id	sid	tid	token	lemma	pos
ejif-793	1	1	paper	paper	NOUN
ejif-793	1	2	title	title	NOUN
ejif-793	1	3	(	(	PUNCT
ejif-793	1	4	use	use	NOUN
ejif-793	1	5	style	style	NOUN
ejif-793	1	6	:	:	PUNCT
ejif-793	1	7	paper	paper	NOUN
ejif-793	1	8	title	title	NOUN
ejif-793	1	9	)	)	PUNCT
ejif-793	1	10	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-793	1	11	1	1	NUM
ejif-793	1	12	challenges	challenge	VERB
ejif-793	1	13	sharia	sharia	PROPN
ejif-793	1	14	microfinance	microfinance	NOUN
ejif-793	1	15	institutions	institution	NOUN
ejif-793	1	16	:	:	PUNCT
ejif-793	1	17	evidence	evidence	NOUN
ejif-793	1	18	from	from	ADP
ejif-793	1	19	indonesia	indonesia	PROPN
ejif-793	1	20	abank	abank	PROPN
ejif-793	1	21	syariah	syariah	PROPN
ejif-793	1	22	mandiri	mandiri	PROPN
ejif-793	1	23	,	,	PUNCT
ejif-793	1	24	wisma	wisma	PROPN
ejif-793	1	25	mandiri	mandiri	PROPN
ejif-793	1	26	i	i	PROPN
ejif-793	1	27	,	,	PUNCT
ejif-793	1	28	mh	mh	PROPN
ejif-793	1	29	thamrin	thamrin	PROPN
ejif-793	1	30	road	road	PROPN
ejif-793	1	31	no.5	no.5	PROPN
ejif-793	1	32	,	,	PUNCT
ejif-793	1	33	jakarta	jakarta	PROPN
ejif-793	1	34	,	,	PUNCT
ejif-793	1	35	indonesia	indonesia	PROPN
ejif-793	1	36	.	.	PUNCT
ejif-793	1	37	.	.	PUNCT
ejif-793	2	1	abstract	abstract	ADJ
ejif-793	2	2	—	—	PUNCT
ejif-793	2	3	microfinance	microfinance	NOUN
ejif-793	2	4	institutions	institution	NOUN
ejif-793	2	5	and	and	CCONJ
ejif-793	2	6	islamic	islamic	ADJ
ejif-793	2	7	microfinance	microfinance	NOUN
ejif-793	2	8	institutions	institution	NOUN
ejif-793	2	9	that	that	PRON
ejif-793	2	10	do	do	AUX
ejif-793	2	11	not	not	PART
ejif-793	2	12	have	have	VERB
ejif-793	2	13	a	a	DET
ejif-793	2	14	body	body	NOUN
ejif-793	2	15	would	would	AUX
ejif-793	2	16	be	be	AUX
ejif-793	2	17	transformed	transform	VERB
ejif-793	2	18	into	into	ADP
ejif-793	2	19	cooperatives	cooperative	NOUN
ejif-793	2	20	(	(	PUNCT
ejif-793	2	21	coop	coop	NOUN
ejif-793	2	22	)	)	PUNCT
ejif-793	2	23	or	or	CCONJ
ejif-793	2	24	shareholder	shareholder	NOUN
ejif-793	2	25	firms	firm	NOUN
ejif-793	2	26	(	(	PUNCT
ejif-793	2	27	shfs	shfs	ADJ
ejif-793	2	28	)	)	PUNCT
ejif-793	2	29	company	company	NOUN
ejif-793	2	30	under	under	ADP
ejif-793	2	31	the	the	DET
ejif-793	2	32	act	act	NOUN
ejif-793	2	33	no.1	no.1	VERB
ejif-793	2	34	of	of	ADP
ejif-793	2	35	2013	2013	NUM
ejif-793	2	36	(	(	PUNCT
ejif-793	2	37	uu	uu	X
ejif-793	2	38	no.1	no.1	ADJ
ejif-793	2	39	tahun	tahun	PROPN
ejif-793	2	40	2013	2013	NUM
ejif-793	2	41	)	)	PUNCT
ejif-793	2	42	regarding	regard	VERB
ejif-793	2	43	microfinance	microfinance	NOUN
ejif-793	2	44	institutions	institution	NOUN
ejif-793	2	45	.	.	PUNCT
ejif-793	3	1	one	one	NUM
ejif-793	3	2	of	of	ADP
ejif-793	3	3	islamic	islamic	ADJ
ejif-793	3	4	microfinance	microfinance	NOUN
ejif-793	3	5	institutions	institution	NOUN
ejif-793	3	6	for	for	ADP
ejif-793	3	7	being	be	AUX
ejif-793	3	8	baitul	baitul	NOUN
ejif-793	3	9	mal	mal	ADJ
ejif-793	3	10	wa	wa	ADJ
ejif-793	3	11	tamwil	tamwil	NOUN
ejif-793	3	12	(	(	PUNCT
ejif-793	3	13	bmt	bmt	PROPN
ejif-793	3	14	)	)	PUNCT
ejif-793	3	15	that	that	SCONJ
ejif-793	3	16	currently	currently	ADV
ejif-793	3	17	a	a	DET
ejif-793	3	18	majority	majority	NOUN
ejif-793	3	19	of	of	ADP
ejif-793	3	20	non	non	ADJ
ejif-793	3	21	-	-	ADJ
ejif-793	3	22	governmental	governmental	ADJ
ejif-793	3	23	organizations	organization	NOUN
ejif-793	3	24	are	be	AUX
ejif-793	3	25	required	require	VERB
ejif-793	3	26	to	to	PART
ejif-793	3	27	transform	transform	VERB
ejif-793	3	28	to	to	PART
ejif-793	3	29	become	become	VERB
ejif-793	3	30	more	more	ADV
ejif-793	3	31	professional	professional	ADJ
ejif-793	3	32	,	,	PUNCT
ejif-793	3	33	and	and	CCONJ
ejif-793	3	34	should	should	AUX
ejif-793	3	35	be	be	AUX
ejif-793	3	36	answer	answer	VERB
ejif-793	3	37	the	the	DET
ejif-793	3	38	challenge	challenge	NOUN
ejif-793	3	39	in	in	ADP
ejif-793	3	40	the	the	DET
ejif-793	3	41	future	future	NOUN
ejif-793	3	42	.	.	PUNCT
ejif-793	4	1	in	in	ADP
ejif-793	4	2	this	this	DET
ejif-793	4	3	literature	literature	NOUN
ejif-793	4	4	review	review	NOUN
ejif-793	4	5	there	there	PRON
ejif-793	4	6	are	be	VERB
ejif-793	4	7	some	some	DET
ejif-793	4	8	challenges	challenge	NOUN
ejif-793	4	9	for	for	ADP
ejif-793	4	10	bmt	bmt	NOUN
ejif-793	4	11	to	to	PART
ejif-793	4	12	be	be	AUX
ejif-793	4	13	transformed	transform	VERB
ejif-793	4	14	and	and	CCONJ
ejif-793	4	15	can	can	AUX
ejif-793	4	16	be	be	AUX
ejif-793	4	17	exist	exist	VERB
ejif-793	4	18	in	in	ADP
ejif-793	4	19	future	future	NOUN
ejif-793	4	20	.	.	PUNCT
ejif-793	5	1	the	the	DET
ejif-793	5	2	challenges	challenge	NOUN
ejif-793	5	3	of	of	ADP
ejif-793	5	4	bmt	bmt	NOUN
ejif-793	5	5	,	,	PUNCT
ejif-793	5	6	are	be	AUX
ejif-793	5	7	what	what	PRON
ejif-793	5	8	the	the	DET
ejif-793	5	9	microfinance	microfinance	NOUN
ejif-793	5	10	market	market	NOUN
ejif-793	5	11	that	that	PRON
ejif-793	5	12	also	also	ADV
ejif-793	5	13	relevant	relevant	ADJ
ejif-793	5	14	to	to	ADP
ejif-793	5	15	the	the	DET
ejif-793	5	16	islamic	islamic	PROPN
ejif-793	5	17	perspective	perspective	NOUN
ejif-793	5	18	will	will	AUX
ejif-793	5	19	be	be	AUX
ejif-793	5	20	needed	need	VERB
ejif-793	5	21	in	in	ADP
ejif-793	5	22	future	future	NOUN
ejif-793	5	23	.	.	PUNCT
ejif-793	6	1	this	this	DET
ejif-793	6	2	literature	literature	NOUN
ejif-793	6	3	review	review	NOUN
ejif-793	6	4	is	be	AUX
ejif-793	6	5	limited	limit	VERB
ejif-793	6	6	by	by	ADP
ejif-793	6	7	three	three	NUM
ejif-793	6	8	questions	question	NOUN
ejif-793	6	9	,	,	PUNCT
ejif-793	6	10	(	(	PUNCT
ejif-793	6	11	i	i	NOUN
ejif-793	6	12	)	)	PUNCT
ejif-793	6	13	what	what	PRON
ejif-793	6	14	is	be	AUX
ejif-793	6	15	the	the	DET
ejif-793	6	16	purpose	purpose	NOUN
ejif-793	6	17	of	of	ADP
ejif-793	6	18	bmt	bmt	NOUN
ejif-793	6	19	?	?	PUNCT
ejif-793	6	20	,	,	PUNCT
ejif-793	6	21	(	(	PUNCT
ejif-793	6	22	ii	ii	NOUN
ejif-793	6	23	)	)	PUNCT
ejif-793	6	24	what	what	PRON
ejif-793	6	25	are	be	AUX
ejif-793	6	26	the	the	DET
ejif-793	6	27	challenges	challenge	NOUN
ejif-793	6	28	of	of	ADP
ejif-793	6	29	bmt	bmt	NOUN
ejif-793	6	30	in	in	ADP
ejif-793	6	31	the	the	DET
ejif-793	6	32	future	future	NOUN
ejif-793	6	33	?	?	PUNCT
ejif-793	6	34	,	,	PUNCT
ejif-793	6	35	(	(	PUNCT
ejif-793	6	36	iii	iii	X
ejif-793	6	37	)	)	PUNCT
ejif-793	6	38	what	what	PRON
ejif-793	6	39	are	be	AUX
ejif-793	6	40	the	the	DET
ejif-793	6	41	advantages	advantage	NOUN
ejif-793	6	42	bmt	bmt	VERB
ejif-793	6	43	incorporated	incorporate	VERB
ejif-793	6	44	in	in	ADP
ejif-793	6	45	?	?	PUNCT
ejif-793	6	46	.	.	PUNCT
ejif-793	7	1	keywords	keyword	NOUN
ejif-793	7	2	:	:	PUNCT
ejif-793	7	3	islamic	islamic	PROPN
ejif-793	7	4	micro	micro	PROPN
ejif-793	7	5	finance	finance	PROPN
ejif-793	7	6	,	,	PUNCT
ejif-793	7	7	the	the	DET
ejif-793	7	8	act	act	NOUN
ejif-793	7	9	no.1	no.1	VERB
ejif-793	7	10	of	of	ADP
ejif-793	7	11	2013	2013	NUM
ejif-793	7	12	regarding	regard	VERB
ejif-793	7	13	microfinance	microfinance	NOUN
ejif-793	7	14	institutions	institution	NOUN
ejif-793	7	15	,	,	PUNCT
ejif-793	7	16	baitul	baitul	NOUN
ejif-793	7	17	mal	mal	PROPN
ejif-793	7	18	wa	wa	PROPN
ejif-793	7	19	tamwil	tamwil	NOUN
ejif-793	7	20	,	,	PUNCT
ejif-793	7	21	transformation	transformation	NOUN
ejif-793	7	22	,	,	PUNCT
ejif-793	7	23	microfinance	microfinance	NOUN
ejif-793	7	24	challenges	challenge	NOUN
ejif-793	7	25	,	,	PUNCT
ejif-793	7	26	islamic	islamic	PROPN
ejif-793	7	27	perspective	perspective	NOUN
ejif-793	7	28	.	.	PUNCT
ejif-793	8	1	jel	jel	PROPN
ejif-793	8	2	classification	classification	NOUN
ejif-793	8	3	:	:	PUNCT
ejif-793	8	4	g02	g02	NOUN
ejif-793	8	5	,	,	PUNCT
ejif-793	8	6	g14	g14	PROPN
ejif-793	8	7	,	,	PUNCT
ejif-793	8	8	g21	g21	PROPN
ejif-793	8	9	1	1	NUM
ejif-793	8	10	.	.	PUNCT
ejif-793	8	11	introduction	introduction	NOUN
ejif-793	8	12	1.1	1.1	NUM
ejif-793	8	13	.	.	PUNCT
ejif-793	9	1	background	background	NOUN
ejif-793	9	2	issuance	issuance	NOUN
ejif-793	9	3	the	the	DET
ejif-793	9	4	act	act	NOUN
ejif-793	9	5	(	(	PUNCT
ejif-793	9	6	uu	uu	ADJ
ejif-793	9	7	)	)	PUNCT
ejif-793	9	8	no.1	no.1	ADJ
ejif-793	9	9	year	year	NOUN
ejif-793	9	10	2013	2013	NUM
ejif-793	9	11	on	on	ADP
ejif-793	9	12	microfinance	microfinance	NOUN
ejif-793	9	13	institutions	institution	NOUN
ejif-793	9	14	will	will	AUX
ejif-793	9	15	certainly	certainly	ADV
ejif-793	9	16	have	have	VERB
ejif-793	9	17	an	an	DET
ejif-793	9	18	impact	impact	NOUN
ejif-793	9	19	on	on	ADP
ejif-793	9	20	changes	change	NOUN
ejif-793	9	21	in	in	ADP
ejif-793	9	22	the	the	DET
ejif-793	9	23	shape	shape	NOUN
ejif-793	9	24	and	and	CCONJ
ejif-793	9	25	condition	condition	NOUN
ejif-793	9	26	of	of	ADP
ejif-793	9	27	indonesian	indonesian	ADJ
ejif-793	9	28	microfinance	microfinance	NOUN
ejif-793	9	29	institutions	institution	NOUN
ejif-793	9	30	including	include	VERB
ejif-793	9	31	islamic	islamic	ADJ
ejif-793	9	32	microfinance	microfinance	NOUN
ejif-793	9	33	institutions	institution	NOUN
ejif-793	9	34	in	in	ADP
ejif-793	9	35	the	the	DET
ejif-793	9	36	future	future	NOUN
ejif-793	9	37	,	,	PUNCT
ejif-793	9	38	because	because	SCONJ
ejif-793	9	39	the	the	DET
ejif-793	9	40	act	act	NOUN
ejif-793	9	41	requires	require	VERB
ejif-793	9	42	microfinance	microfinance	NOUN
ejif-793	9	43	institutions	institution	NOUN
ejif-793	9	44	have	have	VERB
ejif-793	9	45	legal	legal	ADJ
ejif-793	9	46	entities	entity	NOUN
ejif-793	9	47	or	or	CCONJ
ejif-793	9	48	shareholder	shareholder	NOUN
ejif-793	9	49	firm	firm	NOUN
ejif-793	9	50	and	and	CCONJ
ejif-793	9	51	also	also	ADV
ejif-793	9	52	the	the	DET
ejif-793	9	53	operations	operation	NOUN
ejif-793	9	54	of	of	ADP
ejif-793	9	55	microfinance	microfinance	NOUN
ejif-793	9	56	institutions	institution	NOUN
ejif-793	9	57	will	will	AUX
ejif-793	9	58	be	be	AUX
ejif-793	9	59	supervised	supervise	VERB
ejif-793	9	60	by	by	ADP
ejif-793	9	61	the	the	DET
ejif-793	9	62	financial	financial	ADJ
ejif-793	9	63	services	service	NOUN
ejif-793	9	64	authority	authority	NOUN
ejif-793	9	65	.	.	PUNCT
ejif-793	10	1	currently	currently	ADV
ejif-793	10	2	there	there	PRON
ejif-793	10	3	are	be	VERB
ejif-793	10	4	still	still	ADV
ejif-793	10	5	many	many	ADJ
ejif-793	10	6	microfinance	microfinance	NOUN
ejif-793	10	7	institutions	institution	NOUN
ejif-793	10	8	,	,	PUNCT
ejif-793	10	9	particularly	particularly	ADV
ejif-793	10	10	islamic	islamic	ADJ
ejif-793	10	11	microfinance	microfinance	NOUN
ejif-793	10	12	institutions	institution	NOUN
ejif-793	10	13	that	that	PRON
ejif-793	10	14	do	do	AUX
ejif-793	10	15	not	not	PART
ejif-793	10	16	have	have	VERB
ejif-793	10	17	a	a	DET
ejif-793	10	18	legal	legal	ADJ
ejif-793	10	19	entity	entity	NOUN
ejif-793	10	20	,	,	PUNCT
ejif-793	10	21	ie	ie	X
ejif-793	10	22	baitul	baitul	NOUN
ejif-793	10	23	mal	mal	PROPN
ejif-793	10	24	wa	wa	PROPN
ejif-793	10	25	tamwil	tamwil	NOUN
ejif-793	10	26	(	(	PUNCT
ejif-793	10	27	bmt	bmt	PROPN
ejif-793	10	28	)	)	PUNCT
ejif-793	10	29	which	which	PRON
ejif-793	10	30	amount	amount	VERB
ejif-793	10	31	60	60	NUM
ejif-793	10	32	%	%	NOUN
ejif-793	10	33	of	of	ADP
ejif-793	10	34	the	the	DET
ejif-793	10	35	total	total	ADJ
ejif-793	10	36	bmt	bmt	NOUN
ejif-793	10	37	(	(	PUNCT
ejif-793	10	38	republika	republika	X
ejif-793	10	39	online.com	online.com	X
ejif-793	10	40	,	,	PUNCT
ejif-793	10	41	december	december	PROPN
ejif-793	10	42	15	15	NUM
ejif-793	10	43	,	,	PUNCT
ejif-793	10	44	2010	2010	NUM
ejif-793	10	45	)	)	PUNCT
ejif-793	10	46	.	.	PUNCT
ejif-793	11	1	the	the	DET
ejif-793	11	2	number	number	NOUN
ejif-793	11	3	of	of	ADP
ejif-793	11	4	bmt	bmt	NOUN
ejif-793	11	5	to	to	ADP
ejif-793	11	6	june	june	PROPN
ejif-793	11	7	2012	2012	NUM
ejif-793	11	8	is	be	AUX
ejif-793	11	9	estimated	estimate	VERB
ejif-793	11	10	at	at	ADP
ejif-793	11	11	5,500	5,500	NUM
ejif-793	11	12	units	unit	NOUN
ejif-793	11	13	(	(	PUNCT
ejif-793	11	14	republika	republika	X
ejif-793	11	15	online.com	online.com	X
ejif-793	11	16	,	,	PUNCT
ejif-793	11	17	june	june	PROPN
ejif-793	11	18	28	28	NUM
ejif-793	11	19	,	,	PUNCT
ejif-793	11	20	2012	2012	NUM
ejif-793	11	21	)	)	PUNCT
ejif-793	11	22	,	,	PUNCT
ejif-793	11	23	and	and	CCONJ
ejif-793	11	24	if	if	SCONJ
ejif-793	11	25	60	60	NUM
ejif-793	11	26	%	%	NOUN
ejif-793	11	27	of	of	ADP
ejif-793	11	28	bmt	bmt	NOUN
ejif-793	11	29	has	have	AUX
ejif-793	11	30	not	not	PART
ejif-793	11	31	been	be	AUX
ejif-793	11	32	incorporated	incorporate	VERB
ejif-793	11	33	in	in	ADP
ejif-793	11	34	the	the	DET
ejif-793	11	35	amounted	amount	VERB
ejif-793	11	36	to	to	ADP
ejif-793	11	37	3,300	3,300	NUM
ejif-793	11	38	units	unit	NOUN
ejif-793	11	39	and	and	CCONJ
ejif-793	11	40	2,200	2,200	NUM
ejif-793	11	41	units	unit	NOUN
ejif-793	11	42	remaining	remain	VERB
ejif-793	12	1	bmt	bmt	NOUN
ejif-793	12	2	incorporated	incorporate	VERB
ejif-793	12	3	cooperative	cooperative	NOUN
ejif-793	12	4	.	.	PUNCT
ejif-793	13	1	based	base	VERB
ejif-793	13	2	on	on	ADP
ejif-793	13	3	the	the	DET
ejif-793	13	4	goal	goal	NOUN
ejif-793	13	5	of	of	ADP
ejif-793	13	6	microfinance	microfinance	NOUN
ejif-793	13	7	institutions	institution	NOUN
ejif-793	13	8	have	have	VERB
ejif-793	13	9	the	the	DET
ejif-793	13	10	function	function	NOUN
ejif-793	13	11	of	of	ADP
ejif-793	13	12	providing	provide	VERB
ejif-793	13	13	financial	financial	ADJ
ejif-793	13	14	services	service	NOUN
ejif-793	13	15	to	to	ADP
ejif-793	13	16	low	low	ADJ
ejif-793	13	17	income	income	NOUN
ejif-793	13	18	communities	community	NOUN
ejif-793	13	19	not	not	PART
ejif-793	13	20	served	serve	VERB
ejif-793	13	21	by	by	ADP
ejif-793	13	22	banks	bank	NOUN
ejif-793	13	23	(	(	PUNCT
ejif-793	13	24	unbankable	unbankable	ADJ
ejif-793	13	25	)	)	PUNCT
ejif-793	13	26	(	(	PUNCT
ejif-793	13	27	armendariz	armendariz	NOUN
ejif-793	13	28	and	and	CCONJ
ejif-793	13	29	labie	labie	PROPN
ejif-793	13	30	,	,	PUNCT
ejif-793	13	31	2011	2011	NUM
ejif-793	13	32	)	)	PUNCT
ejif-793	13	33	.	.	PUNCT
ejif-793	14	1	while	while	SCONJ
ejif-793	14	2	the	the	DET
ejif-793	14	3	definition	definition	NOUN
ejif-793	14	4	of	of	ADP
ejif-793	14	5	microfinance	microfinance	NOUN
ejif-793	14	6	is	be	AUX
ejif-793	14	7	to	to	PART
ejif-793	14	8	provide	provide	VERB
ejif-793	14	9	financial	financial	ADJ
ejif-793	14	10	services	service	NOUN
ejif-793	14	11	to	to	ADP
ejif-793	14	12	people	people	NOUN
ejif-793	14	13	who	who	PRON
ejif-793	14	14	have	have	VERB
ejif-793	14	15	limited	limit	VERB
ejif-793	14	16	access	access	NOUN
ejif-793	14	17	to	to	ADP
ejif-793	14	18	banking	banking	NOUN
ejif-793	14	19	services	service	NOUN
ejif-793	14	20	.	.	PUNCT
ejif-793	15	1	the	the	DET
ejif-793	15	2	financial	financial	ADJ
ejif-793	15	3	services	service	NOUN
ejif-793	15	4	are	be	AUX
ejif-793	15	5	;	;	PUNCT
ejif-793	15	6	financing	financing	NOUN
ejif-793	15	7	or	or	CCONJ
ejif-793	15	8	credit	credit	NOUN
ejif-793	15	9	,	,	PUNCT
ejif-793	15	10	savings	saving	NOUN
ejif-793	15	11	,	,	PUNCT
ejif-793	15	12	remittances	remittance	NOUN
ejif-793	15	13	and	and	CCONJ
ejif-793	15	14	insurance	insurance	NOUN
ejif-793	15	15	(	(	PUNCT
ejif-793	15	16	karlan	karlan	NOUN
ejif-793	15	17	and	and	CCONJ
ejif-793	15	18	golberg	golberg	PROPN
ejif-793	15	19	,	,	PUNCT
ejif-793	15	20	2011	2011	NUM
ejif-793	15	21	)	)	PUNCT
ejif-793	15	22	.	.	PUNCT
ejif-793	16	1	however	however	ADV
ejif-793	16	2	,	,	PUNCT
ejif-793	16	3	the	the	DET
ejif-793	16	4	implementation	implementation	NOUN
ejif-793	16	5	and	and	CCONJ
ejif-793	16	6	operation	operation	NOUN
ejif-793	16	7	of	of	ADP
ejif-793	16	8	microfinance	microfinance	NOUN
ejif-793	16	9	institutions	institution	NOUN
ejif-793	16	10	get	get	VERB
ejif-793	16	11	the	the	DET
ejif-793	16	12	challenge	challenge	NOUN
ejif-793	16	13	of	of	ADP
ejif-793	16	14	mismatch	mismatch	NOUN
ejif-793	16	15	between	between	ADP
ejif-793	16	16	the	the	DET
ejif-793	16	17	needs	need	NOUN
ejif-793	16	18	of	of	ADP
ejif-793	16	19	low	low	ADJ
ejif-793	16	20	-	-	PUNCT
ejif-793	16	21	income	income	NOUN
ejif-793	16	22	people	people	NOUN
ejif-793	16	23	with	with	ADP
ejif-793	16	24	products	product	NOUN
ejif-793	16	25	offered	offer	VERB
ejif-793	16	26	by	by	ADP
ejif-793	16	27	microfinance	microfinance	NOUN
ejif-793	16	28	institutions	institution	NOUN
ejif-793	16	29	(	(	PUNCT
ejif-793	16	30	armendariz	armendariz	NOUN
ejif-793	16	31	and	and	CCONJ
ejif-793	16	32	labie	labie	PROPN
ejif-793	16	33	,	,	PUNCT
ejif-793	16	34	2011	2011	NUM
ejif-793	16	35	)	)	PUNCT
ejif-793	16	36	.	.	PUNCT
ejif-793	17	1	besides	besides	SCONJ
ejif-793	17	2	that	that	DET
ejif-793	17	3	microfinance	microfinance	NOUN
ejif-793	17	4	institutions	institution	NOUN
ejif-793	17	5	should	should	AUX
ejif-793	17	6	protect	protect	VERB
ejif-793	17	7	all	all	DET
ejif-793	17	8	clients	client	NOUN
ejif-793	17	9	(	(	PUNCT
ejif-793	17	10	savers	saver	NOUN
ejif-793	17	11	)	)	PUNCT
ejif-793	17	12	to	to	PART
ejif-793	17	13	run	run	VERB
ejif-793	17	14	its	its	PRON
ejif-793	17	15	operations	operation	NOUN
ejif-793	17	16	based	base	VERB
ejif-793	17	17	on	on	ADP
ejif-793	17	18	prudential	prudential	ADJ
ejif-793	17	19	principles	principle	NOUN
ejif-793	17	20	by	by	ADP
ejif-793	17	21	christen	christen	VERB
ejif-793	17	22	et	et	PROPN
ejif-793	17	23	al	al	PROPN
ejif-793	17	24	.	.	PROPN
ejif-793	18	1	(	(	PUNCT
ejif-793	18	2	2003	2003	NUM
ejif-793	18	3	)	)	PUNCT
ejif-793	18	4	.	.	PUNCT
ejif-793	19	1	under	under	ADP
ejif-793	19	2	these	these	DET
ejif-793	19	3	conditions	condition	NOUN
ejif-793	19	4	,	,	PUNCT
ejif-793	19	5	how	how	SCONJ
ejif-793	19	6	can	can	AUX
ejif-793	19	7	islamic	islamic	VERB
ejif-793	19	8	microfinance	microfinance	NOUN
ejif-793	19	9	institutions	institution	NOUN
ejif-793	19	10	can	can	AUX
ejif-793	19	11	meet	meet	VERB
ejif-793	19	12	the	the	DET
ejif-793	19	13	challenges	challenge	NOUN
ejif-793	19	14	of	of	ADP
ejif-793	19	15	mismatch	mismatch	NOUN
ejif-793	19	16	and	and	CCONJ
ejif-793	19	17	protect	protect	VERB
ejif-793	19	18	all	all	DET
ejif-793	19	19	its	its	PRON
ejif-793	19	20	customers	customer	NOUN
ejif-793	19	21	in	in	ADP
ejif-793	19	22	order	order	NOUN
ejif-793	19	23	to	to	PART
ejif-793	19	24	implement	implement	VERB
ejif-793	19	25	the	the	DET
ejif-793	19	26	act	act	NOUN
ejif-793	19	27	no.1	no.1	VERB
ejif-793	19	28	of	of	ADP
ejif-793	19	29	2013	2013	NUM
ejif-793	19	30	?	?	PUNCT
ejif-793	19	31	.	.	PUNCT
ejif-793	20	1	1.2	1.2	NUM
ejif-793	20	2	.	.	PUNCT
ejif-793	20	3	limitation	limitation	NOUN
ejif-793	20	4	of	of	ADP
ejif-793	20	5	research	research	NOUN
ejif-793	20	6	a	a	DET
ejif-793	20	7	lot	lot	NOUN
ejif-793	20	8	of	of	ADP
ejif-793	20	9	bmt	bmt	NOUN
ejif-793	20	10	is	be	AUX
ejif-793	20	11	still	still	ADV
ejif-793	20	12	not	not	PART
ejif-793	20	13	incorporated	incorporate	VERB
ejif-793	20	14	in	in	ADP
ejif-793	20	15	.	.	PUNCT
ejif-793	21	1	based	base	VERB
ejif-793	21	2	on	on	ADP
ejif-793	21	3	act	act	PROPN
ejif-793	21	4	no	no	INTJ
ejif-793	21	5	.	.	NOUN
ejif-793	21	6	1	1	NUM
ejif-793	21	7	of	of	ADP
ejif-793	21	8	2013	2013	NUM
ejif-793	21	9	,	,	PUNCT
ejif-793	21	10	the	the	DET
ejif-793	21	11	bmt	bmt	NOUN
ejif-793	21	12	that	that	PRON
ejif-793	21	13	does	do	AUX
ejif-793	21	14	not	not	PART
ejif-793	21	15	have	have	VERB
ejif-793	21	16	a	a	DET
ejif-793	21	17	legal	legal	ADJ
ejif-793	21	18	entity	entity	NOUN
ejif-793	21	19	shall	shall	AUX
ejif-793	21	20	be	be	AUX
ejif-793	21	21	transformed	transform	VERB
ejif-793	21	22	into	into	ADP
ejif-793	21	23	cooperatives	cooperative	NOUN
ejif-793	21	24	or	or	CCONJ
ejif-793	21	25	shfs	shfs	NOUN
ejif-793	21	26	.	.	PUNCT
ejif-793	22	1	then	then	ADV
ejif-793	22	2	the	the	DET
ejif-793	22	3	limitation	limitation	NOUN
ejif-793	22	4	of	of	ADP
ejif-793	22	5	this	this	DET
ejif-793	22	6	study	study	NOUN
ejif-793	22	7	is	be	AUX
ejif-793	22	8	how	how	SCONJ
ejif-793	22	9	the	the	DET
ejif-793	22	10	transformation	transformation	NOUN
ejif-793	22	11	process	process	NOUN
ejif-793	22	12	bmt	bmt	NOUN
ejif-793	22	13	be	be	AUX
ejif-793	22	14	incorporated	incorporate	VERB
ejif-793	22	15	in	in	ADP
ejif-793	22	16	to	to	PART
ejif-793	22	17	meet	meet	VERB
ejif-793	22	18	the	the	DET
ejif-793	22	19	needs	need	NOUN
ejif-793	22	20	of	of	ADP
ejif-793	22	21	low	low	ADJ
ejif-793	22	22	-	-	PUNCT
ejif-793	22	23	income	income	NOUN
ejif-793	22	24	communities	community	NOUN
ejif-793	22	25	(	(	PUNCT
ejif-793	22	26	the	the	DET
ejif-793	22	27	challenge	challenge	NOUN
ejif-793	22	28	of	of	ADP
ejif-793	22	29	microfinance	microfinance	NOUN
ejif-793	22	30	institutions	institution	NOUN
ejif-793	22	31	)	)	PUNCT
ejif-793	22	32	and	and	CCONJ
ejif-793	22	33	in	in	ADP
ejif-793	22	34	order	order	NOUN
ejif-793	22	35	to	to	PART
ejif-793	22	36	keep	keep	VERB
ejif-793	22	37	operations	operation	NOUN
ejif-793	22	38	running	run	VERB
ejif-793	22	39	the	the	DET
ejif-793	22	40	prudential	prudential	ADJ
ejif-793	22	41	principles	principle	NOUN
ejif-793	22	42	.	.	PUNCT
ejif-793	23	1	1.3	1.3	NUM
ejif-793	23	2	.	.	PUNCT
ejif-793	23	3	objectives	objective	NOUN
ejif-793	23	4	and	and	CCONJ
ejif-793	23	5	contributions	contribution	NOUN
ejif-793	23	6	goals	goal	NOUN
ejif-793	23	7	and	and	CCONJ
ejif-793	23	8	contribution	contribution	NOUN
ejif-793	23	9	of	of	ADP
ejif-793	23	10	this	this	DET
ejif-793	23	11	study	study	NOUN
ejif-793	23	12	is	be	AUX
ejif-793	23	13	to	to	PART
ejif-793	23	14	provide	provide	VERB
ejif-793	23	15	input	input	NOUN
ejif-793	23	16	for	for	ADP
ejif-793	23	17	islamic	islamic	ADJ
ejif-793	23	18	microfinance	microfinance	NOUN
ejif-793	23	19	institutions	institution	NOUN
ejif-793	23	20	(	(	PUNCT
ejif-793	23	21	bmt	bmt	PROPN
ejif-793	23	22	)	)	PUNCT
ejif-793	23	23	in	in	ADP
ejif-793	23	24	order	order	NOUN
ejif-793	23	25	to	to	PART
ejif-793	23	26	survive	survive	VERB
ejif-793	23	27	in	in	ADP
ejif-793	23	28	the	the	DET
ejif-793	23	29	future	future	NOUN
ejif-793	23	30	.	.	PUNCT
ejif-793	24	1	bmt	bmt	PROPN
ejif-793	24	2	is	be	AUX
ejif-793	24	3	also	also	ADV
ejif-793	24	4	expected	expect	VERB
ejif-793	24	5	to	to	PART
ejif-793	24	6	play	play	VERB
ejif-793	24	7	an	an	DET
ejif-793	24	8	active	active	ADJ
ejif-793	24	9	role	role	NOUN
ejif-793	24	10	in	in	ADP
ejif-793	24	11	creating	create	VERB
ejif-793	24	12	wealth	wealth	NOUN
ejif-793	24	13	evenly	evenly	ADV
ejif-793	24	14	throughout	throughout	ADP
ejif-793	24	15	society	society	NOUN
ejif-793	24	16	by	by	ADP
ejif-793	24	17	enforcing	enforce	VERB
ejif-793	24	18	sharia	sharia	PROPN
ejif-793	24	19	(	(	PUNCT
ejif-793	24	20	islamic	islamic	ADJ
ejif-793	24	21	law	law	NOUN
ejif-793	24	22	)	)	PUNCT
ejif-793	24	23	in	in	ADP
ejif-793	24	24	order	order	NOUN
ejif-793	24	25	to	to	PART
ejif-793	24	26	achieve	achieve	VERB
ejif-793	24	27	the	the	DET
ejif-793	24	28	economic	economic	ADJ
ejif-793	24	29	goals	goal	NOUN
ejif-793	24	30	of	of	ADP
ejif-793	24	31	islam	islam	PROPN
ejif-793	24	32	.	.	PUNCT
ejif-793	25	1	definition	definition	NOUN
ejif-793	25	2	of	of	ADP
ejif-793	25	3	the	the	DET
ejif-793	25	4	purpose	purpose	NOUN
ejif-793	25	5	of	of	ADP
ejif-793	25	6	islamic	islamic	ADJ
ejif-793	25	7	economics	economic	NOUN
ejif-793	25	8	or	or	CCONJ
ejif-793	25	9	maqashid	maqashid	NOUN
ejif-793	25	10	shari'ah	shari'ah	NOUN
ejif-793	25	11	is	be	AUX
ejif-793	25	12	to	to	PART
ejif-793	25	13	create	create	VERB
ejif-793	25	14	maslahah	maslahah	NOUN
ejif-793	25	15	ummah	ummah	PROPN
ejif-793	25	16	who	who	PRON
ejif-793	25	17	became	become	VERB
ejif-793	25	18	one	one	NUM
ejif-793	25	19	of	of	ADP
ejif-793	25	20	the	the	DET
ejif-793	25	21	important	important	ADJ
ejif-793	25	22	pillars	pillar	NOUN
ejif-793	25	23	of	of	ADP
ejif-793	25	24	the	the	DET
ejif-793	25	25	economy	economy	NOUN
ejif-793	25	26	and	and	CCONJ
ejif-793	25	27	business	business	NOUN
ejif-793	25	28	in	in	ADP
ejif-793	25	29	sharia	sharia	PROPN
ejif-793	25	30	.	.	PUNCT
ejif-793	26	1	it	it	PRON
ejif-793	26	2	is	be	AUX
ejif-793	26	3	also	also	ADV
ejif-793	26	4	narrated	narrate	VERB
ejif-793	26	5	in	in	ADP
ejif-793	26	6	a	a	DET
ejif-793	26	7	hadith	hadith	NOUN
ejif-793	26	8	by	by	ADP
ejif-793	26	9	musnad	musnad	PROPN
ejif-793	26	10	shihab	shihab	PROPN
ejif-793	26	11	,	,	PUNCT
ejif-793	26	12	hadith	hadith	PROPN
ejif-793	26	13	no	no	INTJ
ejif-793	26	14	.	.	PROPN
ejif-793	26	15	1234	1234	NUM
ejif-793	26	16	as	as	SCONJ
ejif-793	26	17	follows	follow	VERB
ejif-793	26	18	:	:	PUNCT
ejif-793	26	19	\	\	X
ejif-793	27	1	"	"	PUNCT
ejif-793	27	2	the	the	DET
ejif-793	27	3	best	good	ADJ
ejif-793	27	4	man	man	NOUN
ejif-793	27	5	is	be	AUX
ejif-793	27	6	the	the	DET
ejif-793	27	7	most	most	ADV
ejif-793	27	8	useful	useful	ADJ
ejif-793	27	9	for	for	ADP
ejif-793	27	10	others	other	NOUN
ejif-793	27	11	.	.	PUNCT
ejif-793	27	12	"	"	PUNCT
ejif-793	28	1	lucky	lucky	ADJ
ejif-793	28	2	nugroho	nugroho	NOUN
ejif-793	28	3	a	a	DET
ejif-793	28	4	ejif	ejif	PROPN
ejif-793	28	5	–	–	PUNCT
ejif-793	28	6	european	european	PROPN
ejif-793	28	7	journal	journal	PROPN
ejif-793	28	8	of	of	ADP
ejif-793	28	9	islamic	islamic	PROPN
ejif-793	28	10	finance	finance	PROPN
ejif-793	28	11	no1,dec	no1,dec	PROPN
ejif-793	28	12	(	(	PUNCT
ejif-793	28	13	2014	2014	NUM
ejif-793	28	14	)	)	PUNCT
ejif-793	28	15	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	NOUN
ejif-793	28	16	2	2	NUM
ejif-793	28	17	2	2	NUM
ejif-793	28	18	.	.	PUNCT
ejif-793	28	19	research	research	NOUN
ejif-793	28	20	methodology	methodology	NOUN
ejif-793	28	21	the	the	DET
ejif-793	28	22	research	research	NOUN
ejif-793	28	23	method	method	NOUN
ejif-793	28	24	is	be	AUX
ejif-793	28	25	based	base	VERB
ejif-793	28	26	on	on	ADP
ejif-793	28	27	a	a	DET
ejif-793	28	28	qualitative	qualitative	ADJ
ejif-793	28	29	research	research	NOUN
ejif-793	28	30	,	,	PUNCT
ejif-793	28	31	the	the	DET
ejif-793	28	32	framework	framework	NOUN
ejif-793	28	33	of	of	ADP
ejif-793	28	34	this	this	DET
ejif-793	28	35	research	research	NOUN
ejif-793	28	36	is	be	AUX
ejif-793	28	37	defined	define	VERB
ejif-793	28	38	by	by	ADP
ejif-793	28	39	research	research	NOUN
ejif-793	28	40	questions	question	NOUN
ejif-793	28	41	as	as	SCONJ
ejif-793	28	42	follows	follow	VERB
ejif-793	28	43	:	:	PUNCT
ejif-793	28	44			X
ejif-793	28	45	what	what	PRON
ejif-793	28	46	is	be	AUX
ejif-793	28	47	the	the	DET
ejif-793	28	48	purpose	purpose	NOUN
ejif-793	28	49	of	of	ADP
ejif-793	28	50	bmt	bmt	NOUN
ejif-793	28	51	?	?	PUNCT
ejif-793	29	1			VERB
ejif-793	30	1	what	what	PRON
ejif-793	30	2	are	be	AUX
ejif-793	30	3	the	the	DET
ejif-793	30	4	challenges	challenge	NOUN
ejif-793	30	5	of	of	ADP
ejif-793	30	6	bmt	bmt	NOUN
ejif-793	30	7	in	in	ADP
ejif-793	30	8	the	the	DET
ejif-793	30	9	future	future	NOUN
ejif-793	30	10	?	?	PUNCT
ejif-793	31	1			VERB
ejif-793	31	2	what	what	PRON
ejif-793	31	3	are	be	AUX
ejif-793	31	4	the	the	DET
ejif-793	31	5	advantages	advantage	NOUN
ejif-793	31	6	bmt	bmt	VERB
ejif-793	31	7	incorporated	incorporate	VERB
ejif-793	31	8	in	in	ADP
ejif-793	31	9	?	?	PUNCT
ejif-793	32	1	3	3	X
ejif-793	32	2	.	.	X
ejif-793	32	3	analysis	analysis	NOUN
ejif-793	32	4	3.1	3.1	NUM
ejif-793	32	5	.	.	PUNCT
ejif-793	33	1	the	the	DET
ejif-793	33	2	purpose	purpose	NOUN
ejif-793	33	3	of	of	ADP
ejif-793	33	4	islamic	islamic	ADJ
ejif-793	33	5	microfinance	microfinance	NOUN
ejif-793	33	6	institutions	institution	NOUN
ejif-793	33	7	the	the	DET
ejif-793	33	8	characteristics	characteristic	NOUN
ejif-793	33	9	of	of	ADP
ejif-793	33	10	microfinance	microfinance	NOUN
ejif-793	33	11	institutions	institution	NOUN
ejif-793	33	12	,	,	PUNCT
ejif-793	33	13	there	there	PRON
ejif-793	33	14	have	have	VERB
ejif-793	33	15	two	two	NUM
ejif-793	33	16	roles	role	NOUN
ejif-793	33	17	,	,	PUNCT
ejif-793	33	18	the	the	DET
ejif-793	33	19	first	first	ADJ
ejif-793	33	20	function	function	NOUN
ejif-793	33	21	is	be	AUX
ejif-793	33	22	related	relate	VERB
ejif-793	33	23	to	to	ADP
ejif-793	33	24	financial	financial	ADJ
ejif-793	33	25	(	(	PUNCT
ejif-793	33	26	commercial	commercial	ADJ
ejif-793	33	27	)	)	PUNCT
ejif-793	33	28	and	and	CCONJ
ejif-793	33	29	second	second	ADV
ejif-793	33	30	as	as	ADP
ejif-793	33	31	a	a	DET
ejif-793	33	32	social	social	ADJ
ejif-793	33	33	function	function	NOUN
ejif-793	33	34	(	(	PUNCT
ejif-793	33	35	hudon	hudon	NOUN
ejif-793	33	36	,	,	PUNCT
ejif-793	33	37	2011	2011	NUM
ejif-793	33	38	)	)	PUNCT
ejif-793	33	39	.	.	PUNCT
ejif-793	34	1	microfinance	microfinance	NOUN
ejif-793	34	2	institutions	institution	NOUN
ejif-793	34	3	aim	aim	VERB
ejif-793	34	4	is	be	AUX
ejif-793	34	5	not	not	PART
ejif-793	34	6	always	always	ADV
ejif-793	34	7	to	to	PART
ejif-793	34	8	maximize	maximize	VERB
ejif-793	34	9	profits	profit	NOUN
ejif-793	34	10	(	(	PUNCT
ejif-793	34	11	copestake	copestake	NOUN
ejif-793	34	12	,	,	PUNCT
ejif-793	34	13	et	et	PROPN
ejif-793	34	14	al	al	PROPN
ejif-793	34	15	.	.	PROPN
ejif-793	34	16	,	,	PUNCT
ejif-793	34	17	2005	2005	NUM
ejif-793	34	18	)	)	PUNCT
ejif-793	34	19	but	but	CCONJ
ejif-793	34	20	its	its	PRON
ejif-793	34	21	main	main	ADJ
ejif-793	34	22	purpose	purpose	NOUN
ejif-793	34	23	is	be	AUX
ejif-793	34	24	to	to	PART
ejif-793	34	25	provide	provide	VERB
ejif-793	34	26	access	access	NOUN
ejif-793	34	27	services	service	NOUN
ejif-793	34	28	to	to	ADP
ejif-793	34	29	low	low	ADJ
ejif-793	34	30	-	-	PUNCT
ejif-793	34	31	income	income	NOUN
ejif-793	34	32	people	people	NOUN
ejif-793	34	33	who	who	PRON
ejif-793	34	34	can	can	AUX
ejif-793	34	35	not	not	PART
ejif-793	34	36	be	be	AUX
ejif-793	34	37	served	serve	VERB
ejif-793	34	38	by	by	ADP
ejif-793	34	39	banks	bank	NOUN
ejif-793	34	40	(	(	PUNCT
ejif-793	34	41	morduch	morduch	ADJ
ejif-793	34	42	,	,	PUNCT
ejif-793	34	43	1999	1999	NUM
ejif-793	34	44	)	)	PUNCT
ejif-793	34	45	.	.	PUNCT
ejif-793	35	1	bmt	bmt	PROPN
ejif-793	35	2	is	be	AUX
ejif-793	35	3	micro	micro	ADJ
ejif-793	35	4	-	-	ADJ
ejif-793	35	5	finance	finance	ADJ
ejif-793	35	6	institutions	institution	NOUN
ejif-793	35	7	that	that	PRON
ejif-793	35	8	carry	carry	VERB
ejif-793	35	9	out	out	ADP
ejif-793	35	10	activities	activity	NOUN
ejif-793	35	11	based	base	VERB
ejif-793	35	12	on	on	ADP
ejif-793	35	13	islamic	islamic	ADJ
ejif-793	35	14	principles	principle	NOUN
ejif-793	35	15	.	.	PUNCT
ejif-793	36	1	the	the	DET
ejif-793	36	2	main	main	ADJ
ejif-793	36	3	factor	factor	NOUN
ejif-793	36	4	underlying	underlie	VERB
ejif-793	36	5	the	the	DET
ejif-793	36	6	establishment	establishment	NOUN
ejif-793	36	7	of	of	ADP
ejif-793	36	8	bmt	bmt	NOUN
ejif-793	36	9	is	be	AUX
ejif-793	36	10	the	the	DET
ejif-793	36	11	desire	desire	NOUN
ejif-793	36	12	to	to	PART
ejif-793	36	13	run	run	VERB
ejif-793	36	14	an	an	DET
ejif-793	36	15	economic	economic	ADJ
ejif-793	36	16	system	system	NOUN
ejif-793	36	17	that	that	PRON
ejif-793	36	18	is	be	AUX
ejif-793	36	19	based	base	VERB
ejif-793	36	20	on	on	ADP
ejif-793	36	21	the	the	DET
ejif-793	36	22	values	value	NOUN
ejif-793	36	23	and	and	CCONJ
ejif-793	36	24	principles	principle	NOUN
ejif-793	36	25	of	of	ADP
ejif-793	36	26	islamic	islamic	PROPN
ejif-793	36	27	justice	justice	NOUN
ejif-793	36	28	which	which	PRON
ejif-793	36	29	aims	aim	VERB
ejif-793	36	30	to	to	PART
ejif-793	36	31	distribute	distribute	VERB
ejif-793	36	32	free	free	ADJ
ejif-793	36	33	from	from	ADP
ejif-793	36	34	all	all	DET
ejif-793	36	35	forms	form	NOUN
ejif-793	36	36	of	of	ADP
ejif-793	36	37	exploitation	exploitation	NOUN
ejif-793	36	38	.	.	PUNCT
ejif-793	37	1	in	in	ADP
ejif-793	37	2	addition	addition	NOUN
ejif-793	37	3	,	,	PUNCT
ejif-793	37	4	the	the	DET
ejif-793	37	5	role	role	NOUN
ejif-793	37	6	and	and	CCONJ
ejif-793	37	7	function	function	NOUN
ejif-793	37	8	of	of	ADP
ejif-793	37	9	bmt	bmt	NOUN
ejif-793	37	10	is	be	AUX
ejif-793	37	11	to	to	PART
ejif-793	37	12	develop	develop	VERB
ejif-793	37	13	human	human	ADJ
ejif-793	37	14	resources	resource	NOUN
ejif-793	37	15	and	and	CCONJ
ejif-793	37	16	to	to	PART
ejif-793	37	17	support	support	VERB
ejif-793	37	18	micro	micro	ADJ
ejif-793	37	19	and	and	CCONJ
ejif-793	37	20	small	small	ADJ
ejif-793	37	21	entrepreneurs	entrepreneur	NOUN
ejif-793	37	22	as	as	ADV
ejif-793	37	23	well	well	ADV
ejif-793	37	24	as	as	ADP
ejif-793	37	25	a	a	DET
ejif-793	37	26	viable	viable	ADJ
ejif-793	37	27	potential	potential	NOUN
ejif-793	37	28	(	(	PUNCT
ejif-793	37	29	holloh	holloh	NOUN
ejif-793	37	30	,	,	PUNCT
ejif-793	37	31	2001	2001	NUM
ejif-793	37	32	)	)	PUNCT
ejif-793	37	33	.	.	PUNCT
ejif-793	38	1	roles	role	NOUN
ejif-793	38	2	and	and	CCONJ
ejif-793	38	3	tasks	task	NOUN
ejif-793	38	4	bmt	bmt	VERB
ejif-793	38	5	as	as	SCONJ
ejif-793	38	6	follows	follow	VERB
ejif-793	38	7	:	:	PUNCT
ejif-793	38	8	1	1	X
ejif-793	38	9	)	)	PUNCT
ejif-793	38	10	help	help	AUX
ejif-793	38	11	identify	identify	VERB
ejif-793	38	12	needs	need	NOUN
ejif-793	38	13	and	and	CCONJ
ejif-793	38	14	business	business	NOUN
ejif-793	38	15	opportunities	opportunity	NOUN
ejif-793	38	16	.	.	PUNCT
ejif-793	39	1	2	2	X
ejif-793	39	2	)	)	PUNCT
ejif-793	39	3	help	help	AUX
ejif-793	39	4	plan	plan	VERB
ejif-793	39	5	and	and	CCONJ
ejif-793	39	6	provide	provide	VERB
ejif-793	39	7	business	business	NOUN
ejif-793	39	8	consulting	consulting	NOUN
ejif-793	39	9	.	.	PUNCT
ejif-793	40	1	3	3	X
ejif-793	40	2	)	)	PUNCT
ejif-793	40	3	mobilizing	mobilize	VERB
ejif-793	40	4	funds	fund	NOUN
ejif-793	40	5	from	from	ADP
ejif-793	40	6	the	the	DET
ejif-793	40	7	public	public	NOUN
ejif-793	40	8	.	.	PUNCT
ejif-793	41	1	4	4	X
ejif-793	41	2	)	)	PUNCT
ejif-793	41	3	provide	provide	VERB
ejif-793	41	4	and	and	CCONJ
ejif-793	41	5	facilitate	facilitate	VERB
ejif-793	41	6	access	access	NOUN
ejif-793	41	7	to	to	ADP
ejif-793	41	8	financial	financial	ADJ
ejif-793	41	9	services	service	NOUN
ejif-793	41	10	and	and	CCONJ
ejif-793	41	11	marketing	marketing	NOUN
ejif-793	41	12	channels	channel	NOUN
ejif-793	41	13	.	.	PUNCT
ejif-793	42	1	5	5	NUM
ejif-793	42	2	)	)	PUNCT
ejif-793	42	3	disseminate	disseminate	VERB
ejif-793	42	4	information	information	NOUN
ejif-793	42	5	and	and	CCONJ
ejif-793	42	6	provide	provide	VERB
ejif-793	42	7	training	training	NOUN
ejif-793	42	8	.	.	PUNCT
ejif-793	43	1	in	in	ADP
ejif-793	43	2	connection	connection	NOUN
ejif-793	43	3	with	with	ADP
ejif-793	43	4	this	this	PRON
ejif-793	43	5	,	,	PUNCT
ejif-793	43	6	the	the	DET
ejif-793	43	7	bmt	bmt	NOUN
ejif-793	43	8	is	be	AUX
ejif-793	43	9	a	a	DET
ejif-793	43	10	form	form	NOUN
ejif-793	43	11	of	of	ADP
ejif-793	43	12	islamic	islamic	ADJ
ejif-793	43	13	microfinance	microfinance	NOUN
ejif-793	43	14	institutions	institution	NOUN
ejif-793	43	15	whose	whose	DET
ejif-793	43	16	roles	role	NOUN
ejif-793	43	17	and	and	CCONJ
ejif-793	43	18	functions	function	NOUN
ejif-793	43	19	in	in	ADP
ejif-793	43	20	accordance	accordance	NOUN
ejif-793	43	21	with	with	ADP
ejif-793	43	22	khittah	khittah	PROPN
ejif-793	43	23	(	(	PUNCT
ejif-793	43	24	basic	basic	ADJ
ejif-793	43	25	concepts	concept	NOUN
ejif-793	43	26	)	)	PUNCT
ejif-793	43	27	microfinance	microfinance	NOUN
ejif-793	43	28	institutions	institution	NOUN
ejif-793	43	29	.	.	PUNCT
ejif-793	44	1	therefore	therefore	ADV
ejif-793	44	2	the	the	DET
ejif-793	44	3	existence	existence	NOUN
ejif-793	44	4	of	of	ADP
ejif-793	44	5	bmt	bmt	NOUN
ejif-793	44	6	in	in	ADP
ejif-793	44	7	the	the	DET
ejif-793	44	8	future	future	NOUN
ejif-793	44	9	is	be	AUX
ejif-793	44	10	indispensable	indispensable	ADJ
ejif-793	44	11	in	in	ADP
ejif-793	44	12	improving	improve	VERB
ejif-793	44	13	the	the	DET
ejif-793	44	14	welfare	welfare	NOUN
ejif-793	44	15	of	of	ADP
ejif-793	44	16	society	society	NOUN
ejif-793	44	17	.	.	PUNCT
ejif-793	45	1	3.2	3.2	NUM
ejif-793	45	2	.	.	PUNCT
ejif-793	45	3	challenges	challenge	NOUN
ejif-793	45	4	for	for	ADP
ejif-793	45	5	the	the	DET
ejif-793	45	6	future	future	ADJ
ejif-793	45	7	bmt	bmt	NOUN
ejif-793	45	8	.	.	PUNCT
ejif-793	46	1	developments	development	NOUN
ejif-793	46	2	and	and	CCONJ
ejif-793	46	3	changes	change	NOUN
ejif-793	46	4	in	in	ADP
ejif-793	46	5	the	the	DET
ejif-793	46	6	needs	need	NOUN
ejif-793	46	7	of	of	ADP
ejif-793	46	8	low	low	ADJ
ejif-793	46	9	-	-	PUNCT
ejif-793	46	10	income	income	NOUN
ejif-793	46	11	people	people	NOUN
ejif-793	46	12	is	be	AUX
ejif-793	46	13	a	a	DET
ejif-793	46	14	challenge	challenge	NOUN
ejif-793	46	15	for	for	SCONJ
ejif-793	46	16	bmt	bmt	NOUN
ejif-793	46	17	to	to	PART
ejif-793	46	18	fulfill	fulfill	VERB
ejif-793	46	19	.	.	PUNCT
ejif-793	47	1	according	accord	VERB
ejif-793	47	2	mersland	mersland	NOUN
ejif-793	47	3	and	and	CCONJ
ejif-793	47	4	storm	storm	NOUN
ejif-793	47	5	(	(	PUNCT
ejif-793	47	6	2012	2012	NUM
ejif-793	47	7	)	)	PUNCT
ejif-793	47	8	microfinance	microfinance	NOUN
ejif-793	47	9	institutions	institution	NOUN
ejif-793	47	10	must	must	AUX
ejif-793	47	11	innovate	innovate	VERB
ejif-793	47	12	to	to	PART
ejif-793	47	13	meet	meet	VERB
ejif-793	47	14	the	the	DET
ejif-793	47	15	needs	need	NOUN
ejif-793	47	16	of	of	ADP
ejif-793	47	17	low	low	ADJ
ejif-793	47	18	-	-	PUNCT
ejif-793	47	19	income	income	NOUN
ejif-793	47	20	people	people	NOUN
ejif-793	47	21	so	so	SCONJ
ejif-793	47	22	that	that	SCONJ
ejif-793	47	23	the	the	DET
ejif-793	47	24	characteristics	characteristic	NOUN
ejif-793	47	25	and	and	CCONJ
ejif-793	47	26	objectives	objective	NOUN
ejif-793	47	27	of	of	ADP
ejif-793	47	28	microfinance	microfinance	NOUN
ejif-793	47	29	institutions	institution	NOUN
ejif-793	47	30	is	be	AUX
ejif-793	47	31	maintained	maintain	VERB
ejif-793	47	32	.	.	PUNCT
ejif-793	48	1	however	however	ADV
ejif-793	48	2	,	,	PUNCT
ejif-793	48	3	microfinance	microfinance	NOUN
ejif-793	48	4	institutions	institution	NOUN
ejif-793	48	5	as	as	ADP
ejif-793	48	6	a	a	DET
ejif-793	48	7	going	go	VERB
ejif-793	48	8	concern	concern	NOUN
ejif-793	48	9	entity	entity	NOUN
ejif-793	48	10	must	must	AUX
ejif-793	48	11	and	and	CCONJ
ejif-793	48	12	should	should	AUX
ejif-793	48	13	be	be	AUX
ejif-793	48	14	transformed	transform	VERB
ejif-793	48	15	from	from	ADP
ejif-793	48	16	idealism	idealism	NOUN
ejif-793	48	17	into	into	ADP
ejif-793	48	18	business	business	NOUN
ejif-793	48	19	activities	activity	NOUN
ejif-793	48	20	(	(	PUNCT
ejif-793	48	21	commercial	commercial	ADJ
ejif-793	48	22	)	)	PUNCT
ejif-793	48	23	.	.	PUNCT
ejif-793	49	1	the	the	DET
ejif-793	49	2	transformation	transformation	NOUN
ejif-793	49	3	is	be	AUX
ejif-793	49	4	necessary	necessary	ADJ
ejif-793	49	5	because	because	SCONJ
ejif-793	49	6	there	there	PRON
ejif-793	49	7	are	be	VERB
ejif-793	49	8	new	new	ADJ
ejif-793	49	9	clients	client	NOUN
ejif-793	49	10	who	who	PRON
ejif-793	49	11	require	require	VERB
ejif-793	49	12	access	access	NOUN
ejif-793	49	13	to	to	ADP
ejif-793	49	14	affordable	affordable	ADJ
ejif-793	49	15	microfinance	microfinance	NOUN
ejif-793	49	16	and	and	CCONJ
ejif-793	49	17	microfinance	microfinance	NOUN
ejif-793	49	18	institutions	institution	NOUN
ejif-793	49	19	must	must	AUX
ejif-793	49	20	maintain	maintain	VERB
ejif-793	49	21	the	the	DET
ejif-793	49	22	continuity	continuity	NOUN
ejif-793	49	23	of	of	ADP
ejif-793	49	24	its	its	PRON
ejif-793	49	25	financial	financial	ADJ
ejif-793	49	26	condition	condition	NOUN
ejif-793	49	27	.	.	PUNCT
ejif-793	50	1	innovations	innovation	NOUN
ejif-793	50	2	required	require	VERB
ejif-793	50	3	by	by	ADP
ejif-793	50	4	microfinance	microfinance	NOUN
ejif-793	50	5	institutions	institution	NOUN
ejif-793	50	6	,	,	PUNCT
ejif-793	50	7	according	accord	VERB
ejif-793	50	8	mersland	mersland	NOUN
ejif-793	50	9	and	and	CCONJ
ejif-793	50	10	storm	storm	NOUN
ejif-793	50	11	(	(	PUNCT
ejif-793	50	12	2012	2012	NUM
ejif-793	50	13	)	)	PUNCT
ejif-793	50	14	are	be	AUX
ejif-793	50	15	as	as	SCONJ
ejif-793	50	16	follows	follow	VERB
ejif-793	50	17	:	:	PUNCT
ejif-793	50	18	1	1	X
ejif-793	50	19	)	)	PUNCT
ejif-793	50	20	making	make	VERB
ejif-793	50	21	low	low	ADJ
ejif-793	50	22	-	-	PUNCT
ejif-793	50	23	income	income	NOUN
ejif-793	50	24	communities	community	NOUN
ejif-793	50	25	as	as	ADP
ejif-793	50	26	a	a	DET
ejif-793	50	27	target	target	NOUN
ejif-793	50	28	service	service	NOUN
ejif-793	50	29	banking	banking	NOUN
ejif-793	50	30	products	product	NOUN
ejif-793	50	31	also	also	ADV
ejif-793	50	32	provide	provide	VERB
ejif-793	50	33	finance	finance	NOUN
ejif-793	50	34	or	or	CCONJ
ejif-793	50	35	micro	micro	NOUN
ejif-793	50	36	-	-	NOUN
ejif-793	50	37	credit	credit	NOUN
ejif-793	50	38	services	service	NOUN
ejif-793	50	39	to	to	ADP
ejif-793	50	40	low	low	ADJ
ejif-793	50	41	-	-	PUNCT
ejif-793	50	42	income	income	NOUN
ejif-793	50	43	communities	community	NOUN
ejif-793	50	44	.	.	PUNCT
ejif-793	51	1	however	however	ADV
ejif-793	51	2	,	,	PUNCT
ejif-793	51	3	there	there	PRON
ejif-793	51	4	are	be	VERB
ejif-793	51	5	still	still	ADV
ejif-793	51	6	many	many	ADJ
ejif-793	51	7	low	low	ADJ
ejif-793	51	8	-	-	PUNCT
ejif-793	51	9	income	income	NOUN
ejif-793	51	10	people	people	NOUN
ejif-793	51	11	who	who	PRON
ejif-793	51	12	do	do	AUX
ejif-793	51	13	not	not	PART
ejif-793	51	14	bankable	bankable	VERB
ejif-793	51	15	but	but	CCONJ
ejif-793	51	16	has	have	VERB
ejif-793	51	17	potential	potential	ADJ
ejif-793	51	18	and	and	CCONJ
ejif-793	51	19	deserves	deserve	VERB
ejif-793	51	20	to	to	PART
ejif-793	51	21	be	be	AUX
ejif-793	51	22	given	give	VERB
ejif-793	51	23	micro	micro	NOUN
ejif-793	51	24	-	-	NOUN
ejif-793	51	25	finance	finance	NOUN
ejif-793	51	26	.	.	PUNCT
ejif-793	52	1	based	base	VERB
ejif-793	52	2	on	on	ADP
ejif-793	52	3	that	that	DET
ejif-793	52	4	microfinance	microfinance	NOUN
ejif-793	52	5	institutions	institution	NOUN
ejif-793	52	6	can	can	AUX
ejif-793	52	7	develop	develop	VERB
ejif-793	52	8	products	product	NOUN
ejif-793	52	9	according	accord	VERB
ejif-793	52	10	to	to	ADP
ejif-793	52	11	the	the	DET
ejif-793	52	12	conditions	condition	NOUN
ejif-793	52	13	in	in	ADP
ejif-793	52	14	each	each	DET
ejif-793	52	15	area	area	NOUN
ejif-793	52	16	.	.	PUNCT
ejif-793	53	1	in	in	ADP
ejif-793	53	2	the	the	DET
ejif-793	53	3	qur’an	qur’an	NOUN
ejif-793	53	4	there	there	PRON
ejif-793	53	5	are	be	VERB
ejif-793	53	6	lots	lot	NOUN
ejif-793	53	7	of	of	ADP
ejif-793	53	8	explicit	explicit	ADJ
ejif-793	53	9	statements	statement	NOUN
ejif-793	53	10	related	relate	VERB
ejif-793	53	11	to	to	ADP
ejif-793	53	12	the	the	DET
ejif-793	53	13	poverty	poverty	NOUN
ejif-793	53	14	alleviation	alleviation	NOUN
ejif-793	53	15	and	and	CCONJ
ejif-793	53	16	the	the	DET
ejif-793	53	17	solutions	solution	NOUN
ejif-793	53	18	to	to	ADP
ejif-793	53	19	it	it	PRON
ejif-793	53	20	,	,	PUNCT
ejif-793	53	21	few	few	ADJ
ejif-793	53	22	of	of	ADP
ejif-793	53	23	statements	statement	NOUN
ejif-793	53	24	as	as	SCONJ
ejif-793	53	25	follows	follow	VERB
ejif-793	53	26	:	:	PUNCT
ejif-793	53	27	a.	a.	PROPN
ejif-793	53	28	al	al	PROPN
ejif-793	53	29	insaan	insaan	PROPN
ejif-793	53	30	verse	verse	PROPN
ejif-793	53	31	8	8	NUM
ejif-793	53	32	says	say	VERB
ejif-793	53	33	“	"	PUNCT
ejif-793	53	34	and	and	CCONJ
ejif-793	53	35	they	they	PRON
ejif-793	53	36	give	give	VERB
ejif-793	53	37	food	food	NOUN
ejif-793	53	38	in	in	ADP
ejif-793	53	39	spite	spite	NOUN
ejif-793	53	40	of	of	ADP
ejif-793	53	41	love	love	NOUN
ejif-793	53	42	for	for	ADP
ejif-793	53	43	it	it	PRON
ejif-793	53	44	to	to	ADP
ejif-793	53	45	the	the	DET
ejif-793	53	46	needy	needy	ADJ
ejif-793	53	47	,	,	PUNCT
ejif-793	53	48	the	the	DET
ejif-793	53	49	orphan	orphan	NOUN
ejif-793	53	50	,	,	PUNCT
ejif-793	53	51	and	and	CCONJ
ejif-793	53	52	the	the	DET
ejif-793	53	53	captive	captive	ADJ
ejif-793	53	54	”	"	PUNCT
ejif-793	53	55	.	.	PUNCT
ejif-793	54	1	b.	b.	PROPN
ejif-793	54	2	al	al	PROPN
ejif-793	54	3	baqarah	baqarah	PROPN
ejif-793	54	4	verse	verse	NOUN
ejif-793	54	5	177	177	NUM
ejif-793	54	6	says	say	VERB
ejif-793	54	7	“	"	PUNCT
ejif-793	54	8	righteousness	righteousness	NOUN
ejif-793	54	9	is	be	AUX
ejif-793	54	10	not	not	PART
ejif-793	54	11	that	that	SCONJ
ejif-793	54	12	you	you	PRON
ejif-793	54	13	turn	turn	VERB
ejif-793	54	14	your	your	PRON
ejif-793	54	15	faces	face	NOUN
ejif-793	54	16	toward	toward	ADP
ejif-793	54	17	the	the	DET
ejif-793	54	18	east	east	NOUN
ejif-793	54	19	or	or	CCONJ
ejif-793	54	20	the	the	DET
ejif-793	54	21	west	west	NOUN
ejif-793	54	22	,	,	PUNCT
ejif-793	54	23	but	but	CCONJ
ejif-793	54	24	[	[	X
ejif-793	54	25	true	true	ADJ
ejif-793	54	26	]	]	X
ejif-793	54	27	righteousness	righteousness	NOUN
ejif-793	54	28	is	be	AUX
ejif-793	54	29	[	[	X
ejif-793	54	30	in	in	ADP
ejif-793	54	31	]	]	PUNCT
ejif-793	54	32	one	one	NUM
ejif-793	54	33	who	who	PRON
ejif-793	54	34	believes	believe	VERB
ejif-793	54	35	in	in	ADP
ejif-793	54	36	allah	allah	PROPN
ejif-793	54	37	,	,	PUNCT
ejif-793	54	38	the	the	DET
ejif-793	54	39	last	last	ADJ
ejif-793	54	40	day	day	NOUN
ejif-793	54	41	,	,	PUNCT
ejif-793	54	42	the	the	DET
ejif-793	54	43	angels	angel	NOUN
ejif-793	54	44	,	,	PUNCT
ejif-793	54	45	the	the	DET
ejif-793	54	46	book	book	NOUN
ejif-793	54	47	,	,	PUNCT
ejif-793	54	48	and	and	CCONJ
ejif-793	54	49	the	the	DET
ejif-793	54	50	prophets	prophet	NOUN
ejif-793	54	51	and	and	CCONJ
ejif-793	54	52	gives	give	VERB
ejif-793	54	53	wealth	wealth	NOUN
ejif-793	54	54	,	,	PUNCT
ejif-793	54	55	in	in	ADP
ejif-793	54	56	spite	spite	NOUN
ejif-793	54	57	of	of	ADP
ejif-793	54	58	love	love	NOUN
ejif-793	54	59	for	for	ADP
ejif-793	54	60	it	it	PRON
ejif-793	54	61	,	,	PUNCT
ejif-793	54	62	to	to	ADP
ejif-793	54	63	relatives	relative	NOUN
ejif-793	54	64	,	,	PUNCT
ejif-793	54	65	orphans	orphan	NOUN
ejif-793	54	66	,	,	PUNCT
ejif-793	54	67	the	the	DET
ejif-793	54	68	needy	needy	ADJ
ejif-793	54	69	,	,	PUNCT
ejif-793	54	70	the	the	DET
ejif-793	54	71	traveler	traveler	NOUN
ejif-793	54	72	,	,	PUNCT
ejif-793	54	73	those	those	PRON
ejif-793	54	74	who	who	PRON
ejif-793	54	75	ask	ask	VERB
ejif-793	54	76	[	[	X
ejif-793	54	77	for	for	ADP
ejif-793	54	78	help	help	NOUN
ejif-793	54	79	]	]	PUNCT
ejif-793	54	80	,	,	PUNCT
ejif-793	54	81	and	and	CCONJ
ejif-793	54	82	for	for	ADP
ejif-793	54	83	freeing	free	VERB
ejif-793	54	84	slaves	slave	NOUN
ejif-793	54	85	;	;	PUNCT
ejif-793	55	1	[	[	X
ejif-793	55	2	and	and	CCONJ
ejif-793	55	3	who	who	PRON
ejif-793	55	4	]	]	PUNCT
ejif-793	55	5	establishes	establish	VERB
ejif-793	55	6	prayer	prayer	NOUN
ejif-793	55	7	and	and	CCONJ
ejif-793	55	8	gives	give	VERB
ejif-793	55	9	zakah	zakah	NOUN
ejif-793	55	10	;	;	PUNCT
ejif-793	56	1	[	[	X
ejif-793	56	2	those	those	PRON
ejif-793	56	3	who	who	PRON
ejif-793	56	4	]	]	PUNCT
ejif-793	56	5	fulfill	fulfill	VERB
ejif-793	56	6	their	their	PRON
ejif-793	56	7	promise	promise	NOUN
ejif-793	56	8	when	when	SCONJ
ejif-793	56	9	they	they	PRON
ejif-793	56	10	promise	promise	VERB
ejif-793	56	11	;	;	PUNCT
ejif-793	56	12	and	and	CCONJ
ejif-793	56	13	[	[	X
ejif-793	56	14	those	those	PRON
ejif-793	56	15	who	who	PRON
ejif-793	56	16	]	]	PUNCT
ejif-793	56	17	are	be	AUX
ejif-793	56	18	patient	patient	ADJ
ejif-793	56	19	in	in	ADP
ejif-793	56	20	poverty	poverty	NOUN
ejif-793	56	21	and	and	CCONJ
ejif-793	56	22	hardship	hardship	NOUN
ejif-793	56	23	and	and	CCONJ
ejif-793	56	24	during	during	ADP
ejif-793	56	25	battle	battle	NOUN
ejif-793	56	26	.	.	PUNCT
ejif-793	57	1	those	those	PRON
ejif-793	57	2	are	be	AUX
ejif-793	57	3	the	the	DET
ejif-793	57	4	ones	one	NOUN
ejif-793	57	5	who	who	PRON
ejif-793	57	6	have	have	AUX
ejif-793	57	7	been	be	AUX
ejif-793	57	8	true	true	ADJ
ejif-793	57	9	,	,	PUNCT
ejif-793	57	10	and	and	CCONJ
ejif-793	57	11	it	it	PRON
ejif-793	57	12	is	be	AUX
ejif-793	57	13	those	those	PRON
ejif-793	57	14	who	who	PRON
ejif-793	57	15	are	be	AUX
ejif-793	57	16	the	the	DET
ejif-793	57	17	righteous	righteous	ADJ
ejif-793	57	18	”	"	PUNCT
ejif-793	57	19	.	.	PUNCT
ejif-793	58	1	c.	c.	PROPN
ejif-793	58	2	al	al	PROPN
ejif-793	58	3	anfal	anfal	PROPN
ejif-793	58	4	verse	verse	NOUN
ejif-793	58	5	41	41	NUM
ejif-793	58	6	says	say	VERB
ejif-793	58	7	and	and	CCONJ
ejif-793	58	8	know	know	VERB
ejif-793	58	9	that	that	SCONJ
ejif-793	58	10	anything	anything	PRON
ejif-793	58	11	you	you	PRON
ejif-793	58	12	obtain	obtain	VERB
ejif-793	58	13	of	of	ADP
ejif-793	58	14	war	war	NOUN
ejif-793	58	15	booty	booty	NOUN
ejif-793	58	16	then	then	ADV
ejif-793	58	17	indeed	indeed	ADV
ejif-793	58	18	,	,	PUNCT
ejif-793	58	19	for	for	ADP
ejif-793	58	20	allah	allah	PROPN
ejif-793	58	21	is	be	AUX
ejif-793	58	22	one	one	NUM
ejif-793	58	23	fifth	fifth	ADJ
ejif-793	58	24	of	of	ADP
ejif-793	58	25	it	it	PRON
ejif-793	58	26	and	and	CCONJ
ejif-793	58	27	for	for	ADP
ejif-793	58	28	the	the	DET
ejif-793	58	29	messenger	messenger	NOUN
ejif-793	58	30	and	and	CCONJ
ejif-793	58	31	for	for	ADP
ejif-793	58	32	[	[	X
ejif-793	58	33	his	his	PRON
ejif-793	58	34	]	]	X
ejif-793	58	35	near	near	ADP
ejif-793	58	36	relatives	relative	NOUN
ejif-793	58	37	and	and	CCONJ
ejif-793	58	38	the	the	DET
ejif-793	58	39	orphans	orphan	NOUN
ejif-793	58	40	,	,	PUNCT
ejif-793	58	41	the	the	DET
ejif-793	58	42	needy	needy	ADJ
ejif-793	58	43	,	,	PUNCT
ejif-793	58	44	and	and	CCONJ
ejif-793	58	45	the	the	DET
ejif-793	58	46	[	[	X
ejif-793	58	47	stranded	stranded	ADJ
ejif-793	58	48	]	]	PUNCT
ejif-793	58	49	traveler	traveler	NOUN
ejif-793	58	50	,	,	PUNCT
ejif-793	58	51	if	if	SCONJ
ejif-793	58	52	you	you	PRON
ejif-793	58	53	have	have	AUX
ejif-793	58	54	believed	believe	VERB
ejif-793	58	55	in	in	ADP
ejif-793	58	56	allah	allah	PROPN
ejif-793	58	57	and	and	CCONJ
ejif-793	58	58	in	in	ADP
ejif-793	58	59	that	that	PRON
ejif-793	58	60	which	which	PRON
ejif-793	58	61	we	we	PRON
ejif-793	58	62	sent	send	VERB
ejif-793	58	63	down	down	ADP
ejif-793	58	64	to	to	ADP
ejif-793	58	65	our	our	PRON
ejif-793	58	66	servant	servant	NOUN
ejif-793	58	67	on	on	ADP
ejif-793	58	68	the	the	DET
ejif-793	58	69	day	day	NOUN
ejif-793	58	70	of	of	ADP
ejif-793	58	71	criterion	criterion	NOUN
ejif-793	58	72	the	the	DET
ejif-793	58	73	day	day	NOUN
ejif-793	58	74	when	when	SCONJ
ejif-793	58	75	the	the	DET
ejif-793	58	76	two	two	NUM
ejif-793	58	77	armies	army	NOUN
ejif-793	58	78	met	meet	VERB
ejif-793	58	79	.	.	PUNCT
ejif-793	59	1	and	and	CCONJ
ejif-793	59	2	allah	allah	PROPN
ejif-793	59	3	,	,	PUNCT
ejif-793	59	4	over	over	ADP
ejif-793	59	5	all	all	DET
ejif-793	59	6	things	thing	NOUN
ejif-793	59	7	,	,	PUNCT
ejif-793	59	8	is	be	AUX
ejif-793	59	9	competent	competent	ADJ
ejif-793	59	10	”	"	PUNCT
ejif-793	59	11	.	.	PUNCT
ejif-793	60	1	related	relate	VERB
ejif-793	60	2	to	to	ADP
ejif-793	60	3	the	the	DET
ejif-793	60	4	issues	issue	NOUN
ejif-793	60	5	of	of	ADP
ejif-793	60	6	poverty	poverty	NOUN
ejif-793	60	7	alleviation	alleviation	NOUN
ejif-793	60	8	in	in	ADP
ejif-793	60	9	the	the	DET
ejif-793	60	10	islam	islam	PROPN
ejif-793	60	11	and	and	CCONJ
ejif-793	60	12	the	the	DET
ejif-793	60	13	target	target	NOUN
ejif-793	60	14	from	from	ADP
ejif-793	60	15	the	the	DET
ejif-793	60	16	microfinance	microfinance	NOUN
ejif-793	60	17	institutions	institution	NOUN
ejif-793	60	18	to	to	PART
ejif-793	60	19	serve	serve	VERB
ejif-793	60	20	low	low	ADJ
ejif-793	60	21	income	income	NOUN
ejif-793	60	22	people	people	NOUN
ejif-793	60	23	,	,	PUNCT
ejif-793	60	24	it	it	PRON
ejif-793	60	25	's	be	AUX
ejif-793	60	26	very	very	ADV
ejif-793	60	27	relevant	relevant	ADJ
ejif-793	60	28	to	to	PART
ejif-793	60	29	become	become	VERB
ejif-793	60	30	low	low	ADJ
ejif-793	60	31	income	income	NOUN
ejif-793	60	32	people	people	NOUN
ejif-793	60	33	as	as	ADP
ejif-793	60	34	a	a	DET
ejif-793	60	35	target	target	NOUN
ejif-793	60	36	in	in	ADP
ejif-793	60	37	an	an	DET
ejif-793	60	38	islamic	islamic	ADJ
ejif-793	60	39	microfinance	microfinance	NOUN
ejif-793	60	40	institution	institution	NOUN
ejif-793	60	41	.	.	PUNCT
ejif-793	61	1	2	2	X
ejif-793	61	2	)	)	PUNCT
ejif-793	61	3	making	make	VERB
ejif-793	61	4	women	woman	NOUN
ejif-793	61	5	as	as	ADP
ejif-793	61	6	targets	target	NOUN
ejif-793	61	7	why	why	SCONJ
ejif-793	61	8	women	woman	NOUN
ejif-793	61	9	were	be	AUX
ejif-793	61	10	subjected	subject	VERB
ejif-793	61	11	to	to	ADP
ejif-793	61	12	micro	micro	NOUN
ejif-793	61	13	-	-	NOUN
ejif-793	61	14	finance	finance	NOUN
ejif-793	61	15	for	for	ADP
ejif-793	61	16	the	the	DET
ejif-793	61	17	following	follow	VERB
ejif-793	61	18	matters	matter	NOUN
ejif-793	61	19	:	:	PUNCT
ejif-793	61	20	a.	a.	NOUN
ejif-793	61	21	gender	gender	NOUN
ejif-793	61	22	equality	equality	NOUN
ejif-793	61	23	,	,	PUNCT
ejif-793	61	24	of	of	ADP
ejif-793	61	25	course	course	NOUN
ejif-793	61	26	,	,	PUNCT
ejif-793	61	27	in	in	ADP
ejif-793	61	28	the	the	DET
ejif-793	61	29	teachings	teaching	NOUN
ejif-793	61	30	of	of	ADP
ejif-793	61	31	islam	islam	PROPN
ejif-793	61	32	recognize	recognize	VERB
ejif-793	61	33	the	the	DET
ejif-793	61	34	equal	equal	ADJ
ejif-793	61	35	rights	right	NOUN
ejif-793	61	36	of	of	ADP
ejif-793	61	37	men	man	NOUN
ejif-793	61	38	and	and	CCONJ
ejif-793	61	39	women	woman	NOUN
ejif-793	61	40	,	,	PUNCT
ejif-793	61	41	regardless	regardless	ADV
ejif-793	61	42	the	the	DET
ejif-793	61	43	nature	nature	NOUN
ejif-793	61	44	of	of	ADP
ejif-793	61	45	men	man	NOUN
ejif-793	61	46	and	and	CCONJ
ejif-793	61	47	women	woman	NOUN
ejif-793	61	48	have	have	VERB
ejif-793	61	49	differences	difference	NOUN
ejif-793	61	50	.	.	PUNCT
ejif-793	62	1	b.	b.	PROPN
ejif-793	62	2	poverty	poverty	PROPN
ejif-793	62	3	alleviation	alleviation	PROPN
ejif-793	62	4	,	,	PUNCT
ejif-793	62	5	by	by	ADP
ejif-793	62	6	empowering	empower	VERB
ejif-793	62	7	women	woman	NOUN
ejif-793	62	8	to	to	PART
ejif-793	62	9	manage	manage	VERB
ejif-793	62	10	the	the	DET
ejif-793	62	11	household	household	NOUN
ejif-793	62	12	finances	finance	NOUN
ejif-793	62	13	will	will	AUX
ejif-793	62	14	add	add	VERB
ejif-793	62	15	to	to	ADP
ejif-793	62	16	the	the	DET
ejif-793	62	17	household	household	NOUN
ejif-793	62	18	income	income	NOUN
ejif-793	62	19	so	so	SCONJ
ejif-793	62	20	that	that	SCONJ
ejif-793	62	21	their	their	PRON
ejif-793	62	22	household	household	NOUN
ejif-793	62	23	can	can	AUX
ejif-793	62	24	live	live	VERB
ejif-793	62	25	more	more	ADV
ejif-793	62	26	prosperously	prosperously	ADV
ejif-793	62	27	.	.	PUNCT
ejif-793	63	1	c.	c.	NOUN
ejif-793	63	2	efficiency	efficiency	NOUN
ejif-793	63	3	,	,	PUNCT
ejif-793	63	4	because	because	SCONJ
ejif-793	63	5	the	the	DET
ejif-793	63	6	women	woman	NOUN
ejif-793	63	7	who	who	PRON
ejif-793	63	8	manage	manage	VERB
ejif-793	63	9	the	the	DET
ejif-793	63	10	finances	finance	NOUN
ejif-793	63	11	and	and	CCONJ
ejif-793	63	12	men	man	NOUN
ejif-793	63	13	who	who	PRON
ejif-793	63	14	generate	generate	VERB
ejif-793	63	15	income	income	NOUN
ejif-793	63	16	(	(	PUNCT
ejif-793	63	17	the	the	DET
ejif-793	63	18	division	division	NOUN
ejif-793	63	19	of	of	ADP
ejif-793	63	20	the	the	DET
ejif-793	63	21	finance	finance	NOUN
ejif-793	63	22	function	function	NOUN
ejif-793	63	23	in	in	ADP
ejif-793	63	24	the	the	DET
ejif-793	63	25	household	household	NOUN
ejif-793	63	26	)	)	PUNCT
ejif-793	63	27	,	,	PUNCT
ejif-793	63	28	then	then	ADV
ejif-793	63	29	women	woman	NOUN
ejif-793	63	30	can	can	AUX
ejif-793	63	31	control	control	VERB
ejif-793	63	32	their	their	PRON
ejif-793	63	33	household	household	NOUN
ejif-793	63	34	expenses	expense	NOUN
ejif-793	63	35	and	and	CCONJ
ejif-793	63	36	arrange	arrange	NOUN
ejif-793	63	37	installment	installment	NOUN
ejif-793	63	38	ejif	ejif	PROPN
ejif-793	63	39	–	–	PUNCT
ejif-793	63	40	european	european	PROPN
ejif-793	63	41	journal	journal	PROPN
ejif-793	63	42	of	of	ADP
ejif-793	63	43	islamic	islamic	PROPN
ejif-793	63	44	finance	finance	PROPN
ejif-793	64	1	no1,dec	no1,dec	PROPN
ejif-793	64	2	(	(	PUNCT
ejif-793	64	3	2014	2014	NUM
ejif-793	64	4	)	)	PUNCT
ejif-793	64	5	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-793	64	6	3	3	NUM
ejif-793	64	7	payments	payment	NOUN
ejif-793	64	8	to	to	ADP
ejif-793	64	9	microfinance	microfinance	NOUN
ejif-793	64	10	institutions	institution	NOUN
ejif-793	64	11	in	in	ADP
ejif-793	64	12	a	a	DET
ejif-793	64	13	timely	timely	ADJ
ejif-793	64	14	manner	manner	NOUN
ejif-793	64	15	.	.	PUNCT
ejif-793	65	1	according	accord	VERB
ejif-793	65	2	to	to	ADP
ejif-793	65	3	suratmi	suratmi	PROPN
ejif-793	65	4	et	et	PROPN
ejif-793	65	5	.	.	PUNCT
ejif-793	66	1	al	al	PROPN
ejif-793	66	2	(	(	PUNCT
ejif-793	66	3	2011	2011	NUM
ejif-793	66	4	)	)	PUNCT
ejif-793	66	5	is	be	AUX
ejif-793	66	6	based	base	VERB
ejif-793	66	7	on	on	ADP
ejif-793	66	8	of	of	ADP
ejif-793	66	9	islamic	islamic	PROPN
ejif-793	66	10	sharia	sharia	PROPN
ejif-793	66	11	either	either	CCONJ
ejif-793	66	12	in	in	ADP
ejif-793	66	13	the	the	DET
ejif-793	66	14	qur'an	qur'an	NOUN
ejif-793	66	15	or	or	CCONJ
ejif-793	66	16	hadith	hadith	NOUN
ejif-793	66	17	,	,	PUNCT
ejif-793	66	18	does	do	AUX
ejif-793	66	19	not	not	PART
ejif-793	66	20	forbid	forbid	VERB
ejif-793	66	21	women	woman	NOUN
ejif-793	66	22	to	to	PART
ejif-793	66	23	work	work	VERB
ejif-793	66	24	in	in	ADP
ejif-793	66	25	the	the	DET
ejif-793	66	26	public	public	ADJ
ejif-793	66	27	domain	domain	NOUN
ejif-793	66	28	.	.	PUNCT
ejif-793	67	1	men	man	NOUN
ejif-793	67	2	and	and	CCONJ
ejif-793	67	3	women	woman	NOUN
ejif-793	67	4	can	can	AUX
ejif-793	67	5	work	work	VERB
ejif-793	67	6	in	in	ADP
ejif-793	67	7	both	both	CCONJ
ejif-793	67	8	inside	inside	ADP
ejif-793	67	9	and	and	CCONJ
ejif-793	67	10	outside	outside	ADP
ejif-793	67	11	the	the	DET
ejif-793	67	12	house	house	NOUN
ejif-793	67	13	and	and	CCONJ
ejif-793	67	14	in	in	ADP
ejif-793	67	15	any	any	DET
ejif-793	67	16	suitable	suitable	ADJ
ejif-793	67	17	field	field	NOUN
ejif-793	67	18	,	,	PUNCT
ejif-793	67	19	which	which	PRON
ejif-793	67	20	needs	need	VERB
ejif-793	67	21	to	to	PART
ejif-793	67	22	be	be	AUX
ejif-793	67	23	done	do	VERB
ejif-793	67	24	in	in	ADP
ejif-793	67	25	order	order	NOUN
ejif-793	67	26	to	to	PART
ejif-793	67	27	survive	survive	VERB
ejif-793	67	28	.	.	PUNCT
ejif-793	68	1	but	but	CCONJ
ejif-793	68	2	in	in	ADP
ejif-793	68	3	muslim	muslim	ADJ
ejif-793	68	4	developing	develop	VERB
ejif-793	68	5	countries	country	NOUN
ejif-793	68	6	,	,	PUNCT
ejif-793	68	7	many	many	ADJ
ejif-793	68	8	women	woman	NOUN
ejif-793	68	9	like	like	VERB
ejif-793	68	10	and	and	CCONJ
ejif-793	68	11	bound	bind	VERB
ejif-793	68	12	to	to	PART
ejif-793	68	13	stay	stay	VERB
ejif-793	68	14	at	at	ADP
ejif-793	68	15	home	home	NOUN
ejif-793	68	16	.	.	PUNCT
ejif-793	69	1	moreover	moreover	ADV
ejif-793	69	2	,	,	PUNCT
ejif-793	69	3	there	there	PRON
ejif-793	69	4	is	be	VERB
ejif-793	69	5	no	no	DET
ejif-793	69	6	condition	condition	NOUN
ejif-793	69	7	stating	state	VERB
ejif-793	69	8	firmly	firmly	ADV
ejif-793	69	9	that	that	SCONJ
ejif-793	69	10	only	only	ADJ
ejif-793	69	11	men	man	NOUN
ejif-793	69	12	can	can	AUX
ejif-793	69	13	be	be	AUX
ejif-793	69	14	a	a	DET
ejif-793	69	15	public	public	ADJ
ejif-793	69	16	leader	leader	NOUN
ejif-793	69	17	.	.	PUNCT
ejif-793	70	1	there	there	PRON
ejif-793	70	2	is	be	VERB
ejif-793	70	3	some	some	DET
ejif-793	70	4	quran	quran	PROPN
ejif-793	70	5	verse	verse	NOUN
ejif-793	70	6	that	that	PRON
ejif-793	70	7	says	say	VERB
ejif-793	70	8	men	man	NOUN
ejif-793	70	9	are	be	AUX
ejif-793	70	10	more	more	ADV
ejif-793	70	11	capable	capable	ADJ
ejif-793	70	12	physically	physically	ADV
ejif-793	70	13	and	and	CCONJ
ejif-793	70	14	intelligent	intelligent	ADJ
ejif-793	70	15	than	than	ADP
ejif-793	70	16	women	woman	NOUN
ejif-793	70	17	.	.	PUNCT
ejif-793	71	1	however	however	ADV
ejif-793	71	2	,	,	PUNCT
ejif-793	71	3	if	if	SCONJ
ejif-793	71	4	there	there	PRON
ejif-793	71	5	are	be	VERB
ejif-793	71	6	women	woman	NOUN
ejif-793	71	7	as	as	ADP
ejif-793	71	8	responsibilities	responsibility	NOUN
ejif-793	71	9	to	to	ADP
ejif-793	71	10	his	his	PRON
ejif-793	71	11	family	family	NOUN
ejif-793	71	12	(	(	PUNCT
ejif-793	71	13	children	child	NOUN
ejif-793	71	14	)	)	PUNCT
ejif-793	71	15	feel	feel	VERB
ejif-793	71	16	more	more	ADV
ejif-793	71	17	secure	secure	ADJ
ejif-793	71	18	when	when	SCONJ
ejif-793	71	19	they	they	PRON
ejif-793	71	20	stay	stay	VERB
ejif-793	71	21	at	at	ADP
ejif-793	71	22	home	home	NOUN
ejif-793	71	23	and	and	CCONJ
ejif-793	71	24	avoid	avoid	VERB
ejif-793	71	25	public	public	ADJ
ejif-793	71	26	activities	activity	NOUN
ejif-793	71	27	.	.	PUNCT
ejif-793	72	1	as	as	ADV
ejif-793	72	2	well	well	ADV
ejif-793	72	3	,	,	PUNCT
ejif-793	72	4	if	if	SCONJ
ejif-793	72	5	the	the	DET
ejif-793	72	6	daily	daily	ADJ
ejif-793	72	7	lives	life	NOUN
ejif-793	72	8	of	of	ADP
ejif-793	72	9	men	man	NOUN
ejif-793	72	10	are	be	AUX
ejif-793	72	11	more	more	ADJ
ejif-793	72	12	opportunities	opportunity	NOUN
ejif-793	72	13	than	than	ADP
ejif-793	72	14	women	woman	NOUN
ejif-793	72	15	in	in	ADP
ejif-793	72	16	public	public	ADJ
ejif-793	72	17	activities	activity	NOUN
ejif-793	72	18	(	(	PUNCT
ejif-793	72	19	political	political	ADJ
ejif-793	72	20	,	,	PUNCT
ejif-793	72	21	economic	economic	ADJ
ejif-793	72	22	,	,	PUNCT
ejif-793	72	23	etc	etc	X
ejif-793	72	24	.	.	X
ejif-793	72	25	)	)	PUNCT
ejif-793	73	1	that	that	PRON
ejif-793	73	2	is	be	AUX
ejif-793	73	3	not	not	PART
ejif-793	73	4	related	relate	VERB
ejif-793	73	5	to	to	ADP
ejif-793	73	6	islamic	islamic	PROPN
ejif-793	73	7	sharia	sharia	PROPN
ejif-793	73	8	,	,	PUNCT
ejif-793	73	9	but	but	CCONJ
ejif-793	73	10	because	because	SCONJ
ejif-793	73	11	of	of	ADP
ejif-793	73	12	the	the	DET
ejif-793	73	13	perception	perception	NOUN
ejif-793	73	14	and	and	CCONJ
ejif-793	73	15	habits	habit	NOUN
ejif-793	73	16	of	of	ADP
ejif-793	73	17	the	the	DET
ejif-793	73	18	local	local	ADJ
ejif-793	73	19	population	population	NOUN
ejif-793	73	20	.	.	PUNCT
ejif-793	74	1	based	base	VERB
ejif-793	74	2	on	on	ADP
ejif-793	74	3	these	these	DET
ejif-793	74	4	perceptions	perception	NOUN
ejif-793	74	5	,	,	PUNCT
ejif-793	74	6	women	woman	NOUN
ejif-793	74	7	as	as	ADP
ejif-793	74	8	target	target	NOUN
ejif-793	74	9	in	in	ADP
ejif-793	74	10	the	the	DET
ejif-793	74	11	islamic	islamic	ADJ
ejif-793	74	12	microfinance	microfinance	NOUN
ejif-793	74	13	institution	institution	NOUN
ejif-793	74	14	also	also	ADV
ejif-793	74	15	very	very	ADV
ejif-793	74	16	relevant	relevant	ADJ
ejif-793	74	17	to	to	PART
ejif-793	74	18	be	be	AUX
ejif-793	74	19	implemented	implement	VERB
ejif-793	74	20	.	.	PUNCT
ejif-793	75	1	3	3	X
ejif-793	75	2	)	)	PUNCT
ejif-793	75	3	developed	develop	VERB
ejif-793	75	4	a	a	DET
ejif-793	75	5	variety	variety	NOUN
ejif-793	75	6	of	of	ADP
ejif-793	75	7	methods	method	NOUN
ejif-793	75	8	in	in	ADP
ejif-793	75	9	channeling	channel	VERB
ejif-793	75	10	financing	financing	NOUN
ejif-793	75	11	to	to	ADP
ejif-793	75	12	low	low	ADJ
ejif-793	75	13	-	-	PUNCT
ejif-793	75	14	income	income	NOUN
ejif-793	75	15	communities	community	NOUN
ejif-793	75	16	identical	identical	ADJ
ejif-793	75	17	micro	micro	ADJ
ejif-793	75	18	financing	financing	NOUN
ejif-793	75	19	by	by	ADP
ejif-793	75	20	requiring	require	VERB
ejif-793	75	21	collateral	collateral	NOUN
ejif-793	75	22	to	to	ADP
ejif-793	75	23	clients	client	NOUN
ejif-793	75	24	who	who	PRON
ejif-793	75	25	ask	ask	VERB
ejif-793	75	26	financing	financing	NOUN
ejif-793	75	27	.	.	PUNCT
ejif-793	76	1	it	it	PRON
ejif-793	76	2	can	can	AUX
ejif-793	76	3	not	not	PART
ejif-793	76	4	be	be	AUX
ejif-793	76	5	applied	apply	VERB
ejif-793	76	6	to	to	ADP
ejif-793	76	7	microfinance	microfinance	NOUN
ejif-793	76	8	institutions	institution	NOUN
ejif-793	76	9	whose	whose	DET
ejif-793	76	10	goal	goal	NOUN
ejif-793	76	11	is	be	AUX
ejif-793	76	12	to	to	PART
ejif-793	76	13	serve	serve	VERB
ejif-793	76	14	lowincome	lowincome	VERB
ejif-793	76	15	people	people	NOUN
ejif-793	76	16	who	who	PRON
ejif-793	76	17	in	in	ADP
ejif-793	76	18	fact	fact	NOUN
ejif-793	76	19	have	have	VERB
ejif-793	76	20	limited	limit	VERB
ejif-793	76	21	collateral	collateral	NOUN
ejif-793	76	22	.	.	PUNCT
ejif-793	77	1	under	under	ADP
ejif-793	77	2	these	these	DET
ejif-793	77	3	conditions	condition	NOUN
ejif-793	77	4	,	,	PUNCT
ejif-793	77	5	microfinance	microfinance	NOUN
ejif-793	77	6	institutions	institution	NOUN
ejif-793	77	7	need	need	VERB
ejif-793	77	8	to	to	PART
ejif-793	77	9	innovate	innovate	VERB
ejif-793	77	10	the	the	DET
ejif-793	77	11	methods	method	NOUN
ejif-793	77	12	of	of	ADP
ejif-793	77	13	financing	financing	NOUN
ejif-793	77	14	products	product	NOUN
ejif-793	77	15	and	and	CCONJ
ejif-793	77	16	their	their	PRON
ejif-793	77	17	features	feature	NOUN
ejif-793	77	18	,	,	PUNCT
ejif-793	77	19	such	such	ADJ
ejif-793	77	20	as	as	ADP
ejif-793	77	21	group	group	NOUN
ejif-793	77	22	lending	lending	NOUN
ejif-793	77	23	models	model	NOUN
ejif-793	77	24	are	be	AUX
ejif-793	77	25	commonly	commonly	ADV
ejif-793	77	26	called	call	VERB
ejif-793	77	27	joint	joint	ADJ
ejif-793	77	28	responsibility	responsibility	NOUN
ejif-793	77	29	,	,	PUNCT
ejif-793	77	30	provide	provide	VERB
ejif-793	77	31	financing	financing	NOUN
ejif-793	77	32	with	with	ADP
ejif-793	77	33	a	a	DET
ejif-793	77	34	short	short	ADJ
ejif-793	77	35	term	term	NOUN
ejif-793	77	36	(	(	PUNCT
ejif-793	77	37	tenor	tenor	NOUN
ejif-793	77	38	)	)	PUNCT
ejif-793	77	39	,	,	PUNCT
ejif-793	77	40	incentives	incentive	NOUN
ejif-793	77	41	,	,	PUNCT
ejif-793	77	42	etc	etc	X
ejif-793	77	43	.	.	X
ejif-793	78	1	these	these	DET
ejif-793	78	2	innovations	innovation	NOUN
ejif-793	78	3	must	must	AUX
ejif-793	78	4	be	be	AUX
ejif-793	78	5	adjusted	adjust	VERB
ejif-793	78	6	to	to	ADP
ejif-793	78	7	the	the	DET
ejif-793	78	8	characteristics	characteristic	NOUN
ejif-793	78	9	of	of	ADP
ejif-793	78	10	local	local	ADJ
ejif-793	78	11	communities	community	NOUN
ejif-793	78	12	.	.	PUNCT
ejif-793	79	1	4	4	X
ejif-793	79	2	)	)	PUNCT
ejif-793	79	3	doing	do	VERB
ejif-793	79	4	organizational	organizational	ADJ
ejif-793	79	5	changes	change	NOUN
ejif-793	79	6	microfinance	microfinance	NOUN
ejif-793	79	7	institutions	institution	NOUN
ejif-793	79	8	to	to	PART
ejif-793	79	9	provide	provide	VERB
ejif-793	79	10	guidance	guidance	NOUN
ejif-793	79	11	and	and	CCONJ
ejif-793	79	12	supervision	supervision	NOUN
ejif-793	79	13	to	to	ADP
ejif-793	79	14	the	the	DET
ejif-793	79	15	customers	customer	NOUN
ejif-793	79	16	,	,	PUNCT
ejif-793	79	17	but	but	CCONJ
ejif-793	79	18	who	who	PRON
ejif-793	79	19	is	be	AUX
ejif-793	79	20	doing	do	VERB
ejif-793	79	21	the	the	DET
ejif-793	79	22	coaching	coaching	NOUN
ejif-793	79	23	and	and	CCONJ
ejif-793	79	24	supervision	supervision	NOUN
ejif-793	79	25	of	of	ADP
ejif-793	79	26	microfinance	microfinance	NOUN
ejif-793	79	27	institutions	institution	NOUN
ejif-793	79	28	?	?	PUNCT
ejif-793	79	29	.	.	PUNCT
ejif-793	80	1	initiatives	initiative	NOUN
ejif-793	80	2	and	and	CCONJ
ejif-793	80	3	new	new	ADJ
ejif-793	80	4	paradigms	paradigm	VERB
ejif-793	80	5	non	non	ADJ
ejif-793	80	6	governmental	governmental	ADJ
ejif-793	80	7	organizations	organization	NOUN
ejif-793	80	8	(	(	PUNCT
ejif-793	80	9	ngos	ngo	NOUN
ejif-793	80	10	)	)	PUNCT
ejif-793	80	11	in	in	ADP
ejif-793	80	12	the	the	DET
ejif-793	80	13	world	world	NOUN
ejif-793	80	14	who	who	PRON
ejif-793	80	15	care	care	VERB
ejif-793	80	16	about	about	ADP
ejif-793	80	17	poverty	poverty	NOUN
ejif-793	80	18	to	to	PART
ejif-793	80	19	transform	transform	VERB
ejif-793	80	20	the	the	DET
ejif-793	80	21	organization	organization	NOUN
ejif-793	80	22	into	into	ADP
ejif-793	80	23	a	a	DET
ejif-793	80	24	company	company	NOUN
ejif-793	80	25	whose	whose	DET
ejif-793	80	26	shares	share	NOUN
ejif-793	80	27	are	be	AUX
ejif-793	80	28	owned	own	VERB
ejif-793	80	29	by	by	ADP
ejif-793	80	30	the	the	DET
ejif-793	80	31	public	public	NOUN
ejif-793	80	32	(	(	PUNCT
ejif-793	80	33	shfs	shfs	ADJ
ejif-793	80	34	or	or	CCONJ
ejif-793	80	35	cooperatives	cooperative	NOUN
ejif-793	80	36	)	)	PUNCT
ejif-793	80	37	as	as	ADP
ejif-793	80	38	an	an	DET
ejif-793	80	39	example	example	NOUN
ejif-793	80	40	prodem	prodem	PROPN
ejif-793	80	41	ngo	ngo	PROPN
ejif-793	80	42	in	in	ADP
ejif-793	80	43	bolivia	bolivia	PROPN
ejif-793	80	44	changed	change	VERB
ejif-793	80	45	to	to	ADP
ejif-793	80	46	banco	banco	PROPN
ejif-793	80	47	sol	sol	PROPN
ejif-793	80	48	in	in	ADP
ejif-793	80	49	1992	1992	NUM
ejif-793	80	50	(	(	PUNCT
ejif-793	80	51	von	von	PROPN
ejif-793	80	52	pischke	pischke	PROPN
ejif-793	80	53	,	,	PUNCT
ejif-793	80	54	1996	1996	NUM
ejif-793	80	55	)	)	PUNCT
ejif-793	80	56	.	.	PUNCT
ejif-793	81	1	the	the	DET
ejif-793	81	2	impact	impact	NOUN
ejif-793	81	3	of	of	ADP
ejif-793	81	4	these	these	DET
ejif-793	81	5	changes	change	NOUN
ejif-793	81	6	is	be	AUX
ejif-793	81	7	to	to	PART
ejif-793	81	8	be	be	AUX
ejif-793	81	9	more	more	ADV
ejif-793	81	10	efficient	efficient	ADJ
ejif-793	81	11	because	because	SCONJ
ejif-793	81	12	the	the	DET
ejif-793	81	13	organization	organization	NOUN
ejif-793	81	14	runs	run	VERB
ejif-793	81	15	its	its	PRON
ejif-793	81	16	operations	operation	NOUN
ejif-793	81	17	obedient	obedient	ADJ
ejif-793	81	18	(	(	PUNCT
ejif-793	81	19	governance	governance	NOUN
ejif-793	81	20	)	)	PUNCT
ejif-793	81	21	that	that	PRON
ejif-793	81	22	are	be	AUX
ejif-793	81	23	caused	cause	VERB
ejif-793	81	24	by	by	ADP
ejif-793	81	25	external	external	ADJ
ejif-793	81	26	guidance	guidance	NOUN
ejif-793	81	27	and	and	CCONJ
ejif-793	81	28	supervision	supervision	NOUN
ejif-793	81	29	.	.	PUNCT
ejif-793	82	1	bmt	bmt	PROPN
ejif-793	82	2	as	as	ADP
ejif-793	82	3	traditional	traditional	ADJ
ejif-793	82	4	organization	organization	NOUN
ejif-793	82	5	,	,	PUNCT
ejif-793	82	6	along	along	ADP
ejif-793	82	7	with	with	ADP
ejif-793	82	8	the	the	DET
ejif-793	82	9	growing	grow	VERB
ejif-793	82	10	number	number	NOUN
ejif-793	82	11	of	of	ADP
ejif-793	82	12	bmt	bmt	NOUN
ejif-793	82	13	is	be	AUX
ejif-793	82	14	followed	follow	VERB
ejif-793	82	15	by	by	ADP
ejif-793	82	16	the	the	DET
ejif-793	82	17	emergence	emergence	NOUN
ejif-793	82	18	of	of	ADP
ejif-793	82	19	various	various	ADJ
ejif-793	82	20	problems	problem	NOUN
ejif-793	82	21	.	.	PUNCT
ejif-793	83	1	this	this	PRON
ejif-793	83	2	happens	happen	VERB
ejif-793	83	3	due	due	ADP
ejif-793	83	4	to	to	ADP
ejif-793	83	5	the	the	DET
ejif-793	83	6	absence	absence	NOUN
ejif-793	83	7	of	of	ADP
ejif-793	83	8	legal	legal	ADJ
ejif-793	83	9	rules	rule	NOUN
ejif-793	83	10	governing	govern	VERB
ejif-793	83	11	the	the	DET
ejif-793	83	12	protection	protection	NOUN
ejif-793	83	13	and	and	CCONJ
ejif-793	83	14	guarantee	guarantee	VERB
ejif-793	83	15	customer	customer	NOUN
ejif-793	83	16	funds	fund	NOUN
ejif-793	83	17	bmt	bmt	VERB
ejif-793	83	18	.	.	PUNCT
ejif-793	84	1	"	"	PUNCT
ejif-793	84	2	we	we	PRON
ejif-793	84	3	have	have	AUX
ejif-793	84	4	grown	grow	VERB
ejif-793	84	5	a	a	DET
ejif-793	84	6	lot	lot	NOUN
ejif-793	84	7	since	since	SCONJ
ejif-793	84	8	bmt	bmt	PROPN
ejif-793	84	9	founded	found	VERB
ejif-793	84	10	it	it	PRON
ejif-793	84	11	easy	easy	ADV
ejif-793	84	12	.	.	PUNCT
ejif-793	85	1	bmt	bmt	VERB
ejif-793	85	2	alone	alone	ADV
ejif-793	85	3	is	be	AUX
ejif-793	85	4	the	the	DET
ejif-793	85	5	domain	domain	NOUN
ejif-793	85	6	of	of	ADP
ejif-793	85	7	medium	medium	NOUN
ejif-793	85	8	to	to	ADP
ejif-793	85	9	society	society	NOUN
ejif-793	85	10	.	.	PUNCT
ejif-793	86	1	but	but	CCONJ
ejif-793	86	2	in	in	ADP
ejif-793	86	3	many	many	ADJ
ejif-793	86	4	cases	case	NOUN
ejif-793	86	5	that	that	PRON
ejif-793	86	6	come	come	VERB
ejif-793	86	7	his	his	PRON
ejif-793	86	8	way	way	NOUN
ejif-793	86	9	as	as	ADP
ejif-793	86	10	embezzlement	embezzlement	NOUN
ejif-793	86	11	of	of	ADP
ejif-793	86	12	customer	customer	NOUN
ejif-793	86	13	funds	fund	NOUN
ejif-793	86	14	by	by	ADP
ejif-793	86	15	the	the	DET
ejif-793	86	16	board	board	NOUN
ejif-793	86	17	.	.	PUNCT
ejif-793	87	1	related	relate	VERB
ejif-793	87	2	to	to	ADP
ejif-793	87	3	the	the	DET
ejif-793	87	4	issues	issue	NOUN
ejif-793	87	5	of	of	ADP
ejif-793	87	6	customers	customer	NOUN
ejif-793	87	7	'	'	PART
ejif-793	87	8	protection	protection	NOUN
ejif-793	87	9	in	in	ADP
ejif-793	87	10	islamic	islamic	ADJ
ejif-793	87	11	microfinance	microfinance	NOUN
ejif-793	87	12	,	,	PUNCT
ejif-793	87	13	the	the	DET
ejif-793	87	14	organizational	organizational	ADJ
ejif-793	87	15	changes	change	NOUN
ejif-793	87	16	to	to	PART
ejif-793	87	17	be	be	AUX
ejif-793	87	18	more	more	ADV
ejif-793	87	19	professional	professional	ADJ
ejif-793	87	20	is	be	AUX
ejif-793	87	21	very	very	ADV
ejif-793	87	22	important	important	ADJ
ejif-793	87	23	to	to	PART
ejif-793	87	24	be	be	AUX
ejif-793	87	25	carried	carry	VERB
ejif-793	87	26	out	out	ADP
ejif-793	87	27	in	in	ADP
ejif-793	87	28	islamic	islamic	ADJ
ejif-793	87	29	microfinance	microfinance	NOUN
ejif-793	87	30	.	.	PUNCT
ejif-793	88	1	5	5	X
ejif-793	88	2	)	)	PUNCT
ejif-793	88	3	looking	look	VERB
ejif-793	88	4	for	for	ADP
ejif-793	88	5	new	new	ADJ
ejif-793	88	6	sources	source	NOUN
ejif-793	88	7	of	of	ADP
ejif-793	88	8	funding	funding	NOUN
ejif-793	88	9	microfinance	microfinance	NOUN
ejif-793	88	10	institutions	institution	NOUN
ejif-793	88	11	where	where	SCONJ
ejif-793	88	12	it	it	PRON
ejif-793	88	13	has	have	AUX
ejif-793	88	14	been	be	AUX
ejif-793	88	15	transformed	transform	VERB
ejif-793	88	16	into	into	ADP
ejif-793	88	17	incorporated	incorporate	VERB
ejif-793	88	18	in	in	ADP
ejif-793	88	19	may	may	AUX
ejif-793	88	20	seek	seek	VERB
ejif-793	88	21	new	new	ADJ
ejif-793	88	22	sources	source	NOUN
ejif-793	88	23	of	of	ADP
ejif-793	88	24	funding	funding	NOUN
ejif-793	88	25	in	in	ADP
ejif-793	88	26	a	a	DET
ejif-793	88	27	way	way	NOUN
ejif-793	88	28	;	;	PUNCT
ejif-793	88	29	raise	raise	VERB
ejif-793	88	30	money	money	NOUN
ejif-793	88	31	by	by	ADP
ejif-793	88	32	issuing	issue	VERB
ejif-793	88	33	shares	share	NOUN
ejif-793	88	34	,	,	PUNCT
ejif-793	88	35	collect	collect	VERB
ejif-793	88	36	deposits	deposit	NOUN
ejif-793	88	37	from	from	ADP
ejif-793	88	38	the	the	DET
ejif-793	88	39	public	public	NOUN
ejif-793	88	40	,	,	PUNCT
ejif-793	88	41	and	and	CCONJ
ejif-793	88	42	loans	loan	NOUN
ejif-793	88	43	from	from	ADP
ejif-793	88	44	other	other	ADJ
ejif-793	88	45	financial	financial	ADJ
ejif-793	88	46	institutions	institution	NOUN
ejif-793	88	47	.	.	PUNCT
ejif-793	89	1	to	to	PART
ejif-793	89	2	serve	serve	VERB
ejif-793	89	3	low	low	ADJ
ejif-793	89	4	-	-	PUNCT
ejif-793	89	5	income	income	NOUN
ejif-793	89	6	communities	community	NOUN
ejif-793	89	7	with	with	ADP
ejif-793	89	8	a	a	DET
ejif-793	89	9	wide	wide	ADJ
ejif-793	89	10	range	range	NOUN
ejif-793	89	11	,	,	PUNCT
ejif-793	89	12	islamic	islamic	ADJ
ejif-793	89	13	microfinance	microfinance	NOUN
ejif-793	89	14	also	also	ADV
ejif-793	89	15	require	require	VERB
ejif-793	89	16	new	new	ADJ
ejif-793	89	17	funding	funding	NOUN
ejif-793	89	18	not	not	PART
ejif-793	89	19	only	only	ADV
ejif-793	89	20	from	from	ADP
ejif-793	89	21	investors	investor	NOUN
ejif-793	89	22	,	,	PUNCT
ejif-793	89	23	donors	donor	NOUN
ejif-793	89	24	,	,	PUNCT
ejif-793	89	25	creditors	creditor	NOUN
ejif-793	89	26	,	,	PUNCT
ejif-793	89	27	but	but	CCONJ
ejif-793	89	28	also	also	ADV
ejif-793	89	29	islamic	islamic	ADJ
ejif-793	89	30	microfinance	microfinance	NOUN
ejif-793	89	31	institutions	institution	NOUN
ejif-793	89	32	have	have	VERB
ejif-793	89	33	the	the	DET
ejif-793	89	34	opportunity	opportunity	NOUN
ejif-793	89	35	to	to	PART
ejif-793	89	36	distribute	distribute	VERB
ejif-793	89	37	zakat	zakat	NOUN
ejif-793	89	38	to	to	ADP
ejif-793	89	39	the	the	DET
ejif-793	89	40	poor	poor	ADJ
ejif-793	89	41	according	accord	VERB
ejif-793	89	42	to	to	ADP
ejif-793	89	43	the	the	DET
ejif-793	89	44	criteria	criterion	NOUN
ejif-793	89	45	of	of	ADP
ejif-793	89	46	sharia	sharia	PROPN
ejif-793	89	47	law	law	NOUN
ejif-793	89	48	.	.	PUNCT
ejif-793	90	1	6	6	NUM
ejif-793	90	2	)	)	PUNCT
ejif-793	90	3	environmentally	environmentally	ADV
ejif-793	90	4	friendly	friendly	ADJ
ejif-793	90	5	the	the	DET
ejif-793	90	6	originality	originality	NOUN
ejif-793	90	7	of	of	ADP
ejif-793	90	8	microfinance	microfinance	NOUN
ejif-793	90	9	objective	objective	NOUN
ejif-793	90	10	,	,	PUNCT
ejif-793	90	11	it	it	PRON
ejif-793	90	12	's	be	AUX
ejif-793	90	13	to	to	PART
ejif-793	90	14	achieve	achieve	VERB
ejif-793	90	15	the	the	DET
ejif-793	90	16	double	double	ADJ
ejif-793	90	17	bottom	bottom	ADJ
ejif-793	90	18	line	line	NOUN
ejif-793	90	19	.	.	PUNCT
ejif-793	91	1	that	that	PRON
ejif-793	91	2	is	be	AUX
ejif-793	91	3	mean	mean	ADJ
ejif-793	91	4	microfinance	microfinance	NOUN
ejif-793	91	5	institutions	institution	NOUN
ejif-793	91	6	are	be	AUX
ejif-793	91	7	mindful	mindful	ADJ
ejif-793	91	8	not	not	PART
ejif-793	91	9	only	only	ADV
ejif-793	91	10	about	about	ADP
ejif-793	91	11	financial	financial	ADJ
ejif-793	91	12	performance	performance	NOUN
ejif-793	91	13	,	,	PUNCT
ejif-793	91	14	but	but	CCONJ
ejif-793	91	15	also	also	ADV
ejif-793	91	16	by	by	ADP
ejif-793	91	17	social	social	ADJ
ejif-793	91	18	indicators	indicator	NOUN
ejif-793	91	19	.	.	PUNCT
ejif-793	92	1	econometric	econometric	ADJ
ejif-793	92	2	analysis	analysis	NOUN
ejif-793	92	3	is	be	AUX
ejif-793	92	4	used	use	VERB
ejif-793	92	5	to	to	PART
ejif-793	92	6	assess	assess	VERB
ejif-793	92	7	financial	financial	ADJ
ejif-793	92	8	performance	performance	NOUN
ejif-793	92	9	,	,	PUNCT
ejif-793	92	10	and	and	CCONJ
ejif-793	92	11	guidance	guidance	NOUN
ejif-793	92	12	is	be	AUX
ejif-793	92	13	provided	provide	VERB
ejif-793	92	14	for	for	ADP
ejif-793	92	15	extending	extend	VERB
ejif-793	92	16	the	the	DET
ejif-793	92	17	analysis	analysis	NOUN
ejif-793	92	18	of	of	ADP
ejif-793	92	19	social	social	ADJ
ejif-793	92	20	performance	performance	NOUN
ejif-793	92	21	indicators	indicator	NOUN
ejif-793	92	22	or	or	CCONJ
ejif-793	92	23	mfis	mfis	NOUN
ejif-793	92	24	have	have	VERB
ejif-793	92	25	a	a	DET
ejif-793	92	26	double	double	ADJ
ejif-793	92	27	aspect	aspect	NOUN
ejif-793	92	28	:	:	PUNCT
ejif-793	92	29	financial	financial	ADJ
ejif-793	92	30	and	and	CCONJ
ejif-793	92	31	not	not	PART
ejif-793	92	32	-	-	PUNCT
ejif-793	92	33	for	for	ADP
ejif-793	92	34	-	-	PUNCT
ejif-793	92	35	profit	profit	NOUN
ejif-793	92	36	.	.	PUNCT
ejif-793	93	1	it	it	PRON
ejif-793	93	2	is	be	AUX
ejif-793	93	3	,	,	PUNCT
ejif-793	93	4	therefore	therefore	ADV
ejif-793	93	5	,	,	PUNCT
ejif-793	93	6	appropriate	appropriate	ADJ
ejif-793	93	7	to	to	PART
ejif-793	93	8	assess	assess	VERB
ejif-793	93	9	their	their	PRON
ejif-793	93	10	performance	performance	NOUN
ejif-793	93	11	by	by	ADP
ejif-793	93	12	means	mean	NOUN
ejif-793	93	13	,	,	PUNCT
ejif-793	93	14	not	not	PART
ejif-793	93	15	only	only	ADV
ejif-793	93	16	of	of	ADP
ejif-793	93	17	financial	financial	ADJ
ejif-793	93	18	ratios	ratio	NOUN
ejif-793	93	19	,	,	PUNCT
ejif-793	93	20	but	but	CCONJ
ejif-793	93	21	also	also	ADV
ejif-793	93	22	by	by	ADP
ejif-793	93	23	means	mean	NOUN
ejif-793	93	24	of	of	ADP
ejif-793	93	25	social	social	ADJ
ejif-793	93	26	indicators	indicator	NOUN
ejif-793	93	27	.	.	PUNCT
ejif-793	94	1	(	(	PUNCT
ejif-793	94	2	frank	frank	PROPN
ejif-793	94	3	,	,	PUNCT
ejif-793	94	4	2008	2008	NUM
ejif-793	94	5	;	;	PUNCT
ejif-793	94	6	armendariz	armendariz	NOUN
ejif-793	94	7	and	and	CCONJ
ejif-793	94	8	labie	labie	PROPN
ejif-793	94	9	,	,	PUNCT
ejif-793	94	10	2011	2011	NUM
ejif-793	94	11	;	;	PUNCT
ejif-793	94	12	hudon	hudon	PROPN
ejif-793	94	13	,	,	PUNCT
ejif-793	94	14	2011	2011	NUM
ejif-793	94	15	;	;	PUNCT
ejif-793	94	16	stuart	stuart	PROPN
ejif-793	94	17	,	,	PUNCT
ejif-793	94	18	2011	2011	NUM
ejif-793	94	19	;	;	PUNCT
ejif-793	94	20	balkenhol	balkenhol	NOUN
ejif-793	94	21	and	and	CCONJ
ejif-793	94	22	hudon	hudon	PROPN
ejif-793	94	23	,	,	PUNCT
ejif-793	94	24	2011	2011	NUM
ejif-793	94	25	;	;	PUNCT
ejif-793	94	26	cinca	cinca	VERB
ejif-793	94	27	et	et	PROPN
ejif-793	94	28	al	al	PROPN
ejif-793	94	29	,	,	PUNCT
ejif-793	94	30	2011	2011	NUM
ejif-793	94	31	)	)	PUNCT
ejif-793	94	32	.	.	PUNCT
ejif-793	95	1	but	but	CCONJ
ejif-793	95	2	why	why	SCONJ
ejif-793	95	3	should	should	AUX
ejif-793	95	4	microfinance	microfinance	VERB
ejif-793	95	5	should	should	AUX
ejif-793	95	6	concern	concern	VERB
ejif-793	95	7	in	in	ADP
ejif-793	95	8	environmental	environmental	ADJ
ejif-793	95	9	bottom	bottom	ADJ
ejif-793	95	10	line	line	NOUN
ejif-793	95	11	?	?	PUNCT
ejif-793	96	1	allet	allet	INTJ
ejif-793	96	2	(	(	PUNCT
ejif-793	96	3	2013	2013	NUM
ejif-793	96	4	)	)	PUNCT
ejif-793	96	5	mention	mention	VERB
ejif-793	96	6	the	the	DET
ejif-793	96	7	clients	client	NOUN
ejif-793	96	8	of	of	ADP
ejif-793	96	9	mfis	mfis	NOUN
ejif-793	96	10	should	should	AUX
ejif-793	96	11	be	be	AUX
ejif-793	96	12	responsible	responsible	ADJ
ejif-793	96	13	for	for	ADP
ejif-793	96	14	climate	climate	NOUN
ejif-793	96	15	change	change	NOUN
ejif-793	96	16	because	because	SCONJ
ejif-793	96	17	they	they	PRON
ejif-793	96	18	have	have	VERB
ejif-793	96	19	an	an	DET
ejif-793	96	20	impact	impact	NOUN
ejif-793	96	21	on	on	ADP
ejif-793	96	22	the	the	DET
ejif-793	96	23	environment	environment	NOUN
ejif-793	96	24	.	.	PUNCT
ejif-793	97	1	the	the	DET
ejif-793	97	2	clients	client	NOUN
ejif-793	97	3	of	of	ADP
ejif-793	97	4	mfis	mfis	PROPN
ejif-793	97	5	have	have	AUX
ejif-793	97	6	contributed	contribute	VERB
ejif-793	97	7	in	in	ADP
ejif-793	97	8	major	major	ADJ
ejif-793	97	9	environmental	environmental	ADJ
ejif-793	97	10	risk	risk	NOUN
ejif-793	97	11	like	like	ADP
ejif-793	97	12	chemical	chemical	NOUN
ejif-793	97	13	pollution	pollution	NOUN
ejif-793	97	14	,	,	PUNCT
ejif-793	97	15	solid	solid	ADJ
ejif-793	97	16	and	and	CCONJ
ejif-793	97	17	liquid	liquid	ADJ
ejif-793	97	18	wastes	waste	NOUN
ejif-793	97	19	,	,	PUNCT
ejif-793	97	20	pollution	pollution	NOUN
ejif-793	97	21	emissions	emission	NOUN
ejif-793	97	22	,	,	PUNCT
ejif-793	97	23	inefficient	inefficient	ADJ
ejif-793	97	24	production	production	NOUN
ejif-793	97	25	processes	process	NOUN
ejif-793	97	26	(	(	PUNCT
ejif-793	97	27	energy	energy	NOUN
ejif-793	97	28	-	-	PUNCT
ejif-793	97	29	consuming	consume	VERB
ejif-793	97	30	,	,	PUNCT
ejif-793	97	31	waste	waste	NOUN
ejif-793	97	32	-	-	PUNCT
ejif-793	97	33	producing	produce	VERB
ejif-793	97	34	)	)	PUNCT
ejif-793	97	35	,	,	PUNCT
ejif-793	97	36	and	and	CCONJ
ejif-793	97	37	degradation	degradation	NOUN
ejif-793	97	38	of	of	ADP
ejif-793	97	39	natural	natural	ADJ
ejif-793	97	40	resources	resource	NOUN
ejif-793	97	41	.	.	PUNCT
ejif-793	98	1	regarding	regard	VERB
ejif-793	98	2	this	this	DET
ejif-793	98	3	risky	risky	ADJ
ejif-793	98	4	,	,	PUNCT
ejif-793	98	5	there	there	PRON
ejif-793	98	6	are	be	VERB
ejif-793	98	7	environmental	environmental	ADJ
ejif-793	98	8	issues	issue	NOUN
ejif-793	98	9	in	in	ADP
ejif-793	98	10	the	the	DET
ejif-793	98	11	community	community	NOUN
ejif-793	98	12	,	,	PUNCT
ejif-793	98	13	such	such	ADJ
ejif-793	98	14	as	as	ADP
ejif-793	98	15	health	health	NOUN
ejif-793	98	16	and	and	CCONJ
ejif-793	98	17	sanitary	sanitary	NOUN
ejif-793	98	18	issues	issue	NOUN
ejif-793	98	19	,	,	PUNCT
ejif-793	98	20	economic	economic	ADJ
ejif-793	98	21	consequences	consequence	NOUN
ejif-793	98	22	,	,	PUNCT
ejif-793	98	23	risk	risk	NOUN
ejif-793	98	24	of	of	ADP
ejif-793	98	25	conflicts	conflict	NOUN
ejif-793	98	26	,	,	PUNCT
ejif-793	98	27	increased	increase	VERB
ejif-793	98	28	vulnerability	vulnerability	NOUN
ejif-793	98	29	and	and	CCONJ
ejif-793	98	30	food	food	NOUN
ejif-793	98	31	security	security	NOUN
ejif-793	98	32	.	.	PUNCT
ejif-793	99	1	associated	associate	VERB
ejif-793	99	2	in	in	ADP
ejif-793	99	3	this	this	DET
ejif-793	99	4	condition	condition	NOUN
ejif-793	99	5	the	the	DET
ejif-793	99	6	donors	donor	NOUN
ejif-793	99	7	in	in	ADP
ejif-793	99	8	mfis	mfis	PROPN
ejif-793	99	9	and	and	CCONJ
ejif-793	99	10	the	the	DET
ejif-793	99	11	experts	expert	NOUN
ejif-793	99	12	in	in	ADP
ejif-793	99	13	this	this	DET
ejif-793	99	14	field	field	NOUN
ejif-793	99	15	,	,	PUNCT
ejif-793	99	16	believed	believe	VERB
ejif-793	99	17	mfis	mfis	PROPN
ejif-793	99	18	has	have	VERB
ejif-793	99	19	capacity	capacity	NOUN
ejif-793	99	20	to	to	PART
ejif-793	99	21	involve	involve	VERB
ejif-793	99	22	in	in	ADP
ejif-793	99	23	environmental	environmental	ADJ
ejif-793	99	24	concern	concern	NOUN
ejif-793	99	25	in	in	ADP
ejif-793	99	26	their	their	PRON
ejif-793	99	27	activities	activity	NOUN
ejif-793	99	28	to	to	PART
ejif-793	99	29	be	be	AUX
ejif-793	99	30	third	third	ADJ
ejif-793	99	31	bottom	bottom	ADJ
ejif-793	99	32	line	line	NOUN
ejif-793	99	33	or	or	CCONJ
ejif-793	99	34	additional	additional	ADJ
ejif-793	99	35	from	from	ADP
ejif-793	99	36	the	the	DET
ejif-793	99	37	original	original	ADJ
ejif-793	99	38	mfis	mfis	NOUN
ejif-793	99	39	objective	objective	ADJ
ejif-793	99	40	double	double	ADJ
ejif-793	99	41	bottom	bottom	ADJ
ejif-793	99	42	line	line	NOUN
ejif-793	99	43	,	,	PUNCT
ejif-793	99	44	the	the	DET
ejif-793	99	45	triple	triple	ADJ
ejif-793	99	46	bottom	bottom	ADJ
ejif-793	99	47	line	line	NOUN
ejif-793	99	48	element	element	NOUN
ejif-793	99	49	that	that	PRON
ejif-793	99	50	consist	consist	VERB
ejif-793	99	51	of	of	ADP
ejif-793	99	52	financial	financial	ADJ
ejif-793	99	53	performance	performance	NOUN
ejif-793	99	54	,	,	PUNCT
ejif-793	99	55	social	social	ADJ
ejif-793	99	56	performance	performance	NOUN
ejif-793	99	57	and	and	CCONJ
ejif-793	99	58	environmental	environmental	ADJ
ejif-793	99	59	performance	performance	NOUN
ejif-793	99	60	(	(	PUNCT
ejif-793	99	61	copestake	copestake	NOUN
ejif-793	99	62	,	,	PUNCT
ejif-793	99	63	2007	2007	NUM
ejif-793	99	64	;	;	PUNCT
ejif-793	99	65	green	green	ADJ
ejif-793	99	66	microfinance	microfinance	NOUN
ejif-793	99	67	,	,	PUNCT
ejif-793	99	68	2007	2007	NUM
ejif-793	99	69	;	;	PUNCT
ejif-793	99	70	van	van	PROPN
ejif-793	99	71	elteren	elteren	PROPN
ejif-793	99	72	,	,	PUNCT
ejif-793	99	73	2007	2007	NUM
ejif-793	99	74	;	;	PUNCT
ejif-793	99	75	fmo	fmo	NOUN
ejif-793	99	76	,	,	PUNCT
ejif-793	99	77	2008	2008	NUM
ejif-793	99	78	;	;	PUNCT
ejif-793	99	79	schuite	schuite	NOUN
ejif-793	99	80	and	and	CCONJ
ejif-793	99	81	pater	pater	NOUN
ejif-793	99	82	,	,	PUNCT
ejif-793	99	83	2008	2008	NUM
ejif-793	99	84	;	;	PUNCT
ejif-793	99	85	rippey	rippey	NOUN
ejif-793	99	86	,	,	PUNCT
ejif-793	99	87	2009	2009	NUM
ejif-793	99	88	;	;	PUNCT
ejif-793	99	89	agier	agier	NOUN
ejif-793	99	90	and	and	CCONJ
ejif-793	99	91	szafarz	szafarz	NOUN
ejif-793	99	92	2013	2013	NUM
ejif-793	99	93	)	)	PUNCT
ejif-793	99	94	.	.	PUNCT
ejif-793	100	1	we	we	PRON
ejif-793	100	2	believe	believe	VERB
ejif-793	100	3	green	green	ADJ
ejif-793	100	4	microfinance	microfinance	NOUN
ejif-793	100	5	activities	activity	NOUN
ejif-793	100	6	will	will	AUX
ejif-793	100	7	be	be	AUX
ejif-793	100	8	significant	significant	ADJ
ejif-793	100	9	contribute	contribute	NOUN
ejif-793	100	10	to	to	PART
ejif-793	100	11	anticipate	anticipate	VERB
ejif-793	100	12	the	the	DET
ejif-793	100	13	impact	impact	NOUN
ejif-793	100	14	of	of	ADP
ejif-793	100	15	climate	climate	NOUN
ejif-793	100	16	change	change	NOUN
ejif-793	100	17	for	for	ADP
ejif-793	100	18	livelihood	livelihood	NOUN
ejif-793	100	19	,	,	PUNCT
ejif-793	100	20	because	because	SCONJ
ejif-793	100	21	of	of	ADP
ejif-793	100	22	the	the	DET
ejif-793	100	23	small	small	ADJ
ejif-793	100	24	scale	scale	NOUN
ejif-793	100	25	activities	activity	NOUN
ejif-793	100	26	in	in	ADP
ejif-793	100	27	developing	develop	VERB
ejif-793	100	28	countries	country	NOUN
ejif-793	100	29	has	have	VERB
ejif-793	100	30	the	the	DET
ejif-793	100	31	ejif	ejif	PROPN
ejif-793	100	32	–	–	PUNCT
ejif-793	100	33	european	european	PROPN
ejif-793	100	34	journal	journal	PROPN
ejif-793	100	35	of	of	ADP
ejif-793	100	36	islamic	islamic	PROPN
ejif-793	100	37	finance	finance	PROPN
ejif-793	100	38	no1,dec	no1,dec	PROPN
ejif-793	100	39	(	(	PUNCT
ejif-793	100	40	2014	2014	NUM
ejif-793	100	41	)	)	PUNCT
ejif-793	101	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-793	101	2	4	4	NUM
ejif-793	101	3	threat	threat	NOUN
ejif-793	101	4	of	of	ADP
ejif-793	101	5	environmental	environmental	ADJ
ejif-793	101	6	destruction	destruction	NOUN
ejif-793	101	7	(	(	PUNCT
ejif-793	101	8	allet	allet	ADJ
ejif-793	101	9	,	,	PUNCT
ejif-793	101	10	2013	2013	NUM
ejif-793	101	11	)	)	PUNCT
ejif-793	101	12	,	,	PUNCT
ejif-793	101	13	and	and	CCONJ
ejif-793	101	14	mfis	mfi	VERB
ejif-793	101	15	as	as	SCONJ
ejif-793	101	16	the	the	DET
ejif-793	101	17	institution	institution	NOUN
ejif-793	101	18	directly	directly	ADV
ejif-793	101	19	contact	contact	VERB
ejif-793	101	20	with	with	ADP
ejif-793	101	21	the	the	DET
ejif-793	101	22	grassroots	grassroot	NOUN
ejif-793	101	23	community	community	NOUN
ejif-793	101	24	.	.	PUNCT
ejif-793	102	1	addressing	address	VERB
ejif-793	102	2	in	in	ADP
ejif-793	102	3	this	this	DET
ejif-793	102	4	condition	condition	NOUN
ejif-793	102	5	,	,	PUNCT
ejif-793	102	6	the	the	DET
ejif-793	102	7	services	service	NOUN
ejif-793	102	8	of	of	ADP
ejif-793	102	9	mfis	mfis	NOUN
ejif-793	102	10	could	could	AUX
ejif-793	102	11	be	be	AUX
ejif-793	102	12	as	as	ADP
ejif-793	102	13	intermediaries	intermediary	NOUN
ejif-793	102	14	,	,	PUNCT
ejif-793	102	15	and	and	CCONJ
ejif-793	102	16	have	have	VERB
ejif-793	102	17	the	the	DET
ejif-793	102	18	opportunity	opportunity	NOUN
ejif-793	102	19	for	for	ADP
ejif-793	102	20	the	the	DET
ejif-793	102	21	dissemination	dissemination	NOUN
ejif-793	102	22	of	of	ADP
ejif-793	102	23	environmental	environmental	ADJ
ejif-793	102	24	awareness	awareness	NOUN
ejif-793	102	25	-	-	PUNCT
ejif-793	102	26	raising	raise	VERB
ejif-793	102	27	information	information	NOUN
ejif-793	102	28	(	(	PUNCT
ejif-793	102	29	hall	hall	NOUN
ejif-793	102	30	et	et	PROPN
ejif-793	102	31	al	al	PROPN
ejif-793	102	32	,	,	PUNCT
ejif-793	102	33	2008	2008	NUM
ejif-793	102	34	;	;	PUNCT
ejif-793	102	35	seep	seep	VERB
ejif-793	102	36	network	network	NOUN
ejif-793	102	37	,	,	PUNCT
ejif-793	102	38	2008	2008	NUM
ejif-793	102	39	)	)	PUNCT
ejif-793	102	40	.	.	PUNCT
ejif-793	103	1	in	in	ADP
ejif-793	103	2	line	line	NOUN
ejif-793	103	3	with	with	ADP
ejif-793	103	4	this	this	DET
ejif-793	103	5	issue	issue	NOUN
ejif-793	103	6	,	,	PUNCT
ejif-793	103	7	kaushal	kaushal	PROPN
ejif-793	103	8	et.al	et.al	PROPN
ejif-793	103	9	(	(	PUNCT
ejif-793	103	10	2005	2005	NUM
ejif-793	103	11	)	)	PUNCT
ejif-793	103	12	also	also	ADV
ejif-793	103	13	mentions	mention	VERB
ejif-793	103	14	that	that	SCONJ
ejif-793	103	15	microfinance	microfinance	NOUN
ejif-793	103	16	has	have	VERB
ejif-793	103	17	a	a	DET
ejif-793	103	18	positive	positive	ADJ
ejif-793	103	19	impact	impact	NOUN
ejif-793	103	20	on	on	ADP
ejif-793	103	21	the	the	DET
ejif-793	103	22	environment	environment	NOUN
ejif-793	103	23	,	,	PUNCT
ejif-793	103	24	because	because	SCONJ
ejif-793	103	25	of	of	ADP
ejif-793	103	26	there	there	PRON
ejif-793	103	27	is	be	VERB
ejif-793	103	28	a	a	DET
ejif-793	103	29	positive	positive	ADJ
ejif-793	103	30	link	link	NOUN
ejif-793	103	31	between	between	ADP
ejif-793	103	32	access	access	NOUN
ejif-793	103	33	to	to	ADP
ejif-793	103	34	micro	micro	ADJ
ejif-793	103	35	credit	credit	NOUN
ejif-793	103	36	and	and	CCONJ
ejif-793	103	37	forest	forest	NOUN
ejif-793	103	38	regeneration	regeneration	NOUN
ejif-793	103	39	in	in	ADP
ejif-793	103	40	27	27	NUM
ejif-793	103	41	indian	indian	ADJ
ejif-793	103	42	villages	village	NOUN
ejif-793	103	43	.	.	PUNCT
ejif-793	104	1	in	in	ADP
ejif-793	104	2	the	the	DET
ejif-793	104	3	sharia	sharia	PROPN
ejif-793	104	4	perspective	perspective	NOUN
ejif-793	104	5	,	,	PUNCT
ejif-793	104	6	environmental	environmental	ADJ
ejif-793	104	7	friendly	friendly	ADJ
ejif-793	104	8	also	also	ADV
ejif-793	104	9	as	as	ADP
ejif-793	104	10	crucial	crucial	ADJ
ejif-793	104	11	issues	issue	NOUN
ejif-793	104	12	,	,	PUNCT
ejif-793	104	13	the	the	DET
ejif-793	104	14	quran	quran	PROPN
ejif-793	104	15	was	be	AUX
ejif-793	104	16	mention	mention	NOUN
ejif-793	104	17	about	about	ADP
ejif-793	104	18	the	the	DET
ejif-793	104	19	human	human	ADJ
ejif-793	104	20	activity	activity	NOUN
ejif-793	104	21	should	should	AUX
ejif-793	104	22	be	be	AUX
ejif-793	104	23	not	not	PART
ejif-793	104	24	harmful	harmful	ADJ
ejif-793	104	25	for	for	ADP
ejif-793	104	26	the	the	DET
ejif-793	104	27	environment	environment	NOUN
ejif-793	104	28	.	.	PUNCT
ejif-793	105	1	the	the	DET
ejif-793	105	2	connection	connection	NOUN
ejif-793	105	3	between	between	ADP
ejif-793	105	4	the	the	DET
ejif-793	105	5	qur’an	qur’an	NOUN
ejif-793	105	6	and	and	CCONJ
ejif-793	105	7	environmental	environmental	ADJ
ejif-793	105	8	issues	issue	NOUN
ejif-793	105	9	as	as	SCONJ
ejif-793	105	10	follow	follow	VERB
ejif-793	105	11	:	:	PUNCT
ejif-793	105	12	a.	a.	PROPN
ejif-793	105	13	al	al	PROPN
ejif-793	105	14	-	-	PUNCT
ejif-793	105	15	a’raf	a’raf	PROPN
ejif-793	105	16	verses	verses	ADP
ejif-793	105	17	56	56	NUM
ejif-793	105	18	says	say	VERB
ejif-793	105	19	“	"	PUNCT
ejif-793	105	20	and	and	CCONJ
ejif-793	105	21	cause	cause	VERB
ejif-793	105	22	not	not	PART
ejif-793	105	23	corruption	corruption	NOUN
ejif-793	105	24	upon	upon	SCONJ
ejif-793	105	25	the	the	DET
ejif-793	105	26	earth	earth	NOUN
ejif-793	105	27	after	after	ADP
ejif-793	105	28	its	its	PRON
ejif-793	105	29	reformation	reformation	NOUN
ejif-793	105	30	.	.	PUNCT
ejif-793	106	1	and	and	CCONJ
ejif-793	106	2	invoke	invoke	VERB
ejif-793	106	3	him	he	PRON
ejif-793	106	4	in	in	ADP
ejif-793	106	5	fear	fear	NOUN
ejif-793	106	6	and	and	CCONJ
ejif-793	106	7	aspiration	aspiration	NOUN
ejif-793	106	8	.	.	PUNCT
ejif-793	107	1	indeed	indeed	ADV
ejif-793	107	2	,	,	PUNCT
ejif-793	107	3	the	the	DET
ejif-793	107	4	mercy	mercy	NOUN
ejif-793	107	5	of	of	ADP
ejif-793	107	6	allah	allah	PROPN
ejif-793	107	7	is	be	AUX
ejif-793	107	8	near	near	ADJ
ejif-793	107	9	to	to	ADP
ejif-793	107	10	the	the	DET
ejif-793	107	11	doers	doer	NOUN
ejif-793	107	12	of	of	ADP
ejif-793	107	13	good	good	NOUN
ejif-793	107	14	”	"	PUNCT
ejif-793	107	15	.	.	PUNCT
ejif-793	108	1	b.	b.	PROPN
ejif-793	108	2	ar	ar	PROPN
ejif-793	108	3	-	-	PUNCT
ejif-793	108	4	ruum	ruum	PROPN
ejif-793	108	5	verses	verses	ADP
ejif-793	108	6	41	41	NUM
ejif-793	108	7	says	say	VERB
ejif-793	108	8	“	"	PUNCT
ejif-793	108	9	corruption	corruption	NOUN
ejif-793	108	10	has	have	AUX
ejif-793	108	11	appeared	appear	VERB
ejif-793	108	12	throughout	throughout	ADP
ejif-793	108	13	the	the	DET
ejif-793	108	14	land	land	NOUN
ejif-793	108	15	and	and	CCONJ
ejif-793	108	16	the	the	DET
ejif-793	108	17	sea	sea	NOUN
ejif-793	108	18	by	by	ADP
ejif-793	108	19	[	[	PUNCT
ejif-793	108	20	reason	reason	NOUN
ejif-793	108	21	of	of	ADP
ejif-793	108	22	]	]	PUNCT
ejif-793	108	23	what	what	PRON
ejif-793	108	24	the	the	DET
ejif-793	108	25	hands	hand	NOUN
ejif-793	108	26	of	of	ADP
ejif-793	108	27	people	people	NOUN
ejif-793	108	28	have	have	AUX
ejif-793	108	29	earned	earn	VERB
ejif-793	108	30	so	so	SCONJ
ejif-793	108	31	he	he	PRON
ejif-793	108	32	may	may	AUX
ejif-793	108	33	let	let	VERB
ejif-793	108	34	them	they	PRON
ejif-793	108	35	taste	taste	VERB
ejif-793	108	36	a	a	DET
ejif-793	108	37	part	part	NOUN
ejif-793	108	38	of	of	ADP
ejif-793	108	39	[	[	PUNCT
ejif-793	108	40	the	the	DET
ejif-793	108	41	consequence	consequence	NOUN
ejif-793	108	42	of	of	ADP
ejif-793	108	43	]	]	PUNCT
ejif-793	108	44	what	what	PRON
ejif-793	108	45	they	they	PRON
ejif-793	108	46	have	have	AUX
ejif-793	108	47	done	do	VERB
ejif-793	108	48	that	that	SCONJ
ejif-793	108	49	perhaps	perhaps	ADV
ejif-793	108	50	they	they	PRON
ejif-793	108	51	will	will	AUX
ejif-793	108	52	return	return	VERB
ejif-793	108	53	[	[	X
ejif-793	108	54	to	to	ADP
ejif-793	108	55	righteousness	righteousness	NOUN
ejif-793	108	56	]	]	PUNCT
ejif-793	108	57	”	"	PUNCT
ejif-793	108	58	.	.	PUNCT
ejif-793	109	1	based	base	VERB
ejif-793	109	2	on	on	ADP
ejif-793	109	3	the	the	DET
ejif-793	109	4	issues	issue	NOUN
ejif-793	109	5	mentioned	mention	VERB
ejif-793	109	6	above	above	ADV
ejif-793	109	7	,	,	PUNCT
ejif-793	109	8	the	the	DET
ejif-793	109	9	process	process	NOUN
ejif-793	109	10	of	of	ADP
ejif-793	109	11	transformation	transformation	NOUN
ejif-793	109	12	of	of	ADP
ejif-793	109	13	bmt	bmt	NOUN
ejif-793	109	14	shall	shall	AUX
ejif-793	109	15	consider	consider	VERB
ejif-793	109	16	what	what	PRON
ejif-793	109	17	innovations	innovation	NOUN
ejif-793	109	18	are	be	AUX
ejif-793	109	19	needed	need	VERB
ejif-793	109	20	in	in	ADP
ejif-793	109	21	accordance	accordance	NOUN
ejif-793	109	22	with	with	ADP
ejif-793	109	23	the	the	DET
ejif-793	109	24	conditions	condition	NOUN
ejif-793	109	25	and	and	CCONJ
ejif-793	109	26	needs	need	NOUN
ejif-793	109	27	of	of	ADP
ejif-793	109	28	the	the	DET
ejif-793	109	29	communities	community	NOUN
ejif-793	109	30	in	in	ADP
ejif-793	109	31	which	which	PRON
ejif-793	109	32	bmt	bmt	NOUN
ejif-793	109	33	operates	operate	VERB
ejif-793	109	34	.	.	PUNCT
ejif-793	110	1	3.3	3.3	NUM
ejif-793	110	2	.	.	PUNCT
ejif-793	110	3	advantages	advantage	NOUN
ejif-793	110	4	of	of	ADP
ejif-793	110	5	bmt	bmt	NOUN
ejif-793	110	6	transformed	transform	VERB
ejif-793	110	7	into	into	ADP
ejif-793	110	8	incorporated	incorporate	VERB
ejif-793	110	9	based	base	VERB
ejif-793	110	10	microfinance	microfinance	NOUN
ejif-793	110	11	policy	policy	NOUN
ejif-793	110	12	report	report	NOUN
ejif-793	110	13	reveals	reveal	VERB
ejif-793	110	14	that	that	SCONJ
ejif-793	110	15	most	most	ADJ
ejif-793	110	16	say	say	VERB
ejif-793	110	17	that	that	SCONJ
ejif-793	110	18	the	the	DET
ejif-793	110	19	ownership	ownership	NOUN
ejif-793	110	20	of	of	ADP
ejif-793	110	21	publicly	publicly	ADV
ejif-793	110	22	owned	own	VERB
ejif-793	110	23	institutions	institution	NOUN
ejif-793	110	24	(	(	PUNCT
ejif-793	110	25	cooperatives	cooperative	NOUN
ejif-793	110	26	or	or	CCONJ
ejif-793	110	27	shfs	shfs	NOUN
ejif-793	110	28	)	)	PUNCT
ejif-793	110	29	has	have	VERB
ejif-793	110	30	many	many	ADJ
ejif-793	110	31	advantages	advantage	NOUN
ejif-793	110	32	over	over	ADP
ejif-793	110	33	non	non	ADJ
ejif-793	110	34	-	-	ADJ
ejif-793	110	35	governmental	governmental	ADJ
ejif-793	110	36	organizations	organization	NOUN
ejif-793	110	37	or	or	CCONJ
ejif-793	110	38	non	non	ADJ
ejif-793	110	39	-	-	ADJ
ejif-793	110	40	governmental	governmental	ADJ
ejif-793	110	41	groups	group	NOUN
ejif-793	110	42	(	(	PUNCT
ejif-793	110	43	ngos	ngos	X
ejif-793	110	44	/	/	SYM
ejif-793	110	45	cbos	cbo	NOUN
ejif-793	110	46	)	)	PUNCT
ejif-793	110	47	.	.	PUNCT
ejif-793	111	1	ngos	ngo	NOUN
ejif-793	111	2	weakness	weakness	NOUN
ejif-793	111	3	is	be	AUX
ejif-793	111	4	less	less	ADV
ejif-793	111	5	commercial	commercial	ADJ
ejif-793	111	6	and	and	CCONJ
ejif-793	111	7	professional	professional	ADJ
ejif-793	111	8	due	due	ADP
ejif-793	111	9	to	to	ADP
ejif-793	111	10	the	the	DET
ejif-793	111	11	absence	absence	NOUN
ejif-793	111	12	of	of	ADP
ejif-793	111	13	the	the	DET
ejif-793	111	14	owner	owner	NOUN
ejif-793	111	15	who	who	PRON
ejif-793	111	16	monitor	monitor	VERB
ejif-793	111	17	management	management	NOUN
ejif-793	111	18	(	(	PUNCT
ejif-793	111	19	chavez	chavez	PROPN
ejif-793	111	20	and	and	CCONJ
ejif-793	111	21	gonzalez	gonzalez	PROPN
ejif-793	111	22	vega	vega	PROPN
ejif-793	111	23	,	,	PUNCT
ejif-793	111	24	1994	1994	NUM
ejif-793	111	25	;	;	PUNCT
ejif-793	111	26	berenbach	berenbach	NOUN
ejif-793	111	27	and	and	CCONJ
ejif-793	111	28	churchill	churchill	PROPN
ejif-793	111	29	,	,	PUNCT
ejif-793	111	30	1997	1997	NUM
ejif-793	111	31	;	;	PUNCT
ejif-793	111	32	greuning	greune	VERB
ejif-793	111	33	et	et	PROPN
ejif-793	111	34	al	al	PROPN
ejif-793	111	35	,	,	PUNCT
ejif-793	111	36	1998	1998	NUM
ejif-793	111	37	;	;	PUNCT
ejif-793	111	38	.	.	PUNCT
ejif-793	112	1	staschen	staschen	ADV
ejif-793	112	2	,	,	PUNCT
ejif-793	112	3	1999	1999	NUM
ejif-793	112	4	;	;	PUNCT
ejif-793	112	5	christen	christen	VERB
ejif-793	112	6	and	and	CCONJ
ejif-793	112	7	rosenberg	rosenberg	PROPN
ejif-793	112	8	,	,	PUNCT
ejif-793	112	9	2000	2000	NUM
ejif-793	112	10	;	;	PUNCT
ejif-793	112	11	c	c	NOUN
ejif-793	112	12	gap	gap	NOUN
ejif-793	112	13	,	,	PUNCT
ejif-793	112	14	2003	2003	NUM
ejif-793	112	15	;	;	PUNCT
ejif-793	112	16	holden	holden	PROPN
ejif-793	112	17	et	et	PROPN
ejif-793	112	18	al	al	PROPN
ejif-793	112	19	,	,	PUNCT
ejif-793	112	20	2003	2003	NUM
ejif-793	112	21	;	;	PUNCT
ejif-793	112	22	.	.	PUNCT
ejif-793	113	1	jansson	jansson	PROPN
ejif-793	113	2	et	et	PROPN
ejif-793	113	3	al	al	PROPN
ejif-793	113	4	,	,	PUNCT
ejif-793	113	5	2004	2004	NUM
ejif-793	113	6	)	)	PUNCT
ejif-793	113	7	.	.	PUNCT
ejif-793	114	1	the	the	DET
ejif-793	114	2	implicit	implicit	ADJ
ejif-793	114	3	message	message	NOUN
ejif-793	114	4	is	be	AUX
ejif-793	114	5	that	that	SCONJ
ejif-793	114	6	the	the	DET
ejif-793	114	7	benefits	benefit	NOUN
ejif-793	114	8	of	of	ADP
ejif-793	114	9	microfinance	microfinance	NOUN
ejif-793	114	10	institutions	institution	NOUN
ejif-793	114	11	that	that	PRON
ejif-793	114	12	are	be	AUX
ejif-793	114	13	owned	own	VERB
ejif-793	114	14	by	by	ADP
ejif-793	114	15	the	the	DET
ejif-793	114	16	people	people	NOUN
ejif-793	114	17	can	can	AUX
ejif-793	114	18	run	run	VERB
ejif-793	114	19	its	its	PRON
ejif-793	114	20	operations	operation	NOUN
ejif-793	114	21	better	well	ADV
ejif-793	114	22	and	and	CCONJ
ejif-793	114	23	be	be	AUX
ejif-793	114	24	able	able	ADJ
ejif-793	114	25	to	to	PART
ejif-793	114	26	access	access	VERB
ejif-793	114	27	more	more	ADJ
ejif-793	114	28	funds	fund	NOUN
ejif-793	114	29	to	to	PART
ejif-793	114	30	be	be	AUX
ejif-793	114	31	more	more	ADV
ejif-793	114	32	efficient	efficient	ADJ
ejif-793	114	33	than	than	ADP
ejif-793	114	34	the	the	DET
ejif-793	114	35	ngos	ngo	NOUN
ejif-793	114	36	.	.	PUNCT
ejif-793	115	1	this	this	PRON
ejif-793	115	2	is	be	AUX
ejif-793	115	3	also	also	ADV
ejif-793	115	4	consistent	consistent	ADJ
ejif-793	115	5	with	with	ADP
ejif-793	115	6	the	the	DET
ejif-793	115	7	concept	concept	NOUN
ejif-793	115	8	of	of	ADP
ejif-793	115	9	sharia	sharia	PROPN
ejif-793	115	10	(	(	PUNCT
ejif-793	115	11	sharia	sharia	PROPN
ejif-793	115	12	enterprise	enterprise	NOUN
ejif-793	115	13	theory	theory	NOUN
ejif-793	115	14	)	)	PUNCT
ejif-793	115	15	which	which	PRON
ejif-793	115	16	has	have	VERB
ejif-793	115	17	a	a	DET
ejif-793	115	18	social	social	ADJ
ejif-793	115	19	responsibility	responsibility	NOUN
ejif-793	115	20	.	.	PUNCT
ejif-793	116	1	according	accord	VERB
ejif-793	116	2	sudarma	sudarma	ADJ
ejif-793	116	3	et.al	et.al	PROPN
ejif-793	116	4	(	(	PUNCT
ejif-793	116	5	2010	2010	NUM
ejif-793	116	6	)	)	PUNCT
ejif-793	116	7	social	social	ADJ
ejif-793	116	8	responsibility	responsibility	NOUN
ejif-793	116	9	disclosure	disclosure	NOUN
ejif-793	116	10	in	in	ADP
ejif-793	116	11	islamic	islamic	ADJ
ejif-793	116	12	entity	entity	NOUN
ejif-793	116	13	is	be	AUX
ejif-793	116	14	as	as	SCONJ
ejif-793	116	15	follows	follow	VERB
ejif-793	116	16	:	:	PUNCT
ejif-793	116	17	1	1	X
ejif-793	116	18	)	)	PUNCT
ejif-793	116	19	disclosure	disclosure	NOUN
ejif-793	116	20	of	of	ADP
ejif-793	116	21	social	social	ADJ
ejif-793	116	22	responsibility	responsibility	NOUN
ejif-793	116	23	is	be	AUX
ejif-793	116	24	a	a	DET
ejif-793	116	25	form	form	NOUN
ejif-793	116	26	of	of	ADP
ejif-793	116	27	accountability	accountability	NOUN
ejif-793	116	28	to	to	ADP
ejif-793	116	29	god	god	PROPN
ejif-793	116	30	and	and	CCONJ
ejif-793	116	31	man	man	NOUN
ejif-793	116	32	intended	intend	VERB
ejif-793	116	33	to	to	PART
ejif-793	116	34	derive	derive	VERB
ejif-793	116	35	legitimacy	legitimacy	NOUN
ejif-793	116	36	from	from	ADP
ejif-793	116	37	god	god	PROPN
ejif-793	116	38	as	as	ADP
ejif-793	116	39	the	the	DET
ejif-793	116	40	ultimate	ultimate	ADJ
ejif-793	116	41	goal	goal	NOUN
ejif-793	116	42	.	.	PUNCT
ejif-793	117	1	2	2	X
ejif-793	117	2	)	)	PUNCT
ejif-793	117	3	social	social	ADJ
ejif-793	117	4	responsibility	responsibility	NOUN
ejif-793	117	5	disclosure	disclosure	NOUN
ejif-793	117	6	must	must	AUX
ejif-793	117	7	have	have	VERB
ejif-793	117	8	a	a	DET
ejif-793	117	9	purpose	purpose	NOUN
ejif-793	117	10	as	as	ADP
ejif-793	117	11	a	a	DET
ejif-793	117	12	means	means	NOUN
ejif-793	117	13	of	of	ADP
ejif-793	117	14	providing	provide	VERB
ejif-793	117	15	information	information	NOUN
ejif-793	117	16	to	to	ADP
ejif-793	117	17	all	all	DET
ejif-793	117	18	stakeholders	stakeholder	NOUN
ejif-793	117	19	(	(	PUNCT
ejif-793	117	20	direct	direct	ADJ
ejif-793	117	21	,	,	PUNCT
ejif-793	117	22	indirect	indirect	ADJ
ejif-793	117	23	and	and	CCONJ
ejif-793	117	24	natural	natural	ADJ
ejif-793	117	25	)	)	PUNCT
ejif-793	117	26	in	in	ADP
ejif-793	117	27	relation	relation	NOUN
ejif-793	117	28	to	to	ADP
ejif-793	117	29	how	how	SCONJ
ejif-793	117	30	far	far	ADV
ejif-793	117	31	the	the	DET
ejif-793	117	32	agency	agency	NOUN
ejif-793	117	33	has	have	AUX
ejif-793	117	34	fulfilled	fulfil	VERB
ejif-793	117	35	its	its	PRON
ejif-793	117	36	obligations	obligation	NOUN
ejif-793	117	37	to	to	ADP
ejif-793	117	38	all	all	DET
ejif-793	117	39	stakeholders	stakeholder	NOUN
ejif-793	117	40	.	.	PUNCT
ejif-793	118	1	it	it	PRON
ejif-793	118	2	is	be	AUX
ejif-793	118	3	as	as	ADP
ejif-793	118	4	part	part	NOUN
ejif-793	118	5	of	of	ADP
ejif-793	118	6	efforts	effort	NOUN
ejif-793	118	7	to	to	PART
ejif-793	118	8	meet	meet	VERB
ejif-793	118	9	accountability	accountability	NOUN
ejif-793	118	10	for	for	ADP
ejif-793	118	11	human	human	NOUN
ejif-793	118	12	.	.	PUNCT
ejif-793	119	1	3	3	X
ejif-793	119	2	)	)	PUNCT
ejif-793	119	3	the	the	DET
ejif-793	119	4	existence	existence	NOUN
ejif-793	119	5	of	of	ADP
ejif-793	119	6	social	social	ADJ
ejif-793	119	7	responsibility	responsibility	NOUN
ejif-793	119	8	disclosure	disclosure	NOUN
ejif-793	119	9	is	be	AUX
ejif-793	119	10	mandatory	mandatory	ADJ
ejif-793	119	11	,	,	PUNCT
ejif-793	119	12	views	view	NOUN
ejif-793	119	13	of	of	ADP
ejif-793	119	14	islamic	islamic	ADJ
ejif-793	119	15	microfinance	microfinance	NOUN
ejif-793	119	16	institutions	institution	NOUN
ejif-793	119	17	function	function	VERB
ejif-793	119	18	as	as	ADP
ejif-793	119	19	an	an	DET
ejif-793	119	20	instrument	instrument	NOUN
ejif-793	119	21	to	to	PART
ejif-793	119	22	realize	realize	VERB
ejif-793	119	23	the	the	DET
ejif-793	119	24	objectives	objective	NOUN
ejif-793	119	25	of	of	ADP
ejif-793	119	26	shariah	shariah	PROPN
ejif-793	119	27	.	.	PUNCT
ejif-793	120	1	social	social	ADJ
ejif-793	120	2	responsibility	responsibility	NOUN
ejif-793	120	3	reports	report	NOUN
ejif-793	120	4	would	would	AUX
ejif-793	120	5	be	be	AUX
ejif-793	120	6	a	a	DET
ejif-793	120	7	report	report	NOUN
ejif-793	120	8	that	that	PRON
ejif-793	120	9	will	will	AUX
ejif-793	120	10	complement	complement	VERB
ejif-793	120	11	the	the	DET
ejif-793	120	12	interests	interest	NOUN
ejif-793	120	13	of	of	ADP
ejif-793	120	14	all	all	DET
ejif-793	120	15	parties	party	NOUN
ejif-793	120	16	that	that	PRON
ejif-793	120	17	have	have	AUX
ejif-793	120	18	been	be	AUX
ejif-793	120	19	neglected	neglect	VERB
ejif-793	120	20	in	in	ADP
ejif-793	120	21	modern	modern	ADJ
ejif-793	120	22	accounting	accounting	NOUN
ejif-793	120	23	systems	system	NOUN
ejif-793	120	24	.	.	PUNCT
ejif-793	121	1	4	4	X
ejif-793	121	2	)	)	PUNCT
ejif-793	121	3	social	social	ADJ
ejif-793	121	4	responsibility	responsibility	NOUN
ejif-793	121	5	disclosure	disclosure	NOUN
ejif-793	121	6	must	must	AUX
ejif-793	121	7	include	include	VERB
ejif-793	121	8	the	the	DET
ejif-793	121	9	material	material	ADJ
ejif-793	121	10	and	and	CCONJ
ejif-793	121	11	spiritual	spiritual	ADJ
ejif-793	121	12	dimensions	dimension	NOUN
ejif-793	121	13	associated	associate	VERB
ejif-793	121	14	with	with	ADP
ejif-793	121	15	the	the	DET
ejif-793	121	16	interests	interest	NOUN
ejif-793	121	17	of	of	ADP
ejif-793	121	18	all	all	DET
ejif-793	121	19	stakeholders	stakeholder	NOUN
ejif-793	121	20	.	.	PUNCT
ejif-793	122	1	5	5	X
ejif-793	122	2	)	)	PUNCT
ejif-793	122	3	consideration	consideration	NOUN
ejif-793	122	4	of	of	ADP
ejif-793	122	5	the	the	DET
ejif-793	122	6	public	public	ADJ
ejif-793	122	7	interest	interest	NOUN
ejif-793	122	8	(	(	PUNCT
ejif-793	122	9	mashlahah	mashlahah	NOUN
ejif-793	122	10	)	)	PUNCT
ejif-793	122	11	will	will	AUX
ejif-793	122	12	be	be	AUX
ejif-793	122	13	the	the	DET
ejif-793	122	14	basis	basis	NOUN
ejif-793	122	15	of	of	ADP
ejif-793	122	16	the	the	DET
ejif-793	122	17	disclosure	disclosure	NOUN
ejif-793	122	18	.	.	PUNCT
ejif-793	123	1	6	6	X
ejif-793	123	2	)	)	PUNCT
ejif-793	123	3	social	social	ADJ
ejif-793	123	4	responsibility	responsibility	NOUN
ejif-793	123	5	disclosure	disclosure	NOUN
ejif-793	123	6	should	should	AUX
ejif-793	123	7	contain	contain	VERB
ejif-793	123	8	qualitative	qualitative	ADJ
ejif-793	123	9	and	and	CCONJ
ejif-793	123	10	quantitative	quantitative	ADJ
ejif-793	123	11	information	information	NOUN
ejif-793	123	12	.	.	PUNCT
ejif-793	124	1	based	base	VERB
ejif-793	124	2	on	on	ADP
ejif-793	124	3	the	the	DET
ejif-793	124	4	above	above	NOUN
ejif-793	124	5	,	,	PUNCT
ejif-793	124	6	the	the	DET
ejif-793	124	7	concept	concept	NOUN
ejif-793	124	8	of	of	ADP
ejif-793	124	9	islamic	islamic	ADJ
ejif-793	124	10	financial	financial	ADJ
ejif-793	124	11	institutions	institution	NOUN
ejif-793	124	12	also	also	ADV
ejif-793	124	13	supports	support	VERB
ejif-793	124	14	transparency	transparency	NOUN
ejif-793	124	15	,	,	PUNCT
ejif-793	124	16	which	which	PRON
ejif-793	124	17	led	lead	VERB
ejif-793	124	18	the	the	DET
ejif-793	124	19	organization	organization	NOUN
ejif-793	124	20	to	to	PART
ejif-793	124	21	be	be	AUX
ejif-793	124	22	more	more	ADV
ejif-793	124	23	efficient	efficient	ADJ
ejif-793	124	24	because	because	SCONJ
ejif-793	124	25	the	the	DET
ejif-793	124	26	management	management	NOUN
ejif-793	124	27	of	of	ADP
ejif-793	124	28	bmt	bmt	NOUN
ejif-793	124	29	will	will	AUX
ejif-793	124	30	receive	receive	VERB
ejif-793	124	31	guidance	guidance	NOUN
ejif-793	124	32	and	and	CCONJ
ejif-793	124	33	direct	direct	ADJ
ejif-793	124	34	supervision	supervision	NOUN
ejif-793	124	35	by	by	ADP
ejif-793	124	36	the	the	DET
ejif-793	124	37	stakeholders	stakeholder	NOUN
ejif-793	124	38	,	,	PUNCT
ejif-793	124	39	which	which	PRON
ejif-793	124	40	consists	consist	VERB
ejif-793	124	41	of	of	ADP
ejif-793	124	42	:	:	PUNCT
ejif-793	124	43	the	the	DET
ejif-793	124	44	government	government	NOUN
ejif-793	124	45	,	,	PUNCT
ejif-793	124	46	the	the	DET
ejif-793	124	47	owners	owner	NOUN
ejif-793	124	48	,	,	PUNCT
ejif-793	124	49	the	the	DET
ejif-793	124	50	public	public	NOUN
ejif-793	124	51	,	,	PUNCT
ejif-793	124	52	etc	etc	X
ejif-793	124	53	.	.	X
ejif-793	124	54	4	4	X
ejif-793	124	55	.	.	X
ejif-793	124	56	conclusions	conclusion	NOUN
ejif-793	124	57	and	and	CCONJ
ejif-793	124	58	recommendations	recommendation	NOUN
ejif-793	124	59	4.1	4.1	NUM
ejif-793	124	60	.	.	PUNCT
ejif-793	125	1	conclusions	conclusion	NOUN
ejif-793	125	2	based	base	VERB
ejif-793	125	3	on	on	ADP
ejif-793	125	4	the	the	DET
ejif-793	125	5	results	result	NOUN
ejif-793	125	6	of	of	ADP
ejif-793	125	7	the	the	DET
ejif-793	125	8	qualitative	qualitative	ADJ
ejif-793	125	9	analysis	analysis	NOUN
ejif-793	125	10	concluded	conclude	VERB
ejif-793	125	11	the	the	DET
ejif-793	125	12	following	follow	VERB
ejif-793	125	13	matters	matter	NOUN
ejif-793	125	14	:	:	PUNCT
ejif-793	125	15	1	1	X
ejif-793	125	16	)	)	PUNCT
ejif-793	125	17	issuance	issuance	NOUN
ejif-793	125	18	of	of	ADP
ejif-793	125	19	act	act	NOUN
ejif-793	125	20	no	no	INTJ
ejif-793	125	21	.	.	NOUN
ejif-793	125	22	1	1	NUM
ejif-793	125	23	of	of	ADP
ejif-793	125	24	2013	2013	NUM
ejif-793	125	25	on	on	ADP
ejif-793	125	26	microfinance	microfinance	NOUN
ejif-793	125	27	institutions	institution	NOUN
ejif-793	125	28	has	have	VERB
ejif-793	125	29	a	a	DET
ejif-793	125	30	positive	positive	ADJ
ejif-793	125	31	impact	impact	NOUN
ejif-793	125	32	on	on	ADP
ejif-793	125	33	microfinance	microfinance	NOUN
ejif-793	125	34	institutions	institution	NOUN
ejif-793	125	35	and	and	CCONJ
ejif-793	125	36	in	in	ADP
ejif-793	125	37	particular	particular	ADJ
ejif-793	125	38	for	for	SCONJ
ejif-793	125	39	the	the	DET
ejif-793	125	40	bmt	bmt	NOUN
ejif-793	125	41	is	be	AUX
ejif-793	125	42	currently	currently	ADV
ejif-793	125	43	incorporated	incorporate	VERB
ejif-793	125	44	in	in	ADP
ejif-793	125	45	.	.	PROPN
ejif-793	126	1	2	2	X
ejif-793	126	2	)	)	PUNCT
ejif-793	126	3	the	the	DET
ejif-793	126	4	positive	positive	ADJ
ejif-793	126	5	impact	impact	NOUN
ejif-793	126	6	of	of	ADP
ejif-793	126	7	bmt	bmt	NOUN
ejif-793	126	8	is	be	AUX
ejif-793	126	9	more	more	ADV
ejif-793	126	10	professional	professional	ADJ
ejif-793	126	11	and	and	CCONJ
ejif-793	126	12	efficient	efficient	ADJ
ejif-793	126	13	in	in	ADP
ejif-793	126	14	carrying	carry	VERB
ejif-793	126	15	out	out	ADP
ejif-793	126	16	its	its	PRON
ejif-793	126	17	operation	operation	NOUN
ejif-793	126	18	.	.	PUNCT
ejif-793	127	1	3	3	X
ejif-793	127	2	)	)	PUNCT
ejif-793	127	3	bmt	bmt	NOUN
ejif-793	127	4	as	as	SCONJ
ejif-793	127	5	islamic	islamic	ADJ
ejif-793	127	6	microfinance	microfinance	NOUN
ejif-793	127	7	institutions	institution	NOUN
ejif-793	127	8	that	that	PRON
ejif-793	127	9	have	have	VERB
ejif-793	127	10	a	a	DET
ejif-793	127	11	social	social	ADJ
ejif-793	127	12	and	and	CCONJ
ejif-793	127	13	commercial	commercial	ADJ
ejif-793	127	14	purposes	purpose	NOUN
ejif-793	127	15	must	must	AUX
ejif-793	127	16	be	be	AUX
ejif-793	127	17	able	able	ADJ
ejif-793	127	18	to	to	PART
ejif-793	127	19	transform	transform	VERB
ejif-793	127	20	to	to	PART
ejif-793	127	21	adjust	adjust	VERB
ejif-793	127	22	to	to	ADP
ejif-793	127	23	the	the	DET
ejif-793	127	24	needs	need	NOUN
ejif-793	127	25	of	of	ADP
ejif-793	127	26	the	the	DET
ejif-793	127	27	community	community	NOUN
ejif-793	127	28	in	in	ADP
ejif-793	127	29	the	the	DET
ejif-793	127	30	future	future	NOUN
ejif-793	127	31	.	.	PUNCT
ejif-793	128	1	4	4	X
ejif-793	128	2	)	)	PUNCT
ejif-793	128	3	bmt	bmt	NOUN
ejif-793	128	4	is	be	AUX
ejif-793	128	5	an	an	DET
ejif-793	128	6	islamic	islamic	ADJ
ejif-793	128	7	microfinance	microfinance	NOUN
ejif-793	128	8	institutions	institution	NOUN
ejif-793	128	9	that	that	PRON
ejif-793	128	10	are	be	AUX
ejif-793	128	11	characteristic	characteristic	ADJ
ejif-793	128	12	of	of	ADP
ejif-793	128	13	the	the	DET
ejif-793	128	14	indonesian	indonesian	ADJ
ejif-793	128	15	nation	nation	NOUN
ejif-793	128	16	and	and	CCONJ
ejif-793	128	17	not	not	PART
ejif-793	128	18	exclusive	exclusive	ADJ
ejif-793	128	19	,	,	PUNCT
ejif-793	128	20	open	open	ADJ
ejif-793	128	21	to	to	ADP
ejif-793	128	22	the	the	DET
ejif-793	128	23	whole	whole	ADJ
ejif-793	128	24	ummah	ummah	NOUN
ejif-793	128	25	not	not	PART
ejif-793	128	26	just	just	ADV
ejif-793	128	27	muslim	muslim	ADJ
ejif-793	128	28	ummah	ummah	ADJ
ejif-793	128	29	.	.	PROPN
ejif-793	129	1	5	5	NUM
ejif-793	129	2	)	)	PUNCT
ejif-793	129	3	the	the	DET
ejif-793	129	4	government	government	NOUN
ejif-793	129	5	shall	shall	AUX
ejif-793	129	6	support	support	VERB
ejif-793	129	7	and	and	CCONJ
ejif-793	129	8	supervise	supervise	VERB
ejif-793	129	9	the	the	DET
ejif-793	129	10	existence	existence	NOUN
ejif-793	129	11	of	of	ADP
ejif-793	129	12	bmt	bmt	NOUN
ejif-793	129	13	in	in	ADP
ejif-793	129	14	order	order	NOUN
ejif-793	129	15	to	to	PART
ejif-793	129	16	succeed	succeed	VERB
ejif-793	129	17	the	the	DET
ejif-793	129	18	poverty	poverty	NOUN
ejif-793	129	19	alleviation	alleviation	NOUN
ejif-793	129	20	program	program	NOUN
ejif-793	129	21	.	.	PUNCT
ejif-793	130	1	6	6	NUM
ejif-793	130	2	)	)	PUNCT
ejif-793	130	3	with	with	ADP
ejif-793	130	4	the	the	DET
ejif-793	130	5	guidance	guidance	NOUN
ejif-793	130	6	and	and	CCONJ
ejif-793	130	7	supervision	supervision	NOUN
ejif-793	130	8	of	of	ADP
ejif-793	130	9	the	the	DET
ejif-793	130	10	interested	interested	ADJ
ejif-793	130	11	parties	party	NOUN
ejif-793	130	12	,	,	PUNCT
ejif-793	130	13	the	the	DET
ejif-793	130	14	bmt	bmt	NOUN
ejif-793	130	15	is	be	AUX
ejif-793	130	16	gradually	gradually	ADV
ejif-793	130	17	implementing	implement	VERB
ejif-793	130	18	prudential	prudential	ADJ
ejif-793	130	19	principles	principle	NOUN
ejif-793	130	20	.	.	PUNCT
ejif-793	131	1	under	under	ADP
ejif-793	131	2	these	these	DET
ejif-793	131	3	conditions	condition	NOUN
ejif-793	131	4	,	,	PUNCT
ejif-793	131	5	the	the	DET
ejif-793	131	6	safety	safety	NOUN
ejif-793	131	7	of	of	ADP
ejif-793	131	8	the	the	DET
ejif-793	131	9	public	public	NOUN
ejif-793	131	10	or	or	CCONJ
ejif-793	131	11	customers	customer	NOUN
ejif-793	131	12	in	in	ADP
ejif-793	131	13	financial	financial	ADJ
ejif-793	131	14	transactions	transaction	NOUN
ejif-793	131	15	in	in	ADP
ejif-793	131	16	bmt	bmt	NOUN
ejif-793	131	17	protected	protect	VERB
ejif-793	131	18	.	.	PUNCT
ejif-793	132	1	7	7	X
ejif-793	132	2	)	)	PUNCT
ejif-793	132	3	improve	improve	VERB
ejif-793	132	4	the	the	DET
ejif-793	132	5	reputation	reputation	NOUN
ejif-793	132	6	of	of	ADP
ejif-793	132	7	bmt	bmt	NOUN
ejif-793	132	8	in	in	ADP
ejif-793	132	9	the	the	DET
ejif-793	132	10	country	country	NOUN
ejif-793	132	11	and	and	CCONJ
ejif-793	132	12	even	even	ADV
ejif-793	132	13	on	on	ADP
ejif-793	132	14	an	an	DET
ejif-793	132	15	international	international	ADJ
ejif-793	132	16	scale	scale	NOUN
ejif-793	132	17	,	,	PUNCT
ejif-793	132	18	if	if	SCONJ
ejif-793	132	19	the	the	DET
ejif-793	132	20	transformation	transformation	NOUN
ejif-793	132	21	process	process	NOUN
ejif-793	132	22	had	have	VERB
ejif-793	132	23	a	a	DET
ejif-793	132	24	positive	positive	ADJ
ejif-793	132	25	impact	impact	NOUN
ejif-793	132	26	on	on	ADP
ejif-793	132	27	economic	economic	ADJ
ejif-793	132	28	growth	growth	NOUN
ejif-793	132	29	and	and	CCONJ
ejif-793	132	30	poverty	poverty	NOUN
ejif-793	132	31	reduction	reduction	NOUN
ejif-793	132	32	.	.	PUNCT
ejif-793	133	1	ejif	ejif	PROPN
ejif-793	133	2	–	–	PUNCT
ejif-793	133	3	european	european	PROPN
ejif-793	133	4	journal	journal	PROPN
ejif-793	133	5	of	of	ADP
ejif-793	133	6	islamic	islamic	PROPN
ejif-793	133	7	finance	finance	PROPN
ejif-793	133	8	no1,dec	no1,dec	PROPN
ejif-793	133	9	(	(	PUNCT
ejif-793	133	10	2014	2014	NUM
ejif-793	133	11	)	)	PUNCT
ejif-793	133	12	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-793	133	13	5	5	NUM
ejif-793	133	14	4.2	4.2	NUM
ejif-793	133	15	.	.	PUNCT
ejif-793	134	1	recommendations	recommendation	NOUN
ejif-793	134	2	all	all	DET
ejif-793	134	3	stakeholders	stakeholder	NOUN
ejif-793	134	4	associated	associate	VERB
ejif-793	134	5	with	with	ADP
ejif-793	134	6	this	this	DET
ejif-793	134	7	change	change	NOUN
ejif-793	134	8	must	must	AUX
ejif-793	134	9	be	be	AUX
ejif-793	134	10	mutually	mutually	ADV
ejif-793	134	11	supportive	supportive	ADJ
ejif-793	134	12	for	for	ADP
ejif-793	134	13	the	the	DET
ejif-793	134	14	good	good	NOUN
ejif-793	134	15	of	of	ADP
ejif-793	134	16	humanity	humanity	NOUN
ejif-793	134	17	,	,	PUNCT
ejif-793	134	18	so	so	SCONJ
ejif-793	134	19	that	that	SCONJ
ejif-793	134	20	the	the	DET
ejif-793	134	21	managers	manager	NOUN
ejif-793	134	22	of	of	ADP
ejif-793	134	23	bmt	bmt	NOUN
ejif-793	134	24	are	be	AUX
ejif-793	134	25	not	not	PART
ejif-793	134	26	incorporated	incorporate	VERB
ejif-793	134	27	in	in	ADP
ejif-793	134	28	does	do	AUX
ejif-793	134	29	not	not	PART
ejif-793	134	30	have	have	VERB
ejif-793	134	31	a	a	DET
ejif-793	134	32	prejudice	prejudice	NOUN
ejif-793	134	33	against	against	ADP
ejif-793	134	34	the	the	DET
ejif-793	134	35	issuance	issuance	NOUN
ejif-793	134	36	of	of	ADP
ejif-793	134	37	act	act	NOUN
ejif-793	134	38	no	no	INTJ
ejif-793	134	39	.	.	NOUN
ejif-793	134	40	1	1	NUM
ejif-793	134	41	in	in	ADP
ejif-793	134	42	2013	2013	NUM
ejif-793	134	43	,	,	PUNCT
ejif-793	134	44	while	while	SCONJ
ejif-793	134	45	government	government	NOUN
ejif-793	134	46	officials	official	NOUN
ejif-793	134	47	associated	associate	VERB
ejif-793	134	48	with	with	ADP
ejif-793	134	49	the	the	DET
ejif-793	134	50	administration	administration	NOUN
ejif-793	134	51	of	of	ADP
ejif-793	134	52	the	the	DET
ejif-793	134	53	establishment	establishment	NOUN
ejif-793	134	54	and	and	CCONJ
ejif-793	134	55	operation	operation	NOUN
ejif-793	134	56	licenses	license	NOUN
ejif-793	134	57	provide	provide	VERB
ejif-793	134	58	a	a	DET
ejif-793	134	59	convenience	convenience	NOUN
ejif-793	134	60	(	(	PUNCT
ejif-793	134	61	cost	cost	NOUN
ejif-793	134	62	and	and	CCONJ
ejif-793	134	63	bureaucracy	bureaucracy	NOUN
ejif-793	134	64	)	)	PUNCT
ejif-793	134	65	,	,	PUNCT
ejif-793	134	66	as	as	ADV
ejif-793	134	67	well	well	ADV
ejif-793	134	68	as	as	ADP
ejif-793	134	69	the	the	DET
ejif-793	134	70	guidance	guidance	NOUN
ejif-793	134	71	and	and	CCONJ
ejif-793	134	72	supervision	supervision	NOUN
ejif-793	134	73	of	of	ADP
ejif-793	134	74	the	the	DET
ejif-793	134	75	presence	presence	NOUN
ejif-793	134	76	of	of	ADP
ejif-793	134	77	those	those	PRON
ejif-793	134	78	who	who	PRON
ejif-793	134	79	are	be	AUX
ejif-793	134	80	competent	competent	ADJ
ejif-793	134	81	in	in	ADP
ejif-793	134	82	their	their	PRON
ejif-793	134	83	field	field	NOUN
ejif-793	134	84	.	.	PUNCT
ejif-793	135	1	5	5	X
ejif-793	135	2	.	.	NUM
ejif-793	135	3	references	reference	NOUN
ejif-793	135	4	[	[	X
ejif-793	135	5	1	1	NUM
ejif-793	135	6	]	]	PUNCT
ejif-793	135	7	.	.	PUNCT
ejif-793	136	1	agier	agier	PROPN
ejif-793	136	2	,	,	PUNCT
ejif-793	136	3	i.	i.	PROPN
ejif-793	136	4	and	and	CCONJ
ejif-793	136	5	,	,	PUNCT
ejif-793	136	6	a.	a.	NOUN
ejif-793	136	7	szafarz	szafarz	NOUN
ejif-793	136	8	(	(	PUNCT
ejif-793	136	9	2013	2013	NUM
ejif-793	136	10	)	)	PUNCT
ejif-793	136	11	.	.	PUNCT
ejif-793	137	1	“	"	PUNCT
ejif-793	137	2	microfinance	microfinance	NOUN
ejif-793	137	3	and	and	CCONJ
ejif-793	137	4	gender	gender	NOUN
ejif-793	137	5	:	:	PUNCT
ejif-793	137	6	is	be	AUX
ejif-793	137	7	there	there	PRON
ejif-793	137	8	a	a	DET
ejif-793	137	9	glass	glass	NOUN
ejif-793	137	10	ceiling	ceiling	NOUN
ejif-793	137	11	on	on	ADP
ejif-793	137	12	loan	loan	NOUN
ejif-793	137	13	size	size	NOUN
ejif-793	137	14	?	?	PUNCT
ejif-793	137	15	,	,	PUNCT
ejif-793	137	16	”	"	PUNCT
ejif-793	137	17	world	world	NOUN
ejif-793	137	18	development	development	NOUN
ejif-793	137	19	,	,	PUNCT
ejif-793	137	20	vol	vol	NOUN
ejif-793	137	21	.	.	PROPN
ejif-793	137	22	42	42	NUM
ejif-793	137	23	,	,	PUNCT
ejif-793	137	24	pp	pp	ADJ
ejif-793	137	25	.	.	PUNCT
ejif-793	138	1	165	165	NUM
ejif-793	138	2	-	-	SYM
ejif-793	138	3	181	181	NUM
ejif-793	138	4	.	.	PUNCT
ejif-793	139	1	[	[	X
ejif-793	139	2	2	2	NUM
ejif-793	139	3	]	]	PUNCT
ejif-793	139	4	.	.	PUNCT
ejif-793	140	1	allet	allet	PROPN
ejif-793	140	2	,	,	PUNCT
ejif-793	140	3	m.	m.	NOUN
ejif-793	140	4	(	(	PUNCT
ejif-793	140	5	2013	2013	NUM
ejif-793	140	6	)	)	PUNCT
ejif-793	140	7	,	,	PUNCT
ejif-793	140	8	“	"	PUNCT
ejif-793	140	9	why	why	SCONJ
ejif-793	140	10	do	do	AUX
ejif-793	140	11	microfinance	microfinance	NOUN
ejif-793	140	12	institutions	institution	NOUN
ejif-793	140	13	go	go	VERB
ejif-793	140	14	green	green	ADJ
ejif-793	140	15	?	?	PUNCT
ejif-793	141	1	an	an	DET
ejif-793	141	2	exploratory	exploratory	ADJ
ejif-793	141	3	study	study	NOUN
ejif-793	141	4	,	,	PUNCT
ejif-793	141	5	”	"	PUNCT
ejif-793	141	6	journal	journal	NOUN
ejif-793	141	7	of	of	ADP
ejif-793	141	8	business	business	NOUN
ejif-793	141	9	ethics	ethic	NOUN
ejif-793	141	10	,	,	PUNCT
ejif-793	141	11	vol	vol	NOUN
ejif-793	141	12	.	.	PROPN
ejif-793	141	13	122	122	NUM
ejif-793	141	14	,	,	PUNCT
ejif-793	141	15	no	no	INTJ
ejif-793	141	16	.	.	NOUN
ejif-793	141	17	3	3	NUM
ejif-793	141	18	,	,	PUNCT
ejif-793	141	19	pp	pp	ADJ
ejif-793	141	20	.	.	PUNCT
ejif-793	142	1	405	405	NUM
ejif-793	142	2	-	-	SYM
ejif-793	142	3	424	424	NUM
ejif-793	142	4	.	.	PUNCT
ejif-793	143	1	[	[	X
ejif-793	143	2	3	3	NUM
ejif-793	143	3	]	]	PUNCT
ejif-793	143	4	.	.	PUNCT
ejif-793	144	1	armendariz	armendariz	PROPN
ejif-793	144	2	,	,	PUNCT
ejif-793	144	3	b.	b.	PROPN
ejif-793	144	4	and	and	CCONJ
ejif-793	144	5	m.	m.	PROPN
ejif-793	144	6	labie	labie	PROPN
ejif-793	144	7	(	(	PUNCT
ejif-793	144	8	2011	2011	NUM
ejif-793	144	9	)	)	PUNCT
ejif-793	144	10	,	,	PUNCT
ejif-793	144	11	“	"	PUNCT
ejif-793	144	12	introduction	introduction	NOUN
ejif-793	144	13	and	and	CCONJ
ejif-793	144	14	overview	overview	NOUN
ejif-793	144	15	:	:	PUNCT
ejif-793	144	16	an	an	DET
ejif-793	144	17	inquiry	inquiry	NOUN
ejif-793	144	18	into	into	ADP
ejif-793	144	19	the	the	DET
ejif-793	144	20	mismatch	mismatch	NOUN
ejif-793	144	21	in	in	ADP
ejif-793	144	22	microfinance	microfinance	NOUN
ejif-793	144	23	,	,	PUNCT
ejif-793	144	24	”	"	PUNCT
ejif-793	144	25	in	in	ADP
ejif-793	144	26	armendariz	armendariz	PROPN
ejif-793	144	27	b	b	PROPN
ejif-793	144	28	and	and	CCONJ
ejif-793	144	29	m.	m.	NOUN
ejif-793	144	30	labie	labie	PROPN
ejif-793	144	31	(	(	PUNCT
ejif-793	144	32	eds	ed	NOUN
ejif-793	144	33	)	)	PUNCT
ejif-793	144	34	the	the	DET
ejif-793	144	35	handbook	handbook	NOUN
ejif-793	144	36	of	of	ADP
ejif-793	144	37	microfinance	microfinance	NOUN
ejif-793	144	38	.	.	PUNCT
ejif-793	145	1	london	london	PROPN
ejif-793	145	2	-	-	PUNCT
ejif-793	145	3	singapore	singapore	PROPN
ejif-793	145	4	:	:	PUNCT
ejif-793	145	5	scientific	scientific	ADJ
ejif-793	145	6	work	work	NOUN
ejif-793	145	7	,	,	PUNCT
ejif-793	145	8	pp	pp	ADJ
ejif-793	145	9	.	.	PUNCT
ejif-793	146	1	3	3	NUM
ejif-793	146	2	-	-	SYM
ejif-793	146	3	13	13	NUM
ejif-793	146	4	.	.	PUNCT
ejif-793	146	5	.	.	PUNCT
ejif-793	147	1	[	[	X
ejif-793	147	2	4	4	NUM
ejif-793	147	3	]	]	PUNCT
ejif-793	147	4	.	.	PUNCT
ejif-793	147	5	balkenhol	balkenhol	PROPN
ejif-793	147	6	,	,	PUNCT
ejif-793	147	7	b.	b.	PROPN
ejif-793	147	8	and	and	CCONJ
ejif-793	147	9	m.	m.	PROPN
ejif-793	147	10	hudon	hudon	PROPN
ejif-793	147	11	(	(	PUNCT
ejif-793	147	12	2011),”efficiency	2011),”efficiency	PROPN
ejif-793	147	13	,	,	PUNCT
ejif-793	147	14	”	"	PUNCT
ejif-793	147	15	in	in	ADP
ejif-793	147	16	armendariz	armendariz	PROPN
ejif-793	147	17	b	b	PROPN
ejif-793	147	18	and	and	CCONJ
ejif-793	147	19	m.	m.	NOUN
ejif-793	147	20	labie	labie	PROPN
ejif-793	147	21	(	(	PUNCT
ejif-793	147	22	eds	ed	NOUN
ejif-793	147	23	)	)	PUNCT
ejif-793	147	24	the	the	DET
ejif-793	147	25	handbook	handbook	NOUN
ejif-793	147	26	of	of	ADP
ejif-793	147	27	microfinance	microfinance	NOUN
ejif-793	147	28	.	.	PUNCT
ejif-793	148	1	london	london	PROPN
ejif-793	148	2	-	-	PUNCT
ejif-793	148	3	singapore	singapore	PROPN
ejif-793	148	4	:	:	PUNCT
ejif-793	148	5	scientific	scientific	ADJ
ejif-793	148	6	work	work	NOUN
ejif-793	148	7	,	,	PUNCT
ejif-793	148	8	pp	pp	ADV
ejif-793	148	9	.	.	PUNCT
ejif-793	149	1	123	123	NUM
ejif-793	149	2	-	-	SYM
ejif-793	149	3	138	138	NUM
ejif-793	149	4	.	.	PUNCT
ejif-793	150	1	[	[	X
ejif-793	150	2	5	5	NUM
ejif-793	150	3	]	]	PUNCT
ejif-793	150	4	.	.	PUNCT
ejif-793	151	1	berenbach	berenbach	PROPN
ejif-793	151	2	,	,	PUNCT
ejif-793	151	3	s.	s.	PROPN
ejif-793	151	4	and	and	CCONJ
ejif-793	151	5	c.	c.	PROPN
ejif-793	151	6	churchill	churchill	PROPN
ejif-793	151	7	(	(	PUNCT
ejif-793	151	8	1997	1997	NUM
ejif-793	151	9	)	)	PUNCT
ejif-793	151	10	,	,	PUNCT
ejif-793	151	11	“	"	PUNCT
ejif-793	151	12	regulation	regulation	NOUN
ejif-793	151	13	and	and	CCONJ
ejif-793	151	14	supervision	supervision	NOUN
ejif-793	151	15	of	of	ADP
ejif-793	151	16	microfinance	microfinance	NOUN
ejif-793	151	17	institutions	institution	NOUN
ejif-793	151	18	,	,	PUNCT
ejif-793	151	19	”	"	PUNCT
ejif-793	151	20	occasional	occasional	ADJ
ejif-793	151	21	paper	paper	NOUN
ejif-793	151	22	.	.	PUNCT
ejif-793	152	1	mexico	mexico	PROPN
ejif-793	152	2	,	,	PUNCT
ejif-793	152	3	the	the	DET
ejif-793	152	4	micro	micro	PROPN
ejif-793	152	5	finance	finance	NOUN
ejif-793	152	6	network	network	NOUN
ejif-793	152	7	.	.	PUNCT
ejif-793	153	1	[	[	X
ejif-793	153	2	6	6	NUM
ejif-793	153	3	]	]	PUNCT
ejif-793	153	4	.	.	PUNCT
ejif-793	154	1	c	c	X
ejif-793	154	2	-	-	PUNCT
ejif-793	154	3	gap	gap	NOUN
ejif-793	154	4	2003	2003	NUM
ejif-793	154	5	.	.	PUNCT
ejif-793	155	1	guiding	guide	VERB
ejif-793	155	2	principles	principle	NOUN
ejif-793	155	3	on	on	ADP
ejif-793	155	4	regulation	regulation	NOUN
ejif-793	155	5	and	and	CCONJ
ejif-793	155	6	supervision	supervision	NOUN
ejif-793	155	7	of	of	ADP
ejif-793	155	8	microfinance	microfinance	NOUN
ejif-793	155	9	.	.	PUNCT
ejif-793	156	1	microfinance	microfinance	NOUN
ejif-793	156	2	consensus	consensus	NOUN
ejif-793	156	3	guidelines	guideline	NOUN
ejif-793	156	4	.	.	PUNCT
ejif-793	157	1	washington	washington	PROPN
ejif-793	157	2	,	,	PUNCT
ejif-793	157	3	c	c	NOUN
ejif-793	157	4	-	-	PUNCT
ejif-793	157	5	gap	gap	NOUN
ejif-793	157	6	.	.	PUNCT
ejif-793	158	1	[	[	X
ejif-793	158	2	7	7	NUM
ejif-793	158	3	]	]	SYM
ejif-793	158	4	.	.	PUNCT
ejif-793	159	1	chavez	chavez	PROPN
ejif-793	159	2	,	,	PUNCT
ejif-793	159	3	r.	r.	PROPN
ejif-793	159	4	,	,	PUNCT
ejif-793	159	5	and	and	CCONJ
ejif-793	159	6	gonzalez	gonzalez	PROPN
ejif-793	159	7	-	-	PUNCT
ejif-793	159	8	vega	vega	PROPN
ejif-793	159	9	,	,	PUNCT
ejif-793	159	10	c.	c.	PROPN
ejif-793	159	11	(	(	PUNCT
ejif-793	159	12	1994	1994	NUM
ejif-793	159	13	)	)	PUNCT
ejif-793	159	14	,	,	PUNCT
ejif-793	159	15	“	"	PUNCT
ejif-793	159	16	principles	principle	NOUN
ejif-793	159	17	of	of	ADP
ejif-793	159	18	regulation	regulation	NOUN
ejif-793	159	19	and	and	CCONJ
ejif-793	159	20	prudential	prudential	ADJ
ejif-793	159	21	supervision	supervision	NOUN
ejif-793	159	22	and	and	CCONJ
ejif-793	159	23	their	their	PRON
ejif-793	159	24	relevance	relevance	NOUN
ejif-793	159	25	for	for	ADP
ejif-793	159	26	microenterprise	microenterprise	NOUN
ejif-793	159	27	finance	finance	NOUN
ejif-793	159	28	organizations	organization	NOUN
ejif-793	159	29	,	,	PUNCT
ejif-793	159	30	”	"	PUNCT
ejif-793	159	31	in	in	ADP
ejif-793	159	32	otero	otero	PROPN
ejif-793	159	33	m.	m.	NOUN
ejif-793	159	34	and	and	CCONJ
ejif-793	159	35	rhyne	rhyne	PROPN
ejif-793	159	36	,	,	PUNCT
ejif-793	159	37	e.(eds	e.(ed	NOUN
ejif-793	159	38	.	.	PUNCT
ejif-793	159	39	)	)	PUNCT
ejif-793	160	1	the	the	DET
ejif-793	160	2	new	new	ADJ
ejif-793	160	3	world	world	NOUN
ejif-793	160	4	of	of	ADP
ejif-793	160	5	microenterprise	microenterprise	PROPN
ejif-793	160	6	finance	finance	NOUN
ejif-793	160	7	.	.	PUNCT
ejif-793	161	1	west	west	PROPN
ejif-793	161	2	hartford	hartford	PROPN
ejif-793	161	3	.	.	PUNCT
ejif-793	162	1	[	[	X
ejif-793	162	2	8	8	NUM
ejif-793	162	3	]	]	PUNCT
ejif-793	162	4	.	.	PUNCT
ejif-793	163	1	christen	christen	PROPN
ejif-793	163	2	,	,	PUNCT
ejif-793	163	3	r.	r.	PROPN
ejif-793	163	4	p.	p.	PROPN
ejif-793	163	5	,	,	PUNCT
ejif-793	163	6	&	&	CCONJ
ejif-793	163	7	rosenberg	rosenberg	PROPN
ejif-793	163	8	,	,	PUNCT
ejif-793	163	9	r.	r.	PROPN
ejif-793	163	10	(	(	PUNCT
ejif-793	163	11	2000	2000	NUM
ejif-793	163	12	)	)	PUNCT
ejif-793	163	13	,	,	PUNCT
ejif-793	163	14	”	"	PUNCT
ejif-793	163	15	the	the	DET
ejif-793	163	16	rush	rush	NOUN
ejif-793	163	17	to	to	PART
ejif-793	163	18	regulate	regulate	VERB
ejif-793	163	19	:	:	PUNCT
ejif-793	163	20	legal	legal	ADJ
ejif-793	163	21	frameworks	framework	NOUN
ejif-793	163	22	for	for	ADP
ejif-793	163	23	microfinance	microfinance	NOUN
ejif-793	163	24	,	,	PUNCT
ejif-793	163	25	”	"	PUNCT
ejif-793	163	26	consultative	consultative	ADJ
ejif-793	163	27	group	group	NOUN
ejif-793	163	28	to	to	PART
ejif-793	163	29	assist	assist	VERB
ejif-793	163	30	the	the	DET
ejif-793	163	31	poorest	poor	ADJ
ejif-793	163	32	(	(	PUNCT
ejif-793	163	33	cgap	cgap	NOUN
ejif-793	163	34	)	)	PUNCT
ejif-793	163	35	.	.	PUNCT
ejif-793	164	1	[	[	X
ejif-793	164	2	9	9	NUM
ejif-793	164	3	]	]	PUNCT
ejif-793	164	4	.	.	PUNCT
ejif-793	165	1	christen	christen	PROPN
ejif-793	165	2	,	,	PUNCT
ejif-793	165	3	r.	r.	PROPN
ejif-793	165	4	,	,	PUNCT
ejif-793	165	5	t.	t.	PROPN
ejif-793	165	6	r.	r.	PROPN
ejif-793	165	7	lyman	lyman	PROPN
ejif-793	165	8	,	,	PUNCT
ejif-793	165	9	and	and	CCONJ
ejif-793	165	10	r.	r.	PROPN
ejif-793	165	11	rosenberg	rosenberg	PROPN
ejif-793	165	12	(	(	PUNCT
ejif-793	165	13	2003	2003	NUM
ejif-793	165	14	)	)	PUNCT
ejif-793	165	15	“	"	PUNCT
ejif-793	165	16	microfinance	microfinance	NOUN
ejif-793	165	17	consensus	consensus	NOUN
ejif-793	165	18	guidelines	guideline	NOUN
ejif-793	165	19	:	:	PUNCT
ejif-793	165	20	guiding	guide	VERB
ejif-793	165	21	principles	principle	NOUN
ejif-793	165	22	on	on	ADP
ejif-793	165	23	regulation	regulation	NOUN
ejif-793	165	24	and	and	CCONJ
ejif-793	165	25	supervision	supervision	NOUN
ejif-793	165	26	of	of	ADP
ejif-793	165	27	microfinance	microfinance	NOUN
ejif-793	165	28	.	.	PUNCT
ejif-793	165	29	”	"	PUNCT
ejif-793	166	1	washington	washington	PROPN
ejif-793	166	2	,	,	PUNCT
ejif-793	166	3	dc	dc	PROPN
ejif-793	166	4	:	:	PUNCT
ejif-793	166	5	cgap	cgap	PROPN
ejif-793	166	6	/	/	SYM
ejif-793	166	7	world	world	PROPN
ejif-793	166	8	bank	bank	NOUN
ejif-793	166	9	.	.	PUNCT
ejif-793	167	1	[	[	X
ejif-793	167	2	10	10	NUM
ejif-793	167	3	]	]	PUNCT
ejif-793	167	4	.	.	PUNCT
ejif-793	168	1	cinca	cinca	PROPN
ejif-793	168	2	,	,	PUNCT
ejif-793	168	3	c.s	c.s	PROPN
ejif-793	168	4	,	,	PUNCT
ejif-793	168	5	nieto	nieto	PROPN
ejif-793	168	6	,	,	PUNCT
ejif-793	168	7	g.	g.	PROPN
ejif-793	168	8	b.	b.	PROPN
ejif-793	168	9	and	and	CCONJ
ejif-793	168	10	c.m	c.m	PROPN
ejif-793	168	11	.	.	PROPN
ejif-793	168	12	molinero	molinero	PROPN
ejif-793	168	13	(	(	PUNCT
ejif-793	168	14	2011	2011	NUM
ejif-793	168	15	)	)	PUNCT
ejif-793	168	16	,	,	PUNCT
ejif-793	168	17	”	"	PUNCT
ejif-793	168	18	social	social	ADJ
ejif-793	168	19	and	and	CCONJ
ejif-793	168	20	financial	financial	ADJ
ejif-793	168	21	efficiency	efficiency	NOUN
ejif-793	168	22	of	of	ADP
ejif-793	168	23	microfinance	microfinance	NOUN
ejif-793	168	24	institutions	institution	NOUN
ejif-793	168	25	,	,	PUNCT
ejif-793	168	26	”	"	PUNCT
ejif-793	168	27	in	in	ADP
ejif-793	168	28	armendariz	armendariz	PROPN
ejif-793	168	29	b	b	PROPN
ejif-793	168	30	and	and	CCONJ
ejif-793	168	31	m.	m.	NOUN
ejif-793	168	32	labie	labie	PROPN
ejif-793	168	33	(	(	PUNCT
ejif-793	168	34	eds	ed	NOUN
ejif-793	168	35	)	)	PUNCT
ejif-793	168	36	the	the	DET
ejif-793	168	37	handbook	handbook	NOUN
ejif-793	168	38	of	of	ADP
ejif-793	168	39	microfinance	microfinance	NOUN
ejif-793	168	40	.	.	PUNCT
ejif-793	169	1	london	london	PROPN
ejif-793	169	2	-	-	PUNCT
ejif-793	169	3	singapore	singapore	PROPN
ejif-793	169	4	:	:	PUNCT
ejif-793	169	5	scientific	scientific	ADJ
ejif-793	169	6	work	work	NOUN
ejif-793	169	7	,	,	PUNCT
ejif-793	169	8	pp	pp	ADV
ejif-793	169	9	.	.	PUNCT
ejif-793	170	1	123	123	NUM
ejif-793	170	2	-	-	SYM
ejif-793	170	3	138	138	NUM
ejif-793	170	4	[	[	X
ejif-793	170	5	11	11	NUM
ejif-793	170	6	]	]	PUNCT
ejif-793	170	7	.	.	PUNCT
ejif-793	171	1	copestake	copestake	PROPN
ejif-793	171	2	,	,	PUNCT
ejif-793	171	3	j	j	PROPN
ejif-793	171	4	.	.	PUNCT
ejif-793	171	5	,	,	PUNCT
ejif-793	171	6	dawson	dawson	PROPN
ejif-793	171	7	,	,	PUNCT
ejif-793	171	8	p.	p.	NOUN
ejif-793	171	9	,	,	PUNCT
ejif-793	171	10	fanning	fanning	NOUN
ejif-793	171	11	,	,	PUNCT
ejif-793	171	12	j	j	PROPN
ejif-793	171	13	.p	.p	PROPN
ejif-793	171	14	.	.	PUNCT
ejif-793	171	15	,	,	PUNCT
ejif-793	171	16	mckay	mckay	PROPN
ejif-793	171	17	,	,	PUNCT
ejif-793	171	18	a.	a.	PROPN
ejif-793	171	19	and	and	CCONJ
ejif-793	171	20	k.	k.	PROPN
ejif-793	171	21	wright	wright	PROPN
ejif-793	171	22	-revol	-revol	PROPN
ejif-793	171	23	ledo	ledo	PROPN
ejif-793	171	24	(	(	PUNCT
ejif-793	171	25	2005	2005	NUM
ejif-793	171	26	)	)	PUNCT
ejif-793	171	27	,	,	PUNCT
ejif-793	171	28	“	"	PUNCT
ejif-793	171	29	moni	moni	ADJ
ejif-793	171	30	tor	tor	NOUN
ejif-793	171	31	ing	e	VERB
ejif-793	171	32	the	the	DET
ejif-793	171	33	divers	diver	NOUN
ejif-793	172	1	i	i	PRON
ejif-793	172	2	ty	ty	INTJ
ejif-793	172	3	of	of	ADP
ejif-793	172	4	the	the	DET
ejif-793	172	5	poverty	poverty	NOUN
ejif-793	172	6	ou	ou	ADP
ejif-793	172	7	t	t	PROPN
ejif-793	172	8	reach	reach	VERB
ejif-793	172	9	and	and	CCONJ
ejif-793	172	10	impact	impact	NOUN
ejif-793	172	11	of	of	ADP
ejif-793	172	12	microfinance	microfinance	NOUN
ejif-793	172	13	:	:	PUNCT
ejif-793	172	14	a	a	DET
ejif-793	172	15	comparison	comparison	NOUN
ejif-793	172	16	of	of	ADP
ejif-793	172	17	methods	method	NOUN
ejif-793	172	18	us	we	PRON
ejif-793	172	19	ing	ing	ADJ
ejif-793	172	20	data	datum	NOUN
ejif-793	172	21	from	from	ADP
ejif-793	172	22	peru	peru	PROPN
ejif-793	172	23	,	,	PUNCT
ejif-793	172	24	“	"	PUNCT
ejif-793	172	25	development	development	NOUN
ejif-793	172	26	pol	pol	PROPN
ejif-793	172	27	icy	icy	NOUN
ejif-793	172	28	review	review	NOUN
ejif-793	172	29	,	,	PUNCT
ejif-793	172	30	vol	vol	NOUN
ejif-793	172	31	.	.	PROPN
ejif-793	172	32	23	23	NUM
ejif-793	172	33	,	,	PUNCT
ejif-793	172	34	no.6	no.6	PROPN
ejif-793	172	35	,	,	PUNCT
ejif-793	172	36	pp	pp	ADV
ejif-793	172	37	.	.	PUNCT
ejif-793	173	1	703	703	NUM
ejif-793	173	2	-23	-23	PUNCT
ejif-793	173	3	.	.	PUNCT
ejif-793	174	1	[	[	X
ejif-793	174	2	12	12	NUM
ejif-793	174	3	]	]	PUNCT
ejif-793	174	4	.	.	PUNCT
ejif-793	175	1	copestake	copestake	NOUN
ejif-793	175	2	,	,	PUNCT
ejif-793	175	3	j.	j.	PROPN
ejif-793	175	4	(	(	PUNCT
ejif-793	175	5	2007	2007	NUM
ejif-793	175	6	)	)	PUNCT
ejif-793	175	7	,	,	PUNCT
ejif-793	175	8	“	"	PUNCT
ejif-793	175	9	mainstreaming	mainstreame	VERB
ejif-793	175	10	microfinance	microfinance	NOUN
ejif-793	175	11	:	:	PUNCT
ejif-793	175	12	social	social	ADJ
ejif-793	175	13	performance	performance	NOUN
ejif-793	175	14	management	management	NOUN
ejif-793	175	15	or	or	CCONJ
ejif-793	175	16	mission	mission	NOUN
ejif-793	175	17	drift	drift	NOUN
ejif-793	175	18	?	?	PUNCT
ejif-793	175	19	,	,	PUNCT
ejif-793	175	20	”	"	PUNCT
ejif-793	175	21	world	world	NOUN
ejif-793	175	22	development	development	NOUN
ejif-793	175	23	,	,	PUNCT
ejif-793	175	24	vol.35	vol.35	NOUN
ejif-793	175	25	,	,	PUNCT
ejif-793	175	26	no.10	no.10	ADJ
ejif-793	175	27	,	,	PUNCT
ejif-793	175	28	pp	pp	ADJ
ejif-793	175	29	.	.	PUNCT
ejif-793	175	30	1721	1721	NUM
ejif-793	175	31	-	-	SYM
ejif-793	175	32	1738	1738	NUM
ejif-793	175	33	.	.	PUNCT
ejif-793	176	1	[	[	X
ejif-793	176	2	13	13	NUM
ejif-793	176	3	]	]	SYM
ejif-793	176	4	.	.	PUNCT
ejif-793	176	5	fmo	fmo	NOUN
ejif-793	176	6	.	.	PUNCT
ejif-793	177	1	(	(	PUNCT
ejif-793	177	2	2008	2008	NUM
ejif-793	177	3	)	)	PUNCT
ejif-793	178	1	,	,	PUNCT
ejif-793	178	2	“	"	PUNCT
ejif-793	178	3	environmental	environmental	ADJ
ejif-793	178	4	and	and	CCONJ
ejif-793	178	5	social	social	ADJ
ejif-793	178	6	risks	risk	NOUN
ejif-793	178	7	management	management	NOUN
ejif-793	178	8	tools	tool	NOUN
ejif-793	178	9	for	for	ADP
ejif-793	178	10	mfis	mfis	PROPN
ejif-793	178	11	”	"	PUNCT
ejif-793	178	12	,	,	PUNCT
ejif-793	178	13	available	available	ADJ
ejif-793	178	14	on	on	ADP
ejif-793	178	15	fmo	fmo	NOUN
ejif-793	178	16	's	's	PART
ejif-793	178	17	website	website	NOUN
ejif-793	178	18	www.fmo.nl/esg-tools	www.fmo.nl/esg-tool	NOUN
ejif-793	178	19	.	.	PUNCT
ejif-793	179	1	[	[	X
ejif-793	179	2	14	14	NUM
ejif-793	179	3	]	]	PUNCT
ejif-793	179	4	.	.	PUNCT
ejif-793	180	1	frank	frank	PROPN
ejif-793	180	2	,	,	PUNCT
ejif-793	180	3	c.	c.	PROPN
ejif-793	180	4	(	(	PUNCT
ejif-793	180	5	2008	2008	NUM
ejif-793	180	6	)	)	PUNCT
ejif-793	180	7	,	,	PUNCT
ejif-793	180	8	“	"	PUNCT
ejif-793	180	9	stemming	stem	VERB
ejif-793	180	10	the	the	DET
ejif-793	180	11	tide	tide	NOUN
ejif-793	180	12	of	of	ADP
ejif-793	180	13	mission	mission	NOUN
ejif-793	180	14	drift	drift	NOUN
ejif-793	180	15	:	:	PUNCT
ejif-793	180	16	microfinance	microfinance	NOUN
ejif-793	180	17	transformation	transformation	NOUN
ejif-793	180	18	and	and	CCONJ
ejif-793	180	19	the	the	DET
ejif-793	180	20	double	double	ADJ
ejif-793	180	21	bottom	bottom	ADJ
ejif-793	180	22	line	line	NOUN
ejif-793	180	23	,	,	PUNCT
ejif-793	180	24	”	"	PUNCT
ejif-793	180	25	women	woman	NOUN
ejif-793	180	26	’s	’s	PART
ejif-793	180	27	world	world	NOUN
ejif-793	180	28	banking	banking	NOUN
ejif-793	180	29	focus	focus	NOUN
ejif-793	180	30	note	note	NOUN
ejif-793	180	31	[	[	X
ejif-793	180	32	15	15	NUM
ejif-793	180	33	]	]	PUNCT
ejif-793	180	34	.	.	PUNCT
ejif-793	181	1	green	green	ADJ
ejif-793	181	2	microfinance	microfinance	NOUN
ejif-793	181	3	(	(	PUNCT
ejif-793	181	4	2007	2007	NUM
ejif-793	181	5	)	)	PUNCT
ejif-793	181	6	,	,	PUNCT
ejif-793	181	7	“	"	PUNCT
ejif-793	181	8	microfinance	microfinance	NOUN
ejif-793	181	9	and	and	CCONJ
ejif-793	181	10	the	the	DET
ejif-793	181	11	environment	environment	NOUN
ejif-793	181	12	:	:	PUNCT
ejif-793	181	13	setting	set	VERB
ejif-793	181	14	the	the	DET
ejif-793	181	15	research	research	NOUN
ejif-793	181	16	and	and	CCONJ
ejif-793	181	17	policy	policy	NOUN
ejif-793	181	18	agenda	agenda	NOUN
ejif-793	181	19	,	,	PUNCT
ejif-793	181	20	”	"	PUNCT
ejif-793	181	21	roundtable	roundtable	ADJ
ejif-793	181	22	may	may	PROPN
ejif-793	181	23	5	5	NUM
ejif-793	181	24	-	-	SYM
ejif-793	181	25	6	6	NUM
ejif-793	181	26	,	,	PUNCT
ejif-793	181	27	2006	2006	NUM
ejif-793	181	28	.	.	PUNCT
ejif-793	182	1	philadelphia	philadelphia	PROPN
ejif-793	182	2	:	:	PUNCT
ejif-793	182	3	greenmicrofinance	greenmicrofinance	NOUN
ejif-793	182	4	-	-	PUNCT
ejif-793	182	5	llc	llc	NOUN
ejif-793	182	6	[	[	X
ejif-793	182	7	16	16	NUM
ejif-793	182	8	]	]	PUNCT
ejif-793	182	9	.	.	PUNCT
ejif-793	183	1	greuning	greune	VERB
ejif-793	183	2	,	,	PUNCT
ejif-793	183	3	h.	h.	PROPN
ejif-793	183	4	v.	v.	PROPN
ejif-793	183	5	,	,	PUNCT
ejif-793	183	6	gallardo	gallardo	PROPN
ejif-793	183	7	,	,	PUNCT
ejif-793	183	8	j.	j.	PROPN
ejif-793	183	9	and	and	CCONJ
ejif-793	183	10	randhawa	randhawa	PROPN
ejif-793	183	11	,	,	PUNCT
ejif-793	183	12	b	b	PROPN
ejif-793	183	13	(	(	PUNCT
ejif-793	183	14	1998	1998	NUM
ejif-793	183	15	)	)	PUNCT
ejif-793	183	16	,	,	PUNCT
ejif-793	183	17	a	a	DET
ejif-793	183	18	framework	framework	NOUN
ejif-793	183	19	for	for	ADP
ejif-793	183	20	regulating	regulate	VERB
ejif-793	183	21	microfinance	microfinance	NOUN
ejif-793	183	22	institutions	institution	NOUN
ejif-793	183	23	.	.	PUNCT
ejif-793	184	1	the	the	DET
ejif-793	184	2	world	world	PROPN
ejif-793	184	3	bank	bank	PROPN
ejif-793	184	4	.	.	PUNCT
ejif-793	185	1	washington	washington	PROPN
ejif-793	185	2	.	.	PUNCT
ejif-793	186	1	[	[	X
ejif-793	186	2	17	17	NUM
ejif-793	186	3	]	]	PUNCT
ejif-793	186	4	.	.	PUNCT
ejif-793	187	1	hall	hall	PROPN
ejif-793	187	2	,	,	PUNCT
ejif-793	187	3	j	j	PROPN
ejif-793	187	4	,	,	PUNCT
ejif-793	187	5	collins	collins	PROPN
ejif-793	187	6	,	,	PUNCT
ejif-793	187	7	l.	l.	PROPN
ejif-793	187	8	,	,	PUNCT
ejif-793	187	9	israel	israel	PROPN
ejif-793	187	10	,	,	PUNCT
ejif-793	187	11	e.	e.	PROPN
ejif-793	187	12	and	and	CCONJ
ejif-793	187	13	m.	m.	PROPN
ejif-793	187	14	wenner	wenner	PROPN
ejif-793	187	15	(	(	PUNCT
ejif-793	187	16	2008	2008	NUM
ejif-793	187	17	)	)	PUNCT
ejif-793	187	18	,	,	PUNCT
ejif-793	187	19	“	"	PUNCT
ejif-793	187	20	the	the	DET
ejif-793	187	21	missing	miss	VERB
ejif-793	187	22	bottom	bottom	ADJ
ejif-793	187	23	line	line	NOUN
ejif-793	187	24	:	:	PUNCT
ejif-793	187	25	microfinance	microfinance	NOUN
ejif-793	187	26	and	and	CCONJ
ejif-793	187	27	the	the	DET
ejif-793	187	28	environment	environment	NOUN
ejif-793	187	29	,	,	PUNCT
ejif-793	187	30	”	"	PUNCT
ejif-793	187	31	philadelphia	philadelphia	PROPN
ejif-793	187	32	:	:	PUNCT
ejif-793	187	33	greenmicrofinance	greenmicrofinance	NOUN
ejif-793	187	34	-	-	PUNCT
ejif-793	187	35	llc	llc	NOUN
ejif-793	187	36	.	.	PUNCT
ejif-793	188	1	[	[	X
ejif-793	188	2	18	18	NUM
ejif-793	188	3	]	]	PUNCT
ejif-793	188	4	.	.	PUNCT
ejif-793	189	1	holden	holden	PROPN
ejif-793	189	2	,	,	PUNCT
ejif-793	189	3	p.	p.	NOUN
ejif-793	189	4	,	,	PUNCT
ejif-793	189	5	hardy	hardy	ADJ
ejif-793	189	6	,	,	PUNCT
ejif-793	189	7	d.	d.	PROPN
ejif-793	189	8	c.	c.	PROPN
ejif-793	189	9	,	,	PUNCT
ejif-793	189	10	and	and	CCONJ
ejif-793	189	11	prokopenko	prokopenko	NOUN
ejif-793	189	12	,	,	PUNCT
ejif-793	189	13	v.	v.	PROPN
ejif-793	189	14	(	(	PUNCT
ejif-793	189	15	2002	2002	NUM
ejif-793	189	16	)	)	PUNCT
ejif-793	189	17	.	.	PUNCT
ejif-793	190	1	microfinance	microfinance	NOUN
ejif-793	190	2	institutions	institution	NOUN
ejif-793	190	3	and	and	CCONJ
ejif-793	190	4	public	public	ADJ
ejif-793	190	5	policy	policy	NOUN
ejif-793	190	6	.	.	PUNCT
ejif-793	191	1	international	international	ADJ
ejif-793	191	2	monetary	monetary	ADJ
ejif-793	191	3	fund	fund	NOUN
ejif-793	191	4	.	.	PUNCT
ejif-793	192	1	[	[	X
ejif-793	192	2	19	19	NUM
ejif-793	192	3	]	]	PUNCT
ejif-793	192	4	.	.	PUNCT
ejif-793	193	1	holloh	holloh	PROPN
ejif-793	193	2	,	,	PUNCT
ejif-793	193	3	d.	d.	PROPN
ejif-793	193	4	(	(	PUNCT
ejif-793	193	5	2001	2001	NUM
ejif-793	193	6	)	)	PUNCT
ejif-793	193	7	.	.	PUNCT
ejif-793	194	1	microfinance	microfinance	NOUN
ejif-793	194	2	institutions	institution	NOUN
ejif-793	194	3	study	study	VERB
ejif-793	194	4	.	.	PUNCT
ejif-793	195	1	jakarta	jakarta	PROPN
ejif-793	195	2	:	:	PUNCT
ejif-793	195	3	mof	mof	PROPN
ejif-793	195	4	,	,	PUNCT
ejif-793	195	5	bi	bi	NOUN
ejif-793	195	6	,	,	PUNCT
ejif-793	195	7	gtz	gtz	PROPN
ejif-793	195	8	-	-	PUNCT
ejif-793	195	9	profi	profi	NOUN
ejif-793	195	10	.	.	PUNCT
ejif-793	196	1	[	[	X
ejif-793	196	2	20	20	NUM
ejif-793	196	3	]	]	PUNCT
ejif-793	196	4	.	.	PUNCT
ejif-793	197	1	hudon	hudon	PROPN
ejif-793	197	2	,	,	PUNCT
ejif-793	197	3	m.	m.	NOUN
ejif-793	197	4	(	(	PUNCT
ejif-793	197	5	2011),”ethics	2011),”ethics	NUM
ejif-793	197	6	in	in	ADP
ejif-793	197	7	microfinance	microfinance	NOUN
ejif-793	197	8	,	,	PUNCT
ejif-793	197	9	”	"	PUNCT
ejif-793	197	10	in	in	ADP
ejif-793	197	11	armendariz	armendariz	PROPN
ejif-793	197	12	b	b	PROPN
ejif-793	197	13	and	and	CCONJ
ejif-793	197	14	m.	m.	NOUN
ejif-793	197	15	labie	labie	PROPN
ejif-793	197	16	(	(	PUNCT
ejif-793	197	17	eds	ed	NOUN
ejif-793	197	18	)	)	PUNCT
ejif-793	197	19	the	the	DET
ejif-793	197	20	handbook	handbook	NOUN
ejif-793	197	21	of	of	ADP
ejif-793	197	22	microfinance	microfinance	NOUN
ejif-793	197	23	.	.	PUNCT
ejif-793	198	1	london	london	PROPN
ejif-793	198	2	-	-	PUNCT
ejif-793	198	3	singapore	singapore	PROPN
ejif-793	198	4	:	:	PUNCT
ejif-793	198	5	scientific	scientific	ADJ
ejif-793	198	6	work	work	NOUN
ejif-793	198	7	,	,	PUNCT
ejif-793	198	8	pp	pp	ADV
ejif-793	198	9	.	.	PUNCT
ejif-793	199	1	123	123	NUM
ejif-793	199	2	-	-	SYM
ejif-793	199	3	138	138	NUM
ejif-793	199	4	.	.	PUNCT
ejif-793	200	1	[	[	X
ejif-793	200	2	21	21	NUM
ejif-793	200	3	]	]	PUNCT
ejif-793	200	4	.	.	PUNCT
ejif-793	201	1	jansson	jansson	PROPN
ejif-793	201	2	,	,	PUNCT
ejif-793	201	3	t.	t.	PROPN
ejif-793	201	4	,	,	PUNCT
ejif-793	201	5	rosales	rosale	NOUN
ejif-793	201	6	,	,	PUNCT
ejif-793	201	7	r.	r.	PROPN
ejif-793	201	8	,	,	PUNCT
ejif-793	201	9	and	and	CCONJ
ejif-793	201	10	westley	westley	PROPN
ejif-793	201	11	,	,	PUNCT
ejif-793	201	12	g.	g.	PROPN
ejif-793	201	13	d.	d.	PROPN
ejif-793	201	14	(	(	PUNCT
ejif-793	201	15	2004	2004	NUM
ejif-793	201	16	)	)	PUNCT
ejif-793	201	17	.	.	PUNCT
ejif-793	202	1	principles	principle	NOUN
ejif-793	202	2	and	and	CCONJ
ejif-793	202	3	practices	practice	NOUN
ejif-793	202	4	for	for	ADP
ejif-793	202	5	regulating	regulate	VERB
ejif-793	202	6	and	and	CCONJ
ejif-793	202	7	supervising	supervise	VERB
ejif-793	202	8	microfinance	microfinance	NOUN
ejif-793	202	9	.	.	PUNCT
ejif-793	203	1	interamerican	interamerican	PROPN
ejif-793	203	2	development	development	PROPN
ejif-793	203	3	bank	bank	PROPN
ejif-793	203	4	..	..	PUNCT
ejif-793	204	1	[	[	X
ejif-793	204	2	22	22	NUM
ejif-793	204	3	]	]	PUNCT
ejif-793	204	4	.	.	PUNCT
ejif-793	205	1	karlan	karlan	PROPN
ejif-793	205	2	,	,	PUNCT
ejif-793	205	3	d.	d.	PROPN
ejif-793	205	4	and	and	CCONJ
ejif-793	205	5	n.	n.	PROPN
ejif-793	205	6	goldberg	goldberg	PROPN
ejif-793	205	7	(	(	PUNCT
ejif-793	205	8	2011	2011	NUM
ejif-793	205	9	)	)	PUNCT
ejif-793	205	10	,	,	PUNCT
ejif-793	205	11	”	"	PUNCT
ejif-793	205	12	microfinance	microfinance	NOUN
ejif-793	205	13	evaluation	evaluation	NOUN
ejif-793	205	14	strategies	strategy	NOUN
ejif-793	205	15	:	:	PUNCT
ejif-793	205	16	notes	note	NOUN
ejif-793	205	17	on	on	ADP
ejif-793	205	18	methodology	methodology	NOUN
ejif-793	205	19	and	and	CCONJ
ejif-793	205	20	findings	finding	NOUN
ejif-793	205	21	,	,	PUNCT
ejif-793	205	22	”	"	PUNCT
ejif-793	205	23	in	in	ADP
ejif-793	205	24	armendariz	armendariz	PROPN
ejif-793	205	25	b	b	PROPN
ejif-793	205	26	and	and	CCONJ
ejif-793	205	27	m.	m.	NOUN
ejif-793	205	28	labie	labie	PROPN
ejif-793	205	29	(	(	PUNCT
ejif-793	205	30	eds	ed	NOUN
ejif-793	205	31	)	)	PUNCT
ejif-793	205	32	the	the	DET
ejif-793	205	33	handbook	handbook	NOUN
ejif-793	205	34	of	of	ADP
ejif-793	205	35	microfinance	microfinance	NOUN
ejif-793	205	36	.	.	PUNCT
ejif-793	206	1	london	london	PROPN
ejif-793	206	2	-	-	PUNCT
ejif-793	206	3	singapore	singapore	PROPN
ejif-793	206	4	:	:	PUNCT
ejif-793	206	5	scientific	scientific	ADJ
ejif-793	206	6	work	work	NOUN
ejif-793	206	7	,	,	PUNCT
ejif-793	206	8	pp	pp	ADV
ejif-793	206	9	.	.	PUNCT
ejif-793	207	1	17	17	NUM
ejif-793	207	2	-	-	SYM
ejif-793	207	3	58	58	NUM
ejif-793	207	4	.	.	PUNCT
ejif-793	208	1	[	[	X
ejif-793	208	2	23	23	NUM
ejif-793	208	3	]	]	PUNCT
ejif-793	208	4	.	.	PUNCT
ejif-793	209	1	kaushal	kaushal	PROPN
ejif-793	209	2	,	,	PUNCT
ejif-793	209	3	k.	k.	PROPN
ejif-793	209	4	k.	k.	PROPN
ejif-793	209	5	,	,	PUNCT
ejif-793	209	6	melkani	melkani	PROPN
ejif-793	209	7	,	,	PUNCT
ejif-793	209	8	v.	v.	PROPN
ejif-793	209	9	k.	k.	PROPN
ejif-793	209	10	,	,	PUNCT
ejif-793	209	11	and	and	CCONJ
ejif-793	209	12	j.c	j.c	PROPN
ejif-793	209	13	.	.	PROPN
ejif-793	209	14	kala	kala	PROPN
ejif-793	209	15	(	(	PUNCT
ejif-793	209	16	2005	2005	NUM
ejif-793	209	17	)	)	PUNCT
ejif-793	209	18	,	,	PUNCT
ejif-793	209	19	“	"	PUNCT
ejif-793	209	20	sustainable	sustainable	ADJ
ejif-793	209	21	poverty	poverty	NOUN
ejif-793	209	22	alleviation	alleviation	NOUN
ejif-793	209	23	through	through	ADP
ejif-793	209	24	a	a	DET
ejif-793	209	25	forestry	forestry	NOUN
ejif-793	209	26	project	project	NOUN
ejif-793	209	27	in	in	ADP
ejif-793	209	28	tamilnadu	tamilnadu	ADJ
ejif-793	209	29	state	state	NOUN
ejif-793	209	30	of	of	ADP
ejif-793	209	31	india	india	PROPN
ejif-793	209	32	,	,	PUNCT
ejif-793	209	33	”	"	PUNCT
ejif-793	209	34	the	the	DET
ejif-793	209	35	international	international	ADJ
ejif-793	209	36	journal	journal	NOUN
ejif-793	209	37	of	of	ADP
ejif-793	209	38	sustainable	sustainable	ADJ
ejif-793	209	39	development	development	NOUN
ejif-793	209	40	&	&	CCONJ
ejif-793	209	41	world	world	PROPN
ejif-793	209	42	ecology	ecology	NOUN
ejif-793	209	43	,	,	PUNCT
ejif-793	209	44	vol	vol	NOUN
ejif-793	209	45	.	.	PROPN
ejif-793	209	46	12	12	NUM
ejif-793	209	47	,	,	PUNCT
ejif-793	209	48	no.3	no.3	VERB
ejif-793	209	49	,	,	PUNCT
ejif-793	209	50	pp	pp	PROPN
ejif-793	209	51	.	.	PUNCT
ejif-793	210	1	347	347	NUM
ejif-793	210	2	-	-	SYM
ejif-793	210	3	352	352	NUM
ejif-793	210	4	.	.	PUNCT
ejif-793	211	1	[	[	X
ejif-793	211	2	24	24	NUM
ejif-793	211	3	]	]	PUNCT
ejif-793	211	4	.	.	PUNCT
ejif-793	212	1	mersland	mersland	PROPN
ejif-793	212	2	,	,	PUNCT
ejif-793	212	3	r.	r.	PROPN
ejif-793	212	4	,	,	PUNCT
ejif-793	212	5	&	&	CCONJ
ejif-793	212	6	strøm	strøm	PROPN
ejif-793	212	7	,	,	PUNCT
ejif-793	212	8	r.	r.	PROPN
ejif-793	212	9	ø	ø	PROPN
ejif-793	212	10	.	.	PUNCT
ejif-793	212	11	(	(	PUNCT
ejif-793	212	12	2012	2012	NUM
ejif-793	212	13	)	)	PUNCT
ejif-793	212	14	.	.	PUNCT
ejif-793	213	1	the	the	DET
ejif-793	213	2	past	past	NOUN
ejif-793	213	3	and	and	CCONJ
ejif-793	213	4	future	future	NOUN
ejif-793	213	5	of	of	ADP
ejif-793	213	6	innovations	innovation	NOUN
ejif-793	213	7	in	in	ADP
ejif-793	213	8	microfinance	microfinance	NOUN
ejif-793	213	9	.	.	PUNCT
ejif-793	214	1	the	the	DET
ejif-793	214	2	oxford	oxford	PROPN
ejif-793	214	3	handbook	handbook	NOUN
ejif-793	214	4	of	of	ADP
ejif-793	214	5	entrepreneurial	entrepreneurial	ADJ
ejif-793	214	6	finance	finance	NOUN
ejif-793	214	7	,	,	PUNCT
ejif-793	214	8	859	859	NUM
ejif-793	214	9	-	-	SYM
ejif-793	214	10	891	891	NUM
ejif-793	214	11	.	.	PUNCT
ejif-793	215	1	[	[	X
ejif-793	215	2	25	25	NUM
ejif-793	215	3	]	]	PUNCT
ejif-793	215	4	.	.	PUNCT
ejif-793	216	1	sudarma	sudarma	PROPN
ejif-793	216	2	,	,	PUNCT
ejif-793	216	3	m.	m.	NOUN
ejif-793	216	4	,	,	PUNCT
ejif-793	216	5	triyuwono	triyuwono	PROPN
ejif-793	216	6	,	,	PUNCT
ejif-793	216	7	i.	i.	PROPN
ejif-793	216	8	,	,	PUNCT
ejif-793	216	9	ludigdo	ludigdo	PROPN
ejif-793	216	10	,	,	PUNCT
ejif-793	216	11	u.	u.	PROPN
ejif-793	216	12	,	,	PUNCT
ejif-793	216	13	&	&	CCONJ
ejif-793	216	14	meutia	meutia	PROPN
ejif-793	216	15	,	,	PUNCT
ejif-793	216	16	i.	i.	PROPN
ejif-793	216	17	(	(	PUNCT
ejif-793	216	18	2010	2010	NUM
ejif-793	216	19	)	)	PUNCT
ejif-793	216	20	.	.	PUNCT
ejif-793	217	1	qualitative	qualitative	ADJ
ejif-793	217	2	approach	approach	NOUN
ejif-793	217	3	to	to	PART
ejif-793	217	4	build	build	VERB
ejif-793	217	5	the	the	DET
ejif-793	217	6	concept	concept	NOUN
ejif-793	217	7	of	of	ADP
ejif-793	217	8	social	social	ADJ
ejif-793	217	9	responsibility	responsibility	NOUN
ejif-793	217	10	disclosures	disclosure	NOUN
ejif-793	217	11	based	base	VERB
ejif-793	217	12	on	on	ADP
ejif-793	217	13	shari’ah	shari’ah	PROPN
ejif-793	217	14	enterprise	enterprise	NOUN
ejif-793	217	15	theory	theory	NOUN
ejif-793	217	16	.	.	PUNCT
ejif-793	218	1	available	available	ADJ
ejif-793	218	2	at	at	ADP
ejif-793	218	3	ssrn	ssrn	PROPN
ejif-793	218	4	1662860	1662860	NUM
ejif-793	218	5	.	.	PUNCT
ejif-793	219	1	[	[	X
ejif-793	219	2	26	26	NUM
ejif-793	219	3	]	]	PUNCT
ejif-793	219	4	.	.	PUNCT
ejif-793	220	1	morduch	morduch	PROPN
ejif-793	220	2	,	,	PUNCT
ejif-793	220	3	j.	j.	PROPN
ejif-793	220	4	(	(	PUNCT
ejif-793	220	5	1999	1999	NUM
ejif-793	220	6	)	)	PUNCT
ejif-793	220	7	,	,	PUNCT
ejif-793	220	8	"	"	PUNCT
ejif-793	220	9	the	the	DET
ejif-793	220	10	microfinance	microfinance	NOUN
ejif-793	220	11	promise	promise	NOUN
ejif-793	220	12	.	.	PUNCT
ejif-793	221	1	"journal	"journal	ADJ
ejif-793	221	2	of	of	ADP
ejif-793	221	3	economic	economic	ADJ
ejif-793	221	4	literature	literature	NOUN
ejif-793	221	5	,	,	PUNCT
ejif-793	221	6	vol	vol	NOUN
ejif-793	221	7	.	.	PROPN
ejif-793	222	1	37	37	NUM
ejif-793	222	2	,	,	PUNCT
ejif-793	222	3	no.4	no.4	PROPN
ejif-793	222	4	,	,	PUNCT
ejif-793	222	5	pp	pp	X
ejif-793	222	6	.	.	PUNCT
ejif-793	223	1	1569	1569	NUM
ejif-793	223	2	-	-	SYM
ejif-793	223	3	1614	1614	NUM
ejif-793	223	4	.	.	PUNCT
ejif-793	224	1	[	[	X
ejif-793	224	2	27	27	NUM
ejif-793	224	3	]	]	PUNCT
ejif-793	224	4	.	.	PUNCT
ejif-793	225	1	rippey	rippey	NOUN
ejif-793	225	2	,	,	PUNCT
ejif-793	225	3	p.	p.	NOUN
ejif-793	225	4	(	(	PUNCT
ejif-793	225	5	2009	2009	NUM
ejif-793	225	6	)	)	PUNCT
ejif-793	225	7	.	.	PUNCT
ejif-793	226	1	microfinance	microfinance	NOUN
ejif-793	226	2	and	and	CCONJ
ejif-793	226	3	climate	climate	NOUN
ejif-793	226	4	change	change	NOUN
ejif-793	226	5	:	:	PUNCT
ejif-793	226	6	threats	threat	NOUN
ejif-793	226	7	and	and	CCONJ
ejif-793	226	8	opportunities	opportunity	NOUN
ejif-793	226	9	,	,	PUNCT
ejif-793	226	10	cgap	cgap	NOUN
ejif-793	226	11	focus	focus	NOUN
ejif-793	226	12	note	note	VERB
ejif-793	226	13	53	53	NUM
ejif-793	226	14	.	.	PUNCT
ejif-793	227	1	washington	washington	PROPN
ejif-793	227	2	,	,	PUNCT
ejif-793	227	3	dc	dc	PROPN
ejif-793	227	4	:	:	PUNCT
ejif-793	227	5	cgap	cgap	PROPN
ejif-793	227	6	.	.	PUNCT
ejif-793	228	1	[	[	X
ejif-793	228	2	28	28	NUM
ejif-793	228	3	]	]	PUNCT
ejif-793	228	4	.	.	PUNCT
ejif-793	229	1	seep	seep	VERB
ejif-793	229	2	network	network	NOUN
ejif-793	229	3	.	.	PUNCT
ejif-793	230	1	(	(	PUNCT
ejif-793	230	2	2008	2008	NUM
ejif-793	230	3	)	)	PUNCT
ejif-793	230	4	,	,	PUNCT
ejif-793	230	5	microfinance	microfinance	NOUN
ejif-793	230	6	and	and	CCONJ
ejif-793	230	7	the	the	DET
ejif-793	230	8	environment	environment	NOUN
ejif-793	230	9	.	.	PUNCT
ejif-793	231	1	seep	seep	VERB
ejif-793	231	2	network	network	NOUN
ejif-793	231	3	[	[	X
ejif-793	231	4	29	29	NUM
ejif-793	231	5	]	]	PUNCT
ejif-793	231	6	.	.	PUNCT
ejif-793	232	1	staschen	staschen	ADV
ejif-793	232	2	,	,	PUNCT
ejif-793	232	3	s.	s.	PROPN
ejif-793	232	4	(	(	PUNCT
ejif-793	232	5	1999	1999	NUM
ejif-793	232	6	)	)	PUNCT
ejif-793	232	7	.	.	PUNCT
ejif-793	233	1	regulation	regulation	NOUN
ejif-793	233	2	and	and	CCONJ
ejif-793	233	3	supervision	supervision	NOUN
ejif-793	233	4	of	of	ADP
ejif-793	233	5	microfinance	microfinance	NOUN
ejif-793	233	6	institutions	institution	NOUN
ejif-793	233	7	:	:	PUNCT
ejif-793	233	8	state	state	NOUN
ejif-793	233	9	of	of	ADP
ejif-793	233	10	knowledge	knowledge	NOUN
ejif-793	233	11	.	.	PUNCT
ejif-793	234	1	gtz	gtz	PROPN
ejif-793	234	2	,	,	PUNCT
ejif-793	234	3	eschborn	eschborn	PROPN
ejif-793	234	4	.	.	PROPN
ejif-793	234	5	http://www.fmo.nl/esg-tools	http://www.fmo.nl/esg-tools	PROPN
ejif-793	234	6	ejif	ejif	PROPN
ejif-793	234	7	–	–	PUNCT
ejif-793	234	8	european	european	PROPN
ejif-793	234	9	journal	journal	PROPN
ejif-793	234	10	of	of	ADP
ejif-793	234	11	islamic	islamic	PROPN
ejif-793	234	12	finance	finance	PROPN
ejif-793	235	1	no1,dec	no1,dec	PROPN
ejif-793	235	2	(	(	PUNCT
ejif-793	235	3	2014	2014	NUM
ejif-793	235	4	)	)	PUNCT
ejif-793	235	5	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	NOUN
ejif-793	235	6	6	6	NUM
ejif-793	235	7	[	[	NOUN
ejif-793	235	8	30	30	NUM
ejif-793	235	9	]	]	PUNCT
ejif-793	235	10	.	.	PUNCT
ejif-793	236	1	schuite	schuite	PROPN
ejif-793	236	2	,	,	PUNCT
ejif-793	236	3	g.	g.	PROPN
ejif-793	236	4	j.	j.	PROPN
ejif-793	236	5	,	,	PUNCT
ejif-793	236	6	and	and	CCONJ
ejif-793	236	7	pater	pater	PROPN
ejif-793	236	8	,	,	PUNCT
ejif-793	236	9	a.	a.	NOUN
ejif-793	236	10	(	(	PUNCT
ejif-793	236	11	2008	2008	NUM
ejif-793	236	12	)	)	PUNCT
ejif-793	236	13	,	,	PUNCT
ejif-793	236	14	the	the	DET
ejif-793	236	15	triple	triple	ADJ
ejif-793	236	16	bottom	bottom	ADJ
ejif-793	236	17	line	line	NOUN
ejif-793	236	18	for	for	ADP
ejif-793	236	19	microfinance	microfinance	NOUN
ejif-793	236	20	,	,	PUNCT
ejif-793	236	21	bunnik	bunnik	NOUN
ejif-793	236	22	:	:	PUNCT
ejif-793	236	23	triodos	triodo	VERB
ejif-793	236	24	facet	facet	ADJ
ejif-793	236	25	.	.	PUNCT
ejif-793	237	1	[	[	X
ejif-793	237	2	31	31	NUM
ejif-793	237	3	]	]	PUNCT
ejif-793	237	4	.	.	PUNCT
ejif-793	237	5	suratmi	suratmi	PROPN
ejif-793	237	6	,	,	PUNCT
ejif-793	237	7	siti	siti	PROPN
ejif-793	237	8	,	,	PUNCT
ejif-793	237	9	m.	m.	NOUN
ejif-793	237	10	t.	t.	PROPN
ejif-793	237	11	,	,	PUNCT
ejif-793	237	12	mohammad	mohammad	PROPN
ejif-793	237	13	,	,	PUNCT
ejif-793	237	14	r.	r.	PROPN
ejif-793	237	15	,	,	PUNCT
ejif-793	237	16	umi	umi	PROPN
ejif-793	237	17	,	,	PUNCT
ejif-793	237	18	r.	r.	PROPN
ejif-793	237	19	(	(	PUNCT
ejif-793	237	20	2011	2011	NUM
ejif-793	237	21	)	)	PUNCT
ejif-793	237	22	,	,	PUNCT
ejif-793	237	23	“	"	PUNCT
ejif-793	237	24	entrepreneurial	entrepreneurial	ADJ
ejif-793	237	25	education	education	NOUN
ejif-793	237	26	program	program	NOUN
ejif-793	237	27	gender	gender	NOUN
ejif-793	237	28	perspective	perspective	NOUN
ejif-793	237	29	catering	catering	NOUN
ejif-793	237	30	based	base	VERB
ejif-793	237	31	in	in	ADP
ejif-793	237	32	pesantren	pesantren	PROPN
ejif-793	237	33	salaf	salaf	NOUN
ejif-793	237	34	,	,	PUNCT
ejif-793	237	35	”	"	PUNCT
ejif-793	237	36	journal	journal	NOUN
ejif-793	237	37	of	of	ADP
ejif-793	237	38	business	business	NOUN
ejif-793	237	39	economics	economic	NOUN
ejif-793	237	40	,	,	PUNCT
ejif-793	237	41	vol	vol	NOUN
ejif-793	237	42	.	.	PROPN
ejif-793	238	1	1	1	NUM
ejif-793	238	2	.	.	PUNCT
ejif-793	239	1	[	[	X
ejif-793	239	2	32	32	NUM
ejif-793	239	3	]	]	PUNCT
ejif-793	239	4	.	.	PUNCT
ejif-793	240	1	syihab	syihab	PROPN
ejif-793	240	2	.	.	PUNCT
ejif-793	241	1	musnad	musnad	PROPN
ejif-793	241	2	,	,	PUNCT
ejif-793	241	3	hadis	hadis	PROPN
ejif-793	241	4	no.1234	no.1234	ADJ
ejif-793	241	5	.	.	PUNCT
ejif-793	242	1	[	[	X
ejif-793	242	2	33	33	NUM
ejif-793	242	3	]	]	PUNCT
ejif-793	242	4	.	.	PUNCT
ejif-793	243	1	van	van	PROPN
ejif-793	243	2	elteren	elteren	PROPN
ejif-793	243	3	,	,	PUNCT
ejif-793	243	4	a.	a.	NOUN
ejif-793	243	5	(	(	PUNCT
ejif-793	243	6	2007	2007	NUM
ejif-793	243	7	)	)	PUNCT
ejif-793	243	8	.	.	PUNCT
ejif-793	244	1	environmental	environmental	ADJ
ejif-793	244	2	and	and	CCONJ
ejif-793	244	3	social	social	ADJ
ejif-793	244	4	risk	risk	NOUN
ejif-793	244	5	management	management	NOUN
ejif-793	244	6	and	and	CCONJ
ejif-793	244	7	added	add	VERB
ejif-793	244	8	value	value	NOUN
ejif-793	244	9	at	at	ADP
ejif-793	244	10	mfis	mfis	PROPN
ejif-793	244	11	and	and	CCONJ
ejif-793	244	12	mfi	mfi	PROPN
ejif-793	244	13	funds	fund	NOUN
ejif-793	244	14	:	:	PUNCT
ejif-793	244	15	the	the	DET
ejif-793	244	16	fmo	fmo	NOUN
ejif-793	244	17	approach	approach	NOUN
ejif-793	244	18	,	,	PUNCT
ejif-793	244	19	the	the	DET
ejif-793	244	20	hague	hague	PROPN
ejif-793	244	21	:	:	PUNCT
ejif-793	244	22	netherlands	netherlands	PROPN
ejif-793	244	23	development	development	PROPN
ejif-793	244	24	finance	finance	PROPN
ejif-793	244	25	company	company	NOUN
ejif-793	244	26	(	(	PUNCT
ejif-793	244	27	fmo	fmo	NOUN
ejif-793	244	28	)	)	PUNCT
ejif-793	244	29	.	.	PUNCT
ejif-793	245	1	[	[	X
ejif-793	245	2	34	34	NUM
ejif-793	245	3	]	]	PUNCT
ejif-793	245	4	.	.	PUNCT
ejif-793	246	1	von	von	PROPN
ejif-793	246	2	pischke	pischke	PROPN
ejif-793	246	3	,	,	PUNCT
ejif-793	246	4	j.	j.	PROPN
ejif-793	246	5	d.	d.	PROPN
ejif-793	246	6	(	(	PUNCT
ejif-793	246	7	1996	1996	NUM
ejif-793	246	8	)	)	PUNCT
ejif-793	246	9	.	.	PUNCT
ejif-793	247	1	measuring	measure	VERB
ejif-793	247	2	the	the	DET
ejif-793	247	3	trade‐off	trade‐off	NOUN
ejif-793	247	4	between	between	ADP
ejif-793	247	5	outreach	outreach	NOUN
ejif-793	247	6	and	and	CCONJ
ejif-793	247	7	sustainability	sustainability	NOUN
ejif-793	247	8	of	of	ADP
ejif-793	247	9	microenterprise	microenterprise	NOUN
ejif-793	247	10	lenders	lender	NOUN
ejif-793	247	11	.	.	PUNCT
ejif-793	248	1	journal	journal	PROPN
ejif-793	248	2	of	of	ADP
ejif-793	248	3	international	international	PROPN
ejif-793	248	4	development	development	PROPN
ejif-793	248	5	,	,	PUNCT
ejif-793	248	6	vol.8	vol.8	PROPN
ejif-793	248	7	,	,	PUNCT
ejif-793	248	8	no.2	no.2	PROPN
ejif-793	248	9	,	,	PUNCT
ejif-793	248	10	pp	pp	ADJ
ejif-793	248	11	.	.	PUNCT
ejif-793	249	1	225	225	NUM
ejif-793	249	2	-	-	SYM
ejif-793	249	3	239	239	NUM
ejif-793	249	4	.	.	PUNCT
ejif-793	250	1	[	[	X
ejif-793	250	2	35	35	NUM
ejif-793	250	3	]	]	PUNCT
ejif-793	250	4	.	.	PUNCT
ejif-793	251	1	http://www.republika.co.id/berita/bisnis-syariah/keuanganperbankan/10/12/15/152187-mayoritas-bmt-belum-berbadanhukum	http://www.republika.co.id/berita/bisnis-syariah/keuanganperbankan/10/12/15/152187-mayoritas-bmt-belum-berbadanhukum	PROPN
ejif-793	252	1	[	[	X
ejif-793	252	2	36	36	NUM
ejif-793	252	3	]	]	PUNCT
ejif-793	252	4	.	.	PUNCT
ejif-793	253	1	http://www.republika.co.id/berita/ekonomi/syariahekonomi/12/06/28/m6byym-bmt-tak-takut-bersaing-dengan-banksyariah	http://www.republika.co.id/berita/ekonomi/syariahekonomi/12/06/28/m6byym-bmt-tak-takut-bersaing-dengan-banksyariah	PROPN
ejif-793	253	2	http://www.republika.co.id/berita/bisnis-syariah/keuangan-perbankan/10/12/15/152187-mayoritas-bmt-belum-berbadan-hukum	http://www.republika.co.id/berita/bisnis-syariah/keuangan-perbankan/10/12/15/152187-mayoritas-bmt-belum-berbadan-hukum	PROPN
ejif-793	253	3	http://www.republika.co.id/berita/bisnis-syariah/keuangan-perbankan/10/12/15/152187-mayoritas-bmt-belum-berbadan-hukum	http://www.republika.co.id/berita/bisnis-syariah/keuangan-perbankan/10/12/15/152187-mayoritas-bmt-belum-berbadan-hukum	PROPN
ejif-793	253	4	http://www.republika.co.id/berita/bisnis-syariah/keuangan-perbankan/10/12/15/152187-mayoritas-bmt-belum-berbadan-hukum	http://www.republika.co.id/berita/bisnis-syariah/keuangan-perbankan/10/12/15/152187-mayoritas-bmt-belum-berbadan-hukum	NOUN
ejif-793	253	5	http://www.republika.co.id/berita/ekonomi/syariah-ekonomi/12/06/28/m6byym-bmt-tak-takut-bersaing-dengan-bank-syariah	http://www.republika.co.id/berita/ekonomi/syariah-ekonomi/12/06/28/m6byym-bmt-tak-takut-bersaing-dengan-bank-syariah	PROPN
ejif-793	253	6	http://www.republika.co.id/berita/ekonomi/syariah-ekonomi/12/06/28/m6byym-bmt-tak-takut-bersaing-dengan-bank-syariah	http://www.republika.co.id/berita/ekonomi/syariah-ekonomi/12/06/28/m6byym-bmt-tak-takut-bersaing-dengan-bank-syariah	PROPN
ejif-793	253	7	http://www.republika.co.id/berita/ekonomi/syariah-ekonomi/12/06/28/m6byym-bmt-tak-takut-bersaing-dengan-bank-syariah	http://www.republika.co.id/berita/ekonomi/syariah-ekonomi/12/06/28/m6byym-bmt-tak-takut-bersaing-dengan-bank-syariah	PROPN
ejif-793	253	8	ejif	ejif	PROPN
ejif-793	253	9	–	–	PUNCT
ejif-793	253	10	european	european	PROPN
ejif-793	253	11	journal	journal	PROPN
ejif-793	253	12	of	of	ADP
ejif-793	253	13	islamic	islamic	PROPN
ejif-793	253	14	finance	finance	PROPN
ejif-793	253	15	editorial	editorial	ADJ
ejif-793	253	16	team	team	NOUN
ejif-793	253	17	editor	editor	NOUN
ejif-793	253	18	in	in	ADP
ejif-793	253	19	chief	chief	ADJ
ejif-793	253	20	prof	prof	NOUN
ejif-793	253	21	.	.	PUNCT
ejif-793	254	1	paolo	paolo	PROPN
ejif-793	254	2	pietro	pietro	PROPN
ejif-793	254	3	biancone	biancone	NOUN
ejif-793	254	4	,	,	PUNCT
ejif-793	254	5	university	university	PROPN
ejif-793	254	6	of	of	ADP
ejif-793	254	7	turin	turin	PROPN
ejif-793	254	8	,	,	PUNCT
ejif-793	254	9	italy	italy	PROPN
ejif-793	254	10	editorial	editorial	PROPN
ejif-793	254	11	board	board	PROPN
ejif-793	254	12	prof	prof	PROPN
ejif-793	254	13	.	.	PUNCT
ejif-793	255	1	dian	dian	PROPN
ejif-793	255	2	masyita	masyita	PROPN
ejif-793	255	3	,	,	PUNCT
ejif-793	255	4	university	university	NOUN
ejif-793	255	5	of	of	ADP
ejif-793	255	6	padjadjaran	padjadjaran	PROPN
ejif-793	255	7	,	,	PUNCT
ejif-793	255	8	indonesia	indonesia	PROPN
ejif-793	255	9	prof	prof	PROPN
ejif-793	255	10	.	.	PUNCT
ejif-793	256	1	abdulazeem	abdulazeem	PROPN
ejif-793	256	2	abozaid	abozaid	PROPN
ejif-793	256	3	,	,	PUNCT
ejif-793	256	4	qatar	qatar	PROPN
ejif-793	256	5	faculty	faculty	NOUN
ejif-793	256	6	of	of	ADP
ejif-793	256	7	islamic	islamic	ADJ
ejif-793	256	8	studies	study	NOUN
ejif-793	256	9	–	–	PUNCT
ejif-793	256	10	qatar	qatar	PROPN
ejif-793	256	11	prof	prof	NOUN
ejif-793	256	12	.	.	PUNCT
ejif-793	257	1	ahmad	ahmad	PROPN
ejif-793	257	2	aref	aref	PROPN
ejif-793	257	3	almazari	almazari	PROPN
ejif-793	257	4	,	,	PUNCT
ejif-793	257	5	king	king	PROPN
ejif-793	257	6	saud	saud	PROPN
ejif-793	257	7	university	university	PROPN
ejif-793	257	8	,	,	PUNCT
ejif-793	257	9	saudi	saudi	PROPN
ejif-793	257	10	arabia	arabia	PROPN
ejif-793	257	11	prof	prof	PROPN
ejif-793	257	12	.	.	PUNCT
ejif-793	258	1	nidal	nidal	PROPN
ejif-793	258	2	a.	a.	PROPN
ejif-793	258	3	alsayyed	alsayye	VERB
ejif-793	258	4	,	,	PUNCT
ejif-793	258	5	inayah	inayah	VERB
ejif-793	258	6	islamic	islamic	PROPN
ejif-793	258	7	finance	finance	PROPN
ejif-793	258	8	research	research	PROPN
ejif-793	258	9	institute	institute	PROPN
ejif-793	258	10	,	,	PUNCT
ejif-793	258	11	usa	usa	PROPN
ejif-793	258	12	prof	prof	PROPN
ejif-793	258	13	.	.	PUNCT
ejif-793	259	1	roberta	roberta	PROPN
ejif-793	259	2	aluffi	aluffi	PROPN
ejif-793	259	3	,	,	PUNCT
ejif-793	259	4	university	university	PROPN
ejif-793	259	5	of	of	ADP
ejif-793	259	6	turin	turin	PROPN
ejif-793	259	7	italy	italy	PROPN
ejif-793	259	8	prof	prof	PROPN
ejif-793	259	9	.	.	PUNCT
ejif-793	260	1	ghassen	ghassen	PROPN
ejif-793	260	2	bouslama	bouslama	PROPN
ejif-793	260	3	,	,	PUNCT
ejif-793	260	4	neoma	neoma	PROPN
ejif-793	260	5	business	business	PROPN
ejif-793	260	6	school	school	PROPN
ejif-793	260	7	campus	campus	NOUN
ejif-793	260	8	de	de	X
ejif-793	260	9	reims	reims	X
ejif-793	260	10	,	,	PUNCT
ejif-793	260	11	france	france	PROPN
ejif-793	260	12	prof	prof	PROPN
ejif-793	260	13	.	.	PUNCT
ejif-793	261	1	nazam	nazam	PROPN
ejif-793	261	2	dzolkarnaini	dzolkarnaini	PROPN
ejif-793	261	3	,	,	PUNCT
ejif-793	261	4	salford	salford	PROPN
ejif-793	261	5	university	university	PROPN
ejif-793	261	6	,	,	PUNCT
ejif-793	261	7	uk	uk	PROPN
ejif-793	261	8	prof	prof	PROPN
ejif-793	261	9	.	.	PUNCT
ejif-793	262	1	kabir	kabir	PROPN
ejif-793	262	2	hassan	hassan	PROPN
ejif-793	262	3	,	,	PUNCT
ejif-793	262	4	university	university	NOUN
ejif-793	262	5	of	of	ADP
ejif-793	262	6	new	new	PROPN
ejif-793	262	7	orleans	orleans	PROPN
ejif-793	262	8	,	,	PUNCT
ejif-793	262	9	usa	usa	PROPN
ejif-793	262	10	prof	prof	PROPN
ejif-793	262	11	.	.	PUNCT
ejif-793	263	1	khaled	khaled	PROPN
ejif-793	263	2	hussainey	hussainey	PROPN
ejif-793	263	3	,	,	PUNCT
ejif-793	263	4	university	university	NOUN
ejif-793	263	5	of	of	ADP
ejif-793	263	6	plymouth	plymouth	PROPN
ejif-793	263	7	,	,	PUNCT
ejif-793	263	8	uk	uk	PROPN
ejif-793	263	9	prof	prof	PROPN
ejif-793	263	10	.	.	PUNCT
ejif-793	264	1	rifki	rifki	PROPN
ejif-793	264	2	ismal	ismal	NOUN
ejif-793	264	3	,	,	PUNCT
ejif-793	264	4	university	university	NOUN
ejif-793	264	5	of	of	ADP
ejif-793	264	6	indonesia	indonesia	PROPN
ejif-793	264	7	prof	prof	PROPN
ejif-793	264	8	.	.	PUNCT
ejif-793	265	1	tariqullah	tariqullah	PROPN
ejif-793	265	2	khan	khan	PROPN
ejif-793	265	3	,	,	PUNCT
ejif-793	265	4	hamad	hamad	PROPN
ejif-793	265	5	bin	bin	PROPN
ejif-793	265	6	khalifa	khalifa	PROPN
ejif-793	265	7	university	university	PROPN
ejif-793	265	8	,	,	PUNCT
ejif-793	265	9	qatar	qatar	PROPN
ejif-793	265	10	prof	prof	PROPN
ejif-793	265	11	.	.	PROPN
ejif-793	266	1	ali	ali	PROPN
ejif-793	266	2	khorshid	khorshid	PROPN
ejif-793	266	3	,	,	PUNCT
ejif-793	266	4	icma	icma	NOUN
ejif-793	266	5	centre	centre	NOUN
ejif-793	266	6	reading	read	VERB
ejif-793	266	7	university	university	PROPN
ejif-793	266	8	uk	uk	PROPN
ejif-793	266	9	prof	prof	PROPN
ejif-793	266	10	.	.	PUNCT
ejif-793	267	1	amir	amir	PROPN
ejif-793	267	2	kia	kia	PROPN
ejif-793	267	3	,	,	PUNCT
ejif-793	267	4	utah	utah	PROPN
ejif-793	267	5	valley	valley	PROPN
ejif-793	267	6	university	university	PROPN
ejif-793	267	7	,	,	PUNCT
ejif-793	267	8	usa	usa	PROPN
ejif-793	267	9	prof	prof	PROPN
ejif-793	267	10	.	.	PUNCT
ejif-793	268	1	laurent	laurent	PROPN
ejif-793	268	2	marliere	marliere	ADV
ejif-793	268	3	,	,	PUNCT
ejif-793	268	4	université	université	PROPN
ejif-793	268	5	paris	paris	PROPN
ejif-793	268	6	-	-	PUNCT
ejif-793	268	7	dauphine	dauphine	PROPN
ejif-793	268	8	france	france	PROPN
ejif-793	268	9	prof	prof	PROPN
ejif-793	268	10	.	.	PUNCT
ejif-793	269	1	federica	federica	PROPN
ejif-793	269	2	miglietta	miglietta	PROPN
ejif-793	269	3	,	,	PUNCT
ejif-793	269	4	university	university	NOUN
ejif-793	269	5	of	of	ADP
ejif-793	269	6	bari	bari	PROPN
ejif-793	269	7	italy	italy	PROPN
ejif-793	269	8	prof	prof	PROPN
ejif-793	269	9	.	.	PUNCT
ejif-793	270	1	hakim	hakim	PROPN
ejif-793	270	2	ben	ben	PROPN
ejif-793	270	3	othman	othman	PROPN
ejif-793	270	4	,	,	PUNCT
ejif-793	270	5	university	university	PROPN
ejif-793	270	6	of	of	ADP
ejif-793	270	7	tunis	tunis	PROPN
ejif-793	270	8	tunisia	tunisia	PROPN
ejif-793	270	9	prof	prof	PROPN
ejif-793	270	10	.	.	PUNCT
ejif-793	271	1	mohamed	mohamed	PROPN
ejif-793	271	2	ramady	ramady	PROPN
ejif-793	271	3	,	,	PUNCT
ejif-793	271	4	king	king	PROPN
ejif-793	271	5	fahd	fahd	PROPN
ejif-793	271	6	university	university	PROPN
ejif-793	271	7	of	of	ADP
ejif-793	271	8	petroleum	petroleum	NOUN
ejif-793	271	9	and	and	CCONJ
ejif-793	271	10	minerals	mineral	NOUN
ejif-793	271	11	,	,	PUNCT
ejif-793	272	1	saudi	saudi	PROPN
ejif-793	272	2	arabia	arabia	PROPN
ejif-793	272	3	prof	prof	PROPN
ejif-793	272	4	.	.	PROPN
ejif-793	272	5	mamunur	mamunur	PROPN
ejif-793	272	6	rashid	rashid	PROPN
ejif-793	272	7	,	,	PUNCT
ejif-793	272	8	nottingham	nottingham	PROPN
ejif-793	272	9	university	university	PROPN
ejif-793	272	10	,	,	PUNCT
ejif-793	272	11	malaysia	malaysia	PROPN
ejif-793	272	12	prof	prof	PROPN
ejif-793	272	13	.	.	PUNCT
ejif-793	273	1	younes	younes	PROPN
ejif-793	273	2	soualhi	soualhi	PROPN
ejif-793	273	3	,	,	PUNCT
ejif-793	273	4	international	international	PROPN
ejif-793	273	5	islamic	islamic	PROPN
ejif-793	273	6	university	university	PROPN
ejif-793	273	7	malaysia	malaysia	PROPN
ejif-793	273	8	prof	prof	PROPN
ejif-793	273	9	.	.	PUNCT
ejif-793	274	1	laurent	laurent	PROPN
ejif-793	274	2	weill	weill	PROPN
ejif-793	274	3	,	,	PUNCT
ejif-793	274	4	university	university	NOUN
ejif-793	274	5	of	of	ADP
ejif-793	274	6	strasbourg	strasbourg	PROPN
ejif-793	274	7	,	,	PUNCT
ejif-793	274	8	france	france	PROPN