id	sid	tid	token	lemma	pos
ejif-9359	1	1	9359	9359	NUM
ejif-9359	1	2	-	-	PUNCT
ejif-9359	1	3	article	article	NOUN
ejif-9359	1	4	text-32024	text-32024	ADJ
ejif-9359	1	5	-	-	PUNCT
ejif-9359	1	6	1	1	NUM
ejif-9359	1	7	-	-	PUNCT
ejif-9359	1	8	6	6	NUM
ejif-9359	1	9	-	-	PUNCT
ejif-9359	1	10	20240401	20240401	NUM
ejif-9359	1	11	(	(	PUNCT
ejif-9359	1	12	1	1	NUM
ejif-9359	1	13	)	)	PUNCT
ejif-9359	1	14	european	european	ADJ
ejif-9359	1	15	journal	journal	PROPN
ejif-9359	1	16	of	of	ADP
ejif-9359	1	17	islamic	islamic	PROPN
ejif-9359	1	18	finance	finance	PROPN
ejif-9359	1	19	issn	issn	PROPN
ejif-9359	1	20	:	:	PUNCT
ejif-9359	1	21	2421	2421	NUM
ejif-9359	1	22	-	-	SYM
ejif-9359	1	23	2172	2172	NUM
ejif-9359	1	24	doi	doi	NOUN
ejif-9359	1	25	:	:	PUNCT
ejif-9359	1	26	10.13135/2421	10.13135/2421	NUM
ejif-9359	1	27	-	-	SYM
ejif-9359	1	28	2172/9359	2172/9359	NUM
ejif-9359	1	29	published	publish	VERB
ejif-9359	1	30	by	by	ADP
ejif-9359	1	31	university	university	PROPN
ejif-9359	1	32	of	of	ADP
ejif-9359	1	33	turin	turin	PROPN
ejif-9359	2	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-9359	2	2	ejif	ejif	PROPN
ejif-9359	2	3	content	content	NOUN
ejif-9359	2	4	is	be	AUX
ejif-9359	2	5	licensed	license	VERB
ejif-9359	2	6	under	under	ADP
ejif-9359	2	7	a	a	DET
ejif-9359	2	8	creative	creative	ADJ
ejif-9359	2	9	commons	common	NOUN
ejif-9359	2	10	attribution	attribution	NOUN
ejif-9359	2	11	4.0	4.0	NUM
ejif-9359	2	12	international	international	ADJ
ejif-9359	2	13	license	license	NOUN
ejif-9359	2	14	1	1	NUM
ejif-9359	2	15	interacting	interact	VERB
ejif-9359	2	16	with	with	ADP
ejif-9359	2	17	muslim	muslim	ADJ
ejif-9359	2	18	customers	customer	NOUN
ejif-9359	2	19	for	for	ADP
ejif-9359	2	20	developing	develop	VERB
ejif-9359	2	21	new	new	ADJ
ejif-9359	2	22	shariah	shariah	PROPN
ejif-9359	2	23	-	-	PUNCT
ejif-9359	2	24	compliant	compliant	ADJ
ejif-9359	2	25	financial	financial	ADJ
ejif-9359	2	26	services	service	NOUN
ejif-9359	2	27	in	in	ADP
ejif-9359	2	28	a	a	DET
ejif-9359	2	29	multicultural	multicultural	ADJ
ejif-9359	2	30	country	country	NOUN
ejif-9359	2	31	dr	dr	PROPN
ejif-9359	2	32	.	.	PROPN
ejif-9359	2	33	intekhab	intekhab	PROPN
ejif-9359	2	34	alam1	alam1	PROPN
ejif-9359	2	35	*	*	PROPN
ejif-9359	2	36	1	1	NUM
ejif-9359	2	37	school	school	NOUN
ejif-9359	2	38	of	of	ADP
ejif-9359	2	39	business	business	NOUN
ejif-9359	2	40	,	,	PUNCT
ejif-9359	2	41	state	state	NOUN
ejif-9359	2	42	university	university	PROPN
ejif-9359	2	43	of	of	ADP
ejif-9359	2	44	new	new	PROPN
ejif-9359	2	45	york	york	PROPN
ejif-9359	2	46	at	at	ADP
ejif-9359	2	47	geneseo	geneseo	PROPN
ejif-9359	2	48	,	,	PUNCT
ejif-9359	2	49	new	new	ADJ
ejif-9359	2	50	york-14454	york-14454	NOUN
ejif-9359	2	51	,	,	PUNCT
ejif-9359	2	52	usa	usa	PROPN
ejif-9359	2	53	corresponding	corresponding	PROPN
ejif-9359	2	54	author	author	NOUN
ejif-9359	2	55	:	:	PUNCT
ejif-9359	3	1	alam@geneseo.edu	alam@geneseo.edu	PROPN
ejif-9359	3	2	orcid	orcid	NOUN
ejif-9359	3	3	0000	0000	NUM
ejif-9359	3	4	-	-	PUNCT
ejif-9359	3	5	0001	0001	NUM
ejif-9359	3	6	-	-	PUNCT
ejif-9359	3	7	7768	7768	NUM
ejif-9359	3	8	-	-	PUNCT
ejif-9359	3	9	0444	0444	NUM
ejif-9359	3	10	dr	dr	PROPN
ejif-9359	3	11	.	.	PROPN
ejif-9359	3	12	ishaq	ishaq	PROPN
ejif-9359	4	1	bhatti2,3	bhatti2,3	PROPN
ejif-9359	4	2	*	*	PROPN
ejif-9359	4	3	2	2	NUM
ejif-9359	4	4	ubd	ubd	PROPN
ejif-9359	4	5	-	-	PUNCT
ejif-9359	4	6	sbe	sbe	PROPN
ejif-9359	4	7	,	,	PUNCT
ejif-9359	4	8	universiti	universiti	PROPN
ejif-9359	4	9	brunei	brunei	PROPN
ejif-9359	4	10	,	,	PUNCT
ejif-9359	4	11	darussalam	darussalam	PROPN
ejif-9359	4	12	,	,	PUNCT
ejif-9359	4	13	brunei	brunei	PROPN
ejif-9359	4	14	3	3	NUM
ejif-9359	4	15	la	la	PROPN
ejif-9359	4	16	trobe	trobe	PROPN
ejif-9359	4	17	university	university	PROPN
ejif-9359	4	18	la	la	PROPN
ejif-9359	4	19	trobe	trobe	PROPN
ejif-9359	4	20	business	business	PROPN
ejif-9359	4	21	school	school	PROPN
ejif-9359	4	22	,	,	PUNCT
ejif-9359	4	23	la	la	PROPN
ejif-9359	4	24	trobe	trobe	PROPN
ejif-9359	4	25	university	university	PROPN
ejif-9359	4	26	bundoora	bundoora	PROPN
ejif-9359	4	27	,	,	PUNCT
ejif-9359	4	28	victoria	victoria	PROPN
ejif-9359	4	29	3086	3086	NUM
ejif-9359	4	30	,	,	PUNCT
ejif-9359	4	31	australia	australia	PROPN
ejif-9359	4	32	orcid	orcid	NOUN
ejif-9359	4	33	0000	0000	NUM
ejif-9359	4	34	-	-	PUNCT
ejif-9359	4	35	0002	0002	NUM
ejif-9359	4	36	-	-	PUNCT
ejif-9359	4	37	5027	5027	NUM
ejif-9359	4	38	-	-	SYM
ejif-9359	4	39	7871	7871	NUM
ejif-9359	4	40	received	receive	VERB
ejif-9359	4	41	:	:	PUNCT
ejif-9359	4	42	12/01/2024	12/01/2024	NUM
ejif-9359	4	43	accepted	accept	VERB
ejif-9359	4	44	for	for	ADP
ejif-9359	4	45	publication	publication	NOUN
ejif-9359	4	46	:	:	PUNCT
ejif-9359	4	47	05/04/2024	05/04/2024	NUM
ejif-9359	4	48	published	publish	VERB
ejif-9359	4	49	:	:	PUNCT
ejif-9359	4	50	26/04/2024	26/04/2024	NUM
ejif-9359	4	51	abstract	abstract	ADJ
ejif-9359	4	52	offering	offer	VERB
ejif-9359	4	53	successful	successful	ADJ
ejif-9359	4	54	new	new	ADJ
ejif-9359	4	55	services	service	NOUN
ejif-9359	4	56	to	to	ADP
ejif-9359	4	57	the	the	DET
ejif-9359	4	58	market	market	NOUN
ejif-9359	4	59	is	be	AUX
ejif-9359	4	60	a	a	DET
ejif-9359	4	61	priority	priority	NOUN
ejif-9359	4	62	for	for	ADP
ejif-9359	4	63	many	many	ADJ
ejif-9359	4	64	service	service	NOUN
ejif-9359	4	65	firms	firm	NOUN
ejif-9359	4	66	worldwide	worldwide	ADV
ejif-9359	4	67	because	because	SCONJ
ejif-9359	4	68	a	a	DET
ejif-9359	4	69	firm	firm	NOUN
ejif-9359	4	70	's	's	PART
ejif-9359	4	71	growth	growth	NOUN
ejif-9359	4	72	and	and	CCONJ
ejif-9359	4	73	prosperity	prosperity	NOUN
ejif-9359	4	74	depend	depend	VERB
ejif-9359	4	75	on	on	ADP
ejif-9359	4	76	regularly	regularly	ADV
ejif-9359	4	77	introducing	introduce	VERB
ejif-9359	4	78	new	new	ADJ
ejif-9359	4	79	services	service	NOUN
ejif-9359	4	80	to	to	ADP
ejif-9359	4	81	a	a	DET
ejif-9359	4	82	diverse	diverse	ADJ
ejif-9359	4	83	group	group	NOUN
ejif-9359	4	84	of	of	ADP
ejif-9359	4	85	customers	customer	NOUN
ejif-9359	4	86	.	.	PUNCT
ejif-9359	5	1	additionally	additionally	ADV
ejif-9359	5	2	,	,	PUNCT
ejif-9359	5	3	developing	develop	VERB
ejif-9359	5	4	successful	successful	ADJ
ejif-9359	5	5	new	new	ADJ
ejif-9359	5	6	services	service	NOUN
ejif-9359	5	7	requires	require	VERB
ejif-9359	5	8	firm	firm	ADJ
ejif-9359	5	9	-	-	PUNCT
ejif-9359	5	10	customer	customer	NOUN
ejif-9359	5	11	interaction	interaction	NOUN
ejif-9359	5	12	because	because	SCONJ
ejif-9359	5	13	a	a	DET
ejif-9359	5	14	customer	customer	NOUN
ejif-9359	5	15	can	can	AUX
ejif-9359	5	16	provide	provide	VERB
ejif-9359	5	17	valuable	valuable	ADJ
ejif-9359	5	18	insights	insight	NOUN
ejif-9359	5	19	into	into	ADP
ejif-9359	5	20	the	the	DET
ejif-9359	5	21	design	design	NOUN
ejif-9359	5	22	and	and	CCONJ
ejif-9359	5	23	content	content	NOUN
ejif-9359	5	24	of	of	ADP
ejif-9359	5	25	many	many	ADJ
ejif-9359	5	26	new	new	ADJ
ejif-9359	5	27	services	service	NOUN
ejif-9359	5	28	.	.	PUNCT
ejif-9359	6	1	this	this	DET
ejif-9359	6	2	concept	concept	NOUN
ejif-9359	6	3	of	of	ADP
ejif-9359	6	4	customer	customer	NOUN
ejif-9359	6	5	interaction	interaction	NOUN
ejif-9359	6	6	holds	hold	VERB
ejif-9359	6	7	even	even	ADV
ejif-9359	6	8	greater	great	ADJ
ejif-9359	6	9	significance	significance	NOUN
ejif-9359	6	10	in	in	ADP
ejif-9359	6	11	emerging	emerge	VERB
ejif-9359	6	12	countries	country	NOUN
ejif-9359	6	13	with	with	ADP
ejif-9359	6	14	a	a	DET
ejif-9359	6	15	sizable	sizable	ADJ
ejif-9359	6	16	muslim	muslim	ADJ
ejif-9359	6	17	population	population	NOUN
ejif-9359	6	18	,	,	PUNCT
ejif-9359	6	19	particularly	particularly	ADV
ejif-9359	6	20	when	when	SCONJ
ejif-9359	6	21	they	they	PRON
ejif-9359	6	22	are	be	AUX
ejif-9359	6	23	in	in	ADP
ejif-9359	6	24	the	the	DET
ejif-9359	6	25	minority	minority	NOUN
ejif-9359	6	26	.	.	PUNCT
ejif-9359	7	1	against	against	ADP
ejif-9359	7	2	this	this	DET
ejif-9359	7	3	backdrop	backdrop	NOUN
ejif-9359	7	4	,	,	PUNCT
ejif-9359	7	5	our	our	PRON
ejif-9359	7	6	article	article	NOUN
ejif-9359	7	7	examines	examine	VERB
ejif-9359	7	8	the	the	DET
ejif-9359	7	9	importance	importance	NOUN
ejif-9359	7	10	of	of	ADP
ejif-9359	7	11	customer	customer	NOUN
ejif-9359	7	12	interaction	interaction	NOUN
ejif-9359	7	13	with	with	ADP
ejif-9359	7	14	muslim	muslim	ADJ
ejif-9359	7	15	customers	customer	NOUN
ejif-9359	7	16	in	in	ADP
ejif-9359	7	17	developing	develop	VERB
ejif-9359	7	18	new	new	ADJ
ejif-9359	7	19	shariah	shariah	PROPN
ejif-9359	7	20	-	-	PUNCT
ejif-9359	7	21	compliant	compliant	ADJ
ejif-9359	7	22	financial	financial	ADJ
ejif-9359	7	23	services	service	NOUN
ejif-9359	7	24	in	in	ADP
ejif-9359	7	25	the	the	DET
ejif-9359	7	26	emerging	emerge	VERB
ejif-9359	7	27	market	market	NOUN
ejif-9359	7	28	of	of	ADP
ejif-9359	7	29	india	india	PROPN
ejif-9359	7	30	.	.	PUNCT
ejif-9359	8	1	utilizing	utilize	VERB
ejif-9359	8	2	a	a	DET
ejif-9359	8	3	multiple	multiple	ADJ
ejif-9359	8	4	-	-	PUNCT
ejif-9359	8	5	case	case	NOUN
ejif-9359	8	6	study	study	NOUN
ejif-9359	8	7	methodology	methodology	NOUN
ejif-9359	8	8	,	,	PUNCT
ejif-9359	8	9	we	we	PRON
ejif-9359	8	10	gathered	gather	VERB
ejif-9359	8	11	data	datum	NOUN
ejif-9359	8	12	through	through	ADP
ejif-9359	8	13	in	in	ADP
ejif-9359	8	14	-	-	PUNCT
ejif-9359	8	15	depth	depth	NOUN
ejif-9359	8	16	interviews	interview	NOUN
ejif-9359	8	17	with	with	ADP
ejif-9359	8	18	service	service	NOUN
ejif-9359	8	19	managers	manager	NOUN
ejif-9359	8	20	and	and	CCONJ
ejif-9359	8	21	muslim	muslim	ADJ
ejif-9359	8	22	customers	customer	NOUN
ejif-9359	8	23	.	.	PUNCT
ejif-9359	9	1	for	for	ADP
ejif-9359	9	2	data	data	NOUN
ejif-9359	9	3	triangulation	triangulation	NOUN
ejif-9359	9	4	,	,	PUNCT
ejif-9359	9	5	we	we	PRON
ejif-9359	9	6	consulted	consult	VERB
ejif-9359	9	7	several	several	ADJ
ejif-9359	9	8	documents	document	NOUN
ejif-9359	9	9	and	and	CCONJ
ejif-9359	9	10	archival	archival	NOUN
ejif-9359	9	11	records	record	NOUN
ejif-9359	9	12	related	relate	VERB
ejif-9359	9	13	to	to	ADP
ejif-9359	9	14	the	the	DET
ejif-9359	9	15	new	new	ADJ
ejif-9359	9	16	service	service	NOUN
ejif-9359	9	17	development	development	NOUN
ejif-9359	9	18	efforts	effort	NOUN
ejif-9359	9	19	by	by	ADP
ejif-9359	9	20	the	the	DET
ejif-9359	9	21	participating	participate	VERB
ejif-9359	9	22	financial	financial	ADJ
ejif-9359	9	23	service	service	NOUN
ejif-9359	9	24	firms	firm	NOUN
ejif-9359	9	25	.	.	PUNCT
ejif-9359	10	1	by	by	ADP
ejif-9359	10	2	doing	do	VERB
ejif-9359	10	3	so	so	ADV
ejif-9359	10	4	,	,	PUNCT
ejif-9359	10	5	the	the	DET
ejif-9359	10	6	article	article	NOUN
ejif-9359	10	7	addresses	address	VERB
ejif-9359	10	8	two	two	NUM
ejif-9359	10	9	key	key	ADJ
ejif-9359	10	10	research	research	NOUN
ejif-9359	10	11	gaps	gap	NOUN
ejif-9359	10	12	in	in	ADP
ejif-9359	10	13	the	the	DET
ejif-9359	10	14	literature	literature	NOUN
ejif-9359	10	15	.	.	PUNCT
ejif-9359	11	1	first	first	ADV
ejif-9359	11	2	,	,	PUNCT
ejif-9359	11	3	there	there	PRON
ejif-9359	11	4	is	be	VERB
ejif-9359	11	5	a	a	DET
ejif-9359	11	6	lack	lack	NOUN
ejif-9359	11	7	of	of	ADP
ejif-9359	11	8	nsd	nsd	NOUN
ejif-9359	11	9	(	(	PUNCT
ejif-9359	11	10	new	new	ADJ
ejif-9359	11	11	service	service	NOUN
ejif-9359	11	12	development	development	NOUN
ejif-9359	11	13	)	)	PUNCT
ejif-9359	11	14	research	research	NOUN
ejif-9359	11	15	within	within	ADP
ejif-9359	11	16	emerging	emerge	VERB
ejif-9359	11	17	markets	market	NOUN
ejif-9359	11	18	,	,	PUNCT
ejif-9359	11	19	and	and	CCONJ
ejif-9359	11	20	second	second	ADJ
ejif-9359	11	21	,	,	PUNCT
ejif-9359	11	22	there	there	PRON
ejif-9359	11	23	is	be	VERB
ejif-9359	11	24	a	a	DET
ejif-9359	11	25	dearth	dearth	NOUN
ejif-9359	11	26	of	of	ADP
ejif-9359	11	27	studies	study	NOUN
ejif-9359	11	28	on	on	ADP
ejif-9359	11	29	the	the	DET
ejif-9359	11	30	roles	role	NOUN
ejif-9359	11	31	of	of	ADP
ejif-9359	11	32	muslim	muslim	ADJ
ejif-9359	11	33	customers	customer	NOUN
ejif-9359	11	34	in	in	ADP
ejif-9359	11	35	developing	develop	VERB
ejif-9359	11	36	new	new	ADJ
ejif-9359	11	37	services	service	NOUN
ejif-9359	11	38	globally	globally	ADV
ejif-9359	11	39	.	.	PUNCT
ejif-9359	12	1	drawing	draw	VERB
ejif-9359	12	2	from	from	ADP
ejif-9359	12	3	the	the	DET
ejif-9359	12	4	case	case	NOUN
ejif-9359	12	5	study	study	NOUN
ejif-9359	12	6	data	datum	NOUN
ejif-9359	12	7	,	,	PUNCT
ejif-9359	12	8	we	we	PRON
ejif-9359	12	9	contend	contend	VERB
ejif-9359	12	10	that	that	SCONJ
ejif-9359	12	11	developing	develop	VERB
ejif-9359	12	12	new	new	ADJ
ejif-9359	12	13	services	service	NOUN
ejif-9359	12	14	that	that	PRON
ejif-9359	12	15	meet	meet	VERB
ejif-9359	12	16	muslim	muslim	ADJ
ejif-9359	12	17	customer	customer	NOUN
ejif-9359	12	18	needs	need	VERB
ejif-9359	12	19	and	and	CCONJ
ejif-9359	12	20	comply	comply	VERB
ejif-9359	12	21	with	with	ADP
ejif-9359	12	22	shariah	shariah	PROPN
ejif-9359	12	23	principles	principle	NOUN
ejif-9359	12	24	poses	pose	VERB
ejif-9359	12	25	a	a	DET
ejif-9359	12	26	challenge	challenge	NOUN
ejif-9359	12	27	for	for	ADP
ejif-9359	12	28	many	many	ADJ
ejif-9359	12	29	service	service	NOUN
ejif-9359	12	30	firms	firm	NOUN
ejif-9359	12	31	.	.	PUNCT
ejif-9359	13	1	to	to	PART
ejif-9359	13	2	meet	meet	VERB
ejif-9359	13	3	this	this	DET
ejif-9359	13	4	challenge	challenge	NOUN
ejif-9359	13	5	,	,	PUNCT
ejif-9359	13	6	a	a	DET
ejif-9359	13	7	firm	firm	NOUN
ejif-9359	13	8	must	must	AUX
ejif-9359	13	9	establish	establish	VERB
ejif-9359	13	10	a	a	DET
ejif-9359	13	11	system	system	NOUN
ejif-9359	13	12	that	that	PRON
ejif-9359	13	13	integrates	integrate	VERB
ejif-9359	13	14	the	the	DET
ejif-9359	13	15	requirements	requirement	NOUN
ejif-9359	13	16	of	of	ADP
ejif-9359	13	17	muslim	muslim	ADJ
ejif-9359	13	18	customers	customer	NOUN
ejif-9359	13	19	into	into	ADP
ejif-9359	13	20	creating	create	VERB
ejif-9359	13	21	new	new	ADJ
ejif-9359	13	22	services	service	NOUN
ejif-9359	13	23	.	.	PUNCT
ejif-9359	14	1	to	to	ADP
ejif-9359	14	2	this	this	DET
ejif-9359	14	3	end	end	NOUN
ejif-9359	14	4	,	,	PUNCT
ejif-9359	14	5	we	we	PRON
ejif-9359	14	6	propose	propose	VERB
ejif-9359	14	7	several	several	ADJ
ejif-9359	14	8	modes	mode	NOUN
ejif-9359	14	9	and	and	CCONJ
ejif-9359	14	10	methods	method	NOUN
ejif-9359	14	11	of	of	ADP
ejif-9359	14	12	customer	customer	NOUN
ejif-9359	14	13	interaction	interaction	NOUN
ejif-9359	14	14	and	and	CCONJ
ejif-9359	14	15	analyze	analyze	VERB
ejif-9359	14	16	the	the	DET
ejif-9359	14	17	problems	problem	NOUN
ejif-9359	14	18	involved	involve	VERB
ejif-9359	14	19	in	in	ADP
ejif-9359	14	20	the	the	DET
ejif-9359	14	21	interaction	interaction	NOUN
ejif-9359	14	22	process	process	NOUN
ejif-9359	14	23	with	with	ADP
ejif-9359	14	24	muslim	muslim	ADJ
ejif-9359	14	25	customers	customer	NOUN
ejif-9359	14	26	.	.	PUNCT
ejif-9359	15	1	our	our	PRON
ejif-9359	15	2	findings	finding	NOUN
ejif-9359	15	3	suggest	suggest	VERB
ejif-9359	15	4	that	that	SCONJ
ejif-9359	15	5	contrary	contrary	ADV
ejif-9359	15	6	to	to	ADP
ejif-9359	15	7	the	the	DET
ejif-9359	15	8	notion	notion	NOUN
ejif-9359	15	9	often	often	ADV
ejif-9359	15	10	found	find	VERB
ejif-9359	15	11	in	in	ADP
ejif-9359	15	12	the	the	DET
ejif-9359	15	13	literature	literature	NOUN
ejif-9359	15	14	,	,	PUNCT
ejif-9359	15	15	muslim	muslim	ADJ
ejif-9359	15	16	customers	customer	NOUN
ejif-9359	15	17	are	be	AUX
ejif-9359	15	18	willing	willing	ADJ
ejif-9359	15	19	to	to	PART
ejif-9359	15	20	collaborate	collaborate	VERB
ejif-9359	15	21	with	with	ADP
ejif-9359	15	22	service	service	NOUN
ejif-9359	15	23	firms	firm	NOUN
ejif-9359	15	24	to	to	PART
ejif-9359	15	25	develop	develop	VERB
ejif-9359	15	26	new	new	ADJ
ejif-9359	15	27	services	service	NOUN
ejif-9359	15	28	which	which	PRON
ejif-9359	15	29	can	can	AUX
ejif-9359	15	30	serve	serve	VERB
ejif-9359	15	31	as	as	ADP
ejif-9359	15	32	a	a	DET
ejif-9359	15	33	valuable	valuable	ADJ
ejif-9359	15	34	source	source	NOUN
ejif-9359	15	35	of	of	ADP
ejif-9359	15	36	information	information	NOUN
ejif-9359	15	37	for	for	ADP
ejif-9359	15	38	generating	generate	VERB
ejif-9359	15	39	service	service	NOUN
ejif-9359	15	40	ideas	idea	NOUN
ejif-9359	15	41	.	.	PUNCT
ejif-9359	16	1	this	this	DET
ejif-9359	16	2	article	article	NOUN
ejif-9359	16	3	holds	hold	VERB
ejif-9359	16	4	implications	implication	NOUN
ejif-9359	16	5	for	for	ADP
ejif-9359	16	6	financial	financial	ADJ
ejif-9359	16	7	service	service	NOUN
ejif-9359	16	8	firms	firm	NOUN
ejif-9359	16	9	seeking	seek	VERB
ejif-9359	16	10	to	to	PART
ejif-9359	16	11	market	market	VERB
ejif-9359	16	12	new	new	ADJ
ejif-9359	16	13	shariah	shariah	PROPN
ejif-9359	16	14	-	-	PUNCT
ejif-9359	16	15	compliant	compliant	ADJ
ejif-9359	16	16	financial	financial	ADJ
ejif-9359	16	17	services	service	NOUN
ejif-9359	16	18	to	to	ADP
ejif-9359	16	19	muslim	muslim	ADJ
ejif-9359	16	20	customers	customer	NOUN
ejif-9359	16	21	in	in	ADP
ejif-9359	16	22	emerging	emerge	VERB
ejif-9359	16	23	markets	market	NOUN
ejif-9359	16	24	.	.	PUNCT
ejif-9359	17	1	furthermore	furthermore	ADV
ejif-9359	17	2	,	,	PUNCT
ejif-9359	17	3	this	this	DET
ejif-9359	17	4	article	article	NOUN
ejif-9359	17	5	has	have	VERB
ejif-9359	17	6	theoretical	theoretical	ADJ
ejif-9359	17	7	implications	implication	NOUN
ejif-9359	17	8	for	for	ADP
ejif-9359	17	9	literature	literature	NOUN
ejif-9359	17	10	related	relate	VERB
ejif-9359	17	11	to	to	ADP
ejif-9359	17	12	the	the	DET
ejif-9359	17	13	marketing	marketing	NOUN
ejif-9359	17	14	of	of	ADP
ejif-9359	17	15	islamic	islamic	ADJ
ejif-9359	17	16	finance	finance	NOUN
ejif-9359	17	17	.	.	PUNCT
ejif-9359	18	1	keywords	keyword	NOUN
ejif-9359	18	2	:	:	PUNCT
ejif-9359	18	3	islamic	islamic	ADJ
ejif-9359	18	4	finance	finance	NOUN
ejif-9359	18	5	,	,	PUNCT
ejif-9359	18	6	emerging	emerge	VERB
ejif-9359	18	7	markets	market	NOUN
ejif-9359	18	8	,	,	PUNCT
ejif-9359	18	9	muslim	muslim	ADJ
ejif-9359	18	10	customers	customer	NOUN
ejif-9359	18	11	,	,	PUNCT
ejif-9359	18	12	customer	customer	NOUN
ejif-9359	18	13	interaction	interaction	NOUN
ejif-9359	18	14	european	european	PROPN
ejif-9359	18	15	journal	journal	PROPN
ejif-9359	18	16	of	of	ADP
ejif-9359	18	17	islamic	islamic	PROPN
ejif-9359	18	18	finance	finance	PROPN
ejif-9359	18	19	issn	issn	PROPN
ejif-9359	18	20	:	:	PUNCT
ejif-9359	18	21	2421	2421	NUM
ejif-9359	18	22	-	-	SYM
ejif-9359	18	23	2172	2172	NUM
ejif-9359	18	24	doi	doi	NOUN
ejif-9359	18	25	:	:	PUNCT
ejif-9359	18	26	10.13135/2421	10.13135/2421	NUM
ejif-9359	18	27	-	-	SYM
ejif-9359	18	28	2172/9359	2172/9359	NUM
ejif-9359	18	29	published	publish	VERB
ejif-9359	18	30	by	by	ADP
ejif-9359	18	31	university	university	PROPN
ejif-9359	18	32	of	of	ADP
ejif-9359	18	33	turin	turin	PROPN
ejif-9359	19	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-9359	19	2	ejif	ejif	PROPN
ejif-9359	19	3	content	content	NOUN
ejif-9359	19	4	is	be	AUX
ejif-9359	19	5	licensed	license	VERB
ejif-9359	19	6	under	under	ADP
ejif-9359	19	7	a	a	DET
ejif-9359	19	8	creative	creative	ADJ
ejif-9359	19	9	commons	common	NOUN
ejif-9359	19	10	attribution	attribution	NOUN
ejif-9359	19	11	4.0	4.0	NUM
ejif-9359	19	12	international	international	ADJ
ejif-9359	19	13	license	license	NOUN
ejif-9359	19	14	2	2	NUM
ejif-9359	19	15	1	1	NUM
ejif-9359	19	16	.	.	PUNCT
ejif-9359	20	1	introduction	introduction	NOUN
ejif-9359	20	2	given	give	VERB
ejif-9359	20	3	the	the	DET
ejif-9359	20	4	significance	significance	NOUN
ejif-9359	20	5	of	of	ADP
ejif-9359	20	6	new	new	ADJ
ejif-9359	20	7	service	service	NOUN
ejif-9359	20	8	development	development	NOUN
ejif-9359	20	9	(	(	PUNCT
ejif-9359	20	10	nsd	nsd	NOUN
ejif-9359	20	11	)	)	PUNCT
ejif-9359	20	12	for	for	ADP
ejif-9359	20	13	the	the	DET
ejif-9359	20	14	growth	growth	NOUN
ejif-9359	20	15	and	and	CCONJ
ejif-9359	20	16	prosperity	prosperity	NOUN
ejif-9359	20	17	of	of	ADP
ejif-9359	20	18	a	a	DET
ejif-9359	20	19	firm	firm	NOUN
ejif-9359	20	20	,	,	PUNCT
ejif-9359	20	21	numerous	numerous	ADJ
ejif-9359	20	22	studies	study	NOUN
ejif-9359	20	23	have	have	AUX
ejif-9359	20	24	focused	focus	VERB
ejif-9359	20	25	on	on	ADP
ejif-9359	20	26	nsd	nsd	ADJ
ejif-9359	20	27	research	research	NOUN
ejif-9359	20	28	over	over	ADP
ejif-9359	20	29	the	the	DET
ejif-9359	20	30	past	past	ADJ
ejif-9359	20	31	two	two	NUM
ejif-9359	20	32	decades	decade	NOUN
ejif-9359	20	33	(	(	PUNCT
ejif-9359	20	34	carlborg	carlborg	NOUN
ejif-9359	20	35	et	et	PROPN
ejif-9359	20	36	al	al	PROPN
ejif-9359	20	37	.	.	PROPN
ejif-9359	20	38	,	,	PUNCT
ejif-9359	20	39	2014	2014	NUM
ejif-9359	20	40	;	;	PUNCT
ejif-9359	20	41	mahavarpour	mahavarpour	NOUN
ejif-9359	20	42	et	et	PROPN
ejif-9359	20	43	al	al	PROPN
ejif-9359	20	44	.	.	PROPN
ejif-9359	20	45	2023	2023	NUM
ejif-9359	20	46	;	;	PUNCT
ejif-9359	20	47	ostrom	ostrom	ADP
ejif-9359	20	48	et	et	PROPN
ejif-9359	20	49	al	al	PROPN
ejif-9359	20	50	.	.	PROPN
ejif-9359	20	51	,	,	PUNCT
ejif-9359	20	52	2015	2015	NUM
ejif-9359	20	53	)	)	PUNCT
ejif-9359	20	54	.	.	PUNCT
ejif-9359	21	1	this	this	DET
ejif-9359	21	2	expanding	expand	VERB
ejif-9359	21	3	body	body	NOUN
ejif-9359	21	4	of	of	ADP
ejif-9359	21	5	literature	literature	NOUN
ejif-9359	21	6	suggests	suggest	VERB
ejif-9359	21	7	that	that	SCONJ
ejif-9359	21	8	the	the	DET
ejif-9359	21	9	failure	failure	NOUN
ejif-9359	21	10	rate	rate	NOUN
ejif-9359	21	11	for	for	ADP
ejif-9359	21	12	new	new	ADJ
ejif-9359	21	13	services	service	NOUN
ejif-9359	21	14	is	be	AUX
ejif-9359	21	15	rather	rather	ADV
ejif-9359	21	16	high	high	ADJ
ejif-9359	21	17	.	.	PUNCT
ejif-9359	22	1	a	a	DET
ejif-9359	22	2	primary	primary	ADJ
ejif-9359	22	3	reason	reason	NOUN
ejif-9359	22	4	for	for	ADP
ejif-9359	22	5	such	such	ADJ
ejif-9359	22	6	failures	failure	NOUN
ejif-9359	22	7	is	be	AUX
ejif-9359	22	8	that	that	SCONJ
ejif-9359	22	9	many	many	ADJ
ejif-9359	22	10	service	service	NOUN
ejif-9359	22	11	firms	firm	NOUN
ejif-9359	22	12	need	need	VERB
ejif-9359	22	13	to	to	PART
ejif-9359	22	14	engage	engage	VERB
ejif-9359	22	15	with	with	ADP
ejif-9359	22	16	their	their	PRON
ejif-9359	22	17	customers	customer	NOUN
ejif-9359	22	18	and	and	CCONJ
ejif-9359	22	19	solicit	solicit	VERB
ejif-9359	22	20	input	input	NOUN
ejif-9359	22	21	from	from	ADP
ejif-9359	22	22	them	they	PRON
ejif-9359	22	23	while	while	SCONJ
ejif-9359	22	24	developing	develop	VERB
ejif-9359	22	25	new	new	ADJ
ejif-9359	22	26	services	service	NOUN
ejif-9359	22	27	or	or	CCONJ
ejif-9359	22	28	products	product	NOUN
ejif-9359	22	29	(	(	PUNCT
ejif-9359	22	30	cooper	cooper	NOUN
ejif-9359	22	31	,	,	PUNCT
ejif-9359	22	32	2019	2019	NUM
ejif-9359	22	33	)	)	PUNCT
ejif-9359	22	34	.	.	PUNCT
ejif-9359	23	1	consequently	consequently	ADV
ejif-9359	23	2	,	,	PUNCT
ejif-9359	23	3	firms	firm	NOUN
ejif-9359	23	4	must	must	AUX
ejif-9359	23	5	interact	interact	VERB
ejif-9359	23	6	with	with	ADP
ejif-9359	23	7	their	their	PRON
ejif-9359	23	8	customers	customer	NOUN
ejif-9359	23	9	during	during	ADP
ejif-9359	23	10	nsd	nsd	NOUN
ejif-9359	23	11	to	to	PART
ejif-9359	23	12	comprehend	comprehend	VERB
ejif-9359	23	13	their	their	PRON
ejif-9359	23	14	needs	need	NOUN
ejif-9359	23	15	(	(	PUNCT
ejif-9359	23	16	e.g.	e.g.	ADV
ejif-9359	23	17	,	,	PUNCT
ejif-9359	23	18	alam	alam	PROPN
ejif-9359	23	19	,	,	PUNCT
ejif-9359	23	20	2002	2002	NUM
ejif-9359	23	21	;	;	PUNCT
ejif-9359	23	22	melton	melton	PROPN
ejif-9359	23	23	&	&	CCONJ
ejif-9359	23	24	hartline	hartline	PROPN
ejif-9359	23	25	,	,	PUNCT
ejif-9359	23	26	2010	2010	NUM
ejif-9359	23	27	;	;	PUNCT
ejif-9359	23	28	morgan	morgan	PROPN
ejif-9359	23	29	&	&	CCONJ
ejif-9359	23	30	anokhin	anokhin	PROPN
ejif-9359	23	31	,	,	PUNCT
ejif-9359	23	32	2023	2023	NUM
ejif-9359	23	33	)	)	PUNCT
ejif-9359	23	34	.	.	PUNCT
ejif-9359	24	1	although	although	SCONJ
ejif-9359	24	2	abundant	abundant	ADJ
ejif-9359	24	3	literature	literature	NOUN
ejif-9359	24	4	links	link	NOUN
ejif-9359	24	5	customer	customer	NOUN
ejif-9359	24	6	interaction	interaction	NOUN
ejif-9359	24	7	to	to	ADP
ejif-9359	24	8	the	the	DET
ejif-9359	24	9	success	success	NOUN
ejif-9359	24	10	of	of	ADP
ejif-9359	24	11	new	new	ADJ
ejif-9359	24	12	products	product	NOUN
ejif-9359	24	13	and	and	CCONJ
ejif-9359	24	14	services	service	NOUN
ejif-9359	24	15	(	(	PUNCT
ejif-9359	24	16	mathing	mathe	VERB
ejif-9359	24	17	et	et	PROPN
ejif-9359	24	18	al	al	PROPN
ejif-9359	24	19	.	.	PROPN
ejif-9359	24	20	,	,	PUNCT
ejif-9359	24	21	2004	2004	NUM
ejif-9359	24	22	;	;	PUNCT
ejif-9359	24	23	alam	alam	PROPN
ejif-9359	24	24	,	,	PUNCT
ejif-9359	24	25	2006	2006	NUM
ejif-9359	24	26	,	,	PUNCT
ejif-9359	24	27	2013	2013	NUM
ejif-9359	24	28	;	;	PUNCT
ejif-9359	24	29	cui	cui	PROPN
ejif-9359	24	30	&	&	CCONJ
ejif-9359	24	31	wu	wu	PROPN
ejif-9359	24	32	,	,	PUNCT
ejif-9359	24	33	2017	2017	NUM
ejif-9359	24	34	)	)	PUNCT
ejif-9359	24	35	,	,	PUNCT
ejif-9359	24	36	two	two	NUM
ejif-9359	24	37	significant	significant	ADJ
ejif-9359	24	38	research	research	NOUN
ejif-9359	24	39	gaps	gap	NOUN
ejif-9359	24	40	are	be	AUX
ejif-9359	24	41	evident	evident	ADJ
ejif-9359	24	42	in	in	ADP
ejif-9359	24	43	the	the	DET
ejif-9359	24	44	existing	exist	VERB
ejif-9359	24	45	literature	literature	NOUN
ejif-9359	24	46	.	.	PUNCT
ejif-9359	25	1	the	the	DET
ejif-9359	25	2	first	first	ADJ
ejif-9359	25	3	gap	gap	NOUN
ejif-9359	25	4	in	in	ADP
ejif-9359	25	5	the	the	DET
ejif-9359	25	6	literature	literature	NOUN
ejif-9359	25	7	concerns	concern	NOUN
ejif-9359	25	8	nsd	nsd	NOUN
ejif-9359	25	9	studies	study	NOUN
ejif-9359	25	10	within	within	ADP
ejif-9359	25	11	emerging	emerge	VERB
ejif-9359	25	12	markets	market	NOUN
ejif-9359	25	13	.	.	PUNCT
ejif-9359	26	1	emerging	emerge	VERB
ejif-9359	26	2	markets	market	NOUN
ejif-9359	26	3	have	have	AUX
ejif-9359	26	4	begun	begin	VERB
ejif-9359	26	5	to	to	PART
ejif-9359	26	6	play	play	VERB
ejif-9359	26	7	a	a	DET
ejif-9359	26	8	key	key	ADJ
ejif-9359	26	9	role	role	NOUN
ejif-9359	26	10	in	in	ADP
ejif-9359	26	11	the	the	DET
ejif-9359	26	12	global	global	ADJ
ejif-9359	26	13	economy	economy	NOUN
ejif-9359	26	14	,	,	PUNCT
ejif-9359	26	15	presenting	present	VERB
ejif-9359	26	16	considerable	considerable	ADJ
ejif-9359	26	17	opportunities	opportunity	NOUN
ejif-9359	26	18	for	for	ADP
ejif-9359	26	19	uncovering	uncover	VERB
ejif-9359	26	20	novel	novel	ADJ
ejif-9359	26	21	perspectives	perspective	NOUN
ejif-9359	26	22	in	in	ADP
ejif-9359	26	23	marketing	marketing	NOUN
ejif-9359	26	24	and	and	CCONJ
ejif-9359	26	25	nsd	nsd	NOUN
ejif-9359	26	26	.	.	PUNCT
ejif-9359	27	1	as	as	SCONJ
ejif-9359	27	2	seth	seth	PROPN
ejif-9359	27	3	(	(	PUNCT
ejif-9359	27	4	2011	2011	NUM
ejif-9359	27	5	)	)	PUNCT
ejif-9359	27	6	contends	contend	VERB
ejif-9359	27	7	,	,	PUNCT
ejif-9359	27	8	the	the	DET
ejif-9359	27	9	vast	vast	ADJ
ejif-9359	27	10	consumer	consumer	NOUN
ejif-9359	27	11	bases	basis	NOUN
ejif-9359	27	12	in	in	ADP
ejif-9359	27	13	countries	country	NOUN
ejif-9359	27	14	like	like	ADP
ejif-9359	27	15	india	india	PROPN
ejif-9359	27	16	and	and	CCONJ
ejif-9359	27	17	china	china	PROPN
ejif-9359	27	18	have	have	AUX
ejif-9359	27	19	transitioned	transition	VERB
ejif-9359	27	20	emerging	emerge	VERB
ejif-9359	27	21	markets	market	NOUN
ejif-9359	27	22	from	from	ADP
ejif-9359	27	23	the	the	DET
ejif-9359	27	24	periphery	periphery	NOUN
ejif-9359	27	25	to	to	ADP
ejif-9359	27	26	the	the	DET
ejif-9359	27	27	heart	heart	NOUN
ejif-9359	27	28	of	of	ADP
ejif-9359	27	29	global	global	ADJ
ejif-9359	27	30	competition	competition	NOUN
ejif-9359	27	31	.	.	PUNCT
ejif-9359	28	1	however	however	ADV
ejif-9359	28	2	,	,	PUNCT
ejif-9359	28	3	the	the	DET
ejif-9359	28	4	current	current	ADJ
ejif-9359	28	5	literature	literature	NOUN
ejif-9359	28	6	needs	need	VERB
ejif-9359	28	7	to	to	PART
ejif-9359	28	8	have	have	VERB
ejif-9359	28	9	more	more	ADJ
ejif-9359	28	10	attention	attention	NOUN
ejif-9359	28	11	to	to	ADP
ejif-9359	28	12	the	the	DET
ejif-9359	28	13	intricacies	intricacy	NOUN
ejif-9359	28	14	of	of	ADP
ejif-9359	28	15	customer	customer	NOUN
ejif-9359	28	16	interaction	interaction	NOUN
ejif-9359	28	17	in	in	ADP
ejif-9359	28	18	nsd	nsd	NOUN
ejif-9359	28	19	within	within	ADP
ejif-9359	28	20	these	these	DET
ejif-9359	28	21	emerging	emerge	VERB
ejif-9359	28	22	markets	market	NOUN
ejif-9359	28	23	(	(	PUNCT
ejif-9359	28	24	chang	chang	PROPN
ejif-9359	28	25	&	&	CCONJ
ejif-9359	28	26	taylor	taylor	PROPN
ejif-9359	28	27	,	,	PUNCT
ejif-9359	28	28	2016	2016	NUM
ejif-9359	28	29	)	)	PUNCT
ejif-9359	28	30	.	.	PUNCT
ejif-9359	29	1	the	the	DET
ejif-9359	29	2	second	second	ADJ
ejif-9359	29	3	major	major	ADJ
ejif-9359	29	4	gap	gap	NOUN
ejif-9359	29	5	pertains	pertain	VERB
ejif-9359	29	6	to	to	ADP
ejif-9359	29	7	the	the	DET
ejif-9359	29	8	role	role	NOUN
ejif-9359	29	9	of	of	ADP
ejif-9359	29	10	minority	minority	NOUN
ejif-9359	29	11	customers	customer	NOUN
ejif-9359	29	12	,	,	PUNCT
ejif-9359	29	13	particularly	particularly	ADV
ejif-9359	29	14	muslim	muslim	ADJ
ejif-9359	29	15	customers	customer	NOUN
ejif-9359	29	16	,	,	PUNCT
ejif-9359	29	17	in	in	ADP
ejif-9359	29	18	the	the	DET
ejif-9359	29	19	development	development	NOUN
ejif-9359	29	20	of	of	ADP
ejif-9359	29	21	new	new	ADJ
ejif-9359	29	22	services	service	NOUN
ejif-9359	29	23	in	in	ADP
ejif-9359	29	24	emerging	emerge	VERB
ejif-9359	29	25	markets	market	NOUN
ejif-9359	29	26	(	(	PUNCT
ejif-9359	29	27	alam	alam	PROPN
ejif-9359	29	28	&	&	CCONJ
ejif-9359	29	29	seifzadeh	seifzadeh	PROPN
ejif-9359	29	30	2020	2020	NUM
ejif-9359	29	31	)	)	PUNCT
ejif-9359	29	32	.	.	PUNCT
ejif-9359	30	1	many	many	ADJ
ejif-9359	30	2	nations	nation	NOUN
ejif-9359	30	3	,	,	PUNCT
ejif-9359	30	4	whether	whether	SCONJ
ejif-9359	30	5	developed	develop	VERB
ejif-9359	30	6	or	or	CCONJ
ejif-9359	30	7	developing	develop	VERB
ejif-9359	30	8	,	,	PUNCT
ejif-9359	30	9	are	be	AUX
ejif-9359	30	10	culturally	culturally	ADV
ejif-9359	30	11	diverse	diverse	ADJ
ejif-9359	30	12	,	,	PUNCT
ejif-9359	30	13	housing	housing	NOUN
ejif-9359	30	14	significant	significant	ADJ
ejif-9359	30	15	muslim	muslim	ADJ
ejif-9359	30	16	populations	population	NOUN
ejif-9359	30	17	(	(	PUNCT
ejif-9359	30	18	hati	hati	PROPN
ejif-9359	30	19	et	et	PROPN
ejif-9359	30	20	al	al	PROPN
ejif-9359	30	21	.	.	PROPN
ejif-9359	30	22	,	,	PUNCT
ejif-9359	30	23	2021	2021	NUM
ejif-9359	30	24	;	;	PUNCT
ejif-9359	30	25	grier	grier	PROPN
ejif-9359	30	26	&	&	CCONJ
ejif-9359	30	27	deshpande	deshpande	PROPN
ejif-9359	30	28	,	,	PUNCT
ejif-9359	30	29	2001	2001	NUM
ejif-9359	30	30	;	;	PUNCT
ejif-9359	30	31	oullet	oullet	NOUN
ejif-9359	30	32	,	,	PUNCT
ejif-9359	30	33	2007	2007	NUM
ejif-9359	30	34	)	)	PUNCT
ejif-9359	30	35	.	.	PUNCT
ejif-9359	31	1	despite	despite	SCONJ
ejif-9359	31	2	this	this	PRON
ejif-9359	31	3	,	,	PUNCT
ejif-9359	31	4	research	research	NOUN
ejif-9359	31	5	on	on	ADP
ejif-9359	31	6	the	the	DET
ejif-9359	31	7	consumption	consumption	NOUN
ejif-9359	31	8	behaviors	behavior	NOUN
ejif-9359	31	9	of	of	ADP
ejif-9359	31	10	muslim	muslim	ADJ
ejif-9359	31	11	customers	customer	NOUN
ejif-9359	31	12	in	in	ADP
ejif-9359	31	13	non	non	ADJ
ejif-9359	31	14	-	-	ADJ
ejif-9359	31	15	muslimmajority	muslimmajority	ADJ
ejif-9359	31	16	emerging	emerge	VERB
ejif-9359	31	17	countries	country	NOUN
ejif-9359	31	18	remains	remain	VERB
ejif-9359	31	19	scant	scant	ADJ
ejif-9359	31	20	(	(	PUNCT
ejif-9359	31	21	hall	hall	NOUN
ejif-9359	31	22	et	et	PROPN
ejif-9359	31	23	al	al	PROPN
ejif-9359	31	24	.	.	PROPN
ejif-9359	31	25	,	,	PUNCT
ejif-9359	31	26	2023	2023	NUM
ejif-9359	31	27	;	;	PUNCT
ejif-9359	31	28	biancone	biancone	NOUN
ejif-9359	31	29	&	&	CCONJ
ejif-9359	31	30	radwan	radwan	PROPN
ejif-9359	31	31	(	(	PUNCT
ejif-9359	31	32	2015	2015	NUM
ejif-9359	31	33	)	)	PUNCT
ejif-9359	31	34	.	.	PUNCT
ejif-9359	32	1	for	for	ADP
ejif-9359	32	2	instance	instance	NOUN
ejif-9359	32	3	,	,	PUNCT
ejif-9359	32	4	marketing	market	VERB
ejif-9359	32	5	shariah	shariah	PROPN
ejif-9359	32	6	-	-	PUNCT
ejif-9359	32	7	compliant	compliant	ADJ
ejif-9359	32	8	financial	financial	ADJ
ejif-9359	32	9	services	service	NOUN
ejif-9359	32	10	to	to	ADP
ejif-9359	32	11	muslim	muslim	ADJ
ejif-9359	32	12	minority	minority	NOUN
ejif-9359	32	13	customers	customer	NOUN
ejif-9359	32	14	has	have	AUX
ejif-9359	32	15	become	become	VERB
ejif-9359	32	16	a	a	DET
ejif-9359	32	17	pressing	press	VERB
ejif-9359	32	18	managerial	managerial	ADJ
ejif-9359	32	19	concern	concern	NOUN
ejif-9359	32	20	in	in	ADP
ejif-9359	32	21	india	india	PROPN
ejif-9359	32	22	's	's	PART
ejif-9359	32	23	emerging	emerge	VERB
ejif-9359	32	24	market	market	NOUN
ejif-9359	32	25	.	.	PUNCT
ejif-9359	33	1	this	this	DET
ejif-9359	33	2	shift	shift	NOUN
ejif-9359	33	3	originates	originate	NOUN
ejif-9359	33	4	from	from	ADP
ejif-9359	33	5	the	the	DET
ejif-9359	33	6	reserve	reserve	PROPN
ejif-9359	33	7	bank	bank	PROPN
ejif-9359	33	8	of	of	ADP
ejif-9359	33	9	india	india	PROPN
ejif-9359	33	10	(	(	PUNCT
ejif-9359	33	11	rbi	rbi	PROPN
ejif-9359	33	12	)	)	PUNCT
ejif-9359	33	13	contemplating	contemplate	VERB
ejif-9359	33	14	the	the	DET
ejif-9359	33	15	provision	provision	NOUN
ejif-9359	33	16	of	of	ADP
ejif-9359	33	17	interest	interest	NOUN
ejif-9359	33	18	-	-	PUNCT
ejif-9359	33	19	free	free	ADJ
ejif-9359	33	20	banking	banking	NOUN
ejif-9359	33	21	services	service	NOUN
ejif-9359	33	22	to	to	ADP
ejif-9359	33	23	the	the	DET
ejif-9359	33	24	muslim	muslim	ADJ
ejif-9359	33	25	clientele	clientele	PROPN
ejif-9359	33	26	(	(	PUNCT
ejif-9359	33	27	alam	alam	PROPN
ejif-9359	33	28	&	&	CCONJ
ejif-9359	33	29	bhatti	bhatti	PROPN
ejif-9359	33	30	,	,	PUNCT
ejif-9359	33	31	2023	2023	NUM
ejif-9359	33	32	)	)	PUNCT
ejif-9359	33	33	.	.	PUNCT
ejif-9359	34	1	as	as	ADP
ejif-9359	34	2	a	a	DET
ejif-9359	34	3	result	result	NOUN
ejif-9359	34	4	,	,	PUNCT
ejif-9359	34	5	numerous	numerous	ADJ
ejif-9359	34	6	firms	firm	NOUN
ejif-9359	34	7	are	be	AUX
ejif-9359	34	8	eager	eager	ADJ
ejif-9359	34	9	to	to	PART
ejif-9359	34	10	leverage	leverage	VERB
ejif-9359	34	11	the	the	DET
ejif-9359	34	12	growing	grow	VERB
ejif-9359	34	13	openness	openness	NOUN
ejif-9359	34	14	of	of	ADP
ejif-9359	34	15	india	india	PROPN
ejif-9359	34	16	's	's	PART
ejif-9359	34	17	capital	capital	NOUN
ejif-9359	34	18	market	market	NOUN
ejif-9359	34	19	.	.	PUNCT
ejif-9359	35	1	yet	yet	ADV
ejif-9359	35	2	,	,	PUNCT
ejif-9359	35	3	to	to	ADP
ejif-9359	35	4	our	our	PRON
ejif-9359	35	5	knowledge	knowledge	NOUN
ejif-9359	35	6	,	,	PUNCT
ejif-9359	35	7	there	there	PRON
ejif-9359	35	8	has	have	AUX
ejif-9359	35	9	been	be	AUX
ejif-9359	35	10	a	a	DET
ejif-9359	35	11	limited	limited	ADJ
ejif-9359	35	12	focus	focus	NOUN
ejif-9359	35	13	on	on	ADP
ejif-9359	35	14	exploring	explore	VERB
ejif-9359	35	15	customer	customer	NOUN
ejif-9359	35	16	interaction	interaction	NOUN
ejif-9359	35	17	processes	process	NOUN
ejif-9359	35	18	when	when	SCONJ
ejif-9359	35	19	developing	develop	VERB
ejif-9359	35	20	new	new	ADJ
ejif-9359	35	21	services	service	NOUN
ejif-9359	35	22	tailored	tailor	VERB
ejif-9359	35	23	for	for	ADP
ejif-9359	35	24	muslim	muslim	ADJ
ejif-9359	35	25	minority	minority	NOUN
ejif-9359	35	26	customers	customer	NOUN
ejif-9359	35	27	in	in	ADP
ejif-9359	35	28	india	india	PROPN
ejif-9359	35	29	.	.	PUNCT
ejif-9359	36	1	building	build	VERB
ejif-9359	36	2	upon	upon	SCONJ
ejif-9359	36	3	the	the	DET
ejif-9359	36	4	preceding	precede	VERB
ejif-9359	36	5	discussions	discussion	NOUN
ejif-9359	36	6	,	,	PUNCT
ejif-9359	36	7	this	this	DET
ejif-9359	36	8	research	research	NOUN
ejif-9359	36	9	aims	aim	VERB
ejif-9359	36	10	to	to	PART
ejif-9359	36	11	outline	outline	VERB
ejif-9359	36	12	a	a	DET
ejif-9359	36	13	process	process	NOUN
ejif-9359	36	14	for	for	ADP
ejif-9359	36	15	customer	customer	NOUN
ejif-9359	36	16	interaction	interaction	NOUN
ejif-9359	36	17	when	when	SCONJ
ejif-9359	36	18	developing	develop	VERB
ejif-9359	36	19	new	new	ADJ
ejif-9359	36	20	business	business	NOUN
ejif-9359	36	21	-	-	PUNCT
ejif-9359	36	22	to	to	ADP
ejif-9359	36	23	-	-	PUNCT
ejif-9359	36	24	business	business	NOUN
ejif-9359	36	25	(	(	PUNCT
ejif-9359	36	26	b2b	b2b	NOUN
ejif-9359	36	27	)	)	PUNCT
ejif-9359	36	28	shariah	shariah	PROPN
ejif-9359	36	29	-	-	PUNCT
ejif-9359	36	30	compliant	compliant	ADJ
ejif-9359	36	31	financial	financial	ADJ
ejif-9359	36	32	services	service	NOUN
ejif-9359	36	33	tailored	tailor	VERB
ejif-9359	36	34	for	for	ADP
ejif-9359	36	35	muslim	muslim	ADJ
ejif-9359	36	36	customers	customer	NOUN
ejif-9359	36	37	in	in	ADP
ejif-9359	36	38	india	india	PROPN
ejif-9359	36	39	.	.	PUNCT
ejif-9359	37	1	in	in	ADP
ejif-9359	37	2	doing	do	VERB
ejif-9359	37	3	so	so	ADV
ejif-9359	37	4	,	,	PUNCT
ejif-9359	37	5	our	our	PRON
ejif-9359	37	6	study	study	NOUN
ejif-9359	37	7	addresses	address	VERB
ejif-9359	37	8	a	a	DET
ejif-9359	37	9	pivotal	pivotal	ADJ
ejif-9359	37	10	yet	yet	ADV
ejif-9359	37	11	underexplored	underexplored	ADJ
ejif-9359	37	12	question	question	NOUN
ejif-9359	37	13	:	:	PUNCT
ejif-9359	37	14	how	how	SCONJ
ejif-9359	37	15	do	do	AUX
ejif-9359	37	16	muslim	muslim	ADJ
ejif-9359	37	17	customers	customer	NOUN
ejif-9359	37	18	interact	interact	VERB
ejif-9359	37	19	with	with	ADP
ejif-9359	37	20	service	service	NOUN
ejif-9359	37	21	firms	firm	NOUN
ejif-9359	37	22	to	to	PART
ejif-9359	37	23	develop	develop	VERB
ejif-9359	37	24	shariah	shariah	PROPN
ejif-9359	37	25	-	-	PUNCT
ejif-9359	37	26	compliant	compliant	ADJ
ejif-9359	37	27	financial	financial	ADJ
ejif-9359	37	28	services	service	NOUN
ejif-9359	37	29	within	within	ADP
ejif-9359	37	30	emerging	emerge	VERB
ejif-9359	37	31	markets	market	NOUN
ejif-9359	37	32	like	like	ADP
ejif-9359	37	33	india	india	PROPN
ejif-9359	37	34	?	?	PUNCT
ejif-9359	38	1	we	we	PRON
ejif-9359	38	2	have	have	AUX
ejif-9359	38	3	selected	select	VERB
ejif-9359	38	4	financial	financial	ADJ
ejif-9359	38	5	services	service	NOUN
ejif-9359	38	6	as	as	ADP
ejif-9359	38	7	our	our	PRON
ejif-9359	38	8	research	research	NOUN
ejif-9359	38	9	focus	focus	NOUN
ejif-9359	38	10	because	because	SCONJ
ejif-9359	38	11	they	they	PRON
ejif-9359	38	12	have	have	AUX
ejif-9359	38	13	garnered	garner	VERB
ejif-9359	38	14	significant	significant	ADJ
ejif-9359	38	15	attention	attention	NOUN
ejif-9359	38	16	in	in	ADP
ejif-9359	38	17	the	the	DET
ejif-9359	38	18	literature	literature	NOUN
ejif-9359	38	19	owing	owe	VERB
ejif-9359	38	20	to	to	ADP
ejif-9359	38	21	deregulation	deregulation	NOUN
ejif-9359	38	22	and	and	CCONJ
ejif-9359	38	23	technological	technological	ADJ
ejif-9359	38	24	advancements	advancement	NOUN
ejif-9359	38	25	(	(	PUNCT
ejif-9359	38	26	alam	alam	PROPN
ejif-9359	38	27	,	,	PUNCT
ejif-9359	38	28	2013	2013	NUM
ejif-9359	38	29	;	;	PUNCT
ejif-9359	38	30	lyons	lyons	PROPN
ejif-9359	38	31	et	et	PROPN
ejif-9359	38	32	al	al	PROPN
ejif-9359	38	33	.	.	PROPN
ejif-9359	38	34	,	,	PUNCT
ejif-9359	38	35	2007	2007	NUM
ejif-9359	38	36	)	)	PUNCT
ejif-9359	38	37	.	.	PUNCT
ejif-9359	39	1	while	while	SCONJ
ejif-9359	39	2	b2b	b2b	NOUN
ejif-9359	39	3	transactions	transaction	NOUN
ejif-9359	39	4	within	within	ADP
ejif-9359	39	5	the	the	DET
ejif-9359	39	6	service	service	NOUN
ejif-9359	39	7	industry	industry	NOUN
ejif-9359	39	8	are	be	AUX
ejif-9359	39	9	rising	rise	VERB
ejif-9359	39	10	,	,	PUNCT
ejif-9359	39	11	most	most	ADJ
ejif-9359	39	12	existing	exist	VERB
ejif-9359	39	13	studies	study	NOUN
ejif-9359	39	14	predominantly	predominantly	ADV
ejif-9359	39	15	concentrate	concentrate	VERB
ejif-9359	39	16	on	on	ADP
ejif-9359	39	17	business	business	NOUN
ejif-9359	39	18	-	-	PUNCT
ejif-9359	39	19	to	to	ADP
ejif-9359	39	20	-	-	PUNCT
ejif-9359	39	21	customer	customer	NOUN
ejif-9359	39	22	(	(	PUNCT
ejif-9359	39	23	b2c	b2c	NOUN
ejif-9359	39	24	)	)	PUNCT
ejif-9359	39	25	services	service	NOUN
ejif-9359	39	26	(	(	PUNCT
ejif-9359	39	27	homburg	homburg	PROPN
ejif-9359	39	28	et	et	PROPN
ejif-9359	39	29	al	al	PROPN
ejif-9359	39	30	.	.	PROPN
ejif-9359	39	31	,	,	PUNCT
ejif-9359	39	32	2014	2014	NUM
ejif-9359	39	33	)	)	PUNCT
ejif-9359	39	34	.	.	PUNCT
ejif-9359	40	1	moreover	moreover	ADV
ejif-9359	40	2	,	,	PUNCT
ejif-9359	40	3	given	give	VERB
ejif-9359	40	4	the	the	DET
ejif-9359	40	5	pivotal	pivotal	ADJ
ejif-9359	40	6	role	role	NOUN
ejif-9359	40	7	of	of	ADP
ejif-9359	40	8	small	small	ADJ
ejif-9359	40	9	businesses	business	NOUN
ejif-9359	40	10	in	in	ADP
ejif-9359	40	11	gdp	gdp	NOUN
ejif-9359	40	12	growth	growth	NOUN
ejif-9359	40	13	within	within	ADP
ejif-9359	40	14	emerging	emerge	VERB
ejif-9359	40	15	and	and	CCONJ
ejif-9359	40	16	developing	develop	VERB
ejif-9359	40	17	economies	economy	NOUN
ejif-9359	40	18	,	,	PUNCT
ejif-9359	40	19	there	there	PRON
ejif-9359	40	20	is	be	VERB
ejif-9359	40	21	a	a	DET
ejif-9359	40	22	pressing	press	VERB
ejif-9359	40	23	need	need	NOUN
ejif-9359	40	24	for	for	ADP
ejif-9359	40	25	more	more	ADV
ejif-9359	40	26	comprehensive	comprehensive	ADJ
ejif-9359	40	27	research	research	NOUN
ejif-9359	40	28	on	on	ADP
ejif-9359	40	29	b2b	b2b	NOUN
ejif-9359	40	30	services	service	NOUN
ejif-9359	40	31	(	(	PUNCT
ejif-9359	40	32	chowdhury	chowdhury	PROPN
ejif-9359	40	33	,	,	PUNCT
ejif-9359	40	34	2011	2011	NUM
ejif-9359	40	35	;	;	PUNCT
ejif-9359	40	36	karadag	karadag	PROPN
ejif-9359	40	37	,	,	PUNCT
ejif-9359	40	38	2016	2016	NUM
ejif-9359	40	39	)	)	PUNCT
ejif-9359	40	40	.	.	PUNCT
ejif-9359	41	1	also	also	ADV
ejif-9359	41	2	,	,	PUNCT
ejif-9359	41	3	b2b	b2b	NOUN
ejif-9359	41	4	services	service	NOUN
ejif-9359	41	5	are	be	AUX
ejif-9359	41	6	inherently	inherently	ADV
ejif-9359	41	7	knowledge	knowledge	NOUN
ejif-9359	41	8	-	-	PUNCT
ejif-9359	41	9	intensive	intensive	ADJ
ejif-9359	41	10	and	and	CCONJ
ejif-9359	41	11	necessitate	necessitate	ADJ
ejif-9359	41	12	significant	significant	ADJ
ejif-9359	41	13	customer	customer	NOUN
ejif-9359	41	14	input	input	NOUN
ejif-9359	41	15	(	(	PUNCT
ejif-9359	41	16	menguc	menguc	NOUN
ejif-9359	41	17	et	et	NOUN
ejif-9359	41	18	al	al	PROPN
ejif-9359	41	19	.	.	PROPN
ejif-9359	41	20	,	,	PUNCT
ejif-9359	41	21	2014	2014	NUM
ejif-9359	41	22	)	)	PUNCT
ejif-9359	41	23	.	.	PUNCT
ejif-9359	42	1	therefore	therefore	ADV
ejif-9359	42	2	,	,	PUNCT
ejif-9359	42	3	we	we	PRON
ejif-9359	42	4	have	have	AUX
ejif-9359	42	5	chosen	choose	VERB
ejif-9359	42	6	to	to	PART
ejif-9359	42	7	focus	focus	VERB
ejif-9359	42	8	on	on	ADP
ejif-9359	42	9	b2b	b2b	NOUN
ejif-9359	42	10	services	service	NOUN
ejif-9359	42	11	for	for	ADP
ejif-9359	42	12	this	this	DET
ejif-9359	42	13	research	research	NOUN
ejif-9359	42	14	.	.	PUNCT
ejif-9359	43	1	our	our	PRON
ejif-9359	43	2	findings	finding	NOUN
ejif-9359	43	3	suggest	suggest	VERB
ejif-9359	43	4	that	that	SCONJ
ejif-9359	43	5	contrary	contrary	ADV
ejif-9359	43	6	to	to	ADP
ejif-9359	43	7	the	the	DET
ejif-9359	43	8	notion	notion	NOUN
ejif-9359	43	9	often	often	ADV
ejif-9359	43	10	found	find	VERB
ejif-9359	43	11	in	in	ADP
ejif-9359	43	12	the	the	DET
ejif-9359	43	13	literature	literature	NOUN
ejif-9359	43	14	,	,	PUNCT
ejif-9359	43	15	muslim	muslim	ADJ
ejif-9359	43	16	customers	customer	NOUN
ejif-9359	43	17	are	be	AUX
ejif-9359	43	18	willing	willing	ADJ
ejif-9359	43	19	to	to	PART
ejif-9359	43	20	collaborate	collaborate	VERB
ejif-9359	43	21	with	with	ADP
ejif-9359	43	22	service	service	NOUN
ejif-9359	43	23	firms	firm	NOUN
ejif-9359	43	24	in	in	ADP
ejif-9359	43	25	developing	develop	VERB
ejif-9359	43	26	new	new	ADJ
ejif-9359	43	27	services	service	NOUN
ejif-9359	43	28	and	and	CCONJ
ejif-9359	43	29	can	can	AUX
ejif-9359	43	30	serve	serve	VERB
ejif-9359	43	31	as	as	ADP
ejif-9359	43	32	a	a	DET
ejif-9359	43	33	valuable	valuable	ADJ
ejif-9359	43	34	source	source	NOUN
ejif-9359	43	35	of	of	ADP
ejif-9359	43	36	information	information	NOUN
ejif-9359	43	37	for	for	ADP
ejif-9359	43	38	generating	generate	VERB
ejif-9359	43	39	new	new	ADJ
ejif-9359	43	40	service	service	NOUN
ejif-9359	43	41	ideas	idea	NOUN
ejif-9359	43	42	.	.	PUNCT
ejif-9359	44	1	this	this	DET
ejif-9359	44	2	article	article	NOUN
ejif-9359	44	3	holds	hold	VERB
ejif-9359	44	4	implications	implication	NOUN
ejif-9359	44	5	for	for	ADP
ejif-9359	44	6	financial	financial	ADJ
ejif-9359	44	7	service	service	NOUN
ejif-9359	44	8	firms	firm	NOUN
ejif-9359	44	9	seeking	seek	VERB
ejif-9359	44	10	to	to	PART
ejif-9359	44	11	market	market	VERB
ejif-9359	44	12	new	new	ADJ
ejif-9359	44	13	shariah	shariah	PROPN
ejif-9359	44	14	-	-	PUNCT
ejif-9359	44	15	compliant	compliant	ADJ
ejif-9359	44	16	financial	financial	ADJ
ejif-9359	44	17	services	service	NOUN
ejif-9359	44	18	to	to	ADP
ejif-9359	44	19	muslim	muslim	ADJ
ejif-9359	44	20	customers	customer	NOUN
ejif-9359	44	21	in	in	ADP
ejif-9359	44	22	emerging	emerge	VERB
ejif-9359	44	23	markets	market	NOUN
ejif-9359	44	24	.	.	PUNCT
ejif-9359	45	1	furthermore	furthermore	ADV
ejif-9359	45	2	,	,	PUNCT
ejif-9359	45	3	our	our	PRON
ejif-9359	45	4	research	research	NOUN
ejif-9359	45	5	has	have	VERB
ejif-9359	45	6	theoretical	theoretical	ADJ
ejif-9359	45	7	implications	implication	NOUN
ejif-9359	45	8	for	for	ADP
ejif-9359	45	9	literature	literature	NOUN
ejif-9359	45	10	related	relate	VERB
ejif-9359	45	11	to	to	ADP
ejif-9359	45	12	the	the	DET
ejif-9359	45	13	marketing	marketing	NOUN
ejif-9359	45	14	of	of	ADP
ejif-9359	45	15	islamic	islamic	ADJ
ejif-9359	45	16	finance	finance	NOUN
ejif-9359	45	17	.	.	PUNCT
ejif-9359	46	1	first	first	ADV
ejif-9359	46	2	,	,	PUNCT
ejif-9359	46	3	our	our	PRON
ejif-9359	46	4	research	research	NOUN
ejif-9359	46	5	responds	respond	VERB
ejif-9359	46	6	to	to	ADP
ejif-9359	46	7	the	the	DET
ejif-9359	46	8	call	call	NOUN
ejif-9359	46	9	for	for	ADP
ejif-9359	46	10	more	more	ADV
ejif-9359	46	11	scholarly	scholarly	ADJ
ejif-9359	46	12	attention	attention	NOUN
ejif-9359	46	13	on	on	ADP
ejif-9359	46	14	the	the	DET
ejif-9359	46	15	principles	principle	NOUN
ejif-9359	46	16	and	and	CCONJ
ejif-9359	46	17	practices	practice	NOUN
ejif-9359	46	18	underlying	underlie	VERB
ejif-9359	46	19	islamic	islamic	ADJ
ejif-9359	46	20	finance	finance	NOUN
ejif-9359	46	21	in	in	ADP
ejif-9359	46	22	emerging	emerge	VERB
ejif-9359	46	23	markets	market	NOUN
ejif-9359	46	24	(	(	PUNCT
ejif-9359	46	25	e.g.	e.g.	ADV
ejif-9359	46	26	,	,	PUNCT
ejif-9359	46	27	alam	alam	PROPN
ejif-9359	46	28	and	and	CCONJ
ejif-9359	46	29	seifzadeh	seifzadeh	NOUN
ejif-9359	46	30	2020	2020	NUM
ejif-9359	46	31	)	)	PUNCT
ejif-9359	46	32	.	.	PUNCT
ejif-9359	47	1	second	second	ADJ
ejif-9359	47	2	,	,	PUNCT
ejif-9359	47	3	by	by	ADP
ejif-9359	47	4	focusing	focus	VERB
ejif-9359	47	5	on	on	ADP
ejif-9359	47	6	india	india	PROPN
ejif-9359	47	7	,	,	PUNCT
ejif-9359	47	8	our	our	PRON
ejif-9359	47	9	research	research	NOUN
ejif-9359	47	10	attempts	attempt	VERB
ejif-9359	47	11	to	to	PART
ejif-9359	47	12	enrich	enrich	VERB
ejif-9359	47	13	the	the	DET
ejif-9359	47	14	extant	extant	ADJ
ejif-9359	47	15	literature	literature	NOUN
ejif-9359	47	16	about	about	ADP
ejif-9359	47	17	the	the	DET
ejif-9359	47	18	needs	need	NOUN
ejif-9359	47	19	of	of	ADP
ejif-9359	47	20	muslim	muslim	ADJ
ejif-9359	47	21	customers	customer	NOUN
ejif-9359	47	22	for	for	ADP
ejif-9359	47	23	islamic	islamic	ADJ
ejif-9359	47	24	finance	finance	NOUN
ejif-9359	47	25	in	in	ADP
ejif-9359	47	26	a	a	DET
ejif-9359	47	27	multicultural	multicultural	ADJ
ejif-9359	47	28	and	and	CCONJ
ejif-9359	47	29	non	non	ADJ
ejif-9359	47	30	-	-	ADJ
ejif-9359	47	31	muslim	muslim	ADJ
ejif-9359	47	32	majority	majority	NOUN
ejif-9359	47	33	country	country	NOUN
ejif-9359	47	34	.	.	PUNCT
ejif-9359	48	1	european	european	PROPN
ejif-9359	48	2	journal	journal	PROPN
ejif-9359	48	3	of	of	ADP
ejif-9359	48	4	islamic	islamic	PROPN
ejif-9359	48	5	finance	finance	PROPN
ejif-9359	48	6	issn	issn	PROPN
ejif-9359	48	7	:	:	PUNCT
ejif-9359	48	8	2421	2421	NUM
ejif-9359	48	9	-	-	SYM
ejif-9359	48	10	2172	2172	NUM
ejif-9359	48	11	doi	doi	NOUN
ejif-9359	48	12	:	:	PUNCT
ejif-9359	48	13	10.13135/2421	10.13135/2421	NUM
ejif-9359	48	14	-	-	SYM
ejif-9359	48	15	2172/9359	2172/9359	NUM
ejif-9359	48	16	published	publish	VERB
ejif-9359	48	17	by	by	ADP
ejif-9359	48	18	university	university	PROPN
ejif-9359	48	19	of	of	ADP
ejif-9359	48	20	turin	turin	PROPN
ejif-9359	49	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-9359	49	2	ejif	ejif	PROPN
ejif-9359	49	3	content	content	NOUN
ejif-9359	49	4	is	be	AUX
ejif-9359	49	5	licensed	license	VERB
ejif-9359	49	6	under	under	ADP
ejif-9359	49	7	a	a	DET
ejif-9359	49	8	creative	creative	ADJ
ejif-9359	49	9	commons	common	NOUN
ejif-9359	49	10	attribution	attribution	NOUN
ejif-9359	49	11	4.0	4.0	NUM
ejif-9359	49	12	international	international	ADJ
ejif-9359	49	13	license	license	NOUN
ejif-9359	49	14	3	3	NUM
ejif-9359	49	15	the	the	DET
ejif-9359	49	16	rest	rest	NOUN
ejif-9359	49	17	of	of	ADP
ejif-9359	49	18	the	the	DET
ejif-9359	49	19	article	article	NOUN
ejif-9359	49	20	is	be	AUX
ejif-9359	49	21	organized	organize	VERB
ejif-9359	49	22	as	as	SCONJ
ejif-9359	49	23	follows	follow	VERB
ejif-9359	49	24	.	.	PUNCT
ejif-9359	50	1	first	first	ADV
ejif-9359	50	2	,	,	PUNCT
ejif-9359	50	3	we	we	PRON
ejif-9359	50	4	review	review	VERB
ejif-9359	50	5	the	the	DET
ejif-9359	50	6	literature	literature	NOUN
ejif-9359	50	7	to	to	PART
ejif-9359	50	8	assess	assess	VERB
ejif-9359	50	9	the	the	DET
ejif-9359	50	10	strength	strength	NOUN
ejif-9359	50	11	of	of	ADP
ejif-9359	50	12	muslim	muslim	ADJ
ejif-9359	50	13	customers	customer	NOUN
ejif-9359	50	14	in	in	ADP
ejif-9359	50	15	india	india	PROPN
ejif-9359	50	16	and	and	CCONJ
ejif-9359	50	17	discuss	discuss	VERB
ejif-9359	50	18	the	the	DET
ejif-9359	50	19	need	need	NOUN
ejif-9359	50	20	for	for	ADP
ejif-9359	50	21	new	new	ADJ
ejif-9359	50	22	services	service	NOUN
ejif-9359	50	23	for	for	ADP
ejif-9359	50	24	them	they	PRON
ejif-9359	50	25	.	.	PUNCT
ejif-9359	51	1	next	next	ADV
ejif-9359	51	2	,	,	PUNCT
ejif-9359	51	3	we	we	PRON
ejif-9359	51	4	review	review	VERB
ejif-9359	51	5	the	the	DET
ejif-9359	51	6	literature	literature	NOUN
ejif-9359	51	7	related	relate	VERB
ejif-9359	51	8	to	to	ADP
ejif-9359	51	9	nsd	nsd	NOUN
ejif-9359	51	10	and	and	CCONJ
ejif-9359	51	11	customer	customer	NOUN
ejif-9359	51	12	interaction	interaction	NOUN
ejif-9359	51	13	.	.	PUNCT
ejif-9359	52	1	third	third	ADJ
ejif-9359	52	2	,	,	PUNCT
ejif-9359	52	3	we	we	PRON
ejif-9359	52	4	present	present	VERB
ejif-9359	52	5	the	the	DET
ejif-9359	52	6	methodology	methodology	NOUN
ejif-9359	52	7	used	use	VERB
ejif-9359	52	8	in	in	ADP
ejif-9359	52	9	this	this	DET
ejif-9359	52	10	research	research	NOUN
ejif-9359	52	11	.	.	PUNCT
ejif-9359	53	1	fourth	fourth	ADJ
ejif-9359	53	2	,	,	PUNCT
ejif-9359	53	3	we	we	PRON
ejif-9359	53	4	discuss	discuss	VERB
ejif-9359	53	5	the	the	DET
ejif-9359	53	6	implications	implication	NOUN
ejif-9359	53	7	for	for	ADP
ejif-9359	53	8	literature	literature	NOUN
ejif-9359	53	9	,	,	PUNCT
ejif-9359	53	10	practitioners	practitioner	NOUN
ejif-9359	53	11	,	,	PUNCT
ejif-9359	53	12	and	and	CCONJ
ejif-9359	53	13	policymakers	policymaker	NOUN
ejif-9359	53	14	.	.	PUNCT
ejif-9359	54	1	we	we	PRON
ejif-9359	54	2	conclude	conclude	VERB
ejif-9359	54	3	the	the	DET
ejif-9359	54	4	article	article	NOUN
ejif-9359	54	5	by	by	ADP
ejif-9359	54	6	discussing	discuss	VERB
ejif-9359	54	7	research	research	NOUN
ejif-9359	54	8	limitations	limitation	NOUN
ejif-9359	54	9	and	and	CCONJ
ejif-9359	54	10	future	future	ADJ
ejif-9359	54	11	research	research	NOUN
ejif-9359	54	12	directions	direction	NOUN
ejif-9359	54	13	.	.	PUNCT
ejif-9359	55	1	2	2	X
ejif-9359	55	2	.	.	X
ejif-9359	55	3	literature	literature	NOUN
ejif-9359	55	4	review	review	NOUN
ejif-9359	55	5	considering	consider	VERB
ejif-9359	55	6	the	the	DET
ejif-9359	55	7	multi	multi	ADJ
ejif-9359	55	8	-	-	ADJ
ejif-9359	55	9	disciplinary	disciplinary	ADJ
ejif-9359	55	10	nature	nature	NOUN
ejif-9359	55	11	of	of	ADP
ejif-9359	55	12	our	our	PRON
ejif-9359	55	13	research	research	NOUN
ejif-9359	55	14	,	,	PUNCT
ejif-9359	55	15	we	we	PRON
ejif-9359	55	16	tap	tap	VERB
ejif-9359	55	17	into	into	ADP
ejif-9359	55	18	the	the	DET
ejif-9359	55	19	literature	literature	NOUN
ejif-9359	55	20	about	about	ADP
ejif-9359	55	21	marketing	marketing	NOUN
ejif-9359	55	22	,	,	PUNCT
ejif-9359	55	23	finance	finance	NOUN
ejif-9359	55	24	,	,	PUNCT
ejif-9359	55	25	international	international	ADJ
ejif-9359	55	26	business	business	NOUN
ejif-9359	55	27	,	,	PUNCT
ejif-9359	55	28	and	and	CCONJ
ejif-9359	55	29	cultural	cultural	ADJ
ejif-9359	55	30	studies	study	NOUN
ejif-9359	55	31	to	to	PART
ejif-9359	55	32	unearth	unearth	VERB
ejif-9359	55	33	key	key	ADJ
ejif-9359	55	34	research	research	NOUN
ejif-9359	55	35	issues	issue	NOUN
ejif-9359	55	36	related	relate	VERB
ejif-9359	55	37	to	to	ADP
ejif-9359	55	38	interaction	interaction	NOUN
ejif-9359	55	39	with	with	ADP
ejif-9359	55	40	muslim	muslim	ADJ
ejif-9359	55	41	customers	customer	NOUN
ejif-9359	55	42	for	for	ADP
ejif-9359	55	43	developing	develop	VERB
ejif-9359	55	44	new	new	ADJ
ejif-9359	55	45	b2b	b2b	NOUN
ejif-9359	55	46	services	service	NOUN
ejif-9359	55	47	in	in	ADP
ejif-9359	55	48	an	an	DET
ejif-9359	55	49	emerging	emerge	VERB
ejif-9359	55	50	market	market	NOUN
ejif-9359	55	51	.	.	PUNCT
ejif-9359	56	1	2.1	2.1	NUM
ejif-9359	56	2	growing	grow	VERB
ejif-9359	56	3	needs	need	NOUN
ejif-9359	56	4	for	for	ADP
ejif-9359	56	5	muslim	muslim	ADJ
ejif-9359	56	6	customers	customer	NOUN
ejif-9359	56	7	in	in	ADP
ejif-9359	56	8	india	india	PROPN
ejif-9359	56	9	while	while	SCONJ
ejif-9359	56	10	numerous	numerous	ADJ
ejif-9359	56	11	articles	article	NOUN
ejif-9359	56	12	underscore	underscore	VERB
ejif-9359	56	13	the	the	DET
ejif-9359	56	14	significance	significance	NOUN
ejif-9359	56	15	of	of	ADP
ejif-9359	56	16	minority	minority	NOUN
ejif-9359	56	17	customers	customer	NOUN
ejif-9359	56	18	globally	globally	ADV
ejif-9359	56	19	,	,	PUNCT
ejif-9359	56	20	many	many	ADJ
ejif-9359	56	21	predominantly	predominantly	ADV
ejif-9359	56	22	focus	focus	VERB
ejif-9359	56	23	on	on	ADP
ejif-9359	56	24	muslim	muslim	ADJ
ejif-9359	56	25	minorities	minority	NOUN
ejif-9359	56	26	in	in	ADP
ejif-9359	56	27	europe	europe	PROPN
ejif-9359	56	28	(	(	PUNCT
ejif-9359	56	29	e.g.	e.g.	ADV
ejif-9359	56	30	,	,	PUNCT
ejif-9359	56	31	antoniazzi	antoniazzi	NOUN
ejif-9359	56	32	,	,	PUNCT
ejif-9359	56	33	2022	2022	NUM
ejif-9359	56	34	;	;	PUNCT
ejif-9359	56	35	biancone	biancone	NOUN
ejif-9359	56	36	&	&	CCONJ
ejif-9359	56	37	radwan	radwan	PROPN
ejif-9359	56	38	,	,	PUNCT
ejif-9359	56	39	2016	2016	NUM
ejif-9359	56	40	;	;	PUNCT
ejif-9359	56	41	bulmer	bulmer	NOUN
ejif-9359	56	42	&	&	CCONJ
ejif-9359	56	43	solomons	solomon	NOUN
ejif-9359	56	44	,	,	PUNCT
ejif-9359	56	45	2010	2010	NUM
ejif-9359	56	46	;	;	PUNCT
ejif-9359	56	47	kamdzhalov	kamdzhalov	PROPN
ejif-9359	56	48	2022	2022	NUM
ejif-9359	56	49	;	;	PUNCT
ejif-9359	56	50	maliepaard	maliepaard	PROPN
ejif-9359	56	51	et	et	PROPN
ejif-9359	56	52	al	al	PROPN
ejif-9359	56	53	.	.	PROPN
ejif-9359	56	54	,	,	PUNCT
ejif-9359	56	55	2010	2010	NUM
ejif-9359	56	56	)	)	PUNCT
ejif-9359	56	57	and	and	CCONJ
ejif-9359	56	58	africa	africa	PROPN
ejif-9359	56	59	(	(	PUNCT
ejif-9359	56	60	moosa	moosa	PROPN
ejif-9359	56	61	&	&	CCONJ
ejif-9359	56	62	kashiramka	kashiramka	PROPN
ejif-9359	56	63	2023	2023	NUM
ejif-9359	56	64	;	;	PUNCT
ejif-9359	56	65	tegambwage	tegambwage	NOUN
ejif-9359	56	66	&	&	CCONJ
ejif-9359	56	67	kasoga	kasoga	PROPN
ejif-9359	56	68	2023	2023	NUM
ejif-9359	56	69	)	)	PUNCT
ejif-9359	56	70	.	.	PUNCT
ejif-9359	57	1	however	however	ADV
ejif-9359	57	2	,	,	PUNCT
ejif-9359	57	3	the	the	DET
ejif-9359	57	4	emergence	emergence	NOUN
ejif-9359	57	5	of	of	ADP
ejif-9359	57	6	multi	multi	ADJ
ejif-9359	57	7	-	-	ADJ
ejif-9359	57	8	ethnic	ethnic	ADJ
ejif-9359	57	9	societies	society	NOUN
ejif-9359	57	10	with	with	ADP
ejif-9359	57	11	influential	influential	ADJ
ejif-9359	57	12	minority	minority	NOUN
ejif-9359	57	13	groups	group	NOUN
ejif-9359	57	14	is	be	AUX
ejif-9359	57	15	not	not	PART
ejif-9359	57	16	just	just	ADV
ejif-9359	57	17	european	european	ADJ
ejif-9359	57	18	or	or	CCONJ
ejif-9359	57	19	african	african	ADJ
ejif-9359	57	20	,	,	PUNCT
ejif-9359	57	21	but	but	CCONJ
ejif-9359	57	22	a	a	DET
ejif-9359	57	23	global	global	ADJ
ejif-9359	57	24	trend	trend	NOUN
ejif-9359	57	25	(	(	PUNCT
ejif-9359	57	26	andespa	andespa	NOUN
ejif-9359	57	27	et	et	PROPN
ejif-9359	57	28	al	al	PROPN
ejif-9359	57	29	.	.	PROPN
ejif-9359	57	30	2024	2024	NUM
ejif-9359	57	31	;	;	PUNCT
ejif-9359	57	32	hilmi	hilmi	PROPN
ejif-9359	57	33	et	et	PROPN
ejif-9359	57	34	al	al	PROPN
ejif-9359	57	35	.	.	PROPN
ejif-9359	57	36	2023	2023	NUM
ejif-9359	57	37	)	)	PUNCT
ejif-9359	57	38	.	.	PUNCT
ejif-9359	58	1	india	india	PROPN
ejif-9359	58	2	,	,	PUNCT
ejif-9359	58	3	characterized	characterize	VERB
ejif-9359	58	4	by	by	ADP
ejif-9359	58	5	its	its	PRON
ejif-9359	58	6	multireligious	multireligious	ADJ
ejif-9359	58	7	,	,	PUNCT
ejif-9359	58	8	multilingual	multilingual	ADJ
ejif-9359	58	9	,	,	PUNCT
ejif-9359	58	10	multiethnic	multiethnic	ADJ
ejif-9359	58	11	composition	composition	NOUN
ejif-9359	58	12	and	and	CCONJ
ejif-9359	58	13	burgeoning	burgeon	VERB
ejif-9359	58	14	economy	economy	NOUN
ejif-9359	58	15	,	,	PUNCT
ejif-9359	58	16	stands	stand	VERB
ejif-9359	58	17	at	at	ADP
ejif-9359	58	18	the	the	DET
ejif-9359	58	19	forefront	forefront	NOUN
ejif-9359	58	20	of	of	ADP
ejif-9359	58	21	this	this	DET
ejif-9359	58	22	growing	grow	VERB
ejif-9359	58	23	trend	trend	NOUN
ejif-9359	58	24	(	(	PUNCT
ejif-9359	58	25	holtbrugge	holtbrugge	NOUN
ejif-9359	58	26	&	&	CCONJ
ejif-9359	58	27	friedman	friedman	PROPN
ejif-9359	58	28	,	,	PUNCT
ejif-9359	58	29	2016	2016	NUM
ejif-9359	58	30	)	)	PUNCT
ejif-9359	58	31	.	.	PUNCT
ejif-9359	59	1	despite	despite	SCONJ
ejif-9359	59	2	india	india	PROPN
ejif-9359	59	3	's	's	PART
ejif-9359	59	4	pivotal	pivotal	ADJ
ejif-9359	59	5	role	role	NOUN
ejif-9359	59	6	,	,	PUNCT
ejif-9359	59	7	scholarly	scholarly	ADJ
ejif-9359	59	8	attention	attention	NOUN
ejif-9359	59	9	regarding	regard	VERB
ejif-9359	59	10	the	the	DET
ejif-9359	59	11	importance	importance	NOUN
ejif-9359	59	12	of	of	ADP
ejif-9359	59	13	muslim	muslim	ADJ
ejif-9359	59	14	customers	customer	NOUN
ejif-9359	59	15	within	within	ADP
ejif-9359	59	16	this	this	DET
ejif-9359	59	17	emerging	emerge	VERB
ejif-9359	59	18	and	and	CCONJ
ejif-9359	59	19	multicultural	multicultural	ADJ
ejif-9359	59	20	nation	nation	NOUN
ejif-9359	59	21	remains	remain	VERB
ejif-9359	59	22	limited	limited	ADJ
ejif-9359	59	23	.	.	PUNCT
ejif-9359	60	1	notably	notably	ADV
ejif-9359	60	2	,	,	PUNCT
ejif-9359	60	3	muslims	muslim	NOUN
ejif-9359	60	4	constitute	constitute	VERB
ejif-9359	60	5	the	the	DET
ejif-9359	60	6	largest	large	ADJ
ejif-9359	60	7	minority	minority	NOUN
ejif-9359	60	8	group	group	NOUN
ejif-9359	60	9	in	in	ADP
ejif-9359	60	10	india	india	PROPN
ejif-9359	60	11	,	,	PUNCT
ejif-9359	60	12	representing	represent	VERB
ejif-9359	60	13	the	the	DET
ejif-9359	60	14	second	second	ADV
ejif-9359	60	15	-	-	PUNCT
ejif-9359	60	16	largest	large	ADJ
ejif-9359	60	17	ethno	ethno	NOUN
ejif-9359	60	18	-	-	PUNCT
ejif-9359	60	19	religious	religious	ADJ
ejif-9359	60	20	community	community	NOUN
ejif-9359	60	21	after	after	ADP
ejif-9359	60	22	hindus	hindus	X
ejif-9359	60	23	.	.	PUNCT
ejif-9359	61	1	with	with	ADP
ejif-9359	61	2	a	a	DET
ejif-9359	61	3	population	population	NOUN
ejif-9359	61	4	exceeding	exceed	VERB
ejif-9359	61	5	160	160	NUM
ejif-9359	61	6	million	million	NUM
ejif-9359	61	7	,	,	PUNCT
ejif-9359	61	8	muslims	muslim	NOUN
ejif-9359	61	9	make	make	VERB
ejif-9359	61	10	up	up	ADP
ejif-9359	61	11	approximately	approximately	ADV
ejif-9359	61	12	13.4	13.4	NUM
ejif-9359	61	13	percent	percent	NOUN
ejif-9359	61	14	of	of	ADP
ejif-9359	61	15	india	india	PROPN
ejif-9359	61	16	's	's	PART
ejif-9359	61	17	total	total	ADJ
ejif-9359	61	18	population	population	NOUN
ejif-9359	61	19	.	.	PUNCT
ejif-9359	62	1	remarkably	remarkably	ADV
ejif-9359	62	2	,	,	PUNCT
ejif-9359	62	3	india	india	PROPN
ejif-9359	62	4	hosts	host	VERB
ejif-9359	62	5	the	the	DET
ejif-9359	62	6	largest	large	ADJ
ejif-9359	62	7	concentration	concentration	NOUN
ejif-9359	62	8	of	of	ADP
ejif-9359	62	9	muslims	muslims	PROPN
ejif-9359	62	10	outside	outside	ADP
ejif-9359	62	11	the	the	DET
ejif-9359	62	12	member	member	NOUN
ejif-9359	62	13	countries	country	NOUN
ejif-9359	62	14	of	of	ADP
ejif-9359	62	15	the	the	DET
ejif-9359	62	16	organization	organization	NOUN
ejif-9359	62	17	of	of	ADP
ejif-9359	62	18	the	the	DET
ejif-9359	62	19	islamic	islamic	PROPN
ejif-9359	62	20	conference	conference	PROPN
ejif-9359	62	21	(	(	PUNCT
ejif-9359	62	22	oic	oic	PROPN
ejif-9359	62	23	)	)	PUNCT
ejif-9359	62	24	and	and	CCONJ
ejif-9359	62	25	ranks	rank	VERB
ejif-9359	62	26	second	second	ADV
ejif-9359	62	27	globally	globally	ADV
ejif-9359	62	28	,	,	PUNCT
ejif-9359	62	29	following	follow	VERB
ejif-9359	62	30	indonesia	indonesia	PROPN
ejif-9359	62	31	.	.	PUNCT
ejif-9359	63	1	however	however	ADV
ejif-9359	63	2	,	,	PUNCT
ejif-9359	63	3	despite	despite	SCONJ
ejif-9359	63	4	their	their	PRON
ejif-9359	63	5	substantial	substantial	ADJ
ejif-9359	63	6	numbers	number	NOUN
ejif-9359	63	7	and	and	CCONJ
ejif-9359	63	8	political	political	ADJ
ejif-9359	63	9	influence	influence	NOUN
ejif-9359	63	10	,	,	PUNCT
ejif-9359	63	11	the	the	DET
ejif-9359	63	12	socio	socio	NOUN
ejif-9359	63	13	-	-	PUNCT
ejif-9359	63	14	economic	economic	ADJ
ejif-9359	63	15	conditions	condition	NOUN
ejif-9359	63	16	of	of	ADP
ejif-9359	63	17	this	this	DET
ejif-9359	63	18	significant	significant	ADJ
ejif-9359	63	19	ethnic	ethnic	ADJ
ejif-9359	63	20	minority	minority	NOUN
ejif-9359	63	21	are	be	AUX
ejif-9359	63	22	notably	notably	ADV
ejif-9359	63	23	impoverished	impoverished	ADJ
ejif-9359	63	24	(	(	PUNCT
ejif-9359	63	25	fasih	fasih	NOUN
ejif-9359	63	26	,	,	PUNCT
ejif-9359	63	27	2012	2012	NUM
ejif-9359	63	28	)	)	PUNCT
ejif-9359	63	29	.	.	PUNCT
ejif-9359	64	1	due	due	ADP
ejif-9359	64	2	to	to	ADP
ejif-9359	64	3	growing	grow	VERB
ejif-9359	64	4	demands	demand	NOUN
ejif-9359	64	5	from	from	ADP
ejif-9359	64	6	muslim	muslim	ADJ
ejif-9359	64	7	minority	minority	NOUN
ejif-9359	64	8	customers	customer	NOUN
ejif-9359	64	9	,	,	PUNCT
ejif-9359	64	10	there	there	PRON
ejif-9359	64	11	have	have	AUX
ejif-9359	64	12	been	be	AUX
ejif-9359	64	13	discussions	discussion	NOUN
ejif-9359	64	14	and	and	CCONJ
ejif-9359	64	15	efforts	effort	NOUN
ejif-9359	64	16	to	to	PART
ejif-9359	64	17	introduce	introduce	VERB
ejif-9359	64	18	islamic	islamic	ADJ
ejif-9359	64	19	banking	banking	NOUN
ejif-9359	64	20	principles	principle	NOUN
ejif-9359	64	21	into	into	ADP
ejif-9359	64	22	the	the	DET
ejif-9359	64	23	existing	exist	VERB
ejif-9359	64	24	banking	banking	NOUN
ejif-9359	64	25	system	system	NOUN
ejif-9359	64	26	.	.	PUNCT
ejif-9359	65	1	efforts	effort	NOUN
ejif-9359	65	2	have	have	AUX
ejif-9359	65	3	been	be	AUX
ejif-9359	65	4	made	make	VERB
ejif-9359	65	5	to	to	PART
ejif-9359	65	6	increase	increase	VERB
ejif-9359	65	7	awareness	awareness	NOUN
ejif-9359	65	8	and	and	CCONJ
ejif-9359	65	9	understanding	understanding	NOUN
ejif-9359	65	10	of	of	ADP
ejif-9359	65	11	islamic	islamic	ADJ
ejif-9359	65	12	finance	finance	NOUN
ejif-9359	65	13	principles	principle	NOUN
ejif-9359	65	14	among	among	ADP
ejif-9359	65	15	muslims	muslims	PROPN
ejif-9359	65	16	and	and	CCONJ
ejif-9359	65	17	non	non	NOUN
ejif-9359	65	18	-	-	NOUN
ejif-9359	65	19	muslims	muslims	PROPN
ejif-9359	65	20	in	in	ADP
ejif-9359	65	21	india	india	PROPN
ejif-9359	65	22	(	(	PUNCT
ejif-9359	65	23	yatoo	yatoo	PROPN
ejif-9359	65	24	&	&	CCONJ
ejif-9359	65	25	muthu	muthu	PROPN
ejif-9359	65	26	2013	2013	NUM
ejif-9359	65	27	)	)	PUNCT
ejif-9359	65	28	.	.	PUNCT
ejif-9359	66	1	however	however	ADV
ejif-9359	66	2	,	,	PUNCT
ejif-9359	66	3	the	the	DET
ejif-9359	66	4	development	development	NOUN
ejif-9359	66	5	of	of	ADP
ejif-9359	66	6	shariah	shariah	PROPN
ejif-9359	66	7	-	-	PUNCT
ejif-9359	66	8	based	base	VERB
ejif-9359	66	9	services	service	NOUN
ejif-9359	66	10	in	in	ADP
ejif-9359	66	11	india	india	PROPN
ejif-9359	66	12	has	have	AUX
ejif-9359	66	13	faced	face	VERB
ejif-9359	66	14	challenges	challenge	NOUN
ejif-9359	66	15	,	,	PUNCT
ejif-9359	66	16	and	and	CCONJ
ejif-9359	66	17	the	the	DET
ejif-9359	66	18	progress	progress	NOUN
ejif-9359	66	19	has	have	AUX
ejif-9359	66	20	been	be	AUX
ejif-9359	66	21	relatively	relatively	ADV
ejif-9359	66	22	slow	slow	ADJ
ejif-9359	66	23	compared	compare	VERB
ejif-9359	66	24	to	to	ADP
ejif-9359	66	25	some	some	DET
ejif-9359	66	26	other	other	ADJ
ejif-9359	66	27	countries	country	NOUN
ejif-9359	66	28	with	with	ADP
ejif-9359	66	29	significant	significant	ADJ
ejif-9359	66	30	muslim	muslim	ADJ
ejif-9359	66	31	populations	population	NOUN
ejif-9359	66	32	(	(	PUNCT
ejif-9359	66	33	siddiqui	siddiqui	NOUN
ejif-9359	66	34	et	et	PROPN
ejif-9359	66	35	al	al	PROPN
ejif-9359	66	36	.	.	PROPN
ejif-9359	66	37	,	,	PUNCT
ejif-9359	66	38	2021	2021	NUM
ejif-9359	66	39	)	)	PUNCT
ejif-9359	66	40	.	.	PUNCT
ejif-9359	67	1	regulatory	regulatory	ADJ
ejif-9359	67	2	issues	issue	NOUN
ejif-9359	67	3	,	,	PUNCT
ejif-9359	67	4	political	political	ADJ
ejif-9359	67	5	reasons	reason	NOUN
ejif-9359	67	6	,	,	PUNCT
ejif-9359	67	7	concerns	concern	NOUN
ejif-9359	67	8	about	about	ADP
ejif-9359	67	9	legal	legal	ADJ
ejif-9359	67	10	frameworks	framework	NOUN
ejif-9359	67	11	,	,	PUNCT
ejif-9359	67	12	and	and	CCONJ
ejif-9359	67	13	the	the	DET
ejif-9359	67	14	need	need	NOUN
ejif-9359	67	15	for	for	ADP
ejif-9359	67	16	broader	broad	ADJ
ejif-9359	67	17	acceptance	acceptance	NOUN
ejif-9359	67	18	of	of	ADP
ejif-9359	67	19	islamic	islamic	ADJ
ejif-9359	67	20	finance	finance	NOUN
ejif-9359	67	21	principles	principle	NOUN
ejif-9359	67	22	among	among	ADP
ejif-9359	67	23	stakeholders	stakeholder	NOUN
ejif-9359	67	24	have	have	AUX
ejif-9359	67	25	been	be	AUX
ejif-9359	67	26	some	some	PRON
ejif-9359	67	27	of	of	ADP
ejif-9359	67	28	the	the	DET
ejif-9359	67	29	factors	factor	NOUN
ejif-9359	67	30	hindering	hinder	VERB
ejif-9359	67	31	the	the	DET
ejif-9359	67	32	growth	growth	NOUN
ejif-9359	67	33	of	of	ADP
ejif-9359	67	34	shariah	shariah	PROPN
ejif-9359	67	35	-	-	PUNCT
ejif-9359	67	36	compliant	compliant	ADJ
ejif-9359	67	37	services	service	NOUN
ejif-9359	67	38	in	in	ADP
ejif-9359	67	39	india	india	PROPN
ejif-9359	67	40	(	(	PUNCT
ejif-9359	67	41	kurpad	kurpad	NOUN
ejif-9359	67	42	2016	2016	NUM
ejif-9359	67	43	)	)	PUNCT
ejif-9359	67	44	.	.	PUNCT
ejif-9359	68	1	a	a	DET
ejif-9359	68	2	comprehensive	comprehensive	ADJ
ejif-9359	68	3	examination	examination	NOUN
ejif-9359	68	4	of	of	ADP
ejif-9359	68	5	the	the	DET
ejif-9359	68	6	economic	economic	ADJ
ejif-9359	68	7	,	,	PUNCT
ejif-9359	68	8	social	social	ADJ
ejif-9359	68	9	,	,	PUNCT
ejif-9359	68	10	and	and	CCONJ
ejif-9359	68	11	educational	educational	ADJ
ejif-9359	68	12	circumstances	circumstance	NOUN
ejif-9359	68	13	of	of	ADP
ejif-9359	68	14	minorities	minority	NOUN
ejif-9359	68	15	in	in	ADP
ejif-9359	68	16	india	india	PROPN
ejif-9359	68	17	,	,	PUNCT
ejif-9359	68	18	conducted	conduct	VERB
ejif-9359	68	19	by	by	ADP
ejif-9359	68	20	a	a	DET
ejif-9359	68	21	high	high	ADJ
ejif-9359	68	22	-	-	PUNCT
ejif-9359	68	23	level	level	NOUN
ejif-9359	68	24	prime	prime	ADJ
ejif-9359	68	25	ministerial	ministerial	ADJ
ejif-9359	68	26	committee	committee	NOUN
ejif-9359	68	27	chaired	chair	VERB
ejif-9359	68	28	by	by	ADP
ejif-9359	68	29	justice	justice	PROPN
ejif-9359	68	30	rajinder	rajinder	PROPN
ejif-9359	68	31	sachar	sachar	PROPN
ejif-9359	68	32	,	,	PUNCT
ejif-9359	68	33	highlighted	highlight	VERB
ejif-9359	68	34	the	the	DET
ejif-9359	68	35	alarmingly	alarmingly	ADV
ejif-9359	68	36	low	low	ADJ
ejif-9359	68	37	penetration	penetration	NOUN
ejif-9359	68	38	of	of	ADP
ejif-9359	68	39	banking	banking	NOUN
ejif-9359	68	40	and	and	CCONJ
ejif-9359	68	41	financial	financial	ADJ
ejif-9359	68	42	services	service	NOUN
ejif-9359	68	43	within	within	ADP
ejif-9359	68	44	the	the	DET
ejif-9359	68	45	muslim	muslim	ADJ
ejif-9359	68	46	minority	minority	NOUN
ejif-9359	68	47	community	community	NOUN
ejif-9359	68	48	(	(	PUNCT
ejif-9359	68	49	sachar	sachar	PROPN
ejif-9359	68	50	committee	committee	PROPN
ejif-9359	68	51	report	report	PROPN
ejif-9359	68	52	,	,	PUNCT
ejif-9359	68	53	2006	2006	NUM
ejif-9359	68	54	)	)	PUNCT
ejif-9359	68	55	.	.	PUNCT
ejif-9359	69	1	moreover	moreover	ADV
ejif-9359	69	2	,	,	PUNCT
ejif-9359	69	3	a	a	DET
ejif-9359	69	4	recent	recent	ADJ
ejif-9359	69	5	report	report	NOUN
ejif-9359	69	6	by	by	ADP
ejif-9359	69	7	the	the	DET
ejif-9359	69	8	reserve	reserve	PROPN
ejif-9359	69	9	bank	bank	PROPN
ejif-9359	69	10	of	of	ADP
ejif-9359	69	11	india	india	PROPN
ejif-9359	69	12	(	(	PUNCT
ejif-9359	69	13	rbi	rbi	PROPN
ejif-9359	69	14	)	)	PUNCT
ejif-9359	69	15	indicates	indicate	VERB
ejif-9359	69	16	that	that	SCONJ
ejif-9359	69	17	public	public	ADJ
ejif-9359	69	18	sector	sector	NOUN
ejif-9359	69	19	banks	bank	NOUN
ejif-9359	69	20	have	have	AUX
ejif-9359	69	21	inadequately	inadequately	ADV
ejif-9359	69	22	addressed	address	VERB
ejif-9359	69	23	the	the	DET
ejif-9359	69	24	financial	financial	ADJ
ejif-9359	69	25	needs	need	NOUN
ejif-9359	69	26	of	of	ADP
ejif-9359	69	27	the	the	DET
ejif-9359	69	28	muslim	muslim	ADJ
ejif-9359	69	29	population	population	NOUN
ejif-9359	69	30	.	.	PUNCT
ejif-9359	70	1	in	in	ADP
ejif-9359	70	2	summary	summary	NOUN
ejif-9359	70	3	,	,	PUNCT
ejif-9359	70	4	the	the	DET
ejif-9359	70	5	marginalization	marginalization	NOUN
ejif-9359	70	6	of	of	ADP
ejif-9359	70	7	muslim	muslim	ADJ
ejif-9359	70	8	minority	minority	NOUN
ejif-9359	70	9	customers	customer	NOUN
ejif-9359	70	10	has	have	VERB
ejif-9359	70	11	profound	profound	ADJ
ejif-9359	70	12	implications	implication	NOUN
ejif-9359	70	13	for	for	ADP
ejif-9359	70	14	their	their	PRON
ejif-9359	70	15	socio	socio	NOUN
ejif-9359	70	16	-	-	PUNCT
ejif-9359	70	17	economic	economic	ADJ
ejif-9359	70	18	progress	progress	NOUN
ejif-9359	70	19	and	and	CCONJ
ejif-9359	70	20	the	the	DET
ejif-9359	70	21	broader	broad	ADJ
ejif-9359	70	22	nation	nation	NOUN
ejif-9359	70	23	.	.	PUNCT
ejif-9359	71	1	recognizing	recognize	VERB
ejif-9359	71	2	the	the	DET
ejif-9359	71	3	adverse	adverse	ADJ
ejif-9359	71	4	effects	effect	NOUN
ejif-9359	71	5	of	of	ADP
ejif-9359	71	6	this	this	DET
ejif-9359	71	7	marginalization	marginalization	NOUN
ejif-9359	71	8	,	,	PUNCT
ejif-9359	71	9	as	as	SCONJ
ejif-9359	71	10	evidenced	evidence	VERB
ejif-9359	71	11	in	in	ADP
ejif-9359	71	12	the	the	DET
ejif-9359	71	13	literature	literature	NOUN
ejif-9359	71	14	(	(	PUNCT
ejif-9359	71	15	e.g.	e.g.	ADV
ejif-9359	71	16	,	,	PUNCT
ejif-9359	71	17	lee	lee	PROPN
ejif-9359	71	18	et	et	PROPN
ejif-9359	71	19	al	al	PROPN
ejif-9359	71	20	.	.	PROPN
ejif-9359	71	21	,	,	PUNCT
ejif-9359	71	22	2011	2011	NUM
ejif-9359	71	23	;	;	PUNCT
ejif-9359	71	24	russell	russell	PROPN
ejif-9359	71	25	&	&	CCONJ
ejif-9359	71	26	russell	russell	PROPN
ejif-9359	71	27	,	,	PUNCT
ejif-9359	71	28	2010	2010	NUM
ejif-9359	71	29	)	)	PUNCT
ejif-9359	71	30	,	,	PUNCT
ejif-9359	71	31	the	the	DET
ejif-9359	71	32	rbi	rbi	NOUN
ejif-9359	71	33	has	have	AUX
ejif-9359	71	34	initiated	initiate	VERB
ejif-9359	71	35	measures	measure	NOUN
ejif-9359	71	36	to	to	PART
ejif-9359	71	37	alleviate	alleviate	VERB
ejif-9359	71	38	barriers	barrier	NOUN
ejif-9359	71	39	hindering	hinder	VERB
ejif-9359	71	40	credit	credit	NOUN
ejif-9359	71	41	access	access	NOUN
ejif-9359	71	42	for	for	ADP
ejif-9359	71	43	the	the	DET
ejif-9359	71	44	muslim	muslim	ADJ
ejif-9359	71	45	customers	customer	NOUN
ejif-9359	71	46	.	.	PUNCT
ejif-9359	72	1	two	two	NUM
ejif-9359	72	2	primary	primary	ADJ
ejif-9359	72	3	obstacles	obstacle	NOUN
ejif-9359	72	4	contributing	contribute	VERB
ejif-9359	72	5	to	to	ADP
ejif-9359	72	6	the	the	DET
ejif-9359	72	7	limited	limited	ADJ
ejif-9359	72	8	banking	banking	NOUN
ejif-9359	72	9	service	service	NOUN
ejif-9359	72	10	penetration	penetration	NOUN
ejif-9359	72	11	among	among	ADP
ejif-9359	72	12	muslim	muslim	ADJ
ejif-9359	72	13	customers	customer	NOUN
ejif-9359	72	14	include	include	VERB
ejif-9359	72	15	the	the	DET
ejif-9359	72	16	community	community	NOUN
ejif-9359	72	17	's	's	PART
ejif-9359	72	18	educational	educational	ADJ
ejif-9359	72	19	gaps	gap	NOUN
ejif-9359	72	20	and	and	CCONJ
ejif-9359	72	21	the	the	DET
ejif-9359	72	22	inadequacy	inadequacy	NOUN
ejif-9359	72	23	of	of	ADP
ejif-9359	72	24	both	both	CCONJ
ejif-9359	72	25	public	public	ADJ
ejif-9359	72	26	and	and	CCONJ
ejif-9359	72	27	private	private	ADJ
ejif-9359	72	28	sector	sector	NOUN
ejif-9359	72	29	banks	bank	NOUN
ejif-9359	72	30	in	in	ADP
ejif-9359	72	31	offering	offer	VERB
ejif-9359	72	32	products	product	NOUN
ejif-9359	72	33	that	that	PRON
ejif-9359	72	34	suit	suit	VERB
ejif-9359	72	35	their	their	PRON
ejif-9359	72	36	needs	need	NOUN
ejif-9359	72	37	(	(	PUNCT
ejif-9359	72	38	sachar	sachar	PROPN
ejif-9359	72	39	committee	committee	PROPN
ejif-9359	72	40	report	report	PROPN
ejif-9359	72	41	,	,	PUNCT
ejif-9359	72	42	2006	2006	NUM
ejif-9359	72	43	)	)	PUNCT
ejif-9359	72	44	.	.	PUNCT
ejif-9359	73	1	furthermore	furthermore	ADV
ejif-9359	73	2	,	,	PUNCT
ejif-9359	73	3	many	many	ADJ
ejif-9359	73	4	ethnic	ethnic	ADJ
ejif-9359	73	5	european	european	ADJ
ejif-9359	73	6	journal	journal	PROPN
ejif-9359	73	7	of	of	ADP
ejif-9359	73	8	islamic	islamic	PROPN
ejif-9359	73	9	finance	finance	PROPN
ejif-9359	73	10	issn	issn	PROPN
ejif-9359	73	11	:	:	PUNCT
ejif-9359	73	12	2421	2421	NUM
ejif-9359	73	13	-	-	SYM
ejif-9359	73	14	2172	2172	NUM
ejif-9359	73	15	doi	doi	NOUN
ejif-9359	73	16	:	:	PUNCT
ejif-9359	73	17	10.13135/2421	10.13135/2421	NUM
ejif-9359	73	18	-	-	SYM
ejif-9359	73	19	2172/9359	2172/9359	NUM
ejif-9359	73	20	published	publish	VERB
ejif-9359	73	21	by	by	ADP
ejif-9359	73	22	university	university	PROPN
ejif-9359	73	23	of	of	ADP
ejif-9359	73	24	turin	turin	PROPN
ejif-9359	74	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-9359	74	2	ejif	ejif	PROPN
ejif-9359	74	3	content	content	NOUN
ejif-9359	74	4	is	be	AUX
ejif-9359	74	5	licensed	license	VERB
ejif-9359	74	6	under	under	ADP
ejif-9359	74	7	a	a	DET
ejif-9359	74	8	creative	creative	ADJ
ejif-9359	74	9	commons	common	NOUN
ejif-9359	74	10	attribution	attribution	NOUN
ejif-9359	74	11	4.0	4.0	NUM
ejif-9359	74	12	international	international	ADJ
ejif-9359	74	13	license	license	NOUN
ejif-9359	74	14	4	4	NUM
ejif-9359	74	15	minority	minority	NOUN
ejif-9359	74	16	groups	group	NOUN
ejif-9359	74	17	express	express	VERB
ejif-9359	74	18	their	their	PRON
ejif-9359	74	19	beliefs	belief	NOUN
ejif-9359	74	20	and	and	CCONJ
ejif-9359	74	21	identity	identity	NOUN
ejif-9359	74	22	through	through	ADP
ejif-9359	74	23	specific	specific	ADJ
ejif-9359	74	24	product	product	NOUN
ejif-9359	74	25	and	and	CCONJ
ejif-9359	74	26	service	service	NOUN
ejif-9359	74	27	consumption	consumption	NOUN
ejif-9359	74	28	patterns	pattern	NOUN
ejif-9359	74	29	(	(	PUNCT
ejif-9359	74	30	deshpande	deshpande	PROPN
ejif-9359	74	31	&	&	CCONJ
ejif-9359	74	32	stayman	stayman	PROPN
ejif-9359	74	33	,	,	PUNCT
ejif-9359	74	34	1994	1994	NUM
ejif-9359	74	35	)	)	PUNCT
ejif-9359	74	36	.	.	PUNCT
ejif-9359	75	1	consequently	consequently	ADV
ejif-9359	75	2	,	,	PUNCT
ejif-9359	75	3	they	they	PRON
ejif-9359	75	4	exhibit	exhibit	VERB
ejif-9359	75	5	favorable	favorable	ADJ
ejif-9359	75	6	responses	response	NOUN
ejif-9359	75	7	to	to	ADP
ejif-9359	75	8	marketing	marketing	NOUN
ejif-9359	75	9	strategies	strategy	NOUN
ejif-9359	75	10	addressing	address	VERB
ejif-9359	75	11	their	their	PRON
ejif-9359	75	12	minority	minority	NOUN
ejif-9359	75	13	status	status	NOUN
ejif-9359	75	14	(	(	PUNCT
ejif-9359	75	15	grier	grier	PROPN
ejif-9359	75	16	&	&	CCONJ
ejif-9359	75	17	deshpande	deshpande	PROPN
ejif-9359	75	18	,	,	PUNCT
ejif-9359	75	19	2001	2001	NUM
ejif-9359	75	20	)	)	PUNCT
ejif-9359	75	21	.	.	PUNCT
ejif-9359	76	1	such	such	ADJ
ejif-9359	76	2	regulatory	regulatory	ADJ
ejif-9359	76	3	challenges	challenge	NOUN
ejif-9359	76	4	and	and	CCONJ
ejif-9359	76	5	minority	minority	NOUN
ejif-9359	76	6	group	group	NOUN
ejif-9359	76	7	behaviors	behavior	NOUN
ejif-9359	76	8	give	give	VERB
ejif-9359	76	9	financial	financial	ADJ
ejif-9359	76	10	institutions	institution	NOUN
ejif-9359	76	11	opportunities	opportunity	NOUN
ejif-9359	76	12	to	to	PART
ejif-9359	76	13	delve	delve	VERB
ejif-9359	76	14	deeper	deeply	ADV
ejif-9359	76	15	into	into	ADP
ejif-9359	76	16	this	this	DET
ejif-9359	76	17	market	market	NOUN
ejif-9359	76	18	niche	niche	NOUN
ejif-9359	76	19	.	.	PUNCT
ejif-9359	77	1	in	in	ADP
ejif-9359	77	2	a	a	DET
ejif-9359	77	3	recent	recent	ADJ
ejif-9359	77	4	study	study	NOUN
ejif-9359	77	5	,	,	PUNCT
ejif-9359	77	6	penaloza	penaloza	PROPN
ejif-9359	77	7	(	(	PUNCT
ejif-9359	77	8	2018	2018	NUM
ejif-9359	77	9	)	)	PUNCT
ejif-9359	77	10	underscores	underscore	VERB
ejif-9359	77	11	the	the	DET
ejif-9359	77	12	imperative	imperative	NOUN
ejif-9359	77	13	to	to	PART
ejif-9359	77	14	enrich	enrich	VERB
ejif-9359	77	15	ethnic	ethnic	ADJ
ejif-9359	77	16	minority	minority	NOUN
ejif-9359	77	17	literature	literature	NOUN
ejif-9359	77	18	by	by	ADP
ejif-9359	77	19	gaining	gain	VERB
ejif-9359	77	20	a	a	DET
ejif-9359	77	21	more	more	ADV
ejif-9359	77	22	profound	profound	ADJ
ejif-9359	77	23	and	and	CCONJ
ejif-9359	77	24	comprehensive	comprehensive	ADJ
ejif-9359	77	25	understanding	understanding	NOUN
ejif-9359	77	26	of	of	ADP
ejif-9359	77	27	ethnic	ethnic	ADJ
ejif-9359	77	28	minority	minority	NOUN
ejif-9359	77	29	customers	customer	NOUN
ejif-9359	77	30	across	across	ADP
ejif-9359	77	31	diverse	diverse	ADJ
ejif-9359	77	32	global	global	ADJ
ejif-9359	77	33	regions	region	NOUN
ejif-9359	77	34	.	.	PUNCT
ejif-9359	78	1	2.2	2.2	NUM
ejif-9359	78	2	india	india	PROPN
ejif-9359	78	3	’s	’s	PART
ejif-9359	78	4	financial	financial	PROPN
ejif-9359	78	5	service	service	NOUN
ejif-9359	78	6	industry	industry	NOUN
ejif-9359	78	7	in	in	ADP
ejif-9359	78	8	this	this	DET
ejif-9359	78	9	study	study	NOUN
ejif-9359	78	10	,	,	PUNCT
ejif-9359	78	11	we	we	PRON
ejif-9359	78	12	concentrate	concentrate	VERB
ejif-9359	78	13	on	on	ADP
ejif-9359	78	14	india	india	PROPN
ejif-9359	78	15	's	's	PART
ejif-9359	78	16	growing	grow	VERB
ejif-9359	78	17	financial	financial	ADJ
ejif-9359	78	18	service	service	NOUN
ejif-9359	78	19	sector	sector	NOUN
ejif-9359	78	20	.	.	PUNCT
ejif-9359	79	1	like	like	ADP
ejif-9359	79	2	other	other	ADJ
ejif-9359	79	3	emerging	emerge	VERB
ejif-9359	79	4	markets	market	NOUN
ejif-9359	79	5	,	,	PUNCT
ejif-9359	79	6	india	india	PROPN
ejif-9359	79	7	is	be	AUX
ejif-9359	79	8	having	have	VERB
ejif-9359	79	9	a	a	DET
ejif-9359	79	10	disruptive	disruptive	ADJ
ejif-9359	79	11	impact	impact	NOUN
ejif-9359	79	12	on	on	ADP
ejif-9359	79	13	marketing	marketing	NOUN
ejif-9359	79	14	practice	practice	NOUN
ejif-9359	79	15	and	and	CCONJ
ejif-9359	79	16	theory	theory	NOUN
ejif-9359	79	17	(	(	PUNCT
ejif-9359	79	18	pereira	pereira	PROPN
ejif-9359	79	19	et	et	PROPN
ejif-9359	79	20	al	al	PROPN
ejif-9359	79	21	.	.	PROPN
ejif-9359	79	22	2024	2024	NUM
ejif-9359	79	23	;	;	PUNCT
ejif-9359	79	24	seth	seth	PROPN
ejif-9359	79	25	2011	2011	NUM
ejif-9359	79	26	;	;	PUNCT
ejif-9359	79	27	bello	bello	PROPN
ejif-9359	79	28	et	et	PROPN
ejif-9359	79	29	al	al	PROPN
ejif-9359	79	30	.	.	PROPN
ejif-9359	79	31	2016	2016	NUM
ejif-9359	79	32	)	)	PUNCT
ejif-9359	79	33	.	.	PUNCT
ejif-9359	80	1	with	with	ADP
ejif-9359	80	2	its	its	PRON
ejif-9359	80	3	gdp	gdp	NOUN
ejif-9359	80	4	expanding	expand	VERB
ejif-9359	80	5	by	by	ADP
ejif-9359	80	6	over	over	ADP
ejif-9359	80	7	9	9	NUM
ejif-9359	80	8	%	%	NOUN
ejif-9359	80	9	annually	annually	ADV
ejif-9359	80	10	,	,	PUNCT
ejif-9359	80	11	india	india	PROPN
ejif-9359	80	12	has	have	AUX
ejif-9359	80	13	become	become	VERB
ejif-9359	80	14	the	the	DET
ejif-9359	80	15	world	world	NOUN
ejif-9359	80	16	's	's	PART
ejif-9359	80	17	fifth	fifth	ADV
ejif-9359	80	18	-	-	PUNCT
ejif-9359	80	19	largest	large	ADJ
ejif-9359	80	20	economy	economy	NOUN
ejif-9359	80	21	.	.	PUNCT
ejif-9359	81	1	financial	financial	ADJ
ejif-9359	81	2	service	service	NOUN
ejif-9359	81	3	firms	firm	NOUN
ejif-9359	81	4	have	have	AUX
ejif-9359	81	5	adeptly	adeptly	ADV
ejif-9359	81	6	capitalized	capitalize	VERB
ejif-9359	81	7	on	on	ADP
ejif-9359	81	8	the	the	DET
ejif-9359	81	9	escalating	escalate	VERB
ejif-9359	81	10	demand	demand	NOUN
ejif-9359	81	11	for	for	ADP
ejif-9359	81	12	credit	credit	NOUN
ejif-9359	81	13	products	product	NOUN
ejif-9359	81	14	,	,	PUNCT
ejif-9359	81	15	witnessing	witness	VERB
ejif-9359	81	16	an	an	DET
ejif-9359	81	17	annual	annual	ADJ
ejif-9359	81	18	growth	growth	NOUN
ejif-9359	81	19	rate	rate	NOUN
ejif-9359	81	20	that	that	PRON
ejif-9359	81	21	exceeds	exceed	VERB
ejif-9359	81	22	40	40	NUM
ejif-9359	81	23	%	%	NOUN
ejif-9359	81	24	.	.	PUNCT
ejif-9359	82	1	yet	yet	ADV
ejif-9359	82	2	,	,	PUNCT
ejif-9359	82	3	many	many	ADJ
ejif-9359	82	4	firms	firm	NOUN
ejif-9359	82	5	exhibit	exhibit	VERB
ejif-9359	82	6	reluctance	reluctance	NOUN
ejif-9359	82	7	in	in	ADP
ejif-9359	82	8	venturing	venture	VERB
ejif-9359	82	9	into	into	ADP
ejif-9359	82	10	niche	niche	NOUN
ejif-9359	82	11	markets	market	NOUN
ejif-9359	82	12	of	of	ADP
ejif-9359	82	13	ethnic	ethnic	ADJ
ejif-9359	82	14	minority	minority	NOUN
ejif-9359	82	15	customers	customer	NOUN
ejif-9359	82	16	due	due	ADJ
ejif-9359	82	17	to	to	ADP
ejif-9359	82	18	regulatory	regulatory	ADJ
ejif-9359	82	19	complexities	complexity	NOUN
ejif-9359	82	20	and	and	CCONJ
ejif-9359	82	21	several	several	ADJ
ejif-9359	82	22	inherent	inherent	ADJ
ejif-9359	82	23	risks	risk	NOUN
ejif-9359	82	24	.	.	PUNCT
ejif-9359	83	1	this	this	DET
ejif-9359	83	2	reluctance	reluctance	NOUN
ejif-9359	83	3	prompts	prompt	VERB
ejif-9359	83	4	a	a	DET
ejif-9359	83	5	crucial	crucial	ADJ
ejif-9359	83	6	question	question	NOUN
ejif-9359	83	7	:	:	PUNCT
ejif-9359	83	8	why	why	SCONJ
ejif-9359	83	9	should	should	AUX
ejif-9359	83	10	financial	financial	ADJ
ejif-9359	83	11	service	service	NOUN
ejif-9359	83	12	firms	firm	NOUN
ejif-9359	83	13	devote	devote	VERB
ejif-9359	83	14	resources	resource	NOUN
ejif-9359	83	15	for	for	ADP
ejif-9359	83	16	expanding	expand	VERB
ejif-9359	83	17	economic	economic	ADJ
ejif-9359	83	18	opportunity	opportunity	NOUN
ejif-9359	83	19	in	in	ADP
ejif-9359	83	20	a	a	DET
ejif-9359	83	21	developing	develop	VERB
ejif-9359	83	22	country	country	NOUN
ejif-9359	83	23	and	and	CCONJ
ejif-9359	83	24	enter	enter	VERB
ejif-9359	83	25	the	the	DET
ejif-9359	83	26	niche	niche	NOUN
ejif-9359	83	27	market	market	NOUN
ejif-9359	83	28	of	of	ADP
ejif-9359	83	29	islamic	islamic	ADJ
ejif-9359	83	30	banking	banking	NOUN
ejif-9359	83	31	and	and	CCONJ
ejif-9359	83	32	finance	finance	NOUN
ejif-9359	83	33	?	?	PUNCT
ejif-9359	84	1	the	the	DET
ejif-9359	84	2	answer	answer	NOUN
ejif-9359	84	3	to	to	ADP
ejif-9359	84	4	this	this	DET
ejif-9359	84	5	question	question	NOUN
ejif-9359	84	6	can	can	AUX
ejif-9359	84	7	be	be	AUX
ejif-9359	84	8	gleaned	glean	VERB
ejif-9359	84	9	from	from	ADP
ejif-9359	84	10	earlier	early	ADJ
ejif-9359	84	11	reports	report	NOUN
ejif-9359	84	12	,	,	PUNCT
ejif-9359	84	13	such	such	ADJ
ejif-9359	84	14	as	as	ADP
ejif-9359	84	15	those	those	PRON
ejif-9359	84	16	by	by	ADP
ejif-9359	84	17	price	price	NOUN
ejif-9359	84	18	waterhouse	waterhouse	NOUN
ejif-9359	84	19	coopers	cooper	NOUN
ejif-9359	84	20	(	(	PUNCT
ejif-9359	84	21	2007	2007	NUM
ejif-9359	84	22	)	)	PUNCT
ejif-9359	84	23	and	and	CCONJ
ejif-9359	84	24	jain	jain	PROPN
ejif-9359	84	25	(	(	PUNCT
ejif-9359	84	26	2013	2013	NUM
ejif-9359	84	27	)	)	PUNCT
ejif-9359	84	28	,	,	PUNCT
ejif-9359	84	29	suggesting	suggest	VERB
ejif-9359	84	30	that	that	SCONJ
ejif-9359	84	31	the	the	DET
ejif-9359	84	32	large	large	ADJ
ejif-9359	84	33	and	and	CCONJ
ejif-9359	84	34	growing	grow	VERB
ejif-9359	84	35	population	population	NOUN
ejif-9359	84	36	of	of	ADP
ejif-9359	84	37	ethnic	ethnic	ADJ
ejif-9359	84	38	and	and	CCONJ
ejif-9359	84	39	minority	minority	NOUN
ejif-9359	84	40	customers	customer	NOUN
ejif-9359	84	41	in	in	ADP
ejif-9359	84	42	emerging	emerge	VERB
ejif-9359	84	43	markets	market	NOUN
ejif-9359	84	44	provides	provide	VERB
ejif-9359	84	45	a	a	DET
ejif-9359	84	46	large	large	ADJ
ejif-9359	84	47	platform	platform	NOUN
ejif-9359	84	48	for	for	ADP
ejif-9359	84	49	using	use	VERB
ejif-9359	84	50	new	new	ADJ
ejif-9359	84	51	services	service	NOUN
ejif-9359	84	52	.	.	PUNCT
ejif-9359	85	1	additionally	additionally	ADV
ejif-9359	85	2	,	,	PUNCT
ejif-9359	85	3	a	a	DET
ejif-9359	85	4	more	more	ADV
ejif-9359	85	5	recent	recent	ADJ
ejif-9359	85	6	study	study	NOUN
ejif-9359	85	7	by	by	ADP
ejif-9359	85	8	dariyoush	dariyoush	PROPN
ejif-9359	85	9	&	&	CCONJ
ejif-9359	85	10	nazima	nazima	PROPN
ejif-9359	85	11	(	(	PUNCT
ejif-9359	85	12	2016	2016	NUM
ejif-9359	85	13	)	)	PUNCT
ejif-9359	85	14	underscores	underscore	VERB
ejif-9359	85	15	the	the	DET
ejif-9359	85	16	expansive	expansive	ADJ
ejif-9359	85	17	and	and	CCONJ
ejif-9359	85	18	growing	grow	VERB
ejif-9359	85	19	ethnic	ethnic	ADJ
ejif-9359	85	20	customer	customer	NOUN
ejif-9359	85	21	base	base	NOUN
ejif-9359	85	22	in	in	ADP
ejif-9359	85	23	emerging	emerge	VERB
ejif-9359	85	24	markets	market	NOUN
ejif-9359	85	25	offers	offer	VERB
ejif-9359	85	26	a	a	DET
ejif-9359	85	27	substantial	substantial	ADJ
ejif-9359	85	28	platform	platform	NOUN
ejif-9359	85	29	for	for	ADP
ejif-9359	85	30	introducing	introduce	VERB
ejif-9359	85	31	new	new	ADJ
ejif-9359	85	32	services	service	NOUN
ejif-9359	85	33	.	.	PUNCT
ejif-9359	86	1	furthermore	furthermore	ADV
ejif-9359	86	2	,	,	PUNCT
ejif-9359	86	3	islamic	islamic	ADJ
ejif-9359	86	4	banking	banking	NOUN
ejif-9359	86	5	and	and	CCONJ
ejif-9359	86	6	finance	finance	NOUN
ejif-9359	86	7	proliferation	proliferation	NOUN
ejif-9359	86	8	extends	extend	VERB
ejif-9359	86	9	beyond	beyond	ADP
ejif-9359	86	10	national	national	ADJ
ejif-9359	86	11	borders	border	NOUN
ejif-9359	86	12	,	,	PUNCT
ejif-9359	86	13	representing	represent	VERB
ejif-9359	86	14	a	a	DET
ejif-9359	86	15	global	global	ADJ
ejif-9359	86	16	trend	trend	NOUN
ejif-9359	86	17	(	(	PUNCT
ejif-9359	86	18	chaudhury	chaudhury	PROPN
ejif-9359	86	19	&	&	CCONJ
ejif-9359	86	20	bhatti	bhatti	PROPN
ejif-9359	86	21	,	,	PUNCT
ejif-9359	86	22	2017	2017	NUM
ejif-9359	86	23	)	)	PUNCT
ejif-9359	86	24	.	.	PUNCT
ejif-9359	87	1	consequently	consequently	ADV
ejif-9359	87	2	,	,	PUNCT
ejif-9359	87	3	scholars	scholar	NOUN
ejif-9359	87	4	advocate	advocate	VERB
ejif-9359	87	5	for	for	ADP
ejif-9359	87	6	a	a	DET
ejif-9359	87	7	more	more	ADV
ejif-9359	87	8	aggressive	aggressive	ADJ
ejif-9359	87	9	development	development	NOUN
ejif-9359	87	10	of	of	ADP
ejif-9359	87	11	this	this	DET
ejif-9359	87	12	burgeoning	burgeon	VERB
ejif-9359	87	13	market	market	NOUN
ejif-9359	87	14	niche	niche	NOUN
ejif-9359	87	15	(	(	PUNCT
ejif-9359	87	16	basov	basov	PROPN
ejif-9359	87	17	&	&	CCONJ
ejif-9359	87	18	bhatti	bhatti	PROPN
ejif-9359	87	19	,	,	PUNCT
ejif-9359	87	20	2016	2016	NUM
ejif-9359	87	21	)	)	PUNCT
ejif-9359	87	22	.	.	PUNCT
ejif-9359	88	1	given	give	VERB
ejif-9359	88	2	the	the	DET
ejif-9359	88	3	growth	growth	NOUN
ejif-9359	88	4	rate	rate	NOUN
ejif-9359	88	5	in	in	ADP
ejif-9359	88	6	the	the	DET
ejif-9359	88	7	financial	financial	ADJ
ejif-9359	88	8	service	service	NOUN
ejif-9359	88	9	sector	sector	NOUN
ejif-9359	88	10	and	and	CCONJ
ejif-9359	88	11	the	the	DET
ejif-9359	88	12	need	need	NOUN
ejif-9359	88	13	for	for	ADP
ejif-9359	88	14	a	a	DET
ejif-9359	88	15	large	large	ADJ
ejif-9359	88	16	capital	capital	NOUN
ejif-9359	88	17	requirement	requirement	NOUN
ejif-9359	88	18	,	,	PUNCT
ejif-9359	88	19	india	india	PROPN
ejif-9359	88	20	has	have	VERB
ejif-9359	88	21	the	the	DET
ejif-9359	88	22	potential	potential	NOUN
ejif-9359	88	23	to	to	PART
ejif-9359	88	24	become	become	VERB
ejif-9359	88	25	the	the	DET
ejif-9359	88	26	largest	large	ADJ
ejif-9359	88	27	market	market	NOUN
ejif-9359	88	28	for	for	ADP
ejif-9359	88	29	islamic	islamic	ADJ
ejif-9359	88	30	finance	finance	NOUN
ejif-9359	88	31	worldwide	worldwide	ADV
ejif-9359	88	32	.	.	PUNCT
ejif-9359	89	1	with	with	ADP
ejif-9359	89	2	this	this	DET
ejif-9359	89	3	phenomenon	phenomenon	NOUN
ejif-9359	89	4	in	in	ADP
ejif-9359	89	5	mind	mind	NOUN
ejif-9359	89	6	,	,	PUNCT
ejif-9359	89	7	recently	recently	ADV
ejif-9359	89	8	,	,	PUNCT
ejif-9359	89	9	a	a	DET
ejif-9359	89	10	panel	panel	NOUN
ejif-9359	89	11	of	of	ADP
ejif-9359	89	12	economists	economist	NOUN
ejif-9359	89	13	recommended	recommend	VERB
ejif-9359	89	14	the	the	DET
ejif-9359	89	15	introduction	introduction	NOUN
ejif-9359	89	16	of	of	ADP
ejif-9359	89	17	interest	interest	NOUN
ejif-9359	89	18	-	-	PUNCT
ejif-9359	89	19	free	free	ADJ
ejif-9359	89	20	banking	banking	NOUN
ejif-9359	89	21	in	in	ADP
ejif-9359	89	22	india	india	PROPN
ejif-9359	89	23	,	,	PUNCT
ejif-9359	89	24	and	and	CCONJ
ejif-9359	89	25	the	the	DET
ejif-9359	89	26	rbi	rbi	NOUN
ejif-9359	89	27	,	,	PUNCT
ejif-9359	89	28	on	on	ADP
ejif-9359	89	29	principle	principle	NOUN
ejif-9359	89	30	,	,	PUNCT
ejif-9359	89	31	gave	give	VERB
ejif-9359	89	32	approval	approval	NOUN
ejif-9359	89	33	for	for	ADP
ejif-9359	89	34	developing	develop	VERB
ejif-9359	89	35	new	new	ADJ
ejif-9359	89	36	financial	financial	ADJ
ejif-9359	89	37	services	service	NOUN
ejif-9359	89	38	exclusively	exclusively	ADV
ejif-9359	89	39	for	for	ADP
ejif-9359	89	40	minority	minority	NOUN
ejif-9359	89	41	muslim	muslim	ADJ
ejif-9359	89	42	customers	customer	NOUN
ejif-9359	89	43	.	.	PUNCT
ejif-9359	90	1	these	these	DET
ejif-9359	90	2	developments	development	NOUN
ejif-9359	90	3	point	point	VERB
ejif-9359	90	4	towards	towards	ADP
ejif-9359	90	5	the	the	DET
ejif-9359	90	6	initial	initial	ADJ
ejif-9359	90	7	steps	step	NOUN
ejif-9359	90	8	the	the	DET
ejif-9359	90	9	indian	indian	ADJ
ejif-9359	90	10	policymakers	policymaker	NOUN
ejif-9359	90	11	have	have	AUX
ejif-9359	90	12	adopted	adopt	VERB
ejif-9359	90	13	in	in	ADP
ejif-9359	90	14	allowing	allow	VERB
ejif-9359	90	15	the	the	DET
ejif-9359	90	16	banks	bank	NOUN
ejif-9359	90	17	to	to	PART
ejif-9359	90	18	offer	offer	VERB
ejif-9359	90	19	financial	financial	ADJ
ejif-9359	90	20	products	product	NOUN
ejif-9359	90	21	specifically	specifically	ADV
ejif-9359	90	22	for	for	ADP
ejif-9359	90	23	minority	minority	NOUN
ejif-9359	90	24	customers	customer	NOUN
ejif-9359	90	25	to	to	PART
ejif-9359	90	26	further	far	ADV
ejif-9359	90	27	boost	boost	VERB
ejif-9359	90	28	the	the	DET
ejif-9359	90	29	country	country	NOUN
ejif-9359	90	30	’s	’s	PART
ejif-9359	90	31	financial	financial	ADJ
ejif-9359	90	32	service	service	NOUN
ejif-9359	90	33	sector	sector	NOUN
ejif-9359	90	34	.	.	PUNCT
ejif-9359	91	1	if	if	SCONJ
ejif-9359	91	2	financial	financial	ADJ
ejif-9359	91	3	institutions	institution	NOUN
ejif-9359	91	4	are	be	AUX
ejif-9359	91	5	searching	search	VERB
ejif-9359	91	6	for	for	ADP
ejif-9359	91	7	new	new	ADJ
ejif-9359	91	8	ways	way	NOUN
ejif-9359	91	9	to	to	PART
ejif-9359	91	10	grow	grow	VERB
ejif-9359	91	11	,	,	PUNCT
ejif-9359	91	12	reaching	reach	VERB
ejif-9359	91	13	muslim	muslim	ADJ
ejif-9359	91	14	customers	customer	NOUN
ejif-9359	91	15	should	should	AUX
ejif-9359	91	16	be	be	AUX
ejif-9359	91	17	their	their	PRON
ejif-9359	91	18	priority	priority	NOUN
ejif-9359	91	19	(	(	PUNCT
ejif-9359	91	20	alam	alam	PROPN
ejif-9359	91	21	&	&	CCONJ
ejif-9359	91	22	seifzadeh	seifzadeh	PROPN
ejif-9359	91	23	2020	2020	NUM
ejif-9359	91	24	)	)	PUNCT
ejif-9359	91	25	.	.	PUNCT
ejif-9359	92	1	they	they	PRON
ejif-9359	92	2	should	should	AUX
ejif-9359	92	3	assess	assess	VERB
ejif-9359	92	4	the	the	DET
ejif-9359	92	5	appeal	appeal	NOUN
ejif-9359	92	6	of	of	ADP
ejif-9359	92	7	the	the	DET
ejif-9359	92	8	indian	indian	ADJ
ejif-9359	92	9	financial	financial	ADJ
ejif-9359	92	10	service	service	NOUN
ejif-9359	92	11	sector	sector	NOUN
ejif-9359	92	12	and	and	CCONJ
ejif-9359	92	13	investigate	investigate	VERB
ejif-9359	92	14	the	the	DET
ejif-9359	92	15	possibility	possibility	NOUN
ejif-9359	92	16	of	of	ADP
ejif-9359	92	17	developing	develop	VERB
ejif-9359	92	18	new	new	ADJ
ejif-9359	92	19	financial	financial	ADJ
ejif-9359	92	20	services	service	NOUN
ejif-9359	92	21	for	for	ADP
ejif-9359	92	22	muslim	muslim	ADJ
ejif-9359	92	23	customers	customer	NOUN
ejif-9359	92	24	.	.	PUNCT
ejif-9359	93	1	in	in	ADP
ejif-9359	93	2	addition	addition	NOUN
ejif-9359	93	3	,	,	PUNCT
ejif-9359	93	4	the	the	DET
ejif-9359	93	5	cultural	cultural	ADJ
ejif-9359	93	6	and	and	CCONJ
ejif-9359	93	7	social	social	ADJ
ejif-9359	93	8	changes	change	NOUN
ejif-9359	93	9	in	in	ADP
ejif-9359	93	10	india	india	PROPN
ejif-9359	93	11	and	and	CCONJ
ejif-9359	93	12	its	its	PRON
ejif-9359	93	13	customers	customer	NOUN
ejif-9359	93	14	have	have	AUX
ejif-9359	93	15	led	lead	VERB
ejif-9359	93	16	to	to	ADP
ejif-9359	93	17	an	an	DET
ejif-9359	93	18	increased	increase	VERB
ejif-9359	93	19	demand	demand	NOUN
ejif-9359	93	20	for	for	ADP
ejif-9359	93	21	a	a	DET
ejif-9359	93	22	range	range	NOUN
ejif-9359	93	23	of	of	ADP
ejif-9359	93	24	new	new	ADJ
ejif-9359	93	25	services	service	NOUN
ejif-9359	93	26	such	such	ADJ
ejif-9359	93	27	as	as	ADP
ejif-9359	93	28	transportation	transportation	NOUN
ejif-9359	93	29	,	,	PUNCT
ejif-9359	93	30	hospitality	hospitality	NOUN
ejif-9359	93	31	,	,	PUNCT
ejif-9359	93	32	and	and	CCONJ
ejif-9359	93	33	financial	financial	ADJ
ejif-9359	93	34	services	service	NOUN
ejif-9359	93	35	(	(	PUNCT
ejif-9359	93	36	davidson	davidson	NOUN
ejif-9359	93	37	et	et	PROPN
ejif-9359	93	38	.	.	PUNCT
ejif-9359	94	1	al	al	PROPN
ejif-9359	94	2	2018	2018	NUM
ejif-9359	94	3	)	)	PUNCT
ejif-9359	94	4	.	.	PUNCT
ejif-9359	95	1	in	in	ADP
ejif-9359	95	2	summary	summary	NOUN
ejif-9359	95	3	,	,	PUNCT
ejif-9359	95	4	industry	industry	NOUN
ejif-9359	95	5	trends	trend	NOUN
ejif-9359	95	6	,	,	PUNCT
ejif-9359	95	7	changing	change	VERB
ejif-9359	95	8	citizen	citizen	NOUN
ejif-9359	95	9	expectations	expectation	NOUN
ejif-9359	95	10	and	and	CCONJ
ejif-9359	95	11	government	government	NOUN
ejif-9359	95	12	mandates	mandate	NOUN
ejif-9359	95	13	promoting	promote	VERB
ejif-9359	95	14	financial	financial	ADJ
ejif-9359	95	15	services	service	NOUN
ejif-9359	95	16	to	to	ADP
ejif-9359	95	17	an	an	DET
ejif-9359	95	18	underserved	underserved	ADJ
ejif-9359	95	19	population	population	NOUN
ejif-9359	95	20	present	present	VERB
ejif-9359	95	21	a	a	DET
ejif-9359	95	22	worthwhile	worthwhile	ADJ
ejif-9359	95	23	opportunity	opportunity	NOUN
ejif-9359	95	24	(	(	PUNCT
ejif-9359	95	25	sutton	sutton	PROPN
ejif-9359	95	26	&	&	CCONJ
ejif-9359	95	27	jenkins	jenkins	PROPN
ejif-9359	95	28	2007	2007	NUM
ejif-9359	95	29	)	)	PUNCT
ejif-9359	95	30	that	that	SCONJ
ejif-9359	95	31	service	service	NOUN
ejif-9359	95	32	firms	firm	NOUN
ejif-9359	95	33	can	can	AUX
ejif-9359	95	34	explore	explore	VERB
ejif-9359	95	35	by	by	ADP
ejif-9359	95	36	developing	develop	VERB
ejif-9359	95	37	new	new	ADJ
ejif-9359	95	38	services	service	NOUN
ejif-9359	95	39	.	.	PUNCT
ejif-9359	96	1	therefore	therefore	ADV
ejif-9359	96	2	,	,	PUNCT
ejif-9359	96	3	in	in	ADP
ejif-9359	96	4	the	the	DET
ejif-9359	96	5	next	next	ADJ
ejif-9359	96	6	section	section	NOUN
ejif-9359	96	7	,	,	PUNCT
ejif-9359	96	8	we	we	PRON
ejif-9359	96	9	review	review	VERB
ejif-9359	96	10	the	the	DET
ejif-9359	96	11	literature	literature	NOUN
ejif-9359	96	12	on	on	ADP
ejif-9359	96	13	nsd	nsd	NOUN
ejif-9359	96	14	and	and	CCONJ
ejif-9359	96	15	customer	customer	NOUN
ejif-9359	96	16	interaction	interaction	NOUN
ejif-9359	96	17	.	.	PUNCT
ejif-9359	97	1	2.3	2.3	NUM
ejif-9359	97	2	customer	customer	NOUN
ejif-9359	97	3	interaction	interaction	NOUN
ejif-9359	97	4	in	in	ADP
ejif-9359	97	5	new	new	ADJ
ejif-9359	97	6	service	service	NOUN
ejif-9359	97	7	development	development	NOUN
ejif-9359	97	8	process	process	NOUN
ejif-9359	97	9	scholars	scholar	NOUN
ejif-9359	97	10	have	have	AUX
ejif-9359	97	11	argued	argue	VERB
ejif-9359	97	12	that	that	SCONJ
ejif-9359	97	13	a	a	DET
ejif-9359	97	14	structured	structured	ADJ
ejif-9359	97	15	process	process	NOUN
ejif-9359	97	16	should	should	AUX
ejif-9359	97	17	be	be	AUX
ejif-9359	97	18	followed	follow	VERB
ejif-9359	97	19	to	to	PART
ejif-9359	97	20	develop	develop	VERB
ejif-9359	97	21	new	new	ADJ
ejif-9359	97	22	services	service	NOUN
ejif-9359	97	23	,	,	PUNCT
ejif-9359	97	24	and	and	CCONJ
ejif-9359	97	25	several	several	ADJ
ejif-9359	97	26	studies	study	NOUN
ejif-9359	97	27	have	have	AUX
ejif-9359	97	28	proposed	propose	VERB
ejif-9359	97	29	models	model	NOUN
ejif-9359	97	30	for	for	ADP
ejif-9359	97	31	developing	develop	VERB
ejif-9359	97	32	new	new	ADJ
ejif-9359	97	33	services	service	NOUN
ejif-9359	97	34	(	(	PUNCT
ejif-9359	97	35	bowers	bower	NOUN
ejif-9359	97	36	1989	1989	NUM
ejif-9359	97	37	;	;	PUNCT
ejif-9359	97	38	scheuing	scheuing	NOUN
ejif-9359	97	39	&	&	CCONJ
ejif-9359	97	40	johnson	johnson	PROPN
ejif-9359	97	41	1989	1989	NUM
ejif-9359	97	42	)	)	PUNCT
ejif-9359	97	43	.	.	PUNCT
ejif-9359	98	1	after	after	ADP
ejif-9359	98	2	over	over	ADP
ejif-9359	98	3	a	a	DET
ejif-9359	98	4	decade	decade	NOUN
ejif-9359	98	5	,	,	PUNCT
ejif-9359	98	6	alam	alam	PROPN
ejif-9359	98	7	&	&	CCONJ
ejif-9359	98	8	perry	perry	PROPN
ejif-9359	98	9	(	(	PUNCT
ejif-9359	98	10	2002	2002	NUM
ejif-9359	98	11	)	)	PUNCT
ejif-9359	98	12	proposed	propose	VERB
ejif-9359	98	13	a	a	DET
ejif-9359	98	14	model	model	NOUN
ejif-9359	98	15	containing	contain	VERB
ejif-9359	98	16	10	10	NUM
ejif-9359	98	17	development	development	NOUN
ejif-9359	98	18	stages	stage	NOUN
ejif-9359	98	19	,	,	PUNCT
ejif-9359	98	20	including	include	VERB
ejif-9359	98	21	strategic	strategic	ADJ
ejif-9359	98	22	planning	planning	NOUN
ejif-9359	98	23	,	,	PUNCT
ejif-9359	98	24	idea	idea	NOUN
ejif-9359	98	25	generation	generation	NOUN
ejif-9359	98	26	,	,	PUNCT
ejif-9359	98	27	idea	idea	NOUN
ejif-9359	98	28	screening	screening	NOUN
ejif-9359	98	29	,	,	PUNCT
ejif-9359	98	30	business	business	NOUN
ejif-9359	98	31	analysis	analysis	NOUN
ejif-9359	98	32	,	,	PUNCT
ejif-9359	98	33	formation	formation	NOUN
ejif-9359	98	34	of	of	ADP
ejif-9359	98	35	cross	cross	ADJ
ejif-9359	98	36	-	-	ADJ
ejif-9359	98	37	functional	functional	ADJ
ejif-9359	98	38	team	team	NOUN
ejif-9359	98	39	,	,	PUNCT
ejif-9359	98	40	product	product	NOUN
ejif-9359	98	41	design	design	NOUN
ejif-9359	98	42	and	and	CCONJ
ejif-9359	98	43	process	process	NOUN
ejif-9359	98	44	/	/	SYM
ejif-9359	98	45	system	system	NOUN
ejif-9359	98	46	design	design	NOUN
ejif-9359	98	47	,	,	PUNCT
ejif-9359	98	48	personnel	personnel	NOUN
ejif-9359	98	49	training	training	NOUN
ejif-9359	98	50	,	,	PUNCT
ejif-9359	98	51	product	product	NOUN
ejif-9359	98	52	testing	testing	NOUN
ejif-9359	98	53	and	and	CCONJ
ejif-9359	98	54	pilot	pilot	NOUN
ejif-9359	98	55	run	run	NOUN
ejif-9359	98	56	,	,	PUNCT
ejif-9359	98	57	test	test	NOUN
ejif-9359	98	58	marketing	marketing	NOUN
ejif-9359	98	59	,	,	PUNCT
ejif-9359	98	60	and	and	CCONJ
ejif-9359	98	61	commercialization	commercialization	NOUN
ejif-9359	98	62	.	.	PUNCT
ejif-9359	99	1	however	however	ADV
ejif-9359	99	2	,	,	PUNCT
ejif-9359	99	3	challenging	challenge	VERB
ejif-9359	99	4	the	the	DET
ejif-9359	99	5	applicability	applicability	NOUN
ejif-9359	99	6	of	of	ADP
ejif-9359	99	7	the	the	DET
ejif-9359	99	8	above	above	ADJ
ejif-9359	99	9	model	model	NOUN
ejif-9359	99	10	in	in	ADP
ejif-9359	99	11	the	the	DET
ejif-9359	99	12	current	current	ADJ
ejif-9359	99	13	era	era	NOUN
ejif-9359	99	14	of	of	ADP
ejif-9359	99	15	technological	technological	ADJ
ejif-9359	99	16	advancement	advancement	NOUN
ejif-9359	99	17	and	and	CCONJ
ejif-9359	99	18	social	social	ADJ
ejif-9359	99	19	media	medium	NOUN
ejif-9359	99	20	,	,	PUNCT
ejif-9359	99	21	alam	alam	PROPN
ejif-9359	99	22	(	(	PUNCT
ejif-9359	99	23	2014	2014	NUM
ejif-9359	99	24	)	)	PUNCT
ejif-9359	99	25	european	european	ADJ
ejif-9359	99	26	journal	journal	PROPN
ejif-9359	99	27	of	of	ADP
ejif-9359	99	28	islamic	islamic	PROPN
ejif-9359	99	29	finance	finance	PROPN
ejif-9359	99	30	issn	issn	PROPN
ejif-9359	99	31	:	:	PUNCT
ejif-9359	99	32	2421	2421	NUM
ejif-9359	99	33	-	-	SYM
ejif-9359	99	34	2172	2172	NUM
ejif-9359	99	35	doi	doi	NOUN
ejif-9359	99	36	:	:	PUNCT
ejif-9359	99	37	10.13135/2421	10.13135/2421	NUM
ejif-9359	99	38	-	-	SYM
ejif-9359	99	39	2172/9359	2172/9359	NUM
ejif-9359	99	40	published	publish	VERB
ejif-9359	99	41	by	by	ADP
ejif-9359	99	42	university	university	PROPN
ejif-9359	99	43	of	of	ADP
ejif-9359	99	44	turin	turin	PROPN
ejif-9359	100	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-9359	100	2	ejif	ejif	PROPN
ejif-9359	100	3	content	content	NOUN
ejif-9359	100	4	is	be	AUX
ejif-9359	100	5	licensed	license	VERB
ejif-9359	100	6	under	under	ADP
ejif-9359	100	7	a	a	DET
ejif-9359	100	8	creative	creative	ADJ
ejif-9359	100	9	commons	common	NOUN
ejif-9359	100	10	attribution	attribution	NOUN
ejif-9359	100	11	4.0	4.0	NUM
ejif-9359	100	12	international	international	ADJ
ejif-9359	100	13	license	license	NOUN
ejif-9359	100	14	5	5	NUM
ejif-9359	100	15	proposed	propose	VERB
ejif-9359	100	16	a	a	DET
ejif-9359	100	17	simplified	simplified	ADJ
ejif-9359	100	18	model	model	NOUN
ejif-9359	100	19	containing	contain	VERB
ejif-9359	100	20	only	only	ADV
ejif-9359	100	21	four	four	NUM
ejif-9359	100	22	phases	phase	NOUN
ejif-9359	100	23	of	of	ADP
ejif-9359	100	24	nsd	nsd	NOUN
ejif-9359	100	25	:	:	PUNCT
ejif-9359	100	26	initiation	initiation	NOUN
ejif-9359	100	27	phase	phase	NOUN
ejif-9359	100	28	,	,	PUNCT
ejif-9359	100	29	comprehension	comprehension	NOUN
ejif-9359	100	30	phase	phase	NOUN
ejif-9359	100	31	,	,	PUNCT
ejif-9359	100	32	corroboration	corroboration	NOUN
ejif-9359	100	33	phase	phase	NOUN
ejif-9359	100	34	and	and	CCONJ
ejif-9359	100	35	execution	execution	NOUN
ejif-9359	100	36	phase	phase	NOUN
ejif-9359	100	37	.	.	PUNCT
ejif-9359	101	1	he	he	PRON
ejif-9359	101	2	claims	claim	VERB
ejif-9359	101	3	that	that	SCONJ
ejif-9359	101	4	these	these	DET
ejif-9359	101	5	four	four	NUM
ejif-9359	101	6	phases	phase	NOUN
ejif-9359	101	7	are	be	AUX
ejif-9359	101	8	the	the	DET
ejif-9359	101	9	better	well	ADJ
ejif-9359	101	10	representation	representation	NOUN
ejif-9359	101	11	of	of	ADP
ejif-9359	101	12	the	the	DET
ejif-9359	101	13	nsd	nsd	NOUN
ejif-9359	101	14	process	process	NOUN
ejif-9359	101	15	because	because	SCONJ
ejif-9359	101	16	they	they	PRON
ejif-9359	101	17	consider	consider	VERB
ejif-9359	101	18	the	the	DET
ejif-9359	101	19	influence	influence	NOUN
ejif-9359	101	20	of	of	ADP
ejif-9359	101	21	social	social	ADJ
ejif-9359	101	22	media	medium	NOUN
ejif-9359	101	23	,	,	PUNCT
ejif-9359	101	24	digital	digital	ADJ
ejif-9359	101	25	technologies	technology	NOUN
ejif-9359	101	26	and	and	CCONJ
ejif-9359	101	27	emerging	emerge	VERB
ejif-9359	101	28	markets	market	NOUN
ejif-9359	101	29	and	and	CCONJ
ejif-9359	101	30	their	their	PRON
ejif-9359	101	31	consumers	consumer	NOUN
ejif-9359	101	32	on	on	ADP
ejif-9359	101	33	the	the	DET
ejif-9359	101	34	marketability	marketability	NOUN
ejif-9359	101	35	of	of	ADP
ejif-9359	101	36	the	the	DET
ejif-9359	101	37	new	new	ADJ
ejif-9359	101	38	services	service	NOUN
ejif-9359	101	39	.	.	PUNCT
ejif-9359	102	1	this	this	DET
ejif-9359	102	2	latest	late	ADJ
ejif-9359	102	3	nsd	nsd	NOUN
ejif-9359	102	4	model	model	NOUN
ejif-9359	102	5	also	also	ADV
ejif-9359	102	6	considers	consider	VERB
ejif-9359	102	7	the	the	DET
ejif-9359	102	8	role	role	NOUN
ejif-9359	102	9	of	of	ADP
ejif-9359	102	10	customers	customer	NOUN
ejif-9359	102	11	in	in	ADP
ejif-9359	102	12	nsd	nsd	ADV
ejif-9359	102	13	more	more	ADV
ejif-9359	102	14	seriously	seriously	ADV
ejif-9359	102	15	by	by	ADP
ejif-9359	102	16	identifying	identify	VERB
ejif-9359	102	17	various	various	ADJ
ejif-9359	102	18	customer	customer	NOUN
ejif-9359	102	19	activities	activity	NOUN
ejif-9359	102	20	in	in	ADP
ejif-9359	102	21	the	the	DET
ejif-9359	102	22	four	four	NUM
ejif-9359	102	23	phases	phase	NOUN
ejif-9359	102	24	of	of	ADP
ejif-9359	102	25	the	the	DET
ejif-9359	102	26	nsd	nsd	NOUN
ejif-9359	102	27	model	model	NOUN
ejif-9359	102	28	.	.	PUNCT
ejif-9359	103	1	consequently	consequently	ADV
ejif-9359	103	2	,	,	PUNCT
ejif-9359	103	3	in	in	ADP
ejif-9359	103	4	this	this	DET
ejif-9359	103	5	research	research	NOUN
ejif-9359	103	6	,	,	PUNCT
ejif-9359	103	7	we	we	PRON
ejif-9359	103	8	use	use	VERB
ejif-9359	103	9	this	this	DET
ejif-9359	103	10	model	model	NOUN
ejif-9359	103	11	to	to	PART
ejif-9359	103	12	analyze	analyze	VERB
ejif-9359	103	13	the	the	DET
ejif-9359	103	14	customer	customer	NOUN
ejif-9359	103	15	interaction	interaction	NOUN
ejif-9359	103	16	process	process	NOUN
ejif-9359	103	17	.	.	PUNCT
ejif-9359	104	1	another	another	DET
ejif-9359	104	2	stream	stream	NOUN
ejif-9359	104	3	of	of	ADP
ejif-9359	104	4	research	research	NOUN
ejif-9359	104	5	in	in	ADP
ejif-9359	104	6	the	the	DET
ejif-9359	104	7	nsd	nsd	ADJ
ejif-9359	104	8	area	area	NOUN
ejif-9359	104	9	pertains	pertain	VERB
ejif-9359	104	10	to	to	ADP
ejif-9359	104	11	the	the	DET
ejif-9359	104	12	success	success	NOUN
ejif-9359	104	13	factors	factor	NOUN
ejif-9359	104	14	of	of	ADP
ejif-9359	104	15	new	new	ADJ
ejif-9359	104	16	service	service	NOUN
ejif-9359	104	17	that	that	PRON
ejif-9359	104	18	suggests	suggest	VERB
ejif-9359	104	19	that	that	SCONJ
ejif-9359	104	20	the	the	DET
ejif-9359	104	21	new	new	ADJ
ejif-9359	104	22	service	service	NOUN
ejif-9359	104	23	failure	failure	NOUN
ejif-9359	104	24	rate	rate	NOUN
ejif-9359	104	25	is	be	AUX
ejif-9359	104	26	very	very	ADV
ejif-9359	104	27	high	high	ADJ
ejif-9359	104	28	and	and	CCONJ
ejif-9359	104	29	customer	customer	NOUN
ejif-9359	104	30	interaction	interaction	NOUN
ejif-9359	104	31	in	in	ADP
ejif-9359	104	32	nsd	nsd	PROPN
ejif-9359	104	33	is	be	AUX
ejif-9359	104	34	a	a	DET
ejif-9359	104	35	key	key	ADJ
ejif-9359	104	36	success	success	NOUN
ejif-9359	104	37	factor	factor	NOUN
ejif-9359	104	38	(	(	PUNCT
ejif-9359	104	39	storey	storey	NOUN
ejif-9359	104	40	&	&	CCONJ
ejif-9359	104	41	hughes	hughes	PROPN
ejif-9359	104	42	,	,	PUNCT
ejif-9359	104	43	2013	2013	NUM
ejif-9359	104	44	;	;	PUNCT
ejif-9359	104	45	storey	storey	NOUN
ejif-9359	104	46	et	et	PROPN
ejif-9359	104	47	al	al	PROPN
ejif-9359	104	48	.	.	PROPN
ejif-9359	104	49	,	,	PUNCT
ejif-9359	104	50	2016	2016	NUM
ejif-9359	104	51	)	)	PUNCT
ejif-9359	104	52	.	.	PUNCT
ejif-9359	105	1	also	also	ADV
ejif-9359	105	2	,	,	PUNCT
ejif-9359	105	3	there	there	PRON
ejif-9359	105	4	has	have	AUX
ejif-9359	105	5	been	be	AUX
ejif-9359	105	6	a	a	DET
ejif-9359	105	7	growing	grow	VERB
ejif-9359	105	8	recognition	recognition	NOUN
ejif-9359	105	9	among	among	ADP
ejif-9359	105	10	scholars	scholar	NOUN
ejif-9359	105	11	and	and	CCONJ
ejif-9359	105	12	practitioners	practitioner	NOUN
ejif-9359	105	13	that	that	SCONJ
ejif-9359	105	14	customer	customer	NOUN
ejif-9359	105	15	interaction	interaction	NOUN
ejif-9359	105	16	during	during	ADP
ejif-9359	105	17	new	new	ADJ
ejif-9359	105	18	product	product	NOUN
ejif-9359	105	19	or	or	CCONJ
ejif-9359	105	20	service	service	NOUN
ejif-9359	105	21	development	development	NOUN
ejif-9359	105	22	represents	represent	VERB
ejif-9359	105	23	a	a	DET
ejif-9359	105	24	source	source	NOUN
ejif-9359	105	25	of	of	ADP
ejif-9359	105	26	competitive	competitive	ADJ
ejif-9359	105	27	advantage	advantage	NOUN
ejif-9359	105	28	(	(	PUNCT
ejif-9359	105	29	yoo	yoo	PROPN
ejif-9359	105	30	et	et	PROPN
ejif-9359	105	31	al	al	PROPN
ejif-9359	105	32	.	.	PROPN
ejif-9359	105	33	2012	2012	NUM
ejif-9359	105	34	;	;	PUNCT
ejif-9359	105	35	cui	cui	NOUN
ejif-9359	105	36	&	&	CCONJ
ejif-9359	105	37	wu	wu	PROPN
ejif-9359	105	38	2017	2017	NUM
ejif-9359	105	39	)	)	PUNCT
ejif-9359	105	40	.	.	PUNCT
ejif-9359	106	1	therefore	therefore	ADV
ejif-9359	106	2	,	,	PUNCT
ejif-9359	106	3	several	several	ADJ
ejif-9359	106	4	empirical	empirical	ADJ
ejif-9359	106	5	studies	study	NOUN
ejif-9359	106	6	have	have	AUX
ejif-9359	106	7	investigated	investigate	VERB
ejif-9359	106	8	the	the	DET
ejif-9359	106	9	benefits	benefit	NOUN
ejif-9359	106	10	of	of	ADP
ejif-9359	106	11	customer	customer	NOUN
ejif-9359	106	12	interaction	interaction	NOUN
ejif-9359	106	13	in	in	ADP
ejif-9359	106	14	both	both	CCONJ
ejif-9359	106	15	new	new	ADJ
ejif-9359	106	16	product	product	NOUN
ejif-9359	106	17	and	and	CCONJ
ejif-9359	106	18	service	service	NOUN
ejif-9359	106	19	development	development	NOUN
ejif-9359	106	20	and	and	CCONJ
ejif-9359	106	21	reported	report	VERB
ejif-9359	106	22	that	that	SCONJ
ejif-9359	106	23	customer	customer	NOUN
ejif-9359	106	24	input	input	NOUN
ejif-9359	106	25	might	might	AUX
ejif-9359	106	26	lead	lead	VERB
ejif-9359	106	27	to	to	ADP
ejif-9359	106	28	high	high	ADJ
ejif-9359	106	29	-	-	PUNCT
ejif-9359	106	30	quality	quality	NOUN
ejif-9359	106	31	innovations	innovation	NOUN
ejif-9359	106	32	(	(	PUNCT
ejif-9359	106	33	e.g.	e.g.	ADV
ejif-9359	106	34	,	,	PUNCT
ejif-9359	106	35	alam	alam	PROPN
ejif-9359	106	36	2002	2002	NUM
ejif-9359	106	37	;	;	PUNCT
ejif-9359	106	38	2006	2006	NUM
ejif-9359	106	39	;	;	PUNCT
ejif-9359	106	40	gruner	gruner	PROPN
ejif-9359	106	41	&	&	CCONJ
ejif-9359	106	42	homburg	homburg	PROPN
ejif-9359	106	43	2000	2000	NUM
ejif-9359	106	44	)	)	PUNCT
ejif-9359	106	45	.	.	PUNCT
ejif-9359	107	1	for	for	ADP
ejif-9359	107	2	instance	instance	NOUN
ejif-9359	107	3	,	,	PUNCT
ejif-9359	107	4	alam	alam	PROPN
ejif-9359	107	5	(	(	PUNCT
ejif-9359	107	6	2002	2002	NUM
ejif-9359	107	7	)	)	PUNCT
ejif-9359	107	8	suggested	suggest	VERB
ejif-9359	107	9	that	that	SCONJ
ejif-9359	107	10	the	the	DET
ejif-9359	107	11	intensity	intensity	NOUN
ejif-9359	107	12	of	of	ADP
ejif-9359	107	13	service	service	NOUN
ejif-9359	107	14	producer	producer	NOUN
ejif-9359	107	15	-	-	PUNCT
ejif-9359	107	16	customer	customer	NOUN
ejif-9359	107	17	interactions	interaction	NOUN
ejif-9359	107	18	during	during	ADP
ejif-9359	107	19	the	the	DET
ejif-9359	107	20	idea	idea	NOUN
ejif-9359	107	21	generation	generation	NOUN
ejif-9359	107	22	stage	stage	NOUN
ejif-9359	107	23	should	should	AUX
ejif-9359	107	24	be	be	AUX
ejif-9359	107	25	higher	high	ADJ
ejif-9359	107	26	than	than	ADP
ejif-9359	107	27	all	all	DET
ejif-9359	107	28	other	other	ADJ
ejif-9359	107	29	stages	stage	NOUN
ejif-9359	107	30	.	.	PUNCT
ejif-9359	108	1	he	he	PRON
ejif-9359	108	2	also	also	ADV
ejif-9359	108	3	noted	note	VERB
ejif-9359	108	4	that	that	SCONJ
ejif-9359	108	5	customer	customer	NOUN
ejif-9359	108	6	interaction	interaction	NOUN
ejif-9359	108	7	results	result	NOUN
ejif-9359	108	8	in	in	ADP
ejif-9359	108	9	important	important	ADJ
ejif-9359	108	10	benefits	benefit	NOUN
ejif-9359	108	11	such	such	ADJ
ejif-9359	108	12	as	as	ADP
ejif-9359	108	13	reduced	reduce	VERB
ejif-9359	108	14	cycle	cycle	NOUN
ejif-9359	108	15	time	time	NOUN
ejif-9359	108	16	and	and	CCONJ
ejif-9359	108	17	superior	superior	ADJ
ejif-9359	108	18	service	service	NOUN
ejif-9359	108	19	innovations	innovation	NOUN
ejif-9359	108	20	.	.	PUNCT
ejif-9359	109	1	extending	extend	VERB
ejif-9359	109	2	his	his	PRON
ejif-9359	109	3	research	research	NOUN
ejif-9359	109	4	on	on	ADP
ejif-9359	109	5	customer	customer	NOUN
ejif-9359	109	6	interaction	interaction	NOUN
ejif-9359	109	7	,	,	PUNCT
ejif-9359	109	8	alam	alam	PROPN
ejif-9359	109	9	(	(	PUNCT
ejif-9359	109	10	2006	2006	NUM
ejif-9359	109	11	)	)	PUNCT
ejif-9359	109	12	further	further	ADJ
ejif-9359	109	13	reports	report	NOUN
ejif-9359	109	14	that	that	SCONJ
ejif-9359	109	15	customer	customer	NOUN
ejif-9359	109	16	interaction	interaction	NOUN
ejif-9359	109	17	during	during	ADP
ejif-9359	109	18	the	the	DET
ejif-9359	109	19	fuzzy	fuzzy	ADJ
ejif-9359	109	20	front	front	ADJ
ejif-9359	109	21	end	end	NOUN
ejif-9359	109	22	,	,	PUNCT
ejif-9359	109	23	i.e.	i.e.	X
ejif-9359	109	24	the	the	DET
ejif-9359	109	25	first	first	ADJ
ejif-9359	109	26	three	three	NUM
ejif-9359	109	27	stages	stage	NOUN
ejif-9359	109	28	of	of	ADP
ejif-9359	109	29	idea	idea	NOUN
ejif-9359	109	30	generation	generation	NOUN
ejif-9359	109	31	,	,	PUNCT
ejif-9359	109	32	idea	idea	NOUN
ejif-9359	109	33	screening	screening	NOUN
ejif-9359	109	34	,	,	PUNCT
ejif-9359	109	35	and	and	CCONJ
ejif-9359	109	36	concept	concept	NOUN
ejif-9359	109	37	development	development	NOUN
ejif-9359	109	38	are	be	AUX
ejif-9359	109	39	more	more	ADV
ejif-9359	109	40	important	important	ADJ
ejif-9359	109	41	than	than	ADP
ejif-9359	109	42	other	other	ADJ
ejif-9359	109	43	later	later	ADJ
ejif-9359	109	44	stages	stage	NOUN
ejif-9359	109	45	.	.	PUNCT
ejif-9359	110	1	moving	move	VERB
ejif-9359	110	2	on	on	ADP
ejif-9359	110	3	to	to	ADP
ejif-9359	110	4	the	the	DET
ejif-9359	110	5	issue	issue	NOUN
ejif-9359	110	6	of	of	ADP
ejif-9359	110	7	customer	customer	NOUN
ejif-9359	110	8	interaction	interaction	NOUN
ejif-9359	110	9	in	in	ADP
ejif-9359	110	10	emerging	emerge	VERB
ejif-9359	110	11	markets	market	NOUN
ejif-9359	110	12	,	,	PUNCT
ejif-9359	110	13	chang	chang	PROPN
ejif-9359	110	14	&	&	CCONJ
ejif-9359	110	15	taylor	taylor	PROPN
ejif-9359	110	16	(	(	PUNCT
ejif-9359	110	17	2016	2016	NUM
ejif-9359	110	18	)	)	PUNCT
ejif-9359	110	19	found	find	VERB
ejif-9359	110	20	that	that	SCONJ
ejif-9359	110	21	in	in	ADP
ejif-9359	110	22	emerging	emerge	VERB
ejif-9359	110	23	markets	market	NOUN
ejif-9359	110	24	,	,	PUNCT
ejif-9359	110	25	many	many	ADJ
ejif-9359	110	26	firms	firm	NOUN
ejif-9359	110	27	do	do	AUX
ejif-9359	110	28	not	not	PART
ejif-9359	110	29	interact	interact	VERB
ejif-9359	110	30	with	with	ADP
ejif-9359	110	31	their	their	PRON
ejif-9359	110	32	customers	customer	NOUN
ejif-9359	110	33	and	and	CCONJ
ejif-9359	110	34	thereby	thereby	ADV
ejif-9359	110	35	miss	miss	VERB
ejif-9359	110	36	a	a	DET
ejif-9359	110	37	significant	significant	ADJ
ejif-9359	110	38	opportunity	opportunity	NOUN
ejif-9359	110	39	to	to	PART
ejif-9359	110	40	develop	develop	VERB
ejif-9359	110	41	successful	successful	ADJ
ejif-9359	110	42	new	new	ADJ
ejif-9359	110	43	products	product	NOUN
ejif-9359	110	44	and	and	CCONJ
ejif-9359	110	45	services	service	NOUN
ejif-9359	110	46	.	.	PUNCT
ejif-9359	111	1	they	they	PRON
ejif-9359	111	2	assert	assert	VERB
ejif-9359	111	3	the	the	DET
ejif-9359	111	4	need	need	NOUN
ejif-9359	111	5	for	for	ADP
ejif-9359	111	6	more	more	ADJ
ejif-9359	111	7	research	research	NOUN
ejif-9359	111	8	on	on	ADP
ejif-9359	111	9	customer	customer	NOUN
ejif-9359	111	10	interaction	interaction	NOUN
ejif-9359	111	11	in	in	ADP
ejif-9359	111	12	emerging	emerge	VERB
ejif-9359	111	13	countries	country	NOUN
ejif-9359	111	14	.	.	PUNCT
ejif-9359	112	1	although	although	SCONJ
ejif-9359	112	2	there	there	PRON
ejif-9359	112	3	is	be	VERB
ejif-9359	112	4	increasing	increase	VERB
ejif-9359	112	5	attention	attention	NOUN
ejif-9359	112	6	on	on	ADP
ejif-9359	112	7	the	the	DET
ejif-9359	112	8	benefits	benefit	NOUN
ejif-9359	112	9	of	of	ADP
ejif-9359	112	10	customer	customer	NOUN
ejif-9359	112	11	interaction	interaction	NOUN
ejif-9359	112	12	,	,	PUNCT
ejif-9359	112	13	there	there	PRON
ejif-9359	112	14	is	be	VERB
ejif-9359	112	15	evidence	evidence	NOUN
ejif-9359	112	16	that	that	SCONJ
ejif-9359	112	17	many	many	ADJ
ejif-9359	112	18	customers	customer	NOUN
ejif-9359	112	19	are	be	AUX
ejif-9359	112	20	unable	unable	ADJ
ejif-9359	112	21	to	to	PART
ejif-9359	112	22	provide	provide	VERB
ejif-9359	112	23	workable	workable	ADJ
ejif-9359	112	24	input	input	NOUN
ejif-9359	112	25	(	(	PUNCT
ejif-9359	112	26	frankie	frankie	NOUN
ejif-9359	112	27	et	et	PROPN
ejif-9359	112	28	al	al	PROPN
ejif-9359	112	29	.	.	PROPN
ejif-9359	112	30	2009	2009	NUM
ejif-9359	112	31	)	)	PUNCT
ejif-9359	112	32	,	,	PUNCT
ejif-9359	112	33	and	and	CCONJ
ejif-9359	112	34	therefore	therefore	ADV
ejif-9359	112	35	,	,	PUNCT
ejif-9359	112	36	there	there	PRON
ejif-9359	112	37	is	be	VERB
ejif-9359	112	38	a	a	DET
ejif-9359	112	39	question	question	NOUN
ejif-9359	112	40	on	on	ADP
ejif-9359	112	41	the	the	DET
ejif-9359	112	42	value	value	NOUN
ejif-9359	112	43	of	of	ADP
ejif-9359	112	44	customer	customer	NOUN
ejif-9359	112	45	interaction	interaction	NOUN
ejif-9359	112	46	during	during	ADP
ejif-9359	112	47	the	the	DET
ejif-9359	112	48	nsd	nsd	ADJ
ejif-9359	112	49	process	process	NOUN
ejif-9359	112	50	(	(	PUNCT
ejif-9359	112	51	chatterjee	chatterjee	PROPN
ejif-9359	112	52	&	&	CCONJ
ejif-9359	112	53	fabrizio	fabrizio	PROPN
ejif-9359	112	54	2014	2014	NUM
ejif-9359	112	55	;	;	PUNCT
ejif-9359	112	56	heirati	heirati	PROPN
ejif-9359	112	57	et	et	PROPN
ejif-9359	112	58	al	al	PROPN
ejif-9359	112	59	.	.	PROPN
ejif-9359	112	60	2016	2016	NUM
ejif-9359	112	61	)	)	PUNCT
ejif-9359	112	62	.	.	PUNCT
ejif-9359	113	1	hoyer	hoyer	PROPN
ejif-9359	113	2	et	et	PROPN
ejif-9359	113	3	al	al	PROPN
ejif-9359	113	4	(	(	PUNCT
ejif-9359	113	5	2010	2010	NUM
ejif-9359	113	6	)	)	PUNCT
ejif-9359	113	7	have	have	AUX
ejif-9359	113	8	also	also	ADV
ejif-9359	113	9	argued	argue	VERB
ejif-9359	113	10	that	that	SCONJ
ejif-9359	113	11	reconciling	reconcile	VERB
ejif-9359	113	12	customers	customer	NOUN
ejif-9359	113	13	’	’	PART
ejif-9359	113	14	preferences	preference	NOUN
ejif-9359	113	15	and	and	CCONJ
ejif-9359	113	16	a	a	DET
ejif-9359	113	17	firm	firm	NOUN
ejif-9359	113	18	’s	’s	PART
ejif-9359	113	19	objectives	objective	NOUN
ejif-9359	113	20	is	be	AUX
ejif-9359	113	21	another	another	DET
ejif-9359	113	22	key	key	ADJ
ejif-9359	113	23	challenge	challenge	NOUN
ejif-9359	113	24	in	in	ADP
ejif-9359	113	25	customer	customer	NOUN
ejif-9359	113	26	interaction	interaction	NOUN
ejif-9359	113	27	.	.	PUNCT
ejif-9359	114	1	yet	yet	ADV
ejif-9359	114	2	,	,	PUNCT
ejif-9359	114	3	some	some	DET
ejif-9359	114	4	scholars	scholar	NOUN
ejif-9359	114	5	claim	claim	VERB
ejif-9359	114	6	that	that	SCONJ
ejif-9359	114	7	customer	customer	NOUN
ejif-9359	114	8	interaction	interaction	NOUN
ejif-9359	114	9	helps	help	VERB
ejif-9359	114	10	firms	firm	NOUN
ejif-9359	114	11	understand	understand	VERB
ejif-9359	114	12	what	what	PRON
ejif-9359	114	13	customers	customer	NOUN
ejif-9359	114	14	appreciate	appreciate	VERB
ejif-9359	114	15	most	most	ADV
ejif-9359	114	16	because	because	SCONJ
ejif-9359	114	17	customers	customer	NOUN
ejif-9359	114	18	’	'	PUNCT
ejif-9359	114	19	needs	need	NOUN
ejif-9359	114	20	are	be	AUX
ejif-9359	114	21	sticky	sticky	ADJ
ejif-9359	114	22	and	and	CCONJ
ejif-9359	114	23	transferring	transfer	VERB
ejif-9359	114	24	them	they	PRON
ejif-9359	114	25	to	to	ADP
ejif-9359	114	26	firms	firm	NOUN
ejif-9359	114	27	is	be	AUX
ejif-9359	114	28	rather	rather	ADV
ejif-9359	114	29	complex	complex	ADJ
ejif-9359	114	30	(	(	PUNCT
ejif-9359	114	31	e.g.	e.g.	ADV
ejif-9359	114	32	perks	perk	NOUN
ejif-9359	114	33	et	et	PROPN
ejif-9359	114	34	al	al	PROPN
ejif-9359	114	35	.	.	PROPN
ejif-9359	114	36	2012	2012	NUM
ejif-9359	114	37	)	)	PUNCT
ejif-9359	114	38	.	.	PUNCT
ejif-9359	115	1	in	in	ADP
ejif-9359	115	2	conclusion	conclusion	NOUN
ejif-9359	115	3	,	,	PUNCT
ejif-9359	115	4	the	the	DET
ejif-9359	115	5	above	above	ADJ
ejif-9359	115	6	literature	literature	NOUN
ejif-9359	115	7	points	point	NOUN
ejif-9359	115	8	to	to	ADP
ejif-9359	115	9	three	three	NUM
ejif-9359	115	10	key	key	ADJ
ejif-9359	115	11	research	research	NOUN
ejif-9359	115	12	issues	issue	NOUN
ejif-9359	115	13	that	that	PRON
ejif-9359	115	14	are	be	AUX
ejif-9359	115	15	the	the	DET
ejif-9359	115	16	focus	focus	NOUN
ejif-9359	115	17	of	of	ADP
ejif-9359	115	18	this	this	DET
ejif-9359	115	19	research	research	NOUN
ejif-9359	115	20	:	:	PUNCT
ejif-9359	115	21	(	(	PUNCT
ejif-9359	115	22	1	1	X
ejif-9359	115	23	)	)	PUNCT
ejif-9359	115	24	what	what	PRON
ejif-9359	115	25	is	be	AUX
ejif-9359	115	26	the	the	DET
ejif-9359	115	27	process	process	NOUN
ejif-9359	115	28	of	of	ADP
ejif-9359	115	29	customer	customer	NOUN
ejif-9359	115	30	interactions	interaction	NOUN
ejif-9359	115	31	for	for	ADP
ejif-9359	115	32	developing	develop	VERB
ejif-9359	115	33	shariah	shariah	PROPN
ejif-9359	115	34	-	-	PUNCT
ejif-9359	115	35	compliant	compliant	ADJ
ejif-9359	115	36	services	service	NOUN
ejif-9359	115	37	?	?	PUNCT
ejif-9359	116	1	(	(	PUNCT
ejif-9359	116	2	2	2	X
ejif-9359	116	3	)	)	PUNCT
ejif-9359	116	4	what	what	PRON
ejif-9359	116	5	is	be	AUX
ejif-9359	116	6	the	the	DET
ejif-9359	116	7	overall	overall	ADJ
ejif-9359	116	8	approach	approach	NOUN
ejif-9359	116	9	to	to	ADP
ejif-9359	116	10	customer	customer	NOUN
ejif-9359	116	11	interaction	interaction	NOUN
ejif-9359	116	12	?	?	PUNCT
ejif-9359	117	1	and	and	CCONJ
ejif-9359	117	2	(	(	PUNCT
ejif-9359	117	3	3	3	X
ejif-9359	117	4	)	)	PUNCT
ejif-9359	117	5	what	what	PRON
ejif-9359	117	6	risks	risk	NOUN
ejif-9359	117	7	are	be	AUX
ejif-9359	117	8	involved	involve	VERB
ejif-9359	117	9	in	in	ADP
ejif-9359	117	10	customer	customer	NOUN
ejif-9359	117	11	interaction	interaction	NOUN
ejif-9359	117	12	during	during	ADP
ejif-9359	117	13	developing	develop	VERB
ejif-9359	117	14	a	a	DET
ejif-9359	117	15	shariah	shariah	PROPN
ejif-9359	117	16	compliant	compliant	ADJ
ejif-9359	117	17	new	new	ADJ
ejif-9359	117	18	service	service	NOUN
ejif-9359	117	19	.	.	PUNCT
ejif-9359	118	1	3	3	X
ejif-9359	118	2	.	.	X
ejif-9359	118	3	methodology	methodology	NOUN
ejif-9359	118	4	given	give	VERB
ejif-9359	118	5	the	the	DET
ejif-9359	118	6	nascent	nascent	ADJ
ejif-9359	118	7	literature	literature	NOUN
ejif-9359	118	8	on	on	ADP
ejif-9359	118	9	muslim	muslim	ADJ
ejif-9359	118	10	minority	minority	NOUN
ejif-9359	118	11	customers	customer	NOUN
ejif-9359	118	12	in	in	ADP
ejif-9359	118	13	india	india	PROPN
ejif-9359	118	14	,	,	PUNCT
ejif-9359	118	15	our	our	PRON
ejif-9359	118	16	research	research	NOUN
ejif-9359	118	17	is	be	AUX
ejif-9359	118	18	exploratory	exploratory	ADJ
ejif-9359	118	19	.	.	PUNCT
ejif-9359	119	1	this	this	PRON
ejif-9359	119	2	necessitates	necessitate	VERB
ejif-9359	119	3	an	an	DET
ejif-9359	119	4	inductive	inductive	ADJ
ejif-9359	119	5	qualitative	qualitative	ADJ
ejif-9359	119	6	research	research	NOUN
ejif-9359	119	7	approach	approach	NOUN
ejif-9359	119	8	,	,	PUNCT
ejif-9359	119	9	allowing	allow	VERB
ejif-9359	119	10	existing	exist	VERB
ejif-9359	119	11	theories	theory	NOUN
ejif-9359	119	12	to	to	PART
ejif-9359	119	13	be	be	AUX
ejif-9359	119	14	extended	extend	VERB
ejif-9359	119	15	.	.	PUNCT
ejif-9359	120	1	recognizing	recognize	VERB
ejif-9359	120	2	that	that	SCONJ
ejif-9359	120	3	customer	customer	NOUN
ejif-9359	120	4	interaction	interaction	NOUN
ejif-9359	120	5	in	in	ADP
ejif-9359	120	6	nsd	nsd	PROPN
ejif-9359	120	7	is	be	AUX
ejif-9359	120	8	a	a	DET
ejif-9359	120	9	complex	complex	ADJ
ejif-9359	120	10	social	social	ADJ
ejif-9359	120	11	system	system	NOUN
ejif-9359	120	12	,	,	PUNCT
ejif-9359	120	13	employing	employ	VERB
ejif-9359	120	14	multiple	multiple	ADJ
ejif-9359	120	15	theoretical	theoretical	ADJ
ejif-9359	120	16	lenses	lense	NOUN
ejif-9359	120	17	is	be	AUX
ejif-9359	120	18	appropriate	appropriate	ADJ
ejif-9359	120	19	.	.	PUNCT
ejif-9359	121	1	consequently	consequently	ADV
ejif-9359	121	2	,	,	PUNCT
ejif-9359	121	3	we	we	PRON
ejif-9359	121	4	adopted	adopt	VERB
ejif-9359	121	5	the	the	DET
ejif-9359	121	6	multiple	multiple	ADJ
ejif-9359	121	7	case	case	NOUN
ejif-9359	121	8	study	study	NOUN
ejif-9359	121	9	method	method	NOUN
ejif-9359	121	10	,	,	PUNCT
ejif-9359	121	11	examining	examine	VERB
ejif-9359	121	12	various	various	ADJ
ejif-9359	121	13	cases	case	NOUN
ejif-9359	121	14	concerning	concern	VERB
ejif-9359	121	15	the	the	DET
ejif-9359	121	16	development	development	NOUN
ejif-9359	121	17	process	process	NOUN
ejif-9359	121	18	of	of	ADP
ejif-9359	121	19	new	new	ADJ
ejif-9359	121	20	services	service	NOUN
ejif-9359	121	21	targeted	target	VERB
ejif-9359	121	22	at	at	ADP
ejif-9359	121	23	muslim	muslim	ADJ
ejif-9359	121	24	customers	customer	NOUN
ejif-9359	121	25	by	by	ADP
ejif-9359	121	26	financial	financial	ADJ
ejif-9359	121	27	institutions	institution	NOUN
ejif-9359	121	28	in	in	ADP
ejif-9359	121	29	india	india	PROPN
ejif-9359	121	30	.	.	PUNCT
ejif-9359	122	1	authors	author	NOUN
ejif-9359	122	2	such	such	ADJ
ejif-9359	122	3	as	as	ADP
ejif-9359	122	4	bonoma	bonoma	NOUN
ejif-9359	122	5	(	(	PUNCT
ejif-9359	122	6	1985	1985	NUM
ejif-9359	122	7	)	)	PUNCT
ejif-9359	122	8	,	,	PUNCT
ejif-9359	122	9	eisenhardt	eisenhardt	PROPN
ejif-9359	122	10	(	(	PUNCT
ejif-9359	122	11	1989	1989	NUM
ejif-9359	122	12	)	)	PUNCT
ejif-9359	122	13	,	,	PUNCT
ejif-9359	122	14	perry	perry	PROPN
ejif-9359	122	15	(	(	PUNCT
ejif-9359	122	16	1998	1998	NUM
ejif-9359	122	17	)	)	PUNCT
ejif-9359	122	18	,	,	PUNCT
ejif-9359	122	19	yin	yin	PROPN
ejif-9359	122	20	(	(	PUNCT
ejif-9359	122	21	2002	2002	NUM
ejif-9359	122	22	)	)	PUNCT
ejif-9359	122	23	,	,	PUNCT
ejif-9359	122	24	and	and	CCONJ
ejif-9359	122	25	miles	mile	NOUN
ejif-9359	122	26	et	et	PROPN
ejif-9359	122	27	al	al	PROPN
ejif-9359	122	28	.	.	PUNCT
ejif-9359	122	29	(	(	PUNCT
ejif-9359	122	30	2014	2014	NUM
ejif-9359	122	31	)	)	PUNCT
ejif-9359	122	32	have	have	AUX
ejif-9359	122	33	advocated	advocate	VERB
ejif-9359	122	34	for	for	ADP
ejif-9359	122	35	the	the	DET
ejif-9359	122	36	use	use	NOUN
ejif-9359	122	37	of	of	ADP
ejif-9359	122	38	multiple	multiple	ADJ
ejif-9359	122	39	case	case	NOUN
ejif-9359	122	40	studies	study	NOUN
ejif-9359	122	41	over	over	ADP
ejif-9359	122	42	a	a	DET
ejif-9359	122	43	singular	singular	ADJ
ejif-9359	122	44	case	case	NOUN
ejif-9359	122	45	to	to	PART
ejif-9359	122	46	foster	foster	VERB
ejif-9359	122	47	new	new	ADJ
ejif-9359	122	48	knowledge	knowledge	NOUN
ejif-9359	122	49	and	and	CCONJ
ejif-9359	122	50	theory	theory	NOUN
ejif-9359	122	51	development	development	NOUN
ejif-9359	122	52	.	.	PUNCT
ejif-9359	123	1	additionally	additionally	ADV
ejif-9359	123	2	,	,	PUNCT
ejif-9359	123	3	leonard	leonard	PROPN
ejif-9359	123	4	-	-	PUNCT
ejif-9359	123	5	barton	barton	PROPN
ejif-9359	123	6	(	(	PUNCT
ejif-9359	123	7	1990	1990	NUM
ejif-9359	123	8	)	)	PUNCT
ejif-9359	123	9	contends	contend	VERB
ejif-9359	123	10	that	that	SCONJ
ejif-9359	123	11	employing	employ	VERB
ejif-9359	123	12	multiple	multiple	ADJ
ejif-9359	123	13	case	case	NOUN
ejif-9359	123	14	studies	study	NOUN
ejif-9359	123	15	enhances	enhance	VERB
ejif-9359	123	16	the	the	DET
ejif-9359	123	17	external	external	ADJ
ejif-9359	123	18	validity	validity	NOUN
ejif-9359	123	19	of	of	ADP
ejif-9359	123	20	research	research	NOUN
ejif-9359	123	21	.	.	PUNCT
ejif-9359	124	1	our	our	PRON
ejif-9359	124	2	research	research	NOUN
ejif-9359	124	3	methodology	methodology	NOUN
ejif-9359	124	4	also	also	ADV
ejif-9359	124	5	aligns	align	VERB
ejif-9359	124	6	with	with	ADP
ejif-9359	124	7	the	the	DET
ejif-9359	124	8	qualitative	qualitative	ADJ
ejif-9359	124	9	research	research	NOUN
ejif-9359	124	10	design	design	NOUN
ejif-9359	124	11	proposed	propose	VERB
ejif-9359	124	12	by	by	ADP
ejif-9359	124	13	pettigrew	pettigrew	PROPN
ejif-9359	124	14	(	(	PUNCT
ejif-9359	124	15	1990	1990	NUM
ejif-9359	124	16	)	)	PUNCT
ejif-9359	124	17	and	and	CCONJ
ejif-9359	124	18	used	use	VERB
ejif-9359	124	19	by	by	ADP
ejif-9359	124	20	kravets	kravet	NOUN
ejif-9359	124	21	&	&	CCONJ
ejif-9359	124	22	sandikci	sandikci	PROPN
ejif-9359	124	23	(	(	PUNCT
ejif-9359	124	24	2014	2014	NUM
ejif-9359	124	25	)	)	PUNCT
ejif-9359	124	26	.	.	PUNCT
ejif-9359	125	1	we	we	PRON
ejif-9359	125	2	conducted	conduct	VERB
ejif-9359	125	3	these	these	DET
ejif-9359	125	4	case	case	NOUN
ejif-9359	125	5	studies	study	NOUN
ejif-9359	125	6	in	in	ADP
ejif-9359	125	7	mumbai	mumbai	PROPN
ejif-9359	125	8	,	,	PUNCT
ejif-9359	125	9	india	india	PROPN
ejif-9359	125	10	,	,	PUNCT
ejif-9359	125	11	during	during	ADP
ejif-9359	125	12	december	december	PROPN
ejif-9359	125	13	2022	2022	NUM
ejif-9359	125	14	to	to	ADP
ejif-9359	125	15	january	january	PROPN
ejif-9359	125	16	2023	2023	NUM
ejif-9359	125	17	,	,	PUNCT
ejif-9359	125	18	which	which	PRON
ejif-9359	125	19	was	be	AUX
ejif-9359	125	20	the	the	DET
ejif-9359	125	21	postcovid	postcovid	PROPN
ejif-9359	125	22	period	period	NOUN
ejif-9359	125	23	.	.	PUNCT
ejif-9359	126	1	we	we	PRON
ejif-9359	126	2	selected	select	VERB
ejif-9359	126	3	mumbai	mumbai	NOUN
ejif-9359	126	4	as	as	ADP
ejif-9359	126	5	our	our	PRON
ejif-9359	126	6	research	research	NOUN
ejif-9359	126	7	site	site	NOUN
ejif-9359	126	8	for	for	ADP
ejif-9359	126	9	two	two	NUM
ejif-9359	126	10	primary	primary	ADJ
ejif-9359	126	11	reasons	reason	NOUN
ejif-9359	126	12	.	.	PUNCT
ejif-9359	127	1	first	first	ADV
ejif-9359	127	2	,	,	PUNCT
ejif-9359	127	3	mumbai	mumbai	PROPN
ejif-9359	127	4	serves	serve	VERB
ejif-9359	127	5	as	as	ADP
ejif-9359	127	6	the	the	DET
ejif-9359	127	7	european	european	PROPN
ejif-9359	127	8	journal	journal	PROPN
ejif-9359	127	9	of	of	ADP
ejif-9359	127	10	islamic	islamic	PROPN
ejif-9359	127	11	finance	finance	PROPN
ejif-9359	127	12	issn	issn	PROPN
ejif-9359	127	13	:	:	PUNCT
ejif-9359	127	14	2421	2421	NUM
ejif-9359	127	15	-	-	SYM
ejif-9359	127	16	2172	2172	NUM
ejif-9359	127	17	doi	doi	NOUN
ejif-9359	127	18	:	:	PUNCT
ejif-9359	127	19	10.13135/2421	10.13135/2421	NUM
ejif-9359	127	20	-	-	SYM
ejif-9359	127	21	2172/9359	2172/9359	NUM
ejif-9359	127	22	published	publish	VERB
ejif-9359	127	23	by	by	ADP
ejif-9359	127	24	university	university	PROPN
ejif-9359	127	25	of	of	ADP
ejif-9359	127	26	turin	turin	PROPN
ejif-9359	128	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-9359	128	2	ejif	ejif	PROPN
ejif-9359	128	3	content	content	NOUN
ejif-9359	128	4	is	be	AUX
ejif-9359	128	5	licensed	license	VERB
ejif-9359	128	6	under	under	ADP
ejif-9359	128	7	a	a	DET
ejif-9359	128	8	creative	creative	ADJ
ejif-9359	128	9	commons	common	NOUN
ejif-9359	128	10	attribution	attribution	NOUN
ejif-9359	128	11	4.0	4.0	NUM
ejif-9359	128	12	international	international	ADJ
ejif-9359	128	13	license	license	NOUN
ejif-9359	128	14	6	6	NUM
ejif-9359	128	15	financial	financial	ADJ
ejif-9359	128	16	capital	capital	NOUN
ejif-9359	128	17	of	of	ADP
ejif-9359	128	18	india	india	PROPN
ejif-9359	128	19	second	second	PROPN
ejif-9359	128	20	,	,	PUNCT
ejif-9359	128	21	the	the	DET
ejif-9359	128	22	city	city	NOUN
ejif-9359	128	23	boasts	boast	VERB
ejif-9359	128	24	a	a	DET
ejif-9359	128	25	substantial	substantial	ADJ
ejif-9359	128	26	population	population	NOUN
ejif-9359	128	27	of	of	ADP
ejif-9359	128	28	business	business	NOUN
ejif-9359	128	29	owners	owner	NOUN
ejif-9359	128	30	from	from	ADP
ejif-9359	128	31	the	the	DET
ejif-9359	128	32	muslim	muslim	PROPN
ejif-9359	128	33	community	community	PROPN
ejif-9359	128	34	.	.	PUNCT
ejif-9359	129	1	employing	employ	VERB
ejif-9359	129	2	a	a	DET
ejif-9359	129	3	theoretical	theoretical	ADJ
ejif-9359	129	4	sampling	sampling	NOUN
ejif-9359	129	5	method	method	NOUN
ejif-9359	129	6	,	,	PUNCT
ejif-9359	129	7	we	we	PRON
ejif-9359	129	8	chose	choose	VERB
ejif-9359	129	9	respondents	respondent	NOUN
ejif-9359	129	10	who	who	PRON
ejif-9359	129	11	possessed	possess	VERB
ejif-9359	129	12	intimate	intimate	ADJ
ejif-9359	129	13	knowledge	knowledge	NOUN
ejif-9359	129	14	of	of	ADP
ejif-9359	129	15	the	the	DET
ejif-9359	129	16	phenomenon	phenomenon	NOUN
ejif-9359	129	17	under	under	ADP
ejif-9359	129	18	investigation	investigation	NOUN
ejif-9359	129	19	.	.	PUNCT
ejif-9359	130	1	this	this	DET
ejif-9359	130	2	sampling	sample	VERB
ejif-9359	130	3	approach	approach	NOUN
ejif-9359	130	4	has	have	AUX
ejif-9359	130	5	been	be	AUX
ejif-9359	130	6	effectively	effectively	ADV
ejif-9359	130	7	utilized	utilize	VERB
ejif-9359	130	8	in	in	ADP
ejif-9359	130	9	recent	recent	ADJ
ejif-9359	130	10	studies	study	NOUN
ejif-9359	130	11	,	,	PUNCT
ejif-9359	130	12	as	as	SCONJ
ejif-9359	130	13	demonstrated	demonstrate	VERB
ejif-9359	130	14	by	by	ADP
ejif-9359	130	15	johnson	johnson	PROPN
ejif-9359	130	16	&	&	CCONJ
ejif-9359	130	17	sohi	sohi	PROPN
ejif-9359	130	18	(	(	PUNCT
ejif-9359	130	19	2016	2016	NUM
ejif-9359	130	20	)	)	PUNCT
ejif-9359	130	21	.	.	PUNCT
ejif-9359	131	1	utilizing	utilize	VERB
ejif-9359	131	2	the	the	DET
ejif-9359	131	3	business	business	NOUN
ejif-9359	131	4	directory	directory	NOUN
ejif-9359	131	5	kompass	kompass	PROPN
ejif-9359	131	6	,	,	PUNCT
ejif-9359	131	7	we	we	PRON
ejif-9359	131	8	identified	identify	VERB
ejif-9359	131	9	47	47	NUM
ejif-9359	131	10	domestic	domestic	ADJ
ejif-9359	131	11	indian	indian	ADJ
ejif-9359	131	12	financial	financial	ADJ
ejif-9359	131	13	service	service	NOUN
ejif-9359	131	14	firms	firm	NOUN
ejif-9359	131	15	active	active	ADJ
ejif-9359	131	16	in	in	ADP
ejif-9359	131	17	nsd	nsd	PROPN
ejif-9359	131	18	.	.	PUNCT
ejif-9359	132	1	after	after	ADP
ejif-9359	132	2	preliminary	preliminary	ADJ
ejif-9359	132	3	screening	screening	NOUN
ejif-9359	132	4	,	,	PUNCT
ejif-9359	132	5	we	we	PRON
ejif-9359	132	6	narrowed	narrow	VERB
ejif-9359	132	7	our	our	PRON
ejif-9359	132	8	focus	focus	NOUN
ejif-9359	132	9	to	to	ADP
ejif-9359	132	10	21	21	NUM
ejif-9359	132	11	financial	financial	ADJ
ejif-9359	132	12	service	service	NOUN
ejif-9359	132	13	firms	firm	NOUN
ejif-9359	132	14	,	,	PUNCT
ejif-9359	132	15	examining	examine	VERB
ejif-9359	132	16	one	one	NUM
ejif-9359	132	17	nsd	nsd	NOUN
ejif-9359	132	18	project	project	NOUN
ejif-9359	132	19	within	within	ADP
ejif-9359	132	20	each	each	DET
ejif-9359	132	21	entity	entity	NOUN
ejif-9359	132	22	.	.	PUNCT
ejif-9359	133	1	these	these	DET
ejif-9359	133	2	firms	firm	NOUN
ejif-9359	133	3	were	be	AUX
ejif-9359	133	4	specifically	specifically	ADV
ejif-9359	133	5	chosen	choose	VERB
ejif-9359	133	6	because	because	SCONJ
ejif-9359	133	7	they	they	PRON
ejif-9359	133	8	were	be	AUX
ejif-9359	133	9	in	in	ADP
ejif-9359	133	10	the	the	DET
ejif-9359	133	11	midst	midst	NOUN
ejif-9359	133	12	of	of	ADP
ejif-9359	133	13	developing	develop	VERB
ejif-9359	133	14	new	new	ADJ
ejif-9359	133	15	services	service	NOUN
ejif-9359	133	16	for	for	ADP
ejif-9359	133	17	muslim	muslim	ADJ
ejif-9359	133	18	customers	customer	NOUN
ejif-9359	133	19	,	,	PUNCT
ejif-9359	133	20	leveraging	leverage	VERB
ejif-9359	133	21	recent	recent	ADJ
ejif-9359	133	22	alterations	alteration	NOUN
ejif-9359	133	23	in	in	ADP
ejif-9359	133	24	the	the	DET
ejif-9359	133	25	rbi	rbi	NOUN
ejif-9359	133	26	's	's	PART
ejif-9359	133	27	regulations	regulation	NOUN
ejif-9359	133	28	as	as	ADP
ejif-9359	133	29	an	an	DET
ejif-9359	133	30	opportunity	opportunity	NOUN
ejif-9359	133	31	.	.	PUNCT
ejif-9359	134	1	furthermore	furthermore	ADV
ejif-9359	134	2	,	,	PUNCT
ejif-9359	134	3	these	these	DET
ejif-9359	134	4	firms	firm	NOUN
ejif-9359	134	5	had	have	AUX
ejif-9359	134	6	previously	previously	ADV
ejif-9359	134	7	engaged	engage	VERB
ejif-9359	134	8	with	with	ADP
ejif-9359	134	9	their	their	PRON
ejif-9359	134	10	customers	customer	NOUN
ejif-9359	134	11	to	to	PART
ejif-9359	134	12	gather	gather	VERB
ejif-9359	134	13	insights	insight	NOUN
ejif-9359	134	14	into	into	ADP
ejif-9359	134	15	their	their	PRON
ejif-9359	134	16	new	new	ADJ
ejif-9359	134	17	services	service	NOUN
ejif-9359	134	18	.	.	PUNCT
ejif-9359	135	1	their	their	PRON
ejif-9359	135	2	offerings	offering	NOUN
ejif-9359	135	3	encompassed	encompass	VERB
ejif-9359	135	4	a	a	DET
ejif-9359	135	5	range	range	NOUN
ejif-9359	135	6	of	of	ADP
ejif-9359	135	7	services	service	NOUN
ejif-9359	135	8	,	,	PUNCT
ejif-9359	135	9	including	include	VERB
ejif-9359	135	10	business	business	NOUN
ejif-9359	135	11	loans	loan	NOUN
ejif-9359	135	12	,	,	PUNCT
ejif-9359	135	13	mutual	mutual	ADJ
ejif-9359	135	14	funds	fund	NOUN
ejif-9359	135	15	,	,	PUNCT
ejif-9359	135	16	stock	stock	NOUN
ejif-9359	135	17	brokerage	brokerage	NOUN
ejif-9359	135	18	,	,	PUNCT
ejif-9359	135	19	investment	investment	NOUN
ejif-9359	135	20	services	service	NOUN
ejif-9359	135	21	,	,	PUNCT
ejif-9359	135	22	mortgages	mortgage	NOUN
ejif-9359	135	23	,	,	PUNCT
ejif-9359	135	24	pension	pension	NOUN
ejif-9359	135	25	funds	fund	NOUN
ejif-9359	135	26	,	,	PUNCT
ejif-9359	135	27	business	business	NOUN
ejif-9359	135	28	insurance	insurance	NOUN
ejif-9359	135	29	,	,	PUNCT
ejif-9359	135	30	and	and	CCONJ
ejif-9359	135	31	cross	cross	ADJ
ejif-9359	135	32	-	-	ADJ
ejif-9359	135	33	border	border	ADJ
ejif-9359	135	34	payments	payment	NOUN
ejif-9359	135	35	,	,	PUNCT
ejif-9359	135	36	among	among	ADP
ejif-9359	135	37	others	other	NOUN
ejif-9359	135	38	.	.	PUNCT
ejif-9359	136	1	a	a	DET
ejif-9359	136	2	stipulation	stipulation	NOUN
ejif-9359	136	3	for	for	ADP
ejif-9359	136	4	a	a	DET
ejif-9359	136	5	firm	firm	NOUN
ejif-9359	136	6	's	's	PART
ejif-9359	136	7	participation	participation	NOUN
ejif-9359	136	8	in	in	ADP
ejif-9359	136	9	our	our	PRON
ejif-9359	136	10	research	research	NOUN
ejif-9359	136	11	was	be	AUX
ejif-9359	136	12	confidentiality	confidentiality	NOUN
ejif-9359	136	13	regarding	regard	VERB
ejif-9359	136	14	the	the	DET
ejif-9359	136	15	specifics	specific	NOUN
ejif-9359	136	16	of	of	ADP
ejif-9359	136	17	the	the	DET
ejif-9359	136	18	new	new	ADJ
ejif-9359	136	19	services	service	NOUN
ejif-9359	136	20	and	and	CCONJ
ejif-9359	136	21	the	the	DET
ejif-9359	136	22	identities	identity	NOUN
ejif-9359	136	23	of	of	ADP
ejif-9359	136	24	the	the	DET
ejif-9359	136	25	participating	participate	VERB
ejif-9359	136	26	organizations	organization	NOUN
ejif-9359	136	27	.	.	PUNCT
ejif-9359	137	1	hence	hence	ADV
ejif-9359	137	2	,	,	PUNCT
ejif-9359	137	3	in	in	ADP
ejif-9359	137	4	compliance	compliance	NOUN
ejif-9359	137	5	with	with	ADP
ejif-9359	137	6	this	this	DET
ejif-9359	137	7	condition	condition	NOUN
ejif-9359	137	8	,	,	PUNCT
ejif-9359	137	9	we	we	PRON
ejif-9359	137	10	have	have	AUX
ejif-9359	137	11	refrained	refrain	VERB
ejif-9359	137	12	from	from	ADP
ejif-9359	137	13	divulging	divulge	VERB
ejif-9359	137	14	extensive	extensive	ADJ
ejif-9359	137	15	details	detail	NOUN
ejif-9359	137	16	about	about	ADP
ejif-9359	137	17	these	these	DET
ejif-9359	137	18	new	new	ADJ
ejif-9359	137	19	services	service	NOUN
ejif-9359	137	20	within	within	ADP
ejif-9359	137	21	this	this	DET
ejif-9359	137	22	article	article	NOUN
ejif-9359	137	23	.	.	PUNCT
ejif-9359	138	1	the	the	DET
ejif-9359	138	2	key	key	ADJ
ejif-9359	138	3	informants	informant	NOUN
ejif-9359	138	4	’	'	PUNCT
ejif-9359	138	5	details	detail	NOUN
ejif-9359	138	6	are	be	AUX
ejif-9359	138	7	summarized	summarize	VERB
ejif-9359	138	8	in	in	ADP
ejif-9359	138	9	table	table	NOUN
ejif-9359	138	10	1	1	NUM
ejif-9359	138	11	.	.	PUNCT
ejif-9359	138	12	table	table	NOUN
ejif-9359	138	13	1	1	NUM
ejif-9359	138	14	.	.	PUNCT
ejif-9359	138	15	detail	detail	NOUN
ejif-9359	138	16	of	of	ADP
ejif-9359	138	17	respondents	respondent	NOUN
ejif-9359	138	18	(	(	PUNCT
ejif-9359	138	19	company	company	NOUN
ejif-9359	138	20	managers	manager	NOUN
ejif-9359	138	21	)	)	PUNCT
ejif-9359	138	22	no	no	INTJ
ejif-9359	138	23	.	.	PUNCT
ejif-9359	139	1	of	of	ADP
ejif-9359	139	2	service	service	NOUN
ejif-9359	139	3	firms	firm	NOUN
ejif-9359	139	4	respondents	respondent	VERB
ejif-9359	139	5	total	total	ADJ
ejif-9359	139	6	experience	experience	NOUN
ejif-9359	139	7	(	(	PUNCT
ejif-9359	139	8	no	no	INTJ
ejif-9359	139	9	.	.	NOUN
ejif-9359	139	10	of	of	ADP
ejif-9359	139	11	years	year	NOUN
ejif-9359	139	12	)	)	PUNCT
ejif-9359	139	13	experience	experience	NOUN
ejif-9359	139	14	in	in	ADP
ejif-9359	139	15	nsd	nsd	NOUN
ejif-9359	139	16	(	(	PUNCT
ejif-9359	139	17	no	no	INTJ
ejif-9359	139	18	.	.	NOUN
ejif-9359	139	19	of	of	ADP
ejif-9359	139	20	years	year	NOUN
ejif-9359	139	21	)	)	PUNCT
ejif-9359	139	22	3	3	NUM
ejif-9359	139	23	product	product	NOUN
ejif-9359	139	24	managers	manager	NOUN
ejif-9359	139	25	16	16	NUM
ejif-9359	139	26	4	4	NUM
ejif-9359	139	27	3	3	NUM
ejif-9359	139	28	client	client	NOUN
ejif-9359	139	29	relation	relation	NOUN
ejif-9359	139	30	managers	manager	NOUN
ejif-9359	139	31	9	9	NUM
ejif-9359	139	32	6	6	NUM
ejif-9359	139	33	3	3	NUM
ejif-9359	139	34	area	area	NOUN
ejif-9359	139	35	marketing	marketing	NOUN
ejif-9359	139	36	managers	manager	NOUN
ejif-9359	139	37	10	10	NUM
ejif-9359	139	38	3	3	NUM
ejif-9359	139	39	2	2	NUM
ejif-9359	139	40	vice	vice	NOUN
ejif-9359	139	41	-	-	NOUN
ejif-9359	139	42	president	president	NOUN
ejif-9359	139	43	marketing	market	VERB
ejif-9359	139	44	4	4	NUM
ejif-9359	139	45	4	4	NUM
ejif-9359	139	46	3	3	NUM
ejif-9359	139	47	new	new	ADJ
ejif-9359	139	48	product	product	NOUN
ejif-9359	139	49	managers	manager	NOUN
ejif-9359	139	50	6	6	NUM
ejif-9359	139	51	2	2	NUM
ejif-9359	139	52	2	2	NUM
ejif-9359	139	53	customer	customer	NOUN
ejif-9359	139	54	service	service	NOUN
ejif-9359	139	55	managers	manager	NOUN
ejif-9359	139	56	13	13	NUM
ejif-9359	139	57	12	12	NUM
ejif-9359	139	58	2	2	NUM
ejif-9359	139	59	brand	brand	NOUN
ejif-9359	139	60	product	product	NOUN
ejif-9359	139	61	managers	manager	NOUN
ejif-9359	139	62	11	11	NUM
ejif-9359	139	63	7	7	NUM
ejif-9359	139	64	2	2	NUM
ejif-9359	139	65	assistant	assistant	NOUN
ejif-9359	139	66	product	product	NOUN
ejif-9359	139	67	managers	manager	NOUN
ejif-9359	139	68	7	7	NUM
ejif-9359	139	69	5	5	NUM
ejif-9359	139	70	1	1	NUM
ejif-9359	139	71	managersnew	managersnew	ADJ
ejif-9359	139	72	customer	customer	NOUN
ejif-9359	139	73	acquisition	acquisition	NOUN
ejif-9359	139	74	5	5	NUM
ejif-9359	139	75	6	6	NUM
ejif-9359	139	76	total	total	NOUN
ejif-9359	139	77	(	(	PUNCT
ejif-9359	139	78	21	21	NUM
ejif-9359	139	79	firms	firm	NOUN
ejif-9359	139	80	)	)	PUNCT
ejif-9359	139	81	average	average	ADJ
ejif-9359	139	82	(	(	PUNCT
ejif-9359	139	83	9	9	NUM
ejif-9359	139	84	years	year	NOUN
ejif-9359	139	85	)	)	PUNCT
ejif-9359	139	86	average	average	NOUN
ejif-9359	139	87	(	(	PUNCT
ejif-9359	139	88	5.4	5.4	NUM
ejif-9359	139	89	years	year	NOUN
ejif-9359	139	90	)	)	PUNCT
ejif-9359	140	1	the	the	DET
ejif-9359	140	2	data	data	NOUN
ejif-9359	140	3	collection	collection	NOUN
ejif-9359	140	4	occurred	occur	VERB
ejif-9359	140	5	in	in	ADP
ejif-9359	140	6	two	two	NUM
ejif-9359	140	7	phases	phase	NOUN
ejif-9359	140	8	through	through	ADP
ejif-9359	140	9	an	an	DET
ejif-9359	140	10	in	in	ADP
ejif-9359	140	11	-	-	PUNCT
ejif-9359	140	12	depth	depth	NOUN
ejif-9359	140	13	interview	interview	NOUN
ejif-9359	140	14	method	method	NOUN
ejif-9359	140	15	.	.	PUNCT
ejif-9359	141	1	initially	initially	ADV
ejif-9359	141	2	,	,	PUNCT
ejif-9359	141	3	during	during	ADP
ejif-9359	141	4	the	the	DET
ejif-9359	141	5	first	first	ADJ
ejif-9359	141	6	phase	phase	NOUN
ejif-9359	141	7	,	,	PUNCT
ejif-9359	141	8	we	we	PRON
ejif-9359	141	9	gathered	gather	VERB
ejif-9359	141	10	data	datum	NOUN
ejif-9359	141	11	from	from	ADP
ejif-9359	141	12	key	key	ADJ
ejif-9359	141	13	informants	informant	NOUN
ejif-9359	141	14	who	who	PRON
ejif-9359	141	15	served	serve	VERB
ejif-9359	141	16	as	as	ADP
ejif-9359	141	17	managers	manager	NOUN
ejif-9359	141	18	of	of	ADP
ejif-9359	141	19	the	the	DET
ejif-9359	141	20	service	service	NOUN
ejif-9359	141	21	firms	firm	NOUN
ejif-9359	141	22	.	.	PUNCT
ejif-9359	142	1	subsequently	subsequently	ADV
ejif-9359	142	2	,	,	PUNCT
ejif-9359	142	3	in	in	ADP
ejif-9359	142	4	the	the	DET
ejif-9359	142	5	second	second	ADJ
ejif-9359	142	6	phase	phase	NOUN
ejif-9359	142	7	,	,	PUNCT
ejif-9359	142	8	we	we	PRON
ejif-9359	142	9	conducted	conduct	VERB
ejif-9359	142	10	interviews	interview	NOUN
ejif-9359	142	11	with	with	ADP
ejif-9359	142	12	business	business	NOUN
ejif-9359	142	13	customers	customer	NOUN
ejif-9359	142	14	engaged	engage	VERB
ejif-9359	142	15	in	in	ADP
ejif-9359	142	16	the	the	DET
ejif-9359	142	17	nsd	nsd	ADJ
ejif-9359	142	18	process	process	NOUN
ejif-9359	142	19	.	.	PUNCT
ejif-9359	143	1	after	after	ADP
ejif-9359	143	2	conducting	conduct	VERB
ejif-9359	143	3	preliminary	preliminary	ADJ
ejif-9359	143	4	interviews	interview	NOUN
ejif-9359	143	5	for	for	ADP
ejif-9359	143	6	screening	screen	VERB
ejif-9359	143	7	purposes	purpose	NOUN
ejif-9359	143	8	,	,	PUNCT
ejif-9359	143	9	in	in	ADP
ejif-9359	143	10	-	-	PUNCT
ejif-9359	143	11	depth	depth	NOUN
ejif-9359	143	12	interviews	interview	NOUN
ejif-9359	143	13	were	be	AUX
ejif-9359	143	14	executed	execute	VERB
ejif-9359	143	15	with	with	ADP
ejif-9359	143	16	46	46	NUM
ejif-9359	143	17	managers	manager	NOUN
ejif-9359	143	18	at	at	ADP
ejif-9359	143	19	their	their	PRON
ejif-9359	143	20	respective	respective	ADJ
ejif-9359	143	21	offices	office	NOUN
ejif-9359	143	22	across	across	ADP
ejif-9359	143	23	various	various	ADJ
ejif-9359	143	24	locations	location	NOUN
ejif-9359	143	25	in	in	ADP
ejif-9359	143	26	mumbai	mumbai	PROPN
ejif-9359	143	27	.	.	PUNCT
ejif-9359	144	1	this	this	DET
ejif-9359	144	2	sample	sample	NOUN
ejif-9359	144	3	size	size	NOUN
ejif-9359	144	4	aligns	align	VERB
ejif-9359	144	5	with	with	ADP
ejif-9359	144	6	the	the	DET
ejif-9359	144	7	recommendations	recommendation	NOUN
ejif-9359	144	8	for	for	ADP
ejif-9359	144	9	qualitative	qualitative	ADJ
ejif-9359	144	10	research	research	NOUN
ejif-9359	144	11	,	,	PUNCT
ejif-9359	144	12	as	as	SCONJ
ejif-9359	144	13	outlined	outline	VERB
ejif-9359	144	14	by	by	ADP
ejif-9359	144	15	mccracken	mccracken	PROPN
ejif-9359	144	16	(	(	PUNCT
ejif-9359	144	17	1988	1988	NUM
ejif-9359	144	18	)	)	PUNCT
ejif-9359	144	19	.	.	PUNCT
ejif-9359	145	1	given	give	VERB
ejif-9359	145	2	that	that	SCONJ
ejif-9359	145	3	the	the	DET
ejif-9359	145	4	informants	informant	NOUN
ejif-9359	145	5	were	be	AUX
ejif-9359	145	6	intricately	intricately	ADV
ejif-9359	145	7	involved	involve	VERB
ejif-9359	145	8	in	in	ADP
ejif-9359	145	9	planning	planning	NOUN
ejif-9359	145	10	and	and	CCONJ
ejif-9359	145	11	designing	design	VERB
ejif-9359	145	12	the	the	DET
ejif-9359	145	13	nsd	nsd	ADJ
ejif-9359	145	14	process	process	NOUN
ejif-9359	145	15	,	,	PUNCT
ejif-9359	145	16	they	they	PRON
ejif-9359	145	17	possessed	possess	VERB
ejif-9359	145	18	substantial	substantial	ADJ
ejif-9359	145	19	knowledge	knowledge	NOUN
ejif-9359	145	20	of	of	ADP
ejif-9359	145	21	the	the	DET
ejif-9359	145	22	subject	subject	NOUN
ejif-9359	145	23	matter	matter	NOUN
ejif-9359	145	24	.	.	PUNCT
ejif-9359	146	1	using	use	VERB
ejif-9359	146	2	the	the	DET
ejif-9359	146	3	qualitative	qualitative	ADJ
ejif-9359	146	4	research	research	NOUN
ejif-9359	146	5	approach	approach	NOUN
ejif-9359	146	6	of	of	ADP
ejif-9359	146	7	alam	alam	PROPN
ejif-9359	146	8	(	(	PUNCT
ejif-9359	146	9	2005	2005	NUM
ejif-9359	146	10	)	)	PUNCT
ejif-9359	146	11	and	and	CCONJ
ejif-9359	146	12	perry	perry	PROPN
ejif-9359	146	13	(	(	PUNCT
ejif-9359	146	14	1998	1998	NUM
ejif-9359	146	15	)	)	PUNCT
ejif-9359	146	16	we	we	PRON
ejif-9359	146	17	developed	develop	VERB
ejif-9359	146	18	an	an	DET
ejif-9359	146	19	interview	interview	NOUN
ejif-9359	146	20	protocol	protocol	NOUN
ejif-9359	146	21	.	.	PUNCT
ejif-9359	147	1	the	the	DET
ejif-9359	147	2	extant	extant	ADJ
ejif-9359	147	3	literature	literature	NOUN
ejif-9359	147	4	informed	inform	VERB
ejif-9359	147	5	the	the	DET
ejif-9359	147	6	interview	interview	NOUN
ejif-9359	147	7	protocol	protocol	NOUN
ejif-9359	147	8	and	and	CCONJ
ejif-9359	147	9	provided	provide	VERB
ejif-9359	147	10	us	we	PRON
ejif-9359	147	11	with	with	ADP
ejif-9359	147	12	several	several	ADJ
ejif-9359	147	13	open	open	ADJ
ejif-9359	147	14	-	-	PUNCT
ejif-9359	147	15	ended	end	VERB
ejif-9359	147	16	interview	interview	NOUN
ejif-9359	147	17	questions	question	NOUN
ejif-9359	147	18	to	to	PART
ejif-9359	147	19	be	be	AUX
ejif-9359	147	20	posed	pose	VERB
ejif-9359	147	21	to	to	ADP
ejif-9359	147	22	both	both	DET
ejif-9359	147	23	the	the	DET
ejif-9359	147	24	managers	manager	NOUN
ejif-9359	147	25	and	and	CCONJ
ejif-9359	147	26	customers	customer	NOUN
ejif-9359	147	27	.	.	PUNCT
ejif-9359	148	1	more	more	ADV
ejif-9359	148	2	specifically	specifically	ADV
ejif-9359	148	3	,	,	PUNCT
ejif-9359	148	4	the	the	DET
ejif-9359	148	5	recent	recent	ADJ
ejif-9359	148	6	review	review	NOUN
ejif-9359	148	7	article	article	NOUN
ejif-9359	148	8	of	of	ADP
ejif-9359	148	9	islamic	islamic	PROPN
ejif-9359	148	10	finance	finance	PROPN
ejif-9359	148	11	(	(	PUNCT
ejif-9359	148	12	alam	alam	PROPN
ejif-9359	148	13	&	&	CCONJ
ejif-9359	148	14	seifzadeh	seifzadeh	PROPN
ejif-9359	148	15	2020	2020	NUM
ejif-9359	148	16	)	)	PUNCT
ejif-9359	148	17	,	,	PUNCT
ejif-9359	148	18	several	several	ADJ
ejif-9359	148	19	studies	study	NOUN
ejif-9359	148	20	of	of	ADP
ejif-9359	148	21	nsd	nsd	NOUN
ejif-9359	148	22	(	(	PUNCT
ejif-9359	148	23	e.g.	e.g.	ADV
ejif-9359	148	24	,	,	PUNCT
ejif-9359	148	25	stevens	stevens	PROPN
ejif-9359	148	26	&	&	CCONJ
ejif-9359	148	27	dimitriadis	dimitriadis	PROPN
ejif-9359	148	28	2004	2004	NUM
ejif-9359	148	29	;	;	PUNCT
ejif-9359	148	30	carlborg	carlborg	PROPN
ejif-9359	148	31	et	et	PROPN
ejif-9359	148	32	.	.	PUNCT
ejif-9359	149	1	al	al	PROPN
ejif-9359	149	2	2014	2014	NUM
ejif-9359	149	3	;	;	PUNCT
ejif-9359	149	4	storey	storey	NOUN
ejif-9359	149	5	&	&	CCONJ
ejif-9359	149	6	hughes	hughes	PROPN
ejif-9359	149	7	2013	2013	NUM
ejif-9359	149	8	)	)	PUNCT
ejif-9359	149	9	and	and	CCONJ
ejif-9359	149	10	the	the	DET
ejif-9359	149	11	studies	study	NOUN
ejif-9359	149	12	related	relate	VERB
ejif-9359	149	13	to	to	ADP
ejif-9359	149	14	nsd	nsd	NOUN
ejif-9359	149	15	,	,	PUNCT
ejif-9359	149	16	and	and	CCONJ
ejif-9359	149	17	customer	customer	NOUN
ejif-9359	149	18	interaction	interaction	NOUN
ejif-9359	149	19	conducted	conduct	VERB
ejif-9359	149	20	in	in	ADP
ejif-9359	149	21	emerging	emerge	VERB
ejif-9359	149	22	markets	market	NOUN
ejif-9359	149	23	(	(	PUNCT
ejif-9359	149	24	e.g.	e.g.	ADV
ejif-9359	149	25	,	,	PUNCT
ejif-9359	149	26	alam	alam	PROPN
ejif-9359	149	27	2002	2002	NUM
ejif-9359	149	28	;	;	PUNCT
ejif-9359	149	29	alam	alam	PROPN
ejif-9359	149	30	2013	2013	NUM
ejif-9359	149	31	;	;	PUNCT
ejif-9359	149	32	bello	bello	PROPN
ejif-9359	149	33	et	et	PROPN
ejif-9359	149	34	al	al	PROPN
ejif-9359	149	35	.	.	PROPN
ejif-9359	149	36	2016	2016	NUM
ejif-9359	149	37	)	)	PUNCT
ejif-9359	149	38	raised	raise	VERB
ejif-9359	149	39	the	the	DET
ejif-9359	149	40	key	key	ADJ
ejif-9359	149	41	issues	issue	NOUN
ejif-9359	149	42	involved	involve	VERB
ejif-9359	149	43	in	in	ADP
ejif-9359	149	44	developing	develop	VERB
ejif-9359	149	45	and	and	CCONJ
ejif-9359	149	46	marketing	market	VERB
ejif-9359	149	47	shariah	shariah	PROPN
ejif-9359	149	48	compliant	compliant	ADJ
ejif-9359	149	49	financial	financial	ADJ
ejif-9359	149	50	services	service	NOUN
ejif-9359	149	51	.	.	PUNCT
ejif-9359	150	1	these	these	DET
ejif-9359	150	2	interview	interview	NOUN
ejif-9359	150	3	questions	question	NOUN
ejif-9359	150	4	were	be	AUX
ejif-9359	150	5	formed	form	VERB
ejif-9359	150	6	based	base	VERB
ejif-9359	150	7	on	on	ADP
ejif-9359	150	8	the	the	DET
ejif-9359	150	9	issues	issue	NOUN
ejif-9359	150	10	discussed	discuss	VERB
ejif-9359	150	11	in	in	ADP
ejif-9359	150	12	the	the	DET
ejif-9359	150	13	foregoing	forego	VERB
ejif-9359	150	14	literature	literature	NOUN
ejif-9359	150	15	base	base	NOUN
ejif-9359	150	16	:	:	PUNCT
ejif-9359	150	17	(	(	PUNCT
ejif-9359	150	18	1	1	X
ejif-9359	150	19	)	)	PUNCT
ejif-9359	150	20	why	why	SCONJ
ejif-9359	150	21	did	do	AUX
ejif-9359	150	22	you	you	PRON
ejif-9359	150	23	engage	engage	VERB
ejif-9359	150	24	with	with	ADP
ejif-9359	150	25	muslim	muslim	ADJ
ejif-9359	150	26	customers	customer	NOUN
ejif-9359	150	27	european	european	PROPN
ejif-9359	150	28	journal	journal	PROPN
ejif-9359	150	29	of	of	ADP
ejif-9359	150	30	islamic	islamic	PROPN
ejif-9359	150	31	finance	finance	PROPN
ejif-9359	150	32	issn	issn	PROPN
ejif-9359	150	33	:	:	PUNCT
ejif-9359	150	34	2421	2421	NUM
ejif-9359	150	35	-	-	SYM
ejif-9359	150	36	2172	2172	NUM
ejif-9359	150	37	doi	doi	NOUN
ejif-9359	150	38	:	:	PUNCT
ejif-9359	150	39	10.13135/2421	10.13135/2421	NUM
ejif-9359	150	40	-	-	SYM
ejif-9359	150	41	2172/9359	2172/9359	NUM
ejif-9359	150	42	published	publish	VERB
ejif-9359	150	43	by	by	ADP
ejif-9359	150	44	university	university	PROPN
ejif-9359	150	45	of	of	ADP
ejif-9359	150	46	turin	turin	PROPN
ejif-9359	151	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-9359	151	2	ejif	ejif	PROPN
ejif-9359	151	3	content	content	NOUN
ejif-9359	151	4	is	be	AUX
ejif-9359	151	5	licensed	license	VERB
ejif-9359	151	6	under	under	ADP
ejif-9359	151	7	a	a	DET
ejif-9359	151	8	creative	creative	ADJ
ejif-9359	151	9	commons	common	NOUN
ejif-9359	151	10	attribution	attribution	NOUN
ejif-9359	151	11	4.0	4.0	NUM
ejif-9359	151	12	international	international	ADJ
ejif-9359	151	13	license	license	NOUN
ejif-9359	151	14	7	7	NUM
ejif-9359	151	15	for	for	ADP
ejif-9359	151	16	your	your	PRON
ejif-9359	151	17	nsd	nsd	NOUN
ejif-9359	151	18	projects	project	NOUN
ejif-9359	151	19	?	?	PUNCT
ejif-9359	152	1	(	(	PUNCT
ejif-9359	152	2	2	2	NUM
ejif-9359	152	3	)	)	PUNCT
ejif-9359	152	4	during	during	ADP
ejif-9359	152	5	which	which	PRON
ejif-9359	152	6	of	of	ADP
ejif-9359	152	7	the	the	DET
ejif-9359	152	8	four	four	NUM
ejif-9359	152	9	phases	phase	NOUN
ejif-9359	152	10	of	of	ADP
ejif-9359	152	11	nsd	nsd	NOUN
ejif-9359	152	12	reported	report	VERB
ejif-9359	152	13	in	in	ADP
ejif-9359	152	14	the	the	DET
ejif-9359	152	15	literature	literature	NOUN
ejif-9359	152	16	did	do	AUX
ejif-9359	152	17	you	you	PRON
ejif-9359	152	18	engage	engage	VERB
ejif-9359	152	19	with	with	ADP
ejif-9359	152	20	the	the	DET
ejif-9359	152	21	muslim	muslim	ADJ
ejif-9359	152	22	customers	customer	NOUN
ejif-9359	152	23	,	,	PUNCT
ejif-9359	152	24	and	and	CCONJ
ejif-9359	152	25	what	what	PRON
ejif-9359	152	26	prompted	prompt	VERB
ejif-9359	152	27	this	this	DET
ejif-9359	152	28	engagement	engagement	NOUN
ejif-9359	152	29	?	?	PUNCT
ejif-9359	153	1	(	(	PUNCT
ejif-9359	153	2	3	3	X
ejif-9359	153	3	)	)	PUNCT
ejif-9359	153	4	how	how	SCONJ
ejif-9359	153	5	did	do	AUX
ejif-9359	153	6	you	you	PRON
ejif-9359	153	7	determine	determine	VERB
ejif-9359	153	8	which	which	DET
ejif-9359	153	9	type	type	NOUN
ejif-9359	153	10	of	of	ADP
ejif-9359	153	11	muslim	muslim	ADJ
ejif-9359	153	12	customers	customer	NOUN
ejif-9359	153	13	to	to	PART
ejif-9359	153	14	interact	interact	VERB
ejif-9359	153	15	with	with	ADP
ejif-9359	153	16	?	?	PUNCT
ejif-9359	154	1	(	(	PUNCT
ejif-9359	154	2	4	4	X
ejif-9359	154	3	)	)	PUNCT
ejif-9359	154	4	describe	describe	VERB
ejif-9359	154	5	your	your	PRON
ejif-9359	154	6	overall	overall	ADJ
ejif-9359	154	7	process	process	NOUN
ejif-9359	154	8	and	and	CCONJ
ejif-9359	154	9	interaction	interaction	NOUN
ejif-9359	154	10	methods	method	NOUN
ejif-9359	154	11	,	,	PUNCT
ejif-9359	154	12	customer	customer	NOUN
ejif-9359	154	13	selections	selection	NOUN
ejif-9359	154	14	,	,	PUNCT
ejif-9359	154	15	and	and	CCONJ
ejif-9359	154	16	so	so	ADV
ejif-9359	154	17	forth	forth	ADV
ejif-9359	154	18	?	?	PUNCT
ejif-9359	155	1	additionally	additionally	ADV
ejif-9359	155	2	,	,	PUNCT
ejif-9359	155	3	we	we	PRON
ejif-9359	155	4	incorporated	incorporate	VERB
ejif-9359	155	5	several	several	ADJ
ejif-9359	155	6	follow	follow	NOUN
ejif-9359	155	7	-	-	PUNCT
ejif-9359	155	8	up	up	NOUN
ejif-9359	155	9	and	and	CCONJ
ejif-9359	155	10	probing	probe	VERB
ejif-9359	155	11	questions	question	NOUN
ejif-9359	155	12	to	to	PART
ejif-9359	155	13	ensure	ensure	VERB
ejif-9359	155	14	thoroughness	thoroughness	NOUN
ejif-9359	155	15	and	and	CCONJ
ejif-9359	155	16	prevent	prevent	VERB
ejif-9359	155	17	"	"	PUNCT
ejif-9359	155	18	active	active	ADJ
ejif-9359	155	19	listening	listening	NOUN
ejif-9359	155	20	"	"	PUNCT
ejif-9359	155	21	(	(	PUNCT
ejif-9359	155	22	mccracken	mccracken	PROPN
ejif-9359	155	23	1988	1988	NUM
ejif-9359	155	24	)	)	PUNCT
ejif-9359	155	25	.	.	PUNCT
ejif-9359	156	1	beyond	beyond	ADP
ejif-9359	156	2	addressing	address	VERB
ejif-9359	156	3	the	the	DET
ejif-9359	156	4	outlined	outline	VERB
ejif-9359	156	5	questions	question	NOUN
ejif-9359	156	6	,	,	PUNCT
ejif-9359	156	7	we	we	PRON
ejif-9359	156	8	provided	provide	VERB
ejif-9359	156	9	the	the	DET
ejif-9359	156	10	respondents	respondent	NOUN
ejif-9359	156	11	ample	ample	ADJ
ejif-9359	156	12	opportunities	opportunity	NOUN
ejif-9359	156	13	to	to	PART
ejif-9359	156	14	delve	delve	VERB
ejif-9359	156	15	into	into	ADP
ejif-9359	156	16	other	other	ADJ
ejif-9359	156	17	pertinent	pertinent	ADJ
ejif-9359	156	18	aspects	aspect	NOUN
ejif-9359	156	19	they	they	PRON
ejif-9359	156	20	deemed	deem	VERB
ejif-9359	156	21	crucial	crucial	ADJ
ejif-9359	156	22	.	.	PUNCT
ejif-9359	157	1	on	on	ADP
ejif-9359	157	2	average	average	ADJ
ejif-9359	157	3	,	,	PUNCT
ejif-9359	157	4	each	each	DET
ejif-9359	157	5	interview	interview	NOUN
ejif-9359	157	6	spanned	span	VERB
ejif-9359	157	7	approximately	approximately	ADV
ejif-9359	157	8	two	two	NUM
ejif-9359	157	9	hours	hour	NOUN
ejif-9359	157	10	.	.	PUNCT
ejif-9359	158	1	to	to	PART
ejif-9359	158	2	maintain	maintain	VERB
ejif-9359	158	3	accuracy	accuracy	NOUN
ejif-9359	158	4	,	,	PUNCT
ejif-9359	158	5	all	all	DET
ejif-9359	158	6	interviews	interview	NOUN
ejif-9359	158	7	were	be	AUX
ejif-9359	158	8	recorded	record	VERB
ejif-9359	158	9	and	and	CCONJ
ejif-9359	158	10	subsequently	subsequently	ADV
ejif-9359	158	11	transcribed	transcribe	VERB
ejif-9359	158	12	.	.	PUNCT
ejif-9359	159	1	during	during	ADP
ejif-9359	159	2	the	the	DET
ejif-9359	159	3	second	second	ADJ
ejif-9359	159	4	phase	phase	NOUN
ejif-9359	159	5	of	of	ADP
ejif-9359	159	6	our	our	PRON
ejif-9359	159	7	research	research	NOUN
ejif-9359	159	8	,	,	PUNCT
ejif-9359	159	9	we	we	PRON
ejif-9359	159	10	interviewed	interview	VERB
ejif-9359	159	11	26	26	NUM
ejif-9359	159	12	business	business	NOUN
ejif-9359	159	13	customers	customer	NOUN
ejif-9359	159	14	to	to	PART
ejif-9359	159	15	gather	gather	VERB
ejif-9359	159	16	their	their	PRON
ejif-9359	159	17	insights	insight	NOUN
ejif-9359	159	18	on	on	ADP
ejif-9359	159	19	their	their	PRON
ejif-9359	159	20	involvement	involvement	NOUN
ejif-9359	159	21	in	in	ADP
ejif-9359	159	22	the	the	DET
ejif-9359	159	23	nsd	nsd	NOUN
ejif-9359	159	24	process	process	NOUN
ejif-9359	159	25	.	.	PUNCT
ejif-9359	160	1	a	a	DET
ejif-9359	160	2	pivotal	pivotal	ADJ
ejif-9359	160	3	objective	objective	NOUN
ejif-9359	160	4	of	of	ADP
ejif-9359	160	5	this	this	DET
ejif-9359	160	6	phase	phase	NOUN
ejif-9359	160	7	was	be	AUX
ejif-9359	160	8	to	to	PART
ejif-9359	160	9	juxtapose	juxtapose	VERB
ejif-9359	160	10	the	the	DET
ejif-9359	160	11	information	information	NOUN
ejif-9359	160	12	provided	provide	VERB
ejif-9359	160	13	by	by	ADP
ejif-9359	160	14	the	the	DET
ejif-9359	160	15	firms	firm	NOUN
ejif-9359	160	16	with	with	ADP
ejif-9359	160	17	that	that	PRON
ejif-9359	160	18	from	from	ADP
ejif-9359	160	19	the	the	DET
ejif-9359	160	20	participating	participate	VERB
ejif-9359	160	21	customers	customer	NOUN
ejif-9359	160	22	.	.	PUNCT
ejif-9359	161	1	this	this	DET
ejif-9359	161	2	approach	approach	NOUN
ejif-9359	161	3	aligns	align	VERB
ejif-9359	161	4	with	with	ADP
ejif-9359	161	5	the	the	DET
ejif-9359	161	6	data	data	NOUN
ejif-9359	161	7	triangulation	triangulation	NOUN
ejif-9359	161	8	method	method	NOUN
ejif-9359	161	9	advocated	advocate	VERB
ejif-9359	161	10	by	by	ADP
ejif-9359	161	11	yin	yin	PROPN
ejif-9359	161	12	(	(	PUNCT
ejif-9359	161	13	2002	2002	NUM
ejif-9359	161	14	)	)	PUNCT
ejif-9359	161	15	and	and	CCONJ
ejif-9359	161	16	leonard	leonard	PROPN
ejif-9359	161	17	-	-	PUNCT
ejif-9359	161	18	barton	barton	PROPN
ejif-9359	161	19	(	(	PUNCT
ejif-9359	161	20	1990	1990	NUM
ejif-9359	161	21	)	)	PUNCT
ejif-9359	161	22	.	.	PUNCT
ejif-9359	162	1	we	we	PRON
ejif-9359	162	2	sourced	source	VERB
ejif-9359	162	3	the	the	DET
ejif-9359	162	4	names	name	NOUN
ejif-9359	162	5	of	of	ADP
ejif-9359	162	6	these	these	DET
ejif-9359	162	7	business	business	NOUN
ejif-9359	162	8	owners	owner	NOUN
ejif-9359	162	9	and	and	CCONJ
ejif-9359	162	10	customers	customer	NOUN
ejif-9359	162	11	directly	directly	ADV
ejif-9359	162	12	from	from	ADP
ejif-9359	162	13	the	the	DET
ejif-9359	162	14	participating	participate	VERB
ejif-9359	162	15	firms	firm	NOUN
ejif-9359	162	16	,	,	PUNCT
ejif-9359	162	17	as	as	SCONJ
ejif-9359	162	18	these	these	DET
ejif-9359	162	19	managers	manager	NOUN
ejif-9359	162	20	had	have	AUX
ejif-9359	162	21	previously	previously	ADV
ejif-9359	162	22	solicited	solicit	VERB
ejif-9359	162	23	input	input	NOUN
ejif-9359	162	24	from	from	ADP
ejif-9359	162	25	them	they	PRON
ejif-9359	162	26	for	for	ADP
ejif-9359	162	27	their	their	PRON
ejif-9359	162	28	nsd	nsd	ADJ
ejif-9359	162	29	initiatives	initiative	NOUN
ejif-9359	162	30	.	.	PUNCT
ejif-9359	163	1	initially	initially	ADV
ejif-9359	163	2	,	,	PUNCT
ejif-9359	163	3	we	we	PRON
ejif-9359	163	4	approached	approach	VERB
ejif-9359	163	5	all	all	DET
ejif-9359	163	6	49	49	NUM
ejif-9359	163	7	customers	customer	NOUN
ejif-9359	163	8	recommended	recommend	VERB
ejif-9359	163	9	by	by	ADP
ejif-9359	163	10	the	the	DET
ejif-9359	163	11	firms	firm	NOUN
ejif-9359	163	12	;	;	PUNCT
ejif-9359	163	13	however	however	ADV
ejif-9359	163	14	,	,	PUNCT
ejif-9359	163	15	only	only	ADV
ejif-9359	163	16	26	26	NUM
ejif-9359	163	17	consented	consent	VERB
ejif-9359	163	18	to	to	PART
ejif-9359	163	19	partake	partake	VERB
ejif-9359	163	20	in	in	ADP
ejif-9359	163	21	our	our	PRON
ejif-9359	163	22	study	study	NOUN
ejif-9359	163	23	.	.	PUNCT
ejif-9359	164	1	these	these	DET
ejif-9359	164	2	customers	customer	NOUN
ejif-9359	164	3	,	,	PUNCT
ejif-9359	164	4	from	from	ADP
ejif-9359	164	5	the	the	DET
ejif-9359	164	6	muslim	muslim	PROPN
ejif-9359	164	7	minority	minority	NOUN
ejif-9359	164	8	community	community	NOUN
ejif-9359	164	9	,	,	PUNCT
ejif-9359	164	10	represented	represent	VERB
ejif-9359	164	11	a	a	DET
ejif-9359	164	12	diverse	diverse	ADJ
ejif-9359	164	13	range	range	NOUN
ejif-9359	164	14	of	of	ADP
ejif-9359	164	15	professions	profession	NOUN
ejif-9359	164	16	such	such	ADJ
ejif-9359	164	17	as	as	ADP
ejif-9359	164	18	retail	retail	ADJ
ejif-9359	164	19	shop	shop	NOUN
ejif-9359	164	20	owners	owner	NOUN
ejif-9359	164	21	,	,	PUNCT
ejif-9359	164	22	garment	garment	NOUN
ejif-9359	164	23	exporters	exporter	NOUN
ejif-9359	164	24	,	,	PUNCT
ejif-9359	164	25	carpenters	carpenter	NOUN
ejif-9359	164	26	,	,	PUNCT
ejif-9359	164	27	leather	leather	NOUN
ejif-9359	164	28	goods	good	NOUN
ejif-9359	164	29	manufacturers	manufacturer	NOUN
ejif-9359	164	30	,	,	PUNCT
ejif-9359	164	31	building	building	NOUN
ejif-9359	164	32	contractors	contractor	NOUN
ejif-9359	164	33	,	,	PUNCT
ejif-9359	164	34	and	and	CCONJ
ejif-9359	164	35	travel	travel	NOUN
ejif-9359	164	36	agents	agent	NOUN
ejif-9359	164	37	,	,	PUNCT
ejif-9359	164	38	among	among	ADP
ejif-9359	164	39	others	other	NOUN
ejif-9359	164	40	.	.	PUNCT
ejif-9359	165	1	the	the	DET
ejif-9359	165	2	combined	combined	ADJ
ejif-9359	165	3	sample	sample	NOUN
ejif-9359	165	4	of	of	ADP
ejif-9359	165	5	42	42	NUM
ejif-9359	165	6	managers	manager	NOUN
ejif-9359	165	7	and	and	CCONJ
ejif-9359	165	8	26	26	NUM
ejif-9359	165	9	customers	customer	NOUN
ejif-9359	165	10	aligns	align	VERB
ejif-9359	165	11	with	with	ADP
ejif-9359	165	12	recommendations	recommendation	NOUN
ejif-9359	165	13	by	by	ADP
ejif-9359	165	14	pettigrew	pettigrew	PROPN
ejif-9359	165	15	(	(	PUNCT
ejif-9359	165	16	1990	1990	NUM
ejif-9359	165	17	)	)	PUNCT
ejif-9359	165	18	and	and	CCONJ
ejif-9359	165	19	perry	perry	PROPN
ejif-9359	165	20	(	(	PUNCT
ejif-9359	165	21	1998	1998	NUM
ejif-9359	165	22	)	)	PUNCT
ejif-9359	165	23	.	.	PUNCT
ejif-9359	166	1	notably	notably	ADV
ejif-9359	166	2	,	,	PUNCT
ejif-9359	166	3	a	a	DET
ejif-9359	166	4	recent	recent	ADJ
ejif-9359	166	5	qualitative	qualitative	ADJ
ejif-9359	166	6	study	study	NOUN
ejif-9359	166	7	by	by	ADP
ejif-9359	166	8	kravets	kravet	NOUN
ejif-9359	166	9	&	&	CCONJ
ejif-9359	166	10	sandikci	sandikci	PROPN
ejif-9359	166	11	(	(	PUNCT
ejif-9359	166	12	2014	2014	NUM
ejif-9359	166	13	)	)	PUNCT
ejif-9359	166	14	also	also	ADV
ejif-9359	166	15	employed	employ	VERB
ejif-9359	166	16	a	a	DET
ejif-9359	166	17	comparable	comparable	ADJ
ejif-9359	166	18	sample	sample	NOUN
ejif-9359	166	19	size	size	NOUN
ejif-9359	166	20	.	.	PUNCT
ejif-9359	167	1	detailed	detailed	ADJ
ejif-9359	167	2	information	information	NOUN
ejif-9359	167	3	regarding	regard	VERB
ejif-9359	167	4	the	the	DET
ejif-9359	167	5	customer	customer	NOUN
ejif-9359	167	6	respondents	respondent	NOUN
ejif-9359	167	7	is	be	AUX
ejif-9359	167	8	presented	present	VERB
ejif-9359	167	9	in	in	ADP
ejif-9359	167	10	table	table	NOUN
ejif-9359	167	11	2	2	NUM
ejif-9359	167	12	.	.	PUNCT
ejif-9359	167	13	table	table	NOUN
ejif-9359	167	14	2	2	NUM
ejif-9359	167	15	.	.	PUNCT
ejif-9359	168	1	details	detail	NOUN
ejif-9359	168	2	of	of	ADP
ejif-9359	168	3	the	the	DET
ejif-9359	168	4	respondents	respondent	NOUN
ejif-9359	168	5	(	(	PUNCT
ejif-9359	168	6	muslim	muslim	ADJ
ejif-9359	168	7	customers	customer	NOUN
ejif-9359	168	8	)	)	PUNCT
ejif-9359	168	9	occupation	occupation	NOUN
ejif-9359	168	10	of	of	ADP
ejif-9359	168	11	the	the	DET
ejif-9359	168	12	customers	customer	NOUN
ejif-9359	168	13	number	number	NOUN
ejif-9359	168	14	of	of	ADP
ejif-9359	168	15	participants	participant	NOUN
ejif-9359	168	16	convenience	convenience	NOUN
ejif-9359	168	17	store	store	NOUN
ejif-9359	168	18	owners	owner	NOUN
ejif-9359	168	19	5	5	NUM
ejif-9359	168	20	small	small	ADJ
ejif-9359	168	21	factory	factory	NOUN
ejif-9359	168	22	owners	owner	NOUN
ejif-9359	168	23	4	4	NUM
ejif-9359	168	24	garment	garment	NOUN
ejif-9359	168	25	exporters	exporter	NOUN
ejif-9359	168	26	2	2	NUM
ejif-9359	168	27	leather	leather	NOUN
ejif-9359	168	28	goods	good	NOUN
ejif-9359	168	29	manufacturers	manufacturer	NOUN
ejif-9359	168	30	4	4	NUM
ejif-9359	168	31	carpenters	carpenter	NOUN
ejif-9359	168	32	2	2	NUM
ejif-9359	168	33	travel	travel	NOUN
ejif-9359	168	34	agents	agent	NOUN
ejif-9359	168	35	3	3	NUM
ejif-9359	168	36	building	building	NOUN
ejif-9359	168	37	contractors	contractor	NOUN
ejif-9359	168	38	4	4	NUM
ejif-9359	168	39	vegetable	vegetable	NOUN
ejif-9359	168	40	and	and	CCONJ
ejif-9359	168	41	fruits	fruit	NOUN
ejif-9359	168	42	warehouse	warehouse	NOUN
ejif-9359	168	43	owners	owner	NOUN
ejif-9359	168	44	2	2	NUM
ejif-9359	168	45	total	total	NOUN
ejif-9359	168	46	26	26	NUM
ejif-9359	168	47	since	since	SCONJ
ejif-9359	168	48	the	the	DET
ejif-9359	168	49	author	author	NOUN
ejif-9359	168	50	speaks	speak	VERB
ejif-9359	168	51	native	native	ADJ
ejif-9359	168	52	language	language	NOUN
ejif-9359	168	53	of	of	ADP
ejif-9359	168	54	the	the	DET
ejif-9359	168	55	muslim	muslim	ADJ
ejif-9359	168	56	customers	customer	NOUN
ejif-9359	168	57	,	,	PUNCT
ejif-9359	168	58	he	he	PRON
ejif-9359	168	59	conducted	conduct	VERB
ejif-9359	168	60	the	the	DET
ejif-9359	168	61	interview	interview	NOUN
ejif-9359	168	62	in	in	ADP
ejif-9359	168	63	their	their	PRON
ejif-9359	168	64	native	native	ADJ
ejif-9359	168	65	languages	language	NOUN
ejif-9359	168	66	of	of	ADP
ejif-9359	168	67	hindi	hindi	NOUN
ejif-9359	168	68	and	and	CCONJ
ejif-9359	168	69	urdu	urdu	PROPN
ejif-9359	168	70	.	.	PUNCT
ejif-9359	169	1	all	all	DET
ejif-9359	169	2	interviews	interview	NOUN
ejif-9359	169	3	were	be	AUX
ejif-9359	169	4	recorded	record	VERB
ejif-9359	169	5	and	and	CCONJ
ejif-9359	169	6	lasted	last	VERB
ejif-9359	169	7	about	about	ADV
ejif-9359	169	8	two	two	NUM
ejif-9359	169	9	hours	hour	NOUN
ejif-9359	169	10	.	.	PUNCT
ejif-9359	170	1	the	the	DET
ejif-9359	170	2	recordings	recording	NOUN
ejif-9359	170	3	were	be	AUX
ejif-9359	170	4	transcribed	transcribe	VERB
ejif-9359	170	5	in	in	ADP
ejif-9359	170	6	urdu	urdu	PROPN
ejif-9359	170	7	and	and	CCONJ
ejif-9359	170	8	hindi	hindi	NOUN
ejif-9359	170	9	and	and	CCONJ
ejif-9359	170	10	translated	translate	VERB
ejif-9359	170	11	into	into	ADP
ejif-9359	170	12	english	english	PROPN
ejif-9359	170	13	.	.	PUNCT
ejif-9359	171	1	throughout	throughout	ADP
ejif-9359	171	2	the	the	DET
ejif-9359	171	3	interviews	interview	NOUN
ejif-9359	171	4	,	,	PUNCT
ejif-9359	171	5	we	we	PRON
ejif-9359	171	6	took	take	VERB
ejif-9359	171	7	extensive	extensive	ADJ
ejif-9359	171	8	field	field	NOUN
ejif-9359	171	9	notes	note	NOUN
ejif-9359	171	10	.	.	PUNCT
ejif-9359	172	1	the	the	DET
ejif-9359	172	2	customer	customer	NOUN
ejif-9359	172	3	informants	informant	NOUN
ejif-9359	172	4	were	be	AUX
ejif-9359	172	5	in	in	ADP
ejif-9359	172	6	their	their	PRON
ejif-9359	172	7	40s	40	NOUN
ejif-9359	172	8	and	and	CCONJ
ejif-9359	172	9	50s	50	NOUN
ejif-9359	172	10	,	,	PUNCT
ejif-9359	172	11	and	and	CCONJ
ejif-9359	172	12	their	their	PRON
ejif-9359	172	13	education	education	NOUN
ejif-9359	172	14	ranged	range	VERB
ejif-9359	172	15	from	from	ADP
ejif-9359	172	16	undergraduate	undergraduate	NOUN
ejif-9359	172	17	to	to	ADP
ejif-9359	172	18	completing	complete	VERB
ejif-9359	172	19	higher	high	ADJ
ejif-9359	172	20	secondary	secondary	ADJ
ejif-9359	172	21	standard	standard	NOUN
ejif-9359	172	22	(	(	PUNCT
ejif-9359	172	23	equivalent	equivalent	ADJ
ejif-9359	172	24	to	to	ADP
ejif-9359	172	25	high	high	ADJ
ejif-9359	172	26	school	school	NOUN
ejif-9359	172	27	in	in	ADP
ejif-9359	172	28	the	the	DET
ejif-9359	172	29	us	us	PROPN
ejif-9359	172	30	schools	school	NOUN
ejif-9359	172	31	)	)	PUNCT
ejif-9359	172	32	.	.	PUNCT
ejif-9359	173	1	all	all	DET
ejif-9359	173	2	informants	informant	NOUN
ejif-9359	173	3	had	have	AUX
ejif-9359	173	4	been	be	AUX
ejif-9359	173	5	engaged	engage	VERB
ejif-9359	173	6	in	in	ADP
ejif-9359	173	7	business	business	NOUN
ejif-9359	173	8	for	for	ADP
ejif-9359	173	9	more	more	ADJ
ejif-9359	173	10	than	than	ADP
ejif-9359	173	11	5	5	NUM
ejif-9359	173	12	years	year	NOUN
ejif-9359	173	13	at	at	ADP
ejif-9359	173	14	the	the	DET
ejif-9359	173	15	time	time	NOUN
ejif-9359	173	16	of	of	ADP
ejif-9359	173	17	the	the	DET
ejif-9359	173	18	interview	interview	NOUN
ejif-9359	173	19	.	.	PUNCT
ejif-9359	174	1	for	for	ADP
ejif-9359	174	2	more	more	ADJ
ejif-9359	174	3	data	datum	NOUN
ejif-9359	174	4	triangulation	triangulation	NOUN
ejif-9359	174	5	,	,	PUNCT
ejif-9359	174	6	we	we	PRON
ejif-9359	174	7	reviewed	review	VERB
ejif-9359	174	8	several	several	ADJ
ejif-9359	174	9	documents	document	NOUN
ejif-9359	174	10	and	and	CCONJ
ejif-9359	174	11	archival	archival	VERB
ejif-9359	174	12	records	record	NOUN
ejif-9359	174	13	to	to	PART
ejif-9359	174	14	identify	identify	VERB
ejif-9359	174	15	why	why	SCONJ
ejif-9359	174	16	,	,	PUNCT
ejif-9359	174	17	when	when	SCONJ
ejif-9359	174	18	and	and	CCONJ
ejif-9359	174	19	which	which	DET
ejif-9359	174	20	type	type	NOUN
ejif-9359	174	21	of	of	ADP
ejif-9359	174	22	customers	customer	NOUN
ejif-9359	174	23	were	be	AUX
ejif-9359	174	24	involved	involve	VERB
ejif-9359	174	25	in	in	ADP
ejif-9359	174	26	nsd	nsd	NOUN
ejif-9359	174	27	.	.	PUNCT
ejif-9359	175	1	these	these	DET
ejif-9359	175	2	documents	document	NOUN
ejif-9359	175	3	included	include	VERB
ejif-9359	175	4	office	office	NOUN
ejif-9359	175	5	memos	memo	NOUN
ejif-9359	175	6	,	,	PUNCT
ejif-9359	175	7	brochures	brochure	NOUN
ejif-9359	175	8	,	,	PUNCT
ejif-9359	175	9	meeting	meeting	NOUN
ejif-9359	175	10	minutes	minute	NOUN
ejif-9359	175	11	,	,	PUNCT
ejif-9359	175	12	nsd	nsd	NOUN
ejif-9359	175	13	checklists	checklist	NOUN
ejif-9359	175	14	,	,	PUNCT
ejif-9359	175	15	etc	etc	X
ejif-9359	175	16	.	.	X
ejif-9359	175	17	related	relate	VERB
ejif-9359	175	18	to	to	ADP
ejif-9359	175	19	the	the	DET
ejif-9359	175	20	nsd	nsd	ADJ
ejif-9359	175	21	initiatives	initiative	NOUN
ejif-9359	175	22	in	in	ADP
ejif-9359	175	23	the	the	DET
ejif-9359	175	24	respective	respective	ADJ
ejif-9359	175	25	firms	firm	NOUN
ejif-9359	175	26	.	.	PUNCT
ejif-9359	176	1	the	the	DET
ejif-9359	176	2	case	case	NOUN
ejif-9359	176	3	study	study	NOUN
ejif-9359	176	4	database	database	NOUN
ejif-9359	176	5	contained	contain	VERB
ejif-9359	176	6	212	212	NUM
ejif-9359	176	7	pages	page	NOUN
ejif-9359	176	8	of	of	ADP
ejif-9359	176	9	european	european	PROPN
ejif-9359	176	10	journal	journal	PROPN
ejif-9359	176	11	of	of	ADP
ejif-9359	176	12	islamic	islamic	PROPN
ejif-9359	176	13	finance	finance	PROPN
ejif-9359	176	14	issn	issn	PROPN
ejif-9359	176	15	:	:	PUNCT
ejif-9359	176	16	2421	2421	NUM
ejif-9359	176	17	-	-	SYM
ejif-9359	176	18	2172	2172	NUM
ejif-9359	176	19	doi	doi	NOUN
ejif-9359	176	20	:	:	PUNCT
ejif-9359	176	21	10.13135/2421	10.13135/2421	NUM
ejif-9359	176	22	-	-	SYM
ejif-9359	176	23	2172/9359	2172/9359	NUM
ejif-9359	176	24	published	publish	VERB
ejif-9359	176	25	by	by	ADP
ejif-9359	176	26	university	university	PROPN
ejif-9359	176	27	of	of	ADP
ejif-9359	176	28	turin	turin	PROPN
ejif-9359	177	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-9359	177	2	ejif	ejif	PROPN
ejif-9359	177	3	content	content	NOUN
ejif-9359	177	4	is	be	AUX
ejif-9359	177	5	licensed	license	VERB
ejif-9359	177	6	under	under	ADP
ejif-9359	177	7	a	a	DET
ejif-9359	177	8	creative	creative	ADJ
ejif-9359	177	9	commons	common	NOUN
ejif-9359	177	10	attribution	attribution	NOUN
ejif-9359	177	11	4.0	4.0	NUM
ejif-9359	177	12	international	international	ADJ
ejif-9359	177	13	license	license	NOUN
ejif-9359	177	14	8	8	NUM
ejif-9359	177	15	interview	interview	NOUN
ejif-9359	177	16	transcripts	transcript	NOUN
ejif-9359	177	17	and	and	CCONJ
ejif-9359	177	18	80	80	NUM
ejif-9359	177	19	pages	page	NOUN
ejif-9359	177	20	of	of	ADP
ejif-9359	177	21	archival	archival	NOUN
ejif-9359	177	22	records	record	NOUN
ejif-9359	177	23	and	and	CCONJ
ejif-9359	177	24	documents	document	NOUN
ejif-9359	177	25	.	.	PUNCT
ejif-9359	178	1	the	the	DET
ejif-9359	178	2	data	data	NOUN
ejif-9359	178	3	analysis	analysis	NOUN
ejif-9359	178	4	was	be	AUX
ejif-9359	178	5	interpretive	interpretive	ADJ
ejif-9359	178	6	and	and	CCONJ
ejif-9359	178	7	involved	involved	ADJ
ejif-9359	178	8	reading	read	VERB
ejif-9359	178	9	the	the	DET
ejif-9359	178	10	transcripts	transcript	NOUN
ejif-9359	178	11	,	,	PUNCT
ejif-9359	178	12	observational	observational	ADJ
ejif-9359	178	13	notes	note	NOUN
ejif-9359	178	14	,	,	PUNCT
ejif-9359	178	15	and	and	CCONJ
ejif-9359	178	16	archival	archival	VERB
ejif-9359	178	17	documents	document	NOUN
ejif-9359	178	18	to	to	PART
ejif-9359	178	19	gain	gain	VERB
ejif-9359	178	20	insights	insight	NOUN
ejif-9359	178	21	into	into	ADP
ejif-9359	178	22	how	how	SCONJ
ejif-9359	178	23	customers	customer	NOUN
ejif-9359	178	24	interacted	interact	VERB
ejif-9359	178	25	with	with	ADP
ejif-9359	178	26	the	the	DET
ejif-9359	178	27	managers	manager	NOUN
ejif-9359	178	28	.	.	PUNCT
ejif-9359	179	1	we	we	PRON
ejif-9359	179	2	used	use	VERB
ejif-9359	179	3	different	different	ADJ
ejif-9359	179	4	levels	level	NOUN
ejif-9359	179	5	of	of	ADP
ejif-9359	179	6	coding	code	VERB
ejif-9359	179	7	and	and	CCONJ
ejif-9359	179	8	an	an	DET
ejif-9359	179	9	iterative	iterative	NOUN
ejif-9359	179	10	back	back	ADV
ejif-9359	179	11	and	and	CCONJ
ejif-9359	179	12	forth	forth	ADV
ejif-9359	179	13	process	process	NOUN
ejif-9359	179	14	between	between	ADP
ejif-9359	179	15	the	the	DET
ejif-9359	179	16	emerging	emerge	VERB
ejif-9359	179	17	themes	theme	NOUN
ejif-9359	179	18	and	and	CCONJ
ejif-9359	179	19	categories	category	NOUN
ejif-9359	179	20	,	,	PUNCT
ejif-9359	179	21	literature	literature	NOUN
ejif-9359	179	22	,	,	PUNCT
ejif-9359	179	23	and	and	CCONJ
ejif-9359	179	24	archival	archival	VERB
ejif-9359	179	25	records	record	NOUN
ejif-9359	179	26	to	to	PART
ejif-9359	179	27	make	make	VERB
ejif-9359	179	28	sense	sense	NOUN
ejif-9359	179	29	of	of	ADP
ejif-9359	179	30	data	datum	NOUN
ejif-9359	179	31	and	and	CCONJ
ejif-9359	179	32	emerging	emerge	VERB
ejif-9359	179	33	themes	theme	NOUN
ejif-9359	179	34	related	relate	VERB
ejif-9359	179	35	to	to	ADP
ejif-9359	179	36	customer	customer	NOUN
ejif-9359	179	37	interaction	interaction	NOUN
ejif-9359	179	38	.	.	PUNCT
ejif-9359	180	1	we	we	PRON
ejif-9359	180	2	used	use	VERB
ejif-9359	180	3	the	the	DET
ejif-9359	180	4	nvivo	nvivo	ADJ
ejif-9359	180	5	14	14	NUM
ejif-9359	180	6	qualitative	qualitative	ADJ
ejif-9359	180	7	research	research	NOUN
ejif-9359	180	8	software	software	NOUN
ejif-9359	180	9	to	to	PART
ejif-9359	180	10	identify	identify	VERB
ejif-9359	180	11	the	the	DET
ejif-9359	180	12	key	key	ADJ
ejif-9359	180	13	themes	theme	NOUN
ejif-9359	180	14	in	in	ADP
ejif-9359	180	15	the	the	DET
ejif-9359	180	16	qualitative	qualitative	ADJ
ejif-9359	180	17	data	datum	NOUN
ejif-9359	180	18	.	.	PUNCT
ejif-9359	181	1	the	the	DET
ejif-9359	181	2	themes	theme	NOUN
ejif-9359	181	3	that	that	PRON
ejif-9359	181	4	emerged	emerge	VERB
ejif-9359	181	5	from	from	ADP
ejif-9359	181	6	the	the	DET
ejif-9359	181	7	data	datum	NOUN
ejif-9359	181	8	were	be	AUX
ejif-9359	181	9	grouped	group	VERB
ejif-9359	181	10	into	into	ADP
ejif-9359	181	11	several	several	ADJ
ejif-9359	181	12	categories	category	NOUN
ejif-9359	181	13	.	.	PUNCT
ejif-9359	182	1	the	the	DET
ejif-9359	182	2	purpose	purpose	NOUN
ejif-9359	182	3	of	of	ADP
ejif-9359	182	4	the	the	DET
ejif-9359	182	5	theme	theme	NOUN
ejif-9359	182	6	categorization	categorization	NOUN
ejif-9359	182	7	was	be	AUX
ejif-9359	182	8	to	to	PART
ejif-9359	182	9	look	look	VERB
ejif-9359	182	10	for	for	ADP
ejif-9359	182	11	commonalties	commonalty	NOUN
ejif-9359	182	12	and	and	CCONJ
ejif-9359	182	13	distinct	distinct	ADJ
ejif-9359	182	14	patterns	pattern	NOUN
ejif-9359	182	15	in	in	ADP
ejif-9359	182	16	data	datum	NOUN
ejif-9359	182	17	.	.	PUNCT
ejif-9359	183	1	the	the	DET
ejif-9359	183	2	nvivo	nvivo	ADJ
ejif-9359	183	3	software	software	NOUN
ejif-9359	183	4	also	also	ADV
ejif-9359	183	5	allowed	allow	VERB
ejif-9359	183	6	us	we	PRON
ejif-9359	183	7	to	to	PART
ejif-9359	183	8	examine	examine	VERB
ejif-9359	183	9	relevant	relevant	ADJ
ejif-9359	183	10	“	"	PUNCT
ejif-9359	183	11	quotes	quote	NOUN
ejif-9359	183	12	”	"	PUNCT
ejif-9359	183	13	from	from	ADP
ejif-9359	183	14	different	different	ADJ
ejif-9359	183	15	respondents	respondent	NOUN
ejif-9359	183	16	.	.	PUNCT
ejif-9359	184	1	after	after	ADP
ejif-9359	184	2	the	the	DET
ejif-9359	184	3	completion	completion	NOUN
ejif-9359	184	4	of	of	ADP
ejif-9359	184	5	data	datum	NOUN
ejif-9359	184	6	analysis	analysis	NOUN
ejif-9359	184	7	,	,	PUNCT
ejif-9359	184	8	we	we	PRON
ejif-9359	184	9	sent	send	VERB
ejif-9359	184	10	the	the	DET
ejif-9359	184	11	data	data	NOUN
ejif-9359	184	12	reports	report	NOUN
ejif-9359	184	13	to	to	ADP
ejif-9359	184	14	the	the	DET
ejif-9359	184	15	participating	participate	VERB
ejif-9359	184	16	firms	firm	NOUN
ejif-9359	184	17	for	for	ADP
ejif-9359	184	18	respondent	respondent	NOUN
ejif-9359	184	19	validation	validation	NOUN
ejif-9359	184	20	.	.	PUNCT
ejif-9359	185	1	most	most	ADJ
ejif-9359	185	2	of	of	ADP
ejif-9359	185	3	the	the	DET
ejif-9359	185	4	respondents	respondent	NOUN
ejif-9359	185	5	returned	return	VERB
ejif-9359	185	6	the	the	DET
ejif-9359	185	7	data	data	NOUN
ejif-9359	185	8	reports	report	NOUN
ejif-9359	185	9	with	with	ADP
ejif-9359	185	10	minor	minor	ADJ
ejif-9359	185	11	modifications	modification	NOUN
ejif-9359	185	12	.	.	PUNCT
ejif-9359	186	1	4	4	X
ejif-9359	186	2	.	.	NOUN
ejif-9359	186	3	results	result	NOUN
ejif-9359	186	4	and	and	CCONJ
ejif-9359	186	5	discussion	discussion	NOUN
ejif-9359	186	6	we	we	PRON
ejif-9359	186	7	formulated	formulate	VERB
ejif-9359	186	8	several	several	ADJ
ejif-9359	186	9	pivotal	pivotal	ADJ
ejif-9359	186	10	constructs	construct	NOUN
ejif-9359	186	11	concerning	concern	VERB
ejif-9359	186	12	nsd	nsd	NOUN
ejif-9359	186	13	and	and	CCONJ
ejif-9359	186	14	interactions	interaction	NOUN
ejif-9359	186	15	with	with	ADP
ejif-9359	186	16	muslim	muslim	ADJ
ejif-9359	186	17	customers	customer	NOUN
ejif-9359	186	18	in	in	ADP
ejif-9359	186	19	an	an	DET
ejif-9359	186	20	emerging	emerge	VERB
ejif-9359	186	21	market	market	NOUN
ejif-9359	186	22	by	by	ADP
ejif-9359	186	23	leveraging	leverage	VERB
ejif-9359	186	24	interviews	interview	NOUN
ejif-9359	186	25	with	with	ADP
ejif-9359	186	26	managers	manager	NOUN
ejif-9359	186	27	,	,	PUNCT
ejif-9359	186	28	customers	customer	NOUN
ejif-9359	186	29	,	,	PUNCT
ejif-9359	186	30	company	company	NOUN
ejif-9359	186	31	documents	document	NOUN
ejif-9359	186	32	,	,	PUNCT
ejif-9359	186	33	and	and	CCONJ
ejif-9359	186	34	field	field	NOUN
ejif-9359	186	35	notes	note	NOUN
ejif-9359	186	36	.	.	PUNCT
ejif-9359	187	1	we	we	PRON
ejif-9359	187	2	conducted	conduct	VERB
ejif-9359	187	3	a	a	DET
ejif-9359	187	4	cross	cross	ADJ
ejif-9359	187	5	-	-	ADJ
ejif-9359	187	6	case	case	NOUN
ejif-9359	187	7	analysis	analysis	NOUN
ejif-9359	187	8	to	to	PART
ejif-9359	187	9	discern	discern	VERB
ejif-9359	187	10	emerging	emerge	VERB
ejif-9359	187	11	themes	theme	NOUN
ejif-9359	187	12	within	within	ADP
ejif-9359	187	13	the	the	DET
ejif-9359	187	14	data	data	NOUN
ejif-9359	187	15	,	,	PUNCT
ejif-9359	187	16	aligning	align	VERB
ejif-9359	187	17	with	with	ADP
ejif-9359	187	18	the	the	DET
ejif-9359	187	19	approach	approach	NOUN
ejif-9359	187	20	outlined	outline	VERB
ejif-9359	187	21	by	by	ADP
ejif-9359	187	22	miles	mile	NOUN
ejif-9359	187	23	et	et	PROPN
ejif-9359	187	24	al	al	PROPN
ejif-9359	187	25	.	.	PUNCT
ejif-9359	188	1	(	(	PUNCT
ejif-9359	188	2	2014	2014	NUM
ejif-9359	188	3	)	)	PUNCT
ejif-9359	188	4	.	.	PUNCT
ejif-9359	189	1	the	the	DET
ejif-9359	189	2	data	datum	NOUN
ejif-9359	189	3	pattern	pattern	NOUN
ejif-9359	189	4	that	that	PRON
ejif-9359	189	5	emerged	emerge	VERB
ejif-9359	189	6	from	from	ADP
ejif-9359	189	7	the	the	DET
ejif-9359	189	8	cross	cross	NOUN
ejif-9359	189	9	-	-	NOUN
ejif-9359	189	10	case	case	NOUN
ejif-9359	189	11	analysis	analysis	NOUN
ejif-9359	189	12	is	be	AUX
ejif-9359	189	13	related	relate	VERB
ejif-9359	189	14	to	to	ADP
ejif-9359	189	15	the	the	DET
ejif-9359	189	16	interview	interview	NOUN
ejif-9359	189	17	questions	question	NOUN
ejif-9359	189	18	discussed	discuss	VERB
ejif-9359	189	19	in	in	ADP
ejif-9359	189	20	the	the	DET
ejif-9359	189	21	methodology	methodology	NOUN
ejif-9359	189	22	section	section	NOUN
ejif-9359	189	23	.	.	PUNCT
ejif-9359	190	1	these	these	DET
ejif-9359	190	2	interview	interview	NOUN
ejif-9359	190	3	questions	question	NOUN
ejif-9359	190	4	were	be	AUX
ejif-9359	190	5	related	relate	VERB
ejif-9359	190	6	to	to	ADP
ejif-9359	190	7	three	three	NUM
ejif-9359	190	8	key	key	ADJ
ejif-9359	190	9	constructs	construct	NOUN
ejif-9359	190	10	of	of	ADP
ejif-9359	190	11	(	(	PUNCT
ejif-9359	190	12	1	1	X
ejif-9359	190	13	)	)	PUNCT
ejif-9359	190	14	the	the	DET
ejif-9359	190	15	process	process	NOUN
ejif-9359	190	16	of	of	ADP
ejif-9359	190	17	customer	customer	NOUN
ejif-9359	190	18	interaction	interaction	NOUN
ejif-9359	190	19	at	at	ADP
ejif-9359	190	20	four	four	NUM
ejif-9359	190	21	nsd	nsd	ADJ
ejif-9359	190	22	phases	phase	NOUN
ejif-9359	190	23	,	,	PUNCT
ejif-9359	190	24	(	(	PUNCT
ejif-9359	190	25	2	2	X
ejif-9359	190	26	)	)	PUNCT
ejif-9359	190	27	customer	customer	NOUN
ejif-9359	190	28	interaction	interaction	NOUN
ejif-9359	190	29	approaches	approach	NOUN
ejif-9359	190	30	,	,	PUNCT
ejif-9359	190	31	and	and	CCONJ
ejif-9359	190	32	(	(	PUNCT
ejif-9359	190	33	3	3	X
ejif-9359	190	34	)	)	PUNCT
ejif-9359	190	35	risks	risk	NOUN
ejif-9359	190	36	and	and	CCONJ
ejif-9359	190	37	challenges	challenge	NOUN
ejif-9359	190	38	involved	involve	VERB
ejif-9359	190	39	in	in	ADP
ejif-9359	190	40	interaction	interaction	NOUN
ejif-9359	190	41	with	with	ADP
ejif-9359	190	42	muslim	muslim	ADJ
ejif-9359	190	43	customers	customer	NOUN
ejif-9359	190	44	.	.	PUNCT
ejif-9359	191	1	the	the	DET
ejif-9359	191	2	discerned	discern	VERB
ejif-9359	191	3	data	data	NOUN
ejif-9359	191	4	patterns	pattern	NOUN
ejif-9359	191	5	related	relate	VERB
ejif-9359	191	6	to	to	ADP
ejif-9359	191	7	these	these	DET
ejif-9359	191	8	research	research	NOUN
ejif-9359	191	9	constructs	construct	NOUN
ejif-9359	191	10	are	be	AUX
ejif-9359	191	11	succinctly	succinctly	ADV
ejif-9359	191	12	summarized	summarize	VERB
ejif-9359	191	13	in	in	ADP
ejif-9359	191	14	table	table	NOUN
ejif-9359	191	15	3	3	NUM
ejif-9359	191	16	and	and	CCONJ
ejif-9359	191	17	discussed	discuss	VERB
ejif-9359	191	18	in	in	ADP
ejif-9359	191	19	detail	detail	NOUN
ejif-9359	191	20	below	below	ADV
ejif-9359	191	21	.	.	PUNCT
ejif-9359	192	1	4.1	4.1	NUM
ejif-9359	192	2	process	process	NOUN
ejif-9359	192	3	of	of	ADP
ejif-9359	192	4	customer	customer	NOUN
ejif-9359	192	5	interaction	interaction	NOUN
ejif-9359	192	6	at	at	ADP
ejif-9359	192	7	four	four	NUM
ejif-9359	192	8	nsd	nsd	NOUN
ejif-9359	192	9	phases	phase	NOUN
ejif-9359	192	10	throughout	throughout	ADP
ejif-9359	192	11	the	the	DET
ejif-9359	192	12	research	research	NOUN
ejif-9359	192	13	,	,	PUNCT
ejif-9359	192	14	multiple	multiple	ADJ
ejif-9359	192	15	respondents	respondent	NOUN
ejif-9359	192	16	highlighted	highlight	VERB
ejif-9359	192	17	that	that	SCONJ
ejif-9359	192	18	a	a	DET
ejif-9359	192	19	significant	significant	ADJ
ejif-9359	192	20	portion	portion	NOUN
ejif-9359	192	21	of	of	ADP
ejif-9359	192	22	their	their	PRON
ejif-9359	192	23	muslim	muslim	ADJ
ejif-9359	192	24	customers	customer	NOUN
ejif-9359	192	25	typically	typically	ADV
ejif-9359	192	26	(	(	PUNCT
ejif-9359	192	27	a	a	X
ejif-9359	192	28	)	)	PUNCT
ejif-9359	192	29	refrain	refrain	NOUN
ejif-9359	192	30	from	from	ADP
ejif-9359	192	31	investing	invest	VERB
ejif-9359	192	32	in	in	ADP
ejif-9359	192	33	mutual	mutual	ADJ
ejif-9359	192	34	funds	fund	NOUN
ejif-9359	192	35	and	and	CCONJ
ejif-9359	192	36	employee	employee	NOUN
ejif-9359	192	37	pension	pension	NOUN
ejif-9359	192	38	funds	fund	NOUN
ejif-9359	192	39	with	with	ADP
ejif-9359	192	40	a	a	DET
ejif-9359	192	41	debt	debt	NOUN
ejif-9359	192	42	component	component	NOUN
ejif-9359	192	43	,	,	PUNCT
ejif-9359	192	44	(	(	PUNCT
ejif-9359	192	45	b	b	X
ejif-9359	192	46	)	)	PUNCT
ejif-9359	192	47	avoid	avoid	VERB
ejif-9359	192	48	purchasing	purchase	VERB
ejif-9359	192	49	shares	share	NOUN
ejif-9359	192	50	of	of	ADP
ejif-9359	192	51	companies	company	NOUN
ejif-9359	192	52	associated	associate	VERB
ejif-9359	192	53	with	with	ADP
ejif-9359	192	54	alcoholic	alcoholic	ADJ
ejif-9359	192	55	products	product	NOUN
ejif-9359	192	56	,	,	PUNCT
ejif-9359	192	57	(	(	PUNCT
ejif-9359	192	58	c	c	X
ejif-9359	192	59	)	)	PUNCT
ejif-9359	192	60	allocate	allocate	ADJ
ejif-9359	192	61	interest	interest	NOUN
ejif-9359	192	62	earned	earn	VERB
ejif-9359	192	63	on	on	ADP
ejif-9359	192	64	their	their	PRON
ejif-9359	192	65	business	business	NOUN
ejif-9359	192	66	and	and	CCONJ
ejif-9359	192	67	other	other	ADJ
ejif-9359	192	68	accounts	account	NOUN
ejif-9359	192	69	to	to	ADP
ejif-9359	192	70	charitable	charitable	ADJ
ejif-9359	192	71	donations	donation	NOUN
ejif-9359	192	72	,	,	PUNCT
ejif-9359	192	73	and	and	CCONJ
ejif-9359	192	74	(	(	PUNCT
ejif-9359	192	75	d	d	X
ejif-9359	192	76	)	)	PUNCT
ejif-9359	192	77	opt	opt	NOUN
ejif-9359	192	78	for	for	ADP
ejif-9359	192	79	zero	zero	NUM
ejif-9359	192	80	-	-	PUNCT
ejif-9359	192	81	interest	interest	NOUN
ejif-9359	192	82	current	current	ADJ
ejif-9359	192	83	accounts	account	NOUN
ejif-9359	192	84	over	over	ADP
ejif-9359	192	85	high	high	ADJ
ejif-9359	192	86	-	-	PUNCT
ejif-9359	192	87	yield	yield	NOUN
ejif-9359	192	88	,	,	PUNCT
ejif-9359	192	89	interest	interest	NOUN
ejif-9359	192	90	-	-	PUNCT
ejif-9359	192	91	bearing	bear	VERB
ejif-9359	192	92	alternatives	alternative	NOUN
ejif-9359	192	93	.	.	PUNCT
ejif-9359	193	1	these	these	DET
ejif-9359	193	2	observations	observation	NOUN
ejif-9359	193	3	underscore	underscore	VERB
ejif-9359	193	4	that	that	SCONJ
ejif-9359	193	5	numerous	numerous	ADJ
ejif-9359	193	6	muslim	muslim	ADJ
ejif-9359	193	7	entrepreneurs	entrepreneur	NOUN
ejif-9359	193	8	and	and	CCONJ
ejif-9359	193	9	business	business	NOUN
ejif-9359	193	10	owners	owner	NOUN
ejif-9359	193	11	devise	devise	VERB
ejif-9359	193	12	unique	unique	ADJ
ejif-9359	193	13	methods	method	NOUN
ejif-9359	193	14	to	to	PART
ejif-9359	193	15	address	address	VERB
ejif-9359	193	16	their	their	PRON
ejif-9359	193	17	diverse	diverse	ADJ
ejif-9359	193	18	financial	financial	ADJ
ejif-9359	193	19	service	service	NOUN
ejif-9359	193	20	requirements	requirement	NOUN
ejif-9359	193	21	.	.	PUNCT
ejif-9359	194	1	consequently	consequently	ADV
ejif-9359	194	2	,	,	PUNCT
ejif-9359	194	3	service	service	NOUN
ejif-9359	194	4	managers	manager	NOUN
ejif-9359	194	5	should	should	AUX
ejif-9359	194	6	adopt	adopt	VERB
ejif-9359	194	7	a	a	DET
ejif-9359	194	8	proactive	proactive	ADJ
ejif-9359	194	9	approach	approach	NOUN
ejif-9359	194	10	,	,	PUNCT
ejif-9359	194	11	fostering	foster	VERB
ejif-9359	194	12	collaboration	collaboration	NOUN
ejif-9359	194	13	with	with	ADP
ejif-9359	194	14	muslim	muslim	ADJ
ejif-9359	194	15	customers	customer	NOUN
ejif-9359	194	16	to	to	PART
ejif-9359	194	17	better	well	ADV
ejif-9359	194	18	comprehend	comprehend	VERB
ejif-9359	194	19	their	their	PRON
ejif-9359	194	20	needs	need	NOUN
ejif-9359	194	21	and	and	CCONJ
ejif-9359	194	22	perspectives	perspective	NOUN
ejif-9359	194	23	.	.	PUNCT
ejif-9359	195	1	the	the	DET
ejif-9359	195	2	significance	significance	NOUN
ejif-9359	195	3	of	of	ADP
ejif-9359	195	4	muslim	muslim	ADJ
ejif-9359	195	5	customers	customer	NOUN
ejif-9359	195	6	is	be	AUX
ejif-9359	195	7	further	far	ADV
ejif-9359	195	8	emphasized	emphasize	VERB
ejif-9359	195	9	by	by	ADP
ejif-9359	195	10	comments	comment	NOUN
ejif-9359	195	11	from	from	ADP
ejif-9359	195	12	a	a	DET
ejif-9359	195	13	respondent	respondent	NOUN
ejif-9359	195	14	:	:	PUNCT
ejif-9359	195	15	"	"	PUNCT
ejif-9359	195	16	we	we	PRON
ejif-9359	195	17	've	have	AUX
ejif-9359	195	18	contemplated	contemplate	VERB
ejif-9359	195	19	the	the	DET
ejif-9359	195	20	muslim	muslim	ADJ
ejif-9359	195	21	customer	customer	NOUN
ejif-9359	195	22	segment	segment	NOUN
ejif-9359	195	23	extensively	extensively	ADV
ejif-9359	195	24	.	.	PUNCT
ejif-9359	196	1	evolving	evolve	VERB
ejif-9359	196	2	regulations	regulation	NOUN
ejif-9359	196	3	from	from	ADP
ejif-9359	196	4	the	the	DET
ejif-9359	196	5	reserve	reserve	PROPN
ejif-9359	196	6	bank	bank	PROPN
ejif-9359	196	7	(	(	PUNCT
ejif-9359	196	8	rbi	rbi	PROPN
ejif-9359	196	9	)	)	PUNCT
ejif-9359	196	10	and	and	CCONJ
ejif-9359	196	11	sustained	sustain	VERB
ejif-9359	196	12	growth	growth	NOUN
ejif-9359	196	13	within	within	ADP
ejif-9359	196	14	this	this	DET
ejif-9359	196	15	market	market	NOUN
ejif-9359	196	16	segment	segment	NOUN
ejif-9359	196	17	influenced	influence	VERB
ejif-9359	196	18	our	our	PRON
ejif-9359	196	19	strategic	strategic	ADJ
ejif-9359	196	20	direction	direction	NOUN
ejif-9359	196	21	.	.	PUNCT
ejif-9359	197	1	i	i	PRON
ejif-9359	197	2	'm	be	AUX
ejif-9359	197	3	pleased	pleased	ADJ
ejif-9359	197	4	that	that	SCONJ
ejif-9359	197	5	our	our	PRON
ejif-9359	197	6	firm	firm	NOUN
ejif-9359	197	7	has	have	AUX
ejif-9359	197	8	chosen	choose	VERB
ejif-9359	197	9	this	this	DET
ejif-9359	197	10	trajectory	trajectory	NOUN
ejif-9359	197	11	.	.	PUNCT
ejif-9359	197	12	"	"	PUNCT
ejif-9359	198	1	to	to	PART
ejif-9359	198	2	grasp	grasp	VERB
ejif-9359	198	3	customers	customer	NOUN
ejif-9359	198	4	'	'	PART
ejif-9359	198	5	needs	need	NOUN
ejif-9359	198	6	and	and	CCONJ
ejif-9359	198	7	perspectives	perspective	NOUN
ejif-9359	198	8	,	,	PUNCT
ejif-9359	198	9	managers	manager	NOUN
ejif-9359	198	10	engage	engage	VERB
ejif-9359	198	11	with	with	ADP
ejif-9359	198	12	them	they	PRON
ejif-9359	198	13	at	at	ADP
ejif-9359	198	14	various	various	ADJ
ejif-9359	198	15	stages	stage	NOUN
ejif-9359	198	16	of	of	ADP
ejif-9359	198	17	nsd	nsd	NOUN
ejif-9359	198	18	.	.	PUNCT
ejif-9359	199	1	however	however	ADV
ejif-9359	199	2	,	,	PUNCT
ejif-9359	199	3	they	they	PRON
ejif-9359	199	4	predominantly	predominantly	ADV
ejif-9359	199	5	emphasize	emphasize	VERB
ejif-9359	199	6	the	the	DET
ejif-9359	199	7	early	early	ADJ
ejif-9359	199	8	phases	phase	NOUN
ejif-9359	199	9	,	,	PUNCT
ejif-9359	199	10	given	give	VERB
ejif-9359	199	11	that	that	DET
ejif-9359	199	12	idea	idea	NOUN
ejif-9359	199	13	generation	generation	NOUN
ejif-9359	199	14	and	and	CCONJ
ejif-9359	199	15	screening	screen	VERB
ejif-9359	199	16	for	for	ADP
ejif-9359	199	17	shariah	shariah	PROPN
ejif-9359	199	18	-	-	PUNCT
ejif-9359	199	19	compliant	compliant	ADJ
ejif-9359	199	20	services	service	NOUN
ejif-9359	199	21	are	be	AUX
ejif-9359	199	22	pivotal	pivotal	ADJ
ejif-9359	199	23	activities	activity	NOUN
ejif-9359	199	24	during	during	ADP
ejif-9359	199	25	this	this	DET
ejif-9359	199	26	period	period	NOUN
ejif-9359	199	27	.	.	PUNCT
ejif-9359	200	1	the	the	DET
ejif-9359	200	2	initiation	initiation	NOUN
ejif-9359	200	3	phase	phase	NOUN
ejif-9359	200	4	is	be	AUX
ejif-9359	200	5	particularly	particularly	ADV
ejif-9359	200	6	crucial	crucial	ADJ
ejif-9359	200	7	for	for	ADP
ejif-9359	200	8	gaining	gain	VERB
ejif-9359	200	9	profound	profound	ADJ
ejif-9359	200	10	insights	insight	NOUN
ejif-9359	200	11	into	into	ADP
ejif-9359	200	12	the	the	DET
ejif-9359	200	13	distinct	distinct	ADJ
ejif-9359	200	14	requirements	requirement	NOUN
ejif-9359	200	15	of	of	ADP
ejif-9359	200	16	muslim	muslim	ADJ
ejif-9359	200	17	minority	minority	NOUN
ejif-9359	200	18	customers	customer	NOUN
ejif-9359	200	19	,	,	PUNCT
ejif-9359	200	20	which	which	PRON
ejif-9359	200	21	significantly	significantly	ADV
ejif-9359	200	22	differ	differ	VERB
ejif-9359	200	23	from	from	ADP
ejif-9359	200	24	those	those	PRON
ejif-9359	200	25	of	of	ADP
ejif-9359	200	26	mainstream	mainstream	NOUN
ejif-9359	200	27	customers	customer	NOUN
ejif-9359	200	28	.	.	PUNCT
ejif-9359	201	1	consequently	consequently	ADV
ejif-9359	201	2	,	,	PUNCT
ejif-9359	201	3	service	service	NOUN
ejif-9359	201	4	managers	manager	NOUN
ejif-9359	201	5	intensively	intensively	ADV
ejif-9359	201	6	engage	engage	VERB
ejif-9359	201	7	with	with	ADP
ejif-9359	201	8	muslim	muslim	ADJ
ejif-9359	201	9	minority	minority	NOUN
ejif-9359	201	10	customers	customer	NOUN
ejif-9359	201	11	during	during	ADP
ejif-9359	201	12	the	the	DET
ejif-9359	201	13	early	early	ADJ
ejif-9359	201	14	stages	stage	NOUN
ejif-9359	201	15	of	of	ADP
ejif-9359	201	16	the	the	DET
ejif-9359	201	17	nsd	nsd	ADJ
ejif-9359	201	18	process	process	NOUN
ejif-9359	201	19	,	,	PUNCT
ejif-9359	201	20	as	as	SCONJ
ejif-9359	201	21	highlighted	highlight	VERB
ejif-9359	201	22	by	by	ADP
ejif-9359	201	23	a	a	DET
ejif-9359	201	24	respondent	respondent	NOUN
ejif-9359	201	25	:	:	PUNCT
ejif-9359	201	26	"	"	PUNCT
ejif-9359	201	27	good	good	ADJ
ejif-9359	201	28	ideas	idea	NOUN
ejif-9359	201	29	serve	serve	VERB
ejif-9359	201	30	as	as	ADP
ejif-9359	201	31	the	the	DET
ejif-9359	201	32	cornerstone	cornerstone	NOUN
ejif-9359	201	33	of	of	ADP
ejif-9359	201	34	successful	successful	ADJ
ejif-9359	201	35	innovations	innovation	NOUN
ejif-9359	201	36	.	.	PUNCT
ejif-9359	202	1	we	we	PRON
ejif-9359	202	2	endeavor	endeavor	VERB
ejif-9359	202	3	to	to	PART
ejif-9359	202	4	source	source	VERB
ejif-9359	202	5	ideas	idea	NOUN
ejif-9359	202	6	for	for	ADP
ejif-9359	202	7	new	new	ADJ
ejif-9359	202	8	shariah	shariah	PROPN
ejif-9359	202	9	-	-	PUNCT
ejif-9359	202	10	compliant	compliant	NOUN
ejif-9359	202	11	services	service	NOUN
ejif-9359	202	12	from	from	ADP
ejif-9359	202	13	our	our	PRON
ejif-9359	202	14	customers	customer	NOUN
ejif-9359	202	15	at	at	ADP
ejif-9359	202	16	the	the	DET
ejif-9359	202	17	earliest	early	ADJ
ejif-9359	202	18	opportunity	opportunity	NOUN
ejif-9359	202	19	and	and	CCONJ
ejif-9359	202	20	subsequently	subsequently	ADV
ejif-9359	202	21	refine	refine	VERB
ejif-9359	202	22	them	they	PRON
ejif-9359	202	23	based	base	VERB
ejif-9359	202	24	on	on	ADP
ejif-9359	202	25	their	their	PRON
ejif-9359	202	26	feedback	feedback	NOUN
ejif-9359	202	27	throughout	throughout	ADP
ejif-9359	202	28	the	the	DET
ejif-9359	202	29	process	process	NOUN
ejif-9359	202	30	.	.	PUNCT
ejif-9359	202	31	"	"	PUNCT
ejif-9359	203	1	conversely	conversely	ADV
ejif-9359	203	2	,	,	PUNCT
ejif-9359	203	3	the	the	DET
ejif-9359	203	4	later	later	ADJ
ejif-9359	203	5	stages	stage	NOUN
ejif-9359	203	6	also	also	ADV
ejif-9359	203	7	warrant	warrant	VERB
ejif-9359	203	8	significant	significant	ADJ
ejif-9359	203	9	customer	customer	NOUN
ejif-9359	203	10	interaction	interaction	NOUN
ejif-9359	203	11	,	,	PUNCT
ejif-9359	203	12	as	as	SCONJ
ejif-9359	203	13	firms	firm	NOUN
ejif-9359	203	14	must	must	AUX
ejif-9359	203	15	ascertain	ascertain	VERB
ejif-9359	203	16	crucial	crucial	ADJ
ejif-9359	203	17	information	information	NOUN
ejif-9359	203	18	regarding	regard	VERB
ejif-9359	203	19	the	the	DET
ejif-9359	203	20	potential	potential	NOUN
ejif-9359	203	21	,	,	PUNCT
ejif-9359	203	22	feasibility	feasibility	NOUN
ejif-9359	203	23	,	,	PUNCT
ejif-9359	203	24	and	and	CCONJ
ejif-9359	203	25	other	other	ADJ
ejif-9359	203	26	marketing	marketing	NOUN
ejif-9359	203	27	aspects	aspect	NOUN
ejif-9359	203	28	of	of	ADP
ejif-9359	203	29	the	the	DET
ejif-9359	203	30	new	new	ADJ
ejif-9359	203	31	services	service	NOUN
ejif-9359	203	32	before	before	ADP
ejif-9359	203	33	their	their	PRON
ejif-9359	203	34	official	official	ADJ
ejif-9359	203	35	launch	launch	NOUN
ejif-9359	203	36	.	.	PUNCT
ejif-9359	204	1	however	however	ADV
ejif-9359	204	2	,	,	PUNCT
ejif-9359	204	3	the	the	DET
ejif-9359	204	4	intensity	intensity	NOUN
ejif-9359	204	5	of	of	ADP
ejif-9359	204	6	interaction	interaction	NOUN
ejif-9359	204	7	diminishes	diminish	VERB
ejif-9359	204	8	during	during	ADP
ejif-9359	204	9	the	the	DET
ejif-9359	204	10	intermediate	intermediate	ADJ
ejif-9359	204	11	stages	stage	NOUN
ejif-9359	204	12	of	of	ADP
ejif-9359	204	13	the	the	DET
ejif-9359	204	14	nsd	nsd	NOUN
ejif-9359	204	15	,	,	PUNCT
ejif-9359	204	16	encompassing	encompass	VERB
ejif-9359	204	17	comprehension	comprehension	NOUN
ejif-9359	204	18	and	and	CCONJ
ejif-9359	204	19	corroboration	corroboration	NOUN
ejif-9359	204	20	phases	phase	NOUN
ejif-9359	204	21	.	.	PUNCT
ejif-9359	205	1	a	a	DET
ejif-9359	205	2	respondent	respondent	NOUN
ejif-9359	205	3	echoes	echo	VERB
ejif-9359	205	4	this	this	DET
ejif-9359	205	5	sentiment	sentiment	NOUN
ejif-9359	205	6	:	:	PUNCT
ejif-9359	205	7	"	"	PUNCT
ejif-9359	205	8	while	while	SCONJ
ejif-9359	205	9	every	every	DET
ejif-9359	205	10	stage	stage	NOUN
ejif-9359	205	11	of	of	ADP
ejif-9359	205	12	nsd	nsd	NOUN
ejif-9359	205	13	holds	hold	VERB
ejif-9359	205	14	importance	importance	NOUN
ejif-9359	205	15	,	,	PUNCT
ejif-9359	205	16	we	we	PRON
ejif-9359	205	17	prioritize	prioritize	VERB
ejif-9359	205	18	the	the	DET
ejif-9359	205	19	initial	initial	ADJ
ejif-9359	205	20	european	european	ADJ
ejif-9359	205	21	journal	journal	PROPN
ejif-9359	205	22	of	of	ADP
ejif-9359	205	23	islamic	islamic	PROPN
ejif-9359	205	24	finance	finance	PROPN
ejif-9359	205	25	issn	issn	PROPN
ejif-9359	205	26	:	:	PUNCT
ejif-9359	205	27	2421	2421	NUM
ejif-9359	205	28	-	-	SYM
ejif-9359	205	29	2172	2172	NUM
ejif-9359	205	30	doi	doi	NOUN
ejif-9359	205	31	:	:	PUNCT
ejif-9359	205	32	10.13135/2421	10.13135/2421	NUM
ejif-9359	205	33	-	-	SYM
ejif-9359	205	34	2172/9359	2172/9359	NUM
ejif-9359	205	35	published	publish	VERB
ejif-9359	205	36	by	by	ADP
ejif-9359	205	37	university	university	PROPN
ejif-9359	205	38	of	of	ADP
ejif-9359	205	39	turin	turin	PROPN
ejif-9359	206	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-9359	206	2	ejif	ejif	PROPN
ejif-9359	206	3	content	content	NOUN
ejif-9359	206	4	is	be	AUX
ejif-9359	206	5	licensed	license	VERB
ejif-9359	206	6	under	under	ADP
ejif-9359	206	7	a	a	DET
ejif-9359	206	8	creative	creative	ADJ
ejif-9359	206	9	commons	common	NOUN
ejif-9359	206	10	attribution	attribution	NOUN
ejif-9359	206	11	4.0	4.0	NUM
ejif-9359	206	12	international	international	ADJ
ejif-9359	206	13	license	license	NOUN
ejif-9359	206	14	9	9	NUM
ejif-9359	206	15	phases	phase	NOUN
ejif-9359	206	16	due	due	ADP
ejif-9359	206	17	to	to	ADP
ejif-9359	206	18	the	the	DET
ejif-9359	206	19	criticality	criticality	NOUN
ejif-9359	206	20	of	of	ADP
ejif-9359	206	21	discerning	discern	VERB
ejif-9359	206	22	viable	viable	ADJ
ejif-9359	206	23	ideas	idea	NOUN
ejif-9359	206	24	for	for	ADP
ejif-9359	206	25	shariah	shariah	PROPN
ejif-9359	206	26	-	-	PUNCT
ejif-9359	206	27	compliant	compliant	ADJ
ejif-9359	206	28	services	service	NOUN
ejif-9359	206	29	early	early	ADV
ejif-9359	206	30	on	on	ADV
ejif-9359	206	31	.	.	PUNCT
ejif-9359	207	1	delaying	delay	VERB
ejif-9359	207	2	analysis	analysis	NOUN
ejif-9359	207	3	until	until	SCONJ
ejif-9359	207	4	the	the	DET
ejif-9359	207	5	concluding	concluding	NOUN
ejif-9359	207	6	stages	stage	NOUN
ejif-9359	207	7	may	may	AUX
ejif-9359	207	8	prove	prove	VERB
ejif-9359	207	9	detrimental	detrimental	ADJ
ejif-9359	207	10	.	.	PUNCT
ejif-9359	207	11	"	"	PUNCT
ejif-9359	208	1	data	datum	NOUN
ejif-9359	208	2	gathered	gather	VERB
ejif-9359	208	3	from	from	ADP
ejif-9359	208	4	customer	customer	NOUN
ejif-9359	208	5	interviews	interview	NOUN
ejif-9359	208	6	indicate	indicate	VERB
ejif-9359	208	7	that	that	SCONJ
ejif-9359	208	8	muslim	muslim	ADJ
ejif-9359	208	9	customers	customer	NOUN
ejif-9359	208	10	actively	actively	ADV
ejif-9359	208	11	engage	engage	VERB
ejif-9359	208	12	in	in	ADP
ejif-9359	208	13	many	many	ADJ
ejif-9359	208	14	activities	activity	NOUN
ejif-9359	208	15	and	and	CCONJ
ejif-9359	208	16	offer	offer	VERB
ejif-9359	208	17	valuable	valuable	ADJ
ejif-9359	208	18	insights	insight	NOUN
ejif-9359	208	19	across	across	ADP
ejif-9359	208	20	various	various	ADJ
ejif-9359	208	21	stages	stage	NOUN
ejif-9359	208	22	of	of	ADP
ejif-9359	208	23	the	the	DET
ejif-9359	208	24	nsd	nsd	ADJ
ejif-9359	208	25	process	process	NOUN
ejif-9359	208	26	.	.	PUNCT
ejif-9359	209	1	these	these	DET
ejif-9359	209	2	contributions	contribution	NOUN
ejif-9359	209	3	encompass	encompass	VERB
ejif-9359	209	4	articulating	articulate	VERB
ejif-9359	209	5	their	their	PRON
ejif-9359	209	6	needs	need	NOUN
ejif-9359	209	7	,	,	PUNCT
ejif-9359	209	8	highlighting	highlight	VERB
ejif-9359	209	9	challenges	challenge	NOUN
ejif-9359	209	10	,	,	PUNCT
ejif-9359	209	11	proposing	propose	VERB
ejif-9359	209	12	solutions	solution	NOUN
ejif-9359	209	13	,	,	PUNCT
ejif-9359	209	14	assessing	assess	VERB
ejif-9359	209	15	existing	exist	VERB
ejif-9359	209	16	services	service	NOUN
ejif-9359	209	17	by	by	ADP
ejif-9359	209	18	voicing	voice	VERB
ejif-9359	209	19	preferences	preference	NOUN
ejif-9359	209	20	and	and	CCONJ
ejif-9359	209	21	concerns	concern	NOUN
ejif-9359	209	22	,	,	PUNCT
ejif-9359	209	23	pinpointing	pinpoint	VERB
ejif-9359	209	24	market	market	NOUN
ejif-9359	209	25	gaps	gap	NOUN
ejif-9359	209	26	,	,	PUNCT
ejif-9359	209	27	curating	curate	VERB
ejif-9359	209	28	a	a	DET
ejif-9359	209	29	wish	wish	NOUN
ejif-9359	209	30	list	list	NOUN
ejif-9359	209	31	for	for	ADP
ejif-9359	209	32	new	new	ADJ
ejif-9359	209	33	services	service	NOUN
ejif-9359	209	34	,	,	PUNCT
ejif-9359	209	35	collaboratively	collaboratively	ADV
ejif-9359	209	36	devising	devise	VERB
ejif-9359	209	37	service	service	NOUN
ejif-9359	209	38	blueprints	blueprint	NOUN
ejif-9359	209	39	,	,	PUNCT
ejif-9359	209	40	engaging	engage	VERB
ejif-9359	209	41	in	in	ADP
ejif-9359	209	42	simulated	simulate	VERB
ejif-9359	209	43	and	and	CCONJ
ejif-9359	209	44	mock	mock	ADJ
ejif-9359	209	45	service	service	NOUN
ejif-9359	209	46	delivery	delivery	NOUN
ejif-9359	209	47	processes	process	NOUN
ejif-9359	209	48	,	,	PUNCT
ejif-9359	209	49	providing	provide	VERB
ejif-9359	209	50	feedback	feedback	NOUN
ejif-9359	209	51	on	on	ADP
ejif-9359	209	52	new	new	ADJ
ejif-9359	209	53	service	service	NOUN
ejif-9359	209	54	marketing	marketing	NOUN
ejif-9359	209	55	plans	plan	NOUN
ejif-9359	209	56	,	,	PUNCT
ejif-9359	209	57	evaluating	evaluate	VERB
ejif-9359	209	58	the	the	DET
ejif-9359	209	59	market	market	NOUN
ejif-9359	209	60	potential	potential	NOUN
ejif-9359	209	61	of	of	ADP
ejif-9359	209	62	new	new	ADJ
ejif-9359	209	63	offerings	offering	NOUN
ejif-9359	209	64	,	,	PUNCT
ejif-9359	209	65	trialing	triale	VERB
ejif-9359	209	66	new	new	ADJ
ejif-9359	209	67	services	service	NOUN
ejif-9359	209	68	,	,	PUNCT
ejif-9359	209	69	and	and	CCONJ
ejif-9359	209	70	disseminating	disseminate	VERB
ejif-9359	209	71	word	word	NOUN
ejif-9359	209	72	-	-	PUNCT
ejif-9359	209	73	of	of	ADP
ejif-9359	209	74	-	-	PUNCT
ejif-9359	209	75	mouth	mouth	NOUN
ejif-9359	209	76	recommendations	recommendation	NOUN
ejif-9359	209	77	to	to	ADP
ejif-9359	209	78	potential	potential	ADJ
ejif-9359	209	79	users	user	NOUN
ejif-9359	209	80	.	.	PUNCT
ejif-9359	210	1	a	a	DET
ejif-9359	210	2	product	product	NOUN
ejif-9359	210	3	manager	manager	NOUN
ejif-9359	210	4	succinctly	succinctly	ADV
ejif-9359	210	5	conveyed	convey	VERB
ejif-9359	210	6	his	his	PRON
ejif-9359	210	7	perspective	perspective	NOUN
ejif-9359	210	8	on	on	ADP
ejif-9359	210	9	this	this	DET
ejif-9359	210	10	interaction	interaction	NOUN
ejif-9359	210	11	approach	approach	NOUN
ejif-9359	210	12	:	:	PUNCT
ejif-9359	210	13	"	"	PUNCT
ejif-9359	210	14	initially	initially	ADV
ejif-9359	210	15	,	,	PUNCT
ejif-9359	210	16	we	we	PRON
ejif-9359	210	17	had	have	VERB
ejif-9359	210	18	reservations	reservation	NOUN
ejif-9359	210	19	about	about	ADP
ejif-9359	210	20	the	the	DET
ejif-9359	210	21	tangible	tangible	ADJ
ejif-9359	210	22	benefits	benefit	NOUN
ejif-9359	210	23	of	of	ADP
ejif-9359	210	24	customer	customer	NOUN
ejif-9359	210	25	engagement	engagement	NOUN
ejif-9359	210	26	in	in	ADP
ejif-9359	210	27	this	this	DET
ejif-9359	210	28	project	project	NOUN
ejif-9359	210	29	.	.	PUNCT
ejif-9359	211	1	however	however	ADV
ejif-9359	211	2	,	,	PUNCT
ejif-9359	211	3	our	our	PRON
ejif-9359	211	4	apprehensions	apprehension	NOUN
ejif-9359	211	5	proved	prove	VERB
ejif-9359	211	6	unfounded	unfounded	ADJ
ejif-9359	211	7	.	.	PUNCT
ejif-9359	212	1	customers	customer	NOUN
ejif-9359	212	2	imparted	impart	VERB
ejif-9359	212	3	invaluable	invaluable	ADJ
ejif-9359	212	4	insights	insight	NOUN
ejif-9359	212	5	into	into	ADP
ejif-9359	212	6	their	their	PRON
ejif-9359	212	7	needs	need	NOUN
ejif-9359	212	8	,	,	PUNCT
ejif-9359	212	9	elucidating	elucidate	VERB
ejif-9359	212	10	potential	potential	ADJ
ejif-9359	212	11	solutions	solution	NOUN
ejif-9359	212	12	via	via	ADP
ejif-9359	212	13	innovative	innovative	ADJ
ejif-9359	212	14	product	product	NOUN
ejif-9359	212	15	ideas	idea	NOUN
ejif-9359	212	16	.	.	PUNCT
ejif-9359	212	17	"	"	PUNCT
ejif-9359	213	1	furthermore	furthermore	ADV
ejif-9359	213	2	,	,	PUNCT
ejif-9359	213	3	the	the	DET
ejif-9359	213	4	data	data	NOUN
ejif-9359	213	5	underscores	underscore	VERB
ejif-9359	213	6	that	that	SCONJ
ejif-9359	213	7	while	while	SCONJ
ejif-9359	213	8	motivation	motivation	NOUN
ejif-9359	213	9	and	and	CCONJ
ejif-9359	213	10	incentives	incentive	NOUN
ejif-9359	213	11	remain	remain	VERB
ejif-9359	213	12	pivotal	pivotal	ADJ
ejif-9359	213	13	considerations	consideration	NOUN
ejif-9359	213	14	in	in	ADP
ejif-9359	213	15	customer	customer	NOUN
ejif-9359	213	16	interactions	interaction	NOUN
ejif-9359	213	17	,	,	PUNCT
ejif-9359	213	18	many	many	ADJ
ejif-9359	213	19	customers	customer	NOUN
ejif-9359	213	20	willingly	willingly	ADV
ejif-9359	213	21	contribute	contribute	VERB
ejif-9359	213	22	insights	insight	NOUN
ejif-9359	213	23	and	and	CCONJ
ejif-9359	213	24	collaborate	collaborate	VERB
ejif-9359	213	25	with	with	ADP
ejif-9359	213	26	service	service	NOUN
ejif-9359	213	27	firms	firm	NOUN
ejif-9359	213	28	.	.	PUNCT
ejif-9359	214	1	a	a	DET
ejif-9359	214	2	respondent	respondent	NOUN
ejif-9359	214	3	echoes	echo	VERB
ejif-9359	214	4	this	this	DET
ejif-9359	214	5	sentiment	sentiment	NOUN
ejif-9359	214	6	:	:	PUNCT
ejif-9359	214	7	"	"	PUNCT
ejif-9359	214	8	i	i	PRON
ejif-9359	214	9	am	be	AUX
ejif-9359	214	10	committed	commit	VERB
ejif-9359	214	11	to	to	ADP
ejif-9359	214	12	assisting	assist	VERB
ejif-9359	214	13	the	the	DET
ejif-9359	214	14	company	company	NOUN
ejif-9359	214	15	in	in	ADP
ejif-9359	214	16	any	any	DET
ejif-9359	214	17	capacity	capacity	NOUN
ejif-9359	214	18	,	,	PUNCT
ejif-9359	214	19	provided	provide	VERB
ejif-9359	214	20	the	the	DET
ejif-9359	214	21	resultant	resultant	NOUN
ejif-9359	214	22	services	service	NOUN
ejif-9359	214	23	address	address	VERB
ejif-9359	214	24	my	my	PRON
ejif-9359	214	25	concerns	concern	NOUN
ejif-9359	214	26	.	.	PUNCT
ejif-9359	215	1	i	i	PRON
ejif-9359	215	2	've	have	AUX
ejif-9359	215	3	collaborated	collaborate	VERB
ejif-9359	215	4	with	with	ADP
ejif-9359	215	5	numerous	numerous	ADJ
ejif-9359	215	6	firms	firm	NOUN
ejif-9359	215	7	in	in	ADP
ejif-9359	215	8	the	the	DET
ejif-9359	215	9	past	past	NOUN
ejif-9359	215	10	,	,	PUNCT
ejif-9359	215	11	facilitating	facilitate	VERB
ejif-9359	215	12	their	their	PRON
ejif-9359	215	13	endeavors	endeavor	NOUN
ejif-9359	215	14	,	,	PUNCT
ejif-9359	215	15	and	and	CCONJ
ejif-9359	215	16	the	the	DET
ejif-9359	215	17	experience	experience	NOUN
ejif-9359	215	18	was	be	AUX
ejif-9359	215	19	rewarding	reward	VERB
ejif-9359	215	20	.	.	PUNCT
ejif-9359	215	21	"	"	PUNCT
ejif-9359	216	1	4.2	4.2	NUM
ejif-9359	216	2	customer	customer	NOUN
ejif-9359	216	3	interaction	interaction	NOUN
ejif-9359	216	4	approaches	approach	VERB
ejif-9359	216	5	our	our	PRON
ejif-9359	216	6	research	research	NOUN
ejif-9359	216	7	identified	identify	VERB
ejif-9359	216	8	support	support	NOUN
ejif-9359	216	9	for	for	ADP
ejif-9359	216	10	various	various	ADJ
ejif-9359	216	11	customer	customer	NOUN
ejif-9359	216	12	interaction	interaction	NOUN
ejif-9359	216	13	approaches	approach	NOUN
ejif-9359	216	14	highlighted	highlight	VERB
ejif-9359	216	15	in	in	ADP
ejif-9359	216	16	existing	exist	VERB
ejif-9359	216	17	literature	literature	NOUN
ejif-9359	216	18	(	(	PUNCT
ejif-9359	216	19	alam	alam	PROPN
ejif-9359	216	20	2002	2002	NUM
ejif-9359	216	21	;	;	PUNCT
ejif-9359	216	22	mathing	mathe	VERB
ejif-9359	216	23	et	et	PROPN
ejif-9359	216	24	al	al	PROPN
ejif-9359	216	25	.	.	PROPN
ejif-9359	216	26	2004	2004	NUM
ejif-9359	216	27	)	)	PUNCT
ejif-9359	216	28	.	.	PUNCT
ejif-9359	217	1	specifically	specifically	ADV
ejif-9359	217	2	,	,	PUNCT
ejif-9359	217	3	these	these	DET
ejif-9359	217	4	approaches	approach	NOUN
ejif-9359	217	5	encompass	encompass	VERB
ejif-9359	217	6	observations	observation	NOUN
ejif-9359	217	7	,	,	PUNCT
ejif-9359	217	8	management	management	NOUN
ejif-9359	217	9	retreats	retreat	NOUN
ejif-9359	217	10	,	,	PUNCT
ejif-9359	217	11	focus	focus	NOUN
ejif-9359	217	12	groups	group	NOUN
ejif-9359	217	13	,	,	PUNCT
ejif-9359	217	14	brainstorming	brainstorming	NOUN
ejif-9359	217	15	sessions	session	NOUN
ejif-9359	217	16	,	,	PUNCT
ejif-9359	217	17	in	in	ADP
ejif-9359	217	18	-	-	PUNCT
ejif-9359	217	19	depth	depth	NOUN
ejif-9359	217	20	interviews	interview	NOUN
ejif-9359	217	21	,	,	PUNCT
ejif-9359	217	22	and	and	CCONJ
ejif-9359	217	23	team	team	NOUN
ejif-9359	217	24	meetings	meeting	NOUN
ejif-9359	217	25	.	.	PUNCT
ejif-9359	218	1	notably	notably	ADV
ejif-9359	218	2	,	,	PUNCT
ejif-9359	218	3	six	six	NUM
ejif-9359	218	4	customer	customer	NOUN
ejif-9359	218	5	interaction	interaction	NOUN
ejif-9359	218	6	strategies	strategy	NOUN
ejif-9359	218	7	emerge	emerge	VERB
ejif-9359	218	8	as	as	ADP
ejif-9359	218	9	paramount	paramount	NOUN
ejif-9359	218	10	for	for	ADP
ejif-9359	218	11	formulating	formulate	VERB
ejif-9359	218	12	an	an	DET
ejif-9359	218	13	effective	effective	ADJ
ejif-9359	218	14	interaction	interaction	NOUN
ejif-9359	218	15	strategy	strategy	NOUN
ejif-9359	218	16	:	:	PUNCT
ejif-9359	218	17	(	(	PUNCT
ejif-9359	218	18	1	1	X
ejif-9359	218	19	)	)	PUNCT
ejif-9359	218	20	conducting	conduct	VERB
ejif-9359	218	21	initial	initial	ADJ
ejif-9359	218	22	face	face	NOUN
ejif-9359	218	23	-	-	PUNCT
ejif-9359	218	24	to	to	ADP
ejif-9359	218	25	-	-	PUNCT
ejif-9359	218	26	face	face	NOUN
ejif-9359	218	27	interviews	interview	NOUN
ejif-9359	218	28	and	and	CCONJ
ejif-9359	218	29	team	team	NOUN
ejif-9359	218	30	meetings	meeting	NOUN
ejif-9359	218	31	during	during	ADP
ejif-9359	218	32	the	the	DET
ejif-9359	218	33	initiation	initiation	NOUN
ejif-9359	218	34	phase	phase	NOUN
ejif-9359	218	35	of	of	ADP
ejif-9359	218	36	the	the	DET
ejif-9359	218	37	nsd	nsd	NOUN
ejif-9359	218	38	process	process	NOUN
ejif-9359	218	39	;	;	PUNCT
ejif-9359	218	40	(	(	PUNCT
ejif-9359	218	41	2	2	X
ejif-9359	218	42	)	)	PUNCT
ejif-9359	218	43	organizing	organize	VERB
ejif-9359	218	44	innovation	innovation	NOUN
ejif-9359	218	45	retreats	retreat	NOUN
ejif-9359	218	46	,	,	PUNCT
ejif-9359	218	47	summits	summit	NOUN
ejif-9359	218	48	,	,	PUNCT
ejif-9359	218	49	and	and	CCONJ
ejif-9359	218	50	mini	mini	NOUN
ejif-9359	218	51	-	-	NOUN
ejif-9359	218	52	conferences	conference	NOUN
ejif-9359	218	53	aimed	aim	VERB
ejif-9359	218	54	at	at	ADP
ejif-9359	218	55	fostering	foster	VERB
ejif-9359	218	56	new	new	ADJ
ejif-9359	218	57	service	service	NOUN
ejif-9359	218	58	concept	concept	NOUN
ejif-9359	218	59	development	development	NOUN
ejif-9359	218	60	,	,	PUNCT
ejif-9359	218	61	potentially	potentially	ADV
ejif-9359	218	62	revealing	reveal	VERB
ejif-9359	218	63	customers	customer	NOUN
ejif-9359	218	64	'	'	PART
ejif-9359	218	65	latent	latent	NOUN
ejif-9359	218	66	or	or	CCONJ
ejif-9359	218	67	unarticulated	unarticulated	ADJ
ejif-9359	218	68	needs	need	NOUN
ejif-9359	218	69	;	;	PUNCT
ejif-9359	218	70	(	(	PUNCT
ejif-9359	218	71	3	3	X
ejif-9359	218	72	)	)	PUNCT
ejif-9359	218	73	amplifying	amplify	VERB
ejif-9359	218	74	communication	communication	NOUN
ejif-9359	218	75	and	and	CCONJ
ejif-9359	218	76	informal	informal	ADJ
ejif-9359	218	77	interactions	interaction	NOUN
ejif-9359	218	78	between	between	ADP
ejif-9359	218	79	front	front	ADJ
ejif-9359	218	80	-	-	PUNCT
ejif-9359	218	81	line	line	NOUN
ejif-9359	218	82	employees	employee	NOUN
ejif-9359	218	83	or	or	CCONJ
ejif-9359	218	84	bank	bank	NOUN
ejif-9359	218	85	officers	officer	NOUN
ejif-9359	218	86	and	and	CCONJ
ejif-9359	218	87	muslim	muslim	ADJ
ejif-9359	218	88	customers	customer	NOUN
ejif-9359	218	89	;	;	PUNCT
ejif-9359	218	90	(	(	PUNCT
ejif-9359	218	91	4	4	X
ejif-9359	218	92	)	)	PUNCT
ejif-9359	218	93	cultivating	cultivate	VERB
ejif-9359	218	94	close	close	ADJ
ejif-9359	218	95	relationships	relationship	NOUN
ejif-9359	218	96	with	with	ADP
ejif-9359	218	97	expert	expert	NOUN
ejif-9359	218	98	and	and	CCONJ
ejif-9359	218	99	innovative	innovative	ADJ
ejif-9359	218	100	customers	customer	NOUN
ejif-9359	218	101	;	;	PUNCT
ejif-9359	218	102	(	(	PUNCT
ejif-9359	218	103	5	5	X
ejif-9359	218	104	)	)	PUNCT
ejif-9359	218	105	hosting	host	VERB
ejif-9359	218	106	periodic	periodic	ADJ
ejif-9359	218	107	progress	progress	NOUN
ejif-9359	218	108	update	update	NOUN
ejif-9359	218	109	meetings	meeting	NOUN
ejif-9359	218	110	to	to	PART
ejif-9359	218	111	remain	remain	VERB
ejif-9359	218	112	abreast	abreast	ADV
ejif-9359	218	113	of	of	ADP
ejif-9359	218	114	emerging	emerge	VERB
ejif-9359	218	115	developments	development	NOUN
ejif-9359	218	116	and	and	CCONJ
ejif-9359	218	117	evolving	evolving	NOUN
ejif-9359	218	118	needs	need	NOUN
ejif-9359	218	119	.	.	PUNCT
ejif-9359	219	1	while	while	SCONJ
ejif-9359	219	2	the	the	DET
ejif-9359	219	3	inaugural	inaugural	ADJ
ejif-9359	219	4	meeting	meeting	NOUN
ejif-9359	219	5	lays	lay	VERB
ejif-9359	219	6	the	the	DET
ejif-9359	219	7	foundation	foundation	NOUN
ejif-9359	219	8	for	for	ADP
ejif-9359	219	9	trust	trust	NOUN
ejif-9359	219	10	and	and	CCONJ
ejif-9359	219	11	rapport	rapport	NOUN
ejif-9359	219	12	,	,	PUNCT
ejif-9359	219	13	sustained	sustain	VERB
ejif-9359	219	14	communication	communication	NOUN
ejif-9359	219	15	efforts	effort	NOUN
ejif-9359	219	16	reinforce	reinforce	VERB
ejif-9359	219	17	and	and	CCONJ
ejif-9359	219	18	broaden	broaden	VERB
ejif-9359	219	19	these	these	DET
ejif-9359	219	20	behaviors	behavior	NOUN
ejif-9359	219	21	essential	essential	ADJ
ejif-9359	219	22	for	for	ADP
ejif-9359	219	23	effective	effective	ADJ
ejif-9359	219	24	nsd	nsd	NOUN
ejif-9359	219	25	,	,	PUNCT
ejif-9359	219	26	and	and	CCONJ
ejif-9359	219	27	(	(	PUNCT
ejif-9359	219	28	6	6	X
ejif-9359	219	29	)	)	PUNCT
ejif-9359	219	30	leveraging	leverage	VERB
ejif-9359	219	31	customer	customer	NOUN
ejif-9359	219	32	interaction	interaction	NOUN
ejif-9359	219	33	strategies	strategy	NOUN
ejif-9359	219	34	to	to	PART
ejif-9359	219	35	educate	educate	VERB
ejif-9359	219	36	customers	customer	NOUN
ejif-9359	219	37	about	about	ADP
ejif-9359	219	38	new	new	ADJ
ejif-9359	219	39	services	service	NOUN
ejif-9359	219	40	and	and	CCONJ
ejif-9359	219	41	cultivate	cultivate	VERB
ejif-9359	219	42	long	long	ADJ
ejif-9359	219	43	-	-	PUNCT
ejif-9359	219	44	term	term	NOUN
ejif-9359	219	45	relationships	relationship	NOUN
ejif-9359	219	46	.	.	PUNCT
ejif-9359	220	1	service	service	NOUN
ejif-9359	220	2	managers	manager	NOUN
ejif-9359	220	3	possess	possess	VERB
ejif-9359	220	4	the	the	DET
ejif-9359	220	5	flexibility	flexibility	NOUN
ejif-9359	220	6	to	to	PART
ejif-9359	220	7	employ	employ	VERB
ejif-9359	220	8	any	any	DET
ejif-9359	220	9	combination	combination	NOUN
ejif-9359	220	10	of	of	ADP
ejif-9359	220	11	these	these	DET
ejif-9359	220	12	approaches	approach	NOUN
ejif-9359	220	13	in	in	ADP
ejif-9359	220	14	their	their	PRON
ejif-9359	220	15	customer	customer	NOUN
ejif-9359	220	16	interactions	interaction	NOUN
ejif-9359	220	17	for	for	ADP
ejif-9359	220	18	nsd	nsd	ADJ
ejif-9359	220	19	projects	project	NOUN
ejif-9359	220	20	,	,	PUNCT
ejif-9359	220	21	as	as	SCONJ
ejif-9359	220	22	highlighted	highlight	VERB
ejif-9359	220	23	by	by	ADP
ejif-9359	220	24	a	a	DET
ejif-9359	220	25	respondent	respondent	NOUN
ejif-9359	220	26	:	:	PUNCT
ejif-9359	220	27	"	"	PUNCT
ejif-9359	220	28	diverse	diverse	ADJ
ejif-9359	220	29	avenues	avenue	NOUN
ejif-9359	220	30	exist	exist	VERB
ejif-9359	220	31	for	for	ADP
ejif-9359	220	32	gathering	gather	VERB
ejif-9359	220	33	insights	insight	NOUN
ejif-9359	220	34	from	from	ADP
ejif-9359	220	35	the	the	DET
ejif-9359	220	36	muslim	muslim	ADJ
ejif-9359	220	37	customers	customer	NOUN
ejif-9359	220	38	.	.	PUNCT
ejif-9359	221	1	no	no	DET
ejif-9359	221	2	singular	singular	ADJ
ejif-9359	221	3	approach	approach	NOUN
ejif-9359	221	4	proves	prove	VERB
ejif-9359	221	5	universally	universally	ADV
ejif-9359	221	6	effective	effective	ADJ
ejif-9359	221	7	.	.	PUNCT
ejif-9359	222	1	the	the	DET
ejif-9359	222	2	efficacy	efficacy	NOUN
ejif-9359	222	3	largely	largely	ADV
ejif-9359	222	4	hinges	hinge	VERB
ejif-9359	222	5	on	on	ADP
ejif-9359	222	6	individual	individual	ADJ
ejif-9359	222	7	circumstances	circumstance	NOUN
ejif-9359	222	8	.	.	PUNCT
ejif-9359	223	1	we	we	PRON
ejif-9359	223	2	experimented	experiment	VERB
ejif-9359	223	3	with	with	ADP
ejif-9359	223	4	multiple	multiple	ADJ
ejif-9359	223	5	strategies	strategy	NOUN
ejif-9359	223	6	,	,	PUNCT
ejif-9359	223	7	each	each	PRON
ejif-9359	223	8	yielding	yield	VERB
ejif-9359	223	9	invaluable	invaluable	ADJ
ejif-9359	223	10	insights	insight	NOUN
ejif-9359	223	11	.	.	PUNCT
ejif-9359	223	12	"	"	PUNCT
ejif-9359	224	1	4.3	4.3	NUM
ejif-9359	224	2	risks	risk	NOUN
ejif-9359	224	3	involved	involve	VERB
ejif-9359	224	4	in	in	ADP
ejif-9359	224	5	interaction	interaction	NOUN
ejif-9359	224	6	with	with	ADP
ejif-9359	224	7	muslim	muslim	ADJ
ejif-9359	224	8	customers	customer	NOUN
ejif-9359	224	9	key	key	ADJ
ejif-9359	224	10	respondents	respondent	NOUN
ejif-9359	224	11	highlighted	highlight	VERB
ejif-9359	224	12	several	several	ADJ
ejif-9359	224	13	risks	risk	NOUN
ejif-9359	224	14	associated	associate	VERB
ejif-9359	224	15	with	with	ADP
ejif-9359	224	16	developing	develop	VERB
ejif-9359	224	17	new	new	ADJ
ejif-9359	224	18	shariah	shariah	PROPN
ejif-9359	224	19	compliant	compliant	PROPN
ejif-9359	224	20	services	service	NOUN
ejif-9359	224	21	based	base	VERB
ejif-9359	224	22	on	on	ADP
ejif-9359	224	23	input	input	NOUN
ejif-9359	224	24	from	from	ADP
ejif-9359	224	25	muslim	muslim	ADJ
ejif-9359	224	26	minority	minority	NOUN
ejif-9359	224	27	customers	customer	NOUN
ejif-9359	224	28	,	,	PUNCT
ejif-9359	224	29	reinforcing	reinforce	VERB
ejif-9359	224	30	concerns	concern	NOUN
ejif-9359	224	31	articulated	articulate	VERB
ejif-9359	224	32	in	in	ADP
ejif-9359	224	33	existing	exist	VERB
ejif-9359	224	34	literature	literature	NOUN
ejif-9359	224	35	(	(	PUNCT
ejif-9359	224	36	hoyer	hoyer	PROPN
ejif-9359	224	37	et	et	PROPN
ejif-9359	224	38	al	al	PROPN
ejif-9359	224	39	.	.	PROPN
ejif-9359	224	40	2010	2010	NUM
ejif-9359	224	41	)	)	PUNCT
ejif-9359	224	42	.	.	PUNCT
ejif-9359	225	1	firstly	firstly	ADV
ejif-9359	225	2	,	,	PUNCT
ejif-9359	225	3	there	there	PRON
ejif-9359	225	4	's	be	VERB
ejif-9359	225	5	a	a	DET
ejif-9359	225	6	risk	risk	NOUN
ejif-9359	225	7	of	of	ADP
ejif-9359	225	8	over	over	ADP
ejif-9359	225	9	-	-	PUNCT
ejif-9359	225	10	customizing	customizing	NOUN
ejif-9359	225	11	services	service	NOUN
ejif-9359	225	12	when	when	SCONJ
ejif-9359	225	13	too	too	ADV
ejif-9359	225	14	closely	closely	ADV
ejif-9359	225	15	aligned	align	VERB
ejif-9359	225	16	with	with	ADP
ejif-9359	225	17	customer	customer	NOUN
ejif-9359	225	18	feedback	feedback	NOUN
ejif-9359	225	19	.	.	PUNCT
ejif-9359	226	1	emerging	emerge	VERB
ejif-9359	226	2	market	market	NOUN
ejif-9359	226	3	trends	trend	NOUN
ejif-9359	226	4	should	should	AUX
ejif-9359	226	5	be	be	AUX
ejif-9359	226	6	juxtaposed	juxtapose	VERB
ejif-9359	226	7	against	against	ADP
ejif-9359	226	8	individual	individual	ADJ
ejif-9359	226	9	customer	customer	NOUN
ejif-9359	226	10	suggestions	suggestion	NOUN
ejif-9359	226	11	to	to	PART
ejif-9359	226	12	mitigate	mitigate	VERB
ejif-9359	226	13	this	this	DET
ejif-9359	226	14	risk	risk	NOUN
ejif-9359	226	15	.	.	PUNCT
ejif-9359	227	1	consequently	consequently	ADV
ejif-9359	227	2	,	,	PUNCT
ejif-9359	227	3	new	new	ADJ
ejif-9359	227	4	service	service	NOUN
ejif-9359	227	5	concepts	concept	VERB
ejif-9359	227	6	necessitate	necessitate	ADJ
ejif-9359	227	7	validation	validation	NOUN
ejif-9359	227	8	with	with	ADP
ejif-9359	227	9	a	a	DET
ejif-9359	227	10	broader	broad	ADJ
ejif-9359	227	11	customer	customer	NOUN
ejif-9359	227	12	base	base	NOUN
ejif-9359	227	13	representative	representative	NOUN
ejif-9359	227	14	of	of	ADP
ejif-9359	227	15	the	the	DET
ejif-9359	227	16	muslim	muslim	ADJ
ejif-9359	227	17	population	population	NOUN
ejif-9359	227	18	.	.	PUNCT
ejif-9359	228	1	secondly	secondly	ADV
ejif-9359	228	2	,	,	PUNCT
ejif-9359	228	3	identifying	identify	VERB
ejif-9359	228	4	suitable	suitable	ADJ
ejif-9359	228	5	muslim	muslim	ADJ
ejif-9359	228	6	customers	customer	NOUN
ejif-9359	228	7	for	for	ADP
ejif-9359	228	8	interaction	interaction	NOUN
ejif-9359	228	9	presents	present	NOUN
ejif-9359	228	10	challenges	challenge	NOUN
ejif-9359	228	11	,	,	PUNCT
ejif-9359	228	12	necessitating	necessitate	VERB
ejif-9359	228	13	in	in	ADP
ejif-9359	228	14	-	-	PUNCT
ejif-9359	228	15	depth	depth	NOUN
ejif-9359	228	16	market	market	NOUN
ejif-9359	228	17	knowledge	knowledge	NOUN
ejif-9359	228	18	and	and	CCONJ
ejif-9359	228	19	customer	customer	NOUN
ejif-9359	228	20	connectivity	connectivity	NOUN
ejif-9359	228	21	.	.	PUNCT
ejif-9359	229	1	thirdly	thirdly	ADV
ejif-9359	229	2	,	,	PUNCT
ejif-9359	229	3	potential	potential	ADJ
ejif-9359	229	4	discrepancies	discrepancy	NOUN
ejif-9359	229	5	between	between	ADP
ejif-9359	229	6	managerial	managerial	ADJ
ejif-9359	229	7	objectives	objective	NOUN
ejif-9359	229	8	,	,	PUNCT
ejif-9359	229	9	primarily	primarily	ADV
ejif-9359	229	10	profit	profit	NOUN
ejif-9359	229	11	maximization	maximization	NOUN
ejif-9359	229	12	,	,	PUNCT
ejif-9359	229	13	and	and	CCONJ
ejif-9359	229	14	customer	customer	NOUN
ejif-9359	229	15	objectives	objective	NOUN
ejif-9359	229	16	,	,	PUNCT
ejif-9359	229	17	focusing	focus	VERB
ejif-9359	229	18	on	on	ADP
ejif-9359	229	19	tailored	tailor	VERB
ejif-9359	229	20	service	service	NOUN
ejif-9359	229	21	delivery	delivery	NOUN
ejif-9359	229	22	,	,	PUNCT
ejif-9359	229	23	can	can	AUX
ejif-9359	229	24	lead	lead	VERB
ejif-9359	229	25	to	to	ADP
ejif-9359	229	26	customer	customer	NOUN
ejif-9359	229	27	reluctance	reluctance	NOUN
ejif-9359	229	28	,	,	PUNCT
ejif-9359	229	29	as	as	SCONJ
ejif-9359	229	30	expressed	express	VERB
ejif-9359	229	31	by	by	ADP
ejif-9359	229	32	a	a	DET
ejif-9359	229	33	european	european	ADJ
ejif-9359	229	34	journal	journal	PROPN
ejif-9359	229	35	of	of	ADP
ejif-9359	229	36	islamic	islamic	PROPN
ejif-9359	229	37	finance	finance	PROPN
ejif-9359	229	38	issn	issn	PROPN
ejif-9359	229	39	:	:	PUNCT
ejif-9359	229	40	2421	2421	NUM
ejif-9359	229	41	-	-	SYM
ejif-9359	229	42	2172	2172	NUM
ejif-9359	229	43	doi	doi	NOUN
ejif-9359	229	44	:	:	PUNCT
ejif-9359	229	45	10.13135/2421	10.13135/2421	NUM
ejif-9359	229	46	-	-	SYM
ejif-9359	229	47	2172/9359	2172/9359	NUM
ejif-9359	229	48	published	publish	VERB
ejif-9359	229	49	by	by	ADP
ejif-9359	229	50	university	university	PROPN
ejif-9359	229	51	of	of	ADP
ejif-9359	229	52	turin	turin	PROPN
ejif-9359	230	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-9359	230	2	ejif	ejif	PROPN
ejif-9359	230	3	content	content	NOUN
ejif-9359	230	4	is	be	AUX
ejif-9359	230	5	licensed	license	VERB
ejif-9359	230	6	under	under	ADP
ejif-9359	230	7	a	a	DET
ejif-9359	230	8	creative	creative	ADJ
ejif-9359	230	9	commons	common	NOUN
ejif-9359	230	10	attribution	attribution	NOUN
ejif-9359	230	11	4.0	4.0	NUM
ejif-9359	230	12	international	international	ADJ
ejif-9359	230	13	license	license	NOUN
ejif-9359	230	14	10	10	NUM
ejif-9359	230	15	respondent	respondent	NOUN
ejif-9359	230	16	,	,	PUNCT
ejif-9359	230	17	“	"	PUNCT
ejif-9359	230	18	securing	secure	VERB
ejif-9359	230	19	customer	customer	NOUN
ejif-9359	230	20	cooperation	cooperation	NOUN
ejif-9359	230	21	posed	pose	VERB
ejif-9359	230	22	significant	significant	ADJ
ejif-9359	230	23	challenges	challenge	NOUN
ejif-9359	230	24	.	.	PUNCT
ejif-9359	231	1	however	however	ADV
ejif-9359	231	2	,	,	PUNCT
ejif-9359	231	3	emphasizing	emphasize	VERB
ejif-9359	231	4	mutual	mutual	ADJ
ejif-9359	231	5	benefits	benefit	NOUN
ejif-9359	231	6	associated	associate	VERB
ejif-9359	231	7	with	with	ADP
ejif-9359	231	8	new	new	ADJ
ejif-9359	231	9	services	service	NOUN
ejif-9359	231	10	and	and	CCONJ
ejif-9359	231	11	innovations	innovation	NOUN
ejif-9359	231	12	facilitated	facilitate	VERB
ejif-9359	231	13	collaboration	collaboration	NOUN
ejif-9359	231	14	.	.	PUNCT
ejif-9359	231	15	”	"	PUNCT
ejif-9359	232	1	fourthly	fourthly	ADV
ejif-9359	232	2	,	,	PUNCT
ejif-9359	232	3	certain	certain	ADJ
ejif-9359	232	4	muslim	muslim	ADJ
ejif-9359	232	5	customers	customer	NOUN
ejif-9359	232	6	may	may	AUX
ejif-9359	232	7	require	require	VERB
ejif-9359	232	8	added	add	VERB
ejif-9359	232	9	motivation	motivation	NOUN
ejif-9359	232	10	for	for	ADP
ejif-9359	232	11	active	active	ADJ
ejif-9359	232	12	participation	participation	NOUN
ejif-9359	232	13	.	.	PUNCT
ejif-9359	233	1	respondents	respondent	NOUN
ejif-9359	233	2	indicated	indicate	VERB
ejif-9359	233	3	the	the	DET
ejif-9359	233	4	efficacy	efficacy	NOUN
ejif-9359	233	5	of	of	ADP
ejif-9359	233	6	both	both	CCONJ
ejif-9359	233	7	monetary	monetary	ADJ
ejif-9359	233	8	and	and	CCONJ
ejif-9359	233	9	nonmonetary	nonmonetary	ADJ
ejif-9359	233	10	incentives	incentive	NOUN
ejif-9359	233	11	in	in	ADP
ejif-9359	233	12	fostering	foster	VERB
ejif-9359	233	13	collaboration	collaboration	NOUN
ejif-9359	233	14	:	:	PUNCT
ejif-9359	233	15	“	"	PUNCT
ejif-9359	233	16	augmenting	augment	VERB
ejif-9359	233	17	incentives	incentive	NOUN
ejif-9359	233	18	can	can	AUX
ejif-9359	233	19	amplify	amplify	VERB
ejif-9359	233	20	customer	customer	NOUN
ejif-9359	233	21	engagement	engagement	NOUN
ejif-9359	233	22	and	and	CCONJ
ejif-9359	233	23	enhance	enhance	VERB
ejif-9359	233	24	the	the	DET
ejif-9359	233	25	quality	quality	NOUN
ejif-9359	233	26	of	of	ADP
ejif-9359	233	27	insights	insight	NOUN
ejif-9359	233	28	shared	share	VERB
ejif-9359	233	29	.	.	PUNCT
ejif-9359	233	30	”	"	PUNCT
ejif-9359	234	1	managers	manager	NOUN
ejif-9359	234	2	deploy	deploy	VERB
ejif-9359	234	3	incentives	incentive	NOUN
ejif-9359	234	4	,	,	PUNCT
ejif-9359	234	5	such	such	ADJ
ejif-9359	234	6	as	as	ADP
ejif-9359	234	7	reduced	reduce	VERB
ejif-9359	234	8	interest	interest	NOUN
ejif-9359	234	9	rates	rate	NOUN
ejif-9359	234	10	and	and	CCONJ
ejif-9359	234	11	promotional	promotional	ADJ
ejif-9359	234	12	offers	offer	NOUN
ejif-9359	234	13	,	,	PUNCT
ejif-9359	234	14	to	to	PART
ejif-9359	234	15	incentivize	incentivize	VERB
ejif-9359	234	16	business	business	NOUN
ejif-9359	234	17	customers	customer	NOUN
ejif-9359	234	18	.	.	PUNCT
ejif-9359	235	1	selecting	select	VERB
ejif-9359	235	2	customers	customer	NOUN
ejif-9359	235	3	with	with	ADP
ejif-9359	235	4	pre	pre	ADJ
ejif-9359	235	5	-	-	ADJ
ejif-9359	235	6	existing	exist	VERB
ejif-9359	235	7	strong	strong	ADJ
ejif-9359	235	8	relationships	relationship	NOUN
ejif-9359	235	9	further	far	ADV
ejif-9359	235	10	mitigates	mitigate	VERB
ejif-9359	235	11	these	these	DET
ejif-9359	235	12	challenges	challenge	NOUN
ejif-9359	235	13	as	as	SCONJ
ejif-9359	235	14	affirmed	affirm	VERB
ejif-9359	235	15	by	by	ADP
ejif-9359	235	16	a	a	DET
ejif-9359	235	17	respondent	respondent	NOUN
ejif-9359	235	18	,	,	PUNCT
ejif-9359	235	19	“	"	PUNCT
ejif-9359	235	20	discernible	discernible	ADJ
ejif-9359	235	21	disparities	disparity	NOUN
ejif-9359	235	22	in	in	ADP
ejif-9359	235	23	attitudes	attitude	NOUN
ejif-9359	235	24	and	and	CCONJ
ejif-9359	235	25	behaviors	behavior	NOUN
ejif-9359	235	26	were	be	AUX
ejif-9359	235	27	evident	evident	ADJ
ejif-9359	235	28	between	between	ADP
ejif-9359	235	29	familiar	familiar	ADJ
ejif-9359	235	30	and	and	CCONJ
ejif-9359	235	31	unfamiliar	unfamiliar	ADJ
ejif-9359	235	32	customer	customer	NOUN
ejif-9359	235	33	groups	group	NOUN
ejif-9359	235	34	.	.	PUNCT
ejif-9359	235	35	”	"	PUNCT
ejif-9359	235	36	table	table	NOUN
ejif-9359	235	37	3	3	NUM
ejif-9359	235	38	.	.	PUNCT
ejif-9359	235	39	data	datum	NOUN
ejif-9359	235	40	pattern	pattern	NOUN
ejif-9359	235	41	for	for	ADP
ejif-9359	235	42	interaction	interaction	NOUN
ejif-9359	235	43	with	with	ADP
ejif-9359	235	44	muslim	muslim	ADJ
ejif-9359	235	45	minority	minority	NOUN
ejif-9359	235	46	customers	customer	NOUN
ejif-9359	235	47	research	research	NOUN
ejif-9359	235	48	issues	issue	NOUN
ejif-9359	235	49	key	key	ADJ
ejif-9359	235	50	findings	finding	NOUN
ejif-9359	235	51	process	process	NOUN
ejif-9359	235	52	of	of	ADP
ejif-9359	235	53	customer	customer	NOUN
ejif-9359	235	54	interaction	interaction	NOUN
ejif-9359	235	55	•	•	ADP
ejif-9359	235	56	muslim	muslim	ADJ
ejif-9359	235	57	customers	customer	NOUN
ejif-9359	235	58	create	create	VERB
ejif-9359	235	59	their	their	PRON
ejif-9359	235	60	own	own	ADJ
ejif-9359	235	61	methods	method	NOUN
ejif-9359	235	62	to	to	PART
ejif-9359	235	63	satisfy	satisfy	VERB
ejif-9359	235	64	their	their	PRON
ejif-9359	235	65	needs	need	NOUN
ejif-9359	235	66	.	.	PUNCT
ejif-9359	236	1	•	•	NOUN
ejif-9359	236	2	customer	customer	NOUN
ejif-9359	236	3	collaboration	collaboration	NOUN
ejif-9359	236	4	is	be	AUX
ejif-9359	236	5	a	a	DET
ejif-9359	236	6	key	key	ADJ
ejif-9359	236	7	strategy	strategy	NOUN
ejif-9359	236	8	to	to	PART
ejif-9359	236	9	gain	gain	VERB
ejif-9359	236	10	insight	insight	NOUN
ejif-9359	236	11	into	into	ADP
ejif-9359	236	12	customer	customer	NOUN
ejif-9359	236	13	needs	need	NOUN
ejif-9359	236	14	.	.	PUNCT
ejif-9359	237	1	•	•	NUM
ejif-9359	237	2	managers	manager	NOUN
ejif-9359	237	3	are	be	AUX
ejif-9359	237	4	unaware	unaware	ADJ
ejif-9359	237	5	of	of	ADP
ejif-9359	237	6	the	the	DET
ejif-9359	237	7	stepwise	stepwise	ADJ
ejif-9359	237	8	process	process	NOUN
ejif-9359	237	9	of	of	ADP
ejif-9359	237	10	nsd	nsd	NOUN
ejif-9359	237	11	,	,	PUNCT
ejif-9359	237	12	yet	yet	CCONJ
ejif-9359	237	13	a	a	DET
ejif-9359	237	14	structured	structured	ADJ
ejif-9359	237	15	process	process	NOUN
ejif-9359	237	16	containing	contain	VERB
ejif-9359	237	17	4	4	NUM
ejif-9359	237	18	phases	phase	NOUN
ejif-9359	237	19	of	of	ADP
ejif-9359	237	20	initiation	initiation	NOUN
ejif-9359	237	21	,	,	PUNCT
ejif-9359	237	22	comprehension	comprehension	NOUN
ejif-9359	237	23	,	,	PUNCT
ejif-9359	237	24	corroboration	corroboration	NOUN
ejif-9359	237	25	,	,	PUNCT
ejif-9359	237	26	and	and	CCONJ
ejif-9359	237	27	execution	execution	NOUN
ejif-9359	237	28	is	be	AUX
ejif-9359	237	29	needed	need	VERB
ejif-9359	237	30	.	.	PUNCT
ejif-9359	238	1	•	•	NUM
ejif-9359	238	2	interaction	interaction	NOUN
ejif-9359	238	3	with	with	ADP
ejif-9359	238	4	customers	customer	NOUN
ejif-9359	238	5	during	during	ADP
ejif-9359	238	6	all	all	DET
ejif-9359	238	7	the	the	DET
ejif-9359	238	8	4	4	NUM
ejif-9359	238	9	phases	phase	NOUN
ejif-9359	238	10	of	of	ADP
ejif-9359	238	11	nsd	nsd	NOUN
ejif-9359	238	12	is	be	AUX
ejif-9359	238	13	important	important	ADJ
ejif-9359	238	14	.	.	PUNCT
ejif-9359	239	1	•	•	NUM
ejif-9359	239	2	“	"	PUNCT
ejif-9359	239	3	initiation	initiation	NOUN
ejif-9359	239	4	phase	phase	NOUN
ejif-9359	239	5	”	"	PUNCT
ejif-9359	239	6	of	of	ADP
ejif-9359	239	7	the	the	DET
ejif-9359	239	8	process	process	NOUN
ejif-9359	239	9	is	be	AUX
ejif-9359	239	10	most	most	ADV
ejif-9359	239	11	important	important	ADJ
ejif-9359	239	12	phase	phase	NOUN
ejif-9359	239	13	because	because	SCONJ
ejif-9359	239	14	idea	idea	NOUN
ejif-9359	239	15	generation	generation	NOUN
ejif-9359	239	16	and	and	CCONJ
ejif-9359	239	17	idea	idea	NOUN
ejif-9359	239	18	screening	screen	VERB
ejif-9359	239	19	are	be	AUX
ejif-9359	239	20	the	the	DET
ejif-9359	239	21	key	key	ADJ
ejif-9359	239	22	activities	activity	NOUN
ejif-9359	239	23	in	in	ADP
ejif-9359	239	24	nsd	nsd	NOUN
ejif-9359	239	25	.	.	PUNCT
ejif-9359	240	1	•	•	NUM
ejif-9359	240	2	the	the	DET
ejif-9359	240	3	intensity	intensity	NOUN
ejif-9359	240	4	of	of	ADP
ejif-9359	240	5	interaction	interaction	NOUN
ejif-9359	240	6	is	be	AUX
ejif-9359	240	7	low	low	ADJ
ejif-9359	240	8	at	at	ADP
ejif-9359	240	9	the	the	DET
ejif-9359	240	10	two	two	NUM
ejif-9359	240	11	middle	middle	ADJ
ejif-9359	240	12	phases	phase	NOUN
ejif-9359	240	13	of	of	ADP
ejif-9359	240	14	comprehension	comprehension	NOUN
ejif-9359	240	15	and	and	CCONJ
ejif-9359	240	16	corroboration	corroboration	NOUN
ejif-9359	240	17	.	.	PUNCT
ejif-9359	241	1	•	•	NUM
ejif-9359	241	2	muslim	muslim	ADJ
ejif-9359	241	3	customers	customer	NOUN
ejif-9359	241	4	are	be	AUX
ejif-9359	241	5	willing	willing	ADJ
ejif-9359	241	6	partners	partner	NOUN
ejif-9359	241	7	in	in	ADP
ejif-9359	241	8	nsd	nsd	PROPN
ejif-9359	241	9	•	•	NUM
ejif-9359	241	10	muslim	muslim	ADJ
ejif-9359	241	11	customers	customer	NOUN
ejif-9359	241	12	can	can	AUX
ejif-9359	241	13	perform	perform	VERB
ejif-9359	241	14	these	these	DET
ejif-9359	241	15	activities	activity	NOUN
ejif-9359	241	16	:	:	PUNCT
ejif-9359	241	17	describing	describe	VERB
ejif-9359	241	18	the	the	DET
ejif-9359	241	19	needs	need	NOUN
ejif-9359	241	20	,	,	PUNCT
ejif-9359	241	21	problems	problem	NOUN
ejif-9359	241	22	and	and	CCONJ
ejif-9359	241	23	solutions	solution	NOUN
ejif-9359	241	24	,	,	PUNCT
ejif-9359	241	25	evaluating	evaluate	VERB
ejif-9359	241	26	existing	exist	VERB
ejif-9359	241	27	services	service	NOUN
ejif-9359	241	28	,	,	PUNCT
ejif-9359	241	29	identifying	identify	VERB
ejif-9359	241	30	gaps	gap	NOUN
ejif-9359	241	31	in	in	ADP
ejif-9359	241	32	the	the	DET
ejif-9359	241	33	market	market	NOUN
ejif-9359	241	34	,	,	PUNCT
ejif-9359	241	35	providing	provide	VERB
ejif-9359	241	36	a	a	DET
ejif-9359	241	37	new	new	ADJ
ejif-9359	241	38	service	service	NOUN
ejif-9359	241	39	wish	wish	NOUN
ejif-9359	241	40	list	list	NOUN
ejif-9359	241	41	,	,	PUNCT
ejif-9359	241	42	jointly	jointly	ADV
ejif-9359	241	43	developing	develop	VERB
ejif-9359	241	44	service	service	NOUN
ejif-9359	241	45	blueprints	blueprint	NOUN
ejif-9359	241	46	,	,	PUNCT
ejif-9359	241	47	participating	participate	VERB
ejif-9359	241	48	in	in	ADP
ejif-9359	241	49	a	a	DET
ejif-9359	241	50	simulated	simulate	VERB
ejif-9359	241	51	service	service	NOUN
ejif-9359	241	52	delivery	delivery	NOUN
ejif-9359	241	53	process	process	NOUN
ejif-9359	241	54	,	,	PUNCT
ejif-9359	241	55	providing	provide	VERB
ejif-9359	241	56	feedback	feedback	NOUN
ejif-9359	241	57	on	on	ADP
ejif-9359	241	58	various	various	ADJ
ejif-9359	241	59	aspects	aspect	NOUN
ejif-9359	241	60	of	of	ADP
ejif-9359	241	61	marketing	marketing	NOUN
ejif-9359	241	62	of	of	ADP
ejif-9359	241	63	the	the	DET
ejif-9359	241	64	new	new	ADJ
ejif-9359	241	65	services	service	NOUN
ejif-9359	241	66	,	,	PUNCT
ejif-9359	241	67	examining	examine	VERB
ejif-9359	241	68	the	the	DET
ejif-9359	241	69	overall	overall	ADJ
ejif-9359	241	70	saleability	saleability	NOUN
ejif-9359	241	71	of	of	ADP
ejif-9359	241	72	a	a	DET
ejif-9359	241	73	new	new	ADJ
ejif-9359	241	74	service	service	NOUN
ejif-9359	241	75	,	,	PUNCT
ejif-9359	241	76	adopting	adopt	VERB
ejif-9359	241	77	the	the	DET
ejif-9359	241	78	service	service	NOUN
ejif-9359	241	79	as	as	ADP
ejif-9359	241	80	a	a	DET
ejif-9359	241	81	trial	trial	NOUN
ejif-9359	241	82	and	and	CCONJ
ejif-9359	241	83	recommending	recommend	VERB
ejif-9359	241	84	to	to	ADP
ejif-9359	241	85	other	other	ADJ
ejif-9359	241	86	potential	potential	ADJ
ejif-9359	241	87	users	user	NOUN
ejif-9359	241	88	.	.	PUNCT
ejif-9359	242	1	customer	customer	NOUN
ejif-9359	242	2	interaction	interaction	NOUN
ejif-9359	242	3	approaches	approach	VERB
ejif-9359	242	4	six	six	NUM
ejif-9359	242	5	customer	customer	NOUN
ejif-9359	242	6	interaction	interaction	NOUN
ejif-9359	242	7	approaches	approach	NOUN
ejif-9359	242	8	are	be	AUX
ejif-9359	242	9	:	:	PUNCT
ejif-9359	242	10	1	1	X
ejif-9359	242	11	.	.	X
ejif-9359	242	12	conducting	conduct	VERB
ejif-9359	242	13	several	several	ADJ
ejif-9359	242	14	initial	initial	ADJ
ejif-9359	242	15	face	face	NOUN
ejif-9359	242	16	-	-	PUNCT
ejif-9359	242	17	to	to	ADP
ejif-9359	242	18	-	-	PUNCT
ejif-9359	242	19	face	face	NOUN
ejif-9359	242	20	interviews	interview	NOUN
ejif-9359	242	21	and	and	CCONJ
ejif-9359	242	22	team	team	NOUN
ejif-9359	242	23	meetings	meeting	NOUN
ejif-9359	242	24	during	during	ADP
ejif-9359	242	25	the	the	DET
ejif-9359	242	26	initiation	initiation	NOUN
ejif-9359	242	27	phase	phase	NOUN
ejif-9359	242	28	of	of	ADP
ejif-9359	242	29	the	the	DET
ejif-9359	242	30	nsd	nsd	NOUN
ejif-9359	242	31	process	process	NOUN
ejif-9359	242	32	.	.	PUNCT
ejif-9359	243	1	2	2	X
ejif-9359	243	2	.	.	X
ejif-9359	243	3	conducting	conduct	VERB
ejif-9359	243	4	innovation	innovation	NOUN
ejif-9359	243	5	retreats	retreat	NOUN
ejif-9359	243	6	and	and	CCONJ
ejif-9359	243	7	summits	summit	NOUN
ejif-9359	243	8	to	to	PART
ejif-9359	243	9	assess	assess	VERB
ejif-9359	243	10	customers	customer	NOUN
ejif-9359	243	11	’	'	PUNCT
ejif-9359	243	12	needs	need	NOUN
ejif-9359	243	13	.	.	PUNCT
ejif-9359	244	1	3	3	X
ejif-9359	244	2	.	.	X
ejif-9359	244	3	increasing	increase	VERB
ejif-9359	244	4	the	the	DET
ejif-9359	244	5	amount	amount	NOUN
ejif-9359	244	6	of	of	ADP
ejif-9359	244	7	communication	communication	NOUN
ejif-9359	244	8	and	and	CCONJ
ejif-9359	244	9	informal	informal	ADJ
ejif-9359	244	10	interactions	interaction	NOUN
ejif-9359	244	11	among	among	ADP
ejif-9359	244	12	the	the	DET
ejif-9359	244	13	front	front	ADJ
ejif-9359	244	14	-	-	PUNCT
ejif-9359	244	15	line	line	NOUN
ejif-9359	244	16	employees	employee	NOUN
ejif-9359	244	17	and	and	CCONJ
ejif-9359	244	18	the	the	DET
ejif-9359	244	19	ethnic	ethnic	ADJ
ejif-9359	244	20	customers	customer	NOUN
ejif-9359	244	21	.	.	PUNCT
ejif-9359	245	1	4	4	X
ejif-9359	245	2	.	.	X
ejif-9359	245	3	developing	develop	VERB
ejif-9359	245	4	a	a	DET
ejif-9359	245	5	close	close	ADJ
ejif-9359	245	6	relationship	relationship	NOUN
ejif-9359	245	7	with	with	ADP
ejif-9359	245	8	innovative	innovative	ADJ
ejif-9359	245	9	and	and	CCONJ
ejif-9359	245	10	expert	expert	ADJ
ejif-9359	245	11	customers	customer	NOUN
ejif-9359	245	12	.	.	PUNCT
ejif-9359	246	1	5	5	X
ejif-9359	246	2	.	.	X
ejif-9359	246	3	holding	hold	VERB
ejif-9359	246	4	periodic	periodic	ADJ
ejif-9359	246	5	progress	progress	NOUN
ejif-9359	246	6	update	update	NOUN
ejif-9359	246	7	meetings	meeting	NOUN
ejif-9359	246	8	to	to	PART
ejif-9359	246	9	remain	remain	VERB
ejif-9359	246	10	up	up	ADP
ejif-9359	246	11	to	to	ADP
ejif-9359	246	12	date	date	NOUN
ejif-9359	246	13	on	on	ADP
ejif-9359	246	14	new	new	ADJ
ejif-9359	246	15	developments	development	NOUN
ejif-9359	246	16	and	and	CCONJ
ejif-9359	246	17	emerging	emerge	VERB
ejif-9359	246	18	trends	trend	NOUN
ejif-9359	246	19	.	.	PUNCT
ejif-9359	247	1	6	6	X
ejif-9359	247	2	.	.	X
ejif-9359	247	3	using	use	VERB
ejif-9359	247	4	customer	customer	NOUN
ejif-9359	247	5	interaction	interaction	NOUN
ejif-9359	247	6	strategy	strategy	NOUN
ejif-9359	247	7	to	to	PART
ejif-9359	247	8	educate	educate	VERB
ejif-9359	247	9	customers	customer	NOUN
ejif-9359	247	10	about	about	ADP
ejif-9359	247	11	the	the	DET
ejif-9359	247	12	new	new	ADJ
ejif-9359	247	13	services	service	NOUN
ejif-9359	247	14	or	or	CCONJ
ejif-9359	247	15	to	to	PART
ejif-9359	247	16	develop	develop	VERB
ejif-9359	247	17	a	a	DET
ejif-9359	247	18	long	long	ADJ
ejif-9359	247	19	-	-	PUNCT
ejif-9359	247	20	term	term	NOUN
ejif-9359	247	21	relationship	relationship	NOUN
ejif-9359	247	22	.	.	PUNCT
ejif-9359	248	1	risks	risk	NOUN
ejif-9359	248	2	in	in	ADP
ejif-9359	248	3	customer	customer	NOUN
ejif-9359	248	4	interaction	interaction	NOUN
ejif-9359	248	5	•	•	NOUN
ejif-9359	248	6	listening	listen	VERB
ejif-9359	248	7	to	to	ADP
ejif-9359	248	8	customers	customer	NOUN
ejif-9359	248	9	too	too	ADV
ejif-9359	248	10	closely	closely	ADV
ejif-9359	248	11	may	may	AUX
ejif-9359	248	12	create	create	VERB
ejif-9359	248	13	a	a	DET
ejif-9359	248	14	risk	risk	NOUN
ejif-9359	248	15	of	of	ADP
ejif-9359	248	16	over	over	ADP
ejif-9359	248	17	-	-	PUNCT
ejif-9359	248	18	customization	customization	NOUN
ejif-9359	248	19	of	of	ADP
ejif-9359	248	20	new	new	ADJ
ejif-9359	248	21	services	service	NOUN
ejif-9359	248	22	.	.	PUNCT
ejif-9359	249	1	•	•	NOUN
ejif-9359	249	2	locating	locate	VERB
ejif-9359	249	3	appropriate	appropriate	ADJ
ejif-9359	249	4	muslim	muslim	ADJ
ejif-9359	249	5	customers	customer	NOUN
ejif-9359	249	6	for	for	ADP
ejif-9359	249	7	interaction	interaction	NOUN
ejif-9359	249	8	is	be	AUX
ejif-9359	249	9	rather	rather	ADV
ejif-9359	249	10	challenging	challenging	ADJ
ejif-9359	249	11	.	.	PUNCT
ejif-9359	250	1	european	european	PROPN
ejif-9359	250	2	journal	journal	PROPN
ejif-9359	250	3	of	of	ADP
ejif-9359	250	4	islamic	islamic	PROPN
ejif-9359	250	5	finance	finance	PROPN
ejif-9359	250	6	issn	issn	PROPN
ejif-9359	250	7	:	:	PUNCT
ejif-9359	250	8	2421	2421	NUM
ejif-9359	250	9	-	-	SYM
ejif-9359	250	10	2172	2172	NUM
ejif-9359	250	11	doi	doi	NOUN
ejif-9359	250	12	:	:	PUNCT
ejif-9359	250	13	10.13135/2421	10.13135/2421	NUM
ejif-9359	250	14	-	-	SYM
ejif-9359	250	15	2172/9359	2172/9359	NUM
ejif-9359	250	16	published	publish	VERB
ejif-9359	250	17	by	by	ADP
ejif-9359	250	18	university	university	PROPN
ejif-9359	250	19	of	of	ADP
ejif-9359	250	20	turin	turin	PROPN
ejif-9359	251	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-9359	251	2	ejif	ejif	PROPN
ejif-9359	251	3	content	content	NOUN
ejif-9359	251	4	is	be	AUX
ejif-9359	251	5	licensed	license	VERB
ejif-9359	251	6	under	under	ADP
ejif-9359	251	7	a	a	DET
ejif-9359	251	8	creative	creative	ADJ
ejif-9359	251	9	commons	common	NOUN
ejif-9359	251	10	attribution	attribution	NOUN
ejif-9359	251	11	4.0	4.0	NUM
ejif-9359	251	12	international	international	ADJ
ejif-9359	251	13	license	license	NOUN
ejif-9359	251	14	11	11	NUM
ejif-9359	251	15	•	•	NOUN
ejif-9359	251	16	customers	customer	NOUN
ejif-9359	251	17	may	may	AUX
ejif-9359	251	18	be	be	AUX
ejif-9359	251	19	disinclined	disinclined	ADJ
ejif-9359	251	20	to	to	PART
ejif-9359	251	21	cooperate	cooperate	VERB
ejif-9359	251	22	because	because	SCONJ
ejif-9359	251	23	of	of	ADP
ejif-9359	251	24	the	the	DET
ejif-9359	251	25	conflicting	conflict	VERB
ejif-9359	251	26	objectives	objective	NOUN
ejif-9359	251	27	and	and	CCONJ
ejif-9359	251	28	intents	intent	NOUN
ejif-9359	251	29	of	of	ADP
ejif-9359	251	30	managers	manager	NOUN
ejif-9359	251	31	versus	versus	ADP
ejif-9359	251	32	customers	customer	NOUN
ejif-9359	251	33	.	.	PUNCT
ejif-9359	252	1	•	•	NUM
ejif-9359	252	2	some	some	DET
ejif-9359	252	3	ethnic	ethnic	ADJ
ejif-9359	252	4	customers	customer	NOUN
ejif-9359	252	5	may	may	AUX
ejif-9359	252	6	need	need	VERB
ejif-9359	252	7	extra	extra	ADJ
ejif-9359	252	8	motivation	motivation	NOUN
ejif-9359	252	9	for	for	ADP
ejif-9359	252	10	their	their	PRON
ejif-9359	252	11	cooperation	cooperation	NOUN
ejif-9359	252	12	.	.	PUNCT
ejif-9359	253	1	source	source	NOUN
ejif-9359	253	2	:	:	PUNCT
ejif-9359	253	3	authors	author	NOUN
ejif-9359	253	4	’	’	PART
ejif-9359	253	5	elaboration	elaboration	NOUN
ejif-9359	253	6	in	in	ADP
ejif-9359	253	7	conclusion	conclusion	NOUN
ejif-9359	253	8	,	,	PUNCT
ejif-9359	253	9	the	the	DET
ejif-9359	253	10	insights	insight	NOUN
ejif-9359	253	11	delineated	delineate	VERB
ejif-9359	253	12	above	above	ADV
ejif-9359	253	13	and	and	CCONJ
ejif-9359	253	14	summarized	summarize	VERB
ejif-9359	253	15	in	in	ADP
ejif-9359	253	16	table	table	NOUN
ejif-9359	253	17	3	3	NUM
ejif-9359	253	18	,	,	PUNCT
ejif-9359	253	19	underscore	underscore	VERB
ejif-9359	253	20	the	the	DET
ejif-9359	253	21	pivotal	pivotal	ADJ
ejif-9359	253	22	role	role	NOUN
ejif-9359	253	23	of	of	ADP
ejif-9359	253	24	customer	customer	NOUN
ejif-9359	253	25	interaction	interaction	NOUN
ejif-9359	253	26	and	and	CCONJ
ejif-9359	253	27	manager	manager	NOUN
ejif-9359	253	28	-	-	PUNCT
ejif-9359	253	29	customer	customer	NOUN
ejif-9359	253	30	relationships	relationship	NOUN
ejif-9359	253	31	.	.	PUNCT
ejif-9359	254	1	echoing	echo	VERB
ejif-9359	254	2	this	this	DET
ejif-9359	254	3	sentiment	sentiment	NOUN
ejif-9359	254	4	,	,	PUNCT
ejif-9359	254	5	a	a	DET
ejif-9359	254	6	respondent	respondent	NOUN
ejif-9359	254	7	articulated	articulate	VERB
ejif-9359	254	8	,	,	PUNCT
ejif-9359	254	9	“	"	PUNCT
ejif-9359	254	10	sustaining	sustain	VERB
ejif-9359	254	11	and	and	CCONJ
ejif-9359	254	12	fostering	foster	VERB
ejif-9359	254	13	customer	customer	NOUN
ejif-9359	254	14	relationships	relationship	NOUN
ejif-9359	254	15	remains	remain	VERB
ejif-9359	254	16	paramount	paramount	ADJ
ejif-9359	254	17	for	for	ADP
ejif-9359	254	18	upcoming	upcoming	ADJ
ejif-9359	254	19	projects	project	NOUN
ejif-9359	254	20	.	.	PUNCT
ejif-9359	255	1	the	the	DET
ejif-9359	255	2	journey	journey	NOUN
ejif-9359	255	3	has	have	AUX
ejif-9359	255	4	just	just	ADV
ejif-9359	255	5	commenced	commence	VERB
ejif-9359	255	6	,	,	PUNCT
ejif-9359	255	7	and	and	CCONJ
ejif-9359	255	8	we	we	PRON
ejif-9359	255	9	remain	remain	VERB
ejif-9359	255	10	optimistic	optimistic	ADJ
ejif-9359	255	11	about	about	ADP
ejif-9359	255	12	harnessing	harness	VERB
ejif-9359	255	13	customer	customer	NOUN
ejif-9359	255	14	insights	insight	NOUN
ejif-9359	255	15	for	for	ADP
ejif-9359	255	16	innovative	innovative	ADJ
ejif-9359	255	17	product	product	NOUN
ejif-9359	255	18	ideation	ideation	NOUN
ejif-9359	255	19	.	.	PUNCT
ejif-9359	255	20	”	"	PUNCT
ejif-9359	256	1	5	5	NUM
ejif-9359	256	2	.	.	PUNCT
ejif-9359	256	3	research	research	NOUN
ejif-9359	256	4	implications	implication	NOUN
ejif-9359	256	5	and	and	CCONJ
ejif-9359	256	6	conclusions	conclusion	NOUN
ejif-9359	256	7	our	our	PRON
ejif-9359	256	8	study	study	NOUN
ejif-9359	256	9	delves	delve	VERB
ejif-9359	256	10	into	into	ADP
ejif-9359	256	11	three	three	NUM
ejif-9359	256	12	key	key	ADJ
ejif-9359	256	13	business	business	NOUN
ejif-9359	256	14	issues	issue	NOUN
ejif-9359	256	15	:	:	PUNCT
ejif-9359	256	16	(	(	PUNCT
ejif-9359	256	17	a	a	X
ejif-9359	256	18	)	)	PUNCT
ejif-9359	256	19	the	the	DET
ejif-9359	256	20	role	role	NOUN
ejif-9359	256	21	of	of	ADP
ejif-9359	256	22	muslim	muslim	ADJ
ejif-9359	256	23	customers	customer	NOUN
ejif-9359	256	24	within	within	ADP
ejif-9359	256	25	a	a	DET
ejif-9359	256	26	multiethnic	multiethnic	ADJ
ejif-9359	256	27	country	country	NOUN
ejif-9359	256	28	,	,	PUNCT
ejif-9359	256	29	(	(	PUNCT
ejif-9359	256	30	b	b	X
ejif-9359	256	31	)	)	PUNCT
ejif-9359	256	32	the	the	DET
ejif-9359	256	33	significance	significance	NOUN
ejif-9359	256	34	of	of	ADP
ejif-9359	256	35	india	india	PROPN
ejif-9359	256	36	's	's	PART
ejif-9359	256	37	burgeoning	burgeon	VERB
ejif-9359	256	38	market	market	NOUN
ejif-9359	256	39	,	,	PUNCT
ejif-9359	256	40	and	and	CCONJ
ejif-9359	256	41	(	(	PUNCT
ejif-9359	256	42	c	c	X
ejif-9359	256	43	)	)	PUNCT
ejif-9359	256	44	the	the	DET
ejif-9359	256	45	dynamics	dynamic	NOUN
ejif-9359	256	46	of	of	ADP
ejif-9359	256	47	interaction	interaction	NOUN
ejif-9359	256	48	with	with	ADP
ejif-9359	256	49	muslim	muslim	ADJ
ejif-9359	256	50	customers	customer	NOUN
ejif-9359	256	51	in	in	ADP
ejif-9359	256	52	the	the	DET
ejif-9359	256	53	nsd	nsd	NOUN
ejif-9359	256	54	process	process	NOUN
ejif-9359	256	55	adopted	adopt	VERB
ejif-9359	256	56	by	by	ADP
ejif-9359	256	57	financial	financial	ADJ
ejif-9359	256	58	service	service	NOUN
ejif-9359	256	59	firms	firm	NOUN
ejif-9359	256	60	.	.	PUNCT
ejif-9359	257	1	drawing	draw	VERB
ejif-9359	257	2	from	from	ADP
ejif-9359	257	3	the	the	DET
ejif-9359	257	4	analysis	analysis	NOUN
ejif-9359	257	5	of	of	ADP
ejif-9359	257	6	these	these	DET
ejif-9359	257	7	research	research	NOUN
ejif-9359	257	8	issues	issue	NOUN
ejif-9359	257	9	,	,	PUNCT
ejif-9359	257	10	we	we	PRON
ejif-9359	257	11	present	present	VERB
ejif-9359	257	12	important	important	ADJ
ejif-9359	257	13	implications	implication	NOUN
ejif-9359	257	14	for	for	ADP
ejif-9359	257	15	marketing	marketing	NOUN
ejif-9359	257	16	scholars	scholar	NOUN
ejif-9359	257	17	,	,	PUNCT
ejif-9359	257	18	practitioners	practitioner	NOUN
ejif-9359	257	19	,	,	PUNCT
ejif-9359	257	20	and	and	CCONJ
ejif-9359	257	21	policymakers	policymaker	NOUN
ejif-9359	257	22	.	.	PUNCT
ejif-9359	258	1	in	in	ADP
ejif-9359	258	2	doing	do	VERB
ejif-9359	258	3	so	so	ADV
ejif-9359	258	4	,	,	PUNCT
ejif-9359	258	5	our	our	PRON
ejif-9359	258	6	study	study	NOUN
ejif-9359	258	7	offers	offer	VERB
ejif-9359	258	8	two	two	NUM
ejif-9359	258	9	primary	primary	ADJ
ejif-9359	258	10	contributions	contribution	NOUN
ejif-9359	258	11	.	.	PUNCT
ejif-9359	259	1	firstly	firstly	ADV
ejif-9359	259	2	,	,	PUNCT
ejif-9359	259	3	we	we	PRON
ejif-9359	259	4	address	address	VERB
ejif-9359	259	5	the	the	DET
ejif-9359	259	6	growing	grow	VERB
ejif-9359	259	7	demand	demand	NOUN
ejif-9359	259	8	for	for	ADP
ejif-9359	259	9	research	research	NOUN
ejif-9359	259	10	on	on	ADP
ejif-9359	259	11	emerging	emerge	VERB
ejif-9359	259	12	markets	market	NOUN
ejif-9359	259	13	,	,	PUNCT
ejif-9359	259	14	as	as	SCONJ
ejif-9359	259	15	advocated	advocate	VERB
ejif-9359	259	16	by	by	ADP
ejif-9359	259	17	both	both	DET
ejif-9359	259	18	scholars	scholar	NOUN
ejif-9359	259	19	and	and	CCONJ
ejif-9359	259	20	practitioners	practitioner	NOUN
ejif-9359	259	21	(	(	PUNCT
ejif-9359	259	22	e.g.	e.g.	ADV
ejif-9359	259	23	,	,	PUNCT
ejif-9359	259	24	banerjee	banerjee	PROPN
ejif-9359	259	25	et	et	PROPN
ejif-9359	259	26	al	al	PROPN
ejif-9359	259	27	.	.	PROPN
ejif-9359	259	28	,	,	PUNCT
ejif-9359	259	29	2015	2015	NUM
ejif-9359	259	30	;	;	PUNCT
ejif-9359	259	31	seth	seth	PROPN
ejif-9359	259	32	,	,	PUNCT
ejif-9359	259	33	2011	2011	NUM
ejif-9359	259	34	)	)	PUNCT
ejif-9359	259	35	.	.	PUNCT
ejif-9359	260	1	secondly	secondly	ADV
ejif-9359	260	2	,	,	PUNCT
ejif-9359	260	3	the	the	DET
ejif-9359	260	4	extant	extant	ADJ
ejif-9359	260	5	literature	literature	NOUN
ejif-9359	260	6	on	on	ADP
ejif-9359	260	7	muslim	muslim	ADJ
ejif-9359	260	8	customers	customer	NOUN
ejif-9359	260	9	in	in	ADP
ejif-9359	260	10	india	india	PROPN
ejif-9359	260	11	's	's	PART
ejif-9359	260	12	emerging	emerge	VERB
ejif-9359	260	13	market	market	NOUN
ejif-9359	260	14	predominantly	predominantly	ADV
ejif-9359	260	15	remains	remain	VERB
ejif-9359	260	16	conceptual	conceptual	ADJ
ejif-9359	260	17	or	or	CCONJ
ejif-9359	260	18	anecdotal	anecdotal	ADJ
ejif-9359	260	19	.	.	PUNCT
ejif-9359	261	1	furthermore	furthermore	ADV
ejif-9359	261	2	,	,	PUNCT
ejif-9359	261	3	the	the	DET
ejif-9359	261	4	intricate	intricate	ADJ
ejif-9359	261	5	mechanisms	mechanism	NOUN
ejif-9359	261	6	governing	govern	VERB
ejif-9359	261	7	service	service	NOUN
ejif-9359	261	8	firms	firm	NOUN
ejif-9359	261	9	'	'	PART
ejif-9359	261	10	interactions	interaction	NOUN
ejif-9359	261	11	with	with	ADP
ejif-9359	261	12	muslim	muslim	ADJ
ejif-9359	261	13	customers	customer	NOUN
ejif-9359	261	14	across	across	ADP
ejif-9359	261	15	india	india	PROPN
ejif-9359	261	16	and	and	CCONJ
ejif-9359	261	17	other	other	ADJ
ejif-9359	261	18	emerging	emerge	VERB
ejif-9359	261	19	economies	economy	NOUN
ejif-9359	261	20	remain	remain	VERB
ejif-9359	261	21	largely	largely	ADV
ejif-9359	261	22	unexplored	unexplored	ADJ
ejif-9359	261	23	.	.	PUNCT
ejif-9359	262	1	to	to	ADP
ejif-9359	262	2	the	the	DET
ejif-9359	262	3	best	good	ADJ
ejif-9359	262	4	of	of	ADP
ejif-9359	262	5	our	our	PRON
ejif-9359	262	6	knowledge	knowledge	NOUN
ejif-9359	262	7	,	,	PUNCT
ejif-9359	262	8	this	this	DET
ejif-9359	262	9	study	study	NOUN
ejif-9359	262	10	is	be	AUX
ejif-9359	262	11	the	the	DET
ejif-9359	262	12	first	first	ADJ
ejif-9359	262	13	to	to	PART
ejif-9359	262	14	analyze	analyze	VERB
ejif-9359	262	15	the	the	DET
ejif-9359	262	16	dynamics	dynamic	NOUN
ejif-9359	262	17	of	of	ADP
ejif-9359	262	18	interaction	interaction	NOUN
ejif-9359	262	19	with	with	ADP
ejif-9359	262	20	muslim	muslim	ADJ
ejif-9359	262	21	customers	customer	NOUN
ejif-9359	262	22	for	for	ADP
ejif-9359	262	23	nsd	nsd	NOUN
ejif-9359	262	24	,	,	PUNCT
ejif-9359	262	25	thereby	thereby	ADV
ejif-9359	262	26	addressing	address	VERB
ejif-9359	262	27	the	the	DET
ejif-9359	262	28	gap	gap	NOUN
ejif-9359	262	29	in	in	ADP
ejif-9359	262	30	existing	exist	VERB
ejif-9359	262	31	research	research	NOUN
ejif-9359	262	32	.	.	PUNCT
ejif-9359	263	1	all	all	DET
ejif-9359	263	2	firms	firm	NOUN
ejif-9359	263	3	encounter	encounter	VERB
ejif-9359	263	4	uncertainties	uncertainty	NOUN
ejif-9359	263	5	in	in	ADP
ejif-9359	263	6	nsd	nsd	NOUN
ejif-9359	263	7	,	,	PUNCT
ejif-9359	263	8	particularly	particularly	ADV
ejif-9359	263	9	when	when	SCONJ
ejif-9359	263	10	introducing	introduce	VERB
ejif-9359	263	11	a	a	DET
ejif-9359	263	12	novel	novel	ADJ
ejif-9359	263	13	service	service	NOUN
ejif-9359	263	14	tailored	tailor	VERB
ejif-9359	263	15	for	for	ADP
ejif-9359	263	16	specific	specific	ADJ
ejif-9359	263	17	demographics	demographic	NOUN
ejif-9359	263	18	,	,	PUNCT
ejif-9359	263	19	such	such	ADJ
ejif-9359	263	20	as	as	ADP
ejif-9359	263	21	new	new	ADJ
ejif-9359	263	22	offerings	offering	NOUN
ejif-9359	263	23	for	for	ADP
ejif-9359	263	24	muslim	muslim	ADJ
ejif-9359	263	25	customers	customer	NOUN
ejif-9359	263	26	.	.	PUNCT
ejif-9359	264	1	a	a	DET
ejif-9359	264	2	structured	structured	ADJ
ejif-9359	264	3	4	4	NUM
ejif-9359	264	4	-	-	PUNCT
ejif-9359	264	5	phase	phase	NOUN
ejif-9359	264	6	nsd	nsd	NOUN
ejif-9359	264	7	model	model	NOUN
ejif-9359	264	8	,	,	PUNCT
ejif-9359	264	9	as	as	SCONJ
ejif-9359	264	10	proposed	propose	VERB
ejif-9359	264	11	by	by	ADP
ejif-9359	264	12	alam	alam	PROPN
ejif-9359	264	13	(	(	PUNCT
ejif-9359	264	14	2014	2014	NUM
ejif-9359	264	15	)	)	PUNCT
ejif-9359	264	16	,	,	PUNCT
ejif-9359	264	17	can	can	AUX
ejif-9359	264	18	substantially	substantially	ADV
ejif-9359	264	19	mitigate	mitigate	VERB
ejif-9359	264	20	these	these	DET
ejif-9359	264	21	uncertainties	uncertainty	NOUN
ejif-9359	264	22	.	.	PUNCT
ejif-9359	265	1	however	however	ADV
ejif-9359	265	2	,	,	PUNCT
ejif-9359	265	3	even	even	ADV
ejif-9359	265	4	with	with	ADP
ejif-9359	265	5	a	a	DET
ejif-9359	265	6	structured	structured	ADJ
ejif-9359	265	7	nsd	nsd	NOUN
ejif-9359	265	8	model	model	NOUN
ejif-9359	265	9	,	,	PUNCT
ejif-9359	265	10	questions	question	NOUN
ejif-9359	265	11	may	may	AUX
ejif-9359	265	12	arise	arise	VERB
ejif-9359	265	13	concerning	concern	VERB
ejif-9359	265	14	the	the	DET
ejif-9359	265	15	precise	precise	ADJ
ejif-9359	265	16	formulation	formulation	NOUN
ejif-9359	265	17	and	and	CCONJ
ejif-9359	265	18	characteristics	characteristic	NOUN
ejif-9359	265	19	of	of	ADP
ejif-9359	265	20	the	the	DET
ejif-9359	265	21	new	new	ADJ
ejif-9359	265	22	services	service	NOUN
ejif-9359	265	23	.	.	PUNCT
ejif-9359	266	1	engaging	engage	VERB
ejif-9359	266	2	muslim	muslim	ADJ
ejif-9359	266	3	customers	customer	NOUN
ejif-9359	266	4	and	and	CCONJ
ejif-9359	266	5	incorporating	incorporate	VERB
ejif-9359	266	6	their	their	PRON
ejif-9359	266	7	insights	insight	NOUN
ejif-9359	266	8	into	into	ADP
ejif-9359	266	9	service	service	NOUN
ejif-9359	266	10	development	development	NOUN
ejif-9359	266	11	can	can	AUX
ejif-9359	266	12	address	address	VERB
ejif-9359	266	13	these	these	DET
ejif-9359	266	14	uncertainties	uncertainty	NOUN
ejif-9359	266	15	effectively	effectively	ADV
ejif-9359	266	16	.	.	PUNCT
ejif-9359	267	1	customers	customer	NOUN
ejif-9359	267	2	can	can	AUX
ejif-9359	267	3	play	play	VERB
ejif-9359	267	4	a	a	DET
ejif-9359	267	5	pivotal	pivotal	ADJ
ejif-9359	267	6	role	role	NOUN
ejif-9359	267	7	in	in	ADP
ejif-9359	267	8	refining	refining	NOUN
ejif-9359	267	9	service	service	NOUN
ejif-9359	267	10	concepts	concept	NOUN
ejif-9359	267	11	,	,	PUNCT
ejif-9359	267	12	critically	critically	ADV
ejif-9359	267	13	assessing	assess	VERB
ejif-9359	267	14	service	service	NOUN
ejif-9359	267	15	delivery	delivery	NOUN
ejif-9359	267	16	blueprints	blueprint	NOUN
ejif-9359	267	17	,	,	PUNCT
ejif-9359	267	18	and	and	CCONJ
ejif-9359	267	19	shaping	shape	VERB
ejif-9359	267	20	final	final	ADJ
ejif-9359	267	21	offerings	offering	NOUN
ejif-9359	267	22	tailored	tailor	VERB
ejif-9359	267	23	to	to	ADP
ejif-9359	267	24	their	their	PRON
ejif-9359	267	25	unique	unique	ADJ
ejif-9359	267	26	requirements	requirement	NOUN
ejif-9359	267	27	,	,	PUNCT
ejif-9359	267	28	as	as	ADV
ejif-9359	267	29	delineated	delineated	ADJ
ejif-9359	267	30	in	in	ADP
ejif-9359	267	31	table	table	NOUN
ejif-9359	267	32	3	3	NUM
ejif-9359	267	33	.	.	PUNCT
ejif-9359	267	34	service	service	NOUN
ejif-9359	267	35	managers	manager	NOUN
ejif-9359	267	36	can	can	AUX
ejif-9359	267	37	leverage	leverage	VERB
ejif-9359	267	38	this	this	DET
ejif-9359	267	39	customer	customer	NOUN
ejif-9359	267	40	engagement	engagement	NOUN
ejif-9359	267	41	framework	framework	NOUN
ejif-9359	267	42	as	as	ADP
ejif-9359	267	43	a	a	DET
ejif-9359	267	44	comprehensive	comprehensive	ADJ
ejif-9359	267	45	checklist	checklist	NOUN
ejif-9359	267	46	for	for	ADP
ejif-9359	267	47	their	their	PRON
ejif-9359	267	48	nsd	nsd	ADJ
ejif-9359	267	49	initiatives	initiative	NOUN
ejif-9359	267	50	.	.	PUNCT
ejif-9359	268	1	engaging	engage	VERB
ejif-9359	268	2	with	with	ADP
ejif-9359	268	3	muslim	muslim	ADJ
ejif-9359	268	4	customers	customer	NOUN
ejif-9359	268	5	offers	offer	VERB
ejif-9359	268	6	dual	dual	ADJ
ejif-9359	268	7	benefits	benefit	NOUN
ejif-9359	268	8	:	:	PUNCT
ejif-9359	268	9	(	(	PUNCT
ejif-9359	268	10	1	1	X
ejif-9359	268	11	)	)	PUNCT
ejif-9359	268	12	it	it	PRON
ejif-9359	268	13	fosters	foster	VERB
ejif-9359	268	14	customer	customer	NOUN
ejif-9359	268	15	relationships	relationship	NOUN
ejif-9359	268	16	,	,	PUNCT
ejif-9359	268	17	as	as	SCONJ
ejif-9359	268	18	minority	minority	NOUN
ejif-9359	268	19	customers	customer	NOUN
ejif-9359	268	20	exhibit	exhibit	VERB
ejif-9359	268	21	heightened	heighten	VERB
ejif-9359	268	22	receptivity	receptivity	NOUN
ejif-9359	268	23	to	to	ADP
ejif-9359	268	24	the	the	DET
ejif-9359	268	25	offerings	offering	NOUN
ejif-9359	268	26	tailored	tailor	VERB
ejif-9359	268	27	explicitly	explicitly	ADV
ejif-9359	268	28	for	for	ADP
ejif-9359	268	29	them	they	PRON
ejif-9359	268	30	(	(	PUNCT
ejif-9359	268	31	grier	grier	PROPN
ejif-9359	268	32	&	&	CCONJ
ejif-9359	268	33	deshpandé	deshpandé	PROPN
ejif-9359	268	34	,	,	PUNCT
ejif-9359	268	35	2001	2001	NUM
ejif-9359	268	36	)	)	PUNCT
ejif-9359	268	37	,	,	PUNCT
ejif-9359	268	38	and	and	CCONJ
ejif-9359	268	39	(	(	PUNCT
ejif-9359	268	40	2	2	X
ejif-9359	268	41	)	)	PUNCT
ejif-9359	268	42	it	it	PRON
ejif-9359	268	43	mitigates	mitigate	VERB
ejif-9359	268	44	the	the	DET
ejif-9359	268	45	perceptions	perception	NOUN
ejif-9359	268	46	of	of	ADP
ejif-9359	268	47	exclusion	exclusion	NOUN
ejif-9359	268	48	and	and	CCONJ
ejif-9359	268	49	marginalization	marginalization	NOUN
ejif-9359	268	50	,	,	PUNCT
ejif-9359	268	51	which	which	PRON
ejif-9359	268	52	is	be	AUX
ejif-9359	268	53	prevalent	prevalent	ADJ
ejif-9359	268	54	among	among	ADP
ejif-9359	268	55	muslims	muslims	PROPN
ejif-9359	268	56	and	and	CCONJ
ejif-9359	268	57	other	other	ADJ
ejif-9359	268	58	ethnic	ethnic	ADJ
ejif-9359	268	59	minorities	minority	NOUN
ejif-9359	268	60	globally	globally	ADV
ejif-9359	268	61	(	(	PUNCT
ejif-9359	268	62	knight	knight	NOUN
ejif-9359	268	63	et	et	PROPN
ejif-9359	268	64	al	al	PROPN
ejif-9359	268	65	.	.	PROPN
ejif-9359	268	66	,	,	PUNCT
ejif-9359	268	67	2009	2009	NUM
ejif-9359	268	68	;	;	PUNCT
ejif-9359	268	69	wilson	wilson	PROPN
ejif-9359	268	70	&	&	CCONJ
ejif-9359	268	71	liu	liu	PROPN
ejif-9359	268	72	,	,	PUNCT
ejif-9359	268	73	2011	2011	NUM
ejif-9359	268	74	)	)	PUNCT
ejif-9359	268	75	.	.	PUNCT
ejif-9359	269	1	consequently	consequently	ADV
ejif-9359	269	2	,	,	PUNCT
ejif-9359	269	3	we	we	PRON
ejif-9359	269	4	advocate	advocate	VERB
ejif-9359	269	5	for	for	ADP
ejif-9359	269	6	a	a	DET
ejif-9359	269	7	systematic	systematic	ADJ
ejif-9359	269	8	approach	approach	NOUN
ejif-9359	269	9	to	to	PART
ejif-9359	269	10	properly	properly	ADV
ejif-9359	269	11	engage	engage	VERB
ejif-9359	269	12	minority	minority	NOUN
ejif-9359	269	13	customers	customer	NOUN
ejif-9359	269	14	in	in	ADP
ejif-9359	269	15	nsd	nsd	NOUN
ejif-9359	269	16	.	.	PUNCT
ejif-9359	270	1	as	as	SCONJ
ejif-9359	270	2	the	the	DET
ejif-9359	270	3	demographic	demographic	ADJ
ejif-9359	270	4	and	and	CCONJ
ejif-9359	270	5	economic	economic	ADJ
ejif-9359	270	6	influence	influence	NOUN
ejif-9359	270	7	of	of	ADP
ejif-9359	270	8	minority	minority	NOUN
ejif-9359	270	9	customers	customer	NOUN
ejif-9359	270	10	grows	grow	VERB
ejif-9359	270	11	,	,	PUNCT
ejif-9359	270	12	firms	firm	NOUN
ejif-9359	270	13	must	must	AUX
ejif-9359	270	14	proactively	proactively	ADV
ejif-9359	270	15	address	address	VERB
ejif-9359	270	16	their	their	PRON
ejif-9359	270	17	unique	unique	ADJ
ejif-9359	270	18	service	service	NOUN
ejif-9359	270	19	requirements	requirement	NOUN
ejif-9359	270	20	.	.	PUNCT
ejif-9359	271	1	successful	successful	ADJ
ejif-9359	271	2	development	development	NOUN
ejif-9359	271	3	of	of	ADP
ejif-9359	271	4	services	service	NOUN
ejif-9359	271	5	catering	cater	VERB
ejif-9359	271	6	exclusively	exclusively	ADV
ejif-9359	271	7	to	to	ADP
ejif-9359	271	8	minority	minority	NOUN
ejif-9359	271	9	groups	group	NOUN
ejif-9359	271	10	engenders	engender	VERB
ejif-9359	271	11	mutual	mutual	ADJ
ejif-9359	271	12	benefits	benefit	NOUN
ejif-9359	271	13	for	for	ADP
ejif-9359	271	14	businesses	business	NOUN
ejif-9359	271	15	and	and	CCONJ
ejif-9359	271	16	customers	customer	NOUN
ejif-9359	271	17	.	.	PUNCT
ejif-9359	272	1	our	our	PRON
ejif-9359	272	2	findings	finding	NOUN
ejif-9359	272	3	should	should	AUX
ejif-9359	272	4	interest	interest	VERB
ejif-9359	272	5	indian	indian	ADJ
ejif-9359	272	6	policymakers	policymaker	NOUN
ejif-9359	272	7	as	as	ADV
ejif-9359	272	8	well	well	ADV
ejif-9359	272	9	,	,	PUNCT
ejif-9359	272	10	underscoring	underscore	VERB
ejif-9359	272	11	the	the	DET
ejif-9359	272	12	need	need	NOUN
ejif-9359	272	13	to	to	PART
ejif-9359	272	14	liberalize	liberalize	VERB
ejif-9359	272	15	regulatory	regulatory	ADJ
ejif-9359	272	16	frameworks	framework	NOUN
ejif-9359	272	17	and	and	CCONJ
ejif-9359	272	18	incentivize	incentivize	VERB
ejif-9359	272	19	service	service	NOUN
ejif-9359	272	20	firms	firm	NOUN
ejif-9359	272	21	to	to	PART
ejif-9359	272	22	develop	develop	VERB
ejif-9359	272	23	offerings	offering	NOUN
ejif-9359	272	24	exclusively	exclusively	ADV
ejif-9359	272	25	for	for	ADP
ejif-9359	272	26	muslim	muslim	ADJ
ejif-9359	272	27	minority	minority	NOUN
ejif-9359	272	28	customers	customer	NOUN
ejif-9359	272	29	.	.	PUNCT
ejif-9359	273	1	such	such	ADJ
ejif-9359	273	2	initiatives	initiative	NOUN
ejif-9359	273	3	would	would	AUX
ejif-9359	273	4	facilitate	facilitate	VERB
ejif-9359	273	5	enhanced	enhanced	ADJ
ejif-9359	273	6	inclusion	inclusion	NOUN
ejif-9359	273	7	of	of	ADP
ejif-9359	273	8	economically	economically	ADV
ejif-9359	273	9	marginalized	marginalize	VERB
ejif-9359	273	10	minority	minority	NOUN
ejif-9359	273	11	communities	community	NOUN
ejif-9359	273	12	.	.	PUNCT
ejif-9359	274	1	additionally	additionally	ADV
ejif-9359	274	2	,	,	PUNCT
ejif-9359	274	3	given	give	VERB
ejif-9359	274	4	the	the	DET
ejif-9359	274	5	global	global	ADJ
ejif-9359	274	6	proliferation	proliferation	NOUN
ejif-9359	274	7	of	of	ADP
ejif-9359	274	8	muslim	muslim	ADJ
ejif-9359	274	9	customer	customer	NOUN
ejif-9359	274	10	segments	segment	NOUN
ejif-9359	274	11	,	,	PUNCT
ejif-9359	274	12	our	our	PRON
ejif-9359	274	13	research	research	NOUN
ejif-9359	274	14	insights	insight	NOUN
ejif-9359	274	15	hold	hold	VERB
ejif-9359	274	16	relevance	relevance	NOUN
ejif-9359	274	17	for	for	ADP
ejif-9359	274	18	other	other	ADJ
ejif-9359	274	19	parts	part	NOUN
ejif-9359	274	20	of	of	ADP
ejif-9359	274	21	world	world	NOUN
ejif-9359	274	22	with	with	ADP
ejif-9359	274	23	sizeable	sizeable	ADJ
ejif-9359	274	24	muslim	muslim	ADJ
ejif-9359	274	25	population	population	NOUN
ejif-9359	274	26	.	.	PUNCT
ejif-9359	275	1	european	european	PROPN
ejif-9359	275	2	journal	journal	PROPN
ejif-9359	275	3	of	of	ADP
ejif-9359	275	4	islamic	islamic	PROPN
ejif-9359	275	5	finance	finance	PROPN
ejif-9359	275	6	issn	issn	PROPN
ejif-9359	275	7	:	:	PUNCT
ejif-9359	275	8	2421	2421	NUM
ejif-9359	275	9	-	-	SYM
ejif-9359	275	10	2172	2172	NUM
ejif-9359	275	11	doi	doi	NOUN
ejif-9359	275	12	:	:	PUNCT
ejif-9359	275	13	10.13135/2421	10.13135/2421	NUM
ejif-9359	275	14	-	-	SYM
ejif-9359	275	15	2172/9359	2172/9359	NUM
ejif-9359	275	16	published	publish	VERB
ejif-9359	275	17	by	by	ADP
ejif-9359	275	18	university	university	PROPN
ejif-9359	275	19	of	of	ADP
ejif-9359	275	20	turin	turin	PROPN
ejif-9359	276	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-9359	276	2	ejif	ejif	PROPN
ejif-9359	276	3	content	content	NOUN
ejif-9359	276	4	is	be	AUX
ejif-9359	276	5	licensed	license	VERB
ejif-9359	276	6	under	under	ADP
ejif-9359	276	7	a	a	DET
ejif-9359	276	8	creative	creative	ADJ
ejif-9359	276	9	commons	common	NOUN
ejif-9359	276	10	attribution	attribution	NOUN
ejif-9359	276	11	4.0	4.0	NUM
ejif-9359	276	12	international	international	ADJ
ejif-9359	276	13	license	license	NOUN
ejif-9359	276	14	12	12	NUM
ejif-9359	276	15	in	in	ADP
ejif-9359	276	16	conclusion	conclusion	NOUN
ejif-9359	276	17	,	,	PUNCT
ejif-9359	276	18	our	our	PRON
ejif-9359	276	19	findings	finding	NOUN
ejif-9359	276	20	,	,	PUNCT
ejif-9359	276	21	coupled	couple	VERB
ejif-9359	276	22	with	with	ADP
ejif-9359	276	23	existing	exist	VERB
ejif-9359	276	24	literature	literature	NOUN
ejif-9359	276	25	,	,	PUNCT
ejif-9359	276	26	underscore	underscore	VERB
ejif-9359	276	27	the	the	DET
ejif-9359	276	28	critical	critical	ADJ
ejif-9359	276	29	importance	importance	NOUN
ejif-9359	276	30	for	for	SCONJ
ejif-9359	276	31	managers	manager	NOUN
ejif-9359	276	32	to	to	PART
ejif-9359	276	33	recognize	recognize	VERB
ejif-9359	276	34	and	and	CCONJ
ejif-9359	276	35	address	address	VERB
ejif-9359	276	36	the	the	DET
ejif-9359	276	37	needs	need	NOUN
ejif-9359	276	38	of	of	ADP
ejif-9359	276	39	muslim	muslim	ADJ
ejif-9359	276	40	customers	customer	NOUN
ejif-9359	276	41	through	through	ADP
ejif-9359	276	42	cstomized	cstomize	VERB
ejif-9359	276	43	service	service	NOUN
ejif-9359	276	44	offerings	offering	NOUN
ejif-9359	276	45	.	.	PUNCT
ejif-9359	277	1	overlooking	overlook	VERB
ejif-9359	277	2	this	this	DET
ejif-9359	277	3	demographic	demographic	ADJ
ejif-9359	277	4	and	and	CCONJ
ejif-9359	277	5	marginalizing	marginalize	VERB
ejif-9359	277	6	minority	minority	NOUN
ejif-9359	277	7	groups	group	NOUN
ejif-9359	277	8	can	can	AUX
ejif-9359	277	9	result	result	VERB
ejif-9359	277	10	in	in	ADP
ejif-9359	277	11	missed	miss	VERB
ejif-9359	277	12	opportunities	opportunity	NOUN
ejif-9359	277	13	,	,	PUNCT
ejif-9359	277	14	given	give	VERB
ejif-9359	277	15	that	that	SCONJ
ejif-9359	277	16	minority	minority	NOUN
ejif-9359	277	17	customers	customer	NOUN
ejif-9359	277	18	represent	represent	VERB
ejif-9359	277	19	a	a	DET
ejif-9359	277	20	significant	significant	ADJ
ejif-9359	277	21	and	and	CCONJ
ejif-9359	277	22	expanding	expand	VERB
ejif-9359	277	23	market	market	NOUN
ejif-9359	277	24	segment	segment	NOUN
ejif-9359	277	25	(	(	PUNCT
ejif-9359	277	26	e.g.	e.g.	ADV
ejif-9359	277	27	,	,	PUNCT
ejif-9359	277	28	burton	burton	PROPN
ejif-9359	277	29	2002	2002	NUM
ejif-9359	277	30	;	;	PUNCT
ejif-9359	277	31	jamal	jamal	PROPN
ejif-9359	277	32	2003	2003	NUM
ejif-9359	277	33	;	;	PUNCT
ejif-9359	277	34	knight	knight	PROPN
ejif-9359	277	35	et	et	PROPN
ejif-9359	277	36	al	al	PROPN
ejif-9359	277	37	.	.	PROPN
ejif-9359	277	38	2009	2009	NUM
ejif-9359	277	39	;	;	PUNCT
ejif-9359	277	40	lee	lee	PROPN
ejif-9359	277	41	et	et	PROPN
ejif-9359	277	42	al	al	PROPN
ejif-9359	277	43	.	.	PROPN
ejif-9359	277	44	2011	2011	NUM
ejif-9359	277	45	)	)	PUNCT
ejif-9359	277	46	.	.	PUNCT
ejif-9359	278	1	moreover	moreover	ADV
ejif-9359	278	2	,	,	PUNCT
ejif-9359	278	3	scholars	scholar	NOUN
ejif-9359	278	4	and	and	CCONJ
ejif-9359	278	5	industry	industry	NOUN
ejif-9359	278	6	practitioners	practitioner	NOUN
ejif-9359	278	7	increasingly	increasingly	ADV
ejif-9359	278	8	acknowledge	acknowledge	VERB
ejif-9359	278	9	the	the	DET
ejif-9359	278	10	influence	influence	NOUN
ejif-9359	278	11	of	of	ADP
ejif-9359	278	12	previously	previously	ADV
ejif-9359	278	13	overlooked	overlook	VERB
ejif-9359	278	14	ethnic	ethnic	ADJ
ejif-9359	278	15	minority	minority	NOUN
ejif-9359	278	16	customer	customer	NOUN
ejif-9359	278	17	groups	group	NOUN
ejif-9359	278	18	.	.	PUNCT
ejif-9359	279	1	this	this	DET
ejif-9359	279	2	heightened	heighten	VERB
ejif-9359	279	3	influence	influence	NOUN
ejif-9359	279	4	stems	stem	VERB
ejif-9359	279	5	from	from	ADP
ejif-9359	279	6	the	the	DET
ejif-9359	279	7	rapid	rapid	ADJ
ejif-9359	279	8	demographic	demographic	ADJ
ejif-9359	279	9	growth	growth	NOUN
ejif-9359	279	10	of	of	ADP
ejif-9359	279	11	these	these	DET
ejif-9359	279	12	populations	population	NOUN
ejif-9359	279	13	across	across	ADP
ejif-9359	279	14	diverse	diverse	ADJ
ejif-9359	279	15	global	global	ADJ
ejif-9359	279	16	regions	region	NOUN
ejif-9359	279	17	(	(	PUNCT
ejif-9359	279	18	basov	basov	PROPN
ejif-9359	279	19	&	&	CCONJ
ejif-9359	279	20	bhatti	bhatti	PROPN
ejif-9359	279	21	2016	2016	NUM
ejif-9359	279	22	;	;	PUNCT
ejif-9359	279	23	pires	pire	NOUN
ejif-9359	279	24	et	et	PROPN
ejif-9359	279	25	al	al	PROPN
ejif-9359	279	26	.	.	PROPN
ejif-9359	279	27	2011	2011	NUM
ejif-9359	279	28	;	;	PUNCT
ejif-9359	279	29	pires	pire	NOUN
ejif-9359	279	30	&	&	CCONJ
ejif-9359	279	31	stenton	stenton	PROPN
ejif-9359	279	32	2015	2015	NUM
ejif-9359	279	33	;	;	PUNCT
ejif-9359	279	34	penaloza	penaloza	PROPN
ejif-9359	279	35	2018	2018	NUM
ejif-9359	279	36	)	)	PUNCT
ejif-9359	279	37	.	.	PUNCT
ejif-9359	280	1	consequently	consequently	ADV
ejif-9359	280	2	,	,	PUNCT
ejif-9359	280	3	firms	firm	NOUN
ejif-9359	280	4	aspiring	aspire	VERB
ejif-9359	280	5	for	for	ADP
ejif-9359	280	6	growth	growth	NOUN
ejif-9359	280	7	and	and	CCONJ
ejif-9359	280	8	sustained	sustained	ADJ
ejif-9359	280	9	prosperity	prosperity	NOUN
ejif-9359	280	10	must	must	AUX
ejif-9359	280	11	proactively	proactively	ADV
ejif-9359	280	12	target	target	VERB
ejif-9359	280	13	and	and	CCONJ
ejif-9359	280	14	engage	engage	VERB
ejif-9359	280	15	this	this	DET
ejif-9359	280	16	burgeoning	burgeon	VERB
ejif-9359	280	17	market	market	NOUN
ejif-9359	280	18	segment	segment	NOUN
ejif-9359	280	19	.	.	PUNCT
ejif-9359	281	1	our	our	PRON
ejif-9359	281	2	research	research	NOUN
ejif-9359	281	3	endeavors	endeavor	NOUN
ejif-9359	281	4	to	to	PART
ejif-9359	281	5	promote	promote	VERB
ejif-9359	281	6	this	this	DET
ejif-9359	281	7	key	key	ADJ
ejif-9359	281	8	strategic	strategic	ADJ
ejif-9359	281	9	imperative	imperative	NOUN
ejif-9359	281	10	.	.	PUNCT
ejif-9359	282	1	6	6	X
ejif-9359	282	2	.	.	NUM
ejif-9359	282	3	limitations	limitation	NOUN
ejif-9359	282	4	and	and	CCONJ
ejif-9359	282	5	future	future	ADJ
ejif-9359	282	6	research	research	NOUN
ejif-9359	282	7	agenda	agenda	NOUN
ejif-9359	282	8	several	several	ADJ
ejif-9359	282	9	limitations	limitation	NOUN
ejif-9359	282	10	to	to	ADP
ejif-9359	282	11	our	our	PRON
ejif-9359	282	12	study	study	NOUN
ejif-9359	282	13	highlight	highlight	VERB
ejif-9359	282	14	opportunities	opportunity	NOUN
ejif-9359	282	15	for	for	ADP
ejif-9359	282	16	further	further	ADJ
ejif-9359	282	17	research	research	NOUN
ejif-9359	282	18	.	.	PUNCT
ejif-9359	283	1	first	first	ADV
ejif-9359	283	2	,	,	PUNCT
ejif-9359	283	3	our	our	PRON
ejif-9359	283	4	data	datum	NOUN
ejif-9359	283	5	are	be	AUX
ejif-9359	283	6	derived	derive	VERB
ejif-9359	283	7	from	from	ADP
ejif-9359	283	8	practices	practice	NOUN
ejif-9359	283	9	of	of	ADP
ejif-9359	283	10	purposefully	purposefully	ADV
ejif-9359	283	11	selected	select	VERB
ejif-9359	283	12	financial	financial	ADJ
ejif-9359	283	13	service	service	NOUN
ejif-9359	283	14	firms	firm	NOUN
ejif-9359	283	15	within	within	ADP
ejif-9359	283	16	a	a	DET
ejif-9359	283	17	single	single	ADJ
ejif-9359	283	18	emerging	emerge	VERB
ejif-9359	283	19	market	market	NOUN
ejif-9359	283	20	.	.	PUNCT
ejif-9359	284	1	we	we	PRON
ejif-9359	284	2	opted	opt	VERB
ejif-9359	284	3	for	for	ADP
ejif-9359	284	4	this	this	DET
ejif-9359	284	5	singular	singular	ADJ
ejif-9359	284	6	national	national	ADJ
ejif-9359	284	7	context	context	NOUN
ejif-9359	284	8	to	to	PART
ejif-9359	284	9	mitigate	mitigate	VERB
ejif-9359	284	10	the	the	DET
ejif-9359	284	11	variability	variability	NOUN
ejif-9359	284	12	in	in	ADP
ejif-9359	284	13	macroeconomic	macroeconomic	ADJ
ejif-9359	284	14	conditions	condition	NOUN
ejif-9359	284	15	across	across	ADP
ejif-9359	284	16	countries	country	NOUN
ejif-9359	284	17	.	.	PUNCT
ejif-9359	285	1	while	while	SCONJ
ejif-9359	285	2	many	many	ADJ
ejif-9359	285	3	emerging	emerge	VERB
ejif-9359	285	4	markets	market	NOUN
ejif-9359	285	5	share	share	VERB
ejif-9359	285	6	cultural	cultural	ADJ
ejif-9359	285	7	similarities	similarity	NOUN
ejif-9359	285	8	,	,	PUNCT
ejif-9359	285	9	distinct	distinct	ADJ
ejif-9359	285	10	findings	finding	NOUN
ejif-9359	285	11	might	might	AUX
ejif-9359	285	12	emerge	emerge	VERB
ejif-9359	285	13	in	in	ADP
ejif-9359	285	14	countries	country	NOUN
ejif-9359	285	15	with	with	ADP
ejif-9359	285	16	a	a	DET
ejif-9359	285	17	significant	significant	ADJ
ejif-9359	285	18	muslim	muslim	ADJ
ejif-9359	285	19	customer	customer	NOUN
ejif-9359	285	20	base	base	NOUN
ejif-9359	285	21	.	.	PUNCT
ejif-9359	286	1	therefore	therefore	ADV
ejif-9359	286	2	,	,	PUNCT
ejif-9359	286	3	expanding	expand	VERB
ejif-9359	286	4	research	research	NOUN
ejif-9359	286	5	to	to	ADP
ejif-9359	286	6	other	other	ADJ
ejif-9359	286	7	nations	nation	NOUN
ejif-9359	286	8	is	be	AUX
ejif-9359	286	9	imperative	imperative	ADJ
ejif-9359	286	10	to	to	PART
ejif-9359	286	11	enrich	enrich	VERB
ejif-9359	286	12	the	the	DET
ejif-9359	286	13	literature	literature	NOUN
ejif-9359	286	14	on	on	ADP
ejif-9359	286	15	customer	customer	NOUN
ejif-9359	286	16	interaction	interaction	NOUN
ejif-9359	286	17	for	for	ADP
ejif-9359	286	18	developing	develop	VERB
ejif-9359	286	19	shariah	shariah	PROPN
ejif-9359	286	20	compliant	compliant	ADJ
ejif-9359	286	21	new	new	ADJ
ejif-9359	286	22	services	service	NOUN
ejif-9359	286	23	.	.	PUNCT
ejif-9359	287	1	regarding	regard	VERB
ejif-9359	287	2	the	the	DET
ejif-9359	287	3	generalizability	generalizability	NOUN
ejif-9359	287	4	of	of	ADP
ejif-9359	287	5	our	our	PRON
ejif-9359	287	6	results	result	NOUN
ejif-9359	287	7	,	,	PUNCT
ejif-9359	287	8	although	although	SCONJ
ejif-9359	287	9	india	india	PROPN
ejif-9359	287	10	presents	present	VERB
ejif-9359	287	11	a	a	DET
ejif-9359	287	12	unique	unique	ADJ
ejif-9359	287	13	scenario	scenario	NOUN
ejif-9359	287	14	where	where	SCONJ
ejif-9359	287	15	religion	religion	NOUN
ejif-9359	287	16	and	and	CCONJ
ejif-9359	287	17	ethnicity	ethnicity	NOUN
ejif-9359	287	18	intertwine	intertwine	NOUN
ejif-9359	287	19	,	,	PUNCT
ejif-9359	287	20	we	we	PRON
ejif-9359	287	21	posit	posit	VERB
ejif-9359	287	22	that	that	SCONJ
ejif-9359	287	23	our	our	PRON
ejif-9359	287	24	research	research	NOUN
ejif-9359	287	25	findings	finding	NOUN
ejif-9359	287	26	can	can	AUX
ejif-9359	287	27	be	be	AUX
ejif-9359	287	28	generalized	generalize	VERB
ejif-9359	287	29	to	to	ADP
ejif-9359	287	30	countries	country	NOUN
ejif-9359	287	31	with	with	ADP
ejif-9359	287	32	comparable	comparable	ADJ
ejif-9359	287	33	socioeconomic	socioeconomic	ADJ
ejif-9359	287	34	backgrounds	background	NOUN
ejif-9359	287	35	.	.	PUNCT
ejif-9359	288	1	second	second	ADJ
ejif-9359	288	2	,	,	PUNCT
ejif-9359	288	3	our	our	PRON
ejif-9359	288	4	study	study	NOUN
ejif-9359	288	5	focused	focus	VERB
ejif-9359	288	6	on	on	ADP
ejif-9359	288	7	the	the	DET
ejif-9359	288	8	services	service	NOUN
ejif-9359	288	9	sector	sector	NOUN
ejif-9359	288	10	,	,	PUNCT
ejif-9359	288	11	characterized	characterize	VERB
ejif-9359	288	12	by	by	ADP
ejif-9359	288	13	intangibility	intangibility	NOUN
ejif-9359	288	14	,	,	PUNCT
ejif-9359	288	15	perishability	perishability	NOUN
ejif-9359	288	16	,	,	PUNCT
ejif-9359	288	17	heterogeneity	heterogeneity	NOUN
ejif-9359	288	18	,	,	PUNCT
ejif-9359	288	19	and	and	CCONJ
ejif-9359	288	20	variability	variability	NOUN
ejif-9359	288	21	.	.	PUNCT
ejif-9359	289	1	consequently	consequently	ADV
ejif-9359	289	2	,	,	PUNCT
ejif-9359	289	3	there	there	PRON
ejif-9359	289	4	's	be	VERB
ejif-9359	289	5	a	a	DET
ejif-9359	289	6	need	need	NOUN
ejif-9359	289	7	for	for	ADP
ejif-9359	289	8	research	research	NOUN
ejif-9359	289	9	examining	examine	VERB
ejif-9359	289	10	how	how	SCONJ
ejif-9359	289	11	marketers	marketer	NOUN
ejif-9359	289	12	of	of	ADP
ejif-9359	289	13	tangible	tangible	ADJ
ejif-9359	289	14	products	product	NOUN
ejif-9359	289	15	can	can	AUX
ejif-9359	289	16	engage	engage	VERB
ejif-9359	289	17	with	with	ADP
ejif-9359	289	18	muslim	muslim	ADJ
ejif-9359	289	19	customers	customer	NOUN
ejif-9359	289	20	.	.	PUNCT
ejif-9359	290	1	third	third	ADV
ejif-9359	290	2	,	,	PUNCT
ejif-9359	290	3	as	as	SCONJ
ejif-9359	290	4	our	our	PRON
ejif-9359	290	5	study	study	NOUN
ejif-9359	290	6	adopts	adopt	VERB
ejif-9359	290	7	a	a	DET
ejif-9359	290	8	b2b	b2b	NOUN
ejif-9359	290	9	perspective	perspective	NOUN
ejif-9359	290	10	,	,	PUNCT
ejif-9359	290	11	future	future	ADJ
ejif-9359	290	12	research	research	NOUN
ejif-9359	290	13	might	might	AUX
ejif-9359	290	14	explore	explore	VERB
ejif-9359	290	15	customer	customer	NOUN
ejif-9359	290	16	interactions	interaction	NOUN
ejif-9359	290	17	within	within	ADP
ejif-9359	290	18	a	a	DET
ejif-9359	290	19	business	business	NOUN
ejif-9359	290	20	-	-	PUNCT
ejif-9359	290	21	to	to	ADP
ejif-9359	290	22	-	-	PUNCT
ejif-9359	290	23	consumer	consumer	NOUN
ejif-9359	290	24	market	market	NOUN
ejif-9359	290	25	framework	framework	NOUN
ejif-9359	290	26	.	.	PUNCT
ejif-9359	291	1	fourth	fourth	ADJ
ejif-9359	291	2	,	,	PUNCT
ejif-9359	291	3	it	it	PRON
ejif-9359	291	4	's	be	AUX
ejif-9359	291	5	essential	essential	ADJ
ejif-9359	291	6	to	to	PART
ejif-9359	291	7	exercise	exercise	VERB
ejif-9359	291	8	caution	caution	NOUN
ejif-9359	291	9	when	when	SCONJ
ejif-9359	291	10	generalizing	generalize	VERB
ejif-9359	291	11	the	the	DET
ejif-9359	291	12	findings	finding	NOUN
ejif-9359	291	13	of	of	ADP
ejif-9359	291	14	our	our	PRON
ejif-9359	291	15	study	study	NOUN
ejif-9359	291	16	due	due	ADP
ejif-9359	291	17	to	to	ADP
ejif-9359	291	18	its	its	PRON
ejif-9359	291	19	limited	limited	ADJ
ejif-9359	291	20	sample	sample	NOUN
ejif-9359	291	21	size	size	NOUN
ejif-9359	291	22	.	.	PUNCT
ejif-9359	292	1	subsequent	subsequent	ADJ
ejif-9359	292	2	research	research	NOUN
ejif-9359	292	3	endeavors	endeavor	NOUN
ejif-9359	292	4	could	could	AUX
ejif-9359	292	5	employ	employ	VERB
ejif-9359	292	6	a	a	DET
ejif-9359	292	7	large	large	ADJ
ejif-9359	292	8	-	-	PUNCT
ejif-9359	292	9	scale	scale	NOUN
ejif-9359	292	10	empirical	empirical	ADJ
ejif-9359	292	11	quantitative	quantitative	ADJ
ejif-9359	292	12	research	research	NOUN
ejif-9359	292	13	design	design	NOUN
ejif-9359	292	14	to	to	PART
ejif-9359	292	15	validate	validate	VERB
ejif-9359	292	16	our	our	PRON
ejif-9359	292	17	study	study	NOUN
ejif-9359	292	18	's	's	PART
ejif-9359	292	19	conclusions	conclusion	NOUN
ejif-9359	292	20	.	.	PUNCT
ejif-9359	293	1	lastly	lastly	ADV
ejif-9359	293	2	,	,	PUNCT
ejif-9359	293	3	the	the	DET
ejif-9359	293	4	cross	cross	ADJ
ejif-9359	293	5	-	-	ADJ
ejif-9359	293	6	sectional	sectional	ADJ
ejif-9359	293	7	nature	nature	NOUN
ejif-9359	293	8	of	of	ADP
ejif-9359	293	9	our	our	PRON
ejif-9359	293	10	study	study	NOUN
ejif-9359	293	11	limits	limit	VERB
ejif-9359	293	12	its	its	PRON
ejif-9359	293	13	insight	insight	NOUN
ejif-9359	293	14	into	into	ADP
ejif-9359	293	15	the	the	DET
ejif-9359	293	16	dynamic	dynamic	ADJ
ejif-9359	293	17	processes	process	NOUN
ejif-9359	293	18	of	of	ADP
ejif-9359	293	19	customer	customer	NOUN
ejif-9359	293	20	interaction	interaction	NOUN
ejif-9359	293	21	for	for	ADP
ejif-9359	293	22	developing	develop	VERB
ejif-9359	293	23	shariah	shariah	PROPN
ejif-9359	293	24	compliant	compliant	ADJ
ejif-9359	293	25	new	new	ADJ
ejif-9359	293	26	services	service	NOUN
ejif-9359	293	27	compared	compare	VERB
ejif-9359	293	28	to	to	ADP
ejif-9359	293	29	what	what	PRON
ejif-9359	293	30	a	a	DET
ejif-9359	293	31	longitudinal	longitudinal	ADJ
ejif-9359	293	32	design	design	NOUN
ejif-9359	293	33	could	could	AUX
ejif-9359	293	34	offer	offer	VERB
ejif-9359	293	35	.	.	PUNCT
ejif-9359	294	1	therefore	therefore	ADV
ejif-9359	294	2	,	,	PUNCT
ejif-9359	294	3	employing	employ	VERB
ejif-9359	294	4	a	a	DET
ejif-9359	294	5	longitudinal	longitudinal	ADJ
ejif-9359	294	6	research	research	NOUN
ejif-9359	294	7	design	design	NOUN
ejif-9359	294	8	in	in	ADP
ejif-9359	294	9	future	future	ADJ
ejif-9359	294	10	studies	study	NOUN
ejif-9359	294	11	could	could	AUX
ejif-9359	294	12	significantly	significantly	ADV
ejif-9359	294	13	enhance	enhance	VERB
ejif-9359	294	14	our	our	PRON
ejif-9359	294	15	comprehension	comprehension	NOUN
ejif-9359	294	16	of	of	ADP
ejif-9359	294	17	this	this	DET
ejif-9359	294	18	key	key	ADJ
ejif-9359	294	19	research	research	NOUN
ejif-9359	294	20	domain	domain	NOUN
ejif-9359	294	21	.	.	PUNCT
ejif-9359	295	1	scholars	scholar	NOUN
ejif-9359	295	2	like	like	ADP
ejif-9359	295	3	papastathopoulou	papastathopoulou	PROPN
ejif-9359	295	4	&	&	CCONJ
ejif-9359	295	5	hultink	hultink	PROPN
ejif-9359	295	6	(	(	PUNCT
ejif-9359	295	7	2012	2012	NUM
ejif-9359	295	8	)	)	PUNCT
ejif-9359	295	9	have	have	AUX
ejif-9359	295	10	also	also	ADV
ejif-9359	295	11	advocated	advocate	VERB
ejif-9359	295	12	for	for	ADP
ejif-9359	295	13	more	more	ADJ
ejif-9359	295	14	longitudinal	longitudinal	ADJ
ejif-9359	295	15	nsd	nsd	NOUN
ejif-9359	295	16	research	research	NOUN
ejif-9359	295	17	in	in	ADP
ejif-9359	295	18	global	global	ADJ
ejif-9359	295	19	markets	market	NOUN
ejif-9359	295	20	.	.	PUNCT
ejif-9359	296	1	european	european	ADJ
ejif-9359	296	2	journal	journal	PROPN
ejif-9359	296	3	of	of	ADP
ejif-9359	296	4	islamic	islamic	PROPN
ejif-9359	296	5	finance	finance	PROPN
ejif-9359	296	6	issn	issn	PROPN
ejif-9359	296	7	:	:	PUNCT
ejif-9359	296	8	2421	2421	NUM
ejif-9359	296	9	-	-	SYM
ejif-9359	296	10	2172	2172	NUM
ejif-9359	296	11	doi	doi	NOUN
ejif-9359	296	12	:	:	PUNCT
ejif-9359	296	13	10.13135/2421	10.13135/2421	NUM
ejif-9359	296	14	-	-	SYM
ejif-9359	296	15	2172/9359	2172/9359	NUM
ejif-9359	296	16	published	publish	VERB
ejif-9359	296	17	by	by	ADP
ejif-9359	296	18	university	university	PROPN
ejif-9359	296	19	of	of	ADP
ejif-9359	296	20	turin	turin	PROPN
ejif-9359	297	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-9359	297	2	ejif	ejif	PROPN
ejif-9359	297	3	content	content	NOUN
ejif-9359	297	4	is	be	AUX
ejif-9359	297	5	licensed	license	VERB
ejif-9359	297	6	under	under	ADP
ejif-9359	297	7	a	a	DET
ejif-9359	297	8	creative	creative	ADJ
ejif-9359	297	9	commons	common	NOUN
ejif-9359	297	10	attribution	attribution	NOUN
ejif-9359	297	11	4.0	4.0	NUM
ejif-9359	297	12	international	international	ADJ
ejif-9359	297	13	license	license	NOUN
ejif-9359	297	14	13	13	NUM
ejif-9359	297	15	references	reference	NOUN
ejif-9359	297	16	alam	alam	PROPN
ejif-9359	297	17	,	,	PUNCT
ejif-9359	297	18	i	i	PRON
ejif-9359	297	19	(	(	PUNCT
ejif-9359	297	20	2014	2014	NUM
ejif-9359	297	21	)	)	PUNCT
ejif-9359	297	22	,	,	PUNCT
ejif-9359	297	23	moving	move	VERB
ejif-9359	297	24	beyond	beyond	ADP
ejif-9359	297	25	the	the	DET
ejif-9359	297	26	stage	stage	NOUN
ejif-9359	297	27	gate	gate	NOUN
ejif-9359	297	28	models	model	NOUN
ejif-9359	297	29	for	for	ADP
ejif-9359	297	30	service	service	NOUN
ejif-9359	297	31	innovation	innovation	NOUN
ejif-9359	297	32	:	:	PUNCT
ejif-9359	297	33	the	the	DET
ejif-9359	297	34	trend	trend	NOUN
ejif-9359	297	35	and	and	CCONJ
ejif-9359	297	36	the	the	DET
ejif-9359	297	37	future	future	NOUN
ejif-9359	297	38	,	,	PUNCT
ejif-9359	297	39	international	international	ADJ
ejif-9359	297	40	journal	journal	NOUN
ejif-9359	297	41	of	of	ADP
ejif-9359	297	42	economic	economic	ADJ
ejif-9359	297	43	practices	practice	NOUN
ejif-9359	297	44	and	and	CCONJ
ejif-9359	297	45	theories	theory	NOUN
ejif-9359	297	46	,	,	PUNCT
ejif-9359	297	47	4	4	NUM
ejif-9359	297	48	(	(	PUNCT
ejif-9359	297	49	5	5	NUM
ejif-9359	297	50	)	)	PUNCT
ejif-9359	297	51	,	,	PUNCT
ejif-9359	297	52	637	637	NUM
ejif-9359	297	53	-	-	SYM
ejif-9359	297	54	646	646	NUM
ejif-9359	297	55	.	.	PUNCT
ejif-9359	298	1	alam	alam	PROPN
ejif-9359	298	2	,	,	PUNCT
ejif-9359	298	3	i	i	PRON
ejif-9359	298	4	(	(	PUNCT
ejif-9359	298	5	2013	2013	NUM
ejif-9359	298	6	)	)	PUNCT
ejif-9359	298	7	customer	customer	NOUN
ejif-9359	298	8	interaction	interaction	NOUN
ejif-9359	298	9	in	in	ADP
ejif-9359	298	10	service	service	NOUN
ejif-9359	298	11	innovation	innovation	NOUN
ejif-9359	298	12	:	:	PUNCT
ejif-9359	298	13	evidence	evidence	NOUN
ejif-9359	298	14	from	from	ADP
ejif-9359	298	15	india	india	PROPN
ejif-9359	298	16	,	,	PUNCT
ejif-9359	298	17	international	international	ADJ
ejif-9359	298	18	journal	journal	NOUN
ejif-9359	298	19	of	of	ADP
ejif-9359	298	20	emerging	emerge	VERB
ejif-9359	298	21	markets	market	NOUN
ejif-9359	298	22	,	,	PUNCT
ejif-9359	298	23	8	8	NUM
ejif-9359	298	24	(	(	PUNCT
ejif-9359	298	25	1	1	NUM
ejif-9359	298	26	)	)	PUNCT
ejif-9359	298	27	,	,	PUNCT
ejif-9359	298	28	41–64	41–64	PROPN
ejif-9359	298	29	.	.	PUNCT
ejif-9359	298	30	alam	alam	PROPN
ejif-9359	298	31	,	,	PUNCT
ejif-9359	298	32	i.	i.	PROPN
ejif-9359	298	33	(	(	PUNCT
ejif-9359	298	34	2006	2006	NUM
ejif-9359	298	35	)	)	PUNCT
ejif-9359	298	36	removing	remove	VERB
ejif-9359	298	37	the	the	DET
ejif-9359	298	38	fuzziness	fuzziness	NOUN
ejif-9359	298	39	from	from	ADP
ejif-9359	298	40	the	the	DET
ejif-9359	298	41	fuzzy	fuzzy	ADJ
ejif-9359	298	42	front	front	ADJ
ejif-9359	298	43	-	-	PUNCT
ejif-9359	298	44	end	end	NOUN
ejif-9359	298	45	of	of	ADP
ejif-9359	298	46	service	service	NOUN
ejif-9359	298	47	innovations	innovation	NOUN
ejif-9359	298	48	through	through	ADP
ejif-9359	298	49	customer	customer	NOUN
ejif-9359	298	50	interactions	interaction	NOUN
ejif-9359	298	51	.	.	PUNCT
ejif-9359	299	1	industrial	industrial	ADJ
ejif-9359	299	2	marketing	marketing	NOUN
ejif-9359	299	3	management	management	NOUN
ejif-9359	299	4	,	,	PUNCT
ejif-9359	299	5	35	35	NUM
ejif-9359	299	6	(	(	PUNCT
ejif-9359	299	7	4	4	NUM
ejif-9359	299	8	)	)	PUNCT
ejif-9359	299	9	,	,	PUNCT
ejif-9359	299	10	468	468	NUM
ejif-9359	299	11	-	-	SYM
ejif-9359	299	12	480	480	NUM
ejif-9359	299	13	.	.	PUNCT
ejif-9359	300	1	alam	alam	PROPN
ejif-9359	300	2	,	,	PUNCT
ejif-9359	300	3	i.	i.	PROPN
ejif-9359	300	4	(	(	PUNCT
ejif-9359	300	5	2002	2002	NUM
ejif-9359	300	6	)	)	PUNCT
ejif-9359	300	7	.	.	PUNCT
ejif-9359	301	1	an	an	DET
ejif-9359	301	2	exploratory	exploratory	ADJ
ejif-9359	301	3	investigation	investigation	NOUN
ejif-9359	301	4	of	of	ADP
ejif-9359	301	5	user	user	NOUN
ejif-9359	301	6	involvement	involvement	NOUN
ejif-9359	301	7	in	in	ADP
ejif-9359	301	8	new	new	ADJ
ejif-9359	301	9	service	service	NOUN
ejif-9359	301	10	development	development	NOUN
ejif-9359	301	11	.	.	PUNCT
ejif-9359	302	1	journal	journal	NOUN
ejif-9359	302	2	of	of	ADP
ejif-9359	302	3	the	the	DET
ejif-9359	302	4	academy	academy	NOUN
ejif-9359	302	5	of	of	ADP
ejif-9359	302	6	marketing	marketing	NOUN
ejif-9359	302	7	science	science	NOUN
ejif-9359	302	8	,	,	PUNCT
ejif-9359	302	9	30	30	NUM
ejif-9359	302	10	(	(	PUNCT
ejif-9359	302	11	3	3	NUM
ejif-9359	302	12	)	)	PUNCT
ejif-9359	302	13	,	,	PUNCT
ejif-9359	302	14	250	250	NUM
ejif-9359	302	15	-	-	SYM
ejif-9359	302	16	261	261	NUM
ejif-9359	302	17	.	.	PUNCT
ejif-9359	303	1	alam	alam	PROPN
ejif-9359	303	2	,	,	PUNCT
ejif-9359	303	3	i	i	PROPN
ejif-9359	303	4	&	&	CCONJ
ejif-9359	303	5	bhatti	bhatti	PROPN
ejif-9359	303	6	,	,	PUNCT
ejif-9359	303	7	i	i	PRON
ejif-9359	303	8	(	(	PUNCT
ejif-9359	303	9	2023	2023	NUM
ejif-9359	303	10	)	)	PUNCT
ejif-9359	303	11	,	,	PUNCT
ejif-9359	303	12	a	a	DET
ejif-9359	303	13	comparative	comparative	ADJ
ejif-9359	303	14	analysis	analysis	NOUN
ejif-9359	303	15	of	of	ADP
ejif-9359	303	16	financial	financial	ADJ
ejif-9359	303	17	service	service	NOUN
ejif-9359	303	18	development	development	NOUN
ejif-9359	303	19	strategies	strategy	NOUN
ejif-9359	303	20	of	of	ADP
ejif-9359	303	21	indian	indian	ADJ
ejif-9359	303	22	and	and	CCONJ
ejif-9359	303	23	australian	australian	ADJ
ejif-9359	303	24	firms	firm	NOUN
ejif-9359	303	25	.	.	PUNCT
ejif-9359	304	1	academy	academy	NOUN
ejif-9359	304	2	of	of	ADP
ejif-9359	304	3	marketing	marketing	NOUN
ejif-9359	304	4	studies	study	NOUN
ejif-9359	304	5	journal	journal	NOUN
ejif-9359	304	6	,	,	PUNCT
ejif-9359	304	7	27	27	NUM
ejif-9359	304	8	(	(	PUNCT
ejif-9359	304	9	5	5	NUM
ejif-9359	304	10	):	):	PUNCT
ejif-9359	304	11	1	1	NUM
ejif-9359	304	12	-	-	SYM
ejif-9359	304	13	15	15	NUM
ejif-9359	304	14	.	.	PUNCT
ejif-9359	305	1	alam	alam	PROPN
ejif-9359	305	2	,	,	PUNCT
ejif-9359	305	3	i.	i.	PROPN
ejif-9359	305	4	&	&	CCONJ
ejif-9359	305	5	perry	perry	PROPN
ejif-9359	305	6	c.	c.	PROPN
ejif-9359	305	7	(	(	PUNCT
ejif-9359	305	8	2002	2002	NUM
ejif-9359	305	9	)	)	PUNCT
ejif-9359	305	10	,	,	PUNCT
ejif-9359	305	11	“	"	PUNCT
ejif-9359	305	12	a	a	DET
ejif-9359	305	13	customer	customer	NOUN
ejif-9359	305	14	-	-	PUNCT
ejif-9359	305	15	oriented	orient	VERB
ejif-9359	305	16	new	new	ADJ
ejif-9359	305	17	service	service	NOUN
ejif-9359	305	18	development	development	NOUN
ejif-9359	305	19	process	process	NOUN
ejif-9359	305	20	”	"	PUNCT
ejif-9359	305	21	journal	journal	NOUN
ejif-9359	305	22	of	of	ADP
ejif-9359	305	23	service	service	NOUN
ejif-9359	305	24	marketing	marketing	NOUN
ejif-9359	305	25	,	,	PUNCT
ejif-9359	305	26	16	16	NUM
ejif-9359	305	27	(	(	PUNCT
ejif-9359	305	28	6	6	NUM
ejif-9359	305	29	)	)	PUNCT
ejif-9359	305	30	,	,	PUNCT
ejif-9359	305	31	515	515	NUM
ejif-9359	305	32	-	-	SYM
ejif-9359	305	33	534	534	NUM
ejif-9359	305	34	.	.	PUNCT
ejif-9359	306	1	alam	alam	PROPN
ejif-9359	306	2	,	,	PUNCT
ejif-9359	306	3	i	i	PROPN
ejif-9359	306	4	&	&	CCONJ
ejif-9359	306	5	seifzadeh	seifzadeh	PROPN
ejif-9359	306	6	p	p	X
ejif-9359	306	7	(	(	PUNCT
ejif-9359	306	8	2020	2020	NUM
ejif-9359	306	9	)	)	PUNCT
ejif-9359	306	10	.	.	PUNCT
ejif-9359	307	1	marketing	market	VERB
ejif-9359	307	2	islamic	islamic	ADJ
ejif-9359	307	3	financial	financial	ADJ
ejif-9359	307	4	services	service	NOUN
ejif-9359	307	5	:	:	PUNCT
ejif-9359	308	1	a	a	DET
ejif-9359	308	2	review	review	NOUN
ejif-9359	308	3	,	,	PUNCT
ejif-9359	308	4	critique	critique	NOUN
ejif-9359	308	5	and	and	CCONJ
ejif-9359	308	6	agenda	agenda	NOUN
ejif-9359	308	7	for	for	ADP
ejif-9359	308	8	future	future	ADJ
ejif-9359	308	9	research	research	NOUN
ejif-9359	308	10	,	,	PUNCT
ejif-9359	308	11	journal	journal	NOUN
ejif-9359	308	12	of	of	ADP
ejif-9359	308	13	risk	risk	NOUN
ejif-9359	308	14	and	and	CCONJ
ejif-9359	308	15	financial	financial	ADJ
ejif-9359	308	16	management	management	NOUN
ejif-9359	308	17	,	,	PUNCT
ejif-9359	308	18	13	13	NUM
ejif-9359	308	19	(	(	PUNCT
ejif-9359	308	20	1/12	1/12	NUM
ejif-9359	308	21	)	)	PUNCT
ejif-9359	308	22	,	,	PUNCT
ejif-9359	308	23	1	1	NUM
ejif-9359	308	24	-	-	SYM
ejif-9359	308	25	19	19	NUM
ejif-9359	308	26	.	.	PUNCT
ejif-9359	308	27	antoniazzi	antoniazzi	PROPN
ejif-9359	308	28	,	,	PUNCT
ejif-9359	308	29	s.	s.	PROPN
ejif-9359	308	30	(	(	PUNCT
ejif-9359	308	31	2022	2022	NUM
ejif-9359	308	32	)	)	PUNCT
ejif-9359	308	33	.	.	PUNCT
ejif-9359	309	1	islamic	islamic	ADJ
ejif-9359	309	2	banks	bank	NOUN
ejif-9359	309	3	and	and	CCONJ
ejif-9359	309	4	the	the	DET
ejif-9359	309	5	european	european	PROPN
ejif-9359	309	6	banking	banking	PROPN
ejif-9359	309	7	union	union	PROPN
ejif-9359	309	8	:	:	PUNCT
ejif-9359	309	9	an	an	DET
ejif-9359	309	10	overview	overview	NOUN
ejif-9359	309	11	of	of	ADP
ejif-9359	309	12	critical	critical	ADJ
ejif-9359	309	13	issues	issue	NOUN
ejif-9359	309	14	and	and	CCONJ
ejif-9359	309	15	perspectives	perspective	NOUN
ejif-9359	309	16	.	.	PUNCT
ejif-9359	310	1	european	european	PROPN
ejif-9359	310	2	journal	journal	PROPN
ejif-9359	310	3	of	of	ADP
ejif-9359	310	4	islamic	islamic	PROPN
ejif-9359	310	5	finance	finance	NOUN
ejif-9359	310	6	,	,	PUNCT
ejif-9359	310	7	9(1	9(1	NUM
ejif-9359	310	8	)	)	PUNCT
ejif-9359	310	9	,	,	PUNCT
ejif-9359	310	10	37	37	NUM
ejif-9359	310	11	-	-	SYM
ejif-9359	310	12	55	55	NUM
ejif-9359	310	13	.	.	PUNCT
ejif-9359	311	1	banerjee	banerjee	PROPN
ejif-9359	311	2	,	,	PUNCT
ejif-9359	311	3	s.	s.	PROPN
ejif-9359	311	4	,	,	PUNCT
ejif-9359	311	5	prabhu	prabhu	NOUN
ejif-9359	311	6	,	,	PUNCT
ejif-9359	311	7	j.c	j.c	PROPN
ejif-9359	311	8	&	&	CCONJ
ejif-9359	311	9	chandy	chandy	PROPN
ejif-9359	311	10	,	,	PUNCT
ejif-9359	311	11	r.k	r.k	PROPN
ejif-9359	311	12	(	(	PUNCT
ejif-9359	311	13	2015	2015	NUM
ejif-9359	311	14	)	)	PUNCT
ejif-9359	311	15	,	,	PUNCT
ejif-9359	311	16	indirect	indirect	ADJ
ejif-9359	311	17	learning	learning	NOUN
ejif-9359	311	18	:	:	PUNCT
ejif-9359	311	19	how	how	SCONJ
ejif-9359	311	20	emerging	emerge	VERB
ejif-9359	311	21	market	market	NOUN
ejif-9359	311	22	firms	firm	NOUN
ejif-9359	311	23	grow	grow	VERB
ejif-9359	311	24	in	in	ADP
ejif-9359	311	25	developed	develop	VERB
ejif-9359	311	26	markets	market	NOUN
ejif-9359	311	27	.	.	PUNCT
ejif-9359	312	1	journal	journal	NOUN
ejif-9359	312	2	of	of	ADP
ejif-9359	312	3	marketing	marketing	NOUN
ejif-9359	312	4	,	,	PUNCT
ejif-9359	312	5	79	79	NUM
ejif-9359	312	6	(	(	PUNCT
ejif-9359	312	7	1	1	NUM
ejif-9359	312	8	)	)	PUNCT
ejif-9359	312	9	,	,	PUNCT
ejif-9359	312	10	10	10	NUM
ejif-9359	312	11	-	-	SYM
ejif-9359	312	12	28	28	NUM
ejif-9359	312	13	.	.	PUNCT
ejif-9359	313	1	basov	basov	PROPN
ejif-9359	313	2	,	,	PUNCT
ejif-9359	313	3	s.	s.	PROPN
ejif-9359	313	4	&	&	CCONJ
ejif-9359	313	5	bhatti	bhatti	PROPN
ejif-9359	313	6	,	,	PUNCT
ejif-9359	313	7	m.i	m.i	PROPN
ejif-9359	313	8	(	(	PUNCT
ejif-9359	313	9	2016	2016	NUM
ejif-9359	313	10	)	)	PUNCT
ejif-9359	313	11	,	,	PUNCT
ejif-9359	313	12	islamic	islamic	ADJ
ejif-9359	313	13	finance	finance	NOUN
ejif-9359	313	14	in	in	ADP
ejif-9359	313	15	light	light	NOUN
ejif-9359	313	16	of	of	ADP
ejif-9359	313	17	modern	modern	ADJ
ejif-9359	313	18	economic	economic	ADJ
ejif-9359	313	19	theory	theory	NOUN
ejif-9359	313	20	,	,	PUNCT
ejif-9359	313	21	uk	uk	PROPN
ejif-9359	313	22	:	:	PUNCT
ejif-9359	313	23	palgrave	palgrave	PROPN
ejif-9359	313	24	-	-	PUNCT
ejif-9359	313	25	macmillan	macmillan	PROPN
ejif-9359	313	26	.	.	PUNCT
ejif-9359	314	1	bello	bello	PROPN
ejif-9359	314	2	,	,	PUNCT
ejif-9359	314	3	d.	d.	PROPN
ejif-9359	314	4	,	,	PUNCT
ejif-9359	314	5	radulovich	radulovich	PROPN
ejif-9359	314	6	,	,	PUNCT
ejif-9359	314	7	l.	l.	PROPN
ejif-9359	314	8	,	,	PUNCT
ejif-9359	314	9	javalgi	javalgi	PROPN
ejif-9359	314	10	,	,	PUNCT
ejif-9359	314	11	r.	r.	PROPN
ejif-9359	314	12	,	,	PUNCT
ejif-9359	314	13	scherer	scherer	PROPN
ejif-9359	314	14	,	,	PUNCT
ejif-9359	314	15	r.	r.	PROPN
ejif-9359	314	16	,	,	PUNCT
ejif-9359	314	17	&	&	CCONJ
ejif-9359	314	18	taylor	taylor	PROPN
ejif-9359	314	19	,	,	PUNCT
ejif-9359	314	20	j.	j.	PROPN
ejif-9359	314	21	(	(	PUNCT
ejif-9359	314	22	2016	2016	NUM
ejif-9359	314	23	)	)	PUNCT
ejif-9359	314	24	.	.	PUNCT
ejif-9359	315	1	performance	performance	NOUN
ejif-9359	315	2	of	of	ADP
ejif-9359	315	3	professional	professional	ADJ
ejif-9359	315	4	service	service	NOUN
ejif-9359	315	5	firms	firm	NOUN
ejif-9359	315	6	from	from	ADP
ejif-9359	315	7	emerging	emerge	VERB
ejif-9359	315	8	markets	market	NOUN
ejif-9359	315	9	:	:	PUNCT
ejif-9359	315	10	role	role	NOUN
ejif-9359	315	11	of	of	ADP
ejif-9359	315	12	innovative	innovative	ADJ
ejif-9359	315	13	services	service	NOUN
ejif-9359	315	14	and	and	CCONJ
ejif-9359	315	15	firm	firm	ADJ
ejif-9359	315	16	capabilities	capability	NOUN
ejif-9359	315	17	.	.	PUNCT
ejif-9359	316	1	journal	journal	NOUN
ejif-9359	316	2	of	of	ADP
ejif-9359	316	3	world	world	PROPN
ejif-9359	316	4	business	business	NOUN
ejif-9359	316	5	,	,	PUNCT
ejif-9359	316	6	51(3	51(3	NUM
ejif-9359	316	7	)	)	PUNCT
ejif-9359	316	8	,	,	PUNCT
ejif-9359	316	9	413–424	413–424	NUM
ejif-9359	316	10	.	.	NOUN
ejif-9359	316	11	biancone	biancone	NOUN
ejif-9359	316	12	,	,	PUNCT
ejif-9359	316	13	&	&	CCONJ
ejif-9359	316	14	radwan	radwan	PROPN
ejif-9359	316	15	,	,	PUNCT
ejif-9359	316	16	m	m	VERB
ejif-9359	316	17	(	(	PUNCT
ejif-9359	316	18	2016	2016	NUM
ejif-9359	316	19	)	)	PUNCT
ejif-9359	317	1	,	,	PUNCT
ejif-9359	317	2	european	european	ADJ
ejif-9359	317	3	companies	company	NOUN
ejif-9359	317	4	:	:	PUNCT
ejif-9359	317	5	evaluation	evaluation	NOUN
ejif-9359	317	6	for	for	ADP
ejif-9359	317	7	sharia	sharia	PROPN
ejif-9359	317	8	compliance	compliance	NOUN
ejif-9359	317	9	“	"	PUNCT
ejif-9359	317	10	opportunities	opportunity	NOUN
ejif-9359	317	11	and	and	CCONJ
ejif-9359	317	12	challenges	challenge	NOUN
ejif-9359	317	13	”	"	PUNCT
ejif-9359	317	14	.	.	PUNCT
ejif-9359	318	1	european	european	PROPN
ejif-9359	318	2	journal	journal	PROPN
ejif-9359	318	3	of	of	ADP
ejif-9359	318	4	islamic	islamic	PROPN
ejif-9359	318	5	finance	finance	PROPN
ejif-9359	318	6	,	,	PUNCT
ejif-9359	318	7	(	(	PUNCT
ejif-9359	318	8	5	5	NUM
ejif-9359	318	9	)	)	PUNCT
ejif-9359	318	10	,	,	PUNCT
ejif-9359	318	11	1	1	NUM
ejif-9359	318	12	-	-	SYM
ejif-9359	318	13	7	7	NUM
ejif-9359	318	14	.	.	PUNCT
ejif-9359	318	15	biancone	biancone	NOUN
ejif-9359	318	16	,	,	PUNCT
ejif-9359	318	17	p.	p.	NOUN
ejif-9359	318	18	p.	p.	PROPN
ejif-9359	318	19	,	,	PUNCT
ejif-9359	318	20	&	&	CCONJ
ejif-9359	318	21	radwan	radwan	PROPN
ejif-9359	318	22	,	,	PUNCT
ejif-9359	318	23	m.	m.	NOUN
ejif-9359	318	24	(	(	PUNCT
ejif-9359	318	25	2015	2015	NUM
ejif-9359	318	26	)	)	PUNCT
ejif-9359	318	27	.	.	PUNCT
ejif-9359	319	1	sharia	sharia	PROPN
ejif-9359	319	2	compliant	compliant	ADJ
ejif-9359	319	3	“	"	PUNCT
ejif-9359	319	4	possibility	possibility	NOUN
ejif-9359	319	5	for	for	ADP
ejif-9359	319	6	italian	italian	ADJ
ejif-9359	319	7	smes	sme	NOUN
ejif-9359	319	8	”	"	PUNCT
ejif-9359	319	9	.	.	PUNCT
ejif-9359	320	1	european	european	PROPN
ejif-9359	320	2	journal	journal	PROPN
ejif-9359	320	3	of	of	ADP
ejif-9359	320	4	islamic	islamic	PROPN
ejif-9359	320	5	finance	finance	PROPN
ejif-9359	320	6	,	,	PUNCT
ejif-9359	320	7	(	(	PUNCT
ejif-9359	320	8	1	1	NUM
ejif-9359	320	9	)	)	PUNCT
ejif-9359	320	10	.	.	PUNCT
ejif-9359	321	1	1	1	NUM
ejif-9359	321	2	-	-	SYM
ejif-9359	321	3	9	9	NUM
ejif-9359	321	4	.	.	PUNCT
ejif-9359	321	5	bonoma	bonoma	PROPN
ejif-9359	321	6	,	,	PUNCT
ejif-9359	321	7	t.	t.	PROPN
ejif-9359	321	8	(	(	PUNCT
ejif-9359	321	9	1985	1985	NUM
ejif-9359	321	10	)	)	PUNCT
ejif-9359	321	11	,	,	PUNCT
ejif-9359	321	12	case	case	NOUN
ejif-9359	321	13	research	research	NOUN
ejif-9359	321	14	in	in	ADP
ejif-9359	321	15	marketing	marketing	NOUN
ejif-9359	321	16	:	:	PUNCT
ejif-9359	321	17	opportunities	opportunity	NOUN
ejif-9359	321	18	,	,	PUNCT
ejif-9359	321	19	problems	problem	NOUN
ejif-9359	321	20	and	and	CCONJ
ejif-9359	321	21	process	process	NOUN
ejif-9359	321	22	,	,	PUNCT
ejif-9359	321	23	journal	journal	NOUN
ejif-9359	321	24	of	of	ADP
ejif-9359	321	25	marketing	marketing	NOUN
ejif-9359	321	26	research	research	NOUN
ejif-9359	321	27	12	12	NUM
ejif-9359	321	28	,	,	PUNCT
ejif-9359	321	29	199	199	NUM
ejif-9359	321	30	-	-	SYM
ejif-9359	321	31	208	208	NUM
ejif-9359	321	32	.	.	PUNCT
ejif-9359	322	1	bowers	bower	NOUN
ejif-9359	322	2	,	,	PUNCT
ejif-9359	322	3	m.r	m.r	PROPN
ejif-9359	322	4	.	.	PROPN
ejif-9359	322	5	(	(	PUNCT
ejif-9359	322	6	1989	1989	NUM
ejif-9359	322	7	)	)	PUNCT
ejif-9359	322	8	.	.	PUNCT
ejif-9359	323	1	developing	develop	VERB
ejif-9359	323	2	new	new	ADJ
ejif-9359	323	3	services	service	NOUN
ejif-9359	323	4	:	:	PUNCT
ejif-9359	323	5	improving	improve	VERB
ejif-9359	323	6	the	the	DET
ejif-9359	323	7	process	process	NOUN
ejif-9359	323	8	makes	make	VERB
ejif-9359	323	9	it	it	PRON
ejif-9359	323	10	better	well	ADJ
ejif-9359	323	11	,	,	PUNCT
ejif-9359	323	12	journal	journal	NOUN
ejif-9359	323	13	of	of	ADP
ejif-9359	323	14	services	service	NOUN
ejif-9359	323	15	marketing	market	VERB
ejif-9359	323	16	3	3	NUM
ejif-9359	323	17	(	(	PUNCT
ejif-9359	323	18	1	1	NUM
ejif-9359	323	19	)	)	PUNCT
ejif-9359	323	20	,	,	PUNCT
ejif-9359	323	21	15	15	NUM
ejif-9359	323	22	-	-	SYM
ejif-9359	323	23	20	20	NUM
ejif-9359	323	24	.	.	PUNCT
ejif-9359	324	1	bulmer	bulmer	PROPN
ejif-9359	324	2	,	,	PUNCT
ejif-9359	324	3	m	m	PROPN
ejif-9359	324	4	&	&	CCONJ
ejif-9359	324	5	solomos	solomos	PROPN
ejif-9359	324	6	,	,	PUNCT
ejif-9359	324	7	j	j	PROPN
ejif-9359	324	8	(	(	PUNCT
ejif-9359	324	9	2010	2010	NUM
ejif-9359	324	10	)	)	PUNCT
ejif-9359	324	11	,	,	PUNCT
ejif-9359	324	12	introduction	introduction	NOUN
ejif-9359	324	13	:	:	PUNCT
ejif-9359	324	14	muslim	muslim	ADJ
ejif-9359	324	15	minorities	minority	NOUN
ejif-9359	324	16	in	in	ADP
ejif-9359	324	17	western	western	ADJ
ejif-9359	324	18	europe	europe	PROPN
ejif-9359	324	19	,	,	PUNCT
ejif-9359	324	20	ethnic	ethnic	ADJ
ejif-9359	324	21	and	and	CCONJ
ejif-9359	324	22	racial	racial	ADJ
ejif-9359	324	23	studies	study	NOUN
ejif-9359	324	24	,	,	PUNCT
ejif-9359	324	25	33	33	NUM
ejif-9359	324	26	(	(	PUNCT
ejif-9359	324	27	3	3	NUM
ejif-9359	324	28	)	)	PUNCT
ejif-9359	324	29	,	,	PUNCT
ejif-9359	324	30	373	373	NUM
ejif-9359	324	31	-	-	SYM
ejif-9359	324	32	375	375	NUM
ejif-9359	324	33	.	.	PUNCT
ejif-9359	325	1	burton	burton	PROPN
ejif-9359	325	2	,	,	PUNCT
ejif-9359	325	3	d.	d.	PROPN
ejif-9359	325	4	(	(	PUNCT
ejif-9359	325	5	2000	2000	NUM
ejif-9359	325	6	)	)	PUNCT
ejif-9359	325	7	.	.	PUNCT
ejif-9359	326	1	ethnicity	ethnicity	NOUN
ejif-9359	326	2	,	,	PUNCT
ejif-9359	326	3	identity	identity	NOUN
ejif-9359	326	4	and	and	CCONJ
ejif-9359	326	5	marketing	marketing	NOUN
ejif-9359	326	6	:	:	PUNCT
ejif-9359	326	7	a	a	DET
ejif-9359	326	8	critical	critical	ADJ
ejif-9359	326	9	review	review	NOUN
ejif-9359	326	10	,	,	PUNCT
ejif-9359	326	11	journal	journal	NOUN
ejif-9359	326	12	of	of	ADP
ejif-9359	326	13	marketing	marketing	NOUN
ejif-9359	326	14	management	management	NOUN
ejif-9359	326	15	16	16	NUM
ejif-9359	326	16	,	,	PUNCT
ejif-9359	326	17	853–877	853–877	NUM
ejif-9359	326	18	.	.	PUNCT
ejif-9359	327	1	carlborg	carlborg	PROPN
ejif-9359	327	2	p	p	X
ejif-9359	327	3	,	,	PUNCT
ejif-9359	327	4	kindstrom	kindstrom	NOUN
ejif-9359	327	5	,	,	PUNCT
ejif-9359	327	6	d	d	PROPN
ejif-9359	327	7	&	&	CCONJ
ejif-9359	327	8	kowalkowski	kowalkowski	PROPN
ejif-9359	327	9	,	,	PUNCT
ejif-9359	327	10	c	c	PROPN
ejif-9359	327	11	(	(	PUNCT
ejif-9359	327	12	2014	2014	NUM
ejif-9359	327	13	)	)	PUNCT
ejif-9359	327	14	,	,	PUNCT
ejif-9359	327	15	the	the	DET
ejif-9359	327	16	evolution	evolution	NOUN
ejif-9359	327	17	of	of	ADP
ejif-9359	327	18	service	service	NOUN
ejif-9359	327	19	innovation	innovation	NOUN
ejif-9359	327	20	research	research	NOUN
ejif-9359	327	21	:	:	PUNCT
ejif-9359	327	22	a	a	DET
ejif-9359	327	23	critical	critical	ADJ
ejif-9359	327	24	review	review	NOUN
ejif-9359	327	25	and	and	CCONJ
ejif-9359	327	26	synthesis	synthesis	NOUN
ejif-9359	327	27	.	.	PUNCT
ejif-9359	328	1	service	service	NOUN
ejif-9359	328	2	industries	industry	NOUN
ejif-9359	328	3	journal	journal	NOUN
ejif-9359	328	4	,	,	PUNCT
ejif-9359	328	5	34	34	NUM
ejif-9359	328	6	(	(	PUNCT
ejif-9359	328	7	5	5	NUM
ejif-9359	328	8	)	)	PUNCT
ejif-9359	328	9	,	,	PUNCT
ejif-9359	328	10	373	373	NUM
ejif-9359	328	11	-	-	SYM
ejif-9359	328	12	398	398	NUM
ejif-9359	328	13	.	.	PUNCT
ejif-9359	329	1	chang	chang	PROPN
ejif-9359	329	2	w	w	PROPN
ejif-9359	329	3	&	&	CCONJ
ejif-9359	329	4	taylor	taylor	PROPN
ejif-9359	329	5	,	,	PUNCT
ejif-9359	329	6	s.a	s.a	PROPN
ejif-9359	329	7	(	(	PUNCT
ejif-9359	329	8	2016	2016	NUM
ejif-9359	329	9	)	)	PUNCT
ejif-9359	329	10	.	.	PUNCT
ejif-9359	330	1	the	the	DET
ejif-9359	330	2	effectiveness	effectiveness	NOUN
ejif-9359	330	3	of	of	ADP
ejif-9359	330	4	customer	customer	NOUN
ejif-9359	330	5	participation	participation	NOUN
ejif-9359	330	6	in	in	ADP
ejif-9359	330	7	new	new	ADJ
ejif-9359	330	8	product	product	NOUN
ejif-9359	330	9	development	development	NOUN
ejif-9359	330	10	:	:	PUNCT
ejif-9359	330	11	a	a	DET
ejif-9359	330	12	metaanalysis	metaanalysis	NOUN
ejif-9359	330	13	.	.	PUNCT
ejif-9359	331	1	journal	journal	NOUN
ejif-9359	331	2	of	of	ADP
ejif-9359	331	3	marketing	marketing	NOUN
ejif-9359	331	4	,	,	PUNCT
ejif-9359	331	5	80	80	NUM
ejif-9359	331	6	(	(	PUNCT
ejif-9359	331	7	1	1	NUM
ejif-9359	331	8	)	)	PUNCT
ejif-9359	331	9	,	,	PUNCT
ejif-9359	331	10	47	47	NUM
ejif-9359	331	11	-	-	SYM
ejif-9359	331	12	64	64	NUM
ejif-9359	331	13	.	.	PUNCT
ejif-9359	332	1	chatterji	chatterji	PROPN
ejif-9359	332	2	,	,	PUNCT
ejif-9359	332	3	a.k	a.k	PROPN
ejif-9359	332	4	.	.	PROPN
ejif-9359	332	5	&	&	CCONJ
ejif-9359	332	6	fabrizio	fabrizio	PROPN
ejif-9359	332	7	,	,	PUNCT
ejif-9359	332	8	k.r	k.r	PROPN
ejif-9359	332	9	(	(	PUNCT
ejif-9359	332	10	2014	2014	NUM
ejif-9359	332	11	)	)	PUNCT
ejif-9359	332	12	,	,	PUNCT
ejif-9359	332	13	using	use	VERB
ejif-9359	332	14	users	user	NOUN
ejif-9359	332	15	:	:	PUNCT
ejif-9359	332	16	when	when	SCONJ
ejif-9359	332	17	does	do	AUX
ejif-9359	332	18	external	external	ADJ
ejif-9359	332	19	knowledge	knowledge	NOUN
ejif-9359	332	20	enhance	enhance	VERB
ejif-9359	332	21	corporate	corporate	ADJ
ejif-9359	332	22	product	product	NOUN
ejif-9359	332	23	innovation	innovation	NOUN
ejif-9359	332	24	?	?	PUNCT
ejif-9359	333	1	strategic	strategic	ADJ
ejif-9359	333	2	management	management	NOUN
ejif-9359	333	3	journal	journal	NOUN
ejif-9359	333	4	,	,	PUNCT
ejif-9359	333	5	35	35	NUM
ejif-9359	333	6	(	(	PUNCT
ejif-9359	333	7	10	10	NUM
ejif-9359	333	8	)	)	PUNCT
ejif-9359	333	9	,	,	PUNCT
ejif-9359	333	10	1427–1445	1427–1445	NOUN
ejif-9359	333	11	.	.	PUNCT
ejif-9359	334	1	chaudhury	chaudhury	PROPN
ejif-9359	334	2	,	,	PUNCT
ejif-9359	334	3	m.	m.	NOUN
ejif-9359	334	4	a.	a.	PROPN
ejif-9359	334	5	,	,	PUNCT
ejif-9359	334	6	&	&	CCONJ
ejif-9359	334	7	bhatti	bhatti	PROPN
ejif-9359	334	8	,	,	PUNCT
ejif-9359	334	9	m.i	m.i	PROPN
ejif-9359	334	10	(	(	PUNCT
ejif-9359	334	11	2017	2017	NUM
ejif-9359	334	12	)	)	PUNCT
ejif-9359	334	13	.	.	PUNCT
ejif-9359	335	1	heterodox	heterodox	ADJ
ejif-9359	335	2	islamic	islamic	ADJ
ejif-9359	335	3	economics	economic	NOUN
ejif-9359	335	4	:	:	PUNCT
ejif-9359	335	5	the	the	DET
ejif-9359	335	6	emergence	emergence	NOUN
ejif-9359	335	7	of	of	ADP
ejif-9359	335	8	an	an	DET
ejif-9359	335	9	ethico	ethico	NOUN
ejif-9359	335	10	-	-	ADJ
ejif-9359	335	11	economic	economic	ADJ
ejif-9359	335	12	theory	theory	NOUN
ejif-9359	335	13	,	,	PUNCT
ejif-9359	335	14	u.k	u.k	PROPN
ejif-9359	335	15	:	:	PUNCT
ejif-9359	335	16	routledge	routledge	PROPN
ejif-9359	335	17	.	.	PUNCT
ejif-9359	335	18	chowdhury	chowdhury	PROPN
ejif-9359	335	19	,	,	PUNCT
ejif-9359	335	20	s.	s.	PROPN
ejif-9359	335	21	r.	r.	PROPN
ejif-9359	335	22	(	(	PUNCT
ejif-9359	335	23	2011	2011	NUM
ejif-9359	335	24	)	)	PUNCT
ejif-9359	335	25	.	.	PUNCT
ejif-9359	336	1	impact	impact	NOUN
ejif-9359	336	2	of	of	ADP
ejif-9359	336	3	global	global	ADJ
ejif-9359	336	4	crisis	crisis	NOUN
ejif-9359	336	5	on	on	ADP
ejif-9359	336	6	small	small	ADJ
ejif-9359	336	7	and	and	CCONJ
ejif-9359	336	8	medium	medium	ADJ
ejif-9359	336	9	enterprises	enterprise	NOUN
ejif-9359	336	10	.	.	PUNCT
ejif-9359	337	1	global	global	ADJ
ejif-9359	337	2	business	business	PROPN
ejif-9359	337	3	review	review	PROPN
ejif-9359	337	4	,	,	PUNCT
ejif-9359	337	5	12(3	12(3	NUM
ejif-9359	337	6	)	)	PUNCT
ejif-9359	337	7	,	,	PUNCT
ejif-9359	337	8	377399	377399	NUM
ejif-9359	337	9	.	.	PUNCT
ejif-9359	338	1	cooper	cooper	PROPN
ejif-9359	338	2	,	,	PUNCT
ejif-9359	338	3	r.g	r.g	PROPN
ejif-9359	338	4	(	(	PUNCT
ejif-9359	338	5	2019	2019	NUM
ejif-9359	338	6	)	)	PUNCT
ejif-9359	338	7	,	,	PUNCT
ejif-9359	338	8	the	the	DET
ejif-9359	338	9	drivers	driver	NOUN
ejif-9359	338	10	of	of	ADP
ejif-9359	338	11	success	success	NOUN
ejif-9359	338	12	in	in	ADP
ejif-9359	338	13	new	new	ADJ
ejif-9359	338	14	-	-	PUNCT
ejif-9359	338	15	product	product	NOUN
ejif-9359	338	16	development	development	NOUN
ejif-9359	338	17	,	,	PUNCT
ejif-9359	338	18	industrial	industrial	ADJ
ejif-9359	338	19	marketing	marketing	NOUN
ejif-9359	338	20	management	management	NOUN
ejif-9359	338	21	,	,	PUNCT
ejif-9359	338	22	76	76	NUM
ejif-9359	338	23	,	,	PUNCT
ejif-9359	338	24	36	36	NUM
ejif-9359	338	25	-	-	SYM
ejif-9359	338	26	47	47	NUM
ejif-9359	338	27	.	.	PUNCT
ejif-9359	339	1	cui	cui	PROPN
ejif-9359	339	2	,	,	PUNCT
ejif-9359	339	3	a.s	a.s	PROPN
ejif-9359	339	4	,	,	PUNCT
ejif-9359	339	5	&	&	CCONJ
ejif-9359	339	6	wu	wu	PROPN
ejif-9359	339	7	,	,	PUNCT
ejif-9359	339	8	f.	f.	PROPN
ejif-9359	339	9	(	(	PUNCT
ejif-9359	339	10	2017	2017	NUM
ejif-9359	339	11	)	)	PUNCT
ejif-9359	339	12	the	the	DET
ejif-9359	339	13	impact	impact	NOUN
ejif-9359	339	14	of	of	ADP
ejif-9359	339	15	customer	customer	NOUN
ejif-9359	339	16	involvement	involvement	NOUN
ejif-9359	339	17	on	on	ADP
ejif-9359	339	18	new	new	ADJ
ejif-9359	339	19	product	product	NOUN
ejif-9359	339	20	development	development	NOUN
ejif-9359	339	21	:	:	PUNCT
ejif-9359	339	22	contingent	contingent	NOUN
ejif-9359	339	23	and	and	CCONJ
ejif-9359	339	24	substitutive	substitutive	ADJ
ejif-9359	339	25	effects	effect	NOUN
ejif-9359	339	26	,	,	PUNCT
ejif-9359	339	27	journal	journal	NOUN
ejif-9359	339	28	of	of	ADP
ejif-9359	339	29	product	product	NOUN
ejif-9359	339	30	innovation	innovation	NOUN
ejif-9359	339	31	management	management	NOUN
ejif-9359	339	32	.	.	PUNCT
ejif-9359	340	1	34	34	NUM
ejif-9359	340	2	(	(	PUNCT
ejif-9359	340	3	1	1	NUM
ejif-9359	340	4	)	)	PUNCT
ejif-9359	340	5	,	,	PUNCT
ejif-9359	340	6	60	60	NUM
ejif-9359	340	7	-	-	SYM
ejif-9359	340	8	80	80	NUM
ejif-9359	340	9	.	.	PUNCT
ejif-9359	341	1	european	european	PROPN
ejif-9359	341	2	journal	journal	PROPN
ejif-9359	341	3	of	of	ADP
ejif-9359	341	4	islamic	islamic	PROPN
ejif-9359	341	5	finance	finance	PROPN
ejif-9359	341	6	issn	issn	PROPN
ejif-9359	341	7	:	:	PUNCT
ejif-9359	341	8	2421	2421	NUM
ejif-9359	341	9	-	-	SYM
ejif-9359	341	10	2172	2172	NUM
ejif-9359	341	11	doi	doi	NOUN
ejif-9359	341	12	:	:	PUNCT
ejif-9359	341	13	10.13135/2421	10.13135/2421	NUM
ejif-9359	341	14	-	-	SYM
ejif-9359	341	15	2172/9359	2172/9359	NUM
ejif-9359	341	16	published	publish	VERB
ejif-9359	341	17	by	by	ADP
ejif-9359	341	18	university	university	PROPN
ejif-9359	341	19	of	of	ADP
ejif-9359	341	20	turin	turin	PROPN
ejif-9359	342	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-9359	342	2	ejif	ejif	PROPN
ejif-9359	342	3	content	content	NOUN
ejif-9359	342	4	is	be	AUX
ejif-9359	342	5	licensed	license	VERB
ejif-9359	342	6	under	under	ADP
ejif-9359	342	7	a	a	DET
ejif-9359	342	8	creative	creative	ADJ
ejif-9359	342	9	commons	common	NOUN
ejif-9359	342	10	attribution	attribution	NOUN
ejif-9359	342	11	4.0	4.0	NUM
ejif-9359	342	12	international	international	ADJ
ejif-9359	342	13	license	license	NOUN
ejif-9359	342	14	14	14	NUM
ejif-9359	342	15	dariyoush	dariyoush	NOUN
ejif-9359	342	16	,	,	PUNCT
ejif-9359	342	17	j	j	PROPN
ejif-9359	342	18	&	&	CCONJ
ejif-9359	342	19	nazima	nazima	PROPN
ejif-9359	342	20	h	h	PROPN
ejif-9359	342	21	(	(	PUNCT
ejif-9359	342	22	2016	2016	NUM
ejif-9359	342	23	)	)	PUNCT
ejif-9359	342	24	,	,	PUNCT
ejif-9359	342	25	forecasting	forecast	VERB
ejif-9359	342	26	patronage	patronage	NOUN
ejif-9359	342	27	factors	factor	NOUN
ejif-9359	342	28	of	of	ADP
ejif-9359	342	29	islamic	islamic	ADJ
ejif-9359	342	30	credit	credit	NOUN
ejif-9359	342	31	card	card	NOUN
ejif-9359	342	32	as	as	ADP
ejif-9359	342	33	a	a	DET
ejif-9359	342	34	new	new	ADJ
ejif-9359	342	35	e	e	NOUN
ejif-9359	342	36	-	-	NOUN
ejif-9359	342	37	commerce	commerce	NOUN
ejif-9359	342	38	banking	banking	NOUN
ejif-9359	342	39	service	service	NOUN
ejif-9359	342	40	:	:	PUNCT
ejif-9359	342	41	an	an	DET
ejif-9359	342	42	integration	integration	NOUN
ejif-9359	342	43	of	of	ADP
ejif-9359	342	44	tam	tam	PROPN
ejif-9359	342	45	with	with	ADP
ejif-9359	342	46	perceived	perceive	VERB
ejif-9359	342	47	religiosity	religiosity	NOUN
ejif-9359	342	48	and	and	CCONJ
ejif-9359	342	49	trust	trust	NOUN
ejif-9359	342	50	.	.	PUNCT
ejif-9359	343	1	journal	journal	PROPN
ejif-9359	343	2	of	of	ADP
ejif-9359	343	3	islamic	islamic	PROPN
ejif-9359	343	4	marketing	marketing	NOUN
ejif-9359	343	5	,	,	PUNCT
ejif-9359	343	6	7	7	NUM
ejif-9359	343	7	(	(	PUNCT
ejif-9359	343	8	4	4	NUM
ejif-9359	343	9	)	)	PUNCT
ejif-9359	343	10	,	,	PUNCT
ejif-9359	343	11	378	378	NUM
ejif-9359	343	12	-	-	SYM
ejif-9359	343	13	404	404	NUM
ejif-9359	343	14	.	.	PUNCT
ejif-9359	344	1	davidson	davidson	PROPN
ejif-9359	344	2	a	a	PROPN
ejif-9359	344	3	,	,	PUNCT
ejif-9359	344	4	habibi	habibi	PROPN
ejif-9359	344	5	m.r	m.r	PROPN
ejif-9359	344	6	&	&	CCONJ
ejif-9359	344	7	laroche	laroche	PROPN
ejif-9359	344	8	,	,	PUNCT
ejif-9359	344	9	m	m	PROPN
ejif-9359	344	10	(	(	PUNCT
ejif-9359	344	11	2018	2018	NUM
ejif-9359	344	12	)	)	PUNCT
ejif-9359	344	13	materialism	materialism	NOUN
ejif-9359	344	14	and	and	CCONJ
ejif-9359	344	15	the	the	DET
ejif-9359	344	16	sharing	sharing	NOUN
ejif-9359	344	17	economy	economy	NOUN
ejif-9359	344	18	:	:	PUNCT
ejif-9359	344	19	a	a	DET
ejif-9359	344	20	cross	cross	ADJ
ejif-9359	344	21	-	-	ADJ
ejif-9359	344	22	cultural	cultural	ADJ
ejif-9359	344	23	study	study	NOUN
ejif-9359	344	24	of	of	ADP
ejif-9359	344	25	american	american	ADJ
ejif-9359	344	26	and	and	CCONJ
ejif-9359	344	27	indian	indian	ADJ
ejif-9359	344	28	consumers	consumer	NOUN
ejif-9359	344	29	.	.	PUNCT
ejif-9359	345	1	journal	journal	PROPN
ejif-9359	345	2	of	of	ADP
ejif-9359	345	3	business	business	NOUN
ejif-9359	345	4	research	research	NOUN
ejif-9359	345	5	,	,	PUNCT
ejif-9359	345	6	82	82	NUM
ejif-9359	345	7	(	(	PUNCT
ejif-9359	345	8	1	1	NUM
ejif-9359	345	9	)	)	PUNCT
ejif-9359	345	10	,	,	PUNCT
ejif-9359	345	11	364	364	NUM
ejif-9359	345	12	-	-	SYM
ejif-9359	345	13	372	372	NUM
ejif-9359	345	14	.	.	PUNCT
ejif-9359	346	1	deshpande	deshpande	PROPN
ejif-9359	346	2	,	,	PUNCT
ejif-9359	346	3	r.	r.	PROPN
ejif-9359	346	4	&	&	CCONJ
ejif-9359	346	5	stayman	stayman	PROPN
ejif-9359	346	6	,	,	PUNCT
ejif-9359	346	7	d.	d.	PROPN
ejif-9359	346	8	(	(	PUNCT
ejif-9359	346	9	1994	1994	NUM
ejif-9359	346	10	)	)	PUNCT
ejif-9359	346	11	,	,	PUNCT
ejif-9359	346	12	a	a	DET
ejif-9359	346	13	tale	tale	NOUN
ejif-9359	346	14	of	of	ADP
ejif-9359	346	15	two	two	NUM
ejif-9359	346	16	cities	city	NOUN
ejif-9359	346	17	:	:	PUNCT
ejif-9359	346	18	distinctiveness	distinctiveness	ADJ
ejif-9359	346	19	theory	theory	NOUN
ejif-9359	346	20	and	and	CCONJ
ejif-9359	346	21	advertising	advertising	NOUN
ejif-9359	346	22	effectiveness	effectiveness	NOUN
ejif-9359	346	23	,	,	PUNCT
ejif-9359	346	24	journal	journal	NOUN
ejif-9359	346	25	of	of	ADP
ejif-9359	346	26	marketing	marketing	NOUN
ejif-9359	346	27	research	research	NOUN
ejif-9359	346	28	,	,	PUNCT
ejif-9359	346	29	31(february	31(february	NUM
ejif-9359	346	30	)	)	PUNCT
ejif-9359	346	31	,	,	PUNCT
ejif-9359	346	32	57	57	NUM
ejif-9359	346	33	-	-	SYM
ejif-9359	346	34	64	64	NUM
ejif-9359	346	35	.	.	PUNCT
ejif-9359	347	1	deshpande	deshpande	PROPN
ejif-9359	347	2	,	,	PUNCT
ejif-9359	347	3	r	r	NOUN
ejif-9359	347	4	,	,	PUNCT
ejif-9359	347	5	farley	farley	PROPN
ejif-9359	347	6	,	,	PUNCT
ejif-9359	347	7	j.u	j.u	PROPN
ejif-9359	347	8	&	&	CCONJ
ejif-9359	347	9	webster	webster	PROPN
ejif-9359	347	10	jr	jr	PROPN
ejif-9359	347	11	.	.	PROPN
ejif-9359	348	1	f.e	f.e	PROPN
ejif-9359	348	2	(	(	PUNCT
ejif-9359	348	3	1993	1993	NUM
ejif-9359	348	4	)	)	PUNCT
ejif-9359	348	5	,	,	PUNCT
ejif-9359	348	6	corporate	corporate	ADJ
ejif-9359	348	7	culture	culture	NOUN
ejif-9359	348	8	customer	customer	NOUN
ejif-9359	348	9	orientation	orientation	NOUN
ejif-9359	348	10	,	,	PUNCT
ejif-9359	348	11	and	and	CCONJ
ejif-9359	348	12	innovativeness	innovativeness	NOUN
ejif-9359	348	13	in	in	ADP
ejif-9359	348	14	japanese	japanese	ADJ
ejif-9359	348	15	firms	firm	NOUN
ejif-9359	348	16	:	:	PUNCT
ejif-9359	348	17	a	a	DET
ejif-9359	348	18	quadrad	quadrad	ADJ
ejif-9359	348	19	analysis	analysis	NOUN
ejif-9359	348	20	,	,	PUNCT
ejif-9359	348	21	journal	journal	NOUN
ejif-9359	348	22	of	of	ADP
ejif-9359	348	23	marketing	marketing	NOUN
ejif-9359	348	24	,	,	PUNCT
ejif-9359	348	25	57	57	NUM
ejif-9359	348	26	(	(	PUNCT
ejif-9359	348	27	1	1	NUM
ejif-9359	348	28	)	)	PUNCT
ejif-9359	348	29	,	,	PUNCT
ejif-9359	348	30	23	23	NUM
ejif-9359	348	31	-	-	SYM
ejif-9359	348	32	27	27	NUM
ejif-9359	348	33	.	.	PUNCT
ejif-9359	349	1	eisenhardt	eisenhardt	PROPN
ejif-9359	349	2	,	,	PUNCT
ejif-9359	349	3	k.m	k.m	PROPN
ejif-9359	349	4	(	(	PUNCT
ejif-9359	349	5	1989	1989	NUM
ejif-9359	349	6	)	)	PUNCT
ejif-9359	349	7	.	.	PUNCT
ejif-9359	350	1	“	"	PUNCT
ejif-9359	350	2	building	build	VERB
ejif-9359	350	3	theories	theory	NOUN
ejif-9359	350	4	from	from	ADP
ejif-9359	350	5	case	case	NOUN
ejif-9359	350	6	studies	study	NOUN
ejif-9359	350	7	”	"	PUNCT
ejif-9359	350	8	,	,	PUNCT
ejif-9359	350	9	academy	academy	NOUN
ejif-9359	350	10	of	of	ADP
ejif-9359	350	11	management	management	PROPN
ejif-9359	350	12	review	review	NOUN
ejif-9359	350	13	,	,	PUNCT
ejif-9359	350	14	14	14	NUM
ejif-9359	350	15	(	(	PUNCT
ejif-9359	350	16	4	4	NUM
ejif-9359	350	17	)	)	PUNCT
ejif-9359	350	18	,	,	PUNCT
ejif-9359	350	19	532	532	NUM
ejif-9359	350	20	-	-	SYM
ejif-9359	350	21	550	550	NUM
ejif-9359	350	22	.	.	PUNCT
ejif-9359	350	23	fasih	fasih	PROPN
ejif-9359	350	24	,	,	PUNCT
ejif-9359	350	25	f	f	PROPN
ejif-9359	350	26	(	(	PUNCT
ejif-9359	350	27	2012	2012	NUM
ejif-9359	350	28	)	)	PUNCT
ejif-9359	350	29	,	,	PUNCT
ejif-9359	350	30	inclusive	inclusive	ADJ
ejif-9359	350	31	growth	growth	NOUN
ejif-9359	350	32	in	in	ADP
ejif-9359	350	33	india	india	PROPN
ejif-9359	350	34	through	through	ADP
ejif-9359	350	35	islamic	islamic	PROPN
ejif-9359	350	36	banking	banking	NOUN
ejif-9359	350	37	,	,	PUNCT
ejif-9359	350	38	procedia	procedia	NOUN
ejif-9359	350	39	social	social	ADJ
ejif-9359	350	40	and	and	CCONJ
ejif-9359	350	41	behavioral	behavioral	ADJ
ejif-9359	350	42	sciences	science	NOUN
ejif-9359	350	43	,	,	PUNCT
ejif-9359	350	44	volume	volume	NOUN
ejif-9359	350	45	37	37	NUM
ejif-9359	350	46	,	,	PUNCT
ejif-9359	350	47	97	97	NUM
ejif-9359	350	48	-	-	SYM
ejif-9359	350	49	110	110	NUM
ejif-9359	350	50	.	.	PUNCT
ejif-9359	351	1	frankie	frankie	PROPN
ejif-9359	351	2	,	,	PUNCT
ejif-9359	351	3	n	n	CCONJ
ejif-9359	351	4	,	,	PUNCT
ejif-9359	351	5	keinz	keinz	PROPN
ejif-9359	351	6	,	,	PUNCT
ejif-9359	351	7	p	p	PROPN
ejif-9359	351	8	&	&	CCONJ
ejif-9359	351	9	steger	steger	PROPN
ejif-9359	351	10	,	,	PUNCT
ejif-9359	351	11	c.j	c.j	PROPN
ejif-9359	351	12	(	(	PUNCT
ejif-9359	351	13	2009	2009	NUM
ejif-9359	351	14	)	)	PUNCT
ejif-9359	351	15	.	.	PUNCT
ejif-9359	352	1	testing	test	VERB
ejif-9359	352	2	the	the	DET
ejif-9359	352	3	value	value	NOUN
ejif-9359	352	4	of	of	ADP
ejif-9359	352	5	customization	customization	NOUN
ejif-9359	352	6	:	:	PUNCT
ejif-9359	352	7	when	when	SCONJ
ejif-9359	352	8	do	do	AUX
ejif-9359	352	9	customers	customer	NOUN
ejif-9359	352	10	really	really	ADV
ejif-9359	352	11	prefer	prefer	VERB
ejif-9359	352	12	products	product	NOUN
ejif-9359	352	13	tailored	tailor	VERB
ejif-9359	352	14	to	to	ADP
ejif-9359	352	15	their	their	PRON
ejif-9359	352	16	preferences	preference	NOUN
ejif-9359	352	17	?	?	PUNCT
ejif-9359	353	1	journal	journal	NOUN
ejif-9359	353	2	of	of	ADP
ejif-9359	353	3	marketing	marketing	NOUN
ejif-9359	353	4	,	,	PUNCT
ejif-9359	353	5	73	73	NUM
ejif-9359	353	6	(	(	PUNCT
ejif-9359	353	7	5	5	NUM
ejif-9359	353	8	)	)	PUNCT
ejif-9359	353	9	,	,	PUNCT
ejif-9359	353	10	103–121	103–121	NUM
ejif-9359	353	11	.	.	PUNCT
ejif-9359	354	1	gebhardt	gebhardt	PROPN
ejif-9359	354	2	,	,	PUNCT
ejif-9359	354	3	g.f	g.f	PROPN
ejif-9359	354	4	.	.	PROPN
ejif-9359	354	5	,	,	PUNCT
ejif-9359	354	6	carpenter	carpenter	PROPN
ejif-9359	354	7	,	,	PUNCT
ejif-9359	354	8	g.s	g.s	PROPN
ejif-9359	354	9	.	.	PROPN
ejif-9359	354	10	,	,	PUNCT
ejif-9359	354	11	&	&	CCONJ
ejif-9359	354	12	sherry	sherry	PROPN
ejif-9359	354	13	,	,	PUNCT
ejif-9359	354	14	j.f	j.f	PROPN
ejif-9359	354	15	.	.	PROPN
ejif-9359	354	16	jr	jr	PROPN
ejif-9359	354	17	.	.	PROPN
ejif-9359	354	18	(	(	PUNCT
ejif-9359	354	19	2006	2006	NUM
ejif-9359	354	20	)	)	PUNCT
ejif-9359	354	21	creating	create	VERB
ejif-9359	354	22	a	a	DET
ejif-9359	354	23	market	market	NOUN
ejif-9359	354	24	orientation	orientation	NOUN
ejif-9359	354	25	:	:	PUNCT
ejif-9359	354	26	a	a	DET
ejif-9359	354	27	longitudinal	longitudinal	ADJ
ejif-9359	354	28	,	,	PUNCT
ejif-9359	354	29	multifirm	multifirm	ADJ
ejif-9359	354	30	,	,	PUNCT
ejif-9359	354	31	grounded	ground	VERB
ejif-9359	354	32	analysis	analysis	NOUN
ejif-9359	354	33	of	of	ADP
ejif-9359	354	34	cultural	cultural	ADJ
ejif-9359	354	35	transformation	transformation	NOUN
ejif-9359	354	36	.	.	PUNCT
ejif-9359	355	1	journal	journal	NOUN
ejif-9359	355	2	of	of	ADP
ejif-9359	355	3	marketing	marketing	NOUN
ejif-9359	355	4	,	,	PUNCT
ejif-9359	355	5	70	70	NUM
ejif-9359	355	6	(	(	PUNCT
ejif-9359	355	7	5	5	NUM
ejif-9359	355	8	)	)	PUNCT
ejif-9359	355	9	,	,	PUNCT
ejif-9359	355	10	37	37	NUM
ejif-9359	355	11	-	-	SYM
ejif-9359	355	12	55	55	NUM
ejif-9359	355	13	.	.	PUNCT
ejif-9359	356	1	grier	grier	PROPN
ejif-9359	356	2	,	,	PUNCT
ejif-9359	356	3	s.	s.	PROPN
ejif-9359	356	4	,	,	PUNCT
ejif-9359	356	5	&	&	CCONJ
ejif-9359	356	6	deshpandé	deshpandé	PROPN
ejif-9359	356	7	,	,	PUNCT
ejif-9359	356	8	r.	r.	PROPN
ejif-9359	356	9	,	,	PUNCT
ejif-9359	356	10	(	(	PUNCT
ejif-9359	356	11	2001	2001	NUM
ejif-9359	356	12	)	)	PUNCT
ejif-9359	356	13	,	,	PUNCT
ejif-9359	356	14	social	social	ADJ
ejif-9359	356	15	dimensions	dimension	NOUN
ejif-9359	356	16	of	of	ADP
ejif-9359	356	17	consumer	consumer	NOUN
ejif-9359	356	18	distinctiveness	distinctiveness	NOUN
ejif-9359	356	19	:	:	PUNCT
ejif-9359	356	20	the	the	DET
ejif-9359	356	21	influence	influence	NOUN
ejif-9359	356	22	of	of	ADP
ejif-9359	356	23	social	social	ADJ
ejif-9359	356	24	status	status	NOUN
ejif-9359	356	25	on	on	ADP
ejif-9359	356	26	group	group	NOUN
ejif-9359	356	27	identity	identity	NOUN
ejif-9359	356	28	and	and	CCONJ
ejif-9359	356	29	advertising	advertising	NOUN
ejif-9359	356	30	persuasion	persuasion	NOUN
ejif-9359	356	31	,	,	PUNCT
ejif-9359	356	32	journal	journal	NOUN
ejif-9359	356	33	of	of	ADP
ejif-9359	356	34	marketing	marketing	NOUN
ejif-9359	356	35	research	research	NOUN
ejif-9359	356	36	,	,	PUNCT
ejif-9359	356	37	38	38	NUM
ejif-9359	356	38	(	(	PUNCT
ejif-9359	356	39	2	2	NUM
ejif-9359	356	40	)	)	PUNCT
ejif-9359	356	41	,	,	PUNCT
ejif-9359	356	42	216–224	216–224	NUM
ejif-9359	356	43	.	.	PUNCT
ejif-9359	357	1	gruner	gruner	PROPN
ejif-9359	357	2	k.e	k.e	PROPN
ejif-9359	357	3	&	&	CCONJ
ejif-9359	357	4	homburg	homburg	PROPN
ejif-9359	357	5	c.	c.	PROPN
ejif-9359	357	6	(	(	PUNCT
ejif-9359	357	7	2000	2000	NUM
ejif-9359	357	8	)	)	PUNCT
ejif-9359	357	9	.	.	PUNCT
ejif-9359	358	1	does	do	AUX
ejif-9359	358	2	customer	customer	NOUN
ejif-9359	358	3	interaction	interaction	NOUN
ejif-9359	358	4	enhance	enhance	VERB
ejif-9359	358	5	new	new	ADJ
ejif-9359	358	6	product	product	NOUN
ejif-9359	358	7	success	success	NOUN
ejif-9359	358	8	?	?	PUNCT
ejif-9359	359	1	journal	journal	NOUN
ejif-9359	359	2	of	of	ADP
ejif-9359	359	3	business	business	NOUN
ejif-9359	359	4	research	research	NOUN
ejif-9359	359	5	,	,	PUNCT
ejif-9359	359	6	49	49	NUM
ejif-9359	359	7	(	(	PUNCT
ejif-9359	359	8	1	1	NUM
ejif-9359	359	9	)	)	PUNCT
ejif-9359	359	10	,	,	PUNCT
ejif-9359	359	11	1	1	NUM
ejif-9359	359	12	-	-	SYM
ejif-9359	359	13	14	14	NUM
ejif-9359	359	14	.	.	PUNCT
ejif-9359	360	1	hall	hall	PROPN
ejif-9359	360	2	,	,	PUNCT
ejif-9359	360	3	c.	c.	PROPN
ejif-9359	360	4	m.	m.	PROPN
ejif-9359	360	5	,	,	PUNCT
ejif-9359	360	6	prayag	prayag	PROPN
ejif-9359	360	7	,	,	PUNCT
ejif-9359	360	8	g.	g.	PROPN
ejif-9359	360	9	,	,	PUNCT
ejif-9359	360	10	oh	oh	INTJ
ejif-9359	360	11	,	,	PUNCT
ejif-9359	360	12	y.	y.	PROPN
ejif-9359	360	13	,	,	PUNCT
ejif-9359	360	14	mahdavi	mahdavi	PROPN
ejif-9359	360	15	,	,	PUNCT
ejif-9359	360	16	m.	m.	NOUN
ejif-9359	360	17	a.	a.	PROPN
ejif-9359	360	18	,	,	PUNCT
ejif-9359	360	19	&	&	CCONJ
ejif-9359	360	20	xin	xin	PROPN
ejif-9359	360	21	jean	jean	PROPN
ejif-9359	360	22	,	,	PUNCT
ejif-9359	360	23	l.	l.	PROPN
ejif-9359	360	24	(	(	PUNCT
ejif-9359	360	25	2023	2023	NUM
ejif-9359	360	26	)	)	PUNCT
ejif-9359	360	27	.	.	PUNCT
ejif-9359	361	1	positionality	positionality	NOUN
ejif-9359	361	2	,	,	PUNCT
ejif-9359	361	3	inter	inter	ADJ
ejif-9359	361	4	-	-	NOUN
ejif-9359	361	5	subjectivity	subjectivity	NOUN
ejif-9359	361	6	and	and	CCONJ
ejif-9359	361	7	reflexivity	reflexivity	NOUN
ejif-9359	361	8	in	in	ADP
ejif-9359	361	9	muslim	muslim	ADJ
ejif-9359	361	10	minority	minority	NOUN
ejif-9359	361	11	research	research	NOUN
ejif-9359	361	12	.	.	PUNCT
ejif-9359	362	1	international	international	ADJ
ejif-9359	362	2	journal	journal	PROPN
ejif-9359	362	3	of	of	ADP
ejif-9359	362	4	market	market	NOUN
ejif-9359	362	5	research	research	NOUN
ejif-9359	362	6	,	,	PUNCT
ejif-9359	362	7	65(6	65(6	NOUN
ejif-9359	362	8	)	)	PUNCT
ejif-9359	362	9	,	,	PUNCT
ejif-9359	362	10	778	778	NUM
ejif-9359	362	11	-	-	SYM
ejif-9359	362	12	795	795	NUM
ejif-9359	362	13	.	.	PUNCT
ejif-9359	363	1	hati	hati	PROPN
ejif-9359	363	2	,	,	PUNCT
ejif-9359	363	3	s.r.h	s.r.h	PROPN
ejif-9359	363	4	.	.	PROPN
ejif-9359	363	5	,	,	PUNCT
ejif-9359	363	6	wibowo	wibowo	PROPN
ejif-9359	363	7	,	,	PUNCT
ejif-9359	363	8	s.s	s.s	PROPN
ejif-9359	363	9	.	.	PROPN
ejif-9359	363	10	&	&	CCONJ
ejif-9359	363	11	safira	safira	PROPN
ejif-9359	363	12	,	,	PUNCT
ejif-9359	363	13	a.	a.	NOUN
ejif-9359	363	14	(	(	PUNCT
ejif-9359	363	15	2021	2021	NUM
ejif-9359	363	16	)	)	PUNCT
ejif-9359	363	17	,	,	PUNCT
ejif-9359	363	18	the	the	DET
ejif-9359	363	19	antecedents	antecedent	NOUN
ejif-9359	363	20	of	of	ADP
ejif-9359	363	21	muslim	muslim	ADJ
ejif-9359	363	22	customers	customer	NOUN
ejif-9359	363	23	’	’	PART
ejif-9359	363	24	intention	intention	NOUN
ejif-9359	363	25	to	to	PART
ejif-9359	363	26	invest	invest	VERB
ejif-9359	363	27	in	in	ADP
ejif-9359	363	28	an	an	DET
ejif-9359	363	29	islamic	islamic	PROPN
ejif-9359	363	30	bank	bank	PROPN
ejif-9359	363	31	’s	’s	PART
ejif-9359	363	32	term	term	NOUN
ejif-9359	363	33	deposits	deposit	NOUN
ejif-9359	363	34	:	:	PUNCT
ejif-9359	363	35	evidence	evidence	NOUN
ejif-9359	363	36	from	from	ADP
ejif-9359	363	37	a	a	DET
ejif-9359	363	38	muslim	muslim	ADJ
ejif-9359	363	39	majority	majority	NOUN
ejif-9359	363	40	country	country	NOUN
ejif-9359	363	41	"	"	PUNCT
ejif-9359	363	42	,	,	PUNCT
ejif-9359	363	43	journal	journal	NOUN
ejif-9359	363	44	of	of	ADP
ejif-9359	363	45	islamic	islamic	PROPN
ejif-9359	363	46	marketing	marketing	NOUN
ejif-9359	363	47	,	,	PUNCT
ejif-9359	363	48	12	12	NUM
ejif-9359	363	49	(	(	PUNCT
ejif-9359	363	50	7	7	NUM
ejif-9359	363	51	)	)	PUNCT
ejif-9359	363	52	,	,	PUNCT
ejif-9359	363	53	1363	1363	NUM
ejif-9359	363	54	-	-	SYM
ejif-9359	363	55	1384	1384	NUM
ejif-9359	363	56	.	.	PUNCT
ejif-9359	364	1	heirati	heirati	NOUN
ejif-9359	364	2	,	,	PUNCT
ejif-9359	364	3	n.	n.	NOUN
ejif-9359	364	4	,	,	PUNCT
ejif-9359	364	5	o	o	NOUN
ejif-9359	364	6	'	'	X
ejif-9359	364	7	cass	cass	PROPN
ejif-9359	364	8	,	,	PUNCT
ejif-9359	364	9	a.	a.	NOUN
ejif-9359	364	10	,	,	PUNCT
ejif-9359	364	11	schoefer	schoefer	ADJ
ejif-9359	364	12	,	,	PUNCT
ejif-9359	364	13	k.	k.	PROPN
ejif-9359	364	14	,	,	PUNCT
ejif-9359	364	15	&	&	CCONJ
ejif-9359	364	16	siahtiri	siahtiri	PROPN
ejif-9359	364	17	,	,	PUNCT
ejif-9359	364	18	v.	v.	PROPN
ejif-9359	364	19	(	(	PUNCT
ejif-9359	364	20	2016	2016	NUM
ejif-9359	364	21	)	)	PUNCT
ejif-9359	364	22	.	.	PUNCT
ejif-9359	365	1	do	do	AUX
ejif-9359	365	2	professional	professional	ADJ
ejif-9359	365	3	service	service	NOUN
ejif-9359	365	4	firms	firm	NOUN
ejif-9359	365	5	benefit	benefit	VERB
ejif-9359	365	6	from	from	ADP
ejif-9359	365	7	customer	customer	NOUN
ejif-9359	365	8	and	and	CCONJ
ejif-9359	365	9	supplier	supplier	NOUN
ejif-9359	365	10	collaborations	collaboration	NOUN
ejif-9359	365	11	in	in	ADP
ejif-9359	365	12	competitive	competitive	ADJ
ejif-9359	365	13	,	,	PUNCT
ejif-9359	365	14	turbulent	turbulent	ADJ
ejif-9359	365	15	environments	environment	NOUN
ejif-9359	365	16	?	?	PUNCT
ejif-9359	366	1	industrial	industrial	ADJ
ejif-9359	366	2	marketing	marketing	NOUN
ejif-9359	366	3	management	management	NOUN
ejif-9359	366	4	,	,	PUNCT
ejif-9359	366	5	55(5	55(5	NUM
ejif-9359	366	6	)	)	PUNCT
ejif-9359	366	7	,	,	PUNCT
ejif-9359	366	8	50–58	50–58	NUM
ejif-9359	366	9	.	.	PUNCT
ejif-9359	367	1	hilmy	hilmy	INTJ
ejif-9359	367	2	,	,	PUNCT
ejif-9359	367	3	h.	h.	PROPN
ejif-9359	367	4	m.	m.	PROPN
ejif-9359	367	5	a.	a.	PROPN
ejif-9359	367	6	,	,	PUNCT
ejif-9359	367	7	sajith	sajith	PROPN
ejif-9359	367	8	,	,	PUNCT
ejif-9359	367	9	s.	s.	PROPN
ejif-9359	367	10	,	,	PUNCT
ejif-9359	367	11	&	&	CCONJ
ejif-9359	367	12	ilma	ilma	PROPN
ejif-9359	367	13	,	,	PUNCT
ejif-9359	367	14	m.	m.	NOUN
ejif-9359	367	15	(	(	PUNCT
ejif-9359	367	16	2023	2023	NUM
ejif-9359	367	17	)	)	PUNCT
ejif-9359	367	18	.	.	PUNCT
ejif-9359	368	1	awareness	awareness	NOUN
ejif-9359	368	2	of	of	ADP
ejif-9359	368	3	islamic	islamic	ADJ
ejif-9359	368	4	financial	financial	ADJ
ejif-9359	368	5	institutions	institution	NOUN
ejif-9359	368	6	among	among	ADP
ejif-9359	368	7	non	non	NOUN
ejif-9359	368	8	-	-	NOUN
ejif-9359	368	9	muslims	muslim	NOUN
ejif-9359	368	10	in	in	ADP
ejif-9359	368	11	the	the	DET
ejif-9359	368	12	ampara	ampara	PROPN
ejif-9359	368	13	district	district	PROPN
ejif-9359	368	14	of	of	ADP
ejif-9359	368	15	sri	sri	PROPN
ejif-9359	368	16	lanka	lanka	PROPN
ejif-9359	368	17	.	.	PUNCT
ejif-9359	369	1	european	european	PROPN
ejif-9359	369	2	journal	journal	PROPN
ejif-9359	369	3	of	of	ADP
ejif-9359	369	4	islamic	islamic	PROPN
ejif-9359	369	5	finance	finance	NOUN
ejif-9359	369	6	,	,	PUNCT
ejif-9359	369	7	10(2	10(2	NUM
ejif-9359	369	8	)	)	PUNCT
ejif-9359	369	9	,	,	PUNCT
ejif-9359	369	10	1	1	NUM
ejif-9359	369	11	-	-	SYM
ejif-9359	369	12	12	12	NUM
ejif-9359	369	13	.	.	PUNCT
ejif-9359	370	1	holtbrügge	holtbrügge	PROPN
ejif-9359	370	2	,	,	PUNCT
ejif-9359	370	3	d.	d.	PROPN
ejif-9359	370	4	&	&	CCONJ
ejif-9359	370	5	friedmann	friedmann	PROPN
ejif-9359	370	6	,	,	PUNCT
ejif-9359	370	7	c.b	c.b	PROPN
ejif-9359	370	8	.	.	PROPN
ejif-9359	370	9	(	(	PUNCT
ejif-9359	370	10	2016	2016	NUM
ejif-9359	370	11	)	)	PUNCT
ejif-9359	370	12	does	do	AUX
ejif-9359	370	13	location	location	NOUN
ejif-9359	370	14	choice	choice	NOUN
ejif-9359	370	15	affect	affect	VERB
ejif-9359	370	16	foreign	foreign	ADJ
ejif-9359	370	17	subsidiary	subsidiary	NOUN
ejif-9359	370	18	success	success	NOUN
ejif-9359	370	19	in	in	ADP
ejif-9359	370	20	india	india	PROPN
ejif-9359	370	21	?	?	PUNCT
ejif-9359	371	1	an	an	DET
ejif-9359	371	2	empirical	empirical	ADJ
ejif-9359	371	3	study	study	NOUN
ejif-9359	371	4	based	base	VERB
ejif-9359	371	5	on	on	ADP
ejif-9359	371	6	porter	porter	NOUN
ejif-9359	371	7	’s	’s	PART
ejif-9359	371	8	diamond	diamond	NOUN
ejif-9359	371	9	model	model	NOUN
ejif-9359	371	10	,	,	PUNCT
ejif-9359	371	11	international	international	ADJ
ejif-9359	371	12	journal	journal	NOUN
ejif-9359	371	13	of	of	ADP
ejif-9359	371	14	business	business	NOUN
ejif-9359	371	15	and	and	CCONJ
ejif-9359	371	16	emerging	emerge	VERB
ejif-9359	371	17	markets	market	NOUN
ejif-9359	371	18	,	,	PUNCT
ejif-9359	371	19	8	8	NUM
ejif-9359	371	20	(	(	PUNCT
ejif-9359	371	21	1	1	NUM
ejif-9359	371	22	)	)	PUNCT
ejif-9359	371	23	,	,	PUNCT
ejif-9359	371	24	3–29	3–29	PROPN
ejif-9359	371	25	.	.	PUNCT
ejif-9359	372	1	homburg	homburg	PROPN
ejif-9359	372	2	,	,	PUNCT
ejif-9359	372	3	c.	c.	PROPN
ejif-9359	372	4	wilczek	wilczek	PROPN
ejif-9359	372	5	h	h	PROPN
ejif-9359	372	6	&	&	CCONJ
ejif-9359	372	7	hahn	hahn	PROPN
ejif-9359	372	8	,	,	PUNCT
ejif-9359	372	9	a.	a.	NOUN
ejif-9359	372	10	(	(	PUNCT
ejif-9359	372	11	2014	2014	NUM
ejif-9359	372	12	)	)	PUNCT
ejif-9359	372	13	,	,	PUNCT
ejif-9359	372	14	looking	look	VERB
ejif-9359	372	15	beyond	beyond	ADP
ejif-9359	372	16	the	the	DET
ejif-9359	372	17	horizon	horizon	NOUN
ejif-9359	372	18	:	:	PUNCT
ejif-9359	372	19	how	how	SCONJ
ejif-9359	372	20	to	to	PART
ejif-9359	372	21	approach	approach	VERB
ejif-9359	372	22	the	the	DET
ejif-9359	372	23	customers	customer	NOUN
ejif-9359	372	24	'	'	PART
ejif-9359	372	25	customers	customer	NOUN
ejif-9359	372	26	in	in	ADP
ejif-9359	372	27	business	business	NOUN
ejif-9359	372	28	-	-	PUNCT
ejif-9359	372	29	to	to	ADP
ejif-9359	372	30	-	-	PUNCT
ejif-9359	372	31	business	business	NOUN
ejif-9359	372	32	markets	market	NOUN
ejif-9359	372	33	.	.	PUNCT
ejif-9359	373	1	journal	journal	NOUN
ejif-9359	373	2	of	of	ADP
ejif-9359	373	3	marketing	marketing	NOUN
ejif-9359	373	4	,	,	PUNCT
ejif-9359	373	5	78	78	NUM
ejif-9359	373	6	(	(	PUNCT
ejif-9359	373	7	5	5	NUM
ejif-9359	373	8	)	)	PUNCT
ejif-9359	373	9	,	,	PUNCT
ejif-9359	373	10	58	58	NUM
ejif-9359	373	11	-	-	SYM
ejif-9359	373	12	77	77	NUM
ejif-9359	373	13	.	.	PUNCT
ejif-9359	374	1	hoyer	hoyer	PROPN
ejif-9359	374	2	,	,	PUNCT
ejif-9359	374	3	w.	w.	PROPN
ejif-9359	374	4	d.	d.	PROPN
ejif-9359	374	5	,	,	PUNCT
ejif-9359	374	6	chandy	chandy	PROPN
ejif-9359	374	7	,	,	PUNCT
ejif-9359	374	8	r.	r.	PROPN
ejif-9359	374	9	dorotic	dorotic	PROPN
ejif-9359	374	10	,	,	PUNCT
ejif-9359	374	11	m	m	PROPN
ejif-9359	374	12	,	,	PUNCT
ejif-9359	374	13	krafft	krafft	PROPN
ejif-9359	374	14	,	,	PUNCT
ejif-9359	374	15	m	m	PROPN
ejif-9359	374	16	&	&	CCONJ
ejif-9359	374	17	singh	singh	PROPN
ejif-9359	374	18	,	,	PUNCT
ejif-9359	374	19	s.s	s.s	PROPN
ejif-9359	374	20	(	(	PUNCT
ejif-9359	374	21	2010	2010	NUM
ejif-9359	374	22	)	)	PUNCT
ejif-9359	374	23	,	,	PUNCT
ejif-9359	374	24	“	"	PUNCT
ejif-9359	374	25	consumer	consumer	NOUN
ejif-9359	374	26	cocreation	cocreation	NOUN
ejif-9359	374	27	in	in	ADP
ejif-9359	374	28	new	new	ADJ
ejif-9359	374	29	product	product	NOUN
ejif-9359	374	30	development	development	NOUN
ejif-9359	374	31	,	,	PUNCT
ejif-9359	374	32	”	"	PUNCT
ejif-9359	374	33	journal	journal	NOUN
ejif-9359	374	34	of	of	ADP
ejif-9359	374	35	service	service	NOUN
ejif-9359	374	36	research	research	NOUN
ejif-9359	374	37	,	,	PUNCT
ejif-9359	374	38	13	13	NUM
ejif-9359	374	39	(	(	PUNCT
ejif-9359	374	40	3	3	NUM
ejif-9359	374	41	)	)	PUNCT
ejif-9359	374	42	,	,	PUNCT
ejif-9359	374	43	283–96	283–96	NUM
ejif-9359	374	44	.	.	X
ejif-9359	374	45	jain	jain	PROPN
ejif-9359	374	46	,	,	PUNCT
ejif-9359	374	47	y	y	PROPN
ejif-9359	374	48	(	(	PUNCT
ejif-9359	374	49	2013	2013	NUM
ejif-9359	374	50	)	)	PUNCT
ejif-9359	374	51	,	,	PUNCT
ejif-9359	374	52	financial	financial	ADJ
ejif-9359	374	53	services	service	NOUN
ejif-9359	374	54	sector	sector	NOUN
ejif-9359	374	55	at	at	ADP
ejif-9359	374	56	the	the	DET
ejif-9359	374	57	center	center	ADJ
ejif-9359	374	58	stage	stage	NOUN
ejif-9359	374	59	of	of	ADP
ejif-9359	374	60	indian	indian	ADJ
ejif-9359	374	61	economy	economy	NOUN
ejif-9359	374	62	:	:	PUNCT
ejif-9359	374	63	opportunities	opportunity	NOUN
ejif-9359	374	64	&	&	CCONJ
ejif-9359	374	65	challenges	challenge	NOUN
ejif-9359	374	66	,	,	PUNCT
ejif-9359	374	67	asia	asia	PROPN
ejif-9359	374	68	pacific	pacific	PROPN
ejif-9359	374	69	journal	journal	PROPN
ejif-9359	374	70	of	of	ADP
ejif-9359	374	71	management	management	NOUN
ejif-9359	374	72	&	&	CCONJ
ejif-9359	374	73	entrepreneurship	entrepreneurship	NOUN
ejif-9359	374	74	research	research	NOUN
ejif-9359	374	75	,	,	PUNCT
ejif-9359	374	76	2	2	NUM
ejif-9359	374	77	(	(	PUNCT
ejif-9359	374	78	1	1	NUM
ejif-9359	374	79	)	)	PUNCT
ejif-9359	374	80	,	,	PUNCT
ejif-9359	374	81	209	209	NUM
ejif-9359	374	82	-	-	SYM
ejif-9359	374	83	220	220	NUM
ejif-9359	374	84	.	.	PUNCT
ejif-9359	375	1	jamal	jamal	PROPN
ejif-9359	375	2	,	,	PUNCT
ejif-9359	375	3	a.	a.	NOUN
ejif-9359	375	4	(	(	PUNCT
ejif-9359	375	5	2003	2003	NUM
ejif-9359	375	6	)	)	PUNCT
ejif-9359	375	7	.	.	PUNCT
ejif-9359	376	1	marketing	marketing	NOUN
ejif-9359	376	2	in	in	ADP
ejif-9359	376	3	a	a	DET
ejif-9359	376	4	multicultural	multicultural	ADJ
ejif-9359	376	5	world	world	NOUN
ejif-9359	376	6	:	:	PUNCT
ejif-9359	376	7	the	the	DET
ejif-9359	376	8	interplay	interplay	NOUN
ejif-9359	376	9	of	of	ADP
ejif-9359	376	10	marketing	marketing	NOUN
ejif-9359	376	11	,	,	PUNCT
ejif-9359	376	12	ethnicity	ethnicity	NOUN
ejif-9359	376	13	and	and	CCONJ
ejif-9359	376	14	consumption	consumption	NOUN
ejif-9359	376	15	.	.	PUNCT
ejif-9359	377	1	european	european	ADJ
ejif-9359	377	2	journal	journal	PROPN
ejif-9359	377	3	of	of	ADP
ejif-9359	377	4	marketing	marketing	NOUN
ejif-9359	377	5	,	,	PUNCT
ejif-9359	377	6	37	37	NUM
ejif-9359	377	7	(	(	PUNCT
ejif-9359	377	8	11/12	11/12	NUM
ejif-9359	377	9	)	)	PUNCT
ejif-9359	377	10	,	,	PUNCT
ejif-9359	377	11	1599–1620	1599–1620	NOUN
ejif-9359	377	12	.	.	PUNCT
ejif-9359	378	1	jamal	jamal	PROPN
ejif-9359	378	2	a	a	PROPN
ejif-9359	378	3	&	&	CCONJ
ejif-9359	378	4	shukor	shukor	PROPN
ejif-9359	378	5	,	,	PUNCT
ejif-9359	378	6	s.a	s.a	PROPN
ejif-9359	378	7	(	(	PUNCT
ejif-9359	378	8	2014	2014	NUM
ejif-9359	378	9	)	)	PUNCT
ejif-9359	378	10	antecedents	antecedent	NOUN
ejif-9359	378	11	and	and	CCONJ
ejif-9359	378	12	outcomes	outcome	NOUN
ejif-9359	378	13	of	of	ADP
ejif-9359	378	14	interpersonal	interpersonal	ADJ
ejif-9359	378	15	influences	influence	NOUN
ejif-9359	378	16	and	and	CCONJ
ejif-9359	378	17	the	the	DET
ejif-9359	378	18	role	role	NOUN
ejif-9359	378	19	of	of	ADP
ejif-9359	378	20	acculturation	acculturation	NOUN
ejif-9359	378	21	:	:	PUNCT
ejif-9359	378	22	the	the	DET
ejif-9359	378	23	case	case	NOUN
ejif-9359	378	24	of	of	ADP
ejif-9359	378	25	young	young	ADJ
ejif-9359	378	26	british	british	ADJ
ejif-9359	378	27	-	-	PUNCT
ejif-9359	378	28	muslims	muslims	PROPN
ejif-9359	378	29	,	,	PUNCT
ejif-9359	378	30	journal	journal	NOUN
ejif-9359	378	31	of	of	ADP
ejif-9359	378	32	business	business	NOUN
ejif-9359	378	33	research	research	NOUN
ejif-9359	378	34	,	,	PUNCT
ejif-9359	378	35	67	67	NUM
ejif-9359	378	36	,	,	PUNCT
ejif-9359	378	37	237	237	NUM
ejif-9359	378	38	-	-	SYM
ejif-9359	378	39	245	245	NUM
ejif-9359	378	40	.	.	PUNCT
ejif-9359	379	1	johnson	johnson	PROPN
ejif-9359	379	2	,	,	PUNCT
ejif-9359	379	3	j.s	j.s	PROPN
ejif-9359	379	4	&	&	CCONJ
ejif-9359	379	5	sohi	sohi	PROPN
ejif-9359	379	6	r.s	r.s	PROPN
ejif-9359	379	7	(	(	PUNCT
ejif-9359	379	8	2016	2016	NUM
ejif-9359	379	9	)	)	PUNCT
ejif-9359	379	10	,	,	PUNCT
ejif-9359	379	11	understanding	understanding	NOUN
ejif-9359	379	12	and	and	CCONJ
ejif-9359	379	13	resolving	resolve	VERB
ejif-9359	379	14	major	major	ADJ
ejif-9359	379	15	contractual	contractual	ADJ
ejif-9359	379	16	breaches	breach	NOUN
ejif-9359	379	17	in	in	ADP
ejif-9359	379	18	buyer	buyer	NOUN
ejif-9359	379	19	-	-	PUNCT
ejif-9359	379	20	seller	seller	NOUN
ejif-9359	379	21	relationships	relationship	NOUN
ejif-9359	379	22	:	:	PUNCT
ejif-9359	379	23	a	a	DET
ejif-9359	379	24	grounded	ground	VERB
ejif-9359	379	25	theory	theory	NOUN
ejif-9359	379	26	approach	approach	NOUN
ejif-9359	379	27	,	,	PUNCT
ejif-9359	379	28	journal	journal	NOUN
ejif-9359	379	29	of	of	ADP
ejif-9359	379	30	the	the	DET
ejif-9359	379	31	academy	academy	NOUN
ejif-9359	379	32	of	of	ADP
ejif-9359	379	33	marketing	marketing	NOUN
ejif-9359	379	34	science	science	NOUN
ejif-9359	379	35	,	,	PUNCT
ejif-9359	379	36	44	44	NUM
ejif-9359	379	37	(	(	PUNCT
ejif-9359	379	38	2	2	NUM
ejif-9359	379	39	)	)	PUNCT
ejif-9359	379	40	,	,	PUNCT
ejif-9359	379	41	185	185	NUM
ejif-9359	379	42	-	-	SYM
ejif-9359	379	43	205	205	NUM
ejif-9359	379	44	.	.	PUNCT
ejif-9359	380	1	kamdzhalov	kamdzhalov	PROPN
ejif-9359	380	2	,	,	PUNCT
ejif-9359	380	3	m.	m.	NOUN
ejif-9359	380	4	(	(	PUNCT
ejif-9359	380	5	2022	2022	NUM
ejif-9359	380	6	)	)	PUNCT
ejif-9359	380	7	.	.	PUNCT
ejif-9359	381	1	evaluation	evaluation	NOUN
ejif-9359	381	2	of	of	ADP
ejif-9359	381	3	some	some	DET
ejif-9359	381	4	key	key	ADJ
ejif-9359	381	5	features	feature	NOUN
ejif-9359	381	6	of	of	ADP
ejif-9359	381	7	islamic	islamic	ADJ
ejif-9359	381	8	finance	finance	NOUN
ejif-9359	381	9	in	in	ADP
ejif-9359	381	10	non	non	ADJ
ejif-9359	381	11	-	-	ADJ
ejif-9359	381	12	islamic	islamic	ADJ
ejif-9359	381	13	economies	economy	NOUN
ejif-9359	381	14	:	:	PUNCT
ejif-9359	381	15	bulgarian	bulgarian	ADJ
ejif-9359	381	16	perspective	perspective	NOUN
ejif-9359	381	17	.	.	PUNCT
ejif-9359	382	1	european	european	PROPN
ejif-9359	382	2	journal	journal	PROPN
ejif-9359	382	3	of	of	ADP
ejif-9359	382	4	islamic	islamic	PROPN
ejif-9359	382	5	finance	finance	PROPN
ejif-9359	382	6	,	,	PUNCT
ejif-9359	382	7	9(2	9(2	NUM
ejif-9359	382	8	)	)	PUNCT
ejif-9359	382	9	,	,	PUNCT
ejif-9359	382	10	9	9	NUM
ejif-9359	382	11	-	-	SYM
ejif-9359	382	12	17	17	NUM
ejif-9359	382	13	.	.	PUNCT
ejif-9359	383	1	karadag	karadag	PROPN
ejif-9359	383	2	,	,	PUNCT
ejif-9359	383	3	h.	h.	PROPN
ejif-9359	383	4	(	(	PUNCT
ejif-9359	383	5	2016	2016	NUM
ejif-9359	383	6	)	)	PUNCT
ejif-9359	383	7	,	,	PUNCT
ejif-9359	383	8	the	the	DET
ejif-9359	383	9	role	role	NOUN
ejif-9359	383	10	of	of	ADP
ejif-9359	383	11	smes	sme	NOUN
ejif-9359	383	12	and	and	CCONJ
ejif-9359	383	13	entrepreneurship	entrepreneurship	NOUN
ejif-9359	383	14	on	on	ADP
ejif-9359	383	15	economic	economic	ADJ
ejif-9359	383	16	growth	growth	NOUN
ejif-9359	383	17	in	in	ADP
ejif-9359	383	18	emerging	emerge	VERB
ejif-9359	383	19	economies	economy	NOUN
ejif-9359	383	20	within	within	ADP
ejif-9359	383	21	the	the	DET
ejif-9359	383	22	postcrisis	postcrisis	NOUN
ejif-9359	383	23	era	era	NOUN
ejif-9359	383	24	:	:	PUNCT
ejif-9359	383	25	an	an	DET
ejif-9359	383	26	analysis	analysis	NOUN
ejif-9359	383	27	from	from	ADP
ejif-9359	383	28	turkey	turkey	NOUN
ejif-9359	383	29	,	,	PUNCT
ejif-9359	383	30	journal	journal	NOUN
ejif-9359	383	31	of	of	ADP
ejif-9359	383	32	small	small	ADJ
ejif-9359	383	33	business	business	NOUN
ejif-9359	383	34	and	and	CCONJ
ejif-9359	383	35	entrepreneurship	entrepreneurship	NOUN
ejif-9359	383	36	development	development	NOUN
ejif-9359	383	37	,	,	PUNCT
ejif-9359	383	38	4	4	NUM
ejif-9359	383	39	(	(	PUNCT
ejif-9359	383	40	1	1	NUM
ejif-9359	383	41	)	)	PUNCT
ejif-9359	383	42	,	,	PUNCT
ejif-9359	383	43	22	22	NUM
ejif-9359	383	44	-	-	SYM
ejif-9359	383	45	31	31	NUM
ejif-9359	383	46	.	.	PUNCT
ejif-9359	384	1	knight	knight	PROPN
ejif-9359	384	2	,	,	PUNCT
ejif-9359	384	3	j.	j.	PROPN
ejif-9359	384	4	,	,	PUNCT
ejif-9359	384	5	mitchell	mitchell	PROPN
ejif-9359	384	6	,	,	PUNCT
ejif-9359	384	7	b.	b.	PROPN
ejif-9359	384	8	,	,	PUNCT
ejif-9359	384	9	&	&	CCONJ
ejif-9359	384	10	gao	gao	PROPN
ejif-9359	384	11	,	,	PUNCT
ejif-9359	384	12	h.	h.	PROPN
ejif-9359	384	13	(	(	PUNCT
ejif-9359	384	14	2009	2009	NUM
ejif-9359	384	15	)	)	PUNCT
ejif-9359	384	16	.	.	PUNCT
ejif-9359	385	1	riding	ride	VERB
ejif-9359	385	2	out	out	ADP
ejif-9359	385	3	the	the	DET
ejif-9359	385	4	muhammad	muhammad	PROPN
ejif-9359	385	5	cartoons	cartoon	NOUN
ejif-9359	385	6	crisis	crisis	NOUN
ejif-9359	385	7	:	:	PUNCT
ejif-9359	385	8	contrasting	contrast	VERB
ejif-9359	385	9	strategies	strategy	NOUN
ejif-9359	385	10	and	and	CCONJ
ejif-9359	385	11	outcomes	outcome	NOUN
ejif-9359	385	12	.	.	PUNCT
ejif-9359	386	1	long	long	ADJ
ejif-9359	386	2	range	range	NOUN
ejif-9359	386	3	planning	planning	NOUN
ejif-9359	386	4	,	,	PUNCT
ejif-9359	386	5	42	42	NUM
ejif-9359	386	6	(	(	PUNCT
ejif-9359	386	7	1	1	NUM
ejif-9359	386	8	)	)	PUNCT
ejif-9359	386	9	,	,	PUNCT
ejif-9359	386	10	6–22	6–22	PROPN
ejif-9359	386	11	.	.	PUNCT
ejif-9359	387	1	european	european	PROPN
ejif-9359	387	2	journal	journal	PROPN
ejif-9359	387	3	of	of	ADP
ejif-9359	387	4	islamic	islamic	PROPN
ejif-9359	387	5	finance	finance	PROPN
ejif-9359	387	6	issn	issn	PROPN
ejif-9359	387	7	:	:	PUNCT
ejif-9359	387	8	2421	2421	NUM
ejif-9359	387	9	-	-	SYM
ejif-9359	387	10	2172	2172	NUM
ejif-9359	387	11	doi	doi	NOUN
ejif-9359	387	12	:	:	PUNCT
ejif-9359	387	13	10.13135/2421	10.13135/2421	NUM
ejif-9359	387	14	-	-	SYM
ejif-9359	387	15	2172/9359	2172/9359	NUM
ejif-9359	387	16	published	publish	VERB
ejif-9359	387	17	by	by	ADP
ejif-9359	387	18	university	university	PROPN
ejif-9359	387	19	of	of	ADP
ejif-9359	387	20	turin	turin	PROPN
ejif-9359	388	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-9359	388	2	ejif	ejif	PROPN
ejif-9359	388	3	content	content	NOUN
ejif-9359	388	4	is	be	AUX
ejif-9359	388	5	licensed	license	VERB
ejif-9359	388	6	under	under	ADP
ejif-9359	388	7	a	a	DET
ejif-9359	388	8	creative	creative	ADJ
ejif-9359	388	9	commons	common	NOUN
ejif-9359	388	10	attribution	attribution	NOUN
ejif-9359	388	11	4.0	4.0	NUM
ejif-9359	388	12	international	international	ADJ
ejif-9359	388	13	license	license	NOUN
ejif-9359	388	14	15	15	NUM
ejif-9359	388	15	kravets	kravet	NOUN
ejif-9359	388	16	,	,	PUNCT
ejif-9359	388	17	o	o	PROPN
ejif-9359	388	18	&	&	CCONJ
ejif-9359	388	19	sandikci	sandikci	PROPN
ejif-9359	388	20	,	,	PUNCT
ejif-9359	388	21	o	o	PROPN
ejif-9359	388	22	(	(	PUNCT
ejif-9359	388	23	2014	2014	NUM
ejif-9359	388	24	)	)	PUNCT
ejif-9359	388	25	,	,	PUNCT
ejif-9359	388	26	competently	competently	ADV
ejif-9359	388	27	ordinary	ordinary	ADJ
ejif-9359	388	28	:	:	PUNCT
ejif-9359	388	29	new	new	ADJ
ejif-9359	388	30	middle	middle	ADJ
ejif-9359	388	31	class	class	NOUN
ejif-9359	388	32	consumers	consumer	NOUN
ejif-9359	388	33	in	in	ADP
ejif-9359	388	34	the	the	DET
ejif-9359	388	35	emerging	emerge	VERB
ejif-9359	388	36	markets	market	NOUN
ejif-9359	388	37	,	,	PUNCT
ejif-9359	388	38	journal	journal	NOUN
ejif-9359	388	39	of	of	ADP
ejif-9359	388	40	marketing	marketing	NOUN
ejif-9359	388	41	,	,	PUNCT
ejif-9359	388	42	78	78	NUM
ejif-9359	388	43	(	(	PUNCT
ejif-9359	388	44	4	4	NUM
ejif-9359	388	45	)	)	PUNCT
ejif-9359	388	46	,	,	PUNCT
ejif-9359	388	47	125	125	NUM
ejif-9359	388	48	-	-	SYM
ejif-9359	388	49	140	140	NUM
ejif-9359	388	50	.	.	PUNCT
ejif-9359	389	1	kurpad	kurpad	PROPN
ejif-9359	389	2	m.r	m.r	PROPN
ejif-9359	389	3	(	(	PUNCT
ejif-9359	389	4	2016	2016	NUM
ejif-9359	389	5	)	)	PUNCT
ejif-9359	389	6	making	make	VERB
ejif-9359	389	7	a	a	DET
ejif-9359	389	8	case	case	NOUN
ejif-9359	389	9	for	for	ADP
ejif-9359	389	10	islamic	islamic	ADJ
ejif-9359	389	11	finance	finance	PROPN
ejif-9359	389	12	in	in	ADP
ejif-9359	389	13	india	india	PROPN
ejif-9359	389	14	,	,	PUNCT
ejif-9359	389	15	law	law	NOUN
ejif-9359	389	16	and	and	CCONJ
ejif-9359	389	17	financial	financial	ADJ
ejif-9359	389	18	markets	market	NOUN
ejif-9359	389	19	review	review	VERB
ejif-9359	389	20	,	,	PUNCT
ejif-9359	389	21	10	10	NUM
ejif-9359	389	22	(	(	PUNCT
ejif-9359	389	23	1	1	NUM
ejif-9359	389	24	):	):	PUNCT
ejif-9359	389	25	38	38	NUM
ejif-9359	389	26	-	-	SYM
ejif-9359	389	27	45	45	NUM
ejif-9359	389	28	.	.	PUNCT
ejif-9359	390	1	lee	lee	PROPN
ejif-9359	390	2	,	,	PUNCT
ejif-9359	390	3	k.	k.	PROPN
ejif-9359	390	4	,	,	PUNCT
ejif-9359	390	5	kim	kim	PROPN
ejif-9359	390	6	,	,	PUNCT
ejif-9359	390	7	h.	h.	PROPN
ejif-9359	390	8	,	,	PUNCT
ejif-9359	390	9	&	&	CCONJ
ejif-9359	390	10	vohs	vohs	PROPN
ejif-9359	390	11	,	,	PUNCT
ejif-9359	390	12	k.	k.	PROPN
ejif-9359	390	13	(	(	PUNCT
ejif-9359	390	14	2011	2011	NUM
ejif-9359	390	15	)	)	PUNCT
ejif-9359	390	16	.	.	PUNCT
ejif-9359	391	1	stereotype	stereotype	NOUN
ejif-9359	391	2	threat	threat	NOUN
ejif-9359	391	3	in	in	ADP
ejif-9359	391	4	the	the	DET
ejif-9359	391	5	marketplace	marketplace	NOUN
ejif-9359	391	6	:	:	PUNCT
ejif-9359	391	7	consumer	consumer	NOUN
ejif-9359	391	8	anxiety	anxiety	NOUN
ejif-9359	391	9	and	and	CCONJ
ejif-9359	391	10	purchase	purchase	NOUN
ejif-9359	391	11	intentions	intention	NOUN
ejif-9359	391	12	.	.	PUNCT
ejif-9359	392	1	journal	journal	NOUN
ejif-9359	392	2	of	of	ADP
ejif-9359	392	3	consumer	consumer	NOUN
ejif-9359	392	4	research	research	NOUN
ejif-9359	392	5	,	,	PUNCT
ejif-9359	392	6	38	38	NUM
ejif-9359	392	7	(	(	PUNCT
ejif-9359	392	8	2	2	NUM
ejif-9359	392	9	)	)	PUNCT
ejif-9359	392	10	,	,	PUNCT
ejif-9359	392	11	343–357	343–357	NUM
ejif-9359	392	12	.	.	PUNCT
ejif-9359	393	1	leonard	leonard	PROPN
ejif-9359	393	2	-	-	PUNCT
ejif-9359	393	3	barton	barton	PROPN
ejif-9359	393	4	,	,	PUNCT
ejif-9359	393	5	d	d	X
ejif-9359	393	6	(	(	PUNCT
ejif-9359	393	7	1990	1990	NUM
ejif-9359	393	8	)	)	PUNCT
ejif-9359	393	9	,	,	PUNCT
ejif-9359	393	10	a	a	DET
ejif-9359	393	11	dual	dual	ADJ
ejif-9359	393	12	methodology	methodology	NOUN
ejif-9359	393	13	for	for	ADP
ejif-9359	393	14	case	case	NOUN
ejif-9359	393	15	study	study	NOUN
ejif-9359	393	16	:	:	PUNCT
ejif-9359	393	17	synergistic	synergistic	ADJ
ejif-9359	393	18	use	use	NOUN
ejif-9359	393	19	of	of	ADP
ejif-9359	393	20	longitudinal	longitudinal	ADJ
ejif-9359	393	21	single	single	ADJ
ejif-9359	393	22	site	site	NOUN
ejif-9359	393	23	with	with	ADP
ejif-9359	393	24	replicated	replicate	VERB
ejif-9359	393	25	multiple	multiple	ADJ
ejif-9359	393	26	sites	site	NOUN
ejif-9359	393	27	,	,	PUNCT
ejif-9359	393	28	organization	organization	NOUN
ejif-9359	393	29	science	science	NOUN
ejif-9359	393	30	,	,	PUNCT
ejif-9359	393	31	1	1	NUM
ejif-9359	393	32	(	(	PUNCT
ejif-9359	393	33	3	3	NUM
ejif-9359	393	34	)	)	PUNCT
ejif-9359	393	35	,	,	PUNCT
ejif-9359	393	36	248	248	NUM
ejif-9359	393	37	-	-	SYM
ejif-9359	393	38	266	266	NUM
ejif-9359	393	39	.	.	PUNCT
ejif-9359	394	1	lyons	lyon	NOUN
ejif-9359	394	2	,	,	PUNCT
ejif-9359	394	3	r.k	r.k	PROPN
ejif-9359	394	4	,	,	PUNCT
ejif-9359	394	5	chatman	chatman	PROPN
ejif-9359	394	6	,	,	PUNCT
ejif-9359	394	7	j.a	j.a	PROPN
ejif-9359	394	8	&	&	CCONJ
ejif-9359	394	9	joyce	joyce	PROPN
ejif-9359	394	10	,	,	PUNCT
ejif-9359	394	11	c.k	c.k	PROPN
ejif-9359	394	12	(	(	PUNCT
ejif-9359	394	13	2007	2007	NUM
ejif-9359	394	14	)	)	PUNCT
ejif-9359	394	15	,	,	PUNCT
ejif-9359	394	16	innovation	innovation	NOUN
ejif-9359	394	17	in	in	ADP
ejif-9359	394	18	services	service	NOUN
ejif-9359	394	19	:	:	PUNCT
ejif-9359	394	20	corporate	corporate	ADJ
ejif-9359	394	21	culture	culture	NOUN
ejif-9359	394	22	and	and	CCONJ
ejif-9359	394	23	investment	investment	NOUN
ejif-9359	394	24	banking	banking	NOUN
ejif-9359	394	25	,	,	PUNCT
ejif-9359	394	26	california	california	PROPN
ejif-9359	394	27	management	management	PROPN
ejif-9359	394	28	review	review	PROPN
ejif-9359	394	29	,	,	PUNCT
ejif-9359	394	30	50	50	NUM
ejif-9359	394	31	(	(	PUNCT
ejif-9359	394	32	1	1	NUM
ejif-9359	394	33	)	)	PUNCT
ejif-9359	394	34	,	,	PUNCT
ejif-9359	394	35	174–191	174–191	NUM
ejif-9359	394	36	.	.	PUNCT
ejif-9359	395	1	mahavarpour	mahavarpour	PROPN
ejif-9359	395	2	,	,	PUNCT
ejif-9359	395	3	n	n	CCONJ
ejif-9359	395	4	,	,	PUNCT
ejif-9359	395	5	marvi	marvi	PROPN
ejif-9359	395	6	,	,	PUNCT
ejif-9359	395	7	r	r	PROPN
ejif-9359	395	8	&	&	CCONJ
ejif-9359	395	9	foroudi	foroudi	NOUN
ejif-9359	395	10	,	,	PUNCT
ejif-9359	395	11	p	p	X
ejif-9359	395	12	(	(	PUNCT
ejif-9359	395	13	2023	2023	NUM
ejif-9359	395	14	)	)	PUNCT
ejif-9359	395	15	,	,	PUNCT
ejif-9359	395	16	a	a	DET
ejif-9359	395	17	brief	brief	ADJ
ejif-9359	395	18	history	history	NOUN
ejif-9359	395	19	of	of	ADP
ejif-9359	395	20	service	service	NOUN
ejif-9359	395	21	innovation	innovation	NOUN
ejif-9359	395	22	:	:	PUNCT
ejif-9359	395	23	the	the	DET
ejif-9359	395	24	evolution	evolution	NOUN
ejif-9359	395	25	of	of	ADP
ejif-9359	395	26	past	past	NOUN
ejif-9359	395	27	,	,	PUNCT
ejif-9359	395	28	present	present	ADJ
ejif-9359	395	29	,	,	PUNCT
ejif-9359	395	30	and	and	CCONJ
ejif-9359	395	31	future	future	NOUN
ejif-9359	395	32	of	of	ADP
ejif-9359	395	33	service	service	NOUN
ejif-9359	395	34	innovation	innovation	NOUN
ejif-9359	395	35	,	,	PUNCT
ejif-9359	395	36	journal	journal	NOUN
ejif-9359	395	37	of	of	ADP
ejif-9359	395	38	business	business	NOUN
ejif-9359	395	39	research	research	NOUN
ejif-9359	395	40	,	,	PUNCT
ejif-9359	395	41	160	160	NUM
ejif-9359	395	42	,	,	PUNCT
ejif-9359	395	43	113795	113795	NUM
ejif-9359	395	44	.	.	PUNCT
ejif-9359	396	1	maliepaard	maliepaard	PROPN
ejif-9359	396	2	,	,	PUNCT
ejif-9359	396	3	m.	m.	NOUN
ejif-9359	396	4	,	,	PUNCT
ejif-9359	396	5	lubbers	lubber	NOUN
ejif-9359	396	6	,	,	PUNCT
ejif-9359	396	7	m.	m.	NOUN
ejif-9359	396	8	,	,	PUNCT
ejif-9359	396	9	&	&	CCONJ
ejif-9359	396	10	gijsberts	gijsbert	NOUN
ejif-9359	396	11	,	,	PUNCT
ejif-9359	396	12	m.	m.	NOUN
ejif-9359	396	13	(	(	PUNCT
ejif-9359	396	14	2010	2010	NUM
ejif-9359	396	15	)	)	PUNCT
ejif-9359	396	16	.	.	PUNCT
ejif-9359	397	1	generational	generational	ADJ
ejif-9359	397	2	differences	difference	NOUN
ejif-9359	397	3	in	in	ADP
ejif-9359	397	4	ethnic	ethnic	ADJ
ejif-9359	397	5	and	and	CCONJ
ejif-9359	397	6	religious	religious	ADJ
ejif-9359	397	7	attachment	attachment	NOUN
ejif-9359	397	8	and	and	CCONJ
ejif-9359	397	9	their	their	PRON
ejif-9359	397	10	interrelation	interrelation	NOUN
ejif-9359	397	11	.	.	PUNCT
ejif-9359	398	1	a	a	DET
ejif-9359	398	2	study	study	NOUN
ejif-9359	398	3	among	among	ADP
ejif-9359	398	4	muslim	muslim	ADJ
ejif-9359	398	5	minorities	minority	NOUN
ejif-9359	398	6	in	in	ADP
ejif-9359	398	7	the	the	DET
ejif-9359	398	8	netherlands	netherlands	PROPN
ejif-9359	398	9	.	.	PUNCT
ejif-9359	399	1	ethnic	ethnic	ADJ
ejif-9359	399	2	and	and	CCONJ
ejif-9359	399	3	racial	racial	ADJ
ejif-9359	399	4	studies	study	NOUN
ejif-9359	399	5	,	,	PUNCT
ejif-9359	399	6	33	33	NUM
ejif-9359	399	7	(	(	PUNCT
ejif-9359	399	8	3	3	NUM
ejif-9359	399	9	)	)	PUNCT
ejif-9359	399	10	,	,	PUNCT
ejif-9359	399	11	451	451	NUM
ejif-9359	399	12	-	-	SYM
ejif-9359	399	13	472	472	NUM
ejif-9359	399	14	.	.	PUNCT
ejif-9359	400	1	matthing	matthe	VERB
ejif-9359	400	2	,	,	PUNCT
ejif-9359	400	3	j.	j.	PROPN
ejif-9359	400	4	,	,	PUNCT
ejif-9359	400	5	sanden	sanden	PROPN
ejif-9359	400	6	,	,	PUNCT
ejif-9359	400	7	b.	b.	PROPN
ejif-9359	400	8	,	,	PUNCT
ejif-9359	400	9	&	&	CCONJ
ejif-9359	400	10	edvardsson	edvardsson	PROPN
ejif-9359	400	11	,	,	PUNCT
ejif-9359	400	12	b.	b.	PROPN
ejif-9359	400	13	(	(	PUNCT
ejif-9359	400	14	2004	2004	NUM
ejif-9359	400	15	)	)	PUNCT
ejif-9359	400	16	.	.	PUNCT
ejif-9359	401	1	new	new	ADJ
ejif-9359	401	2	service	service	NOUN
ejif-9359	401	3	development	development	NOUN
ejif-9359	401	4	:	:	PUNCT
ejif-9359	401	5	learning	learn	VERB
ejif-9359	401	6	from	from	ADP
ejif-9359	401	7	and	and	CCONJ
ejif-9359	401	8	with	with	ADP
ejif-9359	401	9	customers	customer	NOUN
ejif-9359	401	10	.	.	PUNCT
ejif-9359	402	1	international	international	ADJ
ejif-9359	402	2	journal	journal	PROPN
ejif-9359	402	3	of	of	ADP
ejif-9359	402	4	service	service	NOUN
ejif-9359	402	5	industry	industry	NOUN
ejif-9359	402	6	management	management	NOUN
ejif-9359	402	7	,	,	PUNCT
ejif-9359	402	8	15	15	NUM
ejif-9359	402	9	(	(	PUNCT
ejif-9359	402	10	5	5	NUM
ejif-9359	402	11	)	)	PUNCT
ejif-9359	402	12	,	,	PUNCT
ejif-9359	402	13	479–498	479–498	NUM
ejif-9359	402	14	.	.	PUNCT
ejif-9359	403	1	mccracken	mccracken	PROPN
ejif-9359	403	2	,	,	PUNCT
ejif-9359	403	3	g.	g.	PROPN
ejif-9359	403	4	(	(	PUNCT
ejif-9359	403	5	1988	1988	NUM
ejif-9359	403	6	)	)	PUNCT
ejif-9359	403	7	,	,	PUNCT
ejif-9359	403	8	the	the	DET
ejif-9359	403	9	long	long	ADJ
ejif-9359	403	10	interview	interview	NOUN
ejif-9359	403	11	,	,	PUNCT
ejif-9359	403	12	sage	sage	NOUN
ejif-9359	403	13	,	,	PUNCT
ejif-9359	403	14	newbury	newbury	PROPN
ejif-9359	403	15	park	park	NOUN
ejif-9359	403	16	,	,	PUNCT
ejif-9359	403	17	ca	ca	PROPN
ejif-9359	403	18	.	.	PUNCT
ejif-9359	403	19	melton	melton	PROPN
ejif-9359	403	20	,	,	PUNCT
ejif-9359	403	21	h.c	h.c	PROPN
ejif-9359	403	22	&	&	CCONJ
ejif-9359	403	23	hartline	hartline	PROPN
ejif-9359	403	24	m.d	m.d	PROPN
ejif-9359	403	25	(	(	PUNCT
ejif-9359	403	26	2010	2010	NUM
ejif-9359	403	27	)	)	PUNCT
ejif-9359	403	28	,	,	PUNCT
ejif-9359	403	29	customer	customer	NOUN
ejif-9359	403	30	and	and	CCONJ
ejif-9359	403	31	frontline	frontline	NOUN
ejif-9359	403	32	employee	employee	NOUN
ejif-9359	403	33	influence	influence	NOUN
ejif-9359	403	34	on	on	ADP
ejif-9359	403	35	new	new	ADJ
ejif-9359	403	36	service	service	NOUN
ejif-9359	403	37	development	development	NOUN
ejif-9359	403	38	performance	performance	NOUN
ejif-9359	403	39	,	,	PUNCT
ejif-9359	403	40	journal	journal	NOUN
ejif-9359	403	41	of	of	ADP
ejif-9359	403	42	service	service	NOUN
ejif-9359	403	43	research	research	NOUN
ejif-9359	403	44	,	,	PUNCT
ejif-9359	403	45	13	13	NUM
ejif-9359	403	46	(	(	PUNCT
ejif-9359	403	47	4	4	NUM
ejif-9359	403	48	)	)	PUNCT
ejif-9359	403	49	,	,	PUNCT
ejif-9359	403	50	411	411	NUM
ejif-9359	403	51	-	-	SYM
ejif-9359	403	52	425	425	NUM
ejif-9359	403	53	.	.	PUNCT
ejif-9359	403	54	menguc	menguc	NOUN
ejif-9359	403	55	,	,	PUNCT
ejif-9359	403	56	b.	b.	PROPN
ejif-9359	403	57	,	,	PUNCT
ejif-9359	403	58	auh	auh	PROPN
ejif-9359	403	59	,	,	PUNCT
ejif-9359	403	60	s.	s.	PROPN
ejif-9359	403	61	,	,	PUNCT
ejif-9359	403	62	&	&	CCONJ
ejif-9359	403	63	yannopoulos	yannopoulos	PROPN
ejif-9359	403	64	,	,	PUNCT
ejif-9359	403	65	p.	p.	NOUN
ejif-9359	403	66	(	(	PUNCT
ejif-9359	403	67	2014	2014	NUM
ejif-9359	403	68	)	)	PUNCT
ejif-9359	403	69	.	.	PUNCT
ejif-9359	404	1	customer	customer	NOUN
ejif-9359	404	2	and	and	CCONJ
ejif-9359	404	3	supplier	supplier	NOUN
ejif-9359	404	4	involvement	involvement	NOUN
ejif-9359	404	5	in	in	ADP
ejif-9359	404	6	design	design	NOUN
ejif-9359	404	7	:	:	PUNCT
ejif-9359	404	8	the	the	DET
ejif-9359	404	9	moderating	moderate	VERB
ejif-9359	404	10	role	role	NOUN
ejif-9359	404	11	of	of	ADP
ejif-9359	404	12	incremental	incremental	ADJ
ejif-9359	404	13	and	and	CCONJ
ejif-9359	404	14	radical	radical	ADJ
ejif-9359	404	15	innovation	innovation	NOUN
ejif-9359	404	16	capability	capability	NOUN
ejif-9359	404	17	,	,	PUNCT
ejif-9359	404	18	journal	journal	NOUN
ejif-9359	404	19	of	of	ADP
ejif-9359	404	20	product	product	NOUN
ejif-9359	404	21	innovation	innovation	NOUN
ejif-9359	404	22	management	management	NOUN
ejif-9359	404	23	,	,	PUNCT
ejif-9359	404	24	31(2	31(2	NUM
ejif-9359	404	25	)	)	PUNCT
ejif-9359	404	26	,	,	PUNCT
ejif-9359	404	27	313–328	313–328	NUM
ejif-9359	404	28	.	.	PUNCT
ejif-9359	405	1	miles	mile	NOUN
ejif-9359	405	2	,	,	PUNCT
ejif-9359	405	3	m.b	m.b	PROPN
ejif-9359	405	4	.	.	PROPN
ejif-9359	405	5	,	,	PUNCT
ejif-9359	405	6	huberman	huberman	NOUN
ejif-9359	405	7	,	,	PUNCT
ejif-9359	405	8	m.a	m.a	PROPN
ejif-9359	405	9	&	&	CCONJ
ejif-9359	405	10	saldana	saldana	PROPN
ejif-9359	405	11	,	,	PUNCT
ejif-9359	405	12	j	j	PROPN
ejif-9359	405	13	(	(	PUNCT
ejif-9359	405	14	2014	2014	NUM
ejif-9359	405	15	)	)	PUNCT
ejif-9359	405	16	,	,	PUNCT
ejif-9359	405	17	qualitative	qualitative	ADJ
ejif-9359	405	18	data	datum	NOUN
ejif-9359	405	19	analysis	analysis	NOUN
ejif-9359	405	20	,	,	PUNCT
ejif-9359	405	21	3rd	3rd	ADJ
ejif-9359	405	22	edition	edition	NOUN
ejif-9359	405	23	,	,	PUNCT
ejif-9359	405	24	sage	sage	NOUN
ejif-9359	405	25	newbury	newbury	PROPN
ejif-9359	405	26	park	park	NOUN
ejif-9359	405	27	,	,	PUNCT
ejif-9359	405	28	ca	ca	PROPN
ejif-9359	405	29	.	.	PUNCT
ejif-9359	406	1	moosa	moosa	PROPN
ejif-9359	406	2	,	,	PUNCT
ejif-9359	406	3	r.	r.	PROPN
ejif-9359	406	4	&	&	CCONJ
ejif-9359	406	5	kashiramka	kashiramka	PROPN
ejif-9359	406	6	,	,	PUNCT
ejif-9359	406	7	s.	s.	PROPN
ejif-9359	406	8	(	(	PUNCT
ejif-9359	406	9	2023	2023	NUM
ejif-9359	406	10	)	)	PUNCT
ejif-9359	406	11	,	,	PUNCT
ejif-9359	406	12	"	"	PUNCT
ejif-9359	406	13	objectives	objective	NOUN
ejif-9359	406	14	of	of	ADP
ejif-9359	406	15	islamic	islamic	ADJ
ejif-9359	406	16	banking	banking	NOUN
ejif-9359	406	17	,	,	PUNCT
ejif-9359	406	18	customer	customer	NOUN
ejif-9359	406	19	satisfaction	satisfaction	NOUN
ejif-9359	406	20	and	and	CCONJ
ejif-9359	406	21	customer	customer	NOUN
ejif-9359	406	22	loyalty	loyalty	NOUN
ejif-9359	406	23	:	:	PUNCT
ejif-9359	406	24	empirical	empirical	ADJ
ejif-9359	406	25	evidence	evidence	NOUN
ejif-9359	406	26	from	from	ADP
ejif-9359	406	27	south	south	PROPN
ejif-9359	406	28	africa	africa	PROPN
ejif-9359	406	29	"	"	PUNCT
ejif-9359	406	30	,	,	PUNCT
ejif-9359	406	31	journal	journal	NOUN
ejif-9359	406	32	of	of	ADP
ejif-9359	406	33	islamic	islamic	PROPN
ejif-9359	406	34	marketing	marketing	NOUN
ejif-9359	406	35	,	,	PUNCT
ejif-9359	406	36	14	14	NUM
ejif-9359	406	37	(	(	PUNCT
ejif-9359	406	38	9	9	NUM
ejif-9359	406	39	)	)	PUNCT
ejif-9359	406	40	,	,	PUNCT
ejif-9359	406	41	2188	2188	NUM
ejif-9359	406	42	-	-	SYM
ejif-9359	406	43	2206	2206	NUM
ejif-9359	406	44	.	.	PUNCT
ejif-9359	407	1	morgan	morgan	PROPN
ejif-9359	407	2	,	,	PUNCT
ejif-9359	407	3	t	t	PROPN
ejif-9359	407	4	&	&	CCONJ
ejif-9359	407	5	anokhin	anokhin	PROPN
ejif-9359	407	6	,	,	PUNCT
ejif-9359	407	7	s	s	X
ejif-9359	407	8	(	(	PUNCT
ejif-9359	407	9	2023	2023	NUM
ejif-9359	407	10	)	)	PUNCT
ejif-9359	407	11	,	,	PUNCT
ejif-9359	407	12	entrepreneurial	entrepreneurial	ADJ
ejif-9359	407	13	orientation	orientation	NOUN
ejif-9359	407	14	and	and	CCONJ
ejif-9359	407	15	new	new	ADJ
ejif-9359	407	16	product	product	NOUN
ejif-9359	407	17	performance	performance	NOUN
ejif-9359	407	18	in	in	ADP
ejif-9359	407	19	smes	sme	NOUN
ejif-9359	407	20	:	:	PUNCT
ejif-9359	407	21	the	the	DET
ejif-9359	407	22	mediating	mediate	VERB
ejif-9359	407	23	role	role	NOUN
ejif-9359	407	24	of	of	ADP
ejif-9359	407	25	customer	customer	NOUN
ejif-9359	407	26	participation	participation	NOUN
ejif-9359	407	27	,	,	PUNCT
ejif-9359	407	28	journal	journal	NOUN
ejif-9359	407	29	of	of	ADP
ejif-9359	407	30	business	business	NOUN
ejif-9359	407	31	research	research	NOUN
ejif-9359	407	32	,	,	PUNCT
ejif-9359	407	33	164	164	NUM
ejif-9359	407	34	,	,	PUNCT
ejif-9359	407	35	113921	113921	NUM
ejif-9359	407	36	.	.	PUNCT
ejif-9359	408	1	ostrom	ostrom	NOUN
ejif-9359	408	2	,	,	PUNCT
ejif-9359	408	3	a	a	DET
ejif-9359	408	4	,	,	PUNCT
ejif-9359	408	5	parasuraman	parasuraman	NOUN
ejif-9359	408	6	,	,	PUNCT
ejif-9359	408	7	a	a	PRON
ejif-9359	408	8	,	,	PUNCT
ejif-9359	408	9	bowen	bowen	NOUN
ejif-9359	408	10	,	,	PUNCT
ejif-9359	408	11	d	d	PROPN
ejif-9359	408	12	,	,	PUNCT
ejif-9359	408	13	patrıcio	patrıcio	PROPN
ejif-9359	408	14	,	,	PUNCT
ejif-9359	408	15	l	l	PROPN
ejif-9359	408	16	&	&	CCONJ
ejif-9359	408	17	voss	voss	PROPN
ejif-9359	408	18	,	,	PUNCT
ejif-9359	408	19	c.	c.	PROPN
ejif-9359	408	20	(	(	PUNCT
ejif-9359	408	21	2015	2015	NUM
ejif-9359	408	22	)	)	PUNCT
ejif-9359	408	23	,	,	PUNCT
ejif-9359	408	24	service	service	NOUN
ejif-9359	408	25	research	research	NOUN
ejif-9359	408	26	priorities	priority	NOUN
ejif-9359	408	27	in	in	ADP
ejif-9359	408	28	a	a	DET
ejif-9359	408	29	rapidly	rapidly	ADV
ejif-9359	408	30	changing	change	VERB
ejif-9359	408	31	context	context	NOUN
ejif-9359	408	32	,	,	PUNCT
ejif-9359	408	33	journal	journal	NOUN
ejif-9359	408	34	of	of	ADP
ejif-9359	408	35	service	service	NOUN
ejif-9359	408	36	research	research	NOUN
ejif-9359	408	37	,	,	PUNCT
ejif-9359	408	38	18	18	NUM
ejif-9359	408	39	(	(	PUNCT
ejif-9359	408	40	2	2	NUM
ejif-9359	408	41	)	)	PUNCT
ejif-9359	408	42	,	,	PUNCT
ejif-9359	408	43	127	127	NUM
ejif-9359	408	44	-	-	SYM
ejif-9359	408	45	159	159	NUM
ejif-9359	408	46	.	.	PUNCT
ejif-9359	409	1	oullet	oullet	PROPN
ejif-9359	409	2	,	,	PUNCT
ejif-9359	409	3	j	j	PROPN
ejif-9359	409	4	(	(	PUNCT
ejif-9359	409	5	2007	2007	NUM
ejif-9359	409	6	)	)	PUNCT
ejif-9359	409	7	,	,	PUNCT
ejif-9359	409	8	consumer	consumer	NOUN
ejif-9359	409	9	racism	racism	NOUN
ejif-9359	409	10	and	and	CCONJ
ejif-9359	409	11	its	its	PRON
ejif-9359	409	12	effects	effect	NOUN
ejif-9359	409	13	on	on	ADP
ejif-9359	409	14	domestic	domestic	ADJ
ejif-9359	409	15	cross	cross	ADJ
ejif-9359	409	16	-	-	ADJ
ejif-9359	409	17	ethnic	ethnic	ADJ
ejif-9359	409	18	product	product	NOUN
ejif-9359	409	19	purchase	purchase	NOUN
ejif-9359	409	20	:	:	PUNCT
ejif-9359	409	21	an	an	DET
ejif-9359	409	22	empirical	empirical	ADJ
ejif-9359	409	23	test	test	NOUN
ejif-9359	409	24	in	in	ADP
ejif-9359	409	25	the	the	DET
ejif-9359	409	26	united	united	PROPN
ejif-9359	409	27	states	states	PROPN
ejif-9359	409	28	,	,	PUNCT
ejif-9359	409	29	canada	canada	PROPN
ejif-9359	409	30	,	,	PUNCT
ejif-9359	409	31	and	and	CCONJ
ejif-9359	409	32	france	france	PROPN
ejif-9359	409	33	,	,	PUNCT
ejif-9359	409	34	journal	journal	NOUN
ejif-9359	409	35	of	of	ADP
ejif-9359	409	36	marketing	marketing	NOUN
ejif-9359	409	37	,	,	PUNCT
ejif-9359	409	38	71	71	NUM
ejif-9359	409	39	(	(	PUNCT
ejif-9359	409	40	1	1	NUM
ejif-9359	409	41	)	)	PUNCT
ejif-9359	409	42	,	,	PUNCT
ejif-9359	409	43	113	113	NUM
ejif-9359	409	44	-	-	SYM
ejif-9359	409	45	128	128	NUM
ejif-9359	409	46	.	.	PUNCT
ejif-9359	410	1	papastathopoulou	papastathopoulou	PROPN
ejif-9359	410	2	,	,	PUNCT
ejif-9359	410	3	p	p	PROPN
ejif-9359	410	4	&	&	CCONJ
ejif-9359	410	5	hultink	hultink	PROPN
ejif-9359	410	6	,	,	PUNCT
ejif-9359	410	7	e.j	e.j	PROPN
ejif-9359	410	8	(	(	PUNCT
ejif-9359	410	9	2012	2012	NUM
ejif-9359	410	10	)	)	PUNCT
ejif-9359	410	11	,	,	PUNCT
ejif-9359	410	12	new	new	ADJ
ejif-9359	410	13	service	service	NOUN
ejif-9359	410	14	development	development	NOUN
ejif-9359	410	15	:	:	PUNCT
ejif-9359	410	16	an	an	DET
ejif-9359	410	17	analysis	analysis	NOUN
ejif-9359	410	18	of	of	ADP
ejif-9359	410	19	27	27	NUM
ejif-9359	410	20	years	year	NOUN
ejif-9359	410	21	of	of	ADP
ejif-9359	410	22	research	research	NOUN
ejif-9359	410	23	.	.	PUNCT
ejif-9359	411	1	journal	journal	NOUN
ejif-9359	411	2	of	of	ADP
ejif-9359	411	3	product	product	NOUN
ejif-9359	411	4	innovation	innovation	NOUN
ejif-9359	411	5	management	management	NOUN
ejif-9359	411	6	,	,	PUNCT
ejif-9359	411	7	29	29	NUM
ejif-9359	411	8	(	(	PUNCT
ejif-9359	411	9	5	5	NUM
ejif-9359	411	10	)	)	PUNCT
ejif-9359	411	11	,	,	PUNCT
ejif-9359	411	12	705	705	NUM
ejif-9359	411	13	-	-	SYM
ejif-9359	411	14	714	714	NUM
ejif-9359	411	15	.	.	PUNCT
ejif-9359	412	1	penaloza	penaloza	PROPN
ejif-9359	412	2	,	,	PUNCT
ejif-9359	412	3	l	l	NOUN
ejif-9359	412	4	,	,	PUNCT
ejif-9359	412	5	(	(	PUNCT
ejif-9359	412	6	2018	2018	NUM
ejif-9359	412	7	)	)	PUNCT
ejif-9359	412	8	ethnic	ethnic	ADJ
ejif-9359	412	9	marketing	marketing	NOUN
ejif-9359	412	10	practice	practice	NOUN
ejif-9359	412	11	and	and	CCONJ
ejif-9359	412	12	research	research	NOUN
ejif-9359	412	13	at	at	ADP
ejif-9359	412	14	the	the	DET
ejif-9359	412	15	intersection	intersection	NOUN
ejif-9359	412	16	of	of	ADP
ejif-9359	412	17	market	market	NOUN
ejif-9359	412	18	and	and	CCONJ
ejif-9359	412	19	social	social	ADJ
ejif-9359	412	20	development	development	NOUN
ejif-9359	412	21	:	:	PUNCT
ejif-9359	412	22	a	a	DET
ejif-9359	412	23	macro	macro	ADJ
ejif-9359	412	24	study	study	NOUN
ejif-9359	412	25	of	of	ADP
ejif-9359	412	26	the	the	DET
ejif-9359	412	27	past	past	NOUN
ejif-9359	412	28	and	and	CCONJ
ejif-9359	412	29	present	present	ADJ
ejif-9359	412	30	,	,	PUNCT
ejif-9359	412	31	with	with	ADP
ejif-9359	412	32	a	a	DET
ejif-9359	412	33	look	look	NOUN
ejif-9359	412	34	to	to	ADP
ejif-9359	412	35	the	the	DET
ejif-9359	412	36	future	future	NOUN
ejif-9359	412	37	.	.	PUNCT
ejif-9359	413	1	journal	journal	PROPN
ejif-9359	413	2	of	of	ADP
ejif-9359	413	3	business	business	NOUN
ejif-9359	413	4	research	research	NOUN
ejif-9359	413	5	,	,	PUNCT
ejif-9359	413	6	82	82	NUM
ejif-9359	413	7	(	(	PUNCT
ejif-9359	413	8	1	1	NUM
ejif-9359	413	9	)	)	PUNCT
ejif-9359	413	10	,	,	PUNCT
ejif-9359	413	11	273	273	NUM
ejif-9359	413	12	-	-	SYM
ejif-9359	413	13	280	280	NUM
ejif-9359	413	14	.	.	PUNCT
ejif-9359	414	1	pereira	pereira	PROPN
ejif-9359	414	2	,	,	PUNCT
ejif-9359	414	3	v	v	PROPN
ejif-9359	414	4	,	,	PUNCT
ejif-9359	414	5	laker	laker	NOUN
ejif-9359	414	6	,	,	PUNCT
ejif-9359	414	7	b	b	NOUN
ejif-9359	414	8	,	,	PUNCT
ejif-9359	414	9	bamel	bamel	X
ejif-9359	414	10	,	,	PUNCT
ejif-9359	414	11	u	u	PROPN
ejif-9359	414	12	,	,	PUNCT
ejif-9359	414	13	sharma	sharma	PROPN
ejif-9359	414	14	,	,	PUNCT
ejif-9359	414	15	g.d	g.d	PROPN
ejif-9359	414	16	&	&	CCONJ
ejif-9359	414	17	paul	paul	PROPN
ejif-9359	414	18	,	,	PUNCT
ejif-9359	414	19	h	h	PROPN
ejif-9359	414	20	(	(	PUNCT
ejif-9359	414	21	2024	2024	NUM
ejif-9359	414	22	)	)	PUNCT
ejif-9359	414	23	,	,	PUNCT
ejif-9359	414	24	customer	customer	NOUN
ejif-9359	414	25	engagement	engagement	NOUN
ejif-9359	414	26	strategies	strategy	NOUN
ejif-9359	414	27	within	within	ADP
ejif-9359	414	28	family	family	NOUN
ejif-9359	414	29	businesses	business	NOUN
ejif-9359	414	30	in	in	ADP
ejif-9359	414	31	emerging	emerge	VERB
ejif-9359	414	32	economies	economy	NOUN
ejif-9359	414	33	:	:	PUNCT
ejif-9359	414	34	a	a	DET
ejif-9359	414	35	multi	multi	ADJ
ejif-9359	414	36	-	-	ADJ
ejif-9359	414	37	method	method	ADJ
ejif-9359	414	38	study	study	NOUN
ejif-9359	414	39	,	,	PUNCT
ejif-9359	414	40	journal	journal	NOUN
ejif-9359	414	41	of	of	ADP
ejif-9359	414	42	business	business	NOUN
ejif-9359	414	43	research	research	NOUN
ejif-9359	414	44	,	,	PUNCT
ejif-9359	414	45	174	174	NUM
ejif-9359	414	46	,	,	PUNCT
ejif-9359	414	47	114508	114508	NUM
ejif-9359	414	48	.	.	PUNCT
ejif-9359	415	1	pettigrew	pettigrew	PROPN
ejif-9359	415	2	,	,	PUNCT
ejif-9359	415	3	a.m	a.m	PROPN
ejif-9359	415	4	(	(	PUNCT
ejif-9359	415	5	1990	1990	NUM
ejif-9359	415	6	)	)	PUNCT
ejif-9359	415	7	.	.	PUNCT
ejif-9359	416	1	longitudinal	longitudinal	ADJ
ejif-9359	416	2	field	field	NOUN
ejif-9359	416	3	research	research	NOUN
ejif-9359	416	4	on	on	ADP
ejif-9359	416	5	change	change	NOUN
ejif-9359	416	6	:	:	PUNCT
ejif-9359	416	7	theory	theory	NOUN
ejif-9359	416	8	and	and	CCONJ
ejif-9359	416	9	practice	practice	NOUN
ejif-9359	416	10	,	,	PUNCT
ejif-9359	416	11	organization	organization	NOUN
ejif-9359	416	12	science	science	NOUN
ejif-9359	416	13	,	,	PUNCT
ejif-9359	416	14	1	1	NUM
ejif-9359	416	15	(	(	PUNCT
ejif-9359	416	16	3	3	NUM
ejif-9359	416	17	)	)	PUNCT
ejif-9359	416	18	,	,	PUNCT
ejif-9359	416	19	267	267	NUM
ejif-9359	416	20	-	-	SYM
ejif-9359	416	21	292	292	NUM
ejif-9359	416	22	.	.	PUNCT
ejif-9359	417	1	perks	perk	NOUN
ejif-9359	417	2	,	,	PUNCT
ejif-9359	417	3	h.	h.	PROPN
ejif-9359	417	4	,	,	PUNCT
ejif-9359	417	5	gruber	gruber	PROPN
ejif-9359	417	6	,	,	PUNCT
ejif-9359	417	7	t.	t.	PROPN
ejif-9359	417	8	,	,	PUNCT
ejif-9359	417	9	&	&	CCONJ
ejif-9359	417	10	edvardsson	edvardsson	PROPN
ejif-9359	417	11	,	,	PUNCT
ejif-9359	417	12	b.	b.	PROPN
ejif-9359	417	13	(	(	PUNCT
ejif-9359	417	14	2012	2012	NUM
ejif-9359	417	15	)	)	PUNCT
ejif-9359	417	16	.	.	PUNCT
ejif-9359	418	1	co	co	NOUN
ejif-9359	418	2	-	-	NOUN
ejif-9359	418	3	creation	creation	NOUN
ejif-9359	418	4	in	in	ADP
ejif-9359	418	5	radical	radical	ADJ
ejif-9359	418	6	service	service	NOUN
ejif-9359	418	7	innovation	innovation	NOUN
ejif-9359	418	8	:	:	PUNCT
ejif-9359	418	9	a	a	DET
ejif-9359	418	10	systematic	systematic	ADJ
ejif-9359	418	11	analysis	analysis	NOUN
ejif-9359	418	12	of	of	ADP
ejif-9359	418	13	microlevel	microlevel	ADJ
ejif-9359	418	14	processes	process	NOUN
ejif-9359	418	15	,	,	PUNCT
ejif-9359	418	16	journal	journal	NOUN
ejif-9359	418	17	of	of	ADP
ejif-9359	418	18	product	product	NOUN
ejif-9359	418	19	innovation	innovation	NOUN
ejif-9359	418	20	management	management	NOUN
ejif-9359	418	21	,	,	PUNCT
ejif-9359	418	22	29	29	NUM
ejif-9359	418	23	(	(	PUNCT
ejif-9359	418	24	6	6	NUM
ejif-9359	418	25	)	)	PUNCT
ejif-9359	418	26	,	,	PUNCT
ejif-9359	418	27	935–951	935–951	NUM
ejif-9359	418	28	.	.	PUNCT
ejif-9359	419	1	perry	perry	PROPN
ejif-9359	419	2	,	,	PUNCT
ejif-9359	419	3	c.	c.	PROPN
ejif-9359	419	4	(	(	PUNCT
ejif-9359	419	5	1998	1998	NUM
ejif-9359	419	6	)	)	PUNCT
ejif-9359	419	7	.	.	PUNCT
ejif-9359	420	1	“	"	PUNCT
ejif-9359	420	2	processes	process	NOUN
ejif-9359	420	3	of	of	ADP
ejif-9359	420	4	a	a	DET
ejif-9359	420	5	case	case	NOUN
ejif-9359	420	6	study	study	NOUN
ejif-9359	420	7	methodology	methodology	NOUN
ejif-9359	420	8	for	for	ADP
ejif-9359	420	9	postgraduate	postgraduate	ADJ
ejif-9359	420	10	research	research	NOUN
ejif-9359	420	11	in	in	ADP
ejif-9359	420	12	marketing	marketing	NOUN
ejif-9359	420	13	.	.	PUNCT
ejif-9359	420	14	”	"	PUNCT
ejif-9359	420	15	european	european	PROPN
ejif-9359	420	16	journal	journal	PROPN
ejif-9359	420	17	of	of	ADP
ejif-9359	420	18	marketing	marketing	NOUN
ejif-9359	420	19	,	,	PUNCT
ejif-9359	420	20	32	32	NUM
ejif-9359	420	21	(	(	PUNCT
ejif-9359	420	22	9/10	9/10	NUM
ejif-9359	420	23	)	)	PUNCT
ejif-9359	420	24	,	,	PUNCT
ejif-9359	420	25	785	785	NUM
ejif-9359	420	26	-	-	SYM
ejif-9359	420	27	802	802	NUM
ejif-9359	420	28	.	.	PUNCT
ejif-9359	420	29	pires	pires	PROPN
ejif-9359	420	30	&	&	CCONJ
ejif-9359	420	31	stanton	stanton	PROPN
ejif-9359	420	32	(	(	PUNCT
ejif-9359	420	33	2015	2015	NUM
ejif-9359	420	34	)	)	PUNCT
ejif-9359	420	35	ethnic	ethnic	ADJ
ejif-9359	420	36	marketing	marketing	NOUN
ejif-9359	420	37	:	:	PUNCT
ejif-9359	420	38	culturally	culturally	ADV
ejif-9359	420	39	sensitive	sensitive	ADJ
ejif-9359	420	40	theory	theory	NOUN
ejif-9359	420	41	and	and	CCONJ
ejif-9359	420	42	practice	practice	NOUN
ejif-9359	420	43	,	,	PUNCT
ejif-9359	420	44	london	london	PROPN
ejif-9359	420	45	and	and	CCONJ
ejif-9359	420	46	new	new	PROPN
ejif-9359	420	47	york	york	PROPN
ejif-9359	420	48	:	:	PUNCT
ejif-9359	420	49	routledge	routledge	PROPN
ejif-9359	420	50	.	.	PUNCT
ejif-9359	420	51	pires	pire	NOUN
ejif-9359	420	52	,	,	PUNCT
ejif-9359	420	53	g	g	PROPN
ejif-9359	420	54	,	,	PUNCT
ejif-9359	420	55	stanton	stanton	PROPN
ejif-9359	420	56	,	,	PUNCT
ejif-9359	420	57	j	j	PROPN
ejif-9359	420	58	,	,	PUNCT
ejif-9359	420	59	stanton	stanton	PROPN
ejif-9359	420	60	,	,	PUNCT
ejif-9359	420	61	p.	p.	PROPN
ejif-9359	420	62	(	(	PUNCT
ejif-9359	420	63	2011	2011	NUM
ejif-9359	420	64	)	)	PUNCT
ejif-9359	420	65	revisiting	revisit	VERB
ejif-9359	420	66	the	the	DET
ejif-9359	420	67	substantiality	substantiality	NOUN
ejif-9359	420	68	criterion	criterion	NOUN
ejif-9359	420	69	:	:	PUNCT
ejif-9359	420	70	from	from	ADP
ejif-9359	420	71	ethnic	ethnic	ADJ
ejif-9359	420	72	marketing	marketing	NOUN
ejif-9359	420	73	to	to	ADP
ejif-9359	420	74	market	market	NOUN
ejif-9359	420	75	segmentation	segmentation	NOUN
ejif-9359	420	76	.	.	PUNCT
ejif-9359	421	1	journal	journal	PROPN
ejif-9359	421	2	of	of	ADP
ejif-9359	421	3	business	business	NOUN
ejif-9359	421	4	research	research	NOUN
ejif-9359	421	5	,	,	PUNCT
ejif-9359	421	6	64	64	NUM
ejif-9359	421	7	(	(	PUNCT
ejif-9359	421	8	9	9	NUM
ejif-9359	421	9	)	)	PUNCT
ejif-9359	421	10	,	,	PUNCT
ejif-9359	421	11	988	988	NUM
ejif-9359	421	12	-	-	SYM
ejif-9359	421	13	996	996	NUM
ejif-9359	421	14	.	.	PUNCT
ejif-9359	422	1	price	price	NOUN
ejif-9359	422	2	waterhouse	waterhouse	PROPN
ejif-9359	422	3	cooper	cooper	PROPN
ejif-9359	422	4	(	(	PUNCT
ejif-9359	422	5	2007	2007	NUM
ejif-9359	422	6	)	)	PUNCT
ejif-9359	422	7	,	,	PUNCT
ejif-9359	422	8	entering	enter	VERB
ejif-9359	422	9	the	the	DET
ejif-9359	422	10	indian	indian	ADJ
ejif-9359	422	11	financial	financial	ADJ
ejif-9359	422	12	service	service	NOUN
ejif-9359	422	13	market	market	NOUN
ejif-9359	422	14	,	,	PUNCT
ejif-9359	422	15	price	price	NOUN
ejif-9359	422	16	waterhouse	waterhouse	PROPN
ejif-9359	422	17	cooper	cooper	PROPN
ejif-9359	422	18	l.l.p	l.l.p	PROPN
ejif-9359	422	19	london	london	PROPN
ejif-9359	422	20	.	.	PUNCT
ejif-9359	423	1	russell	russell	PROPN
ejif-9359	423	2	,	,	PUNCT
ejif-9359	423	3	c.	c.	PROPN
ejif-9359	423	4	,	,	PUNCT
ejif-9359	423	5	&	&	CCONJ
ejif-9359	423	6	russell	russell	PROPN
ejif-9359	423	7	,	,	PUNCT
ejif-9359	423	8	d.	d.	PROPN
ejif-9359	423	9	(	(	PUNCT
ejif-9359	423	10	2010	2010	NUM
ejif-9359	423	11	)	)	PUNCT
ejif-9359	423	12	.	.	PUNCT
ejif-9359	424	1	guilty	guilty	ADJ
ejif-9359	424	2	by	by	ADP
ejif-9359	424	3	stereotypic	stereotypic	ADJ
ejif-9359	424	4	association	association	NOUN
ejif-9359	424	5	:	:	PUNCT
ejif-9359	424	6	country	country	NOUN
ejif-9359	424	7	animosity	animosity	NOUN
ejif-9359	424	8	and	and	CCONJ
ejif-9359	424	9	brand	brand	NOUN
ejif-9359	424	10	prejudice	prejudice	NOUN
ejif-9359	424	11	and	and	CCONJ
ejif-9359	424	12	discrimination	discrimination	NOUN
ejif-9359	424	13	,	,	PUNCT
ejif-9359	424	14	marketing	marketing	NOUN
ejif-9359	424	15	letters	letter	NOUN
ejif-9359	424	16	,	,	PUNCT
ejif-9359	424	17	21	21	NUM
ejif-9359	424	18	(	(	PUNCT
ejif-9359	424	19	4	4	NUM
ejif-9359	424	20	)	)	PUNCT
ejif-9359	424	21	,	,	PUNCT
ejif-9359	424	22	413–425	413–425	NUM
ejif-9359	424	23	.	.	PUNCT
ejif-9359	425	1	european	european	PROPN
ejif-9359	425	2	journal	journal	PROPN
ejif-9359	425	3	of	of	ADP
ejif-9359	425	4	islamic	islamic	PROPN
ejif-9359	425	5	finance	finance	PROPN
ejif-9359	425	6	issn	issn	PROPN
ejif-9359	425	7	:	:	PUNCT
ejif-9359	425	8	2421	2421	NUM
ejif-9359	425	9	-	-	SYM
ejif-9359	425	10	2172	2172	NUM
ejif-9359	425	11	doi	doi	NOUN
ejif-9359	425	12	:	:	PUNCT
ejif-9359	425	13	10.13135/2421	10.13135/2421	NUM
ejif-9359	425	14	-	-	SYM
ejif-9359	425	15	2172/9359	2172/9359	NUM
ejif-9359	425	16	published	publish	VERB
ejif-9359	425	17	by	by	ADP
ejif-9359	425	18	university	university	PROPN
ejif-9359	425	19	of	of	ADP
ejif-9359	425	20	turin	turin	PROPN
ejif-9359	426	1	https://www.ojs.unito.it/index.php/ejif/index	https://www.ojs.unito.it/index.php/ejif/index	PROPN
ejif-9359	426	2	ejif	ejif	PROPN
ejif-9359	426	3	content	content	NOUN
ejif-9359	426	4	is	be	AUX
ejif-9359	426	5	licensed	license	VERB
ejif-9359	426	6	under	under	ADP
ejif-9359	426	7	a	a	DET
ejif-9359	426	8	creative	creative	ADJ
ejif-9359	426	9	commons	common	NOUN
ejif-9359	426	10	attribution	attribution	NOUN
ejif-9359	426	11	4.0	4.0	NUM
ejif-9359	426	12	international	international	ADJ
ejif-9359	426	13	license	license	NOUN
ejif-9359	426	14	16	16	NUM
ejif-9359	426	15	sachar	sachar	PROPN
ejif-9359	426	16	committee	committee	PROPN
ejif-9359	426	17	report	report	NOUN
ejif-9359	426	18	(	(	PUNCT
ejif-9359	426	19	2006	2006	NUM
ejif-9359	426	20	)	)	PUNCT
ejif-9359	426	21	,	,	PUNCT
ejif-9359	426	22	social	social	ADJ
ejif-9359	426	23	,	,	PUNCT
ejif-9359	426	24	economic	economic	ADJ
ejif-9359	426	25	and	and	CCONJ
ejif-9359	426	26	educational	educational	ADJ
ejif-9359	426	27	status	status	NOUN
ejif-9359	426	28	of	of	ADP
ejif-9359	426	29	the	the	DET
ejif-9359	426	30	muslim	muslim	PROPN
ejif-9359	426	31	of	of	ADP
ejif-9359	426	32	india	india	PROPN
ejif-9359	426	33	.	.	PUNCT
ejif-9359	427	1	prime	prime	PROPN
ejif-9359	427	2	minister	minister	PROPN
ejif-9359	427	3	’s	’s	PART
ejif-9359	427	4	high	high	ADJ
ejif-9359	427	5	level	level	NOUN
ejif-9359	427	6	committee	committee	NOUN
ejif-9359	427	7	,	,	PUNCT
ejif-9359	427	8	cabinet	cabinet	NOUN
ejif-9359	427	9	secretariat	secretariat	NOUN
ejif-9359	427	10	,	,	PUNCT
ejif-9359	427	11	government	government	NOUN
ejif-9359	427	12	of	of	ADP
ejif-9359	427	13	india	india	PROPN
ejif-9359	427	14	.	.	PUNCT
ejif-9359	428	1	scheuing	scheuing	PROPN
ejif-9359	428	2	,	,	PUNCT
ejif-9359	428	3	e.e	e.e	PROPN
ejif-9359	428	4	&	&	CCONJ
ejif-9359	428	5	johnson	johnson	PROPN
ejif-9359	428	6	,	,	PUNCT
ejif-9359	428	7	e.	e.	PROPN
ejif-9359	428	8	m	m	PROPN
ejif-9359	428	9	(	(	PUNCT
ejif-9359	428	10	1989	1989	NUM
ejif-9359	428	11	)	)	PUNCT
ejif-9359	428	12	.	.	PUNCT
ejif-9359	429	1	a	a	DET
ejif-9359	429	2	proposed	propose	VERB
ejif-9359	429	3	model	model	NOUN
ejif-9359	429	4	for	for	ADP
ejif-9359	429	5	new	new	ADJ
ejif-9359	429	6	service	service	NOUN
ejif-9359	429	7	development	development	NOUN
ejif-9359	429	8	.	.	PUNCT
ejif-9359	430	1	journal	journal	PROPN
ejif-9359	430	2	of	of	ADP
ejif-9359	430	3	services	service	NOUN
ejif-9359	430	4	marketing	marketing	NOUN
ejif-9359	430	5	,	,	PUNCT
ejif-9359	430	6	3	3	NUM
ejif-9359	430	7	(	(	PUNCT
ejif-9359	430	8	2	2	NUM
ejif-9359	430	9	)	)	PUNCT
ejif-9359	430	10	,	,	PUNCT
ejif-9359	430	11	25	25	NUM
ejif-9359	430	12	-	-	SYM
ejif-9359	430	13	35	35	NUM
ejif-9359	430	14	.	.	PUNCT
ejif-9359	431	1	seth	seth	PROPN
ejif-9359	431	2	,	,	PUNCT
ejif-9359	431	3	j.n	j.n	PROPN
ejif-9359	431	4	(	(	PUNCT
ejif-9359	431	5	2011	2011	NUM
ejif-9359	431	6	)	)	PUNCT
ejif-9359	431	7	,	,	PUNCT
ejif-9359	431	8	impact	impact	NOUN
ejif-9359	431	9	of	of	ADP
ejif-9359	431	10	emerging	emerge	VERB
ejif-9359	431	11	markets	market	NOUN
ejif-9359	431	12	on	on	ADP
ejif-9359	431	13	marketing	marketing	NOUN
ejif-9359	431	14	:	:	PUNCT
ejif-9359	431	15	rethinking	rethink	VERB
ejif-9359	431	16	existing	exist	VERB
ejif-9359	431	17	perspectives	perspective	NOUN
ejif-9359	431	18	and	and	CCONJ
ejif-9359	431	19	practices	practice	NOUN
ejif-9359	431	20	,	,	PUNCT
ejif-9359	431	21	journal	journal	NOUN
ejif-9359	431	22	of	of	ADP
ejif-9359	431	23	marketing	marketing	NOUN
ejif-9359	431	24	,	,	PUNCT
ejif-9359	431	25	75	75	NUM
ejif-9359	431	26	(	(	PUNCT
ejif-9359	431	27	4	4	NUM
ejif-9359	431	28	)	)	PUNCT
ejif-9359	431	29	,	,	PUNCT
ejif-9359	431	30	166	166	NUM
ejif-9359	431	31	-	-	SYM
ejif-9359	431	32	182	182	NUM
ejif-9359	431	33	.	.	PUNCT
ejif-9359	432	1	siddiqui	siddiqui	NOUN
ejif-9359	432	2	,	,	PUNCT
ejif-9359	432	3	t.a	t.a	PROPN
ejif-9359	432	4	,	,	PUNCT
ejif-9359	432	5	naushad	naushad	VERB
ejif-9359	432	6	,	,	PUNCT
ejif-9359	432	7	m	m	PROPN
ejif-9359	432	8	&	&	CCONJ
ejif-9359	432	9	farooque	farooque	ADJ
ejif-9359	432	10	,	,	PUNCT
ejif-9359	432	11	m.k.u	m.k.u	NOUN
ejif-9359	432	12	(	(	PUNCT
ejif-9359	432	13	2021	2021	NUM
ejif-9359	432	14	)	)	PUNCT
ejif-9359	432	15	a	a	DET
ejif-9359	432	16	study	study	NOUN
ejif-9359	432	17	on	on	ADP
ejif-9359	432	18	islamic	islamic	ADJ
ejif-9359	432	19	finance	finance	NOUN
ejif-9359	432	20	as	as	ADP
ejif-9359	432	21	an	an	DET
ejif-9359	432	22	approach	approach	NOUN
ejif-9359	432	23	for	for	ADP
ejif-9359	432	24	financial	financial	ADJ
ejif-9359	432	25	inclusion	inclusion	NOUN
ejif-9359	432	26	in	in	ADP
ejif-9359	432	27	india	india	PROPN
ejif-9359	432	28	,	,	PUNCT
ejif-9359	432	29	accounting	account	VERB
ejif-9359	432	30	7	7	NUM
ejif-9359	432	31	(	(	PUNCT
ejif-9359	432	32	2021	2021	NUM
ejif-9359	432	33	)	)	PUNCT
ejif-9359	433	1	487–496	487–496	NUM
ejif-9359	433	2	.	.	PUNCT
ejif-9359	433	3	stevens	stevens	PROPN
ejif-9359	433	4	,	,	PUNCT
ejif-9359	433	5	e.	e.	PROPN
ejif-9359	433	6	,	,	PUNCT
ejif-9359	433	7	&	&	CCONJ
ejif-9359	433	8	dimitriadis	dimitriadis	PROPN
ejif-9359	433	9	,	,	PUNCT
ejif-9359	433	10	s.	s.	PROPN
ejif-9359	433	11	(	(	PUNCT
ejif-9359	433	12	2004	2004	NUM
ejif-9359	433	13	)	)	PUNCT
ejif-9359	433	14	.	.	PUNCT
ejif-9359	434	1	new	new	ADJ
ejif-9359	434	2	service	service	NOUN
ejif-9359	434	3	development	development	NOUN
ejif-9359	434	4	through	through	ADP
ejif-9359	434	5	the	the	DET
ejif-9359	434	6	lens	lens	NOUN
ejif-9359	434	7	of	of	ADP
ejif-9359	434	8	organizational	organizational	ADJ
ejif-9359	434	9	learning	learning	NOUN
ejif-9359	434	10	:	:	PUNCT
ejif-9359	434	11	evidence	evidence	NOUN
ejif-9359	434	12	form	form	NOUN
ejif-9359	434	13	longitudinal	longitudinal	ADJ
ejif-9359	434	14	case	case	NOUN
ejif-9359	434	15	studies	study	NOUN
ejif-9359	434	16	.	.	PUNCT
ejif-9359	435	1	journal	journal	PROPN
ejif-9359	435	2	of	of	ADP
ejif-9359	435	3	business	business	NOUN
ejif-9359	435	4	research	research	NOUN
ejif-9359	435	5	,	,	PUNCT
ejif-9359	435	6	57	57	NUM
ejif-9359	435	7	(	(	PUNCT
ejif-9359	435	8	10	10	NUM
ejif-9359	435	9	)	)	PUNCT
ejif-9359	435	10	,	,	PUNCT
ejif-9359	435	11	1074	1074	NUM
ejif-9359	435	12	-	-	SYM
ejif-9359	435	13	1084	1084	NUM
ejif-9359	435	14	.	.	PUNCT
ejif-9359	436	1	storey	storey	PROPN
ejif-9359	436	2	,	,	PUNCT
ejif-9359	436	3	c.	c.	PROPN
ejif-9359	436	4	,	,	PUNCT
ejif-9359	436	5	&	&	CCONJ
ejif-9359	436	6	m.	m.	PROPN
ejif-9359	436	7	hughes	hughes	PROPN
ejif-9359	436	8	,	,	PUNCT
ejif-9359	436	9	m	m	PROPN
ejif-9359	436	10	(	(	PUNCT
ejif-9359	436	11	2013	2013	NUM
ejif-9359	436	12	)	)	PUNCT
ejif-9359	436	13	.	.	PUNCT
ejif-9359	437	1	the	the	DET
ejif-9359	437	2	relative	relative	ADJ
ejif-9359	437	3	impact	impact	NOUN
ejif-9359	437	4	of	of	ADP
ejif-9359	437	5	culture	culture	NOUN
ejif-9359	437	6	,	,	PUNCT
ejif-9359	437	7	strategic	strategic	ADJ
ejif-9359	437	8	orientation	orientation	NOUN
ejif-9359	437	9	and	and	CCONJ
ejif-9359	437	10	capability	capability	NOUN
ejif-9359	437	11	on	on	ADP
ejif-9359	437	12	new	new	ADJ
ejif-9359	437	13	service	service	NOUN
ejif-9359	437	14	development	development	NOUN
ejif-9359	437	15	performance	performance	NOUN
ejif-9359	437	16	.	.	PUNCT
ejif-9359	438	1	european	european	ADJ
ejif-9359	438	2	journal	journal	PROPN
ejif-9359	438	3	of	of	ADP
ejif-9359	438	4	marketing	marketing	NOUN
ejif-9359	438	5	,	,	PUNCT
ejif-9359	438	6	47	47	NUM
ejif-9359	438	7	(	(	PUNCT
ejif-9359	438	8	5/6	5/6	NUM
ejif-9359	438	9	)	)	PUNCT
ejif-9359	438	10	,	,	PUNCT
ejif-9359	438	11	833–56	833–56	NUM
ejif-9359	438	12	.	.	PUNCT
ejif-9359	438	13	storey	storey	PROPN
ejif-9359	438	14	,	,	PUNCT
ejif-9359	438	15	c	c	NOUN
ejif-9359	438	16	,	,	PUNCT
ejif-9359	438	17	cankurtaran	cankurtaran	NOUN
ejif-9359	438	18	,	,	PUNCT
ejif-9359	438	19	p	p	X
ejif-9359	438	20	,	,	PUNCT
ejif-9359	438	21	papastathopoulou	papastathopoulou	PROPN
ejif-9359	438	22	,	,	PUNCT
ejif-9359	438	23	p	p	PROPN
ejif-9359	438	24	&	&	CCONJ
ejif-9359	438	25	hultink	hultink	PROPN
ejif-9359	438	26	,	,	PUNCT
ejif-9359	438	27	e.	e.	PROPN
ejif-9359	438	28	(	(	PUNCT
ejif-9359	438	29	2016	2016	NUM
ejif-9359	438	30	)	)	PUNCT
ejif-9359	438	31	,	,	PUNCT
ejif-9359	438	32	success	success	NOUN
ejif-9359	438	33	factors	factor	NOUN
ejif-9359	438	34	for	for	ADP
ejif-9359	438	35	service	service	NOUN
ejif-9359	438	36	innovation	innovation	NOUN
ejif-9359	438	37	:	:	PUNCT
ejif-9359	438	38	a	a	DET
ejif-9359	438	39	metaanalysis	metaanalysis	NOUN
ejif-9359	438	40	,	,	PUNCT
ejif-9359	438	41	journal	journal	NOUN
ejif-9359	438	42	of	of	ADP
ejif-9359	438	43	product	product	NOUN
ejif-9359	438	44	innovation	innovation	NOUN
ejif-9359	438	45	management	management	NOUN
ejif-9359	438	46	,	,	PUNCT
ejif-9359	438	47	33	33	NUM
ejif-9359	438	48	(	(	PUNCT
ejif-9359	438	49	5	5	NUM
ejif-9359	438	50	)	)	PUNCT
ejif-9359	438	51	,	,	PUNCT
ejif-9359	438	52	527	527	NUM
ejif-9359	438	53	-	-	SYM
ejif-9359	438	54	548	548	NUM
ejif-9359	438	55	.	.	PUNCT
ejif-9359	439	1	sutton	sutton	PROPN
ejif-9359	439	2	,	,	PUNCT
ejif-9359	439	3	c.n	c.n	PROPN
ejif-9359	439	4	&	&	CCONJ
ejif-9359	439	5	jenkins	jenkins	PROPN
ejif-9359	439	6	,	,	PUNCT
ejif-9359	439	7	b.	b.	PROPN
ejif-9359	439	8	(	(	PUNCT
ejif-9359	439	9	2007	2007	NUM
ejif-9359	439	10	)	)	PUNCT
ejif-9359	439	11	,	,	PUNCT
ejif-9359	439	12	the	the	DET
ejif-9359	439	13	role	role	NOUN
ejif-9359	439	14	of	of	ADP
ejif-9359	439	15	the	the	DET
ejif-9359	439	16	financial	financial	ADJ
ejif-9359	439	17	services	service	NOUN
ejif-9359	439	18	sector	sector	NOUN
ejif-9359	439	19	in	in	ADP
ejif-9359	439	20	expanding	expand	VERB
ejif-9359	439	21	economic	economic	ADJ
ejif-9359	439	22	opportunity	opportunity	NOUN
ejif-9359	439	23	,	,	PUNCT
ejif-9359	439	24	corporate	corporate	ADJ
ejif-9359	439	25	social	social	ADJ
ejif-9359	439	26	responsibility	responsibility	NOUN
ejif-9359	439	27	initiative	initiative	NOUN
ejif-9359	439	28	report	report	NOUN
ejif-9359	439	29	no	no	INTJ
ejif-9359	439	30	.	.	PROPN
ejif-9359	439	31	19	19	NUM
ejif-9359	439	32	,	,	PUNCT
ejif-9359	439	33	kennedy	kennedy	PROPN
ejif-9359	439	34	school	school	PROPN
ejif-9359	439	35	of	of	ADP
ejif-9359	439	36	government	government	NOUN
ejif-9359	439	37	,	,	PUNCT
ejif-9359	439	38	harvard	harvard	PROPN
ejif-9359	439	39	university	university	PROPN
ejif-9359	439	40	.	.	PUNCT
ejif-9359	440	1	tegambwage	tegambwage	NOUN
ejif-9359	440	2	,	,	PUNCT
ejif-9359	440	3	a.g	a.g	PROPN
ejif-9359	440	4	.	.	PROPN
ejif-9359	440	5	&	&	CCONJ
ejif-9359	440	6	kasoga	kasoga	PROPN
ejif-9359	440	7	,	,	PUNCT
ejif-9359	440	8	p.s	p.s	PROPN
ejif-9359	440	9	.	.	PUNCT
ejif-9359	440	10	(	(	PUNCT
ejif-9359	440	11	2023	2023	NUM
ejif-9359	440	12	)	)	PUNCT
ejif-9359	440	13	,	,	PUNCT
ejif-9359	440	14	determinants	determinant	NOUN
ejif-9359	440	15	of	of	ADP
ejif-9359	440	16	customer	customer	NOUN
ejif-9359	440	17	loyalty	loyalty	NOUN
ejif-9359	440	18	in	in	ADP
ejif-9359	440	19	islamic	islamic	ADJ
ejif-9359	440	20	banking	banking	NOUN
ejif-9359	440	21	:	:	PUNCT
ejif-9359	440	22	the	the	DET
ejif-9359	440	23	role	role	NOUN
ejif-9359	440	24	of	of	ADP
ejif-9359	440	25	religiosity	religiosity	NOUN
ejif-9359	440	26	"	"	PUNCT
ejif-9359	440	27	,	,	PUNCT
ejif-9359	440	28	journal	journal	NOUN
ejif-9359	440	29	of	of	ADP
ejif-9359	440	30	islamic	islamic	PROPN
ejif-9359	440	31	marketing	marketing	NOUN
ejif-9359	440	32	,	,	PUNCT
ejif-9359	440	33	14	14	NUM
ejif-9359	440	34	(	(	PUNCT
ejif-9359	440	35	12	12	NUM
ejif-9359	440	36	)	)	PUNCT
ejif-9359	440	37	,	,	PUNCT
ejif-9359	440	38	3150	3150	NUM
ejif-9359	440	39	-	-	SYM
ejif-9359	440	40	3167	3167	NUM
ejif-9359	440	41	.	.	PUNCT
ejif-9359	441	1	wilson	wilson	PROPN
ejif-9359	441	2	,	,	PUNCT
ejif-9359	441	3	j.	j.	PROPN
ejif-9359	441	4	,	,	PUNCT
ejif-9359	441	5	&	&	CCONJ
ejif-9359	441	6	liu	liu	PROPN
ejif-9359	441	7	,	,	PUNCT
ejif-9359	441	8	j.	j.	PROPN
ejif-9359	441	9	(	(	PUNCT
ejif-9359	441	10	2011	2011	NUM
ejif-9359	441	11	)	)	PUNCT
ejif-9359	441	12	.	.	PUNCT
ejif-9359	442	1	the	the	DET
ejif-9359	442	2	challenges	challenge	NOUN
ejif-9359	442	3	of	of	ADP
ejif-9359	442	4	islamic	islamic	ADJ
ejif-9359	442	5	branding	branding	NOUN
ejif-9359	442	6	:	:	PUNCT
ejif-9359	442	7	navigating	navigate	VERB
ejif-9359	442	8	emotions	emotion	NOUN
ejif-9359	442	9	and	and	CCONJ
ejif-9359	442	10	halal	halal	NOUN
ejif-9359	442	11	,	,	PUNCT
ejif-9359	442	12	journal	journal	NOUN
ejif-9359	442	13	of	of	ADP
ejif-9359	442	14	islamic	islamic	PROPN
ejif-9359	442	15	marketing	marketing	NOUN
ejif-9359	442	16	,	,	PUNCT
ejif-9359	442	17	2	2	NUM
ejif-9359	442	18	(	(	PUNCT
ejif-9359	442	19	1	1	NUM
ejif-9359	442	20	)	)	PUNCT
ejif-9359	442	21	,	,	PUNCT
ejif-9359	442	22	28–42	28–42	PROPN
ejif-9359	442	23	.	.	PROPN
ejif-9359	442	24	yatoo	yatoo	PROPN
ejif-9359	442	25	,	,	PUNCT
ejif-9359	442	26	b.a	b.a	PROPN
ejif-9359	442	27	&	&	CCONJ
ejif-9359	442	28	muthu	muthu	PROPN
ejif-9359	442	29	,	,	PUNCT
ejif-9359	442	30	s.	s.	PROPN
ejif-9359	442	31	s	s	PART
ejif-9359	442	32	(	(	PUNCT
ejif-9359	442	33	2013	2013	NUM
ejif-9359	442	34	)	)	PUNCT
ejif-9359	442	35	islamic	islamic	ADJ
ejif-9359	442	36	finance	finance	NOUN
ejif-9359	442	37	in	in	ADP
ejif-9359	442	38	india	india	PROPN
ejif-9359	442	39	:	:	PUNCT
ejif-9359	442	40	an	an	DET
ejif-9359	442	41	assessment	assessment	NOUN
ejif-9359	442	42	of	of	ADP
ejif-9359	442	43	idea	idea	NOUN
ejif-9359	442	44	and	and	CCONJ
ejif-9359	442	45	awareness	awareness	NOUN
ejif-9359	442	46	.	.	PUNCT
ejif-9359	443	1	,	,	PUNCT
ejif-9359	443	2	the	the	DET
ejif-9359	443	3	international	international	ADJ
ejif-9359	443	4	journal	journal	NOUN
ejif-9359	443	5	of	of	ADP
ejif-9359	443	6	excellence	excellence	PROPN
ejif-9359	443	7	in	in	ADP
ejif-9359	443	8	islamic	islamic	ADJ
ejif-9359	443	9	banking	banking	NOUN
ejif-9359	443	10	and	and	CCONJ
ejif-9359	443	11	finance	finance	NOUN
ejif-9359	443	12	,	,	PUNCT
ejif-9359	443	13	3	3	NUM
ejif-9359	443	14	(	(	PUNCT
ejif-9359	443	15	2):1	2):1	NUM
ejif-9359	443	16	-	-	SYM
ejif-9359	443	17	10	10	NUM
ejif-9359	443	18	.	.	PUNCT
ejif-9359	444	1	yin	yin	PROPN
ejif-9359	444	2	r.k	r.k	PROPN
ejif-9359	444	3	(	(	PUNCT
ejif-9359	444	4	2002	2002	NUM
ejif-9359	444	5	)	)	PUNCT
ejif-9359	444	6	,	,	PUNCT
ejif-9359	444	7	case	case	NOUN
ejif-9359	444	8	study	study	NOUN
ejif-9359	444	9	research	research	NOUN
ejif-9359	444	10	–	–	PUNCT
ejif-9359	444	11	design	design	NOUN
ejif-9359	444	12	and	and	CCONJ
ejif-9359	444	13	methods	method	NOUN
ejif-9359	444	14	,	,	PUNCT
ejif-9359	444	15	newbury	newbury	PROPN
ejif-9359	444	16	park	park	NOUN
ejif-9359	444	17	,	,	PUNCT
ejif-9359	444	18	ca	can	AUX
ejif-9359	444	19	:	:	PUNCT
ejif-9359	444	20	sage	sage	VERB
ejif-9359	444	21	.	.	PUNCT
ejif-9359	445	1	yoo	yoo	PROPN
ejif-9359	445	2	,	,	PUNCT
ejif-9359	445	3	j	j	PROPN
ejif-9359	445	4	,	,	PUNCT
ejif-9359	445	5	arnold	arnold	PROPN
ejif-9359	445	6	,	,	PUNCT
ejif-9359	445	7	t	t	PROPN
ejif-9359	445	8	&	&	CCONJ
ejif-9359	445	9	frankwick	frankwick	PROPN
ejif-9359	445	10	,	,	PUNCT
ejif-9359	445	11	g.l	g.l	PROPN
ejif-9359	445	12	(	(	PUNCT
ejif-9359	445	13	2012	2012	NUM
ejif-9359	445	14	)	)	PUNCT
ejif-9359	445	15	,	,	PUNCT
ejif-9359	445	16	“	"	PUNCT
ejif-9359	445	17	effects	effect	NOUN
ejif-9359	445	18	of	of	ADP
ejif-9359	445	19	positive	positive	ADJ
ejif-9359	445	20	customer	customer	NOUN
ejif-9359	445	21	-	-	PUNCT
ejif-9359	445	22	to	to	ADP
ejif-9359	445	23	-	-	PUNCT
ejif-9359	445	24	customer	customer	NOUN
ejif-9359	445	25	service	service	NOUN
ejif-9359	445	26	interaction	interaction	NOUN
ejif-9359	445	27	”	"	PUNCT
ejif-9359	445	28	,	,	PUNCT
ejif-9359	445	29	journal	journal	NOUN
ejif-9359	445	30	of	of	ADP
ejif-9359	445	31	business	business	NOUN
ejif-9359	445	32	research	research	NOUN
ejif-9359	445	33	,	,	PUNCT
ejif-9359	445	34	65	65	NUM
ejif-9359	445	35	(	(	PUNCT
ejif-9359	445	36	9	9	NUM
ejif-9359	445	37	)	)	PUNCT
ejif-9359	445	38	,	,	PUNCT
ejif-9359	445	39	1313	1313	NUM
ejif-9359	445	40	-	-	SYM
ejif-9359	445	41	1320	1320	NUM
ejif-9359	445	42	.	.	PUNCT