id	keyword
ejif-11201	islamic
ejif-11201	financial
ejif-11201	finance
ejif-11201	inclusion
ejif-11201	banking
ejif-11201	islamic finance
ejif-11201	study
ejif-11201	journal
ejif-11201	banks
ejif-11201	countries
ejif-11201	role
ejif-11201	research
ejif-11201	services
ejif-11201	international