of	ADP
ejif-7162	198	21	islamic	islamic	PROPN
ejif-7162	198	22	finance	finance	PROPN
ejif-7162	198	23	issn	issn	PROPN
ejif-7162	198	24	:	:	PUNCT
ejif-7162	198	25	2421	2421	NUM
ejif-7162	198	26	-	-	SYM
ejif-7162	198	27	2172	2172	NUM
ejif-7162	198	28	doi	doi	NOUN
ejif-7162	198	29	:	:	PUNCT
ejif-7162	198	30	10.13135/2421	10.13135/2421	NUM
ejif-7162	198	31	-	-	SYM
ejif-7162	198	32	2172/7162	2172/7162	NUM
ejif-7162	198	33	published	publish	VERB
ejif-7162	198	34	by	by	ADP
ejif-7162	198	35	university	university	PROPN
ejif-7162	198	36	of	of	ADP
ejif-7162	198	37	turin	turin	PROPN
ejif-7162	198	38	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-7162	198	39	ejif	ejif	PROPN
ejif-7162	198	40	content	content	NOUN
ejif-7162	198	41	is	be	AUX
ejif-7162	198	42	licensed	license	VERB
ejif-7162	198	43	under	under	ADP
ejif-7162	198	44	a	a	DET
ejif-7162	198	45	creative	creative	ADJ
ejif-7162	198	46	commons	common	NOUN
ejif-7162	198	47	attribution	attribution	NOUN
ejif-7162	198	48	4.0	4.0	NUM
ejif-7162	198	49	international	international	ADJ
ejif-7162	198	50	license	license	NOUN
ejif-7162	198	51	54	54	NUM
ejif-7162	198	52	money	money	NOUN
ejif-7162	198	53	back	back	ADV
ejif-7162	198	54	,	,	PUNCT
ejif-7162	198	55	for	for	SCONJ
ejif-7162	198	56	your	your	PRON
ejif-7162	198	57	children	child	NOUN
ejif-7162	198	58	to	to	PART
ejif-7162	198	59	benefit	benefit	VERB
ejif-7162	198	60	from	from	ADP
ejif-7162	198	61	in	in	ADP
ejif-7162	198	62	the	the	DET
ejif-7162	198	63	future	future	NOUN
ejif-7162	198	64	.	.	PUNCT
ejif-7162	199	1	among	among	ADP
ejif-7162	199	2	middle	middle	ADJ
ejif-7162	199	3	-	-	PUNCT
ejif-7162	199	4	class	class	NOUN
ejif-7162	199	5	muslims	muslim	NOUN
ejif-7162	199	6	there	there	PRON
ejif-7162	199	7	is	be	VERB
ejif-7162	199	8	often	often	ADV
ejif-7162	199	9	this	this	DET
ejif-7162	199	10	idea	idea	NOUN
ejif-7162	199	11	that	that	SCONJ
ejif-7162	199	12	you	you	PRON
ejif-7162	199	13	can	can	AUX
ejif-7162	199	14	make	make	VERB
ejif-7162	199	15	an	an	DET
ejif-7162	199	16	exception	exception	NOUN
ejif-7162	199	17	to	to	ADP
ejif-7162	199	18	the	the	DET
ejif-7162	199	19	rule	rule	NOUN
ejif-7162	199	20	(	(	PUNCT
ejif-7162	199	21	riba	riba	PROPN
ejif-7162	199	22	is	be	AUX
ejif-7162	199	23	haram	haram	NOUN
ejif-7162	199	24	)	)	PUNCT
ejif-7162	199	25	when	when	SCONJ
ejif-7162	199	26	buying	buy	VERB
ejif-7162	199	27	a	a	DET
ejif-7162	199	28	primary	primary	ADJ
ejif-7162	199	29	accommodation	accommodation	NOUN
ejif-7162	199	30	where	where	SCONJ
ejif-7162	199	31	you	you	PRON
ejif-7162	199	32	live	live	VERB
ejif-7162	199	33	in	in	ADP
ejif-7162	199	34	.	.	PUNCT
ejif-7162	200	1	many	many	ADJ
ejif-7162	200	2	of	of	ADP
ejif-7162	200	3	my	my	PRON
ejif-7162	200	4	practicing	practice	VERB
ejif-7162	200	5	friends	friend	NOUN
ejif-7162	200	6	have	have	AUX
ejif-7162	200	7	used	use	VERB
ejif-7162	200	8	conventional	conventional	ADJ
ejif-7162	200	9	banking	banking	NOUN
ejif-7162	200	10	to	to	PART
ejif-7162	200	11	buy	buy	VERB
ejif-7162	200	12	a	a	DET
ejif-7162	200	13	house	house	NOUN
ejif-7162	200	14	because	because	SCONJ
ejif-7162	200	15	of	of	ADP
ejif-7162	200	16	this	this	DET
ejif-7162	200	17	fatwa	fatwa	NOUN
ejif-7162	200	18	.	.	PUNCT
ejif-7162	201	1	we	we	PRON
ejif-7162	201	2	live	live	VERB
ejif-7162	201	3	in	in	ADP
ejif-7162	201	4	a	a	DET
ejif-7162	201	5	global	global	ADJ
ejif-7162	201	6	world	world	NOUN
ejif-7162	201	7	that	that	PRON
ejif-7162	201	8	works	work	VERB
ejif-7162	201	9	on	on	ADP
ejif-7162	201	10	interest	interest	NOUN
ejif-7162	201	11	,	,	PUNCT
ejif-7162	201	12	so	so	SCONJ
ejif-7162	201	13	it	it	PRON
ejif-7162	201	14	makes	make	VERB
ejif-7162	201	15	one	one	NUM
ejif-7162	201	16	wonder	wonder	NOUN
ejif-7162	201	17	if	if	SCONJ
ejif-7162	201	18	this	this	PRON
ejif-7162	201	19	is	be	AUX
ejif-7162	201	20	what	what	PRON
ejif-7162	201	21	was	be	AUX
ejif-7162	201	22	intended	intend	VERB
ejif-7162	201	23	with	with	ADP
ejif-7162	201	24	the	the	DET
ejif-7162	201	25	prohibition	prohibition	NOUN
ejif-7162	201	26	of	of	ADP
ejif-7162	201	27	interest	interest	NOUN
ejif-7162	201	28	.	.	PUNCT
ejif-7162	202	1	also	also	ADV
ejif-7162	202	2	,	,	PUNCT
ejif-7162	202	3	i	i	PRON
ejif-7162	202	4	have	have	AUX
ejif-7162	202	5	seen	see	VERB
ejif-7162	202	6	many	many	ADJ
ejif-7162	202	7	in	in	ADP
ejif-7162	202	8	my	my	PRON
ejif-7162	202	9	social	social	ADJ
ejif-7162	202	10	circle	circle	NOUN
ejif-7162	202	11	struggle	struggle	NOUN
ejif-7162	202	12	with	with	ADP
ejif-7162	202	13	finding	find	VERB
ejif-7162	202	14	information	information	NOUN
ejif-7162	202	15	on	on	ADP
ejif-7162	202	16	the	the	DET
ejif-7162	202	17	topic	topic	NOUN
ejif-7162	202	18	in	in	ADP
ejif-7162	202	19	english	english	PROPN
ejif-7162	202	20	.	.	PUNCT
ejif-7162	203	1	this	this	PRON
ejif-7162	203	2	is	be	AUX
ejif-7162	203	3	also	also	ADV
ejif-7162	203	4	frustrating	frustrating	ADJ
ejif-7162	203	5	because	because	SCONJ
ejif-7162	203	6	there	there	PRON
ejif-7162	203	7	does	do	AUX
ejif-7162	203	8	n't	not	PART
ejif-7162	203	9	seem	seem	VERB
ejif-7162	203	10	to	to	PART
ejif-7162	203	11	be	be	AUX
ejif-7162	203	12	a	a	DET
ejif-7162	203	13	trusted	trust	VERB
ejif-7162	203	14	authority	authority	NOUN
ejif-7162	203	15	to	to	PART
ejif-7162	203	16	give	give	VERB
ejif-7162	203	17	fatwas	fatwas	NOUN
ejif-7162	203	18	for	for	ADP
ejif-7162	203	19	muslims	muslim	NOUN
ejif-7162	203	20	in	in	ADP
ejif-7162	203	21	the	the	DET
ejif-7162	203	22	west	west	NOUN
ejif-7162	203	23	...	...	PUNCT
ejif-7162	203	24	”	"	PUNCT
ejif-7162	203	25	anonymous	anonymous	ADJ
ejif-7162	203	26	5	5	NUM
ejif-7162	203	27	figure	figure	NOUN
ejif-7162	203	28	7	7	NUM
ejif-7162	203	29	.	.	PUNCT
ejif-7162	204	1	forms	form	NOUN
ejif-7162	204	2	of	of	ADP
ejif-7162	204	3	living	live	VERB
ejif-7162	204	4	for	for	ADP
ejif-7162	204	5	muslims	muslims	PROPN
ejif-7162	204	6	in	in	ADP
ejif-7162	204	7	finland	finland	PROPN
ejif-7162	204	8	.	.	PUNCT
ejif-7162	205	1	source	source	NOUN
ejif-7162	205	2	:	:	PUNCT
ejif-7162	205	3	(	(	PUNCT
ejif-7162	205	4	authors	author	NOUN
ejif-7162	205	5	’	'	PUNCT
ejif-7162	205	6	elaboration	elaboration	NOUN
ejif-7162	205	7	)	)	PUNCT
ejif-7162	205	8	.	.	PUNCT
ejif-7162	206	1	4.3.2	4.3.2	NUM
ejif-7162	206	2	the	the	DET
ejif-7162	206	3	option	option	NOUN
ejif-7162	206	4	of	of	ADP
ejif-7162	206	5	referring	refer	VERB
ejif-7162	206	6	to	to	ADP
ejif-7162	206	7	fatwas	fatwas	PROPN
ejif-7162	206	8	anonymous	anonymous	ADJ
ejif-7162	206	9	5	5	NUM
ejif-7162	206	10	has	have	AUX
ejif-7162	206	11	referred	refer	VERB
ejif-7162	206	12	to	to	ADP
ejif-7162	206	13	the	the	DET
ejif-7162	206	14	need	need	NOUN
ejif-7162	206	15	for	for	ADP
ejif-7162	206	16	a	a	DET
ejif-7162	206	17	fatwa	fatwa	PROPN
ejif-7162	206	18	for	for	ADP
ejif-7162	206	19	muslims	muslim	NOUN
ejif-7162	206	20	living	live	VERB
ejif-7162	206	21	in	in	ADP
ejif-7162	206	22	western	western	ADJ
ejif-7162	206	23	countries	country	NOUN
ejif-7162	206	24	about	about	ADP
ejif-7162	206	25	this	this	DET
ejif-7162	206	26	issue	issue	NOUN
ejif-7162	206	27	,	,	PUNCT
ejif-7162	206	28	yet	yet	CCONJ
ejif-7162	206	29	most	most	ADJ
ejif-7162	206	30	scholars	scholar	NOUN
ejif-7162	206	31	agree	agree	VERB
ejif-7162	206	32	on	on	ADP
ejif-7162	206	33	the	the	DET
ejif-7162	206	34	fact	fact	NOUN
ejif-7162	206	35	that	that	SCONJ
ejif-7162	206	36	paying	pay	VERB
ejif-7162	206	37	interest	interest	NOUN
ejif-7162	206	38	is	be	AUX
ejif-7162	206	39	forbidden	forbid	VERB
ejif-7162	206	40	because	because	SCONJ
ejif-7162	206	41	interest	interest	NOUN
ejif-7162	206	42	is	be	AUX
ejif-7162	206	43	considered	consider	VERB
ejif-7162	206	44	riba(siddiqi	riba(siddiqi	NOUN
ejif-7162	206	45	,	,	PUNCT
ejif-7162	206	46	2004	2004	NUM
ejif-7162	206	47	)	)	PUNCT
ejif-7162	206	48	.	.	PUNCT
ejif-7162	207	1	moreover	moreover	ADV
ejif-7162	207	2	,	,	PUNCT
ejif-7162	207	3	the	the	DET
ejif-7162	207	4	survey	survey	NOUN
ejif-7162	207	5	confirmed	confirm	VERB
ejif-7162	207	6	that	that	SCONJ
ejif-7162	207	7	most	most	ADJ
ejif-7162	207	8	muslims	muslims	PROPN
ejif-7162	207	9	associate	associate	VERB
ejif-7162	207	10	interest	interest	NOUN
ejif-7162	207	11	with	with	ADP
ejif-7162	207	12	riba	riba	PROPN
ejif-7162	207	13	,	,	PUNCT
ejif-7162	207	14	only	only	ADV
ejif-7162	207	15	8	8	NUM
ejif-7162	207	16	respondents	respondent	NOUN
ejif-7162	207	17	out	out	ADP
ejif-7162	207	18	of	of	ADP
ejif-7162	207	19	80	80	NUM
ejif-7162	207	20	think	think	VERB
ejif-7162	207	21	that	that	SCONJ
ejif-7162	207	22	interest	interest	NOUN
ejif-7162	207	23	is	be	AUX
ejif-7162	207	24	allowed	allow	VERB
ejif-7162	207	25	and	and	CCONJ
ejif-7162	207	26	is	be	AUX
ejif-7162	207	27	not	not	PART
ejif-7162	207	28	considered	consider	VERB
ejif-7162	207	29	riba	riba	NOUN
ejif-7162	207	30	if	if	SCONJ
ejif-7162	207	31	there	there	PRON
ejif-7162	207	32	are	be	VERB
ejif-7162	207	33	no	no	DET
ejif-7162	207	34	other	other	ADJ
ejif-7162	207	35	options	option	NOUN
ejif-7162	207	36	left	leave	VERB
ejif-7162	207	37	.	.	PUNCT
ejif-7162	208	1	what	what	PRON
ejif-7162	208	2	was	be	AUX
ejif-7162	208	3	even	even	ADV
ejif-7162	208	4	more	more	ADV
ejif-7162	208	5	interesting	interesting	ADJ
ejif-7162	208	6	in	in	ADP
ejif-7162	208	7	the	the	DET
ejif-7162	208	8	survey	survey	NOUN
ejif-7162	208	9	is	be	AUX
ejif-7162	208	10	that	that	SCONJ
ejif-7162	208	11	none	none	NOUN
ejif-7162	208	12	of	of	ADP
ejif-7162	208	13	the	the	DET
ejif-7162	208	14	respondents	respondent	NOUN
ejif-7162	208	15	answered	answer	VERB
ejif-7162	208	16	that	that	SCONJ
ejif-7162	208	17	interest	interest	NOUN
ejif-7162	208	18	is	be	AUX
ejif-7162	208	19	allowed	allow	VERB
ejif-7162	208	20	and	and	CCONJ
ejif-7162	208	21	is	be	AUX
ejif-7162	208	22	not	not	PART
ejif-7162	208	23	considered	consider	VERB
ejif-7162	208	24	riba	riba	NOUN
ejif-7162	208	25	.	.	PUNCT
ejif-7162	209	1	“	"	PUNCT
ejif-7162	209	2	…	…	PUNCT
ejif-7162	209	3	riba	riba	PROPN
ejif-7162	209	4	is	be	AUX
ejif-7162	209	5	forbidden	forbid	VERB
ejif-7162	209	6	by	by	ADP
ejif-7162	209	7	law	law	NOUN
ejif-7162	209	8	...	...	PUNCT
ejif-7162	210	1	the	the	DET
ejif-7162	210	2	definition	definition	NOUN
ejif-7162	210	3	of	of	ADP
ejif-7162	210	4	usury	usury	NOUN
ejif-7162	210	5	is	be	AUX
ejif-7162	210	6	what	what	PRON
ejif-7162	210	7	is	be	AUX
ejif-7162	210	8	added	add	VERB
ejif-7162	210	9	to	to	ADP
ejif-7162	210	10	the	the	DET
ejif-7162	210	11	loan	loan	NOUN
ejif-7162	210	12	with	with	ADP
ejif-7162	210	13	the	the	DET
ejif-7162	210	14	condition	condition	NOUN
ejif-7162	210	15	to	to	PART
ejif-7162	210	16	be	be	AUX
ejif-7162	210	17	of	of	ADP
ejif-7162	210	18	the	the	DET
ejif-7162	210	19	same	same	ADJ
ejif-7162	210	20	kind	kind	NOUN
ejif-7162	210	21	...	...	PUNCT
ejif-7162	210	22	for	for	ADP
ejif-7162	210	23	example	example	NOUN
ejif-7162	210	24	,	,	PUNCT
ejif-7162	210	25	if	if	SCONJ
ejif-7162	210	26	you	you	PRON
ejif-7162	210	27	borrow	borrow	VERB
ejif-7162	210	28	100	100	NUM
ejif-7162	210	29	€	€	NOUN
ejif-7162	210	30	,	,	PUNCT
ejif-7162	210	31	you	you	PRON
ejif-7162	210	32	return	return	VERB
ejif-7162	210	33	it	it	PRON
ejif-7162	210	34	101	101	NUM
ejif-7162	210	35	€	€	NOUN
ejif-7162	210	36	,	,	PUNCT
ejif-7162	210	37	and	and	CCONJ
ejif-7162	210	38	the	the	DET
ejif-7162	210	39	difference	difference	NOUN
ejif-7162	210	40	is	be	AUX
ejif-7162	210	41	1	1	NUM
ejif-7162	210	42	€	€	NUM
ejif-7162	210	43	,	,	PUNCT
ejif-7162	210	44	it	it	PRON
ejif-7162	210	45	is	be	AUX
ejif-7162	210	46	considered	consider	VERB
ejif-7162	210	47	usury	usury	NOUN
ejif-7162	210	48	,	,	PUNCT
ejif-7162	210	49	which	which	PRON
ejif-7162	210	50	is	be	AUX
ejif-7162	210	51	forbidden	forbid	VERB
ejif-7162	210	52	by	by	ADP
ejif-7162	210	53	islamic	islamic	ADJ
ejif-7162	210	54	law	law	NOUN
ejif-7162	210	55	...	...	PUNCT
ejif-7162	210	56	in	in	ADP
ejif-7162	210	57	many	many	ADJ
ejif-7162	210	58	buying	buying	NOUN
ejif-7162	210	59	and	and	CCONJ
ejif-7162	210	60	selling	selling	NOUN
ejif-7162	210	61	transactions	transaction	NOUN
ejif-7162	210	62	,	,	PUNCT
ejif-7162	210	63	when	when	SCONJ
ejif-7162	210	64	one	one	NUM
ejif-7162	210	65	of	of	ADP
ejif-7162	210	66	us	we	PRON
ejif-7162	210	67	goes	go	VERB
ejif-7162	210	68	to	to	ADP
ejif-7162	210	69	an	an	DET
ejif-7162	210	70	office	office	NOUN
ejif-7162	210	71	to	to	PART
ejif-7162	210	72	buy	buy	VERB
ejif-7162	210	73	a	a	DET
ejif-7162	210	74	car	car	NOUN
ejif-7162	210	75	or	or	CCONJ
ejif-7162	210	76	a	a	DET
ejif-7162	210	77	house	house	NOUN
ejif-7162	210	78	,	,	PUNCT
ejif-7162	210	79	the	the	DET
ejif-7162	210	80	owner	owner	NOUN
ejif-7162	210	81	receives	receive	VERB
ejif-7162	210	82	the	the	DET
ejif-7162	210	83	price	price	NOUN
ejif-7162	210	84	from	from	ADP
ejif-7162	210	85	the	the	DET
ejif-7162	210	86	bank	bank	NOUN
ejif-7162	210	87	,	,	PUNCT
ejif-7162	210	88	gives	give	VERB
ejif-7162	210	89	the	the	DET
ejif-7162	210	90	bank	bank	NOUN
ejif-7162	210	91	the	the	DET
ejif-7162	210	92	money	money	NOUN
ejif-7162	210	93	,	,	PUNCT
ejif-7162	210	94	and	and	CCONJ
ejif-7162	210	95	the	the	DET
ejif-7162	210	96	bank	bank	NOUN
ejif-7162	210	97	gets	get	VERB
ejif-7162	210	98	back	back	ADV
ejif-7162	210	99	the	the	DET
ejif-7162	210	100	money	money	NOUN
ejif-7162	210	101	if	if	SCONJ
ejif-7162	210	102	of	of	ADP
ejif-7162	210	103	the	the	DET
ejif-7162	210	104	same	same	ADJ
ejif-7162	210	105	kind	kind	NOUN
ejif-7162	210	106	...	...	PUNCT
ejif-7162	210	107	if	if	SCONJ
ejif-7162	210	108	the	the	DET
ejif-7162	210	109	debt	debt	NOUN
ejif-7162	210	110	is	be	AUX
ejif-7162	210	111	delayed	delay	VERB
ejif-7162	210	112	,	,	PUNCT
ejif-7162	210	113	the	the	DET
ejif-7162	210	114	bank	bank	NOUN
ejif-7162	210	115	increases	increase	VERB
ejif-7162	210	116	the	the	DET
ejif-7162	210	117	money	money	NOUN
ejif-7162	210	118	,	,	PUNCT
ejif-7162	210	119	and	and	CCONJ
ejif-7162	210	120	this	this	PRON
ejif-7162	210	121	is	be	AUX
ejif-7162	210	122	called	call	VERB
ejif-7162	210	123	the	the	DET
ejif-7162	210	124	nasi	nasi	NOUN
ejif-7162	210	125	-	-	PUNCT
ejif-7162	210	126	a	a	DET
ejif-7162	210	127	usury	usury	NOUN
ejif-7162	210	128	...	...	PUNCT
ejif-7162	211	1	the	the	DET
ejif-7162	211	2	commodity	commodity	NOUN
ejif-7162	211	3	becomes	become	VERB
ejif-7162	211	4	its	its	PRON
ejif-7162	211	5	guarantee	guarantee	NOUN
ejif-7162	211	6	with	with	ADP
ejif-7162	211	7	the	the	DET
ejif-7162	211	8	bank	bank	NOUN
ejif-7162	211	9	...	...	PUNCT
ejif-7162	212	1	the	the	DET
ejif-7162	212	2	issue	issue	NOUN
ejif-7162	212	3	is	be	AUX
ejif-7162	212	4	thorny	thorny	ADJ
ejif-7162	212	5	,	,	PUNCT
ejif-7162	212	6	and	and	CCONJ
ejif-7162	212	7	we	we	PRON
ejif-7162	212	8	do	do	AUX
ejif-7162	212	9	n't	not	PART
ejif-7162	212	10	want	want	VERB
ejif-7162	212	11	to	to	PART
ejif-7162	212	12	prolong	prolong	VERB
ejif-7162	212	13	it	it	PRON
ejif-7162	212	14	...	...	PUNCT
ejif-7162	212	15	”	"	PUNCT
ejif-7162	213	1	anonymous	anonymous	ADJ
ejif-7162	213	2	9	9	NUM
ejif-7162	213	3	5	5	NUM
ejif-7162	213	4	.	.	PUNCT
ejif-7162	214	1	discussion	discussion	NOUN
ejif-7162	214	2	5.1	5.1	NUM
ejif-7162	214	3	the	the	DET
ejif-7162	214	4	principle	principle	NOUN
ejif-7162	214	5	of	of	ADP
ejif-7162	214	6	profit	profit	NOUN
ejif-7162	214	7	and	and	CCONJ
ejif-7162	214	8	loss	loss	NOUN
ejif-7162	214	9	sharing	share	VERB
ejif-7162	214	10	the	the	DET
ejif-7162	214	11	principle	principle	NOUN
ejif-7162	214	12	of	of	ADP
ejif-7162	214	13	profit	profit	NOUN
ejif-7162	214	14	and	and	CCONJ
ejif-7162	214	15	loss	loss	NOUN
ejif-7162	214	16	sharing	sharing	NOUN
ejif-7162	214	17	points	point	NOUN
ejif-7162	214	18	toward	toward	ADP
ejif-7162	214	19	a	a	DET
ejif-7162	214	20	real	real	ADJ
ejif-7162	214	21	concern	concern	NOUN
ejif-7162	214	22	of	of	ADP
ejif-7162	214	23	the	the	DET
ejif-7162	214	24	islamic	islamic	PROPN
ejif-7162	214	25	bank	bank	PROPN
ejif-7162	214	26	as	as	ADP
ejif-7162	214	27	a	a	DET
ejif-7162	214	28	creditor	creditor	NOUN
ejif-7162	214	29	for	for	ADP
ejif-7162	214	30	the	the	DET
ejif-7162	214	31	lucrativeness	lucrativeness	NOUN
ejif-7162	214	32	of	of	ADP
ejif-7162	214	33	the	the	DET
ejif-7162	214	34	project	project	NOUN
ejif-7162	214	35	(	(	PUNCT
ejif-7162	214	36	iqbal	iqbal	PROPN
ejif-7162	214	37	&	&	CCONJ
ejif-7162	214	38	mirakhor	mirakhor	NOUN
ejif-7162	214	39	,	,	PUNCT
ejif-7162	214	40	2011	2011	NUM
ejif-7162	214	41	;	;	PUNCT
ejif-7162	214	42	varga	varga	PROPN
ejif-7162	214	43	&	&	CCONJ
ejif-7162	214	44	bánkuti	bánkuti	PROPN
ejif-7162	214	45	,	,	PUNCT
ejif-7162	214	46	2021	2021	NUM
ejif-7162	214	47	)	)	PUNCT
ejif-7162	214	48	.	.	PUNCT
ejif-7162	215	1	the	the	DET
ejif-7162	215	2	conventional	conventional	ADJ
ejif-7162	215	3	bank	bank	NOUN
ejif-7162	215	4	is	be	AUX
ejif-7162	215	5	concerned	concern	VERB
ejif-7162	215	6	as	as	ADV
ejif-7162	215	7	well	well	ADV
ejif-7162	215	8	with	with	ADP
ejif-7162	215	9	the	the	DET
ejif-7162	215	10	success	success	NOUN
ejif-7162	215	11	and	and	CCONJ
ejif-7162	215	12	the	the	DET
ejif-7162	215	13	lucrativeness	lucrativeness	NOUN
ejif-7162	215	14	of	of	ADP
ejif-7162	215	15	the	the	DET
ejif-7162	215	16	financed	finance	VERB
ejif-7162	215	17	investment	investment	NOUN
ejif-7162	215	18	,	,	PUNCT
ejif-7162	215	19	obviously	obviously	ADV
ejif-7162	215	20	because	because	SCONJ
ejif-7162	215	21	it	it	PRON
ejif-7162	215	22	must	must	AUX
ejif-7162	215	23	ensure	ensure	VERB
ejif-7162	215	24	that	that	SCONJ
ejif-7162	215	25	the	the	DET
ejif-7162	215	26	installments	installment	NOUN
ejif-7162	215	27	are	be	AUX
ejif-7162	215	28	regularly	regularly	ADV
ejif-7162	215	29	paid	pay	VERB
ejif-7162	215	30	according	accord	VERB
ejif-7162	215	31	to	to	ADP
ejif-7162	215	32	the	the	DET
ejif-7162	215	33	pre	pre	ADJ
ejif-7162	215	34	-	-	ADJ
ejif-7162	215	35	agreed	agreed	ADJ
ejif-7162	215	36	schedule	schedule	NOUN
ejif-7162	215	37	if	if	SCONJ
ejif-7162	215	38	the	the	DET
ejif-7162	215	39	condition	condition	NOUN
ejif-7162	215	40	of	of	ADP
ejif-7162	215	41	loan	loan	NOUN
ejif-7162	215	42	and	and	CCONJ
ejif-7162	215	43	interest	interest	NOUN
ejif-7162	215	44	payment	payment	NOUN
ejif-7162	215	45	is	be	AUX
ejif-7162	215	46	respected	respect	VERB
ejif-7162	215	47	,	,	PUNCT
ejif-7162	215	48	the	the	DET
ejif-7162	215	49	profits	profit	NOUN
ejif-7162	215	50	of	of	ADP
ejif-7162	215	51	the	the	DET
ejif-7162	215	52	conventional	conventional	ADJ
ejif-7162	215	53	bank	bank	NOUN
ejif-7162	215	54	will	will	AUX
ejif-7162	215	55	not	not	PART
ejif-7162	215	56	be	be	AUX
ejif-7162	215	57	affected	affect	VERB
ejif-7162	215	58	directly	directly	ADV
ejif-7162	215	59	in	in	ADP
ejif-7162	215	60	the	the	DET
ejif-7162	215	61	case	case	NOUN
ejif-7162	215	62	of	of	ADP
ejif-7162	215	63	the	the	DET
ejif-7162	215	64	low	low	ADJ
ejif-7162	215	65	profitability	profitability	NOUN
ejif-7162	215	66	of	of	ADP
ejif-7162	215	67	the	the	DET
ejif-7162	215	68	creditor	creditor	NOUN
ejif-7162	215	69	(	(	PUNCT
ejif-7162	215	70	iqbal	iqbal	PROPN
ejif-7162	215	71	&	&	CCONJ
ejif-7162	215	72	mirakhor	mirakhor	NOUN
ejif-7162	215	73	,	,	PUNCT
ejif-7162	215	74	2011	2011	NUM
ejif-7162	215	75	)	)	PUNCT
ejif-7162	215	76	.	.	PUNCT
ejif-7162	216	1	however	however	ADV
ejif-7162	216	2	,	,	PUNCT
ejif-7162	216	3	islamic	islamic	ADJ
ejif-7162	216	4	finance	finance	NOUN
ejif-7162	216	5	has	have	VERB
ejif-7162	216	6	a	a	DET
ejif-7162	216	7	different	different	ADJ
ejif-7162	216	8	way	way	NOUN
ejif-7162	216	9	to	to	PART
ejif-7162	216	10	do	do	VERB
ejif-7162	216	11	finance	finance	NOUN
ejif-7162	216	12	(	(	PUNCT
ejif-7162	216	13	calder	calder	PROPN
ejif-7162	216	14	,	,	PUNCT
ejif-7162	216	15	2016	2016	NUM
ejif-7162	216	16	)	)	PUNCT
ejif-7162	216	17	,	,	PUNCT
ejif-7162	216	18	the	the	DET
ejif-7162	216	19	islamic	islamic	PROPN
ejif-7162	216	20	bank	bank	PROPN
ejif-7162	216	21	must	must	AUX
ejif-7162	216	22	pay	pay	VERB
ejif-7162	216	23	attention	attention	NOUN
ejif-7162	216	24	to	to	ADP
ejif-7162	216	25	and	and	CCONJ
ejif-7162	216	26	emphasize	emphasize	VERB
ejif-7162	216	27	the	the	DET
ejif-7162	216	28	lucrativeness	lucrativeness	NOUN
ejif-7162	216	29	of	of	ADP
ejif-7162	216	30	the	the	DET
ejif-7162	216	31	project	project	NOUN
ejif-7162	216	32	because	because	SCONJ
ejif-7162	216	33	the	the	DET
ejif-7162	216	34	latter	latter	NOUN
ejif-7162	216	35	is	be	AUX
ejif-7162	216	36	directly	directly	ADV
ejif-7162	216	37	associated	associate	VERB
ejif-7162	216	38	with	with	ADP
ejif-7162	216	39	its	its	PRON
ejif-7162	216	40	profitability	profitability	NOUN
ejif-7162	216	41	.	.	PUNCT
ejif-7162	217	1	for	for	ADP
ejif-7162	217	2	an	an	DET
ejif-7162	217	3	entrepreneur	entrepreneur	NOUN
ejif-7162	217	4	,	,	PUNCT
ejif-7162	217	5	the	the	DET
ejif-7162	217	6	relation	relation	NOUN
ejif-7162	217	7	between	between	ADP
ejif-7162	217	8	the	the	DET
ejif-7162	217	9	payment	payment	NOUN
ejif-7162	217	10	of	of	ADP
ejif-7162	217	11	the	the	DET
ejif-7162	217	12	credits	credit	NOUN
ejif-7162	217	13	to	to	ADP
ejif-7162	217	14	the	the	DET
ejif-7162	217	15	creditor	creditor	NOUN
ejif-7162	217	16	and	and	CCONJ
ejif-7162	217	17	the	the	DET
ejif-7162	217	18	lucrativeness	lucrativeness	NOUN
ejif-7162	217	19	of	of	ADP
ejif-7162	217	20	the	the	DET
ejif-7162	217	21	project	project	NOUN
ejif-7162	217	22	is	be	AUX
ejif-7162	217	23	significant(iqbal	significant(iqbal	NOUN
ejif-7162	217	24	&	&	CCONJ
ejif-7162	217	25	mirakhor	mirakhor	NOUN
ejif-7162	217	26	,	,	PUNCT
ejif-7162	217	27	2011	2011	NUM
ejif-7162	217	28	;	;	PUNCT
ejif-7162	217	29	varga	varga	PROPN
ejif-7162	217	30	&	&	CCONJ
ejif-7162	217	31	bánkuti	bánkuti	PROPN
ejif-7162	217	32	,	,	PUNCT
ejif-7162	217	33	2021	2021	NUM
ejif-7162	217	34	)	)	PUNCT
ejif-7162	217	35	.	.	PUNCT
ejif-7162	218	1	european	european	PROPN
ejif-7162	218	2	journal	journal	PROPN
ejif-7162	218	3	of	of	ADP
ejif-7162	218	4	islamic	islamic	PROPN
ejif-7162	218	5	finance	finance	PROPN
ejif-7162	218	6	issn	issn	PROPN
ejif-7162	218	7	:	:	PUNCT
ejif-7162	218	8	2421	2421	NUM
ejif-7162	218	9	-	-	SYM
ejif-7162	218	10	2172	2172	NUM
ejif-7162	218	11	doi	doi	NOUN
ejif-7162	218	12	:	:	PUNCT
ejif-7162	218	13	10.13135/2421	10.13135/2421	NUM
ejif-7162	218	14	-	-	SYM
ejif-7162	218	15	2172/7162	2172/7162	NUM
ejif-7162	218	16	published	publish	VERB
ejif-7162	218	17	by	by	ADP
ejif-7162	218	18	university	university	PROPN
ejif-7162	218	19	of	of	ADP
ejif-7162	218	20	turin	turin	PROPN
ejif-7162	219	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-7162	219	2	ejif	ejif	PROPN
ejif-7162	219	3	content	content	NOUN
ejif-7162	219	4	is	be	AUX
ejif-7162	219	5	licensed	license	VERB
ejif-7162	219	6	under	under	ADP
ejif-7162	219	7	a	a	DET
ejif-7162	219	8	creative	creative	ADJ
ejif-7162	219	9	commons	common	NOUN
ejif-7162	219	10	attribution	attribution	NOUN
ejif-7162	219	11	4.0	4.0	NUM
ejif-7162	219	12	international	international	ADJ
ejif-7162	219	13	license	license	NOUN
ejif-7162	219	14	55	55	NUM
ejif-7162	219	15	moreover	moreover	ADV
ejif-7162	219	16	,	,	PUNCT
ejif-7162	219	17	in	in	ADP
ejif-7162	219	18	profit	profit	NOUN
ejif-7162	219	19	-	-	PUNCT
ejif-7162	219	20	sharing	share	VERB
ejif-7162	219	21	agreements	agreement	NOUN
ejif-7162	219	22	,	,	PUNCT
ejif-7162	219	23	risk	risk	NOUN
ejif-7162	219	24	management	management	NOUN
ejif-7162	219	25	is	be	AUX
ejif-7162	219	26	taken	take	VERB
ejif-7162	219	27	into	into	ADP
ejif-7162	219	28	consideration	consideration	NOUN
ejif-7162	219	29	as	as	SCONJ
ejif-7162	219	30	the	the	DET
ejif-7162	219	31	payment	payment	NOUN
ejif-7162	219	32	is	be	AUX
ejif-7162	219	33	balanced	balance	VERB
ejif-7162	219	34	according	accord	VERB
ejif-7162	219	35	to	to	ADP
ejif-7162	219	36	the	the	DET
ejif-7162	219	37	economic	economic	ADJ
ejif-7162	219	38	situation	situation	NOUN
ejif-7162	219	39	of	of	ADP
ejif-7162	219	40	the	the	DET
ejif-7162	219	41	entrepreneur	entrepreneur	NOUN
ejif-7162	219	42	(	(	PUNCT
ejif-7162	219	43	iqbal	iqbal	PROPN
ejif-7162	219	44	&	&	CCONJ
ejif-7162	219	45	mirakhor	mirakhor	NOUN
ejif-7162	219	46	,	,	PUNCT
ejif-7162	219	47	2011	2011	NUM
ejif-7162	219	48	)	)	PUNCT
ejif-7162	219	49	.	.	PUNCT
ejif-7162	220	1	for	for	ADP
ejif-7162	220	2	example	example	NOUN
ejif-7162	220	3	,	,	PUNCT
ejif-7162	220	4	if	if	SCONJ
ejif-7162	220	5	we	we	PRON
ejif-7162	220	6	have	have	VERB
ejif-7162	220	7	a	a	DET
ejif-7162	220	8	system	system	NOUN
ejif-7162	220	9	based	base	VERB
ejif-7162	220	10	on	on	ADP
ejif-7162	220	11	interest	interest	NOUN
ejif-7162	220	12	when	when	SCONJ
ejif-7162	220	13	a	a	DET
ejif-7162	220	14	conventional	conventional	ADJ
ejif-7162	220	15	bank	bank	NOUN
ejif-7162	220	16	accords	accord	NOUN
ejif-7162	220	17	a	a	DET
ejif-7162	220	18	loan	loan	NOUN
ejif-7162	220	19	to	to	ADP
ejif-7162	220	20	an	an	DET
ejif-7162	220	21	entrepreneur	entrepreneur	NOUN
ejif-7162	220	22	,	,	PUNCT
ejif-7162	220	23	the	the	DET
ejif-7162	220	24	payments	payment	NOUN
ejif-7162	220	25	are	be	AUX
ejif-7162	220	26	mandatory	mandatory	ADJ
ejif-7162	220	27	without	without	ADP
ejif-7162	220	28	seeing	see	VERB
ejif-7162	220	29	whether	whether	SCONJ
ejif-7162	220	30	the	the	DET
ejif-7162	220	31	real	real	ADJ
ejif-7162	220	32	project	project	NOUN
ejif-7162	220	33	is	be	AUX
ejif-7162	220	34	making	make	VERB
ejif-7162	220	35	benefice	benefice	NOUN
ejif-7162	220	36	or	or	CCONJ
ejif-7162	220	37	not	not	PART
ejif-7162	220	38	;	;	PUNCT
ejif-7162	220	39	the	the	DET
ejif-7162	220	40	bank	bank	NOUN
ejif-7162	220	41	may	may	AUX
ejif-7162	220	42	end	end	VERB
ejif-7162	220	43	the	the	DET
ejif-7162	220	44	lending	lending	NOUN
ejif-7162	220	45	if	if	SCONJ
ejif-7162	220	46	it	it	PRON
ejif-7162	220	47	notices	notice	VERB
ejif-7162	220	48	that	that	SCONJ
ejif-7162	220	49	the	the	DET
ejif-7162	220	50	entrepreneur	entrepreneur	NOUN
ejif-7162	220	51	has	have	VERB
ejif-7162	220	52	payment	payment	NOUN
ejif-7162	220	53	troubles	trouble	NOUN
ejif-7162	220	54	,	,	PUNCT
ejif-7162	220	55	in	in	ADP
ejif-7162	220	56	other	other	ADJ
ejif-7162	220	57	terms	term	NOUN
ejif-7162	220	58	“	"	PUNCT
ejif-7162	220	59	debt	debt	NOUN
ejif-7162	220	60	-	-	PUNCT
ejif-7162	220	61	servicing	servicing	NOUN
ejif-7162	220	62	difficulties	difficulty	NOUN
ejif-7162	220	63	”	"	PUNCT
ejif-7162	220	64	(	(	PUNCT
ejif-7162	220	65	iqbal	iqbal	PROPN
ejif-7162	220	66	&	&	CCONJ
ejif-7162	220	67	mirakhor	mirakhor	NOUN
ejif-7162	220	68	,	,	PUNCT
ejif-7162	220	69	2011	2011	NUM
ejif-7162	220	70	)	)	PUNCT
ejif-7162	220	71	.	.	PUNCT
ejif-7162	221	1	however	however	ADV
ejif-7162	221	2	,	,	PUNCT
ejif-7162	221	3	if	if	SCONJ
ejif-7162	221	4	the	the	DET
ejif-7162	221	5	debtor	debtor	NOUN
ejif-7162	221	6	is	be	AUX
ejif-7162	221	7	making	make	VERB
ejif-7162	221	8	delays	delay	NOUN
ejif-7162	221	9	in	in	ADP
ejif-7162	221	10	only	only	ADV
ejif-7162	221	11	some	some	DET
ejif-7162	221	12	payments	payment	NOUN
ejif-7162	221	13	for	for	ADP
ejif-7162	221	14	a	a	DET
ejif-7162	221	15	period	period	NOUN
ejif-7162	221	16	,	,	PUNCT
ejif-7162	221	17	due	due	ADP
ejif-7162	221	18	to	to	ADP
ejif-7162	221	19	a	a	DET
ejif-7162	221	20	temporary	temporary	ADJ
ejif-7162	221	21	economic	economic	ADJ
ejif-7162	221	22	recession	recession	NOUN
ejif-7162	221	23	,	,	PUNCT
ejif-7162	221	24	the	the	DET
ejif-7162	221	25	bank	bank	NOUN
ejif-7162	221	26	might	might	AUX
ejif-7162	221	27	still	still	ADV
ejif-7162	221	28	consider	consider	VERB
ejif-7162	221	29	it	it	PRON
ejif-7162	221	30	as	as	ADP
ejif-7162	221	31	a	a	DET
ejif-7162	221	32	risk	risk	NOUN
ejif-7162	221	33	of	of	ADP
ejif-7162	221	34	a	a	DET
ejif-7162	221	35	regime	regime	NOUN
ejif-7162	221	36	change	change	NOUN
ejif-7162	221	37	,	,	PUNCT
ejif-7162	221	38	which	which	PRON
ejif-7162	221	39	may	may	AUX
ejif-7162	221	40	lead	lead	VERB
ejif-7162	221	41	to	to	ADP
ejif-7162	221	42	an	an	DET
ejif-7162	221	43	unexpected	unexpected	ADJ
ejif-7162	221	44	end	end	NOUN
ejif-7162	221	45	of	of	ADP
ejif-7162	221	46	the	the	DET
ejif-7162	221	47	contract	contract	NOUN
ejif-7162	221	48	by	by	ADP
ejif-7162	221	49	the	the	DET
ejif-7162	221	50	bank	bank	NOUN
ejif-7162	221	51	,	,	PUNCT
ejif-7162	221	52	which	which	PRON
ejif-7162	221	53	is	be	AUX
ejif-7162	221	54	seen	see	VERB
ejif-7162	221	55	as	as	ADP
ejif-7162	221	56	an	an	DET
ejif-7162	221	57	overact	overact	NOUN
ejif-7162	221	58	of	of	ADP
ejif-7162	221	59	the	the	DET
ejif-7162	221	60	bank	bank	NOUN
ejif-7162	221	61	(	(	PUNCT
ejif-7162	221	62	iqbal	iqbal	PROPN
ejif-7162	221	63	&	&	CCONJ
ejif-7162	221	64	mirakhor	mirakhor	NOUN
ejif-7162	221	65	,	,	PUNCT
ejif-7162	221	66	2011	2011	NUM
ejif-7162	221	67	)	)	PUNCT
ejif-7162	221	68	.	.	PUNCT
ejif-7162	222	1	but	but	CCONJ
ejif-7162	222	2	,	,	PUNCT
ejif-7162	222	3	in	in	ADP
ejif-7162	222	4	a	a	DET
ejif-7162	222	5	situation	situation	NOUN
ejif-7162	222	6	of	of	ADP
ejif-7162	222	7	an	an	DET
ejif-7162	222	8	islamic	islamic	ADJ
ejif-7162	222	9	model	model	NOUN
ejif-7162	222	10	,	,	PUNCT
ejif-7162	222	11	the	the	DET
ejif-7162	222	12	bank	bank	NOUN
ejif-7162	222	13	would	would	AUX
ejif-7162	222	14	react	react	VERB
ejif-7162	222	15	differently	differently	ADV
ejif-7162	222	16	to	to	ADP
ejif-7162	222	17	this	this	DET
ejif-7162	222	18	momentary	momentary	ADJ
ejif-7162	222	19	change	change	NOUN
ejif-7162	222	20	because	because	SCONJ
ejif-7162	222	21	they	they	PRON
ejif-7162	222	22	follow	follow	VERB
ejif-7162	222	23	continuously	continuously	ADV
ejif-7162	222	24	their	their	PRON
ejif-7162	222	25	client´s	client´s	NOUN
ejif-7162	222	26	project	project	NOUN
ejif-7162	222	27	,	,	PUNCT
ejif-7162	222	28	to	to	PART
ejif-7162	222	29	evaluate	evaluate	VERB
ejif-7162	222	30	their	their	PRON
ejif-7162	222	31	part	part	NOUN
ejif-7162	222	32	of	of	ADP
ejif-7162	222	33	the	the	DET
ejif-7162	222	34	profits	profit	NOUN
ejif-7162	222	35	,	,	PUNCT
ejif-7162	222	36	which	which	PRON
ejif-7162	222	37	is	be	AUX
ejif-7162	222	38	a	a	DET
ejif-7162	222	39	great	great	ADJ
ejif-7162	222	40	benefit	benefit	NOUN
ejif-7162	222	41	for	for	ADP
ejif-7162	222	42	instance	instance	NOUN
ejif-7162	222	43	,	,	PUNCT
ejif-7162	222	44	the	the	DET
ejif-7162	222	45	reimbursement	reimbursement	NOUN
ejif-7162	222	46	to	to	ADP
ejif-7162	222	47	the	the	DET
ejif-7162	222	48	bank	bank	NOUN
ejif-7162	222	49	is	be	AUX
ejif-7162	222	50	linked	link	VERB
ejif-7162	222	51	with	with	ADP
ejif-7162	222	52	the	the	DET
ejif-7162	222	53	continuity	continuity	NOUN
ejif-7162	222	54	of	of	ADP
ejif-7162	222	55	the	the	DET
ejif-7162	222	56	project	project	NOUN
ejif-7162	222	57	(	(	PUNCT
ejif-7162	222	58	iqbal	iqbal	PROPN
ejif-7162	222	59	&	&	CCONJ
ejif-7162	222	60	mirakhor	mirakhor	NOUN
ejif-7162	222	61	,	,	PUNCT
ejif-7162	222	62	2011	2011	NUM
ejif-7162	222	63	)	)	PUNCT
ejif-7162	222	64	.	.	PUNCT
ejif-7162	223	1	however	however	ADV
ejif-7162	223	2	,	,	PUNCT
ejif-7162	223	3	many	many	ADJ
ejif-7162	223	4	argued	argue	VERB
ejif-7162	223	5	that	that	SCONJ
ejif-7162	223	6	islamic	islamic	ADJ
ejif-7162	223	7	banking	banking	NOUN
ejif-7162	223	8	failed	fail	VERB
ejif-7162	223	9	in	in	ADP
ejif-7162	223	10	different	different	ADJ
ejif-7162	223	11	aspects	aspect	NOUN
ejif-7162	223	12	because	because	SCONJ
ejif-7162	223	13	of	of	ADP
ejif-7162	223	14	internal	internal	ADJ
ejif-7162	223	15	and	and	CCONJ
ejif-7162	223	16	external	external	ADJ
ejif-7162	223	17	reasons	reason	NOUN
ejif-7162	223	18	such	such	ADJ
ejif-7162	223	19	as	as	ADP
ejif-7162	223	20	the	the	DET
ejif-7162	223	21	fact	fact	NOUN
ejif-7162	223	22	that	that	SCONJ
ejif-7162	223	23	islamic	islamic	ADJ
ejif-7162	223	24	banks	bank	NOUN
ejif-7162	223	25	operate	operate	VERB
ejif-7162	223	26	in	in	ADP
ejif-7162	223	27	a	a	DET
ejif-7162	223	28	capitalist	capitalist	ADJ
ejif-7162	223	29	global	global	ADJ
ejif-7162	223	30	world	world	NOUN
ejif-7162	223	31	,	,	PUNCT
ejif-7162	223	32	or	or	CCONJ
ejif-7162	223	33	the	the	DET
ejif-7162	223	34	dominance	dominance	NOUN
ejif-7162	223	35	of	of	ADP
ejif-7162	223	36	using	use	VERB
ejif-7162	223	37	murabaha	murabaha	NOUN
ejif-7162	223	38	financing	financing	NOUN
ejif-7162	223	39	instruments	instrument	NOUN
ejif-7162	223	40	(	(	PUNCT
ejif-7162	223	41	cebeci	cebeci	ADJ
ejif-7162	223	42	,	,	PUNCT
ejif-7162	223	43	2012	2012	NUM
ejif-7162	223	44	;	;	PUNCT
ejif-7162	223	45	maulidizen	maulidizen	PROPN
ejif-7162	223	46	,	,	PUNCT
ejif-7162	223	47	2018c	2018c	NUM
ejif-7162	223	48	)	)	PUNCT
ejif-7162	223	49	.	.	PUNCT
ejif-7162	224	1	5.2	5.2	NUM
ejif-7162	224	2	the	the	DET
ejif-7162	224	3	islamic	islamic	ADJ
ejif-7162	224	4	microfinancing	microfinance	VERB
ejif-7162	224	5	the	the	DET
ejif-7162	224	6	option	option	NOUN
ejif-7162	224	7	of	of	ADP
ejif-7162	224	8	microfinancing	microfinancing	NOUN
ejif-7162	224	9	is	be	AUX
ejif-7162	224	10	a	a	DET
ejif-7162	224	11	simple	simple	ADJ
ejif-7162	224	12	and	and	CCONJ
ejif-7162	224	13	easy	easy	ADJ
ejif-7162	224	14	way	way	NOUN
ejif-7162	224	15	to	to	PART
ejif-7162	224	16	implement	implement	VERB
ejif-7162	224	17	in	in	ADP
ejif-7162	224	18	an	an	DET
ejif-7162	224	19	islamic	islamic	ADJ
ejif-7162	224	20	financial	financial	ADJ
ejif-7162	224	21	framework	framework	NOUN
ejif-7162	224	22	,	,	PUNCT
ejif-7162	224	23	firstly	firstly	ADV
ejif-7162	224	24	because	because	SCONJ
ejif-7162	224	25	it	it	PRON
ejif-7162	224	26	offers	offer	VERB
ejif-7162	224	27	persons	person	NOUN
ejif-7162	224	28	modest	modest	ADJ
ejif-7162	224	29	funding	funding	NOUN
ejif-7162	224	30	opportunities	opportunity	NOUN
ejif-7162	224	31	(	(	PUNCT
ejif-7162	224	32	katterbauer	katterbauer	NOUN
ejif-7162	224	33	&	&	CCONJ
ejif-7162	224	34	moschetta	moschetta	PROPN
ejif-7162	224	35	,	,	PUNCT
ejif-7162	224	36	2022	2022	NUM
ejif-7162	224	37	)	)	PUNCT
ejif-7162	224	38	,	,	PUNCT
ejif-7162	224	39	and	and	CCONJ
ejif-7162	224	40	secondly	secondly	ADV
ejif-7162	224	41	,	,	PUNCT
ejif-7162	224	42	because	because	SCONJ
ejif-7162	224	43	it	it	PRON
ejif-7162	224	44	can	can	AUX
ejif-7162	224	45	constitute	constitute	VERB
ejif-7162	224	46	a	a	DET
ejif-7162	224	47	good	good	ADJ
ejif-7162	224	48	alternative	alternative	NOUN
ejif-7162	224	49	for	for	ADP
ejif-7162	224	50	muslims	muslim	NOUN
ejif-7162	224	51	when	when	SCONJ
ejif-7162	224	52	no	no	DET
ejif-7162	224	53	interests	interest	NOUN
ejif-7162	224	54	are	be	AUX
ejif-7162	224	55	imposed	impose	VERB
ejif-7162	224	56	.	.	PUNCT
ejif-7162	225	1	in	in	ADP
ejif-7162	225	2	finland	finland	PROPN
ejif-7162	225	3	,	,	PUNCT
ejif-7162	225	4	some	some	DET
ejif-7162	225	5	fintech	fintech	NOUN
ejif-7162	225	6	financial	financial	ADJ
ejif-7162	225	7	services	service	NOUN
ejif-7162	225	8	offer	offer	VERB
ejif-7162	225	9	different	different	ADJ
ejif-7162	225	10	solutions	solution	NOUN
ejif-7162	225	11	of	of	ADP
ejif-7162	225	12	online	online	ADJ
ejif-7162	225	13	factoring	factoring	NOUN
ejif-7162	225	14	on	on	ADP
ejif-7162	225	15	some	some	DET
ejif-7162	225	16	consumer	consumer	NOUN
ejif-7162	225	17	goods	good	NOUN
ejif-7162	225	18	with	with	ADP
ejif-7162	225	19	no	no	DET
ejif-7162	225	20	interest	interest	NOUN
ejif-7162	225	21	if	if	SCONJ
ejif-7162	225	22	the	the	DET
ejif-7162	225	23	term	term	NOUN
ejif-7162	225	24	of	of	ADP
ejif-7162	225	25	repaying	repay	VERB
ejif-7162	225	26	the	the	DET
ejif-7162	225	27	loan	loan	NOUN
ejif-7162	225	28	is	be	AUX
ejif-7162	225	29	short	short	ADJ
ejif-7162	225	30	.	.	PUNCT
ejif-7162	226	1	also	also	ADV
ejif-7162	226	2	,	,	PUNCT
ejif-7162	226	3	some	some	DET
ejif-7162	226	4	respondents	respondent	NOUN
ejif-7162	226	5	referred	refer	VERB
ejif-7162	226	6	to	to	ADP
ejif-7162	226	7	the	the	DET
ejif-7162	226	8	solutions	solution	NOUN
ejif-7162	226	9	they	they	PRON
ejif-7162	226	10	get	get	VERB
ejif-7162	226	11	from	from	ADP
ejif-7162	226	12	telecommunication	telecommunication	NOUN
ejif-7162	226	13	companies	company	NOUN
ejif-7162	226	14	that	that	PRON
ejif-7162	226	15	sell	sell	VERB
ejif-7162	226	16	equipment	equipment	NOUN
ejif-7162	226	17	with	with	ADP
ejif-7162	226	18	0	0	NUM
ejif-7162	226	19	%	%	NOUN
ejif-7162	226	20	interest	interest	NOUN
ejif-7162	226	21	.	.	PUNCT
ejif-7162	227	1	also	also	ADV
ejif-7162	227	2	,	,	PUNCT
ejif-7162	227	3	there	there	PRON
ejif-7162	227	4	is	be	VERB
ejif-7162	227	5	the	the	DET
ejif-7162	227	6	possibility	possibility	NOUN
ejif-7162	227	7	of	of	ADP
ejif-7162	227	8	microfinance	microfinance	NOUN
ejif-7162	227	9	loans	loan	NOUN
ejif-7162	227	10	with	with	ADP
ejif-7162	227	11	collateral	collateral	NOUN
ejif-7162	227	12	.	.	PUNCT
ejif-7162	228	1	however	however	ADV
ejif-7162	228	2	,	,	PUNCT
ejif-7162	228	3	all	all	DET
ejif-7162	228	4	these	these	DET
ejif-7162	228	5	options	option	NOUN
ejif-7162	228	6	constitute	constitute	VERB
ejif-7162	228	7	a	a	DET
ejif-7162	228	8	small	small	ADJ
ejif-7162	228	9	area	area	NOUN
ejif-7162	228	10	of	of	ADP
ejif-7162	228	11	financing	financing	NOUN
ejif-7162	228	12	and	and	CCONJ
ejif-7162	228	13	do	do	AUX
ejif-7162	228	14	not	not	PART
ejif-7162	228	15	solve	solve	VERB
ejif-7162	228	16	the	the	DET
ejif-7162	228	17	muslim	muslim	PROPN
ejif-7162	228	18	community	community	NOUN
ejif-7162	228	19	's	's	PART
ejif-7162	228	20	problem	problem	NOUN
ejif-7162	228	21	when	when	SCONJ
ejif-7162	228	22	they	they	PRON
ejif-7162	228	23	want	want	VERB
ejif-7162	228	24	to	to	PART
ejif-7162	228	25	invest	invest	VERB
ejif-7162	228	26	in	in	ADP
ejif-7162	228	27	long	long	ADJ
ejif-7162	228	28	-	-	PUNCT
ejif-7162	228	29	term	term	NOUN
ejif-7162	228	30	projects	project	NOUN
ejif-7162	228	31	such	such	ADJ
ejif-7162	228	32	as	as	ADP
ejif-7162	228	33	owning	own	VERB
ejif-7162	228	34	a	a	DET
ejif-7162	228	35	dwelling	dwelling	NOUN
ejif-7162	228	36	or	or	CCONJ
ejif-7162	228	37	creating	create	VERB
ejif-7162	228	38	a	a	DET
ejif-7162	228	39	business	business	NOUN
ejif-7162	228	40	activity	activity	NOUN
ejif-7162	228	41	.	.	PUNCT
ejif-7162	229	1	it	it	PRON
ejif-7162	229	2	would	would	AUX
ejif-7162	229	3	be	be	AUX
ejif-7162	229	4	interesting	interesting	ADJ
ejif-7162	229	5	to	to	PART
ejif-7162	229	6	see	see	VERB
ejif-7162	229	7	social	social	ADJ
ejif-7162	229	8	enterprises	enterprise	NOUN
ejif-7162	229	9	and	and	CCONJ
ejif-7162	229	10	social	social	ADJ
ejif-7162	229	11	cooperatives	cooperative	NOUN
ejif-7162	229	12	in	in	ADP
ejif-7162	229	13	finland	finland	NOUN
ejif-7162	229	14	taking	take	VERB
ejif-7162	229	15	the	the	DET
ejif-7162	229	16	example	example	NOUN
ejif-7162	229	17	of	of	ADP
ejif-7162	229	18	the	the	DET
ejif-7162	229	19	different	different	ADJ
ejif-7162	229	20	instruments	instrument	NOUN
ejif-7162	229	21	already	already	ADV
ejif-7162	229	22	existing	exist	VERB
ejif-7162	229	23	in	in	ADP
ejif-7162	229	24	islamic	islamic	ADJ
ejif-7162	229	25	finance	finance	NOUN
ejif-7162	229	26	;	;	PUNCT
ejif-7162	229	27	this	this	PRON
ejif-7162	229	28	would	would	AUX
ejif-7162	229	29	support	support	VERB
ejif-7162	229	30	the	the	DET
ejif-7162	229	31	social	social	ADJ
ejif-7162	229	32	development	development	NOUN
ejif-7162	229	33	goals	goal	NOUN
ejif-7162	229	34	and	and	CCONJ
ejif-7162	229	35	would	would	AUX
ejif-7162	229	36	have	have	VERB
ejif-7162	229	37	a	a	DET
ejif-7162	229	38	positive	positive	ADJ
ejif-7162	229	39	impact	impact	NOUN
ejif-7162	229	40	not	not	PART
ejif-7162	229	41	only	only	ADV
ejif-7162	229	42	for	for	ADP
ejif-7162	229	43	the	the	DET
ejif-7162	229	44	muslim	muslim	ADJ
ejif-7162	229	45	community	community	NOUN
ejif-7162	229	46	but	but	CCONJ
ejif-7162	229	47	for	for	ADP
ejif-7162	229	48	all	all	DET
ejif-7162	229	49	citizens	citizen	NOUN
ejif-7162	229	50	living	live	VERB
ejif-7162	229	51	in	in	ADP
ejif-7162	229	52	finland(daniel	finland(daniel	PROPN
ejif-7162	229	53	&	&	CCONJ
ejif-7162	229	54	jonathan	jonathan	PROPN
ejif-7162	229	55	,	,	PUNCT
ejif-7162	229	56	2020	2020	NUM
ejif-7162	229	57	)	)	PUNCT
ejif-7162	229	58	.	.	PUNCT
ejif-7162	230	1	this	this	PRON
ejif-7162	230	2	would	would	AUX
ejif-7162	230	3	also	also	ADV
ejif-7162	230	4	promote	promote	VERB
ejif-7162	230	5	development	development	NOUN
ejif-7162	230	6	goals	goal	NOUN
ejif-7162	230	7	(	(	PUNCT
ejif-7162	230	8	maulidizen	maulidizen	PROPN
ejif-7162	230	9	&	&	CCONJ
ejif-7162	230	10	nida	nida	PROPN
ejif-7162	230	11	,	,	PUNCT
ejif-7162	230	12	2019	2019	NUM
ejif-7162	230	13	)	)	PUNCT
ejif-7162	230	14	and	and	CCONJ
ejif-7162	230	15	social	social	ADJ
ejif-7162	230	16	welfare	welfare	NOUN
ejif-7162	230	17	in	in	ADP
ejif-7162	230	18	finland	finland	PROPN
ejif-7162	230	19	.	.	PUNCT
ejif-7162	231	1	5.3	5.3	NUM
ejif-7162	231	2	the	the	DET
ejif-7162	231	3	economic	economic	ADJ
ejif-7162	231	4	rights	right	NOUN
ejif-7162	231	5	of	of	ADP
ejif-7162	231	6	people	people	NOUN
ejif-7162	231	7	if	if	SCONJ
ejif-7162	231	8	we	we	PRON
ejif-7162	231	9	want	want	VERB
ejif-7162	231	10	to	to	PART
ejif-7162	231	11	talk	talk	VERB
ejif-7162	231	12	about	about	ADP
ejif-7162	231	13	the	the	DET
ejif-7162	231	14	economic	economic	ADJ
ejif-7162	231	15	rights	right	NOUN
ejif-7162	231	16	of	of	ADP
ejif-7162	231	17	people	people	NOUN
ejif-7162	231	18	,	,	PUNCT
ejif-7162	231	19	such	such	ADJ
ejif-7162	231	20	as	as	ADP
ejif-7162	231	21	the	the	DET
ejif-7162	231	22	right	right	NOUN
ejif-7162	231	23	to	to	ADP
ejif-7162	231	24	an	an	DET
ejif-7162	231	25	adequate	adequate	ADJ
ejif-7162	231	26	standard	standard	NOUN
ejif-7162	231	27	of	of	ADP
ejif-7162	231	28	living	living	NOUN
ejif-7162	231	29	,	,	PUNCT
ejif-7162	231	30	the	the	DET
ejif-7162	231	31	right	right	NOUN
ejif-7162	231	32	to	to	ADP
ejif-7162	231	33	housing	housing	NOUN
ejif-7162	231	34	,	,	PUNCT
ejif-7162	231	35	or	or	CCONJ
ejif-7162	231	36	the	the	DET
ejif-7162	231	37	right	right	NOUN
ejif-7162	231	38	to	to	PART
ejif-7162	231	39	have	have	AUX
ejif-7162	231	40	health	health	NOUN
ejif-7162	231	41	care	care	NOUN
ejif-7162	231	42	and	and	CCONJ
ejif-7162	231	43	work	work	NOUN
ejif-7162	231	44	,	,	PUNCT
ejif-7162	231	45	we	we	PRON
ejif-7162	231	46	need	need	VERB
ejif-7162	231	47	to	to	PART
ejif-7162	231	48	know	know	VERB
ejif-7162	231	49	what	what	PRON
ejif-7162	231	50	rights	right	NOUN
ejif-7162	231	51	are.(rancière	are.(rancière	NOUN
ejif-7162	231	52	,	,	PUNCT
ejif-7162	231	53	2004	2004	NUM
ejif-7162	231	54	)	)	PUNCT
ejif-7162	231	55	we	we	PRON
ejif-7162	231	56	need	need	VERB
ejif-7162	231	57	to	to	PART
ejif-7162	231	58	examine	examine	VERB
ejif-7162	231	59	rights	right	NOUN
ejif-7162	231	60	from	from	ADP
ejif-7162	231	61	a	a	DET
ejif-7162	231	62	standpoint	standpoint	NOUN
ejif-7162	231	63	that	that	PRON
ejif-7162	231	64	claims	claim	VERB
ejif-7162	231	65	that	that	SCONJ
ejif-7162	231	66	people	people	NOUN
ejif-7162	231	67	do	do	AUX
ejif-7162	231	68	not	not	PART
ejif-7162	231	69	suffer	suffer	VERB
ejif-7162	231	70	injustice	injustice	NOUN
ejif-7162	231	71	.	.	PUNCT
ejif-7162	232	1	islam	islam	PROPN
ejif-7162	232	2	undoubtedly	undoubtedly	ADV
ejif-7162	232	3	specifies	specify	VERB
ejif-7162	232	4	that	that	PRON
ejif-7162	232	5	efforts	effort	NOUN
ejif-7162	232	6	made	make	VERB
ejif-7162	232	7	to	to	PART
ejif-7162	232	8	render	render	VERB
ejif-7162	232	9	integration	integration	NOUN
ejif-7162	232	10	possible	possible	ADJ
ejif-7162	232	11	can	can	AUX
ejif-7162	232	12	not	not	PART
ejif-7162	232	13	prosper	prosper	VERB
ejif-7162	232	14	if	if	SCONJ
ejif-7162	232	15	justice	justice	NOUN
ejif-7162	232	16	and	and	CCONJ
ejif-7162	232	17	fairness	fairness	NOUN
ejif-7162	232	18	are	be	AUX
ejif-7162	232	19	missing(chapra	missing(chapra	PROPN
ejif-7162	232	20	,	,	PUNCT
ejif-7162	232	21	2001	2001	NUM
ejif-7162	232	22	)	)	PUNCT
ejif-7162	232	23	.	.	PUNCT
ejif-7162	233	1	as	as	SCONJ
ejif-7162	233	2	the	the	DET
ejif-7162	233	3	study	study	NOUN
ejif-7162	233	4	shows	show	VERB
ejif-7162	233	5	,	,	PUNCT
ejif-7162	233	6	70	70	NUM
ejif-7162	233	7	%	%	NOUN
ejif-7162	233	8	of	of	ADP
ejif-7162	233	9	the	the	DET
ejif-7162	233	10	respondents	respondent	NOUN
ejif-7162	233	11	are	be	AUX
ejif-7162	233	12	finnish	finnish	ADJ
ejif-7162	233	13	citizens	citizen	NOUN
ejif-7162	233	14	“	"	PUNCT
ejif-7162	233	15	fig	fig	NOUN
ejif-7162	233	16	.	.	PUNCT
ejif-7162	234	1	3	3	NUM
ejif-7162	234	2	”	"	PUNCT
ejif-7162	234	3	,	,	PUNCT
ejif-7162	234	4	yet	yet	CCONJ
ejif-7162	234	5	69	69	NUM
ejif-7162	234	6	respondents	respondent	NOUN
ejif-7162	234	7	out	out	ADP
ejif-7162	234	8	of	of	ADP
ejif-7162	234	9	80	80	NUM
ejif-7162	234	10	still	still	ADV
ejif-7162	234	11	live	live	VERB
ejif-7162	234	12	in	in	ADP
ejif-7162	234	13	rental	rental	ADJ
ejif-7162	234	14	houses	house	NOUN
ejif-7162	234	15	,	,	PUNCT
ejif-7162	234	16	even	even	ADV
ejif-7162	234	17	though	though	ADV
ejif-7162	234	18	,	,	PUNCT
ejif-7162	234	19	75	75	NUM
ejif-7162	234	20	%	%	NOUN
ejif-7162	234	21	of	of	ADP
ejif-7162	234	22	the	the	DET
ejif-7162	234	23	respondents	respondent	NOUN
ejif-7162	234	24	have	have	AUX
ejif-7162	234	25	considered	consider	VERB
ejif-7162	234	26	owning	own	VERB
ejif-7162	234	27	a	a	DET
ejif-7162	234	28	dwelling	dwelling	NOUN
ejif-7162	234	29	in	in	ADP
ejif-7162	234	30	finland	finland	PROPN
ejif-7162	234	31	“	"	PUNCT
ejif-7162	234	32	fig	fig	NOUN
ejif-7162	234	33	.	.	PUNCT
ejif-7162	235	1	5	5	NUM
ejif-7162	235	2	”	"	PUNCT
ejif-7162	235	3	.	.	PUNCT
ejif-7162	236	1	moreover	moreover	ADV
ejif-7162	236	2	,	,	PUNCT
ejif-7162	236	3	more	more	ADJ
ejif-7162	236	4	than	than	ADP
ejif-7162	236	5	90	90	NUM
ejif-7162	236	6	%	%	NOUN
ejif-7162	236	7	of	of	ADP
ejif-7162	236	8	the	the	DET
ejif-7162	236	9	respondents	respondent	NOUN
ejif-7162	236	10	have	have	AUX
ejif-7162	236	11	lived	live	VERB
ejif-7162	236	12	in	in	ADP
ejif-7162	236	13	finland	finland	PROPN
ejif-7162	236	14	for	for	ADP
ejif-7162	236	15	at	at	ADV
ejif-7162	236	16	least	least	ADV
ejif-7162	236	17	5	5	NUM
ejif-7162	236	18	years	year	NOUN
ejif-7162	236	19	“	"	PUNCT
ejif-7162	236	20	fig	fig	NOUN
ejif-7162	236	21	.	.	PUNCT
ejif-7162	237	1	4	4	NUM
ejif-7162	237	2	”	"	PUNCT
ejif-7162	237	3	,	,	PUNCT
ejif-7162	237	4	the	the	DET
ejif-7162	237	5	answers	answer	NOUN
ejif-7162	237	6	of	of	ADP
ejif-7162	237	7	the	the	DET
ejif-7162	237	8	respondents	respondent	NOUN
ejif-7162	237	9	to	to	ADP
ejif-7162	237	10	the	the	DET
ejif-7162	237	11	open	open	ADJ
ejif-7162	237	12	questions	question	NOUN
ejif-7162	237	13	in	in	ADP
ejif-7162	237	14	the	the	DET
ejif-7162	237	15	results	result	NOUN
ejif-7162	237	16	section	section	NOUN
ejif-7162	237	17	of	of	ADP
ejif-7162	237	18	the	the	DET
ejif-7162	237	19	study	study	NOUN
ejif-7162	237	20	highlight	highlight	VERB
ejif-7162	237	21	the	the	DET
ejif-7162	237	22	interest	interest	NOUN
ejif-7162	237	23	they	they	PRON
ejif-7162	237	24	are	be	AUX
ejif-7162	237	25	showing	show	VERB
ejif-7162	237	26	in	in	ADP
ejif-7162	237	27	having	have	VERB
ejif-7162	237	28	an	an	DET
ejif-7162	237	29	ibf	ibf	PROPN
ejif-7162	237	30	alternative	alternative	NOUN
ejif-7162	237	31	in	in	ADP
ejif-7162	237	32	finland	finland	PROPN
ejif-7162	237	33	.	.	PUNCT
ejif-7162	238	1	5.4	5.4	NUM
ejif-7162	238	2	the	the	DET
ejif-7162	238	3	role	role	NOUN
ejif-7162	238	4	of	of	ADP
ejif-7162	238	5	islamic	islamic	ADJ
ejif-7162	238	6	finance	finance	NOUN
ejif-7162	238	7	in	in	ADP
ejif-7162	238	8	the	the	DET
ejif-7162	238	9	achievement	achievement	NOUN
ejif-7162	238	10	of	of	ADP
ejif-7162	238	11	the	the	DET
ejif-7162	238	12	2030	2030	NUM
ejif-7162	238	13	’	'	PUNCT
ejif-7162	238	14	sustainability	sustainability	NOUN
ejif-7162	238	15	goals	goal	NOUN
ejif-7162	238	16	the	the	DET
ejif-7162	238	17	ethical	ethical	ADJ
ejif-7162	238	18	principles	principle	NOUN
ejif-7162	238	19	of	of	ADP
ejif-7162	238	20	islamic	islamic	ADJ
ejif-7162	238	21	finance	finance	NOUN
ejif-7162	238	22	are	be	AUX
ejif-7162	238	23	globally	globally	ADV
ejif-7162	238	24	recognized	recognize	VERB
ejif-7162	238	25	.	.	PUNCT
ejif-7162	239	1	(	(	PUNCT
ejif-7162	239	2	prandi	prandi	NOUN
ejif-7162	239	3	&	&	CCONJ
ejif-7162	239	4	colecchia	colecchia	NOUN
ejif-7162	239	5	,	,	PUNCT
ejif-7162	239	6	2021	2021	NUM
ejif-7162	239	7	)	)	PUNCT
ejif-7162	239	8	the	the	DET
ejif-7162	239	9	debate	debate	NOUN
ejif-7162	239	10	on	on	ADP
ejif-7162	239	11	utilizing	utilize	VERB
ejif-7162	239	12	islamic	islamic	ADJ
ejif-7162	239	13	finance	finance	NOUN
ejif-7162	239	14	’s	’s	PART
ejif-7162	239	15	principles	principle	NOUN
ejif-7162	239	16	to	to	PART
ejif-7162	239	17	reach	reach	VERB
ejif-7162	239	18	the	the	DET
ejif-7162	239	19	goals	goal	NOUN
ejif-7162	239	20	of	of	ADP
ejif-7162	239	21	sustainable	sustainable	ADJ
ejif-7162	239	22	development	development	NOUN
ejif-7162	239	23	is	be	AUX
ejif-7162	239	24	an	an	DET
ejif-7162	239	25	undeniable	undeniable	ADJ
ejif-7162	239	26	fact(antoniazzi	fact(antoniazzi	NOUN
ejif-7162	239	27	,	,	PUNCT
ejif-7162	239	28	2022	2022	NUM
ejif-7162	239	29	)	)	PUNCT
ejif-7162	239	30	,	,	PUNCT
ejif-7162	239	31	usury	usury	NOUN
ejif-7162	239	32	ban	ban	NOUN
ejif-7162	239	33	principle	principle	NOUN
ejif-7162	239	34	was	be	AUX
ejif-7162	239	35	debated	debate	VERB
ejif-7162	239	36	for	for	ADP
ejif-7162	239	37	a	a	DET
ejif-7162	239	38	long	long	ADJ
ejif-7162	239	39	time	time	NOUN
ejif-7162	239	40	and	and	CCONJ
ejif-7162	239	41	it	it	PRON
ejif-7162	239	42	is	be	AUX
ejif-7162	239	43	inadequate	inadequate	ADJ
ejif-7162	239	44	to	to	PART
ejif-7162	239	45	claim	claim	VERB
ejif-7162	239	46	that	that	SCONJ
ejif-7162	239	47	some	some	DET
ejif-7162	239	48	religious	religious	ADJ
ejif-7162	239	49	convictions	conviction	NOUN
ejif-7162	239	50	proscribe	proscribe	VERB
ejif-7162	239	51	usury	usury	NOUN
ejif-7162	239	52	merely	merely	ADV
ejif-7162	239	53	for	for	ADP
ejif-7162	239	54	the	the	DET
ejif-7162	239	55	reason	reason	NOUN
ejif-7162	239	56	that	that	PRON
ejif-7162	239	57	their	their	PRON
ejif-7162	239	58	religious	religious	ADJ
ejif-7162	239	59	manuscripts	manuscript	NOUN
ejif-7162	239	60	condemn	condemn	VERB
ejif-7162	239	61	it	it	PRON
ejif-7162	239	62	.	.	PUNCT
ejif-7162	240	1	(	(	PUNCT
ejif-7162	240	2	calder	calder	PROPN
ejif-7162	240	3	,	,	PUNCT
ejif-7162	240	4	2016	2016	NUM
ejif-7162	240	5	)	)	PUNCT
ejif-7162	240	6	therefore	therefore	ADV
ejif-7162	240	7	,	,	PUNCT
ejif-7162	240	8	there	there	PRON
ejif-7162	240	9	is	be	VERB
ejif-7162	240	10	a	a	DET
ejif-7162	240	11	strong	strong	ADJ
ejif-7162	240	12	connection	connection	NOUN
ejif-7162	240	13	between	between	ADP
ejif-7162	240	14	ibf	ibf	PROPN
ejif-7162	240	15	principles	principle	NOUN
ejif-7162	240	16	and	and	CCONJ
ejif-7162	240	17	the	the	DET
ejif-7162	240	18	sustainability	sustainability	NOUN
ejif-7162	240	19	goals	goal	NOUN
ejif-7162	240	20	of	of	ADP
ejif-7162	240	21	the	the	DET
ejif-7162	240	22	2030	2030	NUM
ejif-7162	240	23	’	'	PUNCT
ejif-7162	240	24	agenda	agenda	NOUN
ejif-7162	240	25	,	,	PUNCT
ejif-7162	240	26	(	(	PUNCT
ejif-7162	240	27	brescia	brescia	PROPN
ejif-7162	240	28	et	et	NOUN
ejif-7162	240	29	al	al	PROPN
ejif-7162	240	30	.	.	PROPN
ejif-7162	240	31	,	,	PUNCT
ejif-7162	240	32	2021	2021	NUM
ejif-7162	240	33	)	)	PUNCT
ejif-7162	240	34	firstly	firstly	ADV
ejif-7162	240	35	because	because	SCONJ
ejif-7162	240	36	ibf	ibf	PROPN
ejif-7162	240	37	can	can	AUX
ejif-7162	240	38	promote	promote	VERB
ejif-7162	240	39	financial	financial	ADJ
ejif-7162	240	40	inclusion	inclusion	NOUN
ejif-7162	240	41	and	and	CCONJ
ejif-7162	240	42	improve	improve	VERB
ejif-7162	240	43	access	access	NOUN
ejif-7162	240	44	to	to	ADP
ejif-7162	240	45	finance	finance	NOUN
ejif-7162	240	46	for	for	ADP
ejif-7162	240	47	the	the	DET
ejif-7162	240	48	muslim	muslim	PROPN
ejif-7162	240	49	community	community	NOUN
ejif-7162	240	50	,	,	PUNCT
ejif-7162	240	51	and	and	CCONJ
ejif-7162	240	52	secondly	secondly	ADV
ejif-7162	240	53	,	,	PUNCT
ejif-7162	240	54	because	because	SCONJ
ejif-7162	240	55	muslims	muslim	NOUN
ejif-7162	240	56	who	who	PRON
ejif-7162	240	57	are	be	AUX
ejif-7162	240	58	not	not	PART
ejif-7162	240	59	willing	willing	ADJ
ejif-7162	240	60	to	to	PART
ejif-7162	240	61	engage	engage	VERB
ejif-7162	240	62	in	in	ADP
ejif-7162	240	63	business	business	NOUN
ejif-7162	240	64	investments	investment	NOUN
ejif-7162	240	65	in	in	ADP
ejif-7162	240	66	the	the	DET
ejif-7162	240	67	conventional	conventional	ADJ
ejif-7162	240	68	system	system	NOUN
ejif-7162	240	69	can	can	AUX
ejif-7162	240	70	have	have	VERB
ejif-7162	240	71	another	another	DET
ejif-7162	240	72	alternative	alternative	NOUN
ejif-7162	240	73	to	to	PART
ejif-7162	240	74	invest	invest	VERB
ejif-7162	240	75	their	their	PRON
ejif-7162	240	76	money	money	NOUN
ejif-7162	240	77	,	,	PUNCT
ejif-7162	240	78	which	which	PRON
ejif-7162	240	79	can	can	AUX
ejif-7162	240	80	influence	influence	VERB
ejif-7162	240	81	positively	positively	ADV
ejif-7162	240	82	the	the	DET
ejif-7162	240	83	finnish	finnish	ADJ
ejif-7162	240	84	national	national	ADJ
ejif-7162	240	85	economy	economy	NOUN
ejif-7162	240	86	as	as	ADV
ejif-7162	240	87	well	well	ADV
ejif-7162	240	88	.	.	PUNCT
ejif-7162	241	1	5.5	5.5	NUM
ejif-7162	241	2	the	the	DET
ejif-7162	241	3	need	need	NOUN
ejif-7162	241	4	for	for	ADP
ejif-7162	241	5	a	a	DET
ejif-7162	241	6	further	further	ADJ
ejif-7162	241	7	survey	survey	NOUN
ejif-7162	241	8	to	to	PART
ejif-7162	241	9	reveal	reveal	VERB
ejif-7162	241	10	new	new	ADJ
ejif-7162	241	11	results	result	NOUN
ejif-7162	241	12	as	as	SCONJ
ejif-7162	241	13	revealed	reveal	VERB
ejif-7162	241	14	in	in	ADP
ejif-7162	241	15	the	the	DET
ejif-7162	241	16	results	result	NOUN
ejif-7162	241	17	,	,	PUNCT
ejif-7162	241	18	muslims	muslims	PROPN
ejif-7162	241	19	in	in	ADP
ejif-7162	241	20	finland	finland	PROPN
ejif-7162	241	21	are	be	AUX
ejif-7162	241	22	reluctant	reluctant	ADJ
ejif-7162	241	23	to	to	PART
ejif-7162	241	24	pay	pay	VERB
ejif-7162	241	25	interest	interest	NOUN
ejif-7162	241	26	on	on	ADP
ejif-7162	241	27	loans	loan	NOUN
ejif-7162	241	28	,	,	PUNCT
ejif-7162	241	29	this	this	PRON
ejif-7162	241	30	confirms	confirm	VERB
ejif-7162	241	31	previous	previous	ADJ
ejif-7162	241	32	research	research	NOUN
ejif-7162	241	33	results	result	NOUN
ejif-7162	241	34	conducted	conduct	VERB
ejif-7162	241	35	by	by	ADP
ejif-7162	241	36	skovaard	skovaard	ADJ
ejif-7162	241	37	,	,	PUNCT
ejif-7162	241	38	holmqvist	holmqvist	NOUN
ejif-7162	241	39	,	,	PUNCT
ejif-7162	241	40	dhalmann	dhalmann	NOUN
ejif-7162	241	41	,	,	PUNCT
ejif-7162	241	42	and	and	CCONJ
ejif-7162	241	43	søholt	søholt	NOUN
ejif-7162	241	44	when	when	SCONJ
ejif-7162	241	45	they	they	PRON
ejif-7162	241	46	studied	study	VERB
ejif-7162	241	47	the	the	DET
ejif-7162	241	48	cultural	cultural	ADJ
ejif-7162	241	49	background	background	NOUN
ejif-7162	241	50	of	of	ADP
ejif-7162	241	51	somalis	somalis	PROPN
ejif-7162	241	52	in	in	ADP
ejif-7162	241	53	the	the	DET
ejif-7162	241	54	nordic	nordic	ADJ
ejif-7162	241	55	european	european	PROPN
ejif-7162	241	56	journal	journal	PROPN
ejif-7162	241	57	of	of	ADP
ejif-7162	241	58	islamic	islamic	PROPN
ejif-7162	241	59	finance	finance	PROPN
ejif-7162	241	60	issn	issn	PROPN
ejif-7162	241	61	:	:	PUNCT
ejif-7162	241	62	2421	2421	NUM
ejif-7162	241	63	-	-	SYM
ejif-7162	241	64	2172	2172	NUM
ejif-7162	241	65	doi	doi	NOUN
ejif-7162	241	66	:	:	PUNCT
ejif-7162	241	67	10.13135/2421	10.13135/2421	NUM
ejif-7162	241	68	-	-	SYM
ejif-7162	241	69	2172/7162	2172/7162	NUM
ejif-7162	241	70	published	publish	VERB
ejif-7162	241	71	by	by	ADP
ejif-7162	241	72	university	university	PROPN
ejif-7162	241	73	of	of	ADP
ejif-7162	241	74	turin	turin	PROPN
ejif-7162	241	75	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-7162	241	76	ejif	ejif	PROPN
ejif-7162	241	77	content	content	NOUN
ejif-7162	241	78	is	be	AUX
ejif-7162	241	79	licensed	license	VERB
ejif-7162	241	80	under	under	ADP
ejif-7162	241	81	a	a	DET
ejif-7162	241	82	creative	creative	ADJ
ejif-7162	241	83	commons	common	NOUN
ejif-7162	241	84	attribution	attribution	NOUN
ejif-7162	241	85	4.0	4.0	NUM
ejif-7162	241	86	international	international	ADJ
ejif-7162	241	87	license	license	NOUN
ejif-7162	241	88	56	56	NUM
ejif-7162	241	89	capitals	capital	NOUN
ejif-7162	241	90	’	'	PUNCT
ejif-7162	241	91	housing	housing	PROPN
ejif-7162	241	92	markets(skovgaard	markets(skovgaard	PROPN
ejif-7162	241	93	et	et	PROPN
ejif-7162	241	94	al	al	PROPN
ejif-7162	241	95	.	.	PROPN
ejif-7162	241	96	,	,	PUNCT
ejif-7162	241	97	2015	2015	NUM
ejif-7162	241	98	)	)	PUNCT
ejif-7162	241	99	.	.	PUNCT
ejif-7162	242	1	while	while	SCONJ
ejif-7162	242	2	previous	previous	ADJ
ejif-7162	242	3	studies	study	NOUN
ejif-7162	242	4	showed	show	VERB
ejif-7162	242	5	that	that	SCONJ
ejif-7162	242	6	one	one	NUM
ejif-7162	242	7	of	of	ADP
ejif-7162	242	8	the	the	DET
ejif-7162	242	9	reasons	reason	NOUN
ejif-7162	242	10	for	for	ADP
ejif-7162	242	11	muslims	muslim	NOUN
ejif-7162	242	12	not	not	PART
ejif-7162	242	13	taking	take	VERB
ejif-7162	242	14	loans	loan	NOUN
ejif-7162	242	15	is	be	AUX
ejif-7162	242	16	the	the	DET
ejif-7162	242	17	islamic	islamic	ADJ
ejif-7162	242	18	prohibition	prohibition	NOUN
ejif-7162	242	19	of	of	ADP
ejif-7162	242	20	usury(mensah	usury(mensah	PROPN
ejif-7162	242	21	&	&	CCONJ
ejif-7162	242	22	williams	williams	PROPN
ejif-7162	242	23	,	,	PUNCT
ejif-7162	242	24	2014	2014	NUM
ejif-7162	242	25	;	;	PUNCT
ejif-7162	242	26	skovgaard	skovgaard	ADP
ejif-7162	242	27	et	et	PROPN
ejif-7162	242	28	al	al	PROPN
ejif-7162	242	29	.	.	PROPN
ejif-7162	242	30	,	,	PUNCT
ejif-7162	242	31	2015	2015	NUM
ejif-7162	242	32	)	)	PUNCT
ejif-7162	242	33	,	,	PUNCT
ejif-7162	242	34	our	our	PRON
ejif-7162	242	35	study	study	NOUN
ejif-7162	242	36	shows	show	VERB
ejif-7162	242	37	that	that	SCONJ
ejif-7162	242	38	the	the	DET
ejif-7162	242	39	major	major	ADJ
ejif-7162	242	40	reasons	reason	NOUN
ejif-7162	242	41	for	for	ADP
ejif-7162	242	42	muslims	muslims	PROPN
ejif-7162	242	43	in	in	ADP
ejif-7162	242	44	finland	finland	PROPN
ejif-7162	242	45	are	be	AUX
ejif-7162	242	46	both	both	PRON
ejif-7162	242	47	,	,	PUNCT
ejif-7162	242	48	the	the	DET
ejif-7162	242	49	high	high	ADJ
ejif-7162	242	50	prices	price	NOUN
ejif-7162	242	51	of	of	ADP
ejif-7162	242	52	dwellings	dwelling	NOUN
ejif-7162	242	53	and	and	CCONJ
ejif-7162	242	54	the	the	DET
ejif-7162	242	55	prohibition	prohibition	NOUN
ejif-7162	242	56	of	of	ADP
ejif-7162	242	57	riba	riba	PROPN
ejif-7162	242	58	(	(	PUNCT
ejif-7162	242	59	fig.6	fig.6	PROPN
ejif-7162	242	60	)	)	PUNCT
ejif-7162	242	61	,	,	PUNCT
ejif-7162	242	62	yet	yet	ADV
ejif-7162	242	63	80	80	NUM
ejif-7162	242	64	%	%	NOUN
ejif-7162	242	65	of	of	ADP
ejif-7162	242	66	the	the	DET
ejif-7162	242	67	respondents	respondent	NOUN
ejif-7162	242	68	were	be	AUX
ejif-7162	242	69	reluctant	reluctant	ADJ
ejif-7162	242	70	to	to	PART
ejif-7162	242	71	take	take	VERB
ejif-7162	242	72	any	any	DET
ejif-7162	242	73	kind	kind	NOUN
ejif-7162	242	74	of	of	ADP
ejif-7162	242	75	loans	loan	NOUN
ejif-7162	242	76	because	because	SCONJ
ejif-7162	242	77	of	of	ADP
ejif-7162	242	78	the	the	DET
ejif-7162	242	79	interest	interest	NOUN
ejif-7162	242	80	imposed	impose	VERB
ejif-7162	242	81	.	.	PUNCT
ejif-7162	243	1	we	we	PRON
ejif-7162	243	2	can	can	AUX
ejif-7162	243	3	take	take	VERB
ejif-7162	243	4	the	the	DET
ejif-7162	243	5	example	example	NOUN
ejif-7162	243	6	of	of	ADP
ejif-7162	243	7	other	other	ADJ
ejif-7162	243	8	eu	eu	PROPN
ejif-7162	243	9	states	state	NOUN
ejif-7162	243	10	that	that	PRON
ejif-7162	243	11	have	have	AUX
ejif-7162	243	12	implemented	implement	VERB
ejif-7162	243	13	islamic	islamic	ADJ
ejif-7162	243	14	finance	finance	NOUN
ejif-7162	243	15	.	.	PUNCT
ejif-7162	244	1	the	the	DET
ejif-7162	244	2	british	british	ADJ
ejif-7162	244	3	experience	experience	NOUN
ejif-7162	244	4	however	however	ADV
ejif-7162	244	5	remains	remain	VERB
ejif-7162	244	6	the	the	DET
ejif-7162	244	7	most	most	ADV
ejif-7162	244	8	interesting	interesting	ADJ
ejif-7162	244	9	to	to	ADP
ejif-7162	244	10	when	when	SCONJ
ejif-7162	244	11	studying	study	VERB
ejif-7162	244	12	and	and	CCONJ
ejif-7162	244	13	discussing	discuss	VERB
ejif-7162	244	14	the	the	DET
ejif-7162	244	15	legal	legal	ADJ
ejif-7162	244	16	aspects	aspect	NOUN
ejif-7162	244	17	of	of	ADP
ejif-7162	244	18	islamic	islamic	ADJ
ejif-7162	244	19	finance	finance	NOUN
ejif-7162	244	20	in	in	ADP
ejif-7162	244	21	other	other	ADJ
ejif-7162	244	22	european	european	ADJ
ejif-7162	244	23	countries	country	NOUN
ejif-7162	244	24	.	.	PUNCT
ejif-7162	245	1	furthermore	furthermore	ADV
ejif-7162	245	2	,	,	PUNCT
ejif-7162	245	3	as	as	SCONJ
ejif-7162	245	4	the	the	DET
ejif-7162	245	5	literature	literature	NOUN
ejif-7162	245	6	on	on	ADP
ejif-7162	245	7	islamic	islamic	ADJ
ejif-7162	245	8	banking	banking	NOUN
ejif-7162	245	9	in	in	ADP
ejif-7162	245	10	finland	finland	PROPN
ejif-7162	245	11	is	be	AUX
ejif-7162	245	12	very	very	ADV
ejif-7162	245	13	limited	limited	ADJ
ejif-7162	245	14	,	,	PUNCT
ejif-7162	245	15	there	there	PRON
ejif-7162	245	16	is	be	VERB
ejif-7162	245	17	a	a	DET
ejif-7162	245	18	need	need	NOUN
ejif-7162	245	19	to	to	PART
ejif-7162	245	20	conduct	conduct	VERB
ejif-7162	245	21	further	further	ADJ
ejif-7162	245	22	research	research	NOUN
ejif-7162	245	23	on	on	ADP
ejif-7162	245	24	interest	interest	NOUN
ejif-7162	245	25	-	-	PUNCT
ejif-7162	245	26	free	free	ADJ
ejif-7162	245	27	loans	loan	NOUN
ejif-7162	245	28	with	with	ADP
ejif-7162	245	29	the	the	DET
ejif-7162	245	30	muslim	muslim	PROPN
ejif-7162	245	31	community	community	NOUN
ejif-7162	245	32	in	in	ADP
ejif-7162	245	33	finland	finland	PROPN
ejif-7162	245	34	on	on	ADP
ejif-7162	245	35	a	a	DET
ejif-7162	245	36	larger	large	ADJ
ejif-7162	245	37	level	level	NOUN
ejif-7162	245	38	.	.	PUNCT
ejif-7162	246	1	for	for	ADP
ejif-7162	246	2	example	example	NOUN
ejif-7162	246	3	,	,	PUNCT
ejif-7162	246	4	we	we	PRON
ejif-7162	246	5	are	be	AUX
ejif-7162	246	6	interested	interested	ADJ
ejif-7162	246	7	in	in	ADP
ejif-7162	246	8	whether	whether	SCONJ
ejif-7162	246	9	the	the	DET
ejif-7162	246	10	muslim	muslim	ADJ
ejif-7162	246	11	community	community	PROPN
ejif-7162	246	12	in	in	ADP
ejif-7162	246	13	finland	finland	PROPN
ejif-7162	246	14	is	be	AUX
ejif-7162	246	15	interested	interested	ADJ
ejif-7162	246	16	in	in	ADP
ejif-7162	246	17	using	use	VERB
ejif-7162	246	18	islamic	islamic	ADJ
ejif-7162	246	19	financial	financial	ADJ
ejif-7162	246	20	products	product	NOUN
ejif-7162	246	21	if	if	SCONJ
ejif-7162	246	22	they	they	PRON
ejif-7162	246	23	were	be	AUX
ejif-7162	246	24	accessible	accessible	ADJ
ejif-7162	246	25	,	,	PUNCT
ejif-7162	246	26	and	and	CCONJ
ejif-7162	246	27	whether	whether	SCONJ
ejif-7162	246	28	they	they	PRON
ejif-7162	246	29	will	will	AUX
ejif-7162	246	30	become	become	VERB
ejif-7162	246	31	customers	customer	NOUN
ejif-7162	246	32	of	of	ADP
ejif-7162	246	33	islamic	islamic	ADJ
ejif-7162	246	34	financial	financial	ADJ
ejif-7162	246	35	institutions	institution	NOUN
ejif-7162	246	36	if	if	SCONJ
ejif-7162	246	37	they	they	PRON
ejif-7162	246	38	are	be	AUX
ejif-7162	246	39	established	establish	VERB
ejif-7162	246	40	in	in	ADP
ejif-7162	246	41	finland	finland	PROPN
ejif-7162	246	42	.	.	PUNCT
ejif-7162	247	1	5.6	5.6	NUM
ejif-7162	247	2	the	the	DET
ejif-7162	247	3	difficulties	difficulty	NOUN
ejif-7162	247	4	in	in	ADP
ejif-7162	247	5	establishing	establish	VERB
ejif-7162	247	6	islamic	islamic	ADJ
ejif-7162	247	7	banks	bank	NOUN
ejif-7162	247	8	in	in	ADP
ejif-7162	247	9	finland	finland	PROPN
ejif-7162	247	10	the	the	DET
ejif-7162	247	11	fact	fact	NOUN
ejif-7162	247	12	that	that	SCONJ
ejif-7162	247	13	muslims	muslim	NOUN
ejif-7162	247	14	in	in	ADP
ejif-7162	247	15	finland	finland	PROPN
ejif-7162	247	16	are	be	AUX
ejif-7162	247	17	interested	interested	ADJ
ejif-7162	247	18	in	in	ADP
ejif-7162	247	19	using	use	VERB
ejif-7162	247	20	islamic	islamic	ADJ
ejif-7162	247	21	financial	financial	ADJ
ejif-7162	247	22	products	product	NOUN
ejif-7162	247	23	suggests	suggest	VERB
ejif-7162	247	24	potential	potential	ADJ
ejif-7162	247	25	demand	demand	NOUN
ejif-7162	247	26	for	for	ADP
ejif-7162	247	27	ibf	ibf	PROPN
ejif-7162	247	28	in	in	ADP
ejif-7162	247	29	the	the	DET
ejif-7162	247	30	country	country	NOUN
ejif-7162	247	31	.	.	PUNCT
ejif-7162	248	1	however	however	ADV
ejif-7162	248	2	,	,	PUNCT
ejif-7162	248	3	our	our	PRON
ejif-7162	248	4	study	study	NOUN
ejif-7162	248	5	also	also	ADV
ejif-7162	248	6	highlights	highlight	VERB
ejif-7162	248	7	the	the	DET
ejif-7162	248	8	regulatory	regulatory	ADJ
ejif-7162	248	9	challenges	challenge	NOUN
ejif-7162	248	10	that	that	PRON
ejif-7162	248	11	currently	currently	ADV
ejif-7162	248	12	hinder	hinder	VERB
ejif-7162	248	13	the	the	DET
ejif-7162	248	14	development	development	NOUN
ejif-7162	248	15	of	of	ADP
ejif-7162	248	16	ibf	ibf	PROPN
ejif-7162	248	17	in	in	ADP
ejif-7162	248	18	finland	finland	PROPN
ejif-7162	248	19	.	.	PUNCT
ejif-7162	249	1	it	it	PRON
ejif-7162	249	2	is	be	AUX
ejif-7162	249	3	a	a	DET
ejif-7162	249	4	challenging	challenging	ADJ
ejif-7162	249	5	mission	mission	NOUN
ejif-7162	249	6	to	to	PART
ejif-7162	249	7	establish	establish	VERB
ejif-7162	249	8	islamic	islamic	ADJ
ejif-7162	249	9	banks	bank	NOUN
ejif-7162	249	10	in	in	ADP
ejif-7162	249	11	finland	finland	PROPN
ejif-7162	249	12	.	.	PUNCT
ejif-7162	250	1	first	first	ADV
ejif-7162	250	2	,	,	PUNCT
ejif-7162	250	3	it	it	PRON
ejif-7162	250	4	demands	demand	VERB
ejif-7162	250	5	lots	lot	NOUN
ejif-7162	250	6	of	of	ADP
ejif-7162	250	7	effort	effort	NOUN
ejif-7162	250	8	from	from	ADP
ejif-7162	250	9	the	the	DET
ejif-7162	250	10	legal	legal	ADJ
ejif-7162	250	11	standpoint	standpoint	NOUN
ejif-7162	250	12	,	,	PUNCT
ejif-7162	250	13	the	the	DET
ejif-7162	250	14	islamic	islamic	ADJ
ejif-7162	250	15	banking	banking	NOUN
ejif-7162	250	16	and	and	CCONJ
ejif-7162	250	17	finance	finance	NOUN
ejif-7162	250	18	sector	sector	NOUN
ejif-7162	250	19	need	need	VERB
ejif-7162	250	20	to	to	PART
ejif-7162	250	21	follow	follow	VERB
ejif-7162	250	22	the	the	DET
ejif-7162	250	23	eu	eu	PROPN
ejif-7162	250	24	banking	banking	NOUN
ejif-7162	250	25	regulation	regulation	NOUN
ejif-7162	250	26	and	and	CCONJ
ejif-7162	250	27	finnish	finnish	ADJ
ejif-7162	250	28	regulation	regulation	NOUN
ejif-7162	250	29	.	.	PUNCT
ejif-7162	251	1	secondly	secondly	ADV
ejif-7162	251	2	,	,	PUNCT
ejif-7162	251	3	it	it	PRON
ejif-7162	251	4	is	be	AUX
ejif-7162	251	5	required	require	VERB
ejif-7162	251	6	to	to	PART
ejif-7162	251	7	have	have	VERB
ejif-7162	251	8	special	special	ADJ
ejif-7162	251	9	regulations	regulation	NOUN
ejif-7162	251	10	to	to	PART
ejif-7162	251	11	permit	permit	VERB
ejif-7162	251	12	the	the	DET
ejif-7162	251	13	functioning	functioning	NOUN
ejif-7162	251	14	of	of	ADP
ejif-7162	251	15	both	both	DET
ejif-7162	251	16	conventional	conventional	ADJ
ejif-7162	251	17	banks	bank	NOUN
ejif-7162	251	18	and	and	CCONJ
ejif-7162	251	19	islamic	islamic	ADJ
ejif-7162	251	20	banks	bank	NOUN
ejif-7162	251	21	.	.	PUNCT
ejif-7162	252	1	moreover	moreover	ADV
ejif-7162	252	2	,	,	PUNCT
ejif-7162	252	3	new	new	ADJ
ejif-7162	252	4	technologies	technology	NOUN
ejif-7162	252	5	such	such	ADJ
ejif-7162	252	6	as	as	ADP
ejif-7162	252	7	blockchain	blockchain	NOUN
ejif-7162	252	8	and	and	CCONJ
ejif-7162	252	9	ai	ai	PROPN
ejif-7162	252	10	are	be	AUX
ejif-7162	252	11	highly	highly	ADV
ejif-7162	252	12	influencing	influence	VERB
ejif-7162	252	13	how	how	SCONJ
ejif-7162	252	14	financial	financial	ADJ
ejif-7162	252	15	and	and	CCONJ
ejif-7162	252	16	business	business	NOUN
ejif-7162	252	17	activities	activity	NOUN
ejif-7162	252	18	are	be	AUX
ejif-7162	252	19	developing	develop	VERB
ejif-7162	252	20	globally	globally	ADV
ejif-7162	252	21	(	(	PUNCT
ejif-7162	252	22	calandra	calandra	PROPN
ejif-7162	252	23	et	et	PROPN
ejif-7162	252	24	al	al	PROPN
ejif-7162	252	25	.	.	PROPN
ejif-7162	252	26	,	,	PUNCT
ejif-7162	252	27	2022	2022	NUM
ejif-7162	252	28	;	;	PUNCT
ejif-7162	252	29	zulfikri	zulfikri	NOUN
ejif-7162	252	30	et	et	PROPN
ejif-7162	252	31	al	al	PROPN
ejif-7162	252	32	.	.	PROPN
ejif-7162	252	33	,	,	PUNCT
ejif-7162	252	34	2022	2022	NUM
ejif-7162	252	35	)	)	PUNCT
ejif-7162	252	36	.	.	PUNCT
ejif-7162	253	1	in	in	ADP
ejif-7162	253	2	that	that	DET
ejif-7162	253	3	sense	sense	NOUN
ejif-7162	253	4	,	,	PUNCT
ejif-7162	253	5	the	the	DET
ejif-7162	253	6	ibf	ibf	PROPN
ejif-7162	253	7	sector	sector	NOUN
ejif-7162	253	8	faces	face	VERB
ejif-7162	253	9	the	the	DET
ejif-7162	253	10	challenge	challenge	NOUN
ejif-7162	253	11	of	of	ADP
ejif-7162	253	12	competition	competition	NOUN
ejif-7162	253	13	with	with	ADP
ejif-7162	253	14	conventional	conventional	ADJ
ejif-7162	253	15	banks	bank	NOUN
ejif-7162	253	16	,	,	PUNCT
ejif-7162	253	17	thus	thus	ADV
ejif-7162	253	18	the	the	DET
ejif-7162	253	19	main	main	ADJ
ejif-7162	253	20	challenge	challenge	NOUN
ejif-7162	253	21	for	for	ADP
ejif-7162	253	22	islamic	islamic	ADJ
ejif-7162	253	23	finance	finance	NOUN
ejif-7162	253	24	is	be	AUX
ejif-7162	253	25	to	to	PART
ejif-7162	253	26	afford	afford	VERB
ejif-7162	253	27	competitive	competitive	ADJ
ejif-7162	253	28	,	,	PUNCT
ejif-7162	253	29	varied	varied	ADJ
ejif-7162	253	30	,	,	PUNCT
ejif-7162	253	31	and	and	CCONJ
ejif-7162	253	32	pioneering	pioneer	VERB
ejif-7162	253	33	financial	financial	ADJ
ejif-7162	253	34	products	product	NOUN
ejif-7162	253	35	and	and	CCONJ
ejif-7162	253	36	services	service	NOUN
ejif-7162	253	37	compared	compare	VERB
ejif-7162	253	38	to	to	ADP
ejif-7162	253	39	conventional	conventional	ADJ
ejif-7162	253	40	banking	banking	NOUN
ejif-7162	253	41	products	product	NOUN
ejif-7162	253	42	,	,	PUNCT
ejif-7162	253	43	yet	yet	CCONJ
ejif-7162	253	44	in	in	ADP
ejif-7162	253	45	compliance	compliance	NOUN
ejif-7162	253	46	with	with	ADP
ejif-7162	253	47	islamic	islamic	PROPN
ejif-7162	253	48	law.(nidyanti	law.(nidyanti	X
ejif-7162	253	49	&	&	CCONJ
ejif-7162	253	50	siswantoro	siswantoro	NOUN
ejif-7162	253	51	,	,	PUNCT
ejif-7162	253	52	2022	2022	NUM
ejif-7162	253	53	)	)	PUNCT
ejif-7162	253	54	finally	finally	ADV
ejif-7162	253	55	,	,	PUNCT
ejif-7162	253	56	the	the	DET
ejif-7162	253	57	establishment	establishment	NOUN
ejif-7162	253	58	of	of	ADP
ejif-7162	253	59	islamic	islamic	ADJ
ejif-7162	253	60	finance	finance	PROPN
ejif-7162	253	61	in	in	ADP
ejif-7162	253	62	finland	finland	PROPN
ejif-7162	253	63	faces	face	VERB
ejif-7162	253	64	the	the	DET
ejif-7162	253	65	challenge	challenge	NOUN
ejif-7162	253	66	of	of	ADP
ejif-7162	253	67	the	the	DET
ejif-7162	253	68	difference	difference	NOUN
ejif-7162	253	69	in	in	ADP
ejif-7162	253	70	governance	governance	NOUN
ejif-7162	253	71	between	between	ADP
ejif-7162	253	72	the	the	DET
ejif-7162	253	73	conventional	conventional	ADJ
ejif-7162	253	74	and	and	CCONJ
ejif-7162	253	75	islamic	islamic	ADJ
ejif-7162	253	76	systems	system	NOUN
ejif-7162	253	77	(	(	PUNCT
ejif-7162	253	78	mabrouk	mabrouk	PROPN
ejif-7162	253	79	,	,	PUNCT
ejif-7162	253	80	farah	farah	PROPN
ejif-7162	253	81	,	,	PUNCT
ejif-7162	253	82	&	&	CCONJ
ejif-7162	253	83	consultant	consultant	NOUN
ejif-7162	253	84	-proximab	-proximab	PROPN
ejif-7162	253	85	group	group	NOUN
ejif-7162	253	86	,	,	PUNCT
ejif-7162	253	87	2021	2021	NUM
ejif-7162	253	88	)	)	PUNCT
ejif-7162	253	89	.	.	PUNCT
ejif-7162	254	1	islamic	islamic	ADJ
ejif-7162	254	2	banks	bank	NOUN
ejif-7162	254	3	and	and	CCONJ
ejif-7162	254	4	financial	financial	ADJ
ejif-7162	254	5	institutions	institution	NOUN
ejif-7162	254	6	are	be	AUX
ejif-7162	254	7	ruled	rule	VERB
ejif-7162	254	8	by	by	ADP
ejif-7162	254	9	islamic	islamic	ADJ
ejif-7162	254	10	law	law	PROPN
ejif-7162	254	11	(	(	PUNCT
ejif-7162	254	12	sharia	sharia	NOUN
ejif-7162	254	13	-	-	PUNCT
ejif-7162	254	14	compliant	compliant	NOUN
ejif-7162	254	15	)	)	PUNCT
ejif-7162	254	16	and	and	CCONJ
ejif-7162	254	17	must	must	AUX
ejif-7162	254	18	have	have	VERB
ejif-7162	254	19	a	a	DET
ejif-7162	254	20	sharia	sharia	PROPN
ejif-7162	254	21	supervisory	supervisory	ADJ
ejif-7162	254	22	board	board	PROPN
ejif-7162	254	23	ssb	ssb	PROPN
ejif-7162	254	24	which	which	PRON
ejif-7162	254	25	is	be	AUX
ejif-7162	254	26	one	one	NUM
ejif-7162	254	27	of	of	ADP
ejif-7162	254	28	the	the	DET
ejif-7162	254	29	most	most	ADV
ejif-7162	254	30	important	important	ADJ
ejif-7162	254	31	bodies	body	NOUN
ejif-7162	254	32	of	of	ADP
ejif-7162	254	33	the	the	DET
ejif-7162	254	34	islamic	islamic	ADJ
ejif-7162	254	35	financial	financial	ADJ
ejif-7162	254	36	sector	sector	NOUN
ejif-7162	254	37	;	;	PUNCT
ejif-7162	254	38	furthermore	furthermore	ADV
ejif-7162	254	39	,	,	PUNCT
ejif-7162	254	40	payment	payment	NOUN
ejif-7162	254	41	of	of	ADP
ejif-7162	254	42	interest	interest	NOUN
ejif-7162	254	43	and	and	CCONJ
ejif-7162	254	44	speculation	speculation	NOUN
ejif-7162	254	45	are	be	AUX
ejif-7162	254	46	both	both	ADV
ejif-7162	254	47	forbidden	forbidden	ADJ
ejif-7162	254	48	and	and	CCONJ
ejif-7162	254	49	financial	financial	ADJ
ejif-7162	254	50	instruments	instrument	NOUN
ejif-7162	254	51	must	must	AUX
ejif-7162	254	52	rely	rely	VERB
ejif-7162	254	53	on	on	ADP
ejif-7162	254	54	a	a	DET
ejif-7162	254	55	profit	profit	NOUN
ejif-7162	254	56	and	and	CCONJ
ejif-7162	254	57	loss	loss	NOUN
ejif-7162	254	58	sharing	sharing	NOUN
ejif-7162	254	59	basis	basis	NOUN
ejif-7162	254	60	(	(	PUNCT
ejif-7162	254	61	pls	pls	INTJ
ejif-7162	254	62	)	)	PUNCT
ejif-7162	254	63	(	(	PUNCT
ejif-7162	254	64	mollah	mollah	PROPN
ejif-7162	254	65	&	&	CCONJ
ejif-7162	254	66	zaman	zaman	PROPN
ejif-7162	254	67	,	,	PUNCT
ejif-7162	254	68	2015	2015	NUM
ejif-7162	254	69	)	)	PUNCT
ejif-7162	254	70	.	.	PUNCT
ejif-7162	255	1	also	also	ADV
ejif-7162	255	2	,	,	PUNCT
ejif-7162	255	3	islamic	islamic	ADJ
ejif-7162	255	4	banks	bank	NOUN
ejif-7162	255	5	do	do	AUX
ejif-7162	255	6	not	not	PART
ejif-7162	255	7	have	have	VERB
ejif-7162	255	8	enough	enough	ADJ
ejif-7162	255	9	methods	method	NOUN
ejif-7162	255	10	to	to	PART
ejif-7162	255	11	manage	manage	VERB
ejif-7162	255	12	their	their	PRON
ejif-7162	255	13	liquidity	liquidity	NOUN
ejif-7162	255	14	risks	risk	NOUN
ejif-7162	255	15	compared	compare	VERB
ejif-7162	255	16	to	to	ADP
ejif-7162	255	17	conventional	conventional	ADJ
ejif-7162	255	18	banks((mabrouk	banks((mabrouk	PROPN
ejif-7162	255	19	,	,	PUNCT
ejif-7162	255	20	farah	farah	PROPN
ejif-7162	255	21	,	,	PUNCT
ejif-7162	255	22	&	&	CCONJ
ejif-7162	255	23	consultant	consultant	NOUN
ejif-7162	255	24	-proximab	-proximab	PROPN
ejif-7162	255	25	group	group	NOUN
ejif-7162	255	26	,	,	PUNCT
ejif-7162	255	27	2021	2021	NUM
ejif-7162	255	28	)	)	PUNCT
ejif-7162	255	29	.	.	PUNCT
ejif-7162	256	1	finally	finally	ADV
ejif-7162	256	2	,	,	PUNCT
ejif-7162	256	3	the	the	DET
ejif-7162	256	4	need	need	NOUN
ejif-7162	256	5	for	for	ADP
ejif-7162	256	6	scholars	scholar	NOUN
ejif-7162	256	7	and	and	CCONJ
ejif-7162	256	8	qualified	qualified	ADJ
ejif-7162	256	9	employees	employee	NOUN
ejif-7162	256	10	in	in	ADP
ejif-7162	256	11	the	the	DET
ejif-7162	256	12	islamic	islamic	ADJ
ejif-7162	256	13	financial	financial	ADJ
ejif-7162	256	14	sector	sector	NOUN
ejif-7162	256	15	in	in	ADP
ejif-7162	256	16	finland	finland	PROPN
ejif-7162	256	17	could	could	AUX
ejif-7162	256	18	constitute	constitute	VERB
ejif-7162	256	19	a	a	DET
ejif-7162	256	20	challenge	challenge	NOUN
ejif-7162	256	21	as	as	SCONJ
ejif-7162	256	22	they	they	PRON
ejif-7162	256	23	need	need	VERB
ejif-7162	256	24	special	special	ADJ
ejif-7162	256	25	training	training	NOUN
ejif-7162	256	26	to	to	PART
ejif-7162	256	27	work	work	VERB
ejif-7162	256	28	in	in	ADP
ejif-7162	256	29	this	this	DET
ejif-7162	256	30	sector	sector	NOUN
ejif-7162	256	31	.	.	PUNCT
ejif-7162	257	1	despite	despite	SCONJ
ejif-7162	257	2	the	the	DET
ejif-7162	257	3	obstacles	obstacle	NOUN
ejif-7162	257	4	,	,	PUNCT
ejif-7162	257	5	the	the	DET
ejif-7162	257	6	study	study	NOUN
ejif-7162	257	7	reveals	reveal	VERB
ejif-7162	257	8	a	a	DET
ejif-7162	257	9	substantial	substantial	ADJ
ejif-7162	257	10	potential	potential	ADJ
ejif-7162	257	11	demand	demand	NOUN
ejif-7162	257	12	for	for	ADP
ejif-7162	257	13	ibf	ibf	PROPN
ejif-7162	257	14	in	in	ADP
ejif-7162	257	15	finland	finland	PROPN
ejif-7162	257	16	.	.	PUNCT
ejif-7162	258	1	if	if	SCONJ
ejif-7162	258	2	a	a	DET
ejif-7162	258	3	more	more	ADV
ejif-7162	258	4	favorable	favorable	ADJ
ejif-7162	258	5	regulatory	regulatory	ADJ
ejif-7162	258	6	environment	environment	NOUN
ejif-7162	258	7	is	be	AUX
ejif-7162	258	8	established	establish	VERB
ejif-7162	258	9	,	,	PUNCT
ejif-7162	258	10	ibf	ibf	PROPN
ejif-7162	258	11	could	could	AUX
ejif-7162	258	12	have	have	VERB
ejif-7162	258	13	a	a	DET
ejif-7162	258	14	greater	great	ADJ
ejif-7162	258	15	impact	impact	NOUN
ejif-7162	258	16	on	on	ADP
ejif-7162	258	17	promoting	promote	VERB
ejif-7162	258	18	financial	financial	ADJ
ejif-7162	258	19	inclusion	inclusion	NOUN
ejif-7162	258	20	and	and	CCONJ
ejif-7162	258	21	fulfilling	fulfil	VERB
ejif-7162	258	22	the	the	DET
ejif-7162	258	23	requirements	requirement	NOUN
ejif-7162	258	24	of	of	ADP
ejif-7162	258	25	muslims	muslims	PROPN
ejif-7162	258	26	living	live	VERB
ejif-7162	258	27	in	in	ADP
ejif-7162	258	28	finland	finland	PROPN
ejif-7162	258	29	who	who	PRON
ejif-7162	258	30	prefer	prefer	VERB
ejif-7162	258	31	financial	financial	ADJ
ejif-7162	258	32	products	product	NOUN
ejif-7162	258	33	that	that	PRON
ejif-7162	258	34	comply	comply	VERB
ejif-7162	258	35	with	with	ADP
ejif-7162	258	36	islamic	islamic	ADJ
ejif-7162	258	37	principles	principle	NOUN
ejif-7162	258	38	.	.	PUNCT
ejif-7162	259	1	further	further	ADJ
ejif-7162	259	2	research	research	NOUN
ejif-7162	259	3	is	be	AUX
ejif-7162	259	4	required	require	VERB
ejif-7162	259	5	to	to	PART
ejif-7162	259	6	gain	gain	VERB
ejif-7162	259	7	a	a	DET
ejif-7162	259	8	better	well	ADJ
ejif-7162	259	9	understanding	understanding	NOUN
ejif-7162	259	10	of	of	ADP
ejif-7162	259	11	the	the	DET
ejif-7162	259	12	expectations	expectation	NOUN
ejif-7162	259	13	and	and	CCONJ
ejif-7162	259	14	preferences	preference	NOUN
ejif-7162	259	15	of	of	ADP
ejif-7162	259	16	finnish	finnish	ADJ
ejif-7162	259	17	muslims	muslim	NOUN
ejif-7162	259	18	concerning	concern	VERB
ejif-7162	259	19	ibf	ibf	PROPN
ejif-7162	259	20	and	and	CCONJ
ejif-7162	259	21	to	to	PART
ejif-7162	259	22	assess	assess	VERB
ejif-7162	259	23	the	the	DET
ejif-7162	259	24	potential	potential	ADJ
ejif-7162	259	25	influence	influence	NOUN
ejif-7162	259	26	of	of	ADP
ejif-7162	259	27	ibf	ibf	PROPN
ejif-7162	259	28	on	on	ADP
ejif-7162	259	29	financial	financial	ADJ
ejif-7162	259	30	inclusion	inclusion	NOUN
ejif-7162	259	31	and	and	CCONJ
ejif-7162	259	32	the	the	DET
ejif-7162	259	33	economic	economic	ADJ
ejif-7162	259	34	development	development	NOUN
ejif-7162	259	35	of	of	ADP
ejif-7162	259	36	finland	finland	PROPN
ejif-7162	259	37	.	.	PUNCT
ejif-7162	260	1	a	a	DET
ejif-7162	260	2	thorough	thorough	ADJ
ejif-7162	260	3	evaluation	evaluation	NOUN
ejif-7162	260	4	of	of	ADP
ejif-7162	260	5	the	the	DET
ejif-7162	260	6	local	local	ADJ
ejif-7162	260	7	environment	environment	NOUN
ejif-7162	260	8	is	be	AUX
ejif-7162	260	9	imperative	imperative	ADJ
ejif-7162	260	10	to	to	PART
ejif-7162	260	11	effectively	effectively	ADV
ejif-7162	260	12	carry	carry	VERB
ejif-7162	260	13	out	out	ADP
ejif-7162	260	14	islamic	islamic	ADJ
ejif-7162	260	15	financing	financing	NOUN
ejif-7162	260	16	transactions	transaction	NOUN
ejif-7162	260	17	.	.	PUNCT
ejif-7162	261	1	this	this	PRON
ejif-7162	261	2	encompasses	encompass	VERB
ejif-7162	261	3	the	the	DET
ejif-7162	261	4	state	state	NOUN
ejif-7162	261	5	regulatory	regulatory	ADJ
ejif-7162	261	6	framework	framework	NOUN
ejif-7162	261	7	,	,	PUNCT
ejif-7162	261	8	tax	tax	NOUN
ejif-7162	261	9	laws	law	NOUN
ejif-7162	261	10	,	,	PUNCT
ejif-7162	261	11	and	and	CCONJ
ejif-7162	261	12	obligatory	obligatory	ADJ
ejif-7162	261	13	consumer	consumer	NOUN
ejif-7162	261	14	protection	protection	NOUN
ejif-7162	261	15	rules	rule	NOUN
ejif-7162	261	16	.	.	PUNCT
ejif-7162	262	1	adherence	adherence	NOUN
ejif-7162	262	2	to	to	ADP
ejif-7162	262	3	mandatory	mandatory	ADJ
ejif-7162	262	4	jurisdictional	jurisdictional	ADJ
ejif-7162	262	5	regulations	regulation	NOUN
ejif-7162	262	6	is	be	AUX
ejif-7162	262	7	essential	essential	ADJ
ejif-7162	262	8	in	in	ADP
ejif-7162	262	9	any	any	DET
ejif-7162	262	10	islamic	islamic	ADJ
ejif-7162	262	11	transaction	transaction	NOUN
ejif-7162	262	12	.	.	PUNCT
ejif-7162	263	1	since	since	SCONJ
ejif-7162	263	2	different	different	ADJ
ejif-7162	263	3	authorities	authority	NOUN
ejif-7162	263	4	have	have	VERB
ejif-7162	263	5	varying	vary	VERB
ejif-7162	263	6	requirements	requirement	NOUN
ejif-7162	263	7	,	,	PUNCT
ejif-7162	263	8	it	it	PRON
ejif-7162	263	9	is	be	AUX
ejif-7162	263	10	impossible	impossible	ADJ
ejif-7162	263	11	to	to	PART
ejif-7162	263	12	transfer	transfer	VERB
ejif-7162	263	13	a	a	DET
ejif-7162	263	14	transactional	transactional	ADJ
ejif-7162	263	15	form	form	NOUN
ejif-7162	263	16	from	from	ADP
ejif-7162	263	17	one	one	NUM
ejif-7162	263	18	place	place	NOUN
ejif-7162	263	19	to	to	ADP
ejif-7162	263	20	another	another	PRON
ejif-7162	263	21	without	without	ADP
ejif-7162	263	22	significant	significant	ADJ
ejif-7162	263	23	modifications	modification	NOUN
ejif-7162	263	24	and	and	CCONJ
ejif-7162	263	25	adjustments	adjustment	NOUN
ejif-7162	263	26	.	.	PUNCT
ejif-7162	264	1	in	in	ADP
ejif-7162	264	2	addition	addition	NOUN
ejif-7162	264	3	,	,	PUNCT
ejif-7162	264	4	paying	pay	VERB
ejif-7162	264	5	attention	attention	NOUN
ejif-7162	264	6	to	to	ADP
ejif-7162	264	7	local	local	ADJ
ejif-7162	264	8	peculiarities	peculiarity	NOUN
ejif-7162	264	9	is	be	AUX
ejif-7162	264	10	also	also	ADV
ejif-7162	264	11	crucial	crucial	ADJ
ejif-7162	264	12	,	,	PUNCT
ejif-7162	264	13	particularly	particularly	ADV
ejif-7162	264	14	regarding	regard	VERB
ejif-7162	264	15	sharia	sharia	PROPN
ejif-7162	264	16	issues	issue	NOUN
ejif-7162	264	17	.	.	PUNCT
ejif-7162	265	1	an	an	DET
ejif-7162	265	2	islamic	islamic	ADJ
ejif-7162	265	3	retail	retail	ADJ
ejif-7162	265	4	product	product	NOUN
ejif-7162	265	5	must	must	AUX
ejif-7162	265	6	be	be	AUX
ejif-7162	265	7	customized	customize	VERB
ejif-7162	265	8	to	to	PART
ejif-7162	265	9	meet	meet	VERB
ejif-7162	265	10	the	the	DET
ejif-7162	265	11	specific	specific	ADJ
ejif-7162	265	12	needs	need	NOUN
ejif-7162	265	13	of	of	ADP
ejif-7162	265	14	a	a	DET
ejif-7162	265	15	particular	particular	ADJ
ejif-7162	265	16	muslim	muslim	ADJ
ejif-7162	265	17	community	community	NOUN
ejif-7162	265	18	and	and	CCONJ
ejif-7162	265	19	must	must	AUX
ejif-7162	265	20	be	be	AUX
ejif-7162	265	21	based	base	VERB
ejif-7162	265	22	on	on	ADP
ejif-7162	265	23	local	local	ADJ
ejif-7162	265	24	sharia	sharia	PROPN
ejif-7162	265	25	scholarship	scholarship	NOUN
ejif-7162	265	26	.	.	PUNCT
ejif-7162	266	1	while	while	SCONJ
ejif-7162	266	2	sharia	sharia	PROPN
ejif-7162	266	3	is	be	AUX
ejif-7162	266	4	a	a	DET
ejif-7162	266	5	universal	universal	ADJ
ejif-7162	266	6	ideal	ideal	NOUN
ejif-7162	266	7	,	,	PUNCT
ejif-7162	266	8	it	it	PRON
ejif-7162	266	9	is	be	AUX
ejif-7162	266	10	subject	subject	ADJ
ejif-7162	266	11	to	to	ADP
ejif-7162	266	12	diverse	diverse	ADJ
ejif-7162	266	13	local	local	ADJ
ejif-7162	266	14	interpretations	interpretation	NOUN
ejif-7162	266	15	that	that	PRON
ejif-7162	266	16	must	must	AUX
ejif-7162	266	17	be	be	AUX
ejif-7162	266	18	considered	consider	VERB
ejif-7162	266	19	when	when	SCONJ
ejif-7162	266	20	creating	create	VERB
ejif-7162	266	21	a	a	DET
ejif-7162	266	22	shariacompliant	shariacompliant	ADJ
ejif-7162	266	23	retail	retail	ADJ
ejif-7162	266	24	product	product	NOUN
ejif-7162	266	25	.	.	PUNCT
ejif-7162	267	1	consequently	consequently	ADV
ejif-7162	267	2	,	,	PUNCT
ejif-7162	267	3	developing	develop	VERB
ejif-7162	267	4	islamic	islamic	ADJ
ejif-7162	267	5	retail	retail	ADJ
ejif-7162	267	6	products	product	NOUN
ejif-7162	267	7	necessitates	necessitate	VERB
ejif-7162	267	8	a	a	DET
ejif-7162	267	9	dual	dual	ADJ
ejif-7162	267	10	acculturation	acculturation	NOUN
ejif-7162	267	11	process	process	NOUN
ejif-7162	267	12	,	,	PUNCT
ejif-7162	267	13	which	which	PRON
ejif-7162	267	14	involves	involve	VERB
ejif-7162	267	15	adapting	adapt	VERB
ejif-7162	267	16	to	to	ADP
ejif-7162	267	17	mandatory	mandatory	ADJ
ejif-7162	267	18	state	state	NOUN
ejif-7162	267	19	law	law	NOUN
ejif-7162	267	20	requirements	requirement	NOUN
ejif-7162	267	21	and	and	CCONJ
ejif-7162	267	22	the	the	DET
ejif-7162	267	23	target	target	NOUN
ejif-7162	267	24	muslim	muslim	ADJ
ejif-7162	267	25	communities	community	NOUN
ejif-7162	267	26	.	.	PUNCT
ejif-7162	268	1	this	this	DET
ejif-7162	268	2	process	process	NOUN
ejif-7162	268	3	requires	require	VERB
ejif-7162	268	4	flexibility	flexibility	NOUN
ejif-7162	268	5	from	from	ADP
ejif-7162	268	6	both	both	DET
ejif-7162	268	7	regulators	regulator	NOUN
ejif-7162	268	8	and	and	CCONJ
ejif-7162	268	9	islamic	islamic	ADJ
ejif-7162	268	10	scholars	scholar	NOUN
ejif-7162	268	11	(	(	PUNCT
ejif-7162	268	12	bälz	bälz	NOUN
ejif-7162	268	13	,	,	PUNCT
ejif-7162	268	14	2007	2007	NUM
ejif-7162	268	15	)	)	PUNCT
ejif-7162	268	16	.	.	PUNCT
ejif-7162	269	1	therefore	therefore	ADV
ejif-7162	269	2	,	,	PUNCT
ejif-7162	269	3	successful	successful	ADJ
ejif-7162	269	4	islamic	islamic	ADJ
ejif-7162	269	5	financing	financing	NOUN
ejif-7162	269	6	requires	require	VERB
ejif-7162	269	7	analysis	analysis	NOUN
ejif-7162	269	8	of	of	ADP
ejif-7162	269	9	the	the	DET
ejif-7162	269	10	local	local	ADJ
ejif-7162	269	11	environment	environment	NOUN
ejif-7162	269	12	,	,	PUNCT
ejif-7162	269	13	compliance	compliance	NOUN
ejif-7162	269	14	with	with	ADP
ejif-7162	269	15	regulations	regulation	NOUN
ejif-7162	269	16	,	,	PUNCT
ejif-7162	269	17	and	and	CCONJ
ejif-7162	269	18	product	product	NOUN
ejif-7162	269	19	tailoring	tailor	VERB
ejif-7162	269	20	to	to	PART
ejif-7162	269	21	meet	meet	VERB
ejif-7162	269	22	specific	specific	ADJ
ejif-7162	269	23	muslim	muslim	ADJ
ejif-7162	269	24	community	community	NOUN
ejif-7162	269	25	needs	need	NOUN
ejif-7162	269	26	,	,	PUNCT
ejif-7162	269	27	which	which	PRON
ejif-7162	269	28	demands	demand	VERB
ejif-7162	269	29	flexibility	flexibility	NOUN
ejif-7162	269	30	from	from	ADP
ejif-7162	269	31	regulators	regulator	NOUN
ejif-7162	269	32	and	and	CCONJ
ejif-7162	269	33	islamic	islamic	ADJ
ejif-7162	269	34	scholars	scholar	NOUN
ejif-7162	269	35	.	.	PUNCT
ejif-7162	270	1	6	6	X
ejif-7162	270	2	.	.	X
ejif-7162	270	3	conclusion	conclusion	NOUN
ejif-7162	270	4	in	in	ADP
ejif-7162	270	5	conclusion	conclusion	NOUN
ejif-7162	270	6	,	,	PUNCT
ejif-7162	270	7	our	our	PRON
ejif-7162	270	8	study	study	NOUN
ejif-7162	270	9	sheds	shed	VERB
ejif-7162	270	10	light	light	NOUN
ejif-7162	270	11	on	on	ADP
ejif-7162	270	12	the	the	DET
ejif-7162	270	13	perceptions	perception	NOUN
ejif-7162	270	14	of	of	ADP
ejif-7162	270	15	muslims	muslim	NOUN
ejif-7162	270	16	living	live	VERB
ejif-7162	270	17	in	in	ADP
ejif-7162	270	18	finland	finland	PROPN
ejif-7162	270	19	towards	towards	ADP
ejif-7162	270	20	riba	riba	PROPN
ejif-7162	270	21	and	and	CCONJ
ejif-7162	270	22	ibf	ibf	PROPN
ejif-7162	270	23	.	.	PUNCT
ejif-7162	271	1	our	our	PRON
ejif-7162	271	2	findings	finding	NOUN
ejif-7162	271	3	confirm	confirm	VERB
ejif-7162	271	4	that	that	SCONJ
ejif-7162	271	5	muslims	muslims	PROPN
ejif-7162	271	6	in	in	ADP
ejif-7162	271	7	finland	finland	PROPN
ejif-7162	271	8	are	be	AUX
ejif-7162	271	9	reluctant	reluctant	ADJ
ejif-7162	271	10	to	to	PART
ejif-7162	271	11	take	take	VERB
ejif-7162	271	12	interest	interest	NOUN
ejif-7162	271	13	-	-	PUNCT
ejif-7162	271	14	based	base	VERB
ejif-7162	271	15	loans	loan	NOUN
ejif-7162	271	16	and	and	CCONJ
ejif-7162	271	17	are	be	AUX
ejif-7162	271	18	interested	interested	ADJ
ejif-7162	271	19	in	in	ADP
ejif-7162	271	20	using	use	VERB
ejif-7162	271	21	islamic	islamic	ADJ
ejif-7162	271	22	financial	financial	ADJ
ejif-7162	271	23	products	product	NOUN
ejif-7162	271	24	.	.	PUNCT
ejif-7162	272	1	however	however	ADV
ejif-7162	272	2	,	,	PUNCT
ejif-7162	272	3	despite	despite	SCONJ
ejif-7162	272	4	the	the	DET
ejif-7162	272	5	potential	potential	ADJ
ejif-7162	272	6	demand	demand	NOUN
ejif-7162	272	7	for	for	ADP
ejif-7162	272	8	ibf	ibf	PROPN
ejif-7162	272	9	in	in	ADP
ejif-7162	272	10	finland	finland	PROPN
ejif-7162	272	11	,	,	PUNCT
ejif-7162	272	12	there	there	PRON
ejif-7162	272	13	are	be	VERB
ejif-7162	272	14	still	still	ADV
ejif-7162	272	15	regulatory	regulatory	ADJ
ejif-7162	272	16	challenges	challenge	NOUN
ejif-7162	272	17	that	that	PRON
ejif-7162	272	18	hinder	hinder	VERB
ejif-7162	272	19	the	the	DET
ejif-7162	272	20	development	development	NOUN
ejif-7162	272	21	of	of	ADP
ejif-7162	272	22	ibf	ibf	PROPN
ejif-7162	272	23	.	.	PUNCT
ejif-7162	273	1	policymakers	policymaker	NOUN
ejif-7162	273	2	and	and	CCONJ
ejif-7162	273	3	financial	financial	ADJ
ejif-7162	273	4	institutions	institution	NOUN
ejif-7162	273	5	need	need	VERB
ejif-7162	273	6	to	to	PART
ejif-7162	273	7	address	address	VERB
ejif-7162	273	8	these	these	DET
ejif-7162	273	9	challenges	challenge	NOUN
ejif-7162	273	10	and	and	CCONJ
ejif-7162	273	11	provide	provide	VERB
ejif-7162	273	12	a	a	DET
ejif-7162	273	13	supportive	supportive	ADJ
ejif-7162	273	14	regulatory	regulatory	ADJ
ejif-7162	273	15	framework	framework	NOUN
ejif-7162	273	16	european	european	PROPN
ejif-7162	273	17	journal	journal	PROPN
ejif-7162	273	18	of	of	ADP
ejif-7162	273	19	islamic	islamic	PROPN
ejif-7162	273	20	finance	finance	PROPN
ejif-7162	273	21	issn	issn	PROPN
ejif-7162	273	22	:	:	PUNCT
ejif-7162	273	23	2421	2421	NUM
ejif-7162	273	24	-	-	SYM
ejif-7162	273	25	2172	2172	NUM
ejif-7162	273	26	doi	doi	NOUN
ejif-7162	273	27	:	:	PUNCT
ejif-7162	273	28	10.13135/2421	10.13135/2421	NUM
ejif-7162	273	29	-	-	SYM
ejif-7162	273	30	2172/7162	2172/7162	NUM
ejif-7162	273	31	published	publish	VERB
ejif-7162	273	32	by	by	ADP
ejif-7162	273	33	university	university	PROPN
ejif-7162	273	34	of	of	ADP
ejif-7162	273	35	turin	turin	PROPN
ejif-7162	273	36	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-7162	273	37	ejif	ejif	PROPN
ejif-7162	273	38	content	content	NOUN
ejif-7162	273	39	is	be	AUX
ejif-7162	273	40	licensed	license	VERB
ejif-7162	273	41	under	under	ADP
ejif-7162	273	42	a	a	DET
ejif-7162	273	43	creative	creative	ADJ
ejif-7162	273	44	commons	common	NOUN
ejif-7162	273	45	attribution	attribution	NOUN
ejif-7162	273	46	4.0	4.0	NUM
ejif-7162	273	47	international	international	ADJ
ejif-7162	273	48	license	license	NOUN
ejif-7162	273	49	57	57	NUM
ejif-7162	273	50	to	to	PART
ejif-7162	273	51	facilitate	facilitate	VERB
ejif-7162	273	52	the	the	DET
ejif-7162	273	53	growth	growth	NOUN
ejif-7162	273	54	of	of	ADP
ejif-7162	273	55	ibf	ibf	PROPN
ejif-7162	273	56	in	in	ADP
ejif-7162	273	57	finland	finland	PROPN
ejif-7162	273	58	.	.	PUNCT
ejif-7162	274	1	we	we	PRON
ejif-7162	274	2	present	present	VERB
ejif-7162	274	3	in	in	ADP
ejif-7162	274	4	this	this	DET
ejif-7162	274	5	paper	paper	NOUN
ejif-7162	274	6	a	a	DET
ejif-7162	274	7	new	new	ADJ
ejif-7162	274	8	study	study	NOUN
ejif-7162	274	9	-	-	PUNCT
ejif-7162	274	10	driven	drive	VERB
ejif-7162	274	11	approach	approach	NOUN
ejif-7162	274	12	to	to	ADP
ejif-7162	274	13	the	the	DET
ejif-7162	274	14	perceptions	perception	NOUN
ejif-7162	274	15	of	of	ADP
ejif-7162	274	16	the	the	DET
ejif-7162	274	17	muslim	muslim	PROPN
ejif-7162	274	18	community	community	PROPN
ejif-7162	274	19	in	in	ADP
ejif-7162	274	20	finland	finland	PROPN
ejif-7162	274	21	about	about	ADP
ejif-7162	274	22	riba	riba	PROPN
ejif-7162	274	23	.	.	PUNCT
ejif-7162	275	1	we	we	PRON
ejif-7162	275	2	investigated	investigate	VERB
ejif-7162	275	3	whether	whether	SCONJ
ejif-7162	275	4	the	the	DET
ejif-7162	275	5	absence	absence	NOUN
ejif-7162	275	6	of	of	ADP
ejif-7162	275	7	the	the	DET
ejif-7162	275	8	islamic	islamic	ADJ
ejif-7162	275	9	financial	financial	ADJ
ejif-7162	275	10	system	system	NOUN
ejif-7162	275	11	has	have	VERB
ejif-7162	275	12	an	an	DET
ejif-7162	275	13	impact	impact	NOUN
ejif-7162	275	14	on	on	ADP
ejif-7162	275	15	the	the	DET
ejif-7162	275	16	economic	economic	ADJ
ejif-7162	275	17	well	well	NOUN
ejif-7162	275	18	-	-	PUNCT
ejif-7162	275	19	being	being	NOUN
ejif-7162	275	20	of	of	ADP
ejif-7162	275	21	the	the	DET
ejif-7162	275	22	muslim	muslim	PROPN
ejif-7162	275	23	community	community	PROPN
ejif-7162	275	24	in	in	ADP
ejif-7162	275	25	finland	finland	PROPN
ejif-7162	275	26	,	,	PUNCT
ejif-7162	275	27	as	as	ADV
ejif-7162	275	28	well	well	ADV
ejif-7162	275	29	as	as	ADP
ejif-7162	275	30	on	on	ADP
ejif-7162	275	31	the	the	DET
ejif-7162	275	32	national	national	ADJ
ejif-7162	275	33	economy	economy	NOUN
ejif-7162	275	34	.	.	PUNCT
ejif-7162	276	1	our	our	PRON
ejif-7162	276	2	findings	finding	NOUN
ejif-7162	276	3	confirm	confirm	VERB
ejif-7162	276	4	that	that	SCONJ
ejif-7162	276	5	the	the	DET
ejif-7162	276	6	absence	absence	NOUN
ejif-7162	276	7	of	of	ADP
ejif-7162	276	8	an	an	DET
ejif-7162	276	9	islamic	islamic	ADJ
ejif-7162	276	10	financial	financial	ADJ
ejif-7162	276	11	system	system	NOUN
ejif-7162	276	12	in	in	ADP
ejif-7162	276	13	finland	finland	PROPN
ejif-7162	276	14	has	have	VERB
ejif-7162	276	15	an	an	DET
ejif-7162	276	16	impact	impact	NOUN
ejif-7162	276	17	on	on	ADP
ejif-7162	276	18	muslims	muslims	PROPN
ejif-7162	276	19	’	'	PUNCT
ejif-7162	276	20	financial	financial	ADJ
ejif-7162	276	21	inclusion	inclusion	NOUN
ejif-7162	276	22	.	.	PUNCT
ejif-7162	277	1	muslims	muslim	NOUN
ejif-7162	277	2	are	be	AUX
ejif-7162	277	3	not	not	PART
ejif-7162	277	4	willing	willing	ADJ
ejif-7162	277	5	to	to	PART
ejif-7162	277	6	take	take	VERB
ejif-7162	277	7	loans	loan	NOUN
ejif-7162	277	8	because	because	SCONJ
ejif-7162	277	9	most	most	ADJ
ejif-7162	277	10	of	of	ADP
ejif-7162	277	11	them	they	PRON
ejif-7162	277	12	consider	consider	VERB
ejif-7162	277	13	that	that	SCONJ
ejif-7162	277	14	paying	pay	VERB
ejif-7162	277	15	interest	interest	NOUN
ejif-7162	277	16	is	be	AUX
ejif-7162	277	17	a	a	DET
ejif-7162	277	18	form	form	NOUN
ejif-7162	277	19	of	of	ADP
ejif-7162	277	20	riba	riba	PROPN
ejif-7162	277	21	.	.	PUNCT
ejif-7162	278	1	moreover	moreover	ADV
ejif-7162	278	2	,	,	PUNCT
ejif-7162	278	3	muslims	muslim	NOUN
ejif-7162	278	4	are	be	AUX
ejif-7162	278	5	not	not	PART
ejif-7162	278	6	willing	willing	ADJ
ejif-7162	278	7	to	to	PART
ejif-7162	278	8	engage	engage	VERB
ejif-7162	278	9	in	in	ADP
ejif-7162	278	10	business	business	NOUN
ejif-7162	278	11	investments	investment	NOUN
ejif-7162	278	12	in	in	ADP
ejif-7162	278	13	the	the	DET
ejif-7162	278	14	conventional	conventional	ADJ
ejif-7162	278	15	system	system	NOUN
ejif-7162	278	16	which	which	PRON
ejif-7162	278	17	can	can	AUX
ejif-7162	278	18	influence	influence	VERB
ejif-7162	278	19	the	the	DET
ejif-7162	278	20	national	national	ADJ
ejif-7162	278	21	economy	economy	NOUN
ejif-7162	278	22	as	as	ADV
ejif-7162	278	23	well	well	ADV
ejif-7162	278	24	.	.	PUNCT
ejif-7162	279	1	we	we	PRON
ejif-7162	279	2	have	have	AUX
ejif-7162	279	3	examined	examine	VERB
ejif-7162	279	4	the	the	DET
ejif-7162	279	5	religious	religious	ADJ
ejif-7162	279	6	background	background	NOUN
ejif-7162	279	7	of	of	ADP
ejif-7162	279	8	the	the	DET
ejif-7162	279	9	muslim	muslim	PROPN
ejif-7162	279	10	community	community	NOUN
ejif-7162	279	11	and	and	CCONJ
ejif-7162	279	12	the	the	DET
ejif-7162	279	13	financial	financial	ADJ
ejif-7162	279	14	policy	policy	NOUN
ejif-7162	279	15	of	of	ADP
ejif-7162	279	16	the	the	DET
ejif-7162	279	17	finnish	finnish	ADJ
ejif-7162	279	18	state	state	NOUN
ejif-7162	279	19	and	and	CCONJ
ejif-7162	279	20	identified	identify	VERB
ejif-7162	279	21	the	the	DET
ejif-7162	279	22	elements	element	NOUN
ejif-7162	279	23	of	of	ADP
ejif-7162	279	24	national	national	ADJ
ejif-7162	279	25	policy	policy	NOUN
ejif-7162	279	26	that	that	PRON
ejif-7162	279	27	have	have	VERB
ejif-7162	279	28	special	special	ADJ
ejif-7162	279	29	significance	significance	NOUN
ejif-7162	279	30	for	for	ADP
ejif-7162	279	31	the	the	DET
ejif-7162	279	32	economic	economic	ADJ
ejif-7162	279	33	outcomes	outcome	NOUN
ejif-7162	279	34	of	of	ADP
ejif-7162	279	35	muslim	muslim	ADJ
ejif-7162	279	36	citizens	citizen	NOUN
ejif-7162	279	37	living	live	VERB
ejif-7162	279	38	in	in	ADP
ejif-7162	279	39	finland	finland	PROPN
ejif-7162	279	40	.	.	PUNCT
ejif-7162	280	1	we	we	PRON
ejif-7162	280	2	concluded	conclude	VERB
ejif-7162	280	3	that	that	SCONJ
ejif-7162	280	4	practicing	practice	VERB
ejif-7162	280	5	muslims	muslim	NOUN
ejif-7162	280	6	tend	tend	VERB
ejif-7162	280	7	to	to	PART
ejif-7162	280	8	opt	opt	VERB
ejif-7162	280	9	for	for	ADP
ejif-7162	280	10	avoiding	avoid	VERB
ejif-7162	280	11	conventional	conventional	ADJ
ejif-7162	280	12	banking	banking	NOUN
ejif-7162	280	13	and	and	CCONJ
ejif-7162	280	14	financial	financial	ADJ
ejif-7162	280	15	activities	activity	NOUN
ejif-7162	280	16	because	because	SCONJ
ejif-7162	280	17	the	the	DET
ejif-7162	280	18	element	element	NOUN
ejif-7162	280	19	of	of	ADP
ejif-7162	280	20	riba	riba	PROPN
ejif-7162	280	21	is	be	AUX
ejif-7162	280	22	present	present	ADJ
ejif-7162	280	23	in	in	ADP
ejif-7162	280	24	these	these	DET
ejif-7162	280	25	financial	financial	ADJ
ejif-7162	280	26	products	product	NOUN
ejif-7162	280	27	,	,	PUNCT
ejif-7162	280	28	which	which	PRON
ejif-7162	280	29	makes	make	VERB
ejif-7162	280	30	them	they	PRON
ejif-7162	280	31	financially	financially	ADV
ejif-7162	280	32	excluded	exclude	VERB
ejif-7162	280	33	.	.	PUNCT
ejif-7162	281	1	this	this	PRON
ejif-7162	281	2	is	be	AUX
ejif-7162	281	3	illustrated	illustrate	VERB
ejif-7162	281	4	in	in	ADP
ejif-7162	281	5	the	the	DET
ejif-7162	281	6	example	example	NOUN
ejif-7162	281	7	that	that	SCONJ
ejif-7162	281	8	despite	despite	SCONJ
ejif-7162	281	9	a	a	DET
ejif-7162	281	10	good	good	ADJ
ejif-7162	281	11	income	income	NOUN
ejif-7162	281	12	,	,	PUNCT
ejif-7162	281	13	devoted	devoted	ADJ
ejif-7162	281	14	muslims	muslim	NOUN
ejif-7162	281	15	continue	continue	VERB
ejif-7162	281	16	to	to	PART
ejif-7162	281	17	live	live	VERB
ejif-7162	281	18	in	in	ADP
ejif-7162	281	19	rental	rental	ADJ
ejif-7162	281	20	houses	house	NOUN
ejif-7162	281	21	.	.	PUNCT
ejif-7162	282	1	this	this	PRON
ejif-7162	282	2	makes	make	VERB
ejif-7162	282	3	them	they	PRON
ejif-7162	282	4	not	not	PART
ejif-7162	282	5	capable	capable	ADJ
ejif-7162	282	6	of	of	ADP
ejif-7162	282	7	economically	economically	ADV
ejif-7162	282	8	progressing	progressing	NOUN
ejif-7162	282	9	,	,	PUNCT
ejif-7162	282	10	even	even	ADV
ejif-7162	282	11	if	if	SCONJ
ejif-7162	282	12	they	they	PRON
ejif-7162	282	13	have	have	AUX
ejif-7162	282	14	better	well	ADJ
ejif-7162	282	15	living	living	NOUN
ejif-7162	282	16	standards	standard	NOUN
ejif-7162	282	17	as	as	ADP
ejif-7162	282	18	housing	housing	NOUN
ejif-7162	282	19	in	in	ADP
ejif-7162	282	20	finland	finland	PROPN
ejif-7162	282	21	is	be	AUX
ejif-7162	282	22	expensive	expensive	ADJ
ejif-7162	282	23	.	.	PUNCT
ejif-7162	283	1	at	at	ADP
ejif-7162	283	2	the	the	DET
ejif-7162	283	3	same	same	ADJ
ejif-7162	283	4	time	time	NOUN
ejif-7162	283	5	,	,	PUNCT
ejif-7162	283	6	muslims	muslims	PROPN
ejif-7162	283	7	who	who	PRON
ejif-7162	283	8	have	have	VERB
ejif-7162	283	9	savings	saving	NOUN
ejif-7162	283	10	will	will	AUX
ejif-7162	283	11	not	not	PART
ejif-7162	283	12	invest	invest	VERB
ejif-7162	283	13	these	these	DET
ejif-7162	283	14	savings	saving	NOUN
ejif-7162	283	15	in	in	ADP
ejif-7162	283	16	banks	bank	NOUN
ejif-7162	283	17	because	because	SCONJ
ejif-7162	283	18	they	they	PRON
ejif-7162	283	19	do	do	AUX
ejif-7162	283	20	not	not	PART
ejif-7162	283	21	want	want	VERB
ejif-7162	283	22	to	to	PART
ejif-7162	283	23	receive	receive	VERB
ejif-7162	283	24	interest	interest	NOUN
ejif-7162	283	25	from	from	ADP
ejif-7162	283	26	their	their	PRON
ejif-7162	283	27	deposits	deposit	NOUN
ejif-7162	283	28	.	.	PUNCT
ejif-7162	284	1	the	the	DET
ejif-7162	284	2	results	result	NOUN
ejif-7162	284	3	from	from	ADP
ejif-7162	284	4	the	the	DET
ejif-7162	284	5	conducted	conduct	VERB
ejif-7162	284	6	survey	survey	NOUN
ejif-7162	284	7	and	and	CCONJ
ejif-7162	284	8	the	the	DET
ejif-7162	284	9	statements	statement	NOUN
ejif-7162	284	10	collected	collect	VERB
ejif-7162	284	11	from	from	ADP
ejif-7162	284	12	the	the	DET
ejif-7162	284	13	respondents	respondent	NOUN
ejif-7162	284	14	characterize	characterize	VERB
ejif-7162	284	15	a	a	DET
ejif-7162	284	16	significant	significant	ADJ
ejif-7162	284	17	phase	phase	NOUN
ejif-7162	284	18	toward	toward	ADP
ejif-7162	284	19	initiating	initiate	VERB
ejif-7162	284	20	a	a	DET
ejif-7162	284	21	real	real	ADJ
ejif-7162	284	22	debate	debate	NOUN
ejif-7162	284	23	about	about	ADP
ejif-7162	284	24	the	the	DET
ejif-7162	284	25	future	future	NOUN
ejif-7162	284	26	of	of	ADP
ejif-7162	284	27	islamic	islamic	ADJ
ejif-7162	284	28	financing	financing	NOUN
ejif-7162	284	29	possibilities	possibility	NOUN
ejif-7162	284	30	in	in	ADP
ejif-7162	284	31	finland	finland	PROPN
ejif-7162	284	32	.	.	PUNCT
ejif-7162	285	1	the	the	DET
ejif-7162	285	2	results	result	NOUN
ejif-7162	285	3	confirm	confirm	VERB
ejif-7162	285	4	previous	previous	ADJ
ejif-7162	285	5	research	research	NOUN
ejif-7162	285	6	results	result	NOUN
ejif-7162	285	7	concluding	conclude	VERB
ejif-7162	285	8	that	that	SCONJ
ejif-7162	285	9	the	the	DET
ejif-7162	285	10	muslim	muslim	PROPN
ejif-7162	285	11	community	community	NOUN
ejif-7162	285	12	in	in	ADP
ejif-7162	285	13	nordic	nordic	ADJ
ejif-7162	285	14	countries	country	NOUN
ejif-7162	285	15	in	in	ADP
ejif-7162	285	16	general	general	ADJ
ejif-7162	285	17	and	and	CCONJ
ejif-7162	285	18	in	in	ADP
ejif-7162	285	19	finland	finland	PROPN
ejif-7162	285	20	in	in	ADP
ejif-7162	285	21	particular	particular	ADJ
ejif-7162	285	22	face	face	NOUN
ejif-7162	285	23	difficulties	difficulty	NOUN
ejif-7162	285	24	in	in	ADP
ejif-7162	285	25	entering	enter	VERB
ejif-7162	285	26	homeownership	homeownership	NOUN
ejif-7162	285	27	because	because	SCONJ
ejif-7162	285	28	they	they	PRON
ejif-7162	285	29	have	have	VERB
ejif-7162	285	30	no	no	DET
ejif-7162	285	31	adequate	adequate	ADJ
ejif-7162	285	32	financing	financing	NOUN
ejif-7162	285	33	possibilities	possibility	NOUN
ejif-7162	285	34	that	that	PRON
ejif-7162	285	35	are	be	AUX
ejif-7162	285	36	following	follow	VERB
ejif-7162	285	37	their	their	PRON
ejif-7162	285	38	belief	belief	NOUN
ejif-7162	285	39	,	,	PUNCT
ejif-7162	285	40	because	because	SCONJ
ejif-7162	285	41	most	most	ADJ
ejif-7162	285	42	of	of	ADP
ejif-7162	285	43	the	the	DET
ejif-7162	285	44	respondents	respondent	NOUN
ejif-7162	285	45	think	think	VERB
ejif-7162	285	46	that	that	SCONJ
ejif-7162	285	47	paying	pay	VERB
ejif-7162	285	48	interest	interest	NOUN
ejif-7162	285	49	on	on	ADP
ejif-7162	285	50	loans	loan	NOUN
ejif-7162	285	51	is	be	AUX
ejif-7162	285	52	considered	consider	VERB
ejif-7162	285	53	as	as	ADP
ejif-7162	285	54	riba	riba	NOUN
ejif-7162	285	55	.	.	PUNCT
ejif-7162	286	1	many	many	ADJ
ejif-7162	286	2	arguments	argument	NOUN
ejif-7162	286	3	are	be	AUX
ejif-7162	286	4	raised	raise	VERB
ejif-7162	286	5	in	in	ADP
ejif-7162	286	6	this	this	DET
ejif-7162	286	7	study	study	NOUN
ejif-7162	286	8	,	,	PUNCT
ejif-7162	286	9	first	first	ADV
ejif-7162	286	10	,	,	PUNCT
ejif-7162	286	11	that	that	PRON
ejif-7162	286	12	riba	riba	NOUN
ejif-7162	286	13	or	or	CCONJ
ejif-7162	286	14	usury	usury	NOUN
ejif-7162	286	15	is	be	AUX
ejif-7162	286	16	considered	consider	VERB
ejif-7162	286	17	as	as	ADV
ejif-7162	286	18	unfair	unfair	ADJ
ejif-7162	286	19	and	and	CCONJ
ejif-7162	286	20	immoral	immoral	ADJ
ejif-7162	286	21	and	and	CCONJ
ejif-7162	286	22	therefore	therefore	ADV
ejif-7162	286	23	interest	interest	NOUN
ejif-7162	286	24	-	-	PUNCT
ejif-7162	286	25	free	free	ADJ
ejif-7162	286	26	loans	loan	NOUN
ejif-7162	286	27	are	be	AUX
ejif-7162	286	28	a	a	DET
ejif-7162	286	29	moral	moral	ADJ
ejif-7162	286	30	claim	claim	NOUN
ejif-7162	286	31	in	in	ADP
ejif-7162	286	32	all	all	DET
ejif-7162	286	33	religions	religion	NOUN
ejif-7162	286	34	,	,	PUNCT
ejif-7162	286	35	second	second	ADJ
ejif-7162	286	36	,	,	PUNCT
ejif-7162	286	37	this	this	DET
ejif-7162	286	38	study	study	NOUN
ejif-7162	286	39	raises	raise	VERB
ejif-7162	286	40	the	the	DET
ejif-7162	286	41	issue	issue	NOUN
ejif-7162	286	42	of	of	ADP
ejif-7162	286	43	the	the	DET
ejif-7162	286	44	rights	right	NOUN
ejif-7162	286	45	of	of	ADP
ejif-7162	286	46	finnish	finnish	ADJ
ejif-7162	286	47	muslim	muslim	ADJ
ejif-7162	286	48	citizens	citizen	NOUN
ejif-7162	286	49	living	live	VERB
ejif-7162	286	50	permanently	permanently	ADV
ejif-7162	286	51	in	in	ADP
ejif-7162	286	52	finland	finland	PROPN
ejif-7162	286	53	,	,	PUNCT
ejif-7162	286	54	as	as	SCONJ
ejif-7162	286	55	they	they	PRON
ejif-7162	286	56	form	form	VERB
ejif-7162	286	57	a	a	DET
ejif-7162	286	58	legal	legal	ADJ
ejif-7162	286	59	community	community	NOUN
ejif-7162	286	60	and	and	CCONJ
ejif-7162	286	61	have	have	VERB
ejif-7162	286	62	individual	individual	ADJ
ejif-7162	286	63	rights	right	NOUN
ejif-7162	286	64	and	and	CCONJ
ejif-7162	286	65	individual	individual	ADJ
ejif-7162	286	66	legal	legal	ADJ
ejif-7162	286	67	persons	person	NOUN
ejif-7162	286	68	,	,	PUNCT
ejif-7162	286	69	therefore	therefore	ADV
ejif-7162	286	70	they	they	PRON
ejif-7162	286	71	should	should	AUX
ejif-7162	286	72	be	be	AUX
ejif-7162	286	73	the	the	DET
ejif-7162	286	74	bearers	bearer	NOUN
ejif-7162	286	75	of	of	ADP
ejif-7162	286	76	economic	economic	ADJ
ejif-7162	286	77	rights	right	NOUN
ejif-7162	286	78	as	as	ADP
ejif-7162	286	79	well(habermas	well(habermas	PROPN
ejif-7162	286	80	,	,	PUNCT
ejif-7162	286	81	1995	1995	NUM
ejif-7162	286	82	)	)	PUNCT
ejif-7162	286	83	.	.	PUNCT
ejif-7162	287	1	third	third	ADV
ejif-7162	287	2	,	,	PUNCT
ejif-7162	287	3	we	we	PRON
ejif-7162	287	4	debated	debate	VERB
ejif-7162	287	5	in	in	ADP
ejif-7162	287	6	this	this	DET
ejif-7162	287	7	paper	paper	NOUN
ejif-7162	287	8	the	the	DET
ejif-7162	287	9	challenges	challenge	NOUN
ejif-7162	287	10	that	that	PRON
ejif-7162	287	11	constitute	constitute	VERB
ejif-7162	287	12	a	a	DET
ejif-7162	287	13	hinder	hinder	NOUN
ejif-7162	287	14	in	in	ADP
ejif-7162	287	15	front	front	NOUN
ejif-7162	287	16	of	of	ADP
ejif-7162	287	17	the	the	DET
ejif-7162	287	18	establishment	establishment	NOUN
ejif-7162	287	19	of	of	ADP
ejif-7162	287	20	islamic	islamic	ADJ
ejif-7162	287	21	finance	finance	NOUN
ejif-7162	287	22	in	in	ADP
ejif-7162	287	23	finland	finland	PROPN
ejif-7162	287	24	even	even	ADV
ejif-7162	287	25	if	if	SCONJ
ejif-7162	287	26	there	there	PRON
ejif-7162	287	27	is	be	VERB
ejif-7162	287	28	a	a	DET
ejif-7162	287	29	will	will	NOUN
ejif-7162	287	30	from	from	ADP
ejif-7162	287	31	the	the	DET
ejif-7162	287	32	muslim	muslim	PROPN
ejif-7162	287	33	community	community	PROPN
ejif-7162	287	34	.	.	PUNCT
ejif-7162	288	1	among	among	ADP
ejif-7162	288	2	these	these	DET
ejif-7162	288	3	challenges	challenge	NOUN
ejif-7162	288	4	are	be	AUX
ejif-7162	288	5	the	the	DET
ejif-7162	288	6	differences	difference	NOUN
ejif-7162	288	7	between	between	ADP
ejif-7162	288	8	the	the	DET
ejif-7162	288	9	regulations	regulation	NOUN
ejif-7162	288	10	in	in	ADP
ejif-7162	288	11	islamic	islamic	ADJ
ejif-7162	288	12	banking	banking	NOUN
ejif-7162	288	13	and	and	CCONJ
ejif-7162	288	14	conventional	conventional	ADJ
ejif-7162	288	15	banking	banking	NOUN
ejif-7162	288	16	,	,	PUNCT
ejif-7162	288	17	and	and	CCONJ
ejif-7162	288	18	the	the	DET
ejif-7162	288	19	differences	difference	NOUN
ejif-7162	288	20	between	between	ADP
ejif-7162	288	21	the	the	DET
ejif-7162	288	22	institutional	institutional	ADJ
ejif-7162	288	23	bodies	body	NOUN
ejif-7162	288	24	of	of	ADP
ejif-7162	288	25	both	both	CCONJ
ejif-7162	288	26	islamic	islamic	ADJ
ejif-7162	288	27	banks	bank	NOUN
ejif-7162	288	28	and	and	CCONJ
ejif-7162	288	29	conventional	conventional	ADJ
ejif-7162	288	30	banks	bank	NOUN
ejif-7162	288	31	,	,	PUNCT
ejif-7162	288	32	and	and	CCONJ
ejif-7162	288	33	that	that	SCONJ
ejif-7162	288	34	despite	despite	SCONJ
ejif-7162	288	35	the	the	DET
ejif-7162	288	36	strong	strong	ADJ
ejif-7162	288	37	connection	connection	NOUN
ejif-7162	288	38	between	between	ADP
ejif-7162	288	39	islamic	islamic	ADJ
ejif-7162	288	40	finance	finance	NOUN
ejif-7162	288	41	principles	principle	NOUN
ejif-7162	288	42	and	and	CCONJ
ejif-7162	288	43	the	the	DET
ejif-7162	288	44	sustainability	sustainability	NOUN
ejif-7162	288	45	goals	goal	NOUN
ejif-7162	288	46	of	of	ADP
ejif-7162	288	47	the	the	DET
ejif-7162	288	48	2030	2030	NUM
ejif-7162	288	49	’	'	PUNCT
ejif-7162	288	50	agenda	agenda	NOUN
ejif-7162	288	51	,	,	PUNCT
ejif-7162	288	52	establishing	establish	VERB
ejif-7162	288	53	islamic	islamic	ADJ
ejif-7162	288	54	banks	bank	NOUN
ejif-7162	288	55	in	in	ADP
ejif-7162	288	56	finland	finland	PROPN
ejif-7162	288	57	would	would	AUX
ejif-7162	288	58	necessitate	necessitate	VERB
ejif-7162	288	59	a	a	DET
ejif-7162	288	60	huge	huge	ADJ
ejif-7162	288	61	effort	effort	NOUN
ejif-7162	288	62	from	from	ADP
ejif-7162	288	63	different	different	ADJ
ejif-7162	288	64	institutions	institution	NOUN
ejif-7162	288	65	and	and	CCONJ
ejif-7162	288	66	especially	especially	ADV
ejif-7162	288	67	in	in	ADP
ejif-7162	288	68	the	the	DET
ejif-7162	288	69	field	field	NOUN
ejif-7162	288	70	of	of	ADP
ejif-7162	288	71	legal	legal	ADJ
ejif-7162	288	72	research	research	NOUN
ejif-7162	288	73	.	.	PUNCT
ejif-7162	289	1	with	with	ADP
ejif-7162	289	2	a	a	DET
ejif-7162	289	3	more	more	ADV
ejif-7162	289	4	favorable	favorable	ADJ
ejif-7162	289	5	regulatory	regulatory	ADJ
ejif-7162	289	6	environment	environment	NOUN
ejif-7162	289	7	,	,	PUNCT
ejif-7162	289	8	ibf	ibf	PROPN
ejif-7162	289	9	can	can	AUX
ejif-7162	289	10	play	play	VERB
ejif-7162	289	11	a	a	DET
ejif-7162	289	12	greater	great	ADJ
ejif-7162	289	13	role	role	NOUN
ejif-7162	289	14	in	in	ADP
ejif-7162	289	15	promoting	promote	VERB
ejif-7162	289	16	financial	financial	ADJ
ejif-7162	289	17	inclusion	inclusion	NOUN
ejif-7162	289	18	and	and	CCONJ
ejif-7162	289	19	meeting	meet	VERB
ejif-7162	289	20	the	the	DET
ejif-7162	289	21	needs	need	NOUN
ejif-7162	289	22	of	of	ADP
ejif-7162	289	23	muslims	muslims	PROPN
ejif-7162	289	24	in	in	ADP
ejif-7162	289	25	finland	finland	PROPN
ejif-7162	289	26	who	who	PRON
ejif-7162	289	27	are	be	AUX
ejif-7162	289	28	seeking	seek	VERB
ejif-7162	289	29	financial	financial	ADJ
ejif-7162	289	30	products	product	NOUN
ejif-7162	289	31	that	that	PRON
ejif-7162	289	32	align	align	VERB
ejif-7162	289	33	with	with	ADP
ejif-7162	289	34	their	their	PRON
ejif-7162	289	35	religious	religious	ADJ
ejif-7162	289	36	beliefs	belief	NOUN
ejif-7162	289	37	.	.	PUNCT
ejif-7162	290	1	the	the	DET
ejif-7162	290	2	findings	finding	NOUN
ejif-7162	290	3	of	of	ADP
ejif-7162	290	4	this	this	DET
ejif-7162	290	5	study	study	NOUN
ejif-7162	290	6	can	can	AUX
ejif-7162	290	7	help	help	VERB
ejif-7162	290	8	increase	increase	VERB
ejif-7162	290	9	awareness	awareness	NOUN
ejif-7162	290	10	among	among	ADP
ejif-7162	290	11	finnish	finnish	ADJ
ejif-7162	290	12	muslims	muslim	NOUN
ejif-7162	290	13	about	about	ADP
ejif-7162	290	14	the	the	DET
ejif-7162	290	15	availability	availability	NOUN
ejif-7162	290	16	of	of	ADP
ejif-7162	290	17	islamic	islamic	ADJ
ejif-7162	290	18	financial	financial	ADJ
ejif-7162	290	19	products	product	NOUN
ejif-7162	290	20	and	and	CCONJ
ejif-7162	290	21	services	service	NOUN
ejif-7162	290	22	that	that	PRON
ejif-7162	290	23	meet	meet	VERB
ejif-7162	290	24	their	their	PRON
ejif-7162	290	25	religious	religious	ADJ
ejif-7162	290	26	beliefs	belief	NOUN
ejif-7162	290	27	.	.	PUNCT
ejif-7162	291	1	it	it	PRON
ejif-7162	291	2	can	can	AUX
ejif-7162	291	3	also	also	ADV
ejif-7162	291	4	encourage	encourage	VERB
ejif-7162	291	5	financial	financial	ADJ
ejif-7162	291	6	institutions	institution	NOUN
ejif-7162	291	7	to	to	PART
ejif-7162	291	8	consider	consider	VERB
ejif-7162	291	9	the	the	DET
ejif-7162	291	10	needs	need	NOUN
ejif-7162	291	11	of	of	ADP
ejif-7162	291	12	muslim	muslim	ADJ
ejif-7162	291	13	customers	customer	NOUN
ejif-7162	291	14	and	and	CCONJ
ejif-7162	291	15	develop	develop	VERB
ejif-7162	291	16	new	new	ADJ
ejif-7162	291	17	products	product	NOUN
ejif-7162	291	18	that	that	PRON
ejif-7162	291	19	align	align	VERB
ejif-7162	291	20	with	with	ADP
ejif-7162	291	21	islamic	islamic	ADJ
ejif-7162	291	22	principles	principle	NOUN
ejif-7162	291	23	.	.	PUNCT
ejif-7162	292	1	in	in	ADP
ejif-7162	292	2	addition	addition	NOUN
ejif-7162	292	3	to	to	ADP
ejif-7162	292	4	that	that	PRON
ejif-7162	292	5	,	,	PUNCT
ejif-7162	292	6	policymakers	policymaker	NOUN
ejif-7162	292	7	can	can	AUX
ejif-7162	292	8	use	use	VERB
ejif-7162	292	9	these	these	DET
ejif-7162	292	10	results	result	NOUN
ejif-7162	292	11	to	to	PART
ejif-7162	292	12	develop	develop	VERB
ejif-7162	292	13	a	a	DET
ejif-7162	292	14	more	more	ADV
ejif-7162	292	15	supportive	supportive	ADJ
ejif-7162	292	16	regulatory	regulatory	ADJ
ejif-7162	292	17	framework	framework	NOUN
ejif-7162	292	18	for	for	ADP
ejif-7162	292	19	ibf	ibf	PROPN
ejif-7162	292	20	in	in	ADP
ejif-7162	292	21	finland	finland	PROPN
ejif-7162	292	22	,	,	PUNCT
ejif-7162	292	23	which	which	PRON
ejif-7162	292	24	can	can	AUX
ejif-7162	292	25	promote	promote	VERB
ejif-7162	292	26	financial	financial	ADJ
ejif-7162	292	27	inclusion	inclusion	NOUN
ejif-7162	292	28	and	and	CCONJ
ejif-7162	292	29	improve	improve	VERB
ejif-7162	292	30	access	access	NOUN
ejif-7162	292	31	to	to	ADP
ejif-7162	292	32	finance	finance	NOUN
ejif-7162	292	33	for	for	ADP
ejif-7162	292	34	the	the	DET
ejif-7162	292	35	muslim	muslim	PROPN
ejif-7162	292	36	community	community	PROPN
ejif-7162	292	37	.	.	PUNCT
ejif-7162	293	1	like	like	ADP
ejif-7162	293	2	any	any	DET
ejif-7162	293	3	research	research	NOUN
ejif-7162	293	4	,	,	PUNCT
ejif-7162	293	5	this	this	DET
ejif-7162	293	6	study	study	NOUN
ejif-7162	293	7	also	also	ADV
ejif-7162	293	8	has	have	VERB
ejif-7162	293	9	some	some	DET
ejif-7162	293	10	limitations	limitation	NOUN
ejif-7162	293	11	that	that	PRON
ejif-7162	293	12	need	need	VERB
ejif-7162	293	13	to	to	PART
ejif-7162	293	14	be	be	AUX
ejif-7162	293	15	considered	consider	VERB
ejif-7162	293	16	when	when	SCONJ
ejif-7162	293	17	interpreting	interpret	VERB
ejif-7162	293	18	the	the	DET
ejif-7162	293	19	results	result	NOUN
ejif-7162	293	20	,	,	PUNCT
ejif-7162	293	21	one	one	NUM
ejif-7162	293	22	of	of	ADP
ejif-7162	293	23	the	the	DET
ejif-7162	293	24	main	main	ADJ
ejif-7162	293	25	limitations	limitation	NOUN
ejif-7162	293	26	of	of	ADP
ejif-7162	293	27	this	this	DET
ejif-7162	293	28	study	study	NOUN
ejif-7162	293	29	is	be	AUX
ejif-7162	293	30	the	the	DET
ejif-7162	293	31	sample	sample	NOUN
ejif-7162	293	32	size	size	NOUN
ejif-7162	293	33	,	,	PUNCT
ejif-7162	293	34	which	which	PRON
ejif-7162	293	35	consisted	consist	VERB
ejif-7162	293	36	of	of	ADP
ejif-7162	293	37	relatively	relatively	ADV
ejif-7162	293	38	small	small	ADJ
ejif-7162	293	39	number	number	NOUN
ejif-7162	293	40	of	of	ADP
ejif-7162	293	41	participants	participant	NOUN
ejif-7162	293	42	.	.	PUNCT
ejif-7162	294	1	this	this	PRON
ejif-7162	294	2	could	could	AUX
ejif-7162	294	3	limit	limit	VERB
ejif-7162	294	4	the	the	DET
ejif-7162	294	5	generalizability	generalizability	NOUN
ejif-7162	294	6	of	of	ADP
ejif-7162	294	7	the	the	DET
ejif-7162	294	8	findings	finding	NOUN
ejif-7162	294	9	to	to	ADP
ejif-7162	294	10	the	the	DET
ejif-7162	294	11	larger	large	ADJ
ejif-7162	294	12	muslim	muslim	ADJ
ejif-7162	294	13	population	population	NOUN
ejif-7162	294	14	in	in	ADP
ejif-7162	294	15	finland	finland	PROPN
ejif-7162	294	16	.	.	PUNCT
ejif-7162	295	1	therefore	therefore	ADV
ejif-7162	295	2	,	,	PUNCT
ejif-7162	295	3	additional	additional	ADJ
ejif-7162	295	4	research	research	NOUN
ejif-7162	295	5	is	be	AUX
ejif-7162	295	6	required	require	VERB
ejif-7162	295	7	to	to	PART
ejif-7162	295	8	achieve	achieve	VERB
ejif-7162	295	9	more	more	ADV
ejif-7162	295	10	conclusive	conclusive	ADJ
ejif-7162	295	11	and	and	CCONJ
ejif-7162	295	12	accurate	accurate	ADJ
ejif-7162	295	13	outcomes	outcome	NOUN
ejif-7162	295	14	.	.	PUNCT
ejif-7162	296	1	another	another	DET
ejif-7162	296	2	limitation	limitation	NOUN
ejif-7162	296	3	is	be	AUX
ejif-7162	296	4	the	the	DET
ejif-7162	296	5	use	use	NOUN
ejif-7162	296	6	of	of	ADP
ejif-7162	296	7	a	a	DET
ejif-7162	296	8	self	self	NOUN
ejif-7162	296	9	-	-	PUNCT
ejif-7162	296	10	administered	administer	VERB
ejif-7162	296	11	questionnaire	questionnaire	NOUN
ejif-7162	296	12	as	as	ADP
ejif-7162	296	13	the	the	DET
ejif-7162	296	14	primary	primary	ADJ
ejif-7162	296	15	data	data	NOUN
ejif-7162	296	16	collection	collection	NOUN
ejif-7162	296	17	method	method	NOUN
ejif-7162	296	18	,	,	PUNCT
ejif-7162	296	19	which	which	PRON
ejif-7162	296	20	may	may	AUX
ejif-7162	296	21	have	have	AUX
ejif-7162	296	22	resulted	result	VERB
ejif-7162	296	23	in	in	ADP
ejif-7162	296	24	some	some	DET
ejif-7162	296	25	participants	participant	NOUN
ejif-7162	296	26	providing	provide	VERB
ejif-7162	296	27	incomplete	incomplete	ADJ
ejif-7162	296	28	or	or	CCONJ
ejif-7162	296	29	inaccurate	inaccurate	ADJ
ejif-7162	296	30	responses	response	NOUN
ejif-7162	296	31	.	.	PUNCT
ejif-7162	297	1	additionally	additionally	ADV
ejif-7162	297	2	,	,	PUNCT
ejif-7162	297	3	the	the	DET
ejif-7162	297	4	study	study	NOUN
ejif-7162	297	5	focused	focus	VERB
ejif-7162	297	6	only	only	ADV
ejif-7162	297	7	on	on	ADP
ejif-7162	297	8	the	the	DET
ejif-7162	297	9	perceptions	perception	NOUN
ejif-7162	297	10	of	of	ADP
ejif-7162	297	11	muslims	muslim	NOUN
ejif-7162	297	12	of	of	ADP
ejif-7162	297	13	finland	finland	PROPN
ejif-7162	297	14	towards	towards	ADP
ejif-7162	297	15	riba	riba	PROPN
ejif-7162	297	16	and	and	CCONJ
ejif-7162	297	17	ibf	ibf	PROPN
ejif-7162	297	18	and	and	CCONJ
ejif-7162	297	19	did	do	AUX
ejif-7162	297	20	not	not	PART
ejif-7162	297	21	examine	examine	VERB
ejif-7162	297	22	the	the	DET
ejif-7162	297	23	perceptions	perception	NOUN
ejif-7162	297	24	of	of	ADP
ejif-7162	297	25	non	non	ADJ
ejif-7162	297	26	-	-	NOUN
ejif-7162	297	27	muslims	muslim	NOUN
ejif-7162	297	28	or	or	CCONJ
ejif-7162	297	29	other	other	ADJ
ejif-7162	297	30	minority	minority	NOUN
ejif-7162	297	31	groups	group	NOUN
ejif-7162	297	32	in	in	ADP
ejif-7162	297	33	finland	finland	PROPN
ejif-7162	297	34	.	.	PUNCT
ejif-7162	298	1	finally	finally	ADV
ejif-7162	298	2	,	,	PUNCT
ejif-7162	298	3	the	the	DET
ejif-7162	298	4	study	study	NOUN
ejif-7162	298	5	was	be	AUX
ejif-7162	298	6	conducted	conduct	VERB
ejif-7162	298	7	at	at	ADP
ejif-7162	298	8	a	a	DET
ejif-7162	298	9	single	single	ADJ
ejif-7162	298	10	point	point	NOUN
ejif-7162	298	11	in	in	ADP
ejif-7162	298	12	time	time	NOUN
ejif-7162	298	13	.	.	PUNCT
ejif-7162	299	1	despite	despite	SCONJ
ejif-7162	299	2	these	these	DET
ejif-7162	299	3	limitations	limitation	NOUN
ejif-7162	299	4	,	,	PUNCT
ejif-7162	299	5	the	the	DET
ejif-7162	299	6	study	study	NOUN
ejif-7162	299	7	provides	provide	VERB
ejif-7162	299	8	valuable	valuable	ADJ
ejif-7162	299	9	insights	insight	NOUN
ejif-7162	299	10	into	into	ADP
ejif-7162	299	11	the	the	DET
ejif-7162	299	12	perceptions	perception	NOUN
ejif-7162	299	13	of	of	ADP
ejif-7162	299	14	muslims	muslims	PROPN
ejif-7162	299	15	towards	towards	ADP
ejif-7162	299	16	riba	riba	PROPN
ejif-7162	299	17	and	and	CCONJ
ejif-7162	299	18	ibf	ibf	PROPN
ejif-7162	299	19	and	and	CCONJ
ejif-7162	299	20	highlights	highlight	VERB
ejif-7162	299	21	the	the	DET
ejif-7162	299	22	potential	potential	ADJ
ejif-7162	299	23	demand	demand	NOUN
ejif-7162	299	24	for	for	ADP
ejif-7162	299	25	islamic	islamic	ADJ
ejif-7162	299	26	financial	financial	ADJ
ejif-7162	299	27	products	product	NOUN
ejif-7162	299	28	in	in	ADP
ejif-7162	299	29	finland	finland	PROPN
ejif-7162	299	30	.	.	PUNCT
ejif-7162	300	1	acknowledgements	acknowledgement	NOUN
ejif-7162	300	2	i	i	PRON
ejif-7162	300	3	would	would	AUX
ejif-7162	300	4	like	like	VERB
ejif-7162	300	5	to	to	PART
ejif-7162	300	6	express	express	VERB
ejif-7162	300	7	my	my	PRON
ejif-7162	300	8	sincere	sincere	ADJ
ejif-7162	300	9	appreciation	appreciation	NOUN
ejif-7162	300	10	to	to	ADP
ejif-7162	300	11	all	all	DET
ejif-7162	300	12	the	the	DET
ejif-7162	300	13	participants	participant	NOUN
ejif-7162	300	14	who	who	PRON
ejif-7162	300	15	generously	generously	ADV
ejif-7162	300	16	shared	share	VERB
ejif-7162	300	17	their	their	PRON
ejif-7162	300	18	time	time	NOUN
ejif-7162	300	19	and	and	CCONJ
ejif-7162	300	20	insights	insight	NOUN
ejif-7162	300	21	for	for	ADP
ejif-7162	300	22	this	this	DET
ejif-7162	300	23	study	study	NOUN
ejif-7162	300	24	.	.	PUNCT
ejif-7162	301	1	without	without	ADP
ejif-7162	301	2	their	their	PRON
ejif-7162	301	3	valuable	valuable	ADJ
ejif-7162	301	4	contributions	contribution	NOUN
ejif-7162	301	5	,	,	PUNCT
ejif-7162	301	6	this	this	DET
ejif-7162	301	7	research	research	NOUN
ejif-7162	301	8	would	would	AUX
ejif-7162	301	9	not	not	PART
ejif-7162	301	10	have	have	AUX
ejif-7162	301	11	been	be	AUX
ejif-7162	301	12	possible	possible	ADJ
ejif-7162	301	13	.	.	PUNCT
ejif-7162	302	1	european	european	ADJ
ejif-7162	302	2	journal	journal	PROPN
ejif-7162	302	3	of	of	ADP
ejif-7162	302	4	islamic	islamic	PROPN
ejif-7162	302	5	finance	finance	PROPN
ejif-7162	302	6	issn	issn	PROPN
ejif-7162	302	7	:	:	PUNCT
ejif-7162	302	8	2421	2421	NUM
ejif-7162	302	9	-	-	SYM
ejif-7162	302	10	2172	2172	NUM
ejif-7162	302	11	doi	doi	NOUN
ejif-7162	302	12	:	:	PUNCT
ejif-7162	302	13	10.13135/2421	10.13135/2421	NUM
ejif-7162	302	14	-	-	SYM
ejif-7162	302	15	2172/7162	2172/7162	NUM
ejif-7162	302	16	published	publish	VERB
ejif-7162	302	17	by	by	ADP
ejif-7162	302	18	university	university	PROPN
ejif-7162	302	19	of	of	ADP
ejif-7162	302	20	turin	turin	PROPN
ejif-7162	303	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-7162	303	2	ejif	ejif	PROPN
ejif-7162	303	3	content	content	NOUN
ejif-7162	303	4	is	be	AUX
ejif-7162	303	5	licensed	license	VERB
ejif-7162	303	6	under	under	ADP
ejif-7162	303	7	a	a	DET
ejif-7162	303	8	creative	creative	ADJ
ejif-7162	303	9	commons	common	NOUN
ejif-7162	303	10	attribution	attribution	NOUN
ejif-7162	303	11	4.0	4.0	NUM
ejif-7162	303	12	international	international	ADJ
ejif-7162	303	13	license	license	NOUN
ejif-7162	303	14	58	58	NUM
ejif-7162	303	15	references	reference	NOUN
ejif-7162	303	16	ahmad	ahmad	PROPN
ejif-7162	303	17	,	,	PUNCT
ejif-7162	303	18	s.	s.	PROPN
ejif-7162	303	19	m.	m.	PROPN
ejif-7162	303	20	(	(	PUNCT
ejif-7162	303	21	1981	1981	NUM
ejif-7162	303	22	)	)	PUNCT
ejif-7162	303	23	.	.	PUNCT
ejif-7162	304	1	judaism	judaism	NOUN
ejif-7162	304	2	and	and	CCONJ
ejif-7162	304	3	interest	interest	NOUN
ejif-7162	304	4	.	.	PUNCT
ejif-7162	305	1	islamic	islamic	ADJ
ejif-7162	305	2	studies	study	NOUN
ejif-7162	305	3	,	,	PUNCT
ejif-7162	305	4	20(1	20(1	NUM
ejif-7162	305	5	)	)	PUNCT
ejif-7162	305	6	,	,	PUNCT
ejif-7162	305	7	47–82	47–82	NUM
ejif-7162	305	8	.	.	PUNCT
ejif-7162	305	9	retrieved	retrieve	VERB
ejif-7162	305	10	from	from	ADP
ejif-7162	305	11	http://www.jstor.org/stable/20847156	http://www.jstor.org/stable/20847156	ADJ
ejif-7162	305	12	alharbi	alharbi	NOUN
ejif-7162	305	13	,	,	PUNCT
ejif-7162	305	14	a.	a.	NOUN
ejif-7162	305	15	(	(	PUNCT
ejif-7162	305	16	2015	2015	NUM
ejif-7162	305	17	)	)	PUNCT
ejif-7162	305	18	.	.	PUNCT
ejif-7162	306	1	development	development	NOUN
ejif-7162	306	2	of	of	ADP
ejif-7162	306	3	the	the	DET
ejif-7162	306	4	islamic	islamic	ADJ
ejif-7162	306	5	banking	banking	NOUN
ejif-7162	306	6	system	system	NOUN
ejif-7162	306	7	.	.	PUNCT
ejif-7162	307	1	journal	journal	PROPN
ejif-7162	307	2	of	of	ADP
ejif-7162	307	3	islamic	islamic	PROPN
ejif-7162	307	4	banking	banking	NOUN
ejif-7162	307	5	and	and	CCONJ
ejif-7162	307	6	finance	finance	NOUN
ejif-7162	307	7	,	,	PUNCT
ejif-7162	307	8	3(1	3(1	NUM
ejif-7162	307	9	)	)	PUNCT
ejif-7162	307	10	.	.	PUNCT
ejif-7162	308	1	https://doi.org/10.15640/jibf.v3n1a2	https://doi.org/10.15640/jibf.v3n1a2	PROPN
ejif-7162	308	2	ali	ali	PROPN
ejif-7162	308	3	,	,	PUNCT
ejif-7162	308	4	s.	s.	PROPN
ejif-7162	308	5	n.	n.	PROPN
ejif-7162	308	6	,	,	PUNCT
ejif-7162	308	7	&	&	CCONJ
ejif-7162	308	8	alquradaghi	alquradaghi	PROPN
ejif-7162	308	9	,	,	PUNCT
ejif-7162	308	10	b.	b.	PROPN
ejif-7162	308	11	a.	a.	PROPN
ejif-7162	308	12	(	(	PUNCT
ejif-7162	308	13	2019	2019	NUM
ejif-7162	308	14	)	)	PUNCT
ejif-7162	308	15	.	.	PUNCT
ejif-7162	309	1	publishing	publish	VERB
ejif-7162	309	2	islamic	islamic	ADJ
ejif-7162	309	3	economics	economic	NOUN
ejif-7162	309	4	and	and	CCONJ
ejif-7162	309	5	finance	finance	NOUN
ejif-7162	309	6	research	research	NOUN
ejif-7162	309	7	:	:	PUNCT
ejif-7162	309	8	polemics	polemic	NOUN
ejif-7162	309	9	,	,	PUNCT
ejif-7162	309	10	perceptions	perception	NOUN
ejif-7162	309	11	and	and	CCONJ
ejif-7162	309	12	prospects	prospect	NOUN
ejif-7162	309	13	.	.	PUNCT
ejif-7162	310	1	international	international	ADJ
ejif-7162	310	2	journal	journal	PROPN
ejif-7162	310	3	of	of	ADP
ejif-7162	310	4	islamic	islamic	ADJ
ejif-7162	310	5	and	and	CCONJ
ejif-7162	310	6	middle	middle	ADJ
ejif-7162	310	7	eastern	eastern	ADJ
ejif-7162	310	8	finance	finance	NOUN
ejif-7162	310	9	and	and	CCONJ
ejif-7162	310	10	management	management	NOUN
ejif-7162	310	11	,	,	PUNCT
ejif-7162	310	12	12(3	12(3	NUM
ejif-7162	310	13	)	)	PUNCT
ejif-7162	310	14	,	,	PUNCT
ejif-7162	310	15	346–367	346–367	NUM
ejif-7162	310	16	.	.	PUNCT
ejif-7162	311	1	antoniazzi	antoniazzi	PROPN
ejif-7162	311	2	,	,	PUNCT
ejif-7162	311	3	s.	s.	PROPN
ejif-7162	311	4	(	(	PUNCT
ejif-7162	311	5	2022	2022	NUM
ejif-7162	311	6	)	)	PUNCT
ejif-7162	311	7	.	.	PUNCT
ejif-7162	312	1	islamic	islamic	ADJ
ejif-7162	312	2	banks	bank	NOUN
ejif-7162	312	3	and	and	CCONJ
ejif-7162	312	4	the	the	DET
ejif-7162	312	5	european	european	PROPN
ejif-7162	312	6	banking	banking	PROPN
ejif-7162	312	7	union	union	PROPN
ejif-7162	312	8	:	:	PUNCT
ejif-7162	312	9	an	an	DET
ejif-7162	312	10	overview	overview	NOUN
ejif-7162	312	11	of	of	ADP
ejif-7162	312	12	critical	critical	ADJ
ejif-7162	312	13	issues	issue	NOUN
ejif-7162	312	14	and	and	CCONJ
ejif-7162	312	15	perspectives	perspective	NOUN
ejif-7162	312	16	.	.	PUNCT
ejif-7162	313	1	european	european	PROPN
ejif-7162	313	2	journal	journal	PROPN
ejif-7162	313	3	of	of	ADP
ejif-7162	313	4	islamic	islamic	PROPN
ejif-7162	313	5	finance	finance	NOUN
ejif-7162	313	6	,	,	PUNCT
ejif-7162	313	7	9(1	9(1	NUM
ejif-7162	313	8	)	)	PUNCT
ejif-7162	313	9	,	,	PUNCT
ejif-7162	313	10	37–55	37–55	NUM
ejif-7162	313	11	.	.	PUNCT
ejif-7162	314	1	https://doi.org/10.13135/2421-2172/6424	https://doi.org/10.13135/2421-2172/6424	PROPN
ejif-7162	314	2	bälz	bälz	PROPN
ejif-7162	314	3	,	,	PUNCT
ejif-7162	314	4	k.	k.	PROPN
ejif-7162	314	5	(	(	PUNCT
ejif-7162	314	6	2007	2007	NUM
ejif-7162	314	7	)	)	PUNCT
ejif-7162	314	8	.	.	PUNCT
ejif-7162	315	1	islamic	islamic	ADJ
ejif-7162	315	2	finance	finance	PROPN
ejif-7162	315	3	for	for	ADP
ejif-7162	315	4	european	european	ADJ
ejif-7162	315	5	muslims	muslims	PROPN
ejif-7162	315	6	:	:	PUNCT
ejif-7162	315	7	the	the	DET
ejif-7162	315	8	diversity	diversity	NOUN
ejif-7162	315	9	management	management	NOUN
ejif-7162	315	10	of	of	ADP
ejif-7162	315	11	shari’ah	shari’ah	NOUN
ejif-7162	315	12	-	-	PUNCT
ejif-7162	315	13	compliant	compliant	ADJ
ejif-7162	315	14	transactions	transaction	NOUN
ejif-7162	315	15	.	.	PUNCT
ejif-7162	316	1	chicago	chicago	PROPN
ejif-7162	316	2	journal	journal	PROPN
ejif-7162	316	3	of	of	ADP
ejif-7162	316	4	international	international	ADJ
ejif-7162	316	5	law	law	NOUN
ejif-7162	316	6	,	,	PUNCT
ejif-7162	316	7	7(2	7(2	NUM
ejif-7162	316	8	)	)	PUNCT
ejif-7162	316	9	,	,	PUNCT
ejif-7162	316	10	551	551	X
ejif-7162	316	11	.	.	PUNCT
ejif-7162	316	12	retrieved	retrieve	VERB
ejif-7162	316	13	from	from	ADP
ejif-7162	316	14	https://chicagounbound.uchicago.edu/cjil/vol7/iss2/11	https://chicagounbound.uchicago.edu/cjil/vol7/iss2/11	PROPN
ejif-7162	316	15	ben	ben	PROPN
ejif-7162	316	16	mimoun	mimoun	PROPN
ejif-7162	316	17	,	,	PUNCT
ejif-7162	316	18	m.	m.	NOUN
ejif-7162	316	19	(	(	PUNCT
ejif-7162	316	20	2019	2019	NUM
ejif-7162	316	21	)	)	PUNCT
ejif-7162	316	22	.	.	PUNCT
ejif-7162	317	1	islamic	islamic	ADJ
ejif-7162	317	2	banking	banking	NOUN
ejif-7162	317	3	and	and	CCONJ
ejif-7162	317	4	real	real	ADJ
ejif-7162	317	5	performances	performance	NOUN
ejif-7162	317	6	in	in	ADP
ejif-7162	317	7	a	a	DET
ejif-7162	317	8	dual	dual	ADJ
ejif-7162	317	9	banking	banking	NOUN
ejif-7162	317	10	system	system	NOUN
ejif-7162	317	11	:	:	PUNCT
ejif-7162	317	12	evidence	evidence	NOUN
ejif-7162	317	13	from	from	ADP
ejif-7162	317	14	saudi	saudi	PROPN
ejif-7162	317	15	arabia	arabia	PROPN
ejif-7162	317	16	.	.	PUNCT
ejif-7162	318	1	international	international	ADJ
ejif-7162	318	2	journal	journal	PROPN
ejif-7162	318	3	of	of	ADP
ejif-7162	318	4	islamic	islamic	ADJ
ejif-7162	318	5	and	and	CCONJ
ejif-7162	318	6	middle	middle	ADJ
ejif-7162	318	7	eastern	eastern	ADJ
ejif-7162	318	8	finance	finance	NOUN
ejif-7162	318	9	and	and	CCONJ
ejif-7162	318	10	management	management	NOUN
ejif-7162	318	11	,	,	PUNCT
ejif-7162	318	12	12(3	12(3	NUM
ejif-7162	318	13	)	)	PUNCT
ejif-7162	318	14	,	,	PUNCT
ejif-7162	318	15	426–447	426–447	NUM
ejif-7162	318	16	.	.	PUNCT
ejif-7162	319	1	https://doi.org/10.1108/imefm-07-2018-0223	https://doi.org/10.1108/imefm-07-2018-0223	NOUN
ejif-7162	319	2	biancone	biancone	NOUN
ejif-7162	319	3	,	,	PUNCT
ejif-7162	319	4	p.	p.	NOUN
ejif-7162	319	5	pietro	pietro	NOUN
ejif-7162	319	6	,	,	PUNCT
ejif-7162	319	7	hassan	hassan	PROPN
ejif-7162	319	8	,	,	PUNCT
ejif-7162	319	9	m.	m.	PROPN
ejif-7162	319	10	k.	k.	PROPN
ejif-7162	319	11	,	,	PUNCT
ejif-7162	319	12	uluyol	uluyol	PROPN
ejif-7162	319	13	,	,	PUNCT
ejif-7162	319	14	b.	b.	PROPN
ejif-7162	319	15	,	,	PUNCT
ejif-7162	319	16	&	&	CCONJ
ejif-7162	319	17	paltrinieri	paltrinieri	PROPN
ejif-7162	319	18	,	,	PUNCT
ejif-7162	319	19	a.	a.	NOUN
ejif-7162	319	20	(	(	PUNCT
ejif-7162	319	21	2022	2022	NUM
ejif-7162	319	22	)	)	PUNCT
ejif-7162	319	23	.	.	PUNCT
ejif-7162	320	1	social	social	ADJ
ejif-7162	320	2	impact	impact	NOUN
ejif-7162	320	3	management	management	NOUN
ejif-7162	320	4	and	and	CCONJ
ejif-7162	320	5	finance	finance	NOUN
ejif-7162	320	6	and	and	CCONJ
ejif-7162	320	7	islamic	islamic	ADJ
ejif-7162	320	8	finance	finance	NOUN
ejif-7162	320	9	for	for	ADP
ejif-7162	320	10	sustainable	sustainable	ADJ
ejif-7162	320	11	development	development	NOUN
ejif-7162	320	12	.	.	PUNCT
ejif-7162	321	1	https://doi.org/10.13140/rg.2.2.27057.45925	https://doi.org/10.13140/rg.2.2.27057.45925	PROPN
ejif-7162	321	2	biancone	biancone	PROPN
ejif-7162	321	3	,	,	PUNCT
ejif-7162	321	4	p.	p.	NOUN
ejif-7162	321	5	pietro	pietro	NOUN
ejif-7162	321	6	,	,	PUNCT
ejif-7162	321	7	saiti	saiti	PROPN
ejif-7162	321	8	,	,	PUNCT
ejif-7162	321	9	b.	b.	PROPN
ejif-7162	321	10	,	,	PUNCT
ejif-7162	321	11	petricean	petricean	PROPN
ejif-7162	321	12	,	,	PUNCT
ejif-7162	321	13	d.	d.	PROPN
ejif-7162	321	14	,	,	PUNCT
ejif-7162	321	15	&	&	CCONJ
ejif-7162	321	16	chmet	chmet	PROPN
ejif-7162	321	17	,	,	PUNCT
ejif-7162	321	18	f.	f.	PROPN
ejif-7162	321	19	(	(	PUNCT
ejif-7162	321	20	2020	2020	NUM
ejif-7162	321	21	)	)	PUNCT
ejif-7162	321	22	.	.	PUNCT
ejif-7162	322	1	the	the	DET
ejif-7162	322	2	bibliometric	bibliometric	ADJ
ejif-7162	322	3	analysis	analysis	NOUN
ejif-7162	322	4	of	of	ADP
ejif-7162	322	5	islamic	islamic	ADJ
ejif-7162	322	6	banking	banking	NOUN
ejif-7162	322	7	and	and	CCONJ
ejif-7162	322	8	finance	finance	NOUN
ejif-7162	322	9	.	.	PUNCT
ejif-7162	323	1	journal	journal	PROPN
ejif-7162	323	2	of	of	ADP
ejif-7162	323	3	islamic	islamic	PROPN
ejif-7162	323	4	accounting	accounting	PROPN
ejif-7162	323	5	and	and	CCONJ
ejif-7162	323	6	business	business	NOUN
ejif-7162	323	7	research	research	NOUN
ejif-7162	323	8	,	,	PUNCT
ejif-7162	323	9	11(9	11(9	PROPN
ejif-7162	323	10	)	)	PUNCT
ejif-7162	323	11	,	,	PUNCT
ejif-7162	323	12	2069–2086	2069–2086	NUM
ejif-7162	323	13	.	.	PUNCT
ejif-7162	323	14	https://doi.org/10.1108/jiabr-08-2020-0235	https://doi.org/10.1108/jiabr-08-2020-0235	PROPN
ejif-7162	323	15	bollani	bollani	PROPN
ejif-7162	323	16	,	,	PUNCT
ejif-7162	323	17	l.	l.	PROPN
ejif-7162	323	18	,	,	PUNCT
ejif-7162	323	19	&	&	CCONJ
ejif-7162	323	20	chmet	chmet	PROPN
ejif-7162	323	21	,	,	PUNCT
ejif-7162	323	22	f.	f.	PROPN
ejif-7162	323	23	(	(	PUNCT
ejif-7162	323	24	2020	2020	NUM
ejif-7162	323	25	)	)	PUNCT
ejif-7162	323	26	.	.	PUNCT
ejif-7162	324	1	bibliometric	bibliometric	ADJ
ejif-7162	324	2	analysis	analysis	NOUN
ejif-7162	324	3	of	of	ADP
ejif-7162	324	4	islamic	islamic	ADJ
ejif-7162	324	5	finance	finance	NOUN
ejif-7162	324	6	.	.	PUNCT
ejif-7162	325	1	european	european	PROPN
ejif-7162	325	2	journal	journal	PROPN
ejif-7162	325	3	of	of	ADP
ejif-7162	325	4	islamic	islamic	PROPN
ejif-7162	325	5	finance	finance	NOUN
ejif-7162	325	6	.	.	PUNCT
ejif-7162	326	1	https://doi.org/https://doi.org/10.13135/2421-2172/4936	https://doi.org/https://doi.org/10.13135/2421-2172/4936	PROPN
ejif-7162	326	2	borchgrevink	borchgrevink	PROPN
ejif-7162	326	3	,	,	PUNCT
ejif-7162	326	4	k.	k.	PROPN
ejif-7162	326	5	,	,	PUNCT
ejif-7162	326	6	&	&	CCONJ
ejif-7162	326	7	birkvad	birkvad	PROPN
ejif-7162	326	8	,	,	PUNCT
ejif-7162	326	9	i.	i.	PROPN
ejif-7162	326	10	r.	r.	PROPN
ejif-7162	326	11	(	(	PUNCT
ejif-7162	326	12	2021	2021	NUM
ejif-7162	326	13	)	)	PUNCT
ejif-7162	326	14	.	.	PUNCT
ejif-7162	327	1	religious	religious	ADJ
ejif-7162	327	2	norms	norm	NOUN
ejif-7162	327	3	and	and	CCONJ
ejif-7162	327	4	homeownership	homeownership	NOUN
ejif-7162	327	5	among	among	ADP
ejif-7162	327	6	norwegian	norwegian	ADJ
ejif-7162	327	7	muslim	muslim	ADJ
ejif-7162	327	8	women	woman	NOUN
ejif-7162	327	9	.	.	PUNCT
ejif-7162	328	1	journal	journal	PROPN
ejif-7162	328	2	of	of	ADP
ejif-7162	328	3	ethnic	ethnic	ADJ
ejif-7162	328	4	and	and	CCONJ
ejif-7162	328	5	migration	migration	NOUN
ejif-7162	328	6	studies	study	NOUN
ejif-7162	328	7	.	.	PUNCT
ejif-7162	329	1	https://doi.org/10.1080/1369183x.2021.1965866	https://doi.org/10.1080/1369183x.2021.1965866	PROPN
ejif-7162	329	2	brekke	brekke	PROPN
ejif-7162	329	3	,	,	PUNCT
ejif-7162	329	4	t.	t.	PROPN
ejif-7162	329	5	,	,	PUNCT
ejif-7162	329	6	&	&	CCONJ
ejif-7162	329	7	larsen	larsen	PROPN
ejif-7162	329	8	,	,	PUNCT
ejif-7162	329	9	m.	m.	NOUN
ejif-7162	329	10	(	(	PUNCT
ejif-7162	329	11	2020	2020	NUM
ejif-7162	329	12	)	)	PUNCT
ejif-7162	329	13	.	.	PUNCT
ejif-7162	330	1	allah	allah	PROPN
ejif-7162	330	2	,	,	PUNCT
ejif-7162	330	3	villa	villa	PROPN
ejif-7162	330	4	,	,	PUNCT
ejif-7162	330	5	volvo	volvo	PROPN
ejif-7162	330	6	:	:	PUNCT
ejif-7162	330	7	muslim	muslim	PROPN
ejif-7162	330	8	professionals	professional	NOUN
ejif-7162	330	9	in	in	ADP
ejif-7162	330	10	the	the	DET
ejif-7162	330	11	nordic	nordic	ADJ
ejif-7162	330	12	countries	country	NOUN
ejif-7162	330	13	and	and	CCONJ
ejif-7162	330	14	their	their	PRON
ejif-7162	330	15	financial	financial	ADJ
ejif-7162	330	16	attitudes	attitude	NOUN
ejif-7162	330	17	and	and	CCONJ
ejif-7162	330	18	practices	practice	NOUN
ejif-7162	330	19	.	.	PUNCT
ejif-7162	331	1	open	open	ADJ
ejif-7162	331	2	library	library	NOUN
ejif-7162	331	3	of	of	ADP
ejif-7162	331	4	humanities	humanity	NOUN
ejif-7162	331	5	,	,	PUNCT
ejif-7162	331	6	6(2	6(2	NUM
ejif-7162	331	7	)	)	PUNCT
ejif-7162	331	8	.	.	PUNCT
ejif-7162	332	1	https://doi.org/10.16995/olh.570	https://doi.org/10.16995/olh.570	PROPN
ejif-7162	332	2	brescia	brescia	PROPN
ejif-7162	332	3	,	,	PUNCT
ejif-7162	332	4	v.	v.	ADV
ejif-7162	332	5	,	,	PUNCT
ejif-7162	332	6	sa’ad	sa’ad	NOUN
ejif-7162	332	7	,	,	PUNCT
ejif-7162	332	8	a.	a.	NOUN
ejif-7162	332	9	a.	a.	PROPN
ejif-7162	332	10	,	,	PUNCT
ejif-7162	332	11	hassan	hassan	PROPN
ejif-7162	332	12	,	,	PUNCT
ejif-7162	332	13	r.	r.	PROPN
ejif-7162	332	14	b.	b.	PROPN
ejif-7162	332	15	,	,	PUNCT
ejif-7162	332	16	alhabshi	alhabshi	PROPN
ejif-7162	332	17	,	,	PUNCT
ejif-7162	332	18	s.	s.	PROPN
ejif-7162	332	19	m.	m.	PROPN
ejif-7162	332	20	b.	b.	PROPN
ejif-7162	332	21	s.	s.	PROPN
ejif-7162	332	22	j.	j.	PROPN
ejif-7162	332	23	,	,	PUNCT
ejif-7162	332	24	&	&	CCONJ
ejif-7162	332	25	lanzalonga	lanzalonga	PROPN
ejif-7162	332	26	,	,	PUNCT
ejif-7162	332	27	f.	f.	PROPN
ejif-7162	332	28	(	(	PUNCT
ejif-7162	332	29	2021	2021	NUM
ejif-7162	332	30	)	)	PUNCT
ejif-7162	332	31	.	.	PUNCT
ejif-7162	333	1	exploring	explore	VERB
ejif-7162	333	2	sustainability	sustainability	NOUN
ejif-7162	333	3	from	from	ADP
ejif-7162	333	4	the	the	DET
ejif-7162	333	5	islamic	islamic	PROPN
ejif-7162	333	6	finance	finance	PROPN
ejif-7162	333	7	perspective	perspective	NOUN
ejif-7162	333	8	.	.	PUNCT
ejif-7162	334	1	european	european	PROPN
ejif-7162	334	2	journal	journal	PROPN
ejif-7162	334	3	of	of	ADP
ejif-7162	334	4	islamic	islamic	PROPN
ejif-7162	334	5	finance	finance	PROPN
ejif-7162	334	6	,	,	PUNCT
ejif-7162	334	7	19	19	NUM
ejif-7162	334	8	,	,	PUNCT
ejif-7162	334	9	45–53	45–53	NUM
ejif-7162	334	10	.	.	PUNCT
ejif-7162	335	1	https://doi.org/10.13135/2421-2172/6107published	https://doi.org/10.13135/2421-2172/6107publishe	VERB
ejif-7162	335	2	buyukcelebi	buyukcelebi	NOUN
ejif-7162	335	3	,	,	PUNCT
ejif-7162	335	4	i.	i.	PROPN
ejif-7162	335	5	(	(	PUNCT
ejif-7162	335	6	2005	2005	NUM
ejif-7162	335	7	)	)	PUNCT
ejif-7162	335	8	.	.	PUNCT
ejif-7162	336	1	living	live	VERB
ejif-7162	336	2	in	in	ADP
ejif-7162	336	3	the	the	DET
ejif-7162	336	4	shade	shade	NOUN
ejif-7162	336	5	of	of	ADP
ejif-7162	336	6	islam	islam	PROPN
ejif-7162	336	7	:	:	PUNCT
ejif-7162	336	8	a	a	DET
ejif-7162	336	9	comprehensive	comprehensive	ADJ
ejif-7162	336	10	reference	reference	NOUN
ejif-7162	336	11	of	of	ADP
ejif-7162	336	12	theory	theory	NOUN
ejif-7162	336	13	and	and	CCONJ
ejif-7162	336	14	practice	practice	NOUN
ejif-7162	336	15	.	.	PUNCT
ejif-7162	337	1	new	new	PROPN
ejif-7162	337	2	jersey	jersey	PROPN
ejif-7162	337	3	:	:	PUNCT
ejif-7162	337	4	the	the	DET
ejif-7162	337	5	light	light	NOUN
ejif-7162	337	6	.	.	PUNCT
ejif-7162	338	1	calandra	calandra	PROPN
ejif-7162	338	2	,	,	PUNCT
ejif-7162	338	3	d.	d.	PROPN
ejif-7162	338	4	,	,	PUNCT
ejif-7162	338	5	marseglia	marseglia	PROPN
ejif-7162	338	6	,	,	PUNCT
ejif-7162	338	7	r.	r.	PROPN
ejif-7162	338	8	,	,	PUNCT
ejif-7162	338	9	vaccaro	vaccaro	PROPN
ejif-7162	338	10	,	,	PUNCT
ejif-7162	338	11	v.	v.	PROPN
ejif-7162	338	12	,	,	PUNCT
ejif-7162	338	13	&	&	CCONJ
ejif-7162	338	14	chmet	chmet	PROPN
ejif-7162	338	15	,	,	PUNCT
ejif-7162	338	16	f.	f.	PROPN
ejif-7162	338	17	(	(	PUNCT
ejif-7162	338	18	2022	2022	NUM
ejif-7162	338	19	)	)	PUNCT
ejif-7162	338	20	.	.	PUNCT
ejif-7162	339	1	mapping	map	VERB
ejif-7162	339	2	islamic	islamic	ADJ
ejif-7162	339	3	finance	finance	NOUN
ejif-7162	339	4	and	and	CCONJ
ejif-7162	339	5	new	new	ADJ
ejif-7162	339	6	technologies	technology	NOUN
ejif-7162	339	7	:	:	PUNCT
ejif-7162	339	8	research	research	NOUN
ejif-7162	339	9	and	and	CCONJ
ejif-7162	339	10	managerial	managerial	ADJ
ejif-7162	339	11	perspectives	perspective	NOUN
ejif-7162	339	12	.	.	PUNCT
ejif-7162	340	1	european	european	PROPN
ejif-7162	340	2	journal	journal	PROPN
ejif-7162	340	3	of	of	ADP
ejif-7162	340	4	islamic	islamic	PROPN
ejif-7162	340	5	finance	finance	NOUN
ejif-7162	340	6	,	,	PUNCT
ejif-7162	340	7	9(1	9(1	NUM
ejif-7162	340	8	)	)	PUNCT
ejif-7162	340	9	,	,	PUNCT
ejif-7162	340	10	39–47	39–47	NUM
ejif-7162	340	11	.	.	PUNCT
ejif-7162	340	12	https://doi.org/10.13135/2421-2172/6257	https://doi.org/10.13135/2421-2172/6257	PROPN
ejif-7162	340	13	calder	calder	PROPN
ejif-7162	340	14	,	,	PUNCT
ejif-7162	340	15	r.	r.	PROPN
ejif-7162	340	16	(	(	PUNCT
ejif-7162	340	17	2016	2016	NUM
ejif-7162	340	18	,	,	PUNCT
ejif-7162	340	19	august	august	PROPN
ejif-7162	340	20	1	1	NUM
ejif-7162	340	21	)	)	PUNCT
ejif-7162	340	22	.	.	PUNCT
ejif-7162	341	1	god	god	PROPN
ejif-7162	341	2	’s	’s	PART
ejif-7162	341	3	technicians	technician	NOUN
ejif-7162	341	4	:	:	PUNCT
ejif-7162	341	5	religious	religious	ADJ
ejif-7162	341	6	jurists	jurist	NOUN
ejif-7162	341	7	and	and	CCONJ
ejif-7162	341	8	the	the	DET
ejif-7162	341	9	usury	usury	NOUN
ejif-7162	341	10	ban	ban	NOUN
ejif-7162	341	11	in	in	ADP
ejif-7162	341	12	judaism	judaism	NOUN
ejif-7162	341	13	,	,	PUNCT
ejif-7162	341	14	christianity	christianity	NOUN
ejif-7162	341	15	,	,	PUNCT
ejif-7162	341	16	and	and	CCONJ
ejif-7162	341	17	islam	islam	PROPN
ejif-7162	341	18	.	.	PUNCT
ejif-7162	342	1	archives	archives	PROPN
ejif-7162	342	2	europeennes	europeenne	NOUN
ejif-7162	342	3	de	de	X
ejif-7162	342	4	sociologie	sociologie	X
ejif-7162	342	5	,	,	PUNCT
ejif-7162	342	6	vol	vol	NOUN
ejif-7162	342	7	.	.	PROPN
ejif-7162	342	8	57	57	NUM
ejif-7162	342	9	,	,	PUNCT
ejif-7162	342	10	pp	pp	ADJ
ejif-7162	342	11	.	.	PUNCT
ejif-7162	343	1	207–257	207–257	NUM
ejif-7162	343	2	.	.	PUNCT
ejif-7162	343	3	cambridge	cambridge	PROPN
ejif-7162	343	4	university	university	PROPN
ejif-7162	343	5	press	press	NOUN
ejif-7162	343	6	.	.	PUNCT
ejif-7162	344	1	https://doi.org/10.1017/s0003975616000096	https://doi.org/10.1017/s0003975616000096	NUM
ejif-7162	344	2	cebeci	cebeci	PROPN
ejif-7162	344	3	,	,	PUNCT
ejif-7162	344	4	i.	i.	PROPN
ejif-7162	344	5	(	(	PUNCT
ejif-7162	344	6	2012	2012	NUM
ejif-7162	344	7	)	)	PUNCT
ejif-7162	344	8	.	.	PUNCT
ejif-7162	345	1	integrating	integrate	VERB
ejif-7162	345	2	the	the	DET
ejif-7162	345	3	social	social	ADJ
ejif-7162	345	4	maslaha	maslaha	NOUN
ejif-7162	345	5	into	into	ADP
ejif-7162	345	6	islamic	islamic	ADJ
ejif-7162	345	7	finance	finance	NOUN
ejif-7162	345	8	.	.	PUNCT
ejif-7162	346	1	accounting	accounting	NOUN
ejif-7162	346	2	research	research	PROPN
ejif-7162	346	3	journal	journal	NOUN
ejif-7162	346	4	,	,	PUNCT
ejif-7162	346	5	25(3	25(3	NUM
ejif-7162	346	6	)	)	PUNCT
ejif-7162	346	7	,	,	PUNCT
ejif-7162	346	8	166–184	166–184	NUM
ejif-7162	346	9	.	.	PUNCT
ejif-7162	347	1	https://doi.org/10.1108/10309611211290158	https://doi.org/10.1108/10309611211290158	NOUN
ejif-7162	347	2	chapra	chapra	PROPN
ejif-7162	347	3	,	,	PUNCT
ejif-7162	347	4	m.	m.	NOUN
ejif-7162	347	5	u.	u.	PROPN
ejif-7162	347	6	(	(	PUNCT
ejif-7162	347	7	2001	2001	NUM
ejif-7162	347	8	)	)	PUNCT
ejif-7162	347	9	.	.	PUNCT
ejif-7162	348	1	islamic	islamic	ADJ
ejif-7162	348	2	economic	economic	ADJ
ejif-7162	348	3	thought	thought	NOUN
ejif-7162	348	4	and	and	CCONJ
ejif-7162	348	5	the	the	DET
ejif-7162	348	6	new	new	ADJ
ejif-7162	348	7	global	global	ADJ
ejif-7162	348	8	economy	economy	NOUN
ejif-7162	348	9	.	.	PUNCT
ejif-7162	349	1	in	in	ADP
ejif-7162	349	2	islamic	islamic	ADJ
ejif-7162	349	3	economic	economic	ADJ
ejif-7162	349	4	studies	study	NOUN
ejif-7162	349	5	(	(	PUNCT
ejif-7162	349	6	vol	vol	NOUN
ejif-7162	349	7	.	.	NOUN
ejif-7162	349	8	9	9	NUM
ejif-7162	349	9	)	)	PUNCT
ejif-7162	349	10	.	.	PUNCT
ejif-7162	350	1	chen	chen	PROPN
ejif-7162	350	2	,	,	PUNCT
ejif-7162	350	3	v.	v.	PROPN
ejif-7162	350	4	,	,	PUNCT
ejif-7162	350	5	welsh	welsh	NOUN
ejif-7162	350	6	,	,	PUNCT
ejif-7162	350	7	m.	m.	NOUN
ejif-7162	350	8	,	,	PUNCT
ejif-7162	350	9	&	&	CCONJ
ejif-7162	350	10	cheong	cheong	PROPN
ejif-7162	350	11	,	,	PUNCT
ejif-7162	350	12	m.	m.	PROPN
ejif-7162	350	13	f.	f.	PROPN
ejif-7162	350	14	(	(	PUNCT
ejif-7162	350	15	2022	2022	NUM
ejif-7162	350	16	)	)	PUNCT
ejif-7162	350	17	.	.	PUNCT
ejif-7162	351	1	gender	gender	NOUN
ejif-7162	351	2	diversity	diversity	NOUN
ejif-7162	351	3	on	on	ADP
ejif-7162	351	4	malaysian	malaysian	ADJ
ejif-7162	351	5	corporate	corporate	ADJ
ejif-7162	351	6	boards	board	NOUN
ejif-7162	351	7	:	:	PUNCT
ejif-7162	351	8	a	a	DET
ejif-7162	351	9	law	law	NOUN
ejif-7162	351	10	and	and	CCONJ
ejif-7162	351	11	social	social	ADJ
ejif-7162	351	12	movements	movement	NOUN
ejif-7162	351	13	perspective	perspective	NOUN
ejif-7162	351	14	.	.	PUNCT
ejif-7162	352	1	journal	journal	PROPN
ejif-7162	352	2	of	of	ADP
ejif-7162	352	3	law	law	NOUN
ejif-7162	352	4	and	and	CCONJ
ejif-7162	352	5	society	society	NOUN
ejif-7162	352	6	,	,	PUNCT
ejif-7162	352	7	49(1	49(1	NOUN
ejif-7162	352	8	)	)	PUNCT
ejif-7162	352	9	,	,	PUNCT
ejif-7162	352	10	23–47	23–47	NUM
ejif-7162	352	11	.	.	PUNCT
ejif-7162	352	12	https://doi.org/10.1111/jols.12341	https://doi.org/10.1111/jols.12341	PROPN
ejif-7162	352	13	cortina	cortina	PROPN
ejif-7162	352	14	,	,	PUNCT
ejif-7162	352	15	j.	j.	PROPN
ejif-7162	352	16	j.	j.	PROPN
ejif-7162	352	17	,	,	PUNCT
ejif-7162	352	18	ismail	ismail	PROPN
ejif-7162	352	19	,	,	PUNCT
ejif-7162	352	20	s.	s.	PROPN
ejif-7162	352	21	,	,	PUNCT
ejif-7162	352	22	&	&	CCONJ
ejif-7162	352	23	schmukler	schmukler	PROPN
ejif-7162	352	24	,	,	PUNCT
ejif-7162	352	25	s.	s.	PROPN
ejif-7162	352	26	l.	l.	PROPN
ejif-7162	352	27	(	(	PUNCT
ejif-7162	352	28	2018	2018	NUM
ejif-7162	352	29	)	)	PUNCT
ejif-7162	352	30	.	.	PUNCT
ejif-7162	353	1	firm	firm	ADJ
ejif-7162	353	2	financing	financing	NOUN
ejif-7162	353	3	and	and	CCONJ
ejif-7162	353	4	growth	growth	NOUN
ejif-7162	353	5	in	in	ADP
ejif-7162	353	6	the	the	DET
ejif-7162	353	7	arab	arab	ADJ
ejif-7162	353	8	region	region	NOUN
ejif-7162	353	9	.	.	PUNCT
ejif-7162	354	1	economic	economic	ADJ
ejif-7162	354	2	systems	system	NOUN
ejif-7162	354	3	,	,	PUNCT
ejif-7162	354	4	42(2	42(2	NOUN
ejif-7162	354	5	)	)	PUNCT
ejif-7162	354	6	,	,	PUNCT
ejif-7162	354	7	361–383	361–383	NUM
ejif-7162	354	8	.	.	PUNCT
ejif-7162	355	1	https://doi.org/10.1016/j.ecosys.2017.09.002	https://doi.org/10.1016/j.ecosys.2017.09.002	PROPN
ejif-7162	355	2	daniel	daniel	PROPN
ejif-7162	355	3	,	,	PUNCT
ejif-7162	355	4	i.	i.	PROPN
ejif-7162	355	5	,	,	PUNCT
ejif-7162	355	6	&	&	CCONJ
ejif-7162	355	7	jonathan	jonathan	PROPN
ejif-7162	355	8	,	,	PUNCT
ejif-7162	355	9	g.	g.	PROPN
ejif-7162	355	10	m.	m.	PROPN
ejif-7162	355	11	(	(	PUNCT
ejif-7162	355	12	2020	2020	NUM
ejif-7162	355	13	)	)	PUNCT
ejif-7162	355	14	.	.	PUNCT
ejif-7162	356	1	islamic	islamic	ADJ
ejif-7162	356	2	finance	finance	PROPN
ejif-7162	356	3	and	and	CCONJ
ejif-7162	356	4	social	social	ADJ
ejif-7162	356	5	finance	finance	NOUN
ejif-7162	356	6	,	,	PUNCT
ejif-7162	356	7	an	an	DET
ejif-7162	356	8	opportunity	opportunity	NOUN
ejif-7162	356	9	for	for	ADP
ejif-7162	356	10	social	social	ADJ
ejif-7162	356	11	enterprises	enterprise	NOUN
ejif-7162	356	12	.	.	PUNCT
ejif-7162	357	1	european	european	PROPN
ejif-7162	357	2	journal	journal	PROPN
ejif-7162	357	3	of	of	ADP
ejif-7162	357	4	islamic	islamic	PROPN
ejif-7162	357	5	finance	finance	PROPN
ejif-7162	357	6	.	.	PUNCT
ejif-7162	358	1	https://doi.org/https://doi.org/10.13135/2421-2172/4242	https://doi.org/https://doi.org/10.13135/2421-2172/4242	PROPN
ejif-7162	358	2	davis	davis	PROPN
ejif-7162	358	3	,	,	PUNCT
ejif-7162	358	4	n.	n.	PROPN
ejif-7162	358	5	s.	s.	PROPN
ejif-7162	358	6	(	(	PUNCT
ejif-7162	358	7	2018	2018	NUM
ejif-7162	358	8	)	)	PUNCT
ejif-7162	358	9	.	.	PUNCT
ejif-7162	359	1	the	the	DET
ejif-7162	359	2	case	case	NOUN
ejif-7162	359	3	for	for	ADP
ejif-7162	359	4	regulatory	regulatory	ADJ
ejif-7162	359	5	accommodation	accommodation	NOUN
ejif-7162	359	6	of	of	ADP
ejif-7162	359	7	islamic	islamic	ADJ
ejif-7162	359	8	banking	banking	NOUN
ejif-7162	359	9	and	and	CCONJ
ejif-7162	359	10	finance	finance	NOUN
ejif-7162	359	11	:	:	PUNCT
ejif-7162	359	12	banking	bank	VERB
ejif-7162	359	13	the	the	DET
ejif-7162	359	14	unbanked	unbanked	NOUN
ejif-7162	359	15	.	.	PUNCT
ejif-7162	360	1	di	di	PROPN
ejif-7162	360	2	mauro	mauro	PROPN
ejif-7162	360	3	,	,	PUNCT
ejif-7162	360	4	f.	f.	PROPN
ejif-7162	360	5	,	,	PUNCT
ejif-7162	360	6	caristi	caristi	PROPN
ejif-7162	360	7	,	,	PUNCT
ejif-7162	360	8	p.	p.	NOUN
ejif-7162	360	9	,	,	PUNCT
ejif-7162	360	10	couderc	couderc	ADJ
ejif-7162	360	11	,	,	PUNCT
ejif-7162	360	12	s.	s.	PROPN
ejif-7162	360	13	,	,	PUNCT
ejif-7162	360	14	di	di	PROPN
ejif-7162	360	15	maria	maria	PROPN
ejif-7162	360	16	,	,	PUNCT
ejif-7162	360	17	a.	a.	PROPN
ejif-7162	360	18	,	,	PUNCT
ejif-7162	360	19	ho	ho	PROPN
ejif-7162	360	20	,	,	PUNCT
ejif-7162	360	21	l.	l.	PROPN
ejif-7162	360	22	,	,	PUNCT
ejif-7162	360	23	kaur	kaur	PROPN
ejif-7162	360	24	grewal	grewal	PROPN
ejif-7162	360	25	,	,	PUNCT
ejif-7162	360	26	b.	b.	PROPN
ejif-7162	360	27	,	,	PUNCT
ejif-7162	360	28	…	…	PUNCT
ejif-7162	361	1	zaher	zaher	PROPN
ejif-7162	361	2	,	,	PUNCT
ejif-7162	361	3	s.	s.	PROPN
ejif-7162	361	4	(	(	PUNCT
ejif-7162	361	5	2013	2013	NUM
ejif-7162	361	6	)	)	PUNCT
ejif-7162	361	7	.	.	PUNCT
ejif-7162	362	1	occasional	occasional	ADJ
ejif-7162	362	2	paper	paper	NOUN
ejif-7162	362	3	series	series	NOUN
ejif-7162	362	4	no	no	DET
ejif-7162	362	5	146	146	NUM
ejif-7162	362	6	/	/	SYM
ejif-7162	362	7	june	june	PROPN
ejif-7162	362	8	2013	2013	NUM
ejif-7162	362	9	islamic	islamic	ADJ
ejif-7162	362	10	finance	finance	PROPN
ejif-7162	362	11	in	in	ADP
ejif-7162	362	12	europe	europe	PROPN
ejif-7162	362	13	.	.	PUNCT
ejif-7162	363	1	retrieved	retrieve	VERB
ejif-7162	363	2	from	from	ADP
ejif-7162	363	3	https://www.ecb.europa.eu/pub/pdf/scpops/ecbocp146.pdf	https://www.ecb.europa.eu/pub/pdf/scpops/ecbocp146.pdf	PROPN
ejif-7162	363	4	ghaffour	ghaffour	PROPN
ejif-7162	363	5	,	,	PUNCT
ejif-7162	363	6	a.	a.	PROPN
ejif-7162	363	7	r.	r.	PROPN
ejif-7162	363	8	(	(	PUNCT
ejif-7162	363	9	2017	2017	NUM
ejif-7162	363	10	)	)	PUNCT
ejif-7162	363	11	.	.	PUNCT
ejif-7162	364	1	practical	practical	ADJ
ejif-7162	364	2	aspects	aspect	NOUN
ejif-7162	364	3	of	of	ADP
ejif-7162	364	4	dispute	dispute	NOUN
ejif-7162	364	5	resolution	resolution	NOUN
ejif-7162	364	6	in	in	ADP
ejif-7162	364	7	islamic	islamic	ADJ
ejif-7162	364	8	finance	finance	NOUN
ejif-7162	364	9	facilities	facility	NOUN
ejif-7162	364	10	“	"	PUNCT
ejif-7162	364	11	past	past	ADJ
ejif-7162	364	12	,	,	PUNCT
ejif-7162	364	13	present	present	ADJ
ejif-7162	364	14	and	and	CCONJ
ejif-7162	364	15	future	future	ADJ
ejif-7162	364	16	:	:	PUNCT
ejif-7162	364	17	legal	legal	ADJ
ejif-7162	364	18	certainty	certainty	NOUN
ejif-7162	364	19	and	and	CCONJ
ejif-7162	364	20	islamic	islamic	ADJ
ejif-7162	364	21	finance	finance	NOUN
ejif-7162	364	22	in	in	ADP
ejif-7162	364	23	malaysia	malaysia	PROPN
ejif-7162	364	24	.	.	PUNCT
ejif-7162	364	25	”	"	PUNCT
ejif-7162	365	1	kuala	kuala	PROPN
ejif-7162	365	2	lumpur	lumpur	PROPN
ejif-7162	365	3	.	.	PUNCT
ejif-7162	366	1	habermas	habermas	PROPN
ejif-7162	366	2	,	,	PUNCT
ejif-7162	366	3	j.	j.	PROPN
ejif-7162	366	4	(	(	PUNCT
ejif-7162	366	5	1995	1995	NUM
ejif-7162	366	6	)	)	PUNCT
ejif-7162	366	7	.	.	PUNCT
ejif-7162	367	1	struggles	struggle	NOUN
ejif-7162	367	2	for	for	ADP
ejif-7162	367	3	recognition	recognition	NOUN
ejif-7162	367	4	in	in	ADP
ejif-7162	367	5	the	the	DET
ejif-7162	367	6	democratic	democratic	ADJ
ejif-7162	367	7	constitutional	constitutional	ADJ
ejif-7162	367	8	state	state	NOUN
ejif-7162	367	9	.	.	PUNCT
ejif-7162	368	1	in	in	ADP
ejif-7162	368	2	multiculturalism	multiculturalism	NOUN
ejif-7162	368	3	(	(	PUNCT
ejif-7162	368	4	pp	pp	ADJ
ejif-7162	368	5	.	.	PUNCT
ejif-7162	369	1	107–148	107–148	NUM
ejif-7162	369	2	)	)	PUNCT
ejif-7162	369	3	.	.	PUNCT
ejif-7162	370	1	princeton	princeton	PROPN
ejif-7162	370	2	university	university	PROPN
ejif-7162	370	3	press	press	NOUN
ejif-7162	370	4	.	.	PUNCT
ejif-7162	371	1	https://doi.org/10.1515/9781400821402-008	https://doi.org/10.1515/9781400821402-008	PROPN
ejif-7162	371	2	hackett	hackett	PROPN
ejif-7162	371	3	,	,	PUNCT
ejif-7162	371	4	c.	c.	PROPN
ejif-7162	371	5	,	,	PUNCT
ejif-7162	371	6	connor	connor	NOUN
ejif-7162	371	7	,	,	PUNCT
ejif-7162	371	8	p.	p.	PROPN
ejif-7162	371	9	,	,	PUNCT
ejif-7162	371	10	stonawski	stonawski	NOUN
ejif-7162	371	11	,	,	PUNCT
ejif-7162	371	12	m.	m.	NOUN
ejif-7162	371	13	,	,	PUNCT
ejif-7162	371	14	&	&	CCONJ
ejif-7162	371	15	potančoková	potančoková	NOUN
ejif-7162	371	16	,	,	PUNCT
ejif-7162	371	17	m.	m.	NOUN
ejif-7162	371	18	(	(	PUNCT
ejif-7162	371	19	2017	2017	NUM
ejif-7162	371	20	)	)	PUNCT
ejif-7162	371	21	.	.	PUNCT
ejif-7162	372	1	europe	europe	PROPN
ejif-7162	372	2	’s	’s	PART
ejif-7162	372	3	growing	grow	VERB
ejif-7162	372	4	muslim	muslim	ADJ
ejif-7162	372	5	population	population	NOUN
ejif-7162	372	6	.	.	PUNCT
ejif-7162	373	1	hasan	hasan	PROPN
ejif-7162	373	2	,	,	PUNCT
ejif-7162	373	3	z.	z.	PROPN
ejif-7162	373	4	(	(	PUNCT
ejif-7162	373	5	2021	2021	NUM
ejif-7162	373	6	)	)	PUNCT
ejif-7162	373	7	.	.	PUNCT
ejif-7162	374	1	analysis	analysis	NOUN
ejif-7162	374	2	of	of	ADP
ejif-7162	374	3	factors	factor	NOUN
ejif-7162	374	4	affecting	affect	VERB
ejif-7162	374	5	community	community	NOUN
ejif-7162	374	6	interest	interest	NOUN
ejif-7162	374	7	in	in	ADP
ejif-7162	374	8	bengkalis	bengkalis	PROPN
ejif-7162	374	9	regency	regency	PROPN
ejif-7162	374	10	riau	riau	PROPN
ejif-7162	374	11	province	province	PROPN
ejif-7162	374	12	indonesia	indonesia	PROPN
ejif-7162	374	13	in	in	ADP
ejif-7162	374	14	using	use	VERB
ejif-7162	374	15	sharia	sharia	PROPN
ejif-7162	374	16	banking	banking	NOUN
ejif-7162	374	17	.	.	PUNCT
ejif-7162	375	1	european	european	PROPN
ejif-7162	375	2	journal	journal	PROPN
ejif-7162	375	3	of	of	ADP
ejif-7162	375	4	islamic	islamic	PROPN
ejif-7162	375	5	finance	finance	PROPN
ejif-7162	375	6	,	,	PUNCT
ejif-7162	375	7	19	19	NUM
ejif-7162	375	8	,	,	PUNCT
ejif-7162	375	9	35–44	35–44	NUM
ejif-7162	375	10	.	.	PUNCT
ejif-7162	376	1	https://doi.org/doi	https://doi.org/doi	NOUN
ejif-7162	376	2	:	:	PUNCT
ejif-7162	376	3	https://doi.org/10.13135/24212172/6108	https://doi.org/10.13135/24212172/6108	PROPN
ejif-7162	376	4	european	european	PROPN
ejif-7162	376	5	journal	journal	PROPN
ejif-7162	376	6	of	of	ADP
ejif-7162	376	7	islamic	islamic	PROPN
ejif-7162	376	8	finance	finance	PROPN
ejif-7162	376	9	issn	issn	PROPN
ejif-7162	376	10	:	:	PUNCT
ejif-7162	376	11	2421	2421	NUM
ejif-7162	376	12	-	-	SYM
ejif-7162	376	13	2172	2172	NUM
ejif-7162	376	14	doi	doi	NOUN
ejif-7162	376	15	:	:	PUNCT
ejif-7162	376	16	10.13135/2421	10.13135/2421	NUM
ejif-7162	376	17	-	-	SYM
ejif-7162	376	18	2172/7162	2172/7162	NUM
ejif-7162	376	19	published	publish	VERB
ejif-7162	376	20	by	by	ADP
ejif-7162	376	21	university	university	PROPN
ejif-7162	376	22	of	of	ADP
ejif-7162	376	23	turin	turin	PROPN
ejif-7162	377	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-7162	377	2	ejif	ejif	PROPN
ejif-7162	377	3	content	content	NOUN
ejif-7162	377	4	is	be	AUX
ejif-7162	377	5	licensed	license	VERB
ejif-7162	377	6	under	under	ADP
ejif-7162	377	7	a	a	DET
ejif-7162	377	8	creative	creative	ADJ
ejif-7162	377	9	commons	common	NOUN
ejif-7162	377	10	attribution	attribution	NOUN
ejif-7162	377	11	4.0	4.0	NUM
ejif-7162	377	12	international	international	ADJ
ejif-7162	377	13	license	license	NOUN
ejif-7162	377	14	59	59	NUM
ejif-7162	377	15	huet	huet	PROPN
ejif-7162	377	16	,	,	PUNCT
ejif-7162	377	17	j.-m	j.-m	PROPN
ejif-7162	377	18	.	.	PUNCT
ejif-7162	377	19	,	,	PUNCT
ejif-7162	377	20	&	&	CCONJ
ejif-7162	377	21	cherqaoui	cherqaoui	ADV
ejif-7162	377	22	,	,	PUNCT
ejif-7162	377	23	s.	s.	PROPN
ejif-7162	377	24	(	(	PUNCT
ejif-7162	377	25	2015	2015	NUM
ejif-7162	377	26	)	)	PUNCT
ejif-7162	377	27	.	.	PUNCT
ejif-7162	378	1	the	the	DET
ejif-7162	378	2	rise	rise	NOUN
ejif-7162	378	3	and	and	CCONJ
ejif-7162	378	4	rise	rise	NOUN
ejif-7162	378	5	of	of	ADP
ejif-7162	378	6	islamic	islamic	ADJ
ejif-7162	378	7	finance	finance	NOUN
ejif-7162	378	8	.	.	PUNCT
ejif-7162	379	1	ibrahim	ibrahim	PROPN
ejif-7162	379	2	,	,	PUNCT
ejif-7162	379	3	m.	m.	PROPN
ejif-7162	379	4	h.	h.	PROPN
ejif-7162	379	5	,	,	PUNCT
ejif-7162	379	6	salim	salim	PROPN
ejif-7162	379	7	,	,	PUNCT
ejif-7162	379	8	k.	k.	PROPN
ejif-7162	379	9	,	,	PUNCT
ejif-7162	379	10	abojeib	abojeib	PROPN
ejif-7162	379	11	,	,	PUNCT
ejif-7162	379	12	m.	m.	NOUN
ejif-7162	379	13	,	,	PUNCT
ejif-7162	379	14	&	&	CCONJ
ejif-7162	379	15	yeap	yeap	PROPN
ejif-7162	379	16	,	,	PUNCT
ejif-7162	379	17	l.	l.	PROPN
ejif-7162	379	18	w.	w.	PROPN
ejif-7162	379	19	(	(	PUNCT
ejif-7162	379	20	2019	2019	NUM
ejif-7162	379	21	)	)	PUNCT
ejif-7162	379	22	.	.	PUNCT
ejif-7162	380	1	structural	structural	ADJ
ejif-7162	380	2	changes	change	NOUN
ejif-7162	380	3	,	,	PUNCT
ejif-7162	380	4	competition	competition	NOUN
ejif-7162	380	5	and	and	CCONJ
ejif-7162	380	6	bank	bank	NOUN
ejif-7162	380	7	stability	stability	NOUN
ejif-7162	380	8	in	in	ADP
ejif-7162	380	9	malaysia	malaysia	PROPN
ejif-7162	380	10	’s	’s	PART
ejif-7162	380	11	dual	dual	ADJ
ejif-7162	380	12	banking	banking	NOUN
ejif-7162	380	13	system	system	NOUN
ejif-7162	380	14	.	.	PUNCT
ejif-7162	381	1	economic	economic	ADJ
ejif-7162	381	2	systems	system	NOUN
ejif-7162	381	3	,	,	PUNCT
ejif-7162	381	4	43(1	43(1	NOUN
ejif-7162	381	5	)	)	PUNCT
ejif-7162	381	6	,	,	PUNCT
ejif-7162	381	7	111–129	111–129	NUM
ejif-7162	381	8	.	.	PUNCT
ejif-7162	382	1	https://doi.org/10.1016/j.ecosys.2018.09.001	https://doi.org/10.1016/j.ecosys.2018.09.001	PROPN
ejif-7162	382	2	iqbal	iqbal	PROPN
ejif-7162	382	3	,	,	PUNCT
ejif-7162	382	4	z.	z.	PROPN
ejif-7162	382	5	,	,	PUNCT
ejif-7162	382	6	&	&	CCONJ
ejif-7162	382	7	mirakhor	mirakhor	NOUN
ejif-7162	382	8	,	,	PUNCT
ejif-7162	382	9	a.	a.	NOUN
ejif-7162	382	10	(	(	PUNCT
ejif-7162	382	11	2011	2011	NUM
ejif-7162	382	12	)	)	PUNCT
ejif-7162	382	13	.	.	PUNCT
ejif-7162	383	1	an	an	DET
ejif-7162	383	2	introduction	introduction	NOUN
ejif-7162	383	3	to	to	ADP
ejif-7162	383	4	islamic	islamic	ADJ
ejif-7162	383	5	finance	finance	NOUN
ejif-7162	383	6	:	:	PUNCT
ejif-7162	383	7	theory	theory	NOUN
ejif-7162	383	8	and	and	CCONJ
ejif-7162	383	9	practice	practice	NOUN
ejif-7162	383	10	(	(	PUNCT
ejif-7162	383	11	2nd	2nd	ADJ
ejif-7162	383	12	ed	ed	NOUN
ejif-7162	383	13	.	.	PUNCT
ejif-7162	383	14	)	)	PUNCT
ejif-7162	383	15	.	.	PUNCT
ejif-7162	384	1	singapore	singapore	PROPN
ejif-7162	384	2	:	:	PUNCT
ejif-7162	385	1	john	john	PROPN
ejif-7162	385	2	wiley	wiley	PROPN
ejif-7162	385	3	&	&	CCONJ
ejif-7162	385	4	sons	son	NOUN
ejif-7162	385	5	.	.	PUNCT
ejif-7162	386	1	itani	itani	PROPN
ejif-7162	386	2	,	,	PUNCT
ejif-7162	386	3	h.	h.	PROPN
ejif-7162	386	4	,	,	PUNCT
ejif-7162	386	5	sidani	sidani	PROPN
ejif-7162	386	6	,	,	PUNCT
ejif-7162	386	7	y.	y.	PROPN
ejif-7162	386	8	m.	m.	PROPN
ejif-7162	386	9	,	,	PUNCT
ejif-7162	386	10	&	&	CCONJ
ejif-7162	386	11	baalbaki	baalbaki	PROPN
ejif-7162	386	12	,	,	PUNCT
ejif-7162	386	13	i.	i.	PROPN
ejif-7162	386	14	(	(	PUNCT
ejif-7162	386	15	2011	2011	NUM
ejif-7162	386	16	)	)	PUNCT
ejif-7162	386	17	.	.	PUNCT
ejif-7162	387	1	united	united	PROPN
ejif-7162	387	2	arab	arab	PROPN
ejif-7162	387	3	emirates	emirates	PROPN
ejif-7162	387	4	female	female	ADJ
ejif-7162	387	5	entrepreneurs	entrepreneur	NOUN
ejif-7162	387	6	:	:	PUNCT
ejif-7162	387	7	motivations	motivation	NOUN
ejif-7162	387	8	and	and	CCONJ
ejif-7162	387	9	frustrations	frustration	NOUN
ejif-7162	387	10	.	.	PUNCT
ejif-7162	388	1	equality	equality	NOUN
ejif-7162	388	2	,	,	PUNCT
ejif-7162	388	3	diversity	diversity	NOUN
ejif-7162	388	4	and	and	CCONJ
ejif-7162	388	5	inclusion	inclusion	NOUN
ejif-7162	388	6	:	:	PUNCT
ejif-7162	388	7	an	an	DET
ejif-7162	388	8	international	international	ADJ
ejif-7162	388	9	journal	journal	NOUN
ejif-7162	388	10	,	,	PUNCT
ejif-7162	388	11	30(5	30(5	NUM
ejif-7162	388	12	)	)	PUNCT
ejif-7162	388	13	,	,	PUNCT
ejif-7162	388	14	409–424	409–424	NUM
ejif-7162	388	15	.	.	PUNCT
ejif-7162	389	1	https://doi.org/10.1108/02610151111150654	https://doi.org/10.1108/02610151111150654	PROPN
ejif-7162	389	2	jirvaj	jirvaj	PROPN
ejif-7162	389	3	,	,	PUNCT
ejif-7162	389	4	h.	h.	PROPN
ejif-7162	389	5	(	(	PUNCT
ejif-7162	389	6	2022	2022	NUM
ejif-7162	389	7	,	,	PUNCT
ejif-7162	389	8	january	january	PROPN
ejif-7162	389	9	20	20	NUM
ejif-7162	389	10	)	)	PUNCT
ejif-7162	389	11	.	.	PUNCT
ejif-7162	390	1	outlook	outlook	NOUN
ejif-7162	390	2	2022	2022	NUM
ejif-7162	390	3	uk	uk	PROPN
ejif-7162	390	4	islamic	islamic	ADJ
ejif-7162	390	5	finance	finance	NOUN
ejif-7162	390	6	-	-	PUNCT
ejif-7162	390	7	sector	sector	NOUN
ejif-7162	390	8	navigates	navigate	VERB
ejif-7162	390	9	covid-19	covid-19	PROPN
ejif-7162	390	10	and	and	CCONJ
ejif-7162	390	11	the	the	DET
ejif-7162	390	12	post	post	ADJ
ejif-7162	390	13	-	-	ADJ
ejif-7162	390	14	brexit	brexit	ADJ
ejif-7162	390	15	era	era	NOUN
ejif-7162	390	16	.	.	PUNCT
ejif-7162	391	1	salaam	salaam	PROPN
ejif-7162	391	2	gateway	gateway	PROPN
ejif-7162	391	3	.	.	PUNCT
ejif-7162	391	4	retrieved	retrieve	VERB
ejif-7162	391	5	from	from	ADP
ejif-7162	391	6	https://www.salaamgateway.com/story/outlook-2022-uk-islamic-finance-sector-navigatescovid-19-and-the-post-brexit-era	https://www.salaamgateway.com/story/outlook-2022-uk-islamic-finance-sector-navigatescovid-19-and-the-post-brexit-era	NOUN
ejif-7162	391	7	kadi	kadi	PROPN
ejif-7162	391	8	,	,	PUNCT
ejif-7162	391	9	s.	s.	PROPN
ejif-7162	391	10	(	(	PUNCT
ejif-7162	391	11	2022	2022	NUM
ejif-7162	391	12	)	)	PUNCT
ejif-7162	391	13	.	.	PUNCT
ejif-7162	392	1	research	research	NOUN
ejif-7162	392	2	methods	method	NOUN
ejif-7162	392	3	for	for	ADP
ejif-7162	392	4	islamic	islamic	ADJ
ejif-7162	392	5	banking	banking	NOUN
ejif-7162	392	6	and	and	CCONJ
ejif-7162	392	7	finance	finance	NOUN
ejif-7162	392	8	law	law	NOUN
ejif-7162	392	9	:	:	PUNCT
ejif-7162	392	10	interdisciplinary	interdisciplinary	ADJ
ejif-7162	392	11	research	research	NOUN
ejif-7162	392	12	method	method	NOUN
ejif-7162	392	13	.	.	PUNCT
ejif-7162	393	1	european	european	PROPN
ejif-7162	393	2	journal	journal	PROPN
ejif-7162	393	3	of	of	ADP
ejif-7162	393	4	islamic	islamic	PROPN
ejif-7162	393	5	finance	finance	PROPN
ejif-7162	393	6	,	,	PUNCT
ejif-7162	393	7	9(2	9(2	NUM
ejif-7162	393	8	)	)	PUNCT
ejif-7162	393	9	,	,	PUNCT
ejif-7162	393	10	1–8	1–8	X
ejif-7162	393	11	.	.	PUNCT
ejif-7162	393	12	https://doi.org/10.13135/2421-2172/6628	https://doi.org/10.13135/2421-2172/6628	PROPN
ejif-7162	393	13	kamdzhalov	kamdzhalov	PROPN
ejif-7162	393	14	,	,	PUNCT
ejif-7162	393	15	m.	m.	NOUN
ejif-7162	393	16	(	(	PUNCT
ejif-7162	393	17	2022	2022	NUM
ejif-7162	393	18	)	)	PUNCT
ejif-7162	393	19	.	.	PUNCT
ejif-7162	394	1	evaluation	evaluation	NOUN
ejif-7162	394	2	of	of	ADP
ejif-7162	394	3	some	some	DET
ejif-7162	394	4	key	key	ADJ
ejif-7162	394	5	features	feature	NOUN
ejif-7162	394	6	of	of	ADP
ejif-7162	394	7	islamic	islamic	ADJ
ejif-7162	394	8	finance	finance	NOUN
ejif-7162	394	9	in	in	ADP
ejif-7162	394	10	non	non	ADJ
ejif-7162	394	11	-	-	ADJ
ejif-7162	394	12	islamic	islamic	ADJ
ejif-7162	394	13	economies	economy	NOUN
ejif-7162	394	14	:	:	PUNCT
ejif-7162	394	15	bulgarian	bulgarian	ADJ
ejif-7162	394	16	perspective	perspective	NOUN
ejif-7162	394	17	.	.	PUNCT
ejif-7162	395	1	european	european	PROPN
ejif-7162	395	2	journal	journal	PROPN
ejif-7162	395	3	of	of	ADP
ejif-7162	395	4	islamic	islamic	PROPN
ejif-7162	395	5	finance	finance	PROPN
ejif-7162	395	6	,	,	PUNCT
ejif-7162	395	7	9(2	9(2	NUM
ejif-7162	395	8	)	)	PUNCT
ejif-7162	395	9	,	,	PUNCT
ejif-7162	395	10	9–17	9–17	PROPN
ejif-7162	395	11	.	.	PUNCT
ejif-7162	396	1	https://doi.org/10.13135/2421-2172/6504	https://doi.org/10.13135/2421-2172/6504	PROPN
ejif-7162	396	2	katterbauer	katterbauer	PROPN
ejif-7162	396	3	,	,	PUNCT
ejif-7162	396	4	k.	k.	PROPN
ejif-7162	396	5	,	,	PUNCT
ejif-7162	396	6	&	&	CCONJ
ejif-7162	396	7	moschetta	moschetta	PROPN
ejif-7162	396	8	,	,	PUNCT
ejif-7162	396	9	p.	p.	NOUN
ejif-7162	396	10	(	(	PUNCT
ejif-7162	396	11	2022	2022	NUM
ejif-7162	396	12	)	)	PUNCT
ejif-7162	396	13	.	.	PUNCT
ejif-7162	397	1	a	a	DET
ejif-7162	397	2	deep	deep	ADJ
ejif-7162	397	3	learning	learning	NOUN
ejif-7162	397	4	approach	approach	NOUN
ejif-7162	397	5	to	to	ADP
ejif-7162	397	6	risk	risk	NOUN
ejif-7162	397	7	management	management	NOUN
ejif-7162	397	8	modeling	modeling	NOUN
ejif-7162	397	9	for	for	ADP
ejif-7162	397	10	islamic	islamic	ADJ
ejif-7162	397	11	microfinance	microfinance	NOUN
ejif-7162	397	12	.	.	PUNCT
ejif-7162	398	1	european	european	PROPN
ejif-7162	398	2	journal	journal	PROPN
ejif-7162	398	3	of	of	ADP
ejif-7162	398	4	islamic	islamic	PROPN
ejif-7162	398	5	finance	finance	PROPN
ejif-7162	398	6	,	,	PUNCT
ejif-7162	398	7	9(2	9(2	NUM
ejif-7162	398	8	)	)	PUNCT
ejif-7162	398	9	,	,	PUNCT
ejif-7162	398	10	35–43	35–43	NUM
ejif-7162	398	11	.	.	PUNCT
ejif-7162	399	1	https://doi.org/10.13135/2421-2172/6202-published	https://doi.org/10.13135/2421-2172/6202-publishe	VERB
ejif-7162	399	2	kauppinen	kauppinen	NOUN
ejif-7162	399	3	,	,	PUNCT
ejif-7162	399	4	t.	t.	NOUN
ejif-7162	399	5	m.	m.	NOUN
ejif-7162	399	6	,	,	PUNCT
ejif-7162	399	7	&	&	CCONJ
ejif-7162	399	8	vilkama	vilkama	NOUN
ejif-7162	399	9	,	,	PUNCT
ejif-7162	399	10	k.	k.	PROPN
ejif-7162	399	11	(	(	PUNCT
ejif-7162	399	12	2016	2016	NUM
ejif-7162	399	13	)	)	PUNCT
ejif-7162	399	14	.	.	PUNCT
ejif-7162	400	1	entry	entry	NOUN
ejif-7162	400	2	to	to	ADP
ejif-7162	400	3	homeownership	homeownership	NOUN
ejif-7162	400	4	among	among	ADP
ejif-7162	400	5	immigrants	immigrant	NOUN
ejif-7162	400	6	:	:	PUNCT
ejif-7162	400	7	a	a	DET
ejif-7162	400	8	decomposition	decomposition	NOUN
ejif-7162	400	9	of	of	ADP
ejif-7162	400	10	factors	factor	NOUN
ejif-7162	400	11	contributing	contribute	VERB
ejif-7162	400	12	to	to	ADP
ejif-7162	400	13	the	the	DET
ejif-7162	400	14	gap	gap	NOUN
ejif-7162	400	15	with	with	ADP
ejif-7162	400	16	native	native	ADJ
ejif-7162	400	17	-	-	PUNCT
ejif-7162	400	18	born	bear	VERB
ejif-7162	400	19	residents	resident	NOUN
ejif-7162	400	20	.	.	PUNCT
ejif-7162	401	1	housing	housing	NOUN
ejif-7162	401	2	studies	study	NOUN
ejif-7162	401	3	,	,	PUNCT
ejif-7162	401	4	31(4	31(4	NUM
ejif-7162	401	5	)	)	PUNCT
ejif-7162	401	6	,	,	PUNCT
ejif-7162	401	7	463–488	463–488	NUM
ejif-7162	401	8	.	.	PUNCT
ejif-7162	402	1	https://doi.org/10.1080/02673037.2015.1094566	https://doi.org/10.1080/02673037.2015.1094566	PROPN
ejif-7162	402	2	kauppinen	kauppinen	NOUN
ejif-7162	402	3	,	,	PUNCT
ejif-7162	402	4	t.	t.	NOUN
ejif-7162	402	5	m.	m.	PROPN
ejif-7162	402	6	,	,	PUNCT
ejif-7162	402	7	andersen	andersen	PROPN
ejif-7162	402	8	,	,	PUNCT
ejif-7162	402	9	h.	h.	PROPN
ejif-7162	402	10	s.	s.	PROPN
ejif-7162	402	11	,	,	PUNCT
ejif-7162	402	12	&	&	CCONJ
ejif-7162	402	13	hedman	hedman	PROPN
ejif-7162	402	14	,	,	PUNCT
ejif-7162	402	15	l.	l.	PROPN
ejif-7162	402	16	(	(	PUNCT
ejif-7162	402	17	2016	2016	NUM
ejif-7162	402	18	)	)	PUNCT
ejif-7162	402	19	.	.	PUNCT
ejif-7162	403	1	determinants	determinant	NOUN
ejif-7162	403	2	of	of	ADP
ejif-7162	403	3	immigrants	immigrant	NOUN
ejif-7162	403	4	’	'	PUNCT
ejif-7162	403	5	entry	entry	NOUN
ejif-7162	403	6	to	to	ADP
ejif-7162	403	7	homeownership	homeownership	NOUN
ejif-7162	403	8	in	in	ADP
ejif-7162	403	9	three	three	NUM
ejif-7162	403	10	nordic	nordic	ADJ
ejif-7162	403	11	capital	capital	NOUN
ejif-7162	403	12	city	city	NOUN
ejif-7162	403	13	regions	region	NOUN
ejif-7162	403	14	.	.	PUNCT
ejif-7162	404	1	swedish	swedish	ADJ
ejif-7162	404	2	society	society	PROPN
ejif-7162	404	3	for	for	ADP
ejif-7162	404	4	anthropology	anthropology	NOUN
ejif-7162	404	5	and	and	CCONJ
ejif-7162	404	6	geography	geography	NOUN
ejif-7162	404	7	,	,	PUNCT
ejif-7162	404	8	97(4	97(4	NUM
ejif-7162	404	9	)	)	PUNCT
ejif-7162	404	10	,	,	PUNCT
ejif-7162	404	11	343–362	343–362	NUM
ejif-7162	404	12	.	.	PUNCT
ejif-7162	404	13	kela	kela	PROPN
ejif-7162	404	14	.	.	PUNCT
ejif-7162	405	1	(	(	PUNCT
ejif-7162	405	2	n.d	n.d	PROPN
ejif-7162	405	3	.	.	PROPN
ejif-7162	405	4	)	)	PUNCT
ejif-7162	405	5	.	.	PUNCT
ejif-7162	406	1	housing	housing	NOUN
ejif-7162	406	2	benefits	benefit	NOUN
ejif-7162	406	3	.	.	PUNCT
ejif-7162	407	1	retrieved	retrieve	VERB
ejif-7162	407	2	march	march	PROPN
ejif-7162	407	3	4	4	NUM
ejif-7162	407	4	,	,	PUNCT
ejif-7162	407	5	2022	2022	NUM
ejif-7162	407	6	,	,	PUNCT
ejif-7162	407	7	from	from	ADP
ejif-7162	407	8	https://www.kela.fi/web/en/housing-benefits	https://www.kela.fi/web/en/housing-benefits	DET
ejif-7162	407	9	khavarinezhad	khavarinezhad	PROPN
ejif-7162	407	10	,	,	PUNCT
ejif-7162	407	11	s.	s.	PROPN
ejif-7162	407	12	,	,	PUNCT
ejif-7162	407	13	biancone	biancone	NOUN
ejif-7162	407	14	,	,	PUNCT
ejif-7162	407	15	p.	p.	NOUN
ejif-7162	407	16	,	,	PUNCT
ejif-7162	407	17	&	&	CCONJ
ejif-7162	407	18	jafari	jafari	PROPN
ejif-7162	407	19	-	-	PROPN
ejif-7162	407	20	sadeghi	sadeghi	PROPN
ejif-7162	407	21	,	,	PUNCT
ejif-7162	407	22	v.	v.	PROPN
ejif-7162	407	23	(	(	PUNCT
ejif-7162	407	24	2021	2021	NUM
ejif-7162	407	25	)	)	PUNCT
ejif-7162	407	26	.	.	PUNCT
ejif-7162	408	1	financing	financing	NOUN
ejif-7162	408	2	in	in	ADP
ejif-7162	408	3	the	the	DET
ejif-7162	408	4	islamic	islamic	ADJ
ejif-7162	408	5	system	system	NOUN
ejif-7162	408	6	and	and	CCONJ
ejif-7162	408	7	sustainable	sustainable	ADJ
ejif-7162	408	8	economic	economic	ADJ
ejif-7162	408	9	development	development	NOUN
ejif-7162	408	10	of	of	ADP
ejif-7162	408	11	selected	select	VERB
ejif-7162	408	12	islamic	islamic	ADJ
ejif-7162	408	13	countries	country	NOUN
ejif-7162	408	14	.	.	PUNCT
ejif-7162	409	1	european	european	PROPN
ejif-7162	409	2	journal	journal	PROPN
ejif-7162	409	3	of	of	ADP
ejif-7162	409	4	islamic	islamic	PROPN
ejif-7162	409	5	finance	finance	PROPN
ejif-7162	409	6	,	,	PUNCT
ejif-7162	409	7	19	19	NUM
ejif-7162	409	8	,	,	PUNCT
ejif-7162	409	9	1–6	1–6	NUM
ejif-7162	409	10	.	.	PUNCT
ejif-7162	410	1	https://doi.org/10.13135/2421-2172/6158	https://doi.org/10.13135/2421-2172/6158	PROPN
ejif-7162	410	2	lanzara	lanzara	PROPN
ejif-7162	410	3	,	,	PUNCT
ejif-7162	410	4	f.	f.	PROPN
ejif-7162	410	5	(	(	PUNCT
ejif-7162	410	6	2021	2021	NUM
ejif-7162	410	7	)	)	PUNCT
ejif-7162	410	8	.	.	PUNCT
ejif-7162	411	1	islamic	islamic	ADJ
ejif-7162	411	2	finance	finance	NOUN
ejif-7162	411	3	and	and	CCONJ
ejif-7162	411	4	sustainable	sustainable	ADJ
ejif-7162	411	5	development	development	NOUN
ejif-7162	411	6	goals	goal	NOUN
ejif-7162	411	7	.	.	PUNCT
ejif-7162	412	1	a	a	DET
ejif-7162	412	2	bibliometric	bibliometric	ADJ
ejif-7162	412	3	analysis	analysis	NOUN
ejif-7162	412	4	from	from	ADP
ejif-7162	412	5	2000	2000	NUM
ejif-7162	412	6	to	to	ADP
ejif-7162	412	7	2021	2021	NUM
ejif-7162	412	8	.	.	PUNCT
ejif-7162	413	1	european	european	PROPN
ejif-7162	413	2	journal	journal	PROPN
ejif-7162	413	3	of	of	ADP
ejif-7162	413	4	islamic	islamic	PROPN
ejif-7162	413	5	finance	finance	PROPN
ejif-7162	413	6	,	,	PUNCT
ejif-7162	413	7	18	18	NUM
ejif-7162	413	8	,	,	PUNCT
ejif-7162	413	9	1–19	1–19	PROPN
ejif-7162	413	10	.	.	PUNCT
ejif-7162	414	1	https://doi.org/10.13135/2421-2172/5765	https://doi.org/10.13135/2421-2172/5765	PROPN
ejif-7162	414	2	loke	loke	PROPN
ejif-7162	414	3	ke	ke	PROPN
ejif-7162	414	4	wei	wei	PROPN
ejif-7162	414	5	,	,	PUNCT
ejif-7162	414	6	k.	k.	PROPN
ejif-7162	414	7	,	,	PUNCT
ejif-7162	414	8	&	&	CCONJ
ejif-7162	414	9	mohd	mohd	PROPN
ejif-7162	414	10	thas	thas	PROPN
ejif-7162	414	11	thaker	thaker	PROPN
ejif-7162	414	12	,	,	PUNCT
ejif-7162	414	13	h.	h.	PROPN
ejif-7162	414	14	(	(	PUNCT
ejif-7162	414	15	2017	2017	NUM
ejif-7162	414	16	)	)	PUNCT
ejif-7162	414	17	.	.	PUNCT
ejif-7162	415	1	a	a	DET
ejif-7162	415	2	qualitative	qualitative	ADJ
ejif-7162	415	3	inquiry	inquiry	NOUN
ejif-7162	415	4	into	into	ADP
ejif-7162	415	5	islamic	islamic	ADJ
ejif-7162	415	6	home	home	NOUN
ejif-7162	415	7	financing	financing	NOUN
ejif-7162	415	8	:	:	PUNCT
ejif-7162	415	9	evidence	evidence	NOUN
ejif-7162	415	10	from	from	ADP
ejif-7162	415	11	malaysia	malaysia	PROPN
ejif-7162	415	12	.	.	PUNCT
ejif-7162	416	1	qualitative	qualitative	ADJ
ejif-7162	416	2	research	research	NOUN
ejif-7162	416	3	in	in	ADP
ejif-7162	416	4	financial	financial	ADJ
ejif-7162	416	5	markets	market	NOUN
ejif-7162	416	6	,	,	PUNCT
ejif-7162	416	7	9(2	9(2	NUM
ejif-7162	416	8	)	)	PUNCT
ejif-7162	416	9	,	,	PUNCT
ejif-7162	416	10	147–167	147–167	NUM
ejif-7162	416	11	.	.	PUNCT
ejif-7162	417	1	mabrouk	mabrouk	PROPN
ejif-7162	417	2	,	,	PUNCT
ejif-7162	417	3	a.	a.	PROPN
ejif-7162	417	4	,	,	PUNCT
ejif-7162	417	5	farah	farah	PROPN
ejif-7162	417	6	,	,	PUNCT
ejif-7162	417	7	l.	l.	PROPN
ejif-7162	417	8	,	,	PUNCT
ejif-7162	417	9	&	&	CCONJ
ejif-7162	417	10	consultant	consultant	NOUN
ejif-7162	417	11	-proximab	-proximab	PROPN
ejif-7162	417	12	group	group	NOUN
ejif-7162	417	13	,	,	PUNCT
ejif-7162	417	14	p.-s	p.-s	PROPN
ejif-7162	417	15	.	.	PUNCT
ejif-7162	418	1	(	(	PUNCT
ejif-7162	418	2	2021	2021	NUM
ejif-7162	418	3	)	)	PUNCT
ejif-7162	418	4	.	.	PUNCT
ejif-7162	419	1	liquidity	liquidity	NOUN
ejif-7162	419	2	risk	risk	NOUN
ejif-7162	419	3	management	management	NOUN
ejif-7162	419	4	in	in	ADP
ejif-7162	419	5	the	the	DET
ejif-7162	419	6	islamic	islamic	ADJ
ejif-7162	419	7	banking	banking	NOUN
ejif-7162	419	8	:	:	PUNCT
ejif-7162	419	9	portfolio	portfolio	NOUN
ejif-7162	419	10	of	of	ADP
ejif-7162	419	11	ijara	ijara	PROPN
ejif-7162	419	12	and	and	CCONJ
ejif-7162	419	13	murabaha	murabaha	NOUN
ejif-7162	419	14	.	.	PUNCT
ejif-7162	420	1	european	european	PROPN
ejif-7162	420	2	journal	journal	PROPN
ejif-7162	420	3	of	of	ADP
ejif-7162	420	4	islamic	islamic	PROPN
ejif-7162	420	5	finance	finance	PROPN
ejif-7162	420	6	,	,	PUNCT
ejif-7162	420	7	18	18	NUM
ejif-7162	420	8	.	.	PUNCT
ejif-7162	420	9	https://doi.org/10.13135/2421-2172/5848	https://doi.org/10.13135/2421-2172/5848	PROPN
ejif-7162	420	10	masood	masood	PROPN
ejif-7162	420	11	,	,	PUNCT
ejif-7162	420	12	o.	o.	PROPN
ejif-7162	420	13	,	,	PUNCT
ejif-7162	420	14	&	&	CCONJ
ejif-7162	420	15	bellalah	bellalah	PROPN
ejif-7162	420	16	,	,	PUNCT
ejif-7162	420	17	m.	m.	NOUN
ejif-7162	420	18	(	(	PUNCT
ejif-7162	420	19	2013	2013	NUM
ejif-7162	420	20	)	)	PUNCT
ejif-7162	420	21	.	.	PUNCT
ejif-7162	421	1	development	development	NOUN
ejif-7162	421	2	and	and	CCONJ
ejif-7162	421	3	scope	scope	NOUN
ejif-7162	421	4	of	of	ADP
ejif-7162	421	5	islamic	islamic	PROPN
ejif-7162	421	6	bank	bank	PROPN
ejif-7162	421	7	bonds	bond	NOUN
ejif-7162	421	8	(	(	PUNCT
ejif-7162	421	9	sukuk	sukuk	NOUN
ejif-7162	421	10	)	)	PUNCT
ejif-7162	421	11	.	.	PUNCT
ejif-7162	422	1	in	in	ADP
ejif-7162	422	2	o.	o.	PROPN
ejif-7162	422	3	masood	masood	PROPN
ejif-7162	422	4	&	&	CCONJ
ejif-7162	422	5	m.	m.	PROPN
ejif-7162	422	6	bellalah	bellalah	PROPN
ejif-7162	422	7	(	(	PUNCT
ejif-7162	422	8	eds	ed	NOUN
ejif-7162	422	9	.	.	PUNCT
ejif-7162	422	10	)	)	PUNCT
ejif-7162	422	11	,	,	PUNCT
ejif-7162	422	12	islamic	islamic	ADJ
ejif-7162	422	13	banking	banking	NOUN
ejif-7162	422	14	and	and	CCONJ
ejif-7162	422	15	finance	finance	NOUN
ejif-7162	422	16	(	(	PUNCT
ejif-7162	422	17	pp	pp	ADJ
ejif-7162	422	18	.	.	PUNCT
ejif-7162	423	1	126–158	126–158	NUM
ejif-7162	423	2	)	)	PUNCT
ejif-7162	423	3	.	.	PUNCT
ejif-7162	424	1	cambridge	cambridge	PROPN
ejif-7162	424	2	scholars	scholar	NOUN
ejif-7162	424	3	publishing	publish	VERB
ejif-7162	424	4	.	.	PUNCT
ejif-7162	425	1	maulidizen	maulidizen	PROPN
ejif-7162	425	2	,	,	PUNCT
ejif-7162	425	3	a.	a.	NOUN
ejif-7162	425	4	(	(	PUNCT
ejif-7162	425	5	2018a	2018a	NUM
ejif-7162	425	6	)	)	PUNCT
ejif-7162	425	7	.	.	PUNCT
ejif-7162	426	1	a	a	DET
ejif-7162	426	2	critical	critical	ADJ
ejif-7162	426	3	analysis	analysis	NOUN
ejif-7162	426	4	of	of	ADP
ejif-7162	426	5	islam	islam	PROPN
ejif-7162	426	6	,	,	PUNCT
ejif-7162	426	7	economy	economy	NOUN
ejif-7162	426	8	and	and	CCONJ
ejif-7162	426	9	finance	finance	NOUN
ejif-7162	426	10	in	in	ADP
ejif-7162	426	11	the	the	DET
ejif-7162	426	12	early	early	ADJ
ejif-7162	426	13	21st	21st	ADJ
ejif-7162	426	14	century	century	NOUN
ejif-7162	426	15	.	.	PUNCT
ejif-7162	427	1	hukum	hukum	PROPN
ejif-7162	427	2	islam	islam	PROPN
ejif-7162	427	3	,	,	PUNCT
ejif-7162	427	4	17(2	17(2	NUM
ejif-7162	427	5	)	)	PUNCT
ejif-7162	427	6	,	,	PUNCT
ejif-7162	427	7	132–151	132–151	NUM
ejif-7162	427	8	.	.	PUNCT
ejif-7162	428	1	https://doi.org/http://dx.doi.org/10.24014/hi.v17i2.4984	https://doi.org/http://dx.doi.org/10.24014/hi.v17i2.4984	PROPN
ejif-7162	428	2	maulidizen	maulidizen	PROPN
ejif-7162	428	3	,	,	PUNCT
ejif-7162	428	4	a.	a.	NOUN
ejif-7162	428	5	(	(	PUNCT
ejif-7162	428	6	2018b	2018b	NUM
ejif-7162	428	7	)	)	PUNCT
ejif-7162	428	8	.	.	PUNCT
ejif-7162	429	1	analisis	analisis	PROPN
ejif-7162	429	2	kritis	kritis	PROPN
ejif-7162	429	3	pembiayaan	pembiayaan	PROPN
ejif-7162	429	4	murābaḥah	murābaḥah	PROPN
ejif-7162	429	5	di	di	PROPN
ejif-7162	429	6	keuangan	keuangan	PROPN
ejif-7162	429	7	islam	islam	PROPN
ejif-7162	429	8	modern	modern	PROPN
ejif-7162	429	9	indonesia	indonesia	PROPN
ejif-7162	429	10	.	.	PUNCT
ejif-7162	430	1	jurnal	jurnal	ADJ
ejif-7162	430	2	ilmiah	ilmiah	PROPN
ejif-7162	430	3	ekonomi	ekonomi	PROPN
ejif-7162	430	4	islam	islam	PROPN
ejif-7162	430	5	,	,	PUNCT
ejif-7162	430	6	4(2	4(2	NUM
ejif-7162	430	7	)	)	PUNCT
ejif-7162	430	8	,	,	PUNCT
ejif-7162	430	9	76–90	76–90	NUM
ejif-7162	430	10	.	.	PUNCT
ejif-7162	431	1	https://doi.org/http://dx.doi.org/10.29040/jiei.v4i02.189	https://doi.org/http://dx.doi.org/10.29040/jiei.v4i02.189	PROPN
ejif-7162	431	2	maulidizen	maulidizen	PROPN
ejif-7162	431	3	,	,	PUNCT
ejif-7162	431	4	a.	a.	NOUN
ejif-7162	431	5	(	(	PUNCT
ejif-7162	431	6	2018c	2018c	NUM
ejif-7162	431	7	)	)	PUNCT
ejif-7162	431	8	.	.	PUNCT
ejif-7162	432	1	literature	literature	NOUN
ejif-7162	432	2	study	study	NOUN
ejif-7162	432	3	on	on	ADP
ejif-7162	432	4	murābaḥah	murābaḥah	ADJ
ejif-7162	432	5	financing	financing	NOUN
ejif-7162	432	6	in	in	ADP
ejif-7162	432	7	islamic	islamic	ADJ
ejif-7162	432	8	banking	banking	NOUN
ejif-7162	432	9	in	in	ADP
ejif-7162	432	10	indonesia	indonesia	PROPN
ejif-7162	432	11	.	.	PUNCT
ejif-7162	433	1	economica	economica	PROPN
ejif-7162	433	2	:	:	PUNCT
ejif-7162	433	3	jurnal	jurnal	ADJ
ejif-7162	433	4	ekonomi	ekonomi	PROPN
ejif-7162	433	5	islam	islam	PROPN
ejif-7162	433	6	,	,	PUNCT
ejif-7162	433	7	9(1	9(1	NUM
ejif-7162	433	8	)	)	PUNCT
ejif-7162	433	9	,	,	PUNCT
ejif-7162	433	10	25–49	25–49	NUM
ejif-7162	433	11	.	.	PUNCT
ejif-7162	434	1	https://doi.org/https://doi.org/10.21580/economica.2018.9.1.2411	https://doi.org/https://doi.org/10.21580/economica.2018.9.1.2411	PROPN
ejif-7162	434	2	maulidizen	maulidizen	PROPN
ejif-7162	434	3	,	,	PUNCT
ejif-7162	434	4	a.	a.	NOUN
ejif-7162	434	5	(	(	PUNCT
ejif-7162	434	6	2019	2019	NUM
ejif-7162	434	7	)	)	PUNCT
ejif-7162	434	8	.	.	PUNCT
ejif-7162	435	1	business	business	NOUN
ejif-7162	435	2	ethics	ethic	NOUN
ejif-7162	435	3	:	:	PUNCT
ejif-7162	435	4	analysis	analysis	NOUN
ejif-7162	435	5	of	of	ADP
ejif-7162	435	6	al	al	PROPN
ejif-7162	435	7	-	-	PUNCT
ejif-7162	435	8	ghazali	ghazali	PROPN
ejif-7162	435	9	’s	’s	PART
ejif-7162	435	10	economic	economic	ADJ
ejif-7162	435	11	thought	thought	NOUN
ejif-7162	435	12	with	with	ADP
ejif-7162	435	13	sufism	sufism	PROPN
ejif-7162	435	14	approach	approach	NOUN
ejif-7162	435	15	.	.	PUNCT
ejif-7162	436	1	religia	religia	NOUN
ejif-7162	436	2	,	,	PUNCT
ejif-7162	436	3	160	160	NUM
ejif-7162	436	4	–	–	SYM
ejif-7162	436	5	177	177	NUM
ejif-7162	436	6	.	.	PUNCT
ejif-7162	436	7	https://doi.org/10.28918/religia.v22i2.2067	https://doi.org/10.28918/religia.v22i2.2067	NUM
ejif-7162	436	8	maulidizen	maulidizen	PROPN
ejif-7162	436	9	,	,	PUNCT
ejif-7162	436	10	a.	a.	PROPN
ejif-7162	436	11	,	,	PUNCT
ejif-7162	436	12	&	&	CCONJ
ejif-7162	436	13	nida	nida	PROPN
ejif-7162	436	14	,	,	PUNCT
ejif-7162	436	15	n.	n.	PROPN
ejif-7162	436	16	(	(	PUNCT
ejif-7162	436	17	2019	2019	NUM
ejif-7162	436	18	)	)	PUNCT
ejif-7162	436	19	.	.	PUNCT
ejif-7162	437	1	pengaruh	pengaruh	PROPN
ejif-7162	437	2	pembiayaan	pembiayaan	PROPN
ejif-7162	437	3	murabahah	murabahah	PROPN
ejif-7162	437	4	terhadap	terhadap	PROPN
ejif-7162	437	5	profitabilitas	profitabilitas	PROPN
ejif-7162	437	6	bank	bank	PROPN
ejif-7162	437	7	umum	umum	PROPN
ejif-7162	437	8	syariah	syariah	PROPN
ejif-7162	437	9	di	di	PROPN
ejif-7162	437	10	indonesia	indonesia	PROPN
ejif-7162	437	11	periode	periode	PROPN
ejif-7162	437	12	2010	2010	NUM
ejif-7162	437	13	-	-	SYM
ejif-7162	437	14	2017	2017	NUM
ejif-7162	437	15	.	.	PUNCT
ejif-7162	438	1	jurnal	jurnal	ADJ
ejif-7162	438	2	penelitian	penelitian	NOUN
ejif-7162	438	3	,	,	PUNCT
ejif-7162	438	4	13(2	13(2	PROPN
ejif-7162	438	5	)	)	PUNCT
ejif-7162	438	6	,	,	PUNCT
ejif-7162	438	7	215–250	215–250	NUM
ejif-7162	438	8	.	.	PUNCT
ejif-7162	439	1	https://doi.org/http://dx.doi.org/10.21043/jp.v13i2.6397	https://doi.org/http://dx.doi.org/10.21043/jp.v13i2.6397	PROPN
ejif-7162	439	2	mensah	mensah	PROPN
ejif-7162	439	3	,	,	PUNCT
ejif-7162	439	4	j.	j.	PROPN
ejif-7162	439	5	,	,	PUNCT
ejif-7162	439	6	&	&	CCONJ
ejif-7162	439	7	williams	williams	PROPN
ejif-7162	439	8	,	,	PUNCT
ejif-7162	439	9	c.	c.	PROPN
ejif-7162	439	10	j.	j.	PROPN
ejif-7162	439	11	(	(	PUNCT
ejif-7162	439	12	2014	2014	NUM
ejif-7162	439	13	)	)	PUNCT
ejif-7162	439	14	.	.	PUNCT
ejif-7162	440	1	cultural	cultural	ADJ
ejif-7162	440	2	dimensions	dimension	NOUN
ejif-7162	440	3	of	of	ADP
ejif-7162	440	4	african	african	ADJ
ejif-7162	440	5	immigrant	immigrant	NOUN
ejif-7162	440	6	housing	housing	NOUN
ejif-7162	440	7	in	in	ADP
ejif-7162	440	8	toronto	toronto	PROPN
ejif-7162	440	9	:	:	PUNCT
ejif-7162	440	10	a	a	DET
ejif-7162	440	11	qualitative	qualitative	ADJ
ejif-7162	440	12	insight	insight	NOUN
ejif-7162	440	13	.	.	PUNCT
ejif-7162	441	1	housing	housing	NOUN
ejif-7162	441	2	studies	study	NOUN
ejif-7162	441	3	,	,	PUNCT
ejif-7162	441	4	29(3	29(3	NUM
ejif-7162	441	5	)	)	PUNCT
ejif-7162	441	6	,	,	PUNCT
ejif-7162	441	7	438–455	438–455	NUM
ejif-7162	441	8	.	.	PUNCT
ejif-7162	442	1	https://doi.org/10.1080/02673037.2014.848266	https://doi.org/10.1080/02673037.2014.848266	PROPN
ejif-7162	442	2	mentz	mentz	NOUN
ejif-7162	442	3	,	,	PUNCT
ejif-7162	442	4	m.	m.	NOUN
ejif-7162	442	5	(	(	PUNCT
ejif-7162	442	6	2012	2012	NUM
ejif-7162	442	7	)	)	PUNCT
ejif-7162	442	8	.	.	PUNCT
ejif-7162	443	1	survey	survey	NOUN
ejif-7162	443	2	research	research	NOUN
ejif-7162	443	3	.	.	PUNCT
ejif-7162	444	1	in	in	ADP
ejif-7162	444	2	c.	c.	PROPN
ejif-7162	444	3	wagner	wagner	PROPN
ejif-7162	444	4	,	,	PUNCT
ejif-7162	444	5	b.	b.	PROPN
ejif-7162	444	6	kawulich	kawulich	PROPN
ejif-7162	444	7	,	,	PUNCT
ejif-7162	444	8	&	&	CCONJ
ejif-7162	444	9	m.	m.	PROPN
ejif-7162	444	10	garner	garner	PROPN
ejif-7162	444	11	(	(	PUNCT
ejif-7162	444	12	eds	ed	NOUN
ejif-7162	444	13	.	.	PUNCT
ejif-7162	444	14	)	)	PUNCT
ejif-7162	444	15	,	,	PUNCT
ejif-7162	444	16	doing	do	VERB
ejif-7162	444	17	social	social	ADJ
ejif-7162	444	18	research	research	NOUN
ejif-7162	444	19	:	:	PUNCT
ejif-7162	444	20	a	a	DET
ejif-7162	444	21	global	global	ADJ
ejif-7162	444	22	context	context	NOUN
ejif-7162	444	23	(	(	PUNCT
ejif-7162	444	24	pp	pp	ADJ
ejif-7162	444	25	.	.	PUNCT
ejif-7162	445	1	100–113	100–113	NUM
ejif-7162	445	2	)	)	PUNCT
ejif-7162	445	3	.	.	PUNCT
ejif-7162	446	1	meskovic	meskovic	PROPN
ejif-7162	446	2	,	,	PUNCT
ejif-7162	446	3	a.	a.	NOUN
ejif-7162	446	4	,	,	PUNCT
ejif-7162	446	5	kozarevic	kozarevic	PROPN
ejif-7162	446	6	,	,	PUNCT
ejif-7162	446	7	e.	e.	PROPN
ejif-7162	446	8	,	,	PUNCT
ejif-7162	446	9	&	&	CCONJ
ejif-7162	446	10	avdukic	avdukic	PROPN
ejif-7162	446	11	,	,	PUNCT
ejif-7162	446	12	a.	a.	NOUN
ejif-7162	446	13	(	(	PUNCT
ejif-7162	446	14	2021	2021	NUM
ejif-7162	446	15	)	)	PUNCT
ejif-7162	446	16	.	.	PUNCT
ejif-7162	447	1	social	social	ADJ
ejif-7162	447	2	performance	performance	NOUN
ejif-7162	447	3	of	of	ADP
ejif-7162	447	4	islamic	islamic	ADJ
ejif-7162	447	5	banks	bank	NOUN
ejif-7162	447	6	˗	˗	VERB
ejif-7162	447	7	theoretical	theoretical	ADJ
ejif-7162	447	8	and	and	CCONJ
ejif-7162	447	9	practical	practical	ADJ
ejif-7162	447	10	insights	insight	NOUN
ejif-7162	447	11	.	.	PUNCT
ejif-7162	448	1	european	european	PROPN
ejif-7162	448	2	journal	journal	PROPN
ejif-7162	448	3	of	of	ADP
ejif-7162	448	4	islamic	islamic	PROPN
ejif-7162	448	5	finance	finance	PROPN
ejif-7162	448	6	,	,	PUNCT
ejif-7162	448	7	19	19	NUM
ejif-7162	448	8	,	,	PUNCT
ejif-7162	448	9	1–17	1–17	PROPN
ejif-7162	448	10	.	.	PUNCT
ejif-7162	449	1	https://doi.org/10.13135/2421-2172/6199	https://doi.org/10.13135/2421-2172/6199	PROPN
ejif-7162	449	2	mews	mews	PROPN
ejif-7162	449	3	,	,	PUNCT
ejif-7162	449	4	c.	c.	PROPN
ejif-7162	449	5	j.	j.	PROPN
ejif-7162	449	6	,	,	PUNCT
ejif-7162	449	7	&	&	CCONJ
ejif-7162	449	8	abraham	abraham	PROPN
ejif-7162	449	9	,	,	PUNCT
ejif-7162	449	10	i.	i.	PROPN
ejif-7162	449	11	(	(	PUNCT
ejif-7162	449	12	2007	2007	NUM
ejif-7162	449	13	)	)	PUNCT
ejif-7162	449	14	.	.	PUNCT
ejif-7162	450	1	usury	usury	NOUN
ejif-7162	450	2	and	and	CCONJ
ejif-7162	450	3	just	just	ADV
ejif-7162	450	4	compensation	compensation	NOUN
ejif-7162	450	5	:	:	PUNCT
ejif-7162	450	6	religious	religious	ADJ
ejif-7162	450	7	and	and	CCONJ
ejif-7162	450	8	financial	financial	ADJ
ejif-7162	450	9	ethics	ethic	NOUN
ejif-7162	450	10	in	in	ADP
ejif-7162	450	11	historical	historical	ADJ
ejif-7162	450	12	perspective	perspective	NOUN
ejif-7162	450	13	.	.	PUNCT
ejif-7162	451	1	journal	journal	PROPN
ejif-7162	451	2	of	of	ADP
ejif-7162	451	3	business	business	NOUN
ejif-7162	451	4	ethics	ethic	NOUN
ejif-7162	451	5	,	,	PUNCT
ejif-7162	451	6	72(1	72(1	NOUN
ejif-7162	451	7	)	)	PUNCT
ejif-7162	451	8	,	,	PUNCT
ejif-7162	451	9	1–15	1–15	NUM
ejif-7162	451	10	.	.	PUNCT
ejif-7162	452	1	https://doi.org/10.1007/s10551-006-9151-0	https://doi.org/10.1007/s10551-006-9151-0	VERB
ejif-7162	452	2	mohamad	mohamad	PROPN
ejif-7162	452	3	,	,	PUNCT
ejif-7162	452	4	a.	a.	NOUN
ejif-7162	452	5	a.	a.	PROPN
ejif-7162	452	6	s.	s.	PROPN
ejif-7162	452	7	,	,	PUNCT
ejif-7162	452	8	mohamad	mohamad	PROPN
ejif-7162	452	9	,	,	PUNCT
ejif-7162	452	10	m.	m.	NOUN
ejif-7162	452	11	t.	t.	PROPN
ejif-7162	452	12	,	,	PUNCT
ejif-7162	452	13	&	&	CCONJ
ejif-7162	452	14	hashim	hashim	PROPN
ejif-7162	452	15	,	,	PUNCT
ejif-7162	452	16	s.	s.	PROPN
ejif-7162	452	17	a.	a.	PROPN
ejif-7162	452	18	(	(	PUNCT
ejif-7162	452	19	2018	2018	NUM
ejif-7162	452	20	)	)	PUNCT
ejif-7162	452	21	.	.	PUNCT
ejif-7162	453	1	islamic	islamic	ADJ
ejif-7162	453	2	versus	versus	ADP
ejif-7162	453	3	conventional	conventional	ADJ
ejif-7162	453	4	banking	banking	NOUN
ejif-7162	453	5	:	:	PUNCT
ejif-7162	453	6	characteristics	characteristic	NOUN
ejif-7162	453	7	and	and	CCONJ
ejif-7162	453	8	stability	stability	NOUN
ejif-7162	453	9	analysis	analysis	NOUN
ejif-7162	453	10	of	of	ADP
ejif-7162	453	11	the	the	DET
ejif-7162	453	12	malaysian	malaysian	ADJ
ejif-7162	453	13	banking	banking	NOUN
ejif-7162	453	14	sector	sector	NOUN
ejif-7162	453	15	.	.	PUNCT
ejif-7162	454	1	in	in	ADP
ejif-7162	454	2	new	new	ADJ
ejif-7162	454	3	developments	development	NOUN
ejif-7162	454	4	in	in	ADP
ejif-7162	454	5	islamic	islamic	ADJ
ejif-7162	454	6	economics	economic	NOUN
ejif-7162	454	7	:	:	PUNCT
ejif-7162	454	8	examples	example	NOUN
ejif-7162	454	9	from	from	ADP
ejif-7162	454	10	southeast	southeast	PROPN
ejif-7162	454	11	asia	asia	PROPN
ejif-7162	454	12	(	(	PUNCT
ejif-7162	454	13	pp	pp	ADJ
ejif-7162	454	14	.	.	PUNCT
ejif-7162	454	15	197–214	197–214	NUM
ejif-7162	454	16	)	)	PUNCT
ejif-7162	454	17	.	.	PUNCT
ejif-7162	455	1	emerald	emerald	PROPN
ejif-7162	455	2	group	group	PROPN
ejif-7162	455	3	publishing	publishing	PROPN
ejif-7162	455	4	ltd	ltd	PROPN
ejif-7162	455	5	.	.	PUNCT
ejif-7162	456	1	https://doi.org/10.1108/978-1-78756-283-720181013	https://doi.org/10.1108/978-1-78756-283-720181013	PROPN
ejif-7162	456	2	european	european	PROPN
ejif-7162	456	3	journal	journal	PROPN
ejif-7162	456	4	of	of	ADP
ejif-7162	456	5	islamic	islamic	PROPN
ejif-7162	456	6	finance	finance	PROPN
ejif-7162	456	7	issn	issn	PROPN
ejif-7162	456	8	:	:	PUNCT
ejif-7162	456	9	2421	2421	NUM
ejif-7162	456	10	-	-	SYM
ejif-7162	456	11	2172	2172	NUM
ejif-7162	456	12	doi	doi	NOUN
ejif-7162	456	13	:	:	PUNCT
ejif-7162	456	14	10.13135/2421	10.13135/2421	NUM
ejif-7162	456	15	-	-	SYM
ejif-7162	456	16	2172/7162	2172/7162	NUM
ejif-7162	456	17	published	publish	VERB
ejif-7162	456	18	by	by	ADP
ejif-7162	456	19	university	university	PROPN
ejif-7162	456	20	of	of	ADP
ejif-7162	456	21	turin	turin	PROPN
ejif-7162	457	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-7162	457	2	ejif	ejif	PROPN
ejif-7162	457	3	content	content	NOUN
ejif-7162	457	4	is	be	AUX
ejif-7162	457	5	licensed	license	VERB
ejif-7162	457	6	under	under	ADP
ejif-7162	457	7	a	a	DET
ejif-7162	457	8	creative	creative	ADJ
ejif-7162	457	9	commons	common	NOUN
ejif-7162	457	10	attribution	attribution	NOUN
ejif-7162	457	11	4.0	4.0	NUM
ejif-7162	457	12	international	international	ADJ
ejif-7162	457	13	license	license	NOUN
ejif-7162	457	14	60	60	NUM
ejif-7162	457	15	mollah	mollah	ADJ
ejif-7162	457	16	,	,	PUNCT
ejif-7162	457	17	s.	s.	PROPN
ejif-7162	457	18	,	,	PUNCT
ejif-7162	457	19	&	&	CCONJ
ejif-7162	457	20	zaman	zaman	PROPN
ejif-7162	457	21	,	,	PUNCT
ejif-7162	457	22	m.	m.	NOUN
ejif-7162	457	23	(	(	PUNCT
ejif-7162	457	24	2015	2015	NUM
ejif-7162	457	25	)	)	PUNCT
ejif-7162	457	26	.	.	PUNCT
ejif-7162	458	1	shari’ah	shari’ah	PROPN
ejif-7162	458	2	supervision	supervision	NOUN
ejif-7162	458	3	,	,	PUNCT
ejif-7162	458	4	corporate	corporate	ADJ
ejif-7162	458	5	governance	governance	NOUN
ejif-7162	458	6	and	and	CCONJ
ejif-7162	458	7	performance	performance	NOUN
ejif-7162	458	8	:	:	PUNCT
ejif-7162	458	9	conventional	conventional	ADJ
ejif-7162	458	10	vs.	vs.	X
ejif-7162	458	11	islamic	islamic	ADJ
ejif-7162	458	12	banks	bank	NOUN
ejif-7162	458	13	.	.	PUNCT
ejif-7162	459	1	journal	journal	PROPN
ejif-7162	459	2	of	of	ADP
ejif-7162	459	3	banking	banking	NOUN
ejif-7162	459	4	and	and	CCONJ
ejif-7162	459	5	finance	finance	NOUN
ejif-7162	459	6	,	,	PUNCT
ejif-7162	459	7	58	58	NUM
ejif-7162	459	8	,	,	PUNCT
ejif-7162	459	9	418–435	418–435	NUM
ejif-7162	459	10	.	.	PUNCT
ejif-7162	460	1	https://doi.org/10.1016/j.jbankfin.2015.04.030	https://doi.org/10.1016/j.jbankfin.2015.04.030	PROPN
ejif-7162	460	2	nazim	nazim	PROPN
ejif-7162	460	3	ali	ali	PROPN
ejif-7162	460	4	,	,	PUNCT
ejif-7162	460	5	s.	s.	PROPN
ejif-7162	460	6	(	(	PUNCT
ejif-7162	460	7	2010	2010	NUM
ejif-7162	460	8	)	)	PUNCT
ejif-7162	460	9	.	.	PUNCT
ejif-7162	461	1	islamic	islamic	PROPN
ejif-7162	461	2	finance	finance	PROPN
ejif-7162	461	3	:	:	PUNCT
ejif-7162	461	4	innovation	innovation	NOUN
ejif-7162	461	5	and	and	CCONJ
ejif-7162	461	6	authenticity	authenticity	NOUN
ejif-7162	461	7	.	.	PUNCT
ejif-7162	462	1	retrieved	retrieve	VERB
ejif-7162	462	2	from	from	ADP
ejif-7162	462	3	https://www.researchgate.net/publication/340594527	https://www.researchgate.net/publication/340594527	NOUN
ejif-7162	462	4	nidyanti	nidyanti	NOUN
ejif-7162	462	5	,	,	PUNCT
ejif-7162	462	6	a.	a.	NOUN
ejif-7162	462	7	,	,	PUNCT
ejif-7162	462	8	&	&	CCONJ
ejif-7162	462	9	siswantoro	siswantoro	PROPN
ejif-7162	462	10	,	,	PUNCT
ejif-7162	462	11	d.	d.	PROPN
ejif-7162	462	12	(	(	PUNCT
ejif-7162	462	13	2022	2022	NUM
ejif-7162	462	14	)	)	PUNCT
ejif-7162	462	15	.	.	PUNCT
ejif-7162	463	1	the	the	DET
ejif-7162	463	2	sharia	sharia	PROPN
ejif-7162	463	3	compliance	compliance	NOUN
ejif-7162	463	4	level	level	NOUN
ejif-7162	463	5	of	of	ADP
ejif-7162	463	6	islamic	islamic	ADJ
ejif-7162	463	7	banks	bank	NOUN
ejif-7162	463	8	in	in	ADP
ejif-7162	463	9	asia	asia	PROPN
ejif-7162	463	10	and	and	CCONJ
ejif-7162	463	11	its	its	PRON
ejif-7162	463	12	implications	implication	NOUN
ejif-7162	463	13	on	on	ADP
ejif-7162	463	14	financial	financial	ADJ
ejif-7162	463	15	performance	performance	NOUN
ejif-7162	463	16	and	and	CCONJ
ejif-7162	463	17	market	market	NOUN
ejif-7162	463	18	share	share	NOUN
ejif-7162	463	19	.	.	PUNCT
ejif-7162	464	1	european	european	PROPN
ejif-7162	464	2	journal	journal	PROPN
ejif-7162	464	3	of	of	ADP
ejif-7162	464	4	islamic	islamic	PROPN
ejif-7162	464	5	finance	finance	NOUN
ejif-7162	464	6	,	,	PUNCT
ejif-7162	464	7	9(1	9(1	NUM
ejif-7162	464	8	)	)	PUNCT
ejif-7162	464	9	,	,	PUNCT
ejif-7162	464	10	15–21	15–21	NUM
ejif-7162	464	11	.	.	PUNCT
ejif-7162	464	12	https://doi.org/10.13135/24212172/6025	https://doi.org/10.13135/24212172/6025	NOUN
ejif-7162	464	13	nor	nor	CCONJ
ejif-7162	464	14	,	,	PUNCT
ejif-7162	464	15	m.	m.	NOUN
ejif-7162	464	16	z.	z.	PROPN
ejif-7162	464	17	m.	m.	PROPN
ejif-7162	464	18	(	(	PUNCT
ejif-7162	464	19	2012	2012	NUM
ejif-7162	464	20	)	)	PUNCT
ejif-7162	464	21	.	.	PUNCT
ejif-7162	465	1	cross	cross	ADJ
ejif-7162	465	2	-	-	ADJ
ejif-7162	465	3	country	country	ADJ
ejif-7162	465	4	analysis	analysis	NOUN
ejif-7162	465	5	of	of	ADP
ejif-7162	465	6	islamic	islamic	ADJ
ejif-7162	465	7	finance	finance	NOUN
ejif-7162	465	8	dispute	dispute	NOUN
ejif-7162	465	9	resolution	resolution	NOUN
ejif-7162	465	10	:	:	PUNCT
ejif-7162	465	11	malaysia	malaysia	PROPN
ejif-7162	465	12	and	and	CCONJ
ejif-7162	465	13	saudi	saudi	PROPN
ejif-7162	465	14	arabia	arabia	PROPN
ejif-7162	465	15	.	.	PUNCT
ejif-7162	466	1	international	international	ADJ
ejif-7162	466	2	conference	conference	NOUN
ejif-7162	466	3	on	on	ADP
ejif-7162	466	4	innovation	innovation	NOUN
ejif-7162	466	5	,	,	PUNCT
ejif-7162	466	6	management	management	NOUN
ejif-7162	466	7	and	and	CCONJ
ejif-7162	466	8	technology	technology	NOUN
ejif-7162	466	9	research	research	NOUN
ejif-7162	466	10	(	(	PUNCT
ejif-7162	466	11	icimtr2012	icimtr2012	PROPN
ejif-7162	466	12	):	):	PUNCT
ejif-7162	466	13	,	,	PUNCT
ejif-7162	466	14	1–6	1–6	NUM
ejif-7162	466	15	.	.	PUNCT
ejif-7162	467	1	malaysia	malaysia	PROPN
ejif-7162	467	2	.	.	PUNCT
ejif-7162	468	1	öblom	öblom	PROPN
ejif-7162	468	2	,	,	PUNCT
ejif-7162	468	3	a.	a.	NOUN
ejif-7162	468	4	,	,	PUNCT
ejif-7162	468	5	&	&	CCONJ
ejif-7162	468	6	antfolk	antfolk	PROPN
ejif-7162	468	7	,	,	PUNCT
ejif-7162	468	8	j.	j.	PROPN
ejif-7162	468	9	(	(	PUNCT
ejif-7162	468	10	2017	2017	NUM
ejif-7162	468	11	)	)	PUNCT
ejif-7162	468	12	.	.	PUNCT
ejif-7162	469	1	ethnic	ethnic	ADJ
ejif-7162	469	2	and	and	CCONJ
ejif-7162	469	3	gender	gender	NOUN
ejif-7162	469	4	discrimination	discrimination	NOUN
ejif-7162	469	5	in	in	ADP
ejif-7162	469	6	the	the	DET
ejif-7162	469	7	private	private	ADJ
ejif-7162	469	8	rental	rental	ADJ
ejif-7162	469	9	housing	housing	NOUN
ejif-7162	469	10	market	market	NOUN
ejif-7162	469	11	in	in	ADP
ejif-7162	469	12	finland	finland	PROPN
ejif-7162	469	13	:	:	PUNCT
ejif-7162	469	14	a	a	DET
ejif-7162	469	15	field	field	NOUN
ejif-7162	469	16	experiment	experiment	NOUN
ejif-7162	469	17	.	.	PUNCT
ejif-7162	470	1	plos	plos	PROPN
ejif-7162	470	2	one	one	NUM
ejif-7162	470	3	,	,	PUNCT
ejif-7162	470	4	12(8	12(8	NUM
ejif-7162	470	5	)	)	PUNCT
ejif-7162	470	6	.	.	PUNCT
ejif-7162	471	1	https://doi.org/10.1371/journal.pone.0183344	https://doi.org/10.1371/journal.pone.0183344	PROPN
ejif-7162	471	2	official	official	ADJ
ejif-7162	471	3	statistics	statistics	PROPN
ejif-7162	471	4	finland	finland	PROPN
ejif-7162	471	5	.	.	PUNCT
ejif-7162	472	1	(	(	PUNCT
ejif-7162	472	2	2022	2022	NUM
ejif-7162	472	3	)	)	PUNCT
ejif-7162	472	4	.	.	PUNCT
ejif-7162	473	1	number	number	NOUN
ejif-7162	473	2	of	of	ADP
ejif-7162	473	3	foreign	foreign	ADJ
ejif-7162	473	4	-	-	PUNCT
ejif-7162	473	5	language	language	NOUN
ejif-7162	473	6	speakers	speaker	NOUN
ejif-7162	473	7	grew	grow	VERB
ejif-7162	473	8	by	by	ADP
ejif-7162	473	9	over	over	ADP
ejif-7162	473	10	25,000	25,000	NUM
ejif-7162	473	11	persons	person	NOUN
ejif-7162	473	12	.	.	PUNCT
ejif-7162	474	1	retrieved	retrieve	VERB
ejif-7162	474	2	from	from	ADP
ejif-7162	474	3	https://www.stat.fi/til/vaerak/2021/vaerak_2021_2022-03-31_tie_001_en.html	https://www.stat.fi/til/vaerak/2021/vaerak_2021_2022-03-31_tie_001_en.html	NOUN
ejif-7162	474	4	otterbeck	otterbeck	NOUN
ejif-7162	474	5	,	,	PUNCT
ejif-7162	474	6	j.	j.	PROPN
ejif-7162	474	7	,	,	PUNCT
ejif-7162	474	8	tuula	tuula	PROPN
ejif-7162	474	9	sakaranaho	sakaranaho	PROPN
ejif-7162	474	10	,	,	PUNCT
ejif-7162	474	11	&	&	CCONJ
ejif-7162	474	12	hajjar	hajjar	PROPN
ejif-7162	474	13	,	,	PUNCT
ejif-7162	474	14	a.	a.	NOUN
ejif-7162	474	15	(	(	PUNCT
ejif-7162	474	16	2008	2008	NUM
ejif-7162	474	17	,	,	PUNCT
ejif-7162	474	18	may	may	AUX
ejif-7162	474	19	21	21	NUM
ejif-7162	474	20	)	)	PUNCT
ejif-7162	474	21	.	.	PUNCT
ejif-7162	475	1	muslim	muslim	ADJ
ejif-7162	475	2	immigrants	immigrant	NOUN
ejif-7162	475	3	in	in	ADP
ejif-7162	475	4	finland	finland	PROPN
ejif-7162	475	5	.	.	PUNCT
ejif-7162	476	1	retrieved	retrieve	VERB
ejif-7162	476	2	october	october	PROPN
ejif-7162	476	3	31	31	NUM
ejif-7162	476	4	,	,	PUNCT
ejif-7162	476	5	2022	2022	NUM
ejif-7162	476	6	,	,	PUNCT
ejif-7162	476	7	from	from	ADP
ejif-7162	476	8	https://www.fiia.fi/en/event/muslim-immigrants-in-finland	https://www.fiia.fi/en/event/muslim-immigrants-in-finland	PROPN
ejif-7162	476	9	papa	papa	NOUN
ejif-7162	476	10	,	,	PUNCT
ejif-7162	476	11	c.	c.	PROPN
ejif-7162	476	12	,	,	PUNCT
ejif-7162	476	13	&	&	CCONJ
ejif-7162	476	14	rossi	rossi	PROPN
ejif-7162	476	15	,	,	PUNCT
ejif-7162	476	16	n.	n.	PROPN
ejif-7162	476	17	(	(	PUNCT
ejif-7162	476	18	2022	2022	NUM
ejif-7162	476	19	)	)	PUNCT
ejif-7162	476	20	.	.	PUNCT
ejif-7162	477	1	smart	smart	ADJ
ejif-7162	477	2	cities	city	NOUN
ejif-7162	477	3	and	and	CCONJ
ejif-7162	477	4	sustainable	sustainable	ADJ
ejif-7162	477	5	finance	finance	NOUN
ejif-7162	477	6	:	:	PUNCT
ejif-7162	477	7	the	the	DET
ejif-7162	477	8	islamic	islamic	PROPN
ejif-7162	477	9	perspective	perspective	PROPN
ejif-7162	477	10	.	.	PUNCT
ejif-7162	478	1	european	european	PROPN
ejif-7162	478	2	journal	journal	PROPN
ejif-7162	478	3	of	of	ADP
ejif-7162	478	4	islamic	islamic	PROPN
ejif-7162	478	5	finance	finance	PROPN
ejif-7162	478	6	,	,	PUNCT
ejif-7162	478	7	9(2	9(2	NUM
ejif-7162	478	8	)	)	PUNCT
ejif-7162	478	9	,	,	PUNCT
ejif-7162	478	10	18–26	18–26	NUM
ejif-7162	478	11	.	.	PUNCT
ejif-7162	479	1	https://doi.org/10.13135/2421-2172/6167	https://doi.org/10.13135/2421-2172/6167	ADJ
ejif-7162	479	2	prandi	prandi	NOUN
ejif-7162	479	3	,	,	PUNCT
ejif-7162	479	4	s.	s.	PROPN
ejif-7162	479	5	,	,	PUNCT
ejif-7162	479	6	&	&	CCONJ
ejif-7162	479	7	colecchia	colecchia	PROPN
ejif-7162	479	8	,	,	PUNCT
ejif-7162	479	9	d.	d.	PROPN
ejif-7162	479	10	(	(	PUNCT
ejif-7162	479	11	2021	2021	NUM
ejif-7162	479	12	)	)	PUNCT
ejif-7162	479	13	.	.	PUNCT
ejif-7162	480	1	pricing	pricing	NOUN
ejif-7162	480	2	of	of	ADP
ejif-7162	480	3	islamic	islamic	ADJ
ejif-7162	480	4	banking	banking	NOUN
ejif-7162	480	5	and	and	CCONJ
ejif-7162	480	6	conventional	conventional	ADJ
ejif-7162	480	7	banking	banking	NOUN
ejif-7162	480	8	:	:	PUNCT
ejif-7162	480	9	an	an	DET
ejif-7162	480	10	empirical	empirical	ADJ
ejif-7162	480	11	study	study	NOUN
ejif-7162	480	12	.	.	PUNCT
ejif-7162	481	1	european	european	PROPN
ejif-7162	481	2	journal	journal	PROPN
ejif-7162	481	3	of	of	ADP
ejif-7162	481	4	islamic	islamic	PROPN
ejif-7162	481	5	finance	finance	PROPN
ejif-7162	481	6	,	,	PUNCT
ejif-7162	481	7	18	18	NUM
ejif-7162	481	8	.	.	PUNCT
ejif-7162	482	1	https://doi.org/10.13135/2421-2172/5465	https://doi.org/10.13135/2421-2172/5465	X
ejif-7162	482	2	rancière	rancière	PROPN
ejif-7162	482	3	,	,	PUNCT
ejif-7162	482	4	j.	j.	PROPN
ejif-7162	482	5	(	(	PUNCT
ejif-7162	482	6	2004	2004	NUM
ejif-7162	482	7	)	)	PUNCT
ejif-7162	482	8	.	.	PUNCT
ejif-7162	483	1	who	who	PRON
ejif-7162	483	2	is	be	AUX
ejif-7162	483	3	the	the	DET
ejif-7162	483	4	subject	subject	NOUN
ejif-7162	483	5	of	of	ADP
ejif-7162	483	6	the	the	DET
ejif-7162	483	7	rights	right	NOUN
ejif-7162	483	8	of	of	ADP
ejif-7162	483	9	man	man	NOUN
ejif-7162	483	10	.	.	PUNCT
ejif-7162	484	1	south	south	PROPN
ejif-7162	484	2	atlantic	atlantic	PROPN
ejif-7162	484	3	quarterly	quarterly	PROPN
ejif-7162	484	4	,	,	PUNCT
ejif-7162	484	5	297–310	297–310	NUM
ejif-7162	484	6	.	.	PUNCT
ejif-7162	485	1	ray	ray	PROPN
ejif-7162	485	2	,	,	PUNCT
ejif-7162	485	3	n.	n.	PROPN
ejif-7162	485	4	d.	d.	PROPN
ejif-7162	485	5	(	(	PUNCT
ejif-7162	485	6	1995	1995	NUM
ejif-7162	485	7	)	)	PUNCT
ejif-7162	485	8	.	.	PUNCT
ejif-7162	486	1	arab	arab	PROPN
ejif-7162	486	2	islamic	islamic	PROPN
ejif-7162	486	3	banking	banking	PROPN
ejif-7162	486	4	and	and	CCONJ
ejif-7162	486	5	the	the	DET
ejif-7162	486	6	renewal	renewal	NOUN
ejif-7162	486	7	of	of	ADP
ejif-7162	486	8	islamic	islamic	ADJ
ejif-7162	486	9	law	law	PROPN
ejif-7162	486	10	(	(	PUNCT
ejif-7162	486	11	vol	vol	NOUN
ejif-7162	486	12	.	.	PROPN
ejif-7162	486	13	13	13	NUM
ejif-7162	486	14	)	)	PUNCT
ejif-7162	486	15	.	.	PUNCT
ejif-7162	487	1	arab	arab	PROPN
ejif-7162	487	2	and	and	CCONJ
ejif-7162	487	3	islamic	islamic	ADJ
ejif-7162	487	4	laws	law	NOUN
ejif-7162	487	5	series	series	NOUN
ejif-7162	487	6	.	.	PUNCT
ejif-7162	488	1	rusnanda	rusnanda	PROPN
ejif-7162	488	2	,	,	PUNCT
ejif-7162	488	3	m.	m.	PROPN
ejif-7162	488	4	j.	j.	PROPN
ejif-7162	488	5	s.	s.	PROPN
ejif-7162	488	6	,	,	PUNCT
ejif-7162	488	7	&	&	CCONJ
ejif-7162	488	8	fathoni	fathoni	PROPN
ejif-7162	488	9	,	,	PUNCT
ejif-7162	488	10	m.	m.	NOUN
ejif-7162	488	11	a.	a.	NOUN
ejif-7162	488	12	(	(	PUNCT
ejif-7162	488	13	2022	2022	NUM
ejif-7162	488	14	)	)	PUNCT
ejif-7162	488	15	.	.	PUNCT
ejif-7162	489	1	the	the	DET
ejif-7162	489	2	impact	impact	NOUN
ejif-7162	489	3	of	of	ADP
ejif-7162	489	4	macroeconomic	macroeconomic	ADJ
ejif-7162	489	5	and	and	CCONJ
ejif-7162	489	6	fundamental	fundamental	ADJ
ejif-7162	489	7	ratios	ratio	NOUN
ejif-7162	489	8	against	against	ADP
ejif-7162	489	9	sharia	sharia	PROPN
ejif-7162	489	10	stock	stock	NOUN
ejif-7162	489	11	returns	return	NOUN
ejif-7162	489	12	at	at	ADP
ejif-7162	489	13	jii	jii	PROPN
ejif-7162	489	14	.	.	PUNCT
ejif-7162	490	1	european	european	PROPN
ejif-7162	490	2	journal	journal	PROPN
ejif-7162	490	3	of	of	ADP
ejif-7162	490	4	islamic	islamic	PROPN
ejif-7162	490	5	finance	finance	PROPN
ejif-7162	490	6	,	,	PUNCT
ejif-7162	490	7	9(2	9(2	NUM
ejif-7162	490	8	)	)	PUNCT
ejif-7162	490	9	.	.	PUNCT
ejif-7162	491	1	https://doi.org/10.13135/2421-2172/6502	https://doi.org/10.13135/2421-2172/6502	PROPN
ejif-7162	491	2	salman	salman	PROPN
ejif-7162	491	3	,	,	PUNCT
ejif-7162	491	4	k.	k.	PROPN
ejif-7162	491	5	r.	r.	PROPN
ejif-7162	491	6	(	(	PUNCT
ejif-7162	491	7	2021	2021	NUM
ejif-7162	491	8	)	)	PUNCT
ejif-7162	491	9	.	.	PUNCT
ejif-7162	492	1	islamic	islamic	ADJ
ejif-7162	492	2	governance	governance	NOUN
ejif-7162	492	3	,	,	PUNCT
ejif-7162	492	4	maqashid	maqashid	PROPN
ejif-7162	492	5	sharia	sharia	PROPN
ejif-7162	492	6	index	index	PROPN
ejif-7162	492	7	,	,	PUNCT
ejif-7162	492	8	and	and	CCONJ
ejif-7162	492	9	islamic	islamic	ADJ
ejif-7162	492	10	social	social	ADJ
ejif-7162	492	11	reporting	reporting	NOUN
ejif-7162	492	12	:	:	PUNCT
ejif-7162	492	13	the	the	DET
ejif-7162	492	14	case	case	NOUN
ejif-7162	492	15	of	of	ADP
ejif-7162	492	16	islamic	islamic	ADJ
ejif-7162	492	17	banks	bank	NOUN
ejif-7162	492	18	in	in	ADP
ejif-7162	492	19	indonesia	indonesia	PROPN
ejif-7162	492	20	.	.	PUNCT
ejif-7162	493	1	european	european	PROPN
ejif-7162	493	2	journal	journal	PROPN
ejif-7162	493	3	of	of	ADP
ejif-7162	493	4	islamic	islamic	PROPN
ejif-7162	493	5	finance	finance	PROPN
ejif-7162	493	6	,	,	PUNCT
ejif-7162	493	7	19	19	NUM
ejif-7162	493	8	.	.	PUNCT
ejif-7162	494	1	https://doi.org/10.13135/2421-2172/6158	https://doi.org/10.13135/2421-2172/6158	PROPN
ejif-7162	494	2	shome	shome	PROPN
ejif-7162	494	3	,	,	PUNCT
ejif-7162	494	4	a.	a.	PROPN
ejif-7162	494	5	,	,	PUNCT
ejif-7162	494	6	jabeen	jabeen	PROPN
ejif-7162	494	7	,	,	PUNCT
ejif-7162	494	8	f.	f.	PROPN
ejif-7162	494	9	,	,	PUNCT
ejif-7162	494	10	&	&	CCONJ
ejif-7162	494	11	rajaguru	rajaguru	PROPN
ejif-7162	494	12	,	,	PUNCT
ejif-7162	494	13	r.	r.	PROPN
ejif-7162	494	14	(	(	PUNCT
ejif-7162	494	15	2018	2018	NUM
ejif-7162	494	16	)	)	PUNCT
ejif-7162	494	17	.	.	PUNCT
ejif-7162	495	1	what	what	PRON
ejif-7162	495	2	drives	drive	VERB
ejif-7162	495	3	consumer	consumer	NOUN
ejif-7162	495	4	choice	choice	NOUN
ejif-7162	495	5	of	of	ADP
ejif-7162	495	6	islamic	islamic	ADJ
ejif-7162	495	7	banking	banking	NOUN
ejif-7162	495	8	services	service	NOUN
ejif-7162	495	9	in	in	ADP
ejif-7162	495	10	the	the	DET
ejif-7162	495	11	united	united	PROPN
ejif-7162	495	12	arab	arab	PROPN
ejif-7162	495	13	emirates	emirates	PROPN
ejif-7162	495	14	?	?	PUNCT
ejif-7162	496	1	international	international	ADJ
ejif-7162	496	2	journal	journal	PROPN
ejif-7162	496	3	of	of	ADP
ejif-7162	496	4	islamic	islamic	ADJ
ejif-7162	496	5	and	and	CCONJ
ejif-7162	496	6	middle	middle	ADJ
ejif-7162	496	7	eastern	eastern	ADJ
ejif-7162	496	8	finance	finance	NOUN
ejif-7162	496	9	and	and	CCONJ
ejif-7162	496	10	management	management	NOUN
ejif-7162	496	11	,	,	PUNCT
ejif-7162	496	12	11(1	11(1	NUM
ejif-7162	496	13	)	)	PUNCT
ejif-7162	496	14	,	,	PUNCT
ejif-7162	496	15	79–95	79–95	NUM
ejif-7162	496	16	.	.	PUNCT
ejif-7162	497	1	https://doi.org/10.1108/imefm-03-2017-0066	https://doi.org/10.1108/imefm-03-2017-0066	ADJ
ejif-7162	497	2	siddiqi	siddiqi	NOUN
ejif-7162	497	3	,	,	PUNCT
ejif-7162	497	4	m.	m.	NOUN
ejif-7162	497	5	n.	n.	PROPN
ejif-7162	497	6	(	(	PUNCT
ejif-7162	497	7	2004	2004	NUM
ejif-7162	497	8	)	)	PUNCT
ejif-7162	497	9	.	.	PUNCT
ejif-7162	498	1	riba	riba	PROPN
ejif-7162	498	2	,	,	PUNCT
ejif-7162	498	3	bank	bank	NOUN
ejif-7162	498	4	interest	interest	NOUN
ejif-7162	498	5	and	and	CCONJ
ejif-7162	498	6	the	the	DET
ejif-7162	498	7	rationale	rationale	NOUN
ejif-7162	498	8	behind	behind	ADP
ejif-7162	498	9	its	its	PRON
ejif-7162	498	10	prohibition	prohibition	NOUN
ejif-7162	498	11	.	.	PUNCT
ejif-7162	499	1	jeddah	jeddah	PROPN
ejif-7162	499	2	.	.	PUNCT
ejif-7162	499	3	retrieved	retrieve	VERB
ejif-7162	499	4	from	from	ADP
ejif-7162	499	5	http://ieaoi.ir/files/site1/pages/ketab/english_book/205.pdf	http://ieaoi.ir/files/site1/pages/ketab/english_book/205.pdf	NOUN
ejif-7162	499	6	siddiqui	siddiqui	NOUN
ejif-7162	499	7	,	,	PUNCT
ejif-7162	499	8	s.	s.	PROPN
ejif-7162	499	9	,	,	PUNCT
ejif-7162	499	10	&	&	CCONJ
ejif-7162	499	11	rizvi	rizvi	PROPN
ejif-7162	499	12	,	,	PUNCT
ejif-7162	499	13	z.	z.	PROPN
ejif-7162	499	14	b.	b.	PROPN
ejif-7162	499	15	(	(	PUNCT
ejif-7162	499	16	2022	2022	NUM
ejif-7162	499	17	)	)	PUNCT
ejif-7162	499	18	.	.	PUNCT
ejif-7162	500	1	understanding	understand	VERB
ejif-7162	500	2	volatility	volatility	NOUN
ejif-7162	500	3	dependence	dependence	NOUN
ejif-7162	500	4	between	between	ADP
ejif-7162	500	5	mena	mena	PROPN
ejif-7162	500	6	sukuk	sukuk	PROPN
ejif-7162	500	7	,	,	PUNCT
ejif-7162	500	8	gcc	gcc	NOUN
ejif-7162	500	9	sukuk	sukuk	NOUN
ejif-7162	500	10	and	and	CCONJ
ejif-7162	500	11	nifty	nifty	ADJ
ejif-7162	500	12	shariah	shariah	PROPN
ejif-7162	500	13	index	index	NOUN
ejif-7162	500	14	during	during	ADP
ejif-7162	500	15	covid-19	covid-19	PROPN
ejif-7162	500	16	:	:	PUNCT
ejif-7162	500	17	a	a	DET
ejif-7162	500	18	c	c	NOUN
ejif-7162	500	19	-	-	PUNCT
ejif-7162	500	20	vine	vine	NOUN
ejif-7162	500	21	copula	copula	NOUN
ejif-7162	500	22	approach	approach	NOUN
ejif-7162	500	23	.	.	PUNCT
ejif-7162	501	1	european	european	PROPN
ejif-7162	501	2	journal	journal	PROPN
ejif-7162	501	3	of	of	ADP
ejif-7162	501	4	islamic	islamic	PROPN
ejif-7162	501	5	finance	finance	NOUN
ejif-7162	501	6	,	,	PUNCT
ejif-7162	501	7	9(1	9(1	NUM
ejif-7162	501	8	)	)	PUNCT
ejif-7162	501	9	,	,	PUNCT
ejif-7162	501	10	1–14	1–14	PROPN
ejif-7162	501	11	.	.	PUNCT
ejif-7162	502	1	https://doi.org/10.13135/2421-2172/6067	https://doi.org/10.13135/2421-2172/6067	PROPN
ejif-7162	502	2	skovgaard	skovgaard	ADV
ejif-7162	502	3	,	,	PUNCT
ejif-7162	502	4	n.	n.	PROPN
ejif-7162	502	5	r.	r.	PROPN
ejif-7162	502	6	,	,	PUNCT
ejif-7162	502	7	holmqvist	holmqvist	PROPN
ejif-7162	502	8	,	,	PUNCT
ejif-7162	502	9	e.	e.	PROPN
ejif-7162	502	10	,	,	PUNCT
ejif-7162	502	11	dhalmann	dhalmann	PROPN
ejif-7162	502	12	,	,	PUNCT
ejif-7162	502	13	h.	h.	PROPN
ejif-7162	502	14	,	,	PUNCT
ejif-7162	502	15	&	&	CCONJ
ejif-7162	502	16	søholt	søholt	PROPN
ejif-7162	502	17	,	,	PUNCT
ejif-7162	502	18	s.	s.	PROPN
ejif-7162	502	19	(	(	PUNCT
ejif-7162	502	20	2015	2015	NUM
ejif-7162	502	21	)	)	PUNCT
ejif-7162	502	22	.	.	PUNCT
ejif-7162	503	1	the	the	DET
ejif-7162	503	2	interaction	interaction	NOUN
ejif-7162	503	3	of	of	ADP
ejif-7162	503	4	local	local	ADJ
ejif-7162	503	5	context	context	NOUN
ejif-7162	503	6	and	and	CCONJ
ejif-7162	503	7	cultural	cultural	ADJ
ejif-7162	503	8	background	background	NOUN
ejif-7162	503	9	:	:	PUNCT
ejif-7162	503	10	somalis	somalis	PROPN
ejif-7162	503	11	’	'	PUNCT
ejif-7162	503	12	perceived	perceive	VERB
ejif-7162	503	13	possibilities	possibility	NOUN
ejif-7162	503	14	in	in	ADP
ejif-7162	503	15	nordic	nordic	ADJ
ejif-7162	503	16	capitals	capital	NOUN
ejif-7162	503	17	’	’	PART
ejif-7162	503	18	housing	housing	NOUN
ejif-7162	503	19	markets	market	NOUN
ejif-7162	503	20	.	.	PUNCT
ejif-7162	504	1	housing	housing	NOUN
ejif-7162	504	2	studies	study	NOUN
ejif-7162	504	3	,	,	PUNCT
ejif-7162	504	4	30(3	30(3	NUM
ejif-7162	504	5	)	)	PUNCT
ejif-7162	504	6	,	,	PUNCT
ejif-7162	504	7	433–452	433–452	NUM
ejif-7162	504	8	.	.	PUNCT
ejif-7162	505	1	https://doi.org/10.1080/02673037.2014.973386	https://doi.org/10.1080/02673037.2014.973386	PROPN
ejif-7162	505	2	topal	topal	PROPN
ejif-7162	505	3	,	,	PUNCT
ejif-7162	505	4	a.	a.	NOUN
ejif-7162	505	5	(	(	PUNCT
ejif-7162	505	6	2019	2019	NUM
ejif-7162	505	7	)	)	PUNCT
ejif-7162	505	8	.	.	PUNCT
ejif-7162	506	1	economic	economic	ADJ
ejif-7162	506	2	reforms	reform	NOUN
ejif-7162	506	3	and	and	CCONJ
ejif-7162	506	4	women	woman	NOUN
ejif-7162	506	5	’s	’s	PART
ejif-7162	506	6	empowerment	empowerment	NOUN
ejif-7162	506	7	in	in	ADP
ejif-7162	506	8	saudi	saudi	PROPN
ejif-7162	506	9	arabia	arabia	PROPN
ejif-7162	506	10	.	.	PUNCT
ejif-7162	507	1	women	woman	NOUN
ejif-7162	507	2	’s	’s	PART
ejif-7162	507	3	studies	studies	PROPN
ejif-7162	507	4	international	international	PROPN
ejif-7162	507	5	forum	forum	PROPN
ejif-7162	507	6	,	,	PUNCT
ejif-7162	507	7	76	76	NUM
ejif-7162	507	8	.	.	PUNCT
ejif-7162	508	1	https://doi.org/10.1016/j.wsif.2019.102253	https://doi.org/10.1016/j.wsif.2019.102253	PROPN
ejif-7162	508	2	varga	varga	PROPN
ejif-7162	508	3	,	,	PUNCT
ejif-7162	508	4	j.	j.	PROPN
ejif-7162	508	5	,	,	PUNCT
ejif-7162	508	6	&	&	CCONJ
ejif-7162	508	7	bánkuti	bánkuti	PROPN
ejif-7162	508	8	,	,	PUNCT
ejif-7162	508	9	g.	g.	PROPN
ejif-7162	508	10	(	(	PUNCT
ejif-7162	508	11	2021	2021	NUM
ejif-7162	508	12	)	)	PUNCT
ejif-7162	508	13	.	.	PUNCT
ejif-7162	509	1	ranking	rank	VERB
ejif-7162	509	2	methodology	methodology	NOUN
ejif-7162	509	3	for	for	ADP
ejif-7162	509	4	islamic	islamic	ADJ
ejif-7162	509	5	banking	banking	NOUN
ejif-7162	509	6	sectors	sector	NOUN
ejif-7162	509	7	modification	modification	NOUN
ejif-7162	509	8	of	of	ADP
ejif-7162	509	9	the	the	DET
ejif-7162	509	10	conventional	conventional	ADJ
ejif-7162	509	11	camels	camel	NOUN
ejif-7162	509	12	method	method	NOUN
ejif-7162	509	13	.	.	PUNCT
ejif-7162	510	1	banks	bank	NOUN
ejif-7162	510	2	and	and	CCONJ
ejif-7162	510	3	bank	bank	NOUN
ejif-7162	510	4	systems	system	NOUN
ejif-7162	510	5	,	,	PUNCT
ejif-7162	510	6	16(1	16(1	NUM
ejif-7162	510	7	)	)	PUNCT
ejif-7162	510	8	,	,	PUNCT
ejif-7162	510	9	36–51	36–51	NUM
ejif-7162	510	10	.	.	PUNCT
ejif-7162	510	11	https://doi.org/10.21511/bbs.16(1).2021.04	https://doi.org/10.21511/bbs.16(1).2021.04	PROPN
ejif-7162	510	12	yahaya	yahaya	PROPN
ejif-7162	510	13	,	,	PUNCT
ejif-7162	510	14	h.	h.	PROPN
ejif-7162	510	15	,	,	PUNCT
ejif-7162	510	16	suhaini	suhaini	PROPN
ejif-7162	510	17	abdul	abdul	PROPN
ejif-7162	510	18	majid	majid	PROPN
ejif-7162	510	19	,	,	PUNCT
ejif-7162	510	20	m.	m.	NOUN
ejif-7162	510	21	,	,	PUNCT
ejif-7162	510	22	zuraina	zuraina	PROPN
ejif-7162	510	23	mir	mir	PROPN
ejif-7162	510	24	ahmad	ahmad	PROPN
ejif-7162	510	25	talaat	talaat	PROPN
ejif-7162	510	26	,	,	PUNCT
ejif-7162	510	27	a.	a.	PROPN
ejif-7162	510	28	,	,	PUNCT
ejif-7162	510	29	zaid	zaid	PROPN
ejif-7162	510	30	zulkifli	zulkifli	PROPN
ejif-7162	510	31	,	,	PUNCT
ejif-7162	510	32	m.	m.	NOUN
ejif-7162	510	33	,	,	PUNCT
ejif-7162	510	34	&	&	CCONJ
ejif-7162	510	35	shaiza	shaiza	VERB
ejif-7162	510	36	mir	mir	PROPN
ejif-7162	510	37	ahmad	ahmad	PROPN
ejif-7162	510	38	talaat	talaat	PROPN
ejif-7162	510	39	,	,	PUNCT
ejif-7162	510	40	n.	n.	PROPN
ejif-7162	510	41	(	(	PUNCT
ejif-7162	510	42	2016	2016	NUM
ejif-7162	510	43	)	)	PUNCT
ejif-7162	510	44	.	.	PUNCT
ejif-7162	511	1	tabung	tabung	PROPN
ejif-7162	511	2	haji	haji	PROPN
ejif-7162	511	3	malaysia	malaysia	PROPN
ejif-7162	511	4	as	as	ADP
ejif-7162	511	5	a	a	DET
ejif-7162	511	6	world	world	NOUN
ejif-7162	511	7	role	role	NOUN
ejif-7162	511	8	model	model	NOUN
ejif-7162	511	9	of	of	ADP
ejif-7162	511	10	islamic	islamic	ADJ
ejif-7162	511	11	management	management	NOUN
ejif-7162	511	12	institutions	institution	NOUN
ejif-7162	511	13	.	.	PUNCT
ejif-7162	512	1	in	in	ADP
ejif-7162	512	2	international	international	ADJ
ejif-7162	512	3	journal	journal	NOUN
ejif-7162	512	4	of	of	ADP
ejif-7162	512	5	business	business	NOUN
ejif-7162	512	6	and	and	CCONJ
ejif-7162	512	7	management	management	NOUN
ejif-7162	512	8	invention	invention	NOUN
ejif-7162	512	9	issn	issn	PROPN
ejif-7162	512	10	(	(	PUNCT
ejif-7162	512	11	vol	vol	NOUN
ejif-7162	512	12	.	.	PROPN
ejif-7162	512	13	5	5	NUM
ejif-7162	512	14	)	)	PUNCT
ejif-7162	512	15	.	.	PUNCT
ejif-7162	513	1	online	online	INTJ
ejif-7162	513	2	.	.	PUNCT
ejif-7162	514	1	retrieved	retrieve	VERB
ejif-7162	514	2	from	from	ADP
ejif-7162	514	3	online	online	ADJ
ejif-7162	514	4	website	website	NOUN
ejif-7162	514	5	:	:	PUNCT
ejif-7162	514	6	www.ijbmi.org	www.ijbmi.org	PROPN
ejif-7162	514	7	zucchelli	zucchelli	PROPN
ejif-7162	514	8	,	,	PUNCT
ejif-7162	514	9	d.	d.	PROPN
ejif-7162	514	10	(	(	PUNCT
ejif-7162	514	11	2022	2022	NUM
ejif-7162	514	12	)	)	PUNCT
ejif-7162	514	13	.	.	PUNCT
ejif-7162	515	1	recent	recent	ADJ
ejif-7162	515	2	trend	trend	NOUN
ejif-7162	515	3	of	of	ADP
ejif-7162	515	4	deposits	deposit	NOUN
ejif-7162	515	5	in	in	ADP
ejif-7162	515	6	islamic	islamic	ADJ
ejif-7162	515	7	banks	bank	NOUN
ejif-7162	515	8	.	.	PUNCT
ejif-7162	516	1	european	european	PROPN
ejif-7162	516	2	journal	journal	PROPN
ejif-7162	516	3	of	of	ADP
ejif-7162	516	4	islamic	islamic	PROPN
ejif-7162	516	5	finance	finance	NOUN
ejif-7162	516	6	,	,	PUNCT
ejif-7162	516	7	9(1	9(1	NUM
ejif-7162	516	8	)	)	PUNCT
ejif-7162	516	9	,	,	PUNCT
ejif-7162	516	10	57–64	57–64	PROPN
ejif-7162	516	11	.	.	PUNCT
ejif-7162	516	12	https://doi.org/10.13135/2421-2172/6260	https://doi.org/10.13135/2421-2172/6260	PROPN
ejif-7162	516	13	zulfikri	zulfikri	PROPN
ejif-7162	516	14	,	,	PUNCT
ejif-7162	516	15	sa’ad	sa’ad	NOUN
ejif-7162	516	16	,	,	PUNCT
ejif-7162	516	17	a.	a.	NOUN
ejif-7162	516	18	a.	a.	PROPN
ejif-7162	516	19	,	,	PUNCT
ejif-7162	516	20	kassim	kassim	PROPN
ejif-7162	516	21	,	,	PUNCT
ejif-7162	516	22	s.	s.	PROPN
ejif-7162	516	23	,	,	PUNCT
ejif-7162	516	24	&	&	CCONJ
ejif-7162	516	25	othman	othman	PROPN
ejif-7162	516	26	,	,	PUNCT
ejif-7162	516	27	a.	a.	PROPN
ejif-7162	516	28	h.	h.	PROPN
ejif-7162	516	29	a.	a.	PROPN
ejif-7162	516	30	(	(	PUNCT
ejif-7162	516	31	2022	2022	NUM
ejif-7162	516	32	)	)	PUNCT
ejif-7162	516	33	.	.	PUNCT
ejif-7162	517	1	trust	trust	NOUN
ejif-7162	517	2	enhancement	enhancement	NOUN
ejif-7162	517	3	in	in	ADP
ejif-7162	517	4	zakat	zakat	NOUN
ejif-7162	517	5	institutions	institution	NOUN
ejif-7162	517	6	using	use	VERB
ejif-7162	517	7	blockchain	blockchain	PROPN
ejif-7162	517	8	technology	technology	PROPN
ejif-7162	517	9	:	:	PUNCT
ejif-7162	517	10	a	a	DET
ejif-7162	517	11	qualitative	qualitative	ADJ
ejif-7162	517	12	approach	approach	NOUN
ejif-7162	517	13	.	.	PUNCT
ejif-7162	518	1	european	european	PROPN
ejif-7162	518	2	journal	journal	PROPN
ejif-7162	518	3	of	of	ADP
ejif-7162	518	4	islamic	islamic	PROPN
ejif-7162	518	5	finance	finance	NOUN
ejif-7162	518	6	,	,	PUNCT
ejif-7162	518	7	9(1	9(1	NUM
ejif-7162	518	8	)	)	PUNCT
ejif-7162	518	9	,	,	PUNCT
ejif-7162	518	10	31–36	31–36	NUM
ejif-7162	518	11	.	.	PUNCT
ejif-7162	519	1	https://doi.org/10.13135/24212172/6312	https://doi.org/10.13135/24212172/6312	PROPN