id	sid	tid	token	lemma	pos
ejif-848	1	1	paper	paper	NOUN
ejif-848	1	2	title	title	NOUN
ejif-848	1	3	(	(	PUNCT
ejif-848	1	4	use	use	NOUN
ejif-848	1	5	style	style	NOUN
ejif-848	1	6	:	:	PUNCT
ejif-848	1	7	paper	paper	NOUN
ejif-848	1	8	title	title	NOUN
ejif-848	1	9	)	)	PUNCT
ejif-848	1	10	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-848	1	11	issn	issn	VERB
ejif-848	1	12	2421	2421	NUM
ejif-848	1	13	-	-	SYM
ejif-848	1	14	2172	2172	NUM
ejif-848	1	15	1	1	NUM
ejif-848	1	16	financial	financial	ADJ
ejif-848	1	17	stability	stability	NOUN
ejif-848	1	18	of	of	ADP
ejif-848	1	19	islamic	islamic	ADJ
ejif-848	1	20	banks	bank	NOUN
ejif-848	1	21	:	:	PUNCT
ejif-848	1	22	a	a	DET
ejif-848	1	23	review	review	NOUN
ejif-848	1	24	of	of	ADP
ejif-848	1	25	the	the	DET
ejif-848	1	26	literature	literature	NOUN
ejif-848	1	27	1	1	NUM
ejif-848	1	28	oaksprings	oakspring	NOUN
ejif-848	1	29	educational	educational	ADJ
ejif-848	1	30	services	service	NOUN
ejif-848	1	31	,	,	PUNCT
ejif-848	1	32	nigeria	nigeria	PROPN
ejif-848	1	33	,	,	PUNCT
ejif-848	1	34	ak.odeduntan@oakspring.com.ng	ak.odeduntan@oakspring.com.ng	ADV
ejif-848	1	35	2	2	NUM
ejif-848	1	36	international	international	ADJ
ejif-848	1	37	islamic	islamic	PROPN
ejif-848	1	38	university	university	PROPN
ejif-848	1	39	malaysia	malaysia	PROPN
ejif-848	1	40	,	,	PUNCT
ejif-848	1	41	abidewale@iium.edu.my	abidewale@iium.edu.my	PROPN
ejif-848	1	42	abstract	abstract	NOUN
ejif-848	1	43	—	—	PUNCT
ejif-848	1	44	the	the	DET
ejif-848	1	45	recent	recent	ADJ
ejif-848	1	46	global	global	ADJ
ejif-848	1	47	financial	financial	ADJ
ejif-848	1	48	crisis	crisis	NOUN
ejif-848	1	49	that	that	PRON
ejif-848	1	50	began	begin	VERB
ejif-848	1	51	in	in	ADP
ejif-848	1	52	the	the	DET
ejif-848	1	53	us	we	PRON
ejif-848	1	54	and	and	CCONJ
ejif-848	1	55	spread	spread	VERB
ejif-848	1	56	sporadically	sporadically	ADV
ejif-848	1	57	to	to	ADP
ejif-848	1	58	other	other	ADJ
ejif-848	1	59	parts	part	NOUN
ejif-848	1	60	of	of	ADP
ejif-848	1	61	the	the	DET
ejif-848	1	62	world	world	NOUN
ejif-848	1	63	has	have	AUX
ejif-848	1	64	been	be	AUX
ejif-848	1	65	a	a	DET
ejif-848	1	66	sort	sort	NOUN
ejif-848	1	67	of	of	ADP
ejif-848	1	68	awakening	awaken	VERB
ejif-848	1	69	that	that	SCONJ
ejif-848	1	70	financial	financial	ADJ
ejif-848	1	71	stability	stability	NOUN
ejif-848	1	72	of	of	ADP
ejif-848	1	73	financial	financial	ADJ
ejif-848	1	74	institutions	institution	NOUN
ejif-848	1	75	should	should	AUX
ejif-848	1	76	be	be	AUX
ejif-848	1	77	on	on	ADP
ejif-848	1	78	check	check	NOUN
ejif-848	1	79	from	from	ADP
ejif-848	1	80	time	time	NOUN
ejif-848	1	81	to	to	ADP
ejif-848	1	82	time	time	NOUN
ejif-848	1	83	.	.	PUNCT
ejif-848	2	1	this	this	DET
ejif-848	2	2	scenario	scenario	NOUN
ejif-848	2	3	has	have	AUX
ejif-848	2	4	called	call	VERB
ejif-848	2	5	for	for	ADP
ejif-848	2	6	a	a	DET
ejif-848	2	7	concerted	concerted	ADJ
ejif-848	2	8	effort	effort	NOUN
ejif-848	2	9	that	that	PRON
ejif-848	2	10	may	may	AUX
ejif-848	2	11	possibly	possibly	ADV
ejif-848	2	12	be	be	AUX
ejif-848	2	13	geared	gear	VERB
ejif-848	2	14	towards	towards	ADP
ejif-848	2	15	introducing	introduce	VERB
ejif-848	2	16	a	a	DET
ejif-848	2	17	framework	framework	NOUN
ejif-848	2	18	or	or	CCONJ
ejif-848	2	19	policy	policy	NOUN
ejif-848	2	20	that	that	PRON
ejif-848	2	21	tends	tend	VERB
ejif-848	2	22	to	to	PART
ejif-848	2	23	promote	promote	VERB
ejif-848	2	24	and	and	CCONJ
ejif-848	2	25	sustain	sustain	VERB
ejif-848	2	26	economic	economic	ADJ
ejif-848	2	27	growth	growth	NOUN
ejif-848	2	28	and	and	CCONJ
ejif-848	2	29	stability	stability	NOUN
ejif-848	2	30	.	.	PUNCT
ejif-848	3	1	the	the	DET
ejif-848	3	2	present	present	ADJ
ejif-848	3	3	paper	paper	NOUN
ejif-848	3	4	therefore	therefore	ADV
ejif-848	3	5	reviews	review	VERB
ejif-848	3	6	financial	financial	ADJ
ejif-848	3	7	stability	stability	NOUN
ejif-848	3	8	of	of	ADP
ejif-848	3	9	banks	bank	NOUN
ejif-848	3	10	by	by	ADP
ejif-848	3	11	surveying	survey	VERB
ejif-848	3	12	the	the	DET
ejif-848	3	13	extant	extant	ADJ
ejif-848	3	14	literature	literature	NOUN
ejif-848	3	15	on	on	ADP
ejif-848	3	16	the	the	DET
ejif-848	3	17	subject	subject	NOUN
ejif-848	3	18	.	.	PUNCT
ejif-848	4	1	it	it	PRON
ejif-848	4	2	employs	employ	VERB
ejif-848	4	3	library	library	ADJ
ejif-848	4	4	method	method	NOUN
ejif-848	4	5	to	to	PART
ejif-848	4	6	gather	gather	VERB
ejif-848	4	7	information	information	NOUN
ejif-848	4	8	and	and	CCONJ
ejif-848	4	9	further	far	ADV
ejif-848	4	10	analyze	analyze	VERB
ejif-848	4	11	it	it	PRON
ejif-848	4	12	by	by	ADP
ejif-848	4	13	way	way	NOUN
ejif-848	4	14	of	of	ADP
ejif-848	4	15	comparative	comparative	NOUN
ejif-848	4	16	,	,	PUNCT
ejif-848	4	17	inductive	inductive	ADJ
ejif-848	4	18	and	and	CCONJ
ejif-848	4	19	deductive	deductive	ADJ
ejif-848	4	20	methods	method	NOUN
ejif-848	4	21	.	.	PUNCT
ejif-848	5	1	the	the	DET
ejif-848	5	2	paper	paper	NOUN
ejif-848	5	3	establishes	establish	VERB
ejif-848	5	4	that	that	SCONJ
ejif-848	5	5	while	while	SCONJ
ejif-848	5	6	some	some	DET
ejif-848	5	7	islamic	islamic	ADJ
ejif-848	5	8	banks	bank	NOUN
ejif-848	5	9	are	be	AUX
ejif-848	5	10	relatively	relatively	ADV
ejif-848	5	11	stable	stable	ADJ
ejif-848	5	12	in	in	ADP
ejif-848	5	13	terms	term	NOUN
ejif-848	5	14	of	of	ADP
ejif-848	5	15	their	their	PRON
ejif-848	5	16	financial	financial	ADJ
ejif-848	5	17	activities	activity	NOUN
ejif-848	5	18	,	,	PUNCT
ejif-848	5	19	some	some	DET
ejif-848	5	20	banks	bank	NOUN
ejif-848	5	21	are	be	AUX
ejif-848	5	22	not	not	PART
ejif-848	5	23	.	.	PUNCT
ejif-848	6	1	keywords	keyword	NOUN
ejif-848	6	2	-	-	PUNCT
ejif-848	6	3	component	component	NOUN
ejif-848	6	4	;	;	PUNCT
ejif-848	6	5	global	global	ADJ
ejif-848	6	6	financial	financial	ADJ
ejif-848	6	7	meltdown	meltdown	NOUN
ejif-848	6	8	;	;	PUNCT
ejif-848	6	9	islamic	islamic	ADJ
ejif-848	6	10	finance	finance	NOUN
ejif-848	6	11	;	;	PUNCT
ejif-848	6	12	financial	financial	ADJ
ejif-848	6	13	stability	stability	NOUN
ejif-848	6	14	i.	i.	PROPN
ejif-848	6	15	introduction	introduction	PROPN
ejif-848	6	16	islamic	islamic	PROPN
ejif-848	6	17	finance	finance	NOUN
ejif-848	6	18	industry	industry	NOUN
ejif-848	6	19	has	have	AUX
ejif-848	6	20	shown	show	VERB
ejif-848	6	21	a	a	DET
ejif-848	6	22	tremendous	tremendous	ADJ
ejif-848	6	23	growth	growth	NOUN
ejif-848	6	24	in	in	ADP
ejif-848	6	25	the	the	DET
ejif-848	6	26	last	last	ADJ
ejif-848	6	27	three	three	NUM
ejif-848	6	28	decades	decade	NOUN
ejif-848	6	29	.	.	PUNCT
ejif-848	7	1	its	its	PRON
ejif-848	7	2	cross	cross	ADJ
ejif-848	7	3	-	-	ADJ
ejif-848	7	4	border	border	ADJ
ejif-848	7	5	activities	activity	NOUN
ejif-848	7	6	have	have	AUX
ejif-848	7	7	also	also	ADV
ejif-848	7	8	maintained	maintain	VERB
ejif-848	7	9	a	a	DET
ejif-848	7	10	steady	steady	ADJ
ejif-848	7	11	growth	growth	NOUN
ejif-848	7	12	.	.	PUNCT
ejif-848	8	1	the	the	DET
ejif-848	8	2	events	event	NOUN
ejif-848	8	3	of	of	ADP
ejif-848	8	4	the	the	DET
ejif-848	8	5	recent	recent	ADJ
ejif-848	8	6	global	global	ADJ
ejif-848	8	7	financial	financial	ADJ
ejif-848	8	8	crisis	crisis	NOUN
ejif-848	8	9	that	that	PRON
ejif-848	8	10	reached	reach	VERB
ejif-848	8	11	its	its	PRON
ejif-848	8	12	apex	apex	NOUN
ejif-848	8	13	in	in	ADP
ejif-848	8	14	2008	2008	NUM
ejif-848	8	15	will	will	AUX
ejif-848	8	16	still	still	ADV
ejif-848	8	17	be	be	AUX
ejif-848	8	18	fresh	fresh	ADJ
ejif-848	8	19	in	in	ADP
ejif-848	8	20	our	our	PRON
ejif-848	8	21	memories	memory	NOUN
ejif-848	8	22	.	.	PUNCT
ejif-848	9	1	it	it	PRON
ejif-848	9	2	is	be	AUX
ejif-848	9	3	interesting	interesting	ADJ
ejif-848	9	4	to	to	PART
ejif-848	9	5	note	note	VERB
ejif-848	9	6	that	that	SCONJ
ejif-848	9	7	despite	despite	SCONJ
ejif-848	9	8	the	the	DET
ejif-848	9	9	long	long	ADJ
ejif-848	9	10	lasting	lasting	ADJ
ejif-848	9	11	impacts	impact	NOUN
ejif-848	9	12	of	of	ADP
ejif-848	9	13	the	the	DET
ejif-848	9	14	crises	crisis	NOUN
ejif-848	9	15	on	on	ADP
ejif-848	9	16	many	many	ADJ
ejif-848	9	17	conventional	conventional	ADJ
ejif-848	9	18	banks	bank	NOUN
ejif-848	9	19	across	across	ADP
ejif-848	9	20	the	the	DET
ejif-848	9	21	globe	globe	NOUN
ejif-848	9	22	,	,	PUNCT
ejif-848	9	23	islamic	islamic	ADJ
ejif-848	9	24	banks	bank	NOUN
ejif-848	9	25	were	be	AUX
ejif-848	9	26	largely	largely	ADV
ejif-848	9	27	found	find	VERB
ejif-848	9	28	to	to	PART
ejif-848	9	29	be	be	AUX
ejif-848	9	30	insulated	insulate	VERB
ejif-848	9	31	from	from	ADP
ejif-848	9	32	it	it	PRON
ejif-848	9	33	.	.	PUNCT
ejif-848	10	1	this	this	DET
ejif-848	10	2	feat	feat	NOUN
ejif-848	10	3	is	be	AUX
ejif-848	10	4	connected	connect	VERB
ejif-848	10	5	with	with	ADP
ejif-848	10	6	the	the	DET
ejif-848	10	7	fact	fact	NOUN
ejif-848	10	8	that	that	SCONJ
ejif-848	10	9	islamic	islamic	ADJ
ejif-848	10	10	finance	finance	NOUN
ejif-848	10	11	operates	operate	VERB
ejif-848	10	12	in	in	ADP
ejif-848	10	13	an	an	DET
ejif-848	10	14	environment	environment	NOUN
ejif-848	10	15	that	that	PRON
ejif-848	10	16	is	be	AUX
ejif-848	10	17	highly	highly	ADV
ejif-848	10	18	regulated	regulated	ADJ
ejif-848	10	19	under	under	ADP
ejif-848	10	20	the	the	DET
ejif-848	10	21	principles	principle	NOUN
ejif-848	10	22	of	of	ADP
ejif-848	10	23	shariah	shariah	PROPN
ejif-848	10	24	which	which	PRON
ejif-848	10	25	prohibit	prohibit	VERB
ejif-848	10	26	investments	investment	NOUN
ejif-848	10	27	in	in	ADP
ejif-848	10	28	any	any	DET
ejif-848	10	29	type	type	NOUN
ejif-848	10	30	of	of	ADP
ejif-848	10	31	instruments	instrument	NOUN
ejif-848	10	32	except	except	SCONJ
ejif-848	10	33	those	those	DET
ejif-848	10	34	ones	one	NOUN
ejif-848	10	35	that	that	PRON
ejif-848	10	36	are	be	AUX
ejif-848	10	37	found	find	VERB
ejif-848	10	38	to	to	PART
ejif-848	10	39	be	be	AUX
ejif-848	10	40	compliant	compliant	ADJ
ejif-848	10	41	with	with	ADP
ejif-848	10	42	the	the	DET
ejif-848	10	43	islamic	islamic	ADJ
ejif-848	10	44	principles	principle	NOUN
ejif-848	10	45	of	of	ADP
ejif-848	10	46	transaction	transaction	NOUN
ejif-848	10	47	.	.	PUNCT
ejif-848	11	1	consequently	consequently	ADV
ejif-848	11	2	,	,	PUNCT
ejif-848	11	3	this	this	DET
ejif-848	11	4	impressive	impressive	ADJ
ejif-848	11	5	growth	growth	NOUN
ejif-848	11	6	rate	rate	NOUN
ejif-848	11	7	of	of	ADP
ejif-848	11	8	islamic	islamic	ADJ
ejif-848	11	9	finance	finance	NOUN
ejif-848	11	10	and	and	CCONJ
ejif-848	11	11	its	its	PRON
ejif-848	11	12	stability	stability	NOUN
ejif-848	11	13	during	during	ADP
ejif-848	11	14	financial	financial	ADJ
ejif-848	11	15	crisis	crisis	NOUN
ejif-848	11	16	and	and	CCONJ
ejif-848	11	17	beyond	beyond	ADP
ejif-848	11	18	have	have	AUX
ejif-848	11	19	continued	continue	VERB
ejif-848	11	20	to	to	PART
ejif-848	11	21	attract	attract	VERB
ejif-848	11	22	the	the	DET
ejif-848	11	23	attention	attention	NOUN
ejif-848	11	24	of	of	ADP
ejif-848	11	25	many	many	ADJ
ejif-848	11	26	policy	policy	NOUN
ejif-848	11	27	makers	maker	NOUN
ejif-848	11	28	and	and	CCONJ
ejif-848	11	29	financial	financial	ADJ
ejif-848	11	30	experts	expert	NOUN
ejif-848	11	31	worldwide	worldwide	ADV
ejif-848	11	32	.	.	PUNCT
ejif-848	12	1	while	while	SCONJ
ejif-848	12	2	applauding	applaud	VERB
ejif-848	12	3	the	the	DET
ejif-848	12	4	success	success	NOUN
ejif-848	12	5	and	and	CCONJ
ejif-848	12	6	growth	growth	NOUN
ejif-848	12	7	of	of	ADP
ejif-848	12	8	islamic	islamic	ADJ
ejif-848	12	9	finance	finance	NOUN
ejif-848	12	10	,	,	PUNCT
ejif-848	12	11	researches	research	NOUN
ejif-848	12	12	have	have	AUX
ejif-848	12	13	shown	show	VERB
ejif-848	12	14	that	that	SCONJ
ejif-848	12	15	participating	participate	VERB
ejif-848	12	16	banks	bank	NOUN
ejif-848	12	17	(	(	PUNCT
ejif-848	12	18	like	like	ADP
ejif-848	12	19	islamic	islamic	ADJ
ejif-848	12	20	banks	bank	NOUN
ejif-848	12	21	)	)	PUNCT
ejif-848	12	22	were	be	AUX
ejif-848	12	23	either	either	CCONJ
ejif-848	12	24	not	not	PART
ejif-848	12	25	or	or	CCONJ
ejif-848	12	26	less	less	ADV
ejif-848	12	27	affected	affect	VERB
ejif-848	12	28	by	by	ADP
ejif-848	12	29	the	the	DET
ejif-848	12	30	global	global	ADJ
ejif-848	12	31	financial	financial	ADJ
ejif-848	12	32	crisis	crisis	NOUN
ejif-848	12	33	than	than	ADP
ejif-848	12	34	their	their	PRON
ejif-848	12	35	conventional	conventional	ADJ
ejif-848	12	36	peers	peer	NOUN
ejif-848	12	37	.	.	PUNCT
ejif-848	13	1	the	the	DET
ejif-848	13	2	reason	reason	NOUN
ejif-848	13	3	for	for	ADP
ejif-848	13	4	this	this	PRON
ejif-848	13	5	the	the	DET
ejif-848	13	6	study	study	NOUN
ejif-848	13	7	claimed	claim	VERB
ejif-848	13	8	is	be	AUX
ejif-848	13	9	attributable	attributable	ADJ
ejif-848	13	10	to	to	ADP
ejif-848	13	11	its	its	PRON
ejif-848	13	12	nature	nature	NOUN
ejif-848	13	13	which	which	PRON
ejif-848	13	14	emphasizes	emphasize	VERB
ejif-848	13	15	participating	participate	VERB
ejif-848	13	16	banking	banking	NOUN
ejif-848	13	17	wherein	wherein	SCONJ
ejif-848	13	18	all	all	DET
ejif-848	13	19	financial	financial	ADJ
ejif-848	13	20	transactions	transaction	NOUN
ejif-848	13	21	are	be	AUX
ejif-848	13	22	trade	trade	NOUN
ejif-848	13	23	-	-	PUNCT
ejif-848	13	24	based	base	VERB
ejif-848	13	25	and	and	CCONJ
ejif-848	13	26	asset	asset	NOUN
ejif-848	13	27	-	-	PUNCT
ejif-848	13	28	linked	link	VERB
ejif-848	13	29	.	.	PUNCT
ejif-848	14	1	meanwhile	meanwhile	ADV
ejif-848	14	2	,	,	PUNCT
ejif-848	14	3	financial	financial	ADJ
ejif-848	14	4	stability	stability	NOUN
ejif-848	14	5	remains	remain	VERB
ejif-848	14	6	an	an	DET
ejif-848	14	7	essential	essential	ADJ
ejif-848	14	8	tool	tool	NOUN
ejif-848	14	9	for	for	ADP
ejif-848	14	10	economic	economic	ADJ
ejif-848	14	11	growth	growth	NOUN
ejif-848	14	12	because	because	SCONJ
ejif-848	14	13	most	most	ADJ
ejif-848	14	14	transactions	transaction	NOUN
ejif-848	14	15	in	in	ADP
ejif-848	14	16	the	the	DET
ejif-848	14	17	real	real	ADJ
ejif-848	14	18	economy	economy	NOUN
ejif-848	14	19	are	be	AUX
ejif-848	14	20	made	make	VERB
ejif-848	14	21	through	through	ADP
ejif-848	14	22	the	the	DET
ejif-848	14	23	financial	financial	ADJ
ejif-848	14	24	system	system	NOUN
ejif-848	14	25	.	.	PUNCT
ejif-848	15	1	realizing	realize	VERB
ejif-848	15	2	the	the	DET
ejif-848	15	3	role	role	NOUN
ejif-848	15	4	of	of	ADP
ejif-848	15	5	the	the	DET
ejif-848	15	6	banking	banking	NOUN
ejif-848	15	7	sector	sector	NOUN
ejif-848	15	8	(	(	PUNCT
ejif-848	15	9	as	as	ADP
ejif-848	15	10	a	a	DET
ejif-848	15	11	main	main	ADJ
ejif-848	15	12	financial	financial	ADJ
ejif-848	15	13	service	service	NOUN
ejif-848	15	14	sector	sector	NOUN
ejif-848	15	15	)	)	PUNCT
ejif-848	15	16	in	in	ADP
ejif-848	15	17	the	the	DET
ejif-848	15	18	overall	overall	ADJ
ejif-848	15	19	economic	economic	ADJ
ejif-848	15	20	development	development	NOUN
ejif-848	15	21	,	,	PUNCT
ejif-848	15	22	the	the	DET
ejif-848	15	23	stability	stability	NOUN
ejif-848	15	24	and	and	CCONJ
ejif-848	15	25	growth	growth	NOUN
ejif-848	15	26	of	of	ADP
ejif-848	15	27	any	any	DET
ejif-848	15	28	economy	economy	NOUN
ejif-848	15	29	depend	depend	VERB
ejif-848	15	30	to	to	ADP
ejif-848	15	31	a	a	DET
ejif-848	15	32	large	large	ADJ
ejif-848	15	33	extent	extent	NOUN
ejif-848	15	34	on	on	ADP
ejif-848	15	35	the	the	DET
ejif-848	15	36	stability	stability	NOUN
ejif-848	15	37	of	of	ADP
ejif-848	15	38	its	its	PRON
ejif-848	15	39	banking	banking	NOUN
ejif-848	15	40	sector	sector	NOUN
ejif-848	15	41	.	.	PUNCT
ejif-848	16	1	it	it	PRON
ejif-848	16	2	among	among	ADP
ejif-848	16	3	others	other	NOUN
ejif-848	16	4	serves	serve	VERB
ejif-848	16	5	as	as	ADP
ejif-848	16	6	an	an	DET
ejif-848	16	7	intermediary	intermediary	NOUN
ejif-848	16	8	that	that	PRON
ejif-848	16	9	links	link	VERB
ejif-848	16	10	surplus	surplus	NOUN
ejif-848	16	11	and	and	CCONJ
ejif-848	16	12	deficit	deficit	NOUN
ejif-848	16	13	units	unit	NOUN
ejif-848	16	14	and	and	CCONJ
ejif-848	16	15	facilitates	facilitate	VERB
ejif-848	16	16	funds	fund	NOUN
ejif-848	16	17	for	for	ADP
ejif-848	16	18	productive	productive	ADJ
ejif-848	16	19	purposes	purpose	NOUN
ejif-848	16	20	.	.	PUNCT
ejif-848	17	1	this	this	PRON
ejif-848	17	2	explains	explain	VERB
ejif-848	17	3	why	why	SCONJ
ejif-848	17	4	the	the	DET
ejif-848	17	5	term	term	NOUN
ejif-848	17	6	‗financial	‗financial	ADJ
ejif-848	17	7	stability	stability	NOUN
ejif-848	17	8	‘	'	PUNCT
ejif-848	17	9	has	have	AUX
ejif-848	17	10	continually	continually	ADV
ejif-848	17	11	drawn	draw	VERB
ejif-848	17	12	attention	attention	NOUN
ejif-848	17	13	in	in	ADP
ejif-848	17	14	both	both	CCONJ
ejif-848	17	15	academic	academic	ADJ
ejif-848	17	16	and	and	CCONJ
ejif-848	17	17	professional	professional	ADJ
ejif-848	17	18	realms	realm	NOUN
ejif-848	17	19	since	since	SCONJ
ejif-848	17	20	we	we	PRON
ejif-848	17	21	all	all	PRON
ejif-848	17	22	have	have	AUX
ejif-848	17	23	got	get	VERB
ejif-848	17	24	to	to	PART
ejif-848	17	25	draw	draw	VERB
ejif-848	17	26	lessons	lesson	NOUN
ejif-848	17	27	from	from	ADP
ejif-848	17	28	the	the	DET
ejif-848	17	29	global	global	ADJ
ejif-848	17	30	financial	financial	ADJ
ejif-848	17	31	meltdown	meltdown	NOUN
ejif-848	17	32	.	.	PUNCT
ejif-848	18	1	reviewing	review	VERB
ejif-848	18	2	the	the	DET
ejif-848	18	3	extant	extant	ADJ
ejif-848	18	4	literatures	literature	NOUN
ejif-848	18	5	on	on	ADP
ejif-848	18	6	the	the	DET
ejif-848	18	7	financial	financial	ADJ
ejif-848	18	8	stability	stability	NOUN
ejif-848	18	9	of	of	ADP
ejif-848	18	10	islamic	islamic	ADJ
ejif-848	18	11	banks	bank	NOUN
ejif-848	18	12	,	,	PUNCT
ejif-848	18	13	we	we	PRON
ejif-848	18	14	found	find	VERB
ejif-848	18	15	that	that	SCONJ
ejif-848	18	16	only	only	ADV
ejif-848	18	17	few	few	ADJ
ejif-848	18	18	researches	research	NOUN
ejif-848	18	19	have	have	AUX
ejif-848	18	20	been	be	AUX
ejif-848	18	21	carried	carry	VERB
ejif-848	18	22	out	out	ADP
ejif-848	18	23	and	and	CCONJ
ejif-848	18	24	their	their	PRON
ejif-848	18	25	findings	finding	NOUN
ejif-848	18	26	are	be	AUX
ejif-848	18	27	accessible	accessible	ADJ
ejif-848	18	28	for	for	ADP
ejif-848	18	29	all	all	DET
ejif-848	18	30	inquisitive	inquisitive	ADJ
ejif-848	18	31	minds	mind	NOUN
ejif-848	18	32	.	.	PUNCT
ejif-848	19	1	in	in	ADP
ejif-848	19	2	the	the	DET
ejif-848	19	3	literature	literature	NOUN
ejif-848	19	4	as	as	ADV
ejif-848	19	5	well	well	ADV
ejif-848	19	6	,	,	PUNCT
ejif-848	19	7	some	some	DET
ejif-848	19	8	writers	writer	NOUN
ejif-848	19	9	and	and	CCONJ
ejif-848	19	10	authors	author	NOUN
ejif-848	19	11	such	such	ADJ
ejif-848	19	12	as	as	ADP
ejif-848	19	13	cihak	cihak	NOUN
ejif-848	19	14	and	and	CCONJ
ejif-848	19	15	hessel	hessel	PROPN
ejif-848	19	16	(	(	PUNCT
ejif-848	19	17	2008	2008	NUM
ejif-848	19	18	)	)	PUNCT
ejif-848	19	19	have	have	AUX
ejif-848	19	20	tried	try	VERB
ejif-848	19	21	to	to	PART
ejif-848	19	22	examine	examine	VERB
ejif-848	19	23	the	the	DET
ejif-848	19	24	financial	financial	ADJ
ejif-848	19	25	stability	stability	NOUN
ejif-848	19	26	of	of	ADP
ejif-848	19	27	islamic	islamic	ADJ
ejif-848	19	28	banks	bank	NOUN
ejif-848	19	29	within	within	ADP
ejif-848	19	30	a	a	DET
ejif-848	19	31	large	large	ADJ
ejif-848	19	32	geographical	geographical	ADJ
ejif-848	19	33	territories	territory	NOUN
ejif-848	19	34	;	;	PUNCT
ejif-848	19	35	others	other	NOUN
ejif-848	19	36	have	have	AUX
ejif-848	19	37	tried	try	VERB
ejif-848	19	38	to	to	PART
ejif-848	19	39	contrast	contrast	VERB
ejif-848	19	40	financial	financial	ADJ
ejif-848	19	41	stability	stability	NOUN
ejif-848	19	42	of	of	ADP
ejif-848	19	43	islamic	islamic	ADJ
ejif-848	19	44	banks	bank	NOUN
ejif-848	19	45	with	with	ADP
ejif-848	19	46	their	their	PRON
ejif-848	19	47	conventional	conventional	ADJ
ejif-848	19	48	counterparts	counterpart	NOUN
ejif-848	19	49	.	.	PUNCT
ejif-848	20	1	studies	study	NOUN
ejif-848	20	2	by	by	ADP
ejif-848	20	3	umar	umar	PROPN
ejif-848	20	4	islam	islam	PROPN
ejif-848	20	5	muhammad	muhammad	PROPN
ejif-848	20	6	and	and	CCONJ
ejif-848	20	7	kozokov	kozokov	PROPN
ejif-848	20	8	shakhboz	shakhboz	PROPN
ejif-848	20	9	(	(	PUNCT
ejif-848	20	10	2009	2009	NUM
ejif-848	20	11	)	)	PUNCT
ejif-848	20	12	as	as	ADV
ejif-848	20	13	well	well	ADV
ejif-848	20	14	as	as	ADP
ejif-848	20	15	sitti	sitti	PROPN
ejif-848	20	16	rohaya	rohaya	PROPN
ejif-848	20	17	mat	mat	PROPN
ejif-848	20	18	rahim	rahim	PROPN
ejif-848	20	19	,	,	PUNCT
ejif-848	20	20	norsilawati	norsilawati	PROPN
ejif-848	20	21	mohd	mohd	PROPN
ejif-848	20	22	hassan	hassan	PROPN
ejif-848	20	23	and	and	CCONJ
ejif-848	20	24	roza	roza	PROPN
ejif-848	20	25	hazli	hazli	PROPN
ejif-848	20	26	zakaria	zakaria	PROPN
ejif-848	20	27	(	(	PUNCT
ejif-848	20	28	2012	2012	NUM
ejif-848	20	29	)	)	PUNCT
ejif-848	20	30	belong	belong	VERB
ejif-848	20	31	to	to	ADP
ejif-848	20	32	this	this	DET
ejif-848	20	33	category	category	NOUN
ejif-848	20	34	.	.	PUNCT
ejif-848	21	1	nevertheless	nevertheless	ADV
ejif-848	21	2	,	,	PUNCT
ejif-848	21	3	some	some	DET
ejif-848	21	4	other	other	ADJ
ejif-848	21	5	researchers	researcher	NOUN
ejif-848	21	6	like	like	VERB
ejif-848	21	7	said	say	VERB
ejif-848	21	8	ali	ali	PROPN
ejif-848	21	9	(	(	PUNCT
ejif-848	21	10	2012	2012	NUM
ejif-848	21	11	)	)	PUNCT
ejif-848	21	12	have	have	AUX
ejif-848	21	13	concentrated	concentrate	VERB
ejif-848	21	14	their	their	PRON
ejif-848	21	15	studies	study	NOUN
ejif-848	21	16	on	on	ADP
ejif-848	21	17	the	the	DET
ejif-848	21	18	risk	risk	NOUN
ejif-848	21	19	management	management	NOUN
ejif-848	21	20	and	and	CCONJ
ejif-848	21	21	performance	performance	NOUN
ejif-848	21	22	or	or	CCONJ
ejif-848	21	23	efficiency	efficiency	NOUN
ejif-848	21	24	of	of	ADP
ejif-848	21	25	islamic	islamic	ADJ
ejif-848	21	26	banks	bank	NOUN
ejif-848	21	27	.	.	PUNCT
ejif-848	22	1	meanwhile	meanwhile	ADV
ejif-848	22	2	,	,	PUNCT
ejif-848	22	3	overviews	overview	NOUN
ejif-848	22	4	of	of	ADP
ejif-848	22	5	most	most	ADJ
ejif-848	22	6	of	of	ADP
ejif-848	22	7	these	these	DET
ejif-848	22	8	previous	previous	ADJ
ejif-848	22	9	studies	study	NOUN
ejif-848	22	10	were	be	AUX
ejif-848	22	11	actually	actually	ADV
ejif-848	22	12	concentrated	concentrate	VERB
ejif-848	22	13	on	on	ADP
ejif-848	22	14	comparison	comparison	NOUN
ejif-848	22	15	between	between	ADP
ejif-848	22	16	islamic	islamic	ADJ
ejif-848	22	17	and	and	CCONJ
ejif-848	22	18	conventional	conventional	ADJ
ejif-848	22	19	banks	bank	NOUN
ejif-848	22	20	.	.	PUNCT
ejif-848	23	1	hence	hence	ADV
ejif-848	23	2	,	,	PUNCT
ejif-848	23	3	only	only	ADV
ejif-848	23	4	little	little	ADJ
ejif-848	23	5	attention	attention	NOUN
ejif-848	23	6	or	or	CCONJ
ejif-848	23	7	effort	effort	NOUN
ejif-848	23	8	has	have	AUX
ejif-848	23	9	been	be	AUX
ejif-848	23	10	paid	pay	VERB
ejif-848	23	11	or	or	CCONJ
ejif-848	23	12	dissipated	dissipate	VERB
ejif-848	23	13	as	as	SCONJ
ejif-848	23	14	the	the	DET
ejif-848	23	15	case	case	NOUN
ejif-848	23	16	may	may	AUX
ejif-848	23	17	be	be	AUX
ejif-848	23	18	to	to	ADP
ejif-848	23	19	examining	examine	VERB
ejif-848	23	20	financial	financial	ADJ
ejif-848	23	21	stability	stability	NOUN
ejif-848	23	22	of	of	ADP
ejif-848	23	23	islamic	islamic	ADJ
ejif-848	23	24	banks	bank	NOUN
ejif-848	23	25	as	as	ADP
ejif-848	23	26	a	a	DET
ejif-848	23	27	whole	whole	NOUN
ejif-848	23	28	or	or	CCONJ
ejif-848	23	29	as	as	ADP
ejif-848	23	30	an	an	DET
ejif-848	23	31	entity	entity	NOUN
ejif-848	23	32	.	.	PUNCT
ejif-848	24	1	this	this	PRON
ejif-848	24	2	is	be	AUX
ejif-848	24	3	the	the	DET
ejif-848	24	4	gap	gap	NOUN
ejif-848	24	5	this	this	DET
ejif-848	24	6	paper	paper	NOUN
ejif-848	24	7	therefore	therefore	ADV
ejif-848	24	8	attempts	attempt	VERB
ejif-848	24	9	to	to	PART
ejif-848	24	10	bridge	bridge	VERB
ejif-848	24	11	.	.	PUNCT
ejif-848	25	1	ii	ii	PROPN
ejif-848	25	2	.	.	PUNCT
ejif-848	26	1	islamic	islamic	ADJ
ejif-848	26	2	banking	banking	NOUN
ejif-848	26	3	system	system	NOUN
ejif-848	26	4	in	in	ADP
ejif-848	26	5	a	a	DET
ejif-848	26	6	periodical	periodical	ADJ
ejif-848	26	7	publication	publication	NOUN
ejif-848	26	8	of	of	ADP
ejif-848	26	9	the	the	DET
ejif-848	26	10	institute	institute	PROPN
ejif-848	26	11	of	of	ADP
ejif-848	26	12	islamic	islamic	PROPN
ejif-848	26	13	banking	banking	PROPN
ejif-848	26	14	and	and	CCONJ
ejif-848	26	15	insurance	insurance	NOUN
ejif-848	26	16	(	(	PUNCT
ejif-848	26	17	iibi	iibi	NOUN
ejif-848	26	18	)	)	PUNCT
ejif-848	26	19	based	base	VERB
ejif-848	26	20	in	in	ADP
ejif-848	26	21	london	london	PROPN
ejif-848	26	22	in	in	ADP
ejif-848	26	23	2013	2013	NUM
ejif-848	26	24	titled	title	VERB
ejif-848	26	25	―discover	―discover	ADP
ejif-848	26	26	new	new	ADJ
ejif-848	26	27	perspective‖	perspective‖	PROPN
ejif-848	26	28	,	,	PUNCT
ejif-848	26	29	islamic	islamic	ADJ
ejif-848	26	30	banking	banking	NOUN
ejif-848	26	31	is	be	AUX
ejif-848	26	32	defined	define	VERB
ejif-848	26	33	as	as	ADP
ejif-848	26	34	:	:	PUNCT
ejif-848	26	35	akeem	akeem	PROPN
ejif-848	26	36	kolawole	kolawole	PROPN
ejif-848	26	37	odeduntan1	odeduntan1	PROPN
ejif-848	26	38	and	and	CCONJ
ejif-848	26	39	abideen	abideen	VERB
ejif-848	26	40	adeyemi	adeyemi	ADV
ejif-848	26	41	adewale2	adewale2	NOUN
ejif-848	26	42	mailto:ak.odeduntan@oakspring.com.ng	mailto:ak.odeduntan@oakspring.com.ng	NOUN
ejif-848	26	43	mailto:abidewale@iium.edu.my	mailto:abidewale@iium.edu.my	NOUN
ejif-848	26	44	ejif	ejif	PROPN
ejif-848	26	45	–	–	PUNCT
ejif-848	26	46	european	european	PROPN
ejif-848	26	47	journal	journal	PROPN
ejif-848	26	48	of	of	ADP
ejif-848	26	49	islamic	islamic	PROPN
ejif-848	26	50	finance	finance	NOUN
ejif-848	26	51	no2	no2	PROPN
ejif-848	26	52	,	,	PUNCT
ejif-848	26	53	april	april	PROPN
ejif-848	26	54	(	(	PUNCT
ejif-848	26	55	2015	2015	NUM
ejif-848	26	56	)	)	PUNCT
ejif-848	26	57	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-848	26	58	issn	issn	VERB
ejif-848	26	59	2421	2421	NUM
ejif-848	26	60	-	-	SYM
ejif-848	26	61	2172	2172	NUM
ejif-848	26	62	2	2	NUM
ejif-848	26	63	‗a	‗a	NOUN
ejif-848	26	64	system	system	NOUN
ejif-848	26	65	of	of	ADP
ejif-848	26	66	banking	banking	NOUN
ejif-848	26	67	or	or	CCONJ
ejif-848	26	68	a	a	DET
ejif-848	26	69	banking	banking	NOUN
ejif-848	26	70	activity	activity	NOUN
ejif-848	26	71	that	that	PRON
ejif-848	26	72	is	be	AUX
ejif-848	26	73	consistent	consistent	ADJ
ejif-848	26	74	with	with	ADP
ejif-848	26	75	the	the	DET
ejif-848	26	76	principles	principle	NOUN
ejif-848	26	77	of	of	ADP
ejif-848	26	78	the	the	DET
ejif-848	26	79	shari'ah	shari'ah	NOUN
ejif-848	26	80	(	(	PUNCT
ejif-848	26	81	islamic	islamic	ADJ
ejif-848	26	82	rulings	ruling	NOUN
ejif-848	26	83	)	)	PUNCT
ejif-848	26	84	and	and	CCONJ
ejif-848	26	85	its	its	PRON
ejif-848	26	86	practical	practical	ADJ
ejif-848	26	87	application	application	NOUN
ejif-848	26	88	through	through	ADP
ejif-848	26	89	the	the	DET
ejif-848	26	90	development	development	NOUN
ejif-848	26	91	of	of	ADP
ejif-848	26	92	islamic	islamic	ADJ
ejif-848	26	93	economics	economic	NOUN
ejif-848	26	94	’	'	PUNCT
ejif-848	26	95	ismail	ismail	NOUN
ejif-848	26	96	(	(	PUNCT
ejif-848	26	97	2010	2010	NUM
ejif-848	26	98	:	:	PUNCT
ejif-848	26	99	3	3	NUM
ejif-848	26	100	)	)	PUNCT
ejif-848	26	101	in	in	ADP
ejif-848	26	102	one	one	NUM
ejif-848	26	103	of	of	ADP
ejif-848	26	104	his	his	PRON
ejif-848	26	105	academic	academic	ADJ
ejif-848	26	106	treatise	treatise	NOUN
ejif-848	26	107	defined	define	VERB
ejif-848	26	108	islamic	islamic	ADJ
ejif-848	26	109	finance	finance	NOUN
ejif-848	26	110	as	as	ADP
ejif-848	26	111	:	:	PUNCT
ejif-848	26	112	‗islamic	‗islamic	ADJ
ejif-848	26	113	financial	financial	ADJ
ejif-848	26	114	institutions	institution	NOUN
ejif-848	26	115	that	that	PRON
ejif-848	26	116	collect	collect	VERB
ejif-848	26	117	and	and	CCONJ
ejif-848	26	118	invest	invest	VERB
ejif-848	26	119	money	money	NOUN
ejif-848	26	120	in	in	ADP
ejif-848	26	121	a	a	DET
ejif-848	26	122	way	way	NOUN
ejif-848	26	123	that	that	PRON
ejif-848	26	124	is	be	AUX
ejif-848	26	125	in	in	ADP
ejif-848	26	126	harmony	harmony	NOUN
ejif-848	26	127	with	with	ADP
ejif-848	26	128	the	the	DET
ejif-848	26	129	rulings	ruling	NOUN
ejif-848	26	130	of	of	ADP
ejif-848	26	131	islamic	islamic	PROPN
ejif-848	26	132	shari`ah	shari`ah	PROPN
ejif-848	26	133	;	;	PUNCT
ejif-848	26	134	where	where	SCONJ
ejif-848	26	135	money	money	NOUN
ejif-848	26	136	is	be	AUX
ejif-848	26	137	exposed	expose	VERB
ejif-848	26	138	to	to	ADP
ejif-848	26	139	profit	profit	NOUN
ejif-848	26	140	and	and	CCONJ
ejif-848	26	141	loss	loss	NOUN
ejif-848	26	142	.	.	PUNCT
ejif-848	27	1	they	they	PRON
ejif-848	27	2	depend	depend	VERB
ejif-848	27	3	on	on	ADP
ejif-848	27	4	their	their	PRON
ejif-848	27	5	transactions	transaction	NOUN
ejif-848	27	6	in	in	ADP
ejif-848	27	7	the	the	DET
ejif-848	27	8	islamic	islamic	ADJ
ejif-848	27	9	finance	finance	NOUN
ejif-848	27	10	system	system	NOUN
ejif-848	27	11	which	which	PRON
ejif-848	27	12	meets	meet	VERB
ejif-848	27	13	all	all	DET
ejif-848	27	14	the	the	DET
ejif-848	27	15	needs	need	NOUN
ejif-848	27	16	of	of	ADP
ejif-848	27	17	economic	economic	ADJ
ejif-848	27	18	sectors	sector	NOUN
ejif-848	27	19	in	in	ADP
ejif-848	27	20	return	return	NOUN
ejif-848	27	21	for	for	ADP
ejif-848	27	22	a	a	DET
ejif-848	27	23	fixed	fix	VERB
ejif-848	27	24	share	share	NOUN
ejif-848	27	25	of	of	ADP
ejif-848	27	26	unknown	unknown	ADJ
ejif-848	27	27	profit	profit	NOUN
ejif-848	27	28	rate	rate	NOUN
ejif-848	27	29	,	,	PUNCT
ejif-848	27	30	thereby	thereby	ADV
ejif-848	27	31	making	make	VERB
ejif-848	27	32	them	they	PRON
ejif-848	27	33	free	free	ADJ
ejif-848	27	34	of	of	ADP
ejif-848	27	35	the	the	DET
ejif-848	27	36	prohibited	prohibit	VERB
ejif-848	27	37	usury	usury	NOUN
ejif-848	27	38	’	'	PUNCT
ejif-848	27	39	.	.	PUNCT
ejif-848	28	1	meanwhile	meanwhile	ADV
ejif-848	28	2	,	,	PUNCT
ejif-848	28	3	monzer	monzer	NOUN
ejif-848	28	4	kahf	kahf	NOUN
ejif-848	28	5	(	(	PUNCT
ejif-848	28	6	2007	2007	NUM
ejif-848	28	7	)	)	PUNCT
ejif-848	28	8	gave	give	VERB
ejif-848	28	9	the	the	DET
ejif-848	28	10	guiding	guide	VERB
ejif-848	28	11	precepts	precept	NOUN
ejif-848	28	12	of	of	ADP
ejif-848	28	13	islamic	islamic	ADJ
ejif-848	28	14	financing	financing	NOUN
ejif-848	28	15	which	which	PRON
ejif-848	28	16	according	accord	VERB
ejif-848	28	17	to	to	ADP
ejif-848	28	18	him	he	PRON
ejif-848	28	19	is	be	AUX
ejif-848	28	20	basically	basically	ADV
ejif-848	28	21	very	very	ADV
ejif-848	28	22	simple	simple	ADJ
ejif-848	28	23	.	.	PUNCT
ejif-848	29	1	islamic	islamic	ADJ
ejif-848	29	2	finance	finance	PROPN
ejif-848	29	3	as	as	SCONJ
ejif-848	29	4	practised	practise	VERB
ejif-848	29	5	could	could	AUX
ejif-848	29	6	be	be	AUX
ejif-848	29	7	said	say	VERB
ejif-848	29	8	to	to	PART
ejif-848	29	9	rely	rely	VERB
ejif-848	29	10	on	on	ADP
ejif-848	29	11	a	a	DET
ejif-848	29	12	combination	combination	NOUN
ejif-848	29	13	of	of	ADP
ejif-848	29	14	three	three	NUM
ejif-848	29	15	principles	principle	NOUN
ejif-848	29	16	comprising	comprise	VERB
ejif-848	29	17	sharing	sharing	NOUN
ejif-848	29	18	,	,	PUNCT
ejif-848	29	19	leasing	leasing	NOUN
ejif-848	29	20	and	and	CCONJ
ejif-848	29	21	sale	sale	NOUN
ejif-848	29	22	;	;	PUNCT
ejif-848	29	23	as	as	SCONJ
ejif-848	29	24	a	a	DET
ejif-848	29	25	result	result	NOUN
ejif-848	29	26	funds	fund	NOUN
ejif-848	29	27	are	be	AUX
ejif-848	29	28	channeled	channel	VERB
ejif-848	29	29	to	to	ADP
ejif-848	29	30	entrepreneurs	entrepreneur	NOUN
ejif-848	29	31	through	through	ADP
ejif-848	29	32	sale	sale	NOUN
ejif-848	29	33	,	,	PUNCT
ejif-848	29	34	sharing	sharing	NOUN
ejif-848	29	35	and	and	CCONJ
ejif-848	29	36	lease	lease	NOUN
ejif-848	29	37	contracts	contract	NOUN
ejif-848	29	38	.	.	PUNCT
ejif-848	30	1	kahf	kahf	PROPN
ejif-848	30	2	maintained	maintain	VERB
ejif-848	30	3	that	that	SCONJ
ejif-848	30	4	this	this	DET
ejif-848	30	5	process	process	NOUN
ejif-848	30	6	of	of	ADP
ejif-848	30	7	islamic	islamic	ADJ
ejif-848	30	8	finance	finance	NOUN
ejif-848	30	9	is	be	AUX
ejif-848	30	10	in	in	ADP
ejif-848	30	11	line	line	NOUN
ejif-848	30	12	with	with	ADP
ejif-848	30	13	growth	growth	NOUN
ejif-848	30	14	and	and	CCONJ
ejif-848	30	15	development	development	NOUN
ejif-848	30	16	of	of	ADP
ejif-848	30	17	any	any	DET
ejif-848	30	18	economy	economy	NOUN
ejif-848	30	19	that	that	PRON
ejif-848	30	20	indulges	indulge	VERB
ejif-848	30	21	in	in	ADP
ejif-848	30	22	it	it	PRON
ejif-848	30	23	.	.	PUNCT
ejif-848	31	1	first	first	ADV
ejif-848	31	2	of	of	ADP
ejif-848	31	3	all	all	PRON
ejif-848	31	4	,	,	PUNCT
ejif-848	31	5	islamic	islamic	ADJ
ejif-848	31	6	finance	finance	NOUN
ejif-848	31	7	is	be	AUX
ejif-848	31	8	directly	directly	ADV
ejif-848	31	9	linked	link	VERB
ejif-848	31	10	to	to	ADP
ejif-848	31	11	real	real	ADJ
ejif-848	31	12	economy	economy	NOUN
ejif-848	31	13	through	through	ADP
ejif-848	31	14	the	the	DET
ejif-848	31	15	profit	profit	NOUN
ejif-848	31	16	participation	participation	NOUN
ejif-848	31	17	,	,	PUNCT
ejif-848	31	18	the	the	DET
ejif-848	31	19	sale	sale	NOUN
ejif-848	31	20	and	and	CCONJ
ejif-848	31	21	purchase	purchase	NOUN
ejif-848	31	22	of	of	ADP
ejif-848	31	23	commodities	commodity	NOUN
ejif-848	31	24	together	together	ADV
ejif-848	31	25	with	with	ADP
ejif-848	31	26	the	the	DET
ejif-848	31	27	acquisition	acquisition	NOUN
ejif-848	31	28	and	and	CCONJ
ejif-848	31	29	leasing	leasing	NOUN
ejif-848	31	30	of	of	ADP
ejif-848	31	31	assets	asset	NOUN
ejif-848	31	32	.	.	PUNCT
ejif-848	32	1	besides	besides	SCONJ
ejif-848	32	2	,	,	PUNCT
ejif-848	32	3	ethical	ethical	ADJ
ejif-848	32	4	and	and	CCONJ
ejif-848	32	5	moral	moral	ADJ
ejif-848	32	6	values	value	NOUN
ejif-848	32	7	are	be	AUX
ejif-848	32	8	so	so	ADV
ejif-848	32	9	much	much	ADV
ejif-848	32	10	integrated	integrate	VERB
ejif-848	32	11	with	with	ADP
ejif-848	32	12	the	the	DET
ejif-848	32	13	financing	financing	NOUN
ejif-848	32	14	to	to	ADP
ejif-848	32	15	such	such	DET
ejif-848	32	16	an	an	DET
ejif-848	32	17	extent	extent	NOUN
ejif-848	32	18	that	that	SCONJ
ejif-848	32	19	gambling	gambling	NOUN
ejif-848	32	20	and	and	CCONJ
ejif-848	32	21	other	other	ADJ
ejif-848	32	22	illicit	illicit	ADJ
ejif-848	32	23	activities	activity	NOUN
ejif-848	32	24	which	which	PRON
ejif-848	32	25	are	be	AUX
ejif-848	32	26	often	often	ADV
ejif-848	32	27	as	as	ADP
ejif-848	32	28	a	a	DET
ejif-848	32	29	result	result	NOUN
ejif-848	32	30	of	of	ADP
ejif-848	32	31	self	self	NOUN
ejif-848	32	32	aggrandizement	aggrandizement	NOUN
ejif-848	32	33	and	and	CCONJ
ejif-848	32	34	greed	greed	NOUN
ejif-848	32	35	do	do	AUX
ejif-848	32	36	not	not	PART
ejif-848	32	37	get	get	AUX
ejif-848	32	38	funded	fund	VERB
ejif-848	32	39	,	,	PUNCT
ejif-848	32	40	while	while	SCONJ
ejif-848	32	41	devoting	devote	VERB
ejif-848	32	42	resources	resource	NOUN
ejif-848	32	43	to	to	ADP
ejif-848	32	44	charity	charity	NOUN
ejif-848	32	45	and	and	CCONJ
ejif-848	32	46	welfare	welfare	NOUN
ejif-848	32	47	needs	need	NOUN
ejif-848	32	48	.	.	PUNCT
ejif-848	33	1	last	last	ADJ
ejif-848	33	2	but	but	CCONJ
ejif-848	33	3	not	not	PART
ejif-848	33	4	least	least	ADJ
ejif-848	33	5	is	be	AUX
ejif-848	33	6	the	the	DET
ejif-848	33	7	fact	fact	NOUN
ejif-848	33	8	that	that	SCONJ
ejif-848	33	9	in	in	ADP
ejif-848	33	10	islamic	islamic	PROPN
ejif-848	33	11	finance	finance	PROPN
ejif-848	33	12	participatory	participatory	NOUN
ejif-848	33	13	financing	financing	NOUN
ejif-848	33	14	has	have	AUX
ejif-848	33	15	substituted	substitute	VERB
ejif-848	33	16	lending	lending	NOUN
ejif-848	33	17	;	;	PUNCT
ejif-848	33	18	this	this	PRON
ejif-848	33	19	therefore	therefore	ADV
ejif-848	33	20	facilitates	facilitate	VERB
ejif-848	33	21	a	a	DET
ejif-848	33	22	kind	kind	NOUN
ejif-848	33	23	of	of	ADP
ejif-848	33	24	relationship	relationship	NOUN
ejif-848	33	25	that	that	PRON
ejif-848	33	26	is	be	AUX
ejif-848	33	27	rooted	root	VERB
ejif-848	33	28	on	on	ADP
ejif-848	33	29	profit	profit	NOUN
ejif-848	33	30	-	-	PUNCT
ejif-848	33	31	generating	generate	VERB
ejif-848	33	32	activities	activity	NOUN
ejif-848	33	33	between	between	ADP
ejif-848	33	34	the	the	DET
ejif-848	33	35	financier	financier	NOUN
ejif-848	33	36	and	and	CCONJ
ejif-848	33	37	entrepreneur	entrepreneur	NOUN
ejif-848	33	38	.	.	PUNCT
ejif-848	34	1	iii	iii	X
ejif-848	34	2	.	.	PUNCT
ejif-848	35	1	definitions	definition	NOUN
ejif-848	35	2	of	of	ADP
ejif-848	35	3	financial	financial	ADJ
ejif-848	35	4	stability	stability	NOUN
ejif-848	35	5	it	it	PRON
ejif-848	35	6	is	be	AUX
ejif-848	35	7	important	important	ADJ
ejif-848	35	8	to	to	PART
ejif-848	35	9	note	note	VERB
ejif-848	35	10	that	that	SCONJ
ejif-848	35	11	there	there	PRON
ejif-848	35	12	is	be	VERB
ejif-848	35	13	no	no	DET
ejif-848	35	14	broadly	broadly	ADV
ejif-848	35	15	acceptable	acceptable	ADJ
ejif-848	35	16	definition	definition	NOUN
ejif-848	35	17	of	of	ADP
ejif-848	35	18	financial	financial	ADJ
ejif-848	35	19	stability	stability	NOUN
ejif-848	35	20	.	.	PUNCT
ejif-848	36	1	different	different	ADJ
ejif-848	36	2	authors	author	NOUN
ejif-848	36	3	and	and	CCONJ
ejif-848	36	4	writers	writer	NOUN
ejif-848	36	5	perceive	perceive	VERB
ejif-848	36	6	it	it	PRON
ejif-848	36	7	from	from	ADP
ejif-848	36	8	different	different	ADJ
ejif-848	36	9	angles	angle	NOUN
ejif-848	36	10	;	;	PUNCT
ejif-848	36	11	this	this	PRON
ejif-848	36	12	is	be	AUX
ejif-848	36	13	connected	connect	VERB
ejif-848	36	14	with	with	ADP
ejif-848	36	15	their	their	PRON
ejif-848	36	16	divergent	divergent	ADJ
ejif-848	36	17	backgrounds	background	NOUN
ejif-848	36	18	and	and	CCONJ
ejif-848	36	19	orientations	orientation	NOUN
ejif-848	36	20	.	.	PUNCT
ejif-848	37	1	however	however	ADV
ejif-848	37	2	,	,	PUNCT
ejif-848	37	3	a	a	DET
ejif-848	37	4	basic	basic	ADJ
ejif-848	37	5	reason	reason	NOUN
ejif-848	37	6	for	for	ADP
ejif-848	37	7	this	this	DET
ejif-848	37	8	divergence	divergence	NOUN
ejif-848	37	9	of	of	ADP
ejif-848	37	10	opinion	opinion	NOUN
ejif-848	37	11	,	,	PUNCT
ejif-848	37	12	according	accord	VERB
ejif-848	37	13	to	to	ADP
ejif-848	37	14	schinasi	schinasi	PROPN
ejif-848	37	15	(	(	PUNCT
ejif-848	37	16	2004	2004	NUM
ejif-848	37	17	)	)	PUNCT
ejif-848	37	18	is	be	AUX
ejif-848	37	19	that	that	SCONJ
ejif-848	37	20	the	the	DET
ejif-848	37	21	term	term	NOUN
ejif-848	37	22	‗financial	‗financial	ADJ
ejif-848	37	23	stability	stability	NOUN
ejif-848	37	24	analysis	analysis	NOUN
ejif-848	37	25	‘	'	PUNCT
ejif-848	37	26	is	be	AUX
ejif-848	37	27	still	still	ADV
ejif-848	37	28	relatively	relatively	ADV
ejif-848	37	29	new	new	ADJ
ejif-848	37	30	in	in	ADP
ejif-848	37	31	terms	term	NOUN
ejif-848	37	32	of	of	ADP
ejif-848	37	33	development	development	NOUN
ejif-848	37	34	and	and	CCONJ
ejif-848	37	35	practice	practice	NOUN
ejif-848	37	36	unlike	unlike	ADP
ejif-848	37	37	monetary	monetary	ADJ
ejif-848	37	38	and	and	CCONJ
ejif-848	37	39	macroeconomic	macroeconomic	ADJ
ejif-848	37	40	stability	stability	NOUN
ejif-848	37	41	analysis	analysis	NOUN
ejif-848	37	42	that	that	PRON
ejif-848	37	43	have	have	AUX
ejif-848	37	44	fully	fully	ADV
ejif-848	37	45	been	be	AUX
ejif-848	37	46	developed	develop	VERB
ejif-848	37	47	.	.	PUNCT
ejif-848	38	1	against	against	ADP
ejif-848	38	2	the	the	DET
ejif-848	38	3	backdrop	backdrop	NOUN
ejif-848	38	4	,	,	PUNCT
ejif-848	38	5	alawode	alawode	VERB
ejif-848	38	6	and	and	CCONJ
ejif-848	38	7	al	al	PROPN
ejif-848	38	8	sadek	sadek	PROPN
ejif-848	38	9	(	(	PUNCT
ejif-848	38	10	2008	2008	NUM
ejif-848	38	11	)	)	PUNCT
ejif-848	38	12	identified	identify	VERB
ejif-848	38	13	two	two	NUM
ejif-848	38	14	schools	school	NOUN
ejif-848	38	15	of	of	ADP
ejif-848	38	16	thought	thought	NOUN
ejif-848	38	17	in	in	ADP
ejif-848	38	18	the	the	DET
ejif-848	38	19	literature	literature	NOUN
ejif-848	38	20	with	with	ADP
ejif-848	38	21	respect	respect	NOUN
ejif-848	38	22	to	to	ADP
ejif-848	38	23	the	the	DET
ejif-848	38	24	definition	definition	NOUN
ejif-848	38	25	of	of	ADP
ejif-848	38	26	financial	financial	ADJ
ejif-848	38	27	stability	stability	NOUN
ejif-848	38	28	.	.	PUNCT
ejif-848	39	1	there	there	PRON
ejif-848	39	2	is	be	VERB
ejif-848	39	3	a	a	DET
ejif-848	39	4	school	school	NOUN
ejif-848	39	5	of	of	ADP
ejif-848	39	6	writers	writer	NOUN
ejif-848	39	7	that	that	PRON
ejif-848	39	8	prefers	prefer	VERB
ejif-848	39	9	to	to	PART
ejif-848	39	10	define	define	VERB
ejif-848	39	11	financial	financial	ADJ
ejif-848	39	12	instability	instability	NOUN
ejif-848	39	13	while	while	SCONJ
ejif-848	39	14	there	there	PRON
ejif-848	39	15	is	be	VERB
ejif-848	39	16	another	another	DET
ejif-848	39	17	school	school	NOUN
ejif-848	39	18	that	that	PRON
ejif-848	39	19	attempts	attempt	VERB
ejif-848	39	20	to	to	PART
ejif-848	39	21	define	define	VERB
ejif-848	39	22	financial	financial	ADJ
ejif-848	39	23	stability	stability	NOUN
ejif-848	39	24	.	.	PUNCT
ejif-848	40	1	a	a	DET
ejif-848	40	2	few	few	ADJ
ejif-848	40	3	of	of	ADP
ejif-848	40	4	these	these	DET
ejif-848	40	5	definitions	definition	NOUN
ejif-848	40	6	from	from	ADP
ejif-848	40	7	different	different	ADJ
ejif-848	40	8	perspectives	perspective	NOUN
ejif-848	40	9	and	and	CCONJ
ejif-848	40	10	schools	school	NOUN
ejif-848	40	11	that	that	PRON
ejif-848	40	12	are	be	AUX
ejif-848	40	13	considered	consider	VERB
ejif-848	40	14	for	for	ADP
ejif-848	40	15	the	the	DET
ejif-848	40	16	purpose	purpose	NOUN
ejif-848	40	17	of	of	ADP
ejif-848	40	18	this	this	DET
ejif-848	40	19	paper	paper	NOUN
ejif-848	40	20	are	be	AUX
ejif-848	40	21	briefly	briefly	ADV
ejif-848	40	22	described	describe	VERB
ejif-848	40	23	as	as	SCONJ
ejif-848	40	24	follows	follow	VERB
ejif-848	40	25	:	:	PUNCT
ejif-848	40	26	citing	cite	VERB
ejif-848	40	27	the	the	DET
ejif-848	40	28	european	european	ADJ
ejif-848	40	29	central	central	PROPN
ejif-848	40	30	bank‘s	bank‘s	PROPN
ejif-848	40	31	publication	publication	NOUN
ejif-848	40	32	entitled	entitle	VERB
ejif-848	40	33	‗financial	‗financial	NUM
ejif-848	40	34	stability	stability	NOUN
ejif-848	40	35	review	review	NOUN
ejif-848	40	36	‘	'	PUNCT
ejif-848	40	37	(	(	PUNCT
ejif-848	40	38	2012	2012	NUM
ejif-848	40	39	)	)	PUNCT
ejif-848	40	40	,	,	PUNCT
ejif-848	40	41	financial	financial	ADJ
ejif-848	40	42	stability	stability	NOUN
ejif-848	40	43	was	be	AUX
ejif-848	40	44	described	describe	VERB
ejif-848	40	45	as	as	ADP
ejif-848	40	46	:	:	PUNCT
ejif-848	40	47	―a	―a	NOUN
ejif-848	40	48	circumstance	circumstance	NOUN
ejif-848	40	49	where	where	SCONJ
ejif-848	40	50	the	the	DET
ejif-848	40	51	financial	financial	ADJ
ejif-848	40	52	system	system	NOUN
ejif-848	40	53	(	(	PUNCT
ejif-848	40	54	i.e.	i.e.	X
ejif-848	40	55	financial	financial	ADJ
ejif-848	40	56	intermediaries	intermediary	NOUN
ejif-848	40	57	,	,	PUNCT
ejif-848	40	58	markets	market	NOUN
ejif-848	40	59	and	and	CCONJ
ejif-848	40	60	market	market	NOUN
ejif-848	40	61	infrastructures	infrastructure	NOUN
ejif-848	40	62	)	)	PUNCT
ejif-848	40	63	is	be	AUX
ejif-848	40	64	able	able	ADJ
ejif-848	40	65	to	to	PART
ejif-848	40	66	withstand	withstand	VERB
ejif-848	40	67	shocks	shock	NOUN
ejif-848	40	68	,	,	PUNCT
ejif-848	40	69	thereby	thereby	ADV
ejif-848	40	70	reducing	reduce	VERB
ejif-848	40	71	the	the	DET
ejif-848	40	72	possibility	possibility	NOUN
ejif-848	40	73	of	of	ADP
ejif-848	40	74	disruptions	disruption	NOUN
ejif-848	40	75	in	in	ADP
ejif-848	40	76	the	the	DET
ejif-848	40	77	financial	financial	ADJ
ejif-848	40	78	intermediation	intermediation	NOUN
ejif-848	40	79	process	process	NOUN
ejif-848	40	80	which	which	PRON
ejif-848	40	81	are	be	AUX
ejif-848	40	82	severe	severe	ADJ
ejif-848	40	83	enough	enough	ADV
ejif-848	40	84	to	to	PART
ejif-848	40	85	significantly	significantly	ADV
ejif-848	40	86	impair	impair	VERB
ejif-848	40	87	the	the	DET
ejif-848	40	88	allocation	allocation	NOUN
ejif-848	40	89	of	of	ADP
ejif-848	40	90	savings	saving	NOUN
ejif-848	40	91	to	to	ADP
ejif-848	40	92	profitable	profitable	ADJ
ejif-848	40	93	investment	investment	NOUN
ejif-848	40	94	opportunities‖	opportunities‖	PROPN
ejif-848	40	95	further	far	ADV
ejif-848	40	96	,	,	PUNCT
ejif-848	40	97	the	the	DET
ejif-848	40	98	bank	bank	NOUN
ejif-848	40	99	negara	negara	PROPN
ejif-848	40	100	malaysia	malaysia	PROPN
ejif-848	40	101	(	(	PUNCT
ejif-848	40	102	central	central	ADJ
ejif-848	40	103	bank	bank	PROPN
ejif-848	40	104	of	of	ADP
ejif-848	40	105	malaysia	malaysia	PROPN
ejif-848	40	106	)	)	PUNCT
ejif-848	40	107	defines	define	VERB
ejif-848	40	108	financial	financial	ADJ
ejif-848	40	109	stability	stability	NOUN
ejif-848	40	110	as	as	ADP
ejif-848	40	111	:	:	PUNCT
ejif-848	40	112	―the	―the	DET
ejif-848	40	113	condition	condition	NOUN
ejif-848	40	114	where	where	SCONJ
ejif-848	40	115	the	the	DET
ejif-848	40	116	financial	financial	ADJ
ejif-848	40	117	intermediation	intermediation	NOUN
ejif-848	40	118	process	process	NOUN
ejif-848	40	119	function	function	VERB
ejif-848	40	120	smoothly	smoothly	ADV
ejif-848	40	121	and	and	CCONJ
ejif-848	40	122	there	there	PRON
ejif-848	40	123	is	be	VERB
ejif-848	40	124	confidence	confidence	NOUN
ejif-848	40	125	in	in	ADP
ejif-848	40	126	the	the	DET
ejif-848	40	127	operation	operation	NOUN
ejif-848	40	128	of	of	ADP
ejif-848	40	129	key	key	ADJ
ejif-848	40	130	financial	financial	ADJ
ejif-848	40	131	institutions	institution	NOUN
ejif-848	40	132	and	and	CCONJ
ejif-848	40	133	markets	market	NOUN
ejif-848	40	134	within	within	ADP
ejif-848	40	135	the	the	DET
ejif-848	40	136	economy‖	economy‖	NOUN
ejif-848	40	137	in	in	ADP
ejif-848	40	138	the	the	DET
ejif-848	40	139	same	same	ADJ
ejif-848	40	140	vein	vein	NOUN
ejif-848	40	141	,	,	PUNCT
ejif-848	40	142	the	the	DET
ejif-848	40	143	financial	financial	ADJ
ejif-848	40	144	stability	stability	NOUN
ejif-848	40	145	report	report	NOUN
ejif-848	40	146	(	(	PUNCT
ejif-848	40	147	2008	2008	NUM
ejif-848	40	148	)	)	PUNCT
ejif-848	40	149	of	of	ADP
ejif-848	40	150	the	the	DET
ejif-848	40	151	central	central	ADJ
ejif-848	40	152	bank	bank	PROPN
ejif-848	40	153	of	of	ADP
ejif-848	40	154	bahrain	bahrain	PROPN
ejif-848	40	155	defines	define	VERB
ejif-848	40	156	financial	financial	ADJ
ejif-848	40	157	stability	stability	NOUN
ejif-848	40	158	as	as	SCONJ
ejif-848	40	159	―a	―a	NOUN
ejif-848	40	160	situation	situation	NOUN
ejif-848	40	161	where	where	SCONJ
ejif-848	40	162	the	the	DET
ejif-848	40	163	financial	financial	ADJ
ejif-848	40	164	system	system	NOUN
ejif-848	40	165	can	can	AUX
ejif-848	40	166	function	function	VERB
ejif-848	40	167	prudently	prudently	ADV
ejif-848	40	168	,	,	PUNCT
ejif-848	40	169	efficiently	efficiently	ADV
ejif-848	40	170	and	and	CCONJ
ejif-848	40	171	uninterrupted	uninterrupted	ADJ
ejif-848	40	172	,	,	PUNCT
ejif-848	40	173	even	even	ADV
ejif-848	40	174	in	in	ADP
ejif-848	40	175	the	the	DET
ejif-848	40	176	face	face	NOUN
ejif-848	40	177	of	of	ADP
ejif-848	40	178	shocks‖	shocks‖	PROPN
ejif-848	40	179	foot	foot	NOUN
ejif-848	40	180	(	(	PUNCT
ejif-848	40	181	2003	2003	NUM
ejif-848	40	182	)	)	PUNCT
ejif-848	40	183	opined	opine	VERB
ejif-848	40	184	that	that	SCONJ
ejif-848	40	185	certain	certain	ADJ
ejif-848	40	186	factors	factor	NOUN
ejif-848	40	187	exist	exist	VERB
ejif-848	40	188	that	that	PRON
ejif-848	40	189	contribute	contribute	VERB
ejif-848	40	190	to	to	PART
ejif-848	40	191	enhance	enhance	VERB
ejif-848	40	192	finance	finance	NOUN
ejif-848	40	193	stability	stability	NOUN
ejif-848	40	194	.	.	PUNCT
ejif-848	41	1	these	these	DET
ejif-848	41	2	factors	factor	NOUN
ejif-848	41	3	according	accord	VERB
ejif-848	41	4	to	to	ADP
ejif-848	41	5	him	he	PRON
ejif-848	41	6	must	must	AUX
ejif-848	41	7	take	take	VERB
ejif-848	41	8	place	place	NOUN
ejif-848	41	9	before	before	SCONJ
ejif-848	41	10	financial	financial	ADJ
ejif-848	41	11	stability	stability	NOUN
ejif-848	41	12	can	can	AUX
ejif-848	41	13	be	be	AUX
ejif-848	41	14	ensured	ensure	VERB
ejif-848	41	15	.	.	PUNCT
ejif-848	42	1	they	they	PRON
ejif-848	42	2	are	be	AUX
ejif-848	42	3	:	:	PUNCT
ejif-848	42	4	monetary	monetary	ADJ
ejif-848	42	5	stability	stability	NOUN
ejif-848	42	6	;	;	PUNCT
ejif-848	42	7	employment	employment	NOUN
ejif-848	42	8	levels	level	NOUN
ejif-848	42	9	being	be	AUX
ejif-848	42	10	close	close	ADJ
ejif-848	42	11	to	to	ADP
ejif-848	42	12	the	the	DET
ejif-848	42	13	economy‘s	economy‘s	ADJ
ejif-848	42	14	natural	natural	ADJ
ejif-848	42	15	rate	rate	NOUN
ejif-848	42	16	;	;	PUNCT
ejif-848	42	17	confidence	confidence	NOUN
ejif-848	42	18	in	in	ADP
ejif-848	42	19	the	the	DET
ejif-848	42	20	operation	operation	NOUN
ejif-848	42	21	of	of	ADP
ejif-848	42	22	the	the	DET
ejif-848	42	23	generality	generality	NOUN
ejif-848	42	24	of	of	ADP
ejif-848	42	25	key	key	ADJ
ejif-848	42	26	financial	financial	ADJ
ejif-848	42	27	institutions	institution	NOUN
ejif-848	42	28	and	and	CCONJ
ejif-848	42	29	markets	market	NOUN
ejif-848	42	30	in	in	ADP
ejif-848	42	31	the	the	DET
ejif-848	42	32	economy	economy	NOUN
ejif-848	42	33	;	;	PUNCT
ejif-848	42	34	and	and	CCONJ
ejif-848	42	35	the	the	DET
ejif-848	42	36	price	price	NOUN
ejif-848	42	37	movement	movement	NOUN
ejif-848	42	38	being	be	AUX
ejif-848	42	39	relatively	relatively	ADV
ejif-848	42	40	real	real	ADJ
ejif-848	42	41	or	or	CCONJ
ejif-848	42	42	financial	financial	ADJ
ejif-848	42	43	assets	asset	NOUN
ejif-848	42	44	within	within	ADP
ejif-848	42	45	the	the	DET
ejif-848	42	46	economy	economy	NOUN
ejif-848	42	47	that	that	PRON
ejif-848	42	48	undermines	undermine	VERB
ejif-848	42	49	monetary	monetary	ADJ
ejif-848	42	50	stability	stability	NOUN
ejif-848	42	51	and	and	CCONJ
ejif-848	42	52	the	the	DET
ejif-848	42	53	level	level	NOUN
ejif-848	42	54	between	between	ADP
ejif-848	42	55	employment	employment	NOUN
ejif-848	42	56	and	and	CCONJ
ejif-848	42	57	economy‘s	economy‘s	ADJ
ejif-848	42	58	natural	natural	ADJ
ejif-848	42	59	rate	rate	NOUN
ejif-848	42	60	.	.	PUNCT
ejif-848	43	1	a	a	DET
ejif-848	43	2	review	review	NOUN
ejif-848	43	3	of	of	ADP
ejif-848	43	4	the	the	DET
ejif-848	43	5	foregoing	forego	VERB
ejif-848	43	6	definitions	definition	NOUN
ejif-848	43	7	actually	actually	ADV
ejif-848	43	8	portrays	portray	VERB
ejif-848	43	9	financial	financial	ADJ
ejif-848	43	10	stability	stability	NOUN
ejif-848	43	11	as	as	ADP
ejif-848	43	12	a	a	DET
ejif-848	43	13	broad	broad	ADJ
ejif-848	43	14	concept	concept	NOUN
ejif-848	43	15	that	that	PRON
ejif-848	43	16	comprises	comprise	VERB
ejif-848	43	17	different	different	ADJ
ejif-848	43	18	aspects	aspect	NOUN
ejif-848	43	19	of	of	ADP
ejif-848	43	20	a	a	DET
ejif-848	43	21	financial	financial	ADJ
ejif-848	43	22	system	system	NOUN
ejif-848	43	23	in	in	ADP
ejif-848	43	24	terms	term	NOUN
ejif-848	43	25	of	of	ADP
ejif-848	43	26	infrastructure	infrastructure	NOUN
ejif-848	43	27	,	,	PUNCT
ejif-848	43	28	institutions	institution	NOUN
ejif-848	43	29	and	and	CCONJ
ejif-848	43	30	markets	market	NOUN
ejif-848	43	31	.	.	PUNCT
ejif-848	44	1	these	these	DET
ejif-848	44	2	definitions	definition	NOUN
ejif-848	44	3	on	on	ADP
ejif-848	44	4	a	a	DET
ejif-848	44	5	general	general	ADJ
ejif-848	44	6	note	note	NOUN
ejif-848	44	7	reveal	reveal	VERB
ejif-848	44	8	that	that	SCONJ
ejif-848	44	9	the	the	DET
ejif-848	44	10	ability	ability	NOUN
ejif-848	44	11	of	of	ADP
ejif-848	44	12	a	a	DET
ejif-848	44	13	financial	financial	ADJ
ejif-848	44	14	system	system	NOUN
ejif-848	44	15	to	to	PART
ejif-848	44	16	survive	survive	VERB
ejif-848	44	17	any	any	DET
ejif-848	44	18	economic	economic	ADJ
ejif-848	44	19	pressure	pressure	NOUN
ejif-848	44	20	or	or	CCONJ
ejif-848	44	21	stress	stress	NOUN
ejif-848	44	22	is	be	AUX
ejif-848	44	23	termed	term	VERB
ejif-848	44	24	financial	financial	ADJ
ejif-848	44	25	stability	stability	NOUN
ejif-848	44	26	.	.	PUNCT
ejif-848	45	1	however	however	ADV
ejif-848	45	2	,	,	PUNCT
ejif-848	45	3	in	in	ADP
ejif-848	45	4	the	the	DET
ejif-848	45	5	study	study	NOUN
ejif-848	45	6	of	of	ADP
ejif-848	45	7	davis	davis	PROPN
ejif-848	45	8	(	(	PUNCT
ejif-848	45	9	2001	2001	NUM
ejif-848	45	10	)	)	PUNCT
ejif-848	45	11	systemic	systemic	ADJ
ejif-848	45	12	risk	risk	NOUN
ejif-848	45	13	and	and	CCONJ
ejif-848	45	14	financial	financial	ADJ
ejif-848	45	15	instability	instability	NOUN
ejif-848	45	16	is	be	AUX
ejif-848	45	17	defined	define	VERB
ejif-848	45	18	as	as	SCONJ
ejif-848	45	19	―a	―a	NOUN
ejif-848	45	20	heightened	heighten	VERB
ejif-848	45	21	risk	risk	NOUN
ejif-848	45	22	of	of	ADP
ejif-848	45	23	a	a	DET
ejif-848	45	24	financial	financial	ADJ
ejif-848	45	25	crisis‖.	crisis‖.	NOUN
ejif-848	45	26	equally	equally	ADV
ejif-848	45	27	,	,	PUNCT
ejif-848	45	28	the	the	DET
ejif-848	45	29	author	author	NOUN
ejif-848	45	30	described	describe	VERB
ejif-848	45	31	a	a	DET
ejif-848	45	32	financial	financial	ADJ
ejif-848	45	33	crisis	crisis	NOUN
ejif-848	45	34	as	as	ADP
ejif-848	45	35	:	:	PUNCT
ejif-848	45	36	―a	―a	VERB
ejif-848	45	37	major	major	ADJ
ejif-848	45	38	collapse	collapse	NOUN
ejif-848	45	39	of	of	ADP
ejif-848	45	40	the	the	DET
ejif-848	45	41	financial	financial	ADJ
ejif-848	45	42	system	system	NOUN
ejif-848	45	43	,	,	PUNCT
ejif-848	45	44	entailing	entail	VERB
ejif-848	45	45	inability	inability	NOUN
ejif-848	45	46	to	to	PART
ejif-848	45	47	provide	provide	VERB
ejif-848	45	48	payments	payment	NOUN
ejif-848	45	49	ejif	ejif	ADJ
ejif-848	45	50	–	–	PUNCT
ejif-848	45	51	european	european	PROPN
ejif-848	45	52	journal	journal	PROPN
ejif-848	45	53	of	of	ADP
ejif-848	45	54	islamic	islamic	PROPN
ejif-848	45	55	finance	finance	NOUN
ejif-848	45	56	no2	no2	PROPN
ejif-848	45	57	,	,	PUNCT
ejif-848	45	58	april	april	PROPN
ejif-848	45	59	(	(	PUNCT
ejif-848	45	60	2015	2015	NUM
ejif-848	45	61	)	)	PUNCT
ejif-848	46	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-848	46	2	issn	issn	VERB
ejif-848	46	3	2421	2421	NUM
ejif-848	46	4	-	-	SYM
ejif-848	46	5	2172	2172	NUM
ejif-848	46	6	3	3	NUM
ejif-848	46	7	services	service	NOUN
ejif-848	46	8	or	or	CCONJ
ejif-848	46	9	to	to	PART
ejif-848	46	10	allocate	allocate	VERB
ejif-848	46	11	credit	credit	NOUN
ejif-848	46	12	to	to	ADP
ejif-848	46	13	productive	productive	ADJ
ejif-848	46	14	investment	investment	NOUN
ejif-848	46	15	opportunities‖.	opportunities‖.	NUM
ejif-848	46	16	ferguson	ferguson	NOUN
ejif-848	46	17	(	(	PUNCT
ejif-848	46	18	2003	2003	NUM
ejif-848	46	19	)	)	PUNCT
ejif-848	46	20	in	in	ADP
ejif-848	46	21	his	his	PRON
ejif-848	46	22	study	study	NOUN
ejif-848	46	23	described	describe	VERB
ejif-848	46	24	financial	financial	ADJ
ejif-848	46	25	instability	instability	NOUN
ejif-848	46	26	as	as	ADP
ejif-848	46	27	:	:	PUNCT
ejif-848	46	28	―a	―a	NOUN
ejif-848	46	29	situation	situation	NOUN
ejif-848	46	30	characterized	characterize	VERB
ejif-848	46	31	by	by	ADP
ejif-848	46	32	three	three	NUM
ejif-848	46	33	basic	basic	ADJ
ejif-848	46	34	criteria	criterion	NOUN
ejif-848	46	35	.	.	PUNCT
ejif-848	47	1	these	these	PRON
ejif-848	47	2	are	be	AUX
ejif-848	47	3	:	:	PUNCT
ejif-848	47	4	the	the	DET
ejif-848	47	5	seemingly	seemingly	ADV
ejif-848	47	6	sharp	sharp	ADJ
ejif-848	47	7	divergence	divergence	NOUN
ejif-848	47	8	of	of	ADP
ejif-848	47	9	some	some	DET
ejif-848	47	10	important	important	ADJ
ejif-848	47	11	set	set	NOUN
ejif-848	47	12	of	of	ADP
ejif-848	47	13	financial	financial	ADJ
ejif-848	47	14	asset	asset	NOUN
ejif-848	47	15	prices	price	NOUN
ejif-848	47	16	from	from	ADP
ejif-848	47	17	fundamentals	fundamental	NOUN
ejif-848	47	18	;	;	PUNCT
ejif-848	47	19	significant	significant	ADJ
ejif-848	47	20	distortion	distortion	NOUN
ejif-848	47	21	of	of	ADP
ejif-848	47	22	market	market	NOUN
ejif-848	47	23	functioning	functioning	NOUN
ejif-848	47	24	and	and	CCONJ
ejif-848	47	25	credit	credit	NOUN
ejif-848	47	26	availability	availability	NOUN
ejif-848	47	27	,	,	PUNCT
ejif-848	47	28	domestically	domestically	ADV
ejif-848	47	29	and	and	CCONJ
ejif-848	47	30	perhaps	perhaps	ADV
ejif-848	47	31	internationally	internationally	ADV
ejif-848	47	32	;	;	PUNCT
ejif-848	47	33	and	and	CCONJ
ejif-848	47	34	finally	finally	ADV
ejif-848	47	35	,	,	PUNCT
ejif-848	47	36	the	the	DET
ejif-848	47	37	significant	significant	ADJ
ejif-848	47	38	deviation	deviation	NOUN
ejif-848	47	39	of	of	ADP
ejif-848	47	40	aggregate	aggregate	ADJ
ejif-848	47	41	spending	spending	NOUN
ejif-848	47	42	either	either	CCONJ
ejif-848	47	43	above	above	ADP
ejif-848	47	44	or	or	CCONJ
ejif-848	47	45	below	below	ADV
ejif-848	47	46	,	,	PUNCT
ejif-848	47	47	from	from	ADP
ejif-848	47	48	the	the	DET
ejif-848	47	49	economy	economy	NOUN
ejif-848	47	50	’s	’s	PART
ejif-848	47	51	ability	ability	NOUN
ejif-848	47	52	to	to	PART
ejif-848	47	53	produce‖	produce‖	VERB
ejif-848	47	54	chant	chant	ADJ
ejif-848	47	55	(	(	PUNCT
ejif-848	47	56	2003	2003	NUM
ejif-848	47	57	)	)	PUNCT
ejif-848	47	58	defined	define	VERB
ejif-848	47	59	financial	financial	ADJ
ejif-848	47	60	instability	instability	NOUN
ejif-848	47	61	as	as	ADP
ejif-848	47	62	:	:	PUNCT
ejif-848	47	63	…	…	PUNCT
ejif-848	47	64	conditions	condition	NOUN
ejif-848	47	65	in	in	ADP
ejif-848	47	66	financial	financial	ADJ
ejif-848	47	67	markets	market	NOUN
ejif-848	47	68	that	that	PRON
ejif-848	47	69	harm	harm	VERB
ejif-848	47	70	or	or	CCONJ
ejif-848	47	71	threaten	threaten	VERB
ejif-848	47	72	to	to	PART
ejif-848	47	73	harm	harm	VERB
ejif-848	47	74	an	an	DET
ejif-848	47	75	economy‘s	economy‘s	ADJ
ejif-848	47	76	performance	performance	NOUN
ejif-848	47	77	through	through	ADP
ejif-848	47	78	their	their	PRON
ejif-848	47	79	impact	impact	NOUN
ejif-848	47	80	on	on	ADP
ejif-848	47	81	the	the	DET
ejif-848	47	82	working	working	NOUN
ejif-848	47	83	of	of	ADP
ejif-848	47	84	the	the	DET
ejif-848	47	85	financial	financial	ADJ
ejif-848	47	86	system	system	NOUN
ejif-848	47	87	allen	allen	NOUN
ejif-848	47	88	and	and	CCONJ
ejif-848	47	89	wood	wood	NOUN
ejif-848	47	90	(	(	PUNCT
ejif-848	47	91	2006	2006	NUM
ejif-848	47	92	)	)	PUNCT
ejif-848	47	93	referred	refer	VERB
ejif-848	47	94	to	to	ADP
ejif-848	47	95	financial	financial	ADJ
ejif-848	47	96	instability	instability	NOUN
ejif-848	47	97	as	as	ADP
ejif-848	47	98	:	:	PUNCT
ejif-848	47	99	episodes	episode	NOUN
ejif-848	47	100	in	in	ADP
ejif-848	47	101	which	which	PRON
ejif-848	47	102	a	a	DET
ejif-848	47	103	large	large	ADJ
ejif-848	47	104	number	number	NOUN
ejif-848	47	105	of	of	ADP
ejif-848	47	106	parties	party	NOUN
ejif-848	47	107	,	,	PUNCT
ejif-848	47	108	whether	whether	SCONJ
ejif-848	47	109	they	they	PRON
ejif-848	47	110	are	be	AUX
ejif-848	47	111	households	household	NOUN
ejif-848	47	112	,	,	PUNCT
ejif-848	47	113	companies	company	NOUN
ejif-848	47	114	or	or	CCONJ
ejif-848	47	115	(	(	PUNCT
ejif-848	47	116	individual	individual	ADJ
ejif-848	47	117	)	)	PUNCT
ejif-848	47	118	governments	government	NOUN
ejif-848	47	119	,	,	PUNCT
ejif-848	47	120	experience	experience	VERB
ejif-848	47	121	financial	financial	ADJ
ejif-848	47	122	crises	crisis	NOUN
ejif-848	47	123	which	which	PRON
ejif-848	47	124	are	be	AUX
ejif-848	47	125	not	not	PART
ejif-848	47	126	warranted	warrant	VERB
ejif-848	47	127	by	by	ADP
ejif-848	47	128	their	their	PRON
ejif-848	47	129	previous	previous	ADJ
ejif-848	47	130	behavior	behavior	NOUN
ejif-848	47	131	and	and	CCONJ
ejif-848	47	132	where	where	SCONJ
ejif-848	47	133	these	these	DET
ejif-848	47	134	crises	crisis	NOUN
ejif-848	47	135	collectively	collectively	ADV
ejif-848	47	136	have	have	VERB
ejif-848	47	137	seriously	seriously	ADV
ejif-848	47	138	adverse	adverse	ADJ
ejif-848	47	139	macro	macro	ADJ
ejif-848	47	140	-	-	ADJ
ejif-848	47	141	economic	economic	ADJ
ejif-848	47	142	effects	effect	NOUN
ejif-848	47	143	all	all	DET
ejif-848	47	144	the	the	DET
ejif-848	47	145	above	above	ADJ
ejif-848	47	146	definitions	definition	NOUN
ejif-848	47	147	of	of	ADP
ejif-848	47	148	financial	financial	ADJ
ejif-848	47	149	instability	instability	NOUN
ejif-848	47	150	paint	paint	NOUN
ejif-848	47	151	a	a	DET
ejif-848	47	152	picture	picture	NOUN
ejif-848	47	153	of	of	ADP
ejif-848	47	154	a	a	DET
ejif-848	47	155	financial	financial	ADJ
ejif-848	47	156	system	system	NOUN
ejif-848	47	157	in	in	ADP
ejif-848	47	158	all	all	DET
ejif-848	47	159	its	its	PRON
ejif-848	47	160	ramifications	ramification	NOUN
ejif-848	47	161	that	that	PRON
ejif-848	47	162	fails	fail	VERB
ejif-848	47	163	or	or	CCONJ
ejif-848	47	164	is	be	AUX
ejif-848	47	165	incapable	incapable	ADJ
ejif-848	47	166	of	of	ADP
ejif-848	47	167	withstanding	withstand	VERB
ejif-848	47	168	any	any	DET
ejif-848	47	169	given	give	VERB
ejif-848	47	170	economic	economic	ADJ
ejif-848	47	171	shock	shock	NOUN
ejif-848	47	172	or	or	CCONJ
ejif-848	47	173	impending	impending	ADJ
ejif-848	47	174	economic	economic	ADJ
ejif-848	47	175	crisis	crisis	NOUN
ejif-848	47	176	.	.	PUNCT
ejif-848	48	1	from	from	ADP
ejif-848	48	2	the	the	DET
ejif-848	48	3	above	above	ADJ
ejif-848	48	4	definitions	definition	NOUN
ejif-848	48	5	,	,	PUNCT
ejif-848	48	6	it	it	PRON
ejif-848	48	7	may	may	AUX
ejif-848	48	8	be	be	AUX
ejif-848	48	9	deduced	deduce	VERB
ejif-848	48	10	that	that	SCONJ
ejif-848	48	11	the	the	DET
ejif-848	48	12	divergence	divergence	NOUN
ejif-848	48	13	of	of	ADP
ejif-848	48	14	opinions	opinion	NOUN
ejif-848	48	15	of	of	ADP
ejif-848	48	16	the	the	DET
ejif-848	48	17	scholars	scholar	NOUN
ejif-848	48	18	are	be	AUX
ejif-848	48	19	primarily	primarily	ADV
ejif-848	48	20	in	in	ADP
ejif-848	48	21	terminologies	terminology	NOUN
ejif-848	48	22	.	.	PUNCT
ejif-848	49	1	the	the	DET
ejif-848	49	2	use	use	NOUN
ejif-848	49	3	of	of	ADP
ejif-848	49	4	terms	term	NOUN
ejif-848	49	5	by	by	ADP
ejif-848	49	6	different	different	ADJ
ejif-848	49	7	schools	school	NOUN
ejif-848	49	8	of	of	ADP
ejif-848	49	9	thought	thought	NOUN
ejif-848	49	10	was	be	AUX
ejif-848	49	11	basically	basically	ADV
ejif-848	49	12	to	to	PART
ejif-848	49	13	express	express	VERB
ejif-848	49	14	their	their	PRON
ejif-848	49	15	minds	mind	NOUN
ejif-848	49	16	in	in	ADP
ejif-848	49	17	the	the	DET
ejif-848	49	18	best	good	ADJ
ejif-848	49	19	possible	possible	ADJ
ejif-848	49	20	form	form	NOUN
ejif-848	49	21	.	.	PUNCT
ejif-848	50	1	this	this	PRON
ejif-848	50	2	is	be	AUX
ejif-848	50	3	because	because	SCONJ
ejif-848	50	4	both	both	DET
ejif-848	50	5	schools	school	NOUN
ejif-848	50	6	acknowledge	acknowledge	VERB
ejif-848	50	7	the	the	DET
ejif-848	50	8	importance	importance	NOUN
ejif-848	50	9	of	of	ADP
ejif-848	50	10	a	a	DET
ejif-848	50	11	financial	financial	ADJ
ejif-848	50	12	system	system	NOUN
ejif-848	50	13	and	and	CCONJ
ejif-848	50	14	its	its	PRON
ejif-848	50	15	effectiveness	effectiveness	NOUN
ejif-848	50	16	or	or	CCONJ
ejif-848	50	17	otherwise	otherwise	ADV
ejif-848	50	18	.	.	PUNCT
ejif-848	51	1	an	an	DET
ejif-848	51	2	effective	effective	ADJ
ejif-848	51	3	financial	financial	ADJ
ejif-848	51	4	system	system	NOUN
ejif-848	51	5	ensures	ensure	VERB
ejif-848	51	6	financial	financial	ADJ
ejif-848	51	7	stability	stability	NOUN
ejif-848	51	8	of	of	ADP
ejif-848	51	9	an	an	DET
ejif-848	51	10	economy	economy	NOUN
ejif-848	51	11	while	while	SCONJ
ejif-848	51	12	an	an	DET
ejif-848	51	13	ineffective	ineffective	ADJ
ejif-848	51	14	one	one	NOUN
ejif-848	51	15	contributes	contribute	VERB
ejif-848	51	16	in	in	ADP
ejif-848	51	17	no	no	DET
ejif-848	51	18	small	small	ADJ
ejif-848	51	19	means	mean	NOUN
ejif-848	51	20	to	to	ADP
ejif-848	51	21	the	the	DET
ejif-848	51	22	economy‘s	economy‘s	PROPN
ejif-848	51	23	financial	financial	ADJ
ejif-848	51	24	stress	stress	NOUN
ejif-848	51	25	and	and	CCONJ
ejif-848	51	26	meltdown	meltdown	NOUN
ejif-848	51	27	.	.	PUNCT
ejif-848	52	1	iv	iv	X
ejif-848	52	2	.	.	PUNCT
ejif-848	52	3	maintaining	maintain	VERB
ejif-848	52	4	financial	financial	ADJ
ejif-848	52	5	stability	stability	NOUN
ejif-848	52	6	khwan	khwan	NOUN
ejif-848	52	7	and	and	CCONJ
ejif-848	52	8	muljawan	muljawan	PRON
ejif-848	52	9	(	(	PUNCT
ejif-848	52	10	2008	2008	NUM
ejif-848	52	11	)	)	PUNCT
ejif-848	52	12	argued	argue	VERB
ejif-848	52	13	that	that	SCONJ
ejif-848	52	14	financial	financial	ADJ
ejif-848	52	15	stability	stability	NOUN
ejif-848	52	16	depends	depend	VERB
ejif-848	52	17	on	on	ADP
ejif-848	52	18	several	several	ADJ
ejif-848	52	19	factors	factor	NOUN
ejif-848	52	20	.	.	PUNCT
ejif-848	53	1	some	some	PRON
ejif-848	53	2	of	of	ADP
ejif-848	53	3	them	they	PRON
ejif-848	53	4	according	accord	VERB
ejif-848	53	5	to	to	ADP
ejif-848	53	6	the	the	DET
ejif-848	53	7	authors	author	NOUN
ejif-848	53	8	are	be	AUX
ejif-848	53	9	the	the	DET
ejif-848	53	10	extent	extent	NOUN
ejif-848	53	11	to	to	PART
ejif-848	53	12	which	which	PRON
ejif-848	53	13	the	the	DET
ejif-848	53	14	owned	own	VERB
ejif-848	53	15	funds	fund	NOUN
ejif-848	53	16	are	be	AUX
ejif-848	53	17	put	put	VERB
ejif-848	53	18	in	in	ADP
ejif-848	53	19	place	place	NOUN
ejif-848	53	20	by	by	ADP
ejif-848	53	21	the	the	DET
ejif-848	53	22	owners	owner	NOUN
ejif-848	53	23	of	of	ADP
ejif-848	53	24	financial	financial	ADJ
ejif-848	53	25	institutions	institution	NOUN
ejif-848	53	26	,	,	PUNCT
ejif-848	53	27	the	the	DET
ejif-848	53	28	level	level	NOUN
ejif-848	53	29	of	of	ADP
ejif-848	53	30	transparency	transparency	NOUN
ejif-848	53	31	and	and	CCONJ
ejif-848	53	32	disclosures	disclosure	NOUN
ejif-848	53	33	,	,	PUNCT
ejif-848	53	34	effectiveness	effectiveness	NOUN
ejif-848	53	35	of	of	ADP
ejif-848	53	36	banking	banking	NOUN
ejif-848	53	37	supervision	supervision	NOUN
ejif-848	53	38	and	and	CCONJ
ejif-848	53	39	presence	presence	NOUN
ejif-848	53	40	of	of	ADP
ejif-848	53	41	efficient	efficient	ADJ
ejif-848	53	42	financial	financial	ADJ
ejif-848	53	43	infrastructures	infrastructure	NOUN
ejif-848	53	44	as	as	ADV
ejif-848	53	45	well	well	ADV
ejif-848	53	46	as	as	ADP
ejif-848	53	47	legal	legal	ADJ
ejif-848	53	48	frameworks	framework	NOUN
ejif-848	53	49	.	.	PUNCT
ejif-848	54	1	in	in	ADP
ejif-848	54	2	the	the	DET
ejif-848	54	3	view	view	NOUN
ejif-848	54	4	of	of	ADP
ejif-848	54	5	chapra	chapra	NOUN
ejif-848	54	6	(	(	PUNCT
ejif-848	54	7	2008	2008	NUM
ejif-848	54	8	)	)	PUNCT
ejif-848	54	9	who	who	PRON
ejif-848	54	10	posited	posit	VERB
ejif-848	54	11	that	that	SCONJ
ejif-848	54	12	one	one	NUM
ejif-848	54	13	of	of	ADP
ejif-848	54	14	the	the	DET
ejif-848	54	15	measures	measure	NOUN
ejif-848	54	16	of	of	ADP
ejif-848	54	17	enhancing	enhance	VERB
ejif-848	54	18	financial	financial	ADJ
ejif-848	54	19	stability	stability	NOUN
ejif-848	54	20	is	be	AUX
ejif-848	54	21	to	to	PART
ejif-848	54	22	strengthen	strengthen	VERB
ejif-848	54	23	market	market	NOUN
ejif-848	54	24	discipline	discipline	NOUN
ejif-848	54	25	.	.	PUNCT
ejif-848	55	1	this	this	PRON
ejif-848	55	2	,	,	PUNCT
ejif-848	55	3	he	he	PRON
ejif-848	55	4	believed	believe	VERB
ejif-848	55	5	,	,	PUNCT
ejif-848	55	6	could	could	AUX
ejif-848	55	7	be	be	AUX
ejif-848	55	8	achieved	achieve	VERB
ejif-848	55	9	through	through	ADP
ejif-848	55	10	promoting	promote	VERB
ejif-848	55	11	risk	risk	NOUN
ejif-848	55	12	sharing	sharing	NOUN
ejif-848	55	13	by	by	ADP
ejif-848	55	14	greater	great	ADJ
ejif-848	55	15	reliance	reliance	NOUN
ejif-848	55	16	on	on	ADP
ejif-848	55	17	equity	equity	NOUN
ejif-848	55	18	.	.	PUNCT
ejif-848	56	1	another	another	DET
ejif-848	56	2	means	mean	NOUN
ejif-848	56	3	of	of	ADP
ejif-848	56	4	achieving	achieve	VERB
ejif-848	56	5	market	market	NOUN
ejif-848	56	6	discipline	discipline	NOUN
ejif-848	56	7	according	accord	VERB
ejif-848	56	8	to	to	ADP
ejif-848	56	9	the	the	DET
ejif-848	56	10	author	author	NOUN
ejif-848	56	11	is	be	AUX
ejif-848	56	12	to	to	PART
ejif-848	56	13	tie	tie	VERB
ejif-848	56	14	the	the	DET
ejif-848	56	15	availability	availability	NOUN
ejif-848	56	16	of	of	ADP
ejif-848	56	17	credit	credit	NOUN
ejif-848	56	18	to	to	ADP
ejif-848	56	19	the	the	DET
ejif-848	56	20	real	real	ADJ
ejif-848	56	21	economy	economy	NOUN
ejif-848	56	22	.	.	PUNCT
ejif-848	57	1	moreover	moreover	ADV
ejif-848	57	2	,	,	PUNCT
ejif-848	57	3	chapra	chapra	PROPN
ejif-848	57	4	(	(	PUNCT
ejif-848	57	5	2008	2008	NUM
ejif-848	57	6	)	)	PUNCT
ejif-848	57	7	held	hold	VERB
ejif-848	57	8	that	that	SCONJ
ejif-848	57	9	financial	financial	ADJ
ejif-848	57	10	stability	stability	NOUN
ejif-848	57	11	can	can	AUX
ejif-848	57	12	be	be	AUX
ejif-848	57	13	enhanced	enhance	VERB
ejif-848	57	14	by	by	ADP
ejif-848	57	15	curbing	curb	VERB
ejif-848	57	16	speculation	speculation	NOUN
ejif-848	57	17	as	as	ADV
ejif-848	57	18	well	well	ADV
ejif-848	57	19	as	as	ADP
ejif-848	57	20	establishing	establish	VERB
ejif-848	57	21	the	the	DET
ejif-848	57	22	required	require	VERB
ejif-848	57	23	support	support	NOUN
ejif-848	57	24	institution	institution	NOUN
ejif-848	57	25	for	for	ADP
ejif-848	57	26	the	the	DET
ejif-848	57	27	industry	industry	NOUN
ejif-848	57	28	.	.	PUNCT
ejif-848	58	1	the	the	DET
ejif-848	58	2	need	need	NOUN
ejif-848	58	3	to	to	PART
ejif-848	58	4	ensure	ensure	VERB
ejif-848	58	5	financial	financial	ADJ
ejif-848	58	6	stability	stability	NOUN
ejif-848	58	7	in	in	ADP
ejif-848	58	8	islamic	islamic	ADJ
ejif-848	58	9	banks	bank	NOUN
ejif-848	58	10	has	have	AUX
ejif-848	58	11	propelled	propel	VERB
ejif-848	58	12	the	the	DET
ejif-848	58	13	world	world	PROPN
ejif-848	58	14	bank	bank	PROPN
ejif-848	58	15	and	and	CCONJ
ejif-848	58	16	international	international	ADJ
ejif-848	58	17	monetary	monetary	ADJ
ejif-848	58	18	fund	fund	NOUN
ejif-848	58	19	(	(	PUNCT
ejif-848	58	20	imf	imf	PROPN
ejif-848	58	21	)	)	PUNCT
ejif-848	58	22	quoted	quote	VERB
ejif-848	58	23	by	by	ADP
ejif-848	58	24	cihak	cihak	NOUN
ejif-848	58	25	and	and	CCONJ
ejif-848	58	26	hesse	hesse	PROPN
ejif-848	58	27	(	(	PUNCT
ejif-848	58	28	2008	2008	NUM
ejif-848	58	29	)	)	PUNCT
ejif-848	58	30	to	to	PART
ejif-848	58	31	propose	propose	VERB
ejif-848	58	32	some	some	DET
ejif-848	58	33	basic	basic	ADJ
ejif-848	58	34	observations	observation	NOUN
ejif-848	58	35	that	that	PRON
ejif-848	58	36	must	must	AUX
ejif-848	58	37	be	be	AUX
ejif-848	58	38	taken	take	VERB
ejif-848	58	39	into	into	ADP
ejif-848	58	40	cognizance	cognizance	NOUN
ejif-848	58	41	when	when	SCONJ
ejif-848	58	42	assessing	assess	VERB
ejif-848	58	43	stability	stability	NOUN
ejif-848	58	44	in	in	ADP
ejif-848	58	45	a	a	DET
ejif-848	58	46	given	give	VERB
ejif-848	58	47	financial	financial	ADJ
ejif-848	58	48	system	system	NOUN
ejif-848	58	49	particularly	particularly	ADV
ejif-848	58	50	in	in	ADP
ejif-848	58	51	the	the	DET
ejif-848	58	52	context	context	NOUN
ejif-848	58	53	of	of	ADP
ejif-848	58	54	islamic	islamic	ADJ
ejif-848	58	55	banking	banking	NOUN
ejif-848	58	56	.	.	PUNCT
ejif-848	59	1	these	these	DET
ejif-848	59	2	observations	observation	NOUN
ejif-848	59	3	are	be	AUX
ejif-848	59	4	as	as	SCONJ
ejif-848	59	5	follows	follow	VERB
ejif-848	59	6	:	:	PUNCT
ejif-848	60	1	1	1	X
ejif-848	60	2	.	.	PUNCT
ejif-848	60	3	the	the	DET
ejif-848	60	4	profit	profit	NOUN
ejif-848	60	5	and	and	CCONJ
ejif-848	60	6	loss	loss	NOUN
ejif-848	60	7	sharing	sharing	NOUN
ejif-848	60	8	financing	financing	NOUN
ejif-848	60	9	exposes	expose	VERB
ejif-848	60	10	islamic	islamic	ADJ
ejif-848	60	11	banks	bank	NOUN
ejif-848	60	12	to	to	ADP
ejif-848	60	13	risks	risk	NOUN
ejif-848	60	14	that	that	PRON
ejif-848	60	15	ordinarily	ordinarily	ADV
ejif-848	60	16	should	should	AUX
ejif-848	60	17	be	be	AUX
ejif-848	60	18	borne	bear	VERB
ejif-848	60	19	by	by	ADP
ejif-848	60	20	equity	equity	NOUN
ejif-848	60	21	investors	investor	NOUN
ejif-848	60	22	rather	rather	ADV
ejif-848	60	23	than	than	ADP
ejif-848	60	24	holders	holder	NOUN
ejif-848	60	25	of	of	ADP
ejif-848	60	26	debt	debt	NOUN
ejif-848	60	27	;	;	PUNCT
ejif-848	60	28	2	2	X
ejif-848	60	29	.	.	X
ejif-848	60	30	profit	profit	NOUN
ejif-848	60	31	and	and	CCONJ
ejif-848	60	32	loss	loss	NOUN
ejif-848	60	33	sharing	sharing	NOUN
ejif-848	60	34	should	should	AUX
ejif-848	60	35	not	not	PART
ejif-848	60	36	be	be	AUX
ejif-848	60	37	made	make	VERB
ejif-848	60	38	dependent	dependent	ADJ
ejif-848	60	39	on	on	ADP
ejif-848	60	40	collateral	collateral	NOUN
ejif-848	60	41	or	or	CCONJ
ejif-848	60	42	guarantees	guarantee	NOUN
ejif-848	60	43	to	to	PART
ejif-848	60	44	reduce	reduce	VERB
ejif-848	60	45	credit	credit	NOUN
ejif-848	60	46	risk	risk	NOUN
ejif-848	60	47	;	;	PUNCT
ejif-848	60	48	3	3	X
ejif-848	60	49	.	.	X
ejif-848	60	50	profit	profit	NOUN
ejif-848	60	51	and	and	CCONJ
ejif-848	60	52	loss	loss	NOUN
ejif-848	60	53	sharing	sharing	NOUN
ejif-848	60	54	modes	mode	NOUN
ejif-848	60	55	expose	expose	VERB
ejif-848	60	56	islamic	islamic	ADJ
ejif-848	60	57	banks	bank	NOUN
ejif-848	60	58	to	to	ADP
ejif-848	60	59	more	more	ADV
ejif-848	60	60	operational	operational	ADJ
ejif-848	60	61	risk	risk	NOUN
ejif-848	60	62	;	;	PUNCT
ejif-848	60	63	4	4	X
ejif-848	60	64	.	.	X
ejif-848	60	65	product	product	NOUN
ejif-848	60	66	standardization	standardization	NOUN
ejif-848	60	67	becomes	become	VERB
ejif-848	60	68	more	more	ADV
ejif-848	60	69	difficult	difficult	ADJ
ejif-848	60	70	as	as	ADP
ejif-848	60	71	a	a	DET
ejif-848	60	72	result	result	NOUN
ejif-848	60	73	of	of	ADP
ejif-848	60	74	the	the	DET
ejif-848	60	75	multiplicity	multiplicity	NOUN
ejif-848	60	76	of	of	ADP
ejif-848	60	77	potential	potential	ADJ
ejif-848	60	78	financing	financing	NOUN
ejif-848	60	79	methods	method	NOUN
ejif-848	60	80	,	,	PUNCT
ejif-848	60	81	increasing	increase	VERB
ejif-848	60	82	operational	operational	ADJ
ejif-848	60	83	risk	risk	NOUN
ejif-848	60	84	and	and	CCONJ
ejif-848	60	85	legal	legal	ADJ
ejif-848	60	86	uncertainty	uncertainty	NOUN
ejif-848	60	87	in	in	ADP
ejif-848	60	88	interpreting	interpret	VERB
ejif-848	60	89	contracts	contract	NOUN
ejif-848	60	90	;	;	PUNCT
ejif-848	60	91	5	5	X
ejif-848	60	92	.	.	X
ejif-848	60	93	islamic	islamic	ADJ
ejif-848	60	94	banks	bank	NOUN
ejif-848	60	95	should	should	AUX
ejif-848	60	96	use	use	VERB
ejif-848	60	97	fewer	few	ADJ
ejif-848	60	98	risk	risk	NOUN
ejif-848	60	99	-	-	PUNCT
ejif-848	60	100	hedging	hedge	VERB
ejif-848	60	101	instruments	instrument	NOUN
ejif-848	60	102	and	and	CCONJ
ejif-848	60	103	techniques	technique	NOUN
ejif-848	60	104	than	than	ADP
ejif-848	60	105	conventional	conventional	ADJ
ejif-848	60	106	banks	bank	NOUN
ejif-848	60	107	;	;	PUNCT
ejif-848	60	108	6	6	X
ejif-848	60	109	.	.	NOUN
ejif-848	60	110	nonprofit	nonprofit	ADJ
ejif-848	60	111	and	and	CCONJ
ejif-848	60	112	loss	loss	NOUN
ejif-848	60	113	sharing	sharing	NOUN
ejif-848	60	114	modes	mode	NOUN
ejif-848	60	115	of	of	ADP
ejif-848	60	116	financing	financing	NOUN
ejif-848	60	117	are	be	AUX
ejif-848	60	118	less	less	ADV
ejif-848	60	119	risky	risky	ADJ
ejif-848	60	120	and	and	CCONJ
ejif-848	60	121	more	more	ADV
ejif-848	60	122	closely	closely	ADV
ejif-848	60	123	resemble	resemble	VERB
ejif-848	60	124	conventional	conventional	ADJ
ejif-848	60	125	financing	financing	NOUN
ejif-848	60	126	facilities	facility	NOUN
ejif-848	60	127	,	,	PUNCT
ejif-848	60	128	but	but	CCONJ
ejif-848	60	129	are	be	AUX
ejif-848	60	130	also	also	ADV
ejif-848	60	131	associated	associate	VERB
ejif-848	60	132	with	with	ADP
ejif-848	60	133	risks	risk	NOUN
ejif-848	60	134	(	(	PUNCT
ejif-848	60	135	such	such	ADJ
ejif-848	60	136	as	as	ADP
ejif-848	60	137	elevated	elevated	ADJ
ejif-848	60	138	operational	operational	ADJ
ejif-848	60	139	risk	risk	NOUN
ejif-848	60	140	in	in	ADP
ejif-848	60	141	some	some	DET
ejif-848	60	142	cases	case	NOUN
ejif-848	60	143	)	)	PUNCT
ejif-848	60	144	that	that	PRON
ejif-848	60	145	need	need	VERB
ejif-848	60	146	to	to	PART
ejif-848	60	147	be	be	AUX
ejif-848	60	148	recognized	recognize	VERB
ejif-848	60	149	;	;	PUNCT
ejif-848	60	150	7	7	X
ejif-848	60	151	.	.	X
ejif-848	60	152	a	a	DET
ejif-848	60	153	specific	specific	ADJ
ejif-848	60	154	risk	risk	NOUN
ejif-848	60	155	inherent	inherent	ADJ
ejif-848	60	156	in	in	ADP
ejif-848	60	157	islamic	islamic	ADJ
ejif-848	60	158	banks	bank	NOUN
ejif-848	60	159	stems	stem	VERB
ejif-848	60	160	from	from	ADP
ejif-848	60	161	the	the	DET
ejif-848	60	162	special	special	ADJ
ejif-848	60	163	nature	nature	NOUN
ejif-848	60	164	of	of	ADP
ejif-848	60	165	investment	investment	NOUN
ejif-848	60	166	deposits	deposit	NOUN
ejif-848	60	167	,	,	PUNCT
ejif-848	60	168	whose	whose	DET
ejif-848	60	169	capital	capital	NOUN
ejif-848	60	170	value	value	NOUN
ejif-848	60	171	and	and	CCONJ
ejif-848	60	172	rate	rate	NOUN
ejif-848	60	173	of	of	ADP
ejif-848	60	174	return	return	NOUN
ejif-848	60	175	are	be	AUX
ejif-848	60	176	not	not	PART
ejif-848	60	177	guaranteed	guarantee	VERB
ejif-848	60	178	.	.	PUNCT
ejif-848	61	1	v.	v.	ADP
ejif-848	61	2	financial	financial	ADJ
ejif-848	61	3	stability	stability	NOUN
ejif-848	61	4	of	of	ADP
ejif-848	61	5	islamic	islamic	ADJ
ejif-848	61	6	banks	bank	NOUN
ejif-848	61	7	in	in	ADP
ejif-848	61	8	reviewing	review	VERB
ejif-848	61	9	financial	financial	ADJ
ejif-848	61	10	stability	stability	NOUN
ejif-848	61	11	of	of	ADP
ejif-848	61	12	islamic	islamic	ADJ
ejif-848	61	13	banks	bank	NOUN
ejif-848	61	14	,	,	PUNCT
ejif-848	61	15	the	the	DET
ejif-848	61	16	study	study	NOUN
ejif-848	61	17	of	of	ADP
ejif-848	61	18	mat	mat	PROPN
ejif-848	61	19	rahim	rahim	PROPN
ejif-848	61	20	,	,	PUNCT
ejif-848	61	21	mohd	mohd	PROPN
ejif-848	61	22	hassan	hassan	PROPN
ejif-848	61	23	and	and	CCONJ
ejif-848	61	24	zakaria	zakaria	PROPN
ejif-848	61	25	(	(	PUNCT
ejif-848	61	26	2012	2012	NUM
ejif-848	61	27	)	)	PUNCT
ejif-848	61	28	is	be	AUX
ejif-848	61	29	one	one	NUM
ejif-848	61	30	of	of	ADP
ejif-848	61	31	the	the	DET
ejif-848	61	32	few	few	ADJ
ejif-848	61	33	in	in	ADP
ejif-848	61	34	the	the	DET
ejif-848	61	35	line	line	NOUN
ejif-848	61	36	of	of	ADP
ejif-848	61	37	the	the	DET
ejif-848	61	38	subject	subject	NOUN
ejif-848	61	39	of	of	ADP
ejif-848	61	40	this	this	DET
ejif-848	61	41	paper	paper	NOUN
ejif-848	61	42	.	.	PUNCT
ejif-848	62	1	mat	mat	PROPN
ejif-848	62	2	rahim	rahim	PROPN
ejif-848	62	3	,	,	PUNCT
ejif-848	62	4	mohd	mohd	PROPN
ejif-848	62	5	hassan	hassan	PROPN
ejif-848	62	6	and	and	CCONJ
ejif-848	62	7	zakaria	zakaria	PROPN
ejif-848	62	8	(	(	PUNCT
ejif-848	62	9	2012	2012	NUM
ejif-848	62	10	)	)	PUNCT
ejif-848	62	11	employed	employ	VERB
ejif-848	62	12	z	z	NOUN
ejif-848	62	13	-	-	PUNCT
ejif-848	62	14	score	score	NOUN
ejif-848	62	15	model	model	NOUN
ejif-848	62	16	to	to	PART
ejif-848	62	17	find	find	VERB
ejif-848	62	18	out	out	ADP
ejif-848	62	19	whether	whether	SCONJ
ejif-848	62	20	islamic	islamic	ADJ
ejif-848	62	21	banks	bank	NOUN
ejif-848	62	22	were	be	AUX
ejif-848	62	23	less	less	ADV
ejif-848	62	24	or	or	CCONJ
ejif-848	62	25	more	more	ADV
ejif-848	62	26	stable	stable	ADJ
ejif-848	62	27	than	than	ADP
ejif-848	62	28	conventional	conventional	ADJ
ejif-848	62	29	banks	bank	NOUN
ejif-848	62	30	.	.	PUNCT
ejif-848	63	1	the	the	DET
ejif-848	63	2	study	study	NOUN
ejif-848	63	3	collected	collect	VERB
ejif-848	63	4	data	datum	NOUN
ejif-848	63	5	from	from	ADP
ejif-848	63	6	17	17	NUM
ejif-848	63	7	islamic	islamic	ADJ
ejif-848	63	8	banks	bank	NOUN
ejif-848	63	9	and	and	CCONJ
ejif-848	63	10	21	21	NUM
ejif-848	63	11	conventional	conventional	ADJ
ejif-848	63	12	banks	bank	NOUN
ejif-848	63	13	from	from	ADP
ejif-848	63	14	their	their	PRON
ejif-848	63	15	annual	annual	ADJ
ejif-848	63	16	reports	report	NOUN
ejif-848	63	17	(	(	PUNCT
ejif-848	63	18	consolidated	consolidated	ADJ
ejif-848	63	19	and	and	CCONJ
ejif-848	63	20	unconsolidated	unconsolidated	ADJ
ejif-848	63	21	)	)	PUNCT
ejif-848	63	22	in	in	ADP
ejif-848	63	23	malaysia	malaysia	PROPN
ejif-848	63	24	.	.	PUNCT
ejif-848	64	1	the	the	DET
ejif-848	64	2	timeframe	timeframe	NOUN
ejif-848	64	3	covered	cover	VERB
ejif-848	64	4	in	in	ADP
ejif-848	64	5	this	this	DET
ejif-848	64	6	study	study	NOUN
ejif-848	64	7	was	be	AUX
ejif-848	64	8	2002	2002	NUM
ejif-848	64	9	-	-	SYM
ejif-848	64	10	2010	2010	NUM
ejif-848	64	11	.	.	PUNCT
ejif-848	65	1	the	the	DET
ejif-848	65	2	result	result	NOUN
ejif-848	65	3	of	of	ADP
ejif-848	65	4	the	the	DET
ejif-848	65	5	ejif	ejif	PROPN
ejif-848	65	6	–	–	PUNCT
ejif-848	65	7	european	european	PROPN
ejif-848	65	8	journal	journal	PROPN
ejif-848	65	9	of	of	ADP
ejif-848	65	10	islamic	islamic	PROPN
ejif-848	65	11	finance	finance	NOUN
ejif-848	65	12	no2	no2	PROPN
ejif-848	65	13	,	,	PUNCT
ejif-848	65	14	april	april	PROPN
ejif-848	65	15	(	(	PUNCT
ejif-848	65	16	2015	2015	NUM
ejif-848	65	17	)	)	PUNCT
ejif-848	65	18	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-848	65	19	issn	issn	VERB
ejif-848	65	20	2421	2421	NUM
ejif-848	65	21	-	-	SYM
ejif-848	65	22	2172	2172	NUM
ejif-848	65	23	4	4	NUM
ejif-848	65	24	z	z	NUM
ejif-848	65	25	-	-	PUNCT
ejif-848	65	26	score	score	NOUN
ejif-848	65	27	model	model	NOUN
ejif-848	65	28	specification	specification	NOUN
ejif-848	65	29	and	and	CCONJ
ejif-848	65	30	npl	npl	PROPN
ejif-848	65	31	analyses	analysis	NOUN
ejif-848	65	32	indicated	indicate	VERB
ejif-848	65	33	that	that	SCONJ
ejif-848	65	34	there	there	PRON
ejif-848	65	35	was	be	VERB
ejif-848	65	36	significant	significant	ADJ
ejif-848	65	37	difference	difference	NOUN
ejif-848	65	38	between	between	ADP
ejif-848	65	39	islamic	islamic	ADJ
ejif-848	65	40	banks	bank	NOUN
ejif-848	65	41	and	and	CCONJ
ejif-848	65	42	conventional	conventional	ADJ
ejif-848	65	43	.	.	PUNCT
ejif-848	66	1	nonetheless	nonetheless	ADV
ejif-848	66	2	,	,	PUNCT
ejif-848	66	3	the	the	DET
ejif-848	66	4	difference	difference	NOUN
ejif-848	66	5	found	find	VERB
ejif-848	66	6	was	be	AUX
ejif-848	66	7	that	that	SCONJ
ejif-848	66	8	islamic	islamic	ADJ
ejif-848	66	9	banks	bank	NOUN
ejif-848	66	10	had	have	VERB
ejif-848	66	11	significant	significant	ADJ
ejif-848	66	12	result	result	NOUN
ejif-848	66	13	towards	towards	ADP
ejif-848	66	14	risk	risk	NOUN
ejif-848	66	15	with	with	ADP
ejif-848	66	16	respect	respect	NOUN
ejif-848	66	17	to	to	ADP
ejif-848	66	18	cost	cost	NOUN
ejif-848	66	19	-	-	PUNCT
ejif-848	66	20	income	income	NOUN
ejif-848	66	21	ratios	ratio	NOUN
ejif-848	66	22	,	,	PUNCT
ejif-848	66	23	herfindahl	herfindahl	VERB
ejif-848	66	24	index	index	PROPN
ejif-848	66	25	,	,	PUNCT
ejif-848	66	26	gdp	gdp	NOUN
ejif-848	66	27	and	and	CCONJ
ejif-848	66	28	of	of	ADP
ejif-848	66	29	course	course	NOUN
ejif-848	66	30	inflation	inflation	NOUN
ejif-848	66	31	.	.	PUNCT
ejif-848	67	1	in	in	ADP
ejif-848	67	2	other	other	ADJ
ejif-848	67	3	words	word	NOUN
ejif-848	67	4	,	,	PUNCT
ejif-848	67	5	the	the	DET
ejif-848	67	6	findings	finding	NOUN
ejif-848	67	7	revealed	reveal	VERB
ejif-848	67	8	that	that	SCONJ
ejif-848	67	9	islamic	islamic	ADJ
ejif-848	67	10	banks	bank	NOUN
ejif-848	67	11	were	be	AUX
ejif-848	67	12	more	more	ADV
ejif-848	67	13	stable	stable	ADJ
ejif-848	67	14	than	than	ADP
ejif-848	67	15	their	their	PRON
ejif-848	67	16	conventional	conventional	ADJ
ejif-848	67	17	counterparts	counterpart	NOUN
ejif-848	67	18	.	.	PUNCT
ejif-848	68	1	said	say	VERB
ejif-848	68	2	(	(	PUNCT
ejif-848	68	3	2012	2012	NUM
ejif-848	68	4	)	)	PUNCT
ejif-848	68	5	in	in	ADP
ejif-848	68	6	his	his	PRON
ejif-848	68	7	study	study	NOUN
ejif-848	68	8	measured	measure	VERB
ejif-848	68	9	efficiency	efficiency	NOUN
ejif-848	68	10	in	in	ADP
ejif-848	68	11	islamic	islamic	ADJ
ejif-848	68	12	banking	banking	NOUN
ejif-848	68	13	during	during	ADP
ejif-848	68	14	the	the	DET
ejif-848	68	15	global	global	ADJ
ejif-848	68	16	financial	financial	ADJ
ejif-848	68	17	meltdown	meltdown	NOUN
ejif-848	68	18	.	.	PUNCT
ejif-848	69	1	owing	owe	VERB
ejif-848	69	2	to	to	ADP
ejif-848	69	3	the	the	DET
ejif-848	69	4	fact	fact	NOUN
ejif-848	69	5	that	that	SCONJ
ejif-848	69	6	islamic	islamic	PROPN
ejif-848	69	7	bank	bank	PROPN
ejif-848	69	8	promotes	promote	VERB
ejif-848	69	9	equity	equity	NOUN
ejif-848	69	10	based	base	VERB
ejif-848	69	11	model	model	NOUN
ejif-848	69	12	adopted	adopt	VERB
ejif-848	69	13	the	the	DET
ejif-848	69	14	data	datum	NOUN
ejif-848	69	15	envelopment	envelopment	ADJ
ejif-848	69	16	analysis	analysis	NOUN
ejif-848	69	17	(	(	PUNCT
ejif-848	69	18	dea	dea	NOUN
ejif-848	69	19	)	)	PUNCT
ejif-848	69	20	model	model	NOUN
ejif-848	69	21	.	.	PUNCT
ejif-848	70	1	his	his	PRON
ejif-848	70	2	data	datum	NOUN
ejif-848	70	3	were	be	AUX
ejif-848	70	4	collected	collect	VERB
ejif-848	70	5	from	from	ADP
ejif-848	70	6	the	the	DET
ejif-848	70	7	financial	financial	ADJ
ejif-848	70	8	statement	statement	NOUN
ejif-848	70	9	of	of	ADP
ejif-848	70	10	47	47	NUM
ejif-848	70	11	islamic	islamic	ADJ
ejif-848	70	12	banks	bank	NOUN
ejif-848	70	13	having	having	AUX
ejif-848	70	14	critically	critically	ADV
ejif-848	70	15	analysed	analyse	VERB
ejif-848	70	16	the	the	DET
ejif-848	70	17	end	end	NOUN
ejif-848	70	18	of	of	ADP
ejif-848	70	19	the	the	DET
ejif-848	70	20	year	year	NOUN
ejif-848	70	21	balance	balance	NOUN
ejif-848	70	22	sheet	sheet	NOUN
ejif-848	70	23	and	and	CCONJ
ejif-848	70	24	income	income	NOUN
ejif-848	70	25	statement	statement	NOUN
ejif-848	70	26	.	.	PUNCT
ejif-848	71	1	for	for	ADP
ejif-848	71	2	efficient	efficient	ADJ
ejif-848	71	3	analysis	analysis	NOUN
ejif-848	71	4	,	,	PUNCT
ejif-848	71	5	the	the	DET
ejif-848	71	6	author	author	NOUN
ejif-848	71	7	classified	classify	VERB
ejif-848	71	8	islamic	islamic	ADJ
ejif-848	71	9	banks	bank	NOUN
ejif-848	71	10	covered	cover	VERB
ejif-848	71	11	in	in	ADP
ejif-848	71	12	the	the	DET
ejif-848	71	13	study	study	NOUN
ejif-848	71	14	based	base	VERB
ejif-848	71	15	on	on	ADP
ejif-848	71	16	size	size	NOUN
ejif-848	71	17	and	and	CCONJ
ejif-848	71	18	region	region	NOUN
ejif-848	71	19	;	;	PUNCT
ejif-848	71	20	thus	thus	ADV
ejif-848	71	21	,	,	PUNCT
ejif-848	71	22	giving	give	VERB
ejif-848	71	23	mention	mention	NOUN
ejif-848	71	24	of	of	ADP
ejif-848	71	25	small	small	ADJ
ejif-848	71	26	and	and	CCONJ
ejif-848	71	27	large	large	ADJ
ejif-848	71	28	sized	sized	ADJ
ejif-848	71	29	banks	bank	NOUN
ejif-848	71	30	on	on	ADP
ejif-848	71	31	one	one	NUM
ejif-848	71	32	hand	hand	NOUN
ejif-848	71	33	and	and	CCONJ
ejif-848	71	34	middle	middle	ADJ
ejif-848	71	35	-	-	PUNCT
ejif-848	71	36	eastern	eastern	ADJ
ejif-848	71	37	and	and	CCONJ
ejif-848	71	38	non	non	ADJ
ejif-848	71	39	-	-	ADJ
ejif-848	71	40	middle	middle	ADJ
ejif-848	71	41	eastern	eastern	ADJ
ejif-848	71	42	banks	bank	NOUN
ejif-848	71	43	on	on	ADP
ejif-848	71	44	the	the	DET
ejif-848	71	45	other	other	ADJ
ejif-848	71	46	hand	hand	NOUN
ejif-848	71	47	.	.	PUNCT
ejif-848	72	1	the	the	DET
ejif-848	72	2	study	study	NOUN
ejif-848	72	3	concluded	conclude	VERB
ejif-848	72	4	that	that	SCONJ
ejif-848	72	5	large	large	ADJ
ejif-848	72	6	islamic	islamic	ADJ
ejif-848	72	7	banks	bank	NOUN
ejif-848	72	8	had	have	VERB
ejif-848	72	9	a	a	DET
ejif-848	72	10	boost	boost	NOUN
ejif-848	72	11	in	in	ADP
ejif-848	72	12	efficiency	efficiency	NOUN
ejif-848	72	13	during	during	ADP
ejif-848	72	14	2006	2006	NUM
ejif-848	72	15	to	to	ADP
ejif-848	72	16	2008	2008	NUM
ejif-848	72	17	crises	crisis	NOUN
ejif-848	72	18	but	but	CCONJ
ejif-848	72	19	declined	decline	VERB
ejif-848	72	20	in	in	ADP
ejif-848	72	21	2009	2009	NUM
ejif-848	72	22	.	.	PUNCT
ejif-848	73	1	in	in	ADP
ejif-848	73	2	contrast	contrast	NOUN
ejif-848	73	3	,	,	PUNCT
ejif-848	73	4	however	however	ADV
ejif-848	73	5	,	,	PUNCT
ejif-848	73	6	small	small	ADJ
ejif-848	73	7	to	to	PART
ejif-848	73	8	medium	medium	ADJ
ejif-848	73	9	banks	bank	NOUN
ejif-848	73	10	witnessed	witness	VERB
ejif-848	73	11	lower	low	ADJ
ejif-848	73	12	level	level	NOUN
ejif-848	73	13	of	of	ADP
ejif-848	73	14	efficiency	efficiency	NOUN
ejif-848	73	15	at	at	ADP
ejif-848	73	16	least	least	ADJ
ejif-848	73	17	at	at	ADP
ejif-848	73	18	the	the	DET
ejif-848	73	19	initial	initial	ADJ
ejif-848	73	20	stage	stage	NOUN
ejif-848	73	21	.	.	PUNCT
ejif-848	74	1	more	more	ADV
ejif-848	74	2	so	so	ADV
ejif-848	74	3	,	,	PUNCT
ejif-848	74	4	said	say	VERB
ejif-848	74	5	(	(	PUNCT
ejif-848	74	6	2012	2012	NUM
ejif-848	74	7	)	)	PUNCT
ejif-848	74	8	concluded	conclude	VERB
ejif-848	74	9	that	that	SCONJ
ejif-848	74	10	the	the	DET
ejif-848	74	11	efficiency	efficiency	NOUN
ejif-848	74	12	of	of	ADP
ejif-848	74	13	islamic	islamic	ADJ
ejif-848	74	14	banks	bank	NOUN
ejif-848	74	15	improved	improve	VERB
ejif-848	74	16	appreciably	appreciably	ADV
ejif-848	74	17	during	during	ADP
ejif-848	74	18	the	the	DET
ejif-848	74	19	economic	economic	ADJ
ejif-848	74	20	crises	crisis	NOUN
ejif-848	74	21	at	at	ADP
ejif-848	74	22	both	both	DET
ejif-848	74	23	regions	region	NOUN
ejif-848	74	24	:	:	PUNCT
ejif-848	74	25	middle	middle	ADJ
ejif-848	74	26	-	-	PUNCT
ejif-848	74	27	eastern	eastern	ADJ
ejif-848	74	28	and	and	CCONJ
ejif-848	74	29	non	non	ADJ
ejif-848	74	30	-	-	ADJ
ejif-848	74	31	middle	middle	ADJ
ejif-848	74	32	eastern	eastern	ADJ
ejif-848	74	33	countries	country	NOUN
ejif-848	74	34	.	.	PUNCT
ejif-848	75	1	furthermore	furthermore	ADV
ejif-848	75	2	,	,	PUNCT
ejif-848	75	3	cihak	cihak	NOUN
ejif-848	75	4	and	and	CCONJ
ejif-848	75	5	hesse	hesse	PROPN
ejif-848	75	6	(	(	PUNCT
ejif-848	75	7	2008	2008	NUM
ejif-848	75	8	)	)	PUNCT
ejif-848	75	9	studied	study	VERB
ejif-848	75	10	the	the	DET
ejif-848	75	11	financial	financial	ADJ
ejif-848	75	12	stability	stability	NOUN
ejif-848	75	13	of	of	ADP
ejif-848	75	14	islamic	islamic	ADJ
ejif-848	75	15	and	and	CCONJ
ejif-848	75	16	conventional	conventional	ADJ
ejif-848	75	17	banks	bank	NOUN
ejif-848	75	18	.	.	PUNCT
ejif-848	76	1	all	all	DET
ejif-848	76	2	relevant	relevant	ADJ
ejif-848	76	3	were	be	AUX
ejif-848	76	4	collected	collect	VERB
ejif-848	76	5	data	datum	NOUN
ejif-848	76	6	from	from	ADP
ejif-848	76	7	bank	bank	NOUN
ejif-848	76	8	-	-	PUNCT
ejif-848	76	9	scope	scope	NOUN
ejif-848	76	10	database	database	NOUN
ejif-848	76	11	;	;	PUNCT
ejif-848	76	12	due	due	ADP
ejif-848	76	13	to	to	ADP
ejif-848	76	14	availability	availability	NOUN
ejif-848	76	15	to	to	ADP
ejif-848	76	16	information	information	NOUN
ejif-848	76	17	,	,	PUNCT
ejif-848	76	18	the	the	DET
ejif-848	76	19	data	datum	NOUN
ejif-848	76	20	collected	collect	VERB
ejif-848	76	21	was	be	AUX
ejif-848	76	22	on	on	ADP
ejif-848	76	23	unconsolidated	unconsolidated	ADJ
ejif-848	76	24	bank	bank	NOUN
ejif-848	76	25	statement	statement	NOUN
ejif-848	76	26	.	.	PUNCT
ejif-848	77	1	anyway	anyway	ADV
ejif-848	77	2	,	,	PUNCT
ejif-848	77	3	the	the	DET
ejif-848	77	4	study	study	NOUN
ejif-848	77	5	encompassed	encompass	VERB
ejif-848	77	6	77	77	NUM
ejif-848	77	7	islamic	islamic	ADJ
ejif-848	77	8	banks	bank	NOUN
ejif-848	77	9	and	and	CCONJ
ejif-848	77	10	397	397	NUM
ejif-848	77	11	conventional	conventional	ADJ
ejif-848	77	12	banks	bank	NOUN
ejif-848	77	13	over	over	ADP
ejif-848	77	14	a	a	DET
ejif-848	77	15	period	period	NOUN
ejif-848	77	16	of	of	ADP
ejif-848	77	17	1993	1993	NUM
ejif-848	77	18	to	to	ADP
ejif-848	77	19	2004	2004	NUM
ejif-848	77	20	.	.	PUNCT
ejif-848	78	1	the	the	DET
ejif-848	78	2	study	study	NOUN
ejif-848	78	3	which	which	PRON
ejif-848	78	4	adopted	adopt	VERB
ejif-848	78	5	z	z	ADJ
ejif-848	78	6	-	-	PUNCT
ejif-848	78	7	score	score	NOUN
ejif-848	78	8	model	model	NOUN
ejif-848	78	9	to	to	PART
ejif-848	78	10	analyze	analyze	VERB
ejif-848	78	11	its	its	PRON
ejif-848	78	12	data	datum	NOUN
ejif-848	78	13	found	find	VERB
ejif-848	78	14	that	that	SCONJ
ejif-848	78	15	islamic	islamic	ADJ
ejif-848	78	16	banks	bank	NOUN
ejif-848	78	17	were	be	AUX
ejif-848	78	18	more	more	ADV
ejif-848	78	19	likely	likely	ADJ
ejif-848	78	20	to	to	PART
ejif-848	78	21	be	be	AUX
ejif-848	78	22	sound	sound	ADJ
ejif-848	78	23	and	and	CCONJ
ejif-848	78	24	stable	stable	ADJ
ejif-848	78	25	than	than	ADP
ejif-848	78	26	conventional	conventional	ADJ
ejif-848	78	27	banks	bank	NOUN
ejif-848	78	28	.	.	PUNCT
ejif-848	79	1	the	the	DET
ejif-848	79	2	result	result	NOUN
ejif-848	79	3	of	of	ADP
ejif-848	79	4	the	the	DET
ejif-848	79	5	analyses	analysis	NOUN
ejif-848	79	6	also	also	ADV
ejif-848	79	7	showed	show	VERB
ejif-848	79	8	that	that	SCONJ
ejif-848	79	9	large	large	ADJ
ejif-848	79	10	islamic	islamic	ADJ
ejif-848	79	11	banks	bank	NOUN
ejif-848	79	12	were	be	AUX
ejif-848	79	13	less	less	ADV
ejif-848	79	14	stable	stable	ADJ
ejif-848	79	15	than	than	ADP
ejif-848	79	16	both	both	CCONJ
ejif-848	79	17	small	small	ADJ
ejif-848	79	18	islamic	islamic	ADJ
ejif-848	79	19	banks	bank	NOUN
ejif-848	79	20	and	and	CCONJ
ejif-848	79	21	large	large	ADJ
ejif-848	79	22	conventional	conventional	ADJ
ejif-848	79	23	banks	bank	NOUN
ejif-848	79	24	;	;	PUNCT
ejif-848	79	25	while	while	SCONJ
ejif-848	79	26	small	small	ADJ
ejif-848	79	27	islamic	islamic	ADJ
ejif-848	79	28	banks	bank	NOUN
ejif-848	79	29	were	be	AUX
ejif-848	79	30	quite	quite	ADV
ejif-848	79	31	as	as	ADV
ejif-848	79	32	stable	stable	ADJ
ejif-848	79	33	as	as	ADP
ejif-848	79	34	small	small	ADJ
ejif-848	79	35	conventional	conventional	ADJ
ejif-848	79	36	banks	bank	NOUN
ejif-848	79	37	.	.	PUNCT
ejif-848	80	1	in	in	ADP
ejif-848	80	2	other	other	ADJ
ejif-848	80	3	words	word	NOUN
ejif-848	80	4	,	,	PUNCT
ejif-848	80	5	the	the	DET
ejif-848	80	6	findings	finding	NOUN
ejif-848	80	7	of	of	ADP
ejif-848	80	8	the	the	DET
ejif-848	80	9	study	study	NOUN
ejif-848	80	10	revealed	reveal	VERB
ejif-848	80	11	that	that	SCONJ
ejif-848	80	12	small	small	ADJ
ejif-848	80	13	islamic	islamic	ADJ
ejif-848	80	14	banks	bank	NOUN
ejif-848	80	15	have	have	VERB
ejif-848	80	16	a	a	DET
ejif-848	80	17	propensity	propensity	NOUN
ejif-848	80	18	to	to	PART
ejif-848	80	19	be	be	AUX
ejif-848	80	20	financially	financially	ADV
ejif-848	80	21	stronger	strong	ADJ
ejif-848	80	22	than	than	ADP
ejif-848	80	23	conventional	conventional	ADJ
ejif-848	80	24	banks	bank	NOUN
ejif-848	80	25	;	;	PUNCT
ejif-848	80	26	when	when	SCONJ
ejif-848	80	27	large	large	ADJ
ejif-848	80	28	conventional	conventional	ADJ
ejif-848	80	29	banks	bank	NOUN
ejif-848	80	30	are	be	AUX
ejif-848	80	31	possibly	possibly	ADV
ejif-848	80	32	stronger	strong	ADJ
ejif-848	80	33	than	than	ADP
ejif-848	80	34	large	large	ADJ
ejif-848	80	35	islamic	islamic	ADJ
ejif-848	80	36	banks	bank	NOUN
ejif-848	80	37	.	.	PUNCT
ejif-848	81	1	the	the	DET
ejif-848	81	2	study	study	NOUN
ejif-848	81	3	of	of	ADP
ejif-848	81	4	cihak	cihak	NOUN
ejif-848	81	5	and	and	CCONJ
ejif-848	81	6	hesse	hesse	PROPN
ejif-848	81	7	(	(	PUNCT
ejif-848	81	8	2008	2008	NUM
ejif-848	81	9	)	)	PUNCT
ejif-848	81	10	also	also	ADV
ejif-848	81	11	found	find	VERB
ejif-848	81	12	that	that	SCONJ
ejif-848	81	13	small	small	ADJ
ejif-848	81	14	islamic	islamic	ADJ
ejif-848	81	15	banks	bank	NOUN
ejif-848	81	16	were	be	AUX
ejif-848	81	17	financially	financially	ADV
ejif-848	81	18	stronger	strong	ADJ
ejif-848	81	19	than	than	ADP
ejif-848	81	20	large	large	ADJ
ejif-848	81	21	islamic	islamic	ADJ
ejif-848	81	22	banks	bank	NOUN
ejif-848	81	23	.	.	PUNCT
ejif-848	82	1	thus	thus	ADV
ejif-848	82	2	,	,	PUNCT
ejif-848	82	3	the	the	DET
ejif-848	82	4	research	research	NOUN
ejif-848	82	5	concluded	conclude	VERB
ejif-848	82	6	that	that	SCONJ
ejif-848	82	7	islamic	islamic	ADJ
ejif-848	82	8	banks	bank	NOUN
ejif-848	82	9	could	could	AUX
ejif-848	82	10	be	be	AUX
ejif-848	82	11	said	say	VERB
ejif-848	82	12	to	to	PART
ejif-848	82	13	be	be	AUX
ejif-848	82	14	more	more	ADV
ejif-848	82	15	stable	stable	ADJ
ejif-848	82	16	when	when	SCONJ
ejif-848	82	17	on	on	ADP
ejif-848	82	18	a	a	DET
ejif-848	82	19	small	small	ADJ
ejif-848	82	20	scale	scale	NOUN
ejif-848	82	21	but	but	CCONJ
ejif-848	82	22	were	be	AUX
ejif-848	82	23	less	less	ADV
ejif-848	82	24	stable	stable	ADJ
ejif-848	82	25	when	when	SCONJ
ejif-848	82	26	operating	operate	VERB
ejif-848	82	27	on	on	ADP
ejif-848	82	28	a	a	DET
ejif-848	82	29	large	large	ADJ
ejif-848	82	30	scale	scale	NOUN
ejif-848	82	31	.	.	PUNCT
ejif-848	83	1	the	the	DET
ejif-848	83	2	reason	reason	NOUN
ejif-848	83	3	advanced	advanced	ADJ
ejif-848	83	4	for	for	ADP
ejif-848	83	5	the	the	DET
ejif-848	83	6	less	less	ADJ
ejif-848	83	7	stability	stability	NOUN
ejif-848	83	8	of	of	ADP
ejif-848	83	9	large	large	ADJ
ejif-848	83	10	scale	scale	NOUN
ejif-848	83	11	islamic	islamic	ADJ
ejif-848	83	12	banks	bank	NOUN
ejif-848	83	13	is	be	AUX
ejif-848	83	14	that	that	SCONJ
ejif-848	83	15	they	they	PRON
ejif-848	83	16	find	find	VERB
ejif-848	83	17	it	it	PRON
ejif-848	83	18	more	more	ADV
ejif-848	83	19	complex	complex	ADJ
ejif-848	83	20	to	to	PART
ejif-848	83	21	regulate	regulate	VERB
ejif-848	83	22	their	their	PRON
ejif-848	83	23	credit	credit	NOUN
ejif-848	83	24	risk	risk	NOUN
ejif-848	83	25	monitoring	monitoring	NOUN
ejif-848	83	26	system	system	NOUN
ejif-848	83	27	as	as	SCONJ
ejif-848	83	28	they	they	PRON
ejif-848	83	29	expand	expand	VERB
ejif-848	83	30	.	.	PUNCT
ejif-848	84	1	in	in	ADP
ejif-848	84	2	the	the	DET
ejif-848	84	3	same	same	ADJ
ejif-848	84	4	vein	vein	NOUN
ejif-848	84	5	,	,	PUNCT
ejif-848	84	6	cihak	cihak	NOUN
ejif-848	84	7	and	and	CCONJ
ejif-848	84	8	hesse	hesse	PROPN
ejif-848	84	9	(	(	PUNCT
ejif-848	84	10	2008	2008	NUM
ejif-848	84	11	)	)	PUNCT
ejif-848	84	12	asserted	assert	VERB
ejif-848	84	13	that	that	SCONJ
ejif-848	84	14	the	the	DET
ejif-848	84	15	consequential	consequential	ADJ
ejif-848	84	16	effect	effect	NOUN
ejif-848	84	17	of	of	ADP
ejif-848	84	18	inappropriate	inappropriate	ADJ
ejif-848	84	19	credit	credit	NOUN
ejif-848	84	20	risk	risk	NOUN
ejif-848	84	21	management	management	NOUN
ejif-848	84	22	is	be	AUX
ejif-848	84	23	that	that	SCONJ
ejif-848	84	24	various	various	ADJ
ejif-848	84	25	profit	profit	NOUN
ejif-848	84	26	and	and	CCONJ
ejif-848	84	27	loss	loss	NOUN
ejif-848	84	28	arrangements	arrangement	NOUN
ejif-848	84	29	will	will	AUX
ejif-848	84	30	become	become	VERB
ejif-848	84	31	very	very	ADV
ejif-848	84	32	much	much	ADV
ejif-848	84	33	more	more	ADV
ejif-848	84	34	complicated	complicated	ADJ
ejif-848	84	35	as	as	ADP
ejif-848	84	36	the	the	DET
ejif-848	84	37	banking	banking	NOUN
ejif-848	84	38	operation	operation	NOUN
ejif-848	84	39	experiences	experience	NOUN
ejif-848	84	40	growth	growth	NOUN
ejif-848	84	41	;	;	PUNCT
ejif-848	84	42	thereby	thereby	ADV
ejif-848	84	43	resulting	result	VERB
ejif-848	84	44	in	in	ADP
ejif-848	84	45	the	the	DET
ejif-848	84	46	prevalent	prevalent	NOUN
ejif-848	84	47	of	of	ADP
ejif-848	84	48	adverse	adverse	ADJ
ejif-848	84	49	selection	selection	NOUN
ejif-848	84	50	and	and	CCONJ
ejif-848	84	51	moral	moral	ADJ
ejif-848	84	52	hazard	hazard	NOUN
ejif-848	84	53	.	.	PUNCT
ejif-848	85	1	however	however	ADV
ejif-848	85	2	,	,	PUNCT
ejif-848	85	3	the	the	DET
ejif-848	85	4	findings	finding	NOUN
ejif-848	85	5	showed	show	VERB
ejif-848	85	6	that	that	SCONJ
ejif-848	85	7	small	small	ADJ
ejif-848	85	8	banks	bank	NOUN
ejif-848	85	9	do	do	AUX
ejif-848	85	10	not	not	PART
ejif-848	85	11	share	share	VERB
ejif-848	85	12	this	this	PRON
ejif-848	85	13	with	with	ADP
ejif-848	85	14	big	big	ADJ
ejif-848	85	15	ones	one	NOUN
ejif-848	85	16	.	.	PUNCT
ejif-848	86	1	small	small	ADJ
ejif-848	86	2	banks	bank	NOUN
ejif-848	86	3	are	be	AUX
ejif-848	86	4	more	more	ADV
ejif-848	86	5	stable	stable	ADJ
ejif-848	86	6	as	as	SCONJ
ejif-848	86	7	they	they	PRON
ejif-848	86	8	concentrate	concentrate	VERB
ejif-848	86	9	on	on	ADP
ejif-848	86	10	lowrisk	lowrisk	PROPN
ejif-848	86	11	investment	investment	NOUN
ejif-848	86	12	and	and	CCONJ
ejif-848	86	13	fee	fee	NOUN
ejif-848	86	14	income	income	NOUN
ejif-848	86	15	while	while	SCONJ
ejif-848	86	16	large	large	ADJ
ejif-848	86	17	banks	bank	NOUN
ejif-848	86	18	do	do	VERB
ejif-848	86	19	more	more	ADJ
ejif-848	86	20	of	of	ADP
ejif-848	86	21	profit	profit	NOUN
ejif-848	86	22	and	and	CCONJ
ejif-848	86	23	loss	loss	NOUN
ejif-848	86	24	business	business	NOUN
ejif-848	86	25	.	.	PUNCT
ejif-848	87	1	albeit	albeit	SCONJ
ejif-848	87	2	,	,	PUNCT
ejif-848	87	3	transactions	transaction	NOUN
ejif-848	87	4	in	in	ADP
ejif-848	87	5	islamic	islamic	ADJ
ejif-848	87	6	banks	bank	NOUN
ejif-848	87	7	(	(	PUNCT
ejif-848	87	8	and	and	CCONJ
ejif-848	87	9	other	other	ADJ
ejif-848	87	10	related	related	ADJ
ejif-848	87	11	financial	financial	ADJ
ejif-848	87	12	institutions	institution	NOUN
ejif-848	87	13	)	)	PUNCT
ejif-848	87	14	are	be	AUX
ejif-848	87	15	totally	totally	ADV
ejif-848	87	16	free	free	ADJ
ejif-848	87	17	from	from	ADP
ejif-848	87	18	interest	interest	NOUN
ejif-848	87	19	,	,	PUNCT
ejif-848	87	20	movements	movement	NOUN
ejif-848	87	21	in	in	ADP
ejif-848	87	22	the	the	DET
ejif-848	87	23	interest	interest	NOUN
ejif-848	87	24	rate	rate	NOUN
ejif-848	87	25	have	have	VERB
ejif-848	87	26	significant	significant	ADJ
ejif-848	87	27	effects	effect	NOUN
ejif-848	87	28	on	on	ADP
ejif-848	87	29	the	the	DET
ejif-848	87	30	performance	performance	NOUN
ejif-848	87	31	of	of	ADP
ejif-848	87	32	islamic	islamic	ADJ
ejif-848	87	33	banks	bank	NOUN
ejif-848	87	34	.	.	PUNCT
ejif-848	88	1	this	this	PRON
ejif-848	88	2	was	be	AUX
ejif-848	88	3	the	the	DET
ejif-848	88	4	outcome	outcome	NOUN
ejif-848	88	5	of	of	ADP
ejif-848	88	6	a	a	DET
ejif-848	88	7	study	study	NOUN
ejif-848	88	8	conducted	conduct	VERB
ejif-848	88	9	by	by	ADP
ejif-848	88	10	zairy	zairy	NOUN
ejif-848	88	11	and	and	CCONJ
ejif-848	88	12	salina	salina	PROPN
ejif-848	88	13	(	(	PUNCT
ejif-848	88	14	2012	2012	NUM
ejif-848	88	15	)	)	PUNCT
ejif-848	88	16	that	that	PRON
ejif-848	88	17	centered	center	VERB
ejif-848	88	18	around	around	ADP
ejif-848	88	19	a	a	DET
ejif-848	88	20	review	review	NOUN
ejif-848	88	21	of	of	ADP
ejif-848	88	22	the	the	DET
ejif-848	88	23	literature	literature	NOUN
ejif-848	88	24	on	on	ADP
ejif-848	88	25	the	the	DET
ejif-848	88	26	rate	rate	NOUN
ejif-848	88	27	of	of	ADP
ejif-848	88	28	return	return	NOUN
ejif-848	88	29	and	and	CCONJ
ejif-848	88	30	risk	risk	NOUN
ejif-848	88	31	in	in	ADP
ejif-848	88	32	islamic	islamic	ADJ
ejif-848	88	33	banks	bank	NOUN
ejif-848	88	34	.	.	PUNCT
ejif-848	89	1	the	the	DET
ejif-848	89	2	authors	author	NOUN
ejif-848	89	3	maintained	maintain	VERB
ejif-848	89	4	that	that	SCONJ
ejif-848	89	5	development	development	NOUN
ejif-848	89	6	of	of	ADP
ejif-848	89	7	islamic	islamic	ADJ
ejif-848	89	8	banking	banking	NOUN
ejif-848	89	9	alongside	alongside	ADV
ejif-848	89	10	with	with	ADP
ejif-848	89	11	the	the	DET
ejif-848	89	12	conventional	conventional	ADJ
ejif-848	89	13	banking	banking	NOUN
ejif-848	89	14	system	system	NOUN
ejif-848	89	15	poses	pose	VERB
ejif-848	89	16	several	several	ADJ
ejif-848	89	17	problems	problem	NOUN
ejif-848	89	18	while	while	SCONJ
ejif-848	89	19	the	the	DET
ejif-848	89	20	persistent	persistent	ADJ
ejif-848	89	21	reliance	reliance	NOUN
ejif-848	89	22	on	on	ADP
ejif-848	89	23	conventional	conventional	ADJ
ejif-848	89	24	market	market	NOUN
ejif-848	89	25	interest	interest	NOUN
ejif-848	89	26	rate	rate	NOUN
ejif-848	89	27	as	as	ADP
ejif-848	89	28	benchmark	benchmark	NOUN
ejif-848	89	29	due	due	ADP
ejif-848	89	30	to	to	ADP
ejif-848	89	31	absence	absence	NOUN
ejif-848	89	32	of	of	ADP
ejif-848	89	33	an	an	DET
ejif-848	89	34	islamic	islamic	ADJ
ejif-848	89	35	index	index	NOUN
ejif-848	89	36	rate	rate	NOUN
ejif-848	89	37	of	of	ADP
ejif-848	89	38	return	return	NOUN
ejif-848	89	39	at	at	ADP
ejif-848	89	40	the	the	DET
ejif-848	89	41	moment	moment	NOUN
ejif-848	89	42	increases	increase	VERB
ejif-848	89	43	the	the	DET
ejif-848	89	44	sensitivity	sensitivity	NOUN
ejif-848	89	45	of	of	ADP
ejif-848	89	46	islamic	islamic	ADJ
ejif-848	89	47	banks	bank	NOUN
ejif-848	89	48	to	to	ADP
ejif-848	89	49	the	the	DET
ejif-848	89	50	changes	change	NOUN
ejif-848	89	51	in	in	ADP
ejif-848	89	52	the	the	DET
ejif-848	89	53	interest	interest	NOUN
ejif-848	89	54	rate	rate	NOUN
ejif-848	89	55	.	.	PUNCT
ejif-848	90	1	this	this	PRON
ejif-848	90	2	,	,	PUNCT
ejif-848	90	3	ultimately	ultimately	ADV
ejif-848	90	4	,	,	PUNCT
ejif-848	90	5	contributes	contribute	VERB
ejif-848	90	6	to	to	ADP
ejif-848	90	7	the	the	DET
ejif-848	90	8	stability	stability	NOUN
ejif-848	90	9	or	or	CCONJ
ejif-848	90	10	otherwise	otherwise	ADV
ejif-848	90	11	of	of	ADP
ejif-848	90	12	the	the	DET
ejif-848	90	13	islamic	islamic	ADJ
ejif-848	90	14	financial	financial	ADJ
ejif-848	90	15	system	system	NOUN
ejif-848	90	16	.	.	PUNCT
ejif-848	91	1	as	as	ADP
ejif-848	91	2	a	a	DET
ejif-848	91	3	way	way	NOUN
ejif-848	91	4	out	out	ADP
ejif-848	91	5	of	of	ADP
ejif-848	91	6	this	this	DET
ejif-848	91	7	impediment	impediment	NOUN
ejif-848	91	8	,	,	PUNCT
ejif-848	91	9	islamic	islamic	ADJ
ejif-848	91	10	banks	bank	NOUN
ejif-848	91	11	should	should	AUX
ejif-848	91	12	therefore	therefore	ADV
ejif-848	91	13	create	create	VERB
ejif-848	91	14	their	their	PRON
ejif-848	91	15	own	own	ADJ
ejif-848	91	16	instrument	instrument	NOUN
ejif-848	91	17	that	that	PRON
ejif-848	91	18	can	can	AUX
ejif-848	91	19	be	be	AUX
ejif-848	91	20	adopted	adopt	VERB
ejif-848	91	21	in	in	ADP
ejif-848	91	22	setting	set	VERB
ejif-848	91	23	their	their	PRON
ejif-848	91	24	rate	rate	NOUN
ejif-848	91	25	of	of	ADP
ejif-848	91	26	return	return	NOUN
ejif-848	91	27	.	.	PUNCT
ejif-848	92	1	wahida	wahida	PROPN
ejif-848	92	2	and	and	CCONJ
ejif-848	92	3	robin	robin	PROPN
ejif-848	92	4	(	(	PUNCT
ejif-848	92	5	2010	2010	NUM
ejif-848	92	6	)	)	PUNCT
ejif-848	92	7	in	in	ADP
ejif-848	92	8	their	their	PRON
ejif-848	92	9	study	study	NOUN
ejif-848	92	10	compared	compare	VERB
ejif-848	92	11	efficiency	efficiency	NOUN
ejif-848	92	12	of	of	ADP
ejif-848	92	13	islamic	islamic	ADJ
ejif-848	92	14	banks	bank	NOUN
ejif-848	92	15	and	and	CCONJ
ejif-848	92	16	conventional	conventional	ADJ
ejif-848	92	17	banks	bank	NOUN
ejif-848	92	18	in	in	ADP
ejif-848	92	19	turkey	turkey	PROPN
ejif-848	92	20	,	,	PUNCT
ejif-848	92	21	germany	germany	PROPN
ejif-848	92	22	and	and	CCONJ
ejif-848	92	23	united	united	ADJ
ejif-848	92	24	kingdom	kingdom	PROPN
ejif-848	92	25	.	.	PUNCT
ejif-848	93	1	the	the	DET
ejif-848	93	2	study	study	NOUN
ejif-848	93	3	which	which	PRON
ejif-848	93	4	covered	cover	VERB
ejif-848	93	5	the	the	DET
ejif-848	93	6	period	period	NOUN
ejif-848	93	7	from	from	ADP
ejif-848	93	8	2005	2005	NUM
ejif-848	93	9	to	to	ADP
ejif-848	93	10	2008	2008	NUM
ejif-848	93	11	adopted	adopt	VERB
ejif-848	93	12	a	a	DET
ejif-848	93	13	non	non	ADJ
ejif-848	93	14	-	-	ADJ
ejif-848	93	15	parametric	parametric	ADJ
ejif-848	93	16	method	method	NOUN
ejif-848	93	17	as	as	ADP
ejif-848	93	18	a	a	DET
ejif-848	93	19	measure	measure	NOUN
ejif-848	93	20	of	of	ADP
ejif-848	93	21	efficiency	efficiency	NOUN
ejif-848	93	22	.	.	PUNCT
ejif-848	94	1	the	the	DET
ejif-848	94	2	authors	author	NOUN
ejif-848	94	3	found	find	VERB
ejif-848	94	4	that	that	SCONJ
ejif-848	94	5	islamic	islamic	ADJ
ejif-848	94	6	banks	bank	NOUN
ejif-848	94	7	were	be	AUX
ejif-848	94	8	more	more	ADV
ejif-848	94	9	efficient	efficient	ADJ
ejif-848	94	10	than	than	ADP
ejif-848	94	11	conventional	conventional	ADJ
ejif-848	94	12	.	.	PUNCT
ejif-848	95	1	this	this	PRON
ejif-848	95	2	meant	mean	VERB
ejif-848	95	3	that	that	SCONJ
ejif-848	95	4	there	there	PRON
ejif-848	95	5	was	be	VERB
ejif-848	95	6	lower	low	ADJ
ejif-848	95	7	cost	cost	NOUN
ejif-848	95	8	efficiency	efficiency	NOUN
ejif-848	95	9	for	for	ADP
ejif-848	95	10	islamic	islamic	ADJ
ejif-848	95	11	banks	bank	NOUN
ejif-848	95	12	as	as	ADP
ejif-848	95	13	against	against	ADP
ejif-848	95	14	their	their	PRON
ejif-848	95	15	conventional	conventional	ADJ
ejif-848	95	16	counterparts	counterpart	NOUN
ejif-848	95	17	in	in	ADP
ejif-848	95	18	europe	europe	PROPN
ejif-848	95	19	.	.	PUNCT
ejif-848	96	1	according	accord	VERB
ejif-848	96	2	to	to	ADP
ejif-848	96	3	the	the	DET
ejif-848	96	4	authors	author	NOUN
ejif-848	96	5	,	,	PUNCT
ejif-848	96	6	even	even	ADV
ejif-848	96	7	though	though	ADV
ejif-848	96	8	,	,	PUNCT
ejif-848	96	9	the	the	DET
ejif-848	96	10	values	value	NOUN
ejif-848	96	11	of	of	ADP
ejif-848	96	12	asset	asset	NOUN
ejif-848	96	13	of	of	ADP
ejif-848	96	14	islamic	islamic	ADJ
ejif-848	96	15	banks	bank	NOUN
ejif-848	96	16	were	be	AUX
ejif-848	96	17	not	not	PART
ejif-848	96	18	as	as	ADV
ejif-848	96	19	much	much	ADJ
ejif-848	96	20	as	as	ADP
ejif-848	96	21	that	that	PRON
ejif-848	96	22	of	of	ADP
ejif-848	96	23	the	the	DET
ejif-848	96	24	conventional	conventional	ADJ
ejif-848	96	25	banks	bank	NOUN
ejif-848	96	26	,	,	PUNCT
ejif-848	96	27	islamic	islamic	ADJ
ejif-848	96	28	banks	bank	NOUN
ejif-848	96	29	were	be	AUX
ejif-848	96	30	still	still	ADV
ejif-848	96	31	efficient	efficient	ADJ
ejif-848	96	32	especially	especially	ADV
ejif-848	96	33	in	in	ADP
ejif-848	96	34	terms	term	NOUN
ejif-848	96	35	of	of	ADP
ejif-848	96	36	cost	cost	NOUN
ejif-848	96	37	.	.	PUNCT
ejif-848	97	1	the	the	DET
ejif-848	97	2	implication	implication	NOUN
ejif-848	97	3	of	of	ADP
ejif-848	97	4	this	this	PRON
ejif-848	97	5	is	be	AUX
ejif-848	97	6	that	that	SCONJ
ejif-848	97	7	based	base	VERB
ejif-848	97	8	on	on	ADP
ejif-848	97	9	the	the	DET
ejif-848	97	10	outcome	outcome	NOUN
ejif-848	97	11	of	of	ADP
ejif-848	97	12	the	the	DET
ejif-848	97	13	study	study	NOUN
ejif-848	98	1	islamic	islamic	ADJ
ejif-848	98	2	banks	bank	NOUN
ejif-848	98	3	have	have	AUX
ejif-848	98	4	cost	cost	NOUN
ejif-848	98	5	control	control	NOUN
ejif-848	98	6	mechanism	mechanism	NOUN
ejif-848	98	7	as	as	SCONJ
ejif-848	98	8	compared	compare	VERB
ejif-848	98	9	to	to	ADP
ejif-848	98	10	conventional	conventional	ADJ
ejif-848	98	11	banks	bank	NOUN
ejif-848	98	12	.	.	PUNCT
ejif-848	99	1	it	it	PRON
ejif-848	99	2	is	be	AUX
ejif-848	99	3	therefore	therefore	ADV
ejif-848	99	4	proven	prove	VERB
ejif-848	99	5	empirically	empirically	ADV
ejif-848	99	6	that	that	SCONJ
ejif-848	99	7	islamic	islamic	ADJ
ejif-848	99	8	banks	bank	NOUN
ejif-848	99	9	were	be	AUX
ejif-848	99	10	more	more	ADV
ejif-848	99	11	efficient	efficient	ADJ
ejif-848	99	12	in	in	ADP
ejif-848	99	13	the	the	DET
ejif-848	99	14	three	three	NUM
ejif-848	99	15	european	european	ADJ
ejif-848	99	16	countries	country	NOUN
ejif-848	99	17	than	than	ADP
ejif-848	99	18	conventional	conventional	ADJ
ejif-848	99	19	banks	bank	NOUN
ejif-848	99	20	.	.	PUNCT
ejif-848	100	1	the	the	DET
ejif-848	100	2	problem	problem	NOUN
ejif-848	100	3	facing	face	VERB
ejif-848	100	4	islamic	islamic	ADJ
ejif-848	100	5	banks	bank	NOUN
ejif-848	100	6	according	accord	VERB
ejif-848	100	7	to	to	ADP
ejif-848	100	8	the	the	DET
ejif-848	100	9	study	study	NOUN
ejif-848	100	10	is	be	AUX
ejif-848	100	11	the	the	DET
ejif-848	100	12	choice	choice	NOUN
ejif-848	100	13	of	of	ADP
ejif-848	100	14	input	input	NOUN
ejif-848	100	15	price	price	NOUN
ejif-848	100	16	mix	mix	NOUN
ejif-848	100	17	.	.	PUNCT
ejif-848	101	1	this	this	PRON
ejif-848	101	2	is	be	AUX
ejif-848	101	3	because	because	SCONJ
ejif-848	101	4	the	the	DET
ejif-848	101	5	sources	source	NOUN
ejif-848	101	6	of	of	ADP
ejif-848	101	7	inefficiency	inefficiency	NOUN
ejif-848	101	8	do	do	AUX
ejif-848	101	9	not	not	PART
ejif-848	101	10	arise	arise	VERB
ejif-848	101	11	from	from	ADP
ejif-848	101	12	managerial	managerial	ADJ
ejif-848	101	13	issues	issue	NOUN
ejif-848	101	14	.	.	PUNCT
ejif-848	102	1	meanwhile	meanwhile	ADV
ejif-848	102	2	the	the	DET
ejif-848	102	3	reason	reason	NOUN
ejif-848	102	4	for	for	ADP
ejif-848	102	5	efficiency	efficiency	NOUN
ejif-848	102	6	of	of	ADP
ejif-848	102	7	islamic	islamic	ADJ
ejif-848	102	8	banks	bank	NOUN
ejif-848	102	9	as	as	SCONJ
ejif-848	102	10	noted	note	VERB
ejif-848	102	11	above	above	ADV
ejif-848	102	12	is	be	AUX
ejif-848	102	13	that	that	SCONJ
ejif-848	102	14	they	they	PRON
ejif-848	102	15	seized	seize	VERB
ejif-848	102	16	the	the	DET
ejif-848	102	17	opportunity	opportunity	NOUN
ejif-848	102	18	of	of	ADP
ejif-848	102	19	the	the	DET
ejif-848	102	20	existing	exist	VERB
ejif-848	102	21	competitive	competitive	ADJ
ejif-848	102	22	atmosphere	atmosphere	NOUN
ejif-848	102	23	in	in	ADP
ejif-848	102	24	the	the	DET
ejif-848	102	25	european	european	PROPN
ejif-848	102	26	integrated	integrate	VERB
ejif-848	102	27	banking	banking	NOUN
ejif-848	102	28	market	market	NOUN
ejif-848	102	29	.	.	PUNCT
ejif-848	103	1	they	they	PRON
ejif-848	103	2	also	also	ADV
ejif-848	103	3	exploited	exploit	VERB
ejif-848	103	4	favorable	favorable	ADJ
ejif-848	103	5	economic	economic	ADJ
ejif-848	103	6	environment	environment	NOUN
ejif-848	103	7	and	and	CCONJ
ejif-848	103	8	banking	banking	NOUN
ejif-848	103	9	innovations	innovation	NOUN
ejif-848	103	10	in	in	ADP
ejif-848	103	11	2007	2007	NUM
ejif-848	103	12	.	.	PUNCT
ejif-848	104	1	this	this	PRON
ejif-848	104	2	,	,	PUNCT
ejif-848	104	3	thus	thus	ADV
ejif-848	104	4	,	,	PUNCT
ejif-848	104	5	supports	support	VERB
ejif-848	104	6	the	the	DET
ejif-848	104	7	hypothesis	hypothesis	NOUN
ejif-848	104	8	of	of	ADP
ejif-848	104	9	market	market	NOUN
ejif-848	104	10	power	power	NOUN
ejif-848	104	11	and	and	CCONJ
ejif-848	104	12	efficiency	efficiency	NOUN
ejif-848	104	13	,	,	PUNCT
ejif-848	104	14	the	the	DET
ejif-848	104	15	quiet	quiet	ADJ
ejif-848	104	16	life	life	NOUN
ejif-848	104	17	hypothesis	hypothesis	NOUN
ejif-848	104	18	in	in	ADP
ejif-848	104	19	which	which	PRON
ejif-848	104	20	more	more	ADV
ejif-848	104	21	integrated	integrate	VERB
ejif-848	104	22	market	market	NOUN
ejif-848	104	23	islamic	islamic	ADJ
ejif-848	104	24	banks	bank	NOUN
ejif-848	104	25	improve	improve	VERB
ejif-848	104	26	management	management	NOUN
ejif-848	104	27	effort	effort	NOUN
ejif-848	104	28	to	to	PART
ejif-848	104	29	maximize	maximize	VERB
ejif-848	104	30	operating	operating	NOUN
ejif-848	104	31	efficiency	efficiency	NOUN
ejif-848	104	32	.	.	PUNCT
ejif-848	105	1	so	so	ADV
ejif-848	105	2	,	,	PUNCT
ejif-848	105	3	the	the	PRON
ejif-848	105	4	more	more	ADJ
ejif-848	105	5	the	the	DET
ejif-848	105	6	competition	competition	NOUN
ejif-848	105	7	in	in	ADP
ejif-848	105	8	the	the	DET
ejif-848	105	9	european	european	ADJ
ejif-848	105	10	market	market	NOUN
ejif-848	105	11	,	,	PUNCT
ejif-848	105	12	the	the	PRON
ejif-848	105	13	higher	high	ADJ
ejif-848	105	14	the	the	DET
ejif-848	105	15	pressures	pressure	NOUN
ejif-848	105	16	of	of	ADP
ejif-848	105	17	cost	cost	NOUN
ejif-848	105	18	control	control	NOUN
ejif-848	105	19	in	in	ADP
ejif-848	105	20	islamic	islamic	ADJ
ejif-848	105	21	banks	bank	NOUN
ejif-848	105	22	.	.	PUNCT
ejif-848	106	1	furthermore	furthermore	ADV
ejif-848	106	2	,	,	PUNCT
ejif-848	106	3	beck	beck	NOUN
ejif-848	106	4	,	,	PUNCT
ejif-848	106	5	demirgul	demirgul	NOUN
ejif-848	106	6	-	-	PUNCT
ejif-848	106	7	kunt	kunt	PROPN
ejif-848	106	8	and	and	CCONJ
ejif-848	106	9	meriouche	meriouche	PROPN
ejif-848	106	10	(	(	PUNCT
ejif-848	106	11	2010	2010	NUM
ejif-848	106	12	)	)	PUNCT
ejif-848	106	13	in	in	ADP
ejif-848	106	14	their	their	PRON
ejif-848	106	15	paper	paper	NOUN
ejif-848	106	16	titled	title	VERB
ejif-848	106	17	islamic	islamic	PROPN
ejif-848	106	18	vs.	vs.	ADP
ejif-848	106	19	conventional	conventional	ADJ
ejif-848	106	20	banking	banking	NOUN
ejif-848	106	21	found	find	VERB
ejif-848	106	22	that	that	SCONJ
ejif-848	106	23	islamic	islamic	ADJ
ejif-848	106	24	banks	bank	NOUN
ejif-848	106	25	are	be	AUX
ejif-848	106	26	more	more	ADJ
ejif-848	106	27	cost	cost	NOUN
ejif-848	106	28	-	-	PUNCT
ejif-848	106	29	effective	effective	ADJ
ejif-848	106	30	in	in	ADP
ejif-848	106	31	a	a	DET
ejif-848	106	32	large	large	ADJ
ejif-848	106	33	samples	sample	NOUN
ejif-848	106	34	of	of	ADP
ejif-848	106	35	ejif	ejif	PROPN
ejif-848	106	36	–	–	PUNCT
ejif-848	106	37	european	european	PROPN
ejif-848	106	38	journal	journal	PROPN
ejif-848	106	39	of	of	ADP
ejif-848	106	40	islamic	islamic	PROPN
ejif-848	106	41	finance	finance	NOUN
ejif-848	106	42	no2	no2	PROPN
ejif-848	106	43	,	,	PUNCT
ejif-848	106	44	april	april	PROPN
ejif-848	106	45	(	(	PUNCT
ejif-848	106	46	2015	2015	NUM
ejif-848	106	47	)	)	PUNCT
ejif-848	106	48	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-848	106	49	issn	issn	VERB
ejif-848	106	50	2421	2421	NUM
ejif-848	106	51	-	-	SYM
ejif-848	106	52	2172	2172	NUM
ejif-848	106	53	5	5	NUM
ejif-848	106	54	countries	country	NOUN
ejif-848	106	55	.	.	PUNCT
ejif-848	107	1	however	however	ADV
ejif-848	107	2	,	,	PUNCT
ejif-848	107	3	in	in	ADP
ejif-848	107	4	countries	country	NOUN
ejif-848	107	5	where	where	SCONJ
ejif-848	107	6	both	both	CCONJ
ejif-848	107	7	islamic	islamic	ADJ
ejif-848	107	8	and	and	CCONJ
ejif-848	107	9	conventional	conventional	ADJ
ejif-848	107	10	banks	bank	NOUN
ejif-848	107	11	exist	exist	VERB
ejif-848	107	12	side	side	NOUN
ejif-848	107	13	by	by	ADP
ejif-848	107	14	side	side	NOUN
ejif-848	107	15	,	,	PUNCT
ejif-848	107	16	conventional	conventional	ADJ
ejif-848	107	17	banks	bank	NOUN
ejif-848	107	18	are	be	AUX
ejif-848	107	19	proven	prove	VERB
ejif-848	107	20	to	to	PART
ejif-848	107	21	be	be	AUX
ejif-848	107	22	more	more	ADJ
ejif-848	107	23	cost	cost	NOUN
ejif-848	107	24	-	-	PUNCT
ejif-848	107	25	effective	effective	ADJ
ejif-848	107	26	than	than	ADP
ejif-848	107	27	islamic	islamic	ADJ
ejif-848	107	28	banks	bank	NOUN
ejif-848	107	29	.	.	PUNCT
ejif-848	108	1	the	the	DET
ejif-848	108	2	study	study	NOUN
ejif-848	108	3	observed	observe	VERB
ejif-848	108	4	some	some	DET
ejif-848	108	5	variation	variation	NOUN
ejif-848	108	6	of	of	ADP
ejif-848	108	7	efficiency	efficiency	NOUN
ejif-848	108	8	and	and	CCONJ
ejif-848	108	9	stability	stability	NOUN
ejif-848	108	10	of	of	ADP
ejif-848	108	11	conventional	conventional	ADJ
ejif-848	108	12	banks	bank	NOUN
ejif-848	108	13	across	across	ADP
ejif-848	108	14	countries	country	NOUN
ejif-848	108	15	with	with	ADP
ejif-848	108	16	different	different	ADJ
ejif-848	108	17	market	market	NOUN
ejif-848	108	18	shares	share	NOUN
ejif-848	108	19	of	of	ADP
ejif-848	108	20	islamic	islamic	ADJ
ejif-848	108	21	banks	bank	NOUN
ejif-848	108	22	.	.	PUNCT
ejif-848	109	1	this	this	PRON
ejif-848	109	2	suggests	suggest	VERB
ejif-848	109	3	that	that	SCONJ
ejif-848	109	4	in	in	ADP
ejif-848	109	5	countries	country	NOUN
ejif-848	109	6	where	where	SCONJ
ejif-848	109	7	the	the	DET
ejif-848	109	8	market	market	NOUN
ejif-848	109	9	share	share	NOUN
ejif-848	109	10	of	of	ADP
ejif-848	109	11	islamic	islamic	ADJ
ejif-848	109	12	banks	bank	NOUN
ejif-848	109	13	is	be	AUX
ejif-848	109	14	higher	high	ADJ
ejif-848	109	15	,	,	PUNCT
ejif-848	109	16	conventional	conventional	ADJ
ejif-848	109	17	banks	bank	NOUN
ejif-848	109	18	tend	tend	VERB
ejif-848	109	19	to	to	PART
ejif-848	109	20	be	be	AUX
ejif-848	109	21	more	more	ADJ
ejif-848	109	22	cost	cost	NOUN
ejif-848	109	23	-	-	PUNCT
ejif-848	109	24	effective	effective	ADJ
ejif-848	109	25	but	but	CCONJ
ejif-848	109	26	less	less	ADV
ejif-848	109	27	stable	stable	ADJ
ejif-848	109	28	.	.	PUNCT
ejif-848	110	1	beck	beck	PROPN
ejif-848	110	2	,	,	PUNCT
ejif-848	110	3	demirgul	demirgul	NOUN
ejif-848	110	4	-	-	PUNCT
ejif-848	110	5	kunt	kunt	PROPN
ejif-848	110	6	and	and	CCONJ
ejif-848	110	7	meriouche	meriouche	PROPN
ejif-848	110	8	(	(	PUNCT
ejif-848	110	9	2010	2010	NUM
ejif-848	110	10	)	)	PUNCT
ejif-848	110	11	also	also	ADV
ejif-848	110	12	found	find	VERB
ejif-848	110	13	that	that	SCONJ
ejif-848	110	14	during	during	ADP
ejif-848	110	15	the	the	DET
ejif-848	110	16	recent	recent	ADJ
ejif-848	110	17	global	global	ADJ
ejif-848	110	18	financial	financial	ADJ
ejif-848	110	19	meltdown	meltdown	NOUN
ejif-848	110	20	,	,	PUNCT
ejif-848	110	21	little	little	ADJ
ejif-848	110	22	differences	difference	NOUN
ejif-848	110	23	existed	exist	VERB
ejif-848	110	24	between	between	ADP
ejif-848	110	25	the	the	DET
ejif-848	110	26	performance	performance	NOUN
ejif-848	110	27	of	of	ADP
ejif-848	110	28	islamic	islamic	ADJ
ejif-848	110	29	and	and	CCONJ
ejif-848	110	30	conventional	conventional	ADJ
ejif-848	110	31	banks	bank	NOUN
ejif-848	110	32	.	.	PUNCT
ejif-848	111	1	the	the	DET
ejif-848	111	2	only	only	ADJ
ejif-848	111	3	differences	difference	NOUN
ejif-848	111	4	lie	lie	VERB
ejif-848	111	5	in	in	ADP
ejif-848	111	6	the	the	DET
ejif-848	111	7	fact	fact	NOUN
ejif-848	111	8	that	that	SCONJ
ejif-848	111	9	islamic	islamic	ADJ
ejif-848	111	10	banks	bank	NOUN
ejif-848	111	11	were	be	AUX
ejif-848	111	12	able	able	ADJ
ejif-848	111	13	to	to	PART
ejif-848	111	14	increase	increase	VERB
ejif-848	111	15	their	their	PRON
ejif-848	111	16	liquidity	liquidity	NOUN
ejif-848	111	17	holding	holding	NOUN
ejif-848	111	18	and	and	CCONJ
ejif-848	111	19	capitalization	capitalization	NOUN
ejif-848	111	20	in	in	ADP
ejif-848	111	21	the	the	DET
ejif-848	111	22	run	run	NOUN
ejif-848	111	23	-	-	PUNCT
ejif-848	111	24	up	up	NOUN
ejif-848	111	25	and	and	CCONJ
ejif-848	111	26	even	even	ADV
ejif-848	111	27	during	during	ADP
ejif-848	111	28	the	the	DET
ejif-848	111	29	crisis	crisis	NOUN
ejif-848	111	30	.	.	PUNCT
ejif-848	112	1	this	this	DET
ejif-848	112	2	scenario	scenario	NOUN
ejif-848	112	3	gives	give	VERB
ejif-848	112	4	a	a	DET
ejif-848	112	5	picture	picture	NOUN
ejif-848	112	6	of	of	ADP
ejif-848	112	7	why	why	SCONJ
ejif-848	112	8	the	the	DET
ejif-848	112	9	stocks	stock	NOUN
ejif-848	112	10	of	of	ADP
ejif-848	112	11	islamic	islamic	ADJ
ejif-848	112	12	banks	bank	NOUN
ejif-848	112	13	perform	perform	VERB
ejif-848	112	14	better	well	ADV
ejif-848	112	15	during	during	ADP
ejif-848	112	16	the	the	DET
ejif-848	112	17	meltdown	meltdown	NOUN
ejif-848	112	18	than	than	ADP
ejif-848	112	19	their	their	PRON
ejif-848	112	20	conventional	conventional	ADJ
ejif-848	112	21	counterparts	counterpart	NOUN
ejif-848	112	22	.	.	PUNCT
ejif-848	113	1	the	the	DET
ejif-848	113	2	authors	author	NOUN
ejif-848	113	3	revealed	reveal	VERB
ejif-848	113	4	that	that	SCONJ
ejif-848	113	5	even	even	ADV
ejif-848	113	6	though	though	SCONJ
ejif-848	113	7	islamic	islamic	ADJ
ejif-848	113	8	banks	bank	NOUN
ejif-848	113	9	are	be	AUX
ejif-848	113	10	significantly	significantly	ADV
ejif-848	113	11	more	more	ADV
ejif-848	113	12	profitable	profitable	ADJ
ejif-848	113	13	and	and	CCONJ
ejif-848	113	14	better	well	ADV
ejif-848	113	15	capitalized	capitalize	VERB
ejif-848	113	16	than	than	ADP
ejif-848	113	17	conventional	conventional	ADJ
ejif-848	113	18	banks	bank	NOUN
ejif-848	113	19	,	,	PUNCT
ejif-848	113	20	their	their	PRON
ejif-848	113	21	returns	return	NOUN
ejif-848	113	22	tend	tend	VERB
ejif-848	113	23	to	to	PART
ejif-848	113	24	be	be	AUX
ejif-848	113	25	much	much	ADV
ejif-848	113	26	more	more	ADV
ejif-848	113	27	volatile	volatile	ADJ
ejif-848	113	28	.	.	PUNCT
ejif-848	114	1	in	in	ADP
ejif-848	114	2	other	other	ADJ
ejif-848	114	3	words	word	NOUN
ejif-848	114	4	,	,	PUNCT
ejif-848	114	5	they	they	PRON
ejif-848	114	6	are	be	AUX
ejif-848	114	7	closer	close	ADJ
ejif-848	114	8	to	to	ADP
ejif-848	114	9	insolvency	insolvency	VERB
ejif-848	114	10	than	than	ADP
ejif-848	114	11	conventional	conventional	ADJ
ejif-848	114	12	banks	bank	NOUN
ejif-848	114	13	.	.	PUNCT
ejif-848	115	1	besides	besides	SCONJ
ejif-848	115	2	,	,	PUNCT
ejif-848	115	3	the	the	DET
ejif-848	115	4	study	study	NOUN
ejif-848	115	5	found	find	VERB
ejif-848	115	6	that	that	SCONJ
ejif-848	115	7	larger	large	ADJ
ejif-848	115	8	banks	bank	NOUN
ejif-848	115	9	whether	whether	SCONJ
ejif-848	115	10	islamic	islamic	ADJ
ejif-848	115	11	or	or	CCONJ
ejif-848	115	12	conventional	conventional	ADJ
ejif-848	115	13	were	be	AUX
ejif-848	115	14	more	more	ADV
ejif-848	115	15	efficient	efficient	ADJ
ejif-848	115	16	due	due	ADJ
ejif-848	115	17	to	to	ADP
ejif-848	115	18	scale	scale	NOUN
ejif-848	115	19	economies	economy	NOUN
ejif-848	115	20	.	.	PUNCT
ejif-848	116	1	this	this	PRON
ejif-848	116	2	may	may	AUX
ejif-848	116	3	make	make	VERB
ejif-848	116	4	them	they	PRON
ejif-848	116	5	engage	engage	VERB
ejif-848	116	6	in	in	ADP
ejif-848	116	7	fee	fee	NOUN
ejif-848	116	8	-	-	PUNCT
ejif-848	116	9	based	base	VERB
ejif-848	116	10	business	business	NOUN
ejif-848	116	11	and	and	CCONJ
ejif-848	116	12	have	have	VERB
ejif-848	116	13	easier	easy	ADJ
ejif-848	116	14	access	access	NOUN
ejif-848	116	15	to	to	ADP
ejif-848	116	16	wholesale	wholesale	ADJ
ejif-848	116	17	market	market	NOUN
ejif-848	116	18	.	.	PUNCT
ejif-848	117	1	the	the	DET
ejif-848	117	2	authors	author	NOUN
ejif-848	117	3	concluded	conclude	VERB
ejif-848	117	4	that	that	SCONJ
ejif-848	117	5	islamic	islamic	ADJ
ejif-848	117	6	banks	bank	NOUN
ejif-848	117	7	are	be	AUX
ejif-848	117	8	more	more	ADV
ejif-848	117	9	efficient	efficient	ADJ
ejif-848	117	10	than	than	ADP
ejif-848	117	11	conventional	conventional	ADJ
ejif-848	117	12	banks	bank	NOUN
ejif-848	117	13	and	and	CCONJ
ejif-848	117	14	have	have	VERB
ejif-848	117	15	higher	high	ADJ
ejif-848	117	16	capitalization	capitalization	NOUN
ejif-848	117	17	ratio	ratio	NOUN
ejif-848	117	18	.	.	PUNCT
ejif-848	118	1	however	however	ADV
ejif-848	118	2	,	,	PUNCT
ejif-848	118	3	they	they	PRON
ejif-848	118	4	are	be	AUX
ejif-848	118	5	constraint	constraint	NOUN
ejif-848	118	6	in	in	ADP
ejif-848	118	7	the	the	DET
ejif-848	118	8	sense	sense	NOUN
ejif-848	118	9	that	that	SCONJ
ejif-848	118	10	they	they	PRON
ejif-848	118	11	are	be	AUX
ejif-848	118	12	not	not	PART
ejif-848	118	13	stable	stable	ADJ
ejif-848	118	14	as	as	SCONJ
ejif-848	118	15	compared	compare	VERB
ejif-848	118	16	to	to	ADP
ejif-848	118	17	the	the	DET
ejif-848	118	18	conventional	conventional	ADJ
ejif-848	118	19	system	system	NOUN
ejif-848	118	20	.	.	PUNCT
ejif-848	119	1	in	in	ADP
ejif-848	119	2	comparing	compare	VERB
ejif-848	119	3	the	the	DET
ejif-848	119	4	efficiency	efficiency	NOUN
ejif-848	119	5	of	of	ADP
ejif-848	119	6	islamic	islamic	ADJ
ejif-848	119	7	and	and	CCONJ
ejif-848	119	8	conventional	conventional	ADJ
ejif-848	119	9	banks	bank	NOUN
ejif-848	119	10	,	,	PUNCT
ejif-848	119	11	hussein	hussein	PROPN
ejif-848	119	12	(	(	PUNCT
ejif-848	119	13	2004	2004	NUM
ejif-848	119	14	)	)	PUNCT
ejif-848	119	15	collected	collect	VERB
ejif-848	119	16	his	his	PRON
ejif-848	119	17	data	datum	NOUN
ejif-848	119	18	from	from	ADP
ejif-848	119	19	bahrain	bahrain	NOUN
ejif-848	119	20	banks	bank	NOUN
ejif-848	119	21	and	and	CCONJ
ejif-848	119	22	had	have	VERB
ejif-848	119	23	his	his	PRON
ejif-848	119	24	samples	sample	NOUN
ejif-848	119	25	varied	varied	ADJ
ejif-848	119	26	across	across	ADP
ejif-848	119	27	banks	bank	NOUN
ejif-848	119	28	.	.	PUNCT
ejif-848	120	1	also	also	ADV
ejif-848	120	2	,	,	PUNCT
ejif-848	120	3	he	he	PRON
ejif-848	120	4	selected	select	VERB
ejif-848	120	5	eight	eight	NUM
ejif-848	120	6	islamic	islamic	ADJ
ejif-848	120	7	banks	bank	NOUN
ejif-848	120	8	consisting	consist	VERB
ejif-848	120	9	one	one	NUM
ejif-848	120	10	commercial	commercial	ADJ
ejif-848	120	11	and	and	CCONJ
ejif-848	120	12	seven	seven	NUM
ejif-848	120	13	investment	investment	NOUN
ejif-848	120	14	banks	bank	NOUN
ejif-848	120	15	as	as	ADV
ejif-848	120	16	well	well	ADV
ejif-848	120	17	as	as	ADP
ejif-848	120	18	eight	eight	NUM
ejif-848	120	19	conventional	conventional	ADJ
ejif-848	120	20	banks	bank	NOUN
ejif-848	120	21	comprising	comprise	VERB
ejif-848	120	22	five	five	NUM
ejif-848	120	23	commercial	commercial	ADJ
ejif-848	120	24	and	and	CCONJ
ejif-848	120	25	three	three	NUM
ejif-848	120	26	investment	investment	NOUN
ejif-848	120	27	banks	bank	NOUN
ejif-848	120	28	.	.	PUNCT
ejif-848	121	1	the	the	DET
ejif-848	121	2	study	study	NOUN
ejif-848	121	3	revealed	reveal	VERB
ejif-848	121	4	that	that	SCONJ
ejif-848	121	5	in	in	ADP
ejif-848	121	6	general	general	ADJ
ejif-848	121	7	sense	sense	NOUN
ejif-848	121	8	the	the	DET
ejif-848	121	9	performance	performance	NOUN
ejif-848	121	10	of	of	ADP
ejif-848	121	11	commercial	commercial	ADJ
ejif-848	121	12	banks	bank	NOUN
ejif-848	121	13	is	be	AUX
ejif-848	121	14	more	more	ADV
ejif-848	121	15	stable	stable	ADJ
ejif-848	121	16	than	than	ADP
ejif-848	121	17	investment	investment	NOUN
ejif-848	121	18	banks	bank	NOUN
ejif-848	121	19	.	.	PUNCT
ejif-848	122	1	the	the	DET
ejif-848	122	2	reason	reason	NOUN
ejif-848	122	3	for	for	ADP
ejif-848	122	4	this	this	PRON
ejif-848	122	5	according	accord	VERB
ejif-848	122	6	to	to	ADP
ejif-848	122	7	the	the	DET
ejif-848	122	8	author	author	NOUN
ejif-848	122	9	is	be	AUX
ejif-848	122	10	as	as	ADP
ejif-848	122	11	a	a	DET
ejif-848	122	12	result	result	NOUN
ejif-848	122	13	of	of	ADP
ejif-848	122	14	the	the	DET
ejif-848	122	15	fact	fact	NOUN
ejif-848	122	16	that	that	SCONJ
ejif-848	122	17	investment	investment	NOUN
ejif-848	122	18	banks	bank	NOUN
ejif-848	122	19	are	be	AUX
ejif-848	122	20	more	more	ADV
ejif-848	122	21	vulnerable	vulnerable	ADJ
ejif-848	122	22	to	to	ADP
ejif-848	122	23	external	external	ADJ
ejif-848	122	24	shocks	shock	NOUN
ejif-848	122	25	.	.	PUNCT
ejif-848	123	1	also	also	ADV
ejif-848	123	2	,	,	PUNCT
ejif-848	123	3	he	he	PRON
ejif-848	123	4	argued	argue	VERB
ejif-848	123	5	that	that	SCONJ
ejif-848	123	6	the	the	DET
ejif-848	123	7	difference	difference	NOUN
ejif-848	123	8	between	between	ADP
ejif-848	123	9	profit	profit	NOUN
ejif-848	123	10	efficiency	efficiency	NOUN
ejif-848	123	11	in	in	ADP
ejif-848	123	12	islamic	islamic	ADJ
ejif-848	123	13	and	and	CCONJ
ejif-848	123	14	conventional	conventional	ADJ
ejif-848	123	15	banks	bank	NOUN
ejif-848	123	16	is	be	AUX
ejif-848	123	17	not	not	PART
ejif-848	123	18	unconnected	unconnected	ADJ
ejif-848	123	19	with	with	ADP
ejif-848	123	20	the	the	DET
ejif-848	123	21	performance	performance	NOUN
ejif-848	123	22	of	of	ADP
ejif-848	123	23	commercial	commercial	ADJ
ejif-848	123	24	rather	rather	ADV
ejif-848	123	25	than	than	ADP
ejif-848	123	26	investment	investment	NOUN
ejif-848	123	27	banks	bank	NOUN
ejif-848	123	28	.	.	PUNCT
ejif-848	124	1	based	base	VERB
ejif-848	124	2	on	on	ADP
ejif-848	124	3	the	the	DET
ejif-848	124	4	outcome	outcome	NOUN
ejif-848	124	5	of	of	ADP
ejif-848	124	6	his	his	PRON
ejif-848	124	7	findings	finding	NOUN
ejif-848	124	8	hussein	hussein	NOUN
ejif-848	124	9	(	(	PUNCT
ejif-848	124	10	2004	2004	NUM
ejif-848	124	11	)	)	PUNCT
ejif-848	124	12	concluded	conclude	VERB
ejif-848	124	13	that	that	SCONJ
ejif-848	124	14	generally	generally	ADV
ejif-848	124	15	speaking	speak	VERB
ejif-848	124	16	islamic	islamic	ADJ
ejif-848	124	17	banks	bank	NOUN
ejif-848	124	18	performed	perform	VERB
ejif-848	124	19	better	well	ADV
ejif-848	124	20	than	than	ADP
ejif-848	124	21	their	their	PRON
ejif-848	124	22	conventional	conventional	ADJ
ejif-848	124	23	counterparts	counterpart	NOUN
ejif-848	124	24	.	.	PUNCT
ejif-848	125	1	the	the	DET
ejif-848	125	2	author	author	NOUN
ejif-848	125	3	further	far	ADV
ejif-848	125	4	argued	argue	VERB
ejif-848	125	5	that	that	SCONJ
ejif-848	125	6	the	the	DET
ejif-848	125	7	difference	difference	NOUN
ejif-848	125	8	between	between	ADP
ejif-848	125	9	profit	profit	NOUN
ejif-848	125	10	efficiency	efficiency	NOUN
ejif-848	125	11	in	in	ADP
ejif-848	125	12	islamic	islamic	ADJ
ejif-848	125	13	and	and	CCONJ
ejif-848	125	14	conventional	conventional	ADJ
ejif-848	125	15	banks	bank	NOUN
ejif-848	125	16	is	be	AUX
ejif-848	125	17	not	not	PART
ejif-848	125	18	unconnected	unconnected	ADJ
ejif-848	125	19	with	with	ADP
ejif-848	125	20	the	the	DET
ejif-848	125	21	performance	performance	NOUN
ejif-848	125	22	of	of	ADP
ejif-848	125	23	commercial	commercial	ADJ
ejif-848	125	24	rather	rather	ADV
ejif-848	125	25	than	than	ADP
ejif-848	125	26	investment	investment	NOUN
ejif-848	125	27	banks	bank	NOUN
ejif-848	125	28	.	.	PUNCT
ejif-848	126	1	similarly	similarly	ADV
ejif-848	126	2	,	,	PUNCT
ejif-848	126	3	farook	farook	NOUN
ejif-848	126	4	,	,	PUNCT
ejif-848	126	5	hassan	hassan	PROPN
ejif-848	126	6	and	and	CCONJ
ejif-848	126	7	qinch	qinch	NOUN
ejif-848	126	8	(	(	PUNCT
ejif-848	126	9	2012	2012	NUM
ejif-848	126	10	)	)	PUNCT
ejif-848	126	11	assessed	assess	VERB
ejif-848	126	12	the	the	DET
ejif-848	126	13	overall	overall	ADJ
ejif-848	126	14	differences	difference	NOUN
ejif-848	126	15	in	in	ADP
ejif-848	126	16	the	the	DET
ejif-848	126	17	financial	financial	ADJ
ejif-848	126	18	stability	stability	NOUN
ejif-848	126	19	of	of	ADP
ejif-848	126	20	islamic	islamic	ADJ
ejif-848	126	21	banks	bank	NOUN
ejif-848	126	22	in	in	ADP
ejif-848	126	23	comparison	comparison	NOUN
ejif-848	126	24	with	with	ADP
ejif-848	126	25	conventional	conventional	ADJ
ejif-848	126	26	banks	bank	NOUN
ejif-848	126	27	.	.	PUNCT
ejif-848	127	1	the	the	DET
ejif-848	127	2	data	datum	NOUN
ejif-848	127	3	collected	collect	VERB
ejif-848	127	4	comprised	comprise	VERB
ejif-848	127	5	50	50	NUM
ejif-848	127	6	islamic	islamic	ADJ
ejif-848	127	7	banks	bank	NOUN
ejif-848	127	8	and	and	CCONJ
ejif-848	127	9	150	150	NUM
ejif-848	127	10	conventional	conventional	ADJ
ejif-848	127	11	banks	bank	NOUN
ejif-848	127	12	covering	cover	VERB
ejif-848	127	13	the	the	DET
ejif-848	127	14	period	period	NOUN
ejif-848	127	15	1991	1991	NUM
ejif-848	127	16	to	to	ADP
ejif-848	127	17	2005	2005	NUM
ejif-848	127	18	.	.	PUNCT
ejif-848	128	1	all	all	DET
ejif-848	128	2	necessary	necessary	ADJ
ejif-848	128	3	data	datum	NOUN
ejif-848	128	4	were	be	AUX
ejif-848	128	5	sourced	source	VERB
ejif-848	128	6	from	from	ADP
ejif-848	128	7	bank	bank	NOUN
ejif-848	128	8	-	-	PUNCT
ejif-848	128	9	scope‘s	scope‘s	PROPN
ejif-848	128	10	database	database	NOUN
ejif-848	128	11	.	.	PUNCT
ejif-848	129	1	z	z	X
ejif-848	129	2	-	-	PUNCT
ejif-848	129	3	score	score	NOUN
ejif-848	129	4	was	be	AUX
ejif-848	129	5	utilized	utilize	VERB
ejif-848	129	6	as	as	ADP
ejif-848	129	7	a	a	DET
ejif-848	129	8	measure	measure	NOUN
ejif-848	129	9	of	of	ADP
ejif-848	129	10	financial	financial	ADJ
ejif-848	129	11	stability	stability	NOUN
ejif-848	129	12	and	and	CCONJ
ejif-848	129	13	the	the	DET
ejif-848	129	14	outcome	outcome	NOUN
ejif-848	129	15	of	of	ADP
ejif-848	129	16	their	their	PRON
ejif-848	129	17	findings	finding	NOUN
ejif-848	129	18	showed	show	VERB
ejif-848	129	19	that	that	SCONJ
ejif-848	129	20	islamic	islamic	ADJ
ejif-848	129	21	banks	bank	NOUN
ejif-848	129	22	are	be	AUX
ejif-848	129	23	not	not	PART
ejif-848	129	24	as	as	ADV
ejif-848	129	25	stable	stable	ADJ
ejif-848	129	26	financially	financially	ADV
ejif-848	129	27	as	as	ADP
ejif-848	129	28	their	their	PRON
ejif-848	129	29	conventional	conventional	ADJ
ejif-848	129	30	peers	peer	NOUN
ejif-848	129	31	.	.	PUNCT
ejif-848	130	1	the	the	DET
ejif-848	130	2	study	study	NOUN
ejif-848	130	3	specifically	specifically	ADV
ejif-848	130	4	purported	purport	VERB
ejif-848	130	5	that	that	SCONJ
ejif-848	130	6	while	while	SCONJ
ejif-848	130	7	small	small	ADJ
ejif-848	130	8	islamic	islamic	ADJ
ejif-848	130	9	banks	bank	NOUN
ejif-848	130	10	are	be	AUX
ejif-848	130	11	more	more	ADV
ejif-848	130	12	financially	financially	ADV
ejif-848	130	13	stable	stable	ADJ
ejif-848	130	14	than	than	ADP
ejif-848	130	15	conventional	conventional	ADJ
ejif-848	130	16	banks	bank	NOUN
ejif-848	130	17	,	,	PUNCT
ejif-848	130	18	large	large	ADJ
ejif-848	130	19	islamic	islamic	ADJ
ejif-848	130	20	banks	bank	NOUN
ejif-848	130	21	were	be	AUX
ejif-848	130	22	found	find	VERB
ejif-848	130	23	to	to	PART
ejif-848	130	24	be	be	AUX
ejif-848	130	25	less	less	ADV
ejif-848	130	26	stable	stable	ADJ
ejif-848	130	27	.	.	PUNCT
ejif-848	131	1	in	in	ADP
ejif-848	131	2	the	the	DET
ejif-848	131	3	same	same	ADJ
ejif-848	131	4	token	token	NOUN
ejif-848	131	5	,	,	PUNCT
ejif-848	131	6	shahid	shahid	PROPN
ejif-848	131	7	and	and	CCONJ
ejif-848	131	8	abbas	abbas	PROPN
ejif-848	131	9	(	(	PUNCT
ejif-848	131	10	2012	2012	NUM
ejif-848	131	11	)	)	PUNCT
ejif-848	131	12	in	in	ADP
ejif-848	131	13	their	their	PRON
ejif-848	131	14	work	work	NOUN
ejif-848	131	15	adopted	adopt	VERB
ejif-848	131	16	z	z	NOUN
ejif-848	131	17	-	-	PUNCT
ejif-848	131	18	score	score	NOUN
ejif-848	131	19	and	and	CCONJ
ejif-848	131	20	econometric	econometric	ADJ
ejif-848	131	21	model	model	NOUN
ejif-848	131	22	to	to	PART
ejif-848	131	23	study	study	VERB
ejif-848	131	24	the	the	DET
ejif-848	131	25	financial	financial	ADJ
ejif-848	131	26	stability	stability	NOUN
ejif-848	131	27	of	of	ADP
ejif-848	131	28	islamic	islamic	ADJ
ejif-848	131	29	banking	banking	NOUN
ejif-848	131	30	in	in	ADP
ejif-848	131	31	pakistan	pakistan	PROPN
ejif-848	131	32	.	.	PUNCT
ejif-848	132	1	the	the	DET
ejif-848	132	2	authors	author	NOUN
ejif-848	132	3	used	use	VERB
ejif-848	132	4	the	the	DET
ejif-848	132	5	annual	annual	ADJ
ejif-848	132	6	financial	financial	ADJ
ejif-848	132	7	data	datum	NOUN
ejif-848	132	8	for	for	ADP
ejif-848	132	9	2006	2006	NUM
ejif-848	132	10	to	to	ADP
ejif-848	132	11	2009	2009	NUM
ejif-848	132	12	covering	cover	VERB
ejif-848	132	13	all	all	DET
ejif-848	132	14	the	the	DET
ejif-848	132	15	6	6	NUM
ejif-848	132	16	islamic	islamic	ADJ
ejif-848	132	17	banks	bank	NOUN
ejif-848	132	18	that	that	PRON
ejif-848	132	19	are	be	AUX
ejif-848	132	20	operational	operational	ADJ
ejif-848	132	21	in	in	ADP
ejif-848	132	22	pakistan	pakistan	PROPN
ejif-848	132	23	and	and	CCONJ
ejif-848	132	24	top	top	ADJ
ejif-848	132	25	10	10	NUM
ejif-848	132	26	conventional	conventional	ADJ
ejif-848	132	27	banks	bank	NOUN
ejif-848	132	28	(	(	PUNCT
ejif-848	132	29	i.e.	i.e.	X
ejif-848	132	30	based	base	VERB
ejif-848	132	31	on	on	ADP
ejif-848	132	32	the	the	DET
ejif-848	132	33	ranking	ranking	NOUN
ejif-848	132	34	of	of	ADP
ejif-848	132	35	credit	credit	NOUN
ejif-848	132	36	rating	rating	NOUN
ejif-848	132	37	agency	agency	NOUN
ejif-848	132	38	)	)	PUNCT
ejif-848	132	39	.	.	PUNCT
ejif-848	133	1	their	their	PRON
ejif-848	133	2	outcomes	outcome	NOUN
ejif-848	133	3	showed	show	VERB
ejif-848	133	4	that	that	SCONJ
ejif-848	133	5	small	small	ADJ
ejif-848	133	6	islamic	islamic	ADJ
ejif-848	133	7	banks	bank	NOUN
ejif-848	133	8	seem	seem	VERB
ejif-848	133	9	to	to	PART
ejif-848	133	10	be	be	AUX
ejif-848	133	11	stronger	strong	ADJ
ejif-848	133	12	than	than	ADP
ejif-848	133	13	small	small	ADJ
ejif-848	133	14	conventional	conventional	ADJ
ejif-848	133	15	banks	bank	NOUN
ejif-848	133	16	as	as	ADV
ejif-848	133	17	well	well	ADV
ejif-848	133	18	as	as	ADP
ejif-848	133	19	large	large	ADJ
ejif-848	133	20	islamic	islamic	ADJ
ejif-848	133	21	banks	bank	NOUN
ejif-848	133	22	.	.	PUNCT
ejif-848	134	1	large	large	ADJ
ejif-848	134	2	islamic	islamic	ADJ
ejif-848	134	3	banks	bank	NOUN
ejif-848	134	4	on	on	ADP
ejif-848	134	5	the	the	DET
ejif-848	134	6	other	other	ADJ
ejif-848	134	7	hand	hand	NOUN
ejif-848	134	8	were	be	AUX
ejif-848	134	9	found	find	VERB
ejif-848	134	10	to	to	PART
ejif-848	134	11	be	be	AUX
ejif-848	134	12	stronger	strong	ADJ
ejif-848	134	13	than	than	ADP
ejif-848	134	14	large	large	ADJ
ejif-848	134	15	conventional	conventional	ADJ
ejif-848	134	16	banks	bank	NOUN
ejif-848	134	17	.	.	PUNCT
ejif-848	135	1	however	however	ADV
ejif-848	135	2	,	,	PUNCT
ejif-848	135	3	conventional	conventional	ADJ
ejif-848	135	4	banks	bank	NOUN
ejif-848	135	5	proved	prove	VERB
ejif-848	135	6	to	to	PART
ejif-848	135	7	be	be	AUX
ejif-848	135	8	more	more	ADV
ejif-848	135	9	efficient	efficient	ADJ
ejif-848	135	10	than	than	ADP
ejif-848	135	11	other	other	ADJ
ejif-848	135	12	banks	bank	NOUN
ejif-848	135	13	.	.	PUNCT
ejif-848	136	1	similarly	similarly	ADV
ejif-848	136	2	,	,	PUNCT
ejif-848	136	3	rajhi	rajhi	NOUN
ejif-848	136	4	(	(	PUNCT
ejif-848	136	5	2012	2012	NUM
ejif-848	136	6	)	)	PUNCT
ejif-848	136	7	considers	consider	VERB
ejif-848	136	8	the	the	DET
ejif-848	136	9	channels	channel	NOUN
ejif-848	136	10	through	through	ADP
ejif-848	136	11	which	which	PRON
ejif-848	136	12	the	the	DET
ejif-848	136	13	global	global	ADJ
ejif-848	136	14	financial	financial	ADJ
ejif-848	136	15	meltdown	meltdown	NOUN
ejif-848	136	16	would	would	AUX
ejif-848	136	17	affect	affect	VERB
ejif-848	136	18	islamic	islamic	ADJ
ejif-848	136	19	banks	bank	NOUN
ejif-848	136	20	.	.	PUNCT
ejif-848	137	1	the	the	DET
ejif-848	137	2	author	author	NOUN
ejif-848	137	3	empirically	empirically	ADV
ejif-848	137	4	assessed	assess	VERB
ejif-848	137	5	the	the	DET
ejif-848	137	6	relative	relative	ADJ
ejif-848	137	7	financial	financial	ADJ
ejif-848	137	8	strength	strength	NOUN
ejif-848	137	9	of	of	ADP
ejif-848	137	10	islamic	islamic	ADJ
ejif-848	137	11	and	and	CCONJ
ejif-848	137	12	conventional	conventional	ADJ
ejif-848	137	13	banks	bank	NOUN
ejif-848	137	14	based	base	VERB
ejif-848	137	15	on	on	ADP
ejif-848	137	16	evidence	evidence	NOUN
ejif-848	137	17	covering	cover	VERB
ejif-848	137	18	individual	individual	ADJ
ejif-848	137	19	banks	bank	NOUN
ejif-848	137	20	in	in	ADP
ejif-848	137	21	16	16	NUM
ejif-848	137	22	banking	banking	NOUN
ejif-848	137	23	systems	system	NOUN
ejif-848	137	24	.	.	PUNCT
ejif-848	138	1	using	use	VERB
ejif-848	138	2	z	z	NOUN
ejif-848	138	3	-	-	PUNCT
ejif-848	138	4	score	score	NOUN
ejif-848	138	5	and	and	CCONJ
ejif-848	138	6	a	a	DET
ejif-848	138	7	robust	robust	ADJ
ejif-848	138	8	quantile	quantile	ADJ
ejif-848	138	9	estimation	estimation	NOUN
ejif-848	138	10	model	model	NOUN
ejif-848	138	11	,	,	PUNCT
ejif-848	138	12	the	the	DET
ejif-848	138	13	study	study	NOUN
ejif-848	138	14	explored	explore	VERB
ejif-848	138	15	causes	cause	NOUN
ejif-848	138	16	of	of	ADP
ejif-848	138	17	insolvency	insolvency	NOUN
ejif-848	138	18	risk	risk	NOUN
ejif-848	138	19	in	in	ADP
ejif-848	138	20	the	the	DET
ejif-848	138	21	middle	middle	PROPN
ejif-848	138	22	east	east	PROPN
ejif-848	138	23	and	and	CCONJ
ejif-848	138	24	north	north	PROPN
ejif-848	138	25	africa	africa	PROPN
ejif-848	138	26	(	(	PUNCT
ejif-848	138	27	mena	mena	PROPN
ejif-848	138	28	)	)	PUNCT
ejif-848	138	29	and	and	CCONJ
ejif-848	138	30	southeast	southeast	ADJ
ejif-848	138	31	asian	asian	ADJ
ejif-848	138	32	countries	country	NOUN
ejif-848	138	33	,	,	PUNCT
ejif-848	138	34	by	by	ADP
ejif-848	138	35	controlling	control	VERB
ejif-848	138	36	for	for	ADP
ejif-848	138	37	various	various	ADJ
ejif-848	138	38	factors	factor	NOUN
ejif-848	138	39	,	,	PUNCT
ejif-848	138	40	bank	bank	NOUN
ejif-848	138	41	-	-	PUNCT
ejif-848	138	42	by	by	ADP
ejif-848	138	43	-	-	PUNCT
ejif-848	138	44	bank	bank	NOUN
ejif-848	138	45	data	datum	NOUN
ejif-848	138	46	,	,	PUNCT
ejif-848	138	47	macroeconomic	macroeconomic	ADJ
ejif-848	138	48	and	and	CCONJ
ejif-848	138	49	other	other	ADJ
ejif-848	138	50	systemwide	systemwide	ADJ
ejif-848	138	51	indicators	indicator	NOUN
ejif-848	138	52	.	.	PUNCT
ejif-848	139	1	the	the	DET
ejif-848	139	2	sample	sample	NOUN
ejif-848	139	3	covers	cover	VERB
ejif-848	139	4	467	467	NUM
ejif-848	139	5	conventional	conventional	ADJ
ejif-848	139	6	banks	bank	NOUN
ejif-848	139	7	and	and	CCONJ
ejif-848	139	8	90	90	NUM
ejif-848	139	9	islamic	islamic	ADJ
ejif-848	139	10	banks	bank	NOUN
ejif-848	139	11	for	for	ADP
ejif-848	139	12	the	the	DET
ejif-848	139	13	period	period	NOUN
ejif-848	139	14	2000	2000	NUM
ejif-848	139	15	-	-	SYM
ejif-848	139	16	2008	2008	NUM
ejif-848	139	17	.	.	PUNCT
ejif-848	140	1	the	the	DET
ejif-848	140	2	main	main	ADJ
ejif-848	140	3	research	research	NOUN
ejif-848	140	4	result	result	NOUN
ejif-848	140	5	shows	show	VERB
ejif-848	140	6	that	that	SCONJ
ejif-848	140	7	different	different	ADJ
ejif-848	140	8	methods	method	NOUN
ejif-848	140	9	have	have	AUX
ejif-848	140	10	confirmed	confirm	VERB
ejif-848	140	11	the	the	DET
ejif-848	140	12	risk	risk	NOUN
ejif-848	140	13	of	of	ADP
ejif-848	140	14	insolvency	insolvency	NOUN
ejif-848	140	15	in	in	ADP
ejif-848	140	16	mena	mena	PROPN
ejif-848	140	17	and	and	CCONJ
ejif-848	140	18	southeast	southeast	ADJ
ejif-848	140	19	asian	asian	ADJ
ejif-848	140	20	countries	country	NOUN
ejif-848	140	21	.	.	PUNCT
ejif-848	141	1	this	this	PRON
ejif-848	141	2	,	,	PUNCT
ejif-848	141	3	according	accord	VERB
ejif-848	141	4	to	to	ADP
ejif-848	141	5	the	the	DET
ejif-848	141	6	author	author	NOUN
ejif-848	141	7	,	,	PUNCT
ejif-848	141	8	is	be	AUX
ejif-848	141	9	in	in	ADP
ejif-848	141	10	contrast	contrast	NOUN
ejif-848	141	11	to	to	ADP
ejif-848	141	12	the	the	DET
ejif-848	141	13	findings	finding	NOUN
ejif-848	141	14	of	of	ADP
ejif-848	141	15	several	several	ADJ
ejif-848	141	16	authors	author	NOUN
ejif-848	141	17	who	who	PRON
ejif-848	141	18	did	do	AUX
ejif-848	141	19	not	not	PART
ejif-848	141	20	detect	detect	VERB
ejif-848	141	21	a	a	DET
ejif-848	141	22	risk	risk	NOUN
ejif-848	141	23	of	of	ADP
ejif-848	141	24	insolvency	insolvency	NOUN
ejif-848	141	25	in	in	ADP
ejif-848	141	26	these	these	DET
ejif-848	141	27	countries	country	NOUN
ejif-848	141	28	.	.	PUNCT
ejif-848	142	1	in	in	ADP
ejif-848	142	2	a	a	DET
ejif-848	142	3	study	study	NOUN
ejif-848	142	4	by	by	ADP
ejif-848	142	5	hussein	hussein	PROPN
ejif-848	142	6	(	(	PUNCT
ejif-848	142	7	2010	2010	NUM
ejif-848	142	8	)	)	PUNCT
ejif-848	142	9	,	,	PUNCT
ejif-848	142	10	financial	financial	ADJ
ejif-848	142	11	stability	stability	NOUN
ejif-848	142	12	in	in	ADP
ejif-848	142	13	the	the	DET
ejif-848	142	14	banking	banking	NOUN
ejif-848	142	15	sector	sector	NOUN
ejif-848	142	16	was	be	AUX
ejif-848	142	17	measured	measure	VERB
ejif-848	142	18	using	use	VERB
ejif-848	142	19	three	three	NUM
ejif-848	142	20	indicators	indicator	NOUN
ejif-848	142	21	which	which	PRON
ejif-848	142	22	includes	include	VERB
ejif-848	142	23	roav	roav	PROPN
ejif-848	142	24	,	,	PUNCT
ejif-848	142	25	tobin	tobin	PROPN
ejif-848	142	26	q	q	PROPN
ejif-848	142	27	and	and	CCONJ
ejif-848	142	28	bank	bank	NOUN
ejif-848	142	29	liquidity	liquidity	NOUN
ejif-848	142	30	.	.	PUNCT
ejif-848	143	1	the	the	DET
ejif-848	143	2	data	datum	NOUN
ejif-848	143	3	was	be	AUX
ejif-848	143	4	obtained	obtain	VERB
ejif-848	143	5	from	from	ADP
ejif-848	143	6	bank	bank	NOUN
ejif-848	143	7	-	-	PUNCT
ejif-848	143	8	scope	scope	NOUN
ejif-848	143	9	and	and	CCONJ
ejif-848	143	10	the	the	DET
ejif-848	143	11	sample	sample	NOUN
ejif-848	143	12	drawn	draw	VERB
ejif-848	143	13	cut	cut	VERB
ejif-848	143	14	across	across	ADP
ejif-848	143	15	six	six	NUM
ejif-848	143	16	countries	country	NOUN
ejif-848	143	17	for	for	ADP
ejif-848	143	18	the	the	DET
ejif-848	143	19	period	period	NOUN
ejif-848	143	20	from	from	ADP
ejif-848	143	21	2000	2000	NUM
ejif-848	143	22	to	to	ADP
ejif-848	143	23	2007	2007	NUM
ejif-848	143	24	.	.	PUNCT
ejif-848	144	1	the	the	DET
ejif-848	144	2	countries	country	NOUN
ejif-848	144	3	in	in	ADP
ejif-848	144	4	their	their	PRON
ejif-848	144	5	study	study	NOUN
ejif-848	144	6	are	be	AUX
ejif-848	144	7	bahrain	bahrain	NOUN
ejif-848	144	8	,	,	PUNCT
ejif-848	144	9	kuwait	kuwait	PROPN
ejif-848	144	10	,	,	PUNCT
ejif-848	144	11	qatar	qatar	PROPN
ejif-848	144	12	,	,	PUNCT
ejif-848	144	13	saudi	saudi	PROPN
ejif-848	144	14	arabia	arabia	PROPN
ejif-848	144	15	,	,	PUNCT
ejif-848	144	16	oman	oman	PROPN
ejif-848	144	17	and	and	CCONJ
ejif-848	144	18	united	united	PROPN
ejif-848	144	19	arab	arab	PROPN
ejif-848	144	20	emirate	emirate	PROPN
ejif-848	144	21	(	(	PUNCT
ejif-848	144	22	uae	uae	PROPN
ejif-848	144	23	)	)	PUNCT
ejif-848	144	24	.	.	PUNCT
ejif-848	145	1	the	the	DET
ejif-848	145	2	sample	sample	NOUN
ejif-848	145	3	comprised	comprise	VERB
ejif-848	145	4	194	194	NUM
ejif-848	145	5	banks	bank	NOUN
ejif-848	145	6	out	out	ADP
ejif-848	145	7	of	of	ADP
ejif-848	145	8	which	which	PRON
ejif-848	145	9	50	50	NUM
ejif-848	145	10	are	be	AUX
ejif-848	145	11	islamic	islamic	ADJ
ejif-848	145	12	banks	bank	NOUN
ejif-848	145	13	and	and	CCONJ
ejif-848	145	14	i44	i44	PROPN
ejif-848	145	15	are	be	AUX
ejif-848	145	16	conventional	conventional	ADJ
ejif-848	145	17	banks	bank	NOUN
ejif-848	145	18	.	.	PUNCT
ejif-848	146	1	their	their	PRON
ejif-848	146	2	findings	finding	NOUN
ejif-848	146	3	with	with	ADP
ejif-848	146	4	particular	particular	ADJ
ejif-848	146	5	interest	interest	NOUN
ejif-848	146	6	on	on	ADP
ejif-848	146	7	liquidity	liquidity	NOUN
ejif-848	146	8	showed	show	VERB
ejif-848	146	9	that	that	SCONJ
ejif-848	146	10	even	even	ADV
ejif-848	146	11	though	though	SCONJ
ejif-848	146	12	islamic	islamic	ADJ
ejif-848	146	13	banks	bank	NOUN
ejif-848	146	14	are	be	AUX
ejif-848	146	15	more	more	ADV
ejif-848	146	16	capitalised	capitalise	VERB
ejif-848	146	17	than	than	ADP
ejif-848	146	18	their	their	PRON
ejif-848	146	19	conventional	conventional	ADJ
ejif-848	146	20	counterparts	counterpart	NOUN
ejif-848	146	21	,	,	PUNCT
ejif-848	146	22	liquidity	liquidity	NOUN
ejif-848	146	23	in	in	ADP
ejif-848	146	24	the	the	DET
ejif-848	146	25	banks	bank	NOUN
ejif-848	146	26	within	within	ADP
ejif-848	146	27	the	the	DET
ejif-848	146	28	gulf	gulf	PROPN
ejif-848	146	29	coperation	coperation	PROPN
ejif-848	146	30	council	council	PROPN
ejif-848	146	31	(	(	PUNCT
ejif-848	146	32	gcc	gcc	NOUN
ejif-848	146	33	)	)	PUNCT
ejif-848	146	34	countries	country	NOUN
ejif-848	146	35	are	be	AUX
ejif-848	146	36	not	not	PART
ejif-848	146	37	determined	determine	VERB
ejif-848	146	38	by	by	ADP
ejif-848	146	39	bank	bank	NOUN
ejif-848	146	40	-	-	PUNCT
ejif-848	146	41	specific	specific	ADJ
ejif-848	146	42	factors	factor	NOUN
ejif-848	146	43	.	.	PUNCT
ejif-848	147	1	rather	rather	ADV
ejif-848	147	2	,	,	PUNCT
ejif-848	147	3	external	external	ADJ
ejif-848	147	4	factors	factor	NOUN
ejif-848	147	5	to	to	ADP
ejif-848	147	6	the	the	DET
ejif-848	147	7	banks	bank	NOUN
ejif-848	147	8	such	such	ADJ
ejif-848	147	9	as	as	ADP
ejif-848	147	10	macro	macro	ADJ
ejif-848	147	11	economic	economic	ADJ
ejif-848	147	12	and	and	CCONJ
ejif-848	147	13	market	market	NOUN
ejif-848	147	14	behaviour	behaviour	NOUN
ejif-848	147	15	do	do	AUX
ejif-848	147	16	have	have	VERB
ejif-848	147	17	a	a	DET
ejif-848	147	18	significant	significant	ADJ
ejif-848	147	19	relationship	relationship	NOUN
ejif-848	147	20	with	with	ADP
ejif-848	147	21	liquidity	liquidity	NOUN
ejif-848	147	22	of	of	ADP
ejif-848	147	23	banks	bank	NOUN
ejif-848	147	24	.	.	PUNCT
ejif-848	148	1	ali	ali	PROPN
ejif-848	148	2	(	(	PUNCT
ejif-848	148	3	2012	2012	NUM
ejif-848	148	4	)	)	PUNCT
ejif-848	148	5	examined	examine	VERB
ejif-848	148	6	the	the	DET
ejif-848	148	7	impact	impact	NOUN
ejif-848	148	8	of	of	ADP
ejif-848	148	9	the	the	DET
ejif-848	148	10	islamic	islamic	ADJ
ejif-848	148	11	banks	bank	NOUN
ejif-848	148	12	market	market	NOUN
ejif-848	148	13	structure	structure	NOUN
ejif-848	148	14	on	on	ADP
ejif-848	148	15	the	the	DET
ejif-848	148	16	overall	overall	ADJ
ejif-848	148	17	bank	bank	NOUN
ejif-848	148	18	risk	risk	NOUN
ejif-848	148	19	using	use	VERB
ejif-848	148	20	z	z	PROPN
ejif-848	148	21	-	-	PUNCT
ejif-848	148	22	index	index	NOUN
ejif-848	148	23	.	.	PUNCT
ejif-848	149	1	the	the	DET
ejif-848	149	2	research	research	NOUN
ejif-848	149	3	ejif	ejif	PROPN
ejif-848	149	4	–	–	PUNCT
ejif-848	149	5	european	european	PROPN
ejif-848	149	6	journal	journal	PROPN
ejif-848	149	7	of	of	ADP
ejif-848	149	8	islamic	islamic	PROPN
ejif-848	149	9	finance	finance	NOUN
ejif-848	149	10	no2	no2	PROPN
ejif-848	149	11	,	,	PUNCT
ejif-848	149	12	april	april	PROPN
ejif-848	149	13	(	(	PUNCT
ejif-848	149	14	2015	2015	NUM
ejif-848	149	15	)	)	PUNCT
ejif-848	149	16	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-848	149	17	issn	issn	VERB
ejif-848	149	18	2421	2421	NUM
ejif-848	149	19	-	-	SYM
ejif-848	149	20	2172	2172	NUM
ejif-848	149	21	6	6	NUM
ejif-848	149	22	adopted	adopt	VERB
ejif-848	149	23	bank	bank	NOUN
ejif-848	149	24	-	-	PUNCT
ejif-848	149	25	level	level	NOUN
ejif-848	149	26	data	datum	NOUN
ejif-848	149	27	from	from	ADP
ejif-848	149	28	39	39	NUM
ejif-848	149	29	full	full	ADV
ejif-848	149	30	-	-	PUNCT
ejif-848	149	31	fledged	fledged	ADJ
ejif-848	149	32	islamic	islamic	ADJ
ejif-848	149	33	banks	bank	NOUN
ejif-848	149	34	in	in	ADP
ejif-848	149	35	17	17	NUM
ejif-848	149	36	selected	select	VERB
ejif-848	149	37	countries	country	NOUN
ejif-848	149	38	.	.	PUNCT
ejif-848	150	1	the	the	DET
ejif-848	150	2	outcome	outcome	NOUN
ejif-848	150	3	of	of	ADP
ejif-848	150	4	the	the	DET
ejif-848	150	5	reserach	reserach	NOUN
ejif-848	150	6	revealed	reveal	VERB
ejif-848	150	7	high	high	ADJ
ejif-848	150	8	overall	overall	ADJ
ejif-848	150	9	islamic	islamic	PROPN
ejif-848	150	10	bank	bank	PROPN
ejif-848	150	11	stability	stability	NOUN
ejif-848	150	12	.	.	PUNCT
ejif-848	151	1	the	the	DET
ejif-848	151	2	result	result	NOUN
ejif-848	151	3	of	of	ADP
ejif-848	151	4	the	the	DET
ejif-848	151	5	z	z	NOUN
ejif-848	151	6	-	-	PUNCT
ejif-848	151	7	index	index	NOUN
ejif-848	151	8	showed	show	VERB
ejif-848	151	9	that	that	SCONJ
ejif-848	151	10	islamic	islamic	ADJ
ejif-848	151	11	banks	bank	NOUN
ejif-848	151	12	enjoyed	enjoy	VERB
ejif-848	151	13	higher	high	ADJ
ejif-848	151	14	franchise	franchise	NOUN
ejif-848	151	15	value	value	NOUN
ejif-848	151	16	and	and	CCONJ
ejif-848	151	17	greater	great	ADJ
ejif-848	151	18	stability	stability	NOUN
ejif-848	151	19	.	.	PUNCT
ejif-848	152	1	the	the	DET
ejif-848	152	2	author	author	NOUN
ejif-848	152	3	,	,	PUNCT
ejif-848	152	4	however	however	ADV
ejif-848	152	5	,	,	PUNCT
ejif-848	152	6	concluded	conclude	VERB
ejif-848	152	7	that	that	SCONJ
ejif-848	152	8	the	the	DET
ejif-848	152	9	zindex	zindex	NOUN
ejif-848	152	10	result	result	NOUN
ejif-848	152	11	suggested	suggest	VERB
ejif-848	152	12	that	that	SCONJ
ejif-848	152	13	the	the	DET
ejif-848	152	14	investigated	investigate	VERB
ejif-848	152	15	islamic	islamic	ADJ
ejif-848	152	16	banks	bank	NOUN
ejif-848	152	17	might	might	AUX
ejif-848	152	18	have	have	AUX
ejif-848	152	19	used	use	VERB
ejif-848	152	20	their	their	PRON
ejif-848	152	21	market	market	NOUN
ejif-848	152	22	power	power	NOUN
ejif-848	152	23	to	to	PART
ejif-848	152	24	increase	increase	VERB
ejif-848	152	25	their	their	PRON
ejif-848	152	26	financing	financing	NOUN
ejif-848	152	27	rates	rate	NOUN
ejif-848	152	28	which	which	PRON
ejif-848	152	29	led	lead	VERB
ejif-848	152	30	to	to	AUX
ejif-848	152	31	inrease	inrease	VERB
ejif-848	152	32	in	in	ADP
ejif-848	152	33	the	the	DET
ejif-848	152	34	credit	credit	NOUN
ejif-848	152	35	risk	risk	NOUN
ejif-848	152	36	.	.	PUNCT
ejif-848	153	1	this	this	PRON
ejif-848	153	2	,	,	PUNCT
ejif-848	153	3	however	however	ADV
ejif-848	153	4	,	,	PUNCT
ejif-848	153	5	protects	protect	VERB
ejif-848	153	6	their	their	PRON
ejif-848	153	7	charter	charter	NOUN
ejif-848	153	8	value	value	NOUN
ejif-848	153	9	in	in	ADP
ejif-848	153	10	the	the	DET
ejif-848	153	11	form	form	NOUN
ejif-848	153	12	of	of	ADP
ejif-848	153	13	risk	risk	NOUN
ejif-848	153	14	sharing	sharing	NOUN
ejif-848	153	15	rule	rule	NOUN
ejif-848	153	16	and	and	CCONJ
ejif-848	153	17	high	high	ADJ
ejif-848	153	18	capitalisation	capitalisation	NOUN
ejif-848	153	19	level	level	NOUN
ejif-848	153	20	.	.	PUNCT
ejif-848	154	1	hence	hence	ADV
ejif-848	154	2	,	,	PUNCT
ejif-848	154	3	the	the	DET
ejif-848	154	4	researcher	researcher	NOUN
ejif-848	154	5	concluded	conclude	VERB
ejif-848	154	6	based	base	VERB
ejif-848	154	7	on	on	ADP
ejif-848	154	8	the	the	DET
ejif-848	154	9	outcome	outcome	NOUN
ejif-848	154	10	of	of	ADP
ejif-848	154	11	his	his	PRON
ejif-848	154	12	study	study	NOUN
ejif-848	154	13	that	that	SCONJ
ejif-848	154	14	islamic	islamic	ADJ
ejif-848	154	15	banks	bank	NOUN
ejif-848	154	16	are	be	AUX
ejif-848	154	17	financially	financially	ADV
ejif-848	154	18	stable	stable	ADJ
ejif-848	154	19	.	.	PUNCT
ejif-848	155	1	the	the	DET
ejif-848	155	2	result	result	NOUN
ejif-848	155	3	of	of	ADP
ejif-848	155	4	their	their	PRON
ejif-848	155	5	concentration	concentration	NOUN
ejif-848	155	6	structure	structure	NOUN
ejif-848	155	7	coupled	couple	VERB
ejif-848	155	8	with	with	ADP
ejif-848	155	9	in	in	ADP
ejif-848	155	10	-	-	PUNCT
ejif-848	155	11	built	build	VERB
ejif-848	155	12	prudential	prudential	ADJ
ejif-848	155	13	regulations	regulation	NOUN
ejif-848	155	14	from	from	ADP
ejif-848	155	15	shariah	shariah	PROPN
ejif-848	155	16	butressed	butresse	VERB
ejif-848	155	17	this	this	DET
ejif-848	155	18	fact	fact	NOUN
ejif-848	155	19	.	.	PUNCT
ejif-848	156	1	little	little	ADJ
ejif-848	156	2	wonder	wonder	NOUN
ejif-848	156	3	islamic	islamic	ADJ
ejif-848	156	4	banks	bank	NOUN
ejif-848	156	5	are	be	AUX
ejif-848	156	6	more	more	ADV
ejif-848	156	7	conservative	conservative	ADJ
ejif-848	156	8	inlending	inlending	ADJ
ejif-848	156	9	and	and	CCONJ
ejif-848	156	10	selecting	select	VERB
ejif-848	156	11	their	their	PRON
ejif-848	156	12	investment	investment	NOUN
ejif-848	156	13	portfolio	portfolio	NOUN
ejif-848	156	14	.	.	PUNCT
ejif-848	157	1	mat	mat	PROPN
ejif-848	157	2	rahim	rahim	PROPN
ejif-848	157	3	and	and	CCONJ
ejif-848	157	4	zakaria	zakaria	PROPN
ejif-848	157	5	(	(	PUNCT
ejif-848	157	6	2013	2013	NUM
ejif-848	157	7	)	)	PUNCT
ejif-848	157	8	examined	examine	VERB
ejif-848	157	9	relative	relative	ADJ
ejif-848	157	10	stability	stability	NOUN
ejif-848	157	11	between	between	ADP
ejif-848	157	12	islam	islam	PROPN
ejif-848	157	13	and	and	CCONJ
ejif-848	157	14	conventional	conventional	ADJ
ejif-848	157	15	banks	bank	NOUN
ejif-848	157	16	in	in	ADP
ejif-848	157	17	malaysia	malaysia	PROPN
ejif-848	157	18	.	.	PUNCT
ejif-848	158	1	the	the	DET
ejif-848	158	2	relevant	relevant	ADJ
ejif-848	158	3	data	datum	NOUN
ejif-848	158	4	was	be	AUX
ejif-848	158	5	sourced	source	VERB
ejif-848	158	6	from	from	ADP
ejif-848	158	7	the	the	DET
ejif-848	158	8	banks‗	banks‗	NOUN
ejif-848	158	9	annual	annual	ADJ
ejif-848	158	10	reports	report	NOUN
ejif-848	158	11	as	as	ADV
ejif-848	158	12	well	well	ADV
ejif-848	158	13	as	as	ADP
ejif-848	158	14	consolidated	consolidated	ADJ
ejif-848	158	15	and	and	CCONJ
ejif-848	158	16	unconsolidated	unconsolidated	ADJ
ejif-848	158	17	bank	bank	NOUN
ejif-848	158	18	statement	statement	NOUN
ejif-848	158	19	for	for	ADP
ejif-848	158	20	various	various	ADJ
ejif-848	158	21	financial	financial	ADJ
ejif-848	158	22	institutions	institution	NOUN
ejif-848	158	23	in	in	ADP
ejif-848	158	24	malaysia	malaysia	PROPN
ejif-848	158	25	.	.	PUNCT
ejif-848	159	1	this	this	PRON
ejif-848	159	2	was	be	AUX
ejif-848	159	3	gathered	gather	VERB
ejif-848	159	4	online	online	ADV
ejif-848	159	5	and	and	CCONJ
ejif-848	159	6	also	also	ADV
ejif-848	159	7	from	from	ADP
ejif-848	159	8	published	publish	VERB
ejif-848	159	9	copies	copy	NOUN
ejif-848	159	10	.	.	PUNCT
ejif-848	160	1	the	the	DET
ejif-848	160	2	time	time	NOUN
ejif-848	160	3	-	-	PUNCT
ejif-848	160	4	frame	frame	NOUN
ejif-848	160	5	for	for	ADP
ejif-848	160	6	analysis	analysis	NOUN
ejif-848	160	7	is	be	AUX
ejif-848	160	8	from	from	ADP
ejif-848	160	9	2005	2005	NUM
ejif-848	160	10	-	-	SYM
ejif-848	160	11	2010	2010	NUM
ejif-848	160	12	,	,	PUNCT
ejif-848	160	13	a	a	DET
ejif-848	160	14	total	total	NOUN
ejif-848	160	15	of	of	ADP
ejif-848	160	16	six	six	NUM
ejif-848	160	17	years	year	NOUN
ejif-848	160	18	.	.	PUNCT
ejif-848	161	1	data	datum	NOUN
ejif-848	161	2	was	be	AUX
ejif-848	161	3	collected	collect	VERB
ejif-848	161	4	from	from	ADP
ejif-848	161	5	all	all	DET
ejif-848	161	6	the	the	DET
ejif-848	161	7	existing	exist	VERB
ejif-848	161	8	islamic	islamic	ADJ
ejif-848	161	9	banks	bank	NOUN
ejif-848	161	10	and	and	CCONJ
ejif-848	161	11	conventional	conventional	ADJ
ejif-848	161	12	banks	bank	NOUN
ejif-848	161	13	in	in	ADP
ejif-848	161	14	malaysia	malaysia	PROPN
ejif-848	161	15	.	.	PUNCT
ejif-848	162	1	the	the	DET
ejif-848	162	2	result	result	NOUN
ejif-848	162	3	of	of	ADP
ejif-848	162	4	the	the	DET
ejif-848	162	5	finding	finding	NOUN
ejif-848	162	6	shows	show	VERB
ejif-848	162	7	that	that	SCONJ
ejif-848	162	8	islamic	islamic	ADJ
ejif-848	162	9	banks	bank	NOUN
ejif-848	162	10	are	be	AUX
ejif-848	162	11	relatively	relatively	ADV
ejif-848	162	12	more	more	ADV
ejif-848	162	13	stable	stable	ADJ
ejif-848	162	14	than	than	ADP
ejif-848	162	15	conventional	conventional	ADJ
ejif-848	162	16	banks	bank	NOUN
ejif-848	162	17	even	even	ADV
ejif-848	162	18	though	though	SCONJ
ejif-848	162	19	factors	factor	NOUN
ejif-848	162	20	affecting	affect	VERB
ejif-848	162	21	the	the	DET
ejif-848	162	22	duo‘s	duo‘s	PROPN
ejif-848	162	23	stability	stability	NOUN
ejif-848	162	24	are	be	AUX
ejif-848	162	25	similar	similar	ADJ
ejif-848	162	26	,	,	PUNCT
ejif-848	162	27	except	except	SCONJ
ejif-848	162	28	for	for	ADP
ejif-848	162	29	the	the	DET
ejif-848	162	30	degree	degree	NOUN
ejif-848	162	31	of	of	ADP
ejif-848	162	32	diversification	diversification	NOUN
ejif-848	162	33	in	in	ADP
ejif-848	162	34	income	income	NOUN
ejif-848	162	35	.	.	PUNCT
ejif-848	163	1	najjar	najjar	PROPN
ejif-848	163	2	(	(	PUNCT
ejif-848	163	3	2013	2013	NUM
ejif-848	163	4	)	)	PUNCT
ejif-848	163	5	utilized	utilize	VERB
ejif-848	163	6	secondary	secondary	ADJ
ejif-848	163	7	data	datum	NOUN
ejif-848	163	8	sources	source	NOUN
ejif-848	163	9	which	which	PRON
ejif-848	163	10	represent	represent	VERB
ejif-848	163	11	annual	annual	ADJ
ejif-848	163	12	report	report	NOUN
ejif-848	163	13	of	of	ADP
ejif-848	163	14	commercial	commercial	ADJ
ejif-848	163	15	banks	bank	NOUN
ejif-848	163	16	in	in	ADP
ejif-848	163	17	bahrain	bahrain	NOUN
ejif-848	163	18	for	for	ADP
ejif-848	163	19	the	the	DET
ejif-848	163	20	period	period	NOUN
ejif-848	163	21	of	of	ADP
ejif-848	163	22	2005	2005	NUM
ejif-848	163	23	to	to	ADP
ejif-848	163	24	2009	2009	NUM
ejif-848	163	25	to	to	PART
ejif-848	163	26	analyze	analyze	VERB
ejif-848	163	27	the	the	DET
ejif-848	163	28	financial	financial	ADJ
ejif-848	163	29	performance	performance	NOUN
ejif-848	163	30	of	of	ADP
ejif-848	163	31	major	major	ADJ
ejif-848	163	32	banks	bank	NOUN
ejif-848	163	33	in	in	ADP
ejif-848	163	34	bahrain	bahrain	NOUN
ejif-848	163	35	.	.	PUNCT
ejif-848	164	1	the	the	DET
ejif-848	164	2	population	population	NOUN
ejif-848	164	3	included	include	VERB
ejif-848	164	4	all	all	DET
ejif-848	164	5	the	the	DET
ejif-848	164	6	109	109	NUM
ejif-848	164	7	banks	bank	NOUN
ejif-848	164	8	in	in	ADP
ejif-848	164	9	bahrain	bahrain	NOUN
ejif-848	164	10	which	which	PRON
ejif-848	164	11	comprised	comprise	VERB
ejif-848	164	12	82	82	NUM
ejif-848	164	13	conventional	conventional	ADJ
ejif-848	164	14	banks	bank	NOUN
ejif-848	164	15	(	(	PUNCT
ejif-848	164	16	retail	retail	ADJ
ejif-848	164	17	and	and	CCONJ
ejif-848	164	18	wholesale	wholesale	ADJ
ejif-848	164	19	)	)	PUNCT
ejif-848	164	20	and	and	CCONJ
ejif-848	164	21	27	27	NUM
ejif-848	164	22	islamic	islamic	ADJ
ejif-848	164	23	banks	bank	NOUN
ejif-848	164	24	.	.	PUNCT
ejif-848	165	1	the	the	DET
ejif-848	165	2	study	study	NOUN
ejif-848	165	3	used	use	VERB
ejif-848	165	4	a	a	DET
ejif-848	165	5	set	set	NOUN
ejif-848	165	6	of	of	ADP
ejif-848	165	7	ratios	ratio	NOUN
ejif-848	165	8	including	include	VERB
ejif-848	165	9	credit	credit	NOUN
ejif-848	165	10	risk	risk	NOUN
ejif-848	165	11	ratio	ratio	NOUN
ejif-848	165	12	.	.	PUNCT
ejif-848	166	1	with	with	ADP
ejif-848	166	2	particular	particular	ADJ
ejif-848	166	3	concern	concern	NOUN
ejif-848	166	4	on	on	ADP
ejif-848	166	5	the	the	DET
ejif-848	166	6	loan	loan	NOUN
ejif-848	166	7	to	to	PART
ejif-848	166	8	deposit	deposit	NOUN
ejif-848	166	9	ratio	ratio	NOUN
ejif-848	166	10	,	,	PUNCT
ejif-848	166	11	the	the	DET
ejif-848	166	12	finding	finding	NOUN
ejif-848	166	13	revealed	reveal	VERB
ejif-848	166	14	virtually	virtually	ADV
ejif-848	166	15	all	all	DET
ejif-848	166	16	the	the	DET
ejif-848	166	17	banks	bank	NOUN
ejif-848	166	18	in	in	ADP
ejif-848	166	19	the	the	DET
ejif-848	166	20	study	study	NOUN
ejif-848	166	21	showed	show	VERB
ejif-848	166	22	a	a	DET
ejif-848	166	23	decline	decline	NOUN
ejif-848	166	24	trend	trend	NOUN
ejif-848	166	25	.	.	PUNCT
ejif-848	167	1	the	the	DET
ejif-848	167	2	reason	reason	NOUN
ejif-848	167	3	for	for	ADP
ejif-848	167	4	this	this	PRON
ejif-848	167	5	was	be	AUX
ejif-848	167	6	said	say	VERB
ejif-848	167	7	to	to	PART
ejif-848	167	8	be	be	AUX
ejif-848	167	9	the	the	DET
ejif-848	167	10	impact	impact	NOUN
ejif-848	167	11	of	of	ADP
ejif-848	167	12	financial	financial	ADJ
ejif-848	167	13	crisis	crisis	NOUN
ejif-848	167	14	that	that	PRON
ejif-848	167	15	had	have	AUX
ejif-848	167	16	depressed	depress	VERB
ejif-848	167	17	the	the	DET
ejif-848	167	18	market	market	NOUN
ejif-848	167	19	making	make	VERB
ejif-848	167	20	those	those	DET
ejif-848	167	21	banks	bank	NOUN
ejif-848	167	22	to	to	PART
ejif-848	167	23	adjust	adjust	VERB
ejif-848	167	24	their	their	PRON
ejif-848	167	25	lending	lending	NOUN
ejif-848	167	26	policies	policy	NOUN
ejif-848	167	27	.	.	PUNCT
ejif-848	168	1	onakoya	onakoya	NOUN
ejif-848	168	2	and	and	CCONJ
ejif-848	168	3	onakoya	onakoya	NOUN
ejif-848	168	4	(	(	PUNCT
ejif-848	168	5	2013	2013	NUM
ejif-848	168	6	)	)	PUNCT
ejif-848	168	7	investigated	investigate	VERB
ejif-848	168	8	the	the	DET
ejif-848	168	9	performance	performance	NOUN
ejif-848	168	10	efficiency	efficiency	NOUN
ejif-848	168	11	of	of	ADP
ejif-848	168	12	conventional	conventional	ADJ
ejif-848	168	13	banks	bank	NOUN
ejif-848	168	14	and	and	CCONJ
ejif-848	168	15	islamic	islamic	ADJ
ejif-848	168	16	banks	bank	NOUN
ejif-848	168	17	in	in	ADP
ejif-848	168	18	the	the	DET
ejif-848	168	19	united	united	PROPN
ejif-848	168	20	kingdom	kingdom	NOUN
ejif-848	168	21	from	from	ADP
ejif-848	168	22	2007	2007	NUM
ejif-848	168	23	to	to	ADP
ejif-848	168	24	2011	2011	NUM
ejif-848	168	25	.	.	PUNCT
ejif-848	169	1	four	four	NUM
ejif-848	169	2	top	top	ADJ
ejif-848	169	3	islamic	islamic	ADJ
ejif-848	169	4	banks	bank	NOUN
ejif-848	169	5	and	and	CCONJ
ejif-848	169	6	five	five	NUM
ejif-848	169	7	conventional	conventional	ADJ
ejif-848	169	8	banks	bank	NOUN
ejif-848	169	9	were	be	AUX
ejif-848	169	10	involved	involve	VERB
ejif-848	169	11	and	and	CCONJ
ejif-848	169	12	compared	compare	VERB
ejif-848	169	13	on	on	ADP
ejif-848	169	14	given	give	VERB
ejif-848	169	15	financial	financial	ADJ
ejif-848	169	16	ratios	ratio	NOUN
ejif-848	169	17	as	as	ADP
ejif-848	169	18	performance	performance	NOUN
ejif-848	169	19	indicators	indicator	NOUN
ejif-848	169	20	.	.	PUNCT
ejif-848	170	1	the	the	DET
ejif-848	170	2	data	datum	NOUN
ejif-848	170	3	were	be	AUX
ejif-848	170	4	collected	collect	VERB
ejif-848	170	5	from	from	ADP
ejif-848	170	6	the	the	DET
ejif-848	170	7	financial	financial	ADJ
ejif-848	170	8	statements	statement	NOUN
ejif-848	170	9	of	of	ADP
ejif-848	170	10	these	these	DET
ejif-848	170	11	banks	bank	NOUN
ejif-848	170	12	.	.	PUNCT
ejif-848	171	1	this	this	PRON
ejif-848	171	2	was	be	AUX
ejif-848	171	3	further	far	ADV
ejif-848	171	4	transformed	transform	VERB
ejif-848	171	5	into	into	ADP
ejif-848	171	6	percentages	percentage	NOUN
ejif-848	171	7	and	and	CCONJ
ejif-848	171	8	ratios	ratio	NOUN
ejif-848	171	9	for	for	ADP
ejif-848	171	10	easy	easy	ADJ
ejif-848	171	11	comparison	comparison	NOUN
ejif-848	171	12	.	.	PUNCT
ejif-848	172	1	the	the	DET
ejif-848	172	2	findings	finding	NOUN
ejif-848	172	3	showed	show	VERB
ejif-848	172	4	that	that	SCONJ
ejif-848	172	5	islamic	islamic	ADJ
ejif-848	172	6	banks	bank	NOUN
ejif-848	172	7	are	be	AUX
ejif-848	172	8	less	less	ADV
ejif-848	172	9	exposed	expose	VERB
ejif-848	172	10	to	to	ADP
ejif-848	172	11	liquidity	liquidity	NOUN
ejif-848	172	12	risk	risk	NOUN
ejif-848	172	13	and	and	CCONJ
ejif-848	172	14	seem	seem	VERB
ejif-848	172	15	to	to	PART
ejif-848	172	16	be	be	AUX
ejif-848	172	17	more	more	ADJ
ejif-848	172	18	cost	cost	NOUN
ejif-848	172	19	-	-	PUNCT
ejif-848	172	20	effective	effective	ADJ
ejif-848	172	21	.	.	PUNCT
ejif-848	173	1	tabash	tabash	NOUN
ejif-848	173	2	and	and	CCONJ
ejif-848	173	3	dhankar	dhankar	NOUN
ejif-848	173	4	(	(	PUNCT
ejif-848	173	5	2014	2014	NUM
ejif-848	173	6	)	)	PUNCT
ejif-848	173	7	supported	support	VERB
ejif-848	173	8	the	the	DET
ejif-848	173	9	standpoint	standpoint	NOUN
ejif-848	173	10	that	that	SCONJ
ejif-848	173	11	islamic	islamic	PROPN
ejif-848	173	12	finance	finance	NOUN
ejif-848	173	13	remains	remain	VERB
ejif-848	173	14	a	a	DET
ejif-848	173	15	stable	stable	ADJ
ejif-848	173	16	and	and	CCONJ
ejif-848	173	17	safe	safe	ADJ
ejif-848	173	18	way	way	NOUN
ejif-848	173	19	of	of	ADP
ejif-848	173	20	financing	financing	NOUN
ejif-848	173	21	.	.	PUNCT
ejif-848	174	1	the	the	DET
ejif-848	174	2	authors	author	NOUN
ejif-848	174	3	attempted	attempt	VERB
ejif-848	174	4	in	in	ADP
ejif-848	174	5	their	their	PRON
ejif-848	174	6	study	study	NOUN
ejif-848	174	7	to	to	PART
ejif-848	174	8	examine	examine	VERB
ejif-848	174	9	the	the	DET
ejif-848	174	10	impact	impact	NOUN
ejif-848	174	11	of	of	ADP
ejif-848	174	12	global	global	ADJ
ejif-848	174	13	financial	financial	ADJ
ejif-848	174	14	crisis	crisis	NOUN
ejif-848	174	15	on	on	ADP
ejif-848	174	16	the	the	DET
ejif-848	174	17	key	key	ADJ
ejif-848	174	18	performance	performance	NOUN
ejif-848	174	19	ratios	ratio	NOUN
ejif-848	174	20	of	of	ADP
ejif-848	174	21	all	all	DET
ejif-848	174	22	fullfledged	fullfledged	ADJ
ejif-848	174	23	-	-	PUNCT
ejif-848	174	24	islamic	islamic	ADJ
ejif-848	174	25	banks	bank	NOUN
ejif-848	174	26	in	in	ADP
ejif-848	174	27	the	the	DET
ejif-848	174	28	kingdom	kingdom	NOUN
ejif-848	174	29	of	of	ADP
ejif-848	174	30	saudi	saudi	PROPN
ejif-848	174	31	arabia	arabia	PROPN
ejif-848	174	32	(	(	PUNCT
ejif-848	174	33	ksa	ksa	PROPN
ejif-848	174	34	)	)	PUNCT
ejif-848	174	35	.	.	PUNCT
ejif-848	175	1	time	time	PROPN
ejif-848	175	2	series	series	PROPN
ejif-848	175	3	data	data	PROPN
ejif-848	175	4	from	from	ADP
ejif-848	175	5	2005	2005	NUM
ejif-848	175	6	to	to	ADP
ejif-848	175	7	2010	2010	NUM
ejif-848	175	8	were	be	AUX
ejif-848	175	9	employed	employ	VERB
ejif-848	175	10	to	to	PART
ejif-848	175	11	document	document	VERB
ejif-848	175	12	the	the	DET
ejif-848	175	13	relationship	relationship	NOUN
ejif-848	175	14	between	between	ADP
ejif-848	175	15	the	the	DET
ejif-848	175	16	performance	performance	NOUN
ejif-848	175	17	of	of	ADP
ejif-848	175	18	islamic	islamic	ADJ
ejif-848	175	19	banks	bank	NOUN
ejif-848	175	20	and	and	CCONJ
ejif-848	175	21	financial	financial	ADJ
ejif-848	175	22	stability	stability	NOUN
ejif-848	175	23	for	for	ADP
ejif-848	175	24	all	all	DET
ejif-848	175	25	fledged	fledge	VERB
ejif-848	175	26	-	-	PUNCT
ejif-848	175	27	islamic	islamic	ADJ
ejif-848	175	28	banks	bank	NOUN
ejif-848	175	29	within	within	ADP
ejif-848	175	30	the	the	DET
ejif-848	175	31	nooks	nook	NOUN
ejif-848	175	32	and	and	CCONJ
ejif-848	175	33	crannies	cranny	NOUN
ejif-848	175	34	of	of	ADP
ejif-848	175	35	the	the	DET
ejif-848	175	36	ksa	ksa	PROPN
ejif-848	175	37	.	.	PUNCT
ejif-848	176	1	the	the	DET
ejif-848	176	2	study	study	NOUN
ejif-848	176	3	adopted	adopt	VERB
ejif-848	176	4	the	the	DET
ejif-848	176	5	trend	trend	NOUN
ejif-848	176	6	analysis	analysis	NOUN
ejif-848	176	7	method	method	NOUN
ejif-848	176	8	to	to	PART
ejif-848	176	9	compute	compute	VERB
ejif-848	176	10	via	via	ADP
ejif-848	176	11	microsoft	microsoft	PROPN
ejif-848	176	12	excel	excel	VERB
ejif-848	176	13	the	the	DET
ejif-848	176	14	yearly	yearly	ADJ
ejif-848	176	15	financial	financial	ADJ
ejif-848	176	16	ratios	ratio	NOUN
ejif-848	176	17	of	of	ADP
ejif-848	176	18	islamic	islamic	ADJ
ejif-848	176	19	banking	banking	NOUN
ejif-848	176	20	sector	sector	NOUN
ejif-848	176	21	.	.	PUNCT
ejif-848	177	1	this	this	PRON
ejif-848	177	2	helped	help	VERB
ejif-848	177	3	to	to	PART
ejif-848	177	4	determine	determine	VERB
ejif-848	177	5	liquidity	liquidity	NOUN
ejif-848	177	6	ratios	ratio	NOUN
ejif-848	177	7	and	and	CCONJ
ejif-848	177	8	capital	capital	NOUN
ejif-848	177	9	adequacy	adequacy	NOUN
ejif-848	177	10	ratios	ratio	NOUN
ejif-848	177	11	for	for	ADP
ejif-848	177	12	the	the	DET
ejif-848	177	13	analysis	analysis	NOUN
ejif-848	177	14	.	.	PUNCT
ejif-848	178	1	equally	equally	ADV
ejif-848	178	2	,	,	PUNCT
ejif-848	178	3	one	one	NUM
ejif-848	178	4	way	way	NOUN
ejif-848	178	5	analysis	analysis	NOUN
ejif-848	178	6	of	of	ADP
ejif-848	178	7	variance	variance	NOUN
ejif-848	178	8	(	(	PUNCT
ejif-848	178	9	anova	anova	PROPN
ejif-848	178	10	)	)	PUNCT
ejif-848	178	11	was	be	AUX
ejif-848	178	12	used	use	VERB
ejif-848	178	13	to	to	PART
ejif-848	178	14	test	test	VERB
ejif-848	178	15	hypotheses	hypothesis	NOUN
ejif-848	178	16	using	use	VERB
ejif-848	178	17	spss	spss	PROPN
ejif-848	178	18	.	.	PUNCT
ejif-848	179	1	the	the	DET
ejif-848	179	2	outcome	outcome	NOUN
ejif-848	179	3	of	of	ADP
ejif-848	179	4	the	the	DET
ejif-848	179	5	empirical	empirical	ADJ
ejif-848	179	6	results	result	NOUN
ejif-848	179	7	showed	show	VERB
ejif-848	179	8	that	that	SCONJ
ejif-848	179	9	islamic	islamic	ADJ
ejif-848	179	10	banking	banking	NOUN
ejif-848	179	11	sector	sector	NOUN
ejif-848	179	12	was	be	AUX
ejif-848	179	13	more	more	ADV
ejif-848	179	14	stable	stable	ADJ
ejif-848	179	15	sector	sector	NOUN
ejif-848	179	16	in	in	ADP
ejif-848	179	17	terms	term	NOUN
ejif-848	179	18	of	of	ADP
ejif-848	179	19	,	,	PUNCT
ejif-848	179	20	capital	capital	NOUN
ejif-848	179	21	adequacy	adequacy	NOUN
ejif-848	179	22	and	and	CCONJ
ejif-848	179	23	liquidity	liquidity	NOUN
ejif-848	179	24	at	at	ADP
ejif-848	179	25	least	least	ADJ
ejif-848	179	26	in	in	ADP
ejif-848	179	27	the	the	DET
ejif-848	179	28	period	period	NOUN
ejif-848	179	29	under	under	ADP
ejif-848	179	30	study	study	NOUN
ejif-848	179	31	.	.	PUNCT
ejif-848	180	1	umar	umar	PROPN
ejif-848	180	2	islam	islam	PROPN
ejif-848	180	3	and	and	CCONJ
ejif-848	180	4	kozokov	kozokov	PROPN
ejif-848	180	5	(	(	PUNCT
ejif-848	180	6	2009	2009	NUM
ejif-848	180	7	)	)	PUNCT
ejif-848	180	8	conducted	conduct	VERB
ejif-848	180	9	a	a	DET
ejif-848	180	10	study	study	NOUN
ejif-848	180	11	on	on	ADP
ejif-848	180	12	financial	financial	ADJ
ejif-848	180	13	stability	stability	NOUN
ejif-848	180	14	of	of	ADP
ejif-848	180	15	banks	bank	NOUN
ejif-848	180	16	.	.	PUNCT
ejif-848	181	1	the	the	DET
ejif-848	181	2	authors	author	NOUN
ejif-848	181	3	specifically	specifically	ADV
ejif-848	181	4	compared	compare	VERB
ejif-848	181	5	financial	financial	ADJ
ejif-848	181	6	stability	stability	NOUN
ejif-848	181	7	of	of	ADP
ejif-848	181	8	islamic	islamic	ADJ
ejif-848	181	9	banks	bank	NOUN
ejif-848	181	10	and	and	CCONJ
ejif-848	181	11	conventional	conventional	ADJ
ejif-848	181	12	banks	bank	NOUN
ejif-848	181	13	;	;	PUNCT
ejif-848	181	14	the	the	DET
ejif-848	181	15	study	study	NOUN
ejif-848	181	16	which	which	PRON
ejif-848	181	17	adopted	adopt	VERB
ejif-848	181	18	z	z	ADJ
ejif-848	181	19	-	-	PUNCT
ejif-848	181	20	score	score	NOUN
ejif-848	181	21	model	model	NOUN
ejif-848	181	22	found	find	VERB
ejif-848	181	23	that	that	SCONJ
ejif-848	181	24	the	the	DET
ejif-848	181	25	difference	difference	NOUN
ejif-848	181	26	is	be	AUX
ejif-848	181	27	insignificant	insignificant	ADJ
ejif-848	181	28	.	.	PUNCT
ejif-848	182	1	we	we	PRON
ejif-848	182	2	may	may	AUX
ejif-848	182	3	attribute	attribute	VERB
ejif-848	182	4	the	the	DET
ejif-848	182	5	little	little	ADJ
ejif-848	182	6	or	or	CCONJ
ejif-848	182	7	no	no	PRON
ejif-848	182	8	difference	difference	NOUN
ejif-848	182	9	to	to	ADP
ejif-848	182	10	the	the	DET
ejif-848	182	11	fact	fact	NOUN
ejif-848	182	12	that	that	SCONJ
ejif-848	182	13	islamic	islamic	ADJ
ejif-848	182	14	banks	bank	NOUN
ejif-848	182	15	at	at	ADV
ejif-848	182	16	least	least	ADJ
ejif-848	182	17	as	as	SCONJ
ejif-848	182	18	practised	practise	VERB
ejif-848	182	19	in	in	ADP
ejif-848	182	20	malaysia	malaysia	PROPN
ejif-848	182	21	are	be	AUX
ejif-848	182	22	basically	basically	ADV
ejif-848	182	23	debt	debt	NOUN
ejif-848	182	24	based	base	VERB
ejif-848	182	25	which	which	PRON
ejif-848	182	26	principally	principally	ADV
ejif-848	182	27	deviate	deviate	VERB
ejif-848	182	28	from	from	ADP
ejif-848	182	29	the	the	DET
ejif-848	182	30	original	original	ADJ
ejif-848	182	31	principles	principle	NOUN
ejif-848	182	32	of	of	ADP
ejif-848	182	33	profit	profit	NOUN
ejif-848	182	34	and	and	CCONJ
ejif-848	182	35	loss	loss	NOUN
ejif-848	182	36	sharing	sharing	NOUN
ejif-848	182	37	on	on	ADP
ejif-848	182	38	which	which	PRON
ejif-848	182	39	islamic	islamic	ADJ
ejif-848	182	40	finance	finance	NOUN
ejif-848	182	41	is	be	AUX
ejif-848	182	42	built	build	VERB
ejif-848	182	43	.	.	PUNCT
ejif-848	183	1	this	this	PRON
ejif-848	183	2	makes	make	VERB
ejif-848	183	3	them	they	PRON
ejif-848	183	4	not	not	PART
ejif-848	183	5	too	too	ADV
ejif-848	183	6	different	different	ADJ
ejif-848	183	7	from	from	ADP
ejif-848	183	8	conventional	conventional	ADJ
ejif-848	183	9	banks	bank	NOUN
ejif-848	183	10	.	.	PUNCT
ejif-848	184	1	also	also	ADV
ejif-848	184	2	,	,	PUNCT
ejif-848	184	3	the	the	DET
ejif-848	184	4	study	study	NOUN
ejif-848	184	5	revealed	reveal	VERB
ejif-848	184	6	that	that	SCONJ
ejif-848	184	7	conventional	conventional	ADJ
ejif-848	184	8	banks	bank	NOUN
ejif-848	184	9	demonstrated	demonstrate	VERB
ejif-848	184	10	high	high	ADJ
ejif-848	184	11	variability	variability	NOUN
ejif-848	184	12	and	and	CCONJ
ejif-848	184	13	volatility	volatility	NOUN
ejif-848	184	14	as	as	SCONJ
ejif-848	184	15	weighed	weigh	VERB
ejif-848	184	16	against	against	ADP
ejif-848	184	17	islamic	islamic	ADJ
ejif-848	184	18	banks	bank	NOUN
ejif-848	184	19	.	.	PUNCT
ejif-848	185	1	the	the	DET
ejif-848	185	2	reason	reason	NOUN
ejif-848	185	3	is	be	AUX
ejif-848	185	4	simply	simply	ADV
ejif-848	185	5	because	because	SCONJ
ejif-848	185	6	islamic	islamic	ADJ
ejif-848	185	7	banks	bank	NOUN
ejif-848	185	8	are	be	AUX
ejif-848	185	9	based	base	VERB
ejif-848	185	10	on	on	ADP
ejif-848	185	11	basic	basic	ADJ
ejif-848	185	12	islamic	islamic	ADJ
ejif-848	185	13	banking	banking	NOUN
ejif-848	185	14	philosophy	philosophy	NOUN
ejif-848	185	15	that	that	PRON
ejif-848	185	16	actually	actually	ADV
ejif-848	185	17	prohibits	prohibit	VERB
ejif-848	185	18	them	they	PRON
ejif-848	185	19	from	from	ADP
ejif-848	185	20	investing	invest	VERB
ejif-848	185	21	in	in	ADP
ejif-848	185	22	highly	highly	ADV
ejif-848	185	23	speculative	speculative	ADJ
ejif-848	185	24	or	or	CCONJ
ejif-848	185	25	leveraged	leveraged	ADJ
ejif-848	185	26	businesses	business	NOUN
ejif-848	185	27	or	or	CCONJ
ejif-848	185	28	transactions	transaction	NOUN
ejif-848	185	29	.	.	PUNCT
ejif-848	186	1	umar	umar	PROPN
ejif-848	186	2	islam	islam	PROPN
ejif-848	186	3	and	and	CCONJ
ejif-848	186	4	kosokov	kosokov	PROPN
ejif-848	186	5	(	(	PUNCT
ejif-848	186	6	2009	2009	NUM
ejif-848	186	7	)	)	PUNCT
ejif-848	186	8	further	far	ADV
ejif-848	186	9	compared	compare	VERB
ejif-848	186	10	islamic	islamic	ADJ
ejif-848	186	11	and	and	CCONJ
ejif-848	186	12	conventional	conventional	ADJ
ejif-848	186	13	banks	bank	NOUN
ejif-848	186	14	using	use	VERB
ejif-848	186	15	npl	npl	PROPN
ejif-848	186	16	/	/	SYM
ejif-848	186	17	asset	asset	NOUN
ejif-848	186	18	ratio	ratio	NOUN
ejif-848	186	19	and	and	CCONJ
ejif-848	186	20	the	the	DET
ejif-848	186	21	results	result	NOUN
ejif-848	186	22	indicated	indicate	VERB
ejif-848	186	23	that	that	SCONJ
ejif-848	186	24	islamic	islamic	ADJ
ejif-848	186	25	banks	bank	NOUN
ejif-848	186	26	were	be	AUX
ejif-848	186	27	stronger	strong	ADJ
ejif-848	186	28	than	than	ADP
ejif-848	186	29	their	their	PRON
ejif-848	186	30	conventional	conventional	ADJ
ejif-848	186	31	counterparts	counterpart	NOUN
ejif-848	186	32	in	in	ADP
ejif-848	186	33	terms	term	NOUN
ejif-848	186	34	of	of	ADP
ejif-848	186	35	operation	operation	NOUN
ejif-848	186	36	.	.	PUNCT
ejif-848	187	1	the	the	DET
ejif-848	187	2	study	study	NOUN
ejif-848	187	3	also	also	ADV
ejif-848	187	4	unfolded	unfold	VERB
ejif-848	187	5	that	that	SCONJ
ejif-848	187	6	islamic	islamic	ADJ
ejif-848	187	7	banks	bank	NOUN
ejif-848	187	8	had	have	VERB
ejif-848	187	9	better	well	ADJ
ejif-848	187	10	liquidity	liquidity	NOUN
ejif-848	187	11	situation	situation	NOUN
ejif-848	187	12	than	than	ADP
ejif-848	187	13	conventional	conventional	ADJ
ejif-848	187	14	.	.	PUNCT
ejif-848	188	1	meanwhile	meanwhile	ADV
ejif-848	188	2	,	,	PUNCT
ejif-848	188	3	this	this	DET
ejif-848	188	4	result	result	NOUN
ejif-848	188	5	is	be	AUX
ejif-848	188	6	however	however	ADV
ejif-848	188	7	contradictory	contradictory	ADJ
ejif-848	188	8	to	to	ADP
ejif-848	188	9	the	the	DET
ejif-848	188	10	findings	finding	NOUN
ejif-848	188	11	of	of	ADP
ejif-848	188	12	cihak	cihak	NOUN
ejif-848	188	13	and	and	CCONJ
ejif-848	188	14	hesse	hesse	PROPN
ejif-848	188	15	(	(	PUNCT
ejif-848	188	16	2008	2008	NUM
ejif-848	188	17	)	)	PUNCT
ejif-848	188	18	who	who	PRON
ejif-848	188	19	posited	posit	VERB
ejif-848	188	20	that	that	SCONJ
ejif-848	188	21	the	the	DET
ejif-848	188	22	loan	loan	NOUN
ejif-848	188	23	/	/	SYM
ejif-848	188	24	asset	asset	NOUN
ejif-848	188	25	ratio	ratio	NOUN
ejif-848	188	26	of	of	ADP
ejif-848	188	27	islamic	islamic	ADJ
ejif-848	188	28	and	and	CCONJ
ejif-848	188	29	conventional	conventional	ADJ
ejif-848	188	30	banks	bank	NOUN
ejif-848	188	31	were	be	AUX
ejif-848	188	32	somewhat	somewhat	ADV
ejif-848	188	33	similar	similar	ADJ
ejif-848	188	34	.	.	PUNCT
ejif-848	189	1	however	however	ADV
ejif-848	189	2	,	,	PUNCT
ejif-848	189	3	the	the	DET
ejif-848	189	4	findings	finding	NOUN
ejif-848	189	5	of	of	ADP
ejif-848	189	6	abdi	abdi	PROPN
ejif-848	189	7	(	(	PUNCT
ejif-848	189	8	2011	2011	NUM
ejif-848	189	9	)	)	PUNCT
ejif-848	189	10	do	do	AUX
ejif-848	189	11	not	not	PART
ejif-848	189	12	support	support	VERB
ejif-848	189	13	the	the	DET
ejif-848	189	14	argument	argument	NOUN
ejif-848	189	15	that	that	SCONJ
ejif-848	189	16	islamic	islamic	ADJ
ejif-848	189	17	banks	bank	NOUN
ejif-848	189	18	are	be	AUX
ejif-848	189	19	more	more	ADV
ejif-848	189	20	stable	stable	ADJ
ejif-848	189	21	than	than	ADP
ejif-848	189	22	conventional	conventional	ADJ
ejif-848	189	23	ones	one	NOUN
ejif-848	189	24	.	.	PUNCT
ejif-848	190	1	abdi	abdi	PROPN
ejif-848	190	2	(	(	PUNCT
ejif-848	190	3	2011	2011	NUM
ejif-848	190	4	)	)	PUNCT
ejif-848	190	5	examines	examine	VERB
ejif-848	190	6	whether	whether	SCONJ
ejif-848	190	7	there	there	PRON
ejif-848	190	8	is	be	VERB
ejif-848	190	9	an	an	DET
ejif-848	190	10	empirical	empirical	ADJ
ejif-848	190	11	evidence	evidence	NOUN
ejif-848	190	12	to	to	PART
ejif-848	190	13	substantiate	substantiate	VERB
ejif-848	190	14	the	the	DET
ejif-848	190	15	assertion	assertion	NOUN
ejif-848	190	16	that	that	SCONJ
ejif-848	190	17	islamic	islamic	ADJ
ejif-848	190	18	banks	bank	NOUN
ejif-848	190	19	are	be	AUX
ejif-848	190	20	more	more	ADV
ejif-848	190	21	stable	stable	ADJ
ejif-848	190	22	than	than	ADP
ejif-848	190	23	conventional	conventional	ADJ
ejif-848	190	24	banks	bank	NOUN
ejif-848	190	25	in	in	ADP
ejif-848	190	26	general	general	ADJ
ejif-848	190	27	and	and	CCONJ
ejif-848	190	28	more	more	ADV
ejif-848	190	29	specifically	specifically	ADV
ejif-848	190	30	during	during	ADP
ejif-848	190	31	the	the	DET
ejif-848	190	32	global	global	ADJ
ejif-848	190	33	financial	financial	ADJ
ejif-848	190	34	crisis	crisis	NOUN
ejif-848	190	35	.	.	PUNCT
ejif-848	191	1	using	use	VERB
ejif-848	191	2	regression	regression	NOUN
ejif-848	191	3	and	and	CCONJ
ejif-848	191	4	descriptive	descriptive	ADJ
ejif-848	191	5	statistical	statistical	ADJ
ejif-848	191	6	tools	tool	NOUN
ejif-848	191	7	to	to	PART
ejif-848	191	8	analyze	analyze	VERB
ejif-848	191	9	his	his	PRON
ejif-848	191	10	data	datum	NOUN
ejif-848	191	11	,	,	PUNCT
ejif-848	191	12	the	the	DET
ejif-848	191	13	outcome	outcome	NOUN
ejif-848	191	14	of	of	ADP
ejif-848	191	15	the	the	DET
ejif-848	191	16	study	study	NOUN
ejif-848	191	17	showed	show	VERB
ejif-848	191	18	that	that	SCONJ
ejif-848	191	19	islamic	islamic	ADJ
ejif-848	191	20	banking	banking	NOUN
ejif-848	191	21	is	be	AUX
ejif-848	191	22	less	less	ADV
ejif-848	191	23	stable	stable	ADJ
ejif-848	191	24	than	than	ADP
ejif-848	191	25	conventional	conventional	ADJ
ejif-848	191	26	banking	banking	NOUN
ejif-848	191	27	in	in	ADP
ejif-848	191	28	countries	country	NOUN
ejif-848	191	29	where	where	SCONJ
ejif-848	191	30	both	both	DET
ejif-848	191	31	types	type	NOUN
ejif-848	191	32	are	be	AUX
ejif-848	191	33	systematically	systematically	ADV
ejif-848	191	34	important	important	ADJ
ejif-848	191	35	for	for	ADP
ejif-848	191	36	the	the	DET
ejif-848	191	37	banking	banking	NOUN
ejif-848	191	38	system	system	NOUN
ejif-848	191	39	such	such	ADJ
ejif-848	191	40	as	as	ADP
ejif-848	191	41	the	the	DET
ejif-848	191	42	middle	middle	PROPN
ejif-848	191	43	east	east	PROPN
ejif-848	191	44	and	and	CCONJ
ejif-848	191	45	south	south	PROPN
ejif-848	191	46	east	east	PROPN
ejif-848	191	47	asia	asia	PROPN
ejif-848	191	48	.	.	PUNCT
ejif-848	192	1	the	the	DET
ejif-848	192	2	author	author	NOUN
ejif-848	192	3	,	,	PUNCT
ejif-848	192	4	however	however	ADV
ejif-848	192	5	,	,	PUNCT
ejif-848	192	6	concluded	conclude	VERB
ejif-848	192	7	that	that	SCONJ
ejif-848	192	8	there	there	PRON
ejif-848	192	9	are	be	VERB
ejif-848	192	10	signs	sign	NOUN
ejif-848	192	11	that	that	PRON
ejif-848	192	12	point	point	VERB
ejif-848	192	13	to	to	ADP
ejif-848	192	14	the	the	DET
ejif-848	192	15	fact	fact	NOUN
ejif-848	192	16	that	that	SCONJ
ejif-848	192	17	islamic	islamic	ADJ
ejif-848	192	18	banking	banking	NOUN
ejif-848	192	19	is	be	AUX
ejif-848	192	20	improving	improve	VERB
ejif-848	192	21	its	its	PRON
ejif-848	192	22	performance	performance	NOUN
ejif-848	192	23	in	in	ADP
ejif-848	192	24	this	this	DET
ejif-848	192	25	regard	regard	NOUN
ejif-848	192	26	.	.	PUNCT
ejif-848	193	1	ejif	ejif	PROPN
ejif-848	193	2	–	–	PUNCT
ejif-848	193	3	european	european	PROPN
ejif-848	193	4	journal	journal	PROPN
ejif-848	193	5	of	of	ADP
ejif-848	193	6	islamic	islamic	PROPN
ejif-848	193	7	finance	finance	NOUN
ejif-848	193	8	no2	no2	PROPN
ejif-848	193	9	,	,	PUNCT
ejif-848	193	10	april	april	PROPN
ejif-848	193	11	(	(	PUNCT
ejif-848	193	12	2015	2015	NUM
ejif-848	193	13	)	)	PUNCT
ejif-848	194	1	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-848	194	2	issn	issn	VERB
ejif-848	194	3	2421	2421	NUM
ejif-848	194	4	-	-	SYM
ejif-848	194	5	2172	2172	NUM
ejif-848	194	6	7	7	NUM
ejif-848	194	7	vi	vi	NOUN
ejif-848	194	8	.	.	PUNCT
ejif-848	194	9	summary	summary	NOUN
ejif-848	194	10	invariably	invariably	ADV
ejif-848	194	11	,	,	PUNCT
ejif-848	194	12	the	the	DET
ejif-848	194	13	paper	paper	NOUN
ejif-848	194	14	avails	avail	VERB
ejif-848	194	15	us	we	PRON
ejif-848	194	16	the	the	DET
ejif-848	194	17	opportunity	opportunity	NOUN
ejif-848	194	18	of	of	ADP
ejif-848	194	19	appreciating	appreciate	VERB
ejif-848	194	20	islamic	islamic	ADJ
ejif-848	194	21	finance	finance	NOUN
ejif-848	194	22	especially	especially	ADV
ejif-848	194	23	in	in	ADP
ejif-848	194	24	this	this	DET
ejif-848	194	25	contemporary	contemporary	ADJ
ejif-848	194	26	age	age	NOUN
ejif-848	194	27	.	.	PUNCT
ejif-848	195	1	principally	principally	ADV
ejif-848	195	2	,	,	PUNCT
ejif-848	195	3	islamic	islamic	ADJ
ejif-848	195	4	banking	banking	NOUN
ejif-848	195	5	and	and	CCONJ
ejif-848	195	6	finance	finance	NOUN
ejif-848	195	7	is	be	AUX
ejif-848	195	8	an	an	DET
ejif-848	195	9	industry	industry	NOUN
ejif-848	195	10	that	that	PRON
ejif-848	195	11	follows	follow	VERB
ejif-848	195	12	the	the	DET
ejif-848	195	13	dictates	dictate	NOUN
ejif-848	195	14	of	of	ADP
ejif-848	195	15	the	the	DET
ejif-848	195	16	divine	divine	ADJ
ejif-848	195	17	guidance	guidance	NOUN
ejif-848	195	18	.	.	PUNCT
ejif-848	196	1	although	although	SCONJ
ejif-848	196	2	it	it	PRON
ejif-848	196	3	is	be	AUX
ejif-848	196	4	a	a	DET
ejif-848	196	5	nascent	nascent	ADJ
ejif-848	196	6	industry	industry	NOUN
ejif-848	196	7	in	in	ADP
ejif-848	196	8	relation	relation	NOUN
ejif-848	196	9	to	to	ADP
ejif-848	196	10	conventional	conventional	ADJ
ejif-848	196	11	method	method	NOUN
ejif-848	196	12	,	,	PUNCT
ejif-848	196	13	it	it	PRON
ejif-848	196	14	has	have	VERB
ejif-848	196	15	the	the	DET
ejif-848	196	16	potentials	potential	NOUN
ejif-848	196	17	of	of	ADP
ejif-848	196	18	not	not	PART
ejif-848	196	19	only	only	ADV
ejif-848	196	20	bringing	bring	VERB
ejif-848	196	21	banking	banking	NOUN
ejif-848	196	22	to	to	ADP
ejif-848	196	23	the	the	DET
ejif-848	196	24	door	door	NOUN
ejif-848	196	25	steps	step	NOUN
ejif-848	196	26	of	of	ADP
ejif-848	196	27	the	the	DET
ejif-848	196	28	individuals	individual	NOUN
ejif-848	196	29	irrespective	irrespective	ADV
ejif-848	196	30	of	of	ADP
ejif-848	196	31	their	their	PRON
ejif-848	196	32	religious	religious	ADJ
ejif-848	196	33	indoctrination	indoctrination	NOUN
ejif-848	196	34	but	but	CCONJ
ejif-848	196	35	also	also	ADV
ejif-848	196	36	making	make	VERB
ejif-848	196	37	financial	financial	ADJ
ejif-848	196	38	instability	instability	NOUN
ejif-848	196	39	a	a	DET
ejif-848	196	40	thing	thing	NOUN
ejif-848	196	41	of	of	ADP
ejif-848	196	42	the	the	DET
ejif-848	196	43	past	past	NOUN
ejif-848	196	44	.	.	PUNCT
ejif-848	197	1	therefore	therefore	ADV
ejif-848	197	2	,	,	PUNCT
ejif-848	197	3	a	a	DET
ejif-848	197	4	holistic	holistic	ADJ
ejif-848	197	5	analysis	analysis	NOUN
ejif-848	197	6	of	of	ADP
ejif-848	197	7	the	the	DET
ejif-848	197	8	extant	extant	ADJ
ejif-848	197	9	literatures	literature	NOUN
ejif-848	197	10	reviewed	review	VERB
ejif-848	197	11	in	in	ADP
ejif-848	197	12	this	this	DET
ejif-848	197	13	paper	paper	NOUN
ejif-848	197	14	reveals	reveal	VERB
ejif-848	197	15	that	that	SCONJ
ejif-848	197	16	islamic	islamic	ADJ
ejif-848	197	17	banks	bank	NOUN
ejif-848	197	18	on	on	ADP
ejif-848	197	19	a	a	DET
ejif-848	197	20	general	general	ADJ
ejif-848	197	21	term	term	NOUN
ejif-848	197	22	are	be	AUX
ejif-848	197	23	financially	financially	ADV
ejif-848	197	24	stable	stable	ADJ
ejif-848	197	25	either	either	CCONJ
ejif-848	197	26	during	during	ADP
ejif-848	197	27	or	or	CCONJ
ejif-848	197	28	after	after	ADP
ejif-848	197	29	the	the	DET
ejif-848	197	30	global	global	ADJ
ejif-848	197	31	financial	financial	ADJ
ejif-848	197	32	crisis	crisis	NOUN
ejif-848	197	33	and	and	CCONJ
ejif-848	197	34	are	be	AUX
ejif-848	197	35	able	able	ADJ
ejif-848	197	36	to	to	PART
ejif-848	197	37	withstand	withstand	VERB
ejif-848	197	38	any	any	DET
ejif-848	197	39	financial	financial	ADJ
ejif-848	197	40	shocks	shock	NOUN
ejif-848	197	41	.	.	PUNCT
ejif-848	198	1	vii	vii	PROPN
ejif-848	198	2	.	.	PROPN
ejif-848	198	3	conclusion	conclusion	NOUN
ejif-848	198	4	this	this	DET
ejif-848	198	5	paper	paper	NOUN
ejif-848	198	6	attempts	attempt	VERB
ejif-848	198	7	to	to	PART
ejif-848	198	8	provide	provide	VERB
ejif-848	198	9	a	a	DET
ejif-848	198	10	comprehensive	comprehensive	ADJ
ejif-848	198	11	review	review	NOUN
ejif-848	198	12	of	of	ADP
ejif-848	198	13	the	the	DET
ejif-848	198	14	financial	financial	ADJ
ejif-848	198	15	stability	stability	NOUN
ejif-848	198	16	of	of	ADP
ejif-848	198	17	islamic	islamic	ADJ
ejif-848	198	18	banks	bank	NOUN
ejif-848	198	19	particularly	particularly	ADV
ejif-848	198	20	during	during	ADP
ejif-848	198	21	and	and	CCONJ
ejif-848	198	22	after	after	ADP
ejif-848	198	23	the	the	DET
ejif-848	198	24	recent	recent	ADJ
ejif-848	198	25	global	global	ADJ
ejif-848	198	26	financial	financial	ADJ
ejif-848	198	27	crisis	crisis	NOUN
ejif-848	198	28	which	which	PRON
ejif-848	198	29	still	still	ADV
ejif-848	198	30	has	have	VERB
ejif-848	198	31	a	a	DET
ejif-848	198	32	severe	severe	ADJ
ejif-848	198	33	loss	loss	NOUN
ejif-848	198	34	on	on	ADP
ejif-848	198	35	the	the	DET
ejif-848	198	36	world	world	NOUN
ejif-848	198	37	economy	economy	NOUN
ejif-848	198	38	.	.	PUNCT
ejif-848	199	1	in	in	ADP
ejif-848	199	2	a	a	DET
ejif-848	199	3	nutshell	nutshell	NOUN
ejif-848	199	4	,	,	PUNCT
ejif-848	199	5	many	many	ADJ
ejif-848	199	6	authors	author	NOUN
ejif-848	199	7	have	have	AUX
ejif-848	199	8	continued	continue	VERB
ejif-848	199	9	to	to	PART
ejif-848	199	10	prove	prove	VERB
ejif-848	199	11	either	either	CCONJ
ejif-848	199	12	through	through	ADP
ejif-848	199	13	empirical	empirical	ADJ
ejif-848	199	14	studies	study	NOUN
ejif-848	199	15	or	or	CCONJ
ejif-848	199	16	theoretical	theoretical	ADJ
ejif-848	199	17	analysis	analysis	NOUN
ejif-848	199	18	that	that	SCONJ
ejif-848	199	19	islamic	islamic	ADJ
ejif-848	199	20	banks	bank	NOUN
ejif-848	199	21	are	be	AUX
ejif-848	199	22	financially	financially	ADV
ejif-848	199	23	stable	stable	ADJ
ejif-848	199	24	even	even	ADV
ejif-848	199	25	during	during	ADP
ejif-848	199	26	the	the	DET
ejif-848	199	27	unprecedented	unprecedented	ADJ
ejif-848	199	28	financial	financial	ADJ
ejif-848	199	29	crisis	crisis	NOUN
ejif-848	199	30	that	that	PRON
ejif-848	199	31	rocked	rock	VERB
ejif-848	199	32	the	the	DET
ejif-848	199	33	entire	entire	ADJ
ejif-848	199	34	world	world	NOUN
ejif-848	199	35	.	.	PUNCT
ejif-848	200	1	it	it	PRON
ejif-848	200	2	must	must	AUX
ejif-848	200	3	however	however	ADV
ejif-848	200	4	be	be	AUX
ejif-848	200	5	emphasized	emphasize	VERB
ejif-848	200	6	based	base	VERB
ejif-848	200	7	on	on	ADP
ejif-848	200	8	the	the	DET
ejif-848	200	9	outcome	outcome	NOUN
ejif-848	200	10	of	of	ADP
ejif-848	200	11	our	our	PRON
ejif-848	200	12	study	study	NOUN
ejif-848	200	13	that	that	SCONJ
ejif-848	200	14	the	the	DET
ejif-848	200	15	excessive	excessive	ADJ
ejif-848	200	16	dominance	dominance	NOUN
ejif-848	200	17	of	of	ADP
ejif-848	200	18	debt	debt	NOUN
ejif-848	200	19	financing	financing	NOUN
ejif-848	200	20	model	model	NOUN
ejif-848	200	21	that	that	PRON
ejif-848	200	22	is	be	AUX
ejif-848	200	23	prevalent	prevalent	ADJ
ejif-848	200	24	in	in	ADP
ejif-848	200	25	most	most	ADJ
ejif-848	200	26	of	of	ADP
ejif-848	200	27	these	these	DET
ejif-848	200	28	islamic	islamic	ADJ
ejif-848	200	29	financial	financial	ADJ
ejif-848	200	30	institutions	institution	NOUN
ejif-848	200	31	can	can	AUX
ejif-848	200	32	hamper	hamper	VERB
ejif-848	200	33	the	the	DET
ejif-848	200	34	development	development	NOUN
ejif-848	200	35	that	that	PRON
ejif-848	200	36	trail	trail	VERB
ejif-848	200	37	islamic	islamic	ADJ
ejif-848	200	38	finance	finance	NOUN
ejif-848	200	39	in	in	ADP
ejif-848	200	40	this	this	DET
ejif-848	200	41	contemporary	contemporary	ADJ
ejif-848	200	42	age	age	NOUN
ejif-848	200	43	.	.	PUNCT
ejif-848	201	1	furthermore	furthermore	ADV
ejif-848	201	2	,	,	PUNCT
ejif-848	201	3	having	having	AUX
ejif-848	201	4	understood	understand	VERB
ejif-848	201	5	the	the	DET
ejif-848	201	6	fact	fact	NOUN
ejif-848	201	7	that	that	SCONJ
ejif-848	201	8	the	the	DET
ejif-848	201	9	success	success	NOUN
ejif-848	201	10	of	of	ADP
ejif-848	201	11	this	this	DET
ejif-848	201	12	nascent	nascent	ADJ
ejif-848	201	13	industry	industry	NOUN
ejif-848	201	14	lies	lie	VERB
ejif-848	201	15	on	on	ADP
ejif-848	201	16	innovation	innovation	NOUN
ejif-848	201	17	and	and	CCONJ
ejif-848	201	18	designing	designing	NOUN
ejif-848	201	19	products	product	NOUN
ejif-848	201	20	that	that	PRON
ejif-848	201	21	meet	meet	VERB
ejif-848	201	22	the	the	DET
ejif-848	201	23	needs	need	NOUN
ejif-848	201	24	of	of	ADP
ejif-848	201	25	the	the	DET
ejif-848	201	26	customers	customer	NOUN
ejif-848	201	27	;	;	PUNCT
ejif-848	201	28	the	the	DET
ejif-848	201	29	attitude	attitude	NOUN
ejif-848	201	30	of	of	ADP
ejif-848	201	31	some	some	DET
ejif-848	201	32	practitioners	practitioner	NOUN
ejif-848	201	33	who	who	PRON
ejif-848	201	34	are	be	AUX
ejif-848	201	35	fond	fond	ADJ
ejif-848	201	36	of	of	ADP
ejif-848	201	37	introducing	introduce	VERB
ejif-848	201	38	policies	policy	NOUN
ejif-848	201	39	and	and	CCONJ
ejif-848	201	40	products	product	NOUN
ejif-848	201	41	that	that	PRON
ejif-848	201	42	are	be	AUX
ejif-848	201	43	dressed	dress	VERB
ejif-848	201	44	up	up	ADP
ejif-848	201	45	conventional	conventional	ADJ
ejif-848	201	46	practices	practice	NOUN
ejif-848	201	47	and	and	CCONJ
ejif-848	201	48	loan	loan	NOUN
ejif-848	201	49	structure	structure	NOUN
ejif-848	201	50	in	in	ADP
ejif-848	201	51	islamic	islamic	ADJ
ejif-848	201	52	finance	finance	NOUN
ejif-848	201	53	need	need	VERB
ejif-848	201	54	to	to	PART
ejif-848	201	55	be	be	AUX
ejif-848	201	56	wary	wary	ADJ
ejif-848	201	57	of	of	ADP
ejif-848	201	58	the	the	DET
ejif-848	201	59	consequences	consequence	NOUN
ejif-848	201	60	of	of	ADP
ejif-848	201	61	their	their	PRON
ejif-848	201	62	action	action	NOUN
ejif-848	201	63	.	.	PUNCT
ejif-848	202	1	rather	rather	ADV
ejif-848	202	2	,	,	PUNCT
ejif-848	202	3	the	the	DET
ejif-848	202	4	basic	basic	ADJ
ejif-848	202	5	objective	objective	NOUN
ejif-848	202	6	of	of	ADP
ejif-848	202	7	islamic	islamic	ADJ
ejif-848	202	8	finance	finance	NOUN
ejif-848	202	9	should	should	AUX
ejif-848	202	10	be	be	AUX
ejif-848	202	11	the	the	DET
ejif-848	202	12	driving	drive	VERB
ejif-848	202	13	force	force	NOUN
ejif-848	202	14	.	.	PUNCT
ejif-848	203	1	this	this	DET
ejif-848	203	2	paper	paper	NOUN
ejif-848	203	3	therefore	therefore	ADV
ejif-848	203	4	concluded	conclude	VERB
ejif-848	203	5	that	that	SCONJ
ejif-848	203	6	even	even	ADV
ejif-848	203	7	though	though	SCONJ
ejif-848	203	8	islamic	islamic	ADJ
ejif-848	203	9	banks	bank	NOUN
ejif-848	203	10	are	be	AUX
ejif-848	203	11	found	find	VERB
ejif-848	203	12	to	to	PART
ejif-848	203	13	be	be	AUX
ejif-848	203	14	financially	financially	ADV
ejif-848	203	15	stable	stable	ADJ
ejif-848	203	16	,	,	PUNCT
ejif-848	203	17	except	except	SCONJ
ejif-848	203	18	in	in	ADP
ejif-848	203	19	few	few	ADJ
ejif-848	203	20	instances	instance	NOUN
ejif-848	203	21	;	;	PUNCT
ejif-848	203	22	caution	caution	NOUN
ejif-848	203	23	must	must	AUX
ejif-848	203	24	be	be	AUX
ejif-848	203	25	exercised	exercise	VERB
ejif-848	203	26	by	by	ADP
ejif-848	203	27	all	all	DET
ejif-848	203	28	stakeholders	stakeholder	NOUN
ejif-848	203	29	who	who	PRON
ejif-848	203	30	are	be	AUX
ejif-848	203	31	driven	drive	VERB
ejif-848	203	32	only	only	ADV
ejif-848	203	33	by	by	ADP
ejif-848	203	34	profit	profit	NOUN
ejif-848	203	35	or	or	CCONJ
ejif-848	203	36	dividends	dividend	NOUN
ejif-848	203	37	while	while	SCONJ
ejif-848	203	38	underplaying	underplay	VERB
ejif-848	203	39	the	the	DET
ejif-848	203	40	very	very	ADJ
ejif-848	203	41	essence	essence	NOUN
ejif-848	203	42	of	of	ADP
ejif-848	203	43	islamic	islamic	ADJ
ejif-848	203	44	finance	finance	NOUN
ejif-848	203	45	,	,	PUNCT
ejif-848	203	46	the	the	DET
ejif-848	203	47	maqasid	maqasid	NOUN
ejif-848	203	48	shariah	shariah	PROPN
ejif-848	203	49	(	(	PUNCT
ejif-848	203	50	the	the	DET
ejif-848	203	51	goal	goal	NOUN
ejif-848	203	52	of	of	ADP
ejif-848	203	53	shariah	shariah	PROPN
ejif-848	203	54	)	)	PUNCT
ejif-848	203	55	.	.	PUNCT
ejif-848	204	1	in	in	ADP
ejif-848	204	2	other	other	ADJ
ejif-848	204	3	words	word	NOUN
ejif-848	204	4	,	,	PUNCT
ejif-848	204	5	the	the	DET
ejif-848	204	6	stakeholders	stakeholder	NOUN
ejif-848	204	7	should	should	AUX
ejif-848	204	8	appreciate	appreciate	VERB
ejif-848	204	9	the	the	DET
ejif-848	204	10	overall	overall	ADJ
ejif-848	204	11	goal	goal	NOUN
ejif-848	204	12	of	of	ADP
ejif-848	204	13	islamic	islamic	ADJ
ejif-848	204	14	finance	finance	NOUN
ejif-848	204	15	in	in	ADP
ejif-848	204	16	their	their	PRON
ejif-848	204	17	conducts	conduct	NOUN
ejif-848	204	18	so	so	SCONJ
ejif-848	204	19	that	that	SCONJ
ejif-848	204	20	all	all	PRON
ejif-848	204	21	and	and	CCONJ
ejif-848	204	22	sundry	sundry	ADJ
ejif-848	204	23	will	will	AUX
ejif-848	204	24	benefit	benefit	VERB
ejif-848	204	25	from	from	ADP
ejif-848	204	26	the	the	DET
ejif-848	204	27	opportunities	opportunity	NOUN
ejif-848	204	28	islamic	islamic	ADJ
ejif-848	204	29	finance	finance	NOUN
ejif-848	204	30	offers	offer	NOUN
ejif-848	204	31	.	.	PUNCT
ejif-848	205	1	references	reference	NOUN
ejif-848	205	2	[	[	X
ejif-848	205	3	1	1	X
ejif-848	205	4	]	]	PUNCT
ejif-848	205	5	abdi	abdi	PROPN
ejif-848	205	6	abdirahman	abdirahman	PROPN
ejif-848	205	7	mohamed	mohamed	PROPN
ejif-848	205	8	,	,	PUNCT
ejif-848	205	9	―islamic	―islamic	PROPN
ejif-848	205	10	banking	banking	NOUN
ejif-848	205	11	:	:	PUNCT
ejif-848	205	12	steady	steady	ADJ
ejif-848	205	13	in	in	ADP
ejif-848	205	14	shaky	shaky	ADJ
ejif-848	205	15	time?‖	time?‖	NOUN
ejif-848	205	16	george	george	PROPN
ejif-848	205	17	maron	maron	PROPN
ejif-848	205	18	university	university	PROPN
ejif-848	205	19	,	,	PUNCT
ejif-848	205	20	proquest	proquest	PROPN
ejif-848	205	21	,	,	PUNCT
ejif-848	205	22	umi	umi	PROPN
ejif-848	205	23	dissertations	dissertation	NOUN
ejif-848	205	24	publishing	publishing	NOUN
ejif-848	205	25	:	:	PUNCT
ejif-848	205	26	ann	ann	PROPN
ejif-848	205	27	arbor	arbor	PROPN
ejif-848	205	28	,	,	PUNCT
ejif-848	205	29	2011	2011	NUM
ejif-848	205	30	.	.	PUNCT
ejif-848	206	1	[	[	X
ejif-848	206	2	2	2	NUM
ejif-848	206	3	]	]	PUNCT
ejif-848	206	4	alawode	alawode	NOUN
ejif-848	206	5	,	,	PUNCT
ejif-848	206	6	abayomi	abayomi	NOUN
ejif-848	206	7	a.	a.	NOUN
ejif-848	206	8	and	and	CCONJ
ejif-848	206	9	al	al	PROPN
ejif-848	206	10	sadek	sadek	PROPN
ejif-848	206	11	,	,	PUNCT
ejif-848	206	12	mohammed	mohammed	PROPN
ejif-848	206	13	,	,	PUNCT
ejif-848	206	14	―what	―what	ADV
ejif-848	206	15	is	be	AUX
ejif-848	206	16	financial	financial	ADJ
ejif-848	206	17	stability‖	stability‖	PROPN
ejif-848	206	18	financial	financial	ADJ
ejif-848	206	19	stability	stability	NOUN
ejif-848	206	20	paper	paper	NOUN
ejif-848	206	21	series	series	PROPN
ejif-848	206	22	no	no	PROPN
ejif-848	206	23	.	.	PROPN
ejif-848	206	24	1	1	NUM
ejif-848	206	25	,	,	PUNCT
ejif-848	206	26	central	central	ADJ
ejif-848	206	27	bank	bank	NOUN
ejif-848	206	28	of	of	ADP
ejif-848	206	29	bahrain	bahrain	NOUN
ejif-848	206	30	,	,	PUNCT
ejif-848	206	31	2008	2008	NUM
ejif-848	206	32	.	.	PUNCT
ejif-848	207	1	[	[	X
ejif-848	207	2	3	3	X
ejif-848	207	3	]	]	X
ejif-848	207	4	ali	ali	PROPN
ejif-848	207	5	abdelrahmanelzahisaaid	abdelrahmanelzahisaaid	PROPN
ejif-848	207	6	,	,	PUNCT
ejif-848	207	7	―islamic	―islamic	PROPN
ejif-848	207	8	banking	banking	NOUN
ejif-848	207	9	structures	structure	NOUN
ejif-848	207	10	:	:	PUNCT
ejif-848	207	11	implications	implication	NOUN
ejif-848	207	12	for	for	ADP
ejif-848	207	13	risk	risk	NOUN
ejif-848	207	14	and	and	CCONJ
ejif-848	207	15	financial	financial	ADJ
ejif-848	207	16	stability‖	stability‖	PROPN
ejif-848	207	17	islamic	islamic	ADJ
ejif-848	207	18	research	research	NOUN
ejif-848	207	19	and	and	CCONJ
ejif-848	207	20	training	training	NOUN
ejif-848	207	21	institute	institute	PROPN
ejif-848	207	22	(	(	PUNCT
ejif-848	207	23	irti	irti	PROPN
ejif-848	207	24	)	)	PUNCT
ejif-848	207	25	.	.	PUNCT
ejif-848	208	1	vol	vol	NOUN
ejif-848	208	2	.	.	PROPN
ejif-848	209	1	20	20	NUM
ejif-848	209	2	,	,	PUNCT
ejif-848	209	3	no	no	INTJ
ejif-848	209	4	.	.	NOUN
ejif-848	209	5	2	2	NUM
ejif-848	209	6	,	,	PUNCT
ejif-848	209	7	2012	2012	NUM
ejif-848	209	8	.	.	PUNCT
ejif-848	210	1	[	[	X
ejif-848	210	2	4	4	NUM
ejif-848	210	3	]	]	X
ejif-848	210	4	allen	allen	PROPN
ejif-848	210	5	,	,	PUNCT
ejif-848	210	6	w.	w.	PROPN
ejif-848	210	7	a.	a.	PROPN
ejif-848	210	8	and	and	CCONJ
ejif-848	210	9	wood	wood	PROPN
ejif-848	210	10	g.	g.	PROPN
ejif-848	210	11	―defining	―defining	PROPN
ejif-848	210	12	and	and	CCONJ
ejif-848	210	13	achieving	achieve	VERB
ejif-848	210	14	financial	financial	ADJ
ejif-848	210	15	stability‖	stability‖	PROPN
ejif-848	210	16	journal	journal	NOUN
ejif-848	210	17	of	of	ADP
ejif-848	210	18	financial	financial	ADJ
ejif-848	210	19	stability	stability	NOUN
ejif-848	210	20	vol	vol	NOUN
ejif-848	210	21	.	.	PROPN
ejif-848	210	22	2	2	NUM
ejif-848	210	23	,	,	PUNCT
ejif-848	210	24	2006	2006	NUM
ejif-848	210	25	,	,	PUNCT
ejif-848	210	26	pp	pp	ADV
ejif-848	210	27	.	.	PUNCT
ejif-848	210	28	152172	152172	NUM
ejif-848	210	29	.	.	PUNCT
ejif-848	211	1	[	[	X
ejif-848	211	2	5	5	NUM
ejif-848	211	3	]	]	PUNCT
ejif-848	211	4	beck	beck	NOUN
ejif-848	211	5	thornsten	thornsten	PROPN
ejif-848	211	6	,	,	PUNCT
ejif-848	211	7	demirguc	demirguc	NOUN
ejif-848	211	8	-	-	PUNCT
ejif-848	211	9	kuntasli	kuntasli	ADJ
ejif-848	211	10	and	and	CCONJ
ejif-848	211	11	merroucheouarda	merroucheouarda	ADJ
ejif-848	211	12	,	,	PUNCT
ejif-848	211	13	―islamic	―islamic	PROPN
ejif-848	211	14	vs.	vs.	ADP
ejif-848	211	15	conventional	conventional	ADJ
ejif-848	211	16	banking	banking	NOUN
ejif-848	211	17	:	:	PUNCT
ejif-848	211	18	business	business	NOUN
ejif-848	211	19	model	model	NOUN
ejif-848	211	20	,	,	PUNCT
ejif-848	211	21	efficiency	efficiency	NOUN
ejif-848	211	22	and	and	CCONJ
ejif-848	211	23	stability‖	stability‖	PROPN
ejif-848	211	24	policy	policy	NOUN
ejif-848	211	25	research	research	NOUN
ejif-848	211	26	working	work	VERB
ejif-848	211	27	paper	paper	NOUN
ejif-848	211	28	5446	5446	NUM
ejif-848	211	29	.	.	PUNCT
ejif-848	212	1	world	world	PROPN
ejif-848	212	2	bank	bank	PROPN
ejif-848	212	3	,	,	PUNCT
ejif-848	212	4	2010	2010	NUM
ejif-848	212	5	.	.	PUNCT
ejif-848	213	1	[	[	X
ejif-848	213	2	6	6	NUM
ejif-848	213	3	]	]	X
ejif-848	213	4	chant	chant	NOUN
ejif-848	213	5	,	,	PUNCT
ejif-848	213	6	j.	j.	PROPN
ejif-848	213	7	―financial	―financial	PROPN
ejif-848	213	8	stability	stability	NOUN
ejif-848	213	9	as	as	ADP
ejif-848	213	10	a	a	DET
ejif-848	213	11	policy	policy	NOUN
ejif-848	213	12	goal‖	goal‖	PUNCT
ejif-848	213	13	in	in	ADP
ejif-848	213	14	essays	essay	NOUN
ejif-848	213	15	on	on	ADP
ejif-848	213	16	financial	financial	ADJ
ejif-848	213	17	stability	stability	NOUN
ejif-848	213	18	,	,	PUNCT
ejif-848	213	19	technical	technical	ADJ
ejif-848	213	20	report	report	NOUN
ejif-848	213	21	no	no	INTJ
ejif-848	213	22	.	.	NOUN
ejif-848	213	23	95	95	NUM
ejif-848	213	24	,	,	PUNCT
ejif-848	213	25	bank	bank	NOUN
ejif-848	213	26	of	of	ADP
ejif-848	213	27	canada	canada	PROPN
ejif-848	213	28	,	,	PUNCT
ejif-848	213	29	2003	2003	NUM
ejif-848	213	30	.	.	PUNCT
ejif-848	214	1	[	[	X
ejif-848	214	2	7	7	NUM
ejif-848	214	3	]	]	X
ejif-848	214	4	chapra	chapra	PROPN
ejif-848	214	5	umer	umer	PROPN
ejif-848	214	6	m.	m.	PROPN
ejif-848	215	1	―financial	―financial	ADJ
ejif-848	215	2	stability	stability	NOUN
ejif-848	215	3	:	:	PUNCT
ejif-848	215	4	the	the	DET
ejif-848	215	5	role	role	NOUN
ejif-848	215	6	of	of	ADP
ejif-848	215	7	paradigm	paradigm	NOUN
ejif-848	215	8	and	and	CCONJ
ejif-848	215	9	support	support	NOUN
ejif-848	215	10	institutions‖	institutions‖	NOUN
ejif-848	215	11	in	in	ADP
ejif-848	215	12	islamic	islamic	ADJ
ejif-848	215	13	financial	financial	ADJ
ejif-848	215	14	architecture	architecture	NOUN
ejif-848	215	15	:	:	PUNCT
ejif-848	215	16	risk	risk	NOUN
ejif-848	215	17	management	management	NOUN
ejif-848	215	18	and	and	CCONJ
ejif-848	215	19	financial	financial	ADJ
ejif-848	215	20	stability	stability	NOUN
ejif-848	215	21	,	,	PUNCT
ejif-848	215	22	k.	k.	PROPN
ejif-848	215	23	tariqullah	tariqullah	PROPN
ejif-848	215	24	and	and	CCONJ
ejif-848	215	25	m.	m.	PROPN
ejif-848	215	26	dadang	dadang	PROPN
ejif-848	215	27	,	,	PUNCT
ejif-848	215	28	eds	eds	PROPN
ejif-848	215	29	.	.	PUNCT
ejif-848	216	1	islamic	islamic	ADJ
ejif-848	216	2	research	research	PROPN
ejif-848	216	3	and	and	CCONJ
ejif-848	216	4	training	training	NOUN
ejif-848	216	5	institute	institute	NOUN
ejif-848	216	6	,	,	PUNCT
ejif-848	216	7	2005	2005	NUM
ejif-848	216	8	,	,	PUNCT
ejif-848	216	9	pp.119	pp.119	PROPN
ejif-848	216	10	-	-	PUNCT
ejif-848	216	11	132	132	NUM
ejif-848	216	12	.	.	PUNCT
ejif-848	217	1	[	[	X
ejif-848	217	2	8	8	NUM
ejif-848	217	3	]	]	X
ejif-848	217	4	cihak	cihak	PROPN
ejif-848	217	5	martin	martin	PROPN
ejif-848	217	6	and	and	CCONJ
ejif-848	217	7	hesse	hesse	PROPN
ejif-848	217	8	heiko	heiko	PROPN
ejif-848	217	9	―islamic	―islamic	PROPN
ejif-848	217	10	banks	bank	NOUN
ejif-848	217	11	and	and	CCONJ
ejif-848	217	12	financial	financial	ADJ
ejif-848	217	13	stability	stability	NOUN
ejif-848	217	14	:	:	PUNCT
ejif-848	217	15	an	an	DET
ejif-848	217	16	empirical	empirical	ADJ
ejif-848	217	17	analysis‖	analysis‖	PROPN
ejif-848	217	18	imf	imf	PROPN
ejif-848	217	19	working	working	PROPN
ejif-848	217	20	paper	paper	NOUN
ejif-848	217	21	wp//08/16	wp//08/16	NOUN
ejif-848	217	22	,	,	PUNCT
ejif-848	217	23	2008	2008	NUM
ejif-848	217	24	.	.	PUNCT
ejif-848	218	1	[	[	X
ejif-848	218	2	9	9	NUM
ejif-848	218	3	]	]	X
ejif-848	218	4	davies	davies	PROPN
ejif-848	218	5	philip	philip	PROPN
ejif-848	218	6	e.	e.	PROPN
ejif-848	218	7	―sources	―sources	PROPN
ejif-848	218	8	of	of	ADP
ejif-848	218	9	instability	instability	NOUN
ejif-848	218	10	in	in	ADP
ejif-848	218	11	financial	financial	ADJ
ejif-848	218	12	systems‖	systems‖	PROPN
ejif-848	218	13	west	west	PROPN
ejif-848	218	14	london	london	PROPN
ejif-848	218	15	:	:	PUNCT
ejif-848	218	16	brunei	brunei	PROPN
ejif-848	218	17	university	university	PROPN
ejif-848	218	18	.	.	PUNCT
ejif-848	219	1	(	(	PUNCT
ejif-848	219	2	no	no	DET
ejif-848	219	3	date	date	NOUN
ejif-848	219	4	of	of	ADP
ejif-848	219	5	publication	publication	NOUN
ejif-848	219	6	)	)	PUNCT
ejif-848	220	1	[	[	X
ejif-848	220	2	10	10	NUM
ejif-848	220	3	]	]	X
ejif-848	220	4	european	european	ADJ
ejif-848	220	5	central	central	PROPN
ejif-848	220	6	bank‘s	bank‘s	PROPN
ejif-848	220	7	publication	publication	NOUN
ejif-848	220	8	―financial	―financial	ADJ
ejif-848	220	9	stability	stability	NOUN
ejif-848	220	10	review‖	review‖	PROPN
ejif-848	220	11	european	european	ADJ
ejif-848	220	12	central	central	PROPN
ejif-848	220	13	bank	bank	PROPN
ejif-848	220	14	,	,	PUNCT
ejif-848	220	15	2012	2012	NUM
ejif-848	220	16	.	.	PUNCT
ejif-848	221	1	[	[	X
ejif-848	221	2	11	11	NUM
ejif-848	221	3	]	]	SYM
ejif-848	221	4	farook	farook	NOUN
ejif-848	221	5	sayd	sayd	NOUN
ejif-848	221	6	and	and	CCONJ
ejif-848	221	7	hassan	hassan	PROPN
ejif-848	221	8	kabir	kabir	PROPN
ejif-848	221	9	m.	m.	PROPN
ejif-848	221	10	and	and	CCONJ
ejif-848	221	11	clinch	clinch	VERB
ejif-848	221	12	gregory	gregory	PROPN
ejif-848	221	13	―islamic	―islamic	PROPN
ejif-848	221	14	banks	bank	NOUN
ejif-848	221	15	and	and	CCONJ
ejif-848	221	16	financial	financial	ADJ
ejif-848	221	17	stability	stability	NOUN
ejif-848	221	18	:	:	PUNCT
ejif-848	221	19	further	far	ADV
ejif-848	221	20	evidence‖	evidence‖	ADP
ejif-848	221	21	unpublished	unpublished	ADJ
ejif-848	221	22	.	.	PUNCT
ejif-848	222	1	[	[	X
ejif-848	222	2	12	12	NUM
ejif-848	222	3	]	]	SYM
ejif-848	222	4	ferguson	ferguson	PROPN
ejif-848	222	5	,	,	PUNCT
ejif-848	222	6	r.	r.	PROPN
ejif-848	222	7	,	,	PUNCT
ejif-848	222	8	―should	―should	AUX
ejif-848	222	9	financial	financial	ADJ
ejif-848	222	10	stability	stability	NOUN
ejif-848	222	11	be	be	AUX
ejif-848	222	12	an	an	DET
ejif-848	222	13	explicit	explicit	ADJ
ejif-848	222	14	bank	bank	NOUN
ejif-848	222	15	objective?‖	objective?‖	NOUN
ejif-848	222	16	in	in	ADP
ejif-848	222	17	monetary	monetary	ADJ
ejif-848	222	18	stability	stability	NOUN
ejif-848	222	19	,	,	PUNCT
ejif-848	222	20	financial	financial	ADJ
ejif-848	222	21	stability	stability	NOUN
ejif-848	222	22	and	and	CCONJ
ejif-848	222	23	the	the	DET
ejif-848	222	24	business	business	NOUN
ejif-848	222	25	cycle	cycle	NOUN
ejif-848	222	26	:	:	PUNCT
ejif-848	222	27	five	five	NUM
ejif-848	222	28	views	view	NOUN
ejif-848	222	29	,	,	PUNCT
ejif-848	222	30	bis	bis	PROPN
ejif-848	222	31	paper	paper	NOUN
ejif-848	222	32	no	no	INTJ
ejif-848	222	33	.	.	PROPN
ejif-848	222	34	18	18	NUM
ejif-848	222	35	,	,	PUNCT
ejif-848	222	36	2003	2003	NUM
ejif-848	222	37	,	,	PUNCT
ejif-848	222	38	pp	pp	ADJ
ejif-848	222	39	.	.	PUNCT
ejif-848	223	1	7	7	NUM
ejif-848	223	2	-	-	SYM
ejif-848	223	3	15	15	NUM
ejif-848	223	4	[	[	SYM
ejif-848	223	5	13	13	NUM
ejif-848	223	6	]	]	SYM
ejif-848	223	7	foot	foot	NOUN
ejif-848	223	8	,	,	PUNCT
ejif-848	223	9	m.	m.	NOUN
ejif-848	223	10	,	,	PUNCT
ejif-848	223	11	―what	―what	ADV
ejif-848	223	12	is	be	AUX
ejif-848	223	13	financial	financial	ADJ
ejif-848	223	14	stability	stability	NOUN
ejif-848	223	15	and	and	CCONJ
ejif-848	223	16	how	how	SCONJ
ejif-848	223	17	do	do	AUX
ejif-848	223	18	we	we	PRON
ejif-848	223	19	get	get	VERB
ejif-848	223	20	it?‖	it?‖	ADP
ejif-848	223	21	the	the	DET
ejif-848	223	22	roy	roy	PROPN
ejif-848	223	23	bridge	bridge	PROPN
ejif-848	223	24	memorial	memorial	ADJ
ejif-848	223	25	lecture	lecture	NOUN
ejif-848	223	26	,	,	PUNCT
ejif-848	223	27	financial	financial	ADJ
ejif-848	223	28	services	service	NOUN
ejif-848	223	29	authority	authority	NOUN
ejif-848	223	30	,	,	PUNCT
ejif-848	223	31	2003	2003	NUM
ejif-848	223	32	.	.	PUNCT
ejif-848	224	1	[	[	X
ejif-848	224	2	14	14	NUM
ejif-848	224	3	]	]	X
ejif-848	224	4	hussein	hussein	PROPN
ejif-848	224	5	kassim	kassim	PROPN
ejif-848	224	6	―bank	―bank	PROPN
ejif-848	224	7	-	-	PUNCT
ejif-848	224	8	level	level	NOUN
ejif-848	224	9	stability	stability	NOUN
ejif-848	224	10	factors	factor	NOUN
ejif-848	224	11	and	and	CCONJ
ejif-848	224	12	consumer	consumer	NOUN
ejif-848	224	13	confidence	confidence	NOUN
ejif-848	224	14	–	–	PUNCT
ejif-848	224	15	a	a	DET
ejif-848	224	16	comparative	comparative	ADJ
ejif-848	224	17	study	study	NOUN
ejif-848	224	18	of	of	ADP
ejif-848	224	19	islamic	islamic	ADJ
ejif-848	224	20	and	and	CCONJ
ejif-848	224	21	conventional	conventional	ADJ
ejif-848	224	22	banks	bank	NOUN
ejif-848	224	23	‘	'	PUNCT
ejif-848	224	24	product	product	NOUN
ejif-848	224	25	mix‖	mix‖	PUNCT
ejif-848	224	26	journal	journal	NOUN
ejif-848	224	27	of	of	ADP
ejif-848	224	28	financial	financial	ADJ
ejif-848	224	29	services	service	NOUN
ejif-848	224	30	marketing	marketing	NOUN
ejif-848	224	31	.	.	PUNCT
ejif-848	225	1	vol.15	vol.15	NOUN
ejif-848	225	2	,	,	PUNCT
ejif-848	225	3	no.3	no.3	PROPN
ejif-848	225	4	,	,	PUNCT
ejif-848	225	5	2010	2010	NUM
ejif-848	225	6	,	,	PUNCT
ejif-848	225	7	pp	pp	ADP
ejif-848	225	8	.	.	PUNCT
ejif-848	226	1	259	259	NUM
ejif-848	226	2	-	-	SYM
ejif-848	226	3	270	270	NUM
ejif-848	226	4	.	.	PUNCT
ejif-848	227	1	[	[	X
ejif-848	227	2	15	15	NUM
ejif-848	227	3	]	]	X
ejif-848	227	4	hussein	hussein	PROPN
ejif-848	227	5	,	,	PUNCT
ejif-848	227	6	khaled	khaled	PROPN
ejif-848	227	7	a.	a.	NOUN
ejif-848	227	8	―bank	―bank	PROPN
ejif-848	227	9	efficiency	efficiency	NOUN
ejif-848	227	10	in	in	ADP
ejif-848	227	11	bahrain	bahrain	NOUN
ejif-848	227	12	:	:	PUNCT
ejif-848	227	13	islamic	islamic	ADJ
ejif-848	227	14	vs	vs	ADP
ejif-848	227	15	conventional	conventional	ADJ
ejif-848	227	16	banks‖	banks‖	PROPN
ejif-848	227	17	irti	irti	PROPN
ejif-848	227	18	research	research	PROPN
ejif-848	227	19	paper	paper	NOUN
ejif-848	227	20	.	.	PUNCT
ejif-848	228	1	jeddah	jeddah	PROPN
ejif-848	228	2	:	:	PUNCT
ejif-848	228	3	king	king	PROPN
ejif-848	228	4	fahd	fahd	PROPN
ejif-848	228	5	national	national	PROPN
ejif-848	228	6	library	library	PROPN
ejif-848	228	7	catalogoing	catalogoe	VERB
ejif-848	228	8	-	-	PUNCT
ejif-848	228	9	in	in	ADP
ejif-848	228	10	-	-	PUNCT
ejif-848	228	11	publication	publication	NOUN
ejif-848	228	12	data	datum	NOUN
ejif-848	228	13	,	,	PUNCT
ejif-848	228	14	2004	2004	NUM
ejif-848	228	15	.	.	PUNCT
ejif-848	229	1	[	[	X
ejif-848	229	2	16	16	NUM
ejif-848	229	3	]	]	X
ejif-848	229	4	ismail	ismail	PROPN
ejif-848	229	5	jabir	jabir	PROPN
ejif-848	229	6	shu‘ayb	shu‘ayb	PROPN
ejif-848	229	7	(	(	PUNCT
ejif-848	229	8	2010	2010	NUM
ejif-848	229	9	)	)	PUNCT
ejif-848	230	1	―the	―the	DET
ejif-848	230	2	concept	concept	NOUN
ejif-848	230	3	of	of	ADP
ejif-848	230	4	islamic	islamic	ADJ
ejif-848	230	5	banking‖	banking‖	PRON
ejif-848	230	6	unpublished	unpublished	ADJ
ejif-848	230	7	.	.	PUNCT
ejif-848	231	1	[	[	X
ejif-848	231	2	17	17	NUM
ejif-848	231	3	]	]	X
ejif-848	231	4	institute	institute	NOUN
ejif-848	231	5	of	of	ADP
ejif-848	231	6	islamic	islamic	PROPN
ejif-848	231	7	banking	banking	PROPN
ejif-848	231	8	and	and	CCONJ
ejif-848	231	9	insurance‘s	insurance‘s	NOUN
ejif-848	231	10	publication	publication	NOUN
ejif-848	231	11	(	(	PUNCT
ejif-848	231	12	2013	2013	NUM
ejif-848	231	13	)	)	PUNCT
ejif-848	231	14	―discover	―discover	ADP
ejif-848	231	15	new	new	ADJ
ejif-848	231	16	perspective‖	perspective‖	PROPN
ejif-848	231	17	london	london	PROPN
ejif-848	231	18	:	:	PUNCT
ejif-848	231	19	institute	institute	PROPN
ejif-848	231	20	of	of	ADP
ejif-848	231	21	islamic	islamic	PROPN
ejif-848	231	22	banking	banking	NOUN
ejif-848	231	23	and	and	CCONJ
ejif-848	231	24	insurance	insurance	NOUN
ejif-848	231	25	.	.	PUNCT
ejif-848	232	1	[	[	X
ejif-848	232	2	18	18	NUM
ejif-848	232	3	]	]	X
ejif-848	232	4	khan	khan	PROPN
ejif-848	232	5	tariqullah	tariqullah	PROPN
ejif-848	232	6	and	and	CCONJ
ejif-848	232	7	muljawan	muljawan	NOUN
ejif-848	232	8	dadang	dadang	VERB
ejif-848	232	9	―islamic	―islamic	PROPN
ejif-848	232	10	financial	financial	ADJ
ejif-848	232	11	architecture	architecture	NOUN
ejif-848	232	12	:	:	PUNCT
ejif-848	232	13	risk	risk	NOUN
ejif-848	232	14	management	management	NOUN
ejif-848	232	15	and	and	CCONJ
ejif-848	232	16	financial	financial	ADJ
ejif-848	232	17	stability‖	stability‖	PROPN
ejif-848	232	18	jeddah	jeddah	PROPN
ejif-848	232	19	:	:	PUNCT
ejif-848	232	20	islamic	islamic	ADJ
ejif-848	232	21	research	research	NOUN
ejif-848	232	22	and	and	CCONJ
ejif-848	232	23	training	training	NOUN
ejif-848	232	24	institute	institute	NOUN
ejif-848	232	25	,	,	PUNCT
ejif-848	232	26	2005	2005	NUM
ejif-848	232	27	.	.	PUNCT
ejif-848	233	1	[	[	X
ejif-848	233	2	19	19	NUM
ejif-848	233	3	]	]	X
ejif-848	233	4	monzer	monzer	NOUN
ejif-848	233	5	kahf	kahf	VERB
ejif-848	233	6	―islamic	―islamic	PROPN
ejif-848	233	7	banks	bank	NOUN
ejif-848	233	8	and	and	CCONJ
ejif-848	233	9	economic	economic	ADJ
ejif-848	233	10	development‖	development‖	PROPN
ejif-848	233	11	in	in	ADP
ejif-848	233	12	handbook	handbook	NOUN
ejif-848	233	13	of	of	ADP
ejif-848	233	14	islamic	islamic	ADJ
ejif-848	233	15	banking	banking	NOUN
ejif-848	233	16	,	,	PUNCT
ejif-848	233	17	m.	m.	NOUN
ejif-848	233	18	kabir	kabir	PROPN
ejif-848	233	19	hassan	hassan	PROPN
ejif-848	233	20	and	and	CCONJ
ejif-848	233	21	mervyn	mervyn	PROPN
ejif-848	233	22	k.	k.	PROPN
ejif-848	233	23	lewis	lewis	PROPN
ejif-848	233	24	,	,	PUNCT
ejif-848	233	25	eds	eds	PROPN
ejif-848	233	26	.	.	PUNCT
ejif-848	234	1	uk	uk	PROPN
ejif-848	234	2	:	:	PUNCT
ejif-848	234	3	edward	edward	PROPN
ejif-848	234	4	elgar	elgar	PROPN
ejif-848	234	5	publishing	publishing	PROPN
ejif-848	234	6	limited	limit	VERB
ejif-848	234	7	,	,	PUNCT
ejif-848	234	8	2007	2007	NUM
ejif-848	234	9	.	.	PUNCT
ejif-848	235	1	[	[	X
ejif-848	235	2	20	20	NUM
ejif-848	235	3	]	]	PUNCT
ejif-848	235	4	najjar	najjar	PROPN
ejif-848	235	5	naser	naser	PROPN
ejif-848	235	6	j.	j.	PROPN
ejif-848	235	7	―can	―can	ADJ
ejif-848	235	8	financial	financial	ADJ
ejif-848	235	9	ratios	ratio	NOUN
ejif-848	235	10	reliably	reliably	ADV
ejif-848	235	11	measure	measure	VERB
ejif-848	235	12	the	the	DET
ejif-848	235	13	performance	performance	NOUN
ejif-848	235	14	of	of	ADP
ejif-848	235	15	banks	bank	NOUN
ejif-848	235	16	in	in	ADP
ejif-848	235	17	bahrain?‖	bahrain?‖	PROPN
ejif-848	235	18	international	international	ADJ
ejif-848	235	19	journal	journal	NOUN
ejif-848	235	20	of	of	ADP
ejif-848	235	21	economics	economic	NOUN
ejif-848	235	22	and	and	CCONJ
ejif-848	235	23	finance	finance	NOUN
ejif-848	235	24	.	.	PUNCT
ejif-848	236	1	vol.5	vol.5	PROPN
ejif-848	236	2	,	,	PUNCT
ejif-848	236	3	no.3	no.3	VERB
ejif-848	236	4	,	,	PUNCT
ejif-848	236	5	2013	2013	NUM
ejif-848	236	6	.	.	PUNCT
ejif-848	237	1	[	[	X
ejif-848	237	2	21	21	NUM
ejif-848	237	3	]	]	X
ejif-848	237	4	onakoya	onakoya	PROPN
ejif-848	237	5	adegbemi	adegbemi	PROPN
ejif-848	237	6	babatunde	babatunde	PROPN
ejif-848	237	7	and	and	CCONJ
ejif-848	237	8	onakoya	onakoya	PROPN
ejif-848	237	9	adekola	adekola	PROPN
ejif-848	237	10	olaitan	olaitan	PROPN
ejif-848	238	1	―the	―the	DET
ejif-848	238	2	performance	performance	NOUN
ejif-848	238	3	of	of	ADP
ejif-848	238	4	conventional	conventional	ADJ
ejif-848	238	5	and	and	CCONJ
ejif-848	238	6	islamic	islamic	ADJ
ejif-848	238	7	banks	bank	NOUN
ejif-848	238	8	in	in	ADP
ejif-848	238	9	the	the	DET
ejif-848	238	10	united	united	ADJ
ejif-848	238	11	kingdom	kingdom	PROPN
ejif-848	238	12	:	:	PUNCT
ejif-848	238	13	a	a	DET
ejif-848	238	14	comparative	comparative	ADJ
ejif-848	238	15	analysis‖	analysis‖	PROPN
ejif-848	238	16	journal	journal	NOUN
ejif-848	238	17	of	of	ADP
ejif-848	238	18	research	research	NOUN
ejif-848	238	19	in	in	ADP
ejif-848	238	20	economics	economic	NOUN
ejif-848	238	21	and	and	CCONJ
ejif-848	238	22	international	international	ADJ
ejif-848	238	23	finance	finance	NOUN
ejif-848	238	24	(	(	PUNCT
ejif-848	238	25	jreif	jreif	NOUN
ejif-848	238	26	)	)	PUNCT
ejif-848	238	27	,	,	PUNCT
ejif-848	238	28	vol.2	vol.2	PROPN
ejif-848	238	29	,	,	PUNCT
ejif-848	238	30	no.2	no.2	PROPN
ejif-848	238	31	,	,	PUNCT
ejif-848	238	32	2013	2013	NUM
ejif-848	238	33	,	,	PUNCT
ejif-848	238	34	pp	pp	ADJ
ejif-848	238	35	.	.	PUNCT
ejif-848	239	1	29	29	NUM
ejif-848	239	2	-	-	SYM
ejif-848	239	3	38	38	NUM
ejif-848	239	4	.	.	PUNCT
ejif-848	240	1	[	[	X
ejif-848	240	2	22	22	NUM
ejif-848	240	3	]	]	X
ejif-848	240	4	rajhi	rajhi	NOUN
ejif-848	240	5	wassim	wassim	NOUN
ejif-848	240	6	―islamic	―islamic	PROPN
ejif-848	240	7	banks	bank	NOUN
ejif-848	240	8	and	and	CCONJ
ejif-848	240	9	financial	financial	ADJ
ejif-848	240	10	stability‖	stability‖	PROPN
ejif-848	240	11	deutschland	deutschland	NOUN
ejif-848	240	12	:	:	PUNCT
ejif-848	240	13	lap	lap	NOUN
ejif-848	240	14	lambert	lambert	PROPN
ejif-848	240	15	academic	academic	ADJ
ejif-848	240	16	publishing	publishing	NOUN
ejif-848	240	17	,	,	PUNCT
ejif-848	240	18	2012	2012	NUM
ejif-848	240	19	.	.	PUNCT
ejif-848	241	1	[	[	X
ejif-848	241	2	23	23	NUM
ejif-848	241	3	]	]	PUNCT
ejif-848	241	4	said	say	VERB
ejif-848	241	5	ali	ali	PROPN
ejif-848	241	6	―efficiency	―efficiency	PROPN
ejif-848	241	7	in	in	ADP
ejif-848	241	8	islamic	islamic	ADJ
ejif-848	241	9	banking	banking	NOUN
ejif-848	241	10	during	during	ADP
ejif-848	241	11	a	a	DET
ejif-848	241	12	financial	financial	ADJ
ejif-848	241	13	crisis	crisis	NOUN
ejif-848	241	14	:	:	PUNCT
ejif-848	241	15	an	an	DET
ejif-848	241	16	empirical	empirical	ADJ
ejif-848	241	17	analysis	analysis	NOUN
ejif-848	241	18	of	of	ADP
ejif-848	241	19	forty	forty	NUM
ejif-848	241	20	-	-	PUNCT
ejif-848	241	21	seven	seven	NUM
ejif-848	241	22	banks‖	banks‖	PROPN
ejif-848	241	23	journal	journal	NOUN
ejif-848	241	24	of	of	ADP
ejif-848	241	25	applied	apply	VERB
ejif-848	241	26	finance	finance	NOUN
ejif-848	241	27	and	and	CCONJ
ejif-848	241	28	banking	banking	NOUN
ejif-848	241	29	,	,	PUNCT
ejif-848	241	30	vol.2	vol.2	PROPN
ejif-848	241	31	no	no	INTJ
ejif-848	241	32	.	.	NOUN
ejif-848	241	33	3	3	NUM
ejif-848	241	34	,	,	PUNCT
ejif-848	241	35	2012	2012	NUM
ejif-848	241	36	,	,	PUNCT
ejif-848	241	37	pp.163	pp.163	PROPN
ejif-848	241	38	-	-	NOUN
ejif-848	241	39	197	197	NUM
ejif-848	241	40	.	.	PUNCT
ejif-848	242	1	[	[	X
ejif-848	242	2	24	24	NUM
ejif-848	242	3	]	]	SYM
ejif-848	242	4	schinazi	schinazi	PROPN
ejif-848	242	5	,	,	PUNCT
ejif-848	242	6	garry	garry	PROPN
ejif-848	242	7	j.	j.	PROPN
ejif-848	242	8	―defining	―defining	PROPN
ejif-848	242	9	financial	financial	PROPN
ejif-848	242	10	stability‖	stability‖	PROPN
ejif-848	242	11	imf	imf	PROPN
ejif-848	242	12	working	working	PROPN
ejif-848	242	13	paper	paper	NOUN
ejif-848	242	14	wp/04/187	wp/04/187	PROPN
ejif-848	242	15	,	,	PUNCT
ejif-848	242	16	2004	2004	NUM
ejif-848	242	17	.	.	PUNCT
ejif-848	243	1	[	[	X
ejif-848	243	2	25	25	NUM
ejif-848	243	3	]	]	PUNCT
ejif-848	243	4	shahid	shahid	PROPN
ejif-848	243	5	muhammad	muhammad	PROPN
ejif-848	243	6	ali	ali	PROPN
ejif-848	243	7	and	and	CCONJ
ejif-848	243	8	abbas	abbas	PROPN
ejif-848	243	9	zaheer	zaheer	PROPN
ejif-848	243	10	―financial	―financial	PROPN
ejif-848	243	11	stability	stability	NOUN
ejif-848	243	12	of	of	ADP
ejif-848	243	13	islamic	islamic	ADJ
ejif-848	243	14	banking	banking	NOUN
ejif-848	243	15	in	in	ADP
ejif-848	243	16	pakistan	pakistan	PROPN
ejif-848	243	17	:	:	PUNCT
ejif-848	243	18	an	an	DET
ejif-848	243	19	empirical	empirical	ADJ
ejif-848	243	20	study‖	study‖	PROPN
ejif-848	243	21	african	african	ADJ
ejif-848	243	22	journal	journal	NOUN
ejif-848	243	23	of	of	ADP
ejif-848	243	24	business	business	NOUN
ejif-848	243	25	management	management	NOUN
ejif-848	243	26	.	.	PUNCT
ejif-848	244	1	vol	vol	NOUN
ejif-848	244	2	.	.	PROPN
ejif-848	245	1	6	6	NUM
ejif-848	245	2	(	(	PUNCT
ejif-848	245	3	10	10	NUM
ejif-848	245	4	)	)	PUNCT
ejif-848	245	5	,	,	PUNCT
ejif-848	245	6	2012	2012	NUM
ejif-848	245	7	,	,	PUNCT
ejif-848	245	8	pp	pp	ADV
ejif-848	245	9	.	.	PUNCT
ejif-848	246	1	37063714	37063714	NUM
ejif-848	247	1	[	[	X
ejif-848	247	2	26	26	NUM
ejif-848	247	3	]	]	X
ejif-848	247	4	sitti	sitti	NOUN
ejif-848	247	5	rohaya	rohaya	PROPN
ejif-848	247	6	mat	mat	PROPN
ejif-848	247	7	rahim	rahim	PROPN
ejif-848	247	8	and	and	CCONJ
ejif-848	247	9	roza	roza	PROPN
ejif-848	247	10	hazli	hazli	PROPN
ejif-848	247	11	zakaria	zakaria	PROPN
ejif-848	247	12	―comparison	―comparison	PROPN
ejif-848	247	13	on	on	ADP
ejif-848	247	14	stability	stability	NOUN
ejif-848	247	15	between	between	ADP
ejif-848	247	16	islamic	islamic	ADJ
ejif-848	247	17	and	and	CCONJ
ejif-848	247	18	conventional	conventional	ADJ
ejif-848	247	19	banks	bank	NOUN
ejif-848	247	20	in	in	ADP
ejif-848	247	21	malaysia‖	malaysia‖	PROPN
ejif-848	247	22	journal	journal	PROPN
ejif-848	247	23	of	of	ADP
ejif-848	247	24	islamic	islamic	ADJ
ejif-848	247	25	economics	economic	NOUN
ejif-848	247	26	,	,	PUNCT
ejif-848	247	27	banking	banking	NOUN
ejif-848	247	28	and	and	CCONJ
ejif-848	247	29	finance	finance	NOUN
ejif-848	247	30	,	,	PUNCT
ejif-848	247	31	vol.9	vol.9	PROPN
ejif-848	247	32	,	,	PUNCT
ejif-848	247	33	no.3	no.3	VERB
ejif-848	247	34	,	,	PUNCT
ejif-848	247	35	2013	2013	NUM
ejif-848	247	36	,	,	PUNCT
ejif-848	247	37	pp	pp	ADJ
ejif-848	247	38	.	.	PUNCT
ejif-848	248	1	131	131	NUM
ejif-848	248	2	-	-	SYM
ejif-848	248	3	149	149	NUM
ejif-848	248	4	ejif	ejif	NOUN
ejif-848	248	5	–	–	PUNCT
ejif-848	248	6	european	european	ADJ
ejif-848	248	7	journal	journal	PROPN
ejif-848	248	8	of	of	ADP
ejif-848	248	9	islamic	islamic	PROPN
ejif-848	248	10	finance	finance	NOUN
ejif-848	248	11	no2	no2	PROPN
ejif-848	248	12	,	,	PUNCT
ejif-848	248	13	april	april	PROPN
ejif-848	248	14	(	(	PUNCT
ejif-848	248	15	2015	2015	NUM
ejif-848	248	16	)	)	PUNCT
ejif-848	248	17	http://www.ojs.unito.it/index.php/ejif	http://www.ojs.unito.it/index.php/ejif	PROPN
ejif-848	248	18	issn	issn	VERB
ejif-848	248	19	2421	2421	NUM
ejif-848	248	20	-	-	SYM
ejif-848	248	21	2172	2172	NUM
ejif-848	248	22	8	8	NUM
ejif-848	248	23	[	[	X
ejif-848	248	24	27	27	NUM
ejif-848	248	25	]	]	X
ejif-848	248	26	sitti	sitti	NOUN
ejif-848	248	27	rohaya	rohaya	PROPN
ejif-848	248	28	mat	mat	PROPN
ejif-848	248	29	rahim	rahim	PROPN
ejif-848	248	30	,	,	PUNCT
ejif-848	248	31	norsilawati	norsilawati	PROPN
ejif-848	248	32	mohd	mohd	PROPN
ejif-848	248	33	hassan	hassan	PROPN
ejif-848	248	34	and	and	CCONJ
ejif-848	248	35	roza	roza	PROPN
ejif-848	248	36	hazli	hazli	PROPN
ejif-848	248	37	zakaria	zakaria	PROPN
ejif-848	248	38	―islamic	―islamic	PROPN
ejif-848	248	39	vs.	vs.	ADP
ejif-848	248	40	conventional	conventional	ADJ
ejif-848	248	41	bank	bank	NOUN
ejif-848	248	42	stability	stability	NOUN
ejif-848	248	43	:	:	PUNCT
ejif-848	248	44	a	a	DET
ejif-848	248	45	case	case	NOUN
ejif-848	248	46	study	study	NOUN
ejif-848	248	47	of	of	ADP
ejif-848	248	48	malaysia‖	malaysia‖	PROPN
ejif-848	248	49	perak	perak	PROPN
ejif-848	248	50	:	:	PUNCT
ejif-848	248	51	perkem	perkem	PROPN
ejif-848	248	52	vii	vii	PROPN
ejif-848	248	53	,	,	PUNCT
ejif-848	248	54	2012	2012	NUM
ejif-848	248	55	.	.	PUNCT
ejif-848	249	1	[	[	X
ejif-848	249	2	28	28	NUM
ejif-848	249	3	]	]	X
ejif-848	249	4	tabash	tabash	NOUN
ejif-848	249	5	mosab	mosab	PROPN
ejif-848	249	6	i.	i.	PROPN
ejif-848	249	7	and	and	CCONJ
ejif-848	249	8	dhankar	dhankar	PROPN
ejif-848	249	9	raj	raj	PROPN
ejif-848	249	10	s.	s.	PROPN
ejif-848	250	1	―the	―the	DET
ejif-848	250	2	impact	impact	NOUN
ejif-848	250	3	of	of	ADP
ejif-848	250	4	global	global	ADJ
ejif-848	250	5	financial	financial	ADJ
ejif-848	250	6	crisis	crisis	NOUN
ejif-848	250	7	on	on	ADP
ejif-848	250	8	the	the	DET
ejif-848	250	9	stability	stability	NOUN
ejif-848	250	10	of	of	ADP
ejif-848	250	11	islamic	islamic	ADJ
ejif-848	250	12	banks	bank	NOUN
ejif-848	250	13	:	:	PUNCT
ejif-848	250	14	an	an	DET
ejif-848	250	15	empirical	empirical	ADJ
ejif-848	250	16	evidence‖	evidence‖	NOUN
ejif-848	250	17	journal	journal	NOUN
ejif-848	250	18	of	of	ADP
ejif-848	250	19	islamic	islamic	PROPN
ejif-848	250	20	banking	banking	NOUN
ejif-848	250	21	and	and	CCONJ
ejif-848	250	22	finance	finance	NOUN
ejif-848	250	23	.	.	PUNCT
ejif-848	251	1	vol	vol	NOUN
ejif-848	251	2	.	.	PROPN
ejif-848	252	1	2	2	NUM
ejif-848	252	2	,	,	PUNCT
ejif-848	252	3	no	no	INTJ
ejif-848	252	4	.	.	NOUN
ejif-848	252	5	1	1	NUM
ejif-848	252	6	,	,	PUNCT
ejif-848	252	7	2014	2014	NUM
ejif-848	252	8	,	,	PUNCT
ejif-848	252	9	pp	pp	ADJ
ejif-848	252	10	.	.	PUNCT
ejif-848	253	1	367	367	NUM
ejif-848	253	2	-	-	SYM
ejif-848	253	3	388	388	NUM
ejif-848	253	4	[	[	X
ejif-848	253	5	29	29	NUM
ejif-848	253	6	]	]	PUNCT
ejif-848	253	7	the	the	DET
ejif-848	253	8	financial	financial	ADJ
ejif-848	253	9	stability	stability	NOUN
ejif-848	253	10	and	and	CCONJ
ejif-848	253	11	payment	payment	NOUN
ejif-848	253	12	system	system	NOUN
ejif-848	253	13	report	report	NOUN
ejif-848	253	14	(	(	PUNCT
ejif-848	253	15	2011	2011	NUM
ejif-848	253	16	)	)	PUNCT
ejif-848	253	17	of	of	ADP
ejif-848	253	18	the	the	DET
ejif-848	253	19	bank	bank	NOUN
ejif-848	253	20	negara	negara	PROPN
ejif-848	253	21	malaysia	malaysia	PROPN
ejif-848	253	22	(	(	PUNCT
ejif-848	253	23	central	central	ADJ
ejif-848	253	24	bank	bank	PROPN
ejif-848	253	25	of	of	ADP
ejif-848	253	26	malaysia	malaysia	PROPN
ejif-848	253	27	)	)	PUNCT
ejif-848	253	28	,	,	PUNCT
ejif-848	253	29	kuala	kuala	PROPN
ejif-848	253	30	lumpur	lumpur	PROPN
ejif-848	254	1	[	[	X
ejif-848	254	2	30	30	NUM
ejif-848	254	3	]	]	X
ejif-848	254	4	umar	umar	PROPN
ejif-848	254	5	islam	islam	PROPN
ejif-848	254	6	muhammad	muhammad	PROPN
ejif-848	254	7	and	and	CCONJ
ejif-848	254	8	kozokov	kozokov	PROPN
ejif-848	254	9	shakhboz	shakhboz	PROPN
ejif-848	254	10	(	(	PUNCT
ejif-848	254	11	2009	2009	NUM
ejif-848	254	12	)	)	PUNCT
ejif-848	254	13	―stability	―stability	NOUN
ejif-848	254	14	of	of	ADP
ejif-848	254	15	islamic	islamic	ADJ
ejif-848	254	16	and	and	CCONJ
ejif-848	254	17	conventional	conventional	ADJ
ejif-848	254	18	banks	bank	NOUN
ejif-848	254	19	,	,	PUNCT
ejif-848	254	20	an	an	DET
ejif-848	254	21	empirical	empirical	ADJ
ejif-848	254	22	comparative	comparative	NOUN
ejif-848	254	23	analysis‖	analysis‖	PROPN
ejif-848	254	24	unplished	unplished	ADJ
ejif-848	254	25	.	.	PUNCT
ejif-848	255	1	[	[	X
ejif-848	255	2	31	31	NUM
ejif-848	255	3	]	]	PUNCT
ejif-848	255	4	wahida	wahida	PROPN
ejif-848	255	5	ahmed	ahmed	PROPN
ejif-848	255	6	and	and	CCONJ
ejif-848	255	7	robin	robin	PROPN
ejif-848	255	8	h.	h.	PROPN
ejif-848	255	9	luo	luo	PROPN
ejif-848	255	10	―comparison	―comparison	PROPN
ejif-848	255	11	of	of	ADP
ejif-848	255	12	banking	banking	NOUN
ejif-848	255	13	efficiency	efficiency	NOUN
ejif-848	255	14	in	in	ADP
ejif-848	255	15	europe	europe	PROPN
ejif-848	255	16	:	:	PUNCT
ejif-848	255	17	islamic	islamic	ADJ
ejif-848	255	18	versus	versus	ADP
ejif-848	255	19	conventional	conventional	ADJ
ejif-848	255	20	banks‖	banks‖	PROPN
ejif-848	255	21	in	in	ADP
ejif-848	255	22	international	international	ADJ
ejif-848	255	23	banking	banking	NOUN
ejif-848	255	24	in	in	ADP
ejif-848	255	25	the	the	DET
ejif-848	255	26	new	new	ADJ
ejif-848	255	27	era	era	NOUN
ejif-848	255	28	:	:	PUNCT
ejif-848	255	29	post	post	ADJ
ejif-848	255	30	-	-	ADJ
ejif-848	255	31	crises	crisis	NOUN
ejif-848	255	32	challenges	challenge	NOUN
ejif-848	255	33	and	and	CCONJ
ejif-848	255	34	opportunities	opportunity	NOUN
ejif-848	255	35	,	,	PUNCT
ejif-848	255	36	suk	suk	NOUN
ejif-848	255	37	-	-	PUNCT
ejif-848	255	38	joong	joong	PROPN
ejif-848	255	39	kim	kim	PROPN
ejif-848	255	40	and	and	CCONJ
ejif-848	255	41	micheal	micheal	PROPN
ejif-848	255	42	d.	d.	PROPN
ejif-848	255	43	mckenzie	mckenzie	PROPN
ejif-848	255	44	,	,	PUNCT
ejif-848	255	45	eds	eds	PROPN
ejif-848	255	46	.	.	PUNCT
ejif-848	256	1	international	international	ADJ
ejif-848	256	2	finance	finance	NOUN
ejif-848	256	3	review	review	NOUN
ejif-848	256	4	,	,	PUNCT
ejif-848	256	5	vol	vol	NOUN
ejif-848	256	6	.	.	PROPN
ejif-848	256	7	11	11	NUM
ejif-848	256	8	,	,	PUNCT
ejif-848	256	9	emerald	emerald	NOUN
ejif-848	256	10	group	group	NOUN
ejif-848	256	11	publishing	publishing	PROPN
ejif-848	256	12	limited	limit	VERB
ejif-848	256	13	,	,	PUNCT
ejif-848	256	14	2010	2010	NUM
ejif-848	256	15	,	,	PUNCT
ejif-848	256	16	pp	pp	ADJ
ejif-848	256	17	.	.	PUNCT
ejif-848	257	1	361	361	NUM
ejif-848	257	2	-	-	SYM
ejif-848	257	3	389	389	NUM
ejif-848	258	1	[	[	PUNCT
ejif-848	258	2	32	32	NUM
ejif-848	258	3	]	]	PUNCT
ejif-848	258	4	zairy	zairy	NOUN
ejif-848	258	5	zainol	zainol	NOUN
ejif-848	258	6	and	and	CCONJ
ejif-848	258	7	salina	salina	PROPN
ejif-848	258	8	hj	hj	PROPN
ejif-848	258	9	kassim	kassim	PROPN
ejif-848	258	10	―a	―a	PROPN
ejif-848	258	11	critical	critical	ADJ
ejif-848	258	12	review	review	NOUN
ejif-848	258	13	of	of	ADP
ejif-848	258	14	the	the	DET
ejif-848	258	15	literature	literature	NOUN
ejif-848	258	16	on	on	ADP
ejif-848	258	17	the	the	DET
ejif-848	258	18	rate	rate	NOUN
ejif-848	258	19	of	of	ADP
ejif-848	258	20	return	return	NOUN
ejif-848	258	21	risk	risk	NOUN
ejif-848	258	22	in	in	ADP
ejif-848	258	23	islamic	islamic	PROPN
ejif-848	258	24	banks‖	banks‖	PROPN
ejif-848	258	25	journal	journal	PROPN
ejif-848	258	26	of	of	ADP
ejif-848	258	27	islamic	islamic	PROPN
ejif-848	258	28	accounting	accounting	PROPN
ejif-848	258	29	and	and	CCONJ
ejif-848	258	30	business	business	NOUN
ejif-848	258	31	research	research	NOUN
ejif-848	258	32	.	.	PUNCT
ejif-848	259	1	vol.2	vol.2	PROPN
ejif-848	259	2	,	,	PUNCT
ejif-848	259	3	no.2	no.2	PROPN
ejif-848	259	4	,	,	PUNCT
ejif-848	259	5	2012	2012	NUM
ejif-848	259	6	.	.	PUNCT
ejif-848	260	1	ejif	ejif	PROPN
ejif-848	260	2	–	–	PUNCT
ejif-848	260	3	european	european	PROPN
ejif-848	260	4	journal	journal	PROPN
ejif-848	260	5	of	of	ADP
ejif-848	260	6	islamic	islamic	PROPN
ejif-848	260	7	finance	finance	PROPN
ejif-848	260	8	editorial	editorial	ADJ
ejif-848	260	9	team	team	NOUN
ejif-848	260	10	editor	editor	NOUN
ejif-848	260	11	in	in	ADP
ejif-848	260	12	chief	chief	ADJ
ejif-848	260	13	prof	prof	NOUN
ejif-848	260	14	.	.	PUNCT
ejif-848	260	15	paolo	paolo	PROPN
ejif-848	260	16	pietro	pietro	PROPN
ejif-848	260	17	biancone	biancone	NOUN
ejif-848	260	18	,	,	PUNCT
ejif-848	260	19	university	university	PROPN
ejif-848	260	20	of	of	ADP
ejif-848	260	21	turin	turin	PROPN
ejif-848	260	22	,	,	PUNCT
ejif-848	260	23	italy	italy	PROPN
ejif-848	260	24	editorial	editorial	PROPN
ejif-848	260	25	board	board	PROPN
ejif-848	260	26	prof	prof	PROPN
ejif-848	260	27	.	.	PUNCT
ejif-848	261	1	dian	dian	PROPN
ejif-848	261	2	masyita	masyita	PROPN
ejif-848	261	3	,	,	PUNCT
ejif-848	261	4	university	university	NOUN
ejif-848	261	5	of	of	ADP
ejif-848	261	6	padjadjaran	padjadjaran	PROPN
ejif-848	261	7	,	,	PUNCT
ejif-848	261	8	indonesia	indonesia	PROPN
ejif-848	261	9	prof	prof	PROPN
ejif-848	261	10	.	.	PUNCT
ejif-848	262	1	abdulazeem	abdulazeem	PROPN
ejif-848	262	2	abozaid	abozaid	PROPN
ejif-848	262	3	,	,	PUNCT
ejif-848	262	4	qatar	qatar	PROPN
ejif-848	262	5	faculty	faculty	NOUN
ejif-848	262	6	of	of	ADP
ejif-848	262	7	islamic	islamic	ADJ
ejif-848	262	8	studies	study	NOUN
ejif-848	262	9	–	–	PUNCT
ejif-848	262	10	qatar	qatar	PROPN
ejif-848	262	11	prof	prof	NOUN
ejif-848	262	12	.	.	PUNCT
ejif-848	263	1	ahmad	ahmad	PROPN
ejif-848	263	2	aref	aref	PROPN
ejif-848	263	3	almazari	almazari	PROPN
ejif-848	263	4	,	,	PUNCT
ejif-848	263	5	king	king	PROPN
ejif-848	263	6	saud	saud	PROPN
ejif-848	263	7	university	university	PROPN
ejif-848	263	8	,	,	PUNCT
ejif-848	263	9	saudi	saudi	PROPN
ejif-848	263	10	arabia	arabia	PROPN
ejif-848	263	11	prof	prof	PROPN
ejif-848	263	12	.	.	PUNCT
ejif-848	264	1	nidal	nidal	PROPN
ejif-848	264	2	a.	a.	PROPN
ejif-848	264	3	alsayyed	alsayye	VERB
ejif-848	264	4	,	,	PUNCT
ejif-848	264	5	inayah	inayah	VERB
ejif-848	264	6	islamic	islamic	PROPN
ejif-848	264	7	finance	finance	PROPN
ejif-848	264	8	research	research	PROPN
ejif-848	264	9	institute	institute	PROPN
ejif-848	264	10	,	,	PUNCT
ejif-848	264	11	usa	usa	PROPN
ejif-848	264	12	prof	prof	PROPN
ejif-848	264	13	.	.	PUNCT
ejif-848	265	1	roberta	roberta	PROPN
ejif-848	265	2	aluffi	aluffi	PROPN
ejif-848	265	3	,	,	PUNCT
ejif-848	265	4	university	university	PROPN
ejif-848	265	5	of	of	ADP
ejif-848	265	6	turin	turin	PROPN
ejif-848	265	7	italy	italy	PROPN
ejif-848	265	8	prof	prof	PROPN
ejif-848	265	9	.	.	PUNCT
ejif-848	266	1	ghassen	ghassen	PROPN
ejif-848	266	2	bouslama	bouslama	PROPN
ejif-848	266	3	,	,	PUNCT
ejif-848	266	4	neoma	neoma	PROPN
ejif-848	266	5	business	business	PROPN
ejif-848	266	6	school	school	PROPN
ejif-848	266	7	campus	campus	NOUN
ejif-848	266	8	de	de	X
ejif-848	266	9	reims	reims	X
ejif-848	266	10	,	,	PUNCT
ejif-848	266	11	france	france	PROPN
ejif-848	266	12	prof	prof	PROPN
ejif-848	266	13	.	.	PUNCT
ejif-848	267	1	nazam	nazam	PROPN
ejif-848	267	2	dzolkarnaini	dzolkarnaini	PROPN
ejif-848	267	3	,	,	PUNCT
ejif-848	267	4	salford	salford	PROPN
ejif-848	267	5	university	university	PROPN
ejif-848	267	6	,	,	PUNCT
ejif-848	267	7	uk	uk	PROPN
ejif-848	267	8	prof	prof	PROPN
ejif-848	267	9	.	.	PUNCT
ejif-848	268	1	kabir	kabir	PROPN
ejif-848	268	2	hassan	hassan	PROPN
ejif-848	268	3	,	,	PUNCT
ejif-848	268	4	university	university	NOUN
ejif-848	268	5	of	of	ADP
ejif-848	268	6	new	new	PROPN
ejif-848	268	7	orleans	orleans	PROPN
ejif-848	268	8	,	,	PUNCT
ejif-848	268	9	usa	usa	PROPN
ejif-848	268	10	prof	prof	PROPN
ejif-848	268	11	.	.	PUNCT
ejif-848	269	1	khaled	khaled	PROPN
ejif-848	269	2	hussainey	hussainey	PROPN
ejif-848	269	3	,	,	PUNCT
ejif-848	269	4	university	university	NOUN
ejif-848	269	5	of	of	ADP
ejif-848	269	6	plymouth	plymouth	PROPN
ejif-848	269	7	,	,	PUNCT
ejif-848	269	8	uk	uk	PROPN
ejif-848	269	9	prof	prof	PROPN
ejif-848	269	10	.	.	PUNCT
ejif-848	270	1	rifki	rifki	PROPN
ejif-848	270	2	ismal	ismal	NOUN
ejif-848	270	3	,	,	PUNCT
ejif-848	270	4	university	university	NOUN
ejif-848	270	5	of	of	ADP
ejif-848	270	6	indonesia	indonesia	PROPN
ejif-848	270	7	prof	prof	PROPN
ejif-848	270	8	.	.	PUNCT
ejif-848	271	1	tariqullah	tariqullah	PROPN
ejif-848	271	2	khan	khan	PROPN
ejif-848	271	3	,	,	PUNCT
ejif-848	271	4	hamad	hamad	PROPN
ejif-848	271	5	bin	bin	PROPN
ejif-848	271	6	khalifa	khalifa	PROPN
ejif-848	271	7	university	university	PROPN
ejif-848	271	8	,	,	PUNCT
ejif-848	271	9	qatar	qatar	PROPN
ejif-848	271	10	prof	prof	PROPN
ejif-848	271	11	.	.	PROPN
ejif-848	272	1	ali	ali	PROPN
ejif-848	272	2	khorshid	khorshid	PROPN
ejif-848	272	3	,	,	PUNCT
ejif-848	272	4	icma	icma	NOUN
ejif-848	272	5	centre	centre	NOUN
ejif-848	272	6	reading	read	VERB
ejif-848	272	7	university	university	PROPN
ejif-848	272	8	uk	uk	PROPN
ejif-848	272	9	prof	prof	PROPN
ejif-848	272	10	.	.	PUNCT
ejif-848	273	1	amir	amir	PROPN
ejif-848	273	2	kia	kia	PROPN
ejif-848	273	3	,	,	PUNCT
ejif-848	273	4	utah	utah	PROPN
ejif-848	273	5	valley	valley	PROPN
ejif-848	273	6	university	university	PROPN
ejif-848	273	7	,	,	PUNCT
ejif-848	273	8	usa	usa	PROPN
ejif-848	273	9	prof	prof	PROPN
ejif-848	273	10	.	.	PUNCT
ejif-848	274	1	laurent	laurent	PROPN
ejif-848	274	2	marliere	marliere	ADV
ejif-848	274	3	,	,	PUNCT
ejif-848	274	4	université	université	PROPN
ejif-848	274	5	paris	paris	PROPN
ejif-848	274	6	-	-	PUNCT
ejif-848	274	7	dauphine	dauphine	PROPN
ejif-848	274	8	france	france	PROPN
ejif-848	274	9	prof	prof	PROPN
ejif-848	274	10	.	.	PUNCT
ejif-848	275	1	federica	federica	PROPN
ejif-848	275	2	miglietta	miglietta	PROPN
ejif-848	275	3	,	,	PUNCT
ejif-848	275	4	university	university	NOUN
ejif-848	275	5	of	of	ADP
ejif-848	275	6	bari	bari	PROPN
ejif-848	275	7	italy	italy	PROPN
ejif-848	275	8	prof	prof	PROPN
ejif-848	275	9	.	.	PUNCT
ejif-848	276	1	hakim	hakim	PROPN
ejif-848	276	2	ben	ben	PROPN
ejif-848	276	3	othman	othman	PROPN
ejif-848	276	4	,	,	PUNCT
ejif-848	276	5	university	university	PROPN
ejif-848	276	6	of	of	ADP
ejif-848	276	7	tunis	tunis	PROPN
ejif-848	276	8	tunisia	tunisia	PROPN
ejif-848	276	9	prof	prof	PROPN
ejif-848	276	10	.	.	PUNCT
ejif-848	277	1	mohamed	mohamed	PROPN
ejif-848	277	2	ramady	ramady	PROPN
ejif-848	277	3	,	,	PUNCT
ejif-848	277	4	king	king	PROPN
ejif-848	277	5	fahd	fahd	PROPN
ejif-848	277	6	university	university	PROPN
ejif-848	277	7	of	of	ADP
ejif-848	277	8	petroleum	petroleum	NOUN
ejif-848	277	9	and	and	CCONJ
ejif-848	277	10	minerals	mineral	NOUN
ejif-848	277	11	,	,	PUNCT
ejif-848	278	1	saudi	saudi	PROPN
ejif-848	278	2	arabia	arabia	PROPN
ejif-848	278	3	prof	prof	PROPN
ejif-848	278	4	.	.	PROPN
ejif-848	278	5	mamunur	mamunur	PROPN
ejif-848	278	6	rashid	rashid	PROPN
ejif-848	278	7	,	,	PUNCT
ejif-848	278	8	nottingham	nottingham	PROPN
ejif-848	278	9	university	university	PROPN
ejif-848	278	10	,	,	PUNCT
ejif-848	278	11	malaysia	malaysia	PROPN
ejif-848	278	12	prof	prof	PROPN
ejif-848	278	13	.	.	PUNCT
ejif-848	279	1	younes	younes	PROPN
ejif-848	279	2	soualhi	soualhi	PROPN
ejif-848	279	3	,	,	PUNCT
ejif-848	279	4	international	international	PROPN
ejif-848	279	5	islamic	islamic	PROPN
ejif-848	279	6	university	university	PROPN
ejif-848	279	7	malaysia	malaysia	PROPN
ejif-848	279	8	prof	prof	PROPN
ejif-848	279	9	.	.	PUNCT
ejif-848	280	1	laurent	laurent	PROPN
ejif-848	280	2	weill	weill	PROPN
ejif-848	280	3	,	,	PUNCT
ejif-848	280	4	university	university	NOUN
ejif-848	280	5	of	of	ADP
ejif-848	280	6	strasbourg	strasbourg	PROPN
ejif-848	280	7	,	,	PUNCT
ejif-848	280	8	france	france	PROPN