id	keyword
ejif-1975	sector
ejif-1975	efficiency
ejif-1975	islamic
ejif-1975	insurance
ejif-1975	banking
ejif-1975	financial
ejif-1975	banks
ejif-1975	analysis
ejif-1975	scale
ejif-1975	services
ejif-1975	journal
ejif-1975	allocative